# EDGAR Filing Document

**Accession Number:** 0002126823
**File Stem:** 0001213900-26-055127
**Filing Date:** 2026-5
**Character Count:** 7970613
**Document Hash:** f25a8354cd466221bb865db72051aa54
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-055127.hdr.sgml**: 20260512

**ACCESSION NUMBER**: 0001213900-26-055127

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 46

**CONFORMED PERIOD OF REPORT**: 20260512

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260512

**DATE AS OF CHANGE**: 20260512

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PRP Depositor 2026-RCF3, LLC
- **CENTRAL INDEX KEY:** 0002126823

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-08499
- **FILM NUMBER:** 26969273

**BUSINESS ADDRESS:**
- **STREET 1:** 7114 E STETSON DR SUITE 250
- **CITY:** SCOTTSDALE
- **STATE:** AZ
- **ZIP:** 85251
- **BUSINESS PHONE:** 6028028305

**MAIL ADDRESS:**
- **STREET 1:** 7114 E STETSON DR SUITE 250
- **CITY:** SCOTTSDALE
- **STATE:** AZ
- **ZIP:** 85251
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PRP Depositor 2026-RCF3, LLC
- **CENTRAL INDEX KEY:** 0002126823

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 7114 E STETSON DR SUITE 250
- **CITY:** SCOTTSDALE
- **STATE:** AZ
- **ZIP:** 85251
- **BUSINESS PHONE:** 6028028305

**MAIL ADDRESS:**
- **STREET 1:** 7114 E STETSON DR SUITE 250
- **CITY:** SCOTTSDALE
- **STATE:** AZ
- **ZIP:** 85251
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PRP Depositor 2026-RCF3, LLC
- **CENTRAL INDEX KEY:** 0002126823

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 7114 E STETSON DR SUITE 250
- **CITY:** SCOTTSDALE
- **STATE:** AZ
- **ZIP:** 85251
- **BUSINESS PHONE:** 6028028305

**MAIL ADDRESS:**
- **STREET 1:** 7114 E STETSON DR SUITE 250
- **CITY:** SCOTTSDALE
- **STATE:** AZ
- **ZIP:** 85251

OMB Number: 3235-0675

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549**

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>PRP DEPOSITOR 2026-RCF3, LLC</u>**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of filing) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person<br> to contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: <u>0002126823</u>

<u>PRPM 2026-RCF3, LLC</u>

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): <u>Not applicable</u>

Central Index Key Number of underwriter (if applicable): <u>Not applicable</u> 

Jim Barrons, (602) 802-8305

Name and telephone number, including area code, of the person<br> to contact in connection with this filing.

**FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuing Entity**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached an Exhibit to this Form ABS-15G. Please see the Exhibit Index for the related information.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | PRP DEPOSITOR 2026-RCF3, LLC | PRP DEPOSITOR 2026-RCF3, LLC |
| Date: May 12, 2026 | By: | /s/ Jeff Padden |
|  | Name: | Jeff Padden |
|  | Title: | General Counsel |

---

**EXHIBIT INDEX**

<u>Exhibit Number</u>

[99.1 - Third Party Due Diligence Report – AMC Diligence, LLC Narrative](ea029013901_ex99-1.htm)

[Schedule 1 – Data Compare Report](ea029013901_ex99-1sch1.htm)

[Schedule 2 – Exception Grades Report](ea029013901_ex99-1sch2.htm)

[Schedule 3 – Rating Agency Grades Report](ea029013901_ex99-1sch3.htm)

[Schedule 4 – Valuation Summary](ea029013901_ex99-1sch4.htm)

[99.2 - Third Party Due Diligence Report - Consolidated Analytics, Inc. Narrative](ea029013901_ex99-2.htm)

[Schedule 1 – Data Compare Report](ea029013901_ex99-2sch1.htm)

[Schedule 2 – Due Diligence Standard Report](ea029013901_ex99-2sch2.htm)

[Schedule 3 – RA Grades Summary Report](ea029013901_ex99-2sch3.htm)

[Schedule 4 – Valuations Summary Report](ea029013901_ex99-2sch4.htm)

[99.3 - Third Party Due Diligence Report – Canopy Financial Technology Partners LLC Diligence Narrative](ea029013901_ex99-3.htm)

[Schedule 1 – ATR QM Report](ea029013901_ex99-3sch1.htm)

[Schedule 2 – Data Compare Report](ea029013901_ex99-3sch2.htm)

[Schedule 3 – RA Grades Detail Report](ea029013901_ex99-3sch3.htm)

[Schedule 4 – RA Grades Summary Report](ea029013901_ex99-3sch4.htm)

[Schedule 5 – Valuation Report](ea029013901_ex99-3sch5.htm)

[99.4 - Third Party Due Diligence Report – Clarifii LLC Narrative](ea029013901_ex99-4.htm)

[Schedule 1 – ATR QM Report](ea029013901_ex99-4sch1.htm)

[Schedule 2 – Data Compare Report](ea029013901_ex99-4sch2.htm)

[Schedule 3 – RA Grades Detail Report](ea029013901_ex99-4sch3.htm)

[Schedule 4 – RA Grades Summary Report](ea029013901_ex99-4sch4.htm)

[Schedule 5 – Valuation Report](ea029013901_ex99-4sch5.htm)

[99.5 - Third Party Due Diligence Report – Infinity IPS, Inc. Narrative](ea029013901_ex99-5.htm)

[Schedule 1 – Data Compare Report](ea029013901_ex99-5sch1.htm)

[Schedule 2 – Delinquent Tax, HOA and Muni Lien Report](ea029013901_ex99-5sch2.htm)

[Schedule 3 – Disposition and Comments Report](ea029013901_ex99-5sch3.htm)

[Schedule 4 – Finding Details Report](ea029013901_ex99-5sch4.htm)

[Schedule 5 – Payment History Report](ea029013901_ex99-5sch5.htm)

[Schedule 6 – RA Grades Report](ea029013901_ex99-5sch6.htm)

[99.6 - Third Party Due Diligence Report – Selene Diligence LLC Narrative](ea029013901_ex99-6.htm)

[Schedule 1 – Data Compare Report](ea029013901_ex99-6sch1.htm)

[Schedule 2 – RA Grades Summary Report](ea029013901_ex99-6sch2.htm)

[Schedule 3 – Standard Findings Report](ea029013901_ex99-6sch3.htm)

[Schedule 4 – Valuation Report](ea029013901_ex99-6sch4.htm)

## Exhibit 99.1

**Exhibit 99.1**

![](ex99-1_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed certain due diligence services (the "Review") described below on residential mortgage loans acquired by PRP-Annex VI, LLC (the "Client") through flow reviews and acquired by reliance letter. The Review was conducted on mortgage loans with origination dates from May 1999 through March 2026 via files imaged and provided by the Client's designee for review.

**(2) Sample size of the assets reviewed.**

The initial population consisted of 229 mortgage loans.

The mortgage loan review sample was broken down into the following review scopes:

\* "Credit and Compliance Review": 3 mortgage loans <br> \* "Compliance Only Review": 212 mortgage loans <br> \* "Business Purpose Review": 14 mortgage loans

The final population of the Review covered 229 mortgage loans totaling an aggregate original principal balance of approximately $18.413 million. To AMC's knowledge, the Review covered 100% of the securitization loan population.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified in Item 3 of the ABS Due Diligence-15E.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. For the purposes of this disclosure, AMC's review only included fields that were included in a related data integrity review being performed by another vendor and did not include all fields that may have been available for data comparison at the time of original acquisition. This comparison, when data was available, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Interest Only Period | &nbsp;&nbsp;Original Interest Rate |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;Interest Only Period Expiration Date | &nbsp;&nbsp;Original Loan Amount |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Interest Rate Change Frequency | &nbsp;&nbsp;Original LTV |
| &nbsp;&nbsp;Appraisal Date | &nbsp;&nbsp;Interest Rate Initial Cap | &nbsp;&nbsp;Original P&I |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Interest Rate Initial Floor | &nbsp;&nbsp;Original PITI |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;Interest Rate Life Cap | &nbsp;&nbsp;Original Term |
| &nbsp;&nbsp;Borrower Citizenship | &nbsp;&nbsp;Interest Rate Life Floor | &nbsp;&nbsp;Other Financing - Lien Position 2 - Current Balance |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Interest Rate Life Max | &nbsp;&nbsp;Other Financing - Lien Position 2 - Original Loan Amount |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;Interest Rate Life Min | &nbsp;&nbsp;Other Financing Senior Total Balance |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Interest Rate Periodic Cap | &nbsp;&nbsp;Payment Frequency |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Interest Rate Periodic Floor | &nbsp;&nbsp;PMI Coverage % |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Prepayment Penalty |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Prepayment Penalty Period (months) |
| &nbsp;&nbsp;Coborrower Full Name | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Prepayment Terms |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Margin | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Purpose |

---

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![](ex99-1_001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;Neg Am | &nbsp;&nbsp;Rounding Factor |
| &nbsp;&nbsp;First Payment Change Date | &nbsp;&nbsp;Next Interest Rate Change Date | &nbsp;&nbsp;State |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Next Payment Change Date | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Index Type | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;Interest Collection Type | &nbsp;&nbsp;Occupancy |  |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Original CLTV |  |

---

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT REVIEW</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) Bank Statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

2 \| P a g e

![](ex99-1_001.jpg)

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) and ensured that the title conformed with the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

**<u>DATA COLLECTION</u>**

AMC will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by AMC. All material discrepancies will be noted.

**<u>BUSINESS PURPOSE SCOPE</u>**

Each loan, reviewed under this scope, was reviewed for adherence to the relevant credit policy as indicated by the Client. For this review, procedures followed included:

▪ Reviewing the provided Note, Mortgage/DOT, and Guaranty
Agreement(s) to confirm execution, adherence to the credit policy, and agreement with other Loan Approval documentation.

▪ Examining appraisal reports, BPO's, and appraisal
reviews to determine if the property type is consistent with underwritten property type and usage (such as evidence/an indication of either
owner or tenant occupancy) and comparing this information against other relevant information contained within applicable sections of the
loan file to evaluate consistency, accuracy, and adheres to the credit policy.

▪ Reviewing environmental reporting, Flood Certification,
and Evidence of Insurance to confirm accuracy and adherence to credit policy requirements.

3 \| P a g e

![](ex99-1_001.jpg)

▪ Reviewing credit reporting, VOR/VOM, Background Check(s),
and any applicable Letter(s) of Explanation to confirm accuracy, adherence to credit policy requirements, and consistency with the Final
Loan Approval worksheet.

▪ Reviewing HUD-1's, Title Search, Purchase Agreements,
existing leases/rent rolls, and verification of funds with loan terms, and underwritten approved terms and amounts/LTV/LTC as well as
adherence to credit policy requirements.

▪ Reviewing LOI/LOE(s) for presence of un-qualified statement
of business and occupancy intent, confirmation that the LOI/LOE cited address is consistent with the subject property address, and that
signatory(s) are consistent with the identified borrower(s)/guarantor(s).

▪ Reviewing Final Form 1003/Loan application to ensure
complete execution that the subject property listed is consistent with the subject property, and that the listed residence for the Individual(s)
is an address other than the subject property.

▪ Confirming, if applicable, business license(s) and P&L's
are present, valid, and adheres to credit policy requirements.

▪ Confirming, if applicable, second mortgage documents
are present, valid, align with approved terms amounts, and adhere to credit policy requirements.

▪ Reviewing final loan approval worksheets for accuracy,
completion, documentation of approval for any exceptions, and evaluating such items for agreement/consistency with all other documentation
contained in the review file.

▪ Reviewing the Certification of Business Purpose and
Certification of Non-Owner Occupancy and Indemnity for presence of a completed fields, and verifying that the hand written Primary Residence
address differs from the subject property address, and is signed/dated as required.

▪ Verifying presence of a complete Certification of Non-Owner
Occupancy and Indemnity document for each individual borrower/co-borrower/guarantor identified within the subject note/guaranty agreement,
including the presence of either individual certifications or one certificate containing all required signatures.

▪ Comparing the Primary Residence address(es) listed for
consistency between the Final Form 1003/Loan application(s) and the Certification(s) of Non-Owner Occupancy and Indemnity.

▪ Documenting any non-approved credit policy exceptions
and/or inconsistencies and reporting and/or marking such items for further dialogue.

▪ Reviewing and calculating that the DSCR and/or Property
DTI conforms with applicable guidelines.

Documents reviewed include the following items (\* = where applicable):

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Appraisal Report | &nbsp;&nbsp;Deed of Trust / Mortgage | &nbsp;&nbsp;Non-Owner-Occupancy & Business – Purpose Letter of Intent (LOI) / Letter of Explanation (LOE) |
| &nbsp;&nbsp;Appraisal Review documentation\* | &nbsp;&nbsp;Environmental reports\* | &nbsp;&nbsp;Note |
| &nbsp;&nbsp;Background check | &nbsp;&nbsp;Evidence of Hazard / Liability / Flood Insurance coverage | &nbsp;&nbsp;Purchase agreement(s)\* |
| &nbsp;&nbsp;Broker Price Opinion and market rent addendum\* | &nbsp;&nbsp;Existing Leases\* | &nbsp;&nbsp;Rent Roll\* |
| &nbsp;&nbsp;Business License\* | &nbsp;&nbsp;Final Form 1003 / Loan Application(s) | &nbsp;&nbsp;Second mortgage documentation\* |
| &nbsp;&nbsp;Business P&L's\* | &nbsp;&nbsp;Final HUD-1\* / Loan Estimate (LE)\* / Closing Disclosure (CD)\* | &nbsp;&nbsp;Title Search Documentation |
| &nbsp;&nbsp;Certification(s) of Business purpose of loan | &nbsp;&nbsp;Flood certificates | &nbsp;&nbsp;Verification of down payment funds/ funds to close / reserve funds\* |
| &nbsp;&nbsp;Certification(s) of Non-Owner Occupancy and Indemnity\* | &nbsp;&nbsp;Guaranty Agreement(s)\* | &nbsp;&nbsp;Verification of Rent / Mortgage (VOR/VOM) payment history\* |
| &nbsp;&nbsp;Credit Report(s) | &nbsp;&nbsp;Identification / proof of residency status |  |

---

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

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![](ex99-1_001.jpg)

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to the appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by AMC.

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AMC reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

&nbsp;&nbsp;&nbsp;&nbsp;**(I)** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to
re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were
within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the loan file in the event the
lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of
the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents in the loan file and, as necessary,
 attempted to obtain the loan originator compensation agreement and/or governing policies and procedures of the loan originator. In
 the absence of the loan originator compensation agreement and/or governing policies and procedures, AMC's review was limited
 to formal general statements of entity compliance provided by the loan originator, if any. These statements, for example, were in
 the form of a letter signed by the seller correspondent/loan originator or representations in the mortgage loan purchase agreement between the Client
and seller correspondent;

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&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a loan to a first
time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan require arbitration or any other non-judicial procedure to resolve
any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance;
and

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator organization and individual loan originator name and NMLSR ID,
as applicable, on the credit application, note or loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided the borrower a list of homeownership counseling organizations within
three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43©);

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43© (including qualified mortgages as separately defined
by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R.
Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, AMC notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, AMC reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, AMC then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

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The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, AMC will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

AMC reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. AMC's review is based on information contained in the loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

With regard to General Ability to Repay testing, the compliance review was performed with the following considerations with respect to guideline deviations. Note, the following considerations are limited to General ATR (Non-QM, ATR Risk, ATR Fail) evaluation and do not apply to Qualified Mortgage (QM) reviews.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Compensating factors for Guideline Deficiencies –
Compensating factors are not permitted to override, waive, or trump any of the 8 factors under 1026.43(c) that were not addressed by lender
based on the documents in the loan file. Compensating factors may be considered in reducing the severity of guideline deficiencies
in cases where the file contains evidence that the related ATR factor was addressed and considered, but did not have strict adherence
to guideline requirements (e.g. Guidelines require 2 years tax returns and file contains 1 year tax returns).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Present but deficient documentation – To the extent
there is a documentation deficiency, but file contains evidence that the ability to repay component was considered (e.g. Guidelines require
signed and dated tax returns and file contains unsigned undated tax returns), an EV2-B level exception will be cited for the deficiency
in the documentation against guidelines. On the contrary, if Guidelines require signed and dated tax returns and file does not contain
any tax returns or transcripts, finding will be reported as an EV3-C and yield a QM/ATR loan designation of ATR Fail.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Lender Policies Overlay – Lender policies that
act as an overlay or clarification of their approach to underwriting beyond the guidelines are considered in the review to determine if
loan documentation adheres to guidelines. No exception will be cited for guideline deviations that otherwise adhere to or meet requirements
set forth in Lender Policies. Provided there are no other open EV3-C ability to repay findings, loans with guideline deviations with documentation
that adheres to or meets requirements set forth in Lender Policies will yield a QM/ATR loan designation of Non-QM.

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**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued. SitusAMC also hereby disclaims any representation or warranty as to accuracy or completeness of the Report, the inclusion or omission of any facts or information, or as to its suitability, sufficiency or appropriateness for the purposes of the transaction parties or investors or the use of the Report in preparation of any other document in connection with the subject transaction.).

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

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**SUMMARY OF FINDINGS AND CONCLUSIONS** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

**OVERALL REVIEW RESULTS SUMMARY**

There were two hundred twenty-nine (229) loans in the securitization population reviewed by AMC. After all documents were presented, under Fitch NRSRO grading criteria thirty-one (31) (13.54%) of loans had an Overall grade of "A", one hundred sixty-six (166) (72.49%) of the loans generated an Overall grade of "B", three (3) (1.31%) of loans had an Overall grade of "C", and twenty-nine (29) (12.66%) of loans had an Overall grade of "D".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp; **Fitch Overall Loan Grades** | &nbsp;&nbsp; **Fitch Overall Loan Grades** | &nbsp;&nbsp; **Fitch Overall Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;31 | &nbsp;&nbsp;13.54% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;166 | &nbsp;&nbsp;72.49% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.31% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;29 | &nbsp;&nbsp;12.66% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**229** | &nbsp;&nbsp;**100.00%** |

---

**CREDIT RESULTS SUMMARY**

Two hundred twelve (212) loans were reviewed to a Compliance Only Scope and therefore not included in the Credit results summary. Seventeen (17) loans were reviewed in the credit review scope. Thirteen (13) (76.47%) loans reviewed received an "A" Credit grade, and four (4) (23.53%) loans reviewed received a "B" credit grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch Credit Loan Grades** | &nbsp;&nbsp;**Fitch Credit Loan Grades** | &nbsp;&nbsp;**Fitch Credit Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;13 | &nbsp;&nbsp;76.47% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;23.53% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**17** | &nbsp;&nbsp;**100.00%** |

---

**COMPLIANCE RESULTS SUMMARY**

Fourteen (14) loans were reviewed to a business purpose scope and therefore not included in the compliance results summary. After all documents were presented, under Fitch NRSRO grading criteria twenty-one (21) (9.77%) loans had a Compliance review grade of "A", one hundred sixty-two (162) (75.35%) loans had a Compliance review grade of "B", three (3) (1.40%) loans had a Compliance review grade of "C", and twenty-nine (29) (13.49%) had a Compliance review grade of "D".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch Compliance Loan Grades** | &nbsp;&nbsp;**Fitch Compliance Loan Grades** | &nbsp;&nbsp;**Fitch Compliance Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;21 | &nbsp;&nbsp;9.77% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;162 | &nbsp;&nbsp;75.35% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.40% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;29 | &nbsp;&nbsp;13.49% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**215** | &nbsp;&nbsp;**100.00%** |

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**PROPERTY/VALUATION RESULTS SUMMARY**

Two hundred twelve (212) loans reviewed to a Compliance-only Scope and therefore not included in the Property results summary. After all documents were presented, under Fitch NRSRO grading criteria all seventeen (17) (100.00%) loans had a Property/Valuation grade of "A".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch Property Loan Grades** | &nbsp;&nbsp;**Fitch Property Loan Grades** | &nbsp;&nbsp;**Fitch Property Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;17 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**17** | &nbsp;&nbsp;**100.00%** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the two hundred twenty-nine (229) loans reviewed, two hundred twenty-seven (227) unique loans had one thousand three hundred thirty-two (1,332) different tape discrepancies across sixty-two (62) data fields (some Loans had more than one data delta). The most variances were found on Doc Type, Original CLTV and Appraisal Date.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With<br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**# Of Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;6 | &nbsp;&nbsp;164 | &nbsp;&nbsp;3.66% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;51 | &nbsp;&nbsp;88 | &nbsp;&nbsp;57.95% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;7 | &nbsp;&nbsp;151 | &nbsp;&nbsp;4.64% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Appraisal Date | &nbsp;&nbsp;90 | &nbsp;&nbsp;102 | &nbsp;&nbsp;88.24% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;4 | &nbsp;&nbsp;15 | &nbsp;&nbsp;26.67% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;8 | &nbsp;&nbsp;140 | &nbsp;&nbsp;5.71% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Borrower Citizenship | &nbsp;&nbsp;10 | &nbsp;&nbsp;13 | &nbsp;&nbsp;76.92% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;42 | &nbsp;&nbsp;67 | &nbsp;&nbsp;62.69% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;4 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;3 | &nbsp;&nbsp;57 | &nbsp;&nbsp;5.26% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;10 | &nbsp;&nbsp;229 | &nbsp;&nbsp;4.37% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;2 | &nbsp;&nbsp;50.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Coborrower Full Name | &nbsp;&nbsp;18 | &nbsp;&nbsp;26 | &nbsp;&nbsp;69.23% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;2 | &nbsp;&nbsp;50.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;23 | &nbsp;&nbsp;25 | &nbsp;&nbsp;92.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;7 | &nbsp;&nbsp;30 | &nbsp;&nbsp;23.33% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;126 | &nbsp;&nbsp;142 | &nbsp;&nbsp;88.73% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;12 | &nbsp;&nbsp;13 | &nbsp;&nbsp;92.31% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;First Payment Change Date | &nbsp;&nbsp;5 | &nbsp;&nbsp;6 | &nbsp;&nbsp;83.33% | &nbsp;&nbsp;229 |

---

12 \| P a g e

![](ex99-1_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;33 | &nbsp;&nbsp;226 | &nbsp;&nbsp;14.60% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Index Type | &nbsp;&nbsp;4 | &nbsp;&nbsp;10 | &nbsp;&nbsp;40.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Collection Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;14 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;13 | &nbsp;&nbsp;31 | &nbsp;&nbsp;41.94% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Only Period | &nbsp;&nbsp;11 | &nbsp;&nbsp;13 | &nbsp;&nbsp;84.62% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Only Period Expiration Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;3 | &nbsp;&nbsp;66.67% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Rate Change Frequency | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Rate Initial Cap | &nbsp;&nbsp;27 | &nbsp;&nbsp;27 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Rate Initial Floor | &nbsp;&nbsp;7 | &nbsp;&nbsp;7 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Rate Life Cap | &nbsp;&nbsp;27 | &nbsp;&nbsp;27 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Rate Life Floor | &nbsp;&nbsp;27 | &nbsp;&nbsp;28 | &nbsp;&nbsp;96.43% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Rate Life Max | &nbsp;&nbsp;4 | &nbsp;&nbsp;10 | &nbsp;&nbsp;40.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Rate Life Min | &nbsp;&nbsp;3 | &nbsp;&nbsp;9 | &nbsp;&nbsp;33.33% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Rate Periodic Cap | &nbsp;&nbsp;23 | &nbsp;&nbsp;28 | &nbsp;&nbsp;82.14% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Interest Rate Periodic Floor | &nbsp;&nbsp;4 | &nbsp;&nbsp;7 | &nbsp;&nbsp;57.14% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;1 | &nbsp;&nbsp;3 | &nbsp;&nbsp;33.33% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;208 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;61 | &nbsp;&nbsp;212 | &nbsp;&nbsp;28.77% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;32 | &nbsp;&nbsp;37 | &nbsp;&nbsp;86.49% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;72 | &nbsp;&nbsp;207 | &nbsp;&nbsp;34.78% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;6 | &nbsp;&nbsp;10 | &nbsp;&nbsp;60.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Neg Am | &nbsp;&nbsp;2 | &nbsp;&nbsp;29 | &nbsp;&nbsp;6.90% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Next Interest Rate Change Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Next Payment Change Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;21 | &nbsp;&nbsp;228 | &nbsp;&nbsp;9.21% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;3 | &nbsp;&nbsp;159 | &nbsp;&nbsp;1.89% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;103 | &nbsp;&nbsp;122 | &nbsp;&nbsp;84.43% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;35 | &nbsp;&nbsp;227 | &nbsp;&nbsp;15.42% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;2 | &nbsp;&nbsp;221 | &nbsp;&nbsp;0.90% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;37 | &nbsp;&nbsp;149 | &nbsp;&nbsp;24.83% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;23 | &nbsp;&nbsp;223 | &nbsp;&nbsp;10.31% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Original PITI | &nbsp;&nbsp;3 | &nbsp;&nbsp;13 | &nbsp;&nbsp;23.08% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;50 | &nbsp;&nbsp;224 | &nbsp;&nbsp;22.32% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Other Financing - Lien Position 2 - Current Balance | &nbsp;&nbsp;0 | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Other Financing - Lien Position 2 - Original Loan Amount | &nbsp;&nbsp;20 | &nbsp;&nbsp;20 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Other Financing Senior Total Balance | &nbsp;&nbsp;15 | &nbsp;&nbsp;54 | &nbsp;&nbsp;27.78% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Payment Frequency | &nbsp;&nbsp;0 | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;PMI Coverage % | &nbsp;&nbsp;54 | &nbsp;&nbsp;59 | &nbsp;&nbsp;91.53% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;0 | &nbsp;&nbsp;13 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Prepayment Penalty Period (months) | &nbsp;&nbsp;7 | &nbsp;&nbsp;12 | &nbsp;&nbsp;58.33% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Prepayment Terms | &nbsp;&nbsp;1 | &nbsp;&nbsp;8 | &nbsp;&nbsp;12.50% | &nbsp;&nbsp;229 |

---

13 \| P a g e

![](ex99-1_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;41 | &nbsp;&nbsp;226 | &nbsp;&nbsp;18.14% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;10 | &nbsp;&nbsp;167 | &nbsp;&nbsp;5.99% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;5 | &nbsp;&nbsp;15 | &nbsp;&nbsp;33.33% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;85 | &nbsp;&nbsp;201 | &nbsp;&nbsp;42.29% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Rounding Factor | &nbsp;&nbsp;4 | &nbsp;&nbsp;5 | &nbsp;&nbsp;80.00% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;2 | &nbsp;&nbsp;229 | &nbsp;&nbsp;0.87% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;11 | &nbsp;&nbsp;222 | &nbsp;&nbsp;4.95% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;10 | &nbsp;&nbsp;229 | &nbsp;&nbsp;4.37% | &nbsp;&nbsp;229 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1332** | &nbsp;&nbsp;**5477** | &nbsp;&nbsp;**24.32%** | &nbsp;&nbsp;**229** |

---

**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;218 | &nbsp;&nbsp;95.20% | &nbsp;&nbsp;$17647996.86 | &nbsp;&nbsp;95.84% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;11 | &nbsp;&nbsp;4.80% | &nbsp;&nbsp;$765241.79 | &nbsp;&nbsp;4.16% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**229** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$18413238.65** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;15 | &nbsp;&nbsp;6.55% | &nbsp;&nbsp;$7156200.00 | &nbsp;&nbsp;38.86% |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;214 | &nbsp;&nbsp;93.45% | &nbsp;&nbsp;$11257038.65 | &nbsp;&nbsp;61.14% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**229** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$18413238.65** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation | &nbsp;&nbsp;76 | &nbsp;&nbsp;33.19% | &nbsp;&nbsp;$3549400.47 | &nbsp;&nbsp;19.28% |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;58 | &nbsp;&nbsp;25.33% | &nbsp;&nbsp;$5548927.68 | &nbsp;&nbsp;30.14% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;36 | &nbsp;&nbsp;15.72% | &nbsp;&nbsp;$2493610.00 | &nbsp;&nbsp;13.54% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;31 | &nbsp;&nbsp;13.54% | &nbsp;&nbsp;$2532220.00 | &nbsp;&nbsp;13.75% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;15 | &nbsp;&nbsp;6.55% | &nbsp;&nbsp;$3700070.23 | &nbsp;&nbsp;20.09% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;13 | &nbsp;&nbsp;5.68% | &nbsp;&nbsp;$589010.27 | &nbsp;&nbsp;3.20% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**229** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$18413238.65** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;0-120 Months | &nbsp;&nbsp;4 | &nbsp;&nbsp;1.75% | &nbsp;&nbsp;$421000.00 | &nbsp;&nbsp;2.29% |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;20 | &nbsp;&nbsp;8.73% | &nbsp;&nbsp;$1066515.10 | &nbsp;&nbsp;5.79% |
| &nbsp;&nbsp;181-240 Months | &nbsp;&nbsp;117 | &nbsp;&nbsp;51.09% | &nbsp;&nbsp;$5054802.68 | &nbsp;&nbsp;27.45% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;88 | &nbsp;&nbsp;38.43% | &nbsp;&nbsp;$11870920.87 | &nbsp;&nbsp;64.47% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**229** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$18413238.65** | &nbsp;&nbsp;**100.00%** |

---

14 \| P a g e

![](ex99-1_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;136 | &nbsp;&nbsp;59.39% | &nbsp;&nbsp;$7562426.16 | &nbsp;&nbsp;41.07% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.18% | &nbsp;&nbsp;$344268.61 | &nbsp;&nbsp;1.87% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.44% | &nbsp;&nbsp;$715000.00 | &nbsp;&nbsp;3.88% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;25 | &nbsp;&nbsp;10.92% | &nbsp;&nbsp;$1400904.48 | &nbsp;&nbsp;7.61% |
| &nbsp;&nbsp;Townhouse | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.44% | &nbsp;&nbsp;$82980.00 | &nbsp;&nbsp;0.45% |
| &nbsp;&nbsp;Single-wide Manufactured Housing | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.18% | &nbsp;&nbsp;$326514.28 | &nbsp;&nbsp;1.77% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;4 | &nbsp;&nbsp;1.75% | &nbsp;&nbsp;$656361.54 | &nbsp;&nbsp;3.56% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;17 | &nbsp;&nbsp;7.42% | &nbsp;&nbsp;$1714772.65 | &nbsp;&nbsp;9.31% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.18% | &nbsp;&nbsp;$1986505.63 | &nbsp;&nbsp;10.79% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.44% | &nbsp;&nbsp;$288800.00 | &nbsp;&nbsp;1.57% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;29 | &nbsp;&nbsp;12.66% | &nbsp;&nbsp;$3334705.30 | &nbsp;&nbsp;18.11% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**229** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$18413238.65** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;211 | &nbsp;&nbsp;92.14% | &nbsp;&nbsp;$11157679.95 | &nbsp;&nbsp;60.60% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;14 | &nbsp;&nbsp;6.11% | &nbsp;&nbsp;$7111800.00 | &nbsp;&nbsp;38.62% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.44% | &nbsp;&nbsp;$51000.00 | &nbsp;&nbsp;0.28% |
| &nbsp;&nbsp;Unknown | &nbsp;&nbsp;3 | &nbsp;&nbsp;1.31% | &nbsp;&nbsp;$92758.70 | &nbsp;&nbsp;0.50% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**229** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$18413238.65** | &nbsp;&nbsp;**100.00%** |

---

15 \| P a g e

## Exhibit 99.1

**Exhibit 99.1 Schedule 1**

---

| |
|:---|
| ![](ex99-1sch1_001.jpg) |
| **Data Compare (Non-Ignored)** |
| **Run Date - 5/7/2026 1:16:18 PM** |

---

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Compare Status** | **Comment** |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Interest Rate Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Investor: Qualifying Total Debt Ratio | [redacted] | [redacted] | Verified | Lender did not include USAA account for $[redacted] month. |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Interest Rate Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Interest Rate Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 604 | 360 | Verified | Per 2nd lien note in file |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 604 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | per 2nd lien note on file |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 566 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 566 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 325 | 180 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 325 | 180 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | approval reflects an LTV of 98.56% |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | City | [redacted] | [redacted] | Verified |  |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 362 | 360 | Verified |  |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified |  |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified |  |
| XXXX | XXXX | XXXX |  |  | Neg Am | 0 |  |  |  |
| XXXX | XXXX | XXXX |  |  | Original Term | 299 | 300 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 299 | 300 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Type | Fixed | ARM | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 178 | 360 | Verified |  |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified |  |
| XXXX | XXXX | XXXX |  |  | Neg Am | 0 |  |  |  |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 599 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 599 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Purpose | Purchase | Refinance | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Max | 18 | 24 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Zip | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Amortization Type | Fixed | ARM | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Purpose | Purchase | Refinance | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Index Type |  | Prime | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Margin |  | 0.75 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Min |  | 0.75 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Max |  | 20 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only Period Expiration Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified |  |
| XXXX | XXXX | XXXX |  |  | Purpose | Refinance | Purchase | Verified |  |
| XXXX | XXXX | XXXX |  |  | Next Interest Rate Change Date | [redacted] | [redacted] |  |  |
| XXXX | XXXX | XXXX |  |  | Interest Rate Periodic Floor |  | 0 | Verified |  |
| XXXX | XXXX | XXXX |  |  | Interest Rate Periodic Cap |  | 0 | Verified |  |
| XXXX | XXXX | XXXX |  |  | Next Payment Change Date | [redacted] | [redacted] |  |  |
| XXXX | XXXX | XXXX |  |  | Contract Sales Price | [redacted] | [redacted] | Verified |  |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified |  |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Type | Fixed | ARM | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type | Full | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Index Type |  | US Treasury - 1 Year CMT (Weekly) | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Margin |  | 2.75 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Interest Rate Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Next Interest Rate Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Min |  | 2.75 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Max |  | 11.75 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Interest Rate Periodic Floor |  | 2 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Interest Rate Periodic Cap |  | 2 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Next Payment Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Rounding Factor |  | 0.125 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Fields are the same |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | Full | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Balloon Flag | 0 | 1 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 284 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 241 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | City | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | No evidence of PMI requirement |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] |  |  |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | 2nd lien note |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Street | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | Full | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] |  |  |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | 2nd lien |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Purpose | Refinance | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Occupancy | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | # of Units | 1 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | 2nd lien |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Term | 412 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type | Full | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | Manufactured Housing | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Zip | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Term | 307 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Full | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 287 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Term | 269 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | Full | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Balloon Flag | 0 | 1 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 119 | 120 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Type | Fixed | ARM | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Purpose | Refinance | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Index Type |  | Prime | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Margin |  | 0 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Interest Rate Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Min |  | 0 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Max |  | 18 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Interest Rate Periodic Floor |  | 0 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Interest Rate Periodic Cap |  | 0 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Rounding Factor |  | Other | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 119 | 120 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Type | Fixed | ARM | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Margin |  | 4 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Interest Rate Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Interest Rate Periodic Floor |  | 0 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Interest Rate Periodic Cap |  | 0 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Rounding Factor |  | 0.000 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 241 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | # of Units | 1 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | PUD Attached | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Zip | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | Full | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 180 | 181 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Type | Fixed | ARM | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Interest Rate Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Next Interest Rate Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Next Payment Change Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Rounding Factor |  | 0.000 | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Full | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Purpose | Refinance | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Term | 246 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 250 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | # of Units | 1 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Loan Amount | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | # of Units | 1 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 410 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Full | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Street | [redacted] | [redacted] | Verified | No discrepancy |
| XXXX | XXXX | XXXX |  |  | Zip | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Condo (Low Rise) | Single Family Detached | Verified | No Condo Rider |
| XXXX | XXXX | XXXX |  |  | Occupancy | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Purpose | Refinance | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | PUD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | Reduced | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Zip | [redacted] | [redacted] | Verified | same |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | Full | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Term | 252 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Term | 378 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Term | 252 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 339 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Term | 261 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family Detached | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | same |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family Detached | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family Detached | PUD Attached | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 348 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 376 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 576 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family Detached | 2 Family | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 336 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 556 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 582 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 432 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 564 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 489 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 463 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | City | [redacted] | [redacted] | Verified | Same |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Same |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Other |
| XXXX | XXXX | XXXX |  |  | Street | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 571 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family Detached | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 573 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 598 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | City | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 408 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | City | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 602 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | City | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 584 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 348 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 427 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 420 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | City | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 369 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family Detached | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 445 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | City | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 348 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 441 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 348 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 403 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower SSN | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 588 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 348 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 455 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Townhouse | 2 Family | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 348 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 348 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Street | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 361 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 331 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 332 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 360 | 180 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 783 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family Detached | PUD Attached | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Street | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 354 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Same. |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 583 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Street | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 399 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Same. |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 321 | 180 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 321 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower SSN | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 360 | 180 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 449 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family Detached | PUD | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Coborrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | First Payment Date | [redacted] | [redacted] | Verified | Field Value reflects First Payment Date per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Representative FICO | [redacted] | [redacted] | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Approval/AUS |
| XXXX | XXXX | XXXX | XXXX |  | Doc Type | Full | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Appraised Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0.26 | -0.26 | Verified | Field Value reflects 'Margin' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only Period Expiration Date | [redacted] | [redacted] | Verified | Field Value reflects 'Interest Only Period Expiration Date' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | First Payment Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| XXXX | XXXX | XXXX | XXXX |  | Doc Type | Full | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Appraised Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0.5 | -0.5 | Verified | Field Value reflects 'Margin' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | First Payment Date | [redacted] | [redacted] | Verified | Field Value reflects First Payment Date per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Original Term | 360 | 119 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX | XXXX |  | Amortization Term | 480 | 120 | Verified | Field Value reflects Amortization Term per Note |
| XXXX | XXXX | XXXX | XXXX |  | Original P&I | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Amortization Type | Fixed | ARM | Verified | Field Value reflects Amortization Type per Note |
| XXXX | XXXX | XXXX | XXXX |  | Property Type | Single Family Detached | PUD | Verified | PUD Rider in file |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only Period |  | 118 | Verified | Field Value reflects 'Interest Only Period' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Index Type |  | Prime (WSJ) | Verified | Field Value reflects 'Index Type' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 | -0.25 | Verified | Field Value reflects 'Margin' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | First Interest Rate Change Date | [redacted] | [redacted] | Verified | Field Value reflects 'Interest Rate First Change Date' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 | 11.05 | Verified | Field Value reflects 'Interest Rate Life Cap' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | First Payment Change Date | [redacted] | [redacted] | Verified | Field Value reflects 'Payment First Change Date' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other | Verified | Credit Limit |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 | 11.05 | Verified | Field Value reflects 'Interest Rate Initial Cap' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Balloon Flag | 0 | 1 | Verified | Field Value reflects Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 | 2.95 | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Zip | [redacted] | [redacted] | Verified | Field Value reflects Zip per Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only Period |  | 120 | Verified | Field Value reflects 'Interest Only Period' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | N/A- Fixed Rate |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | N/A- Fixed Rate |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | N/A- Fixed Rate |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | N/A- Fixed Rate |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | N/A- Fixed Rate |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | N/A- Fixed Rate |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only Period |  | 120 | Verified | Field Value reflects 'Interest Only Period' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Doc Type |  | UTD | Verified | Field Value reflects documentation located in origination file |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Tape value 1st Lien |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only Period |  | 120 | Verified | Field Value reflects 'Interest Only Period' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Tape value reflects 1st lien loan amount |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only Period |  | 120 | Verified | Field Value reflects 'Interest Only Period' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Occupancy | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Purpose | UTD | Purchase | Verified | Verified with credit report and post dated approval |
| XXXX | XXXX | XXXX | XXXX |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Note is a Fixed Rate Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Note is a Fixed Rate Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Note is a Fixed Rate Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Note is a Fixed Rate Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Note is a Fixed Rate Note |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Only Period |  | 120 | Verified | Field Value reflects 'Interest Only Period' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Doc Type |  | UTD | Verified | Field Value reflects documentation located in origination file |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Tape value 1st Lien |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | First lien note. |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Tape Value is 1st Lien |
| XXXX | XXXX | XXXX | XXXX |  | Original Term | 333 | 360 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX | XXXX |  | Amortization Term | 333 | 360 | Verified | Field Value reflects Amortization Term per Note |
| XXXX | XXXX | XXXX | XXXX |  | Doc Type | Stated | SIVA | Verified | Per the 1008 Transmittal Summary |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Note is fixed |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Note is fixed |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Note is fixed |
| XXXX | XXXX | XXXX | XXXX |  | Refi Purpose | Cash-out - Other | Rate/Term | Verified | The transmittal summary reveals a Rate and Term and the borrower did not receive funds at the closing |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Note is fixed |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Note is fixed |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Tape value reflects first lien |
| XXXX | XXXX | XXXX | XXXX |  | Original Term | 261 | 180 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX | XXXX |  | Amortization Term | 261 | 360 | Verified | Field Value reflects Amortization Term per Note |
| XXXX | XXXX | XXXX | XXXX |  | Doc Type | Stated | SIVA | Verified | Field Value reflects doc Type reflected on the Approval/AUS |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Subject transaction is a Fixed Rate 2nd Mortgage |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Subject transaction is a Fixed Rate 2nd Mortgage |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Subject transaction is a Fixed Rate 2nd Mortgage |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Subject transaction is a Fixed Rate 2nd Mortgage |
| XXXX | XXXX | XXXX | XXXX |  | Balloon Flag | 0 | 1 | Verified | Field Value reflects Balloon Rider |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Subject transaction is a Fixed Rate 2nd Mortgage |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | First lien note. |
| XXXX | XXXX | XXXX | XXXX |  | Original Term | 240 | 180 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX | XXXX |  | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| XXXX | XXXX | XXXX | XXXX |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Field Value reflects 'Interest Rate Life Cap' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Field Value reflects 'Interest Rate Periodic Cap' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Field Value reflects 'Interest Rate Initial Cap' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Balloon Flag | 0 | 1 | Verified | Field Value reflects Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Tape data reflects 1st lien amount |
| XXXX | XXXX | XXXX | XXXX |  | Zip | [redacted] | [redacted] | Verified | Field Value reflects Zip per Note |
| XXXX | XXXX | XXXX | XXXX |  | Original Term | 274 | 360 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX | XXXX |  | Amortization Term | 274 | 360 | Verified | Field Value reflects Amortization Term per Note |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Field Value reflects 'Interest Rate Life Cap' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Field Value reflects 'Interest Rate Periodic Cap' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Field Value reflects 'Interest Rate Initial Cap' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Tape value reflects first lien |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Original Term | 438 | 180 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX | XXXX |  | Amortization Term | 438 | 360 | Verified | Field Value reflects Amortization Term per Note |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Fixed Rate Loan |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Fixed Rate Loan |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Fixed Rate Loan |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Fixed Rate Loan |
| XXXX | XXXX | XXXX | XXXX |  | Balloon Flag | 0 | 1 | Verified | Field Value reflects Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Fixed Rate Loan |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Tape field shows first mortgage amount |
| XXXX | XXXX | XXXX | XXXX |  | Original Term | 236 | 180 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX | XXXX |  | Amortization Term | 236 | 360 | Verified | Field Value reflects Amortization Term per Note |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Note is fixed |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Note is fixed |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Note is fixed |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Note is fixed |
| XXXX | XXXX | XXXX | XXXX |  | Balloon Flag | 0 | 1 | Verified | Note is fixed |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Note is fixed |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Tape value reflects first lien |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Subject transaction is a Fixed Rate 2nd Mortgage |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Subject transaction is a Fixed Rate 2nd Mortgage |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Subject transaction is a Fixed Rate 2nd Mortgage |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Subject transaction is a Fixed Rate 2nd Mortgage |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Subject transaction is a Fixed Rate 2nd Mortgage |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Tape value reflects first lien |
| XXXX | XXXX | XXXX | XXXX |  | Original Term | 439 | 180 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX | XXXX |  | Amortization Term | 439 | 360 | Verified | Field Value reflects Amortization Term per Note |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Balloon Flag | 0 | 1 | Verified | Field Value reflects Note |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Fixed Note |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Loan is 2nd lien |
| XXXX | XXXX | XXXX | XXXX |  | Original Term | 438 | 360 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX | XXXX |  | Amortization Term | 438 | 360 | Verified | Field Value reflects Amortization Term per Note |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Subject note is a fixed rate second lien. Field value appears to reflect the first lien. |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Based on the supporting documents subject loan is a 30 year fixed rate 2nd mortgage loan program and there is no indication of an adjustable rate mortgage. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Based on the supporting documents subject loan is a 30 year fixed rate 2nd mortgage loan program and there is no indication of an adjustable rate mortgage. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Based on the supporting documents subject loan is a 30 year fixed rate 2nd mortgage loan program and there is no indication of an adjustable rate mortgage. |
| XXXX | XXXX | XXXX | XXXX |  | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Based on the supporting documents subject loan is a 30 year fixed rate 2nd mortgage loan program and there is no indication of an adjustable rate mortgage. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Based on the supporting documents subject loan is a 30 year fixed rate 2nd mortgage loan program and there is no indication of an adjustable rate mortgage. |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | Other financing lien position is actually the 1st mortgage and subject loan is the 2nd mortgage. |
| XXXX | XXXX | XXXX | XXXX |  | Doc Type | Stated | SIVA | Verified | Field Value reflects doc Type reflected on the Approval/AUS |
| XXXX | XXXX | XXXX | XXXX |  | Margin | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Cap | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Periodic Cap | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Initial Cap | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Interest Rate Life Floor | 0 |  | Verified | Fixed rate. |
| XXXX | XXXX | XXXX | XXXX |  | Other Financing - Lien Position 2 - Original Loan Amount | [redacted] | [redacted] | Verified | First lien note. |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Term | 179 | 180 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 179 | 180 | Verified | Field Value reflects Amortization Term per Note |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field Value reflects Maturity Date per the Note |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX |  |  | Interest Only Period |  | 179 | Verified | Field Value reflects 'Interest Only Period' per the Note |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | First Interest Rate Change Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Cap | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Contract Sales Price | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Cap | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Floor | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Floor | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Term | 374 | 180 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 374 | 180 | Verified | Field Value reflects Amortization Term per Note |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field Value reflects Maturity Date per the Note |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX |  |  | Interest Only Period |  | 179 | Verified | Field Value reflects 'Interest Only Period' per the Note |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Tape Value reflects Appraisal Effective Date |
| XXXX | XXXX | XXXX |  |  | Margin | 0 |  | Verified | Fixed Rate loan. |
| XXXX | XXXX | XXXX |  |  | First Interest Rate Change Date | [redacted] | [redacted] | Verified | Fixed Rate loan. |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Cap | 0 |  | Verified | Fixed Rate loan. |
| XXXX | XXXX | XXXX |  |  | Contract Sales Price | [redacted] | [redacted] | Verified | Refinance transaction. |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Cap | 0 |  | Verified | Fixed Rate loan. |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Floor | 0 |  | Verified | Fixed Rate loan. |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Floor | 0 |  | Verified | Fixed Rate loan. |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Not applicable to this loan. |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field Value reflects First Payment Date per the Note |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field Value reflects Maturity Date per the Note |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field Value captured from Valuation model in file |
| XXXX | XXXX | XXXX |  |  | Margin | 0 |  | Verified | Fixed Rate. |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Cap | 0 |  | Verified | Fixed Rate. |
| XXXX | XXXX | XXXX |  |  | Mortgage Type |  | Conventional without MI | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Contract Sales Price | [redacted] | [redacted] | Verified | Refinance transaction. |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Cap | 0 |  | Verified | Fixed Rate. |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Floor | 0 |  | Verified | Fixed Rate. |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Floor | 0 |  | Verified | Fixed Rate. |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Zip | [redacted] | [redacted] | Verified | Field Value reflects Zip per Note |
| XXXX | XXXX | XXXX |  |  | Original Term | 360 | 180 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field Value reflects Maturity Date per the Note |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Tape Value reflects Appraisal Effective Date |
| XXXX | XXXX | XXXX |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Cap | 0 |  | Verified | Field Value reflects 'Interest Rate Life Cap' per the Note |
| XXXX | XXXX | XXXX |  |  | Mortgage Type |  | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| XXXX | XXXX | XXXX |  |  | Contract Sales Price | [redacted] | [redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Cap | 0 |  | Verified | Field Value reflects 'Interest Rate Initial Cap' per the Note |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Floor | 0 |  | Verified | Field Value reflects 'Interest Rate Initial Floor' per the Note |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Floor | 0 |  | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field Value reflects Maturity Date per the Note |
| XXXX | XXXX | XXXX |  |  | Interest Only | 1 | 0 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX |  |  | Interest Only Period | 60 |  | Verified | Fixed rate purchase money second |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Tape Value reflects Appraisal Effective Date |
| XXXX | XXXX | XXXX |  |  | Margin | 0 |  | Verified | Fixed rate purchase money second |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Cap | 0 |  | Verified | Fixed rate purchase money second |
| XXXX | XXXX | XXXX |  |  | Mortgage Type |  | Conventional without MI | Verified | Field Value reflects Mortgage Type per the Note |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Cap | 0 |  | Verified | Fixed rate purchase money second |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Floor | 0 |  | Verified | Fixed rate purchase money second |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Floor | 0 |  | Verified | Fixed rate purchase money second |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Fixed rate purchase money second |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Field Value reflects First Payment Date per the Note |
| XXXX | XXXX | XXXX |  |  | Original Term | 179 | 180 | Verified | Field Value reflects the Note value |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 179 | 180 | Verified | Field Value reflects Amortization Term per Note |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field Value reflects Maturity Date per the Note |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| XXXX | XXXX | XXXX |  |  | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX |  |  | Interest Only Period |  | 179 | Verified | Field Value reflects 'Interest Only Period' per the Note |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Tape Value reflects Appraisal Effective Date |
| XXXX | XXXX | XXXX |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| XXXX | XXXX | XXXX |  |  | First Interest Rate Change Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Cap | 0 |  | Verified | Field Value reflects 'Interest Rate Life Cap' per the Note |
| XXXX | XXXX | XXXX |  |  | Contract Sales Price | [redacted] | [redacted] | Verified | Refinance |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Cap | 0 |  | Verified | Field Value reflects 'Interest Rate Initial Cap' per the Note |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Floor | 0 |  | Verified | Field Value reflects 'Interest Rate Initial Floor' per the Note |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Floor | 0 |  | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | First Payment Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field Value reflects Maturity Date per the Note |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| XXXX | XXXX | XXXX |  |  | Interest Only Period |  | 179 | Verified | Field Value reflects 'Interest Only Period' per the Note |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | First Interest Rate Change Date | [redacted] | [redacted] | Verified | Field Value reflects 'Interest Rate First Change Date' per the Note |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Cap | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Contract Sales Price | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Cap | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Interest Rate Initial Floor | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Interest Rate Life Floor | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 433 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Property Type | Manufactured Housing | Mobile Home (Multi-Wide) | Verified | Per guidelines, selecting mobile home due to built in or before 1976. |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Term | 348 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Amortization Term | 432 | 360 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Other Financing Senior Total Balance | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type | Stated | Reduced | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Loan Amount | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | PMI Coverage % | 0 |  | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | LTV Valuation Value | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Original Term | 282 | 240 | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original Interest Rate | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Representative FICO | [redacted] | [redacted] | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Doc Type |  | UTD | Verified | Unable to verify due to missing information |
| XXXX | XXXX | XXXX |  |  | Appraisal Date | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original CLTV | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Street | [redacted] | [redacted] | Verified | Field Value reflects Street per Note |
| XXXX | XXXX | XXXX |  |  | Borrower Last Name | [redacted] | [redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| XXXX | XXXX | XXXX |  |  | Coborrower First Name | [redacted] | [redacted] | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | XXXX | XXXX |  |  | Coborrower Last Name | [redacted] | [redacted] | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| XXXX | XXXX | XXXX |  |  | Maturity Date | [redacted] | [redacted] | Verified | Field Value reflects Maturity Date per the Note |
| XXXX | XXXX | XXXX |  |  | Original P&I | [redacted] | [redacted] | Verified | Field Value reflects Note value |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | 4 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Citizenship | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original PITI | [redacted] | [redacted] | Verified | Field Value reflects calculation based on Note, Taxes, Insurance and HOA as applicable per documentation in file |
| XXXX | XXXX | XXXX |  |  | Street | [redacted] | [redacted] | Verified | Field Value reflects Street per Note |
| XXXX | XXXX | XXXX |  |  | City | [redacted] | [redacted] | Verified | Field Value reflects City per Note |
| XXXX | XXXX | XXXX |  |  | State | [redacted] | [redacted] | Verified | Field Value reflects State per Note |
| XXXX | XXXX | XXXX |  |  | Zip | [redacted] | [redacted] | Verified | Field Value reflects Zip per Note |
| XXXX | XXXX | XXXX |  |  | Appraised Value | [redacted] | [redacted] | Verified | Field Value captured from Valuation model in file |
| XXXX | XXXX | XXXX |  |  | # of Units | 3 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Prepayment Penalty Period (months) | 3 | 60 | Verified | Field Value reflects 'PrePayment Penalty Period' per the Note |
| XXXX | XXXX | XXXX |  |  | Prepayment Terms | 3%, 2%, 1% | 5%, 4%, 3%, 2%, 1% | Verified | Field Value reflects 'PrePayment Terms' per the Note |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Citizenship | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| XXXX | XXXX | XXXX |  |  | Prepayment Penalty Period (months) | 5 | 60 | Verified | Field Value reflects 'PrePayment Penalty Period' per the Note |
| XXXX | XXXX | XXXX |  |  | Borrower Citizenship | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field Value reflects Note Date per the Note |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| XXXX | XXXX | XXXX |  |  | Prepayment Penalty Period (months) | 3 | 36 | Verified | Field Value reflects 'PrePayment Penalty Period' per the Note |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Citizenship | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| XXXX | XXXX | XXXX |  |  | Prepayment Penalty Period (months) | 3 | 36 | Verified | Field Value reflects 'PrePayment Penalty Period' per the Note |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Citizenship | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| XXXX | XXXX | XXXX |  |  | Original LTV | [redacted] | [redacted] | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Citizenship | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Prepayment Penalty Period (months) | 3 | 36 | Verified | Field Value reflects 'PrePayment Penalty Period' per the Note |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Citizenship | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original PITI | [redacted] | [redacted] | Verified | Field Value reflects calculation based on Note, Taxes, Insurance and HOA as applicable per documentation in file |
| XXXX | XXXX | XXXX |  |  | Street | [redacted] | [redacted] | Verified | Field Value reflects Street per Note |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Original PITI | [redacted] | [redacted] | Verified | Field Value reflects calculation based on Note, Taxes, Insurance and HOA as applicable per documentation in file |
| XXXX | XXXX | XXXX |  |  | Property Type | Townhouse | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Citizenship | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Street | [redacted] | [redacted] | Verified | Alternate format, not a true discrepancy |
| XXXX | XXXX | XXXX |  |  | Note Date | [redacted] | [redacted] | Verified | Field Value reflects Note Date per the Note |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Citizenship | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Property Type | Single Family | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| XXXX | XXXX | XXXX |  |  | Prepayment Penalty Period (months) | 3 | 36 | Verified | Field Value reflects 'PrePayment Penalty Period' per the Note |
| XXXX | XXXX | XXXX |  |  | Street | [redacted] | [redacted] | Verified | Field Value reflects Street per Note |
| XXXX | XXXX | XXXX |  |  | City | [redacted] | [redacted] | Verified | Field Value reflects City per Note |
| XXXX | XXXX | XXXX |  |  | State | [redacted] | [redacted] | Verified | Field Value reflects State per Note |
| XXXX | XXXX | XXXX |  |  | Zip | [redacted] | [redacted] | Verified | Field Value reflects Zip per Note |
| XXXX | XXXX | XXXX |  |  | Appraised Value | [redacted] | [redacted] | Verified | Field Value captured from Valuation model in file |
| XXXX | XXXX | XXXX |  |  | # of Units | 13 |  | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Prepayment Penalty Period (months) | 5 | 60 | Verified | Field Value reflects 'PrePayment Penalty Period' per the Note |
| XXXX | XXXX | XXXX |  |  | Borrower Full Name | [redacted] | [redacted] | Verified | Field value reflects source document |
| XXXX | XXXX | XXXX |  |  | Borrower Citizenship | [redacted] | [redacted] | Verified | Field value reflects source document |

---

## Exhibit 99.1

**Exhibit 99.1 Schedule 2**

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| |
|:---|
| ![](ex99-1sch1_002.jpg) |
| **Exception Grades** |
| **Run Date - 5/7/2026 1:14:28 PM** |

---

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Unknown Loan Designation | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation not provided. Due Diligence Loan Designation is Safe Harbor QM. |  |  |  |  |  |  |  |  | 3 C B |  | TN | Primary | Refinance - Cash-out - Debt Consolidation | C A | UTD | Safe Harbor QM | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Unknown Loan Designation | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation not provided. Due Diligence Loan Designation is Higher Priced QM. |  |  |  |  |  |  |  |  | 3 C B |  | GA | Primary | Purchase | C A | UTD | Higher Priced QM | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $727.50 exceeds tolerance of $727.00. Sufficient or excess cure was provided to the borrower at Closing. (XXXX) |  |  |  |  |  |  | 09/05/2018 |  | 1 A |  | GA | Primary | Purchase | Final CD evidences Cure A | UTD | Higher Priced QM | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Alternate Table Usage | TILA-RESPA Integrated Disclosure - Costs at Closing/ Calculating Cash to Close: Alternate tables not used consistently throughout the transaction. | LE/CDs used forms of "With Seller" and "Without Seller" inconsistently throughout the transaction. |  |  |  | Reviewer Comment (2019-12-12): Removed from scope based on SFA Grid 3.0. Exception regraded to EV1-A |  |  | 12/12/2019 | 1 B A |  | GA | Primary | Purchase | Good Faith Redisclosure C A | UTD | Higher Priced QM | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Esign Consent Agreement Status | ESIGN Act - Loan file does not contain evidence of borrower's consent to receive electronic disclosures. | An E Consent is not located in file. |  |  |  |  |  |  |  | 2 B |  | GA | Primary | Purchase | No Defined Cure A | UTD | Higher Priced QM | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Final Closing Disclosure Alternate Table With Seller | TILA-RESPA Integrated Disclosure - Costs at Closing/ Calculating Cash to Close: Final Closing Disclosure provided on XX/XX/XXXX used an alternate table on a transaction with a seller. (FinXX/XX/XXXX) | The Closing Disclosure was issued on "Without Seller" form. |  |  |  | Reviewer Comment (2019-12-12): Removed from scope based on SFA Grid 3.0. Exception regraded to EV1-A |  |  | 12/12/2019 | 1 B A |  | GA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | UTD | Higher Priced QM | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Final Closing Disclosure No Seller Paid Fees Primary Residence Subordinate Lien | TRID Final Closing Disclosure XX/XX/XXXX on a simultaneous subordinate lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) (FinXX/XX/XXXX) | A Seller CD is not in file for the 2nd lien. |  |  |  | Reviewer Comment (2019-12-12): Removed from scope based on SFA Grid 3.0. Exception regraded to EV1-A |  |  | 12/12/2019 | 1 B A |  | GA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | UTD | Higher Priced QM | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Final Closing Disclosure Summaries Of Transactions - Sales Price | TILA-RESPA Integrated Disclosure - Summaries of Transactions: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the Sales Price of Property. (FinXX/XX/XXXX) | The Closing Disclosure was issued on "Without Seller" form and sales price was not disclosed on page 3. |  |  |  | Reviewer Comment (2019-12-12): Removed from scope based on SFA Grid 3.0. Exception regraded to EV1-A |  |  | 12/12/2019 | 1 B A |  | GA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | UTD | Higher Priced QM | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2018-09-26): Fraud Report provided | 09/26/2018 |  |  | 1 C A |  | AL | Primary | Refinance - Cash-out - Debt Consolidation | C A | UTD | Safe Harbor QM | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file | Credit Report: Original // Borrower: XXXXXXXXXXXXX |  |  |  |  | Reviewer Comment (2018-09-26): Fraud Report provided | 09/26/2018 |  |  | 1 C A |  | AL | Primary | Refinance - Cash-out - Debt Consolidation | C A | UTD | Safe Harbor QM | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Unknown Loan Designation | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation not provided. Due Diligence Loan Designation is Safe Harbor QM. |  |  |  |  |  |  |  |  | 3 C B |  | AL | Primary | Refinance - Cash-out - Debt Consolidation | C A | UTD | Safe Harbor QM | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Settlement Service Provider Status | TILA-RESPA Integrated Disclosure: Borrower not provided with list of service providers. | Missing List of Settlement Service Providers. |  |  |  | Reviewer Comment (2019-12-12): Removed from scope based on SFA Grid 3.0. Exception regraded to EV1-A |  |  | 12/12/2019 | 1 B A |  | AL | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure A | UTD | Safe Harbor QM | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  |  |  |  |  | 3 C |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Valuation report date was not provided. | Valuation Type: Appraisal / Valuation Report Date: |  |  |  |  |  |  |  |  | 3 C |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Valuation effective date was not provided. | Valuation Type: Appraisal / Valuation Report Date: |  |  |  |  |  |  |  |  | 3 C |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - HELOC Brochure Not Provided Timely | Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower at application. |  |  |  |  |  |  |  |  | 2 B |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Truth in Lending Act (HELOC): Fee amounts for testing were sourced from one or more fee documents in file containing higher amounts than that reflected on HELOC Agreement. | Truth in Lending Act (HELOC): Fees disclosed on Itemization referenced in Agreement exceed those disclosed in HELOC Agreement. Fees from Itemization used in any federal, state, and local high cost testing | Under disclosure due to title search fee $85 and recording fee $46 which are not disclosed on the HELOC agreement |  |  |  |  |  |  |  | 2 B |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - Important Terms Disclosure Missing | Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Other | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CO | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | MT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MT | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 2 B |  | MT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Late Charge | New York Late Charge Grace Period Testing | Note grace period less than minimum per state. | Grace period min not allowed per state (NY) - min grace period for NY is 15 days - note states 10 days |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Late Charge | New York Late Charge Percent Testing | Note late charge exceeds maximum per state. | Late charge not allowed per state (NY) - max late charge for NY state is 2% - note states 5% |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Right to cancel was signed onXX/XX/XXXX and rescission period expired onXX/XX/XXXX. Expire date is one day early. |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MO | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | MO | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Federal HELOC Itemization of Final Costs and Fees Not Provided | Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. Unable to validate accuracy of and compliance with fee disclosure requirements. HELOC Fee Agreement also not in file, unable to perform compliance points and fees tests. |  |  |  |  |  |  |  |  | 3 D |  | MO | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | MO | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | MO | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | MO | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - HELOC Brochure Not Provided Timely | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | MO | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - Important Terms Disclosure Not Provided Timely | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | MO | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | GA | Second Home | Purchase | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | No Defined Cure B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | No Defined Cure B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $56.12. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | HI | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | IL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 2 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Reviewer Comment (2018-08-16): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. | 08/16/2018 |  |  | 1 B A |  | IL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  | Reviewer Comment (2018-08-16): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. | 08/16/2018 |  |  | 1 B A |  | IL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Illinois High Risk Home Loan (Calculated APR/Rate) | Illinois High Risk Home Loan Act: APR Threshold is exceeded by .05390%. APR of 12.52390% exceeds a threshold of 12.47000% based on the US Treasury for comparable maturities of 4.47000% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-16): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/16/2018 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Debt Consolidation | Within 30 days of closing, provide: (1) Lender Attestation to AMC attesting the lender has not received any notice from borrower of the failure; (2) Letter of Explanation; (3) refund of amount over the high-risk threshold maximum; and (4) proof of mailing (must be in transit with courier).<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-risk threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Current Note Holder was not able to be determined. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  | Reviewer Comment (2018-08-16): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. | 08/16/2018 |  |  | 1 C A |  | IL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Application Date | Alternate source used for application date |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. |  |  |  |  |  |  |  | 2 B |  | IL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. |  |  |  |  |  |  |  | 2 B |  | IL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | ME | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | ME | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | ME | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $41.90. | Unable to determine under disclosure due to missing detailed itemization. Under disclosure appears to be due to DSI calculation. |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | The Final Loan Application is missing from the loan file. |  |  |  |  |  |  |  | 3 C |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  | GFE missing from the loan file. |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  | Missing Valuation or other value indicator. |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | PA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | PA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  | Reviewer Comment (2018-08-13): subsequent review of loan images located an appraisal | 08/13/2018 |  |  | 1 B A |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  | Reviewer Comment (2018-08-13): subsequent review of loan images located an appraisal | 08/13/2018 |  |  | 1 D A |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $35.50. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Documents: Missing other financing information. | Lien Position: 1 |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CO | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | CO | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | CT | UTD | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CT | UTD | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | CT | UTD | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CT | UTD | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | CT | UTD | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CT | UTD | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CT | UTD | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | CT | UTD | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | CT | UTD | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | CT | UTD | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CT | UTD | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CT | UTD | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | RI | Primary | Refinance - Cash-out - Other | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | RI | Primary | Refinance - Cash-out - Other | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set was not provided. In order to determine Average Prime Offer Rate (APOR), the worst case scenario was used between Application Date and Transaction Date. |  |  |  |  |  |  |  |  | 2 B |  | LA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | LA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | LA | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | WA | Primary | Refinance - Cash-out - Other | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $100.44. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $53.10. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | MT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Other | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Incorrect Appraisal Form type: Appraisal Form 1004/70 used for incorrect Subject property type. | Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX ___ |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Reviewer Comment (2018-08-16): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. | 08/16/2018 |  |  | 1 B A |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  | Reviewer Comment (2018-08-16): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. | 08/16/2018 |  |  | 1 B A |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Calculated APR/Rate) | Truth in Lending Act (HOEPA): APR Threshold is exceeded by .13940%. APR of 14.51940% exceeds a threshold of 14.38000% based on the US Treasury for comparable maturities of 4.38000% plus jurisdiction allowable margin of 10.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-16): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/16/2018 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New Jersey High-Cost Loan (Calculated APR/Rate) | New Jersey Home Ownership Security Act: APR threshold exceeded. Loan is high-cost as APR Threshold is exceeded by .13940%. APR of 14.51940% exceeds a threshold of 14.38000% based on the US Treasury for comparable maturities of 4.38000% plus jurisdiction allowable margin of 10.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-16): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/16/2018 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | Within 45 days of closing, provide: (1) Letter of Explanation; (2) refund of amount over the covered loan threshold maximum; and (3) proof of mailing (must be in transit with courier).<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 365 days of closing, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $53.40. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Application Date | Alternate source used for application date |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | HI | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $53.34. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete Initial TIL | Initial TIL not provided |  |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File | Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | Massachusetts Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts MLBR (Missing Data) Document Type Not Provided | Massachusetts Mortgage Lender and Broker Regulations: Unable to determine if the borrower was required to provide a signed statement disclosing their income due to missing document type. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | FL | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | FL | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - HELOC Brochure Not Provided Timely | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - Important Terms Disclosure Not Provided Timely | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Federal HELOC Itemization of Final Costs and Fees Not Provided | Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. Unable to validate accuracy of and compliance with fee disclosure requirements. HELOC Fee Agreement also not in file, unable to perform compliance points and fees tests. |  |  |  |  |  |  |  |  | 3 D |  | FL | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing HELOC - Receipt Date Missing | Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. | . |  |  |  |  |  |  |  | 2 B |  | FL | Primary | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - Billing Rights Disclosure Missing | Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - HELOC Brochure Missing | Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - Important Terms Disclosure Missing | Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - Credit Plan with Index That Cannot be Obtained by Borrower | Truth in Lending Act (HELOC): Credit plan contains an index that cannot be independently obtained by the borrower. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - APR Does Not Match Interest Rate | Truth in Lending Act (HELOC): HELOC APR does not match Interest Rate. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - Tax Advisor Statement Missing | Truth in Lending Act (HELOC): Creditor did not provide statement that the consumer should consult a tax advisor. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - Impermissible Provision on HELOC Agreement | Truth in Lending Act (HELOC): Agreement contains provision allowing creditor to unilaterally change terms of plan for impermissible circumstances. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | VT | Primary | Refinance - Cash-out - Debt Consolidation | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL APR Under/Over Disclosed By Greater Than 0.125% | Truth In Lending Act: Final TIL APR of 11.38000% is underdisclosed from calculated APR of 11.81370% outside of 0.125% tolerance. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $16,286.86. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CT | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | ID | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | ID | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | ID | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided) | Idaho Residential Mortgage Practices Act: Rate Lock-In/Float Disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | ID | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set was not provided. In order to determine Average Prime Offer Rate (APOR), the worst case scenario was used between Application Date and Transaction Date. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Status | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | CHARM Booklet Disclosure Status | TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Debt Consolidation | No Defined Cure B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | UT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | VA | Primary | Refinance - Cash-out - Debt Consolidation | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | VA | Primary | Refinance - Cash-out - Debt Consolidation | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NH | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | NH | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | HI | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | HI | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | VA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | VA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Late Charge | Note Error: Note late charge percentage exceeds maximum per state |  | Late charge not allowed per state (FL) - max late charge for FL is $10 for each payment past due 10 days - note states $XX and 15 days past due. |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $41.11. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. The prepaid finance charges match the itemization |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  |  |  | 3 D |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CT | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CT | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CT | Primary | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | VA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | HI | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $142.04. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | HI | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 2 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Reviewer Comment (2018-08-22): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/22/2018 |  |  | 1 B A |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  | Reviewer Comment (2018-08-22): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/22/2018 |  |  | 1 B A |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Ability to Repay Not Verified | Maryland SB270: Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: AVM / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Maryland Covered Loan (Calculated APR/Rate) | Maryland Predatory Lending Law: Loan is a covered loan due to APR threshold exceeded. APR Threshold is exceeded by .24510%. APR of 13.79510% exceeds a threshold of 13.55000% based on the US Treasury for comparable maturities of 4.55000% plus jurisdiction allowable margin of 9.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-24): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/24/2018 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | No obvious cure C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  | Reviewer Comment (2018-08-24): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/24/2018 |  |  | 1 A |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Application Date | Alternate source used for application date |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $196.56. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | GA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | GA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | GA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | DE | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | DE | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | DE | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | DE | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | DE | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | DE | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | KY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | KY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | KY | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Calculated APR/Rate) | Truth in Lending Act (HOEPA): APR Threshold is exceeded by .13900%. APR of 14.51900% exceeds a threshold of 14.38000% based on the US Treasury for comparable maturities of 4.38000% plus jurisdiction allowable margin of 10.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-24): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/24/2018 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 2 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/23/2018 |  |  | 1 B A |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/23/2018 |  |  | 1 B A |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Florida High-Cost Loan (Calculated APR/Rate) | Florida Fair Lending Act (Threshold Test): APR Threshold is exceeded by .13900%. APR of 14.51900% exceeds a threshold of 14.38000% based on the US Treasury for comparable maturities of 4.38000% plus jurisdiction allowable margin of 10.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-24): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/24/2018 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of receiving any notice from borrower of the compliance failure, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $56.26. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Application Date | Alternate source used for application date |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | WY | UTD | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | WY | UTD | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | WY | UTD | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | WY | UTD | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | WY | UTD | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Wyoming Uniform Consumer Credit Code (Closing Cost Statement Not Provided) | Wyoming Uniform Consumer Credit Code: Full statement of closing costs to be incurred by the consumer not provided to borrower prior to any down payment or when lender made commitment to the transaction. |  |  |  |  |  |  |  |  | 2 B |  | WY | UTD | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Late Charge | Wyoming Late Charge Percent and Amount Testing | Note late charge exceeds maximum per state. | Late charge of 5% or $XX exceeds the $10 limit for second liens in the state of Wyoming |  |  |  |  |  |  |  | 2 B |  | WY | UTD | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Wyoming Uniform Consumer Credit Code (Statement of Rate Not Provided) | Wyoming Uniform Consumer Credit Code: Lender did not provide borrower with accurate statement of rate. |  |  |  |  |  |  |  |  | 2 B |  | WY | UTD | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | WY | UTD | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | WY | UTD | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | WY | UTD | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CO | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $66.32. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | CO | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Calculated APR/Rate) | Truth in Lending Act (HOEPA): APR Threshold is exceeded by .11080%. APR of 14.49080% exceeds a threshold of 14.38000% based on the US Treasury for comparable maturities of 4.38000% plus jurisdiction allowable margin of 10.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-25): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/25/2018 |  |  | 1 C A |  | HI | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 3 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/23/2018 |  |  | 1 B A |  | HI | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/23/2018 |  |  | 1 B A |  | HI | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. |  |  |  |  |  |  |  | 2 B |  | HI | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  | Reviewer Comment (2018-08-25): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/25/2018 |  |  | 1 A |  | HI | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Application Date | Alternate source used for application date |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. |  |  |  |  |  |  |  | 2 B |  | HI | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | VA | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | VA | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 4 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/23/2018 |  |  | 1 B A |  | VA | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/23/2018 |  |  | 1 B A |  | VA | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Calculated APR/Rate) | Truth in Lending Act (HOEPA): APR Threshold is exceeded by .10550%. APR of 14.48550% exceeds a threshold of 14.38000% based on the US Treasury for comparable maturities of 4.38000% plus jurisdiction allowable margin of 10.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-25): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/25/2018 |  |  | 1 C A |  | VA | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Application Date | Alternate source used for application date |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | VA | UTD | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | VA | UTD | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | VA | UTD | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | VA | UTD | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | VA | UTD | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | VA | UTD | UTD - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | VA | UTD | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | VA | UTD | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | VA | UTD | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Non-Required Data | Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  |  |  | 2 B |  | VA | UTD | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | VA | UTD | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | VA | UTD | UTD - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | IN | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Calculated APR/Rate) | Truth in Lending Act (HOEPA): APR Threshold is exceeded by .27780%. APR of 14.82780% exceeds a threshold of 14.55000% based on the US Treasury for comparable maturities of 4.55000% plus jurisdiction allowable margin of 10.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-25): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/25/2018 |  |  | 1 C A |  | IN | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/23/2018 |  |  | 1 B A |  | IN | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. | 08/23/2018 |  |  | 1 B A |  | IN | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. |  |  |  |  |  |  |  | 2 B |  | IN | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Application Date | Alternate source used for application date |  | At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. |  |  |  |  |  |  |  | 2 B |  | IN | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Washington Residential Mortgage Loan (Disclosure of Material Terms Not Provided) | Washington HB 2770: Mortgage loan file does not contain a disclosure summary of all material terms provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Calculated APR/Rate) | Truth in Lending Act (HOEPA): APR Threshold is exceeded by .10920%. APR of 14.48920% exceeds a threshold of 14.38000% based on the US Treasury for comparable maturities of 4.38000% plus jurisdiction allowable margin of 10.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-26): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/26/2018 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 3 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/23/2018 |  |  | 1 B A |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/23/2018 |  |  | 1 B A |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  | Reviewer Comment (2018-08-26): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/26/2018 |  |  | 1 A |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Application Date | Alternate source used for application date |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - UTD | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Refinance - UTD | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | VA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $268.60. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MI | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $56.07. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MI | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided) | Unable to test Bill of Rights disclosure due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Unable to test Consumer Caution notice due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Calculated APR/Rate) | Truth in Lending Act (HOEPA): APR Threshold is exceeded by .27780%. APR of 14.82780% exceeds a threshold of 14.55000% based on the US Treasury for comparable maturities of 4.55000% plus jurisdiction allowable margin of 10.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-26): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/26/2018 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 2 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/23/2018 |  |  | 1 B A |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/23/2018 |  |  | 1 B A |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Georgia High-Cost Loan (Calculated APR/Rate) | Georgia Fair Lending Act: APR Threshold is exceeded by .27780%. APR of 14.82780% exceeds a threshold of 14.55000% based on the US Treasury for comparable maturities of 4.55000% plus jurisdiction allowable margin of 10.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-26): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/26/2018 |  |  | 1 C A |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | Within 90 days of loan closing and prior to receiving notice from the borrower: (a) offer restitution and make appropriate adjustments; or (b) to correct failure related to financing of insurance, make appropriate restitution by returning premiums paid plus interest charged on the premiums upon receipt of the notice of compliance failure.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 90 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. |  |  |  |  |  |  |  | 2 B |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  | Reviewer Comment (2018-08-26): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/26/2018 |  |  | 1 A |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Application Date | Alternate source used for application date |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. |  |  |  |  |  |  |  | 2 B |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/23/2018 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/23/2018 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by .17880%. APR of 12.94880% exceeds a threshold of 12.77000% based on the US Treasury for comparable maturities of 4.77000% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-26): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/26/2018 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Late Charge | California Primary Residence Late Charge Percent Testing | Note late charge exceeds maximum per state. | Late charge of the greater of 5% or $XX exceeds the maximum of $10 for a delinquency period of 10 days or more for the state of CA. |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Late Charge | State Late Charge Percentage |  | $XX late charge assessed after 10 days exceeds $10 after 10 days per state - CA. |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  | Reviewer Comment (2018-08-26): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/26/2018 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Application Date | Alternate source used for application date |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | AZ | Primary | Refinance - Cash-out - Debt Consolidation | A |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Calculated APR/Rate) | Truth in Lending Act (HOEPA): APR Threshold is exceeded by .04810%. APR of 14.34810% exceeds a threshold of 14.30000% based on the US Treasury for comparable maturities of 4.30000% plus jurisdiction allowable margin of 10.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-26): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/26/2018 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 2 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/23/2018 |  |  | 1 B A |  | FL | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  | Reviewer Comment (2018-08-23): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/23/2018 |  |  | 1 B A |  | FL | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) Florida High-Cost Loan (Calculated APR/Rate) | Florida Fair Lending Act (Threshold Test): APR Threshold is exceeded by .04810%. APR of 14.34810% exceeds a threshold of 14.30000% based on the US Treasury for comparable maturities of 4.30000% plus jurisdiction allowable margin of 10.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-26): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/26/2018 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of receiving any notice from borrower of the compliance failure, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  | Reviewer Comment (2018-08-26): At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. | 08/26/2018 |  |  | 1 A |  | FL | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Application Date | Alternate source used for application date |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $175.72. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NC | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NC | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | NC | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $111.79. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | NC | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $74.74. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | OR | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | VA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | VA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | WA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | WA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | WA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Property - Appraisal | Valuation Error: APN Number not provided. | Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | WA | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | AZ | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | AZ | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | AZ | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | Massachusetts Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File | Massachusetts Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Property - Appraisal | Valuation Error: APN Number not provided. | Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | IL | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | IL | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | IL | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | IL | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | IL | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | Colorado Consumer Credit Code (Co-Signer Disclosure Not Provided) | Colorado Consumer Credit Code: Co-signer/guarantor signed the security instrument without receiving a written notice that informs them of their obligations under the loan. |  |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | Colorado Consumer Credit Code (Choice of Insurance and Cost of Insurance Disclosure Not Provided) | Colorado Consumer Credit Code: Borrower not provided a written statement setting forth the cost of homeowners insurance if obtained from lender and that borrower may choose insurance provider. |  |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | Colorado Consumer Credit Code (Second Lien Credit Score Disclosure Not Provided) | Colorado Consumer Credit Code: Credit Score disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | Colorado Consumer Credit Code (TILA and Reg Z Disclosures Not Provided) | Colorado Consumer Credit Code: Lender did not provide all TILA and Reg. Z disclosures (even for loan class exempt from TILA requirements). |  |  |  |  |  |  |  |  | 2 B |  | CO | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  | Reviewer Comment (2018-09-27): TIL provided | 09/27/2018 |  |  | 1 B A |  | CO | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CO | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | WI | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | WI | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | MI | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided) | Michigan Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Caution and Home Ownership Counseling Notice Not Provided | Michigan Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Michigan Consumer Mortgage Protection Act (Counseling Agencies List) | Michigan Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Other | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | MI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  |  |  | 3 D |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | OH | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Ability to Repay not Verified) | Ohio Consumer Sales Practices Act: Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 B |  | OH | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender) | Ohio Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender. |  |  |  |  |  |  |  |  | 2 B |  | OH | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Closing Disclosure Not Provided) | Ohio Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | OH | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | OH | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | OH | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | OH | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CT | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CT | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CT | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MD | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | DC | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | DC | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | DC | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | DC | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing | Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | TN | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | TN | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | TN | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | TN | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date ofXX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | VA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | VA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | VA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses: | ___ |  |  |  |  |  |  |  |  | 2 B |  | TX | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed onXX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  |  | 2 B |  | GA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MD | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MD | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right To Cancel Not Provided to All Required Parties | Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NJ | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date ofXX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed onXX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | The Note has not been signed by the borrower(s). |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date ofXX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date ofXX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date ofXX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing | Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application No Fees | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Purchase | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - Rate/Term | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing | Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing. |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Rate/Term | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Rate/Term | D |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | AZ | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | AZ | Primary | Refinance - Rate/Term | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | VA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $40.78. | Unable to determine under disclosure due to missing Itemization of Amount Financed. |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | UT | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | UT | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NJ | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | New York Prepayment Penalty Junior Lien | New York Prepayment Penalty: Prepayment penalty not permissible on a subordinate lien loan. | PPP Expired. Prepayment charge is not allowed on junior mortgage loans per the state of NY. - note states PP of 6 months interest on amount prepaid in any 12 month period that exceeds 20% of OPB. Lender is XXXX . |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | PA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete Final TIL | TILA - Final TIL Missing | Missing Final TIL. |  |  |  |  |  |  |  |  | 2 B |  | PA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | OR | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | OR | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | OR | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NC | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - HELOC Brochure Missing | Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | NC | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | NC | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date ofXX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | NC | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed onXX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NC | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NC | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | NC | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NC | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Title | Lien | Title | Lien Position 1 Other Financing Document is missing. |  |  |  |  |  |  |  |  |  | 3 C |  | NC | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NC | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date ofXX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | NH | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | NH | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed onXX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NH | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Final TIL Estimated | Final TIL Estimated | Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  |  |  |  |  |  |  | 2 B |  | NH | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Title | Lien | Title | Lien Position 1 Other Financing Document is missing. |  |  |  |  |  |  |  |  |  | 3 C |  | NH | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | NH | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date ofXX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | New York Prepayment Penalty Junior Lien | New York Prepayment Penalty: Prepayment penalty not permissible on a subordinate lien loan. | PPP Expired. Prepayment charge not allowed per state (NY) - prepayment charge not allowed on second liens. Note states 5%. Lender is XXXX |  |  |  |  |  |  |  | 2 B |  | NY | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | VA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Title | Lien | Title | Lien Position 1 Other Financing Document is missing. |  |  |  |  |  |  |  |  |  | 3 C |  | VA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - HELOC Brochure Not Provided Timely | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - Important Terms Disclosure Not Provided Timely | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed onXX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | VA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | WI | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Title | Lien | Title | Lien Position 1 Other Financing Document is missing. |  |  |  |  |  |  |  |  |  | 3 C |  | WI | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - HELOC Brochure Missing | Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower. |  |  |  |  |  |  |  |  | 2 B |  | WI | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date ofXX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | WI | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 2 B |  | WI | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data | Property Type Not Provided | (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  |  | 2 B |  | WI | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | WI | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA HELOC - Important Terms Disclosure Not Provided Timely | Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower at application. |  |  |  |  |  |  |  |  | 2 B |  | WI | Primary | Refinance - Cash-out - Other | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed onXX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | WI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $40.19. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided | Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 3 D |  | NJ | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 4 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Reviewer Comment (2018-08-17): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. | 08/17/2018 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  | Reviewer Comment (2018-08-17): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. | 08/17/2018 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) California Covered Loan (Calculated APR/Rate) | California Anti-Predatory Lending Statute: APR Threshold is exceeded by .00280%. APR of 12.56280% exceeds a threshold of 12.56000% based on the US Treasury for comparable maturities of 4.56000% plus jurisdiction allowable margin of 8.00000%. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2018-08-17): At the direction of the client, due to missing the initial application XXXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. | 08/17/2018 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | (Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 45 days of discovery, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) Letter of Explanation to borrower; (5) refund of amount over the high-cost threshold maximum; and (6) proof of mailing (must be in transit with courier). Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA | Final TIL Finance Charge Under Disclosed | Truth In Lending Act: Final TIL Finance Charge of $XXXX is underdisclosed from calculated Finance Charge of $XXXX in the amount of $67.26. | Disclosed payment on Note of $XXX does not correspond with the loan amount, loan term, and interest rate on the loan. |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected TIL Disclosure, and Re-open Rescission if Applicable B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing Application Date | Alternate source used for application date |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. Using this date, loan is no longer high cost. |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | At the direction of the client, due to missing the initial application XXX used an application date systematically produced by the originator for compliance testing. |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | C B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | NJ | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Miscellaneous Compliance | Missing, Incorrect, or Incomplete GFE | (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  |  |  |  | 3 C |  | NJ | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | FACTA | FACTA Disclosure Missing | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Property - Appraisal | Valuation Error: APN Number not provided. | Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  |  |  | 2 B |  | NJ | Primary | Purchase | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  |  |  |  |  |  |  | 2 B |  | WA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | AL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial Loan Application Test | No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  |  | 2 B |  | AL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Property - Appraisal | General Appraisal Requirements | LTV Test | Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  |  |  | 2 B |  | AL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | AL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  |  |  |  |  | 3 D |  | AL | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  |  |  |  |  | 3 D |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  |  |  |  |  | 3 C |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Payoff Statement Missing | Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  |  | 2 B |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | B |  |  | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject property Zip Code is incorrect on the Note and Security Instrument (reflects lender loan number). Fully executed Amendment to the Promissory Note and Scrivener's Affidavit with intent to re-record required. |  |  |  | Reviewer Comment (2026-01-30): Received fully executed and recorded Scrivener's Affidavit correcting Security Instrument. Received fully executed Addendum to the Promissory Note correcting subject zip code.<br>Seller Comment (2026-01-30): Recorded Scriveners Affidavit attached. Please clear the exception. | 01/30/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  | Reviewer Comment (2025-10-06): Prior policy received.<br>Seller Comment (2025-10-06): This policy was entering the renewal period. I have uploaded the binder fromXX/XX/XXXXXX/XX/XXXX with the same policy number as the current policy uploaded datedXX/XX/XXXXXX/XX/XXXX AND the paid in full receipt for the 2024-2025 period all with the same policy number. Please clear this exception.<br>Reviewer Comment (2025-10-05): Hazard Insurance Policy Effective Date XX/XX/XXXX, Disbursement Date: XX/XX/XXXX<br>Seller Comment (2025-10-03): Insurance | 10/06/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Security Instrument Error: Security Instrument Maturity Date was not provided |  | Security Instrument Maturity Date not provided. Note maturity Date is XX/XX/XXXX. |  |  |  | Reviewer Comment (2026-01-30): Received fully executed and recorded Scrivener's Affidavit correcting Security Instrument.<br>Seller Comment (2026-01-30): Srivener's Affidavit Attached with specific Maturity Date of XX/XX/XXXX attached. Please clear the exception. | 01/30/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The guarantor's 34% ownership in the subject entity is less than the 51% minimum required by guidelines. |  |  |  | Reviewer Comment (2025-10-15): Sufficient per guidelines. Guidelines: (1) The guarantor(s) must maintain minimum ownership of 25% of the borrowing entity. Credit and background reports will be required on all other entity owners owning 25% or more. Sufficient documentation provided.<br>Seller Comment (2025-10-14): Please reference page 16 of 27 of the Guideline PDF. Section 7.1 two guarantor options: The guarantor must maintain minimum ownership of 25% of the borrowing entity. Credit and Backgrounds reports will be required on all other entity owners owning 25% or more. Our UW specifically required only 1 member XXXX with a qualifying FICO of XXX to personally guaranty this loan. XXXX maintained the required 25% or more at 34%. The Credit Report and Background Checks of the other two members (33% each) are attached to complete the requirements. Please clear this exception.<br>Reviewer Comment (2025-10-13): The only Guarantor Agreement with signature provided is made to John XXXX (listed on page 1). Language Capacity Agreements provided for the other two members. No other guarantors listed on page one of Guaranty provided.<br>Seller Comment (2025-10-10): all 3 members signed separate guarantees, all attached. | 10/15/2025 |  |  | 1 C A |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Appraisal property address of XXXX does not match the Note property address of XXXX Avenue. | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | Reviewer Comment (2026-03-23): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-10-06): Move to buyer to review, appears discrepancy is based on historical county data.<br>Seller Comment (2025-10-06): explanation attached. |  |  | 03/23/2026 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  |  | 10/05/2025 |  |  | 1 D A |  | NJ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  |  | 10/05/2025 |  |  | 1 B A |  | NJ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: XXXX |  |  |  |  |  |  | 10/08/2025 |  |  | 1 D A |  | NJ | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-10-05): Received in trailing documents.<br>Seller Comment (2025-10-03): Signed Business Purpose Cert. | 10/05/2025 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2025-10-05): Received in trailing documents. | 10/05/2025 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  |  |  |  | Reviewer Comment (2025-10-05): Received in trailing documents.<br>Seller Comment (2025-10-03): Attached. | 10/05/2025 |  |  | 1 D A |  | OH | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: XXXX |  |  |  |  |  | Reviewer Comment (2025-10-09): Received in trailing documents.<br>Seller Comment (2025-10-08): CDA attached 0.0% Variance. Please clear this exception. | 10/09/2025 |  |  | 1 D A |  | OH | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-23): Waived and downgraded per client email/ sheet based on available compensating factors. |  |  | 03/23/2026 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Subject photos are missing or not legible. |  | The 1025 valuation is missing all subject property photos. |  |  |  | Reviewer Comment (2025-10-05): Received in trailing documents.<br>Seller Comment (2025-10-03): full appraisal with photos. | 10/05/2025 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  | The 1025 valuation is missing all comparables properties' photos. |  |  |  | Reviewer Comment (2025-10-05): Received in trailing documents.<br>Seller Comment (2025-10-03): full appraisal with photos. | 10/05/2025 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | 5% LTV reduction is required for property in rural area. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-23): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2026-01-21): Moved to buyer queue for approval and downgrade consideration.<br>Seller Comment (2026-01-16): Uploaded the original LTV exception form and approval from the Direct of Credit from XX/XX/XXXX. Please clear the exception. |  |  | 03/23/2026 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: XXXX |  |  |  |  |  |  |  |  |  | 2 A B |  | NJ | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXX | XXXX | XXXX |  | XXX |  | Credit | Document Error | General | Document Error | Release Provisions/Amount was not provided and required by guidelines. |  | Missing REMIC language in the Security Instrument and/or Loan Agreement. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-03-23): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-10-05): Release amounts provided. Missing REMIC language in the Security Instrument and/or Loan Agreement.<br>Seller Comment (2025-10-03): Please see page 38, Schedule C<br>Seller Comment (2025-10-03): Please see page 38 of Security Instrument (Schedule C)<br>Seller Comment (2025-10-03): The release provisions can be found on the UW Approval summary; I also attached the snipped area from that document top right. |  |  | 03/23/2026 | 2 C B |  |  | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |

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## Exhibit 99.1

**Exhibit 99.1 Schedule 3**

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| |
|:---|
| ![](ex99-1sch1_003.jpg) |
| **Rating Agency Grades** |
| **Run Date - 5/7/2026 1:14:26 PM** |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** |
| XXX | XXX | XXX |  |  |  | A | A | A | A | CA | A | C | C | C | C | RC | C | A | A | A | A | VA | A | C | C | C | C | C | C | A | A | A | N/A | A | A | B | C | B | N/A | B | B | A | A | A | N/A | A | A | B | C | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  | A | A | A | A | A | A | C | C | C | C | C | C | A | A | A | A | A | A | C | C | C | C | C | C | A | A | A | N/A | A | A | B | C | B | N/A | B | B | A | A | A | N/A | A | A | B | C | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  | C | C | C | C | CC | C | C | C | C | C | RC | C | A | A | A | A | VA | A | C | C | C | C | C | C | A | A | A | N/A | A | A | B | C | B | N/A | B | B | A | A | A | N/A | A | A | B | C | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB |  |  |  |  |  |  |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B |  | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB |  |  |  |  |  |  |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B |  | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA |  |  |  |  |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | C | C | C | C | RC | C |  |  |  |  |  |  | C | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | C | C | C | C | RC | C |  |  |  |  |  |  | C | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | C | C | C | C | RC | C |  |  |  |  |  |  | C | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | C | C | C | C | RC | C |  |  |  |  |  |  | C | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | C | C | C | C | RC | C |  |  |  |  |  |  | C | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | C | C | C | C | RC | C |  |  |  |  |  |  | C | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | C | C | C | C | RC | C |  |  |  |  |  |  | C | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | C | C | C | C | RC | C |  |  |  |  |  |  | C | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | C | C | C | C | RC | C |  |  |  |  |  |  | C | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | C | C | C | C | RC | C |  |  |  |  |  |  | C | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | C | C | C | C | RC | C |  |  |  |  |  |  | C | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | RD | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | B | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | D | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | D | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | D | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | D | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | D | D | D | D | D | D |  |  |  |  |  |  | D | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D | N/A | N/A | N/A | N/A | N/A |  | D | D | D | N/A | D | D |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | B | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | C | C | C | C | RC | C |  |  |  |  |  |  | C | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | A | A | A | A | RA | A |  |  |  |  |  |  | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A | N/A | N/A | N/A | N/A | N/A |  | A | A | A | N/A | A | A |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  |  |  |  |  |  |  | B | B | B | B | RB | B |  |  |  |  |  |  | B | B | B | B | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B | N/A | N/A | N/A | N/A | N/A |  | B | B | B | N/A | B | B |
| XXX | XXX | XXX |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| XXX | XXX | XXX |  |  |  | C | C | C | C | C |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| XXX | XXX | XXX |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| XXX | XXX | XXX |  |  |  | D | D | D | D | D |  | N/A | N/A | N/A | N/A | N/A |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| XXX | XXX | XXX |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| XXX | XXX | XXX |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| XXX | XXX | XXX |  |  |  | D | D | D | D | D |  |  |  |  |  |  |  | D | D | D | D | D |  | D | D | D | D | D |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| XXX | XXX | XXX |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| XXX | XXX | XXX |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |
| XXX | XXX | XXX |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| XXX | XXX | XXX |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | B |  | A | A | A | A | B |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | B |  | A | A | A | A | B |  |
| XXX | XXX | XXX |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| XXX | XXX | XXX |  |  |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | A | A | A | A | A |  |
| XXX | XXX | XXX |  |  |  | C | C | C | C | C |  |  |  |  |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | N/A | N/A | N/A | N/A |  | A | A | A | A | A |  | B | B | B | B | B |  |

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## Exhibit 99.1

**Exhibit 99.1 Schedule 4**

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| |
|:---|
| ![](ex99-1sch1_004.jpg) |
| **Valuation Report** |
| **Run Date - 5/7/2026 1:14:28 PM** |

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.00 |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.30 |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Stated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.780% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -27.590% |  |  |  |  |  |  |  |  | N/A |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXX | XXX | XXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |

---

## Exhibit 99.2

**Exhibit 99.2**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third-party due diligence provider, performed the review described below on behalf of PRP-Annex VI, LLC (the "Client"). The review included a total of 21 residential mortgage loans, in connection with the securitization identified as PRPM 2026-RCF3 (the "Securitization"). The Review was conducted from May 2025 through April 2026 on mortgage loans originated between May 2025 and January 2026.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Clients prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income / Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate borrower(s) monthly gross income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate funds required to close, required reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly Mortgage Payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage Related Obligations: PITI, HOA, PMI, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts / Obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI and/or Residual Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit History

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review credit report for credit history and required credit depth including any / all inquiries

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;b. Validate loan-to-value (LTV) and combined loan-to-value

&nbsp;&nbsp;&nbsp;&nbsp;c. Review borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;d. Validation through third party resource of the subject properties most recent twelve (12) month sales
history

&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm sufficient evidence in loan file, by reviewing the underwriter's decision to approve the
loan based upon the borrows income, debt, and credit history, to support borrower's willingness and ability to repay the debt

&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm that Final 1003 is sufficiently completed

&nbsp;&nbsp;&nbsp;&nbsp;g. Provide Audit 1008 with accurate data based on file documentation

&nbsp;&nbsp;&nbsp;&nbsp;h. Confirm Loan Approval conditions were met

&nbsp;&nbsp;&nbsp;&nbsp;i. Review condominium questionnaire to verify all information is complete, prepared by an authorized representative,
and address any red flags that may deem condominium project ineligible

&nbsp;&nbsp;&nbsp;&nbsp;j. General QM for any loans originated under the GQM Rule

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable
dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The consumer's debt obligations, alimony, child support; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification in compliance with one of the "safe harbor" guidelines will meet the QM verification requirement. A creditor
is allowed to "mix and match" provisions of the different guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections II.A.1 and II.A.4-5 of the Federal Housing Administration's Single Family Housing Policy Handbook, issued October 24,
2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct Single Family Housing Program, revised
March 15, 2019; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single Family Guaranteed Loan Program, revised
March 19, 2020.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a "Compliance Review" of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID
Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by
TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine whether specified federal disclosures were provided timely based upon comparison of the application
date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the correct Right of Rescission document was executed for the transaction
type

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm through NMLS the loan originator and originating firm's license status was active and properly
disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check the Loan participants against the exclusionary list provided by Clients or by the purchaser of the
Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and consistent
with other documents; Confirm collateral documents have been recorded or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review original appraisal, determination that property is in "average" condition or better,
or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern be
identified with the condition of the property, Consolidated Analytics will alert Clients.

&nbsp;&nbsp;&nbsp;&nbsp;b. Review appraisal, determination that property is completely constructed and appraisal is on an "as
is basis," or property is identified as not completely constructed by originating appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;c. Review and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser
indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;d. Review and determine the relevance of the comparable properties and ensure that a rational and reliable
value was provided and supported as of the effective date of the Origination Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;e. Review adjustments (line item, net and gross adjustments) to ensure they are reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;f. Ensure that the appraisal conforms to the guidelines provided from the Clients.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review appraisal to ensure all required documents were included.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review location map provided within the appraisal for external obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Ensure highest and best use and zoning complies with guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm there are no marketability issues that affect the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;k. Ensure subject property does not suffer any functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;l. Where applicable, determine if the file did not contain the appraisal or other valuation method and a
review could not be performed.

&nbsp;&nbsp;&nbsp;&nbsp;m. Additional valuation products were not required when the CU score provided was
2.5 or below or the appraisal LCA risk score was eligible for Collateral Rep and Warranty relief. In the event the CU score was greater
than 2.5 or the LCA score was not eligible for R&W relief, an additional valuation product was obtained to confirm value was supported
within 10% tolerance. In some instances, based on guidance from the seller, CDA's were ordered on loans that had an acceptable CU
score or R&W eligibility.

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

For loans reviewed in a post-close valuation review scenario (21 loans in total):

One (1) loan had a Secondary Appraisal, zero (0) loans had AVMs, and three (3) loans had a Desktop Review.

If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, was inconclusive, or a PIW was present, then a Field Review, a Broker Price Opinion (BPO) along with a Reconciliation of the values or a 2nd Appraisal was completed. There were zero (0) occurrences of this.

Zero (0) loans had a Field Review or BPO, zero (0) loans had a Second Desk Review, and zero (0) loans had a Full Appraisal Review.

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the twnety-one (21) mortgage loans reviewed, thirteen (13) unique mortgage loans (61.90% by loan count) had a total of twenty-one (21) tape discrepancies across six (6) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;9 | &nbsp;&nbsp;42.86% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;7 | &nbsp;&nbsp;33.33% |
| &nbsp;&nbsp;Closing/Settlement Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;9.52% |
| &nbsp;&nbsp;PITIA | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.76% |
| &nbsp;&nbsp;Number of Borrowers | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.76% |
| &nbsp;&nbsp;Credit QM/ATR Designation | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.76% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**21** | &nbsp;&nbsp;**100.00%** |

---

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| **Overall Loan Results:** | **Overall Loan Results:** | **Overall Loan Results:** | |
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
| Event Grade A | 19 | $6280012.00 | 90.48% |
| Event Grade B | 2 | $474000.00 | 9.52% |
| Event Grade C | 0 | $0.00 | 0.00% |
| Event Grade D | 0 | $0.00 | 0.00% |
| **Total Sample** | 21 | $6754012.00 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Credit Results:** | **Credit Results:** | **Credit Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 21 | 100.00% |
| Event Grade B | 0 | 0.00% |
| Event Grade C | 0 | 0.00% |
| Event Grade D | 0 | 0.00% |
| **Total Sample** | 21 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results: (As applicable, 6 loans within population did not receive a Compliance Review)** | **Compliance Results: (As applicable, 6 loans within population did not receive a Compliance Review)** | **Compliance Results: (As applicable, 6 loans within population did not receive a Compliance Review)** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 13 | 86.67% |
| Event Grade B | 2 | 13.33% |
| Event Grade C | 0 | 0.00% |
| Event Grade D | 0 | 0.00% |
| **Total Sample** | 15 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Valuation Results:** | **Valuation Results:** | **Valuation Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 21 | 100.00% |
| Event Grade B | 0 | 0.00% |
| Event Grade C | 0 | 0.00% |
| Event Grade D | 0 | 0.00% |
| **Total Sample** | 21 | 100.00% |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception<br> Type | &nbsp;&nbsp;Exception<br> Level<br> Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Insufficient Assets for Reserves | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Citizenship Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Title Issue | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Entity Documentation - Missing or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Guarantor Identification Missing or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;**14** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;CA AB 260 Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;eSigned Documents Consent is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;MD COMAR Higher-Priced Mortgage Loan Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;TILA Right of Rescission Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;GAFLA 3/2003 High Cost Home Loan Points and Fees Threshold Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Higher-Priced Mortgage Loan Evidence of Appraisal Delivery to the Borrower Not Provided (12 CFR 1026.35(c)(6)) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;**30** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;**2** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Subject property appraisal is not on an as-is basis (Primary Value) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal is Expired | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Missing or Defective | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Property Grade (A) Exceptions:*** | &nbsp;&nbsp;**5** |

---

**Event Grade Definitions**

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| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Clients/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Clients review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

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## Exhibit 99.2

**Exhibit 99.2 Schedule 1**

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **ALT Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX |  | Number of Borrowers | XXX | XXX | Per Note |
| XXXX |  | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003 |
| XXXX |  | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003 |
| XXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Missing property tax Statement and homeowner's insurance policy for property located at XXX departing residence. |
| XXXX |  | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per Initial 1003 |
| XXXX |  | Application Date | XX/XX/XXXX | XX/XX/XXXX | Confirmed with Initial 1003. |
| XXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed with bank Statements provided for income verification and Credit Report. The XXX shows XXX% DTI. However, the interest rate for the XXX is XXX%. The actual interest rate from the Note is XXX%. |
| XXXX |  | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per 1003 |
| XXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Per debts vs income |
| XXXX |  | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Confirmed with Final Closing Disclosure. Closing date was updated to Notary date by Compliance. |
| XXXX |  | Closing/Settlement Date | XX/XX/XXXX | XX/XX/XXXX | Confirmed with Final Closing Disclosure. Compliance updated Closing date to match Notary date. |
| XXXX |  | Application Date | XX/XX/XXXX | XX/XX/XXXX | Confirmed with Initial 1003. |
| XXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed with Income documentation and Credit Report. It appears the income totals are incorrect for the lender's calculation. Using the same income as lender and consumer debts from Credit Report the Audited DTI is lower. It appears the lender did not include B1 income. |
| XXXX |  | Application Date | XX/XX/XXXX | XX/XX/XXXX | Confirmed with Initial 1003. |
| XXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Confirmed with bank Statements provided for income verification and Credit Report. B2 Audited income XXX is lower than Lender's income $XXX. For XX/XX/XXXX bank Statement the Lender shows an included income of XXX However, account #XXX for XX/XX/XXXX has deposits of $XXX. Lender's calculation goes through XX/XX/XXXX even if you add these deposits it does not reach XXX Audit used standard XXX months bank Statement calculation. |
| XXXX |  | Application Date | XX/XX/XXXX | XX/XX/XXXX | Per 1003 |
| XXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | Verified by the calculations. |
| XXXX |  | Application Date | XX/XX/XXXX | XX/XX/XXXX | Verified by the initial 1003. |
| XXXX |  | Credit QM/ATR Designation | XXX | XXX | updated per business purpose/investment purchase |
| XXXX |  | Qualifying Total Debt Income Ratio | XXX | XXX | updated per liabilities - DTI/liabilities off XXX due to property taxes at one of the REOs that lender didn't count into DTI/liabilities. Which lowered income and increased liabilities. Still qualifies under max XXX% DTI. |
| XXXX |  | PITIA | XXX | XXX | XXX P&I + XXX TIA |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 2**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **ALT Loan ID** | **Originator** | **Last Name** | **Note Date** | **Original Balance** | **State** | **TPR QM ATR Status** | **Loan Status** | **Exception Date** | **Remediation Status** | **Exception ID** | **Exception Type** | **Exception Category** | **Exceptions** | **Exception Rebuttal** | **Exception Rebuttal Date** | **Exception Rebuttal Response** | **Exception Rebuttal Response Date** | **Compensating Factors** | **Initial Compliance Grade** | **Final Compliance Grade** | **Initial Compliance Grade (DBRS/Morningstar)** | **Initial Compliance Grade (Fitch)** | **Initial Compliance Grade (Kroll)** | **Initial Compliance Grade (Moodys)** | **Initial Compliance Grade (S&P)** | **Final Compliance Grade (DBRS/Morningstar)** | **Final Compliance Grade (Fitch)** | **Final Compliance Grade (Kroll)** | **Final Compliance Grade (Moodys)** | **Final Compliance Grade (S&P)** |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/09/2025 | Resolved | finding-697 | Compliance | XXX XX/XX/XXXX High Cost Home Loan Points and Fees Threshold Test | This loan has terms that exceed the high-cost home loan points and fees threshold. (XXX SB XXX-6A-XXX(XXX),(XXX)(B) he total points and fees payable in connection with the loan, excluding not more than two bona fide discount points, exceed:XXX percent of the total loan amount if the total loan amount is XXX or more. The lesser of XXX percent of the total loan amount or XXX if the total loan amount is less than $XXX. Duplicate of HPML | This loan has terms that exceed the high-cost home loan points and fees threshold. (XXX SB XXX-6A-XXX(XXX),(XXX)(B) he total points and fees payable in connection with the loan, excluding not more than two bona fide discount points, exceed:XXX percent of the total loan amount if the total loan amount is XXX or more. The lesser of XXX percent of the total loan amount or XXX if the total loan amount is less than $XXX. Duplicate of HPML |  | HC resolved with PCCD recalc | 04/07/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.34% is less than Guideline CLTV of 70% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 45.34% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. A | C | B C A | C A | C A | C A | C A | C B A | B A | B A | B A | B A | B |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/06/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded |  | HPML compliant | 06/21/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.34% is less than Guideline CLTV of 70% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 45.34% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. A | C | B C A | C A | C A | C A | C A | C B A | B A | B A | B A | B A | B |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/09/2025 | Cured | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the appraisal fee. The COC provided is not sufficient. | Document Uploaded. ; Document Uploaded. Please see attached initial CD COC with the corrected wording in the detailed explanation, thank you. | 06/20/2025 | Cure package provided to the borrower; exception downgraded to 2/B; COC indicates the appraisal fee was under disclosed and the broker was to provide a cure however there was no cure found on the final CD. Provide cure package | 06/21/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 45.34% is less than Guideline CLTV of 70% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 45.34% is less than Guideline LTV of 70% \| Borrower has stable job time - Borrower has XXX years on job. A | C | B C A | C A | C A | C A | C A | C B A | B A | B A | B A | B A | B |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/12/2025 | Resolved | finding-2962 | Compliance | XXX AB 260 Higher-Priced Mortgage Loan Test | This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded | This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded |  | HPML compliant | 06/16/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/12/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded |  | HPML compliant | 06/16/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/12/2025 | Resolved | finding-3652 | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required Refund in the amount of XXX Cure Package requires a PCCD, LOE, Copy of refund check and proof of delivery to the borrower OR Valid COC. The Lender Credit violation is due to the decrease in Lender Credits on the Final CD and no COC was found in the file explaining the reason. Please provide a Valid COC or Cure Package. | Document Uploaded. | 06/16/2025 | Valid COC provided; exception resolved; Valid COC provided; exception resolved | 06/16/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 06/12/2025 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required Refund in the amount of XXX Cure Package requires a PCCD, LOE, Copy of refund check and proof of delivery to the borrower OR Valid COC. The Zero tolerance violation is due to the added Discount Points and increase in Broker Fee on the Final CD and no COC was found in the file explaining the reason. Please provide a Valid COC or Cure Package. | Document Uploaded. | 06/16/2025 | Valid COC provided; exception resolved; Valid COC provided; exception resolved | 06/16/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/01/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded |  | HPML compliant | 07/13/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | B C A | C A | C A | C A | C A | C B A | B A | B A | B A | B A | B |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/02/2025 | Cured | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of $XXX is due to increase from XXX to XXX for the Processing Fee. The fee was added to CD XX/XX/XXXX which included a XXX cure for the added fee without a COC. The cure on the final CD was reduced to $XXX. The XXX was applied to the XXX which leaves XXX still in violation. | Document Uploaded. | 07/11/2025 | Cure package provided to the borrower; exception downgraded to a 2/B | 07/13/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | B C A | C A | C A | C A | C A | C B A | B A | B A | B A | B A | B |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | FCOM3849 | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Document Uploaded. | 07/29/2025 | Evidence of appraisal delivery provided. | 10/13/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A | C | A D C | C D | C D | C D | C D | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | FCOM3531 | Compliance | Higher-Priced Mortgage Loan Evidence of Appraisal Delivery to the Borrower Not Provided (12 CFR 1026.35(c)(6)) | Evidence of Appraisal Delivery to the Borrower Not Provided. Unable to downgrade HPML due to missing receipt of appraisal within XXX days of closing. | Document Uploaded. | 07/29/2025 | Evidence of Appraisal Delivery to the Borrower Provided. | 10/13/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A | C | A D C | C D | C D | C D | C D | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | FCRE1316 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing | Document Uploaded. | 07/29/2025 | VVOE was in file, exception resolved.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 10/13/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A | C | A D C | C D | C D | C D | C D | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | FPRO1136 | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Missing 1004D | Document Uploaded. | 07/24/2025 | Primary Value Subject Property Appraisal is completed on an As-Is Basis or XXX; Lender provided Appraisal Update | 10/13/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A | C | A D C | C D | C D | C D | C D | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/28/2025 | Resolved | FCRE1491 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements. |  |  | Asset Qualification Meets Guideline Requirements | 10/13/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A | C | A D C | C D | C D | C D | C D | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | FCRE7496 | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing property tax Statement and homeowner's insurance policy for XXX departing residence. | Document Uploaded. property profile is in package, and I have attached. This proves no mortgage, free and clear. Taxes are $XX/XX/XXXX=$XXX that we are charging. Also, please see XXX printout to show no HOA fees. Please review/clear.; Document Uploaded. Document attached.; The mtg Statement for departing includes impound account | 10/13/2025 | Property profile report indicates property is owned free and clear. Report validates tax amount of XXX per month. XXX printout indicates SFR, no HOA. ; Received LOX indicating no hazard insurance, missing evidence of taxes and HOA if any, missing evidence property is owned free and clear. ; The Final 1003 shows that there is no mortgage on the departure property located at XXX, but shows a TIA payment of $XXX. Please provide verification of taxes, insurance and HOA (if applicable), as these are not in the file. | 10/13/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A | C | A D C | C D | C D | C D | C D | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | finding-2962 | Compliance | XXX AB 260 Higher-Priced Mortgage Loan Test | This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Unable to downgrade HPML due to missing evidence of appraisal XXX days prior to closing | This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. Unable to downgrade HPML due to missing evidence of appraisal XXX days prior to closing |  | Appraisal delivery provided, HPML Compliant; Exception resolved | 08/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A | C | A D C | C D | C D | C D | C D | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | finding-3652 | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required Refund in the amount of XXX Cure Package requires a PCCD, LOE, Copy of refund check and proof of delivery to the borrower OR Valid COC. The Lender Credit is due to missing COC for the decrease in Lender Credits on the Final CD and no COC was in file explaining the reason for why the fee decreased. Please provide a Valid COC or Cure Package. | Document Uploaded. decrease in lender credits was for XX/XX/XXXX CD. please see attached COC.; Document Uploaded. | 08/08/2025 | Valid COC provided; Exception resolved | 08/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A | C | A D C | C D | C D | C D | C D | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | Appraisal delivery provided, HPML Compliant; Exception resolved | 08/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A | C | A D C | C D | C D | C D | C D | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | FCRE7375 | Credit | XXX Does Not Meet Guideline Requirements | Borrower's passports are expired. | Document Uploaded. This is an ITIN loan. No XXX as they are a non-perm resident. attached itin docs. | 07/24/2025 | ; Lender provided IRS ITIN Documentation | 07/28/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A | C | A D C | C D | C D | C D | C D | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/23/2025 | Resolved | finding-3634 | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required Refund in the amount of XXX Cure Package requires a PCCD, LOE, Copy of refund check and proof of delivery to the borrower OR Valid COC. Zero tolerance is due to missing COC for the increase in Discount Points on the Final CD and no COC was in file explaining the reason for why the fee increased. Please provide a Valid COC or Cure Package. | Document Uploaded. | 07/24/2025 | Valid COC provided; Exception resolved; Valid COC provided; Exception resolved | 07/24/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A | C | A D C | C D | C D | C D | C D | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/29/2025 | Resolved | FCRE1254 | Credit | Property Title Issue | Property Title Issue The Commitment for Title reflects XXX as the current owners. A Quit Claim Deed removing XXX and adding XXX was not found in the loan file. | Document Uploaded. | 09/02/2025 | Property Title Issue Resolved; Deed removing XXX and adding XXX was received. | 09/05/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.62% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.62% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/29/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant |  | HPML compliant | 08/29/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.62% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.62% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 08/29/2025 | Resolved | finding-2623 | Compliance | XXX Higher-Priced Mortgage Loan Test | This loan failed the XXX higher-priced mortgage loan test. (XXX(XXX), XXX(XXX) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX) hile the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant | This loan failed the XXX higher-priced mortgage loan test. (XXX(XXX), XXX(XXX) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the Code of XXX Regulations (XXX) hile the XXX provisions specify that lenders can legally make this type of loan subject to certain disclosure requirements, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant |  | HPML compliant | 08/29/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.62% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.62% is less than Guideline CLTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/24/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML with established escrows and appraisal requirements met. | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML with established escrows and appraisal requirements met. |  | HPML compliant | 09/26/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 10/08/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded |  | HPML compliant | 10/09/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 10/13/2025 | Resolved | finding-47 | Compliance | TILA Right of Rescission Test |  | Document Uploaded. | 10/15/2025 | PCCD provided; exception resolved; PCCD provided; exception resolved | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.54% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.54% is less than Guideline CLTV of 80% A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 10/13/2025 | Resolved | finding-2962 | Compliance | XXX AB 260 Higher-Priced Mortgage Loan Test |  |  |  | HPML compliant | 10/16/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 10/13/2025 | Resolved | finding-3652 | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, copy of refund check, and proof of delivery or valid COC. The Lender credit decrease violation in the amount of XXX is due to the decrease of the Lender credit from XXX on the CD dated XX/XX/XXXX to XXX on the final CD dated XX/XX/XXXX without valid COC. COC dated XX/XX/XXXX cannot be applied to CD dated XX/XX/XXXX. | Document Uploaded. Correct, that was an error. The actual changed was on XX/XX/XXXX. Our disclosure thought he needed to put the re-disclosed date the same date as the disbursement date. This is now corrected to show Change Date of XX/XX/XXXX and Re-disclosed date of XX/XX/XXXX, with the Price/Credits changed. | 10/15/2025 | Valid COC provided; Exception resolved; Valid COC provided; Exception resolved | 10/16/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 10/13/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | HPML compliant- Appraisal requirement met This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | HPML compliant- Appraisal requirement met This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | 10/16/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 90% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 90% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | C | A C | C A | C A | C A | C A | C A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 10/17/2025 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing dated XX/XX/XXXX or before. | Document Uploaded. ; The borrower couldn't figure out how to sign. They signed all disclosures on t the XXX. E-consent was signed on the XXX and XXX. All initial disclosures were signed same day. | 10/28/2025 | Evidence of eConsent is provided. | 10/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 10/16/2025 | Resolved | finding-2962 | Compliance | XXX AB 260 Higher-Priced Mortgage Loan Test | This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant and allowed per lender guidelines, therefore downgraded to an A | This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant and allowed per lender guidelines, therefore downgraded to an A |  | HPML compliant | 10/20/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 10/16/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant and allowed per lender guidelines, therefore downgraded to an A | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML compliant and allowed per lender guidelines, therefore downgraded to an A |  | HPML compliant | 10/20/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A | B | A B | B A | B A | B A | B A | B A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 10/29/2025 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded |  | HPML compliant | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/23/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Hi there, is there anything required from us on these XXX conditions? - Thx! | 01/28/2026 | Property and valuations related findings were not identified on the loan. Cleared. | 01/29/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.24% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.24% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/23/2026 | Resolved | finding-2962 | Compliance | XXX AB 260 Higher-Priced Mortgage Loan Test | This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded | This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded |  | HPML compliant | 01/28/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.24% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.24% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/23/2026 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded | This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. HPML Loan with established escrows and appraisal requirements have been met. HPML Downgraded |  | HPML compliant | 01/28/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.24% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.24% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/26/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | HPML compliant; Informational | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/26/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | HPML compliant; Informational | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 01/26/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | HPML compliant; Informational | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/03/2026 | Resolved | FPRO1245 | Property | Appraisal is Expired | Primary Value Appraisal is Expired Appraisal is dated over XXX days prior to Note date and the re-certification of value is not found in the file, as required by lender guidelines. | Document Uploaded. Here is the recert. It is on the last page of the appraisal. Value didn't change | 02/19/2026 | Primary Value Appraisal is Not Expired Or Primary Valuation Does Not Exist; Appraisal and recert provided; Primary Value Appraisal is Expired Appraisal is dated over XXX days prior to Note date and the re-certification of value is not found in the file, as required by lender guidelines. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.03% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.03% is less than Guideline CLTV of 85% A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/02/2026 | Resolved | finding-2962 | Compliance | XXX AB 260 Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | HPML Compliant This loan failed the XXX AB 260 higher-priced mortgage loan test. (XXX AB 260, XXX Financial Code Division 1.9 4995(a))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in the XXX Financial Code hile the XXX Financial Code provisions specify that lenders may lawfully make this type of loan subject to certain disclosure requirements and additional limitations, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.03% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.03% is less than Guideline CLTV of 85% A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/02/2026 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. | HPML Compliant This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1) sing the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z hile the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. |  | HPML compliant | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.03% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.03% is less than Guideline CLTV of 85% A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 02/03/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | HPML compliant; Informational | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.03% is less than Guideline LTV of 85% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.03% is less than Guideline CLTV of 85% A | A | A C | A C | A C | A C | A C | A | A | A | A | A | A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXXX | Credit | Insufficient Assets for Reserves | XXX assets < XXX minimum assets required for closing costs and reserves. Please provide additional assets. | XXX: Sale proceeds | 11/04/2025 | XXX: Sale proceeds received | 11/04/2025 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines. |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines. |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXXX | Property | Hazard Insurance Missing or Defective | Hazard Insurance effective date of XX/XX/XXXX is after the disbursement date of XX/XX/XXXX. Please provide updated coverage effective on or before the disbursement date. | XXX: Final Settlement Statement uploaded | 01/26/2026 | XXX: Received final Settlement Statement | 01/26/2026 | C A | N/A | N/A C | N/A C | N/A C | N/A C | N/A C | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 05/27/2025 | Resolved | XXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 09/30/2025 | Resolved | XXXXX-1 | Credit | No Findings | The loan meets all applicable guidelines |  |  |  |  | A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/08/2025 | Resolved | XXXX | Credit | Entity Documentation - Missing or Defective | Missing Operating Agreement - XXX | XXX:Documentation uploaded | 10/13/2025 | XXX: Received documentation | 10/13/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXX |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM Exempt | Loan Review Complete | 10/08/2025 | Resolved | XXXX | Credit | Guarantor Identification Missing or Defective | Missing proof of legal status for borrower: XXX XXX | XXX: Uploaded identification verification | 10/13/2025 | XXX: Received verification | 10/13/2025 | D A | N/A | N/A D | N/A D | N/A D | N/A D | N/A D | N/A | N/A | N/A | N/A | N/A | N/A |

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## Exhibit 99.2

**Exhibit 99.2 Schedule 3**

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **ALT Loan ID** | **Investor Loan ID** | **Original Loan Amount** | **Initial Credit Loan Grades DBRS** | **Initial Credit Loan Grades Fitch** | **Initial Credit Loan Grades Kroll** | **Initial Credit Loan Grades Moody's** | **Initial Credit Loan Grades S&P** | **Initial Compliance Loan Grades DBRS** | **Initial Compliance Loan Grades Fitch** | **Initial Compliance Loan Grades Kroll** | **Initial Compliance Loan Grades Moody's** | **Initial Compliance Loan Grades S&P** | **Initial Property Loan Grades DBRS** | **Initial Property Loan Grades Fitch** | **Initial Property Loan Grades Kroll** | **Initial Property Loan Grades Moody's** | **Initial Property Loan Grades S&P** | **Initial Overall Loan Grades DBRS** | **Initial Overall Loan Grades Fitch** | **Initial Overall Loan Grades Kroll** | **Initial Overall Loan Grades Moody's** | **Initial Overall Loan Grades S&P** | **Final Credit Loan Grades DBRS** | **Final Credit Loan Grades Fitch** | **Final Credit Loan Grades Kroll** | **Final Credit Loan Grades Moody's** | **Final Credit Loan Grades S&P** | **Final Compliance Loan Grades DBRS** | **Final Compliance Loan Grades Fitch** | **Final Compliance Loan Grades Kroll** | **Final Compliance Loan Grades Moody's** | **Final Compliance Loan Grades S&P** | **Final Property Loan Grades DBRS** | **Final Property Loan Grades Fitch** | **Final Property Loan Grades Kroll** | **Final Property Loan Grades Moody's** | **Final Property Loan Grades S&P** | **Final Overall Loan Grades DBRS** | **Final Overall Loan Grades Fitch** | **Final Overall Loan Grades Kroll** | **Final Overall Loan Grades Moody's** | **Final Overall Loan Grades S&P** |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XXXX |  |  | $XXXXXX | D | D | D | D | D | C | C | C | C | C | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  |  | $XXXXXX | D | D | D | D | D | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A |

---

## Exhibit 99.2

**Exhibit 99.2 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **ALT Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 45.34 | 45.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.35 | 77.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 85.00 | 85.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.62 | 63.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 85.00 | 85.00 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.6 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 85.00 | 85.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.54 | 61.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.00 | 60.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 85.00 | 85.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 85.00 | 85.00 |  |  |  |  |  |  |  |  | $XXX | $XXX | .0105 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.24 | 63.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.00 | 80.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.03 | 66.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | Form 1025 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 |  | XX/XX/XXXX 1004D |  |  | Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 70.00 | 70.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| XXXX |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | URAR Form 1004 Form 70 | $XXX | 75.00 | 75.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |

---

## Exhibit 99.3

**Exhibit 99.3**

![](ex99-3_001.jpg)

**NARRATIVE**

**PRPM 2026-RCF3**

**By Canopy Financial Technology Partners LLC on May 07, 2026**

Canopy Financial Technology Partners LLC

<u>cwheeler@canopytpr.com</u> \| 801-792-2995 \| <u>www.canopytpr.com</u>

Address: 1 Research Court, Suite 450, Rockville, MD 20850

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-3_001.jpg)

**Description of Services**

Canopy Financial Technology Partners, LLC ("Canopy") performed certain due diligence services (the "Review) described below on Non-Agency Eligible Mortgage Loans ("Loans") backed by residential properties originated or acquired by PRP-Annex VI, LLC (the "Client") or its affiliated company. The Review was conducted from September to October 2025 via files imaged and provided by the Client for review.

The Review consisted of a population of four (4) loans with an aggregate principal balance of $1,967,950.

**Loan Sampling**

The Client defined the sample size and the random sampling of the Loans to be included in the Review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs); Fitch Ratings, Inc.

**Data Integrity**

Canopy performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the actual Loan File as captured by Canopy. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp; Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if <br> AUS = No and DTI between 0 and 43, Do not Apply <br> Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Amortized Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Self Employed Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Business Purpose Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Combined LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;.25% tolerance |
| &nbsp;&nbsp;Escrow Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Final Reviewed QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Higher Priced Mortgage Loan (HPML) Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Index | &nbsp;&nbsp;No tolerance |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-3_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Margin (ARM Loan) | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Interest Only Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Occupancy Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Balance | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;Origination BK Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Originator QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Foreclosure Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Prepayment Penalty Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp; Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Underwriting Guideline Product Name | &nbsp;&nbsp;No tolerance |

---

**Credit Underwriting**

Canopy reviewed each Loan File to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria or other requirements provided by the Client, including, as applicable, Ability to Repay (ATR) and Qualified Mortgage (QM) requirements. The Credit Qualification review consisted of the following:

**Loan Attributes.** To determine borrower program eligibility, Canopy verified the following loan attributes and, where applicable, re-calculated based on the information provided.

· Assets and Reserves;

· DTI (when applicable);

· DSCR (when applicable);

· Gross Income (when applicable);

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-3_001.jpg)

· Housing history;

· Lien Position;

· Loan Purpose;

· LTV/CLTV;

· Monthly debt service;

· Occupancy;

· Property Type;

· Qualifying PITI; and

· Residual Income.

**Credit Application:** For the Credit Application (1003), Canopy verified whether

· All known borrower-owned properties are disclosed on the REO Section;

· Borrower(s) employment history;

· Citizenship and eligibility;

· First time home buyer status;

· The application was signed by all borrowers; and

· The application was substantially completed.

**Credit History:** Canopy verified:

· A credit report or alternative credit history as applicable to loan type is present for each borrower;

· Bankruptcy and foreclosure seasoning;

· Capture the monthly consumer debt payments for use in the applicable DTI calculation;

· Installment and revolving payment history;

· Mortgage/rental payment history;

· Note and research the Real Estate Owned, OFAC, and Fraud alerts;

· Number of tradelines; and

· Representative Credit Score and Methodology.

**Employment and Income:** Canopy determined whether all applicable supporting documentation as required by Seller's Guidelines and Ability to Repay ("**ATR**") when applicable per above were in the file. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with Seller's Guidelines. Documentation verifying employment and income were deemed acceptable if it was a third-party document as required by the Seller's Guidelines and ATR when applicable per above and may include:

· Verbal or Written VOE's;

· Paystubs;

· W-2 forms;

· Tax returns;

· Financial statements;

· Award letters;

· IRS Tax Transcripts (compared to Tax Returns provided by Borrower(s)).

**Fraud Review:** For all Loans, the Client provided the results from a third-party anti-fraud tool to Vendor.

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In accordance with the type of fraud report provided, Canopy utilized the results provided by the Client along with information in the Loan File, to identify and address any potential misrepresentations including:

· Borrower identity:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Borrower name variations

· Employment:

· Licensing – reviewed NMLS data for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan officer

· Occupancy:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Subject property ownership history

· OFAC:

**Asset Review:** Canopy assessed whether the asset documentation required by the Seller's Guidelines and ATR, when applicable, was present in the Loan File. Canopy also conducted a review of the reserve calculation, if used to determine ATR or required by the Seller's Guidelines, including a review of any large deposits. Canopy re-calculated gross, net, and liquid asset balances. The Asset Review also consisted of verifying the down payment, closing costs, prepaid items and reserves. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

· Depository account statements;

· Gift funds;

· Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved;

· Stock or security account statements; and/or

· VOD's.

**Hazard/Flood insurance/Taxes:** A review of the insurance present on the loan was performed by Canopy as follows:

· Confirmed that the flood certification is for the correct borrower, property, lender and loan number and is a "Life of Loan" certification;

· Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns;"

· Confirmed that the premium amount on both the hazard and flood insurance match what was used in the
DTI calculations;

· For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage
in the guidelines;

· For properties in a flood zone per the flood certification, confirmed that flood insurance meets guideline
requirements in the file and met the minimum required amount of coverage in the guidelines;

· Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and that
taxes are current; and

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· Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines.

**Automated Underwriting System Findings: N/A**

**Document Review**

Canopy reviewed each Loan File and verified if the following documents, as applicable, were included in the file and if the data on these documents was consistent (where applicable):

· Initial application (1003);

· Final application (1003);

· Note;

· Mortgage/Deed of Trust;

· Appraisal;

· Sales Contract;

· Title Commitment/Policy;

· Junior Lien/Subordination Agreement;

· Mortgage Insurance;

· Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review
section herein;

· Flood Certification;

· Initial and Final Loan Estimate (LE);

· Initial and Final and Closing Disclosure (CD);

· Post-Consummation Closing Disclosure (PC-CD) [if applicable].

**Business Purpose Validation (when applicable)**

For Loans originated as Business Purpose loans (as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act ("TILA") [15 U.S.C. 1601 et seq.]), Canopy assessed that the facts and circumstances of the subject loan did not trigger Consumer Purpose classification (also as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act [15 U.S.C. 1601 et seq.]).

**"Missing Document" to Cleared Exception:** In the event that there was no express statement in the Loan File, and there was no express evidence in the Loan File that the loan proceeds were used for "Business Purpose" Canopy assigned the file a "D" grade for missing said documentation. In the event that the express statement, or with clear, unequivocal documented evidence of use of loan proceeds for non-consumer, business purpose, was provided by the lender that defines and/or evidences the "primary purpose" of the loan as "business purpose" the "D" grade – "Missing Document", was cleared by Canopy.

**"Missing Document" to "B" Grade:** In the event that there was no express statement in the Loan File, and there was no express evidence provided that the loan proceeds were used for "Business Purpose", Canopy gave the file a "D" grade, for missing documentation. In the event that there was not any express statement or evidence of business purpose use of the proceeds, then the "D" grade – "Missing Document" initial finding was re-graded after conducting a full Consumer Purpose, regulatory compliance review, as applicable to assignees for Consumer Purpose loans. In the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

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**"Material Compliance Violation":** In the event that no express statement existed in the Loan File, Canopy assessed any and all documentation provided to determine what the actual use of the proceeds were, to best identify that the "primary purpose" of the loan was not in fact for "business purpose" as relied upon by the lender, but is in fact for a "consumer purpose". If, in fact, evidence existed that the proceeds were used for personal, Consumer Purpose, then Canopy identified that the "primary purpose" of the loan is not "business purpose" and as "consumer purpose" subject to the full Consumer Purpose regulatory compliance obligations of an originator as it applies to an assignee, with a material compliance exception of a "C" grade.

**"Material Compliance Violation" to "B" Grade:** The above noted Material Compliance Violation was re-graded to a "B" grade by conducting a full Consumer Purpose regulatory compliance review, as applicable to assignees for Consumer Purpose loans, and in the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**Compliance Review**

Canopy reviewed each Loan File and, if applicable, verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Canopy' review included, but was not limited to, the verification and validation that each mortgage loan met the relevant provisions of:

(i) **Anti-Predatory Lending** requirements, that are imposed by federal, state and/or local statutory,
regulatory or authoritative determinations (e.g. state constitutional provisions, ordinances, interpretations, judicial determinations,
etc.) that impose civil or criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including
HOEPA and any state and local high-cost home loan laws. Assignee shall have the meaning as defined in TILA;

(ii) the **Truth in Lending Act** (" <u>TILA</u> "), as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026;

(iii) the **Real Estate Settlement Procedures Act** (" <u>RESPA</u> "), 12 U.S.C. §2603, as implemented by Regulation X, 12 C.F.R. Part 1024;

(iv) the **Equal Credit Opportunity Act** ("ECOA") **, 15 U.S.C.** §1691 as implemented by Regulation B, 12 C.F.R. §1001.1(b);

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I. Compliance Documentation Requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review of the following documents as they related to regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Initial and final application (1003)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Note, including all addendums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Copy of note for any junior liens (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Mortgage / Deed of Trust, including all riders

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Initial, Interim, and Final Loan Estimates ("LE")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Initial CD (i.e., the CD required to be received by the borrower(s) at least 3
business days prior to consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Notice of Right to Cancel (as applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Rate Lock Date Information;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. HOEPA Disclosures (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Initial Escrow Account Disclosure

II. Anti-Predatory Lending (Assignee Liability)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loans were reviewed for violations of federal, state & local high cost, higher-priced
and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that is determined
to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition
was reported.

III. Compliance Testing Elements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. **Truth-in-Lending Act (TILA) / Regulation Z**: Loans were reviewed to determine
compliance with the following requirements of TILA and Regulation Z, including, but not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. **TILA/RESPA Integrated Disclosure Testing ("TRID")**. A review and
comparison of LEs and CDs with a report outlining any TILA violations, including a re-calculation of disclosed finance charge, principal
and interest calculations, proper completion of the Projected Payments table, total of payments, finance charge, amount financed, recalculation
of disclosed APR and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided within
the required timeframes. Testing will be conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review
Scope ("TRID Grid 4.0");

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. **Right of Rescission**. A review of the TILA Right of Rescission, Notice of
Right to Cancel, including a verification of the transaction date and expiration date, ensuring proper execution of the Notice of Right
to Cancel by all required parties, verifying the disbursement date and determining if a full three (3) day rescission period was adequately
provided to the borrower(s). The appropriate Model Form will be tested according to applicable U.S. Court of Appeals, Circuit Court rulings;

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**Qualified Mortgage and Ability to Repay**. A review to ensure the mortgage loan meets the applicable Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43. QM and ATR testing is detailed below.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. **Real Estate Settlement Procedures Act (RESPA)/Regulation X**: Review to ensure
compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures
(Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership
Counselling Organizations).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. **Equal Credit Opportunity Act (ECOA)/Regulation B**: Confirm compliance with
the January 18, 2014 requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days
of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable
waiver. The disclosure of the right to receive a copy of appraisals may be met by the disclosure on the Loan Estimate pursuant to 12 CFR
§ 1026.27(m)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. **Fair Credit Reporting Act (FRCA)/Regulation V**: Confirm compliance with the
current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant,
as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**e.** **Miscellaneous Compliance Testing:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mandatory Arbitration – Canopy will report mandatory arbitration provisions
present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Single Premium Credit Insurance – Canopy will report single premium credit
insurance policies or debt cancellation agreements present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. TPR will test for state prepayment and late charge restrictions. If a prepayment
penalty that exceeds the state permitted penalty has expired, this must be reported.

**State & Local Anti-Predatory Requirements**

The following is an itemization of the generally understood current and historical state and local anti-predatory lending requirements, as customary in secondary market due diligence compliance testing:

· Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

· California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

· California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

· Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

· Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the
Responsible Lending and Economic Security Act, Conn. House Bill 5577 (2008).

· Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

· District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq.,
as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

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· Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

· Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill
02-1361 and as modified by Senate Bill 03-53).

· Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

· Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

· Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§
137/1 et seq. (2004).

· Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

· City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440;
2-32-455; 2-92-325; 4-4-155; 8-4-325.

· Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois
SB 1167 (2007).

· Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

· Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

· Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat. § 360.100 et seq.

· Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages,
9A Me. Rev. Stat. Ann. §§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009),
and regulation Z-3.

· Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1;
12-1029 and as amended by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

· Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the
Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et
seq.

· Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including
MA House Bill 4387 (2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

· Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

· Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

· Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et seq.

· Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

· Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

· Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and
as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

· Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

· Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. §
598D.010 et seq.

· New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

· New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann.
§ 58-21A-1 et seq.

· New York High-Cost Home Loan Regulations (1A - Original Part 41), 3 NYCCR Part 41 (2001).

· New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L. Ch. 626., as implemented by 3 NYCCR
Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

· New York Subprime Home Loans, NY Bank. Law § 6-m.

· North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A
to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a) as
amended.

· Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio
Rev. Code Ann. § 1.63.

· Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented
by Ohio Admin. Rules § 109 4-3-01 et seq.

· City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

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· Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code
 §§ 201.01 et seq.

· Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

· Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

· Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

· City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245,
Chapter 2006-33 as amended.

· Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et
seq., as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

· South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

· South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

· Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

· Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

· The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas
Constitution

· Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

· Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

· Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

· Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§
6.1-413; 6.1-422, 6.1-428.

· Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§
6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

· Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

· West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

· Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

· Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

**QUALIFIED MORTGAGE (QM)**

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Canopy reviews the loan to determine whether, based on available information in the Loan File: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency as permitted under the QM final rule, Canopy reviews the loan to determine whether, based on available information in the Loan File the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Canopy then determines whether the loan is a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

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**Ability to Repay (ATR)**

Canopy reviews the loan to determine whether, based on available information in the Loan File, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Note: for loans designated as QM – Agency eligible (QM – Temporary), Canopy will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Canopy reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Canopy does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Canopy's review is based on information contained in the Loan File at the time it is provided to Canopy to review, and only reflects information as of that point in time.

**Valuation Review**

Canopy reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, integrity of comparable sales, completeness of data and eligibility of the appraiser, consistent with underwriting guidelines, variances, tolerances, and exception authorities established by Client. Additionally, Canopy determined that the appraised value appeared to be reasonably supported ("Value-Supported Analysis"), based on the valuation provided by the Independent Third-party Review.

· With respect to Title XI of FIRREA, Canopy checked for the presence of the appraiser's
license, and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or
occupants.

· With respect to USPAP, Canopy confirmed the appraiser's certification is present and executed
 within the original appraisal.

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**Independent Third-Party Values**

Canopy applied a cascade methodology to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

· If the Desk Review supported the origination appraised value within a -10% variance, no additional products
were required.

· In the event the Desk Review process yielded material exceptions or had a value exceeding a negative ten
percent (-10%) variance, a field review was ordered to further establish value.

**Agency Eligible Loans:**

· **For FNMA loans, if a CU Score was available and the CU Score was greater than 2.5, Canopy ordered a Desk Review. If the CU Score was less than or equal to 2.5, no Desk Review was required based on market acceptance of Agency Eligible Loans.**

· **For FHLMC loans, if the FHLMC Rep & Warrant Relief indicator was Not Eligible, Canopy ordered a Desk Review. If the FHLMC Rep & Warrant Relief indicator was Eligible, no Desk Review was required based on market acceptance of Agency Eligible Loans.**

**GRADING COMPONENTS**

**Due Diligence Grading Criteria**

Upon completion of the Loan File review, Canopy assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Form ABS Due Diligence-15E.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Event Grade** | &nbsp;&nbsp;**Final Event Grade** |
| **A** | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines. |
| **B** | &nbsp;&nbsp; The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| **C** | &nbsp;&nbsp; The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| **D** | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

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| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| **A** | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **B** | &nbsp;&nbsp;The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **C** | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| **D** | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| **A** | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| **B** | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| **C** | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent, or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| **D** | &nbsp;&nbsp;There was not sufficient documentation to perform a review, or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grade** | &nbsp;&nbsp;**Valuation Event Grade** |
| **A** | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| **B** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| **C** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms |
| **D** | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-3_001.jpg)

**FINDINGS SUMMARY**

**Summary Overview**

Canopy's review concluded the grading of the Credit, Property/Valuation, and Compliance sections. 0.00% (0 loans) have an overall grade of "A" and 100.00% (4 loans) have an overall grade of "B".

Canopy's review concluded a Credit grade of "A" for 0.00% (0) mortgage loans reviewed, and 100.00% (4 loans) mortgage loans reviewed have a Credit grade of "B".

Canopy's review concluded a Compliance grade of "A" for 75.00% or (3) mortgage loans reviewed, and 25.00% (1 loan) have a Compliance grade of "B".

Canopy's review concluded a Property/Valuation grade of "A" for 75.00% or (3) mortgage loans reviewed, and 25.00% (1 loan) have a Property/Valuation grade of "B".

**FINDINGS TABLE**

**REVIEW TABLES**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-3_001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;3 | &nbsp;&nbsp;75.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;25.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;3 | &nbsp;&nbsp;75.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;25.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** |

---

**ADDITIONAL LOAN SUMMARY DETAILS**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$1967950.00 |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1967950.00** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;First | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$1967950.00 |
| &nbsp;&nbsp;Second | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1967950.00** |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation—<br> Proceeds used to pay off existing loans <br> other than loans secured by real estate | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;Cash Out: Other/Multi-Purpose/Unknown Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;1 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;$333200.00 |
| &nbsp;&nbsp;Other Than First Time Home Purchase | &nbsp;&nbsp;1 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;$336000.00 |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;2 | &nbsp;&nbsp;50.00% | &nbsp;&nbsp;$1298750.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1967950.00** |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-3_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;120 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;121 - 180 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;181 - 240 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;241 - 300 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;301 - 360 Months | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$1967950.00 |
| &nbsp;&nbsp;421 - 480 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1967950.00** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Owner Occupied | &nbsp;&nbsp;1 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;$333200.00 |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;3 | &nbsp;&nbsp;75.00% | &nbsp;&nbsp;$1634750.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1967950.00** |

---

**DATA COMPARISON RESULTS**

Of the four (4) mortgage loan files reviewed, (1) unique loans (25.00% by number) had (1) tape comparison discrepancies across (1) data fields.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** | &nbsp;&nbsp;**# Loans with Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-3_001.jpg)

**Disclaimer**

*Canopy Financial Technology Partners, LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).*

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.*

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.*

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance. Neither supplemental factual investigation nor enhanced reviews can guarantee that all information provided to the Company will be accurate. Reports are, and must be construed solely as, statements of opinion and not as statements of fact as to credit worthiness, investment, financial, or other recommendation to purchase, sell, or hold any security.*

*Reports may contain assumptions and/or predictions regarding future events which are "forward-looking" and inherently cannot be verified as facts. Consequently, Reports may be affected by future events or conditions which were not anticipated at the time the Report was made. Such forward-looking statements necessarily involve risks and uncertainties which may result in future performance that is materially different from the Report's assumptions and/or conclusions. As such, Reports are not a guaranty of future performance nor a prospectus related to the underlying securities (if any), and under reliance should not be placed upon the Reports in the purchase, sale, or holding of any security.*

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

## Exhibit 99.3

**Exhibit 99.3 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Investor Loan ID** | **Seller Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| XXXX |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| XXXX |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| XXXX |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | Yes |  | Yes | Present |
| XXXX |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | Yes | Yes | Yes | Present |

---

## Exhibit 99.3

**Exhibit 99.3 Schedule 2**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** |
| XXXX |  |  | Qualifying Total Debt Income Ratio | 17.45 | 20.006 |

---

## Exhibit 99.3

**Exhibit 99.3 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| XXXX |  | B A | Closed | FCRE7000 | 2025-09-08 17:35 | 2025-09-09 15:47 | Waived | 2 - Non-Material B | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Waived-Total Liquid Assets Available for Close of $xxx is less than Total Cash to Close $xxx. Exception found on pg 1 - Due Diligence Vendor-09/08/2025 |  | Waived-Total Liquid Assets Available for Close of $xxx is less than Total Cash to Close $xxx. Exception found on pg 1 - Due Diligence Vendor-09/08/2025 | Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.61 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 17.45% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 55% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | xxx |
| XXXX |  | B A | Closed | FCRE1726 | 2025-09-08 17:47 | 2025-09-08 17:49 | Waived | 2 - Non-Material B | Credit | Borrower | Potential Identity Issues identified in the file | Waived-Exception required to use w7 form in lieu of ITIN renewal - Due Diligence Vendor-09/08/2025 |  | Waived-Exception required to use w7 form in lieu of ITIN renewal - Due Diligence Vendor-09/08/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.61 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 17.45% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 55% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More | LTV is 55% <br> DTI 37.699 |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | xxx |
| XXXX |  | B A | Closed | FCRE8201 | 2025-09-08 17:49 | 2025-09-08 17:49 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Exception approval for not meeting borrower eligibility: borrower is unable to provide driver license. borrower is ITIN and non-permanent resident from state of xxx. - Due Diligence Vendor-09/08/2025 |  | Waived-Exception approval for not meeting borrower eligibility: borrower is unable to provide driver license. borrower is ITIN and non-permanent resident from state of Texas. - Due Diligence Vendor-09/08/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.61 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 17.45% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 55% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More | LTV is 55% <br> DTI 37.699 |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | xxx |
| XXXX |  | B A | Closed | FCRE1190 | 2025-09-08 17:48 | 2025-09-08 17:48 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited FICO is less than AUS FICO | Waived-Exception approval for borrower has no FICO score which did not meet the requirement of xxx FICO score and at least of 2 FICO score to use the 12 Months Bank Statement <br> - Due Diligence Vendor-09/08/2025 |  | Waived-Exception approval for borrower has no FICO score which did not meet the requirement of xxx FICO score and at least of 2 FICO score to use the 12 Months Bank Statement <br> - Due Diligence Vendor-09/08/2025 | Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.61 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 17.45% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 55% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More | LTV is 55% <br> DTI 37.699 |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | xxx |
| XXXX |  | B A | Closed | FCRE4989 | 2025-09-08 17:46 | 2025-09-08 17:46 | Waived | 2 - Non-Material B | Credit | Eligibility | Collections, liens or judgments not paid at closing | Waived-Exception approval for borrower has open collection account within 24 months reflected in credit report - Due Diligence Vendor-09/08/2025 |  | Waived-Exception approval for borrower has open collection account within 24 months reflected in credit report - Due Diligence Vendor-09/08/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.61 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 17.45% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 55% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More | LTV is 55% <br> DTI 37.699 |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | xxx |
| XXXX |  | B A | Closed | FCRE1492 | 2025-09-08 17:45 | 2025-09-08 17:45 | Waived | 2 - Non-Material B | Credit | Assets | Cash Out Does Not Meet Guideline Requirements | Waived-Exception approval to allow cashout transaction not eligible for 12BS program - Due Diligence Vendor-09/08/2025 |  | Waived-Exception approval to allow cashout transaction not eligible for 12BS program - Due Diligence Vendor-09/08/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.61 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 17.45% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 55% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More | LTV is 55% <br> DTI 37.699 |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | xxx |
| XXXX |  | B A | Closed | FCRE1493 | 2025-09-08 17:45 | 2025-09-08 17:45 | Waived | 2 - Non-Material B | Credit | Eligibility | Trade line count does not meet program requirements | Waived-Exception approval for borrower did not meet tradeline requirement : 2 tradelines reporting for 12 months with activity within 12 months or 1 tradelines reporting for 24+ months with activity in last 12 months <br> - Due Diligence Vendor-09/08/2025 |  | Waived-Exception approval for borrower did not meet tradeline requirement : 2 tradelines reporting for 12 months with activity within 12 months or 1 tradelines reporting for 24+ months with activity in last 12 months <br> - Due Diligence Vendor-09/08/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.61 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 17.45% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 55% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More | LTV is 55% <br> DTI 37.699 |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | xxx |
| XXXX |  | B A | Closed | FCRE7856 | 2025-09-08 17:44 | 2025-09-08 17:44 | Waived | 2 - Non-Material B | Credit | Borrower | Ineligible Vesting | Waived-Ineligible Vesting. Exception approval to allow vesting in LLC - Due Diligence Vendor-09/08/2025 |  | Waived-Ineligible Vesting. Exception approval to allow vesting in LLC - Due Diligence Vendor-09/08/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.61 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 17.45% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 55% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More | LTV is 55% <br> DTI 37.699 |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | xxx |
| XXXX |  | B A | Closed | FCRE1197 | 2025-09-08 17:41 | 2025-09-08 17:41 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-Audited FICO of is less than Guideline FICO of xxx Exception approval for borrower has no FICO score which did not meet the requirement of xxx and at least 2 scores for cashout investment. - Due Diligence Vendor-09/08/2025 |  | Waived-Audited FICO of is less than Guideline FICO of xxx Exception approval for borrower has no FICO score which did not meet the requirement of xxx and at least 2 scores for cashout investment. - Due Diligence Vendor-09/08/2025 | Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.61 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 17.45% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 55% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More | LTV is 55% <br> DTI 37.699 |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | xxx |
| XXXX |  | B A | Closed | FCRE1198 | 2025-09-08 17:41 | 2025-09-08 17:41 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Audited Reserves of are less than Guideline Required Reserves of 6 Exception approval to allow the use of 3 months reserves instead of 8 months based on program guideline - Due Diligence Vendor-09/08/2025 |  | Waived-Audited Reserves of are less than Guideline Required Reserves of 6 Exception approval to allow the use of 3 months reserves instead of 8 months based on program guideline - Due Diligence Vendor-09/08/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.61 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 17.45% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 55% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More | LTV is 55% <br> DTI 37.699 |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | xxx |
| XXXX |  | B | Closed | FCOM2340 | 2025-10-02 07:43 | 2025-10-02 07:43 | Waived | 2 - Non-Material B | Compliance | TILA | CD: General Form Requirements Not Met | Waived-Exception to allow xxx of xxx savings account #xxx. - Due Diligence Vendor-10/02/2025 |  | Waived-Exception to allow xxx of xxx savings account #xxx. - Due Diligence Vendor-10/02/2025 | Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 21.25 Years<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 21.66 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.4% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15 | Payment shock of 131.986% <br> Debt ratio of 33.162% <br> Borrower exceeds minimum credit score requirement by 98 points |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | xxx |
| XXXX |  | B | Closed | FCRE1247 | 2025-10-02 07:41 | 2025-10-02 07:41 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contribution Exceeds Program Maximum | Waived-Exception to allow a seller credit of $xxx or 3%. Per guideline, max allowed is 2% of the purchase price or $xxx. <br> - Due Diligence Vendor-10/02/2025 |  | Waived-Exception to allow a seller credit of $xxx or 3%. Per guideline, max allowed is 2% of the purchase price or $xxx. <br> - Due Diligence Vendor-10/02/2025 | Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 21.25 Years<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 21.66 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.4% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15 | Payment shock of 131.986% <br> Debt ratio of 33.162% <br> Borrower exceeds minimum credit score requirement by 98 points |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | xxx |
| XXXX |  | B | Closed | FVAL7199 | 2025-10-02 07:39 | 2025-10-02 07:39 | Waived | 2 - Non-Material B | Property | Appraisal | Appraisal Expired | Waived-Appraisal transfer report is dated more than 45 days upon loan submission. - Due Diligence Vendor-10/02/2025 |  | Waived-Appraisal transfer report is dated more than 45 days upon loan submission. - Due Diligence Vendor-10/02/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 21.25 Years<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 21.66 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.4% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15 | Payment shock of 131.986% <br> Debt ratio of 33.162% <br> Borrower exceeds minimum credit score requirement by 98 points |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | xxx |
| XXXX |  | B | Closed | FCRE1198 | 2025-10-02 07:37 | 2025-10-02 07:37 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Audited Reserves of 2.76 are less than Guideline Required Reserves of 8 Exception to allow 2 months reserves. Per guidelines reserves requirement is 8 months of PITIA. - Due Diligence Vendor-10/02/2025 |  | Waived-Audited Reserves of 2.76 are less than Guideline Required Reserves of 8 Exception to allow 2 months reserves. Per guidelines reserves requirement is 8 months of PITIA. - Due Diligence Vendor-10/02/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 21.25 Years<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 21.66 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.4% Is Less Than The Guideline Maximum Of 43% By Five Percent (5%) Or More<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15 | Payment shock of 131.986% <br> Debt ratio of 33.162% <br> Borrower exceeds minimum credit score requirement by 98 points |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | Originator Pre-Close | Yes | xxx |
| XXXX |  | B A | Closed | FCRE7569 | 2025-10-06 04:58 | 2025-10-06 04:58 | Waived | 2 - Non-Material B | Credit | Liabilities | Mortgage history for primary residence less than 12 months | Waived-Exception approval for having no fully executed VOM form. Borrower provided 12 months' bank statements that show no late payments with Note and most recent mortgage statement. - Due Diligence Vendor-10/06/2025 |  | Waived-Exception approval for having no fully executed VOM form. Borrower provided 12 months' bank statements that show no late payments with Note and most recent mortgage statement. - Due Diligence Vendor-10/06/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 17.24 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.9% Is Below The Guideline Maximum Of 5060% By Ten Percent (10%) Or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years | Current LTV is less 25.392% than max allowed. |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | xxx |
| XXXX |  | B A | Closed | FVAL5981 | 2025-10-06 04:58 | 2025-10-06 04:58 | Waived | 2 - Non-Material B | Credit | Eligibility | Property Type does not meet eligibility requirement(s) | Waived-Exception approval for property located in lava zone 4. - Due Diligence Vendor-10/06/2025 |  | Waived-Exception approval for property located in lava zone 4. - Due Diligence Vendor-10/06/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 17.24 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.9% Is Below The Guideline Maximum Of 5060% By Ten Percent (10%) Or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years | Current LTV is less 25.392% than max allowed. |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | xxx |
| XXXX |  | B A | Closed | FPRO1251 | 2025-10-06 04:57 | 2025-10-06 04:57 | Waived | 2 - Non-Material B | Credit | Eligibility | Property Zoning Does Not Meet Program Requirements | Waived-Exception approval for property in a residential-agricultural zone. Per guideline, XXX is ineligible. - Due Diligence Vendor-10/06/2025 |  | Waived-Exception approval for property in a residential-agricultural zone. Per guideline, agricultural zoning is ineligible. - Due Diligence Vendor-10/06/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 17.24 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.9% Is Below The Guideline Maximum Of 5060% By Ten Percent (10%) Or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years | Current LTV is less 25.392% than max allowed. |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Pre-Close | Yes | xxx |
| XXXX |  | B A | Closed | FCRE8705 | 2025-10-03 06:01 | 2025-10-08 14:05 | Waived | 2 - Non-Material B | Credit | Eligibility | Seller Contributions Do Not Meet Guidelines | Waived-GUIDELINES REQUIRE THAT SELLER CREDIT BE APPLIED TO NON-RECURRING CLOSING COSTS REQUESTING THAT SELLER CREDIT BE APPLIED TO BOTH NON-RECURRING AND RECURRING CLOSING COSTS. - Due Diligence Vendor-10/03/2025 |  | Waived-GUIDELINES REQUIRE THAT SELLER CREDIT BE APPLIED TO NON-RECURRING CLOSING COSTS REQUESTING THAT SELLER CREDIT BE APPLIED TO BOTH NON-RECURRING AND RECURRING CLOSING COSTS. - Due Diligence Vendor-10/03/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 13.00 Years | Reserves exceed minimum required by at least 9.26 months. <br> Borrower has 100% funds for closing and reserves requirements. |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | Originator Pre-Close | Yes | xxx |

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## Exhibit 99.3

**Exhibit 99.3 Schedule 4**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** | **Initial Credit Loan Grades DBRS** | **Initial Credit Loan Grades Fitch** | **Initial Credit Loan Grades Kroll** | **Initial Credit Loan Grades Moody's** | **Initial Credit Loan Grades S&P** | **Initial Compliance Loan Grades DBRS** | **Initial Compliance Loan Grades Fitch** | **Initial Compliance Loan Grades Kroll** | **Initial Compliance Loan Grades Moody's** | **Initial Compliance Loan Grades S&P** | **Initial Property Loan Grades DBRS** | **Initial Property Loan Grades Fitch** | **Initial Property Loan Grades Kroll** | **Initial Property Loan Grades Moody's** | **Initial Property Loan Grades S&P** | **Initial Overall Loan Grades DBRS** | **Initial Overall Loan Grades Fitch** | **Initial Overall Loan Grades Kroll** | **Initial Overall Loan Grades Moody's** | **Initial Overall Loan Grades S&P** | **Final Credit Loan Grades DBRS** | **Final Credit Loan Grades Fitch** | **Final Credit Loan Grades Kroll** | **Final Credit Loan Grades Moody's** | **Final Credit Loan Grades S&P** | **Final Compliance Loan Grades DBRS** | **Final Compliance Loan Grades Fitch** | **Final Compliance Loan Grades Kroll** | **Final Compliance Loan Grades Moody's** | **Final Compliance Loan Grades S&P** | **Final Property Loan Grades DBRS** | **Final Property Loan Grades Fitch** | **Final Property Loan Grades Kroll** | **Final Property Loan Grades Moody's** | **Final Property Loan Grades S&P** | **Final Overall Loan Grades DBRS** | **Final Overall Loan Grades Fitch** | **Final Overall Loan Grades Kroll** | **Final Overall Loan Grades Moody's** | **Final Overall Loan Grades S&P** |
| XXXX |  |  | xxx | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX |  |  | xxx | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B | B |
| XXXX |  |  | xxx | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX |  |  | xxx | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |

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## Exhibit 99.3

**Exhibit 99.3 Schedule 5**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX |  |  | xxx | xxx |  | 0 | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 55.0 | 55.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 85.0 | 85.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| XXXX |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 40.9 | 40.9 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | 0.0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | 0.0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |

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## Exhibit 99.4

**Exhibit 99.4**

![](ex99-4_001.jpg)

**EXECUTIVE SUMMARY**

**PRPM 2026-RCF3**

**By Clarifii LLC on May 7, 2026**

PRPM 2026-RCF3 Due Diligence Narrative Report – PagE \| 1

 **CLARIFII CONTACT INFORMATION** 

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| | |
|:---|:---|
| &nbsp;&nbsp;**Christine Aug** | &nbsp;&nbsp;**Jason Luttenberger** |
| &nbsp;&nbsp; Vice President of Due Diligence | &nbsp;&nbsp; President and Chief Operating Officer |
| &nbsp;&nbsp; Phone: 813.735.4487 | &nbsp;&nbsp; Phone: 917.742.7797 |
| &nbsp;&nbsp; E-mail: Christine.Aug@Clarifii.com | &nbsp;&nbsp; E-mail: Jason.Luttenberger@Clarifii.com |

---

**OVERVIEW**

Clarifii LLC ("Clarifii") conducted an independent third-party pre-securitization due diligence review (the "Review") of 4 loans (the "Loans") and these loans were subsequently acquired by PRP-Annex VI, LLC (the "Client") for the PRPM 2026-RCF3 transaction. The loans referenced in this narrative report were reviewed 06/2025 through 10/2025 by Clarifii. This narrative report provides information about the scope of work performed by Clarifii, and the results of Clarifii's review.

**ORIGINATORS**

Origination channels for the loans in this review:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Origination Channel** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Correspondent Flow with Delegated UW | &nbsp;&nbsp;1 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;$210000.00 |
| &nbsp;&nbsp;Wholesale | &nbsp;&nbsp;3 | &nbsp;&nbsp;75.00% | &nbsp;&nbsp;$1023750.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1233750.00** |

---

The Review consisted of a population of 4 loans, with an aggregate principal balance of $1,233,750.00.

**CLARIFII'S THIRD PARTY REVIEW (TPR) SCOPE OF WORK**

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency loan level review standards in place as of the date of the review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs).

**LOAN SAMPLING**

The Client defined the sample size and requested Clarifii to perform a random sample of the Loans to be included in the Review. To Clarifii's knowledge, the Review covered 100% of the transaction loan population.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, October 1, 2025 |

---

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**DATA INTEGRITY**

Clarifii performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the Loan file as captured by Clarifii. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| |
|:---|
| &nbsp;&nbsp;**Data Comparison Field** |
| &nbsp;&nbsp;Borrower 1 Bankruptcy in past 7 years? |
| &nbsp;&nbsp;Borrower 1 Credit Report Date |
| &nbsp;&nbsp;Borrower 1 First Name |
| &nbsp;&nbsp;Borrower 1 FTHB |
| &nbsp;&nbsp;Borrower 1 Last Name |
| &nbsp;&nbsp;Borrower 1 Qualifying Income |
| &nbsp;&nbsp;Borrower 1 SSN |
| &nbsp;&nbsp;Calculated DSCR |
| &nbsp;&nbsp;Cash Disbursement Date |
| &nbsp;&nbsp;Cash out Include Debt Paid at Close |
| &nbsp;&nbsp;First Payment Date |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment |
| &nbsp;&nbsp;Interest Only Flag |
| &nbsp;&nbsp;Interest Only Term |
| &nbsp;&nbsp;Interest Rate |
| &nbsp;&nbsp;Investor Loan ID |
| &nbsp;&nbsp;Lien Position |
| &nbsp;&nbsp;Loan Amount |
| &nbsp;&nbsp;Loan ID |
| &nbsp;&nbsp;Loan Program |
| &nbsp;&nbsp;Loan Purpose |
| &nbsp;&nbsp;Maturity Date |
| &nbsp;&nbsp;MIN No |
| &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Note Type |
| &nbsp;&nbsp;Number of Units |
| &nbsp;&nbsp;Occupancy |
| &nbsp;&nbsp;Origination Foreclosure Flag |
| &nbsp;&nbsp;Originator Doc Type |
| &nbsp;&nbsp;Originator QM Status |
| &nbsp;&nbsp;Payment Frequency |
| &nbsp;&nbsp;Prepayment Penalty Flag |
| &nbsp;&nbsp;Prepayment Penalty Total Term |
| &nbsp;&nbsp;Primary Appraised Property Value |
| &nbsp;&nbsp;Property Address |
| &nbsp;&nbsp;Property City |

---

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---

| |
|:---|
| &nbsp;&nbsp;Property County |
| &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Property Zip Code |
| &nbsp;&nbsp;Qualifying Amortization Term |
| &nbsp;&nbsp;Qualifying CLTV |
| &nbsp;&nbsp;Qualifying FICO |
| &nbsp;&nbsp;Qualifying Housing Debt Income Ratio |
| &nbsp;&nbsp;Qualifying LTV |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio |
| &nbsp;&nbsp;Qualifying Total Housing Expense PITIA |
| &nbsp;&nbsp;Qualifying Total Reserves Number of Months |
| &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Seller Loan ID |
| &nbsp;&nbsp;Term |
| &nbsp;&nbsp;Total Qualified Assets Available For Reserves |
| &nbsp;&nbsp;Total Qualifying Income |

---

**CREDIT UNDERWRITING**

Clarifii reviewed each Loan file to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria, or other requirements provided by Client, including, as applicable, Ability to Repay and Qualified Mortgage requirements. The Credit Qualification review consisted of the following:

&nbsp;&nbsp;&nbsp;&nbsp;· **Loan Attributes** 

To determine borrower program eligibility, Clarifii verified the following loan attributes and, where applicable, recalculated based on the information provided:

- Assets and Reserves

- Gross Income

- Lien Position

- Loan Purpose

- Housing History

- Loan to Value Ratio (LTV) and Combined Loan to Value Ratio (CLTV)

- Monthly Debt

- Occupancy

- Property Type

- Qualifying principal, interest, tax, insurance, and association dues (PITIA)

- Debt to Income Ratio (DTI)

- Residual Income

- Debt Service Coverage Ratio (DSCR)

&nbsp;&nbsp;&nbsp;&nbsp;· **Credit Application** 

Clarifii verified the following items per the Uniform Residential Loan Application Form 1003 (1003):

- All known borrower-owned properties are disclosed on the Real Estate Owned (REO) Section 2

- Borrower(s) employment history

- Citizenship and eligibility

- First time home buyer status

- The application was signed by all borrowers

- The application was substantially complete

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&nbsp;&nbsp;&nbsp;&nbsp;· **Credit History** 

Clarifii verified the following items:

- A credit report or alternative credit history as applicable to loan type is present for each borrower

- Bankruptcy and foreclosure seasoning

- Captured the monthly consumer debt payments for use in the applicable DTI calculation

- Installment and revolving payment history

- Mortgage/Rental payment history

- Verified and reviewed Real Estate Owned, Office of Foreign Assets Control (OFAC) search, and Fraud Alerts

- Number of tradelines

- Credit Score(s) and Qualifying Score Methodology

&nbsp;&nbsp;&nbsp;&nbsp;· **Employment and Income** 

When applicable, Clarifii determined whether all supporting documentation as required by the guidelines and Ability to Repay/Qualified Mortgage Rule (ATR/QM) were complete and accurate. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with the guidelines. Documentation verified employment and income were deemed acceptable if it was a third-party document as required by the guidelines and ATR when applicable and may include:

- Tax returns

- Financial statements

Paystubs

- IRS Form W-2s

- IRS Form 1099

- IRS documents

- Bank statements

- Lease agreements

- Award letters

- Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;· **Fraud Review** 

For all Loans, Clarifii utilized the results from an independent, third-party fraud tool as well as information in the loan file to identify and address any potential misrepresentations including:

- Borrower identity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower name variations

- Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject property ownership history

- Employment

- Licensing verification with the Nationwide Multistate Licensing System & Registry (NMLS):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan officer

OFAC

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&nbsp;&nbsp;&nbsp;&nbsp;· **Asset Review** 

Clarifii assessed whether the asset documentation required by the guidelines and ATR, when applicable, was present in the Loan file and within required timeframe. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

- Verification of deposits (VOD)

- Depository account statements

- Stock or security account statements

- Gift funds

- Settlements statements

- Other evidence of conveyance and transfer of funds if a sale of assets was involved

- Other documentation in loan file

- Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;· **Property Insurance and Taxes** 

Clarifii confirmed the presence of the insurance and tax information for the following:

- Confirmed that the flood certification is for the correct borrower, property, lender, and loan number and is a "Life of Loan" certification

- Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns"

Confirmed that the premium amount on both the hazard and flood insurance match figures from the DTI calculations

For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines

For properties in a flood zone, per the flood certification, confirmed that flood insurance meets guideline requirements in the file and met the minimum required amount of coverage in the guidelines

- Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and taxes are current

Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;· **Debt Service Coverage Ratio (DSCR)** 

- Calculated DSCR, as required by guidelines

- Confirmed documentation requirements have been met

Summed principal and interest or interest payment, along with taxes, insurance and HOA payments to arrive at monthly property expense. This summed amount is used as the denominator to the monthly lease or estimated lease income, as required by guidelines

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**DOCUMENT REVIEW**

Clarifii reviewed each Loan file and verified if the following documents were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;· **Initial and Final 1003 Application** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Note** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Mortgage/Deed of Trust** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Appraisal** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Sales Contract** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Title Commitment/Policy** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Junior Lien/Subordination Agreement** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Mortgage Insurance** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Flood Certification** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Initial and Final Loan Estimate (LE)** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Initial and Final and Closing Disclosure (CD)** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Post-Consummation Closing Disclosure (PCCD), as applicable** 

**COMPLIANCE REVIEW**

Clarifii reviewed each Loan file, when applicable, and verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Compliance verification and validation that each mortgage loan met the relevant provisions of:

**Anti-** **Predatory Lending Requirements**, that are imposed by federal, state and/or local statutory, regulatory, or authoritative determinations (e.g., state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including the Home Ownership and Equity Protection Act (HOEPA) and any state and local high-cost home loan laws. Assignee shall have the meaning as defined in the Truth in Lending Act (TILA).

**Truth in Lending Act (TILA)**, as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026

**Real Estate Settlement Procedures Act (RESPA)**, 12 U.S.C. §2603, as implemented by Regulation X, 12 C.F.R. Part 1024

**Equal Credit Opportunity Act (ECOA)**, 15 U.S.C. §1691, as implemented by Regulation B, 12 C.F.R. §1001.1(b)

&nbsp;&nbsp;&nbsp;&nbsp;· **Compliance Documentation Requirements** 

Clarifii reviewed the following documents as they related to regulatory compliance:

- Initial and final application (1003)

- Note, including all addendums

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- Copy of note for any junior liens (if applicable)

- Mortgage / Deed of Trust, including all riders

- Initial, Interim, and Final Loan Estimates (LE)

- Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

- Notice of Right to Cancel (when applicable)

- Rate Lock Date

- HOEPA Disclosures (when applicable)

- Initial Escrow Account Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;· **Anti-Predatory Lending (Assignee Liability)** 

Loans were reviewed for violations of federal, state & local high cost, higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition was reported.

&nbsp;&nbsp;&nbsp;&nbsp;· **Compliance Testing of Truth-in-Lending Act (TILA)/Regulation Z Elements** 

Clarifii reverified and retested, when applicable, the following TILA and Regulation Z elements:

**TILA/RESPA Integrated Disclosure Testing (TRID)**

Reviewed and compared LEs and CDs with a report outlining any TILA violations, including a recalculation of disclosed finance charges, principal and interest calculations, proper completion of the Projected Payments table, total of payments, finance charges, amount financed, recalculation of disclosed APR and a review to determine if disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes. Testing was conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID Grid 3.0" v.12/05/2019).

**Right of Rescission** 

Reviewed the TILA Right of Rescission, Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensured proper execution of the Notice of Right to Cancel by all required parties, verified the disbursement date and determined if a full three (3) day rescission period was provided to the borrower(s). The appropriate Model Form was tested according to applicable U.S. Court of Appeals, Circuit Court rulings.

**Qualified Mortgage and Ability to Repay**

Reviewed to ensure the mortgage loan meets the applicable Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43.

**Real Estate Settlement Procedures Act (RESPA)/Regulation X**

Reviewed to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

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**Equal Credit Opportunity Act (ECOA)/Regulation B**

Confirmed compliance with the January 18, 2014, requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver. The disclosure of the right to receive a copy of appraisals was met by the disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

**Fair Credit Reporting Act (FRCA)/Regulation V**

Confirmed compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

**Miscellaneous Compliance Testing**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Mandatory Arbitration*** – Clarifii reported mandatory arbitration provisions present in
the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Single Premium Credit Insurance*** – Clarifii reported single premium credit insurance policies
or debt cancellation agreements present in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***State prepayment and late charge restrictions*** – Clarifii reported instances where a prepayment
penalty that exceeds the state permitted penalty has expired.

&nbsp;&nbsp;&nbsp;&nbsp;· **State and Local Anti-Predatory Requirements** 

The following is an itemization of the current and historical state and local anti-predatory lending requirements, considered customary in secondary market due diligence compliance testing and reviewed by Clarifii:

- Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

- California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

- California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

- Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

- Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible Lending and Economic Security Act, Conn. House Bill 5577 (2008).

- Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

- District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

- Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

- Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

- Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

- Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

- Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1 et seq. (2004).

- Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

- City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

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- Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois SB 1167 (2007).

- Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

- Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

- Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat. § 360.100 et seq.

- Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann. §§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

- Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

- Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

- Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387 (2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183I.

- Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

- Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

- Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et seq.

- Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

- Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

- Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

- Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

- Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. § 598D.010 et seq.

- New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

- New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. § 58-21A-1 et seq.

- New York High-Cost Home Loan Regulations (1A – Original Part 41), 3 NYCCR Part 41 (2001).

- New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

- New York Subprime Home Loans, NY Bank. Law § 6-m.

- North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1I(a); 24-10.2(a) as amended.

- Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. § 1.63.

- Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

- City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

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- Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§ 201.01 et seq.

- Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

- Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

- Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

- City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

- Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

- South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

- South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

- Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

- Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

- The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas Constitution

- Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

- Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

- Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

- Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422, 6.1-428.

- Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

- Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

- West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

- Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

- Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· **Business Purpose Loan Compliance Review** 

- Non-Owner Occupied Declaration Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify reflects correct address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify application address is different from subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify executed by all borrowers

- Review Note accuracy and properly executed

- Review Mortgage and applicable riders for accuracy and properly executed

- Occupancy Letter (must state that borrower(s) will not reside in the property

- HMDA section (Information for Government Monitoring Purposes) of the application (initial and/or final)

- If property is in a flood zone, Flood Notice must be provided prior to closing

- Right to Receive Copy of Appraisal or Appraisal Waiver Disclosure

- Letter of Explanation detailing the use of proceeds.

- Borrower's statement of purpose for the loan.

- State License requirements when applicable

- State Predatory lending and high cost when applicable

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**QUALIFIED MORTGAGE (QM)**

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Clarifii reviewed the loan to determine whether, based on available information in the loan file, (i) the loan contained risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceeded the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeded 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review included a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency, as permitted under the QM final rule, Clarifii reviewed the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviewed the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Clarifii then determined whether the loan was a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**ABILITY TO REPAY (ATR)**

Clarifii reviewed the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focused on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

*Note: for loans designated as QM – Agency eligible (QM – Temporary), Clarifii did not review for compliance with the requirements of Appendix Q or General Ability to Repay.*

Clarifii reviewed loans to determine their conformity with the ATR/QM factors above, and did not render an independent assessment or opinion, warranty or represent that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR, or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative, or judicial authorities (Authorities). Clarifii does not represent or warrant that the factors for which it has reviewed that the loans constitute all the factors and/or criteria that Authorities may consider in determining the status of a loan.

PRPM 2026-RCF3 Due Diligence Narrative Report – PagE \| 12

![](ex99-4_001.jpg)

Clarifii's review was based on information contained in the loan file at the time it was provided for review.

**VALUATION REVIEW**

Clarifii reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, comparable sales, completeness of data and eligibility of the appraiser, compared to underwriting guidelines, variances, and tolerances. Clarifii determined that the appraised value appeared to be supported, based on the valuation provided by the Independent Third-party Review.

&nbsp;&nbsp;&nbsp;&nbsp;· **Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA)** Clarifii checked for the presence of the appraiser's license and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

&nbsp;&nbsp;&nbsp;&nbsp;· **Uniform Standards of Professional Appraisal Practice (USPAP)** Clarifii confirmed the appraiser's certification is present and executed within the original appraisal.

**INDEPENDENT THIRD-PARTY VALUES**

Clarifii applied a cascade methodology to the population to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

&nbsp;&nbsp;&nbsp;&nbsp;· If the AVM (Automated Valuation Model) supported the origination appraised value within -10% variance,
no additional products were required.

&nbsp;&nbsp;&nbsp;&nbsp;· If the Desk Review supported the origination appraised value
within a -10% variance, no additional products were required.

&nbsp;&nbsp;&nbsp;&nbsp;· In the event the Desk Review process yielded material exceptions
or had a value exceeding a negative ten percent (-10%) variance, a field review was ordered to further establish the supported value,
unless guidelines allowed for the use of the lower Desk Review value for purpose of LTV/CLTV/HCLTV.

**Uniform Collateral Data Portal (UCDP) Risk Score:**

&nbsp;&nbsp;&nbsp;&nbsp;· For loans with a Fannie Mae Collateral Underwriter Score (CU),
if an CU Score was available and the CU Score was greater than 2.5, a Desk Review was either reviewed in the loan file or ordered by
Clarifii. If the CU Score was less than or equal to 2.5, a Desk Review was not obtained/required based on market acceptance of UCDP Risk
Score.

PRPM 2026-RCF3 Due Diligence Narrative Report – PagE \| 13

![](ex99-4_001.jpg)

**VALUATION RESULTS SUMMARY**

The two tables below summarize the loans that contained independent third-party valuation product as well as loans with acceptable UCDP Risk Scores:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Valuation Product** | &nbsp;&nbsp;**# of Files – <br> No Hit** | &nbsp;&nbsp;**# of Files > -10%<br> Variance to OA or<br> Confidence < 80%** | &nbsp;&nbsp;**Number of Files <br> within -10% of OA or<br> Acceptable UCDP Risk<br> Score** |
| &nbsp;&nbsp;AVM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;BPO | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;LCA or CU Score <=2.5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Desk Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Field Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Second Full Appraisal | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |

---

**DUE DILIGENCE GRADING CRITERIA** 

Upon completion of the loan file due diligence review, Clarifii assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The National Recognized Statistical Rating Organizations (NRSRO) criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Asset-Backed Securities Form ABS Due Diligence-15E.

**Final Event Grade**

---

| | |
|:---|:---|
| **A** | Loan meets Credit, Compliance, and Valuation Guidelines. |
| **B** | The loan materially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and materially meets published guidelines. |
| **C** | The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| **D** | Loan is missing documentation to perform a sufficient review. |

---

**Credit Event Grade**

---

| | |
|:---|:---|
| **A** | The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **B** | The loan materially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **C** | The loan does not materially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets, or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| **D** | There was not sufficient documentation to perform a review, or the credit file was not furnished. |

---

PRPM 2026-RCF3 Due Diligence Narrative Report – PagE \| 14

![](ex99-4_001.jpg)

**Valuation Event Grade**

---

| | |
|:---|:---|
| **A** | The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used Government-Sponsored Enterprise (GSE) approved forms. |
| **B** | The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| **C** | The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| **D** | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

**Compliance Event Grade** 

---

| | |
|:---|:---|
| **A** | The loan is compliant with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| **B** | The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| **C** | The loan violates one material law or regulation. The material disclosures are missing, or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| **D** | There was not sufficient documentation to perform a review, or the required legal documents were not furnished. |

---

PRPM 2026-RCF3 Due Diligence Narrative Report – PagE \| 15

![](ex99-4_001.jpg)

**CLARIFII DUE DILIGENCE RESULTS**

Below are the final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Final Overall Loan Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Review Results** | &nbsp;&nbsp;**Overall Review Results** | &nbsp;&nbsp;**Overall Review Results** |
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Final Credit Component Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** |

---

**Final Property Valuation Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** |
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** |

---

PRPM 2026-RCF3 Due Diligence Narrative Report – PagE \| 16

![](ex99-4_001.jpg)

**Final Regulatory Compliance Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** |
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** |

---

**ADDITIONAL LOAN SUMMARY DETAILS**

**Amortization Type**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$1233750.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1233750.00** |

---

**Occupancy**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;1 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;$594000.00 |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;3 | &nbsp;&nbsp;75.00% | &nbsp;&nbsp;$639750.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1233750.00** |

---

**Loan Purpose**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Refinance | &nbsp;&nbsp;1 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;$115500.00 |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;3 | &nbsp;&nbsp;75.00% | &nbsp;&nbsp;$1118250.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1233750.00** |

---

**Lien Position**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$1233750.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1233750.00** |

---

**Original Term**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;360 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$1233750.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**4** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1233750.00** |

---

PRPM 2026-RCF3 Due Diligence Narrative Report – PagE \| 17

![](ex99-4_001.jpg)

**DATA COMPARE RESULTS**

Clarifii provided Client with a copy of the Loan Level Data Compare Report which shows the differences between the data received by the sellers versus the data captured by Clarifii during the loan review.

**Summary of Data Compare Results**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Comparison Field** | &nbsp;&nbsp;**Loans With<br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**Accuracy<br> %** |
| &nbsp;&nbsp;Borrower 1 Bankruptcy in past 7 years? | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Credit Report Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;4 | &nbsp;&nbsp;75.00% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Qualifying Income | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;1 | &nbsp;&nbsp;2 | &nbsp;&nbsp;50.00% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Cash out Include Debt Paid at Close | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Investor Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;MIN No | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Origination Foreclosure Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Originator Doc Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Originator QM Status | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Payment Frequency | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty Total Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |

---

PRPM 2026-RCF3 Due Diligence Narrative Report – PagE \| 18

![](ex99-4_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Housing Debt Income Ratio | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Total Housing Expense PITIA | &nbsp;&nbsp;1 | &nbsp;&nbsp;2 | &nbsp;&nbsp;50.00% |
| &nbsp;&nbsp;Qualifying Total Reserves Number of Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;4 | &nbsp;&nbsp;75.00% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Seller Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Total Qualified Assets Available For Reserves | &nbsp;&nbsp;1 | &nbsp;&nbsp;2 | &nbsp;&nbsp;50.00% |
| &nbsp;&nbsp;Total Qualifying Income | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |

---

**CLARIFII THIRD PARTY REPORTS DELIVERED**

Clarifii furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative Report/Executive Summary

&nbsp;&nbsp;&nbsp;&nbsp;2. Attestation Forms

&nbsp;&nbsp;&nbsp;&nbsp;3. ASF Report

&nbsp;&nbsp;&nbsp;&nbsp;4. Rating Agency Grade Detail and Summary Report

&nbsp;&nbsp;&nbsp;&nbsp;5. Data Compare Report

&nbsp;&nbsp;&nbsp;&nbsp;6. Valuations Report

&nbsp;&nbsp;&nbsp;&nbsp;7. Rating Agency ATR or QM Report

&nbsp;&nbsp;&nbsp;&nbsp;8. Supplemental Data Extract

&nbsp;&nbsp;&nbsp;&nbsp;9. Business Purpose Supplement Extract Report

PRPM 2026-RCF3 Due Diligence Narrative Report – PagE \| 19

**Disclaimer**

*Clarifii LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).*

 

*Please be advised that Clarifii has not determined whether the Loans comply with federal, state, or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clarifii's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clarifii's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. The findings reached by Clarifii are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clarifii and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clarifii do not constitute legal advice or opinions.*

 

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared, and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.*

 

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.*

 

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance.*© 2026 Clarifii LLC. All rights reserved.

PRPM 2026-RCF3 Due Diligence Narrative Report – PagE \| 20

## Exhibit 99.4

**Exhibit 99.4 Schedule 1**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Redaction ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| XXX | XXXX |  | XXXX | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | Yes | Yes | Yes | Present |
| XXX | XXXX |  | XXXX | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | Yes |  | Yes | Present |
| XXX | XXXX |  | XXXX | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | Yes |  | Yes | Present |
| XXX | XXXX | XXXX | XXXX | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9420 | 7.401 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 28367.93 | Yes | Employed |  | No |  | No |  |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 2**

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Redaction ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXX | XXXX |  | XXXX | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | per Note |
| XXX | XXXX |  | XXXX | XXXX | Borrower 1 SSN | the1003Page | XXXX | XXXX | XXXX |
| XXX | XXXX |  | XXXX | XXXX | Qualifying Total Housing Expense PITIA | diligenceFinalLookPage | XXXX | XXXX | PUD HOA dues incl |
| XXX | XXXX | XXXX | XXXX | XXXX | Qualifying Total Reserves Number of Months | assetPage | XXXX | XXXX | Audit used balance per statement |
| XXX | XXXX | XXXX | XXXX | XXXX | Total Qualified Assets Available For Reserves | assetPage | XXXX | XXXX | Audit used balance per statement |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Redaction ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| XXX | XXXX |  | XXXX A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXX | XXXX |  | XXXX D A | Closed | XXX | 2025-07-25 09:38 | 2025-08-11 15:30 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-Received confirmation cleared XXXX. - Due Diligence Vendor-08/11/2025 <br> Ready for Review-Document Uploaded. please find the updated data - Seller-08/07/2025 <br> Counter-Received all pages of fraud report-missing XXXX clearance for borrower - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Document Uploaded. please find the fraud report - Seller-08/04/2025 <br> Open-Third Party Fraud Report Partially Provided Provide all the pages since only a few pages were provided. - Due Diligence Vendor-07/25/2025 | Ready for Review-Document Uploaded. please find the updated data - Seller-08/07/2025 <br>Ready for Review-Document Uploaded. please find the fraud report - Seller-08/04/2025<br>| Resolved-Received confirmation cleared XXXX. - Due Diligence Vendor-08/11/2025 | Months Reserves exceed minimum required - 16.73 months reserves exceed required 6 by 10.73 months<br>Long term residence - Long Term Residence = 19+ years |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | XXX |
| XXX | XXXX |  | XXXX D A | Closed | XXX | 2025-07-25 09:21 | 2025-08-05 14:55 | Resolved | 1 - Information D A | Property | Missing Doc | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Received secondary valuation. - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. please find the CU for review. - Seller-08/04/2025 <br>Open-Additional valuation product has not been provided. Provide the required secondary valuation to support the appraisal value. Non was provided. - Due Diligence Vendor-07/25/2025 | Ready for Review-Document Uploaded. please find the CU for review. - Seller-08/04/2025<br>| Resolved-Received secondary valuation. - Due Diligence Vendor-08/05/2025<br>| Months Reserves exceed minimum required - 16.73 months reserves exceed required 6 by 10.73 months<br>Long term residence - Long Term Residence = 19+ years |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | XXX |
| XXX | XXXX |  | XXXX C A | Closed | XXX | 2025-08-14 10:43 | 2025-08-19 15:43 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Upon further review, the Notary requirements for outside the US has been met. - Due Diligence Vendor-08/19/2025 <br> Ready for Review-In the same section 15.3 >Foreign National > Specific Closing Documentation Requirements XXXX guidelines state "For documents signed in a country that is party to the "XXXX" a certificate of acknowledgment completed and signed by a notary public authorized or commissioned to perform such duties plus authentication by XXXX in English and attached to the executed documents and certification of acknowledgement with title company acceptance is agreeable to lender." XXXX is a party to the "XXXX". Documentation is complete. Please clear finding. - Seller-08/16/2025 <br> Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Per the applicable guidelines documents signed outside of the U.S. must be notarized by a U.S. embassy or consular official. Review of the mortgage shows the loan was notarized by an XXXX notary and signed in XXXX. - Due Diligence Vendor-08/14/2025 | Ready for Review-In the same section 15.3 > Foreign National > Specific Closing Documentation Requirements XXXX guidelines state "For documents signed in a country that is party to the "XXXX" a certificate of acknowledgment completed and signed by a notary public authorized or commissioned to perform such duties plus authentication by XXXX in English and attached to the executed documents and certification of acknowledgement with title company acceptance is agreeable to lender." XXXX is a party to the "XXXX". Documentation is complete. Please clear finding. - Seller-08/16/2025 | Resolved-Upon further review, the Notary requirements for outside the US has been met. - Due Diligence Vendor-08/19/2025<br>| Months Reserves exceed minimum required - 6 months required, subject 90.41 months <br>LTV is less than guideline maximum - 75% allowed, subject 70%. |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | XXX |
| XXX | XXXX | XXXX | XXXX D A C | Closed | XXX | 2025-10-05 10:53 | 2025-10-10 11:40 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received updated preliminary title reflecting sufficient coverage. - Due Diligence Vendor-10/10/2025 <br>Ready for Review-Document Uploaded. uploaded deed with legal - Seller-10/09/2025 <br>Counter-Schedule A for the Mortgage was not located in the loan file. - Due Diligence Vendor-10/09/2025 <br>Ready for Review-legal description was uploaded see page 906 please waived condition, - Seller-10/07/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing LD in mortgage chain. - Due Diligence Vendor-10/05/2025 | Ready for Review-Document Uploaded. uploaded deed with legal - Seller-10/09/2025 <br>Ready for Review-legal description was uploaded see page 906 please waived condition, - Seller-10/07/2025<br>| Resolved-Received updated preliminary title reflecting sufficient coverage. - Due Diligence Vendor-10/10/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - 788 vs. min FICO of 680<br>Qualifying DTI below maximum allowed - 18% DTI vs. max DTI of 43% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | XXX |
| XXX | XXXX | XXXX | XXXX D A C | Closed | XXX | 2025-10-03 22:51 | 2025-10-09 14:17 | Resolved | 1 - Information C A | Compliance | TRID | Missing Intent to Proceed | Resolved------Received executed copy of Intent to proceed. Finding Resolved. - Due Diligence Vendor-10/09/2025 <br>Ready for Review-Document Uploaded. please see attached signed intent to Proceed. - Seller-10/08/2025 <br>Counter------Please provide a copy of the signed Intent to Proceed. - Due Diligence Vendor-10/08/2025 <br>Ready for Review-Document Uploaded. uploaded econsent and summary tracking - Seller-10/07/2025 <br>Open-ITP present, missing evidence of signature - Due Diligence Vendor-10/04/2025 | Ready for Review-Document Uploaded. please see attached signed intent to Proceed. - Seller-10/08/2025 <br>Ready for Review-Document Uploaded. uploaded econsent and summary tracking - Seller-10/07/2025<br>| Resolved------Received executed copy of Intent to proceed. Finding Resolved. - Due Diligence Vendor-10/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - 788 vs. min FICO of 680<br>Qualifying DTI below maximum allowed - 18% DTI vs. max DTI of 43% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | XXX |
| XXX | XXXX | XXXX | XXXX D A C | Closed | XXX | 2025-10-07 10:45 | 2025-10-09 11:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Verification of Rent | Resolved-Received 12 month payment history as required by the guidelines. - Due Diligence Vendor-10/09/2025 <br> Ready for Review-Document Uploaded. attached is the most recent 13 mos rental pmt history dated XXXX. Only need to verify 12 mos payment history for housing - Seller-10/07/2025 <br> Open-Need two year history. - Due Diligence Vendor-10/07/2025 | Ready for Review-Document Uploaded. attached is the most recent 13 mos rental pmt history dated XXXX. Only need to verify 12 mos payment history for housing - Seller-10/07/2025 | Resolved-Received 12 month payment history as required by the guidelines. - Due Diligence Vendor-10/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - 788 vs. min FICO of 680<br>Qualifying DTI below maximum allowed - 18% DTI vs. max DTI of 43% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | XXX |
| XXX | XXXX | XXXX | XXXX D A C | Closed | XXX | 2025-10-06 14:39 | 2025-10-09 11:49 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Received 12 month payment history - Due Diligence Vendor-10/09/2025 <br> Ready for Review-Document Uploaded. attached is the most recent 13 mos rental pmt history dated XXXX. Only need to verify 12 mos payment history for housing - Seller-10/07/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Missing proof of housing history - Due Diligence Vendor-10/06/2025 | Ready for Review-Document Uploaded. attached is the most recent 13 mos rental pmt history dated XXXX. Only need to verify 12 mos payment history for housing - Seller-10/07/2025 | Resolved-Received 12 month payment history - Due Diligence Vendor-10/09/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - 788 vs. min FICO of 680<br>Qualifying DTI below maximum allowed - 18% DTI vs. max DTI of 43% |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | XXX |
| XXX | XXXX | XXXX | XXXX D A C | Closed | XXX | 2025-10-06 14:20 | 2025-10-08 12:36 | Resolved | 1 - Information C A | Credit | Eligibility | Condo project has pending litigation | Resolved-Client provided the lawsuit which supports the subject HOA is a named defendant. Per the guidelines, projects involved in litigation are acceptable provided the lawsuit is not structural in nature which impact the subject unit and d not affect the marketability of the project units and potential damages do not exceed 25% of HOA reserves. The lawsuit is not structural in nature. HOA is being defended by the insurance company. - Due Diligence Vendor-10/08/2025 <br> Open-The condo project has pending litigation. Condo litigation has been resolved save for 1 piece with a single unit owner and how this single unit drains on balcony-no indication of wider issues. Balcony repair is in process, no impact on subj unit - Due Diligence Vendor-10/06/2025 |  | Resolved-Client provided the lawsuit which supports the subject HOA is a named defendant. Per the guidelines, projects involved in litigation are acceptable provided the lawsuit is not structural in nature which impact the subject unit and d not affect the marketability of the project units and potential damages do not exceed 25% of HOA reserves. The lawsuit is not structural in nature. HOA is being defended by the insurance company. - Due Diligence Vendor-10/08/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - 788 vs. min FICO of 680<br>Qualifying DTI below maximum allowed - 18% DTI vs. max DTI of 43% |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | XXX |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Redaction ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** | **Initial Credit Loan Grades DBRS** | **Initial Credit Loan Grades Fitch** | **Initial Credit Loan Grades Kroll** | **Initial Credit Loan Grades Moody's** | **Initial Credit Loan Grades S&P** | **Initial Compliance Loan Grades DBRS** | **Initial Compliance Loan Grades Fitch** | **Initial Compliance Loan Grades Kroll** | **Initial Compliance Loan Grades Moody's** | **Initial Compliance Loan Grades S&P** | **Initial Property Loan Grades DBRS** | **Initial Property Loan Grades Fitch** | **Initial Property Loan Grades Kroll** | **Initial Property Loan Grades Moody's** | **Initial Property Loan Grades S&P** | **Initial Overall Loan Grades DBRS** | **Initial Overall Loan Grades Fitch** | **Initial Overall Loan Grades Kroll** | **Initial Overall Loan Grades Moody's** | **Initial Overall Loan Grades S&P** | **Final Credit Loan Grades DBRS** | **Final Credit Loan Grades Fitch** | **Final Credit Loan Grades Kroll** | **Final Credit Loan Grades Moody's** | **Final Credit Loan Grades S&P** | **Final Compliance Loan Grades DBRS** | **Final Compliance Loan Grades Fitch** | **Final Compliance Loan Grades Kroll** | **Final Compliance Loan Grades Moody's** | **Final Compliance Loan Grades S&P** | **Final Property Loan Grades DBRS** | **Final Property Loan Grades Fitch** | **Final Property Loan Grades Kroll** | **Final Property Loan Grades Moody's** | **Final Property Loan Grades S&P** | **Final Overall Loan Grades DBRS** | **Final Overall Loan Grades Fitch** | **Final Overall Loan Grades Kroll** | **Final Overall Loan Grades Moody's** | **Final Overall Loan Grades S&P** |
| XXX | XXXX |  | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | XXXX |  | XXXX | XXXX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | XXXX |  | XXXX | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | XXXX | XXXX | XXXX | XXXX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |

---

## Exhibit 99.4

**Exhibit 99.4 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Redaction ID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR |  | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 0.0 | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1004 URAR |  | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXX |
| XXX | XXXX |  | XXXX | XXXX | XXXX |  | 0 | XXXX | XXXX | 1004 URAR |  | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 90.0 | 90.0 | XXXX | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |

---

## Exhibit 99.5

**Exhibit 99.5**

![](ex99-5_001.jpg)

![](ex99-5_002.jpg)

**EXECUTIVE SUMMARY**

**PRPM 2026-RCF3**

**May 8, 2026**

**INFINITY INTERNATIONAL PROCESSING SERVICES, INC.**

0 \| Page

**TABLE OF CONTENTS**

 ****

---

| | |
|:---|:---|
| Infinity Biography | 2.0 |
| Description of the due diligence performed | 3.0 |
| Summary of findings and conclusions of review | 13.0 |
| Tape Integrity Review Results Summary | 14.0 |
| Additional Loan Population Summary | 16.0 |
| Pay History Review | 18.0 |
| Methods for Accounting for Delinquencies | 21.0 |
| Collection Comments Review | 22.0 |
| Foreclosure | 23.0 |
| Bankruptcy | 23.0 |
| Tax and Title | 24.0 |
| Compliance Review | 25.0 |

---

1 \| Page

![](ex99-5_001.jpg)

**INFINITY BIOGRAPHY**

Infinity IPS, Inc. is a privately held firm offering trusted financial products and services to capital markets participants. Founded in 2003, by a group of experienced mortgage due diligence executives, Infinity was started with a simple mission: To provide an independent, innovative, reliable and transparent work product, backed by an unsurpassed level of customer service. As a third-party reviewer, our independence, integrity, depth of expertise, and approach to due diligence and credit risk management provides clients the highest degree of hands-on oversight and participation when buying or selling pools, securitizing loans, or managing loans and securitizations over time.

Our rigorous, high touch approach to due diligence reviews provides all data necessary in the provision of an asset due diligence, risk retention, loss mitigation and forensic analysis services for all classes or mortgage products, consumer lending products, and more. Our mission is to provide an independent, innovative, reliable and transparent work product, backed by an unsurpassed level of customer service.

As a rating agency reviewed third-party due diligence provider, Infinity prides itself on meeting the standards of S&P, Fitch, Kroll, Moody's and DBRS Morningstar. Infinity is a privately-owned business and is headquartered in Rockville, MD with an underwriting facility in Tampa, FL.

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**DESCRIPTION OF THE DUE DILIGENCE PERFORMED**

**(1) Type of assets that were reviewed.**

Infinity IPS, Inc. ("Infinity") performed due diligence services as described below (the "Review"). All of these mortgage loans, which were originated by multiple parties, were purchased by PRP-Annex VI, LLC ("Client") and were reviewed by Infinity on behalf of the Client. The mortgage loans were reviewed via files imaged and provided by the Client.

The population reviewed is comprised of Six hundred and seventy (670) mortgage loans that were originally reviewed from September 2025 to March 2026.

**(2) Size of the assets reviewed.**

The mortgage loan review was broken down into the following review scopes:

▪ "Compliance Review" 670 Mortgage Loans

▪ "Data Integrity" 670 Mortgage Loans

▪ "Servicing Review" 670 Mortgage Loans

▪ "Title Review" 670 Mortgage Loans

**(3) Determination of the sample size and computation.**

The Client defined the sample size and the random sampling of the Loans to be included in the Review.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

For six hundred and seventy (670) mortgage loans, Infinity compared data fields on the bid tape provided by Client to the data found in the actual file as captured by Infinity. This comparison, when data was available, included the following data fields:

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Last Name | &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;Negative Amortization Flag | &nbsp;&nbsp;Sale Price |
| &nbsp;&nbsp;First Name | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;IO Term | &nbsp;&nbsp;LTV |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Original Rate | &nbsp;&nbsp;PP Terms | &nbsp;&nbsp;CLTV |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;PP Months | &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Address | &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;Next Rate Change Date | &nbsp;&nbsp;Current P&I |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Margin | &nbsp;&nbsp;First Payment Change Date | &nbsp;&nbsp;Rate Index |
| &nbsp;&nbsp;State | &nbsp;&nbsp;1st Rate Change Date | &nbsp;&nbsp;Next Payment Change Date | &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;Prepay Months | &nbsp;&nbsp;Reset Frequency | &nbsp;&nbsp;Deferred Balance |
| &nbsp;&nbsp;Documentation Type | &nbsp;&nbsp;Next Due Date | &nbsp;&nbsp;Rounding Code | &nbsp;&nbsp;Balloon Flag |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Property Units | &nbsp;&nbsp;Look back Period | &nbsp;&nbsp;Borrower SSN |
| &nbsp;&nbsp;Credit Score | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Initial Roll Cap | &nbsp;&nbsp;Co-Borrower SSN |
| &nbsp;&nbsp;DTI | &nbsp;&nbsp;Mod Flag | &nbsp;&nbsp;Periodic Rate Cap |  |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Mod Date | &nbsp;&nbsp;Life Rate Cap |  |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Current Rate | &nbsp;&nbsp;Life Rate Floor |  |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

Not Applicable

**(6) Value of collateral securing the assets: review and methodology.**

Not Applicable

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**(7) Business Purpose/DSCR Scope:** Infinity conducted a business purpose/property focused Investor review for thirty-six (36) mortgage loans with DSCR calculation. There were no mortgage loans that were classified as No Ratio loans with no DSCR calculation.

Each loan, reviewed under this scope, was reviewed for adherence to the relevant credit policy as indicated by the Client. During the course of this review, Infinity (i) reviewed the provided Note, Mortgage/DOT, and Guaranty Agreement(s) to confirm execution, adherence to the credit policy, and agreement with other Loan Approval documentation, (ii) examined appraisal reports, BPO's, and appraisal reviews to determine if the property type was consistent with underwritten property type and usage (such as evidence of either owner or tenant occupancy) and compared this information against other relevant information contained within applicable sections of the loan file to evaluate consistency, accuracy, and adherence to the credit policy, (iii) reviewed environmental reporting, Flood Certification, and Evidence of Insurance to confirm accuracy and adherence to credit policy requirements, (iv) reviewed credit reporting, VOR/VOM, Background Check(s), and any applicable Letter(s) of Explanation to confirm accuracy, adherence to credit policy requirements, and consistency with the Final Loan Approval worksheet, (v) reviewed HUD-1's, Title Search, Purchase Agreements, existing leases/rent rolls, and verification of funds with loan terms, and underwritten approved terms and amounts/LTV/LTC as well as adherence to credit policy requirements, (vi) reviewed LOI/LOE(s) for presence of un-qualified statement of business and occupancy intent, confirmation that the LOI/LOE cited address is consistent with the subject property address, and that signatory(s) are consistent with the identified borrower(s)/guarantor(s), (vii) reviewed Final Form 1003/Loan application to ensure complete execution that the subject property listed is consistent with the subject property, and that the listed residence for the Individual(s) is an address other than the subject property, (viii) confirmed, if applicable, business license(s) and P&L's are present, valid, and adhere to credit policy requirements, (ix) confirmed, if applicable, second mortgage documents are present, valid, align with approved terms amounts, and adhere to credit policy requirements, (x) reviewed final loan approval worksheets for accuracy, completion, documentation of approval for any exceptions, and evaluating such items for agreement/consistency with all other documentation contained in the review file (xi) reviewed the Certification of Business Purpose and Certification of Non-Owner Occupancy and Indemnity for presence of completed fields and verifying that the handwritten Primary Residence address differs from the subject property address and is signed/dated as required (xii) verified presence of a complete Certification of Non-Owner Occupancy and Indemnity document for each individual borrower/co-borrower/guarantor identified within the subject note/guaranty agreement, including the presence of either individual certifications or one certificate containing all required signatures, (xiii) compared the Primary Residence address(es) listed for consistency between the Final Form 1003/Loan application(s) and the Certification(s) of Non-Owner Occupancy and Indemnity, (xv) documented any non-approved credit policy exceptions and/or inconsistencies and reporting and/or marking such items for further dialogue, (xvi) gathered the components of the DSCR from source documentation provided in the loan file during the course of the review. Where applicable, Infinity sums per the guidelines the principal and interest payment as well as the tax, insurance and HOA payment to arrive at a monthly property expense. This number is used as the denominator to the monthly lease or estimated lease income as per the guidelines.

**(8)** **Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Infinity completed a Compliance Review on six hundred and seventy (670) mortgage loans. Please be advised that Infinity did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Infinity are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Infinity is relying in reaching such findings.

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Please be further advised that Infinity does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Infinity do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Infinity. Information contained in any Infinity report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Infinity to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Infinity are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Infinity does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Infinity.

Infinity reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

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ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to
re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of
the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Infinity reviewed the relevant documents in the mortgage loan file and, as necessary,
attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage loan
originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures, Infinity's
review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any. These statements,
for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations in the mortgage
loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan
to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to
resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

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&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator name
and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing
Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were
within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the
event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

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ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling organizations was obtained no earlier than 30 days
prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required
disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial
CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

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vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file
contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by
the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part
36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

Infinity reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). Infinity determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, Infinity notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, Infinity notes if an originator mortgage loan designation was not provided.

 

<u>Qualified Mortgage</u>

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, Infinity reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Infinity reviews the mortgage loan to determine whether, based on available information in the file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, Infinity reviews the Automated Underwriting System output within the file to confirm agency eligibility.

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For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, Infinity then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, Infinity then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of non-QM compliant or non-compliant.

<u>General Ability to Repay</u>

Infinity reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Six hundred and seventy (670) loans received a Compliance-Only review. This review included a review of the loan file and analysis of the corresponding Seller tape and defect to determine whether the Creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This review also includes, where applicable, a review of third-party records available in the loan file including but not limited to bank statements, tax returns, financial statements, W2s, VOEs, lease agreements, business licenses and appraisals.

 

Infinity reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Infinity does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Infinity's review is based on information contained in the mortgage loan file at the time it is provided to Infinity to review, and only reflects information as of that point in time.

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**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

Infinity noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time Infinity reviewed the mortgage loans and thus have not yet been recorded. Infinity verified that documents in the file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, Infinity will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

Infinity confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, Infinity reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

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![](ex99-5_001.jpg)

In addition, Infinity accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

Infinity reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit report;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Income and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final 1003;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

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![](ex99-5_001.jpg)

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The nationally recognized statistical rating organization ("NRSRO") criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs listed in Item 3 of the ABS Due Diligence 15E, Fitch Ratings, Inc. ("Fitch").

**OVERALL RESULTS SUMMARY (670 MORTGAGE LOANS)**

Infinity's review to NRSRO grading requirements only covers six hundred and seventy (670) mortgage loans. Within those mortgage loans, Infinity graded one hundred and four (104) mortgage loans as "A", three hundred and one (301) mortgage loans as "B", twenty (20) mortgage loans as "C" and two hundred and forty-five (245) mortgage loans as "D".

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Fitch Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**# of Loans** |
| &nbsp;&nbsp;**Fitch Grade** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;104 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;104 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;301 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;301 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;20 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;20 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;245 | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;245 |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Fitch Grade** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;**Fitch Grade** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;15.52% | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;15.52% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;44.93% | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;44.93% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;2.99% | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;2.99% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;36.57% | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;36.57% |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan File Review Overall Results** | &nbsp;&nbsp;**Loan File Review Overall Results** | &nbsp;&nbsp;**Loan File Review Overall Results** | &nbsp;&nbsp;**Loan File Review Overall Results** |
| &nbsp;&nbsp;**Event Level** | &nbsp;&nbsp;**Loan Counts** | &nbsp;&nbsp;**% of Total Sample** | &nbsp;&nbsp;**Original Loan Amount** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;104 | &nbsp;&nbsp;15.52% | &nbsp;&nbsp;$35079125.53 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;301 | &nbsp;&nbsp;44.93% | &nbsp;&nbsp;$98358721.64 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;20 | &nbsp;&nbsp;2.99% | &nbsp;&nbsp;$8263618.00 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;245 | &nbsp;&nbsp;36.57% | &nbsp;&nbsp;$98756467.31 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**670** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$240457932.48** |

---

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**TAPE INTEGRITY REVIEW RESULTS SUMMARY (670 MORTGAGE LOANS)**

Of the six hundred and seventy (670) mortgage loans reviewed, 665 (99.25%) mortgage loans had tape discrepancies across seventy-two (72) unique data fields.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**# of <br> Variances** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;Age of Loan | &nbsp;&nbsp;234 | &nbsp;&nbsp;670 | &nbsp;&nbsp;34.93% |
| &nbsp;&nbsp;ARM Index Type | &nbsp;&nbsp;4 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.60% |
| &nbsp;&nbsp;B1 Self-Employed? | &nbsp;&nbsp;15 | &nbsp;&nbsp;670 | &nbsp;&nbsp;2.24% |
| &nbsp;&nbsp;Balloon Indicator | &nbsp;&nbsp;6 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.90% |
| &nbsp;&nbsp;Bankruptcy (Post-Loan Origination)? | &nbsp;&nbsp;31 | &nbsp;&nbsp;670 | &nbsp;&nbsp;4.63% |
| &nbsp;&nbsp;Bankruptcy Filing Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;Borrower #1 Middle Name | &nbsp;&nbsp;27 | &nbsp;&nbsp;670 | &nbsp;&nbsp;4.03% |
| &nbsp;&nbsp;Borrower #2 First Name | &nbsp;&nbsp;11 | &nbsp;&nbsp;670 | &nbsp;&nbsp;1.64% |
| &nbsp;&nbsp;Borrower #2 Last Name | &nbsp;&nbsp;8 | &nbsp;&nbsp;670 | &nbsp;&nbsp;1.19% |
| &nbsp;&nbsp;Borrower #2 Middle Name | &nbsp;&nbsp;9 | &nbsp;&nbsp;670 | &nbsp;&nbsp;1.34% |
| &nbsp;&nbsp;Borrower DTI Ratio Percent | &nbsp;&nbsp;256 | &nbsp;&nbsp;670 | &nbsp;&nbsp;38.21% |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;44 | &nbsp;&nbsp;670 | &nbsp;&nbsp;6.57% |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;41 | &nbsp;&nbsp;670 | &nbsp;&nbsp;6.12% |
| &nbsp;&nbsp;Cash To Borrower (HUD-1 Line 303) | &nbsp;&nbsp;8 | &nbsp;&nbsp;670 | &nbsp;&nbsp;1.19% |
| &nbsp;&nbsp;Current Legal Status | &nbsp;&nbsp;12 | &nbsp;&nbsp;670 | &nbsp;&nbsp;1.79% |
| &nbsp;&nbsp;Current Occupancy | &nbsp;&nbsp;1 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Current Value | &nbsp;&nbsp;450 | &nbsp;&nbsp;670 | &nbsp;&nbsp;67.16% |
| &nbsp;&nbsp;Currently in Foreclosure? | &nbsp;&nbsp;29 | &nbsp;&nbsp;670 | &nbsp;&nbsp;4.33% |
| &nbsp;&nbsp;Debt Service Coverage Ratio (DSCR) | &nbsp;&nbsp;11 | &nbsp;&nbsp;670 | &nbsp;&nbsp;1.64% |
| &nbsp;&nbsp;Deferred Balance Amount | &nbsp;&nbsp;24 | &nbsp;&nbsp;670 | &nbsp;&nbsp;3.58% |
| &nbsp;&nbsp;Did a Modification Change Note Terms? | &nbsp;&nbsp;43 | &nbsp;&nbsp;670 | &nbsp;&nbsp;6.42% |
| &nbsp;&nbsp;Doc Date of Last Modification | &nbsp;&nbsp;23 | &nbsp;&nbsp;670 | &nbsp;&nbsp;3.43% |
| &nbsp;&nbsp;Does Lender G/L Require MI? | &nbsp;&nbsp;1 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Escrow Account Indicator | &nbsp;&nbsp;19 | &nbsp;&nbsp;670 | &nbsp;&nbsp;2.84% |
| &nbsp;&nbsp;First Pay Change Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;35 | &nbsp;&nbsp;670 | &nbsp;&nbsp;5.22% |
| &nbsp;&nbsp;First Rate Change Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Housing Ratio per U/W (Initial Rate) | &nbsp;&nbsp;56 | &nbsp;&nbsp;670 | &nbsp;&nbsp;8.36% |
| &nbsp;&nbsp;Interest Only Period? | &nbsp;&nbsp;5 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.75% |
| &nbsp;&nbsp;Interest Only Term Months Count | &nbsp;&nbsp;1 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Interest Paid Through Date | &nbsp;&nbsp;142 | &nbsp;&nbsp;670 | &nbsp;&nbsp;21.19% |
| &nbsp;&nbsp;Is PMI Active? | &nbsp;&nbsp;120 | &nbsp;&nbsp;670 | &nbsp;&nbsp;17.91% |
| &nbsp;&nbsp;Is REO Active? | &nbsp;&nbsp;27 | &nbsp;&nbsp;670 | &nbsp;&nbsp;4.03% |
| &nbsp;&nbsp;Lien Priority Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Loan Amortization Type | &nbsp;&nbsp;17 | &nbsp;&nbsp;670 | &nbsp;&nbsp;2.54% |

---

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![](ex99-5_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Loan Documentation Type | &nbsp;&nbsp;24 | &nbsp;&nbsp;670 | &nbsp;&nbsp;3.58% |
| &nbsp;&nbsp;Loan Original Maturity Term Months | &nbsp;&nbsp;40 | &nbsp;&nbsp;670 | &nbsp;&nbsp;5.97% |
| &nbsp;&nbsp;MERS MIN Number | &nbsp;&nbsp;30 | &nbsp;&nbsp;670 | &nbsp;&nbsp;4.48% |
| &nbsp;&nbsp;MI Company | &nbsp;&nbsp;18 | &nbsp;&nbsp;670 | &nbsp;&nbsp;2.69% |
| &nbsp;&nbsp;MI Coverage Amount | &nbsp;&nbsp;15 | &nbsp;&nbsp;670 | &nbsp;&nbsp;2.24% |
| &nbsp;&nbsp;Modification Original P&I | &nbsp;&nbsp;1 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Modification Original Rate | &nbsp;&nbsp;1 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;20 | &nbsp;&nbsp;670 | &nbsp;&nbsp;2.99% |
| &nbsp;&nbsp;Neg. Amort Potential? | &nbsp;&nbsp;23 | &nbsp;&nbsp;670 | &nbsp;&nbsp;3.43% |
| &nbsp;&nbsp;Next Pay Change Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Next Rate Change Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Number Of Units | &nbsp;&nbsp;4 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.60% |
| &nbsp;&nbsp;Occupancy at Origination (Property Usage Type) | &nbsp;&nbsp;3 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.45% |
| &nbsp;&nbsp;Original Appraisal Date | &nbsp;&nbsp;7 | &nbsp;&nbsp;670 | &nbsp;&nbsp;1.04% |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;141 | &nbsp;&nbsp;670 | &nbsp;&nbsp;21.04% |
| &nbsp;&nbsp;Original Balance (or Line Amount) | &nbsp;&nbsp;19 | &nbsp;&nbsp;670 | &nbsp;&nbsp;2.84% |
| &nbsp;&nbsp;Original CLTV Ratio Percent | &nbsp;&nbsp;118 | &nbsp;&nbsp;670 | &nbsp;&nbsp;17.61% |
| &nbsp;&nbsp;Original Note Doc Date | &nbsp;&nbsp;60 | &nbsp;&nbsp;670 | &nbsp;&nbsp;8.96% |
| &nbsp;&nbsp;Original Standard LTV (OLTV) | &nbsp;&nbsp;272 | &nbsp;&nbsp;670 | &nbsp;&nbsp;40.60% |
| &nbsp;&nbsp;Original Stated P&I | &nbsp;&nbsp;64 | &nbsp;&nbsp;670 | &nbsp;&nbsp;9.55% |
| &nbsp;&nbsp;Original Stated Rate | &nbsp;&nbsp;95 | &nbsp;&nbsp;670 | &nbsp;&nbsp;14.18% |
| &nbsp;&nbsp;Payment History String | &nbsp;&nbsp;411 | &nbsp;&nbsp;670 | &nbsp;&nbsp;61.34% |
| &nbsp;&nbsp;Prepayment Penalty Indicator | &nbsp;&nbsp;3 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.45% |
| &nbsp;&nbsp;Prepayment Penalty Term Months | &nbsp;&nbsp;2 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;Principal Balance Stated in Mod | &nbsp;&nbsp;1 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Property Address Street | &nbsp;&nbsp;171 | &nbsp;&nbsp;670 | &nbsp;&nbsp;25.52% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;4 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.60% |
| &nbsp;&nbsp;Property Postal Code | &nbsp;&nbsp;2 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;Purpose of Refinance Per HUD-1 | &nbsp;&nbsp;74 | &nbsp;&nbsp;670 | &nbsp;&nbsp;11.04% |
| &nbsp;&nbsp;Purpose of Transaction per HUD-1 | &nbsp;&nbsp;41 | &nbsp;&nbsp;670 | &nbsp;&nbsp;6.12% |
| &nbsp;&nbsp;Purpose Per Application | &nbsp;&nbsp;23 | &nbsp;&nbsp;670 | &nbsp;&nbsp;3.43% |
| &nbsp;&nbsp;Referral Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.45% |
| &nbsp;&nbsp;Sales Price (HUD-1 Line 101) | &nbsp;&nbsp;92 | &nbsp;&nbsp;670 | &nbsp;&nbsp;13.73% |
| &nbsp;&nbsp;Stated Maturity Date | &nbsp;&nbsp;64 | &nbsp;&nbsp;670 | &nbsp;&nbsp;9.55% |
| &nbsp;&nbsp;Stated Remaining Term | &nbsp;&nbsp;46 | &nbsp;&nbsp;670 | &nbsp;&nbsp;6.87% |
| &nbsp;&nbsp;Subject Property Detached/Attached | &nbsp;&nbsp;3 | &nbsp;&nbsp;670 | &nbsp;&nbsp;0.45% |
| &nbsp;&nbsp;Subject Property Type | &nbsp;&nbsp;53 | &nbsp;&nbsp;670 | &nbsp;&nbsp;7.91% |

---

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![](ex99-5_001.jpg)

**ADDITIONAL LOAN POPULATION SUMMARY (670 MORTGAGE LOANS)**

\* Total may not sum to total due to rounding.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**# of <br> Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of <br> Original <br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;638 | &nbsp;&nbsp;95.22% | &nbsp;&nbsp;$228272059.48 | &nbsp;&nbsp;94.93% |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;32 | &nbsp;&nbsp;4.78% | &nbsp;&nbsp;$12185873.00 | &nbsp;&nbsp;5.07% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**670** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$240457932.48** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**# of <br> Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of <br> Original <br> Balance** |
| &nbsp;&nbsp;First | &nbsp;&nbsp;662 | &nbsp;&nbsp;98.81% | &nbsp;&nbsp;$239587041.48 | &nbsp;&nbsp;99.64% |
| &nbsp;&nbsp;Second | &nbsp;&nbsp;8 | &nbsp;&nbsp;1.19% | &nbsp;&nbsp;$870891.00 | &nbsp;&nbsp;0.36% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**670** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$240457932.48** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**# of <br> Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of <br> Original <br> Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.45% | &nbsp;&nbsp;$1989000.00 | &nbsp;&nbsp;0.83% |
| &nbsp;&nbsp;Cash Out: Other/Multi- purpose/Unknown | &nbsp;&nbsp;121 | &nbsp;&nbsp;18.06% | &nbsp;&nbsp;$35416299.64 | &nbsp;&nbsp;14.73% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;224 | &nbsp;&nbsp;33.43% | &nbsp;&nbsp;$66518899.00 | &nbsp;&nbsp;27.66% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;156 | &nbsp;&nbsp;23.28% | &nbsp;&nbsp;$66677070.00 | &nbsp;&nbsp;27.73% |
| &nbsp;&nbsp;Rate/Term Refinance - Lender initiated | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.30% | &nbsp;&nbsp;$556671.00 | &nbsp;&nbsp;0.23% |
| &nbsp;&nbsp;Rate/Term Refinance -- Borrower initiated | &nbsp;&nbsp;137 | &nbsp;&nbsp;20.45% | &nbsp;&nbsp;$51606591.53 | &nbsp;&nbsp;21.46% |
| &nbsp;&nbsp;Construction to Permanent | &nbsp;&nbsp;20 | &nbsp;&nbsp;2.99% | &nbsp;&nbsp;$15701869.00 | &nbsp;&nbsp;6.53% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;7 | &nbsp;&nbsp;1.04% | &nbsp;&nbsp;$1991532.31 | &nbsp;&nbsp;0.83% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**670** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$240457932.48** | &nbsp;&nbsp;**100.00%** |

---

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![](ex99-5_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Amortization Term** | &nbsp;&nbsp;**# of <br> Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of <br> Original <br> Balance** |
| &nbsp;&nbsp;99 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$19349.31 | &nbsp;&nbsp;0.01% |
| &nbsp;&nbsp;120 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$127415.00 | &nbsp;&nbsp;0.05% |
| &nbsp;&nbsp;176 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$56000.00 | &nbsp;&nbsp;0.02% |
| &nbsp;&nbsp;178 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$60500.00 | &nbsp;&nbsp;0.03% |
| &nbsp;&nbsp;180 Months | &nbsp;&nbsp;22 | &nbsp;&nbsp;3.28% | &nbsp;&nbsp;$5029222.00 | &nbsp;&nbsp;2.09% |
| &nbsp;&nbsp;240 Months | &nbsp;&nbsp;23 | &nbsp;&nbsp;3.43% | &nbsp;&nbsp;$10446839.00 | &nbsp;&nbsp;4.34% |
| &nbsp;&nbsp;300 Months | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.75% | &nbsp;&nbsp;$1762085.68 | &nbsp;&nbsp;0.73% |
| &nbsp;&nbsp;332 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$313170.00 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;339 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$378153.00 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;351 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$250900.00 | &nbsp;&nbsp;0.10% |
| &nbsp;&nbsp;353 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$524781.00 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;359 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$148500.00 | &nbsp;&nbsp;0.06% |
| &nbsp;&nbsp;360 Months | &nbsp;&nbsp;601 | &nbsp;&nbsp;89.70% | &nbsp;&nbsp;$217985017.49 | &nbsp;&nbsp;90.65% |
| &nbsp;&nbsp;361 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$274000.00 | &nbsp;&nbsp;0.11% |
| &nbsp;&nbsp;480 Months | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.45% | &nbsp;&nbsp;$722750.00 | &nbsp;&nbsp;0.30% |
| &nbsp;&nbsp;Blank | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.90% | &nbsp;&nbsp;$2359250.00 | &nbsp;&nbsp;0.98% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**670** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$240457932.48** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**# of <br> Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of <br> Original <br> Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;561 | &nbsp;&nbsp;83.73% | &nbsp;&nbsp;$198030426.48 | &nbsp;&nbsp;82.36% |
| &nbsp;&nbsp;Secondary | &nbsp;&nbsp;19 | &nbsp;&nbsp;2.84% | &nbsp;&nbsp;$8987496.00 | &nbsp;&nbsp;3.74% |
| &nbsp;&nbsp;Investor | &nbsp;&nbsp;90 | &nbsp;&nbsp;13.43% | &nbsp;&nbsp;$33440010.00 | &nbsp;&nbsp;13.91% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**670** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$240457932.48** | &nbsp;&nbsp;**100.00%** |

---

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**PAY HISTORY REVIEW**

Infinity performed a collection comment, pay history, Pacer, and servicing information review on six hundred and seventy (670) loans within this pool. The following is a summary of our conclusions and findings surrounding this analysis. Please keep in mind that this review did not include an operational or gap audit to look for servicing practices and vendor management process governance as it relates to foreclosure and/or bankruptcy.

Infinity reviewed the servicer payment history for each loan to establish a payment activity and history string. Infinity reviewed the payment application and determined how it impacted the contractual due dates on the loans in the portfolio with the primary focus of determining cash flows, last payment received, payment string, and next payment due (not to exclude escrow, late, and servicing charges) information based on the as of dates of the payment histories received.

Due to servicing transfers and multiple servicers, six hundred and twenty-six (626) of the loans did not have complete payment histories for the last 12 months. In some cases, there were 1 month missing, in some cases three months. Infinity pulled new credit reports for the seven hundred and forty-nine (749) borrowers and confirmed the payment string based on the servicer reporting in the credit report.

A breakdown of the loans and as of dates for the review are below:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Pay History** | &nbsp;&nbsp;**Pay History** |
| &nbsp;&nbsp;**As of Date** | &nbsp;&nbsp;**Total Loans** |
| &nbsp;&nbsp;8/27/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;9/2/2025 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;9/16/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;9/30/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;10/1/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;10/11/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;10/13/2025 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;10/14/2025 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;10/15/2025 | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;10/16/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;10/21/2025 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;10/23/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;10/24/2025 | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;10/31/2025 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;11/3/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;11/4/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;11/6/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;11/7/2025 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;11/12/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;11/17/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;11/18/2025 | &nbsp;&nbsp;2 |

---

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---

| | |
|:---|:---|
| &nbsp;&nbsp;11/20/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;11/27/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;11/30/2025 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;12/1/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;12/2/2025 | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;12/3/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;12/4/2025 | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;12/5/2025 | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;12/8/2025 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;12/9/2025 | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;12/10/2025 | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;12/11/2025 | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;12/12/2025 | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;12/14/2025 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;12/15/2025 | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;12/16/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;12/17/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;12/22/2025 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;12/31/2025 | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;1/1/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;1/2/2026 | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;1/5/2026 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;1/6/2026 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;1/7/2026 | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;1/8/2026 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;1/9/2026 | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;1/12/2026 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;1/13/2026 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;1/14/2026 | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;1/15/2026 | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;1/16/2026 | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;1/19/2026 | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;1/20/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;1/21/2026 | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;1/22/2026 | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;1/23/2026 | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;1/26/2026 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;1/27/2026 | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;1/28/2026 | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;1/29/2026 | &nbsp;&nbsp;9 |

---

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---

| | |
|:---|:---|
| &nbsp;&nbsp;1/30/2026 | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;1/31/2026 | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;2/1/2026 | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;2/2/2026 | &nbsp;&nbsp;42 |
| &nbsp;&nbsp;2/3/2026 | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;2/4/2026 | &nbsp;&nbsp;20 |
| &nbsp;&nbsp;2/5/2026 | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;2/6/2026 | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;2/7/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;2/8/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;2/9/2026 | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;2/10/2026 | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;2/11/2026 | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;2/12/2026 | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;2/13/2026 | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;2/15/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;2/16/2026 | &nbsp;&nbsp;21 |
| &nbsp;&nbsp;2/17/2026 | &nbsp;&nbsp;22 |
| &nbsp;&nbsp;2/18/2026 | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;2/19/2026 | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;2/20/2026 | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;2/23/2026 | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;2/24/2026 | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;2/25/2026 | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;2/26/2026 | &nbsp;&nbsp;8 |
| &nbsp;&nbsp;2/27/2026 | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;2/28/2026 | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;3/1/2026 | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;3/2/2026 | &nbsp;&nbsp;56 |
| &nbsp;&nbsp;3/3/2026 | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;3/4/2026 | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;3/5/2026 | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;3/6/2026 | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;3/7/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;3/8/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;3/9/2026 | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;3/10/2026 | &nbsp;&nbsp;16 |
| &nbsp;&nbsp;3/11/2026 | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;3/12/2026 | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;3/13/2026 | &nbsp;&nbsp;9 |

---

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---

| | |
|:---|:---|
| &nbsp;&nbsp;3/14/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;3/16/2026 | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;3/17/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;3/18/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;3/19/2026 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;3/26/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;3/27/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;3/30/2026 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;4/1/2026 | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**670** |

---

Data points surrounding 24 months of payment history (as defined as the most recent 24 months available during the period of August 2025 to April 2026) were also collected to determine loan status and data integrity. Infinity identified minor discrepancies between the servicer's payment string and the audited payment string and determined that Client was able to provide an explanation, when applicable, for any noted discrepancies. Based on our analysis, Infinity determined that the majority of the loans were found to be performing.

**METHODS OF ACCOUNTING FOR DELINQUENCIES**

The client utilizes the MBA method of defining delinquency status, which is typical in the current market. Below is a table that represents the delinquency coding methodology used during our analysis.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Delinquency <br> String** | &nbsp;&nbsp;**Delinquency Reason** |
| &nbsp;&nbsp;0 | &nbsp;&nbsp;Less than 30 Days |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;30 – 59 Days |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;60 – 89 Days |
| &nbsp;&nbsp;3 | &nbsp;&nbsp;90 – 119 Days |
| &nbsp;&nbsp;4 | &nbsp;&nbsp;120+ Days |

---

**Payment Posting**

During the review, Infinity was able to isolate key payment transaction codes that identified payment receipt and helped to determine whether the transactions were posted with an accurate "effective date". The net payment amount received and applied to the account including principal, interest, and escrow payments represent activity through month end and include payment reversals.

