# EDGAR Filing Document

**Accession Number:** 0000906564
**File Stem:** 0000906564-26-000055
**Filing Date:** 2026-4
**Character Count:** 73427
**Document Hash:** 1207187607048df40f6d9a906445f75b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000906564-26-000055.hdr.sgml**: 20260427

**ACCESSION NUMBER**: 0000906564-26-000055

**CONFORMED SUBMISSION TYPE**: 497VPU

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260427

**DATE AS OF CHANGE**: 20260427

**EFFECTIVENESS DATE**: 20260427

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MIDLAND NATIONAL LIFE SEPARATE ACCOUNT C
- **CENTRAL INDEX KEY:** 0000906564

**ORGANIZATION NAME:**
- **EIN:** 460164570
- **STATE OF INCORPORATION:** SD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPU
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-176870
- **FILM NUMBER:** 26897099

**BUSINESS ADDRESS:**
- **STREET 1:** 8300 MILLS CIVIC PARKWAY
- **CITY:** WEST DES MOINES
- **STATE:** IA
- **ZIP:** 50266
- **BUSINESS PHONE:** 6053355700

**MAIL ADDRESS:**
- **STREET 1:** MIDLAND NATIONAL LIFE INSURANCE COMPANY
- **STREET 2:** 8300 MILLS CIVIC PARKWAY
- **CITY:** WEST DES MOINES
- **STATE:** IA
- **ZIP:** 50266

## Series and Classes Contracts Data

### MIDLAND NATIONAL LIFE SEPARATE ACCOUNT C (Series ID: S000010317)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000107223 | LiveWell VA  |  |

**LiveWell Variable Annuity Updating Summary Prospectus**

**May 1, 2026**

An Individual Flexible Premium Deferred Variable Annuity

issued by: Midland National Life Insurance Company through the Midland National Life Separate Account C

This summary prospectus summarizes key features of the LiveWell Variable Annuity Contract (the "Contract").

In this summary prospectus "we," "our," "us," "Midland National," and "Company" mean Midland National Life Insurance Company, "you" and "your" mean the owner of the Contract.

Before you invest, you should review the prospectus for the Contract, which contains more information about the features, benefits and risks. You can find this document and other important information about the Contract online at www.SRSLiveWell.com/individual-investors-va-prospectuses. You can also obtain this information at no cost by calling (866) 747-3421, or by sending an email request to SecuritiesPi@sfgmembers.com.

The Contract is a complex investment vehicle and involves risks, including potential loss of principal. The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Withdrawals could result in surrender charges, taxes and tax penalties.

Our obligations under the Contract are subject to our financial strength and claims-paying ability.

Additional information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov.

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**TABLE OF CONTENTS** 

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| | |
|:---|:---|
| <u>[Definitions](#idbf982bf65be47538691513263087fbf_52)</u> | &nbsp;&nbsp;<u>[1](#idbf982bf65be47538691513263087fbf_52)</u> |
| <u>[Updated Informatio](#idbf982bf65be47538691513263087fbf_64)[n](#idbf982bf65be47538691513263087fbf_64)[About Your](#idbf982bf65be47538691513263087fbf_64)[Contract](#idbf982bf65be47538691513263087fbf_64)</u> | &nbsp;&nbsp;<u>[3](#idbf982bf65be47538691513263087fbf_64)</u> |
| <u>[Important Infor](#idbf982bf65be47538691513263087fbf_82)[mation You](#idbf982bf65be47538691513263087fbf_82)[Should Consider A](#idbf982bf65be47538691513263087fbf_82)[bout the Contract](#idbf982bf65be47538691513263087fbf_82)</u> | &nbsp;&nbsp;<u>[5](#idbf982bf65be47538691513263087fbf_82)</u> |
| <u>[Appendix A](#idbf982bf65be47538691513263087fbf_96)</u> | &nbsp;&nbsp;A-<u>[1](#idbf982bf65be47538691513263087fbf_96)</u> |

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**DEFINITIONS** 

For your convenience, below is a glossary of the special terms we use in this prospectus.

**Accumulation Value** means the sum of the amounts you have in the **investment option(s)** of our **separate account** under your in-force Contract. This may also be referred to as account value.

**Annuitant** means the person whose life is used to determine the amount and duration of any annuity payments involving life contingencies*.* The **annuitant** may not be changed during the **annuitant's** lifetime.

**Annuitization** means an election of an annuity payment option.

**Annuitize** means an election to receive regular income payments from your Contract under one of the annuity payment options. An election to **annuitize** your Contract may be irrevocable. If you elect to **annuitize** your Contract, you will no longer be able to exercise any liquidity (e.g., withdrawal or surrender) provision that may have previously been available.

**Beneficiary** means the person or persons to whom the Contract's **death benefit** will be paid in the event of the death of an **owner**.

**Business Day** means any day the New York Stock Exchange is open for regular trading. Our **business day** ends when the New York Stock Exchange closes for regular trading generally 3:00 p.m. Central Time.

**Company (or we/us)** means Midland National Life Insurance Company.

**Contract Anniversary** means the same date in each **Contract year** as the **issue date**.

**Contract Month** means a month that starts on the same date as the **issue date** in each month. For this purpose, if the **issue date** is not a calendar date in every month, then we look forward to the first day of the next calendar month. For example, assume a Contract is issued on January 31<sup>st</sup>; subsequent **Contract months** will begin on the first day of each month (March 1, March 31, May 1, May 31, etc.).

**Contract Quarter** means a three-month period that starts on the same date as the **issue date** in each three-month period. For this purpose, if the **issue date** is not a calendar date in every month, then we look forward to the first day of the next calendar month. For example, assume a Contract is issued on January 31<sup>st</sup>; **Contract quarters** will begin on the first day of each quarter (May 1, July 31, and October 31).

**Contract Year** means a year that starts on the **issue date** or on each **Contract anniversary** thereafter.

**Customer Service Center** means where you must send correspondence, service or transaction requests, and inquiries to P.O. Box 9261, Des Moines, Iowa, 50306-9261 or via fax (866) 511-7038. The toll free telephone number is (866) 747-3421. ***Please note****:* Premium payments must be sent to P.O. Box 9261, Des Moines, Iowa, 50306-9261. The overnight mailing address is Midland National, 8300 Mills Civic Parkway, West Des Moines, Iowa 50266-3833. This should only be used for mail delivered via a courier.

**<br>Death Benefit** means the amount that we will pay to the **beneficiary** in the event of the death of the **owner** if the Contract is still in-force and in the Accumulation phase. The amount of the **death benefit** is based on which **death benefit** option is elected and determined as of the **business day** that our **Customer Service Center** receives the required documentation in **good order.**

**Enhanced Death Benefit** means the optional **Enhanced Death Benefit** available for an additional charge, which pays your beneficiary the greater of (i) your **accumulation value**, (ii) your **net premium**, and (iii) your **Enhanced Death Benefit** value. For more detailed information, see the "Death Benefit" section.

**Good Order** means all of the information necessary to process a transaction, as we determine in our discretion. Transaction requests will generally be processed on the business day they are received at the Customer Service Center as long as the request is in good order. For more detailed information see "Administrative Procedures" section.

**Investment Option** means an option or division of our **separate account** which invests exclusively in one share class of one investment portfolio of a Trust or Fund (collectively "Portfolio").

**Issue Age** means the age of the **owner** on the last birthday before the **issue date**. In the case of Joint owners, Issue Age is based on the age of the oldest of the Joint Owners. For non-natural owners, Issue Age is based on the age of the Annuitant.

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**Issue Date** means the date the Contract goes into effect and from which **Contract anniversaries**, **Contract month**s, **Contract quarters,** and **Contract year**s are determined.

**Maturity Date** means the date, specified in your Contract, on which income payments will begin. The earliest possible **maturity date** is the first **Contract anniversary** at which time you may **annuitize** your full **accumulation value**. The maximum **maturity date** is the **Contract anniversary** immediately following the **annuitant's** 115<sup>th</sup> birthday.

**Net Premium** means (1) if you *do not* elect an Optional Value Endorsement, total premiums received less any reductions for partial withdrawals on a pro-rata basis; and (2) if you *do* elect an Optional Value Endorsement, this means total premiums received less any reductions for partial withdrawals and less applicable surrender charges on a pro-rata basis.

**Owner** means the person(s) or entity that is named in the application or on the latest change filed with us who is entitled to exercise all rights and privileges provided in the Contract.

**Principal Office** means Midland National Life Insurance Company's principal place of business located at 8300 Mills Civic Parkway, West Des Moines, IA 50266. Please note: You must send all correspondence, service or transaction requests, inquiries, and premium payments to our **Customer Service Center**.

**Remaining Premium** means if you elect the Optional Value Endorsement, the premium payments made less the partial withdrawals taken and less any surrender charges on a dollar for dollar basis.

**Return of Premium Death Benefit** means the optional **Return of Premium Death Benefit** available for an additional charge, which pays your **beneficiary** the greater of (i) your **accumulation value** or (ii) your **net premium**. For more detailed information, see the "Death Benefit" section.

**Separate Account** means the Midland National Life Separate Account C which receives and invests your premiums under the Contract. Our **separate account** is divided into **subaccount**s.

**Subaccount** means a division of our Registered Separate Account which invests exclusively in one share class of one Investment Portfolio. We may use this term interchangeably with the term "Investment Division."

**Surrender Value** means (1) if you *do not* elect an Optional Value Endorsement, the **separate account accumulation value** on the date of surrender less the quarterly Contract maintenance fee and any state premium tax, if applicable; and (2) if you *do* elect an Optional Value Endorsement, this means the **separate account accumulation value** on the date of surrender less any applicable surrender charge, quarterly Contract maintenance fee and any state premium tax, if applicable. This may also be referred to as cash **surrender value**.

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**UPDATED INFORMATION ABOUT YOUR CONTRACT**

The information in this Updating Summary Prospectus is a summary of certain Contract features that have changed since the Updating Summary Prospectus dated May 1, 2025. This may not reflect all of the changes that have occurred since you entered into your Contract.

