# EDGAR Filing Document

**Accession Number:** 0002095935
**File Stem:** 0002095935-26-000001
**Filing Date:** 2026-2
**Character Count:** 15617
**Document Hash:** a4b3d2fc3e140ff2890dd494b29732ee
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002095935-26-000001.hdr.sgml**: 20260209

**ACCESSION NUMBER**: 0002095935-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260209

**DATE AS OF CHANGE**: 20260209

**EFFECTIVENESS DATE**: 20260209

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Churchill Financial Advisors, LLC
- **CENTRAL INDEX KEY:** 0002095935

**ORGANIZATION NAME:**
- **EIN:** 994427876
- **STATE OF INCORPORATION:** KY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26141
- **FILM NUMBER:** 26610290

**BUSINESS ADDRESS:**
- **STREET 1:** 312 WHITTINGTON PARKWAY, STE 201
- **CITY:** LOUISVILLE
- **STATE:** KY
- **ZIP:** 40222
- **BUSINESS PHONE:** 502-895-3535

**MAIL ADDRESS:**
- **STREET 1:** 312 WHITTINGTON PARKWAY, STE 201
- **CITY:** LOUISVILLE
- **STATE:** KY
- **ZIP:** 40222

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Churchill Financial Advisors LLC<br>**Address:** 312 WHITTINGTON PARKWAY STE 201<br>LOUISVILLE, KY 40222

**Form 13F File Number:** 028-26141

**CRD Number (if applicable):** 000333071

**SEC File Number (if applicable):** 801-131738

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Evan Coartney<br>**Title:** Vice President of Accounting<br>**Phone:** 502-334-0702

**Signature, Place, and Date of Signing:**

Evan Coartney  Louisville, KY  02-09-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 122