**Partial Payments**

In the event that a payment received from the borrower is less than the contractual amount due, there are two types of processes used by sellers to handle partial payments: 1) the balance of the payment would be "advanced" to the borrower, or 2) the payment was applied directly to unapplied funds / suspense account.

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In the second scenario, the funds are applied to the suspense account, and not the account balance, and therefore the amount of such payment is not recorded as an actual payment in the Client system. The funds may then be held in suspense until the full contractual payment was received.

**Escrow/Corporate Advance Payments**<sup>1</sup>

*Escrow:* The escrow account and/or balance will show funds held in trust to pay taxes and/or insurance. A negative balance indicates that funds have been advanced.

 

*Corporate Advance:* Infinity did not perform a reconciliation of the corporate advances, but did document the total dollar amount of fees advanced by the servicer and made observations in regards to the application of payments made toward the reduction of outstanding balances as represented in the payment history.<sup>2</sup>

**COLLECTION COMMENTS REVIEW**

In addition to analyzing payments made to the loans within this pool, Infinity also reviewed the servicing commentary to determine the reason(s) for any documented underperformance of the asset and to identify any indication of potential re-performance.

Infinity will review the servicing history for evidence of mortgage delinquency and for indicators of potential for future delinquency. The Servicing review will include but not necessarily be limited to:

✔ The source data is generally a pdf, text file, or direct access to the servicer's system.

---

| | |
|:---|:---|
| ✔ | 24 months of Servicing Comments: Infinity reviewed the services account history for evidence of borrower communication, collection efforts, NSF and late notices and indicators of potential for future default. Any references of borrower misrepresentation or distressed property conditions were documented with an exception. |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Servicing commentary was analyzed to determine the
reason for the asset's underperformance and to identify clues regarding the potential risk for the loan and their ability to re-perform
in the future. Additionally, distressed property conditions, occupancy issues, origination misrepresentations, etc. were identified through
the review of these servicing/collection comments.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Property conditions were reviewed to determine if
there were any risks to the collateral.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The current status of the loan of Loss Mitigation,
Bankruptcy, Foreclosure, and/or SCRA was isolated to show the loan status. We verified the Bankruptcy via Pacer. Infinity followed the
following methodology when assigning a delinquency status:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ *Performing:* Current or less than 30 days past due

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ *Delinquent in Collection:* At least 30 days past due and may include loans
in bankruptcy or forbearance plans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ *In Bankruptcy and may include:* 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o *BK-Current:* Current, but comments indicate an active bankruptcy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o *BK-Delinquent*: Delinquent, comments also indicate active bankruptcy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o For Bankruptcy reviews we reviewed the documents and information provider by Pacer
– we obtained key documents from the PACER system to include (if available) – Document History page, Case Summary, Motion
for Relief from Stay, Granted Motion, Employee Income Records, Order Confirming Chapter 13 Plan, Proof of Claim for subject loan, and
Chapter 13 Plan.

<sup>1</sup> Corporate advances may be deferred until the end of the loan and may not be recoverable.

<sup>2</sup> Client noted that some funds were not separately categorized at the time of the review due multiple servicers handing the loans.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ *Loss Mitigation*: Delinquent, loan is with loss mitigation department working
on resolutions with borrower such as modification, short sale, refinance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ *Foreclosure*: Delinquent, foreclosure process is underway

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ *REO:* Foreclosure sale has occurred, property is bank owned

✔ Modification Data: Infinity captured Note data for most recent modification where applicable.

---

| | |
|:---|:---|
| ✔ | Exit Strategy: Infinity reviewed the complete loan file to determine the most effective exit strategy by bucketing loans into various strategic categories. We analyze the current value, income, and the borrower's overall willingness to stay in the home and pay their loan obligations. Those customers who contact the creditor to seek information, explanation of the amount due and/or inquire about or attempt make a payment require customer service. With this information, one will be able to effectively perform a modification, forbearance plan, or select a refinancing and/or cram down option. |

---

---

| | |
|:---|:---|
| ⮚ | Unfortunately, not every borrower showed the willingness and ability to keep the subject property. Those customers who did not respond and attempted to avoid or delay payment for as long as possible require collection enforcement. In cases like this, Infinity reviewed the file for the best course of action is to minimize any more losses by either taking a short sale, Deed in Lieu or by taking the property to liquidation by foreclosure. |

---

Based on the comments reviewed within the collection comments, Infinity has categorized the portfolio as follows:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Program Status Report** | &nbsp;&nbsp;**Loan Program Status Report** | &nbsp;&nbsp;**Loan Program Status Report** | &nbsp;&nbsp;**Loan Program Status Report** | &nbsp;&nbsp;**Loan Program Status Report** |
| &nbsp;&nbsp;**Servicing Status** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**Percentage of <br> Sample** | &nbsp;&nbsp;**Original Balance (or Line <br> Amount)** | &nbsp;&nbsp;**Percentage of <br> Balance** |
| &nbsp;&nbsp;Bankruptcy | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.30% | &nbsp;&nbsp;$360944.00 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Collections | &nbsp;&nbsp;27 | &nbsp;&nbsp;4.03% | &nbsp;&nbsp;$11163029.00 | &nbsp;&nbsp;4.64% |
| &nbsp;&nbsp;Foreclosure | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.75% | &nbsp;&nbsp;$1160639.00 | &nbsp;&nbsp;0.48% |
| &nbsp;&nbsp;3rd Party Sale | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Payment Plan | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Performing | &nbsp;&nbsp;635 | &nbsp;&nbsp;94.78% | &nbsp;&nbsp;$227624820.48 | &nbsp;&nbsp;94.66% |
| &nbsp;&nbsp;Charge Off | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Paid in Full | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$148500.00 | &nbsp;&nbsp;0.06% |
| &nbsp;&nbsp;Litigation | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**670** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$240457932.48** | &nbsp;&nbsp;**100.00%** |

---

**FORECLOSURE**

Client servicing comments indicated multiple items to assist with determining this status either a system generated breach letter was issued, if the loan was referred to a foreclosure review committee, approved to proceed, or if the loan was assigned to outside counsel or the updated title provided details of a Lis Pendens. Based on the collection comments, Infinity determined that there were no loans that indicated some type of Foreclosure action.

**BANKRUPTCY**

Collection comments indicate that the most available action showed loans had bankruptcy at one time. Some loans bankruptcy includes efforts for a motion for relief and proof of claim filings. However, comments that relate to filing the proof of claim, 341 meeting, and motions were not found on all loans, so it was difficult to determine the full action or status as related to the bankruptcy process. Infinity determined that there were thirty-four (34) loans (5.07%) that indicated some type of Bankruptcy action. Overall, the loans with a bankruptcy status were summarized as follows:

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---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Bankruptcy Status Report** | &nbsp;&nbsp;**Bankruptcy Status Report** | &nbsp;&nbsp;**Bankruptcy Status Report** | &nbsp;&nbsp;**Bankruptcy Status Report** | &nbsp;&nbsp;**Bankruptcy Status Report** |
| &nbsp;&nbsp;**Servicing Status** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**Percentage of <br> Sample** | &nbsp;&nbsp;**Original Balance (or Line <br> Amount)** | &nbsp;&nbsp;**Percentage <br> of Balance** |
| &nbsp;&nbsp;Not Applicable | &nbsp;&nbsp;636 | &nbsp;&nbsp;94.93% | &nbsp;&nbsp;$233523197.17 | &nbsp;&nbsp;97.12% |
| &nbsp;&nbsp;Plan Confirmed | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$200944.00 | &nbsp;&nbsp;0.08% |
| &nbsp;&nbsp;Discharged | &nbsp;&nbsp;25 | &nbsp;&nbsp;3.73% | &nbsp;&nbsp;$5026921.31 | &nbsp;&nbsp;2.09% |
| &nbsp;&nbsp;Dismissed | &nbsp;&nbsp;7 | &nbsp;&nbsp;1.04% | &nbsp;&nbsp;$1546870.00 | &nbsp;&nbsp;0.64% |
| &nbsp;&nbsp;Lift Stay | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Proof of Claim | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;$160000.00 | &nbsp;&nbsp;0.07% |
| &nbsp;&nbsp;Petition Filed | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Stipulated Agreement | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Referred to Attorney | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**670** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$240457932.48** | &nbsp;&nbsp;**100.00%** |

---

**TAX AND TITLE**

Infinity performed a limited-scope review of recent title reports provided by the client's vendor (reports provided by Pro-Title). Based on the title report, we captured the current lien position, potential assignment chain concerns, concerns with recordation and legal ownership; and any current and delinquent taxes. We noted liens and itemized liens up to 2 Senior and 3 Junior (all others will be summarized in the title findings summary).

We reviewed the subject file as provided by the client/seller and determine if the HUD and Title work performed at origination would indicate coverage and/or lien risk. These documents were used to offset items noted on the current title report which may lower the client's/loan level risk.

If any issue was identified the client was made aware and has made arrangements to assure the curative action has been taken. Based on the review, it was determined that there were no non-curable significant issues on the mortgaged properties.

**<u>Tax/Municipal Portion</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Type of Taxes – Current or Delinquent** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Current with all Taxes | &nbsp;&nbsp;640 |
| &nbsp;&nbsp;Delinquent at the time of the review<sup>3</sup> | &nbsp;&nbsp;30 |
| &nbsp;&nbsp;Tax information unavailable | &nbsp;&nbsp;0 |

---

<sup>3</sup> Any delinquent tax amounts were addressed by the Servicer in accordance with its standard servicing procedures in order to ensure that the senior lien of the related Mortgage is maintained on the related Mortgaged Property. In addition to the Title Review conducted by the Infinity at the time of acquisition, the Servicer is monitoring the Mortgage Loans to check for delinquent taxes on the related Mortgaged Properties.

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**<u>Title/Lien Portion</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Lien Level Review** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;First Lien | &nbsp;&nbsp;599 |
| &nbsp;&nbsp;Second Lien <sup>4</sup> | &nbsp;&nbsp;53 |
| &nbsp;&nbsp;Other Lien <sup>5</sup> | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**670** |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Type of Liens** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;HOA Lien in Super Lien State | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Municipal Lien in Super Lien State | &nbsp;&nbsp;10 |

---

**COMPLIANCE REVIEW<sup>6</sup>**

Infinity performed a compliance review on all of the loans in the sample in order to verify that each loan was originated in compliance with applicable federal, state and local anti-predatory lending statutes. If a loan was found to exceed applicable thresholds, additional testing was conducted to confirm additional criteria were met, and proper disclosure was provided to the borrower.

To accomplish this, Infinity captured all itemized closing fees as shown on the final HUD-1, or other acceptable settlement statement, as well as other data elements necessary to generate accurate high-cost threshold testing results. Annual Percentage Rates were recalculated based on the actual data in the file.<sup>7</sup>

Each mortgage loan file was tested for compliance with the federal Truth in Lending Act ("TILA"), as well as federal, state and local anti-predatory lending statutes.

The Section 32/HOEPA<sup>8</sup> review included, but was not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;· Rate test

&nbsp;&nbsp;&nbsp;&nbsp;· HPML test, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;· Points and Fees test

&nbsp;&nbsp;&nbsp;&nbsp;· Review of Section 32 disclosure for accuracy (i.e.
payment stream, highest payment scenario; dates disclosed, dates acknowledged)

&nbsp;&nbsp;&nbsp;&nbsp;· Review and confirmation of documentation type (i.e.
full, stated, no ratio)

<sup>4</sup> The client has made arrangements to perfect the lien level issues- by corrective recording action, title claims, or lien release actions.

<sup>5</sup> The client has made arrangements to perfect the lien level issues- by corrective recording action, title claims, or lien release actions.

<sup>6</sup> Note that compliance exceptions outside the statute of limitations were considered a non-critical exception for purposes of this review.

<sup>7</sup> Note that loans had rate documentation and those parameters were analyzed for adherence to federal, state and local rate thresholds by utilizing the disclosed APR on the final Truth in Lending Disclosure found in the file.

<sup>8</sup> There is a 3-year statute of limitations for affirmative claims and the position is that assigned liability is quite limited thereafter. That said, many states allow actions in recoupment. This is where the holder institutes foreclosure after 3 years and the SOL is tolled and counterclaims allowed, basically for the life of the loan. If the borrower prevailed damages could be as high as the full amount of the loan.

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&nbsp;&nbsp;&nbsp;&nbsp;· Review for evidence of prepayment penalty

&nbsp;&nbsp;&nbsp;&nbsp;· Verification of Debt-to-Income conformity, when necessary.

The Federal Truth in Lending Act/Regulation Z review includes, but is not necessarily limited to:

&nbsp;&nbsp;&nbsp;&nbsp;· A review of the material compliance disclosures set
forth in the Truth in Lending Disclosure and the Notice of Right to Cancel form, if applicable. A review final TIL with a report outlining
any TILA violations. Re-calculation of disclosed finance charge, proper execution by all required parties, principal and interest
calculations, payment stream(s), recalculation of disclosed APR, and a review to ensure disclosure differences are within the allowed
tolerances. A review of the Notice of Right to Cancel: verification of the transaction date and expiration date, ensures proper execution
of the Notice of Right to Cancel by all required parties verifies the disbursement date and determines if a full 3-day rescission period
was adequately provided to the borrower(s).

Infinity reviewed six hundred and seventy (670) loan files and found the loans to be generally compliant with applicable laws or outside any statute of limitation (SOL). There were total of one hundred and two (102) loans that were not tested for compliance of which eleven (11) loans that were missing HUD Settlement Statement, ninety (90) loans were Investment Properties or exempted and one (1) loan was originated as HELOC.

The following is a detailed breakdown of the findings for the loans noted:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Active Compliance Exceptions** | &nbsp;&nbsp;**Active Compliance Exceptions** |
| &nbsp;&nbsp;**Standard Exception** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Prepayment Penalty Rider Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Finance Charge Under Disclosed | &nbsp;&nbsp;45 |
| &nbsp;&nbsp;Missing Final TIL | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Missing Right to Cancel Form or not properly executed | &nbsp;&nbsp;31 |
| &nbsp;&nbsp;Missing HUD-1/CD<sup>9</sup> | &nbsp;&nbsp;21 |
| &nbsp;&nbsp;Missing documents (unable to test for compliance)<sup>10</sup> | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Georgia Fair Lending Act - GAFLA<sup>11</sup> | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Ability to Repay<sup>12</sup> | &nbsp;&nbsp;58 |
| &nbsp;&nbsp;Texas Constitution Section 50(a)(6) Home Equity Mortgage | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Texas Constitution Section 50(a)(6) Evidentiary Finding | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;State High Cost loans outside SOL | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;State High Cost No Assignee Liability | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;State High Cost Not-compliant | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;State High Cost (compliant) | &nbsp;&nbsp;0 |

---

<sup>9</sup> We had twenty-one (21) missing and unexecuted HUDs and were not able to run compliance on eleven (11). For remaining ten (10) missing HUDs; eight (8) had run using the TIL itemizations/ Estimated HUDs/ improperly scanned copy, two (2) were investment properties.

<sup>10</sup> Loans that could not be tested due to lack of missing documentation.

<sup>11</sup> The Georgia Fair Lending Act (GAFLA) was originally signed into law on April 22, 2002, became effective on October 1, 2002, and was subsequently amended on March 7, 2003. This law had a significant impact on Georgia residential mortgage lending and brokering activities. These passed the APR and Fees and Points Threshold. Zero (0) loan has been identified in pool that is originated within GAFLA Period.

<sup>12</sup> We are unable to verify code Special Feature Code 147 or determine if it falls under the safe harbor and truly fails ATR.

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---

| | |
|:---|:---|
| &nbsp;&nbsp;State High Cost inconclusive<sup>13</sup> | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;HOEPA High Cost Not-compliant<sup>14</sup> | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;HOEPA (compliant) | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;HOEPA inconclusive | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;RESPA and TILA issues | &nbsp;&nbsp;83 |
| &nbsp;&nbsp;APR Under Disclosed | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Missing Rate sheet/Discount Point Acknowledgement | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Loan proceeds disbursed prior to the expiration of the rescission period. | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Higher-Priced Mortgage (compliant) | &nbsp;&nbsp;40 |
| &nbsp;&nbsp;Higher-Priced Mortgage Not-compliant | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Higher-Priced Mortgage inconclusive | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Qualified Mortgage DTI exceeds 43% | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;State Regulation Fail | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**334<sup>15</sup>** |

---

Note that compliance exceptions outside the statute of limitations were considered a non-critical exception for purposes of this review. Infinity identified fifty-seven (57) loans with Truth in Lending Act (TILA) related exceptions that fell outside the three (3) year statute of limitations<sup>16</sup>.

Infinity did not identify a significant number of prepayment penalties for nonconformity to state guidelines. Some loans were originated by federally chartered lenders that took advantage of the preemptive authority of DIDMCA and AMTPA. Under these circumstances, the prepayment penalty provision was considered exempt from any state statutory limitations. If a loan was not exempt due to a preemption claim, it was Client practice to lower the prepayment penalty to the statutory limit.

<sup>13</sup> Each of these were not tested to exceed state APR and/or points and fees thresholds, but rather could not be definitively tested due to lack of documentation in the loan files regarding discount points.

<sup>14</sup> These are included in the pool based on the mitigating factors (namely seasoning and performance).

<sup>15</sup> This is the total number of items and not total number of loans.

<sup>16</sup> On the eighty (80) Infinity is noting the TILA violation, itself. These refer to under disclosures and missing TILA documents. Infinity was not referring to the other RESPA related documents, GFE, Mortgage Disclosures, Affiliated Business Disclosure, Initial Escrow Statement, and Servicing Transfer Statement. There were some loans that failed both for Under Disclosed fees and points and APR.