**Calvert VP SRI Mid Cap Portfolio Liquidation**

On or about April 27, 2026, the Calvert VP SRI Mid Cap Portfolio was liquidated. Any Accumulation Value that was invested in the Calvert VP SRI Mid Cap Subaccount at the time of the liquidation was automatically allocated to the Fidelity VIP Government Money Market Service 2 Subaccount. You may transfer Accumulation Value that was automatically allocated to the Fidelity VIP Government Money Market Service 2 Subaccount to any other available Subaccount within 60 days after the liquidation without incurring any charges and without such transfer counting against the 15 free transfers allowed each Contract Year.

**ClearBridge Portfolio Mergers**

On or about April 24, 2026, the ClearBridge Variable Dividend Strategy II Portfolio and the ClearBridge Variable Large Cap Growth II Portfolio (the "ClearBridge Portfolios") were merged into and with substantially similar Portfolios of Lincoln Variable Insurance Products Trust: the LVIP ClearBridge Variable Dividend Strategy II Portfolio and the LVIP ClearBridge Variable Large Cap Growth II Portfolio (the "LVIP Portfolios"). Any Accumulation Value that was invested in the ClearBridge Portfolio Subaccounts at the time of the merger was automatically allocated to the corresponding LVIP Portfolio Subaccounts. The LVIP Portfolio Subaccounts are available as investment options under the Contract.

**Portfolio Closures**

Effective May 1, 2026, the following Subaccounts are no longer available for new investment allocations:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fidelity VIP FundsManager 50% Service 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fidelity VIP FundsManager 70% Service 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fidelity VIP FundsManager 85% Service 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Invesco VI Balanced-Risk Allocation II

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Lazard Retirement Global Dynamic Multi Asset Svc

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Lazard Retirement International Equity Ser

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Royce Capital Small-Cap Svc

Any Accumulation Value you currently have invested in the closed Subaccounts will remain invested unless you request a transfer or withdrawal.

**New Investment Options**

Effective May 1, 2026, the following new Subaccounts are available as investment options under the Contract:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Columbia VP Intermediate Bond 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Columbia VP Small Company Growth 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fidelity VIP Communications Services Svc 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fidelity VIP Disciplined Small Cap Svc 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fidelity VIP Floating Rate High Income Svc 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fidelity VIP Hedged Equity Service 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fidelity VIP Industrials Service 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fidelity VIP Materials Service 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Fidelity VIP Utilities Service 2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Janus Henderson VIT Global Sustainable Equity Svc

**Portfolio Name Changes**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Effective August 22, 2025, the Invesco Oppenheimer V.I. International Growth II Portfolio was renamed the Invesco V.I. International Growth II Portfolio.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Effective April 30, 2026, the MFS VIT II International Intrinsic Value Svc Portfolio was renamed the MFS VIT II International Intrinsic Equity Svc Portfolio.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• In connection with Nomura Holding America Inc's acquisition of the Macquarie Portfolios, effective November 3, 2025 each of the Macquarie Portfolios was renamed to replace "Macquarie" with "Nomura" in the Portfolio name, as reflected in Appendix A to this summary prospectus. The investment sub-advisers to the Macquarie Portfolios no longer serve as investment sub-advisers to the Nomura Portfolios.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Effective May 1, 2026, the Putnam VT Research IB Portfolio was renamed the Putnam VT U.S. Research IB Portfolio.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Effective May 1, 2026, the American Funds IS Global Small Capitalization 4 Portfolio was renamed the American Funds IS SMALLCAP World Fund 4 Portfolio and the American Funds IS International 4 Portfolio was renamed the American Funds IS EUPAC 4 Portfolio.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Effective May 1, 2026, the LVIP American Century Disciplined Core Value Fund was renamed the LVIP Avantis Large Cap Value Fund and its investment objectives, strategies, and risks changed. Please refer to the fund's prospectus for information about its investment objectives, strategies, and risks.

Information about each of the investment options available under your Contract, including their type, their investment advisers and sub-advisers, their current expenses and performance information, is located in Appendix A to this summary prospectus. Additional information about the investment options can be found in the prospectuses for the Portfolios, which may be amended from time to time and can be found online at www.srslivewell.com/individual-investors-va-prospectuses. You can also request this information at no cost by calling 866-747-3421 or by sending an email request to SecuritiesPI@sfgmembers.com.

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**Important Information You Should Consider About the Contract** 

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| | | |
|:---|:---|:---|
| **FEES, EXPENSES, AND ADJUSTMENTS** | **FEES, EXPENSES, AND ADJUSTMENTS** | **LOCATION IN PROSPECTUS** |
| **Are There Charges or Adjustments for Early**<br>**Withdrawals?** | &nbsp;&nbsp;&nbsp;**Yes.**<br>**Owners** who have a Contract without an Optional Value Endorsement can make withdrawals without being assessed a surrender charge of up to 8% as a percent of premiums withdrawn during the first seven years following the premium payment. If you elect an Optional Value Endorsement and make a withdrawal within the first Contract Year after the premium payment, you could pay a surrender charge of up to $8,000 on a $100,000 investment. This loss will be greater if there are taxes or tax penalties. | Charges, Fees and Deductions – Optional Value Endorsement-Surrender Charges<br>Summary – Fee Table – Transaction Expenses |
| **Are There Transaction Charges?** | &nbsp;&nbsp;&nbsp;**Yes.**<br>In addition to surrender charges, you may also be charged for other transactions, such as fund transfers when transferring between **investment options** more than 15 times a year, or if you request expedited delivery or wire transfer of funds. | Charges, Fees and<br>Deductions –<br>Transfer Charge |
| **Are There Ongoing Fees and Expenses?** | &nbsp;&nbsp;&nbsp;**Yes.**<br>The table below describes the fees and expenses that you may pay *each year*, depending on the investment options and optional benefits you choose. Please refer to your Contract specifications page for information about the specific fees you will pay *each year* based on the options you have elected.  | Summary – Fee Table – Annual Expenses |

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| | | | |
|:---|:---|:---|:---|
| **Annual Fee** | **Minimum** | **Maximum** | |
| Base Contract Expenses<sup>1,2</sup> | 0.94% | 1.14% |  |
| Investment Portfolios<sup>3</sup> (Portfolio Company fees and expenses) | 0.01% | 0.03% |  |
| Optional benefits available for an additional charge<sup>4</sup> | 0.25% | 0.55% |  |
| <sup>1</sup> As a percentage of accumulated value in each investment option.<br><sup>2</sup> Includes mortality and expense risk charge, asset based administration charge, and contract maintenance fee.<br><sup>3</sup> As a percentage of average daily net assets of the investment option before any applicable waivers.<br><sup>4</sup> As a percentage of average accumulated value | <sup>1</sup> As a percentage of accumulated value in each investment option.<br><sup>2</sup> Includes mortality and expense risk charge, asset based administration charge, and contract maintenance fee.<br><sup>3</sup> As a percentage of average daily net assets of the investment option before any applicable waivers.<br><sup>4</sup> As a percentage of average accumulated value | <sup>1</sup> As a percentage of accumulated value in each investment option.<br><sup>2</sup> Includes mortality and expense risk charge, asset based administration charge, and contract maintenance fee.<br><sup>3</sup> As a percentage of average daily net assets of the investment option before any applicable waivers.<br><sup>4</sup> As a percentage of average accumulated value |  |
| Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay *each year*, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, **which could add Surrender Charges that substantially increase costs.**  | Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay *each year*, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, **which could add Surrender Charges that substantially increase costs.**  | Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay *each year*, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, **which could add Surrender Charges that substantially increase costs.**  | Annual Fund Expenses |

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| | | | |
|:---|:---|:---|:---|
| **FEES AND EXPENSES** | **Lowest Annual** <br>**Cost: $1,927**  | **Highest Annual** <br>**Cost: $3,384** | **LOCATION IN PROSPECTUS** |
|  | Assumes:<br>&nbsp;&nbsp;&nbsp;&nbsp;• Investment of $100,000 | &nbsp;&nbsp;Assumes:<br>&nbsp;&nbsp;&nbsp;&nbsp;• Investment of $100,000  | Additional Information about LiveWell Variable Annuity - Suitability of the Contract |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• 5% annual appreciation | &nbsp;&nbsp;&nbsp;&nbsp;• 5% annual appreciation | Summary - Fee Table - Example |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• Least expensive combination of Base Contract charges (i.e. selection of the 7 year Optional Value Endorsement) and portfolio fees and expenses | &nbsp;&nbsp;&nbsp;&nbsp;• Most expensive combination of Base Contract charges (i.e. no Optional Value Endorsement), additional benefits, and portfolio fees and expenses |  |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• No optional death benefits | &nbsp;&nbsp;&nbsp;&nbsp;• No additional purchase payments, transfers, or withdrawals |  |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• No additional purchase payments, transfers, or withdrawals | &nbsp;&nbsp;&nbsp;&nbsp;• No sales charges |  |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• No sales charges |  |  |

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|:---|:---|:---|
| **RISKS** | **RISKS** | **LOCATION IN PROSPECTUS** |
| **Is There a Risk of Loss from Poor Performance?** | **Yes.**<br>You can lose money by investing in this Contract. | Summary –<br>Principal Risks of Investing in the Contract |
| **Is this a Short-Term Investment?** | **No.**<br>The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. The Contract is designed to aid in long-term financial planning and provides for accumulation of capital on a tax-deferred basis for retirement or other savings needs. A surrender charge may apply for up to seven years from the last premium payment if an Optional Value Endorsement is elected, which would reduce the amount received. Amounts withdrawn from the Contract may also result in taxes and tax penalties. | Summary –<br>Principal Risks of Investing in the Contract |
| **What Are the Risks Associated with the Investment Options?** | An investment in the Contract is subject to the risk of poor investment performance and can vary depending on the performance of the **investment options** you choose. Each **investment option** has its own unique risks. You should review the **investment options** before making an investment decision. | Summary –<br>Principal Risks of Investing in the Contract |
| **What Are the Risks Related to the Insurance Company?** | Investing in the Contract is subject to the risks related to the Company. Any obligations, guarantees, or benefits are subject to the claims-paying ability of the Company, and our long term ability to make such payments, and are not guaranteed by any other party. There is no guarantee that we will be able to meet our claims paying obligations; there are risks to purchasing any insurance product. More information about the Company, including financial strength ratings, is available upon request by calling (866) 747-3421. | Summary –<br>Principal Risks of Investing in the Contract |