**Form 13F Information Table Value Total:** $327252352

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 1144274 | 9133 | SH |  | SOLE | 0 | 0 | 0 | 9133 |
| ABBVIE INC | COM | 00287Y109 |  | 4667822 | 20429 | SH |  | SOLE | 0 | 0 | 0 | 20429 |
| ADOBE INC | COM | 00724F101 |  | 2018742 | 5768 | SH |  | SOLE | 0 | 0 | 0 | 5768 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 395554 | 1847 | SH |  | SOLE | 0 | 0 | 0 | 1847 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 7761148 | 24796 | SH |  | SOLE | 0 | 0 | 0 | 24796 |
| AMAZON COM INC | COM | 023135106 |  | 1712454 | 7419 | SH |  | SOLE | 0 | 0 | 0 | 7419 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 730281 | 1974 | SH |  | SOLE | 0 | 0 | 0 | 1974 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 733883 | 4180 | SH |  | SOLE | 0 | 0 | 0 | 4180 |
| AMGEN INC | COM | 031162100 |  | 786853 | 2404 | SH |  | SOLE | 0 | 0 | 0 | 2404 |
| ANALOG DEVICES INC | COM | 032654105 |  | 3011947 | 11106 | SH |  | SOLE | 0 | 0 | 0 | 11106 |
| APPLE INC | COM | 037833100 |  | 17152463 | 63093 | SH |  | SOLE | 0 | 0 | 0 | 63093 |
| APPLIED MATLS INC | COM | 038222105 |  | 6118932 | 23810 | SH |  | SOLE | 0 | 0 | 0 | 23810 |
| BROADCOM INC | COM | 11135F101 |  | 1072564 | 3099 | SH |  | SOLE | 0 | 0 | 0 | 3099 |
| CATERPILLAR INC | COM | 149123101 |  | 1955205 | 3413 | SH |  | SOLE | 0 | 0 | 0 | 3413 |
| CHEVRON CORP NEW | COM | 166764100 |  | 3592609 | 23572 | SH |  | SOLE | 0 | 0 | 0 | 23572 |
| CISCO SYS INC | COM | 17275R102 |  | 2356040 | 30586 | SH |  | SOLE | 0 | 0 | 0 | 30586 |
| CME GROUP INC | COM | 12572Q105 |  | 1515048 | 5548 | SH |  | SOLE | 0 | 0 | 0 | 5548 |
| COCA COLA CO | COM | 191216100 |  | 3157695 | 45168 | SH |  | SOLE | 0 | 0 | 0 | 45168 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 336949 | 1490 | SH |  | SOLE | 0 | 0 | 0 | 1490 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 237060 | 3000 | SH |  | SOLE | 0 | 0 | 0 | 3000 |
| CORTEVA INC | COM | 22052L104 |  | 790753 | 11797 | SH |  | SOLE | 0 | 0 | 0 | 11797 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 6517566 | 7558 | SH |  | SOLE | 0 | 0 | 0 | 7558 |
| CROWN CASTLE INC | COM | 22822V101 |  | 560947 | 6312 | SH |  | SOLE | 0 | 0 | 0 | 6312 |
| CUMMINS INC | COM | 231021106 |  | 2470578 | 4840 | SH |  | SOLE | 0 | 0 | 0 | 4840 |
| DEERE  CO | COM | 244199105 |  | 3734337 | 8021 | SH |  | SOLE | 0 | 0 | 0 | 8021 |
| DOORDASH INC | CL A | 25809K105 |  | 317978 | 1404 | SH |  | SOLE | 0 | 0 | 0 | 1404 |
| ECOLAB INC | COM | 278865100 |  | 203453 | 775 | SH |  | SOLE | 0 | 0 | 0 | 775 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 4041239 | 19778 | SH |  | SOLE | 0 | 0 | 0 | 19778 |
| ELI LILLY  CO | COM | 532457108 |  | 782367 | 728 | SH |  | SOLE | 0 | 0 | 0 | 728 |
| EMERSON ELEC CO | COM | 291011104 |  | 1096533 | 8262 | SH |  | SOLE | 0 | 0 | 0 | 8262 |
| EQUINIX INC | COM | 29444U700 |  | 415259 | 542 | SH |  | SOLE | 0 | 0 | 0 | 542 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 3649431 | 30326 | SH |  | SOLE | 0 | 0 | 0 | 30326 |
| FRANKLIN TEMPLETON ETF TR | FRANKLIN INDIA | 35473P769 |  | 1945013 | 50402 | SH |  | SOLE | 0 | 0 | 0 | 50402 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 823708 | 6711 | SH |  | SOLE | 0 | 0 | 0 | 6711 |
| GITLAB INC | CLASS A COM | 37637K108 |  | 587307 | 15649 | SH |  | SOLE | 0 | 0 | 0 | 15649 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 5641422 | 6418 | SH |  | SOLE | 0 | 0 | 0 | 6418 |
| HOME DEPOT INC | COM | 437076102 |  | 206460 | 600 | SH |  | SOLE | 0 | 0 | 0 | 600 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 526097 | 2136 | SH |  | SOLE | 0 | 0 | 0 | 2136 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 7496779 | 25309 | SH |  | SOLE | 0 | 0 | 0 | 25309 |
| INTUIT | COM | 461202103 |  | 1921018 | 2900 | SH |  | SOLE | 0 | 0 | 0 | 2900 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 316370 | 515 | SH |  | SOLE | 0 | 0 | 0 | 515 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 520825 | 7166 | SH |  | SOLE | 0 | 0 | 0 | 7166 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 346773 | 5383 | SH |  | SOLE | 0 | 0 | 0 | 5383 |