27 \| Page

## Exhibit 99.5

**Exhibit 99.5 Schedule 1**

**Data Compare**

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Redacted ID** | **Loan Number** | **Loan Number 2** | **Field** | **Loan Value** | **Tape Value** | **Variance** | **Variance %** | **Comment** | **Tape Source** |
| 5Q6M7RRZOQB | xx | xx | Age of Loan | 9 | 13 | -4 | -30.76923% | Age of Loan is 9. | Initial |
| 5Q6M7RRZOQB | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| 5Q6M7RRZOQB | xx | xx | Payment History String | 00000000000000 | 0000000012 |  |  | 00000000000000 | Initial |
| G2DPQLREDK5 | xx | xx | Age of Loan | 7 | 9 | -2 | -22.22222% | Age of loan is 7. | Initial |
| G2DPQLREDK5 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable | Initial |
| G2DPQLREDK5 | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | -3 (Days) |  | Original note doc date is xx/xx/2024. | Initial |
| G2DPQLREDK5 | xx | xx | Payment History String | 0000000000 | 0000000 |  |  | Payment history string is not applicable | Initial |
| G2DPQLREDK5 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.12853% | Sales price is xx. | Initial |
| OQJVIQG8OU7 | xx | xx | Age of Loan | 11 | 15 | -4 | -26.66666% | Age of loan is 11. | Initial |
| OQJVIQG8OU7 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| OQJVIQG8OU7 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.40000% | xx | Initial |
| OQJVIQG8OU7 | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | -4 (Days) |  | Original note doc date is xx/xx/2024. | Initial |
| OQJVIQG8OU7 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.40000% | xx | Initial |
| OQJVIQG8OU7 | xx | xx | Payment History String | 00000000000000000 | 0010010012 |  |  | Payment History String is Not Applicable. | Initial |
| OQJVIQG8OU7 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales price (HUD-1 Line 101) is not applicable. | Initial |
| P0RQRGP4JMK | xx | xx | Age of Loan | 2 | 4 | -2 | -50.00000% | Age of loan is 2. | Initial |
| P0RQRGP4JMK | xx | xx | Borrower DTI Ratio Percent | 44.774% | 44.773% | 0.001% | 0.00100% | Borrower DTI Ratio percent is 44.774% | Initial |
| P0RQRGP4JMK | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable | Initial |
| P0RQRGP4JMK | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -2 (Days) |  | Original note doc date is xx/xx/2025. | Initial |
| P0RQRGP4JMK | xx | xx | Payment History String | 00000 | 00 |  |  | Payment history string is not applicable | Initial |
| P0RQRGP4JMK | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -1.76211% | Sales price is xx. | Initial |
| 1FLGRF0YIIE | xx | xx | Cash To Borrower (HUD-1 Line 303) | XXXX | XXXX | XXXX | 2.53156% | Loan is Refinance The final CD shows Cash from Borrower in the amount of xx. | Initial |
| 1FLGRF0YIIE | xx | xx | Debt Service Coverage Ratio (DSCR) | 0.91 | 0.95 | -0.04 | -4.21052% | Net operating income is xx and annual payments (Debt Service) are xx and the debt service cover ratio (DSCR) is 0.91. | Initial |
| 1FLGRF0YIIE | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2025 |  |  |  | Initial |
| 1FLGRF0YIIE | xx | xx | Payment History String | 12102110 | 1102100XXXXX |  |  |  | Initial |
| 1FLGRF0YIIE | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Loan is Refinance.The final CD shows Cash from Borrower. | Initial |
| GK4DGU2LHW6 | xx | xx | Borrower First Name | Not Applicable | xx |  |  |  | Initial |
| GK4DGU2LHW6 | xx | xx | Borrower Last Name | xx | xx |  |  |  | Initial |
| GK4DGU2LHW6 | xx | xx | Cash To Borrower (HUD-1 Line 303) | XXXX | XXXX | XXXX | -200.00000% | Cash to borrower xx | Initial |
| GK4DGU2LHW6 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2025 |  |  | Interest paid through date is NA | Initial |
| GK4DGU2LHW6 | xx | xx | Original Appraised Value | xx | xx | xx | 7.50000% | Appraised value is xx | Initial |
| GK4DGU2LHW6 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -5.58100% | xx | Initial |
| GK4DGU2LHW6 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -5.58100% | xx | Initial |
| GK4DGU2LHW6 | xx | xx | Payment History String | 10111111 | 0111111XXXXX |  |  | Payment string is 011121111 | Initial |
| GK4DGU2LHW6 | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Purpose of refinance is change in Rate term | Initial |
| QER6IJ6OSSE | xx | xx | Borrower DTI Ratio Percent | 49.212% | 48.653% | 0.559% | 0.55900% | Borrower DTI ratio Percent is Unavailable. | Initial |
| QER6IJ6OSSE | xx | xx | Does Lender G/L Require MI? | Not Applicable | No |  |  | Does Lender G/L Require MI? is Unavailable. | Initial |
| QER6IJ6OSSE | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | -7 (Days) |  | Original Note Doc Date is xx/xx/2024. | Initial |
| QER6IJ6OSSE | xx | xx | Payment History String | 0000000000 | 000000000000 |  |  | Payment History String is 000000000 | Initial |
| QER6IJ6OSSE | xx | xx | Property City | xx | xx |  |  | Property City is xx | Initial |
| 0H08NFZNLX3 | xx | xx | Borrower DTI Ratio Percent | 17.039% | 26.590% | -9.551% | -9.55100% | As per 1008 DTI is 14.06%. | Initial |
| 0H08NFZNLX3 | xx | xx | Cash To Borrower (HUD-1 Line 303) | XXXX | XXXX | XXXX | -199.72572% | cash to borrower xx | Initial |
| 0H08NFZNLX3 | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2025 | -205 (Days) |  | NA | Initial |
| 0H08NFZNLX3 | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -58 (Days) |  | As per note document note date is xx/xx/2025. | Initial |
| 0H08NFZNLX3 | xx | xx | Payment History String | 00000100 | 001XXXXXXXX |  |  | payment history string 00000000 | Initial |
| CSC36SVLONU | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00600% | xx | Initial |
| CSC36SVLONU | xx | xx | Payment History String | 000000000000000000000000 | 000000000000000000BBBBBB |  |  | N/A. | Initial |
| CSC36SVLONU | xx | xx | Property Address Street | xx | xx |  |  | Tape shows Property Address as xx. Note shows xx. | Initial |
| CSC36SVLONU | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | Limited Cash Out (GSE definition) |  |  | Tape shows Refinance type as Limited Cash out. Loan audit shows xx. | Initial |
| 3QJT5TJQ7K9 | xx | xx | Age of Loan | 58 | 60 | -2 | -3.33333% | As per loan documents. | Initial |
| 3QJT5TJQ7K9 | xx | xx | Borrower DTI Ratio Percent | 22.639% | 56.703% | -34.064% | -34.06400% | As per loan documents. | Initial |
| 3QJT5TJQ7K9 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| 3QJT5TJQ7K9 | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| TRY71JXSHL3 | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| TRY71JXSHL3 | xx | xx | Is REO Active? | Not Applicable | No |  |  | N/A. | Initial |
| TRY71JXSHL3 | xx | xx | Payment History String | 0 | 00XXXXXXXXXX |  |  | N/A. | Initial |
| M02IHSQI4G1 | xx | xx | Borrower #2 First Name | xx | xx |  |  | As per loan documents. | Initial |
| M02IHSQI4G1 | xx | xx | Borrower DTI Ratio Percent | 49.354% | 51.120% | -1.766% | -1.76600% | As per loan documents. | Initial |
| M02IHSQI4G1 | xx | xx | Borrower First Name | xx | xx |  |  | As per loan documents. | Initial |
| M02IHSQI4G1 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| M02IHSQI4G1 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA. | Initial |
| M02IHSQI4G1 | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -3 (Days) |  | As per loan documents. | Initial |
| TT8PC6P71ZQ | xx | xx | Borrower First Name | xx | xx |  |  | Borrower first name is xx. | Initial |
| TT8PC6P71ZQ | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| TT8PC6P71ZQ | xx | xx | Payment History String | 000000100001000000000000 | 000001000010 |  |  |  | Initial |
| BSHG7BK8C1L | xx | xx | Borrower First Name | xx | xx |  |  | BWR first name xx | Initial |
| BSHG7BK8C1L | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| BSHG7BK8C1L | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment History String: 000000000000000000000000 | Initial |
| BSHG7BK8C1L | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | Purpose of refinance per HUD Limited cash out | Initial |
| 9RCZKNDRU78 | xx | xx | Borrower First Name | xx | xx |  |  | BWR first name is xx. | Initial |
| 9RCZKNDRU78 | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| 9RCZKNDRU78 | xx | xx | First Pay Change Date | xx/xx/2031 | xx/xx/2031 | 30 (Days) |  | First pay change date is xx/xx/2031. | Initial |
| 9RCZKNDRU78 | xx | xx | First Rate Change Date | xx/xx/2031 | xx/xx/1900 | 47934 (Days) |  | First rate change date xx/xx/2031. | Initial |
| 9RCZKNDRU78 | xx | xx | Next Rate Change Date | xx/xx/2031 | xx/xx/2031 | -30 (Days) |  | Next change rate is xx/xx/2031. | Initial |
| 9RCZKNDRU78 | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | N/A. | Initial |
| 1X3ASF6XZIP | xx | xx | Borrower DTI Ratio Percent | 38.177% | 38.533% | -0.356% | -0.35600% | Tape shows 38.533% but audit value shows xx.177%. | Initial |
| 1X3ASF6XZIP | xx | xx | Borrower First Name | xx | xx |  |  | Tape shows xx but audit value shows xx. | Initial |
| 1X3ASF6XZIP | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| 1X3ASF6XZIP | xx | xx | Housing Ratio per U/W (Initial Rate) | 37.673% | 38.029% | -0.356% | -0.35600% | Tape shows 38.029% but audit value shows xx.673%. | Initial |
| 1X3ASF6XZIP | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  |  | Initial |
| D5CI2E1BZ11 | xx | xx | Borrower DTI Ratio Percent | 41.478% | 40.444% | 1.034% | 1.03400% | BWR DTI ratio per 41.47% | Initial |
| D5CI2E1BZ11 | xx | xx | Borrower First Name | xx | xx |  |  | BWR first name xx | Initial |
| D5CI2E1BZ11 | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| D5CI2E1BZ11 | xx | xx | Housing Ratio per U/W (Initial Rate) | 39.843% | 38.777% | 1.066% | 1.06600% | Housing ratio per U/W 39.84% | Initial |
| D5CI2E1BZ11 | xx | xx | Payment History String | 000000002111111111010000 | 00000002111D |  |  |  | Initial |
| LB2TSPG9RL9 | xx | xx | Borrower DTI Ratio Percent | 48.540% | 48.365% | 0.175% | 0.17500% | Borrower DTI Ratio Percent is 33.574% | Initial |
| LB2TSPG9RL9 | xx | xx | Borrower First Name | xx | xx |  |  | Borrower First Name is xx | Initial |
| LB2TSPG9RL9 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| LB2TSPG9RL9 | xx | xx | Housing Ratio per U/W (Initial Rate) | 7.593% | 22.187% | -14.594% | -14.59400% | Housing Ratio per U/W is 7.770% | Initial |
| LB2TSPG9RL9 | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | PH string is 000000000000000000000000. | Initial |
| P5SMAU23M51 | xx | xx | Borrower First Name | xx | xx |  |  | Tape shows BWR First Name as xx. Note shows xx. | Initial |
| P5SMAU23M51 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows Current value as xx. Loan Audit shows xx. | Initial |
| P5SMAU23M51 | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment History String is 000000000000000000000000 | Initial |
| 4BOYP92XAGK | xx | xx | Borrower #2 Last Name | xx | xx |  |  | Borrower #2 last name is xx. | Initial |
| 4BOYP92XAGK | xx | xx | Borrower DTI Ratio Percent | 40.688% | 38.655% | 2.033% | 2.03300% | Borrower DTI ratio percent is 40.688%. | Initial |
| 4BOYP92XAGK | xx | xx | Borrower First Name | xx | xx |  |  | Borrower first name is xx. | Initial |
| 4BOYP92XAGK | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| 4BOYP92XAGK | xx | xx | Housing Ratio per U/W (Initial Rate) | 39.236% | 37.203% | 2.033% | 2.03300% | Housing ratio per U/W (Initial Rate) is 39.236%. | Initial |
| 4BOYP92XAGK | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment history string is NA. | Initial |
| ZW6AWYGB0WY | xx | xx | Borrower First Name | xx | xx |  |  | Borrower first name is xx. | Initial |
| ZW6AWYGB0WY | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA, | Initial |
| ZW6AWYGB0WY | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment history string is NA. | Initial |
| ZW6AWYGB0WY | xx | xx | Purpose of Refinance Per HUD-1 | Cash Out - Other | Change in Rate/Term |  |  | Purposes of refinance per HUD-1 is Cash Out-Other. | Initial |
| ZW6AWYGB0WY | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | Purpose of transaction per HUD-1 is Cash Out. | Initial |
| SKETXOHC3IZ | xx | xx | Borrower First Name | xx | xx |  |  | Borrower first name is xx. | Initial |
| SKETXOHC3IZ | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| SKETXOHC3IZ | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment history string is 000000000000000000000000. | Initial |
| VXVKIV32W0J | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value is Not Applicable | Initial |
| VXVKIV32W0J | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment History String is 000000000000000000 | Initial |
| SDS0DOROVYT | xx | xx | Borrower DTI Ratio Percent | 48.810% | 48.812% | -0.002% | -0.00200% | Borrower DTI Percent is 48.199% | Initial |
| SDS0DOROVYT | xx | xx | Borrower First Name | xx | xx |  |  | Borrower First Name is xx | Initial |
| SDS0DOROVYT | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicblae | Initial |
| SDS0DOROVYT | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  |  | Initial |
| SDS0DOROVYT | xx | xx | Housing Ratio per U/W (Initial Rate) | 18.778% | 18.779% | -0.001% | -0.00100% |  | Initial |
| SDS0DOROVYT | xx | xx | Loan Amortization Type | Unavailable | Fixed |  |  |  | Initial |
| SDS0DOROVYT | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment History String is 00000000000 | Initial |
| SDS0DOROVYT | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Cash Out - Other |  |  | Purpose of refinance is Limited Cash Out | Initial |
| SDS0DOROVYT | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out |  |  |  | Initial |
| SDS0DOROVYT | xx | xx | Stated Maturity Date | Unavailable | xx/xx/2052 |  |  |  | Initial |
| SF18L7OAASD | xx | xx | Borrower DTI Ratio Percent | 31.931% | 31.986% | -0.055% | -0.05500% | BWR DTI ratio percent 31.93% | Initial |
| SF18L7OAASD | xx | xx | Borrower First Name | xx | xx |  |  | BWR first name xx | Initial |
| SF18L7OAASD | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| SF18L7OAASD | xx | xx | Housing Ratio per U/W (Initial Rate) | 30.865% | 30.920% | -0.055% | -0.05500% | Housing ratio per U/W 30.865% | Initial |
| SF18L7OAASD | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -41.83000% | xx | Initial |
| SF18L7OAASD | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment History String: 000000000000000000000000 | Initial |
| SF18L7OAASD | xx | xx | Subject Property Type | Mid Rise Condo (5-8 Stories) | Low Rise Condo (1-4 Stories) |  |  |  | Initial |
| U0UW478QG6L | xx | xx | Current Value | Not Applicable | XXXX |  |  | Supporting documents are missing. | Initial |
| U0UW478QG6L | xx | xx | Deferred Balance Amount | Unavailable | $931.67 |  |  |  | Initial |
| U0UW478QG6L | xx | xx | Doc Date of Last Modification | Unavailable | xx/xx/2025 |  |  | Doc Date of last Modification is Not Applicable | Initial |
| U0UW478QG6L | xx | xx | Loan Amortization Type | Unavailable | Fixed |  |  |  | Initial |
| U0UW478QG6L | xx | xx | Payment History String | 0000004443332100000000 | 000000D43232 |  |  | Payment History String is Not Applicable | Initial |
| U0UW478QG6L | xx | xx | Stated Maturity Date | Unavailable | xx/xx/2053 |  |  |  | Initial |
| Z3GHTUV8TXF | xx | xx | Borrower DTI Ratio Percent | 26.564% | 27.354% | -0.790% | -0.79000% | As per calculations BWR DTI ratio percent is 26.56% | Initial |
| Z3GHTUV8TXF | xx | xx | Borrower First Name | xx | xx |  |  | As per note doc BWR first name is xx | Initial |
| Z3GHTUV8TXF | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| Z3GHTUV8TXF | xx | xx | Housing Ratio per U/W (Initial Rate) | 26.564% | 27.354% | -0.790% | -0.79000% | As per calculations Housing ratio per U/W is 26.56%. | Initial |
| Z3GHTUV8TXF | xx | xx | Original Appraised Value | xx | xx | xx | -24.00000% | As per appraisal document appraised value is xx | Initial |
| Z3GHTUV8TXF | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment History String is Not Applicable | Initial |
| JY4QNJ3SGIK | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | Borrower #1 Middle Name is xx. | Initial |
| JY4QNJ3SGIK | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| JY4QNJ3SGIK | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active is Not Applicable. | Initial |
| JY4QNJ3SGIK | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.67200% | xx | Initial |
| JY4QNJ3SGIK | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.67200% | xx | Initial |
| JY4QNJ3SGIK | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | No Cash-Out |  |  | Purpose of Refinance per HUD-1 is Limited Cash Out. | Initial |
| QUEPMR3JNKE | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable | Initial |
| QUEPMR3JNKE | xx | xx | Original Appraised Value | xx | xx | xx | 1.75438% | Original appraised value is xx | Initial |
| QUEPMR3JNKE | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx | Initial |
| QUEPMR3JNKE | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -1.72413% | Sales price (HUD-1 line 101) audit value is xx | Initial |
| KEUNUD205I1 | xx | xx | Borrower DTI Ratio Percent | 36.232% | 36.230% | 0.002% | 0.00200% | As per loan documents. | Initial |
| KEUNUD205I1 | xx | xx | Current Occupancy | Occupied by Unknown Party | Rented out by Investor (Post-FC) |  |  | As per loan documents. | Initial |
| KEUNUD205I1 | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | As per loan documents. | Initial |
| KEUNUD205I1 | xx | xx | Original Appraisal Date | xx/xx/2013 | xx/xx/2013 | -101 (Days) |  | As per loan documents. | Initial |
| KEUNUD205I1 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.42100% | xx | Initial |
| KEUNUD205I1 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.42300% | xx | Initial |
| KEUNUD205I1 | xx | xx | Original Stated P&I | $417.73 | $415.03 | $2.70 | 0.65055% | As per loan documents. | Initial |
| KEUNUD205I1 | xx | xx | Payment History String | 011001101000000011100100 | 0000000000000001DDBBBBBB |  |  | As per loan documents. | Initial |
| KEUNUD205I1 | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| JIXG69FM8FK | xx | xx | Borrower First Name | xx | xx |  |  | Borrower first name is xx | Initial |
| JIXG69FM8FK | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable | Initial |
| JIXG69FM8FK | xx | xx | Housing Ratio per U/W (Initial Rate) | 29.512% | 29.513% | -0.001% | -0.00100% | Housing ratio is 29.512%. | Initial |
| JIXG69FM8FK | xx | xx | Is PMI Active? | Not Applicable | Yes |  |  | Is PMI Active is not applicable | Initial |
| 95J33NXROFD | xx | xx | Age of Loan | 30 | 37 | -7 | -18.91891% | Age of Loan is 30. | Initial |
| 95J33NXROFD | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | Borrower #1 Middle Name is xx. | Initial |
| 95J33NXROFD | xx | xx | Borrower First Name | xx | xx |  |  | Borrower First Name is xx. | Initial |
| 95J33NXROFD | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower Last Name is xx. | Initial |
| 95J33NXROFD | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| 95J33NXROFD | xx | xx | Original Appraised Value | xx | xx | xx | 3.72608% | Original Apprised Value is xx | Initial |
| 95J33NXROFD | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | -1.63022% | Original Balance (or Line Amount) is xx | Initial |
| 95J33NXROFD | xx | xx | Original Note Doc Date | xx/xx/2022 | xx/xx/2022 | -5 (Days) |  | Original Note Doc Date is xx/xx/2022. | Initial |
| 95J33NXROFD | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -3.14500% | xx | Initial |
| 95J33NXROFD | xx | xx | Original Stated P&I | $3615.28 | $3406.59 | $208.69 | 6.12606% | Original Stated P&I is xx. | Initial |
| 95J33NXROFD | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| 95J33NXROFD | xx | xx | Stated Maturity Date | xx/xx/2064 | xx/xx/2052 | 4109 (Days) |  |  | Initial |
| 95J33NXROFD | xx | xx | Stated Remaining Term | 465 | 330 | 135 | 40.90909% |  | Initial |
| 4H1W1T492H9 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| 4H1W1T492H9 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable. | Initial |
| 4H1W1T492H9 | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | -3 (Days) |  | Original Note Doc Date is xx/xx/2024. | Initial |
| FHGK5EBOZOC | xx | xx | Borrower DTI Ratio Percent | 25.787% | 25.481% | 0.306% | 0.30600% | Tape shows DTI as 25.48%. Loan Audit shows xx.78%. | Initial |
| FHGK5EBOZOC | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows Current value as xx. Loan Audit shows xx. | Initial |
| FHGK5EBOZOC | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Not required. | Initial |
| FHGK5EBOZOC | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| H5X04M53PKS | xx | xx | Current Legal Status | Collections | Performing |  |  | Current Legal Status is Collections. | Initial |
| H5X04M53PKS | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| H5X04M53PKS | xx | xx | Is PMI Active? | No | Yes |  |  |  | Initial |
| H5X04M53PKS | xx | xx | Payment History String | 10000000000001 | 000000000000 |  |  | Payment History String is Not Applicable. | Initial |
| H5X04M53PKS | xx | xx | Stated Remaining Term | 346 | 360 | -14 | -3.88888% | Stated Remaining Term is 346. | Initial |
| UWRWM7MO3J6 | xx | xx | B1 Self-Employed? | Unavailable | No |  |  |  | Initial |
| UWRWM7MO3J6 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| UWRWM7MO3J6 | xx | xx | Original Stated P&I | $6517.54 | $5194.67 | $1322.87 | 25.46591% | Tape shows xx but audit value shows xx. | Initial |
| UWRWM7MO3J6 | xx | xx | Payment History String | 0210 | C63C |  |  |  | Initial |
| UWRWM7MO3J6 | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2045 | 3652 (Days) |  | Tape shows xx/xx/2045 but audit value shows xx. | Initial |
| LV9QQH7JV1W | xx | xx | Borrower #1 Middle Name | Not Applicable | xx |  |  | NA. | Initial |
| LV9QQH7JV1W | xx | xx | Borrower DTI Ratio Percent | 23.875% | 23.810% | 0.065% | 0.06500% | Tape shows the borrower DTI Ratio Percent data provided is 23.810%, but the audit value is xx.946%. | Initial |
| LV9QQH7JV1W | xx | xx | Borrower First Name | Not Applicable | xx |  |  | NA. | Initial |
| LV9QQH7JV1W | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower last name is xx, a xx | Initial |
| LV9QQH7JV1W | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| LV9QQH7JV1W | xx | xx | Payment History String | 0011 | C33 |  |  |  | Initial |
| LV9QQH7JV1W | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| HOO0G5UNKKQ | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable. | Initial |
| HOO0G5UNKKQ | xx | xx | Debt Service Coverage Ratio (DSCR) | 1.73 | 1.17 | 0.56 | 47.86324% | As per loan documents. | Initial |
| HOO0G5UNKKQ | xx | xx | Original Stated P&I | $2805.36 | $2175.22 | $630.14 | 28.96902% | Original stated P&I is xx. | Initial |
| HOO0G5UNKKQ | xx | xx | Payment History String | 000011000 | CCC33CCC |  |  | As per loan documents. | Initial |
| HOO0G5UNKKQ | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2045 | 3652 (Days) |  | Stated maturity date is xx/xx/2055. | Initial |
| HOO0G5UNKKQ | xx | xx | Subject Property Type | High Rise Condo (>=9 Stories) | Low Rise Condo (1-4 Stories) |  |  | Subject property type is high rise condo (>=9 stories) | Initial |
| T83ZW2724RR | xx | xx | B1 Self-Employed? | Unavailable | No |  |  | B1 Self employed is unavailable. | Initial |
| T83ZW2724RR | xx | xx | Borrower First Name | Not Applicable | xx |  |  | Borrower first name is not applicable. | Initial |
| T83ZW2724RR | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower last name is xx. | Initial |
| T83ZW2724RR | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2025 | -153 (Days) |  | Tape data shows Interest paid through date as xx/xx/2025, but audit value shows xx. | Initial |
| T83ZW2724RR | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00200% | xx | Initial |
| T83ZW2724RR | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00200% | xx | Initial |
| T83ZW2724RR | xx | xx | Payment History String | 00001 | CCC3 |  |  | Payment history string is not applicable. | Initial |
| T83ZW2724RR | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | Tape shows purpose of refinance per HUD-1 is change in rate/term, but audit value shows xx. | Initial |
| LWS1ICEN4YQ | xx | xx | B1 Self-Employed? | Unavailable | No |  |  |  | Initial |
| LWS1ICEN4YQ | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| LWS1ICEN4YQ | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2025 | -122 (Days) |  | Interest Paid Through Date is xx/xx/2025. | Initial |
| LWS1ICEN4YQ | xx | xx | Payment History String | 3221 | 9C63 |  |  | Payment History String is Not Applicable. | Initial |
| LU9H69G6REN | xx | xx | Borrower DTI Ratio Percent | 46.142% | 55.000% | -8.858% | -8.85800% | Borrower DTI Ratio percent is 46.142%. | Initial |
| LU9H69G6REN | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| LU9H69G6REN | xx | xx | Housing Ratio per U/W (Initial Rate) | 39.596% | 55.000% | -15.404% | -15.40400% | Housing Ratio per U/W is 39.596%. | Initial |
| LU9H69G6REN | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| LU9H69G6REN | xx | xx | Original Appraisal Date | xx/xx/2025 | xx/xx/2025 | -3 (Days) |  | Original Appraisal Date is xx/xx/2025. | Initial |
| LU9H69G6REN | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.40000% | xx | Initial |
| LU9H69G6REN | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.40000% | xx | Initial |
| R2CNOS19QDH | xx | xx | Borrower DTI Ratio Percent | 71.157% | 102.685% | -31.528% | -31.52800% |  | Initial |
| R2CNOS19QDH | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicblae | Initial |
| R2CNOS19QDH | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -7399.95300% | xx | Initial |
| CK57O176SPL | xx | xx | Balloon Indicator | Yes | No |  |  | As per the document balloon indicator is yes but tape shows xx. | Initial |
| CK57O176SPL | xx | xx | Current Value | Not Applicable | XXXX |  |  | As per the document current value is not applicable but tape shows as xx. | Initial |
| CK57O176SPL | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Did a Mod Change Note Terms? is Yes | Initial |
| CK57O176SPL | xx | xx | Is PMI Active? | Not Applicable | No |  |  | As per the document Is PMI active is not applicable but tape shows xx. | Initial |
| CK57O176SPL | xx | xx | Is REO Active? | Not Applicable | No |  |  | As per the document Is REO active is not applicable but tape shows xx. | Initial |
| CK57O176SPL | xx | xx | Payment History String | 1000000000000001121MMMMM | X22232323011223443412110 |  |  | Payment History string is | Initial |
| OFBB6N9OQD8 | xx | xx | Borrower #2 First Name | xx | xx |  |  | Borrower # 2 first name is xx. | Initial |
| OFBB6N9OQD8 | xx | xx | Borrower #2 Middle Name | xx | xx |  |  | Borrower # 2 middle name is xx. | Initial |
| OFBB6N9OQD8 | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value is not applicable. tape shows xx. | Initial |
| OFBB6N9OQD8 | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| OFBB6N9OQD8 | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  |  | Initial |
| OFBB6N9OQD8 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | is PMI Active is not applicable. tape shows no. | Initial |
| OFBB6N9OQD8 | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | neg, amort potential? is not applicable. Tape shows No. | Initial |
| OFBB6N9OQD8 | xx | xx | Payment History String | 000000000000000000000000 | 000000011000000000000000 |  |  |  | Initial |
| OFBB6N9OQD8 | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| YKN5D1NPKUX | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows the Current Value xx, but the audit value shows xx. | Initial |
| YKN5D1NPKUX | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Did a Modification change note terms? is yes | Initial |
| YKN5D1NPKUX | xx | xx | Escrow Account Indicator | No | Yes |  |  | Escrow Account Indicator is no | Initial |
| YKN5D1NPKUX | xx | xx | Is REO Active? | Not Applicable | No |  |  | Tape shows the REO Active No, but the audit value shows xx. | Initial |
| YKN5D1NPKUX | xx | xx | Loan Amortization Type | Unavailable | Fixed |  |  | Loan Amortization Typr is Unavible | Initial |
| YKN5D1NPKUX | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | Neg Amort Potential? is Not Applicable | Initial |
| YKN5D1NPKUX | xx | xx | Payment History String | 001110011010100001010122 | X22212212000111222200100 |  |  | Tape shows the Payment History String 222, but the audit value shows xx. | Initial |
| YKN5D1NPKUX | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Purchase |  |  | Purpose of transaction pe hud-1 is cash out | Initial |
| YKN5D1NPKUX | xx | xx | Purpose Per Application | Refinance | Purchase |  |  | Purpose per application | Initial |
| YKN5D1NPKUX | xx | xx | Stated Maturity Date | Unavailable | xx/xx/2035 |  |  | Stated Maturity Date is UnVAIBLE | Initial |
| YKN5D1NPKUX | xx | xx | Stated Remaining Term | 111 | 117 | -6 | -5.12820% | Stated Remainig term is 111 | Initial |
| 0K2LRTWL8CT | xx | xx | Current Legal Status | Performing | Collections, 60-119 Days |  |  | Current legal status is performing | Initial |
| 0K2LRTWL8CT | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value NA | Initial |
| 0K2LRTWL8CT | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Currently in Foreclosure is Yes | Initial |
| 0K2LRTWL8CT | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Did a Modification Change Note Term is Yes | Initial |
| 0K2LRTWL8CT | xx | xx | Is PMI Active? | Not Applicable | No |  |  | PMI NA | Initial |
| 0K2LRTWL8CT | xx | xx | Payment History String | 0043210101010101004321MM | X12344440123401230124001 |  |  | Payment history string is 0432110101010MMMMM | Initial |
| 0K2LRTWL8CT | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Cash Out - Other |  |  |  | Initial |
| 0K2LRTWL8CT | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out |  |  |  | Initial |
| SJZHRQI22YH | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Tape shows the Did a Modification Change Note Terms No, but the audit value shows xx. | Initial |
| SJZHRQI22YH | xx | xx | Escrow Account Indicator | No | Yes |  |  | Escrow Account Indicator is No | Initial |
| SJZHRQI22YH | xx | xx | First Payment Date | xx/xx/2005 | xx/xx/2005 | -14 (Days) |  | First Payment Date is xx/xx/2005 | Initial |
| SJZHRQI22YH | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows the PMI Active No, but the audit value shows xx. | Initial |
| SJZHRQI22YH | xx | xx | Is REO Active? | Not Applicable | No |  |  | Tape shows the REO Active No, but the audit value shows xx. | Initial |
| SJZHRQI22YH | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | Not Applicable | Initial |
| SJZHRQI22YH | xx | xx | Original Stated Rate | 8.09160% | 8.27000% | -0.17840% | -0.17840% | Tape shows the original stated rate of 8.27000%, but the audit value shows xx.50000%. | Initial |
| SJZHRQI22YH | xx | xx | Payment History String | 100000000100000000MMMMMM | X00000000000000000000000 |  |  | Payment History String is 1100000000100000000MMMMM | Initial |
| DTAJ3FITC9C | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Did a Modification Change Note Term is Yes | Initial |
| DTAJ3FITC9C | xx | xx | Escrow Account Indicator | No | Yes |  |  | Escrow Account Indicator is No | Initial |
| DTAJ3FITC9C | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active is Not Applicable | Initial |
| DTAJ3FITC9C | xx | xx | Is REO Active? | Not Applicable | No |  |  | Is REO Active? is Not Applicable | Initial |
| DTAJ3FITC9C | xx | xx | Payment History String | 0000000021100000000MMMMM | X00001200000000000000000 |  |  | Payment History String is 0000000021100000000MMMMM | Initial |
| DTAJ3FITC9C | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| 7RZG29A4WLK | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Yes. | Initial |
| 7RZG29A4WLK | xx | xx | Current Value | XXXX | XXXX | XXXX | -29.94186% | Tape shows Current value is xx but audit value is given as XXXX | Initial |
| 7RZG29A4WLK | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| 7RZG29A4WLK | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Yes. | Initial |
| 7RZG29A4WLK | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows Is PMI Active? as no but audit value shows xx | Initial |
| 7RZG29A4WLK | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | Tape shows Neg. Amort Potential? as No, but audit value shows xx. | Initial |
| 7RZG29A4WLK | xx | xx | Payment History String | 1101001001000200000321MM | X44444410000000011100123 |  |  | Payment History string 11010010010002000000321MM. | Initial |
| U0N5XOSOT17 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Bankruptcy (Post-Loan Origination) is Yes. | Initial |
| U0N5XOSOT17 | xx | xx | Current Legal Status | Collections | Collections, < 60 Days |  |  | Current legal status is Collections. | Initial |
| U0N5XOSOT17 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| U0N5XOSOT17 | xx | xx | Deferred Balance Amount | Not Applicable | $1083.56 |  |  | Deferred balance amount is NA. | Initial |
| U0N5XOSOT17 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active is NA. | Initial |
| U0N5XOSOT17 | xx | xx | Is REO Active? | Not Applicable | No |  |  | Is REO active is NA. | Initial |
| U0N5XOSOT17 | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | Neg. amort potential is NA. | Initial |
| U0N5XOSOT17 | xx | xx | Original Stated P&I | $436.44 | $436.43 | $0.01 | 0.00229% | Original stated P&I xx. | Initial |
| U0N5XOSOT17 | xx | xx | Payment History String | 22221111111111223MMMMMMM | X33333222222222222223222 |  |  | Payment history string is 222211111112222222MMMMM. | Initial |
| U0N5XOSOT17 | xx | xx | Stated Maturity Date | xx/xx/2036 | xx/xx/2037 | -243 (Days) |  | Stated maturity date is xx/xx/2036. | Initial |
| U0N5XOSOT17 | xx | xx | Stated Remaining Term | 132 | 140 | -8 | -5.71428% | Stated remaining term is 132. | Initial |
| QJA72WSXH7I | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  |  | Initial |
| QJA72WSXH7I | xx | xx | Current Value | Not Applicable | XXXX |  |  | Appraisal document is missing from the loan file. | Initial |
| QJA72WSXH7I | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| QJA72WSXH7I | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Yes | Initial |
| QJA72WSXH7I | xx | xx | Is REO Active? | Yes | No |  |  |  | Initial |
| QJA72WSXH7I | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  |  | Initial |
| QJA72WSXH7I | xx | xx | Payment History String | 021102100432210003212111 | X11112100012211001112300 |  |  | payment history string 021102100432210003212111 | Initial |
| S8UVV2DCAG9 | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Tape shows Did a Modification Change Note Terms No, but the audit value shows xx. | Initial |
| S8UVV2DCAG9 | xx | xx | Is REO Active? | Not Applicable | No |  |  | Tape shows the REO Active No, but the audit value shows xx. | Initial |
| S8UVV2DCAG9 | xx | xx | Loan Amortization Type | Unavailable | Fixed |  |  |  | Initial |
| S8UVV2DCAG9 | xx | xx | Payment History String | 000000000000000000000000 | X11000000000000000000000 |  |  | Tape shows the Payment History String X11, but the audit value shows xx. | Initial |
| S8UVV2DCAG9 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Purchase |  |  | Tape shows the Purpose of Transaction per HUD-1 Purchase, but the audit value shows xx. | Initial |
| S8UVV2DCAG9 | xx | xx | Purpose Per Application | Refinance | Purchase |  |  | Tape shows the Purpose of Application Purchase, but the audit value shows xx. | Initial |
| S8UVV2DCAG9 | xx | xx | Stated Maturity Date | Unavailable | xx/xx/2050 |  |  |  | Initial |
| S8UVV2DCAG9 | xx | xx | Stated Remaining Term | 122 | 300 | -178 | -59.33333% | Tape shows the Stated Remaining Term 300, but the audit value shows xx. | Initial |
| BP2KA9SC345 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| BP2KA9SC345 | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  |  | Initial |
| BP2KA9SC345 | xx | xx | Escrow Account Indicator | Unavailable | Yes |  |  | NA | Initial |
| BP2KA9SC345 | xx | xx | First Payment Date | xx/xx/1998 | xx/xx/1998 | 17 (Days) |  | First payment date is xx/xx/1998. | Initial |
| BP2KA9SC345 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA | Initial |
| BP2KA9SC345 | xx | xx | Is REO Active? | Not Applicable | No |  |  |  | Initial |
| BP2KA9SC345 | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | NA | Initial |
| BP2KA9SC345 | xx | xx | Original Stated Rate | 7.85000% | 8.69000% | -0.84000% | -0.84000% | Original state rate is 7.85000%. | Initial |
| BP2KA9SC345 | xx | xx | Payment History String | 1000000000000000011MMMMM | X20011122112011120001100 |  |  |  | Initial |
| BP2KA9SC345 | xx | xx | Stated Maturity Date | xx/xx/2037 | xx/xx/2037 | 14 (Days) |  | Stated maturity date is xx/xx/2037. | Initial |
| BP2KA9SC345 | xx | xx | Stated Remaining Term | 144 | 143 | 1 | 0.69930% | Stated remaining term is 144. | Initial |
| JI9PYN88FLQ | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| JI9PYN88FLQ | xx | xx | Escrow Account Indicator | No | Yes |  |  | Tape shows the escrow account indicator data provided is Yes, the other audit value is xx. | Initial |
| JI9PYN88FLQ | xx | xx | First Payment Date | xx/xx/2006 | xx/xx/2006 | 30 (Days) |  | Tape shows the first payment date data provided is xx/xx/2006. The other audit value is xx. | Initial |
| JI9PYN88FLQ | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active is Not Applicable | Initial |
| JI9PYN88FLQ | xx | xx | Is REO Active? | Not Applicable | No |  |  | NA. | Initial |
| JI9PYN88FLQ | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | NA. | Initial |
| JI9PYN88FLQ | xx | xx | Payment History String | 10011222221100010MMMMMMM | X11111111111111111000010 |  |  | NA. | Initial |
| JI9PYN88FLQ | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | Cash Out - Other |  |  | Tape shows the purpose of refinance per HUD-1 data provided is cash out; other audit value is xx. | Initial |
| JI9PYN88FLQ | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out |  |  | Tape shows the purpose of the transaction per HUD-1. The data provided is cash out; the audit value is xx. | Initial |
| QYNC6ENZYA0 | xx | xx | Balloon Indicator | Yes | No |  |  | Balloon Indicator is yes. | Initial |
| QYNC6ENZYA0 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| QYNC6ENZYA0 | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Yes. | Initial |
| QYNC6ENZYA0 | xx | xx | Escrow Account Indicator | Unavailable | Yes |  |  | Escrow account Indicator is Unavailable. | Initial |
| QYNC6ENZYA0 | xx | xx | First Payment Date | xx/xx/2007 | xx/xx/2007 | -46 (Days) |  | first payment date is xx/xx/2007. | Initial |
| QYNC6ENZYA0 | xx | xx | Is REO Active? | Not Applicable | No |  |  | N/A. | Initial |
| QYNC6ENZYA0 | xx | xx | Loan Original Maturity Term Months | 13 | 12 | 1 | 8.33333% | Loan Original maturity Term months is 12. | Initial |
| QYNC6ENZYA0 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.00100% | xx | Initial |
| QYNC6ENZYA0 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00100% | xx | Initial |
| QYNC6ENZYA0 | xx | xx | Payment History String | 000000000000000000000000 | X00010100100000000000000 |  |  | payment history string 000000000000000000000000. | Initial |
| CEH9C9AFLS3 | xx | xx | Balloon Indicator | Unavailable | No |  |  | Balloon Indicator is Unavailable. | Initial |
| CEH9C9AFLS3 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Bankruptcy(post loan Origination)? is Yes | Initial |
| CEH9C9AFLS3 | xx | xx | Current Value | Unavailable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| CEH9C9AFLS3 | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Currently in Foreclosure? is Not applicable | Initial |
| CEH9C9AFLS3 | xx | xx | Escrow Account Indicator | Unavailable | No |  |  | Escrow Account indicator is Unavailable. | Initial |
| CEH9C9AFLS3 | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| CEH9C9AFLS3 | xx | xx | Lien Priority Type | First | Second |  |  | As per loan documents. | Initial |
| CEH9C9AFLS3 | xx | xx | Loan Original Maturity Term Months | 360 | 314 | 46 | 14.64968% | As per loan documents. | Initial |
| CEH9C9AFLS3 | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  |  | Initial |
| CEH9C9AFLS3 | xx | xx | Original Stated P&I | Unavailable | $1739.29 |  |  |  | Initial |
| CEH9C9AFLS3 | xx | xx | Payment History String | 000000000000000000000000 | X00000000000000000000000 |  |  |  | Initial |
| CEH9C9AFLS3 | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| CEH9C9AFLS3 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Purchase |  |  | As per loan documents. | Initial |
| CEH9C9AFLS3 | xx | xx | Purpose Per Application | Not Applicable | Purchase |  |  | Purpose Per Application is Not applicable. | Initial |
| CEH9C9AFLS3 | xx | xx | Subject Property Type | Single Family | 2 Family |  |  | As per loan documents. | Initial |
| L682SM3X6UT | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Yes. | Initial |
| L682SM3X6UT | xx | xx | Bankruptcy Filing Date | xx/xx/2018 | xx/xx/2011 | 2496 (Days) |  | xx/xx/2018 | Initial |
| L682SM3X6UT | xx | xx | Borrower First Name | xx | xx |  |  | BWR first name is xx | Initial |
| L682SM3X6UT | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| L682SM3X6UT | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| L682SM3X6UT | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Yes. | Initial |
| L682SM3X6UT | xx | xx | Escrow Account Indicator | No | Yes |  |  | No. | Initial |
| L682SM3X6UT | xx | xx | Is REO Active? | Not Applicable | No |  |  | N/A. | Initial |
| L682SM3X6UT | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | N/A. | Initial |
| L682SM3X6UT | xx | xx | Number Of Units | 3 | 1 | 2 | 200.00000% | Number of unit 3. | Initial |
| L682SM3X6UT | xx | xx | Payment History String | 111111111111111111111111 | X11111111111111111101111 |  |  | Payment history string 11111111111111111111111. | Initial |
| L682SM3X6UT | xx | xx | Purpose of Refinance Per HUD-1 | No Cash-Out | Change in Rate/Term |  |  | Purpose of transaction is cash out. | Initial |
| L682SM3X6UT | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | Cash out. | Initial |
| L682SM3X6UT | xx | xx | Subject Property Type | 3 Family | 2 Family |  |  | Subject property type 3 family. | Initial |
| A1QN1ANZMZT | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable. | Initial |
| A1QN1ANZMZT | xx | xx | Escrow Account Indicator | Unavailable | Yes |  |  | Escrow account indicator is unavailable. | Initial |
| A1QN1ANZMZT | xx | xx | Interest Only Period? | Yes | No |  |  | Interest only period is yes. | Initial |
| A1QN1ANZMZT | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active is not applicable. | Initial |
| A1QN1ANZMZT | xx | xx | Is REO Active? | Not Applicable | No |  |  | Is REO active is not applicable. | Initial |
| A1QN1ANZMZT | xx | xx | Original Stated P&I | $2022.44 | $1810.54 | $211.90 | 11.70369% | Original stated P&I is xx | Initial |
| A1QN1ANZMZT | xx | xx | Payment History String | 001111111000010002210004 | X44444444444444444012200 |  |  | payment history string is 001111111000010002210004. | Initial |
| A1QN1ANZMZT | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| A1QN1ANZMZT | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Purchase |  |  | Purpose of transaction per HUD-1 is refinance. | Initial |
| A1QN1ANZMZT | xx | xx | Purpose Per Application | Refinance | Purchase |  |  | Purpose per application is refinance. | Initial |
| 7HL4XW33NKW | xx | xx | Bankruptcy Filing Date | xx/xx/2024 | xx/xx/2024 | -98 (Days) |  | Bankruptcy Filing Date is xx/xx/2024. | Initial |
| 7HL4XW33NKW | xx | xx | Current Legal Status | Bankruptcy-Current | Collections, 60-119 Days |  |  | Current Legal Status is Bankruptcy-Current. | Initial |
| 7HL4XW33NKW | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is Not Applicable. | Initial |
| 7HL4XW33NKW | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Currently in Foreclosure? is Yes. | Initial |
| 7HL4XW33NKW | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Did a Modification Change Note Terms? is Yes. | Initial |
| 7HL4XW33NKW | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| 7HL4XW33NKW | xx | xx | Is REO Active? | Not Applicable | No |  |  | Is REO Active? is Not Applicable. | Initial |
| 7HL4XW33NKW | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | Neg. Amort Potential? is Not Applicable. | Initial |
| 7HL4XW33NKW | xx | xx | Payment History String | 444444443210000122102101 | 000000000000000000002210 |  |  | Payment History String is 444444443210000122102101. | Initial |
| 7HL4XW33NKW | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Purchase |  |  | Purpose of Transaction per HUD-1 is Refinance. | Initial |
| 7HL4XW33NKW | xx | xx | Purpose Per Application | Refinance | Purchase |  |  | Purpose of Application is Refinance. | Initial |
| V9BX6L44CJP | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | Borrower #1 middle name is xx. | Initial |
| V9BX6L44CJP | xx | xx | Current Value | Unavailable | XXXX |  |  | Current Value is Unavailable. | Initial |
| V9BX6L44CJP | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Currently in Foreclosure? is Yes. | Initial |
| V9BX6L44CJP | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Did a Modification Change Note Terms? is Yes. | Initial |
| V9BX6L44CJP | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active? is not applicable. | Initial |
| V9BX6L44CJP | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | Neg, amount potential? is not applicable. | Initial |
| V9BX6L44CJP | xx | xx | Payment History String | 000000001110000000000000 | X01010000000000000000000 |  |  | Payment History String is 000000001110000000000000. | Initial |
| V9BX6L44CJP | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Purchase |  |  | Purpose of Transaction per HUD-1 is Refinance. | Initial |
| V9BX6L44CJP | xx | xx | Purpose Per Application | Refinance | Purchase |  |  | Purpose of Application is Refinance. | Initial |
| 2132D71QJ8L | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | bankruptcy updated by loan auditor. | Initial |
| 2132D71QJ8L | xx | xx | Current Value | Not Applicable | XXXX |  |  | As per the document, the current value is not applicable, but the tape shows xx. | Initial |
| 2132D71QJ8L | xx | xx | First Payment Date | xx/xx/2007 | xx/xx/2007 | -31 (Days) |  |  | Initial |
| 2132D71QJ8L | xx | xx | Is PMI Active? | Not Applicable | No |  |  | As per the document, Is PMI active? is not applicable, but the tape shows xx. | Initial |
| 2132D71QJ8L | xx | xx | Is REO Active? | Not Applicable | No |  |  | REO active shows Not applicable. | Initial |
| 2132D71QJ8L | xx | xx | Payment History String | 000000000000000011000000 | 444444444444400000000110 |  |  | Payment history string updated by loan auditor. | Initial |
| RJV3YSQQ7VW | xx | xx | Balloon Indicator | Yes | No |  |  | Tape shows No but audit value shows xx. | Initial |
| RJV3YSQQ7VW | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | As per loan documents. | Initial |
| RJV3YSQQ7VW | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| RJV3YSQQ7VW | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | As per loan documents. | Initial |
| RJV3YSQQ7VW | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows No but audit value shows xx. | Initial |
| RJV3YSQQ7VW | xx | xx | Is REO Active? | Not Applicable | No |  |  | NA. | Initial |
| RJV3YSQQ7VW | xx | xx | Loan Amortization Type | Step | Fixed |  |  | As per loan documents. | Initial |
| RJV3YSQQ7VW | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | Tape shows No but audit value shows xx. | Initial |
| RJV3YSQQ7VW | xx | xx | Payment History String | 000000000000000000111211 | X00000000000000011200000 |  |  | As per loan documents. | Initial |
| RJV3YSQQ7VW | xx | xx | Property Address Street | xx | xx |  |  | Tape shows xx but audit value shows xx. | Initial |
| RJV3YSQQ7VW | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Purchase |  |  | Tape shows Purchase but audit value shows xx. | Initial |
| RJV3YSQQ7VW | xx | xx | Purpose Per Application | Refinance | Purchase |  |  | Tape shows Purchase but audit value shows xx. | Initial |
| L1QNUM3008C | xx | xx | Cash To Borrower (HUD-1 Line 303) | XXXX | XXXX | XXXX |  | Cash to borrower (HUD-1 Line 303) is NA. | Initial |
| L1QNUM3008C | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| L1QNUM3008C | xx | xx | Doc Date of Last Modification | xx/xx/2025 | xx/xx/2025 | -36 (Days) |  | Doc date of last modification is xx/xx/2025. | Initial |
| L1QNUM3008C | xx | xx | Escrow Account Indicator | Not Applicable | Yes |  |  | Escrow account indicator is NA. | Initial |
| L1QNUM3008C | xx | xx | First Payment Date | xx/xx/2000 | xx/xx/2005 | -1907 (Days) |  | Fist payment date is xx/xx/2000. | Initial |
| L1QNUM3008C | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active is NA. | Initial |
| L1QNUM3008C | xx | xx | Is REO Active? | Not Applicable | No |  |  | Is REO Active is NA. | Initial |
| L1QNUM3008C | xx | xx | Loan Original Maturity Term Months | 120 | 180 | -60 | -33.33333% | Loan original maturity term months is 120. | Initial |
| L1QNUM3008C | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | Neg. amort potential is NA. | Initial |
| L1QNUM3008C | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | -57.34121% | Original balance (or Line amount) is xx. | Initial |
| L1QNUM3008C | xx | xx | Original Note Doc Date | xx/xx/2000 | xx/xx/2005 | -1881 (Days) |  | Original note doc date is xx/xx/2000. | Initial |
| L1QNUM3008C | xx | xx | Original Stated P&I | $346.80 | $545.10 | $-198.30 | -36.37864% | Original stated P&I is xx. | Initial |
| L1QNUM3008C | xx | xx | Original Stated Rate | 15.49200% | 10.83000% | 4.66200% | 4.66200% | Original stated rate is 15.49200%. | Initial |
| L1QNUM3008C | xx | xx | Payment History String | 000000000001444444444444 | X11111111111111122334444 |  |  | Payment history string is 0000000000014444444444. | Initial |
| GYKZMAJJMAP | xx | xx | Current Value | Not Applicable | XXXX |  |  | As per the document, the current value is xx, but the tape shows xx. | Initial |
| GYKZMAJJMAP | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Currently in foreclosure updated by loan auditor. | Initial |
| GYKZMAJJMAP | xx | xx | Deferred Balance Amount | $93630.06 | $74904.05 | $18726.01 | 24.99999% | As per the document, deferred balance amount is xx, but the tape shows xx. | Initial |
| GYKZMAJJMAP | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | As per the document, modification change note terms? is yes, but the tape shows xx. | Initial |
| GYKZMAJJMAP | xx | xx | Is PMI Active? | Not Applicable | No |  |  | As per the document, Is PMI active? is not applicable, but the tape shows xx. | Initial |
| GYKZMAJJMAP | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | As per the document, Neg amort potential? is not applicable, but the tape shows xx. | Initial |
| GYKZMAJJMAP | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.00500% | xx | Initial |
| GYKZMAJJMAP | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00500% | xx | Initial |
| GYKZMAJJMAP | xx | xx | Property Address Street | xx | xx |  |  | Property address street updated as per note document. | Initial |
| C7HMEUCXSO6 | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | As per Note document Borrower #1 Middle name is xx. | Initial |
| C7HMEUCXSO6 | xx | xx | Current Value | Not Applicable | XXXX |  |  | The current value is xx. | Initial |
| C7HMEUCXSO6 | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| C7HMEUCXSO6 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA. | Initial |
| C7HMEUCXSO6 | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | Neg. Amort Potential is Not Applicable. | Initial |
| C7HMEUCXSO6 | xx | xx | Payment History String | 122210110221211143322210 | 000010000000000000003411 |  |  | As per loan documents. | Initial |
| C7HMEUCXSO6 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Purchase |  |  | The Purpose of Transaction per HUD-1 is Refinance. | Initial |
| C7HMEUCXSO6 | xx | xx | Purpose Per Application | Refinance | Purchase |  |  | The Purpose per Application is Refinance. | Initial |
| N6VLN52HGZ9 | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| N6VLN52HGZ9 | xx | xx | Deferred Balance Amount | Unavailable | $26289.28 |  |  | Unavailable. | Initial |
| N6VLN52HGZ9 | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Yes. | Initial |
| N6VLN52HGZ9 | xx | xx | Escrow Account Indicator | Unavailable | Yes |  |  | Unavailable. | Initial |
| N6VLN52HGZ9 | xx | xx | Is REO Active? | Not Applicable | No |  |  | N/A. | Initial |
| N6VLN52HGZ9 | xx | xx | Loan Amortization Type | Unavailable | Fixed |  |  | Unavailable. | Initial |
| N6VLN52HGZ9 | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | N/A. | Initial |
| N6VLN52HGZ9 | xx | xx | Payment History String | 000010000100000001000012 | 223440011111121000001000 |  |  | Payment history string 00011000010000001000012. | Initial |
| N6VLN52HGZ9 | xx | xx | Stated Maturity Date | Unavailable | xx/xx/2053 |  |  | Unavailable. | Initial |
| N6VLN52HGZ9 | xx | xx | Stated Remaining Term | 141 | 331 | -190 | -57.40181% | Stated remaining term is 141. | Initial |
| GOC8FCPB72E | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is N/A. | Initial |
| GOC8FCPB72E | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  |  | Initial |
| GOC8FCPB72E | xx | xx | Escrow Account Indicator | No | Yes |  |  | Escrow account indicator is NO | Initial |
| GOC8FCPB72E | xx | xx | Interest Only Period? | Yes | No |  |  |  | Initial |
| GOC8FCPB72E | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| GOC8FCPB72E | xx | xx | Is REO Active? | Not Applicable | No |  |  |  | Initial |
| GOC8FCPB72E | xx | xx | Original Stated P&I | $2980.35 | $2080.00 | $900.35 | 43.28605% |  | Initial |
| GOC8FCPB72E | xx | xx | Payment History String | 000000000011111101112111 | X22000123000000001101101 |  |  |  | Initial |
| XQM53P6X73L | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Bankruptcy is yes | Initial |
| XQM53P6X73L | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| XQM53P6X73L | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable | Initial |
| XQM53P6X73L | xx | xx | Is REO Active? | Not Applicable | No |  |  | is REO Active? is Not Applicable | Initial |
| XQM53P6X73L | xx | xx | Original Stated P&I | $2410.48 | $2316.93 | $93.55 | 4.03767% | Tape shows xx and audit value shows xx.48. | Initial |
| XQM53P6X73L | xx | xx | Payment History String | 000000000000000000000000 | X00000000000000000000000 |  |  | Payment History String is 000000000000000000000000000 | Initial |
| 7WI2K2PKK32 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Supporting documents are missing. | Initial |
| 7WI2K2PKK32 | xx | xx | Escrow Account Indicator | Unavailable | Yes |  |  | Supporting documents are missing. | Initial |
| 7WI2K2PKK32 | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| 7WI2K2PKK32 | xx | xx | Is REO Active? | Not Applicable | No |  |  |  | Initial |
| 7WI2K2PKK32 | xx | xx | Loan Original Maturity Term Months | 360 | 359 | 1 | 0.27855% |  | Initial |
| 7WI2K2PKK32 | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  |  | Initial |
| 7WI2K2PKK32 | xx | xx | Number Of Units | 2 | 3 | -1 | -33.33333% | Supporting documents are missing. | Initial |
| 7WI2K2PKK32 | xx | xx | Payment History String | 100100100000001000000010 | XXX000010001100001000001 |  |  |  | Initial |
| 7WI2K2PKK32 | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| 98F000ZB9AL | xx | xx | Balloon Indicator | Yes | No |  |  | Balloon Indicator is Yes | Initial |
| 98F000ZB9AL | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| 98F000ZB9AL | xx | xx | Escrow Account Indicator | No | Yes |  |  | NA. | Initial |
| 98F000ZB9AL | xx | xx | Is REO Active? | Not Applicable | No |  |  | Is REO Active is Not Applicable | Initial |
| 98F000ZB9AL | xx | xx | Original CLTV Ratio Percent | Unavailable | xx |  |  | xx | Initial |
| 98F000ZB9AL | xx | xx | Original Standard LTV (OLTV) | Unavailable | xx |  |  | xx | Initial |
| 98F000ZB9AL | xx | xx | Original Stated Rate | 7.72500% | 7.12500% | 0.60000% | 0.60000% | Original Stated Rate is 7.72500% | Initial |
| 98F000ZB9AL | xx | xx | Payment History String | 111001001011110000112213 | X00000011122223431200000 |  |  | payment history string is | Initial |
| 98F000ZB9AL | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| FBE3KOS90FT | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Bankruptcy (Post-Loan Origination)? is Yes. | Initial |
| FBE3KOS90FT | xx | xx | Borrower #2 First Name | xx | xx |  |  | Borrower #2 First Name is xx. | Initial |
| FBE3KOS90FT | xx | xx | Borrower First Name | xx | xx |  |  | Borrower First Name is xx. | Initial |
| FBE3KOS90FT | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| FBE3KOS90FT | xx | xx | Is REO Active? | Not Applicable | No |  |  | Is REO Active? is Not Applicable. | Initial |
| FBE3KOS90FT | xx | xx | Original Note Doc Date | Unavailable | xx/xx/2006 |  |  | Original Note Doc Date is Unavailable. | Initial |
| FBE3KOS90FT | xx | xx | Payment History String | 000000000000000000000000 | X00000000000000000000000 |  |  | Payment History String is 000000000000000000000000. | Initial |
| 2BFLW5MU1KH | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| 2BFLW5MU1KH | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| 2BFLW5MU1KH | xx | xx | Doc Date of Last Modification | Unavailable | xx/xx/2025 |  |  |  | Initial |
| 2BFLW5MU1KH | xx | xx | Escrow Account Indicator | Yes | No |  |  | NA | Initial |
| 2BFLW5MU1KH | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA | Initial |
| 2BFLW5MU1KH | xx | xx | Loan Amortization Type | Unavailable | Fixed |  |  |  | Initial |
| 2BFLW5MU1KH | xx | xx | Neg. Amort Potential? | Not Applicable | Yes |  |  | NA | Initial |
| 2BFLW5MU1KH | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.00200% | xx | Initial |
| 2BFLW5MU1KH | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00200% | xx | Initial |
| 2BFLW5MU1KH | xx | xx | Payment History String | 000444444444444444444444 | 000001112234444444455555 |  |  |  | Initial |
| 2BFLW5MU1KH | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | Cash Out - Other |  |  | NA | Initial |
| 2BFLW5MU1KH | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out |  |  |  | Initial |
| 2BFLW5MU1KH | xx | xx | Referral Date | Unavailable | xx/xx/2023 |  |  |  | Initial |
| YL53BVCO5LQ | xx | xx | Balloon Indicator | Yes | No |  |  | Balloon Indicator is Yes | Initial |
| YL53BVCO5LQ | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Updated as per loan audit. | Initial |
| YL53BVCO5LQ | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower Last Name is xx | Initial |
| YL53BVCO5LQ | xx | xx | Current Value | Not Applicable | XXXX |  |  | Updated as per loan audit. | Initial |
| YL53BVCO5LQ | xx | xx | First Payment Date | xx/xx/2007 | xx/xx/2007 | 30 (Days) |  | Updated as per loan audit. | Initial |
| YL53BVCO5LQ | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| YL53BVCO5LQ | xx | xx | Is REO Active? | Not Applicable | No |  |  | Updated as per loan audit. | Initial |
| YL53BVCO5LQ | xx | xx | Loan Amortization Type | ARM | Fixed |  |  | Updated as per loan audit. | Initial |
| YL53BVCO5LQ | xx | xx | Modification Original P&I | $1186.25 | $1099.91 | $86.34 | 7.84973% | Updated as per loan audit. | Initial |
| YL53BVCO5LQ | xx | xx | Modification Original Rate | 6.290% | 5.290% | 1.000% | 1.00000% | Updated as per loan audit. | Initial |
| YL53BVCO5LQ | xx | xx | Payment History String | 000000000000001000110111 | X00000000010000111100001 |  |  | Updated as per loan audit. | Initial |
| YL53BVCO5LQ | xx | xx | Property Address Street | xx | xx |  |  | Updated as per loan audit. | Initial |
| 9USHN60V255 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  |  | Initial |
| 9USHN60V255 | xx | xx | Current Value | XXXX | XXXX | XXXX | -34.11764% | Current Value is xx. tape shows xx. | Initial |
| 9USHN60V255 | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| 9USHN60V255 | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  |  | Initial |
| 9USHN60V255 | xx | xx | Interest Only Period? | Yes | No |  |  |  | Initial |
| 9USHN60V255 | xx | xx | Is REO Active? | Unavailable | No |  |  |  | Initial |
| 9USHN60V255 | xx | xx | Loan Amortization Type | Fixed | ARM |  |  |  | Initial |
| 9USHN60V255 | xx | xx | Loan Original Maturity Term Months | 360 | 631 | -271 | -42.94770% | Loan original maturity term months is 360. Tape shows 631. | Initial |
| 9USHN60V255 | xx | xx | Neg. Amort Potential? | No | Yes |  |  | Neg. Amort Potential is No. Tape shows Yes. | Initial |
| 9USHN60V255 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.58000% | xx | Initial |
| 9USHN60V255 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.58000% | xx | Initial |
| 9USHN60V255 | xx | xx | Original Stated P&I | $1529.86 | $814.43 | $715.43 | 87.84425% | Original Stated P&I is xx. Tape shows xx. | Initial |
| 9USHN60V255 | xx | xx | Original Stated Rate | 5.50000% | 6.00000% | -0.50000% | -0.50000% | Original Stated Rate is 5.50000%. Tape shows 6.00000%. | Initial |
| 9USHN60V255 | xx | xx | Payment History String | 000000000000000132100011 | 000000000000000000000123 |  |  |  | Initial |
| HHQF7M9R023 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Bankruptcy is Yes | Initial |
| HHQF7M9R023 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA | Initial |
| HHQF7M9R023 | xx | xx | Currently in Foreclosure? | Yes | No |  |  | currently in foreclosure | Initial |
| HHQF7M9R023 | xx | xx | Doc Date of Last Modification | xx/xx/2025 | xx/xx/2025 | 8 (Days) |  | Last mod NA | Initial |
| HHQF7M9R023 | xx | xx | Loan Amortization Type | Fixed | ARM |  |  | loan amortization is fixed | Initial |
| HHQF7M9R023 | xx | xx | Loan Original Maturity Term Months | 360 | 354 | 6 | 1.69491% | Loan original maturity term months 360 | Initial |
| HHQF7M9R023 | xx | xx | Original Stated P&I | $1967.22 | $1865.88 | $101.34 | 5.43121% | Original stated PI is xx | Initial |
| HHQF7M9R023 | xx | xx | Original Stated Rate | 6.25000% | 6.75000% | -0.50000% | -0.50000% | Original stated rate is 6.25% | Initial |
| HHQF7M9R023 | xx | xx | Payment History String | 000000000444444444444432 | 000000000000000000004444 |  |  | Payment history string is | Initial |
| HHQF7M9R023 | xx | xx | Principal Balance Stated in Mod | $238687.38 | $200897.02 | $37790.36 | 18.81081% | principal balance stated in mod is xx | Initial |
| HHQF7M9R023 | xx | xx | Property Address Street | xx | xx |  |  | Property Address xx | Initial |
| HHQF7M9R023 | xx | xx | Purpose Per Application | Refinance | Construction/Perm |  |  |  | Initial |
| OZP61XFNN5M | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Bankruptcy(Post-Loan Origination)? is Yes. | Initial |
| OZP61XFNN5M | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is xx. | Initial |
| OZP61XFNN5M | xx | xx | Escrow Account Indicator | No | Yes |  |  | Escrow Account Indicator is No. | Initial |
| OZP61XFNN5M | xx | xx | First Payment Date | xx/xx/2005 | xx/xx/2005 | 31 (Days) |  | First Payment Date is xx/xx/2005 | Initial |
| OZP61XFNN5M | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable. | Initial |
| OZP61XFNN5M | xx | xx | Is REO Active? | Not Applicable | No |  |  | Is REO Active? is Not Applicable. | Initial |
| OZP61XFNN5M | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | Neg. Amort Potential? is Not Applicable. | Initial |
| OZP61XFNN5M | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.00500% | xx | Initial |
| OZP61XFNN5M | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00500% | xx | Initial |
| OZP61XFNN5M | xx | xx | Original Stated Rate | 6.25000% | 3.75000% | 2.50000% | 2.50000% | Note rate is 6.25%. | Initial |
| OZP61XFNN5M | xx | xx | Payment History String | 000000000000000000000000 | 000000000010110000000000 |  |  | payment History string is 000000000000000000000000 | Initial |
| MARQPK0PQY5 | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| MARQPK0PQY5 | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| MARQPK0PQY5 | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  |  | Initial |
| MARQPK0PQY5 | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| MARQPK0PQY5 | xx | xx | Is REO Active? | Not Applicable | No |  |  |  | Initial |
| MARQPK0PQY5 | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  |  | Initial |
| MARQPK0PQY5 | xx | xx | Original CLTV Ratio Percent | Unavailable | xx |  |  |  | Initial |
| MARQPK0PQY5 | xx | xx | Original Standard LTV (OLTV) | Unavailable | xx |  |  |  | Initial |
| MARQPK0PQY5 | xx | xx | Original Stated P&I | $2302.52 | $864.58 | $1437.94 | 166.31659% |  | Initial |
| R2PEZMZ3G76 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| R2PEZMZ3G76 | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Currently in Foreclosure? is Yes. | Initial |
| R2PEZMZ3G76 | xx | xx | Deferred Balance Amount | $46759.84 | $37407.87 | $9351.97 | 25.00000% | Deferred Balance Amount is xx. | Initial |
| R2PEZMZ3G76 | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Did a Modification Change Note Terms? is Yes. | Initial |
| R2PEZMZ3G76 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable. | Initial |
| R2PEZMZ3G76 | xx | xx | Neg. Amort Potential? | Not Applicable | No |  |  | Neg. Amort Potential? is Not Applicable. | Initial |
| R2PEZMZ3G76 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 17.46500% | xx | Initial |
| R2PEZMZ3G76 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 17.46500% | xx | Initial |
| R2PEZMZ3G76 | xx | xx | Payment History String | 000000000444432221100001 | X00001010100001100001122 |  |  | Payment History String is 000000000444432221100001. | Initial |
| R2PEZMZ3G76 | xx | xx | Referral Date | Unavailable | xx/xx/2025 |  |  | Referral Date is Unavailable. | Initial |
| VO6YUEUGAEO | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Bankruptcy (Post-Loan Origination) is yes. | Initial |
| VO6YUEUGAEO | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| VO6YUEUGAEO | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| VO6YUEUGAEO | xx | xx | Deferred Balance Amount | $64677.12 | $60946.40 | $3730.72 | 6.12131% |  | Initial |
| VO6YUEUGAEO | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  |  | Initial |
| VO6YUEUGAEO | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active is NA. | Initial |
| VO6YUEUGAEO | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.01000% | xx | Initial |
| VO6YUEUGAEO | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01000% | xx | Initial |
| VO6YUEUGAEO | xx | xx | Payment History String | 100000000000000111122211 | 111001101111111122201110 |  |  | Payment history string is 000000000000000000000111000. | Initial |
| BF23VXOM5QF | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  |  | Initial |
| BF23VXOM5QF | xx | xx | Current Value | Unavailable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| BF23VXOM5QF | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  |  | Initial |
| BF23VXOM5QF | xx | xx | First Payment Date | xx/xx/2002 | xx/xx/2002 | -31 (Days) |  | Tape shows xx/xx/2002 and audit value shows xx. | Initial |
| BF23VXOM5QF | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows No and audit value shows NA. | Initial |
| BF23VXOM5QF | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 2.62500% | xx | Initial |
| BF23VXOM5QF | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 2.62500% | xx | Initial |
| BF23VXOM5QF | xx | xx | Payment History String | 444444443321000000000100 | 000000000000000001000000 |  |  |  | Initial |
| BF23VXOM5QF | xx | xx | Property Address Street | xx | xx |  |  | Tape shows xx. | Initial |
| BF23VXOM5QF | xx | xx | Property City | xx | xx |  |  | Tape shows xx and audit value shows xx. | Initial |
| BF23VXOM5QF | xx | xx | Referral Date | Unavailable | xx/xx/2025 |  |  |  | Initial |
| 5O5JNPVJVH8 | xx | xx | Borrower #1 Middle Name | Not Applicable | xx |  |  | NA | Initial |
| 5O5JNPVJVH8 | xx | xx | Borrower #2 Middle Name | Not Applicable | xx |  |  | NA | Initial |
| 5O5JNPVJVH8 | xx | xx | Loan Documentation Type | Unavailable | No Documentation |  |  |  | Initial |
| 5O5JNPVJVH8 | xx | xx | Payment History String | 000321 | 00321 |  |  |  | Initial |
| 5O5JNPVJVH8 | xx | xx | Subject Property Type | PUD | Single Family |  |  | The subject property type is PUD. | Initial |
| B0QL565PRDM | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| B0QL565PRDM | xx | xx | Loan Documentation Type | DSCR | No Documentation |  |  | Loan documentation type is DSCR. | Initial |
| B0QL565PRDM | xx | xx | Payment History String | 00000 | 0000 |  |  | payment history string is 00000 | Initial |
| BPYKXPNMFT8 | xx | xx | Borrower First Name | Not Applicable | xx |  |  | Updated as per loan documents. | Initial |
| BPYKXPNMFT8 | xx | xx | Borrower Last Name | xx | xx |  |  | Updated as per loan documents. | Initial |
| BPYKXPNMFT8 | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| BPYKXPNMFT8 | xx | xx | Loan Documentation Type | DSCR | No Documentation |  |  | As per the document, the loan documentation type is DSCR, but the tape shows xx. | Initial |
| BPYKXPNMFT8 | xx | xx | Number Of Units | 4 | 5 | -1 | -20.00000% | As per the document, number of units is 5. | Initial |
| BPYKXPNMFT8 | xx | xx | Payment History String | 000321MMM | 0032 |  |  |  | Initial |
| BPYKXPNMFT8 | xx | xx | Subject Property Type | 5 + Family | Single Family |  |  | Updated as per loan documents. | Initial |
| BP03XMIBU47 | xx | xx | Age of Loan | 15 | 20 | -5 | -25.00000% | Age of Loan is 15. | Initial |
| BP03XMIBU47 | xx | xx | Current Legal Status | Foreclosure | Collections, >= 120 Days |  |  | Current Legal status is Foreclosure | Initial |
| BP03XMIBU47 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Aplicable | Initial |
| BP03XMIBU47 | xx | xx | First Payment Date | xx/xx/2024 | xx/xx/2025 | -426 (Days) |  | As per note document first payment date is xx/xx/2024. | Initial |
| BP03XMIBU47 | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Loan original maturity term months is 360 | Initial |
| BP03XMIBU47 | xx | xx | Payment History String | 44321144444444432100 | 44C4444112344 |  |  | Payment Historu string is | Initial |
| BP03XMIBU47 | xx | xx | Stated Remaining Term | 479 | 480 | -1 | -0.20833% | As per note document stated remaining term is 345. | Initial |
| 5O7CJ18PAHS | xx | xx | Age of Loan | 15 | 17 | -2 | -11.76470% | Tape shows the Age of Loan 17, but the audit value shows xx. | Initial |
| 5O7CJ18PAHS | xx | xx | Borrower DTI Ratio Percent | 24.296% | 31.611% | -7.315% | -7.31500% | Tape shows the Borrower DTI Ratio Percent 31.611%, but the audit value shows xx.296%. | Initial |
| 5O7CJ18PAHS | xx | xx | Current Legal Status | Collections, 60-119 Days | Collections, < 60 Days |  |  | Current legal status is collections, 60-119 Days. | Initial |
| 5O7CJ18PAHS | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows the Current Value xx, but the audit value shows xx. | Initial |
| 5O7CJ18PAHS | xx | xx | First Payment Date | xx/xx/2024 | xx/xx/2025 | -396 (Days) |  | Tape shows the First Payment Date xx/xx/2025, but the audit value shows xx. | Initial |
| 5O7CJ18PAHS | xx | xx | Loan Original Maturity Term Months | 240 | 480 | -240 | -50.00000% | Tape shows the Loan Original Maturity Term Months 480, but the audit value shows xx. | Initial |
| 5O7CJ18PAHS | xx | xx | Payment History String | 22214444444432210 | 34444444C1222 |  |  | Payment history string is 222444444444432210. | Initial |
| 5O7CJ18PAHS | xx | xx | Stated Remaining Term | 478 | 479 | -1 | -0.20876% | Tape shows the Stated Remaining Term 479, but the audit value shows xx. | Initial |
| LWAQQNXPOC3 | xx | xx | Age of Loan | 16 | 20 | -4 | -20.00000% | Tape shows Age of loan is 20 but audit value is xx. | Initial |
| LWAQQNXPOC3 | xx | xx | Borrower DTI Ratio Percent | 30.518% | 29.630% | 0.888% | 0.88800% | Tape shows Borrower DTI Ratio Percent is 29.630% but audit value is xx.123%. | Initial |
| LWAQQNXPOC3 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows Current value is xx but audit value is xx. | Initial |
| LWAQQNXPOC3 | xx | xx | Escrow Account Indicator | Yes | No |  |  | As per loan documents. | Initial |
| LWAQQNXPOC3 | xx | xx | Is PMI Active? | Yes | No |  |  | As per loan documents. | Initial |
| LWAQQNXPOC3 | xx | xx | Loan Original Maturity Term Months | 360 | 496 | -136 | -27.41935% | Tape shows Loan Original maturity term months is 496 but audit value is xx. | Initial |
| LWAQQNXPOC3 | xx | xx | Original Stated P&I | $3860.68 | $3312.66 | $548.02 | 16.54320% | Tape shows Original Stated P&I is xx but audit value given as xx. | Initial |
| LWAQQNXPOC3 | xx | xx | Payment History String | 214444444444433210 | 1233444444444400 |  |  | As per loan documents. | Initial |
| LWAQQNXPOC3 | xx | xx | Stated Remaining Term | 480 | 481 | -1 | -0.20790% | Tape shows Stated remaining Term is 481 but audit value is xx. | Initial |
| R4A4ELH8SBF | xx | xx | Age of Loan | 16 | 18 | -2 | -11.11111% | Tape shows 18 and Audit value is xx. | Initial |
| R4A4ELH8SBF | xx | xx | Borrower DTI Ratio Percent | 49.973% | 43.370% | 6.603% | 6.60300% | Tape shows 43.370% and Audit value is xx.973%. | Initial |
| R4A4ELH8SBF | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and Audit value is N/A. | Initial |
| R4A4ELH8SBF | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 |  |  | Tape shows xx and Audit value is N/A. | Initial |
| R4A4ELH8SBF | xx | xx | Interest Paid Through Date | xx/xx/2024 | xx/xx/2025 | -488 (Days) |  | Tape shows xx/xx/2024 and Audit value is N/A. | Initial |
| R4A4ELH8SBF | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows No and Audit value is N/A. | Initial |
| R4A4ELH8SBF | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.04400% | xx | Initial |
| R4A4ELH8SBF | xx | xx | Payment History String | 00000000000021010 | 10120000000000 |  |  | Payment History string is | Initial |
| EAZB7JC8DLJ | xx | xx | Age of Loan | 33 | 36 | -3 | -8.33333% | As per the document age of loan 33 but tape shows 36. | Initial |
| EAZB7JC8DLJ | xx | xx | Borrower DTI Ratio Percent | 33.184% | 21.310% | 11.874% | 11.87400% | As per the document borrower DTI Ratio percent 33.184% but tape shows 21.310%. | Initial |
| EAZB7JC8DLJ | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| EAZB7JC8DLJ | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 |  |  |  | Initial |
| EAZB7JC8DLJ | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2025 |  |  | As per the document interest paid through date not applicable but tape shows xx/xx/2025. | Initial |
| EAZB7JC8DLJ | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| EAZB7JC8DLJ | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.02600% | xx | Initial |
| EAZB7JC8DLJ | xx | xx | Payment History String | 000000000000000000000000 | 0 |  |  |  | Initial |
| ZXN8E5DNUDR | xx | xx | Age of Loan | 9 | 11 | -2 | -18.18181% | Tape shows 11 but audit value shows xx. | Initial |
| ZXN8E5DNUDR | xx | xx | Borrower DTI Ratio Percent | 46.080% | 45.360% | 0.720% | 0.72000% | Tape shows 45.360% but audit value shows xx.080%. | Initial |
| ZXN8E5DNUDR | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| ZXN8E5DNUDR | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 |  |  | NA. | Initial |
| ZXN8E5DNUDR | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows No but audit value shows xx. | Initial |
| ZXN8E5DNUDR | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.75800% | xx | Initial |
| ZXN8E5DNUDR | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 46.63300% | xx | Initial |
| ZXN8E5DNUDR | xx | xx | Payment History String | 0000000000 | 0 |  |  | As per loan documents. | Initial |
| 9O83QHMLEKK | xx | xx | Age of Loan | 3 | 8 | -5 | -62.50000% | Tape shows age of loan as 8, but audit value shows xx | Initial |
| 9O83QHMLEKK | xx | xx | Borrower DTI Ratio Percent | 49.344% | 38.050% | 11.294% | 11.29400% | Tape shows borrower DTI ratio percent as 38.050%, but audit value shows xx.344%. | Initial |
| 9O83QHMLEKK | xx | xx | Current Legal Status | Collections, 60-119 Days | Performing |  |  | Current Legal Status is Collections | Initial |
| 9O83QHMLEKK | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is Not Applicable | Initial |
| 9O83QHMLEKK | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 |  |  | Deferred Balance Amount is Not Applicable | Initial |
| 9O83QHMLEKK | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2025 | -92 (Days) |  | Tape shows interest paid through date as per tape is xx/xx/2025, but audit value shows xx. | Initial |
| 9O83QHMLEKK | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows PMI active as No, but audit value shows xx. | Initial |
| 9O83QHMLEKK | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01400% | xx | Initial |
| 9O83QHMLEKK | xx | xx | Payment History String | 321011 | 1011 |  |  | Payment History String is 32101M | Initial |
| M2WYU3LEQ4T | xx | xx | Age of Loan | 56 | 61 | -5 | -8.19672% | As per the document, the age of loan is 56, but the tape shows 61. | Initial |
| M2WYU3LEQ4T | xx | xx | Borrower DTI Ratio Percent | 44.194% | 26.370% | 17.824% | 17.82400% | As per the document, the borrower DTI ratio percent type is 44.194%, but the tape shows 26.370%. | Initial |
| M2WYU3LEQ4T | xx | xx | Current Legal Status | Collections | Performing |  |  |  | Initial |
| M2WYU3LEQ4T | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| M2WYU3LEQ4T | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 |  |  | Updated as per loan audit. | Initial |
| M2WYU3LEQ4T | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2025 |  |  | As per the document, interest paid through date is not applicable, but the tape shows xx/xx/2025. | Initial |
| M2WYU3LEQ4T | xx | xx | Is PMI Active? | Yes | No |  |  |  | Initial |
| M2WYU3LEQ4T | xx | xx | Loan Original Maturity Term Months | 360 | 518 | -158 | -30.50193% | As per the document, the loan original maturity term months is 360, but the tape shows 518. | Initial |
| M2WYU3LEQ4T | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01800% | xx | Initial |
| M2WYU3LEQ4T | xx | xx | Original Stated P&I | $2042.16 | $1824.27 | $217.89 | 11.94395% | As per the document original stated, P&I is xx, but the tape shows xx. | Initial |
| M2WYU3LEQ4T | xx | xx | Payment History String | 332100000000000000000444 | 1.23444444444444E+36 |  |  | Updated as per loan audit. | Initial |
| M2WYU3LEQ4T | xx | xx | Stated Remaining Term | 462 | 463 | -1 | -0.21598% | As per the document, stated remaining term is 304, but the tape shows 463. | Initial |
| P00AFUKN1AW | xx | xx | Age of Loan | 13 | 15 | -2 | -13.33333% | Tape shows 15 and audit value shows xx. | Initial |
| P00AFUKN1AW | xx | xx | Borrower DTI Ratio Percent | 23.974% | 11.130% | 12.844% | 12.84400% | Tape shows 11.130% and audit value shows xx.941%. | Initial |
| P00AFUKN1AW | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| P00AFUKN1AW | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 |  |  | Deferres Balance Amount is Not Applicable | Initial |
| P00AFUKN1AW | xx | xx | Interest Paid Through Date | xx/xx/2024 | xx/xx/2025 | -396 (Days) |  | Tape shows 11/1/2025and audit value shows NA. | Initial |
| P00AFUKN1AW | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows No and audit value shows NA. | Initial |
| P00AFUKN1AW | xx | xx | Payment History String | 00000000021010 | 10120000000 |  |  | Payment History String is 0000000021011 | Initial |
| VSCZH7SEYZB | xx | xx | Age of Loan | 11 | 13 | -2 | -15.38461% | As [per loan documents. | Initial |
| VSCZH7SEYZB | xx | xx | Borrower DTI Ratio Percent | 27.731% | 12.550% | 15.181% | 15.18100% | As [per loan documents. | Initial |
| VSCZH7SEYZB | xx | xx | Current Legal Status | Performing | Collections, 60-119 Days |  |  |  | Initial |
| VSCZH7SEYZB | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value NA | Initial |
| VSCZH7SEYZB | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 |  |  |  | Initial |
| VSCZH7SEYZB | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| VSCZH7SEYZB | xx | xx | Payment History String | 000000002101 | 112000000 |  |  |  | Initial |
| HG6V7FYJ1CT | xx | xx | Age of Loan | 5 | 7 | -2 | -28.57142% | As per loan documents. | Initial |
| HG6V7FYJ1CT | xx | xx | Borrower DTI Ratio Percent | 36.441% | 25.710% | 10.731% | 10.73100% | As per loan documents. | Initial |
| HG6V7FYJ1CT | xx | xx | Current Legal Status | Performing | Collections, < 60 Days |  |  | As per loan documents. | Initial |
| HG6V7FYJ1CT | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| HG6V7FYJ1CT | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 |  |  | NA. | Initial |
| HG6V7FYJ1CT | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA. | Initial |
| HG6V7FYJ1CT | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01900% | As per loan documents. | Initial |
| HG6V7FYJ1CT | xx | xx | Payment History String | 000211 | 1120 |  |  | As per loan documents. | Initial |
| DKD86SJFYAQ | xx | xx | Age of Loan | 10 | 12 | -2 | -16.66666% | Tape shows Age of loan is 12 but audit value is xx. | Initial |
| DKD86SJFYAQ | xx | xx | Borrower DTI Ratio Percent | 25.151% | 16.990% | 8.161% | 8.16100% | Tape shows Borrower DTI Ratio Percent is 16.990% but audit value is xx.151%. | Initial |
| DKD86SJFYAQ | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 |  |  |  | Initial |
| DKD86SJFYAQ | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2025 |  |  | Tape shows Interest paid through date is xx/xx/2025 but audit value is xx. | Initial |
| DKD86SJFYAQ | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows Is PMI Active? as no but audit value shows xx | Initial |
| DKD86SJFYAQ | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -47.31800% | xx | Initial |
| DKD86SJFYAQ | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.02500% | xx | Initial |
| DKD86SJFYAQ | xx | xx | Original Stated P&I | $369.64 | $239.82 | $129.82 | 54.13226% | Tape shows original stated P&I xx% but audit value given as xx. | Initial |
| DKD86SJFYAQ | xx | xx | Payment History String | 00000000000 | 0 |  |  |  | Initial |
| WMJSDQ5GBBH | xx | xx | Age of Loan | 7 | 9 | -2 | -22.22222% | Tape shows 9 but audit value shows xx. | Initial |
| WMJSDQ5GBBH | xx | xx | Borrower DTI Ratio Percent | 9.482% | 3.220% | 6.262% | 6.26200% | Tape shows 3.220% but audit value shows xx.482%. | Initial |
| WMJSDQ5GBBH | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| WMJSDQ5GBBH | xx | xx | Deferred Balance Amount | Not Applicable | $0.00 |  |  |  | Initial |
| WMJSDQ5GBBH | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2025 |  |  | Tape shows xx/xx/2025 but audit value shows xx. | Initial |
| WMJSDQ5GBBH | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows NO but audit value shows xx. | Initial |
| WMJSDQ5GBBH | xx | xx | Occupancy at Origination (Property Usage Type) | Primary | Investor |  |  | Tape shows Investor but audit value shows xx. | Initial |
| WMJSDQ5GBBH | xx | xx | Payment History String | 00000321 | 123000 |  |  |  | Initial |
| WX8DP26D8BV | xx | xx | Borrower DTI Ratio Percent | 48.564% | 51.728% | -3.164% | -3.16400% | Tape shows Borrower DTI Ratio Percent is 51.728% but audit value is xx.564%. | Initial |
| WX8DP26D8BV | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows Current value is xx but audit value is xx. | Initial |
| WX8DP26D8BV | xx | xx | Housing Ratio per U/W (Initial Rate) | 37.468% | 37.850% | -0.382% | -0.38200% | Tape shows Housing ratio 37.850% but audit value given as 37.468%. | Initial |
| WD9NOQOE6F0 | xx | xx | Borrower DTI Ratio Percent | 44.664% | 44.491% | 0.173% | 0.17300% | Tape shows Borrower DTI Ratio Percent is 44.491% but audit value is xx.664%. | Initial |
| WD9NOQOE6F0 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| WD9NOQOE6F0 | xx | xx | Housing Ratio per U/W (Initial Rate) | 22.148% | 22.669% | -0.521% | -0.52100% | Tape shows Housing ratio 22.669% but audit value given as 22.148%. | Initial |
| WD9NOQOE6F0 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2025 |  |  | NA | Initial |
| 92FDVCKKSH5 | xx | xx | Borrower DTI Ratio Percent | 27.317% | 35.181% | -7.864% | -7.86400% | Borrower DTI ratio percent is 27.317%. | Initial |
| 92FDVCKKSH5 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| 92FDVCKKSH5 | xx | xx | Housing Ratio per U/W (Initial Rate) | 22.698% | 22.850% | -0.152% | -0.15200% | Housing ratio per U/W (Initial Rate) is 22.698%. | Initial |
| 92FDVCKKSH5 | xx | xx | Interest Paid Through Date | xx/xx/2018 | xx/xx/2025 | -2861 (Days) |  | Interest paid through date is xx/xx/2018. | Initial |
| 92FDVCKKSH5 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -8855.51700% | xx | Initial |
| 2KDF8MA9KO4 | xx | xx | Borrower DTI Ratio Percent | 36.146% | 36.106% | 0.040% | 0.04000% | As per loan documents. | Initial |
| 2KDF8MA9KO4 | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| 2KDF8MA9KO4 | xx | xx | Subject Property Type | Mid Rise Condo (5-8 Stories) | High Rise Condo (>=9 Stories) |  |  | As per loan documents. | Initial |
| N4EZOEIVR8D | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| N4EZOEIVR8D | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2025 | 10957 (Days) |  | Stated Maturity Date is xx/xx/2055 | Initial |
| C2NZ4UQA502 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| C2NZ4UQA502 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable | Initial |
| C2NZ4UQA502 | xx | xx | Loan Documentation Type | Alternative | Full Documentation |  |  |  | Initial |
| C2NZ4UQA502 | xx | xx | Occupancy at Origination (Property Usage Type) | Primary | Investor |  |  | Occupancy primary | Initial |
| C2NZ4UQA502 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 1395.86776% | Sales price xx | Initial |
| F2II1OOZ6NV | xx | xx | Borrower DTI Ratio Percent | 50.206% | 56.004% | -5.798% | -5.79800% | As per loan documents. | Initial |
| F2II1OOZ6NV | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| F2II1OOZ6NV | xx | xx | First Payment Date | xx/xx/2025 | xx/xx/2024 | 365 (Days) |  |  | Initial |
| F2II1OOZ6NV | xx | xx | Interest Only Period? | No | Yes |  |  |  | Initial |
| F2II1OOZ6NV | xx | xx | Interest Only Term Months Count | Not Applicable | 12 |  |  |  | Initial |
| F2II1OOZ6NV | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| F2II1OOZ6NV | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.55700% | As per loan documents. | Initial |
| F2II1OOZ6NV | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.55700% | As per loan documents. | Initial |
| F2II1OOZ6NV | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| F2II1OOZ6NV | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Purchase |  |  | As per loan documents. | Initial |
| F2II1OOZ6NV | xx | xx | Purpose Per Application | Construction/Perm | Purchase |  |  | As per loan documents. | Initial |
| Z3TVLDVZ02F | xx | xx | Borrower DTI Ratio Percent | 47.381% | 50.195% | -2.814% | -2.81400% | Borrower DTI Ratio Percent is 47.381%. | Initial |
| Z3TVLDVZ02F | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| Z3TVLDVZ02F | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable. | Initial |
| Z3TVLDVZ02F | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| Z3TVLDVZ02F | xx | xx | Property City | xx | xx |  |  | Property City is xx | Initial |
| 0463WQLQ8I9 | xx | xx | Borrower DTI Ratio Percent | Unavailable | 59.397% |  |  | NA. | Initial |
| 0463WQLQ8I9 | xx | xx | Borrower First Name | Not Applicable | xx |  |  |  | Initial |
| 0463WQLQ8I9 | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower last name is xx, LLC. | Initial |
| 0463WQLQ8I9 | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| 0463WQLQ8I9 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | N/A. | Initial |
| 0463WQLQ8I9 | xx | xx | Loan Documentation Type | DSCR | Full Documentation |  |  | Loan documentation type is DSCR. | Initial |
| 0463WQLQ8I9 | xx | xx | Prepayment Penalty Indicator | Yes | No |  |  | Prepayment is Yes. | Initial |
| 0463WQLQ8I9 | xx | xx | Subject Property Detached/Attached | Attached | Detached |  |  | Subject is attached. | Initial |
| 0463WQLQ8I9 | xx | xx | Subject Property Type | 4 Family | Single Family |  |  | Property is 4 unit property. | Initial |
| PJV3D7ZHOU0 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| PJV3D7ZHOU0 | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -1 (Days) |  | Original Note Doc Date is xx/xx/2025. | Initial |
| PJV3D7ZHOU0 | xx | xx | Subject Property Type | PUD | Single Family |  |  | Subject Property Type is PUD. | Initial |
| 8SFAFXUL3IU | xx | xx | Age of Loan | 1 | 7 | -6 | -85.71428% | Age of loan is 1 | Initial |
| 8SFAFXUL3IU | xx | xx | Borrower First Name | Not Applicable | xx |  |  |  | Initial |
| 8SFAFXUL3IU | xx | xx | Borrower Last Name | xx | xx |  |  |  | Initial |
| 8SFAFXUL3IU | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 8SFAFXUL3IU | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2025 | -31 (Days) |  | Interest paid Through Date is xx/xx/2025 | Initial |
| 8SFAFXUL3IU | xx | xx | Loan Documentation Type | DSCR | Full Documentation |  |  |  | Initial |
| 8SFAFXUL3IU | xx | xx | Mortgage Type | Commercial | Conventional |  |  |  | Initial |
| 0IBGBZ9CZOT | xx | xx | Age of Loan | 2 | 4 | -2 | -50.00000% | Age of Loan is 2. | Initial |
| 0IBGBZ9CZOT | xx | xx | Borrower #2 Middle Name | Not Applicable | xx |  |  | Borrower #2 Middle Name is Not Applicable. | Initial |
| 0IBGBZ9CZOT | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| 0IBGBZ9CZOT | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2025 | -61 (Days) |  | Interest Paid Through Date is xx/xx/2025. | Initial |
| 0IBGBZ9CZOT | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows the PMI Active No, but the audit value shows xx. | Initial |
| 0IBGBZ9CZOT | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.57500% | xx | Initial |
| 0IBGBZ9CZOT | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.57500% | xx | Initial |
| ME2C52FCVN3 | xx | xx | Age of Loan | 58 | 60 | -2 | -3.33333% | Tape shows the age of loan is 60, but the audit value is xx. | Initial |
| ME2C52FCVN3 | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| ME2C52FCVN3 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2025 |  |  | Tape shows the interest paid through date is xx/xx/2025, but the audit value is xx. | Initial |
| 0F2P53WRPIQ | xx | xx | Borrower DTI Ratio Percent | 26.862% | 26.900% | -0.038% | -0.03800% | DTI is 26.862%. | Initial |
| 0F2P53WRPIQ | xx | xx | First Payment Date | xx/xx/2026 | xx/xx/2025 | 365 (Days) |  | 1st payment date is xx/xx/2026. | Initial |
| 0F2P53WRPIQ | xx | xx | Housing Ratio per U/W (Initial Rate) | 22.167% | 22.200% | -0.033% | -0.03300% | DTI is 22.167%. | Initial |
| 0F2P53WRPIQ | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.01200% | xx | Initial |
| 0F2P53WRPIQ | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01200% | xx | Initial |
| 0F2P53WRPIQ | xx | xx | Property Address Street | xx | xx |  |  | Note reflects address as xx. | Initial |
| ULCWZKTFK3E | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| JGIII27DW8S | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| JGIII27DW8S | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Purpose of refinance is change in rate/term. | Initial |
| C0GMZ08AMPH | xx | xx | Borrower DTI Ratio Percent | 34.669% | 36.997% | -2.328% | -2.32800% | Borrower DTI Ratio percent is 34.669% | Initial |
| 77APIR8KQCZ | xx | xx | Borrower DTI Ratio Percent | 37.644% | 37.643% | 0.001% | 0.00100% | Borrower DTI Ratio percent is 37.644% | Initial |
| 77APIR8KQCZ | xx | xx | Current Legal Status | Collections | Performing |  |  | Current legal status is collections | Initial |
| JIWVDMW3DQ8 | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | Purpose of Refianance Pepr HUD-1 is Limited Cash Out | Initial |
| RSXNXD0QQSB | xx | xx | Borrower DTI Ratio Percent | 45.613% | 45.614% | -0.001% | -0.00100% | As per calculations BWR DTI ratio percent is 45.612%. | Initial |
| AJAALQZ2VW2 | xx | xx | Subject Property Type | High Rise Condo (>=9 Stories) | Low Rise Condo (1-4 Stories) |  |  |  | Initial |
| H3WQAGTTQYV | xx | xx | Age of Loan | 10 | 9 | 1 | 11.11111% | Tape shows 9 audit value shows xx. | Initial |
| H3WQAGTTQYV | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| H3WQAGTTQYV | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.03000% | xx | Initial |
| H3WQAGTTQYV | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -5 (Days) |  | Tape shows xx/xx/2025 But audit value shows xx. | Initial |
| H3WQAGTTQYV | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 39.93100% | Unavailable. | Initial |
| H3WQAGTTQYV | xx | xx | Payment History String | 000111000 | 000000000000 |  |  | N/A. | Initial |
| H3WQAGTTQYV | xx | xx | Stated Remaining Term | 230 | 231 | -1 | -0.43290% | Tape shows 231 But audit value shows xx. | Initial |
| R5TALXNLC2I | xx | xx | Age of Loan | 11 | 12 | -1 | -8.33333% | Tape shows 12 but audit value shows xx. | Initial |
| R5TALXNLC2I | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| R5TALXNLC2I | xx | xx | Deferred Balance Amount | Not Applicable | $4514.61 |  |  |  | Initial |
| R5TALXNLC2I | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | -6 (Days) |  | Tape shows xx/xx/2024 but audit value shows xx. | Initial |
| R5TALXNLC2I | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 39.12900% | xx | Initial |
| R5TALXNLC2I | xx | xx | Payment History String | 2132110000000 | 000000000000 |  |  |  | Initial |
| R5TALXNLC2I | xx | xx | Purpose of Refinance Per HUD-1 | Cash Out - Other | Debt consolidation |  |  | Tape shows debt consolidation but audit value shows xx. | Initial |
| R5TALXNLC2I | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  |  | Initial |
| R5TALXNLC2I | xx | xx | Stated Remaining Term | 229 | 227 | 2 | 0.88105% | Tape shows 227 but audit value shows xx. | Initial |
| Q3MUOHDK1O4 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| D1DAA7YTSZV | xx | xx | Borrower #2 First Name | xx | xx |  |  | Borrower #2 First Name is xx. | Initial |
| D1DAA7YTSZV | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| D1DAA7YTSZV | xx | xx | Deferred Balance Amount | Not Applicable | $23943.03 |  |  |  | Initial |
| D1DAA7YTSZV | xx | xx | Doc Date of Last Modification | xx/xx/2015 | xx/xx/2021 | -2192 (Days) |  | Doc Date of Last Modification is Not Applicable. | Initial |
| D1DAA7YTSZV | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 56.77000% | xx | Initial |
| D1DAA7YTSZV | xx | xx | Original Stated P&I | $1821.09 | $1190.34 | $630.75 | 52.98906% | Original stated P&I is xx. | Initial |
| D1DAA7YTSZV | xx | xx | Original Stated Rate | 6.99900% | 387.5000% | -380.50100% | -380.50100% | Original Stated Rate is 6.99900%. | Initial |
| D1DAA7YTSZV | xx | xx | Payment History String | 000044444444321000000000 | 009998765432100000000000 |  |  | Payment History String is Not Applicable. | Initial |
| D1DAA7YTSZV | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| GEDTFYWUZP3 | xx | xx | ARM Index Type | LIBOR - One Year WSJ | Secured Overnight Financing Rate (SOFR) |  |  | Note document reflect as ARM index type is LIBOR-One Year WSJ. | Initial |
| GEDTFYWUZP3 | xx | xx | Borrower DTI Ratio Percent | 31.384% | 31.370% | 0.014% | 0.01400% | Borrower DTI Ratio Percent is 31.384% | Initial |
| GEDTFYWUZP3 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| GEDTFYWUZP3 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 24.75700% | xx | Initial |
| GEDTFYWUZP3 | xx | xx | Original Stated P&I | $5358.82 | $7281.82 | $-1923.00 | -26.40823% | Note document reflect as original stated P&I is xx. | Initial |
| GEDTFYWUZP3 | xx | xx | Original Stated Rate | 3.87500% | 700.0000% | -696.12500% | -696.12500% | Note reflect as original stated rate is 3.87500%. | Initial |
| GEDTFYWUZP3 | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | PH string is 0MMMMM000000000000000000. | Initial |
| VRBK6MX48K9 | xx | xx | Borrower DTI Ratio Percent | 41.619% | 39.070% | 2.549% | 2.54900% | Tape shows BWR DTI ratio as 39.070% but Audit value shows xx.619%. | Initial |
| VRBK6MX48K9 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows BWR current value as xx but Audit value shows xx. | Initial |
| VRBK6MX48K9 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -4.10500% | xx | Initial |
| VRBK6MX48K9 | xx | xx | Original Stated Rate | 4.37500% | 437.5000% | -433.12500% | -433.12500% | Tape shows Original stated rate as 437.500% but Audit value shows xx.3750%. | Initial |
| S4DC8OF5BSV | xx | xx | Borrower DTI Ratio Percent | 45.688% | 45.700% | -0.012% | -0.01200% | As per loan documents. | Initial |
| S4DC8OF5BSV | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| S4DC8OF5BSV | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 27.06500% | As per loan documents. | Initial |
| S4DC8OF5BSV | xx | xx | Original Stated Rate | 3.37500% | 337.5000% | -334.12500% | -334.12500% | As per loan documents. | Initial |
| S4DC8OF5BSV | xx | xx | Payment History String | 000004444444444444321M00 | 00099999999846543XX10000 |  |  |  | Initial |
| S4DC8OF5BSV | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  |  | Initial |
| M5W6RPZ6DSK | xx | xx | Borrower DTI Ratio Percent | 41.631% | 41.630% | 0.001% | 0.00100% | DTI is 41.631%. | Initial |
| M5W6RPZ6DSK | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| M5W6RPZ6DSK | xx | xx | First Payment Date | xx/xx/2018 | xx/xx/2021 | -823 (Days) |  | First Payment Date is xx/xx/2018 | Initial |
| M5W6RPZ6DSK | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 19.80400% | xx | Initial |
| M5W6RPZ6DSK | xx | xx | Original Stated P&I | $808.55 | $723.96 | $84.59 | 11.68434% | Original Stated P&I is xx | Initial |
| M5W6RPZ6DSK | xx | xx | Original Stated Rate | 4.75000% | 375.0000% | -370.25000% | -370.25000% | Original Stated Rate is 4.75000% | Initial |
| M5W6RPZ6DSK | xx | xx | Payment History String | 0MMMM0000000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| DI0PV3Q4LJY | xx | xx | Borrower #2 Middle Name | xx | xx |  |  |  | Initial |
| DI0PV3Q4LJY | xx | xx | Borrower DTI Ratio Percent | 35.937% | 35.940% | -0.003% | -0.00300% | Borrower DTI Ratio percent is 35.777% | Initial |
| DI0PV3Q4LJY | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| DI0PV3Q4LJY | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 16.28000% |  | Initial |
| DI0PV3Q4LJY | xx | xx | Original Stated Rate | 4.62500% | 462.5000% | -457.87500% | -457.87500% | Original Stated Rate is 4.62500% | Initial |
| DI0PV3Q4LJY | xx | xx | Payment History String | 0000MMMMM000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| UVRS6K2RU22 | xx | xx | Borrower DTI Ratio Percent | 41.632% | 42.010% | -0.378% | -0.37800% | Borrower DTI ratio percent is 41.632%. | Initial |
| UVRS6K2RU22 | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value is not applicable. | Initial |
| UVRS6K2RU22 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 29.77000% | xx | Initial |
| UVRS6K2RU22 | xx | xx | Original Stated Rate | 3.37500% | 337.5000% | -334.12500% | -334.12500% | original stated rate is 3.37500%. | Initial |
| UVRS6K2RU22 | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| XMNJ5LZ6BR0 | xx | xx | Borrower DTI Ratio Percent | 18.648% | 18.650% | -0.002% | -0.00200% | As per the loan documents. | Initial |
| XMNJ5LZ6BR0 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| XMNJ5LZ6BR0 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 17.95800% | As per the loan documents. | Initial |
| XMNJ5LZ6BR0 | xx | xx | Original Stated Rate | 2.75000% | 275.0000% | -272.25000% | -272.25000% | As per the loan documents. | Initial |
| XMNJ5LZ6BR0 | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| H3XJAJRXMM6 | xx | xx | Borrower DTI Ratio Percent | 45.185% | 45.190% | -0.005% | -0.00500% | Borrower DTI Ratio Percent is 45.185%. | Initial |
| H3XJAJRXMM6 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is N/A. | Initial |
| H3XJAJRXMM6 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 19.48000% | xx | Initial |
| H3XJAJRXMM6 | xx | xx | Original Stated Rate | 5.37500% | 537.5000% | -532.12500% | -532.12500% | Original Stated Rate is 5,37500%. | Initial |
| H3XJAJRXMM6 | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  | Payment History String is not applicable | Initial |
| H3XJAJRXMM6 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| PR85RUWC7GM | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| PR85RUWC7GM | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 31.50500% | xx | Initial |
| PR85RUWC7GM | xx | xx | Original Stated Rate | 2.75000% | 275.0000% | -272.25000% | -272.25000% | Original Stated Rate is 2.75000%. | Initial |
| PR85RUWC7GM | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | Payment history string is NA. | Initial |
| PR85RUWC7GM | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | Purpose of Refinance Per HUD-1 is Limited Cash Out. | Initial |
| 61W3L86UM0C | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable . | Initial |
| 61W3L86UM0C | xx | xx | Doc Date of Last Modification | xx/xx/2017 | xx/xx/2017 | -16 (Days) |  | Doc date of last mod N.A | Initial |
| 61W3L86UM0C | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -12.55900% | xx | Initial |
| 61W3L86UM0C | xx | xx | Original Stated P&I | $540.77 | $410.74 | $130.03 | 31.65749% | Original stated p&i is 540.77. | Initial |
| 61W3L86UM0C | xx | xx | Original Stated Rate | 6.12500% | 376.3000% | -370.17500% | -370.17500% | Original stated ratio is 6.125%. | Initial |
| 9Z4ZTY0SGE1 | xx | xx | Borrower DTI Ratio Percent | 39.848% | 39.850% | -0.002% | -0.00200% | Borrower DTI ratio percent is 39.848%. | Initial |
| 9Z4ZTY0SGE1 | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| 9Z4ZTY0SGE1 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -1.15500% | xx | Initial |
| 9Z4ZTY0SGE1 | xx | xx | Original Stated Rate | 3.50000% | 350.0000% | -346.50000% | -346.50000% | Note Document reflect as 3.50000%. | Initial |
| 9Z4ZTY0SGE1 | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| 9Z4ZTY0SGE1 | xx | xx | Purpose Per Application | Refinance | Construction/Perm |  |  | purpose per application refianance | Initial |
| 4EHND3EDCUB | xx | xx | Borrower DTI Ratio Percent | 38.079% | 38.480% | -0.401% | -0.40100% |  | Initial |
| 4EHND3EDCUB | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| 4EHND3EDCUB | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -19.28100% |  | Initial |
| 4EHND3EDCUB | xx | xx | Original Stated Rate | 5.87500% | 587.5000% | -581.62500% | -581.62500% |  | Initial |
| 4EHND3EDCUB | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| BCSEH58MMT2 | xx | xx | Borrower DTI Ratio Percent | 46.797% | 44.880% | 1.917% | 1.91700% | Borrower DTI Ratio Percent is 46.797% | Initial |
| BCSEH58MMT2 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| BCSEH58MMT2 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 18.19300% | xx | Initial |
| BCSEH58MMT2 | xx | xx | Original Stated Rate | 3.00000% | 300.0000% | -297.00000% | -297.00000% | Original Stated Rate is 3.0000% | Initial |
| BCSEH58MMT2 | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | Payment History string is Not Applicable | Initial |
| BCSEH58MMT2 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| 8TQNR1E7US6 | xx | xx | Borrower DTI Ratio Percent | 30.531% | 30.530% | 0.001% | 0.00100% | Borrower DTI ratio percent is 30.531%. | Initial |
| 8TQNR1E7US6 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 8TQNR1E7US6 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 21.07300% | xx | Initial |
| 8TQNR1E7US6 | xx | xx | Original Stated Rate | 2.87500% | 287.5000% | -284.62500% | -284.62500% | Stated rate is 2.875%. | Initial |
| 8TQNR1E7US6 | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | Payment History String is 0MMM00000000000000000000. | Initial |
| 8TQNR1E7US6 | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | Purpose of refinance per HUD-1 is limited cash out. | Initial |
| 6ZROR4ZJXJ3 | xx | xx | Borrower DTI Ratio Percent | 25.418% | 25.410% | 0.008% | 0.00800% | BWR DTI is 26.889% | Initial |
| 6ZROR4ZJXJ3 | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| 6ZROR4ZJXJ3 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 15.15000% | xx | Initial |
| 6ZROR4ZJXJ3 | xx | xx | Original Stated Rate | 3.75000% | 375.0000% | -371.25000% | -371.25000% | Original stated rate is 3.75000% | Initial |
| 6ZROR4ZJXJ3 | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  | Payment History String is not applicable | Initial |
| 6ZROR4ZJXJ3 | xx | xx | Property Address Street | xx | xx |  |  | Property address is xx. | Initial |
| 6ZROR4ZJXJ3 | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Cash Out - Other |  |  | Purpose of refinance is limited cash out. | Initial |
| 6ZROR4ZJXJ3 | xx | xx | Subject Property Type | Mid Rise Condo (5-8 Stories) | Low Rise Condo (1-4 Stories) |  |  | Property is Mid Rise Condo. | Initial |
| UN0H0LCSHZT | xx | xx | Borrower DTI Ratio Percent | 35.858% | 39.000% | -3.142% | -3.14200% | Borrower DTI Ratio Percent is 35.858%. | Initial |
| UN0H0LCSHZT | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| UN0H0LCSHZT | xx | xx | Doc Date of Last Modification | xx/xx/2023 | xx/xx/2023 | -2 (Days) |  | Doc Date of Last Modification is Not Applicable. | Initial |
| UN0H0LCSHZT | xx | xx | First Payment Date | xx/xx/2023 | xx/xx/2023 | -62 (Days) |  | First Payment Date is xx/xx/2023. | Initial |
| UN0H0LCSHZT | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 8.76000% | xx | Initial |
| UN0H0LCSHZT | xx | xx | Original Stated Rate | 3.50000% | 350.0000% | -346.50000% | -346.50000% | Original Stated Rate is 3.50000%. | Initial |
| UN0H0LCSHZT | xx | xx | Payment History String | 0MMMM0000000000000000000 | 000000000000000000000000 |  |  | Payment History String is Not Applicable. | Initial |
| UN0H0LCSHZT | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | Purpose of Refinance Per HUD-1 is Not Applicable. | Initial |
| 5GT2A87N09G | xx | xx | Borrower #2 Last Name | xx | xx |  |  | As per loan documents. | Initial |
| 5GT2A87N09G | xx | xx | Borrower DTI Ratio Percent | 16.964% | 16.970% | -0.006% | -0.00600% | As per loan documents. | Initial |
| 5GT2A87N09G | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| 5GT2A87N09G | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 31.50700% | As per loan documents. | Initial |
| 5GT2A87N09G | xx | xx | Original Stated Rate | 2.87500% | 287.5000% | -284.62500% | -284.62500% | As per loan documents. | Initial |
| 5GT2A87N09G | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | NA. | Initial |
| 5GT2A87N09G | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| VMIMTBVO95J | xx | xx | Borrower DTI Ratio Percent | 42.570% | 43.000% | -0.430% | -0.43000% | Borrower DTI Ratio Percent is 35.473% | Initial |
| VMIMTBVO95J | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is NA. | Initial |
| VMIMTBVO95J | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -9.69000% | xx | Initial |
| VMIMTBVO95J | xx | xx | Original Stated Rate | 3.50000% | 350.0000% | -346.50000% | -346.50000% | Original Stated Rate is 3.500% | Initial |
| VMIMTBVO95J | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  | PH string is 0000MMMMMMMMMMMMMMMMMMMM. | Initial |
| VMIMTBVO95J | xx | xx | Property Address Street | xx | xx |  |  | Property Address is xx. | Initial |
| VAJCF6CA830 | xx | xx | Borrower DTI Ratio Percent | 32.153% | 32.110% | 0.043% | 0.04300% | BWR DTI ratio 32.153%. | Initial |
| VAJCF6CA830 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| VAJCF6CA830 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -1.01700% | As per loan documents. | Initial |
| VAJCF6CA830 | xx | xx | Original Stated Rate | 4.87500% | 487.5000% | -482.62500% | -482.62500% | As per loan documents. | Initial |
| VAJCF6CA830 | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  | N/A. | Initial |
| VAJCF6CA830 | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| FIP1EUZUWKS | xx | xx | Borrower #2 First Name | xx | xx |  |  | Borrower #2 first name - xx | Initial |
| FIP1EUZUWKS | xx | xx | Borrower DTI Ratio Percent | 40.620% | 40.450% | 0.170% | 0.17000% | Borrower DTI ratio percent - 40.620% | Initial |
| FIP1EUZUWKS | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| FIP1EUZUWKS | xx | xx | First Payment Date | xx/xx/2023 | xx/xx/2023 | -61 (Days) |  | First payment date- xx/xx/2023 | Initial |
| FIP1EUZUWKS | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -3.73600% | xx | Initial |
| FIP1EUZUWKS | xx | xx | Original Stated P&I | $4526.15 | $4269.81 | $256.34 | 6.00354% | Original stated P&I - xx | Initial |
| FIP1EUZUWKS | xx | xx | Original Stated Rate | 3.25000% | 325.0000% | -321.75000% | -321.75000% | Original stated ratio - 3.250% | Initial |
| FIP1EUZUWKS | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| FIP1EUZUWKS | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | NA | Initial |
| UTK18YIJHSD | xx | xx | Borrower DTI Ratio Percent | 28.838% | 28.840% | -0.002% | -0.00200% | BWR DTI ratio percent 28.83% | Initial |
| UTK18YIJHSD | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value N.A | Initial |
| UTK18YIJHSD | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 26.20000% | xx | Initial |
| UTK18YIJHSD | xx | xx | Original Stated Rate | 2.75000% | 275.0000% | -272.25000% | -272.25000% | Original stated rate 2.75% | Initial |
| UTK18YIJHSD | xx | xx | Payment History String | MMM000000000000000000000 | 000000000000000000000000 |  |  | N/A. | Initial |
| 6OX65HN78A0 | xx | xx | Borrower DTI Ratio Percent | 38.765% | 43.500% | -4.735% | -4.73500% | Borrower DTI Ratio Percent is 38.765% | Initial |
| 6OX65HN78A0 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 6OX65HN78A0 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 20.69000% | xx | Initial |
| 6OX65HN78A0 | xx | xx | Original Stated Rate | 3.50000% | 350.0000% | -346.50000% | -346.50000% | Original Stated Rate is 3.50000% | Initial |
| 6OX65HN78A0 | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| 6OX65HN78A0 | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | Purpose of Refinance Per HUD-1 is Not Applicable | Initial |
| 6OX65HN78A0 | xx | xx | Purpose Per Application | Construction/Perm | Refinance |  |  | Purpose per Application is Construction/ Perm | Initial |
| H15TDLFH5Y5 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| H15TDLFH5Y5 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 13.88200% | xx | Initial |
| H15TDLFH5Y5 | xx | xx | Original Stated Rate | 2.87500% | 287.5000% | -284.62500% | -284.62500% | Original Stated Rate is 2.87500% | Initial |
| H15TDLFH5Y5 | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | Payment History String is Not Applicable | Initial |
| H15TDLFH5Y5 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| GLJCCA39A5F | xx | xx | Borrower DTI Ratio Percent | 40.280% | 40.310% | -0.030% | -0.03000% | borrower DTI ratio percent unavailable. | Initial |
| GLJCCA39A5F | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value is not applicable. | Initial |
| GLJCCA39A5F | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 14.00700% | xx | Initial |
| GLJCCA39A5F | xx | xx | Original Stated Rate | 3.12500% | 312.5000% | -309.37500% | -309.37500% | original stated rate is 3.12500% | Initial |
| GLJCCA39A5F | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  | NA | Initial |
| N551V8NP7D2 | xx | xx | Borrower DTI Ratio Percent | 35.432% | 31.130% | 4.302% | 4.30200% | DTI is 35.432%. | Initial |
| N551V8NP7D2 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| N551V8NP7D2 | xx | xx | First Payment Date | xx/xx/2023 | xx/xx/2023 | -61 (Days) |  | Tape shows xx/xx/2023 but audit value shows xx. | Initial |
| N551V8NP7D2 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -20.04000% | xx | Initial |
| N551V8NP7D2 | xx | xx | Original Stated Rate | 3.50000% | 350.0000% | -346.50000% | -346.50000% | Tape shows xx0% but audit value shows xx.50000%. | Initial |
| N551V8NP7D2 | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| N551V8NP7D2 | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | Tape shows change in rate/term but audit value shows xx. | Initial |
| N551V8NP7D2 | xx | xx | Purpose Per Application | Construction/Perm | Refinance |  |  |  | Initial |
| N551V8NP7D2 | xx | xx | Subject Property Type | Manufactured Housing | Single Family |  |  | The subject property is manufactured. | Initial |
| TW00LS64308 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| TW00LS64308 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -3.01000% | xx | Initial |
| TW00LS64308 | xx | xx | Original Stated Rate | 4.50000% | 450.0000% | -445.50000% | -445.50000% | Tape shows Original Stated rate is 450.0000% but audit value given as 4.5%. | Initial |
| TW00LS64308 | xx | xx | Payment History String | 000000000000000000MMMMM0 | 000000000000000000000000 |  |  | Payment history updated by loan auditor. | Initial |
| GES1WHZDR4C | xx | xx | Borrower DTI Ratio Percent | 36.557% | 37.810% | -1.253% | -1.25300% | The tape shows the Borrower DTI Ratio Percent data provided as 37.810, and the audit value is xx.557. | Initial |
| GES1WHZDR4C | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| GES1WHZDR4C | xx | xx | First Payment Date | xx/xx/2022 | xx/xx/2022 | -181 (Days) |  | The tape shows the first payment date provided as xx/xx/2022, and the audit value is xx. | Initial |
| GES1WHZDR4C | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 37.33000% | xx | Initial |
| GES1WHZDR4C | xx | xx | Original Stated Rate | 3.75000% | 375.0000% | -371.25000% | -371.25000% | Tape shows the original stated rate provided is 375%, and the audit value is xx.75%. | Initial |
| GES1WHZDR4C | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | Payment History String is Not Applicable | Initial |
| GES1WHZDR4C | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | Purpose of Refiannace Per HUD-1 is Not Applicable | Initial |
| GES1WHZDR4C | xx | xx | Purpose Per Application | Construction/Perm | Refinance |  |  | Purpose per Application is Construction/PER | Initial |
| WI24ZA4ALC8 | xx | xx | Borrower DTI Ratio Percent | 29.568% | 29.530% | 0.038% | 0.03800% | Borrower DTI Ratio Percent is 29.568%. | Initial |
| WI24ZA4ALC8 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| WI24ZA4ALC8 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 20.59800% | xx | Initial |
| WI24ZA4ALC8 | xx | xx | Original Stated Rate | 2.87500% | 287.5000% | -284.62500% | -284.62500% | Original Stated Rate is 2.87500%. | Initial |
| WI24ZA4ALC8 | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | Payment History String is Not Applicable. | Initial |
| S5F3FQ1I68I | xx | xx | Borrower DTI Ratio Percent | 31.917% | 31.970% | -0.053% | -0.05300% | DTI is 31.917%. | Initial |
| S5F3FQ1I68I | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| S5F3FQ1I68I | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.69700% | xx | Initial |
| S5F3FQ1I68I | xx | xx | Original Stated Rate | 7.12500% | 712.5000% | -705.37500% | -705.37500% | Tape shows the original stated rate data provided is xx%. Audit value is xx.125%. | Initial |
| S5F3FQ1I68I | xx | xx | Payment History String | 000000000000000001101000 | 000000000000000110100000 |  |  | U/A | Initial |
| S5F3FQ1I68I | xx | xx | Subject Property Type | Mid Rise Condo (5-8 Stories) | Low Rise Condo (1-4 Stories) |  |  | Tape shows Subject property type as Low Rise Condo. Loan audit shows xx. | Initial |
| Z98RXWOHEHY | xx | xx | Borrower DTI Ratio Percent | 22.766% | 22.770% | -0.004% | -0.00400% | BWR DTI ratio percent is 22.776%. | Initial |
| Z98RXWOHEHY | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| Z98RXWOHEHY | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 51.17000% | xx | Initial |
| Z98RXWOHEHY | xx | xx | Original Stated P&I | $4916.83 | $3053.52 | $1863.31 | 61.02170% | Original stated P&I is xx. | Initial |
| Z98RXWOHEHY | xx | xx | Original Stated Rate | 5.37500% | 537.5000% | -532.12500% | -532.12500% | Original stated rate is 5.375%. | Initial |
| Z98RXWOHEHY | xx | xx | Payment History String | 0MMM00000000000000000000 | 00000000000000000000000 |  |  | 0MMMMM000000000000000000 | Initial |
| Z98RXWOHEHY | xx | xx | Property Address Street | xx | xx |  |  | Note reflects address as xx. | Initial |
| Z98RXWOHEHY | xx | xx | Purpose Per Application | Refinance | Construction/Perm |  |  | Purpose per application is refinance. | Initial |
| QGR7IDCE7OX | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Bankruptcy is Not Applicble | Initial |
| QGR7IDCE7OX | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows the Current Value xx, but the audit value shows xx. | Initial |
| QGR7IDCE7OX | xx | xx | Deferred Balance Amount | Unavailable | $10963.04 |  |  |  | Initial |
| QGR7IDCE7OX | xx | xx | Doc Date of Last Modification | Unavailable | xx/xx/2021 |  |  | Tape shows the Doc Date of Last modification xx/xx/2021, but the audit value shows xx. | Initial |
| QGR7IDCE7OX | xx | xx | Loan Amortization Type | Unavailable | Fixed |  |  | Tape shows the Loan Amortization Type is Fixed , but the audit value shows xx. | Initial |
| QGR7IDCE7OX | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 46.33000% | xx | Initial |
| QGR7IDCE7OX | xx | xx | Original Stated P&I | $2470.42 | $2456.11 | $14.31 | 0.58262% | Tape shows the Original Stated P&I xx, but the audit value shows xx. | Initial |
| QGR7IDCE7OX | xx | xx | Original Stated Rate | 6.12500% | 287.5000% | -281.37500% | -281.37500% | Tape shows the Original Stated Rate 287,50000%, but the audit value shows xx.12500%. | Initial |
| QGR7IDCE7OX | xx | xx | Payment History String | 000000444444432211111111 | 000099876543111111111111 |  |  | Payment History String is Not Applicable | Initial |
| QGR7IDCE7OX | xx | xx | Stated Maturity Date | Unavailable | xx/xx/2037 |  |  | Tape shows the Stated Maturity Date xx/xx/2037, but the audit value shows xx. | Initial |
| W89GMKZ0VXA | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current audit value is not applicable. | Initial |
| W89GMKZ0VXA | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -2.59000% | xx | Initial |
| W89GMKZ0VXA | xx | xx | Original Stated Rate | 3.25000% | 325.0000% | -321.75000% | -321.75000% | Original stated rate audit value is xx.250%. | Initial |
| W89GMKZ0VXA | xx | xx | Payment History String | 0MMMM0000000000000032100 | 000000000000000003210000 |  |  | Payment History String is not applicable | Initial |
| W89GMKZ0VXA | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | Purposed of refinance per HUD-1 audit value is xx. | Initial |
| W89GMKZ0VXA | xx | xx | Purpose Per Application | Construction/Perm | Refinance |  |  | Purpose per application is constaryction | Initial |
| CF28QCCHUQT | xx | xx | Borrower DTI Ratio Percent | 44.511% | 44.510% | 0.001% | 0.00100% | Tape shows the borrower DTI ratio percent is 44.510%, but the audit value is xx.511%. | Initial |
| CF28QCCHUQT | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows the current value is xx, but the audit value is xx. | Initial |
| CF28QCCHUQT | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 26.02100% | xx | Initial |
| CF28QCCHUQT | xx | xx | Original Stated Rate | 2.87500% | 287.5000% | -284.62500% | -284.62500% | Tape shows the original stated rate is 287.50000%, but the audit value is xx.87500%. | Initial |
| CF28QCCHUQT | xx | xx | Payment History String | 0MMMM0000000000000000000 | 000000000000000000000000 |  |  | PH string is 0MMMMM000000000000000000. | Initial |
| W7I68OB4EM3 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| W7I68OB4EM3 | xx | xx | Doc Date of Last Modification | xx/xx/2025 | xx/xx/2025 | -35 (Days) |  | Doc Date Last Modification is Not Applicable. | Initial |
| W7I68OB4EM3 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 30.20900% | xx | Initial |
| W7I68OB4EM3 | xx | xx | Original Stated P&I | $898.42 | $838.49 | $59.93 | 7.14737% | Original Stated P&I is xx. | Initial |
| W7I68OB4EM3 | xx | xx | Original Stated Rate | 3.62500% | 462.5000% | -458.87500% | -458.87500% | Original Stated Rate is 3.62500%. | Initial |
| W7I68OB4EM3 | xx | xx | Payment History String | 0000000000MMMMMMMM000000 | 000000000321000000000000 |  |  | Payment History String is Not Applicable. | Initial |
| W7I68OB4EM3 | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Debt consolidation |  |  | Purpose of Refinance Per HUD-1 is Limited Cash Out. | Initial |
| W7I68OB4EM3 | xx | xx | Subject Property Type | PUD | Single Family |  |  | Subject Property Type is PUD. | Initial |
| SFOOCNHZ5D7 | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| SFOOCNHZ5D7 | xx | xx | Deferred Balance Amount | Unavailable | $1079.48 |  |  |  | Initial |
| SFOOCNHZ5D7 | xx | xx | Loan Amortization Type | Unavailable | Fixed |  |  |  | Initial |
| SFOOCNHZ5D7 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 48.02000% | xx | Initial |
| SFOOCNHZ5D7 | xx | xx | Original Stated Rate | 5.50000% | 550.0000% | -544.50000% | -544.50000% | As per the document original stated rate is 5.50000% but tape shows as 550.00000%. | Initial |
| SFOOCNHZ5D7 | xx | xx | Payment History String | 00000000000111MMMM000001 | 000000000111000000000111 |  |  |  | Initial |
| SFOOCNHZ5D7 | xx | xx | Stated Maturity Date | Unavailable | xx/xx/2049 |  |  |  | Initial |
| B9P9B9GGAYO | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| B9P9B9GGAYO | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 24.50000% | xx | Initial |
| B9P9B9GGAYO | xx | xx | Original Stated P&I | $1459.35 | $860.99 | $598.36 | 69.49674% | Original Stated P&I is xx | Initial |
| B9P9B9GGAYO | xx | xx | Original Stated Rate | 6.75000% | 475.0000% | -468.25000% | -468.25000% | Original Stated Rate is 6.75000% | Initial |
| B9P9B9GGAYO | xx | xx | Payment History String | 010000021111100000000000 | 000032111110000000000000 |  |  | Payment History String is Not Applicable | Initial |
| B9P9B9GGAYO | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| 4UPUJ40E58F | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| 4UPUJ40E58F | xx | xx | Deferred Balance Amount | Unavailable | $28193.05 |  |  | Tape shows deferred balance amount is xx. | Initial |
| 4UPUJ40E58F | xx | xx | Doc Date of Last Modification | Unavailable | xx/xx/2018 |  |  | Tape shows date of last modification is xx/xx/2018. | Initial |
| 4UPUJ40E58F | xx | xx | Loan Amortization Type | Unavailable | Fixed |  |  |  | Initial |
| 4UPUJ40E58F | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 31.63000% | xx | Initial |
| 4UPUJ40E58F | xx | xx | Original Stated P&I | $1574.41 | $975.10 | $599.31 | 61.46138% | Tape shows original stated P&I is xx. | Initial |
| 4UPUJ40E58F | xx | xx | Original Stated Rate | 10.14000% | 400.0000% | -389.86000% | -389.86000% | Tape shows original stated rate is 400.00%. | Initial |
| 4UPUJ40E58F | xx | xx | Payment History String | 100044321012121100000211 | 000543210121211000002111 |  |  | Payment history string is updated by loan auditor. | Initial |
| 4UPUJ40E58F | xx | xx | Stated Maturity Date | Unavailable | xx/xx/2039 |  |  | Tape shows stated maturity date is xx/xx/2039. | Initial |
| 4UPUJ40E58F | xx | xx | Subject Property Type | PUD | Single Family |  |  | Tape shows Subject property is single family. | Initial |
| 8IK3GEVJMRS | xx | xx | Borrower DTI Ratio Percent | 42.739% | 42.230% | 0.509% | 0.50900% | Tape shows Borrower DTI Ratio Percent is 42.230% but audit value is xx.739%. | Initial |
| 8IK3GEVJMRS | xx | xx | Current Value | XXXX | XXXX | XXXX | 3.69127% | Tape shows Current value is xx but audit value is given as xx. | Initial |
| 8IK3GEVJMRS | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.99300% | xx | Initial |
| 8IK3GEVJMRS | xx | xx | Original Stated Rate | 3.50000% | 350.0000% | -346.50000% | -346.50000% | Tape shows original stated rate 350.0000% but audit value given as 3.50000%. | Initial |
| 8IK3GEVJMRS | xx | xx | Payment History String | 0MMMM0000000000000000000 | 000000000000000000000000 |  |  | N/A. | Initial |
| 8IK3GEVJMRS | xx | xx | Purpose of Refinance Per HUD-1 | No Cash-Out | Change in Rate/Term |  |  | Tape shows Purpose of Refinance per HUD-1 as Change in Rate/Term but audit value is xx. | Initial |
| HHUK0DTCHM7 | xx | xx | Borrower DTI Ratio Percent | 36.922% | 36.920% | 0.002% | 0.00200% | Tapes Shows 36.920% BUt Audit Vale is 36.922% | Initial |
| HHUK0DTCHM7 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx But Audit Value is xx | Initial |
| HHUK0DTCHM7 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.17700% | xx | Initial |
| HHUK0DTCHM7 | xx | xx | Original Stated Rate | 6.49000% | 649.0000% | -642.51000% | -642.51000% | Tape shows 649.00000 But Audit value is xx.4900% | Initial |
| HHUK0DTCHM7 | xx | xx | Payment History String | 0000000000MM000000000 | 0000000000000000000 |  |  | Payment History String is Not Applicable. | Initial |
| HHUK0DTCHM7 | xx | xx | Property Address Street | xx | xx |  |  | Tape shows xx | Initial |
| HHUK0DTCHM7 | xx | xx | Subject Property Type | Mid Rise Condo (5-8 Stories) | Low Rise Condo (1-4 Stories) |  |  | Tape Shows Low ride Condo (1-4 Stories) But Audit Value is xx | Initial |
| OUC5BUK9ATF | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| OUC5BUK9ATF | xx | xx | Original Standard LTV (OLTV) | Unavailable | xx |  |  | xx | Initial |
| OUC5BUK9ATF | xx | xx | Original Stated Rate | 3.75000% | 375.0000% | -371.25000% | -371.25000% | Original Stated rate is 3.75000% | Initial |
| OUC5BUK9ATF | xx | xx | Payment History String | 0000000000110321MMM11100 | 000000001103220111110054 |  |  | Payment History string is Not Applicbale | Initial |
| OUC5BUK9ATF | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | Debt consolidation |  |  | Purpose of refinance is Change in Rate /term | Initial |
| OUC5BUK9ATF | xx | xx | Subject Property Type | PUD | Single Family |  |  | Subject Property type is PUD | Initial |
| 5EQXH0KCOJ1 | xx | xx | Borrower DTI Ratio Percent | 40.941% | 41.280% | -0.339% | -0.33900% | Borrower DTI Ratio percent is 40.941% | Initial |
| 5EQXH0KCOJ1 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| 5EQXH0KCOJ1 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 17.24600% | xx | Initial |
| 5EQXH0KCOJ1 | xx | xx | Original Stated Rate | 3.50000% | 350.0000% | -346.50000% | -346.50000% | Original Stated Rate is 3.500% | Initial |
| 5EQXH0KCOJ1 | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | Payment History String is Not Applicble | Initial |
| 5EQXH0KCOJ1 | xx | xx | Purpose Per Application | Refinance | Construction/Perm |  |  | Purpose per Application is Refinance. | Initial |
| 5EQXH0KCOJ1 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales Price is NA. | Initial |
| R9UOXNUY6DF | xx | xx | ARM Index Type | Unavailable | COSI |  |  | Tape shows COSI but audit vale shows other. | Initial |
| R9UOXNUY6DF | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  |  | Initial |
| R9UOXNUY6DF | xx | xx | Borrower DTI Ratio Percent | 20.914% | 27.214% | -6.300% | -6.30000% | Tape shows 27.214% but audit vale shows 30.876%. | Initial |
| R9UOXNUY6DF | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| R9UOXNUY6DF | xx | xx | Deferred Balance Amount | Unavailable | $20964.97 |  |  |  | Initial |
| R9UOXNUY6DF | xx | xx | Doc Date of Last Modification | Unavailable | xx/xx/2021 |  |  |  | Initial |
| R9UOXNUY6DF | xx | xx | First Payment Date | xx/xx/2005 | xx/xx/2005 | 14 (Days) |  | Tape shows xx/xx/2005 but audit vale shows xx/xx/2005. | Initial |
| R9UOXNUY6DF | xx | xx | Loan Amortization Type | Unavailable | ARM |  |  |  | Initial |
| R9UOXNUY6DF | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 48.10000% | xx | Initial |
| R9UOXNUY6DF | xx | xx | Original Stated P&I | $676.44 | $1404.82 | $-728.38 | -51.84863% | Tape shows xx but audit vale shows xx. | Initial |
| R9UOXNUY6DF | xx | xx | Original Stated Rate | 6.29000% | 658.0000% | -651.71000% | -651.71000% | Tape shows 658.00000% but audit vale shows 6.29000%. | Initial |
| R9UOXNUY6DF | xx | xx | Payment History String | 0000MMM00000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| R9UOXNUY6DF | xx | xx | Stated Maturity Date | Unavailable | xx/xx/2035 |  |  |  | Initial |
| UR19TK6BZ9U | xx | xx | Borrower DTI Ratio Percent | 39.685% | 39.690% | -0.005% | -0.00500% | Borrower DTI ration percent is 39.685%. | Initial |
| UR19TK6BZ9U | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| UR19TK6BZ9U | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 6.64900% | xx | Initial |
| UR19TK6BZ9U | xx | xx | Original Stated Rate | 5.75000% | 575.0000% | -569.25000% | -569.25000% | Stated rate is 5.75%. | Initial |
| UR19TK6BZ9U | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| UR19TK6BZ9U | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | NA. | Initial |
| UR19TK6BZ9U | xx | xx | Purpose Per Application | Construction/Perm | Refinance |  |  | Purpose per application is construction /permanent. | Initial |
| CT8N3G9KFIE | xx | xx | Borrower DTI Ratio Percent | 44.748% | 44.750% | -0.002% | -0.00200% | Borrower DTI ratio percent is 44.748%. | Initial |
| CT8N3G9KFIE | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable. | Initial |
| CT8N3G9KFIE | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 13.83000% | xx | Initial |
| CT8N3G9KFIE | xx | xx | Original Stated Rate | 3.62500% | 362.5000% | -358.87500% | -358.87500% | Original stated rate is 3.62500%. | Initial |
| CT8N3G9KFIE | xx | xx | Payment History String | 0000MMMMM000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| ENEEG9GIHUA | xx | xx | Borrower DTI Ratio Percent | 20.739% | 20.740% | -0.001% | -0.00100% | DTI is 20.739%. | Initial |
| ENEEG9GIHUA | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| ENEEG9GIHUA | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 34.74000% | xx | Initial |
| ENEEG9GIHUA | xx | xx | Original Stated Rate | 3.00000% | 300.0000% | -297.00000% | -297.00000% | Note reflects rate as 3%. | Initial |
| ENEEG9GIHUA | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| RP5YMR0ZCVC | xx | xx | Borrower DTI Ratio Percent | 40.861% | 40.840% | 0.021% | 0.02100% | Borrower DTI ratio percent is 40.939%. | Initial |
| RP5YMR0ZCVC | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.24000% | xx | Initial |
| RP5YMR0ZCVC | xx | xx | Original Stated Rate | 8.00000% | 800.0000% | -792.00000% | -792.00000% | Original Stated rate is 8.00000%. | Initial |
| RP5YMR0ZCVC | xx | xx | Payment History String | 00000MM | 00000 |  |  |  | Initial |
| 4VNXJNU3DGY | xx | xx | Borrower DTI Ratio Percent | 44.780% | 43.530% | 1.250% | 1.25000% | BWR DTI ratio percent 44.78% | Initial |
| 4VNXJNU3DGY | xx | xx | Current Legal Status | Performing | Collections |  |  |  | Initial |
| 4VNXJNU3DGY | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value NA. | Initial |
| 4VNXJNU3DGY | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 37.42400% | xx | Initial |
| 4VNXJNU3DGY | xx | xx | Original Stated Rate | 3.87500% | 387.5000% | -383.62500% | -383.62500% | original rate 3.875% | Initial |
| 4VNXJNU3DGY | xx | xx | Payment History String | 110MMMM00000000000000000 | 100000000000000000000000 |  |  |  | Initial |
| 4VNXJNU3DGY | xx | xx | Property Address Street | xx | xx |  |  | xx | Initial |
| 4VNXJNU3DGY | xx | xx | Subject Property Type | High Rise Condo (>=9 Stories) | Low Rise Condo (1-4 Stories) |  |  | property type High rise condo | Initial |
| YA208X89NKL | xx | xx | Borrower DTI Ratio Percent | 32.687% | 30.530% | 2.157% | 2.15700% | Tape shows 30.530% and audit value shows xx.687%. | Initial |
| YA208X89NKL | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| YA208X89NKL | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 27.73000% | xx | Initial |
| YA208X89NKL | xx | xx | Original Stated Rate | 3.62500% | 362.5000% | -358.87500% | -358.87500% | Tape shows 362.50000% and audit value shows xx.62500%. | Initial |
| YA208X89NKL | xx | xx | Payment History String | 0MMMM0000000000000000000 | 000000000000000000000000 |  |  | 0MMMMM000000000000000000 | Initial |
| 883DSCW742J | xx | xx | Borrower DTI Ratio Percent | 49.045% | 49.050% | -0.005% | -0.00500% | Borrower DTI Ratio Percent is 49.045%. | Initial |
| 883DSCW742J | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| 883DSCW742J | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.23000% | xx | Initial |
| 883DSCW742J | xx | xx | Original Stated Rate | 8.99900% | 899.9000% | -890.90100% | -890.90100% | Original Stated rate is 8.999%. | Initial |
| 883DSCW742J | xx | xx | Payment History String | 00000MMM | 000000 |  |  |  | Initial |
| BUN836PUOWU | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value NA | Initial |
| BUN836PUOWU | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 53.23000% | xx | Initial |
| BUN836PUOWU | xx | xx | Original Stated P&I | $268.32 | $297.11 | $-28.79 | -9.69001% | Stated PI is xx | Initial |
| BUN836PUOWU | xx | xx | Original Stated Rate | 5.12500% | 637.5000% | -632.37500% | -632.37500% | Stated rate is 5.12% | Initial |
| BUN836PUOWU | xx | xx | Payment History String | 00000000000021MMMM001111 | 000000000021000000111111 |  |  | Payment history strong updated by loan auditor. | Initial |
| BUN836PUOWU | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.64516% | Sale price is xx | Initial |
| Q2DUJ0QJRVC | xx | xx | Borrower DTI Ratio Percent | 25.474% | 25.470% | 0.004% | 0.00400% | Borrower DTI Ratio percent is 25.474%. | Initial |
| Q2DUJ0QJRVC | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable | Initial |
| Q2DUJ0QJRVC | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 34.19200% | xx | Initial |
| Q2DUJ0QJRVC | xx | xx | Original Stated Rate | 3.12500% | 312.5000% | -309.37500% | -309.37500% | Original stated ratio is 3.1250% | Initial |
| Q2DUJ0QJRVC | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | Payment history string is NA. | Initial |
| Q2DUJ0QJRVC | xx | xx | Purpose of Refinance Per HUD-1 | No Cash-Out | Change in Rate/Term |  |  | Purpose of Refinance per HUD-1 is no cash- out | Initial |
| OBM45UGUBVT | xx | xx | ARM Index Type | Unavailable | Secured Overnight Financing Rate (SOFR) |  |  | ARM INdex Type is 30-day Average SOFR | Initial |
| OBM45UGUBVT | xx | xx | Borrower DTI Ratio Percent | 35.581% | 35.790% | -0.209% | -0.20900% | As per the document borrower DTI Ratio percent 35.790% but tape shows 35.713%. | Initial |
| OBM45UGUBVT | xx | xx | Current Value | Not Applicable | XXXX |  |  | As per the document current value is xx but tape shows as xx. | Initial |
| OBM45UGUBVT | xx | xx | Doc Date of Last Modification | Unavailable | xx/xx/2025 |  |  | Doc Date of last Modificatin is not applicable | Initial |
| OBM45UGUBVT | xx | xx | First Payment Date | xx/xx/2024 | xx/xx/2025 | -243 (Days) |  | As per the document first payment date xx/xx/2025 but tape shows xx/xx/2024. | Initial |
| OBM45UGUBVT | xx | xx | Interest Only Period? | Yes | No |  |  | Interest only period? is yes | Initial |
| OBM45UGUBVT | xx | xx | Loan Amortization Type | Unavailable | ARM |  |  |  | Initial |
| OBM45UGUBVT | xx | xx | Next Pay Change Date | xx/xx/2030 | xx/xx/2029 | 182 (Days) |  | Next pay change date is xx/xx/2030 | Initial |
| OBM45UGUBVT | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 33.14000% | xx | Initial |
| OBM45UGUBVT | xx | xx | Original Stated P&I | $6605.66 | $3966.47 | $2639.19 | 66.53750% | As per the document original stated P&I is xx but tape shows asxx. | Initial |
| OBM45UGUBVT | xx | xx | Original Stated Rate | 5.62500% | 562.5000% | -556.87500% | -556.87500% | As per the document original stated rate is 562.500% but tape shows as 5.62500%. | Initial |
| OBM45UGUBVT | xx | xx | Payment History String | 0MMM00000000000000000000 | 0000000 |  |  | Payment History String is Not Appliacable | Initial |
| OBM45UGUBVT | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | As per the document Purpose Of Refinance Per HUD-1 But Tape Shows Change In Rate / Term. | Initial |
| OBM45UGUBVT | xx | xx | Purpose Per Application | Construction/Perm | Refinance |  |  | Purpose per application is comstaruction | Initial |
| OBM45UGUBVT | xx | xx | Stated Maturity Date | Unavailable | xx/xx/2054 |  |  | As per the document stated maturity date is xx/xx/2054 but tape shows as xx/xx/2054. | Initial |
| AHEXEDT5GL6 | xx | xx | Borrower DTI Ratio Percent | 18.132% | 16.710% | 1.422% | 1.42200% |  | Initial |
| AHEXEDT5GL6 | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| AHEXEDT5GL6 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 34.02000% |  | Initial |
| AHEXEDT5GL6 | xx | xx | Original Stated Rate | 3.25000% | 325.0000% | -321.75000% | -321.75000% |  | Initial |
| AHEXEDT5GL6 | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| 2Q20DILLYJH | xx | xx | Borrower DTI Ratio Percent | 40.535% | 40.530% | 0.005% | 0.00500% | Borrower DTI ratio percent is 40.53%. | Initial |
| 2Q20DILLYJH | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| 2Q20DILLYJH | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 22.80000% | xx | Initial |
| 2Q20DILLYJH | xx | xx | Original Stated Rate | 3.62500% | 362.5000% | -358.87500% | -358.87500% | Original stated rate is 3.625%. | Initial |
| 2Q20DILLYJH | xx | xx | Payment History String | 0000MMMMM000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| DGD1Y39SMLL | xx | xx | Borrower DTI Ratio Percent | 41.714% | 41.720% | -0.006% | -0.00600% | As per loan documents. | Initial |
| DGD1Y39SMLL | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| DGD1Y39SMLL | xx | xx | First Payment Date | xx/xx/2022 | xx/xx/2022 | -242 (Days) |  | As per loan documents. | Initial |
| DGD1Y39SMLL | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 41.48000% | As per loan documents. | Initial |
| DGD1Y39SMLL | xx | xx | Original Stated P&I | $1389.35 | $718.41 | $670.94 | 93.39235% | As per loan documents. | Initial |
| DGD1Y39SMLL | xx | xx | Original Stated Rate | 3.75000% | 375.0000% | -371.25000% | -371.25000% | As per loan documents. | Initial |
| DGD1Y39SMLL | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| DGD1Y39SMLL | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| DGD1Y39SMLL | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | NA | Initial |
| DGD1Y39SMLL | xx | xx | Purpose Per Application | Construction/Perm | Refinance |  |  | As per loan documents. | Initial |
| ECW61T97MVR | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is NA. | Initial |
| ECW61T97MVR | xx | xx | Doc Date of Last Modification | xx/xx/2023 | xx/xx/2023 | -2 (Days) |  | Doc date of last Modification is Not Applicable. | Initial |
| ECW61T97MVR | xx | xx | First Payment Date | xx/xx/2023 | xx/xx/2023 | 214 (Days) |  | First payment date is xx/xx/2023. | Initial |
| ECW61T97MVR | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 8.87000% | xx | Initial |
| ECW61T97MVR | xx | xx | Original Stated Rate | 4.50000% | 450.0000% | -445.50000% | -445.50000% | Original Stated Rate is 4,50000%. | Initial |
| ECW61T97MVR | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | Payment history string is NA. | Initial |
| MNQHS5UHQYN | xx | xx | Borrower DTI Ratio Percent | 49.550% | 48.520% | 1.030% | 1.03000% | Borrower DTI Ratio Percent is 49.565%. | Initial |
| MNQHS5UHQYN | xx | xx | Current Value | XXXX | XXXX | XXXX | -12.28070% | Current Value is xx. | Initial |
| MNQHS5UHQYN | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 17.38000% | xx | Initial |
| MNQHS5UHQYN | xx | xx | Original Stated Rate | 3.25000% | 325.0000% | -321.75000% | -321.75000% | Original Stated rate is 3.25000%. | Initial |
| MNQHS5UHQYN | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| 9KE603IR9RL | xx | xx | Borrower DTI Ratio Percent | 49.877% | 49.880% | -0.003% | -0.00300% | As per the document, the borrower DTI ratio percent type is 49.877%, but the tape shows 49.880. | Initial |
| 9KE603IR9RL | xx | xx | Current Value | Not Applicable | XXXX |  |  | As per the document, the current value is xx, but the tape shows xx. | Initial |
| 9KE603IR9RL | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 19.45000% | xx | Initial |
| 9KE603IR9RL | xx | xx | Original Stated Rate | 3.49000% | 349.0000% | -345.51000% | -345.51000% | As per the document, the original stated rate is 3.49000%, but the tape shows 349.00000%. | Initial |
| 9KE603IR9RL | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  | Payment History String isNot Applicable | Initial |
| W19K37VXX7Z | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| W19K37VXX7Z | xx | xx | Deferred Balance Amount | $48681.42 | $51614.85 | $-2933.43 | -5.68330% |  | Initial |
| W19K37VXX7Z | xx | xx | Doc Date of Last Modification | xx/xx/2018 | xx/xx/2018 | -31 (Days) |  |  | Initial |
| W19K37VXX7Z | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 23.99400% | xx | Initial |
| W19K37VXX7Z | xx | xx | Original Stated P&I | $1501.00 | $870.41 | $630.59 | 72.44746% | Tape shows xx and audit value shows xx.00. | Initial |
| W19K37VXX7Z | xx | xx | Original Stated Rate | 10.74000% | 737.5000% | -726.76000% | -726.76000% | Tape shows 737.50000% and audit value shows xx.74000%. | Initial |
| W19K37VXX7Z | xx | xx | Payment History String | 000004444444444322111432 | 000076544765432110003101 |  |  |  | Initial |
| QDH26K4RB2A | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| QDH26K4RB2A | xx | xx | Original Appraised Value | xx | xx | xx | -2.81690% | Appraisal value is xxK. | Initial |
| QDH26K4RB2A | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 14.28000% | xx | Initial |
| QDH26K4RB2A | xx | xx | Original Stated Rate | 3.12500% | 312.5000% | -309.37500% | -309.37500% | Tape shows 312.50000% and audit value shows xx.12500%. | Initial |
| QDH26K4RB2A | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| ADV03VEULBX | xx | xx | Borrower DTI Ratio Percent | 28.081% | 28.190% | -0.109% | -0.10900% | As per the document borrower DTI Ratio percent 28.081% but tape shows 28.190%. | Initial |
| ADV03VEULBX | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| ADV03VEULBX | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 35.05500% | xx | Initial |
| ADV03VEULBX | xx | xx | Original Stated Rate | 3.12500% | 312.5000% | -309.37500% | -309.37500% | As per the document original stated rate is 3.12500% but tape shows as 312.50000%. | Initial |
| ADV03VEULBX | xx | xx | Payment History String | 00MMMM000000000000000000 | 000000000000000000000000 |  |  | Paymeny History String is Not Applicable | Initial |
| 1GFPY8178RM | xx | xx | Borrower #2 Last Name | xx | xx |  |  | As per loan document. | Initial |
| 1GFPY8178RM | xx | xx | Borrower DTI Ratio Percent | 15.584% | 15.580% | 0.004% | 0.00400% | As per loan document. | Initial |
| 1GFPY8178RM | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| 1GFPY8178RM | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 17.29900% | As per loan document. | Initial |
| 1GFPY8178RM | xx | xx | Original Stated Rate | 3.12500% | 312.5000% | -309.37500% | -309.37500% | As per loan document. | Initial |
| 1GFPY8178RM | xx | xx | Payment History String | 0MMMM0000000000000000000 | 000000000000000000000000 |  |  | NA. | Initial |
| 1GFPY8178RM | xx | xx | Property Address Street | xx | xx |  |  | As per loan document. | Initial |
| 254E7TFU1MN | xx | xx | Borrower DTI Ratio Percent | 30.271% | 30.270% | 0.001% | 0.00100% | Borrower DTI ratio percent is 30.271%. | Initial |
| 254E7TFU1MN | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is xx | Initial |
| 254E7TFU1MN | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.21700% | xx | Initial |
| 254E7TFU1MN | xx | xx | Original Stated Rate | 8.50000% | 850.0000% | -841.50000% | -841.50000% | Original Stated Ratio is 8.500%. | Initial |
| 254E7TFU1MN | xx | xx | Payment History String | 00000MM | 00000 |  |  | Payment History String is Not Applicable | Initial |
| K89AFAWRLHR | xx | xx | Borrower DTI Ratio Percent | 29.267% | 32.910% | -3.643% | -3.64300% | Tape shows 32.910% and audit value shows xx.267%. | Initial |
| K89AFAWRLHR | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| K89AFAWRLHR | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 16.75000% | xx | Initial |
| K89AFAWRLHR | xx | xx | Original Stated Rate | 3.00000% | 300.0000% | -297.00000% | -297.00000% | Tape shows 300.00000% and audit value shows xx.00000%. | Initial |
| K89AFAWRLHR | xx | xx | Payment History String | 0MMMM0000000000000000000 | 000000000000000000000000 |  |  | PH string is 0MMMMM000000000000000000. | Initial |
| K89AFAWRLHR | xx | xx | Property Address Street | xx | xx |  |  | Tape shows xx and audit value shows xx. | Initial |
| K89AFAWRLHR | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | Tape shows change in rate/term and audit value shows xx. | Initial |
| R8SPMERAY3T | xx | xx | Borrower DTI Ratio Percent | 27.789% | 30.750% | -2.961% | -2.96100% | BWR DTI is 37.51% | Initial |
| R8SPMERAY3T | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA | Initial |
| R8SPMERAY3T | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 10.31600% | xx | Initial |
| R8SPMERAY3T | xx | xx | Original Stated Rate | 3.00000% | 300.0000% | -297.00000% | -297.00000% | Stated rate is 3.0% | Initial |
| R8SPMERAY3T | xx | xx | Payment History String | 000MMMMM0000000000000000 | 000000000000000000000000 |  |  | PH string is 000MMMMMMMMMMMMMMMMMMMMM. | Initial |
| KJQFDIMMS4A | xx | xx | Borrower DTI Ratio Percent | 10.156% | 10.150% | 0.006% | 0.00600% | Borrower DTI Ratio Percent is 10.156% | Initial |
| KJQFDIMMS4A | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| KJQFDIMMS4A | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 32.12000% | xx | Initial |
| KJQFDIMMS4A | xx | xx | Original Stated Rate | 2.87500% | 287.5000% | -284.62500% | -284.62500% | Original Stated Rate is 2.87500%. | Initial |
| KJQFDIMMS4A | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | Payment History String is Not Applicable. | Initial |
| KJQFDIMMS4A | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| KJQFDIMMS4A | xx | xx | Purpose of Refinance Per HUD-1 | No Cash-Out | Change in Rate/Term |  |  | Purpose of Refinance Per HUD-1 is No Cash Out. | Initial |
| 6RZ4FE0GNYI | xx | xx | Borrower DTI Ratio Percent | 32.428% | 32.430% | -0.002% | -0.00200% | Unavailable | Initial |
| 6RZ4FE0GNYI | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| 6RZ4FE0GNYI | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 46.53000% | As per the document. | Initial |
| 6RZ4FE0GNYI | xx | xx | Original Stated Rate | 3.62500% | 362.5000% | -358.87500% | -358.87500% | As per the document. | Initial |
| 6RZ4FE0GNYI | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  | U/A | Initial |
| 6RZ4FE0GNYI | xx | xx | Property Address Street | xx | xx |  |  | As per the document. | Initial |
| FVL856OTTGY | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable | Initial |
| FVL856OTTGY | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 8.25000% | xx | Initial |
| FVL856OTTGY | xx | xx | Original Stated P&I | $1583.43 | $948.95 | $634.48 | 66.86126% | Original stated p&i is 1583.43 | Initial |
| FVL856OTTGY | xx | xx | Original Stated Rate | 7.99000% | 450.0000% | -442.01000% | -442.01000% | Original stated rate is 7.990%. | Initial |
| FVL856OTTGY | xx | xx | Payment History String | 100111122121111121211111 | 001122212111112121111111 |  |  |  | Initial |
| NXOYICGG7D3 | xx | xx | Borrower DTI Ratio Percent | 36.912% | 36.910% | 0.002% | 0.00200% | Tape shows BWR DTI ratio as 36.910% but audit value shows xx.912%. | Initial |
| NXOYICGG7D3 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows current value as xx but audit value shows xx. | Initial |
| NXOYICGG7D3 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 16.19400% | xx | Initial |
| NXOYICGG7D3 | xx | xx | Original Stated Rate | 2.00000% | 200.0000% | -198.00000% | -198.00000% | Tape shows original stated rate as 200.0000% but audit value shows xx.0000%. | Initial |
| NXOYICGG7D3 | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| K8WKKSGASCX | xx | xx | Borrower DTI Ratio Percent | 40.668% | 41.480% | -0.812% | -0.81200% | Borrower DTI ratio Percent is 23.898%. | Initial |
| K8WKKSGASCX | xx | xx | Current Value | XXXX | XXXX | XXXX | -22.83950% | Current value is xx | Initial |
| K8WKKSGASCX | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 7.18000% | xx | Initial |
| K8WKKSGASCX | xx | xx | Original Stated Rate | 3.50000% | 350.0000% | -346.50000% | -346.50000% | Original stated rate is 3.50000%. | Initial |
| K8WKKSGASCX | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  |  | Initial |
| A6YPQC7UF8F | xx | xx | Borrower DTI Ratio Percent | 28.569% | 28.570% | -0.001% | -0.00100% | Tape shows the borrower DTI ratio percent is 28.570%, and the audit value is xx.569%. | Initial |
| A6YPQC7UF8F | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows the current value is xx, and the audit value is xx. | Initial |
| A6YPQC7UF8F | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.11200% | xx | Initial |
| A6YPQC7UF8F | xx | xx | Original Stated Rate | 5.75000% | 575.0000% | -569.25000% | -569.25000% | Tape shows the original stated rate is 575.00000%, and the audit value is xx.75000%. | Initial |
| A6YPQC7UF8F | xx | xx | Payment History String | 0000MMMM0000000000000000 | 000000000000000000000000 |  |  | Paymetnt History String is Not Applicabl | Initial |
| A6YPQC7UF8F | xx | xx | Property Address Street | xx | xx |  |  | Tape shows the property address street is xx, and the audit value is xx | Initial |
| A6YPQC7UF8F | xx | xx | Subject Property Type | High Rise Condo (>=9 Stories) | Low Rise Condo (1-4 Stories) |  |  | Subject Property is High rise Condo | Initial |
| 02Z587MUK4E | xx | xx | Borrower DTI Ratio Percent | 42.982% | 43.090% | -0.108% | -0.10800% | As per the document borrower DTI Ratio percent 42.919% but tape shows 43.090%. | Initial |
| 02Z587MUK4E | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.81000% | xx | Initial |
| 02Z587MUK4E | xx | xx | Original Stated Rate | 7.94000% | 794.0000% | -786.06000% | -786.06000% | As per the document original stated rate is 7.94000% but tape shows as 794.00000%. | Initial |
| 02Z587MUK4E | xx | xx | Payment History String | 000000000000000000000000 | 00000000000000 |  |  |  | Initial |
| 02Z587MUK4E | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | As per the document, the purpose of the refinance is cash out—other, but the tape shows xx. | Initial |
| I2DF8OPZ4O4 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current audit value is not applicable. | Initial |
| I2DF8OPZ4O4 | xx | xx | Loan Amortization Type | ARM | Fixed |  |  |  | Initial |
| I2DF8OPZ4O4 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 29.90100% | xx | Initial |
| I2DF8OPZ4O4 | xx | xx | Original Stated P&I | $2249.12 | $585.27 | $1663.85 | 284.28759% | Original stated P&I audit value is xx.12 | Initial |
| I2DF8OPZ4O4 | xx | xx | Original Stated Rate | 9.35000% | 200.0000% | -190.65000% | -190.65000% | Original stated rate audit value is xx.35%. | Initial |
| I2DF8OPZ4O4 | xx | xx | Payment History String | 000004444444444444444444 | 000099999999999999998765 |  |  | Payment History String id Not Applicble | Initial |
| QK0RGHVFMDL | xx | xx | Borrower DTI Ratio Percent | 39.521% | 39.520% | 0.001% | 0.00100% | Tape shows borrower DTI ratio percent as 39.520%, but audit value shows xx.521%. | Initial |
| QK0RGHVFMDL | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows current value as xx, but audit value shows xx.00. | Initial |
| QK0RGHVFMDL | xx | xx | Doc Date of Last Modification | xx/xx/2022 | xx/xx/2022 | 6 (Days) |  | U/A | Initial |
| QK0RGHVFMDL | xx | xx | First Payment Date | xx/xx/2020 | xx/xx/2022 | -669 (Days) |  | Tape shows first payment date as xx/xx/2022, but audit value shows xx. | Initial |
| QK0RGHVFMDL | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 48.39400% | xx | Initial |
| QK0RGHVFMDL | xx | xx | Original Stated P&I | $2118.05 | $1972.13 | $145.92 | 7.39910% | Tape shows original stated P & I as xx, but audit value shows xx.05. | Initial |
| QK0RGHVFMDL | xx | xx | Original Stated Rate | 5.12500% | 512.5000% | -507.37500% | -507.37500% | Tape shows original stated rate as 512.500%, but audit value shows xx.125%. | Initial |
| QK0RGHVFMDL | xx | xx | Payment History String | 0MMMM0000000000000000000 | 000000000000000000000000 |  |  | PH string is 0MMMM0000000000000000000. | Initial |
| QK0RGHVFMDL | xx | xx | Property Address Street | xx | xx |  |  | Tape shows property address street as xx, but audit value shows xx. | Initial |
| QK0RGHVFMDL | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | N/A | Initial |
| X9WMXZR7WF7 | xx | xx | Borrower DTI Ratio Percent | 47.910% | 41.990% | 5.920% | 5.92000% | DTI is 47.910 | Initial |
| X9WMXZR7WF7 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA | Initial |
| X9WMXZR7WF7 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 8.43000% | xx | Initial |
| X9WMXZR7WF7 | xx | xx | Original Stated Rate | 3.37500% | 337.5000% | -334.12500% | -334.12500% | Stated rate is 3.375% | Initial |
| X9WMXZR7WF7 | xx | xx | Payment History String | 0MMMM0000000000000000000 | 000000000000000000000000 |  |  | Payment History String is Not Applicable | Initial |
| II0XXBI69G5 | xx | xx | Borrower DTI Ratio Percent | 30.724% | 30.720% | 0.004% | 0.00400% | Borrower DTI Ratio Percent is 30.724%. | Initial |
| II0XXBI69G5 | xx | xx | Current Value | XXXX | XXXX | XXXX | -13.64902% | Tape shows current value is xx. | Initial |
| II0XXBI69G5 | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  | Tape shows modification change note terms is No. | Initial |
| II0XXBI69G5 | xx | xx | Loan Amortization Type | Unavailable | Fixed |  |  |  | Initial |
| II0XXBI69G5 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 12.29200% | xx | Initial |
| II0XXBI69G5 | xx | xx | Original Stated Rate | 3.37500% | 337.5000% | -334.12500% | -334.12500% | Original Stated rate is 3.37500% | Initial |
| II0XXBI69G5 | xx | xx | Payment History String | 0MMM00000000000000000000 | 000000000000000000000000 |  |  | Payment history string updated by loan auditor. | Initial |
| II0XXBI69G5 | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | Purpose of Refinance per HUD-1 is cash Out-Other. | Initial |
| II0XXBI69G5 | xx | xx | Stated Maturity Date | Unavailable | xx/xx/2053 |  |  |  | Initial |
| FKZCANQ6GQ5 | xx | xx | Age of Loan | 78 | 80 | -2 | -2.50000% | Age of loan 78. | Initial |
| FKZCANQ6GQ5 | xx | xx | Borrower First Name | Not Applicable | xx |  |  | BWR first name N.A | Initial |
| FKZCANQ6GQ5 | xx | xx | Borrower Last Name | xx | xx |  |  | BWR last name xx | Initial |
| FKZCANQ6GQ5 | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| FKZCANQ6GQ5 | xx | xx | Payment History String | 000000000000011000000000 | 110000000000 |  |  |  | Initial |
| IP2GA1SKVDO | xx | xx | Age of Loan | 89 | 91 | -2 | -2.19780% | Age of Loan is 89. | Initial |
| IP2GA1SKVDO | xx | xx | Borrower First Name | Not Applicable | xx |  |  | N/A. | Initial |
| IP2GA1SKVDO | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower Last Name is xx. | Initial |
| IP2GA1SKVDO | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| IP2GA1SKVDO | xx | xx | Original Note Doc Date | xx/xx/2018 | xx/xx/2018 | -6 (Days) |  | Original Note Doc Date is xx/xx/2018. | Initial |
| IP2GA1SKVDO | xx | xx | Payment History String | 000000000000000000000000 | 0 |  |  |  | Initial |
| F99NMZ3KA75 | xx | xx | Age of Loan | 89 | 91 | -2 | -2.19780% | Age of loan is 89. | Initial |
| F99NMZ3KA75 | xx | xx | Borrower First Name | Not Applicable | xx |  |  | Borrower First Name is Not Applicable. | Initial |
| F99NMZ3KA75 | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower Last Name is xx. | Initial |
| F99NMZ3KA75 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| F99NMZ3KA75 | xx | xx | Payment History String | 000000000000000000000000 | 0 |  |  |  | Initial |
| K5483B7VVFB | xx | xx | Age of Loan | 89 | 91 | -2 | -2.19780% | Age of loan is 89 | Initial |
| K5483B7VVFB | xx | xx | Borrower First Name | Not Applicable | xx |  |  | Borrower First NAme is xx | Initial |
| K5483B7VVFB | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower last Name is xx | Initial |
| K5483B7VVFB | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| K5483B7VVFB | xx | xx | Payment History String | 000000000000000000000000 | 0 |  |  |  | Initial |
| WU0O69YGPCO | xx | xx | Age of Loan | 86 | 88 | -2 | -2.27272% | Tape shows Age of loan is 88. | Initial |
| WU0O69YGPCO | xx | xx | Payment History String | 000000000000000000000000 | 0 |  |  |  | Initial |
| USPZGV553SB | xx | xx | Age of Loan | 82 | 84 | -2 | -2.38095% |  | Initial |
| USPZGV553SB | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| USPZGV553SB | xx | xx | Original Appraised Value | xx | xx | xx | 0.00070% | Original appraised value is xx. | Initial |
| USPZGV553SB | xx | xx | Payment History String | 000000000000000000000000 | 0 |  |  |  | Initial |
| MUMKU1MMMJY | xx | xx | Age of Loan | 77 | 79 | -2 | -2.53164% | Age of loan is 77. | Initial |
| MUMKU1MMMJY | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| MUMKU1MMMJY | xx | xx | Original Appraised Value | xx | xx | xx | 0.43668% | Original appraised value is xx. | Initial |
| MUMKU1MMMJY | xx | xx | Payment History String | 000000000000000000000000 | 0 |  |  |  | Initial |
| IY93J1C2E4U | xx | xx | Borrower Last Name | xx | xx |  |  | The tape shows xx | Initial |
| IY93J1C2E4U | xx | xx | Current Value | Not Applicable | XXXX |  |  | The tape shows xx but audit value shows xx. | Initial |
| IY93J1C2E4U | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.68900% | xx | Initial |
| IY93J1C2E4U | xx | xx | Original Note Doc Date | xx/xx/2021 | xx/xx/2021 | -1 (Days) |  | The tape shows xx/xx/2021 but audit value shows xx. | Initial |
| IY93J1C2E4U | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.68900% | xx | Initial |
| IY93J1C2E4U | xx | xx | Stated Maturity Date | xx/xx/2051 | xx/xx/2054 | -1096 (Days) |  | The tape shows xx/xx/2054 but audit value shows xx. | Initial |
| C4S4ZMDZN0H | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| BCNTS8Y6IL7 | xx | xx | Borrower DTI Ratio Percent | 55.305% | 55.295% | 0.010% | 0.01000% | Borrower DTI Ratio percent is 55.305%. | Initial |
| BCNTS8Y6IL7 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is Not applicable . | Initial |
| BCNTS8Y6IL7 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.00100% | xx | Initial |
| BCNTS8Y6IL7 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00100% | xx | Initial |
| V0ATFYKQDZN | xx | xx | Age of Loan | 8 | 11 | -3 | -27.27272% | As per the document age of loan 8 but tape shows 11. | Initial |
| V0ATFYKQDZN | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicbale | Initial |
| V0ATFYKQDZN | xx | xx | Is PMI Active? | Not Applicable | No |  |  | As per the document is PMI active not applicable but tape shows xx. | Initial |
| A9TOU6XEB15 | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | Age of loan is 1. | Initial |
| A9TOU6XEB15 | xx | xx | Borrower DTI Ratio Percent | 40.302% | 40.300% | 0.002% | 0.00200% | Borrower DTI Ratio is 40.30% | Initial |
| A9TOU6XEB15 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| A9TOU6XEB15 | xx | xx | Original Appraised Value | xx | xx | xx | 3.07692% | Original appraised value is xx | Initial |
| Y9E4ZVW0OHO | xx | xx | Age of Loan | 18 | 19 | -1 | -5.26315% | Age of loan is 18. | Initial |
| Y9E4ZVW0OHO | xx | xx | Current Value | XXXX | XXXX | XXXX | 0.79261% | Current value is xx. | Initial |
| Y9E4ZVW0OHO | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2025 |  |  | Interest paid through date is N/A. | Initial |
| Y9E4ZVW0OHO | xx | xx | Original Appraised Value | xx | xx | xx | 0.79261% | Original Appraisal Value is xx. | Initial |
| I8TK9RWLTZT | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active is NA. | Initial |
| I8TK9RWLTZT | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.70200% | xx | Initial |
| I8TK9RWLTZT | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.70200% | xx | Initial |
| I8TK9RWLTZT | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| I8TK9RWLTZT | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Purpose of refinance per HUD-1 is Change in Rate/Term. | Initial |
| R7217RIBK0N | xx | xx | Borrower DTI Ratio Percent | 43.603% | 43.600% | 0.003% | 0.00300% | BWR DTI Ratio Percent is 43.603%. | Initial |
| R7217RIBK0N | xx | xx | Subject Property Type | Single Family | PUD |  |  | Subject property type is Single family. | Initial |
| 2Z2FPP75UDW | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA | Initial |
| 2Z2FPP75UDW | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.70300% | xx | Initial |
| 2Z2FPP75UDW | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.70300% | xx | Initial |
| 2Z2FPP75UDW | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Change in Rate/Term | Initial |
| 2Z2FPP75UDW | xx | xx | Subject Property Type | Single Family | PUD |  |  | Single Family | Initial |
| TC9VUI2I5E0 | xx | xx | Borrower DTI Ratio Percent | 43.695% | 46.000% | -2.305% | -2.30500% | Transmittal summary document reflects as DTI ratio percentage 43.695% | Initial |
| TC9VUI2I5E0 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00300% | xx | Initial |
| TC9VUI2I5E0 | xx | xx | Stated Maturity Date | xx/xx/2064 | xx/xx/2052 | 4505 (Days) |  | Note document reflects maturity date xx/xx/2052. | Initial |
| XZZBG6C7HG0 | xx | xx | Borrower DTI Ratio Percent | 34.897% | 31.990% | 2.907% | 2.90700% | Tape shows stated maturity date as xx/xx/2054 but audit value shows xx. | Initial |
| XZZBG6C7HG0 | xx | xx | Property Address Street | xx | xx |  |  |  | Initial |
| XZZBG6C7HG0 | xx | xx | Stated Maturity Date | xx/xx/2054 | xx/xx/2054 | -31 (Days) |  | Tape shows stated maturity date as xx/xx/2054 but audit value shows xx. | Initial |
| K2JFBVZRH4E | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | As per loan documents. | Initial |
| K2JFBVZRH4E | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| K2JFBVZRH4E | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| 4H5NEADDMIC | xx | xx | Borrower DTI Ratio Percent | 30.199% | 29.210% | 0.989% | 0.98900% | BWR DTI ratio percent 30.19% | Initial |
| 4H5NEADDMIC | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| 4H5NEADDMIC | xx | xx | Housing Ratio per U/W (Initial Rate) | 13.613% | 6.570% | 7.043% | 7.04300% | Housing ratio per U/W 13.613% | Initial |
| 4H5NEADDMIC | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.01200% | xx | Initial |
| 4H5NEADDMIC | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01200% | xx | Initial |
| 8648BAYRVEH | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | As per loan documents. | Initial |
| 8648BAYRVEH | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| 8648BAYRVEH | xx | xx | MI Coverage Amount | Not Applicable | 407.710% |  |  | NA. | Initial |
| 8648BAYRVEH | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.34100% | As per loan documents. | Initial |
| 8648BAYRVEH | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.34100% | As per loan documents. | Initial |
| 8648BAYRVEH | xx | xx | Subject Property Type | Single Family | PUD |  |  | As per loan documents. | Initial |
| 909LITAYMXQ | xx | xx | Borrower DTI Ratio Percent | 40.165% | 39.186% | 0.979% | 0.97900% | As per the loan documents. | Initial |
| 909LITAYMXQ | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| 909LITAYMXQ | xx | xx | Housing Ratio per U/W (Initial Rate) | 39.694% | 38.726% | 0.968% | 0.96800% | As per the loan documents. | Initial |
| 909LITAYMXQ | xx | xx | MI Coverage Amount | Not Applicable | 402.440% |  |  |  | Initial |
| MPANDQHBCTI | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| MPANDQHBCTI | xx | xx | MI Coverage Amount | 30.000% | 541.840% | -511.840% | -511.84000% | Tape shows 541.840% and audit value shows xx.000%. | Initial |
| EOFC228AXG0 | xx | xx | Borrower DTI Ratio Percent | 48.609% | 48.610% | -0.001% | -0.00100% | As per loan document. | Initial |
| CDYUX5MBWNX | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 2.41700% | xx | Initial |
| CDYUX5MBWNX | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 67.04700% | xx | Initial |
| CDYUX5MBWNX | xx | xx | Payment History String | 00000 | 100000001111 |  |  | Payment history string is NA. | Initial |
| CDYUX5MBWNX | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| CDYUX5MBWNX | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2055 | -1 (Days) |  | Stated maturity date is xx/xx/2055. | Initial |
| 078D5LSXPRV | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower Last Name is xx. | Initial |
| 078D5LSXPRV | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Loan Original Maturity Term Months is 360. | Initial |
| 078D5LSXPRV | xx | xx | Original Note Doc Date | xx/xx/2010 | xx/xx/2010 | -4 (Days) |  | Original Note Doc Date xx/xx/2010. | Initial |
| 078D5LSXPRV | xx | xx | Original Stated P&I | $1309.36 | $1513.09 | $-203.73 | -13.46449% | Original Stated P&I is xx. | Initial |
| 078D5LSXPRV | xx | xx | Payment History String | 432144321444444444444444 | 788777767777 |  |  | Payment History String is Not Applicable. | Initial |
| 078D5LSXPRV | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| 078D5LSXPRV | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Purpose of Refinance Per HUD-1 is Change in Rate/Term. | Initial |
| 078D5LSXPRV | xx | xx | Stated Maturity Date | xx/xx/2065 | xx/xx/2050 | 5478 (Days) |  | Stated Maturity Date is3/1/2040. | Initial |
| N72U2Z32JAF | xx | xx | B1 Self-Employed? | Yes | No |  |  | As per loan documents. | Initial |
| N72U2Z32JAF | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00500% | As per loan documents. | Initial |
| N72U2Z32JAF | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00500% | As per loan documents. | Initial |
| N72U2Z32JAF | xx | xx | Payment History String | 000000000000000000000010 | 111222222222 |  |  |  | Initial |
| N72U2Z32JAF | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| N72U2Z32JAF | xx | xx | Stated Maturity Date | xx/xx/2052 | xx/xx/2052 | -1 (Days) |  | As per loan documents. | Initial |
| 9R673AOT8S7 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| 9R673AOT8S7 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.00100% | As per loan documents. | Initial |
| 9R673AOT8S7 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00100% | As per loan documents. | Initial |
| 9R673AOT8S7 | xx | xx | Payment History String | 332211111111001000000000 | 866666677738 |  |  | NA. | Initial |
| 9R673AOT8S7 | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| 9R673AOT8S7 | xx | xx | Stated Maturity Date | xx/xx/2052 | xx/xx/2052 | -1 (Days) |  | As per loan documents. | Initial |
| I63EJYOVW49 | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Loan Original Matuirty Term Months is 360 | Initial |
| I63EJYOVW49 | xx | xx | Original Stated P&I | $1596.23 | $2480.27 | $-884.04 | -35.64289% | Original Stated P&I is xx | Initial |
| I63EJYOVW49 | xx | xx | Payment History String | 004432100000214444444444 | 521111777752 |  |  | Payment History String is Not Applicabe | Initial |
| I63EJYOVW49 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| I63EJYOVW49 | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Purpose of Refinance per HUD-1 is Change in rate term | Initial |
| I63EJYOVW49 | xx | xx | Stated Maturity Date | xx/xx/2064 | xx/xx/2061 | 1340 (Days) |  | Stated Maturity dae is 3\*1/2051 | Initial |
| L8UZA2S8KNK | xx | xx | B1 Self-Employed? | Unavailable | No |  |  |  | Initial |
| L8UZA2S8KNK | xx | xx | Loan Documentation Type | DSCR | Full Documentation |  |  | Loan Documentation DSCR | Initial |
| L8UZA2S8KNK | xx | xx | Payment History String | 0011101210 | 3000000641 |  |  |  | Initial |
| L8UZA2S8KNK | xx | xx | Property Address Street | xx | xx |  |  |  | Initial |
| L8UZA2S8KNK | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2055 | -1 (Days) |  | Stated maturity date xx/xx/2055 | Initial |
| SXPIHU9LZ76 | xx | xx | Payment History String | 000000000 | 10000000 |  |  | Payment History String is Not Applicable | Initial |
| SXPIHU9LZ76 | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2055 | -1 (Days) |  | As per the loan documents. | Initial |
| RHVTLPE7YX7 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 7.97000% | xx | Initial |
| RHVTLPE7YX7 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 7.97000% | xx | Initial |
| RHVTLPE7YX7 | xx | xx | Payment History String | 0000 | 100000000111 |  |  | Payment History String is Not Applicable | Initial |
| RHVTLPE7YX7 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| RHVTLPE7YX7 | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2055 | -1 (Days) |  | Stated Maturity Date is xx/xx/2055. | Initial |
| VQLQHIOTNYP | xx | xx | Borrower DTI Ratio Percent | 48.935% | 51.426% | -2.491% | -2.49100% | Borrower DTI Ratio Percent is 48.935% | Initial |
| VQLQHIOTNYP | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00300% | xx | Initial |
| VQLQHIOTNYP | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 69.74700% | xx | Initial |
| VQLQHIOTNYP | xx | xx | Payment History String | 000 | 22 |  |  | Payment History Strking is Not Applicale | Initial |
| VQLQHIOTNYP | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2055 | -1 (Days) |  | Stated Matuirty Date is xx/xx/2055 | Initial |
| GTL0G9HS3OG | xx | xx | Payment History String | 000444321000000000000000 | 122277777621 |  |  | Payment history string is not applicable. | Initial |
| GTL0G9HS3OG | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx | Initial |
| GTL0G9HS3OG | xx | xx | Stated Maturity Date | xx/xx/2051 | xx/xx/2051 | -1 (Days) |  | Stated maturity date is xx/xx/2051 | Initial |
| 0KMQE0XBEXQ | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| 0KMQE0XBEXQ | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.50600% | xx | Initial |
| 0KMQE0XBEXQ | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.50600% | xx | Initial |
| 0KMQE0XBEXQ | xx | xx | Payment History String | 000000000000000000000000 | 122322211111 |  |  | Payment history string N/A. | Initial |
| 0KMQE0XBEXQ | xx | xx | Property Address Street | xx | xx |  |  | Property address street xx | Initial |
| 0KMQE0XBEXQ | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Purpose of refinance per HUD-1 is change in rate in term. | Initial |
| 0KMQE0XBEXQ | xx | xx | Stated Maturity Date | xx/xx/2052 | xx/xx/2052 | -1 (Days) |  | Stated maturity date is xx/xx/2052. | Initial |
| OP6Y7UKPN3X | xx | xx | Borrower DTI Ratio Percent | 38.083% | 52.381% | -14.298% | -14.29800% | Borrower DTI ratio percent is 38.083%. | Initial |
| OP6Y7UKPN3X | xx | xx | Original Appraisal Date | xx/xx/2022 | xx/xx/2022 | -1 (Days) |  | Original Appraisal Date is xx/xx/2022. | Initial |
| OP6Y7UKPN3X | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00500% | xx | Initial |
| OP6Y7UKPN3X | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00500% | xx | Initial |
| OP6Y7UKPN3X | xx | xx | Payment History String | 000000000000000000000000 | 111111111111 |  |  | Payment history string is NA. | Initial |
| OP6Y7UKPN3X | xx | xx | Stated Maturity Date | xx/xx/2052 | xx/xx/2052 | -1 (Days) |  | Stated maturity date is xx/xx/2052. | Initial |
| MZUO3YMGHCW | xx | xx | Borrower DTI Ratio Percent | 49.981% | 56.728% | -6.747% | -6.74700% | Borrower DTI ratio percent is 49.981%. | Initial |
| MZUO3YMGHCW | xx | xx | Original Appraisal Date | xx/xx/2025 | xx/xx/2025 | -2 (Days) |  | Original appraisal date is xx/xx/2025. | Initial |
| MZUO3YMGHCW | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00100% | xx | Initial |
| MZUO3YMGHCW | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00100% | xx | Initial |
| MZUO3YMGHCW | xx | xx | Payment History String | 0000000000 | 100111111111 |  |  |  | Initial |
| MZUO3YMGHCW | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2055 | -1 (Days) |  | Stated maturity date is xx/xx/2055. | Initial |
| 0I0FE869CFF | xx | xx | Original Appraisal Date | xx/xx/2022 | xx/xx/2022 | -3 (Days) |  | Original appraisal date is xx/xx/2022. | Initial |
| 0I0FE869CFF | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00100% | xx | Initial |
| 0I0FE869CFF | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00100% | xx | Initial |
| 0I0FE869CFF | xx | xx | Payment History String | 000000000000000000000000 | 333444434444 |  |  |  | Initial |
| 0I0FE869CFF | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| 0I0FE869CFF | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | No Cash-Out |  |  | Purpose of refinance per HUD-1 is cash out-other. | Initial |
| PUOFJJPR07D | xx | xx | Borrower DTI Ratio Percent | 55.265% | 57.270% | -2.005% | -2.00500% | As per calculations BWR DTI ratio percent is 55.265%. | Initial |
| PUOFJJPR07D | xx | xx | Current Value | XXXX | XXXX | XXXX | -0.61855% | As per appraisal document current value is xx | Initial |
| PUOFJJPR07D | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.00200% | xx | Initial |
| PUOFJJPR07D | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00200% | xx | Initial |
| PUOFJJPR07D | xx | xx | Payment History String | 000000000000000000000000 | 111111111111 |  |  | 000000000000000000000000 | Initial |
| PUOFJJPR07D | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | No Cash-Out |  |  | As per loan documents. | Initial |
| KMWF1R0UDGZ | xx | xx | Borrower #1 Middle Name | Not Applicable | xx |  |  | NA. | Initial |
| KMWF1R0UDGZ | xx | xx | Borrower DTI Ratio Percent | 16.805% | 16.800% | 0.005% | 0.00500% | As per loan documents. | Initial |
| KMWF1R0UDGZ | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00200% | As per loan documents. | Initial |
| KMWF1R0UDGZ | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00200% | As per loan documents. | Initial |
| KMWF1R0UDGZ | xx | xx | Payment History String | 001000000000000000000000 | 111111111163 |  |  | NA. | Initial |
| 9ZWM3TOI0R2 | xx | xx | B1 Self-Employed? | No | Yes |  |  | B1 Self-Employed? is No. | Initial |
| 9ZWM3TOI0R2 | xx | xx | Borrower DTI Ratio Percent | 43.514% | 43.510% | 0.004% | 0.00400% | Borrower DTI Ratio Percent is 43.514%. | Initial |
| 9ZWM3TOI0R2 | xx | xx | Original Appraisal Date | xx/xx/2022 | xx/xx/2022 | -10 (Days) |  | Original Appraisal Date is xx/xx/2022. | Initial |
| 9ZWM3TOI0R2 | xx | xx | Payment History String | 000000000000000000000000 | 100000000001 |  |  | Payment History String is Not Applicable. | Initial |
| 9ZWM3TOI0R2 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| 9ZWM3TOI0R2 | xx | xx | Stated Maturity Date | xx/xx/2053 | xx/xx/2053 | -1 (Days) |  | Stated Maturity Date is xx/xx/2053. | Initial |
| 9ZWM3TOI0R2 | xx | xx | Subject Property Type | PUD | Single Family |  |  | Subject Property Type is PUD. | Initial |
| EUL5CWMOFMT | xx | xx | Borrower DTI Ratio Percent | 36.018% | 36.020% | -0.002% | -0.00200% | As per 1008 DTI is 36.01%. | Initial |
| EUL5CWMOFMT | xx | xx | Payment History String | 00000000 | 100001111111 |  |  | N/A. | Initial |
| EUL5CWMOFMT | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| CXP1DR1X189 | xx | xx | Borrower DTI Ratio Percent | 42.091% | 42.090% | 0.001% | 0.00100% | Tape shows the borrower DTI ratio percent is 42.090%, but the audit value is xx.091%. | Initial |
| CXP1DR1X189 | xx | xx | Payment History String | 0000000000000001 | 122112111121 |  |  |  | Initial |
| CXP1DR1X189 | xx | xx | Property Address Street | xx | xx |  |  | Tape shows the property address street is xx, but the audit value is xx. | Initial |
| CXP1DR1X189 | xx | xx | Stated Maturity Date | xx/xx/2054 | xx/xx/2054 | -1 (Days) |  | Tape shows the stated maturity date is xx/xx/2054, but the audit value is xx. | Initial |
| 97IV0QD6IU5 | xx | xx | Age of Loan | 16 | 20 | -4 | -20.00000% | Age of Loan is 16 | Initial |
| 97IV0QD6IU5 | xx | xx | Borrower DTI Ratio Percent | 40.848% | 41.025% | -0.177% | -0.17700% | 1008 document reflect as DTI 40.848%. | Initial |
| 97IV0QD6IU5 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 97IV0QD6IU5 | xx | xx | Interest Paid Through Date | xx/xx/2024 | xx/xx/2026 | -487 (Days) |  | Interest Paid Through Date is xx/xx/2024 | Initial |
| 97IV0QD6IU5 | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | 64 (Days) |  | Note document reflect as xx/xx/2024. | Initial |
| 97IV0QD6IU5 | xx | xx | Prepayment Penalty Indicator | No | Yes |  |  | Note document reflect as no prepayment penalty. | Initial |
| HZ25L5BYZ5I | xx | xx | Debt Service Coverage Ratio (DSCR) | 0.79 | 0.80 | -0.01 | -1.25000% | Supporting documents are missing. | Initial |
| HZ25L5BYZ5I | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -4 (Days) |  | As per note document original note date is xx/xx/2025. | Initial |
| HZ25L5BYZ5I | xx | xx | Original Stated P&I | $7784.60 | $5950.23 | $1834.37 | 30.82855% | As per note document Original stated P&I is xx. | Initial |
| HZ25L5BYZ5I | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) |  |  |  | Initial |
| THQQ6OADZZ3 | xx | xx | Age of Loan | 4 | 6 | -2 | -33.33333% | Age of Loan is 4 | Initial |
| THQQ6OADZZ3 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| THQQ6OADZZ3 | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -6 (Days) |  | Original Note Doc Date is xx/xx/2025 | Initial |
| THQQ6OADZZ3 | xx | xx | Subject Property Type | Mid Rise Condo (5-8 Stories) | Low Rise Condo (1-4 Stories) |  |  | Subject Property Type is Mid Rise Condo (5-8 Stories) | Initial |
| QFTTANLQA01 | xx | xx | Age of Loan | 2 | 4 | -2 | -50.00000% | As per loan documents. | Initial |
| QFTTANLQA01 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| QFTTANLQA01 | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -3 (Days) |  | As per loan documents. | Initial |
| LEDVRBUKKQA | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | Tape shows the age of loan data provided is 3; the audit value is xx. | Initial |
| LEDVRBUKKQA | xx | xx | Borrower DTI Ratio Percent | 45.496% | 45.647% | -0.151% | -0.15100% | Tape shows the Borrower DTI Ratio Percent data provided is 45.647%; the audit value is xx.496%. | Initial |
| LEDVRBUKKQA | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| LEDVRBUKKQA | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -12 (Days) |  | Tape shows the original note doc date data provided is xx/xx/2025; the audit value is xx. | Initial |
| WPK6A2YU038 | xx | xx | Age of Loan | 1 | 4 | -3 | -75.00000% | Age of loan is 1. | Initial |
| WPK6A2YU038 | xx | xx | Borrower DTI Ratio Percent | 5.040% | 5.266% | -0.226% | -0.22600% | BWR DRI ratio percent is 5.040%. | Initial |
| WPK6A2YU038 | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -6 (Days) |  | Original note doc date is xx/xx/2025. | Initial |
| WPK6A2YU038 | xx | xx | Stated Remaining Term | 479 | 480 | -1 | -0.20833% | Stated remaining term is 479. | Initial |
| 4X4B8B5R1LS | xx | xx | Borrower DTI Ratio Percent | 34.744% | 36.239% | -1.495% | -1.49500% | Borrower DTI is 35.09% | Initial |
| 4X4B8B5R1LS | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| 4X4B8B5R1LS | xx | xx | Housing Ratio per U/W (Initial Rate) | 15.265% | 15.397% | -0.132% | -0.13200% | Housing ratio per U/W (Initial Rate) is 15.265%. | Initial |
| 4X4B8B5R1LS | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00500% | xx | Initial |
| 4X4B8B5R1LS | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00500% | xx | Initial |
| QE7WGEJYQYH | xx | xx | Age of Loan | 11 | 12 | -1 | -8.33333% | Age of loan is 11 months. | Initial |
| QE7WGEJYQYH | xx | xx | Borrower #2 First Name | xx | xx |  |  | Note document reflect as xx/xx/2024. | Initial |
| QE7WGEJYQYH | xx | xx | Borrower DTI Ratio Percent | 42.739% | 40.200% | 2.539% | 2.53900% | Borrower DTI Ratio Percent is 42.739% | Initial |
| QE7WGEJYQYH | xx | xx | Borrower Last Name | xx | xx |  |  | Note document reflect as xx | Initial |
| QE7WGEJYQYH | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| QE7WGEJYQYH | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA | Initial |
| KHBYPYK0DZO | xx | xx | Borrower DTI Ratio Percent | 49.633% | 66.939% | -17.306% | -17.30600% | Borrower DTI Ratio Percent is 49.633% | Initial |
| KHBYPYK0DZO | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| KHBYPYK0DZO | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicble | Initial |
| 66LGT4LRVPV | xx | xx | Age of Loan | 27 | 28 | -1 | -3.57142% | Age of Loan is 27. | Initial |
| 66LGT4LRVPV | xx | xx | Borrower DTI Ratio Percent | 48.444% | 48.440% | 0.004% | 0.00400% | Borrower DTI is Ratio percent is 48.444% | Initial |
| 66LGT4LRVPV | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is N/A. | Initial |
| 66LGT4LRVPV | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active N/A. | Initial |
| 66LGT4LRVPV | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| IO3YDQZD8MG | xx | xx | Age of Loan | 15 | 16 | -1 | -6.25000% | Age of loan is 15. | Initial |
| IO3YDQZD8MG | xx | xx | Borrower DTI Ratio Percent | 44.667% | 44.600% | 0.067% | 0.06700% | BRW DTI ratio percent is 44.667%. | Initial |
| IO3YDQZD8MG | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| IO3YDQZD8MG | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active is NA. | Initial |
| IO3YDQZD8MG | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.69800% | xx | Initial |
| IO3YDQZD8MG | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.53700% | xx | Initial |
| IO3YDQZD8MG | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| CDERUVOCE9E | xx | xx | Age of Loan | 5 | 18 | -13 | -72.22222% | Age of Loan is 5. | Initial |
| CDERUVOCE9E | xx | xx | Borrower #1 Middle Name | Not Applicable | xx |  |  | Borrower #1 Middle Name is Not Applicable. | Initial |
| CDERUVOCE9E | xx | xx | Borrower DTI Ratio Percent | 45.708% | 49.000% | -3.292% | -3.29200% | Borrower DTI Ratio Percent is 45.708%. | Initial |
| CDERUVOCE9E | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| CDERUVOCE9E | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable. | Initial |
| CDERUVOCE9E | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 9.68600% | xx | Initial |
| CDERUVOCE9E | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 9.68600% | xx | Initial |
| CDERUVOCE9E | xx | xx | Original Stated P&I | $4154.78 | $3218.67 | $936.11 | 29.08375% | Original Stated P&I is xx. | Initial |
| CDERUVOCE9E | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| CDERUVOCE9E | xx | xx | Subject Property Type | PUD | Single Family |  |  | Subject Property Type is PUD. | Initial |
| IAD3NZWUOS3 | xx | xx | Age of Loan | 21 | 22 | -1 | -4.54545% | Age of loan is 21. | Initial |
| IAD3NZWUOS3 | xx | xx | Borrower DTI Ratio Percent | 48.874% | 53.730% | -4.856% | -4.85600% | BWR DTI Ratio Percent is 48.874%. | Initial |
| IAD3NZWUOS3 | xx | xx | Current Value | Not Applicable | XXXX |  |  | n/a | Initial |
| IAD3NZWUOS3 | xx | xx | MI Coverage Amount | 12.000% | 0.000% | 12.000% | 12.00000% | MI coverage amount is 12%. | Initial |
| IAD3NZWUOS3 | xx | xx | Original Stated P&I | $2095.94 | $2905.94 | $-810.00 | -27.87394% | Original Stated P&I is 2095.94. | Initial |
| IAD3NZWUOS3 | xx | xx | Subject Property Type | PUD | Single Family |  |  | As per loan documents. | Initial |
| 6L4KJCYW57D | xx | xx | Age of Loan | 3 | 9 | -6 | -66.66666% | Age of loan is 3. | Initial |
| 6L4KJCYW57D | xx | xx | Borrower DTI Ratio Percent | 32.176% | 32.100% | 0.076% | 0.07600% | Borrower DTI ratio percent is 32.176%. | Initial |
| 6L4KJCYW57D | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is pmi active is not applicable. | Initial |
| XW9ZZT1VHTC | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | Age of loan is 5. | Initial |
| XW9ZZT1VHTC | xx | xx | Borrower DTI Ratio Percent | 18.561% | 17.000% | 1.561% | 1.56100% | Borrower DTI ratio percent is 18.561%. | Initial |
| XW9ZZT1VHTC | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| XW9ZZT1VHTC | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 6.00000% | xx | Initial |
| 8TRFIDIECGF | xx | xx | Borrower DTI Ratio Percent | 49.486% | 57.861% | -8.375% | -8.37500% | As per the document borrower DTI Ratio percent 50.159% but tape shows 57.861%. | Initial |
| 8TRFIDIECGF | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| 8TRFIDIECGF | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -1 (Days) |  | As per the document original note doc date xx/xx/2025 but tape shows xx/xx/2025. | Initial |
| 9BHE80MEBF7 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows the Current Value xx, but the audit value shows xx. | Initial |
| AG9T9UTB4EJ | xx | xx | Borrower DTI Ratio Percent | 46.590% | 58.685% | -12.095% | -12.09500% | BWR DTI ratio percent is 46.902%. | Initial |
| AG9T9UTB4EJ | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| AG9T9UTB4EJ | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2025 | 10957 (Days) |  | Stated maturity date is xx/xx/2055. | Initial |
| PDBMJGZATRV | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -3 (Days) |  | Tape shows Original Note Doc date is xx/xx/2025 but audit value is xx. | Initial |
| 293EOZYGE8Z | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower Last Name is xx | Initial |
| 293EOZYGE8Z | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 293EOZYGE8Z | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| 293EOZYGE8Z | xx | xx | Original CLTV Ratio Percent | Unavailable | xx |  |  | xx | Initial |
| 293EOZYGE8Z | xx | xx | Payment History String | 000000000000004444444444 | 000000000000 |  |  |  | Initial |
| 293EOZYGE8Z | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| NPOW4RV2HZ0 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| KV5FUHFRLNK | xx | xx | Borrower First Name | xx | xx |  |  | Borrower First Name is xx. | Initial |
| KV5FUHFRLNK | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| KV5FUHFRLNK | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.01000% | xx | Initial |
| KV5FUHFRLNK | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01000% | xx | Initial |
| KV5FUHFRLNK | xx | xx | Payment History String | 00 | 00\*\*\*\*\*\*\*\*\*\* |  |  | Payment history string is NA. | Initial |
| KV5FUHFRLNK | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| KV5FUHFRLNK | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | Cash Out - Other |  |  | Purpose of Refinance Per HUD-1 is Limited Cash Out. | Initial |
| KV5FUHFRLNK | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out |  |  | Purpose of Transaction per HUD-1 is Refinance. | Initial |
| OP3QDQP7EXK | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| OP3QDQP7EXK | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Loan original maturity term months is 360. | Initial |
| OP3QDQP7EXK | xx | xx | Original Appraised Value | xx | xx | xx | -10.87613% | Appraisal document is reflect as xx. | Initial |
| OP3QDQP7EXK | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00100% | xx | Initial |
| OP3QDQP7EXK | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00100% | xx | Initial |
| OP3QDQP7EXK | xx | xx | Payment History String | 000000000100221MMMMMMMMM | 000000000010 |  |  | N/A. | Initial |
| YOQL6N5ULS6 | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| YOQL6N5ULS6 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.00200% | xx | Initial |
| YOQL6N5ULS6 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00200% | xx | Initial |
| YOQL6N5ULS6 | xx | xx | Payment History String | 0000 | 0000\*\*\*\*\*\*\*\* |  |  |  | Initial |
| WV9E43VYZV2 | xx | xx | Borrower #1 Middle Name | xx | xx |  |  |  | Initial |
| WV9E43VYZV2 | xx | xx | Borrower Last Name | xx | xx |  |  |  | Initial |
| WV9E43VYZV2 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| WV9E43VYZV2 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00300% | xx | Initial |
| WV9E43VYZV2 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00300% | xx | Initial |
| WV9E43VYZV2 | xx | xx | Payment History String | 00000M | 000000\*\*\*\*\*\* |  |  | Payment History String is Not Applicable | Initial |
| 3UBEYVJXZ3H | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| 3UBEYVJXZ3H | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.68900% | xx | Initial |
| 3UBEYVJXZ3H | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.68900% | xx | Initial |
| 3UBEYVJXZ3H | xx | xx | Payment History String | 00000000 | 000000000\*\*\* |  |  |  | Initial |
| 3UBEYVJXZ3H | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| I5GC7OPYY11 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| I5GC7OPYY11 | xx | xx | Payment History String | 000000000000000000000000 | 0000000000000000000 |  |  | Payment History String is Not Applicable | Initial |
| PLHRR8JS3MP | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| PLHRR8JS3MP | xx | xx | Loan Original Maturity Term Months | 240 | 242 | -2 | -0.82644% | Loan original maturity term months is 240 months. | Initial |
| PLHRR8JS3MP | xx | xx | Payment History String | 000044444444432100000000 | 000099998765432100000000 |  |  |  | Initial |
| PLHRR8JS3MP | xx | xx | Stated Maturity Date | xx/xx/2042 | xx/xx/2042 | -61 (Days) |  | Updated as per loan documents. | Initial |
| L08XUXN1ZKY | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value N.A | Initial |
| L08XUXN1ZKY | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Currently in foreclosure is Not Applicable | Initial |
| L08XUXN1ZKY | xx | xx | Loan Documentation Type | Unavailable | Full Documentation |  |  | loan documentation type N.A | Initial |
| L08XUXN1ZKY | xx | xx | Loan Original Maturity Term Months | 180 | 80 | 100 | 125.00000% | loan original maturity term months 180 | Initial |
| L08XUXN1ZKY | xx | xx | Payment History String | 0000004444444444MMMMMMMM | 00000DDDDDDD |  |  | Payment History String is Not Applicable | Initial |
| L08XUXN1ZKY | xx | xx | Stated Maturity Date | xx/xx/2032 | xx/xx/2032 | 24 (Days) |  | stated maturity date xx/xx/2031 | Initial |
| 55SS7N221CN | xx | xx | Payment History String | 000000000000000000000000 | 00000000000000000000 |  |  | Payment history string updated by loan auditor. | Initial |
| NJLX2EGKICB | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| NJLX2EGKICB | xx | xx | Payment History String | 000000000000000000002100 | 000000000000 |  |  |  | Initial |
| 7H0HSZI0ZPH | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| 7H0HSZI0ZPH | xx | xx | Payment History String | 000000000000000000000000 | 0000000000000000000000 |  |  |  | Initial |
| 0ULKSHEG7MG | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable. | Initial |
| 0ULKSHEG7MG | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.00200% | xx | Initial |
| 0ULKSHEG7MG | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00200% | xx | Initial |
| 0ULKSHEG7MG | xx | xx | Payment History String | 000000000000000000000000 | 0000000000000000000000 |  |  | Payment history string is not applicable. | Initial |
| 33ZRLB6Y1DW | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| 33ZRLB6Y1DW | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.64600% | xx | Initial |
| 33ZRLB6Y1DW | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.64600% | xx | Initial |
| 33ZRLB6Y1DW | xx | xx | Payment History String | 000000000000000000000000 | 000000000000000000000 |  |  |  | Initial |
| CGK91SN6EKD | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and Audit value N/A. | Initial |
| CGK91SN6EKD | xx | xx | Payment History String | 000000000000001000000000 | 000000000000 |  |  |  | Initial |
| 5G1YJAD90CN | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and Audit value N/A. | Initial |
| 5G1YJAD90CN | xx | xx | Deferred Balance Amount | Not Applicable | $3752.09 |  |  | Tape shows xx and Audit value N/A. | Initial |
| 5G1YJAD90CN | xx | xx | Original Appraised Value | xx | xx | xx | -9.42870% | Tape shows xx and Audit value xx. | Initial |
| 5G1YJAD90CN | xx | xx | Payment History String | 000000000000MM0000000000 | 00000000000000000000000 |  |  |  | Initial |
| K90L498RBBK | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| K90L498RBBK | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Tape shows 480 but audit value shows xx. | Initial |
| K90L498RBBK | xx | xx | Payment History String | 000000000000011110000433 | 000000000000 |  |  | Payment History String is Not Applicbale | Initial |
| ECU9EA2OTI7 | xx | xx | Borrower #2 First Name | xx | xx |  |  | Borrower #2 first name is xx. | Initial |
| ECU9EA2OTI7 | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value is not applicable. | Initial |
| ECU9EA2OTI7 | xx | xx | Payment History String | 000000000000MMMMMMMMMMMM | 000000000000 |  |  | payment history string is not applicable. | Initial |
| IWNG7WHX5HO | xx | xx | Age of Loan | 47 | 48 | -1 | -2.08333% | Age of Loan is 47. Tape shows 48. | Initial |
| FA9OKUQG53X | xx | xx | Age of Loan | 3 | 5 | -2 | -40.00000% | Age of loan is 3 | Initial |
| FA9OKUQG53X | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | BWR1 middle name is xx | Initial |
| FA9OKUQG53X | xx | xx | Borrower First Name | xx | xx |  |  | borrower first name is xx. | Initial |
| FA9OKUQG53X | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value NA | Initial |
| FA9OKUQG53X | xx | xx | Property Address Street | xx | xx |  |  | Address is xx | Initial |
| FWMWTOQWDFJ | xx | xx | Age of Loan | 50 | 51 | -1 | -1.96078% | Tape shows the Age of Loan 51, but the audit value shows xx. | Initial |
| FWMWTOQWDFJ | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows the Current Value xx, but the audit value shows xx. | Initial |
| FWMWTOQWDFJ | xx | xx | Original Appraised Value | xx | xx | xx | 2.91666% | As per loan documents. | Initial |
| ACI6PAQWE30 | xx | xx | Age of Loan | 16 | 17 | -1 | -5.88235% | Age of loan is 16. | Initial |
| ACI6PAQWE30 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| ACI6PAQWE30 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active is NA | Initial |
| S6AAVNAKH96 | xx | xx | Age of Loan | 9 | 11 | -2 | -18.18181% | As per the document Age Of Loan Is 11 | Initial |
| S6AAVNAKH96 | xx | xx | Borrower DTI Ratio Percent | 32.568% | 32.826% | -0.258% | -0.25800% | As per the document borrower DTI Ratio percent 32.826% but tape shows 32.568%. | Initial |
| S6AAVNAKH96 | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| S6AAVNAKH96 | xx | xx | Housing Ratio per U/W (Initial Rate) | 19.074% | 19.225% | -0.151% | -0.15100% | As per the document housing ratio per U/W 19.225% but tape shows 19.074% | Initial |
| S6AAVNAKH96 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | As per the document Is PMI Active Is No. | Initial |
| S6AAVNAKH96 | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -5 (Days) |  | As per the document original Note Doc Date xx/xx/2025 Is xx/xx/2025. | Initial |
| TTZXPHHJPFW | xx | xx | Age of Loan | 12 | 13 | -1 | -7.69230% | Age of loan is 12 | Initial |
| TTZXPHHJPFW | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| TTZXPHHJPFW | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable | Initial |
| NHE0IKPYWVZ | xx | xx | Borrower DTI Ratio Percent | 40.414% | 40.410% | 0.004% | 0.00400% | Borrower DTI Ratio percent is 40.414% | Initial |
| NHE0IKPYWVZ | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is N/A. | Initial |
| NHE0IKPYWVZ | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | -1.69863% | Original Balance is N/A. | Initial |
| NHE0IKPYWVZ | xx | xx | Payment History String | 0000000000000000000000 | 000000000000 |  |  |  | Initial |
| P6TH4N1YXQ9 | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | Note reflects BWR #1 middle name as xx. | Initial |
| P6TH4N1YXQ9 | xx | xx | Borrower DTI Ratio Percent | 38.921% | 38.920% | 0.001% | 0.00100% | DTI is 38.921%. | Initial |
| P6TH4N1YXQ9 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| P6TH4N1YXQ9 | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | -11 (Days) |  | Note reflects xx/xx/2024. | Initial |
| P6TH4N1YXQ9 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.34000% | xx | Initial |
| P6TH4N1YXQ9 | xx | xx | Payment History String | 0000000000000000000 | 000000000000 |  |  |  | Initial |
| C030ELBQ17S | xx | xx | Borrower DTI Ratio Percent | 44.623% | 44.620% | 0.003% | 0.00300% | Borrower DTI Ratio percent is 44.623% | Initial |
| C030ELBQ17S | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is N/A. | Initial |
| C030ELBQ17S | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | -4.00000% | Original Balance is xx. | Initial |
| C030ELBQ17S | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | -3 (Days) |  | Original Doc date is xx/xx/2024. | Initial |
| C030ELBQ17S | xx | xx | Payment History String | 000000000000000 | 000000000000 |  |  |  | Initial |
| RVK1UJ4CZ68 | xx | xx | Borrower DTI Ratio Percent | 37.395% | 37.390% | 0.005% | 0.00500% | As per the loan documents. | Initial |
| RVK1UJ4CZ68 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| RVK1UJ4CZ68 | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | 0.75207% | As per the loan documents. | Initial |
| RVK1UJ4CZ68 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.30900% | As per the loan documents. | Initial |
| RVK1UJ4CZ68 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00100% | As per the loan documents. | Initial |
| RVK1UJ4CZ68 | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | U/A | Initial |
| 92OL8UUJKC4 | xx | xx | Borrower DTI Ratio Percent | 49.937% | 61.050% | -11.113% | -11.11300% | Borrower DTI Ratio percent is 49.937% | Initial |
| 92OL8UUJKC4 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is N/A. | Initial |
| 92OL8UUJKC4 | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | 0.59080% | Original Balance is xx. | Initial |
| 92OL8UUJKC4 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.40700% | xx | Initial |
| 92OL8UUJKC4 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00300% | xx | Initial |
| 92OL8UUJKC4 | xx | xx | Payment History String | 000000000001000000000000 | 000000001000 |  |  |  | Initial |
| 92OL8UUJKC4 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  |  | Initial |
| TSHC5Q2EKHH | xx | xx | Borrower DTI Ratio Percent | 48.433% | 48.430% | 0.003% | 0.00300% | As per loan documents. | Initial |
| TSHC5Q2EKHH | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| TSHC5Q2EKHH | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| TSHC5Q2EKHH | xx | xx | Payment History String | 0000000000044444321 | 000000012345 |  |  |  | Initial |
| 0R0VQKKZ3IX | xx | xx | Borrower DTI Ratio Percent | 38.594% | 38.590% | 0.004% | 0.00400% | Tape shows BWR DTI is 38.590%. Loan audit shows xx.511%. | Initial |
| 0R0VQKKZ3IX | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A | Initial |
| 0R0VQKKZ3IX | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.43100% | xx | Initial |
| 0R0VQKKZ3IX | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00100% | xx | Initial |
| 0R0VQKKZ3IX | xx | xx | Payment History String | 000000000000000 | 000000000000 |  |  | U/A | Initial |
| EVDP7IS2TDV | xx | xx | Borrower DTI Ratio Percent | 27.775% | 27.780% | -0.005% | -0.00500% | Tape shows borrower DTI ratio percent is 27.78%. | Initial |
| EVDP7IS2TDV | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Tape shows loan original maturity term months is 480. | Initial |
| EVDP7IS2TDV | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | 10.18245% | Tape shows original balance is xx. | Initial |
| EVDP7IS2TDV | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.56200% | xx | Initial |
| EVDP7IS2TDV | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00200% | xx | Initial |
| EVDP7IS2TDV | xx | xx | Original Stated P&I | $1388.28 | $1158.15 | $230.13 | 19.87048% | tape shows original stated P&I xx. | Initial |
| EVDP7IS2TDV | xx | xx | Payment History String | 000000000000000000044444 | 000000000000 |  |  | Payment history string updated by loan auditor. | Initial |
| RPJQUCRXWLK | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  |  | Initial |
| RPJQUCRXWLK | xx | xx | Borrower #2 First Name | xx | xx |  |  | Tape shows first name as xx but audit value shows xx. | Initial |
| RPJQUCRXWLK | xx | xx | Borrower #2 Middle Name | Not Applicable | xx |  |  | Tape shows middle name as xx but audit value shows xx. | Initial |
| RPJQUCRXWLK | xx | xx | Borrower DTI Ratio Percent | 48.637% | 48.640% | -0.003% | -0.00300% | Tape shows BWR DTI ratio as 48.640% but audit value shows xx.637%. | Initial |
| RPJQUCRXWLK | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| RPJQUCRXWLK | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% |  | Initial |
| RPJQUCRXWLK | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.37900% | xx | Initial |
| RPJQUCRXWLK | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.26900% |  | Initial |
| RPJQUCRXWLK | xx | xx | Original Stated P&I | $825.93 | $648.78 | $177.15 | 27.30509% |  | Initial |
| RPJQUCRXWLK | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | String as per PH: 000000000000000000000000 | Initial |
| URC7P6VQHX5 | xx | xx | Borrower DTI Ratio Percent | 33.422% | 33.000% | 0.422% | 0.42200% | Tape shows DTI ratio as 33.00% but audit shows xx.422%. | Initial |
| URC7P6VQHX5 | xx | xx | Borrower Last Name | xx | xx |  |  | Tape shows BWR last name as xx but audit shows xx. | Initial |
| URC7P6VQHX5 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows current value as xx but audit shows N/A. | Initial |
| URC7P6VQHX5 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.53500% |  | Initial |
| URC7P6VQHX5 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00500% |  | Initial |
| URC7P6VQHX5 | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment string is updated as per audit value. | Initial |
| URC7P6VQHX5 | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  |  | Initial |
| 2YJ8H2ID3FD | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is N/A. | Initial |
| 2YJ8H2ID3FD | xx | xx | Occupancy at Origination (Property Usage Type) | Investor | Primary |  |  | Occupancy at origination is Investor. | Initial |
| 2YJ8H2ID3FD | xx | xx | Original Appraised Value | xx | xx | xx | -3.63636% | Original Appraised value is xx. | Initial |
| 2YJ8H2ID3FD | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.27300% | xx | Initial |
| 2YJ8H2ID3FD | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00300% | xx | Initial |
| 2YJ8H2ID3FD | xx | xx | Payment History String | 000000000000000000000000 | 000000000BBB |  |  |  | Initial |
| 2YJ8H2ID3FD | xx | xx | Subject Property Type | 3 Family | Single Family |  |  | Subject property type is 3 Family. | Initial |
| AVA5CMS7JMH | xx | xx | Borrower DTI Ratio Percent | 37.350% | 37.340% | 0.010% | 0.01000% | Borrower DTI ratio percent is 37.350%. | Initial |
| AVA5CMS7JMH | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable. | Initial |
| AVA5CMS7JMH | xx | xx | Doc Date of Last Modification | xx/xx/2024 | xx/xx/2024 | 8 (Days) |  | Doc date of last modification unavailable. | Initial |
| AVA5CMS7JMH | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | 0.00009% | Original balance is xx | Initial |
| AVA5CMS7JMH | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.45200% | xx | Initial |
| AVA5CMS7JMH | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00200% | xx | Initial |
| AVA5CMS7JMH | xx | xx | Original Stated P&I | $2093.15 | $2946.54 | $-853.39 | -28.96244% | Original stated P&I is xx. | Initial |
| AVA5CMS7JMH | xx | xx | Payment History String | 444433221100444444443433 | BBBBB32100BB |  |  | payment history string is not applicable. | Initial |
| YI5MENTSEEK | xx | xx | Borrower DTI Ratio Percent | 49.097% | 49.100% | -0.003% | -0.00300% | Tape shows 49.100% but audit value shows xx.097%. | Initial |
| YI5MENTSEEK | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| YI5MENTSEEK | xx | xx | Loan Original Maturity Term Months | 360 | 353 | 7 | 1.98300% | Tape shows 353 but audit value shows xx. | Initial |
| YI5MENTSEEK | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 11.75000% | xx | Initial |
| YI5MENTSEEK | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  |  | Initial |
| YI5MENTSEEK | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 73.94322% | Tape shows xx but audit value shows xx | Initial |
| BD7UT7J99MQ | xx | xx | Borrower DTI Ratio Percent | 40.696% | 40.700% | -0.004% | -0.00400% | Tape shows 40.700% and Audit value is xx.696%. | Initial |
| BD7UT7J99MQ | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and Audit value is N/A. | Initial |
| BD7UT7J99MQ | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.23500% | xx | Initial |
| BD7UT7J99MQ | xx | xx | Original Note Doc Date | xx/xx/2022 | xx/xx/2022 | -4 (Days) |  | Tape shows xx/xx/2022 and Audit value is xx. | Initial |
| BD7UT7J99MQ | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00500% | xx | Initial |
| BD7UT7J99MQ | xx | xx | Payment History String | 000000011000000000000000 | 000011000000 |  |  |  | Initial |
| NWLWJXMGAS5 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Bankruptcy is Not Applicable | Initial |
| NWLWJXMGAS5 | xx | xx | Borrower #2 First Name | Not Applicable | xx |  |  | Borrower #2 first name is Not Applicable | Initial |
| NWLWJXMGAS5 | xx | xx | Borrower #2 Last Name | Not Applicable | xx |  |  | Borrower #2 Name is Not Applicable | Initial |
| NWLWJXMGAS5 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicbale | Initial |
| NWLWJXMGAS5 | xx | xx | Doc Date of Last Modification | xx/xx/2021 | xx/xx/2021 | 2 (Days) |  | Doc Date of Last Modification is Not Applicable. | Initial |
| NWLWJXMGAS5 | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Loan Original Maturity Term Months is 360. | Initial |
| NWLWJXMGAS5 | xx | xx | Original Stated P&I | $2107.81 | $1419.42 | $688.39 | 48.49797% | Original Stated P&I is xx. | Initial |
| NWLWJXMGAS5 | xx | xx | Payment History String | 000000000000001001010011 | 000000000001 |  |  | Payment History String is Not APPLICABLE | Initial |
| NWLWJXMGAS5 | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| CHMEC8Z9ROA | xx | xx | Borrower DTI Ratio Percent | 43.495% | 43.500% | -0.005% | -0.00500% | As per loan documents. | Initial |
| CHMEC8Z9ROA | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| CHMEC8Z9ROA | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | As per loan documents. | Initial |
| CHMEC8Z9ROA | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | 20.37037% | As per loan documents. | Initial |
| CHMEC8Z9ROA | xx | xx | Original Stated P&I | $1395.74 | $1309.86 | $85.88 | 6.55642% | As per loan documents. | Initial |
| CHMEC8Z9ROA | xx | xx | Payment History String | 10000100101000100101444 | 001001010001 |  |  | NA. | Initial |
| CHMEC8Z9ROA | xx | xx | Stated Maturity Date | xx/xx/2064 | xx/xx/2052 | 4413 (Days) |  |  | Initial |
| CTOMKXORE28 | xx | xx | Borrower DTI Ratio Percent | 41.624% | 42.540% | -0.916% | -0.91600% | As per calculations BWR DTI ratio percent is 41.624%. | Initial |
| CTOMKXORE28 | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| CTOMKXORE28 | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | PH string is 000000000000000000000000. | Initial |
| AFZG1X522UW | xx | xx | Borrower DTI Ratio Percent | 46.324% | 46.320% | 0.004% | 0.00400% | As per DU DTI is 46.32%. | Initial |
| AFZG1X522UW | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is N/A. | Initial |
| AFZG1X522UW | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | -2.43902% | As per Note loan amount is xx. | Initial |
| AFZG1X522UW | xx | xx | Payment History String | 001000000000001100 | 000000000001 |  |  | 001000000000001100 | Initial |
| AFZG1X522UW | xx | xx | Property Address Street | xx | xx |  |  | Property address is xx | Initial |
| S46YW7VOC92 | xx | xx | Borrower DTI Ratio Percent | 43.158% | 43.160% | -0.002% | -0.00200% | Tape shows the borrower DTI ratio percent is 43.160%, but the audit value is xx. | Initial |
| S46YW7VOC92 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| S46YW7VOC92 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00100% | xx | Initial |
| S46YW7VOC92 | xx | xx | Payment History String | 011000100122110001000001 | 011002122210 |  |  | Payment History String is Not Applicable | Initial |
| GOOOCUDGC4H | xx | xx | Borrower DTI Ratio Percent | 44.375% | 44.380% | -0.005% | -0.00500% | Borrower DTI Ratio Percent is 44.375%. | Initial |
| GOOOCUDGC4H | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| GOOOCUDGC4H | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.09300% | xx | Initial |
| GOOOCUDGC4H | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00300% | xx | Initial |
| GOOOCUDGC4H | xx | xx | Payment History String | 000000000000 | 000000000BBB |  |  | Payment History String is Not Applicable. | Initial |
| GOOOCUDGC4H | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | Purpose of Refinance Per HUD-1 is Limited Cash Out. | Initial |
| H7SUDV8OPZ7 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape data shows current value as xx but audit value shows xx. | Initial |
| H7SUDV8OPZ7 | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | 0.98992% | Tape shows original balance as xx but audit value shows xx.00. | Initial |
| H7SUDV8OPZ7 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.65700% | xx | Initial |
| H7SUDV8OPZ7 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00300% | xx | Initial |
| H7SUDV8OPZ7 | xx | xx | Payment History String | 0000000000000000000000 | 000000000000 |  |  | payment history string is not applicable. | Initial |
| H7SUDV8OPZ7 | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | Purpose of refinance per HuD-1 is limited cash out. | Initial |
| 1WFQ2WC7PW4 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| 1WFQ2WC7PW4 | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | -0.08289% | Original Balance (or Line Amount) is xx. | Initial |
| 1WFQ2WC7PW4 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00100% | xx | Initial |
| 1WFQ2WC7PW4 | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment history string is NA. | Initial |
| Y2G5JXDO2UT | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | Borrower #1 Middle Name is xx. | Initial |
| Y2G5JXDO2UT | xx | xx | Borrower DTI Ratio Percent | 47.252% | 47.260% | -0.008% | -0.00800% | Borrower DTI Ratio Percent is 47.252%. | Initial |
| Y2G5JXDO2UT | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower Last Name is xx | Initial |
| Y2G5JXDO2UT | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| Y2G5JXDO2UT | xx | xx | Original Appraised Value | xx | xx | xx | 6.66666% | Original Appraised Value is xx. | Initial |
| Y2G5JXDO2UT | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -6.21800% | xx | Initial |
| Y2G5JXDO2UT | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -5.24800% | As per loan documents. | Initial |
| Y2G5JXDO2UT | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | NA. | Initial |
| Y2G5JXDO2UT | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | Cash Out - Other |  |  | Purpose Of Refinance Per HUD-1 is Limited cash Out. | Initial |
| Y2G5JXDO2UT | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out |  |  | As per loan documents. | Initial |
| WC1186T1RRZ | xx | xx | Borrower DTI Ratio Percent | 47.322% | 47.320% | 0.002% | 0.00200% | Tape shows the borrower DTI ratio percentage as 47.320%, but the audit value shows xx.322%. | Initial |
| WC1186T1RRZ | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows the Current Value xx, but the audit value shows xx. | Initial |
| WC1186T1RRZ | xx | xx | Doc Date of Last Modification | xx/xx/2022 | xx/xx/2022 | 30 (Days) |  | Tape shows the Doc Date of Last Modification xx/xx/2022, but the audit value shows xx. | Initial |
| WC1186T1RRZ | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Tape shows the loan Original Maturity Term Months 480, but the audit value shows xx. | Initial |
| WC1186T1RRZ | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.21300% | xx | Initial |
| WC1186T1RRZ | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.21300% | xx | Initial |
| WC1186T1RRZ | xx | xx | Original Stated P&I | $1928.02 | $1404.80 | $523.22 | 37.24515% | Tape shows the Original Stated P&I xx, but the audit value shows xx. | Initial |
| WC1186T1RRZ | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  |  | Initial |
| WC1186T1RRZ | xx | xx | Purpose of Refinance Per HUD-1 | Debt consolidation | Change in Rate/Term |  |  | Tape shows the Purpose of Refinance per HUD-1 Change in Rate/Term, but the audit value shows xx. | Initial |
| 2B2KP7U2H6A | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows Current value is xx but audit value is xx. | Initial |
| 2B2KP7U2H6A | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | 0.14268% | Tape shows original balance is xx but audit value shows xx. | Initial |
| 2B2KP7U2H6A | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00200% | xx | Initial |
| 2B2KP7U2H6A | xx | xx | Payment History String | 00000221100100001000000 | 001221001000 |  |  | Payment History String is Not Applicable | Initial |
| HK05BI364Q5 | xx | xx | Borrower DTI Ratio Percent | 33.925% | 33.920% | 0.005% | 0.00500% | BRW DTI ratio percent is 33.925%. | Initial |
| HK05BI364Q5 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| HK05BI364Q5 | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment history string is NA. | Initial |
| B7HZIQOJQYO | xx | xx | Borrower DTI Ratio Percent | 51.500% | 35.760% | 15.740% | 15.74000% | Borrower DTI Ratio Percent is 51.500%. | Initial |
| B7HZIQOJQYO | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| B7HZIQOJQYO | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 3.42200% | xx | Initial |
| B7HZIQOJQYO | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 7.10500% | xx | Initial |
| B7HZIQOJQYO | xx | xx | Original Stated P&I | $2295.21 | $3000.34 | $-705.13 | -23.50166% | Original Stated P&I is xx. | Initial |
| B7HZIQOJQYO | xx | xx | Original Stated Rate | 4.99000% | 7.12500% | -2.13500% | -2.13500% | Original Stated Rate is 4.99000%. | Initial |
| B7HZIQOJQYO | xx | xx | Payment History String | 000000000000221210010044 | 011111110122 |  |  |  | Initial |
| B7HZIQOJQYO | xx | xx | Purpose of Refinance Per HUD-1 | Not Applicable | Change in Rate/Term |  |  | Purpose of Refinance Per HUD-1 is Not Applicable. | Initial |
| B7HZIQOJQYO | xx | xx | Purpose of Transaction per HUD-1 | Purchase | Refinance |  |  | Purpose of Transaction per HUD-1. | Initial |
| B7HZIQOJQYO | xx | xx | Purpose Per Application | Purchase | Refinance |  |  | Purpose Per Application is Purchase. | Initial |
| 5LT12DOCZYI | xx | xx | Borrower DTI Ratio Percent | 46.278% | 46.280% | -0.002% | -0.00200% | BWR DTI ratio percent 46.278%. | Initial |
| 5LT12DOCZYI | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value NA. | Initial |
| 5LT12DOCZYI | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.79000% | xx | Initial |
| 5LT12DOCZYI | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  |  | Initial |
| NV1VNF67JAD | xx | xx | Borrower DTI Ratio Percent | 44.368% | 44.150% | 0.218% | 0.21800% | Borrower DTI Ratio Percent is 36.468%. | Initial |
| NV1VNF67JAD | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.62500% | xx | Initial |
| NV1VNF67JAD | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.74500% | xx | Initial |
| NV1VNF67JAD | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | Payment history string is not applicable. | Initial |
| U5P5GCW3DJ9 | xx | xx | Borrower DTI Ratio Percent | 42.942% | 43.000% | -0.058% | -0.05800% | Borrower DTI ratio percent is 42.942%. | Initial |
| U5P5GCW3DJ9 | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| U5P5GCW3DJ9 | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Loan original maturity term month is 360. | Initial |
| U5P5GCW3DJ9 | xx | xx | Original Note Doc Date | xx/xx/2017 | xx/xx/2017 | 6 (Days) |  | Note doc date is xx/xx/2017. | Initial |
| U5P5GCW3DJ9 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 2.06000% |  | Initial |
| U5P5GCW3DJ9 | xx | xx | Original Stated P&I | $1147.05 | $912.56 | $234.49 | 25.69584% | P&I is xx. | Initial |
| U5P5GCW3DJ9 | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  |  | Initial |
| U5P5GCW3DJ9 | xx | xx | Property Address Street | xx | xx |  |  |  | Initial |
| QIOL1OOPUXW | xx | xx | Borrower DTI Ratio Percent | 44.556% | 44.560% | -0.004% | -0.00400% | As per calculations BWR DTI ratio percent is 44.556%. | Initial |
| QIOL1OOPUXW | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| QIOL1OOPUXW | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  |  | Initial |
| XEBT4FMV2SS | xx | xx | Borrower DTI Ratio Percent | 45.801% | 45.800% | 0.001% | 0.00100% | BWT DTI ratio percent 45.80% | Initial |
| XEBT4FMV2SS | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| XEBT4FMV2SS | xx | xx | Original Appraised Value | xx | xx | xx | -2.50000% | Original Appraised value xx | Initial |
| XEBT4FMV2SS | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | PH string is 000000000000000000000000. | Initial |
| SAELT2UDS5P | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | Borrower #1 Middle Name is xx. | Initial |
| SAELT2UDS5P | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| SAELT2UDS5P | xx | xx | Original Appraised Value | xx | xx | xx | -28.86597% | As per loan documents. | Initial |
| SAELT2UDS5P | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 9.26000% | xx | Initial |
| SAELT2UDS5P | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | NA. | Initial |
| DFI8PJXONI3 | xx | xx | Borrower DTI Ratio Percent | 36.214% | 37.150% | -0.936% | -0.93600% | As per DU DTI is 36.22%. | Initial |
| DFI8PJXONI3 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is N/A. | Initial |
| DFI8PJXONI3 | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  | N/A. | Initial |
| GN04REMIR44 | xx | xx | Borrower DTI Ratio Percent | 47.883% | 47.880% | 0.003% | 0.00300% | Tape shows Borrower DTI Ratio Percent is 47.880% but audit value is xx.774%. | Initial |
| GN04REMIR44 | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower Last Name is xx,IV | Initial |
| GN04REMIR44 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| GN04REMIR44 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.68900% | xx | Initial |
| GN04REMIR44 | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | -7 (Days) |  | NA | Initial |
| GN04REMIR44 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.68900% | xx | Initial |
| GN04REMIR44 | xx | xx | Payment History String | 00000000000000000 | 000000000000 |  |  | PH string is 00000000000000000. | Initial |
| NMW9WLPSN1Y | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| NMW9WLPSN1Y | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | -0.52059% | Original balance is xx. | Initial |
| NMW9WLPSN1Y | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00100% | xx | Initial |
| NMW9WLPSN1Y | xx | xx | Payment History String | 0000000000000000000 | 000000000000 |  |  | Payment history string is NA. | Initial |
| NMW9WLPSN1Y | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | Purpose of refinance per HUD-1 is Limited Cash Out (GSE definition). | Initial |
| 4RL597WQZPJ | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows the current value is xx, but the audit value is xx. | Initial |
| 4RL597WQZPJ | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | 0.32179% | Tape shows the original balance is xx, but the audit value is xx. | Initial |
| 4RL597WQZPJ | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | -4 (Days) |  | Tape shows the original note doc date is xx/xx/2024, but the audit value is xx. | Initial |
| 4RL597WQZPJ | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00300% | xx | Initial |
| 4RL597WQZPJ | xx | xx | Payment History String | 000000000000000 | 00000000000B |  |  | Payment History string is 0000000000000000. | Initial |
| 4RL597WQZPJ | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | Purpose of refinance is Limited Cash Out. | Initial |
| NL8AR4T0G8S | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| NL8AR4T0G8S | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | 0.88416% | Tape shows xx and audit value shows xx.00. | Initial |
| NL8AR4T0G8S | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00500% | xx | Initial |
| NL8AR4T0G8S | xx | xx | Payment History String | 000000000000000000000000 | 000000000000 |  |  |  | Initial |
| NL8AR4T0G8S | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | As per loan documents. | Initial |
| AOSJ0WWJQYS | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| AOSJ0WWJQYS | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Currently in Foreclosure? is Not Applicable. | Initial |
| AOSJ0WWJQYS | xx | xx | Doc Date of Last Modification | xx/xx/2025 | xx/xx/2025 | -19 (Days) |  | Doc Date of Last Modification is Not Applicable. | Initial |
| AOSJ0WWJQYS | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.49500% | xx | Initial |
| AOSJ0WWJQYS | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | -2 (Days) |  | Original Note Doc Date is xx/xx/2024. | Initial |
| AOSJ0WWJQYS | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00200% | xx | Initial |
| AOSJ0WWJQYS | xx | xx | Payment History String | 44444444434321210 | BBBBBBBBB342 |  |  | Payment History String is Not Applicable. | Initial |
| WDO4X5YYB25 | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| WDO4X5YYB25 | xx | xx | Loan Documentation Type | Full Documentation | Streamline Refinance |  |  | Loan documentation type is full documentation. | Initial |
| WDO4X5YYB25 | xx | xx | Original Appraised Value | xx | xx | xx | 0.73875% | Original Appraised value is xx. | Initial |
| WDO4X5YYB25 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 69.61900% | xx | Initial |
| WDO4X5YYB25 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.74900% | xx | Initial |
| WDO4X5YYB25 | xx | xx | Original Stated P&I | $912.37 | $433.48 | $478.89 | 110.47568% | Original stated P&I is xx. | Initial |
| WDO4X5YYB25 | xx | xx | Payment History String | 000000010000000000000000 | 000010000000 |  |  | N/A. | Initial |
| TWNILB4PY8Q | xx | xx | Borrower DTI Ratio Percent | 49.752% | 55.000% | -5.248% | -5.24800% | Borrower DTI ratio percent is 49.398%. | Initial |
| TWNILB4PY8Q | xx | xx | Subject Property Type | PUD | Single Family |  |  | Subject property type is PUD. | Initial |
| SZT34ST9Y0X | xx | xx | Borrower DTI Ratio Percent | 47.927% | 47.900% | 0.027% | 0.02700% | As per the document, the borrower DTI ratio percent type is 47.927%, but the tape shows 47.900%. | Initial |
| SZT34ST9Y0X | xx | xx | Subject Property Type | PUD | Single Family |  |  | As per the document, the subject property type is PUD, but the tape shows xx. | Initial |
| L0ZYZIXNAOO | xx | xx | Borrower DTI Ratio Percent | 40.299% | 41.974% | -1.675% | -1.67500% | Tape shows the borrower DTI ratio percent is 41.974%, but the audit value is xx.299%. | Initial |
| L0ZYZIXNAOO | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.05800% | xx | Initial |
| L0ZYZIXNAOO | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -5 (Days) |  | Tape shows the original note doc date is xx/xx/2025, but the audit value is xx. | Initial |
| L0ZYZIXNAOO | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.05800% | xx | Initial |
| L0ZYZIXNAOO | xx | xx | Property Postal Code | xx | xx |  |  | Tape shows the property postal code is xx, but the audit value is xx. | Initial |
| PTKWOVSW0FW | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| 9YZ3LJ9JYTT | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| 9YZ3LJ9JYTT | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.00300% | xx | Initial |
| 9YZ3LJ9JYTT | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00300% | xx | Initial |
| NUFZC6BGT7R | xx | xx | Borrower First Name | Not Applicable | xx |  |  | As per loan documents. | Initial |
| NUFZC6BGT7R | xx | xx | Borrower Last Name | xx | xx |  |  | As per loan documents. | Initial |
| NUFZC6BGT7R | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| NUFZC6BGT7R | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| NUFZC6BGT7R | xx | xx | Loan Documentation Type | DSCR | Reduced |  |  | As per loan documents. | Initial |
| NUFZC6BGT7R | xx | xx | Original Stated P&I | $799.11 | $1703.00 | $-903.89 | -53.07633% | As per loan documents. | Initial |
| NUFZC6BGT7R | xx | xx | Prepayment Penalty Term Months | 36 |  |  |  | As per loan documents. | Initial |
| NUFZC6BGT7R | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2025 | 10957 (Days) |  | As per loan documents. | Initial |
| DFI88QNB9EK | xx | xx | Borrower DTI Ratio Percent | 48.303% | 48.000% | 0.303% | 0.30300% | Borrower DTI Ratio Percent is 48.303%. | Initial |
| DFI88QNB9EK | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| DFI88QNB9EK | xx | xx | Housing Ratio per U/W (Initial Rate) | 23.220% | 23.000% | 0.220% | 0.22000% | Housing Ratio per U/W (Initial Rate) is 23.220%. | Initial |
| DFI88QNB9EK | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| QHYSFOVI6KF | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2026 | -214 (Days) |  | Interest Paid Though Date is xx/xx/2025. | Initial |
| QHYSFOVI6KF | xx | xx | Original Appraised Value | xx | xx | xx | 5.88235% | Original Appraised Value is xx | Initial |
| QHYSFOVI6KF | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 5.27800% | xx | Initial |
| QHYSFOVI6KF | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 5.27800% | xx | Initial |
| QHYSFOVI6KF | xx | xx | Original Stated P&I | $1060.94 | $1063.62 | $-2.68 | -0.25196% | Original Stated P&I is xx. | Initial |
| QHYSFOVI6KF | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 3.03030% | Sales Price (HUD-1 Line 101) is xx | Initial |
| Y4B3AXRSTYB | xx | xx | Interest Paid Through Date | xx/xx/2026 | xx/xx/2026 | -30 (Days) |  | Interest paid through date is xx/xx/2026. | Initial |
| Y4B3AXRSTYB | xx | xx | Is PMI Active? | Not Applicable | Yes |  |  | Is PMI active? is not Applicable. | Initial |
| Y4B3AXRSTYB | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | 1 (Days) |  | Original note doc date is xx/xx/2024. | Initial |
| Y4B3AXRSTYB | xx | xx | Original Stated P&I | $1567.53 | $1570.97 | $-3.44 | -0.21897% | Original stated P&I is xx. | Initial |
| V8ONT3XEL4N | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| V8ONT3XEL4N | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active is NA | Initial |
| YKV3EQAAOPZ | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% |  | Initial |
| YKV3EQAAOPZ | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| YKV3EQAAOPZ | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  |  | Initial |
| IPWICCCKNKH | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Tape shows 1 but audit value shows xx. | Initial |
| IPWICCCKNKH | xx | xx | Borrower DTI Ratio Percent | 29.790% | 29.852% | -0.062% | -0.06200% | Tape shows 29.852% but audit value shows xx.790%. | Initial |
| IPWICCCKNKH | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| IPWICCCKNKH | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows xx/xx/2026 but audit value shows xx. | Initial |
| IPWICCCKNKH | xx | xx | Loan Original Maturity Term Months | 360 | 348 | 12 | 3.44827% | Tape shows 348 but audit value shows xx. | Initial |
| IPWICCCKNKH | xx | xx | Original Stated P&I | $581.50 | $584.72 | $-3.22 | -0.55069% | Tape shows xx but audit value shows xx.50. | Initial |
| IPWICCCKNKH | xx | xx | Stated Maturity Date | xx/xx/2056 | xx/xx/2055 | 365 (Days) |  | Tape shows xx/xx/2055 but audit value shows xx. | Initial |
| IPWICCCKNKH | xx | xx | Stated Remaining Term | 360 | 348 | 12 | 3.44827% | Tape shows 348 but audit value shows xx. | Initial |
| WDHMB92DSPS | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Tape shows 1 but audit value shows xx. | Initial |
| WDHMB92DSPS | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| WDHMB92DSPS | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows xx/xx/2026 but audit value shows xx. | Initial |
| 6VXU3D0A21R | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| OXJZ6OS73JK | xx | xx | Borrower First Name | Not Applicable | xx |  |  | Tape shows xx and audit value shows NA. | Initial |
| OXJZ6OS73JK | xx | xx | Borrower Last Name | xx | xx |  |  | Tape shows xx and audit value shows xx. | Initial |
| OXJZ6OS73JK | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| OXJZ6OS73JK | xx | xx | Debt Service Coverage Ratio (DSCR) | 1.02 | 1.18 | -0.16 | -13.55932% | DSCR 1.06 | Initial |
| OXJZ6OS73JK | xx | xx | Number Of Units | 1 | 10 | -9 | -90.00000% | number of units 10 | Initial |
| OXJZ6OS73JK | xx | xx | Property Address Street | xx | Multiple Properties |  |  | Tape shows Multiple Properties and audit value shows xx. | Initial |
| OXJZ6OS73JK | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  |  | Initial |
| V2H8YWMQ3Y7 | xx | xx | Borrower First Name | Not Applicable | xx |  |  | NA | Initial |
| V2H8YWMQ3Y7 | xx | xx | Borrower Last Name | xx | xx |  |  | BWR last name - xx | Initial |
| V2H8YWMQ3Y7 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| V2H8YWMQ3Y7 | xx | xx | Debt Service Coverage Ratio (DSCR) | 1.35 | 1.31 | 0.04 | 3.05343% | DTI ratio - 1.31 | Initial |
| V2H8YWMQ3Y7 | xx | xx | Subject Property Type | Manufactured Housing | Single Family |  |  |  | Initial |
| GSCKN7IUCXN | xx | xx | Borrower DTI Ratio Percent | 49.976% | 49.970% | 0.006% | 0.00600% | Tape shows the Borrower DTI Ratio Percent Data provided is 49.970%. The audit value is xx.976. | Initial |
| GSCKN7IUCXN | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value NA. | Initial |
| GSCKN7IUCXN | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | 92 (Days) |  | Tape shows the original note doc date. Data provided is xx/xx/2025. Audit value is xx. | Initial |
| 078ONDJKF0A | xx | xx | Age of Loan | 11 | 12 | -1 | -8.33333% | Tape shows Age of loan is 12 but audit value is xx. | Initial |
| 078ONDJKF0A | xx | xx | Borrower DTI Ratio Percent | 50.549% | 50.291% | 0.258% | 0.25800% | Tape shows Borrower DTI Ratio Percent is 50.291% but audit value is xx.389%. | Initial |
| 078ONDJKF0A | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 1WNMZP9DCRC | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| 1WNMZP9DCRC | xx | xx | Is PMI Active? | Yes | No |  |  |  | Initial |
| 1WNMZP9DCRC | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| P870YA29R9H | xx | xx | Borrower DTI Ratio Percent | 30.257% | 30.256% | 0.001% | 0.00100% |  | Initial |
| P870YA29R9H | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| P870YA29R9H | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA. | Initial |
| P870YA29R9H | xx | xx | Original Stated P&I | $1556.29 | $1558.29 | $-2.00 | -0.12834% | Original state P&I xx. | Initial |
| P870YA29R9H | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| P870YA29R9H | xx | xx | Stated Remaining Term | 328 | 352 | -24 | -6.81818% |  | Initial |
| KWSB7VK50ZD | xx | xx | Borrower DTI Ratio Percent | 48.057% | 48.061% | -0.004% | -0.00400% | Borrower DTI Ratio Percent is 48.057%. | Initial |
| KWSB7VK50ZD | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| KWSB7VK50ZD | xx | xx | Housing Ratio per U/W (Initial Rate) | 28.665% | 28.669% | -0.004% | -0.00400% | Housing Ratio per U/W(initial rate) is 28.665%. | Initial |
| KWSB7VK50ZD | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Yes. | Initial |
| 70VNNZZU87Q | xx | xx | Age of Loan | 42 | 43 | -1 | -2.32558% | Age of loan is 42. Tape shows 43. | Initial |
| 70VNNZZU87Q | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is xx. Tape shows xx. | Initial |
| YH5C8X22LZB | xx | xx | Age of Loan | 12 | 13 | -1 | -7.69230% | Tape shows the Age of Loan 13, but the audit value shows xx. | Initial |
| YH5C8X22LZB | xx | xx | Borrower DTI Ratio Percent | 49.963% | 49.548% | 0.415% | 0.41500% | Tape shows the Borrower DTI Ratio Percent 49.548%, but the audit value shows xx.963%. | Initial |
| YH5C8X22LZB | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows the Current Value xx, but the audit value shows xx. | Initial |
| YH5C8X22LZB | xx | xx | Housing Ratio per U/W (Initial Rate) | 42.366% | 42.014% | 0.352% | 0.35200% | Tape shows the Housing Ratio per U/W (Initial Ratio) 42.014%, but the audit value shows xx.366%. | Initial |
| YH5C8X22LZB | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows the Interest Paid Through Date xx/xx/2026, but the audit value shows xx. | Initial |
| YH5C8X22LZB | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | 21 (Days) |  | Tape shows the Original Note Doc Date xx/xx/2024, but the audit value shows xx. | Initial |
| TY4MALY8Y2R | xx | xx | Age of Loan | 15 | 16 | -1 | -6.25000% |  | Initial |
| TY4MALY8Y2R | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| TY4MALY8Y2R | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | 20 (Days) |  | Note doc date is xx/xx/2024. | Initial |
| OP1CETUTX8X | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| OP1CETUTX8X | xx | xx | Original Appraised Value | xx | xx | xx | 4.84171% | Original | Initial |
| OP1CETUTX8X | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -3.87000% | xx | Initial |
| OP1CETUTX8X | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -5 (Days) |  | Original Note Doc Date is xx/xx/2025 | Initial |
| OP1CETUTX8X | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -3.87000% | xx | Initial |
| OP1CETUTX8X | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | No Cash-Out |  |  | Purpose of Refinance Per HUD-1 | Initial |
| 6V3Y2Z0XNP2 | xx | xx | Age of Loan | 2 | 4 | -2 | -50.00000% | Tape shows 4 and audit value shows xx. | Initial |
| 6V3Y2Z0XNP2 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| 6V3Y2Z0XNP2 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows No and audit value shows NA. | Initial |
| HNHKO5BEJ9X | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | Age of loan is 1. | Initial |
| HNHKO5BEJ9X | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable. | Initial |
| HNHKO5BEJ9X | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active is not applicable. | Initial |
| R7TNABV2F66 | xx | xx | Age of Loan | 9 | 11 | -2 | -18.18181% | Age of Loan is 9. | Initial |
| R7TNABV2F66 | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| R7TNABV2F66 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | IS PMI active? is not Applicable. | Initial |
| EM2JY92JLES | xx | xx | Age of Loan | 8 | 10 | -2 | -20.00000% | Age of loan is 8 months. | Initial |
| EM2JY92JLES | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is N/A. | Initial |
| EM2JY92JLES | xx | xx | Is PMI Active? | Not Applicable | No |  |  | PMI is N/A. | Initial |
| 0EVJYRP6W4B | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | Age of Loan is 0. Tape shows 2. | Initial |
| 0EVJYRP6W4B | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. Tape shows xx. | Initial |
| 0EVJYRP6W4B | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not applicable. Tape shows No. | Initial |
| Y3VPXCYOCWY | xx | xx | Borrower DTI Ratio Percent | 27.184% | 92.211% | -65.027% | -65.02700% | As per loan documents. | Initial |
| Y3VPXCYOCWY | xx | xx | Current Value | XXXX | XXXX | XXXX | 4.50000% | As per loan documents. | Initial |
| Y3VPXCYOCWY | xx | xx | Original Appraised Value | xx | xx | xx | 4.50000% | As per loan documents. | Initial |
| Y3VPXCYOCWY | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.76400% | As per loan documents. | Initial |
| Y3VPXCYOCWY | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 36.23600% | As per loan documents. | Initial |
| Y3VPXCYOCWY | xx | xx | Payment History String | 000 | C |  |  | NA. | Initial |
| Y3VPXCYOCWY | xx | xx | Purpose Per Application | Purchase | Refinance |  |  | As per loan documents. | Initial |
| APH2EMXBPXS | xx | xx | Borrower DTI Ratio Percent | 33.365% | 33.356% | 0.009% | 0.00900% | Tape shows 33.356% but audit value shows xx.365%. | Initial |
| APH2EMXBPXS | xx | xx | First Payment Date | xx/xx/2025 | xx/xx/2025 | 31 (Days) |  | Tape shows xx/xx/2025 but audit value shows xx. | Initial |
| ZRP110NUKB3 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Tape shows age of loan Data provided is 1 audit value is xx. | Initial |
| ZRP110NUKB3 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows the Stated Maturity data data provided is xx/xx/2056 audit value is xx | Initial |
| ZRP110NUKB3 | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  |  | Initial |
| ZRP110NUKB3 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA | Initial |
| ZRP110NUKB3 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.57500% | xx | Initial |
| ZRP110NUKB3 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.57500% | xx | Initial |
| CG91H91FBYK | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| DH8K2UCJ743 | xx | xx | Borrower DTI Ratio Percent | 43.529% | 43.520% | 0.009% | 0.00900% | Borrower DTI ratio percent is 43.529% | Initial |
| DH8K2UCJ743 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable. | Initial |
| DH8K2UCJ743 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI is not applicable. | Initial |
| DH8K2UCJ743 | xx | xx | Original Appraised Value | xx | xx | xx | 1.53846% | Original appraisal value is xx. | Initial |
| DH8K2UCJ743 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.90000% | xx | Initial |
| DH8K2UCJ743 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.90000% | xx | Initial |
| DH8K2UCJ743 | xx | xx | Original Stated P&I | $4793.16 | $4793.00 | $0.16 | 0.00333% | Original Stated Ratio Percent is xx | Initial |
| RGJQM7KBGYW | xx | xx | Borrower DTI Ratio Percent | 30.096% | 30.000% | 0.096% | 0.09600% | As per calculations BWR DTI ratio percent is 31.779% | Initial |
| RGJQM7KBGYW | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| RGJQM7KBGYW | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.19600% | Unavailable. | Initial |
| RGJQM7KBGYW | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.19600% | xx | Initial |
| RGJQM7KBGYW | xx | xx | Original Stated P&I | $4094.20 | $4094.00 | $0.20 | 0.00488% | xx | Initial |
| CTECZ8YQDP1 | xx | xx | Borrower DTI Ratio Percent | 42.446% | 42.440% | 0.006% | 0.00600% | Borrower DTI Ratio Percent is 42.446% | Initial |
| CTECZ8YQDP1 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| CTECZ8YQDP1 | xx | xx | Original Stated P&I | $3778.39 | $3778.00 | $0.39 | 0.01032% | Original Stated P&I is xx9 | Initial |
| 7RB564KMZGT | xx | xx | Age of Loan | 7 | 8 | -1 | -12.50000% | Age of Loan is 7. Tape shows 8. | Initial |
| 7RB564KMZGT | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is xx. Tape shows xx. | Initial |
| 7RB564KMZGT | xx | xx | Payment History String | 0000111 | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Initial |
| LMY8M3COABE | xx | xx | Age of Loan | 39 | 40 | -1 | -2.50000% | Tape shows 40 and Audit value 39. | Initial |
| LMY8M3COABE | xx | xx | Borrower DTI Ratio Percent | 45.016% | 44.951% | 0.065% | 0.06500% | Tape shows 44.951% and Audit value 45.071%. | Initial |
| LMY8M3COABE | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and Audit value N/A. | Initial |
| LMY8M3COABE | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows xx/xx/2026 and Audit value N/A. | Initial |
| LMY8M3COABE | xx | xx | Original Stated P&I | $5884.55 | $4525.19 | $1359.36 | 30.03984% | Tape shows xx and Audit value xx. | Initial |
| LMY8M3COABE | xx | xx | Payment History String | 000000000000000000000000 | 000005500000000000000000 |  |  |  | Initial |
| LMY8M3COABE | xx | xx | Property City | xx | xx |  |  | Tape shows xx | Initial |
| 5N0VZ7NE06P | xx | xx | Age of Loan | 39 | 40 | -1 | -2.50000% | Age of Loan is 39. | Initial |
| 5N0VZ7NE06P | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| 5N0VZ7NE06P | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest Paid Through Date is Not Applicable. | Initial |
| 5N0VZ7NE06P | xx | xx | Payment History String | 000000000000000000000000 | 000005500000000000000000 |  |  |  | Initial |
| 9M6PFK55HAW | xx | xx | Age of Loan | 47 | 48 | -1 | -2.08333% | Age of loan is 47. | Initial |
| 9M6PFK55HAW | xx | xx | Borrower First Name | Not Applicable | xx |  |  | First name is NA. | Initial |
| 9M6PFK55HAW | xx | xx | Borrower Last Name | xx | xx |  |  | BRW last name is xx. | Initial |
| 9M6PFK55HAW | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| 9M6PFK55HAW | xx | xx | Debt Service Coverage Ratio (DSCR) | 1.11 | 1.40 | -0.29 | -20.71428% |  | Initial |
| 9M6PFK55HAW | xx | xx | Interest Paid Through Date | xx/xx/2022 | xx/xx/2026 | -1430 (Days) |  | Interest paid through date is xx/xx/2022. | Initial |
| MHWKXVH32BY | xx | xx | Age of Loan | 3 | 4 | -1 | -25.00000% | Age of Loan is 3 | Initial |
| MHWKXVH32BY | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| MHWKXVH32BY | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2026 | -92 (Days) |  | Interest Paid Through Date is xx/xx/2025 | Initial |
| MHWKXVH32BY | xx | xx | Payment History String | 000 | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Initial |
| 1M4I4HIKQJR | xx | xx | Age of Loan | 3 | 4 | -1 | -25.00000% | Age of loan is 3 months. | Initial |
| 1M4I4HIKQJR | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| 1M4I4HIKQJR | xx | xx | Payment History String | 001 | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Initial |
| NTBYCXQ72SR | xx | xx | Age of Loan | 3 | 4 | -1 | -25.00000% | Age Of Loan - 3 | Initial |
| NTBYCXQ72SR | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| NTBYCXQ72SR | xx | xx | Payment History String | 000 | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Initial |
| WB84QMBU9PX | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | As per the loan documents. | Initial |
| WB84QMBU9PX | xx | xx | Borrower DTI Ratio Percent | 46.047% | 49.501% | -3.454% | -3.45400% | As per the loan documents. | Initial |
| WB84QMBU9PX | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| WB84QMBU9PX | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  |  | Initial |
| WB84QMBU9PX | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -4.75000% | As per the loan documents. | Initial |
| WB84QMBU9PX | xx | xx | Payment History String | 00 | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Initial |
| E71VD64M0V8 | xx | xx | Age of Loan | 3 | 4 | -1 | -25.00000% | As per the loan documents. | Initial |
| E71VD64M0V8 | xx | xx | Payment History String | 000 | XXXXXXXXXXXXXXXXXXXXXXXX |  |  | Payment history string updated by loan auditor. | Initial |
| TVKIX2PG83Q | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | As per loan documents. | Initial |
| TVKIX2PG83Q | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| TVKIX2PG83Q | xx | xx | Is PMI Active? | Not Applicable | Yes |  |  | As per loan documents. | Initial |
| TVKIX2PG83Q | xx | xx | MI Company | xx |  |  |  | As per loan documents. | Initial |
| RHS30BZI1NM | xx | xx | Age of Loan | 8 | 10 | -2 | -20.00000% | NA. | Initial |
| RHS30BZI1NM | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| RHS30BZI1NM | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA. | Initial |
| RDMIYS87MAE | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | Tape shows 2 but audit value shows xx. | Initial |
| RDMIYS87MAE | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| RDMIYS87MAE | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows xx/xx/2026 but audit value shows xx. | Initial |
| RDMIYS87MAE | xx | xx | Is PMI Active? | Not Applicable | Yes |  |  | Tape shows Yes but audit value shows xx. | Initial |
| RDMIYS87MAE | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -3 (Days) |  | Tape shows xx/xx/2025 but audit value shows xx. | Initial |
| 5D3KY85HML8 | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | Tape shows the age of loan data provided is 3 audit value is xx. | Initial |
| 5D3KY85HML8 | xx | xx | Borrower DTI Ratio Percent | 49.994% | 55.226% | -5.232% | -5.23200% | Tape shows the Borrower DTI Ratio percent data provided is 55.226% Audit value is xx.994%. | Initial |
| 5D3KY85HML8 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| 5D3KY85HML8 | xx | xx | Housing Ratio per U/W (Initial Rate) | 49.507% | 54.739% | -5.232% | -5.23200% | Tape shows the housing Ratio per U/W (Initial Rate) data provided is 54.739% Audit value is xx.507%. | Initial |
| 5D3KY85HML8 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA. | Initial |
| 5D3KY85HML8 | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -3 (Days) |  | Tape shows the original note doc date data provided is xx/xx/2025 audit value is xx. | Initial |
| 5D3KY85HML8 | xx | xx | Original Stated P&I | $11269.75 | $8479.33 | $2790.42 | 32.90849% | As per loan documents. | Initial |
| 8K6R8Z5TU07 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Age of Loan is 0. | Initial |
| 8K6R8Z5TU07 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | N/A. | Initial |
| 44FRYYKX62P | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | As per loan documents. | Initial |
| 44FRYYKX62P | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| 44FRYYKX62P | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  |  | Initial |
| 44FRYYKX62P | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| 44FRYYKX62P | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 11.54700% |  | Initial |
| 44FRYYKX62P | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -7 (Days) |  | As per loan documents. | Initial |
| 44FRYYKX62P | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 64.29100% | As per loan documents. | Initial |
| GCI7NS0H3E4 | xx | xx | Age of Loan | 22 | 25 | -3 | -12.00000% | Age of loan is 22 months. | Initial |
| GCI7NS0H3E4 | xx | xx | Borrower DTI Ratio Percent | 44.472% | 41.238% | 3.234% | 3.23400% | As per DU DTI is 44.47%. | Initial |
| GCI7NS0H3E4 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is N/A. | Initial |
| GCI7NS0H3E4 | xx | xx | Housing Ratio per U/W (Initial Rate) | 27.289% | 24.054% | 3.235% | 3.23500% | As per DU Housing ratio is 27.28%. | Initial |
| GCI7NS0H3E4 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2025 |  |  | Interest paid through date N.A | Initial |
| HJ1TNVPADRB | xx | xx | Age of Loan | 27 | 29 | -2 | -6.89655% | Age of loan is 27. | Initial |
| HJ1TNVPADRB | xx | xx | Borrower DTI Ratio Percent | 48.806% | 48.800% | 0.006% | 0.00600% | BRW DTI ratio percent is 48.806%. | Initial |
| HJ1TNVPADRB | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| HJ1TNVPADRB | xx | xx | Housing Ratio per U/W (Initial Rate) | 13.173% | 13.167% | 0.006% | 0.00600% | Housing ratio per U/W (Initial Rate) is 13.173%. | Initial |
| HJ1TNVPADRB | xx | xx | Interest Paid Through Date | xx/xx/2023 | xx/xx/2026 | -823 (Days) |  | Interest paid through date is xx/xx/2023. | Initial |
| 37EUGK29POS | xx | xx | Age of Loan | 12 | 14 | -2 | -14.28571% | Age of Loan is 12. | Initial |
| 37EUGK29POS | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| 37EUGK29POS | xx | xx | Interest Paid Through Date | xx/xx/2055 | xx/xx/2026 | 10592 (Days) |  | Interest Paid Through Date is xx/xx/2055. | Initial |
| 37EUGK29POS | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable. | Initial |
| 44O8CANMAWF | xx | xx | Age of Loan | 8 | 12 | -4 | -33.33333% | Age of loan is 8. | Initial |
| 44O8CANMAWF | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| 44O8CANMAWF | xx | xx | Housing Ratio per U/W (Initial Rate) | 35.237% | 35.240% | -0.003% | -0.00300% | Housing ratio per UW is 35.237%. | Initial |
| 5DFPI9O1E8H | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA | Initial |
| VOTMIN2BKHL | xx | xx | Age of Loan | 46 | 47 | -1 | -2.12765% | Age of loan is 46 | Initial |
| VOTMIN2BKHL | xx | xx | Borrower DTI Ratio Percent | 29.100% | 30.638% | -1.538% | -1.53800% | Borrower DTI ratio percent is 29.100% | Initial |
| VOTMIN2BKHL | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| PXQCS4HTSOB | xx | xx | Age of Loan | 56 | 55 | 1 | 1.81818% | Age of Loan is 56 | Initial |
| PXQCS4HTSOB | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| PXQCS4HTSOB | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active is Not Applicable | Initial |
| PXQCS4HTSOB | xx | xx | Original Appraised Value | xx | xx | xx | -2.73775% | Original Appraised Value is xx | Initial |
| 67E74455U9D | xx | xx | Age of Loan | 48 | 49 | -1 | -2.04081% | Age of loan is 48. | Initial |
| 67E74455U9D | xx | xx | Borrower DTI Ratio Percent | 47.796% | 47.263% | 0.533% | 0.53300% | As per calculations BWR DTI ratio percent is 47.796%. | Initial |
| 67E74455U9D | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 67E74455U9D | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA | Initial |
| 67E74455U9D | xx | xx | Original Appraised Value | xx | xx | xx | 4.06937% | As per appraisal document appraisal value is xx | Initial |
| PFCH8HPU26R | xx | xx | Borrower DTI Ratio Percent | 49.484% | 49.000% | 0.484% | 0.48400% | Tape shows 49.000% Audit value 49.484%. | Initial |
| PFCH8HPU26R | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and Audit value N/A. | Initial |
| PFCH8HPU26R | xx | xx | Subject Property Type | Commercial Prop | Single Family |  |  |  | Initial |
| 5MR0HT6LLE2 | xx | xx | Age of Loan | 0 | 12 | -12 | -100.00000% | Age of Loan is 0 | Initial |
| 5MR0HT6LLE2 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 5MR0HT6LLE2 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active is Not Applicable | Initial |
| 2RR6FXR92ME | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | Is PMI Active is 2 | Initial |
| 2RR6FXR92ME | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 2RR6FXR92ME | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active is Not Applicable | Initial |
| 2RR6FXR92ME | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00100% | xx | Initial |
| 2RR6FXR92ME | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00100% | xx | Initial |
| 7ZACBZUTO1N | xx | xx | Age of Loan | 3 | 4 | -1 | -25.00000% | Age of loan 3 | Initial |
| 7ZACBZUTO1N | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| 7ZACBZUTO1N | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active N.A | Initial |
| ULQGL6DZL79 | xx | xx | Borrower DTI Ratio Percent | 54.346% | 54.350% | -0.004% | -0.00400% | Tape shows 54.350% and Audit value is xx.346%. | Initial |
| ULQGL6DZL79 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and Audit value is N/A. | Initial |
| ULQGL6DZL79 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.39500% | xx | Initial |
| ULQGL6DZL79 | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -7 (Days) |  | Tape shows xx/xx/2025 and Audit value is xx. | Initial |
| ULQGL6DZL79 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.39500% | xx | Initial |
| ULQGL6DZL79 | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) |  |  |  | Tape shows Null and Audit value is xx. | Initial |
| S3OYQSZREFU | xx | xx | Borrower DTI Ratio Percent | 36.555% | 36.941% | -0.386% | -0.38600% | Tape shows 36.941% and Audit value 36.555%. | Initial |
| S3OYQSZREFU | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and Audit value N/A. | Initial |
| S3OYQSZREFU | xx | xx | Interest Paid Through Date | xx/xx/2024 | xx/xx/2026 | -640 (Days) |  | Tape shows xx/xx/2026 and Audit value N/A. | Initial |
| MDBJR896KFX | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | Age of Loan is 2. | Initial |
| MDBJR896KFX | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not applicable. | Initial |
| MDBJR896KFX | xx | xx | Escrow Account Indicator | No | Yes |  |  | Escrow Account Indicator is No. | Initial |
| 291P68QE8VH | xx | xx | Escrow Account Indicator | No | Yes |  |  | Escrow account indicator is no. | Initial |
| 291P68QE8VH | xx | xx | Payment History String | 0000000000 | 000000000 |  |  | Payment history string is NA. | Initial |
| QHFGKW32I4O | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| QHFGKW32I4O | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 2.14900% | xx | Initial |
| QHFGKW32I4O | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 2.14900% | xx | Initial |
| X26AJTSSG8A | xx | xx | Borrower DTI Ratio Percent | 38.813% | 38.810% | 0.003% | 0.00300% | BWR DTI is 38.813% | Initial |
| X26AJTSSG8A | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| X26AJTSSG8A | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 11.940% | -11.940% | -11.94000% | Housing ratio is 0.000% | Initial |
| X26AJTSSG8A | xx | xx | Is PMI Active? | No | Yes |  |  | No. | Initial |
| X26AJTSSG8A | xx | xx | Payment History String | 000101111002101110000011 | 001010010001011100000000 |  |  | Payment history string 000101111002101111000011. | Initial |
| WM7UX4O55S5 | xx | xx | Borrower #1 Middle Name | Not Applicable | xx |  |  | NA | Initial |
| WM7UX4O55S5 | xx | xx | Borrower DTI Ratio Percent | 66.630% |  |  |  | As per the loan document. | Initial |
| WM7UX4O55S5 | xx | xx | Borrower Last Name | xx | xx |  |  | Note reflects BWR last name is xx. | Initial |
| WM7UX4O55S5 | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A | Initial |
| WM7UX4O55S5 | xx | xx | Is PMI Active? | Not Applicable | Yes |  |  | N/A | Initial |
| WM7UX4O55S5 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00100% | As per the loan document. | Initial |
| WM7UX4O55S5 | xx | xx | Original Note Doc Date | xx/xx/2026 | xx/xx/2026 | -7 (Days) |  | As per the loan document. | Initial |
| WM7UX4O55S5 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00100% | xx | Initial |
| WM7UX4O55S5 | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term |  |  |  | As per the loan document. | Initial |
| WM7UX4O55S5 | xx | xx | Stated Maturity Date | xx/xx/2056 | xx/xx/2052 | 1340 (Days) |  | As per the loan document. | Initial |
| HXHY10H1NR0 | xx | xx | Housing Ratio per U/W (Initial Rate) | 41.070% | 44.700% | -3.630% | -3.63000% | As per calculations Housing ratio per U/W is 41.07% | Initial |
| HXHY10H1NR0 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -3.31200% | xx | Initial |
| HXHY10H1NR0 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.68800% | xx | Initial |
| ULNIFWDCWD3 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| ULNIFWDCWD3 | xx | xx | Housing Ratio per U/W (Initial Rate) | 12.454% | 46.184% | -33.730% | -33.73000% | Tape shows the Housing Ration U/W (initial ratio). Data provided is 46.184%; audit value is xx.129%. | Initial |
| 7FAPW4PMZNQ | xx | xx | Housing Ratio per U/W (Initial Rate) | 25.117% | 25.270% | -0.153% | -0.15300% | Housing ratio per U/W is 25.117%. | Initial |
| 7FAPW4PMZNQ | xx | xx | Original Note Doc Date | xx/xx/2022 | xx/xx/2022 | -14 (Days) |  | Original note doc date is xx/xx/2022. | Initial |
| BVMD3YG8LS2 | xx | xx | Borrower Last Name | xx | xx |  |  | xx | Initial |
| BVMD3YG8LS2 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current audit value is not applicable. | Initial |
| BVMD3YG8LS2 | xx | xx | First Payment Date | xx/xx/2022 | xx/xx/2022 | -30 (Days) |  | First Payment date audit value is xx. | Initial |
| BVMD3YG8LS2 | xx | xx | Housing Ratio per U/W (Initial Rate) | 29.115% | 34.800% | -5.685% | -5.68500% | Housing ratio per u/w audit value is xx.11%. | Initial |
| BVMD3YG8LS2 | xx | xx | Original Note Doc Date | xx/xx/2022 | xx/xx/2022 | -18 (Days) |  | Original note doc date is xx/xx/2022. | Initial |
| BVMD3YG8LS2 | xx | xx | Original Stated P&I | $1215.09 | $1330.36 | $-115.27 | -8.66457% | Original stated P&I audit value is xx.09. | Initial |
| BVMD3YG8LS2 | xx | xx | Stated Maturity Date | xx/xx/2052 | xx/xx/2052 | -31 (Days) |  | Stated maturity date audit value is xx. | Initial |
| H54VF5S1ROT | xx | xx | Borrower DTI Ratio Percent | 46.312% | 76.322% | -30.010% | -30.01000% | Borrower DTI Ratio Percent is 46.312%. | Initial |
| H54VF5S1ROT | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| H54VF5S1ROT | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -4 (Days) |  | Original Note Doc Date is xx/xx/2025. | Initial |
| 303N1MPX06N | xx | xx | Borrower DTI Ratio Percent | 48.333% | 48.383% | -0.050% | -0.05000% | DTI is 48.333%. | Initial |
| 303N1MPX06N | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| 303N1MPX06N | xx | xx | Housing Ratio per U/W (Initial Rate) | 26.844% | 26.895% | -0.051% | -0.05100% |  | Initial |
| 1J8TQAJXFR1 | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| 6OBRNCKWE3K | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | Age of loan 1 | Initial |
| 6OBRNCKWE3K | xx | xx | Borrower #1 Middle Name | xx | xx |  |  |  | Initial |
| 6OBRNCKWE3K | xx | xx | Borrower DTI Ratio Percent | 46.895% | 95.700% | -48.805% | -48.80500% | BWR DTI ratio percent 46.89% | Initial |
| 6OBRNCKWE3K | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value N.A | Initial |
| 6OBRNCKWE3K | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.957% | 46.895% | -45.938% | -45.93800% | Housing ratio per U/W 0.95% | Initial |
| 6OBRNCKWE3K | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest paid through date N.A | Initial |
| 86C04SQI5KP | xx | xx | Age of Loan | 8 | 11 | -3 | -27.27272% | Tape shows 11and Audit value 8. | Initial |
| 86C04SQI5KP | xx | xx | Borrower DTI Ratio Percent | 49.130% | 862.600% | -813.470% | -813.47000% | Tape shows 862.600% and Audit value 43.626%. | Initial |
| 86C04SQI5KP | xx | xx | Borrower First Name | Not Applicable | xx |  |  | Loan is Commercial. BWR name xx | Initial |
| 86C04SQI5KP | xx | xx | Borrower Last Name | xx | xx |  |  | Loan is Commercial. BWR name xx | Initial |
| 86C04SQI5KP | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and Audit value N/A. | Initial |
| 86C04SQI5KP | xx | xx | Housing Ratio per U/W (Initial Rate) | 8.626% | 46.362% | -37.736% | -37.73600% | Tape shows 46.362% and Audit value 3.186%. | Initial |
| 86C04SQI5KP | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows xx/xx/2026 and Audit value N/A. | Initial |
| IWQP8Z6EQFD | xx | xx | Age of Loan | 1 | 4 | -3 | -75.00000% | Age of loan is 1. | Initial |
| IWQP8Z6EQFD | xx | xx | Borrower #2 Middle Name | Not Applicable | xx |  |  | Borrower 2 Middle name is NA. | Initial |
| IWQP8Z6EQFD | xx | xx | Borrower DTI Ratio Percent | 49.960% | 2960.100% | -2910.140% | -2910.14000% | Borrower DTI Ratio Percent is 49.960% | Initial |
| IWQP8Z6EQFD | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| IWQP8Z6EQFD | xx | xx | Housing Ratio per U/W (Initial Rate) | 29.601% | 50.037% | -20.436% | -20.43600% | Housing ratio per U/W is 29.601% | Initial |
| IWQP8Z6EQFD | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2025 |  |  | Interest paid through date is NA. | Initial |
| 8ZS1Q756BC9 | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | Age of loan is 0. | Initial |
| 8ZS1Q756BC9 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| 8ZS1Q756BC9 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 42.463% | -42.463% | -42.46300% |  | Initial |
| VHBDG714712 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| VHBDG714712 | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Purpose of refinance per HUD 1 - change in Rate /term | Initial |
| QDBDTRSCRL7 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| QDBDTRSCRL7 | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Purpose of Refinance Per HUD-1 is Change in Rate Term. | Initial |
| NNUT7AQXXS9 | xx | xx | Borrower DTI Ratio Percent | 49.838% | 52.190% | -2.352% | -2.35200% | Borrower DTI ratio percent - 49.838%. | Initial |
| NNUT7AQXXS9 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| NNUT7AQXXS9 | xx | xx | Subject Property Type | Manufactured Housing | Single Family |  |  |  | Initial |
| PEWJBNDJHDC | xx | xx | Borrower DTI Ratio Percent | 17.934% | 17.900% | 0.034% | 0.03400% | Tape shows Borrower DTI Ratio Percent is 17.900% but audit value is xx.172%. | Initial |
| PEWJBNDJHDC | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active NA | Initial |
| PEWJBNDJHDC | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Purpose of refinance change in rate/term | Initial |
| VQD8ACLGKVY | xx | xx | Borrower DTI Ratio Percent | 17.471% | 17.800% | -0.329% | -0.32900% | Borrower DTI Ratio Percent is 17.471%. | Initial |
| VQD8ACLGKVY | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable. | Initial |
| VQD8ACLGKVY | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Purpose of Refinance Per HUD-1 is Change in Rate/ Term. | Initial |
| U68BYWGSK9Z | xx | xx | Borrower DTI Ratio Percent | 19.544% | 19.500% | 0.044% | 0.04400% | BRW DTI ratio percent is 19.544%. | Initial |
| U68BYWGSK9Z | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active is NA. | Initial |
| U68BYWGSK9Z | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Purpose of refinance per HUD-1 is change in rate/term. | Initial |
| 8ADNSTQMTW4 | xx | xx | Borrower DTI Ratio Percent | 17.038% | 17.030% | 0.008% | 0.00800% | Tape shows borrower DTI ratio percent as 17.030%, but audit value shows xx.474%. | Initial |
| 8ADNSTQMTW4 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows PMI active as No, audit value shows NA. | Initial |
| 8ADNSTQMTW4 | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Tape shows purpose of refinance per HUD-1 is No cash out, audit value shows xx | Initial |
| 8ADNSTQMTW4 | xx | xx | Subject Property Detached/Attached | Attached | Detached |  |  | Subject Property Detached /Attached is Attached | Initial |
| 4RU7VFWCREI | xx | xx | Age of Loan | 47 | 49 | -2 | -4.08163% | Age of loan is 47. | Initial |
| 4RU7VFWCREI | xx | xx | Borrower DTI Ratio Percent | 47.247% | 45.050% | 2.197% | 2.19700% | Borrower DTI Ratio percent is 47.247% | Initial |
| 4RU7VFWCREI | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable. | Initial |
| 4RU7VFWCREI | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest Paid through Date is Not applicable. | Initial |
| 4RU7VFWCREI | xx | xx | Original Note Doc Date | xx/xx/2022 | xx/xx/2022 | -5 (Days) |  | Original Note Doc date is xx/xx/2022. | Initial |
| 4RU7VFWCREI | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 1.47058% | Updated as per loan audit. | Initial |
| BF1JG1YE0N0 | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | tapes shows 2 audit value is xx. | Initial |
| BF1JG1YE0N0 | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | Borrower's middle name is xx. | Initial |
| BF1JG1YE0N0 | xx | xx | Borrower DTI Ratio Percent | 47.424% | 47.420% | 0.004% | 0.00400% | tape shows 47.420% But audit value is xx.424%. | Initial |
| BF1JG1YE0N0 | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A | Initial |
| BF1JG1YE0N0 | xx | xx | First Payment Date | xx/xx/2026 | xx/xx/2026 | -31 (Days) |  | tape shows xx/xx/2026 but audit value is xx. | Initial |
| BF1JG1YE0N0 | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -7 (Days) |  | Tape shows xx/xx/2025 abut audit value is xx. | Initial |
| BF1JG1YE0N0 | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2056 | -31 (Days) |  | tape shows xx/xx/2056 but audit value is xx. | Initial |
| BF1JG1YE0N0 | xx | xx | Stated Remaining Term | 359 | 360 | -1 | -0.27777% | Tape shows 360 But audit value is xx. | Initial |
| 23LN0C4A8T2 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| 23LN0C4A8T2 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 12.58500% | xx | Initial |
| 23LN0C4A8T2 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 12.58500% | xx | Initial |
| IRO0FGD3HC7 | xx | xx | Borrower DTI Ratio Percent | 42.389% | 42.390% | -0.001% | -0.00100% | As per the document borrower DTI Ratio percent 42.389% but tape shows 42.390%. | Initial |
| IRO0FGD3HC7 | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| IRO0FGD3HC7 | xx | xx | Housing Ratio per U/W (Initial Rate) | 30.074% | 30.070% | 0.004% | 0.00400% | As per the document housing ratio per U/W 30.074% but tape shows 30.070%. | Initial |
| IRO0FGD3HC7 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 3.00000% | xx | Initial |
| IRO0FGD3HC7 | xx | xx | Property Address Street | xx | xx |  |  | Note reflects address as xx. | Initial |
| X5HKHP7IHDR | xx | xx | Borrower DTI Ratio Percent | 42.890% | 42.900% | -0.010% | -0.01000% | Tape shows borrower DTI ratio percent as 42.90%, but audit value shows xx.890%. | Initial |
| X5HKHP7IHDR | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| X5HKHP7IHDR | xx | xx | Housing Ratio per U/W (Initial Rate) | 40.740% | 40.700% | 0.040% | 0.04000% | Tape shows housing ratio per U/W (initial rate) as 40.700%, but audit value shows xx.740%. | Initial |
| TVLHTUMHPHR | xx | xx | Borrower DTI Ratio Percent | 39.888% | 39.900% | -0.012% | -0.01200% | Borrower DTI Ratio Percent is 39.888%. Tape shows 39.900%. | Initial |
| TVLHTUMHPHR | xx | xx | Housing Ratio per U/W (Initial Rate) | 12.971% | 13.000% | -0.029% | -0.02900% | Housing Ratio per U/W (Initial Rate) is 12.971%. Tape shows 13.000%. | Initial |
| TVLHTUMHPHR | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00100% | xx | Initial |
| TVLHTUMHPHR | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00100% | xx | Initial |
| TVLHTUMHPHR | xx | xx | Stated Remaining Term | 209 | 210 | -1 | -0.47619% | Stated Remaining Term is 209. Tape shows 210. | Initial |
| ZFUKGDWNL1D | xx | xx | Borrower DTI Ratio Percent | 42.689% | 42.690% | -0.001% | -0.00100% | Borrower DTI Ratio Percent is 42.689%. | Initial |
| ZFUKGDWNL1D | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| ZFUKGDWNL1D | xx | xx | Housing Ratio per U/W (Initial Rate) | 12.922% | 12.920% | 0.002% | 0.00200% | Housing ratio Per U/W (Initial rate) is 12.922%. | Initial |
| 3I8MT5NFNCQ | xx | xx | Age of Loan | 15 | 16 | -1 | -6.25000% | Age of the loan is 15. | Initial |
| 3I8MT5NFNCQ | xx | xx | Original Note Doc Date | xx/xx/2024 | xx/xx/2024 | -4 (Days) |  | Note date is xx/xx/2024. | Initial |
| L5Z221AO7EM | xx | xx | Borrower #2 First Name | Not Applicable | xx |  |  | N/A. | Initial |
| L5Z221AO7EM | xx | xx | Borrower #2 Last Name | Not Applicable | xx |  |  | N/A. | Initial |
| L5Z221AO7EM | xx | xx | Borrower DTI Ratio Percent | 11.021% | 11.000% | 0.021% | 0.02100% | Tape shows 11.000% but audit value shows xx.021%. | Initial |
| L5Z221AO7EM | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| L5Z221AO7EM | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows No but audit value shows xx. | Initial |
| YPCZ2YTCAAU | xx | xx | Borrower DTI Ratio Percent | 49.917% | 49.920% | -0.003% | -0.00300% | Borrower DTI Ratio Percent is 49.917% | Initial |
| YPCZ2YTCAAU | xx | xx | Payment History String | 0000000000000000 | 111111111111 |  |  | N/A. | Initial |
| YPCZ2YTCAAU | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| TLM81VO2UY1 | xx | xx | Payment History String | 000 | 100000000001 |  |  | Paymeny history string is 000. | Initial |
| TLM81VO2UY1 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| S77O8VLFU12 | xx | xx | Borrower #1 Middle Name | Not Applicable | xx |  |  | As per loan document. | Initial |
| S77O8VLFU12 | xx | xx | Borrower #2 Middle Name | Not Applicable | xx |  |  | Borrower #2 middle name not applicable. | Initial |
| S77O8VLFU12 | xx | xx | Borrower DTI Ratio Percent | 44.836% | 44.840% | -0.004% | -0.00400% | As per loan document. | Initial |
| S77O8VLFU12 | xx | xx | Payment History String | 000000000000001000000000 | 232222222222 |  |  | Payment history string is not applicable. | Initial |
| S77O8VLFU12 | xx | xx | Property Address Street | xx | xx |  |  | As per loan document. | Initial |
| 2RILVIH86W7 | xx | xx | Borrower #2 Last Name | xx | xx |  |  | BRW #2 last name is xx. | Initial |
| 2RILVIH86W7 | xx | xx | Borrower #2 Middle Name | Not Applicable | xx |  |  | BRW #2 middle name is NA. | Initial |
| 2RILVIH86W7 | xx | xx | Borrower DTI Ratio Percent | 42.763% | 44.040% | -1.277% | -1.27700% | BRW DTI ratio percent is 42.763%. | Initial |
| 2RILVIH86W7 | xx | xx | Payment History String | 000000000000000000000000 | 232222222222 |  |  | Payment history string is NA. | Initial |
| FJ74JV94VJW | xx | xx | Borrower DTI Ratio Percent | 44.395% | 44.400% | -0.005% | -0.00500% | As per the loan documents. | Initial |
| FJ74JV94VJW | xx | xx | Loan Original Maturity Term Months | 180 | 480 | -300 | -62.50000% | As per the loan documents. | Initial |
| FJ74JV94VJW | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.00300% | As per the loan documents. | Initial |
| FJ74JV94VJW | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00300% | As per the loan documents. | Initial |
| FJ74JV94VJW | xx | xx | Original Stated P&I | $1928.49 | $1221.34 | $707.15 | 57.89952% | As per the loan documents. | Initial |
| FJ74JV94VJW | xx | xx | Payment History String | 000010000000110444444444 | 114333222622 |  |  |  | Initial |
| FJ74JV94VJW | xx | xx | Stated Maturity Date | xx/xx/2064 | xx/xx/2062 | 731 (Days) |  | As per the loan documents. | Initial |
| NVIPJH1MASR | xx | xx | Borrower DTI Ratio Percent | 39.585% | 39.800% | -0.215% | -0.21500% | Borrower DTI ratio percent is 39.585%. | Initial |
| NVIPJH1MASR | xx | xx | Payment History String | 000 | 110000000001 |  |  | payment history string is not applicable. | Initial |
| NVIPJH1MASR | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| NVIPJH1MASR | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2055 | -30 (Days) |  | Stated maturity date is xx/xx/2055. | Initial |
| BGKE5CBXJV0 | xx | xx | Original Appraisal Date | Not Applicable | xx/xx/2022 |  |  | Original appraisal date is NA. | Initial |
| BGKE5CBXJV0 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00200% | xx | Initial |
| BGKE5CBXJV0 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00200% | xx | Initial |
| BGKE5CBXJV0 | xx | xx | Payment History String | 000000000000000000000000 | 111122211222 |  |  | Payment history string is NA. | Initial |
| BGKE5CBXJV0 | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Purpose of refinance per HUD-1 is Change in Rate/Term. | Initial |
| 3NU0YE9WLQS | xx | xx | Borrower DTI Ratio Percent | 49.379% | 49.350% | 0.029% | 0.02900% | Borrower DTI Ratio Percent is 49.379%. | Initial |
| 3NU0YE9WLQS | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 3NU0YE9WLQS | xx | xx | MI Company | xx | xx |  |  | MI Company is XXXX | Initial |
| 3NU0YE9WLQS | xx | xx | Stated Maturity Date | xx/xx/2056 | xx/xx/2056 | -31 (Days) |  | Stated Maturity date is xx/xx/2056. | Initial |
| CYHU9QPQ376 | xx | xx | Age of Loan | 43 | 44 | -1 | -2.27272% | Tape shows 44 and Audit value 43. | Initial |
| CYHU9QPQ376 | xx | xx | Interest Paid Through Date | xx/xx/2022 | xx/xx/2026 | -1311 (Days) |  | Tape shows xx/xx/2026 and Audit value N/A. | Initial |
| CYHU9QPQ376 | xx | xx | Original Note Doc Date | xx/xx/2022 | xx/xx/2022 | -6 (Days) |  | Tape shows xx/xx/2022 and Audit value xx/xx/2022. | Initial |
| CYHU9QPQ376 | xx | xx | Original Stated P&I | $2761.71 | $4.00 | $2757.71 | 68942.75000% | Tape shows xx and Audit value xx. | Initial |
| CYHU9QPQ376 | xx | xx | Stated Remaining Term | 317 | 316 | 1 | 0.31645% | Tape shows 316 and Audit value 317. | Initial |
| 5UYYAQO1HN7 | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | Age of Loan is 1. | Initial |
| 5UYYAQO1HN7 | xx | xx | Interest Paid Through Date | xx/xx/2026 | xx/xx/2026 | -31 (Days) |  | Interest Paid Through Date is xx/xx/2026. | Initial |
| 5UYYAQO1HN7 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable. | Initial |
| 5UYYAQO1HN7 | xx | xx | Loan Documentation Type | Streamline Refinance | Full Documentation |  |  | Loan Documentation Type is Streamline Refinance. | Initial |
| 5UYYAQO1HN7 | xx | xx | Original Appraised Value | xx | xx | xx | -1.71945% | Original Appraisal Value is xx. | Initial |
| 5UYYAQO1HN7 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.69600% | xx | Initial |
| 5UYYAQO1HN7 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.69600% | xx | Initial |
| GRWL4MFX2WW | xx | xx | Age of Loan | 2 | 4 | -2 | -50.00000% | Age of loan audit value is xx. | Initial |
| GRWL4MFX2WW | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current audit value is not applicable. | Initial |
| GRWL4MFX2WW | xx | xx | Is PMI Active? | Not Applicable | No |  |  | PMI active audit value is not applicable. | Initial |
| GRWL4MFX2WW | xx | xx | Loan Documentation Type | DSCR | Full Documentation |  |  | Loan documentation type audit value is xx. | Initial |
| GRWL4MFX2WW | xx | xx | Property Address Street | xx | xx |  |  | Property address street audit value is xx. | Initial |
| GRWL4MFX2WW | xx | xx | Subject Property Type | Commercial Prop | Single Family |  |  | Subject property type is commercial. | Initial |
| E0O2927X0TF | xx | xx | Borrower First Name | Not Applicable | xx |  |  | Borrower first name is Not Applicable. | Initial |
| E0O2927X0TF | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower Last name is xx. | Initial |
| E0O2927X0TF | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| E0O2927X0TF | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.25500% | xx | Initial |
| E0O2927X0TF | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.25500% | xx | Initial |
| E0O2927X0TF | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | Purpose of refinance per HUD-1 is limited cash out . | Initial |
| RGYDTOH4WKG | xx | xx | Borrower First Name | Not Applicable | xx |  |  | Note Document reflect as N/A. | Initial |
| RGYDTOH4WKG | xx | xx | Borrower Last Name | xx | xx |  |  | Note Document reflect as xx | Initial |
| RGYDTOH4WKG | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| RGYDTOH4WKG | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.21200% | xx | Initial |
| RGYDTOH4WKG | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | 1 (Days) |  | Note Document reflect as xx/xx/2025. | Initial |
| RGYDTOH4WKG | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.21200% | xx | Initial |
| PLTZJ6PBIYA | xx | xx | Age of Loan | 16 | 17 | -1 | -5.88235% |  | Initial |
| PLTZJ6PBIYA | xx | xx | Debt Service Coverage Ratio (DSCR) | 1.07 | 1.01 | 0.06 | 5.94059% |  | Initial |
| PLTZJ6PBIYA | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  |  | Initial |
| PLTZJ6PBIYA | xx | xx | Loan Documentation Type | DSCR | Full Documentation |  |  | Loan is DSCR loan. | Initial |
| PLTZJ6PBIYA | xx | xx | Prepayment Penalty Indicator | Yes | No |  |  | Yes | Initial |
| NUWXPRWIHDI | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| NUWXPRWIHDI | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2026 | -153 (Days) |  | Interest Paid Through Date is Not Applicable. | Initial |
| NUWXPRWIHDI | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | No Cash-Out |  |  | Purpose of Refinance Per HUD-1 is Limited Cash Out | Initial |
| TEF71J3DEOA | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows Current value is xx but audit value is xx. | Initial |
| DZHNZ9OLTHA | xx | xx | Age of Loan | 6 | 7 | -1 | -14.28571% | Tape shows the age of loan is 6. | Initial |
| DZHNZ9OLTHA | xx | xx | Debt Service Coverage Ratio (DSCR) | 1.22 | 0.75 | 0.47 | 62.66666% | Tape shows the debt service coverage ratio is 1.22. | Initial |
| DZHNZ9OLTHA | xx | xx | Interest Paid Through Date | xx/xx/2026 | xx/xx/2025 | 153 (Days) |  | Interest paid through date is xx/xx/2026. | Initial |
| DZHNZ9OLTHA | xx | xx | Loan Documentation Type | DSCR | Full Documentation |  |  | Loan documentation type is DSCR. | Initial |
| DZHNZ9OLTHA | xx | xx | Stated Remaining Term | 354 | 359 | -5 | -1.39275% | Tape shows the stated remaining term is 354. | Initial |
| XYBQSNXA9CY | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| XYBQSNXA9CY | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | Updated as per loan documents. | Initial |
| SGPHQY72HCZ | xx | xx | Borrower DTI Ratio Percent | 49.744% | 68.525% | -18.781% | -18.78100% | As per loan document. | Initial |
| SGPHQY72HCZ | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| SGPHQY72HCZ | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | As per loan document. | Initial |
| SGPHQY72HCZ | xx | xx | MI Company | xx | xx |  |  | As per loan document. | Initial |
| YRBUWRB9LLP | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | As per the loan documents. | Initial |
| YRBUWRB9LLP | xx | xx | MI Company | xx | xx |  |  | As per the loan documents. | Initial |
| YRBUWRB9LLP | xx | xx | MI Coverage Amount | Not Applicable | 17.000% |  |  |  | Initial |
| YRBUWRB9LLP | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.32600% | As per the loan documents. | Initial |
| YRBUWRB9LLP | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.32600% | As per the loan documents. | Initial |
| FGYZ4K2G8LC | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| FGYZ4K2G8LC | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS MIN Number is XXXX | Initial |
| FGYZ4K2G8LC | xx | xx | Original CLTV Ratio Percent | Unavailable | xx |  |  |  | Initial |
| FGYZ4K2G8LC | xx | xx | Subject Property Type | Commercial Prop | Low Rise Condo (1-4 Stories) |  |  |  | Initial |
| HQKVDV7K7P5 | xx | xx | Borrower DTI Ratio Percent | 47.410% | 56.087% | -8.677% | -8.67700% | Tape shows DTI is 56.08%, and as per DU, it is 47.41%. | Initial |
| HQKVDV7K7P5 | xx | xx | Current Value | Not Applicable | XXXX |  |  | The current value is N/A. | Initial |
| HQKVDV7K7P5 | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS MIN number XXXX | Initial |
| HQKVDV7K7P5 | xx | xx | MI Company | xx | xx |  |  | MI Company name is XXXX. | Initial |
| R2VH7PDDGP9 | xx | xx | B1 Self-Employed? | Not Applicable | No |  |  | N/A. | Initial |
| R2VH7PDDGP9 | xx | xx | Borrower DTI Ratio Percent | Unavailable | 0.000% |  |  | N/A. | Initial |
| R2VH7PDDGP9 | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| R2VH7PDDGP9 | xx | xx | Loan Documentation Type | Streamline Refinance | Full Documentation |  |  | As per loan document. | Initial |
| R2VH7PDDGP9 | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | As per loan document. | Initial |
| 2CUDCZ31M3B | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| 2CUDCZ31M3B | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | As per the loan documents. | Initial |
| QLMUWTV6LEF | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is N/A. | Initial |
| QLMUWTV6LEF | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS MIN Number is XXXX | Initial |
| QLMUWTV6LEF | xx | xx | MI Company | xx | xx |  |  | MI Company is XXXX. | Initial |
| QLMUWTV6LEF | xx | xx | MI Coverage Amount | Not Applicable | 18.000% |  |  | MI Coverage Amount is N/A. | Initial |
| QLMUWTV6LEF | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.65900% | xx | Initial |
| QLMUWTV6LEF | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.65900% | xx | Initial |
| TRVNTUHXVGQ | xx | xx | Borrower DTI Ratio Percent | 35.708% | 37.425% | -1.717% | -1.71700% | BRW DTI ratio percent is 35.708%. | Initial |
| TRVNTUHXVGQ | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| 9LGK508D0TW | xx | xx | Borrower DTI Ratio Percent | 43.482% | 45.406% | -1.924% | -1.92400% | Borrower DTI ratio percent is 43.49%. | Initial |
| 9LGK508D0TW | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| 9LGK508D0TW | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | As per loan documents. | Initial |
| GZ5RU5XBB0N | xx | xx | Borrower #2 First Name | xx | xx |  |  |  | Initial |
| GZ5RU5XBB0N | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS MIN number is XXXX | Initial |
| GZ5RU5XBB0N | xx | xx | MI Company | xx | xx |  |  | MI company is XXXX. | Initial |
| GZ5RU5XBB0N | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  |  | Initial |
| X2CNV1GW7JD | xx | xx | B1 Self-Employed? | Not Applicable | No |  |  | As per the tape, B1 self-employed is not applicable. | Initial |
| X2CNV1GW7JD | xx | xx | Current Value | Not Applicable | XXXX |  |  | As per the tape, current value is xx and the audit value, it is N/A. | Initial |
| X2CNV1GW7JD | xx | xx | Loan Documentation Type | Streamline Refinance | Full Documentation |  |  | As per the tape, full documentation, and the audit value, it is a streamlined refinance. | Initial |
| X2CNV1GW7JD | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS MIN number is XXXX | Initial |
| X2CNV1GW7JD | xx | xx | MI Coverage Amount | 25.000% | 20.000% | 5.000% | 5.00000% | As per the tape, MI coverage is 20.00%. and the audit value is xx.00%. | Initial |
| X2CNV1GW7JD | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.49800% | xx | Initial |
| X2CNV1GW7JD | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.49800% | xx | Initial |
| PPTGVKM07TQ | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is N/A. | Initial |
| PPTGVKM07TQ | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | As per DOT MIN number is XXXX | Initial |
| 21E6RAM53FH | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| 21E6RAM53FH | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS MIN Number is XXXX. Tape shows XXX | Initial |
| 21E6RAM53FH | xx | xx | MI Company | xx | xx |  |  | MI Company is XXXX. Tape shows Others. | Initial |
| 21E6RAM53FH | xx | xx | MI Coverage Amount | Not Applicable | 17.000% |  |  | MI Coverage amount is not applicable. Tape shows 17%.000%. | Initial |
| 21E6RAM53FH | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.36700% | xx | Initial |
| 21E6RAM53FH | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.36700% | xx | Initial |
| MSD730EO74N | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| MSD730EO74N | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS MIN Number XXXX | Initial |
| MSD730EO74N | xx | xx | MI Company | xx | xx |  |  | MI Company is XXXX. | Initial |
| MSD730EO74N | xx | xx | MI Coverage Amount | Not Applicable | 19.000% |  |  | MI Coverage Amount is Not Applicable. | Initial |
| MSD730EO74N | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.68800% | xx | Initial |
| MSD730EO74N | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.68800% | xx | Initial |
| XEICC7PKMX6 | xx | xx | Borrower DTI Ratio Percent | Unavailable | 0.000% |  |  | Borrower DTI ratio percent is Unavailable. | Initial |
| XEICC7PKMX6 | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower Last Name is xx. | Initial |
| XEICC7PKMX6 | xx | xx | Loan Documentation Type | Streamline Refinance | Full Documentation |  |  | Loan documentation type is streamline refinance. | Initial |
| XEICC7PKMX6 | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS Min Number is XXXX | Initial |
| XEICC7PKMX6 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.00100% | xx | Initial |
| XEICC7PKMX6 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00100% | xx | Initial |
| XEICC7PKMX6 | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | purpose of refinance per HuD-1 is limited cash out. | Initial |
| HP335I4F6GS | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA | Initial |
| HP335I4F6GS | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS MIN number is XXXX | Initial |
| O8JLGKQTW9A | xx | xx | B1 Self-Employed? | Not Applicable | No |  |  | B1 self employed is not applicable. | Initial |
| O8JLGKQTW9A | xx | xx | Borrower DTI Ratio Percent | Unavailable | 0.000% |  |  | Borrower DTI ratio percent is unavailable. | Initial |
| O8JLGKQTW9A | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower last name is xx. | Initial |
| O8JLGKQTW9A | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable. | Initial |
| O8JLGKQTW9A | xx | xx | Loan Documentation Type | Streamline Refinance | Full Documentation |  |  |  | Initial |
| O8JLGKQTW9A | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS min number is XXXX | Initial |
| Z4U55O1U8X0 | xx | xx | Current Value | XXXX | XXXX | XXXX | 102.22222% | Current Value is xx. | Initial |
| Z4U55O1U8X0 | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | METS MIN Number is XXXX | Initial |
| Z4U55O1U8X0 | xx | xx | MI Company | xx | xx |  |  | MI Company is XXXX. | Initial |
| Z4U55O1U8X0 | xx | xx | MI Coverage Amount | Not Applicable | 19.000% |  |  |  | Initial |
| Z4U55O1U8X0 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.68800% | xx | Initial |
| Z4U55O1U8X0 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.68800% | xx | Initial |
| 84EJULZ4M41 | xx | xx | B1 Self-Employed? | Unavailable | Yes |  |  | B1 self-employed audit value is unavailable. | Initial |
| 84EJULZ4M41 | xx | xx | Loan Documentation Type | Alternative | Full Documentation |  |  | As per the tape, there is full documentation, and the tape shows an alternative. | Initial |
| 84EJULZ4M41 | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | Tape shows the MERS MIN number is XXXX, and the audit value is xx. | Initial |
| 84EJULZ4M41 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 0.19900% | xx | Initial |
| 84EJULZ4M41 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.19900% | xx | Initial |
| 1QCK2T0JLNG | xx | xx | Borrower DTI Ratio Percent | 39.532% | 44.775% | -5.243% | -5.24300% | Borrower DTI Ratio percent is 39.532%. | Initial |
| 1QCK2T0JLNG | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| 1QCK2T0JLNG | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS MIN Number is XXXX | Initial |
| 1QCK2T0JLNG | xx | xx | MI Company | xx | xx |  |  | MI company is XXXX. | Initial |
| HKG4YSGGDHO | xx | xx | Borrower DTI Ratio Percent | Unavailable | 0.000% |  |  | As per the tape date, DTI shows 0.0%, and the audit value is N/A. | Initial |
| HKG4YSGGDHO | xx | xx | Current Value | Not Applicable | XXXX |  |  | As per the tape, the current value is xx, and the audit value is N/A. | Initial |
| HKG4YSGGDHO | xx | xx | Loan Documentation Type | Streamline Refinance | Full Documentation |  |  | As per the tape, full documentation, and the audit value streamline refinance. | Initial |
| HKG4YSGGDHO | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | As per the tape, the MIN number is XXXX, and the audit value is xx. | Initial |
| HKG4YSGGDHO | xx | xx | MI Company | xx | xx |  |  | As the tape shows, the other audit value is xx. | Initial |
| HKG4YSGGDHO | xx | xx | MI Coverage Amount | Not Applicable | 19.000% |  |  | The MI document is missing. As per tape data, 19.0%. Audit value is N/A. | Initial |
| HKG4YSGGDHO | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.70200% | xx | Initial |
| HKG4YSGGDHO | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.70200% | xx | Initial |
| NMZX4Y3XSST | xx | xx | Borrower DTI Ratio Percent | 41.420% | 74.183% | -32.763% | -32.76300% | Borrower DTI Ratio percent is 41.420%. | Initial |
| NMZX4Y3XSST | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable. | Initial |
| NMZX4Y3XSST | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | Mers min number is XXXX | Initial |
| NMZX4Y3XSST | xx | xx | MI Company | xx | xx |  |  | MI Company is XXXX | Initial |
| IPPEU3XGTXD | xx | xx | B1 Self-Employed? | No | Yes |  |  | N/A | Initial |
| IPPEU3XGTXD | xx | xx | Borrower DTI Ratio Percent | 47.141% | 51.956% | -4.815% | -4.81500% | Tape shows 51.956% but audit value is xx.141 | Initial |
| IPPEU3XGTXD | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A | Initial |
| IPPEU3XGTXD | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | Tape shows XXXX Audit Value is xx | Initial |
| HIS6D05ULRQ | xx | xx | Borrower DTI Ratio Percent | 49.206% | 77.609% | -28.403% | -28.40300% | Tape shows Borrower DTI Ratio Percent is 77.609% but audit value is xx.206%. | Initial |
| HIS6D05ULRQ | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| HIS6D05ULRQ | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | Tape shows MERS MIN Number is XXXX but audit value shows xx. | Initial |
| HIS6D05ULRQ | xx | xx | MI Company | xx | xx |  |  | Tape shows MI Company as XXXX, audit value is xx. | Initial |
| HIS6D05ULRQ | xx | xx | Stated Maturity Date | xx/xx/2065 | xx/xx/2053 | 4200 (Days) |  |  | Initial |
| Z71DCCY41WS | xx | xx | B1 Self-Employed? | No | Yes |  |  | Tape shows B1 Self-employed as Yes but audit shows xx. | Initial |
| Z71DCCY41WS | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows current value as xx but audit shows N/A. | Initial |
| Z71DCCY41WS | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MIN number is updated as per the document. XXXX. | Initial |
| 6Q61YHCCMLR | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 6Q61YHCCMLR | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS MIN Number is XXXX | Initial |
| 6Q61YHCCMLR | xx | xx | Stated Maturity Date | xx/xx/2065 | xx/xx/2054 | 4079 (Days) |  |  | Initial |
| ZVQGD8A5QL7 | xx | xx | Borrower DTI Ratio Percent | Unavailable | 0.000% |  |  | Borrower DTI ratio percent audit value is unavailable. | Initial |
| ZVQGD8A5QL7 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current audit value is not applicable. | Initial |
| ZVQGD8A5QL7 | xx | xx | Loan Documentation Type | Streamline Refinance | Full Documentation |  |  |  | Initial |
| ZVQGD8A5QL7 | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS Min audit value is xx. | Initial |
| ZVQGD8A5QL7 | xx | xx | MI Company | xx | xx |  |  | MI Company audit value is xx. | Initial |
| ZVQGD8A5QL7 | xx | xx | MI Coverage Amount | Not Applicable | 17.000% |  |  |  | Initial |
| ZVQGD8A5QL7 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.34600% | xx | Initial |
| ZVQGD8A5QL7 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.34600% | xx | Initial |
| P8STE46L558 | xx | xx | Borrower DTI Ratio Percent | 54.421% | 52.865% | 1.556% | 1.55600% | Borrower DTI ratio percent is 54.421%. | Initial |
| P8STE46L558 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable. | Initial |
| P8STE46L558 | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS Min number is XXXX | Initial |
| P8STE46L558 | xx | xx | MI Company | xx | xx |  |  | MI company is XXXX. | Initial |
| P8STE46L558 | xx | xx | MI Coverage Amount | Not Applicable | 19.000% |  |  | MI coverage amount is not applicable. | Initial |
| P8STE46L558 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.68800% | xx | Initial |
| P8STE46L558 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.68800% | xx | Initial |
| W7RCP5QCWVW | xx | xx | Borrower DTI Ratio Percent | Unavailable | 0.000% |  |  | NA | Initial |
| W7RCP5QCWVW | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| W7RCP5QCWVW | xx | xx | Loan Documentation Type | Streamline Refinance | Full Documentation |  |  | Streamline Refinance | Initial |
| W7RCP5QCWVW | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | XXXX | Initial |
| RLE6YPX0F7C | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| RLE6YPX0F7C | xx | xx | MERS MIN Number | XXXX | XXXX |  |  | MERS MIN number is XXXX | Initial |
| RLE6YPX0F7C | xx | xx | MI Company | xx | xx |  |  | MI company is XXXX. | Initial |
| OST31XA2MTB | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| OST31XA2MTB | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Yes | Initial |
| OST31XA2MTB | xx | xx | Original Appraised Value | xx | xx | xx | 14.48196% | As per loan documents. | Initial |
| OST31XA2MTB | xx | xx | Payment History String | 00000 | 110000000421 |  |  | 00000 | Initial |
| M2D62Q7GTU0 | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| M2D62Q7GTU0 | xx | xx | Original Appraised Value | xx | xx | xx | -9.57643% | As per loan document. | Initial |
| M2D62Q7GTU0 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.39000% | As per loan document. | Initial |
| M2D62Q7GTU0 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.39000% | As per loan document. | Initial |
| M2D62Q7GTU0 | xx | xx | Payment History String | 0 | 000000000000 |  |  | U/A | Initial |
| H0KQP7S4NGB | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| H0KQP7S4NGB | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Updated as per comments. | Initial |
| H0KQP7S4NGB | xx | xx | Doc Date of Last Modification | xx/xx/2025 | xx/xx/2025 | -31 (Days) |  | Doc date of last mod N.A | Initial |
| H0KQP7S4NGB | xx | xx | Original Appraised Value | xx | xx | xx | -36.10013% | Original appraised value xx | Initial |
| H0KQP7S4NGB | xx | xx | Payment History String | 000044444444444444444444 | 377700000092 |  |  | PH string is 000044444444444444444444. | Initial |
| H0KQP7S4NGB | xx | xx | Stated Maturity Date | xx/xx/2065 | xx/xx/2050 | 5479 (Days) |  | The modified maturity date is xx/xx/2065. | Initial |
| E8QQOXCXQQX | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows current value as xx but audit value shows xx. | Initial |
| E8QQOXCXQQX | xx | xx | Original Appraised Value | xx | xx | xx | -1.36821% | Tape shows appraised value as xx but audit value shows xx. | Initial |
| E8QQOXCXQQX | xx | xx | Payment History String | 00000000 | 110000111111 |  |  |  | Initial |
| 8RYIMSVTHLY | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| 8RYIMSVTHLY | xx | xx | Original Appraised Value | xx | xx | xx | -1.59574% | As per the loan documents. | Initial |
| 8RYIMSVTHLY | xx | xx | Payment History String | 000000000000000000000000 | 221212222122 |  |  |  | Initial |
| A1VA21MC1GL | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| A1VA21MC1GL | xx | xx | Original Appraised Value | xx | xx | xx | -8.25688% | As per loan documents. | Initial |
| A1VA21MC1GL | xx | xx | Payment History String | 000000000000000 | 111111111111 |  |  | N/A. | Initial |
| A1VA21MC1GL | xx | xx | Property Address Street | xx | xx |  |  | Property address is xx. | Initial |
| DI6TZR33SOQ | xx | xx | Borrower DTI Ratio Percent | 49.873% | 52.495% | -2.622% | -2.62200% | As per loan document. | Initial |
| DI6TZR33SOQ | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A. | Initial |
| DI6TZR33SOQ | xx | xx | Original Appraised Value | xx | xx | xx | -2.32258% | As per loan document. | Initial |
| DI6TZR33SOQ | xx | xx | Payment History String | 00000 | 110000000111 |  |  | Payment History String is Not Applicable | Initial |
| 1JYYZQSUL28 | xx | xx | Current Value | XXXX | XXXX | XXXX | -12.50000% | Current value xx | Initial |
| 1JYYZQSUL28 | xx | xx | Original Appraised Value | xx | xx | xx | -12.50000% | As per loan documents. | Initial |
| 1JYYZQSUL28 | xx | xx | Payment History String | 000000000000000 | 111111111111 |  |  | 000000000000000 | Initial |
| FASBCHJTP15 | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A | Initial |
| FASBCHJTP15 | xx | xx | Doc Date of Last Modification | xx/xx/2025 | xx/xx/2025 | -31 (Days) |  | Not Applicable | Initial |
| FASBCHJTP15 | xx | xx | Original Appraised Value | xx | xx | xx | -20.28301% | As per loan document. | Initial |
| FASBCHJTP15 | xx | xx | Payment History String | 002210444444444444444432 | 177154648762 |  |  | Not Applicable | Initial |
| FASBCHJTP15 | xx | xx | Stated Maturity Date | xx/xx/2065 | xx/xx/2052 | 4809 (Days) |  |  | Initial |
| XLACOVXGR2Z | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| XLACOVXGR2Z | xx | xx | Original Appraised Value | xx | xx | xx | 1.23222% | Original Appraised Value is xx | Initial |
| XLACOVXGR2Z | xx | xx | Payment History String | 0000000000000 | 111111111111 |  |  | Payment History String is 0000000000000. | Initial |
| LWHC12P3W23 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| LWHC12P3W23 | xx | xx | MI Coverage Amount | 35.000% | 25.000% | 10.000% | 10.00000% | Tape shows 25.000% but audit value shows xx.000%. | Initial |
| LWHC12P3W23 | xx | xx | Original Appraised Value | xx | xx | xx | 5.97176% | Tape shows xx but audit value shows xx. | Initial |
| LWHC12P3W23 | xx | xx | Payment History String | 00000000000 | 110222222221 |  |  | U/A | Initial |
| OBJWLCDCANN | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A | Initial |
| OBJWLCDCANN | xx | xx | Original Appraised Value | xx | xx | xx | 2.85714% | As per loan document. | Initial |
| OBJWLCDCANN | xx | xx | Payment History String | 0000000000000000000 | 111111111211 |  |  | payment history string is not applicable. | Initial |
| IB3KNRTP9FA | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| IB3KNRTP9FA | xx | xx | Original Appraised Value | xx | xx | xx | 12.04188% | As per the loan documents. | Initial |
| IB3KNRTP9FA | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.40000% | As per the loan documents. | Initial |
| IB3KNRTP9FA | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.40000% | As per the loan documents. | Initial |
| IB3KNRTP9FA | xx | xx | Payment History String | 00 | 011000000000 |  |  | 0 | Initial |
| 6CJ3LJ0AGIC | xx | xx | B1 Self-Employed? | No | Yes |  |  | B1 Self-Employed? is No. | Initial |
| 6CJ3LJ0AGIC | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is N/A. | Initial |
| 6CJ3LJ0AGIC | xx | xx | Original Appraised Value | xx | xx | xx | -24.21441% | Original Appraised Value is xx. | Initial |
| 6CJ3LJ0AGIC | xx | xx | Payment History String | 000000000000000000000000 | 110000000000 |  |  |  | Initial |
| DPIWUW3GDT5 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| DPIWUW3GDT5 | xx | xx | Original Appraised Value | xx | xx | xx | -2.61780% | Original Appraised Value is xx | Initial |
| DPIWUW3GDT5 | xx | xx | Payment History String | 0 | 010000000000 |  |  | Not Applicable | Initial |
| 600ZHU2CAUK | xx | xx | Borrower DTI Ratio Percent | 43.986% | 51.458% | -7.472% | -7.47200% | Borrower DTI Ration Percent is 43.986%. | Initial |
| 600ZHU2CAUK | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is N/A. | Initial |
| 600ZHU2CAUK | xx | xx | Housing Ratio per U/W (Initial Rate) | 27.726% | 32.437% | -4.711% | -4.71100% | Housing Ration Per U/W (Initial Rate) is 27.726%. | Initial |
| 600ZHU2CAUK | xx | xx | Original Appraised Value | xx | xx | xx | 2.44897% | Original Appraised Value is xx. | Initial |
| 600ZHU2CAUK | xx | xx | Payment History String | 0000000 | 110000011111 |  |  | payment history string is not applicable. | Initial |
| 45P4K2YLEFB | xx | xx | B1 Self-Employed? | Yes | No |  |  | B1 Self Emplyed id Yes | Initial |
| 45P4K2YLEFB | xx | xx | Borrower DTI Ratio Percent | 42.980% | 41.884% | 1.096% | 1.09600% | Borrower DTI Ratio Percent is 42.980% | Initial |
| 45P4K2YLEFB | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 45P4K2YLEFB | xx | xx | Housing Ratio per U/W (Initial Rate) | 17.536% | 17.089% | 0.447% | 0.44700% | Housing Ratio per is 17.536% | Initial |
| 45P4K2YLEFB | xx | xx | Original Appraised Value | xx | xx | xx | -2.43033% | Original Appraised Value is xx | Initial |
| 45P4K2YLEFB | xx | xx | Payment History String | 000000000 | 110001111111 |  |  | Payment History String is Not Applicable | Initial |
| 8CHVGQKOGI0 | xx | xx | Borrower DTI Ratio Percent | 42.194% | 61.442% | -19.248% | -19.24800% |  | Initial |
| 8CHVGQKOGI0 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| 8CHVGQKOGI0 | xx | xx | Housing Ratio per U/W (Initial Rate) | 0.000% | 8.085% | -8.085% | -8.08500% |  | Initial |
| 8CHVGQKOGI0 | xx | xx | Original Appraised Value | xx | xx | xx | -18.91025% | Tape shows the original appraised value data provided is xx; the audit value is xx. | Initial |
| 8CHVGQKOGI0 | xx | xx | Payment History String | 00000000001000000000 | 223822212121 |  |  |  | Initial |
| SIM7F5F1ZT9 | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Tape shows currently foreclosure is No. | Initial |
| SIM7F5F1ZT9 | xx | xx | Doc Date of Last Modification | xx/xx/2025 | xx/xx/2025 | -37 (Days) |  | Tape shows date of last modification is xx/xx/2025. | Initial |
| SIM7F5F1ZT9 | xx | xx | Payment History String | 000014444444444444444444 | 211100000051 |  |  | Payment history string is updated by loan auditor. | Initial |
| SIM7F5F1ZT9 | xx | xx | Purpose of Refinance Per HUD-1 | No Cash-Out | Change in Rate/Term |  |  |  | Initial |
| SIM7F5F1ZT9 | xx | xx | Stated Maturity Date | xx/xx/2065 | xx/xx/2049 | 5844 (Days) |  |  | Initial |
| XTWWUM6J9E5 | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | As per loan documents. | Initial |
| XTWWUM6J9E5 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| XTWWUM6J9E5 | xx | xx | Original Appraised Value | xx | xx | xx | -21.79487% | As per loan documents. | Initial |
| XTWWUM6J9E5 | xx | xx | Payment History String | 000000044444444444443212 | 185771311121 |  |  |  | Initial |
| XTWWUM6J9E5 | xx | xx | Stated Maturity Date | xx/xx/2065 | xx/xx/2052 | 4595 (Days) |  |  | Initial |
| JJQFK8W7PCQ | xx | xx | B1 Self-Employed? | Unavailable | Yes |  |  | U/A | Initial |
| JJQFK8W7PCQ | xx | xx | Borrower DTI Ratio Percent | Unavailable | 34.821% |  |  | U/A | Initial |
| JJQFK8W7PCQ | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A | Initial |
| JJQFK8W7PCQ | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  |  | Initial |
| JJQFK8W7PCQ | xx | xx | Housing Ratio per U/W (Initial Rate) | Unavailable | 32.165% |  |  | U/A | Initial |
| JJQFK8W7PCQ | xx | xx | Loan Documentation Type | Unavailable | Full Documentation |  |  |  | Initial |
| JJQFK8W7PCQ | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -26.96700% |  | Initial |
| JJQFK8W7PCQ | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -26.96700% |  | Initial |
| JJQFK8W7PCQ | xx | xx | Original Stated P&I | Unavailable | $3165.81 |  |  | U/A | Initial |
| JJQFK8W7PCQ | xx | xx | Payment History String | 100000044444444444444444 | 200000000000 |  |  | U/A | Initial |
| JJQFK8W7PCQ | xx | xx | Stated Maturity Date | xx/xx/2042 | xx/xx/2036 | 2191 (Days) |  |  | Initial |
| KHE3T1VKJPE | xx | xx | Borrower DTI Ratio Percent | 19.782% | 19.791% | -0.009% | -0.00900% | Borrower DTI Ratio Percent is 19.79%. Tape shows 19.791%. | Initial |
| KHE3T1VKJPE | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. Tape shows xx. | Initial |
| KHE3T1VKJPE | xx | xx | Housing Ratio per U/W (Initial Rate) | 17.802% | 17.811% | -0.009% | -0.00900% | Housing Ratio per U/W (Initial Rate) is 17.81%. Tape shows 17.811%. | Initial |
| KHE3T1VKJPE | xx | xx | Original Appraised Value | Not Applicable | xx |  |  | Original Appraised Value is Not Applicable. Tape shows xx. | Initial |
| KHE3T1VKJPE | xx | xx | Payment History String | 00000 | 110000000211 |  |  | N/A. | Initial |
| A1TEZX5FF55 | xx | xx | Borrower DTI Ratio Percent | 45.332% | 58.797% | -13.465% | -13.46500% | AS per 1008 DTI is 45.33%. | Initial |
| A1TEZX5FF55 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is N/A. | Initial |
| A1TEZX5FF55 | xx | xx | Doc Date of Last Modification | xx/xx/2025 | xx/xx/2025 | -36 (Days) |  | N/A. | Initial |
| A1TEZX5FF55 | xx | xx | Original Appraised Value | xx | xx | xx | -34.21052% | As per Appraisal document appraisal value is xx. | Initial |
| A1TEZX5FF55 | xx | xx | Payment History String | 000000000444444444443210 | 000000000000 |  |  | N/A. | Initial |
| A1TEZX5FF55 | xx | xx | Stated Maturity Date | xx/xx/2065 | xx/xx/2052 | 4748 (Days) |  | Not available. | Initial |
| 3KUGKL7TZ8E | xx | xx | Current Value | XXXX | XXXX | XXXX | -8.56164% | Current Value is xx. | Initial |
| 3KUGKL7TZ8E | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| 3KUGKL7TZ8E | xx | xx | Original Appraised Value | xx | xx | xx | -8.56164% | Original Appraised Value is xx. | Initial |
| 3KUGKL7TZ8E | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.04900% | xx | Initial |
| 3KUGKL7TZ8E | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.04900% | xx | Initial |
| 3KUGKL7TZ8E | xx | xx | Payment History String | 000444444444444432211000 | 117777777641 |  |  |  | Initial |
| 8U4S3KSGCKF | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| 8U4S3KSGCKF | xx | xx | Original Appraised Value | xx | xx | xx | -3.77733% | Original Appraised value is xx. | Initial |
| 8U4S3KSGCKF | xx | xx | Payment History String | 00000010000010 | 252432454222 |  |  | 00000010000010 | Initial |
| X235CEGMUMJ | xx | xx | Borrower DTI Ratio Percent | 36.587% | 36.531% | 0.056% | 0.05600% |  | Initial |
| X235CEGMUMJ | xx | xx | Current Value | XXXX | XXXX | XXXX | -28.44974% | As per the document current value is xx but tape shows as xx. | Initial |
| X235CEGMUMJ | xx | xx | Original Appraised Value | xx | xx | xx | -28.44974% | As per the document original appraised value is xx but tape shows as xx. | Initial |
| X235CEGMUMJ | xx | xx | Payment History String | 000000000000000000000000 | 111111111111 |  |  |  | Initial |
| X235CEGMUMJ | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | Cash Out - Other |  |  | As per the document purpose of refinance is cash out - other but tape shows change in rate/term. | Initial |
| X235CEGMUMJ | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out |  |  | As per the document purpose of transaction is cash out but tape shows xx. | Initial |
| R08WCY10XBF | xx | xx | Current Value | XXXX | XXXX | XXXX | -2.66666% | Tape shows the current value is xx, and the audit value is xx. | Initial |
| R08WCY10XBF | xx | xx | Original Appraised Value | xx | xx | xx | -2.66666% | Tape shows the original appraised value is xx, and the audit value is xx. | Initial |
| R08WCY10XBF | xx | xx | Payment History String | 000000 | 111000000111 |  |  | Payment history string updated by loan auditor. | Initial |
| 032URUBXFXC | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| 032URUBXFXC | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -1.51700% | xx | Initial |
| 032URUBXFXC | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -1.51700% | xx | Initial |
| 032URUBXFXC | xx | xx | Payment History String | 0000000000 | 110011111111 |  |  | PH string is 0000000000. | Initial |
| VO575H0BPPY | xx | xx | Borrower DTI Ratio Percent | 53.209% | 53.206% | 0.003% | 0.00300% | Tape shows 53.206% and audit value shows xx.209%. | Initial |
| VO575H0BPPY | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and audit value shows NA. | Initial |
| VO575H0BPPY | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | 1.74981% | Original balance is xx. | Initial |
| VO575H0BPPY | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 1.68900% | xx | Initial |
| VO575H0BPPY | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.68900% | xx | Initial |
| 7BF5OVWW05O | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | As per the document age of loan 2 but tape shows 3. | Initial |
| 7BF5OVWW05O | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | As per loan documents. | Initial |
| 7BF5OVWW05O | xx | xx | Borrower DTI Ratio Percent | 34.590% | 34.411% | 0.179% | 0.17900% | As per loan documents. | Initial |
| 7BF5OVWW05O | xx | xx | Borrower Last Name | xx | xx |  |  | As per loan documents. | Initial |
| 7BF5OVWW05O | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| 7BF5OVWW05O | xx | xx | Housing Ratio per U/W (Initial Rate) | 34.590% | 34.411% | 0.179% | 0.17900% | As per loan documents. | Initial |
| 7BF5OVWW05O | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | na. | Initial |
| 7BF5OVWW05O | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA | Initial |
| 7BF5OVWW05O | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -6 (Days) |  | As per loan documents. | Initial |
| 0BMXI80SH7Q | xx | xx | Age of Loan | 5 | 6 | -1 | -16.66666% | Age of loan is 5. Tape shows 6. | Initial |
| 0BMXI80SH7Q | xx | xx | Borrower DTI Ratio Percent | Unavailable | 26.307% |  |  | Borrower DTI Ratio Percent is 34.083%. Tape shows 26.307%. | Initial |
| 0BMXI80SH7Q | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is xx. Tape shows xx. | Initial |
| 0BMXI80SH7Q | xx | xx | Housing Ratio per U/W (Initial Rate) | Unavailable | 18.252% |  |  | Housing Ratio Per U/W (Initial Rate) is 0.000%. Tape shows 18.252%. | Initial |
| 0BMXI80SH7Q | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2026 | -153 (Days) |  | Interest Paid Through date is Not Applicable. tape shows xx/xx/2026. | Initial |
| 0BMXI80SH7Q | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable. Tape shows No. | Initial |
| 0BMXI80SH7Q | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -1 (Days) |  | Original Note Doc Date is xx/xx/2025. Tape shows xx/xx/2025. | Initial |
| AOHLET81GT3 | xx | xx | First Payment Date | xx/xx/2025 | xx/xx/2025 | 30 (Days) |  | First payment date is xx/xx/2025. | Initial |
| AOHLET81GT3 | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2055 | 31 (Days) |  | Stated Maturity date is xx/xx/2055. | Initial |
| DRUPQQ9E2MH | xx | xx | Borrower DTI Ratio Percent | 45.124% | 56.674% | -11.550% | -11.55000% | Tape shows Borrower DTI Ratio Percent is 56.674% but audit value is xx.124%. | Initial |
| DRUPQQ9E2MH | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows Current value is xx but audit value is xx. | Initial |
| DRUPQQ9E2MH | xx | xx | First Payment Date | xx/xx/2025 | xx/xx/2025 | 30 (Days) |  | Tape shows First payment date is xx/xx/2025 but audit value is xx. | Initial |
| DRUPQQ9E2MH | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2055 | 31 (Days) |  | Tape shows Stated maturity date is xx/xx/2055 but audit value is xx. | Initial |
| O5C23I0YWKW | xx | xx | Borrower DTI Ratio Percent | 49.980% | 57.142% | -7.162% | -7.16200% | Tape shows 57.142% but audit value shows xx.085%. | Initial |
| O5C23I0YWKW | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| O5C23I0YWKW | xx | xx | First Payment Date | xx/xx/2026 | xx/xx/2025 | 31 (Days) |  | Tape shows xx/xx/2025 but audit value shows xx. | Initial |
| O5C23I0YWKW | xx | xx | Housing Ratio per U/W (Initial Rate) | 41.653% | 42.574% | -0.921% | -0.92100% | Updated as per loan audit. | Initial |
| O5C23I0YWKW | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -5 (Days) |  | Tape shows xx/xx/2025 but audit value shows xx. | Initial |
| O5C23I0YWKW | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | No Cash-Out |  |  | Updated as per Loan audit. | Initial |
| O5C23I0YWKW | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2055 | 30 (Days) |  | Tape shows xx/xx/2055 but audit value shows xx. | Initial |
| BIM7WNSKPEG | xx | xx | Borrower DTI Ratio Percent | 39.297% | 39.300% | -0.003% | -0.00300% | Borrower DTI Ratio Percent is 39.297%. | Initial |
| BIM7WNSKPEG | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N.A | Initial |
| BIM7WNSKPEG | xx | xx | Housing Ratio per U/W (Initial Rate) | 22.016% | 22.100% | -0.084% | -0.08400% | Housing ratio Per U/W(initial rate) is 22.016%. | Initial |
| BIM7WNSKPEG | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.36800% | xx | Initial |
| BIM7WNSKPEG | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.36800% | xx | Initial |
| ZVZCDRONT08 | xx | xx | Borrower DTI Ratio Percent | 37.304% | 37.300% | 0.004% | 0.00400% | Tape shows Borrower DTI Ratio Percent is 37.300% but audit value is xx.304%. | Initial |
| ZVZCDRONT08 | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| ZVZCDRONT08 | xx | xx | Housing Ratio per U/W (Initial Rate) | 36.726% | 36.700% | 0.026% | 0.02600% | Tape shows Housing ratio 36.700% but audit value given as 36.726%. | Initial |
| ZVZCDRONT08 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -0.39800% | xx | Initial |
| ZVZCDRONT08 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.39800% | xx | Initial |
| 3ZQI8GF4KL9 | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | Borrower1 middle name is xx | Initial |
| 3ZQI8GF4KL9 | xx | xx | Borrower DTI Ratio Percent | 38.340% | 38.300% | 0.040% | 0.04000% | Borrower DTI ratio percent is 38.300%. | Initial |
| 3ZQI8GF4KL9 | xx | xx | Borrower First Name | xx | xx |  |  | As per the document, the borrower first name is xx, but the tape shows xx. | Initial |
| 3ZQI8GF4KL9 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 3ZQI8GF4KL9 | xx | xx | Housing Ratio per U/W (Initial Rate) | 23.120% | 23.100% | 0.020% | 0.02000% | housing ratio per U/W is 23.730% | Initial |
| 3ZQI8GF4KL9 | xx | xx | Property Address Street | xx | xx |  |  |  | Initial |
| MOKTAB05BC5 | xx | xx | Borrower DTI Ratio Percent | 29.034% | 28.300% | 0.734% | 0.73400% | Tape shows the borrower DTI ratio percent is 28.300%, and the audit value is xx.034%. | Initial |
| MOKTAB05BC5 | xx | xx | Current Value | XXXX | XXXX | XXXX | 14.50000% | Tape shows the current value is xx, and the audit value is xx. | Initial |
| MOKTAB05BC5 | xx | xx | Housing Ratio per U/W (Initial Rate) | 25.087% | 24.400% | 0.687% | 0.68700% | Tape shows the housing ratio per U/W is 24.400%, and the audit value is xx.087%. | Initial |
| MOKTAB05BC5 | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | -6.89500% | xx | Initial |
| MOKTAB05BC5 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -6.89500% | xx | Initial |
| MOKTAB05BC5 | xx | xx | Property Address Street | xx | xx |  |  |  | Initial |
| MOKTAB05BC5 | xx | xx | Purpose of Refinance Per HUD-1 | Limited Cash Out (GSE definition) | Change in Rate/Term |  |  | Tape shows the purpose of the refinance per the HUD-1 is the change in rate/term, and the audit value is xx. | Initial |
| 5VSDKXLIHES | xx | xx | First Payment Date | xx/xx/2026 | xx/xx/2026 | 28 (Days) |  | Tape shows xx/xx/2026 and audit value shows xx. | Initial |
| R7Y25UAY43I | xx | xx | Borrower First Name | xx | xx |  |  | Tape data shows borrower first name as xx, but audit value shows xx. | Initial |
| R7Y25UAY43I | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| R7Y25UAY43I | xx | xx | First Payment Date | xx/xx/2026 | xx/xx/2026 | 31 (Days) |  | Tape shows first payment date as xx/xx/2026, but audit value shows xx. | Initial |
| PDA15Z0FKOQ | xx | xx | First Payment Date | xx/xx/2025 | xx/xx/2025 | 31 (Days) |  | First payment date is xx/xx/2025. Tape shows xx/xx/2025. | Initial |
| PDA15Z0FKOQ | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | 0.77967% | Original balance (or Line Amount) is xx. Tape shows xx. | Initial |
| NDZ4CELVD8O | xx | xx | Age of Loan | 76 | 79 | -3 | -3.79746% | Age of Loan is 76. | Initial |
| NDZ4CELVD8O | xx | xx | Interest Paid Through Date | xx/xx/2019 | xx/xx/2026 | -2314 (Days) |  | Interest Paid Through Date is Not Applicable. | Initial |
| NDZ4CELVD8O | xx | xx | Original Appraised Value | xx | xx | xx | 0.06173% | Original Appraised Value is xx. | Initial |
| NDZ4CELVD8O | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.02200% | xx | Initial |
| NDZ4CELVD8O | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| NDZ4CELVD8O | xx | xx | Property Address Street | xx | xx |  |  | Property address Street is xx. | Initial |
| NDZ4CELVD8O | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | Purpose of Refinance per HUD-1 is Cash Out | Initial |
| NDZ4CELVD8O | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales Price is Not Applicable. | Initial |
| A8K9FF2LD6N | xx | xx | Age of Loan | 54 | 55 | -1 | -1.81818% | Tape shows 55 and audit value shows xx. | Initial |
| A8K9FF2LD6N | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows xx/xx/2026 and audit value shows NA. | Initial |
| A8K9FF2LD6N | xx | xx | Original Appraised Value | xx | xx | xx | -0.06389% | Tape shows xx and audit value shows xx. | Initial |
| A8K9FF2LD6N | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.03100% | xx | Initial |
| A8K9FF2LD6N | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| A8K9FF2LD6N | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Tape shows xx and audit value shows NA. | Initial |
| A8K9FF2LD6N | xx | xx | Stated Remaining Term | 126 | 125 | 1 | 0.80000% | Tape shows 125 and audit value shows xx. | Initial |
| 07JRNJHYUX3 | xx | xx | Age of Loan | 40 | 42 | -2 | -4.76190% | Age of loan is 40 | Initial |
| 07JRNJHYUX3 | xx | xx | Interest Paid Through Date | xx/xx/2022 | xx/xx/2026 | -1218 (Days) |  | Interest Paid Through Date is xx/xx/2022 | Initial |
| 07JRNJHYUX3 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history String is Not Applicable | Initial |
| 07JRNJHYUX3 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | Purpose of transaction is Cash Out | Initial |
| 07JRNJHYUX3 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales price is Not Applicable | Initial |
| TTP1Q9IEZC5 | xx | xx | Age of Loan | 253 | 254 | -1 | -0.39370% | Age of loan is 253. | Initial |
| TTP1Q9IEZC5 | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  | Did a modification change note terms is No. | Initial |
| TTP1Q9IEZC5 | xx | xx | Interest Paid Through Date | xx/xx/2005 | xx/xx/2026 | -7701 (Days) |  |  | Initial |
| TTP1Q9IEZC5 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history string is NA. | Initial |
| TTP1Q9IEZC5 | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| TTP1Q9IEZC5 | xx | xx | Stated Remaining Term | 107 | 106 | 1 | 0.94339% | Stated remaining term is 107. | Initial |
| TTP1Q9IEZC5 | xx | xx | Subject Property Type | Manufactured Housing | Single Family |  |  |  | Initial |
| LZKHX5ROO4T | xx | xx | Age of Loan | 223 | 225 | -2 | -0.88888% | Age of Loan is 223. | Initial |
| LZKHX5ROO4T | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  | Did a Modification Change Note Terms? is Not Applicable. | Initial |
| LZKHX5ROO4T | xx | xx | Interest Paid Through Date | xx/xx/2007 | xx/xx/2026 | -6789 (Days) |  | Interest Paid Through Date is xx/xx/2007. | Initial |
| LZKHX5ROO4T | xx | xx | Original Appraised Value | xx | xx | xx | 0.12062% | Original Appraisal Value is xx. | Initial |
| LZKHX5ROO4T | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable. | Initial |
| LZKHX5ROO4T | xx | xx | Stated Remaining Term | 137 | 136 | 1 | 0.73529% | Stated Remaining Term is 137. | Initial |
| 61XJ6YI47GX | xx | xx | Age of Loan | 247 | 249 | -2 | -0.80321% | Tape shows Age of loan is 249 but audit value is xx. | Initial |
| 61XJ6YI47GX | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  |  | Initial |
| 61XJ6YI47GX | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  |  | Initial |
| 61XJ6YI47GX | xx | xx | Original Appraised Value | xx | xx | xx | 4.70588% | Tape shows original appraised value is xx but audit value is given as xx. | Initial |
| 61XJ6YI47GX | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| 61XJ6YI47GX | xx | xx | Property Address Street | xx | xx |  |  | NA | Initial |
| 61XJ6YI47GX | xx | xx | Stated Remaining Term | 113 | 112 | 1 | 0.89285% | Tape shows Stated remaining Term is 112 but audit value is xx. | Initial |
| SFZ0M05W78K | xx | xx | Age of Loan | 299 | 301 | -2 | -0.66445% | As per the document, the age of loan is 299, but the tape shows 301. | Initial |
| SFZ0M05W78K | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  |  | Initial |
| SFZ0M05W78K | xx | xx | Currently in Foreclosure? | Yes | No |  |  | N/A. | Initial |
| SFZ0M05W78K | xx | xx | Original Appraised Value | xx | xx | xx | 9.21226% | As per the document, the original appraised value is xx, but the tape shows xx. | Initial |
| SFZ0M05W78K | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00600% | xx | Initial |
| SFZ0M05W78K | xx | xx | Original Stated Rate | 7.50000% | 5.50000% | 2.00000% | 2.00000% | As per the document, the original stated rate is 7.50000%, but the tape shows 5.50000%. | Initial |
| SFZ0M05W78K | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | N/A. | Initial |
| SFZ0M05W78K | xx | xx | Property Address Street | xx | xx |  |  | As per the note document, the property address street is xx. | Initial |
| SFZ0M05W78K | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.00565% | As per the document sales Price is xx but tape shows as xx. | Initial |
| PAE7NXQ9074 | xx | xx | Age of Loan | 174 | 176 | -2 | -1.13636% | Tape shows the age of loan is 176, and the audit value is xx. | Initial |
| PAE7NXQ9074 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA. | Initial |
| PAE7NXQ9074 | xx | xx | Mortgage Type | FHA | Conventional |  |  | Tape shows the mortgage type is conventional, and the audit value is xx. | Initial |
| PAE7NXQ9074 | xx | xx | Original Appraised Value | xx | xx | xx | 0.00345% | Tape shows the original appraised value is xx, and the audit value is xx. | Initial |
| PAE7NXQ9074 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00300% | xx | Initial |
| PAE7NXQ9074 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| PAE7NXQ9074 | xx | xx | Property Address Street | xx | xx |  |  | Tape shows the property address street is xx, and the audit value is xx. | Initial |
| PAE7NXQ9074 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.00345% | Tape shows the sales price is xx, and the audit value is xx. | Initial |
| NKQGXWM47IC | xx | xx | Age of Loan | 110 | 112 | -2 | -1.78571% | As per the document age of loan 110. | Initial |
| NKQGXWM47IC | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | As per the document interest paid through date not applicable but tape shows xx/xx/2026. | Initial |
| NKQGXWM47IC | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active N.A | Initial |
| NKQGXWM47IC | xx | xx | Mortgage Type | FHA | Conventional |  |  | As per the document mortgage type FHA. | Initial |
| NKQGXWM47IC | xx | xx | Original Appraised Value | xx | xx | xx | -0.01323% | As per the document original appraised value xx, but tape shows xx. | Initial |
| NKQGXWM47IC | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01300% | xx | Initial |
| NKQGXWM47IC | xx | xx | Payment History String | 000000010100000010011100 | 33CC333CC3CCCCCC3C3CCCCC |  |  |  | Initial |
| NKQGXWM47IC | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.01323% | As per the document sales Price is xx, but tape shows xx. | Initial |
| 7HVUUAGN66Y | xx | xx | Age of Loan | 237 | 239 | -2 | -0.83682% | Tape shows Age of loan as 239, but audit value shows xx. | Initial |
| 7HVUUAGN66Y | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  |  | Initial |
| 7HVUUAGN66Y | xx | xx | Interest Paid Through Date | xx/xx/2006 | xx/xx/2026 | -7215 (Days) |  | Tape shows interest paid through date as 01/01/, audit value NA. | Initial |
| 7HVUUAGN66Y | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Tape shows loan original Maturity term months as 480, but audit value show 360. | Initial |
| 7HVUUAGN66Y | xx | xx | Original Appraised Value | xx | xx | xx | 13.76127% | Tape shows original appraised value as xx, but audit value shows xx.00. | Initial |
| 7HVUUAGN66Y | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -12.36300% | xx | Initial |
| 7HVUUAGN66Y | xx | xx | Original Stated Rate | 6.37500% | 4.37500% | 2.00000% | 2.00000% | Tape shows original stated rate as 4.375%, but audit value shows xx.375%. | Initial |
| 7HVUUAGN66Y | xx | xx | Payment History String | 000010000000000000000000 | CCCCCCCCCCCCCCCCCCCCC3CC |  |  |  | Initial |
| 7HVUUAGN66Y | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| 7HVUUAGN66Y | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  |  | Initial |
| 7HVUUAGN66Y | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Tape shows sales price (HUD-1 Line 101) as xx, but audit value shows xx. | Initial |
| 7HVUUAGN66Y | xx | xx | Subject Property Type | PUD | Single Family |  |  | Tape shows subject property type as single family, but audit value shows xx | Initial |
| 8QNYHUR6N0V | xx | xx | Age of Loan | 205 | 207 | -2 | -0.96618% | Age of Loan is 205. Tape shows 207. | Initial |
| 8QNYHUR6N0V | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Bankruptcy is Not Applicable | Initial |
| 8QNYHUR6N0V | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Currently in foreclosure is Not Applicable | Initial |
| 8QNYHUR6N0V | xx | xx | Interest Paid Through Date | xx/xx/2008 | xx/xx/2026 | -6240 (Days) |  | Interest paid through date is N/A. Tape shows xx/xx/2026. | Initial |
| 8QNYHUR6N0V | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Loan original maturity term months is 360. Tape shows 480. | Initial |
| 8QNYHUR6N0V | xx | xx | Original Appraised Value | xx | xx | xx | -0.01230% | Original Appraisal value is xx. Tape shows xx. | Initial |
| 8QNYHUR6N0V | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01000% | xx | Initial |
| 8QNYHUR6N0V | xx | xx | Original Stated Rate | 6.37500% | 3.62500% | 2.75000% | 2.75000% | Original Stated Rate is 6.37500%. Tape shows 3.62500%. | Initial |
| 8QNYHUR6N0V | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment HIstory String is Not Applicable | Initial |
| 8QNYHUR6N0V | xx | xx | Property Address Street | xx | xx |  |  | Property Address street is xx. Tape shows xx. | Initial |
| 8QNYHUR6N0V | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales Price (HUD-1 Line 101) is N/A. Tape shows xx. | Initial |
| Y3QRY5BGWUF | xx | xx | Age of Loan | 271 | 273 | -2 | -0.73260% | Age of loan is 271. | Initial |
| Y3QRY5BGWUF | xx | xx | Interest Paid Through Date | xx/xx/2003 | xx/xx/2026 | -8250 (Days) |  | Interest paid Through Date is xx/xx/2003 | Initial |
| Y3QRY5BGWUF | xx | xx | Loan Original Maturity Term Months | 84 | 360 | -276 | -76.66666% | Loan Original Maturity term months is 84 | Initial |
| Y3QRY5BGWUF | xx | xx | Original Appraised Value | xx | xx | xx | -10.86207% | Original appraised value is XXXX | Initial |
| Y3QRY5BGWUF | xx | xx | Original Note Doc Date | xx/xx/2003 | xx/xx/2003 | -1 (Days) |  | Oiriginal Note Doc Date is xx/xx/2003 | Initial |
| Y3QRY5BGWUF | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 6.30000% | xx | Initial |
| Y3QRY5BGWUF | xx | xx | Payment History String | 000000000010100000000000 | CCCCCCCCCCCCC3C3CCCCCCCC |  |  | Payment History String is Not Applicable | Initial |
| Y3QRY5BGWUF | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx | Initial |
| Y3QRY5BGWUF | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | Purpose of Transaction Per HUD-1 is Cash out | Initial |
| Y3QRY5BGWUF | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales price is not Applicable. | Initial |
| Y3QRY5BGWUF | xx | xx | Stated Maturity Date | xx/xx/2010 | xx/xx/2033 | -8401 (Days) |  |  | Initial |
| Y3QRY5BGWUF | xx | xx | Stated Remaining Term | -187 | 88 | -275 | -312.50000% | Stated Remaining Term is -187 | Initial |
| 1BDMGGDGLAJ | xx | xx | Age of Loan | 251 | 253 | -2 | -0.79051% | Tape shows 253 and Audit value 251. | Initial |
| 1BDMGGDGLAJ | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  |  | Initial |
| 1BDMGGDGLAJ | xx | xx | Interest Paid Through Date | xx/xx/2005 | xx/xx/2026 | -7639 (Days) |  | Tape shows xx/xx/2026 and Audit value N/A. | Initial |
| 1BDMGGDGLAJ | xx | xx | Payment History String | 000000000000000000110000 | CCCCC33CCCCCCCCCCCCCCCCC |  |  | payment history string is not applicable. | Initial |
| 1BDMGGDGLAJ | xx | xx | Property Address Street | xx | xx |  |  | property address street is xx. | Initial |
| 1BDMGGDGLAJ | xx | xx | Stated Remaining Term | 109 | 108 | 1 | 0.92592% | Tape shows 108 and Audit value 109. | Initial |
| XDVNG0N750A | xx | xx | Age of Loan | 256 | 257 | -1 | -0.38910% | Age Of Loan is 256. | Initial |
| XDVNG0N750A | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Bankruptcy (Post-Loan Origination) is NA. | Initial |
| XDVNG0N750A | xx | xx | Interest Paid Through Date | xx/xx/2004 | xx/xx/2026 | -7793 (Days) |  | Interest Paid through Date is xx/xx/2004. | Initial |
| XDVNG0N750A | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Loan Original Maturity Term Months is 360. | Initial |
| XDVNG0N750A | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history string is NA. | Initial |
| XDVNG0N750A | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| Y6OKT5ZISNX | xx | xx | Age of Loan | 252 | 254 | -2 | -0.78740% | Age of Loan is 252. | Initial |
| Y6OKT5ZISNX | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  | Did a Modification Change Note Terms? is Not Applicable. | Initial |
| Y6OKT5ZISNX | xx | xx | Interest Paid Through Date | xx/xx/2005 | xx/xx/2026 | -7670 (Days) |  | Interest Paid Through Date is xx/xx/2005. | Initial |
| Y6OKT5ZISNX | xx | xx | Original Appraised Value | xx | xx | xx | 0.11778% | Original Appraised Value is xx. | Initial |
| Y6OKT5ZISNX | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable. | Initial |
| Y6OKT5ZISNX | xx | xx | Property Address Street | xx | xx |  |  | Property Address is xx. | Initial |
| Y6OKT5ZISNX | xx | xx | Stated Remaining Term | 108 | 107 | 1 | 0.93457% | Stated Remaining Term is 108. | Initial |
| 825VRJJ145F | xx | xx | Age of Loan | 246 | 248 | -2 | -0.80645% | 246 | Initial |
| 825VRJJ145F | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Yes | Initial |
| 825VRJJ145F | xx | xx | Original Appraised Value | xx | xx | xx | 0.78517% | xx | Initial |
| 825VRJJ145F | xx | xx | Original Stated Rate | 5.75000% | 4.50000% | 1.25000% | 1.25000% | 5.75000% | Initial |
| 825VRJJ145F | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | 000000000000000000000000 | Initial |
| 825VRJJ145F | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.00018% | &130,575.00 | Initial |
| R2S0ZJYO78Q | xx | xx | Age of Loan | 249 | 251 | -2 | -0.79681% | Age of loan is 249. | Initial |
| R2S0ZJYO78Q | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  |  | Initial |
| R2S0ZJYO78Q | xx | xx | Original Appraised Value | xx | xx | xx | 1.23149% | Original Appraisal value is xx. | Initial |
| R2S0ZJYO78Q | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01200% | xx | Initial |
| R2S0ZJYO78Q | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | PH string is 000000000000000000000000. | Initial |
| R2S0ZJYO78Q | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| R2S0ZJYO78Q | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.01184% | Sales price is xx. | Initial |
| R2S0ZJYO78Q | xx | xx | Stated Remaining Term | 111 | 110 | 1 | 0.90909% | Stated remaining term is 111. | Initial |
| UBXJ82671NH | xx | xx | Age of Loan | 244 | 246 | -2 | -0.81300% | Tape shows Age of loan is 246 but audit value is xx. | Initial |
| UBXJ82671NH | xx | xx | Interest Paid Through Date | xx/xx/2026 | xx/xx/2026 | 31 (Days) |  | Tape shows Interest paid through date is xx/xx/2026. | Initial |
| UBXJ82671NH | xx | xx | Is PMI Active? | Not Applicable | No |  |  |  | Initial |
| UBXJ82671NH | xx | xx | Mortgage Type | FHA | Conventional |  |  | Tape shows Mortgage type is conventional but audit value is xx. | Initial |
| UBXJ82671NH | xx | xx | Original Appraised Value | xx | xx | xx | 1.52271% | Tape shows original appraised value is xx. | Initial |
| UBXJ82671NH | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01500% | xx | Initial |
| UBXJ82671NH | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | N/A. | Initial |
| UBXJ82671NH | xx | xx | Property Address Street | xx | xx |  |  | Tape shows Property Address Street as xx but audit value is xx. | Initial |
| UBXJ82671NH | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.01550% | Tape shows Sales Price is xx but audit value is given as xx. | Initial |
| UBXJ82671NH | xx | xx | Stated Remaining Term | 116 | 115 | 1 | 0.86956% | Tape shows Stated remaining Term is 115 but audit value is xx. | Initial |
| 1R80S58TYGE | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  |  | Initial |
| 1R80S58TYGE | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Tape shows 480 but audit value shows xx. | Initial |
| 1R80S58TYGE | xx | xx | Original Appraised Value | xx | xx | xx | 0.54852% | Tape shows xx but audit value shows xx. | Initial |
| 1R80S58TYGE | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01300% | xx | Initial |
| 1R80S58TYGE | xx | xx | Original Stated Rate | 5.75000% | 4.87500% | 0.87500% | 0.87500% | Tape shows 4.87500% but audit value shows xx.75000%. | Initial |
| 1R80S58TYGE | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| 1R80S58TYGE | xx | xx | Property Address Street | xx | xx |  |  | Tape shows xx but audit value shows xx. | Initial |
| 1R80S58TYGE | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.01320% | Tape shows xx but audit value shows xx. | Initial |
| HUBOBK3TXBQ | xx | xx | Age of Loan | 247 | 249 | -2 | -0.80321% | Tape shows the age of loan data provided is 249; the audit value is xx. | Initial |
| HUBOBK3TXBQ | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  |  | Initial |
| HUBOBK3TXBQ | xx | xx | Borrower Last Name | xx | xx |  |  | As per loan documents. | Initial |
| HUBOBK3TXBQ | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | NA. | Initial |
| HUBOBK3TXBQ | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Tape shows the Loan Original Maturity Term Months data provided is 480; the audit value is xx. | Initial |
| HUBOBK3TXBQ | xx | xx | Payment History String | 000000000000000000001000 | CCCCC3CCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| HUBOBK3TXBQ | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| 9VPP220QD0O | xx | xx | Age of Loan | 244 | 246 | -2 | -0.81300% | Tape shows 246 and Audit value 244. | Initial |
| 9VPP220QD0O | xx | xx | Original Appraised Value | xx | xx | xx | 0.69980% | Tape shows xx and Audit value xx. | Initial |
| 9VPP220QD0O | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.03300% | xx | Initial |
| 9VPP220QD0O | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| 9VPP220QD0O | xx | xx | Property Address Street | xx | xx |  |  | Tape shows xx | Initial |
| 9VPP220QD0O | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.03291% | Tape shows xx and Audit value xx. | Initial |
| IRUMCOU5IZC | xx | xx | Age of Loan | 231 | 233 | -2 | -0.85836% | Age of Loan is 231. | Initial |
| IRUMCOU5IZC | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  | Did a modification change note term is no. | Initial |
| IRUMCOU5IZC | xx | xx | Interest Paid Through Date | xx/xx/2006 | xx/xx/2026 | -7032 (Days) |  | Interest Paid Through date is Not Applicable. | Initial |
| IRUMCOU5IZC | xx | xx | Original Appraised Value | xx | xx | xx | 0.85733% | Original Appraised value is xx | Initial |
| IRUMCOU5IZC | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.02800% | xx | Initial |
| IRUMCOU5IZC | xx | xx | Payment History String | 000000000000000000000000 | C3CCCCCCCCCCCCCCCCCCCCCC |  |  | payment history string is not applicable. | Initial |
| IRUMCOU5IZC | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.03258% | Sales Price (HUD-1 Line 101) is xx | Initial |
| IRUMCOU5IZC | xx | xx | Stated Remaining Term | 129 | 128 | 1 | 0.78125% | Stated Remaining Term is 129. | Initial |
| HEEMX5PAKON | xx | xx | Age of Loan | 234 | 236 | -2 | -0.84745% | As per the document, the age of loan is 234, but the tape shows 236. | Initial |
| HEEMX5PAKON | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | As per the document, the loan original maturity term months is 360, but the tape shows 480. | Initial |
| HEEMX5PAKON | xx | xx | Original Appraised Value | xx | xx | xx | 0.04651% | As per the document, the original appraised value is xx, but the tape shows xx. | Initial |
| HEEMX5PAKON | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.03300% | xx | Initial |
| HEEMX5PAKON | xx | xx | Original Stated Rate | 6.75000% | 3.12500% | 3.62500% | 3.62500% | As per the document, the original stated rate is 6.75000%, but the tape shows 3.12500%. | Initial |
| HEEMX5PAKON | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | N/A. | Initial |
| HEEMX5PAKON | xx | xx | Property Address Street | xx | xx |  |  | As per the note document, the property address street is xx. | Initial |
| HEEMX5PAKON | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | As per the document sales Price is not applicable but tape shows as xx. | Initial |
| RRR0GIMH3V4 | xx | xx | Age of Loan | 224 | 226 | -2 | -0.88495% | Tape shows 226 and audit value shows xx. | Initial |
| RRR0GIMH3V4 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows xx/xx/2026 and audit value shows NA. | Initial |
| RRR0GIMH3V4 | xx | xx | Original Appraised Value | xx | xx | xx | 2.08808% | Tape shows xx and audit value shows xx.00. | Initial |
| RRR0GIMH3V4 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00900% |  | Initial |
| RRR0GIMH3V4 | xx | xx | Original Stated Rate | 7.12500% | 6.25000% | 0.87500% | 0.87500% | Tape shows 6.25000% and audit value shows xx.125000%. | Initial |
| RRR0GIMH3V4 | xx | xx | Payment History String | 000000110000000000000000 | CCCCCCCCCCCCCCCCC33CC3CC |  |  |  | Initial |
| RRR0GIMH3V4 | xx | xx | Property Address Street | xx | xx |  |  |  | Initial |
| BBFVMSQXP70 | xx | xx | Age of Loan | 225 | 227 | -2 | -0.88105% | Tape shows age of loan as 227, but audit value shows xx. | Initial |
| BBFVMSQXP70 | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  |  | Initial |
| BBFVMSQXP70 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows interest paid through date as xx/xx/2026, but audit value shows xx. | Initial |
| BBFVMSQXP70 | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Tape shows loan original maturity term months as 480, but audit value shows xx. | Initial |
| BBFVMSQXP70 | xx | xx | Original Appraised Value | xx | xx | xx | 0.18214% | Tape shows original appraised value as XXXX, but audit value shows xx.00. | Initial |
| BBFVMSQXP70 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | 000000000000000000000000 | Initial |
| BBFVMSQXP70 | xx | xx | Property Address Street | xx | xx |  |  | Tape shows property address street as xx, but audit value shows xx. | Initial |
| BBFVMSQXP70 | xx | xx | Subject Property Type | Manufactured Housing | Single Family |  |  | Tape shows subject property type as single family, but audit value shows xx. | Initial |
| I4500I86AD9 | xx | xx | Age of Loan | 222 | 224 | -2 | -0.89285% | Age of loan is 222. | Initial |
| I4500I86AD9 | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  | Did a Modification Change Note Terms? is Not Applicable. | Initial |
| I4500I86AD9 | xx | xx | Interest Paid Through Date | xx/xx/2007 | xx/xx/2026 | -6759 (Days) |  | Interest Paid Through Date is xx/xx/2007. | Initial |
| I4500I86AD9 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable. | Initial |
| I4500I86AD9 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| I4500I86AD9 | xx | xx | Stated Remaining Term | 138 | 137 | 1 | 0.72992% | Stated Remaining Term is 138. | Initial |
| I4500I86AD9 | xx | xx | Subject Property Type | Manufactured Housing | Single Family |  |  | Subject Property Type is Manufactured Housing. | Initial |
| U6RA25FIOKT | xx | xx | Age of Loan | 216 | 218 | -2 | -0.91743% | Age of Loan is 216. Tape shows 218. | Initial |
| U6RA25FIOKT | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  |  | Initial |
| U6RA25FIOKT | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest paid through Date is N/A. Tape shows xx/xx/2026. | Initial |
| U6RA25FIOKT | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Loan Original Maturity Term Months is 360. Tape shows 480. | Initial |
| U6RA25FIOKT | xx | xx | Original Appraised Value | xx | xx | xx | 4.49598% | Original Appraised Value is Unavailable. Tape shows xx. | Initial |
| U6RA25FIOKT | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01900% | xx | Initial |
| U6RA25FIOKT | xx | xx | Original Stated Rate | 6.87500% | 4.75000% | 2.12500% | 2.12500% | Original Stated Rate is 6.87500%. Tape shows 4.75000%. | Initial |
| U6RA25FIOKT | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| U6RA25FIOKT | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. Tape shows xx. | Initial |
| U6RA25FIOKT | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.01927% | Sales Prcie (HUD-1Line 101) is Unavailable. Tape shows xx. | Initial |
| G3QDRL2P2PH | xx | xx | Age of Loan | 214 | 216 | -2 | -0.92592% | Tape shows age of loan as 216 but audit value shows xx. | Initial |
| G3QDRL2P2PH | xx | xx | Borrower Last Name | xx | xx |  |  |  | Initial |
| G3QDRL2P2PH | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | N/A | Initial |
| G3QDRL2P2PH | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | u/a | Initial |
| G3QDRL2P2PH | xx | xx | Property Address Street | xx | xx |  |  |  | Initial |
| G3QDRL2P2PH | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Tape shows Sales price as xx but audit value shows xx. | Initial |
| G3QDRL2P2PH | xx | xx | Stated Remaining Term | 146 | 145 | 1 | 0.68965% | Tape shows Stated term as 145 but audit value shows xx. | Initial |
| G3QDRL2P2PH | xx | xx | Subject Property Type | PUD | Single Family |  |  | Tape shows Subject property type as single family but audit value shows xx. | Initial |
| JXEFBY6AHD4 | xx | xx | Age of Loan | 214 | 215 | -1 | -0.46511% | Tape shows 215 but audit value shows xx. | Initial |
| JXEFBY6AHD4 | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | U/A | Initial |
| JXEFBY6AHD4 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows xx/xx/2026 but audit value shows xx. | Initial |
| JXEFBY6AHD4 | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Tape shows 480 but audit value shows xx. | Initial |
| JXEFBY6AHD4 | xx | xx | Original Appraised Value | xx | xx | xx | 5.00000% | Tape shows xx but audit value shows xx. | Initial |
| JXEFBY6AHD4 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | U/A | Initial |
| JXEFBY6AHD4 | xx | xx | Property Address Street | xx | xx |  |  | Tape shows xx | Initial |
| JXEFBY6AHD4 | xx | xx | Stated Remaining Term | 455 | 456 | -1 | -0.21929% | Tape shows 456 but audit value shows xx. | Initial |
| XZ3S126J3TA | xx | xx | Age of Loan | 206 | 208 | -2 | -0.96153% | Tape shows the age of loan data provided is 208. The audit value is xx. | Initial |
| XZ3S126J3TA | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower last name is xx. | Initial |
| XZ3S126J3TA | xx | xx | Interest Paid Through Date | xx/xx/2008 | xx/xx/2026 | -6270 (Days) |  | NA, | Initial |
| XZ3S126J3TA | xx | xx | Mortgage Type | FHA | Conventional |  |  | Tape shows the mortgage type data provided is conventional. The audit value is xx. | Initial |
| XZ3S126J3TA | xx | xx | Original Appraised Value | xx | xx | xx | 0.09530% | Tape shows the original appraised value data provided is xx. Audit value is xx. | Initial |
| XZ3S126J3TA | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01600% | xx | Initial |
| XZ3S126J3TA | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | payment history string is not applicable. | Initial |
| XZ3S126J3TA | xx | xx | Property Address Street | xx | xx |  |  | Tape shows the property address street data provided is xx. The audit value is xx. | Initial |
| XZ3S126J3TA | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.01591% | Tape shows the sales price (HUD-1 line 101) data provided is xx. The audit value is xx. | Initial |
| XZ3S126J3TA | xx | xx | Stated Remaining Term | 154 | 153 | 1 | 0.65359% | Tape shows the stated remaining term data provided is 153; the audit value is xx. | Initial |
| 4F04YJBJVRV | xx | xx | Age of Loan | 206 | 208 | -2 | -0.96153% | Age of loan is 206. | Initial |
| 4F04YJBJVRV | xx | xx | Borrower Last Name | xx | xx |  |  | BWR last name is xx. | Initial |
| 4F04YJBJVRV | xx | xx | Interest Paid Through Date | xx/xx/2008 | xx/xx/2026 | -6270 (Days) |  | Interest Paid Through Date is xx/xx/2008. | Initial |
| 4F04YJBJVRV | xx | xx | Mortgage Type | FHA | Conventional |  |  | Mortgage type is FHA. | Initial |
| 4F04YJBJVRV | xx | xx | Original Appraised Value | xx | xx | xx | 49.97700% | Original appraisal value is xx. | Initial |
| 4F04YJBJVRV | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -46.65000% | xx | Initial |
| 4F04YJBJVRV | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable. | Initial |
| 4F04YJBJVRV | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| 4F04YJBJVRV | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 47.38480% | Sales price (HUD-1) is xx. | Initial |
| 4F04YJBJVRV | xx | xx | Stated Remaining Term | 154 | 153 | 1 | 0.65359% | Stated remaining term is 154. | Initial |
| KF4NU5DBZQT | xx | xx | Age of Loan | 198 | 200 | -2 | -1.00000% | The tape shows the age of the loan data provided is 200; the audit value is xx. | Initial |
| KF4NU5DBZQT | xx | xx | First Payment Date | xx/xx/2009 | xx/xx/2009 | 11 (Days) |  | Tape shows the First payment date data provided is xx/xx/2009; the audit value is xx. | Initial |
| KF4NU5DBZQT | xx | xx | Interest Paid Through Date | xx/xx/2026 | xx/xx/2026 | 31 (Days) |  | NA. | Initial |
| KF4NU5DBZQT | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% |  | Initial |
| KF4NU5DBZQT | xx | xx | Original Appraised Value | xx | xx | xx | 9.17848% | Tape shows the original appraised value data provided is xx; the audit value is xx. | Initial |
| KF4NU5DBZQT | xx | xx | Original Balance (or Line Amount) | xx | xx | xx | 0.00048% | Tape shows the original balance (or line amount) data provided is xx; the audit value is xx. | Initial |
| KF4NU5DBZQT | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -8.60000% | xx | Initial |
| KF4NU5DBZQT | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| KF4NU5DBZQT | xx | xx | Property Address Street | xx | xx |  |  | The tape shows the property address street data provided is xx. | Initial |
| KF4NU5DBZQT | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | NA. | Initial |
| DAC6Y14IFGO | xx | xx | Age of Loan | 198 | 200 | -2 | -1.00000% | Age of loan is 198. | Initial |
| DAC6Y14IFGO | xx | xx | Interest Paid Through Date | xx/xx/2009 | xx/xx/2026 | -6028 (Days) |  | Interest paid through date is xx/xx/2009. | Initial |
| DAC6Y14IFGO | xx | xx | Original Appraised Value | xx | xx | xx | 25.98466% | Original appraised value is xx. | Initial |
| DAC6Y14IFGO | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -21.47100% | xx | Initial |
| DAC6Y14IFGO | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history string is NA. | Initial |
| DAC6Y14IFGO | xx | xx | Property Address Street | xx | xx |  |  | Property address street .is xx | Initial |
| DAC6Y14IFGO | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sale price(HUD-1 Line 101) is NA. | Initial |
| DAC6Y14IFGO | xx | xx | Stated Remaining Term | 162 | 161 | 1 | 0.62111% | Stated Remaining terms is162. | Initial |
| RW8CDQMGL7M | xx | xx | Age of Loan | 197 | 198 | -1 | -0.50505% | Age of loan is 197. | Initial |
| RW8CDQMGL7M | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest paid through date is not applicable. | Initial |
| RW8CDQMGL7M | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | loan original maturity term months is 360. | Initial |
| RW8CDQMGL7M | xx | xx | Original Appraised Value | xx | xx | xx | 41.62500% | Original appraisal value is xx | Initial |
| RW8CDQMGL7M | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -33.30000% | xx | Initial |
| RW8CDQMGL7M | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| RW8CDQMGL7M | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| RW8CDQMGL7M | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | As per loan documents. | Initial |
| RW8CDQMGL7M | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | sales price is not applicable. | Initial |
| AVWV6EOYY6G | xx | xx | Age of Loan | 192 | 194 | -2 | -1.03092% | Age of loan is 192. | Initial |
| AVWV6EOYY6G | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Loan original maturity term months are 360. | Initial |
| AVWV6EOYY6G | xx | xx | Original Appraised Value | xx | xx | xx | 7.55711% | Original appraised value is xx. | Initial |
| AVWV6EOYY6G | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -7.16700% | xx | Initial |
| AVWV6EOYY6G | xx | xx | Payment History String | 000100000000000000000000 | CCCCCCCCCCCCCCCCCCCCC3CC |  |  |  | Initial |
| AVWV6EOYY6G | xx | xx | Property Address Street | xx | xx |  |  | Note reflects address as xx. | Initial |
| AVWV6EOYY6G | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  |  | Initial |
| ZRQEO2LO51Y | xx | xx | Age of Loan | 177 | 179 | -2 | -1.11731% | Tape shows Age of loan is 179 but audit value is xx. | Initial |
| ZRQEO2LO51Y | xx | xx | Original Appraised Value | xx | xx | xx | -0.01727% | Tape shows original appraised value is xx but audit value is given as xx. | Initial |
| ZRQEO2LO51Y | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01400% | xx | Initial |
| ZRQEO2LO51Y | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| ZRQEO2LO51Y | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | NA | Initial |
| ZRQEO2LO51Y | xx | xx | Stated Remaining Term | 63 | 62 | 1 | 1.61290% | Tape shows Stated remaining Term is 62 but audit value is xx. | Initial |
| N5C2M5IUGEU | xx | xx | Age of Loan | 144 | 146 | -2 | -1.36986% | As per the document Age of Loan Is 144 But Tape Shows As 146. | Initial |
| N5C2M5IUGEU | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| N5C2M5IUGEU | xx | xx | Property Address Street | xx | xx |  |  | As per the document Property address street is xx. | Initial |
| N5C2M5IUGEU | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  |  | Initial |
| N5C2M5IUGEU | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | As per the document sales Price is not applicable but tape shows as xx. | Initial |
| JJH0Q8DB2CM | xx | xx | Age of Loan | 167 | 169 | -2 | -1.18343% | Age of loan is 167. Tape shows 169. | Initial |
| JJH0Q8DB2CM | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  | Tape shows bankruptcy is No. | Initial |
| JJH0Q8DB2CM | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Tape shows currently in foreclosure is No. | Initial |
| JJH0Q8DB2CM | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | N/A | Initial |
| JJH0Q8DB2CM | xx | xx | Original Standard LTV (OLTV) | Not Applicable | xx |  |  | N/A | Initial |
| JJH0Q8DB2CM | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history string updated by loan auditor. | Initial |
| JJH0Q8DB2CM | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. Tape shows xx. | Initial |
| JJH0Q8DB2CM | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | N/A | Initial |
| HDTLJROAX9N | xx | xx | Age of Loan | 153 | 155 | -2 | -1.29032% | Tape shows 155 and Audit value 153. | Initial |
| HDTLJROAX9N | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | Note reflects BWR #1 middle name as xx. | Initial |
| HDTLJROAX9N | xx | xx | Original Appraised Value | xx | xx | xx | 3.12500% | Tape shows xx and Audit value xx. | Initial |
| HDTLJROAX9N | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| HDTLJROAX9N | xx | xx | Property Address Street | xx | xx |  |  | Tape shows xx. | Initial |
| HDTLJROAX9N | xx | xx | Subject Property Type | 2 Family | Single Family |  |  | Appraisal reflects 2-family property. | Initial |
| Y2BZ3VO8P43 | xx | xx | Age of Loan | 126 | 128 | -2 | -1.56250% | As per the loan documents. | Initial |
| Y2BZ3VO8P43 | xx | xx | ARM Index Type | LIBOR - One Year Fannie Mae | Other |  |  | As per the loan documents. | Initial |
| Y2BZ3VO8P43 | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  | As per the loan documents. | Initial |
| Y2BZ3VO8P43 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest paid through date N.A | Initial |
| Y2BZ3VO8P43 | xx | xx | Original Appraised Value | xx | xx | xx | 9.84455% | As per the loan documents. | Initial |
| Y2BZ3VO8P43 | xx | xx | Original Stated Rate | 3.62500% | 7.00000% | -3.37500% | -3.37500% | As per the loan documents. | Initial |
| Y2BZ3VO8P43 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| Y2BZ3VO8P43 | xx | xx | Property Address Street | xx | xx |  |  | As per the loan documents. | Initial |
| OF1DGV6T0NT | xx | xx | Age of Loan | 149 | 151 | -2 | -1.32450% | Tape shows the age of loan data provided is 151; the audit value is xx. | Initial |
| OF1DGV6T0NT | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest paid through date NA. | Initial |
| OF1DGV6T0NT | xx | xx | Original Appraised Value | xx | xx | xx | 2.47524% | The tape shows the original appraised value is data provided is xx. The audit value is xx. | Initial |
| OF1DGV6T0NT | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| 1WPZ093Y53Z | xx | xx | Age of Loan | 140 | 142 | -2 | -1.40845% | Age of Loan is 140. | Initial |
| 1WPZ093Y53Z | xx | xx | Interest Paid Through Date | xx/xx/2014 | xx/xx/2026 | -4263 (Days) |  | Interest paid Through Date is xx/xx/2014 | Initial |
| 1WPZ093Y53Z | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCC3CCCCC |  |  | Payment History String is Not Applicable | Initial |
| 1WPZ093Y53Z | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| 1WPZ093Y53Z | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | Purpose of Transaction per HUD-1 is Cash out | Initial |
| 1WPZ093Y53Z | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales Price (HUD-1 Line 101) is N/A. | Initial |
| 1WPZ093Y53Z | xx | xx | Stated Remaining Term | 40 | 39 | 1 | 2.56410% | Stated Remaining Term is 40. | Initial |
| 9XVVX1MSML4 | xx | xx | Age of Loan | 140 | 142 | -2 | -1.40845% | Age of Loan is 140. | Initial |
| 9XVVX1MSML4 | xx | xx | Interest Paid Through Date | xx/xx/2014 | xx/xx/2026 | -4263 (Days) |  | Interest Paid Through Date is Not Applicable. | Initial |
| 9XVVX1MSML4 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active? is Not Applicable. | Initial |
| 9XVVX1MSML4 | xx | xx | Mortgage Type | FHA | Conventional |  |  | Mortgage Type is FHA. | Initial |
| 9XVVX1MSML4 | xx | xx | Original Appraised Value | xx | xx | xx | 0.02687% | Original Appraised Value is xx. | Initial |
| 9XVVX1MSML4 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.02600% | xx | Initial |
| 9XVVX1MSML4 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applciable | Initial |
| 9XVVX1MSML4 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| 9XVVX1MSML4 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.02687% | Sales Price is xx. | Initial |
| WY2ZXWKS9N9 | xx | xx | Age of Loan | 136 | 138 | -2 | -1.44927% | Age of loan is 136. | Initial |
| WY2ZXWKS9N9 | xx | xx | Interest Paid Through Date | xx/xx/2014 | xx/xx/2026 | -4140 (Days) |  | Interest paid through date audit value not applicable. | Initial |
| WY2ZXWKS9N9 | xx | xx | Loan Original Maturity Term Months | 360 | 480 | -120 | -25.00000% | Loan origination maturity term month audit value is xx. | Initial |
| WY2ZXWKS9N9 | xx | xx | Original Appraised Value | xx | xx | xx | -0.56133% | Original appraisal audit value is xx.00. | Initial |
| WY2ZXWKS9N9 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 1.37600% | xx | Initial |
| WY2ZXWKS9N9 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable | Initial |
| WY2ZXWKS9N9 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| WY2ZXWKS9N9 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales price audit value is not applicable. | Initial |
| DTBAG6VIKP5 | xx | xx | Age of Loan | 135 | 137 | -2 | -1.45985% | Age of loan is 135. | Initial |
| DTBAG6VIKP5 | xx | xx | Interest Paid Through Date | xx/xx/2014 | xx/xx/2026 | -4110 (Days) |  | Interest paid though date is not applicable. | Initial |
| DTBAG6VIKP5 | xx | xx | Original Appraised Value | xx | xx | xx | 0.74074% | Original appraisal value is xx. | Initial |
| DTBAG6VIKP5 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | payment history string is not applicable | Initial |
| DTBAG6VIKP5 | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| DTBAG6VIKP5 | xx | xx | Stated Remaining Term | 45 | 44 | 1 | 2.27272% | Stated remaining term is 45. | Initial |
| FC0HXAYNMYI | xx | xx | Age of Loan | 134 | 136 | -2 | -1.47058% | Age of loan is 134. | Initial |
| FC0HXAYNMYI | xx | xx | Interest Paid Through Date | xx/xx/2014 | xx/xx/2026 | -4079 (Days) |  | Interest paid through date is xx/xx/2014. | Initial |
| FC0HXAYNMYI | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI active is NA. | Initial |
| FC0HXAYNMYI | xx | xx | Mortgage Type | FHA | Conventional |  |  | Mortgage type is FHA. | Initial |
| FC0HXAYNMYI | xx | xx | Original Appraised Value | xx | xx | xx | 4.01270% | Original Appraisal value is xx. | Initial |
| FC0HXAYNMYI | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01200% | xx | Initial |
| FC0HXAYNMYI | xx | xx | Payment History String | 000000000000001010001010 | CCC333CCC3C3CCCCCCCCCCCC |  |  | Payment history string is NA. | Initial |
| FC0HXAYNMYI | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| FC0HXAYNMYI | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.01221% | Sale price (HUD-1 Line 101) is xx. | Initial |
| VV6YSWMZFHF | xx | xx | Age of Loan | 129 | 131 | -2 | -1.52671% | Tape shows Age of loan is 131 but audit value is xx. | Initial |
| VV6YSWMZFHF | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA | Initial |
| VV6YSWMZFHF | xx | xx | Mortgage Type | FHA | Conventional |  |  | Loan is FHA as per document. | Initial |
| VV6YSWMZFHF | xx | xx | Original Appraised Value | xx | xx | xx | 1.83138% | Tape shows original appraised value is xx but audit value is given as xx. | Initial |
| VV6YSWMZFHF | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01300% | xx | Initial |
| VV6YSWMZFHF | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| VV6YSWMZFHF | xx | xx | Property Address Street | xx | xx |  |  | NA | Initial |
| VV6YSWMZFHF | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.01296% | Tape shows sales price is xx but audit value is given as xx. | Initial |
| VV6YSWMZFHF | xx | xx | Subject Property Type | Manufactured Housing | Single Family |  |  |  | Initial |
| 5QRGMCYOE80 | xx | xx | Age of Loan | 130 | 132 | -2 | -1.51515% | Age of Loan is 130. | Initial |
| 5QRGMCYOE80 | xx | xx | Interest Paid Through Date | xx/xx/2015 | xx/xx/2026 | -3959 (Days) |  | Interest paid through date is xx/xx/2015. | Initial |
| 5QRGMCYOE80 | xx | xx | Original Appraised Value | xx | xx | xx | 0.05265% | Original appraised value is xx. | Initial |
| 5QRGMCYOE80 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.04500% | xx | Initial |
| 5QRGMCYOE80 | xx | xx | Payment History String | 100001000000000110000000 | CCCCCCCC33CCCCCCCCC3CCCC |  |  | Payment history string. | Initial |
| 5QRGMCYOE80 | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| 5QRGMCYOE80 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales Price (HUD-1 Line 101) is NA. | Initial |
| 07YG235RZD7 | xx | xx | Age of Loan | 128 | 130 | -2 | -1.53846% | Age of loan is 128. | Initial |
| 07YG235RZD7 | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower last name is xx | Initial |
| 07YG235RZD7 | xx | xx | Interest Paid Through Date | xx/xx/2015 | xx/xx/2026 | -3898 (Days) |  | Interest Paid Through date is not applicable. | Initial |
| 07YG235RZD7 | xx | xx | Original Appraised Value | xx | xx | xx | -3.00000% | Original Appraised value is XXXX | Initial |
| 07YG235RZD7 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.03400% | xx | Initial |
| 07YG235RZD7 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Appliaele | Initial |
| 07YG235RZD7 | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx | Initial |
| 07YG235RZD7 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.05031% | Sale price is 164000.00 | Initial |
| Y2Q2SBBYB99 | xx | xx | Age of Loan | 128 | 130 | -2 | -1.53846% | Age of loan is 128. | Initial |
| Y2Q2SBBYB99 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest paid through date audit value not applicable. | Initial |
| Y2Q2SBBYB99 | xx | xx | Original Appraised Value | xx | xx | xx | 3.78378% | Original appraisal audit value is xx. | Initial |
| Y2Q2SBBYB99 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| Y2Q2SBBYB99 | xx | xx | Property Address Street | xx | xx |  |  |  | Initial |
| 14GLGBH7SEI | xx | xx | Age of Loan | 126 | 128 | -2 | -1.56250% | Age of loan is 126. | Initial |
| 14GLGBH7SEI | xx | xx | Currently in Foreclosure? | Yes | No |  |  | Current in foreclosure is NA. | Initial |
| 14GLGBH7SEI | xx | xx | Interest Paid Through Date | xx/xx/2015 | xx/xx/2026 | -3837 (Days) |  | Interest paid through date is xx/xx/2015. | Initial |
| 14GLGBH7SEI | xx | xx | Is PMI Active? | Not Applicable | No |  |  | IS PMI active is not applicable. | Initial |
| 14GLGBH7SEI | xx | xx | Mortgage Type | FHA | Conventional |  |  | Mortgage type is FHA. | Initial |
| 14GLGBH7SEI | xx | xx | Original Appraised Value | xx | xx | xx | 0.15816% | Original appraisal value is xx. | Initial |
| 14GLGBH7SEI | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01300% | xx | Initial |
| 14GLGBH7SEI | xx | xx | Payment History String | 000000000000044432223333 | 99999966699FFCCCCCCCCCCC |  |  | Payment history string is NA. | Initial |
| 14GLGBH7SEI | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| 14GLGBH7SEI | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.01300% | Sales price is xx | Initial |
| 0VKNZP4TYB7 | xx | xx | Age of Loan | 120 | 122 | -2 | -1.63934% | Age of loan is 120 | Initial |
| 0VKNZP4TYB7 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest paid through date is not applicable. | Initial |
| 0VKNZP4TYB7 | xx | xx | Mortgage Type | FHA | Conventional |  |  | Mortgage type is FHA. | Initial |
| 0VKNZP4TYB7 | xx | xx | Original Appraised Value | xx | xx | xx | 0.01181% | Original appraisal value is xx. | Initial |
| 0VKNZP4TYB7 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01200% | xx | Initial |
| 0VKNZP4TYB7 | xx | xx | Payment History String | 101000010010000000000011 | 333CCCCCCCCCCC3CC3CCCC3C |  |  | 101000010010000000000011 | Initial |
| 0VKNZP4TYB7 | xx | xx | Property Address Street | xx | xx |  |  |  | Initial |
| 0VKNZP4TYB7 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.01181% | Sales price is xx. | Initial |
| DRZSC449FY1 | xx | xx | Age of Loan | 120 | 122 | -2 | -1.63934% | Tape shows 122 but audit value shows xx. | Initial |
| DRZSC449FY1 | xx | xx | Interest Paid Through Date | xx/xx/2016 | xx/xx/2026 | -3622 (Days) |  | Tape shows xx/xx/2026 but audit value shows xx. | Initial |
| DRZSC449FY1 | xx | xx | Original Appraised Value | xx | xx | xx | 2.50000% | Tape shows xx but audit value shows xx. | Initial |
| DRZSC449FY1 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history string is Not Applicable | Initial |
| DRZSC449FY1 | xx | xx | Property Address Street | xx | xx |  |  | Tape shows xx but audit value shows xx. | Initial |
| 4AEZ361GMM5 | xx | xx | Age of Loan | 121 | 123 | -2 | -1.62601% | Age of loan is 121. | Initial |
| 4AEZ361GMM5 | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  | Did a modification change note terms is NO. | Initial |
| 4AEZ361GMM5 | xx | xx | Interest Paid Through Date | xx/xx/2015 | xx/xx/2026 | -3684 (Days) |  | Interest paid through date is xx/xx/2015. | Initial |
| 4AEZ361GMM5 | xx | xx | Original Appraised Value | xx | xx | xx | -0.01961% | Original appraised value is xx. | Initial |
| 4AEZ361GMM5 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01800% | xx | Initial |
| 4AEZ361GMM5 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history string is NA. | Initial |
| 4AEZ361GMM5 | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| 4AEZ361GMM5 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sale price (HUD-1 Line 101) is NA. | Initial |
| R8SDF38WVK1 | xx | xx | Age of Loan | 112 | 114 | -2 | -1.75438% | Age of loan is 112. | Initial |
| R8SDF38WVK1 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest paid through date is NA. | Initial |
| R8SDF38WVK1 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Is PMI Active is NA. | Initial |
| R8SDF38WVK1 | xx | xx | Mortgage Type | FHA | Conventional |  |  | Mortgage type is FHA. | Initial |
| R8SDF38WVK1 | xx | xx | Original Appraised Value | xx | xx | xx | 29.87598% | Original Appraised value is xx. | Initial |
| R8SDF38WVK1 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00500% | xx | Initial |
| R8SDF38WVK1 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | 000000000000000000000000 | Initial |
| R8SDF38WVK1 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| R8SDF38WVK1 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.00450% | Sales price is xx. | Initial |
| ZZYS2F2O5QN | xx | xx | Age of Loan | 116 | 117 | -1 | -0.85470% | As per loan documents. | Initial |
| ZZYS2F2O5QN | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA | Initial |
| ZZYS2F2O5QN | xx | xx | Mortgage Type | FHA | Conventional |  |  | As per loan documents. | Initial |
| ZZYS2F2O5QN | xx | xx | Original Appraised Value | xx | xx | xx | 0.01229% | As per loan documents. | Initial |
| ZZYS2F2O5QN | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01200% | As per loan documents. | Initial |
| ZZYS2F2O5QN | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | NA | Initial |
| ZZYS2F2O5QN | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| ZZYS2F2O5QN | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.01229% | As per loan documents. | Initial |
| TG401HKGNRO | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | As per note document interest paid through date is N/A. | Initial |
| TG401HKGNRO | xx | xx | Original Appraised Value | xx | xx | xx | -0.03000% | As per loan document. | Initial |
| TG401HKGNRO | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.02300% | xx | Initial |
| TG401HKGNRO | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | N/A. | Initial |
| TG401HKGNRO | xx | xx | Property Address Street | xx | xx |  |  | As per note document property address is xx. | Initial |
| TG401HKGNRO | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | N/A. | Initial |
| BQ94TVWOMRA | xx | xx | Age of Loan | 115 | 117 | -2 | -1.70940% | As per loan document. | Initial |
| BQ94TVWOMRA | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  | No | Initial |
| BQ94TVWOMRA | xx | xx | Original Appraised Value | xx | xx | xx | 0.07163% | As per loan document. | Initial |
| BQ94TVWOMRA | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.04500% | As per loan document. | Initial |
| BQ94TVWOMRA | xx | xx | Payment History String | 000000000000000100000000 | CCCCCCCCCC3CCCCCCCCCCCCC |  |  | U/A | Initial |
| BQ94TVWOMRA | xx | xx | Property Address Street | xx | xx |  |  | Tape shows Property address street as xx. Loan audit shows xx. | Initial |
| BQ94TVWOMRA | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  |  | Initial |
| BQ94TVWOMRA | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | N/A | Initial |
| B6K80PBFXT5 | xx | xx | Age of Loan | 116 | 117 | -1 | -0.85470% | Age of loan is 116 | Initial |
| B6K80PBFXT5 | xx | xx | Interest Paid Through Date | xx/xx/2016 | xx/xx/2026 | -3532 (Days) |  | Interest Paid through date is not applicable. | Initial |
| B6K80PBFXT5 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | payment history string is not applicable. | Initial |
| B6K80PBFXT5 | xx | xx | Property Address Street | xx | xx |  |  | Property Address street is xx | Initial |
| HN8E1Q80S84 | xx | xx | Age of Loan | 116 | 118 | -2 | -1.69491% | Age of loan 116 | Initial |
| HN8E1Q80S84 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | interest paid through date N.A | Initial |
| HN8E1Q80S84 | xx | xx | Mortgage Type | VA | Conventional |  |  | Mortgage Type VA | Initial |
| HN8E1Q80S84 | xx | xx | Original Appraised Value | xx | xx | xx | -0.02999% | Original appraised value xx | Initial |
| HN8E1Q80S84 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.02300% | xx | Initial |
| HN8E1Q80S84 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| HN8E1Q80S84 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | Purpose of transaction per HUD cash out | Initial |
| HN8E1Q80S84 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales price N.A | Initial |
| 1ZWXIBG6RG2 | xx | xx | Age of Loan | 59 | 61 | -2 | -3.27868% | As per the loan documents. | Initial |
| 1ZWXIBG6RG2 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows interest paid through date is xx/xx/2026. | Initial |
| 1ZWXIBG6RG2 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history string updated by loan auditor. | Initial |
| 1ZWXIBG6RG2 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | Tape shows purpose of transaction per hud-1 is refinance. | Initial |
| 1ZWXIBG6RG2 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | NA. | Initial |
| RC8X4NB70RD | xx | xx | Age of Loan | 113 | 115 | -2 | -1.73913% | Age of Loan is 113. | Initial |
| RC8X4NB70RD | xx | xx | Original Appraised Value | xx | xx | xx | 0.77821% | Original Appraised Value is xx. | Initial |
| RC8X4NB70RD | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| TRFEUH9KZSP | xx | xx | Age of Loan | 61 | 63 | -2 | -3.17460% | As per note document age of loan is 61 months. | Initial |
| TRFEUH9KZSP | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest paid through date N/A. | Initial |
| TRFEUH9KZSP | xx | xx | Original Appraised Value | xx | xx | xx | -16.90140% |  | Initial |
| TRFEUH9KZSP | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 15.25400% |  | Initial |
| TRFEUH9KZSP | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | N/A. | Initial |
| TRFEUH9KZSP | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  |  | Initial |
| TRFEUH9KZSP | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales price N/A. | Initial |
| BIRE70UQJIE | xx | xx | Age of Loan | 112 | 114 | -2 | -1.75438% | Tape shows age of loan is 114. | Initial |
| BIRE70UQJIE | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows interest paid through date is xx/xx/2026. | Initial |
| BIRE70UQJIE | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows PMI active is No. | Initial |
| BIRE70UQJIE | xx | xx | Mortgage Type | FHA | Conventional |  |  | Tape shows mortgage type is Conventional. | Initial |
| BIRE70UQJIE | xx | xx | Original Appraised Value | xx | xx | xx | 4.45017% | Tape shows original appraised value is xx. | Initial |
| BIRE70UQJIE | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01200% | xx | Initial |
| BIRE70UQJIE | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history string is updated by loan auditor. | Initial |
| BIRE70UQJIE | xx | xx | Property Address Street | xx | xx |  |  | Tape shows property address street is xx. | Initial |
| BIRE70UQJIE | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.01199% | Tape shows sales price is xx. | Initial |
| 0VSBNA8EG5R | xx | xx | Age of Loan | 35 | 37 | -2 | -5.40540% | Age of loan is 35 | Initial |
| 0VSBNA8EG5R | xx | xx | Interest Paid Through Date | xx/xx/2023 | xx/xx/2026 | -1065 (Days) |  | Interest paid Through Date is Not Applicable | Initial |
| 0VSBNA8EG5R | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable | Initial |
| 0VSBNA8EG5R | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| H8ZV2W3VF33 | xx | xx | Age of Loan | 106 | 108 | -2 | -1.85185% | As per loan documents. | Initial |
| H8ZV2W3VF33 | xx | xx | Mortgage Type | USDA | Conventional |  |  | As per loan documents. | Initial |
| H8ZV2W3VF33 | xx | xx | Original Appraised Value | xx | xx | xx | 40.45082% | As per loan documents. | Initial |
| H8ZV2W3VF33 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01900% | As per loan documents. | Initial |
| H8ZV2W3VF33 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| H8ZV2W3VF33 | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| H8ZV2W3VF33 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.01805% | As per loan documents. | Initial |
| ROAOYPI1GVP | xx | xx | Age of Loan | 102 | 104 | -2 | -1.92307% |  | Initial |
| ROAOYPI1GVP | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | N/A | Initial |
| ROAOYPI1GVP | xx | xx | Is PMI Active? | Not Applicable | No |  |  | N/A. | Initial |
| ROAOYPI1GVP | xx | xx | Mortgage Type | VA | Conventional |  |  | Tape shows MTG type as conventional but audit value shows xx. | Initial |
| ROAOYPI1GVP | xx | xx | Original Appraised Value | xx | xx | xx | 0.03037% | Tape shows appraised value as xx but audit value shows xx. | Initial |
| ROAOYPI1GVP | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.02900% | xx | Initial |
| ROAOYPI1GVP | xx | xx | Payment History String | 000000000000000000100000 | CCCCCCC3CCCCCCCCCCCCCCCC |  |  |  | Initial |
| ROAOYPI1GVP | xx | xx | Property Address Street | xx | xx |  |  |  | Initial |
| ROAOYPI1GVP | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Tape shows sales price as xx but audit value shows xx. | Initial |
| DRF7MDJD0NK | xx | xx | Age of Loan | 101 | 103 | -2 | -1.94174% | Age of loan is 101. | Initial |
| DRF7MDJD0NK | xx | xx | Is PMI Active? | Not Applicable | No |  |  | N/A | Initial |
| DRF7MDJD0NK | xx | xx | Mortgage Type | FHA | Conventional |  |  | Mortgage Type is FHA. | Initial |
| DRF7MDJD0NK | xx | xx | Original Appraised Value | xx | xx | xx | 0.63781% | Original Appraisal Value is xx. | Initial |
| DRF7MDJD0NK | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01200% | xx | Initial |
| DRF7MDJD0NK | xx | xx | Payment History String | 000100000000000000000000 | 3CCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| DRF7MDJD0NK | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| DRF7MDJD0NK | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.01210% | Sales Price is xx. | Initial |
| YOYYEJET0WS | xx | xx | Age of Loan | 19 | 21 | -2 | -9.52380% | As per loan documents. | Initial |
| YOYYEJET0WS | xx | xx | Interest Paid Through Date | xx/xx/2024 | xx/xx/2026 | -579 (Days) |  | interest paid through date is xx/xx/2024 | Initial |
| YOYYEJET0WS | xx | xx | Original Appraised Value | xx | xx | xx | -0.07027% | As per loan documents. | Initial |
| YOYYEJET0WS | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.03300% | As per loan documents. | Initial |
| YOYYEJET0WS | xx | xx | Payment History String | 000000000000000000000 | CCCCCCCCCCCCCCCCCCCCC |  |  | NA | Initial |
| YOYYEJET0WS | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| YOYYEJET0WS | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | NA | Initial |
| 6YX0KRE331Q | xx | xx | Age of Loan | 100 | 101 | -1 | -0.99009% | Age Of loan is 100. | Initial |
| 6YX0KRE331Q | xx | xx | Interest Paid Through Date | xx/xx/2017 | xx/xx/2026 | -3045 (Days) |  | Interest paid Through date is Not Applicable. | Initial |
| 6YX0KRE331Q | xx | xx | Original Appraised Value | xx | xx | xx | 2.80898% | Original Appraised value is xx | Initial |
| 6YX0KRE331Q | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| 6YX0KRE331Q | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| ABB2PZP5JIH | xx | xx | Age of Loan | 98 | 100 | -2 | -2.00000% | As per the loan documents. | Initial |
| ABB2PZP5JIH | xx | xx | Original Appraised Value | xx | xx | xx | -0.08390% | As per the loan documents. | Initial |
| ABB2PZP5JIH | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.04700% | As per the loan documents. | Initial |
| ABB2PZP5JIH | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| ABB2PZP5JIH | xx | xx | Property Address Street | xx | xx |  |  | As per the loan documents. | Initial |
| ABB2PZP5JIH | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | As per loan documents. | Initial |
| ABB2PZP5JIH | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | NA. | Initial |
| V23EJW4E8BS | xx | xx | Age of Loan | 91 | 93 | -2 | -2.15053% | Age of Loan is 91 | Initial |
| V23EJW4E8BS | xx | xx | Interest Paid Through Date | xx/xx/2018 | xx/xx/2026 | -2771 (Days) |  | Interest Paid Through Date is xx/xx/2018 | Initial |
| V23EJW4E8BS | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable | Initial |
| V23EJW4E8BS | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| V23EJW4E8BS | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 10.71428% | Sale price is xx | Initial |
| 9G3EWW236VL | xx | xx | Age of Loan | 83 | 85 | -2 | -2.35294% | As per the document, the age of loan is 83, but the tape shows 85. | Initial |
| 9G3EWW236VL | xx | xx | Interest Paid Through Date | xx/xx/2019 | xx/xx/2026 | -2526 (Days) |  | As per the document, the interest paid through date is not applicable, but the tape shows xx/xx/2026. | Initial |
| 9G3EWW236VL | xx | xx | Loan Original Maturity Term Months | 180 | 480 | -300 | -62.50000% | As per the document, the loan original maturity term months is 180, but the tape shows 480. | Initial |
| 9G3EWW236VL | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01400% | xx | Initial |
| 9G3EWW236VL | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicale | Initial |
| 9G3EWW236VL | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | As per the document sales Price is not applicable but tape shows as xx. | Initial |
| YYYR8ELLU6K | xx | xx | Age of Loan | 75 | 77 | -2 | -2.59740% | Tape shows age of loan as 77, but audit value shows xx. | Initial |
| YYYR8ELLU6K | xx | xx | Original Appraised Value | xx | xx | xx | 1.30938% | Tape shows original appraised value as xx, but audit value shows xx.00. | Initial |
| YYYR8ELLU6K | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00200% | xx | Initial |
| YYYR8ELLU6K | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | NA | Initial |
| YYYR8ELLU6K | xx | xx | Property Address Street | xx | xx |  |  | Tape shows property address street as xx, but audit value shows xx. | Initial |
| YYYR8ELLU6K | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.00206% | Tape shows Sales price as xx, but audit value shows xx.00. | Initial |
| YYYR8ELLU6K | xx | xx | Subject Property Type | Commercial Prop | Single Family |  |  |  | Initial |
| 9ANR68TDF9Q | xx | xx | Age of Loan | 63 | 65 | -2 | -3.07692% | Age of Loan is 63. Tape shows 65. | Initial |
| 9ANR68TDF9Q | xx | xx | Original Appraised Value | xx | xx | xx | 1.76991% | Original appraised value is xx. Tape shows xx. | Initial |
| 9ANR68TDF9Q | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | N/A. | Initial |
| 9ANR68TDF9Q | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. Tape shows xx | Initial |
| VABI4RCVYOW | xx | xx | Age of Loan | 61 | 63 | -2 | -3.17460% | Age of loan is 61 | Initial |
| VABI4RCVYOW | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| VABI4RCVYOW | xx | xx | Property Address Street | xx | xx |  |  | Note reflects property address street as xx. | Initial |
| VABI4RCVYOW | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  |  | Initial |
| VABI4RCVYOW | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sale price is not applicable. | Initial |
| NCZ4C8AY1GT | xx | xx | Age of Loan | 74 | 76 | -2 | -2.63157% | Tape shows 76 But audit value is xx. | Initial |
| NCZ4C8AY1GT | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | N/A | Initial |
| NCZ4C8AY1GT | xx | xx | Original Appraised Value | xx | xx | xx | 1.10542% | Tape shows xx But tape shows xx. | Initial |
| NCZ4C8AY1GT | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| NCZ4C8AY1GT | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| NCZ4C8AY1GT | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.00031% | As per loan documents. | Initial |
| NONJ688Q9C2 | xx | xx | Age of Loan | 65 | 67 | -2 | -2.98507% | Tape shows the Age of loan 67, but the audit value shows xx. | Initial |
| NONJ688Q9C2 | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  | Did a modification change note term is No | Initial |
| NONJ688Q9C2 | xx | xx | Interest Paid Through Date | xx/xx/2020 | xx/xx/2026 | -1979 (Days) |  | Tape shows the Interest Paid Through Date xx/xx/2026, but the audit value shows xx. | Initial |
| NONJ688Q9C2 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history string is Not Applicable | Initial |
| YZ55Z05QOC1 | xx | xx | Age of Loan | 70 | 72 | -2 | -2.77777% | Age of Loan is 70. | Initial |
| YZ55Z05QOC1 | xx | xx | Interest Paid Through Date | xx/xx/2020 | xx/xx/2026 | -2132 (Days) |  | Interest paid through date is not applicable. | Initial |
| YZ55Z05QOC1 | xx | xx | Original Appraised Value | xx | xx | xx | 5.45454% | Original Appraisal value is xx. | Initial |
| YZ55Z05QOC1 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable | Initial |
| YZ55Z05QOC1 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| YZ55Z05QOC1 | xx | xx | Subject Property Type | 2 Family | PUD |  |  | Subject Property Type is 2 Family. | Initial |
| K5ZAKBI51ZO | xx | xx | Age of Loan | 69 | 71 | -2 | -2.81690% | Tape shows Age of loan is 71 but audit value is xx. | Initial |
| K5ZAKBI51ZO | xx | xx | Interest Paid Through Date | xx/xx/2020 | xx/xx/2026 | -2101 (Days) |  | Tape shows Interest paid through date is xx/xx/2026 but audit value is xx. | Initial |
| K5ZAKBI51ZO | xx | xx | Original Appraised Value | xx | xx | xx | 11.07142% | Tape shows original appraised value is xx but audit value is given as xx. | Initial |
| K5ZAKBI51ZO | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | payment history string is not applicable. | Initial |
| K5ZAKBI51ZO | xx | xx | Property Address Street | xx | xx |  |  | Tape shows Property Address Street as xx but audit value is xx. | Initial |
| XOID3JAS0OJ | xx | xx | Age of Loan | 69 | 71 | -2 | -2.81690% | Age of Loan is 69. | Initial |
| XOID3JAS0OJ | xx | xx | Interest Paid Through Date | xx/xx/2020 | xx/xx/2026 | -2101 (Days) |  | Interest paid through date is xx/xx/2020. | Initial |
| XOID3JAS0OJ | xx | xx | Original Appraised Value | xx | xx | xx | 0.03529% | Original appraisal value is xx. | Initial |
| XOID3JAS0OJ | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.02700% | xx | Initial |
| XOID3JAS0OJ | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history string is NA. | Initial |
| XOID3JAS0OJ | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| XOID3JAS0OJ | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sale price (HUD-1 Line 101) is NA. | Initial |
| 4VWE6A8AMPA | xx | xx | Age of Loan | 70 | 71 | -1 | -1.40845% | Tape shows the age of loan data provided is 71 Audit value is xx. | Initial |
| 4VWE6A8AMPA | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | interest paid through date NA. | Initial |
| 4VWE6A8AMPA | xx | xx | Original Appraised Value | xx | xx | xx | 0.00030% | Original appraised value xx | Initial |
| 4VWE6A8AMPA | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| 4VWE6A8AMPA | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.00030% | Tape shows the sales price (HUD-1 Line 101). The data provided is xx. The audit value is xx. | Initial |
| DLJXJGJGMOR | xx | xx | Age of Loan | 67 | 69 | -2 | -2.89855% | Age of loan is 67. | Initial |
| DLJXJGJGMOR | xx | xx | Did a Modification Change Note Terms? | No | Yes |  |  | Did a Modification Change Note Terms? is Not Applicable. | Initial |
| DLJXJGJGMOR | xx | xx | Interest Paid Through Date | xx/xx/2020 | xx/xx/2026 | -2040 (Days) |  | Interest Paid Through Date is xx/xx/2020. | Initial |
| DLJXJGJGMOR | xx | xx | Original Appraised Value | xx | xx | xx | 0.17761% | Original appraisal value is XXXX | Initial |
| DLJXJGJGMOR | xx | xx | Payment History String | 000000001000000000000000 | CCCCCCCCCCCCCCCCC3CCCCCC |  |  | Payment History String is Not Applicable. | Initial |
| DLJXJGJGMOR | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| RCP5Q5UBWUK | xx | xx | Age of Loan | 65 | 67 | -2 | -2.98507% | Tape shows 67nd audit value shows xx. | Initial |
| RCP5Q5UBWUK | xx | xx | Original Appraised Value | xx | xx | xx | 0.05517% | Tape shows xx and audit value shows xx.00. | Initial |
| RCP5Q5UBWUK | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.04100% | xx | Initial |
| RCP5Q5UBWUK | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| RCP5Q5UBWUK | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | Tape shows Refinance and audit value shows xx. | Initial |
| RCP5Q5UBWUK | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Tape shows xxand audit value shows NA. | Initial |
| C6B9GW0NBUE | xx | xx | Age of Loan | 65 | 67 | -2 | -2.98507% | Tape shows age of loan as 67, but audit value shows xx. | Initial |
| C6B9GW0NBUE | xx | xx | Interest Paid Through Date | xx/xx/2020 | xx/xx/2026 | -1979 (Days) |  | Tape shows interest paid through date as xx/xx/2026, but audit value shows xx. | Initial |
| C6B9GW0NBUE | xx | xx | Original Appraised Value | xx | xx | xx | 6.84474% | Tape shows original appraised value as xx, but audit value shows xx.00. | Initial |
| C6B9GW0NBUE | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History string is Not Applicbale | Initial |
| C6B9GW0NBUE | xx | xx | Property Address Street | xx | xx |  |  | Tape shows property address street as xx, but audit value shows xx. | Initial |
| 3ZQPB1JQGA0 | xx | xx | Age of Loan | 62 | 64 | -2 | -3.12500% | Age of loan is 62. | Initial |
| 3ZQPB1JQGA0 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| 3ZQPB1JQGA0 | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx | Initial |
| 3ZQPB1JQGA0 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales price is not applicable. | Initial |
| GYMZCB7BDD3 | xx | xx | Age of Loan | 60 | 62 | -2 | -3.22580% | As per loan documents. | Initial |
| GYMZCB7BDD3 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  |  | Initial |
| GYMZCB7BDD3 | xx | xx | Original Appraised Value | xx | xx | xx | -0.03999% | As per 1008. | Initial |
| GYMZCB7BDD3 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01900% | As per loan documents. | Initial |
| GYMZCB7BDD3 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| GYMZCB7BDD3 | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| GYMZCB7BDD3 | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | As per loan documents. | Initial |
| GYMZCB7BDD3 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  |  | Initial |
| GYMZCB7BDD3 | xx | xx | Stated Remaining Term | 120 | 119 | 1 | 0.84033% | As per loan documents. | Initial |
| 35LAZ8JDGQU | xx | xx | Age of Loan | 59 | 61 | -2 | -3.27868% | Age of Loan is 59 | Initial |
| 35LAZ8JDGQU | xx | xx | Interest Paid Through Date | xx/xx/2021 | xx/xx/2026 | -1795 (Days) |  | Interest paid Through date is Not Applicable. | Initial |
| 35LAZ8JDGQU | xx | xx | Original Appraised Value | xx | xx | xx | 2.94117% | Original Appraised value is xx | Initial |
| 35LAZ8JDGQU | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Paymnt history STring is Not Applicable | Initial |
| WXGQWLJVBDB | xx | xx | Age of Loan | 57 | 59 | -2 | -3.38983% | As per loan documents. | Initial |
| WXGQWLJVBDB | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | NAa | Initial |
| WXGQWLJVBDB | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | 000000000000000000000000 | Initial |
| WXGQWLJVBDB | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | NAa | Initial |
| XATSCFKY3MO | xx | xx | Age of Loan | 32 | 34 | -2 | -5.88235% | Age of loan is 32. | Initial |
| XATSCFKY3MO | xx | xx | Interest Paid Through Date | xx/xx/2023 | xx/xx/2026 | -976 (Days) |  | Interest paid through date is xx/xx/2023. | Initial |
| XATSCFKY3MO | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history string is NA. | Initial |
| XATSCFKY3MO | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| XATSCFKY3MO | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 4.34782% | Sales price (HUD-1 Line 101) is xx. | Initial |
| 2WJDY64NQ00 | xx | xx | Age of Loan | 48 | 50 | -2 | -4.00000% | As per the document, the age of loan is 48, but the tape shows 50. | Initial |
| 2WJDY64NQ00 | xx | xx | Interest Paid Through Date | xx/xx/2021 | xx/xx/2026 | -1826 (Days) |  | As per the document, the interest paid through date is not applicable, but the tape shows xx/xx/2026. | Initial |
| 2WJDY64NQ00 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable | Initial |
| 2WJDY64NQ00 | xx | xx | Property Address Street | xx | xx |  |  | As per the note document, the property address street is xx. | Initial |
| NO3LB03IB9V | xx | xx | Age of Loan | 57 | 59 | -2 | -3.38983% | Tape shows the age of loan is 59, and the audit value is xx. | Initial |
| NO3LB03IB9V | xx | xx | Interest Paid Through Date | xx/xx/2021 | xx/xx/2026 | -1736 (Days) |  | Tape shows the interest paid through date is xx/xx/2026, and the audit value is NA. | Initial |
| NO3LB03IB9V | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -2.62200% | xx | Initial |
| NO3LB03IB9V | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable | Initial |
| NO3LB03IB9V | xx | xx | Property Address Street | xx | xx |  |  | Tape shows the property address street is xx, and the audit value is xx. | Initial |
| NO3LB03IB9V | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 2.77777% | Tape shows the sales price is xx, and the audit value is xx. | Initial |
| 3W2ALLU8DJJ | xx | xx | Age of Loan | 58 | 60 | -2 | -3.33333% | Age of Loan is 58. | Initial |
| 3W2ALLU8DJJ | xx | xx | Interest Paid Through Date | xx/xx/2021 | xx/xx/2026 | -1767 (Days) |  | Interest Paid Through Date is xx/xx/2021. | Initial |
| 3W2ALLU8DJJ | xx | xx | Original Appraised Value | xx | xx | xx | 5.12820% | Original Appraised Value is xx | Initial |
| 3W2ALLU8DJJ | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable. | Initial |
| 3W2ALLU8DJJ | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| LY38R4HUOXP | xx | xx | Age of Loan | 54 | 56 | -2 | -3.57142% | Tape shows Age of loan as 56, but audit value shows xx. | Initial |
| LY38R4HUOXP | xx | xx | Interest Paid Through Date | xx/xx/2021 | xx/xx/2026 | -1645 (Days) |  | Tape shows interest paid through date as xx/xx/2026, but audit value shows xx. | Initial |
| LY38R4HUOXP | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | payment history string is not applicable. | Initial |
| LY38R4HUOXP | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Tape shows Sales price as xx, but audit value shows xx. | Initial |
| LY38R4HUOXP | xx | xx | Stated Remaining Term | 126 | 125 | 1 | 0.80000% | Tape shows stated remaining term as 125, but audit value shows xx. | Initial |
| BPZ8DIPWY7E | xx | xx | Age of Loan | 56 | 58 | -2 | -3.44827% | Age of Loan is 56. Tape show 58. | Initial |
| BPZ8DIPWY7E | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest Paid Through Date is Not Applicable. Tape shows xx/xx/2026. | Initial |
| BPZ8DIPWY7E | xx | xx | Original Appraised Value | xx | xx | xx | 0.01198% | Original Appraised Value is xx. Tape shows xx. | Initial |
| BPZ8DIPWY7E | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.00700% | xx | Initial |
| BPZ8DIPWY7E | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment history string updated by loan auditor. | Initial |
| BPZ8DIPWY7E | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| BPZ8DIPWY7E | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | N/A | Initial |
| BPZ8DIPWY7E | xx | xx | Subject Property Type | PUD | Single Family |  |  | Subject Property type is PUD. Tape shows Single family. | Initial |
| CS7MU054OBG | xx | xx | Age of Loan | 55 | 57 | -2 | -3.50877% | Age of loan is 55 | Initial |
| CS7MU054OBG | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest paid through date is not applicable . | Initial |
| CS7MU054OBG | xx | xx | Original Appraised Value | xx | xx | xx | -0.00770% | Original appraised value is XXXX | Initial |
| CS7MU054OBG | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.00500% | xx | Initial |
| CS7MU054OBG | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| CS7MU054OBG | xx | xx | Property Address Street | xx | xx |  |  | property address street is xx | Initial |
| CS7MU054OBG | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  |  | Initial |
| CS7MU054OBG | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sale price is not applicable . | Initial |
| 2DAJ6LU64GS | xx | xx | Age of Loan | 56 | 58 | -2 | -3.44827% | Tape shows 58 but audit value is xx | Initial |
| 2DAJ6LU64GS | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | N/A | Initial |
| 2DAJ6LU64GS | xx | xx | Original Appraised Value | xx | xx | xx | -0.01908% | Tape shows xx but audit value is xx.00 | Initial |
| 2DAJ6LU64GS | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01600% | xx | Initial |
| 2DAJ6LU64GS | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | U/A | Initial |
| 2DAJ6LU64GS | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | N/A | Initial |
| 2DAJ6LU64GS | xx | xx | Stated Remaining Term | 124 | 123 | 1 | 0.81300% | Tape shows 123 but audit value is xx | Initial |
| W1KSJH60G0S | xx | xx | Age of Loan | 30 | 32 | -2 | -6.25000% | Age of Loan is 30. | Initial |
| W1KSJH60G0S | xx | xx | Interest Paid Through Date | xx/xx/2023 | xx/xx/2026 | -915 (Days) |  | Interest Paid Through Date is xx/xx/2023. | Initial |
| W1KSJH60G0S | xx | xx | Mortgage Type | FHA | Conventional |  |  | Mortgage Type is FHA. | Initial |
| W1KSJH60G0S | xx | xx | Original Appraised Value | xx | xx | xx | 1.26160% | Original Appraised Value is xx | Initial |
| W1KSJH60G0S | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01100% | xx | Initial |
| W1KSJH60G0S | xx | xx | Payment History String | 100010000000000000000000 | CCCCCCCCCCCCCCCCCCCC3CCC |  |  | Payment History String is Not Applicable. | Initial |
| W1KSJH60G0S | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| W1KSJH60G0S | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.01145% | Sales Price (HUD-1 Line 101) is xx | Initial |
| O5CRF9GGLPO | xx | xx | Age of Loan | 35 | 37 | -2 | -5.40540% |  | Initial |
| O5CRF9GGLPO | xx | xx | Original Appraised Value | xx | xx | xx | -0.06630% |  | Initial |
| O5CRF9GGLPO | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.04100% |  | Initial |
| O5CRF9GGLPO | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| O5CRF9GGLPO | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  |  | Initial |
| XP5CR635K66 | xx | xx | Age of Loan | 53 | 55 | -2 | -3.63636% | Age of Loan Is 53. | Initial |
| XP5CR635K66 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | As per the document interest paid through date not applicable but tape shows xx/xx/2026. | Initial |
| XP5CR635K66 | xx | xx | Original Appraised Value | xx | xx | xx | 0.68493% | As per the document original appraised value xx, but tape shows xx. | Initial |
| XP5CR635K66 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| XP5CR635K66 | xx | xx | Property Address Street | xx | xx |  |  | As per the document Property address street is xx. | Initial |
| EQMR9509XZ2 | xx | xx | Age of Loan | 54 | 56 | -2 | -3.57142% | Tape shows the Age of loan 56, but the audit value shows xx. | Initial |
| EQMR9509XZ2 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows the Interest Paid Through Date xx/xx/2026, but the audit value shows xx. | Initial |
| EQMR9509XZ2 | xx | xx | Original Appraised Value | xx | xx | xx | -0.00999% | Tape shows the Original Appraisal value xx, but the audit value shows xx | Initial |
| EQMR9509XZ2 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01000% | xx | Initial |
| EQMR9509XZ2 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| EQMR9509XZ2 | xx | xx | Property Address Street | xx | xx |  |  | Tape shows the Property Address Street xx, but the audit value shows xx. | Initial |
| EQMR9509XZ2 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.00999% | Tape shows the Sales Price (HUD-1 Line 101) xx, but the audit value shows xx. | Initial |
| FAQ2U5HS8RL | xx | xx | Age of Loan | 48 | 49 | -1 | -2.04081% | Age of loan is 48. | Initial |
| FAQ2U5HS8RL | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest paid through date is not applicable. | Initial |
| FAQ2U5HS8RL | xx | xx | Original Appraised Value | xx | xx | xx | 0.97576% | Original appraisal value is XXXX | Initial |
| FAQ2U5HS8RL | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | 000000000000000000000000 | Initial |
| FAQ2U5HS8RL | xx | xx | Property Address Street | xx | xx |  |  | Property address street is xx. | Initial |
| FAQ2U5HS8RL | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.00008% | Sales price is xx. | Initial |
| FAQ2U5HS8RL | xx | xx | Subject Property Type | PUD | Single Family |  |  | Subject property type is PUD. | Initial |
| NNG7NVPE4I1 | xx | xx | Age of Loan | 54 | 56 | -2 | -3.57142% | Tape shows Age of loan is 56 but audit value is xx. | Initial |
| NNG7NVPE4I1 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows Interest paid through date is xx/xx/2026 but audit value is xx. | Initial |
| NNG7NVPE4I1 | xx | xx | Original Appraised Value | xx | xx | xx | -0.04736% | Tape shows original appraised value is xx but audit value is given as xx. | Initial |
| NNG7NVPE4I1 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.04400% | xx | Initial |
| NNG7NVPE4I1 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | N/A. | Initial |
| NNG7NVPE4I1 | xx | xx | Property Address Street | xx | xx |  |  | Tape shows Property Address Street as xx but audit value is xx. | Initial |
| NNG7NVPE4I1 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Tape shows Sales Price is xx but audit value is xx. | Initial |
| 9VWLYP1AAL3 | xx | xx | Age of Loan | 52 | 53 | -1 | -1.88679% | The tape shows 53, and the audit value shows xx. | Initial |
| 9VWLYP1AAL3 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | The tape shows xx/xx/2026, and the audit value shows NA. | Initial |
| 9VWLYP1AAL3 | xx | xx | Original Appraised Value | xx | xx | xx | -0.05888% | The tape shows xx, and the audit value shows xx. | Initial |
| 9VWLYP1AAL3 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.03700% | xx | Initial |
| 9VWLYP1AAL3 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| 9VWLYP1AAL3 | xx | xx | Property Address Street | xx | xx |  |  | The tape shows xx, and the audit value shows xx. | Initial |
| 9VWLYP1AAL3 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | The tape shows xx, and the audit value shows NA. | Initial |
| 9VWLYP1AAL3 | xx | xx | Stated Remaining Term | 128 | 127 | 1 | 0.78740% | The tape shows 127, and the audit value shows xx. | Initial |
| 9VWLYP1AAL3 | xx | xx | Subject Property Type | PUD | Single Family |  |  | The tape shows single family, and the audit value shows xx. | Initial |
| DJLH3EG8UNL | xx | xx | Age of Loan | 50 | 52 | -2 | -3.84615% | Tape shows the age of loan data provided is 52; the audit value is xx. | Initial |
| DJLH3EG8UNL | xx | xx | Original Appraised Value | xx | xx | xx | 0.03809% | Tape shows the original appraised value data provided is xx; the audit value is xx. | Initial |
| DJLH3EG8UNL | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.02900% | xx | Initial |
| DJLH3EG8UNL | xx | xx | Payment History String | 000100000000000000000000 | CCCCCCCCCCCCCCCCCCCCCC3C |  |  | N/A. | Initial |
| DJLH3EG8UNL | xx | xx | Property Address Street | xx | xx |  |  | Tape shows the property address street data provided is xx.; the audit value is xx. | Initial |
| DJLH3EG8UNL | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | N/A. | Initial |
| IOIOFB6ALU7 | xx | xx | Age of Loan | 49 | 51 | -2 | -3.92156% | Tape shows the age of loan is 51, and the audit value is xx. | Initial |
| IOIOFB6ALU7 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| IOIOFB6ALU7 | xx | xx | Property Address Street | xx | xx |  |  | Tape shows the property address street is xx, and the audit value is xx. | Initial |
| 4508VIJD0JR | xx | xx | Age of Loan | 49 | 51 | -2 | -3.92156% | Age of Loan is 49. | Initial |
| 4508VIJD0JR | xx | xx | Bankruptcy (Post-Loan Origination)? | Yes | No |  |  |  | Initial |
| 4508VIJD0JR | xx | xx | Currently in Foreclosure? | Yes | No |  |  |  | Initial |
| 4508VIJD0JR | xx | xx | Payment History String | 100100222222222222222211 | 3336666666666666666CC3CC |  |  |  | Initial |
| 4508VIJD0JR | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | Loan is cash-out refinance. | Initial |
| 4508VIJD0JR | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales Price (HUD-1 Line 101) is Not Applicable. | Initial |
| KM76LG47UNK | xx | xx | Age of Loan | 47 | 49 | -2 | -4.08163% | Age of Loan is 47. Tape shows 49. | Initial |
| KM76LG47UNK | xx | xx | Interest Paid Through Date | xx/xx/2022 | xx/xx/2026 | -1430 (Days) |  | Interest paid through date is N/A. tape shows xx/xx/2026. | Initial |
| KM76LG47UNK | xx | xx | Original Appraised Value | xx | xx | xx | 0.06253% | Original Appraised Value is XXXX. Tape shows xx. | Initial |
| KM76LG47UNK | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable | Initial |
| YGTYHRBB4B1 | xx | xx | Age of Loan | 48 | 50 | -2 | -4.00000% | Age of loan is 48. | Initial |
| YGTYHRBB4B1 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest paid through date audit value not applicable. | Initial |
| YGTYHRBB4B1 | xx | xx | Original Appraised Value | xx | xx | xx | -0.03158% | Original appraisal audit value is xx. | Initial |
| YGTYHRBB4B1 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01300% | xx | Initial |
| YGTYHRBB4B1 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| YGTYHRBB4B1 | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales price audit value is not applicable. | Initial |
| EAG4AGPZWKT | xx | xx | Age of Loan | 44 | 46 | -2 | -4.34782% | Age of loan is 44 months. | Initial |
| EAG4AGPZWKT | xx | xx | Original Appraised Value | xx | xx | xx | 0.01946% | Appraises value is xx. | Initial |
| EAG4AGPZWKT | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.01300% | xx | Initial |
| EAG4AGPZWKT | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| EAG4AGPZWKT | xx | xx | Property Address Street | xx | xx |  |  | Note reflects address as xx. | Initial |
| EAG4AGPZWKT | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Refinance |  |  | Loan is cash-out refinance. | Initial |
| EAG4AGPZWKT | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | NA. | Initial |
| JYCENTM8O02 | xx | xx | Age of Loan | 42 | 44 | -2 | -4.54545% | Age of Loan is 42. | Initial |
| JYCENTM8O02 | xx | xx | Interest Paid Through Date | xx/xx/2022 | xx/xx/2026 | -1280 (Days) |  | Interest Paid Through Date is xx/xx/2022. | Initial |
| JYCENTM8O02 | xx | xx | Original Appraised Value | xx | xx | xx | -0.00989% | Original Appraised Value is xx. | Initial |
| JYCENTM8O02 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.01000% | xx | Initial |
| JYCENTM8O02 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable. | Initial |
| JYCENTM8O02 | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx. | Initial |
| JYCENTM8O02 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.00989% | Sales Price (HUD-1 Line 101) is xx | Initial |
| Y10GESNMPR5 | xx | xx | Age of Loan | 38 | 40 | -2 | -5.00000% | As per loan documents. | Initial |
| Y10GESNMPR5 | xx | xx | Interest Paid Through Date | xx/xx/2022 | xx/xx/2026 | -1157 (Days) |  | Interest Paid Through Date is xx/xx/2022 | Initial |
| Y10GESNMPR5 | xx | xx | Original Appraised Value | xx | xx | xx | 0.08383% | As per loan documents. | Initial |
| Y10GESNMPR5 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.04600% | As per loan documents. | Initial |
| Y10GESNMPR5 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable | Initial |
| Y10GESNMPR5 | xx | xx | Property Address Street | xx | xx |  |  | As per loan documents. | Initial |
| Y10GESNMPR5 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.08383% | As per loan documents. | Initial |
| 22YXKW6UW64 | xx | xx | Age of Loan | 38 | 40 | -2 | -5.00000% | As per loan document. | Initial |
| 22YXKW6UW64 | xx | xx | Interest Paid Through Date | xx/xx/2022 | xx/xx/2026 | -1157 (Days) |  | Interest paid Through Date is xx/xx/2022 | Initial |
| 22YXKW6UW64 | xx | xx | Original Appraised Value | xx | xx | xx | -0.09036% | As per loan document. | Initial |
| 22YXKW6UW64 | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 0.04800% | As per loan document. | Initial |
| 22YXKW6UW64 | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Payment History String is Not Applicable | Initial |
| 22YXKW6UW64 | xx | xx | Property Address Street | xx | xx |  |  | As per loan document. | Initial |
| 22YXKW6UW64 | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | -0.09036% | As per loan document. | Initial |
| XFZ5AX50GJS | xx | xx | Age of Loan | 11 | 13 | -2 | -15.38461% | age of loan is 11. | Initial |
| XFZ5AX50GJS | xx | xx | Mortgage Type | FHA | Conventional |  |  | mortgage type is FHA | Initial |
| XFZ5AX50GJS | xx | xx | Original Appraised Value | xx | xx | xx | 0.12745% | original appraised vlaue is xx | Initial |
| XFZ5AX50GJS | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -0.02500% | xx | Initial |
| XFZ5AX50GJS | xx | xx | Payment History String | 0000000000000 | CCCCCCCCCCCCC |  |  | payment history string is not applicable. | Initial |
| XFZ5AX50GJS | xx | xx | Property Address Street | xx | xx |  |  | property address street is xx. | Initial |
| XFZ5AX50GJS | xx | xx | Sales Price (HUD-1 Line 101) | xx | xx | xx | 0.02732% | sales price is xx | Initial |
| EX5GIFDKEWZ | xx | xx | Age of Loan | 56 | 58 | -2 | -3.44827% |  | Initial |
| EX5GIFDKEWZ | xx | xx | Original Appraised Value | xx | xx | xx | 2.50000% |  | Initial |
| EX5GIFDKEWZ | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  |  | Initial |
| EX5GIFDKEWZ | xx | xx | Subject Property Type | Mid Rise Condo (5-8 Stories) | Low Rise Condo (1-4 Stories) |  |  |  | Initial |
| WL1R35HVJIK | xx | xx | Age of Loan | 317 | 316 | 1 | 0.31645% | Age of loan is 317. | Initial |
| WL1R35HVJIK | xx | xx | Did a Modification Change Note Terms? | Yes | No |  |  |  | Initial |
| WL1R35HVJIK | xx | xx | Interest Paid Through Date | xx/xx/1999 | xx/xx/2026 | -9648 (Days) |  | Interest paid through date is xx/xx/1999 | Initial |
| WL1R35HVJIK | xx | xx | Original Appraised Value | xx | xx | xx | 47.31210% | Original appraised value is xx. | Initial |
| WL1R35HVJIK | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | -26.52900% | xx | Initial |
| WL1R35HVJIK | xx | xx | Original Stated Rate | 7.37500% | 4.87500% | 2.50000% | 2.50000% | Original stated rate is 7.37500%. | Initial |
| WL1R35HVJIK | xx | xx | Payment History String | 000000000000000000000000 | CCCCCCCCCCCCCCCCCCCCCCCC |  |  | Not Applicable | Initial |
| WL1R35HVJIK | xx | xx | Property Address Street | xx | xx |  |  | Property Address Street is xx | Initial |
| WL1R35HVJIK | xx | xx | Purpose of Transaction per HUD-1 | Cash Out | Purchase |  |  | Purpose of transaction per HUD-1 is Cash Out. | Initial |
| WL1R35HVJIK | xx | xx | Purpose Per Application | Refinance | Purchase |  |  | Purpose per application is refinance. | Initial |
| WL1R35HVJIK | xx | xx | Sales Price (HUD-1 Line 101) | Not Applicable | xx |  |  | Sales price is not applicable. | Initial |
| RP5LV35LMGA | xx | xx | Age of Loan | 2 | 3 | -1 | -33.33333% | Tape shows 3 and 2. | Initial |
| RP5LV35LMGA | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and N/A. | Initial |
| RP5LV35LMGA | xx | xx | Loan Documentation Type | Alternative | Full Documentation |  |  | Updated as per loan documents. | Initial |
| RP5LV35LMGA | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -4 (Days) |  | Tape shows xx/xx/2025.00 and xx/xx/2025. | Initial |
| 454HXDAMNGZ | xx | xx | Borrower DTI Ratio Percent | 50.126% | 50.100% | 0.026% | 0.02600% | Tape shows Borrower DTI Ratio Percent is 50.100% but audit value is xx.126%. | Initial |
| 454HXDAMNGZ | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| 454HXDAMNGZ | xx | xx | Housing Ratio per U/W (Initial Rate) | 44.652% | 44.700% | -0.048% | -0.04800% | Tape shows Housing ratio 44.700% but audit value given as 44.652%. | Initial |
| 454HXDAMNGZ | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | NA | Initial |
| 454HXDAMNGZ | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA | Initial |
| 454HXDAMNGZ | xx | xx | Subject Property Type | PUD | Single Family |  |  | NA | Initial |
| BAM8A8MTECZ | xx | xx | Borrower DTI Ratio Percent | 47.578% | 60.000% | -12.422% | -12.42200% | Borrower DTI ratio percent is 47.59%. | Initial |
| BAM8A8MTECZ | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA | Initial |
| BAM8A8MTECZ | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA | Initial |
| R62AH0K9FJ6 | xx | xx | Borrower DTI Ratio Percent | 49.273% | 49.000% | 0.273% | 0.27300% | The tape shows 49.0%, and the audit value is xx.27%. | Initial |
| R62AH0K9FJ6 | xx | xx | Borrower First Name | xx | xx |  |  | The tape shows BWR's name is xx and the audit value is xx. | Initial |
| R62AH0K9FJ6 | xx | xx | Current Value | Not Applicable | XXXX |  |  | The tape shows the current value is xx and the audit value is N/A. | Initial |
| R62AH0K9FJ6 | xx | xx | Is PMI Active? | Not Applicable | No |  |  | The tape shows the PMI is NO and the audit value is N/A. | Initial |
| R62AH0K9FJ6 | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -5 (Days) |  | The tape shows the note date is xx/xx/2025 and the audit value is xx. | Initial |
| Z7NYRS94B2F | xx | xx | Borrower DTI Ratio Percent | 39.342% | 40.000% | -0.658% | -0.65800% | As per loan document. | Initial |
| Z7NYRS94B2F | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A | Initial |
| WICSL0KLC9K | xx | xx | Borrower DTI Ratio Percent | 42.067% | 42.070% | -0.003% | -0.00300% | Borrower DTI Ration Percent is 42.067%. | Initial |
| WICSL0KLC9K | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is N/A. | Initial |
| 9GE959Y0INT | xx | xx | Cash To Borrower (HUD-1 Line 303) | XXXX | XXXX | XXXX | -205.04213% | Cash To Borrower (HUD-1 Line 303) is xx. | Initial |
| 9GE959Y0INT | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is N/A. | Initial |
| 9GE959Y0INT | xx | xx | Debt Service Coverage Ratio (DSCR) | 1.79 | 1.04 | 0.75 | 72.11538% | Debt Service Coverage Ratio (DSCR) is 1.79. | Initial |
| 9GE959Y0INT | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | 28 (Days) |  | Original Note Doc Date is xx/xx/2025. | Initial |
| 9GE959Y0INT | xx | xx | Subject Property Type | Mid Rise Condo (5-8 Stories) | Low Rise Condo (1-4 Stories) |  |  | Subject Property Type is Mid Rise Condo (5-8 Stories). | Initial |
| N2GH7J2KHUX | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Tape shows 1 and Audit value 0. | Initial |
| N2GH7J2KHUX | xx | xx | Borrower #2 Last Name | xx | xx |  |  | Tape shows xx and Audit value xx | Initial |
| N2GH7J2KHUX | xx | xx | Borrower #2 Middle Name | xx | xx |  |  | Tape shows xx and Audit value xx. | Initial |
| N2GH7J2KHUX | xx | xx | Borrower DTI Ratio Percent | 53.364% | 47.386% | 5.978% | 5.97800% | Tape shows 47.386% and Audit value 53.364%. | Initial |
| N2GH7J2KHUX | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx and Audit value N/A. | Initial |
| L8KZTN3EI9B | xx | xx | Borrower #1 Middle Name | xx | xx |  |  | The borrower middle name is xx. | Initial |
| L8KZTN3EI9B | xx | xx | Borrower First Name | xx | xx |  |  | The borrower first name is xx. | Initial |
| L8KZTN3EI9B | xx | xx | Cash To Borrower (HUD-1 Line 303) | XXXX | XXXX | XXXX | -198.60678% | Cash to borrower is xx. | Initial |
| L8KZTN3EI9B | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is NA. | Initial |
| L8KZTN3EI9B | xx | xx | Debt Service Coverage Ratio (DSCR) | 1.13 | 1.01 | 0.12 | 11.88118% | DSCR is 1.13. | Initial |
| G55L3DJISTU | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| G55L3DJISTU | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | As per the document, the interest paid through date is not applicable, but the tape shows xx/xx/2026. | Initial |
| 81EICJBQ2JA | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| TZNJXM39R4G | xx | xx | Cash To Borrower (HUD-1 Line 303) | XXXX | XXXX | XXXX | -200.00000% | NA | Initial |
| NOSZ9VLUK6B | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| NOSZ9VLUK6B | xx | xx | Payment History String | 00000000000000 | 0x30 |  |  |  | Initial |
| 42RG5V1ERPX | xx | xx | Age of Loan | 3 | 4 | -1 | -25.00000% | Age of loan is 3. | Initial |
| 42RG5V1ERPX | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| 42RG5V1ERPX | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2026 | -92 (Days) |  | Interest Paid through date is not applicable. | Initial |
| 42RG5V1ERPX | xx | xx | Original Appraised Value | xx | xx | xx | 0.16216% | Original Appraised Value is xx | Initial |
| 42RG5V1ERPX | xx | xx | Property Postal Code | xx | xx |  |  |  | Initial |
| KO1ZGNCXT0W | xx | xx | Borrower #1 Middle Name | Not Applicable | xx |  |  | BWR 1 middle name N/A | Initial |
| KO1ZGNCXT0W | xx | xx | Borrower First Name | Not Applicable | xx |  |  | BWR first name N/A | Initial |
| KO1ZGNCXT0W | xx | xx | Borrower Last Name | xx | xx |  |  | Tape shows xx But audit value is xx | Initial |
| KO1ZGNCXT0W | xx | xx | Cash To Borrower (HUD-1 Line 303) | XXXX | XXXX | XXXX | -200.00000% | Tape shows xx but audit value is xx.78 | Initial |
| KO1ZGNCXT0W | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value N/A | Initial |
| KO1ZGNCXT0W | xx | xx | Debt Service Coverage Ratio (DSCR) | 1.09 | 0.84 | 0.25 | 29.76190% | Tape shows 0.84 but audit value is xx.35 | Initial |
| KO1ZGNCXT0W | xx | xx | Original Stated P&I | $3517.50 | $3067.52 | $449.98 | 14.66917% | Original P&I xx | Initial |
| KO1ZGNCXT0W | xx | xx | Payment History String | 1211 | XXXXXXXXXXXXXXXXXXXXXXXX |  |  | PH string is 1211. | Initial |
| E2DLM213XM7 | xx | xx | Borrower DTI Ratio Percent | 45.908% | 45.910% | -0.002% | -0.00200% | Borrower DTI ration percent is 45.908%. | Initial |
| E2DLM213XM7 | xx | xx | Housing Ratio per U/W (Initial Rate) | 35.454% | 35.450% | 0.004% | 0.00400% | Housing ratio per U/W (initial rate) is 35.454%. | Initial |
| E2DLM213XM7 | xx | xx | MI Coverage Amount | 30.000% | 162.960% | -132.960% | -132.96000% | MI Coverage Amount is 30.000%. | Initial |
| 41HSRHAUX8O | xx | xx | Borrower Last Name | xx | xx |  |  | BWR last name is xx. | Initial |
| 41HSRHAUX8O | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable | Initial |
| 41HSRHAUX8O | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2026 | -396 (Days) |  | Interset paid Through Date is xx/xx/2025 | Initial |
| 41HSRHAUX8O | xx | xx | Subject Property Detached/Attached | Detached | Attached |  |  | Subject property is detached. | Initial |
| 8RMA0C5TZ5N | xx | xx | Borrower #2 Last Name | xx | xx |  |  | Tape shows xx but audit value shows xx. | Initial |
| 8RMA0C5TZ5N | xx | xx | Borrower Last Name | xx | xx |  |  | Tape shows xx but audit value shows xx. | Initial |
| 8RMA0C5TZ5N | xx | xx | Current Value | Not Applicable | XXXX |  |  | Tape shows xx but audit value shows xx. | Initial |
| 8RMA0C5TZ5N | xx | xx | Interest Paid Through Date | xx/xx/2025 | xx/xx/2026 | -276 (Days) |  | Tape shows xx/xx/2026 but audit value shows xx. | Initial |
| WU01Z98LS0U | xx | xx | Borrower DTI Ratio Percent | 47.268% | 51.000% | -3.732% | -3.73200% | Borrower DTI audit value is xx.268%. | Initial |
| WU01Z98LS0U | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value is not applicable. | Initial |
| WU01Z98LS0U | xx | xx | Stated Maturity Date | xx/xx/2054 | xx/xx/2054 | 31 (Days) |  | Stated maturity date is xx/xx/2054. | Initial |
| ELJVOPR81Z0 | xx | xx | Current Value | Not Applicable | XXXX |  |  | current value is not applicable. | Initial |
| ELJVOPR81Z0 | xx | xx | Property Address Street | xx | xx |  |  | property address street is xx. | Initial |
| ELJVOPR81Z0 | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2025 | 10957 (Days) |  | stated maturity date is xx/xx/2055. | Initial |
| G69HWS2TRXJ | xx | xx | Borrower DTI Ratio Percent | 49.981% | 51.253% | -1.272% | -1.27200% |  | Initial |
| G69HWS2TRXJ | xx | xx | Current Value | Not Applicable | XXXX |  |  |  | Initial |
| G69HWS2TRXJ | xx | xx | Housing Ratio per U/W (Initial Rate) | 39.021% | 40.014% | -0.993% | -0.99300% |  | Initial |
| G69HWS2TRXJ | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA. | Initial |
| G69HWS2TRXJ | xx | xx | Stated Maturity Date | xx/xx/2056 | xx/xx/2026 | 10957 (Days) |  | Stated maturity date is xx/xx/2056. | Initial |
| TPKQVY0HJ1M | xx | xx | Age of Loan | 11 | 13 | -2 | -15.38461% | Age of loan 11 | Initial |
| TPKQVY0HJ1M | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  |  | Initial |
| CHRNPM4103S | xx | xx | Age of Loan | 31 | 36 | -5 | -13.88888% | As per loan document. | Initial |
| CHRNPM4103S | xx | xx | Borrower DTI Ratio Percent | 45.935% | 45.684% | 0.251% | 0.25100% | As per loan document. | Initial |
| CHRNPM4103S | xx | xx | Housing Ratio per U/W (Initial Rate) | 36.049% | 35.798% | 0.251% | 0.25100% | As per loan document. | Initial |
| CHRNPM4103S | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2025 |  |  |  | Initial |
| CHRNPM4103S | xx | xx | Is PMI Active? | Not Applicable | Yes |  |  | N/A. | Initial |
| CHRNPM4103S | xx | xx | MI Company | xx |  |  |  | As per loan document. | Initial |
| CHRNPM4103S | xx | xx | Original CLTV Ratio Percent | xx | xx | xx | 2.87600% | As per loan document. | Initial |
| CHRNPM4103S | xx | xx | Original Standard LTV (OLTV) | xx | xx | xx | 2.87600% | As per loan document. | Initial |
| CHRNPM4103S | xx | xx | Original Stated P&I | $639.38 | $680.71 | $-41.33 | -6.07160% | As per loan document. | Initial |
| CHRNPM4103S | xx | xx | Stated Remaining Term | 477 | 478 | -1 | -0.20920% | As per loan document. | Initial |
| MOMYLB09T2O | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | As per loan document. | Initial |
| MOMYLB09T2O | xx | xx | Is PMI Active? | Not Applicable | No |  |  | N/A | Initial |
| X0Q5RQQOAQ5 | xx | xx | Age of Loan | 0 | 2 | -2 | -100.00000% | As per the loan documents. | Initial |
| X0Q5RQQOAQ5 | xx | xx | Borrower DTI Ratio Percent | 49.759% | 50.730% | -0.971% | -0.97100% | As per the loan documents. | Initial |
| X0Q5RQQOAQ5 | xx | xx | Housing Ratio per U/W (Initial Rate) | 41.354% | 42.286% | -0.932% | -0.93200% | As per the loan documents. | Initial |
| X0Q5RQQOAQ5 | xx | xx | Is PMI Active? | Not Applicable | Yes |  |  | N/A. | Initial |
| OAD4ALKBZNG | xx | xx | Age of Loan | 1 | 3 | -2 | -66.66666% | As per the loan documents. | Initial |
| OAD4ALKBZNG | xx | xx | Is PMI Active? | Not Applicable | No |  |  | NA. | Initial |
| 4360AQLB119 | xx | xx | Age of Loan | 6 | 8 | -2 | -25.00000% | As per the tape data, the age of the loan is 8 months, and the audit value is xx. | Initial |
| 4360AQLB119 | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | As per the tape data, the interest paid through date is xx/xx/2026, and the audit value is N/A. | Initial |
| OE2XT7JRMJD | xx | xx | Age of Loan | 46 | 48 | -2 | -4.16666% | Tape shows the Age of loan 48, but the audit value shows xx. | Initial |
| OE2XT7JRMJD | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Tape shows the Interest Paid Through Date xx/xx/2026, but the audit value shows xx. | Initial |
| OE2XT7JRMJD | xx | xx | Is PMI Active? | Not Applicable | No |  |  | Tape shows the Is PMI Active No, but the audit value shows xx. | Initial |
| OE2XT7JRMJD | xx | xx | Original Note Doc Date | xx/xx/2022 | xx/xx/2022 | -5 (Days) |  | Tape shows the original note doc date as xx/xx/2022, but the audit value shows xx. | Initial |
| ZE2HVC7ZLNL | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | Age of Loan is 1. | Initial |
| ZE2HVC7ZLNL | xx | xx | Interest Paid Through Date | Not Applicable | xx/xx/2026 |  |  | Interest Paid Through Date is Not Applicable. | Initial |
| KWR2JT6UKR3 | xx | xx | Borrower #1 Middle Name | Not Applicable | xx |  |  |  | Initial |
| KWR2JT6UKR3 | xx | xx | Borrower First Name | Not Applicable | xx |  |  | Borrower First Name is N/A. | Initial |
| KWR2JT6UKR3 | xx | xx | Borrower Last Name | xx | xx |  |  | Borrower Last Name is xx, LLC, xx | Initial |
| KWR2JT6UKR3 | xx | xx | Prepayment Penalty Term Months | 60 |  |  |  | Prepayment Penalty Term Months is 60. | Initial |
| AR39YOQTLNW | xx | xx | Age of Loan | 1 | 2 | -1 | -50.00000% | Tape shows 2 but audit value shows xx. | Initial |
| AR39YOQTLNW | xx | xx | Borrower DTI Ratio Percent | 24.319% | 21.750% | 2.569% | 2.56900% | Tape shows 27.750% but audit value shows xx.319%. | Initial |
| AR39YOQTLNW | xx | xx | Borrower First Name | xx | xx |  |  | Tape shows xx but audit value shows xx. | Initial |
| AR39YOQTLNW | xx | xx | Subject Property Type | 4 Family | 2 Family |  |  | Subject Property Type is 4 Family | Initial |
| 0MWKOIX9YFV | xx | xx | Current Value | Not Applicable | XXXX |  |  | NA. | Initial |
| 0MWKOIX9YFV | xx | xx | Subject Property Type | Mid Rise Condo (5-8 Stories) | Low Rise Condo (1-4 Stories) |  |  | Subject property type is mid rise condo. | Initial |
| 12L01FX4FV3 | xx | xx | Age of Loan | 0 | 1 | -1 | -100.00000% | Age of loan is 0. | Initial |
| 12L01FX4FV3 | xx | xx | Borrower DTI Ratio Percent | 24.052% | 24.050% | 0.002% | 0.00200% | Borrower DTI Ratio Percent is 24.052%. | Initial |
| 12L01FX4FV3 | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| 12L01FX4FV3 | xx | xx | Housing Ratio per U/W (Initial Rate) | 19.918% | 19.910% | 0.008% | 0.00800% | Housing Ratio per U/W (initial Rate) is 19.918%. | Initial |
| L70BPXFJ77Z | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current value N.A | Initial |
| L70BPXFJ77Z | xx | xx | Purpose of Refinance Per HUD-1 | Change in Rate/Term | Cash Out - Other |  |  | purpose of refinance per HUD change in rate/term | Initial |
| L70BPXFJ77Z | xx | xx | Purpose of Transaction per HUD-1 | Refinance | Cash Out |  |  | Purpose of transaction per HUD refianance | Initial |
| W6SFJ3EG5MO | xx | xx | Current Value | Not Applicable | XXXX |  |  | N/A | Initial |
| 2BJK5N0YB4W | xx | xx | Borrower #1 Middle Name | Not Applicable | xx |  |  | Borrower #1 Middle Name is Not Applicable. | Initial |
| 2BJK5N0YB4W | xx | xx | Borrower DTI Ratio Percent | 48.016% | 55.000% | -6.984% | -6.98400% | Borrower DTI Ratio Percent is 48.016%. | Initial |
| 2BJK5N0YB4W | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value Not Applicable. | Initial |
| 2BJK5N0YB4W | xx | xx | Payment History String | 0 | C |  |  | Payment History String is Not Applicable. | Initial |
| IMWILGL236F | xx | xx | Age of Loan | 6 | 7 | -1 | -14.28571% | Age of Loan is 6. | Initial |
| IMWILGL236F | xx | xx | Borrower DTI Ratio Percent | 47.044% | 47.040% | 0.004% | 0.00400% | Borrower DTI Ratio Percent is 47.044%. | Initial |
| IMWILGL236F | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is N/A. | Initial |
| IMWILGL236F | xx | xx | First Payment Date | xx/xx/2025 | xx/xx/2025 | 30 (Days) |  | First Payment Date is xx/xx/2025. | Initial |
| IMWILGL236F | xx | xx | Original Note Doc Date | xx/xx/2025 | xx/xx/2025 | -7 (Days) |  | Original Note Doc Date is xx/xx/2025. | Initial |
| IMWILGL236F | xx | xx | Payment History String | 000210 | 1x30x12 |  |  | N/A. | Initial |
| IMWILGL236F | xx | xx | Stated Maturity Date | xx/xx/2055 | xx/xx/2055 | 31 (Days) |  | Stated Maturity Date is xx/xx/2055. | Initial |
| IMWILGL236F | xx | xx | Stated Remaining Term | 354 | 353 | 1 | 0.28328% | Stated Remaining Term is 354. | Initial |
| TD64YXVSJ0F | xx | xx | Borrower #1 Middle Name | Not Applicable | xx |  |  | Borrower #1 Middle Name is Not Applicable. | Initial |
| TD64YXVSJ0F | xx | xx | Current Value | Not Applicable | XXXX |  |  | Current Value is Not Applicable. | Initial |
| TD64YXVSJ0F | xx | xx | First Payment Date | xx/xx/2026 | xx/xx/2026 | -28 (Days) |  | First payment date is xx/xx/2026. | Initial |
| TD64YXVSJ0F | xx | xx | Stated Maturity Date | xx/xx/2056 | xx/xx/2056 | -31 (Days) |  | Stated Maturity Date is xx/xx/2056. | Initial |
| TD64YXVSJ0F | xx | xx | Stated Remaining Term | 359 | 360 | -1 | -0.27777% | Stated remaining term is 359. | Initial |
| TD64YXVSJ0F | xx | xx | Subject Property Type | Commercial Prop | Single Family |  |  |  | Initial |