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| | | |
|:---|:---|:---|
| **RESTRICTIONS** | **RESTRICTIONS** | **LOCATION IN PROSPECTUS** |
| **Are There Restrictions on the Investment Options?** | **Yes.**<br>&nbsp;&nbsp;&nbsp;&nbsp;• We do not currently charge a fee for transfers among **investment options** but reserve the right to impose a transfer fee of $15 for transfers in excess of 15 per Contract year. | Detailed Information About the Contract –<br>Your Accumulation Value – Transfers of Accumulation Value; |
| **Are There Restrictions on the Investment Options?** | &nbsp;&nbsp;&nbsp;&nbsp;• We reserve the right to add, remove or substitute **investment options**. | Detailed Information About the Contract –<br>Your Accumulation Value – Transfers of Accumulation Value; |
| **Are There Restrictions on the Investment Options?** | &nbsp;&nbsp;&nbsp;&nbsp;• The Company also has policies and procedures that attempt to detect and deter frequent transfers. | Transfer Limitations |
| **Are There Restrictions on the Investment Options?** | &nbsp;&nbsp;&nbsp;&nbsp;• We reserve the right to reject or place limitations on the acceptance and allocation of additional premiums. | Detailed Information about the Contract - Premium Payments |
| **Are There any Restrictions on Contract Benefits?** | **Yes.**<br>&nbsp;&nbsp;&nbsp;&nbsp;• Certain optional benefits may limit withdrawals or other rights under the Contract. Under certain benefits, a withdrawal could reduce the value of a benefit by more than the dollar amount of the withdrawal. | Summary – Features of LiveWell Variable Annuity –<br>Death Benefit |
| **Are There any Restrictions on Contract Benefits?** | &nbsp;&nbsp;&nbsp;&nbsp;• The availability of Contract benefits may vary depending on the broker-dealer through which the Contract is sold and the state or date of purchase. | Appendix C - State Variations<br>Appendix D - Financial Intermediary Variations |
| **Are There any Restrictions on Contract Benefits?** | &nbsp;&nbsp;&nbsp;&nbsp;• Selection of certain benefits (i.e. Optional Value Endorsements) may subject you to a surrender charge. | Summary – Fee Table – Transaction Expenses |
| **Are There any Restrictions on Contract Benefits?** | &nbsp;&nbsp;&nbsp;&nbsp;• We may modify or discontinue offering an optional benefit for new elections at any time. We reserve the right to end certain benefits, such as the Dollar Cost Averaging Program or the Portfolio Rebalancing Program, upon notice to you. | Summary – Fee Table – Transaction Expenses |
| **Are There any Restrictions on Contract Benefits?** | &nbsp;&nbsp;&nbsp;&nbsp;• You may participate in either the Dollar Cost Averaging Program or the Portfolio Rebalancing Program, but not both. | Benefits Available Under the Contract |
| **TAXES** | **TAXES** | **LOCATION IN PROSPECTUS** |
| **What Are the Contract's Tax Implications?** | &nbsp;&nbsp;&nbsp;&nbsp;• You should consult with a tax professional to determine the tax implications of an investment in and purchase payments received under the Contract. | Federal Tax Status |
| **What Are the Contract's Tax Implications?** | &nbsp;&nbsp;&nbsp;&nbsp;• There is no additional tax deferral benefit if you purchase the Contract through a tax-qualified plan or individual retirement account (IRA). | Federal Tax Status |
| **What Are the Contract's Tax Implications?** | &nbsp;&nbsp;&nbsp;&nbsp;• Earnings in the Contract are taxed at the ordinary income tax rates when you make the withdrawal, and a penalty may apply if you make the withdrawal before age 59 1/2. | Federal Tax Status |

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| | | |
|:---|:---|:---|
| **CONFLICTS OF INTEREST** | **CONFLICTS OF INTEREST** | **LOCATION IN PROSPECTUS** |
| **How Are Investment Professionals Compensated?** | Financial professionals will receive compensation for selling the Contract. The financial professional will receive a base commission and may also receive trailing compensation based on the Contracts' **accumulation value**. Financial professionals may have an incentive to offer or recommend the Contract over another investment. | Additional Information –<br>Distribution of the Contracts |
| **Should I Exchange My Contract?** | Some investment professionals may have a financial incentive to offer you a new contract in place of the one you already own. You should only exchange your contract if you determine, after comparing the features, fees, and risks of both contracts, and any fees or penalties to terminate the existing contract, that it is preferable for you to purchase the new contract rather than continue to own the existing contract. | Detailed Information about the Contact –<br>Tax-Free "Section 1035" Exchanges |

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**APPENDIX A – INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT**

The following is a list of Portfolios available under the Contract. More information about the **Portfolios** is available in the prospectuses for the P**ortfolios**, which may be amended from time to time and can be found online at www.srslivewell.com/individual-investors-va-prospectuses. You can also request this information at no cost by calling 866-747-3421 or by sending an email request to SecuritiesPI@sfgmembers.com.

The current expenses and performance information below reflects fees and expenses of the **Portfolios**, but does not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these charges were included. Each **Portfolio's** past performance is not necessarily an indication of future performance.

