# EDGAR Filing Document

**Accession Number:** 0001875768
**File Stem:** 0001875768-23-000002
**Filing Date:** 2023-2
**Character Count:** 9992
**Document Hash:** 1f8128c1c9c8518f6a534b4e87bffd86
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001875768-23-000002.hdr.sgml**: 20230202

**ACCESSION NUMBER**: 0001875768-23-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230202

**DATE AS OF CHANGE**: 20230202

**EFFECTIVENESS DATE**: 20230202

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PENOBSCOT WEALTH MANAGEMENT
- **CENTRAL INDEX KEY:** 0001875768
- **IRS NUMBER:** 452691060
- **STATE OF INCORPORATION:** ME
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21311
- **FILM NUMBER:** 23579349

**BUSINESS ADDRESS:**
- **STREET 1:** ONE MONUMENT SQUARE
- **STREET 2:** SUITE 501
- **CITY:** PORTLAND
- **STATE:** ME
- **ZIP:** 04101
- **BUSINESS PHONE:** 207-990-1901

**MAIL ADDRESS:**
- **STREET 1:** ONE MONUMENT SQUARE
- **STREET 2:** SUITE 501
- **CITY:** PORTLAND
- **STATE:** ME
- **ZIP:** 04101

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PENOBSCOT WEALTH MANAGEMENT<br>**Address:** ONE MONUMENT SQUARE<br>SUITE 501<br>PORTLAND, ME 04101

**Form 13F File Number:** 028-21311

**CRD Number (if applicable):** 000286211

**SEC File Number (if applicable):** 801-108988

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Hannah Tackett<br>**Title:** Chief Compliance Officer<br>**Phone:** 207.990.1901

**Signature, Place, and Date of Signing:**

Hannah Tackett  Portland, ME  02-02-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 64