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## Exhibit 99.5

**Exhibit 99.5 Schedule 2**

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| | | | |
|:---|:---|:---|:---|
| **Redacted ID** | **Loan #1** | **Loan #2** | **Delinquent Tax** |
| 1QCK2T0JLNG | xxx | xxx | xxx |
| 41HSRHAUX8O | xxx | xxx | xxx |
| 4RU7VFWCREI | xxx | xxx | xxx |
| 6CJ3LJ0AGIC | xxx | xxx | xxx |
| 97IV0QD6IU5 | xxx | xxx | xxx |
| BPYKXPNMFT8 | xxx | xxx | xxx |
| DTBAG6VIKP5 | xxx | xxx | xxx |
| E0O2927X0TF | xxx | xxx | xxx |
| E71VD64M0V8 | xxx | xxx | xxx |
| FGYZ4K2G8LC | xxx | xxx | xxx |
| G2DPQLREDK5 | xxx | xxx | xxx |
| HP335I4F6GS | xxx | xxx | xxx |
| KMWF1R0UDGZ | xxx | xxx | xxx |
| L08XUXN1ZKY | xxx | xxx | xxx |
| MHWKXVH32BY | xxx | xxx | xxx |
| NJLX2EGKICB | xxx | xxx | xxx |
| NMZX4Y3XSST | xxx | xxx | xxx |
| NPOW4RV2HZ0 | xxx | xxx | xxx |
| OFBB6N9OQD8 | xxx | xxx | xxx |
| P00AFUKN1AW | xxx | xxx | xxx |
| QK0RGHVFMDL | xxx | xxx | xxx |
| RHVTLPE7YX7 | xxx | xxx | xxx |
| RP5LV35LMGA | xxx | xxx | xxx |
| S77O8VLFU12 | xxx | xxx | xxx |
| V0ATFYKQDZN | xxx | xxx | xxx |
| V2H8YWMQ3Y7 | xxx | xxx | xxx |
| WU01Z98LS0U | xxx | xxx | xxx |
| Z3GHTUV8TXF | xxx | xxx | xxx |
| Z7NYRS94B2F | xxx | xxx | xxx |
| ZVZCDRONT08 | xxx | xxx | xxx |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Redacted ID** | **Loan #1** | **Loan #2** | **Property State** | **Total HOA Lien Amount** |
| OUC5BUK9ATF | xxx | xxx | xxx | xxx |
| AHEXEDT5GL6 | xxx | xxx | xxx | xxx |
| DTAJ3FITC9C | xxx | xxx | xxx | xxx |
| HKG4YSGGDHO | xxx | xxx | xxx | xxx |
| THQQ6OADZZ3 | xxx | xxx | xxx | xxx |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Redacted ID** | **Loan #1** | **Loan #2** | **Property State** | **Total Muni and Code Lien Amount** |
| OUC5BUK9ATF | xxx | xxx | xxx | xxx |
| OXJZ6OS73JK | xxx | xxx | xxx | xxx |
| 2BFLW5MU1KH | xxx | xxx | xxx | xxx |
| A1QN1ANZMZT | xxx | xxx | xxx | xxx |
| 078D5LSXPRV | xxx | xxx | xxx | xxx |
| 9USHN60V255 | xxx | xxx | xxx | xxx |
| IP2GA1SKVDO | xxx | xxx | xxx | xxx |
| K5483B7VVFB | xxx | xxx | xxx | xxx |
| F99NMZ3KA75 | xxx | xxx | xxx | xxx |
| L682SM3X6UT | xxx | xxx | xxx | xxx |