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | | **Average Annual Total Returns**<br>**(as of 12/31/2025)** | **Average Annual Total Returns**<br>**(as of 12/31/2025)** | **Average Annual Total Returns**<br>**(as of 12/31/2025)** | **Average Annual Total Returns**<br>**(as of 12/31/2025)** |
|<br>**Type** |<br>**Portfolio and Advisor / Subadvisor** | **Current Expenses** | **1-Year Return** | **5-Year Return** | **10-Year Return** |
| ***Alliance Bernstein Variable Product Series***<br>*Advisor: AllianceBernstein LP* | ***Alliance Bernstein Variable Product Series***<br>*Advisor: AllianceBernstein LP* | ***Alliance Bernstein Variable Product Series***<br>*Advisor: AllianceBernstein LP* | ***Alliance Bernstein Variable Product Series***<br>*Advisor: AllianceBernstein LP* | ***Alliance Bernstein Variable Product Series***<br>*Advisor: AllianceBernstein LP* | ***Alliance Bernstein Variable Product Series***<br>*Advisor: AllianceBernstein LP* |
| Asset Allocation | AB VPS Dynamic Asset Allocation B<sup>2,3</sup> | 1.10 | 13.21 | 4.74 | 5.25 |
| Small Company | AB VPS Small Cap Growth B<sup>2,3</sup> | 1.15 | 4.45 | (0.69) | 10.99 |
| Small Company | AB VPS Discovery Value B | 1.06 | 2.64 | 8.48 | 8.27 |
| ***The Alger Portfolios***<br>*Advisor: Fred Alger Management, LLC* | ***The Alger Portfolios***<br>*Advisor: Fred Alger Management, LLC* | ***The Alger Portfolios***<br>*Advisor: Fred Alger Management, LLC* | ***The Alger Portfolios***<br>*Advisor: Fred Alger Management, LLC* | ***The Alger Portfolios***<br>*Advisor: Fred Alger Management, LLC* | ***The Alger Portfolios***<br>*Advisor: Fred Alger Management, LLC* |
| Aggressive Growth | Alger Capital Appreciation S | 1.19 | 32.52 | 16.04 | 17.86 |
| ***ALPS Variable Investment Trust***<br>*Advisor: ALPS Advisors, Inc.* | ***ALPS Variable Investment Trust***<br>*Advisor: ALPS Advisors, Inc.* | ***ALPS Variable Investment Trust***<br>*Advisor: ALPS Advisors, Inc.* | ***ALPS Variable Investment Trust***<br>*Advisor: ALPS Advisors, Inc.* | ***ALPS Variable Investment Trust***<br>*Advisor: ALPS Advisors, Inc.* | ***ALPS Variable Investment Trust***<br>*Advisor: ALPS Advisors, Inc.* |
| Specialty - Natural Resources | ALPS/Alerian Energy Infrastructure III<sup>2</sup> | 1.30 | 4.66 | 22.06 | 10.70 |
| Growth and Income | ALPS Global Opportunity III<sup>2, 3</sup> | 2.38 | 1.36 | 6.30 | 9.36 |
| ***American Funds Insurance Series***<br>*Advisor: Capital Research and Management Company* | ***American Funds Insurance Series***<br>*Advisor: Capital Research and Management Company* | ***American Funds Insurance Series***<br>*Advisor: Capital Research and Management Company* | ***American Funds Insurance Series***<br>*Advisor: Capital Research and Management Company* | ***American Funds Insurance Series***<br>*Advisor: Capital Research and Management Company* | ***American Funds Insurance Series***<br>*Advisor: Capital Research and Management Company* |
| Asset Allocation | American Funds IS® Asset Allocation 4 | 0.79 | 15.59 | 8.70 | 9.50 |
| Growth | American Funds IS® Capital Income Builder®4<sup>2</sup> | 0.78 | 18.66 | 8.55 | 7.18 |
| World Stock | American Funds IS® Capital World Growth & Income 4<sup>2</sup> | 0.92 | 24.46 | 10.01 | 10.74 |
| Foreign Stock | American Funds IS® EUPAC 4<br>*(formerly American Funds IS® International)* | 1.03 | 26.41 | 3.14 | 6.73 |
| Balanced | American Funds IS® Global Balanced 4<sup>2</sup> | 1.01 | 16.96 | 5.85 | 7.43 |
| World Stock | American Funds IS® Global Growth 4<sup>2</sup> | 0.91 | 21.34 | 7.97 | 11.89 |
| Growth | American Funds IS® Growth 4 | 0.84 | 19.93 | 13.09 | 17.67 |
| Growth and Income | American Funds IS® Growth-Income 4 | 0.78 | 17.77 | 13.62 | 13.63 |
| Foreign Stock | American Funds IS® International Growth And Income 4<sup>2</sup> | 1.06 | 35.09 | 7.42 | 7.54 |
| Growth | American Funds IS® New World 4<sup>2</sup> | 1.07 | 27.93 | 5.06 | 8.98 |
| Small Company | American Funds IS® SMALLCAP World 4<sup>2</sup><br>*(formerly American Funds IS® Global Small Cap)* | 1.15 | 14.33 | 0.23 | 6.96 |
| Corporate Bond - General | American Funds IS® The Bond Fund of America 4<sup>2</sup> | 0.73 | 6.98 | (0.38) | 2.11 |
| Government Bond - General | American Funds IS® Ultra-Short Bond 4 | 0.81 | 3.59 | 2.53 | 1.46 |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| Corporate Bond - High Quality | American Funds IS® US Government Securities 4<sup>2</sup> | 0.75 | 7.54 | (0.49) | 1.45 |
| Growth and Income | American Funds IS® Washington Mutual Investors 4<sup>2</sup> | 0.75 | 16.90 | 13.60 | 12.08 |
| ***BlackRock Variable Series Funds***<br>*Advisor: BlackRock Advisors, LLC* | ***BlackRock Variable Series Funds***<br>*Advisor: BlackRock Advisors, LLC* | ***BlackRock Variable Series Funds***<br>*Advisor: BlackRock Advisors, LLC* | ***BlackRock Variable Series Funds***<br>*Advisor: BlackRock Advisors, LLC* | ***BlackRock Variable Series Funds***<br>*Advisor: BlackRock Advisors, LLC* | ***BlackRock Variable Series Funds***<br>*Advisor: BlackRock Advisors, LLC* |
| Asset Allocation | BlackRock 60/40 Target Allocation ETF VI III<sup>2</sup> | 0.57 | 15.37 | 7.05 | 8.45 |
| Growth | BlackRock Advantage Large Cap Core V.I. III<sup>2,3</sup> | 0.94 | 19.73 | 13.85 | 14.08 |
| Growth and Income | BlackRock Basic Value V.I. 3<sup>2</sup> | 1.01 | 24.04 | 12.81 | 10.52 |
| Growth and Income | BlackRock Capital Appreciation V.I. 3<sup>2</sup> | 1.04 | 11.77 | 10.50 | 15.32 |
| Equity-Income | BlackRock Equity Dividend V.I. III<sup>2</sup> | 0.92 | 21.32 | 11.45 | 11.01 |
| Asset Allocation | BlackRock Global Allocation V.I. III<sup>2</sup> | 1.02 | 19.51 | 5.51 | 7.33 |
| Growth | BlackRock Large Cap Focus Growth Equity V.I. III<sup>2</sup> | 1.04 | 11.48 | 10.19 | 15.98 |
| ***Calvert Variable Portfolio***<br>*Advisor: Calvert Research and Management* | ***Calvert Variable Portfolio***<br>*Advisor: Calvert Research and Management* | ***Calvert Variable Portfolio***<br>*Advisor: Calvert Research and Management* | ***Calvert Variable Portfolio***<br>*Advisor: Calvert Research and Management* | ***Calvert Variable Portfolio***<br>*Advisor: Calvert Research and Management* | ***Calvert Variable Portfolio***<br>*Advisor: Calvert Research and Management* |
| Growth and Income | CVT VP S&P 500 Index<sup>2,3</sup> | 0.28 | 17.50 | 14.10 | 14.48 |
| Balanced | Calvert VP SRI Balanced F | 0.89 | 11.68 | 8.44 | 9.51 |
| ***Legg Mason Partners Variable Equity Trust***<br>*Advisor: Franklin Templeton Fund Adviser, LLC*<br>*Subadvisor: ClearBridge Investments, LLC* | ***Legg Mason Partners Variable Equity Trust***<br>*Advisor: Franklin Templeton Fund Adviser, LLC*<br>*Subadvisor: ClearBridge Investments, LLC* | ***Legg Mason Partners Variable Equity Trust***<br>*Advisor: Franklin Templeton Fund Adviser, LLC*<br>*Subadvisor: ClearBridge Investments, LLC* | ***Legg Mason Partners Variable Equity Trust***<br>*Advisor: Franklin Templeton Fund Adviser, LLC*<br>*Subadvisor: ClearBridge Investments, LLC* | ***Legg Mason Partners Variable Equity Trust***<br>*Advisor: Franklin Templeton Fund Adviser, LLC*<br>*Subadvisor: ClearBridge Investments, LLC* | ***Legg Mason Partners Variable Equity Trust***<br>*Advisor: Franklin Templeton Fund Adviser, LLC*<br>*Subadvisor: ClearBridge Investments, LLC* |
| Growth | ClearBridge Variable Growth II<sup>3</sup> | 1.11 | 13.10 | 4.98 | 7.20 |
| Growth | ClearBridge Variable Mid Cap II | 1.06 | 4.08 | 4.23 | 7.24 |
| Small Company | ClearBridge Variable Small Cap Growth II | 1.05 | 8.97 | (0.42) | 9.11 |
| ***Columbia Variable Portfolio***<br>*Advisor: Columbia Management Investment Advisers, LLC* | ***Columbia Variable Portfolio***<br>*Advisor: Columbia Management Investment Advisers, LLC* | ***Columbia Variable Portfolio***<br>*Advisor: Columbia Management Investment Advisers, LLC* | ***Columbia Variable Portfolio***<br>*Advisor: Columbia Management Investment Advisers, LLC* | ***Columbia Variable Portfolio***<br>*Advisor: Columbia Management Investment Advisers, LLC* | ***Columbia Variable Portfolio***<br>*Advisor: Columbia Management Investment Advisers, LLC* |
| Growth and Income | Columbia VP Contrarian Core 2<sup>2</sup> | 0.95 | 17.35 | 13.89 | 14.03 |
| Equity-Income | Columbia VP Dividend Opportunity 2<sup>2</sup> | 0.98 | 15.56 | 11.60 | 10.15 |
