# EDGAR Filing Document

**Accession Number:** 0001846150
**File Stem:** 0001725547-23-000023
**Filing Date:** 2023-2
**Character Count:** 20901
**Document Hash:** fd032f747c1f289f9dbdf68b24a12a4a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001725547-23-000023.hdr.sgml**: 20230206

**ACCESSION NUMBER**: 0001725547-23-000023

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230206

**DATE AS OF CHANGE**: 20230206

**EFFECTIVENESS DATE**: 20230206

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SAX WEALTH ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001846150
- **IRS NUMBER:** 223645620
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20897
- **FILM NUMBER:** 23589928

**BUSINESS ADDRESS:**
- **STREET 1:** 389 INTERPACE PARKWAY
- **STREET 2:** SUITE 3
- **CITY:** PARSIPPANY
- **STATE:** NJ
- **ZIP:** 07054
- **BUSINESS PHONE:** 973-859-2166

**MAIL ADDRESS:**
- **STREET 1:** 389 INTERPACE PARKWAY
- **STREET 2:** SUITE 3
- **CITY:** PARSIPPANY
- **STATE:** NJ
- **ZIP:** 07054

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SAX WEALTH ADVISORS LLC<br>**Address:** 389 INTERPACE PARKWAY<br>SUITE 3<br>PARSIPPANY, NJ 07054

**Form 13F File Number:** 028-20897

**CRD Number (if applicable):** 000119193

**SEC File Number (if applicable):** 801-68788

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kyle Stawicki<br>**Title:** Member / Principal / Chief Compliance Officer<br>**Phone:** 973-859-2199

**Signature, Place, and Date of Signing:**

Kyle Stawicki  Parsippany, NJ  02-06-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 170