| ISHARES TR | MBS ETF | 464288588 |  | 239954 | 2520 | SH |  | SOLE | 0 | 0 | 0 | 2520 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 6659760 | 74444 | SH |  | SOLE | 0 | 0 | 0 | 74444 |
| ISHARES TR | IBONDS 26 TRM TS | 46436E858 |  | 582054 | 25445 | SH |  | SOLE | 0 | 0 | 0 | 25445 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 7111593 | 102443 | SH |  | SOLE | 0 | 0 | 0 | 102443 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2320824 | 35164 | SH |  | SOLE | 0 | 0 | 0 | 35164 |
| ISHARES TR | CORE S ETF | 464287200 |  | 11266578 | 16449 | SH |  | SOLE | 0 | 0 | 0 | 16449 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1402391 | 11378 | SH |  | SOLE | 0 | 0 | 0 | 11378 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 920403 | 3739 | SH |  | SOLE | 0 | 0 | 0 | 3739 |
| ISHARES TR | LATN AMER 40 ETF | 464287390 |  | 255567 | 8393 | SH |  | SOLE | 0 | 0 | 0 | 8393 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 240075 | 2500 | SH |  | SOLE | 0 | 0 | 0 | 2500 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 963346 | 6825 | SH |  | SOLE | 0 | 0 | 0 | 6825 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 705700 | 3410 | SH |  | SOLE | 0 | 0 | 0 | 3410 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 3759985 | 11669 | SH |  | SOLE | 0 | 0 | 0 | 11669 |
| KLA CORP | COM NEW | 482480100 |  | 1013377 | 834 | SH |  | SOLE | 0 | 0 | 0 | 834 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 216684 | 448 | SH |  | SOLE | 0 | 0 | 0 | 448 |
| LOWES COS INC | COM | 548661107 |  | 2706298 | 11222 | SH |  | SOLE | 0 | 0 | 0 | 11222 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 342528 | 600 | SH |  | SOLE | 0 | 0 | 0 | 600 |
| MCDONALDS CORP | COM | 580135101 |  | 4923699 | 16110 | SH |  | SOLE | 0 | 0 | 0 | 16110 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2922879 | 4428 | SH |  | SOLE | 0 | 0 | 0 | 4428 |
| MICROSOFT CORP | COM | 594918104 |  | 11472917 | 23723 | SH |  | SOLE | 0 | 0 | 0 | 23723 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 941797 | 5305 | SH |  | SOLE | 0 | 0 | 0 | 5305 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 517724 | 2776 | SH |  | SOLE | 0 | 0 | 0 | 2776 |
| ORACLE CORP | COM | 68389X105 |  | 8093443 | 41524 | SH |  | SOLE | 0 | 0 | 0 | 41524 |
| PEPSICO INC | COM | 713448108 |  | 203224 | 1416 | SH |  | SOLE | 0 | 0 | 0 | 1416 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1399995 | 9769 | SH |  | SOLE | 0 | 0 | 0 | 9769 |
| RESMED INC | COM | 761152107 |  | 350225 | 1454 | SH |  | SOLE | 0 | 0 | 0 | 1454 |
| ROCKET LAB CORP | COM | 773121108 |  | 302200 | 4332 | SH |  | SOLE | 0 | 0 | 0 | 4332 |
| ROSS STORES INC | COM | 778296103 |  | 666518 | 3700 | SH |  | SOLE | 0 | 0 | 0 | 3700 |
| RTX CORPORATION | COM | 75513E101 |  | 201740 | 1100 | SH |  | SOLE | 0 | 0 | 0 | 1100 |
| S GLOBAL INC | COM | 78409V104 |  | 1085419 | 2077 | SH |  | SOLE | 0 | 0 | 0 | 2077 |
| SALESFORCE INC | COM | 79466L302 |  | 1180174 | 4455 | SH |  | SOLE | 0 | 0 | 0 | 4455 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 378231 | 15081 | SH |  | SOLE | 0 | 0 | 0 | 15081 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 4064580 | 142717 | SH |  | SOLE | 0 | 0 | 0 | 142717 |
| SELECT SECTOR SPDR TR | STATE STREET REA | 81369Y860 |  | 467334 | 11582 | SH |  | SOLE | 0 | 0 | 0 | 11582 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 416937 | 2896 | SH |  | SOLE | 0 | 0 | 0 | 2896 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 210206 | 4924 | SH |  | SOLE | 0 | 0 | 0 | 4924 |