| Diversified Emerging Markets | Columbia VP Emerging Markets 2<sup>2, 3</sup> | 1.34 | 30.87 | (1.37) | 7.00 |
| Diversified Emerging Markets | Columbia VP Emerging Markets Bond 2<sup>2</sup> | 1.00 | 12.65 | 1.47 | 4.03 |
| Corporate Bond - High Yield | Columbia VP High Yield Bond 2<sup>2</sup> | 0.89 | 8.49 | 3.93 | 5.51 |
| Intermediate Core-Plus Bond | Columbia VP Intermediate Bond 2 | 0.77 | 8.84 | (0.68) | 2.52 |
| Growth | Columbia VP Select Large Cap Value 2 | 0.94 | 27.97 | 13.32 | 12.30 |
| Growth | Columbia VP Select Mid Cap Value 2<sup>2</sup> | 1.07 | 13.87 | 10.90 | 10.17 |
| Specialty - Technology | Columbia VP Seligman Global Tech 2<sup>2</sup> | 1.18 | 34.37 | 18.42 | 22.70 |
| Growth | Columbia VP Small Cap Value 2<sup>2</sup> | 1.13 | 14.66 | 12.19 | 11.20 |
| Small Cap Growth | Columbia VP Small Company Growth | 1.12 | 21.29 | 3.32 | 14.89 |
| Multisector Bond | Columbia VP Strategic Income 2<sup>2</sup> | 0.94 | 7.16 | 1.92 | 4.02 |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| Government Bond - Mortgage | Columbia VP US Government Mortgage 2 | 0.71 | 8.83 | (0.32) | 1.65 |
| ***Donoghue Forlines Funds***<br>*Advisor: Donoghue Forlines LLC* | ***Donoghue Forlines Funds***<br>*Advisor: Donoghue Forlines LLC* | ***Donoghue Forlines Funds***<br>*Advisor: Donoghue Forlines LLC* | ***Donoghue Forlines Funds***<br>*Advisor: Donoghue Forlines LLC* | ***Donoghue Forlines Funds***<br>*Advisor: Donoghue Forlines LLC* | ***Donoghue Forlines Funds***<br>*Advisor: Donoghue Forlines LLC* |
| Equity-Income | DF Tactical Dividend VIT 1<sup>3</sup><br>*(Formerly Donoghue Forlines Dividend VIT 1)* | 2.00 | 17.19 | 8.72 | 3.46 |
| ***Deutsche DWS Variable Series***<br>*Advisor: DWS Investment Management Americas, Inc* | ***Deutsche DWS Variable Series***<br>*Advisor: DWS Investment Management Americas, Inc* | ***Deutsche DWS Variable Series***<br>*Advisor: DWS Investment Management Americas, Inc* | ***Deutsche DWS Variable Series***<br>*Advisor: DWS Investment Management Americas, Inc* | ***Deutsche DWS Variable Series***<br>*Advisor: DWS Investment Management Americas, Inc* | ***Deutsche DWS Variable Series***<br>*Advisor: DWS Investment Management Americas, Inc* |
| Asset Allocation | DWS Alternative Asset Allocation VIP B | 1.26 | 10.03 | 4.88 | 4.52 |
| Growth | DWS Equity 500 Index VIP B<sup>2</sup> | 0.64 | 17.18 | 13.70 | 14.11 |
| Small Company | DWS Small Cap Index VIP B<sup>2</sup> | 0.68 | 12.37 | 5.54 | 9.03 |
| Growth | DWS Small Mid Cap Value VIP B<sup>2,3</sup> | 1.21 | 17.85 | 9.27 | 7.18 |
| ***Eaton Vance Variable Trust***<br>*Advisor: Eaton Vance Management* | ***Eaton Vance Variable Trust***<br>*Advisor: Eaton Vance Management* | ***Eaton Vance Variable Trust***<br>*Advisor: Eaton Vance Management* | ***Eaton Vance Variable Trust***<br>*Advisor: Eaton Vance Management* | ***Eaton Vance Variable Trust***<br>*Advisor: Eaton Vance Management* | ***Eaton Vance Variable Trust***<br>*Advisor: Eaton Vance Management* |
| Income | Eaton Vance VT Floating-Rate Income Init | 1.19 | 3.95 | 4.64 | 4.43 |
| ***Federated Hermes Insurance Series***<br>*Advisor: Federated Investment Management Company* | ***Federated Hermes Insurance Series***<br>*Advisor: Federated Investment Management Company* | ***Federated Hermes Insurance Series***<br>*Advisor: Federated Investment Management Company* | ***Federated Hermes Insurance Series***<br>*Advisor: Federated Investment Management Company* | ***Federated Hermes Insurance Series***<br>*Advisor: Federated Investment Management Company* | ***Federated Hermes Insurance Series***<br>*Advisor: Federated Investment Management Company* |
| Corporate Bond - High Yield | Federated Hermes High Income Bond II S<sup>2</sup> | 1.08 | 8.18 | 3.45 | 5.33 |
| Growth | Federated Hermes Kaufmann II S<sup>3</sup> | 1.81 | 11.26 | 1.26 | 9.61 |
| Growth and Income | Federated Hermes Managed Volatility II S<sup>2</sup> | 1.25 | 6.73 | 6.30 | 6.60 |
| ***Fidelity® Variable Insurance Products***<br>*Advisor: Fidelity Management & Research Company LLC* | ***Fidelity® Variable Insurance Products***<br>*Advisor: Fidelity Management & Research Company LLC* | ***Fidelity® Variable Insurance Products***<br>*Advisor: Fidelity Management & Research Company LLC* | ***Fidelity® Variable Insurance Products***<br>*Advisor: Fidelity Management & Research Company LLC* | ***Fidelity® Variable Insurance Products***<br>*Advisor: Fidelity Management & Research Company LLC* | ***Fidelity® Variable Insurance Products***<br>*Advisor: Fidelity Management & Research Company LLC* |
| Growth | Fidelity® VIP Contrafund Service 2 | 0.81 | 21.19 | 15.08 | 15.49 |
| Communications | Fidelity® VIP Communications Services Svc 2 | 0.86 | 34.03 | 14.90 | 15.51 |
| Small Cap Blend | Fidelity® VIP Disciplined Small Cap Service 2 | 0.57 | 17.09 | 10.09 | 10.31 |
| Diversified Emerging Markets | Fidelity® VIP Emerging Markets Service 2 | 1.13 | 40.79 | 5.62 | 10.66 |
| Specialty - Natural Resources | Fidelity® VIP Energy Service 2 | 0.85 | 10.34 | 23.86 | 7.69 |
| Bank Loan | Fidelity® VIP Floating Rate High Income Service 2 | 0.77 | 5.18 | 5.99 | 5.39 |
| Growth and Income | Fidelity® VIP FundsManager 50% Service 2<sup>2; 3</sup> | 0.79 | 14.03 | 5.63 | 7.09 |
| Growth and Income | Fidelity® VIP FundsManager 70% Service 2<sup>2; 3</sup> | 0.83 | 16.91 | 7.58 | 8.95 |
| Growth and Income | Fidelity® VIP FundsManager 85% Service 2<sup>2; 3</sup> | 0.86 | 19.26 | 8.93 | 10.34 |
| Money Mkt - Government | Fidelity® VIP Government Money Market Service 2<sup>1</sup> | 0.50 | 3.60 | 2.85 | 1.80 |
| Growth | Fidelity® VIP Growth Opportunities Svc 2 | 0.82 | 21.65 | 11.03 | 19.64 |
| Growth and Income | Fidelity® VIP High Income Service 2<sup>3</sup> | 1.06 | 10.31 | 4.00 | 5.34 |
| Industrials | Fidelity® VIP Industrials Service 2 | 0.86 | 24.16 | 14.49 | 12.70 |
| Foreign Stock | Fidelity® VIP International Capital Appreciation Svc 2 | 1.03 | 18.36 | 5.99 | 9.53 |
| Corporate Bond - General | Fidelity® VIP Investment Grade Bond Svc 2 | 0.63 | 6.93 | (0.21) | 2.45 |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| Natural Resources | Fidelity® VIP Materials Service 2 | 0.92 | 11.13 | 6.81 | 7.41 |
| Growth | Fidelity® VIP Mid Cap Service 2 | 0.82 | 11.49 | 9.83 | 10.31 |
| Foreign Stock | Fidelity® VIP Overseas Service 2<sup>3</sup> | 0.98 | 20.05 | 6.35 | 7.66 |
| Specialty - Real Estate | Fidelity® VIP Real Estate Service 2 | 0.86 | 2.90 | 3.98 | 3.61 |
| Multisector Bond | Fidelity® VIP Strategic Income Service 2 | 0.89 | 8.58 | 2.79 | 4.40 |
| Utilities | Fidelity® VIP Utilities Service 2 | 0.86 | 13.83 | 12.24 | 12.23 |
| Growth | Fidelity® VIP Value Strategies Service 2 | 0.84 | 7.70 | 11.87 | 10.54 |
| ***Franklin Templeton Variable Insurance Products***<br>*Advisor: Franklin Advisers, Inc.* | ***Franklin Templeton Variable Insurance Products***<br>*Advisor: Franklin Advisers, Inc.* | ***Franklin Templeton Variable Insurance Products***<br>*Advisor: Franklin Advisers, Inc.* | ***Franklin Templeton Variable Insurance Products***<br>*Advisor: Franklin Advisers, Inc.* | ***Franklin Templeton Variable Insurance Products***<br>*Advisor: Franklin Advisers, Inc.* | ***Franklin Templeton Variable Insurance Products***<br>*Advisor: Franklin Advisers, Inc.* |
| Growth | Franklin DynaTech VIP Fund - Class 2 | 0.87 | 18.13 | 9.09 | 14.08 |
| Specialty - Real Estate | Franklin Global Real Estate VIP 2<sup>2</sup> | 1.25 | 7.93 | 2.36 | 3.03 |
| Growth and Income | Franklin Income VIP 2<sup>2</sup> | 0.72 | 12.56 | 7.66 | 7.30 |
| World Stock | Franklin Mutual Global Discovery VIP 2<sup>3</sup> | 1.16 | 23.34 | 12.00 | 8.52 |
| Growth | Franklin Mutual Shares VIP 2<sup>3</sup> | 0.94 | 11.52 | 9.21 | 7.53 |
| Growth and Income | Franklin Rising Dividends VIP 2<sup>2</sup> | 0.88 | 11.80 | 9.50 | 12.10 |
| ***Advisor: Templeton Asset Management Ltd.***<br>*Subadvisor: Franklin Templeton Investment Management Limited* | ***Advisor: Templeton Asset Management Ltd.***<br>*Subadvisor: Franklin Templeton Investment Management Limited* | ***Advisor: Templeton Asset Management Ltd.***<br>*Subadvisor: Franklin Templeton Investment Management Limited* | ***Advisor: Templeton Asset Management Ltd.***<br>*Subadvisor: Franklin Templeton Investment Management Limited* | ***Advisor: Templeton Asset Management Ltd.***<br>*Subadvisor: Franklin Templeton Investment Management Limited* | ***Advisor: Templeton Asset Management Ltd.***<br>*Subadvisor: Franklin Templeton Investment Management Limited* |
