# EDGAR Filing Document

**Accession Number:** 0000764739
**File Stem:** 0001398344-23-000727
**Filing Date:** 2023-1
**Character Count:** 15727
**Document Hash:** d75a0a3c20d953ed89364d8cc641631a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-23-000727.hdr.sgml**: 20230119

**ACCESSION NUMBER**: 0001398344-23-000727

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230119

**DATE AS OF CHANGE**: 20230119

**EFFECTIVENESS DATE**: 20230119

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SYM FINANCIAL Corp
- **CENTRAL INDEX KEY:** 0000764739
- **IRS NUMBER:** 351550787
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18543
- **FILM NUMBER:** 23536657

**BUSINESS ADDRESS:**
- **STREET 1:** 801 PARK AVE
- **CITY:** WINONA LAKE
- **STATE:** IN
- **ZIP:** 46590
- **BUSINESS PHONE:** 2192672300

**MAIL ADDRESS:**
- **STREET 1:** 801 PARK AVE
- **CITY:** WINONA LAKE
- **STATE:** IN
- **ZIP:** 46590

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SYM FINANCIAL CORPORATION
- **DATE OF NAME CHANGE:** 19850318

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SYM FINANCIAL Corp<br>**Address:** 801 PARK AVE<br>WINONA LAKE, IN 46590

**Form 13F File Number:** 028-18543

**CRD Number (if applicable):** 000107517

**SEC File Number (if applicable):** 801-23944

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Crystal L. Creekmore<br>**Title:** Chief Compliance Officer<br>**Phone:** 574-267-2300

**Signature, Place, and Date of Signing:**

/s/ Crystal L. Creekmore  Winona Lake, IN  01-19-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 120