| SOUTHERN CO | COM | 842587107 |  | 971495 | 11141 | SH |  | SOLE | 0 | 0 | 0 | 11141 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 4257135 | 90945 | SH |  | SOLE | 0 | 0 | 0 | 90945 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 14791015 | 21690 | SH |  | SOLE | 0 | 0 | 0 | 21690 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 2237888 | 3710 | SH |  | SOLE | 0 | 0 | 0 | 3710 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A375 |  | 365689 | 10816 | SH |  | SOLE | 0 | 0 | 0 | 10816 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 1451160 | 10428 | SH |  | SOLE | 0 | 0 | 0 | 10428 |
| STRYKER CORPORATION | COM | 863667101 |  | 592578 | 1686 | SH |  | SOLE | 0 | 0 | 0 | 1686 |
| SYMBOTIC INC | CLASS A COM | 87151X101 |  | 215390 | 3620 | SH |  | SOLE | 0 | 0 | 0 | 3620 |
| TESLA INC | COM | 88160R101 |  | 366972 | 816 | SH |  | SOLE | 0 | 0 | 0 | 816 |
| TEXAS INSTRS INC | COM | 882508104 |  | 953501 | 5496 | SH |  | SOLE | 0 | 0 | 0 | 5496 |
| TJX COS INC NEW | COM | 872540109 |  | 3737639 | 24332 | SH |  | SOLE | 0 | 0 | 0 | 24332 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 461592 | 9230 | SH |  | SOLE | 0 | 0 | 0 | 9230 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 1576766 | 5436 | SH |  | SOLE | 0 | 0 | 0 | 5436 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 615666 | 12511 | SH |  | SOLE | 0 | 0 | 0 | 12511 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 1936854 | 23704 | SH |  | SOLE | 0 | 0 | 0 | 23704 |
| UNION PAC CORP | COM | 907818108 |  | 464953 | 2010 | SH |  | SOLE | 0 | 0 | 0 | 2010 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 933973 | 9416 | SH |  | SOLE | 0 | 0 | 0 | 9416 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 891297 | 2700 | SH |  | SOLE | 0 | 0 | 0 | 2700 |
| VAIL RESORTS INC | COM | 91879Q109 |  | 422570 | 3182 | SH |  | SOLE | 0 | 0 | 0 | 3182 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 272683 | 3460 | SH |  | SOLE | 0 | 0 | 0 | 3460 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 422273 | 5701 | SH |  | SOLE | 0 | 0 | 0 | 5701 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 276197 | 5716 | SH |  | SOLE | 0 | 0 | 0 | 5716 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 933797 | 1489 | SH |  | SOLE | 0 | 0 | 0 | 1489 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1125473 | 3878 | SH |  | SOLE | 0 | 0 | 0 | 3878 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 526427 | 5949 | SH |  | SOLE | 0 | 0 | 0 | 5949 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 609536 | 2363 | SH |  | SOLE | 0 | 0 | 0 | 2363 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 4710288 | 9655 | SH |  | SOLE | 0 | 0 | 0 | 9655 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1459430 | 4353 | SH |  | SOLE | 0 | 0 | 0 | 4353 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 6587071 | 31499 | SH |  | SOLE | 0 | 0 | 0 | 31499 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 290963 | 3480 | SH |  | SOLE | 0 | 0 | 0 | 3480 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 385295 | 4833 | SH |  | SOLE | 0 | 0 | 0 | 4833 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1308131 | 5952 | SH |  | SOLE | 0 | 0 | 0 | 5952 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 591015 | 4118 | SH |  | SOLE | 0 | 0 | 0 | 4118 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 2042170 | 22331 | SH |  | SOLE | 0 | 0 | 0 | 22331 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 605320 | 2410 | SH |  | SOLE | 0 | 0 | 0 | 2410 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 446872 | 2415 | SH |  | SOLE | 0 | 0 | 0 | 2415 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 566700 | 1250 | SH |  | SOLE | 0 | 0 | 0 | 1250 |
| VISA INC | COM CL A | 92826C839 |  | 3470977 | 9897 | SH |  | SOLE | 0 | 0 | 0 | 9897 |
| WALMART INC | COM | 931142103 |  | 69981189 | 628141 | SH |  | SOLE | 0 | 0 | 0 | 628141 |
| WELLTOWER INC | COM | 95040Q104 |  | 760073 | 4095 | SH |  | SOLE | 0 | 0 | 0 | 4095 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 4175191 | 48907 | SH |  | SOLE | 0 | 0 | 0 | 48907 |
| YUM BRANDS INC | COM | 988498101 |  | 1376648 | 9100 | SH |  | SOLE | 0 | 0 | 0 | 9100 |
| ZOOM COMMUNICATIONS INC | CL A | 98980L101 |  | 1208405 | 14004 | SH |  | SOLE | 0 | 0 | 0 | 14004 |

---