# EDGAR Filing Document

**Accession Number:** 0000035527
**File Stem:** 0000035527-26-000136
**Filing Date:** 2026-4
**Character Count:** 11579
**Document Hash:** 5d0548fa2fde4546520ac306ed025e29
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000035527-26-000136.hdr.sgml**: 20260421

**ACCESSION NUMBER**: 0000035527-26-000136

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 23

**CONFORMED PERIOD OF REPORT**: 20260421

**ITEM INFORMATION**: Regulation FD Disclosure

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20260421

**DATE AS OF CHANGE**: 20260421

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIFTH THIRD BANCORP
- **CENTRAL INDEX KEY:** 0000035527
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 310854434
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-33653
- **FILM NUMBER:** 26876765

**BUSINESS ADDRESS:**
- **STREET 1:** 38 FOUNTAIN SQ PLZ
- **STREET 2:** FIFTH THIRD CENTER
- **CITY:** CINCINNATI
- **STATE:** OH
- **ZIP:** 45263
- **BUSINESS PHONE:** 5135795300

**MAIL ADDRESS:**
- **STREET 1:** 38 FOUNTAIN SQ PLZ
- **STREET 2:** FIFTH THIRD CENTER
- **CITY:** CINCINNATI
- **STATE:** OH
- **ZIP:** 45263

?xml version='1.0' encoding='ASCII'? fitb-20260421

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, DC 20549**

**FORM 8-K** 

**CURRENT REPORT**

**PURSUANT TO SECTION 13 OR 15(D)**

**OF THE SECURITIES EXCHANGE ACT OF 1934**

**Date of report (Date of earliest event reported): April 21, 2026**

![Fifth Third Logo - 6.10.24.jpg](fitb-20260421_g1.jpg)

**Fifth Third Bancorp**

**(Exact name of registrant as specified in its charter)**

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| | | |
|:---|:---|:---|
| **Ohio** | **001-33653** | **31-0854434** |
| **(State or other jurisdiction<br>of incorporation)** | **(Commission<br>File Number)** | **(IRS Employer<br>Identification No.)** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Fifth Third Center** | **Fifth Third Center** | **Fifth Third Center** | **Fifth Third Center** | **Fifth Third Center** | |
| **38 Fountain Square Plaza** | **,** | **Cincinnati** | **,** | **Ohio** | **45263** |
| **(Address of Principal Executive Offices)** | **(Address of Principal Executive Offices)** | **(Address of Principal Executive Offices)** | **(Address of Principal Executive Offices)** | **(Address of Principal Executive Offices)** | **(Zip Code)** |

---

**(800) 972-3030** 

**(Registrant's telephone number, including area code)**

**Not Applicable**

**(Former name or former address, if changed since last report)**

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below)

&nbsp;&nbsp;&nbsp;&nbsp;☐&nbsp;&nbsp;&nbsp;&nbsp;Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

&nbsp;&nbsp;&nbsp;&nbsp;☐&nbsp;&nbsp;&nbsp;&nbsp;Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

&nbsp;&nbsp;&nbsp;&nbsp;☐&nbsp;&nbsp;&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

&nbsp;&nbsp;&nbsp;&nbsp;☐&nbsp;&nbsp;&nbsp;&nbsp;Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

---

| | | | | |
|:---|:---|:---|:---|:---|
| Securities registered pursuant to Section 12(b) of the Act: | Securities registered pursuant to Section 12(b) of the Act: | Securities registered pursuant to Section 12(b) of the Act: | Securities registered pursuant to Section 12(b) of the Act: | Securities registered pursuant to Section 12(b) of the Act: |
| **Title of each class** | **Trading<br>Symbol(s)** | **Name of each exchange<br>on which registered** | **Name of each exchange<br>on which registered** | **Name of each exchange<br>on which registered** |
| **Common Stock, Without Par Value** | **FITB** | **The** | **NASDAQ** | **Stock Market LLC** |
| **Depositary Shares Representing a 1/1000th Ownership Interest in a Share of** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; **6.625% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series I** | **FITBI** | **The** | **NASDAQ** | **Stock Market LLC** |
| **Depositary Shares Representing a 1/40th Ownership Interest in a Share of** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;**6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A** | **FITBP** | **The** | **NASDAQ** | **Stock Market LLC** |
| **Depositary Shares Representing a 1/1000th Ownership Interest in a Share of** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;**4.95% Non-Cumulative Perpetual Preferred Stock, Series K** | **FITBO** | **The** | **NASDAQ** | **Stock Market LLC** |
| **Depositary Shares Representing a 1/40th Ownership Interest in a Share of** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;**6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M** | **FITBM** | **The** | **NASDAQ** | **Stock Market LLC** |

---

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company&nbsp;&nbsp;&nbsp;&nbsp;☐&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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**Item 7.01 Regulation FD Disclosure** 

On April 21, 2026, the following presentation will be made during the 2026 Annual Meeting of Shareholders of Fifth Third Bancorp. A copy of this presentation is attached as Exhibit 99.1.

The information in this Form 8-K and Exhibits attached hereto shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall they be deemed incorporated by reference in any filing under the Securities Exchange Act of 1934 or the Securities Act of 1933, except as shall be expressly set forth by specific reference.