**Form 13F Information Table Value Total:** $433092244

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT INC | COM | 00206R102 |  | 843460 | 45815 | SH |  | SOLE |  | 0 | 0 | 45815 |
| ABBOTT LABS | COM | 002824100 |  | 497685 | 4533 | SH |  | SOLE |  | 0 | 0 | 4533 |
| ABBVIE INC | COM | 00287Y109 |  | 1233489 | 7633 | SH |  | SOLE |  | 0 | 0 | 7633 |
| ABRDN TOTAL DYNAMIC DIVIDEND | COM SH BEN INT | 00326L100 |  | 135876 | 17420 | SH |  | SOLE |  | 0 | 0 | 17420 |
| ALLIANCEBERNSTEIN HLDG L P | UNIT LTD PARTN | 01881G106 |  | 477851 | 13903 | SH |  | SOLE |  | 0 | 0 | 13903 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 745332 | 8400 | SH |  | SOLE |  | 0 | 0 | 8400 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 439385 | 4980 | SH |  | SOLE |  | 0 | 0 | 4980 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 546808 | 11963 | SH |  | SOLE |  | 0 | 0 | 11963 |
| AMAZON COM INC | COM | 023135106 |  | 922034 | 10977 | SH |  | SOLE |  | 0 | 0 | 10977 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 1153167 | 22858 | SH |  | SOLE |  | 0 | 0 | 22858 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 5975474 | 112342 | SH |  | SOLE |  | 0 | 0 | 112342 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 4148992 | 55684 | SH |  | SOLE |  | 0 | 0 | 55684 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 12570085 | 184827 | SH |  | SOLE |  | 0 | 0 | 184827 |
| AMGEN INC | COM | 031162100 |  | 303192 | 1154 | SH |  | SOLE |  | 0 | 0 | 1154 |
| APPLE INC | COM | 037833100 |  | 6118677 | 47092 | SH |  | SOLE |  | 0 | 0 | 47092 |
| APPLIED MATLS INC | COM | 038222105 |  | 354755 | 3643 | SH |  | SOLE |  | 0 | 0 | 3643 |
| ATLASSIAN CORPORATION | CL A | 049468101 |  | 236385 | 1837 | SH |  | SOLE |  | 0 | 0 | 1837 |
| BCE INC | COM NEW | 05534B760 |  | 363467 | 8270 | SH |  | SOLE |  | 0 | 0 | 8270 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 203975 | 4481 | SH |  | SOLE |  | 0 | 0 | 4481 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 390234 | 1535 | SH |  | SOLE |  | 0 | 0 | 1535 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1247029 | 4037 | SH |  | SOLE |  | 0 | 0 | 4037 |
| BLACKROCK MUNIHLDGS NJ QLTY | COM | 09254X101 |  | 191976 | 17342 | SH |  | SOLE |  | 0 | 0 | 17342 |
| BLACKSTONE INC | COM | 09260D107 |  | 425999 | 5742 | SH |  | SOLE |  | 0 | 0 | 5742 |
| BOEING CO | COM | 097023105 |  | 479273 | 2516 | SH |  | SOLE |  | 0 | 0 | 2516 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 356705 | 177 | SH |  | SOLE |  | 0 | 0 | 177 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 849563 | 11808 | SH |  | SOLE |  | 0 | 0 | 11808 |
| CVS HEALTH CORP | COM | 126650100 |  | 392982 | 4217 | SH |  | SOLE |  | 0 | 0 | 4217 |
| CHEVRON CORP NEW | COM | 166764100 |  | 507945 | 2830 | SH |  | SOLE |  | 0 | 0 | 2830 |
| CISCO SYS INC | COM | 17275R102 |  | 242779 | 5096 | SH |  | SOLE |  | 0 | 0 | 5096 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 273444 | 599 | SH |  | SOLE |  | 0 | 0 | 599 |
| DEERE  CO | COM | 244199105 |  | 204635 | 477 | SH |  | SOLE |  | 0 | 0 | 477 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 3608657 | 133555 | SH |  | SOLE |  | 0 | 0 | 133555 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 2481386 | 99097 | SH |  | SOLE |  | 0 | 0 | 99097 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 2392187 | 108983 | SH |  | SOLE |  | 0 | 0 | 108983 |
| DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 |  | 22407690 | 538517 | SH |  | SOLE |  | 0 | 0 | 538517 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 13791092 | 269621 | SH |  | SOLE |  | 0 | 0 | 269621 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 31287061 | 711879 | SH |  | SOLE |  | 0 | 0 | 711879 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 48009785 | 1977339 | SH |  | SOLE |  | 0 | 0 | 1977339 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 27299850 | 815408 | SH |  | SOLE |  | 0 | 0 | 815408 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS HI | 25434V757 |  | 338919 | 15246 | SH |  | SOLE |  | 0 | 0 | 15246 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 4865581 | 220661 | SH |  | SOLE |  | 0 | 0 | 220661 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 320857 | 14356 | SH |  | SOLE |  | 0 | 0 | 14356 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 5259033 | 172995 | SH |  | SOLE |  | 0 | 0 | 172995 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 7131510 | 297023 | SH |  | SOLE |  | 0 | 0 | 297023 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 626024 | 13094 | SH |  | SOLE |  | 0 | 0 | 13094 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 1770517 | 38414 | SH |  | SOLE |  | 0 | 0 | 38414 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 5978798 | 143998 | SH |  | SOLE |  | 0 | 0 | 143998 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 2350522 | 108820 | SH |  | SOLE |  | 0 | 0 | 108820 |
