# EDGAR Filing Document

**Accession Number:** 0001846160
**File Stem:** 0001376474-25-000615
**Filing Date:** 2025-7
**Character Count:** 15238
**Document Hash:** 996839821fc6f9d2e296f23f8b5628f0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001376474-25-000615.hdr.sgml**: 20250716

**ACCESSION NUMBER**: 0001376474-25-000615

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250716

**DATE AS OF CHANGE**: 20250716

**EFFECTIVENESS DATE**: 20250716

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AAFMAA Wealth Management & Trust LLC
- **CENTRAL INDEX KEY:** 0001846160

**ORGANIZATION NAME:**
- **EIN:** 460886762
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20764
- **FILM NUMBER:** 251126324

**BUSINESS ADDRESS:**
- **STREET 1:** 639 EXECUTIVE PLACE, SUITE 200
- **CITY:** FAYETTEVILLE
- **STATE:** NC
- **ZIP:** 28305
- **BUSINESS PHONE:** 910-307-3500

**MAIL ADDRESS:**
- **STREET 1:** 639 EXECUTIVE PLACE, SUITE 200
- **CITY:** FAYETTEVILLE
- **STATE:** NC
- **ZIP:** 28305

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** AAFMAA Wealth Management  Trust LLC<br>**Address:** 639 EXECUTIVE PLACE SUITE 200<br>FAYETTEVILLE, NC 28305

**Form 13F File Number:** 028-20764

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Daniel McLaughlin<br>**Title:** Chief Financial Officer<br>**Phone:** 910-307-3710

**Signature, Place, and Date of Signing:**

/s/ Daniel McLaughlin  Fayetteville, NC  07-04-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 121