| Diversified Emerging Markets | Templeton Developing Markets VIP 2 | 1.36 | 46.27 | 5.46 | 10.40 |
| Foreign Stock | Templeton Foreign VIP 2 | 1.06 | 29.19 | 8.25 | 5.75 |
| Income | Templeton Global Bond VIP 2<sup>2</sup> | 0.75 | 15.73 | (0.96) | (0.15) |
| ***AIM Variable Insurance Funds (Invesco Variable Insurance Funds)***<br>*Advisor: Invesco Advisers, Inc.* | ***AIM Variable Insurance Funds (Invesco Variable Insurance Funds)***<br>*Advisor: Invesco Advisers, Inc.* | ***AIM Variable Insurance Funds (Invesco Variable Insurance Funds)***<br>*Advisor: Invesco Advisers, Inc.* | ***AIM Variable Insurance Funds (Invesco Variable Insurance Funds)***<br>*Advisor: Invesco Advisers, Inc.* | ***AIM Variable Insurance Funds (Invesco Variable Insurance Funds)***<br>*Advisor: Invesco Advisers, Inc.* | ***AIM Variable Insurance Funds (Invesco Variable Insurance Funds)***<br>*Advisor: Invesco Advisers, Inc.* |
| Foreign Stock | Invesco V.I. International Growth II *(formerly Invesco Oppenheimer VI International Growth II)*<sup>2</sup> | 1.25 | 15.53 | 1.88 | 5.34 |
| Growth | Invesco V.I. Discovery Mid Cap Growth II | 1.10 | 4.53 | 3.64 | 11.10 |
| Small Company | Invesco V.I. Main Street Small Cap II | 1.11 | 8.44 | 8.07 | 10.31 |
| Asset Allocation | Invesco VI Balanced-Risk Allocation II<sup>2, 3</sup> | 1.13 | 8.69 | 2.27 | 4.91 |
| Income | Invesco VI Core Plus Bond II<sup>2</sup> | 0.87 | 6.96 | (0.36) | 2.73 |
| Equity-Income | Invesco VI Diversified Dividend II | 0.93 | 15.44 | 10.53 | 8.93 |
| Growth and Income | Invesco VI Equally Weighted S&P 500 II | 0.59 | 10.83 | 9.89 | 11.11 |
| Equity-Income | Invesco VI Equity and Income II | 0.82 | 12.52 | 8.68 | 8.64 |
| World Stock | Invesco VI Global II | 1.06 | 15.01 | 7.01 | 10.72 |
| Growth | Invesco VI Main Street II<sup>2</sup> | 1.05 | 15.64 | 12.19 | 12.25 |
| Small Company | Invesco VI Small Cap Equity II | 1.20 | 7.83 | 7.06 | 9.28 |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| ***Janus Aspen Series***<br>*Advisor: Janus Henderson Investors US LLC* | ***Janus Aspen Series***<br>*Advisor: Janus Henderson Investors US LLC* | ***Janus Aspen Series***<br>*Advisor: Janus Henderson Investors US LLC* | ***Janus Aspen Series***<br>*Advisor: Janus Henderson Investors US LLC* | ***Janus Aspen Series***<br>*Advisor: Janus Henderson Investors US LLC* | ***Janus Aspen Series***<br>*Advisor: Janus Henderson Investors US LLC* |
| Balanced | Janus Henderson VIT Balanced Svc | 0.87 | 14.82 | 8.21 | 9.86 |
| Growth | Janus Henderson VIT Enterprise Svc | 0.97 | 7.41 | 7.35 | 12.51 |
| Income | Janus Henderson VIT Flexible Bond Svc<sup>2, 3</sup> | 0.82 | 7.22 | (0.47) | 2.07 |
| Large Growth | Janus Henderson VIT Forty Svc | 0.83 | 17.86 | 11.37 | 15.96 |
| Specialty - Technology | Janus Henderson VIT Global Technology & Innovation Svc | 0.97 | 24.84 | 13.44 | 21.18 |
| World Stock | Janus Henderson VIT Global Research Svc | 0.97 | 20.60 | 12.23 | 12.64 |
| Global Large-Stock Growth | Janus Henderson VIT Global Sustainable Equity Svc | 0.99 | 17.26 | N/A | N/A |
| Growth | Janus Henderson VIT Mid Cap Value Svc | 1.18 | 6.29 | 8.43 | 8.40 |
| Foreign Stock | Janus Henderson VIT Overseas Svc | 1.13 | 28.58 | 9.17 | 8.97 |
| Growth | Janus Henderson VIT Research Svc<sup>3</sup> | 0.92 | 18.10 | 13.83 | 15.59 |
| ***John Hancock Variable Insurance Trust***<br>*Advisor: John Hancock Variable Trust Advisers LLC*<br>*Subadvisor: Manulife Investment Management (US) LLC* | ***John Hancock Variable Insurance Trust***<br>*Advisor: John Hancock Variable Trust Advisers LLC*<br>*Subadvisor: Manulife Investment Management (US) LLC* | ***John Hancock Variable Insurance Trust***<br>*Advisor: John Hancock Variable Trust Advisers LLC*<br>*Subadvisor: Manulife Investment Management (US) LLC* | ***John Hancock Variable Insurance Trust***<br>*Advisor: John Hancock Variable Trust Advisers LLC*<br>*Subadvisor: Manulife Investment Management (US) LLC* | ***John Hancock Variable Insurance Trust***<br>*Advisor: John Hancock Variable Trust Advisers LLC*<br>*Subadvisor: Manulife Investment Management (US) LLC* | ***John Hancock Variable Insurance Trust***<br>*Advisor: John Hancock Variable Trust Advisers LLC*<br>*Subadvisor: Manulife Investment Management (US) LLC* |
| Specialty - Financial | JHVIT Financial Industries II<sup>2</sup> | 1.13 | 11.82 | 11.21 | 10.32 |
| Growth | JHVIT Fundamental All Cap Core II<sup>2, 3</sup> | 0.95 | 4.57 | 11.51 | 13.51 |
| Growth and Income | JHVIT Select Bond II<sup>2</sup> | 0.85 | 7.36 | (0.51) | 2.01 |
| Multisector Bond | JHVIT Strategic Income Opportunities II<sup>2</sup> | 0.96 | 7.22 | 1.34 | 3.00 |
| ***Lazard Retirement Series***<br>*Advisor: Lazard Asset Management LLC* | ***Lazard Retirement Series***<br>*Advisor: Lazard Asset Management LLC* | ***Lazard Retirement Series***<br>*Advisor: Lazard Asset Management LLC* | ***Lazard Retirement Series***<br>*Advisor: Lazard Asset Management LLC* | ***Lazard Retirement Series***<br>*Advisor: Lazard Asset Management LLC* | ***Lazard Retirement Series***<br>*Advisor: Lazard Asset Management LLC* |
| Asset Allocation | Lazard Retirement Global Dynamic Multi Asset Svc<sup>2, 3</sup> | 1.05 | 15.72 | 5.19 | 5.93 |
| Foreign Stock | Lazard Retirement International Equity Ser<sup>2, 3</sup> | 1.10 | 33.12 | 7.95 | 6.82 |
| ***Lord Abbett Series***<br>*Advisor: Lord, Abbett & Co. LLC* | ***Lord Abbett Series***<br>*Advisor: Lord, Abbett & Co. LLC* | ***Lord Abbett Series***<br>*Advisor: Lord, Abbett & Co. LLC* | ***Lord Abbett Series***<br>*Advisor: Lord, Abbett & Co. LLC* | ***Lord Abbett Series***<br>*Advisor: Lord, Abbett & Co. LLC* | ***Lord Abbett Series***<br>*Advisor: Lord, Abbett & Co. LLC* |
| Corporate Bond - High Yield | Lord Abbett Series Bond-Debenture VC | 0.99 | 8.32 | 2.09 | 4.72 |
| Growth | Lord Abbett Series Developing Growth VC<sup>2,3</sup> | 1.04 | 14.59 | (1.17) | 11.02 |
| Growth and Income | Lord Abbett Series Fundamental Equity VC<sup>2, 3</sup> | 1.08 | 14.29 | 11.36 | 9.75 |
| Income | Lord Abbett Series Short Duration Income VC | 0.84 | 5.90 | 2.25 | 2.62 |
| ***Lincoln Variable Insurance Products Trust***<br>*Advisor: Lincoln Financial Investments Corporation*<br>*Subadvisor: American Century Investment Management, Inc.* | ***Lincoln Variable Insurance Products Trust***<br>*Advisor: Lincoln Financial Investments Corporation*<br>*Subadvisor: American Century Investment Management, Inc.* | ***Lincoln Variable Insurance Products Trust***<br>*Advisor: Lincoln Financial Investments Corporation*<br>*Subadvisor: American Century Investment Management, Inc.* | ***Lincoln Variable Insurance Products Trust***<br>*Advisor: Lincoln Financial Investments Corporation*<br>*Subadvisor: American Century Investment Management, Inc.* | ***Lincoln Variable Insurance Products Trust***<br>*Advisor: Lincoln Financial Investments Corporation*<br>*Subadvisor: American Century Investment Management, Inc.* | ***Lincoln Variable Insurance Products Trust***<br>*Advisor: Lincoln Financial Investments Corporation*<br>*Subadvisor: American Century Investment Management, Inc.* |
| Balanced | LVIP American Century Balanced Service Class<sup>2</sup> | 1.02 | 9.33 | 6.23 | 7.76 |
| Mid-Cap Growth | LVIP American Century Cap Appreciation Svc<sup>2</sup> | 0.94 | 6.56 | 5.02 | 11.31 |
| Growth | LVIP Avantis Large Cap Value Service Class<sup>2</sup><br>*(Formerly LVIP American Century Disciplined Core Value Service Class)* | 0.96 | 14.56 | 8.51 | 10.12 |
| Government Bond - Treasury | LVIP American Century Inflation Protection Service Class<sup>2</sup> | 0.72 | 6.33 | 0.62 | 2.61 |
| Growth | LVIP American Century Mid Cap Value Service Class<sup>2</sup> | 1.01 | 8.83 | 8.72 | 8.96 |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| Growth | LVIP American Century Ultra® Service Class<sup>2</sup> | 0.90 | 12.67 | 11.52 | 17.00 |
| Growth | LVIP American Century Value Service Class<sup>2</sup> | 0.86 | 15.85 | 11.47 | 10.07 |