| DISNEY WALT CO | COM | 254687106 |  | 425618 | 4899 | SH |  | SOLE |  | 0 | 0 | 4899 |
| ETF SER SOLUTIONS | US GLB JETS | 26922A842 |  | 746578 | 43711 | SH |  | SOLE |  | 0 | 0 | 43711 |
| EATON VANCE MUNI INCOME TRUS | SH BEN INT | 27826U108 |  | 100753 | 10208 | SH |  | SOLE |  | 0 | 0 | 10208 |
| EATON VANCE TAX-MANAGED GLOB | COM | 27829F108 |  | 586786 | 77720 | SH |  | SOLE |  | 0 | 0 | 77720 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1780932 | 16146 | SH |  | SOLE |  | 0 | 0 | 16146 |
| META PLATFORMS INC | CL A | 30303M102 |  | 350671 | 2914 | SH |  | SOLE |  | 0 | 0 | 2914 |
| FORD MTR CO DEL | COM | 345370860 |  | 146214 | 12572 | SH |  | SOLE |  | 0 | 0 | 12572 |
| HOME DEPOT INC | COM | 437076102 |  | 867596 | 2747 | SH |  | SOLE |  | 0 | 0 | 2747 |
| HONEYWELL INTL INC | COM | 438516106 |  | 200397 | 935 | SH |  | SOLE |  | 0 | 0 | 935 |
| INTEL CORP | COM | 458140100 |  | 269988 | 10215 | SH |  | SOLE |  | 0 | 0 | 10215 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 693750 | 4924 | SH |  | SOLE |  | 0 | 0 | 4924 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2867257 | 10768 | SH |  | SOLE |  | 0 | 0 | 10768 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 |  | 1578553 | 141194 | SH |  | SOLE |  | 0 | 0 | 141194 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 1921663 | 17545 | SH |  | SOLE |  | 0 | 0 | 17545 |
| INVESCO EXCH TRADED FD TR II | TAXABLE MUN BD | 46138G805 |  | 216812 | 8433 | SH |  | SOLE |  | 0 | 0 | 8433 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 8856200 | 104436 | SH |  | SOLE |  | 0 | 0 | 104436 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 1198793 | 9940 | SH |  | SOLE |  | 0 | 0 | 9940 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 216148 | 2031 | SH |  | SOLE |  | 0 | 0 | 2031 |
| ISHARES TR | CORE S ETF | 464287200 |  | 5117971 | 13321 | SH |  | SOLE |  | 0 | 0 | 13321 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 3053849 | 31486 | SH |  | SOLE |  | 0 | 0 | 31486 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 544553 | 14368 | SH |  | SOLE |  | 0 | 0 | 14368 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 823394 | 7810 | SH |  | SOLE |  | 0 | 0 | 7810 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 308135 | 5267 | SH |  | SOLE |  | 0 | 0 | 5267 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 2751298 | 18965 | SH |  | SOLE |  | 0 | 0 | 18965 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 392961 | 4841 | SH |  | SOLE |  | 0 | 0 | 4841 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 553036 | 8425 | SH |  | SOLE |  | 0 | 0 | 8425 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 1239124 | 14822 | SH |  | SOLE |  | 0 | 0 | 14822 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 24440159 | 101038 | SH |  | SOLE |  | 0 | 0 | 101038 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 800494 | 5279 | SH |  | SOLE |  | 0 | 0 | 5279 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1637607 | 7644 | SH |  | SOLE |  | 0 | 0 | 7644 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 803344 | 5793 | SH |  | SOLE |  | 0 | 0 | 5793 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 201350 | 1155 | SH |  | SOLE |  | 0 | 0 | 1155 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 2209711 | 10013 | SH |  | SOLE |  | 0 | 0 | 10013 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 11737798 | 124026 | SH |  | SOLE |  | 0 | 0 | 124026 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 9160542 | 100324 | SH |  | SOLE |  | 0 | 0 | 100324 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 218967 | 2100 | SH |  | SOLE |  | 0 | 0 | 2100 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 888681 | 15734 | SH |  | SOLE |  | 0 | 0 | 15734 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 491265 | 6672 | SH |  | SOLE |  | 0 | 0 | 6672 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 3649108 | 119525 | SH |  | SOLE |  | 0 | 0 | 119525 |