**Form 13F Information Table Value Total:** $241879761

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT INC | COM | 00206R102 |  | 1764443 | 60969 | SH |  | SOLE | 0 | 59703 | 0 | 1266 |
| AT INC | COM | 00206R102 |  | 25959 | 897 | SH |  | OTR | 0 | 897 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 1428160 | 7694 | SH |  | SOLE | 0 | 7529 | 0 | 165 |
| ABBVIE INC | COM | 00287Y109 |  | 22089 | 119 | SH |  | OTR | 0 | 119 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 1238016 | 3200 | SH |  | SOLE | 0 | 3132 | 0 | 68 |
| ADOBE INC | COM | 00724F101 |  | 18957 | 49 | SH |  | OTR | 0 | 49 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2228728 | 12564 | SH |  | SOLE | 0 | 12305 | 0 | 259 |
| AMAZON COM INC | COM | 023135106 |  | 3474260 | 15836 | SH |  | SOLE | 0 | 15504 | 0 | 332 |
| AMPLIFY ETF TR | AMPLIFY CYBERSEC | 032108664 |  | 2275245 | 26343 | SH |  | SOLE | 0 | 25822 | 0 | 521 |
| APPLE INC | COM | 037833100 |  | 3549236 | 17299 | SH |  | SOLE | 0 | 16944 | 0 | 355 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2443423 | 5030 | SH |  | SOLE | 0 | 4924 | 0 | 106 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 97154 | 200 | SH |  | OTR | 0 | 200 | 0 | 0 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 1823822 | 16980 | SH |  | SOLE | 0 | 16633 | 0 | 347 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 26960 | 251 | SH |  | OTR | 0 | 251 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 4130615 | 14985 | SH |  | SOLE | 0 | 14661 | 0 | 324 |
| BROADCOM INC | COM | 11135F101 |  | 62297 | 226 | SH |  | OTR | 0 | 226 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 19382 | 594 | SH |  | OTR | 0 | 594 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 1344454 | 41203 | SH |  | SOLE | 0 | 40383 | 0 | 820 |
| CATERPILLAR INC | COM | 149123101 |  | 1537700 | 3961 | SH |  | SOLE | 0 | 3881 | 0 | 80 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 2190252 | 10078 | SH |  | SOLE | 0 | 9882 | 0 | 196 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1881876 | 1901 | SH |  | SOLE | 0 | 1863 | 0 | 38 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 27718 | 28 | SH |  | OTR | 0 | 28 | 0 | 0 |
| COTERRA ENERGY INC | COM | 127097103 |  | 1064818 | 41955 | SH |  | SOLE | 0 | 41087 | 0 | 868 |
| COTERRA ENERGY INC | COM | 127097103 |  | 15863 | 625 | SH |  | OTR | 0 | 625 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 19354 | 38 | SH |  | OTR | 0 | 38 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 1273784 | 2501 | SH |  | SOLE | 0 | 2447 | 0 | 54 |
| DEERE  CO | COM | 244199105 |  | 966131 | 1900 | SH |  | SOLE | 0 | 1861 | 0 | 39 |
| DEERE  CO | COM | 244199105 |  | 14238 | 28 | SH |  | OTR | 0 | 28 | 0 | 0 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 16038 | 92 | SH |  | OTR | 0 | 92 | 0 | 0 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 1064110 | 6104 | SH |  | SOLE | 0 | 5976 | 0 | 128 |
| EATON CORP PLC | SHS | G29183103 |  | 1330145 | 3726 | SH |  | SOLE | 0 | 3648 | 0 | 78 |
| ELI LILLY  CO | COM | 532457108 |  | 2493716 | 3199 | SH |  | SOLE | 0 | 3134 | 0 | 65 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 1655584 | 19918 | SH |  | SOLE | 0 | 19504 | 0 | 414 |
| EQUINIX INC | COM | 29444U700 |  | 919563 | 1156 | SH |  | SOLE | 0 | 1132 | 0 | 24 |
| EQUINIX INC | COM | 29444U700 |  | 13523 | 17 | SH |  | OTR | 0 | 17 | 0 | 0 |
| CHESAPEAKE ENERGY CORP | COM | 165167735 |  | 1045444 | 8940 | SH |  | SOLE | 0 | 8752 | 0 | 188 |
| CHESAPEAKE ENERGY CORP | COM | 165167735 |  | 15319 | 131 | SH |  | OTR | 0 | 131 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 5528805 | 105572 | SH |  | SOLE | 0 | 103472 | 0 | 2100 |
| FISERV INC | COM | 337738108 |  | 1102390 | 6394 | SH |  | SOLE | 0 | 6268 | 0 | 126 |
| FISERV INC | COM | 337738108 |  | 15689 | 91 | SH |  | OTR | 0 | 91 | 0 | 0 |
| GLOBAL X FDS | FINTECH ETF | 37954Y814 |  | 1798843 | 52567 | SH |  | SOLE | 0 | 51519 | 0 | 1048 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 2293049 | 52617 | SH |  | SOLE | 0 | 51580 | 0 | 1037 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 |  | 3235900 | 74065 | SH |  | SOLE | 0 | 72571 | 0 | 1494 |
| HOME DEPOT INC | COM | 437076102 |  | 21265 | 58 | SH |  | OTR | 0 | 58 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 1479392 | 4035 | SH |  | SOLE | 0 | 3955 | 0 | 80 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 7158137 | 47594 | SH |  | SOLE | 0 | 46628 | 0 | 966 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 1174942 | 6404 | SH |  | SOLE | 0 | 6276 | 0 | 128 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 17063 | 93 | SH |  | OTR | 0 | 93 | 0 | 0 |
| ISHARE TR | MSCI EAFE ETF | 464287465 |  | 14621165 | 163566 | SH |  | SOLE | 0 | 159041 | 0 | 4525 |
| ISHARE TR | MSCI EAFE ETF | 464287465 |  | 153304 | 1715 | SH |  | OTR | 0 | 1715 | 0 | 0 |
| ISHARE TR | 3 7 YR TREAS BD | 464288661 |  | 80624 | 677 | SH |  | OTR | 0 | 677 | 0 | 0 |
| ISHARE TR | 3 7 YR TREAS BD | 464288661 |  | 15888392 | 133415 | SH |  | SOLE | 0 | 130499 | 0 | 2916 |
| ISHARES TR | MBS ETF | 464288588 |  | 81684 | 870 | SH |  | OTR | 0 | 870 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 |  | 16066738 | 171123 | SH |  | SOLE | 0 | 167392 | 0 | 3731 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 1340308 | 21397 | SH |  | SOLE | 0 | 20984 | 0 | 413 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1220931 | 7993 | SH |  | SOLE | 0 | 7824 | 0 | 169 |
| LINDE PLC | SHS | G54950103 |  | 1722360 | 3671 | SH |  | SOLE | 0 | 3598 | 0 | 73 |
| LOWES COS INC | COM | 548661107 |  | 1025927 | 4624 | SH |  | SOLE | 0 | 4530 | 0 | 94 |
| LOWES COS INC | COM | 548661107 |  | 15087 | 68 | SH |  | OTR | 0 | 68 | 0 | 0 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 825084 | 10660 | SH |  | SOLE | 0 | 10433 | 0 | 227 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 13003 | 168 | SH |  | OTR | 0 | 168 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 2064568 | 3674 | SH |  | SOLE | 0 | 3599 | 0 | 75 |