| Equity Income | LVIP ClearBridge Variable Dividend Strategy II<sup>2</sup><br>Subadvisor: ClearBridge Investments, LLC | 1.00 | 12.46 | 11.69 | 12.29 |
| Growth | LVIP ClearBridge Variable Large Cap Growth II<sup>2</sup><br>Subadvisor: ClearBridge Investments, LLC | 0.99 | 8.35 | 10.29 | 14.17 |
| ***IVY Variable Insurance Portfolios***<br>*Advisor: Delaware Management Company* | ***IVY Variable Insurance Portfolios***<br>*Advisor: Delaware Management Company* | ***IVY Variable Insurance Portfolios***<br>*Advisor: Delaware Management Company* | ***IVY Variable Insurance Portfolios***<br>*Advisor: Delaware Management Company* | ***IVY Variable Insurance Portfolios***<br>*Advisor: Delaware Management Company* | ***IVY Variable Insurance Portfolios***<br>*Advisor: Delaware Management Company* |
| Growth and Income | Nomura VIP Asset Strategy Svc *(formerly Macquarie VIP Asset Strategy Svc)*<sup>2,3</sup><br>*Subadvisor: Macquarie Investment Management Global Limited* | 0.85 | 16.66 | 7.07 | 7.84 |
| Balanced | Nomura VIP Balanced Svc *(formerly Macquarie VIP Balanced Svc)*<sup>2, 3</sup><br>*Subadvisor: Macquarie Investment Management Global Limited* | 1.03 | 11.79 | 7.85 | 8.38 |
| Specialty - Natural Resources | Nomura VIP Energy Svc *(formerly Macquarie VIP Energy Svc)*<sup>2, 3</sup><br>*Subadvisor: Macquarie Investment Management Global Limited* | 1.11 | 11.89 | 18.61 | 1.74 |
| Foreign Stock | Nomura VIP Global Growth Svc *(formerly Macquarie VIP Global Growth Svc)*<sup>2,3</sup> | 1.04 | 17.92 | 9.99 | 10.71 |
| Growth | Nomura VIP Growth Svc *(formerly Macquarie VIP Growth Svc)*<sup>3</sup> | 1.00 | 8.41 | 11.89 | 15.40 |
| Corporate Bond - High Yield | Nomura VIP High Income Svc *(formerly Macquarie VIP High Income Svc)*<sup>3</sup><br>*Subadvisor: Nomura Corporate Research and Asset Management, Inc.* | 0.97 | 7.17 | 3.73 | 5.56 |
| Foreign Stock | Nomura VIP International Ser Std *(formerly Macquarie VIP International Ser Std)* <sup>2,3</sup> | 0.86 | 24.55 | 7.94 | 6.67 |
| Foreign Stock | Nomura VIP International Core Equity Svc *(formerly Macquarie VIP International Core Equity Svc)*<sup>2, 3</sup> | 1.11 | 24.17 | 7.83 | 6.62 |
| Growth | Nomura VIP Mid Cap Growth Svc *(formerly Macquarie VIP Mid Cap Growth Svc)*<sup>2,3</sup> | 1.10 | 1.18 | (0.08) | 10.66 |
| Specialty - Natural Resources | Nomura VIP Natural Resources Svc *(formerly Macquarie VIP Natural Resources Svc)*<sup>2, 3</sup><br>*Subadvisor: Macquarie Investment Management Global Limited* | 1.25 | 37.75 | 15.73 | 6.94 |
| Specialty - Technology | Nomura VIP Science and Technology Svc *(formerly Macquarie VIP Science and Technology Svc)*<sup>3</sup> | 1.16 | 33.36 | 13.71 | 17.20 |
| Small Company | Nomura VIP Small Cap Growth Svc *(formerly Macquarie VIP Small Cap Growth Svc)*<sup>2, 3</sup> | 1.14 | 13.39 | 2.20 | 8.69 |
| Growth | Nomura VIP Small Cap Core Svc *(formerly Macquarie VIP Small Cap Core Svc)*<sup>3</sup> | 1.18 | 8.38 | 8.07 | 9.91 |
| Growth | Nomura VIP Opportunity Ser Standard *(formerly Macquarie VIP Opportunity Ser Std)*<sup>2, 3</sup> | 0.83 | 8.81 | 9.04 | 9.25 |
| Growth | Nomura VIP Total Return Ser Std *(formerly Macquarie VIP Total Return Ser Std)*<sup>2, 3</sup><br>*Subadvisor: Macquarie Investment Management Global Limited* | 0.85 | 12.97 | 7.97 | 6.83 |
| ***MFS® Variable Insurance Trust***<br>*Advisor: Massachusetts Financial Services Company* | ***MFS® Variable Insurance Trust***<br>*Advisor: Massachusetts Financial Services Company* | ***MFS® Variable Insurance Trust***<br>*Advisor: Massachusetts Financial Services Company* | ***MFS® Variable Insurance Trust***<br>*Advisor: Massachusetts Financial Services Company* | ***MFS® Variable Insurance Trust***<br>*Advisor: Massachusetts Financial Services Company* | ***MFS® Variable Insurance Trust***<br>*Advisor: Massachusetts Financial Services Company* |
| Growth | MFS® VIT II Blended Research Core Equity Svc<sup>2</sup> | 0.69 | 15.82 | 15.01 | 13.59 |
| Corporate Bond - General | MFS® VIT II Corporate Bond Service<sup>2</sup> | 0.88 | 7.30 | (0.32) | 3.06 |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| Diversified Emerging Markets | MFS® VIT II Emerging Markets Equity Svc<sup>2</sup> | 1.48 | 33.35 | 4.11 | 7.65 |
| Asset Allocation | MFS® VIT II Global Tactical Allocation Svc<sup>2</sup> | 1.03 | 15.21 | 4.60 | 5.40 |
| Foreign Stock | MFS® VIT II International Intrinsic Equity Svc<sup>2</sup><br>*(Formerly MFS VIT International Intrinsic Value Svc)* | 1.14 | 32.96 | 7.02 | 9.68 |
| Specialty - Technology | MFS® VIT II Technology Svc<sup>2</sup> | 1.11 | 16.28 | 12.17 | 18.35 |
| Specialty - Real Estate | MFS® VIT III Global Real Estate Service<sup>2</sup> | 1.15 | 3.30 | 1.08 | 4.76 |
| Growth | MFS® VIT New Discovery Svc<sup>2</sup> | 1.12 | 12.56 | (0.54) | 10.46 |
| Specialty - Utility | MFS® VIT Utilities Series Service<sup>2</sup> | 1.04 | 1476.00 | 7.38 | 9.22 |
| ***New Age Alpha Variable Funds Trust***<br>*Advisor: New Age Alpha Advisors, LLC* | ***New Age Alpha Variable Funds Trust***<br>*Advisor: New Age Alpha Advisors, LLC* | ***New Age Alpha Variable Funds Trust***<br>*Advisor: New Age Alpha Advisors, LLC* | ***New Age Alpha Variable Funds Trust***<br>*Advisor: New Age Alpha Advisors, LLC* | ***New Age Alpha Variable Funds Trust***<br>*Advisor: New Age Alpha Advisors, LLC* | ***New Age Alpha Variable Funds Trust***<br>*Advisor: New Age Alpha Advisors, LLC* |
| Small Company | NAA Small Cap Value Series Fund<sup>2, 3</sup> | 1.17 | 3.30 | 8.47 | 7.65 |
| ***PIMCO Variable Insurance Trust***<br>*Advisor: Pacific Investment Management Company LLC* | ***PIMCO Variable Insurance Trust***<br>*Advisor: Pacific Investment Management Company LLC* | ***PIMCO Variable Insurance Trust***<br>*Advisor: Pacific Investment Management Company LLC* | ***PIMCO Variable Insurance Trust***<br>*Advisor: Pacific Investment Management Company LLC* | ***PIMCO Variable Insurance Trust***<br>*Advisor: Pacific Investment Management Company LLC* | ***PIMCO Variable Insurance Trust***<br>*Advisor: Pacific Investment Management Company LLC* |
| Growth and Income | PIMCO Dynamic Bond Adv | 1.13 | 8.00 | 2.91 | 3.45 |
| Growth and Income | PIMCO Global Managed Asset Allocation Portfolio Adv<sup>2</sup> | 1.28 | 21.77 | 6.94 | 7.88 |
| Worldwide Bond | PIMCO Global Bond Opportunities (Unhedged) Adv<sup>3</sup> | 1.18 | 12.64 | 0.05 | 2.35 |
| Income | PIMCO Income Advisor | 1.16 | 10.08 | 3.31 | N/A |
| Growth and Income | PIMCO International Bond (USD-Hedged) Adv | 1.11 | 3.85 | 0.93 | 2.78 |
| Growth and Income | PIMCO VIT All Asset Adv<sup>2</sup> | 2.37 | 14.19 | 5.49 | 6.67 |
| Growth and Income | PIMCO VIT CommodityRealReturn® Strategy Adv<sup>2</sup> | 2.38 | 18.66 | 10.44 | 6.42 |
| Growth and Income | PIMCO VIT Emerging Markets Bond Adv | 1.38 | 14.86 | 2.34 | 4.96 |
| Tactical | PIMCO VIT Global Diversified Alloc Adv<sup>2</sup> | 1.28 | 15.07 | 5.23 | 6.44 |
| Corporate Bond - High Yield | PIMCO VIT High Yield Adv | 0.90 | 8.85 | 3.87 | 5.47 |
| Growth and Income | PIMCO VIT Low Duration Adv | 0.77 | 5.42 | 1.47 | 1.69 |
| Worldwide Bond | PIMCO VIT Real Return Adv | 1.17 | 7.74 | 1.11 | 3.11 |
| Corporate Bond - General | PIMCO VIT Short-Term Adv | 0.76 | 4.57 | 3.14 | 2.65 |
| World Stock | PIMCO VIT StocksPLUS<sup>®</sup> Global Port Adv<sup>2</sup> | 0.87 | 24.25 | 10.89 | 11.07 |
| Growth and Income | PIMCO VIT Total Return Adv | 0.89 | 8.78 | (0.08) | 2.26 |
| ***Victory Capital Management Inc.***<br>*Advisor: Victory Capital Management Inc.* | ***Victory Capital Management Inc.***<br>*Advisor: Victory Capital Management Inc.* | ***Victory Capital Management Inc.***<br>*Advisor: Victory Capital Management Inc.* | ***Victory Capital Management Inc.***<br>*Advisor: Victory Capital Management Inc.* | ***Victory Capital Management Inc.***<br>*Advisor: Victory Capital Management Inc.* | ***Victory Capital Management Inc.***<br>*Advisor: Victory Capital Management Inc.* |
| Corporate Bond - General | Victory Pioneer Bond VCT ll | 0.85 | 8.87 | 0.51 | 2.59 |
| Equity-Income | Victory Pioneer Equity Income VCT II<sup>3</sup> | 1.08 | 11.13 | 8.81 | 9.11 |
| Corporate Bond - High Yield | Victory Pioneer High Yield VCT II<sup>2, 3</sup> | 1.20 | 7.90 | 4.04 | 5.21 |
| Income | Victory Pioneer Strategic Income VCT II<sup>2</sup> | 1.06 | 10.84 | 2.04 | 3.67 |