---

## Exhibit 99.5

**Exhibit 99.5 Schedule 3**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **Loan Details** | **General Comments** | **General Comments** | **General Comments** | **General Comments** | **Missing Documents** | **Tape Discrepancies** | **Grading and Exceptions** | **Grading and Exceptions** | **Grading and Exceptions** | **Grading and Exceptions** | **Grading and Exceptions** | **ComplianceEase** | **ComplianceEase** | **ComplianceEase** | **ComplianceEase** | **ComplianceEase** | **ComplianceEase** | **ComplianceEase** | **ComplianceEase** | **Current Value Information** | **Current Value Information** | **Current Value Information** | **Current Value Information** | **Credit History** | **Credit History** | **Credit History** | **Credit History** | **Credit History** | **Credit History** | **Credit History** | **Credit History** | **Credit History** | **Credit History** | **Credit History** | **Updated Credit Report Information** | **Updated Credit Report Information** | **Updated Credit Report Information** | **Updated Credit Report Information** | **Updated Credit Report Information** | **Updated Credit Report Information** | **Updated Credit Report Information** | **Updated Credit Report Information** | **Updated Credit Report Information** | **Updated Credit Report Information** | **Updated Credit Report Information** |
| **Redacted ID** | **Loan #1** | **Loan #2** | **Loan #3** | **Loan #4** | **Project Name** | **Pool** | **Borrower Last Name** | **Borrower First Name** | **Co-Borrower Last Name** | **Co-Borrower First Name** | **Address** | **City** | **State** | **Zip** | **Mailing Address** | **Mailing City** | **Mailing State** | **Mailing Zip** | **Original Lender** | **Loan Modified** | **Property Owner Same As Borrower** | **Chain of Assignment Complete** | **Current Lien Position** | **Judgment** | **Delinquent Tax** | **Total Tax** | **Last Payment** | **Foreclosure Case** | **Contested** | **Foreclosure Delay** | **Bankruptcy Chapter** | **Bankruptcy Case #** | **BK Cramdown** | **BK Reaffirmation** | **Original Loan Amount** | **I/O Interest Payment** | **Payment Amount per Note** | **Original Rate** | **Original Term** | **Amortized Term** | **Settlement Date** | **Disbursement Date** | **Cash Out Amount** | **Loan Type** | **Amortization Type** | **I/O Period** | **Loan Purpose** | **Original LTV** | **Original CLTV** | **ComplianceEase Doc Type** | **Mortgage Insurance Cert in File** | **MI Company** | **MI Cert #** | **MI Coverage Percentage** | **Borrower Monthly Income** | **Co-Borrower Monthly Income** | **Contract Sales Price** | **Property Type** | **Original Appraisal Date** | **Appraised Value** | **Occupancy (stated on 1003)** | **Flood Cert in File?** | **Life of Loan Flood Cert?** | **Property in a Flood Zone?** | **Borrower Original FICO** | **Co-Borrower Original FICO** | **DTI** | **Lien Position at Origination** | **Title Evidence** | **Senior Lien Amount** | **Junior Lien Amount** | **Date of Last MOD** | **Principal Balance Stated in MOD** | **Deferred Balance (Mod)** | **MOD Original Rate** | **MOD Original P&I** | **MOD First Payment Date** | **Reason for MOD** | **Title** | **Payment** | **Servicing** | **Mod Comments** | **Missing Documents** | **Tape Discrepancies** | **Guideline Grade (Non-ComplianceEase)** | **Grade 4 Exceptions (Reject / Non-curable)** | **Grade 3 Exceptions (Conditions / Curable)** | **Grade 2 Exceptions (Warnings)** | **Grade 1 Exceptions (Notices / Informational)** | **Overall Risk Indicator** | **HOEPA** | **TILA** | **RESPA** | **State and Local Predatory** | **State Regs** | **Exceptions** | **TRID Tolerance** | **Additional Valuation #1** | **Additional Valuation #2** | **Unrepaired Property Damage** | **Property Damage Amount $** | **Mortgage Rental History** | **2nd Home/Subject Investment Property** | **Consumer Debt** | **Charge Offs** | **Collections** | **Liens** | **Judgments** | **Bankruptcy (Pre-Origination)** | **Bankruptcy Chapter** | **Bankruptcy Discharge Date** | **Mos Credit Reestablished** | **Mortgage Rental History** | **2nd Home/Subject Investment Property** | **Consumer Debt** | **Charge Offs** | **Collections** | **Liens** | **Judgments** | **Total Payments Revolving Debt** | **Total Payments Installment Debt** | **Borrower Updated FICO** | **Co-Borrower Updated FICO** |
| 5Q6M7RRZOQB | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 39.215% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument # xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2024 has been paid in the amount of xx on xx/xx/2024.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 receives pension and social security income.<br> BWR2 receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. Tape shows property is NOO due to misrepresentation as BWR never moved into subject. Further details were not provided. Elevated for client review." | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx." | xx | xx | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| G2DPQLREDK5 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $371.86 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.228% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument # xx in the amount of xx with MERS as nominee for xx<br> There is an active junior mortgage against the subject property in favor of xx, in the amount of xx, which originated on xx/xx/2024 and was recorded on xx/xx/2024 with the instrument #xx<br> The 1st and 2nd installments of county taxes for 2024 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2024.<br> The 1st and 2nd installments of county taxes for 2024 supplemental are delinquent in the total amount of xx and are good through xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape data, the subject property is owner-occupied.<br>BWR has 5.25 years on the job as an xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Condo questionnaire shows the special assessment amount for the HOA repair is xxK. Appraisal report completed as-is. Tape states repairs are completed but not docs in file to confirm"<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final CD dated xx/xx/2024 reflects cash to in the amount of xx."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. The loan estimate dated xx/xx/2024 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br>Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final CD dated xx/xx/2024 reflects cash to in the amount of xx."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. The loan estimate dated xx/xx/2024 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br>Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OQJVIQG8OU7 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | FHA | Fixed |  | Cash Out | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 56.599% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx, INC.<br> There are two active prior child support liens against the borrower in favor of xx, which were recorded on xx/xx/2020 and xx/xx/2020.<br> There is one active prior abstract judgment against the borrower in favor of the xx, which was recorded on xx/xx/2022 in the amount of xx. <br> The 1st and 2nd installments of county taxes for 2025/2026 are due in the total amount of xx on xx/xx/2025 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.375%. The current UPB is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the seller's tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 2.91 years on the job as a billing and collection specialist with xx<br> BWR2 has 2.91 years on the job as a business manager with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the compliance delivery and timing test for the CD dated xx/xx/2024. The document tracker is missing, and 3 business days were added to get the receipt date of xx/xx/2024, which is after the consummation date of xx/xx/2024. The subject is a refinance case originated on xx/xx/2024, and the 3-year SOL is active."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on closing disclosure dated xx/xx/2024. The initial LE dated xx/xx/2024 reflects lender credit at xx; the final CD dated xx/xx/2024 reflects the lender at xx. This is an increase of +xx for a fee that has a 0% tolerance test.<br> The subject loan is a refinance, originated on xx/xx/2024, and the 3-year SOL is active."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the lender did not use the prior sales price of xx for LTV calculation and used the appraised value of xx from a recent appraisal report at closing. The loan is currently overfunded by xx. Further details not provided." |  |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| P0RQRGP4JMK | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.999% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.774% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025/2026 is due in the total amount of xx on xx/xx/2025 and xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.999%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> BWR has been SE for 5.83 years at xx.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and the Infinity CE report show the subject loan is HPML, and the appraisal was not delivered 3 days prior to closing. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.363% exceeds APR threshold of 8.150% over by +0.213%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the CA AB 260 higher-priced mortgage loan test due to an APR calculated at 8.363% exceeds APR threshold of 8.150% over by +0.213%." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.363% exceeds APR threshold of 8.150% over by +0.213%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the CA AB 260 higher-priced mortgage loan test due to an APR calculated at 8.363% exceeds APR threshold of 8.150% over by +0.213%." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1FLGRF0YIIE | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.874% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Refinance | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with Instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2024 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month on the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.874%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is in collection.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month on the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is tenant-occupied.<br> As per the comment dated xx/xx/2025, the reason for default is a reduction in rental income.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan is NOO and the loan was approved using DSCR. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* DSCR is less than 1.00 (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Net operating income is xx and annual payments (Debt Service) are xx and the debt service cover ratio (DSCR) is 0.91."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GK4DGU2LHW6 | xx | xx |  |  | xx | xx | xx | Not Applicable | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.874% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Refinance | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Investor | Yes | Yes | No | xx | xx | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is an active prior XXXX's lien against the borrower in favor of xx, Concrete and Framing, which was recorded on xx/xx/2024 in the amount of xx.<br> The annual installment of county taxes for 2024 has been paid in the amount of xx on xx/xx/2024.<br> The annual water/Sewer charges for 2025 are delinquent in the amount of xx which is good through xx/xx/2025. | According to payment history as of xx/xx/2025, the borrower is currently delinquent for 1 month with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.874%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is in collection.<br> According to payment history as of xx/xx/2025, the borrower is currently delinquent for 1 month with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, the reason for default is excessive obligations. <br> As per the tape, the subject property occupancy is stated as an investor.<br> As per the comment dated xx/xx/2025, the subject property needs some repairs. The nature of the damage and cost of repair are not available. No comments have been found regarding repair completion.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR is an LLC and the subject loan was approved as DSCR.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 1: Acceptable |  |  |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QER6IJ6OSSE | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.625% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2024 | xx | Primary | No | Not Applicable | Unavailable | xx | Not Applicable | 49.212% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2024 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2024<br> (Supplemental) have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> As per the tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 39.6 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate<br> Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.21%. Tape shows lender utilized asset depletion as income in the DTI. The derived income source is not acceptable for qualification. as BWR has xxK in checking accounts. Excluding this income, the revised DTI is 108.92%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has been SE for 39.6 years at xx, FICO 775, 0X30 since inception, and xxK equity in the subject." | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to Initial CD is missing from the loan documents.<br> The subject loan is a refinance, originated on xx/xx/2024, and the SOL is 3 years."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from loan documents."<br> \* Missing flood cert (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The Flood Certification document is missing from the loan documents."<br> \* Missing Initial Closing Disclosure (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | No Result | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0H08NFZNLX3 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 9.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 17.039% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There are 5 active prior civil judgments against the borrower in favor of different plaintiffs, which were recorded on different dates, for the total amount of xx.<br> There is a civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2025, for the total amount of xx.<br> The 1st and 2nd installments of county taxes for 2025 are due in the amount of xx on xx/xx/2025 & xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 9.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> Unable to determine the reason for default.<br> As per the tape data, the occupancy of the subject property is stated as investor.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 12.58 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Required Documentation Missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as non QM loan. Reaching out to the seller for the guidelines." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved as NOO at 17.03%. The tape reflects an increased DTI of 26.59%. Further details not provided. The subject originated on xx/xx/2025, and the 3-year SOL is active. BWR has been SE for 12.58 years at XXXX, FICO 703, 1X30 since inception, xxK equity in the subject, and residual income xx. Review shows ATR confirmed." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved as NOO at 17.03%. The tape reflects an increased DTI of 26.59%. Further details not provided. The subject originated on xx/xx/2025, and the 3-year SOL is active. BWR has been SE for 12.58 years at XXXX, FICO 703, 1X30 since inception, xxK equity in the subject, and residual income xx. Review shows ATR confirmed." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CSC36SVLONU | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Wisconsin | xx | xx | xx | Wisconsin | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 180 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | xx | 29.358% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is a civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2025 in the amount of xx.<br> The annual installment of combined taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR1 has 3.75 years on the job as a general manager with xx<br> BWR2 has 23.33 years on the job as a graphic designer with xx.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial Escrow Acct Disclosure<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 29.35%. The tape shows underwriting issues. Further details not provided. Lender defect. The subject originated on xx/xx/2020, and the 3-year SOL has expired. BWR1 has 3.75 years on the job as a general manager with XXXX. BWR2 has 23.33 years on the job as a graphic designer with XXXX, FICO 652, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure is missing from the loan document."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 29.35%. The tape shows underwriting issues. Further details not provided. Lender defect. The subject originated on xx/xx/2020, and the 3-year SOL has expired. BWR1 has 3.75 years on the job as a general manager with XXX and XXX. BWR2 has 23.33 years on the job as a XXX with The XXX, FICO 652, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure is missing from the loan document."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 3QJT5TJQ7K9 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.625% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 22.639% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with Book/Page# xx in the amount of xx with MERS as nominee for xx. The subject mortgage was re-recorded on xx/xx/2020 with Book/Page # xx .<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 was paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 8 months on the job as a tax manager with xx. Previously, BWR had 2.50 years on the job as a tax manager with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. Tape shows the subject is NOO due to occupancy misrepresentation. Further details not provided. Elevated for client review." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as OO at 22.63%. Tape shows the subject is NOO due to occupancy misrepresentation, causing the lender to omit BWR's primary housing expense. Revised DTI is 56.70%. Further details not provided. BWR defect. Subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR has 8 months on the job as a tax manager with XXXX, FICO 778, 0X30 in the last 24 months, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that in total cannot increase more than 10% tolerance test. Initial LE dated xx/xx/2020 reflects the sum of Section C fees and Recording fee at xx. Final CD dated xx/xx/2020 reflects the sum of Section C and Recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% test. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2020 and the 3-year SOL has expired.<br>Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 reflects Transfer Taxes at xx. Final CD dated xx/xx/2020 reflects Transfer Taxes at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> Subject loan is a refinance case, originated on xx/xx/2020 and the 3-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as OO at 22.63%. Tape shows the subject is NOO due to occupancy misrepresentation, causing the lender to omit BWR's primary housing expense. Revised DTI is 56.70%. Further details not provided. BWR defect. Subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR has 8 months on the job as a xxx with xxx, FICO 778, 0X30 in the last 24 months, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that in total cannot increase more than 10% tolerance test. Initial LE dated xx/xx/2020 reflects the sum of Section C fees and Recording fee at xx. Final CD dated xx/xx/2020 reflects the sum of Section C and Recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% test. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2020 and the 3-year SOL has expired.<br>Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 reflects Transfer Taxes at xx. Final CD dated xx/xx/2020 reflects Transfer Taxes at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> Subject loan is a refinance case, originated on xx/xx/2020 and the 3-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TRY71JXSHL3 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.321% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with Instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> Taxes to follow.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.500%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property was damaged due to water on xx/xx/2025. The loss draft check was received in the amount of xx. As per the comment dated xx/xx/2025, the current loss is under xx. Further details not provided.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 26.41 years on the job as a computer operations manager with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and Infinity CE result show the TRID violation for initial LE. The initial LE was delivered after 3 business days."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test and charges that in total cannot increase more than 10% tolerance test due to loan failed initial loan estimate delivery and timing test. Initial loan estimate dated xx/xx/2025 delivered on xx/xx/2025 which is more than 3 business days from initial application date xx/xx/2025. The subject is a purchase case originated on xx/xx/2025, and the 1-year SOL is active."<br> \* Home Equity Loan Copies of Documents is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan copies of documents are missing from the loan documents."<br> \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan interest and fees pre-closing disclosure is missing from the loan documents."<br> \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan notice of address for borrower notification of violation is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $40000.00 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| M02IHSQI4G1 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 49.354% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2025 are due in the amount of xx on xx/xx/2025 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | The loan was originated on xx/xx/2025, and the first payment is due on xx/xx/2025. According to the tape as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current P&I is xx with an interest rate of 6.375%. The current UPB is xx. | Collections Comments:The current status of the loan is performing.<br> The loan was originated on xx/xx/2025, and the first payment is due on xx/xx/2025. According to the tape as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 5.41 years on the job as a transportation associate at xx<br> BWR2 has 3.58 years on the job as an instructional assistant at xx<br> BWR3 has 3 years on the job as an associate at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TT8PC6P71ZQ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.500% | 180 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 48.372% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property in favor of xx, a xx, in the amount of xx, which originated on xx/xx/2025 and was recorded on xx/xx/2025 with instrument #xx<br> There is a prior state tax lien found against the subject borrower in favor of the xx, which was recorded on xx/xx/2009 in the amount of xx.<br> The 1st and 2nd installments of combined taxes for 2024 have been paid in the total amount of xx on xx/xx/2024 and xx/xx/2024.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2025, the reason for default is excessive obligation.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the servicing comment dated xx/xx/2025, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 7.75 years on the job as a manager withXXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Initial 1003_Application<br> Missing Initial Closing Disclosure<br> Missing Initial LE<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 48.37%. Tape shows income miscalculation and BWR was employed by a family member. The lender did not obtain tax returns to support qualifying income. Further details not provided. Lender defect. Subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 7.75 years on the job as a manager with XXXX and FICO 773, 2X30 last 24 months, xxk equity in subject."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete, as the initial LE and initial CD are missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial CD is missing from the loan documents."<br> \* Missing Initial LE (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial LE is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 48.37% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator# XXXX- XXXX.pdf Page #61) and its recommendation is approve/eligible with a DTI of 48.37%." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xx search shows an estimated value at xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 48.37%. Tape shows income miscalculation and BWR was employed by a family member. The lender did not obtain tax returns to support qualifying income. Further details not provided. Lender defect. Subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 7.75 years on the job as a manager with xx and FICO 773, 2X30 last 24 months, xxk equity in subject."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete, as the initial LE and initial CD are missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial CD is missing from the loan documents."<br> \* Missing Initial LE (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial LE is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 48.37% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator#xxx.pdf Page #61) and its recommendation is approve/eligible with a DTI of 48.37%." | Minimal | Pass | Pass | No Result | Pass | No Result | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BSHG7BK8C1L | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Delaware | xx | xx | xx | Delaware | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.250% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Yes | xx | xx | 25.000% | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 is paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:As per the review of the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial Escrow Acct Disclosure | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan does meet the seasoning period requirements for a streamline refinance. Further details not provided. Subject originated xx/xx/2020." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID total of payment disclosed on final CD as xx. Calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate due to it is understated by more than xx. Subject loan is a refinance case, originated on xx/xx/2020 and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete, as the initial CD is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2020 and the 3-year SOL has expired."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure is missing from the loan documents."<br> \* State Prohibited Fees Test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the state regulation for the first lien prohibited fees test. <br> The below fee was included in the test:<br> Attorney's Fee (Closing Agent Only) paid by Borrower: xx." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID total of payment disclosed on final CD as xx. Calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate due to it is understated by more than xx. Subject loan is a refinance case, originated on xx/xx/2020 and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete, as the initial CD is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2020 and the 3-year SOL has expired."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure is missing from the loan documents."<br> \* State Prohibited Fees Test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the state regulation for the first lien prohibited fees test. <br> The below fee was included in the test:<br> Attorney's Fee (Closing Agent Only) paid by Borrower: xx." | Moderate | Pass | Fail | Pass | Not Covered | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9RCZKNDRU78 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Pennsylvania | xx | xx | xx | Pennsylvania | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.750% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | ARM |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 37.480% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with Instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE as a physician for 27 years at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial 1003_Application<br> Transmittal (1008) | xx | 4: Unacceptable | \* Document(s) Required by AUS Missing from Loan file (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "AUS report is missing from the loan documents." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows ARM disclosure issue. Further details not provided. The file shows the ARM disclosure is available in the loan file."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan kicked out of SD, and XXXX jumbo never sold of ARM issue. BWR was difficult and reluctant to refinance in 2021. Further details are not provided." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the Pennsylvania license validation test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2020 does not reflect Rate Lock Fee. CD dated xx/xx/2021 reflects Rate Lock Fee at xx.<br> Loan estimate dated xx/xx/2020 reflects Appraisal Fee xx. CD dated xx/xx/2021 reflects Appraisal Fee at xx.<br> Loan estimate dated xx/xx/2020 reflects Points - Loan Discount Fee at xx. CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx.<br> This is a cumulative increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final Transmittal Summary is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the Pennsylvania license validation test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2020 does not reflect Rate Lock Fee. CD dated xx/xx/2021 reflects Rate Lock Fee at xx.<br> Loan estimate dated xx/xx/2020 reflects Appraisal Fee xx. CD dated xx/xx/2021 reflects Appraisal Fee at xx.<br> Loan estimate dated xx/xx/2020 reflects Points - Loan Discount Fee at xx. CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx.<br> This is a cumulative increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final Transmittal Summary is missing from the loan documents." | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1X3ASF6XZIP | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.000% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 38.177% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with Instrument #xx, in the amount of xx with MERS as nominee for xx. The MTG was re-recorded on xx/xx/2025 with Instrument #xx to attach the PUD rider. No active judgments or liens have been found. The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025. No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 5.83 years on the job as a staff nurse with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock<br> Notice of Servicing Transfer | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 38.17%. Tape and file show BWR does not meet the minimum tradelines and history requirement, as the BWR has only one active tradeline, which is an authorized user account. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 5.83 years on the job as a staff nurse with XXXX, FICO 781, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ComplianceEase TRID tolerance test is incomplete due to the initial CD is missing from loan documents. The subject is a purchase case originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial CD is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Servicing transfer disclosure is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 38.17%. Tape and file show BWR does not meet the minimum tradelines and history requirement, as the BWR has only one active tradeline, which is an authorized user account. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 5.83 years on the job as a staff nurse with XXXX, FICO 781, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ComplianceEase TRID tolerance test is incomplete due to the initial CD is missing from loan documents. The subject is a purchase case originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial CD is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Servicing transfer disclosure is missing from the loan documents." | Minimal | Pass | Pass | No Result | Pass | No Result | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| D5CI2E1BZ11 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 41.478% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual 1st installment of combined taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history, is xx. | Collections Comments:<br> According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> According to the collection comment dated xx/xx/2025, the RFD is curtailment of income.<br> According to the collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the comment dated xx/xx/2025, the borrower was advised of FB option due to Covid-19 related of hardship. <br> BWR1 has been SE for 3.41 years at xx <br> BWR2 has 1.41 years on the job as a certified XXXX assistant with XXXX. Previously, BWR2 had 6 months on the job as a certified XXXX assistant with xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 41.47%. The tape shows the YTD income was not supported by the tax returns. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has been SE for 3.41 years at XXXX. BWR2 has 1.41 years on the job as a certified XXXX assistant with XXXX, FICO 703, and xxK equity in the subject."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 41.47%. The tape shows the YTD income was not supported by the tax returns. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has been SE for 3.41 years at XXXX. BWR2 has 1.41 years on the job as a certified XXXX assistant with XXXX, FICO 703, and xxK equity in the subject."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LB2TSPG9RL9 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Michigan | xx | xx | xx | Michigan | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 48.540% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 has been SE as an administrator for 10.58 years. <br> BWR2 has 1.33 years on the job as a supervisor with xx. Previously, BWR2 had 15.66 years on the job as a trader instructor with the XXXX<br> BWR3 has 24 years on the job as an associate property and casualty lines processor with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal in the loan file is as-is. The improvement section shows strip of missing siding, peeling paint on several window frames and on soffit. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount." | xx | xx | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| P5SMAU23M51 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.000% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 42.120% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on different dates.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 receives social security income. <br> BWR2 receives social security, retirement, and XXXX investment income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 42.12%. The tape shows the lender did not establish the co-borrower's retirement income stability. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 receives social security income. BWR2 receives social security, retirement, and xxx investment income, FICO 668, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ComplianceEase TRID tolerance test is incomplete due to the initial CD is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 42.12%. The tape shows the lender did not establish the co-borrower's retirement income stability. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 receives social security income. BWR2 receives social security, retirement, and xx investment income, FICO 668, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ComplianceEase TRID tolerance test is incomplete due to the initial CD is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | No Result | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4BOYP92XAGK | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Oregon | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.000% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 40.688% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2024 was paid in the amount of xx on xx/xx/2024.<br> The annual installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.00%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 1 month on the job as a certified pharmacy technician at XXXX. Previously, BWR1 had 10.83 years on the job as a xx. <br> BWR2 has 1 month on the job as a worker at xx. Previously, BWR2 had employment experience as a nail technician at xx between xx/xx/2010 and xx/xx/2021 for 10.66 years. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase RESPA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the homeownership counseling organizations disclosure date test as the loan has a homeownership counseling organizations disclosure date xx/xx/2021 that is not within three business days of the loan originator's application date xx/xx/2021." | xx | xx | Moderate | Pass | Pass | Fail | Not Covered | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ZW6AWYGB0WY | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.750% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.811% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is one junior mortgage against the subject property in favor of xx, which was recorded on xx/xx/2022 in the amount of xx.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 4.5 years on the job as a functional developer at xx. Additionally, BWR has been SE as an xx for 16.25 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.81%. Tape shows undisclosed debt. The revised DTI is 60.73%. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 4.5 years on the job as a functional developer at XXXX Inc. Additionally, BWR has been SE as an ERP implementation specialist for 16.25 years. FICO 658 and 0X30 in the last 24 months and xx residual income."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 49.81% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator XXXX PG#1692 and its recommendation is Approve/Eligible with a DTI of 49.81%." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xxx search shows an estimated value of xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.81%. Tape shows undisclosed debt. The revised DTI is 60.73%. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 4.5 years on the job as a functional developer at XXXX Inc. Additionally, BWR has been SE as an ERP implementation specialist for 16.25 years. FICO 658 and 0X30 in the last 24 months and xx residual income."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 49.81% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator XXXX PG#1692 and its recommendation is Approve/Eligible with a DTI of 49.81%." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SKETXOHC3IZ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.750% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 23.586% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE as a real estate agent for 29.08 years.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 23.58%. Tape shows the lender did not include a bridge loan payment for qualification. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE as a real estate agent for 29.08 years. FICO 757 and 0X30 in the last 24 months."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete, as the initial CD is missing from loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xxx search shows an estimated value of xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 23.58%. Tape shows the lender did not include a bridge loan payment for qualification. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE as a real estate agent for 29.08 years. FICO 757 and 0X30 in the last 24 months."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete, as the initial CD is missing from loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | No Result | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VXVKIV32W0J | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.000% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.529% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with Book/Page #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> The annual installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR receives social security and retirement income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 40.52%. Tape shows the lender did not include a bridge loan payment for qualification. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR receives social security and retirement income. FICO 812 and xxK equity in the subject and 0X30 in the last 24 months."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects an Appraisal Fee of xx. The CD dated xx/xx/2021 reflects an Appraisal Fee of xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 40.52%. Tape shows the lender did not include a bridge loan payment for qualification. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR receives social security and retirement income. FICO 812 and xxK equity in the subject and 0X30 in the last 24 months."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects an Appraisal Fee of xx. The CD dated xx/xx/2021 reflects an Appraisal Fee of xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | No Result | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SDS0DOROVYT | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | VA | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | xx | xx | Unavailable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 48.810% | First | Short Form Policy | Not Applicable | Not Applicable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property that was originated on xx/xx/2024 and was recorded on xx/xx/2024 in the amount of xx with xx<br> The first and second installments of county taxes for 2024 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025, respectively.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the comments dated xx/xx/2023, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 has 13.66 years on the job as a police officer with the City of xx. <br> BWR2 has 9.33 years on the job as a teacher with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | As per the tape, GNAM has found to be in violation of APM 19-05 due to loan modification. The modification document is missing from the loan file. | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows GNMA has been found to be in violation of APM 19-05 (GNMA 210 rule) due to a loan modification that occurred in servicing that Ops was not aware of. The loan modification was not found in the loan file. The borrower has been making payments with respect to note terms." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SF18L7OAASD | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.125% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Mid Rise Condo (5-8 Stories) | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 31.931% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are two junior mortgages against the subject property. The first junior mortgage against the subject property in favor of the xx in the amount of xx, which originated on xx/xx/2022 and was recorded on xx/xx/2022 with instrument #xx, and the second junior mortgage against the subject property in favor of xx in the amount of xx, which originated on xx/xx/2022 and was recorded on xx/xx/2022 with instrument #xx<br> The annual installment of combined taxes for 2024 was paid in the amount of xx on xx/xx/2024.<br> The annual installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 19.16 years on the job as an executive secretary at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows XXXX declined to purchase the loan due to the collateral suspense items were not resolved in time, and the loan cannot be pooled at the current rate."<br> \* Type of Ownership is Leasehold Or Cooperative (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject mortgage was originated on xx/xx/2022 with a maturity date of xx/xx/2052. The subject leasehold agreement is available in the loan file located at "xx" the lease terms expire on xx/xx/2121." | \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the late fees test. The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located." | \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the late fees test. The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located." | Moderate | Pass | Pass | Pass | Pass | Fail | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| U0UW478QG6L | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Montana | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.500% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 16.094% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.500%. The current UPB reflected as per the payment history is xx and the deferred balance is xx. The due dates were advanced from xx/xx/2024 to xx/xx/2025 due to a modification. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the collection comment on xx/xx/2025, the reason for default is curtailment of income.<br> As per the tape data, the loan was modified on xx/xx/2025.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the collection comment of xx/xx/2025, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR was qualified using an offer letter as an operational manager at xx. Previously, BWR had 4.91 years on the job as a plant operator with xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The loan was originated on xx/xx/2023 with a maturity date of xx/xx/2053. The P&I and interest rate as per the note and PH are xx and 8.500% respectively. The tape data shows the loan was modified on xx/xx/2025. The modification agreement is missing from the loan files. | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Z3GHTUV8TXF | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Jersey | xx | xx | xx | New Jersey | xx | xx | No | Yes | Not Applicable | First |  | $703.24 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.750% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 26.564% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st, 2nd, and 3rd installments of town taxes for 2025 have been paid in the total amount of xx on xx/xx/2025, xx/xx/2025, and xx/xx/2025.<br> The 1st and 2nd installments of town taxes for 2026 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> The 4th installment of town taxes for 2025 has been delinquent in the total amount of xx, which is good through xx/xx/2025. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3.58 years on the job as a registered nurse at xx.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and appraisal report show that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp#5 with a sales price of xxK, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK. Further details not provided." | \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails Prohibited Fees Test due to fees charged: xx Exceeds the fees threshold of xx by +xx. The below fees was included in the test: Title CPL Fee paid by Borrower: xx"<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to Initial CD is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails Prohibited Fees Test due to fees charged: xx Exceeds the fees threshold of xx by +xx. The below fees was included in the test: Title CPL Fee paid by Borrower: xx"<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to Initial CD is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | No Result | Pass | Fail | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| JY4QNJ3SGIK | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Refinance | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 44.533% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with xx in the amount of xx with MERS as nominee for xx.<br> There is an active credit card judgment against the borrower in favor of xx, in the amount of xx, which was recorded on xx/xx/2013.<br> The annual installment of county taxes for 2026 has been paid in the amount of xx on xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2024 and xx/xx/2023.<br> The 1st and 2nd installments of county taxes for 2024 were paid in the total amount of xx on xx/xx/2023 and xx/xx/2024.<br> The annual installment of city taxes for 2026 has been paid in the amount of xx on xx/xx/2025.<br> The annual installment of city taxes for 2025 has been paid in the amount of xx on xx/xx/2024.<br> The annual installment of city taxes for 2024 was paid in the amount of xx on xx/xx/2024.<br> The annual installment of utilities/MUD charges for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 4.66 years on the job as a technician with XXXX<br> BWR2 has 7.33 years on the job as a xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Mortgage Insurance | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date was provided, and the initial closing disclosure receipt date was less than three business days before the consummation date."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the lender used the new appraised value xxK instead of the sales price xxK within 12 months for the LTV calculation. The prior sale was held on xx/xx/2024 with sales price of xxK and appraisal report dated xx/xx/2025 shows appraisal value is xxK. The subject originated on xx/xx/2025."<br> \* MI, FHA or MIC missing and required (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The mortgage insurance certificate is missing from the loan documents." |  |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QUEPMR3JNKE | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | Other |  | $0.00 | $0.00 | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Co-op | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.858% | First | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | The subject property is a unit in a co-op.<br> According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 for the amount of xx.<br> There is an active UCC mortgage against the subject property in favor of xx, which was originated on xx/xx/2025 and recorded on xx/xx/2025.<br> The annual installment of county taxes for 2025 is exempt on xx/xx/2025. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.33 years on the job as a registered nurse at xx. Additionally, BWR had 3.5 years on the second job as a registered nurse at xx. and has been SE as a xx for 11 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the Co-Op project approval with xx has expired, and the lender is unable to obtain the updated required project documentation. Further details not provided. Subject originated xx/xx/2025."<br> \* Type of Ownership is Leasehold or Cooperative (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "An alert note of a UT report dated xx/xx/2025 shows that the property is a unit in a co-operative. The subject loan originated on xx/xx/2025 with a maturity date of xx/xx/2055. As per the lease agreement located at xx, the lease terms started from xx/xx/2025 until xx/xx/2080." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KEUNUD205I1 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Delaware | xx | xx | xx | Delaware | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.750% | 360 |  | xx/xx/2013 | xx/xx/2013 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Manufactured Housing | xx/xx/2013 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 36.232% | First | Final policy | Not Applicable | xx | xx/xx/2015 | xx | Not Applicable | 3.750% | xx | xx/xx/2015 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2013 and recorded on xx/xx/2013 with instrument #xx in the amount of xx with MERS as nominee for xx, a xx.<br> There are six junior credit card/civil judgments against the borrower in favor of different plaintiffs in the total amount of xx, which were recorded on different dates.<br> There are three junior mortgages against the subject property. The first junior mortgage was originated on xx/xx/2013 and recorded on xx/xx/2013 in favor of xx, a body corporate and politic, in the amount of xx; the second junior mortgage was originated on xx/xx/2013 and recorded on xx/xx/2013 in favor of xx, a body corporate and politic, in the amount of xx; and the third junior mortgage was originated on xx/xx/2016 and recorded on xx/xx/2017 in favor of XXXX, a public corporation and government, in the amount of xx.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2024, the reason for default is curtailment of income.<br> The loan was modified on xx/xx/2015.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per tape, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, "xx" and the lender, "xx" on xx/xx/2015. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.750% beginning on xx/xx/2015 and a maturity date of xx/xx/2045. | Missing or error on the Rate Lock<br> Mortgage Insurance | xx | 2: Acceptable with Warnings |  |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final HUD-1 dated xx/xx/2013 reflects cash to the borrower in the amount of xx."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TILA finance charge test. Finance charge disclosed on Final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. <br>Loan failed TILA APR test because APR calculated at 4.559% exceeds APR threshold of 4.718% under disclosed by -0.159%."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are not failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* MI, FHA or MIC missing and required (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "FHA mortgage insurance certificate is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property is Manufactured Housing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The manufactured home rider and affidavit of affixation attached to the recorded mortgage located at "xx" state that the manufactured home has been affixed to the permanent foundation." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final HUD-1 dated xx/xx/2013 reflects cash to the borrower in the amount of xx."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TILA finance charge test. Finance charge disclosed on Final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. <br>Loan failed TILA APR test because APR calculated at 4.559% exceeds APR threshold of 4.718% under disclosed by -0.159%."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are not failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* MI, FHA or MIC missing and required (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "FHA mortgage insurance certificate is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property is Manufactured Housing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The manufactured home rider and affidavit of affixation attached to the recorded mortgage located at "xx" state that the manufactured home has been affixed to the permanent foundation." | Moderate | Not Covered | Fail | Pass | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| JIXG69FM8FK | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.656% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with Instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2024 and xx/xx/2024.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month on the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is in collection.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month on the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the comment dated xx/xx/2025, the reason for default is military service.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 9 months on the job as a xx. Additionally, BWR had 4.58 years on the second job as a specialist at the xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is as-is. The photo addendum of the appraisal report shows missing siding. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount." | xx | xx | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 95J33NXROFD | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.555% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | Not Applicable | 6.125% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are 02 UCC liens found against the subject property in favor of xx and XXXX, which were recorded on xx/xx/2022 and xx/xx/2023.<br> The 1st and 2nd installments of county taxes for xx are due in the total amount of xx on xx/xx/2025 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 04 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is collection.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 04 months, and the next due date is xx/xx/2025. The current UPB is xx.<br> Unable to determine the RFD.<br> The loan was modified on xx/xx/2024.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3.66 years on the job as a physician assistant with xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.125% beginning on xx/xx/2024 and a maturity date of xx/xx/2064. There is no deferred balance and no principal forgiven amount. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 44.55%. Tape shows the lender did not include the solar payment debt in the DTI calculation. Further details not provided. Lender defect. Subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 3.66 years on the job as a physician assistant with XXXX, FICO 663, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 reflects points—the loan discount fee at xx. The CD dated xx/xx/2022 reflects points—loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance that originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.55%, the borrower's income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx & CLOSING_Pg#16), and its recommendation is "xx" with a DTI of 44.55%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 44.55%. Tape shows the lender did not include the solar payment debt in the DTI calculation. Further details not provided. Lender defect. Subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 3.66 years on the job as a physician assistant with xxx, FICO 663, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 reflects points—the loan discount fee at xx. The CD dated xx/xx/2022 reflects points—loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance that originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.55%, the borrower's income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx & CLOSING_Pg#16), and its recommendation is "xx" with a DTI of 44.55%." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4H1W1T492H9 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.490% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 34.320% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with Instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is one prior civil judgment against the borrower, in favor of xx, in the amount of xx, which was recorded on xx/xx/2020.<br> The annual county taxes for 2024 have been paid in the amount of xx on xx/xx/2024.<br> The annual county taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.490%. The current UPB reflected is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been xx for 2.41 years and at Investing in xx.<br> BWR2 has been SE for 7.41 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. Tape shows property is NOO due to misrepresentation. XXXX search shows property was listed for rent. Further details were not provided. Elevated for client review." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as OO at 34.32%. Tape shows subject is NOO, and income misrepresentation causing lender to omit BWR primary housing expense. Further details not provided. BWR defect. Subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR1 has been SE for 2.41 years at XXXX. BWR 2 has been SE for 7.41 years at XXXX, FICO 650, and 0X30 since inception."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects Point - Loan Discount Fee at xx. The CD dated xx/xx/2024 reflects Point - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as OO at 34.32%. Tape shows subject is NOO, and income misrepresentation causing lender to omit BWR primary housing expense. Further details not provided. BWR defect. Subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR1 has been SE for 2.41 years at XXXX. BWR 2 has been SE for 7.41 years at XXXX, FICO 650, and 0X30 since inception."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects Point - Loan Discount Fee at xx. The CD dated xx/xx/2024 reflects Point - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired." | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FHGK5EBOZOC | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 25.787% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active prior hospital lien against the borrower in favor of xx, xx, in the amount of xx, which was recorded on xx/xx/2006.<br> There is an active prior civil judgment against the borrower in favor of xx, in the amount of xx, which was recorded on xx/xx/2020.<br> The annual installment of county taxes for 2024 was paid in the amount of xx on xx/xx/2024.<br> The annual installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual water sewer charges for 2025 are delinquent in the amount of xx, which was good through xx/xx/2025. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 7.25 years at Investment by xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test. The initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business<br> days before the consummation date."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the borrower is current. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| H5X04M53PKS | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Nevada | xx | xx | xx | Nevada | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.990% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 39.481% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with xx.com, LLC.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2026 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 3rd and 4th installments of county taxes for 2026 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 01 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.990%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is in collection.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 01 month, and the next due date is xx/xx/2025. The current UPB is xx. <br> Unable to determine the occupancy of the subject property.<br> No details pertaining to the damage to the subject property have been observed. <br> Unable to determine the reason for the default.<br> No foreclosure activity has been found. <br> No post-close bankruptcy record has been found.<br> BWR has 14 years on the job as a an art performer with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not insured." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject approved at 39.48%. Tape shows BWR was not employed at the time of closing. BWR defect. The subject loan was originated on xx/xx/2024, and the 3-year SOL is active. BWR has 14 years on the job as an art performer with XXXX. FICO 788, and 2X30 since inception, xxK equity in the subject." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject approved at 39.48%. Tape shows BWR was not employed at the time of closing. BWR defect. The subject loan was originated on xx/xx/2024, and the 3-year SOL is active. BWR has 14 years on the job as an art performer with xxx, Inc. FICO 788, and 2X30 since inception, xxK equity in the subject." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| UWRWM7MO3J6 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | $5194.67 | xx | 8.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | DSCR | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active prior judgment against the borrower in favor of xx, a Florida limited liability company, which was recorded on xx/xx/2019 in the amount of xx.<br> There is an active prior credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2019 in the amount of XXXX<br> The annual installment of county taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> The annual installment of county taxes for 2025 is due in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (interest & escrow), which was applied for the due date of xx/xx/2025. The current interest-only payment is xx and interest rate is 8.00%. The current UPB reflected as per the payment history is xx. The loan is interest-only for 120 months. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for the default is fraud.<br> As per the servicing comment dated xx/xx/2025, the subject property is tenant-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows a defect as EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LV9QQH7JV1W | xx | xx |  |  | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | Michigan | xx | xx | xx | Michigan | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 23.875% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx for the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2024 have been paid in the amount of xx on xx/xx/2024 and xx/xx/2025.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> Unable to determine the reason for the default.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property occupancy is stated as investment.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has been SE for 7.33 years at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows EPD. According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HOO0G5UNKKQ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | $2175.22 | xx | 7.490% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | High Rise Condo (>=9 Stories) | xx/xx/2024 | xx | Investor | Yes | Yes | Yes | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2024 was paid in the amount of xx on xx/xx/2025.<br> The annual installment of county taxes for 2025 is due in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx, which was applied for the due date of xx/xx/2025. The current interest-only payment is xx with an interest rate of 7.490%. The current UPB reflected as per the payment history is xx. As per the note, the loan is interest-only for 120 months. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the tape, the subject property occupancy is stated as an investment property.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows early payment default. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx."<br> \* Property type is inconsistent with the tape (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Property type is inconsistent with the tape." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| T83ZW2724RR | xx | xx |  |  | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | Pennsylvania | xx | xx | xx | Pennsylvania | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Commercial | Fixed |  | Refinance | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with Instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens found.<br> Tax status to follow<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.625%. The current UPB reflected as per payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> Unable to determine the RFD.<br> As per tape data, the occupancy of the subject property is stated as an investment.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR is an LLC, and the subject loan was approved as DSCR.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LWS1ICEN4YQ | xx | xx |  |  | xx | xx | xx | xx | xx |  | xx | xx | Indiana | xx | xx | xx | Indiana | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Unavailable | Unavailable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Commercial | Fixed |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with Instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a prior civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2025 in the amount of xx.<br> The first installment of county taxes for xx has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for xx has been paid in the amount of xx on xx/xx/2025. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI) which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is foreclosure.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The current UPB is xx.<br> Unable to determine the reason for default.<br> As per the tape, the subject property occupancy is stated as an investment.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the servicing comment dated xx/xx/2025, the foreclosure was initiated in 2025 with the loan. Further details were not provided.<br> No post-close bankruptcy record has been found.<br> BWR is an LLC, and the subject loan was approved as DSCR.<br> Foreclosure Comments:As per the servicing comment dated xx/xx/2025, the foreclosure was initiated in 2025 with the loan. Further details were not provided.<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows EPD. According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The current UPB is xx." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LU9H69G6REN | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | South Carolina | xx | xx | xx | South Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Cash Out | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.142% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2024 was paid in the amount of xx on xx/xx/2025.<br> The annual installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.00%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> As per tape data, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 7 months on the job as a registered behavior technician at xx. Previously, BWR was a student at xx for 4.75 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is as-is. The photo addendum of the appraisal report shows damaged garage front roof siding. The estimated cost to cure is not available in the loan files. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 46.14% DTI. The Lender used the hourly rate to calculate income that was not supported. Revised DTI 67.32%. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is employed with xx as s Registered Behavior Tech for 1 year, FICO 702, xx residual income, 0X30 since inception and xxK equity in the subject property."<br> \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R2CNOS19QDH | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Washington | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 71.157% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx and Investment Corporation.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | The loan was originated on xx/xx/2025, and the first payment is due on xx/xx/2025. As per the tape as of xx/xx/2025, the next due date is xx/xx/2025. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> As per the tape as of xx/xx/2025, the next due date is xx/xx/2025. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx.<br> As per the tape, the property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 4.58 years at XXXX<br> BWR2 has 6.08 years on the job as a foreman with xx. Additionally, BWR2 has 9 months on the job as a reservist with the xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 45.57%. The tape shows rental income miscalculation. The revised DTI is 66.15% . Further details not provided. Lender defect. The Lender calculated BWR 2 income that was not supported by the year to date and included rental income without a history. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has been SE for 4.58 years at xx. BWR2 has 6.08 years on the job as a foreman with xx. Additionally, BWR2 has 9 months on the job as a reservist with thexx. FICO 634, xxK equity in the subject." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate.<br>The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. The loan estimate dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CK57O176SPL | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Connecticut | xx | xx | xx | Connecticut | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.990% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | ARM |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | Not Applicable | Primary | Yes | Yes | No | Not Applicable | Not Applicable | 50.183% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2011 | xx | Not Applicable | 5.500% | xx | xx/xx/2011 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with book/page #xx in the amount of xx with xx.<br> There are four credit card judgments against the borrower in favor of different plaintiffs, which were recorded on different dates, in the total amount of xx.<br> The 1st installment of combined taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2024 is due in the total amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the servicing comment dated xx/xx/2024, the reason for default is unemployment.<br> As per the tape data, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2011.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers xx and the lender xx on xx/xx/2011. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.500% beginning on xx/xx/2011 and a maturity date of xx/xx/2037. The loan has been modified once since origination. | Missing or error on the Rate Lock<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Connecticut license validation test."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Connecticut license validation test."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Note has LIBOR Index with Replacement Clause (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The note states if the index is no longer available, the note holder will choose a new index that is based upon comparable information. The note holder will give notice of this choice."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan file." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Connecticut license validation test."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Connecticut license validation test."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Note has LIBOR Index with Replacement Clause (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The note states if the index is no longer available, the note holder will choose a new index that is based upon comparable information. The note holder will give notice of this choice."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan file." | Moderate | Pass | Pass | No Result | Pass | Pass | Fail |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OFBB6N9OQD8 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | xx | xx | New York | xx | xx | Yes | Yes | Not Applicable | First |  | $2615.90 | xx | xx/xx/2025 | xx | No | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.000% | 180 |  | xx/xx/2004 | xx/xx/2004 |  | Conventional | Fixed |  | Refinance | xx | xx | Streamline Refinance | No | Unavailable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | xx/xx/2020 | xx | xx | 5.000% | xx | xx/xx/2020 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2004 and recorded on xx/xx/2004 with instrument #xx in the amount of xx with xx, FA. <br> There are two junior mortgages against the subject property, which were recorded on xx/xx/2006 and xx/xx/2021 in favor of xx, a federal association, and xx in the amounts of xx and xx.<br> The 1st and 2nd instalments of borough taxes for 2026 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025. <br> The 3rd and 4th instalments of borough taxes for 2026 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> The annual instalment of utilities/MUD taxes for 2025 is delinquent in the amount of xx on xx/xx/2025, which is good through xx/xx/2025.<br> The annual water taxes for 2025 have been delinquent in the amount of xx, which is good through xx/xx/2025. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.000%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the loan documents, the loan was modified on xx/xx/2020.<br> According to the updated title report dated xx/xx/2025, the foreclosure was initiated on the loan in 2017. As per the lis pendency located at Ln#xx#128, the complaint was filed on xx/xx/2017. As per the document located at Ln#xx#126, the release of lis pendens was filed on xx/xx/2021 and recorded on xx/xx/2021.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:According to the updated title report dated xx/xx/2025, the foreclosure was initiated on the loan in 2017. As per the lis pendency located at Ln#xx#128, the complaint was filed on xx/xx/2017. As per the updated title report, the release of lis pendens was filed on xx/xx/2021 and recorded on xx/xx/2021.<br> Bankruptcy Comments:Not Applicable | The fixed-rate modification agreement was signed between the borrowers, xx, and the lender, MERS as nominee for xx, with an effective date of xx/xx/2020, and the new modified unpaid principal balance is xx. The modified monthly P&I is xx with an interest rate of 5.000% beginning on xx/xx/2020 and a maturity date of xx/xx/2030. There is a deferred balance of xx and no principal forgiven balance. The loan has been modified once since origination. | Final Truth in Lending Discl.<br> Initial 1003_Application<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA APR test as the final TIL is missing from the loan documents."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA APR test as the final TIL is missing from the loan documents."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." | Moderate | Pass | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YKN5D1NPKUX | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.840% | 360 |  | xx/xx/2004 | xx/xx/2004 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2004 | xx | Primary | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | 48.118% | First | Short Form Policy | Not Applicable | Not Applicable | Unavailable | Unavailable | Unavailable | 6.000% | xx | Unavailable | Unavailable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2004 and recorded on xx/xx/2004 with instrument # xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The modification agreement is missing from the loan file.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | This is a conventional fixed-rate mortgage with a P&I of xx, a rate of interest of 7.84000%, and a maturity date of xx/xx/2034. The P&I as per payment history tape data is xx, and the rate of interest is 6.00%. There is a difference in P&I and rate of interest with respect to the note. The modification agreement is missing from the loan file. | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is uninsured." |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx over by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx over by - xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx over by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx over by - xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0K2LRTWL8CT | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Minnesota | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | Yes | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Unavailable | No | Other | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.750% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | ARM |  | Refinance | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | Unavailable | Primary | Yes | Yes | No | Not Applicable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2010 | xx | xx | 2.000% | xx | xx/xx/2010 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with Instrument # xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> There is one junior mortgage against the subject property, which was originated on xx/xx/2024 and recorded on xx/xx/2025 in the amount of xx with xx.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.000%. The current UPB reflected as per the payment history is xx, and the deferred balance is xx. As per the collection comments dated xx/xx/2024 and xx/xx/2025, the payments made in the months of xx/xx/2025 and xx/xx/2024 were borrower payments. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx, and the deferred balance is xx.<br> The loan was modified on xx/xx/2010.<br> As per the comment dated xx/xx/2025, the RFD is curtailment of income.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> According to the updated title report dated xx/xx/2025, the foreclosure was initiated in 2009. The lis pendens was filed on xx/xx/2009 and recorded on xx/xx/2009. Further details not provided.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:According to the updated title report dated xx/xx/2025, the foreclosure was initiated in 2009. The lis pendens was filed on xx/xx/2009 and recorded on xx/xx/2009. Further details not provided.<br> Bankruptcy Comments:Not Applicable | The step modification agreement was signed between the borrower, xx, and lender xx with an effective date of xx/xx/2010, and the new modified unpaid principal balance is xx. The modified monthly P&I of xx with an interest rate of 5.000% starting on xx/xx/2017, which will be changed in 5 steps until the new maturity date of xx/xx/2037. The rate will change in 4 steps, which end with 5.300%. There is a deferred balance in the amount of xx. The interest-bearing principal balance is xx, and there is no principal forgiven amount. | Missing or error on the Rate Lock<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is missing from the loan file." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is missing from the loan file." | Minimal | Pass | Pass | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SJZHRQI22YH | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Nevada | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | Yes | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.092% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | Fixed |  | Cash Out | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2005 | xx | Primary | Yes | Yes | No | Unavailable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | xx/xx/2016 | xx | Not Applicable | 6.500% | xx | xx/xx/2016 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument # xx in the amount of xx with xx, FSB.<br> There is a junior mortgage against the subject property in favor of xx, NA, in the amount of xx, which was recorded on xx/xx/2007.<br> The first and second installments of county taxes for 2026 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The third and fourth installments of county taxes for 2026 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, the RFD is curtailment of income.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2016.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx. XXXX, on xx/xx/2016. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.500% beginning on xx/xx/2016 and a maturity date of xx/xx/2041. There are no deferred balances or principal forgiven amounts. | Credit Report<br> Missing or error on the Rate Lock<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan file." | \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan file." | Minimal | Pass | Pass | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DTAJ3FITC9C | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | Yes | Yes | Not Applicable | Second | XXXX | $0.00 | $0.00 | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 11.600% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | ARM |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Low Rise Condo (1-4 Stories) | Not Applicable | xx | Primary | Yes | Yes | No | Not Applicable | Not Applicable | 31.472% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2009 | xx | Not Applicable | 4.490% | xx | xx/xx/2009 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument # xx in the amount of xx with xx<br> There is an active HOA lien against the subject property in favor of xx, a XXXX, which was recorded on xx/xx/2009 in the amount of xx.<br> There is an active state tax (XXXX) against the borrower in favor of xx, XXXX, State of Florida, which was recorded on xx/xx/2009 in the amount of xx. <br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.490%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the collection comment dated xx/xx/2025, the reason for default is payment dispute.<br> As per the collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2009.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2009. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.490% beginning on xx/xx/2009 and a maturity date of xx/xx/2037. There is no deferred balance and principal forgiven amount. | Missing or error on the Rate Lock<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the disclosed finance charge of xx exceeds the calculated finance charge of xx by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the disclosed finance charge of xx exceeds the calculated finance charge of xx by - xx."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan does not violate predatory lending laws. It only exceeds the GSE points and fees test: On the GSE fee violations, these loans are NOT failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan file." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the disclosed finance charge of xx exceeds the calculated finance charge of xx by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the disclosed finance charge of xx exceeds the calculated finance charge of xx by - xx."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan does not violate predatory lending laws. It only exceeds the GSE points and fees test: On the GSE fee violations, these loans are NOT failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan file." | Moderate | Pass | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 7RZG29A4WLK | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Louisiana | xx | xx | xx | Louisiana | xx | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Unavailable | No | Unavailable | Chapter 13 | xx | Not Applicable | Not Applicable | xx | Not Applicable | xx | 11.550% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2005 | xx | Primary | Yes | Yes | No | xx | xx | 38.614% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2011 | xx | Not Applicable | 6.000% | xx | xx/xx/2011 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument #xx in the amount of xx with xx.<br> There is a XXXX's lien against the borrower in favor of xx, in the amount of xx, which was recorded on xx/xx/2022. <br> There is an active DOJ lien against the subject property in favor of the xx, which was recorded on xx/xx/2021 in the amount of xx. <br> The annual installment of county taxes for 2025 is due in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the collection comment dated xx/xx/2025, the reason for default is curtailment of income.<br> As per the collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the servicing comment dated xx/xx/2024, the borrower has filed a claim for xx due to wind damage. The date of loss is xx/xx/2021. As per the comment dated xx/xx/2024, the loss draft check was received in the amount of xx. As per the comment dated xx/xx/2025, a claim check was received for the total amount of xx due to water damage. Further details not provided. No further information was found regarding the completion of repairs.<br> The loan was modified on xx/xx/2011.<br> As per the updated title report dated xx/xx/2025, the foreclosure was initiated on the loan on xx/xx/2020; the FC is put on hold because a bankruptcy.<br> According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2021. The BK was dismissed on xx/xx/2023 and terminated on xx/xx/2023.<br>Foreclosure Comments:As per the updated title report dated xx/xx/2025, the foreclosure was initiated on the loan on xx/xx/2020; the FC is put on hold because a bankruptcy chapter 13 plan was filed on xx/xx/2022 and confirmed on xx/xx/2022. The borrower has promised to make monthly mortgage payments of xx for 60 months to the trustee under the Chapter 13 plan. Further details not provided.<br> Bankruptcy Comments:<br> According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2021. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor, XXXX, on xx/xx/2022, with the secured claim amount of xx and the arrearage amount of xx. The amended chapter 13 (Doc #2) plan was filed on xx/xx/2022 and confirmed on xx/xx/2022. The borrower has promised to make monthly mortgage payments of xx for 60 months to the trustee under the Chapter 13 plan. There is no comment indicating a cramdown. The BK was dismissed on xx/xx/2023 and terminated on xx/xx/2023. | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2011. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.000% beginning on xx/xx/2011 and a maturity date of xx/xx/2037. There is no deferred balance and principal forgiven amount. The loan has been modified once since origination. | Initial 1003_Application<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $20734.37 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| U0N5XOSOT17 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Kentucky | xx | xx | xx | Kentucky | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Chapter 13 | xx | Not Applicable | No | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2006 | xx/xx/2006 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2006 | xx | Primary | Yes | Yes | No | xx | xx | 37.885% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2006 and recorded on xx/xx/2006 with instrument #xx in the amount of xx with MERS as nominee for xx, Bean, and xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is in collections.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the collection comment dated xx/xx/2025, the reason for default is the borrower's income was impacted by Covid-19.<br> As per the collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2008. The BK was discharged on xx/xx/2014 and terminated on xx/xx/2014.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2008. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor, XXXX, and XXXX on xx/xx/2009, with the secured claim amount of xx and the arrearage amount of xx. The Chapter 13 plan filed on xx/xx/2008 was confirmed on xx/xx/2009. There is no comment indicating a cramdown. The BK was discharged on xx/xx/2014 and terminated on xx/xx/2014. | Not Applicable | HUD-1 Closing Statement | xx | 4: Unacceptable | \* The property is located in a state that has unlimited assignee liability for High cost loans and HUD-1/FCD is missing to test the compliance (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is from the state of Kentucky which has unlimited assignee liability for state high cost & we are unable to test compliance due to missing HUD." | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1 is missing from the loan documents. CE was tested using the fee itemization in the file." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. <br>The loan failed the TILA foreclosure rescission finance charge test due to calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. <br>The loan failed the TILA foreclosure rescission finance charge test due to calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx." | Moderate | Pass | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QJA72WSXH7I | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Louisiana | xx | xx | xx | Louisiana | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2025 | Unavailable | No | Unavailable | Chapter 13 | xx | Not Applicable | No | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2007 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 55.552% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2013 | xx | Not Applicable | 4.125% | xx | xx/xx/2013 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active civil judgment against the borrower in favor of xx, L.L.C. which was recorded on xx/xx/2019 in the amount of xx.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.125%. The current UPB reflected as per the payment history is xx. As per the comment dated xx/xx/2024, the payments made in the month of August 2024 are BWR payments. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for the default is the illness of the borrower.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2013.<br> As per the comment dated xx/xx/2024, the borrower was approved for a 6-month repayment plan from xx/xx/2024. Further details were not provided.<br> According to the updated title report dated xx/xx/2025, the foreclosure was initiated on this loan in 2012, and the notice of seizure located at xx was issued on xx/xx/2012. Further details were not provided.<br> According to the PACER, the borrower filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2014. The BK was dismissed on xx/xx/2018 and terminated on xx/xx/2019.<br> Foreclosure Comments:According to the updated title report dated xx/xx/2025, the foreclosure was initiated on this loan in 2012, and the notice of seizure located at xx was issued on xx/xx/2012. Further details were not provided.<br> Bankruptcy Comments:According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2014. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor XXXX on xx/xx/2014, with the secured claim amount of xx and the arrearage amount of xx. The Chapter 13 plan filed on xx/xx/2014 was confirmed on xx/xx/2014. The borrower shall pay a monthly payment of xx for 60 months. The BK was dismissed on xx/xx/2018 and terminated on xx/xx/2019. | The modification agreement was made between the borrower, "xx" and the lender, "xx," on xx/xx/2013. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.125% beginning on xx/xx/2013 and a maturity date of xx/xx/2053. There is no deferred balance and no principal forgiven amount. The loan has been modified once since origination. |  | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is uninsured." |  |  |  | Minimal | Not Covered | Pass | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| S8UVV2DCAG9 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.990% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | ARM |  | Cash Out | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2005 | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with xx, in the amount of xx with MERS as nominee for xx<br> There is a junior mortgage against the subject property that originated on xx/xx/2007 and was recorded on xx/xx/2007 with xx, in the amount of xx with xx.<br> There are two junior civil judgments against the borrower in favor of different plaintiffs, which were recorded on xx/xx/2008 and xx/xx/2009 in the amount of xx.<br> There are 3 state tax liens against the borrower in favor of the xx, which were recorded on different dates, in the total amount of xx.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | This is a conventional ARM rate mortgage with a P&I of xx, a rate of interest of 7.900%, and a maturity date of xx/xx/2035. The P&I as per payment history tape data is xx, and the rate of interest is 5.500%. There is a difference in P&I and rate of interest with respect to the note. The modification agreement is missing from the loan file. | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan is uninsured." |  | \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged of xx Exceeds the fees threshold of xx by xx. Loan Origination Fee paid by Borrower: xx Processing Fee paid by Borrower: xx Underwriting Fee paid by Borrower: xx Administration Fee paid by Borrower: xx Flood Determination—Life of Loan Fee paid by borrower: xx Tax-Related Service Fee paid by Borrower: xx 1101 Settlement/Closing/Escrow Fee paid by Borrower: xx Title: Courier Fee paid by borrower: xx"<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement is missing from the loan file." | \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged of xx Exceeds the fees threshold of xx by xx. Loan Origination Fee paid by Borrower: xx Processing Fee paid by Borrower: xx Underwriting Fee paid by Borrower: xx Administration Fee paid by Borrower: xx Flood Determination—Life of Loan Fee paid by borrower: xx Tax-Related Service Fee paid by Borrower: xx 1101 Settlement/Closing/Escrow Fee paid by Borrower: xx Title: Courier Fee paid by borrower: xx"<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement is missing from the loan file." | Elevated | Pass | Pass | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BP2KA9SC345 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.850% | 180 |  | xx/xx/1998 | xx/xx/1998 |  | Conventional | Fixed |  | Refinance | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Mobile Home | Not Applicable | Unavailable | Primary | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | xx/xx/2008 | xx | Not Applicable | 5.090% | xx | xx/xx/2009 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/1998 and recorded on xx/xx/1998 with instrument #xx in the amount of xx with xx<br> There are two junior civil judgments against the borrower in favor of xx, which were recorded on xx/xx/2016 and xx/xx/2018 in the total amount of xx.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's taxes have been found.<br>| According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.090%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> As per the collection comment dated xx/xx/2024, the reason for default was excessive obligations.<br> As per the collection comment dated xx/xx/2024, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2008.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> According to servicing comments dated xx/xx/2024, the subject property was damaged due to the roof. There is no evidence to confirm the exact cost and current status of repairs.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2008. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.090% beginning on xx/xx/2009 and a maturity date of xx/xx/2037. There is no deferred balance and principal forgiven amount. The loan has been modified once since origination. | Missing or error on the Rate Lock<br> Origination Appraisal<br> Right of Rescission | xx | 4: Unacceptable | \* Property is Mobile Home (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Home is not affixed. As per the BPO report, which is located at "xx" the subject property type is a manufactured home. The ALTA 7 endorsement is not attached to the final title policy. The legal description attached to the subject mortgage does not show the VIN or serial number. The affidavit of affixation is not available to confirm whether the mobile home is affixed to a permanent foundation." |  | \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the late fee test, as the fee charged of 10.000% exceeds the fee threshold of 5.000% over by +5.000%."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test: On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value at xxK. The current UPB is xxK."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR signed by the borrower is missing from the loan documents." | \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the late fee test, as the fee charged of 10.000% exceeds the fee threshold of 5.000% over by +5.000%."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test: On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. xx search shows an estimated value at xxK. The current UPB is xxK."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | No Result | Not Covered | Fail | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| JI9PYN88FLQ | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.800% | 360 |  | xx/xx/2006 | xx/xx/2006 |  | Conventional | Fixed |  | Refinance | xx | xx | Unavailable |  | Not Applicable |  |  | Not Applicable |  | Not Applicable | Single Family | Not Applicable | Unavailable | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2006 and recorded on xx/xx/2006 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is one junior hospital lien against the borrower in favor of xx, which was recorded on xx/xx/2011 in the amount of xx.<br> For Parcel # xx-000<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the amounts of xx and xx on xx/xx/2025 and xx/xx/2025.<br> For Parcel # xx-000<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the amounts of xx and xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.800%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the servicing comments dated xx/xx/2025, the reason for the default is excessive obligations.<br> As per the servicing comments dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial 1003_Application<br> Missing or error on the Rate Lock<br> Origination Appraisal<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal is missing from the loan document."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial 1003 signed by the loan originator is missing from the loan files."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The ROR is missing from the loan file." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal is missing from the loan document."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial 1003 signed by the loan originator is missing from the loan files."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The ROR is missing from the loan file." | Moderate | Pass | Fail | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QYNC6ENZYA0 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 11.250% | 13 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | ARM |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2007 | xx | Investor | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | xx/xx/2017 | xx | Not Applicable | 6.250% | xx | xx/xx/2017 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument # xx in the amount of xx with xx.<br> There is a junior mortgage against the subject property in favor of xx, which was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument # xx for the amount of xx.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.250%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> The loan was modified on xx/xx/2017.<br> As per tape data, the subject property occupancy is stated as an investment property.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2017. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.25% beginning on xx/xx/2017 and a maturity date of xx/xx/2032. There is no deferred balance and principal forgiven amount. | HUD-1 Closing Statement | xx | 4: Unacceptable | \* Business Purpose Affidavit is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Business purpose affidavit signed by the borrower is missing from the loan documents."<br> \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan is uninsured." | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1, along with itemization of fee and estimated HUD-1, is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is a business purpose loan." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CEH9C9AFLS3 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | xx | Unavailable | Dismissal | Chapter 13 | xx | Unavailable | Unavailable | xx | Not Applicable | Unavailable | 7.000% | 360 |  | xx/xx/1997 | xx/xx/1997 |  | HELOC | Fixed |  | Cash Out | xx | xx | Unavailable | Not Applicable |  | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable | First | Unavailable | Not Applicable | Not Applicable | xx/xx/2021 | xx | Not Applicable | 7.000% | xx | xx/xx/2021 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/1997 and recorded on xx/xx/1997 with Book/Page #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st, 2nd, and 3rd installments of Borough taxes for 2026 were paid in the total amount of xx on different dates.<br> The 4th installment of Borough taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> The annual installment of water charges for 2025 is delinquent in the amount of xx and good through xx/xx/2025. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx, which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the occupancy of the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2021.<br> As per the review of the updated title report dated xx/xx/2025, the multiple foreclosures have been initiated on the loan. The first foreclosure has been initiated in 2001 with case 2071/2001. The second foreclosure was initiated in 2002 with case 1178/2002 the foreclosure has been cancelled and the release of lis pendens recorded on xx/xx/2002. And the last foreclosure initiated in 2002 with case xx which was cancelled on xx/xx/2006 and release of lis pendens recorded on xx/xx/2006. No further details are provided.<br> According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2003. The BK was discharged on xx/xx/2008 and terminated on xx/xx/2009.<br> Foreclosure Comments:As per the review of the updated title report dated xx/xx/2025, the multiple foreclosures have been initiated on the loan. The first foreclosure has been initiated in 2001 with case xx. The second foreclosure was initiated in 2002 with case xx the foreclosure has been cancelled and the release of lis pendens recorded on xx/xx/2002. And the last foreclosure initiated in 2002 with case xx which was cancelled on xx/xx/2006 and release of lis pendens recorded on xx/xx/2006. No further details are provided.<br> Bankruptcy Comments:According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2003. The BK was discharged on xx/xx/2008 and terminated on xx/xx/2009. | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2021. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 7.00% beginning on xx/xx/2021 and a maturity date of xx/xx/2027. There is no deferred balance and no principal forgiven amount. | Initial 1003_Application<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Unable to run Compliance Testing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a HELOC. Points and fees are not provided in the loan file; therefore, the Compliance Ease was not tested." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows junior lien. The updated title report, xx/xx/2025, does not show any lien against the subject property."<br> \* Lost Note Affidavit (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The lost note affidavit available in the file located at "xx"shows that the original note has been misplaced, destroyed or lost. A duplicate copy of the note is available in the loan file located at "xx"." | \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| L682SM3X6UT | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Massachusetts | xx | xx | xx | Massachusetts | xx | xx | Yes | No | Not Applicable | Second |  | $0.00 | $0.00 | xx/xx/2025 | Unavailable | Not Applicable | Not Applicable | Chapter 13 | xx | Not Applicable | No | xx | Not Applicable | xx | 11.600% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | Fixed |  | Cash Out | xx | xx | Alternative | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 3 Family | xx/xx/2007 | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Unavailable | xx/xx/2014 | xx | xx | 5.500% | xx | xx/xx/2014 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active real estate tax lien against the subject property in favor of the xx, which was recorded on xx/xx/2017 in the amount of xx.<br> The 1st and 2nd installments of town taxes for 2026 have been paid in the total amount of xx.<br> The 4th installment of town taxes for 2025 was overpaid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. The deferred balance is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2025, the reason for default is the payment dispute.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2014.<br> According to the PACER, the borrower filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2018. The BK was discharged on xx/xx/2024 and terminated on xx/xx/2024.<br> As per the updated title report dated xx/xx/2025, the foreclosure was initiated on the loan on xx/xx/2013; the FC is put on hold because a bankruptcy chapter 13 plan was filed on xx/xx/2018. Further details not provided.<br>BWR1 does not have any employment history.<br> Foreclosure Comments:As per the updated title report dated xx/xx/2025, the foreclosure was initiated on the loan on xx/xx/2013; the FC is put on hold because a bankruptcy chapter 13 plan was filed on xx/xx/2018. Further details not provided.<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2018. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor xx, as Indenture Trustee on behalf of and with respect to xx, on xx/xx/2018, with the secured claim amount of xx and the arrearage amount of xx. The Chapter 13 plan was confirmed on xx/xx/2023. The BK was discharged on xx/xx/2024 and terminated on xx/xx/2024. | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2014. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.500% beginning on xx/xx/2014 and a maturity date of xx/xx/2044. There is a deferred balance of xx, and there is no principal forgiven amount. The loan has been modified twice since origination. | Initial 1003_Application<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan is uninsured." |  | \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 signed by loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement is missing from the loan documents." | \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 signed by loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement is missing from the loan documents." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| A1QN1ANZMZT | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | Yes | Yes | Not Applicable | Other |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | $1891.20 | xx | 10.990% | 360 |  | xx/xx/2006 | xx/xx/2006 |  | Conventional | ARM |  | Refinance | xx | xx | Unavailable | Not Applicable |  | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | Unavailable | Primary | Not Applicable | Not Applicable | Not Applicable | Unavailable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | xx | 6.940% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2006 and recorded on xx/xx/2006 with Book 18531 Page 56 in the amount of xx with xx<br> There are 4 active municipal liens against the subject property in favor of xx, Maryland, which were recorded on xx/xx/2017 in the total amount of xx. <br> There are 2 UCC financial statements against the borrower in favor of xx, which were recorded on xx/xx/2023 and xx/xx/2023.<br> There are 3 civil judgments against the borrower in favor of xx, which were recorded on xx/xx/2013, xx/xx/2021, and xx/xx/2025, in the total amount of xx.<br> There is a credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2024 were paid in the total amount of xx on xx/xx/2023 and xx/xx/2023.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2024 and xx/xx/2024.<br> The 1st installment of county taxes for 2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2026 is due in the total amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.940%. The current UPB reflected as per the payment history is xx. The subject loan was modified in xx/xx/2024 and the deferred balance is in the amount of xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2024, the reason for default is excessive obligation.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx, and the deferred amount is xx. The monthly P&I is xx with an interest rate of 6.940% beginning on xx/xx/2024 and a maturity date of xx/xx/2054. There is no principal forgiven amount. | Credit Report<br> Final Truth in Lending Discl.<br> HUD-1 Closing Statement<br> Missing or error on the Rate Lock<br> Origination Appraisal<br> Right of Rescission | xx | 3: Curable |  | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1, along with the itemization of fees and the estimated HUD-1, is missing from the loan documents." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final truth in lending is missing from the loan file."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is missing from the loan file. XXXX search shows an estimated value at xxK. The current UPB is xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is missing from the loan file." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final truth in lending is missing from the loan file."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is missing from the loan file. xxx search shows an estimated value at xxK. The current UPB is xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is missing from the loan file." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 7HL4XW33NKW | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2025 | Unavailable | Not Applicable | Unavailable | Chapter 13 | xx | Not Applicable | No | xx | Not Applicable | xx | 5.500% | 360 |  | xx/xx/2008 | xx/xx/2008 |  | FHA | Fixed |  | Refinance | xx | xx | Streamline Refinance | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | Not Applicable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2014 | xx | xx | 4.875% | xx | xx/xx/2014 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2008 and recorded on xx/xx/2009 with instrument #xx in the amount of xx with MERS as nominee for xx, FSB.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The water/sewer charges for 2025 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.875%. The current UPB is xx. The deferred balance is xx. | Collections Comments:According to the servicing comments, the current status of the loan is bankruptcy.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the collection comment dated xx/xx/2024, the borrower's income was impacted by Covid-19.<br> As per the collection comment dated xx/xx/2024, the subject property is owner-occupied.<br> As per the collection comment dated xx/xx/2024, the reason for default is illness of the borrower.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2014.<br> As per the notice of lis pendens, which is located at "xx" the foreclosure was initiated on the loan in 2010, and the complaint was filed on xx/xx/2010 by xx. Further details not provided.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2024. The BK case was converted from chapter 7 to chapter 13 on xx/xx/2024. The BK is still active.<br> Foreclosure Comments:As per the notice of lis pendens, which is located at "xx" the foreclosure was initiated on the loan in 2010, and the complaint was filed on xx/xx/2010 by xx. Further details not provided. <br>Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2024. The BK case was converted from chapter 7 to chapter 13 on xx/xx/2024. Schedule D of the voluntary petition does not reflect the subject collateral value and the subject claim details. The POC was filed by the creditor xx, with the secured claim amount of xx and the arrearage amount of xx. The debtor shall pay to the trustee xx for 4 months and xx for 56 months. The chapter 13 plan filed on xx/xx/2024 was confirmed on xx/xx/2025. There is no comment indicating a cramdown. The BK is still active. | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2014. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.875% beginning on xx/xx/2014 and a maturity date of xx/xx/2054. The interest bearing amount is xx, the deferred balance of xx and no principal forgiven amount. The loan has been modified once since origination. | Missing or error on the Rate Lock<br> Mortgage Insurance | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan is uninsured."<br> \* MI, FHA or MIC missing and required (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "FHA mortgage insurance certificate is missing from the loan documents." |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. The loan failed the TILA APR test due to calculated APR of 6.158% exceeds the APR threshold of 5.997% by -0.161%."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. The loan failed the TILA APR test due to calculated APR of 6.158% exceeds the APR threshold of 5.997% by -0.161%."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| V9BX6L44CJP | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arkansas | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | xx | No | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 9.750% | 360 |  | xx/xx/2002 | xx/xx/2002 |  | Conventional | Fixed |  | Refinance | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | Unavailable | Primary | Not Applicable | Not Applicable | Not Applicable | Unavailable | Not Applicable | Unavailable | First | Unavailable | Not Applicable | xx | xx/xx/2017 | xx | Not Applicable | 5.500% | xx | xx/xx/2017 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2002 and recorded on xx/xx/2002 with book/page #xx in the amount of xx with xx.<br> There is an active mortgage against the subject property, which was recorded prior to the subject mortgage. The prior mortgage was originated on xx/xx/1997 and recorded on xx/xx/1998 in the amount of xx with book/page #xx .<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2025, the reason for default is payment dispute.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2017.<br> The foreclosure was initiated on the loan in 2022, and the lis pendens located at Ln#xx#64 was filed on xx/xx/2022 with the case #xx. As per the notice of default located at Ln#xx#76, the foreclosure sale was scheduled for xx/xx/2022. Further details are not available.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:The foreclosure was initiated on the loan in 2022, and the lis pendens located at Ln#xx#64 was filed on xx/xx/2022 with the case #xx. As per the notice of default located at Ln#xx#76, the foreclosure sale was scheduled for xx/xx/2022. Further details are not provided.<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx. Bank National Association, as Indenture Trustee on behalf of and with respect to xx, and the new modified unpaid principal balance is xx. The modified monthly P&I is xx with an interest rate of 5.50% starting on xx/xx/2017, which will be changed in 2 steps until the new maturity date of xx/xx/2055. The rate will change in 2 steps, which end with 5.50%. There is no deferred balance and principal forgiven amount. The loan has been modified once since origination. | Credit Report<br> Final Truth in Lending Discl.<br> HUD-1 Closing Statement<br> Missing or error on the Rate Lock<br> Origination Appraisal<br> Right of Rescission | xx | 4: Unacceptable | \* Release of mortgage (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2002 and recorded on xx/xx/2002. As per the partial release of the subject mortgage located at Ln#xx#79, recorded on xx/xx/2022, the subject mortgage has been partially paid, and a portion of the property has been released. Further details not provided." | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1, along with itemization of fee and estimated HUD-1, is missing from the loan documents." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Credit report is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. xxx search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Credit report is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2132D71QJ8L | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Chapter 13 | xx | Not Applicable | No | xx | Not Applicable | xx | 8.900% | 360 |  | xx/xx/2006 | xx/xx/2006 |  | Conventional | ARM |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | Unavailable | Primary | Not Applicable | Not Applicable | Not Applicable | Unavailable | Not Applicable | Unavailable | First | Unavailable | Not Applicable | Not Applicable | xx/xx/2023 | xx | Not Applicable | 4.610% | xx | xx/xx/2023 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2006 and recorded on xx/xx/2006 with instrument #xx in the amount of xx with MERS as nominee for xx, INC.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2024 have been paid in the amount of xx on xx/xx/2024.<br> The annual combined taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.610%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for the default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2023.<br> No foreclosure activity has been found.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2017. The BK was discharged on xx/xx/2024 and terminated on xx/xx/2024.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2017. Schedule D of the amended voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor, xx, on xx/xx/2017, with the secured claim amount of xx and the arrearage amount of xx. The Chapter 13 plan filed on xx/xx/2017 was confirmed on xx/xx/2017. The borrower has promised to make monthly mortgage payments for 60 months to the trustee under the Chapter 13 plan. There is no comment indicating a cramdown. The BK was discharged on xx/xx/2024 and terminated on xx/xx/2024. | The step modification agreement was signed between the borrower, xx, and lender, xx, with an effective date of xx/xx/2023, and the new modified unpaid principal balance is xx. The modified monthly P&I of xx with an interest rate of 4.610% starting on xx/xx/2023, which will be changed in 4 steps until the new maturity date of xx/xx/2063. The rate will change in 4 steps, which end with 7.610%. There is no deferred balance and principal forgiven amount. | Credit Report<br> Final Truth in Lending Discl.<br> HUD-1 Closing Statement<br> Initial 1003_Application<br> Missing or error on the Rate Lock<br> Origination Appraisal | xx | 3: Curable |  | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1, along with itemization of fee and estimated HUD-1, is missing from the loan documents." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan file."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan file."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 signed by loan originator is missing from the loan files."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan file."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is missing from the loan documents. xxx search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan file."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 signed by loan originator is missing from the loan files."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RJV3YSQQ7VW | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Chapter 13 | xx | Unavailable | No | xx | Not Applicable | xx | 8.000% | 360 |  | xx/xx/2006 | xx/xx/2006 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2006 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 48.873% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2013 | xx | xx | 2.000% | xx | xx/xx/2013 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2006 and recorded on xx/xx/2006 with instrument # xx in the amount of xx with MERS as nominee for xx<br> There are 2 junior mortgages against the subject property. The first junior mortgage against the subject property in favor of xx, in the amount of xx, which originated on xx/xx/2006 and was recorded on xx/xx/2006 with instrument # xx, and the second junior mortgage against the subject property in favor of xx, and XXXX. in the amount of xx, originated on xx/xx/2019 and was recorded on xx/xx/2019 with instrument # xx<br> There is an active Code Enforcement lien against the subject property in favor of the xx, which was recorded on xx/xx/2018 in the amount of xx.<br> The annual installment of county taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB, reflected as per the payment history, is xx. As per tape data, the deferred balance is xx. | Collections Comments:As per the review of the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB, reflected as per the payment history, is xx.<br> As per the comment dated xx/xx/2025, the reason for default is reduction in income.<br> No foreclosure activity has been found.<br> According to the PACER, the borrower xx filed for bankruptcy under Chapter 13 with the case #xx on xx/xx/2013. The bankruptcy was dismissed on xx/xx/2013.<br> The loan was modified on xx/xx/2013.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrower xx filed for bankruptcy under Chapter 13 with the case #xx on xx/xx/2013. The voluntary petition was filed on xx/xx/2013. The bankruptcy was dismissed on xx/xx/2013. | The step modification agreement was made between the borrower, xx, and lender, xx, with an effective date of xx/xx/2013, and the unpaid principal balance is xx, out of which xx has been forgiven. The modified UPB is xx, out of which xx has been deferred. The interest-bearing amount is xx. The modified monthly P&I of xx with an interest rate of 2.000% starting on xx/xx/2013, which will be changed in 6 steps until the new maturity date of xx/xx/2053. The rate will change in 6 steps, which end with 7.000%. | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Lost Note Affidavit (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The lost note affidavit available in the file located at "xx" shows that the original note has been misplaced, destroyed, or lost. A duplicate copy of the note is available in the loan file located at "xx"" | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| L1QNUM3008C | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Chapter 7 | xx | Not Applicable | No | xx | Not Applicable | xx | 15.492% | 120 |  | xx/xx/2000 | xx/xx/2000 |  | Conventional | Fixed |  | Cash Out | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Manufactured Housing | xx/xx/2005 | xx | Primary | Not Applicable | Not Applicable | Not Applicable | Unavailable | Not Applicable | Unavailable | First | Final policy | Not Applicable | xx | xx/xx/2025 | xx | Not Applicable | 6.750% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument # xx in the amount of xx with MERS nominee for xx<br> There is an active junior mortgage against the subject property in favor of xx in the amount of xx, which originated on xx/xx/2006 and was recorded on xx/xx/2006 with the instrument #xx<br> The combined annual taxes for 2025 have been paid in the total amount of xx on xx/xx/2025.<br> The annual school taxes for 2025 have been paid in the total amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.750%. The current UPB is xx. | Collections Comments:As per the review of the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the comment dated xx/xx/2024, the reason for default is unemployment.<br> The loan was modified on xx/xx/2025.<br> As per the comment dated xx/xx/2024, the borrower's income has been impacted due to the Covid-19.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the comment dated xx/xx/2024, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> According to the PACER, the borrower filed for bankruptcy under Chapter 7 with the case # xx on xx/xx/2025. The bankruptcy was discharged on xx/xx/2025 and terminated on xx/xx/2025.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrower, xx XXXX, filed for bankruptcy under Chapter 7 with the case #xx on xx/xx/2025. As per voluntary petition schedule D (Doc# 1), the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The bankruptcy was discharged on xx/xx/2025 and terminated on xx/xx/2025. | The fixed-rate modification agreement was signed between the borrowers, xx, aka xx, and the lender, MERS as nominee for xx, with an effective date of xx/xx/2025, and the new modified unpaid principal balance is xx. The modified monthly P&I is xx with an interest rate of 6.750% beginning on xx/xx/2025 and a maturity date of xx/xx/2030. There are no deferred balance and principal forgiven balance. | Credit Report<br> Final Truth in Lending Discl.<br> HUD-1 Closing Statement<br> Missing or error on the Rate Lock<br> Right of Rescission | xx | 4: Unacceptable | \* Property is Manufactured Housing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Home is not affixed. As per the appraisal report, which is located at xx, the subject property type is a manufactured home. The ALTA 7 endorsement is not attached to the final title policy. The legal description attached to the subject mortgage does not show the VIN or serial number. The affidavit of affixation is not available to confirm whether the mobile home is affixed to a permanent foundation." | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1, along with the itemization of fees and the estimated HUD-1, is missing from the loan documents." | \* Appraisal dated after closing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal date after closing date."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final TIL is missing from the loan documents."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan document."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The ROR is missing from the loan documents." | \* Appraisal dated after closing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal date after closing date."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final TIL is missing from the loan documents."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan document."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The ROR is missing from the loan documents." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GYKZMAJJMAP | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | xx | xx | New York | xx | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Unavailable | No | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2008 | xx/xx/2008 |  | FHA | Fixed |  | Refinance | xx | xx | Full Documentation | No | xx | xx | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2008 | xx | Primary | Not Applicable | Not Applicable | Not Applicable | xx | xx | Unavailable | First | Final policy | Not Applicable | Not Applicable | xx/xx/2017 | xx | xx | 6.750% | xx | xx/xx/2017 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2008 and recorded on xx/xx/2008 with instrument #xx in the amount of xx with xx<br> There is an active prior mortgage against the subject property originated on xx/xx/2003 and recorded on xx/xx/2003 in the amount of xx with xx.<br> There is a junior mortgage against the subject property originated on xx/xx/2017 and recorded on xx/xx/2017 in the amount of xx with xx, a New York not-for-profit corporation.<br> There is an active sidewalk lien against the subject property in favor of the xx, which was recorded on xx/xx/2023 in the amount of xx.<br> The 1st and 2nd installments of borough taxes for 2026 were paid.<br> The 3rd and 4th installments of borough taxes for 2026 are due in the amount of xx on xx/xx/2026 and xx/xx/2026. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx and the deferred balance is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2017.<br> According to the updated title report dated xx/xx/2025, the FC was initiated in 2016, and the notice of lis pendens, located at xx, was filed on xx/xx/2016. The stipulation to cancel the lis pendens is located at xx, and states that the lis pendens was canceled on xx/xx/2018.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:According to the updated title report dated xx/xx/2025, the foreclosure was initiated on this loan in 2010 and 2016, and the notice of lis pendens, located at xx was filed on xx/xx/2010. Further FC details are not provided. The FC was reinitiated in 2016, and the notice of lis pendens, located at xx was filed on xx/xx/2016. The stipulation to cancel the lis pendens is located at xx, and states that the lis pendens was canceled on xx/xx/2018.<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx. on xx/xx/2017. As per the modified term, the new principal balance is xx, out of which xx is the interest-bearing amount, and the deferred amount is xx. The monthly P&I is xx with an interest rate of 6.750% beginning on xx/xx/2017 and a maturity date of xx/xx/2038. There is no deferred balance and no principal forgiven amount. | HUD-1 Closing Statement<br> Missing or error on the Rate Lock<br> Mortgage Insurance | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan is uninsured."<br> \* MI, FHA or MIC missing and required (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "FHA MIC is missing from the loan file." | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1 is missing from the loan documents. CE tested with the itemization of fees." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| C7HMEUCXSO6 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Unavailable | No | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.870% | 360 |  | xx/xx/2003 | xx/xx/2003 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2003 | xx | Primary | Yes | No | No | xx | Not Applicable | 47.441% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2003 and recorded on xx/xx/2003 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 were paid in the total amount of xx on xx/xx/2025 and on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.87%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is collection.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, the reason for default is marital problems.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2024, the subject property needs repairs. The nature of the damage is not available. Unable to determine the estimated cost of repairs and the current status of repairs. Subsequent comments do not show damage.<br> As per the comment dated xx/xx/2024, the loan was active in foreclosure, and the sale was scheduled for xx/xx/2017. As per the comment dated xx/xx/2024, the foreclosure was closed.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found. <br> Foreclosure Comments:As per the comment dated xx/xx/2024, the loan was active in foreclosure, and the sale was scheduled for xx/xx/2017. As per the comment dated xx/xx/2024, the foreclosure was closed. <br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TILA foreclosure rescission finance charge test. Finance charge disclosed on Final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TILA foreclosure rescission finance charge test. Finance charge disclosed on Final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| N6VLN52HGZ9 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | Fixed |  | Purchase | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | Unavailable | Primary | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable | First | Unavailable | Not Applicable | Not Applicable | Unavailable | Not Applicable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a UCC finance statement against the subject property in favor of xx, which was recorded on xx/xx/2022.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.000%. The current UPB reflected as per the payment history is xx and the deferred amount is xx. | Collections Comments:As per the review of the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx, and the deferred amount is xx.<br> Unable to determine the reason for the default.<br> As per the tape data, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the loan was modified.<br> No details pertaining to the damage to the subject property have been observed.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | This is a conventional fixed-rate mortgage originated on xx/xx/2007 with a P&I of xx, a rate of interest of 6.87500%, and a maturity date of xx/xx/2037. The current P&I, as per the latest payment history as of xx/xx/2025, is xx, and the rate of interest is 4.000%. There is a difference in P&I and rate of interest with respect to the note. The tape data shows the maturity date has been extended to xx/xx/2053. The modification agreement is missing from the loan file. | Final Truth in Lending Discl.<br> HUD-1 Closing Statement<br> Initial 1003_Application<br> Missing or error on the Rate Lock<br> Note<br> Origination Appraisal | xx | 4: Unacceptable | \* Note is missing or unexecuted (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The original note is missing. The lost note affidavit is not available in the loan file. The loan was modified, and it is missing from the loan file."<br> \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not insured." | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1, along with itemization of fees and estimated HUD-1, is missing from the loan documents." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. xx search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GOC8FCPB72E | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | xx | xx | New York | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | $2080.00 | xx | 6.000% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | ARM |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | Unavailable | Primary | Yes | Yes | No | xx | xx | 79.084% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2010 | xx | Not Applicable | 4.875% | xx | xx/xx/2010 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2008 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of combined taxes for 2026 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 3rd and 4th installments of combined taxes for 2026 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for default is reduction in income.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2010.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The step modification agreement was signed between the borrowers, xx, and the lender, xx, on xx/xx/2010, and the new modified unpaid principal balance is xx. The modified monthly P&I of xx with an interest rate of 2.000% starting on xx/xx/2010, which will be changed in 4 steps until the new maturity date of xx/xx/2037. The rate will change in 4 steps, which end with 4.875%. There is no deferred balance and principal forgiven amount. The loan has been modified once since origination. | HUD-1 Closing Statement<br> Initial 1003_Application<br> Missing or error on the Rate Lock<br> Origination Appraisal | xx | 3: Curable |  | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1 is missing. Consider the estimated HUD to run the CE." | \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is missing from the loan file. XXXX search shows an estimated amount of xxK; the current UPB is xxK."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement is missing from the loan file." | \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is missing from the loan file. xx search shows an estimated amount of xxK; the current UPB is xxK."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement is missing from the loan file." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XQM53P6X73L | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | No | Yes | Not Applicable | Other |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Chapter 7 | xx | Not Applicable | No | xx | Not Applicable | xx | 5.250% | 360 |  | xx/xx/2009 | xx/xx/2009 |  | Conventional | ARM |  | Purchase | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2009 and recorded on xx/xx/2009 with instrument # xx in the amount of xx with xx<br> There is an active code enforcement lien against the subject property in favor of xx, XXXX, City of xx, which was recorded on xx/xx/2019. The code enforcement lien against the subject property, which was renewed in favor of the xx on xx/xx/2020 and which was re-recorded on xx/xx/2020, is in the amount of xx.<br> There is a state tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2019 in the amount of xx.<br> The first installment of county taxes for xx has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for xx is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case # xx on xx/xx/2016. Schedules are not included in voluntary petitions. There is no comment indicating a cramdown. The BK was dismissed on xx/xx/2016 and terminated on xx/xx/2016.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case # xx on xx/xx/2016. Schedules are not included in voluntary petitions. The BK was dismissed on xx/xx/2016 and terminated on xx/xx/2016. | Not Applicable | Missing or error on the Rate Lock<br> Origination Appraisal | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. The loan failed the TILA APR test due to the APR calculated at 4.671%, which exceeds the disclosed APR of 5.504% by 0.833%."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxM. Current UPB is xxK."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. The loan failed the TILA APR test due to the APR calculated at 4.671%, which exceeds the disclosed APR of 5.504% by 0.833%."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. xxx search shows an estimated value of xxM. Current UPB is xxK."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Not Covered | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 7WI2K2PKK32 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.625% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | 2 Family | Not Applicable | Unavailable | Investor | No | Not Applicable | Not Applicable | Unavailable | Not Applicable | Unavailable | First | Unavailable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx, Inc.<br> No active judgments or liens have been found.<br> The first installment of 2025 taxes for the county has been paid in the amount of xx on xx/xx/2025.<br> The second installment of 2025 taxes for the county is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> Unable to determine the reason for the default.<br> As per the collection comment dated xx/xx/2024, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Credit Report<br> Flood Certificate<br> Hazard Insurance<br> HUD-1 Closing Statement<br> Initial 1003_Application<br> Initial Escrow Acct Disclosure<br> Origination Appraisal | xx | 4: Unacceptable | \* Business Purpose Affidavit is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Business purpose affidavit signed by the borrower is missing from the loan documents."<br> \* Guideline is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The loan program guideline is missing from the loan documents."<br> \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The lease agreement is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Loan approval is missing from the loan documents." | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Final CD is missing from the loan documents." | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Credit report is missing from loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Flood insurance certificate is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard insurance policy is missing from the loan documents." | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. xx search shows an estimated value of xxK. Current UPB xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Credit report is missing from loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Flood insurance certificate is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard insurance policy is missing from the loan documents." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 98F000ZB9AL | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Massachusetts | xx | xx | xx | Massachusetts | xx | xx | Yes | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.725% | 360 |  | xx/xx/2006 | xx/xx/2006 |  | Conventional | ARM |  | Purchase | xx | xx | Unavailable | Not Applicable |  | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | Unavailable | Primary | Not Applicable | Not Applicable | No | Unavailable | Not Applicable | Unavailable | First | Unavailable | Not Applicable | Not Applicable | xx/xx/2021 | xx | Not Applicable | 7.125% | xx | xx/xx/2021 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2006 and recorded on xx/xx/2006 with instrument # xx in the amount of xx with MERS as nominee for xx<br> There are two civil judgments against the borrower in favor of xx, which were recorded on xx/xx/2008 and xx/xx/2017 in the total amount of xx.<br> The first and second installments of city taxes for 2026 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is collection.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> As per the servicing comment dated xx/xx/2024, the property is owner-occupied.<br> As per the servicing comment dated xx/xx/2025, the reason for default is excessive obligation.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2021.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2021. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 7.125% beginning on xx/xx/2021 and a maturity date of xx/xx/2049. There are no deferred balance and principal forgiven amount. | Credit Report<br> Final Truth in Lending Discl.<br> HUD-1 Closing Statement<br> Initial 1003_Application<br> Missing or error on the Rate Lock<br> Origination Appraisal | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not insured."<br> \* The property is located in a state that has unlimited assignee liability for High cost loans and HUD-1/FCD is missing to test the compliance (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The property is located in Massachusetts, which has unlimited assignee liability for high state costs, and the final HUD-1 is missing to test the compliance." | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1, along with the itemization of fees and the estimated HUD-1, is missing from the loan documents." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final truth in lending is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan file."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial application signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final truth in lending is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. xx search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan file."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial application signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FBE3KOS90FT | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Chapter 13 | xx | Unavailable | No | xx | Not Applicable | xx | 12.490% | 360 |  | xx/xx/2006 | xx/xx/2006 |  | Conventional | ARM |  | Refinance | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Not Applicable | Not Applicable | Not Applicable | Unavailable | Not Applicable | Unavailable | First | Unavailable | Not Applicable | Not Applicable | xx/xx/2019 | xx | Not Applicable | 7.000% | xx | xx/xx/2019 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2006 and recorded on xx/xx/2006 with instrument #xx in the amount of xx with xx<br> There is a prior civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2005 in the amount of xx.<br> There is a credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2024 in the amount of xx.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the modification agreement, the loan was modified on xx/xx/2019.<br> No foreclosure activity has been found.<br> According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2016. The BK was discharged on xx/xx/2022 and terminated on xx/xx/2022.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2016. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor, RTE-1, LLC, on xx/xx/2016, with the secured claim amount of xx and the arrearage amount of xx. The amended chapter 13 plan filed on xx/xx/2016 was confirmed on xx/xx/2016. The borrower has promised to make monthly payments of xx for 1 month, xx for 7 months, and xx for 25 months to the trustee under the Chapter 13 plan. There is no comment indicating a cramdown. The BK was discharged on xx/xx/2022 and terminated on xx/xx/2022. | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2019. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 7.000% beginning on xx/xx/2019 and a maturity date of xx/xx/2058. There is no deferred balance and principal forgiven amount. The loan has been modified once since origination. This modification document is not signed by the borrower and lender. | Credit Report<br> Final Truth in Lending Discl.<br> HUD-1 Closing Statement<br> Missing or error on the Rate Lock<br> Note<br> Origination Appraisal<br> Right of Rescission | xx | 4: Unacceptable | \* Guideline is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject is a manually underwritten loan. Reaching out to the seller for the guidelines."<br> \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is uninsured." | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1, along with the itemization of fees and the estimated HUD-1, is missing from the loan documents."<br> \* Note is missing or unexecuted (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The original note is missing. The lost note affidavit is not available in the loan file. The loan was modified on xx/xx/2019." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final truth in lending is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is missing from the loan documents." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final truth in lending is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xxx search shows an estimated value at xxK. Current UPB is xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is missing from the loan documents." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2BFLW5MU1KH | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | Yes | Yes | Not Applicable | Other |  | $0.00 | xx | xx/xx/2025 | Unavailable | No | Loss Mitigation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2002 | xx/xx/2002 |  | FHA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Yes | xx | xx | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2002 | xx | Primary | Yes | Yes | No | Unavailable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Unavailable | xx | Not Applicable | 8.875% | xx | xx/xx/2025 | Unavailable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2002 and recorded on xx/xx/2003 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There are four active water/sewer liens against the subject property in favor of the xx, a municipal corporation existing under the laws of the State of Illinois, which were recorded on different dates in the total amount of xx.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2024, the reason for default is illness of the borrower.<br> As per the comment dated xx/xx/2025, the subject property is vacant.<br> As per the tape, the loan was modified on xx/xx/2025.<br> No details pertaining to the damage to the subject property have been observed. <br> As per the collection comment, the foreclosure was initiated on the loan. Unable to determine the complaint filed date. As per the comment dated xx/xx/2025, the foreclosure was placed on hold due to modification. No further details have been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:As per the collection comment, the foreclosure was initiated on the loan. Unable to determine the complaint filed date. As per the comment dated xx/xx/2025, the foreclosure was placed on hold due to modification. No further details have been found. <br> Bankruptcy Comments:Not Applicable | This is an FHA fixed-rate mortgage with a P&I of xx, a rate of interest of 6.50000%, and a maturity date of xx/xx/2033. The P&I as per PH is xx, and the rate of interest is 8.875%. There is a difference in P&I and rate of interest with respect to the note. As per the tape, the loan was modified on xx/xx/2025. The modification agreement is missing from the loan file. | Credit Report | xx | 2: Acceptable with Warnings |  |  | \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Credit report is missing from the loan file." | \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Credit report is missing from the loan file." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YL53BVCO5LQ | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Chapter 13 | xx | Not Applicable | No | xx | Not Applicable | xx | 9.500% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | ARM |  | Purchase | xx | xx | Unavailable |  | Not Applicable |  |  | Not Applicable |  | Not Applicable | Single Family | Not Applicable | Unavailable | Primary | Yes | Yes | No | Unavailable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | xx/xx/2020 | xx | Not Applicable | 6.290% | xx | xx/xx/2020 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument #xx, in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.290%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for the default is excessive obligations.<br> As per the comment dated xx/xx/2024, the subject property is owner-occupied.<br> As per the comments dated xx/xx/2024, the subject property was damaged, and the borrower received a loss draft check in the amount of xx on xx/xx/2024. No comment indicating the completion of repairs has been found. Subsequent CCs do not show damages.<br> As per the comment on xx/xx/2024, there is a payment dispute. Further details are not provided.<br> The loan was modified on xx/xx/2020.<br> No foreclosure activity has been found.<br> According to the PACER, the borrower filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2016. The BK was dismissed on xx/xx/2016 and terminated on xx/xx/2016.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2016. The schedules of the voluntary petition were not filed by the borrower. The POC was not filed by the creditor. The BK was dismissed on xx/xx/2016 and terminated on xx/xx/2016. | The step modification agreement was made between the borrowers, xx, and lender xx, on xx/xx/2020. As per the modified term, the new modified unpaid principal balance is xx. The monthly P&I is xx with an interest rate of 5.290% starting on xx/xx/2020, which will be changed in 05 steps until the new maturity date of xx/xx/2043. The rate will change in 05 steps, which end with 9.312%. The borrower is making payments as per the 2nd step with P&I of xx and an interest rate of 6.290%. There is no deferred balance and no principal forgiven amount. | Credit Report<br> Final Truth in Lending Discl.<br> HUD-1 Closing Statement<br> Origination Appraisal | xx | 3: Curable |  | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1, along with the itemization of fees and the estimated HUD-1, is missing from the loan documents." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final TIL document is missing from the loan file."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is missing from the loan documents. XXXX shows the estimated value at xx & the current UPB is xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan document." | \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final TIL document is missing from the loan file."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is missing from the loan documents. xx shows the estimated value at xx & the current UPB is xxK."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan document." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9USHN60V255 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Jersey | xx | xx | xx | New Jersey | xx | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Unavailable | No | Unavailable | Chapter 13 | xx | Unavailable | No | xx | $1019.33 | xx | 5.500% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | ARM |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2005 | xx | Primary | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | 49.703% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2018 | xx | Not Applicable | 2.000% | xx | xx/xx/2018 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is one junior mortgage against the subject property, which originated on xx/xx/2006 and was recorded on xx/xx/2006 with instrument #xx in the amount of xx with xx, National Association.<br> There is a certificate of sale for an unpaid sewer charge for the year 2023 found against the subject property in favor of "xx," which was recorded on xx/xx/2025 in the amount of xx.<br> There are two child support liens against the borrower in favor of the xx, xx. which were recorded on xx/xx/2007 and xx/xx/2024 in the total amount of xx.<br> There are two prior XXXXs liens against the borrower in favor of xx. XXXX, which were recorded on xx/xx/2005 in the total amount of xx.<br> The 1st, 2nd, 3rd, and 4th installments of city taxes for 2025 are paid in the total amount of xx on different dates.<br> The 1st and 2nd installments of city taxes for 2026 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> The 1st and 2nd installments of utilities/mud taxes for 2024 have been paid in the total amount of xx on xx/xx/2024 and xx/xx/2024.<br> The 1st and 2nd installments of utility/mud charges for 2025 have been delinquent in the total amount of xx. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. <br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the comment dated xx/xx/2024, the reason for default is service transfer.<br> As per the comment dated xx/xx/2024, the subject property is tenant occupied. <br> According to the title report dated xx/xx/2025, the foreclosure was initiated in 2016. The lis pendens was located at xx PG#48, which was filed on xx/xx/2016 and recorded on xx/xx/2016. <br> The borrower, xx, filed bankruptcy under Chapter 13 with the case # xx on xx/xx/2017. The BK was discharged on xx/xx/2022. <br>Foreclosure Comments:According to the title report dated xx/xx/2025, the foreclosure was initiated in 2016. The lis pendens was located at xx PG#48, which was filed on xx/xx/2016 and recorded on xx/xx/2016. Further details not provided.<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case # xx on xx/xx/2017. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor, Astoria Bank, on xx/xx/2017, with the secured claim amount of xx and the arrearage amount of xx. The chapter 13 plan filed on xx/xx/2017 was confirmed on xx/xx/2017. The debtor shall pay xx for 60 months. The BK was discharged on xx/xx/2022. | The ARM modification agreement was made between the borrower and the lender on xx/xx/2018. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 2.00% beginning on xx/xx/2023 and a maturity date of xx/xx/2058. As per mod terms, the interest will be charged at a fixed rate for 60 months until March 2023. After xx/xx/2023, the interest rate will be changed as per the original ARM note. There are no deferred balances or principal forgiven amounts. | Final Truth in Lending Discl.<br> Initial 1003_Application<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is uninsured." |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA APR test as the final TIL is missing from the loan documents."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA APR test as the final TIL is missing from the loan documents."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Not Covered | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HHQF7M9R023 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Wisconsin | xx | xx | xx | Wisconsin | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | xx | No | Unavailable | Chapter 13 | xx | Unavailable | No | xx | Not Applicable | xx | 6.250% | 360 |  | xx/xx/2008 | xx/xx/2008 |  | Conventional | ARM |  | Refinance | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2008 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.741% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 6.000% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2008 and recorded on xx/xx/2008 with instrument # xx in the amount of xx with xx.A.<br> There are two state tax warrants (warrant # xx) against the borrower in favor of the xx. of Revenue, which were recorded on xx/xx/2024 and xx/xx/2024 in the total amount of xx.<br> The annual installment of county taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2024, the subject property is owner-occupied.<br> As per the servicing comment dated xx/xx/2024, the RFD is curtailment of income.<br> As per the servicing comment dated xx/xx/2024, the borrower's income was impacted due to Covid-19.<br> As per the comment dated xx/xx/2024, there is a payment dispute. Further details not provided.<br> As per the UT dated xx/xx/2025, the FC was initiated in 2017. The FC was initiated by filing the notice of lis pendens located at "xx" and recorded on xx/xx/2017. As per the release of lis pendens located at "xx" the foreclosure was canceled on xx/xx/2021.<br> According to the PACER, the borrower, xx, filed bankruptcy under chapter 13 with the case #xx on xx/xx/2017. The BK was discharged on xx/xx/2022 and terminated on xx/xx/2022.<br> The loan was modified on xx/xx/2025.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 4 years on the job as a medical/director with xx<br>Foreclosure Comments:As per the UT dated xx/xx/2025, the FC was initiated in 2017. The FC was initiated by filing the notice of lis pendens located at "xx" and recorded on xx/xx/2017. As per the release of lis pendens located at "xx" the foreclosure was canceled on xx/xx/2021.<br>Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under chapter 13 with the case #xx on xx/xx/2017. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor, XXXX, not in its individual capacity, solely as trustee for XXXX, on xx/xx/2018 with the secured claim amount of xx and the arrearage amount of xx. The chapter 13 plan filed on xx/xx/2018 was confirmed on xx/xx/2021. There is no comment indicating a cramdown. The BK was discharged on xx/xx/2022 and terminated on xx/xx/2022. | The modification agreement was made between the borrower, xx, and the lender,XXXX, on xx/xx/2025. As per the modified term, the new principal balance is xx. The interest-bearing amount is xx, and the principal forgiven amount is xx. The monthly P&I is xx with an interest rate of 6.000% beginning on xx/xx/2025 and a maturity date of xx/xx/2055. | Missing or error on the Rate Lock<br> Right of Rescission | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan is uninsured." |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA foreclosure rescission finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA APR test due to APR calculated 5.631% exceeds APR threshold 6.327% under disclosed by -0.696%."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is missing from the loan file." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA foreclosure rescission finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA APR test due to APR calculated 5.631% exceeds APR threshold 6.327% under disclosed by -0.696%."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is missing from the loan file." | Moderate | Pass | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OZP61XFNN5M | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Chapter 13 | xx | Not Applicable | No | xx | Not Applicable | xx | 6.250% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | Fixed |  | Refinance | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2005 | xx | Primary | Yes | Yes | No | Not Applicable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | xx/xx/2021 | xx | Not Applicable | 3.750% | xx | xx/xx/2021 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per tape data, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2021.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found. <br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2014. The BK was dismissed on xx/xx/2014 and terminated on xx/xx/2014.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2014. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor, Seterus Inc. on xx/xx/2014, with the secured claim amount of xx and the arrearage amount of xx. The amended Chapter 13 plan filed on xx/xx/2014 and confirmed on xx/xx/2014. The borrower has promised to make monthly payment of xx for 60 months to the trustee under the chapter 13 plan. There is no comment indicating a cramdown. The BK was dismissed on xx/xx/2014 and terminated on xx/xx/2014. | The modification agreement was made between the borrower and the lender on xx/xx/2021. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.750% beginning on xx/xx/2021 and a maturity date of xx/xx/2061. There is no deferred balance and principal forgiven amount. |  | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to calculated finance charge of xx exceeds the disclosed finance charge of xx variance by - xx."<br> \* ROR not hand dated by borrower(s) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is not hand-dated by the borrower." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to calculated finance charge of xx exceeds the disclosed finance charge of xx variance by - xx."<br> \* ROR not hand dated by borrower(s) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is not hand-dated by the borrower." | Moderate | Pass | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| MARQPK0PQY5 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | xx | xx | New York | xx | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | xx | No | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | Not Applicable | Not Applicable |  | Not Applicable | 2 Family | xx/xx/2005 | xx | Primary | Yes | Yes | No | Unavailable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | xx/xx/2020 | xx | xx | 5.000% | xx | xx/xx/2020 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument #xx in the amount of xx with xx.<br> There is an active junior mortgage against the subject property in favor of xx ("xx") in the amount of xx, which originated on xx/xx/2020 and was recorded on xx/xx/2020 with the instrument #xx<br> There is an active ECB lien against the subject property in favor of the xx, which was recorded on xx/xx/2018 in the amount of xx.<br> There are 2 code enforcement liens against the subject property in favor of the xx, which were recorded on xx/xx/2007. The amount of the lien is not provided.<br> There is an active state tax warrant against the borrower in favor of the xx, which was recorded on xx/xx/2025 with warrant ID xx in the amount of xx.<br> There are 16 civil judgments against the borrower in favor of different plaintiffs, which were recorded on different dates, in the total amount of xx.<br> The first and second installments of combined taxes for 2026 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> The third and fourth installments of combined taxes for 2026 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The loan was modified on xx/xx/2020.<br> The foreclosure was initiated on the loan in 2013. The notice of lis pendens is located at xx, which was filed on xx/xx/2013. The final judgment located at xx, was entered on xx/xx/2015. Further details not provided.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner- occupied.<br> Foreclosure Comments:The foreclosure was initiated on the loan in 2013. The notice of lis pendens is located at xx, which was filed on xx/xx/2013. The final judgment located at xx, was entered on xx/xx/2015. Further details not provided.<br>Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2020. As per the modified term, the new principal balance is xx, out of which xx is the interest-bearing amount and the deferred amount is xx. The monthly P&I is xx with an interest rate of 5.000% beginning on xx/xx/2020 and a maturity date of xx/xx/2059. There is no principal forgiven amount. | Credit Report<br> Final Truth in Lending Discl.<br> HUD-1 Closing Statement | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured." | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "File missing final HUD. CE was tested using the fee itemization in the file." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA APR test due to final TIL is missing from the loan documents."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Credit report is missing from loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA APR test due to final TIL is missing from the loan documents."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Credit report is missing from loan documents." | Moderate | Not Covered | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R2PEZMZ3G76 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Unavailable | No | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.250% | 360 |  | xx/xx/2008 | xx/xx/2008 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2008 | xx | Primary | Yes | Yes | No | Unavailable | Not Applicable | 43.252% | First | Unavailable | Not Applicable | Not Applicable | xx/xx/2017 | xx | xx | 5.125% | xx | xx/xx/2017 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2008 and recorded on xx/xx/2008 with instrument #xx in the amount of xx with xx.A. There is one junior partial claim mortgage against the subject property originated on xx/xx/2013 in favor of the xx in the amount of xx, which was recorded on xx/xx/2014. There is one junior mortgage against the subject property originated on xx/xx/2017 and was recorded on xx/xx/2021 in the amount of xx with xx. There are 4 junior civil judgments against the borrower in favor of different plaintiffs, which were recorded on different dates, in the total amount of xx. There is an ECB lien against the subject property in favor of the xx, which was recorded on xx/xx/2025 in the amount of xx. The 1st and 2nd installments of combined taxes for 2026 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025. The 3rd and 4th installments of combined taxes for 2026 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026. The annual utilities/MUD charges for 2025 have been delinquent in the amount of xx, which are good through xx/xx/2025. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.125%. The current UPB reflected as per the payment history is xx. The deferred balance is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. As per the comment dated xx/xx/2025, the reason for default is the death of a family member. As per the comment dated xx/xx/2025, the subject property is owner-occupied. No details pertaining to the damage to the subject property have been observed. The loan was modified on xx/xx/2017. According to the updated title report dated xx/xx/2025, the foreclosure was initiated on this loan in 2015, and the notice of lis pendens, located at xx, was filed on xx/xx/2015. The cancellation of lis pendens located at xx, states that the notice of pendency was canceled on xx/xx/2018. Further details were not provided. No post-close bankruptcy record has been found.<br> Foreclosure Comments:According to the updated title report dated xx/xx/2025, the foreclosure was initiated on this loan in 2015, and the notice of lis pendens, located at xx, was filed on xx/xx/2015. The cancellation of lis pendens located at xx, states that the notice of pendency was canceled on xx/xx/2018. Further details were not provided.<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2017. As per the modified term, the new principal balance is xx, out of which xx is the interest-bearing amount, and the deferred amount is xx. The monthly P&I is xx with an interest rate of 5.125% beginning on xx/xx/2017 and a maturity date of xx/xx/2041. The loan has been modified twice since origination. | Credit Report<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan is uninsured."<br> \* Guideline is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject is a manually underwritten loan. Reaching out to the seller for the guidelines." |  | \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VO6YUEUGAEO | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | xx | xx | New York | xx | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Unavailable | No | Unavailable | Chapter 7 | xx | Unavailable | No | xx | Not Applicable | xx | 3.000% | 360 |  | xx/xx/2011 | xx/xx/2011 |  | FHA | ARM |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | 2 Family | xx/xx/2011 | xx | Primary | Yes | Yes | No | xx | xx | 47.886% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2017 | xx | xx | 3.000% | xx | xx/xx/2017 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2011 and recorded on xx/xx/2011 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is an active junior mortgage against the subject property, which was originated on xx/xx/2017 with instrument # xx and recorded on xx/xx/2018 in the amount of xx with xx.<br> There is a junior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2019.<br> There is an active ECB lien against the subject property in favor of the xx, which was recorded on xx/xx/2018 in the amount of xx.<br> There are 2 junior civil judgments against the borrower in favor of xx, which were recorded on xx/xx/2025 in the total amount of xx.<br> The first and second installments of borough taxes for 2026 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The third installment of borough taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> The annual installment of borough taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> The annual installment of utility charges for 2025 has been delinquent in the amount of xx, which is satisfactory through xx/xx/2025.<br> The annual installment of water charges for 2025 has been delinquent in the amount of xx, which is good through xx/xx/2025. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx and the deferred balance is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx and the deferred balance is xx. <br> Unable to determine the RFD.<br> As per the comment dated xx/xx/2024, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2017.<br> No details pertaining to the damage to the subject property have been observed.<br> According to the updated title report dated xx/xx/2025, the lis pendens located at "xx" was filed on xx/xx/2014 and recorded on xx/xx/2014. And the lis pendens was cancelled on xx/xx/2022. Further details not found. <br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 07 with the case # xx on xx/xx/2019. The BK was discharged on xx/xx/2020 and terminated on xx/xx/2020.<br>Foreclosure Comments:According to the updated title report dated xx/xx/2025, the lis pendens located at "xx" was filed on xx/xx/2014 and recorded on xx/xx/2014. And the lis pendens was cancelled on xx/xx/2022. Further details not found. <br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 07 with the case # xx on xx/xx/2019. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. There is no comment indicating a cram down. The BK was discharged on xx/xx/2020 and terminated on xx/xx/2020. | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2017. The deferred balance is xx, and the interest-bearing balance is xx. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.00% beginning on xx/xx/2017 and a maturity date of xx/xx/2041. | Final Truth in Lending Discl.<br> Good Faith Estimate<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured." | \* Bankruptcy History does not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "According to the PACER, the borrower, xx, filed bankruptcy under Chapter 07 with the case # xx on xx/xx/2019. Schedule D of the voluntary petition shows a handwritten address, and without deducting the value of the collateral, the value of the collateral is the unsecured portion sections." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the New York subprime home loan initial GFE disclosure date validation test."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA APR test due to final TIL is missing from the loan documents."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan file."<br> \* Good Faith Estimate missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final GFE is missing from the loan documents."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test. On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Initial Good Faith Estimate is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial GFE is missing from the loan documents."<br> \* Initial Truth in Lending Disclosure is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial TIL is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the New York subprime home loan initial GFE disclosure date validation test."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA APR test due to final TIL is missing from the loan documents."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan file."<br> \* Good Faith Estimate missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final GFE is missing from the loan documents."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test. On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Initial Good Faith Estimate is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial GFE is missing from the loan documents."<br> \* Initial Truth in Lending Disclosure is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial TIL is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Not Covered | Fail | Pass | Pass | Pass | Fail |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BF23VXOM5QF | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | Yes | Yes | Not Applicable | Other |  | $0.00 | xx | xx/xx/2025 | xx | No | Loss Mitigation | Chapter 13 | xx | Not Applicable | Unavailable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2002 | xx/xx/2002 |  | FHA | ARM |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Not Applicable | Not Applicable | Not Applicable | Unavailable | Not Applicable | 29.356% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2020 | xx | xx | 5.000% | xx | xx/xx/2020 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2002 and recorded on xx/xx/2002 with Book/Page# xx in the amount of xx with xx.<br> There is a junior enforcement mortgage against the subject property originated on xx/xx/2020 in favor of the xx in the amount of xx, which was recorded on xx/xx/2021.<br> There are 4 ECB liens against the subject property in favor of the xx, which were recorded on different dates, in the total amount of xx.<br> There are 2 state tax warrants against the borrower in favor of the xx. of State, which were recorded on xx/xx/2018 and xx/xx/2023 with warrant IDs xx in the amount of xx.<br> There is an active code enforcement lien against the subject property in favor of the xx. of Buildings, which was recorded on xx/xx/2018.<br> There is a sidewalk lien against the subject property in favor of the xx. of Transportation, which was recorded on xx/xx/2018. The amount of the lien is not mentioned in the supporting document.<br> There is a civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2013 in the amount of xx.<br> The 1st and 2nd installments of borough taxes for 2026 were paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 3rd and 4th installments of borough taxes for 2026 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> The annual utility/MUD charges for 2025 are delinquent in the total amount of xx, which was due on xx/xx/2025. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 8 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.00%. The current UPB reflected as per the payment history is xx, and the deferred balance is xx. | Collections Comments:According to the servicing comments, the current status of the loan is foreclosure.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 8 months, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> As per the collection comment dated xx/xx/2025, the reason for default is excessive obligations.<br> As per the collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the collection comment dated xx/xx/2025, there is a payment dispute.<br> As per the comment dated xx/xx/2025, the trial plan was approved for 3 months from xx/xx/2025 to xx/xx/2026. As per the comment dated xx/xx/2025, the trial MOD was cancelled.<br> As per the servicing comment dated xx/xx/2025, the litigation matter has been found. Unable to determine the reason for the litigation. No comment has been found that states the litigation has been resolved.<br> The loan was previously modified on xx/xx/2020.<br> As per UT dated xx/xx/2025, the FC was initiated multiple times in 2004 and 2008, which are released. The latest foreclosure case was initiated in 2013 and amended in 2016. The lis pendens, located at xx , was filed on xx/xx/2016 with case # xx. As per the comment dated xx/xx/2025, foreclosure is on hold for loss mitigation. Further details are not provided.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2004. The BK was dismissed on xx/xx/2006 and terminated on xx/xx/2006.<br> No details pertaining to the damage to the subject property have been observed.<br> Foreclosure Comments:As per UT dated xx/xx/2025, the FC was initiated multiple times in 2004 and 2008, which are released. The latest foreclosure case was initiated in 2013 and amended in 2016. The lis pendens, located at xx PG#105, was filed on xx/xx/2016 with case # xx. As per the comment dated xx/xx/2025, foreclosure is on hold for loss mitigation. Further details are not provided.<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2004. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion as per POC is xx. The POC was filed by the creditor, xx. on xx/xx/2004, with the secured claim amount of xx and the arrearage amount of xx. The Chapter 13 plan filed on xx/xx/2004 was confirmed on xx/xx/2004. The borrower shall pay a monthly payment of xx per month for 60 months to the trustee under the Chapter 13 plan. The BK was dismissed on xx/xx/2006 and terminated on xx/xx/2006. | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2020. As per the modified term, the new principal balance is xx, out of which xx is the interest-bearing amount and the deferred amount is xx. The monthly P&I is xx with an interest rate of 5.00% beginning on xx/xx/2020 and a maturity date of xx/xx/2060. There is no principal forgiven amount. | Final Truth in Lending Discl.<br> HUD-1 Closing Statement<br> Initial 1003_Application<br> Missing or error on the Rate Lock<br> Origination Appraisal | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan is uninsured." | \* Bankruptcy History does not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "According to the PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2004. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The information of the subject collateral is handwritten."<br> \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Final HUD-1 has some points and fees handwritten." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA APR test as the final TIL is missing from the loan documents."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA APR test as the final TIL is missing from the loan documents."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. xx search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Not Covered | Fail | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5O5JNPVJVH8 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.374% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | xx | Unavailable | First | Commitment | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx, a xx company.<br> There is a prior credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2023 in the amount of xx.<br> The annual county taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.374%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, there is a payment dispute. Further details are not provided.<br> As per the comment dated xx/xx/2025, the subject property is vacant.<br> Unable to determine the reason for default.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Guideline is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan is a DSCR loan. Reaching out to the seller for the guidelines." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| B0QL565PRDM | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | $1253.58 | xx | 7.374% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current interest-only payment is xx with an interest rate of 7.374%. The current UPB reflected as per the payment history is xx.<br> The borrower is making interest-only payments for 120 months. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the property occupancy is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Guideline is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject is a DSCR loan. Reaching out to the seller for the guidelines."<br> \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan documents." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject is NOO. Tape shows the loan was rejected due to an excessive credit exception. Further details not provided. Subject originated on xx/xx/2025, FICO 817, 0X30 since inception, and xxK equity in the subject." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BPYKXPNMFT8 | xx | xx | xx | xx | xx | xx | xx | Not Applicable | xx | xx | xx | xx | Michigan | xx | xx | xx | Michigan | xx | xx | No | Yes | Not Applicable | First |  | $310.89 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 9.749% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Commercial | Fixed |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 5 + Family | xx/xx/2024 | xx | Investor | Yes | Yes | No | xx | xx | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with Instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 was partially paid in the amount of xx on xx/xx/2025, and the remaining balance is delinquent in the amount of xx, and it is good through xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 9.749%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the RFD is curtailment of income.<br> As per tape, the subject property is non owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Guideline is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject is a manually underwritten loan. Reaching out to seller for the lending guidelines." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx."<br> \* Subject property is a multi-family (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show subject is a 5 unit multi family property. DSCR approval." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BP03XMIBU47 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | No | Loss Mitigation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.250% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.392% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | xx | 7.000% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 were due in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 5 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx, and the deferred balance is xx. | Collections Comments:According to the servicing comments, the current status of the loan is in collections.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 5 months, and the next due date is xx/xx/2025. The current UPB is xx, and the deferred balance is xx.<br> As per the servicing comment dated xx/xx/2025, the reason for default is a medical issue.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2025.<br> The foreclosure was initiated on the loan in 2024. Again, the foreclosure case is resumed on xx/xx/2025. As per the servicing comment dated xx/xx/2025, the foreclosure complaint was filed. As per the servicing comment dated xx/xx/2025, the foreclosure has been put on hold due to loss mitigation. Further details not provided.<br> No post-close bankruptcy record has been found.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> BWR has 3.16 years on the job as an HR assistant II at xx<br>Foreclosure Comments:The foreclosure was initiated on the loan in 2024. As per the servicing comment dated xx/xx/2024, the foreclosure has been put on hold due to the FEMA moratorium on natural disaster that started on xx/xx/2024 and ended on xx/xx/2024. Again, the foreclosure case is resumed on xx/xx/2025. As per the servicing comment dated xx/xx/2025, the foreclosure complaint was filed. As per the servicing comment dated xx/xx/2025, the foreclosure has been put on hold due to loss mitigation. Further details not provided.<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx, out of which xx is the interest-bearing amount and the deferred amount is xx. The monthly P&I is xx with an interest rate of 7.000% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. There is no principal forgiven amount. The loan has been modified for the first time since origination. |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 40.39%. The tape shows bank statements were falsified. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has 3.16 years on the job as an HR assistant II at XXXX. FICO 706 and xxK equity in the subject."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID total of payment disclosed on the final CD is xx. The calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate because it is understated by more than xx.<br>The subject loan is a purchase case, originated on xx/xx/2024, and the 1-year SOL has expired.<br>xx/xx/2026: Downgraded to LVL2 as SOL has expired." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 40.39%. The tape shows bank statements were falsified. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has 3.16 years on the job as an xxx xxx. FICO 706 and xxK equity in the subject."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID total of payment disclosed on the final CD is xx. The calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate because it is understated by more than xx.<br>The subject loan is a purchase case, originated on xx/xx/2024, and the 1-year SOL has expired.<br>xx/xx/2026: Downgraded to LVL2 as SOL has expired." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5O7CJ18PAHS | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 240 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 24.296% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 6.500% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is a prior state tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2018 in the amount of xx.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the amount of xx.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.500%. The current UPB is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is collections.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the collection comment dated xx/xx/2024, the RFD is that the borrower's kids were serious due to a car accident, and he has not worked for 3 months. <br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2025.<br> As per the collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1 year on the job as a staff licensed practical nurse with xx. Previously, BWR had 10.75 years on the job at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.500% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. There are no deferred balance and principal forgiven amount. |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject was approved at 24.29%. Tape shows debt miscalculation without proper documentation. Revised DTI is 32%. Lender defect. The subject originated on xx/xx/2024, and the 3-year SOL is active. BWR has 1 year on the job as a staff licensed practical nurse with xx, FICO 620, xxK equity in the subject, and a residual income of xx." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate."<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test due to disclosure advising of the revised interest rate, points, lender credits, and any other interest rate-dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xx/xx/2024. The subject is a refinance case originated on xx/xx/2024, and the 3-year SOL is active."<br> \* ROR not hand dated by borrower(s) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is not hand-dated by the borrower." |  |  | Moderate | Pass | Fail | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LWAQQNXPOC3 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | xx | xx | New York | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.624% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% | Unavailable |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 30.518% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | xx | 6.624% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active state tax warrant against the borrower in favor of the xx, which was recorded on xx/xx/2025 with warrant ID #xx and instrument #xx in the amount of xx.<br> The 1st and 2nd installments of combined taxes for 2026 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 3rd installment of combined taxes for 2026 is due in the amount of xx on xx/xx/2026. <br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. Unable to determine last payment received. The current P&I is xx with an interest rate of 6.624%. The current UPB reflected as per the payment history is xx and the deferred balance is xx. The due dates are advanced from xx/xx/2025 to xx/xx/2025 due to loan modification. | Collections Comments:According to the servicing comments, the current status of the loan is collection.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. The current UPB, reflected as per the payment history, is xx.<br> As per the comment dated xx/xx/2025, the reason for the default is curtailment of income.<br> As per the comment dated xx/xx/2025, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2025.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 6.25 years at xx<br> BWR2 has 12.5 years on the job as a director at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx out of which xx is interest bearing amount and deferred amount is xx. The monthly P&I is xx with an interest rate of 6.624% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. There is no principal forgiven amount. | Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 3: Curable |  | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and review of the file show the loan closed with an expired credit report. Available credit report is more than 90 days from the origination date. Further details not provided. Subject originated on xx/xx/2024, FICO 739." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final transmittal summary is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final transmittal summary is missing from the loan documents." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R4A4ELH8SBF | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.990% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.973% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property that originated on xx/xx/2024 and was recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found. <br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for the default is unemployment.<br> As per tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 14.33 years on the job as a software engineer with xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 3: Curable |  | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "TRID Violation due to decrease in Lender Credit on Closing Disclosure dated xx/xx/2024. Initial LE dated xx/xx/2024 reflects Lender Credit at xx, Post CD dated xx/xx/2024 reflects Lender at xx This is decrease of +xx for fee which has 0% tolerance test."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Not in first lien position. According to the updated title report dated xx/xx/2025, the subject is a first lien. Further details are not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final transmittal summary is missing from the loan documents." |  |  | Moderate | Pass | Pass | Pass | Pass | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| EAZB7JC8DLJ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 240 |  | xx/xx/2022 | xx/xx/2023 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 33.184% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx. <br> There is an active prior mortgage against the subject property, which was originated on xx/xx/2017 and recorded on xx/xx/2017 in the amount of xx with xx. <br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.750%. The current UPB is xx. | Collections Comments: According to the servicing comments, the current status of the loan is performing. <br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. <br> No details pertaining to the damage to the subject property have been observed. <br> As per the seller's tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found. <br> No post-close bankruptcy record has been found.<br> BWR has 1.16 years on the job as an automation engineer at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ZXN8E5DNUDR | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.250% | 240 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.080% | Second | Unavailable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx<br> There is an active prior mortgage against the subject property, which was originated on xx/xx/2023 and recorded on xx/xx/2023 in the amount of xx with instrument xx<br> The 1st and 2nd instalments of combined taxes for 2025/2026 were due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.250%. The current UPB is xx. | Collections Comments:As per the review of the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> Tape and file show the subject property is currently undergoing significant renovation. The estimated cost to cure is in the amount of xx. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. CCs do not show any damage.<br> As per the seller's tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3.41 years on the job as an echocardiographer with xx. Additionally, BWR has 3.41 years on the second job as an xxForeclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject is undergoing significant renovation. The desk review report shows the subject is under renovation with new siding/roof. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount." |  |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $497250.00 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9O83QHMLEKK | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.344% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with book #XXXX, page #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is collection.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> Unable to determine the reason for the default.<br> As per tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 9 years at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows EPD. According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The current UPB is xx."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| M2WYU3LEQ4T | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | Yes | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.990% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | xx | 44.194% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | Not Applicable | 2.990% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active junior mortgage against the subject property in favor of xx, in the amount of xx, which originated on xx/xx/2025 and was recorded on xx/xx/2025 with the instrument #xx<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is collection.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx.<br> As per the deferred agreement located at XXXX Deferral Document, the deferred amount is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2025, the reason for default is curtailment of income.<br> As per the comment dated xx/xx/2025, the forbearance plan was approved on xx/xx/2025.<br> The loan was modified on xx/xx/2024.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the deferral document titled "xx" the deferred amount is xx.<br> BWR has 1.30 years on the job as a senior manager, state license & regulation with xx. Previously, BWR1 had 2.16 years on the job as a director of XXXX with xx<br> BWR2 has 6.50 years on the job as a derivative designer with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers xx, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 2.990% beginning on xx/xx/2024 and a maturity date of xx/xx/2064. There is no deferred balance and principal forgiven amount. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 44.19%. Tape shows student loans miscalculation. Further details not provided. Revised DTI is 49%. Lender defect. The subject originated on xx/xx/2020, and the 3-year SOL has expired. BWR has 1.30 years on the job as a senior manager, state license & regulation with XXXX. BWR2 has 6.50 years on the job as a derivative designer with XXXX, FICO 681, xxK equity in the subject, and residual income of xx."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 reflects points—a loan discount fee at xx and a credit report fee at xx. The final CD dated xx/xx/2020 reflects points—a loan discount fee at xx and a credit report fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject is a refinance case originated on xx/xx/2020, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.19%, as the borrowers'/borrower's income is xx, and total expenses are in the amount of xx. The loan was underwritten by DU (Locator #XXXX.pdf Pg#8), and its recommendation is "Approve/Eligible" with a DTI of 44.19%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 44.19%. Tape shows student loans miscalculation. Further details not provided. Revised DTI is 49%. Lender defect. The subject originated on xx/xx/2020, and the 3-year SOL has expired. BWR has 1.30 years on the job as a senior manager, state license & regulation with xxx. BWR2 has 6.50 years on the job as a derivative designer with xxx, FICO 681, xxK equity in the subject, and residual income of xx."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 reflects points—a loan discount fee at xx and a credit report fee at xx. The final CD dated xx/xx/2020 reflects points—a loan discount fee at xx and a credit report fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject is a refinance case originated on xx/xx/2020, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.19%, as the borrowers'/borrower's income is xx, and total expenses are in the amount of xx. The loan was underwritten by DU (Locator #XXXX.pdf Pg#8), and its recommendation is "Approve/Eligible" with a DTI of 44.19%." | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| P00AFUKN1AW | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Michigan | xx | xx | xx | Arizona | xx | xx | No | Yes | Not Applicable | First |  | $1526.09 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 4 Family | xx/xx/2024 | xx | Investor | Yes | Yes | No | xx | xx | 23.974% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the partial amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 has been delinquent in the amount of xx on xx/xx/2025, which is good through xx/xx/2025.<br> The third installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is non-owner occupied.<br> Unable to determine the RFD.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 6.66 years on the job as a xx.<br> BWR2 has 1.75 years on the job as a director of xx. Previously, BWR2 had 10 months on the job as a manager of talent acquisition with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is EPD. The first payment was due on xx/xx/2024. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VSCZH7SEYZB | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 27.731% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx, Ltd.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2024 have been paid in the amount of xx on xx/xx/2024.<br> The annual utilities/MUD charges for 2024 have been paid in the amount of xx on xx/xx/2024.<br> The annual combined taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.750%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is occupied by an unknown party.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 16.11 years at xx. Additionally, BWR has 7 months on the job as a senior technical director at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The lease agreement is missing from the loan documents.<br>xx/xx/2026: Seller confirmed that 1007 was used in lieu of lease agreement." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HG6V7FYJ1CT | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | Yes | xx | xx | 36.441% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per tape data, the subject property is owner-occupied.<br> BWR1 has been SE as a president of xx for 4.33 years. Additionally, BWR1 has 7.33 years on the job as a manager with xx. and BWR1 has been SE as a real estate agent and consultant for 4.33 years.<br> BWR2 has been SE for 12.25 years at xx.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | HUD-1 Closing Statement<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Final CD is missing from the loan documents. CE was tested using the post-CD in the file."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Seller tape defect shows EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DKD86SJFYAQ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 10.625% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 25.151% | Second | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active prior mortgage against the subject property originated on xx/xx/2015 and recorded on xx/xx/2015 with instrument #xx in the amount of xx with MERS as nominee for xx, a national Bank.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.000%. The current UPB reflected as per the payment history is xx. Tape shows the interest rate decreased from 10.625% to 6.000% cap due to the SCRA interest rate cap. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 2.33 years on the job as an information technologist with the xx. BWR2 has 4 months on the job as a nurse with xx. BWR2 has previously worked with multiple organizations between xx/xx/2022 and xx/xx/2024 for 2.58 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 10.894% exceeds APR threshold of 10.260% over By +0.634%."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 10.917% exceeds APR threshold of 10.260% over by +0.657%. Subject is a second lien. First lien is escrowed." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 10.894% exceeds APR threshold of 10.260% over By +0.634%."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 10.917% exceeds APR threshold of 10.260% over by +0.657%. Subject is a second lien. First lien is escrowed." | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WMJSDQ5GBBH | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 9.482% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx. No active judgments or liens have been found. The 1st and 2nd installments of combined taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025. No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. As per the collection comment dated xx/xx/2025, there are large transactions on xx/xx/2025 and xx/xx/2025 in the amount of xx; those are borrower payments. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for default.<br> As per tape, the subject property is non-owner occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 4.25 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WX8DP26D8BV | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 18.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 48.564% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active junior mortgage against the subject property in favor of xx, in the amount of xx, which was originated on xx/xx/2025 and recorded on xx/xx/2025 with the instrument #xx<br> The second installment of county taxes for 2025 is due in the total amount of xx on xx/xx/2026.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.00%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 9.91 years on the job as a xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved at 48.56%. Tape shows undisclosed debt opened after closing and the revised post-closing DTI is 58%. DTI at closing was 48.56%. Subject originated xx/xx/2025. BWR is 0X30 since inception." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WD9NOQOE6F0 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.990% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.664% | First | Short Form Policy | Not Applicable | Not Applicable | Unavailable |  |  |  |  |  |  | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a UCC financing statement against the borrower in favor of xx, which was recorded on xx/xx/2022.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.99%. As per the comment dated xx/xx/2024, due dates were jumped from xx/xx/2024 to xx/xx/2024 due to loss mitigation. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx.<br> Unable to determine the reason for the default.<br> The appraisal report in the file is as-is. The photo addendum shows the damaged flooring and stained ceiling. The estimated cost to cure is not available in the loan file. CCs do not show damage.<br> As per tape data, the subject property is owner occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 4 years on the job as a librarian with xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable |  | Appraisal (Incomplete) | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report in the file is as-is. The photo addendum shows the damaged flooring and stained ceiling. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount."<br> \* Home Equity Consumer Disclosure is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity consumer disclosure is missing from the loan file."<br> \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan interest and fees pre-closing disclosure is missing from the loan file."<br> \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan notice of address for borrower notification of violation is missing from the loan file." | xx | xx | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 92FDVCKKSH5 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.990% | 240 |  | xx/xx/2017 | xx/xx/2017 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Single Family | xx/xx/2017 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 27.317% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2021 | xx | Not Applicable | 3.990% | xx | xx/xx/2021 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2017 and recorded on xx/xx/2018 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx..<br> Unable to determine the reason for the default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2021.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.75 years on the job as a driver at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2021. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.990%. beginning on xx/xx/2021 and a maturity date of xx/xx/2061. There is no deferred balance and principal forgiven amount. The borrower is making payment as per the note term. | Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the subject loan incorrectly closed as a limited cash-out transaction. The subject loan should have closed as a cash-out refinance, as the final CD shows the subordinate mortgage lien of xx was paid off through the subject mortgage, and the lender did not document evidence if the subordinate lien was opened to acquire the subject mortgage. Further details not provided." | xx | xx | Moderate | Pass | Pass | Pass | Pass | Fail | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2KDF8MA9KO4 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Mid Rise Condo (5-8 Stories) | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 36.146% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx dba xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> The annual city taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> The annual utilities/MUD charges for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape is xx.<br> As per the comment dated xx/xx/2025, the reason for default is excessive obligation.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.33 years on the job as an analyst at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Property Marketability Issues (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject condo project is ineligible due to a xxM special assessment for critical repairs, including any water intrusions or potentially damaging leaks to the project's buildings that have not been repaired. Appraisal report is as is with no damage noted. The condo questionnaire shows a special assessment of xxM for capital projects/amenity improvements. 1004D, or an inspection report by a licensed professional verifying the completion of repairs and structural soundness of the condo project, is missing from the loan file." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 10% tolerance test. Initial LE dated xx/xx/2024 reflects Recording Fee at xx. Final CD dated xx/xx/2024 reflects Recording Fee at xx. This is an increase in fee of +xx for charges that cannot increase more than 10% test. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024, and the 1-year SOL has expired." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 10% tolerance test. Initial LE dated xx/xx/2024 reflects Recording Fee at xx. Final CD dated xx/xx/2024 reflects Recording Fee at xx. This is an increase in fee of +xx for charges that cannot increase more than 10% test. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024, and the 1-year SOL has expired." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| N4EZOEIVR8D | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Minnesota | xx | xx | xx | Minnesota | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 41.425% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.41 years on the job as a support staff member with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing Initial Closing Disclosure | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject property should be C5 or C6 due to a large section of siding missing on the rear of the home along the sliding glass back door, which leaves the home susceptible to water intrusion and damage. Appraisal report is as is with the C4 condition. The estimated cost to cure is not available." | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to the initial CD is missing from the loan documents.<br>The subject loan is a purchase that originated on xx/xx/2025, and the SOL is 1 year."<br> \* Missing Initial Closing Disclosure (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The initial closing disclosure is missing from the loan documents." | xx | xx | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| C2NZ4UQA502 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 47.135% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property occupancy is stated as an investment.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 24.91 years at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. Tape shows property is NOO due to misrepresentation. Further details not provided. Elevated for client review." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. The loan estimate dated xx/xx/2025 does not reflect eClosing Fee. Final CD dated xx/xx/2025 reflects eClosing Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2025 and the 1-year SOL is active." | xx | xx | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| F2II1OOZ6NV | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Wisconsin | xx | xx | xx | Wisconsin | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.000% | 300 |  | xx/xx/2024 | xx/xx/2024 |  | FHA | Fixed |  | Refinance | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 50.206% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.000%. The current UPB reflected as per the payment history is xx. The loan has interest only terms for 12 months.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 4.66 years on the job as a practice director xx.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is an FHA which is not insured." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 50.20%. The tape reflects an increased DTI of 56.04%. Further details not provided. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has 4.66 years on the job as a practice director xx, FICO 713, xxK equity in the subject, 0X30 since inception and xx residual income. Review shows ATR confirmed."<br> \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed FHA QM Safe Harbor threshold test due to APR calculated 8.729% exceeds APR threshold of 8.097% over by +0.632%."<br> \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.729% exceeds the APR threshold of 7.950% over by +0.779%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 8.661% exceeds APR threshold of 7.950% over by +0.711%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 50.20%. The tape reflects an increased DTI of 56.04%. Further details not provided. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has 4.66 years on the job as a practice director xx, FICO 713, xxK equity in the subject, 0X30 since inception and xx residual income. Review shows ATR confirmed."<br> \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed FHA QM Safe Harbor threshold test due to APR calculated 8.729% exceeds APR threshold of 8.097% over by +0.632%."<br> \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.729% exceeds the APR threshold of 7.950% over by +0.779%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 8.661% exceeds APR threshold of 7.950% over by +0.711%." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Z3TVLDVZ02F | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 47.381% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of combined taxes for 2024 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 6 months on the job as a senior product owner atxx, BWR1 had 1 year on the job as a business analyst at xx<br> BWR2 has 6.41 years on the job as an analyst in xx. BWR2 had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 47.38%. Tape shows the tax payment was calculated incorrectly. Revised DTI is 50.19%. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 6 months on the job as a senior product owner at xx. BWR2 has 6.41 years on the job as an analyst in xx, FICO 690, 0X30 since inception, xxK equity in the subject, and xx residual income." | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx. Subject loan is a purchase case, originated on xx/xx/2025 and the 1-year SOL is active." |  |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0463WQLQ8I9 | xx | xx |  |  | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | Indiana | xx | xx | xx | Indiana | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Commercial | Fixed |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 4 Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for xx were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the occupancy of the property is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR is an LLC and the subject loan was approved as DSCR.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Guarantee Document is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The personal guaranty certificate is missing from the loan documents.<br> xx/xx/2026 : Seller commented as "xx"" | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and review of file show the subject property is ineligible, as it is a 4-unit property with each unit measuring approximately 365 square feet, which does not meet the original investor requirement that all units be a minimum of 500 square feet. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PJV3D7ZHOU0 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Alaska | xx | xx | xx | Alaska | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.958% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of the county for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 9 years on the job as a staff network engineer at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xxK. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8SFAFXUL3IU | xx | xx |  |  | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Commercial | Fixed |  | Refinance | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2025, the borrower has been delinquent for one month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is collection.<br> According to payment history as of xx/xx/2025, the borrower has been delinquent for one month, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2025, the reason for default is curtailment of income.<br> As per the servicing comment dated xx/xx/2025, the subject property is tenant occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR employment details are not available. Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 1: Acceptable |  |  |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0IBGBZ9CZOT | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 53.729% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is a UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2025. <br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual county taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per tape data, the subject property is owner-occupied.<br> BWR1 has been SE for 2.25 years at xx.<br> BWR2 receives child support income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the FHA will not insure due to the borrower owning another FHA property and the LTV is 86.5%, which is outside HUD guidelines. The borrowers were already renting/occupying the home they purchased. A copy of their 6-month lease is in the file. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ME2C52FCVN3 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.436% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.50 years on the job as a channel marketing manager with XXXX. Previously, BWR had multiple jobs in the last 2 years in the same line of work.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Fair Market Value of Homestead Property Acknowledgment is missing from the loan file (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Fair market value of homestead property acknowledgment disclosure is missing from the loan documents. Appraisal report is available in the loan file."<br> \* Home Equity Loan Copies of Documents is missing from the loan file (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan copies of documents are missing from the loan file."<br> \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan interest and fees pre-closing disclosure is missing from the loan file."<br> \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan notice of address for borrower notification of violation is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement is missing from the loan file."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.43%, as the borrower income is xx, and total expenses are in the amount of xx. The loan was underwritten by DU (Locator# XXXX Credit & Closing Package.pdf_Pg#512), and its recommendation is "Approve/Eligible" with a DTI of 44.43%." | \* Fair Market Value of Homestead Property Acknowledgment is missing from the loan file (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Fair market value of homestead property acknowledgment disclosure is missing from the loan documents. Appraisal report is available in the loan file."<br> \* Home Equity Loan Copies of Documents is missing from the loan file (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan copies of documents are missing from the loan file."<br> \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan interest and fees pre-closing disclosure is missing from the loan file."<br> \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan notice of address for borrower notification of violation is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement is missing from the loan file."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.43%, as the borrower income is xx, and total expenses are in the amount of xx. The loan was underwritten by DU (Locator# xxx.pdf_Pg#512), and its recommendation is "Approve/Eligible" with a DTI of 44.43%." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0F2P53WRPIQ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Minnesota | xx | xx | xx | Minnesota | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.624% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Not Applicable | xx | xx | Unavailable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 26.862% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx for the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | The loan was originated on xx/xx/2025, and the first payment date is xx/xx/2026. According to the tape as of xx/xx/2026, the next due date is xx/xx/2026. The current P&I is xx, and the interest rate is 5.624%. The UPB is xx. | Collections Comments:The current status of the loan is performing.<br> According to the tape as of xx/xx/2026, the next due date is xx/xx/2026. The current P&I is xx, and the interest rate is 5.624%. The UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> As per tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. The loan failed the TILA foreclosure rescission finance charge test due to calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. The subject loan is a refinance, originated on xx/xx/2025, and the SOL is 3 years."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan does not meet the VA seasoning period requirement. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Moderate | Pass | Fail | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ULCWZKTFK3E | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.249% | First | Final policy | Not Applicable | Not Applicable |  | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx dba xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for the default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 9 months on the job as a receptionist withXXXX Previously, BWR had 1.66 years on the job as an MOS with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xxK. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| JGIII27DW8S | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.490% | 300 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.476% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first installment of combined taxes for 2025 was paid in the amount of xx on xx/xx/2026.<br> The second installment of combined taxes for 2025 is due in the total amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.490%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 10 months on the job as an associate with XXXX. Previously, BWR had 9 months on the job as a consultant with XXXX LLC. Prior to that, BWR had 1.41 years on the job as a senior software engineer with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the non-borrowing individual did not sign CD 3 days prior to closing. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| C0GMZ08AMPH | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | No | No | xx | xx | 34.669% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active UCC financing statement against the subject property in favor of xx, which was recorded on xx/xx/2024.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The loan has not been modified since origination.<br> As per tape, the subject property is owner-occupied.<br> No information has been found related to damage or repairs.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 9 months on the job as a clinical medical assistant at XXXX. BWR1 had multiple jobs in the last 2 years.<br> BWR2 has been SE for 29 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the subject closed without an appraisal. PIW was lost on the final AUS run. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK." | xx | xx | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 77APIR8KQCZ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | xx | 37.644% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is collection.<br> According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for default is curtailment of income.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 2.25 years on the job as a laborer with XXXX<br> BWR2 has 2 years on the job as a housekeeper with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial 1003_Application<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows collateral issue. Review of file and UT does not show a collateral issue." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br>The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br>The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br>The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br>The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| JIWVDMW3DQ8 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 20.873% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active junior mortgage against the subject property in favor of xx, a xx union, in the amount of xx, which was originated on xx/xx/2025 and recorded on xx/xx/2025 with the instrument #xx<br> The 1st installment of combined taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is owner occupied.<br> No comment related to damage or repair is found in the servicing comments.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 15.08 years on the job as a correction officer atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. The tape shows the subject is NOO due to occupancy concern. Further details not provided. Elevated for client review." |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved as OO at 20.87%. The tape shows the subject is NOO due to occupancy concern, causing the lender to omit BWR primary housing expenses. Further details not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 15.08 years on the job as a correction officer atxx FICO 674 and 0X30 in the last 24 months is correct."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xx search shows an estimated value of xxK. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved as OO at 20.87%. The tape shows the subject is NOO due to occupancy concern, causing the lender to omit BWR primary housing expenses. Further details not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 15.08 years on the job as a correction officer atxx FICO 674 and 0X30 in the last 24 months is correct."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 6SXADBDISZC | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.625% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 2 Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 18.924% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The 1st installment of combined taxes for xx was paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of combined taxes for xx is due in the total amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives social security and pension income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock |  | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows collateral defect. Review of file and UT do not show a collateral issue." | xx | xx | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RSXNXD0QQSB | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.375% | 360 |  | xx/xx/2019 | xx/xx/2019 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2019 | xx | Primary | Yes | Yes | No | xx | xx | 45.613% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There are two prior civil judgments against the subject borrower in favor of different plaintiffs, which were recorded on xx/xx/2018 and xx/xx/2019 in the amount of xx.<br> There are five civil judgments against the subject borrower in favor of different plaintiffs, which were recorded on different dates in the total amount of xx.<br> There are two prior state tax warrants against the borrower in favor of the xx, which were recorded on different dates with warrant index nos. xx in the amount of xx.<br> There are four credit judgments against the subject borrower in favor of different plaintiffs, which were recorded on different dates, in the total amount of xx.<br> The 1st and 2nd annual installments of combined taxes for 2026 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> The 1st annual installment of school taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd annual installment of school taxes for school is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2025, the reason for default is excessive obligations.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the servicing comment xx/xx/2025, the subject property is owner occupied.<br> BWR1 has 3 months on the job as a captain with XXXX. Previously, BWR1 had 1.41 years on the job as a server with XXXX. Prior to that, BWR1 had 16.83 years on the job as a server with the XXXX<br> BWR2 has 1.25 years on the job as a package processor with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 45.61%. Tape shows BWR was not employed at the time of closing. Further details not provided. BWR defect. The subject loan originated on xx/xx/2019, and the 3-year SOL has expired. BWR1 has 3 months on the job as a captain with XXXX. BWR2 has 1.25 years on the job as a package processor with XXXX, FICO 639, and xxK equity in the subject."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance that originated on xx/xx/2019, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete, as the initial CD is missing from loan documents. The subject loan is a refinance that originated on xx/xx/2019, and the 3-year SOL has expired."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial CD Missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.61%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU Locator XXXX - XXXX-Pg#475, and its recommendation is approve/eligible with a DTI of 45.61%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 45.61%. Tape shows BWR was not employed at the time of closing. Further details not provided. BWR defect. The subject loan originated on xx/xx/2019, and the 3-year SOL has expired. BWR1 has 3 months on the job as a captain with xxx. BWR2 has 1.25 years on the job as a package processor with XXXX, FICO 639, and xxK equity in the subject."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance that originated on xx/xx/2019, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete, as the initial CD is missing from loan documents. The subject loan is a refinance that originated on xx/xx/2019, and the 3-year SOL has expired."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial CD Missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.61%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU Locator xxx - XXXX-Pg#475, and its recommendation is approve/eligible with a DTI of 45.61%." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AJAALQZ2VW2 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | South Carolina | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | High Rise Condo (>=9 Stories) | xx/xx/2020 | xx | Secondary | Yes | Yes | No | xx | xx | 37.839% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with book #xx, page #xx, in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the occupancy of the subject property is stated as second home.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR1 has 2 years on the job as an environmental engineer withXXXX<br> BWR2 has 14.66 years on the job as a pharmacy manager with XXXX <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject is second home. Tape shows the subject is a condotel at the XXXX project, located in the city of XXXX. The project has amenities such as a swimming pool and common areas. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Not Covered | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PUT25SPP62H | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 26.885% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The first installment of combined taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of combined taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE as a sales executive for 2.66 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  |  | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows collateral issue. Review of file and UT does not show a collateral issue" |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 7NTCN6DJYSH | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | Other |  | $0.00 | $0.00 | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Co-op | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 45.170% | First | Unavailable | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | The subject property is co-operative.<br> According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 in the amount of xx with xx<br> There is a junior UCC mortgage against the subject property originated on xx/xx/2025 and recorded on xx/xx/2025 with MERS as nominee for xx<br> The annual installment of Borough taxes for 2026 has been exempt.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the tape data, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 29.41 years on the job as a special education teacher with XXXX<br> Additionally, BWR1 has 21.75 years on the job as a teacher - per session with XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock |  | 3: Curable |  | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Type of Ownership is Leasehold or Cooperative (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan originated on xx/xx/2025 with a maturity date of xx/xx/2055. As per the lease agreement located at "xx" the ground lease is held by xx. and the leasehold expires on xx/xx/2088." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 7MNSAIIM3DF | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | $0.00 | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Co-op | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.433% | First | Unavailable | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | The subject property is a unit in a co-op.<br> According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 in the amount of xx.<br> There is an active UCC mortgage against the subject property in favor of xx (MERS), as xx which was originated and recorded on xx/xx/2021 with the instrument #xx<br> The annual installment of county taxes for 2025 has been exempt. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1 year on the job as a licensed professional nurse at XXXX. BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock<br> Transmittal (1008) |  | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows co-op property and no defects. Further details not provided."<br> \* Type of Ownership is Leasehold or Cooperative (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "An alert note of a UT report dated xx/xx/2026 shows that the property is a unit in a co-operative. The subject loan originated on xx/xx/2021 with a maturity date of xx/xx/2051. The subject leasehold agreement is in the file located at "xx" and the leasehold term expires on xx/xx/2100." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 reflects Points - Loan Discount Fee at xx5.00. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case originated on xx/xx/2021 and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.43%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx pg#107), and its recommendation is "Approve/Eligible" with a DTI of 44.43%."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final transmittal summary is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 reflects Points - Loan Discount Fee at xx5.00. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case originated on xx/xx/2021 and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.43%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx pg#107), and its recommendation is "Approve/Eligible" with a DTI of 44.43%."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final transmittal summary is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| H3WQAGTTQYV | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.250% | 240 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 34.142% | Second | Unavailable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with Book/Page# xx in the amount of xx with MERS as nominee for xx,<br> There is an active prior mortgage against the subject property originated on xx/xx/2020 and recorded on xx/xx/2020 in the amount of xx with MERS as nominee for xx.<br> There is a Writ of Fieri Facias against the borrower in favor of xx, which was recorded on xx/xx/2018 in the amount of xx.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for default.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 9 years on the job as a client technical support engineer xx.<br> BWR2 has 2.58 years on the job as a supervisor at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Guideline is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject is a manual underwritten loan. Reaching out to the seller for the guidelines." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows declined by XXXX due to early payment default within first 3 months. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R5TALXNLC2I | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.375% | 240 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 47.559% | Second | Unavailable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with book xx, page #xx, in the amount of xx with MERS as nominee for xx, a National Association.<br> There is an active mortgage against the subject property, which was recorded prior to the subject mortgage. The subject mortgage was recorded on xx/xx/2024. The prior mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 in the amount of xx with MERS as nominee for xx, Limited Partnership DBA xx.<br> The annual county taxes for xx have been paid in the total amount of xx on xx/xx/2024 and xx/xx/2025.<br> The annual city taxes for xx have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2026.<br> The annual water charges for 2026 have been delinquent in the total amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx, which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.375%. The current UPB is xx. As per the comment dated xx/xx/2025, the borrower was approved for a 3-month deferral plan, which begins from xx/xx/2025 to xx/xx/2025, in the total amount of xx. | Collections Comments:According to the servicing comments, the current status of the loan is in collections.<br> According to payment history as of xx/xx/2026, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2026, the reason for default is excessive obligations.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 7.66 years on the job as an analyst xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Guideline is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan is a manual underwritten loan. Reaching out to the seller for the guidelines." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the decline by XXXX due to the borrower becoming more than 30 days delinquent within 3 months of sale. Further details not provided.<br> According to payment history as of xx/xx/2026, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. The current UPB is xx." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Q3MUOHDK1O4 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.062% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has one month on the job as a commercial truck driver xx. Previously, BWR1 had multiple jobs in the last 2 years in the same line of work.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. Tape shows subject is NOO, as the BWR rents out 2/3 of the subject property most of the month when out of town. Elevated for client review." | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "TRID Violation due to decrease in lender credit on closing disclosure dated xx/xx/2025. The initial LE dated xx/xx/2025 reflects lender credit at xx; the final CD dated xx/xx/2025 reflects the lender at xx. This is a decrease of +xx for a fee that has a 0% tolerance test.<br>The subject loan is a purchase that originated on xx/xx/2025, and the SOL is 1 year."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows 0X30 pay history. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Moderate | Pass | Pass | Pass | Not Covered | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| D1DAA7YTSZV | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Minnesota | xx | xx | xx | Minnesota | xx | xx | Yes | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Unavailable | No | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.999% | 360 |  | xx/xx/2006 | xx/xx/2006 |  | Conventional | ARM |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | Single Family | xx/xx/2006 | xx | Primary | Yes | Yes | No | Not Applicable | Unavailable | 27.233% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2015 | xx | Not Applicable | 3.875% | xx | xx/xx/2015 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2006 and recorded on xx/xx/2006 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is a state tax lien against xx in favor of the xx, which was recorded on xx/xx/2024, in the amount of xx.<br> There is a credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2025, in the amount of xx.<br> The 1st and 2nd installments of combined taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. Per tape, the deferred balance is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. <br> As per the comment dated xx/xx/2025, the reason for default is excessive obligations.<br> As per the comment dated xx/xx/2025, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2015.<br> As per the update title dated xx/xx/2026, the FC was initiated multiple times in 2009, 2018, 2019, and 2023. The latest foreclosure case was initiated in 2025. As per the comment dated xx/xx/2025, the FC has been closed due to the reinstatement.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:As per the update title dated xx/xx/2026, the FC was initiated multiple times in 2009, 2018, 2019, and 2023. The latest foreclosure case was initiated in 2025. The lis pendens, located at xx xx PG#98, was filed on xx/xx/2025. As per the comment dated xx/xx/2025, the foreclosure sale was scheduled on xx/xx/2025, and as per the comment dated xx/xx/2025, the sale has been cancelled. As per the comment dated xx/xx/2025, the FC has been closed due to the reinstatement.<br> Bankruptcy Comments:Not Applicable | The step modification agreement was signed between the borrowers, xx, and the lender, xx. Loan Servicer for xx, with an effective date of xx/xx/2015, and the new modified unpaid principal balance is xx. The modified monthly P&I of xx with an interest rate of 2.000% starting on xx/xx/2015, which will be changed in 3 steps until the new maturity date of xx/xx/2042. The rate will change in 3 steps, which end with 3.875%. There is no deferred balance and principal forgiven amount. | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status. PH does not show MI payments. Subject originated on xx/xx/2006.<br> xx/xx/2026: Seller commented the MI is inactive." |  | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Not Covered | Pass | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GEDTFYWUZP3 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2017 | xx/xx/2017 |  | Conventional | ARM |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2017 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 31.384% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2017 and recorded on xx/xx/2017 with instrument # xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is a prior state tax lien against the borrower in favor of xx, Comptroller of Public Accounts, which was recorded on xx/xx/1994 in the amount of xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape is xx.<br> As per the comment dated xx/xx/2026, the reason for default is excessive obligations.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has been SE for 8 years at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial 1003_Application<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 31.38%. Tape shows VOE is missing. Further details not provided. Lender defect. Subject loan originated on xx/xx/2017, and the 3-year SOL has expired. BWR has been SE for 8 years at XXXX, FICO 729, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test as the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days before the consummation date."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2017 does not reflect Points - Loan Discount Fee. CD dated xx/xx/2017 reflects Points - Loan Discount Fee at xx. Loan estimate dated xx/xx/2017 reflects Loan Origination Fee at xx. CD dated xx/xx/2017 reflects Loan Origination Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2017 and the 3-year SOL has expired."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial loan application signed by the LO is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 31.38%. Tape shows VOE is missing. Further details not provided. Lender defect. Subject loan originated on xx/xx/2017, and the 3-year SOL has expired. BWR has been SE for 8 years at xxx, FICO 729, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test as the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days before the consummation date."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2017 does not reflect Points - Loan Discount Fee. CD dated xx/xx/2017 reflects Points - Loan Discount Fee at xx. Loan estimate dated xx/xx/2017 reflects Loan Origination Fee at xx. CD dated xx/xx/2017 reflects Loan Origination Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2017 and the 3-year SOL has expired."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial loan application signed by the LO is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VRBK6MX48K9 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Arizona | xx | xx | xx | California | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.375% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 3 Family | xx/xx/2021 | xx | Investor | Yes | Yes | No | xx | xx | 41.619% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on 752.09.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is non-owner occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 and BWR2 receive social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan TRID/TILA violation with SOL expired. Further details not provided. Infinity did not test CE on this loan, as the subject is NOO originated on xx/xx/2021." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| S4DC8OF5BSV | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | xx | No | Loss Mitigation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.688% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2024 have been paid in the amount of xx on xx/xx/2024.<br> The 1st installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The loan was not modified.<br> As per the comment dated xx/xx/2025, the RFD is death of borrower.<br> As per the comment dated xx/xx/2025, the foreclosure was initiated on the loan. The complaint was filed on xx/xx/2025. The loan was reinstated, and the FC was dismissed on xx/xx/2025.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the comment dated xx/xx/2025, the subject property is occupied by an unknown party.<br> BWR receives social security and pension income.<br> Foreclosure Comments:As per the comment dated xx/xx/2025, the foreclosure was initiated on the loan. The complaint was filed on xx/xx/2025. The loan was reinstated, and the FC was dismissed on xx/xx/2025.<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial 1003_Application | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows TRID/TILA violation with SOL expired. Infinity CE report shows the subject loan passed all tests. Further details not provided. Subject originated on xx/xx/2021." | \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 45.68%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by LP (Locator# XXXX.pdf Pg#3) and its recommendation is Accept with a DTI of 46.00%." | \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 45.68%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by LP (Locator# XXXX.pdf Pg#3) and its recommendation is Accept with a DTI of 46.00%." | Minimal | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| M5W6RPZ6DSK | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Tennessee | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.750% | 360 |  | xx/xx/2018 | xx/xx/2018 |  | Conventional | ARM |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2018 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 41.631% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2021 | xx | Not Applicable | 3.750% | xx | xx/xx/2021 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2018 and recorded on xx/xx/2018 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> There are two junior mortgages against the subject property. The first was originated on xx/xx/2024 and recorded on xx/xx/2024 in the amount of xx with the XXXX, a government agency organized and existing under the laws of the United States of America, and the second was originated on xx/xx/2024 and recorded on xx/xx/2025 in the amount of xx with MERS as nominee for xx.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. As per the collection comment dated xx/xx/2025, the payments made in the month of Apr 2025 are borrower-made payments. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> According to the collection comment dated xx/xx/2024, the subject property was damaged due to the hurricane. The date of loss is xx/xx/2024, and the borrower filed an insurance claim for the loss amount of xx. As per the comment dated xx/xx/2024, the loss draft check was received in the amount of xx on xx/xx/2024. No comment indicating the current status or completion of repairs has been found. Subsequent CCs do not show damage.<br> As per the tape data, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2021.<br> Unable to determine the reason for the default.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 7 months on the job as a parts counter with XXXX Previously, BWR had multiple jobs in the last 2 years.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2021. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.75% beginning on xx/xx/2021 and a maturity date of xx/xx/2051. There is no deferred balance and principal forgiven amount. | Initial Escrow Acct Disclosure | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan amount of xxK is less than the minimum guideline requirement. Further details not provided. Subject loan originated on xx/xx/2018." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2018 does not reflect the loan origination fee. The final CD dated xx/xx/2018 reflects the loan origination fee of xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2018, and the 1-year SOL has expired."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.51% (the subject loan is an ARM, and CE is using the highest possible interest in the first 5 years for P&I). The borrower's income is xx, and total expenses are in the amount of xx. The subject loan closed with manual underwriting. The subject loan originated on xx/xx/2018, and the 3-year SOL has expired." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2018 does not reflect the loan origination fee. The final CD dated xx/xx/2018 reflects the loan origination fee of xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2018, and the 1-year SOL has expired."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.51% (the subject loan is an ARM, and CE is using the highest possible interest in the first 5 years for P&I). The borrower's income is xx, and total expenses are in the amount of xx. The subject loan closed with manual underwriting. The subject loan originated on xx/xx/2018, and the 3-year SOL has expired." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $3588.03 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DI0PV3Q4LJY | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.625% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 35.937% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx The subject mortgage was re-recorded on xx/xx/2022.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2025 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx6 on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the RFD.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 7.91 years on the job as a CFO with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is a non-compliant HPML. Further details not provided. Infinity compliance results show that the loan passed the higher-priced mortgage loan test. Subject loan is escrowed." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without an appraisal. The PIW disclosure signed by the borrower or the appraisal waiver is missing from the loan documents. XXXX search reflects an estimated value of xxK. The current UPB is xxK."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test.<br>The subject loan is a purchase that originated on xx/xx/2022, and the SOL is 1 year."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without an appraisal. The PIW disclosure signed by the borrower or the appraisal waiver is missing from the loan documents. xxx search reflects an estimated value of xxK. The current UPB is xxK."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test.<br>The subject loan is a purchase that originated on xx/xx/2022, and the SOL is 1 year."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | No Result | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| UVRS6K2RU22 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 41.632% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active junior mortgage against the subject property in favor of xx, in the amount of xx, which originated on xx/xx/2025 and was recorded on xx/xx/2025 with the instrument #xx<br> The 1st installment of combined taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of combined taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> Unable to determine the reason for the default.<br> As per the tape date, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives pension and social security income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows insufficient assets. Bank statement in the file shows xxK in assets, and the cash-to-close requirement is xxK. Further details not provided. The subject loan originated on xx/xx/2022." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test.<br> Initial LE dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. <br> Initial LE dated xx/xx/2021 reflects Transfer Taxes at xx. Final CD dated xx/xx/2022 reflects Transfer Taxes at xx. This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test.<br> Initial LE dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. <br> Initial LE dated xx/xx/2021 reflects Transfer Taxes at xx. Final CD dated xx/xx/2022 reflects Transfer Taxes at xx. This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XMNJ5LZ6BR0 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.750% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 18.648% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 was paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for the default.<br> As per tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives social security and retirement income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan closed without an appraisal. The PIW disclosure signed by the borrower or the appraisal waiver is missing from the loan documents. XXXX search shows an estimated value of xxM. The current UPB is xxK."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2021 and the 3-year SOL has expired.<br>Loan failed charges than in total cannot increase more than 10% tolerance test. LE dated xx/xx/2020 reflects the sum of Section C fees and Recording fee at xx. Final CD dated xx/xx/2021 reflects the sum of Section C and Recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% test. COC for increase in fee is missing from the loan documents.<br>The subject is refinance case originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan closed without an appraisal. The PIW disclosure signed by the borrower or the appraisal waiver is missing from the loan documents. xxx search shows an estimated value of xxM. The current UPB is xxK."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2021 and the 3-year SOL has expired.<br>Loan failed charges than in total cannot increase more than 10% tolerance test. LE dated xx/xx/2020 reflects the sum of Section C fees and Recording fee at xx. Final CD dated xx/xx/2021 reflects the sum of Section C and Recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% test. COC for increase in fee is missing from the loan documents.<br>The subject is refinance case originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| H3XJAJRXMM6 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.375% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.185% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st, 2nd, and 3rd installments of borough taxes for 2026 have been paid in the total amount of xx on different dates.<br> The 4th installment of borough taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.380%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> Unable to determine the reason for the default.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the seller's tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 5 months on the job as an attorney with XXXX. Previously, BWR had multiple jobs in the last two years in the same line of work.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows insufficient assets. The bank statement in the file shows xx and the cash-to-close requirement of xx. Further details not provided. The subject loan originated on xx/xx/2022." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 does not reflect points - loan discount fee. The CD dated xx/xx/2022 reflects points - loan discount fee at xx. The loan estimate dated xx/xx/2022 does not reflect the underwriting fee. The CD dated xx/xx/2022 reflects an underwriting fee of xx. The loan estimate dated xx/xx/2022 reflects the project questionnaire at xx. The CD dated xx/xx/2022 reflects the Project Questionnaire at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case that originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 does not reflect points - loan discount fee. The CD dated xx/xx/2022 reflects points - loan discount fee at xx. The loan estimate dated xx/xx/2022 does not reflect the underwriting fee. The CD dated xx/xx/2022 reflects an underwriting fee of xx. The loan estimate dated xx/xx/2022 reflects the project questionnaire at xx. The CD dated xx/xx/2022 reflects the Project Questionnaire at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case that originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PR85RUWC7GM | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Pennsylvania | xx | xx | xx | Pennsylvania | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.750% | 180 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 45.470% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx, F.A.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The annual school taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year delinquent taxes have been found.  | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the tape is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The RFD is unable to be determined. <br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No information has been found related to damage or repairs.<br> The loan has not been modified since origination.<br> As per the seller's tape, the property is owner occupied. <br> BWR1 and BWR2 have been SE for 15.83 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Initial Escrow Acct Disclosure<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 45.47%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 and BWR2 have been SE for 15.83 years at XXXX, FICO 806."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Pennsylvania license validation test."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.47%, since the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (Locator #XXXX.pdf_Pg#129), and its recommendation is "Approve/Eligible" with a DTI of 45.47%." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xxx search shows an estimated value at xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 45.47%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 and BWR2 have been SE for 15.83 years at XXXX, FICO 806."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Pennsylvania license validation test."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.47%, since the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (Locator #xxx_Pg#129), and its recommendation is "Approve/Eligible" with a DTI of 45.47%." | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 61W3L86UM0C | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2007 | xx | Primary | Yes | Yes | No | Not Applicable | Not Applicable | 29.408% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2017 | xx | Not Applicable | 3.763% | xx | xx/xx/2017 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2008 in xx, in the amount of xx with xx, FA.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The annual installment of combined taxes for 2024 was paid in the amount of xx on xx/xx/2024.<br> The annual installment of combined taxes for 2023 was paid in the amount of xx on xx/xx/2023.<br> The annual utilities/MUD charges for 2024 have been delinquent in the amount of xx and are good through xx/xx/2026.<br> The annual utilities/MUD charges for 2025 have been delinquent in the amount of xx and are good through xx/xx/2026. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.763%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2017.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The step modification agreement was signed between the borrower, xx, and lender, xx, with an effective date of xx/xx/2017, and the new modified unpaid principal balance is xx. The modified monthly P&I of xx with an interest rate of 2.495% starting on xx/xx/2017, which will be changed in 3 steps until the new maturity date of xx/xx/2057. The rate will change in 3 steps, which end with 3.763%. As per the modification agreement, the lender has forgiven principal in the amount of xx. |  | xx | 1: Acceptable |  |  |  |  | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9Z4ZTY0SGE1 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 39.848% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx, F.A. There is a junior UCC lien against the subject property in favor of xx, F.A. recorded on xx/xx/2021. The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025. The annual city taxes for 2025 have been paid in the amount of xx on xx/xx/2025. The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2025. No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape is xx. <br> Unable to determine the RFD. <br> As per the seller's tape, the property is owner occupied. <br> The loan has not been modified since origination. <br> As per the comment dated xx/xx/2025, the property had damages due to hail. The date of loss is xx/xx/2024. The estimated cost of damage is xx. Comment dated xx/xx/2055 shows the final loss draft check was received in the amount of xx. As per the comment dated xx/xx/2025, all loss draft funds were released and the claim was closed. Subsequent CCs do not show any damage.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found. <br> BWR1 has 3 months on the job as a manager with xx, BWR1 had 8.16 years on the job as a director of operations at xx. BWR2 has 5 months on the job as a veterinarian with xx. Previously, BWR2 had 4.25 years on the job as a veterinarianxx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Final CD dated xx/xx/2021 reflects escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and Infinity CE reports show the loan failed the TRID test, and the SOL of 3 years for refinance has expired. Further details are not provided. subject originated on xx/xx/2021." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 reflects Loan Origination Fee at xx. The final CD dated xx/xx/2021 reflects Loan Origination Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 reflects Loan Origination Fee at xx. The final CD dated xx/xx/2021 reflects Loan Origination Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $47055.65 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4EHND3EDCUB | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arkansas | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 2 Family | xx/xx/2022 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 38.079% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx and Trust. <br> No active judgments or liens have been found.<br> The annual combined taxes for 2024 have been paid in the amount of xx on xx/xx/2025. <br> The annual combined taxes for 2025 are due in the amount of xx on xx/xx/2026. <br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. <br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed. <br> As per the tape, the subject property occupancy is stated as an investment. <br> The loan has not been modified since origination. <br> No foreclosure activity has been found. No post-close bankruptcy record has been found<br> . Unable to determine the reason for the default.<br> BWR has 16.4 years on the job as an MEP Coordinator at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is a NOO purchase. Subject originated xx/xx/2022." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BCSEH58MMT2 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.000% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 46.797% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx, a Division of xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2025 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the tape, the subject property occupancy is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 11 years on the job as a XXXXal engineer with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial 1003_Application | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 44.77%. Tape shows qualifying income is not supported by a 2-year employment history. Further details not provided. Lender defect. Subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 11 years on the job as a XXXXal engineer with XXXX (CACI), FICO 788, and xxK equity in the subject."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial 1003 signed by the loan originator is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 44.77%. Tape shows qualifying income is not supported by a 2-year employment history. Further details not provided. Lender defect. Subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 11 years on the job as a XXXXal engineer with xxx, FICO 788, and xxK equity in the subject."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial 1003 signed by the loan originator is missing from the loan documents." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8TQNR1E7US6 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Nebraska | xx | xx | xx | Nebraska | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 30.531% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx, F.A.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025, respectively.<br> The 1st and 2nd installments of county taxes for 2025 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026, respectively.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for the default.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 has 9.75 years on the job as an executive assistant with XXXX<br> BWR2 has 2.75 years on the job as a campaign manager with XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Initial Escrow Acct Disclosure<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows AUS is missing. File shows AUS is available with an approved DTI of 31%. Subject loan originated on xx/xx/2021." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xx search shows an estimated value of xxK. Current UPB is xxK."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 6ZROR4ZJXJ3 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | Other |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.750% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Mid Rise Condo (5-8 Stories) | xx/xx/2021 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 25.418% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx, a limited liability company.<br> There are six prior ECB liens against the subject property in favor of the xx, which were recorded on different dates.<br> There is a civil judgment against the borrower in favor of xx in the amount of xx, which was recorded on xx/xx/2026.<br> The 1st, 2nd, and 3rd installments of borough taxes for 2026 have been paid in the total amount of xx on xx/xx/2025, xx/xx/2025, and xx/xx/2025.<br> The 4th installment of borough taxes is due in the amount of xx on xx/xx/2026.<br> No prior delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for the default.<br> As per the tape, the occupancy of the subject property is stated as investor.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> BWR is self-employed and has been running multiple businesses for 11 years.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is a NOO refinance originated on xx/xx/2022." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as NOO at 25.41%. Tape shows lender used YTD profit and loss statements that are not signed by the borrower for qualification. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR is self-employed and has been running multiple businesses for 11 years. FICO 690 and xxK equity in the subject." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as NOO at 25.41%. Tape shows lender used YTD profit and loss statements that are not signed by the borrower for qualification. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR is self-employed and has been running multiple businesses for 11 years. FICO 690 and xxK equity in the subject." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| UN0H0LCSHZT | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 35.858% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2023 | xx | Not Applicable | 3.500% | xx | xx/xx/2023 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is a junior UCC finance statement against the borrower in favor of xx, F.A. which was recorded on xx/xx/2021.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the tape is xx. PH shows a large transaction on xx/xx/2024 and xx/xx/2025; all payments are made by the borrower. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the tape is xx.<br> Unable to determine the reason for the default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2023.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 receives social security and retirement income.<br> BWR2 receives trust income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, "xx" and the lender, "xx" on xx/xx/2023. As per the modified term, the new principal balance is xx. The monthly P&I is xx, and the interest rate is not available. The modification is beginning on xx/xx/2023 and has a maturity date of xx/xx/2053. There is no deferred balance and principal forgiven amount. | Hazard Insurance<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Final CD dated xx/xx/2021 reflects escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the TRID/TILA violation. Further details not provided. The Infinity CE report shows the loan failed the TRID tolerance test, and the SOL of 3 years for refinance has expired." | xx | xx | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5GT2A87N09G | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | South Carolina | xx | xx | xx | South Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2020 | xx | Primary | Yes | No | No | xx | xx | 16.964% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with Book/Page # xx in the amount of xx with MERS as nominee for xx, xx<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape is xx.<br> Unable to determine the reason for the default.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 receives pension income.<br> BWR2 receives social security and disability income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial Escrow Acct Disclosure | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the South Carolina complaint agency disclosure is missing. Further details not provided. Subject originated on xx/xx/2020." | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure signed by the borrower is missing from the loan documents." | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VMIMTBVO95J | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Jersey | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.570% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The 1st installment of town taxes for 2026 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of town taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, there was a payment dispute. Further details are not provided.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has four months on the job as a UX designer at XXXX<br> BWR has prior employment experience as a UX product designer with XXXX. DBA xx, between xx/xx/2019 and xx/xx/2022 for 2.16 years. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the state regulations for the prohibited fees test. The following fees were included in the test: Attorney's Fee paid by Seller: xx Buyer Attorney Fee paid by Borrower: xx Courier fee paid by seller: xx HOA dues paid by borrower: xx HOA dues paid by borrower: xx Real Estate Commission paid by Seller: xx Real Estate Commission Fee paid by Seller: xx Title - CPL paid by Borrower: xx Title—Flood Cert paid by Borrower: xx Title—Notice of Settlement paid by Borrower: xx Title—Upper Court Fee Paid by Borrower: xx Title- Tideland Search paid by borrower: xx Undisclosed Debt Report paid by Borrower: xx Water Bill paid by Seller: xx"<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 reflects a point-rate lock fee at xx and an undisclosed debt report fee at xx. The CD dated xx/xx/2022 reflects a point-rate lock fee at xx and an undisclosed debt report fee at xx. This is an increase in fee of xx for charges that cannot increase. COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case that originated on xx/xx/2022." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the state regulations for the prohibited fees test. The following fees were included in the test: Attorney's Fee paid by Seller: xx Buyer Attorney Fee paid by Borrower: xx Courier fee paid by seller: xx HOA dues paid by borrower: xx HOA dues paid by borrower: xx Real Estate Commission paid by Seller: xx Real Estate Commission Fee paid by Seller: xx Title - CPL paid by Borrower: xx Title—Flood Cert paid by Borrower: xx Title—Notice of Settlement paid by Borrower: xx Title—Upper Court Fee Paid by Borrower: xx Title- Tideland Search paid by borrower: xx Undisclosed Debt Report paid by Borrower: xx Water Bill paid by Seller: xx"<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 reflects a point-rate lock fee at xx and an undisclosed debt report fee at xx. The CD dated xx/xx/2022 reflects a point-rate lock fee at xx and an undisclosed debt report fee at xx. This is an increase in fee of xx for charges that cannot increase. COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case that originated on xx/xx/2022." | Moderate | Pass | Fail | Pass | Pass | Fail | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VAJCF6CA830 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Rhode Island | xx | xx | xx | Rhode Island | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.875% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 32.153% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is one junior mortgage against the subject property originated on xx/xx/2024 in favor of xx in the amount of xx, which was recorded on xx/xx/2024 with instrument #xx<br> The 1st, 2nd & 3rd installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025, xx/xx/2025, and xx/xx/2026.<br> The 4th installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual installment of other taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 12.66 years at XXXX. Additionally, BWR has been SE for 17.41 years at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Dicsloures<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 32.15%. The tape shows the lender did not obtain the supporting REO docs to calculate DTI. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 12.66 years at XXXX. Additionally, BWR has been SE for 17.41 years at XXXX. FICO 781 and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. <br> The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 does not reflect Appraisal Re-Inspection Fee. Final CD dated xx/xx/2022 reflects Appraisal Re-Inspection Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br>TRID violation due to decrease in lender credit on CD dated xx/xx/2022. Initial CD dated xx/xx/2022 reflects lender credit at xx. Final CD dated xx/xx/2022 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. <br> The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Settlement service providers list is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 32.15%. The tape shows the lender did not obtain the supporting REO docs to calculate DTI. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 12.66 years at XXXX. Additionally, BWR has been SE for 17.41 years at xxx. FICO 781 and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. <br> The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 does not reflect Appraisal Re-Inspection Fee. Final CD dated xx/xx/2022 reflects Appraisal Re-Inspection Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br>TRID violation due to decrease in lender credit on CD dated xx/xx/2022. Initial CD dated xx/xx/2022 reflects lender credit at xx. Final CD dated xx/xx/2022 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. <br> The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Settlement service providers list is missing from the loan documents." | Moderate | Pass | Fail | No Result | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FIP1EUZUWKS | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 40.620% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2023 | xx | Not Applicable | 3.250% | xx | xx/xx/2023 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is a junior mortgage against the subject property originated on xx/xx/2023 and recorded on xx/xx/2023 in the amount of xx with xx.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.25%. The current UPB reflected as per tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per tape is xx.<br> As per the tape, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2023.<br> Unable to determine the reason for the default.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 13 years at xx. Additionally, BWR1 has been SE as a communicator for 1.83 years.<br> BWR2 has 13 years on the job as an instructional strategy manager atxx. Additionally, BWR2 has 13 years on the job as an XXXX at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2023. As per the modified term, the new principal balance is xx. The monthly P&I is xx beginning on xx/xx/2023 with a maturity date of xx/xx/2053. The interest rate is not available. There is no deferred balance or principal amount that has been forgiven. | Appraisal (Incomplete)<br> Hazard Insurance<br> Initial 1003_Application<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Final CD dated xx/xx/2021 reflects escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is subject to completion of landscaping. The estimated cost to cure is not available. Available 1004D does not confirm the completion of work, and the final CD reflects the escrow holdback in the amount of xx."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the e-consent agreement is missing from the loan documents. Further details not provided. File shows the e-consent agreement is available in the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test"<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2021 reflects Construction Admin Fee at xx. CD dated xx/xx/2021 reflects Construction Admin Fee at xx<br> Loan estimate dated xx/xx/2021 reflects Loan Origination Fee at xx. CD dated xx/xx/2021 reflects Loan Origination Fee at xx.<br> Loan estimate dated xx/xx/2021 reflects Appraisal Fee at xx. CD dated xx/xx/2021 reflects Appraisal Fee at xx<br> Loan estimate dated xx/xx/2021 does not reflect Document Preparation Fee. CD dated xx/xx/2021 reflects Document Preparation Fee at xx<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br>Subject loan is a refinance case, originated on xx/xx/2021 and the 3-year SOL has expired."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 signed by the originator is missing from the loan document"<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard insurance is missing from the loan document" | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test"<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2021 reflects Construction Admin Fee at xx. CD dated xx/xx/2021 reflects Construction Admin Fee at xx<br> Loan estimate dated xx/xx/2021 reflects Loan Origination Fee at xx. CD dated xx/xx/2021 reflects Loan Origination Fee at xx.<br> Loan estimate dated xx/xx/2021 reflects Appraisal Fee at xx. CD dated xx/xx/2021 reflects Appraisal Fee at xx<br> Loan estimate dated xx/xx/2021 does not reflect Document Preparation Fee. CD dated xx/xx/2021 reflects Document Preparation Fee at xx<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br>Subject loan is a refinance case, originated on xx/xx/2021 and the 3-year SOL has expired."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 signed by the originator is missing from the loan document"<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard insurance is missing from the loan document" | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| UTK18YIJHSD | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Massachusetts | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.750% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 28.838% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.A.<br> No active judgments or liens have been found.<br> The 1st, 2nd, and 3rd installments of town taxes for 2026 have been paid in the total amount of xx on xx/xx/2025, xx/xx/2025, and xx/xx/2026.<br> The 4th installment of town taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> Unable to determine the reason for default.<br> The loan has not been modified since origination.<br> As per the tape, the subject property is owner-occupied.<br> No information has been found related to damage or repairs.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2 months on the job as an application scientist at XXXX. Previously, BWR had 8.91 years on the job as a medical technologist at the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 28.83%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 2 months on the job as an application scientist at XXXX, FICO 792, 0X30 in the last 24 months, and xxK equity in the subject." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 28.83%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 2 months on the job as an application scientist at XXXX, FICO 792, 0X30 in the last 24 months, and xxK equity in the subject." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 6OX65HN78A0 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 38.765% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is one junior mortgage against the subject property in favor of the xx, National Association, which was recorded on xx/xx/2025 in the amount of xx.<br> There is a junior UCC finance statement against the borrower in favor of xx, F.A. which was recorded on xx/xx/2021 with instrument #xx<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.50%. The current UPB, as reflected on the tape, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected on the tape, is xx.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the RFD.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 6.66 years on the job as a VP of sales with XXXX. BWR2 has been SE as a processor/LO for 6 years.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Hazard Insurance<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 38.76%. Tape shows increased DTI of 43.50% and missing VOE. Further details not provided. Lender defect. Subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 6.66 years on the job as a VP of sales with XXXX; BWR2 has been SE as a processor/LO for 6 years, FICO 778, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase RESPA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the homeownership counseling organization's disclosure date test."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the written list of service providers disclosure date test."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test and charges that in total cannot increase more than 10% tolerance test due to loan failed initial LE estimate delivery and timing test. The initial LE dated xx/xx/2021 was delivered on xx/xx/2021, which is more than 3 business days from the initial application date of xx/xx/2021."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The hazard insurance policy is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 38.76%. Tape shows increased DTI of 43.50% and missing VOE. Further details not provided. Lender defect. Subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 6.66 years on the job as a VP of sales with XXXX; BWR2 has been SE as a processor/LO for 6 years, FICO 778, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase RESPA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the homeownership counseling organization's disclosure date test."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the written list of service providers disclosure date test."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test and charges that in total cannot increase more than 10% tolerance test due to loan failed initial LE estimate delivery and timing test. The initial LE dated xx/xx/2021 was delivered on xx/xx/2021, which is more than 3 business days from the initial application date of xx/xx/2021."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The hazard insurance policy is missing from the loan documents." | Moderate | Pass | Fail | Fail | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| H15TDLFH5Y5 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 17.510% | First | Short Form Policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, xx<br> There is an active mortgage against the subject property in favor of xx in the amount of xx, which originated on xx/xx/2017 and was recorded on xx/xx/2017 with instrument #xx As per the subordination agreement located at Ln#xx#41 dated xx/xx/2021, this mortgage was subordinated to the subject mortgage.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2025 are due in the amount of xx on xx/xx/2026 and xx/xx/206.<br> The annual sewer charges for 2025 have been delinquent in the amount of xx, which was due on xx/xx/2026 and is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.88%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the RFD.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 has been SE for 13 years at XXXX<br> BWR2 has 8.83 years on the job as a compensation manager with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Initial 1003_Application<br> Initial Escrow Acct Disclosure<br> Missing or error on the Rate Lock<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxM. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 17.51%. Tape shows CPA letter is missing, and lender used an un-audited YTD P&L statement for SE income calculation. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has been SE for 13 years at XXXX; BWR2 has 8.83 years on the job as a compensation manager with XXXX, and FICO 768."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial 1003 signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xx search shows an estimated value at xxM. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 17.51%. Tape shows CPA letter is missing, and lender used an un-audited YTD P&L statement for SE income calculation. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has been SE for 13 years at xxx; BWR2 has 8.83 years on the job as a compensation manager with xxx, and FICO 768."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial 1003 signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GLJCCA39A5F | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Washington D.C. | xx | xx | xx | Washington D.C. | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 40.280% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2024 have been paid in the amount of xx on xx/xx/2024.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The first installment of combined taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. PH shows a large principal curtailment on xx/xx/2024 in the amount of xx. As per the comment dated xx/xx/2025, the payment is BWR payment.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the RFD.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 3.5 years on the job as an analyst at the XXXX<br> BWR2 has 1.08 years on the job as an analyst at the XXXX. Previously, BWR2 had multiple jobs in the last two years in the same line of work.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the AUS report is missing. Further details not provided. The file shows the AUS report is available." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| N551V8NP7D2 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Manufactured Housing | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 35.432% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2023 | xx | Not Applicable | 3.500% | xx | xx/xx/2023 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.50%. The current UPB as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB as per the tape is xx.<br> The loan was modified on xx/xx/2023.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the reason for the default.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 3.41 years on the job as an associate director of finance at XXXX<br> BWR2 has 3.58 years on the job as a senior finance manager at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, aka xx, and the lender, xx, on xx/xx/2023. As per the modified term, the new principal balance is xx. The monthly P&I is xx beginning on xx/xx/2023 with a maturity date of xx/xx/2053. The interest rate is not available. There is no deferred balance and principal-forgiven amount. | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows unable to verify assets using third-party records. Bank statements in the file show that xxK satisfies the cash-to-close requirement of xxK at closing. Further details not provided." | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID total of payment disclosed on final CD as xx. Calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate as it is understated by more than xx."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property is Manufactured Housing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The home is affixed to the land. As per the appraisal report dated xx/xx/2021 located at xx, the subject property is a single family, and as per the prior mortgage rider document located at xx, the subject property is a manufactured home. The affidavit of affixation document is available in loan files located at xx, reflecting that the home is affixed permanently to the land." | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID total of payment disclosed on final CD as xx. Calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate as it is understated by more than xx."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property is Manufactured Housing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The home is affixed to the land. As per the appraisal report dated xx/xx/2021 located at xx, the subject property is a single family, and as per the prior mortgage rider document located at xx, the subject property is a manufactured home. The affidavit of affixation document is available in loan files located at xx, reflecting that the home is affixed permanently to the land." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TW00LS64308 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.500% | 351 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 41.156% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with xx<br> There is a prior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2023. The amount of lien is not provided.<br> The 1st and 2nd installments of county taxes for 2024 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2025 were due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 6 months on the job as an accounting tech at XXXX. BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows TRID/TILA violation with an active SOL. Infinity CE report shows the subject loan passed all tests. Further details not provided. Subject originated on xx/xx/2023." |  |  | Minimal | Pass | Pass | No Result | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GES1WHZDR4C | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.750% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | xx | 36.557% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2021 | xx | Not Applicable | 3.750% | xx | xx/xx/2022 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is a UCC finance statement against the borrower in favor of xx, F.A. which was recorded on xx/xx/2021.<br> There is one active residential construction contract and lien (XXXXs lien) against the borrower in favor of xx, in the amount of xx, which was recorded on xx/xx/2021.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape is xx. As per the tape, the subject property is owner-occupied. Unable to determine the reason for default. No details pertaining to the damage to the subject property have been observed. The loan was modified on xx/xx/2021. No foreclosure activity has been found. No post-close bankruptcy record has been found. BWR1 has 6.83 years on the job as an asset manager with XXXX. BWR2 has 12.83 years on the job as an associate with XXXX Investments. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2021. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.750% beginning on xx/xx/2022 and a maturity date of xx/xx/2052. There is no deferred balance and principal forgiven amount. | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan amount of xxM is greater than the maximum guideline requirement. Further details not provided. Subject loan originated on xx/xx/2020." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WI24ZA4ALC8 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 29.568% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is an active junior mortgage against the subject property in favor of xx in the amount of xx which originated on xx/xx/2025 and recorded on xx/xx/2025 with the instrument #xx<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the tape is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape is xx.<br> Unable to determine the reason for default.<br> No information has been found related to damage or repairs.<br> As per the seller's tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 5.41 years on the job as a secondary math instructor at the XXXX<br> BWR2 has been SE for 13.917 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Initial Escrow Acct Disclosure<br> Missing or error on the Rate Lock<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 29.56%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 5.41 years on the job as a secondary math instructor at the XXXX. BWR2 has been SE for 13.91 years at XXXX, FICO 797."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xx search shows an estimated value at xxK. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 29.56%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 5.41 years on the job as a secondary math instructor at the xxx. BWR2 has been SE for 13.91 years at XXXX, FICO 797."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| S5F3FQ1I68I | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Mid Rise Condo (5-8 Stories) | xx/xx/2023 | xx | Investor | Yes | Yes | Yes | xx | Not Applicable | 31.917% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active municipal lien against the subject property in favor of the xx, which was good through xx/xx/2026 in the amount of xx.<br> The annual county taxes for 2024 have been paid in the amount of xx on xx/xx/2024.<br> The annual county taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> Unable to determine the reason for default.<br> As per the tape data, the subject property is occupied by an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 13 years on the job as a senior manager at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is a NOO purchase. Subject originated on xx/xx/2023."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject is a condotel unit at the XXXX, located in the city of XXXX. XXXX search shows an estimated value of xxK. Current UPB is xxK." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Z98RXWOHEHY | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.375% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Refinance | xx | xx | Alternative | Yes | xx | xx | 12.000% |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 22.766% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2023 | xx | Not Applicable | 5.375% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is a junior UCC lien against the borrower in favor of xx, F.A. which was recorded on xx/xx/2022.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.375%. The current UPB reflected as per the tape is xx. <br> PH shows a large transaction of principal payments other than P&I on xx/xx/2025, xx/xx/2025, xx/xx/2025, and xx/xx/2025 in the total amount of xx. As per the comments dated xx/xx/2025, xx/xx/2025, xx/xx/2025, and xx/xx/2025, these are the borrowers payments. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape is xx.<br> Unable to determine the reason for default.<br> As per tape data, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2023.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 4 years as a dentist at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2023. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.375% beginning on xx/xx/2024 and a maturity date of xx/xx/2054. There is no deferred balance and principal-forgiven amount. | Initial 1003_Application | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status. The subject loan originated on xx/xx/2022. The PH does not show the information about last MI payments.<br> xx/xx/2026: Seller commented the MI is inactive." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 22.77%. Tape shows the lender did not document the tax return to verify SE income. Further details not provided. Lender defect. Subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has been SE for 4 years as a dentist at xx, FICO 790, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that in total cannot increase more than 10% tolerance test. The initial LE dated xx/xx/2022 reflects the recording fee at xx. The final CD dated xx/xx/2022 reflects the recording fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% test. A valid COC for the increase in fee is not available. The subject loan is a refinance case that originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 22.77%. Tape shows the lender did not document the tax return to verify SE income. Further details not provided. Lender defect. Subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has been SE for 4 years as a xx at xx, FICO 790, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that in total cannot increase more than 10% tolerance test. The initial LE dated xx/xx/2022 reflects the recording fee at xx. The final CD dated xx/xx/2022 reflects the recording fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% test. A valid COC for the increase in fee is not available. The subject loan is a refinance case that originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QGR7IDCE7OX | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | Yes | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | No | Loss Mitigation | Chapter 7 | xx | $0.00 | No | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | ARM |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2007 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.031% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument # xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.880%. The current UPB reflected as per the payment history is xx. The PH tape data reflects a deferred amount of xx, and the deferred agreement is located at 237541455, page #xx and Page #1004.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2025, the reason for default is the death of a family member.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the loan was modified on xx/xx/2021.<br> The foreclosure was initiated on the loan in 2025. As per the servicing comment dated xx/xx/2025, the foreclosure case has been closed due to reinstatement. Further details were not provided.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2014. The BK was discharged on xx/xx/2015 and terminated on xx/xx/2015.<br> As per the collection comment dated xx/xx/2025, the subject property is occupied by an unknown party.<br>Foreclosure Comments:The foreclosure was initiated on the loan in 2025. As per the servicing comment dated xx/xx/2025, foreclosure is on hold due to loss mitigation. As per the servicing comment dated xx/xx/2025, the foreclosure case has been closed due to reinstatement. Further details were not provided.<br>Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2014. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The BK was discharged on xx/xx/2015 and terminated on xx/xx/2015. | This is a conventional adjustable-rate mortgage with a P&I of xx, a rate of interest of 6.1250%, and a maturity date of xx/xx/2037. The P&I as per payment history is xx, and the rate of interest is 2.880%. There is a difference in P&I and rate of interest with respect to the note. As per the seller's tape data, the loan was modified on xx/xx/2021. The modification agreement is missing from the loan file. | Hazard Insurance<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows HUD-1 is missing, and the subject property is located in a non-UAL state. File shows HUD-1 is available and CE is tested." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Evidence of hazard insurance is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Evidence of hazard insurance is missing from the loan documents." | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| W89GMKZ0VXA | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 12.000% |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 41.260% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.25%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected on the tape, is xx.<br> As per the comment dated xx/xx/2024, the reason for default is illness of the borrower's family member.<br> As per the comment dated xx/xx/2024, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 13.41 years on the job as a director of digital transformation with xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Final CD dated xx/xx/2021 reflects escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents."<br> \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status. PH shows last MI payment applied on xx/xx/2025." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows TRID/TILA violation with SOL expired. Infinity CE report shows the subject loan passed all tests. Further details not provided. Subject originated on xx/xx/2021." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CF28QCCHUQT | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 44.511% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape is xx.<br> As per the comment dated xx/xx/2025, the reason for default is excessive obligation.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 2.25 years on the job as a professor with XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Initial Escrow Acct Disclosure<br> Right of Rescission<br> Transmittal (1008) | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved at 44.51%. Tape shows DTI 44.5% exceeds 43% threshold of DTI. Further details not provided. Lender defect. Subject originated xx/xx/2021 and the 3 year SOL has expired. BWR has 2.25 years as a professor at XXXX. FICO 777. xxK equity in subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 does not reflect Loan Origination Fee. Final CD dated xx/xx/2021 reflects Loan Origination Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2021 and the 3-year SOL has expired."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.51%, as the borrower's income is xx, and total expenses are in the amount of xx. The loan was underwritten by DU (Locator #XXXX.pdf_Pg #57), and its recommendation is "Approve/Eligible" with a DTI of 44.51%."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan file."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xxx search shows an estimated value at xxK. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved at 44.51%. Tape shows DTI 44.5% exceeds 43% threshold of DTI. Further details not provided. Lender defect. Subject originated xx/xx/2021 and the 3 year SOL has expired. BWR has 2.25 years as a xxx at xxx. FICO 777. xxK equity in subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 does not reflect Loan Origination Fee. Final CD dated xx/xx/2021 reflects Loan Origination Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2021 and the 3-year SOL has expired."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.51%, as the borrower's income is xx, and total expenses are in the amount of xx. The loan was underwritten by DU (Locator #XXXX.pdf_Pg #57), and its recommendation is "Approve/Eligible" with a DTI of 44.51%."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan file."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| W7I68OB4EM3 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | South Carolina | xx | xx | xx | South Carolina | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2018 | xx/xx/2018 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Yes | xx | xx | 25.000% | Not Applicable |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 4.625% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2018 and recorded on xx/xx/2018 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is one junior credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2021 in the amount of xx. The credit card judgment lien started the foreclosure.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, the RFD is excessive obligations.<br> As per the comment dated xx/xx/2025, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2025.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.625% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. There is no deferred balance and principal forgiven amount. | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without VA funding fee. Reaching out to seller to clarify." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is a VA IRRRL loan and points and fees exceed 1% of the loan amount. Infinity compliance results show that the loan does not fail the VA point and fees test." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB: xxK."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2018 reflects points—a loan discount fee of xx. The CD dated xx/xx/2018 reflects points—a loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance, originated on xx/xx/2018, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xxx search shows an estimated value at xxK. Current UPB: xxK."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2018 reflects points—a loan discount fee of xx. The CD dated xx/xx/2018 reflects points—a loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance, originated on xx/xx/2018, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SFOOCNHZ5D7 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 360 |  | xx/xx/2019 | xx/xx/2019 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2019 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.570% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument # xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, the RFD is an excessive obligation. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the seller's tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 3.00 years on the job as business XXXX at XXXX. Additionally, BWR receives boarder income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | This is a conventional fixed-rate mortgage with a P&I of xx, a rate of interest of 5.50000%, and a maturity date of xx/xx/2049. The P&I as per payment history is xx, and the rate of interest is 5.500%. As per the seller's tape data, the loan has been modified. The modification agreement is missing from the loan file. | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Required Documentation Missing or Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan has a single-premium MI plan, and the full amount for MI is charged at closing." | xx | xx | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| B9P9B9GGAYO | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2007 | xx | Primary | Yes | Yes | No | Not Applicable | Not Applicable | 48.814% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2021 | xx | Not Applicable | 4.750% | xx | xx/xx/2021 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are 3 junior IRS liens against the borrower in favor of the xx, which were recorded on xx/xx/2011, xx/xx/2024, and xx/xx/2024, in the total amount of xx.<br> There is a junior IRS lien against the borrower in favor of the xx, which was recorded on xx/xx/2007, in the amount of xx. <br> There is a junior state tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2011 in the amount of xx. The SSN mentioned on supportive documents is inconsistent with the borrower's SSN.<br> There are 4 junior civil judgments against the borrower in favor of different plaintiffs, which were recorded on different dates, in the total amount of xx.<br> There are 4 junior credit card judgments against the borrower in favor of different plaintiffs, which were recorded on different dates, in the total amount of xx.<br> The 1st and 2nd installments of county taxes for 2024/2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2026, the reason for default is payment dispute.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2021.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2021. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.750% beginning on xx/xx/2021 and a maturity date of xx/xx/2061. There is no deferred balance and principal forgiven amount. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The HUD-1 dated xx/xx/2007 reflects cash to in the amount of xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The HUD-1 dated xx/xx/2007 reflects cash to in the amount of xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4UPUJ40E58F | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Unavailable | No | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 10.140% | 360 |  | xx/xx/2006 | xx/xx/2006 |  | Conventional | Fixed |  | Cash Out | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | PUD | Not Applicable | xx | Primary | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2006 and recorded on xx/xx/2006 with instrument # xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The water/sewer charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.00%. The current UPB reflected as per the payment history is xx and the deferred balance is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the loan was modified on xx/xx/2018.<br> As per the comment dated xx/xx/2025, the subject property is occupied by an unknown party.<br> As per the comment dated xx/xx/2026, the RFD is excessive obligation.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the comment dated xx/xx/2025, the foreclosure was initiated on the loan in 2025. As per the comment dated xx/xx/2025, the FC file closed on xx/xx/2025 due to reinstatement. Further details not provided.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:As per the comment dated xx/xx/2025, the foreclosure was initiated on the loan in 2025. As per the comment dated xx/xx/2025, the foreclosure file closed on xx/xx/2025 due to reinstatement. Further details not provided.<br> Bankruptcy Comments:Not Applicable | This is a conventional fixed-rate mortgage with a P&I of xx, a rate of interest of 10.14%, and a maturity date of xx/xx/2036. The P&I as per payment history is xx, and the rate of interest is 4.00%. There is a difference in P&I and rate of interest with respect to the note. As per the seller's tape data, the loan was modified on xx/xx/2018. The modification agreement is missing from the loan file. | Initial 1003_Application<br> Missing or error on the Rate Lock<br> Origination Appraisal<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 signed by loan originator is missing from the loan files."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan file." | \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. xx search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 signed by loan originator is missing from the loan files."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan file." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8IK3GEVJMRS | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.739% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is a junior UCC lien against the subject property in favor of xx, F.A. which was recorded on xx/xx/2022.<br> The annual combined taxes for 2024 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 6.58 years at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock<br> Right of Rescission | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows a TRID/TILA violation (SOL expired). Infinity compliance report shows the loan failed the TRID/TILA violation. The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects loan origination fee at xx. Final CD dated xx/xx/2022 reflects loan origination fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects loan origination fee at xx. Final CD dated xx/xx/2022 reflects loan origination fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HHUK0DTCHM7 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.490% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Mid Rise Condo (5-8 Stories) | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 36.922% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument book # xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property, which was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument book # xx in the amount of xx with MERS as nominee for xx.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.490%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.490%. The current UPB, as reflected in the payment history, is xx.<br> As per tape, the subject property is currently owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Unable to determine the reason for the default.<br> BWR has 3.75 years on the job as an executive team leader xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is as is. The tape and condo questionnaire shows the subject condo project is pending due to critical repairs such as safety issues involving gate and fence replacement and walkway repavement. Special assessment in the amount of xx. XXXX search shows an estimated value of xxK. The current UPB is xxK." | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Compliance Audit / Quality Control Fee paid by Borrower: xx<br> Document Preparation Fee paid by Borrower: xx<br> Lock Extention paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Compliance Audit / Quality Control Fee paid by Borrower: xx<br> Document Preparation Fee paid by Borrower: xx<br> Lock Extention paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OUC5BUK9ATF | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | Other | XXXX | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.750% | 360 |  | xx/xx/2019 | xx/xx/2019 |  | VA | Fixed |  | Refinance | xx | xx | Not Applicable | Not Applicable | xx | Unavailable | Unavailable | Unavailable |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | Unavailable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with xx in the amount of xx with MERS as nominee for xx.<br> There are two active water/sewer liens against the subject property in favor of xx, which were recorded on xx/xx/2020 and xx/xx/2025 in the amount of xx.<br> There is an active HOA lien against the subject property in favor of xx, which was recorded on xx/xx/2024 in the amount of xx.<br> The 1st and 2nd installments of combined taxes for 2023 were paid in the total amount of xx on xx/xx/2023 and xx/xx/2023.<br> The 1st and 2nd installments of combined taxes for 2024 were paid in the total amount of xx on xx/xx/2024 and xx/xx/2024.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for default is curtailment of income.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Credit Application<br> Credit Report<br> Hazard Insurance<br> HUD-1 Closing Statement<br> Initial 1003_Application<br> Initial Escrow Acct Disclosure<br> Missing Initial LE<br> Missing or error on the Rate Lock<br> Origination Appraisal<br> Right of Rescission<br> Transmittal (1008) | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject closed as a VA loan and could not determine if a one-time VA funding fee was charged to BWR at closing, as the final CD is missing from the loan file. Reaching out to the seller to verify active MI status." | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final closing disclosure is missing from the loan documents." | xx | xx |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5EQXH0KCOJ1 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 40.941% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is a UCC financing statement against the property in favor of xx. that was recorded on xx/xx/2022 with instru# XXXX.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.5000%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 has been SE for 23.66 years at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Hazard Insurance<br> Initial 1003_Application<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and Infinity compliance report show the subject loan failed for a TILA/TRID violation and the 3-year SOL for refinance has expired. Further details are not provided. The loan originated on xx/xx/2022." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects Administration Fee at xx. The CD dated xx/xx/2022 reflects Administration Fee at xx. The loan estimate dated xx/xx/2021 reflects Loan Origination Fee at xx. The CD dated xx/xx/2022 reflects Loan Origination Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial 1003 signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement is missing from the loan file."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Evidence of hazard insurance is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects Administration Fee at xx. The CD dated xx/xx/2022 reflects Administration Fee at xx. The loan estimate dated xx/xx/2021 reflects Loan Origination Fee at xx. The CD dated xx/xx/2022 reflects Loan Origination Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial 1003 signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement is missing from the loan file."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Evidence of hazard insurance is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R9UOXNUY6DF | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oregon | xx | xx | xx | Oregon | xx | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Chapter 7 | xx | Not Applicable | No | xx | Not Applicable | xx | 6.290% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | ARM |  | Cash Out | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2005 | xx | Primary | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | 20.914% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Unavailable | Unavailable | 6.580% | xx | Unavailable | Unavailable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument #xx in the amount of xx with xx, FSB.<br> There is an active junior mortgage against the subject property in favor of xx, FA, a Federal Association, in the amount of xx, which originated on xx/xx/2006 and was recorded on xx/xx/2006 with the instrument #xx<br> There is an active real estate tax lien against the subject property in favor of the xx, Supervisor Deferral Unit, which was recorded on xx/xx/2023 in the amount of xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.580%. The current UPB is xx, and the deferred balance is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx, and the deferred balance is xx.<br> Unable to determine the reason for the default.<br> No details pertaining to the damage to the subject property have been observed.<br> As per tape data, the loan was modified on xx/xx/2021.<br> No foreclosure activity has been found.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case # xx on xx/xx/2012. The BK was discharged on xx/xx/2012 and terminated on xx/xx/2012.<br> As per tape, the subject property is currently owner-occupied<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case # xx on xx/xx/2012. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The BK was discharged on xx/xx/2012 and terminated on xx/xx/2012. | This is a conventional fixed-ARM mortgage with a P&I of xx, a rate of interest of 6.2900%, and a maturity date of xx/xx/2035. The P&I as per payment history is xx, and the rate of interest is 6.580%. As per the seller's tape data, the loan was modified on xx/xx/2021. The modification agreement is missing from the loan file.<br>| Initial 1003_Application<br> Missing or error on the Rate Lock<br> Prepayment Penalty Rider | xx | 2: Acceptable with Warnings |  |  | \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Prepayment Rider Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The prepayment rider is missing from the loan documents." | \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Prepayment Rider Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The prepayment rider is missing from the loan documents." | Minimal | Pass | Pass | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| UR19TK6BZ9U | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | No | No | xx | Not Applicable | 39.685% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with xx, F.A.<br> There are two junior UCC liens against the subject property in favor of xx, which were recorded on xx/xx/2022.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The annual installment of school taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the seller's tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 9.91 years at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 39.68%. Tape shows the lender did not verify the SE income used for qualification. Lender defect. The subject originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 9.91 years at XXXX, FICO 802, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase RESPA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed RESPA homeownership counseling organizations disclosure date test as the homeownership counseling organization disclosure were issued 4 days after initial application date. Initial application date is xx/xx/2022 and the documents are dated xx/xx/2022."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed compliance ease delivery and timing test for initial loan estimate dated xx/xx/2022 and electronically signed on xx/xx/2022 of which is greater than 3 days from the initial application date xx/xx/2022. Unable to determine delivery date due to missing document tracker. TRID is failing for timing of initial LE."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test and charges that in total cannot increase more than 10% tolerance test due to loan failed initial LE estimate delivery and timing test. Initial LE dated xx/xx/2022 delivered on xx/xx/2022 which is more than 3 business days from initial application date xx/xx/2022.<br> Subject loan is refinance case, originated on xx/xx/2022 and the 3-year SOL has expired.<br>Loan failed SSPL Document date test. Loan originator received initial application on xx/xx/2022. SSPL document date is xx/xx/2022 which is more than 3 business days from the initial application date xx/xx/2022. Subject loan is refinance case, originated on xx/xx/2022 and the 3-year SOL has expired." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 39.68%. Tape shows the lender did not verify the SE income used for qualification. Lender defect. The subject originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 9.91 years at XXXX, FICO 802, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase RESPA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed RESPA homeownership counseling organizations disclosure date test as the homeownership counseling organization disclosure were issued 4 days after initial application date. Initial application date is xx/xx/2022 and the documents are dated xx/xx/2022."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed compliance ease delivery and timing test for initial loan estimate dated xx/xx/2022 and electronically signed on xx/xx/2022 of which is greater than 3 days from the initial application date xx/xx/2022. Unable to determine delivery date due to missing document tracker. TRID is failing for timing of initial LE."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test and charges that in total cannot increase more than 10% tolerance test due to loan failed initial LE estimate delivery and timing test. Initial LE dated xx/xx/2022 delivered on xx/xx/2022 which is more than 3 business days from initial application date xx/xx/2022.<br> Subject loan is refinance case, originated on xx/xx/2022 and the 3-year SOL has expired.<br>Loan failed SSPL Document date test. Loan originator received initial application on xx/xx/2022. SSPL document date is xx/xx/2022 which is more than 3 business days from the initial application date xx/xx/2022. Subject loan is refinance case, originated on xx/xx/2022 and the 3-year SOL has expired." | Moderate | Pass | Pass | Fail | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CT8N3G9KFIE | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Washington D.C. | xx | xx | xx | Washington D.C. | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.748% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2024 have been paid in the amount of xx on xx/xx/2024.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The 1st installment of combined taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.25 years on the job as a senior associate with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 44.74% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator# XXXX.pdf Page #379) and its recommendation is approve/eligible with a DTI of 44.75%." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 44.74% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator# XXXX.pdf Page #379) and its recommendation is approve/eligible with a DTI of 44.75%." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ENEEG9GIHUA | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Indiana | xx | xx | xx | Indiana | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.000% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | PUD | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 20.739% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is a XXXX's lien against the borrower in favor of xx, which was recorded on xx/xx/2021 in the amount of xx.<br> The 1st and 2nd installments of county taxes for 2024/2025 have been paid in the total amount of xx on xx/xx/2025 and on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for the default. <br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 5.83 years on the job as an XXXX. Additionally, BWR receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial Escrow Acct Disclosure<br> Transmittal (1008) | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and Infinity CE report show the loan failed the QM points and fees test. Further details not provided. Subject originated xx/xx/2021." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TRID total of payments test due to the total of payments disclosed on the final CD as xx. The calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate because it is understated by more than xx. <br>This loan failed the TRID foreclosure rescission total of payments test due to the total of payments disclosed on the final CD as xx. The calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate because it is understated by more than xx. <br>The loan failed charges that cannot increase the 0% tolerance test. The initial loan estimate dated xx/xx/2020 does not reflect points - loan discount fee. The final CD dated xx/xx/2021 reflects points - loan discount fee of xx. The initial loan estimate dated xx/xx/2020 reflects the mortgage broker fee. The final CD dated xx/xx/2021 reflects the mortgage broker fee of xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case that originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Application Fee paid by Borrower: xx<br> Mortgage Broker Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>The loan failed the qualified mortgage lending policy points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Application Fee paid by Borrower: xx<br> Mortgage Broker Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TRID total of payments test due to the total of payments disclosed on the final CD as xx. The calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate because it is understated by more than xx. <br>This loan failed the TRID foreclosure rescission total of payments test due to the total of payments disclosed on the final CD as xx. The calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate because it is understated by more than xx. <br>The loan failed charges that cannot increase the 0% tolerance test. The initial loan estimate dated xx/xx/2020 does not reflect points - loan discount fee. The final CD dated xx/xx/2021 reflects points - loan discount fee of xx. The initial loan estimate dated xx/xx/2020 reflects the mortgage broker fee. The final CD dated xx/xx/2021 reflects the mortgage broker fee of xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case that originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Application Fee paid by Borrower: xx<br> Mortgage Broker Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>The loan failed the qualified mortgage lending policy points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Application Fee paid by Borrower: xx<br> Mortgage Broker Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RP5YMR0ZCVC | xx | xx |  | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arizona | xx | xx | xx | Alaska | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Alternative | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.861% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx dba xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the RFD.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 17.41 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and the Infinity CE report show the subject loan is an HPML loan. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.491% exceeds APR threshold of 8.430% over by +0.061%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d)." | \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.491% exceeds APR threshold of 8.430% over by +0.061%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d)." | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4VNXJNU3DGY | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | High Rise Condo (>=9 Stories) | xx/xx/2021 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 44.780% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The RFD is unable to be determined. <br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 25 years at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 44.78%. Tape shows an unaudited YTD P&L and is missing REO documentation, including the mortgage statement required to confirm PITIA. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE for 25 years at XXXX, FICO 663, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2021 reflects Points—Loan Discount Fee at xx. The loan estimate dated xx/xx/2020 reflects a loan origination fee of xx. The CD dated xx/xx/2021 reflects a loan origination fee of xx. The loan estimate dated xx/xx/2020 reflects transfer taxes at xx. The CD dated xx/xx/2021 reflects transfer taxes at xx. This is a cumulative increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case that originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.78%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (Locator #XXXX.pdf_Pg #2254), and its recommendation is "Approve/Eligible" with a DTI of 44.78%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 44.78%. Tape shows an unaudited YTD P&L and is missing REO documentation, including the mortgage statement required to confirm PITIA. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE for 25 years at xxx, FICO 663, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2021 reflects Points—Loan Discount Fee at xx. The loan estimate dated xx/xx/2020 reflects a loan origination fee of xx. The CD dated xx/xx/2021 reflects a loan origination fee of xx. The loan estimate dated xx/xx/2020 reflects transfer taxes at xx. The CD dated xx/xx/2021 reflects transfer taxes at xx. This is a cumulative increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case that originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.78%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (Locator #XXXX.pdf_Pg #2254), and its recommendation is "Approve/Eligible" with a DTI of 44.78%." | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YA208X89NKL | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Investor | Yes | Yes | No | xx | xx | 32.687% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx, F.A.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the tape is xx | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property's occupancy is stated as an investor.<br> As per the collection comment dated xx/xx/2026, the reason for default is excessive obligations.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR2 has 6 years on the job as a senior regulatory managerxx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is a NOO refinance." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows a TILA/TRID violation on the subject loan, and SOL has expired. Infinity does not perform regulatory compliance tests on NOO loans. The subject loan originated on xx/xx/2021, and the 3-year TILA/TRID SOL has expired. Further details not provided." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 883DSCW742J | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.999% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.045% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with book/page #xx in the amount of xx with MERS as nominee for xx<br> There are three prior credit card judgments against the borrower in favor of xx, which were recorded on xx/xx/2014, xx/xx/2025, and xx/xx/2024, in the total amount of xx.<br> There are two prior state tax liens against the borrower in favor of the xx, which were recorded on xx/xx/2001 and xx/xx/2010, in the total amount of xx.<br> There is a prior XXXX's lien against the subject property in favor of the xx, Licensing and Regulation, which was recorded on xx/xx/2015 in the amount of xx.<br> There is a prior IRS lien against the borrower in favor of the xx, which was recorded on xx/xx/2023 in the amount xx.<br> The 1st and 2nd installments of county taxes for 2026 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2024 and xx/xx/2024.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2023 and xx/xx/2023.<br> The 1st, 2nd, 3rd, and 4th installments of utilities/MUD charges for 2025 have been paid in the total amount of xx on different dates.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.999%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No comment related to damage or repair is found in the servicing comments. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives pension and social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and the Infinity CE report show the subject loan is an HPML. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.336% exceeds APR threshold of 8.370% over by +0.966%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the MD COMAR higher-priced mortgage loan test due to an APR calculated at 9.336% exceeds APR threshold of 8.370% over by +0.966%." | \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.336% exceeds APR threshold of 8.370% over by +0.966%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the MD COMAR higher-priced mortgage loan test due to an APR calculated at 9.336% exceeds APR threshold of 8.370% over by +0.966%." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BUN836PUOWU | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Michigan | xx | xx | xx | Michigan | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.125% | 360 |  | xx/xx/2015 | xx/xx/2015 |  | Conventional | ARM |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2015 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 33.530% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2015 and recorded on xx/xx/2015 in Book 4007, Page 681, in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.16 years on the job as an engineering apprentice machinist in manufacturing with XXXX. <br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal is as is. Photo addendum shows significant deferred maintenance such as rotted windows, missing siding, unfinished interior walls and ceilings, and an incomplete bathroom. The cost to cure is not provided in the loan file. The 1004d completion report is missing from the loan documents. Subject originated xx/xx/2015."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows W2 is missing for year 2014. File shows the W2 is available for the year 2014. Further details not provided." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TILA finance charge test. Finance charge disclosed on Final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. <br>Loan failed TILA APR test because APR calculated at 4.613% exceeds APR threshold of 5.500% under disclosed by -0.887%."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.500% exceeds APR threshold of 4.900% over by +0.600%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). <br>Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated at 5.500% exceeds APR threshold of 4.900% over by +0.600%."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TILA finance charge test. Finance charge disclosed on Final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. <br>Loan failed TILA APR test because APR calculated at 4.613% exceeds APR threshold of 5.500% under disclosed by -0.887%."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.500% exceeds APR threshold of 4.900% over by +0.600%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). <br>Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated at 5.500% exceeds APR threshold of 4.900% over by +0.600%."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Q2DUJ0QJRVC | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Kentucky | xx | xx | xx | Kentucky | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 240 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 25.474% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx, F.A.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water/sewer charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The UPB is not provided in the payment history. Per tape as of xx/xx/2026, the current UPB is xx.<br> Unable to determine the reason for default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 14.75 years on the job as a manager of information technology at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial Escrow Acct Disclosure<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 25.47%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 14.75 years on the job as a manager of information technology at XXXX, FICO 752."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 25.47%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 14.75 years on the job as a xxx at xxx, FICO 752."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OBM45UGUBVT | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | $2689.00 | xx | 5.625% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | ARM |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 12.000% |  |  | Not Applicable | PUD | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | xx | 35.581% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with an instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is a junior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2023. <br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the tape data is xx. This loan is interest-only for 18 months. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape data is xx.<br> Unable to determine the RFD.<br> As per tape data, the subject property is owner-occupied.<br> As per tape data, the loan was modified on xx/xx/2025.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 12.16 years on the job as a vice president xx. Also, BWR receives other income and trust income. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | This is a conventional ARM-rate mortgage originated on xx/xx/2023 with a P&I of xx, a rate of interest of 5.625%, and a maturity date of xx/xx/2054. The P&I as per payment history is xx, and the rate of interest is 5.625%. The current UPB is xx. There is a difference in P&I with respect to the note. As per the seller's tape data, the loan has been modified on xx/xx/2025. The modification agreement is missing from the loan file. The loan was modified twice since origination. |  | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status. The subject loan originated on xx/xx/2023.The PH does not show the information about last MI payments.<br> xx/xx/2026: Seller commented the MI is inactive." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 35.79%. Tape shows trust letters used for qualification were provided by BWR, were not dated, and are not allowed as per guidelines. Further details not provided. Lender defect. The subject loan originated on xx/xx/2023, and the 3-year SOL has expired. BWR1 has 12.16 years on the job as a vice president with XXXX. Also, BWR receives other income and trust income, FICO 780, and xxK equity in the subject."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 35.79%. Tape shows trust letters used for qualification were provided by BWR, were not dated, and are not allowed as per guidelines. Further details not provided. Lender defect. The subject loan originated on xx/xx/2023, and the 3-year SOL has expired. BWR1 has 12.16 years on the job as xx with xxx. Also, BWR receives other income and trust income, FICO 780, and xxK equity in the subject."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AHEXEDT5GL6 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Alabama | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | Second | XXXX | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Secondary | Yes | Yes | No | xx | Not Applicable | 18.132% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active HOA lien against the subject property in favor of xx, which was recorded on xx/xx/2025 in the amount of xx.<br> The annual county taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.25%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the tape, the subject property is a second home.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 5.33 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial 1003_Application | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 18.13%. The tape shows VOE is missing. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE for 5.33 years at XXXX. FICO 726, xxK equity in the subject."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on closing disclosure dated xx/xx/2021. Initial LE dated xx/xx/2021 reflects lender credit at xx. Initial CD dated xx/xx/2021 reflects lender credit at xx. This is decrease of +xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents.<br> Subject loan is a purchase case, originated on xx/xx/2021 and the 1-year SOL has expired."<br> \* LE/CD Issue date test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed compliance ease delivery and timing test for initial closing disclosure dated xx/xx/2021. Document tracker is missing and 3 business days were added to get receipt date xx/xx/2021 which is on the consummation date xx/xx/2021."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 18.13%. The tape shows VOE is missing. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE for 5.33 years at xxx. FICO 726, xxK equity in the subject."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on closing disclosure dated xx/xx/2021. Initial LE dated xx/xx/2021 reflects lender credit at xx. Initial CD dated xx/xx/2021 reflects lender credit at xx. This is decrease of +xx for fee which has 0% tolerance test. Valid COC for the decrease in xx is missing from the loan documents.<br> Subject loan is a purchase case, originated on xx/xx/2021 and the 1-year SOL has expired."<br> \* LE/CD Issue date test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed compliance ease delivery and timing test for initial closing disclosure dated xx/xx/2021. Document tracker is missing and 3 business days were added to get receipt date xx/xx/2021 which is on the consummation date xx/xx/2021."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents." | Moderate | Not Covered | Pass | Pass | Not Covered | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2Q20DILLYJH | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.535% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 8.83 years on the job as a processing manager withxx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* AUS is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and file show the AUS report is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report in the loan file is as is; the photo addendum shows the peeling plaster on the pool walls. The estimated cost to cure is in the amount of xx. The 1004D, or an engineer inspection report, is missing from the loan documents, and the final CD does not reflect the escrow holdback amount." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2021 reflects an appraisal fee at xx. CD dated xx/xx/2021 reflect an appraisal fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the TRID SOL of 1 year has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2021 reflects an appraisal fee at xx. CD dated xx/xx/2021 reflect an appraisal fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the TRID SOL of 1 year has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DGD1Y39SMLL | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.750% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable |  | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 41.714% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2022 | xx | Not Applicable | 3.750% | xx | xx/xx/2022 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is a junior UCC initial filing in favor of xx, F.A. which was recorded on xx/xx/2021.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB as per tape data is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for default.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has been modified on xx/xx/2022.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 12.41 years on the job as a XXXX with The xx.<br> Additionally, BWR1 receives SSI.<br> BWR2 has 20.91 years on the job as a bid manager xx.<br> Additionally, BWR2 receives pension income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2022. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.750% beginning on xx/xx/2022 and a maturity date of xx/xx/2052. There is no deferred balance and principal forgiven amount. The loan has been modified five times since origination. | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The final CD dated xx/xx/2021 reflects an escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows a TRID/TILA violation (SOL expired). Infinity compliance report shows the loan failed the TRID/TILA violation. The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ECW61T97MVR | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.500% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 42.860% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2023 | xx | Not Applicable | 4.500% | xx | xx/xx/2023 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is a UCC lien against the subject property in favor of xx, F.A, which was recorded on xx/xx/2022.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> Unable to determine the reason for default.<br> The loan was modified on xx/xx/2023.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR was qualified using an offer letter as a director of business development xx. Previously, BWR had 1.92 years on the job as a XXXX xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2023. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.500% beginning on xx/xx/2023 and a maturity date of xx/xx/2053. There is no deferred balance and principal forgiven amount. |  | xx | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The final CD dated xx/xx/2022 reflects an escrow holdback in the amount of xxK. Proof for the release of the escrow holdback is missing from the loan documents." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 42.86%. The tape shows miscalculation of the monthly insurance premium. The revised DTI calculated using the correct monthly hazard insurance premium of xx instead of xx is 43.12%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR was qualified using an offer letter as a director of business development xx. Previously, BWR had 1.92 years on the job as a XXXX xx FICO 774 and xxK equity in the subject."<br> \* Compliance Testing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage safe harbor threshold test due to APR calculated at 4.701% exceeds the APR threshold of 4.670% over by +0.031%."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the Points - Loan Discount Fee. The CD dated xx/xx/2022 reflects the Points - Loan Discount Fee at +xx. The loan estimate dated xx/xx/2021 reflects the Loan Origination Fee at xx. The CD dated xx/xx/2022 reflects the Loan Origination Fee at xx. This is a cumulative increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2022, and the 3-year SOL has expired." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 42.86%. The tape shows miscalculation of the monthly insurance premium. The revised DTI calculated using the correct monthly hazard insurance premium of xx instead of xx is 43.12%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR was qualified using an offer letter as a director of business development xx. Previously, BWR had 1.92 years on the job as a XXXX xx FICO 774 and xxK equity in the subject."<br> \* Compliance Testing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage safe harbor threshold test due to APR calculated at 4.701% exceeds the APR threshold of 4.670% over by +0.031%."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the Points - Loan Discount Fee. The CD dated xx/xx/2022 reflects the Points - Loan Discount Fee at +xx. The loan estimate dated xx/xx/2021 reflects the Loan Origination Fee at xx. The CD dated xx/xx/2022 reflects the Loan Origination Fee at xx. This is a cumulative increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2022, and the 3-year SOL has expired." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| MNQHS5UHQYN | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2021 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 49.550% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, ISAOA.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE as a tutor for 5 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows TRID/TILA violation with SOL expired. Infinity CE report shows the subject loan passed all compliance tests. Further details not provided. Subject originated xx/xx/2021." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 49.55%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by LP (Locator# XXXX.pdf_Pg#683) and its recommendation is Accept with a DTI of 50.00%." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 49.55%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by LP (Locator# xx.pdf_Pg#683) and its recommendation is Accept with a DTI of 50.00%." | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9KE603IR9RL | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Jersey | xx | xx | xx | New Jersey | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.490% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 49.877% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual utility/MUD charges for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The 1st installment of town taxes for 2026 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of town taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.459%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape, the subject property is owner-occupied.<br> Unable to determine the RFD.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 2.41 years at XXXX<br> Additionally, BWR1 has been SE for 2.41 years at XXXX<br> BWR2 has been SE for 4.33 years at XXXX<br> BWR3 has been SE for 1.91 years at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.88%. Tape shows lender did not document complete YTD P&L statement. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has been SE for 2.41 years at XXXX; BWR2 has been SE for 4.33 years at XXXX; BWR3 has been SE for 1.91 years at XXXX, FICO 774, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the qualified mortgage lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. The below fees were included in the test: Application Fee paid by Borrower: xx Lock Extension Fee paid by Borrower: xx Points - Loan Discount Fee paid by Borrower: xx."<br> \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails the prohibited fees test. The below fees were included in the test: Administration fee 1 paid by borrower: xx Buyer's legal fee paid by borrower: xx Lock extension fee paid by borrower: xx Title - Closing protection letter fee paid by borrower: xx."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 does not reflect the lock extension fee. The CD dated xx/xx/2022 reflects lock extension fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. The below fees were included in the test: Application Fee paid by Borrower: xx Lock Extension Fee paid by Borrower: xx Points - Loan Discount Fee paid by Borrower: xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.87%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (XXXX Pg#1383), and its recommendation is "Approve/Eligible" with a DTI of 49.87%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.88%. Tape shows lender did not document complete YTD P&L statement. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has been SE for 2.41 years at XXXX; BWR2 has been SE for 4.33 years at XXXX; BWR3 has been SE for 1.91 years at XXXX, FICO 774, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the qualified mortgage lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. The below fees were included in the test: Application Fee paid by Borrower: xx Lock Extension Fee paid by Borrower: xx Points - Loan Discount Fee paid by Borrower: xx."<br> \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails the prohibited fees test. The below fees were included in the test: Administration fee 1 paid by borrower: xx Buyer's legal fee paid by borrower: xx Lock extension fee paid by borrower: xx Title - Closing protection letter fee paid by borrower: xx."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 does not reflect the lock extension fee. The CD dated xx/xx/2022 reflects lock extension fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. The below fees were included in the test: Application Fee paid by Borrower: xx Lock Extension Fee paid by Borrower: xx Points - Loan Discount Fee paid by Borrower: xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.87%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xxxPg#1383), and its recommendation is "Approve/Eligible" with a DTI of 49.87%." | Moderate | Pass | Pass | Pass | Pass | Fail | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| W19K37VXX7Z | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Indiana | xx | xx | xx | Indiana | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | No | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 10.740% | 300 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | Fixed |  | Cash Out | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2007 | xx | Primary | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | xx/xx/2018 | xx | xx | 7.375% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument #xx in the amount of xx with xx.<br> There is an active water/sewer/utilities lien against the subject property in favor of "xx," recorded on xx/xx/2025 in the amount of xx.<br> The 1st and 2nd installments of county taxes for 2024/2025 have been paid in the total amount of xx on xx/xx/2025 and on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB, as reflected in the payment history, is xx. Per tape, the deferred balance is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2025, the reason for default is excessive obligation.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the servicing comment dated xx/xx/2025, the subject property is occupied by an unknown party. <br> The loan was modified on xx/xx/2018.<br> As per servicing comments dated xx/xx/2024, the foreclosure was initiated on the loan in 2024. As per the servicing comment dated xx/xx/2025, the foreclosure was put on hold for loss mitigation. As per the collection comment dated xx/xx/2025, the loan was reinstated. Further details not available.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:As per servicing comments dated xx/xx/2024, the foreclosure was initiated on the loan in 2024. As per the servicing comment dated xx/xx/2025, the foreclosure was placed on hold for loss mitigation. As per the collection comment dated xx/xx/2025, the FC was closed as the loan was reinstated. Further details not available.<br> Bankruptcy Comments:Not Applicable | The step modification agreement was signed between the borrowers xx and lender xx, Inc. with an effective date of xx/xx/2018, and the new modified unpaid principal balance is xx, of which xx is an interest-bearing amount and the deferred amount is xx. The modified monthly P&I of xx with an interest rate of 4.375% starting on xx/xx/2018, which will be changed in 5 steps until the new maturity date of xx/xx/2058. The rate will end with 7.875%. There is no principal forgiven amount. | Initial 1003_Application<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Compliance failed state regulations for IN license validation test."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 signed by loan originator is missing from the loan files."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Compliance failed state regulations for IN license validation test."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 signed by loan originator is missing from the loan files."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | No Result | Pass | Pass | Fail |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QDH26K4RB2A | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 49.930% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property that originated on xx/xx/2024 and was recorded on xx/xx/2024 with instrument #xx in the amount of xx with xx<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> Unable to determine the RFD.<br> The loan has not been modified since origination.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found. <br> No post-close bankruptcy record has been found.<br> BWR1 has 7 months on the job as a manager with XXXX. Previously, BWR1 had multiple jobs in the last 2 years.<br> BWR2 has been SE for 7.25 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.93%. Tape shows VOE is missing. Further details not provided. Lender defect. Subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 7 months on the job as a manager with XXXX; BWR2 has been SE for 7.25 years at XXXX, and FICO 787."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 49.93% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator XXXX PG#285 and its recommendation is Approve/Eligible with a DTI of 49.93%." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xxx search shows an estimated value at xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.93%. Tape shows VOE is missing. Further details not provided. Lender defect. Subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 7 months on the job as a xx with xxx; BWR2 has been SE for 7.25 years at xxx, and FICO 787."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 49.93% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator XXXX PG#285 and its recommendation is Approve/Eligible with a DTI of 49.93%." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ADV03VEULBX | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 28.081% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The 1st installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 49.58 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Hazard Insurance<br> Initial 1003_Application<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK." | xx | xx | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1GFPY8178RM | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 15.584% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR1 has 1.91 years on the job as a junior loan officer at XXXX. Previously, BWR1 had 1.16 years on the job as an asset preservation coordinator at XXXX. <br> BWR2 has 5.91 years on the job as a communication specialist at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial Escrow Acct Disclosure | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 15.58%. The tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 1.91 years on the job as a junior loan officer at XXXX. BWR2 has 5.91 years on the job as a communication specialist at XXXX. FICO 801."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 15.58%. The tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 1.91 years on the job as a junior xxx at xxxx. BWR2 has 5.91 years on the job as a xxx at xxxx. FICO 801."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure is missing from the loan documents." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 254E7TFU1MN | xx | xx |  | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 30.271% | First | Commitment | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with Book/Page # xx in the amount of xx with MERS as nominee for xx DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2024, 2025, and 2026 have been paid in the total amount of xx on xx/xx/2025, xx/xx/2024, and xx/xx/2023.<br> The annual utility/MUD taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual utility/MUD taxes for 2025/2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.500%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the seller's tape, the subject property is owner-occupied.<br> BWR has been SE for 1.83 years at XXXX BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows a non-compliant HPML loan. Infinity CE report shows the subject failed the HPML test. The subject originated on xx/xx/2025."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "TRID Violation due to decrease in lender credit on closing disclosure dated xx/xx/2025. The initial LE dated xx/xx/2025 reflects lender credit at xx; the final CD dated xx/xx/2025 reflects lender credit at xx. This is decrease of +xx for fee which has 0% tolerance test. The subject loan is a purchase, originated on xx/xx/2025, and the 1-year SOL is active." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.958% exceeds APR threshold of 8.370% over by +0.588%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed MD COMAR Higher-Priced Mortgage Loan Test due to an APR calculated at 8.958% exceeds APR threshold of 8.370% over +0.588%."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.958% exceeds APR threshold of 8.370% over by +0.588%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed MD COMAR Higher-Priced Mortgage Loan Test due to an APR calculated at 8.958% exceeds APR threshold of 8.370% over +0.588%."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| K89AFAWRLHR | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.000% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 29.267% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument # xx in the amount of xx with xx, F.A.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the tape is $ xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for the default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives pension income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Initial Escrow Acct Disclosure | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 29.26%. Tape shows required documentation is missing, including signed and dated 1040s, leases for the rental properties, and the pension award letter. Revised DTI is 32.91%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR receives pension income, FICO 823."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect the points - loan discount fee. The CD dated xx/xx/2020 reflects points - loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2020, and the 3-year SOL has expired."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xxx search shows an estimated value at xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 29.26%. Tape shows required documentation is missing, including signed and dated 1040s, leases for the rental properties, and the pension award letter. Revised DTI is 32.91%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR receives pension income, FICO 823."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect the points - loan discount fee. The CD dated xx/xx/2020 reflects points - loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2020, and the 3-year SOL has expired."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R8SPMERAY3T | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.000% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | xx | 27.789% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx M in the amount of xx with xx<br> There is one prior mortgage against the subject property that was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument #xx M in the amount of xx from XXXX. The subordination agreement recorded on xx/xx/2021 with instrument #xx located at "xx" states that the prior mortgage has been subordinated to the subject mortgage.<br> The 1st installment of combined taxes for 2026 has been paid in the amount of xx on xx/xx/2026.<br> The 1st installment of school taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> The 2nd installment of school taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> Unable to determine the reason for the default.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 9 years on the job as a wealth manager advisor at XXXX. Additionally, BWR has been SE as a financial advisor for 3.25 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 27.78%. Tape shows the letter of explanation for income is not dated, and the VOE for self-employment income is missing within the required 120-day timeframe. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 9 years on the job as a wealth manager advisor at XXXX, FICO 687, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA Finance Charge Test due to the finance charge disclosed on the Final CD as xx. The calculated finance charge is xx for an under disclosed amount of - xx. The reason for the finance charge under disclosure is unknown, as the fee itemization is missing. The subject loan is a refinance, originated on xx/xx/2021, and the SOL is 3 years. This loan failed the TILA Foreclosure Rescission Finance Charge Test due to the finance charge disclosed on the Final CD as xx. The calculated finance charge is xx for an under disclosed amount of - xx.<br>This loan failed the TRID Rate Lock Disclosure Delivery Date test, as a disclosure advising of the revised interest rate, points, lender credits, and any other interest rate-dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xx/xx/2021."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect transfer taxes. CD dated xx/xx/2021 reflects a transfer taxes fee at +xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the SOL is 3 years."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 27.78%. Tape shows the letter of explanation for income is not dated, and the VOE for self-employment income is missing within the required 120-day timeframe. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 9 years on the job as a xxx at xxx, FICO 687, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA Finance Charge Test due to the finance charge disclosed on the Final CD as xx. The calculated finance charge is xx for an under disclosed amount of - xx. The reason for the finance charge under disclosure is unknown, as the fee itemization is missing. The subject loan is a refinance, originated on xx/xx/2021, and the SOL is 3 years. This loan failed the TILA Foreclosure Rescission Finance Charge Test due to the finance charge disclosed on the Final CD as xx. The calculated finance charge is xx for an under disclosed amount of - xx.<br>This loan failed the TRID Rate Lock Disclosure Delivery Date test, as a disclosure advising of the revised interest rate, points, lender credits, and any other interest rate-dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xx/xx/2021."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect transfer taxes. CD dated xx/xx/2021 reflects a transfer taxes fee at +xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the SOL is 3 years."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | No Result | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KJQFDIMMS4A | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 10.156% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2025 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> The annual combined taxes for 2024 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.880%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape is xx.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR2 has 18 years on the job as a corporate accounting senior manager at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Initial Escrow Acct Disclosure<br> Right of Rescission | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows missing e-consent agreement. Further details not provided. Subject originated on xx/xx/2020." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xxx search shows an estimated value at xxK. Current UPB is xxK."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is missing from the loan documents." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 6RZ4FE0GNYI | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 180 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2021 | xx | Investor | Yes | Yes | No | xx | xx | 32.428% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024/2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property's occupancy is stated as an investor.<br> Unable to determine the RFD.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR1 has 21.08 years on the job as a first deputy treasurer with the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO purchase."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject is NOO refinance. Tape shows a TRID/TILA violation as the SOL of 3 years has expired. Further details not provided." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FVL856OTTGY | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Pennsylvania | xx | xx | xx | Pennsylvania | xx | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.990% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2007 | xx | Primary | Yes | No | No | xx | Not Applicable | 29.875% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2010 | xx | Not Applicable | 2.000% | xx | xx/xx/2010 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument # xx in the amount of xx with MERS as nominee for xx, Ltd. The subject mortgage was rerecorded on xx/xx/2007 to correct the legal description.<br> There is a junior mortgage against the subject property in favor of xx, Ltd. which originated on xx/xx/2007 and was recorded on xx/xx/2007 in the amount of xx. The junior mortgage was rerecorded on xx/xx/2007 to correct the legal description.<br> There is an active state tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2023 in the amount of xx.<br> There is a credit card judgment against the borrower, in favor of xx, which was recorded on xx/xx/2024, in the amount of xx.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual combined taxes for 2026 are due in the amount of xx on xx/xx/2026.<br> The annual sewer charges for 2026 are due in the amount of xx on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2010.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the servicing comment dated xx/xx/2026, the reason for default is curtailment in income.<br> As per the servicing comment dated xx/xx/2025, the subject property is occupied by an unknown party.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The step modification agreement was signed between the borrower, xx, and lender, xx, with an effective date of xx/xx/2010, and the new modified unpaid principal balance is xx. The modified monthly P&I of xx with an interest rate of 2.000% starting on xx/xx/2010, which will be changed in 4 steps until the new maturity date of xx/xx/2050. The rate will change in 4 steps, which end with 4.500%. There are no deferred balances or principal forgiven amounts. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NXOYICGG7D3 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.000% | 120 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 36.912% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with book/page #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.000%. The current UPB reflected as per the payment history is xx | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 2.000%. The current UPB reflected as per the payment history is xx.<br> Unable to determine the reason for the default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 and BWR2 receive social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan TRID/TILA violation with SOL expired. Further details not provided. The Infinity CE report shows the loan failed charges that cannot increase the test. The subject loan was originated on xx/xx/2021." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation in charges that cannot increase the test due to an increase in the fee in the final CD dated xx/xx/2021. The initial LE dated xx/xx/2021 reflects points - loan discount fee at xx, and transfer taxes fee at xx. The final CD dated xx/xx/2021 reflects points - loan discount fee at xx, and transfer taxes fee at xx. This is a fee increase of xx for a 0% tolerance test fee. Valid COC for the increase in fee amount is missing in the loan documents. <br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xxx search shows an estimated value of xxK. Current UPB is xxK."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation in charges that cannot increase the test due to an increase in the fee in the final CD dated xx/xx/2021. The initial LE dated xx/xx/2021 reflects points - loan discount fee at xx, and transfer taxes fee at xx. The final CD dated xx/xx/2021 reflects points - loan discount fee at xx, and transfer taxes fee at xx. This is a fee increase of xx for a 0% tolerance test fee. Valid COC for the increase in fee amount is missing in the loan documents. <br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| K8WKKSGASCX | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 40.668% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 was paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the total amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The UPB is not provided in the payment history. Per tape as of xx/xx/2026, the current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The UPB is not provided in the payment history. Per tape as of xx/xx/2026, the current UPB is xx. <br> As per the servicing comment dated xx/xx/2026, the reason for default is excessive obligation.<br> As per the seller's tape, the property occupancy is stated as an investor.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives pension and social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows TRID/TILA violation with SOL expired. Infinity did not perform the regulatory compliance test, as the subject is NOO. Further details not provided. Subject originated xx/xx/2021." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| A6YPQC7UF8F | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Michigan | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | High Rise Condo (>=9 Stories) | xx/xx/2023 | xx | Secondary | Yes | Yes | No | xx | xx | 28.569% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual 1st and 2nd installments of county taxes for xx have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is a second home.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 1.08 years on the job as a VP withXXXX. Previously, BWR1 had 2.25 years on the job as a chief at XXXX. <br> BWR2 has 8.33 years on the job as a director with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows TRID/TILA violation with SOL not expired. Infinity CE report shows the loan failed TRID tolerance test. Further details are not provided. Subject originated on xx/xx/2023."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceeds fees threshold of xx over by +xx. The below fees were included in the test:<br> Application Fee paid by Borrower: xx<br> Commitment Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br>TRID violation due to a decrease in lender credit on the closing disclosure dated xx/xx/2023. The initial LE dated xx/xx/2023 reflects the lender credit at xx. Final CD dated xx/xx/2023 reflects the lender at xx. This is a decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents.<br>The subject loan is a refinance case, originated on xx/xx/2023, and the 3-year SOL is active."<br> \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceeding the fees threshold of xx over by +xx. The below fees were included in the test:<br> Application Fee paid by Borrower: xx<br> Commitment Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Moderate | Not Covered | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 02Z587MUK4E | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.940% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.982% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with xx and Trust Company.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.940%. The current UPB reflected as per the payment history is xx. <br> The loan is interest only for 12 months. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 17.91 years on the job as an officer at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Hazard Insurance<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Final CD dated xx/xx/2023 reflects escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard insurance policy is missing from the loan documents." | xx | xx | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| I2DF8OPZ4O4 | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | xx | No | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 9.350% | 360 |  | xx/xx/2008 | xx/xx/2008 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2008 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.035% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2022 | xx | Not Applicable | 2.000% | xx | xx/xx/2022 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2008 and recorded on xx/xx/2008 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual 1st and 2nd installments of county taxes for 2024/2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2026, the reason for default is curtailment of income.<br> The loan was modified on xx/xx/2022.<br> As per the servicing comment dated xx/xx/2025, the subject property is occupied by an unknown party.<br> No comment related to damage or repair is found in the servicing comments.<br> As per the servicing comment dated xx/xx/2025, the loan is in active litigation. Unable to determine the reason for the litigation. No comment has been found that states that the litigation has been resolved.<br> As per the collection comment dated xx/xx/2024, the foreclosure was initiated on the loan in 2024. The lis pendens located at xx, was filed on xx/xx/2025 with the case XXXX. As per servicing comments dated xx/xx/2025, the foreclosure sale was scheduled for xx/xx/2025. As per the servicing comment dated xx/xx/2025, the foreclosure file has been closed due to reinstatement. Further details not provided.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:As per the collection comment dated xx/xx/2024, the foreclosure was initiated on the loan in 2024. The lis pendens located at xx, was filed on xx/xx/2025 with the case XXXX. As per servicing comments dated xx/xx/2025, the foreclosure sale was scheduled for xx/xx/2025. As per the servicing comment dated xx/xx/2025, the foreclosure file has been closed due to reinstatement. Further details not provided.<br> Bankruptcy Comments:Not Applicable | The step modification agreement was signed between the borrower xx and lender xx, with an effective date of xx/xx/2022, and the new modified unpaid principal balance is xx. The modified monthly P&I of xx with an interest rate of 2.000% starting on xx/xx/2022, which will be changed in 6 steps until the new maturity date of xx/xx/2062. The rate will change in 6 steps, which end with 7.000%. There is no deferred balance. The loan has been modified four times since origination. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QK0RGHVFMDL | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $12221.16 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.125% | 360 |  | xx/xx/2019 | xx/xx/2019 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2019 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 39.521% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2022 | xx | Not Applicable | 5.125% | xx | xx/xx/2022 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument # xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is an active prior UCC lien against the subject property in favor of xx, F.A. which was recorded on xx/xx/2019 with instrument No. xx<br> The annual combined taxes for 2025 have been paid in the partial amount of xx on xx/xx/2026.<br> The annual combined taxes for 2024 have been paid in the amount of xx on xx/xx/2025.<br> The annual combined taxes for 2025 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.125%. The current UPB reflected as per the tape is xx.<br> PH shows additional principal payments on multiple transaction dates from xx/xx/2024 to xx/xx/2025 and on xx/xx/2026, in the total amount of xx, which are borrower's payments. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan was modified on xx/xx/2022.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has been SE for 20 years at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2022. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.125% beginning on xx/xx/2022 and a maturity date of xx/xx/2052. There is no deferred balance and principal-forgiven amount. | Hazard Insurance<br> Missing or error on the Rate Lock<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 39.52%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2019, and the 3-year SOL has expired. BWR has been SE for 20 years at XXXX, FICO 693, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2019 does not reflect Points - Loan Discount Fee. CD dated xx/xx/2019 reflects Points - Loan Discount Fee at xx.<br> Loan estimate dated xx/xx/2019 reflects Loan Origination Fee at xx. CD dated xx/xx/2019 reflects Loan Origination Fee at xx.<br> Loan estimate dated xx/xx/2019 does not reflect Tax research Fee. CD dated xx/xx/2019 reflects Tax research Fee at xx.<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2019 and the 3-year SOL has expired.<br>TRID total of payment disclosed on final CD as xx. Calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate due to it is understated by more than xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "A valid hazard insurance document is missing from the loan file."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission document is missing from the loan file." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 39.52%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2019, and the 3-year SOL has expired. BWR has been SE for 20 years at XXXX, FICO 693, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2019 does not reflect Points - Loan Discount Fee. CD dated xx/xx/2019 reflects Points - Loan Discount Fee at xx.<br> Loan estimate dated xx/xx/2019 reflects Loan Origination Fee at xx. CD dated xx/xx/2019 reflects Loan Origination Fee at xx.<br> Loan estimate dated xx/xx/2019 does not reflect Tax research Fee. CD dated xx/xx/2019 reflects Tax research Fee at xx.<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2019 and the 3-year SOL has expired.<br>TRID total of payment disclosed on final CD as xx. Calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate due to it is understated by more than xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "A valid hazard insurance document is missing from the loan file."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission document is missing from the loan file." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| X9WMXZR7WF7 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 47.910% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx, F.A.<br> There are 2 IRS liens against "xx" in favor of the Department of the Treasury—Internal Revenue Service, which were recorded on xx/xx/2024 and xx/xx/2024 in the total amount of xx. The SSN mentioned in the supportive document is inconsistent with the borrower's SSN.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 3 years on the job as a lead market relations analyst xx.<br> BWR2 has 1.75 years on the job as a project coordinator at xx. Previously, BWR2 had 5 months on the job as a retailer xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status. PH shows last MI payment applied on xx/xx/2025." | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows asset documentation is dated more than 60 days prior to the note date. Bank statements in the file show xxK of assets satisfy the cash-to-close requirement of xxK at closing. Further details not provided. Subject originated on xx/xx/2021." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the appraisal re-inspection fee. The CD dated xx/xx/2021 reflects the appraisal re-inspection fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 47.91% since the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (XXXXpg#244), and its recommendation is "Approve/Eligible" with a DTI of 47.91%." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the appraisal re-inspection fee. The CD dated xx/xx/2021 reflects the appraisal re-inspection fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 47.91% since the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (XXXXpg#244), and its recommendation is "Approve/Eligible" with a DTI of 47.91%." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| II0XXBI69G5 | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 30.724% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Unavailable | Unavailable | 3.375% | xx | Unavailable | Unavailable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, F.A.<br> There is an active junior UCC financial statement against the subject property in favor of xx, F.A. which was recorded on xx/xx/2021.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan was originated on xx/xx/2017 with a maturity date of xx/xx/2053. The P&I and interest rate as per the note and PH are xx with an interest rate of 3.375%. As per the loan modification agreement, which is located at xx Pg #24, it shows the maturity date has been extended.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR1 has 9.66 years on the job as an attorney withxx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The loan was originated on xx/xx/2017 with a maturity date of xx/xx/2053. The P&I and interest rate as per the note and PH are xx with an interest rate of 3.375%. As per the loan modification agreement, which is located at xx Pg #24, it shows the maturity date has been extended. | Hazard Insurance | xx | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Final CD dated xx/xx/2021 reflects escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 30.72%. Tape shows VOE is missing. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 9.66 years on the job as an attorney with XXXX, FICO 733, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. The loan estimate dated xx/xx/2021 reflects Administration Fee at xx. The CD dated xx/xx/2021 reflects Administration Fee at xx. The loan estimate dated xx/xx/2021 reflects Loan Origination Fee at xx. The CD dated xx/xx/2021 reflects Loan Origination Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Evidence of hazard insurance is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 30.72%. Tape shows VOE is missing. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 9.66 years on the job as an xx with xxx, FICO 733, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. The loan estimate dated xx/xx/2021 reflects Administration Fee at xx. The CD dated xx/xx/2021 reflects Administration Fee at xx. The loan estimate dated xx/xx/2021 reflects Loan Origination Fee at xx. The CD dated xx/xx/2021 reflects Loan Origination Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Evidence of hazard insurance is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FKZCANQ6GQ5 | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 9.100% | 360 |  | xx/xx/2019 | xx/xx/2019 |  | Conventional | Fixed |  | Refinance | xx | xx | DSCR |  | Not Applicable |  |  |  |  | Not Applicable | Single Family | xx/xx/2019 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument #xx in the amount of xx with xx, a Georgia limited liability company.<br> There is a prior IRS lien against xx in favor of the xx, which was recorded on xx/xx/2016 in the amount of xx. The SSN mentioned on supportive documents is inconsistent with the borrower's SSN.<br> There is an active prior state tax lien against XXXX in favor of the xx, which was recorded on xx/xx/2018 in the amount of xx. The defendant's name mentioned on supportive documents is inconsistent with the borrower's name.<br> There are 2 state tax liens against XXXX in favor of the xx, which were recorded on xx/xx/2019 and xx/xx/2020 in the total amount of xx. The defendant's name mentioned on supportive documents is inconsistent with the borrower's name.<br> The 1st and 2nd installments of county taxes for 2024/2025 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.10%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is an investment.<br> Unable to determine the reason for the default.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial 1003_Application | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "BWR is an LLC. Note and mortgage documents were signed by the BWRs as members of the LLC and not in the individual names. Personal guaranty is available in the file." | \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial loan application signed by the LO is missing from the loan documents." | \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial loan application signed by the LO is missing from the loan documents." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IP2GA1SKVDO | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | Other |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.625% | 360 |  | xx/xx/2018 | xx/xx/2018 |  | Commercial | Fixed |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 2 Family | xx/xx/2018 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2018 and recorded on xx/xx/2018 with instrument # xx in the amount of xx with xx, a Georgia liability company.<br> There is an active municipal lien against the subject property in favor of the xx, a municipal corporation, which was recorded on xx/xx/2024 in the amount of xx.<br> The first and second installments of county taxes for parcel # xxxx for 2024/2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The first and second installments of county taxes for parcel # xxxx for 2024/2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property occupancy is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR is an LLC, and the subject loan was approved as DSCR.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "BWR is an LLC. Note and mortgage documents were signed by the BWR as member of the LLC and not in the individual name. Personal guaranty is available in the file." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| F99NMZ3KA75 | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 360 |  | xx/xx/2018 | xx/xx/2018 |  | Commercial | Fixed |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2018 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2018 and recorded on xx/xx/2018 with instrument #xx in the amount of xx with xx, a Georgia limited liability company.<br> There is a municipal lien against the subject property in favor of the xx, a municipal corporation, which was recorded on xx/xx/2024 in the amount of xx.<br> The 1st and 2nd installments of county taxes for 2024/2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the occupancy of the subject property is stated as an investment.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR is an LLC, and the subject loan was approved as DSCR.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "BWR is an LLC. Note and mortgage were signed as a member of the LLC, not as an individual. Loan does have a personal guarantee." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| K5483B7VVFB | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 360 |  | xx/xx/2018 | xx/xx/2018 |  | Commercial | Fixed |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2018 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2018 and recorded on xx/xx/2018 with instrument # xx in the amount of xx with xx, a Georgia limited liability company.<br> There is an active municipal lien against the subject property in favor of the xx, a municipal corporation, which was recorded on xx/xx/2024 in the amount of xx. The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025. The 1st installment of county taxes for 2026 is due in the amount of xx on xx/xx/2026. No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. As per the seller's tape, the subject property is investment property. No details pertaining to the damage to the subject property have been observed. The loan has not been modified since origination. No foreclosure activity has been found. No post-close bankruptcy record has been found. Subject loan is commercial. <br> BWR is an LLC and the subject loan was approved as DSCR.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is a NOO refinance. Subject originated on xx/xx/2018." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "BWR is an LLC. Note and mortgage were signed as a member of the LLC, not as an individual. Loan does have a personal guarantee." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WU0O69YGPCO | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 9.260% | 360 |  | xx/xx/2018 | xx/xx/2018 |  | Conventional | ARM |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2018 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2018 and recorded on xx/xx/2018 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a state tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2021 in the amount of xx.<br> The 1st and 2nd installments of county taxes for 2024/2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.750%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is non-owner occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is a NOO refinance originated on xx/xx/2018." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the BWR is current with the loan and pays between the middle and end of the month. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| USPZGV553SB | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2018 | xx/xx/2018 |  | Conventional | ARM |  | Purchase | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2018 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 26.304% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2018 and recorded on xx/xx/2018 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are two IRS liens against the borrower in favor of the xx, which were recorded on xx/xx/2018 and xx/xx/2025 in the total amount of xx. The SSN# mentioned on supportive documents is consistent with the borrower's SSN#.<br> There is an active DOJ lien against the subject property in favor of the xx, which was recorded on xx/xx/2023 in the amount of xx.<br> There is a two-child support lien against the borrower in favor of the xx, which was recorded on xx/xx/2022 in the total amount of xx.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.000%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> As per the tape data, the subject property is owner-occupied.<br> As per the servicing comment dated xx/xx/2025, the litigation matter has been found. No comment has been found that states the litigation has been resolved.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 9.5 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is as is. The photo addendum and additional features of the appraisal report show unfinished interior double doors, broken window panes, torn screens, worn carpeting, minor drywall damage, and exterior wood trim. The estimated cost to cure is xx. Available 1004D does not reflect completion of the repairs. An updated 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback." |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br>Loan failed the TILA finance charge test. Finance charge disclosed on the final CD is xx. Calculated finance charge is xx for an under disclosed amount of - xx. The subject loan is a purchase case that originated on xx/xx/2018, and the 1-year SOL has expired."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 6.869% exceeds the APR threshold of 6.390% over by +0.479%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d)."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br>Loan failed the TILA finance charge test. Finance charge disclosed on the final CD is xx. Calculated finance charge is xx for an under disclosed amount of - xx. The subject loan is a purchase case that originated on xx/xx/2018, and the 1-year SOL has expired."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 6.869% exceeds the APR threshold of 6.390% over by +0.479%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d)."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $0.00 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| MUMKU1MMMJY | xx | xx | xx | xx | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | Other | XXXX | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.624% | 360 |  | xx/xx/2019 | xx/xx/2019 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2019 | xx | Primary | Yes | No | Yes | xx | Not Applicable | 14.568% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is a Code Enforcement lien against the borrower in favor of xx, Florida, which was recorded on xx/xx/2021 and xx/xx/2021 in the amount of xx. The subject property is located in FL.<br> There is one prior civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2009 in the amount of xx.<br> There is one junior civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2024 in the amount of xx.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.624%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> As per the comment dated xx/xx/2025, the subject property was damaged due to wind on xx/xx/2024. The kitchen and roof need to be repaired. There are multiple claim checks received in the total amount of xx on xx/xx/2025. The estimated cost of repair is not available. Unable to determine the current status of repair. The seller's response shows per FNMA guidelines, any amount under xxk on a current loan should be released to the borrower, and no inspection is required. Loan performed, all indications are the work was completed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 14 years atXXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is current, is on ACH, and the last payment was made on xx/xx/2025. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.624%. The current UPB reflected as per the payment history is xx." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.797% exceeds APR threshold of 5.600% over by +3.197%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d)." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.797% exceeds APR threshold of 5.600% over by +3.197%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d)." | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $22268.87 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IY93J1C2E4U | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | Second | XXXX | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.099% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx, dba xx.<br> There is an active HOA lien against the subject property in favor of xx, which was recorded on xx/xx/2023 in the amount of xx. <br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.875%. The current UPB is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for the default.<br> As per the seller's tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 3.91 years on the job as an officer at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Hazard Insurance<br> Missing or error on the Rate Lock<br> Missing Required Disclosures | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 44.09%. Tape shows an incorrect SSI number was used for AUS approval, and the AUS could not be rerun or updated after closing to reflect the correct information. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 3.91 years on the job as an officer at the XXXX, FICO 676 and xxK equity in the subject. 0X30 last 24 months."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard insurance certificate is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Settlement service providers list is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.09%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU Locator XXXX.pdf_Pg#157, and its recommendation is approve/eligible with a DTI of 44.10%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 44.09%. Tape shows an incorrect SSI number was used for AUS approval, and the AUS could not be rerun or updated after closing to reflect the correct information. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 3.91 years on the job as an xx at the xxx, FICO 676 and xxK equity in the subject. 0X30 last 24 months."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard insurance certificate is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Settlement service providers list is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.09%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU Locator XXXX.pdf_Pg#157, and its recommendation is approve/eligible with a DTI of 44.10%." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| C4S4ZMDZN0H | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.625% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 25.231% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx, LTD, dba xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 4.58 years on the job as a sourcing lead with XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Hazard Insurance<br> Missing Dicsloures | xx | 3: Curable |  | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows FNMA did not agree with market comparables and support for a three-year value increase. Appraisal report shows that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #2 with a sales price of xxK, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the Qualified Mortgage APR Threshold Test due to the APR calculated, 6.048%, exceeding the APR threshold of 5.620% by +0.428%."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a purchase, originated on xx/xx/2022 and the 1-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged at 6.048%. Exceeds the fees threshold of 5.620% by +0.428%."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the Higher-Priced Mortgage Loan Test (12 CFR § 1026.35(a)(1)) due to the APR calculated at 6.094%, which exceeds the APR threshold of 4.870% by +1.224%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c), and (d).<br>The loan failed the Qualified Mortgage Safe Harbor threshold test due to the APR being calculated at 6.048%, exceeding the APR threshold of 4.870% by +1.178%."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Evidence of hazard insurance is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement services provider list is missing in the loan file." | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the Qualified Mortgage APR Threshold Test due to the APR calculated, 6.048%, exceeding the APR threshold of 5.620% by +0.428%."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a purchase, originated on xx/xx/2022 and the 1-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged at 6.048%. Exceeds the fees threshold of 5.620% by +0.428%."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the Higher-Priced Mortgage Loan Test (12 CFR § 1026.35(a)(1)) due to the APR calculated at 6.094%, which exceeds the APR threshold of 4.870% by +1.224%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c), and (d).<br>The loan failed the Qualified Mortgage Safe Harbor threshold test due to the APR being calculated at 6.048%, exceeding the APR threshold of 4.870% by +1.178%."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Evidence of hazard insurance is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement services provider list is missing in the loan file." | Moderate | Pass | Fail | No Result | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BCNTS8Y6IL7 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.125% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | VA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 55.305% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx, dba xx.<br> There is an active UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2024.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> BWR1 has 2.91 years on the job as a medicine supply tech at the xx. Additionally, BWR1 receives VA benefits income.<br> BWR2 has 2.25 years on the job asxx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is not insurable by the VA." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan closed prior to issuance of the VA certificate of commitment while joint borrowers were both utilizing VA entitlement. Further details not provided. Subject originated on xx/xx/2022." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed loan origination fee test due to fee charged xx exceed fees threshold of xx over by +xx.<br> The following fees were included in this test:<br> Document Preparation Fee paid by Borrower: xx<br> HOA Transfer Fee paid by Borrower: xx<br> HOA Working Capital Fee paid by Borrower: xx<br> Settlement or Closing Fee paid by Borrower: xx<br> Tax Certificate Fee paid by Borrower: xx<br> Title - Texas Guaranty Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx<br> Wire Transfer Fee paid by Borrower: xx."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed loan origination fee test due to fee charged xx exceed fees threshold of xx over by +xx.<br> The following fees were included in this test:<br> Document Preparation Fee paid by Borrower: xx<br> HOA Transfer Fee paid by Borrower: xx<br> HOA Working Capital Fee paid by Borrower: xx<br> Settlement or Closing Fee paid by Borrower: xx<br> Tax Certificate Fee paid by Borrower: xx<br> Title - Texas Guaranty Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx<br> Wire Transfer Fee paid by Borrower: xx."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents." | Elevated | Pass | Pass | No Result | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| V0ATFYKQDZN | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | First |  | $12658.42 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 52.245% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with book # xx and page # xx in the amount of xx with MERS as nominee for xx.<br> The annual combined taxes for 2023 have been paid in the amount of xx on xx/xx/2023.<br> The annual combined taxes for 2024 have been paid in the amount of xx on xx/xx/2024.<br> The 1st and 2nd instalments of combined taxes for 2025 are delinquent in the total amount of xx, which were due on xx/xx/2025 and xx/xx/2025 and are good through xx/xx/2026.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2025, the reason for default is the illness of the borrower.<br> As per the servicing comment dated xx/xx/2025, the subject property was damaged. The estimated cost and type of repairs are not available. No information has been found regarding current status of repairs. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per tape data, the subject property has been occupied by the owner.<br> BWR1 has been SE for 9 months at xx. Previously, BWR1 had 2.16 years on the job as a xx.<br> BWR2 has been SE for 4.41 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 52.25% DTI. The Lender included rental income without tax returns (approved on a bank statement program). Revised DTI 53.26%. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is SE as a xx for 2.11 years, BWR 2 is SE as a Nurse Practitioner for 4.5 years, FICO 700, xx residual income, xxK reserves, and xxK equity in the subject property, 3x30 and 1x60 since inception." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Seller tape defect shows repurchase: early payment default. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.875%. The current UPB reflected as per the payment history is xx." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| A9TOU6XEB15 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.250% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Manufactured Housing | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.302% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx dba xx.<br> No active judgments or liens have been found.<br> The annual installments of county taxes for 2024 and 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2 months on the job as a pump operator at XXXX. Previously, BWR had 2.41 years on the job as a pump operator at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is as is, and the improvement section shows some cosmetic drywall and trim repairs, skirting repairs, worn flooring, and cabinetry. The estimated cost to cure is not available in the loan file. The 1004D report is missing from the loan documents, and the final CD does not reflect the escrow holdback amount."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2025 reflects Appraisal Fee at xx. Final CD dated xx/xx/2025 reflects Appraisal Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan lost AUS approval due to updating the property type to manufactured home. The post-close DU report reflecting a risk recommendation of "refer with caution" is available in the loan file. Further details not provided. The subject loan originated on xx/xx/2025 and FICO 748."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Property is Manufactured Housing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The home is affixed to the land. As per the appraisal report located at xx Page #5, the subject property is a manufactured home. The affidavit of affixation and manufactured home rider attached to the recorded mortgage located at "xx" reflect that the home is affixed permanently to the land with serial no. # XXXX." | \* Property is Manufactured Housing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The home is affixed to the land. As per the appraisal report located at xx Page #5, the subject property is a manufactured home. The affidavit of affixation and manufactured home rider attached to the recorded mortgage located at "xx" reflect that the home is affixed permanently to the land with serial no. # XXXX." | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Y9E4ZVW0OHO | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.625% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.670% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and was recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are no active judgments or liens that have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.625%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> No foreclosure activity has been found. <br> No post-close bankruptcy record has been found.<br> BWR receives social security income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows loan is not insured." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 45.67%. Tape shows income misrepresentation. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR receives social security income, FICO 770, 0X30 since inception, and xxK equity in the subject."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 45.67%. Tape shows income misrepresentation. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR receives social security income, FICO 770, 0X30 since inception, and xxK equity in the subject."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| I8TK9RWLTZT | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Michigan | xx | xx | xx | Michigan | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Not Applicable | xx | xx | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument/book #XXXX in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual installment of utilities/MUD charges for 2025 has been delinquent in the total amount of xx, which is good through xx/xx/2026.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows no MI coverage. PH shows MI is active." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan does not meet the seasoning requirement. Further details not provided." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R7217RIBK0N | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.625% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.603% | First | Commitment | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.625%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> As per the collection comment dated xx/xx/2024, the pool of the subject property was damaged. No comments have been found regarding the estimated cost to repair the damage and the completion of repairs.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.58 years on the job as a daily operations lead xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows MI was rescinded." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2Z2FPP75UDW | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Refinance | xx | xx | Streamline Refinance | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured. PH shows MI is active. Reaching out to seller to clarify." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan does meet the seasoning period requirements for a streamline refinance. Further details not provided. Subject originated on xx/xx/2025." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TC9VUI2I5E0 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.990% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 43.695% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | Not Applicable | 4.990% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a credit card judgment against the borrower in favor of xx, which is recorded on xx/xx/2025 in the amount of xx.<br> The annual county taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.990%. The current UPB reflected as per the payment history is xx.<br> The due dates are advanced from xx/xx/2024 to xx/xx/2025 due to loan modification. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2024, the reason for the default is the death of a family member.<br> According to the servicing comment dated xx/xx/2024, the borrower intent is to sell the home. Further details are not provided.<br> The loan was modified on xx/xx/2024.<br> According to the servicing comment dated xx/xx/2024, there is a fraud issue with the contractor regarding property repairs. The same comment states BWR filed a fraud complaint against the contractor. Further details are not provided.<br> As per the comment dated xx/xx/2024, the subject property was damaged. No details are available regarding the nature of the damage, the estimated repair cost, and the current status of repairs.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives social security and pension income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.99% beginning on xx/xx/2025 and a maturity date of xx/xx/2064. There is no deferred balance and principal forgiven amount. | Appraisal (Incomplete) | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report in the file is as-is. The improvement section shows the subject has deferred maintenance of interior paint/trim, carpet flooring, and rear lawn. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan was modified on 12/24 for a 40-year term with the first FDD being xx/xx/2025, with maturity now being xx/xx/2064. The modification rate is 4.99%, and P&I is xx. No deferred balance and zero lates since loan modification. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx." | xx | xx | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XZZBG6C7HG0 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.750% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2024 | xx | Investor | Yes | Yes | Yes | xx | xx | 34.897% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the occupancy of the subject property is stated as an investor.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 12.58 years at XXXX<br> BWR 2 has been SE as a dog trainer for 19 years. Additionally, BWR 2 receives VA compensation.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 1: Acceptable |  |  |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| K2JFBVZRH4E | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 16.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.956% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is an active junior mortgage against the subject property in favor of xx, a xx in the amount of xx which originated on xx/xx/2025 and recorded on xx/xx/2025 with the instrument # xx<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB, reflected as per the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 3 months on the job as a chef with XXXX. BWR previously worked with multiple organizations between <br> 04-xx and 03-xx for 1.83 years and also BWR receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject bond loan closed with the non-borrowing spouse on the mortgage, which is not allowed as per Florida Housing guidelines and requires the non-borrowing spouse to be removed with a QCD. Subject loan originated on xx/xx/2025."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.720% exceeds the APR threshold of 8.270% by +0.450%. The subject loan is escrowed. This loan is compliant with regulations 1026.35(b), (c), and (d)." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.720% exceeds the APR threshold of 8.270% by +0.450%. The subject loan is escrowed. This loan is compliant with regulations 1026.35(b), (c), and (d)." | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4H5NEADDMIC | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Arkansas | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.000% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Secondary | Yes | Yes | No | xx | xx | 30.199% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | The loan was originated on xx/xx/2026, with the first payment due on xx/xx/2026. According to the tape as of xx/xx/2026, the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 8.000%. The current UPB is xx. | Collections Comments:The current status of the loan is performing.<br> According to the tape as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is a second home.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 5.75 years at XXXX<br> BWR2 has 5.75 years on the job as a VP of administration at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and Infinity CE report show the loan failed the 3-day waiting period requirement, as the initial CD was issued and signed on 01/05 and the loan closed on 01/07. Further details not provided. Subject originated on xx/xx/2026."<br> \* ComplianceEase Risk Indicator is "Elevated" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days before the consummation date."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject purchase approved as a second home. Appraisal shows property has been listed in the past as a nightly rental in AR. There is no indication in the file that the BWR will continue to rent the property out. Treating as second home." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 8.096% exceeds APR threshold of 7.750% over by +0.346%." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 8.096% exceeds APR threshold of 7.750% over by +0.346%." | Elevated | Not Covered | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8648BAYRVEH | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 56.161% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which is payable through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:As per the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No comment related to damage or repair is found in the servicing comments.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject FHA loan was approved at 56.16% DTI. The Lender grossed up SSI incorrectly. Revised DTI 62.25%. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR receives SSI, FICO 696, xx residual income, and xxK equity in the subject property. 0X30 since inception." | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>The loan failed the qualified mortgage lending policy points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx."<br> \* Rebuttable Presumption - defined by loan findings (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the FHA QM rebuttable presumption test due to the fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed FHA QM safe harbor test due to APR calculated 6.602% exceeds APR threshold of 8.520% variance by -1.918%." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed FHA QM safe harbor test due to APR calculated 6.602% exceeds APR threshold of 8.520% variance by -1.918%." | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 909LITAYMXQ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Wyoming | xx | xx | xx | Wyoming | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 40.165% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd annual installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> the annual water charges for 2025 have been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 and BWR2 receive social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the loan closed without an appraisal, and the PIW disclosure is missing; based on the estimated value, the loan reflects an LTV of 47%, and an appraisal may be obtained post-closing if required. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is after the consummation date."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2025 and the 3-year SOL is active." |  |  | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| MPANDQHBCTI | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.168% | First | Short Form Policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with book/page #xx in the amount of xx with MERS as nominee for xx.<br> There are 03 prior writs of fieri facias against the borrower in favor of xx, which were recorded on xx/xx/2008, xx/xx/2014, and xx/xx/2020 in the total amount of xx.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the servicing comment dated xx/xx/2025, the reason for default is a bank issue.<br> As per the servicing comment dated xx/xx/2025, the subject property is owner-occupied.<br> No comment related to damage or repair is found in the servicing comments. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 3.5 years at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to seller for active MI status.<br>xx/xx/2026: Seller confirmed that there is no Active MI coverage on this loan at this time." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The seller's tape shows the BWR was 3x30 days late in the last year, and the borrower is now current with the loan. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx." | xx | xx | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| EOFC228AXG0 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Delaware | xx | xx | xx | Delaware | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.990% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 48.609% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are 2 prior state tax liens against the borrower in favor of the xx, which were recorded on different dates, in the total amount of xx. SSN and property address are not provided on the state tax liens.<br> There is an active prior state tax warrant against the borrower in favor of the xx, which was recorded on xx/xx/2018 with warrant ID# xx in the amount of xx.<br> There are 2 prior credit card judgments against the borrower in favor of xx. which were recorded on xx/xx/2023 and xx/xx/2024. The amount of the judgment is not mentioned on the supporting documents.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The utilities/MUD charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The UPB is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> BWR has 1.75 years on the job as an assistant project manager at XXXX. Additionally, BWR has 7.33 years on the job as a cook at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not salable to Freddie Mac, as the BWR is not a US citizen, and the BWR was approved under a work visa. The work visa is valid up to xx/xx/2027. The subject loan originated on xx/xx/2025, FICO 770 and xxK equity in the subject." |  |  | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CDYUX5MBWNX | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 49.995% | Second | Unavailable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx, a limited liability company.<br> There is a prior active mortgage against the subject property, which was originated on xx/xx/2022 and recorded on xx/xx/2022 in the amount of xx with MERS as nominee for xx.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2025 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> The water charges for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.875%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found. <br> No post-close bankruptcy record has been found.<br> BWR1 has 31.75 years on the job as a salesperson with XXXX<br> BWR2 has 3.25 years on the job as a critical care coordinator with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial Closing Disclosure<br> Missing Initial LE<br> Missing or error on the Rate Lock<br> Notice of Servicing Transfer | xx | 3: Curable |  | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to Initial LE and Initial CD are missing from the loan documents. The subject is a refinance case originated on xx/xx/2025, and the 3-year SOL is active."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows HOA verification not accepted, as it was dated after closing. Further details not provided."<br> \* Missing Initial Closing Disclosure (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The initial CD is missing from the loan documents."<br> \* Missing Initial LE (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The initial LE is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Notice of servicing the transfer disclosure is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 078D5LSXPRV | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Unavailable | No | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2010 | xx/xx/2010 |  | VA | ARM |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 25.000% | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.930% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 7.500% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2010 and recorded on xx/xx/2010 with Book/Page # xx in the amount of xx with MERS as nominee for xx.<br> There is one junior partial claim mortgage against the subject property originated on xx/xx/2022 in favor of the xx, an officer of the United States, in the amount of xx, which was recorded on xx/xx/2023.<br> There is an active utility lien against the subject property in favor of xx, which was recorded on xx/xx/2025 in the amount of xx.<br> The 1st and 2nd installments of combined taxes for 2024, 2025, and 2026 have been paid in the amount of xx on different dates.<br> The water charges for 2026 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower has been delinquent for 4 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. As per collection comment dated xx/xx/2025 and xx/xx/2025, the payments made in the month of Sep 2025 are borrower made payments. | Collections Comments:According to the servicing comments, the current status of the loan is foreclosure.<br> According to payment history as of xx/xx/2026, the borrower has been delinquent for 4 months, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for default is excessive obligation.<br> As per the comment dated xx/xx/2026, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2025, there is payment dispute noted. Further details were not provided.<br> As per the comment dated xx/xx/2024, the subject property had multiple damages due to wind, such as the roof, fence door, and pool shed door. As per the comment dated xx/xx/2024, the BWR filed the claim check and received the amount of xx. No comments were found regarding completion of repairs. Subsequent CCs do not show damages.<br> The loan was modified on xx/xx/2025.<br> As per the comment dated xx/xx/2026, the foreclosure was initiated in 2026 with the loan. Further details not provided.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:As per the comment dated xx/xx/2026, the foreclosure was initiated in 2026 with the loan. Further details not provided.<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 7.500% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. There is no deferred balance and no principal forgiven amount. The loan has been modified three times since origination. | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows delinquent. According to payment history as of xx/xx/2026, the borrower has been delinquent for 4 months, and the next due date is xx/xx/2025. The current UPB is xx. Further details are not provided."<br> \* Required Documentation Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan has a single-premium MI plan and full amount for MI charged at closing." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed VA loan origination fee test due to fees charged of xx exceeds fees threshold of xx by +xx.<br> Below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Assignment Endorsement Fee paid by Borrower: xx<br> Misc Title Fees paid by Borrower: xx"<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed VA loan origination fee test due to fees charged of xx exceeds fees threshold of xx by +xx.<br> Below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Assignment Endorsement Fee paid by Borrower: xx<br> Misc Title Fees paid by Borrower: xx"<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| N72U2Z32JAF | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 15.241% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property in favor of the xx, which was recorded on xx/xx/2022 in the amount of xx.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2024, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.16 years on the job as an account executive at XXXX, Inc. Additionally, BWR has been SE for 6.16 years at XXXXt and 27.41 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows an eligibility issue, as the loan closed with the same case file ID as another loan. Further details not provided. The subject loan originated on xx/xx/2022 and FICO 755."<br> \* Missing Initial Closing Disclosure (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The initial CD is missing from loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TILA finance charge test. Finance charge disclosed on the final CD is xx. Calculated finance charge is xx for an under disclosed amount of - xx. The subject loan is a purchase case that originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete as the initial CD is missing from loan documents. The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TILA finance charge test. Finance charge disclosed on the final CD is xx. Calculated finance charge is xx for an under disclosed amount of - xx. The subject loan is a purchase case that originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete as the initial CD is missing from loan documents. The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9R673AOT8S7 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.375% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Investor | Yes | Yes | No | xx | xx | 49.262% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for xx has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for xx is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is collection.<br> According to payment history as of xx/xx/2026, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the collection comment dated xx/xx/2025, the reason for default is excessive obligations.<br> As per the collection comment dated xx/xx/2025, the subject property is non-owner occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 receives retirement and social security income.<br> BWR2 has 3.16 years on the job as a front desk file clerk at XXXX<br> BWR3 has 4.33 years on the job as an operating manager at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Occupancy concerns - (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as NOO. Tape shows subject is OO. One of the BWRs occupies the property as primary, and rental income cannot be used for qualification. Further details not provided." | xx | xx |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| I63EJYOVW49 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Unavailable | No | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.500% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | No | xx | xx | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | Not Applicable | 6.875% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a prior federal tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2015 in the amount of xx.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the collection comment dated xx/xx/2025, the reason for default is curtailment of income.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2024.<br> As per the comment dated xx/xx/2023, the foreclosure was initiated on the loan on xx/xx/2023. As per the comment dated xx/xx/2023, the complaint was filed on xx/xx/2023. As per the comment dated xx/xx/2024, the foreclosure was on hold due to modification.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br>Foreclosure Comments:As per the comment dated xx/xx/2023, the foreclosure was initiated on the loan on xx/xx/2023. As per the comment dated xx/xx/2023, the complaint was filed on xx/xx/2023. As per the comment dated xx/xx/2024, the foreclosure was on hold due to modification.<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.875% beginning on xx/xx/2024 and a maturity date of xx/xx/2064. There is no deferred balance and principal forgiven amount. | Initial 1003_Application<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "VA loan guaranty certificate is missing from the loan document. Tape shows subject VA loan is not insured." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape defect shows active FC. As per the comment dated xx/xx/2023, the foreclosure was initiated on the loan on xx/xx/2023. As per the comment dated xx/xx/2023, the complaint was filed on xx/xx/2023. As per the comment dated xx/xx/2024, the foreclosure was on hold due to modification."<br> \* Required Documentation Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan has a single-premium MI plan, and the full amount for MI is charged at closing." | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the state regulation late fees test, as the late fee of 5.000% charged on the loan exceeds the threshold of 4.000%, and it is over by +1.000%."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial 1003 signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the state regulation late fees test, as the late fee of 5.000% charged on the loan exceeds the threshold of 4.000%, and it is over by +1.000%."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial 1003 signed by the loan originator is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | No Result | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| L8UZA2S8KNK | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.250% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | ARM |  | Purchase | xx | xx | DSCR | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in xx in the amount of xx with MERS as nominee for xx.<br> There is a prior state tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2006 in the amount of xx. The supporting document located at "xx" shows the state tax lien is attached to all property of the borrower. The SSN or address is not mentioned on the supporting document.<br> There is a criminal judgment against the borrower for child abuse in favor of the xx, which was recorded on xx/xx/2009 in the amount of xx. The SSN or address is not mentioned on the supporting document.<br> There is a prior credit card judgment and one prior civil judgment against the borrower in favor of xx. and the xx, which were recorded on xx/xx/2012 and xx/xx/2013 in the total amount of xx.<br> There is a prior state tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2023 in the amount of xx. The SSN or address is not mentioned on the supporting document.<br> There is one credit card judgment and one civil judgment against the borrower in favor of xx, which were recorded on xx/xx/2025 and xx/xx/2025 in the total amount of xx.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> The water charges for 2026 have been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.250%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for default is curtailment of income.<br> As per the tape, the subject property is stated as investor.<br> As per the collection comment dated xx/xx/2025, the roof of the subject property was damaged. No comments have been found regarding the estimated cost to repair and the completion of repairs.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape defect shows "xx" According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SXPIHU9LZ76 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Idaho | xx | xx | xx | Idaho | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.858% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2025 have been delinquent in the total amount of xx, which is due on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.75 years on the job as a registered nurse at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.85%. The tape shows the lender did not establish the stability of the qualifying income and all other obligations, as the lender did not obtain supporting income documents and no asset documentation was provided. The revised DTI is 100%. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2025, and the 3-year SOL is active. BWR has 1.75 years on the job as a registered nurse at xx. FICO 776, 0X30 since inception, and xxK equity in the subject." | \* LE/CD Issue date test Fail (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Revised closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RHVTLPE7YX7 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $258.95 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | USDA | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | Not Applicable | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 39.961% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been exempted.<br> The annual installment of county taxes for 2025 (supplemental) has been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.5 years on the job as a caseworker at xx. Previously, BWR had 5 months on the job as a caseworker atxx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to seller to verify active MI status.<br> xx/xx/2026: Seller confirmed the loan is not insured by the USDA." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is as-is. Tape shows the appraiser did not certify that the dwelling meets HUD requirements; review of the appraisal report does not identify any critical repairs or damage that would prevent the property from meeting HUD standards. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 does not reflect the Pest Inspection Fee. The CD dated xx/xx/2025 reflects a Pest Inspection Fee of xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br>The subject loan is a purchase case that originated on xx/xx/2025, and the 1-year SOL is active."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final CD dated xx/xx/2025 reflects cash to in the amount of xx." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final CD dated xx/xx/2025 reflects cash to in the amount of xx." | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VQLQHIOTNYP | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Idaho | xx | xx | xx | Idaho | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 10.250% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 48.935% | Second | Final policy | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx, a limited liability company. <br> There is an active prior mortgage against the subject property, which was originated on xx/xx/2022 and recorded on xx/xx/2022 in the amount of xx with MERS as nominee for xx<br> The 1st installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025. <br> The 2nd installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026. <br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026. <br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 10.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found<br> BWR receives social security and pension income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete, as the initial CD is missing from loan documents. The subject loan is a refinance, originated on xx/xx/2025, and the 3-year SOL is active."<br> \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Freddie Mac public guidelines) QM APR threshold test due to APR calculated at 10.433% exceeds the APR threshold of 10.250% over by +0.183%."<br> \* Missing Initial Closing Disclosure (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GTL0G9HS3OG | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Unavailable | No | FB/Workout | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.943% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2025 have been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> Unable to determine the RFD.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> As per the comment dated xx/xx/2025, the foreclosure was initiated in 2025. As per the collection comment dated xx/xx/2025, the foreclosure was put on hold due to reinstatement. The loan is currently performing. Further details not provided. <br> No post-close bankruptcy record has been found.<br> BWR has been SE for 5.5 years at XXXX<br> Foreclosure Comments:As per the comment dated xx/xx/2025, the foreclosure was initiated in 2025. As per the collection comment dated xx/xx/2025, the foreclosure was put on hold due to reinstatement. The loan is currently performing. Further details not provided. <br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial LE<br> Missing or error on the Rate Lock<br> Notice of Servicing Transfer | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 43.94%. Tape shows the YTD income of P&L does not cover the correct reporting period, business bank statements do not align with the period reflected on the YTD income of P&L, and the third month's business bank statement is missing. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE for 5.5 years at XXXX, FICO 795, and xxK equity in the subject."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to the initial LE is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from loan documents."<br> \* Missing Initial LE (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial loan estimate is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The servicing transfer disclosure is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43.94%, the borrower income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx Package_pg#1077), and its recommendation is "xx" with a DTI of 43.94%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 43.94%. Tape shows the YTD income of P&L does not cover the correct reporting period, business bank statements do not align with the period reflected on the YTD income of P&L, and the third month's business bank statement is missing. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE for 5.5 years at xxx, FICO 795, and xxK equity in the subject."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to the initial LE is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from loan documents."<br> \* Missing Initial LE (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial loan estimate is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The servicing transfer disclosure is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43.94%, the borrower income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx Package_pg#1077), and its recommendation is "xx" with a DTI of 43.94%." | Elevated | Pass | Pass | No Result | Not Covered | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0KMQE0XBEXQ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Washington | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.625% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Yes | xx | xx | 25.000% | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | Not Applicable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is a junior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2024.<br> The first and second installments of county taxes for 2026 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> The first and second installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Hazard Insurance | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "In VA refinance loans, there should be a waiting period or gap between the 210-day period from the first payment date of the existing mortgage, which is getting paid off, and the closing of our new subject loans. In this loan, the waiting period is not satisfied."<br> \* Required Documentation Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan has a single-premium MI plan and full amount for MI charged at closing." | \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard Insurance is missing from the loan documents." | \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard Insurance is missing from the loan documents." | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OP6Y7UKPN3X | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.750% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 38.083% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active liens and judgments have been found.<br> The 1st installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2025, in the amount of xx, is due on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | Collections Comments: According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 32 years at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial LE<br> Missing or error on the Rate Lock<br> Notice of Servicing Transfer | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 38.08%. The tape shows the lender miscalculated PITI and failed to obtain the tax returns. The revised DTI is 52.38%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 32 years at XXXX. FICO 787, 0X30 last 24 months, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete as the initial LE is missing from loan documents. The subject loan is a refinance, originated on xx/xx/2022 and the 3-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents."<br> \* Missing Initial LE (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial loan estimate is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Notice of servicing transfer disclosure is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 38.08%. The tape shows the lender miscalculated PITI and failed to obtain the tax returns. The revised DTI is 52.38%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 32 years at xx. FICO 787, 0X30 last 24 months, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete as the initial LE is missing from loan documents. The subject loan is a refinance, originated on xx/xx/2022 and the 3-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents."<br> \* Missing Initial LE (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial loan estimate is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Notice of servicing transfer disclosure is missing from the loan documents." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Not Applicable | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| MZUO3YMGHCW | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.981% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 25 years atxx. Additionally, BWR receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal in the file is as-is. The photo addendum shows the subject property's exterior needs to be repainted, and the fascia of the side is in poor condition. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.98% DTI. The Lender excluded a new debt on the credit refresh report. Revised DTI 63.54%. Lender defect. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is SE in xx for 25 years and receives SSI, FICO 705, xx residual income, and xxK equity in the subject property. 0X30 since inception." | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to the initial CD being missing from the loan documents. The subject is a refinance case originated on xx/xx/2025, and the 3-year SOL is active."<br> \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the GSE (Fannie Mae public guidelines) QM Points and Fees Test due to fees charged of xx exceeding the fees threshold of xx by +xx. The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br>The loan failed the qualified mortgage lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx"<br> \* Missing Initial Closing Disclosure (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0I0FE869CFF | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.990% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 35.412% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx. <br> No active judgments or liens have been found. <br> The annual city taxes for 2024 have been paid in the amount of xx on xx/xx/2024. <br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025. <br> The annual city taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of $ xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.990%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 7.83 years on the job as a regional director with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 35.41%. Tape shows BWR was not employed at closing and undisclosed debt. BWR defect. The subject originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 7.83 years on the job as a regional director with XXXX, FICO 708, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 35.41%. Tape shows BWR was not employed at closing and undisclosed debt. BWR defect. The subject originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 7.83 years on the job as a regional director with XXXX, FICO 708, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PUOFJJPR07D | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.000% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | VA | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 25.000% | Not Applicable |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 55.265% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with book/page #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 16.83 years on the job as an executive administrator atxx. Additionally, BWR1 receives VA benefits income. <br> BWR2 has 9 years on the job as a child development center teacher at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is subject to the completion of construction of the landscaping, driveway, touch-up paint, exterior trim, kitchen appliances, and some tile work. The estimated cost to cure is not available in the loan file. 1004D, or a structural inspection report by a licensed professional, is missing from the loan documents, and the final CD does not reflect the escrow holdback amount."<br> \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without monthly MI payment and VA funding fee." |  | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2021 does not reflects Points - Loan Discount Fee. Final CD dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. This is an increase fee in the amount of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case, originated on 9/16/202022, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 57.27%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU (Locator#xx Package.pdf Page #738) and its recommendation is Approve/Eligible with a DTI of 57.27%." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2021 does not reflects Points - Loan Discount Fee. Final CD dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. This is an increase fee in the amount of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case, originated on 9/16/202022, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 57.27%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU (Locator#xx Package.pdf Page #738) and its recommendation is Approve/Eligible with a DTI of 57.27%." | Moderate | Pass | Pass | Pass | Pass | No Result | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KMWF1R0UDGZ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $24073.81 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 16.805% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The 1st & 2nd installments of county taxes for 2024 have been delinquent in the total amount of xx, which is good through xx/xx/2026.<br> The 1st installment of county taxes for 2025 has been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per tape data, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has been SE for 9.58 years at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | HUD-1 Closing Statement<br> Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Final CD is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan officer on the subject loan is on Freddie Mac's exclusionary list. Further details not provided. Subject loan originated on xx/xx/2022 and FICO 756." | \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9ZWM3TOI0R2 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 43.514% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx. <br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been exempt.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.50%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 19.66 years on the job as a bus operator at the xx<br> BWR2 has been SE as a tax preparer for 11.08 years. Additionally, BWR2 receives social security income. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the MI was rescinded." | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx." | xx | xx | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| EUL5CWMOFMT | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 36.018% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2024 were paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> The first and second installments of county taxes for 2025 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 5.66 years on the job as a mortgage lender with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject condo project did not document the current condo budget, which is required for a full condo review. Third-party sources report that the reserve requirement is below 10% and the project does not meet Freddie Mac's eligibility requirements. XXXX search shows an estimated value of xxK. Current UPB xxK." |  |  | Minimal | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CXP1DR1X189 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.125% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Investor | Yes | Yes | No | xx | xx | 42.091% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx, Limited Partnership.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the collection comment dated xx/xx/2024, the reason for default was payment dispute.<br> As per the collection comment dated xx/xx/2024, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE owning multiple businesses for 6.16 years.<br> BWR2 has been SE for 1.83 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject is NOO and approved at 42.09%. Tape shows the lender used 2023 tax returns without evidence of filing. Revised DTI unknown. Further details not provided. Lender defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR1 has been SE owning multiple businesses for 6.16 years. BWR2 has been SE for 1.83 years at xx LLC, FICO 616, 1X30 since inception, xxK reserves and xxK equity in the subject." | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO purchase." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 97IV0QD6IU5 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | New Mexico | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $2048.90 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.990% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Mixed Use | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 40.848% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The first annual installment of county taxes for 2025 has been delinquent in the total amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR1 has 14.58 years on the job as an XXXX with xx<br> BWR2 has been SE for 14.58 years atxx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 40.85% DTI. The Lender allowed the loan to close when the BWR's were SE and relocating from TX to NM to purchase the subject mixed use property. Revised DTI cannot be determined. The subject loan originated xx/xx/2024 and the 3-year SOL is active. The BWR's are SE with XXXX for 10.5 years, FICO 714, xxK reserves and xxK equity in the subject property. 0X30 since inception." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and PDR report from XXXX show interior deficiencies have been reported for the other room's flooring. An inspection or a PDR completion report is required."<br> \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days before the consummation date."<br> \* Property is Mixed Use (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as OO. Tape and PDR report from XXXX show the subject is a mixed-use property with a commercial store in front. BWRs acquired property in non-arms length transaction from family member." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects the points—loan discount fee at xx. The CD dated xx/xx/2024 reflects points—loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2024, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects the points—loan discount fee at xx. The CD dated xx/xx/2024 reflects points—loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2024, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HZ25L5BYZ5I | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Hawaii | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | $5950.23 | xx | 7.249% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Commercial Prop | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | xx | Not Applicable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx, a California<br> Limited Liability Company.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx(Interest only), which was applied for the due date of xx/xx/2026. The current interest only payment is xx with an interest rate of 7.249%. The current UPB reflected as per the payment history is xx. Note has interest only period of 120 months. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property type is investment.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Property is Commercial Prop (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject NOO approved using short term rental program. Treating as commercial property. Elevated for client review." | \* DSCR is less than 1.00 (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Net operating income is xx, annual payments (debt service) are xx, and the debt service cover ratio (DSCR) is 0.79."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is kicked from another trade due to borrower concentration risk. Further details are not provided." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| THQQ6OADZZ3 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | Second | XXXX | $0.00 | $0.00 | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 9.374% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Mid Rise Condo (5-8 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 8.093% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is an active HOA lien against the subject property in favor of xx, which was recorded on xx/xx/2009 in the amount of xx.<br> There is a prior medical lien against the borrower in favor of xx, which was recorded on xx/xx/2025 in the amount of xx.<br> There is one prior credit card judgment against xx in favor of xx, assignee of xxx, which was recorded on xx/xx/2009 in the amount of xx. This is not against the borrower.<br> There is a prior state tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2012. The amount of the lien is not provided.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.374%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 15.5 years atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 8.09% DTI. The divorce decree indicated the BWR was required to enter into a binding agreement to vacate defaults on 3 businesses and has multiple real estate properties outside the country that were not disclosed. Lender defect. Revised DTI cannot be determined. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is SE with xx for 14 years, FICO 650." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID disclosure delivery date validation test."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the revised loan estimate delivery date test. This loan failed the revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period."<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance, originated on xx/xx/2025, and the SOL is 3 years."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows EPD. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject originated xx/xx/2025 in the amount of xxK. Appraisal in file shows value xxK. XXXXs shows xxK. XXXX shows xxK. UPB xxK." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.805% exceeds the APR threshold of 8.420% by +1.385%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c), and (d)." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.805% exceeds the APR threshold of 8.420% by +1.385%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c), and (d)." | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QFTTANLQA01 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 9.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 43.289% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There are 2 active prior judgments against the borrower in favor of xx, and the XXXX, which were recorded on xx/xx/2017 and xx/xx/2019, in the total amount of xx.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The first (supplemental) and second installments of county taxes for 2025 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> The second (supplemental) installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 4.16 years at XXXX<br> BWR2 has 2.66 years on the job as a caretaker with the XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows CD not sent in the required time frame. Further details are not provided. The Infinity CE report shows the loan did not fail the delivery and timing test for CD."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 does not reflect Points - Loan Discount Fee. CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xxK. Further details not provided." | \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 10.215% exceeds APR threshold of 8.130% over by +2.085%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the CA AB 260 higher-priced mortgage loan test due to an APR calculated at 10.215% exceeds APR threshold of 8.130% over by +2.085%." | \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 10.215% exceeds APR threshold of 8.130% over by +2.085%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the CA AB 260 higher-priced mortgage loan test due to an APR calculated at 10.215% exceeds APR threshold of 8.130% over by +2.085%." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LEDVRBUKKQA | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.749% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.496% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property that was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with xx.<br> The first installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.749%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 7.58 years at xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Property Marketability Issues (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and the condo questionnaire show the subject condo project is ineligible due to pending litigation against the HOA. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB xxK." |  |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WPK6A2YU038 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | $7232.40 | xx | 7.749% | 480 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 5.040% | First | Short Form Policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property that originated on xx/xx/2025 and was recorded on xx/xx/2025 in the amount of xx with MERS as nominee for xx, a limited liability corporation.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current interest-only payment is xx with an interest rate of 7.749%. The current UPB reflected as per the payment history is xx. As per the note, the loan is interest only for 120 months. | Collections Comments:According to the servicing comments, the current status of the loan is in performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the collection comment dated xx/xx/2026, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 19.08 years at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape defect shows EPD. AAccording to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4X4B8B5R1LS | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oregon | xx | xx | xx | Oregon | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | xx | 34.744% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape, the property occupancy is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 70 months at XXXX<br> BWR2 has been SE for 8.25 years at XXXX dba xx. Additionally, BWR2 has been SE for 1.83 years as a real estate agent.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO purchase."<br> \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and appraisal report show the subject property is located on a 55.19-acre site and is zoned for exclusive farm use. Appraisal shows property is overimproved. Appraisal value at xxM. Sales price xx2M. XXXX shows estimate value of xx5M. Current UPB is xxM." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QE7WGEJYQYH | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 42.739% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> The 1st and 2nd installments of county taxes for 2024 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which was due on xx/xx/2026. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:The current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No information has been found related to damage or repairs.<br> BWR1 has 1.66 years on the job as a general warehouse worker at XXXX<br> BWR2 has 7 months on the job as a certified XXXX assistant at XXXX. Previously, BWR2 had multiple jobs in the last two years in the same line of work.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 3: Curable |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 42.73%. The tape shows the lender included bonus income without sufficient tenure with the employer. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 1.66 years on the job as a general warehouse worker at XXXX BWR2 has 7 months on the job as a certified XXXX assistant at XXXX, FICO 688, and xxK equity in the subject."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The transmittal summary is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KHBYPYK0DZO | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Pennsylvania | xx | xx | xx | Pennsylvania | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | xx | 49.633% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The property tax status is not provided in the updated title report. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is non-owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 2 months on the job as a senior financial analyst at xx Previously BWR was a full time student at XXXX between xx/xx/2022 and xx/xx/2024 for 2 years.<br> BWR2 has been SE for 6.08 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject is NOO and approved at 49.63%. The tape shows the lender did not consider the PITI of the properties outside the US. Revised DTI is 66.93%. Further details not provided. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 3 months on the job as a senior financial analyst at xx BWR2 has been SE for 6.08 years at xx, FICO 736, xxK equity in the subject, and residual income of xx." | \* Business Purpose Affidavit is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Business purpose affidavit is missing from the loan document."<br> \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO purchase." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 66LGT4LRVPV | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 48.444% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens were found. <br> The 1st and 2nd installments of combined taxes for 2025 were due in the total amount of xx on xx/xx/2026 & xx/xx/2026.<br> The 1st and 2nd installments of combined taxes for 2024 were paid in the total amount of xx on xx/xx/2025 & xx/xx/2025.<br> The annual water/sewer charges for the year 2025 have been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx.<br> Due dates adjusted from xx/xx/2024 to xx/xx/2025. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per tape data, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 7 years on the job as a cleaner atxx<br> BWR2 has 2 months on the job as a dental assistant at xx BWR2 had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 48.44%. Tape shows DTI verification issue. Further details not provided. Lender defect. The subject loan originated on xx/xx/2023, and the 3-year SOL is active. BWR1 has 7 years on the job as a cleaner atxx BWR2 has 2 months on the job as a dental assistant at xx, FICO 745, equity in the subject property xxK and 0X30 since inception." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2023 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2023 and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2023 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2023 and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | No Result | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IO3YDQZD8MG | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Washington | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2024 | xx | Primary | Yes | No | No | xx | xx | 44.667% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with the xx<br> There are 2 civil judgments against the borrower in favor of xx, which were recorded on xx/xx/2024 and xx/xx/2025 in the total amount of xx.<br> There is a credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2025 in the amount of xx.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 receives social security income.<br> BWR2 receives social security and pension income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Property Marketability Issues (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject condo project was ineligible. Appraisal and condo questionnaire show the subject project has a special assessment of xxK for elevator modernization. Subject loan originated on xx/xx/2024 and closed with a DPA loan of xxK." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CDERUVOCE9E | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | South Carolina | xx | xx | xx | South Carolina | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.625% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Primary | Yes | Yes | Yes | xx | xx | 45.708% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 6.625% | xx | xx/xx/2026 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> Unable to determine the reason for the default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the modification agreement, the loan was modified on xx/xx/2025.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 4.5 years atxx<br> BWR2 has 4 months on the job as a cyber security project manager at xx. Previously, BWR had multiple jobs in the past.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.625% beginning on xx/xx/2026 and a maturity date of xx/xx/2056. There is no deferred balance and principal forgiven amount. The loan has been modified once since origination. | Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved at 45.70%. Tape shows BWR changed job during construction and loan did not qualify. Revised DTI 49%. Lender defect. Subject originated xx/xx/2024 and the 3 year SOL is active. BWR has 4 years SE at xx. FICO 720." | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the Qualified Mortgage Lending Policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Tax Service Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx"<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete, as the initial CD is missing from the loan documents.<br> The subject loan is a refinance, originated on xx/xx/2024, and the SOL is 3 years."<br> \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Tax Service Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx"<br> \* Missing Initial Closing Disclosure (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement document is missing from the loan documents." |  |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IAD3NZWUOS3 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 12.000% |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 48.874% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with book/page #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> BWR qualified using an offer letter as an event manager at xx. Previously, BWR had 14.41 years on the job as an associate with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not insured." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Moderate | Pass | Pass | Pass | Pass | No Result | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 6L4KJCYW57D | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 9.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 32.176% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are eight real estate tax liens against the common name in favor of the xx, which were recorded on different dates, in the total amount of xx. The property addresses mentioned on the document are inconsistent with the subject property.<br> There is a prior civil judgment in favor of the XXXX in the amount of xx, which was recorded on xx/xx/2021. The borrower's name is common in the judgment search and does not match the subject borrower.<br> There is a credit card judgment in favor of xx, in the amount of xx, which was recorded on xx/xx/2025. The borrower's name is common in judgment and does not match the subject borrower.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The water charges for 2026 have been delinquent in the total amount of xx which is payable through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is collection.<br> According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for default.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 12.33 years atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Guideline is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject is a non-QM loan. Reaching out to seller for guidelines.<br>xx/xx/2026: Seller commented that they do not have any guidelines for this one." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the revised loan estimate delivery date test due to the revised loan estimate delivery date is on the initial closing disclosure delivery date."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID disclosure delivery date validation test due to the revised loan estimate delivery date is on the initial closing disclosure delivery date."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows EPD repurchase requirement. According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2026. The current UPB is xx."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.922% exceeds APR threshold of 8.120% over by +1.802%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d)." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.922% exceeds APR threshold of 8.120% over by +1.802%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d)." | Moderate | Pass | Pass | Pass | Pass | No Result | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XW9ZZT1VHTC | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Wisconsin | xx | xx | xx | Wisconsin | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 18.561% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> There is a junior mortgage against the subject property, originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are five prior civil judgments against the borrower in favor of different plaintiffs, which were recorded on different dates, in the total amount of xx.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 1 month on the job as a truck driver at XXXX. Previously, BWR1 had 1.58 years on the job as a truck driver at XXXX<br> BWR2 receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan closed with first-time homebuyer (FTHB) attributes applied, though both borrowers did not meet FTHB eligibility requirements, as the BWR owns another property held for investment. Further details not provided. Subject originated on xx/xx/2025." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8TRFIDIECGF | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.990% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.486% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 4.990%. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 5.5 years on the job as a QC at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. LE dated xx/xx/2025 reflects Credit Report Fee at xx. CD dated xx/xx/2025 reflects Credit Report Fee at xx. This is an increase in fee of xx for charges that cannot increase. COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active." | xx | xx | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9BHE80MEBF7 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | North Carolina | xx | xx | xx | New Jersey | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 38.958% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 2.41 years on the job as a team lead with xx<br> BWR2 was qualified using a post-close offer letter. BWR2 had multiple jobs in the same field between xx/xx/2023 and xx/xx/2025 for 2.75 years.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 38.96% DTI. The file is missing the Offer Letter and evidence BWR 2 can work remotely. Revised DTI cannot be determined. Lender defect. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is employed with xx in Office/Clerical for 2.5 years, BWR 2 is starting employment with xx in Billing starting on xx/xx/2025, FICO 730, xxK reserves and xxK equity in the subject property. 0X30 since inception." | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows source of funds and reserve issues. The bank statement in file shows xxK in assets, satisfying the cash-to-close requirement of xxK, and DU shows no reserves required. Further details not provided."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan has failed reimbursement amount validation test and consummation or reimbursement date validation test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active." |  |  | Moderate | Pass | Pass | Pass | Pass | No Result | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AG9T9UTB4EJ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 46.590% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE as a xx for 3.75 years.<br> BWR2 has been SE as a tattoo artist for 3.83 years and at xx for 2.83 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 46.90%. Tape shows the lender used rental income from a property that was listed for sale. Revised DTI is 58.68%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has been SE as a xx for 3.75 years. BWR2 has been SE as a tattoo artist for 3.83 years, FICO 768, 0X30 since inception, xxK equity in the subject, and xx residual income." |  |  |  | Minimal | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PDBMJGZATRV | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Hawaii | xx | xx | xx | Hawaii | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | Yes | xx | xx | 31.537% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No information has been found related to damage or repairs.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 4.83 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows condo issues. Further details are not provided. The appraisal report is as is, and the condo questionnaire does not show any damage or repair work. XXXX search shows an estimated value of xxK. The current UPB is xxK." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 293EOZYGE8Z | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Pennsylvania | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | Yes | Yes | Not Applicable | Other |  | $0.00 | xx | xx/xx/2026 | Unavailable | No | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 10.000% | 180 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | No | Not Applicable | Not Applicable | Unavailable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | Not Applicable | 9.000% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with xx.<br> There is an active junior mortgage against the subject property in favor of xx, in the amount of xx, which originated on xx/xx/2021 and was recorded on xx/xx/2022 with the instrument #xx<br> There are 2 civil judgments against the borrower in favor of different plaintiffs, which were recorded on xx/xx/2025 and xx/xx/2025 in the total amount of xx.<br> There are 02 prior state tax liens against the borrower in favor of the xx, which were recorded on xx/xx/2019 and xx/xx/2019 in the total amount of xx. The SSN# mentioned on supportive documents is inconsistent with the borrower's SSN#.<br> There is a prior state tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2021 in the amount of xx. The SSN is not mentioned on the supportive document.<br> The taxes are to follow. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.00%. The current UPB reflected as per the payment history is xx. As per the letter located at "xx" the trial payments are for xx/xx/2024 to xx/xx/2024. The due dates were adjusted from xx/xx/2024 to xx/xx/2024 due to a modification. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for the default.<br> As per tape data, the subject property is owner-occupied.<br> According to servicing comments dated xx/xx/2022, the roof of the subject property was damaged. No details are available regarding the estimated cost of repair. The subsequent CCs do not show damages.<br> As per the modification agreement, the loan was modified on xx/xx/2024.<br> As per the comment dated xx/xx/2024, the foreclosure was initiated on the loan in 2024. As per the servicing comment dated xx/xx/2024, the foreclosure file has been closed due to trial modification. Further details not provided.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:As per the comment dated xx/xx/2024, the foreclosure was initiated on the loan in 2024. As per the servicing comment dated xx/xx/2024, the foreclosure file has been closed due to trial modification. Further details not provided.<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 9.000% beginning on xx/xx/2024 and a maturity date of xx/xx/2039. There are no deferred balances or principal forgiven amounts. | Credit Application<br> Credit Report<br> Flood Certificate<br> HUD-1 Closing Statement<br> Initial Escrow Acct Disclosure<br> Missing DU/GUS/AUS<br> Missing Initial Closing Disclosure<br> Missing Initial LE<br> Missing or error on the Rate Lock<br> Notice of Servicing Transfer<br> Origination Appraisal<br> Transmittal (1008) | xx | 4: Unacceptable | \* Missing DU/GUS/AUS as required by guidelines (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "AUS is missing from the loan documents." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show compliance could not be tested, as the compliance documents are missing from the loan file."<br> \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final CD signed by the BWR is missing from the loan file."<br> \* Lost Note Affidavit (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows LNA/copy of note. The lost note affidavit available in the file located at "xx" shows that the original note has been misplaced, destroyed, or lost. A duplicate copy of the note is available in the loan file located at "xx"" | xx | xx |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $0.00 | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NPOW4RV2HZ0 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | No | Not Applicable | First |  | $1793.13 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 50.264% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx dba xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 has been delinquent in the amount of xx, which was good through xx/xx/2026. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 3.16 years atxxAdditionally, BWR has been SE for 2 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Seller confirmed MI coverage has been canceled." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan failed the QM (APOR) test. The Infinity compliance report passed the QM (APOR) test." | xx | xx | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KV5FUHFRLNK | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | $16891.89 | xx | 7.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | PUD | xx/xx/2025 | xx | Secondary | No | Not Applicable | No | xx | xx | 14.056% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx, INC.<br> There is an active junior mortgage against the subject property in favor of xx, in the amount of xx, which originated on xx/xx/2025 and was recorded on xx/xx/2025 with the instrument #xx<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> The annual city taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current interest-only payment is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the occupancy of the subject property is second home.<br> No comment related to damage or repair is found in the servicing comments. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 19.33 years at XXXX. Additionally, BWR1 has been SE for 2.83 years at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate<br> Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Non-QM/compliant. Further details not provided. Subject originated on xx/xx/2025."<br> \* ComplianceEase Risk Indicator is "Elevated" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage interest-only test, as this loan is an interest-only loan."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject is a second home. Tape shows the cash-out amount exceeds internal guidelines. LTV of 85% exceeds the maximum 75% permitted for a rate-and-term refinance of an investment property. Further details not provided."<br> \* Missing flood cert (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The flood certificate is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The final transmittal summary is missing from the loan documents." |  |  | Elevated | Not Covered | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OP3QDQP7EXK | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Michigan | xx | xx | xx | Michigan | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.500% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.415% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | xx | 4.500% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> Parcel #xx<br> The first and second installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2026 and xx/xx/2025.<br> Parcel # xx<br> The first and second installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2026.<br> Parcel #xx<br> The first and second installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for default is curtailment of income.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2024.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2 months on the job as a nanny with XXXX. BWR had prior employment experience as a correction officer at the XXXX between xx/xx/2020 and xx/xx/2021 for 1.50 years and as a worker at XXXX between xx/xx/2019 and xx/xx/2020 for 4 months.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx, out of which xx is the interest-bearing amount and the deferred amount is xx. The monthly P&I is xx with an interest rate of 4.500% beginning on xx/xx/2024 and a maturity date of xx/xx/2064. There is no principal forgiven amount. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 40.41%. Tape shows employment misrepresentation. Further details not provided. BWR defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 2 months on the new job as a nanny with XXXX, FICO 718, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 reflects Appraisal Fee xx. Final CD dated xx/xx/2022 reflects Appraisal Fee at xx. This is an increase in fee of +xxfor charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is purchase case, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 40.41%. Tape shows employment misrepresentation. Further details not provided. BWR defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 2 months on the new job as a nanny with XXXX, FICO 718, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 reflects Appraisal Fee xx. Final CD dated xx/xx/2022 reflects Appraisal Fee at xx. This is an increase in fee of +xxfor charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is purchase case, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YOQL6N5ULS6 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.074% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2025.<br> The annual county taxes for 2025 have been exempt.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3 months on the job as an insurance adjuster at XXXX. Previously, BWR had 3.41 years on the job as a detective in asset protection at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.07%. Tape shows employment misrepresentation. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 3 months on the job as an insurance adjuster at XXXX, FICO 756, 0X30 since inception, and xxK equity in the subject."<br> \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is purchase case. Final CD dated xx/xx/2025 reflects cash to in the amount of xx." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.07%. Tape shows employment misrepresentation. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 3 months on the job as an insurance adjuster at XXXX, FICO 756, 0X30 since inception, and xxK equity in the subject."<br> \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is purchase case. Final CD dated xx/xx/2025 reflects cash to in the amount of xx." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WV9E43VYZV2 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 12.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.108% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active junior mortgage against the subject property in favor of xx, in the amount of xx, which originated on xx/xx/2025 and was recorded on xx/xx/2025 in Instrument #xx<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history tape data is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 4.33 years on the job as an assistant project manager at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows DPA funds were used to pay down debts, resulting in a xx shortfall in borrower funds required to close. The bank statement in file shows xxK in assets, satisfying the cash-to-close requirement of xxK. Further details not provided."<br> \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Non-QM/ATR non-compliant with SOL expiring on xx/xx/2028. Infinity CE shows subject loan failed for Qualified mortgage lending policy points and fees test and GSE QM point fees test. Further details not provided. Subject originated on xx/xx/2025."<br> \* Required Documentation Missing or Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan has a single-premium MI plan, and the full amount for MI is charged at closing." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 3UBEYVJXZ3H | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 55.073% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.88%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> BWR has 8.50 years on the job as a production manager with xx. Additionally, BWR receives child support income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock<br> Mortgage Insurance | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the loan is FHA ineligible. The loan charged an upfront MI, and the refund was available in the loan documents. MI is not active."<br> \* MI, FHA or MIC missing and required (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "FHA mortgage insurance certificate is missing from the loan documents. Tape shows loan is FHA ineligible." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Non-QM/ATR non-compliant with SOL expires on xx/xx/2028. Infinity CE shows that subject loan passed all test. Further details not provided. Subject originated on xx/xx/2025."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows excessive IPC (interested party contribution). Review of the file shows the final CD does not reflect seller credit. Further details are not provided." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| I5GC7OPYY11 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.000% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 47.305% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx and Finance, Inc. dba xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.000%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 15.58 years on the job as an executive housekeeper with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Non-QM/ATR non-compliant and the SOL expires on xx/xx/2026. Further details not provided. Subject originated on xx/xx/2023."<br> \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PLHRR8JS3MP | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Pennsylvania | xx | xx | xx | Pennsylvania | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.990% | 240 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | No | No | Unavailable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The property tax status is not provided in the updated title report. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.990%. The current UPB reflected as per the payment history is xx. As per the collection comment dated xx/xx/2025, the payments made in the month of Oct 2025 are borrower-made payments. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2024, the reason for default is the illness of the borrower.<br> As per the comment dated xx/xx/2024, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2025, the forbearance plan was approved and was active until xx/xx/2025.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial 1003_Application<br> Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 3: Curable |  | \* Missing Initial 1003_Application (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents" | xx | xx | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| L08XUXN1ZKY | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Pennsylvania | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | Yes | Yes | Not Applicable | First |  | $1923.27 | xx | xx/xx/2026 | xx | No | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.890% | 180 |  | xx/xx/2016 | xx/xx/2016 |  | Conventional | Fixed |  | Cash Out | xx | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Single Family | xx/xx/2015 | xx | Primary | Yes | Yes | No | xx | xx | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 3.890% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2016 and recorded on xx/xx/2016 with instrument #xx in the amount of xx with xx.<br> There are 02 credit card judgments against the borrower in favor of xx, which were recorded on xx/xx/2020 and xx/xx/2025 in the total amount of xx.<br> The annual school taxes for 2025 are delinquent in the amount of xx, which was due on xx/xx/2026.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.890%. The current UPB reflected as per the payment history is xx. The due dates were advanced from xx/xx/2024 to xx/xx/2025 due to a modification. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> Unable to determine the RFD.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the modification agreement, the loan was modified on xx/xx/2025.<br> No comment related to damage or repair is found in the servicing comments.<br> The foreclosure was initiated on the loan in 2025. As per the FC doc located at xx pg#4, the complaint was filed on xx/xx/2025 with the case #CV-xx-CV. As per the servicing comment dated xx/xx/2025, the foreclosure file has been closed due to modification. Further details are not provided.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:The foreclosure was initiated on the loan in 2025. As per the FC doc located at xx pg#4, the complaint was filed on xx/xx/2025 with the case #CV-xx-CV. As per the servicing comment dated xx/xx/2025, the foreclosure file has been closed due to modification. Further details are not provided.<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, aka xx, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.890% beginning on xx/xx/2025 and a maturity date of xx/xx/2032. There is no deferred balance and principal-forgiven amount. The loan has been modified once since origination. | HUD-1 Closing Statement<br> Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 3: Curable |  | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "File missing final executed CD. CE was tested based on seller provided initial CD." | xx | xx | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 55SS7N221CN | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 31.460% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx<br> There is a prior child support lien against the borrower xx in favor of xx, which was recorded on xx/xx/2016 in the amount of xx. The borrower's name mentioned on supportive documents is consistent with the subject borrower.<br> There is a credit judgment against the borrower in favor of xx. Credit. Union, which was recorded on xx/xx/2023 in the amount of xx. The SSN# mentioned on supportive documents is consistent with the borrower's SSN#.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 5.08 years on the job as an XXXX with XXXX <br> BWR2 has been SE for 26.16 years atXXXX<br> BWR3 has 26.16 years on the job as a vice president with XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Transmittal (1008) | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Non-QM/ATR non-compliant with SOL expired. Further details not provided. Subject originated on xx/xx/2021." | xx | xx | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NJLX2EGKICB | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $5388.32 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 38.593% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is a junior UCC financial statement against the subject property in favor of xx, which was recorded on xx/xx/2021.<br> The 1st installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual combined taxes for 2018 are delinquent in the amount of xx, which is good through xx/xx/2026.<br> The annual water charges for 2026 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2024, the RFD is a payment dispute.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE as a food service provider for 6.25 years. Additionally, BWR receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial LE<br> Missing or error on the Rate Lock<br> Notice of Servicing Transfer | xx | 3: Curable |  | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows BWR had insufficient funds to close. Bank statements in the file show xxK of assets satisfy the cash-to-close requirement of xxK at closing. Further details not provided. Subject originated on xx/xx/2021, FICO 725, and xxK equity in the subject."<br> \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Non-QM/ATR non-compliant with SOL expired. Further details not provided. Subject originated on xx/xx/2021." | xx | xx | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 7H0HSZI0ZPH | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% | Unavailable |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 50.866% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 14 years on the job as a production worker at XXXX <br> BWR2 has been SE for 8 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Non-QM/ATR non-compliant with SOL expired. Further details not provided. The subject originated on xx/xx/2021." | xx | xx | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0ULKSHEG7MG | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 39.829% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx, INC.<br> No active judgments or liens have been found.<br> Parcel # xx<br> The 1st and 2nd installments of county taxes for 2025/2026 are due in the amount of xx on xx/xx/2026.<br> Parcel # xx<br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Unable to determine the reason for the default.<br> BWR has 7 months on the job as an LVN with XXXX <br> Previously, BWR had 8.66 years on the job as an LVN with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial LE<br> Missing or error on the Rate Lock<br> Notice of Servicing Transfer | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan failed the HPML test. The Infinity compliance report shows the loan passed the HPML test." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA right of rescission test. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to the initial LE missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from loan documents."<br> \* Missing Initial LE (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial loan estimate is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement service providers list is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The servicing transfer disclosure is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA right of rescission test. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to the initial LE missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from loan documents."<br> \* Missing Initial LE (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial loan estimate is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement service providers list is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The servicing transfer disclosure is missing from the loan documents." | Moderate | Pass | Fail | No Result | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 33ZRLB6Y1DW | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.750% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | FHA | Fixed |  | Refinance | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 53.353% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 were paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual county taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.75%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 4.16 years on the job as a carpenter withxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Seller confirmed MI coverage has been canceled." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the appraisal report in the file is 120 days older at closing. The 1004D updated report is missing from the loan documents. XXXX search shows an estimated value of xxK. The current UPB is xxK."<br> \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Non-QM/ATR non-compliant with SOL expired. Further details not provided. Subject originated on xx/xx/2020." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance case that originated on xx/xx/2020, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. <br> The initial loan estimate dated xx/xx/2020 does not reflect points - loan discount fee. The final CD dated xx/xx/2020 reflects points - loan discount fee of xx. The initial loan estimate dated xx/xx/2020 reflects an appraisal fee of xx. The final CD dated xx/xx/2020 reflects an appraisal fee of xx. This is a cumulative increase in fees of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case that originated on xx/xx/2020, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 53.35% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator#XXXX - XXXX - Closing loan package Pg#16) and its recommendation is Approve/Eligible with a DTI of 53.35%." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance case that originated on xx/xx/2020, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. <br> The initial loan estimate dated xx/xx/2020 does not reflect points - loan discount fee. The final CD dated xx/xx/2020 reflects points - loan discount fee of xx. The initial loan estimate dated xx/xx/2020 reflects an appraisal fee of xx. The final CD dated xx/xx/2020 reflects an appraisal fee of xx. This is a cumulative increase in fees of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case that originated on xx/xx/2020, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 53.35% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator#XXXX - XXXX - Closing loan package Pg#16) and its recommendation is Approve/Eligible with a DTI of 53.35%." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CGK91SN6EKD | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.277% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are 2 prior child support liens against the subject borrower in favor of the xx, which were recorded on xx/xx/2019. The amount of the lien is not mentioned on the supporting documents.<br> The 1st installment of county taxes for xx has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for xx is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.75%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> Unable to determine the RFD.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> BWR has 6.91 years on the job as a human services specialist at the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Non-QM/ATR non-compliant with SOL expiring on xx/xx/2026. Infinity CE shows the subject loan failed for TRID tolerance test. Further details not provided."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The revised LE dated xx/xx/2023 reflects points - loan discount fee of xx. The final CD dated xx/xx/2023 reflects points - loan discount fee of xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case, originated on xx/xx/2023, and the 3-year SOL is active."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5G1YJAD90CN | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 36.537% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> The annual combined taxes for 2025 are an overpayment in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. As per the tape, the deferred balance is xx. As per the mortgage statement located at "xx" the deferred balance is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per tape data, the subject property is owner-occupied.<br>BWR has been SE for 25.5 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows MI was rescinded." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Non-QM/ATR non-compliant with SOL expired. Further details not provided. Subject originated on xx/xx/2022." | xx | xx | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| K90L498RBBK | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.875% | 360 |  | xx/xx/2018 | xx/xx/2018 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2018 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 48.472% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | Not Applicable | 4.875% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2018 and recorded on xx/xx/2018 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are 2 civil judgments against the borrower filed by different plaintiffs, which were recorded on xx/xx/2021 and xx/xx/2023. The judgment amount is not provided. The SSN is not mentioned on supportive documents.<br> The 1st and 2nd installments of county taxes for 2025 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, the reason for default is excessive obligation.<br> As per the comment dated xx/xx/2024, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2024.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3 months on the job as a fitness supervisor at the XXXX. BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.875% beginning on xx/xx/2024 and a maturity date of xx/xx/2064. There is no deferred balance and principal forgiven amount. | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is as-is. The improvement section or appraisal report shows replacement of the valley in the roofing. The estimated cost to cure is xx. 1004D/inspection report by a qualified professional is missing from the loan documents, and the final CD does not reflect the escrow holdback."<br> \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows assets not properly verified. Bank statements in the file show xx of assets satisfy the cash-to-close requirement of xx at closing. Further details not provided. Subject originated on xx/xx/2018."<br> \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Non-QM/ATR non-compliant with SOL expired. Further details not provided. Subject originated on xx/xx/2018." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 48.47%, the borrower's income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx#467), and its recommendation is "xx" with a DTI of 48.47%." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 48.47%, the borrower's income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx#467), and its recommendation is "xx" with a DTI of 48.47%." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ECU9EA2OTI7 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First | XXXX | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.375% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 48.319% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with xx.<br> There is a prior civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2017 in the amount of xx.<br> There is a child support lien against the borrower in favor of the xx, which was recorded on xx/xx/2023. The supportive document does not reflect the lien amount.<br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Unable to determine the reason for the default.<br>BWR1 has 6.08 years on the job as an MRI tech with XXXX<br> BWR2 has 6.16 years on the job as a secretary with XXXX <br> BWR3 has 20.66 years on the job as a baker with XXXX.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject approved at 48.31%. Tape shows income and assets used to qualify were not properly documented. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has 6.08 years on the job as an MRI tech with XXXX. BWR2 has 6.16 years on the job as a secretary with XXXX. BWR3 has 20.66 years on the job as a baker with XXXX, FICO 681, and xxK equity in the subject."<br> \* Compliance Testing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and infinity compliance results show the loan failed the QM (APOR) test."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test: Administration Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Tax Transcripts paid by Borrower: xx."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx Mortgage Broker Fee (Indirect): xx Points—Loan Discount Fee paid by Borrower: xx Tax transcripts paid by borrower: xx"<br> \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.113% exceeds APR threshold of 4.780% over by +0.333%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 5.073% exceeds APR threshold of 4.780% over by +0.293%. Loan failed CA AB 260 Higher-Priced Mortgage Loan threshold test due to APR calculated at 5.113% exceeds APR threshold of 4.780% over by +0.333%. Subject loan is escrowed."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Settlement service providers list is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 48.31%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (XXXX_DU and CR), and its recommendation is "Approve/Eligible" with a DTI of 48.32%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject approved at 48.31%. Tape shows income and assets used to qualify were not properly documented. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has 6.08 years on the job as an xxx with xxxx. BWR2 has 6.16 years on the job as a xxx with xxx. BWR3 has 20.66 years on the job as a baker with XXXX, FICO 681, and xxK equity in the subject."<br> \* Compliance Testing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and infinity compliance results show the loan failed the QM (APOR) test."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test: Administration Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Tax Transcripts paid by Borrower: xx."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx Mortgage Broker Fee (Indirect): xx Points—Loan Discount Fee paid by Borrower: xx Tax transcripts paid by borrower: xx"<br> \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.113% exceeds APR threshold of 4.780% over by +0.333%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 5.073% exceeds APR threshold of 4.780% over by +0.293%. Loan failed CA AB 260 Higher-Priced Mortgage Loan threshold test due to APR calculated at 5.113% exceeds APR threshold of 4.780% over by +0.333%. Subject loan is escrowed."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Settlement service providers list is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 48.31%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (XXXX_DU and CR), and its recommendation is "Approve/Eligible" with a DTI of 48.32%." | Moderate | Pass | Pass | No Result | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IWNG7WHX5HO | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 18.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 23.578% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property that originated on xx/xx/2022 and was recorded on xx/xx/2022 with instrument #xx in the amount of xx with the Illinois Housing Development Authority.<br> The 1st and 2nd installments of county taxes for 2024/2025 were paid in the total amount of xx on xx/xx/2025 and on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 4 months on the job as a truck loader with XXXX. BWR had prior employment as a detailer with XXXX. between xx/xx/2019 and xx/xx/2021 for 1.75 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan has failed the reimbursement amount validation test and the consummation or reimbursement date validation test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2021 does not reflect Appraisal Re-Inspection Fee. CD dated xx/xx/2022 reflects Appraisal Re-Inspection Fee at xx.<br> Loan estimate dated xx/xx/2021 reflects Loan Origination fee at xx. CD dated xx/xx/2022 reflects Loan Origination fee at xx.<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan has failed the reimbursement amount validation test and the consummation or reimbursement date validation test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2021 does not reflect Appraisal Re-Inspection Fee. CD dated xx/xx/2022 reflects Appraisal Re-Inspection Fee at xx.<br> Loan estimate dated xx/xx/2021 reflects Loan Origination fee at xx. CD dated xx/xx/2022 reflects Loan Origination fee at xx.<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FA9OKUQG53X | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 47.914% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a prior state tax warrant in favor of the xx, which was recorded on xx/xx/2022 in the amount of xx. The SSN mentioned on the supportive document is inconsistent with the borrower's SSN.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 receives social security and pension income. <br> BWR2 has 5.41 years on the job as an assistant vice president of xx. Additionally, BWR2 has been SE for 4.16 years at xx <br> BWR3 has been SE for 4.16 years at xx <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as OO. Tape shows NOO as the subject property listed for rent immediately after closing. Further details not provided." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FWMWTOQWDFJ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 35.286% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is a prior state lien against the borrower in favor of the xx, which was recorded on xx/xx/2012 in the amount of xx. The SSN# mentioned on supportive documents is inconsistent with the borrower's SSN#.<br> The first and second installments of county taxes for 2024/2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 9.25 years on the job as an engineer with XXXX.<br> BWR2 has 8.50 years on the job as a network analyst with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and appraisal report show that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #3, with a sales price of xxK, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ACI6PAQWE30 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Missouri | xx | xx | xx | Missouri | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 44.907% | First | Short Form Policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active junior mortgage against the subject property in favor of the xx, Missouri, in the amount of xx, which originated on xx/xx/2024 and was recorded on xx/xx/2024 with the instrument #xx This junior mortgage has started the foreclosure.<br> There is an active prior civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2024 in the amount of xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for default is unemployment.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 has 1.08 years on the job as an XXXX & graphic designer with xx. Previously, BWR had 10 months on the job as a sales associate with xxPrior to that, BWR had 1.08 years on the job as an athletic assistant with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 44.91% DTI. The Lender allowed the loan to close with instability of employment and income. Per the WVOE, BWR has approximately 8 months of full-time employment. Lender defect. The subject loan originated xx/xx/2024 and the 3-year SOL is active. The BWR is employed with xx as the XXXX for 1.1 years, FICO 716, xx residual income." | \* ComplianceEase State Regulations Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed state regulations for the prohibited fees first lien test.<br> The below fees were included in the test:<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx"<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and appraisal report show that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #2, with a sales price of xxK, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK." |  |  | Moderate | Pass | Pass | Pass | Not Covered | Fail | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| S6AAVNAKH96 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 32.568% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.875%. The current UPB is xx. | Collections Comments:According to the servicing comments, the loan is currently performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2025, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 12 years on the job as a registered nurse at XXXX<br> BWR2 has 7.41 years on the job as a registered nurse educator at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Kansas license validation test."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the post-purchase appraisal report reduced the property value by xx to xx resulting in an LTV exceeding 80%. Further details not provided. Subject originated on xx/xx/2025. XXXX search shows an estimated value of xxK. Current UPB is xxK." |  |  | Moderate | Pass | Pass | Pass | Not Covered | Not Covered | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TTZXPHHJPFW | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 35.287% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the occupancy of the subject property is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3 months on the job as a KC branch president/efficiency coordinator at xx. Previously, BWR was working as a software engineer at xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan is NOO and was approved at 35.28%. Tape shows lender did not verify that the BWR was not employed at closing. Further details not provided. BWR defect. The subject originated on xx/xx/2024, and the 3-year SOL is active. BWR has 3 months on the job as a KC branch president/efficiency coordinator at xx, FICO 757, 0X30 since inception, and xxK equity in the subject." |  |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NHE0IKPYWVZ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.414% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the total amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 has been due in the total amount of xx on xx/xx/2026.<br> The water charges for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 5 months on the job as a software engineer at XXXX. Previously, BWR had multiple jobs in the last two years in the same line of work.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fee was included in the test: <br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fee was included in the test: <br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." | xx | xx | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| P6TH4N1YXQ9 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Connecticut | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.750% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | 2 Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 38.921% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with book #5524, page #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st, 2nd, and 3rd installments of town taxes for 2024 have been paid in the total amount of xx on different dates.<br> The 4th installment of town taxes for 2024 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 4 months on the job as an administrative assistant at xxBWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. Tape shows property is NOO due to occupancy issue. Further details not provided. Elevated for client review." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| C030ELBQ17S | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.623% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for xx has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for xx is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.16 years on the job as an administrator at the XXXX Previously, BWR had 1.43 years on the job as an administrator at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx." | xx | xx | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RVK1UJ4CZ68 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 240 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 37.395% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with Book/Page# xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> The annual combined taxes for 2024 were paid in the amount of xx on xx/xx/2024.<br> The annual combined taxes for 2023 were paid in the amount of xx on xx/xx/2023.<br> The annual water/sewer charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 and BWR2 receive social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Hazard Insurance<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape indicates a defect stating that the title work item or issue has not been addressed. The file, and final title policy do not reflect any title-related issues. As per the document located at "xx" there are two mortgage against the subject property, which was recorded prior to the subject mortgage. The first prior mortgage was originated on xx/xx/2005 with XXXX and the second mortgage was recorded on xx/xx/2005 with XXXX. As per the document located at "xx" the title company will insure the said mortgages."<br> \* Type of Ownership is Leasehold Or Cooperative (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "As per the final title policy located at xx1, the subject property is leasehold. The subject loan originated on xx/xx/2022 with a maturity date of xx/xx/2042. As per the lease agreement located at xx PG#37, the lease terms for 99 years started from xx/xx/1853 until xx/xx/2052." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 reflects transfer taxes at xx. The final CD dated xx/xx/2022 reflects transfer taxes at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard insurance policy is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 reflects transfer taxes at xx. The final CD dated xx/xx/2022 reflects transfer taxes at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard insurance policy is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 92OL8UUJKC4 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Washington | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 332 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 49.937% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are two junior UCC liens against the subject property in favor of xx, which were recorded on xx/xx/2023 and xx/xx/2023.<br> The 1st and 2nd installments of combined taxes for 2026 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> The 1st and 2nd installments of combined taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 9.58 years on the job as a tool grinder at the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.93%. Tape shows undisclosed debt. Revised DTI is 61.05%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 9.58 years on the job as a tool grinder at the XXXX, FICO 760, 1X30 in the last 24 months, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 reflects the Transfer Taxes Fee at xx. The final CD dated xx/xx/2022 reflects the Transfer Taxes Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject is a refinance case that originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.93%. Tape shows undisclosed debt. Revised DTI is 61.05%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 9.58 years on the job as a tool grinder at the xxx, FICO 760, 1X30 in the last 24 months, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 reflects the Transfer Taxes Fee at xx. The final CD dated xx/xx/2022 reflects the Transfer Taxes Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject is a refinance case that originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from the loan documents." | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TSHC5Q2EKHH | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Washington | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Yes | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.000% | 240 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Manufactured Housing | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 48.433% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2026 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> As per the comment dated xx/xx/2024, the foreclosure was initiated on the loan on xx/xx/2024. As per the comment dated xx/xx/2025, the foreclosure case was closed and the loan was reinstated.<br> No post-close bankruptcy record has been found.<br> BWR has 4.41 years on the job as a driver with XXXX<br>Foreclosure Comments:As per the comment dated xx/xx/2024, the foreclosure was initiated on the loan on xx/xx/2024. As per the comment dated xx/xx/2024, the foreclosure was placed on hold due to litigation. As per the comment dated xx/xx/2025, the foreclosure case was closed and the loan was reinstated.<br>Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed missing from loan documents." | xx | xx | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0R0VQKKZ3IX | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | New Hampshire | xx | xx | xx | New Hampshire | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 38.594% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with xx.<br> There is a prior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2024.<br> The first and second installments of town taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 23.83 years on the job as a supervisor at XXXX<br> BWR2 receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Hazard Insurance | xx | 3: Curable |  | \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The hazard insurance policy is missing from the loan documents." | xx | xx | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| EVDP7IS2TDV | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Washington | xx | xx | xx | Washington | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 27.775% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | Not Applicable | 3.375% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with xx.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> The loan was modified on xx/xx/2024.<br> As per the comment dated xx/xx/2024, the forbearance plan was activated on xx/xx/2024.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1 month on the job as a tenant improvement superintendent at XXXX. Previously, BWR had 5.33 years on the job as a superintendent at the XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.375% beginning on xx/xx/2024 and a maturity date of xx/xx/2064. There is no deferred balance and principal forgiven amount. The loan has been modified once since origination. |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 27.78%. The tape shows the lender did not verify the BWR employment history to support income. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 1 month on the job as a tenant improvement superintendent at XXXX. FICO 694 and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the points—loan discount fee. The CD dated xx/xx/2021 reflects points—Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br> Loan failed charges; that in total cannot increase more than 10% tolerance test. The LE dated xx/xx/2021 reflects the sum of Section C and the recording fee at xx. The CD dated xx/xx/2021 reflects the sum of Section C and the recording fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% per test. COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 27.78%. The tape shows the lender did not verify the BWR employment history to support income. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 1 month on the job as a tenant improvement xxx at xxx. FICO 694 and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the points—loan discount fee. The CD dated xx/xx/2021 reflects points—Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br> Loan failed charges; that in total cannot increase more than 10% tolerance test. The LE dated xx/xx/2021 reflects the sum of Section C and the recording fee at xx. The CD dated xx/xx/2021 reflects the sum of Section C and the recording fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% per test. COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired." | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RPJQUCRXWLK | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Indiana | xx | xx | xx | Indiana | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Chapter 13 | xx | Unavailable | Not Applicable | xx | Not Applicable | xx | 4.000% | 360 |  | xx/xx/2017 | xx/xx/2017 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Single Family | xx/xx/2017 | xx | Primary | Yes | Yes | Yes | xx | xx | 48.637% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2023 | xx | Not Applicable | 4.000% | xx | xx/xx/2023 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2017 and recorded on xx/xx/2017 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 were paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2023.<br> No foreclosure activity has been found.<br> According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2019. The BK was discharged on xx/xx/2025 and terminated on xx/xx/2025.<br> BWR1 receives retirement income. <br> BWR2 has 4.08 years on the job as a registered nurse at the XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2019. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor, XXXXn, on xx/xx/2020, with the secured claim amount of xx and the arrearage amount of xx. The chapter 13 plan filed on xx/xx/2019 was confirmed on xx/xx/2020. The BWR shall pay xx per month for 60 months to the trustee. There is no comment indicating a cramdown. The BK was discharged on xx/xx/2025 and terminated on xx/xx/2025. | The modification agreement was made between the borrowers, xx, xx, and the lender, xx, on xx/xx/2023. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.000% beginning on xx/xx/2023 and a maturity date of xx/xx/2063. There is no deferred balance and principal forgiven amount. | Missing Dicsloures<br> Transmittal (1008) | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 48.64%. The tape shows rental income miscalculation. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2017, and the 3-year SOL has expired. BWR1 receives retirement income. BWR2 has 4.08 years on the job as a registered nurse at the XXXX. FICO 704, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Settlement service providers list is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 48.64% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator XXXX (XXXX) PG#4 and its recommendation is Approve/Eligible with a DTI of 48.64%."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 48.64%. The tape shows rental income miscalculation. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2017, and the 3-year SOL has expired. BWR1 receives retirement income. BWR2 has 4.08 years on the job as a registered xxx at the xxx. FICO 704, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Settlement service providers list is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 48.64% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator xx (xx, xx) PG#4 and its recommendation is Approve/Eligible with a DTI of 48.64%."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| URC7P6VQHX5 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Low Rise Condo (1-4 Stories) | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 33.422% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 5.25 years on the job as a manufacturing senior resource with XXXX.<br> BWR2 has 3 months on the job as a coordinator with XXXX. Previously, BWR had 4.16 years on the job as an administration counselor with the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Transmittal (1008) | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without an appraisal report. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 33.42%. The tape shows the lender did not verify the BWR was not employed at closing. Further details not provided. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 5.25 years on the job as a manufacturing senior resource with XXXX. BWR2 has 3 months on the job as a coordinator with XXXX, FICO 704, and 0X30 in the last 24 months."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final Transmittal Summary is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without an appraisal report. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 33.42%. The tape shows the lender did not verify the BWR was not employed at closing. Further details not provided. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 5.25 years on the job as a manufacturing senior resource with xx, xx. BWR2 has 3 months on the job as a coordinator with xxx, FICO 704, and 0X30 in the last 24 months."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final Transmittal Summary is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2YJ8H2ID3FD | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Connecticut | xx | xx | xx | New York | xx | xx | No | No | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.990% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 3 Family | xx/xx/2021 | xx | Investor | Yes | Yes | No | Unavailable | Not Applicable | 45.586% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active Code Enforcement lien named Anti-Blight and Property Maintenance Ordinance against the subject property in favor of the xx, which was recorded on xx/xx/2023 in the amount of xx.<br> There is one open violation of "xx" against the subject property with case #C-xx.<br> The 1st and 2nd installments of town taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.990%. The current UPB is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per servicing comments dated xx/xx/2025, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.50 years on the job as a senior manager, information system at xx. Previously, BWR had 10.33 years on the job as a tech manager in engineering withxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Credit Report<br> Hazard Insurance<br> Initial 1003_Application | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report in the file is as-is. The photo addendum shows the siding damaged on the rear side and near the gas meters, damaged corner trim, damaged basement stairs corner, and water damage in the kitchen ceiling. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount." | \* Business Purpose Affidavit is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The business purpose affidavit is missing from the loan file."<br> \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The lease agreement is missing from the loan file. The subject is NOO purchase." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial loan application signed by the LO is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The hazard insurance policy is missing from the loan documents." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial loan application signed by the LO is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The hazard insurance policy is missing from the loan documents." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AVA5CMS7JMH | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oregon | xx | xx | xx | Oregon | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 37.350% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | Not Applicable | 7.000% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The water charges for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2025, the borrower is 7 months delinquent with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. The due dates were advanced from xx/xx/2024 to xx/xx/2025 due to loan modification. | Collections Comments:According to the servicing comments, the current status of the loan is in collection.<br> According to payment history as of xx/xx/2025, the borrower is 7 months delinquent with the loan, and the next due date is xx/xx/2025. The current UPB, reflected as per the payment history, is xx.<br> As per the comment dated xx/xx/2026, the reason for the default is curtailment of income.<br> As per the comment dated xx/xx/2026, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2024.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 4.83 years on the job as a vice president of retail with XXXX<br> BWR2 has 4.83 years on the job as a vice president of special projects with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, "xx" and the lender, "xx" on xx/xx/2024. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 7.000% beginning on xx/xx/2025 and a maturity date of xx/xx/2054. There is no deferred balance and principal forgiven amount. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 37.34%. Tape shows the BWR was not employed at closing. Further details are not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 4.83 years on the job as a vice president of retail with XXXX. BWR2 has 4.83 years on the job as a vice president of special projects with XXXX, FICO 660, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects the points—loan discount fee at xx. The CD dated xx/xx/2021 reflects points—loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 37.34%. Tape shows the BWR was not employed at closing. Further details are not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 4.83 years on the job as a xx with xxx. BWR2 has 4.83 years on the job as a vice president of special projects with xxx, FICO 660, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects the points—loan discount fee at xx. The CD dated xx/xx/2021 reflects points—loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YI5MENTSEEK | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Secondary | Yes | Yes | No | xx | xx | 49.097% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 9.16 years on the job as a director of performance evaluations with xx<br> BWR2 has 9.25 years on the job as a GT coordinator with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Required State Disclosures | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status. PH does not show any MI activity." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows MIP issue. Further details not provided. Subject loan originated on xx/xx/2021." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA Finance Charge test due to Calculated Finance charge of xx exceeds Disclosed Finance charge of xx over by - xx."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing Required State Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Your home loan toolkit / acknowledgment / disclosure tracking is missing in the loan file." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA Finance Charge test due to Calculated Finance charge of xx exceeds Disclosed Finance charge of xx over by - xx."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing Required State Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Your home loan toolkit / acknowledgment / disclosure tracking is missing in the loan file." | Moderate | Not Covered | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BD7UT7J99MQ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Alabama | xx | xx | xx | Alabama | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 40.696% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the RFD is curtailment of income.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 9.33 years on the job as a teacher at XXXX<br> BWR2 receives retirement income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 40.70%. The tape shows undisclosed debt. Further details not provided. BWR defect. The subject loan was originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has 9.33 years on the job as a teacher at XXXX. BWR2 receives retirement income. FICO 709, 2X30 in the last 24 months, and xxK equity in the subject."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 40.70%. The tape shows undisclosed debt. Further details not provided. BWR defect. The subject loan was originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has 9.33 years on the job as a xxx at xxx. BWR2 receives retirement income. FICO 709, 2X30 in the last 24 months, and xxK equity in the subject."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NWLWJXMGAS5 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | Nebraska | xx | xx | Yes | No | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Chapter 7 | xx | Not Applicable | Yes | xx | Not Applicable | xx | 4.500% | 360 |  | xx/xx/2014 | xx/xx/2014 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Single Family | xx/xx/2014 | xx | Primary | Yes | Yes | No | Unavailable | Not Applicable | 45.356% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2021 | xx | Not Applicable | 2.875% | xx | xx/xx/2022 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2014 and recorded on xx/xx/2014 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active junior UCC mortgage against the subject property, in favor of xx, which was recorded on xx/xx/2023.<br> There is an active ECB lien against the subject property in favor of the xx, which was recorded on xx/xx/2022. The amount of the lien is not provided.<br> The 1st, 2nd, and 3rd annual installments of combined taxes for 2026 have been paid in the total amount of xx on xx/xx/2025, xx/xx/2025, and xx/xx/2025.<br> The 4th installment of combined taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2021.<br> No foreclosure activity has been found.<br> According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2017. The bankruptcy was discharged on xx/xx/2017 and terminated on xx/xx/2017.<br> BWR has 3 years on the job as a taxi driver with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2017. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The bankruptcy was discharged on xx/xx/2017 and terminated on xx/xx/2017. | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2021. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 2.875% beginning on xx/xx/2022 and a maturity date of xx/xx/2061. There is no deferred balance and principal forgiven amount. | Credit Report<br> Good Faith Estimate<br> Initial 1003_Application<br> Missing Dicsloures<br> Missing DU/GUS/AUS<br> Missing or error on the Rate Lock<br> Notice of Servicing Transfer<br> Transmittal (1008) | xx | 4: Unacceptable | \* Missing DU/GUS/AUS as required by guidelines (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The AUS report is missing from the loan documents." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the source document is missing from the loan file. Further details not provided. Subject loan originated on xx/xx/2014." | xx | xx | Moderate | Pass | Pass | Pass | Pass | Pass | Fail |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CHMEC8Z9ROA | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.000% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 43.495% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | Not Applicable | 5.000% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior UCC mortgage against the subject property in favor of xx, which was recorded on xx/xx/2022 with the instrument #xx<br> There are three active prior state tax liens found against the borrower in favor of the xx, which were recorded on xx/xx/2010, xx/xx/2010, and xx/xx/2014 in the total amount of xx.<br> There is a hospital lien against the borrower in favor of xx, which was recorded on xx/xx/2022 in the amount of xx.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2024, the RFD is curtailment of income.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2024.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 9 months on the job as aXXXX. BWR1 had multiple jobs in the last 2 years. BWR2 has 6 months on the job as a certified senior pharmacy technician at XXXX. BWR2 had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.000% beginning on xx/xx/2024 and a maturity date of xx/xx/2064. There is no deferred balance and principal forgiven amount. | Appraisal (Incomplete) | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal is as-is. The improvement and the photo addendum of the appraisal report show deferred maintenance, including wood rot at the exterior door jamb and an unpainted section of fascia. The estimated cost to cure is xx-xx. 1004D report is missing from the loan documents, and the final CD does not reflect an escrow holdback." | xx | xx | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $500.00 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CTOMKXORE28 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.125% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 41.624% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.125%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The loan has not been modified since origination.<br> As per the tape, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2024, the subject property was damaged. The borrower received an insurance claim in the amount of xx. The nature of the damage is not available in the collection comment. As per the comment dated xx/xx/2024, the total amount of the insurance claim was xx. As per the comment dated xx/xx/2024, the final draw was mailed to the borrower in the amount of xx. No comment has been found regarding completion of repair. <br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> BWR1 has 24.83 years on the job as an electron beam welder at XXXX<br> BWR2 has 6.42 years on the job as a CPA at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and appraisal report show that the comps selected are not similar and the value is xxK. Comp #1, with a sales price of xxK, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK." | xx | xx | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $97288.70 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AFZG1X522UW | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.250% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 46.324% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024/2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual water charges for 2026 are delinquent in the amount of xx, which is due on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 8.16 years on the job as a consultant at XXXX<br> BWR2 has 5.25 years on the job as a client service manager at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from the loan file." | xx | xx | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| S46YW7VOC92 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.250% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | VA | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | xx | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.158% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for xx have been exempted.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current PITI is xx with an interest rate of 6.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for the default.<br> As per the comment dated xx/xx/2024, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2024, the borrower states that the roof has been fully repaired. The cost of repair is not available. Subsequent CCs do not show damage.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the comment dated xx/xx/2024, the borrower's income was impacted by Covid-19. The borrower was approved for a 3-month repayment plan starting from xx/xx/2024. Further details were not provided.<br> BWR has 6.08 years on the job as an administrator with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not insured. The subject loan closed without monthly MI payment and VA funding fee." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the inspection report is missing or incomplete. Appraisal report is subject to repair of the rotted wood fascia and peeling paint. 1004D in the file shows all fascia and soffit have been repaired and repainted."<br> \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date was provided, and the initial closing disclosure receipt date was less than three business days before the consummation date."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2023 does not reflect the Appraisal Re-Inspection Fee. The CD dated xx/xx/2023 reflects an Appraisal Re-Inspection Fee of xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2023, and the SOL is 3 years."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." |  |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GOOOCUDGC4H | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Indiana | xx | xx | xx | Indiana | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 12.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.375% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd installments of other taxes for 2025 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> There are water charges for 2026 that are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.8750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 11 months on the job as a store manager at XXXX. Previously, BWR had 2.58 years on the job as a medical assistant atXXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fee was included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx.<br>The loan fails the Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fee was included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." | xx | xx | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| H7SUDV8OPZ7 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 353 |  | xx/xx/2024 | xx/xx/2024 |  | FHA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Not Applicable | xx | xx | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | Not Applicable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the servicing comment dated xx/xx/2025, the subject property is owner-occupied.<br> The subject loan was approved as a streamline refinance.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not insured." | \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan does not meet the seasoning period requirement. Further details not provided. Subject loan originated on xx/xx/2024." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1WFQ2WC7PW4 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2019 | xx/xx/2019 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Not Applicable | xx | xx | Unavailable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | Not Applicable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a prior active civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2008 in the amount of xx. SSN is not mentioned in the supportive document.<br> The first and second installments of combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is insured. The subject loan closed without monthly MI payment and VA funding fee. Reaching out to seller for clarity." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show subject did not meet the VA 210-day seasoning period. Subject closed xx/xx/2019."<br> \* Release of mortgage (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The UT shows a severe issue for subject mortgage satisfaction found. As per the review of the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument #xx in the amount of xx with MERS as nominee for xx. The satisfaction for the subject mortgage was recorded on xx/xx/2020 with instrument #xx located at xx PG#30, which shows that the subject mortgage was released or satisfied. As per the affidavit recorded on xx/xx/2020 with instrument #xx located at xx PG#32, the subject mortgage was erroneously released, and the satisfaction recorded is rescinded, as this mortgage remains valid against the subject property. After that, the assignment of mortgage was recorded on xx/xx/2021 and transferred to Freedom Mortgage Corporation. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Y2G5JXDO2UT | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 339 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 12.000% | Unavailable |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 47.252% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There are two junior UCC liens against the subject property in favor of xx, which were recorded on xx/xx/2022 and xx/xx/2022.<br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per tape data, the subject is currently owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 8.83 years on the job as a licensed vocational nurse at XXXX. Additionally, BWR has 2.91 on the second job as an licensed vocational nurse at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 47.25%. Tape shows the BWR was not employed at closing. Further details are not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 8.83 years on the job as a licensed vocational nurse at XXXX. Additionally, BWR has 2.91 on the second job as a licensed vocational nurse at XXXX, FICO 752 and 0X30 in the last 24 months."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 47.25%, as the borrower's income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (Locator#XXXX (XXXX).Pdf_PG#1) and its recommendation is Approve/Eligible with a DTI of 47.26%."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final transmittal summary is missing from the loan documents." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. xxx search shows an estimated value at xxK. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 47.25%. Tape shows the BWR was not employed at closing. Further details are not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 8.83 years on the job as a licensed vocational nurse at XXXX. Additionally, BWR has 2.91 on the second job as a licensed vocational nurse at XXXX, FICO 752 and 0X30 in the last 24 months."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 47.25%, as the borrower's income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (Locator#xx (xxx, xxx).Pdf_PG#1) and its recommendation is Approve/Eligible with a DTI of 47.26%."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final transmittal summary is missing from the loan documents." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WC1186T1RRZ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.625% | 360 |  | xx/xx/2018 | xx/xx/2018 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2018 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 47.322% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2022 | xx | Not Applicable | 2.875% | xx | xx/xx/2022 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2018 and recorded on xx/xx/2018 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2022.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 15 years on the job as a XXXX with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2022. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 2.875% beginning on xx/xx/2022 and a maturity date of xx/xx/2062. There is no deferred balance and principal forgiven amount. | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan does not meet product guideline requirements. Further details not provided. The subject loan originated on xx/xx/2018." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan has failed reimbursement amount validation test and consummation or reimbursement date validation test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation in charges that cannot increase the test due to the increase of the fee in the final CD dated xx/xx/2018. The initial LE dated xx/xx/2018 reflects Points—Loan Discount Fee at xx and Transfer Taxes at xx. The final CD dated xx/xx/2018 reflects Points—Loan Discount Fee at xx and Transfer Taxes at xx. This is a fee increase of xx for the 0% tolerance test fee. A valid COC for the increase in fee amount is missing in the loan documents. The subject loan is a refinance case, originated on xx/xx/2018, and the SOL is 3 years expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement is missing from the loan file."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 47.32% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator#XXXX (XXXX)13) and its recommendation is Approve/Eligible with a DTI of 47.32%." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan has failed reimbursement amount validation test and consummation or reimbursement date validation test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation in charges that cannot increase the test due to the increase of the fee in the final CD dated xx/xx/2018. The initial LE dated xx/xx/2018 reflects Points—Loan Discount Fee at xx and Transfer Taxes at xx. The final CD dated xx/xx/2018 reflects Points—Loan Discount Fee at xx and Transfer Taxes at xx. This is a fee increase of xx for the 0% tolerance test fee. A valid COC for the increase in fee amount is missing in the loan documents. The subject loan is a refinance case, originated on xx/xx/2018, and the SOL is 3 years expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement is missing from the loan file."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 47.32% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator#xxx (xxx, xxx)13) and its recommendation is Approve/Eligible with a DTI of 47.32%." | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2B2KP7U2H6A | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Not Applicable | xx | xx | Unavailable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | Not Applicable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2024. <br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which was good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not insured. The subject loan closed with a VA funding fee." | \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TILA finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx. <br> Subject loan is a refinance case, originated on xx/xx/2024 and the 3-year SOL is active."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject is a VA streamline refinance loan. Tape shows the loan term cannot be processed as it exceeds the product's maximum limit. Further details not provided. The loan originated on xx/xx/2024." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HK05BI364Q5 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Missouri | xx | xx | xx | Missouri | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | VA | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | xx | xx | Unavailable |  |  | Not Applicable | Single Family | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 33.925% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2025, the subject property was damaged due to disaster. No comments were found regarding the estimated cost and completion of repairs. Subsequent CCs do not show damages.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 9 months on the job as a holder with xx Previously, BWR had 7 years on the job as a maintenance technician with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not insured. The subject loan closed with a VA funding fee." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2023 reflects the Points - Loan Discount Fee at xx. The CD dated xx/xx/2023 reflects the Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2023, and the 3-year SOL is active."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the borrower's available VA entitlement is insufficient to guaranty the requested loan amount. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| B7HZIQOJQYO | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | Yes | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.990% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 51.500% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | Not Applicable | 7.125% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2026, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2025, the forbearance plan was approved for the period of xx/xx/2025 to xx/xx/2025.<br> As per the comment dated xx/xx/2025, there is a payment dispute. Further details not provided.<br> As per the comment dated xx/xx/2024, the subject property was damaged due to a hurricane, and the borrower filed a claim. As per the comment dated xx/xx/2025, the repairs have been 100% completed. Further details not provided.<br> As per the comment dated xx/xx/2024, the reason for default is curtailment of income.<br> The loan was modified on xx/xx/2024.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 11 months on the job as a manager with xx Previously, BWR1 had 1.25 years on the job as a manager with xx<br> BWR2 has 1 month on the job as a groundskeeper with xx. Previously, BWR2 had multiple jobs in the last two years in the same line of work.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 7.125% beginning on xx/xx/2024 and a maturity date of xx/xx/2054. There is no deferred balance and principal forgiven amount. | Missing or error on the Rate Lock<br> Mortgage Insurance | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not FHA insured."<br> \* MI, FHA or MIC missing and required (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Mortgage insurance certificate is missing from loan documents." |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. Final CD dated xx/xx/2022 reflects cash to in the amount of xx."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2022 reflects Mortgage Broker Fee at xx. Final CD dated xx/xx/2023 reflects Mortgage Broker Fee at xx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. <br> Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 51.50% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator# XXXX (XXXX).pdf Page #1) and its recommendation is approve/eligible with a DTI of 51.50%." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. Final CD dated xx/xx/2022 reflects cash to in the amount of xx."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2022 reflects Mortgage Broker Fee at xx. Final CD dated xx/xx/2023 reflects Mortgage Broker Fee at xx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. <br> Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 51.50% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator# xxx (xxx, xxx).pdf Page #1) and its recommendation is approve/eligible with a DTI of 51.50%." | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5LT12DOCZYI | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Maryland | xx | xx | xx | Washington D.C. | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.375% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.278% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with book/page # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of combined taxes for 2026 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The first and second installments of combined taxes for 2025 have been paid in the total amount of xx on xx/xx/2024 and xx/xx/2024.<br> The first and second installments of combined taxes for 2024 have been paid in the total amount of xx on xx/xx/2023 and xx/xx/2023.<br> The water/sewer charges for 2025 have been paid on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 2.83 years on the job as a resource development specialist with the XXXX. Also, BWR has 2.5 years on the job as a support specialist with XXXX. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from loan documents." | xx | xx | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NV1VNF67JAD | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | New Jersey | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% | Unavailable |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.368% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual utilities/MUD taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the tape, the property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1 month on the job as a commercial truck driver at XXXX. Previously, BWR had 2.33 years on the job as a driver atXXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Transmittal (1008) | xx | 3: Curable |  | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx." | xx | xx | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| U5P5GCW3DJ9 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.625% | 360 |  | xx/xx/2017 | xx/xx/2017 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2017 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.942% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2022 | xx | xx | 3.500% | xx | xx/xx/2022 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2017 and recorded on xx/xx/2017 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024/2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual water charges for 2026 are due in the amount of xx, which is due on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2022.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 8.75 years on the job as a clinical assistant with XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2022. As per the modified term, the new principal balance is xx, out of which xx is the interest-bearing amount and the deferred amount is xx. The monthly P&I is xx with an interest rate of 3.500% beginning on xx/xx/2022 and a maturity date of xx/xx/2062. There is no principal forgiven amount. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 42.94%. Tape shows debt miscalculations. Further details not provided. Lender defect. The subject originated on xx/xx/2017, and the 3-year SOL has expired. BWR has 8.75 years on the job as a clinical assistant with XXXX. FICO 703, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase that originated on xx/xx/2017, and the SOL of 1 year has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2017 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2017 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a purchase that originated on xx/xx/2017, and the SOL of 1 year has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged 6,843.50 exceeding the fee threshold of xx over by xx. The below fees were included in the test: Lender Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan fails qualified mortgage lending policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Lender Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 42.94%. Tape shows debt miscalculations. Further details not provided. Lender defect. The subject originated on xx/xx/2017, and the 3-year SOL has expired. BWR has 8.75 years on the job as a clinical assistant with XXXX. FICO 703, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase that originated on xx/xx/2017, and the SOL of 1 year has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2017 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2017 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a purchase that originated on xx/xx/2017, and the SOL of 1 year has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged 6,843.50 exceeding the fee threshold of xx over by xx. The below fees were included in the test: Lender Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan fails qualified mortgage lending policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Lender Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QIOL1OOPUXW | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Connecticut | xx | xx | xx | Connecticut | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.556% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 in the amount of xx with MERS as nominee for xx.<br> No active judgments and liens have been found.<br> The 1st and 2nd installments of town taxes for 2024 were paid in the amount of xx on xx/xx/2025 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 5.66 years on the job as a home health aide with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial Escrow Acct Disclosure | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 44.60%. Tape shows base income miscalculation. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 5.66 years on the job as a home health aide with XXXX, FICO 670, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID violation test failed due to a decrease in lender credit on the final closing disclosure dated xx/xx/2021. The initial LE dated xx/xx/2021 reflects lender credit at xx. The final CD dated xx/xx/2021 does not reflect lender credit. This is a decrease of xx for a fee that has a 0% tolerance test. A valid COC for the decrease in NSLC is missing from the loan documents.<br>The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 does not reflect an appraisal review fee. The final CD dated xx/xx/2021 reflects an appraisal review fee of xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.56%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU Locator XXXX (XXXX)-Pg#04, and its recommendation is approve/eligible with a DTI of 44.56%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 44.60%. Tape shows base income miscalculation. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 5.66 years on the job as a home health aide with xxx & xxx, FICO 670, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID violation test failed due to a decrease in lender credit on the final closing disclosure dated xx/xx/2021. The initial LE dated xx/xx/2021 reflects lender credit at xx. The final CD dated xx/xx/2021 does not reflect lender credit. This is a decrease of xx for a fee that has a 0% tolerance test. A valid COC for the decrease in NSLC is missing from the loan documents.<br>The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 does not reflect an appraisal review fee. The final CD dated xx/xx/2021 reflects an appraisal review fee of xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.56%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU Locator xxx (xxx, xxx)-Pg#04, and its recommendation is approve/eligible with a DTI of 44.56%." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XEBT4FMV2SS | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Washington | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.801% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with the instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2026 are in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026, in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> BWR has been SE for 5.33 years at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 45.80%. Tape shows SE income miscalculation. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE for 5.33 years at XXXX, FICO 809, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the TRID tolerance test due to a decrease in lender credit on the closing disclosure dated xx/xx/2021. The initial LE dated xx/xx/2021 reflects Lender Credit at +xx; the final CD dated xx/xx/2021 does not reflect the lender credit. This is a decrease of +xx for a fee that has a 0% tolerance test. Subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 45.80%. Tape shows SE income miscalculation. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE for 5.33 years at xxx, FICO 809, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the TRID tolerance test due to a decrease in lender credit on the closing disclosure dated xx/xx/2021. The initial LE dated xx/xx/2021 reflects Lender Credit at +xx; the final CD dated xx/xx/2021 does not reflect the lender credit. This is a decrease of +xx for a fee that has a 0% tolerance test. Subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired." | Moderate | Pass | Pass | Pass | Not Covered | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SAELT2UDS5P | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 37.258% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 have been delinquent in the total amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.16 years on the job as a pharmacy tech with XXXX. Additionally, BWR has multiple jobs in the last two years in the same line of work.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial 1003_Application<br> Missing Initial Closing Disclosure<br> Missing Initial LE<br> Notice of Servicing Transfer<br> Origination Appraisal | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 37.25%. Tape shows BWR was not employed at closing. Further details not provided. BWR defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 1.16 years on the job as a pharmacy tech with XXXX, FICO 796, and 0X30 in the last 24 months."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete, as the initial LE and CD are missing from loan documents. The subject loan is a purchase case originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial closing disclosure is missing from the loan documents."<br> \* Missing Initial LE (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial loan estimate is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Notice of servicing transfer disclosure is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 37.25%. Tape shows BWR was not employed at closing. Further details not provided. BWR defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 1.16 years on the job as a xxx with xx, FICO 796, and 0X30 in the last 24 months."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete, as the initial LE and CD are missing from loan documents. The subject loan is a purchase case originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. xxx search shows an estimated value at xxK. Current UPB is xxK."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial closing disclosure is missing from the loan documents."<br> \* Missing Initial LE (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial loan estimate is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Notice of servicing transfer disclosure is missing from the loan documents." | Minimal | Pass | Pass | No Result | Not Covered | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DFI8PJXONI3 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 36.214% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.16 years on the job as a virtual design consultant at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. The tape shows the subject is NOO due to an occupancy issue. Further details not provided. Elevated for client review." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 36.06%. The tape shows the subject is NOO due to occupancy issue, causing the lender to omit BWR primary housing expenses, and the revised DTI is 37.15%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 2.16 years on the job as a virtual design consultant at xx FICO 724, 0X30 in the last 24 months, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2021 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. <br> The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 36.06%. The tape shows the subject is NOO due to occupancy issue, causing the lender to omit BWR primary housing expenses, and the revised DTI is 37.15%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 2.16 years on the job as a virtual design consultant at xx FICO 724, 0X30 in the last 24 months, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2021 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. <br> The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GN04REMIR44 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 47.883% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which is due on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2024, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2024, the subject property was damaged due to a hurricane (wind damage). The DOL is xx/xx/2024. The borrower received the claim check in the amount of xx. The comment dated xx/xx/2025 states that the borrower did not complete the repairs on his home in the allowed time frame. Further details are not provided. The current status of repair is unable to be determined from the collection comments. The tape shows the repairs are not completed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.58 years on the job as a fence installer with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan is not FHA insured. Payment history show last MI was on xx/xx/2025." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows repairs not completed. The appraisal was made subject to repairs. The file includes a 1004D stating all required repairs were completed. After the repairs were reportedly finished, a hurricane caused damage to the roof and interior of the property due to flooding. A letter of explanation in the file states that no damage occurred to the property after the hurricane." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. The loan estimate dated xx/xx/2024 does not reflect Appraisal Re-Inspection Fee. The CD dated xx/xx/2024 reflects Appraisal Re-Inspection Fee at xx. This is a cumulative increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2024, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. The loan estimate dated xx/xx/2024 does not reflect Appraisal Re-Inspection Fee. The CD dated xx/xx/2024 reflects Appraisal Re-Inspection Fee at xx. This is a cumulative increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2024, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $13529.67 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NMW9WLPSN1Y | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Not Applicable | xx | xx | Not Applicable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | Not Applicable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not insured. The subject loan closed without monthly MI payment and VA funding fee." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject is a VA streamline refinance loan. Tape shows borrower is not eligible. Further details not provided." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4RL597WQZPJ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.250% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Not Applicable | xx | xx | Unavailable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The loan has not been modified since origination.<br> As per the tape, the subject property is owner-occupied.<br> No comment related to damage or repair is found in the servicing comments. <br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is insured. The subject loan closed without monthly MI payment and VA funding fee. Reaching out to the seller for clarity." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx. Subject loan is a refinance case, originated on xx/xx/2024 and the 3-year SOL is active.<br>Loan failed TILA foreclosure rescission finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx. Subject loan is a refinance case, originated on xx/xx/2024 and the 3-year SOL is active."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 reflects Transfer Taxes at xx. Final CD dated xx/xx/2024 reflects Transfer Taxes at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2024 and the 3-year SOL is active.<br>Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2024 reflects the sum of Section C fees and Recording fee at xx. CD dated xx/xx/2024 reflects the sum of Section C and Recording fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% test. COC for increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2024 and the 3-year SOL is active."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show subject did not meet the VA 210-day seasoning period. Subject originated on xx/xx/2024." |  |  | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NL8AR4T0G8S | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | Other |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Yes | xx | xx | 25.000% | Not Applicable |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There are 2 prior mortgages against the subject property, which were recorded prior to the subject mortgage. The first prior mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 in the amount of xx with xx. The second prior mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 in the amount of xx with xx.<br> There is a writ of fieri facias credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2025 in the amount of xx.<br> There is a hospital, medical, or attorney lien against the borrower in favor of xx, P.C. which was recorded on xx/xx/2025 in the amount of xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.250%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is insured. The subject loan closed without monthly MI payment and VA funding fee. Reaching out to the seller for clarity." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show subject did not meet the VA 210-day seasoning period. Subject originated on xx/xx/2021." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AOSJ0WWJQYS | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | Unavailable | Unavailable | No | Loss Mitigation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.250% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | No | xx | xx | Unavailable | Not Applicable |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | Not Applicable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 6.750% | xx | xx/xx/2026 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a prior civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2018 in the amount of xx.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2025 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. Unable to determine the last payment received. The current P&I is xx with an interest rate of 6.750%. The current UPB is xx. The due dates are advanced from xx/xx/2025 to xx/xx/2026 due to modification. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2025, the reason for default is curtailment of income.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2025.<br> As per the comment dated xx/xx/2025, the FC was initiated on xx/xx/2025. As per the comment dated xx/xx/2025, the FC was closed due to modification.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamlined refinance.<br> Foreclosure Comments:As per the comment dated xx/xx/2025, the FC was initiated on xx/xx/2025. As per the comment dated xx/xx/2025, the FC was closed due to modification.<br>Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.750% beginning on xx/xx/2026 and a maturity date of xx/xx/2066. There is no deferred balance and principal forgiven amount. | Mortgage Insurance | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is VA uninsured. The subject loan closed with a VA funding fee." | \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. <br> The loan failed the TILA foreclosure rescission finance charge test due to calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx.<br>The subject loan is a refinance case originated on xx/xx/2024, and the 3-year SOL is active."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the case number assignment is not complete in the file. Further details not provided."<br> \* MI, FHA or MIC missing and required (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "VA guaranty certificate is missing from the loan documents." |  |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WDO4X5YYB25 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.000% | 360 |  | xx/xx/2004 | xx/xx/2004 |  | VA | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2004 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 31.732% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2022 | xx | Not Applicable | 3.250% | xx | xx/xx/2022 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2004 and recorded on xx/xx/2004 with instrument # xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The water charges are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> According to the collection comment dated xx/xx/2025, the reason for default is excessive obligations.<br> The loan was modified on xx/xx/2022.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> According to the collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2022. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.250% beginning on xx/xx/2022 and a maturity date of xx/xx/2052. There is no deferred balance and principal forgiven amount. The loan has been modified once since origination. |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan does not meet product guidelines. Further details are not provided."<br> \* Required Documentation Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed with a VA funding fee." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. Final CD dated xx/xx/2004 reflects cash to in the amount of xx." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. Final CD dated xx/xx/2004 reflects cash to in the amount of xx." | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TWNILB4PY8Q | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Arkansas | xx | xx | xx | Arkansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.990% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | xx | 49.752% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> The annual county taxes for 2024 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 1.66 months on the job as an inspector atxx Previously, BWR1 had 5 months on the job as a staffing specialist with xx<br> BWR2 has 1.66 months on the job as an inspector atxx Previously, BWR2 had 5 months on the job as a staffing specialist with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the MI was rescinded. PH shows the MI is active." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SZT34ST9Y0X | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Arkansas | xx | xx | xx | Arkansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.990% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 47.927% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual county taxes for 2024 have been paid in the amount of xx on xx/xx/2024.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 2.50 years atxx Additionally, BWR1 has been SE for 5.33 years at xx<br> BWR2 has been SE for 2.50 years atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 47.93% DTI. The Lender miscalculated the SE income. Revised DTI 55.00%. Lender defect. The subject loan originated xx/xx/2025 and the 3-year SOL is active. Both BWR's are SE with Friendliest Agent for 2.7 years and the BWR is SE with xx LLC for 5.4 years, FICO 785, xx residual income, xx reserves and xxK equity in the subject property. 0X30 since inception." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| L0ZYZIXNAOO | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arkansas | xx | xx | xx | Arkansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.299% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx The mortgage was rerecorded on xx/xx/2025 to correct the borrower's name.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> The annual county taxes for 2024 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 10.66 years on the job as a teacher with XXXX. Additionally, BWR has been SE for 3.83 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceeds the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx <br> Processing Fee paid by Borrower: xx <br> Underwriting Fee paid by Borrower: xx.<br>Loan failed qualified mortgage lending policy points and fees test due to fees charged xx exceeds the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx <br> Processing Fee paid by Borrower: xx <br> Underwriting Fee paid by Borrower: xx."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IXVULEJ7GBB | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 24.099% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with xx, in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installments of combined taxes for the parcel # xx for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual installments of combined taxes for the parcel # xx for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 and BWR2 have been SE for 8.41 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock |  | 3: Curable |  | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and appraisal report show that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #3, with a sales price of xxK, is closest to the subject property; the subject is a rural property on 33.52 acres, and 20 acres was the max allowed as per the investor. XXXX search shows an estimated value of xxK. Current UPB is xxK." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PTKWOVSW0FW | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.370% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx, LP.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the RFD is a payment dispute.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 4 months on the job as a sales director atxx BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 42.37% DTI. The Lender used rental income on the departing residence that was affected by a natural disaster. Revised DTI 55.74%. Lender defect. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is employed withxx as an Associate for 4 months, FICO 758, xx residual income, <br> xxK reserves and xxK equity in the subject property." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xxK. Further details not provided. Subject originated on xx/xx/2025." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9YZ3LJ9JYTT | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.357% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx, LP.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The annual installment of school taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 19 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Dicsloures<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects a point-loan discount fee at xx and a credit report fee at xx. The CD dated xx/xx/2025 reflects a point-loan discount fee at xx and a credit report fee at xx. This is an increase in fee of xx for charges that cannot increase. COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2025, and the SOL is 3 years."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Your home loan toolkit/acknowledgment/disclosure tracking is missing in the loan file." | xx | xx | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NUFZC6BGT7R | xx | xx |  |  | xx | xx | xx | Not Applicable | xx | xx | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.624% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The 1st installment of combined taxes for 2026 was paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2026 is due in the total amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.624%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:The current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 8.624%. The current UPB reflected as per the payment history is xx.<br> Unable to determine the reason for the default.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No information has been found related to damage or repairs.<br> As per the tape, the occupancy of the subject property is stated as investor.<br> BWR is an LLC and the subject loan was approved as DSCR.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is a NOO purchase."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "BWR is an LLC. Note and mortgage were signed as a member of the LLC, not as an individual. Loan does have a personal guarantee." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DFI88QNB9EK | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Pennsylvania | xx | xx | xx | Pennsylvania | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 48.303% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The property tax status is not available in the updated title report. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2 years on the job as a senior VP of growth marketing with XXXX. Previously, BWR had 2.16 years on the job as a VP of growth marketing with XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Pennsylvania license validation test."<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test.<br>The subject loan is a purchase that originated on xx/xx/2025, and the SOL is 1 year."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows BWR lost his job post-closing due to downsizing at his company. BWR has xxK in retirement assets and stock assets worth xxK with XXXX. Further details not provided. The subject loan originated on xx/xx/2025 and FICO 752."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan closed at 95% LTV with a limited review of the condo project, did not meet the annual 10% reserves requirement, and needed a full review of the condo project. The updated budget received shows the condo project now meets FNMA/Freddie Mac requirements. XXXX search shows an estimated value of xxK. Current UPB xxK." |  |  | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QHYSFOVI6KF | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 41.672% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is $xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner occupied.<br> The loan has not been modified since origination.<br> BWR has 11 months on the job as a director of HR at xx Previously, BWR had 2.66 years on the job as a corporate director of HR at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is subject to completion of the repairs; peeling paint, damaged eaves, siding, flooring, and stained carpet with an estimated cost to cure of xx. The available 1004D does not confirm completion of the required repairs, and the final CD does not reflect an escrow holdback."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 41.67% DTI. The Lender used the lease agreement on the departing residence when the security and 1st month rent were not paid until after closing. Lender defect. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is employed with xx, Inc as the Director of Human Resources for 11 months, FICO 723, xx residual income, xx reserves and xx equity in the subject property. 0X30 since inception." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes |  | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Y4B3AXRSTYB | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 20.003% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with Book/Page# xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.50%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.16 years on the job as director of operations with XXXX. Previously, BWR had 14.91 years as a director of sales with XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xxK. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2024 reflects the sum of Section C Fees and Recording Fee at xx. Final CD dated xx/xx/2024 reflects the sum of Section C Fees and Recording Fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% test. COC for increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2024 reflects the sum of Section C Fees and Recording Fee at xx. Final CD dated xx/xx/2024 reflects the sum of Section C Fees and Recording Fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% test. COC for increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| V8ONT3XEL4N | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Minnesota | xx | xx | xx | Minnesota | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 37.856% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active mortgage against the subject property, which was recorded prior to the subject mortgage. The subject mortgage was recorded on xx/xx/2025. The prior mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 in the amount of xx with xx.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 8.41 years on the job as a financial controller with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report dated xx/xx/2025 is subject to the completion of new construction. The appraisal report and tape indicate that the subject property has safety issues, as the property has a swimming pool and the fence is not completed due to cold weather. The cost to cure is not provided in the appraisal report. The final CD does not reflect any holdback." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects the Transfer Taxes at xx. The CD dated xx/xx/2025 reflects the Transfer Taxes at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2025, and the SOL is 1 year."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Not Applicable | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YKV3EQAAOPZ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 47.090% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2026 in the amount of xx with xx. <br> No active judgments or liens have been found.<br> The annual county taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 7.25 years on the job as a customer manager at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test."<br> \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the condo project lacks required flood insurance and has been removed from the Fannie Mae approved project list. Review of the file shows the subject building is not in the flood zone; the project is partially located in a flood zone, which still requires coverage. The master policy also does not provide 100% replacement cost coverage. As a result, the loan was not eligible for sale. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is purchase case. Final CD dated xx/xx/2025 reflects cash to in the amount of xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by borrower is missing from the loan file." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is purchase case. Final CD dated xx/xx/2025 reflects cash to in the amount of xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by borrower is missing from the loan file." | Moderate | Pass | Fail | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IPWICCCKNKH | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 29.790% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2026 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2025 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per tape data, the subject property is owner-occupied.<br> BWR1 receives SSI income.<br> BWR2 receives SSI income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without an appraisal. The PIW disclosure signed by the borrower or the appraisal waiver is missing from the loan documents. XXXX search reflects an estimated value of xxK. The current UPB is xxK."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan does not meet the seasoning period requirement for a cash-out refinance. Subject xxK loan paid off a prior loan UPB of xxK. Lender note states the prior loan was originated 5 months prior to for xxK resulting in low LTV. Further details not provided." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WDHMB92DSPS | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Alabama | xx | xx | xx | Alabama | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2025 | xx/xx/2026 |  | VA | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | xx | xx | Unavailable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 37.911% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2026 with book #xx, page #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per tape, the subject property is owner-occupied.<br> BWR has 26.83 years on the job as a senior non-commissioned officerxx. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not VA insured." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows this loan did not sell, as there is no basic entitlement left for the borrower. The entitlement is used up on another property they own, and there is no additional amount available due to the loan amount being below xx."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 6VXU3D0A21R | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | No | Not Applicable | Unavailable | xx | xx | 49.874% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx dba xx. No active judgments or liens have been found. The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025. No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.880%. The current UPB reflected as per the payment history is xx. | Collections Comments:As per the servicing comment, the current status of the loan is performing. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx. Unable to determine the reason for the default. No comment related to damage or repair is found in the servicing comments. As per tape data, the subject property is owner occupied. No foreclosure activity has been found. No post-close bankruptcy record has been found. BWR1 has 10 months on the job as a XXXX operator at XXXX Previously, BWR1 had 1.91 years on the job as a line worker at XXXX BWR2 has 2.25 years on the job as a general cleaner with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate<br> Initial 1003_Application<br> Initial Escrow Acct Disclosure<br> Missing Dicsloures<br> Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete because the initial CD is missing from the loan documents.<br> The subject loan is a purchase, originated on xx/xx/2024, and the 1-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from the loan documents."<br> \* Missing flood cert (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Flood certificate is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Missing Initial Closing Disclosure (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Settlement service providers list is missing from the loan documents."<br> \* Required Documentation Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan has a single-premium MI plan and full amount for MI charged at closing." | xx | xx | Moderate | Pass | Fail | No Result | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OXJZ6OS73JK | xx | xx |  |  | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | Pennsylvania | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | No | Yes | Not Applicable | Other |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Commercial | Fixed |  | Refinance | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | 5 + Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Ln#xx.pdf- xx<br> According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx, a New York limited liability company.<br> There are three active mortgages against the subject property, which were recorded prior to the subject mortgage. The subject mortgage was recorded on xx/xx/2025. The first prior mortgage was originated on xx/xx/2000 and recorded on xx/xx/2000 in the amount of xx with the XXXX. The second prior mortgage was originated on xx/xx/2000 and recorded on xx/xx/2000 in the amount of xx with the XXXX. The third prior mortgage was originated on xx/xx/2024 and recorded on xx/xx/2025 in the amount of xx with xx<br> There are four active code enforcement liens against the subject property in favor of the xx, XXXX, which were recorded on multiple dates in the total amount of xx.<br> The annual city taxes for 2026 have been partially paid in the amount of xx on xx/xx/2026.<br> The annual city taxes for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>Ln#xx.pdf- xx<br> According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> There are three active mortgages against the subject property, which were recorded prior to the subject mortgage. The subject mortgage was recorded on xx/xx/2025. The first prior mortgage was originated on xx/xx/2000 and recorded on xx/xx/2000 in the amount of xx with the XXXX. The second prior mortgage was originated on xx/xx/2000 and recorded on xx/xx/2000 in the amount of xx with the XXXX. The third prior mortgage was originated on xx/xx/2024 and recorded on xx/xx/2025 in the amount of xx with xx<br> There are four prior code enforcements against the subject property in favor of the xx, which were recorded on xx/xx/2017 and xx/xx/2023, in the total amount of xx.<br> The annual installment of city taxes for 2026 has been partially paid in the amount of xx on xx/xx/2025.<br> The annual city taxes for 2026 are due in the amount of xx on xx/xx/2026.<br> The annual of city taxes for 2026 have been overpaid in the amount of xx on xx/xx/2025.<br> The annual water/sewer taxes for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>Ln#xx.pdf- xx<br> According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> There are three active mortgages against the subject property, which were recorded prior to the subject mortgage. The subject mortgage was recorded on xx/xx/2025. The first prior mortgage was originated on xx/xx/2000 and recorded on xx/xx/2000 in the amount of xx with the XXXX. The second prior mortgage was originated on xx/xx/2000 and recorded on xx/xx/2000 in the amount of xx with the XXXX. The third prior mortgage was originated on xx/xx/2024 and recorded on xx/xx/2025 in the amount of xx with xx<br> There are four prior code enforcements against the subject property in favor of the xx, which were recorded on different dates, for a total amount of xx.<br> There is a prior active real estate tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2017 in the total amount of xx.<br> The annual city taxes for 2026 have been paid in the amount of xx on xx/xx/2025.<br> The annual city taxes for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>Ln#xx.pdf- 845-xx<br> According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> There are four active mortgages against the subject property, which were recorded prior to the subject mortgage. The subject mortgage was recorded on xx/xx/2025. The first prior mortgage was originated on xx/xx/1996 and recorded on xx/xx/1997 in the amount of xx with the XXXX. The second prior mortgage was originated on xx/xx/2000 and recorded on xx/xx/2000 in the amount of xx with the XXXX. The third prior mortgage was originated on xx/xx/2000 and recorded on xx/xx/2000 in the amount of xx with the XXXX. The fourth prior mortgage was originated on xx/xx/2024 and recorded on xx/xx/2025 in the amount of xx with xx<br> There are two code enforcements against the subject property in favor of the xx, which was recorded on xx/xx/2017 and xx/xx/2023, in the total amount of xx.<br> There are three active water/sewer liens against the subject property in favor of the xx, which were recorded on different dates in the amount of xx.<br> The annual city taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual city taxes for 2026 are due in the amount of xx on xx/xx/2026.<br> The annual water/sewer charges for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>Ln#xx.pdf- 853-xx<br> According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> There are four active mortgages against the subject property, which were recorded prior to the subject mortgage. The subject mortgage was recorded on xx/xx/2025. The first prior mortgage was originated on xx/xx/1996 and recorded on xx/xx/1997 in the amount of xx with the XXXX. The second prior mortgage was originated on xx/xx/2000 and recorded on xx/xx/2000 in the amount of xx with the XXXX. The third prior mortgage was originated on xx/xx/2000 and recorded on xx/xx/2000 in the amount of xx with the XXXX. The fourth prior mortgage was originated on xx/xx/2024 and recorded on xx/xx/2025 in the amount of xx with xx<br> There are two code enforcements against the subject property in favor of the XXXX, which was recorded on xx/xx/2017 and xx/xx/2023, in the total amount of xx.<br> There is an active prior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2020. <br> There is an active juniour UCC lien against the subject property in favourXXXX xx on xx/xx/2025.<br> There is an active water/sewer lien against the subject property in favor of the xx, which was recorded on xx/xx/2011 in the amount of xx.<br> The annual city taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual city taxes for 2026 are due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.875%. The current UPB is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property occupancy is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR is an LLC, and the subject loan was approved as DSCR.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "BWR is an LLC. Note and mortgage documents were signed by the BWR as member of the LLC and not in the individual name. Personal guaranty is available in the file." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| V2H8YWMQ3Y7 | xx | xx |  |  | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $2370.56 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Commercial | Fixed |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  | Not Applicable | Manufactured Housing | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a UCC initial filing against the subject property in favor of xx recorded on xx/xx/2025 with instrument #xx<br> The annual installment of school taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The annual installment of combined taxes for 2026 is past due in the amount of xx and is good through xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is non-owner occupied. <br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR is an LLC. Subject was approved by using DSCR.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Property is Manufactured Housing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Seller's tape shows the subject property is a single family. As per the appraisal report dated xx/xx/2025 and the tax certificate attached to the updated title report dated xx/xx/2026, the subject property is a manufactured home. The ALTA 7 endorsement is not attached to the final title policy. The legal description attached to the subject mortgage does not show the VIN or serial number. The affidavit of affixation and MH rider are not available to confirm whether the manufactured home is affixed to a permanent foundation." | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO purchase."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "BWR is an LLC. Note and mortgage documents were signed by the BWRs as members of the LLC and not in the individual names. Personal guaranty is available in the file." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GSCKN7IUCXN | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | No | Not Applicable | Unavailable | xx | Not Applicable | 49.976% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property originated on xx/xx/2025 and recorded on xx/xx/2025 in the amount of xx in favor of Florida Housing Finance Corporation with instrument # xx<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 6.08 years on the job as a registered nurse with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate<br> Missing Initial Closing Disclosure | xx | 4: Unacceptable | \* Property Marketability Issues (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Condo Project Manager reports the project is unavailable. The appraisal report is as is, and the condo questionnaire shows a special assessment in the amount of xxM for the roof replacement, painting, and other projects. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete as the initial CD is missing from loan documents. The subject loan is a purchase case originated on xx/xx/2025, and the 1-year SOL is active."<br> \* Missing flood cert (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Flood certificate is missing from the loan documents."<br> \* Missing Initial Closing Disclosure (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Initial closing disclosure is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 078ONDJKF0A | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 50.549% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:As per the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 11 years on the job as a manager with XXXX<br> BWR2 has 7 years on the job as a general laborer with XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.39%. Tape shows an undisclosed debt opened prior to closing. Revised DTI is 50.29%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 11 years on the job as a manager with XXXX; BWR2 has 7 years on the job as a general laborer with XXXX, FICO 711, xxK equity in the subject, xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br>The subject loan is a purchase that originated on xx/xx/2025, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 does not reflect the points—loan discount fee. The CD dated xx/xx/2025 reflects points—loan discount fee at xx. The loan estimate dated xx/xx/2024 does not reflect the appraisal comparable rent. The CD dated xx/xx/2025 reflects appraisal comparable rent at xx. This is a cumulative increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2025, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.39%. Tape shows an undisclosed debt opened prior to closing. Revised DTI is 50.29%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 11 years on the job as a xxx with xxx; BWR2 has 7 years on the job as a xxx with xxx, FICO 711, xxK equity in the subject, xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br>The subject loan is a purchase that originated on xx/xx/2025, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 does not reflect the points—loan discount fee. The CD dated xx/xx/2025 reflects points—loan discount fee at xx. The loan estimate dated xx/xx/2024 does not reflect the appraisal comparable rent. The CD dated xx/xx/2025 reflects appraisal comparable rent at xx. This is a cumulative increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2025, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1WNMZP9DCRC | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | South Carolina | xx | xx | xx | South Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Unavailable | Yes | xx | xx | 35.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 37.210% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with book/page #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 7.41 years on the job as a server withXXXX<br> BWR2 has 2.75 years on the job as a server with XXXX.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xx. Further details not provided." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| P870YA29R9H | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Tennessee | xx | xx | xx | Connecticut | xx | xx | No | No | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2026 | Unavailable | No | Loss Mitigation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Investor | Yes | Yes | No | xx | Not Applicable | 30.257% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of county and city taxes for 2025 has been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2026, there is a payment dispute found. Further details are not provided.<br> As per the collection comment dated xx/xx/2025, the reason for default is curtailment of income.<br> As per the comment dated xx/xx/2025, the foreclosure was initiated on the loan on xx/xx/2025, and the foreclosure sale is scheduled for xx/xx/2025. As per the collection comment dated xx/xx/2025, the foreclosure is closed due to the loan reinstatement.<br> As per the collection comment dated xx/xx/2025, the subject property was damaged due to water and vandalism, and the estimated cost of repair is xx. The borrower has filed a claim for damage. The date of loss is xx/xx/2025. As per the collection comment dated xx/xx/2025, repair works are done. As per the comment dated xx/xx/2025, the claim was closed. Further details are not provided.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found.<br> BWR has 3.58 years on the job as a lead developer at xx<br> Foreclosure Comments:As per the comment dated xx/xx/2025, the foreclosure was initiated on the loan on xx/xx/2025, and the foreclosure sale is scheduled for xx/xx/2025. As per the collection comment dated xx/xx/2025, the foreclosure is closed due to the loan reinstatement.<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is a NOO refinance originated on xx/xx/2023. The seller confirmed the lease agreement is not available as rental income was not used for qualification." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $2000.00 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KWSB7VK50ZD | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Tennessee | xx | xx | xx | Tennessee | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 48.057% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been exempted on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 3.25 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xxK. Further details not provided." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days before the consummation date." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days before the consummation date." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 70VNNZZU87Q | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Michigan | xx | xx | xx | Michigan | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.375% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.738% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active junior mortgage against the subject property in favor of xx, NA, in the amount of xx, which originated on xx/xx/2025 and was recorded on xx/xx/2025 with the instrument #xx<br> The 1st and 2nd installments of county taxes for 2025 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 2nd installment of utilities/MUD charges for 2025 was due in the amount of xx on xx/xx/2026.<br> The 1st installment of utilities/MUD charges for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 5.375%. The current UPB reflected as per the payment history is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No information has been found related to damage or repairs.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> BWR has 6 months on this job as a supervisor with XXXXX Previously, BWR had 19.25 years on the job as a supervisor with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock<br> Missing Required Disclosures | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the loan is a seasoned loan, and it is old to be committed to the agency. Further details not provided. The subject originated on xx/xx/2022." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2022 does not reflect points - loan discount fee. The final CD dated xx/xx/2022 reflects points - loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.617% exceeds the APR threshold of 5.010% over by +0.607%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>The loan failed the qualified mortgage safe harbor threshold test due to the calculated APR of 5.616% exceeds APR threshold of 5.010% over by +0.606%."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing in loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Settlement service providers list is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.74%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU Locator xx-Pg#127, and its recommendation is approve/eligible with a DTI of 45.74%." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2022 does not reflect points - loan discount fee. The final CD dated xx/xx/2022 reflects points - loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.617% exceeds the APR threshold of 5.010% over by +0.607%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>The loan failed the qualified mortgage safe harbor threshold test due to the calculated APR of 5.616% exceeds APR threshold of 5.010% over by +0.606%."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing in loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Settlement service providers list is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.74%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU Locator xx-Pg#127, and its recommendation is approve/eligible with a DTI of 45.74%." | Moderate | Pass | Fail | No Result | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YH5C8X22LZB | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.000% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 49.963% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The 1st installment of county taxes for 2024 supplemental has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 supplemental is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.00%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 4 months on the job as a finance assistant at XXXX. Previously, BWR1 had 5.58 years on the job as a revenue cycle coordinator at XXXX<br> BWR2 has 3.91 years on the job as an infection preventionist licensed vocational nurse at xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.55%. Tape shows lender used unstable and declining overtime income for qualification. Further details not provided. Lender defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR1 has 4 months on the job as a finance assistant at xx LLC. BWR2 has 3.91 years on the job as an infection preventionist licensed vocational nurse at xx FICO 713, 0X30 since inception, and xxK equity in the subject." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a purchase case, originated on xx/xx/2024, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 does reflect transfer taxes of xx. The CD dated xx/xx/2024 reflects transfer taxes at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2024, and the 1-year SOL has expired." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a purchase case, originated on xx/xx/2024, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 does reflect transfer taxes of xx. The CD dated xx/xx/2024 reflects transfer taxes at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2024, and the 1-year SOL has expired." | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TY4MALY8Y2R | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.250% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 41.457% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual city taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the modification application was received on xx/xx/2026. Further details were not provided.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> BWR has 1.41 years on the job as a senior cloud engineer at xx Previously, BWR had 2.75 years on the job as a cloud consultant at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. The tape shows the subject is NOO as the subject property was listed for rent. Further details not provided. Elevated for client review." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the loan is due for xx/xx/2026. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. The tape shows a modification application received on xx/xx/2026. As per the seller's response, the loan has not been modified, and the borrower requested a modification, and there has not been an approval or denial of the request." | xx | xx | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OP1CETUTX8X | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 42.887% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2025 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which is due on xx/xx/2026 and is good through xx/xx/2026. | According to the tape data as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the tape data is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the tape data as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape data is xx.<br> As per the tape, the subject property is owner-occupied.<br> No comment related to damage or repair is found in the servicing comments. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 4 years on the job as a service coordinator with XXXX<br> BWR2 has 2.75 years on the job as a production manager with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search reflects an estimated value of xxK. The current UPB is xxK."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects the points—loan discount fee at xx. The CD dated xx/xx/2025 reflects points—loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2025, and the SOL is 3 years."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan lost appraisal waiver due to change in loan amount prior to closing. Loan does not have MI. Further details not provided. Subject loan originated on xx/xx/2025."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Final transmittal summary is missing from the loan file." |  |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 6V3Y2Z0XNP2 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 180 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 25.721% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with book/pg #50719/326, in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2024 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2023 and xx/xx/2024.<br> The annual county taxes for 2026 have been paid in the amount of xx on xx/xx/2025.<br> The annual utilities/mud charges for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per tape data, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 5 years on the job as a gastroenterologist with the XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the property seller has not cashed the refund check from the BWR for excessive IPC. FCD reflects a seller credit of xxK and the sales price of xx. IPC is at 3.250%."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HNHKO5BEJ9X | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Investor | Yes | Yes | No | xx | xx | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd annual installments of county taxes for 2024 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd annual installment of county taxes for 2025 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the seller's tape, the property occupancy is stated as an investor.<br> Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* Note data is missing or inaccurate (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject note contains only the signatures of xx and xx, in their individual capacities. The signature of Pioneer Place xx company, is missing. As a result, there is currently no obligor on the note corresponding to the entity listed on the deed." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK."<br> \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is a NOO purchase."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is ineligible, as the borrower holds title through a nested LLC ownership structure, which is not permitted under investor guidelines. Further details not provided. Subject originated on xx/xx/2025." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R7TNABV2F66 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 180 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.484% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for xx have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Appraisal report in the file is as-is. The tape and the appraisal report show the damaged carpet overall in the house, the broken basement door, the damaged front steps, the worn kitchen cabinetry and damaged counters, and the leaking roof. The estimated cost to cure is not available in the loan file. CCs do not show damage.<br> As per tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 5.91 years on the job as a manager, individual direct sales - sales event with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report in the file is as-is. The tape and the appraisal report show the damaged carpet overall in the house, the broken basement door, the damaged front steps, the worn kitchen cabinetry and damaged counters, and the leaking roof. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount." | \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase, originated on xx/xx/2025, and the SOL is 1 year."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| EM2JY92JLES | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.091% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 7 years on the job as an account manager with xxAdditionally, BWR has 7.75 on the job as a colorguard director with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Property Marketability Issues (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the HOA was not able to provide the sufficient document for the repairs. Further details not provided. Condo questionnaire in the file does not show any repairs or special assessments, and the appraisal report is as-is. XXXX search shows an estimated value xxK. The current UPB is xxK." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed state regulations for KS license validation test." |  |  | Moderate | Pass | Pass | Pass | Not Covered | Not Covered | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0EVJYRP6W4B | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.075% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 22.978% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.075%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1 month on the job as a director of operations accounting at xx. Previously, BWR had 3.41 years on the job as a senior contract analyst at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 22.97%. Tape shows income and employment issues. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 1 month on the job as a director of operations accounting at xx, FICO 758." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. Tape shows the appraisal was completed after closing. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK." |  |  | Minimal | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Y3VPXCYOCWY | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Nevada | xx | xx | xx | Nevada | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.050% | 240 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 27.184% | Second | Unavailable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active mortgage against the subject property, which was recorded prior to the subject mortgage. The prior mortgage was originated on xx/xx/2010 and recorded on xx/xx/2021 in the amount of xx with MERS as nominee for xx. <br> The 1st, 2nd, and 3rd installments of county taxes for 2026 have been paid in the total amount of xx on different dates.<br> The 4th installment of county taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.050%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No comment related to damage or repair is found in the servicing comments. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 18.41 years on the job as a flight attendant at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 27.18%. Tape shows BWR was qualified without proper documentation for leave of absence. Revised DTI is 92%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 18.41 years on the job as a flight attendant at xx, FICO 784, 0X30 since inception, and xx residual income." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK."<br> \* ROR not hand dated by borrower(s) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is not hand-dated by the borrower." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| APH2EMXBPXS | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 33.365% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The first and second installments of combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual water charges for 2026 have been delinquent in the total amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has a post-closing employment experience starting on xx/xx/2025 as an attorney at XXXX. Previously, BWR had employment experience as an attorney at XXXX, between xx/xx/2024 and xx/xx/2025 for 2 months. Prior to that, BWR had 2.41 years on the job as a special agent at the XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TRID post-consummation event validation test due to the post-consummation revised closing disclosure delivery dated xx/xx/2025 on the same day as the final closing disclosure date."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows BWR quit their job after closing and went SE as an attorney. BWR has 2 plus years legal experience. Review shows ATR confirmed."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ZRP110NUKB3 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Minnesota | xx | xx | xx | Minnesota | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 52.192% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which was good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per tape data, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR1 has 8 months on the job as a concrete worker with xx Previously, BWR1 had 16.08 years on the job as a concrete worker with xx<br> BWR2 receives social security income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured. PH shows MI is active. BWR2 has expired green card and the MI will be canceled." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the green card of the co-borrower expired on xx/xx/2012. Further details not provided." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CG91H91FBYK | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 49.556% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025, respectively.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.880%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the seller's tape, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2025, the subject property needs to be repaired. There was a ceiling leak due to no insulation. The cost of repair is not available. No comment has been found regarding completion of repairs. Subsequent CCs do not show damage.<br> BWR1 has 2.66 years on the job as a XXXX product specialist at XXXX.<br> BWR2 has 26.25 years on the job as an officer in the ZZZZ<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.55%. Tape shows the co-borrower's social security number was corrected on the application, and the credit report was not re-run to reflect the updated information. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has 2.66 years on the job as a Mako product specialist at XXXX. BWR2 has 26.25 years on the job as an officer at the XXXX, FICO 669, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete as the initial CD is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed signed by the borrower is missing from the loan file."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial CD is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan file."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.55%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (Locator #XXXX - XXXX PACKAGE.pdf__PG#376), and its recommendation is "Approve/Eligible" with a DTI of 49.55%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.55%. Tape shows the co-borrower's social security number was corrected on the application, and the credit report was not re-run to reflect the updated information. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has 2.66 years on the job as a xx xxx at xx. BWR2 has 26.25 years on the job as an officer at the XXXX, FICO 669, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete as the initial CD is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed signed by the borrower is missing from the loan file."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial CD is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan file."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.55%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (Locator #xxx - XXXX PACKAGE.pdf__PG#376), and its recommendation is "Approve/Eligible" with a DTI of 49.55%." | Moderate | Pass | Fail | No Result | Not Covered | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DH8K2UCJ743 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 43.529% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> The annual utility charges for 2024 are paid in the amount of xx on xx/xx/2025.<br> The annual utility charges for 2025 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 19 years on the job as an air traffic control specialist at the XXXX<br> BWR2 has 14.83 years on the job as a sales representative at XXXX.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test due to disclosure advising of the revised interest rate, points, lender credits, and any other interest rate dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xx/xx/2025.<br> The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the post-close appraisal came with a lower appraised value due to the inclusion of a recent comparable sale, which caused the LTV to increase from 80% to 81%, and the subject loan does not have MI coverage. Further details not provided."<br> \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject purchase originated xx/xx/2025 in the amount of xxK. Review of appraisal shows may be overvalued but the UPB is only xxK." |  |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RGJQM7KBGYW | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 30.096% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with book/page #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2023, 2024, and 2025 have been paid in the amount of xx on xx/xx/2023, xx/xx/2023, xx/xx/2024, xx/xx/2024, xx/xx/2025, and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 10.16 years on the job as a software engineer/client partner with XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock<br> Origination Appraisal | xx | 3: Curable |  | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows reserves were short for REO-owned. Bank statements in the file show assets in the amount of xx that satisfy the cash-to-close requirement of xx, and AUS does not require any reserves." | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to Initial CD is missing from the loan documents."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is missing from the loan file. XXXX search shows an estimated value of xxM. The current UPB is xx."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement service providers list is missing from the loan documents." | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to Initial CD is missing from the loan documents."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is missing from the loan file. xxx search shows an estimated value of xxM. The current UPB is xx."<br> \* Missing Initial Closing Disclosure (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement service providers list is missing from the loan documents." | Minimal | Pass | Pass | No Result | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CTECZ8YQDP1 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 42.446% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. <br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR1 has 10 years on the job as a Maintenance and Reliability Manager with XXXX <br> BWR 2 has 7 years on the job as an occupational therapist with XXXX<br> . <br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID tolerance test is incomplete due to initial CD is missing from the loan documents."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the loan closed with an appraised value of xxK. Post-close, a revised report was received with the required comments; it identified that the original report had erroneous time adjustments applied. The appraised value was reduced to xxK, rendering it unsaleable as it was closed. A Collateral Desk Analysis was completed on the original report, and it supported a value of xxK, with a low risk score and no additional review recommended. Further details not provided. UPB xxK."<br> \* Missing Initial Closing Disclosure (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement service providers list is missing from the loan documents." |  |  | Minimal | Pass | Pass | No Result | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 7RB564KMZGT | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Jersey | xx | xx | xx | New Jersey | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Alternative | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 15.285% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st annual installment of town taxes for 2026 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd annual installment of town taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for default.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the comment dated xx/xx/2025, the subject property is tenant occupied.<br> BWR has been SE for 3.08 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is an NOO purchase originated on xx/xx/2025."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows RPL. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LMY8M3COABE | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.016% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 6.500% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active junior UCC Financing Statement against the subject property in favor of xx, which was recorded on xx/xx/2023. <br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx.<br> PH shows a large principal curtailment on xx/xx/2025 in the amount of xx. The comment dated xx/xx/2025 shows the payment was received as the recast payment made by the BWR. The PH shows a principal curtailment on xx/xx/2024 in the total amount of xx. The comment dated xx/xx/2024 shows the payment was made by the BWR. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was recast on xx/xx/2025.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.08 years on the job as a public relations manager at the XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The recast agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2025. As per the recast term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.500% beginning on xx/xx/2025 and a maturity date of xx/xx/2052. There is no deferred balance and principal-forgiven amount. | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows a large gift for the down payment. Gift assets verified of xxK supported by gift letter satisfy the cash-to-close requirement of xxK at closing. Further details not provided." | xx | xx | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5N0VZ7NE06P | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 41.981% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025/2026 was paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 3.66 years on the job as a fabrication manager with XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as 41.98%. Tape shows misrepresentation of income documentation. BWR defect. The subject originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 3.66 years on the job as a fabrication manager with XXXX, FICO 661, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 6.832% exceeds the APR threshold of 6.700% by +0.132%. This loan is compliant with regulation 1026.35(b), (c), and (d). Loan failed CA AB 260 Higher-Priced Mortgage Loan threshold test due to APR calculated 6.832% exceeds APR threshold of 6.700% over by +0.132%. Subject loan is escrowed.<br>Loan failed QM safe harbor test due to an APR calculated at 6.800% exceeds the APR threshold of 6.700% by +0.100%."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as 41.98%. Tape shows misrepresentation of income documentation. BWR defect. The subject originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 3.66 years on the job as a fabrication manager with xxx, FICO 661, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 6.832% exceeds the APR threshold of 6.700% by +0.132%. This loan is compliant with regulation 1026.35(b), (c), and (d). Loan failed CA AB 260 Higher-Priced Mortgage Loan threshold test due to APR calculated 6.832% exceeds APR threshold of 6.700% over by +0.132%. Subject loan is escrowed.<br>Loan failed QM safe harbor test due to an APR calculated at 6.800% exceeds the APR threshold of 6.700% by +0.100%."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9M6PFK55HAW | xx | xx | xx |  | xx | xx | xx | Not Applicable | xx | xx | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with book #xx, page #xx, in the amount of xx with MERS as nominee for xx.<br> There is a credit judgment against the borrower in favor of xx, which was recorded on xx/xx/2024 in the amount of xx.<br> The annual combined taxes for 2024 have been paid in the amount of xx on xx/xx/2023.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2024.<br> The annual combined taxes for 2026 have been paid in the amount of xx on xx/xx/2025.<br> The annual utilities/mud charges for 2025 are due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2025 are due in the amount of xx on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape, the property occupancy is stated as an investor.<br> According to the servicing comment dated xx/xx/2024, the subject property was damaged due to fire. According to a comment dated xx/xx/2024, the borrower filed a claim for the same in the amount of xx. As per the collection comment dated xx/xx/2025, the borrower received the 1st draw check in the amount of xx, and for the remaining amount of xx, a property inspection was needed. Unable to confirm the status of repairs. Tape states the subject has been repaired and is listed for rent. As per the latest comment dated xx/xx/2026, the borrower agrees to pay insurance for fire damage in the amount of xx from xx/xx/2026 to xx/xx/2027. Reaching out to the seller for the inspection. As per the inspection report dated xx/xx/2025, which is located at "xx" all the repairs have been completed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR is an LLC, and the subject loan was approved as DSCR.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO refinance. Subject originated xx/xx/2022." |  |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| MHWKXVH32BY | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $279.05 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 30.155% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There are 09 prior state tax liens in favor of the xx, which were recorded on different dates in the total amount of xx. The SSN mentioned on supportive documents is inconsistent with the borrower's SSN.<br> There are 05 prior child support liens in favor of different plaintiffs, which were recorded on different dates. The supportive documents do not reflect the lien amount. The SSN mentioned on supportive documents is inconsistent with the borrower's SSN.<br> There is a prior credit card judgment in favor of xx, which was recorded on xx/xx/2025 in the amount of xx. The SSN mentioned on supportive documents is inconsistent with the borrower's SSN.<br> There is a prior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2025.<br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2025/2026 (supplemental) is due in the amount of xx on xx/xx/2026.<br> The 1st installment of county taxes for 2025/2026 (supplemental) is delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.500%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 8.500%. The current UPB, reflected as per the payment history, is xx.<br> As per tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE as a driver for 25.66 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 30.15%. Tape shows the lender did not verify the P&L bank statements provided by the BWR were real. Further details not provided. Lender defect. The subject originated xx/xx/2025, and the 3-year SOL is active. BWR1 has been SE as a driver for 25.66 years, FICO 681, 0X30 since inception, and xxK equity in the subject. Review shows ATR confirmed."<br> \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.827% exceeds the APR threshold of 8.290% by +0.537%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c), and (d). The loan failed the CA AB 260 higher-priced mortgage loan test due to an APR calculated at 8.827% exceeds the APR threshold of 8.290% by +0.537%. The subject loan is escrowed."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 30.15%. Tape shows the lender did not verify the P&L bank statements provided by the BWR were real. Further details not provided. Lender defect. The subject originated xx/xx/2025, and the 3-year SOL is active. BWR1 has been SE as a driver for 25.66 years, FICO 681, 0X30 since inception, and xxK equity in the subject. Review shows ATR confirmed."<br> \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.827% exceeds the APR threshold of 8.290% by +0.537%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c), and (d). The loan failed the CA AB 260 higher-priced mortgage loan test due to an APR calculated at 8.827% exceeds the APR threshold of 8.290% by +0.537%. The subject loan is escrowed."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1M4I4HIKQJR | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a prior IRS lien against the borrower in favor of the xx, which was recorded on xx/xx/2020 in the amount of xx.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property occupancy is stated as an investor.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is a NOO purchase originated on xx/xx/2025."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the loan has prior delinquency. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NTBYCXQ72SR | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.524% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are 02 prior credit card judgments against the borrower in favor of different plaintiffs, which were recorded on xx/xx/2017 and xx/xx/2023 in the total amount of xx. The SSN# mentioned on supportive documents is inconsistent with the borrower's SSN#.<br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The loan has not been modified since origination.<br> As per the tape, the subject property is owner-occupied.<br> No comment related to damage or repair is found in the servicing comments. <br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE since 2011 and owns multiple businesses.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed signed by the borrower is missing from the loan document."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the subject loan closed with the P&L document type and a 685 FICO score. Loan is seasoned, and investors do not want it in new issue pools. Further details not provided. Subject loan was originated on xx/xx/2025. Review shows ATR confirmed." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.010% exceeds APR threshold of 8.110%. over by +0.900%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the CA AB 260 higher-priced mortgage loan test (CA AB 260, California Financial Code Division 1.9 4995(a)) due to an APR calculated at 9.010% exceeds APR threshold of 8.110% over by +0.900%." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.010% exceeds APR threshold of 8.110%. over by +0.900%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the CA AB 260 higher-priced mortgage loan test (CA AB 260, California Financial Code Division 1.9 4995(a)) due to an APR calculated at 9.010% exceeds APR threshold of 8.110% over by +0.900%." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WB84QMBU9PX | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 46.047% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property that originated on xx/xx/2025 and was recorded on xx/xx/2025 with instrument #xx in the amount of xx with the Bank of XXXX Company, N.A. a national banking association.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 17 years on the job as an HUC/CNA with XXX. <br> BWR2 has 16 years on the job as aXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| E71VD64M0V8 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $4389.82 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 4 Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 23.531% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a state tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2025 in the amount of xx.<br> The 1st installment of county taxes for 2025 has been delinquent in the total amount of xx on xx/xx/2025, which is good through xx/xx/2026.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current PITI is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property occupancy is non-owner occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 9.08 years at xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is a NOO refinance originated on xx/xx/2025.<br> xx/xx/2026: Seller confirmed that the lease agreement was waived by the UW due to no rents being used."<br> \* Property Marketability Issues (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the appraisal discrepancy field review does not support the original appraised value of xx. Field review is available and shows appraisal value is xx. XXXX shows estimated value of xxK. The current UPB is xxM. Elevated for client review." |  |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TVKIX2PG83Q | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kentucky | xx | xx | xx | Kentucky | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 12.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.353% | First | Short Form Policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active junior mortgage against the subject property in favor of xx, a de jure municipal corporation, in the amount of xx, which originated on xx/xx/2025 and was recorded on xx/xx/2025 with the instrument #xx<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per tape data, the subject property is owner occupied.<br> No comment related to damage or repair is found in the servicing comments. <br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.50 years on the job as a replacement agent at xx. Previously, BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 46.35%. Tape shows the lender missed the paystubs at closing showed the BWR had just switched jobs. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 1.50 years on the job as a replacement agent at xx, FICO of 699, and xxK equity in the subject." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The initial loan estimate dated xx/xx/2025 does not reflect Lock Extension Fee. The final CD dated xx/xx/2025 reflects Lock Extension Fee at xx. The initial loan estimate dated xx/xx/2025 reflects Condo Cert Fee at xx. The final CD dated xx/xx/2025 reflects Condo Cert Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case that originated on xx/xx/2025, and the 1-year SOL is active."<br> \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Loan Origination Fee paid by Borrower: xx<br> Lock Extension Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx<br> Verification Fee paid by Borrower: xx.<br>Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Loan Origination Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Lock Extension Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx<br> Verification Fee paid by Borrower: xx." |  |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RHS30BZI1NM | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 47.158% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with book/page #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 13.66 years on the job as a field service technician at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RDMIYS87MAE | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.314% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> BWR has been SE for 13.41 years at xx xx. Additionally, BWR has been SE for 2.91 years atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.31% DTI. The Lender relied on unsupported SE income. Revised DTI in excess of 100%. Lender defect. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is SE with xx for 17.4 years and SE with xx for 3 years, FICO 715, xxK reserves and xxK equity in the subject property." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5D3KY85HML8 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | $8479.33 | xx | 7.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.994% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for xx was paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for xx is due in the total amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per tape data, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.08 years on the job as an associate at xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.99%. Tape shows the lender did not include the fully amortized payment for qualification. The revised DTI is 62.24%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 2.08 years on the job as an associate at xx FICO 730, 0X30 since inception, xxK equity in the subject, and xx residual income." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan was approved using only I/O payment, and the revised DTI exceeds the 50% threshold of investor guidelines. Loan originated on xx/xx/2025. FICO 730."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8K6R8Z5TU07 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Indiana | xx | xx | xx | Indiana | xx | xx | No | Yes | Not Applicable | Other |  | $0.00 | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.990% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2026 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 30.481% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are two prior mortgages against the subject property in favor of xx. The first prior mortgage was originated on xx/xx/2014 and recorded on xx/xx/2014 with instrument #xx in the amount of xx, and the second prior mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx.<br> The first and second installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | The loan was originated on xx/xx/2026, and the first payment is due on xx/xx/2026. According to tape data as of xx/xx/2026, the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 5.990%. The current UPB reflected as per the tape data is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to tape data as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR was qualified using an offer letter as a registered nurse at xxPreviously, BWR had 1 year on the job as a registered nurse at xx Prior to that, BWR was a full-time student for 1.91 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 30.48% DTI. The Lender allowed the loan to close with insufficient credit tradelines and non-traditional credit was not established. Lender defect. The subject loan originated xx/xx/2026 and the 3-year SOL is active. The BWR is employed with xx Hospital as an Operating Room RN starting xx/xx/2026. BWR has 1.1 years as an RN. FICO scored on 1 authorized user account, xx residual income, xxK reserves and xxK equity in the subject property." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Not Applicable | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 44FRYYKX62P | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 9.375% | 180 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.235% | Second | Final policy | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active prior mortgage against the subject property originated on xx/xx/2021 in favor of xx in the amount of xx, which was recorded on xx/xx/2021 with the instrument #xx<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 6.58 years on the job as a senior analyst at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Home Equity Loan Copies of Documents is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan copies of documents are missing from the loan documents."<br> \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan notice of address for borrower notification of violation is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* TX Constitution A6 (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the Texas 50(a)(6) final itemized disclosure of fees, points, costs, and charges was not provided to the borrower at least one business day prior to closing, and the final CD was changed on the day of closing without a permitted waiver, and the TX acknowledgment of fair market value disclosure was not signed by the lender prior to closing. The FMV disclosure was signed by both BWRs at the time of closing. Further details not provided. Subject originated on xx/xx/2025." | \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a)(1)) due to an APR calculated at 9.610% exceeding the APR threshold of 9.140% by +0.470%. The subject loan is a second lien. First lien is escrowed.<br>Loan failed the QM safe harbor threshold test due to APR calculated at 9.610% exceeds the APR threshold of 9.140% over by +0.470%." | \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a)(1)) due to an APR calculated at 9.610% exceeding the APR threshold of 9.140% by +0.470%. The subject loan is a second lien. First lien is escrowed.<br>Loan failed the QM safe harbor threshold test due to APR calculated at 9.610% exceeds the APR threshold of 9.140% over by +0.470%." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GCI7NS0H3E4 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Indiana | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2014 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.472% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a prior credit card judgment against the borrower in favor of XXXX Bank (USA), N.A. which was recorded on xx/xx/2017 in the amount of xx.<br> The 1st and 2nd installments of combined taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 11 months on the job as an affiliate manager with SXXXX dba xx. Previously, BWR was SE as a taxi driver for 5.91 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 44.47%. Tape shows misrepresentation of income and employment. BWR defect. The subject originated on xx/xx/2024, and the 3-year SOL is active. BWR has 11 months on the job as an affiliate manager with XXXX dba xx, FICO 731, 0X30 last 24 months, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects the survey fee as xx. The CD dated xx/xx/2024 reflects the survey fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2024, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 44.47%. Tape shows misrepresentation of income and employment. BWR defect. The subject originated on xx/xx/2024, and the 3-year SOL is active. BWR has 11 months on the job as an affiliate manager with XXXX dba xx, FICO 731, 0X30 last 24 months, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects the survey fee as xx. The CD dated xx/xx/2024 reflects the survey fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2024, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HJ1TNVPADRB | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2025 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.490% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | xx | 48.806% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is one junior credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2026 in the amount of 2,170.16.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2025 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.490%. The current UPB is xx. As per the comment dated xx/xx/2025, the payments made in the month of July 2025 are borrower-made payments in the amount of xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2025, the RFD is death of borrower's family member.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> Tape shows borrower is on forbearance plan from xx/xx/2024 to xx/xx/2024. <br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 2.66 years on the job as a lab technician with xx<br> BWR2 has 16.66 years on the job as a XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows MI was rescinded." | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan was repurchased due to excessive IPC, as the seller credit exceeded closing costs. FCD reflects a seller credit of xx that exceeded the closing cost of xx. Further details not provided."<br> \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and appraisal report shows that the comps selected are not similar in terms of acreage and bedroom count, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #1 with a sales price of xxK, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the Qualified Mortgage Lending Policy Points and Fees Test due to fees charged, xx, exceeding the fees threshold of xx by +xx. The below fees were included in the test: Points—Loan Discount Fee paid by Borrower: xx Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx"<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2023 reflects the sum of Section C fees and the recording fee at xx. The CD dated xx/xx/2023 reflects the Section C and the recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% per test. COC for increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired.<br>Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2023 does not reflect the Survey Fee. CD dated xx/xx/2023 reflects Survey Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID total of payment disclosed on the final CD is xx. The calculated total of payments is xx for an under-disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate, as it is understated by more than xx.<br> The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired.<br>TRID Violation due to decrease in lender credit on closing disclosure dated xx/xx/2023. The initial CD dated xx/xx/2023 reflects Lender Credit at xx; the final CD dated xx/xx/2023 reflects Lender at xx. This is a decrease of +xx for a fee that has a 0% tolerance test. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. The below fees were included in the test: Points—Loan Discount Fee paid by Borrower: xx Processing Fee paid by Borrower: xx Underwriting Fee paid by Borrower: xx" | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the Qualified Mortgage Lending Policy Points and Fees Test due to fees charged, xx, exceeding the fees threshold of xx by +xx. The below fees were included in the test: Points—Loan Discount Fee paid by Borrower: xx Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx"<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2023 reflects the sum of Section C fees and the recording fee at xx. The CD dated xx/xx/2023 reflects the Section C and the recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% per test. COC for increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired.<br>Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2023 does not reflect the Survey Fee. CD dated xx/xx/2023 reflects Survey Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID total of payment disclosed on the final CD is xx. The calculated total of payments is xx for an under-disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate, as it is understated by more than xx.<br> The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired.<br>TRID Violation due to decrease in lender credit on closing disclosure dated xx/xx/2023. The initial CD dated xx/xx/2023 reflects Lender Credit at xx; the final CD dated xx/xx/2023 reflects Lender at xx. This is a decrease of +xx for a fee that has a 0% tolerance test. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. The below fees were included in the test: Points—Loan Discount Fee paid by Borrower: xx Processing Fee paid by Borrower: xx Underwriting Fee paid by Borrower: xx" | Moderate | Pass | Fail | Pass | Pass | No Result | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 37EUGK29POS | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | xx | xx | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 44.912% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for default is excessive obligations.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 6.75 years on the job as an information technologist with xx<br> BWR2 has 10 months on the job as a coordinator withxxPreviously, BWR2 has 2 years on the job as a teacher withxx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the subject loan is not FHA insured. Further details not provided." |  |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 44O8CANMAWF | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Washington | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 36.885% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2026 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> The first and second installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the collection comment dated xx/xx/2025, the reason for default is curtailment of income.<br> As per the collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 20 years on the job as a postmaster at the XXXX<br> BWR2 has 8.41 years on the job as a clerk at the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is as is, and the tape shows the appraisal should be subject to completion of repairs of significant moss growth on the roof and curling shingles and the back door to the garage was boarded up. Certification and pictures from the LO show the property has a new roof, paint, and door, though there was a little painting left. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and appraisal report show that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #3 with a sales price of xxM, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK. Further details not provided." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Not Applicable | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5DFPI9O1E8H | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.225% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.5 years on the job as a registered nurse with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VOTMIN2BKHL | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Virginia | xx | xx | xx | West Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 29.100% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for the default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 9.41 years on the job as an MDO manager at xx Inc.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not insured. Subject originated on xx/xx/2022." |  | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PXQCS4HTSOB | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | No | Not Applicable | Unavailable | xx | Not Applicable | 49.449% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected on the tape, is xx.<br> As per the tape, the subject property is currently owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 9 months on the job as an IXXXX<br> Prior to that, BWR was a full-time student at XXXX between xx/xx/2017 and xx/xx/2020 for 2.91 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate<br> Initial Escrow Acct Disclosure<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.44%. The tape shows the lender did not establish BWR's credit. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 9 months on the job as an IPS-Ontrsch-ANL with XXXX, FICO 796, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects the appraisal fee at xx. The CD dated xx/xx/2021 reflects appraisal fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The flood certificate is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement service providers list is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.44%, the borrower income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx 2 Pg#209), and its recommendation is "xx" with a DTI of 49.44%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.44%. The tape shows the lender did not establish BWR's credit. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 9 months on the job as an xxx with xxx and xxx, FICO 796, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects the appraisal fee at xx. The CD dated xx/xx/2021 reflects appraisal fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The flood certificate is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement service providers list is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.44%, the borrower income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx 2 Pg#209), and its recommendation is "xx" with a DTI of 49.44%." | Moderate | Pass | Pass | No Result | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 67E74455U9D | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | Indiana | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2021 | xx | Investor | Yes | Yes | Yes | xx | Not Applicable | 47.796% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with BK #5646 PG #844 in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is non-owner occupied.<br> Unable to determine the RFD.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 14.83 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and appraisal report show the subject property's GLA of XXXX square feet does not meet the investor's minimum requirement of 650 square feet. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB xxK. Value appears supported based on the UPB." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PFCH8HPU26R | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Pennsylvania | xx | xx | xx | Pennsylvania | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.250% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Commercial Prop | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 49.484% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br>| According to tape data as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. Unable to determine the last payment received date. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the tape data is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to tape data as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape data is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the comment dated xx/xx/2026, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2025, the reason for default is payment dispute.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found. <br> No post-close bankruptcy record has been found.<br> BWR1 has 3 months on the job as a material handler at xxPreviously, BWR1 had 1.83 years on the job as a light industrial at xx<br> BWR2 has 8 years on the job as a direct support at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.48% DTI. The Lender accepted a lease agreement on the departing residence without evidence of security deposit and 1st month's rent. Revised DTI 63.68%. Lender defect. The subject loan originated 3/5//2025 and the 3-year SOL is active. The BWR is employed with xx in Receiving for 3 months, BWR 2 is employed with xx in Direct Support for 8.1 years, FICO 691, and xxK equity in the subject property."<br> \* Property is Commercial Prop (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows comps are not similar. Comps are single family homes. Subject appears to be a commercial property. Pictures in the appraisal and XXXX show property may be most recently used as a school or office. Elevated for client review and recommend BPO. Subject UPB xxK." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Pennsylvania license validation test." |  |  | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5MR0HT6LLE2 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | Not Applicable | Unavailable | No | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 9.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.002% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx dba xx.<br> There is one junior UCC lien against the subject property in favor of XXXX and its successors and assigns c/o XXXX, LLC. Which was recorded on xx/xx/2025.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | The loan was originated on xx/xx/2025, and the first payment is due on xx/xx/2025. According to payment history as of xx/xx/2026, the borrower has been delinquent for 10 months, and the next due date is xx/xx/2025. The current P&I is xx with an interest rate of 9.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is in foreclosure.<br> According to payment history as of xx/xx/2026, the borrower has been delinquent for 10 months, and the next due date is xx/xx/2025. The current UPB is xx.<br> Unable to determine the reason for default.<br> As per the comment dated xx/xx/2026, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> As per the comment dated xx/xx/2025, The dispute has been noted regarding true identity and that the account was opened. Further details were not provided.<br> As per the comment dated xx/xx/2025, the foreclosure was initiated on the loan in 2025. As per the comment dated xx/xx/2026, the reprojected step sale is scheduled for xx/xx/2026. As per the seller's response, the FC was placed on hold as of xx/xx/2026 due to loss mitigation. Further details are not provided. <br> No post-close bankruptcy record has been found.<br> BWR has been SE for 18.75 years at XXXX<br> Foreclosure Comments:As per the comment dated xx/xx/2025, the foreclosure was initiated on the loan in 2025. As per the comment dated xx/xx/2026, the reprojected step sale is scheduled for xx/xx/2026. As per the seller's response, the FC was placed on hold as of xx/xx/2026 due to loss mitigation. Further details are not provided. <br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows repurchase due to 1st payment default. No payments were made for the due date of xx/xx/2025. The loan is in active FC on xx/xx/2025. According to payment history as of xx/xx/2026, the borrower has been delinquent for 10 months, and the next due date is xx/xx/2025. The current UPB is xx." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. The subject loan is a purchase, originated on xx/xx/2025, and the 1-year SOL has expired."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.931% exceeding the APR threshold of 8.570% by +1.361%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d)."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. The subject loan is a purchase, originated on xx/xx/2025, and the 1-year SOL has expired."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.931% exceeding the APR threshold of 8.570% by +1.361%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d)."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2RR6FXR92ME | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Rhode Island | xx | xx | xx | Rhode Island | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 33.026% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with Book xx Page xx in the amount of xx with MERS as nominee for xx dba xx.<br> No active judgments or liens have been found.<br> The annual 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual 3rd and 4th installments of county taxes for 2025 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 and BWR2 receive retirement income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 33.03% DTI. Review shows retirement and SSI income from tax transcripts in file was less than the amount used to qualify. Actual DTI is 62.32%. Both borrowers are retired. The subject loan originated on xx/xx/2025 and the 3-year SOL is active, FICO 804, 0x30, xxK equity in the subject property and xxK in assets after closing." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the Rhode Island choice of insurance disclosure was not provided to the borrower at closing. The subject loan originated on xx/xx/2025."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 7ZACBZUTO1N | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.465% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with Instrument #xx in the amount of xx with MERS as nominee for xx DBA xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2024 were paid in the amount of xx on xx/xx/2024.<br> The annual county taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026. <br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 17.75 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and the Infinity CE report show the loan failed the initial LE delivery and timing test due to the initial LE dated xx/xx/2025 delivered on xx/xx/2025, which is more than 3 business days from the initial application date of xx/xx/2025."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on closing disclosure dated xx/xx/2025. The initial LE dated xx/xx/2025 reflects lender credit at xx. The final CD dated xx/xx/2025 reflects lender credit at xx. This is a decrease of +xx for a fee that has a 0% tolerance test. The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows payment history due on xx/xx/2026. Payment was made on xx/xx/2025 for the due date of xx/xx/2025; payment was made on xx/xx/2026 for the due date of xx/xx/2026; and payment was made on xx/xx/2026 for the due date of xx/xx/2026. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx." |  |  | Moderate | Pass | Pass | Pass | Not Covered | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ULQGL6DZL79 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.250% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | xx | xx | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 54.346% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx. The subject mortgage was recorded on xx/xx/2026 with instrument # xx to correct the vesting.<br> There is a prior credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2023 in the amount of xx.<br> The 1st and 2nd installments of county taxes for 2025 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2026.<br> The annual water charges have been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.25%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 3.08 years on the job as a recreation coordinator with xx<br> BWR2 has 2.33 years on the job as a XXXX with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not insured." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. The CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br>The subject loan is a refinance, originated on xx/xx/2025, and the SOL is 3 years."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows non-occupant BWR2 does not meet the FHA definition of family, and the subject LTV of 79.68% exceeds guidelines. Further details not provided. Subject loan originated on xx/xx/2025." |  |  | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| S3OYQSZREFU | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.250% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 36.555% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 1.58 years on the job as a paraprofessional at xxPreviously, BWR1 had 3.91 years on the job as a site coordinator at xx<br> BWR2 has 3 years on the job as a substitute teacher at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject was approved as OO. Tape shows the subject is NOO, as the BWR rented out the property after closing. Further details not provided. Elevated for client review." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| MDBJR896KFX | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | Other |  | $0.00 | $0.00 | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Co-op | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 23.456% | First | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 in the amount of xx with xx, Ltd..<br> No active judgments or liens have been found.<br> The annual county taxes for 2026 are exempt. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.000%. The current UPB is xx<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 14.00 years on the job as a director with xx<br> BWR2 has 2 years on the job as a renewal specialist 1 with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Loan does not conform to program guidelines (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject is co-op property. Tape shows two cooperative apartments were physically combined into a single unit. The cooperative board is currently in the process of combining the associated stock certificates to reflect the merged unit. Further details not provided. Reaching out to seller for an update." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Type of Ownership is Leasehold or Cooperative (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan originated on xx/xx/2025 with a maturity date of xx/xx/2055. As per the lease agreement located at "xx" the ground lease is held xx Corp. and the leasehold expires on xx/xx/2061." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 291P68QE8VH | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.990% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.727% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3 years on the job as an underwriter at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is as-is. Tape and file show the HOA questionnaire is incomplete, as the budget reserve study information for the project is missing, which prevents determination of whether the subject condominium project requires any critical repairs. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects the Points - Loan Discount Fee at xx. The CD dated xx/xx/2025 reflects the Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2025, and the 1-year SOL is active." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | No Result | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QHFGKW32I4O | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Washington | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.750% | 360 |  | xx/xx/2015 | xx/xx/2015 |  | VA | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 29.390% |  |  | Not Applicable | Single Family | xx/xx/2015 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 30.594% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2015 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx. The mortgage was re-recorded on xx/xx/2015.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025 to xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2026 are due in the amount of xx on xx/xx/2026 to xx/xx/2026.<br> The annual water charges for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.75%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. <br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 12.11 years on the job as a supervisory administrative officer in the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Good Faith Estimate<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx."<br> \* Good Faith Estimate missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final good faith estimate is missing from the loan documents."<br> \* Initial Truth in Lending Disclosure is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial TIL is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx."<br> \* Good Faith Estimate missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final good faith estimate is missing from the loan documents."<br> \* Initial Truth in Lending Disclosure is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial TIL is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| X26AJTSSG8A | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Pennsylvania | xx | xx | xx | Virgin Islands | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.125% | 360 |  | xx/xx/2019 | xx/xx/2019 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2019 | xx | Secondary | Yes | Yes | No | xx | Not Applicable | 38.813% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2026 are due in the amount of xx on xx/xx/2026.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.125%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2025, the reason for default is excessive obligation.<br> No details pertaining to the damage to the subject property have been observed.<br> As per servicing comments dated xx/xx/2025, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 10 years on the job as a foreman with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows MI was canceled." |  | \* Compliance Testing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 5.827% exceeds APR threshold of 5.090% over by +0.737%."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the Pennsylvania license validation test."<br> \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the interest rate test. Interest charged at 5.125% exceeds the interest threshold of 4.750% by 0.375%." | \* Compliance Testing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 5.827% exceeds APR threshold of 5.090% over by +0.737%."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the Pennsylvania license validation test."<br> \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the interest rate test. Interest charged at 5.125% exceeds the interest threshold of 4.750% by 0.375%." | Moderate | Not Covered | Pass | Pass | Not Covered | Fail | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WM7UX4O55S5 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | South Carolina | xx | xx | xx | South Carolina | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | VA | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 1.610% | Not Applicable |  | Not Applicable | PUD | xx/xx/2026 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 66.630% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active prior mortgage against the subject property, which was originated on xx/xx/2025 and recorded on xx/xx/2025 in the amount of xx with MERS as nominee for xx<br> There are three prior state tax liens in favor of the xx, which were recorded on different dates in the total amount of xx. The SSN mentioned on the supportive document is inconsistent with the borrower's SSN.<br> There are three prior criminal judgments against the borrower in favor of the xx, which were recorded on different dates, in the total amount of xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | The loan was originated on xx/xx/2026, and the first payment is due on xx/xx/2026. According to tape data as of xx/xx/2026, the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB is xx. | Collections Comments:The current status of the loan is performing.<br> The loan was originated on xx/xx/2026, and the first payment is due on xx/xx/2026. According to tape data as of xx/xx/2026, the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives disability and pension income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the state regulation for the first lien prohibited fees test. <br> The following fee was included in the test:<br> Attorney's Fee (Closing Agent Only) paid by Borrower: xx."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan does not meet the GNMA seasoning requirement. Further details not provided. Subject loan originated on xx/xx/2026."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HXHY10H1NR0 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Pennsylvania | xx | xx | xx | Pennsylvania | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 44.703% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active junior mortgage against the subject property in favor of the xx in the amount of xx, which originated on xx/xx/2025 and was recorded on xx/xx/2025 with the instrument #xx<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual county taxes for 2026 are due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026.. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx<br> Unable to determine the RFD.<br> As per the tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR 1 has 1.7 years on the job as a web developer at xxAlso, BWR1 was a student with XXXX between xx/xx/2023 and xx/xx/2023 for 5 months. BWR2 2.41 has years on the job as a sub-assistant teacher with xxAlso, BWR2 has 2.5 years on the job as a sub-assistant teacher with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not insured.<br>xx/xx/2026: Seller provided LOX confirms that the subject loan is not FHA insured. Document located at (xx." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Pennsylvania license validation test."<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the revised closing disclosure delivery date test (no waiting period required)."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not FHA insured, as the owner had owned the property for less than 90 days. Further details not provided. The subject loan originated on xx/xx/2025."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ULNIFWDCWD3 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | VA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.184% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> For parcel #xx<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> For parcel #xx<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 4.58 years on the job as a senior manager at xx Additionally, BWR receives VA benefits income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is not VA insured." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows UW allowed VA loan to close with no VA benefits available. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 7FAPW4PMZNQ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 25.274% | First | Short Form Policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3.25 years on the job as a general operations manager at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Hazard Insurance<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows bank statements provided to support the borrower's assets to close could not be verified. Bank statements in the file show xxK satisfy the cash-to-close requirement of xxK. Further details not provided. The subject loan originated on xx/xx/2022." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The hazard insurance is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The hazard insurance is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BVMD3YG8LS2 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.250% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 31.873% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of combined taxes for 2025 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which is due on xx/xx/2026. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.250%. The current UPB, as reflected in the payment history, is xx.<br>| Collections Comments:The current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No information has been found related to damage or repairs.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> BWR has 2.41 years on the job as a warehouse worker at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows provided bank statements for assets to close were not able to be verified. Bank statement in the file shows xxK of assets satisfy the cash-to-close requirement of xxK at closing. Further details not provided. Subject originated on xx/xx/2022." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID total of payment disclosed on final CD as xx. Calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate due to it is understated by more than xx. Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "A rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID total of payment disclosed on final CD as xx. Calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate due to it is understated by more than xx. Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "A rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| H54VF5S1ROT | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Washington | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.990% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.312% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2026 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.16 years on the job as a caregiver DSP with xx Additionally, BWR has 1.66 years on the job as a caregiver XXXX with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as OO at 46.31%. Tape shows the subject is NOO due to rental income and occupancy not being adequately verified prior to closing. Further details not provided. Revised DTI is 76.32%. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 2.16 years on the job as a caregiver DSP with xx Additionally, BWR has 1.66 years on the job as a caregiver DSP with xx FICO 744, 0X30 since inception, xxK equity in the subject, and xx residual income."<br> \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. Tape shows property is NOO due to inability to validate occupancy. Further details not provided. Elevated for client review." | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date was provided, and the initial closing disclosure receipt date was less than three business days before the consummation date." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test." | Moderate | Pass | Fail | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 303N1MPX06N | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.575% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 12.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 48.333% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx. No active judgments or liens have been found. The 1st and 2nd installments of taxes for 2024 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025. No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.575%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the property was damaged due to fire, and the repairs are completed. The document located at "xx" states that the fire started outside near the air conditioner unit and it was spread through the roof. The estimated cost of repairs is not mentioned. The collection comment does not reflect anything related to the damages and their repairs. As per the appraisal report dated xx/xx/2026, which is located at "xx" all the work has been completed due to the recent fire.<br> As per the tape, the subject property is owner-occupied. <br> The loan has not been modified since origination. <br> No foreclosure activity has been found. <br> No post-close bankruptcy record has been found.<br> BWR1 has 3.91 years on the job as a registered nurse at XXXX<br> BWR2 receives social security income. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 1: Acceptable |  |  |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1J8TQAJXFR1 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Jersey | xx | xx | xx | New Jersey | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Investor | Yes | No | No | xx | Not Applicable | 48.112% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The first, second, third, and fourth installments of town taxes for 2025/2026 have been paid in the amount of xx on different dates.<br> The second installment of town taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.125%. The current UPB, as reflected in the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history is xx.<br> As per the tape, the subject property occupancy is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 10.58 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 48.11%. The tape shows lender did not properly validate the rental income used for qualification. Revised DTI is 65%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has been SE for 10.58 years at xx, LLC, FICO 776, 0X30 since inception, xxK equity in the subject and xx residual income." | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO purchase." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 6OBRNCKWE3K | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 2 Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 46.895% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is a junior mortgage against the subject property that was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx<br> There are two prior civil judgments against the borrower in favor of xx, which were recorded on xx/xx/2024 and on xx/xx/2025, respectively. The amount of judgment is not provided on the supportive document.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx | Collections Comments:The current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is non-owner occupied. <br> No details pertaining to the damage to the subject property have been observed.<br> BWR has been SE at XXXX for 27.33 years and has been SE for 14.58 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is a NOO purchase. Subject originated on xx/xx/2025."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the LTV exceeds the 75% maximum limit for a two-family investment property. Further details not provided. Subject originated on xx/xx/2025." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 86C04SQI5KP | xx | xx |  |  | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | No | Dismissal | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Commercial | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 49.130% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx <br> No active judgments or liens have been found. <br> The annual combined taxes for 2026 have been paid in the amount of xx on xx/xx/2026.<br> The annual school taxes for 2025/2026 have been paid in the amount of xx on xx/xx/2025.<br> The annual village taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of 2/111/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.875%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. <br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. <br> No details pertaining to the damage to the subject property have been observed. <br> According to the collection comment dated xx/xx/2025, the RFD is an excessive obligation. <br> As per the seller's tape, the subject property is non-owner-occupied.<br> The loan has not been modified since origination. <br> As per the comment dated xx/xx/2025, the foreclosure action was initiated in 2025. As per the comment dated xx/xx/2025, the foreclosure action was dismissed as the loan was reinstated.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 13.16 years at XXXX.<br> Foreclosure Comments:As per the comment dated xx/xx/2025, the foreclosure action was initiated in 2025. As per the comment dated xx/xx/2025, the foreclosure action was dismissed as the loan was reinstated.<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "BWR is an LLC. Note and mortgage were signed as a member of the LLC, not as an individual. Loan does have a personal guarantee." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IWQP8Z6EQFD | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 49.960% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 16.75 years at Norson.<br> BWR2 has 15.75 years on the job as a supervisor with XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects Appraisal Fee at xx. The CD dated xx/xx/2025 reflects Appraisal Fee at xx. This is an increase in fee of xx for charges that cannot increase. The COC for an increase in fee is missing from the loan documents. The subject loan is a refinance case that originated on xx/xx/2025, and the 3-year SOL is active."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8ZS1Q756BC9 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Wisconsin | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 2 Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | xx | 42.463% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with the xx<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The water/sewer charges for the year 2025 are delinquent in the amount of xx, which is good through xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the seller's tape, the property occupancy is stated as an investor.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR2 has 2.25 years on the job as a data engineer at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is a NOO refinance. Subject originated on xx/xx/2025.<br>xx/xx/2026: Seller confirmed no lease agreement available for the subject loan." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the LTV exceeds the 75% maximum limit for a two-family investment property. Further details not provided. Subject originated on xx/xx/2025." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VHBDG714712 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 43.169% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is an active prior mortgage against the subject property, which originated on xx/xx/2025 and was recorded on xx/xx/2025 in the amount of xx with the lender, xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual utility/mud charges for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is non-owner occupied. <br> No foreclosure activity has been found. <br> No post-close bankruptcy records have been found. <br>No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 1.5 years on the job as a salesperson with XXXX. <br> BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan is NOO and was approved at 43.16%. Tape shows undisclosed mortgage debt. Further details not provided. BWR defect. Subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 1.5 years on the job as a salesperson with XXXX, FICO 740, and xxK equity in the subject." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan is NOO and was approved at 43.16%. Tape shows undisclosed mortgage debt. Further details not provided. BWR defect. Subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 1.5 years on the job as a salesperson with XXXX, FICO 740, and xxK equity in the subject." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QDBDTRSCRL7 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 43.169% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> There is an active mortgage against the subject property, which was recorded prior to the subject mortgage. The subject mortgage was recorded on xx/xx/2025. The prior mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 in the amount of xx with xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual utilities/MUD charges for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.130%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property occupancy is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.41 years on the job as a sales representative at XXXX. Previously, BWR was a full-time student at XXXX for 4.58 years, and prior to that, BWR had 2.41 years on the job as an associate at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject is NOO and approved at 43.16%. Tape shows BWR had an undisclosed mortgage debt identified post-purchase. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 1.41 years on the job as a sales representative at XXXX, FICO 740, 0X30 since inception, and xxK equity in the subject." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject is NOO and approved at 43.16%. Tape shows BWR had an undisclosed mortgage debt identified post-purchase. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 1.41 years on the job as a sales representative at xxx xxx, FICO 740, 0X30 since inception, and xxK equity in the subject." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NNUT7AQXXS9 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Washington | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | Manufactured Housing | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.838% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active water lien (the case is active and does not have a judgment issued yet) against the subject property in favor of the xx, which was recorded on xx/xx/2025. The amount of lien is not provided.<br> The first and second installments of county taxes for 2025 were paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> The first and second installments of county taxes for 2026 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE at Fairhaven Floors for 10.41 years and at XXXX for 4 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Transmittal (1008) | xx | 3: Curable |  | \* Transmittal (1008) is Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Final transmittal summary is missing from the loan documents." | xx | xx | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PEWJBNDJHDC | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Jersey | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 3 Family | xx/xx/2023 | xx | Investor | No | Not Applicable | No | xx | Not Applicable | 17.934% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first, second, third, and fourth installments of combined taxes for 2025 and 2026 have been paid in the total amount of xx on xx/xx/2025, xx/xx/2025, xx/xx/2025, xx/xx/2025, and xx/xx/2026.<br> The second installment of combined taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property occupancy is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives capital gains and rental income. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan was ineligible for rate/term refinance due to unmet ownership seasoning requirements. Further details not provided."<br> \* Missing flood cert (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Flood certificate is missing from the loan documents." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VQD8ACLGKVY | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Jersey | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 3 Family | xx/xx/2023 | xx | Investor | No | Not Applicable | Not Applicable | xx | Not Applicable | 17.471% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The taxes are to follow. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for the default.<br> As per the tape, the occupancy of the subject property is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives capital gains income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate<br> Notice of Servicing Transfer | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan does not meet the seasoning requirement of property ownership for rate/term refinance. Further details not provided. The subject loan originated on xx/xx/2023."<br> \* Missing flood cert (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The flood certification document is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The notice of servicing transfer is missing from the loan documents." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| U68BYWGSK9Z | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Jersey | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 3 Family | xx/xx/2023 | xx | Investor | No | Not Applicable | Not Applicable | xx | Not Applicable | 19.544% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st, 2nd, 3rd, and 4th installments of city taxes for 2025 were due in the total amount of xx on different dates.<br> The 1st installment of city taxes for 2026 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of city taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives capital gains.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan does not meet the seasoning requirement of property ownership for rate/term refinance. Further details not provided. The subject loan originated on xx/xx/2023."<br> \* Missing flood cert (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The flood certificate is missing from the loan documents." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8ADNSTQMTW4 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Jersey | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 3 Family | xx/xx/2023 | xx | Investor | No | Not Applicable | Unavailable | xx | Not Applicable | 17.038% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first, second, third, and fourth installments of city taxes for 2025 and 2026 have been paid in the total amount of xx on xx/xx/2025, xx/xx/2025, xx/xx/2025, xx/xx/2025, and xx/xx/2026.<br> The second installment of city taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property's occupancy is stated as an investor.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives capital gains income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan does not meet the seasoning requirement of property ownership for rate/term refinance. Further details not provided. The subject loan originated on xx/xx/2023."<br> \* Missing flood cert (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The flood certificate is missing from the loan file." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4RU7VFWCREI | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Nevada | xx | xx | xx | Nevada | xx | xx | No | No | Not Applicable | First |  | $729.24 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.375% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 12.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 47.247% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2026 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The third and fourth installments of county taxes for 2026 have been delinquent in the total amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> Unable to determine the RFD.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 7.66 years at xx Additionally, BWR has been SE for 7.66 years atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not insured." | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is an NOO purchase originated on xx/xx/2022." | xx | xx |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BF1JG1YE0N0 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 47.424% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx. dba xx.<br> No active judgments or liens have been found.<br> The 1st annual installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd annual installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 1.25 years on the job as a registered nurse at xxAdditionally, BWR has 1.83 years on the job as a registered nurse atxx Previously BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 47.42%. Tape shows the lender included travel per diem as income in order to qualify the BWR. Revised DTI is 92%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 1.25 years on the job as a registered nurse at xx, FICO 772, 0X30 since inception, and xxK equity in the subject." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 23LN0C4A8T2 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.250% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.874% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2026 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the property have been found. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 16.41 years on the job as an IT/OT project manager with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as OO. Tape shows occupancy concerns, as the property was listed for rent on xx/xx/2025 on a third-party real estate website. Further details not provided."<br> \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not insured." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.87%. Tape shows occupancy concerns, as the property was listed for rent on xx/xx/2025 on a third-party real estate website, causing the lender to omit BWR primary housing expenses. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 16.41 years on the job as an IT/OT project manager with XXXX, FICO 704 and xxK equity in the subject."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.373%, which exceeds the APR threshold of 8.120% over by +0.253%. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>The loan failed the qualified mortgage safe harbor threshold due to the APR calculated at 8.373%, which exceeds the APR threshold of 8.120% by +0.253%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.87%. Tape shows occupancy concerns, as the property was listed for rent on xx/xx/2025 on a third-party real estate website, causing the lender to omit BWR primary housing expenses. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 16.41 years on the job as an IT/OT project manager with xxx, FICO 704 and xxK equity in the subject."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.373%, which exceeds the APR threshold of 8.120% over by +0.253%. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>The loan failed the qualified mortgage safe harbor threshold due to the APR calculated at 8.373%, which exceeds the APR threshold of 8.120% by +0.253%." | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IRO0FGD3HC7 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.375% | 300 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% | Unavailable |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.389% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx<br> There is a junior mortgage against the subject property in favor of the xx in the amount of xx, which was originated on xx/xx/2025 and recorded on xx/xx/2025.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Unable to determine the reason for the default.<br> As per the tape, the property is owner-occupied.<br> BWR has 1.83 years on the job as an associate with XXXX BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan closed with a 300-month term, while the Ohio Housing Finance Agency (OHFA) loan program guidelines do not permit a 300-month term. Further details not provided. Subject originated on xx/xx/2025."<br> \* Transmittal (1008) is Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Final transmittal summary is missing from the loan documents." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage safe harbor threshold test due to the calculated APR of 7.934% exceeds APR threshold of 7.640% over by +0.294%."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 7.966% exceeds the APR threshold of 7.640% over by +0.326%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d)."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage safe harbor threshold test due to the calculated APR of 7.934% exceeds APR threshold of 7.640% over by +0.294%."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 7.966% exceeds the APR threshold of 7.640% over by +0.326%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d)."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Elevated | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| X5HKHP7IHDR | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Indiana | xx | xx | xx | Indiana | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.890% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2024/2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> BWR has 5.66 years on the job as an admin assistant at XXXX. Additionally, BWR receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TVLHTUMHPHR | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Indiana | xx | xx | xx | Indiana | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.000% | 360 |  | xx/xx/2013 | xx/xx/2013 |  | VA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2013 | xx | Primary | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | 39.888% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2013 and recorded on xx/xx/2013 with instrument #xx in the amount of xx with xx<br> There is a junior mortgage against the subject property in favor of xx, a corporation, dated xx/xx/2023, which was recorded on xx/xx/2023 with the instrument no. xx in the amount of xx.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.000%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Final Truth in Lending Discl.<br> Initial 1003_Application<br> Missing or error on the Rate Lock<br> Mortgage Insurance | xx | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The VA loan guaranty certificate is missing from the loan documents. Tape shows loan was not eligible for VA financing."<br> \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Final HUD show VA premium at closing. Tape shows loan was not eligible for VA financing. Loan is not insured." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the borrower was not eligible for a VA home loan at the time of closing; the loan was originated in a previous LOS, and we no longer have access to that system. Further details are not provided."<br> \* Required Documentation Missing or Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan has a single-premium MI plan and full amount for MI charged at closing." | \* Compliance Testing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed loan origination fee test due to fee charged xx fee threshold by xx, over by +xx.<br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Settlement or Closing Fee paid by Borrower: xx<br> Assignment Endorsement Fee paid by Borrower: xx<br> TIEFF paid by Borrower: xx<br> Closing Protection Letter (B) paid by Borrower: xx<br> Closing Protection Letter (L) paid by Borrower: xx<br> Home warranty invoice paid by Borrower: xx."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA APR test as the final TIL is missing from the loan documents."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Compliance Testing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed loan origination fee test due to fee charged xx fee threshold by xx, over by +xx.<br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Settlement or Closing Fee paid by Borrower: xx<br> Assignment Endorsement Fee paid by Borrower: xx<br> TIEFF paid by Borrower: xx<br> Closing Protection Letter (B) paid by Borrower: xx<br> Closing Protection Letter (L) paid by Borrower: xx<br> Home warranty invoice paid by Borrower: xx."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA APR test as the final TIL is missing from the loan documents."<br> \* Final TIL Missing or Not Executed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final TIL is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Not Covered | Fail | Pass | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ZFUKGDWNL1D | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Tennessee | xx | xx | xx | Tennessee | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.990% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 42.689% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx <br> No active judgments or liens have been found. <br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025. <br> The annual city taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR receives a pension and social security income. Additionally, BWR receives NC 401k monthly distribution income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject was approved as OO. Tape shows the subject is NOO due to occupancy misrepresentation, as the subject was listed for rent after closing. Elevated for client review." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 42.68%. Tape shows the subject is NOO due to occupancy misrepresentation, as the subject was listed for rent after closing, causing the lender to omit the BWR's primary housing expense. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR receives a pension and social security income. Additionally, BWR receives NC 401k monthly distribution income, FICO 798, 0X30 since inception, and xxK equity in the subject." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 42.68%. Tape shows the subject is NOO due to occupancy misrepresentation, as the subject was listed for rent after closing, causing the lender to omit the BWR's primary housing expense. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR receives a pension and social security income. Additionally, BWR receives NC 401k monthly distribution income, FICO 798, 0X30 since inception, and xxK equity in the subject." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 3I8MT5NFNCQ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 47.026% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for xx was paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for xx is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 6.58 years on the job as a project manager at xxAdditionally, BWR1 has been SE for 4.75 years at xx<br> BWR2 has 10 months on the job as an engineer atxxBWR2 had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. Tape shows property is NOO due to misrepresentation, as BWR did not occupy the subject property within 60 days of closing. Further details were not provided. Elevated for client review." | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The following fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The following fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx." | xx | xx | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| L5Z221AO7EM | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | Unavailable | Unavailable | 11.021% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is tenant-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 has 1.58 years on the job as a technology leadership program specialist at xxPreviously, BWR1 was a full-time student at the XXXX between xx/xx/2019 and xx/xx/2023 for 4.33 years. <br> BWR2 has 7.66 years on the job as a data analytics executive with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject was approved as OO. Tape shows the subject is NOO, as the BWR1 never occupied the subject and was listed for rent after closing. Elevated for client review." | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceeds fees threshold of xx Over by +xx. <br> The below fees were included in the test:<br> Commitment Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows that removing the co-applicant (co-signer) from the borrower info vesting resulted in them not receiving the final closing disclosure at closing. The subject property is acquired by the borrowers, xx, on xx/xx/2025 through a special warranty deed. The subject mortgage was also originated by the borrowers "xx" on xx/xx/2025. The borrower's name mentioned on the vesting deed are consistent with the borrower's name mentioned on the subject mortgage."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* TRID Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows TRID violation as the co-applicant did not receive final CD at closing. Further details not provided. Subject loan originated on xx/xx/2025." | xx | xx | Elevated | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YPCZ2YTCAAU | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oregon | xx | xx | xx | Oregon | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 78.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.917% | First | Preliminary title policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual installment of County taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 5.16 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.91%. Tape shows the borrower's business tax returns are not available in the loan file. Lender defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has been SE for 5.16 years at xx LLC, FICO 722, 0X30 since inception, and xxK equity in the subject." | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The following fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by+xx.<br> The following fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 does not reflects Points - Loan Discount Fee. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case originated on xx/xx/2024, and the 1-year SOL has expired." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 does not reflects Points - Loan Discount Fee. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case originated on xx/xx/2024, and the 1-year SOL has expired." | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TLM81VO2UY1 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | xx | 15.450% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property occupancy is stated as investment.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 has been SE for 7.38 years at XXXX<br> BWR2 has 4.66 years on the job as a territory manager at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is a NOO purchase. Subject originated on xx/xx/2025."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the home loan tool kit was not provided with the initial disclosures. Further details not provided. Subject originated on xx/xx/2025." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| S77O8VLFU12 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | No | Not Applicable | First |  | $1723.01 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.875% | 360 |  | xx/xx/2018 | xx/xx/2018 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2018 | xx | Primary | Yes | Yes | No | xx | xx | 44.836% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2018 and recorded on xx/xx/2018 with instrument #xx in the amount of xx with xx, DBA xx.<br> There is credit card judgment against xx in favor of xx, a limited liability company, which was recorded on xx/xx/2022 in the amount of 19,008.22.<br> There is a state tax lien against xx in favor of the xx, which was recorded on xx/xx/2023 in the amount of xx. The SSN mentioned on the supporting document is inconsistent with the subject borrower.<br> There is a junior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2023.<br> The 1st installment of county taxes for xx has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for xx is due in the amount of xx on xx/xx/2026.<br> The 1st and 2nd installments of county taxes for 2017 supplemental have been delinquent in the total amount of xx, which is good through xx/xx/2026.<br> The water charge for 2026 is due in the amount of xx on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> As per the collection comment dated xx/xx/2025, the reason for the default is the curtailment of income.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 and BWR2 receive social security and pension income.<br> BWR3 has been SE for 9 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Dicsloures<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 44.84%. Tape shows solar debt of xx was not included in DTI. Revised DTI is 50%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2018, and the 3-year SOL has expired. BWR1 and BWR2 receive social security and pension income. BWR3 has been SE for 9 years at XXXX, FICO 703, 1X30 in the last 24 months, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement service providers list is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.83%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx Package _Pg#455), and its recommendation is "Approve/Eligible" with a DTI of 44.83%." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 44.84%. Tape shows solar debt of xx was not included in DTI. Revised DTI is 50%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2018, and the 3-year SOL has expired. BWR1 and BWR2 receive social security and pension income. BWR3 has been SE for 9 years at XXXX, FICO 703, 1X30 in the last 24 months, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement service providers list is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.83%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx Package _Pg#455), and its recommendation is "Approve/Eligible" with a DTI of 44.83%." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2RILVIH86W7 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% | Unavailable |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | xx | 42.763% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE as a computer technician for 5.5 years. <br> BWR2 has been SE as a graphic designer for 6 years.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 42.76%. Tape shows the lender did not document evidence of active business operations and omitted debt without supporting documents. The revised DTI is 44.04%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR1 has been SE as a computer technician for 5.5 years. BWR2 has been SE as a graphic designer for 6 years. FICO 667, 0X30 last 24 months, xxK equity in the subject, and xx residual income."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 42.76%. Tape shows the lender did not document evidence of active business operations and omitted debt without supporting documents. The revised DTI is 44.04%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR1 has been SE as a computer technician for 5.5 years. BWR2 has been SE as a graphic designer for 6 years. FICO 667, 0X30 last 24 months, xxK equity in the subject, and xx residual income."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Transmittal summary is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FJ74JV94VJW | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.625% | 180 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.395% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | Not Applicable | 4.625% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is a prior civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2012 in the amount of xx.<br> There is a credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2024 in the amount of xx.<br> There is a civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2025 in the amount of xx.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the collection comment dated xx/xx/2025, the reason for default is unemployment.<br> As per the collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2024.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 6 months on the job as a project manager with XXXX. Additionally, BWR has 1.75 years on the job as a chief technologist with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, husband and wife, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx. The monthly P&I is 1,221.34 with an interest rate of 4.625% beginning on xx/xx/2024 and a maturity date of xx/xx/2064. There is no deferred balance and principal-forgiven amount. The loan has been modified twice since origination. | Missing or error on the Rate Lock<br> Transmittal (1008) | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 44.40%. Tape shows income miscalculation. Revised DTI is 62.27%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 6 months on the job as a project manager with XXXX. Additionally, BWR has 1.75 years on the job as a chief technologist with XXXX, FICO 623, and xx residual income."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 44.39%, as the borrower's income is xx and total expenses are in the amount of xx. AUS report is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final transmittal summary is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 44.40%. Tape shows income miscalculation. Revised DTI is 62.27%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 6 months on the job as a project manager with XXXX. Additionally, BWR has 1.75 years on the job as a xxx with xxx, xxx, FICO 623, and xx residual income."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 44.39%, as the borrower's income is xx and total expenses are in the amount of xx. AUS report is missing from the loan documents."<br> \* Transmittal (1008) is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final transmittal summary is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NVIPJH1MASR | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Alabama | xx | xx | xx | Alabama | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.250% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | Unavailable | 35.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 39.585% | First | Short Form Policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with book and page #xx in the amount of xx with MERS as nominee for xx.<br> There is one junior mortgage which was originated on xx/xx/2025 and recorded on xx/xx/2025 with book and page #xx in the amount of xx with MERS as nominee for xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.250%. The current UPB is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the seller's tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 9.16 years on the job as a GIS administrator with the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate.<br>This loan failed the revised loan estimate delivery date test due to the revised loan estimate delivery date is after the initial closing disclosure delivery date."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the loan closed with NBS on the mortgage and title, which is not allowed per AL Housing guidelines. Further details not provided."<br> \* Missing Required Disclosures (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement service providers list is missing from the loan documents." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final CD dated xx/xx/2025 reflects cash to in the amount of xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final CD dated xx/xx/2025 reflects cash to in the amount of xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BGKE5CBXJV0 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Hampshire | xx | xx | xx | New Hampshire | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.183% | 180 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 28.040% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx / xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of town taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.183%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 18.33 years on the job as a senior principal systems engineer with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is not saleable, as the rate was too low. File shows the loan was closed with an interest rate of 2.183%. Subject loan was originated on xx/xx/2022." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges in total that cannot increase more than a 10% tolerance test. LE dated xx/xx/2022 reflects the sum of Section C fees and recording fees at xx. The CD dated xx/xx/2022 reflects the sum of Section C and recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% of the test. The COC for an increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges in total that cannot increase more than a 10% tolerance test. LE dated xx/xx/2022 reflects the sum of Section C fees and recording fees at xx. The CD dated xx/xx/2022 reflects the sum of Section C and recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% of the test. The COC for an increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 3NU0YE9WLQS | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.379% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx R in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.33 years on the job as a quality & EHS director with XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. The CD dated xx/xx/2026 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br>The subject loan is a purchase, originated on xx/xx/2025, and the SOL is 1 year."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The lender increased rental income by removing repair expenses, but the documents did not justify that. When the reviewer included those expenses, income decreased and DTI went above the allowed limit. Further details are not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Moderate | Pass | Pass | Pass | Pass | No Result | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CYHU9QPQ376 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Utah | xx | xx | xx | Utah | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.625% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 39.519% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property originated on xx/xx/2024 in favor of xx. in the amount of xx, which was recorded on xx/xx/2024.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2024, the RFD is curtailment of income.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 8.25 years on the job as a caregiver with xx<br> Additionally, BWR has 2.33 years on the job as a dispatcher with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status. The PH does not show the information about last MI payments." |  | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5UYYAQO1HN7 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Wisconsin | xx | xx | xx | Wisconsin | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Refinance | xx | xx | Streamline Refinance | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | Unavailable | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> There is one code violation lien against the subject property in the amount of xx, which is good through xx/xx/2026.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured." | \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test. (12 CFR §1026.19(e)(3)(iv)(D))<br> A disclosure advising of the revised interest rate, points, lender credits, and any other interest rate dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xx/xx/2025."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on CD dated xx/xx/2025. Initial LE dated xx/xx/2025 reflects lender credit at xx. Final CD dated xx/xx/2025 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2025 and the 3-year SOL is active."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject is not FHA insured and closed with a cancelled FHA case number." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GRWL4MFX2WW | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Commercial Prop | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is stated as investor.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>The subject loan was approved as DSCR.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Property is Commercial Prop (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and file show multiple bedrooms in the 1-unit subject property containing 5 bedrooms and two bathrooms were leased separately. Further details not provided. Elevated for client review." |  |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| E0O2927X0TF | xx | xx |  |  | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | Washington D.C. | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | Second |  | $12241.94 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Investor | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | 37.278% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active prior mortgage against the subject property, which was originated on xx/xx/2025 and recorded on xx/xx/2025 in the amount of xx with MERS as nominee for xx<br> The annual combined taxes for 2024 were paid in the total amount of xx on xx/xx/2024.<br> The annual combined taxes for 2025 were partially paid in the total amount of xx on xx/xx/2025<br> The annual combined taxes for 2025 have been delinquent in the amount of xx, which is good through xx/xx/2026.<br> The 1st installment of combined taxes for 2026 is due in the amount of xx on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.50%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the tape, the subject property is non-owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR is an LLC and the subject loan was approved as DSCR.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* DSCR is less than 1.00 (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Net operating income is xx, annual payments (debt service) are xx, and the debt service cover ratio (DSCR) is 0.87."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "BWR is an LLC. Note and mortgage were signed as a member of the LLC, not as an individual. Loan does not have a personal guarantee." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RGYDTOH4WKG | xx | xx |  |  | xx | xx | xx | Not Applicable | Not Applicable | Not Applicable | xx | xx | Washington D.C. | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Commercial | Fixed |  | Refinance | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Investor | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> There is an active prior mortgage against the subject property originated on xx/xx/2025 in favor of xx, in the amount of xx, which was recorded on xx/xx/2025 with the instrument #xx<br> The 1st installment of combined taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual combined taxes for 2024 were paid in the amount of xx on xx/xx/2024.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is non-owner occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR is an LLC, and the subject loan was approved as DSCR.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The lease agreement is missing from the loan documents.<br>xx/xx/2026: Subject originated xx/xx/2025. Seller provided a lease agreement starting xx/xx/2026 and expiring on xx/xx/2026. Exception remains." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is currently in an LLC held for investment. In order to sell, the loan is required to move out of the LLC, for which the BWR is not interested. Further details not provided."<br> \* Required Documentation Missing or Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Operative rental income is missing from the loan documents." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PLTZJ6PBIYA | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Nebraska | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Investor | Yes | No | Yes | xx | xx | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> According to the collection comment dated xx/xx/2024, the subject property was damaged due to a hurricane. No details are available regarding the estimated repair cost. Also, the tape defect shows the property had sustained damages due to the hurricane.<br> As per the tape data, the subject property is occupied by an unknown party. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO purchase." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NUWXPRWIHDI | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | South Carolina | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a state tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2025 in the amount of xx.<br> There is a credit card judgment against the borrower in favor of xx in the amount of xx, which was recorded on xx/xx/2025.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan does not meet the seasoning requirement for modified loans on a VA refinance loan. Further details not provided. Subject loan originated on xx/xx/2025." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TEF71J3DEOA | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Wisconsin | xx | xx | xx | Wisconsin | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.750% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 42.513% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with xx.<br> There is one junior mortgage against the subject property originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with xx.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 8.58 years on the job as a sales representative at XXXX<br> BWR2 has 1.16 years on the job as an integration care coordinator at XXXX. Previously, BWR2 had multiple jobs in the last two years.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and appraisal report show the appraisal was subject to replacing flooring in the living room and 2 bedrooms. There is a 1004D confirming this was done, except there is no evidence for the installation of smoke detectors. The updated 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount."<br> \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is an HPML, which is not allowed per Wisconsin housing guidelines. The infinity compliance result shows the subject has failed the HPML test. Further details not provided."<br> \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Freddie Mac public guidelines) QM APR threshold test due to APR calculated at 8.627% exceeds the APR threshold of 8.500% over by +0.127%."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the borrowers have one medical collection and some old lates on paid-off accounts in 2019. The DPA/2nd was xx earns interest, and requires a monthly payment. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DZHNZ9OLTHA | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The lease agreement is missing from the loan documents." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows EPD. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XYBQSNXA9CY | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.373% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 36.445% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx. <br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025. <br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per tape data, the subject property is owner-occupied.<br> BWR has 10 years on the job as a clerical worker at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Freddie Mac Condo Project Advisor reflects an incomplete project assessment, resulting in ineligibility. Review of the file shows the condo questionnaire is missing from the loan documents and no special assessment was planned for the condo project. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement is missing from the loan documents." | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SGPHQY72HCZ | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | New Jersey | xx | xx | xx | New Jersey | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.999% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 49.744% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of town taxes for 2026 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of town taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> The annual town taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The utilities charges for 2026 are due in the amount of xx on xx/xx/2026.<br> The sewer charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.999%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> As per the tape data, the subject property is owner-occupied.<br> No comment related to damage or repair is found in the servicing comments.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 4.92 years on the job as a home healthcare with xx<br> BWR2 has 8 months on the job as a special education teacher with xxPreviously, BWR2 had 4.33 years on the job as a teaching at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.74%. Tape shows student loan debt was not included in the DTI calculation. Revised DTI is 68.52%. Further details not provided. Lender defect. Subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 4.92 years on the job as a home healthcare provider with xx has 8 months on the job as a special education teacher with xx, FICO 732, 0X30 since inception, xxK equity in the subject, and xx residual income." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase State Regulations Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the xx or Correspondent Mortgage Banker License prohibited fees test.<br>The below fees were included in the test: <br> MERS Registration Fee paid by Borrower: xx<br> Sellers Agent Real Estate Commission paid by Seller: xx<br> Title CPL Fee paid by Borrower: xx<br> Warehousing Fee paid by Borrower: xx"<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2025 does not reflect Mortgage Broker Fee. The final CD dated xx/xx/2025 reflects Mortgage Broker Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case that originated on xx/xx/2025 and the 1-year SOL is active." |  |  | Moderate | Pass | Pass | Pass | Pass | Fail | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YRBUWRB9LLP | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.655% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 32.214% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx for the amount of xx with MERS as nominee for xx.<br> There are 3 prior IRS liens against the borrower in favor of the xx recorded on xx/xx/2023, xx/xx/2024, and xx/xx/2024.<br> The first installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 6.655%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is owner occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 10.16 years atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not FHA insured." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on CD dated xx/xx/2025. The initial CD dated xx/xx/2024 reflects a lender credit at xx. The final CD dated xx/xx/2025 reflects a lender credit of xx. This is a decrease of xx for the fee, which has a 0% tolerance test. A valid COC for the decrease in fee is missing from the loan documents.<br>Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2024 does not reflect Mortgage Broker fee. CD dated xx/xx/2025 reflects Mortgage Broker fee atxx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is uninsurable as the loan was reviewed for a CofC request of change in loan amount, and AUS findings were approved/eligible, but the loan amount calculation needed to be reviewed. Further details not provided. Subject loan originated on xx/xx/2025." |  |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FGYZ4K2G8LC | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | Second |  | $22006.89 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.250% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Commercial Prop | xx/xx/2025 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 35.439% | First | Commitment | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is an active prior mortgage against the subject property that was originated on xx/xx/2011 and recorded on xx/xx/2011 in the amount of xx with instrument # xx<br> There are 2 prior XXXXs liens against the subject property in favor of xx, which were recorded on xx/xx/2024 and xx/xx/2025 in the total amount of xx.<br> There is a civil judgment against XXXX in favor of xx, et al. which was recorded on xx/xx/2025. The amount of lien is not provided.<br> There are 4 prior civil judgments against XXXX in favor of different plaintiffs, which were recorded on different dates in the total amount of xx.<br> The annual county taxes for 2024 were paid in the amount of xx on xx/xx/2024.<br> The annual county taxes for 2025 have been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.25%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.75 years on the job as an investment partner at XXXX. Previously, BWR had 1.33 years on the job as an investor at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Property is Commercial Prop (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as OO. The tape and appraisal show the subject is a commercial property. File shows the subject is a residential unit within a building on a commercial parcel that houses an XXXX. Each unit is a separate legal unit sharing a common space for ingress/egress. Further details not provided. XXXX search shows an estimated value of xxM. Current UPB is xx4K." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HQKVDV7K7P5 | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 47.410% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The water charges for 2026 have been delinquent in the amount of xx, which is good through xx/xx/2026 and sewer charges are delinquent.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.88%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is currently owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR 1 has 7.41 years on the job as a housekeeper at XXXX<br> BWR 2 has 3.91 years on the job as a room attendant at the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 47.41%. Tape shows an undisclosed liability. Revised DTI is 56.08%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR1 has 7.41 years on the job as a housekeeper at XXXX. BWR2 has 3.91 years on the job as a room attendant at the XXXX, FICO 801, 0X30 since inception, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 47.41%. Tape shows an undisclosed liability. Revised DTI is 56.08%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR1 has 7.41 years on the job as a housekeeper at XXXX. BWR2 has 3.91 years on the job as a room attendant at the xxxx, FICO 801, 0X30 since inception, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R2VH7PDDGP9 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.499% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2024/2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The first installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.499%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show subject did not meet the VA 210-day seasoning period. Subject originated on xx/xx/2025."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2CUDCZ31M3B | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.499% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 22.812% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.449%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 14.75 years on the job as a clinical nurse II with XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the mortgage paid off at closing was not owned by Freddie Mac, and the loan's LTV exceeded the allowable maximum, which is not eligible for sale to Freddie Mac. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QLMUWTV6LEF | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Idaho | xx | xx | xx | Idaho | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.874% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Refinance | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | Unavailable | Not Applicable | 28.625% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the total amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.874%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per seller's tape data, the subject property is non-owner occupied.<br> BWR has 2.50 years on the job as a pipefitter with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Credit Report<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not FHA insured." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test.<br> Initial LE dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. <br> Initial LE dated xx/xx/2025 reflects Loan Origination Fee at xx. Final CD dated xx/xx/2025 reflects Loan Origination Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> Subject loan is refinance case, originated on xx/xx/2025 and the 3-year SOL is active."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan does not meet the 12-month seasoning period requirements for refinance, as the case number for the subject loan was assigned on xx/xx/2024 and the existing mortgage note was signed on xx/xx/2023. Further details not provided."<br> \* Missing credit report (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Credit report is missing from the loan document." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TRVNTUHXVGQ | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | xx | 35.708% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable |  |  |  |  |  |  | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2ndinstallment of county taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB is xx. | Collections Comments:According to the servicing comments, the loan is currently performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 12.25 years.<br> BWR2 has 10.41 years on the job as a caterer at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable |  | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan was designated as a safe harbor QM, but due diligence determined the loan as non-QM, indicating a mismatch in QM classification. Review of the Infinity CE report shows the loan did not fail for QM safe harbor. Further details not provided. Subject originated on xx/xx/2021." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the Mortgage Broker Fee. The CD dated xx/xx/2021 reflects the Mortgage Broker Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is available; the COC is not getting tested due to the loan failing the TRID delivery and timing test. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the Mortgage Broker Fee. The CD dated xx/xx/2021 reflects the Mortgage Broker Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is available; the COC is not getting tested due to the loan failing the TRID delivery and timing test. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9LGK508D0TW | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Minnesota | xx | xx | xx | Minnesota | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.999% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.482% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2026 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.999%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 6.16 years on the job as a systems engineer at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails qualified mortgage lending policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Closing Fee paid by Borrower: xx <br> Points - Loan Discount Fee paid by Borrower: xx <br> Temporary Rate Buydown paid by Borrower: xx <br> Underwriting Fee paid by Borrower: xx"<br> \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceeds the fees threshold of xx over by +xx.<br>The below fees were included in the test:<br> Closing Fee paid by Borrower: xx <br> Points - Loan Discount Fee paid by Borrower: xx <br> Temporary Rate Buydown paid by Borrower: xx <br> Underwriting Fee paid by Borrower: xx"<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx | xx | Moderate | Pass | Fail | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GZ5RU5XBB0N | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.250% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 49.989% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx, L.L.C.<br> There are 6 prior hospital liens against the subject borrower in favor of different plaintiffs, which were recorded on different dates in the total amount of xx.<br> There are 2 hospital liens against the subject borrower in favor of different plaintiffs, which were recorded on xx/xx/2025 and xx/xx/2025 in the total amount of xx.<br> There are 3 prior civil judgments against the subject borrower in favor of different plaintiffs, which were recorded on different dates in the total amount of xx.<br> There are 3 prior credit card judgments against the subject borrower in favor of different plaintiffs, which were recorded on different dates in the total amount of xx.<br> There are 2 civil judgments against the borrower in favor of different plaintiffs, which were recorded on xx/xx/2025 and xx/xx/2026 in the total amount of xx.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which were good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 4.75 years on the job as a CNA care partner at xx <br> BWR2 has 1.41 years on the job as a hand kettle operator atxxBWR2 had multiple jobs in the last 2 years.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape show subject loan is not insured." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the mortgage paid off at closing was not owned by Freddie Mac, and the loan's LTV exceeded the allowable maximum, which is not eligible for sale to Freddie Mac. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan file." | \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.341% exceeds the APR threshold of 8.120% over by +0.221%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the QM safe harbor threshold test due to APR calculated at 8.231% exceeds the APR threshold of 8.120% over by +0.111%." | \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.341% exceeds the APR threshold of 8.120% over by +0.221%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the QM safe harbor threshold test due to APR calculated at 8.231% exceeds the APR threshold of 8.120% over by +0.111%." | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| X2CNV1GW7JD | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2023 with book/page #xx in the amount of xx, with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the collection comment dated xx/xx/2025, the reason for default is a servicing problem.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan approved as a streamline refinance loan.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "As per tape data, the wife of the borrower never signed the QCD. The updated title report dated xx/xx/2026 shows the subject property was acquired by Kyle Greenwood and Katrina Martin through QCD on xx/xx/2019, which was recorded on xx/xx/2019. Subsequently, the subject property was transferred through QCD from Kyle Greenwood and Katrina Martin to Kyle Greenwood on xx/xx/2023 and recorded on xx/xx/2024. This QCD is signed by both owners, Katrina Martin and Kyle Greenwood."<br> \* Required Documentation Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan has a single-premium MI plan and full amount for MI charged at closing." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | Minimal | Pass | Pass | Pass | Pass | Not Covered | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PPTGVKM07TQ | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | Yes | Not Applicable | First | XXXX | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.911% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is one prior credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2019 in the amount of xx.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.33 years on the job as a medical assistant at XXXX Previously, BWR had 1.91 years on the job as a XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test." | xx | xx | Moderate | Pass | Fail | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 21E6RAM53FH | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | FHA | Fixed |  | Cash Out | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 56.351% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior civil case against the borrower in favor of xx, which was recorded on xx/xx/2025.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> As per the comment dated xx/xx/2025, the occupancy of the subject property is stated as an unknown party.<br> As per the comment dated xx/xx/2025, the reason for default is excessive obligations.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 3.08 years on the job as an XXXX with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 56.35%. The Lender did not include the full PITI payment for the rental property. Revised DTI 59.06%. Lender defect. The subject loan originated xx/xx/2024 and the 3-year SOL is active. The BWR is employed with xx of the xx as the XXXX for 3.1 years, FICO 692, xx residual income and xxK equity in the subject property."<br> \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject is not FHA insured due to delinquency, and the servicer is unable to determine whether the loan is insured." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed compliance ease delivery and timing test for revised CD dated xx/xx/2024. Document tracker is missing and 3 business days were added to get receipt date xx/xx/2024 which is after the consummation date xx/xx/2024."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is displaying as delinquent in xx and borrower is 60 days delinquent as per pay history. According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Elevated | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| MSD730EO74N | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 55.551% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with book/page #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.75%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the servicing comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2 years on the job as a clinical supervisor with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial 1003_Application<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject is not FHA insured." | \* Missing Initial 1003_Application (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Initial application is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XEICC7PKMX6 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.749% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Not Applicable | xx | xx | Unavailable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx for the amount of xx with MERS as nominee for xx.<br> There is a prior IRS lien against "xx" in favor of the xx recorded on xx/xx/2016. The SSN mentioned on the supporting document is inconsistent with the borrower's SSN.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 5.749%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is owner occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show subject did not meet the VA 210-day seasoning period. Subject originated on xx/xx/2024."<br> \* ROR not hand dated by borrower(s) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is not hand-dated by the borrower." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HP335I4F6GS | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $8826.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Unavailable | Not Applicable | xx | Not Applicable | xx | 7.534% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 23.315% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2024 were paid in the amount of xx on xx/xx/2024.<br> The annual school taxes for 2024 were paid in the amount of xx on xx/xx/2024.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> The annual Utilities/MUD charges for 2025 were paid in the amount of xx on xx/xx/2026.<br> The annual county taxes for 2025 have been delinquent in the amount of xx, which is good through xx/xx/2026.<br> The annual school taxes for 2025 have been delinquent in the amount of xx, which is good through xx/xx/2026. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.534%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No information has been found related to damage or repairs.<br> BWR1 has been SE for 11.5 years atXXXX. BWR2 has been SE for 11.5 years at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx." | xx |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| O8JLGKQTW9A | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Louisiana | xx | xx | xx | Louisiana | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There are 2 prior credit card judgments against the borrower in favor of xx, as assignee of xx, which were recorded on xx/xx/2023 and xx/xx/2025 in the amount of xx.<br> The annual county taxes for 2025 are exempt on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.375%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show subject did not meet the VA 210-day seasoning period. Subject originated on xx/xx/2025." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement is missing from the loan file." |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Z4U55O1U8X0 | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 42.886% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> The annual school taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> The annual utilities/MUD charges for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 have been due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No information has been found related to damage or repairs.<br> As per the tape, the subject property is owner occupied.<br> The loan has not been modified since origination.<br> BWR1 has 1.58 years on the job as an associate with xx Previously, BWR1 had 1.91 years on the job withxx<br> BWR2 has 8 years on the job as a driver merchandiser withxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test due to a disclosure advising of the revised interest rate, points, lender credits, and any other interest rate-dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xx/xx/2025."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 does not reflects points - loan discount fee. The final CD dated xx/xx/2025 reflects points - loan discount fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fees is missing from the loan documents. Subject loan is purchase case, originated on xx/xx/2025 and the 1 year SOL is active."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is uninsurable by the FHA as the subject loan does not meet the seasoning period requirements between the last transaction of the property and the subject loan. The review of the appraisal report shows the date of the prior transaction of the subject was xx/xx/2025, and the subject loan closed on xx/xx/2025 with a sales price of xxK. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 84EJULZ4M41 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 34.808% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.125%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives SSI and retirement income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and Infinity CE show the LE was not delivered to BWR at least seven (7) business days prior to closing. Further details are not provided.<br>The written list of service providers' disclosure date is less than the seventh business day before consummation of the transaction, xx/xx/2025."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test and charges that in total cannot increase more than 10% tolerance test due to loan failed Initial LE estimate delivery and timing test. Initial LE dated xx/xx/2025 delivered on xx/xx/2025 was not delivered or placed in the mail to the borrower at least seven (7) business days prior to closing xx/xx/2025."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.233% exceeds APR threshold of 8.160% over by 0.073%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 8.232% exceeds APR threshold of 8.160% Over by +0.072%. Subject loan is escrowed." |  | Critical | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1QCK2T0JLNG | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Michigan | xx | xx | xx | Michigan | xx | xx | No | Yes | Not Applicable | First |  | $5045.64 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 39.532% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2024 have been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The 1st installment of county taxes for 2025 has been delinquent in the total amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 4.5 years on the job as a senior IT analyst at the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is as-is. The photo addendum of the appraisal report shows the basement is in poor condition due to water damage. The estimated cost to cure is not available. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback." | xx |  | Moderate | Pass | Fail | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HKG4YSGGDHO | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | Second | XXXX | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Not Applicable | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is an active HOA lien against the subject property in favor of xx, which was recorded on xx/xx/2025 in the amount of xx.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not insurable." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NMZX4Y3XSST | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $3721.66 | xx | xx/xx/2026 | Unavailable | Not Applicable | Not Applicable | Not Applicable | Unavailable | Not Applicable | Unavailable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 41.420% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025-26 has been due in the amount of xx on xx/xx/2026.<br> The 1st installment of county taxes for 2024-25 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2024-25 is delinquent in the amount of xx which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the seller's tape, the property is owner occupied.<br> The RFD is unable to be determined. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 4.58 years on the job as a clinical liaison at xx Additionally, BWR had 1.33 years on the second job as an account manager at xx<br> Foreclosure Comments:Unavailable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows MI coverage on the subject loan has been rescinded." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 41.42%. Tape shows BWR was not employed at closing. Revised DTI is 74.18%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 4.58 years on the job as a clinical liaison at XXXX, FICO 789, 1X30 since inception, and xxK equity in the subject."<br> \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final CD dated xx/xx/2025, reflects cash to in the amount of xx"<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IPPEU3XGTXD | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Tennessee | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 47.141% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual county taxes for 2024 have been paid in the amount of xx on xx/xx/2025.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the servicing comment dated xx/xx/2025, the subject property is owner-occupied.<br>BWR1 has 2 months on the job as a finance director atxxBWR has multiple prior employment experiences as a finance direct between 09/01/2017and xx/xx/2025 for 7.5 years.<br> BWR2 has 8.5 years on the job as an associate at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 47.14%. Tape shows increased DTI of 57.54%. Also, the tape shows the lender did not obtain the final settlement statement of the REO property as evidence for the REO property sold. Further details not provided. Lender defect. Subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 2 months on the job as a finance director at xx; BWR2 has 8.5 years on the job as an associate at xx, FICO 743, 0X30 since inception, xxK equity in the subject, and xxK residual income." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HIS6D05ULRQ | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Minnesota | xx | xx | xx | Minnesota | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.999% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.206% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 7.999% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior credit card judgment against the borrower in the favor of xx, which was recorded on xx/xx/2026 in the amount of xx.<br> There is an IRS lien in favor of the xx, which was recorded on xx/xx/2025 in the amount of xx. The SSN mentioned on supportive documents is inconsistent with the borrower's SSN.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual 1st and 2nd installments of county taxes for 2026 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> The annual water charges for 2026 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.9990%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is in collection.<br> According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the collection comment dated xx/xx/2026, the reason for default is curtailment of income.<br> As per the servicing comment dated xx/xx/2026, the property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2025.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the comment dated xx/xx/2024, the borrower's income was impacted by Covid-19.<br> BWR qualified using an offer letter as an assistant program manager with xxAdditionally, BWR receives trust and social security income. Previously, BWR had 26.41 years on the job as manager with the xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 7.9990% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. There is no deferred balance and principal-forgiven amount. | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 49.20%. Tape shows the lender did not obtain income documentation and miscalculated the income. Revised DTI is 77.60%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2023, and the 3-year SOL is active. BWR qualified using an offer letter as an assistant program manager with xxAdditionally, BWR receives trust and social security income, FICO 741, xxK equity in the subject, and xx residual income."<br> \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows MI was rescinded." | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceeds the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan failed qualified mortgage lending policy points and fees test due to fees charged xx exceeds the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the Qualified Mortgage Lending Policy Points and Fees Test due to the calculated points and fees of xx exceeding the disclosed points and fees of xx for an undisclosed amount of +xx. The below fees were included in the test: Mortgage Broker Fee (Indirect) xx Points - Loan Discount Fee paid by Borrower: xx."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2023 reflects points—a loan discount fee at xx. The CD dated xx/xx/2023 reflects points—a loan discount fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fees is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Z71DCCY41WS | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Washington | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 31.186% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx DT in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2026 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026, respectively.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape, the subject property is currently owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 2.66 years at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and Infinity CE report shows the loan failed the TRID delivery and timing test, as the initial LE was not delivered at least 7 business days prior to closing. Further details not provided."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test and charges that in total cannot increase more than 10% tolerance test due to loan failed initial loan estimate delivery and timing test. Initial loan estimate dated xx/xx/2025 delivered on xx/xx/2025 which is less than 7 business days before the consummation date. Subject loan is a purchase case, originated on xx/xx/2025 and the 1-year SOL is active."<br> \* TRID Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the delivery date test for the revised CD as the revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is after the consummation date. <br>This loan failed the initial loan estimate delivery date test, as the initial loan estimate delivery date is less than the 7 business day before consummation of the transaction. <br>This loan failed the written list of service providers disclosure date test, as the written list of service providers disclosure date is less than the 7 business day before consummation of the transaction." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a)(1)) due to an APR calculated at 8.250%, which is equal to the APR threshold of 8.250%. The subject loan is escrowed. This loan is compliant with regulations 1026.35(b), (c), and (d)." |  | Critical | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 6Q61YHCCMLR | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | xx | No | Loss Mitigation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.000% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 34.164% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | xx | 6.875% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx, dba xx.<br> No active judgments or liens have been found.<br> The 1st & 2nd installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025. <br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx and the deferred balance is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for default is the illness of the borrower's family member.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2025<br> No comment related to damage or repair is found in the servicing comments.<br> The foreclosure was initiated in 2025 with the loan. The lis pendens located at xx PG#23 was filed on xx/xx/2025 with the case #xx. As per the comment dated xx/xx/2025, the foreclosure sale due date is scheduled for xx/xx/2026. As per the comment dated xx/xx/2025, the foreclosure case has been dismissed due to modification. Further details not provided.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 29.58 years at XXXX<br> BWR2 has 2.58 years on the job as an operator at XXXX<br> Foreclosure Comments:The foreclosure was initiated in 2025 with the loan. The lis pendens located at xx PG#23 was filed on xx/xx/2025 with the case #xx. As per the comment dated xx/xx/2025, the foreclosure sale due date is scheduled for xx/xx/2026. As per the comment dated xx/xx/2025, the foreclosure case has been dismissed due to modification. Further details not provided.<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower and the lender on xx/xx/2025. As per the modified term, the new principal balance is xx, out of which xx is an interest-bearing amount, and the deferred amount is xx. The monthly P&I is xx with an interest rate of 6.875% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows assets are insufficient for closing. Bank statements in the file show xxK of assets satisfy the cash to close requirement of xxK at closing. Tape show net proceeds are not available for the subject transaction. The review of loan file shows the net proceeds of xxK from the personal property. Certificate of sale and cashier's check xxK are available in the loan file. Further details not provided. Subject originated on xx/xx/2024." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.166% exceeds APR threshold of 7.950% over by +0.216%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). <br>The loan failed the qualified mortgage safe harbor threshold test due to APR calculated at 8.145% exceeds the APR threshold of 7.950% by +0.195%."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ZVQGD8A5QL7 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Refinance | xx | xx | Streamline Refinance | No | xx | xx | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan does meet the seasoning period requirements for a streamline refinance. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents. The lock confirmation is available at xx." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| P8STE46L558 | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Missouri | xx | xx | xx | Missouri | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 54.421% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens found.<br> The annual installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual sewer charges for 2026 have been due in the amount of xx since xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx, with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the seller's tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found. <br> No post-close bankruptcy record has been found.<br>BWR1 has 3.08 years on the job as a senior accountant with xx<br> BWR2 has 5.75 years on the job as a teacher withxx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock<br> Mortgage Insurance | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not FHA insured."<br> \* MI, FHA or MIC missing and required (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The mortgage insurance certificate is missing from the loan documents." | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows a gift of xxK caused the loan to become ineligible due to the additional risk associated with the gift funds. Review of the AUS and file shows total verified assets of xx satisfying the cash to close requirement of xx. Verification of gift letter and receipt of wire transfer IAO xxK is in file. Further details are not available."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by borrower is missing from the loan file." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| W7RCP5QCWVW | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | VA | ARM |  | Refinance | xx | xx | Streamline Refinance | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB, as reflected in the payment history, is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan was approved as a streamline refinance.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations.<br>This loan failed the TRID disclosure delivery date validation test a revised loan estimate delivery date is before the initial loan estimate."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2025 does not reflect Points - Loan Discount Fee. Post CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. <br> Subject loan is refinance case, originated on xx/xx/2025 and the 3-year SOL is active.<br>TRID violation due to decrease in lender credit in revised loan estimate dated xx/xx/2025. Initial LE dated xx/xx/2025 reflects lender credit at xx. Revised LE dated xx/xx/2025 reflects lender credit at xx. This is decrease of xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. <br> Subject loan is refinance case, originated on xx/xx/2025 and the 3-year SOL is active."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not insurable by the VA, as the interest rate on the subject loan was reduced by 2% and converting the amortization from fixed to ARM. The net tangible worksheet shows the interest of the existing mortgage was at 7.750% and the interest rate of the subject loan is at 5.750%. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Moderate | Pass | Pass | Pass | Pass | No Result | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RLE6YPX0F7C | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | 2 Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 39.567% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st & 2nd installments of county taxes for 2024/2025 have been paid in the amount of xx on xx/xx/2024 and xx/xx/2025.<br> The 1st installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which are good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3.83 years on the job as an associate at xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the MI was rescinded." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 39.56%. Tape shows BWR was not employed at closing. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has 3.83 years on the job as an associate at xx FICO 769, 0X30 since inception, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase, originated on xx/xx/2024, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects the Points - Loan Discount Fee at xx. The CD dated xx/xx/2024 reflects the Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2024, and the 1-year SOL has expired." |  | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OST31XA2MTB | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | No | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 31.407% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.com, LLC.<br> There is an active mortgage against the subject property in favor of xx in the amount of xx, which was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx As per the subordination agreement located at xx, dated xx/xx/2025, this mortgage was subordinated to the subject mortgage.<br> The annual combined taxes for 2026 have been paid in the amount of xx on xx/xx/2026.<br> The annual school taxes for 2025/2026 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> The foreclosure was initiated in 2025 with the loan. As per the servicing comment dated xx/xx/2025, the foreclosure complaint was filed on xx/xx/2025. As per the servicing comment dated xx/xx/2025, the foreclosure case was closed. Further details not provided.<br> No post-close bankruptcy record has been found.<br> As per tape data, the subject property is owner-occupied.<br> BWR has 23 years on the job as an XXXX at XXXX<br> Foreclosure Comments:The foreclosure was initiated in 2025 with the loan. As per the servicing comment dated xx/xx/2025, the foreclosure complaint was filed on xx/xx/2025. As per the servicing comment dated xx/xx/2025, the foreclosure case was closed. Further details not provided.<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test.<br> Initial LE dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. <br> Initial LE dated xx/xx/2025 reflects Appraisal Fee at xx. Final CD dated xx/xx/2025 reflects Appraisal Fee at xx.<br> Initial LE dated xx/xx/2025 does not reflect Appraisal Re-Inspection Fee. Final CD dated xx/xx/2025 reflects Appraisal Re-Inspection Fee at xx.<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br>The subject loan is a refinance case, originated on xx/xx/2025, and the 3-year SOL is active."<br> \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the GSE (FNMA and Freddie Mac) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The test incorporates the following list of fees:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>The loan failed the QM lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. <br> The test incorporates the following list of fees:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "As per the seller tape, there is a title lien defect. The subject loan was originated on xx/xx/2025 and recorded on xx/xx/2025. According to UT, there is a prior mortgage on the property recorded on xx/xx/2025. Based on the subordination agreement recorded on xx/xx/2025, the prior mortgage has been subordinated to the subject mortgage. No other liens or mortgages were found against the subject property."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| M2D62Q7GTU0 | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Missouri | xx | xx | xx | Missouri | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | FHA | Fixed |  | Cash Out | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 56.751% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with xx.com, LLC.<br> No active judgments or liens have been found.<br> For Parcel # xx<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB is xx. | Collections Comments:According to the servicing comments the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is currently owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 receives social security and disability income. <br> BWR2 has 3.08 years on the job as an activity therapist withxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured. PH shows MI is active." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 does not reflect the appraisal re-inspection fee and reflects the appraisal fee at xx. The final CD dated xx/xx/2026 reflects an appraisal re-inspection fee at xx and an appraisal fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. Subject loan is refinance case, originated on xx/xx/2026 and the 3 year SOL is active."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows an unacceptable mortgage history. This is an FHA loan and borrower did not make the December 2025 payment for the prior mortgage." |  |  | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| H0KQP7S4NGB | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Connecticut | xx | xx | xx | New York | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Unavailable | Yes | Loss Mitigation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | xx | 43.393% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 3.250% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with Book/Page #xx in the amount of xx with xx. Com, LLC.<br> No active judgments or liens have been found.<br> The 1st, 2nd, and 3rd installments of town taxes for 2024 have been paid in the total amount of xx on xx/xx/2025, xx/xx/2025, and xx/xx/2026, respectively.<br> The 4th installment of town taxes for 2024 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. The loan was modified on xx/xx/2025, and the due date has been advanced from xx/xx/2023 to xx/xx/2025. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, the reason for default is excessive obligation.<br> As per the comment dated xx/xx/2025, the trial plan was approved for 3 months effective from xx/xx/2025 to xx/xx/2025 in the amount of xx. The comment dated xx/xx/2025 states that the trial plan payments have been completed.<br> The loan was modified on xx/xx/2025.<br> No post-close bankruptcy record has been found.<br> As per the comment dated xx/xx/2024, the foreclosure was initiated on the loan on xx/xx/2023. The first legal action was filed on xx/xx/2024. The service was completed on xx/xx/2024. As per the comment dated xx/xx/2024, the FC was contested. As per the comment dated xx/xx/2025, the FC was put on hold due to loss mitigation. As per the comment dated xx/xx/2025, the FC file was closed due to loan modification.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 has 10.66 years on the job as an XXXX with xx<br> BWR2 has 2.91 years on the job as an associate with xx<br> Foreclosure Comments:As per the comment dated xx/xx/2024, the foreclosure was initiated on the loan on xx/xx/2023. The first legal action was filed on xx/xx/2024. The service was completed on xx/xx/2024. As per the comment dated xx/xx/2024, the FC was contested. As per the comment dated xx/xx/2025, the FC was put on hold due to loss mitigation. As per the comment dated xx/xx/2025, the FC file was closed due to loan modification.<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.250% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. There is no deferred balance or principal forgiven amount. | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report in the loan file is as is. Tape shows dampness in the basement during heavy rainfall by doors/exterior stairs. The 1004D and inspection report by a qualified professional are missing from the loan documents, and the final CD does not reflect the escrow holdback." | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show insufficient funds for the closing and were not satisfactorily documented. The bank statements in the file show xxK and the cash-to-close requirement of xx. Further details not provided. The subject loan originated on xx/xx/2020." | xx |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| E8QQOXCXQQX | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | No | No | xx | Not Applicable | 45.205% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx. Com, LLC.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for xx was paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for xx is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB as reflected in the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 7 months on the job as a network engineering consultant at xx Additionally, BWR has 1.83 years on the job as a caregiver at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. The tape shows the subject is NOO, due to misrepresentation. Further details not provided. Elevated for client review." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan file." | xx |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8RYIMSVTHLY | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Louisiana | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.250% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | xx | 42.670% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for xx. Com, LLC.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is non-owner occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 receives social security income.<br> BWR2 receives social security and pension income.<br> BWR3 has 33 years on the job as a TWU inspector with xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. The tape shows the subject is NOO, due to misrepresentation. Further details not provided. Elevated for client review."<br> \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan MI was rescinded." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as OO at 42.67%. Tape shows subject is NOO due to misrepresentation causing lender to omit BWR primary housing expense. Further details not provided. BWR defect. The subject loan originated on xx/xx/2023, and the 3-year SOL is active. BWR1 receives social security income. BWR2 receives social security and pension income. BWR3 has 33 years on the job as a TWU inspector with xx FICO 790, 0X30 since inception, and xxK equity in the subject." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| A1VA21MC1GL | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.990% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 31.532% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx. Com, LLC.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.990%. The current UPB as reflected in the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.83 years on the job as a technical account manager at xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the condo project is ineligible due to safety, soundness, and structural integrity. The inspection report shows multiple repairs, including but not limited to the deck having nail pops, cracks, chips, substrate damage, and holes. The balcony is in poor condition, having cracks and holes; the metal drip edges have paint delamination, rust, and corrosion. The support beam has cracks and damage. Soffit sheathing has staining and damage. The soffit stucco has cracks and voids. Signs of water intrusion on framing. The inspection report verifying the completion of work is missing. XXXX search shows an estimated value of xxK. Current UPB is xxK." |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test due." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DI6TZR33SOQ | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Connecticut | xx | xx | xx | Connecticut | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.990% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.873% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with Book/Page #xx in the amount of xx with MERS as nominee for xx.com, LLC.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of town taxes for 2024 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB, as reflected in the payment history, is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No information has been found related to damage or repairs.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> BWR has 20 years on the job as a manager with XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1JYYZQSUL28 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.375% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.728% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx. Com, LLC.<br> No active judgments or liens have been found.<br> Parcel # xx<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> Parcel # xx<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.375%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 6 months on the job as a kitchen service staff at xxPreviously, BWR had 2.25 years on the job as a shift leader at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is subject to soundness and structural integrity as the property is ineligible due to safety. Tape and file show the subject property exhibited signs of infestation, settlement separation, water infiltration, dampness in the basement and behind siding, twisted walls, sloped flooring, and ceiling damage. An inspection report by a qualified professional is missing from the loan documents, and the final CD does not reflect the escrow holdback. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 44.73%. The Lender allowed the loan to close with instability of income and multiple significant derogatory accounts on credit. Lender defect. Revised DTI cannot be determined. The subject loan originated xx/xx/2024 and the 3-year SOL is active. The BWR is employed withxx as a Kitchen/Service Staff worker for 6 months, FICO 705, xxK reserves and xx equity in the subject property. 0X30 since inception." | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed GSE (Fannie Mae public guidelines) Predatory Lending Guidance as the loan failed the allowable points and fees test.<br>Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan failed GSE (Fannie Mae public guidelines) HOEPA Points and fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in this test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx." |  |  | Minimal | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FASBCHJTP15 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Michigan | xx | xx | xx | Michigan | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.990% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 12.000% |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.487% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | xx | 4.990% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.com, LLC.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.99%. The current UPB as per the payment history is xx and the deferred balance is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB as per the payment history is xx.<br> As per collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the collection comment dated xx/xx/2025, the reason for default is excessive obligation.<br> The loan was modified on xx/xx/2025.<br> No information related to the damage or repair was found in the collection comments.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.16 years on the job as a gear specialist at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx (akaXXXX), and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx, out of which xx is the interest-bearing amount. There is a deferred balance of xx. The monthly P&I is xx with an interest rate of 4.99% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. The loan has been modified once since origination. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 43.48%. Tape shows the lender omitted a revolving debt with a xx monthly payment and an auto lease with a xx monthly payment at origination, and documentation to support the omission was not provided. Inclusion of these liabilities results in a DTI of 52%. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 2.16 years on the job as a gear specialist at XXXX, FICO 651, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 reflects the credit report fee at xx. The CD dated xx/xx/2022 reflects credit report fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2022, and the SOL is 1 year."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43.48%, the borrower income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx Pg#144), and its recommendation is "xx" with a DTI of 43.48%." |  | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XLACOVXGR2Z | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.990% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 41.134% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument # xx in the amount of xx with xx. Com, LLC.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 has 3.5 years on the job as a senior software release engineer at xx<br> BWR2 has 1.58 years on the job as a scrum master at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 41.13%. Tape shows the lender missed verifying that BWR2 was not employed at closing. The revised DTI is 62.30%. Lender defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR1 has 3.5 years on the job as a senior software release engineer at xx. BWR2 has 1.58 years on the job as a scrum master at xx, LLC, FICO 772, 0X30 since inception, and xxK equity in the subject." |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx<br>The loan fails the Qualified Mortgage Lending Policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx"<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LWHC12P3W23 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.760% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.com, LLC.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual water taxes for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.08 years on the job as an associate at XXXX. Additionally, BWR was a full-time student at XXXX for 2.5 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* LE/CD Issue date test Fail (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date is less than three business days before the consummation date xx/xx/2025."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan closed with an LTV of 96% does not meet guidelines of Freddie Mac, as the existing mortgage paid was a private mortgage and not owned by Freddie Mac. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OBJWLCDCANN | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | xx | 48.596% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx. Com, LLC.<br> No active judgments or liens have been found.<br> The annual utilities/MUD charges for 2025 have been paid in the amount of xx on xx/xx/2026.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the comment dated xx/xx/2024, the subject property is owner-occupied.<br> According to the comment dated xx/xx/2024, one window was broken due to a disaster. Further details are not provided. Unable to confirm the status of repairs. Subsequent comments do not show any damage.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.41 years on the job as a homemaker with Homemaker.<br> BWR2 has 1.16 years on the job as an electrician with XXXX Previously, BWR2 had multiple jobs in the past.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 48.59%. The tape shows lender missed WVOE clearly showing BWR was not employed prior to closing. Lender defect. The subject loan was originated on xx/xx/2024, and the 3-year SOL is active. BWR has 2.41 years on the job as a homemaker with XXXX, FICO 745, 0X30 since inception, and xxK equity in the subject." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IB3KNRTP9FA | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Pennsylvania | xx | xx | xx | Pennsylvania | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Cash Out | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 31.978% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.Com, LLC.<br> No active judgments or liens have been found.<br> The annual town taxes and county taxes for 2026 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> The annual school taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> The annual utilities/MUD charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 15.91 years on the job as a lawyer at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not FHA insured." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Pennsylvania license validation test due to the Pennsylvania HB 2179 requires non-exempt mortgage lenders engaged in the business of making mortgage loans to be licensed, effective November 5th, 2008.<br>The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2025 does not reflect an appraisal re-inspection fee. The final CD dated xx/xx/2025 reflects an appraisal re-inspection fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case, originated on xx/xx/2025, and the 3-year SOL is active."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the FHA loan did not make the November payment, as it is now 30 days delinquent on the prior mortgage. Further details not provided. The subject loan originated on xx/xx/2025."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 6CJ3LJ0AGIC | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $4301.37 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.375% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 48.361% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.Com, LLC.<br> No active judgments or liens have been found.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2024.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The 1st installment of school taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of school taxes for 2025 is delinquent in the amount of xx on xx/xx/2026 and good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.375%. The current UPB as reflected in the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 5.16 years atXXXX Additionally, BWR has been SE for 1.66 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 48.36%. Tape shows asset misrepresentation, as the gift letter check was altered. Further details not provided. BWR defect. Subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 5.16 years at XXXX. Additionally, BWR has been SE for 1.66 years at BXXXX. FICO 747, and xxK equity in the subject. 0X30 last 24 months."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 does not reflect Mortgage Broker Fee. Final CD dated xx/xx/2022 reflects Mortgage Broker Fee at xx. This is an increase fee in the amount of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 48.36% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by LP (XXXX) and its recommendation is Accept with a DTI of 48.00%." |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DPIWUW3GDT5 | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Idaho | xx | xx | xx | Idaho | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 8.940% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.com, LLC.<br> There are 2 prior civil judgments against the subject borrower in favor of different plaintiffs, which were recorded on xx/xx/2016 and xx/xx/2017 in the total amount of xx.<br> The 1st annual installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd annual installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.13%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> BWR1 and BWR2 have been SE for 33.91 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 8.94%. The Lender allowed the loan to close when the SE BWR had a Chapter 11 Bankruptcy discharged xx/xx/2025. Lender defect. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR's are SE with xx for 34 years, FICO 741, xxK reserves and xxK equity in the subject property." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is subject to the completion of the new flooring in the second-floor bathroom, and there are a few broken cabinet doors/door fronts in the kitchen and one of the bathrooms. The estimated cost to cure is available in the amount of xx. 1004D, or a structural inspection report by a licensed professional, is missing from the loan documents, and the final CD does not reflect the escrow holdback amount."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows a significant derogatory credit event. As per tape defect, the borrower had filed Chapter 11 bankruptcy and was discharged on xx/xx/2025. The subject loan was originated on xx/xx/2025. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 600ZHU2CAUK | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.990% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.986% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.Com, LLC.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.990%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 15.83 years on the job as an international sales executive with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 43.98%. Tape shows income miscalculation, as the lender used declining bonus income to qualify. Revised DTI is 51.92%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 15.83 years on the job as an international sales executive with XXXX, FICO 764, 0X30 since inception, xxK equity in the subject, and xx residual income." |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 45P4K2YLEFB | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | No | No | xx | Not Applicable | 42.980% | First | Final policy | Not Applicable | Not Applicable | Not Applicable |  |  |  |  |  |  | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with bk/pg #4556 / 149 in the amount of xx with MERS as nominee for xx.com, LLC. <br> No active judgments or liens have been found. <br> The 1st and 2nd installments of combined taxes for 2024, 2025, and 2026 have been paid in the total amount of xx on different dates. <br> The annual utilities/MUD charges for 2026 are due in the amount of xx on xx/xx/2025. <br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. <br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. <br> No details pertaining to the damage to the subject property have been observed. <br> As per the tape, the subject property is owner-occupied. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> BRW has been SE at XXXX for 10.25 years and at XXXX for 3.25 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable |  | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and appraisal report show that the appraised value is not supported by comparables, and the value is xxM. Comp #1, with a sales price of xxM, is closest to the subject property. XXXX search shows an estimated value of xxM. Current UPB is xx5K." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8CHVGQKOGI0 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.625% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2024 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 42.194% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument # xx in the amount of xx with MERS as nominee for xx.com, LLC.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for default is servicing problem.<br> As per the collection comments, the subject property is occupied by an unknown person.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 1.66 years at XXXX. Additionally, BWR receives VA benefits income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is an NOO purchase, originated on xx/xx/2024." | xx |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SIM7F5F1ZT9 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | Yes | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Unavailable | No | Other | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2019 | xx/xx/2019 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | Not Applicable | xx | Primary | Yes | No | No | xx | Not Applicable | 49.826% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 3.125% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument #xx in the amount of xx with MERS as nominee for xx.Com, LLC.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025/2026 have been paid in the amount of xx on xx/xx/2025.<br> The annual county taxes for 2025/2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB is xx. The due dates are advanced from xx/xx/2020 to xx/xx/2025 due to loan modification. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2025, the reason for default is a servicing problem.<br> As per the collection comment dated xx/xx/2026, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2025.<br> No details pertaining to the damage to the subject property have been observed.<br> The foreclosure was initiated on the loan in 2024. As per servicing comments dated xx/xx/2024, the foreclosure sale was scheduled for xx/xx/2024. The date of sale was postponed several times, and as per the servicing comment dated xx/xx/2024, the foreclosure sale was scheduled for xx/xx/2024. As per the servicing comment dated xx/xx/2024, the foreclosure has been put on hold due to litigation. As per the collection comment dated xx/xx/2025, the FC case was closed due to loan modification. Further details not provided.<br> No post-close bankruptcy record has been found.<br> BWR has 1.75 years on the job as a commercial card sales officer II at XXXX. Previously, BWR had 10 years on the job as an SR account executive 1 commercial at XXXX<br> Foreclosure Comments:The foreclosure was initiated on the loan in 2024. As per servicing comments dated xx/xx/2024, the foreclosure sale was scheduled for xx/xx/2024. The date of sale was postponed several times, and as per the servicing comment dated xx/xx/2024, the foreclosure sale was scheduled for xx/xx/2024. As per the servicing comment dated xx/xx/2024, the foreclosure has been put on hold due to litigation. As per the collection comment dated xx/xx/2025, the FC case was closed due to loan modification. Further details not provided.<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.125% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. There is no deferred balance and principal-forgiven amount. |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.82%. Tape shows rental income miscalculation, and the lender did not obtain supporting documents to verify REO housing expenses. Revised DTI is 74%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2019, and the 3-year SOL has expired. BWR has 1.75 years on the job as a commercial card sales officer II at XXXX N.A, FICO 788, and xx residual income."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43%, as the borrower's income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU Locator xx#177, and its recommendation is Accept with a DTI of 49.826%." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XTWWUM6J9E5 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.625% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 41.787% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | xx | 7.000% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with MERS as nominee for "xx".<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been exempted on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB, as reflected in the payment history, is xx and there is a deferred balance in the amount of xx.<br> The due dates are adjusted from xx/xx/2024 to xx/xx/2025 due to loan modifications. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for default is the illness of the borrower.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has been modified on xx/xx/2025.<br> No foreclosure activity has been found.<br> BWR receives VA compensation and child support income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, "xx" and the lender, "xx" on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 7.000% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. There is a deferred balance in the amount of xx, and the interest-bearing amount is xx. There is no principal forgiven amount. | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan is not eligible for sale to Freddie Mac as the borrower had multiple mortgage late payments in the last 12 months. Further details are not provided. Subject loan was originated on xx/xx/2022." | xx |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| JJQFK8W7PCQ | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Oregon | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | Unavailable | 2.375% | 180 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Unavailable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Unavailable |  | Not Applicable | PUD | Not Applicable | xx | Primary | No | Not Applicable | Unavailable | Unavailable | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 2.375% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx for the amount of xx with MERS as nominee for xx.com, LLC.<br> There is a junior mortgage against the subject property that was originated on xx/xx/2023 and recorded on xx/xx/2023 with the lender xx.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 2.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The loan was modified on xx/xx/2025.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2025, the reason for default is curtailment of income.<br> As per the comment dated xx/xx/2025, there is dispute regarding loss mitigation. Further details are not provided. <br> As per the comment dated xx/xx/2024, the borrower's income was impacted by Covid-19. FB plans ran and were extended several times from xx/xx/2023 to xx/xx/2024.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, XXXX, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 2.375% beginning on xx/xx/2025 and a maturity date of xx/xx/2042. There is no deferred balance and principal forgiven amount. | Credit Application<br> Credit Report<br> Flood Certificate<br> Hazard Insurance<br> Initial 1003_Application<br> Initial Escrow Acct Disclosure<br> Missing Dicsloures<br> Missing Initial Closing Disclosure<br> Missing Initial LE<br> Missing or error on the Rate Lock<br> Note<br> Notice of Servicing Transfer<br> Origination Appraisal<br> Right of Rescission<br> Transmittal (1008) | xx | 3: Curable |  | \* Missing Appraisal (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. Realtor search shows an estimated value of xxM. Current UPB xxK.<br> xx/xx/2026: Seller comment noted. Seller commented the loan closed with PIW. PIW is missing from the loan file."<br> \* Note is missing or unexecuted (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The original note is missing. The lost note affidavit is not available in the loan file. The loan was modified on xx/xx/2025." | xx |  | Moderate | Pass | Fail | No Result | Not Covered | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KHE3T1VKJPE | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Minnesota | xx | xx | xx | Minnesota | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | Not Applicable | Not Applicable | Primary | Yes | Yes | No | xx | Not Applicable | 19.782% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.com, LLC.<br> No active judgments or liens have been found.<br> The 1st & 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 & xx/xx/2025.<br> The 1st & 2nd installments of county taxes for 2026 are due in the total amount of xx on xx/xx/2026 & xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2 months on this job as a director of health services at xxBWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. Tape shows property is NOO due to misrepresentation. Further details were not provided. Elevated for client review." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated amount of xxK. Current UPB is xxK."<br> \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx." | xx |  | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| A1TEZX5FF55 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.332% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | xx | 5.500% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.Com LLC.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx, and the deferred balance is xx. The loan was modified on xx/xx/2025, and the due date has been advanced from xx/xx/2024 to xx/xx/2025. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx, and the deferred balance is xx.<br> As per the comment dated xx/xx/2025, the reason for default is excessive obligation.<br> As per the comment dated xx/xx/2025, the trial MOD plan was approved for 3 months, which was effective from xx/xx/2025 to xx/xx/2025 in the amount of xx. <br> The loan was modified on xx/xx/2025.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 14.83 years on the job as a laborer with XXXX. in Houston. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx (deceased), and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.500% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. There is a deferred principal balance in the amount of xx, and the interest-bearing balance is xx. The modification has a balloon provision in the amount of xx, which will be payable at maturity. |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 45.33%. Tape shows undisclosed installment debt with a monthly payment of xx opened prior to closing. Revised DTI is 58%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 14.83 years on the job as a laborer with XXXX. in Houston, FICO 644, xxK equity in the subject, and xx residual income."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.33%, as the borrowers' income is xx and total expenses are in the amount of xx. The loan was underwritten by LP (xx.pdf_Pg#275), and its recommendation is "xx" with a DTI of 45.33%." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 3KUGKL7TZ8E | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Georgia | xx | xx | xx | Georgia | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2025 | Unavailable | Unavailable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.990% | 240 |  | xx/xx/2023 | xx/xx/2023 |  | FHA | Fixed |  | Cash Out | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.959% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with book/page # xx in the amount of xx with MERS as nominee for xx.Com, LLC.<br> There is an active prior mortgage against the subject property, which originated on xx/xx/1989 and recorded on xx/xx/1989 in the amount of xx with xx. <br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> The water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.990%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the comment dated xx/xx/2025, the RFD is excessive obligations.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> As per the comment dated xx/xx/2024, the subject property needs repair. Unable to determine the estimated cost for cure and current status of repairs. Subsequent comments do not show any damages.<br> As per the comment dated xx/xx/2025, the foreclosure was initiated on the loan. As per the comment dated xx/xx/2025, the step sale was scheduled for xx/xx/2025. And the FC was closed due to HAF. Further details are not provided.<br> No post-close bankruptcy record has been found.<br> BWR receives social security income.<br> Foreclosure Comments:As per the comment dated xx/xx/2025, the foreclosure was initiated on the loan. As per the comment dated xx/xx/2025, the step sale was scheduled for xx/xx/2025. And the FC was closed due to HAF. Further details are not provided.<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and appraisal report show the central HVAC is currently not functional, and a missing section of fascia along the rear side and front and side step handrails are loose and considered a safety concern. The estimated cost to cure is available in the amount of xx. 1004D, or a structural inspection report by a licensed professional, is missing from the loan documents, and the final CD does not reflect the escrow holdback amount."<br> \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not FHA insured." |  | \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.319% exceeds APR threshold of 9.170% over by +0.149%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the FHA qualified mortgage safe harbor threshold test due to APR calculated at 9.319% exceeds the APR threshold of 9.315% over by +0.004%."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8U4S3KSGCKF | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2024 | xx | Secondary | Yes | Yes | No | xx | Not Applicable | 30.108% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument # xx in the amount of xx with MERS as nominee for xx.com, LLC.<br> No active judgments or liens have been found.<br> The annual installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2026.<br> The annual installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the collection comment dated xx/xx/2025, the reason for default is curtailment of income.<br> As per the collection comment dated xx/xx/2025, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 25.25 years on the job as a truck driver at the city of XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the GSE (FNMA and Freddie Mac) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The test incorporates the following list of fees:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>The loan failed the QM lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. <br> The test incorporates the following list of fees:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The seller's tape data shows EPD with respect to any mortgage loan that becomes thirty (30) days or more delinquent before the related mortgagor has made any of the first three (3) scheduled monthly payments due after the related closing date (such event, the "xx"), the seller. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. Review shows ATR confirmed at time of origination." |  |  | Elevated | Not Covered | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| X235CEGMUMJ | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Idaho | xx | xx | xx | Washington | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.750% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2021 | xx | Secondary | Yes | Yes | No | xx | Not Applicable | 36.587% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.Com, LLC.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the seller's tape, the property occupancy is stated as second home. <br> The loan has not been modified since origination.<br> As per the comment dated xx/xx/2024, the subject property was damaged due to fire on xx/xx/2022. As per the comment dated xx/xx/2024, the loss draft check was received in the amount of xx. As per the comment dated xx/xx/2024, the loss draft check was received in the amount of xx. And as per the comment dated xx/xx/2025, the loss draft check was received in the amount of xx. As per the seller's response received on xx/xx/2026, the fire claim in question is currently closed with all received claim funds released to the borrower. The loss draft team received verbal confirmation from the borrower on xx/xx/2026 of 100% repair completion. <br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has been SE for 22.91 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 36.58%. Tape shows the lender qualified the borrower using a 2020 S-Corp average income of xx per month, while the income documentation reflects a declining trend from 2019 through 2021, and the 2021 YTD P&L supports a lower monthly income of xx, indicating the income used to qualify is not stable. Revised DTI is 68.55%. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 22.91 years at XXXX, FICO 785, 0X30 in the last 24 months, xxK equity in the subject, and xx residual income." |  | Minimal | Not Covered | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $125836.47 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R08WCY10XBF | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.990% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.362% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.com, LLC.<br> No active judgments or liens have been found.<br> The annual county taxes for 2024 were paid in the total amount of xx on xx/xx/2024.<br> The annual county taxes for 2025 were paid in the total amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.99%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is subject to. The photo addendum shows water damage on the ceiling and wall. The estimated cost to cure is not available in the loan file. The 1004D and inspection report by a qualified professional are missing from the loan documents, and the final CD does not reflect the escrow holdback." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 44.36%. Tape shows undisclosed auto debt. The revised DTI is 61.27%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR receives social security income, FICO 774, 0X30 since inception and xxK equity in the subject and xx residual income." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 032URUBXFXC | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 44.826% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with xx.com, LLC.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 receives social security income. BWR2 receives pension and social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. The tape shows the subject is NOO due to occupancy misrepresentation. Further details not provided. Elevated for client review." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the GSE (FNMA and Freddie Mac) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. <br> The test incorporates the following list of fees:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>The loan failed the QM lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. <br> The test incorporates the following list of fees:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx." | xx |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VO575H0BPPY | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.000% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2026 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 53.209% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property that was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> The annual city taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | The loan was originated on xx/xx/2026, and the first payment is due on xx/xx/2026. According to the tape as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.000%. The current UPB reflected as per the tape is xx. | Collections Comments:The current status of the loan is performing.<br> According to the tape as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape is xx.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 8 years on the job as xxAdditionally, BWR receives rental income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 53.20%. Tape shows lender used tax returns for one rental and lease agreement for another rental and did not meet guidelines. Further details not provided. Lender defect. The subject loan originated on xx/xx/2026, and the 3-year SOL is active. BWR has 23.5 years on the job as an E-7 with the xx. Additionally, BWR receives rental income, and FICO 686."<br> \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject originated xx/xx/2026. Reaching out to seller for copy of FHA connection. <br> xx/xx/2026: Seller confirmed that the subject loan is not insured." | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Application Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Validation Services Fee paid by Borrower: xx.<br>The loan failed the qualified mortgage lending policy points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Application Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Validation Services Fee paid by Borrower: xx."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Rebuttable Presumption - defined by loan findings (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the FHA QM rebuttable presumption test due to the fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Application Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Validation Services Fee paid by Borrower: xx." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final CD dated xx/xx/2026 reflects cash to the borrower in the amount of xx."<br> \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed FHA QM safe harbor test due to APR calculated 7.840% exceeds disclosed APR of 7.090% variance by 0.750%." |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 7BF5OVWW05O | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 34.590% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are two active prior state tax liens against prior owner "xx" in favor of xx, xx, State of California, which were recorded on xx/xx/2025 in the amount of 444.17. <br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual sewer charges for 2026 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. The PH shows a large transaction of principal payments other than P&I on xx/xx/2026 in the amount of xx. As per the collection comment dated xx/xx/2026, those are borrower payments. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 8.83 years on the job as a production supervisor at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan exceeded the maximum allowable 80% LTV for a cash-out transaction. Review of the file shows the subject loan was approved at 70% LTV. Subject originated on xx/xx/2025." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock provided expired on xx/xx/2025 and the loan closed on xx/xx/2025. No lock extension found." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0BMXI80SH7Q | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | $1495.88 | xx | 7.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | ARM |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The tax status is to follow. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current interest-only payment is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. The interest-only period is effective till xx/xx/2035. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property occupancy is stated as an investment.<br> CCs do not show damage to the subject property.<br> The subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Property Marketability Issues (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and files show the subject is in C5 condition due to significant deferred maintenance that materially affects livability and marketability and had multiple interior and exterior repairs. 1004D/inspection reports by a qualified professional are missing from the loan documents, and the final CD does not reflect the escrow holdback. Field review shows deferred maintenance costs of up to xxK." | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan is NOO and purchase transaction originated on xx/xx/2025. Seller confirmed no lease agreement is available and the rental income was calculated using VeriClear report." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AOHLET81GT3 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | ARM |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 42.763% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the property is owner-occupied.<br> BWR1 has 2.75 years on the job as a physician atxx<br> BWR2 has 2.16 years on the job as a registered dietitian at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 42.76%. Tape shows rental income could not be verified and was ineligible for qualification. Revised DTI is 60%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 2.75 years on the job as a physician atxx BWR2 has 2.16 years on the job as a registered dietitian at xx, LLC, FICO 737, 0X30 since inception, xxK equity in the subject, and xx residual income." | \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DRUPQQ9E2MH | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.100% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.124% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.100%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 5.25 years on the job as a contract specialist at the xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 45.12%. The tape shows rental income miscalculation. The revised DTI is 56.67%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 5.25 years on the job as a contract specialist at the xx FICO 777, 0X30 since inception, xxK equity in the subject, xxK reserves and xx residual income." |  |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| O5C23I0YWKW | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.990% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.980% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026.The current UPB, reflected as per the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.58 years on the job as a finance manager at xx BWR has multiple prior employment experiences as a finance manager with xxbetween xx/xx/2022 and xx/xx/2024 for 1.32 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 50%. Tape shows bonus income miscalculation and REO housing expenses miscalculation. Revised DTI is 57%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 1.58 years on the job as a finance manager at xx. FICO 788, 0X30 since inception, xxK equity in the subject, xxK reserves and xx residual income." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BIM7WNSKPEG | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Massachusetts | xx | xx | xx | Massachusetts | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 2 Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 39.297% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st, 2nd, and 3rd installments of town taxes for 2026 were paid in the total amount of xx on different dates.<br> The 4th installment of town taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 20 years on the job as a divisional VP atXXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan met Citi Jumbo guidelines at the time of origination; Citi later updated requirements to include both the broker and seller on certain documents. Review of the file shows the loan was originated through a mortgage broker. Further details not provided. Subject originated on xx/xx/2022." | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on closing disclosure dated xx/xx/2022. The initial LE dated xx/xx/2022 reflects Lender Credit at xx. Final CD dated xx/xx/2022 reflects Lender Credit at xx. This is a decrease of - xx for a fee that has a 0% tolerance test. A valid COC is missing from the loan file. The subject loan is a refinance, originated on xx/xx/2022 and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Moderate | Pass | Pass | Pass | Pass | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ZVZCDRONT08 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $261.12 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 37.304% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025/2026 was paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025/2026 is due in the total amount of xx on xx/xx/2026.<br> The annual county taxes for 2025 have been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. <br> The PH shows a large transaction of principal payments other than P&I on xx/xx/2024, xx/xx/2024, xx/xx/2025, and xx/xx/2025 in the total amount of xx. As per the comments dated xx/xx/2024, xx/xx/2024, xx/xx/2025, and xx/xx/2025, these are the borrower's payments.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per tape data, the subject property is owner-occupied.<br> BWR has 2.58 years on the job as a software developer at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan met Citi Jumbo guidelines at the time of origination; Citi later updated requirements to include both the broker and seller on certain documents. Review of the file shows the loan was originated through a mortgage broker. Further details not provided. Subject originated on xx/xx/2022." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 3ZQI8GF4KL9 | xx | xx | xx |  | xx | xx | xx | xx | xx | xx | xx | xx | Tennessee | xx | xx | xx | Tennessee | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | xx | 38.340% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water and sewer charges for 2026 are due in the amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 4 months on the job as a sales representative at XXXX Previously, BWR had 3.66 years on the job as a sales representative with XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan met Citi Jumbo guidelines at the time of origination; Citi later updated requirements to include both the broker and seller on certain documents. Review of the file shows the loan was originated through a mortgage broker. Further details not provided. Subject originated on xx/xx/2022." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| MOKTAB05BC5 | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 29.034% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 25.25 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows investor guidelines required wholesale loans to include the broker and the seller on a couple of documents, and only the seller was included. Further details not provided. Subject loan originated on xx/xx/2022." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. The subject loan is a refinance, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID violation due to a decrease in lender credit on the closing disclosure dated xx/xx/2022. The initial LE dated xx/xx/2022 reflects lender credit at xx; the final CD dated xx/xx/2022 reflects lender credit at xx. This is a decrease of +xx for the fee, which has a 0% tolerance test. The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 does not reflect appraisal - 2nd appraisal fee. The CD dated xx/xx/2022 reflects appraisal - 2nd appraisal fee is xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Not Covered | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5VSDKXLIHES | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Pennsylvania | xx | xx | xx | New Jersey | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 180 |  | xx/xx/2026 | xx/xx/2026 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 12.557% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a prior civil judgment against the prior borrower xx in favor of xx, which was recorded on xx/xx/2021 in the amount of xx.<br> The taxes information is not mentioned.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3.58 years on the job as an accounting manager withxx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show a special assessment planned for roof damage for the subject condo project. The amount of the special assessment is not available in the condo questionnaire. Subject loan closed with PIW. Final inspection report from a licensed professional verifying the completion of repairs is missing from the loan file. Final CD does not reflect any escrow holdback." | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Compliance is failing for state regulations PA license validation test."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R7Y25UAY43I | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Missouri | xx | xx | xx | Missouri | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.830% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 6 months on the job as a business developer at xx BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.83%. Tape shows student loan was not disclosed at the time of closing. Revised DTI is 60%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 6 months on the job as a business developer at xx, FICO 786, 0X30 since inception, xxK equity in the subject, and xx residual income." |  | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PDA15Z0FKOQ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Minnesota | xx | xx | xx | Minnesota | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 47.248% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> Parcel # xxxx<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and on xx/xx/2025.<br> The 1st and 2nd installments of county taxes for 2026 are due in the total amount of xx on xx/xx/2026 and on xx/xx/2026.<br> Parcel # xxxx<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The 1st installment of county taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> Parcel # xxxx<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The 1st installment of county taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 28 years on this job as a benefit installation analyst at xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and condo questionnaire show the subject condo project's association repairs were not completed and documented as a special assessment to complete this work in the amount of xxM. The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. The current UPB is xxK." |  |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NDZ4CELVD8O | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Jersey | xx | xx | xx | New Jersey | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2019 | xx/xx/2019 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2019 | xx | Primary | No | Not Applicable | Not Applicable | xx | Not Applicable | 44.947% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument #xx in the amount of xx with xx. No active judgments or liens have been found. The annual utilities charges for 2026 have been paid in the amount of xx on xx/xx/2026. The first installment of Town taxes for 2026 has been paid in the amount of xx on xx/xx/2026. The second installment of town taxes for 2026 is due in the amount of xx on xx/xx/2026. No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. As per the tape, the subject property is owner-occupied. The loan has not been modified since origination. No details pertaining to the damage to the subject property have been observed. No foreclosure activity has been found. No post-close bankruptcy record has been found. BWR has 1.25 years on the job as a gas station attendant at XXXX. Additionally, BWR receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 44.94%. Tape shows an income calculation error, and the BWR was not employed at the time of closing. Further details not provided. Lender defect. The subject loan originated on xx/xx/2019, and the 3-year SOL has expired. BWR has 1.25 years on the job as a gas station attendant at XXXX, FICO 746, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase State Regulations Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the New Jersey Mortgage Banker or Correspondent Mortgage Banker License prohibited fees test. The below fees were included in the test:<br> Processing Fee paid by Borrower: xx<br> Title - Tracking Discharge of Mortgages paid by Borrower: xx<br> Title- Closing Protection Letter paid by Borrower: xx<br> Title- Flood Cert Fee paid by Borrower: xx<br> Title- Notice of Settlement paid by Borrower: xx<br> Title- Tax Certificate paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx<br> Verification of Employment paid by Borrower: xx."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The flood certificate is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.94%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (XXXX), and its recommendation is "Approve/Eligible" with a DTI of 44.94%." |  | Moderate | Pass | Fail | Pass | Pass | Fail | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| A8K9FF2LD6N | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.625% | 180 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | No | Not Applicable | No | xx | Not Applicable | 60.946% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual utilities/MUD charges for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.625 %. The current UPB is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 9 months on the job as a human capital clerk at XXXX. BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 60.94%. Tape shows the DTI of 60.95% exceeds investor guidelines. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 9 months on the job as a human capital clerk at XXXX, FICO 779, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Flood certification is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 60.946%, as the borrower's income is xx, and total expenses are in the amount of xx. The loan was underwritten by DU (Copy of XXXX Pg#5), and its recommendation is "Approve/Eligible" with a DTI of 60.94%." |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 07JRNJHYUX3 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | No | Not Applicable | Not Applicable | xx | Not Applicable | 49.625% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> For Parcel #xx<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> For Parcel #xx<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 10.33 years on the job as a machinist at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 3: Curable |  | \* Home Equity Consumer Disclosure is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity consumer disclosure is missing from the loan documents."<br> \* Home Equity Loan Copies of Documents is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan copies of documents are missing from the loan documents."<br> \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan interest and fees pre-closing disclosure is missing from the loan documents."<br> \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan notice of address for borrower notification of violation is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges in total cannot increase more than a 10% tolerance test. The LE dated xx/xx/2022 reflects the sum of Section C fees and recording fees at xx. The CD dated xx/xx/2022 reflects the sum of Section C and the recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% of the test. The COC for an increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2022, and the 3-year SOL has expired."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Flood certificate is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 49.62% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by LP Locator XXXX and its recommendation is Accept with a DTI of 50%." |  | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TTP1Q9IEZC5 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2004 | xx/xx/2004 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Manufactured Housing | xx/xx/2004 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 27.241% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2004 and recorded on xx/xx/2005 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The 1st installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx(PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the deferral agreement dated xx/xx/2021, which is located at "xx" the servicer deferred 13 payments in the amount of xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | HUD-1 Closing Statement | xx | 4: Unacceptable | \* Property is Manufactured Housing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The ALTA 7 endorsement is not attached to the final title policy. The legal description attached to the subject mortgage does not show the VIN or serial number. The affidavit of affixation is not available to confirm whether the mobile home is affixed to a permanent foundation." | \* HUD-1 Closing Statement missing or unsigned (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Final HUD-1 reflects points and fees are handwritten and not signed by the borrower."<br> \* Property type is inconsistent with the tape (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows single family and appraisal shows manufactured home." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The HUD-1 dated xx/xx/2004, reflects cash to in the amount of xx." |  | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LZKHX5ROO4T | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2007 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 37.152% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument #xx in the amount of xx with xx<br> There is a junior credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2023 in the amount of xx.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final HUD-1 dated xx/xx/2007 reflects cash to the borrower in the amount of xx."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Moderate | Not Covered | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 61XJ6YI47GX | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Chapter 7 | xx | Unavailable | No | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2005 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.407% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument # xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the deferral agreement dated xx/xx/2021, which is located at (XXXX) the servicer deferred 15 payments in the amount of xx.<br> No foreclosure activity has been found.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2021. The BK was discharged on xx/xx/2021 and terminated on xx/xx/2021.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2021. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The BK was discharged on xx/xx/2021 and terminated on xx/xx/2021. | Not Applicable |  | xx | 1: Acceptable |  |  |  |  | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SFZ0M05W78K | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | xx | No | Unavailable | Chapter 7 | xx | Not Applicable | No | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2001 | xx/xx/2001 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2000 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 25.488% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2010 | xx | Not Applicable | 5.500% | xx | xx/xx/2010 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2001 and recorded on xx/xx/2001 with instrument # xx in the amount of xx with xx<br> There is a junior credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2022 in the amount of xx.<br> There is a UCC financing statement against the subject property for roof replacement, gutter replacement, shingles, and haul away in favor of xx, which was recorded on xx/xx/2024.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2010.<br> The foreclosure was initiated in 2015 with the loan. As per the notice of lis pendens located at Ln#xx#46, the foreclosure complaint was filed on xx/xx/2015 with the case #CJ-xx, which was recorded on xx/xx/2015. The sale was scheduled on xx/xx/2016. The FC was put on hold due to the BK filing. The foreclosure case was dismissed on xx/xx/2017. Further details not provided.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case # xx on xx/xx/2016. The BK was discharged on xx/xx/2017 and terminated on xx/xx/2017.<br> As per tape data, the subject property is owner-occupied.<br> Foreclosure Comments:The foreclosure was initiated in 2015 with the loan. As per the notice of lis pendens located at Ln#xx#46, the foreclosure complaint was filed on xx/xx/2015 with the case #CJ-xx, which was recorded on xx/xx/2015. The sale was scheduled on xx/xx/2016. The FC was put on hold due to the BK filing. The foreclosure case was dismissed on xx/xx/2017. Further details not provided.<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case # xx on xx/xx/2016. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The BK was discharged on xx/xx/2017 and terminated on xx/xx/2017.<br>| The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2010. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.500% beginning on xx/xx/2010 and a maturity date of xx/xx/2040. There is no deferred balance and principal forgiven amount. The loan has been modified once since origination. |  | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx Calculated finance charge is xx for an under disclosed amount of - xx." |  | Moderate | Not Covered | Fail | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PAE7NXQ9074 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.250% | 360 |  | xx/xx/2011 | xx/xx/2011 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2011 | xx | Primary | Yes | Yes | No | xx | xx | 50.093% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2011 and recorded on xx/xx/2011 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> There are 2 credit card judgments. The first judgment is in favor of xx, which was recorded on xx/xx/2020 in the amount of xx, and the second is in favor of xx, which was recorded on xx/xx/2025 in the amount of xx. The SSN # mentioned on the document does not match with the borrower's SSN #.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> As per the seller's tape, the subject property is owner-occupied.<br> No comment related to damage or repair is found in the servicing comments. <br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not insured." |  | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the FHA tax service fee test. <br> The below fee was included in the test:<br> Tax Service Fee paid by Borrower: xx."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TILA finance charge test. Finance charge disclosed on Final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx." |  | Moderate | Not Covered | Fail | Pass | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NKQGXWM47IC | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arkansas | xx | xx | xx | Arkansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2016 | xx/xx/2016 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2016 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 47.505% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2016 and recorded on xx/xx/2016 with bk/pg #xx for the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual county taxes for 2024 have been paid in the amount of xx on xx/xx/2025.<br> The annual county taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2024, the subject property is owner occupied.<br> As per the comment dated xx/xx/2024, the reason for the default is curtailment of income.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3.16 years on the job as a production professional at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the UFMIP was split into financed and paid portions, which is not allowed per HUD guidelines. Further details not provided. Subject originated on xx/xx/2016." | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days before the consummation date."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 7HVUUAGN66Y | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Chapter 7 | xx | Unavailable | No | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2006 | xx/xx/2006 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2006 | xx | Primary | Yes | Yes | No | xx | xx | 61.106% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2015 | xx | Not Applicable | 4.375% | xx | xx/xx/2015 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2006 and recorded on xx/xx/2006 with instrument #xx in the amount of xx with xx.<br> There is a junior mortgage against the subject property, which was originated on xx/xx/2023 and recorded on xx/xx/2023 in favor of xx, NA, dba xx, in the amount of xx.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2015.<br> No foreclosure activity has been found.<br> According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 7 with the case # xx on xx/xx/2009. The BK was discharged on xx/xx/2010 and terminated on xx/xx/2010.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 7 with the case # xx on xx/xx/2009. The BK was discharged on xx/xx/2010 and terminated on xx/xx/2010. | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2015. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.375% beginning on xx/xx/2015 and a maturity date of xx/xx/2054. There are no deferred balance and principal forgiven amount. The loan has been modified once since origination. | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status. The PH does not have MI payments information." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows servicing repurchase due to a loan being serviced under a repayment plan that is not eligible under the MPF Program. No details of a repayment plan in the file or collection comments. Further details are not provided." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* ROR not hand dated by borrower(s) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR not hand-dated by borrower." |  | Moderate | Pass | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8QNYHUR6N0V | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Unavailable | No | Not Applicable | Chapter 13 | xx | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2008 | xx/xx/2008 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2008 | xx | Primary | Yes | Yes | No | xx | xx | 53.291% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2020 | xx | xx | 3.625% | xx | xx/xx/2020 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2008 and recorded on xx/xx/2008 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB as reflected in the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2020.<br> The foreclosure was initiated in 2016 with the loan. The notice of sale dated xx/xx/2015 is located at xx PG#24 and shows the subject property was advertised for sale. As per the withdrawal of the notice of sale dated xx/xx/2020 located at xx PG#20, the notice of sale was canceled and withdrawn. Further details were not provided.<br> According to the PACER, the borrower filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2016. The bankruptcy was terminated on xx/xx/2022.<br> Foreclosure Comments:The foreclosure was initiated in 2016 with the loan. The notice of sale dated xx/xx/2015 is located at xx PG#24 and shows the subject property was advertised for sale. As per the withdrawal of the notice of sale dated xx/xx/2020 located at xx PG#20, the notice of sale was canceled and withdrawn. Further details were not provided.<br> Bankruptcy Comments:According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2016. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor, BOKF, N.A. a national banking association d/b/a XXXX, on xx/xx/2016, with the secured claim amount of xx and the arrearage amount of xx. The amended Chapter 13 plan was filed on xx/xx/2017 and confirmed on xx/xx/2017. The borrower has promised to make a monthly payment of xx for 4 months and xx for 56 months to the trustee under the Chapter 13 plan. The bankruptcy was terminated on xx/xx/2022. | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2020. As per the modified term, the new principal balance is xx, out of which xx is the interest-bearing amount and the deferred amount is xx. The monthly P&I is xx with an interest rate of 3.625% beginning on xx/xx/2020 and a maturity date of xx/xx/2060. The loan has been modified three times since origination. | Appraisal (Incomplete)<br> Missing or error on the Rate Lock<br> Right of Rescission | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report was completed 'subject to' since the property is under construction. The available 1004D shows that all items have been completed except for the kitchenette on the lower level. The cost to cure has not been provided. A revised 1004D is missing from the loan file. A XXXX search shows an estimated value of xxK. The current UPB is xxK" | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA right of rescission test, as the ROR is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." |  | Moderate | Pass | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Y3QRY5BGWUF | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.875% | 84 |  | xx/xx/2003 | xx/xx/2003 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2003 | xx | Primary | Yes | Yes | No | xx | xx | 26.413% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2003 and recorded on xx/xx/2003 with instrument #xx in the amount of xx with xx.<br> There is an active junior civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2024 in the amount of xx. <br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the total amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB, as reflected in the payment history, is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> No information has been found related to damage or repairs.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> Unable to determine the reason for default.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows Repurchase - Balloon reset mortgage reached maturity, and no reset documents have been applied to Freddie, nor has mod been completed. The loan was not modified since origination. As per the balloon rider located at "xx", the maturity date extends to xx/xx/2033." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA foreclosure rescission finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Moderate | Pass | Fail | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1BDMGGDGLAJ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2004 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 32.948% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with Book/Page#xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape, the subject property is owner-occupied.<br> The reason for the default is unable to be determined.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final HUD-1 dated xx/xx/2005 reflects cash to in the amount of xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XDVNG0N750A | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Chapter 7 | xx | Not Applicable | Yes | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2004 | xx/xx/2004 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2004 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 36.200% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2019 | xx | Not Applicable | 5.750% | xx | xx/xx/2019 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2004 and recorded on xx/xx/2004 with instrument #xx for the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 5.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is owner occupied.<br> The loan was modified on xx/xx/2019.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2019. The BK was discharged on xx/xx/2019 and terminated on xx/xx/2019.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2019. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The reaffirmation agreement was filed on xx/xx/2019. The BK was discharged on xx/xx/2019 and terminated on xx/xx/2019. | The modification agreement was made between the borrower, xx f/k/a XXXX, and the lender, xx, on xx/xx/2019. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.750% beginning on xx/xx/2019 and a maturity date of xx/xx/2059. There is no deferred balance and principal forgiven amount. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Elevated | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Y6OKT5ZISNX | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2004 | xx/xx/2004 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2004 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 35.111% | First | Short Form Policy | Not Applicable | Not Applicable |  | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2004 and recorded on xx/xx/2004 with instrument # xx in the amount of xx with xx<br> There is a child support lien against XXXX in favor of xx, which was recorded on xx/xx/2021 in the amount of xx.<br> There is a child support lien against the borrower in favor of xx. Frair, which was recorded on xx/xx/2022 in the amount of xx.<br> There is a state tax warrant with ID # xx against xx in favor of the xx, which was recorded on xx/xx/2022 in the amount of xx. The SSN mentioned on supportive documents is inconsistent with the borrower's SSN.<br> There is a state tax warrant with ID # xx against xx in favor of the xx, which was recorded on xx/xx/2026 in the amount of xx. The SSN mentioned on supportive documents is inconsistent with the borrower's SSN.<br> There are 2 state tax warrants with IDs #xx in favor of the xx, which were recorded on xx/xx/2017 and xx/xx/2021 in the amount of xx. The SSN mentioned on supportive documents is inconsistent with the borrower's SSN.<br> There is a state tax warrant with ID # xx in favor of the xx, which was recorded on xx/xx/2021 in the amount of xx. The SSN mentioned on supportive documents is inconsistent with the borrower's SSN.<br> There is a state tax warrant with ID # xx in favor of the xx, which was recorded on xx/xx/2019 in the amount of xx. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The deferment agreement is located at XXXX<br> The payment deferral agreement located at XXXX reflects the deferral amount is xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final HUD-1 dated xx/xx/2004 reflects cash to in the amount of xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 825VRJJ145F | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Chapter 7 | xx | Unavailable | No | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | Fixed |  | Purchase | xx | xx | Unavailable | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2005 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 50.800% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2018 | xx | Not Applicable | 4.500% | xx | xx/xx/2018 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument # xx in the amount of xx with xx The subject mortgage was re-recorded on xx/xx/2005 to correct the assumption fee amount on Page 13, Clause #25.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which was due on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2018.<br> No foreclosure activity has been found.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case # xx on xx/xx/2018. The BK was discharged on xx/xx/2018 and terminated on xx/xx/2018.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case # xx on xx/xx/2018. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The BK was discharged on xx/xx/2018 and terminated on xx/xx/2018. | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2018. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.500% beginning on xx/xx/2018 and a maturity date of xx/xx/2048. There is no deferred balance and principal-forgiven amount. |  | xx | 2: Acceptable with Warnings |  |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. Final HUD-1 dated xx/xx/2005 reflects cash to in the amount of xx." |  | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R2S0ZJYO78Q | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.000% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2005 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 39.117% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.00%. The current UPB reflected as per the payment history is xx, and the deferred balance is xx. <br> As per the deferral agreement located at "xx" there is a deferred principal balance of xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx, and the deferred balance is xx.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. Final HUD-1 dated xx/xx/2005 reflects cash to in the amount of xx." |  | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| UBXJ82671NH | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2005 | xx | Primary | Yes | Yes | No | xx | xx | 29.760% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which was due on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.75%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured." |  |  |  | Minimal | Not Covered | Pass | No Result | Pass | Not Covered | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1R80S58TYGE | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Chapter 13 | xx | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2005 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 26.001% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2010 | xx | Not Applicable | 4.875% | xx | xx/xx/2010 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument #xx for the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 4.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is owner occupied.<br> The loan was modified on xx/xx/2010.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2013. The BK was discharged on xx/xx/2018 and terminated on xx/xx/2018.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2013. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor, BOKF, N.A. on xx/xx/2014, with the secured claim amount of xx and the arrearage amount of xx. The Chapter 13 plan was filed on xx/xx/2013. The amended chapter 13 plan was filed on xx/xx/2014, and the plan was confirmed on xx/xx/2014. The debtor has promised to pay the trustee the amount of xx for 54 months. There is no comment indicating a cramdown. The BK was discharged on xx/xx/2018 and terminated on xx/xx/2018. | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2010. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.875% beginning on xx/xx/2010 and a maturity date of xx/xx/2050. There is no deferred balance and principal forgiven amount. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test: On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Elevated | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HUBOBK3TXBQ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Chapter 7 | xx | Not Applicable | No | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2005 | xx | Primary | Yes | Yes | No | Unavailable | Not Applicable | 35.563% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2018 | xx | Not Applicable | 5.875% | xx | xx/xx/2018 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument #xx in the amount of xx with xx<br> There is a junior civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2024 in the amount of xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are delinquent in the amount of xx, which is due on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2018.<br> No foreclosure activity has been found.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2009. The BK was discharged on xx/xx/2009 and terminated on xx/xx/2009.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2009. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The BK was discharged on xx/xx/2009 and terminated on xx/xx/2009. | The modification agreement was made between the borrower, xx, aka XXXX, and the lender, xx, on xx/xx/2018. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.875% beginning on xx/xx/2018 and a maturity date of xx/xx/2058. There is no deferred balance and principal forgiven amount. | Credit Report<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Credit report is missing from loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9VPP220QD0O | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2005 | xx/xx/2005 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2005 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 39.100% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2022 | xx | Not Applicable | 5.875% | xx | xx/xx/2022 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2005 and recorded on xx/xx/2005 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The water charges for 2025 are delinquent in the amount of xx on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the death certificate, which is located at "xx" the borrower, xx, was deceased on xx/xx/2019. According to the updated title report, the loan assumption agreement was made between theXXXX, deceased ("xx"), and XXXX ("xx") on xx/xx/2022, which was recorded on xx/xx/2022. As per the assumption agreement, "xx" will assume the unpaid principal balance and payments pursuant to the subject note and security agreement.<br> The loan was modified on xx/xx/2022.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2022. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.875% beginning on xx/xx/2022 and a maturity date of xx/xx/2062. There is no deferred balance and principal-forgiven amount. |  | xx | 2: Acceptable with Warnings |  |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. Final HUD-1 dated xx/xx/2005 reflects cash to in the amount of xx." |  | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IRUMCOU5IZC | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2006 | xx/xx/2006 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2006 | xx | Primary | Yes | Yes | No | xx | xx | 28.145% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2006 and recorded on xx/xx/2006 with instrument # xx in the amount of xx with xx.<br> There is junior mortgage against subject property was originated on xx/xx/2026 and recording on xx/xx/2026 with instrument #xx in the amount of xx.<br> There are two civil judgments against the borrower in favor of xx, which were recorded on xx/xx/2025 and xx/xx/2025 in the amount of xx.<br> There is a junior state tax warrant against the borrower in favor of the xx with warrant xx, which was recorded on xx/xx/2025 in the amount of xx.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.13%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> Unable to determine RFD.<br> The loan has not been modified since origination.<br> As per the seller's tape data, the subject property is owner-occupied.<br> No foreclosure activity has been found. <br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Moderate | Not Covered | Fail | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HEEMX5PAKON | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2006 | xx/xx/2006 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2006 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 40.358% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2022 | xx | Not Applicable | 3.125% | xx | xx/xx/2022 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2006 and recorded on xx/xx/2006 with instrument #xx for the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 3.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is occupied by an unknown party. <br> The loan was modified on xx/xx/2022.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2022. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 3.125% beginning on xx/xx/2022 and a maturity date of xx/xx/2062. There is no deferred balance and principal forgiven amount. |  | xx | 1: Acceptable |  |  |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RRR0GIMH3V4 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2007 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 29.249% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2022 | xx | Not Applicable | 6.250% | xx | xx/xx/2022 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument #xx in the amount of xx with xx<br> There are six state tax warrants against the borrower in favor of the xx, which were recorded on different dates in the total amount of xx. <br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx, with an interest rate of 6.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine RFD.<br> As per the seller's tape data, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2022.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx. dba xx, on xx/xx/2022. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.50% beginning on xx/xx/2022 and a maturity date of xx/xx/2052. There are no deferred balances or principal forgiven amounts. The loan has been modified twice since origination. |  | xx | 2: Acceptable with Warnings |  |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final HUD-1 dated xx/xx/2007 reflects cash to in the amount of xx." |  | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BBFVMSQXP70 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Manufactured Housing | xx/xx/2007 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 41.946% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2021 | xx | Not Applicable | 6.625% | xx | xx/xx/2021 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument # xx in the amount of xx with xx.<br> There is an active state tax warrant against the borrower in favor of the xx, which was recorded on xx/xx/2025 with warrant xx in the amount of xx. The SSN on the supportive document is consistent with the borrower's SSN.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which was due on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx, with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2021.<br> As per the seller's tape data, the subject property is owner-occupied.<br> No foreclosure activity has been found. <br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2021. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.625% beginning on xx/xx/2021 and a maturity date of xx/xx/2061. There is no deferred balance and principal-forgiven amount. |  | xx | 2: Acceptable with Warnings |  |  | \* Property is Manufactured Housing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The manufactured home rider attached with the recorded mortgage located at "xx" states that the manufactured home with serial # XXXX and XXXXX/A has been affixed to the permanent foundation. The ALTA 7 endorsement is attached with the final title policy." |  | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| I4500I86AD9 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.250% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Manufactured Housing | xx/xx/2007 | xx | Primary | Yes | Yes | No | Unavailable | Not Applicable | 35.172% | First | Short Form Policy | Not Applicable | Not Applicable |  | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.25%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> As per the payment deferral agreement dated xx/xx/2022 (located at "xx"), 17 payments were deferred in the total amount of xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property is Manufactured Housing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The manufactured home rider attached to the recorded mortgage located at "xx" states that the manufactured home with serial # XXXX has been affixed to the permanent foundation." |  | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| U6RA25FIOKT | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arkansas | xx | xx | xx | Arkansas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Chapter 7 | xx | Not Applicable | No | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2007 | xx/xx/2007 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2007 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 36.671% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2018 | xx | Not Applicable | 4.750% | xx | xx/xx/2018 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2007 and recorded on xx/xx/2007 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.75%. The current UPB as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB as per the payment history is xx.<br> The loan was modified on xx/xx/2018.<br> According to the PACER, the co-borrower, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2019. The BK was discharged on xx/xx/2020.<br> As per the tape, the subject property is owner-occupied.<br> As per the servicing comment dated xx/xx/2025, the borrower has filed a claim for bedroom, garage/utility, roof, and siding/window damage due to wind. The date of loss is xx/xx/2025. As per the comment dated xx/xx/2025, the lost draft check was received in the amount of xx on xx/xx/2025. There is no evidence to confirm the current status of repairs.<br> No foreclosure activity has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the co-borrower, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2019. As per statement of retention provided in the voluntary petition, the borrower intends to retain the subject property. The BK was discharged on xx/xx/2020. | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2018. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.75% beginning on xx/xx/2018 and a maturity date of xx/xx/2058. There is no deferred balance and principal-forgiven amount. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final HUD-1 dated xx/xx/2007 reflects cash to in the amount of xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $21045.83 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| G3QDRL2P2PH | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2008 | xx/xx/2008 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2008 | xx | Primary | Yes | Yes | No | xx | xx | 42.292% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2008 and recorded on xx/xx/2008 with instrument #xx in the amount of xx with xx<br> There is one junior mortgage against the subject property, which originated on xx/xx/2025 and was recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status. The PH does not have MI payments information." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows an increase in property tax. Revised DTI is 45.6%. Further details not provided." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| JXEFBY6AHD4 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | xx | xx | Kansas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Chapter 7 | xx | Not Applicable | No | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2008 | xx/xx/2008 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2008 | xx | Primary | Yes | Yes | No | xx | xx | 46.954% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2024 | xx | Not Applicable | 6.875% | xx | xx/xx/2024 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2008 and recorded on xx/xx/2008 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2024.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2023. The BK was discharged on xx/xx/2023 and terminated on xx/xx/2023.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case #xx on xx/xx/2023. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The BK was discharged on xx/xx/2023 and terminated on xx/xx/2023. | The modification agreement was made between the borrowers, xx, and the lender, xx, on xx/xx/2024. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.875% beginning on xx/xx/2024 and a maturity date of xx/xx/2063. There is no deferred balance and principal-forgiven amount. The loan has been modified once since origination. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test. On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Elevated | Not Covered | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XZ3S126J3TA | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2008 | xx/xx/2008 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | xx | xx | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2008 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 35.325% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2008 and recorded on xx/xx/2008 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status. PH does not show MI payments.<br>4-8-2026: Seller confirmed the loan is not insured." |  | \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test. On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Elevated | Not Covered | Pass | No Result | Pass | Not Covered | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4F04YJBJVRV | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.125% | 360 |  | xx/xx/2008 | xx/xx/2008 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | xx | xx | Not Applicable | Not Applicable |  | Not Applicable | Single Family | xx/xx/2008 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 23.919% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2008 and recorded on xx/xx/2008 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 have been due in the amount of xx since xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status.<br>04-xx: Seller confirmed the loan is not insured." |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final HUD-1 dated xx/xx/2008 reflects cash in the amount of xx."<br> \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the tax service fee test.<br> The below fee was included in the test:<br> Tax Related Service Fee paid by Borrower: xx"<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test: On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Elevated | Not Covered | Pass | No Result | Pass | Not Covered | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KF4NU5DBZQT | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.875% | 360 |  | xx/xx/2009 | xx/xx/2009 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 31.675% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2019 | xx | Not Applicable | 4.875% | xx | xx/xx/2019 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2009 and recorded on xx/xx/2009 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The water charge for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. <br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2019.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower and the lender on xx/xx/2019. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.875% beginning on xx/xx/2019 and a maturity date of xx/xx/2059. There is no deferred balance and principal-forgiven amount. | Origination Appraisal | xx | 2: Acceptable with Warnings |  |  | \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK." |  | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DAC6Y14IFGO | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.875% | 360 |  | xx/xx/2009 | xx/xx/2009 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2009 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 34.274% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2009 and recorded on xx/xx/2009 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB, as reflected in the payment history, is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RW8CDQMGL7M | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 360 |  | xx/xx/2009 | xx/xx/2009 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2009 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 17.105% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2018 | xx | Not Applicable | 5.500% | xx | xx/xx/2018 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2009 and recorded on xx/xx/2009 with instrument # xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per tape data, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2018.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2018. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.500% beginning on xx/xx/2018 and a maturity date of xx/xx/2058. There is no deferred balance and principal-forgiven amount. The loan has been modified for the first time since origination. | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AVWV6EOYY6G | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arkansas | xx | xx | xx | Arkansas | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.375% | 360 |  | xx/xx/2009 | xx/xx/2009 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 69.317% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2018 | xx | Not Applicable | 5.375% | xx | xx/xx/2018 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2009 and recorded on xx/xx/2009 with instrument # xx in the amount of xx with xx <br> There is a junior state tax lien against the borrower xx in favor of the xx, which was recorded on xx/xx/2012 in the amount of xx. <br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of xx. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. The RFD is unable to be determined. The loan was modified on xx/xx/2018. No foreclosure activity has been found. No post-close bankruptcy record has been found. As per the seller's tape, the property is owner occupied. No details pertaining to the damage to the subject property have been observed. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2018. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 5.375%, beginning on xx/xx/2018 and a maturity date of xx/xx/2058. There are no deferred balance and principal forgiven amount. | Origination Appraisal | xx | 2: Acceptable with Warnings |  |  | \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK." |  | Minimal | Pass | Pass | No Result | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ZRQEO2LO51Y | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.875% | 240 |  | xx/xx/2011 | xx/xx/2011 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2011 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 9.039% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2011 and recorded on xx/xx/2011 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner occupied. <br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Right of Rescission | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan originator of the new mortgage must be the servicer of the existing loan. Further details not provided." | \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| N5C2M5IUGEU | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.750% | 360 |  | xx/xx/2013 | xx/xx/2013 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2013 | xx | Investor | Yes | Yes | No | xx | xx | 49.151% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2013 and recorded on xx/xx/2013 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> There is an active code enforcement against the subject property in favor of the xx, which is recorded on xx/xx/2023. The amount of the lien is not mentioned on the document.<br> There is a junior credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2024 in the amount of xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.750%. The current UPB reflected as per payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the borrower owned 5-10 financed properties at the time of closing, and the loan is a cash-out transaction on an investment property and did not meet the lender xx. Further details not provided. Subject originated on xx/xx/2013." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| JJH0Q8DB2CM | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Arkansas | xx | xx | xx | Arkansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Unavailable | No | Unavailable | Chapter 13 | xx | Unavailable | Not Applicable | xx | Not Applicable | xx | 4.500% | 360 |  | xx/xx/2012 | xx/xx/2012 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 44.322% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2012 and recorded on xx/xx/2012 with book #XXXX and page #XXXX in the amount of xx with xx DBA xx.<br> There is a junior mortgage against the subject property in favor of xx, which was recorded on xx/xx/2023 with instrument no. xx in the total amount of xx.<br> The annual county taxes for 2024 have been paid in the amount of xx on xx/xx/2025.<br> The annual county taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> As per the servicing comment dated xx/xx/2024, the borrower has filed a claim for sliding/window damage due to a storm, and the date of loss is xx/xx/2024. As per the comment dated xx/xx/2024, the loss draft check was received in the amount of xx. No further information regarding damage/repairs was found in the comments.<br> The loan has not been modified since origination.<br> As per the updated title report dated xx/xx/2026, the lis pendens was filed on xx/xx/2014 and recorded on xx/xx/2014 with Book #2014 and page #31983. Further details are not provided.<br> According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case # xx on xx/xx/2014. The BK was discharged on xx/xx/2018.<br> Foreclosure Comments:As per the updated title report dated xx/xx/2026, the lis pendens was filed on xx/xx/2014 and recorded on xx/xx/2014 with Book #2014 and page #31983. Further details are not provided.<br> Bankruptcy Comments:According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case # xx on xx/xx/2014. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The POC was filed by the creditor, XXXX on xx/xx/2014, with the secured claim amount of xx and the arrearage amount of xx. The chapter 13 plan filed on xx/xx/2014 was confirmed on xx/xx/2014. The borrower has promised to make monthly payments of xx for 60 months to the trustee under the Chapter 13 plan. The BK was discharged on xx/xx/2018. | Not Applicable | Origination Appraisal<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal is missing from the loan file."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan file." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HDTLJROAX9N | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kansas | xx | xx | xx | New Jersey | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.000% | 360 |  | xx/xx/2013 | xx/xx/2013 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 2 Family | xx/xx/2013 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 30.689% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2013 and recorded on xx/xx/2013 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the borrower owned 5-10 financed properties at the time of closing, and the subject loan was originated with an LTV of 75%. Further details not provided. Subject originated on xx/xx/2013." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Y2BZ3VO8P43 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | Texas | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2015 | xx/xx/2015 |  | Conventional | ARM |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2015 | xx | Secondary | Yes | Yes | No | xx | xx | 30.194% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2015 and recorded on xx/xx/2015 with instrument #xx in the amount of xx with xx, Na D/B/A XXXX.<br> There is a junior mortgage against the subject property originated on xx/xx/2024 and recorded on xx/xx/2024 in the amount of xx with MERS as nominee for xx.<br> Parcel # xx and Parcel # xx<br> The first and second installments of county taxes for xx have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the deferment agreement dated xx/xx/2021, which is located at xx) the servicer deferred 16 payments in the amount of xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1 year on the job as a surgeon with XXXX Previously, BWR had 6.41 years on the job as a surgeon with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject is an ARM loan. Tape shows the lender did not use the state-specific ARM disclosure. Review of the loan files shows ARM disclosure is available in the loan documents. Further details are not provided. Subject loan originated on xx/xx/2015." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. <br> The loan failed the TILA APR test due to APR calculated at 3.682% exceeds the disclosed APR of 3.353% by -0.329%."<br> \* Initial Good Faith Estimate is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial GFE is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents." |  | Moderate | Not Covered | Fail | Pass | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OF1DGV6T0NT | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.625% | 360 |  | xx/xx/2013 | xx/xx/2013 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2013 | xx | Secondary | Yes | Yes | Yes | xx | Not Applicable | 41.155% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2013 and recorded on xx/xx/2013 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The loan has not been modified since origination.<br> As per the tape, the subject property is occupied by an unknown party.<br> No comment related to damage or repair is found in the servicing comments.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the borrower is employed by a family member and needs 2 years of tax returns. Further details not provided. The subject loan was originated on xx/xx/2013." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Moderate | Not Covered | Fail | Pass | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1WPZ093Y53Z | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 180 |  | xx/xx/2014 | xx/xx/2014 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2014 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 45.540% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2014 and recorded on xx/xx/2014 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> There is a junior medical lien against the borrower in favor of xx, which was recorded on xx/xx/2022 in the amount of xx.<br> For Parcel # xx<br> The annual combined taxes for 2025 have been paid in the total amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the occupancy of the subject property is stated as an investor.<br> As per the comment dated xx/xx/2024, the subject property had roof, garage, and utility damage due to hail. The date of loss is xx/xx/2024. The borrower received the claim check in the amount of xx. No comments were found regarding completion of repairs. Subsequent CCs do not show damages.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 4 years at XXXX. Additionally, BWR receives rental income. <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 1: Acceptable |  |  |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $24085.84 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9XVVX1MSML4 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arkansas | xx | xx | xx | Arkansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.750% | 360 |  | xx/xx/2014 | xx/xx/2014 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2014 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 52.494% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2014 and recorded on xx/xx/2014 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx, with an interest rate of 3.75%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the seller's tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3 years on the job as a labor at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing Dicsloures<br> Notice of Servicing Transfer | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not FHA insured." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is subject to the replacement of broken windows. The estimated cost to cure is xx. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback." | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails Tax Service Fee Test due to fees charged (xx) exceeding fees threshold of xx over by +xx. The below fee was included in the test:<br> Tax Service Fee paid by Borrower: xx"<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Missing Required Disclosures (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement service providers list is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Servicing transfer disclosure is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WY2ZXWKS9N9 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.750% | 360 |  | xx/xx/2014 | xx/xx/2014 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2007 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 24.084% | First | Short Form Policy | Not Applicable | Not Applicable | xx/xx/2014 | xx | Not Applicable | 4.750% | xx | xx/xx/2023 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2014 and recorded on xx/xx/2014 with instrument #xx in the amount of xx with xx, NA dba xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which was due on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2023.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 9 years on the job as a front desk manager at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2023. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.750% beginning on xx/xx/2023 and a maturity date of xx/xx/2063. There is no deferred balance and principal forgiven amount. | Good Faith Estimate<br> Missing or error on the Rate Lock<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA foreclosure rescission finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx."<br> \* Good Faith Estimate missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Final GFE is missing from the loan documents."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan document." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DTBAG6VIKP5 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $3965.66 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 180 |  | xx/xx/2014 | xx/xx/2014 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2014 | xx | Primary | Yes | Yes | No | xx | xx | 39.224% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2014 and recorded on xx/xx/2014 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2024 have been paid in the amount of xx on xx/xx/2025.<br> The annual combined taxes for 2025 have been paid in the partial amount of xx on xx/xx/2026.<br> The annual combined taxes for 2025 have been delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is currently owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE as a building maintenance professional for 1.25 years. Additionally, BWR1 has 1.41 years on the job as a cart driver at XXXX<br> BWR2 has 11.66 years on the job as a shift manager at XXXX.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock<br> Notice of Servicing Transfer | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 39.22%. The tape shows the lender did not obtain written verification of the co-borrower's monthly rent and sufficient documentation to support the declining income. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2014, and the 3-year SOL has expired. BWR1 has been SE as a building maintenance professional for 1.25 years. Additionally, BWR1 has 1.41 years on the job as a cart driver at XXXX. BWR2 has 11.66 years on the job as a shift manager at XXXX. FICO 690 and 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx.<br> The subject loan is a purchase case, originated on xx/xx/2014, and the 1-year SOL has expired."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Notice of servicing transfer disclosure is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FC0HXAYNMYI | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2014 | xx/xx/2014 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2014 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.095% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2014 and recorded on xx/xx/2014 with instrument #xx in the amount of xx with xx, NA dba xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> Unable to determine the reason for default.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 8 years on the job as a shift manager with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Notice of Servicing Transfer | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is subject to as follows: The improvement section of the subject property shows that scraping and painting is required while all loose and peeling paint from the subject's exterior siding need to be repaired. The estimated cost to cure is not available in the loan file. The 1004D/completion report is missing from the loan documents. The HUD-1 does not reflect escrow holdback." | \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Notice of servicing the transfer disclosure is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VV6YSWMZFHF | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.750% | 360 |  | xx/xx/2015 | xx/xx/2015 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Manufactured Housing | xx/xx/2015 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 39.552% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2015 and recorded on xx/xx/2015 with Book/Page #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not FHA insured." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report in the loan file is as is; the photo addendum shows trim on the eave and damaged siding that needs to be repaired. The estimated cost to cure is not available in the loan file. The 1004D, or an engineer inspection report, is missing from the loan documents, and the final HUD-1 does not reflect the escrow holdback amount."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the AUS run with the incorrect FHA case # could not be rerun due to expired credit documents. Further details not provided. The subject loan was originated on xx/xx/2015." | \* Compliance Testing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the tax service fee test due to the loan charges a tax service fee. Mortgagors may not pay a tax service fee on mortgages endorsed for FHA-insurance."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from the loan documents."<br> \* Property is Manufactured Housing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The manufactured home rider attached with the recorded mortgage located at "xx" states that the manufactured home with serial #xx has been affixed to the permanent foundation." |  | Elevated | Pass | Pass | Pass | Pass | Not Covered | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 5QRGMCYOE80 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.125% | 360 |  | xx/xx/2015 | xx/xx/2015 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 19.850% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2023 | xx | Not Applicable | 4.125% | xx | xx/xx/2023 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2015 and recorded on xx/xx/2015 with instrument #xx for the amount of xx with xx<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The water charges for 2026 are delinquent in the amount of xx on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 4.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, the reason for the default is curtailment of income. <br> As per the seller's tape, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2023.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 15 years on the job as a graphic designer at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrowers, xx, aka xx, and the lender, xx, on xx/xx/2023. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.125% beginning on xx/xx/2023 and a maturity date of xx/xx/2053. There is no deferred balance and principal forgiven amount. The loan has been modified twice since origination. | Missing or error on the Rate Lock<br> Origination Appraisal<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from loan documents."<br> \* Initial Good Faith Estimate is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial GFE is missing from the loan documents."<br> \* Initial Truth in Lending Disclosure is Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial TIL is missing from the loan documents."<br> \* Missing Appraisal (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 07YG235RZD7 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.000% | 360 |  | xx/xx/2015 | xx/xx/2015 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2015 | xx | Secondary | Yes | Yes | No | xx | Not Applicable | 42.449% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2015 and recorded on xx/xx/2015 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual utilities/MUD charges for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.000%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 7.41 years on the job as a customer service representative with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Good Faith Estimate<br> Missing or error on the Rate Lock<br> Notice of Servicing Transfer | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 42.44%. Tape shows an undisclosed mortgage at closing. Further details not provided. BWR defect. The subject loan originated on xx/xx/2015, and the 3-year SOL has expired. BWR has 7.41 years on the job as a customer service representative with XXXX, FICO 659, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by xx."<br> \* Good Faith Estimate missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final good faith estimate is missing from the loan document."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The servicing transfer disclosure is missing from the loan documents." |  | Moderate | Not Covered | Fail | Pass | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Y2Q2SBBYB99 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | xx | xx | Texas | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2015 | xx/xx/2015 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2015 | xx | Primary | Yes | Yes | No | xx | xx | 20.996% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2015 and recorded on xx/xx/2015 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The water/sewer charges for 2025 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 4 months on the job as a physical therapist at xx. Previously, BWR1 had 1.16 years on the job as a physical therapist with xx<br> BWR2 has 1.83 years on the job as a graphic designer atxx Previously, BWR2 had 11 months on the job as a graphic designer with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Good Faith Estimate | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status. The PH does not have MI payments information." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xx. Further details not provided." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA APR test due to APR calculated 4.253% exceeds APR threshold 4.381% under disclosed by -0.128%."<br> \* Good Faith Estimate missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final GFE is missing from the loan file."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling organizations disclosure is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 14GLGBH7SEI | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Unavailable | No | Dismissal | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.750% | 360 |  | xx/xx/2015 | xx/xx/2015 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2015 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 37.029% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2015 and recorded on xx/xx/2015 with instrument #xx for the amount of xx with MERS as nominee for xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 3.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, the reason for the default is excessive obligation.<br> As per the comment dated xx/xx/2025, the subject property is owner occupied. <br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the comment dated xx/xx/2025, the foreclosure was initiated in 2025. As per the comment dated xx/xx/2025, the foreclosure was dismissed and closed on xx/xx/2025 due to the reinstatement of the loan. <br> No post-close bankruptcy record has been found.<br> BWR has been employed as a meter startup with xx(Tenure not mentioned)<br>Foreclosure Comments:As per the comment dated xx/xx/2025, the foreclosure was initiated in 2025. As per the comment dated xx/xx/2025, the foreclosure was dismissed and closed on xx/xx/2025 due to the reinstatement of the loan.<br> Bankruptcy Comments:Not Applicable | Not Applicable | Good Faith Estimate<br> Hazard Insurance | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the borrower's minimum investment into the transaction was not met as per FHA guidelines. Further details not provided." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx."<br> \* Good Faith Estimate missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The final good faith estimate is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The hazard insurance policy is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0VKNZP4TYB7 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kansas | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.625% | 360 |  | xx/xx/2015 | xx/xx/2015 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Manufactured Housing | xx/xx/2015 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 37.098% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2015 and recorded on xx/xx/2015 with book/page #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2025, the reason for default is illness of the borrower's family member.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 10 years atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Mortgage Insurance | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status."<br> \* MI, FHA or MIC missing and required (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "FHA mortgage insurance certificate is missing from the loan documents." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file shows final AUS recommendation is "Refer," Unable to re-run AUS. Further details not provided." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final HUD-1 dated xx/xx/2015 reflects cash to in the amount of xx."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.791% exceeds the APR threshold of 5.460% over by +0.331%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). <br>The loan failed the qualified mortgage safe harbor threshold test due to the calculated APR of 5.791% exceeds the APR threshold of 5.460% over by +0.331%."<br> \* Property is Manufactured Housing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The manufactured home rider and affidavit of affixation attached to the recorded mortgage located at "xx" state that the manufactured home with serial # xx has been affixed to the permanent foundation." |  | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DRZSC449FY1 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | xx | xx | Kansas | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Chapter 13 | xx | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2015 | xx/xx/2015 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Manufactured Housing | xx/xx/2015 | xx | Secondary | Yes | Yes | No | xx | xx | 37.180% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2015 and recorded on xx/xx/2015 with instrument # xx in the amount of xx with xx, NA, DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is bankruptcy-current.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case # xx on xx/xx/2025. The BK is active.<br> As per servicing comment dated xx/xx/2024, the borrower has filed a claim for a roof and exterior damage due to wind. The date of loss is xx/xx/2024, and the loss draft check was received in the amount of xx on xx/xx/2024. Unable to determine the current status of repairs.<br> Unable to determine the occupancy of the subject property.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:According to the PACER, the borrowers, xx, filed bankruptcy under Chapter 13 with the case # xx on xx/xx/2025. A voluntary petition was filed on xx/xx/2025, and the schedules are not filed for the subject. The POC was filed by the creditor, XXXX on xx/xx/2026, with the secured claim amount of xx and the arrearage amount of xx. The chapter 13 plan was filed on xx/xx/2026, which is not confirmed yet. The borrower shall pay a monthly payment of xx per month for 60 months to the trustee under the chapter 13 plan. The BK is active. | Not Applicable | Initial Escrow Acct Disclosure | xx | 3: Curable |  | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and appraisal report show that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #3 with a sales price of xxK is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* Compliance Testing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date being provided and the initial closing disclosure receipt date being less than three business days before the consummation date."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2015 does not reflect mobile home transfer fees [custom fee]. The CD dated xx/xx/2015 reflects mobile home transfer fees [custom fee] at xx. This is an increase in fees of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2015, and the 1-year SOL has expired."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The initial escrow account disclosure signed by the borrower is missing from the loan documents."<br> \* Property is Manufactured Housing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The home is affixed to the land. As per appraisal report located at xx, the subject property is a manufactured home. The manufactured home rider attached with the recorded mortgage located at "xx" states that the manufactured home with serial # xx has been affixed to the permanent foundation." |  | Moderate | Not Covered | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4AEZ361GMM5 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arkansas | xx | xx | xx | Arkansas | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.000% | 360 |  | xx/xx/2015 | xx/xx/2015 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 23.639% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2015 and recorded on xx/xx/2015 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> There is a junior certificate of Indebtedness (state tax lien) against the borrower in favor of the xx, which was recorded on xx/xx/2021 in the amount of xx. The document shows that the lien is upon all real and personal property of the taxpayer.<br> The annual combined taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.000%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> As per the comment dated xx/xx/2024, the subject property was damaged due to hail on xx/xx/2022. As per the comment dated xx/xx/2025, the borrower requested funds in the amount of xx for repairs from XXXX. Unable to determine estimated cost for cure and current status of repairs. <br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2 years on the job as a pastor at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* Compliance Testing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test as the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business<br> days before the consummation date."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TILA right of rescission test, as the ROR is missing from the loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $9223.71 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R8SDF38WVK1 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2016 | xx/xx/2016 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2016 | xx | Primary | Yes | No | No | xx | Not Applicable | 47.162% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2016 and recorded on xx/xx/2016 with instrument #xx in the amount of xx with xx.<br> There is a junior credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2021 in the amount of xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 have been delinquent in the amount of xx, which were due on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> BWR has 8 years on the job as a manager atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not FHA insured." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape show in DU UFMIP is incorrect, as it cannot be re-run due to expired documents. Further details not provided. The subject loan originated on xx/xx/2016." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2016 reflects a point-loan discount fee at xx and a pest inspection fee at xx. The CD dated xx/xx/2016 reflects a point-loan discount fee of xx and a pest inspection fee of xx. This is an increase in fee of xx for charges that cannot increase. The COC for an increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2016, and the 1-year SOL has expired."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 47.16% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by Locator LP Full Feedback Certificate Response.htm_XXXXX and its recommendation is Accept with a DTI of 47%." |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ZZYS2F2O5QN | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.375% | 360 |  | xx/xx/2016 | xx/xx/2016 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2016 | xx | Primary | Yes | Yes | Yes | xx | Not Applicable | 41.099% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2016 and recorded on xx/xx/2016 with instrument # xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are delinquent in the total amount of xx, which is due on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1 month on the job as an associate atxx Previously, BWR had multiple jobs in the last two years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial Escrow Acct Disclosure | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not FHA insured." | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is uninsurable by the FHA as the subject loan does not meet the seasoning period requirements between the last transaction of the property and the subject loan. The review of the appraisal report shows the date of the prior transaction of the subject was xx/xx/2015 with a sales price of xx and the subject loan closed on xx/xx/2016 with a sales price of xx. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase case, originated on xx/xx/2016, and the 1-year SOL has expired."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.521% exceeds APR threshold of 5.190% over by +0.331%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the OK HOEPA higher-priced mortgage loan test due to an APR calculated at 5.521% exceeds APR threshold of 5.190% over by +0.331%.<br>Loan failed the qualified mortgage safe harbor threshold test due to APR calculated at 5.521% exceeds the APR threshold of 5.190% over by +0.331%."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Pass | Not Covered | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TG401HKGNRO | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2016 | xx/xx/2016 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2016 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 53.743% | First | Commitment | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2016 and recorded on xx/xx/2016 with instrument #xx in the amount of xx with xx, NA dba xx.<br> There is an active junior mortgage against the subject property in favor of xx in the amount of xx, which originated on xx/xx/2020 and was recorded on xx/xx/2020 with the instrument #xx<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 11 years on the job as a master hair stylist with XXXX. Additionally, BWR receives tips and alimony child support income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows appraisal error. Review of the file shows the appraisal is in as-is condition with no deferred maintenance and damage. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK." | xx |  | Moderate | Pass | Pass | Pass | Pass | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BQ94TVWOMRA | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.000% | 360 |  | xx/xx/2016 | xx/xx/2016 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2016 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 37.059% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2016 and recorded on xx/xx/2016 with instrument # xx the amount of xx with BOKF NA, DBA xx.<br> There is a junior mortgage against the subject property originated on xx/xx/2017 and recorded on xx/xx/2017 in the amount of xx with xx<br> The 1st installment of county taxes for xx was paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for xx is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.00%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the servicing comment dated xx/xx/2024, the subject property was damaged due to water on xx/xx/2019, and the borrower has filed an insurance claim. As per the comment dated xx/xx/2024, the lost draft check was received in the amount of xx on xx/xx/2024. As per the servicing comment dated xx/xx/2025, the subject property has leakage. As per the servicing comment dated xx/xx/2025, it states that 90% of repairs are completed, and pending work is on bathrooms and kitchen countertops. Further details are not provided. Unable to determine the current status of damage/repairs.<br> As per the payment deferral agreement dated xx/xx/2021 located at "xx" 13 payments were deferred in the total amount of xx.<br> Unable to determine the reason for the default.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 33 years on the job as a chief of staff with the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Right of Rescission | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the 2nd appraisal fee the borrower was charged. File missing 2nd appraisal. Further details not provided. XXXX search shows an estimated value of xxM. Current UPB is xxK."<br> \* Compliance Testing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and the Infinity CE report show the loan failed the initial closing disclosure delivery date test. Further details not provided. Subject originated on xx/xx/2016." | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date of xx/xx/2016 is less than three business days before the consummation date of xx/xx/2016."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| B6K80PBFXT5 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.375% | 360 |  | xx/xx/2016 | xx/xx/2016 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2016 | xx | Secondary | Yes | Yes | No | xx | Not Applicable | 28.472% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2016 and recorded on xx/xx/2016 with instrument #xx in the amount of xx with xx.<br> There is one junior mortgage active against the subject property, originated on xx/xx/2025 and recorded on xx/xx/2025 in favor of xx, in the amount of xx.<br> There is a junior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2022.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB as reflected in the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is occupied by unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 18 years on the job as a registered nurse with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan reflects an LTV of 80% for a second home, which exceeds investor eligibility guidelines and is not eligible for sale. Further details not provided." | \* LE/CD Issue date test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date of xx/xx/2016 is less than three business days before the consummation date of xx/xx/2016."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Elevated | Not Covered | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HN8E1Q80S84 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.750% | 360 |  | xx/xx/2016 | xx/xx/2016 |  | VA | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | xx | xx | Unavailable |  |  | Not Applicable | Single Family | xx/xx/2016 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 25.325% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2016 and recorded on xx/xx/2016 with instrument #xx in the amount of xx with xx, NA dba xx.<br> There are two civil judgments against the borrower in favor of xx, and xx, in the total amount of xx, which were recorded on xx/xx/2023 and xx/xx/2025.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 11 months on the job as a laborer atxx Previously, BWR had multiple jobs in the last two years in the same line of work.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Seller confirmed the subject loan is not insured by the VA.<br> xx/xx/2026 : Seller confirmed loan originated as VA, but VA denied due to borrower not serving the minimum time required for benefit." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and file show the subject did not meet the VA 210-day seasoning period. Subject closed on xx/xx/2016." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1ZWXIBG6RG2 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.136% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx, NA dba xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives social security and pension income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 43.14%. Tape shows undisclosed debt. The revised DTI is 45.91%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR receives social security and pension income. FICO 719 and 0X30 in the last 24 months, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. <br> Initial LE dated xx/xx/2020 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx.<br> Initial LE dated xx/xx/2020 reflects Transfer Taxes at xx. Final CD dated xx/xx/2021 reflects Transfer Taxes at xx.<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2021 and the 3-year SOL has expired."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 43.14% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by XXXX PG#12 and its recommendation is Approve/Eligible with a DTI of 43.14%." |  | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RC8X4NB70RD | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Idaho | xx | xx | xx | Idaho | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.500% | 360 |  | xx/xx/2016 | xx/xx/2016 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2016 | xx | Investor | Yes | Yes | No | xx | xx | 56.945% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2016 and recorded on xx/xx/2016 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape, the subject property is stated as an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 1 year on the job as a lift XXXX at XXXX. Previously, BWR1 had 1 year on the job as a mortgage loan specialist at XXXX. <br> BWR2 has 8 years on the job as a senior account manager at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is an NOO purchase originated on xx/xx/2016."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape show loan did not meet the 720 minimum credit score requirement for 5-10 financed properties. Further details not provided. The subject loan originated as NOO on xx/xx/2016." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TRFEUH9KZSP | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation |  | Not Applicable |  |  |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Investor | Yes | Yes | No | xx | xx | 47.035% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the tape, occupancy of the subject property is unknown.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 13.2 years on the job as a program manager at XXXX<br> BWR2 has been SE for 3.5 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is a NOO refinance originated on xx/xx/2020."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show the subject loan closed as NOO with an LTV of 90.25% on a cash-out refinance. Further details not provided. The subject loan was originated on xx/xx/2020." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BIRE70UQJIE | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2016 | xx/xx/2016 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2016 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 27.056% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2016 and recorded on xx/xx/2016 with instrument # xx in the amount of xx with xx.<br> There is an active State Tax Lien against the borrower in favor of xx, which was recorded on xx/xx/2025 in the amount of xx.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing. <br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per seller's tape data, the subject property is currently owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3.66 years on the job as a registered nurse at xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not FHA insured." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan was closed with an FHA case number assigned to a different property, and the new FHA case number was never ordered on the subject property. Further details not provided. Subject loan was originated on xx/xx/2016." | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0VSBNA8EG5R | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.625% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Secondary | No | Not Applicable | Not Applicable | xx | Not Applicable | 36.696% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with xx, NA dba xx.<br> No active judgments or liens have been found.<br> The 2nd installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.625%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the tape, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 3.08 years on the job as a vice president of information technology with XXXX. Additionally, BWR has been SE for 4.58 years at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 3: Curable |  | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 does not reflect points - loan discount fee. The CD dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing flood cert (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The flood certification document is missing from the loan documents." |  |  | Moderate | Not Covered | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| H8ZV2W3VF33 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2017 | xx/xx/2017 |  | USDA | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | Not Applicable | Unavailable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2017 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 36.681% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2017 and recorded on xx/xx/2017 with instrument # xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The second installment of county taxes for 2026 is due in the total amount of xx on xx/xx/2026.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 12.66 years on the job as an auto XXXX at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the subject loan is not USDA insured." |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ROAOYPI1GVP | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2017 | xx/xx/2017 |  | VA | Fixed |  | Refinance | xx | xx | Streamline Refinance | Not Applicable | xx | xx | Unavailable | Not Applicable |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2017 and recorded on xx/xx/2017 with instrument #xx in the amount of xx with xx, NA dba xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 3rd and 4th installments of county taxes for 2025 were due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the reason for default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> This loan is qualified as streamline refinance.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* VA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan is not insured as previous loan was never insured with VA. Further details not provided. Subject loan was originated on xx/xx/2017." |  |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DRF7MDJD0NK | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.250% | 360 |  | xx/xx/2017 | xx/xx/2017 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2017 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 47.481% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2017 and recorded on xx/xx/2017 with instrument #xx in the amount of xx with xx, NA dba xx.<br> There are two junior credit card judgments against the borrower in favor of xx and xx, which were recorded on xx/xx/2020 and xx/xx/2021 in the total amount of xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the RFD is curtailment of income.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.91 years on the job as a lead orthodontic assistant at xxPreviously, BWR had 1.5 years on the job as a lead orthodontic assistant at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial 1003_Application | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not FHA insured. PH does not shows MI payments." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan is uninsurable by the FHA, the property was flipped, and a second appraisal was not obtained. The appraisal report shows the date of the prior transaction of the subject was on xx/xx/2017, and the subject loan closed on xx/xx/2017 with a sales price of xxK. Major improvements like new cabinets, granite countertops, and new tile flooring installed. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 47.48% as the borrower's income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU and its recommendation is Approve/Eligible with a DTI of 47.48%." | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test as the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business<br> days before the consummation date."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID Rate Lock Disclosure Delivery Date Test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on CD dated xx/xx/2017. Initial LE dated xx/xx/2017 reflects lender credit at xx. Final CD dated xx/xx/2017 does not reflect lender credit. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2017 and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing Initial 1003_Application (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Initial 1003 is missing from the loan document." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YOYYEJET0WS | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.500% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 25.774% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with xx, NA dba xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> The annual school taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB, as reflected in the payment history, is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per servicing comment dated xx/xx/2025, the roof of the subject property was damaged due to wind on xx/xx/2024, and the borrower filed an insurance claim for the loss amount of xx. As per the comment dated xx/xx/2025, the lost draft check was received in the amount of xx on xx/xx/2024 and xx/xx/2025. Further details are not provided. Unable to determine current status of repair.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The loan has not been modified since origination.<br> BWR has 1 year on the job as a digital consultant with XXXX<br> Previously, BWR had multiple jobs in the past.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Right of Rescission | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance, originated on xx/xx/2024, and the SOL is 3 years."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects the points - loan discount fee at xx. The CD dated xx/xx/2024 reflects points - loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2024, and the SOL is 3 years."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The right of rescission is missing from the loan file." |  |  | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $22741.82 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 6YX0KRE331Q | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2017 | xx/xx/2017 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2017 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.996% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2017 and recorded on xx/xx/2017 with instrument #xx in the amount of xx with xx.<br> There is a criminal judgment against the borrower "xx" in favor of the xx, which was recorded on xx/xx/2023.<br> There is a child support lien against the borrower in favor of the xx, which was recorded on xx/xx/2025 in the amount of xx. The SSN# mentioned on supportive documents is inconsistent with the borrower's SSN#.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 14.25 years on the job as an estimator at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 49.99%. Tape shows income miscalculation. Further details not provided. Lender defect. The subject loan originated on xx/xx/2017, and the 3-year SOL has expired. BWR has 14.25 years on the job as an estimator at XXXX, FICO 789, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx. Subject loan is a purchase case, originated on xx/xx/2017 and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.99%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (XXXX Updated Approval Docs.pdf_XXXX), and its recommendation is "Approve/Eligible" with a DTI of 49.99%." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ABB2PZP5JIH | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.125% | 360 |  | xx/xx/2017 | xx/xx/2017 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2017 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.742% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2017 and recorded on xx/xx/2017 with instrument #xx in the amount of xx with xx, NA dba xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual city taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 7.25 years on the job as a consulting engineer with XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 43.74%. Tape shows income miscalculation. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2017, and the 3-year SOL has expired. BWR has 7.25 years on the job as a consulting engineer with XXXX, FICO 760, 0X30 last 24 months, and xxK equity in the subject."<br> \* Home Equity Loan Copies of Documents is missing from the loan file (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan copies of documents are missing from the loan documents."<br> \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan interest and fees pre-closing disclosure is missing from the loan documents."<br> \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity loan notice of address for borrower notification of violation is missing from the loan documents."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 43.74%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU located at XXXX_pg#494 and its recommendation is Approve/Eligible with a DTI of 43.74%." |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| V23EJW4E8BS | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oregon | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.500% | 360 |  | xx/xx/2018 | xx/xx/2018 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2018 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 49.832% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2018 and recorded on xx/xx/2018 with instrument #xx for the amount of xx with BOKF NA dba xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 5.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is occupied by an unknown party. <br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE at XXXX for 6.16 years and at XXXX for 5.41 years. Additionally, BWR receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is a NOO purchase. Subject originated on xx/xx/2018." | xx |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9G3EWW236VL | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.625% | 180 |  | xx/xx/2019 | xx/xx/2019 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.283% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2023 | xx | Not Applicable | 4.625% | xx | xx/xx/2023 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument # xx in the amount of xx with xx.<br> There is an active state tax warrant against the borrower in favor of the xx, which was recorded on xx/xx/2021 with warrant xx in the amount of xx. The SSN on the supportive document is consistent with the borrower's SSN.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2023.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.5 years on the job as a data entry specialist at XXXX. BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2023. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.625% beginning on xx/xx/2023 and a maturity date of xx/xx/2062. There is no deferred balance and principal-forgiven amount. | Appraisal (Incomplete)<br> Hazard Insurance<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan closed without an appraisal. The PIW disclosure signed by the borrower or the appraisal waiver is missing from the loan documents. XXXX search reflects an estimated value of xxK. Current UPB is xxK."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard insurance is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43.28%, the borrower income is xx, and total expenses are in the amount of xx and the loan is manual underwritten." |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YYYR8ELLU6K | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2019 | xx/xx/2019 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Commercial Prop | xx/xx/2019 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 23.192% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument #xx in the amount of xx with xx, NA dba xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 5.58 years at XXXX. Additionally, BWR has 5.66 years on the job as a rancher with XXXX.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Property is Commercial Prop (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and appraisal report show the subject property is an SFR located on a 234.66-acre lot and is identified as agriculture-use property XXXX and other real estate websites do not reflect estimated property value. The legal description mentioned on deed and subject mortgage is consistent and shows the subject property is 240 acres, more or less. Current UPB is xxK. Subject originated xx/xx/2019. 0X30 last 24 months." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9ANR68TDF9Q | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.704% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with xx, NA dba xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> As per the comment dated xx/xx/2024, roof of the subject property was damaged. The cost of repair is not available. No comments have been found on whether the repairs have been completed or not.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.6 years on the job as hospitality worker at XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.70%. Tape shows income miscalculation. Further details not provided. Lender defect. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR has 1.6 years on the job as hospitality worker at XXXX, FICO 784, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan has failed the Reimbursement Amount Validation Test and the Consummation or Reimbursement Date Validation Test."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on CD dated XX/XXX/XXXX. Initial LE dated xx/xx/2020 reflects lender credit at xx. Final CD dated xx/xx/2020 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents.<br> The subject loan is a purchase case, originated on xx/xx/2020, and the 1-year SOL has expired."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.70%, as the borrower's income is xx and total expenses are in the amount of xx, and the AUS/DU report is missing from the loan documents. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired." |  | Moderate | Pass | Fail | Pass | Not Covered | Not Covered | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VABI4RCVYOW | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Investor | Yes | Yes | No | xx | xx | 47.399% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument # xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the tape data, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 13.16 years on the job as a program manager with xx<br> BWR2 has been SE for 3.41 years atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO refinance. Subject originated xx/xx/2020." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows LTV on cashout investment should be 85%. Subject loan approved at 75%. Further details not provided." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NCZ4C8AY1GT | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Tennessee | xx | xx | xx | Tennessee | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2019 | xx/xx/2019 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2019 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 39.084% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument #xx for the amount of xx with BOKF, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual city taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The water charges are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 3.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is occupied by an unknown party. <br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 11.58 years on the job as a senior director of engineering at XXXX.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO purchase." | xx |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NONJ688Q9C2 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.000% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.877% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument # xx in the amount of xx with xx.<br> There is an active junior mortgage against the subject property in favor of xx in the amount of xx, which originated on xx/xx/2026 and was recorded on xx/xx/2026 with the instrument #xx<br> There is a medical lien against the borrower in favor of the xx, which was recorded on xx/xx/2020 in the amount of xx. The lien amount is greater than the loan amount.<br> The 1st installment of county taxes for 2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2026, the RFD is unemployment. <br> As per the payment deferral agreement dated xx/xx/2021 located at "xx" 13 payments were deferred in the total amount of xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The comment dated xx/xx/2024 states that the property needs repairs. The nature of damage is not mentioned. The estimated cost of repairs is not mentioned. No comments have been found stating the damages have been repaired. Subsequent CCs do not show damage."<br> As per servicing comment dated xx/xx/2026, the subject property is owner-occupied.<br> BWR1 has 2 months on the job as a security officer at XXXX. Previously, BWR1 had 1.75 years on the job as a home health aide at XXXX<br> BWR2 receives social security income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 reflects points—the loan discount fee at xx. The CD dated xx/xx/2020 reflects points - the loan discount fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2020, and the SOL expired 1 year ago."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 43.87% as the borrower's income is xx and total expenses are in the amount of xx and The loan was underwritten by LP(Locator# xx.pdf) and its recommendation is "xx" with a DTI of 44%.<br> The subject loan originated on xx/xx/2020, and the 3-year SOL has expired." |  | Moderate | Pass | Pass | Pass | Not Covered | Not Covered | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YZ55Z05QOC1 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.875% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 2 Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 38.770% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> There is an active junior mortgage against the subject property in favor of xx in the amount of xx, which was originated on xx/xx/2025 and recorded on xx/xx/2025 with the instrument #xx<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Hazard Insurance<br> Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 38.77%. The tape shows BWR was not employed. Further details not provided. BWR defect. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR has 2.08 years on the job as an XXXX with XXXX, FICO 700, and xxK equity in the subject and 0X30 last 24 months."<br> \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date is less than three business days before the consummation date."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the TILA finance charge test. Finance charge disclosed on the final CD is xx. Calculated finance charge is xx for an under disclosed amount of - xx. The subject loan is a purchase case that originated on xx/xx/2020, and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Evidence of hazard insurance is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| K5ZAKBI51ZO | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 35.471% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 14.16 years at xxAdditionally, BWR has been running multiple businesses for 14.16 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. The tape shows the subject is NOO, due to misrepresentation. Further details not provided. Elevated for client review."<br> \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active PMI status." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject approved as OO at 35.47%. Tape shows the subject is NOO due to misrepresentation causing the lender to omit the BWR primary housing expense. Further details not provided. BWR defect. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR has been SE for 14.16 years at XXXX, FICO 772, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2020 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2020, and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XOID3JAS0OJ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arkansas | xx | xx | xx | Arkansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 240 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.558% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with xx.<br> There is an active HOA lien against the subject property in favor of the xx, which was recorded on xx/xx/2018. The amount of the lien is not mentioned on the supporting document.<br> The annual county taxes for 2024 have been paid in the amount of xx on xx/xx/2025.<br> The annual county taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> The water charges for 2026 have been delinquent in the amount of xx, which are payable through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 1.41 years on the job as a senior manager of tech services with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. A XXXX search shows an estimated value of xxK. Current UPB: xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 43.55%. Tape shows the lender did not complete a valid VOE prior to closing, as Day One Certainty (DU) employment validation obtained for BWR required the loan to be closed by xx/xx/2020, but the loan closed on xx/xx/2020. Further details not provided. Lender defect. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR has 1.41 years on the job as a senior manager of tech services with XXXX, FICO 725, and 0X30 last 24 months."<br> \* Compliance Testing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date being provided and the initial closing disclosure receipt date being less than three business days before the consummation date."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43.55%, since the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (XXXX), and its recommendation is "Approve/Eligible" with a DTI of 43.55%." |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4VWE6A8AMPA | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 240 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Unavailable | Unavailable |  |  | Not Applicable | PUD | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | xx | 41.546% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx for the amount of xx with BOKF, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 3.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is owner occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 14 years on the job as an associate atxx<br> BWR2 has 10.58 years on the job as a teacher atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Mortgage Insurance | xx | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Mortgage insurance certificate is missing from the loan documents."<br> \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to seller to verify active MI status." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xx. Further details not provided." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DLJXJGJGMOR | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.000% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.211% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument # xx in the amount of xx with xx.<br> There is a junior mortgage against the subject property in favor of xx, NA dba xx, which was recorded on xx/xx/2023 with instrument # xx in the amount of xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> As per the collection comment dated xx/xx/2025, the reason for default is excessive obligations.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 9 months on the job as a key account manager with xx. Previously, BWR had 1.50 years on the job as a regional sales manager xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 44.21%. Tape shows undisclosed liability. Further details not provided. Revised DTI is 66.63%. Lender defect. The subject loan was originated on xx/xx/2020, and the 3-year SOL has expired. BWR has 9 months on the job as a key account manager with xx, FICO 712, 1X30 in the last 24 months, xxK equity in the subject, and xx residual income."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.21%, as the borrower's income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (XXXX, and its recommendation is "Approve/Eligible" with a DTI of 44.21%." |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RCP5Q5UBWUK | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.870% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 14.91 years on the job as a nail tech with XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the Kansas license validation test. In the state of KS, a lender-licensed ID is not provided as per XXXX website.<br>Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 reflects Escrow Waiver Fee at xx. Final CD dated xx/xx/2020 reflects Escrow Waiver Fee at xx. Initial LE dated xx/xx/2020 does not reflect Rate Lock Fee. Final CD dated xx/xx/2020 reflects Rate Lock Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case originated on xx/xx/2020 and the 3-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 46.87%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by LP (Locator# xx.pdf) and its recommendation is "xx" with a DTI of 47.00%." |  | Moderate | Pass | Pass | Pass | Not Covered | Not Covered | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| C6B9GW0NBUE | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.625% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Unavailable | Unavailable | Unavailable |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Secondary | Yes | Yes | No | xx | xx | 32.256% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument # xx in the amount of xx with xx, Na Dba xx.<br> No active judgments or liens have been found.<br> For Parcel # xx<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> For Parcel # xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.6250%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 8.33 years at xx<br> BWR2 has been SE for 13.00 years at xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Mortgage Insurance | xx | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Mortgage insurance certificate is missing from the loan documents."<br> \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active PMI status." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject mortgage does not meet the eligibility requirements outlined in Freddie Mac Bulletin 2020-5 (Selling Guidance Related to COVID-19). Specifically, a desktop appraisal was utilized for a loan with a 90% LTV, which exceeds the allowable parameters for appraisal flexibilities under the guidance. Further details not provided." |  |  | Minimal | Not Covered | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 3ZQPB1JQGA0 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Virginia | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.000% | 360 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Secondary | Yes | Yes | No | xx | xx | 46.567% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument # xx in the amount of xx with xx.<br> There is one junior mortgage against the subject property originated on xx/xx/2023 in favor of the xx in the amount of xx, which was recorded on xx/xx/2024.<br> The 1st and 2nd installments of county taxes for 2025 were paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.00%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape data, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 8 months on the job as a technical program manager with XXXX. Previously, BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. The current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 46.56%. Tape shows an undisclosed mortgage debt opened prior to closing. Further details not provided. BWR defect. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR1 has 8 months on the job as a technical program manager with XXXX, FICO 753, and 0X30 in the last 24 months."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 46.56%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by XXXX, and its recommendation is accept with a DTI of 47%." |  | Elevated | Not Covered | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GYMZCB7BDD3 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2426 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.500% | 180 |  | xx/xx/2020 | xx/xx/2020 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.719% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2020 and recorded on xx/xx/2020 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 was paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.50%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the servicing comment dated xx/xx/2025, the subject property was damaged due to hail on xx/xx/2025 and the borrower has filed a claim and the loss draft check was received in the amount of xx on xx/xx/2025. There is no evidence to confirm the current status of repairs.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives pension income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 45.71%. Tape shows undisclosed debt with a monthly payment of xx opened prior to closing. Revised DTI is 45.80%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR receives pension income, FICO 765, xxK equity in the subject, 0X30 last 24 months, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Kansas license validation test."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Intent to proceed is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 45.71%, as the borrower's income is xx and total expenses are in the amount of xx. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. The loan was underwritten by DU (Locator# xx.pdf) and its recommendation is "Approve/Eligible" with a DTI of 44.57%." |  | Moderate | Pass | Pass | Pass | Not Covered | Not Covered | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | $17343.95 | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 35LAZ8JDGQU | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2020 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.635% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx, NA dba xx.<br> There is a junior civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2024 in the amount of xx.<br> There is a junior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2025.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 6 months on the job as a stocker at xxPreviously, BWR1 had multiple jobs in the last 2 years in the same line of work.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* AUS is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The AUS report is missing from the loan documents." |  | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Kansas license validation test."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." |  | Moderate | Pass | Pass | Pass | Not Covered | Not Covered | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WXGQWLJVBDB | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.875% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 46.606% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx, NA dba xx.<br> There is a junior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2021.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 11.58 years on the job as a driver at the XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 46.60%. Tape shows undisclosed debt, with a monthly payment of xx. The revised DTI is 79.67%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 11.58 years on the job as a driver at the XXXX. FICO 749, 0X30 in the last 24 months, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 reflects VOE Fee at xx. Final CD dated xx/xx/2021 reflects VOE Fee at xx. This is an increase fee in the amount of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 46.60%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU (XXXX) and its recommendation is Approve/Eligible with a DTI of 46.61%." |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XATSCFKY3MO | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 29.711% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 13.66 years on the job as a teacher with the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 1: Acceptable |  |  |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2WJDY64NQ00 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | No | Not Applicable | Not Applicable | xx | Not Applicable | 40.308% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx, NA dba xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual utilities/MUD charges for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 5 months on the job as an operator at XXXX. Previously, BWR had 3 months on the job as an operator at XXXX. and prior to that, BWR had 8 months on the job as an operator at XXXX between xx/xx/2020 and xx/xx/2020.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 40.30%. Tape shows BWR was not employed at the actual company BWR claimed. Further details not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 5 months on the job as an operator at XXXX FICO 774, 0X30 last 24 months, and xxK equity in the subject."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Flood insurance certificate is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NO3LB03IB9V | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.627% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx, with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> As per the seller's tape data, the subject property is owner-occupied.<br> No foreclosure activity has been found. <br> No post-close bankruptcy record has been found.<br> BWR has 8 months on the job as a project manager at XXXX. Previously, BWR had 2.83 years on the job as a project manager atXXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 40.62%. Tape shows the lender omitted debts without supporting documentation and an undisclosed auto debt was not included in DTI. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 8 months on the job as a project manager at XXXX, FICO 712, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on CD dated xx/xx/2021. Initial LE dated xx/xx/2022 reflects lender credit at xx. Final CD dated xx/xx/2021 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2021 and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." |  | Moderate | Pass | Pass | Pass | Pass | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 3W2ALLU8DJJ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.750% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 30.293% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with xx.<br> There is a state tax warrant against the borrower in favor of the xx, which was recorded on xx/xx/2025. The amount is not mentioned on the supportive document.<br> There is a junior credit card judgment against the borrower in favor of xx, which was recorded on xx/xx/2026. The judgment amount is not mentioned on the supportive document.<br> The first installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property occupancy is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 3.75 years on the job as a nail tech with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 30.29%. The tape shows income documents were falsified. Further details not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 3.75 years on the job as a nail tech with XXXX, FICO 743, 0X30 last 24 months, and xxK equity in the subject."<br> \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final CD dated xx/xx/2021 reflects cash to in the amount of xx."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Kansas license validation test."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." |  | Moderate | Pass | Pass | Pass | Not Covered | Not Covered | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LY38R4HUOXP | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.250% | 180 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 48.048% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The first installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The second installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 have been delinquent in the total amount of xx, which was good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE as a physician for 15.66 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape show credit report for the borrower dated more than 120 days prior to the note date. The file shows a credit report dated xx/xx/2021. The subject loan originated on xx/xx/2021." | xx |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BPZ8DIPWY7E | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | North Carolina | xx | xx | xx | North Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | No | Not Applicable | Unavailable | xx | xx | 34.136% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with Book/Page# xx in the amount of xx with xx, NA Dba xx.<br> There is a junior mortgage against the subject property in favor of xx, which was originated on xx/xx/2021 and recorded on xx/xx/2021 in the amount of xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 15.16 years on the job as a senior technology manager with XXXX. <br> BWR2 has 6.25 years on this job as a CRNA with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the right to cancel form reopened multiple times. Further details not provided." | \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Flood insurance certificate is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | No Result | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CS7MU054OBG | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | Yes | Yes | No | xx | xx | 35.081% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 10.25 years on the job as a chiropractor at XXXX<br> BWR2 has been SE for 4 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Hazard Insurance | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxM. Current UPB is xxK." | xx |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2DAJ6LU64GS | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.750% | 180 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 6.000% |  |  | Not Applicable | PUD | Not Applicable | xx | Primary | No | Not Applicable | No | Unavailable | Not Applicable | 47.673% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the seller's tape, the property is owner occupied. <br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 4.66 years on the job as a sales associate at xx<br> BWR2 has 2.58 years on the job as a recovery coordinator at xx.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Credit Report<br> Flood Certificate | xx | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to seller to verify active MI status. Reaching out to seller to verify active MI status. The PH does not have MI payments information." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 47.67%. The tape shows income miscalculation, as the lender did not establish the stability of the qualifying income. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 4.66 years on the job as a sales associate at xxBWR2 has 2.58 years on the job as a recovery coordinator at xx. FICO 698 and 0X30 in the last 24 months."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Credit report is missing from the loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Flood certificate is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 47.67% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by XXXX and its recommendation is Accept with a DTI of 48%." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| W1KSJH60G0S | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 40.508% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with xx.<br> There is an active mortgage against the subject property, which was recorded prior to the subject mortgage. The subject mortgage was recorded on xx/xx/2023. The prior mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 in the amount of xx with xx and Trust Co.<br> The water charges for 2025 are delinquent in the amount of xx, which is good through xx/xx/2026.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 2 months on the job as a control systems engineer I with xx BWR had prior employment experience as an HVAC 1 with xx between xx/xx/2020 and xx/xx/2022 for 2.25 years. BWR had prior employment experience as an engineer with xxbetween xx/xx/2022 and xx/xx/2023 for 6 months.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Mortgage Insurance | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status."<br> \* MI, FHA or MIC missing and required (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The mortgage insurance certificate is missing from the loan documents." |  | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Not Covered | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| O5CRF9GGLPO | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 44.279% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx for the amount of xx with MERS as nominee for xx, NA DBA xx. <br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The water charges are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 6.625%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is owner occupied.<br> The loan has not been modified since origination.<br> The subject loan closed with PDR. The multiple repairs are indicated in the PDR report and accompanying photo, such as fence damage, missing wood, siding exterior deficiency, roof exterior deficiency, and a hole in the door. The total estimated cost for repairs is not provided. CCs do not show damage.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 8 months on the job as an accounts receivable specialist at XXXX. Previously, BWR had 6.25 years on the job as an outpatient clerk at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan closed with PDR. The multiple repairs are indicated in the PDR report and accompanying photo, such as fence damage, missing wood, siding exterior deficiency, roof exterior deficiency, and a hole in the door. The total estimated cost for repairs is not provided. The 1004D or engineer report is missing from the loan document. Final CD does not reflect the escrow holdback." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> Subject loan is refinance case, originated on xx/xx/2023 and the 3-year SOL has expired.<br>Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2022 reflects the sum of Section C fees and Recording Fee at xx. Final CD dated xx/xx/2023 reflects the sum of Section C and Recording Fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% test. COC for increase in fee is missing from the loan documents. Subject loan is refinance case, originated on xx/xx/2023 and the 3-year SOL has expired." |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XP5CR635K66 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kansas | xx | xx | xx | Kansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.234% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, NA dba xx.<br> There is an active junior mortgage against the subject property in favor of xx, NA, dba xx, in the amount of xx, which originated on xx/xx/2023 and was recorded on xx/xx/2023 with the instrument #xx<br> The 1st installment of county taxes for 2025 was paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the total amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 10.41 years on the job as a customer service representative with the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows appraisal had misrepresentation of the physical characteristics of the subject property. Review of appraisal does not show any property misrepresentations. XXXX shows estimated value xxK. UPB xxK." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Kansas license validation test."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 43.23%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU (XXXX) and its recommendation is Approve/Eligible with a DTI of 43.23%." |  | Moderate | Pass | Fail | Pass | Not Covered | Not Covered | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| EQMR9509XZ2 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.750% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | USDA | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | Not Applicable | Unavailable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | No | Not Applicable | Not Applicable | xx | Not Applicable | 20.507% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR has 3.58 years on the job as a fire fighter with the XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan originated on xx/xx/2021 as a USDA loan. Tape shows Rural development conditional commitment was not received prior to closing. Rural development conditional commitment is available in the loan file. Further details not provided."<br> \* Required Documentation Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is USDA and USDA guaranty fee was charged at closing time." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Flood certification document is missing from the loan documents." | \* Cash out purchase (Lvl 1)&nbsp;&nbsp;&nbsp;&nbsp; "Final CD shows cash to borrower as loan is cash out purchase." | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FAQ2U5HS8RL | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.750% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Investor | No | Not Applicable | Not Applicable | Unavailable | Not Applicable | 46.294% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with xx, NA, DBA xx.<br> No active judgments or liens have been found.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per tape data, the subject property is occupied by an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been an SE for 4 years at psychology services. Additionally, BWR worked as a therapist for 12 years with the XXXXr and 7.41 years with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Credit Report<br> Flood Certificate<br> Initial 1003_Application | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is an NOO purchase originated on xx/xx/2022." | xx |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NNG7NVPE4I1 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | No | Unavailable | Unavailable | Unavailable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | No | Not Applicable | No | Unavailable | Not Applicable | 31.676% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with book/page #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2023, 2024, and 2025 have been paid in the total amount of xx on xx/xx/2023, xx/xx/2024, and xx/xx/2025.<br> The annual utilities/MUD charges for 2025 have been delinquent in the total amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> As per the tape, the subject property is owner-occupied.<br> No comment related to damage or repair is found in the servicing comments. <br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR2 has been SE for 28 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Credit Report<br> Flood Certificate<br> Mortgage Insurance | xx | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "MI certificate is missing from the loan documents." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 31.67%. The tape shows the lender did not obtain the 2020 tax return, which is used for qualification. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR2 has been SE for 28 years at XXXX, 0X30 last 24 months, and xxK equity in the subject."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on CD dated xx/xx/2021. The initial CD dated xx/xx/2021 reflects lender credit at xx. The final CD dated xx/xx/2021 reflects lender credit at xx. This is a decrease of - xx for the fee, which has a 0% tolerance test. A valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is refinance case, originated on xx/xx/2021 and the 3 year SOL has expired."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Credit report is missing from the loan file."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The flood certificate is missing from the loan documents." |  | Moderate | Pass | Pass | Pass | Pass | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9VWLYP1AAL3 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 2.500% | 180 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 34.866% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> There is a junior mortgage against the subject property, which was originated on xx/xx/2025 and recorded on xx/xx/2025 in the amount of xx with xx, NA, dba xx.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.500%. The current UPB as reflected in the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property occupancy is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 12.16 years on the job as a market manager for business banking at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows a second lien of xx was attached to the subject property per public records and was not included in the TLTV calculation, resulting in the financing structure exceeding maximum allowable TLTV limits. Review of the file shows there is a prior mortgage originated on xx/xx/2016 in the amount of xx in favor of xx. The final CD shows this prior mortgage has been paid off at the time of closing and the subject was approved at 62.937% LTV. Further details not provided. Subject originated on xx/xx/2021." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DJLH3EG8UNL | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arkansas | xx | xx | xx | Arkansas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Primary | No | Not Applicable | Not Applicable | Unavailable | Not Applicable | 37.319% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with xx, NA dba xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2024 have been paid in the amount of xx on xx/xx/2025.<br> The annual county taxes for 2025 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR receives trust income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Credit Report<br> Flood Certificate | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 37.31%. Tape shows undisclosed debt with a monthly payment of xx. Revised DTI is 57.26%. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR receives trust income, 1X30 in the last 24 months, xxK equity in the subject, and xx residual income."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test due to the loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on CD dated xx/xx/2021. Initial LE dated xx/xx/2021 reflects lender credit at xx. Final CD dated xx/xx/2021 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents.<br>Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2021 does not reflect Recording Fee. CD dated xx/xx/2021 reflects Recording Fee at xx. This is an increase in fee of - xx for charges that in total cannot increase more than 10% test. COC for increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Borrower's intent to proceed is missing from the loan documents."<br> \* Missing credit report (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The credit report is missing from the loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The flood certificate is missing from the loan documents." |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:Unavailable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Number:Unavailable<br> Total Amount:<br> Last Date: | Unavailable |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IOIOFB6ALU7 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Wyoming | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.125% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2021 | xx | Secondary | No | Not Applicable | No | xx | xx | 7.185% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The 1st installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape data, the subject property is occupied by unknown.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy records have been found. <br> BWR1 has been SE for 12.83 years at XXXX<br> BWR2 has been SE for 14.5 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 7.18%. Tape shows exceed DTI guidelines. Further details not provided. Subject originated on xx/xx/2021." | \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing in loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Flood certificate is missing from the loan documents." |  | Minimal | Not Covered | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4508VIJD0JR | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | No | Not Applicable | Chapter 7 | xx | Not Applicable | No | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | No | Not Applicable | No | xx | Not Applicable | 45.678% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument # xx in the amount of xx with xx, NA DBA xx.<br> There is an active junior state tax lien against the borrower in favor of the xx, which was recorded on xx/xx/2025 in the amount of xx.<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> Unable to determine the RFD.<br> As per tape data, the subject property is currently owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> The FC was initiated with a loan. Unable to determine the complaint filed date. As per comment dated xx/xx/2026, FC is placed on loan due to BK. No further details are provided.<br> According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case # xx-j7 on xx/xx/2025. The BK was discharged on xx/xx/2026 and terminated on xx/xx/2026. <br> BWR has 2.58 years on the job as a sales agent at XXXX. Additionally, BWR has 2.58 years on the job as a sales agent at XXXX<br> Foreclosure Comments:The FC was initiated on a loan. Unable to determine the complaint filed date. As per comment dated xx/xx/2026, FC is placed on loan due to BK. No further details are provided.<br> Bankruptcy Comments:According to the PACER, the borrower, xx, filed bankruptcy under Chapter 7 with the case # xx on xx/xx/2025. The BK was discharged on xx/xx/2026 and terminated on xx/xx/2026. | Not Applicable | Flood Certificate | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 45.67%. The tape shows the lender did not establish the stability of the qualifying income and all other obligations, as the lender did not obtain supporting income documents. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 2.58 years on the job as a sales agent at XXXX. Additionally, BWR has 2.58 years on the job as a sales agent at XXXX. FICO 690 and xxK equity in the subject"<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 reflects points - loan discount fee of xx. The final CD dated xx/xx/2021 reflects points - loan discount fee of xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Flood certificate is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 45.67% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten byXXXX and its recommendation is accept with a DTI of 46%." |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KM76LG47UNK | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Arizona | xx | xx | xx | Arizona | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.250% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Primary | No | Not Applicable | Not Applicable | xx | Not Applicable | 42.204% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx for the amount of xx with MERS as nominee for xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The first installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 3.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE at XXXX for 23.58 years and at XXXX for 23.58 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 42.20%. Tape shows income was incorrectly calculated prior to closing and certain debts were excluded; inclusion of these debts results in the DTI exceeding guidelines. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 23.58 years at XXXX, FICO 777, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The flood certificate is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YGTYHRBB4B1 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.375% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2021 | xx | Investor | No | Not Applicable | No | xx | xx | 34.075% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with MERS as nominee for xx, NA dba xx.<br> No active judgments or liens have been found.<br> The 1st annual installment of county taxes for xx has been paid in the amount of xx on xx/xx/2025.<br> The 2nd annual installment of county taxes for xx is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the occupancy of the subject property is stated as an unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 13.91 years at xx<br> BWR2 has been SE for 17.91 years at xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 4: Unacceptable | \* Guideline is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan is a manually underwritten loan. Reaching out to the seller for the guidelines." | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO refinance originated xx/xx/2021." | xx |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| EAG4AGPZWKT | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | xx | xx | Oregon | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.000% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Investor | No | Not Applicable | Unavailable | xx | xx | 50.405% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The first installment of combined taxes for 2026 has been paid in the amount of xx on xx/xx/2026.<br> The second installment of combined taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> The loan has not been modified since origination.<br> As per the tape, the subject property is occupied by an unknown party.<br> No foreclosure activity has been found. <br> No post-close bankruptcy record has been found.<br>BWR1 and BWR2 have been SE for 19.16 years at xx. Additionally, BWR2 receives income from XX withdrawals.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Flood Certificate | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is subject to multiple interior and exterior repairs, including damaged balcony railing, broken window, ceiling damage in the level 1 bathroom, missing cabinet doors in the second-level bathroom, boarded-up skylights, and drywall damage. The estimated cost to cure is not available in the loan file. 1004D confirms the balcony railing has been repaired and does not address the remaining incomplete repairs. The updated 1004D is missing from the loan file. The final CD does not reflect the escrow holdback amount." | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO refinance originated xx/xx/2022." | xx |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| JYCENTM8O02 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.125% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | USDA | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | Not Applicable | Unavailable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2022 | xx | Primary | No | Not Applicable | Not Applicable | xx | xx | 35.542% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.125%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR1 has 1.41 years on the job as a centralized backup tech with XXXX. BWR1 had prior employment experience as a center consultant withXXXX between xx/xx/2010 and xx/xx/2021 for 10.16 years.<br> BWR2 has 10 months on the job as a teacher with XXXX. BWR2 had prior employment experience as a teacher with XXXX between xx/xx/2016 and xx/xx/2021 for 4.91 years.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan originated on xx/xx/2022 as a USDA loan. Tape shows RD conditional commitment was not received prior to closing. Further details not provided."<br> \* Required Documentation Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is USDA and USDA guaranty fee was charged at closing time." | \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The flood certification document is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Not Covered | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Y10GESNMPR5 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | xx | xx | Oklahoma | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.000% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | No | Not Applicable | Not Applicable | xx | xx | 33.806% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> The loan has not been modified since origination.<br> As per the seller's tape, the subject property is owner-occupied.<br> No comment related to damage or repair is found in the servicing comments. <br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 2 months on the job as quality assurance with XXXX. Previously, BWR1 had 15.41 years on the job as a senior pastor with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Flood Certificate | xx | 2: Acceptable with Warnings |  |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. The loan estimate dated xx/xx/2022 reflects points—the loan discount fee at xx. CD dated xx/xx/2022 reflects points - loan discount fee at xx 5. The loan estimate dated xx/xx/2022 reflects transfer taxes at xx. The CD dated xx/xx/2022 reflects transfer taxes at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing flood cert (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Flood insurance certificate is missing from the loan documents." |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 22YXKW6UW64 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.750% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.949% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with xx, NA DBA xx.<br> There is a junior mortgage against the subject property, which was originated on xx/xx/2025 and recorded on xx/xx/2025 in the amount of xx with xx, NA DBA xx.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.750%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 5.66 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. CD dated xx/xx/2022 reflects Points - Loan Discount Fee at xx.<br> Loan estimate dated xx/xx/2022 reflects Appraisal Fee at xx. CD dated xx/xx/2022 reflects Appraisal Fee at xx.<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx."<br> \* Intent to Proceed Missing (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.94%, the borrower income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (Locator XXXX), and its recommendation is "xx" with a DTI of 49.94%." |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XFZ5AX50GJS | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Colorado | xx | xx | xx | Colorado | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | FHA | Fixed |  | Purchase | xx | xx | Full Documentation | No | xx | xx | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 56.490% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx, NA DBA xx.<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for xx was paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for xx is due in the amount of xx on xx/xx/2026.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 8 years on the job as a customer service manager at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Mortgage Insurance | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Reaching out to the seller to verify active MI status."<br> \* MI, FHA or MIC missing and required (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "FHA mortgage insurance certificate is missing from the loan documents." | \* Property Marketability Issues (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the FHA as the subject loan does not meet the seasoning period requirements between the last transaction of the property and the subject loan. The review of the appraisal report shows the date of the prior transaction of the subject was xx/xx/2024 with a sales price of xx, and the subject loan closed on xx/xx/2025 with a sales price of xx. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects the points - loan discount fee at xx. The CD dated xx/xx/2025 reflects points - loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2025, and the 1-year SOL has expired." |  | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| EX5GIFDKEWZ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 3.500% | 360 |  | xx/xx/2021 | xx/xx/2021 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Mid Rise Condo (5-8 Stories) | xx/xx/2021 | xx | Secondary | Yes | Yes | Yes | xx | xx | 39.288% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 with instrument #xx in the amount of xx with MERS as nominee for xx, L.P.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is occupied by unknown party.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 10 years at XXXX. Additionally, BWR receives social security income. <br> BWR2 receives social security income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape show subject is a condotel unit at the XXXX condo project, located in XXXX. The project has amenities such as a pool, a tennis court, and a fitness room. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2021 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase fee in the amount of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. <br> The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  | Moderate | Not Covered | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WL1R35HVJIK | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | New Mexico | xx | xx | xx | New Mexico | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.375% | 360 |  | xx/xx/1999 | xx/xx/1999 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/1999 | xx | Primary | Yes | Yes | No | xx | xx | 67.970% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2009 | xx | Not Applicable | 4.875% | xx | xx/xx/2009 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/1999 and recorded on xx/xx/1999 with instrument #xx in the amount of xx with xx<br> No active judgments or liens have been found.<br> The first installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The second installment of combined taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> The loan was modified on xx/xx/2009.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower and the lender on xx/xx/2009. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 4.875% beginning on xx/xx/2009 and a maturity date of xx/xx/2039. There is no deferred balance and principal forgiven amount. | Missing or error on the Rate Lock<br> Right of Rescission | xx | 2: Acceptable with Warnings |  |  | \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA foreclosure rescission finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Right of Rescission missing or unexecuted (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "ROR is missing from the loan documents."<br> \* TIL not hand dated (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TIL not hand-dated by borrower." |  | Moderate | Pass | Fail | No Result | Not Covered | Pass | No Result |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RP5LV35LMGA | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $359.55 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 9.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Alternative | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 23.943% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The 1st installment of county taxes for 2025/2026 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> The 2nd installment of county taxes for 2024/2025 (Ln#xx#27 & 34) is delinquent in the amount of xx, which was due on xx/xx/2025. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.000%. The current UPB reflected as per the payment history is xx.<br>| Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has been SE and owner for 20.83 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 23.94% on a 12-month personal bank statement program. The Lender failed to establish a satisfactory credit history. The BWR does not have 3 satisfactory accounts open for at least 24 months. Lender defect. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is SE with xx for an unspecified timeframe as the CPA letter does not confirm the occupation or length of self-employment, FICO 658, $5,916 residual income, xxK reserves and xxK equity in the subject property. 0X30 since inception." | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed charges that cannot increase the 0% tolerance test. Initial CD dated xx/xx/2025 reflects points - loan discount fee at xx. PCCD dated xx/xx/2025 reflects points - loan discount fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2025, and the SOL is 1 year."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject is an HPML loan, the property was flipped, and a second appraisal was not obtained. The appraisal report shows the date of the prior sale or transfer was xx/xx/2025 in the amount of xxK. The subject's appraised value on xx/xx/2025 was xxK. Prior transfer was a FC transfer. No major improvements made to the property. XXXX search shows an estimated value of xxK."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* Higher Price Mortgage Loan (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.598% exceeds APR threshold of 7.790% over by +1.808%. This loan is compliant with regulation 1026.35(b), (c) and (d). Subject loan is escrowed.<br>Loan failed the CA AB 260 higher-priced mortgage loan test (CA AB 260, California Financial Code Division 1.9 4995(a)) due to an APR calculated at 9.598% exceeds APR threshold of 7.790% over by +1.808%." |  | Moderate | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 454HXDAMNGZ | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 50.126% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.63%. The current UPB, as reflected in the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR1 has 4 months on the job as a systems controller III at Insperity. BWR1 has prior employment experience as a sr. gathering scheduler with XXXX between xx/xx/2024 and xx/xx/2025 for 1 year and with XXXX between xx/xx/2019 and xx/xx/2024 for 5.33 years.<br> BWR2 receives SSI income.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The TRID violation test failed due to a decrease in lender credit on the final closing disclosure dated xx/xx/2025. The initial LE dated xx/xx/2025 reflects lender credit at - xx. The final CD dated xx/xx/2025 reflects lender credit at - xx. This is a decrease of xx for a fee that has a 0% tolerance test. A valid COC for the decrease in NSLC is missing from the loan documents."<br> \* Home Equity Consumer Disclosure is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Home equity consumer disclosure is missing from the loan file."<br> \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The home equity loan interest and fees pre-closing disclosure is missing from the loan file."<br> \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The home equity loan notice of address for borrower notification of violation is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." | xx |  | Moderate | Pass | Pass | Pass | Pass | Pass | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BAM8A8MTECZ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Virginia | xx | xx | xx | Virginia | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | No | No | xx | Not Applicable | 47.578% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | Collections Comments: The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 9.25 years at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 47.58%. Tape shows debt miscalculation. Revised DTI is 60%. Further details not provided. Lender defect. Subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has been SE for 9.25 years at Clay West Independent Contractor, FICO 712, 0X30 since inception, xxK equity in the subject and xx residual income." | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R62AH0K9FJ6 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Pennsylvania | xx | xx | xx | Pennsylvania | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.490% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.273% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2026 with instrument # xx in the amount of xx with MERS as nominee for xx dba xx.<br> No active judgments or liens have been found.<br> The property tax status is not provided in the updated title report.  | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.490%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 10 years on the job as a flight attendant at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Exceptions Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the Pennsylvania license validation test."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." | xx |  | Moderate | Pass | Pass | Pass | Not Covered | Pass | Fail | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Z7NYRS94B2F | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Connecticut | xx | xx | xx | Connecticut | xx | xx | No | Yes | Not Applicable | First |  | $3696.37 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 39.342% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with book/page #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st installment of combined taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> The 2nd installment of combined taxes for 2024 is delinquent in the amount of xx, which is good through xx/xx/2026.<br> The water/sewer charges for 2026 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB as reflected in the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 1.58 years on the job as a registered nurse at xx. BWR1 had multiple jobs in the last 2 years.<br> BWR2 has been SE as a cable technician for 2.66 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 39.34%. Tape shows the lease for the borrower's existing property is invalid, and the rental income cannot be used to qualify. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 1.58 years on the job as a registered nurse at xx. BWR2 has been SE as a cable technician for 2.66 years, FICO 747, 0X30 since inception, and xxK equity in the subject." |  |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WICSL0KLC9K | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 42.067% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is an active DOJ lien against the subject property in favor of the xx, which was recorded on xx/xx/2024 in the amount of xx. The SSN and property address provided on the document are consistent with the borrower's SSN and property address.<br> The annual combined taxes for 2025 were paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected is xx. | Collections Comments:According to the servicing comments, the current status of the loan is collection.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the comment dated xx/xx/2025, the reason for default is excessive obligation.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 2.33 years on the job as operations manager with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing Required Disclosures | xx | 3: Curable |  | \* Homeownership Counselling Disclosure is missing. (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the borrower was 2x60 delinquent with the previous servicer. The loan is currently performing. According to the tape as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the tape data, is xx."<br> \* Missing Required Disclosures (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The settlement service provider list is missing from the loan documents." | xx |  | Moderate | Pass | Pass | No Result | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9GE959Y0INT | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Commercial | Fixed |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Mid Rise Condo (5-8 Stories) | xx/xx/2025 | xx | Investor | Yes | Yes | Yes | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There are two active prior credit card judgments against xx, which were recorded on xx/xx/2007 and xx/xx/2008 in the amount of xx. These judgments are not against the subject borrower. <br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* 1-4 Family Mortgage Rider n/a but Occ/Prop Type suggest it is Required (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "1-4 family rider is missing from the loan documents."<br> \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO purchase." |  | \* Settlement date is different from note date (Lvl 1)&nbsp;&nbsp;&nbsp;&nbsp; "The final HUD-1 reflects the closing date as xx/xx/2025. The notary's signature date on the mortgage/deed of trust is xx/xx/2025. Note date is xx/xx/2025." |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| N2GH7J2KHUX | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | New Jersey | xx | xx | xx | New Jersey | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.500% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Mixed Use | xx/xx/2025 | xx | Primary | No | Not Applicable | Not Applicable | xx | xx | 53.364% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2026 with instrument # xx in the amount of xx with MERS as nominee for xx dba xx.<br> No active judgments or liens have been found.<br> The annual town taxes for 2026 have been paid in the amount of xx on xx/xx/2025.<br> The 1st installment of town taxes for 2026 was paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of town taxes for 2026 is due in the total amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found.<br>| According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 11.16 years on the job as a certified nurse's aide at XXXX<br> BWR2 has been SE for 5.25 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Flood Certificate<br> Initial Escrow Acct Disclosure<br> Missing Dicsloures<br> Missing Initial Closing Disclosure<br> Missing Initial LE<br> Missing or error on the Rate Lock<br> Notice of Servicing Transfer | xx | 3: Curable |  | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete due to Initial LE and Initial CD are missing from loan documents."<br> \* Homeownership Counselling Disclosure is missing. (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Homeownership counseling disclosure is missing from the loan documents."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure signed by borrower is missing from the loan documents."<br> \* Intent to Proceed Missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The borrower's intent to proceed is missing from the loan documents."<br> \* Missing flood cert (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Flood certificate is missing from the loan file."<br> \* Missing Initial Closing Disclosure (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Initial CD is missing from the loan file."<br> \* Missing Initial LE (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Initial LE is missing from the loan file."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement is missing from the loan file."<br> \* Missing Required Disclosures (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Settlement services provider list is missing from loan documents."<br> \* Notice of Servicing Transfer missing or unexecuted (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Servicing transfer disclosure is missing from the loan documents."<br> \* Property is Mixed Use (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject approved as OO. The tape and appraisal show the subject is a mixed-use property with a commercial smoothie shop on the first and a residential dwelling on the second floor. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK." |  |  | Minimal | Pass | Pass | No Result | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| L8KZTN3EI9B | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | No | Yes | xx | Unavailable | Not Applicable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx,<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2025 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> No details pertaining to the damage to the subject property have been observed.<br> Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 1: Acceptable |  |  |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| G55L3DJISTU | xx | xx | xx |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 43.844% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with MERS as nominee for xx No active judgments or liens have been found. The 1st and 2nd installments of county taxes for xx have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025, respectively. The 1st installment of county taxes for xx is due in the amount of xx on xx/xx/2026. No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the tape, the subject property is owner-occupied.<br> The appraisal report is as-is. The photo addendum of the appraisal report shows a broken downspout. The estimated cost to cure is xx. CCs do not show damage to the subject property.<br> BWR has 7.41 years on the job as a communications operator at the XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is as-is. The photo addendum of the appraisal report shows a broken downspout. The estimated cost to cure is xx. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan originated under the community lender program. Further details not provided. Subject loan originated on xx/xx/2025." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "A rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 81EICJBQ2JA | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 27.491% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens have been found.<br> The 2nd installment of county taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> The 1st installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> The 1st installment of county taxes for 2024 has been exempted.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The loan has been paid off on xx/xx/2026 in the amount of xx, out of which the principal balance is xx and the interest amount is xx. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is paid in full.<br> According to payment history as of xx/xx/2026, the loan has been paid off on xx/xx/2026 in the amount of xx, out of which the principal balance is xx and the interest amount is xx. The current UPB is xx.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 1.91 years on the job as a receptionist at XXXX. Additionally, BWR has 9 months on the job as a home care aide at XXXX, and BWR receives social security income.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the GSE (FNMA and Freddie Mac) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. <br> The test incorporates the following list of fees:<br> Administration Fee paid by Borrower: xx<br> Application Fee paid by Borrower: xx<br> Loan Origination Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx.<br>The loan failed the QM lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The test incorporates the following list of fees:<br> Administration Fee paid by Borrower: xx<br> Application Fee paid by Borrower: xx<br> Loan Origination Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject loan originated under the community lender loan program. Further details not provided. The subject loan originated on xx/xx/2025."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TZNJXM39R4G | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 8.750% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | Conventional | Fixed |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | No | Yes | xx | xx | Unavailable | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2026 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.750%. The current UPB as reflected in the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the occupancy of the subject property is stated as an investor.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> Subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is an NOO purchase originated on xx/xx/2026." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NOSZ9VLUK6B | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New Jersey | xx | xx | xx | New Jersey | xx | xx | No | Yes | Not Applicable | Other |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | 2 Family | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 34.458% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx<br> No active judgments or liens were found.<br> The 1st installment of town taxes for 2026 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installment of town taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> The annual town taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual utilities/MUD charges for 2026 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 10.83 years on the job as a police sergeant atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved as OO. Tape shows property is NOO due to misrepresentation. Further details were not provided. Elevated for client review." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is as-is. The improvement section of the appraisal report shows the removal of the cooking range in the basement to comply with the code. The estimated cost is xx. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows MI is active but may be invalid due to a flaw (occupancy misrep). PH shows MI is active." | xx |  | Moderate | Pass | Pass | Pass | Pass | Fail | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 42RG5V1ERPX | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.125% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | USDA | Fixed |  | Refinance | xx | xx | Full Documentation | No | Not Applicable | Unavailable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 24.193% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.125%. The current UPB as reflected in the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 6.25 years on the job as a senior behavioral analyst with xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject is not USDA insured." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. XXXX shows an estimated value of xxK. Current UPB is xxK."<br> \* GSE Points and Fees Test Violations (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>The loan fails the qualified mortgage points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan was not sent to the USDA prior to closing, which is required on streamline refinance. Therefore, there is NO USDA guarantee on the loan. Further details not provided."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KO1ZGNCXT0W | xx | xx |  |  | xx | xx | xx | Not Applicable | xx | xx | xx | xx | South Carolina | xx | xx | xx | South Carolina | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | $3067.52 | xx | 6.874% | 480 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | Yes | xx | Not Applicable | Unavailable | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to the payment history as of xx/xx/2026, the borrower has been delinquent for 01 month, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current interest-only payment is xx with an interest rate of 6.874%. The current UPB reflected as per the payment history is xx. The loan has an interest-only period for 120 months. | Collections Comments:According to the servicing comments, the current status of the loan is in collection.<br> According to the payment history as of xx/xx/2026, the borrower has been delinquent for 01 month, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2026, the reason for default is the tenant not paying rent.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the comment dated xx/xx/2026, the subject property is vacant.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR is an LLC, and the subject loan was approved as DSCR.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Seller provided 1007 and confirmed that 1007 was used in lieu of a lease agreement." | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "BWR is an LLC. Note and mortgage were signed by BWR as a member of the LLC only and not in an individual name. Loan does have a personal guarantee." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| E2DLM213XM7 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Ohio | xx | xx | xx | Ohio | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.908% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with the XXXX<br> The 1st installment of county taxes for 2025 has been paid in the amount of xx on xx/xx/2026.<br> The 2nd installments of county taxes for 2025 have been paid partially in the amount of xx on xx/xx/2026.<br> The 2nd installments of county taxes for 2025 have been due (remaining payment) in the amount of xx on xx/xx/2025.<br> The water and sewer charges for 2025 are due in the total amount of xx on xx/xx/2026 and xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 1.16 years on the job as an electrician atxx Previously, BWR had 7.83 years on the job as an electrician atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 45.91%. The Lender qualified with the base hourly rate that was not supported by the WVOE and excluded a liability. Revised DTI 54.06%. Lender defect. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is employed with xx as a journeyman electrician for 1.2 years, FICO 699, xx residual income, xxK reserves and xxK equity in the subject property. 0X30 since inception." | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on CD dated xx/xx/2025. Initial LE dated xx/xx/2025 reflects lender credit at xx. Final CD dated xx/xx/2025 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2025 and the 1-year SOL is active."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the loan was originated with a first mortgage intended for sale under the xx program along with an xx second lien; the first mortgage is not eligible for sale to xx while xx is purchasing the second lien. Further details not provided. Subject originated on xx/xx/2025." | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Moderate | Pass | Pass | Pass | Pass | No Result | No Result | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 41HSRHAUX8O | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Nevada | xx | xx | xx | Nevada | xx | xx | No | Yes | Not Applicable | First |  | $210.12 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 16.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.574% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property that was originated on xx/xx/2025 in favor of "xx Department of Business and Industry, a State Agency" in the amount of xx, which was recorded on xx/xx/2025 with instrument #xx<br> The 1st, 2nd, and 3rd installments of county taxes for 2025 have been paid in the total amount of xx on xx/xx/2025, xx/xx/2025, and xx/xx/2025, respectively.<br> The 4th installment of county taxes for 2025 is delinquent in the amount of xx, which is good through xx/xx/2026. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> As per the tape, the subject property is owner-occupied.<br> The tape and appraisal report show the water stains and discoloration on the ceiling of the top/3rd floor were noted and a roof inspection was needed. The available 1004D report confirms the roof inspection was done by a licensed roofing company and smoke detectors were installed. Moisture spots on the ceiling were repaired and repainted. The subsequent CCs do not show damages.<br> BWR has 8 months on the job as an installer at xx Previously, BWR had multiple jobs in the last two years in the same line of work.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 45.57%. The Lender used the hourly rate to qualify that was not supported by the WVOE and the BWR has not established stability of employment/income. Revised DTI 47.19%. Lender defect. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is employed with xx as an Installer for 7 months, FICO 758, xx residual income, xxK reserves and xxK equity in the subject property. 0X30 since inception." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape and appraisal report show the water stains and discoloration on the ceiling of the top/3rd floor were noted and a roof inspection was needed. The available 1004D report confirms the roof inspection was done by a licensed roofing company and smoke detectors were installed. Moisture spots on the ceiling were repaired and repainted."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the income exceeded the bond program limits. DPA is xx and is not forgiven. There are no payments required. All other funds needed to close came from the borrower's liquid assets. Further details not provided. The subject loan originated on xx/xx/2025."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8RMA0C5TZ5N | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | $0.00 | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.990% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 46.849% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior UCC financing statement (solar equipment, etc.) against the borrower in favor of xx, which was recorded on xx/xx/2025.<br> The property tax status is not provided in the updated title report. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, reflected as per the payment history, is xx.<br> Unable to determine the reason for the default.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 11.66 years on the job as a sales manager at XXXX. Additionally, BWR1 has been SE for 5.25 years at XXXX<br> BWR2 has 7.25 years on the job as a salesman at XXXX. Additionally, BWR2 has been SE for 5.25 years at XXXX <br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 46.84%. Tape shows an undisclosed debt with a monthly payment of xx opened prior to closing. Revised DTI is 52.67%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 11.66 years on the job as a sales manager at XXXX. BWR2 has 7.25 years on the job as a salesman atXXXX, FICO 765, xxK equity in the subject, and xx residual income."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WU01Z98LS0U | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | New York | xx | xx | xx | New York | xx | xx | No | Yes | Not Applicable | Other |  | $7021.14 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.125% | 360 |  | xx/xx/2024 | xx/xx/2024 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2024 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 47.268% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx D/B/A xx<br> There is one prior civil judgment against the borrower in favor of xx in the amount of xx, which was recorded on xx/xx/2023.<br> There are two junior civil judgments against the borrower in favor of the xx, which were recorded on xx/xx/2025.<br> The annual combined and school taxes for 2025 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025, respectively.<br> The annual combined taxes for 2026 are delinquent in the amount of xx, which is good through xx/xx/2026. | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the comment dated xx/xx/2025, the reason for default is excessive obligations.<br> The loan has not been modified since origination.<br> No post-close bankruptcy record has been found.<br> No foreclosure activity has been found.<br> As per the comment dated xx/xx/2025, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> BWR has 9 months on the job as a manager at xx BWR had multiple jobs in the last 2 years.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 47.26%. Tape shows the lender did not obtain sufficient documentation to support the exclusion of the xx monthly debt and miscalculated the PITI for the subject property. Revised DTI is 51%. Lender defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has 9 months on the job as a manager at xx on the 59th, FICO 724, xxK equity in the subject, and xx residual income."<br> \* Release of mortgage (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The UT shows a severe title defect, as a mortgage satisfaction was found. According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx D/B/A XXXX. The satisfaction of mortgage located at "xx" recorded on xx/xx/2025, states that the subject mortgage has been paid and discharged. There is an unrecorded copy of an affidavit of petition for cancellation of satisfaction of mortgage located at "xx" which states that the satisfaction of mortgage was made in error and the subject mortgage is not satisfied." |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final CD, dated xx/xx/2024, reflects cash to in the amount of xx."<br> \* ComplianceEase Exceptions Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations."<br> \* ComplianceEase TILA Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "This loan failed the TRID rate lock disclosure delivery date test."<br> \* ComplianceEase TRID Tolerance Test Failed (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "TRID violation due to decrease in lender credit on CD dated xx/xx/2024. Initial CD dated xx/xx/2024 reflects lender credit at xx. Final CD dated xx/xx/2024 reflect lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired.<br>Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents."<br> \* GSE Points and Fees Test Violations (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Moderate | Pass | Fail | Pass | Pass | Pass | Fail | Fail | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ELJVOPR81Z0 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 35.604% | First | Commitment | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property in favor of xx, a public corporation, which was recorded on xx/xx/2025 in the amount of xx.<br> There are five prior credit card judgments against the borrower in favor of different plaintiffs, which were recorded on different dates in the total amount of xx.<br> There is a prior civil judgment against the borrower in favor of the state of Florida, which was recorded on xx/xx/2007.<br> The annual installment of county taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> The annual installment of county taxes for 2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property is owner-occupied.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br>BWR1 has 10 months on the job as a registered behavior technician with XXXX.<br> Previously, BWR had 1.5 years on the job as an associate with xx<br> BWR2 has 8.83 years on the job as a logistics coordinator withxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 35.60%. Tape shows income documentation issue. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 10 months on the job as a registered behavior technician with xx; BWR2 has 8.83 years on the job as a logistics coordinator with xx, FICO 769, and 0X30 since inception." |  | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final CD dated xx/xx/2025 reflects cash to in the amount of xx." |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| G69HWS2TRXJ | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Massachusetts | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.875% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 49.981% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual water charges for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB, reflected as per the payment history, is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is an investment.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 8.91 years atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.98%. The Lender included rental income without a history. Lender defect. Revised DTI 51.25%. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is SE withxx for 8.11 years, FICO 647, xx residual income, xxK reserves and xxK equity in the subject property. 0X30 since inception." | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. Subject is an NOO purchase." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TPKQVY0HJ1M | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.990% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.775% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the seller's tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 6.25 years at xx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject was approved at 49.77%. The tape shows rental income used for qualification is not supported by a lease agreement or evidence of two months' receipt. Additionally, the lender did not obtain documentation to support the omission of business debts. The revised DTI is 76.11%. Lender defect. The subject originated on xx/xx/2025, and the 3-year SOL is active. BWR has been SE for 6.25 years at xx, FICO 703, xxK equity in the subject, and xx residual income." |  |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CHRNPM4103S | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Wisconsin | xx | xx | xx | Wisconsin | xx | xx | Yes | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Unavailable | Not Applicable | Loss Mitigation | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.750% | 360 |  | xx/xx/2023 | xx/xx/2023 |  | VA | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 32.860% | Not Applicable |  | Not Applicable | Single Family | xx/xx/2023 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.935% | First | Final policy | Not Applicable | Not Applicable | xx/xx/2025 | xx | Not Applicable | 6.750% | xx | xx/xx/2025 | XXXX | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2023 and recorded on xx/xx/2023 with instrument #xx in the amount of xx with xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. The due dates were advanced from xx/xx/2025 to xx/xx/2025 due to loan modification. | Collections Comments:According to the servicing comments, the current status of the loan is collection.<br> According to payment history as of xx/xx/2026, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. The current UPB is xx.<br> As per the comment dated xx/xx/2026, the occupancy of the subject property is stated as an unknown party.<br> As per the comment dated xx/xx/2026, the RFD is curtailment of income.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan was modified on xx/xx/2025.<br> As per the comment dated xx/xx/2025, the foreclosure was initiated on the loan on xx/xx/2025. As per the comment dated xx/xx/2025, the FC was placed on hold due to a loss mitigation workout. As per the comment dated xx/xx/2025, the foreclosure was closed due to loan modification.<br> No post-close bankruptcy record has been found.<br> BWR has 3.58 years on the job as an electrician apprentice at XXXX<br>Foreclosure Comments:As per the comment dated xx/xx/2025, the foreclosure was initiated on the loan on xx/xx/2025. As per the comment dated xx/xx/2025, the FC was placed on hold due to a loss mitigation workout. As per the comment dated xx/xx/2025, the foreclosure was closed due to loan modification.<br> Bankruptcy Comments:Not Applicable | The modification agreement was made between the borrower, xx, and the lender, xx, on xx/xx/2025. As per the modified term, the new principal balance is xx. The monthly P&I is xx with an interest rate of 6.7500% beginning on xx/xx/2025 and a maturity date of xx/xx/2065. There is no deferred balance and principal forgiven amount. | Hazard Insurance | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows a prior loan modification that was unable to be reallocated back due to the borrower re-defaulting post-modification. The foreclosure referral was approved on xx/xx/2025. The loss mitigation review is on xx/xx/2025. The first payment of MOD is xx/xx/2025 with a rate of 6.75% for 480-month terms. The loan was modified on xx/xx/2025. The first payment date is xx/xx/2025 with an interest rate of 6.750%. The foreclosure file was referred on xx/xx/2025."<br> \* Required Documentation Missing or Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan has a single-premium MI plan and full amount for MI charged at closing." | \* Missing proof of hazard insurance (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Hazard insurance policy is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| MOMYLB09T2O | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Florida | xx | xx | xx | Florida | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.250% | 180 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 13.852% | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 9.41 years atxx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 4: Unacceptable | \* Property Marketability Issues (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the subject condo project is a non-warrantable project due to ongoing/incomplete repairs. Appraisal report is as is. File and condo questionnaire show a special assessment of xxK for repairs. Further details not provided. 1004D, or an inspection report by a licensed professional verifying the completion of repairs and structural soundness of the condo project, is missing from the loan file." |  |  |  | Minimal | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| X0Q5RQQOAQ5 | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Kentucky | xx | xx | xx | Kentucky | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.875% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | Low Rise Condo (1-4 Stories) | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.759% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with bk/pg #xx for the amount of xx, with MERS as nominee for xx.<br> There is a prior notice of judgment lien (civil) against the property in favor of xx, for the amount of xx recorded on xx/xx/2016.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 5.875%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the subject property is owner occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 19 years on the job as a funeral director at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 49.76%. The Lender did not include the full tax amount and excluded liabilities. Lender defect. Revised DTI 51.54%. The subject loan originated xx/xx/2026 and the 3-year SOL is active. The BWR is employed with XXXX as a Funeral Director for 19 years, FICO 758, xx residual income, xxK reserves and xx equity in the subject property." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OAD4ALKBZNG | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | No | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | Not Applicable | xx | Primary | Yes | Yes | No | xx | Not Applicable | 49.025% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The first and second installments of county taxes for 2024 have been paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The annual water taxes for 2026 are due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape data, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 11.08 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Origination Appraisal | xx | 3: Curable |  | \* Missing Appraisal (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Appraisal report is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK." | xx |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4360AQLB119 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.250% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 30.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 48.605% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with page/book #xx in the amount of xx with MERS as nominee for xx.<br> There are two prior state tax liens against the borrower in favor of the xx, which were recorded on xx/xx/2015 & xx/xx/2016 in the total amount of xx.<br> There are two prior credit card judgments against the borrower in favor of different plaintiffs, which were recorded on different dates in the total amount of xx.<br> The annual 1st & 2nd installments of combined taxes for 2026 have been paid in the total amount of xx on xx/xx/2025 & xx/xx/2025.<br> The annual installment of combined taxes for 2025 has been paid in the amount of xx on xx/xx/2025.<br> The annual installment of combined taxes for 2024 has been paid in the amount of xx on xx/xx/2025.<br> The annual installment of utilities/MUD charges for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the servicing comment dated xx/xx/2026, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> Unable to determine the reason for default.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 3.25 years on the job as a direct support professional at xxAdditionally, BWR1 receives disability income.<br> BWR2 has 15.91 years on the job as a dietary aide at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete)<br> Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The appraisal report is as-is. The photo addendum of the appraisal report shows a defective wall surface and wall cracks. The estimated cost to cure is not available in the loan file. 1004D/inspection report by a qualified professional is missing from the loan documents, and the final CD does not reflect the escrow holdback."<br> \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 48.60%. Tape shows the co-borrower did not execute the promissory note, and the lender included the co-borrower's income and debts in qualifying, with recalculation using the borrower's income only increasing the DTI to 65%. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 3.25 years on the job as a direct support professional at xxBWR2 has 15.91 years on the job as a dietary aide xx , FICO 678, 1X30 since inception, xxK equity in the subject, and xx residual income." |  | \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Yes | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OE2XT7JRMJD | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Massachusetts | xx | xx | xx | Massachusetts | xx | xx | No | No | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.375% | 360 |  | xx/xx/2022 | xx/xx/2022 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 2 Family | xx/xx/2022 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 45.793% | First | Final policy | Not Applicable | Not Applicable | Not Applicable |  |  |  |  |  |  | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2022 and recorded on xx/xx/2022 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st, 2nd, and 3rd installments of city taxes for 2026 have been paid in the total amount of xx on xx/xx/2025, xx/xx/2025, and xx/xx/2026.<br> The 4th installment of city taxes for 2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 22.16 years on the job as a cleaner with the XXXX<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable |  |  | xx | 2: Acceptable with Warnings |  |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan was approved at 45.79%. Tape shows asset misrepresentation. Further details not provided. BWR defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 22.16 years on the job as a cleaner with the XXXX, FICO 809, 0X30 in the last 24 months, and xxK equity in the subject."<br> \* Qualified Mortgage DTI exceeds 43% (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 45.79% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator Credit File - XXXX and its recommendation is Approve/Eligible with a DTI of 45.79%." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ZE2HVC7ZLNL | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Illinois | xx | xx | xx | Illinois | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 26.316% | First | Final policy | Not Applicable | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is a junior mortgage against the subject property, which was recorded on xx/xx/2026 with instrument # xx in the amount of xx in the favor of the xx<br> There is an active municipal lien against the subject property in favor of xx, which is good through xx/xx/2026 in the amount of xx.<br> The 1st & 2nd installments of county taxes for 2024/2025 were paid in the total amount of xx on xx/xx/2025 and xx/xx/2025.<br> The 1st installment of county taxes for 2025/2026 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.00%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 10 months on the job as a laborer at xx Previously, BWR had 1.25 years on the job as an apprentice at xx<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Appraisal (Incomplete) | xx | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 26.32%. The Lender allowed the loan to close with a WVOE completed by a foreman and not the company HR personnel. The subject loan originated xx/xx/2026 and the 3-year SOL is active. The BWR is employed with xx as a Laborer for 10 months, FICO 765, and xx equity in the subject property." | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows the appraisal was not delivered to the borrower at least 3 days prior to closing. The appraisal report was sent to the borrower post-close. Further details not provided. The file shows the appraisal was delivered to the borrower on xx/xx/2025. The subject loan originated on xx/xx/2026. XXXX search shows an estimated value of xxK. Current UPB is xxK." | \* Cash out purchase (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The subject loan is a purchase case. The final CD dated xx/xx/2026 reflects cash to the borrower in the amount of xx." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KWR2JT6UKR3 | xx | xx | xx |  | xx | xx | xx | Not Applicable | xx | xx | xx | xx | Tennessee | xx | Unavailable | Unavailable | Unavailable | Unavailable | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.250% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Commercial | Fixed |  | Cash Out | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx in the amount of xx with xx.<br> There is an active prior mortgage against the subject property originated on xx/xx/2024 in favor of xx in the amount of xx, which was recorded on xx/xx/2024 with the instrument # xx<br> The annual city taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> The loan has not been modified since origination.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR is an LLC and the subject loan was approved as DSCR.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Hazard Insurance | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "BWR is an LLC. Note and mortgage were signed as a member of the LLC, not as an individual. Loan does have a personal guarantee."<br> \* Missing proof of hazard insurance (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The hazard insurance policy is missing from the loan documents." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AR39YOQTLNW | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Alaska | xx | xx | xx | Alaska | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.000% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Cash Out | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | 4 Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | xx | 24.319% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument #xx for the amount of xx with MERS as nominee for the xx<br> No active judgments or liens have been found.<br> The first and second installments of combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 7.000%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the seller's tape, the property occupancy is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has been SE for 25.25 years at XXXX<br> BWR2 has 1.25 years on the job as an admin officer at the XXXX. Previously, BWR2 had 9.92 years on the job as an operation manager at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows subject loan does not meet Freddie Mac guidelines as the existing mortgage paid off through subject transaction is not supported with proof of 12 months payment made by the BWR. Further details not provided. Review shows ATR confirmed." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0MWKOIX9YFV | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | South Carolina | xx | xx | xx | South Carolina | xx | xx | No | Yes | Not Applicable | Second |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.490% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | Conventional | Fixed |  | Refinance | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Mid Rise Condo (5-8 Stories) | xx/xx/2025 | xx | Investor | Yes | Yes | Yes | xx | xx | 45.185% | First | Short Form Policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> There is an active prior mortgage against the subject property, which was originated on xx/xx/2025 and recorded on xx/xx/2025 in the amount of xx with xx.<br> The annual county taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx. (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.490%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is non-owner occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has 7.08 years on the job as an assistant vice president of enterprise data management at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape defect and review of documents show the subject loan was part of cross collateralization under a blanket mortgage. Fannie does not allow on limited cash out. Subject xxK mortgage was part of a bridge loan of xxK on xx/xx/2025 that was cross collateralized with an additional property. The subject xxK mortgage was subsequently originated in a separate stand-alone transaction on xx/xx/2026 and final title was clear of the prior mortgage of xxK. PT shows the satisfaction of the prior xxK blanket mortgage on xx/xx/2026." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 12L01FX4FV3 | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 4.990% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Yes | xx | xx | 35.000% |  |  | Not Applicable | PUD | xx/xx/2026 | xx | Primary | Yes | Yes | No | xx | xx | 24.052% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated and recorded on xx/xx/2026 with instrument #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | The subject loan was originated on xx/xx/2026, and the first payment date is xx/xx/2026. As per the payment history of xx/xx/2026, the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 4.99%. The current UPB is xx. | Collections Comments:The current status of the loan is performing.<br> The subject loan was originated on xx/xx/2026, and the first payment date is xx/xx/2026. As per the payment history of xx/xx/2026, the next due date is xx/xx/2026. The current UPB is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape data, the subject property is owner-occupied.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 2.25 years on the job as an operations specialist at XXXX. <br> BWR2 has 2.66 years on the job as a CRJ captain at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Initial Escrow Acct Disclosure<br> Missing Initial Closing Disclosure<br> Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "TRID tolerance test is incomplete, as the initial CD is missing from loan documents. The subject loan is a purchase, originated on xx/xx/2026, and the 1-year SOL is active."<br> \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Initial escrow account disclosure is missing from the loan documents."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "The tape shows borrowers did not complete the required homebuyer education class/FNMA homeview or other acceptable home-ownership education course prior to the note date. Further details not provided. The subject loan originated on xx/xx/2026."<br> \* Missing Initial Closing Disclosure (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Initial closing disclosure is missing from the loan documents."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | No Result | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| L70BPXFJ77Z | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | Delaware | xx | xx | xx | Delaware | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 5.990% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | VA | Fixed |  | Refinance | xx | xx | Full Documentation | Yes | xx | xx | 25.000% |  |  | Not Applicable | PUD | xx/xx/2026 | xx | Primary | Yes | Yes | No | xx | xx | 39.344% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> The annual town taxes for 2025 have been paid in the amount of xx on xx/xx/2025.<br> No prior year's delinquent taxes have been found. | The loan was originated on xx/xx/2026, and the first payment is due on xx/xx/2026. According to tape data as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 5.990%. The current UPB reflected as per the payment history tape data is xx. | Collections Comments:The current status of the loan is performing.<br> According to tape data as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR2 has 10.33 years on the job as a director of academic operations with XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed prohibited fees test.<br> The below fee was included in the test:<br> Attorney's Fee (Closing Agent Only) paid by Borrower: xx."<br> \* Loan does not conform to program guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and file show subject did not meet the VA 210-day seasoning period. Subject originated on xx/xx/2026."<br> \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents." |  |  | Elevated | Pass | Pass | Pass | Not Covered | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| W6SFJ3EG5MO | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Connecticut | xx | xx | xx | Connecticut | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.625% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | Conventional | Fixed |  | Purchase | xx | xx | DSCR | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | Unavailable | First | Final policy | Not Applicable | Not Applicable | Unavailable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with Book/Page #xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The 1st, 2nd, and 3rd installments of town taxes for 2024/2025 have been paid in the total amount of xx on different dates.<br> The 4th installment of town taxes for 2024/2025 is due in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | The loan was originated on xx/xx/2026, and the first payment is due on xx/xx/2026. According to tape as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the tape is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to tape as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the tape is xx.<br> As per tape, the subject property's occupancy is stated as an investor.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> The subject loan is NOO. BWR was qualified using the DSCR of the subject property.<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Assets do not meet guidelines (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape shows the lender did not document sufficient assets to close. The bank statement in the file shows xxK of assets satisfy the cash-to-close requirements of xxK. Further details are not provided. Subject originated on xx/xx/2026."<br> \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is an NOO purchase." |  |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2BJK5N0YB4W | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Texas | xx | xx | xx | Texas | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.375% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | PUD | xx/xx/2025 | xx | Investor | Yes | Yes | No | xx | Not Applicable | 48.016% | First | Commitment | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> No active judgments or liens have been found.<br> The annual combined taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> The annual school taxes for 2025 have been paid in the amount of xx on xx/xx/2026.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> No details pertaining to the damage to the subject property have been observed.<br> As per the tape, the subject property's occupancy is stated as an investor.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR is self-employed and has been running multiple businesses for 17.41 years.<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable |  | xx | 3: Curable |  | \* Lease Agreement is missing (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Lease agreement is missing from the loan file. The subject is an NOO purchase originated on xx/xx/2026." | xx |  |  |  |  |  |  |  |  |  | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IMWILGL236F | xx | xx |  |  | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | xx | xx | California | xx | xx | No | Yes | Not Applicable | First |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 6.750% | 360 |  | xx/xx/2025 | xx/xx/2025 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Single Family | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | xx | 47.044% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2025 and recorded on xx/xx/2025 with instrument # xx in the amount of xx with MERS as nominee for xx.<br> There is one prior civil judgment against the borrower in favor of xx, which was recorded on xx/xx/2017 in the amount of xx.<br> The 1st and 2nd installments of county taxes for 2025 have been paid in the total amount of xx on different dates.<br> The 1st and 2nd installments of county taxes for 2026 are due in the total amount of xx on different dates.<br> The 1st and 2nd installments of county taxes for 2026 (supplemental) are due in the total amount of xx on different dates.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:According to the servicing comments, the current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx.<br> According to the comment dated xx/xx/2026, the reason for the default is a servicing issue.<br> As per the comment dated xx/xx/2026, the subject property is vacant. <br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR1 has 1.83 years on the job as a CEO assistant with xx<br> Prior to that, BWR1 was a full-time student with the University of xx, XXXX, between xx/xx/2018 and xx/xx/2023 for 4.75 years.<br> BWR2 has 2.58 years on the job as a software engineer withxx<br>Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 4: Unacceptable | \* Occupancy concerns - (Lvl 4)&nbsp;&nbsp;&nbsp;&nbsp; "Subject was approved as OO. Tape shows the subject is NOO due to occupancy misrepresentation. Elevated for client review." |  | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Subject loan was approved at 47.04%. Tape shows the subject is NOO due to occupancy misrepresentation, causing the lender to omit the BWR's primary housing expense. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 1.83 years on the job as a CEO assistant with xx; BWR2 has 2.58 years on the job as a software engineer withxx FICO 746, and xxK equity in the subject."<br> \* Missing or error on the Rate Lock Document (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "The rate lock agreement signed by the borrower is missing from the loan documents." |  | Minimal | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | No | Not Applicable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TD64YXVSJ0F | xx | xx |  |  | xx | xx | xx | xx | Not Applicable | Not Applicable | xx | xx | Maryland | xx | xx | xx | Maryland | xx | xx | No | Yes | Not Applicable | Other |  | $0.00 | xx | xx/xx/2026 | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | xx | Not Applicable | xx | 7.750% | 360 |  | xx/xx/2026 | xx/xx/2026 |  | Conventional | Fixed |  | Purchase | xx | xx | Full Documentation | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  | Not Applicable | Commercial Prop | xx/xx/2025 | xx | Primary | Yes | Yes | No | xx | Not Applicable | 23.975% | First | Final policy | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2026 and recorded on xx/xx/2026 with book/page #xx in the amount of xx with MERS as nominee for xx<br> There are 2 active prior mortgages against the subject property. The first prior mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 in the amount of xx with xx. The second prior mortgage was originated on xx/xx/2021 and recorded on xx/xx/2021 in the amount of xx with xx and XXXX<br> There is one prior civil judgment against XXXX in favor of xx, which was recorded on xx/xx/2025. The amount is not mentioned in the supportive document.<br> There is an active prior UCC lien against the subject property in favor of xx, which was recorded on xx/xx/2025.<br> The first and second installments of combined taxes for 2023 have been paid in the amount of xx on xx/xx/2023 and xx/xx/2023.<br> The first and second installments of combined taxes for 2024 have been paid in the amount of xx on xx/xx/2024 and xx/xx/2024.<br> The first and second installments of combined taxes for 2025 have been paid in the amount of xx on xx/xx/2025 and xx/xx/2025.<br> No prior year's delinquent taxes have been found. | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.750%. The current UPB reflected as per the payment history is xx. | Collections Comments:The current status of the loan is performing.<br> According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx.<br> As per the tape, the subject property is owner-occupied.<br> No details pertaining to the damage to the subject property have been observed.<br> No foreclosure activity has been found.<br> No post-close bankruptcy record has been found.<br> BWR has been SE for 5.58 years at XXXX<br> Foreclosure Comments:Not Applicable<br> Bankruptcy Comments:Not Applicable | Not Applicable | Missing or error on the Rate Lock | xx | 3: Curable |  | \* Missing or error on the Rate Lock Document (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Rate lock agreement signed by the borrower is missing from the loan documents."<br> \* Property is Commercial Prop (Lvl 3)&nbsp;&nbsp;&nbsp;&nbsp; "Tape and appraisal report show the subject property is an SFR with XXXX1 acres. XXXX/XXXX show the subject currently operates as an XXXX (XXXX). Subject was approved as OO. BWR rents a property and has an NOO in the same town as the subject. <br>xx/xx/2026: Seller response that subject is OO and not XXXX. The XXXX was with the former owner. Downgraded to LVL3. ." | \* Higher-Priced Mortgage Loan test Fail (Lvl 2)&nbsp;&nbsp;&nbsp;&nbsp; "Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 7.771% exceeds the APR threshold of 7.770% over by +0.001%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). <br>Loan failed the MD COMAR higher-priced mortgage loan test due to an APR calculated at 7.771% exceeds the APR threshold of 7.770% over by +0.001%.<br>Loan failed the QM safe harbor threshold test due to an APR calculated at 7.771% exceeds the APR threshold of 7.770% over by +0.001%." |  | Elevated | Pass | Pass | Pass | Pass | Pass | No Result | Pass | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Value:Not Applicable<br> Date:Not Applicable<br> Type:Not Applicable | Unavailable | Unavailable | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos:<br> Verification Type: | Mos Reviewed:<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: | Number:<br> Total Amount:<br> Last Date: |  |  |  |  | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent:<br> Mortgage/Rent Dlq Last 12 Mos:<br> Max Days Dlq Last 12 Mos: | Mos Reviewed:Not Applicable<br> Times 1X30:<br> Times 1X60:<br> Times 1X90:<br> Currently Delinquent? :<br> Total Delinquent: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Number:Not Applicable<br> Total Amount:<br> Last Date: | Not Applicable | Not Applicable | Not Applicable | Not Applicable |