**Form 13F Information Table Value Total:** $115078

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| EATON CORP PLC | SHS | G29183103 |  | 1370 | 8730 | SH |  | SOLE | 0 | 0 | 0 | 8730 |
| ALASKA AIR GROUP INC | COM | 011659109 |  | 477 | 11109 | SH |  | SOLE | 0 | 0 | 0 | 11109 |
| AMAZON COM INC | COM | 023135106 |  | 235 | 2800 | SH |  | SOLE | 0 | 0 | 0 | 2800 |
| APPLE INC | COM | 037833100 |  | 2935 | 22581 | SH |  | SOLE | 0 | 0 | 0 | 22581 |
| APPLE INC | COM | 037833100 |  | 3 | 21485 | SH |  | SOLE | 0 | 0 | 0 | 21485 |
| CATERPILLAR INC | COM | 149123101 |  | 1013 | 4228 | SH |  | SOLE | 0 | 0 | 0 | 4228 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 |  | 896 | 15669 | SH |  | SOLE | 0 | 0 | 0 | 15669 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 846 | 6925 | SH |  | SOLE | 0 | 0 | 0 | 6925 |
| FIDELITY COVINGTON TRUST | MSCI CONSM DIS | 316092204 |  | 1356 | 23919 | SH |  | SOLE | 0 | 0 | 0 | 23919 |
| IDEXX LABS INC | COM | 45168D104 |  | 1961 | 4808 | SH |  | SOLE | 0 | 0 | 0 | 4808 |
| INGREDION INC | COM | 457187102 |  | 615 | 6280 | SH |  | SOLE | 0 | 0 | 0 | 6280 |
| INVESCO EXCHANGE TRADED FD T | S PUR GWT | 46137V266 |  | 483 | 3188 | SH |  | SOLE | 0 | 0 | 0 | 3188 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 242 | 3252 | SH |  | SOLE | 0 | 0 | 0 | 3252 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 233 | 2459 | SH |  | SOLE | 0 | 0 | 0 | 2459 |
| ISHARES TR | US CONSM STAPLES | 464287812 |  | 1569 | 7737 | SH |  | SOLE | 0 | 0 | 0 | 7737 |
| ISHARES TR | DOW JONES US ETF | 464287846 |  | 216 | 2308 | SH |  | SOLE | 0 | 0 | 0 | 2308 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 2765 | 139234 | SH |  | SOLE | 0 | 0 | 0 | 139234 |
| ISHARES TR | GL CLEAN ENE ETF | 464288224 |  | 3 | 141269 | SH |  | SOLE | 0 | 0 | 0 | 141269 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 327 | 3870 | SH |  | SOLE | 0 | 0 | 0 | 3870 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 3169 | 54751 | SH |  | SOLE | 0 | 0 | 0 | 54751 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 439 | 10727 | SH |  | SOLE | 0 | 0 | 0 | 10727 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 1812 | 38136 | SH |  | SOLE | 0 | 0 | 0 | 38136 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 3181 | 66887 | SH |  | SOLE | 0 | 0 | 0 | 66887 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 203 | 1147 | SH |  | SOLE | 0 | 0 | 0 | 1147 |
| LEAR CORP | COM NEW | 521865204 |  | 767 | 6177 | SH |  | SOLE | 0 | 0 | 0 | 6177 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 841 | 2418 | SH |  | SOLE | 0 | 0 | 0 | 2418 |
| MICROSOFT CORP | COM | 594918104 |  | 2075 | 8651 | SH |  | SOLE | 0 | 0 | 0 | 8651 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 688 | 13750 | SH |  | SOLE | 0 | 0 | 0 | 13750 |
| PACER FDS TR | PACER US SMALL | 69374H857 |  | 1502 | 41746 | SH |  | SOLE | 0 | 0 | 0 | 41746 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 3577 | 77318 | SH |  | SOLE | 0 | 0 | 0 | 77318 |
| PEPSICO INC | COM | 713448108 |  | 209 | 1154 | SH |  | SOLE | 0 | 0 | 0 | 1154 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 204 | 1201 | SH |  | SOLE | 0 | 0 | 0 | 1201 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 806 | 24468 | SH |  | SOLE | 0 | 0 | 0 | 24468 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 0 | 10874 | SH |  | SOLE | 0 | 0 | 0 | 10874 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 499 | 16790 | SH |  | SOLE | 0 | 0 | 0 | 16790 |
| SPDR SER TR | BBG CONV SEC ETF | 78464A359 |  | 2181 | 33892 | SH |  | SOLE | 0 | 0 | 0 | 33892 |
| SPDR SER TR | PRTFLO S VL | 78464A508 |  | 4840 | 124437 | SH |  | SOLE | 0 | 0 | 0 | 124437 |
| SPDR SER TR | PORTFOLI S | 78464A805 |  | 648 | 13705 | SH |  | SOLE | 0 | 0 | 0 | 13705 |
| SPDR SER TR | PORTFOLIO S | 78464A847 |  | 620 | 14592 | SH |  | SOLE | 0 | 0 | 0 | 14592 |
| SPDR SER TR | PORTFOLIO S | 78464A854 |  | 19016 | 422638 | SH |  | SOLE | 0 | 0 | 0 | 422638 |
| SPDR SER TR | S KENSHO NEW | 78468R648 |  | 1544 | 39158 | SH |  | SOLE | 0 | 0 | 0 | 39158 |
| SPDR SER TR | PORTFOLIO S | 78468R853 |  | 1627 | 44004 | SH |  | SOLE | 0 | 0 | 0 | 44004 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 844 | 24677 | SH |  | SOLE | 0 | 0 | 0 | 24677 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 390 | 3130 | SH |  | SOLE | 0 | 0 | 0 | 3130 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 1138 | 16140 | SH |  | SOLE | 0 | 0 | 0 | 16140 |
| SMITH  WESSON BRANDS INC | COM | 831754106 |  | 102 | 11723 | SH |  | SOLE | 0 | 0 | 0 | 11723 |
| TARGET CORP | COM | 87612E106 |  | 679 | 4555 | SH |  | SOLE | 0 | 0 | 0 | 4555 |
| THOR INDS INC | COM | 885160101 |  | 470 | 6226 | SH |  | SOLE | 0 | 0 | 0 | 6226 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 635 | 1198 | SH |  | SOLE | 0 | 0 | 0 | 1198 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 1210 | 16840 | SH |  | SOLE | 0 | 0 | 0 | 16840 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 20164 | 480347 | SH |  | SOLE | 0 | 0 | 0 | 480347 |
| VANGUARD WORLD FDS | FINANCIALS ETF | 92204A405 |  | 3075 | 37162 | SH |  | SOLE | 0 | 0 | 0 | 37162 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 2858 | 11519 | SH |  | SOLE | 0 | 0 | 0 | 11519 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 1559 | 4880 | SH |  | SOLE | 0 | 0 | 0 | 4880 |
| VANGUARD WORLD FDS | COMM SRVC ETF | 92204A884 |  | 594 | 7225 | SH |  | SOLE | 0 | 0 | 0 | 7225 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 7339 | 188239 | SH |  | SOLE | 0 | 0 | 0 | 188239 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1711 | 4870 | SH |  | SOLE | 0 | 0 | 0 | 4870 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1691 | 20501 | SH |  | SOLE | 0 | 0 | 0 | 20501 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 281 | 1378 | SH |  | SOLE | 0 | 0 | 0 | 1378 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 494 | 2690 | SH |  | SOLE | 0 | 0 | 0 | 2690 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 452 | 2365 | SH |  | SOLE | 0 | 0 | 0 | 2365 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 567 | 14389 | SH |  | SOLE | 0 | 0 | 0 | 14389 |
| PARAMOUNT GLOBAL | CLASS B COM | 92556H206 |  | 318 | 18803 | SH |  | SOLE | 0 | 0 | 0 | 18803 |
| WERNER ENTERPRISES INC | COM | 950755108 |  | 514 | 12752 | SH |  | SOLE | 0 | 0 | 0 | 12752 |

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