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| Growth and Income | Victory Pioneer VCT II<sup>2</sup> | 1.00 |  | 23.08 | 14.69 | 15.47 |
| ***Principal Variable Contracts Funds***<br>*Advisor: Principal Global Investors, LLC* | ***Principal Variable Contracts Funds***<br>*Advisor: Principal Global Investors, LLC* | ***Principal Variable Contracts Funds***<br>*Advisor: Principal Global Investors, LLC* | ***Principal Variable Contracts Funds***<br>*Advisor: Principal Global Investors, LLC* | ***Principal Variable Contracts Funds***<br>*Advisor: Principal Global Investors, LLC* | ***Principal Variable Contracts Funds***<br>*Advisor: Principal Global Investors, LLC* | ***Principal Variable Contracts Funds***<br>*Advisor: Principal Global Investors, LLC* |
| Growth | Principal Blue Chip 2<sup>2</sup> | 0.90 |  | 9.32 | 9.56 | N/A |
| Balanced | Principal VC Diversified Balanced 2 | 0.48 |  | 12.09 | 5.66 | 7.27 |
| Growth | Principal VC Diversified Growth 2 | 0.49 |  | 13.86 | 7.60 | 8.90 |
| Income | Principal VC Diversified Income 2 | 0.48 |  | 10.38 | 3.74 | 5.61 |
| Equity-Income | Principal VC Equity Income 2 | 0.73 |  | 15.25 | 9.94 | 11.24 |
| ***The Prudential Series Fund***<br>*Advisor: PGIM Investments LLC* | ***The Prudential Series Fund***<br>*Advisor: PGIM Investments LLC* | ***The Prudential Series Fund***<br>*Advisor: PGIM Investments LLC* | ***The Prudential Series Fund***<br>*Advisor: PGIM Investments LLC* | ***The Prudential Series Fund***<br>*Advisor: PGIM Investments LLC* | ***The Prudential Series Fund***<br>*Advisor: PGIM Investments LLC* | ***The Prudential Series Fund***<br>*Advisor: PGIM Investments LLC* |
| Growth | PSF PGIM Jennison Growth Portfolio II<sup>3</sup> | 1.00 |  | 13.81 | 10.25 | 16.15 |
| Growth | PSF PGIM Jennison Blend Port II<sup>3</sup> | 0.85 |  | 18.05 | 11.88 | 13.50 |
| ***Putnam Variable Trust***<br>*Advisor: Putnam Investment Management, LLC*<br>*Subadvisor: Putnam Investments Limited* | ***Putnam Variable Trust***<br>*Advisor: Putnam Investment Management, LLC*<br>*Subadvisor: Putnam Investments Limited* | ***Putnam Variable Trust***<br>*Advisor: Putnam Investment Management, LLC*<br>*Subadvisor: Putnam Investments Limited* | ***Putnam Variable Trust***<br>*Advisor: Putnam Investment Management, LLC*<br>*Subadvisor: Putnam Investments Limited* | ***Putnam Variable Trust***<br>*Advisor: Putnam Investment Management, LLC*<br>*Subadvisor: Putnam Investments Limited* | ***Putnam Variable Trust***<br>*Advisor: Putnam Investment Management, LLC*<br>*Subadvisor: Putnam Investments Limited* | ***Putnam Variable Trust***<br>*Advisor: Putnam Investment Management, LLC*<br>*Subadvisor: Putnam Investments Limited* |
| Large Blend | Putnam VT Core Equity IB | 0.93 |  | 16.81 | 15.96 | 15.20 |
| Emerging Markets | Putnam VT Emerging Markets Equity Fd IB<sup>2</sup> | 1.36 |  | 34.16 | 3.75 | 7.01 |
| Foreign Large Blend | Putnam VT Focused Intl Eq IB<sup>2</sup> | 1.07 |  | 36.44 | 9.13 | 9.38 |
| Asset Allocation | Putnam VT George Putnam Balanced IB | 0.90 |  | 13.95 | 8.85 | 10.17 |
| Asset Allocation | Putnam VT Global Asset Allocation IB<sup>2</sup> | 1.11 |  | 14.38 | 8.39 | 8.43 |
| Health | Putnam VT Global Health Care IB | 0.98 |  | 15.05 | 7.71 | 8.36 |
| High Yield Bond | Putnam VT High Yield IB | 0.98 | 7.00 | 8.67 | 4.05 | 5.70 |
| Foreign Large Blend | Putnam VT International Equity IB | 1.08 |  | 37.68 | 9.28 | 8.13 |
| Foreign Large Value | Putnam VT International Value IB | 1.07 |  | 34.68 | 12.49 | 8.87 |
| Large Growth | Putnam VT Large Cap Growth IB | 0.89 |  | 14.34 | 13.44 | 17.67 |
| Large Value | Putnam VT Large Cap Value IB | 0.80 |  | 20.35 | 15.38 | 13.30 |
| Large Blend | Putnam VT US Research IB<br>*(Formerly Putnam VT Research IB)* | 0.95 |  | 17.88 | 14.52 | 15.07 |
| Small Company | Putnam VT Small Cap Growth IB<sup>2</sup> | 1.13 |  | 8.80 | 6.18 | 11.45 |
| Small Company | Putnam VT Small Cap Value IB | 1.02 |  | 5.27 | 10.99 | 9.13 |
| ***Royce Capital Fund***<br>*Advisor: Royce & Associates, LP d/b/a Royce Investment Partners* | ***Royce Capital Fund***<br>*Advisor: Royce & Associates, LP d/b/a Royce Investment Partners* | ***Royce Capital Fund***<br>*Advisor: Royce & Associates, LP d/b/a Royce Investment Partners* | ***Royce Capital Fund***<br>*Advisor: Royce & Associates, LP d/b/a Royce Investment Partners* | ***Royce Capital Fund***<br>*Advisor: Royce & Associates, LP d/b/a Royce Investment Partners* | ***Royce Capital Fund***<br>*Advisor: Royce & Associates, LP d/b/a Royce Investment Partners* | ***Royce Capital Fund***<br>*Advisor: Royce & Associates, LP d/b/a Royce Investment Partners* |
| Small Company | Royce Capital Micro-Cap Svc<sup>2, 3</sup> | 1.45 |  | 13.58 | 8.85 | 9.86 |
| Small Company | Royce Capital Small-Cap Svc<sup>2, 3</sup> | 1.38 |  | 8.73 | 10.40 | 7.63 |
| ***Rydex Variable Trust***<br>*Advisor: Security Investors, LLC d/b/a Guggenheim Investments* | ***Rydex Variable Trust***<br>*Advisor: Security Investors, LLC d/b/a Guggenheim Investments* | ***Rydex Variable Trust***<br>*Advisor: Security Investors, LLC d/b/a Guggenheim Investments* | ***Rydex Variable Trust***<br>*Advisor: Security Investors, LLC d/b/a Guggenheim Investments* | ***Rydex Variable Trust***<br>*Advisor: Security Investors, LLC d/b/a Guggenheim Investments* | ***Rydex Variable Trust***<br>*Advisor: Security Investors, LLC d/b/a Guggenheim Investments* | ***Rydex Variable Trust***<br>*Advisor: Security Investors, LLC d/b/a Guggenheim Investments* |
| Growth and Income | Guggenheim VT Global Managed Futures Strategy<sup>2</sup> | 2.11 |  | 3.65 | 3.94 | 1.27 |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| Growth | Guggenheim VT Multi-Hedge Strategies<sup>2</sup> | 1.82 | 1.25 | 1.23 | 1.62 |
| Specialty - Health | Rydex Var Biotechnology<sup>2, 3</sup> | 1.74 | 30.12 | 3.55 | 5.42 |
| Growth | Rydex Var S&P 500 Pure Growth<sup>2, 3</sup> | 1.64 | 11.75 | 6.62 | 10.34 |
| Growth | Rydex Var S&P MidCap 400 Pure Growth<sup>2, 3</sup> | 1.64 | 7.18 | 4.39 | 6.85 |
| ***T. Rowe Price Associates, Inc.***<br>*Advisor: T. Rowe Price Associates, Inc.* | ***T. Rowe Price Associates, Inc.***<br>*Advisor: T. Rowe Price Associates, Inc.* | ***T. Rowe Price Associates, Inc.***<br>*Advisor: T. Rowe Price Associates, Inc.* | ***T. Rowe Price Associates, Inc.***<br>*Advisor: T. Rowe Price Associates, Inc.* | ***T. Rowe Price Associates, Inc.***<br>*Advisor: T. Rowe Price Associates, Inc.* | ***T. Rowe Price Associates, Inc.***<br>*Advisor: T. Rowe Price Associates, Inc.* |
| Growth | T. Rowe Price Blue Chip Growth Port II<sup>2</sup> | 0.99 | 18.43 | 11.41 | 15.25 |
| Equity-Income | T. Rowe Price Equity Income Port II | 0.98 | 14.07 | 10.89 | 10.24 |
| Specialty - Health | T. Rowe Price Health Sciences Port II | 1.10 | 17.80 | 3.86 | 8.70 |
| Growth | T. Rowe Price Mid-Cap Growth Port II | 1.08 | 3.29 | 3.58 | 9.54 |
| ***VanEck VIP Trust***<br>*Advisor: VanEck Associates Corporation* | ***VanEck VIP Trust***<br>*Advisor: VanEck Associates Corporation* | ***VanEck VIP Trust***<br>*Advisor: VanEck Associates Corporation* | ***VanEck VIP Trust***<br>*Advisor: VanEck Associates Corporation* | ***VanEck VIP Trust***<br>*Advisor: VanEck Associates Corporation* | ***VanEck VIP Trust***<br>*Advisor: VanEck Associates Corporation* |
| Growth | VanEck VIP Global Resources Fund S | 1.30 | 36.17 | 10.24 | 8.06 |
| ***Legg Mason Partners Variable Income Trust***<br>*Advisor: Franklin Templeton Fund Advisor, LLC*<br>*Subadvisors: Western Asset Management Company, LLC;*<br>*Western Asset Management Company Limited in London;*<br>*Western Asset Management Company Pte. Ltd. in Singapore* | ***Legg Mason Partners Variable Income Trust***<br>*Advisor: Franklin Templeton Fund Advisor, LLC*<br>*Subadvisors: Western Asset Management Company, LLC;*<br>*Western Asset Management Company Limited in London;*<br>*Western Asset Management Company Pte. Ltd. in Singapore* | ***Legg Mason Partners Variable Income Trust***<br>*Advisor: Franklin Templeton Fund Advisor, LLC*<br>*Subadvisors: Western Asset Management Company, LLC;*<br>*Western Asset Management Company Limited in London;*<br>*Western Asset Management Company Pte. Ltd. in Singapore* | ***Legg Mason Partners Variable Income Trust***<br>*Advisor: Franklin Templeton Fund Advisor, LLC*<br>*Subadvisors: Western Asset Management Company, LLC;*<br>*Western Asset Management Company Limited in London;*<br>*Western Asset Management Company Pte. Ltd. in Singapore* | ***Legg Mason Partners Variable Income Trust***<br>*Advisor: Franklin Templeton Fund Advisor, LLC*<br>*Subadvisors: Western Asset Management Company, LLC;*<br>*Western Asset Management Company Limited in London;*<br>*Western Asset Management Company Pte. Ltd. in Singapore* | ***Legg Mason Partners Variable Income Trust***<br>*Advisor: Franklin Templeton Fund Advisor, LLC*<br>*Subadvisors: Western Asset Management Company, LLC;*<br>*Western Asset Management Company Limited in London;*<br>*Western Asset Management Company Pte. Ltd. in Singapore* |
| Growth and Income | Western Asset Core Plus VIT II<sup>3</sup> | 0.78 | 7.69 | (1.67) | 1.85 |
| Corporate Bond - High Yield | Western Asset Variable Global High Yield Bond II<sup>3</sup> | 1.06 | 9.95 | 2.34 | 5.09 |

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1During periods of low interest rates, the yields of the money market **investment option** may become extremely low and possibly negative.

2This **Investment Option** is subject to an expense reimbursement and/or fee waiver arrangement resulting in a temporary expense reduction, which is reflected in the table. See the Investment Option's prospectus for additional information.

3This Investment Option is closed to new investors.

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