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## Exhibit 99.5

**Exhibit 99.5 Schedule 4**

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| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Redacted ID** | **Loan Number 1** | **Loan Number 2** | **Borrower Last Name** | **Exception ID** | **Client** | **Project** | **Pool** | **Fund** | **Loan Review Status** | **Property State** | **Original Loan Amount** | **Finding Category** | **Finding Sub-Category** | **FindingStatus** | **Finding Grade** | **Finding Description** | **Finding Comment** | **Lender Response** | **Lender Status** |
| 5Q6M7RRZOQB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject approved as OO at 39.21%. Tape shows subject is NOO due to misrepresentation as BWR never moved into subject causing lender to omit BWR primary housing expense. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR1 receives pension and social security income. BWR2 receives social security income, FICO 774, 0X30 since inception. |  |  |
| 5Q6M7RRZOQB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. Tape shows property is NOO due to misrepresentation as BWR never moved into subject. Further details were not provided. Elevated for client review. |  |  |
| 5Q6M7RRZOQB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| G2DPQLREDK5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD dated xx/xx/2024 reflects cash to in the amount of xx. |  |  |
| G2DPQLREDK5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. The loan estimate dated xx/xx/2024 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br>Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired. |  |  |
| G2DPQLREDK5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Condo questionnaire shows the special assessment amount for the HOA repair is xxK. Appraisal report completed as-is. Tape states repairs are completed but not docs in file to confirm |  |  |
| G2DPQLREDK5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| G2DPQLREDK5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| OQJVIQG8OU7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the lender did not use the prior sales price of xx for LTV calculation and used the appraised value of xx from a recent appraisal report at closing. The loan is currently overfunded by xx. Further details not provided. |  |  |
| OQJVIQG8OU7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | TRID violation due to decrease in lender credit on closing disclosure dated xx/xx/2024. The initial LE dated xx/xx/2024 reflects lender credit at xx; the final CD dated xx/xx/2024 reflects the lender at xx. This is an increase of +xx for a fee that has a 0% tolerance test.<br> The subject loan is a refinance, originated on xx/xx/2024, and the 3-year SOL is active. |  |  |
| OQJVIQG8OU7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | The loan fails the compliance delivery and timing test for the CD dated xx/xx/2024. The document tracker is missing, and 3 business days were added to get the receipt date of xx/xx/2024, which is after the consummation date of xx/xx/2024. The subject is a refinance case originated on xx/xx/2024, and the 3-year SOL is active. |  |  |
| P0RQRGP4JMK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.363% exceeds APR threshold of 8.150% over by +0.213%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the CA AB 260 higher-priced mortgage loan test due to an APR calculated at 8.363% exceeds APR threshold of 8.150% over by +0.213%. |  |  |
| P0RQRGP4JMK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| P0RQRGP4JMK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and the Infinity CE report show the subject loan is HPML, and the appraisal was not delivered 3 days prior to closing. Further details not provided. |  |  |
| 1FLGRF0YIIE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 3: Curable | \* DSCR is less than 1.00 (Lvl 3) | Net operating income is xx and annual payments (Debt Service) are xx and the debt service cover ratio (DSCR) is 0.91. |  |  |
| 1FLGRF0YIIE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| QER6IJ6OSSE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Homeownership Counselling Disclosure is missing. (Lvl 3) | Homeownership counseling disclosure is missing from the loan documents. |  |  |
| QER6IJ6OSSE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| QER6IJ6OSSE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3) | The TRID tolerance test is incomplete due to Initial CD is missing from the loan documents.<br> The subject loan is a refinance, originated on xx/xx/2024, and the SOL is 3 years. |  |  |
| QER6IJ6OSSE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | The subject loan was approved at 49.21%. Tape shows lender utilized asset depletion as income in the DTI. The derived income source is not acceptable for qualification. as BWR has xxK in checking accounts. Excluding this income, the revised DTI is 108.92%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has been SE for 39.6 years at xx |  |  |
| QER6IJ6OSSE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial Closing Disclosure (Lvl 3) | The initial closing disclosure is missing from the loan documents. |  |  |
| QER6IJ6OSSE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing flood cert (Lvl 3) | The Flood Certification document is missing from the loan documents. |  |  |
| QER6IJ6OSSE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from loan documents. |  |  |
| 0H08NFZNLX3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved as NOO at 17.03%. The tape reflects an increased DTI of 26.59%. Further details not provided. The subject originated on xx/xx/2025, and the 3-year SOL is active. BWR has been SE for 12.58 years at Solution Insurance, FICO 703, 1X30 since inception, xxK equity in the subject, and residual income xx. Review shows ATR confirmed. |  |  |
| 0H08NFZNLX3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 4: Unacceptable | \* Required Documentation Missing (Lvl 4) | Subject approved as non QM loan. Reaching out to the seller for the guidelines. |  |  |
| CSC36SVLONU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account disclosure is missing from the loan document. |  |  |
| CSC36SVLONU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject was approved at 29.35%. The tape shows underwriting issues. Further details not provided. Lender defect. The subject originated on xx/xx/2020, and the 3-year SOL has expired. BWR1 has 3.75 years on the job as a general manager with xx |  |  |
| CSC36SVLONU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 3QJT5TJQ7K9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 3QJT5TJQ7K9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject approved as OO at 22.63%. Tape shows the subject is NOO due to occupancy misrepresentation, causing the lender to omit BWR's primary housing expense. Revised DTI is 56.70%. Further details not provided. BWR defect. Subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR has 8 months on the job as a tax manager with xx |  |  |
| 3QJT5TJQ7K9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx. |  |  |
| 3QJT5TJQ7K9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 3QJT5TJQ7K9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx. |  |  |
| 3QJT5TJQ7K9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. Tape shows the subject is NOO due to occupancy misrepresentation. Further details not provided. Elevated for client review. |  |  |
| 3QJT5TJQ7K9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that in total cannot increase more than 10% tolerance test. Initial LE dated xx/xx/2020 reflects the sum of Section C fees and Recording fee at xx. Final CD dated xx/xx/2020 reflects the sum of Section C and Recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% test. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2020 and the 3-year SOL has expired.<br>Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 reflects Transfer Taxes at xx. Final CD dated xx/xx/2020 reflects Transfer Taxes at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> Subject loan is a refinance case, originated on xx/xx/2020 and the 3-year SOL has expired. |  |  |
| TRY71JXSHL3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and Infinity CE result show the TRID violation for initial LE. The initial LE was delivered after 3 business days. |  |  |
| TRY71JXSHL3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Loan Copies of Documents is missing from the loan file (Lvl 3) | Home equity loan copies of documents are missing from the loan documents. |  |  |
| TRY71JXSHL3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| TRY71JXSHL3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| TRY71JXSHL3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase 0% tolerance test and charges that in total cannot increase more than 10% tolerance test due to loan failed initial loan estimate delivery and timing test. Initial loan estimate dated xx/xx/2025 delivered on xx/xx/2025 which is more than 3 business days from initial application date xx/xx/2025. The subject is a purchase case originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| TRY71JXSHL3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 3) | Home equity loan notice of address for borrower notification of violation is missing from the loan documents. |  |  |
| TRY71JXSHL3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 3) | Home equity loan interest and fees pre-closing disclosure is missing from the loan documents. |  |  |
| M02IHSQI4G1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 49.35%. Tape shows PITIA miscalculation, as correct taxes were not included in PITIA. Revised DTI is 51%. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 5.41 years on the job as a transportation associate at xx. BWR2 has 3.58 years on the job as an xx |  |  |
| M02IHSQI4G1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| TT8PC6P71ZQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from the loan documents. |  |  |
| TT8PC6P71ZQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 48.37%. Tape shows income miscalculation and BWR was employed by a family member. The lender did not obtain tax returns to support qualifying income. Further details not provided. Lender defect. Subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 7.75 years on the job as a manager with xx and FICO 773, 2X30 last 24 months, xxk equity in subject. |  |  |
| TT8PC6P71ZQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application signed by the loan originator is missing from the loan documents. |  |  |
| TT8PC6P71ZQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | TRID tolerance test is incomplete, as the initial LE and initial CD are missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| TT8PC6P71ZQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial LE (Lvl 2) | Initial LE is missing from the loan documents. |  |  |
| TT8PC6P71ZQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| TT8PC6P71ZQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 48.37% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (xx) and its recommendation is approve/eligible with a DTI of 48.37%. |  |  |
| TT8PC6P71ZQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | Initial CD is missing from the loan documents. |  |  |
| TT8PC6P71ZQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. The current UPB is xxK. |  |  |
| BSHG7BK8C1L | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Delaware | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* State Prohibited Fees Test Fail (Lvl 2) | The loan failed the state regulation for the first lien prohibited fees test. <br> The below fee was included in the test:<br> Attorney's Fee (Closing Agent Only) paid by Borrower: xx. |  |  |
| BSHG7BK8C1L | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Delaware | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account disclosure is missing from the loan documents. |  |  |
| BSHG7BK8C1L | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Delaware | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | TRID tolerance test is incomplete, as the initial CD is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2020 and the 3-year SOL has expired. |  |  |
| BSHG7BK8C1L | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Delaware | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | TRID total of payment disclosed on final CD as xx. Calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate due to it is understated by more than xx. Subject loan is a refinance case, originated on xx/xx/2020 and the 3-year SOL has expired. |  |  |
| BSHG7BK8C1L | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Delaware | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows subject loan does meet the seasoning period requirements for a streamline refinance. Further details not provided. Subject originated xx/xx/2020. |  |  |
| 9RCZKNDRU78 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Final Transmittal Summary is missing from the loan documents. |  |  |
| 9RCZKNDRU78 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan kicked out of SD, and TIAA jumbo never sold of ARM issue. BWR was difficult and reluctant to refinance in 2021. Further details are not provided. |  |  |
| 9RCZKNDRU78 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2020 does not reflect Rate Lock Fee. CD dated xx/xx/2021 reflects Rate Lock Fee at xx.<br> Loan estimate dated xx/xx/2020 reflects Appraisal Fee xx. CD dated xx/xx/2021 reflects Appraisal Fee at xx.<br> Loan estimate dated xx/xx/2020 reflects Points - Loan Discount Fee at xx. CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx.<br> This is a cumulative increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| 9RCZKNDRU78 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the Pennsylvania license validation test. |  |  |
| 9RCZKNDRU78 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | AUS | Active | 4: Unacceptable | \* Document(s) Required by AUS Missing from Loan file (Lvl 4) | AUS report is missing from the loan documents. |  |  |
| 9RCZKNDRU78 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application signed by the loan originator is missing from the loan documents. |  |  |
| 9RCZKNDRU78 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows ARM disclosure issue. Further details not provided. The file shows the ARM disclosure is available in the loan file. |  |  |
| 1X3ASF6XZIP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | ComplianceEase TRID tolerance test is incomplete due to the initial CD is missing from loan documents. The subject is a purchase case originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| 1X3ASF6XZIP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | The initial CD is missing from the loan file. |  |  |
| 1X3ASF6XZIP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 1X3ASF6XZIP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | Servicing transfer disclosure is missing from the loan documents. |  |  |
| 1X3ASF6XZIP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 38.17%. Tape and file show BWR does not meet the minimum tradelines and history requirement, as the BWR has only one active tradeline, which is an authorized user account. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 5.83 years on the job as a staff nurse with XXXX, FICO 781, 0X30 in the last 24 months, and xxK equity in the subject. |  |  |
| D5CI2E1BZ11 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| D5CI2E1BZ11 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject was approved at 41.47%. The tape shows the YTD income was not supported by the tax returns. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has been SE for 3.41 years at XXXX. BWR2 has 1.41 years on the job as a certified nursing assistant with xx |  |  |
| LB2TSPG9RL9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| LB2TSPG9RL9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal in the loan file is as-is. The improvement section shows strip of missing siding, peeling paint on several window frames and on soffit. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| LB2TSPG9RL9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | The initial closing disclosure is missing from the loan documents. |  |  |
| LB2TSPG9RL9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject was approved at 48.84%. The tape shows the lender did not establish the stability of BWR1 and BWR2 income, and the file was missing confirmation that BWR's SE company was open and operating within 20 days of the note date. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has been SE as an administrator for 10.58 years. BWR2 has 1.33 years on the job as a xx |  |  |
| LB2TSPG9RL9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | ComplianceEase TRID tolerance test is incomplete due to the initial CD is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| P5SMAU23M51 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject was approved at 42.12%. The tape shows the lender did not establish the co-borrower's retirement income stability. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 receives social security income. BWR2 receives social security, retirement, and XXXX investment income, FICO 668, 0X30 in the last 24 months, and xxK equity in the subject. |  |  |
| P5SMAU23M51 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | ComplianceEase TRID tolerance test is incomplete due to the initial CD is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| P5SMAU23M51 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| P5SMAU23M51 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | The initial closing disclosure is missing from the loan documents. |  |  |
| 4BOYP92XAGK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | This loan failed the written list of service providers disclosure date test as written list of service providers disclosure is later than the third business day after the initial application date.<br>The initial loan estimate delivery date xx/xx/2021 is later than the third business day after the creditor or broker receives the consumer's written application xx/xx/2021. |  |  |
| 4BOYP92XAGK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | TRID tolerance test is incomplete, as the initial CD is missing from loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| 4BOYP92XAGK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | Initial closing disclosure is missing from the loan documents. |  |  |
| 4BOYP92XAGK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase RESPA Test Failed (Lvl 3) | This loan failed the homeownership counseling organizations disclosure date test as the loan has a homeownership counseling organizations disclosure date xx/xx/2021 that is not within three business days of the loan originator's application date xx/xx/2021. |  |  |
| 4BOYP92XAGK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 40.68%. Tape shows misrepresentation of income and employment. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 1 month on the job as a certified pharmacy technician at xx. BWR2 has 1 month on the job as a worker at xx. FICO 635, xxK equity in the subject, and 0X30 in the last 24 months. |  |  |
| 4BOYP92XAGK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| ZW6AWYGB0WY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. The current UPB is xxK. |  |  |
| ZW6AWYGB0WY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| ZW6AWYGB0WY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 49.81% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator xx and its recommendation is Approve/Eligible with a DTI of 49.81%. |  |  |
| ZW6AWYGB0WY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 49.81%. Tape shows undisclosed debt. The revised DTI is 60.73%. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 4.5 years on the job as a functional developer at XXXX. Additionally, BWR has been SE as an xx |  |  |
| SKETXOHC3IZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 23.58%. Tape shows the lender did not include a bridge loan payment for qualification. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been xx |  |  |
| SKETXOHC3IZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | TRID tolerance test is incomplete, as the initial CD is missing from loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| SKETXOHC3IZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. The current UPB is xxK. |  |  |
| SKETXOHC3IZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| SKETXOHC3IZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | Initial closing disclosure is missing from the loan documents. |  |  |
| VXVKIV32W0J | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| VXVKIV32W0J | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| VXVKIV32W0J | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects an Appraisal Fee of xx. The CD dated xx/xx/2021 reflects an Appraisal Fee of xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| VXVKIV32W0J | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 40.52%. Tape shows the lender did not include a bridge loan payment for qualification. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR receives social security and retirement income. FICO 812 and xxK equity in the subject and 0X30 in the last 24 months. |  |  |
| SDS0DOROVYT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows GNMA has been found to be in violation of APM 19-05 (GNMA 210 rule) due to a loan modification that occurred in servicing that Ops was not aware of. The loan modification was not found in the loan file. The borrower has been making payments with respect to note terms. |  |  |
| SDS0DOROVYT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| SF18L7OAASD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase State Regulations Test Failed (Lvl 2) | This loan failed the late fees test. The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located. |  |  |
| SF18L7OAASD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows NCHFA declined to purchase the loan due to the collateral suspense items were not resolved in time, and the loan cannot be pooled at the current rate. |  |  |
| SF18L7OAASD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Credit | Active | 3: Curable | \* Type of Ownership is Leasehold Or Cooperative (Lvl 3) | The subject mortgage was originated on xx/xx/2022 with a maturity date of xx/xx/2052. The subject leasehold agreement is available in the loan file located at "xx" the lease terms expire on xx/xx/2121. |  |  |
| U0UW478QG6L | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| U0UW478QG6L | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 16.09%. Tape shows misrepresentation of income and employment, as the BWR did not start the new job. BWR defect. The subject loan originated on xx/xx/2023, and the 3-year SOL is active. BWR was qualified using an offer letter as an xx |  |  |
| U0UW478QG6L | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2023, and the 1-year SOL has expired. |  |  |
| U0UW478QG6L | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| Z3GHTUV8TXF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling organizations disclosure is missing from the loan documents. |  |  |
| Z3GHTUV8TXF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase State Regulations Test Failed (Lvl 2) | Loan fails Prohibited Fees Test due to fees charged: xx Exceeds the fees threshold of xx by +xx. The below fees was included in the test: Title CPL Fee paid by Borrower: xx |  |  |
| Z3GHTUV8TXF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape and appraisal report show that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp#5 with a sales price of xxK, is closest to the subject property. Redfin search shows an estimated value of xxK. Current UPB is xxK. Further details not provided. |  |  |
| Z3GHTUV8TXF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| Z3GHTUV8TXF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | The TRID tolerance test is incomplete due to Initial CD is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| Z3GHTUV8TXF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | Initial closing disclosure is missing from the loan documents. |  |  |
| JY4QNJ3SGIK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date was provided, and the initial closing disclosure receipt date was less than three business days before the consummation date. |  |  |
| JY4QNJ3SGIK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show the lender used the new appraised value xxK instead of the sales price xxK within 12 months for the LTV calculation. The prior sale was held on xx/xx/2024 with sales price of xxK and appraisal report dated xx/xx/2025 shows appraisal value is xxK. The subject originated on xx/xx/2025. |  |  |
| JY4QNJ3SGIK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Doc Issue | Active | 3: Curable | \* MI, FHA or MIC missing and required (Lvl 3) | The mortgage insurance certificate is missing from the loan documents. |  |  |
| QUEPMR3JNKE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Legal Docs | Active | 3: Curable | \* Type of Ownership is Leasehold or Cooperative (Lvl 3) | An alert note of a UT report dated xx/xx/2025 shows that the property is a unit in a co-operative. The subject loan originated on xx/xx/2025 with a maturity date of xx/xx/2055. As per the lease agreement located at xx docs PG#17, the lease terms started from xx/xx/2025 until xx/xx/2080. |  |  |
| QUEPMR3JNKE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the Co-Op project approval with Chase has expired, and the lender is unable to obtain the updated required project documentation. Further details not provided. Subject originated xx/xx/2025. |  |  |
| KEUNUD205I1 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Delaware | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are not failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds. |  |  |
| KEUNUD205I1 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Delaware | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TILA finance charge test. Finance charge disclosed on Final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. <br>Loan failed TILA APR test because APR calculated at 4.559% exceeds APR threshold of 4.718% under disclosed by -0.159%. |  |  |
| KEUNUD205I1 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Delaware | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| KEUNUD205I1 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Delaware | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* MI, FHA or MIC missing and required (Lvl 2) | FHA mortgage insurance certificate is missing from the loan documents. |  |  |
| KEUNUD205I1 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Delaware | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final HUD-1 dated xx/xx/2013 reflects cash to the borrower in the amount of xx. |  |  |
| KEUNUD205I1 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Delaware | xx | Valuation | Property | Active | 2: Acceptable with Warnings | \* Property is Manufactured Housing (Lvl 2) | As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The manufactured home rider and affidavit of affixation attached to the recorded mortgage located at "xx" state that the manufactured home has been affixed to the permanent foundation. |  |  |
| JIXG69FM8FK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| JIXG69FM8FK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report is as-is. The photo addendum of the appraisal report shows missing siding. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| JIXG69FM8FK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 46.65%. Tape shows BWR was not employed prior to closing. Revised DTI is 300.01%. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has 9 months on the job as a xx |  |  |
| 95J33NXROFD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary to correctly perform reimbursement calculations. |  |  |
| 95J33NXROFD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 reflects points—the loan discount fee at xx. The CD dated xx/xx/2022 reflects points—loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance that originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| 95J33NXROFD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 44.55%. Tape shows the lender did not include the solar payment debt in the DTI calculation. Further details not provided. Lender defect. Subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 3.66 years on the job as a xx |  |  |
| 95J33NXROFD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 95J33NXROFD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.55%, the borrower's income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx & CLOSING_Pg#16), and its recommendation is "xx" with a DTI of 44.55%. |  |  |
| 4H1W1T492H9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject approved as OO at 34.32%. Tape shows subject is NOO, and income misrepresentation causing lender to omit BWR primary housing expense. Further details not provided. BWR defect. Subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR1 has been SE for 2.41 years atxx |  |  |
| 4H1W1T492H9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. Tape shows property is NOO due to misrepresentation. XXXX search shows property was listed for rent. Further details were not provided. Elevated for client review. |  |  |
| 4H1W1T492H9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary to correctly perform reimbursement calculations. |  |  |
| 4H1W1T492H9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects Point - Loan Discount Fee at xx. The CD dated xx/xx/2024 reflects Point - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired. |  |  |
| FHGK5EBOZOC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| FHGK5EBOZOC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase fee in the amount of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| FHGK5EBOZOC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the borrower is current. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. |  |  |
| FHGK5EBOZOC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| FHGK5EBOZOC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 25.78%. Tape shows income misrepresentation. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has been SE for 7.25 years at Investment by xx, FICO 650, and 0X30 since inception. |  |  |
| FHGK5EBOZOC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3) | This loan failed the initial closing disclosure delivery date test. The initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business<br> days before the consummation date. |  |  |
| H5X04M53PKS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nevada | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject approved at 39.48%. Tape shows BWR was not employed at the time of closing. BWR defect. The subject loan was originated on xx/xx/2024, and the 3-year SOL is active. BWR has 14 years on the job as an art performer with xx, Inc. FICO 788, and 2X30 since inception, xxK equity in the subject. |  |  |
| H5X04M53PKS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nevada | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | The tape shows the subject loan is not insured. |  |  |
| UWRWM7MO3J6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows a defect as EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx. |  |  |
| LV9QQH7JV1W | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows EPD. According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB reflected as per the payment history is xx. |  |  |
| LV9QQH7JV1W | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | Lease agreement is missing from the loan file. |  |  |
| HOO0G5UNKKQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows early payment default. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx. |  |  |
| HOO0G5UNKKQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation |  | Active | 3: Curable | \* Property type is inconsistent with the tape (Lvl 3) | Property type is inconsistent with the tape. |  |  |
| T83ZW2724RR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current UPB is xx. |  |  |
| LWS1ICEN4YQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows EPD. According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The current UPB is xx. |  |  |
| LU9H69G6REN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| LU9H69G6REN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The appraisal report is as-is. The photo addendum of the appraisal report shows damaged garage front roof siding. The estimated cost to cure is not available in the loan files. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback. |  |  |
| LU9H69G6REN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. |  |  |
| LU9H69G6REN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | Subject loan was approved at 46.14% DTI. The Lender used the hourly rate to calculate income that was not supported. Revised DTI 67.32%. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is employed with XXXX as s Registered Behavior Tech for 1 year, FICO 702, xx residual income, 0X30 since inception and xxK equity in the subject property. |  |  |
| R2CNOS19QDH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase 0% tolerance test. The loan estimate dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| R2CNOS19QDH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | The subject loan was approved at 45.57%. The tape shows rental income miscalculation. The revised DTI is 66.15% . Further details not provided. Lender defect. The Lender calculated BWR 2 income that was not supported by the year to date and included rental income without a history. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has been SE for 4.58 years at xx. BWR2 has 6.08 years on the job as a foreman with xx. Additionally, BWR2 has 9 months on the job as a reservist with the xx |  |  |
| R2CNOS19QDH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| R2CNOS19QDH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| R2CNOS19QDH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate.<br>The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| CK57O176SPL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Note has LIBOR Index with Replacement Clause (Lvl 2) | The note states if the index is no longer available, the note holder will choose a new index that is based upon comparable information. The note holder will give notice of this choice. |  |  |
| CK57O176SPL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan file. |  |  |
| CK57O176SPL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan failed the Connecticut license validation test. |  |  |
| CK57O176SPL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan failed the Connecticut license validation test. |  |  |
| CK57O176SPL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| OFBB6N9OQD8 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | Final TIL is missing from the loan documents. |  |  |
| OFBB6N9OQD8 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application signed by the loan originator is missing from the loan documents. |  |  |
| OFBB6N9OQD8 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TILA APR test as the final TIL is missing from the loan documents. |  |  |
| OFBB6N9OQD8 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| YKN5D1NPKUX | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx over by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx over by - xx. |  |  |
| YKN5D1NPKUX | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| YKN5D1NPKUX | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Illinois | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows the subject loan is uninsured. |  |  |
| 0K2LRTWL8CT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | The right of rescission is missing from the loan file. |  |  |
| 0K2LRTWL8CT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| SJZHRQI22YH | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Nevada | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| SJZHRQI22YH | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Nevada | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan file. |  |  |
| SJZHRQI22YH | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Nevada | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan file. |  |  |
| DTAJ3FITC9C | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan file. |  |  |
| DTAJ3FITC9C | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the disclosed finance charge of xx exceeds the calculated finance charge of xx by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the disclosed finance charge of xx exceeds the calculated finance charge of xx by - xx. |  |  |
| DTAJ3FITC9C | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | This loan does not violate predatory lending laws. It only exceeds the GSE points and fees test: On the GSE fee violations, these loans are NOT failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds. |  |  |
| DTAJ3FITC9C | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 7RZG29A4WLK | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Louisiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 7RZG29A4WLK | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Louisiana | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial 1003 is missing from the loan documents. |  |  |
| U0N5XOSOT17 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Kentucky | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. <br>The loan failed the TILA foreclosure rescission finance charge test due to calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. |  |  |
| U0N5XOSOT17 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Kentucky | xx | Compliance | Compliance | Active | 4: Unacceptable | \* The property is located in a state that has unlimited assignee liability for High cost loans and HUD-1/FCD is missing to test the compliance (Lvl 4) | This loan is from the state of Kentucky which has unlimited assignee liability for state high cost & we are unable to test compliance due to missing HUD. |  |  |
| U0N5XOSOT17 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Kentucky | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final HUD-1 is missing from the loan documents. CE was tested using the fee itemization in the file. |  |  |
| QJA72WSXH7I | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Louisiana | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows the subject loan is uninsured. |  |  |
| S8UVV2DCAG9 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | Loan fails GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged of xx Exceeds the fees threshold of xx by xx. Loan Origination Fee paid by Borrower: xx Processing Fee paid by Borrower: xx Underwriting Fee paid by Borrower: xx Administration Fee paid by Borrower: xx Flood Determination—Life of Loan Fee paid by borrower: xx Tax-Related Service Fee paid by Borrower: xx 1101 Settlement/Closing/Escrow Fee paid by Borrower: xx Title: Courier Fee paid by borrower: xx |  |  |
| S8UVV2DCAG9 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement is missing from the loan file. |  |  |
| S8UVV2DCAG9 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Virginia | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows subject loan is uninsured. |  |  |
| BP2KA9SC345 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test: On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds. |  |  |
| BP2KA9SC345 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Virginia | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value at xxK. The current UPB is xxK. |  |  |
| BP2KA9SC345 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| BP2KA9SC345 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase State Regulations Test Failed (Lvl 2) | The loan failed the late fee test, as the fee charged of 10.000% exceeds the fee threshold of 5.000% over by +5.000%. |  |  |
| BP2KA9SC345 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Virginia | xx | Valuation | Property | Active | 4: Unacceptable | \* Property is Mobile Home (Lvl 4) | Home is not affixed. As per the BPO report, which is located at "xx" the subject property type is a manufactured home. The ALTA 7 endorsement is not attached to the final title policy. The legal description attached to the subject mortgage does not show the VIN or serial number. The affidavit of affixation is not available to confirm whether the mobile home is affixed to a permanent foundation. |  |  |
| BP2KA9SC345 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR signed by the borrower is missing from the loan documents. |  |  |
| JI9PYN88FLQ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. |  |  |
| JI9PYN88FLQ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Ohio | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | The initial 1003 signed by the loan originator is missing from the loan files. |  |  |
| JI9PYN88FLQ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| JI9PYN88FLQ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Ohio | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | The appraisal is missing from the loan document. |  |  |
| JI9PYN88FLQ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | The ROR is missing from the loan file. |  |  |
| QYNC6ENZYA0 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final HUD-1, along with itemization of fee and estimated HUD-1, is missing from the loan documents. |  |  |
| QYNC6ENZYA0 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the subject loan is a business purpose loan. |  |  |
| QYNC6ENZYA0 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | North Carolina | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows subject loan is uninsured. |  |  |
| QYNC6ENZYA0 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | North Carolina | xx | Credit | Credit | Active | 4: Unacceptable | \* Business Purpose Affidavit is missing (Lvl 4) | Business purpose affidavit signed by the borrower is missing from the loan documents. |  |  |
| CEH9C9AFLS3 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 4: Unacceptable | \* Unable to run Compliance Testing (Lvl 4) | The subject loan is a HELOC. Points and fees are not provided in the loan file; therefore, the Compliance Ease was not tested. |  |  |
| CEH9C9AFLS3 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows junior lien. The updated title report, xx/xx/2025, does not show any lien against the subject property. |  |  |
| CEH9C9AFLS3 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Credit | Active | 3: Curable | \* Lost Note Affidavit (Lvl 3) | The lost note affidavit available in the file located at "xx"shows that the original note has been misplaced, destroyed or lost. A duplicate copy of the note is available in the loan file located at "xx". |  |  |
| CEH9C9AFLS3 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial 1003 is missing from the loan file. |  |  |
| CEH9C9AFLS3 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| L682SM3X6UT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Massachusetts | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement is missing from the loan documents. |  |  |
| L682SM3X6UT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Massachusetts | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows subject loan is uninsured. |  |  |
| L682SM3X6UT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Massachusetts | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial 1003 signed by loan originator is missing from the loan documents. |  |  |
| A1QN1ANZMZT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| A1QN1ANZMZT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Maryland | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | The final truth in lending is missing from the loan file. |  |  |
| A1QN1ANZMZT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | The right of rescission is missing from the loan file. |  |  |
| A1QN1ANZMZT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Maryland | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final HUD-1, along with the itemization of fees and the estimated HUD-1, is missing from the loan documents. |  |  |
| A1QN1ANZMZT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Maryland | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan file. |  |  |
| A1QN1ANZMZT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Maryland | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | The appraisal report is missing from the loan file. XXXX search shows an estimated value at xxK. The current UPB is xxK. |  |  |
| 7HL4XW33NKW | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Illinois | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject loan is uninsured. |  |  |
| 7HL4XW33NKW | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Illinois | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4) | FHA mortgage insurance certificate is missing from the loan documents. |  |  |
| 7HL4XW33NKW | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. The loan failed the TILA APR test due to calculated APR of 6.158% exceeds the APR threshold of 5.997% by -0.161%. |  |  |
| 7HL4XW33NKW | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| V9BX6L44CJP | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| V9BX6L44CJP | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arkansas | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| V9BX6L44CJP | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arkansas | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | Final TIL is missing from the loan documents. |  |  |
| V9BX6L44CJP | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arkansas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | Credit report is missing from the loan documents. |  |  |
| V9BX6L44CJP | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final HUD-1, along with itemization of fee and estimated HUD-1, is missing from the loan documents. |  |  |
| V9BX6L44CJP | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arkansas | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* Release of mortgage (Lvl 4) | According to the updated title report dated xx/xx/2025, the subject mortgage was originated on xx/xx/2002 and recorded on xx/xx/2002. As per the partial release of the subject mortgage located at Ln#xx#79, recorded on xx/xx/2022, the subject mortgage has been partially paid, and a portion of the property has been released. Further details not provided. |  |  |
| V9BX6L44CJP | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| 2132D71QJ8L | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan file. |  |  |
| 2132D71QJ8L | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | Final TIL is missing from the loan file. |  |  |
| 2132D71QJ8L | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final HUD-1, along with itemization of fee and estimated HUD-1, is missing from the loan documents. |  |  |
| 2132D71QJ8L | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 2132D71QJ8L | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | The appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| 2132D71QJ8L | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial 1003 signed by loan originator is missing from the loan files. |  |  |
| RJV3YSQQ7VW | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Credit | Credit | Active | 3: Curable | \* Lost Note Affidavit (Lvl 3) | The lost note affidavit available in the file located at "xx" shows that the original note has been misplaced, destroyed, or lost. A duplicate copy of the note is available in the loan file located at "xx" |  |  |
| RJV3YSQQ7VW | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| L1QNUM3008C | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Valuation | Property | Active | 4: Unacceptable | \* Property is Manufactured Housing (Lvl 4) | Home is not affixed. As per the appraisal report, which is located at (xx), the subject property type is a manufactured home. The ALTA 7 endorsement is not attached to the final title policy. The legal description attached to the subject mortgage does not show the VIN or serial number. The affidavit of affixation is not available to confirm whether the mobile home is affixed to a permanent foundation. |  |  |
| L1QNUM3008C | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| L1QNUM3008C | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | The ROR is missing from the loan documents. |  |  |
| L1QNUM3008C | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan document. |  |  |
| L1QNUM3008C | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal dated after closing (Lvl 2) | Appraisal date after closing date. |  |  |
| L1QNUM3008C | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | The final TIL is missing from the loan documents. |  |  |
| L1QNUM3008C | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final HUD-1, along with the itemization of fees and the estimated HUD-1, is missing from the loan documents. |  |  |
| GYKZMAJJMAP | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| GYKZMAJJMAP | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4) | FHA MIC is missing from the loan file. |  |  |
| GYKZMAJJMAP | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final HUD-1 is missing from the loan documents. CE tested with the itemization of fees. |  |  |
| GYKZMAJJMAP | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject loan is uninsured. |  |  |
| C7HMEUCXSO6 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TILA foreclosure rescission finance charge test. Finance charge disclosed on Final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. |  |  |
| C7HMEUCXSO6 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| N6VLN52HGZ9 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | Final TIL is missing from the loan documents. |  |  |
| N6VLN52HGZ9 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application signed by the loan originator is missing from the loan documents. |  |  |
| N6VLN52HGZ9 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | The tape shows the subject loan is not insured. |  |  |
| N6VLN52HGZ9 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| N6VLN52HGZ9 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final HUD-1, along with itemization of fees and estimated HUD-1, is missing from the loan documents. |  |  |
| N6VLN52HGZ9 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| N6VLN52HGZ9 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* Note is missing or unexecuted (Lvl 4) | The original note is missing. The lost note affidavit is not available in the loan file. The loan was modified, and it is missing from the loan file. |  |  |
| GOC8FCPB72E | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial 1003 is missing from the loan file. |  |  |
| GOC8FCPB72E | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement is missing from the loan file. |  |  |
| GOC8FCPB72E | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | The appraisal report is missing from the loan file. XXXX search shows an estimated amount of xxK; the current UPB is xxK. |  |  |
| GOC8FCPB72E | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final HUD-1 is missing. Consider the estimated HUD to run the CE. |  |  |
| XQM53P6X73L | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. The loan failed the TILA APR test due to the APR calculated at 4.671%, which exceeds the disclosed APR of 5.504% by 0.833%. |  |  |
| XQM53P6X73L | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | California | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxM. Current UPB is xxK. |  |  |
| XQM53P6X73L | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 7WI2K2PKK32 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | Credit report is missing from loan documents. |  |  |
| 7WI2K2PKK32 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account disclosure is missing from the loan documents. |  |  |
| 7WI2K2PKK32 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | Flood insurance certificate is missing from the loan documents. |  |  |
| 7WI2K2PKK32 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Hazard insurance policy is missing from the loan documents. |  |  |
| 7WI2K2PKK32 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application is missing from the loan documents. |  |  |
| 7WI2K2PKK32 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB xxK. |  |  |
| 7WI2K2PKK32 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 4: Unacceptable | \* Guideline is missing (Lvl 4) | The loan program guideline is missing from the loan documents. |  |  |
| 7WI2K2PKK32 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | Final CD is missing from the loan documents. |  |  |
| 7WI2K2PKK32 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 4: Unacceptable | \* Missing Required Disclosures (Lvl 4) | Loan approval is missing from the loan documents. |  |  |
| 7WI2K2PKK32 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | The lease agreement is missing from the loan documents. |  |  |
| 7WI2K2PKK32 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 4: Unacceptable | \* Business Purpose Affidavit is missing (Lvl 4) | Business purpose affidavit signed by the borrower is missing from the loan documents. |  |  |
| 98F000ZB9AL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Massachusetts | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | The initial application signed by the loan originator is missing from the loan documents. |  |  |
| 98F000ZB9AL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Massachusetts | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | The final truth in lending is missing from the loan documents. |  |  |
| 98F000ZB9AL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Massachusetts | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| 98F000ZB9AL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Massachusetts | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan file. |  |  |
| 98F000ZB9AL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Massachusetts | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final HUD-1, along with the itemization of fees and the estimated HUD-1, is missing from the loan documents. |  |  |
| 98F000ZB9AL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Massachusetts | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 98F000ZB9AL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Massachusetts | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | The tape shows the subject loan is not insured. |  |  |
| 98F000ZB9AL | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Massachusetts | xx | Compliance | Compliance | Active | 4: Unacceptable | \* The property is located in a state that has unlimited assignee liability for High cost loans and HUD-1/FCD is missing to test the compliance (Lvl 4) | The property is located in Massachusetts, which has unlimited assignee liability for high state costs, and the final HUD-1 is missing to test the compliance. |  |  |
| FBE3KOS90FT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK. |  |  |
| FBE3KOS90FT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan file. |  |  |
| FBE3KOS90FT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | The final truth in lending is missing from the loan documents. |  |  |
| FBE3KOS90FT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| FBE3KOS90FT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | The right of rescission is missing from the loan documents. |  |  |
| FBE3KOS90FT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* Guideline is missing (Lvl 4) | The subject is a manually underwritten loan. Reaching out to the seller for the guidelines. |  |  |
| FBE3KOS90FT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Credit | Doc Issue | Active | 3: Curable | \* Note is missing or unexecuted (Lvl 3) | The original note is missing. The lost note affidavit is not available in the loan file. The loan was modified on xx/xx/2019. |  |  |
| FBE3KOS90FT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows the subject loan is uninsured. |  |  |
| FBE3KOS90FT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final HUD-1, along with the itemization of fees and the estimated HUD-1, is missing from the loan documents. |  |  |
| 2BFLW5MU1KH | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Illinois | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | Credit report is missing from the loan file. |  |  |
| YL53BVCO5LQ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan document. |  |  |
| YL53BVCO5LQ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | The appraisal report is missing from the loan documents. XXXX shows the estimated value at xx & the current UPB is xxK. |  |  |
| YL53BVCO5LQ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | The final TIL document is missing from the loan file. |  |  |
| YL53BVCO5LQ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final HUD-1, along with the itemization of fees and the estimated HUD-1, is missing from the loan documents. |  |  |
| 9USHN60V255 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Jersey | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows the subject loan is uninsured. |  |  |
| 9USHN60V255 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Jersey | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application is missing from the loan documents. |  |  |
| 9USHN60V255 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TILA APR test as the final TIL is missing from the loan documents. |  |  |
| 9USHN60V255 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 9USHN60V255 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Jersey | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | Final TIL is missing from the loan documents. |  |  |
| HHQF7M9R023 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA foreclosure rescission finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA APR test due to APR calculated 5.631% exceeds APR threshold 6.327% under disclosed by -0.696%. |  |  |
| HHQF7M9R023 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HHQF7M9R023 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | The right of rescission is missing from the loan file. |  |  |
| HHQF7M9R023 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Wisconsin | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows subject loan is uninsured. |  |  |
| OZP61XFNN5M | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to calculated finance charge of xx exceeds the disclosed finance charge of xx variance by - xx. |  |  |
| OZP61XFNN5M | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* ROR not hand dated by borrower(s) (Lvl 2) | ROR is not hand-dated by the borrower. |  |  |
| MARQPK0PQY5 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | Credit report is missing from loan documents. |  |  |
| MARQPK0PQY5 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | Final TIL is missing from the loan documents. |  |  |
| MARQPK0PQY5 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA APR test due to final TIL is missing from the loan documents. |  |  |
| MARQPK0PQY5 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test:- On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds. |  |  |
| MARQPK0PQY5 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | File missing final HUD. CE was tested using the fee itemization in the file. |  |  |
| MARQPK0PQY5 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. |  |  |
| R2PEZMZ3G76 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject loan is uninsured. |  |  |
| R2PEZMZ3G76 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan file. |  |  |
| R2PEZMZ3G76 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| R2PEZMZ3G76 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Credit | Active | 4: Unacceptable | \* Guideline is missing (Lvl 4) | The subject is a manually underwritten loan. Reaching out to the seller for the guidelines. |  |  |
| VO6YUEUGAEO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | Final TIL is missing from the loan file. |  |  |
| VO6YUEUGAEO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Bankruptcy History does not meet guidelines (Lvl 3) | According to the PACER, the borrower, xx, filed bankruptcy under Chapter 07 with the case # xx on xx/xx/2019. Schedule D of the voluntary petition shows a handwritten address, and without deducting the value of the collateral, the value of the collateral is the unsecured portion sections. |  |  |
| VO6YUEUGAEO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. |  |  |
| VO6YUEUGAEO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Good Faith Estimate is Missing (Lvl 2) | Initial GFE is missing from the loan documents. |  |  |
| VO6YUEUGAEO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA APR test due to final TIL is missing from the loan documents. |  |  |
| VO6YUEUGAEO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan failed the New York subprime home loan initial GFE disclosure date validation test. |  |  |
| VO6YUEUGAEO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Good Faith Estimate missing or unexecuted (Lvl 2) | Final GFE is missing from the loan documents. |  |  |
| VO6YUEUGAEO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Truth in Lending Disclosure is Missing (Lvl 2) | Initial TIL is missing from the loan documents. |  |  |
| VO6YUEUGAEO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| VO6YUEUGAEO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test. On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds. |  |  |
| BF23VXOM5QF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application signed by the loan originator is missing from the loan documents. |  |  |
| BF23VXOM5QF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | Final TIL is missing from the loan documents. |  |  |
| BF23VXOM5QF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TILA APR test as the final TIL is missing from the loan documents. |  |  |
| BF23VXOM5QF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| BF23VXOM5QF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| BF23VXOM5QF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Bankruptcy History does not meet guidelines (Lvl 3) | According to the PACER, the borrower, xx, filed bankruptcy under Chapter 13 with the case #xx on xx/xx/2004. Schedule D of the voluntary petition shows that the amount of the claim without deducting the value of the collateral is xx, and the value of the collateral is xx. The unsecured portion is xx. The information of the subject collateral is handwritten. |  |  |
| BF23VXOM5QF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject loan is uninsured. |  |  |
| BF23VXOM5QF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New York | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | Final HUD-1 has some points and fees handwritten. |  |  |
| 5O5JNPVJVH8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx. |  |  |
| 5O5JNPVJVH8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* Guideline is missing (Lvl 4) | Subject loan is a DSCR loan. Reaching out to the seller for the guidelines. |  |  |
| B0QL565PRDM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | Lease agreement is missing from the loan documents. |  |  |
| B0QL565PRDM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Subject is NOO. Tape shows the loan was rejected due to an excessive credit exception. Further details not provided. Subject originated on xx/xx/2025, FICO 817, 0X30 since inception, and xxK equity in the subject. |  |  |
| B0QL565PRDM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* Guideline is missing (Lvl 4) | Subject is a DSCR loan. Reaching out to the seller for the guidelines. |  |  |
| BPYKXPNMFT8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Valuation | Valuation | Active | 3: Curable | \* Subject property is a multi-family (Lvl 3) | Tape and file show subject is a 5 unit multi family property. DSCR approval. |  |  |
| BPYKXPNMFT8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Credit | Credit | Active | 4: Unacceptable | \* Guideline is missing (Lvl 4) | The subject is a manually underwritten loan. Reaching out to seller for the lending guidelines. |  |  |
| BPYKXPNMFT8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| BP03XMIBU47 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The TRID total of payment disclosed on the final CD is xx. The calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate because it is understated by more than xx.<br>The subject loan is a purchase case, originated on xx/xx/2024, and the 1-year SOL has expired.<br>xx/xx/2026: Downgraded to LVL2 as SOL has expired. |  |  |
| BP03XMIBU47 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 40.39%. The tape shows bank statements were falsified. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has 3.16 years on the job as an xx |  |  |
| 5O7CJ18PAHS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Doc Issue | Active | 3: Curable | \* ROR not hand dated by borrower(s) (Lvl 3) | The right of rescission is not hand-dated by the borrower. |  |  |
| 5O7CJ18PAHS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed the TRID rate lock disclosure delivery date test due to disclosure advising of the revised interest rate, points, lender credits, and any other interest rate-dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xx/xx/2024. The subject is a refinance case originated on xx/xx/2024, and the 3-year SOL is active. |  |  |
| 5O7CJ18PAHS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | This loan failed the revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate. |  |  |
| 5O7CJ18PAHS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | Subject was approved at 24.29%. Tape shows debt miscalculation without proper documentation. Revised DTI is 32%. Lender defect. The subject originated on xx/xx/2024, and the 3-year SOL is active. BWR has 1 year on the job as a xx |  |  |
| LWAQQNXPOC3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| LWAQQNXPOC3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Final transmittal summary is missing from the loan documents. |  |  |
| LWAQQNXPOC3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and review of the file show the loan closed with an expired credit report. Available credit report is more than 90 days from the origination date. Further details not provided. Subject originated on xx/xx/2024, FICO 739. |  |  |
| LWAQQNXPOC3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| R4A4ELH8SBF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | TRID Violation due to decrease in Lender Credit on Closing Disclosure dated xx/xx/2024. Initial LE dated xx/xx/2024 reflects Lender Credit at xx, Post CD dated xx/xx/2024 reflects Lender at xx This is decrease of +xx for fee which has 0% tolerance test. |  |  |
| R4A4ELH8SBF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| R4A4ELH8SBF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Underwriting | Active | 3: Curable | \* Transmittal (1008) is Missing (Lvl 3) | The final transmittal summary is missing from the loan documents. |  |  |
| R4A4ELH8SBF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows Not in first lien position. According to the updated title report dated xx/xx/2025, the subject is a first lien. Further details are not provided. |  |  |
| EAZB7JC8DLJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Transmittal summary is missing from the loan documents. |  |  |
| EAZB7JC8DLJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| EAZB7JC8DLJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| ZXN8E5DNUDR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | Tape shows the subject is undergoing significant renovation. The desk review report shows the subject is under renovation with new siding/roof. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| 9O83QHMLEKK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows EPD. According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The current UPB is xx. |  |  |
| 9O83QHMLEKK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| M2WYU3LEQ4T | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| M2WYU3LEQ4T | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject was approved at 44.19%. Tape shows student loans miscalculation. Further details not provided. Revised DTI is 49%. Lender defect. The subject originated on xx/xx/2020, and the 3-year SOL has expired. BWR has 1.30 years on the job as a senior manager, state license & regulation with xx |  |  |
| M2WYU3LEQ4T | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.19%, as the borrowers'/borrower's income is xx, and total expenses are in the amount of xx. The loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 44.19%. |  |  |
| M2WYU3LEQ4T | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 reflects points—a loan discount fee at xx and a credit report fee at xx. The final CD dated xx/xx/2020 reflects points—a loan discount fee at xx and a credit report fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject is a refinance case originated on xx/xx/2020, and the 3-year SOL has expired. |  |  |
| M2WYU3LEQ4T | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| P00AFUKN1AW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan is EPD. The first payment was due on xx/xx/2024. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx. |  |  |
| VSCZH7SEYZB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| VSCZH7SEYZB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | The lease agreement is missing from the loan documents.<br>xx/xx/2026: Seller confirmed that 1007 was used in lieu of lease agreement. |  |  |
| HG6V7FYJ1CT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | Final CD is missing from the loan documents. CE was tested using the post-CD in the file. |  |  |
| HG6V7FYJ1CT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HG6V7FYJ1CT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Seller tape defect shows EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx. Further details not provided. |  |  |
| DKD86SJFYAQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 10.917% exceeds APR threshold of 10.260% over by +0.657%. Subject is a second lien. First lien is escrowed. |  |  |
| DKD86SJFYAQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2) | Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 10.894% exceeds APR threshold of 10.260% over By +0.634%. |  |  |
| DKD86SJFYAQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| WMJSDQ5GBBH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows EPD. According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| WMJSDQ5GBBH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| WX8DP26D8BV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Subject approved at 48.56%. Tape shows undisclosed debt opened after closing and the revised post-closing DTI is 58%. DTI at closing was 48.56%. Subject originated xx/xx/2025. BWR is 0X30 since inception. |  |  |
| WD9NOQOE6F0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 44.66%, as the borrower income is xx, and total expenses are in the amount of xx. The loan was underwritten by LPA (XXXX Page #196) and its recommendation is "Approve/Eligible" with a DTI of 44.66%. |  |  |
| WD9NOQOE6F0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | NPL | Active | 2: Acceptable with Warnings | \* Homeowner's Counseling disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from the loan documents. |  |  |
| WD9NOQOE6F0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject was approved at 44.66%. The tape shows the lender did not establish the BWR's ability to repay the subject mortgage and other monthly debts. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 4 years on the job as a librarian with xx, FICO 691, and xxK equity in the subject. |  |  |
| WD9NOQOE6F0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Doc Issues | Active | 2: Acceptable with Warnings | \* Settlement date is different from note date (Lvl 2) | Final CD reflects closing date as xx/xx/2021. Notary's signature date on the Mortgage/Deed of Trust is xx/xx/2021. Note date is xx/xx/2021. |  |  |
| WD9NOQOE6F0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 3) | Home equity loan interest and fees pre-closing disclosure is missing from the loan file. |  |  |
| WD9NOQOE6F0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Consumer Disclosure is missing from the loan file (Lvl 3) | Home equity consumer disclosure is missing from the loan file. |  |  |
| WD9NOQOE6F0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 3) | Home equity loan notice of address for borrower notification of violation is missing from the loan file. |  |  |
| WD9NOQOE6F0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report in the file is as-is. The photo addendum shows the damaged flooring and stained ceiling. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| 92FDVCKKSH5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 92FDVCKKSH5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase State Regulations Test Failed (Lvl 2) | This loan failed the bona fide discount points test due to the discount points are marked as bona fide and an undiscounted rate value was not provided. |  |  |
| 92FDVCKKSH5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date was provided, and the initial closing disclosure receipt date was less than three business days before the consummation date.<br>Loan failed charges that cannot increase the 0% tolerance test. Loan estimate dated xx/xx/2017 reflects Points - Loan Discount Fee at xx. CD dated xx/xx/2017 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2017, and the 3-year SOL has expired. |  |  |
| 92FDVCKKSH5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show the subject loan incorrectly closed as a limited cash-out transaction. The subject loan should have closed as a cash-out refinance, as the final CD shows the subordinate mortgage lien of xx was paid off through the subject mortgage, and the lender did not document evidence if the subordinate lien was opened to acquire the subject mortgage. Further details not provided. |  |  |
| 92FDVCKKSH5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 92FDVCKKSH5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Transmittal summary is missing from the loan documents. |  |  |
| 92FDVCKKSH5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 27.32%. The tape reflects an increased DTI of 35.18%. Further details not provided. The subject loan originated on xx/xx/2017, and the 3-year SOL has expired. BWR has 2.75 years on the job as a driver at Blue Max Transport. FICO 711, xxK equity in the subject, and xx residual income. |  |  |
| 2KDF8MA9KO4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 2KDF8MA9KO4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 2KDF8MA9KO4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 10% tolerance test. Initial LE dated xx/xx/2024 reflects Recording Fee at xx. Final CD dated xx/xx/2024 reflects Recording Fee at xx. This is an increase in fee of +xx for charges that cannot increase more than 10% test. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| 2KDF8MA9KO4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Valuation | Property | Active | 4: Unacceptable | \* Property Marketability Issues (Lvl 4) | Tape shows the subject condo project is ineligible due to a xxM special assessment for critical repairs, including any water intrusions or potentially damaging leaks to the project's buildings that have not been repaired. Appraisal report is as is with no damage noted. The condo questionnaire shows a special assessment of xxM for capital projects/amenity improvements. 1004D, or an inspection report by a licensed professional verifying the completion of repairs and structural soundness of the condo project, is missing from the loan file. |  |  |
| N4EZOEIVR8D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | Tape shows the subject property should be C5 or C6 due to a large section of siding missing on the rear of the home along the sliding glass back door, which leaves the home susceptible to water intrusion and damage. Appraisal report is as is with the C4 condition. The estimated cost to cure is not available. |  |  |
| N4EZOEIVR8D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 41.42%. Tape shows the lender did not establish BWR's credit. BWR had 2 open accounts on the credit bureau with xx balances that were not showing as authorized user accounts. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 2.41 years on the job as a support staff member with xx |  |  |
| N4EZOEIVR8D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial Closing Disclosure (Lvl 3) | The initial closing disclosure is missing from the loan documents. |  |  |
| N4EZOEIVR8D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3) | The TRID tolerance test is incomplete due to the initial CD is missing from the loan documents.<br>The subject loan is a purchase that originated on xx/xx/2025, and the SOL is 1 year. |  |  |
| C2NZ4UQA502 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. Tape shows property is NOO due to misrepresentation. Further details not provided. Elevated for client review. |  |  |
| C2NZ4UQA502 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| C2NZ4UQA502 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.797% exceeds APR threshold of 8.300% over by +0.497%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). <br>Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 8.772% exceeds APR threshold of 8.300% over by +0.472%. |  |  |
| C2NZ4UQA502 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved as OO at 47.13%. Tape shows property is NOO due to misrepresentation, causing the lender to omit BWR primary housing expense. Further details not provided. BWR defect. BWR has been SE for 24.91 years at xx, FICO 680, and xxK equity in the subject. |  |  |
| C2NZ4UQA502 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. The loan estimate dated xx/xx/2025 does not reflect eClosing Fee. Final CD dated xx/xx/2025 reflects eClosing Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2025 and the 1-year SOL is active. |  |  |
| F2II1OOZ6NV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 50.20%. The tape reflects an increased DTI of 56.04%. Further details not provided. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has 4.66 years on the job as a practice director with xx |  |  |
| F2II1OOZ6NV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.729% exceeds the APR threshold of 7.950% over by +0.779%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 8.661% exceeds APR threshold of 7.950% over by +0.711%. |  |  |
| F2II1OOZ6NV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2) | Loan failed FHA QM Safe Harbor threshold test due to APR calculated 8.729% exceeds APR threshold of 8.097% over by +0.632%. |  |  |
| F2II1OOZ6NV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is an FHA which is not insured. |  |  |
| Z3TVLDVZ02F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| Z3TVLDVZ02F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | The subject loan was approved at 47.38%. Tape shows the tax payment was calculated incorrectly. Revised DTI is 50.19%. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 6 months on the job as a xx |  |  |
| Z3TVLDVZ02F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | Loan failed TILA finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx. Subject loan is a purchase case, originated on xx/xx/2025 and the 1-year SOL is active. |  |  |
| 0463WQLQ8I9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Credit | Credit | Active | 4: Unacceptable | \* Guarantee Document is missing (Lvl 4) | The personal guaranty certificate is missing from the loan documents.<br> xx/xx/2026 : Seller commented as "xx" |  |  |
| 0463WQLQ8I9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape and review of file show the subject property is ineligible, as it is a 4-unit property with each unit measuring approximately XXXX square feet, which does not meet the original investor requirement that all units be a minimum of 500 square feet. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| PJV3D7ZHOU0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alaska | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| PJV3D7ZHOU0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alaska | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xxK. Further details not provided. |  |  |
| 0IBGBZ9CZOT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 0IBGBZ9CZOT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the FHA will not insure due to the borrower owning another FHA property and the LTV is 86.5%, which is outside HUD guidelines. The borrowers were already renting/occupying the home they purchased. A copy of their 6-month lease is in the file. Further details not provided. |  |  |
| 0IBGBZ9CZOT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. |  |  |
| ME2C52FCVN3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 2) | Home equity loan interest and fees pre-closing disclosure is missing from the loan file. |  |  |
| ME2C52FCVN3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 2) | Home equity loan notice of address for borrower notification of violation is missing from the loan file. |  |  |
| ME2C52FCVN3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Fair Market Value of Homestead Property Acknowledgment is missing from the loan file (Lvl 2) | Fair market value of homestead property acknowledgment disclosure is missing from the loan documents. Appraisal report is available in the loan file. |  |  |
| ME2C52FCVN3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.43%, as the borrower income is xx, and total expenses are in the amount of xx. The loan was underwritten by DU (Locator# xx), and its recommendation is "Approve/Eligible" with a DTI of 44.43%. |  |  |
| ME2C52FCVN3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement is missing from the loan file. |  |  |
| ME2C52FCVN3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Home Equity Loan Copies of Documents is missing from the loan file (Lvl 2) | Home equity loan copies of documents are missing from the loan file. |  |  |
| 0F2P53WRPIQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. The loan failed the TILA foreclosure rescission finance charge test due to calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. The subject loan is a refinance, originated on xx/xx/2025, and the SOL is 3 years. |  |  |
| 0F2P53WRPIQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan does not meet the VA seasoning period requirement. Further details not provided. |  |  |
| 0F2P53WRPIQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| ULCWZKTFK3E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xxK. Further details not provided. |  |  |
| ULCWZKTFK3E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| JGIII27DW8S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and file show the non-borrowing individual did not sign CD 3 days prior to closing. Further details not provided. |  |  |
| JGIII27DW8S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| C0GMZ08AMPH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| C0GMZ08AMPH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Tape and file show the subject closed without an appraisal. PIW was lost on the final AUS run. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| C0GMZ08AMPH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 34.66%. The tape reflects an increased DTI of 36.99%. Further details not provided. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 9 months on the job as a xx |  |  |
| 77APIR8KQCZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test.<br>The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| 77APIR8KQCZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 77APIR8KQCZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br>The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| 77APIR8KQCZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 77APIR8KQCZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application is missing from the loan documents. |  |  |
| 77APIR8KQCZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows collateral issue. Review of file and UT does not show a collateral issue. |  |  |
| JIWVDMW3DQ8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved as OO at 20.87%. The tape shows the subject is NOO due to occupancy concern, causing the lender to omit BWR primary housing expenses. Further details not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 15.08 years on the job as a correction officer at the County of Suffolk. FICO 674 and 0X30 in the last 24 months is correct. |  |  |
| JIWVDMW3DQ8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| JIWVDMW3DQ8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Transmittal summary is missing from the loan documents. |  |  |
| JIWVDMW3DQ8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. The tape shows the subject is NOO due to occupancy concern. Further details not provided. Elevated for client review. |  |  |
| JIWVDMW3DQ8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| 6SXADBDISZC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. The subject is a purchase case originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| 6SXADBDISZC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject approved at 18.924%. Tape shows lender missed an investor overlay. Further details not provided. Lender defect. Subject originated xx/xx/2021 and the 3 year SOL has expired. BWR is on SSI and pension income. FICO 814. 0X30 last 24 months. |  |  |
| 6SXADBDISZC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows collateral defect. Review of file and UT do not show a collateral issue. |  |  |
| 6SXADBDISZC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| RSXNXD0QQSB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | The TRID tolerance test is incomplete, as the initial CD is missing from loan documents. The subject loan is a refinance that originated on xx/xx/2019, and the 3-year SOL has expired. |  |  |
| RSXNXD0QQSB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| RSXNXD0QQSB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.61%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU xx, and its recommendation is approve/eligible with a DTI of 45.61%. |  |  |
| RSXNXD0QQSB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance that originated on xx/xx/2019, and the 3-year SOL has expired. |  |  |
| RSXNXD0QQSB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | Initial CD Missing from the loan documents. |  |  |
| RSXNXD0QQSB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject was approved at 45.61%. Tape shows BWR was not employed at the time of closing. Further details not provided. BWR defect. The subject loan originated on xx/xx/2019, and the 3-year SOL has expired. BWR1 has 3 months on the job as a captain with xx. BWR2 has 1.25 years on the job as a package processor with xx, FICO 639, and xxK equity in the subject. |  |  |
| AJAALQZ2VW2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| AJAALQZ2VW2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The subject is second home. Tape shows the subject is a condotel at the xx, located in the city of xx. The project has amenities such as a swimming pool and common areas. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| PUT25SPP62H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows collateral issue. Review of file and UT does not show a collateral issue |  |  |
| 7NTCN6DJYSH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Legal Docs | Active | 3: Curable | \* Type of Ownership is Leasehold or Cooperative (Lvl 3) | The subject loan originated on xx/xx/2025 with a maturity date of xx/xx/2055. As per the lease agreement located at "xx" the ground lease is held by xx. and the leasehold expires on xx/xx/2088. |  |  |
| 7NTCN6DJYSH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 7MNSAIIM3DF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 7MNSAIIM3DF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | The final transmittal summary is missing from the loan documents. |  |  |
| 7MNSAIIM3DF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 7MNSAIIM3DF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| 7MNSAIIM3DF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.43%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx pg#107), and its recommendation is "Approve/Eligible" with a DTI of 44.43%. |  |  |
| 7MNSAIIM3DF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 reflects Points - Loan Discount Fee at xx5.00. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case originated on xx/xx/2021 and the 1-year SOL has expired. |  |  |
| 7MNSAIIM3DF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Legal Docs | Active | 3: Curable | \* Type of Ownership is Leasehold or Cooperative (Lvl 3) | An alert note of a UT report dated xx/xx/2026 shows that the property is a unit in a co-operative. The subject loan originated on xx/xx/2021 with a maturity date of xx/xx/2051. The subject leasehold agreement is in the file located at "xx" and the leasehold term expires on xx/xx/2100. |  |  |
| 7MNSAIIM3DF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows co-op property and no defects. Further details not provided. |  |  |
| H3WQAGTTQYV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| H3WQAGTTQYV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows declined by xx due to early payment default within first 3 months. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| H3WQAGTTQYV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Credit | Active | 4: Unacceptable | \* Guideline is missing (Lvl 4) | Subject is a manual underwritten loan. Reaching out to the seller for the guidelines. |  |  |
| R5TALXNLC2I | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the decline by xx due to the borrower becoming more than 30 days delinquent within 3 months of sale. Further details not provided.<br> According to payment history as of xx/xx/2026, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. The current UPB is xx. |  |  |
| R5TALXNLC2I | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Credit | Active | 4: Unacceptable | \* Guideline is missing (Lvl 4) | Subject loan is a manual underwritten loan. Reaching out to the seller for the guidelines. |  |  |
| Q3MUOHDK1O4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject approved as OO at 39.20%. Tape shows subject is NOO as the BWR rents out 2/3 of the subject property most of the month when out of town, causing lender to omit BWR primary housing expense. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has been 1 month on the new job as a commercial truck driver for XXXX, FICO 694, and xxK equity in the subject. |  |  |
| Q3MUOHDK1O4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. Tape shows subject is NOO, as the BWR rents out 2/3 of the subject property most of the month when out of town. Elevated for client review. |  |  |
| Q3MUOHDK1O4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| Q3MUOHDK1O4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows 0X30 pay history. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| Q3MUOHDK1O4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | TRID Violation due to decrease in lender credit on closing disclosure dated xx/xx/2025. The initial LE dated xx/xx/2025 reflects lender credit at xx; the final CD dated xx/xx/2025 reflects the lender at xx. This is a decrease of +xx for a fee that has a 0% tolerance test.<br>The subject loan is a purchase that originated on xx/xx/2025, and the SOL is 1 year. |  |  |
| D1DAA7YTSZV | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| D1DAA7YTSZV | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Minnesota | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. PH does not show MI payments. Subject originated on xx/xx/2006.<br> xx/xx/2026: Seller commented the MI is inactive. |  |  |
| GEDTFYWUZP3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | The initial loan application signed by the LO is missing from the loan documents. |  |  |
| GEDTFYWUZP3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2017 does not reflect Points - Loan Discount Fee. CD dated xx/xx/2017 reflects Points - Loan Discount Fee at xx. Loan estimate dated xx/xx/2017 reflects Loan Origination Fee at xx. CD dated xx/xx/2017 reflects Loan Origination Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2017 and the 3-year SOL has expired. |  |  |
| GEDTFYWUZP3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| GEDTFYWUZP3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | This loan failed the initial closing disclosure delivery date test as the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days before the consummation date. |  |  |
| GEDTFYWUZP3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 31.38%. Tape shows VOE is missing. Further details not provided. Lender defect. Subject loan originated on xx/xx/2017, and the 3-year SOL has expired. BWR has been SE for 8 years at xx |  |  |
| GEDTFYWUZP3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| VRBK6MX48K9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows subject loan TRID/TILA violation with SOL expired. Further details not provided. Infinity did not test CE on this loan, as the subject is NOO originated on xx/xx/2021. |  |  |
| S4DC8OF5BSV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application is missing from the loan documents. |  |  |
| S4DC8OF5BSV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 45.68%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by LP (xx) and its recommendation is Accept with a DTI of 46.00%. |  |  |
| S4DC8OF5BSV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows TRID/TILA violation with SOL expired. Infinity CE report shows the subject loan passed all tests. Further details not provided. Subject originated on xx/xx/2021. |  |  |
| M5W6RPZ6DSK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| M5W6RPZ6DSK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2018 does not reflect the loan origination fee. The final CD dated xx/xx/2018 reflects the loan origination fee of xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2018, and the 1-year SOL has expired. |  |  |
| M5W6RPZ6DSK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| M5W6RPZ6DSK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan amount of xxK is less than the minimum guideline requirement. Further details not provided. Subject loan originated on xx/xx/2018. |  |  |
| M5W6RPZ6DSK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| M5W6RPZ6DSK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.51% (the subject loan is an ARM, and CE is using the highest possible interest in the first 5 years for P&I). The borrower's income is xx, and total expenses are in the amount of xx. The subject loan closed with manual underwriting. The subject loan originated on xx/xx/2018, and the 3-year SOL has expired. |  |  |
| DI0PV3Q4LJY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| DI0PV3Q4LJY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| DI0PV3Q4LJY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TRID rate lock disclosure delivery date test.<br>The subject loan is a purchase that originated on xx/xx/2022, and the SOL is 1 year. |  |  |
| DI0PV3Q4LJY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows the loan is a non-compliant HPML. Further details not provided. Infinity compliance results show that the loan passed the higher-priced mortgage loan test. Subject loan is escrowed. |  |  |
| DI0PV3Q4LJY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan closed without an appraisal. The PIW disclosure signed by the borrower or the appraisal waiver is missing from the loan documents. XXXX search reflects an estimated value of xxK. The current UPB is xxK. |  |  |
| UVRS6K2RU22 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test.<br> Initial LE dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. <br> Initial LE dated xx/xx/2021 reflects Transfer Taxes at xx. Final CD dated xx/xx/2022 reflects Transfer Taxes at xx. This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| UVRS6K2RU22 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| UVRS6K2RU22 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows insufficient assets. Bank statement in the file shows xxK in assets, and the cash-to-close requirement is xxK. Further details not provided. The subject loan originated on xx/xx/2022. |  |  |
| UVRS6K2RU22 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| XMNJ5LZ6BR0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| XMNJ5LZ6BR0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | Subject loan closed without an appraisal. The PIW disclosure signed by the borrower or the appraisal waiver is missing from the loan documents. XXXX search shows an estimated value of xxM. The current UPB is xxK. |  |  |
| XMNJ5LZ6BR0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| XMNJ5LZ6BR0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Transmittal summary is missing from the loan documents. |  |  |
| XMNJ5LZ6BR0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2021 and the 3-year SOL has expired.<br>Loan failed charges than in total cannot increase more than 10% tolerance test. LE dated xx/xx/2020 reflects the sum of Section C fees and Recording fee at xx. Final CD dated xx/xx/2021 reflects the sum of Section C and Recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% test. COC for increase in fee is missing from the loan documents.<br>The subject is refinance case originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| H3XJAJRXMM6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| H3XJAJRXMM6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| H3XJAJRXMM6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 does not reflect points - loan discount fee. The CD dated xx/xx/2022 reflects points - loan discount fee at xx. The loan estimate dated xx/xx/2022 does not reflect the underwriting fee. The CD dated xx/xx/2022 reflects an underwriting fee of xx. The loan estimate dated xx/xx/2022 reflects the project questionnaire at xx. The CD dated xx/xx/2022 reflects the Project Questionnaire at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case that originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| H3XJAJRXMM6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows insufficient assets. The bank statement in the file shows xx and the cash-to-close requirement of xx. Further details not provided. The subject loan originated on xx/xx/2022. |  |  |
| H3XJAJRXMM6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| PR85RUWC7GM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | The initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| PR85RUWC7GM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan failed the Pennsylvania license validation test. |  |  |
| PR85RUWC7GM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 45.47%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 and BWR2 have been SE for 15.83 years at xx, FICO 806. |  |  |
| PR85RUWC7GM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| PR85RUWC7GM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. The current UPB is xxK. |  |  |
| PR85RUWC7GM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.47%, since the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 45.47%. |  |  |
| 9Z4ZTY0SGE1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 9Z4ZTY0SGE1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 9Z4ZTY0SGE1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 reflects Loan Origination Fee at xx. The final CD dated xx/xx/2021 reflects Loan Origination Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| 9Z4ZTY0SGE1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and Infinity CE reports show the loan failed the TRID test, and the SOL of 3 years for refinance has expired. Further details are not provided. subject originated on xx/xx/2021. |  |  |
| 9Z4ZTY0SGE1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Legal Docs | Active | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4) | Final CD dated xx/xx/2021 reflects escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents. |  |  |
| 4EHND3EDCUB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is a NOO purchase. Subject originated xx/xx/2022. |  |  |
| BCSEH58MMT2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 44.77%. Tape shows qualifying income is not supported by a 2-year employment history. Further details not provided. Lender defect. Subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 11 years on the job as a xx |  |  |
| BCSEH58MMT2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | The initial 1003 signed by the loan originator is missing from the loan documents. |  |  |
| 8TQNR1E7US6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nebraska | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | Subject loan closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| 8TQNR1E7US6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nebraska | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 8TQNR1E7US6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nebraska | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows AUS is missing. File shows AUS is available with an approved DTI of 31%. Subject loan originated on xx/xx/2021. |  |  |
| 8TQNR1E7US6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nebraska | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | The initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| 6ZROR4ZJXJ3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | Lease agreement is missing from the loan file. The subject is a NOO refinance originated on xx/xx/2022. |  |  |
| 6ZROR4ZJXJ3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject was approved as NOO at 25.41%. Tape shows lender used YTD profit and loss statements that are not signed by the borrower for qualification. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR is self-employed and has been running multiple businesses for 11 years. FICO 690 and xxK equity in the subject. |  |  |
| UN0H0LCSHZT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary to correctly perform reimbursement calculations. |  |  |
| UN0H0LCSHZT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects Appraisal Fee at xx. The CD dated xx/xx/2021 reflects Appraisal Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| UN0H0LCSHZT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows the TRID/TILA violation. Further details not provided. The Infinity CE report shows the loan failed the TRID tolerance test, and the SOL of 3 years for refinance has expired. |  |  |
| UN0H0LCSHZT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| UN0H0LCSHZT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Evidence of hazard insurance is missing from the loan documents. |  |  |
| UN0H0LCSHZT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 35.85%. The tape reflects an increased DTI of 39%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 receives social security and retirement income. BWR2 receives trust income, FICO 714, xxK equity in the subject, and xx residual income. |  |  |
| UN0H0LCSHZT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Legal Docs | Active | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4) | Final CD dated xx/xx/2021 reflects escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents. |  |  |
| 5GT2A87N09G | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show the South Carolina complaint agency disclosure is missing. Further details not provided. Subject originated on xx/xx/2020. |  |  |
| 5GT2A87N09G | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| VMIMTBVO95J | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase State Regulations Test Failed (Lvl 2) | The loan failed the state regulations for the prohibited fees test. The following fees were included in the test: Attorney's Fee paid by Seller: xx Buyer Attorney Fee paid by Borrower: xx Courier fee paid by seller: xx HOA dues paid by borrower: xx HOA dues paid by borrower: xx Real Estate Commission paid by Seller: xx Real Estate Commission Fee paid by Seller: xx Title - CPL paid by Borrower: xx Title—Flood Cert paid by Borrower: xx Title—Notice of Settlement paid by Borrower: xx Title—Upper Court Fee Paid by Borrower: xx Title- Tideland Search paid by borrower: xx Undisclosed Debt Report paid by Borrower: xx Water Bill paid by Seller: xx |  |  |
| VMIMTBVO95J | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 reflects a point-rate lock fee at xx and an undisclosed debt report fee at xx. The CD dated xx/xx/2022 reflects a point-rate lock fee at xx and an undisclosed debt report fee at xx. This is an increase in fee of xx for charges that cannot increase. COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case that originated on xx/xx/2022. |  |  |
| VMIMTBVO95J | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate. |  |  |
| VMIMTBVO95J | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| VAJCF6CA830 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Rhode Island | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| VAJCF6CA830 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Rhode Island | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 does not reflect Appraisal Re-Inspection Fee. Final CD dated xx/xx/2022 reflects Appraisal Re-Inspection Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br>TRID violation due to decrease in lender credit on CD dated xx/xx/2022. Initial CD dated xx/xx/2022 reflects lender credit at xx. Final CD dated xx/xx/2022 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. <br> The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| VAJCF6CA830 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Rhode Island | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. <br> The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| VAJCF6CA830 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Rhode Island | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 32.15%. The tape shows the lender did not obtain the supporting REO docs to calculate DTI. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 12.66 years at xx Additionally, xx. FICO 781 and xxK equity in the subject. |  |  |
| VAJCF6CA830 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Rhode Island | xx | Credit | Other Disclosures | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | Settlement service providers list is missing from the loan documents. |  |  |
| VAJCF6CA830 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Rhode Island | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| VAJCF6CA830 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Rhode Island | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling organizations disclosure is missing from the loan documents. |  |  |
| FIP1EUZUWKS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2021 reflects Construction Admin Fee at xx. CD dated xx/xx/2021 reflects Construction Admin Fee at xx<br> Loan estimate dated xx/xx/2021 reflects Loan Origination Fee at xx. CD dated xx/xx/2021 reflects Loan Origination Fee at xx.<br> Loan estimate dated xx/xx/2021 reflects Appraisal Fee at xx. CD dated xx/xx/2021 reflects Appraisal Fee at xx<br> Loan estimate dated xx/xx/2021 does not reflect Document Preparation Fee. CD dated xx/xx/2021 reflects Document Preparation Fee at xx<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br>Subject loan is a refinance case, originated on xx/xx/2021 and the 3-year SOL has expired. |  |  |
| FIP1EUZUWKS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4) | Final CD dated xx/xx/2021 reflects escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents. |  |  |
| FIP1EUZUWKS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| FIP1EUZUWKS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Hazard insurance is missing from the loan document |  |  |
| FIP1EUZUWKS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| FIP1EUZUWKS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial 1003 signed by the originator is missing from the loan document |  |  |
| FIP1EUZUWKS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the e-consent agreement is missing from the loan documents. Further details not provided. File shows the e-consent agreement is available in the loan documents. |  |  |
| FIP1EUZUWKS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID Rate Lock Disclosure Delivery Date Test |  |  |
| FIP1EUZUWKS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report is subject to completion of landscaping. The estimated cost to cure is not available. Available 1004D does not confirm the completion of work, and the final CD reflects the escrow holdback in the amount of xx. |  |  |
| UTK18YIJHSD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Massachusetts | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 28.83%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 2 months on the job as an application scientist at xx, FICO 792, 0X30 in the last 24 months, and xxK equity in the subject. |  |  |
| 6OX65HN78A0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 6OX65HN78A0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | The hazard insurance policy is missing from the loan documents. |  |  |
| 6OX65HN78A0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 38.76%. Tape shows increased DTI of 43.50% and missing VOE. Further details not provided. Lender defect. Subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 6.66 years on the job as a VP of sales with xx; BWR2 has been SE as a processor/LO for 6 years, FICO 778, xxK equity in the subject, and xx residual income. |  |  |
| 6OX65HN78A0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test and charges that in total cannot increase more than 10% tolerance test due to loan failed initial LE estimate delivery and timing test. The initial LE dated xx/xx/2021 was delivered on xx/xx/2021, which is more than 3 business days from the initial application date of xx/xx/2021. |  |  |
| 6OX65HN78A0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase RESPA Test Failed (Lvl 2) | This loan failed the homeownership counseling organization's disclosure date test. |  |  |
| 6OX65HN78A0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 6OX65HN78A0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 6OX65HN78A0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. |  |  |
| 6OX65HN78A0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | This loan failed the written list of service providers disclosure date test. |  |  |
| H15TDLFH5Y5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | The initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| H15TDLFH5Y5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| H15TDLFH5Y5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 17.51%. Tape shows CPA letter is missing, and lender used an un-audited YTD P&L statement for SE income calculation. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has been SE for 13 years at xx |  |  |
| H15TDLFH5Y5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| H15TDLFH5Y5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| H15TDLFH5Y5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxM. Current UPB is xxK. |  |  |
| H15TDLFH5Y5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from the loan documents. |  |  |
| H15TDLFH5Y5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | The initial 1003 signed by the loan originator is missing from the loan documents. |  |  |
| GLJCCA39A5F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington D.C. | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| GLJCCA39A5F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington D.C. | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the AUS report is missing. Further details not provided. The file shows the AUS report is available. |  |  |
| N551V8NP7D2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | TRID total of payment disclosed on final CD as xx. Calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate as it is understated by more than xx. |  |  |
| N551V8NP7D2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Valuation | Property | Active | 2: Acceptable with Warnings | \* Property is Manufactured Housing (Lvl 2) | The home is affixed to the land. As per the appraisal report dated xx/xx/2021 located at xx, the subject property is a single family, and as per the prior mortgage rider document located at xx, the subject property is a manufactured home. The affidavit of affixation document is available in loan files located at xx, reflecting that the home is affixed permanently to the land. |  |  |
| N551V8NP7D2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| N551V8NP7D2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| N551V8NP7D2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | The tape shows unable to verify assets using third-party records. Bank statements in the file show that xxK satisfies the cash-to-close requirement of xxK at closing. Further details not provided. |  |  |
| TW00LS64308 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows TRID/TILA violation with an active SOL. Infinity CE report shows the subject loan passed all tests. Further details not provided. Subject originated on xx/xx/2023. |  |  |
| TW00LS64308 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| GES1WHZDR4C | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| GES1WHZDR4C | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan amount of xxM is greater than the maximum guideline requirement. Further details not provided. Subject loan originated on xx/xx/2020. |  |  |
| WI24ZA4ALC8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK. |  |  |
| WI24ZA4ALC8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| WI24ZA4ALC8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account disclosure is missing from the loan documents. |  |  |
| WI24ZA4ALC8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| WI24ZA4ALC8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 29.56%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 5.41 years on the job as a secondary math instructor at the xx |  |  |
| S5F3FQ1I68I | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is a NOO purchase. Subject originated on xx/xx/2023. |  |  |
| S5F3FQ1I68I | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject is a condotel unit at the xx, located in the city of XXXX. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| Z98RXWOHEHY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that in total cannot increase more than 10% tolerance test. The initial LE dated xx/xx/2022 reflects the recording fee at xx. The final CD dated xx/xx/2022 reflects the recording fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% test. A valid COC for the increase in fee is not available. The subject loan is a refinance case that originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| Z98RXWOHEHY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. The subject loan originated on xx/xx/2022. The PH does not show the information about last MI payments.<br> xx/xx/2026: Seller commented the MI is inactive. |  |  |
| Z98RXWOHEHY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application signed by the loan originator is missing from the loan documents. |  |  |
| Z98RXWOHEHY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| Z98RXWOHEHY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 22.77%. Tape shows the lender did not document the tax return to verify SE income. Further details not provided. Lender defect. Subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has been SE for 4 years as a dentist at xx, FICO 790, and xxK equity in the subject. |  |  |
| QGR7IDCE7OX | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | California | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Evidence of hazard insurance is missing from the loan documents. |  |  |
| QGR7IDCE7OX | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows HUD-1 is missing, and the subject property is located in a non-UAL state. File shows HUD-1 is available and CE is tested. |  |  |
| QGR7IDCE7OX | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| W89GMKZ0VXA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| W89GMKZ0VXA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| W89GMKZ0VXA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows TRID/TILA violation with SOL expired. Infinity CE report shows the subject loan passed all tests. Further details not provided. Subject originated on xx/xx/2021. |  |  |
| W89GMKZ0VXA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4) | Final CD dated xx/xx/2021 reflects escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents. |  |  |
| W89GMKZ0VXA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. PH shows last MI payment applied on xx/xx/2025. |  |  |
| CF28QCCHUQT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Transmittal summary is missing from the loan documents. |  |  |
| CF28QCCHUQT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan file. |  |  |
| CF28QCCHUQT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject approved at 44.51%. Tape shows DTI 44.5% exceeds 43% threshold of DTI. Further details not provided. Lender defect. Subject originated xx/xx/2021 and the 3 year SOL has expired. BWR has 2.25 years as a professor at xx |  |  |
| CF28QCCHUQT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.51%, as the borrower's income is xx, and total expenses are in the amount of xx. The loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 44.51%. |  |  |
| CF28QCCHUQT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| CF28QCCHUQT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK. |  |  |
| CF28QCCHUQT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 does not reflect Loan Origination Fee. Final CD dated xx/xx/2021 reflects Loan Origination Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2021 and the 3-year SOL has expired. |  |  |
| CF28QCCHUQT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| W7I68OB4EM3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2018 reflects points—a loan discount fee of xx. The CD dated xx/xx/2018 reflects points—a loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance, originated on xx/xx/2018, and the 3-year SOL has expired. |  |  |
| W7I68OB4EM3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB: xxK. |  |  |
| W7I68OB4EM3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| W7I68OB4EM3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows subject is a VA IRRRL loan and points and fees exceed 1% of the loan amount. Infinity compliance results show that the loan does not fail the VA point and fees test. |  |  |
| W7I68OB4EM3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary to correctly perform reimbursement calculations. |  |  |
| W7I68OB4EM3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | The subject loan closed without VA funding fee. Reaching out to seller to clarify. |  |  |
| SFOOCNHZ5D7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2019 reflects Credit Report Fee at xx. The CD dated xx/xx/2019 reflects Credit Report Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2019, and the 1-year SOL has expired. |  |  |
| SFOOCNHZ5D7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43.57%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by LP (xx), and its recommendation is "xx" with a DTI of 44%. |  |  |
| SFOOCNHZ5D7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date was provided, and the initial closing disclosure receipt date was less than three business days before the consummation date. |  |  |
| SFOOCNHZ5D7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| SFOOCNHZ5D7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| SFOOCNHZ5D7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject approved at 43.57%. Tape shows ADU income used for qualification does not meet program guidelines. Lender defect. The subject loan was originated on xx/xx/2019, and the 3-year SOL has expired. BWR has 3.00 years on the job as business office manager at xx. Additionally, BWR receives boarder income, FICO 709, and xxK equity in the subject. |  |  |
| SFOOCNHZ5D7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing or Incomplete (Lvl 3) | The subject loan has a single-premium MI plan, and the full amount for MI is charged at closing. |  |  |
| B9P9B9GGAYO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| B9P9B9GGAYO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Illinois | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The HUD-1 dated xx/xx/2007 reflects cash to in the amount of xx. |  |  |
| 4UPUJ40E58F | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| 4UPUJ40E58F | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan file. |  |  |
| 4UPUJ40E58F | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial 1003 signed by loan originator is missing from the loan files. |  |  |
| 4UPUJ40E58F | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement is missing from the loan documents. |  |  |
| 8IK3GEVJMRS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows a TRID/TILA violation (SOL expired). Infinity compliance report shows the loan failed the TRID/TILA violation. The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| 8IK3GEVJMRS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 8IK3GEVJMRS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects loan origination fee at xx. Final CD dated xx/xx/2022 reflects loan origination fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| 8IK3GEVJMRS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| 8IK3GEVJMRS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TRID rate lock disclosure delivery date test. |  |  |
| 8IK3GEVJMRS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| HHUK0DTCHM7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The appraisal report is as is. The tape and condo questionnaire shows the subject condo project is pending due to critical repairs such as safety issues involving gate and fence replacement and walkway repavement. Special assessment in the amount of xx. XXXX search shows an estimated value of xxK. The current UPB is xxK. |  |  |
| HHUK0DTCHM7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HHUK0DTCHM7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Compliance Audit / Quality Control Fee paid by Borrower: xx<br> Document Preparation Fee paid by Borrower: xx<br> Lock Extention paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Compliance Audit / Quality Control Fee paid by Borrower: xx<br> Document Preparation Fee paid by Borrower: xx<br> Lock Extention paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan file. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | The VA loan summary sheet is missing from the loan file. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan file. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial LE (Lvl 2) | Initial loan estimate is missing from the loan documents. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | The hazard insurance policy is missing from the loan documents. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | The settlement service providers list is missing from the loan documents. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Tape and file show ATR could not be determined as credit documents are missing from the loan documents. Lender defect. The subject loan originated on xx/xx/2019, and the 3-year SOL has expired. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | The initial 1003 signed by the loan originator is missing from the loan files. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | The initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Application Missing (Lvl 2) | Final application is missing from the loan file. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | The appraisal report is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB: xxK. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final closing disclosure is missing from the loan documents. |  |  |
| OUC5BUK9ATF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Subject closed as a VA loan and could not determine if a one-time VA funding fee was charged to BWR at closing, as the final CD is missing from the loan file. Reaching out to the seller to verify active MI status. |  |  |
| 5EQXH0KCOJ1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 5EQXH0KCOJ1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement is missing from the loan file. |  |  |
| 5EQXH0KCOJ1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 5EQXH0KCOJ1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | The initial 1003 signed by the loan originator is missing from the loan documents. |  |  |
| 5EQXH0KCOJ1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and Infinity compliance report show the subject loan failed for a TILA/TRID violation and the 3-year SOL for refinance has expired. Further details are not provided. The loan originated on xx/xx/2022. |  |  |
| 5EQXH0KCOJ1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects Administration Fee at xx. The CD dated xx/xx/2022 reflects Administration Fee at xx. The loan estimate dated xx/xx/2021 reflects Loan Origination Fee at xx. The CD dated xx/xx/2022 reflects Loan Origination Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| 5EQXH0KCOJ1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Evidence of hazard insurance is missing from the loan documents. |  |  |
| 5EQXH0KCOJ1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| R9UOXNUY6DF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| R9UOXNUY6DF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oregon | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application signed by the loan originator is missing from the loan documents. |  |  |
| R9UOXNUY6DF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oregon | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Prepayment Rider Missing (Lvl 2) | The prepayment rider is missing from the loan documents. |  |  |
| UR19TK6BZ9U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | Loan failed compliance ease delivery and timing test for initial loan estimate dated xx/xx/2022 and electronically signed on xx/xx/2022 of which is greater than 3 days from the initial application date xx/xx/2022. Unable to determine delivery date due to missing document tracker. TRID is failing for timing of initial LE. |  |  |
| UR19TK6BZ9U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| UR19TK6BZ9U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test and charges that in total cannot increase more than 10% tolerance test due to loan failed initial LE estimate delivery and timing test. Initial LE dated xx/xx/2022 delivered on xx/xx/2022 which is more than 3 business days from initial application date xx/xx/2022.<br> Subject loan is refinance case, originated on xx/xx/2022 and the 3-year SOL has expired.<br>Loan failed SSPL Document date test. Loan originator received initial application on xx/xx/2022. SSPL document date is xx/xx/2022 which is more than 3 business days from the initial application date xx/xx/2022. Subject loan is refinance case, originated on xx/xx/2022 and the 3-year SOL has expired. |  |  |
| UR19TK6BZ9U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 39.68%. Tape shows the lender did not verify the SE income used for qualification. Lender defect. The subject originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 9.91 years at xx |  |  |
| UR19TK6BZ9U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase RESPA Test Failed (Lvl 2) | Loan failed RESPA homeownership counseling organizations disclosure date test as the homeownership counseling organization disclosure were issued 4 days after initial application date. Initial application date is xx/xx/2022 and the documents are dated xx/xx/2022. |  |  |
| CT8N3G9KFIE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington D.C. | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| CT8N3G9KFIE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington D.C. | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 44.74% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (xx) and its recommendation is approve/eligible with a DTI of 44.75%. |  |  |
| ENEEG9GIHUA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | The loan failed the GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Application Fee paid by Borrower: xx<br> Mortgage Broker Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>The loan failed the qualified mortgage lending policy points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Application Fee paid by Borrower: xx<br> Mortgage Broker Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| ENEEG9GIHUA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed the TRID total of payments test due to the total of payments disclosed on the final CD as xx. The calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate because it is understated by more than xx. <br>This loan failed the TRID foreclosure rescission total of payments test due to the total of payments disclosed on the final CD as xx. The calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate because it is understated by more than xx. <br>The loan failed charges that cannot increase the 0% tolerance test. The initial loan estimate dated xx/xx/2020 does not reflect points - loan discount fee. The final CD dated xx/xx/2021 reflects points - loan discount fee of xx. The initial loan estimate dated xx/xx/2020 reflects the mortgage broker fee. The final CD dated xx/xx/2021 reflects the mortgage broker fee of xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case that originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| ENEEG9GIHUA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| ENEEG9GIHUA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| ENEEG9GIHUA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and Infinity CE report show the loan failed the QM points and fees test. Further details not provided. Subject originated xx/xx/2021. |  |  |
| ENEEG9GIHUA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Transmittal summary is missing from the loan documents. |  |  |
| ENEEG9GIHUA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| RP5YMR0ZCVC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and the Infinity CE report show the subject loan is an HPML loan. Further details not provided. |  |  |
| RP5YMR0ZCVC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.491% exceeds APR threshold of 8.430% over by +0.061%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). |  |  |
| RP5YMR0ZCVC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 4VNXJNU3DGY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2021 reflects Points—Loan Discount Fee at xx. The loan estimate dated xx/xx/2020 reflects a loan origination fee of xx. The CD dated xx/xx/2021 reflects a loan origination fee of xx. The loan estimate dated xx/xx/2020 reflects transfer taxes at xx. The CD dated xx/xx/2021 reflects transfer taxes at xx. This is a cumulative increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case that originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| 4VNXJNU3DGY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate. |  |  |
| 4VNXJNU3DGY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 4VNXJNU3DGY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 44.78%. Tape shows an unaudited YTD P&L and is missing REO documentation, including the mortgage statement required to confirm PITIA. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE for 25 years at xx Corporation, FICO 663, and xxK equity in the subject. |  |  |
| 4VNXJNU3DGY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.78%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 44.78%. |  |  |
| YA208X89NKL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | Lease agreement is missing from the loan file. The subject is a NOO refinance. |  |  |
| YA208X89NKL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows a TILA/TRID violation on the subject loan, and SOL has expired. Infinity does not perform regulatory compliance tests on NOO loans. The subject loan originated on xx/xx/2021, and the 3-year TILA/TRID SOL has expired. Further details not provided. |  |  |
| 883DSCW742J | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.336% exceeds APR threshold of 8.370% over by +0.966%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the MD COMAR higher-priced mortgage loan test due to an APR calculated at 9.336% exceeds APR threshold of 8.370% over by +0.966%. |  |  |
| 883DSCW742J | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and the Infinity CE report show the subject loan is an HPML. Further details not provided. |  |  |
| 883DSCW742J | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| BUN836PUOWU | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Michigan | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Appraisal is as is. Photo addendum shows significant deferred maintenance such as rotted windows, missing siding, unfinished interior walls and ceilings, and an incomplete bathroom. The cost to cure is not provided in the loan file. The 1004d completion report is missing from the loan documents. Subject originated xx/xx/2015. |  |  |
| BUN836PUOWU | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TILA finance charge test. Finance charge disclosed on Final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. <br>Loan failed TILA APR test because APR calculated at 4.613% exceeds APR threshold of 5.500% under disclosed by -0.887%. |  |  |
| BUN836PUOWU | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.500% exceeds APR threshold of 4.900% over by +0.600%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). <br>Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated at 5.500% exceeds APR threshold of 4.900% over by +0.600%. |  |  |
| BUN836PUOWU | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| BUN836PUOWU | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Michigan | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows W2 is missing for year 2014. File shows the W2 is available for the year 2014. Further details not provided. |  |  |
| Q2DUJ0QJRVC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kentucky | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 25.47%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 14.75 years on the job as a manager of information technology at xx, FICO 752. |  |  |
| Q2DUJ0QJRVC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kentucky | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| Q2DUJ0QJRVC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kentucky | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | The initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| OBM45UGUBVT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| OBM45UGUBVT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 35.79%. Tape shows trust letters used for qualification were provided by BWR, were not dated, and are not allowed as per guidelines. Further details not provided. Lender defect. The subject loan originated on xx/xx/2023, and the 3-year SOL has expired. BWR1 has 12.16 years on the job as a vice president with xx. Also, BWR receives other income and trust income, FICO 780, and xxK equity in the subject. |  |  |
| OBM45UGUBVT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. The subject loan originated on xx/xx/2023.The PH does not show the information about last MI payments.<br> xx/xx/2026: Seller commented the MI is inactive. |  |  |
| AHEXEDT5GL6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 18.13%. The tape shows VOE is missing. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE for 5.33 years at xx |  |  |
| AHEXEDT5GL6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application is missing from the loan documents. |  |  |
| AHEXEDT5GL6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | TRID violation due to decrease in lender credit on closing disclosure dated xx/xx/2021. Initial LE dated xx/xx/2021 reflects lender credit at xx. Initial CD dated xx/xx/2021 reflects lender credit at xx. This is decrease of +xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents.<br> Subject loan is a purchase case, originated on xx/xx/2021 and the 1-year SOL has expired. |  |  |
| AHEXEDT5GL6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* LE/CD Issue date test Fail (Lvl 2) | Loan failed compliance ease delivery and timing test for initial closing disclosure dated xx/xx/2021. Document tracker is missing and 3 business days were added to get receipt date xx/xx/2021 which is on the consummation date xx/xx/2021. |  |  |
| 2Q20DILLYJH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2021 reflects an appraisal fee at xx. CD dated xx/xx/2021 reflect an appraisal fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the TRID SOL of 1 year has expired. |  |  |
| 2Q20DILLYJH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 2Q20DILLYJH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 2Q20DILLYJH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report in the loan file is as is; the photo addendum shows the peeling plaster on the pool walls. The estimated cost to cure is in the amount of xx. The 1004D, or an engineer inspection report, is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| 2Q20DILLYJH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 4: Unacceptable | \* AUS is missing (Lvl 4) | The tape and file show the AUS report is missing from the loan documents. |  |  |
| DGD1Y39SMLL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| DGD1Y39SMLL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows a TRID/TILA violation (SOL expired). Infinity compliance report shows the loan failed the TRID/TILA violation. The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| DGD1Y39SMLL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Legal Docs | Active | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4) | The final CD dated xx/xx/2021 reflects an escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents. |  |  |
| DGD1Y39SMLL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| ECW61T97MVR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| ECW61T97MVR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Compliance Testing (Lvl 2) | Loan failed the qualified mortgage safe harbor threshold test due to APR calculated at 4.701% exceeds the APR threshold of 4.670% over by +0.031%. |  |  |
| ECW61T97MVR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Legal Docs | Active | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4) | The final CD dated xx/xx/2022 reflects an escrow holdback in the amount of xxK. Proof for the release of the escrow holdback is missing from the loan documents. |  |  |
| ECW61T97MVR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the Points - Loan Discount Fee. The CD dated xx/xx/2022 reflects the Points - Loan Discount Fee at +xx. The loan estimate dated xx/xx/2021 reflects the Loan Origination Fee at xx. The CD dated xx/xx/2022 reflects the Loan Origination Fee at xx. This is a cumulative increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| ECW61T97MVR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| ECW61T97MVR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 42.86%. The tape shows miscalculation of the monthly insurance premium. The revised DTI calculated using the correct monthly hazard insurance premium of xx instead of xx is 43.12%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR was qualified using an offer letter as a director of business development at XXXX. Previously, BWR had 1.92 years on the job as a vice president of business development at xx |  |  |
| MNQHS5UHQYN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| MNQHS5UHQYN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 49.55%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by LP (xx) and its recommendation is Accept with a DTI of 50.00%. |  |  |
| MNQHS5UHQYN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | Intent to proceed is missing from the loan documents. |  |  |
| MNQHS5UHQYN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows TRID/TILA violation with SOL expired. Infinity CE report shows the subject loan passed all compliance tests. Further details not provided. Subject originated xx/xx/2021. |  |  |
| 9KE603IR9RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 9KE603IR9RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.87%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 49.87%. |  |  |
| 9KE603IR9RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. The below fees were included in the test: Application Fee paid by Borrower: xx Lock Extension Fee paid by Borrower: xx Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| 9KE603IR9RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 9KE603IR9RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | The loan fails the qualified mortgage lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. The below fees were included in the test: Application Fee paid by Borrower: xx Lock Extension Fee paid by Borrower: xx Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| 9KE603IR9RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase State Regulations Test Failed (Lvl 2) | Loan fails the prohibited fees test. The below fees were included in the test: Administration fee 1 paid by borrower: xx Buyer's legal fee paid by borrower: xx Lock extension fee paid by borrower: xx Title - Closing protection letter fee paid by borrower: xx. |  |  |
| 9KE603IR9RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 49.88%. Tape shows lender did not document complete YTD P&L statement. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has been SE for 2.41 years at xx; BWR2 has been SE for 4.33 years at xx; BWR3 has been SE for 1.91 years at xx, FICO 774, and xxK equity in the subject. |  |  |
| 9KE603IR9RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 does not reflect the lock extension fee. The CD dated xx/xx/2022 reflects lock extension fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| W19K37VXX7Z | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Indiana | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial 1003 signed by loan originator is missing from the loan files. |  |  |
| W19K37VXX7Z | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| W19K37VXX7Z | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Compliance failed state regulations for IN license validation test. |  |  |
| QDH26K4RB2A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 49.93%. Tape shows VOE is missing. Further details not provided. Lender defect. Subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 7 months on the job as a manager with xx, Inc; BWR2 has been SE for 7.25 years at xx, and FICO 787. |  |  |
| QDH26K4RB2A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. The current UPB is xxK. |  |  |
| QDH26K4RB2A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 49.93% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator xx and its recommendation is Approve/Eligible with a DTI of 49.93%. |  |  |
| ADV03VEULBX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 28.08%. Tape shows the updated profit and loss statement was not obtained to align with the most recent business bank statements, and the required VOE for the self-employed income is missing. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE for 49.58 years at xx, FICO 795. |  |  |
| ADV03VEULBX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| ADV03VEULBX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Evidence of hazard insurance is missing from the loan documents. |  |  |
| ADV03VEULBX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges in total cannot increase more than a 10% tolerance test. The LE dated xx/xx/2021 reflects the sum of Section C fees and recording fees at xx. The CD dated xx/xx/2021 reflects the sum of Section C and the recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% of the test. The COC for an increase in fee is missing from the loan documents. TRID violation due to decrease in lender credit on CD dated xx/xx/2021. Initial LE dated xx/xx/2021 reflects lender credit at xx. Final CD dated xx/xx/2021 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2021 and the 3-year SOL has expired. |  |  |
| ADV03VEULBX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| ADV03VEULBX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | The initial 1003 signed by the loan originator is missing from the loan documents. |  |  |
| ADV03VEULBX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| ADV03VEULBX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 1GFPY8178RM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account disclosure is missing from the loan documents. |  |  |
| 1GFPY8178RM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 15.58%. The tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 1.91 years on the job as a junior loan officer at xx. BWR2 has 5.91 years on the job as a communication specialist at xx. FICO 801. |  |  |
| 1GFPY8178RM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling organizations disclosure is missing from the loan documents. |  |  |
| 254E7TFU1MN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 254E7TFU1MN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | TRID Violation due to decrease in lender credit on closing disclosure dated xx/xx/2025. The initial LE dated xx/xx/2025 reflects lender credit at xx; the final CD dated xx/xx/2025 reflects lender credit at xx. This is decrease of +xx for fee which has 0% tolerance test. The subject loan is a purchase, originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| 254E7TFU1MN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows a non-compliant HPML loan. Infinity CE report shows the subject failed the HPML test. The subject originated on xx/xx/2025. |  |  |
| 254E7TFU1MN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.958% exceeds APR threshold of 8.370% over by +0.588%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed MD COMAR Higher-Priced Mortgage Loan Test due to an APR calculated at 8.958% exceeds APR threshold of 8.370% over +0.588%. |  |  |
| K89AFAWRLHR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| K89AFAWRLHR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 29.26%. Tape shows required documentation is missing, including signed and dated 1040s, leases for the rental properties, and the pension award letter. Revised DTI is 32.91%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. BWR receives pension income, FICO 823. |  |  |
| K89AFAWRLHR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect the points - loan discount fee. The CD dated xx/xx/2020 reflects points - loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2020, and the 3-year SOL has expired. |  |  |
| K89AFAWRLHR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. The current UPB is xxK. |  |  |
| K89AFAWRLHR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| K89AFAWRLHR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | The initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| R8SPMERAY3T | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 27.78%. Tape shows the letter of explanation for income is not dated, and the VOE for self-employment income is missing within the required 120-day timeframe. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 9 years on the job as a xx |  |  |
| R8SPMERAY3T | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| R8SPMERAY3T | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect transfer taxes. CD dated xx/xx/2021 reflects a transfer taxes fee at +xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the SOL is 3 years. |  |  |
| R8SPMERAY3T | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TILA Finance Charge Test due to the finance charge disclosed on the Final CD as xx. The calculated finance charge is xx for an under disclosed amount of - xx. The reason for the finance charge under disclosure is unknown, as the fee itemization is missing. The subject loan is a refinance, originated on xx/xx/2021, and the SOL is 3 years. This loan failed the TILA Foreclosure Rescission Finance Charge Test due to the finance charge disclosed on the Final CD as xx. The calculated finance charge is xx for an under disclosed amount of - xx.<br>This loan failed the TRID Rate Lock Disclosure Delivery Date test, as a disclosure advising of the revised interest rate, points, lender credits, and any other interest rate-dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xx/xx/2021. |  |  |
| R8SPMERAY3T | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| R8SPMERAY3T | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| KJQFDIMMS4A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK. |  |  |
| KJQFDIMMS4A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | The initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| KJQFDIMMS4A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows missing e-consent agreement. Further details not provided. Subject originated on xx/xx/2020. |  |  |
| KJQFDIMMS4A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | The right of rescission is missing from the loan documents. |  |  |
| 6RZ4FE0GNYI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The subject is NOO refinance. Tape shows a TRID/TILA violation as the SOL of 3 years has expired. Further details not provided. |  |  |
| 6RZ4FE0GNYI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is an NOO purchase. |  |  |
| FVL856OTTGY | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| NXOYICGG7D3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | TRID violation in charges that cannot increase the test due to an increase in the fee in the final CD dated xx/xx/2021. The initial LE dated xx/xx/2021 reflects points - loan discount fee at xx, and transfer taxes fee at xx. The final CD dated xx/xx/2021 reflects points - loan discount fee at xx, and transfer taxes fee at xx. This is a fee increase of xx for a 0% tolerance test fee. Valid COC for the increase in fee amount is missing in the loan documents. <br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| NXOYICGG7D3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| NXOYICGG7D3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| NXOYICGG7D3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows subject loan TRID/TILA violation with SOL expired. Further details not provided. The Infinity CE report shows the loan failed charges that cannot increase the test. The subject loan was originated on xx/xx/2021. |  |  |
| K8WKKSGASCX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows TRID/TILA violation with SOL expired. Infinity did not perform the regulatory compliance test, as the subject is NOO. Further details not provided. Subject originated xx/xx/2021. |  |  |
| A6YPQC7UF8F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br>TRID violation due to a decrease in lender credit on the closing disclosure dated xx/xx/2023. The initial LE dated xx/xx/2023 reflects the lender credit at xx. Final CD dated xx/xx/2023 reflects the lender at xx. This is a decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents.<br>The subject loan is a refinance case, originated on xx/xx/2023, and the 3-year SOL is active. |  |  |
| A6YPQC7UF8F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows TRID/TILA violation with SOL not expired. Infinity CE report shows the loan failed TRID tolerance test. Further details are not provided. Subject originated on xx/xx/2023. |  |  |
| A6YPQC7UF8F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceeding the fees threshold of xx over by +xx. The below fees were included in the test:<br> Application Fee paid by Borrower: xx<br> Commitment Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| A6YPQC7UF8F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | Intent to proceed is missing from the loan documents. |  |  |
| A6YPQC7UF8F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3) | The loan fails the Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceeds fees threshold of xx over by +xx. The below fees were included in the test:<br> Application Fee paid by Borrower: xx<br> Commitment Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| A6YPQC7UF8F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| A6YPQC7UF8F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 02Z587MUK4E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing proof of hazard insurance (Lvl 3) | Hazard insurance policy is missing from the loan documents. |  |  |
| 02Z587MUK4E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 42.98%. The tape reflects an increased DTI of 43.09%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2023, and the 3-year SOL is active. BWR has 17.91 years on the job as an officer at the xx, FICO 776, 0X30 since inception, and xxK equity in the subject. |  |  |
| 02Z587MUK4E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 02Z587MUK4E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Legal Docs | Active | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4) | Final CD dated xx/xx/2023 reflects escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents. |  |  |
| I2DF8OPZ4O4 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| QK0RGHVFMDL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 39.52%. Tape shows missing VOE. Further details not provided. Lender defect. The subject loan originated on xx/xx/2019, and the 3-year SOL has expired. BWR has been SE for 20 years at xx, FICO 693, and xxK equity in the subject. |  |  |
| QK0RGHVFMDL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2019 does not reflect Points - Loan Discount Fee. CD dated xx/xx/2019 reflects Points - Loan Discount Fee at xx.<br> Loan estimate dated xx/xx/2019 reflects Loan Origination Fee at xx. CD dated xx/xx/2019 reflects Loan Origination Fee at xx.<br> Loan estimate dated xx/xx/2019 does not reflect Tax research Fee. CD dated xx/xx/2019 reflects Tax research Fee at xx.<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2019 and the 3-year SOL has expired.<br>TRID total of payment disclosed on final CD as xx. Calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate due to it is understated by more than xx. |  |  |
| QK0RGHVFMDL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | The right of rescission document is missing from the loan file. |  |  |
| QK0RGHVFMDL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| QK0RGHVFMDL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| QK0RGHVFMDL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| QK0RGHVFMDL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | A valid hazard insurance document is missing from the loan file. |  |  |
| X9WMXZR7WF7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows asset documentation is dated more than 60 days prior to the note date. Bank statements in the file show xxK of assets satisfy the cash-to-close requirement of xxK at closing. Further details not provided. Subject originated on xx/xx/2021. |  |  |
| X9WMXZR7WF7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. PH shows last MI payment applied on xx/xx/2025. |  |  |
| X9WMXZR7WF7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the appraisal re-inspection fee. The CD dated xx/xx/2021 reflects the appraisal re-inspection fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| X9WMXZR7WF7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 47.91% since the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 47.91%. |  |  |
| X9WMXZR7WF7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| II0XXBI69G5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| II0XXBI69G5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| II0XXBI69G5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. The loan estimate dated xx/xx/2021 reflects Administration Fee at xx. The CD dated xx/xx/2021 reflects Administration Fee at xx. The loan estimate dated xx/xx/2021 reflects Loan Origination Fee at xx. The CD dated xx/xx/2021 reflects Loan Origination Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| II0XXBI69G5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Evidence of hazard insurance is missing from the loan documents. |  |  |
| II0XXBI69G5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Legal Docs | Active | 4: Unacceptable | \* Loan has escrow holdback. No proof it was released (Lvl 4) | Final CD dated xx/xx/2021 reflects escrow holdback in the amount of xx. Proof for release of escrow holdback is missing from the loan documents. |  |  |
| II0XXBI69G5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 30.72%. Tape shows VOE is missing. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 9.66 years on the job as an attorney with xx |  |  |
| FKZCANQ6GQ5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | BWR is an LLC. Note and mortgage documents were signed by the BWRs as members of the LLC and not in the individual names. Personal guaranty is available in the file. |  |  |
| FKZCANQ6GQ5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | The initial loan application signed by the LO is missing from the loan documents. |  |  |
| IP2GA1SKVDO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | BWR is an LLC. Note and mortgage documents were signed by the BWR as member of the LLC and not in the individual name. Personal guaranty is available in the file. |  |  |
| F99NMZ3KA75 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | BWR is an LLC. Note and mortgage were signed as a member of the LLC, not as an individual. Loan does have a personal guarantee. |  |  |
| K5483B7VVFB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | Lease agreement is missing from the loan file. Subject is a NOO refinance. Subject originated on xx/xx/2018. |  |  |
| K5483B7VVFB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | BWR is an LLC. Note and mortgage were signed as a member of the LLC, not as an individual. Loan does have a personal guarantee. |  |  |
| WU0O69YGPCO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the BWR is current with the loan and pays between the middle and end of the month. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| WU0O69YGPCO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | Lease agreement is missing from the loan file. The subject is a NOO refinance originated on xx/xx/2018. |  |  |
| USPZGV553SB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| USPZGV553SB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test.<br>Loan failed the TILA finance charge test. Finance charge disclosed on the final CD is xx. Calculated finance charge is xx for an under disclosed amount of - xx. The subject loan is a purchase case that originated on xx/xx/2018, and the 1-year SOL has expired. |  |  |
| USPZGV553SB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 6.869% exceeds the APR threshold of 6.390% over by +0.479%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). |  |  |
| USPZGV553SB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The appraisal report is as is. The photo addendum and additional features of the appraisal report show unfinished interior double doors, broken window panes, torn screens, worn carpeting, minor drywall damage, and exterior wood trim. The estimated cost to cure is xx. Available 1004D does not reflect completion of the repairs. An updated 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback. |  |  |
| MUMKU1MMMJY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.797% exceeds APR threshold of 5.600% over by +3.197%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). |  |  |
| MUMKU1MMMJY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan is current, is on ACH, and the last payment was made on xx/xx/2025. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.624%. The current UPB reflected as per the payment history is xx. |  |  |
| IY93J1C2E4U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | Settlement service providers list is missing from the loan documents. |  |  |
| IY93J1C2E4U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.09%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU xx, and its recommendation is approve/eligible with a DTI of 44.10%. |  |  |
| IY93J1C2E4U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from the loan documents. |  |  |
| IY93J1C2E4U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 44.09%. Tape shows an incorrect SSI number was used for AUS approval, and the AUS could not be rerun or updated after closing to reflect the correct information. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 3.91 years on the job as an officer at the xx |  |  |
| IY93J1C2E4U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Hazard insurance certificate is missing from the loan documents. |  |  |
| IY93J1C2E4U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| IY93J1C2E4U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. |  |  |
| C4S4ZMDZN0H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | The loan failed the Qualified Mortgage APR Threshold Test due to the APR calculated, 6.048%, exceeding the APR threshold of 5.620% by +0.428%. |  |  |
| C4S4ZMDZN0H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a purchase, originated on xx/xx/2022 and the 1-year SOL has expired. |  |  |
| C4S4ZMDZN0H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Other Disclosures | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | The settlement services provider list is missing in the loan file. |  |  |
| C4S4ZMDZN0H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Evidence of hazard insurance is missing from the loan documents. |  |  |
| C4S4ZMDZN0H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged at 6.048%. Exceeds the fees threshold of 5.620% by +0.428%. |  |  |
| C4S4ZMDZN0H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | The loan failed the Higher-Priced Mortgage Loan Test (12 CFR § 1026.35(a)(1)) due to the APR calculated at 6.094%, which exceeds the APR threshold of 4.870% by +1.224%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c), and (d).<br>The loan failed the Qualified Mortgage Safe Harbor threshold test due to the APR being calculated at 6.048%, exceeding the APR threshold of 4.870% by +1.178%. |  |  |
| C4S4ZMDZN0H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from the loan documents. |  |  |
| C4S4ZMDZN0H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape shows FNMA did not agree with market comparables and support for a three-year value increase. Appraisal report shows that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #2 with a sales price of xxK, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| BCNTS8Y6IL7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| BCNTS8Y6IL7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan closed prior to issuance of the VA certificate of commitment while joint borrowers were both utilizing VA entitlement. Further details not provided. Subject originated on xx/xx/2022. |  |  |
| BCNTS8Y6IL7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Tape shows the loan is not insurable by the VA. |  |  |
| BCNTS8Y6IL7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2) | This loan failed loan origination fee test due to fee charged xx exceed fees threshold of xx over by +xx.<br> The following fees were included in this test:<br> Document Preparation Fee paid by Borrower: xx<br> HOA Transfer Fee paid by Borrower: xx<br> HOA Working Capital Fee paid by Borrower: xx<br> Settlement or Closing Fee paid by Borrower: xx<br> Tax Certificate Fee paid by Borrower: xx<br> Title - Texas Guaranty Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx<br> Wire Transfer Fee paid by Borrower: xx. |  |  |
| V0ATFYKQDZN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Seller tape defect shows repurchase: early payment default. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.875%. The current UPB reflected as per the payment history is xx. |  |  |
| V0ATFYKQDZN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | Subject loan was approved at 52.25% DTI. The Lender included rental income without tax returns (approved on a bank statement program). Revised DTI 53.26%. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is SE as a Realtor for 2.11 years, BWR 2 is SE as a Nurse Practitioner for 4.5 years, FICO 700, xx residual income, xxK reserves, and xxK equity in the subject property, 3x30 and 1x60 since inception. |  |  |
| A9TOU6XEB15 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| A9TOU6XEB15 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| A9TOU6XEB15 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan lost AUS approval due to updating the property type to manufactured home. The post-close DU report reflecting a risk recommendation of "refer with caution" is available in the loan file. Further details not provided. The subject loan originated on xx/xx/2025 and FICO 748. |  |  |
| A9TOU6XEB15 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Property | Active | 2: Acceptable with Warnings | \* Property is Manufactured Housing (Lvl 2) | The home is affixed to the land. As per the appraisal report located at Furrow xx, the subject property is a manufactured home. The affidavit of affixation and manufactured home rider attached to the recorded mortgage located at "xx" reflect that the home is affixed permanently to the land with serial no.xx |  |  |
| A9TOU6XEB15 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Appraisal report is as is, and the improvement section shows some cosmetic drywall and trim repairs, skirting repairs, worn flooring, and cabinetry. The estimated cost to cure is not available in the loan file. The 1004D report is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| A9TOU6XEB15 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2025 reflects Appraisal Fee at xx. Final CD dated xx/xx/2025 reflects Appraisal Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| Y9E4ZVW0OHO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| Y9E4ZVW0OHO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows loan is not insured. |  |  |
| Y9E4ZVW0OHO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 45.67%. Tape shows income misrepresentation. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR receives social security income, FICO 770, 0X30 since inception, and xxK equity in the subject. |  |  |
| I8TK9RWLTZT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan does not meet the seasoning requirement. Further details not provided. |  |  |
| I8TK9RWLTZT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows no MI coverage. PH shows MI is active. |  |  |
| R7217RIBK0N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| R7217RIBK0N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows MI was rescinded. |  |  |
| 2Z2FPP75UDW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows subject loan does meet the seasoning period requirements for a streamline refinance. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| 2Z2FPP75UDW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. PH shows MI is active. Reaching out to seller to clarify. |  |  |
| TC9VUI2I5E0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a)(1)) due to an APR calculated at 4.670% exceeds the APR threshold of 5.358% by +0.688%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c), and (d).<br>The loan failed the qualified mortgage safe harbor threshold test due to the APR calculated at 4.670%, exceeding the APR threshold of 5.358% by +0.688%. |  |  |
| TC9VUI2I5E0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary to correctly perform reimbursement calculations. |  |  |
| TC9VUI2I5E0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TRID rate lock disclosure delivery date test. The subject is refinance case originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| TC9VUI2I5E0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 reflects points—a loan discount fee at xx. CD dated xx/xx/202 reflects points—loan discount fee at xx. The loan estimate dated xx/xx/2022 reflects transfer taxes at xx. CD dated xx/xx/202 reflects transfer taxes at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br> Loan failed charges in total cannot increase more than 10% tolerance test. The LE dated xx/xx/2022 reflects the sum of Section C fees and recording fees at xx. The CD dated xx/xx/2022 reflects the sum of Section C and the recording fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10%. COC for the increase in fee is missing from the loan documents. <br> The subject loan is a refinance that originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| TC9VUI2I5E0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43.69%, the borrower's income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP xx, and its recommendation is "xx" with a DTI of 43.69%. |  |  |
| TC9VUI2I5E0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | The loan fails the GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged of xx Exceeds the fees threshold of xx Over by +xx. The below fee was included in the test: Points—Loan Discount Fee paid by Borrower: xx<br>The loan fails the qualified mortgage lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fee was included in the test:<br> Points—Loan Discount Fee paid by Borrower: xx |  |  |
| TC9VUI2I5E0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report in the file is as-is. The improvement section shows the subject has deferred maintenance of interior paint/trim, carpet flooring, and rear lawn. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| TC9VUI2I5E0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan was modified on XXXX for a 40-year term with the first FDD being xx/xx/2025, with maturity now being xx/xx/2064. The modification rate is 4.99%, and P&I is xx. No deferred balance and zero lates since loan modification. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx. |  |  |
| TC9VUI2I5E0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject approved at 43.69%. Tape shows undisclosed debt opened prior to closing. Further details not provided. Revised DTI is 46%. BWR defect. The subject loan was originated on xx/xx/2022, and the 3-year SOL has expired. BWR receives social security and pension income, FICO 650, xxK equity in the subject, and residual income of xx. |  |  |
| TC9VUI2I5E0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Compliance Testing (Lvl 2) | This loan failed revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate. |  |  |
| K2JFBVZRH4E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| K2JFBVZRH4E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.720% exceeds the APR threshold of 8.270% by +0.450%. The subject loan is escrowed. This loan is compliant with regulations 1026.35(b), (c), and (d). |  |  |
| K2JFBVZRH4E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject bond loan closed with the non-borrowing spouse on the mortgage, which is not allowed as per Florida Housing guidelines and requires the non-borrowing spouse to be removed with a QCD. Subject loan originated on xx/xx/2025. |  |  |
| 4H5NEADDMIC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 8.096% exceeds APR threshold of 7.750% over by +0.346%. |  |  |
| 4H5NEADDMIC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Subject purchase approved as a second home. Appraisal shows property has been listed in the past as a nightly rental in AR. There is no indication in the file that the BWR will continue to rent the property out. Treating as second home. |  |  |
| 4H5NEADDMIC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 3) | The initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days before the consummation date. |  |  |
| 4H5NEADDMIC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and Infinity CE report show the loan failed the 3-day waiting period requirement, as the initial CD was issued and signed on 01/05 and the loan closed on 01/07. Further details not provided. Subject originated on xx/xx/2026. |  |  |
| 8648BAYRVEH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Rebuttable Presumption - defined by loan findings (Lvl 3) | The loan failed the FHA QM rebuttable presumption test due to the fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| 8648BAYRVEH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2) | The loan failed FHA QM safe harbor test due to APR calculated 6.602% exceeds APR threshold of 8.520% variance by -1.918%. |  |  |
| 8648BAYRVEH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | Subject FHA loan was approved at 56.16% DTI. The Lender grossed up SSI incorrectly. Revised DTI 62.25%. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR receives SSI, FICO 696, xx residual income, and xxK equity in the subject property. 0X30 since inception. |  |  |
| 8648BAYRVEH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | The loan failed the GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>The loan failed the qualified mortgage lending policy points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| 909LITAYMXQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wyoming | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3) | The revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is after the consummation date. |  |  |
| 909LITAYMXQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wyoming | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Tape and file show the loan closed without an appraisal, and the PIW disclosure is missing; based on the estimated value, the loan reflects an LTV of 47%, and an appraisal may be obtained post-closing if required. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| 909LITAYMXQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wyoming | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 909LITAYMXQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wyoming | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2025 and the 3-year SOL is active. |  |  |
| MPANDQHBCTI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 42.16%. Tape shows the lender used 1 year of SE income instead of 2 years, and the business has been in existence less than 5 years. Revised DTI 98%. Lender defect. The subject loan originated on xx/xx/2023, and the 3-year SOL is active. BWR has been SE for 3.50 years at xx, LLC, FICO 710, 3X30 in the last 24 months, xxK equity in the subject. <br>SOL expired; we will downgrade the exception to LVL2. |  |  |
| MPANDQHBCTI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The seller's tape shows the BWR was 3x30 days late in the last year, and the borrower is now current with the loan. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| MPANDQHBCTI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to seller for active MI status.<br>xx/xx/2026: Seller confirmed that there is no Active MI coverage on this loan at this time. |  |  |
| EOFC228AXG0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Delaware | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan is not salable to Freddie Mac, as the BWR is not a US XXXXzen, and the BWR was approved under a work visa. The work visa is valid up to xx/xx/2027. The subject loan originated on xx/xx/2025, FICO 770 and xxK equity in the subject. |  |  |
| EOFC228AXG0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Delaware | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| CDYUX5MBWNX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3) | The TRID tolerance test is incomplete due to Initial LE and Initial CD are missing from the loan documents. The subject is a refinance case originated on xx/xx/2025, and the 3-year SOL is active. |  |  |
| CDYUX5MBWNX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| CDYUX5MBWNX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows HOA verification not accepted, as it was dated after closing. Further details not provided. |  |  |
| CDYUX5MBWNX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial LE (Lvl 3) | The initial LE is missing from the loan documents. |  |  |
| CDYUX5MBWNX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Doc Issue | Active | 3: Curable | \* Notice of Servicing Transfer missing or unexecuted (Lvl 3) | Notice of servicing the transfer disclosure is missing from the loan documents. |  |  |
| CDYUX5MBWNX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial Closing Disclosure (Lvl 3) | The initial CD is missing from the loan documents. |  |  |
| 078D5LSXPRV | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Maryland | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing (Lvl 3) | The subject loan has a single-premium MI plan and full amount for MI charged at closing. |  |  |
| 078D5LSXPRV | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 078D5LSXPRV | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Maryland | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows delinquent. According to payment history as of xx/xx/2026, the borrower has been delinquent for 4 months, and the next due date is xx/xx/2025. The current UPB is xx. Further details are not provided. |  |  |
| 078D5LSXPRV | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2) | Loan failed VA loan origination fee test due to fees charged of xx exceeds fees threshold of xx by +xx.<br> Below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Assignment Endorsement Fee paid by Borrower: xx<br> Misc Title Fees paid by Borrower: xx |  |  |
| N72U2Z32JAF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial Closing Disclosure (Lvl 3) | The initial CD is missing from loan documents. |  |  |
| N72U2Z32JAF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | The TRID tolerance test is incomplete as the initial CD is missing from loan documents. The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| N72U2Z32JAF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TILA finance charge test. Finance charge disclosed on the final CD is xx. Calculated finance charge is xx for an under disclosed amount of - xx. The subject loan is a purchase case that originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| N72U2Z32JAF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows an eligibility issue, as the loan closed with the same case file ID as another loan. Further details not provided. The subject loan originated on xx/xx/2022 and FICO 755. |  |  |
| N72U2Z32JAF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 9R673AOT8S7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Data Edit | Active | 3: Curable | \* Occupancy concerns - (Lvl 3) | Subject approved as NOO. Tape shows subject is OO. One of the BWRs occupies the property as primary, and rental income cannot be used for qualification. Further details not provided. |  |  |
| 9R673AOT8S7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved as NOO at 49.26%. Tape shows the subject is OO. One of the BWRs occupies the property as primary, and rental income cannot be used for qualification. Further details not provided. BWR defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 receives retirement and social security income. BWR2 has 3.16 years on the job as a front desk file clerk at xx has 4.33 years on the job as an operating manager at XXXX, FICO 622, and xxK equity in the subject. |  |  |
| I63EJYOVW49 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | The loan failed the state regulation late fees test, as the late fee of 5.000% charged on the loan exceeds the threshold of 4.000%, and it is over by +1.000%. |  |  |
| I63EJYOVW49 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| I63EJYOVW49 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| I63EJYOVW49 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| I63EJYOVW49 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| I63EJYOVW49 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | The initial 1003 signed by the loan originator is missing from the loan documents. |  |  |
| I63EJYOVW49 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape defect shows active FC. As per the comment dated xx/xx/2023, the foreclosure was initiated on the loan on xx/xx/2023. As per the comment dated xx/xx/2023, the complaint was filed on xx/xx/2023. As per the comment dated xx/xx/2024, the foreclosure was on hold due to modification. |  |  |
| I63EJYOVW49 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing (Lvl 3) | The subject loan has a single-premium MI plan, and the full amount for MI is charged at closing. |  |  |
| I63EJYOVW49 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | VA loan guaranty certificate is missing from the loan document. Tape shows subject VA loan is not insured. |  |  |
| L8UZA2S8KNK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape defect shows "xx" According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| SXPIHU9LZ76 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | The subject loan was approved at 49.85%. The tape shows the lender did not establish the stability of the qualifying income and all other obligations, as the lender did not obtain supporting income documents and no asset documentation was provided. The revised DTI is 100%. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2025, and the 3-year SOL is active. BWR has 1.75 years on the job as a registered nurse at xx. FICO 776, 0X30 since inception, and xxK equity in the subject. |  |  |
| SXPIHU9LZ76 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 3: Curable | \* LE/CD Issue date test Fail (Lvl 3) | Revised closing disclosure is missing from the loan documents. |  |  |
| SXPIHU9LZ76 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| RHVTLPE7YX7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD dated xx/xx/2025 reflects cash to in the amount of xx. |  |  |
| RHVTLPE7YX7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report is as-is. Tape shows the appraiser did not certify that the dwelling meets HUD requirements; review of the appraisal report does not identify any critical repairs or damage that would prevent the property from meeting HUD standards. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| RHVTLPE7YX7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| RHVTLPE7YX7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| RHVTLPE7YX7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| RHVTLPE7YX7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| RHVTLPE7YX7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Reaching out to seller to verify active MI status.<br> xx/xx/2026: Seller confirmed the loan is not insured by the USDA. |  |  |
| RHVTLPE7YX7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 does not reflect the Pest Inspection Fee. The CD dated xx/xx/2025 reflects a Pest Inspection Fee of xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br>The subject loan is a purchase case that originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| VQLQHIOTNYP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan failed the GSE (Freddie Mac public guidelines) QM APR threshold test due to APR calculated at 10.433% exceeds the APR threshold of 10.250% over by +0.183%. |  |  |
| VQLQHIOTNYP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 10.489% exceeds APR threshold of 10.250% over by +0.239%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the qualified mortgage safe harbor threshold test due to APR calculated at 10.433% exceeds the APR threshold of 10.250% over by +0.183%.<br>Loan failed the qualified mortgage APR threshold test due to APR calculated at 10.433% exceeds the APR threshold of 10.250% over by +0.183%. |  |  |
| VQLQHIOTNYP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3) | TRID tolerance test is incomplete, as the initial CD is missing from loan documents. The subject loan is a refinance, originated on xx/xx/2025, and the 3-year SOL is active. |  |  |
| VQLQHIOTNYP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 49.26%. The tape shows income miscalculation, as the income was inadvertently entered. The revised DTI is 51.43%. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2025, and the 3-year SOL is active. BWR receives social security and pension income. FICO 708 and 0X30 since inception, xxK equity in the subject, and xx residual income. Review shows ATR confirmed. |  |  |
| VQLQHIOTNYP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial Closing Disclosure (Lvl 3) | Initial closing disclosure is missing from the loan documents. |  |  |
| VQLQHIOTNYP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| GTL0G9HS3OG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | The servicing transfer disclosure is missing from the loan documents. |  |  |
| GTL0G9HS3OG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| GTL0G9HS3OG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| GTL0G9HS3OG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial LE (Lvl 2) | The initial loan estimate is missing from the loan documents. |  |  |
| GTL0G9HS3OG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | The TRID tolerance test is incomplete due to the initial LE is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| GTL0G9HS3OG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from loan documents. |  |  |
| GTL0G9HS3OG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 43.94%. Tape shows the YTD income of P&L does not cover the correct reporting period, business bank statements do not align with the period reflected on the YTD income of P&L, and the third month's business bank statement is missing. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE for 5.5 years at XXXX, FICO 795, and xxK equity in the subject. |  |  |
| GTL0G9HS3OG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43.94%, the borrower income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx), and its recommendation is "xx" with a DTI of 43.94%. |  |  |
| 0KMQE0XBEXQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing (Lvl 3) | The subject loan has a single-premium MI plan and full amount for MI charged at closing. |  |  |
| 0KMQE0XBEXQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Hazard Insurance is missing from the loan documents. |  |  |
| 0KMQE0XBEXQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | In VA refinance loans, there should be a waiting period or gap between the 210-day period from the first payment date of the existing mortgage, which is getting paid off, and the closing of our new subject loans. In this loan, the waiting period is not satisfied. |  |  |
| OP6Y7UKPN3X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | TRID tolerance test is incomplete as the initial LE is missing from loan documents. The subject loan is a refinance, originated on xx/xx/2022 and the 3-year SOL has expired. |  |  |
| OP6Y7UKPN3X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling organizations disclosure is missing from the loan documents. |  |  |
| OP6Y7UKPN3X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 38.08%. The tape shows the lender miscalculated PITI and failed to obtain the tax returns. The revised DTI is 52.38%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 32 years at The xx. FICO 787, 0X30 last 24 months, xxK equity in the subject, and xx residual income. |  |  |
| OP6Y7UKPN3X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | Notice of servicing transfer disclosure is missing from the loan documents. |  |  |
| OP6Y7UKPN3X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial LE (Lvl 2) | Initial loan estimate is missing from the loan documents. |  |  |
| OP6Y7UKPN3X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| MZUO3YMGHCW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3) | The TRID tolerance test is incomplete due to the initial CD being missing from the loan documents. The subject is a refinance case originated on xx/xx/2025, and the 3-year SOL is active. |  |  |
| MZUO3YMGHCW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial Closing Disclosure (Lvl 3) | The initial closing disclosure is missing from the loan documents. |  |  |
| MZUO3YMGHCW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | The loan failed the GSE (Fannie Mae public guidelines) QM Points and Fees Test due to fees charged of xx exceeding the fees threshold of xx by +xx. The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br>The loan failed the qualified mortgage lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx |  |  |
| MZUO3YMGHCW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| MZUO3YMGHCW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The appraisal in the file is as-is. The photo addendum shows the subject property's exterior needs to be repainted, and the fascia of the side is in poor condition. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| MZUO3YMGHCW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | Subject loan was approved at 49.98% DTI. The Lender excluded a new debt on the credit refresh report. Revised DTI 63.54%. Lender defect. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is SE in Direct Selling for 25 years and receives SSI, FICO 705, xx residual income, and xxK equity in the subject property. 0X30 since inception. |  |  |
| 0I0FE869CFF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 35.41%. Tape shows BWR was not employed at closing and undisclosed debt. BWR defect. The subject originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 7.83 years on the job as a regional director with xx |  |  |
| 0I0FE869CFF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| PUOFJJPR07D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The appraisal report is subject to the completion of construction of the landscaping, driveway, touch-up paint, exterior trim, kitchen appliances, and some tile work. The estimated cost to cure is not available in the loan file. 1004D, or a structural inspection report by a licensed professional, is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| PUOFJJPR07D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 57.27%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU (Locator#xx Package.pdf Page #738) and its recommendation is Approve/Eligible with a DTI of 57.27%. |  |  |
| PUOFJJPR07D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | The subject loan closed without monthly MI payment and VA funding fee. |  |  |
| PUOFJJPR07D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| PUOFJJPR07D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| PUOFJJPR07D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2021 does not reflects Points - Loan Discount Fee. Final CD dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. This is an increase fee in the amount of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| KMWF1R0UDGZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | Initial closing disclosure is missing from the loan documents. |  |  |
| KMWF1R0UDGZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | Final CD is missing from the loan documents. |  |  |
| KMWF1R0UDGZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan officer on the subject loan is on Freddie Mac's exclusionary list. Further details not provided. Subject loan originated on xx/xx/2022 and FICO 756. |  |  |
| KMWF1R0UDGZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 9ZWM3TOI0R2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 9ZWM3TOI0R2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 does not reflect points—loan discount fees. CD dated xx/xx/2023 reflects points - loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired. |  |  |
| 9ZWM3TOI0R2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a purchase case, originated on xx/xx/2023, and the 1-year SOL has expired. |  |  |
| 9ZWM3TOI0R2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 43.51% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by LP Locator xx xx and its recommendation is Accept with a DTI of 44%. |  |  |
| 9ZWM3TOI0R2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 9ZWM3TOI0R2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 43.51%. The tape shows BWR misrepresentation. Further details not provided. BWR defect. The subject loan was originated on xx/xx/2023, and the 3-year SOL has expired. BWR1 has 19.66 years on the job as a bus operator at the xx. BWR2 has been SE as a tax preparer for 11.08 years. Additionally, BWR2 receives social security income. FICO 709 and 0X30 in the last 24 months, and xxK equity in the subject. |  |  |
| 9ZWM3TOI0R2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| 9ZWM3TOI0R2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows the MI was rescinded. |  |  |
| EUL5CWMOFMT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| EUL5CWMOFMT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape shows the subject condo project did not document the current condo budget, which is required for a full condo review. Third-party sources report that the reserve requirement is below 10% and the project does not meet Freddie Mac's eligibility requirements. XXXX search shows an estimated value of xxK. Current UPB xxK. |  |  |
| CXP1DR1X189 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is an NOO purchase. |  |  |
| CXP1DR1X189 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | Subject is NOO and approved at 42.09%. Tape shows the lender used 2023 tax returns without evidence of filing. Revised DTI unknown. Further details not provided. Lender defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR1 has been SE owning multiple businesses for 6.16 years. BWR2 has been SE for 1.83 years at xx |  |  |
| 97IV0QD6IU5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects the points—loan discount fee at xx. The CD dated xx/xx/2024 reflects points—loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| 97IV0QD6IU5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days before the consummation date. |  |  |
| 97IV0QD6IU5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 97IV0QD6IU5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 97IV0QD6IU5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Valuation | Property | Active | 3: Curable | \* Property is Mixed Use (Lvl 3) | Subject approved as OO. Tape and PDR report from xx show the subject is a mixed-use property with a commercial store in front. BWRs acquired property in non-arms length transaction from family member. |  |  |
| 97IV0QD6IU5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Tape and PDR report from xx show interior deficiencies have been reported for the other room's flooring. An inspection or a PDR completion report is required. |  |  |
| 97IV0QD6IU5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | Subject loan was approved at 40.85% DTI. The Lender allowed the loan to close when the BWR's were SE and relocating from TX to NM to purchase the subject mixed use property. Revised DTI cannot be determined. The subject loan originated xx/xx/2024 and the 3-year SOL is active. The BWR's are SE with xx for 10.5 years, FICO 714, xxK reserves and xxK equity in the subject property. 0X30 since inception. |  |  |
| HZ25L5BYZ5I | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Hawaii | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan is kicked from another trade due to borrower concentration risk. Further details are not provided. |  |  |
| HZ25L5BYZ5I | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Hawaii | xx | Credit | Credit | Active | 3: Curable | \* DSCR is less than 1.00 (Lvl 3) | Net operating income is xx, annual payments (debt service) are xx, and the debt service cover ratio (DSCR) is 0.79. |  |  |
| HZ25L5BYZ5I | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Hawaii | xx | Valuation | Property | Active | 4: Unacceptable | \* Property is Commercial Prop (Lvl 4) | Subject NOO approved using short term rental program. Treating as commercial property. Elevated for client review. |  |  |
| THQQ6OADZZ3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | This loan failed the TRID disclosure delivery date validation test. |  |  |
| THQQ6OADZZ3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3) | This loan failed the revised loan estimate delivery date test. This loan failed the revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. |  |  |
| THQQ6OADZZ3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| THQQ6OADZZ3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.805% exceeds the APR threshold of 8.420% by +1.385%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c), and (d). |  |  |
| THQQ6OADZZ3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Subject originated xx/xx/2025 in the amount of xxK. Appraisal in file shows value xxK. Redfins shows xxK. XXXX shows xxK. UPB xxK. |  |  |
| THQQ6OADZZ3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | Loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance, originated on xx/xx/2025, and the SOL is 3 years. |  |  |
| THQQ6OADZZ3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows EPD. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx. |  |  |
| THQQ6OADZZ3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | Subject loan was approved at 8.09% DTI. The divorce decree indicated the BWR was required to enter into a binding agreement to vacate defaults on 3 businesses and has multiple real estate properties outside the country that were not disclosed. Lender defect. Revised DTI cannot be determined. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is SE with xx for 14 years, FICO 650. |  |  |
| QFTTANLQA01 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 does not reflect Points - Loan Discount Fee. CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| QFTTANLQA01 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 10.215% exceeds APR threshold of 8.130% over by +2.085%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the CA AB 260 higher-priced mortgage loan test due to an APR calculated at 10.215% exceeds APR threshold of 8.130% over by +2.085%. |  |  |
| QFTTANLQA01 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | The tape shows CD not sent in the required time frame. Further details are not provided. The Infinity CE report shows the loan did not fail the delivery and timing test for CD. |  |  |
| QFTTANLQA01 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xxK. Further details not provided. |  |  |
| QFTTANLQA01 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| LEDVRBUKKQA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Valuation | Property | Active | 4: Unacceptable | \* Property Marketability Issues (Lvl 4) | Tape and the condo questionnaire show the subject condo project is ineligible due to pending litigation against the HOA. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB xxK. |  |  |
| WPK6A2YU038 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| WPK6A2YU038 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape defect shows EPD. AAccording to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx. |  |  |
| 4X4B8B5R1LS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape and appraisal report show the subject property is located on a XXXX-acre site and is zoned for exclusive farm use. Appraisal shows property is overimproved. Appraisal value at xxM. Sales price xx2M. Redfin shows estimate value of xx5M. Current UPB is xxM. |  |  |
| 4X4B8B5R1LS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is an NOO purchase. |  |  |
| QE7WGEJYQYH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Underwriting | Active | 3: Curable | \* Transmittal (1008) is Missing (Lvl 3) | The transmittal summary is missing from the loan documents. |  |  |
| QE7WGEJYQYH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| QE7WGEJYQYH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 3) | The subject loan was approved at 42.73%. The tape shows the lender included bonus income without sufficient tenure with the employer. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has 1.66 years on the job as a general warehouse worker at xx |  |  |
| KHBYPYK0DZO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | The subject is NOO and approved at 49.63%. The tape shows the lender did not consider the PITI of the properties outside the US. Revised DTI is 66.93%. Further details not provided. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 3 months on the job as a senior financial analyst at xx. BWR2 has been SE for 6.08 years at IPI Group LLC, FICO 736, xxK equity in the subject, and residual income of xx. |  |  |
| KHBYPYK0DZO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Credit | Active | 3: Curable | \* Business Purpose Affidavit is missing (Lvl 3) | Business purpose affidavit is missing from the loan document. |  |  |
| KHBYPYK0DZO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is an NOO purchase. |  |  |
| 66LGT4LRVPV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2023 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2023 and the 1-year SOL has expired. |  |  |
| 66LGT4LRVPV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 66LGT4LRVPV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | The subject loan was approved at 48.44%. Tape shows DTI verification issue. Further details not provided. Lender defect. The subject loan originated on xx/xx/2023, and the 3-year SOL is active. BWR1 has 7 years on the job as a cleaner at ABM Industries. BWR2 has 2 months on the job as a dental assistant at xx, FICO 745, equity in the subject property xxK and 0X30 since inception. |  |  |
| 66LGT4LRVPV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 66LGT4LRVPV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| IO3YDQZD8MG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Valuation | Property | Active | 4: Unacceptable | \* Property Marketability Issues (Lvl 4) | Tape shows the subject condo project was ineligible. Appraisal and condo questionnaire show the subject project has a special assessment of xxK for elevator modernization. Subject loan originated on xx/xx/2024 and closed with a DPA loan of xxK. |  |  |
| IO3YDQZD8MG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| CDERUVOCE9E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3) | The TRID tolerance test is incomplete, as the initial CD is missing from the loan documents.<br> The subject loan is a refinance, originated on xx/xx/2024, and the SOL is 3 years. |  |  |
| CDERUVOCE9E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Tax Service Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx |  |  |
| CDERUVOCE9E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | Loan failed the TRID rate lock disclosure delivery date test. |  |  |
| CDERUVOCE9E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial Closing Disclosure (Lvl 3) | The initial closing disclosure is missing from the loan documents. |  |  |
| CDERUVOCE9E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3) | The loan fails the Qualified Mortgage Lending Policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Tax Service Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx |  |  |
| CDERUVOCE9E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement document is missing from the loan documents. |  |  |
| CDERUVOCE9E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | Subject approved at 45.70%. Tape shows BWR changed job during construction and loan did not qualify. Revised DTI 49%. Lender defect. Subject originated xx/xx/2024 and the 3 year SOL is active. BWR has 4 years SE at xx |  |  |
| IAD3NZWUOS3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject was approved at 48.87%. Tape shows miscalculation of income and debts. Revised DTI is 53.73%. Lender defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR qualified using an offer letter as an event manager at xx, FICO 694, xxK equity in the subject, 0X30 since inception and xx residual income. |  |  |
| IAD3NZWUOS3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase fee in the amount of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| IAD3NZWUOS3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| IAD3NZWUOS3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | The tape shows the subject loan is not insured. |  |  |
| IAD3NZWUOS3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 6L4KJCYW57D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Credit | Active | 4: Unacceptable | \* Guideline is missing (Lvl 4) | Subject is a non-QM loan. Reaching out to seller for guidelines.<br>xx/xx/2026: Seller commented that they do not have any guidelines for this one. |  |  |
| 6L4KJCYW57D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | This loan failed the TRID disclosure delivery date validation test due to the revised loan estimate delivery date is on the initial closing disclosure delivery date. |  |  |
| 6L4KJCYW57D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows EPD repurchase requirement. According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| 6L4KJCYW57D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Loan failed the revised loan estimate delivery date test due to the revised loan estimate delivery date is on the initial closing disclosure delivery date. |  |  |
| 6L4KJCYW57D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.922% exceeds APR threshold of 8.120% over by +1.802%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). |  |  |
| 6L4KJCYW57D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| XW9ZZT1VHTC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| XW9ZZT1VHTC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed the TRID Rate Lock Disclosure Delivery Date Test. |  |  |
| XW9ZZT1VHTC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan closed with first-time homebuyer (FTHB) attributes applied, though both borrowers did not meet FTHB eligibility requirements, as the BWR owns another property held for investment. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| 8TRFIDIECGF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase 0% tolerance test. LE dated xx/xx/2025 reflects Credit Report Fee at xx. CD dated xx/xx/2025 reflects Credit Report Fee at xx. This is an increase in fee of xx for charges that cannot increase. COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| 8TRFIDIECGF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed the TRID Rate Lock Disclosure Delivery Date Test. |  |  |
| 8TRFIDIECGF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 49.48%. Tape shows undisclosed debts not included in DTI. Revised DTI is 57.86%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 5.5 years on the job as a QC at xx since inception, xxK equity in the subject, and xx residual income. Review shows ATR confirmed. |  |  |
| 8TRFIDIECGF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 9BHE80MEBF7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| 9BHE80MEBF7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows source of funds and reserve issues. The bank statement in file shows xxK in assets, satisfying the cash-to-close requirement of xxK, and DU shows no reserves required. Further details not provided. |  |  |
| 9BHE80MEBF7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | Subject loan was approved at 38.96% DTI. The file is missing the Offer Letter and evidence BWR 2 can work remotely. Revised DTI cannot be determined. Lender defect. The subject loan originated xx/xx/2025 and the 3-year SOL is active. The BWR is employed with xx for 2.5 years, BWR 2 is starting employment with xx on xx/xx/2025, FICO 730, xxK reserves and xxK equity in the subject property. 0X30 since inception. |  |  |
| 9BHE80MEBF7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | This loan has failed reimbursement amount validation test and consummation or reimbursement date validation test. |  |  |
| AG9T9UTB4EJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | The subject loan was approved at 46.90%. Tape shows the lender used rental income from a property that was listed for sale. Revised DTI is 58.68%. Further details not provided. Lender defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 has been SE as a realtor for 3.75 years. BWR2 has been SE as a tattoo artist for 3.83 years, FICO 768, 0X30 since inception, xxK equity in the subject, and xx residual income. |  |  |
| PDBMJGZATRV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Hawaii | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape shows condo issues. Further details are not provided. The appraisal report is as is, and the condo questionnaire does not show any damage or repair work. XXXX search shows an estimated value of xxK. The current UPB is xxK. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | The initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Application Missing (Lvl 2) | Final loan application is missing from the loan file. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | File shows ATR could not be determined as 1008, AUS, and loan approval are missing from the loan documents. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. FICO 630. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan documents. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | The flood certificate is missing from the loan documents. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | The initial closing disclosure is missing from the loan documents. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial LE (Lvl 2) | The initial loan estimate is missing from the loan documents. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | The final transmittal summary is missing from the loan documents. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | The appraisal report is missing from the loan documents. A XXXX search shows an estimated value at xxK. The current UPB is xxK. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | The settlement service providers list is missing from the loan documents. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | The final CD signed by the BWR is missing from the loan file. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | The notice of servicing transfer disclosure is missing from the loan documents. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and file show compliance could not be tested, as the compliance documents are missing from the loan file. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Credit | Active | 3: Curable | \* Lost Note Affidavit (Lvl 3) | Tape shows LNA/copy of note. The lost note affidavit available in the file located at "xx" shows that the original note has been misplaced, destroyed, or lost. A duplicate copy of the note is available in the loan file located at "xx" |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from the loan documents. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | AUS | Active | 4: Unacceptable | \* Missing DU/GUS/AUS as required by guidelines (Lvl 4) | AUS is missing from the loan documents. |  |  |
| 293EOZYGE8Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| NPOW4RV2HZ0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 50.26%, as the borrower's income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 49.94%. |  |  |
| NPOW4RV2HZ0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject approved at 50.26%. Tape shows the lender did not properly verify REO rental income used for qualification. Further details not provided. Lender defect. The subject loan originated on xx/xx/2023, and the 3-year SOL is active. BWR has been SE for 3.16 years at XXXX, FICO 767, 0X30 in the last 24 months, and xxK equity in the subject. |  |  |
| NPOW4RV2HZ0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| NPOW4RV2HZ0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Seller confirmed MI coverage has been canceled. |  |  |
| NPOW4RV2HZ0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows the loan failed the QM (APOR) test. The Infinity compliance report passed the QM (APOR) test. |  |  |
| NPOW4RV2HZ0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. The CD dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2023, and the 1-year SOL has expired. |  |  |
| KV5FUHFRLNK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Underwriting | Active | 3: Curable | \* Transmittal (1008) is Missing (Lvl 3) | The final transmittal summary is missing from the loan documents. |  |  |
| KV5FUHFRLNK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The subject is a second home. Tape shows the cash-out amount exceeds internal guidelines. LTV of 85% exceeds the maximum 75% permitted for a rate-and-term refinance of an investment property. Further details not provided. |  |  |
| KV5FUHFRLNK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 3) | Loan failed the qualified mortgage interest-only test, as this loan is an interest-only loan. |  |  |
| KV5FUHFRLNK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing flood cert (Lvl 3) | The flood certificate is missing from the loan documents. |  |  |
| KV5FUHFRLNK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows Non-QM/compliant. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| KV5FUHFRLNK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| OP3QDQP7EXK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| OP3QDQP7EXK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 40.41%. Tape shows employment misrepresentation. Further details not provided. BWR defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 2 months on the new job as a xx |  |  |
| OP3QDQP7EXK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TRID rate lock disclosure delivery date test. |  |  |
| OP3QDQP7EXK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 reflects Appraisal Fee xx. Final CD dated xx/xx/2022 reflects Appraisal Fee at xx. This is an increase in fee of +xxfor charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is purchase case, originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| OP3QDQP7EXK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| YOQL6N5ULS6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject loan was approved at 49.07%. Tape shows employment misrepresentation. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR has 3 months on the job as an insurance adjuster at Eagle Express, FICO 756, 0X30 since inception, and xxK equity in the subject. |  |  |
| YOQL6N5ULS6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is purchase case. Final CD dated xx/xx/2025 reflects cash to in the amount of xx. |  |  |
| WV9E43VYZV2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows Non-QM/ATR non-compliant with SOL expiring on xx/xx/2028. Infinity CE shows subject loan failed for Qualified mortgage lending policy points and fees test and GSE QM point fees test. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| WV9E43VYZV2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| WV9E43VYZV2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows DPA funds were used to pay down debts, resulting in a xx shortfall in borrower funds required to close. The bank statement in file shows xxK in assets, satisfying the cash-to-close requirement of xxK. Further details not provided. |  |  |
| WV9E43VYZV2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing or Incomplete (Lvl 3) | The subject loan has a single-premium MI plan, and the full amount for MI is charged at closing. |  |  |
| 3UBEYVJXZ3H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 3UBEYVJXZ3H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows Non-QM/ATR non-compliant with SOL expires on xx/xx/2028. Infinity CE shows that subject loan passed all test. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| 3UBEYVJXZ3H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows excessive IPC (interested party contribution). Review of the file shows the final CD does not reflect seller credit. Further details are not provided. |  |  |
| 3UBEYVJXZ3H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4) | FHA mortgage insurance certificate is missing from the loan documents. Tape shows loan is FHA ineligible. |  |  |
| 3UBEYVJXZ3H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the loan is FHA ineligible. The loan charged an upfront MI, and the refund was available in the loan documents. MI is not active. |  |  |
| I5GC7OPYY11 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject approved at 47.30%. Tape shows undisclosed debt opened prior to closing. Further details not provided. BWR defect. The subject loan was originated on xx/xx/2023, and the 3-year SOL is active. BWR has 15.58 years on the job as an XXXX with xx |  |  |
| I5GC7OPYY11 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| I5GC7OPYY11 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| I5GC7OPYY11 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows Non-QM/ATR non-compliant and the SOL expires on xx/xx/2026. Further details not provided. Subject originated on xx/xx/2023. |  |  |
| PLHRR8JS3MP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan failed the Pennsylvania license validation test. |  |  |
| PLHRR8JS3MP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject approved as OO. Tape shows lender did not verify BWR's daily wages. ATR could not be determined as 1008, AUS, and loan approval are missing from the loan documents. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| PLHRR8JS3MP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | Intent to proceed is missing from the loan documents. |  |  |
| PLHRR8JS3MP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Transmittal summary is missing from the loan documents. |  |  |
| PLHRR8JS3MP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | List of service providers disclosure is missing from the loan documents. |  |  |
| PLHRR8JS3MP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | Initial closing disclosure is missing from the loan documents. |  |  |
| PLHRR8JS3MP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Credit | Active | 3: Curable | \* Missing Initial 1003_Application (Lvl 3) | Initial application is missing from the loan documents |  |  |
| PLHRR8JS3MP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement is missing from the loan documents. |  |  |
| PLHRR8JS3MP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | TRID tolerance test is incomplete as initial CD is missing from the loan file. |  |  |
| L08XUXN1ZKY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | The settlement service providers list is missing from the loan documents. |  |  |
| L08XUXN1ZKY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan failed the Pennsylvania license validation test. |  |  |
| L08XUXN1ZKY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA foreclosure rescission finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx. Subject loan is a refinance case, originated on xx/xx/2016 and the 3-year SOL has expired. |  |  |
| L08XUXN1ZKY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject approved as OO. Tape shows ATR failed due to income and asset deficiency, and ATR could not be determined as 1008, and income documents are missing from the loan documents. Further details not provided. Lender defect. The subject loan originated on xx/xx/2016, and the 3-year SOL has expired, FICO 655, and xxK equity in the subject. |  |  |
| L08XUXN1ZKY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| L08XUXN1ZKY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Transmittal summary is missing from the loan documents. |  |  |
| L08XUXN1ZKY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | File missing final executed CD. CE was tested based on seller provided initial CD. |  |  |
| 55SS7N221CN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Final transmittal summary is missing from the loan documents. |  |  |
| 55SS7N221CN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject approved at 38.66%. Tape shows income miscalculation. Further details are not provided. Lender defect. The subject loan was originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 5.08 years on the job as an office manager with xx |  |  |
| 55SS7N221CN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows Non-QM/ATR non-compliant with SOL expired. Further details not provided. Subject originated on xx/xx/2021. |  |  |
| NJLX2EGKICB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows BWR had insufficient funds to close. Bank statements in the file show xxK of assets satisfy the cash-to-close requirement of xxK at closing. Further details not provided. Subject originated on xx/xx/2021, FICO 725, and xxK equity in the subject. |  |  |
| NJLX2EGKICB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | TRID tolerance test is incomplete as the initial LE is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2021 and the 1-year SOL has expired. |  |  |
| NJLX2EGKICB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | The notice of servicing transfer disclosure is missing from the loan documents. |  |  |
| NJLX2EGKICB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| NJLX2EGKICB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| NJLX2EGKICB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial LE (Lvl 2) | Initial LE is missing from the loan documents. |  |  |
| NJLX2EGKICB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| NJLX2EGKICB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows Non-QM/ATR non-compliant with SOL expired. Further details not provided. Subject originated on xx/xx/2021. |  |  |
| NJLX2EGKICB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 38.59%. Tape shows the lender did not properly verify BWR income. Further details not provided. Lender defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR has been SE as a food service provider for 6.25 years, FICO 725, 2X30 in the last 24 months, and xxK equity in the subject. |  |  |
| 7H0HSZI0ZPH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. Subject loan is a purchase case, originated on xx/xx/2021 and the 1-year SOL has expired. |  |  |
| 7H0HSZI0ZPH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 7H0HSZI0ZPH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Transmittal summary is missing from the loan documents. |  |  |
| 7H0HSZI0ZPH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD dated xx/xx/2021, reflects cash to the borrower in the amount of xx. |  |  |
| 7H0HSZI0ZPH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject was approved at 49.91%. Tape shows undisclosed mortgage debt. Further details not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 14 years on the job as a production worker at xx |  |  |
| 7H0HSZI0ZPH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 49.91% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator xx - Closing loan package PG#12 and its recommendation is Approve/Eligible with a DTI of 49.91%. |  |  |
| 7H0HSZI0ZPH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows Non-QM/ATR non-compliant with SOL expired. Further details not provided. The subject originated on xx/xx/2021. |  |  |
| 0ULKSHEG7MG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from loan documents. |  |  |
| 0ULKSHEG7MG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | The settlement service providers list is missing from the loan documents. |  |  |
| 0ULKSHEG7MG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | The TRID tolerance test is incomplete due to the initial LE missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| 0ULKSHEG7MG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial LE (Lvl 2) | The initial loan estimate is missing from the loan documents. |  |  |
| 0ULKSHEG7MG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | The servicing transfer disclosure is missing from the loan documents. |  |  |
| 0ULKSHEG7MG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows the loan failed the HPML test. The Infinity compliance report shows the loan passed the HPML test. |  |  |
| 0ULKSHEG7MG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TILA right of rescission test. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| 0ULKSHEG7MG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| 0ULKSHEG7MG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 33ZRLB6Y1DW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. <br> The initial loan estimate dated xx/xx/2020 does not reflect points - loan discount fee. The final CD dated xx/xx/2020 reflects points - loan discount fee of xx. The initial loan estimate dated xx/xx/2020 reflects an appraisal fee of xx. The final CD dated xx/xx/2020 reflects an appraisal fee of xx. This is a cumulative increase in fees of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case that originated on xx/xx/2020, and the 3-year SOL has expired. |  |  |
| 33ZRLB6Y1DW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 33ZRLB6Y1DW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Tape and file show the appraisal report in the file is 120 days older at closing. The 1004D updated report is missing from the loan documents. XXXX search shows an estimated value of xxK. The current UPB is xxK. |  |  |
| 33ZRLB6Y1DW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 53.35% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (xx) and its recommendation is Approve/Eligible with a DTI of 53.35%. |  |  |
| 33ZRLB6Y1DW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows Non-QM/ATR non-compliant with SOL expired. Further details not provided. Subject originated on xx/xx/2020. |  |  |
| 33ZRLB6Y1DW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance case that originated on xx/xx/2020, and the 3-year SOL has expired. |  |  |
| 33ZRLB6Y1DW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Seller confirmed MI coverage has been canceled. |  |  |
| 33ZRLB6Y1DW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| CGK91SN6EKD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject was approved at 46.27%. Tape shows undisclosed debt. Further details not provided. BWR defect. The subject loan originated on xx/xx/2023, and the 3-year SOL is active. BWR has 6.91 years on the job as a human services specialist at the xx |  |  |
| CGK91SN6EKD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | The loan failed charges that cannot increase the 0% tolerance test. The revised LE dated xx/xx/2023 reflects points - loan discount fee of xx. The final CD dated xx/xx/2023 reflects points - loan discount fee of xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case, originated on xx/xx/2023, and the 3-year SOL is active. |  |  |
| CGK91SN6EKD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| CGK91SN6EKD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| CGK91SN6EKD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows Non-QM/ATR non-compliant with SOL expiring on xx/xx/2026. Infinity CE shows the subject loan failed for TRID tolerance test. Further details not provided. |  |  |
| 5G1YJAD90CN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID Rate Lock Disclosure Delivery Date Test. |  |  |
| 5G1YJAD90CN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows Non-QM/ATR non-compliant with SOL expired. Further details not provided. Subject originated on xx/xx/2022. |  |  |
| 5G1YJAD90CN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 36.53%. Tape shows the lender did not properly document borrower income. Further details not provided. Lender defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has been SE for 25.5 years at xx, FICO 801, and xxK equity in the subject. |  |  |
| 5G1YJAD90CN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows MI was rescinded. |  |  |
| 5G1YJAD90CN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 5G1YJAD90CN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2021 reflect Appraisal Fee at xx. CD dated xx/xx/2020 reflects Appraisal Fee at xx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired. |  |  |
| K90L498RBBK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| K90L498RBBK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report is as-is. The improvement section or appraisal report shows replacement of the valley in the roofing. The estimated cost to cure is xx. 1004D/inspection report by a qualified professional is missing from the loan documents, and the final CD does not reflect the escrow holdback. |  |  |
| K90L498RBBK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID Rate Lock Disclosure Delivery Date Test. |  |  |
| K90L498RBBK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows assets not properly verified. Bank statements in the file show xx of assets satisfy the cash-to-close requirement of xx at closing. Further details not provided. Subject originated on xx/xx/2018. |  |  |
| K90L498RBBK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 48.47%, the borrower's income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx#467), and its recommendation is "xx" with a DTI of 48.47%. |  |  |
| K90L498RBBK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows Non-QM/ATR non-compliant with SOL expired. Further details not provided. Subject originated on xx/xx/2018. |  |  |
| ECU9EA2OTI7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 48.31%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 48.32%. |  |  |
| ECU9EA2OTI7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | Settlement service providers list is missing from the loan documents. |  |  |
| ECU9EA2OTI7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.113% exceeds APR threshold of 4.780% over by +0.333%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 5.073% exceeds APR threshold of 4.780% over by +0.293%. Loan failed CA AB 260 Higher-Priced Mortgage Loan threshold test due to APR calculated at 5.113% exceeds APR threshold of 4.780% over by +0.333%. Subject loan is escrowed. |  |  |
| ECU9EA2OTI7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Compliance Testing (Lvl 2) | Tape and infinity compliance results show the loan failed the QM (APOR) test. |  |  |
| ECU9EA2OTI7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| ECU9EA2OTI7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired. |  |  |
| ECU9EA2OTI7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| ECU9EA2OTI7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| ECU9EA2OTI7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject approved at 48.31%. Tape shows income and assets used to qualify were not properly documented. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2022, and the 3-year SOL has expired. BWR1 has 6.08 years on the job as anxx |  |  |
| ECU9EA2OTI7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test: Administration Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Tax Transcripts paid by Borrower: xx. |  |  |
| ECU9EA2OTI7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| ECU9EA2OTI7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx Mortgage Broker Fee (Indirect): xx Points—Loan Discount Fee paid by Borrower: xx Tax transcripts paid by borrower: xx |  |  |
| IWNG7WHX5HO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| IWNG7WHX5HO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2021 does not reflect Appraisal Re-Inspection Fee. CD dated xx/xx/2022 reflects Appraisal Re-Inspection Fee at xx.<br> Loan estimate dated xx/xx/2021 reflects Loan Origination fee at xx. CD dated xx/xx/2022 reflects Loan Origination fee at xx.<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| IWNG7WHX5HO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan has failed the reimbursement amount validation test and the consummation or reimbursement date validation test. |  |  |
| FA9OKUQG53X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| FA9OKUQG53X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | Subject approved as OO. Tape shows NOO as the subject property listed for rent immediately after closing. Further details not provided. |  |  |
| FA9OKUQG53X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved as OO at 47.91%. Tape shows NOO as the subject property listed for rent immediately after closing. Further details not provided. BWR defect. The subject loan originated on xx/xx/2025, and the 3-year SOL is active. BWR1 receives social security and pension income. BWR2 has 5.41 years on the job as an assistant vice president of treasury at xx |  |  |
| FA9OKUQG53X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.545% exceeds APR threshold of 8.250% over by +0.295%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the OK HOEPA higher-priced mortgage loan test due to an APR calculated at 8.545% exceeds APR threshold of 8.250% over by +0.295%.<br>Loan failed the qualified mortgage safe harbor threshold test due to APR calculated at 8.506% exceeds the APR threshold of 8.250% over by +0.256%. |  |  |
| FWMWTOQWDFJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | The tape and appraisal report show that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #3, with a sales price of xxK, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| ACI6PAQWE30 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | The tape and appraisal report show that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #2, with a sales price of xxK, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| ACI6PAQWE30 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase State Regulations Test Failed (Lvl 3) | The loan failed state regulations for the prohibited fees first lien test.<br> The below fees were included in the test:<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx |  |  |
| ACI6PAQWE30 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| ACI6PAQWE30 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | Subject loan was approved at 44.91% DTI. The Lender allowed the loan to close with instability of employment and income. Per the WVOE, BWR has approximately 8 months of full-time employment. Lender defect. The subject loan originated xx/xx/2024 and the 3-year SOL is active. The BWR is employed with xx |  |  |
| S6AAVNAKH96 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| S6AAVNAKH96 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape and file show the post-purchase appraisal report reduced the property value by xx to xx resulting in an LTV exceeding 80%. Further details not provided. Subject originated on xx/xx/2025. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| S6AAVNAKH96 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | This loan failed the Kansas license validation test. |  |  |
| TTZXPHHJPFW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | Subject loan is NOO and was approved at 35.28%. Tape shows lender did not verify that the BWR was not employed at closing. Further details not provided. BWR defect. The subject originated on xx/xx/2024, and the 3-year SOL is active. BWR has 3 months on the job as a XXXX president/efficiency coordinator at xx |  |  |
| NHE0IKPYWVZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fee was included in the test: <br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fee was included in the test: <br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| NHE0IKPYWVZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 40.41%. Tape shows the BWR was not employed at closing. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has 5 months on the job as a software engineer at xx |  |  |
| NHE0IKPYWVZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| P6TH4N1YXQ9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| P6TH4N1YXQ9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | Subject approved as OO at 38.92%. Tape shows property is NOO due to an occupancy issue, causing the lender to omit BWR primary housing expense. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has 4 months on the job as an administrative assistant at xx |  |  |
| P6TH4N1YXQ9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| P6TH4N1YXQ9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. Tape shows property is NOO due to occupancy issue. Further details not provided. Elevated for client review. |  |  |
| C030ELBQ17S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 44.62%. Tape shows the BWR was not employed at closing. Further details not provided. BWR defect. The subject loan originated on xx/xx/2024, and the 3-year SOL is active. BWR has 1.16 years on the job as an administrator at the XXXX of SACR, FICO 808, 0X30 since inception, and xxK equity in the subject. |  |  |
| C030ELBQ17S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| C030ELBQ17S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| C030ELBQ17S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2024 reflects the sum of Section C fees and the recording fee at xx. CD dated xx/xx/2024 reflects the sum of Section C and the recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10%. COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| RVK1UJ4CZ68 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Hazard insurance policy is missing from the loan documents. |  |  |
| RVK1UJ4CZ68 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan fails the charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 reflects transfer taxes at xx. The final CD dated xx/xx/2022 reflects transfer taxes at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| RVK1UJ4CZ68 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| RVK1UJ4CZ68 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| RVK1UJ4CZ68 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Credit | Active | 3: Curable | \* Type of Ownership is Leasehold Or Cooperative (Lvl 3) | As per the final title policy located at XXXX (XXXX) PG#491, the subject property is leasehold. The subject loan originated on xx/xx/2022 with a maturity date of xx/xx/2042. As per the lease agreement located at xx PG#37, the lease terms for 99 years started from xx/xx/1853 until xx/xx/2052. |  |  |
| RVK1UJ4CZ68 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| RVK1UJ4CZ68 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape indicates a defect stating that the title work item or issue has not been addressed. The file, and final title policy do not reflect any title-related issues. As per the document located at "xx" there are two mortgage against the subject property, which was recorded prior to the subject mortgage. The first prior mortgage was originated on xx/xx/2005 with xx and the second mortgage was recorded on xx/xx/2005 with xx. As per the document located at "xx" the title company will insure the said mortgages. |  |  |
| RVK1UJ4CZ68 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 92OL8UUJKC4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 reflects the Transfer Taxes Fee at xx. The final CD dated xx/xx/2022 reflects the Transfer Taxes Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject is a refinance case that originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| 92OL8UUJKC4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | Intent to proceed is missing from the loan documents. |  |  |
| 92OL8UUJKC4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 92OL8UUJKC4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 49.93%. Tape shows undisclosed debt. Revised DTI is 61.05%. Further details not provided. BWR defect. The subject loan originated on xx/xx/2022, and the 3-year SOL has expired. BWR has 9.58 years on the job as a tool grinder at the xx |  |  |
| TSHC5Q2EKHH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.605% exceeds the APR threshold of 7.930% over by +0.675%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). <br>Loan failed the QM safe harbor threshold test due to APR calculated at 8.515% exceeds the APR threshold of 7.930% over by +0.585%. |  |  |
| TSHC5Q2EKHH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | Intent to proceed missing from loan documents. |  |  |
| TSHC5Q2EKHH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Valuation | Property | Active | 2: Acceptable with Warnings | \* Property is Manufactured Housing (Lvl 2) | As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The manufactured home rider and affidavit of affixation attached to the recorded mortgage located at "xx" state that the manufactured home with serial xx has been affixed to the permanent foundation. |  |  |
| TSHC5Q2EKHH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 48.43%. The tape shows income misrepresentation. Further details were not provided. BWR defect. The subject loan was originated on xx/xx/2024, and the 3-year SOL is active. BWR has 4.41 years on the job as a driver with xx |  |  |
| 0R0VQKKZ3IX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Hampshire | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | Intent to proceed is missing from the loan documents. |  |  |
| 0R0VQKKZ3IX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Hampshire | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 38.59%. The tape shows the BWR was not employed at closing. Further details not provided. BWR defect. The subject loan was originated on xx/xx/2024, and the 3-year SOL is active. BWR1 has 23.83 years on the job as a supervisor at xx |  |  |
| 0R0VQKKZ3IX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Hampshire | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing proof of hazard insurance (Lvl 3) | The hazard insurance policy is missing from the loan documents. |  |  |
| EVDP7IS2TDV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 27.78%. The tape shows the lender did not verify the BWR employment history to support income. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2021, and the 3-year SOL has expired. BWR has 1 month on the job as a tenant improvement superintendent at xx |  |  |
| EVDP7IS2TDV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| EVDP7IS2TDV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| EVDP7IS2TDV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the points—loan discount fee. The CD dated xx/xx/2021 reflects points—Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. <br> Loan failed charges; that in total cannot increase more than 10% tolerance test. The LE dated xx/xx/2021 reflects the sum of Section C and the recording fee at xx. The CD dated xx/xx/2021 reflects the sum of Section C and the recording fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% per test. COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| RPJQUCRXWLK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Transmittal summary is missing from the loan documents. |  |  |
| RPJQUCRXWLK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Credit | Other Disclosures | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | Settlement service providers list is missing from the loan documents. |  |  |
| RPJQUCRXWLK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 48.64% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU xx PG#4 and its recommendation is Approve/Eligible with a DTI of 48.64%. |  |  |
| RPJQUCRXWLK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 48.64%. The tape shows rental income miscalculation. Further details not provided. Lender defect. The subject loan was originated on xx/xx/2017, and the 3-year SOL has expired. BWR1 receives retirement income. BWR2 has 4.08 years on the job as a registered nurse at the xx. FICO 704, 0X30 in the last 24 months, and xxK equity in the subject. |  |  |
| URC7P6VQHX5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan closed without an appraisal report. The PIW disclosure signed by the borrower is missing from the loan documents. Redfin search shows an estimated value of xxK. The current UPB is xxK. |  |  |
| URC7P6VQHX5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Final Transmittal Summary is missing from the loan documents. |  |  |
| URC7P6VQHX5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject was approved at 33.42%. The tape shows the lender did not verify the BWR was not employed at closing. Further details not provided. Lender defect. The subject originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 5.25 years on the job as a manufacturing xx |  |  |
| 2YJ8H2ID3FD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | The hazard insurance policy is missing from the loan documents. |  |  |
| 2YJ8H2ID3FD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | The initial loan application signed by the LO is missing from the loan documents. |  |  |
| 2YJ8H2ID3FD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 2YJ8H2ID3FD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Credit | Credit | Active | 3: Curable | \* Business Purpose Affidavit is missing (Lvl 3) | The business purpose affidavit is missing from the loan file. |  |  |
| 2YJ8H2ID3FD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan documents. |  |  |
| 2YJ8H2ID3FD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | The lease agreement is missing from the loan file. The subject is NOO purchase. |  |  |
| 2YJ8H2ID3FD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The appraisal report in the file is as-is. The photo addendum shows the siding damaged on the rear side and near the gas meters, damaged corner trim, damaged basement stairs corner, and water damage in the kitchen ceiling. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| AVA5CMS7JMH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| AVA5CMS7JMH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects the points—loan discount fee at xx. The CD dated xx/xx/2021 reflects points—loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| AVA5CMS7JMH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| AVA5CMS7JMH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | The subject loan was approved at 37.34%. Tape shows the BWR was not employed at closing. Further details are not provided. BWR defect. The subject loan originated on xx/xx/2021, and the 3-year SOL has expired. BWR1 has 4.83 years on the job as a vice president of retail with xx |  |  |
| AVA5CMS7JMH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| YI5MENTSEEK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Required State Disclosures (Lvl 2) | Your home loan toolkit / acknowledgment / disclosure tracking is missing in the loan file. |  |  |
| YI5MENTSEEK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows MIP issue. Further details not provided. Subject loan originated on xx/xx/2021. |  |  |
| YI5MENTSEEK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. PH does not show any MI activity. |  |  |
| YI5MENTSEEK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| YI5MENTSEEK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA Finance Charge test due to Calculated Finance charge of xx exceeds Disclosed Finance charge of xx over by - xx. |  |  |
| BD7UT7J99MQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| BD7UT7J99MQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | The servicing transfer disclosure is missing from the loan documents. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | The initial 1003 signed by the loan originator is missing from the loan file. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan failed the New York subprime home loan initial GFE disclosure date validation test. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | The final transmittal summary is missing from the loan documents. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.35%, the borrower income is xx, and total expenses are in the amount of xx. The AUS report is missing from the loan documents. The subject loan originated on xx/xx/2014, and the 3-year SOL has expired. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Credit | Other Disclosures | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | The settlement service providers list is missing from the loan documents. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the source document is missing from the loan file. Further details not provided. Subject loan originated on xx/xx/2014. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Good Faith Estimate missing or unexecuted (Lvl 2) | The final good faith estimate is missing from the loan documents. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Truth in Lending Disclosure is Missing (Lvl 2) | The initial truth in lending is missing from the loan documents. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Good Faith Estimate is Missing (Lvl 2) | The initial good faith estimate is missing from the loan documents. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan documents. |  |  |
| NWLWJXMGAS5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | New York | xx | Credit | AUS | Active | 4: Unacceptable | \* Missing DU/GUS/AUS as required by guidelines (Lvl 4) | The AUS report is missing from the loan documents. |  |  |
| CHMEC8Z9ROA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| CHMEC8Z9ROA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. <br>Loan failed charges that in total cannot increase more than 10% tolerance test. Initial LE dated xx/xx/2022 reflects the sum of Section C fees and Recording fee at xx. Final CD dated xx/xx/2022 reflects the sum of Section C and Recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% test. Valid COC for the increase in fee is missing from the loan documents. <br>Subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| CHMEC8Z9ROA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| CHMEC8Z9ROA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal is as-is. The improvement and the photo addendum of the appraisal report show deferred maintenance, including wood rot at the exterior door jamb and an unpainted section of fascia. The estimated cost to cure is xx-xx. 1004D report is missing from the loan documents, and the final CD does not reflect an escrow holdback. |  |  |
| CHMEC8Z9ROA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.272% exceeds APR threshold of 4.780% over by +0.492%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). <br>Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 5.245% exceeds APR threshold of 4.780% over by +0.465%. |  |  |
| CTOMKXORE28 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| CTOMKXORE28 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| CTOMKXORE28 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | The tape and appraisal report show that the comps selected are not similar and the value is xxK. Comp #1, with a sales price of xxK, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| CTOMKXORE28 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | Loan fails GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| AFZG1X522UW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx. Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired. |  |  |
| AFZG1X522UW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| AFZG1X522UW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| AFZG1X522UW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | Intent to proceed is missing from the loan file. |  |  |
| S46YW7VOC92 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Tape shows the subject loan is not insured. The subject loan closed without monthly MI payment and VA funding fee. |  |  |
| S46YW7VOC92 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2023 does not reflect the Appraisal Re-Inspection Fee. The CD dated xx/xx/2023 reflects an Appraisal Re-Inspection Fee of xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2023, and the SOL is 3 years. |  |  |
| S46YW7VOC92 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| S46YW7VOC92 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| S46YW7VOC92 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date was provided, and the initial closing disclosure receipt date was less than three business days before the consummation date. |  |  |
| S46YW7VOC92 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Tape shows the inspection report is missing or incomplete. Appraisal report is subject to repair of the rotted wood fascia and peeling paint. 1004D in the file shows all fascia and soffit have been repaired and repainted. |  |  |
| GOOOCUDGC4H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| GOOOCUDGC4H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| GOOOCUDGC4H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fee was included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx.<br>The loan fails the Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fee was included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| GOOOCUDGC4H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| H7SUDV8OPZ7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| H7SUDV8OPZ7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan does not meet the seasoning period requirement. Further details not provided. Subject loan originated on xx/xx/2024. |  |  |
| H7SUDV8OPZ7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows the subject loan is not insured. |  |  |
| H7SUDV8OPZ7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from loan documents. |  |  |
| 1WFQ2WC7PW4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 1WFQ2WC7PW4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | Intent to proceed is missing from loan documents. |  |  |
| 1WFQ2WC7PW4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show subject did not meet the VA 210-day seasoning period. Subject closed xx/xx/2019. |  |  |
| 1WFQ2WC7PW4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Doc Issue | Active | 3: Curable | \* Release of mortgage (Lvl 3) | The UT shows a severe issue for subject mortgage satisfaction found. As per the review of the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2019 and recorded on xx/xx/2019 with instrument #xx in the amount of xx with MERS as nominee for xx. The satisfaction for the subject mortgage was recorded on xx/xx/2020 with instrument #xx located at xx PG#30, which shows that the subject mortgage was released or satisfied. As per the affidavit recorded on xx/xx/2020 with instrument #xx located at xx PG#32, the subject mortgage was erroneously released, and the satisfaction recorded is rescinded, as this mortgage remains valid against the subject property. After that, the assignment of mortgage was recorded on xx/xx/2021 and transferred to xx. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| 1WFQ2WC7PW4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Tape shows the subject loan is insured. The subject loan closed without monthly MI payment and VA funding fee. Reaching out to seller for clarity. |  |  |
| Y2G5JXDO2UT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| Y2G5JXDO2UT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| Y2G5JXDO2UT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK. |  |  |
| Y2G5JXDO2UT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The intent to proceed is missing from the loan documents. |  |  |
| Y2G5JXDO2UT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Final transmittal summary is missing from the loan documents. |  |  |
| Y2G5JXDO2UT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 47.25%, as the borrower's income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU xx and its recommendation is Approve/Eligible with a DTI of 47.26%. |  |  |
| WC1186T1RRZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | TRID violation in charges that cannot increase the test due to the increase of the fee in the final CD dated xx/xx/2018. The initial LE dated xx/xx/2018 reflects Points—Loan Discount Fee at xx and Transfer Taxes at xx. The final CD dated xx/xx/2018 reflects Points—Loan Discount Fee at xx and Transfer Taxes at xx. This is a fee increase of xx for the 0% tolerance test fee. A valid COC for the increase in fee amount is missing in the loan documents. The subject loan is a refinance case, originated on xx/xx/2018, and the SOL is 3 years expired. |  |  |
| WC1186T1RRZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 47.32% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator#XXXX (xx) and its recommendation is Approve/Eligible with a DTI of 47.32%. |  |  |
| WC1186T1RRZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement is missing from the loan file. |  |  |
| WC1186T1RRZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan does not meet product guideline requirements. Further details not provided. The subject loan originated on xx/xx/2018. |  |  |
| WC1186T1RRZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan has failed reimbursement amount validation test and consummation or reimbursement date validation test. |  |  |
| 2B2KP7U2H6A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Subject is a VA streamline refinance loan. Tape shows the loan term cannot be processed as it exceeds the product's maximum limit. Further details not provided. The loan originated on xx/xx/2024. |  |  |
| 2B2KP7U2H6A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Tape shows the subject loan is not insured. The subject loan closed with a VA funding fee. |  |  |
| 2B2KP7U2H6A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 2B2KP7U2H6A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | Loan failed the TILA finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx. <br> Subject loan is a refinance case, originated on xx/xx/2024 and the 3-year SOL is active. |  |  |
| 2B2KP7U2H6A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| HK05BI364Q5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | Intent to proceed is missing from loan documents. |  |  |
| HK05BI364Q5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| HK05BI364Q5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HK05BI364Q5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2023 reflects the Points - Loan Discount Fee at xx. The CD dated xx/xx/2023 reflects the Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2023, and the 3-year SOL is active. |  |  |
| HK05BI364Q5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Tape shows the subject loan is not insured. The subject loan closed with a VA funding fee. |  |  |
| HK05BI364Q5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the borrower's available VA entitlement is insufficient to guaranty the requested loan amount. Further details not provided. |  |  |
| B7HZIQOJQYO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| B7HZIQOJQYO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 51.50% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator# xx).pdf Page #1) and its recommendation is approve/eligible with a DTI of 51.50%. |  |  |
| B7HZIQOJQYO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2022 reflects Mortgage Broker Fee at xx. Final CD dated xx/xx/2023 reflects Mortgage Broker Fee at xx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. <br> Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired. |  |  |
| B7HZIQOJQYO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| B7HZIQOJQYO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4) | Mortgage insurance certificate is missing from loan documents. |  |  |
| B7HZIQOJQYO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| B7HZIQOJQYO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. Final CD dated xx/xx/2022 reflects cash to in the amount of xx. |  |  |
| B7HZIQOJQYO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not FHA insured. |  |  |
| 5LT12DOCZYI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. The loan failed the TILA APR test due to the APR calculated at 8.047% exceeding the disclosed APR of 7.794% by -0.253%. The subject loan is a purchase that originated on xx/xx/2023, and the 1-year SOL has expired. |  |  |
| 5LT12DOCZYI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 5LT12DOCZYI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from loan documents. |  |  |
| NV1VNF67JAD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the points—loan discount fee. The CD dated xx/xx/2021 reflects points—loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The TRID violation is due to a decrease in lender credit on the closing disclosure dated xx/xx/2021. The initial LE dated xx/xx/2021 reflects lender credit at xx; the final CD dated xx/xx/2021 reflects lender credit at xx. This is a decrease of +xx for a fee that has a 0% tolerance test. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| NV1VNF67JAD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate.<br>The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| NV1VNF67JAD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 44.15% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator xx PG#1 and its recommendation is Approve/Eligible with a DTI of 44.15%. |  |  |
| NV1VNF67JAD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | The final transmittal summary is missing from the loan documents. |  |  |
| NV1VNF67JAD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NV1VNF67JAD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| NV1VNF67JAD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| U5P5GCW3DJ9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| U5P5GCW3DJ9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | The loan failed the GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged 6,843.50 exceeding the fee threshold of xx over by xx. The below fees were included in the test: Lender Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan fails qualified mortgage lending policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Lender Fee paid by Borrower: xx<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| U5P5GCW3DJ9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2017 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2017 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a purchase that originated on xx/xx/2017, and the SOL of 1 year has expired. |  |  |
| U5P5GCW3DJ9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| U5P5GCW3DJ9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase that originated on xx/xx/2017, and the SOL of 1 year has expired. |  |  |
| U5P5GCW3DJ9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| QIOL1OOPUXW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.56%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU Locator xx, and its recommendation is approve/eligible with a DTI of 44.56%. |  |  |
| QIOL1OOPUXW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| QIOL1OOPUXW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The TRID violation test failed due to a decrease in lender credit on the final closing disclosure dated xx/xx/2021. The initial LE dated xx/xx/2021 reflects lender credit at xx. The final CD dated xx/xx/2021 does not reflect lender credit. This is a decrease of xx for a fee that has a 0% tolerance test. A valid COC for the decrease in NSLC is missing from the loan documents.<br>The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 does not reflect an appraisal review fee. The final CD dated xx/xx/2021 reflects an appraisal review fee of xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| QIOL1OOPUXW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| QIOL1OOPUXW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| XEBT4FMV2SS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| XEBT4FMV2SS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan fails the TRID tolerance test due to a decrease in lender credit on the closing disclosure dated xx/xx/2021. The initial LE dated xx/xx/2021 reflects Lender Credit at +xx; the final CD dated xx/xx/2021 does not reflect the lender credit. This is a decrease of +xx for a fee that has a 0% tolerance test. Subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| SAELT2UDS5P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| SAELT2UDS5P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | Notice of servicing transfer disclosure is missing from the loan documents. |  |  |
| SAELT2UDS5P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK. |  |  |
| SAELT2UDS5P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application is missing from the loan documents. |  |  |
| SAELT2UDS5P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| SAELT2UDS5P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial LE (Lvl 2) | Initial loan estimate is missing from the loan documents. |  |  |
| SAELT2UDS5P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | Initial closing disclosure is missing from the loan documents. |  |  |
| SAELT2UDS5P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | TRID tolerance test is incomplete, as the initial LE and CD are missing from loan documents. The subject loan is a purchase case originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| DFI8PJXONI3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2021 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. <br> The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| DFI8PJXONI3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. The tape shows the subject is NOO due to an occupancy issue. Further details not provided. Elevated for client review. |  |  |
| DFI8PJXONI3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| DFI8PJXONI3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| DFI8PJXONI3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| DFI8PJXONI3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| GN04REMIR44 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| GN04REMIR44 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. The loan estimate dated xx/xx/2024 does not reflect Appraisal Re-Inspection Fee. The CD dated xx/xx/2024 reflects Appraisal Re-Inspection Fee at xx. This is a cumulative increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| GN04REMIR44 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Tape shows repairs not completed. The appraisal was made subject to repairs. The file includes a 1004D stating all required repairs were completed. After the repairs were reportedly finished, a hurricane caused damage to the roof and interior of the property due to flooding. A letter of explanation in the file states that no damage occurred to the property after the hurricane. |  |  |
| GN04REMIR44 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject loan is not FHA insured. Payment history show last MI was on xx/xx/2025. |  |  |
| GN04REMIR44 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| NMW9WLPSN1Y | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Tape shows the subject loan is not insured. The subject loan closed without monthly MI payment and VA funding fee. |  |  |
| NMW9WLPSN1Y | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Subject is a VA streamline refinance loan. Tape shows borrower is not eligible. Further details not provided. |  |  |
| 4RL597WQZPJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 4RL597WQZPJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show subject did not meet the VA 210-day seasoning period. Subject originated on xx/xx/2024. |  |  |
| 4RL597WQZPJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | Loan failed TILA finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx. Subject loan is a refinance case, originated on xx/xx/2024 and the 3-year SOL is active.<br>Loan failed TILA foreclosure rescission finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx. Subject loan is a refinance case, originated on xx/xx/2024 and the 3-year SOL is active. |  |  |
| 4RL597WQZPJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Tape shows the subject loan is insured. The subject loan closed without monthly MI payment and VA funding fee. Reaching out to the seller for clarity. |  |  |
| 4RL597WQZPJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 reflects Transfer Taxes at xx. Final CD dated xx/xx/2024 reflects Transfer Taxes at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2024 and the 3-year SOL is active.<br>Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2024 reflects the sum of Section C fees and Recording fee at xx. CD dated xx/xx/2024 reflects the sum of Section C and Recording fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% test. COC for increase in fee is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2024 and the 3-year SOL is active. |  |  |
| 4RL597WQZPJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| NL8AR4T0G8S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| NL8AR4T0G8S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show subject did not meet the VA 210-day seasoning period. Subject originated on xx/xx/2021. |  |  |
| NL8AR4T0G8S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Tape shows the subject loan is insured. The subject loan closed without monthly MI payment and VA funding fee. Reaching out to the seller for clarity. |  |  |
| AOSJ0WWJQYS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Doc Issue | Active | 3: Curable | \* MI, FHA or MIC missing and required (Lvl 3) | VA guaranty certificate is missing from the loan documents. |  |  |
| AOSJ0WWJQYS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from loan documents. |  |  |
| AOSJ0WWJQYS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show the case number assignment is not complete in the file. Further details not provided. |  |  |
| AOSJ0WWJQYS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. <br> The loan failed the TILA foreclosure rescission finance charge test due to calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx.<br>The subject loan is a refinance case originated on xx/xx/2024, and the 3-year SOL is active. |  |  |
| AOSJ0WWJQYS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | The subject loan is VA uninsured. The subject loan closed with a VA funding fee. |  |  |
| WDO4X5YYB25 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Georgia | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing (Lvl 3) | The subject loan closed with a VA funding fee. |  |  |
| WDO4X5YYB25 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Georgia | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan does not meet product guidelines. Further details are not provided. |  |  |
| WDO4X5YYB25 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Georgia | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. Final CD dated xx/xx/2004 reflects cash to in the amount of xx. |  |  |
| TWNILB4PY8Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2023 reflects points - loan discount fee of xx. The final CD dated xx/xx/2023 reflects points - loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2023, and the 1-year SOL has expired. |  |  |
| TWNILB4PY8Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| TWNILB4PY8Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| TWNILB4PY8Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | The tape shows the MI was rescinded. PH shows the MI is active. |  |  |
| TWNILB4PY8Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| SZT34ST9Y0X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| SZT34ST9Y0X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| L0ZYZIXNAOO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| L0ZYZIXNAOO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| L0ZYZIXNAOO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan failed the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceeds the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx <br> Processing Fee paid by Borrower: xx <br> Underwriting Fee paid by Borrower: xx.<br>Loan failed qualified mortgage lending policy points and fees test due to fees charged xx exceeds the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx <br> Processing Fee paid by Borrower: xx <br> Underwriting Fee paid by Borrower: xx. |  |  |
| IXVULEJ7GBB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| IXVULEJ7GBB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | The tape and appraisal report show that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #3, with a sales price of xxK, is closest to the subject property; the subject is a rural property on XXXX, and 20 acres was the max allowed as per the investor. Redfin search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| PTKWOVSW0FW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xxK. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| PTKWOVSW0FW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 9YZ3LJ9JYTT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount and consummation or reimbursement date validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 9YZ3LJ9JYTT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects a point-loan discount fee at xx and a credit report fee at xx. The CD dated xx/xx/2025 reflects a point-loan discount fee at xx and a credit report fee at xx. This is an increase in fee of xx for charges that cannot increase. COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2025, and the SOL is 3 years. |  |  |
| 9YZ3LJ9JYTT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Other Disclosures | Active | 3: Curable | \* Missing Required Disclosures (Lvl 3) | Your home loan toolkit/acknowledgment/disclosure tracking is missing in the loan file. |  |  |
| 9YZ3LJ9JYTT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 9YZ3LJ9JYTT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| NUFZC6BGT7R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | BWR is an LLC. Note and mortgage were signed as a member of the LLC, not as an individual. Loan does have a personal guarantee. |  |  |
| NUFZC6BGT7R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is a NOO purchase. |  |  |
| DFI88QNB9EK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| DFI88QNB9EK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape shows the subject loan closed at 95% LTV with a limited review of the condo project, did not meet the annual 10% reserves requirement, and needed a full review of the condo project. The updated budget received shows the condo project now meets FNMA/Freddie Mac requirements. XXXX search shows an estimated value of xxK. Current UPB xxK. |  |  |
| DFI88QNB9EK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | This loan failed the Pennsylvania license validation test. |  |  |
| DFI88QNB9EK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows BWR lost his job post-closing due to downsizing at his company. BWR has xxK in retirement assets and stock assets worth xxK with xx. Further details not provided. The subject loan originated on xx/xx/2025 and FICO 752. |  |  |
| DFI88QNB9EK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | Loan failed the TRID rate lock disclosure delivery date test.<br>The subject loan is a purchase that originated on xx/xx/2025, and the SOL is 1 year. |  |  |
| QHYSFOVI6KF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| QHYSFOVI6KF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The appraisal report is subject to completion of the repairs; peeling paint, damaged eaves, siding, flooring, and stained carpet with an estimated cost to cure of xx. The available 1004D does not confirm completion of the required repairs, and the final CD does not reflect an escrow holdback. |  |  |
| QHYSFOVI6KF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| Y4B3AXRSTYB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2024 reflects the sum of Section C Fees and Recording Fee at xx. Final CD dated xx/xx/2024 reflects the sum of Section C Fees and Recording Fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% test. COC for increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired. |  |  |
| Y4B3AXRSTYB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| Y4B3AXRSTYB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| Y4B3AXRSTYB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| Y4B3AXRSTYB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xxK. Further details not provided. |  |  |
| V8ONT3XEL4N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| V8ONT3XEL4N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects the Transfer Taxes at xx. The CD dated xx/xx/2025 reflects the Transfer Taxes at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2025, and the SOL is 1 year. |  |  |
| V8ONT3XEL4N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| V8ONT3XEL4N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The appraisal report dated xx/xx/2025 is subject to the completion of new construction. The appraisal report and tape indicate that the subject property has safety issues, as the property has a swimming pool and the fence is not completed due to cold weather. The cost to cure is not provided in the appraisal report. The final CD does not reflect any holdback. |  |  |
| YKV3EQAAOPZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by borrower is missing from the loan file. |  |  |
| YKV3EQAAOPZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is purchase case. Final CD dated xx/xx/2025 reflects cash to in the amount of xx. |  |  |
| YKV3EQAAOPZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape shows the condo project lacks required flood insurance and has been removed from the Fannie Mae approved project list. Review of the file shows the subject building is not in the flood zone; the project is partially located in a flood zone, which still requires coverage. The master policy also does not provide 100% replacement cost coverage. As a result, the loan was not eligible for sale. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| YKV3EQAAOPZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed the TRID Rate Lock Disclosure Delivery Date Test. |  |  |
| IPWICCCKNKH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The subject loan closed without an appraisal. The PIW disclosure signed by the borrower or the appraisal waiver is missing from the loan documents. XXXX search reflects an estimated value of xxK. The current UPB is xxK. |  |  |
| IPWICCCKNKH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan does not meet the seasoning period requirement for a cash-out refinance. Subject xxK loan paid off a prior loan UPB of xxK. Lender note states the prior loan was originated 5 months prior to for xxK resulting in low LTV. Further details not provided. |  |  |
| WDHMB92DSPS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| WDHMB92DSPS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows this loan did not sell, as there is no basic entitlement left for the borrower. The entitlement is used up on another property they own, and there is no additional amount available due to the loan amount being below xx. |  |  |
| WDHMB92DSPS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | The tape shows the subject loan is not VA insured. |  |  |
| 6VXU3D0A21R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 6VXU3D0A21R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 6VXU3D0A21R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account disclosure is missing from the loan documents. |  |  |
| 6VXU3D0A21R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3) | The TRID tolerance test is incomplete because the initial CD is missing from the loan documents.<br> The subject loan is a purchase, originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| 6VXU3D0A21R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The TRID total of payment disclosed on the final CD was xx. The calculated total of payments is xx for an undisclosed amount of - xx. The disclosed total of payments of xx is not considered accurate because it is understated by more than xx.<br>xx/xx/2026: The subject loan is purchase case and SOL of 1 year has expired. |  |  |
| 6VXU3D0A21R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing flood cert (Lvl 3) | Flood certificate is missing from the loan documents. |  |  |
| 6VXU3D0A21R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* Homeownership Counselling Disclosure is missing. (Lvl 3) | Homeownership counseling organizations disclosure is missing from the loan documents. |  |  |
| 6VXU3D0A21R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing (Lvl 3) | The subject loan has a single-premium MI plan and full amount for MI charged at closing. |  |  |
| 6VXU3D0A21R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | Intent to proceed is missing from the loan documents. |  |  |
| 6VXU3D0A21R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Credit | Active | 3: Curable | \* Missing Initial 1003_Application (Lvl 3) | Initial application is missing from the loan documents. |  |  |
| 6VXU3D0A21R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial Closing Disclosure (Lvl 3) | Initial closing disclosure is missing from the loan documents. |  |  |
| 6VXU3D0A21R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Other Disclosures | Active | 3: Curable | \* Missing Required Disclosures (Lvl 3) | Settlement service providers list is missing from the loan documents. |  |  |
| OXJZ6OS73JK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | BWR is an LLC. Note and mortgage documents were signed by the BWR as member of the LLC and not in the individual name. Personal guaranty is available in the file. |  |  |
| V2H8YWMQ3Y7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is an NOO purchase. |  |  |
| V2H8YWMQ3Y7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | BWR is an LLC. Note and mortgage documents were signed by the BWRs as members of the LLC and not in the individual names. Personal guaranty is available in the file. |  |  |
| V2H8YWMQ3Y7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Valuation | Property | Active | 4: Unacceptable | \* Property is Manufactured Housing (Lvl 4) | Seller's tape shows the subject property is a single family. As per the appraisal report dated xx/xx/2025 and the tax certificate attached to the updated title report dated xx/xx/2026, the subject property is a manufactured home. The ALTA 7 endorsement is not attached to the final title policy. The legal description attached to the subject mortgage does not show the VIN or serial number. The affidavit of affixation and MH rider are not available to confirm whether the manufactured home is affixed to a permanent foundation. |  |  |
| GSCKN7IUCXN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial Closing Disclosure (Lvl 3) | Initial closing disclosure is missing from the loan documents. |  |  |
| GSCKN7IUCXN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing flood cert (Lvl 3) | Flood certificate is missing from the loan documents. |  |  |
| GSCKN7IUCXN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Property | Active | 4: Unacceptable | \* Property Marketability Issues (Lvl 4) | Tape shows Condo Project Manager reports the project is unavailable. The appraisal report is as is, and the condo questionnaire shows a special assessment in the amount of xxM for the roof replacement, painting, and other projects. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| GSCKN7IUCXN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3) | TRID tolerance test is incomplete as the initial CD is missing from loan documents. The subject loan is a purchase case originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| 078ONDJKF0A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 does not reflect the points—loan discount fee. The CD dated xx/xx/2025 reflects points—loan discount fee at xx. The loan estimate dated xx/xx/2024 does not reflect the appraisal comparable rent. The CD dated xx/xx/2025 reflects appraisal comparable rent at xx. This is a cumulative increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2025, and the 1-year SOL has expired. |  |  |
| 078ONDJKF0A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 078ONDJKF0A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 078ONDJKF0A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test.<br>The subject loan is a purchase that originated on xx/xx/2025, and the 1-year SOL has expired. |  |  |
| 078ONDJKF0A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 1WNMZP9DCRC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xx. Further details not provided. |  |  |
| P870YA29R9H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Subject loan closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| P870YA29R9H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | Lease agreement is missing from the loan file. The subject is a NOO refinance originated on xx/xx/2023. The seller confirmed the lease agreement is not available as rental income was not used for qualification. |  |  |
| KWSB7VK50ZD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xxK. Further details not provided. |  |  |
| KWSB7VK50ZD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days before the consummation date. |  |  |
| 70VNNZZU87Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from the loan documents. |  |  |
| 70VNNZZU87Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing in loan documents. |  |  |
| 70VNNZZU87Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 70VNNZZU87Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the loan is a seasoned loan, and it is old to be committed to the agency. Further details not provided. The subject originated on xx/xx/2022. |  |  |
| 70VNNZZU87Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| 70VNNZZU87Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 70VNNZZU87Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.617% exceeds the APR threshold of 5.010% over by +0.607%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>The loan failed the qualified mortgage safe harbor threshold test due to the calculated APR of 5.616% exceeds APR threshold of 5.010% over by +0.606%. |  |  |
| 70VNNZZU87Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | Settlement service providers list is missing from the loan documents. |  |  |
| 70VNNZZU87Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2022 does not reflect points - loan discount fee. The final CD dated xx/xx/2022 reflects points - loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| 70VNNZZU87Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 45.74%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU Locator xx-Pg#127, and its recommendation is approve/eligible with a DTI of 45.74%. |  |  |
| YH5C8X22LZB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 does reflect transfer taxes of xx. The CD dated xx/xx/2024 reflects transfer taxes at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| YH5C8X22LZB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| YH5C8X22LZB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a purchase case, originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| YH5C8X22LZB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| YH5C8X22LZB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| TY4MALY8Y2R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| TY4MALY8Y2R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| TY4MALY8Y2R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the loan is due for xx/xx/2026. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. The tape shows a modification application received on xx/xx/2026. As per the seller's response, the loan has not been modified, and the borrower requested a modification, and there has not been an approval or denial of the request. |  |  |
| TY4MALY8Y2R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. The tape shows the subject is NOO as the subject property was listed for rent. Further details not provided. Elevated for client review. |  |  |
| OP1CETUTX8X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects the points—loan discount fee at xx. The CD dated xx/xx/2025 reflects points—loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2025, and the SOL is 3 years. |  |  |
| OP1CETUTX8X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| OP1CETUTX8X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| OP1CETUTX8X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Underwriting | Active | 3: Curable | \* Transmittal (1008) is Missing (Lvl 3) | Final transmittal summary is missing from the loan file. |  |  |
| OP1CETUTX8X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows subject loan lost appraisal waiver due to change in loan amount prior to closing. Loan does not have MI. Further details not provided. Subject loan originated on xx/xx/2025. |  |  |
| OP1CETUTX8X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The subject loan closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search reflects an estimated value of xxK. The current UPB is xxK. |  |  |
| 6V3Y2Z0XNP2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the property seller has not cashed the refund check from the BWR for excessive IPC. FCD reflects a seller credit of xxK and the sales price of xx. IPC is at 3.250%. |  |  |
| 6V3Y2Z0XNP2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HNHKO5BEJ9X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* Note data is missing or inaccurate (Lvl 4) | The subject note contains only the signatures of XXXX, spouses, in their individual capaXXXXes. The signature of xx, is missing. As a result, there is currently no obligor on the note corresponding to the entity listed on the deed. |  |  |
| HNHKO5BEJ9X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is a NOO purchase. |  |  |
| HNHKO5BEJ9X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The subject loan closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK. |  |  |
| HNHKO5BEJ9X | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan is ineligible, as the borrower holds title through a xx structure, which is not permitted under investor guidelines. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| R7TNABV2F66 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| R7TNABV2F66 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase, originated on xx/xx/2025, and the SOL is 1 year. |  |  |
| R7TNABV2F66 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| R7TNABV2F66 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | Appraisal report in the file is as-is. The tape and the appraisal report show the damaged carpet overall in the house, the broken basement door, the damaged front steps, the worn kitchen cabinetry and damaged counters, and the leaking roof. The estimated cost to cure is not available in the loan file. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| EM2JY92JLES | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed state regulations for KS license validation test. |  |  |
| EM2JY92JLES | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Valuation | Property | Active | 4: Unacceptable | \* Property Marketability Issues (Lvl 4) | Tape shows the HOA was not able to provide the sufficient document for the repairs. Further details not provided. Condo questionnaire in the file does not show any repairs or special assessments, and the appraisal report is as-is. XXXX search shows an estimated value xxK. The current UPB is xxK. |  |  |
| 0EVJYRP6W4B | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Subject loan closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. Tape shows the appraisal was completed after closing. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| 0EVJYRP6W4B | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| Y3VPXCYOCWY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nevada | xx | Compliance | Doc Issue | Active | 3: Curable | \* ROR not hand dated by borrower(s) (Lvl 3) | ROR is not hand-dated by the borrower. |  |  |
| Y3VPXCYOCWY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nevada | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK. |  |  |
| Y3VPXCYOCWY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nevada | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| APH2EMXBPXS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| APH2EMXBPXS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows BWR quit their job after closing and went SE as an attorney. BWR has 2 plus years legal experience. Review shows ATR confirmed. |  |  |
| APH2EMXBPXS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the TRID post-consummation event validation test due to the post-consummation revised closing disclosure delivery dated xx/xx/2025 on the same day as the final closing disclosure date. |  |  |
| ZRP110NUKB3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show the green card of the co-borrower expired on xx/xx/2012. Further details not provided. |  |  |
| ZRP110NUKB3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. PH shows MI is active. BWR2 has expired green card and the MI will be canceled. |  |  |
| CG91H91FBYK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| CG91H91FBYK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | TRID tolerance test is incomplete as the initial CD is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired. |  |  |
| CG91H91FBYK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.55%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 49.55%. |  |  |
| CG91H91FBYK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | Intent to proceed signed by the borrower is missing from the loan file. |  |  |
| CG91H91FBYK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | Initial CD is missing from the loan documents. |  |  |
| CG91H91FBYK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan file. |  |  |
| CG91H91FBYK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| DH8K2UCJ743 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Subject purchase originated xx/xx/2025 in the amount of xxK. Review of appraisal shows may be overvalued but the UPB is only xxK. |  |  |
| DH8K2UCJ743 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed the TRID rate lock disclosure delivery date test due to disclosure advising of the revised interest rate, points, lender credits, and any other interest rate dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xx/xx/2025.<br> The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| DH8K2UCJ743 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the post-close appraisal came with a lower appraised value due to the inclusion of a recent comparable sale, which caused the LTV to increase from 80% to 81%, and the subject loan does not have MI coverage. Further details not provided. |  |  |
| RGJQM7KBGYW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows reserves were short for REO-owned. Bank statements in the file show assets in the amount of xx that satisfy the cash-to-close requirement of xx, and AUS does not require any reserves. |  |  |
| RGJQM7KBGYW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| RGJQM7KBGYW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| RGJQM7KBGYW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from loan documents. |  |  |
| RGJQM7KBGYW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | The settlement service providers list is missing from the loan documents. |  |  |
| RGJQM7KBGYW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | The initial closing disclosure is missing from the loan documents. |  |  |
| RGJQM7KBGYW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | The appraisal report is missing from the loan file. XXXX search shows an estimated value of xxM. The current UPB is xx. |  |  |
| RGJQM7KBGYW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | The TRID tolerance test is incomplete due to Initial CD is missing from the loan documents. |  |  |
| CTECZ8YQDP1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Homeownership Counselling Disclosure is missing. (Lvl 3) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| CTECZ8YQDP1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show the loan closed with an appraised value of xxK. Post-close, a revised report was received with the required comments; it identified that the original report had erroneous time adjustments applied. The appraised value was reduced to xxK, rendering it unsaleable as it was closed. A Collateral Desk Analysis was completed on the original report, and it supported a value of xxK, with a low risk score and no additional review recommended. Further details not provided. UPB xxK. |  |  |
| CTECZ8YQDP1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| CTECZ8YQDP1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial Closing Disclosure (Lvl 3) | The initial closing disclosure is missing from the loan documents. |  |  |
| CTECZ8YQDP1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Required Disclosures (Lvl 3) | The settlement service providers list is missing from the loan documents. |  |  |
| CTECZ8YQDP1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3) | The TRID tolerance test is incomplete due to initial CD is missing from the loan documents. |  |  |
| CTECZ8YQDP1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 7RB564KMZGT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows RPL. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| 7RB564KMZGT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. The subject is an NOO purchase originated on xx/xx/2025. |  |  |
| LMY8M3COABE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 45.02% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator xx PG#61 and its recommendation is Approve/Eligible with a DTI of 45.02%. |  |  |
| LMY8M3COABE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| LMY8M3COABE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test.<br> The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| LMY8M3COABE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| LMY8M3COABE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| LMY8M3COABE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows a large gift for the down payment. Gift assets verified of xxK supported by gift letter satisfy the cash-to-close requirement of xxK at closing. Further details not provided. |  |  |
| LMY8M3COABE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2022 does not reflect a points - loan discount fee. CD dated xx/xx/2022 reflects a points - loan discount fee at xx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. <br> The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| 5N0VZ7NE06P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 6.832% exceeds the APR threshold of 6.700% by +0.132%. This loan is compliant with regulation 1026.35(b), (c), and (d). Loan failed CA AB 260 Higher-Priced Mortgage Loan threshold test due to APR calculated 6.832% exceeds APR threshold of 6.700% over by +0.132%. Subject loan is escrowed.<br>Loan failed QM safe harbor test due to an APR calculated at 6.800% exceeds the APR threshold of 6.700% by +0.100%. |  |  |
| 5N0VZ7NE06P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Doc Issues | Active | 1: Acceptable | \* Settlement date is different from note date (Lvl 1) | Final CD reflects closing date as xx/xx/2022. Notary's signature date on the Mortgage/Deed of Trust is xx/xx/2022. Note date is xx/xx/2022. |  |  |
| 5N0VZ7NE06P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 5N0VZ7NE06P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 9M6PFK55HAW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | Lease agreement is missing from the loan file. Subject is an NOO refinance. Subject originated xx/xx/2022. |  |  |
| MHWKXVH32BY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| MHWKXVH32BY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| MHWKXVH32BY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.827% exceeds the APR threshold of 8.290% by +0.537%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c), and (d). The loan failed the CA AB 260 higher-priced mortgage loan test due to an APR calculated at 8.827% exceeds the APR threshold of 8.290% by +0.537%. The subject loan is escrowed. |  |  |
| 1M4I4HIKQJR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the loan has prior delinquency. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| 1M4I4HIKQJR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is a NOO purchase originated on xx/xx/2025. |  |  |
| NTBYCXQ72SR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.010% exceeds APR threshold of 8.110%. over by +0.900%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the CA AB 260 higher-priced mortgage loan test (CA AB 260, California Financial Code Division 1.9 4995(a)) due to an APR calculated at 9.010% exceeds APR threshold of 8.110% over by +0.900%. |  |  |
| NTBYCXQ72SR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show the subject loan closed with the P&L document type and a 685 FICO score. Loan is seasoned, and investors do not want it in new issue pools. Further details not provided. Subject loan was originated on xx/xx/2025. Review shows ATR confirmed. |  |  |
| NTBYCXQ72SR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | Intent to proceed signed by the borrower is missing from the loan document. |  |  |
| WB84QMBU9PX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| WB84QMBU9PX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| E71VD64M0V8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | Lease agreement is missing from the loan file. The subject is a NOO refinance originated on xx/xx/2025.<br> xx/xx/2026: Seller confirmed that the lease agreement was waived by the UW due to no rents being used. |  |  |
| E71VD64M0V8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Valuation | Property | Active | 4: Unacceptable | \* Property Marketability Issues (Lvl 4) | Tape shows the appraisal discrepancy field review does not support the original appraised value of xx. Field review is available and shows appraisal value is xx. XXXX shows estimated value of xxK. The current UPB is xxM. Elevated for client review. |  |  |
| TVKIX2PG83Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kentucky | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| TVKIX2PG83Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kentucky | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | The loan failed charges that cannot increase the 0% tolerance test. The initial loan estimate dated xx/xx/2025 does not reflect Lock Extension Fee. The final CD dated xx/xx/2025 reflects Lock Extension Fee at xx. The initial loan estimate dated xx/xx/2025 reflects Condo Cert Fee at xx. The final CD dated xx/xx/2025 reflects Condo Cert Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case that originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| TVKIX2PG83Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kentucky | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan failed the GSE (Freddie Mac public guidelines) QM Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Loan Origination Fee paid by Borrower: xx<br> Lock Extension Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx<br> Verification Fee paid by Borrower: xx.<br>Loan failed the Qualified Mortgage Lending Policy Points and Fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Loan Origination Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Lock Extension Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx<br> Verification Fee paid by Borrower: xx. |  |  |
| TVKIX2PG83Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kentucky | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| RHS30BZI1NM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| RHS30BZI1NM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| RDMIYS87MAE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| RDMIYS87MAE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 5D3KY85HML8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan was approved using only I/O payment, and the revised DTI exceeds the 50% threshold of investor guidelines. Loan originated on xx/xx/2025. FICO 730. |  |  |
| 5D3KY85HML8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 5D3KY85HML8 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 8K6R8Z5TU07 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 8K6R8Z5TU07 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 44FRYYKX62P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a)(1)) due to an APR calculated at 9.610% exceeding the APR threshold of 9.140% by +0.470%. The subject loan is a second lien. First lien is escrowed.<br>Loan failed the QM safe harbor threshold test due to APR calculated at 9.610% exceeds the APR threshold of 9.140% over by +0.470%. |  |  |
| 44FRYYKX62P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Loan Copies of Documents is missing from the loan file (Lvl 3) | Home equity loan copies of documents are missing from the loan documents. |  |  |
| 44FRYYKX62P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* TX Constitution A6 (Lvl 3) | Tape shows the Texas 50(a)(6) final itemized disclosure of fees, points, costs, and charges was not provided to the borrower at least one business day prior to closing, and the final CD was changed on the day of closing without a permitted waiver, and the TX acknowledgment of fair market value disclosure was not signed by the lender prior to closing. The FMV disclosure was signed by both BWRs at the time of closing. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| 44FRYYKX62P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 44FRYYKX62P | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 3) | Home equity loan notice of address for borrower notification of violation is missing from the loan documents. |  |  |
| GCI7NS0H3E4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects the survey fee as xx. The CD dated xx/xx/2024 reflects the survey fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| GCI7NS0H3E4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| GCI7NS0H3E4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| GCI7NS0H3E4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| HJ1TNVPADRB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2023 reflects the sum of Section C fees and the recording fee at xx. The CD dated xx/xx/2023 reflects the Section C and the recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% per test. COC for increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired.<br>Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2023 does not reflect the Survey Fee. CD dated xx/xx/2023 reflects Survey Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired. |  |  |
| HJ1TNVPADRB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. The below fees were included in the test: Points—Loan Discount Fee paid by Borrower: xx Processing Fee paid by Borrower: xx Underwriting Fee paid by Borrower: xx |  |  |
| HJ1TNVPADRB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows the loan was repurchased due to excessive IPC, as the seller credit exceeded closing costs. FCD reflects a seller credit of xx that exceeded the closing cost of xx. Further details not provided. |  |  |
| HJ1TNVPADRB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape and appraisal report shows that the comps selected are not similar in terms of acreage and bedroom count, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #1 with a sales price of xxK, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| HJ1TNVPADRB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| HJ1TNVPADRB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The TRID total of payment disclosed on the final CD is xx. The calculated total of payments is xx for an under-disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate, as it is understated by more than xx.<br> The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired.<br>TRID Violation due to decrease in lender credit on closing disclosure dated xx/xx/2023. The initial CD dated xx/xx/2023 reflects Lender Credit at xx; the final CD dated xx/xx/2023 reflects Lender at xx. This is a decrease of +xx for a fee that has a 0% tolerance test. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired. |  |  |
| HJ1TNVPADRB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | The loan fails the Qualified Mortgage Lending Policy Points and Fees Test due to fees charged, xx, exceeding the fees threshold of xx by +xx. The below fees were included in the test: Points—Loan Discount Fee paid by Borrower: xx Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx |  |  |
| HJ1TNVPADRB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows MI was rescinded. |  |  |
| 37EUGK29POS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape and file show the subject loan is not FHA insured. Further details not provided. |  |  |
| 44O8CANMAWF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 44O8CANMAWF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape and appraisal report show that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #3 with a sales price of xxM, is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK. Further details not provided. |  |  |
| 44O8CANMAWF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Appraisal report is as is, and the tape shows the appraisal should be subject to completion of repairs of significant moss growth on the roof and curling shingles and the back door to the garage was boarded up. Certification and pictures from the LO show the property has a new roof, paint, and door, though there was a little painting left. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| 5DFPI9O1E8H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 5DFPI9O1E8H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | Loan failed the TRID rate lock disclosure delivery date test. |  |  |
| 5DFPI9O1E8H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 5DFPI9O1E8H | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| VOTMIN2BKHL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| VOTMIN2BKHL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows subject is not insured. Subject originated on xx/xx/2022. |  |  |
| PXQCS4HTSOB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 reflects the appraisal fee at xx. The CD dated xx/xx/2021 reflects appraisal fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| PXQCS4HTSOB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.44%, the borrower income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx 2 Pg#209), and its recommendation is "xx" with a DTI of 49.44%. |  |  |
| PXQCS4HTSOB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | The initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| PXQCS4HTSOB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | The flood certificate is missing from the loan documents. |  |  |
| PXQCS4HTSOB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| PXQCS4HTSOB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| PXQCS4HTSOB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| PXQCS4HTSOB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from the loan documents. |  |  |
| PXQCS4HTSOB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| PXQCS4HTSOB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | The settlement service providers list is missing from the loan documents. |  |  |
| 67E74455U9D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | The tape and appraisal report show the subject property's GLA of XXXX square feet does not meet the investor's minimum requirement of 650 square feet. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB xxK. Value appears supported based on the UPB. |  |  |
| PFCH8HPU26R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | This loan failed the Pennsylvania license validation test. |  |  |
| PFCH8HPU26R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Valuation | Property | Active | 4: Unacceptable | \* Property is Commercial Prop (Lvl 4) | Tape shows comps are not similar. Comps are single family homes. Subject appears to be a commercial property. Pictures in the appraisal and XXXX show property may be most recently used as a school or office. Elevated for client review and recommend BPO. Subject UPB 276K. |  |  |
| PFCH8HPU26R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 5MR0HT6LLE2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. The subject loan is a purchase, originated on xx/xx/2025, and the 1-year SOL has expired. |  |  |
| 5MR0HT6LLE2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 5MR0HT6LLE2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.931% exceeding the APR threshold of 8.570% by +1.361%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). |  |  |
| 5MR0HT6LLE2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows repurchase due to 1st payment default. No payments were made for the due date of xx/xx/2025. The loan is in active FC on xx/xx/2025. According to payment history as of xx/xx/2026, the borrower has been delinquent for 10 months, and the next due date is xx/xx/2025. The current UPB is xx. |  |  |
| 2RR6FXR92ME | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Rhode Island | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 2RR6FXR92ME | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Rhode Island | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show the Rhode Island choice of insurance disclosure was not provided to the borrower at closing. The subject loan originated on xx/xx/2025. |  |  |
| 2RR6FXR92ME | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Rhode Island | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 7ZACBZUTO1N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and the Infinity CE report show the loan failed the initial LE delivery and timing test due to the initial LE dated xx/xx/2025 delivered on xx/xx/2025, which is more than 3 business days from the initial application date of xx/xx/2025. |  |  |
| 7ZACBZUTO1N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | TRID violation due to decrease in lender credit on closing disclosure dated xx/xx/2025. The initial LE dated xx/xx/2025 reflects lender credit at xx. The final CD dated xx/xx/2025 reflects lender credit at xx. This is a decrease of +xx for a fee that has a 0% tolerance test. The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| 7ZACBZUTO1N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows payment history due on xx/xx/2026. Payment was made on xx/xx/2025 for the due date of xx/xx/2025; payment was made on xx/xx/2026 for the due date of xx/xx/2026; and payment was made on xx/xx/2026 for the due date of xx/xx/2026. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB reflected as per the payment history is xx. |  |  |
| ULQGL6DZL79 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows the subject loan is not insured. |  |  |
| ULQGL6DZL79 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| ULQGL6DZL79 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows non-occupant BWR2 does not meet the FHA definition of family, and the subject LTV of 79.68% exceeds guidelines. Further details not provided. Subject loan originated on xx/xx/2025. |  |  |
| ULQGL6DZL79 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. The CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br>The subject loan is a refinance, originated on xx/xx/2025, and the SOL is 3 years. |  |  |
| ULQGL6DZL79 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | Loan failed the TRID rate lock disclosure delivery date test. |  |  |
| S3OYQSZREFU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD dated xx/xx/2024 reflects cash to in the amount of xx. |  |  |
| S3OYQSZREFU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| S3OYQSZREFU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| S3OYQSZREFU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | Subject was approved as OO. Tape shows the subject is NOO, as the BWR rented out the property after closing. Further details not provided. Elevated for client review. |  |  |
| MDBJR896KFX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| MDBJR896KFX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Legal Docs | Active | 3: Curable | \* Type of Ownership is Leasehold or Cooperative (Lvl 3) | The subject loan originated on xx/xx/2025 with a maturity date of xx/xx/2055. As per the lease agreement located at "xx" the ground lease is held by xx. and the leasehold expires on xx/xx/2061. |  |  |
| MDBJR896KFX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 4: Unacceptable | \* Loan does not conform to program guidelines (Lvl 4) | The subject is co-op property. Tape shows two cooperative apartments were physically combined into a single unit. The cooperative board is currently in the process of combining the associated stock certificates to reflect the merged unit. Further details not provided. Reaching out to seller for an update. |  |  |
| 291P68QE8VH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 291P68QE8VH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects the Points - Loan Discount Fee at xx. The CD dated xx/xx/2025 reflects the Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2025, and the 1-year SOL is active. |  |  |
| 291P68QE8VH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 291P68QE8VH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Appraisal report is as-is. Tape and file show the HOA questionnaire is incomplete, as the budget reserve study information for the project is missing, which prevents determination of whether the subject condominium project requires any critical repairs. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| QHFGKW32I4O | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| QHFGKW32I4O | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Washington | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Truth in Lending Disclosure is Missing (Lvl 2) | The initial TIL is missing from the loan documents. |  |  |
| QHFGKW32I4O | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Washington | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Good Faith Estimate missing or unexecuted (Lvl 2) | The final good faith estimate is missing from the loan documents. |  |  |
| QHFGKW32I4O | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. |  |  |
| X26AJTSSG8A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows MI was canceled. |  |  |
| X26AJTSSG8A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Compliance Testing (Lvl 2) | Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 5.827% exceeds APR threshold of 5.090% over by +0.737%. |  |  |
| X26AJTSSG8A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase State Regulations Test Failed (Lvl 2) | Loan failed the interest rate test. Interest charged at 5.125% exceeds the interest threshold of 4.750% by 0.375%. |  |  |
| X26AJTSSG8A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the Pennsylvania license validation test. |  |  |
| WM7UX4O55S5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 3) | The loan failed the state regulation for the first lien prohibited fees test. <br> The following fee was included in the test:<br> Attorney's Fee (Closing Agent Only) paid by Borrower: xx. |  |  |
| WM7UX4O55S5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan does not meet the GNMA seasoning requirement. Further details not provided. Subject loan originated on xx/xx/2026. |  |  |
| WM7UX4O55S5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HXHY10H1NR0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed the revised closing disclosure delivery date test (no waiting period required). |  |  |
| HXHY10H1NR0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan is not FHA insured, as the owner had owned the property for less than 90 days. Further details not provided. The subject loan originated on xx/xx/2025. |  |  |
| HXHY10H1NR0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | This loan failed the Pennsylvania license validation test. |  |  |
| HXHY10H1NR0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HXHY10H1NR0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows the subject loan is not insured.<br>xx/xx/2026: Seller provided LOX confirms that the subject loan is not FHA insured. Document located at (XXXX). |  |  |
| ULNIFWDCWD3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| ULNIFWDCWD3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows UW allowed VA loan to close with no VA benefits available. Further details not provided. |  |  |
| ULNIFWDCWD3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Tape shows the loan is not VA insured. |  |  |
| 7FAPW4PMZNQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | The hazard insurance is missing from the loan documents. |  |  |
| 7FAPW4PMZNQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 7FAPW4PMZNQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows bank statements provided to support the borrower's assets to close could not be verified. Bank statements in the file show xxK satisfy the cash-to-close requirement of xxK. Further details not provided. The subject loan originated on xx/xx/2022. |  |  |
| BVMD3YG8LS2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | A rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| BVMD3YG8LS2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | TRID total of payment disclosed on final CD as xx. Calculated total of payments is xx for an under disclosed amount of - xx. The disclosed total of payments of xx is not considered accurate due to it is understated by more than xx. Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired. |  |  |
| BVMD3YG8LS2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows provided bank statements for assets to close were not able to be verified. Bank statement in the file shows xxK of assets satisfy the cash-to-close requirement of xxK at closing. Further details not provided. Subject originated on xx/xx/2022. |  |  |
| H54VF5S1ROT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| H54VF5S1ROT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date was provided, and the initial closing disclosure receipt date was less than three business days before the consummation date. |  |  |
| H54VF5S1ROT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. Tape shows property is NOO due to inability to validate occupancy. Further details not provided. Elevated for client review. |  |  |
| H54VF5S1ROT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 1J8TQAJXFR1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is an NOO purchase. |  |  |
| 1J8TQAJXFR1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 6OBRNCKWE3K | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is a NOO purchase. Subject originated on xx/xx/2025. |  |  |
| 6OBRNCKWE3K | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the LTV exceeds the 75% maximum limit for a two-family investment property. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| 86C04SQI5KP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | BWR is an LLC. Note and mortgage were signed as a member of the LLC, not as an individual. Loan does have a personal guarantee. |  |  |
| IWQP8Z6EQFD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| IWQP8Z6EQFD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| IWQP8Z6EQFD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| IWQP8Z6EQFD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects Appraisal Fee at xx. The CD dated xx/xx/2025 reflects Appraisal Fee at xx. This is an increase in fee of xx for charges that cannot increase. The COC for an increase in fee is missing from the loan documents. The subject loan is a refinance case that originated on xx/xx/2025, and the 3-year SOL is active. |  |  |
| IWQP8Z6EQFD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 8ZS1Q756BC9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the LTV exceeds the 75% maximum limit for a two-family investment property. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| 8ZS1Q756BC9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | Lease agreement is missing from the loan file. Subject is a NOO refinance. Subject originated on xx/xx/2025.<br>xx/xx/2026: Seller confirmed no lease agreement available for the subject loan. |  |  |
| VHBDG714712 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| QDBDTRSCRL7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NNUT7AQXXS9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Credit | Underwriting | Active | 3: Curable | \* Transmittal (1008) is Missing (Lvl 3) | Final transmittal summary is missing from the loan documents. |  |  |
| NNUT7AQXXS9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NNUT7AQXXS9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Valuation | Property | Active | 2: Acceptable with Warnings | \* Property is Manufactured Housing (Lvl 2) | As per the appraisal report dated xx/xx/2025 located at xx, the subject property is a single family, and the seller's tape data shows that the subject property type is single-family. As per the updated title report dated xx/xx/2026, the manufactured home application located at xx PG #20 shows the subject property is a manufactured home. Reaching out to PT and the seller as file and appraisal show a new SF in the place of where the MH appears to have been. 03-xx : Exception downgraded. PT confirmed that the property was originally a manufactured home; however, a new home was built on the property in xx. The document provided reflects the removal of the mobile home for reference. |  |  |
| PEWJBNDJHDC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing flood cert (Lvl 3) | Flood certificate is missing from the loan documents. |  |  |
| PEWJBNDJHDC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the subject loan was ineligible for rate/term refinance due to unmet ownership seasoning requirements. Further details not provided. |  |  |
| VQD8ACLGKVY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Doc Issue | Active | 3: Curable | \* Notice of Servicing Transfer missing or unexecuted (Lvl 3) | The notice of servicing transfer is missing from the loan documents. |  |  |
| VQD8ACLGKVY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing flood cert (Lvl 3) | The flood certification document is missing from the loan documents. |  |  |
| VQD8ACLGKVY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan does not meet the seasoning requirement of property ownership for rate/term refinance. Further details not provided. The subject loan originated on xx/xx/2023. |  |  |
| U68BYWGSK9Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan does not meet the seasoning requirement of property ownership for rate/term refinance. Further details not provided. The subject loan originated on xx/xx/2023. |  |  |
| U68BYWGSK9Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing flood cert (Lvl 3) | The flood certificate is missing from the loan documents. |  |  |
| 8ADNSTQMTW4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing flood cert (Lvl 3) | The flood certificate is missing from the loan file. |  |  |
| 8ADNSTQMTW4 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan does not meet the seasoning requirement of property ownership for rate/term refinance. Further details not provided. The subject loan originated on xx/xx/2023. |  |  |
| 4RU7VFWCREI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nevada | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 4RU7VFWCREI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nevada | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. The subject is an NOO purchase originated on xx/xx/2022. |  |  |
| 4RU7VFWCREI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nevada | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | The tape shows the subject loan is not insured. |  |  |
| BF1JG1YE0N0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| BF1JG1YE0N0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 23LN0C4A8T2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 23LN0C4A8T2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.373%, which exceeds the APR threshold of 8.120% over by +0.253%. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>The loan failed the qualified mortgage safe harbor threshold due to the APR calculated at 8.373%, which exceeds the APR threshold of 8.120% by +0.253%. |  |  |
| 23LN0C4A8T2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows the subject loan is not insured. |  |  |
| 23LN0C4A8T2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | Subject approved as OO. Tape shows occupancy concerns, as the property was listed for rent on xx/xx/2025 on a third-party real estate website. Further details not provided. |  |  |
| IRO0FGD3HC7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | The loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 7.966% exceeds the APR threshold of 7.640% over by +0.326%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). |  |  |
| IRO0FGD3HC7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2) | The loan failed the qualified mortgage safe harbor threshold test due to the calculated APR of 7.934% exceeds APR threshold of 7.640% over by +0.294%. |  |  |
| IRO0FGD3HC7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| IRO0FGD3HC7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan closed with a 300-month term, while the XXXX (OHFA) loan program guidelines do not permit a 300-month term. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| IRO0FGD3HC7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Underwriting | Active | 3: Curable | \* Transmittal (1008) is Missing (Lvl 3) | Final transmittal summary is missing from the loan documents. |  |  |
| X5HKHP7IHDR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| X5HKHP7IHDR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD dated xx/xx/2025 reflects cash to the borrower in the amount of xx. |  |  |
| X5HKHP7IHDR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| X5HKHP7IHDR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Indiana | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| TVLHTUMHPHR | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| TVLHTUMHPHR | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Compliance Testing (Lvl 2) | This loan failed loan origination fee test due to fee charged xx fee threshold by xx, over by +xx.<br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Settlement or Closing Fee paid by Borrower: xx<br> Assignment Endorsement Fee paid by Borrower: xx<br> TIEFF paid by Borrower: xx<br> Closing Protection Letter (B) paid by Borrower: xx<br> Closing Protection Letter (L) paid by Borrower: xx<br> Home warranty invoice paid by Borrower: xx. |  |  |
| TVLHTUMHPHR | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Indiana | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application is missing from the loan documents. |  |  |
| TVLHTUMHPHR | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Indiana | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the borrower was not eligible for a VA home loan at the time of closing; the loan was originated in a previous LOS, and we no longer have access to that system. Further details are not provided. |  |  |
| TVLHTUMHPHR | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Indiana | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Final TIL Missing or Not Executed (Lvl 2) | Final TIL is missing from the loan documents. |  |  |
| TVLHTUMHPHR | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Indiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TILA APR test as the final TIL is missing from the loan documents. |  |  |
| TVLHTUMHPHR | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Indiana | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4) | The VA loan guaranty certificate is missing from the loan documents. Tape shows loan was not eligible for VA financing. |  |  |
| TVLHTUMHPHR | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Indiana | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing or Incomplete (Lvl 3) | The subject loan has a single-premium MI plan and full amount for MI charged at closing. |  |  |
| TVLHTUMHPHR | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Indiana | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Final HUD show VA premium at closing. Tape shows loan was not eligible for VA financing. Loan is not insured. |  |  |
| ZFUKGDWNL1D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | Subject was approved as OO. Tape shows the subject is NOO due to occupancy misrepresentation, as the subject was listed for rent after closing. Elevated for client review. |  |  |
| ZFUKGDWNL1D | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 3I8MT5NFNCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> Valid COC for the increase in fee is available; however, COC is not getting tested.<br> Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired. |  |  |
| 3I8MT5NFNCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test due to the loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 3I8MT5NFNCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 3I8MT5NFNCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| 3I8MT5NFNCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 3I8MT5NFNCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | This loan failed the initial closing disclosure delivery date test as the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business<br> days before the consummation date. |  |  |
| 3I8MT5NFNCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The following fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The following fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| 3I8MT5NFNCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. Tape shows property is NOO due to misrepresentation, as BWR did not occupy the subject property within 60 days of closing. Further details were not provided. Elevated for client review. |  |  |
| L5Z221AO7EM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| L5Z221AO7EM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* TRID Violations (Lvl 3) | Tape shows TRID violation as the co-applicant did not receive final CD at closing. Further details not provided. Subject loan originated on xx/xx/2025. |  |  |
| L5Z221AO7EM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceeds fees threshold of xx Over by +xx. <br> The below fees were included in the test:<br> Commitment Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. |  |  |
| L5Z221AO7EM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | Subject was approved as OO. Tape shows the subject is NOO, as the BWR1 never occupied the subject and was listed for rent after closing. Elevated for client review. |  |  |
| L5Z221AO7EM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| L5Z221AO7EM | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows that removing the co-applicant (co-signer) from the borrower info vesting resulted in them not receiving the final closing disclosure at closing. The subject property is acquired by the borrowers, xx, on xx/xx/2025 through a special warranty deed. The subject mortgage was also originated by the borrowers "xx" on xx/xx/2025. The borrower's name mentioned on the vesting deed are consistent with the borrower's name mentioned on the subject mortgage. |  |  |
| YPCZ2YTCAAU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| YPCZ2YTCAAU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| YPCZ2YTCAAU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 does not reflects Points - Loan Discount Fee. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| YPCZ2YTCAAU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The following fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by+xx.<br> The following fees were included in the test:<br> Administration Fee paid by Borrower: xx<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| YPCZ2YTCAAU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| TLM81VO2UY1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is a NOO purchase. Subject originated on xx/xx/2025. |  |  |
| TLM81VO2UY1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the home loan tool kit was not provided with the initial disclosures. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| S77O8VLFU12 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID Rate Lock Disclosure Delivery Date Test. |  |  |
| S77O8VLFU12 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| S77O8VLFU12 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Other Disclosures | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | The settlement service providers list is missing from the loan documents. |  |  |
| S77O8VLFU12 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.83%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx Package _Pg#455), and its recommendation is "Approve/Eligible" with a DTI of 44.83%. |  |  |
| S77O8VLFU12 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 2RILVIH86W7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 2RILVIH86W7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Transmittal summary is missing from the loan documents. |  |  |
| 2RILVIH86W7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| FJ74JV94VJW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 44.39%, as the borrower's income is xx and total expenses are in the amount of xx. AUS report is missing from the loan documents. |  |  |
| FJ74JV94VJW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| FJ74JV94VJW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Final transmittal summary is missing from the loan documents. |  |  |
| FJ74JV94VJW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NVIPJH1MASR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| NVIPJH1MASR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD dated xx/xx/2025 reflects cash to in the amount of xx. |  |  |
| NVIPJH1MASR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show the loan closed with NBS on the mortgage and title, which is not allowed per AL Housing guidelines. Further details not provided. |  |  |
| NVIPJH1MASR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Required Disclosures (Lvl 3) | The settlement service providers list is missing from the loan documents. |  |  |
| NVIPJH1MASR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| NVIPJH1MASR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alabama | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | This loan failed the revised closing disclosure delivery waiting period test due to changes before consummation requiring a new waiting period. APR becomes inaccurate.<br>This loan failed the revised loan estimate delivery date test due to the revised loan estimate delivery date is after the initial closing disclosure delivery date. |  |  |
| BGKE5CBXJV0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Hampshire | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| BGKE5CBXJV0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Hampshire | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| BGKE5CBXJV0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Hampshire | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| BGKE5CBXJV0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Hampshire | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges in total that cannot increase more than a 10% tolerance test. LE dated xx/xx/2022 reflects the sum of Section C fees and recording fees at xx. The CD dated xx/xx/2022 reflects the sum of Section C and recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% of the test. The COC for an increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| BGKE5CBXJV0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Hampshire | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan is not saleable, as the rate was too low. File shows the loan was closed with an interest rate of 2.183%. Subject loan was originated on xx/xx/2022. |  |  |
| 3NU0YE9WLQS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The lender increased rental income by removing repair expenses, but the documents did not justify that. When the reviewer included those expenses, income decreased and DTI went above the allowed limit. Further details are not provided. |  |  |
| 3NU0YE9WLQS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 3NU0YE9WLQS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 3NU0YE9WLQS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. The CD dated xx/xx/2026 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents.<br>The subject loan is a purchase, originated on xx/xx/2025, and the SOL is 1 year. |  |  |
| 3NU0YE9WLQS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 3NU0YE9WLQS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| CYHU9QPQ376 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Utah | xx | Compliance | Doc Issues | Active | 1: Acceptable | \* Settlement date is different from note date (Lvl 1) | The final CD reflects the closing date as xx/xx/2022. The notary's signature date on the mortgage/deed of trust is xx/xx/2022. The note date is xx/xx/2022. |  |  |
| CYHU9QPQ376 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Utah | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| CYHU9QPQ376 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Utah | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. The PH does not show the information about last MI payments. |  |  |
| 5UYYAQO1HN7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 5UYYAQO1HN7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | TRID violation due to decrease in lender credit on CD dated xx/xx/2025. Initial LE dated xx/xx/2025 reflects lender credit at xx. Final CD dated xx/xx/2025 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is a refinance case, originated on xx/xx/2025 and the 3-year SOL is active. |  |  |
| 5UYYAQO1HN7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed the TRID Rate Lock Disclosure Delivery Date Test. (12 CFR §1026.19(e)(3)(iv)(D))<br> A disclosure advising of the revised interest rate, points, lender credits, and any other interest rate dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xx/xx/2025. |  |  |
| 5UYYAQO1HN7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject is not FHA insured and closed with a cancelled FHA case number. |  |  |
| 5UYYAQO1HN7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. |  |  |
| GRWL4MFX2WW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Valuation | Property | Active | 4: Unacceptable | \* Property is Commercial Prop (Lvl 4) | The tape and file show multiple bedrooms in the 1-unit subject property containing 5 bedrooms and two bathrooms were leased separately. Further details not provided. Elevated for client review. |  |  |
| E0O2927X0TF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington D.C. | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | BWR is an LLC. Note and mortgage were signed as a member of the LLC, not as an individual. Loan does not have a personal guarantee. |  |  |
| E0O2927X0TF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington D.C. | xx | Credit | Credit | Active | 3: Curable | \* DSCR is less than 1.00 (Lvl 3) | Net operating income is xx, annual payments (debt service) are xx, and the debt service cover ratio (DSCR) is 0.87. |  |  |
| E0O2927X0TF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington D.C. | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| RGYDTOH4WKG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington D.C. | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing or Incomplete (Lvl 3) | Operative rental income is missing from the loan documents. |  |  |
| RGYDTOH4WKG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington D.C. | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | The lease agreement is missing from the loan documents.<br>xx/xx/2026: Subject originated xx/xx/2025. Seller provided a lease agreement starting xx/xx/2026 and expiring on xx/xx/2026. Exception remains. |  |  |
| RGYDTOH4WKG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington D.C. | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan is currently in an LLC held for investment. In order to sell, the loan is required to move out of the LLC, for which the BWR is not interested. Further details not provided. |  |  |
| PLTZJ6PBIYA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is an NOO purchase. |  |  |
| NUWXPRWIHDI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| NUWXPRWIHDI | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan does not meet the seasoning requirement for modified loans on a VA refinance loan. Further details not provided. Subject loan originated on xx/xx/2025. |  |  |
| TEF71J3DEOA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.627% exceeds APR threshold of 7.750% over by +0.877%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the qualified mortgage safe harbor threshold test due to APR calculated at 8.627% exceeds the APR threshold of 7.750% over by +0.877%.<br>Loan failed the qualified mortgage APR threshold test due to APR calculated at 8.627% exceeds the APR threshold of 8.500% over by +0.127%. |  |  |
| TEF71J3DEOA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD dated xx/xx/2026 reflects cash to the borrower in the amount of xx. |  |  |
| TEF71J3DEOA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the borrowers have one medical collection and some old lates on paid-off accounts in 2019. The DPA/2nd was xx earns interest, and requires a monthly payment. Further details not provided. |  |  |
| TEF71J3DEOA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | The tape shows the subject loan is an HPML, which is not allowed per Wisconsin housing guidelines. The infinity compliance result shows the subject has failed the HPML test. Further details not provided. |  |  |
| TEF71J3DEOA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| TEF71J3DEOA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The tape and appraisal report show the appraisal was subject to replacing flooring in the living room and 2 bedrooms. There is a 1004D confirming this was done, except there is no evidence for the installation of smoke detectors. The updated 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| TEF71J3DEOA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| TEF71J3DEOA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan failed the GSE (Freddie Mac public guidelines) QM APR threshold test due to APR calculated at 8.627% exceeds the APR threshold of 8.500% over by +0.127%. |  |  |
| DZHNZ9OLTHA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows EPD. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| DZHNZ9OLTHA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | The lease agreement is missing from the loan documents. |  |  |
| XYBQSNXA9CY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement is missing from the loan documents. |  |  |
| XYBQSNXA9CY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape shows Freddie Mac Condo Project Advisor reflects an incomplete project assessment, resulting in ineligibility. Review of the file shows the condo questionnaire is missing from the loan documents and no special assessment was planned for the condo project. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| SGPHQY72HCZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2025 does not reflect Mortgage Broker Fee. The final CD dated xx/xx/2025 reflects Mortgage Broker Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case that originated on xx/xx/2025 and the 1-year SOL is active. |  |  |
| SGPHQY72HCZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| SGPHQY72HCZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| SGPHQY72HCZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase State Regulations Test Failed (Lvl 3) | Loan failed the New Jersey Mortgage Banker or Correspondent Mortgage Banker License prohibited fees test.<br>The below fees were included in the test: <br> MERS Registration Fee paid by Borrower: xx<br> Sellers Agent Real Estate Commission paid by Seller: xx<br> Title CPL Fee paid by Borrower: xx<br> Warehousing Fee paid by Borrower: xx |  |  |
| YRBUWRB9LLP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not FHA insured. |  |  |
| YRBUWRB9LLP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | TRID violation due to decrease in lender credit on CD dated xx/xx/2025. The initial CD dated xx/xx/2024 reflects a lender credit at xx. The final CD dated xx/xx/2025 reflects a lender credit of xx. This is a decrease of xx for the fee, which has a 0% tolerance test. A valid COC for the decrease in fee is missing from the loan documents.<br>Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2024 does not reflect Mortgage Broker fee. CD dated xx/xx/2025 reflects Mortgage Broker fee atxx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. |  |  |
| YRBUWRB9LLP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan is uninsurable as the loan was reviewed for a CofC request of change in loan amount, and AUS findings were approved/eligible, but the loan amount calculation needed to be reviewed. Further details not provided. Subject loan originated on xx/xx/2025. |  |  |
| YRBUWRB9LLP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| FGYZ4K2G8LC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Property | Active | 3: Curable | \* Property is Commercial Prop (Lvl 3) | Subject approved as OO. The tape and appraisal show the subject is a commercial property. File shows the subject is a residential unit within a building on a commercial parcel that houses an xx. Each unit is a separate legal unit sharing a common space for ingress/egress. Further details not provided. XXXX search shows an estimated value of xxM. Current UPB is xx4K. |  |  |
| HQKVDV7K7P5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| HQKVDV7K7P5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HQKVDV7K7P5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| HQKVDV7K7P5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired. |  |  |
| HQKVDV7K7P5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| HQKVDV7K7P5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| R2VH7PDDGP9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show subject did not meet the VA 210-day seasoning period. Subject originated on xx/xx/2025. |  |  |
| R2VH7PDDGP9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 2CUDCZ31M3B | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 2CUDCZ31M3B | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 2CUDCZ31M3B | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the mortgage paid off at closing was not owned by Freddie Mac, and the loan's LTV exceeded the allowable maximum, which is not eligible for sale to Freddie Mac. Further details not provided. |  |  |
| QLMUWTV6LEF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| QLMUWTV6LEF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan does not meet the 12-month seasoning period requirements for refinance, as the case number for the subject loan was assigned on xx/xx/2024 and the existing mortgage note was signed on xx/xx/2023. Further details not provided. |  |  |
| QLMUWTV6LEF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| QLMUWTV6LEF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase 0% tolerance test.<br> Initial LE dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. <br> Initial LE dated xx/xx/2025 reflects Loan Origination Fee at xx. Final CD dated xx/xx/2025 reflects Loan Origination Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> Subject loan is refinance case, originated on xx/xx/2025 and the 3-year SOL is active. |  |  |
| QLMUWTV6LEF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing credit report (Lvl 3) | Credit report is missing from the loan document. |  |  |
| QLMUWTV6LEF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not FHA insured. |  |  |
| TRVNTUHXVGQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2021 does not reflect the Mortgage Broker Fee. The CD dated xx/xx/2021 reflects the Mortgage Broker Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is available; the COC is not getting tested due to the loan failing the TRID delivery and timing test. The subject loan is a refinance, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| TRVNTUHXVGQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| TRVNTUHXVGQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| TRVNTUHXVGQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape shows the loan was designated as a safe harbor QM, but due diligence determined the loan as non-QM, indicating a mismatch in QM classification. Review of the Infinity CE report shows the loan did not fail for QM safe harbor. Further details not provided. Subject originated on xx/xx/2021. |  |  |
| 9LGK508D0TW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Doc Issues | Active | 1: Acceptable | \* Settlement date is different from note date (Lvl 1) | Final CD reflects closing date as xx/xx/2025. Notary's signature date on the Mortgage/Deed of Trust is xx/xx/2025. Note date is xx/xx/2025. |  |  |
| 9LGK508D0TW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TRID rate lock disclosure delivery date test. |  |  |
| 9LGK508D0TW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 9LGK508D0TW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan failed the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceeds the fees threshold of xx over by +xx.<br>The below fees were included in the test:<br> Closing Fee paid by Borrower: xx <br> Points - Loan Discount Fee paid by Borrower: xx <br> Temporary Rate Buydown paid by Borrower: xx <br> Underwriting Fee paid by Borrower: xx |  |  |
| 9LGK508D0TW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 9LGK508D0TW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 3) | Loan fails qualified mortgage lending policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Closing Fee paid by Borrower: xx <br> Points - Loan Discount Fee paid by Borrower: xx <br> Temporary Rate Buydown paid by Borrower: xx <br> Underwriting Fee paid by Borrower: xx |  |  |
| GZ5RU5XBB0N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan file. |  |  |
| GZ5RU5XBB0N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape show subject loan is not insured. |  |  |
| GZ5RU5XBB0N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.341% exceeds the APR threshold of 8.120% over by +0.221%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the QM safe harbor threshold test due to APR calculated at 8.231% exceeds the APR threshold of 8.120% over by +0.111%. |  |  |
| GZ5RU5XBB0N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the mortgage paid off at closing was not owned by Freddie Mac, and the loan's LTV exceeded the allowable maximum, which is not eligible for sale to Freddie Mac. Further details not provided. |  |  |
| X2CNV1GW7JD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| X2CNV1GW7JD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | As per tape data, the wife of the borrower never signed the QCD. The updated title report dated xx/xx/2026 shows the subject property was acquired by xx through QCD on xx/xx/2019, which was recorded on xx/xx/2019. Subsequently, the subject property was transferred through QCD from xx |  |  |
| X2CNV1GW7JD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing (Lvl 3) | The subject loan has a single-premium MI plan and full amount for MI charged at closing. |  |  |
| PPTGVKM07TQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| PPTGVKM07TQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| PPTGVKM07TQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | A rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 21E6RAM53FH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 21E6RAM53FH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 3) | Loan failed compliance ease delivery and timing test for revised CD dated xx/xx/2024. Document tracker is missing and 3 business days were added to get receipt date xx/xx/2024 which is after the consummation date xx/xx/2024. |  |  |
| 21E6RAM53FH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 21E6RAM53FH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan is displaying as delinquent in xx and borrower is 60 days delinquent as per pay history. According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. |  |  |
| 21E6RAM53FH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows the subject is not FHA insured due to delinquency, and the servicer is unable to determine whether the loan is insured. |  |  |
| MSD730EO74N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| MSD730EO74N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Credit | Active | 3: Curable | \* Missing Initial 1003_Application (Lvl 3) | Initial application is missing from the loan file. |  |  |
| MSD730EO74N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows the subject is not FHA insured. |  |  |
| XEICC7PKMX6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| XEICC7PKMX6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Doc Issue | Active | 3: Curable | \* ROR not hand dated by borrower(s) (Lvl 3) | The right of rescission is not hand-dated by the borrower. |  |  |
| XEICC7PKMX6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show subject did not meet the VA 210-day seasoning period. Subject originated on xx/xx/2024. |  |  |
| HP335I4F6GS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| HP335I4F6GS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| HP335I4F6GS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan originated on xx/xx/2025 and the 1-year SOL has expired. |  |  |
| HP335I4F6GS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| O8JLGKQTW9A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Louisiana | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show subject did not meet the VA 210-day seasoning period. Subject originated on xx/xx/2025. |  |  |
| O8JLGKQTW9A | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Louisiana | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement is missing from the loan file. |  |  |
| Z4U55O1U8X0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed the TRID rate lock disclosure delivery date test due to a disclosure advising of the revised interest rate, points, lender credits, and any other interest rate-dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xx/xx/2025. |  |  |
| Z4U55O1U8X0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | This loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| Z4U55O1U8X0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. |  |  |
| Z4U55O1U8X0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| Z4U55O1U8X0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan is uninsurable by the FHA as the subject loan does not meet the seasoning period requirements between the last transaction of the property and the subject loan. The review of the appraisal report shows the date of the prior transaction of the subject was xx/xx/2025, and the subject loan closed on xx/xx/2025 with a sales price of xxK. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| Z4U55O1U8X0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 does not reflects points - loan discount fee. The final CD dated xx/xx/2025 reflects points - loan discount fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fees is missing from the loan documents. Subject loan is purchase case, originated on xx/xx/2025 and the 1 year SOL is active. |  |  |
| 84EJULZ4M41 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.233% exceeds APR threshold of 8.160% over by 0.073%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed Qualified Mortgage Safe Harbor threshold test due to APR calculated 8.232% exceeds APR threshold of 8.160% Over by +0.072%. Subject loan is escrowed. |  |  |
| 84EJULZ4M41 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 84EJULZ4M41 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 84EJULZ4M41 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and Infinity CE show the LE was not delivered to BWR at least seven (7) business days prior to closing. Further details are not provided.<br>The written list of service providers' disclosure date is less than the seventh business day before consummation of the transaction, xx/xx/2025. |  |  |
| 84EJULZ4M41 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase 0% tolerance test and charges that in total cannot increase more than 10% tolerance test due to loan failed Initial LE estimate delivery and timing test. Initial LE dated xx/xx/2025 delivered on xx/xx/2025 was not delivered or placed in the mail to the borrower at least seven (7) business days prior to closing xx/xx/2025. |  |  |
| 1QCK2T0JLNG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| 1QCK2T0JLNG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 1QCK2T0JLNG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report is as-is. The photo addendum of the appraisal report shows the basement is in poor condition due to water damage. The estimated cost to cure is not available. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback. |  |  |
| HKG4YSGGDHO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HKG4YSGGDHO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows the subject loan is not insurable. |  |  |
| NMZX4Y3XSST | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NMZX4Y3XSST | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD dated xx/xx/2025, reflects cash to in the amount of xx |  |  |
| NMZX4Y3XSST | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| NMZX4Y3XSST | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows MI coverage on the subject loan has been rescinded. |  |  |
| IPPEU3XGTXD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| IPPEU3XGTXD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HIS6D05ULRQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HIS6D05ULRQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | The loan failed the Qualified Mortgage Lending Policy Points and Fees Test due to the calculated points and fees of xx exceeding the disclosed points and fees of xx for an undisclosed amount of +xx. The below fees were included in the test: Mortgage Broker Fee (Indirect) xx Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| HIS6D05ULRQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| HIS6D05ULRQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2023 reflects points—a loan discount fee at xx. The CD dated xx/xx/2023 reflects points—a loan discount fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fees is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired. |  |  |
| HIS6D05ULRQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan failed the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceeds the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>Loan failed qualified mortgage lending policy points and fees test due to fees charged xx exceeds the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| HIS6D05ULRQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows MI was rescinded. |  |  |
| HIS6D05ULRQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| Z71DCCY41WS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase 0% tolerance test and charges that in total cannot increase more than 10% tolerance test due to loan failed initial loan estimate delivery and timing test. Initial loan estimate dated xx/xx/2025 delivered on xx/xx/2025 which is less than 7 business days before the consummation date. Subject loan is a purchase case, originated on xx/xx/2025 and the 1-year SOL is active. |  |  |
| Z71DCCY41WS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 3: Curable | \* TRID Violations (Lvl 3) | The loan failed the delivery date test for the revised CD as the revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is after the consummation date. <br>This loan failed the initial loan estimate delivery date test, as the initial loan estimate delivery date is less than the 7 business day before consummation of the transaction. <br>This loan failed the written list of service providers disclosure date test, as the written list of service providers disclosure date is less than the 7 business day before consummation of the transaction. |  |  |
| Z71DCCY41WS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a)(1)) due to an APR calculated at 8.250%, which is equal to the APR threshold of 8.250%. The subject loan is escrowed. This loan is compliant with regulations 1026.35(b), (c), and (d). |  |  |
| Z71DCCY41WS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and Infinity CE report shows the loan failed the TRID delivery and timing test, as the initial LE was not delivered at least 7 business days prior to closing. Further details not provided. |  |  |
| Z71DCCY41WS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Washington | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 6Q61YHCCMLR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 6Q61YHCCMLR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 8.166% exceeds APR threshold of 7.950% over by +0.216%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). <br>The loan failed the qualified mortgage safe harbor threshold test due to APR calculated at 8.145% exceeds the APR threshold of 7.950% by +0.195%. |  |  |
| 6Q61YHCCMLR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows assets are insufficient for closing. Bank statements in the file show xxK of assets satisfy the cash to close requirement of xxK at closing. Tape show net proceeds are not available for the subject transaction. The review of loan file shows the net proceeds of xxK from the personal property. Certificate of sale and cashier's check xxK are available in the loan file. Further details not provided. Subject originated on xx/xx/2024. |  |  |
| ZVQGD8A5QL7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. The lock confirmation is available at xx |  |  |
| ZVQGD8A5QL7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows subject loan does meet the seasoning period requirements for a streamline refinance. Further details not provided. |  |  |
| ZVQGD8A5QL7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. |  |  |
| P8STE46L558 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4) | The mortgage insurance certificate is missing from the loan documents. |  |  |
| P8STE46L558 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not FHA insured. |  |  |
| P8STE46L558 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows a gift of xxK caused the loan to become ineligible due to the additional risk associated with the gift funds. Review of the AUS and file shows total verified assets of xx satisfying the cash to close requirement of xx. Verification of gift letter and receipt of wire transfer IAO xxK is in file. Further details are not available. |  |  |
| P8STE46L558 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by borrower is missing from the loan file. |  |  |
| W7RCP5QCWVW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations.<br>This loan failed the TRID disclosure delivery date validation test a revised loan estimate delivery date is before the initial loan estimate. |  |  |
| W7RCP5QCWVW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan is not insurable by the VA, as the interest rate on the subject loan was reduced by 2% and converting the amortization from fixed to ARM. The net tangible worksheet shows the interest of the existing mortgage was at 7.750% and the interest rate of the subject loan is at 5.750%. Further details not provided. |  |  |
| W7RCP5QCWVW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| W7RCP5QCWVW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase 0% tolerance test. Loan estimate dated xx/xx/2025 does not reflect Points - Loan Discount Fee. Post CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. <br> Subject loan is refinance case, originated on xx/xx/2025 and the 3-year SOL is active.<br>TRID violation due to decrease in lender credit in revised loan estimate dated xx/xx/2025. Initial LE dated xx/xx/2025 reflects lender credit at xx. Revised LE dated xx/xx/2025 reflects lender credit at xx. This is decrease of xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. <br> Subject loan is refinance case, originated on xx/xx/2025 and the 3-year SOL is active. |  |  |
| W7RCP5QCWVW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| RLE6YPX0F7C | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| RLE6YPX0F7C | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| RLE6YPX0F7C | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase, originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| RLE6YPX0F7C | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects the Points - Loan Discount Fee at xx. The CD dated xx/xx/2024 reflects the Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| RLE6YPX0F7C | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows the MI was rescinded. |  |  |
| OST31XA2MTB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | The loan failed the GSE (FNMA and Freddie Mac) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The test incorporates the following list of fees:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>The loan failed the QM lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. <br> The test incorporates the following list of fees:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| OST31XA2MTB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| OST31XA2MTB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase 0% tolerance test.<br> Initial LE dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2025 reflects Points - Loan Discount Fee at xx. <br> Initial LE dated xx/xx/2025 reflects Appraisal Fee at xx. Final CD dated xx/xx/2025 reflects Appraisal Fee at xx.<br> Initial LE dated xx/xx/2025 does not reflect Appraisal Re-Inspection Fee. Final CD dated xx/xx/2025 reflects Appraisal Re-Inspection Fee at xx.<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br>The subject loan is a refinance case, originated on xx/xx/2025, and the 3-year SOL is active. |  |  |
| OST31XA2MTB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| OST31XA2MTB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| OST31XA2MTB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | As per the seller tape, there is a title lien defect. The subject loan was originated on xx/xx/2025 and recorded on xx/xx/2025. According to UT, there is a prior mortgage on the property recorded on xx/xx/2025. Based on the subordination agreement recorded on xx/xx/2025, the prior mortgage has been subordinated to the subject mortgage. No other liens or mortgages were found against the subject property. |  |  |
| M2D62Q7GTU0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2025 does not reflect the appraisal re-inspection fee and reflects the appraisal fee at xx. The final CD dated xx/xx/2026 reflects an appraisal re-inspection fee at xx and an appraisal fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. Subject loan is refinance case, originated on xx/xx/2026 and the 3 year SOL is active. |  |  |
| M2D62Q7GTU0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| M2D62Q7GTU0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| M2D62Q7GTU0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows an unacceptable mortgage history. This is an FHA loan and borrower did not make the December 2025 payment for the prior mortgage. |  |  |
| M2D62Q7GTU0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. PH shows MI is active. |  |  |
| H0KQP7S4NGB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape and file show insufficient funds for the closing and were not satisfactorily documented. The bank statements in the file show xxK and the cash-to-close requirement of xx. Further details not provided. The subject loan originated on xx/xx/2020. |  |  |
| H0KQP7S4NGB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The appraisal report in the loan file is as is. Tape shows dampness in the basement during heavy rainfall by doors/exterior stairs. The 1004D and inspection report by a qualified professional are missing from the loan documents, and the final CD does not reflect the escrow holdback. |  |  |
| H0KQP7S4NGB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43.393%, as the borrower's income is xx and total expenses are in the amount of xx, and the loan was underwritten by LP (Locator #xx#362) and its recommendation is Eligible/Accept with a DTI of 43.39%. |  |  |
| H0KQP7S4NGB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| H0KQP7S4NGB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID Rate Lock Disclosure Delivery Date Test. (12 CFR §1026.19(e)(3)(iv)(D))<br> A disclosure advising of the revised interest rate, points, lender credits, and any other interest rate dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on xx/xx/2020.<br>The subject loan is a purchase, originated on xx/xx/2020 and the 1-year SOL has expired. |  |  |
| H0KQP7S4NGB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement is missing from the loan documents. |  |  |
| E8QQOXCXQQX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| E8QQOXCXQQX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Compliance Testing (Lvl 2) | The initial closing disclosure receipt date of xx/xx/2025, which is less than three business days before the consummation date of xx/xx/2025. |  |  |
| E8QQOXCXQQX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan file. |  |  |
| E8QQOXCXQQX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. The tape shows the subject is NOO, due to misrepresentation. Further details not provided. Elevated for client review. |  |  |
| 8RYIMSVTHLY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 8RYIMSVTHLY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Tape shows the subject loan MI was rescinded. |  |  |
| 8RYIMSVTHLY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. The tape shows the subject is NOO, due to misrepresentation. Further details not provided. Elevated for client review. |  |  |
| A1VA21MC1GL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test due. |  |  |
| A1VA21MC1GL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | Tape and file show the condo project is ineligible due to safety, soundness, and structural integrity. The inspection report shows multiple repairs, including but not limited to the deck having nail pops, cracks, chips, substrate damage, and holes. The balcony is in poor condition, having cracks and holes; the metal drip edges have paint delamination, rust, and corrosion. The support beam has cracks and damage. Soffit sheathing has staining and damage. The soffit stucco has cracks and voids. Signs of water intrusion on framing. The inspection report verifying the completion of work is missing. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| DI6TZR33SOQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| DI6TZR33SOQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 1JYYZQSUL28 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan failed GSE (Fannie Mae public guidelines) Predatory Lending Guidance as the loan failed the allowable points and fees test.<br>Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan failed GSE (Fannie Mae public guidelines) HOEPA Points and fees test due to fees charged xx exceed fees threshold of xx over by +xx.<br> The below fees were included in this test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| 1JYYZQSUL28 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 1JYYZQSUL28 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The appraisal report is subject to soundness and structural integrity as the property is ineligible due to safety. Tape and file show the subject property exhibited signs of infestation, settlement separation, water infiltration, dampness in the basement and behind siding, twisted walls, sloped flooring, and ceiling damage. An inspection report by a qualified professional is missing from the loan documents, and the final CD does not reflect the escrow holdback. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| FASBCHJTP15 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| FASBCHJTP15 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| FASBCHJTP15 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43.48%, the borrower income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (xx Pg#144), and its recommendation is "xx" with a DTI of 43.48%. |  |  |
| FASBCHJTP15 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 reflects the credit report fee at xx. The CD dated xx/xx/2022 reflects credit report fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2022, and the SOL is 1 year. |  |  |
| FASBCHJTP15 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| FASBCHJTP15 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Michigan | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| XLACOVXGR2Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| XLACOVXGR2Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx<br>The loan fails the Qualified Mortgage Lending Policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx |  |  |
| XLACOVXGR2Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID Rate Lock Disclosure Delivery Date Test. |  |  |
| XLACOVXGR2Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| LWHC12P3W23 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| LWHC12P3W23 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the subject loan closed with an LTV of 96% does not meet guidelines of Freddie Mac, as the existing mortgage paid was a private mortgage and not owned by Freddie Mac. Further details not provided. |  |  |
| LWHC12P3W23 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 3: Curable | \* LE/CD Issue date test Fail (Lvl 3) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date is less than three business days before the consummation date xx/xx/2025. |  |  |
| OBJWLCDCANN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| IB3KNRTP9FA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2025 does not reflect an appraisal re-inspection fee. The final CD dated xx/xx/2025 reflects an appraisal re-inspection fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case, originated on xx/xx/2025, and the 3-year SOL is active. |  |  |
| IB3KNRTP9FA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| IB3KNRTP9FA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | This loan failed the Pennsylvania license validation test due to the Pennsylvania HB 2179 requires non-exempt mortgage lenders engaged in the business of making mortgage loans to be licensed, effective November 5th, 2008.<br>The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| IB3KNRTP9FA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not FHA insured. |  |  |
| IB3KNRTP9FA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the FHA loan did not make the November payment, as it is now 30 days delinquent on the prior mortgage. Further details not provided. The subject loan originated on xx/xx/2025. |  |  |
| 6CJ3LJ0AGIC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 6CJ3LJ0AGIC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 6CJ3LJ0AGIC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 does not reflect Mortgage Broker Fee. Final CD dated xx/xx/2022 reflects Mortgage Broker Fee at xx. This is an increase fee in the amount of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| 6CJ3LJ0AGIC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 6CJ3LJ0AGIC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 48.36% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by LP (xx) and its recommendation is Accept with a DTI of 48.00%. |  |  |
| DPIWUW3GDT5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report is subject to the completion of the new flooring in the second-floor bathroom, and there are a few broken cabinet doors/door fronts in the kitchen and one of the bathrooms. The estimated cost to cure is available in the amount of xx. 1004D, or a structural inspection report by a licensed professional, is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| DPIWUW3GDT5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows a significant derogatory credit event. As per tape defect, the borrower had filed Chapter 11 bankruptcy and was discharged on xx/xx/2025. The subject loan was originated on xx/xx/2025. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. |  |  |
| DPIWUW3GDT5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| DPIWUW3GDT5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 600ZHU2CAUK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 45P4K2YLEFB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 45P4K2YLEFB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | The tape and appraisal report show that the appraised value is not supported by comparables, and the value is xxM. Comp #1, with a sales price of xxM, is closest to the subject property. XXXX search shows an estimated value of xxM. Current UPB is xx5K. |  |  |
| 8CHVGQKOGI0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 8CHVGQKOGI0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. The subject is an NOO purchase, originated on xx/xx/2024. |  |  |
| SIM7F5F1ZT9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TRID rate lock disclosure delivery date test. |  |  |
| SIM7F5F1ZT9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43%, as the borrower's income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU Locator xx#177, and its recommendation is Accept with a DTI of 49.826%. |  |  |
| SIM7F5F1ZT9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| XTWWUM6J9E5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| XTWWUM6J9E5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 2) | Home equity loan interest and fees pre-closing disclosure is missing from the loan documents. |  |  |
| XTWWUM6J9E5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Home Equity Consumer Disclosure is missing from the loan file (Lvl 2) | Home equity consumer disclosure is missing from the loan documents. |  |  |
| XTWWUM6J9E5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| XTWWUM6J9E5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Home Equity Loan Copies of Documents is missing from the loan file (Lvl 2) | Home equity loan copies of documents are missing from the loan documents. |  |  |
| XTWWUM6J9E5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan is not eligible for sale to Freddie Mac as the borrower had multiple mortgage late payments in the last 12 months. Further details are not provided. Subject loan was originated on xx/xx/2022. |  |  |
| XTWWUM6J9E5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2022 does not reflect the appraisal re-inspection fee. The final CD dated xx/xx/2022 reflects the appraisal re-inspection fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| XTWWUM6J9E5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 2) | Home equity loan notice of address for borrower notification of violation is missing from the loan documents. |  |  |
| XTWWUM6J9E5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | Notice of servicing transfer disclosure is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 2) | TRID tolerance test is incomplete as initial LE, revised LE, initial CD and revised CD are missing from the loan file. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account is missing from the loan file. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial LE (Lvl 2) | Initial loan estimate is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | Credit report is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Hazard insurance policy is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Credit | Other Disclosures | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | The list of service providers is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Credit | Underwriting | Active | 2: Acceptable with Warnings | \* Transmittal (1008) is Missing (Lvl 2) | Transmittal summary is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | Flood insurance certificate is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Initial Closing Disclosure (Lvl 2) | Initial closing disclosure is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling organizations disclosure is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Application Missing (Lvl 2) | Final application signed by the borrower is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Credit | Doc Issue | Active | 3: Curable | \* Note is missing or unexecuted (Lvl 3) | The original note is missing. The lost note affidavit is not available in the loan file. The loan was modified on xx/xx/2025. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TILA right of rescission test as right of rescission is missing from the loan file. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| JJQFK8W7PCQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oregon | xx | Valuation | Doc Issue | Active | 3: Curable | \* Missing Appraisal (Lvl 3) | Appraisal report is missing from the loan documents. Realtor search shows an estimated value of xxM. Current UPB xxK.<br> xx/xx/2026: Seller comment noted. Seller commented the loan closed with PIW. PIW is missing from the loan file. |  |  |
| KHE3T1VKJPE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| KHE3T1VKJPE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. Tape shows property is NOO due to misrepresentation. Further details were not provided. Elevated for client review. |  |  |
| KHE3T1VKJPE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| KHE3T1VKJPE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The subject loan closed without appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated amount of xxK. Current UPB is xxK. |  |  |
| A1TEZX5FF55 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| A1TEZX5FF55 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.33%, as the borrowers' income is xx and total expenses are in the amount of xx. The loan was underwritten by LP (xx.pdf_Pg#275), and its recommendation is "xx" with a DTI of 45.33%. |  |  |
| 3KUGKL7TZ8E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 3KUGKL7TZ8E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The tape and appraisal report show the central HVAC is currently not functional, and a missing section of fascia along the rear side and front and side step handrails are loose and considered a safety concern. The estimated cost to cure is available in the amount of xx. 1004D, or a structural inspection report by a licensed professional, is missing from the loan documents, and the final CD does not reflect the escrow holdback amount. |  |  |
| 3KUGKL7TZ8E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not FHA insured. |  |  |
| 3KUGKL7TZ8E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Georgia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.319% exceeds APR threshold of 9.170% over by +0.149%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the FHA qualified mortgage safe harbor threshold test due to APR calculated at 9.319% exceeds the APR threshold of 9.315% over by +0.004%. |  |  |
| 8U4S3KSGCKF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The seller's tape data shows EPD with respect to any mortgage loan that becomes thirty (30) days or more delinquent before the related mortgagor has made any of the first three (3) scheduled monthly payments due after the related closing date (such event, the "xx"), the seller. According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB is xx. Review shows ATR confirmed at time of origination. |  |  |
| 8U4S3KSGCKF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | The loan failed the GSE (FNMA and Freddie Mac) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The test incorporates the following list of fees:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>The loan failed the QM lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. <br> The test incorporates the following list of fees:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| X235CEGMUMJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| R08WCY10XBF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| R08WCY10XBF | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The appraisal report is subject to. The photo addendum shows water damage on the ceiling and wall. The estimated cost to cure is not available in the loan file. The 1004D and inspection report by a qualified professional are missing from the loan documents, and the final CD does not reflect the escrow holdback. |  |  |
| 032URUBXFXC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 032URUBXFXC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| 032URUBXFXC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | The loan failed the GSE (FNMA and Freddie Mac) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. <br> The test incorporates the following list of fees:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx.<br>The loan failed the QM lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. <br> The test incorporates the following list of fees:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx. |  |  |
| 032URUBXFXC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. The tape shows the subject is NOO due to occupancy misrepresentation. Further details not provided. Elevated for client review. |  |  |
| VO575H0BPPY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2) | The loan failed FHA QM safe harbor test due to APR calculated 7.840% exceeds disclosed APR of 7.090% variance by 0.750%. |  |  |
| VO575H0BPPY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Rebuttable Presumption - defined by loan findings (Lvl 3) | The loan failed the FHA QM rebuttable presumption test due to the fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Application Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Validation Services Fee paid by Borrower: xx. |  |  |
| VO575H0BPPY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | The loan failed the GSE (Freddie Mac public guidelines) QM points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Application Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Validation Services Fee paid by Borrower: xx.<br>The loan failed the qualified mortgage lending policy points and fees test due to fees charged of xx exceed the fees threshold of xx over by +xx.<br> The below fees were included in the test:<br> Application Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Validation Services Fee paid by Borrower: xx. |  |  |
| VO575H0BPPY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| VO575H0BPPY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD dated xx/xx/2026 reflects cash to the borrower in the amount of xx. |  |  |
| VO575H0BPPY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| VO575H0BPPY | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Subject originated xx/xx/2026. Reaching out to seller for copy of FHA connection. <br> xx/xx/2026: Seller confirmed that the subject loan is not insured. |  |  |
| 7BF5OVWW05O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock provided expired on xx/xx/2025 and the loan closed on xx/xx/2025. No lock extension found. |  |  |
| 7BF5OVWW05O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan exceeded the maximum allowable 80% LTV for a cash-out transaction. Review of the file shows the subject loan was approved at 70% LTV. Subject originated on xx/xx/2025. |  |  |
| 0BMXI80SH7Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Subject loan is NOO and purchase transaction originated on xx/xx/2025. Seller confirmed no lease agreement is available and the rental income was calculated using XXXX report. |  |  |
| 0BMXI80SH7Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Valuation | Property | Active | 4: Unacceptable | \* Property Marketability Issues (Lvl 4) | Tape and files show the subject is in C5 condition due to significant deferred maintenance that materially affects livability and marketability and had multiple interior and exterior repairs. 1004D/inspection reports by a qualified professional are missing from the loan documents, and the final CD does not reflect the escrow holdback. Field review shows deferred maintenance costs of up to xxK. |  |  |
| AOHLET81GT3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| AOHLET81GT3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| AOHLET81GT3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| DRUPQQ9E2MH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| O5C23I0YWKW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| O5C23I0YWKW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| BIM7WNSKPEG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Massachusetts | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| BIM7WNSKPEG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Massachusetts | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | TRID violation due to decrease in lender credit on closing disclosure dated xx/xx/2022. The initial LE dated xx/xx/2022 reflects Lender Credit at xx. Final CD dated xx/xx/2022 reflects Lender Credit at xx. This is a decrease of - xx for a fee that has a 0% tolerance test. A valid COC is missing from the loan file. The subject loan is a refinance, originated on xx/xx/2022 and the 3-year SOL has expired. |  |  |
| BIM7WNSKPEG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Massachusetts | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan met XXXX Jumbo guidelines at the time of origination; XXXX later updated requirements to include both the broker and seller on certain documents. Review of the file shows the loan was originated through a mortgage broker. Further details not provided. Subject originated on xx/xx/2022. |  |  |
| ZVZCDRONT08 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| ZVZCDRONT08 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan met XXXX Jumbo guidelines at the time of origination; XXXX later updated requirements to include both the broker and seller on certain documents. Review of the file shows the loan was originated through a mortgage broker. Further details not provided. Subject originated on xx/xx/2022. |  |  |
| 3ZQI8GF4KL9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan met XXXX Jumbo guidelines at the time of origination; XXXX later updated requirements to include both the broker and seller on certain documents. Review of the file shows the loan was originated through a mortgage broker. Further details not provided. Subject originated on xx/xx/2022. |  |  |
| 3ZQI8GF4KL9 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| MOKTAB05BC5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The TRID violation due to a decrease in lender credit on the closing disclosure dated xx/xx/2022. The initial LE dated xx/xx/2022 reflects lender credit at xx; the final CD dated xx/xx/2022 reflects lender credit at xx. This is a decrease of +xx for the fee, which has a 0% tolerance test. The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 does not reflect appraisal - 2nd appraisal fee. The CD dated xx/xx/2022 reflects appraisal - 2nd appraisal fee is xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| MOKTAB05BC5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. The subject loan is a refinance, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| MOKTAB05BC5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| MOKTAB05BC5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| MOKTAB05BC5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows investor guidelines required wholesale loans to include the broker and the seller on a couple of documents, and only the seller was included. Further details not provided. Subject loan originated on xx/xx/2022. |  |  |
| 5VSDKXLIHES | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | Compliance is failing for state regulations PA license validation test. |  |  |
| 5VSDKXLIHES | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | Tape and file show a special assessment planned for roof damage for the subject condo project. The amount of the special assessment is not available in the condo questionnaire. Subject loan closed with PIW. Final inspection report from a licensed professional verifying the completion of repairs is missing from the loan file. Final CD does not reflect any escrow holdback. |  |  |
| 5VSDKXLIHES | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| R7Y25UAY43I | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| R7Y25UAY43I | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Missouri | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| PDA15Z0FKOQ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Minnesota | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The tape and condo questionnaire show the subject condo project's association repairs were not completed and documented as a special assessment to complete this work in the amount of xxM. The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. The current UPB is xxK. |  |  |
| NDZ4CELVD8O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| NDZ4CELVD8O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase State Regulations Test Failed (Lvl 2) | Loan failed the New Jersey Mortgage Banker or Correspondent Mortgage Banker License prohibited fees test. The below fees were included in the test:<br> Processing Fee paid by Borrower: xx<br> Title - Tracking Discharge of Mortgages paid by Borrower: xx<br> Title- Closing Protection Letter paid by Borrower: xx<br> Title- Flood Cert Fee paid by Borrower: xx<br> Title- Notice of Settlement paid by Borrower: xx<br> Title- Tax Certificate paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx<br> Verification of Employment paid by Borrower: xx. |  |  |
| NDZ4CELVD8O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NDZ4CELVD8O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | The flood certificate is missing from the loan documents. |  |  |
| NDZ4CELVD8O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID Rate Lock Disclosure Delivery Date Test. |  |  |
| NDZ4CELVD8O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.94%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 44.94%. |  |  |
| A8K9FF2LD6N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | Flood certification is missing from the loan documents. |  |  |
| A8K9FF2LD6N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| A8K9FF2LD6N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 60.946%, as the borrower's income is xx, and total expenses are in the amount of xx. The loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 60.94%. |  |  |
| A8K9FF2LD6N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 07JRNJHYUX3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx.<br> The subject loan is a refinance case, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| 07JRNJHYUX3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 49.62% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by LP xx and its recommendation is Accept with a DTI of 50%. |  |  |
| 07JRNJHYUX3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 07JRNJHYUX3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges in total cannot increase more than a 10% tolerance test. The LE dated xx/xx/2022 reflects the sum of Section C fees and recording fees at xx. The CD dated xx/xx/2022 reflects the sum of Section C and the recording fee at xx. This is a cumulative increase of +xx for charges that in total cannot increase more than 10% of the test. The COC for an increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2022, and the 3-year SOL has expired. |  |  |
| 07JRNJHYUX3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 3) | Home equity loan interest and fees pre-closing disclosure is missing from the loan documents. |  |  |
| 07JRNJHYUX3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | Flood certificate is missing from the loan documents. |  |  |
| 07JRNJHYUX3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Consumer Disclosure is missing from the loan file (Lvl 3) | Home equity consumer disclosure is missing from the loan documents. |  |  |
| 07JRNJHYUX3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 3) | Home equity loan notice of address for borrower notification of violation is missing from the loan documents. |  |  |
| 07JRNJHYUX3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Loan Copies of Documents is missing from the loan file (Lvl 3) | Home equity loan copies of documents are missing from the loan documents. |  |  |
| TTP1Q9IEZC5 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 3: Curable | \* HUD-1 Closing Statement missing or unsigned (Lvl 3) | Final HUD-1 reflects points and fees are handwritten and not signed by the borrower. |  |  |
| TTP1Q9IEZC5 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The HUD-1 dated xx/xx/2004, reflects cash to in the amount of xx. |  |  |
| TTP1Q9IEZC5 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Valuation |  | Active | 3: Curable | \* Property type is inconsistent with the tape (Lvl 3) | Tape shows single family and appraisal shows manufactured home. |  |  |
| TTP1Q9IEZC5 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Valuation | Property | Active | 4: Unacceptable | \* Property is Manufactured Housing (Lvl 4) | As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The ALTA 7 endorsement is not attached to the final title policy. The legal description attached to the subject mortgage does not show the VIN or serial number. The affidavit of affixation is not available to confirm whether the mobile home is affixed to a permanent foundation. |  |  |
| LZKHX5ROO4T | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final HUD-1 dated xx/xx/2007 reflects cash to the borrower in the amount of xx. |  |  |
| LZKHX5ROO4T | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. |  |  |
| LZKHX5ROO4T | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds. |  |  |
| LZKHX5ROO4T | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| SFZ0M05W78K | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx Calculated finance charge is xx for an under disclosed amount of - xx. |  |  |
| PAE7NXQ9074 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not insured. |  |  |
| PAE7NXQ9074 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | This loan failed the FHA tax service fee test. <br> The below fee was included in the test:<br> Tax Service Fee paid by Borrower: xx. |  |  |
| PAE7NXQ9074 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TILA finance charge test. Finance charge disclosed on Final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. |  |  |
| NKQGXWM47IC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| NKQGXWM47IC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days before the consummation date. |  |  |
| NKQGXWM47IC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the UFMIP was split into financed and paid portions, which is not allowed per HUD guidelines. Further details not provided. Subject originated on xx/xx/2016. |  |  |
| NKQGXWM47IC | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. |  |  |
| 7HVUUAGN66Y | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 7HVUUAGN66Y | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. The PH does not have MI payments information. |  |  |
| 7HVUUAGN66Y | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* ROR not hand dated by borrower(s) (Lvl 2) | ROR not hand-dated by borrower. |  |  |
| 7HVUUAGN66Y | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. The loan failed the TILA foreclosure rescission finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. |  |  |
| 7HVUUAGN66Y | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows servicing repurchase due to a loan being serviced under a repayment plan that is not eligible under the MPF Program. No details of a repayment plan in the file or collection comments. Further details are not provided. |  |  |
| 8QNYHUR6N0V | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 8QNYHUR6N0V | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TILA right of rescission test, as the ROR is missing from the loan documents. |  |  |
| 8QNYHUR6N0V | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| 8QNYHUR6N0V | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report was completed 'subject to' since the property is under construction. The available 1004D shows that all items have been completed except for the kitchenette on the lower level. The cost to cure has not been provided. A revised 1004D is missing from the loan file. A XXXX search shows an estimated value of xxK. The current UPB is xxK |  |  |
| Y3QRY5BGWUF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| Y3QRY5BGWUF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows Repurchase - Balloon reset mortgage reached maturity, and no reset documents have been applied to Freddie, nor has mod been completed. The loan was not modified since origination. As per the balloon rider located at "xx", the maturity date extends to xx/xx/2033. |  |  |
| Y3QRY5BGWUF | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA foreclosure rescission finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. |  |  |
| 1BDMGGDGLAJ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final HUD-1 dated xx/xx/2005 reflects cash to in the amount of xx. |  |  |
| 1BDMGGDGLAJ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| XDVNG0N750A | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | On the GSE fee violations, these loans are NOT failing Federal, State, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds. |  |  |
| XDVNG0N750A | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| Y6OKT5ZISNX | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| Y6OKT5ZISNX | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final HUD-1 dated xx/xx/2004 reflects cash to in the amount of xx. |  |  |
| 825VRJJ145F | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. Final HUD-1 dated xx/xx/2005 reflects cash to in the amount of xx. |  |  |
| R2S0ZJYO78Q | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. Final HUD-1 dated xx/xx/2005 reflects cash to in the amount of xx. |  |  |
| UBXJ82671NH | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. |  |  |
| 1R80S58TYGE | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test: On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds. |  |  |
| 1R80S58TYGE | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HUBOBK3TXBQ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| HUBOBK3TXBQ | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | Credit report is missing from loan documents. |  |  |
| 9VPP220QD0O | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. Final HUD-1 dated xx/xx/2005 reflects cash to in the amount of xx. |  |  |
| IRUMCOU5IZC | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| IRUMCOU5IZC | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. |  |  |
| RRR0GIMH3V4 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final HUD-1 dated xx/xx/2007 reflects cash to in the amount of xx. |  |  |
| BBFVMSQXP70 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Valuation | Property | Active | 2: Acceptable with Warnings | \* Property is Manufactured Housing (Lvl 2) | As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The manufactured home rider attached with the recorded mortgage located at "xx" states that the manufactured home with serial # XXXX andXXXX has been affixed to the permanent foundation. The ALTA 7 endorsement is attached with the final title policy. |  |  |
| I4500I86AD9 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| I4500I86AD9 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Valuation | Property | Active | 2: Acceptable with Warnings | \* Property is Manufactured Housing (Lvl 2) | As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The manufactured home rider attached to the recorded mortgage located at "xx" states that the manufactured home with serial # XXXX AND XXXX has been affixed to the permanent foundation. |  |  |
| U6RA25FIOKT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arkansas | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final HUD-1 dated xx/xx/2007 reflects cash to in the amount of xx. |  |  |
| U6RA25FIOKT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| G3QDRL2P2PH | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| G3QDRL2P2PH | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows an increase in property tax. Revised DTI is 45.6%. Further details not provided. |  |  |
| G3QDRL2P2PH | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. The PH does not have MI payments information. |  |  |
| JXEFBY6AHD4 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| JXEFBY6AHD4 | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test. On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds. |  |  |
| XZ3S126J3TA | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test. On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds. |  |  |
| XZ3S126J3TA | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| XZ3S126J3TA | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. PH does not show MI payments.<br>4-8-2026: Seller confirmed the loan is not insured. |  |  |
| 4F04YJBJVRV | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | This loan is not failing predatory lending laws. It only exceeds the GSE points and fees test: On the GSE fee violations, these loans are not failing federal, state, or local predatory lending laws. There is no assignee liability since they did not exceed those thresholds. |  |  |
| 4F04YJBJVRV | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final HUD-1 dated xx/xx/2008 reflects cash in the amount of xx. |  |  |
| 4F04YJBJVRV | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 2) | The loan fails the tax service fee test.<br> The below fee was included in the test:<br> Tax Related Service Fee paid by Borrower: xx |  |  |
| 4F04YJBJVRV | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 4F04YJBJVRV | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status.<br>04-xx: Seller confirmed the loan is not insured. |  |  |
| KF4NU5DBZQT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| DAC6Y14IFGO | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| RW8CDQMGL7M | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| AVWV6EOYY6G | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arkansas | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| ZRQEO2LO51Y | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| ZRQEO2LO51Y | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the subject loan originator of the new mortgage must be the servicer of the existing loan. Further details not provided. |  |  |
| N5C2M5IUGEU | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the borrower owned 5-10 financed properties at the time of closing, and the loan is a cash-out transaction on an investment property and did not meet the lender xx. Further details not provided. Subject originated on xx/xx/2013. |  |  |
| JJH0Q8DB2CM | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan file. |  |  |
| JJH0Q8DB2CM | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arkansas | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal is missing from the loan file. |  |  |
| HDTLJROAX9N | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Kansas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the borrower owned 5-10 financed properties at the time of closing, and the subject loan was originated with an LTV of 75%. Further details not provided. Subject originated on xx/xx/2013. |  |  |
| Y2BZ3VO8P43 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| Y2BZ3VO8P43 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | California | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Good Faith Estimate is Missing (Lvl 2) | Initial GFE is missing from the loan documents. |  |  |
| Y2BZ3VO8P43 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Subject is an ARM loan. Tape shows the lender did not use the state-specific ARM disclosure. Review of the loan files shows ARM disclosure is available in the loan documents. Further details are not provided. Subject loan originated on xx/xx/2015. |  |  |
| Y2BZ3VO8P43 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to calculated finance charge of xx exceeds the disclosed finance charge of xx by - xx. <br> The loan failed the TILA APR test due to APR calculated at 3.682% exceeds the disclosed APR of 3.353% by -0.329%. |  |  |
| Y2BZ3VO8P43 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| OF1DGV6T0NT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. |  |  |
| OF1DGV6T0NT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arizona | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the borrower is employed by a family member and needs 2 years of tax returns. Further details not provided. The subject loan was originated on xx/xx/2013. |  |  |
| OF1DGV6T0NT | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 9XVVX1MSML4 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| 9XVVX1MSML4 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Arkansas | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | Servicing transfer disclosure is missing from the loan documents. |  |  |
| 9XVVX1MSML4 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Arkansas | xx | Credit | Other Disclosures | Active | 2: Acceptable with Warnings | \* Missing Required Disclosures (Lvl 2) | The settlement service providers list is missing from the loan documents. |  |  |
| 9XVVX1MSML4 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Arkansas | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report is subject to the replacement of broken windows. The estimated cost to cure is xx. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback. |  |  |
| 9XVVX1MSML4 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Arkansas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not FHA insured. |  |  |
| 9XVVX1MSML4 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | Loan fails Tax Service Fee Test due to fees charged (xx) exceeding fees threshold of xx over by +xx. The below fee was included in the test:<br> Tax Service Fee paid by Borrower: xx |  |  |
| 9XVVX1MSML4 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx. |  |  |
| WY2ZXWKS9N9 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| WY2ZXWKS9N9 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| WY2ZXWKS9N9 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Good Faith Estimate missing or unexecuted (Lvl 2) | Final GFE is missing from the loan documents. |  |  |
| WY2ZXWKS9N9 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan document. |  |  |
| WY2ZXWKS9N9 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA foreclosure rescission finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. |  |  |
| DTBAG6VIKP5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling organizations disclosure is missing from the loan documents. |  |  |
| DTBAG6VIKP5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by - xx.<br> The subject loan is a purchase case, originated on xx/xx/2014, and the 1-year SOL has expired. |  |  |
| DTBAG6VIKP5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| DTBAG6VIKP5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| DTBAG6VIKP5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Texas | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | Notice of servicing transfer disclosure is missing from the loan documents. |  |  |
| FC0HXAYNMYI | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling organizations disclosure is missing from the loan documents. |  |  |
| FC0HXAYNMYI | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. |  |  |
| FC0HXAYNMYI | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report is subject to as follows: The improvement section of the subject property shows that scraping and painting is required while all loose and peeling paint from the subject's exterior siding need to be repaired. The estimated cost to cure is not available in the loan file. The 1004D/completion report is missing from the loan documents. The HUD-1 does not reflect escrow holdback. |  |  |
| FC0HXAYNMYI | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | Notice of servicing the transfer disclosure is missing from the loan documents. |  |  |
| VV6YSWMZFHF | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | Intent to proceed is missing from the loan documents. |  |  |
| VV6YSWMZFHF | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Compliance Testing (Lvl 2) | This loan failed the tax service fee test due to the loan charges a tax service fee. Mortgagors may not pay a tax service fee on mortgages endorsed for FHA-insurance. |  |  |
| VV6YSWMZFHF | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Valuation | Property | Active | 2: Acceptable with Warnings | \* Property is Manufactured Housing (Lvl 2) | As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The manufactured home rider attached with the recorded mortgage located at "xx" states that the manufactured home with serial # xx has been affixed to the permanent foundation. |  |  |
| VV6YSWMZFHF | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling organizations disclosure is missing from the loan documents. |  |  |
| VV6YSWMZFHF | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not FHA insured. |  |  |
| VV6YSWMZFHF | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report in the loan file is as is; the photo addendum shows trim on the eave and damaged siding that needs to be repaired. The estimated cost to cure is not available in the loan file. The 1004D, or an engineer inspection report, is missing from the loan documents, and the final HUD-1 does not reflect the escrow holdback amount. |  |  |
| VV6YSWMZFHF | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the AUS run with the incorrect FHA case # could not be rerun due to expired credit documents. Further details not provided. The subject loan was originated on xx/xx/2015. |  |  |
| 5QRGMCYOE80 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing Appraisal (Lvl 2) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| 5QRGMCYOE80 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| 5QRGMCYOE80 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 5QRGMCYOE80 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Good Faith Estimate is Missing (Lvl 2) | Initial GFE is missing from the loan documents. |  |  |
| 5QRGMCYOE80 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling disclosure is missing from loan documents. |  |  |
| 5QRGMCYOE80 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Truth in Lending Disclosure is Missing (Lvl 2) | Initial TIL is missing from the loan documents. |  |  |
| 07YG235RZD7 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 07YG235RZD7 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 07YG235RZD7 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 07YG235RZD7 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Texas | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Notice of Servicing Transfer missing or unexecuted (Lvl 2) | The servicing transfer disclosure is missing from the loan documents. |  |  |
| 07YG235RZD7 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | The loan failed the TILA finance charge test due to the calculated finance charge of xx exceeding the disclosed finance charge of xx by xx. |  |  |
| 07YG235RZD7 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Texas | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Good Faith Estimate missing or unexecuted (Lvl 2) | The final good faith estimate is missing from the loan document. |  |  |
| Y2Q2SBBYB99 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Good Faith Estimate missing or unexecuted (Lvl 2) | The final GFE is missing from the loan file. |  |  |
| Y2Q2SBBYB99 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Homeownership Counselling Disclosure is missing. (Lvl 2) | Homeownership counseling organizations disclosure is missing from the loan documents. |  |  |
| Y2Q2SBBYB99 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA APR test due to APR calculated 4.253% exceeds APR threshold 4.381% under disclosed by -0.128%. |  |  |
| Y2Q2SBBYB99 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xx. Further details not provided. |  |  |
| Y2Q2SBBYB99 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. The PH does not have MI payments information. |  |  |
| 14GLGBH7SEI | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Good Faith Estimate missing or unexecuted (Lvl 2) | The final good faith estimate is missing from the loan documents. |  |  |
| 14GLGBH7SEI | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. |  |  |
| 14GLGBH7SEI | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | The hazard insurance policy is missing from the loan documents. |  |  |
| 14GLGBH7SEI | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the borrower's minimum investment into the transaction was not met as per FHA guidelines. Further details not provided. |  |  |
| 14GLGBH7SEI | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. |  |  |
| 0VKNZP4TYB7 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Valuation | Property | Active | 2: Acceptable with Warnings | \* Property is Manufactured Housing (Lvl 2) | As per the appraisal report, which is located at "xx" the subject property type is a manufactured home. The manufactured home rider and affidavit of affixation attached to the recorded mortgage located at "xx" state that the manufactured home with serial # XXXX has been affixed to the permanent foundation. |  |  |
| 0VKNZP4TYB7 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final HUD-1 dated xx/xx/2015 reflects cash to in the amount of xx. |  |  |
| 0VKNZP4TYB7 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.791% exceeds the APR threshold of 5.460% over by +0.331%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). <br>The loan failed the qualified mortgage safe harbor threshold test due to the calculated APR of 5.791% exceeds the APR threshold of 5.460% over by +0.331%. |  |  |
| 0VKNZP4TYB7 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file shows final AUS recommendation is "Refer," Unable to re-run AUS. Further details not provided. |  |  |
| 0VKNZP4TYB7 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. |  |  |
| 0VKNZP4TYB7 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Kansas | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4) | FHA mortgage insurance certificate is missing from the loan documents. |  |  |
| DRZSC449FY1 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape and appraisal report show that the comps selected are not similar, and the appraiser used large adjustments to arrive at an appraised value of xxK. Comp #3 with a sales price of xxK is closest to the subject property. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| DRZSC449FY1 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| DRZSC449FY1 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Valuation | Property | Active | 2: Acceptable with Warnings | \* Property is Manufactured Housing (Lvl 2) | The home is affixed to the land. As per appraisal report located at xx the subject property is a manufactured home. The manufactured home rider attached with the recorded mortgage located at "xx" states that the manufactured home with serial # xx has been affixed to the permanent foundation. |  |  |
| DRZSC449FY1 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Compliance Testing (Lvl 2) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date being provided and the initial closing disclosure receipt date being less than three business days before the consummation date. |  |  |
| DRZSC449FY1 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2015 does not reflect mobile home transfer fees [custom fee]. The CD dated xx/xx/2015 reflects mobile home transfer fees [custom fee] at xx. This is an increase in fees of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2015, and the 1-year SOL has expired. |  |  |
| DRZSC449FY1 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Oklahoma | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | The initial escrow account disclosure signed by the borrower is missing from the loan documents. |  |  |
| 4AEZ361GMM5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| 4AEZ361GMM5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Compliance Testing (Lvl 2) | This loan failed the initial closing disclosure delivery date test as the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business<br> days before the consummation date. |  |  |
| 4AEZ361GMM5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 4AEZ361GMM5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | Intent to proceed is missing from loan documents. |  |  |
| 4AEZ361GMM5 | xx | xx | xx | XXXX | xx | xx | xx | QM | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TILA right of rescission test, as the ROR is missing from the loan documents. |  |  |
| R8SDF38WVK1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 47.16% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by Locator LP Full Feedback Certificate Response.htm_xx and its recommendation is Accept with a DTI of 47%. |  |  |
| R8SDF38WVK1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| R8SDF38WVK1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape show in DU UFMIP is incorrect, as it cannot be re-run due to expired documents. Further details not provided. The subject loan originated on xx/xx/2016. |  |  |
| R8SDF38WVK1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not FHA insured. |  |  |
| R8SDF38WVK1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2016 reflects a point-loan discount fee at xx and a pest inspection fee at xx. The CD dated xx/xx/2016 reflects a point-loan discount fee of xx and a pest inspection fee of xx. This is an increase in fee of xx for charges that cannot increase. The COC for an increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2016, and the 1-year SOL has expired. |  |  |
| ZZYS2F2O5QN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 5.521% exceeds APR threshold of 5.190% over by +0.331%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d).<br>Loan failed the OK HOEPA higher-priced mortgage loan test due to an APR calculated at 5.521% exceeds APR threshold of 5.190% over by +0.331%.<br>Loan failed the qualified mortgage safe harbor threshold test due to APR calculated at 5.521% exceeds the APR threshold of 5.190% over by +0.331%. |  |  |
| ZZYS2F2O5QN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 2) | Initial escrow account disclosure is missing from the loan documents. |  |  |
| ZZYS2F2O5QN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase case, originated on xx/xx/2016, and the 1-year SOL has expired. |  |  |
| ZZYS2F2O5QN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape shows the loan is uninsurable by the FHA as the subject loan does not meet the seasoning period requirements between the last transaction of the property and the subject loan. The review of the appraisal report shows the date of the prior transaction of the subject was xx/xx/2015 with a sales price of xx and the subject loan closed on xx/xx/2016 with a sales price of xx. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| ZZYS2F2O5QN | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not FHA insured. |  |  |
| TG401HKGNRO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| TG401HKGNRO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | TRID violation due to decrease in lender credit on CD dated xx/xx/2016. The initial LE dated xx/xx/2016 reflects lender credit at xx. The final CD dated xx/xx/2016 reflects lender credit at xx. This is a decrease of - xx for the fee, which has a 0% tolerance test. A valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is refinance case, originated on xx/xx/2016 and the 3 year SOL has expired. |  |  |
| TG401HKGNRO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Tape shows appraisal error. Review of the file shows the appraisal is in as-is condition with no deferred maintenance and damage. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| TG401HKGNRO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 53.74%, as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU (Locator # neto.pdf_xx |  |  |
| BQ94TVWOMRA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date of xx/xx/2016 is less than three business days before the consummation date of xx/xx/2016. |  |  |
| BQ94TVWOMRA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| BQ94TVWOMRA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| BQ94TVWOMRA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| BQ94TVWOMRA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Tape shows the 2nd appraisal fee the borrower was charged. File missing 2nd appraisal. Further details not provided. XXXX search shows an estimated value of xxM. Current UPB is xxK. |  |  |
| BQ94TVWOMRA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Compliance Testing (Lvl 3) | Tape and the Infinity CE report show the loan failed the initial closing disclosure delivery date test. Further details not provided. Subject originated on xx/xx/2016. |  |  |
| B6K80PBFXT5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* LE/CD Issue date test Fail (Lvl 2) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date of xx/xx/2016 is less than three business days before the consummation date of xx/xx/2016. |  |  |
| B6K80PBFXT5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| B6K80PBFXT5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The subject loan reflects an LTV of 80% for a second home, which exceeds investor eligibility guidelines and is not eligible for sale. Further details not provided. |  |  |
| HN8E1Q80S84 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Seller confirmed the subject loan is not insured by the VA.<br> xx/xx/2026 : Seller confirmed loan originated as VA, but VA denied due to borrower not serving the minimum time required for benefit. |  |  |
| HN8E1Q80S84 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape and file show the subject did not meet the VA 210-day seasoning period. Subject closed on xx/xx/2016. |  |  |
| 1ZWXIBG6RG2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. <br> Initial LE dated xx/xx/2020 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx.<br> Initial LE dated xx/xx/2020 reflects Transfer Taxes at xx. Final CD dated xx/xx/2021 reflects Transfer Taxes at xx.<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2021 and the 3-year SOL has expired. |  |  |
| 1ZWXIBG6RG2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 1ZWXIBG6RG2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 1ZWXIBG6RG2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 43.14% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU xx |  |  |
| 1ZWXIBG6RG2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| RC8X4NB70RD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. The subject is an NOO purchase originated on xx/xx/2016. |  |  |
| RC8X4NB70RD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Idaho | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape show loan did not meet the 720 minimum credit score requirement for 5-10 financed properties. Further details not provided. The subject loan originated as NOO on xx/xx/2016. |  |  |
| TRFEUH9KZSP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show the subject loan closed as NOO with an LTV of 90.25% on a cash-out refinance. Further details not provided. The subject loan was originated on xx/xx/2020. |  |  |
| TRFEUH9KZSP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. The subject is a NOO refinance originated on xx/xx/2020. |  |  |
| BIRE70UQJIE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan was closed with an FHA case number assigned to a different property, and the new FHA case number was never ordered on the subject property. Further details not provided. Subject loan was originated on xx/xx/2016. |  |  |
| BIRE70UQJIE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TRID rate lock disclosure delivery date test. |  |  |
| BIRE70UQJIE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| BIRE70UQJIE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not FHA insured. |  |  |
| 0VSBNA8EG5R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 0VSBNA8EG5R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2022 does not reflect points - loan discount fee. The CD dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired. |  |  |
| 0VSBNA8EG5R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 0VSBNA8EG5R | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing flood cert (Lvl 3) | The flood certification document is missing from the loan documents. |  |  |
| H8ZV2W3VF33 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TRID rate lock disclosure delivery date test. |  |  |
| H8ZV2W3VF33 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | Intent to proceed is missing from the loan documents. |  |  |
| H8ZV2W3VF33 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | The tape shows the subject loan is not USDA insured. |  |  |
| ROAOYPI1GVP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Credit | Credit | Active | 4: Unacceptable | \* VA insurance is not active (Lvl 4) | Tape shows subject loan is not insured as previous loan was never insured with VA. Further details not provided. Subject loan was originated on xx/xx/2017. |  |  |
| DRF7MDJD0NK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | TRID violation due to decrease in lender credit on CD dated xx/xx/2017. Initial LE dated xx/xx/2017 reflects lender credit at xx. Final CD dated xx/xx/2017 does not reflect lender credit. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2017 and the 1-year SOL has expired. |  |  |
| DRF7MDJD0NK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial 1003 is missing from the loan document. |  |  |
| DRF7MDJD0NK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID Rate Lock Disclosure Delivery Date Test. |  |  |
| DRF7MDJD0NK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not FHA insured. PH does not shows MI payments. |  |  |
| DRF7MDJD0NK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Qualified Mortgage DTI exceeds 43% (Lvl 3) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 47.48% as the borrower's income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU and its recommendation is Approve/Eligible with a DTI of 47.48%. |  |  |
| DRF7MDJD0NK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| DRF7MDJD0NK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | This loan failed the initial closing disclosure delivery date test as the initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business<br> days before the consummation date. |  |  |
| DRF7MDJD0NK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan is uninsurable by the FHA, the property was flipped, and a second appraisal was not obtained. The appraisal report shows the date of the prior transaction of the subject was on xx/xx/2017, and the subject loan closed on xx/xx/2017 with a sales price of xxK. Major improvements like new cabinets, granite countertops, and new tile flooring installed. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| YOYYEJET0WS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| YOYYEJET0WS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Right of Rescission missing or unexecuted (Lvl 3) | The right of rescission is missing from the loan file. |  |  |
| YOYYEJET0WS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| YOYYEJET0WS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TILA Test Failed (Lvl 3) | Loan failed the TRID rate lock disclosure delivery date test. The subject loan is a refinance, originated on xx/xx/2024, and the SOL is 3 years. |  |  |
| YOYYEJET0WS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects the points - loan discount fee at xx. The CD dated xx/xx/2024 reflects points - loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance, originated on xx/xx/2024, and the SOL is 3 years. |  |  |
| YOYYEJET0WS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| 6YX0KRE331Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 6YX0KRE331Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.99%, as the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx and its recommendation is "Approve/Eligible" with a DTI of 49.99%. |  |  |
| 6YX0KRE331Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 6YX0KRE331Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA finance charge test. Finance charge disclosed on final CD as xx. Calculated finance charge is xx for an under disclosed amount of - xx. Subject loan is a purchase case, originated on xx/xx/2017 and the 1-year SOL has expired. |  |  |
| ABB2PZP5JIH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 2) | Home equity loan notice of address for borrower notification of violation is missing from the loan documents. |  |  |
| ABB2PZP5JIH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Home Equity Loan Copies of Documents is missing from the loan file (Lvl 2) | Home equity loan copies of documents are missing from the loan documents. |  |  |
| ABB2PZP5JIH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| ABB2PZP5JIH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 43.74%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU located at QC xx and its recommendation is Approve/Eligible with a DTI of 43.74%. |  |  |
| ABB2PZP5JIH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | Intent to proceed is missing from the loan documents. |  |  |
| ABB2PZP5JIH | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 2) | Home equity loan interest and fees pre-closing disclosure is missing from the loan documents. |  |  |
| V23EJW4E8BS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is a NOO purchase. Subject originated on xx/xx/2018. |  |  |
| V23EJW4E8BS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 9G3EWW236VL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43.28%, the borrower income is xx, and total expenses are in the amount of xx and the loan is manual underwritten. |  |  |
| 9G3EWW236VL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Hazard insurance is missing from the loan documents. |  |  |
| 9G3EWW236VL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 9G3EWW236VL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 9G3EWW236VL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | Subject loan closed without an appraisal. The PIW disclosure signed by the borrower or the appraisal waiver is missing from the loan documents. XXXX search reflects an estimated value of xxK. Current UPB is xxK. |  |  |
| YYYR8ELLU6K | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Valuation | Property | Active | 3: Curable | \* Property is Commercial Prop (Lvl 3) | Tape and appraisal report show the subject property is an SFR located on a XXXX-acre lot and is identified as agriculture-use property XXXX and other real estate websites do not reflect estimated property value. The legal description mentioned on deed and subject mortgage is consistent and shows the subject property is 240 acres, more or less. Current UPB is xxK. Subject originated xx/xx/2019. 0X30 last 24 months. |  |  |
| YYYR8ELLU6K | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 9ANR68TDF9Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | TRID violation due to decrease in lender credit on CD dated09/28/2020. Initial LE dated xx/xx/2020 reflects lender credit at xx. Final CD dated xx/xx/2020 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents.<br> The subject loan is a purchase case, originated on xx/xx/2020, and the 1-year SOL has expired. |  |  |
| 9ANR68TDF9Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.70%, as the borrower's income is xx and total expenses are in the amount of xx, and the AUS/DU report is missing from the loan documents. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. |  |  |
| 9ANR68TDF9Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 9ANR68TDF9Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TRID rate lock disclosure delivery date test. |  |  |
| 9ANR68TDF9Q | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan has failed the Reimbursement Amount Validation Test and the Consummation or Reimbursement Date Validation Test. |  |  |
| VABI4RCVYOW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows LTV on cashout investment should be 85%. Subject loan approved at 75%. Further details not provided. |  |  |
| VABI4RCVYOW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | Lease agreement is missing from the loan file. Subject is an NOO refinance. Subject originated xx/xx/2020. |  |  |
| NCZ4C8AY1GT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is an NOO purchase. |  |  |
| NCZ4C8AY1GT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NONJ688Q9C2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| NONJ688Q9C2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| NONJ688Q9C2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 43.87% as the borrower's income is xx and total expenses are in the amount of xx and The loan was underwritten by LP(Locator# xx.pdf) and its recommendation is "xx" with a DTI of 44%.<br> The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. |  |  |
| NONJ688Q9C2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 reflects points—the loan discount fee at xx. The CD dated xx/xx/2020 reflects points - the loan discount fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2020, and the SOL expired 1 year ago. |  |  |
| YZ55Z05QOC1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Risk Indicator is "Moderate" (Lvl 2) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date is less than three business days before the consummation date. |  |  |
| YZ55Z05QOC1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| YZ55Z05QOC1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| YZ55Z05QOC1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Evidence of hazard insurance is missing from the loan documents. |  |  |
| YZ55Z05QOC1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed the TILA finance charge test. Finance charge disclosed on the final CD is xx. Calculated finance charge is xx for an under disclosed amount of - xx. The subject loan is a purchase case that originated on xx/xx/2020, and the 1-year SOL has expired. |  |  |
| YZ55Z05QOC1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| K5ZAKBI51ZO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| K5ZAKBI51ZO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| K5ZAKBI51ZO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| K5ZAKBI51ZO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. The tape shows the subject is NOO, due to misrepresentation. Further details not provided. Elevated for client review. |  |  |
| K5ZAKBI51ZO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active PMI status. |  |  |
| K5ZAKBI51ZO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2020 does not reflect Points - Loan Discount Fee. The CD dated xx/xx/2020 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2020, and the 1-year SOL has expired. |  |  |
| XOID3JAS0OJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Compliance Testing (Lvl 2) | This loan failed the initial closing disclosure delivery date test due to the initial closing disclosure receipt date being provided and the initial closing disclosure receipt date being less than three business days before the consummation date. |  |  |
| XOID3JAS0OJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| XOID3JAS0OJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan closed without appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. A XXXX search shows an estimated value of xxK. Current UPB: xxK. |  |  |
| XOID3JAS0OJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 43.55%, since the borrower income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 43.55%. |  |  |
| XOID3JAS0OJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | Intent to proceed is missing from loan documents. |  |  |
| 4VWE6A8AMPA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows excessive IPC (interested party contribution). Final CD reflects seller credit of xx. Further details not provided. |  |  |
| 4VWE6A8AMPA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to seller to verify active MI status. |  |  |
| 4VWE6A8AMPA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4) | Mortgage insurance certificate is missing from the loan documents. |  |  |
| DLJXJGJGMOR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from loan documents. |  |  |
| DLJXJGJGMOR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 44.21%, as the borrower's income is xx and total expenses are in the amount of xx, and the loan was underwritten by DU (xx), and its recommendation is "Approve/Eligible" with a DTI of 44.21%. |  |  |
| DLJXJGJGMOR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| DLJXJGJGMOR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. |  |  |
| RCP5Q5UBWUK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 46.87%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by LP (Locator# xx.pdf) and its recommendation is "xx" with a DTI of 47.00%. |  |  |
| RCP5Q5UBWUK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 reflects Escrow Waiver Fee at xx. Final CD dated xx/xx/2020 reflects Escrow Waiver Fee at xx. Initial LE dated xx/xx/2020 does not reflect Rate Lock Fee. Final CD dated xx/xx/2020 reflects Rate Lock Fee at xx. This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a refinance case originated on xx/xx/2020 and the 3-year SOL has expired. |  |  |
| RCP5Q5UBWUK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| RCP5Q5UBWUK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the Kansas license validation test. In the state of KS, a lender-licensed ID is not provided as per xx website.<br>Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| C6B9GW0NBUE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject mortgage does not meet the eligibility requirements outlined in Freddie Mac Bulletin 2020-5 (Selling Guidance Related to COVID-19). Specifically, a desktop appraisal was utilized for a loan with a 90% LTV, which exceeds the allowable parameters for appraisal flexibilities under the guidance. Further details not provided. |  |  |
| C6B9GW0NBUE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to the seller to verify active PMI status. |  |  |
| C6B9GW0NBUE | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4) | Mortgage insurance certificate is missing from the loan documents. |  |  |
| 3ZQPB1JQGA0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 46.56%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by XXXX.xx, and its recommendation is accept with a DTI of 47%. |  |  |
| 3ZQPB1JQGA0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 3ZQPB1JQGA0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. The current UPB is xxK. |  |  |
| GYMZCB7BDD3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 45.71%, as the borrower's income is xx and total expenses are in the amount of xx. The subject loan originated on xx/xx/2020, and the 3-year SOL has expired. The loan was underwritten by DU (Locator# xx.pdf) and its recommendation is "Approve/Eligible" with a DTI of 44.57%. |  |  |
| GYMZCB7BDD3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan failed the Kansas license validation test. |  |  |
| GYMZCB7BDD3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | Intent to proceed is missing from the loan documents. |  |  |
| GYMZCB7BDD3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| GYMZCB7BDD3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | Subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK. |  |  |
| 35LAZ8JDGQU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 35LAZ8JDGQU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan failed the Kansas license validation test. |  |  |
| 35LAZ8JDGQU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Credit | Credit | Active | 4: Unacceptable | \* AUS is missing (Lvl 4) | The AUS report is missing from the loan documents. |  |  |
| WXGQWLJVBDB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| WXGQWLJVBDB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| WXGQWLJVBDB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| WXGQWLJVBDB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2020 reflects VOE Fee at xx. Final CD dated xx/xx/2021 reflects VOE Fee at xx. This is an increase fee in the amount of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| WXGQWLJVBDB | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 46.60%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU (Locator#XXXX - Final xx and its recommendation is Approve/Eligible with a DTI of 46.61%. |  |  |
| 2WJDY64NQ00 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | Flood insurance certificate is missing from the loan documents. |  |  |
| 2WJDY64NQ00 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 2WJDY64NQ00 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NO3LB03IB9V | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| NO3LB03IB9V | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NO3LB03IB9V | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | TRID violation due to decrease in lender credit on CD dated xx/xx/2021. Initial LE dated xx/xx/2022 reflects lender credit at xx. Final CD dated xx/xx/2021 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2021 and the 1-year SOL has expired. |  |  |
| 3W2ALLU8DJJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan failed the Kansas license validation test. |  |  |
| 3W2ALLU8DJJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| 3W2ALLU8DJJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 3W2ALLU8DJJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD dated xx/xx/2021 reflects cash to in the amount of xx. |  |  |
| LY38R4HUOXP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| LY38R4HUOXP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| LY38R4HUOXP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape show credit report for the borrower dated more than 120 days prior to the note date. The file shows a credit report dated xx/xx/2021. The subject loan originated on xx/xx/2021. |  |  |
| LY38R4HUOXP | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 48.04% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by LP Locator xx and its recommendation is Accept with a DTI of 48%. |  |  |
| BPZ8DIPWY7E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | Flood insurance certificate is missing from the loan documents. |  |  |
| BPZ8DIPWY7E | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | North Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the right to cancel form reopened multiple times. Further details not provided. |  |  |
| CS7MU054OBG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| CS7MU054OBG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| CS7MU054OBG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Hazard insurance is missing from the loan documents. |  |  |
| CS7MU054OBG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxM. Current UPB is xxK. |  |  |
| 2DAJ6LU64GS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | Flood certificate is missing from the loan documents. |  |  |
| 2DAJ6LU64GS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 47.67% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by LP Locator xx and its recommendation is Accept with a DTI of 48%. |  |  |
| 2DAJ6LU64GS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 2DAJ6LU64GS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | Credit report is missing from the loan documents. |  |  |
| 2DAJ6LU64GS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Credit | Active | 4: Unacceptable | \* Private Mortgage Insurance is not active (Lvl 4) | Reaching out to seller to verify active MI status. Reaching out to seller to verify active MI status. The PH does not have MI payments information. |  |  |
| W1KSJH60G0S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from loan documents. |  |  |
| W1KSJH60G0S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. |  |  |
| W1KSJH60G0S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4) | The mortgage insurance certificate is missing from the loan documents. |  |  |
| O5CRF9GGLPO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. Final CD dated xx/xx/2023 reflects Points - Loan Discount Fee at xx. This is an increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents.<br> Subject loan is refinance case, originated on xx/xx/2023 and the 3-year SOL has expired.<br>Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2022 reflects the sum of Section C fees and Recording Fee at xx. Final CD dated xx/xx/2023 reflects the sum of Section C and Recording Fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% test. COC for increase in fee is missing from the loan documents. Subject loan is refinance case, originated on xx/xx/2023 and the 3-year SOL has expired. |  |  |
| O5CRF9GGLPO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| O5CRF9GGLPO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The subject loan closed with PDR. The multiple repairs are indicated in the PDR report and accompanying photo, such as fence damage, missing wood, siding exterior deficiency, roof exterior deficiency, and a hole in the door. The total estimated cost for repairs is not provided. The 1004D or engineer report is missing from the loan document. Final CD does not reflect the escrow holdback. |  |  |
| XP5CR635K66 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | This loan failed the Kansas license validation test. |  |  |
| XP5CR635K66 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| XP5CR635K66 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| XP5CR635K66 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape shows appraisal had misrepresentation of the physical characteristics of the subject property. Review of appraisal does not show any property misrepresentations. XXXX shows estimated value xxK. UPB xxK. |  |  |
| XP5CR635K66 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 43.23%, as the borrower's income is xx and total expenses are in the amount of xx. The loan was underwritten by DU (xx) and its recommendation is Approve/Eligible with a DTI of 43.23%. |  |  |
| EQMR9509XZ2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Guidelines | Active | 1: Acceptable | \* Cash out purchase (Lvl 1) | Final CD shows cash to borrower as loan is cash out purchase. |  |  |
| EQMR9509XZ2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| EQMR9509XZ2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | Flood certification document is missing from the loan documents. |  |  |
| EQMR9509XZ2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing (Lvl 3) | The subject loan is USDA and USDA guaranty fee was charged at closing time. |  |  |
| EQMR9509XZ2 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Subject loan originated on xx/xx/2021 as a USDA loan. Tape shows Rural development conditional commitment was not received prior to closing. Rural development conditional commitment is available in the loan file. Further details not provided. |  |  |
| FAQ2U5HS8RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Credit | Active | 2: Acceptable with Warnings | \* Missing Initial 1003_Application (Lvl 2) | Initial application is missing from the loan documents. |  |  |
| FAQ2U5HS8RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| FAQ2U5HS8RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | The flood certificate is missing from the loan documents. |  |  |
| FAQ2U5HS8RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan file. |  |  |
| FAQ2U5HS8RL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. The subject is an NOO purchase originated on xx/xx/2022. |  |  |
| NNG7NVPE4I1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4) | MI certificate is missing from the loan documents. |  |  |
| NNG7NVPE4I1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NNG7NVPE4I1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | The flood certificate is missing from the loan documents. |  |  |
| NNG7NVPE4I1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | TRID violation due to decrease in lender credit on CD dated xx/xx/2021. The initial CD dated xx/xx/2021 reflects lender credit at xx. The final CD dated xx/xx/2021 reflects lender credit at xx. This is a decrease of - xx for the fee, which has a 0% tolerance test. A valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is refinance case, originated on xx/xx/2021 and the 3 year SOL has expired. |  |  |
| NNG7NVPE4I1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | Credit report is missing from the loan file. |  |  |
| 9VWLYP1AAL3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows a second lien of xx was attached to the subject property per public records and was not included in the TLTV calculation, resulting in the financing structure exceeding maximum allowable TLTV limits. Review of the file shows there is a prior mortgage originated on xx/xx/2016 in the amount of xx in favor of xx. The final CD shows this prior mortgage has been paid off at the time of closing and the subject was approved at 62.937% LTV. Further details not provided. Subject originated on xx/xx/2021. |  |  |
| 9VWLYP1AAL3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| DJLH3EG8UNL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| DJLH3EG8UNL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test due to the loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| DJLH3EG8UNL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | TRID violation due to decrease in lender credit on CD dated xx/xx/2021. Initial LE dated xx/xx/2021 reflects lender credit at xx. Final CD dated xx/xx/2021 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents.<br>Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2021 does not reflect Recording Fee. CD dated xx/xx/2021 reflects Recording Fee at xx. This is an increase in fee of - xx for charges that in total cannot increase more than 10% test. COC for increase in fee is missing from the loan documents.<br> The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| DJLH3EG8UNL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | Borrower's intent to proceed is missing from the loan documents. |  |  |
| DJLH3EG8UNL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing credit report (Lvl 2) | The credit report is missing from the loan documents. |  |  |
| DJLH3EG8UNL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arkansas | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | The flood certificate is missing from the loan documents. |  |  |
| IOIOFB6ALU7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wyoming | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing in loan documents. |  |  |
| IOIOFB6ALU7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wyoming | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | Flood certificate is missing from the loan documents. |  |  |
| IOIOFB6ALU7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wyoming | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The subject loan was approved at 7.18%. Tape shows exceed DTI guidelines. Further details not provided. Subject originated on xx/xx/2021. |  |  |
| 4508VIJD0JR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. The initial LE dated xx/xx/2021 reflects points - loan discount fee of xx. The final CD dated xx/xx/2021 reflects points - loan discount fee of xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a refinance case, originated on xx/xx/2021, and the 3-year SOL has expired. |  |  |
| 4508VIJD0JR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | Flood certificate is missing from the loan documents. |  |  |
| 4508VIJD0JR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 45.67% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by LP xx and its recommendation is accept with a DTI of 46%. |  |  |
| 4508VIJD0JR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 4508VIJD0JR | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| KM76LG47UNK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| KM76LG47UNK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | The flood certificate is missing from the loan documents. |  |  |
| KM76LG47UNK | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Arizona | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| YGTYHRBB4B1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| YGTYHRBB4B1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 4: Unacceptable | \* Guideline is missing (Lvl 4) | Subject loan is a manually underwritten loan. Reaching out to the seller for the guidelines. |  |  |
| YGTYHRBB4B1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is an NOO refinance originated xx/xx/2021. |  |  |
| YGTYHRBB4B1 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | The flood certification document is missing from the loan documents. |  |  |
| EAG4AGPZWKT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | Flood certificate is missing from the loan documents. |  |  |
| EAG4AGPZWKT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| EAG4AGPZWKT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is an NOO refinance originated xx/xx/2022. |  |  |
| EAG4AGPZWKT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | Appraisal report is subject to multiple interior and exterior repairs, including damaged balcony railing, broken window, ceiling damage in the level 1 bathroom, missing cabinet doors in the second-level bathroom, boarded-up skylights, and drywall damage. The estimated cost to cure is not available in the loan file. 1004D confirms the balcony railing has been repaired and does not address the remaining incomplete repairs. The updated 1004D is missing from the loan file. The final CD does not reflect the escrow holdback amount. |  |  |
| JYCENTM8O02 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | The flood certification document is missing from the loan documents. |  |  |
| JYCENTM8O02 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Subject loan originated on xx/xx/2022 as a USDA loan. Tape shows RD conditional commitment was not received prior to closing. Further details not provided. |  |  |
| JYCENTM8O02 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing (Lvl 3) | The subject loan is USDA and USDA guaranty fee was charged at closing time. |  |  |
| Y10GESNMPR5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| Y10GESNMPR5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| Y10GESNMPR5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Valuation | Doc Issue | Active | 2: Acceptable with Warnings | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 2) | The subject loan was closed without an appraisal. The PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| Y10GESNMPR5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. The loan estimate dated xx/xx/2022 reflects points—the loan discount fee at xx. CD dated xx/xx/2022 reflects points - loan discount fee at xx 5. The loan estimate dated xx/xx/2022 reflects transfer taxes at xx. The CD dated xx/xx/2022 reflects transfer taxes at xx. This is a cumulative increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2022, and the 1-year SOL has expired. |  |  |
| Y10GESNMPR5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Oklahoma | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing flood cert (Lvl 2) | Flood insurance certificate is missing from the loan documents. |  |  |
| 22YXKW6UW64 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| 22YXKW6UW64 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | The loan failed the qualified mortgage DTI threshold test, as this loan has a qualified mortgage DTI of 49.94%, the borrower income is xx, and total expenses are in the amount of xx, and the loan was underwritten by LP (Locator xx, and its recommendation is "xx" with a DTI of 49.94%. |  |  |
| 22YXKW6UW64 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. <br> Loan estimate dated xx/xx/2022 reflects Points - Loan Discount Fee at xx. CD dated xx/xx/2022 reflects Points - Loan Discount Fee at xx.<br> Loan estimate dated xx/xx/2022 reflects Appraisal Fee at xx. CD dated xx/xx/2022 reflects Appraisal Fee at xx.<br> This is a cumulative increase in fee of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2022 and the 1-year SOL has expired. |  |  |
| 22YXKW6UW64 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| 22YXKW6UW64 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Intent to Proceed Missing (Lvl 2) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| XFZ5AX50GJS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* MI, FHA or MIC missing and required (Lvl 4) | FHA mortgage insurance certificate is missing from the loan documents. |  |  |
| XFZ5AX50GJS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Reaching out to the seller to verify active MI status. |  |  |
| XFZ5AX50GJS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase case, originated on xx/xx/2025, and the 1-year SOL has expired. |  |  |
| XFZ5AX50GJS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | The loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 reflects the points - loan discount fee at xx. The CD dated xx/xx/2025 reflects points - loan discount fee at xx. This is an increase in fee of +xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2025, and the 1-year SOL has expired. |  |  |
| XFZ5AX50GJS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Valuation | Property | Active | 3: Curable | \* Property Marketability Issues (Lvl 3) | Tape shows the FHA as the subject loan does not meet the seasoning period requirements between the last transaction of the property and the subject loan. The review of the appraisal report shows the date of the prior transaction of the subject was xx/xx/2024 with a sales price of xx, and the subject loan closed on xx/xx/2025 with a sales price of xx. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| XFZ5AX50GJS | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Colorado | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| EX5GIFDKEWZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| EX5GIFDKEWZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| EX5GIFDKEWZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2021 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2021 reflects Points - Loan Discount Fee at xx. This is an increase fee in the amount of xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. <br> The subject loan is a purchase case, originated on xx/xx/2021, and the 1-year SOL has expired. |  |  |
| EX5GIFDKEWZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| EX5GIFDKEWZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape show subject is a condotel unit at the XXXX, located in XXXX. The project has amenities such as a pool, a tennis court, and a fitness room. Redfin search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| WL1R35HVJIK | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Compliance | Doc Issue | Active | 2: Acceptable with Warnings | \* TIL not hand dated (Lvl 2) | TIL not hand-dated by borrower. |  |  |
| WL1R35HVJIK | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | Loan failed TILA finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx.<br>Loan failed TILA foreclosure rescission finance charge test. Finance charge disclosed on final TIL as xx. Calculated finance charge is xx for an under disclosed amount of - xx. |  |  |
| WL1R35HVJIK | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Right of Rescission missing or unexecuted (Lvl 2) | ROR is missing from the loan documents. |  |  |
| WL1R35HVJIK | xx | xx | xx | XXXX | xx | xx | xx | Pre-QM | QC Complete | New Mexico | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| RP5LV35LMGA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| RP5LV35LMGA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher Price Mortgage Loan (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 9.598% exceeds APR threshold of 7.790% over by +1.808%. This loan is compliant with regulation 1026.35(b), (c) and (d). Subject loan is escrowed.<br>Loan failed the CA AB 260 higher-priced mortgage loan test (CA AB 260, California Financial Code Division 1.9 4995(a)) due to an APR calculated at 9.598% exceeds APR threshold of 7.790% over by +1.808%. |  |  |
| RP5LV35LMGA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | Loan failed charges that cannot increase the 0% tolerance test. Initial CD dated xx/xx/2025 reflects points - loan discount fee at xx. PCCD dated xx/xx/2025 reflects points - loan discount fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fee is missing from the loan documents. The subject loan is a purchase case, originated on xx/xx/2025, and the SOL is 1 year. |  |  |
| RP5LV35LMGA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| RP5LV35LMGA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject is an HPML loan, the property was flipped, and a second appraisal was not obtained. The appraisal report shows the date of the prior sale or transfer was xx/xx/2025 in the amount of xxK. The subject's appraised value on xx/xx/2025 was xxK. Prior transfer was a FC transfer. No major improvements made to the property. XXXX search shows an estimated value of xxK. |  |  |
| RP5LV35LMGA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 454HXDAMNGZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Loan Interest and Fees Pre-closing Disclosure is missing from the loan file (Lvl 3) | The home equity loan interest and fees pre-closing disclosure is missing from the loan file. |  |  |
| 454HXDAMNGZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 454HXDAMNGZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Consumer Disclosure is missing from the loan file (Lvl 3) | Home equity consumer disclosure is missing from the loan file. |  |  |
| 454HXDAMNGZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 454HXDAMNGZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | The TRID violation test failed due to a decrease in lender credit on the final closing disclosure dated xx/xx/2025. The initial LE dated xx/xx/2025 reflects lender credit at - xx. The final CD dated xx/xx/2025 reflects lender credit at - xx. This is a decrease of xx for a fee that has a 0% tolerance test. A valid COC for the decrease in NSLC is missing from the loan documents. |  |  |
| 454HXDAMNGZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Home Equity Loan Notice of Address for Borrower Notification of Violation is missing from the loan file (Lvl 3) | The home equity loan notice of address for borrower notification of violation is missing from the loan file. |  |  |
| BAM8A8MTECZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by borrower is missing from the loan documents. |  |  |
| BAM8A8MTECZ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Virginia | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| R62AH0K9FJ6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Exceptions Test Failed (Lvl 3) | This loan failed the Pennsylvania license validation test. |  |  |
| R62AH0K9FJ6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| R62AH0K9FJ6 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Pennsylvania | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| Z7NYRS94B2F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| WICSL0KLC9K | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| WICSL0KLC9K | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Required Disclosures (Lvl 3) | The settlement service provider list is missing from the loan documents. |  |  |
| WICSL0KLC9K | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| WICSL0KLC9K | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows the borrower was 2x60 delinquent with the previous servicer. The loan is currently performing. According to the tape as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current UPB, as reflected in the tape data, is xx. |  |  |
| WICSL0KLC9K | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Homeownership Counselling Disclosure is missing. (Lvl 3) | Homeownership counseling disclosure is missing from the loan documents. |  |  |
| WICSL0KLC9K | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that in total cannot increase more than 10% tolerance test. LE dated xx/xx/2023 reflects the sum of Section C fees and Recording fee at xx. CD dated xx/xx/2023 reflects the sum of Section C and Recording fee at xx. This is a cumulative increase of xx for charges that in total cannot increase more than 10% test. COC for the increase in fee is missing from the loan documents. The subject loan is a purchase, originated on xx/xx/2023, and the 1-year SOL has expired. |  |  |
| 9GE959Y0INT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 3: Curable | \* 1-4 Family Mortgage Rider n/a but Occ/Prop Type suggest it is Required (Lvl 3) | 1-4 family rider is missing from the loan documents. |  |  |
| 9GE959Y0INT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is an NOO purchase. |  |  |
| 9GE959Y0INT | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Doc Issues | Active | 1: Acceptable | \* Settlement date is different from note date (Lvl 1) | The final HUD-1 reflects the closing date as xx/xx/2025. The notary's signature date on the mortgage/deed of trust is xx/xx/2025. Note date is xx/xx/2025. |  |  |
| N2GH7J2KHUX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing flood cert (Lvl 3) | Flood certificate is missing from the loan file. |  |  |
| N2GH7J2KHUX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3) | TRID tolerance test is incomplete due to Initial LE and Initial CD are missing from loan documents. |  |  |
| N2GH7J2KHUX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Valuation | Property | Active | 3: Curable | \* Property is Mixed Use (Lvl 3) | Subject approved as OO. The tape and appraisal show the subject is a mixed-use property with a commercial smoothie shop on the first and a residential dwelling on the second floor. Further details not provided. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| N2GH7J2KHUX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Other Disclosures | Active | 3: Curable | \* Missing Required Disclosures (Lvl 3) | Settlement services provider list is missing from loan documents. |  |  |
| N2GH7J2KHUX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 3: Curable | \* Intent to Proceed Missing (Lvl 3) | The borrower's intent to proceed is missing from the loan documents. |  |  |
| N2GH7J2KHUX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial LE (Lvl 3) | Initial LE is missing from the loan file. |  |  |
| N2GH7J2KHUX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial Closing Disclosure (Lvl 3) | Initial CD is missing from the loan file. |  |  |
| N2GH7J2KHUX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement is missing from the loan file. |  |  |
| N2GH7J2KHUX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Doc Issue | Active | 3: Curable | \* Notice of Servicing Transfer missing or unexecuted (Lvl 3) | Servicing transfer disclosure is missing from the loan documents. |  |  |
| N2GH7J2KHUX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Doc Issue | Active | 3: Curable | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 3) | Initial escrow account disclosure signed by borrower is missing from the loan documents. |  |  |
| N2GH7J2KHUX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 3: Curable | \* Homeownership Counselling Disclosure is missing. (Lvl 3) | Homeownership counseling disclosure is missing from the loan documents. |  |  |
| G55L3DJISTU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report is as-is. The photo addendum of the appraisal report shows a broken downspout. The estimated cost to cure is xx. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback. |  |  |
| G55L3DJISTU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan originated under the community lender program. Further details not provided. Subject loan originated on xx/xx/2025. |  |  |
| G55L3DJISTU | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | A rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 81EICJBQ2JA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | The loan failed the GSE (FNMA and Freddie Mac) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx. <br> The test incorporates the following list of fees:<br> Administration Fee paid by Borrower: xx<br> Application Fee paid by Borrower: xx<br> Loan Origination Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx.<br>The loan failed the QM lending policy points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The test incorporates the following list of fees:<br> Administration Fee paid by Borrower: xx<br> Application Fee paid by Borrower: xx<br> Loan Origination Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx. |  |  |
| 81EICJBQ2JA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the subject loan originated under the community lender loan program. Further details not provided. The subject loan originated on xx/xx/2025. |  |  |
| 81EICJBQ2JA | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| TZNJXM39R4G | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. The subject is an NOO purchase originated on xx/xx/2026. |  |  |
| NOSZ9VLUK6B | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| NOSZ9VLUK6B | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | Loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| NOSZ9VLUK6B | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows MI is active but may be invalid due to a flaw (occupancy misrep). PH shows MI is active. |  |  |
| NOSZ9VLUK6B | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The appraisal report is as-is. The improvement section of the appraisal report shows the removal of the cooking range in the basement to comply with the code. The estimated cost is xx. 1004D is missing from the loan documents, and the final CD does not reflect the escrow holdback. |  |  |
| NOSZ9VLUK6B | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | The subject was approved as OO. Tape shows property is NOO due to misrepresentation. Further details were not provided. Elevated for client review. |  |  |
| NOSZ9VLUK6B | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase State Regulations Test Failed (Lvl 2) | Loan failed the New Jersey Mortgage Banker or Correspondent Mortgage Banker License prohibited fees test. The below fees were included in the test:<br> Attorney Fee Personal paid by Borrower: xx<br> Tax and Assessment paid by Borrower: xx<br> Title - CPL Fee - NJ paid by Borrower: xx<br> Title - Flood Zone Determination paid by Borrower: xx<br> Title - Metes & Bound Description paid by Borrower: xx<br> Title - Notice of Settlement Fee paid by Borrower: xx. |  |  |
| NOSZ9VLUK6B | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New Jersey | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | Loan failed charges that cannot increase the 0% tolerance test. The loan estimate dated xx/xx/2024 does not reflect points - loan discount fees. The CD dated xx/xx/2024 reflect points - loan discount fee at xx. This is an increase in fee of xx for charges that cannot increase. A valid COC for the increase in fees is missing from the loan documents. The subject loan is a purchase that originated on xx/xx/2024, and the 1-year SOL has expired. |  |  |
| 42RG5V1ERPX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* GSE Points and Fees Test Violations (Lvl 3) | The loan fails the GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>The loan fails the qualified mortgage points and fees test due to fees charged of xx exceeding the fees threshold of xx by +xx.<br> The below fees were included in the test:<br> Loan Origination Fee paid by Borrower: xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Processing Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| 42RG5V1ERPX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | Subject loan closed without an appraisal. PIW disclosure signed by the borrower is missing from the loan documents. XXXX search shows an estimated value at xxK. Redfin shows an estimated value of xxK. Current UPB is xxK. |  |  |
| 42RG5V1ERPX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan was not sent to the USDA prior to closing, which is required on streamline refinance. Therefore, there is NO USDA guarantee on the loan. Further details not provided. |  |  |
| 42RG5V1ERPX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 42RG5V1ERPX | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 4: Unacceptable | \* FHA or USDA insurance is not active (Lvl 4) | Tape shows subject is not USDA insured. |  |  |
| KO1ZGNCXT0W | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | BWR is an LLC. Note and mortgage were signed by BWR as a member of the LLC only and not in an individual name. Loan does have a personal guarantee. |  |  |
| KO1ZGNCXT0W | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Credit | Credit | Active | 4: Unacceptable | \* Lease Agreement is missing (Lvl 4) | Seller provided 1007 and confirmed that 1007 was used in lieu of a lease agreement. |  |  |
| E2DLM213XM7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| E2DLM213XM7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the loan was originated with a first mortgage intended for sale under the XXXX (OHFA) program along with an OHFA DPA second lien; the first mortgage is not eligible for sale to OHFA while OHFA is purchasing the second lien. Further details not provided. Subject originated on xx/xx/2025. |  |  |
| E2DLM213XM7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test Failed (Lvl 3) | TRID violation due to decrease in lender credit on CD dated xx/xx/2025. Initial LE dated xx/xx/2025 reflects lender credit at xx. Final CD dated xx/xx/2025 reflects lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2025 and the 1-year SOL is active. |  |  |
| E2DLM213XM7 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Ohio | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 41HSRHAUX8O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nevada | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The tape and appraisal report show the water stains and discoloration on the ceiling of the top/3rd floor were noted and a roof inspection was needed. The available 1004D report confirms the roof inspection was done by a licensed roofing company and smoke detectors were installed. Moisture spots on the ceiling were repaired and repainted. |  |  |
| 41HSRHAUX8O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nevada | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows the income exceeded the bond program limits. DPA is xx and is not forgiven. There are no payments required. All other funds needed to close came from the borrower's liquid assets. Further details not provided. The subject loan originated on xx/xx/2025. |  |  |
| 41HSRHAUX8O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nevada | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 41HSRHAUX8O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Nevada | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| 8RMA0C5TZ5N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 8RMA0C5TZ5N | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| WU01Z98LS0U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TRID Tolerance Test Failed (Lvl 2) | TRID violation due to decrease in lender credit on CD dated xx/xx/2024. Initial CD dated xx/xx/2024 reflects lender credit at xx. Final CD dated xx/xx/2024 reflect lender credit at xx. This is decrease of - xx for fee which has 0% tolerance test. Valid COC for the decrease in NSLC is missing from the loan documents. Subject loan is a purchase case, originated on xx/xx/2024 and the 1-year SOL has expired.<br>Loan failed charges that cannot increase 0% tolerance test. Initial LE dated xx/xx/2024 does not reflect Points - Loan Discount Fee. Final CD dated xx/xx/2024 reflects Points - Loan Discount Fee at xx. This is an increase in fee of +xx for charges that cannot increase. Valid COC for the increase in fee is missing from the loan documents. |  |  |
| WU01Z98LS0U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase Exceptions Test Failed (Lvl 2) | The loan failed the reimbursement amount validation test. The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. |  |  |
| WU01Z98LS0U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| WU01Z98LS0U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* GSE Points and Fees Test Violations (Lvl 2) | Loan fails GSE (Fannie Mae public guidelines) QM points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx.<br>Loan fails Qualified Mortgage Lending Policy points and fees test due to fees charged xx exceed fees threshold of xx over by +xx. <br> The below fees were included in the test:<br> Mortgage Broker Fee (Indirect) xx<br> Points - Loan Discount Fee paid by Borrower: xx<br> Underwriting Fee paid by Borrower: xx. |  |  |
| WU01Z98LS0U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD, dated xx/xx/2024, reflects cash to in the amount of xx. |  |  |
| WU01Z98LS0U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ComplianceEase TILA Test Failed (Lvl 2) | This loan failed the TRID rate lock disclosure delivery date test. |  |  |
| WU01Z98LS0U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Credit | Doc Issue | Active | 4: Unacceptable | \* Release of mortgage (Lvl 4) | The UT shows a severe title defect, as a mortgage satisfaction was found. According to the updated title report dated xx/xx/2026, the subject mortgage was originated on xx/xx/2024 and recorded on xx/xx/2024 with instrument #xx in the amount of xx with MERS as nominee for xx. The satisfaction of mortgage located at "xx" recorded on xx/xx/2025, states that the subject mortgage has been paid and discharged. There is an unrecorded copy of an affidavit of petition for cancellation of satisfaction of mortgage located at "xx" which states that the satisfaction of mortgage was made in error and the subject mortgage is not satisfied. |  |  |
| WU01Z98LS0U | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | New York | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| ELJVOPR81Z0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| ELJVOPR81Z0 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD dated xx/xx/2025 reflects cash to in the amount of xx. |  |  |
| G69HWS2TRXJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. Subject is an NOO purchase. |  |  |
| G69HWS2TRXJ | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| TPKQVY0HJ1M | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| CHRNPM4103S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Credit | Doc Issue | Active | 2: Acceptable with Warnings | \* Missing proof of hazard insurance (Lvl 2) | Hazard insurance policy is missing from the loan documents. |  |  |
| CHRNPM4103S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Credit | Credit | Active | 3: Curable | \* Required Documentation Missing or Incomplete (Lvl 3) | The subject loan has a single-premium MI plan and full amount for MI charged at closing. |  |  |
| CHRNPM4103S | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Wisconsin | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows a prior loan modification that was unable to be reallocated back due to the borrower re-defaulting post-modification. The foreclosure referral was approved on xx/xx/2025. The loss mitigation review is on xx/xx/2025. The first payment of MOD is xx/xx/2025 with a rate of 6.75% for 480-month terms. The loan was modified on xx/xx/2025. The first payment date is xx/xx/2025 with an interest rate of 6.750%. The foreclosure file was referred on xx/xx/2025. |  |  |
| MOMYLB09T2O | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Florida | xx | Valuation | Property | Active | 4: Unacceptable | \* Property Marketability Issues (Lvl 4) | Tape shows the subject condo project is a non-warrantable project due to ongoing/incomplete repairs. Appraisal report is as is. File and condo questionnaire show a special assessment of xxK for repairs. Further details not provided. 1004D, or an inspection report by a licensed professional verifying the completion of repairs and structural soundness of the condo project, is missing from the loan file. |  |  |
| X0Q5RQQOAQ5 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Kentucky | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| OAD4ALKBZNG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Valuation | Doc Issue | Active | 3: Curable | \* Missing Appraisal (Lvl 3) | Appraisal report is missing from the loan documents. XXXX search shows an estimated value at xxK. Current UPB is xxK. |  |  |
| OAD4ALKBZNG | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 4360AQLB119 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 4360AQLB119 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Valuation | Doc Issue | Active | 4: Unacceptable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 4) | The appraisal report is as-is. The photo addendum of the appraisal report shows a defective wall surface and wall cracks. The estimated cost to cure is not available in the loan file. 1004D/inspection report by a qualified professional is missing from the loan documents, and the final CD does not reflect the escrow holdback. |  |  |
| 4360AQLB119 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| OE2XT7JRMJD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Massachusetts | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| OE2XT7JRMJD | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Massachusetts | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Qualified Mortgage DTI exceeds 43% (Lvl 2) | Loan failed the qualified mortgage DTI threshold test as this loan has a qualified mortgage DTI of 45.79% as the borrower's income is xx and total expenses are in the amount of xx and the loan was underwritten by DU Locator Credit File - XXXX_Pg#179 and its recommendation is Approve/Eligible with a DTI of 45.79%. |  |  |
| ZE2HVC7ZLNL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Valuation | Doc Issue | Active | 3: Curable | \* Appraisal incomplete (missing map, layout, pages, etc) (Lvl 3) | The tape shows the appraisal was not delivered to the borrower at least 3 days prior to closing. The appraisal report was sent to the borrower post-close. Further details not provided. The file shows the appraisal was delivered to the borrower on xx/xx/2025. The subject loan originated on xx/xx/2026. XXXX search shows an estimated value of xxK. Current UPB is xxK. |  |  |
| ZE2HVC7ZLNL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Compliance | Compliance | Active | 4: Unacceptable | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 4) | xx |  |  |
| ZE2HVC7ZLNL | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Illinois | xx | Credit | Guidelines | Active | 2: Acceptable with Warnings | \* Cash out purchase (Lvl 2) | The subject loan is a purchase case. The final CD dated xx/xx/2026 reflects cash to the borrower in the amount of xx. |  |  |
| KWR2JT6UKR3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | BWR is an LLC. Note and mortgage were signed as a member of the LLC, not as an individual. Loan does have a personal guarantee. |  |  |
| KWR2JT6UKR3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Tennessee | xx | Credit | Doc Issue | Active | 3: Curable | \* Missing proof of hazard insurance (Lvl 3) | The hazard insurance policy is missing from the loan documents. |  |  |
| AR39YOQTLNW | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Alaska | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape shows subject loan does not meet Freddie Mac guidelines as the existing mortgage paid off through subject transaction is not supported with proof of 12 months payment made by the BWR. Further details not provided. Review shows ATR confirmed. |  |  |
| 0MWKOIX9YFV | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | South Carolina | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape defect and review of documents show the subject loan was part of cross collateralization under a blanket mortgage. Fannie does not allow on limited cash out. Subject xxK mortgage was part of a bridge loan of xxK on xx/xx/2025 that was cross collateralized with an additional property. The subject xxK mortgage was subsequently originated in a separate stand-alone transaction on xx/xx/2026 and final title was clear of the prior mortgage of xxK. PT shows the satisfaction of the prior xxK blanket mortgage on xx/xx/2026. |  |  |
| 12L01FX4FV3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing Initial Closing Disclosure (Lvl 3) | Initial closing disclosure is missing from the loan documents. |  |  |
| 12L01FX4FV3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase TRID Tolerance Test is Incomplete (Lvl 3) | TRID tolerance test is incomplete, as the initial CD is missing from loan documents. The subject loan is a purchase, originated on xx/xx/2026, and the 1-year SOL is active. |  |  |
| 12L01FX4FV3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Doc Issue | Active | 3: Curable | \* Initial Escrow Acct Disclosure missing; loan has escrows (Lvl 3) | Initial escrow account disclosure is missing from the loan documents. |  |  |
| 12L01FX4FV3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| 12L01FX4FV3 | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | The tape shows borrowers did not complete the required homebuyer education class/FNMA homeview or other acceptable home-ownership education course prior to the note date. Further details not provided. The subject loan originated on xx/xx/2026. |  |  |
| L70BPXFJ77Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Delaware | xx | Credit | Guidelines | Active | 3: Curable | \* Loan does not conform to program guidelines (Lvl 3) | Tape and file show subject did not meet the VA 210-day seasoning period. Subject originated on xx/xx/2026. |  |  |
| L70BPXFJ77Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Delaware | xx | Compliance | Compliance | Active | 3: Curable | \* ComplianceEase Risk Indicator is "Elevated" (Lvl 3) | Loan failed prohibited fees test.<br> The below fee was included in the test:<br> Attorney's Fee (Closing Agent Only) paid by Borrower: xx. |  |  |
| L70BPXFJ77Z | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Delaware | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| W6SFJ3EG5MO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. The subject is an NOO purchase. |  |  |
| W6SFJ3EG5MO | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Connecticut | xx | Credit | Guidelines | Active | 3: Curable | \* Assets do not meet guidelines (Lvl 3) | Tape shows the lender did not document sufficient assets to close. The bank statement in the file shows xxK of assets satisfy the cash-to-close requirements of xxK. Further details are not provided. Subject originated on xx/xx/2026. |  |  |
| 2BJK5N0YB4W | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| 2BJK5N0YB4W | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Texas | xx | Credit | Credit | Active | 3: Curable | \* Lease Agreement is missing (Lvl 3) | Lease agreement is missing from the loan file. The subject is an NOO purchase originated on xx/xx/2026. |  |  |
| IMWILGL236F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Missing or error on the Rate Lock Document (Lvl 2) | The rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| IMWILGL236F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* ATR - Unable to determine borrower's Ability To Repay (Lvl 2) | xx |  |  |
| IMWILGL236F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | California | xx | Credit | Data Edit | Active | 4: Unacceptable | \* Occupancy concerns - (Lvl 4) | Subject was approved as OO. Tape shows the subject is NOO due to occupancy misrepresentation. Elevated for client review. |  |  |
| TD64YXVSJ0F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 2: Acceptable with Warnings | \* Higher-Priced Mortgage Loan test Fail (Lvl 2) | Loan failed the higher-priced mortgage loan test (12 CFR § 1026.35(a) (1)) due to an APR calculated at 7.771% exceeds the APR threshold of 7.770% over by +0.001%. The subject loan is escrowed. This loan is compliant with regulation 1026.35(b), (c) and (d). <br>Loan failed the MD COMAR higher-priced mortgage loan test due to an APR calculated at 7.771% exceeds the APR threshold of 7.770% over by +0.001%.<br>Loan failed the QM safe harbor threshold test due to an APR calculated at 7.771% exceeds the APR threshold of 7.770% over by +0.001%. |  |  |
| TD64YXVSJ0F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Compliance | Compliance | Active | 3: Curable | \* Missing or error on the Rate Lock Document (Lvl 3) | Rate lock agreement signed by the borrower is missing from the loan documents. |  |  |
| TD64YXVSJ0F | xx | xx | xx | XXXX | xx | xx | xx | QM-TRID | QC Complete | Maryland | xx | Valuation | Property | Active | 3: Curable | \* Property is Commercial Prop (Lvl 3) | Tape and appraisal report show the subject property is an SFR with 108.81 acres. XXXX/Redfin show the subject currently operates as an Airbnb (XXXX). Subject was approved as OO. BWR rents a property and has an NOO in the same town as the subject. <br>xx/xx/2026: Seller response that subject is OO and not AirBnb. The AirBnb was with the former owner. Downgraded to LVL3. . |  |  |