**Item 9.01 Financial Statements and Exhibits**

<u>[Exhibit 99.1](a2026asmpresentation-fin.htm)</u> – Fifth Third Bancorp Presentation

Exhibit 104 – Cover Page Interactive Data File (embedded within the Inline XBRL document)

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**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| | **FIFTH THIRD BANCORP** |
| | (Registrant) |
| Date: April 21, 2026 | /s/ Bryan D. Preston |
| | Bryan D. Preston |
| | Executive Vice President and<br>Chief Financial Officer |

---

## Exhibit 99.1

![](a2026asmpresentation-fin001.jpg)© Fifth Third Bancorp \| All Rights Reserved Annual Meeting of Shareholders April 21, 2026

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![](a2026asmpresentation-fin002.jpg)

2© Fifth Third Bancorp \| All Rights Reserved Agenda Annual Meeting of Shareholders April 21, 2026 • Call to Order • Introductions • Matters to be Acted Upon 1. Nomination and Election of Directors 2. Ratification of the Selection of Auditors 3. Approval of Company's Compensation of its Named Executive Officers • Business Update • Announcement of Voting Results on All Matters Presented • Question and Answer Session • Adjournment

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![](a2026asmpresentation-fin003.jpg)

3© Fifth Third Bancorp \| All Rights Reserved Achieving strong performance in a dynamic environment Positioned to generate long-term sustainable value to shareholders Note: metrics are as of full year 2025 unless otherwise noted. 1Non-GAAP; See discussion of non-GAAP reconciliation beginning on page 27 of the 4Q25 earnings release Stability 1.19% 12.6% (Full Year 2025) 56.9% Return on average assets Return on average common equity Efficiency ratio1 72% 10.81% +16 bps Loan-to-core deposit ratio CET1 Increase in NIM1 +24 bps vs. 2024 4Q25 vs. 4Q24 +40% 50 +7% Increase in Middle Market new client acquisition vs. 2024 New Branches in the Southeast Southeast household growth vs. 2024 Stability Profitability Growth#2 #3#1 4Q25

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![](a2026asmpresentation-fin004.jpg)

4© Fifth Third Bancorp \| All Rights Reserved Delivering shareholder outperformance Delivering peer-leading, long-term shareholder return2 $1.08 $1.14 $1.26 $1.36 $1.44 $1.54 2020 2021 2022 2023 2024 2025 Dividends declared per common share growth +7% 5-year CAGR #3 among peers1 Source: Bloomberg; 1Excludes FCNCA due to participation in an FDIC assisted transaction; 2Results reflect regional banks above $75 billion in assets that did not participate in an FDIC assisted transaction. Total shareholder return 1 Peer 1 70% Peer 3 123% Peer 8 169% Peer 8 304% 2 FITB 62% Peer 8 105% Peer 1 168% FITB 230% 3 Peer 2 54% FITB 104% FITB 161% Peer 1 223% 4 Peer 6 54% Peer 1 102% Peer 3 138% Peer 2 206% 5 Peer 7 48% Peer 2 96% Peer 7 130% Peer 7 203% 6 Peer 8 45% Peer 6 86% Peer 4 101% Peer 11 182% 7 Peer 4 41% Peer 4 72% Peer 5 95% Peer 4 137% 8 Peer 5 39% Peer 7 68% Peer 11 82% Peer 5 136% 9 Peer 10 38% Peer 5 60% Peer 2 76% Peer 3 130% 10 Peer 11 36% Peer 11 60% Peer 6 76% Peer 6 121% 11 Peer 9 33% Peer 10 42% Peer 10 56% Peer 9 95% 12 Peer 3 9% Peer 9 30% Peer 9 55% Peer 10 79% 5 Year 7 Year 10 Year 3 Year 12/31/15 - 12/31/2512/31/18 - 12/31/2512/31/20 - 12/31/2512/31/22 - 12/31/25

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![](a2026asmpresentation-fin005.jpg)

5© Fifth Third Bancorp \| All Rights Reserved Improving the well-being of our communities Dedicated to strengthening our communities Key highlights Delivered more than $58 billion of our $100 billion sustainability and stewardship target, which we aim to achieve by 2030. Contributed more than $22 million in charitable donations to support communities. Made over $1.4B in CRA-qualified community development loans and investments in 2025, supporting 3,650 affordable housing units. Invested or lent $45 million to CDFIs and CDFI-sponsored programs. Completed our Neighborhoods Program's for nine neighborhoods, delivering $409 million in total lending and investments. Expanded to include additional neighborhoods and our new small city/ small town initiative.

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![](a2026asmpresentation-fin006.jpg)

6© Fifth Third Bancorp \| All Rights Reserved Strengthening our culture and employee connections Corporate Citizenship #1 in Customer Satisfaction with Mobile Banking Apps among Regional Banks - 2025 Product Innovation Client Service

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![](a2026asmpresentation-fin007.jpg)

7© Fifth Third Bancorp \| All Rights Reserved Southwest footprint Assets $294 billion Ranked 9th in the U.S.1 Deposits $237 billion Ranked 9th in the U.S.1 U.S. branches 1,482 Ranked 7th in the U.S.1 Note: Assets, loans, deposits, and branches proforma as of 12/31/25; 1Rankings as of 12/31/25 and consist of US commercial banks and exclude foreign, trust, & traditional investment banks Midwest footprint Southeast footprint Loans $173 billion Ranked 9th in the U.S.1 Fifth Third headquarters Cincinnati, Ohio Toronto office London office Creating 9th Largest U.S. Bank 1

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![](a2026asmpresentation-fin008.jpg)

8© Fifth Third Bancorp \| All Rights Reserved Question & answer session If you were unable to submit a question through the virtual meeting or have additional questions after the meeting, please send an email to Investor Relations at ir.53.com

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![](a2026asmpresentation-fin009.jpg)

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