| ISHARES TR | MSCI USA ESG SLC | 464288802 |  | 553273 | 6721 | SH |  | SOLE |  | 0 | 0 | 6721 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 2295435 | 50031 | SH |  | SOLE |  | 0 | 0 | 50031 |
| ISHARES TR | AGGRES ALLOC ETF | 464289859 |  | 206616 | 3458 | SH |  | SOLE |  | 0 | 0 | 3458 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 654349 | 13001 | SH |  | SOLE |  | 0 | 0 | 13001 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 723885 | 6944 | SH |  | SOLE |  | 0 | 0 | 6944 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 229542 | 3610 | SH |  | SOLE |  | 0 | 0 | 3610 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 10079361 | 139797 | SH |  | SOLE |  | 0 | 0 | 139797 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 16522488 | 144985 | SH |  | SOLE |  | 0 | 0 | 144985 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 12100159 | 82918 | SH |  | SOLE |  | 0 | 0 | 82918 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 545565 | 9426 | SH |  | SOLE |  | 0 | 0 | 9426 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1635679 | 26536 | SH |  | SOLE |  | 0 | 0 | 26536 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 3070066 | 94784 | SH |  | SOLE |  | 0 | 0 | 94784 |
| ISHARES TR | IBONDS DEC23 ETF | 46434VAX8 |  | 694608 | 27751 | SH |  | SOLE |  | 0 | 0 | 27751 |
| ISHARES TR | IBONDS DEC24 ETF | 46434VBG4 |  | 543956 | 22275 | SH |  | SOLE |  | 0 | 0 | 22275 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 334028 | 10159 | SH |  | SOLE |  | 0 | 0 | 10159 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 1057240 | 30618 | SH |  | SOLE |  | 0 | 0 | 30618 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 589990 | 4400 | SH |  | SOLE |  | 0 | 0 | 4400 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2567589 | 14535 | SH |  | SOLE |  | 0 | 0 | 14535 |
| LIBERTY ALL STAR EQUITY FD | SH BEN INT | 530158104 |  | 95532 | 16760 | SH |  | SOLE |  | 0 | 0 | 16760 |
| MARATHON PETE CORP | COM | 56585A102 |  | 281315 | 2417 | SH |  | SOLE |  | 0 | 0 | 2417 |
| MCDONALDS CORP | COM | 580135101 |  | 831822 | 3156 | SH |  | SOLE |  | 0 | 0 | 3156 |
| MERCK  CO INC | COM | 58933Y105 |  | 528822 | 4766 | SH |  | SOLE |  | 0 | 0 | 4766 |
| MICROSOFT CORP | COM | 594918104 |  | 4339078 | 18093 | SH |  | SOLE |  | 0 | 0 | 18093 |
| NETFLIX INC | COM | 64110L106 |  | 270995 | 919 | SH |  | SOLE |  | 0 | 0 | 919 |
| NEW YORK CMNTY BANCORP INC | COM | 649445103 |  | 276705 | 32175 | SH |  | SOLE |  | 0 | 0 | 32175 |
| NUCOR CORP | COM | 670346105 |  | 224077 | 1700 | SH |  | SOLE |  | 0 | 0 | 1700 |
| OPKO HEALTH INC | COM | 68375N103 |  | 25000 | 20000 | SH |  | SOLE |  | 0 | 0 | 20000 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 248683 | 1782 | SH |  | SOLE |  | 0 | 0 | 1782 |
| PEPSICO INC | COM | 713448108 |  | 604488 | 3346 | SH |  | SOLE |  | 0 | 0 | 3346 |
| PFIZER INC | COM | 717081103 |  | 311725 | 6084 | SH |  | SOLE |  | 0 | 0 | 6084 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 689397 | 6812 | SH |  | SOLE |  | 0 | 0 | 6812 |
| PREDICTIVE ONCOLOGY INC | COM NEW | 74039M200 |  | 45204 | 147437 | SH |  | SOLE |  | 0 | 0 | 147437 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 508213 | 3353 | SH |  | SOLE |  | 0 | 0 | 3353 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 296924 | 2985 | SH |  | SOLE |  | 0 | 0 | 2985 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 521408 | 8510 | SH |  | SOLE |  | 0 | 0 | 8510 |
| SHELL PLC | SPON ADS | 780259305 |  | 223187 | 3919 | SH |  | SOLE |  | 0 | 0 | 3919 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 6910953 | 18071 | SH |  | SOLE |  | 0 | 0 | 18071 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 337075 | 1987 | SH |  | SOLE |  | 0 | 0 | 1987 |
| SPDR SER TR | S 600 SMCP VAL | 78464A300 |  | 224716 | 3028 | SH |  | SOLE |  | 0 | 0 | 3028 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 685627 | 2069 | SH |  | SOLE |  | 0 | 0 | 2069 |
| SPDR SER TR | PRTFLO S HI | 78468R788 |  | 1371091 | 34641 | SH |  | SOLE |  | 0 | 0 | 34641 |