| MCDONALDS CORP | COM | 580135101 |  | 359369 | 1230 | SH |  | SOLE | 0 | 1230 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1537441 | 2083 | SH |  | SOLE | 0 | 2039 | 0 | 44 |
| META PLATFORMS INC | CL A | 30303M102 |  | 23619 | 32 | SH |  | OTR | 0 | 32 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 4742307 | 9534 | SH |  | SOLE | 0 | 9338 | 0 | 196 |
| MICROSOFT CORP | COM | 594918104 |  | 69637 | 140 | SH |  | OTR | 0 | 140 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 1314224 | 9330 | SH |  | SOLE | 0 | 9134 | 0 | 196 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 19861 | 141 | SH |  | OTR | 0 | 141 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 6044223 | 38257 | SH |  | SOLE | 0 | 37436 | 0 | 821 |
| NASDAQ INC | COM | 631103108 |  | 1157274 | 12942 | SH |  | SOLE | 0 | 12675 | 0 | 267 |
| NASDAQ INC | COM | 631103108 |  | 17169 | 192 | SH |  | OTR | 0 | 192 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 2726469 | 2036 | SH |  | SOLE | 0 | 1994 | 0 | 42 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 28462 | 410 | SH |  | OTR | 0 | 410 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1884475 | 27146 | SH |  | SOLE | 0 | 26584 | 0 | 562 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 1030400 | 14929 | SH |  | SOLE | 0 | 14606 | 0 | 323 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 1269301 | 14083 | SH |  | SOLE | 0 | 13798 | 0 | 285 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 18927 | 210 | SH |  | OTR | 0 | 210 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 1184252 | 5787 | SH |  | SOLE | 0 | 5667 | 0 | 120 |
| PEPSICO INC | COM | 713448108 |  | 1041664 | 7889 | SH |  | SOLE | 0 | 7724 | 0 | 165 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 916370 | 9100 | SH |  | SOLE | 0 | 9100 | 0 | 0 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 21208 | 86 | SH |  | OTR | 0 | 86 | 0 | 0 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 1462151 | 5929 | SH |  | SOLE | 0 | 5807 | 0 | 122 |
| S GLOBAL INC | COM | 78409V104 |  | 1167420 | 2214 | SH |  | SOLE | 0 | 2168 | 0 | 46 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 228605 | 370 | SH |  | OTR | 0 | 370 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 13469748 | 21801 | SH |  | SOLE | 0 | 21364 | 0 | 437 |
| SALESFORCE INC | COM | 79466L302 |  | 20997 | 77 | SH |  | OTR | 0 | 77 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 1387992 | 5090 | SH |  | SOLE | 0 | 4984 | 0 | 106 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1184457 | 13966 | SH |  | SOLE | 0 | 13700 | 0 | 266 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 2702180 | 24898 | SH |  | SOLE | 0 | 24410 | 0 | 488 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 2338044 | 15849 | SH |  | SOLE | 0 | 15540 | 0 | 309 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 1245376 | 30067 | SH |  | SOLE | 0 | 29483 | 0 | 584 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 2365215 | 29211 | SH |  | SOLE | 0 | 28638 | 0 | 573 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 1581357 | 11732 | SH |  | SOLE | 0 | 11510 | 0 | 222 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 2836542 | 34736 | SH |  | SOLE | 0 | 34051 | 0 | 685 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 421576 | 4801 | SH |  | SOLE | 0 | 4707 | 0 | 94 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 4493313 | 17744 | SH |  | SOLE | 0 | 17412 | 0 | 332 |
| SERVICENOW INC | COM | 81762P102 |  | 29814 | 29 | SH |  | OTR | 0 | 29 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 1874190 | 1823 | SH |  | SOLE | 0 | 1785 | 0 | 38 |
| SPDR SER TR | S HOMEBUILD | 78464A888 |  | 2326055 | 23598 | SH |  | SOLE | 0 | 23143 | 0 | 455 |
| STARBUCKS CORP | COM | 855244109 |  | 1497234 | 16340 | SH |  | SOLE | 0 | 16007 | 0 | 333 |
| STRYKER CORPORATION | COM | 863667101 |  | 1833349 | 4634 | SH |  | SOLE | 0 | 4541 | 0 | 93 |
| TESLA INC | COM | 88160R101 |  | 6671 | 21 | SH |  | OTR | 0 | 21 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 424711 | 1337 | SH |  | SOLE | 0 | 1308 | 0 | 29 |
| UNION PAC CORP | COM | 907818108 |  | 22318 | 97 | SH |  | OTR | 0 | 97 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 1521749 | 6614 | SH |  | SOLE | 0 | 6480 | 0 | 134 |
| VANECK ETF TRUST | PHARMACEUTCL ETF | 92189F692 |  | 3437564 | 39081 | SH |  | SOLE | 0 | 38323 | 0 | 758 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 215295 | 772 | SH |  | SOLE | 0 | 772 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1823609 | 8910 | SH |  | SOLE | 0 | 8910 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 2548858 | 5814 | SH |  | SOLE | 0 | 5814 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 242097 | 365 | SH |  | OTR | 0 | 365 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 23878 | 36 | SH |  | SOLE | 0 | 36 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 32465336 | 408369 | SH |  | SOLE | 0 | 399598 | 0 | 8771 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 161862 | 2036 | SH |  | OTR | 0 | 2036 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 31599 | 89 | SH |  | OTR | 0 | 89 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 2167225 | 6104 | SH |  | SOLE | 0 | 5979 | 0 | 125 |
| WALMART INC | COM | 931142103 |  | 1966356 | 20110 | SH |  | SOLE | 0 | 19695 | 0 | 415 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 1245010 | 5441 | SH |  | SOLE | 0 | 5329 | 0 | 112 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 18306 | 80 | SH |  | OTR | 0 | 80 | 0 | 0 |
| ZOETIS INC | CL A | 98978V103 |  | 1204246 | 7722 | SH |  | SOLE | 0 | 7565 | 0 | 157 |
| ZOETIS INC | CL A | 98978V103 |  | 17778 | 114 | SH |  | OTR | 0 | 114 | 0 | 0 |

---