**Form 13F Information Table Value Total:** $420607160

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 254075 | 1572 | SH |  | SOLE |  | 0 | 0 | 1572 |
| AON PLC | SHS CL A | G0403H108 |  | 300140 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| APPLE INC | COM | 037833100 |  | 1422963 | 10952 | SH |  | SOLE |  | 0 | 0 | 10952 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 264896 | 1109 | SH |  | SOLE |  | 0 | 0 | 1109 |
| BLACKROCK CORE BD TR | SHS BEN INT | 09249E101 |  | 1815545 | 174908 | SH |  | SOLE |  | 0 | 0 | 174908 |
| CHEVRON CORP NEW | COM | 166764100 |  | 428858 | 2389 | SH |  | SOLE |  | 0 | 0 | 2389 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 136475941 | 5450317 | SH |  | SOLE |  | 0 | 0 | 5450317 |
| DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 |  | 51888 | 1247 | SH |  | SOLE |  | 0 | 0 | 1247 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 12992 | 254 | SH |  | SOLE |  | 0 | 0 | 254 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 29931 | 894 | SH |  | SOLE |  | 0 | 0 | 894 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 55652 | 2490 | SH |  | SOLE |  | 0 | 0 | 2490 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 18726 | 616 | SH |  | SOLE |  | 0 | 0 | 616 |
| DOW INC | COM | 260557103 |  | 26826477 | 532377 | SH |  | SOLE |  | 0 | 0 | 532377 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 5284922 | 77006 | SH |  | SOLE |  | 0 | 0 | 77006 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 366096 | 3319 | SH |  | SOLE |  | 0 | 0 | 3319 |
| FIRST TR SPECIALTY FIN  FIN | COM BEN INTR | 33733G109 |  | 258683 | 84537 | SH |  | SOLE |  | 0 | 0 | 84537 |
| GABELLI EQUITY TR INC | COM | 362397101 |  | 60421 | 11026 | SH |  | SOLE |  | 0 | 0 | 11026 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 215279 | 2569 | SH |  | SOLE |  | 0 | 0 | 2569 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 |  | 376682 | 26715 | SH |  | SOLE |  | 0 | 0 | 26715 |
| ISHARES INC | MSCI WORLD ETF | 464286392 |  | 874 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 1926435 | 20274 | SH |  | SOLE |  | 0 | 0 | 20274 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 442623 | 9478 | SH |  | SOLE |  | 0 | 0 | 9478 |
| ISHARES INC | MSCI EMERG MKT | 46434G889 |  | 16334 | 398 | SH |  | SOLE |  | 0 | 0 | 398 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 91584 | 1080 | SH |  | SOLE |  | 0 | 0 | 1080 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 24372423 | 251288 | SH |  | SOLE |  | 0 | 0 | 251288 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 715764 | 6789 | SH |  | SOLE |  | 0 | 0 | 6789 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 327483 | 5598 | SH |  | SOLE |  | 0 | 0 | 5598 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 214253 | 2152 | SH |  | SOLE |  | 0 | 0 | 2152 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 862 | 9 | SH |  | SOLE |  | 0 | 0 | 9 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 76374 | 725 | SH |  | SOLE |  | 0 | 0 | 725 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 56276 | 673 | SH |  | SOLE |  | 0 | 0 | 673 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 4279 | 63 | SH |  | SOLE |  | 0 | 0 | 63 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 242 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 31116 | 237 | SH |  | SOLE |  | 0 | 0 | 237 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 63418 | 296 | SH |  | SOLE |  | 0 | 0 | 296 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 36977 | 176 | SH |  | SOLE |  | 0 | 0 | 176 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 29827 | 139 | SH |  | SOLE |  | 0 | 0 | 139 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 39802 | 228 | SH |  | SOLE |  | 0 | 0 | 228 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 511291 | 7239 | SH |  | SOLE |  | 0 | 0 | 7239 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 5472 | 65 | SH |  | SOLE |  | 0 | 0 | 65 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 63987 | 676 | SH |  | SOLE |  | 0 | 0 | 676 |
| ISHARES TR | US CONSM STAPLES | 464287812 |  | 84771 | 418 | SH |  | SOLE |  | 0 | 0 | 418 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 417835 | 4576 | SH |  | SOLE |  | 0 | 0 | 4576 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 7320 | 161 | SH |  | SOLE |  | 0 | 0 | 161 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 2279877 | 26860 | SH |  | SOLE |  | 0 | 0 | 26860 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 2284 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 27317 | 371 | SH |  | SOLE |  | 0 | 0 | 371 |
| ISHARES TR | US HOME CONS ETF | 464288752 |  | 4727 | 78 | SH |  | SOLE |  | 0 | 0 | 78 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 21793 | 475 | SH |  | SOLE |  | 0 | 0 | 475 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 170256 | 1494 | SH |  | SOLE |  | 0 | 0 | 1494 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 5788 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 27861 | 452 | SH |  | SOLE |  | 0 | 0 | 452 |
| ISHARES TR | MSCI INTL SML CP | 46434V266 |  | 275610 | 9187 | SH |  | SOLE |  | 0 | 0 | 9187 |
| ISHARES TR | MSCI USA SML CP | 46434V290 |  | 216716 | 4364 | SH |  | SOLE |  | 0 | 0 | 4364 |
| ISHARES TR | MSCI GBL MULTIFC | 46434V316 |  | 3638141 | 114555 | SH |  | SOLE |  | 0 | 0 | 114555 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 156314 | 4826 | SH |  | SOLE |  | 0 | 0 | 4826 |
| ISHARES TR | YLD OPTIM BD | 46434V787 |  | 378315 | 17451 | SH |  | SOLE |  | 0 | 0 | 17451 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 468498 | 5528 | SH |  | SOLE |  | 0 | 0 | 5528 |