| SAMSARA INC | COM CL A | 79589L106 |  | 611578 | 49202 | SH |  | SOLE |  | 0 | 0 | 49202 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 806170 | 12211 | SH |  | SOLE |  | 0 | 0 | 12211 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 214090 | 6803 | SH |  | SOLE |  | 0 | 0 | 6803 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1113336 | 12728 | SH |  | SOLE |  | 0 | 0 | 12728 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 489195 | 14304 | SH |  | SOLE |  | 0 | 0 | 14304 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 1317096 | 10584 | SH |  | SOLE |  | 0 | 0 | 10584 |
| SERVICENOW INC | COM | 81762P102 |  | 289649 | 746 | SH |  | SOLE |  | 0 | 0 | 746 |
| SUBURBAN PROPANE PARTNERS L | UNIT LTD PARTN | 864482104 |  | 208604 | 13742 | SH |  | SOLE |  | 0 | 0 | 13742 |
| T-MOBILE US INC | COM | 872590104 |  | 616066 | 4400 | SH |  | SOLE |  | 0 | 0 | 4400 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 393287 | 6073 | SH |  | SOLE |  | 0 | 0 | 6073 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 279039 | 1605 | SH |  | SOLE |  | 0 | 0 | 1605 |
| VBI VACCINES INC CDA | COM NEW | 91822J103 |  | 3911 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| VALLEY NATL BANCORP | COM | 919794107 |  | 295236 | 26104 | SH |  | SOLE |  | 0 | 0 | 26104 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1834126 | 12079 | SH |  | SOLE |  | 0 | 0 | 12079 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 203287 | 1181 | SH |  | SOLE |  | 0 | 0 | 1181 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 |  | 925003 | 5655 | SH |  | SOLE |  | 0 | 0 | 5655 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 567135 | 7631 | SH |  | SOLE |  | 0 | 0 | 7631 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 1570238 | 20859 | SH |  | SOLE |  | 0 | 0 | 20859 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 942014 | 22445 | SH |  | SOLE |  | 0 | 0 | 22445 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 427733 | 3953 | SH |  | SOLE |  | 0 | 0 | 3953 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 389194 | 6533 | SH |  | SOLE |  | 0 | 0 | 6533 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 427505 | 9152 | SH |  | SOLE |  | 0 | 0 | 9152 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 431685 | 8810 | SH |  | SOLE |  | 0 | 0 | 8810 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 565179 | 6557 | SH |  | SOLE |  | 0 | 0 | 6557 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1245244 | 31946 | SH |  | SOLE |  | 0 | 0 | 31946 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 203977 | 3679 | SH |  | SOLE |  | 0 | 0 | 3679 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 |  | 791477 | 5161 | SH |  | SOLE |  | 0 | 0 | 5161 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 3848935 | 51189 | SH |  | SOLE |  | 0 | 0 | 51189 |
| VANGUARD SCOTTSDALE FDS | TOTAL CORP BND | 92206C573 |  | 543400 | 7320 | SH |  | SOLE |  | 0 | 0 | 7320 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 554742 | 7157 | SH |  | SOLE |  | 0 | 0 | 7157 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 847456 | 17124 | SH |  | SOLE |  | 0 | 0 | 17124 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2023248 | 5759 | SH |  | SOLE |  | 0 | 0 | 5759 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 2249529 | 27274 | SH |  | SOLE |  | 0 | 0 | 27274 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 420318 | 2096 | SH |  | SOLE |  | 0 | 0 | 2096 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1302144 | 6389 | SH |  | SOLE |  | 0 | 0 | 6389 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 299330 | 1718 | SH |  | SOLE |  | 0 | 0 | 1718 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 887862 | 4166 | SH |  | SOLE |  | 0 | 0 | 4166 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 7618000 | 54271 | SH |  | SOLE |  | 0 | 0 | 54271 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 469352 | 2557 | SH |  | SOLE |  | 0 | 0 | 2557 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2996248 | 15672 | SH |  | SOLE |  | 0 | 0 | 15672 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 614314 | 15592 | SH |  | SOLE |  | 0 | 0 | 15592 |
| EATON CORP PLC | SHS | G29183103 |  | 200268 | 1276 | SH |  | SOLE |  | 0 | 0 | 1276 |

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