| ISHARES TR | MSCI USA SMCP MN | 46435G433 |  | 1799 | 52 | SH |  | SOLE |  | 0 | 0 | 52 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN INT EQ | 46641Q209 |  | 137294 | 2786 | SH |  | SOLE |  | 0 | 0 | 2786 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN EM EQT | 46641Q308 |  | 397277 | 8060 | SH |  | SOLE |  | 0 | 0 | 8060 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 50 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| J P MORGAN EXCHANGE TRADED F | INTL BD OPP ETF | 46641Q852 |  | 513018 | 11157 | SH |  | SOLE |  | 0 | 0 | 11157 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 462404 | 2618 | SH |  | SOLE |  | 0 | 0 | 2618 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 301762 | 2250 | SH |  | SOLE |  | 0 | 0 | 2250 |
| LAKELAND FINL CORP | COM | 511656100 |  | 368790 | 5054 | SH |  | SOLE |  | 0 | 0 | 5054 |
| LILLY ELI  CO | COM | 532457108 |  | 2130262 | 5823 | SH |  | SOLE |  | 0 | 0 | 5823 |
| MICROSOFT CORP | COM | 594918104 |  | 758324 | 3162 | SH |  | SOLE |  | 0 | 0 | 3162 |
| PEPSICO INC | COM | 713448108 |  | 295173 | 1634 | SH |  | SOLE |  | 0 | 0 | 1634 |
| PFIZER INC | COM | 717081103 |  | 223609 | 4364 | SH |  | SOLE |  | 0 | 0 | 4364 |
| PIMCO CORPORATE  INCOME OPP | COM | 72201B101 |  | 2125530 | 176980 | SH |  | SOLE |  | 0 | 0 | 176980 |
| PIMCO ETF TR | ENHNCD LW DUR AC | 72201R718 |  | 534548 | 5671 | SH |  | SOLE |  | 0 | 0 | 5671 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 563686 | 5714 | SH |  | SOLE |  | 0 | 0 | 5714 |
| RPM INTL INC | COM | 749685103 |  | 8582811 | 88074 | SH |  | SOLE |  | 0 | 0 | 88074 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 24488665 | 546500 | SH |  | SOLE |  | 0 | 0 | 546500 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 115398 | 2077 | SH |  | SOLE |  | 0 | 0 | 2077 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 136501 | 1807 | SH |  | SOLE |  | 0 | 0 | 1807 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 792652 | 16101 | SH |  | SOLE |  | 0 | 0 | 16101 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 26465 | 511 | SH |  | SOLE |  | 0 | 0 | 511 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 8622 | 111 | SH |  | SOLE |  | 0 | 0 | 111 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 273466 | 2013 | SH |  | SOLE |  | 0 | 0 | 2013 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 238817 | 1849 | SH |  | SOLE |  | 0 | 0 | 1849 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 517078 | 5911 | SH |  | SOLE |  | 0 | 0 | 5911 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 58208 | 1702 | SH |  | SOLE |  | 0 | 0 | 1702 |
| SELECT SECTOR SPDR TR | SBI INT-INDS | 81369Y704 |  | 41837 | 426 | SH |  | SOLE |  | 0 | 0 | 426 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 43575 | 908 | SH |  | SOLE |  | 0 | 0 | 908 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 255987 | 1509 | SH |  | SOLE |  | 0 | 0 | 1509 |
| SPDR INDEX SHS FDS | MSCI WRLD STRGIC | 78463X418 |  | 1458267 | 15541 | SH |  | SOLE |  | 0 | 0 | 15541 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 737372 | 1928 | SH |  | SOLE |  | 0 | 0 | 1928 |
| SSGA ACTIVE ETF TR | SPDR TR TACTIC | 78467V848 |  | 1548427 | 38672 | SH |  | SOLE |  | 0 | 0 | 38672 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 14374944 | 91531 | SH |  | SOLE |  | 0 | 0 | 91531 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 634778 | 8836 | SH |  | SOLE |  | 0 | 0 | 8836 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 320437 | 912 | SH |  | SOLE |  | 0 | 0 | 912 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 55638475 | 411405 | SH |  | SOLE |  | 0 | 0 | 411405 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 43055 | 522 | SH |  | SOLE |  | 0 | 0 | 522 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 10027 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 133699 | 656 | SH |  | SOLE |  | 0 | 0 | 656 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 38360 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 56148 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 13766 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 25382193 | 132759 | SH |  | SOLE |  | 0 | 0 | 132759 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 24058 | 234 | SH |  | SOLE |  | 0 | 0 | 234 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 3538186 | 41051 | SH |  | SOLE |  | 0 | 0 | 41051 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 35715 | 916 | SH |  | SOLE |  | 0 | 0 | 916 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 18572 | 335 | SH |  | SOLE |  | 0 | 0 | 335 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 526464 | 3467 | SH |  | SOLE |  | 0 | 0 | 3467 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1537584 | 29729 | SH |  | SOLE |  | 0 | 0 | 29729 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 627727 | 14957 | SH |  | SOLE |  | 0 | 0 | 14957 |
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 |  | 40996 | 214 | SH |  | SOLE |  | 0 | 0 | 214 |
| VANGUARD WORLD FDS | ENERGY ETF | 92204A306 |  | 7034 | 58 | SH |  | SOLE |  | 0 | 0 | 58 |
| VANGUARD WORLD FDS | FINANCIALS ETF | 92204A405 |  | 58159 | 703 | SH |  | SOLE |  | 0 | 0 | 703 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 21490 | 87 | SH |  | SOLE |  | 0 | 0 | 87 |
| VANGUARD WORLD FDS | INDUSTRIAL ETF | 92204A603 |  | 226656 | 1241 | SH |  | SOLE |  | 0 | 0 | 1241 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 380417 | 1191 | SH |  | SOLE |  | 0 | 0 | 1191 |
| VANGUARD WORLD FDS | MATERIALS ETF | 92204A801 |  | 5446 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| WALMART INC | COM | 931142103 |  | 218894 | 1544 | SH |  | SOLE |  | 0 | 0 | 1544 |
| WISDOMTREE TR | EMERGING MKT EXC | 97717Y535 |  | 150652 | 6088 | SH |  | SOLE |  | 0 | 0 | 6088 |
| WISDOMTREE TR | INTERNATIONL EFI | 97717Y634 |  | 56439677 | 1778748 | SH |  | SOLE |  | 0 | 0 | 1778748 |
| WISDOMTREE TR | US EFFICIENT COR | 97717Y790 |  | 25668 | 791 | SH |  | SOLE |  | 0 | 0 | 791 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 208923 | 1639 | SH |  | SOLE |  | 0 | 0 | 1639 |

---