---

## Exhibit 99.5

**Exhibit 99.5 Schedule 5**

**Payment History Report**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Redacted ID** | **Loan #1** | **Loan #2** | **Pool** | **Borrower Last Name** | **Borrower First Name** | **Co-Borrower Last Name** | **Co-Borrower First Name** | **Address** | **City** | **State** | **Zip** | **Current UPB Per Pay Hist** | **Stated Current Rate** | **Current PI** | **Current PITI** | **Payment History As Of Date** | **Next Due Date per Payment History** | **Mos Curr Delinq per Pay History** | **Payment History Comments** | **5/2024** | **6/2024** | **7/2024** | **8/2024** | **9/2024** | **10/2024** | **11/2024** | **12/2024** | **1/2025** | **2/2025** | **3/2025** | **4/2025** | **5/2025** | **6/2025** | **7/2025** | **8/2025** | **9/2025** | **10/2025** | **11/2025** | **12/2025** | **1/2026** | **2/2026** | **3/2026** | **4/2026** | **Payment History String** | **Payment History String Reversed** | **Last Payment Received Date** | **Months** | **Amount** | **Cash Velocity** | **3 mos Cash Velocity** | **6 mos Cash Velocity** | **12 mos Cash Velocity** | **Avg Cash** | **Total Cash** |
| 5Q6M7RRZOQB | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $152819.42 | 6.125% | $941.80 | $1452.00 | 2025-10-21 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $1436.08 | $0.00 | $1436.08 | $1436.08 | $1436.08 | $1436.08 | $1436.08 | $1436.08 | $1436.08 | $1436.08 | $1436.08 | $1436.08 | $1436.08 | $1452.00 | $1452.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 00000000000000 | 00000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $1436.08000<br> $0.00000<br> $1436.08000<br> $1436.08000<br> $1436.08000<br> $1436.08000<br> $1436.08000<br> $1436.08000<br> $1436.08000<br> $1436.08000<br> $1436.08000<br> $1436.08000<br> $1436.08000<br> $1452.00000<br> $1452.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 57.800% | 0.000% | 0.000% | 49.600% | $839.04 | $20136.96 |
| G2DPQLREDK5 | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $730909.75 | 6.375% | $4605.10 | $5612.86 | 2025-10-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5612.86 | $0.00 | $5612.86 | $5612.86 | $5843.11 | $5612.86 | $5612.86 | $5612.86 | $5612.86 | $5612.86 | $5612.86 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5612.86000<br> $0.00000<br> $5612.86000<br> $5612.86000<br> $5843.11000<br> $5612.86000<br> $5612.86000<br> $5612.86000<br> $5612.86000<br> $5612.86000<br> $5612.86000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 41.800% | 0.000% | 0.000% | 50.000% | $2348.29 | $56358.85 |
| OQJVIQG8OU7 | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $459913.00 | 6.375% | $2945.41 | $3633.83 | 2025-11-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.375%. The current UPB is xx. | $0.00 | $0.00 | $7190.26 | $3595.13 | $0.00 | $3595.13 | $7195.26 | $0.00 | $3600.00 | $3595.13 | $7200.00 | $0.00 | $7200.13 | $7891.08 | $3640.00 | $3640.00 | $7280.00 | $3640.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 00000000000000000 | 00000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $7190.26000<br> $3595.13000<br> $0.00000<br> $3595.13000<br> $7195.26000<br> $0.00000<br> $3600.00000<br> $3595.13000<br> $7200.00000<br> $0.00000<br> $7200.13000<br> $7891.08000<br> $3640.00000<br> $3640.00000<br> $7280.00000<br> $3640.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 79.400% | 0.000% | 0.000% | 76.300% | $2885.92 | $69262.12 |
| P0RQRGP4JMK | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $888966.64 | 7.999% | $6544.56 | $7943.60 | 2025-10-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.999%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7943.60 | $7943.60 | $7943.60 | $7943.60 | $7943.60 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $7943.60000<br> $7943.60000<br> $7943.60000<br> $7943.60000<br> $7943.60000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 20.800% | 0.000% | 0.000% | 41.700% | $1654.92 | $39718.00 |
| 1FLGRF0YIIE | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $190807.67 | 7.874% | $1390.19 | $1928.35 | 2025-09-02 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month on the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.874%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1928.35 | $0.00 | $1928.35 | $0.00 | $5785.05 | $0.00 | $0.00 | $3856.70 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 12102110 | 01120121 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1928.35000<br> $0.00000<br> $1928.35000<br> $0.00000<br> $5785.05000<br> $0.00000<br> $0.00000<br> $3856.70000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 29.200% | 0.000% | 0.000% | 41.700% | $562.44 | $13498.45 |
| GK4DGU2LHW6 | xx | xx | xx | xx |  | xx | xx | xx | xx | Florida | xx | $318085.10 | 6.874% | $2101.96 | $2344.13 | 2025-09-02 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2025, the borrower is currently delinquent for 1 month with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.874%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2344.13 | $2344.13 | $2344.13 | $2344.13 | $2344.13 | $4688.26 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 10111111 | 11111101 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2344.13000<br> $2344.13000<br> $2344.13000<br> $2344.13000<br> $2344.13000<br> $4688.26000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 29.200% | 0.000% | 0.000% | 33.300% | $683.70 | $16408.91 |
| QER6IJ6OSSE | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $247270.27 | 5.625% | $1439.14 | $1664.77 | 2025-08-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1656.90 | $0.00 | $1656.90 | $1656.90 | $1656.90 | $1656.90 | $1656.90 | $1656.90 | $1664.77 | $1664.77 | $1664.77 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1656.90000<br> $0.00000<br> $1656.90000<br> $1656.90000<br> $1656.90000<br> $1656.90000<br> $1656.90000<br> $1656.90000<br> $1664.77000<br> $1664.77000<br> $1664.77000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 41.500% | 0.000% | 0.000% | 33.300% | $691.36 | $16592.61 |
| 0H08NFZNLX3 | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $425130.74 | 9.125% | $3474.21 | $3760.75 | 2025-10-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 9.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3760.75 | $3761.75 | $0.00 | $7521.50 | $3760.75 | $3760.75 | $3760.75 | $3760.75 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 00000100 | 00100000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3760.75000<br> $3761.75000<br> $0.00000<br> $7521.50000<br> $3760.75000<br> $3760.75000<br> $3760.75000<br> $3760.75000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 33.300% | 0.000% | 0.000% | 50.000% | $1253.63 | $30087.00 |
| CSC36SVLONU | xx | xx | xx | xx | xx | xx | xx | xx | xx | Wisconsin | xx | $115837.47 | 3.125% | $1177.27 | $2269.64 | 2025-09-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | $1907.45 | $1907.45 | $2861.17 | $1907.45 | $1907.45 | $1907.45 | $1907.45 | $1907.45 | $1907.45 | $1907.45 | $1907.45 | $1907.45 | $2269.64 | $2269.64 | $2269.64 | $2269.64 | $2269.64 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1907.45000<br> $1907.45000<br> $2861.17000<br> $1907.45000<br> $1907.45000<br> $1907.45000<br> $1907.45000<br> $1907.45000<br> $1907.45000<br> $1907.45000<br> $1907.45000<br> $1907.45000<br> $2269.64000<br> $2269.64000<br> $2269.64000<br> $2269.64000<br> $2269.64000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 64.600% | 0.000% | 0.000% | 41.700% | $1466.31 | $35191.32 |
| 3QJT5TJQ7K9 | xx | xx | xx | xx | xx |  |  | xx | xx | Maryland | xx | $134069.91 | 2.625% | $608.50 | $839.74 | 2025-10-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.625%. The current UPB reflected as per the payment history is xx. | $861.69 | $861.69 | $861.69 | $861.69 | $861.69 | $861.69 | $861.69 | $861.69 | $839.74 | $839.74 | $839.74 | $839.74 | $839.74 | $839.74 | $839.74 | $839.74 | $839.74 | $839.74 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $861.69000<br> $861.69000<br> $861.69000<br> $861.69000<br> $861.69000<br> $861.69000<br> $861.69000<br> $861.69000<br> $839.74000<br> $839.74000<br> $839.74000<br> $839.74000<br> $839.74000<br> $839.74000<br> $839.74000<br> $839.74000<br> $839.74000<br> $839.74000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 75.900% | 0.000% | 0.000% | 50.000% | $637.12 | $15290.92 |
| TRY71JXSHL3 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $140695.51 | 7.500% | $984.49 | $1227.47 | 2025-10-14 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.500%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1227.47 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1227.47000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 0.000% | 8.300% | $51.14 | $1227.47 |
| M02IHSQI4G1 | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $455250.00 | 6.375% | $2840.17 |  | 2025-10-23 | XX/XX/XXXX | 0 | The loan was originated on xx/xx/2025, and the first payment is due on xx/xx/2025. According to the tape as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The current P&I is xx with an interest rate of 6.375%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |  |  | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $0.00 | $0.00 |
| TT8PC6P71ZQ | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $54610.08 | 2.500% | $940.17 | $1487.30 | 2025-10-24 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.500%. The current UPB reflected as per the payment history is xx. | $3326.61 | $3326.61 | $3326.61 | $3326.61 | $3326.61 | $1826.61 | $0.00 | $3313.91 | $1500.00 | $2000.00 | $2000.00 | $0.00 | $4000.00 | $1500.00 | $1500.00 | $2000.00 | $2000.00 | $2000.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000100001000000000000 | 000000000000100001000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3326.61000<br> $3326.61000<br> $3326.61000<br> $3326.61000<br> $3326.61000<br> $1826.61000<br> $0.00000<br> $3313.91000<br> $1500.00000<br> $2000.00000<br> $2000.00000<br> $0.00000<br> $4000.00000<br> $1500.00000<br> $1500.00000<br> $2000.00000<br> $2000.00000<br> $2000.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 112.800% | 0.000% | 0.000% | 72.800% | $1678.07 | $40273.57 |
| BSHG7BK8C1L | xx | xx | xx | xx | xx | xx | xx | xx | xx | Delaware | xx | $485220.12 | 2.250% | $2110.95 | $2385.24 | 2025-10-15 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.250%. The current UPB reflected as per the payment history is xx. | $2427.62 | $2427.62 | $2427.62 | $2427.62 | $2427.62 | $2427.62 | $2427.62 | $2427.62 | $2385.24 | $2385.24 | $2385.24 | $2385.24 | $2385.24 | $2385.24 | $2385.24 | $2385.24 | $2385.24 | $2385.24 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2427.62000<br> $2427.62000<br> $2427.62000<br> $2427.62000<br> $2427.62000<br> $2427.62000<br> $2427.62000<br> $2427.62000<br> $2385.24000<br> $2385.24000<br> $2385.24000<br> $2385.24000<br> $2385.24000<br> $2385.24000<br> $2385.24000<br> $2385.24000<br> $2385.24000<br> $2385.24000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 75.600% | 0.000% | 0.000% | 50.000% | $1803.06 | $43273.36 |
| 9RCZKNDRU78 | xx | xx | xx | xx | xx |  |  | xx | xx | Pennsylvania | xx | $640142.96 | 2.750% | $2912.80 | $5295.29 | 2025-10-24 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the payment history is xx. | $5772.09 | $5772.09 | $5772.09 | $5772.09 | $5772.09 | $5026.46 | $5026.46 | $5026.46 | $5026.46 | $5026.46 | $5026.46 | $5026.46 | $5026.46 | $5026.46 | $5026.46 | $5026.46 | $5026.46 | $5295.29 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $5772.09000<br> $5772.09000<br> $5772.09000<br> $5772.09000<br> $5772.09000<br> $5026.46000<br> $5026.46000<br> $5026.46000<br> $5026.46000<br> $5026.46000<br> $5026.46000<br> $5026.46000<br> $5026.46000<br> $5026.46000<br> $5026.46000<br> $5026.46000<br> $5026.46000<br> $5295.29000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 74.300% | 0.000% | 0.000% | 47.900% | $3936.39 | $94473.26 |
| 1X3ASF6XZIP | xx | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | $250565.57 | 3.000% | $1169.95 | $2008.01 | 2025-10-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx. | $2069.95 | $0.00 | $4139.90 | $0.00 | $2069.95 | $4139.90 | $2069.95 | $2069.95 | $2069.95 | $2069.95 | $2069.95 | $2069.95 | $2008.01 | $0.00 | $4016.02 | $0.00 | $4016.02 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2069.95000<br> $0.00000<br> $4139.90000<br> $0.00000<br> $2069.95000<br> $4139.90000<br> $2069.95000<br> $2069.95000<br> $2069.95000<br> $2069.95000<br> $2069.95000<br> $2069.95000<br> $2008.01000<br> $0.00000<br> $4016.02000<br> $0.00000<br> $4016.02000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 72.400% | 0.000% | 0.000% | 41.700% | $1453.31 | $34879.45 |
| D5CI2E1BZ11 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $319290.36 | 2.875% | $1463.74 | $2703.08 | 2025-10-14 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history, is xx. | $0.00 | $2548.25 | $2548.25 | $2548.25 | $3076.00 | $3076.00 | $3369.00 | $3368.37 | $3368.37 | $0.00 | $10105.11 | $3368.37 | $3368.37 | $3368.37 | $3368.37 | $2703.08 | $2703.08 | $2703.08 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000002111111111010000 | 000010111111111200000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $2548.25000<br> $2548.25000<br> $2548.25000<br> $3076.00000<br> $3076.00000<br> $3369.00000<br> $3368.37000<br> $3368.37000<br> $0.00000<br> $10105.11000<br> $3368.37000<br> $3368.37000<br> $3368.37000<br> $3368.37000<br> $2703.08000<br> $2703.08000<br> $2703.08000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 85.700% | 0.000% | 0.000% | 56.200% | $2316.26 | $55590.32 |
| LB2TSPG9RL9 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Michigan | xx | $116298.46 | 3.250% | $558.15 | $965.11 | 2025-10-15 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $797.04 | $797.04 | $797.04 | $897.04 | $797.04 | $999.27 | $917.27 | $817.27 | $817.27 | $817.27 | $817.27 | $817.27 | $817.27 | $817.27 | $817.27 | $817.27 | $817.27 | $965.11 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $797.04000<br> $797.04000<br> $797.04000<br> $897.04000<br> $797.04000<br> $999.27000<br> $917.27000<br> $817.27000<br> $817.27000<br> $817.27000<br> $817.27000<br> $817.27000<br> $817.27000<br> $817.27000<br> $817.27000<br> $817.27000<br> $817.27000<br> $965.11000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 65.400% | 0.000% | 0.000% | 43.600% | $630.81 | $15139.55 |
| P5SMAU23M51 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | $145706.28 | 3.000% | $674.57 | $1037.13 | 2025-10-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx. | $942.80 | $942.80 | $942.80 | $942.80 | $942.80 | $1176.63 | $1176.63 | $1176.63 | $1176.63 | $1176.63 | $1176.63 | $1176.63 | $1176.63 | $1176.63 | $1176.63 | $1176.63 | $1176.63 | $1037.13 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $942.80000<br> $942.80000<br> $942.80000<br> $942.80000<br> $942.80000<br> $1176.63000<br> $1176.63000<br> $1176.63000<br> $1176.63000<br> $1176.63000<br> $1176.63000<br> $1176.63000<br> $1176.63000<br> $1176.63000<br> $1176.63000<br> $1176.63000<br> $1176.63000<br> $1037.13000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 79.800% | 0.000% | 0.000% | 55.600% | $827.95 | $19870.69 |
| 4BOYP92XAGK | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $199775.81 | 3.000% | $927.53 | $1632.95 | 2025-10-24 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.00%. The current UPB reflected as per the payment history is xx. | $1978.37 | $1978.37 | $1978.37 | $1978.37 | $1978.37 | $1978.37 | $1614.01 | $1614.01 | $1614.01 | $1614.01 | $1614.01 | $1614.01 | $1614.01 | $1614.01 | $1614.01 | $1614.01 | $1614.01 | $1652.95 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1978.37000<br> $1978.37000<br> $1978.37000<br> $1978.37000<br> $1978.37000<br> $1978.37000<br> $1614.01000<br> $1614.01000<br> $1614.01000<br> $1614.01000<br> $1614.01000<br> $1614.01000<br> $1614.01000<br> $1614.01000<br> $1614.01000<br> $1614.01000<br> $1614.01000<br> $1652.95000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 79.800% | 0.000% | 0.000% | 49.600% | $1303.22 | $31277.28 |
| ZW6AWYGB0WY | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $405889.08 | 2.750% | $1930.98 | $3447.20 | 2025-10-24 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the payment history is xx. | $3268.66 | $3268.66 | $3268.66 | $3268.66 | $3268.66 | $5000.00 | $5441.62 | $3447.20 | $0.00 | $4000.00 | $3447.20 | $3960.00 | $4000.00 | $3903.45 | $4000.00 | $4000.00 | $3447.20 | $3447.20 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3268.66000<br> $3268.66000<br> $3268.66000<br> $3268.66000<br> $3268.66000<br> $5000.00000<br> $5441.62000<br> $3447.20000<br> $0.00000<br> $4000.00000<br> $3447.20000<br> $3960.00000<br> $4000.00000<br> $3903.45000<br> $4000.00000<br> $4000.00000<br> $3447.20000<br> $3447.20000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 77.900% | 0.000% | 0.000% | 55.100% | $2684.88 | $64437.17 |
| SKETXOHC3IZ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | $383743.40 | 2.750% | $1763.60 | $2696.19 | 2025-10-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the payment history is xx. | $3012.52 | $3012.52 | $3012.52 | $3012.52 | $3012.52 | $3012.52 | $3012.52 | $3012.52 | $3012.52 | $3012.52 | $2896.19 | $2896.19 | $2896.19 | $2896.19 | $2896.19 | $2896.19 | $2896.19 | $2896.19 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3012.52000<br> $3012.52000<br> $3012.52000<br> $3012.52000<br> $3012.52000<br> $3012.52000<br> $3012.52000<br> $3012.52000<br> $3012.52000<br> $3012.52000<br> $2896.19000<br> $2896.19000<br> $2896.19000<br> $2896.19000<br> $2896.19000<br> $2896.19000<br> $2896.19000<br> $2896.19000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 82.400% | 0.000% | 0.000% | 53.700% | $2220.61 | $53294.72 |
| VXVKIV32W0J | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $335785.95 | 3.000% | $1819.22 | $1819.22 | 2025-10-24 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx. | $6400.00 | $2400.00 | $3900.00 | $3000.00 | $2400.00 | $3400.00 | $3000.00 | $3400.00 | $4000.00 | $2400.00 | $2400.00 | $2400.00 | $3200.00 | $3200.00 | $2400.00 | $3000.00 | $2400.00 | $3400.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $6400.00000<br> $2400.00000<br> $3900.00000<br> $3000.00000<br> $2400.00000<br> $3400.00000<br> $3000.00000<br> $3400.00000<br> $4000.00000<br> $2400.00000<br> $2400.00000<br> $2400.00000<br> $3200.00000<br> $3200.00000<br> $2400.00000<br> $3000.00000<br> $2400.00000<br> $3400.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 129.900% | 0.000% | 0.000% | 80.600% | $2362.50 | $56700.00 |
| SDS0DOROVYT | xx | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | $265325.78 | 2.250% | $1116.16 | $2634.81 | 2025-10-15 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.250%. The current UPB reflected as per the payment history is xx. | $2375.51 | $2375.51 | $2375.51 | $2375.51 | $2375.51 | $2375.51 | $2375.51 | $2375.51 | $2375.51 | $2375.51 | $2375.51 | $2634.81 | $2634.81 | $2634.81 | $2634.81 | $2634.81 | $2634.81 | $2634.81 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2375.51000<br> $2375.51000<br> $2375.51000<br> $2375.51000<br> $2375.51000<br> $2375.51000<br> $2375.51000<br> $2375.51000<br> $2375.51000<br> $2375.51000<br> $2375.51000<br> $2634.81000<br> $2634.81000<br> $2634.81000<br> $2634.81000<br> $2634.81000<br> $2634.81000<br> $2634.81000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 70.500% | 0.000% | 0.000% | 50.000% | $1857.26 | $44574.28 |
| SF18L7OAASD | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $77323.01 | 4.125% | $407.11 | $621.61 | 2025-10-24 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.125%. The current UPB reflected as per the payment history is xx. | $598.75 | $607.24 | $607.24 | $607.24 | $607.24 | $607.24 | $607.24 | $607.24 | $607.24 | $607.24 | $607.24 | $607.24 | $607.24 | $621.61 | $621.61 | $621.61 | $621.61 | $621.61 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $598.75000<br> $607.24000<br> $607.24000<br> $607.24000<br> $607.24000<br> $607.24000<br> $607.24000<br> $607.24000<br> $607.24000<br> $607.24000<br> $607.24000<br> $607.24000<br> $607.24000<br> $621.61000<br> $621.61000<br> $621.61000<br> $621.61000<br> $621.61000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 73.700% | 0.000% | 0.000% | 49.800% | $458.07 | $10993.68 |
| U0UW478QG6L | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $231278.60 | 8.500% | $1804.26 | $2283.62 | 2025-10-24 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.500%. The current UPB reflected as per the payment history is xx and the deferred balance is xx. The due dates were advanced from xx/xx/2024 to xx/xx/2025 due to a modification. | $2252.21 | $2252.21 | $2252.21 | $2252.21 | $0.00 | $0.00 | $0.00 | $2252.21 | $2252.21 | $0.00 | $0.00 | $931.67 | $2332.51 | $2332.51 | $2332.51 | $2283.62 | $2283.62 | $2283.62 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0000004443332100000000 | 0000000012333444000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2252.21000<br> $2252.21000<br> $2252.21000<br> $2252.21000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2252.21000<br> $2252.21000<br> $0.00000<br> $0.00000<br> $931.67000<br> $2332.51000<br> $2332.51000<br> $2332.51000<br> $2283.62000<br> $2283.62000<br> $2283.62000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 51.600% | 0.000% | 0.000% | 50.500% | $1178.89 | $28293.32 |
| Z3GHTUV8TXF | xx | xx | xx | xx | xx |  |  | xx | xx | New Jersey | xx | $177259.91 | 2.750% | $816.48 | $1113.07 | 2025-10-24 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the payment history is xx. | $1663.50 | $0.00 | $2218.00 | $1109.00 | $1109.00 | $1109.00 | $1669.60 | $1113.07 | $1113.07 | $1113.07 | $1113.07 | $1113.07 | $1669.60 | $1113.07 | $1113.07 | $1113.07 | $1113.07 | $1113.07 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1663.50000<br> $0.00000<br> $2218.00000<br> $1109.00000<br> $1109.00000<br> $1109.00000<br> $1669.60000<br> $1113.07000<br> $1113.07000<br> $1113.07000<br> $1113.07000<br> $1113.07000<br> $1669.60000<br> $1113.07000<br> $1113.07000<br> $1113.07000<br> $1113.07000<br> $1113.07000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 81.200% | 0.000% | 0.000% | 54.200% | $903.27 | $21678.40 |
| JY4QNJ3SGIK | xx | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | $484329.38 | 6.625% | $3112.29 | $3765.61 | 2025-11-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3765.61 | $3765.61 | $0.00 | $3765.61 | $3765.61 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0000 | 0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3765.61000<br> $3765.61000<br> $0.00000<br> $3765.61000<br> $3765.61000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 16.700% | 0.000% | 0.000% | 33.300% | $627.60 | $15062.44 |
| QUEPMR3JNKE | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $227489.19 | 7.500% | $1594.21 | $1594.21 | 2025-10-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1614.71 | $1614.71 | $1594.21 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1614.71000<br> $1614.71000<br> $1594.21000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 12.600% | 0.000% | 0.000% | 25.200% | $200.98 | $4823.63 |
| KEUNUD205I1 | xx | xx | xx | xx | xx |  |  | xx | xx | Delaware | xx | $67787.87 | 3.750% | $415.03 | $546.38 | 2025-09-30 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | $538.18 | $1076.36 | $538.18 | $538.18 | $538.18 | $538.18 | $538.18 | $538.18 | $0.00 | $1092.76 | $0.00 | $546.38 | $1092.76 | $546.38 | $0.00 | $546.38 | $1092.76 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 011001101000000011100100 | 001001110000000101100110 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $538.18000<br> $1076.36000<br> $538.18000<br> $538.18000<br> $538.18000<br> $538.18000<br> $538.18000<br> $538.18000<br> $0.00000<br> $1092.76000<br> $0.00000<br> $546.38000<br> $1092.76000<br> $546.38000<br> $0.00000<br> $546.38000<br> $1092.76000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 74.400% | 0.000% | 0.000% | 50.000% | $406.71 | $9761.04 |
| JIXG69FM8FK | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $76921.42 | 6.875% | $510.17 | $969.21 | 2025-10-21 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month on the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $969.21 | $0.00 | $969.21 | $969.21 | $969.21 | $969.21 | $969.21 | $0.00 | $1938.42 | $969.21 | $969.21 | $0.00 | $969.21 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 110001000000 | 000000100011 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $969.21000<br> $0.00000<br> $969.21000<br> $969.21000<br> $969.21000<br> $969.21000<br> $969.21000<br> $0.00000<br> $1938.42000<br> $969.21000<br> $969.21000<br> $0.00000<br> $969.21000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 45.800% | 0.000% | 0.000% | 41.700% | $444.22 | $10661.31 |
| 95J33NXROFD | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $604220.37 | 6.125% | $3406.59 | $4097.80 | 2025-10-31 | XX/XX/XXXX | 3 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 04 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | $4080.10 | $4080.10 | $8160.20 | $0.00 | $4080.10 | $0.00 | $4080.10 | $4080.10 | $4080.10 | $0.00 | $0.00 | $8160.20 | $0.00 | $0.00 | $8177.90 | $0.00 | $0.00 | $8195.60 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 444343232111100000001444 | 444100000001111232343444 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4080.10000<br> $4080.10000<br> $8160.20000<br> $0.00000<br> $4080.10000<br> $0.00000<br> $4080.10000<br> $4080.10000<br> $4080.10000<br> $0.00000<br> $0.00000<br> $8160.20000<br> $0.00000<br> $0.00000<br> $8177.90000<br> $0.00000<br> $0.00000<br> $8195.60000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 58.100% | 0.000% | 0.000% | 33.300% | $2382.27 | $57174.50 |
| 4H1W1T492H9 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $593006.84 | 7.490% | $4191.18 | $5514.49 | 2025-11-07 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.490%. The current UPB reflected is xx. | $0.00 | $0.00 | $0.00 | $5125.43 | $5125.43 | $5125.43 | $5125.43 | $5125.43 | $5125.43 | $5125.43 | $5125.43 | $5125.43 | $5125.43 | $5125.43 | $5125.43 | $5514.49 | $5514.49 | $5514.49 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000 | 000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $5125.43000<br> $5125.43000<br> $5125.43000<br> $5125.43000<br> $5125.43000<br> $5125.43000<br> $5125.43000<br> $5125.43000<br> $5125.43000<br> $5125.43000<br> $5125.43000<br> $5125.43000<br> $5514.49000<br> $5514.49000<br> $5514.49000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 59.000% | 0.000% | 0.000% | 48.200% | $3252.03 | $78048.63 |
| FHGK5EBOZOC | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $471263.44 | 7.500% | $3339.45 | $4162.64 | 2025-11-07 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | $4056.58 | $0.00 | $4056.58 | $4056.58 | $4056.58 | $4056.58 | $4056.58 | $4056.58 | $4056.58 | $4056.58 | $4056.58 | $4056.58 | $4056.58 | $4162.64 | $4162.64 | $4162.64 | $4162.64 | $4162.64 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 00000000000000000 | 00000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4056.58000<br> $0.00000<br> $4056.58000<br> $4056.58000<br> $4056.58000<br> $4056.58000<br> $4056.58000<br> $4056.58000<br> $4056.58000<br> $4056.58000<br> $4056.58000<br> $4056.58000<br> $4056.58000<br> $4162.64000<br> $4162.64000<br> $4162.64000<br> $4162.64000<br> $4162.64000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 69.600% | 0.000% | 0.000% | 49.800% | $2895.51 | $69492.16 |
| H5X04M53PKS | xx | xx | xx | xx | xx |  |  | xx | xx | Nevada | xx | $368420.56 | 5.990% | $2236.38 | $2761.44 | 2025-11-06 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 01 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.990%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5366.42 | $2683.21 | $2683.21 | $2683.21 | $2683.21 | $2683.21 | $2683.21 | $2683.21 | $2683.21 | $2683.21 | $2683.21 | $2761.44 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 10000000000001 | 10000000000001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5366.42000<br> $2683.21000<br> $2683.21000<br> $2683.21000<br> $2683.21000<br> $2683.21000<br> $2683.21000<br> $2683.21000<br> $2683.21000<br> $2683.21000<br> $2683.21000<br> $2761.44000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 52.800% | 0.000% | 0.000% | 40.700% | $1456.67 | $34959.96 |
| UWRWM7MO3J6 | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $779200.00 | 8.000% | $5194.67 | $6666.58 | 2025-11-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (interest & escrow), which was applied for the due date of xx/xx/2025. The current interest-only payment is xx and interest rate is 8.00%. The current UPB reflected as per the payment history is xx. The loan is interest-only for 120 months. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6666.58 | $0.00 | $0.00 | $19999.74 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0210 | 0120 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6666.58000<br> $0.00000<br> $0.00000<br> $19999.74000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 16.700% | 0.000% | 0.000% | 33.300% | $1111.10 | $26666.32 |
| LV9QQH7JV1W | xx | xx | xx | xx |  |  |  | xx | xx | Michigan | xx | $1192675.13 | 7.875% | $8671.83 | $11360.38 | 2025-11-18 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11360.38 | $22720.76 | $11360.38 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0011 | 1100 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $11360.38000<br> $22720.76000<br> $11360.38000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 16.700% | 0.000% | 16.700% | 33.300% | $1893.40 | $45441.52 |
| HOO0G5UNKKQ | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $348500.00 | 7.490% | $2175.22 | $3007.37 | 2025-11-18 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx, which was applied for the due date of xx/xx/2025. The current interest-only payment is xx with an interest rate of 7.490%. The current UPB reflected as per the payment history is xx. As per the note, the loan is interest-only for 120 months. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3007.37 | $3007.37 | $3007.37 | $0.00 | $3007.37 | $6014.74 | $3007.37 | $3007.37 | $3007.37 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000011000 | 000110000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3007.37000<br> $3007.37000<br> $3007.37000<br> $0.00000<br> $3007.37000<br> $6014.74000<br> $3007.37000<br> $3007.37000<br> $3007.37000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 37.500% | 0.000% | 16.700% | 58.300% | $1127.76 | $27066.33 |
| T83ZW2724RR | xx | xx | xx | xx |  |  |  | xx | xx | Pennsylvania | xx | $163398.93 | 7.625% | $1160.78 | $1494.01 | 2025-11-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.625%. The current UPB reflected as per payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2988.02 | $1494.01 | $1494.01 | $1494.01 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 00001 | 10000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2988.02000<br> $1494.01000<br> $1494.01000<br> $1494.01000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 20.800% | 0.000% | 16.700% | 41.700% | $311.25 | $7470.05 |
| LWS1ICEN4YQ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Indiana | xx | $110399.90 | 8.500% | $848.88 | $3461.00 | 2025-11-20 | XX/XX/XXXX | 3 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI) which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3461.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 3221 | 1223 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3461.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 0.000% | 8.300% | $144.21 | $3461.00 |
| LU9H69G6REN | xx | xx | xx | xx | xx |  |  | xx | xx | South Carolina | xx | $142333.24 | 7.000% | $947.72 | $1269.71 | 2025-10-31 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.00%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1269.71 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | MM0 | 0MM | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1269.71000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 0.000% | 8.300% | $52.90 | $1269.71 |
| R2CNOS19QDH | xx | xx | xx | xx | xx | xx | xx | xx | xx | Washington | xx | $296000.00 | 6.625% | $1895.32 |  | 2025-12-10 | XX/XX/XXXX | 0 | The loan was originated on xx/xx/2025, and the first payment is due on xx/xx/2025. As per the tape as of xx/xx/2025, the next due date is xx/xx/2025. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |  |  | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $0.00 | $0.00 |
| CK57O176SPL | xx | xx | xx | xx | xx |  |  | xx | xx | Connecticut | xx | $167376.58 | 5.500% | $1630.85 | $2346.50 | 2025-12-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $4595.84 | $2297.92 | $4595.84 | $4441.00 | $0.00 | $2143.08 | $2292.22 | $2292.22 | $2292.22 | $2292.22 | $2292.22 | $2292.22 | $2292.22 | $2292.22 | $2292.22 | $2346.50 | $0.00 | $2346.50 | $0.00 | $0.00 | $0.00 | $0.00 | 1000000000000001121MMMMM | MMMMM1211000000000000001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $4595.84000<br> $2297.92000<br> $4595.84000<br> $4441.00000<br> $0.00000<br> $2143.08000<br> $2292.22000<br> $2292.22000<br> $2292.22000<br> $2292.22000<br> $2292.22000<br> $2292.22000<br> $2292.22000<br> $2292.22000<br> $2292.22000<br> $2346.50000<br> $0.00000<br> $2346.50000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 77.100% | 0.000% | 16.700% | 57.400% | $1808.19 | $43396.66 |
| OFBB6N9OQD8 | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $22791.13 | 5.000% | $582.47 | $1407.59 | 2025-12-14 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.000%. The current UPB is xx. | $1012.21 | $1012.21 | $1012.21 | $1012.21 | $1012.21 | $1012.21 | $1012.21 | $1353.31 | $1353.31 | $1353.31 | $1353.31 | $1353.31 | $1353.31 | $1407.59 | $1407.59 | $1407.59 | $1407.59 | $1407.59 | $1407.59 | $1407.59 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1012.21000<br> $1012.21000<br> $1012.21000<br> $1012.21000<br> $1012.21000<br> $1012.21000<br> $1012.21000<br> $1353.31000<br> $1353.31000<br> $1353.31000<br> $1353.31000<br> $1353.31000<br> $1353.31000<br> $1407.59000<br> $1407.59000<br> $1407.59000<br> $1407.59000<br> $1407.59000<br> $1407.59000<br> $1407.59000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 74.200% | 0.000% | 33.300% | 66.300% | $1044.10 | $25058.46 |
| YKN5D1NPKUX | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $122502.64 | 6.000% | $1425.45 | $2043.03 | 2025-12-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $3965.80 | $0.00 | $3965.80 | $3965.80 | $0.00 | $2024.51 | $0.00 | $4042.20 | $0.00 | $4042.20 | $0.00 | $2021.10 | $4042.20 | $2021.10 | $0.00 | $2021.10 | $2021.10 | $4042.20 | $2043.03 | $0.00 | $0.00 | $0.00 | $0.00 | 001110011010100001010122 | 221010100001010110011100 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $3965.80000<br> $0.00000<br> $3965.80000<br> $3965.80000<br> $0.00000<br> $2024.51000<br> $0.00000<br> $4042.20000<br> $0.00000<br> $4042.20000<br> $0.00000<br> $2021.10000<br> $4042.20000<br> $2021.10000<br> $0.00000<br> $2021.10000<br> $2021.10000<br> $4042.20000<br> $2043.03000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 82.000% | 0.000% | 49.600% | 74.300% | $1675.76 | $40218.14 |
| 0K2LRTWL8CT | xx | xx | xx | xx | xx |  |  | xx | xx | Minnesota | xx | $235256.28 | 5.000% | $1426.31 | $2406.16 | 2025-12-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.000%. The current UPB reflected as per the payment history is xx, and the deferred balance is xx. As per the collection comments dated xx/xx/2024 and xx/xx/2025, the payments made in the months of xx/xx/2025 and xx/xx/2024 were borrower payments. | $0.00 | $0.00 | $8894.05 | $1778.81 | $0.00 | $3557.62 | $0.00 | $3557.62 | $0.00 | $3545.62 | $0.00 | $3545.62 | $0.00 | $4812.32 | $0.00 | $0.00 | $0.00 | $0.00 | $14436.96 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0043210101010101004321MM | MM1234001010101010123400 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $8894.05000<br> $1778.81000<br> $0.00000<br> $3557.62000<br> $0.00000<br> $3557.62000<br> $0.00000<br> $3545.62000<br> $0.00000<br> $3545.62000<br> $0.00000<br> $4812.32000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $14436.96000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 76.400% | 0.000% | 100.000% | 66.700% | $1838.69 | $44128.62 |
| SJZHRQI22YH | xx | xx | xx | xx | xx | xx | xx | xx | xx | Nevada | xx | $139886.41 | 6.500% | $1194.59 | $1362.65 | 2025-12-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $1362.91 | $1412.91 | $1387.91 | $1387.91 | $1387.91 | $1348.97 | $1348.97 | $1348.97 | $0.00 | $2697.94 | $1348.97 | $1348.97 | $1348.97 | $1348.97 | $1348.97 | $1348.97 | $1348.97 | $0.00 | $1362.65 | $0.00 | $0.00 | $0.00 | $0.00 | 100000000100000000MMMMMM | MMMMMM000000001000000001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $1362.91000<br> $1412.91000<br> $1387.91000<br> $1387.91000<br> $1387.91000<br> $1348.97000<br> $1348.97000<br> $1348.97000<br> $0.00000<br> $2697.94000<br> $1348.97000<br> $1348.97000<br> $1348.97000<br> $1348.97000<br> $1348.97000<br> $1348.97000<br> $1348.97000<br> $0.00000<br> $1362.65000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 74.900% | 0.000% | 16.700% | 57.800% | $1020.41 | $24489.84 |
| DTAJ3FITC9C | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $73867.75 | 4.490% | $689.60 | $846.81 | 2025-12-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.490%. The current UPB reflected as per the payment history is xx. | $0.00 | $876.63 | $1800.00 | $0.00 | $900.00 | $900.00 | $900.00 | $900.00 | $900.00 | $0.00 | $1800.00 | $0.00 | $5457.02 | $1825.51 | $850.00 | $1696.81 | $850.00 | $0.00 | $850.00 | $850.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0000000021100000000MMMMM | MMMMM0000000011200000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $876.63000<br> $1800.00000<br> $0.00000<br> $900.00000<br> $900.00000<br> $900.00000<br> $900.00000<br> $900.00000<br> $0.00000<br> $1800.00000<br> $0.00000<br> $5457.02000<br> $1825.51000<br> $850.00000<br> $1696.81000<br> $850.00000<br> $0.00000<br> $850.00000<br> $850.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 105.100% | 0.000% | 33.500% | 121.800% | $889.83 | $21355.97 |
| 7RZG29A4WLK | xx | xx | xx | xx | xx | xx | xx | xx | xx | Louisiana | xx | $78876.41 | 6.000% | $551.16 | $652.04 | 2025-12-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $2879.16 | $0.00 | $0.00 | $0.00 | $2255.26 | $1000.00 | $3905.49 | $865.86 | $970.08 | $0.00 | $1949.82 | $975.52 | $0.00 | $927.96 | $700.00 | $0.00 | $1352.04 | $0.00 | $700.00 | $0.00 | $0.00 | $0.00 | $0.00 | 1101001001000200000321MM | MM1230000020001001001011 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $2879.16000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2255.26000<br> $1000.00000<br> $3905.49000<br> $865.86000<br> $970.08000<br> $0.00000<br> $1949.82000<br> $975.52000<br> $0.00000<br> $927.96000<br> $700.00000<br> $0.00000<br> $1352.04000<br> $0.00000<br> $700.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 118.100% | 0.000% | 17.900% | 59.500% | $770.05 | $18481.19 |
| U0N5XOSOT17 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Kentucky | xx | $41092.27 | 7.000% | $436.43 | $637.44 | 2025-12-03 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB is xx. | $0.00 | $0.00 | $872.86 | $436.43 | $436.43 | $872.86 | $436.43 | $436.43 | $436.43 | $436.43 | $436.43 | $436.43 | $436.43 | $436.43 | $436.43 | $436.43 | $626.89 | $626.89 | $637.44 | $637.44 | $0.00 | $0.00 | $0.00 | $0.00 | 22221111111111223MMMMMMM | MMMMMMM32211111111112222 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $872.86000<br> $436.43000<br> $436.43000<br> $872.86000<br> $436.43000<br> $436.43000<br> $436.43000<br> $436.43000<br> $436.43000<br> $436.43000<br> $436.43000<br> $436.43000<br> $436.43000<br> $436.43000<br> $626.89000<br> $626.89000<br> $637.44000<br> $637.44000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 62.200% | 0.000% | 33.300% | 55.900% | $396.31 | $9511.54 |
| QJA72WSXH7I | xx | xx | xx | xx | xx |  |  | xx | xx | Louisiana | xx | $100353.45 | 4.125% | $494.06 | $1198.23 | 2025-12-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.125%. The current UPB reflected as per the payment history is xx. As per the comment dated xx/xx/2024, the payments made in the month of August 2024 are BWR payments. | $3789.14 | $0.00 | $0.00 | $9472.85 | $0.00 | $0.00 | $0.00 | $0.00 | $1433.16 | $0.00 | $0.00 | $7330.50 | $1198.23 | $0.00 | $0.00 | $3594.69 | $0.00 | $1198.23 | $0.00 | $3594.69 | $0.00 | $0.00 | $0.00 | $0.00 | 021102100432210003212111 | 111212300012234001201120 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3789.14000<br> $0.00000<br> $0.00000<br> $9472.85000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1433.16000<br> $0.00000<br> $0.00000<br> $7330.50000<br> $1198.23000<br> $0.00000<br> $0.00000<br> $3594.69000<br> $0.00000<br> $1198.23000<br> $0.00000<br> $3594.69000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 109.900% | 0.000% | 50.000% | 66.700% | $1317.15 | $31611.49 |
| S8UVV2DCAG9 | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $61923.64 | 5.500% | $383.22 | $657.79 | 2025-12-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx.<br>| $428.31 | $428.31 | $428.31 | $428.31 | $428.31 | $428.31 | $428.31 | $428.31 | $638.11 | $638.11 | $638.11 | $638.11 | $638.11 | $638.11 | $638.11 | $638.11 | $657.79 | $657.79 | $657.79 | $657.79 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $428.31000<br> $428.31000<br> $428.31000<br> $428.31000<br> $428.31000<br> $428.31000<br> $428.31000<br> $428.31000<br> $638.11000<br> $638.11000<br> $638.11000<br> $638.11000<br> $638.11000<br> $638.11000<br> $638.11000<br> $638.11000<br> $657.79000<br> $657.79000<br> $657.79000<br> $657.79000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 70.700% | 0.000% | 33.300% | 65.700% | $465.11 | $11162.52 |
| BP2KA9SC345 | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $22205.25 | 5.090% | $208.49 | $300.00 | 2025-12-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.090%. The current UPB reflected as per the payment history is xx. | $0.00 | $283.22 | $566.44 | $283.22 | $300.00 | $283.22 | $283.22 | $276.46 | $276.46 | $276.46 | $276.46 | $276.46 | $276.46 | $276.46 | $276.46 | $276.46 | $503.26 | $300.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 1000000000000000011MMMMM | MMMMM1100000000000000001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $283.22000<br> $566.44000<br> $283.22000<br> $300.00000<br> $283.22000<br> $283.22000<br> $276.46000<br> $276.46000<br> $276.46000<br> $276.46000<br> $276.46000<br> $276.46000<br> $276.46000<br> $276.46000<br> $276.46000<br> $503.26000<br> $300.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 73.500% | 0.000% | 0.000% | 53.000% | $220.45 | $5290.72 |
| JI9PYN88FLQ | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $43839.42 | 8.800% | $513.68 | $590.89 | 2025-12-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.800%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $513.68 | $0.00 | $1027.36 | $513.68 | $590.89 | $0.00 | $590.89 | $0.00 | $590.89 | $590.89 | $590.89 | $590.89 | $1181.78 | $590.89 | $1181.78 | $590.89 | $0.00 | $590.89 | $0.00 | $0.00 | $0.00 | $0.00 | 10011222221100010MMMMMMM | MMMMMMM01000112222211001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $513.68000<br> $0.00000<br> $1027.36000<br> $513.68000<br> $590.89000<br> $0.00000<br> $590.89000<br> $0.00000<br> $590.89000<br> $590.89000<br> $590.89000<br> $590.89000<br> $1181.78000<br> $590.89000<br> $1181.78000<br> $590.89000<br> $0.00000<br> $590.89000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 68.700% | 0.000% | 16.700% | 75.000% | $405.68 | $9736.29 |
| QYNC6ENZYA0 | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $24414.11 | 6.250% | $411.44 | $601.71 | 2025-12-14 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.250%. The current UPB, reflected as per the payment history, is xx. | $555.00 | $548.84 | $548.84 | $565.00 | $560.00 | $560.00 | $565.00 | $620.00 | $630.00 | $630.00 | $620.00 | $620.00 | $620.00 | $605.00 | $605.00 | $620.00 | $620.00 | $610.00 | $603.00 | $610.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $555.00000<br> $548.84000<br> $548.84000<br> $565.00000<br> $560.00000<br> $560.00000<br> $565.00000<br> $620.00000<br> $630.00000<br> $630.00000<br> $620.00000<br> $620.00000<br> $620.00000<br> $605.00000<br> $605.00000<br> $620.00000<br> $620.00000<br> $610.00000<br> $603.00000<br> $610.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 82.500% | 0.000% | 33.600% | 67.800% | $496.49 | $11915.68 |
| CEH9C9AFLS3 | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $26434.38 | 7.000% | $1739.29 | $1739.29 | 2025-12-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx, which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $1739.29 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $1739.29000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 83.300% | 0.000% | 33.300% | 66.700% | $1449.41 | $34785.80 |
| L682SM3X6UT | xx | xx | xx | xx | xx |  |  | xx | xx | Massachusetts | xx | $324636.84 | 5.500% | $2345.58 | $3737.94 | 2025-12-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. The deferred balance is xx. | $3582.36 | $3582.36 | $3582.36 | $3582.36 | $3582.36 | $3582.36 | $3582.36 | $3606.72 | $3603.62 | $3603.62 | $3603.62 | $3603.62 | $3603.62 | $3673.31 | $3673.31 | $3673.31 | $3673.31 | $3673.31 | $3673.31 | $3737.94 | $0.00 | $0.00 | $0.00 | $0.00 | 111111111111111111111111 | 111111111111111111111111 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3582.36000<br> $3582.36000<br> $3582.36000<br> $3582.36000<br> $3582.36000<br> $3582.36000<br> $3582.36000<br> $3606.72000<br> $3603.62000<br> $3603.62000<br> $3603.62000<br> $3603.62000<br> $3603.62000<br> $3673.31000<br> $3673.31000<br> $3673.31000<br> $3673.31000<br> $3673.31000<br> $3673.31000<br> $3737.94000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 80.800% | 0.000% | 33.000% | 65.500% | $3019.96 | $72479.14 |
| A1QN1ANZMZT | xx | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | $268225.16 | 6.940% | $1810.54 | $2317.84 | 2025-12-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.940%. The current UPB reflected as per the payment history is xx. The subject loan was modified in xx/xx/2024 and the deferred balance is in the amount of xx. | $0.00 | $0.00 | $2154.84 | $6464.52 | $2154.84 | $2154.84 | $0.00 | $4134.02 | $2067.01 | $2067.01 | $2067.01 | $0.00 | $2862.84 | $2317.84 | $2317.84 | $2317.84 | $2317.84 | $2317.84 | $4635.68 | $2317.84 | $0.00 | $0.00 | $0.00 | $0.00 | 001111111000010002210004 | 400012200010000111111100 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $2154.84000<br> $6464.52000<br> $2154.84000<br> $2154.84000<br> $0.00000<br> $4134.02000<br> $2067.01000<br> $2067.01000<br> $2067.01000<br> $0.00000<br> $2862.84000<br> $2317.84000<br> $2317.84000<br> $2317.84000<br> $2317.84000<br> $2317.84000<br> $4635.68000<br> $2317.84000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 80.300% | 0.000% | 50.000% | 77.000% | $1861.24 | $44669.65 |
| 7HL4XW33NKW | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $126451.86 | 4.875% | $747.65 | $1007.74 | 2025-12-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.875%. The current UPB is xx. The deferred balance is xx. | $0.00 | $0.00 | $1011.05 | $2003.36 | $2003.36 | $1001.68 | $1001.68 | $1016.34 | $0.00 | $0.00 | $0.00 | $0.00 | $1007.74 | $1007.74 | $1007.74 | $1007.74 | $1007.74 | $1007.74 | $1007.74 | $4030.96 | $0.00 | $0.00 | $0.00 | $0.00 | 444444443210000122102101 | 101201221000012344444444 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $1011.05000<br> $2003.36000<br> $2003.36000<br> $1001.68000<br> $1001.68000<br> $1016.34000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1007.74000<br> $1007.74000<br> $1007.74000<br> $1007.74000<br> $1007.74000<br> $1007.74000<br> $1007.74000<br> $4030.96000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 79.100% | 0.000% | 83.300% | 91.700% | $796.78 | $19122.61 |
| V9BX6L44CJP | xx | xx | xx | xx | xx |  |  | xx | xx | Arkansas | xx | $33161.03 | 5.500% | $194.87 | $234.91 | 2025-12-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | $249.08 | $249.08 | $249.08 | $249.08 | $249.08 | $249.08 | $249.08 | $249.08 | $0.00 | $373.11 | $373.11 | $484.30 | $242.15 | $242.15 | $242.15 | $242.15 | $242.15 | $242.15 | $242.15 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000001110000000000000 | 000000000000011100000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $249.08000<br> $249.08000<br> $249.08000<br> $249.08000<br> $249.08000<br> $249.08000<br> $249.08000<br> $249.08000<br> $0.00000<br> $373.11000<br> $373.11000<br> $484.30000<br> $242.15000<br> $242.15000<br> $242.15000<br> $242.15000<br> $242.15000<br> $242.15000<br> $242.15000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 87.200% | 0.000% | 17.200% | 60.100% | $204.93 | $4918.21 |
| 2132D71QJ8L | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $128908.34 | 6.610% | $773.61 | $1169.13 | 2025-12-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.610%. The current UPB reflected as per the payment history is xx. | $0.00 | $965.59 | $0.00 | $965.59 | $1931.18 | $965.59 | $790.77 | $876.70 | $876.70 | $876.70 | $876.70 | $876.70 | $1080.07 | $1080.07 | $1080.07 | $1080.07 | $1080.07 | $1080.07 | $1080.07 | $1169.13 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000011000000 | 000000110000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $965.59000<br> $0.00000<br> $965.59000<br> $1931.18000<br> $965.59000<br> $790.77000<br> $876.70000<br> $876.70000<br> $876.70000<br> $876.70000<br> $876.70000<br> $1080.07000<br> $1080.07000<br> $1080.07000<br> $1080.07000<br> $1080.07000<br> $1080.07000<br> $1080.07000<br> $1169.13000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 66.800% | 0.000% | 32.100% | 62.200% | $780.49 | $18731.84 |
| RJV3YSQQ7VW | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $100766.49 | 7.000% | $699.03 | $1204.80 | 2025-12-05 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB, reflected as per the payment history, is xx. As per tape data, the deferred balance is xx. | $1405.80 | $2811.60 | $1405.80 | $1405.80 | $1405.80 | $1405.80 | $1192.51 | $2399.25 | $0.00 | $1206.47 | $1204.80 | $1204.80 | $1204.80 | $2409.60 | $0.00 | $1204.80 | $1204.80 | $2409.60 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000111211 | 112111000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1405.80000<br> $2811.60000<br> $1405.80000<br> $1405.80000<br> $1405.80000<br> $1405.80000<br> $1192.51000<br> $2399.25000<br> $0.00000<br> $1206.47000<br> $1204.80000<br> $1204.80000<br> $1204.80000<br> $2409.60000<br> $0.00000<br> $1204.80000<br> $1204.80000<br> $2409.60000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 88.100% | 0.000% | 0.000% | 58.300% | $1061.75 | $25482.03 |
| L1QNUM3008C | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $16309.74 | 6.750% | $369.48 | $614.32 | 2025-12-04 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.750%. The current UPB is xx. | $661.28 | $661.28 | $0.00 | $0.00 | $661.28 | $0.00 | $661.28 | $0.00 | $0.00 | $796.90 | $429.07 | $264.06 | $265.55 | $267.04 | $268.55 | $270.06 | $271.58 | $273.10 | $274.64 | $276.18 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000001444444444444 | 444444444444100000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $661.28000<br> $661.28000<br> $0.00000<br> $0.00000<br> $661.28000<br> $0.00000<br> $661.28000<br> $0.00000<br> $0.00000<br> $796.90000<br> $429.07000<br> $264.06000<br> $265.55000<br> $267.04000<br> $268.55000<br> $270.06000<br> $271.58000<br> $273.10000<br> $274.64000<br> $276.18000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 42.700% | 0.000% | 14.900% | 29.400% | $262.58 | $6301.85 |
| GYKZMAJJMAP | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $275461.14 | 6.750% | $2739.13 | $3451.17 | 2025-12-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx and the deferred balance is xx. | $3467.20 | $3467.20 | $3467.20 | $3467.20 | $3467.20 | $3467.20 | $3467.20 | $3467.20 | $3456.17 | $3456.17 | $3456.17 | $3456.17 | $3456.17 | $3451.17 | $3451.17 | $3451.17 | $3451.17 | $3451.17 | $3451.17 | $3451.17 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3467.20000<br> $3467.20000<br> $3467.20000<br> $3467.20000<br> $3467.20000<br> $3467.20000<br> $3467.20000<br> $3467.20000<br> $3456.17000<br> $3456.17000<br> $3456.17000<br> $3456.17000<br> $3456.17000<br> $3451.17000<br> $3451.17000<br> $3451.17000<br> $3451.17000<br> $3451.17000<br> $3451.17000<br> $3451.17000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 83.500% | 0.000% | 33.300% | 66.700% | $2882.36 | $69176.64 |
| C7HMEUCXSO6 | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $38262.83 | 6.870% | $525.27 | $737.25 | 2025-12-02 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.87%. The current UPB reflected as per the payment history is xx. | $0.00 | $675.23 | $0.00 | $2795.84 | $698.96 | $698.96 | $0.00 | $1397.92 | $0.00 | $714.80 | $2159.04 | $0.00 | $729.44 | $1458.88 | $0.00 | $0.00 | $729.44 | $729.44 | $1474.50 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 122210110221211143322210 | 012223341112122011012221 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $675.23000<br> $0.00000<br> $2795.84000<br> $698.96000<br> $698.96000<br> $0.00000<br> $1397.92000<br> $0.00000<br> $714.80000<br> $2159.04000<br> $0.00000<br> $729.44000<br> $1458.88000<br> $0.00000<br> $0.00000<br> $729.44000<br> $729.44000<br> $1474.50000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 80.600% | 0.000% | 33.300% | 57.900% | $594.27 | $14262.45 |
| N6VLN52HGZ9 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $163898.59 | 4.000% | $822.08 | $1516.26 | 2025-12-05 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.000%. The current UPB reflected as per the payment history is xx and the deferred amount is xx. | $1206.58 | $0.00 | $2413.16 | $1206.58 | $1226.78 | $1226.78 | $1226.78 | $1226.78 | $1464.94 | $0.00 | $2981.20 | $1516.26 | $1516.26 | $1516.26 | $0.00 | $3032.52 | $1516.26 | $1516.26 | $1516.26 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000010000100000001000012 | 210000100000001000010000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1206.58000<br> $0.00000<br> $2413.16000<br> $1206.58000<br> $1226.78000<br> $1226.78000<br> $1226.78000<br> $1226.78000<br> $1464.94000<br> $0.00000<br> $2981.20000<br> $1516.26000<br> $1516.26000<br> $1516.26000<br> $0.00000<br> $3032.52000<br> $1516.26000<br> $1516.26000<br> $1516.26000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 72.300% | 0.000% | 16.700% | 58.300% | $1096.24 | $26309.66 |
| GOC8FCPB72E | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $309923.82 | 4.875% | $1924.63 | $2387.45 | 2025-12-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.875%. The current UPB reflected as per the payment history is xx. | $4733.26 | $2366.63 | $2366.63 | $4733.26 | $0.00 | $2366.63 | $2488.52 | $2387.96 | $2387.24 | $2387.24 | $4652.59 | $2387.24 | $2387.24 | $2387.45 | $2387.45 | $2387.45 | $2387.45 | $2387.45 | $2387.45 | $2387.45 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000011111101112111 | 111211101111110000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4733.26000<br> $2366.63000<br> $2366.63000<br> $4733.26000<br> $0.00000<br> $2366.63000<br> $2488.52000<br> $2387.96000<br> $2387.24000<br> $2387.24000<br> $4652.59000<br> $2387.24000<br> $2387.24000<br> $2387.45000<br> $2387.45000<br> $2387.45000<br> $2387.45000<br> $2387.45000<br> $2387.45000<br> $2387.45000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 91.400% | 0.000% | 33.300% | 66.700% | $2181.52 | $52356.59 |
| XQM53P6X73L | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $233085.66 | 7.000% | $2386.59 | $3351.42 | 2025-12-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | $3138.00 | $3138.00 | $3138.00 | $3138.00 | $3126.92 | $3126.92 | $3126.92 | $3126.92 | $3126.92 | $3126.92 | $3196.58 | $3196.58 | $3196.58 | $3351.42 | $12351.42 | $9351.42 | $3351.42 | $3351.42 | $0.00 | $3351.42 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3138.00000<br> $3138.00000<br> $3138.00000<br> $3138.00000<br> $3126.92000<br> $3126.92000<br> $3126.92000<br> $3126.92000<br> $3126.92000<br> $3126.92000<br> $3196.58000<br> $3196.58000<br> $3196.58000<br> $3351.42000<br> $12351.42000<br> $9351.42000<br> $3351.42000<br> $3351.42000<br> $0.00000<br> $3351.42000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 94.500% | 0.000% | 16.700% | 95.200% | $3167.16 | $76011.78 |
| 7WI2K2PKK32 | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $397264.56 | 4.625% | $2172.24 | $2824.44 | 2025-11-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.625%. The current UPB reflected as per the payment history is xx. | $2647.78 | $2650.00 | $2527.86 | $2527.86 | $0.00 | $5055.72 | $2748.32 | $2802.15 | $2802.15 | $2802.15 | $2802.15 | $2802.15 | $0.00 | $5604.30 | $2824.44 | $0.00 | $5648.88 | $2824.44 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 100100100000001000000010 | 010000000100000001001001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2647.78000<br> $2650.00000<br> $2527.86000<br> $2527.86000<br> $0.00000<br> $5055.72000<br> $2748.32000<br> $2802.15000<br> $2802.15000<br> $2802.15000<br> $2802.15000<br> $2802.15000<br> $0.00000<br> $5604.30000<br> $2824.44000<br> $0.00000<br> $5648.88000<br> $2824.44000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 72.400% | 0.000% | 0.000% | 49.900% | $2044.60 | $49070.35 |
| 98F000ZB9AL | xx | xx | xx | xx | xx | xx | xx | xx | xx | Massachusetts | xx | $314516.73 | 7.125% | $2280.04 | $2647.80 | 2025-12-02 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $2615.81 | $5231.62 | $2615.81 | $2615.81 | $2615.81 | $0.00 | $2615.81 | $2590.24 | $2647.80 | $5295.60 | $0.00 | $5295.60 | $2647.80 | $0.00 | $5295.60 | $2647.80 | $0.00 | $2647.80 | $2647.80 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 111001001011110000112213 | 312211000011110100100111 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2615.81000<br> $5231.62000<br> $2615.81000<br> $2615.81000<br> $2615.81000<br> $0.00000<br> $2615.81000<br> $2590.24000<br> $2647.80000<br> $5295.60000<br> $0.00000<br> $5295.60000<br> $2647.80000<br> $0.00000<br> $5295.60000<br> $2647.80000<br> $0.00000<br> $2647.80000<br> $2647.80000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 78.700% | 0.000% | 16.700% | 50.000% | $2084.45 | $50026.71 |
| FBE3KOS90FT | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $178296.76 | 7.000% | $1157.93 | $1317.09 | 2025-11-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | $1283.94 | $1283.94 | $1283.94 | $1283.94 | $1283.94 | $1283.94 | $1301.22 | $1301.22 | $1301.22 | $1301.22 | $1308.13 | $1308.13 | $1308.13 | $1308.13 | $1308.13 | $1308.13 | $1308.13 | $1317.09 | $1317.09 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1283.94000<br> $1283.94000<br> $1283.94000<br> $1283.94000<br> $1283.94000<br> $1283.94000<br> $1301.22000<br> $1301.22000<br> $1301.22000<br> $1301.22000<br> $1308.13000<br> $1308.13000<br> $1308.13000<br> $1308.13000<br> $1308.13000<br> $1308.13000<br> $1308.13000<br> $1317.09000<br> $1317.09000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 78.100% | 0.000% | 16.700% | 58.000% | $1029.15 | $24699.61 |
| 2BFLW5MU1KH | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $163257.59 | 8.875% | $1301.90 | $1925.21 | 2025-12-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1180.34 | $2360.68 | $0.00 | $1925.88 | $1925.54 | $1925.21 | $0.00 | $0.00 | $0.00 | $0.00 | 000444444444444444444444 | 444444444444444444444000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1180.34000<br> $2360.68000<br> $0.00000<br> $1925.88000<br> $1925.54000<br> $1925.21000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 20.200% | 0.000% | 33.300% | 40.300% | $388.24 | $9317.65 |
| YL53BVCO5LQ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $152315.37 | 6.290% | $1186.25 | $1867.20 | 2025-12-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.290%. The current UPB reflected as per the payment history is xx. | $1383.17 | $2766.34 | $1383.17 | $1383.17 | $0.00 | $2766.34 | $1383.17 | $1383.17 | $1383.17 | $1383.17 | $1780.86 | $1780.86 | $1780.86 | $1780.86 | $1780.86 | $1780.86 | $1867.20 | $1867.20 | $1867.20 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000001000110111 | 111011000100000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1383.17000<br> $2766.34000<br> $1383.17000<br> $1383.17000<br> $0.00000<br> $2766.34000<br> $1383.17000<br> $1383.17000<br> $1383.17000<br> $1383.17000<br> $1780.86000<br> $1780.86000<br> $1780.86000<br> $1780.86000<br> $1780.86000<br> $1780.86000<br> $1867.20000<br> $1867.20000<br> $1867.20000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 70.300% | 0.000% | 16.700% | 56.800% | $1312.57 | $31501.63 |
| 9USHN60V255 | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Jersey | xx | $248011.03 | 7.375% | $1681.21 | $2613.16 | 2025-12-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | $1503.09 | $1503.09 | $0.00 | $0.00 | $0.00 | $4507.51 | $2877.30 | $1712.07 | $1746.38 | $1746.38 | $1746.38 | $2613.16 | $2613.16 | $2613.16 | $2613.16 | $2613.16 | $2613.16 | $2613.16 | $2613.16 | $2613.16 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000132100011 | 110001231000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1503.09000<br> $1503.09000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4507.51000<br> $2877.30000<br> $1712.07000<br> $1746.38000<br> $1746.38000<br> $1746.38000<br> $2613.16000<br> $2613.16000<br> $2613.16000<br> $2613.16000<br> $2613.16000<br> $2613.16000<br> $2613.16000<br> $2613.16000<br> $2613.16000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 65.200% | 0.000% | 33.300% | 66.700% | $1702.53 | $40860.64 |
| HHQF7M9R023 | xx | xx | xx | xx | xx |  |  | xx | xx | Wisconsin | xx | $199268.80 | 6.000% | $1204.48 | $1951.30 | 2025-12-02 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1953.57 | $1953.57 | $0.00 | $1951.30 | $1951.30 | $1951.30 | $1951.30 | $1951.30 | $1951.30 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000444444444444432 | 234444444444444000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1953.57000<br> $1953.57000<br> $0.00000<br> $1951.30000<br> $1951.30000<br> $1951.30000<br> $1951.30000<br> $1951.30000<br> $1951.30000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 33.300% | 0.000% | 33.300% | 58.300% | $650.62 | $15614.94 |
| OZP61XFNN5M | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $383425.27 | 3.750% | $1618.73 | $2025.21 | 2025-11-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | $2181.52 | $2181.52 | $2181.52 | $2181.52 | $2181.52 | $2181.52 | $2181.52 | $2181.52 | $2181.52 | $2181.52 | $2025.21 | $2025.21 | $2025.21 | $2025.21 | $2025.21 | $2025.21 | $2025.21 | $2025.21 | $2025.21 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2181.52000<br> $2181.52000<br> $2181.52000<br> $2181.52000<br> $2181.52000<br> $2181.52000<br> $2181.52000<br> $2181.52000<br> $2181.52000<br> $2181.52000<br> $2025.21000<br> $2025.21000<br> $2025.21000<br> $2025.21000<br> $2025.21000<br> $2025.21000<br> $2025.21000<br> $2025.21000<br> $2025.21000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 82.400% | 0.000% | 16.700% | 58.300% | $1668.42 | $40042.09 |
| MARQPK0PQY5 | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $169391.90 | 5.000% | $864.58 | $1687.08 | 2025-12-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.000%. The current UPB reflected as per the payment history is xx. | $1415.89 | $1415.89 | $1415.89 | $1415.89 | $1415.89 | $1415.89 | $1415.89 | $1271.38 | $1271.38 | $1271.38 | $1633.35 | $1633.35 | $1633.35 | $1687.08 | $1687.08 | $1687.08 | $1687.08 | $1687.08 | $1687.08 | $1687.08 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1415.89000<br> $1415.89000<br> $1415.89000<br> $1415.89000<br> $1415.89000<br> $1415.89000<br> $1415.89000<br> $1271.38000<br> $1271.38000<br> $1271.38000<br> $1633.35000<br> $1633.35000<br> $1633.35000<br> $1687.08000<br> $1687.08000<br> $1687.08000<br> $1687.08000<br> $1687.08000<br> $1687.08000<br> $1687.08000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 75.200% | 0.000% | 33.300% | 66.400% | $1268.12 | $30434.98 |
| R2PEZMZ3G76 | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $227088.51 | 5.125% | $1755.46 | $2231.24 | 2025-12-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.125%. The current UPB reflected as per the payment history is xx. The deferred balance is xx. | $2406.10 | $0.00 | $2406.10 | $0.00 | $2406.10 | $2406.10 | $0.00 | $0.00 | $2406.10 | $0.00 | $0.00 | $19251.56 | $0.00 | $2231.24 | $2231.24 | $2231.24 | $2231.24 | $2231.24 | $2231.24 | $2231.24 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000444432221100001 | 100001122234444000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2406.10000<br> $0.00000<br> $2406.10000<br> $0.00000<br> $2406.10000<br> $2406.10000<br> $0.00000<br> $0.00000<br> $2406.10000<br> $0.00000<br> $0.00000<br> $19251.56000<br> $0.00000<br> $2231.24000<br> $2231.24000<br> $2231.24000<br> $2231.24000<br> $2231.24000<br> $2231.24000<br> $2231.24000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 87.600% | 0.000% | 33.300% | 58.300% | $1954.20 | $46900.74 |
| VO6YUEUGAEO | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $304313.43 | 3.000% | $1955.32 | $2407.52 | 2025-12-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx and the deferred balance is xx. | $5448.56 | $2724.28 | $2724.28 | $2724.28 | $5448.56 | $2724.28 | $2724.28 | $2695.68 | $2695.68 | $2695.68 | $2695.68 | $2695.68 | $2695.68 | $2407.52 | $2407.52 | $2407.52 | $2407.52 | $2407.52 | $0.00 | $2407.52 | $0.00 | $0.00 | $0.00 | $0.00 | 100000000000000111122211 | 112221111000000000000001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $5448.56000<br> $2724.28000<br> $2724.28000<br> $2724.28000<br> $5448.56000<br> $2724.28000<br> $2724.28000<br> $2695.68000<br> $2695.68000<br> $2695.68000<br> $2695.68000<br> $2695.68000<br> $2695.68000<br> $2407.52000<br> $2407.52000<br> $2407.52000<br> $2407.52000<br> $2407.52000<br> $0.00000<br> $2407.52000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 95.400% | 0.000% | 16.700% | 59.300% | $2297.41 | $55137.72 |
| BF23VXOM5QF | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $181288.40 | 5.000% | $917.80 | $1927.20 | 2025-12-15 | XX/XX/XXXX | 8 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 8 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.00%. The current UPB reflected as per the payment history is xx, and the deferred balance is xx. | $1203.13 | $1203.13 | $1203.13 | $1203.13 | $1203.13 | $1203.13 | $1203.13 | $1300.00 | $0.00 | $0.00 | $0.00 | $1986.66 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1927.20 | $0.00 | $1927.20 | $0.00 | $0.00 | $0.00 | $0.00 | 444444443321000000000100 | 001000000000123344444444 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1203.13000<br> $1203.13000<br> $1203.13000<br> $1203.13000<br> $1203.13000<br> $1203.13000<br> $1203.13000<br> $1300.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1986.66000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1927.20000<br> $0.00000<br> $1927.20000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 33.600% | 0.000% | 16.700% | 16.700% | $648.46 | $15562.97 |
| 5O5JNPVJVH8 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $1249871.71 | 7.374% | $8675.41 | $10796.30 | 2025-12-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.374%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $43185.20 | $11296.30 | $10796.30 | $0.00 | $0.00 | $0.00 | $0.00 | 000321 | 123000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $43185.20000<br> $11296.30000<br> $10796.30000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 25.200% | 0.000% | 34.100% | 50.400% | $2719.91 | $65277.80 |
| B0QL565PRDM | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $203964.85 | 7.374% | $1253.36 | $1863.06 | 2025-12-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current interest-only payment is xx with an interest rate of 7.374%. The current UPB reflected as per the payment history is xx.<br> The borrower is making interest-only payments for 120 months. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2000.00 | $2000.00 | $1964.63 | $1964.63 | $1863.06 | $0.00 | $0.00 | $0.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2000.00000<br> $2000.00000<br> $1964.63000<br> $1964.63000<br> $1863.06000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 21.900% | 0.000% | 34.200% | 43.800% | $408.01 | $9792.32 |
| BPYKXPNMFT8 | xx | xx | xx | xx |  | xx | xx | xx | xx | Michigan | xx | $250906.64 | 9.749% | $2164.88 | $3143.70 | 2025-12-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 9.749%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12574.80 | $3143.70 | $3143.70 | $0.00 | $0.00 | $0.00 | $0.00 | 000321MMM | MMM123000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $12574.80000<br> $3143.70000<br> $3143.70000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 25.000% | 0.000% | 33.300% | 50.000% | $785.93 | $18862.20 |
| BP03XMIBU47 | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $81723.67 | 7.000% | $508.05 | $866.84 | 2025-12-08 | XX/XX/XXXX | 5 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 5 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx, and the deferred balance is xx. | $968.93 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1308.93 | $0.00 | $2906.79 | $0.00 | $968.93 | $968.93 | $968.93 | $0.00 | $866.84 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 44321144444444432100 | 00123444444444112344 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $968.93000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1308.93000<br> $0.00000<br> $2906.79000<br> $0.00000<br> $968.93000<br> $968.93000<br> $968.93000<br> $0.00000<br> $866.84000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 43.100% | 0.000% | 0.000% | 17.600% | $373.26 | $8958.28 |
| 5O7CJ18PAHS | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $87887.36 | 6.500% | $515.22 | $973.09 | 2025-12-08 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.500%. The current UPB is xx.<br>| $0.00 | $0.00 | $979.51 | $0.00 | $0.00 | $979.51 | $0.00 | $0.00 | $0.00 | $0.00 | $979.51 | $979.51 | $1147.76 | $0.00 | $0.00 | $0.00 | $0.00 | $911.08 | $911.08 | $973.09 | $0.00 | $0.00 | $0.00 | $0.00 | 22214444444432210 | 01223444444441222 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $979.51000<br> $0.00000<br> $0.00000<br> $979.51000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $979.51000<br> $979.51000<br> $1147.76000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $911.08000<br> $911.08000<br> $973.09000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 33.700% | 0.000% | 32.300% | 33.800% | $327.54 | $7861.05 |
| LWAQQNXPOC3 | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $557392.80 | 6.624% | $3312.66 | $5035.60 | 2025-12-10 | XX/XX/XXXX | 2 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. Unable to determine last payment received. The current P&I is xx with an interest rate of 6.624%. The current UPB reflected as per the payment history is xx and the deferred balance is xx. The due dates are advanced from xx/xx/2025 to xx/xx/2025 due to loan modification. | $0.00 | $5035.60 | $0.00 | $0.00 | $0.00 | $5035.60 | $0.00 | $5035.60 | $0.00 | $0.00 | $10071.20 | $0.00 | $0.00 | $5035.60 | $5035.60 | $5035.60 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 214444444444433210 | 012334444444444412 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $5035.60000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5035.60000<br> $0.00000<br> $5035.60000<br> $0.00000<br> $0.00000<br> $10071.20000<br> $0.00000<br> $0.00000<br> $5035.60000<br> $5035.60000<br> $5035.60000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 33.300% | 0.000% | 0.000% | 25.000% | $1678.53 | $40284.80 |
| R4A4ELH8SBF | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $868108.97 | 6.990% | $5855.40 | $5855.40 | 2025-12-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.990%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $5855.40 | $0.00 | $11710.80 | $0.00 | $0.00 | $17566.20 | $5855.40 | $5855.40 | $5855.40 | $5855.40 | $5855.40 | $5855.40 | $5855.40 | $5855.40 | $5855.40 | $5855.40 | $5855.40 | $0.00 | $0.00 | $0.00 | $0.00 | 00000000000021010 | 01012000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $5855.40000<br> $0.00000<br> $11710.80000<br> $0.00000<br> $0.00000<br> $17566.20000<br> $5855.40000<br> $5855.40000<br> $5855.40000<br> $5855.40000<br> $5855.40000<br> $5855.40000<br> $5855.40000<br> $5855.40000<br> $5855.40000<br> $5855.40000<br> $5855.40000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 70.800% | 0.000% | 33.300% | 66.700% | $4147.58 | $99541.80 |
| EAZB7JC8DLJ | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $239213.87 | 5.750% | $1833.84 | $2389.55 | 2025-12-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.750%. The current UPB is xx. | $2246.46 | $2246.46 | $2246.46 | $2246.46 | $2246.46 | $2246.46 | $2246.46 | $2246.46 | $2246.46 | $2246.46 | $2389.55 | $2389.55 | $2389.55 | $2389.55 | $2389.55 | $2389.55 | $2389.55 | $2389.55 | $2389.55 | $2389.55 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2246.46000<br> $2246.46000<br> $2246.46000<br> $2246.46000<br> $2246.46000<br> $2246.46000<br> $2246.46000<br> $2246.46000<br> $2246.46000<br> $2246.46000<br> $2389.55000<br> $2389.55000<br> $2389.55000<br> $2389.55000<br> $2389.55000<br> $2389.55000<br> $2389.55000<br> $2389.55000<br> $2389.55000<br> $2389.55000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 80.800% | 0.000% | 33.300% | 66.700% | $1931.67 | $46360.10 |
| ZXN8E5DNUDR | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $201496.04 | 8.250% | $1746.73 | $1746.73 | 2025-12-04 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.250%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $22.50 | $1769.23 | $1746.73 | $1746.73 | $1746.73 | $1746.73 | $1746.73 | $1746.73 | $1746.73 | $1746.73 | $1746.73 | $0.00 | $0.00 | $0.00 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $22.50000<br> $1769.23000<br> $1746.73000<br> $1746.73000<br> $1746.73000<br> $1746.73000<br> $1746.73000<br> $1746.73000<br> $1746.73000<br> $1746.73000<br> $1746.73000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 41.800% | 0.000% | 33.300% | 66.700% | $729.68 | $17512.30 |
| 9O83QHMLEKK | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $1015543.25 | 7.125% | $6858.45 | $9892.82 | 2025-12-04 | XX/XX/XXXX | 3 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $19785.64 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 321011 | 110123 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $19785.64000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 8.300% | 0.000% | 0.000% | 16.700% | $824.40 | $19785.64 |
| M2WYU3LEQ4T | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $500155.58 | 2.990% | $1824.27 | $4027.42 | 2025-12-04 | XX/XX/XXXX | 3 | According to payment history as of xx/xx/2025, the borrower has been delinquent for 3 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.990%. The current UPB reflected as per the payment history is xx. | $3965.82 | $3965.82 | $3965.82 | $3965.82 | $3965.82 | $3965.82 | $3965.82 | $3965.82 | $3965.82 | $4065.82 | $3965.82 | $4212.79 | $4027.42 | $4027.42 | $4027.42 | $0.00 | $0.00 | $0.00 | $4027.42 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 332100000000000000000444 | 444000000000000000001233 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3965.82000<br> $3965.82000<br> $3965.82000<br> $3965.82000<br> $3965.82000<br> $3965.82000<br> $3965.82000<br> $3965.82000<br> $3965.82000<br> $4065.82000<br> $3965.82000<br> $4212.79000<br> $4027.42000<br> $4027.42000<br> $4027.42000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4027.42000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 66.300% | 0.000% | 16.700% | 33.300% | $2668.60 | $64046.49 |
| P00AFUKN1AW | xx | xx | xx | xx | xx | xx | xx | xx | xx | Michigan | xx | $259445.00 | 7.125% | $1768.51 | $2308.44 | 2025-12-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2005.32 | $0.00 | $0.00 | $4010.64 | $0.00 | $0.00 | $6015.96 | $2005.32 | $2005.32 | $2005.32 | $2005.32 | $2005.32 | $2005.32 | $2308.44 | $2308.44 | $0.00 | $0.00 | $0.00 | $0.00 | 00000000021010 | 01012000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2005.32000<br> $0.00000<br> $0.00000<br> $4010.64000<br> $0.00000<br> $0.00000<br> $6015.96000<br> $2005.32000<br> $2005.32000<br> $2005.32000<br> $2005.32000<br> $2005.32000<br> $2005.32000<br> $2308.44000<br> $2308.44000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 51.800% | 0.000% | 33.300% | 60.100% | $1195.03 | $28680.72 |
| VSCZH7SEYZB | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $336407.94 | 5.750% | $1988.77 | $2235.63 | 2025-12-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.750%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2235.63 | $0.00 | $0.00 | $6706.89 | $2235.63 | $2235.63 | $2235.63 | $2235.63 | $2235.63 | $2235.63 | $2235.63 | $0.00 | $0.00 | $0.00 | $0.00 | 000000002101 | 101200000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2235.63000<br> $0.00000<br> $0.00000<br> $6706.89000<br> $2235.63000<br> $2235.63000<br> $2235.63000<br> $2235.63000<br> $2235.63000<br> $2235.63000<br> $2235.63000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 45.800% | 0.000% | 33.300% | 83.300% | $1024.66 | $24591.93 |
| HG6V7FYJ1CT | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $917901.15 | 6.750% | $6025.48 | $6123.98 | 2025-12-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6025.48 | $0.00 | $6123.98 | $0.00 | $18371.94 | $6123.98 | $6123.98 | $0.00 | $0.00 | $0.00 | $0.00 | 000211 | 112000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6025.48000<br> $0.00000<br> $6123.98000<br> $0.00000<br> $18371.94000<br> $6123.98000<br> $6123.98000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 29.100% | 0.000% | 33.300% | 58.200% | $1782.06 | $42769.36 |
| DKD86SJFYAQ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Kansas | xx | $38219.37 | 6.000% | $239.82 | $239.82 | 2025-12-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.000%. The current UPB reflected as per the payment history is xx. Tape shows the interest rate decreased from 10.625% to 6.000% cap due to the SCRA interest rate cap. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $239.82 | $370.00 | $370.00 | $370.00 | $370.00 | $370.00 | $370.00 | $370.00 | $370.00 | $370.00 | $370.00 | $0.00 | $0.00 | $0.00 | $0.00 | 00000000000 | 00000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $239.82000<br> $370.00000<br> $370.00000<br> $370.00000<br> $370.00000<br> $370.00000<br> $370.00000<br> $370.00000<br> $370.00000<br> $370.00000<br> $370.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 68.500% | 0.000% | 51.400% | 102.900% | $164.16 | $3939.82 |
| WMJSDQ5GBBH | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $241957.21 | 7.125% | $1642.19 | $2217.63 | 2025-12-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. As per the collection comment dated xx/xx/2025, there are large transactions on xx/xx/2025 and xx/xx/2025 in the amount of xx; those are borrower payments. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $11088.15 | $0.00 | $2217.63 | $2217.63 | $2317.63 | $0.00 | $0.00 | $0.00 | $0.00 | 00000321 | 12300000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $11088.15000<br> $0.00000<br> $2217.63000<br> $2217.63000<br> $2317.63000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 33.500% | 0.000% | 34.100% | 67.000% | $743.38 | $17841.04 |
| WX8DP26D8BV | xx | xx | xx | xx | xx |  |  | xx | xx | New Mexico | xx | $257256.56 | 7.000% | $1723.07 | $2052.92 | 2025-12-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.00%. The current UPB, reflected as per the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2052.92 | $2052.92 | $2052.92 | $2052.92 | $2052.92 | $2052.92 | $2052.92 | $2052.92 | $0.00 | $0.00 | $0.00 | $0.00 | 00000000 | 00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2052.92000<br> $2052.92000<br> $2052.92000<br> $2052.92000<br> $2052.92000<br> $2052.92000<br> $2052.92000<br> $2052.92000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 33.300% | 0.000% | 33.300% | 66.700% | $684.31 | $16423.36 |
| WD9NOQOE6F0 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $134218.36 | 2.990% | $631.60 | $1295.15 | 2025-12-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.99%. As per the comment dated xx/xx/2024, due dates were jumped from xx/xx/2024 to xx/xx/2024 due to loss mitigation. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1566.44 | $1566.44 | $1566.44 | $0.00 | $0.00 | $0.00 | $2595.15 | $1300.00 | $2590.30 | $2590.30 | $0.00 | $1295.15 | $0.00 | $0.00 | $0.00 | $0.00 | 101223210000321444321000 | 000123444123000012322101 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1566.44000<br> $1566.44000<br> $1566.44000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2595.15000<br> $1300.00000<br> $2590.30000<br> $2590.30000<br> $0.00000<br> $1295.15000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 48.500% | 0.000% | 16.700% | 66.700% | $627.93 | $15070.22 |
| 92FDVCKKSH5 | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $134974.22 | 3.990% | $589.85 | $779.48 | 2025-12-22 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.990%. The current UPB reflected as per the payment history is xx. | $0.00 | $776.28 | $0.00 | $0.00 | $0.00 | $4657.68 | $0.00 | $0.00 | $1769.55 | $776.28 | $776.28 | $779.48 | $779.48 | $779.48 | $779.48 | $779.48 | $779.48 | $779.48 | $779.48 | $779.48 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000210443221100 | 001122344012000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $776.28000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4657.68000<br> $0.00000<br> $0.00000<br> $1769.55000<br> $776.28000<br> $776.28000<br> $779.48000<br> $779.48000<br> $779.48000<br> $779.48000<br> $779.48000<br> $779.48000<br> $779.48000<br> $779.48000<br> $779.48000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 84.300% | 0.000% | 33.300% | 66.700% | $657.14 | $15771.39 |
| 2KDF8MA9KO4 | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $269283.09 | 6.125% | $1664.85 | $1952.72 | 2026-01-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2040.63 | $1952.72 | $1952.72 | $1952.72 | $1952.72 | $1952.72 | $1952.72 | $1952.72 | $1952.72 | $1952.72 | $1952.72 | $1952.72 | $0.00 | $0.00 | $7810.88 | $1952.72 | $0.00 | $0.00 | $0.00 | 0021000000000000 | 0000000000001200 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2040.63000<br> $1952.72000<br> $1952.72000<br> $1952.72000<br> $1952.72000<br> $1952.72000<br> $1952.72000<br> $1952.72000<br> $1952.72000<br> $1952.72000<br> $1952.72000<br> $1952.72000<br> $0.00000<br> $0.00000<br> $7810.88000<br> $1952.72000<br> $0.00000<br> $0.00000<br> $0.00000 | 71.000% | 0.000% | 83.300% | 83.300% | $1386.84 | $33284.15 |
| N4EZOEIVR8D | xx | xx | xx | xx | xx |  |  | xx | xx | Minnesota | xx | $205398.47 | 6.500% | $1303.01 | $1704.59 | 2026-01-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1704.59 | $3409.18 | $1704.59 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 0000 | 0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1704.59000<br> $3409.18000<br> $1704.59000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 16.700% | 0.000% | 16.700% | 33.300% | $284.10 | $6818.36 |
| C2NZ4UQA502 | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $721388.78 | 8.625% | $5631.20 | $6538.71 | 2026-01-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6538.71 | $6538.71 | $6538.71 | $6538.71 | $6538.71 | $6538.71 | $0.00 | $0.00 | $0.00 | $0.00 | 000000 | 000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6538.71000<br> $6538.71000<br> $6538.71000<br> $6538.71000<br> $6538.71000<br> $6538.71000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 25.000% | 0.000% | 33.300% | 50.000% | $1634.68 | $39232.26 |
| F2II1OOZ6NV | xx | xx | xx | xx | xx |  |  | xx | xx | Wisconsin | xx | $458904.41 | 8.000% | $3612.49 | $5157.17 | 2025-12-31 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.000%. The current UPB reflected as per the payment history is xx. The loan has interest only terms for 12 months.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $370.40 | $603.72 | $624.16 | $644.97 | $1396.32 | $1640.95 | $1584.37 | $1974.62 | $2770.91 | $2863.27 | $2770.91 | $10820.91 | $4351.99 | $5157.17 | $5157.17 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000 | 000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $370.40000<br> $603.72000<br> $624.16000<br> $644.97000<br> $1396.32000<br> $1640.95000<br> $1584.37000<br> $1974.62000<br> $2770.91000<br> $2863.27000<br> $2770.91000<br> $10820.91000<br> $4351.99000<br> $5157.17000<br> $5157.17000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 34.500% | 0.000% | 33.300% | 58.000% | $1780.49 | $42731.84 |
| Z3TVLDVZ02F | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $678959.36 | 7.500% | $4761.65 | $6206.06 | 2026-01-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6206.06 | $6206.06 | $6206.06 | $6206.06 | $0.00 | $0.00 | $0.00 | $0.00 | 0000 | 0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6206.06000<br> $6206.06000<br> $6206.06000<br> $6206.06000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 16.700% | 0.000% | 33.300% | 33.300% | $1034.34 | $24824.24 |
| 0463WQLQ8I9 | xx | xx | xx | xx |  |  |  | xx | xx | Indiana | xx | $295773.97 | 7.750% | $2120.58 | $2482.88 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2500.00 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2500.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.800% | 8.400% | $104.17 | $2500.00 |
| PJV3D7ZHOU0 | xx | xx | xx | xx | xx |  |  | xx | xx | Alaska | xx | $555853.10 | 5.625% | $3210.15 | $4125.12 | 2026-01-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4125.12 | $4125.12 | $4125.12 | $0.00 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4125.12000<br> $4125.12000<br> $4125.12000<br> $0.00000<br> $0.00000<br> $0.00000 | 12.500% | 0.000% | 50.000% | 25.000% | $515.64 | $12375.36 |
| 8SFAFXUL3IU | xx | xx | xx | xx |  |  |  | xx | xx | Georgia | xx | $474026.24 | 7.000% | $3166.84 | $3790.71 | 2025-12-12 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2025, the borrower has been delinquent for one month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3790.71 | $3790.71 | $0.00 | $3790.71 | $0.00 | $0.00 | $7581.42 | $0.00 | $0.00 | $0.00 | $0.00 | 2321100 | 0011232 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3790.71000<br> $3790.71000<br> $0.00000<br> $3790.71000<br> $0.00000<br> $0.00000<br> $7581.42000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 20.800% | 0.000% | 33.300% | 41.700% | $789.73 | $18953.55 |
| 0IBGBZ9CZOT | xx | xx | xx | xx | xx | xx | xx | xx | xx | Arizona | xx | $374433.24 | 6.500% | $2373.14 | $2793.49 | 2025-12-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2793.49 | $2793.49 | $2793.49 | $0.00 | $0.00 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2793.49000<br> $2793.49000<br> $2793.49000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 12.500% | 0.000% | 33.300% | 25.000% | $349.19 | $8380.47 |
| ME2C52FCVN3 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $275137.17 | 2.875% | $1373.29 | $2773.19 | 2025-12-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | $2500.00 | $2500.00 | $2500.00 | $2500.00 | $2500.00 | $2500.00 | $2500.00 | $2500.00 | $2500.00 | $2500.00 | $2773.19 | $2773.19 | $2773.19 | $2773.19 | $2773.19 | $2773.19 | $2773.19 | $2773.19 | $2773.19 | $2773.19 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2500.00000<br> $2500.00000<br> $2500.00000<br> $2500.00000<br> $2500.00000<br> $2500.00000<br> $2500.00000<br> $2500.00000<br> $2500.00000<br> $2500.00000<br> $2773.19000<br> $2773.19000<br> $2773.19000<br> $2773.19000<br> $2773.19000<br> $2773.19000<br> $2773.19000<br> $2773.19000<br> $2773.19000<br> $2773.19000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 79.200% | 0.000% | 33.300% | 66.700% | $2197.16 | $52731.90 |
| 0F2P53WRPIQ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Minnesota | xx | $260000.00 | 5.624% | $1496.54 |  | 2026-01-06 | XX/XX/XXXX | 0 | The loan was originated on xx/xx/2025, and the first payment date is xx/xx/2026. According to the tape as of xx/xx/2026, the next due date is xx/xx/2026. The current P&I is xx, and the interest rate is 5.624%. The UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |  |  | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $0.00 | $0.00 |
| ULCWZKTFK3E | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $229133.67 | 5.500% | $1320.23 | $1667.13 | 2026-01-14 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1667.13 | $1667.13 | $1667.13 | $3334.26 | $0.00 | $1667.13 | $1667.13 | $1667.13 | $1667.13 | $1667.13 | $1667.13 | $0.00 | $1667.13 | $1667.13 | $0.00 | $0.00 | $0.00 | 1100000000000 | 0000000000011 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1667.13000<br> $1667.13000<br> $1667.13000<br> $3334.26000<br> $0.00000<br> $1667.13000<br> $1667.13000<br> $1667.13000<br> $1667.13000<br> $1667.13000<br> $1667.13000<br> $0.00000<br> $1667.13000<br> $1667.13000<br> $0.00000<br> $0.00000<br> $0.00000 | 54.200% | 0.000% | 33.300% | 66.700% | $903.03 | $21672.69 |
| JGIII27DW8S | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $693071.78 | 6.490% | $4681.60 | $5438.34 | 2026-01-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.490%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5438.34 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5438.34000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $226.60 | $5438.34 |
| C0GMZ08AMPH | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $130270.18 | 3.500% | $646.62 | $973.05 | 2026-01-14 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx.<br>| $1008.42 | $1008.42 | $1008.42 | $1008.42 | $1008.42 | $1008.42 | $1008.42 | $1008.42 | $1216.12 | $1216.12 | $1216.12 | $973.05 | $973.05 | $973.05 | $973.05 | $973.05 | $973.05 | $973.05 | $973.05 | $973.05 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1008.42000<br> $1008.42000<br> $1008.42000<br> $1008.42000<br> $1008.42000<br> $1008.42000<br> $1008.42000<br> $1008.42000<br> $1216.12000<br> $1216.12000<br> $1216.12000<br> $973.05000<br> $973.05000<br> $973.05000<br> $973.05000<br> $973.05000<br> $973.05000<br> $973.05000<br> $973.05000<br> $973.05000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 87.700% | 0.000% | 33.300% | 66.700% | $853.05 | $20473.17 |
| 77APIR8KQCZ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Georgia | xx | $215759.58 | 2.875% | $1010.68 | $1770.78 | 2026-01-14 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | $1592.13 | $1592.13 | $1592.13 | $1592.13 | $1592.13 | $0.00 | $3386.38 | $0.00 | $1642.66 | $4877.45 | $0.00 | $1770.78 | $1770.78 | $1770.78 | $1770.78 | $0.00 | $3743.68 | $1770.78 | $1770.78 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 100010000001101000000221 | 122000000101100000010001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1592.13000<br> $1592.13000<br> $1592.13000<br> $1592.13000<br> $1592.13000<br> $0.00000<br> $3386.38000<br> $0.00000<br> $1642.66000<br> $4877.45000<br> $0.00000<br> $1770.78000<br> $1770.78000<br> $1770.78000<br> $1770.78000<br> $0.00000<br> $3743.68000<br> $1770.78000<br> $1770.78000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 75.900% | 0.000% | 16.700% | 59.300% | $1343.15 | $32235.50 |
| JIWVDMW3DQ8 | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $252112.03 | 2.875% | $1232.23 | $2669.22 | 2026-01-14 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | $2801.37 | $2801.37 | $2551.37 | $2801.37 | $2801.37 | $2556.07 | $2806.07 | $2806.07 | $2806.07 | $2856.07 | $2856.07 | $2856.07 | $2856.07 | $2856.07 | $2856.07 | $2856.07 | $2856.07 | $2969.22 | $2969.22 | $2969.22 | $2969.22 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2801.37000<br> $2801.37000<br> $2551.37000<br> $2801.37000<br> $2801.37000<br> $2556.07000<br> $2806.07000<br> $2806.07000<br> $2806.07000<br> $2856.07000<br> $2856.07000<br> $2856.07000<br> $2856.07000<br> $2856.07000<br> $2856.07000<br> $2856.07000<br> $2856.07000<br> $2969.22000<br> $2969.22000<br> $2969.22000<br> $2969.22000<br> $0.00000<br> $0.00000<br> $0.00000 | 92.800% | 0.000% | 55.600% | 81.700% | $2477.36 | $59456.57 |
| 6SXADBDISZC | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $304422.48 | 2.625% | $1381.68 | $2537.82 | 2026-01-14 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.625%. The current UPB reflected as per the payment history is xx. | $2408.45 | $2408.45 | $2408.45 | $2408.45 | $2408.45 | $2494.58 | $2494.58 | $2494.58 | $2494.58 | $2494.58 | $2494.58 | $2494.58 | $2494.58 | $2494.58 | $2494.58 | $2494.58 | $2494.58 | $2537.82 | $2537.82 | $2537.82 | $2537.82 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2408.45000<br> $2408.45000<br> $2408.45000<br> $2408.45000<br> $2408.45000<br> $2494.58000<br> $2494.58000<br> $2494.58000<br> $2494.58000<br> $2494.58000<br> $2494.58000<br> $2494.58000<br> $2494.58000<br> $2494.58000<br> $2494.58000<br> $2494.58000<br> $2494.58000<br> $2537.82000<br> $2537.82000<br> $2537.82000<br> $2537.82000<br> $0.00000<br> $0.00000<br> $0.00000 | 85.600% | 0.000% | 50.000% | 74.300% | $2172.02 | $52128.49 |
| RSXNXD0QQSB | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $314263.74 | 4.375% | $1785.62 | $3937.52 | 2026-01-14 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.375%. The current UPB reflected as per the payment history is xx. | $7125.98 | $3598.70 | $3894.51 | $3894.51 | $3930.22 | $3848.00 | $3848.00 | $3848.00 | $0.00 | $7731.71 | $3848.00 | $3848.00 | $3848.00 | $0.00 | $7767.42 | $0.00 | $7731.71 | $0.00 | $7910.75 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 101010100001000000001010 | 010100000000100001010101 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $7125.98000<br> $3598.70000<br> $3894.51000<br> $3894.51000<br> $3930.22000<br> $3848.00000<br> $3848.00000<br> $3848.00000<br> $0.00000<br> $7731.71000<br> $3848.00000<br> $3848.00000<br> $3848.00000<br> $0.00000<br> $7767.42000<br> $0.00000<br> $7731.71000<br> $0.00000<br> $7910.75000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 81.100% | 0.000% | 33.500% | 57.700% | $3194.73 | $76673.51 |
| AJAALQZ2VW2 | xx | xx | xx | xx | xx | xx | xx | xx | xx | South Carolina | xx | $334323.93 | 3.125% | $1628.90 | $2256.78 | 2026-01-14 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | $2569.70 | $2468.00 | $2468.00 | $2455.90 | $2455.90 | $2455.90 | $2455.90 | $2455.90 | $2455.90 | $2455.90 | $2455.90 | $2455.90 | $2455.90 | $2531.79 | $2531.79 | $2256.78 | $2256.78 | $2256.78 | $2256.78 | $2256.78 | $2256.78 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2569.70000<br> $2468.00000<br> $2468.00000<br> $2455.90000<br> $2455.90000<br> $2455.90000<br> $2455.90000<br> $2455.90000<br> $2455.90000<br> $2455.90000<br> $2455.90000<br> $2455.90000<br> $2455.90000<br> $2531.79000<br> $2531.79000<br> $2256.78000<br> $2256.78000<br> $2256.78000<br> $2256.78000<br> $2256.78000<br> $2256.78000<br> $0.00000<br> $0.00000<br> $0.00000 | 93.500% | 0.000% | 50.000% | 77.800% | $2111.21 | $50668.96 |
| PUT25SPP62H | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $466301.14 | 3.375% | $2246.95 | $2978.96 | 2026-01-14 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the payment history is xx. | $2770.55 | $2770.55 | $2805.92 | $2805.92 | $2805.92 | $2799.65 | $2799.65 | $2799.65 | $2799.65 | $2799.65 | $2799.65 | $2799.65 | $2799.65 | $2799.65 | $2799.65 | $2799.65 | $2799.65 | $2978.96 | $2978.96 | $2978.96 | $2978.96 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2770.55000<br> $2770.55000<br> $2805.92000<br> $2805.92000<br> $2805.92000<br> $2799.65000<br> $2799.65000<br> $2799.65000<br> $2799.65000<br> $2799.65000<br> $2799.65000<br> $2799.65000<br> $2799.65000<br> $2799.65000<br> $2799.65000<br> $2799.65000<br> $2799.65000<br> $2978.96000<br> $2978.96000<br> $2978.96000<br> $2978.96000<br> $0.00000<br> $0.00000<br> $0.00000 | 83.200% | 0.000% | 50.000% | 72.500% | $2477.94 | $59470.50 |
| 7NTCN6DJYSH | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $334674.28 | 7.375% | $2324.12 | $2324.12 | 2026-01-21 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2324.12 | $2324.12 | $2324.12 | $2324.12 | $0.00 | $2324.12 | $2324.12 | $2324.12 | $0.00 | $0.00 | $0.00 | $0.00 | 0000000 | 0000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2324.12000<br> $2324.12000<br> $2324.12000<br> $2324.12000<br> $0.00000<br> $2324.12000<br> $2324.12000<br> $2324.12000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 29.200% | 0.000% | 33.300% | 58.300% | $677.87 | $16268.84 |
| 7MNSAIIM3DF | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $145684.86 | 3.500% | $790.32 | $790.32 | 2026-01-14 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | $1814.52 | $1209.68 | $1209.68 | $1209.68 | $1209.68 | $1209.68 | $1814.52 | $1209.68 | $1209.68 | $1209.68 | $1209.68 | $1209.68 | $1814.52 | $1209.68 | $1209.68 | $1209.68 | $1209.68 | $1814.52 | $1209.68 | $1209.68 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1814.52000<br> $1209.68000<br> $1209.68000<br> $1209.68000<br> $1209.68000<br> $1209.68000<br> $1814.52000<br> $1209.68000<br> $1209.68000<br> $1209.68000<br> $1209.68000<br> $1209.68000<br> $1814.52000<br> $1209.68000<br> $1209.68000<br> $1209.68000<br> $1209.68000<br> $1814.52000<br> $1209.68000<br> $1209.68000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 140.300% | 0.000% | 51.000% | 114.800% | $1108.87 | $26612.96 |
| H3WQAGTTQYV | xx | xx | xx | xx | xx | xx | xx | xx | xx | Georgia | xx | $151877.37 | 8.250% | $1316.44 | $1316.44 | 2026-01-31 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.250%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2632.88 | $0.00 | $1316.44 | $0.00 | $1316.44 | $1316.44 | $2632.88 | $1316.44 | $2632.88 | $0.00 | $0.00 | $0.00 | 000111000 | 000111000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2632.88000<br> $0.00000<br> $1316.44000<br> $0.00000<br> $1316.44000<br> $1316.44000<br> $2632.88000<br> $1316.44000<br> $2632.88000<br> $0.00000<br> $0.00000<br> $0.00000 | 41.700% | 0.000% | 83.300% | 83.300% | $548.52 | $13164.40 |
| R5TALXNLC2I | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $171770.18 | 8.375% | $1504.87 | $1504.87 | 2026-01-31 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2026, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx, which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.375%. The current UPB is xx. As per the comment dated xx/xx/2025, the borrower was approved for a 3-month deferral plan, which begins from xx/xx/2025 to xx/xx/2025, in the total amount of xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1504.87 | $1504.87 | $1504.87 | $1504.87 | $1504.87 | $1504.87 | $1504.87 | $0.00 | $1504.87 | $0.00 | $0.00 | $4514.61 | $1200.00 | $0.00 | $0.00 | $0.00 | 2132110000000 | 0000000112312 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1504.87000<br> $1504.87000<br> $1504.87000<br> $1504.87000<br> $1504.87000<br> $1504.87000<br> $1504.87000<br> $0.00000<br> $1504.87000<br> $0.00000<br> $0.00000<br> $4514.61000<br> $1200.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 49.200% | 0.000% | 63.300% | 65.000% | $739.73 | $17753.57 |
| Q3MUOHDK1O4 | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $581644.02 | 6.625% | $3741.02 | $4638.10 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4638.10 | $4638.10 | $4638.10 | $4638.10 | $4638.10 | $0.00 | $0.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4638.10000<br> $4638.10000<br> $4638.10000<br> $4638.10000<br> $4638.10000<br> $0.00000<br> $0.00000<br> $0.00000 | 20.800% | 0.000% | 50.000% | 41.700% | $966.27 | $23190.50 |
| D1DAA7YTSZV | xx | xx | xx | xx | xx | xx | xx | xx | xx | Minnesota | xx | $168433.59 | 3.875% | $1190.34 | $1733.11 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. Per tape, the deferred balance is xx. | $1985.22 | $1985.22 | $1985.22 | $2085.22 | $2085.22 | $2085.22 | $2085.22 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $25394.04 | $1645.33 | $1645.33 | $1733.11 | $0.00 | $0.00 | 000044444444321000000000 | 000000000123444444440000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1985.22000<br> $1985.22000<br> $1985.22000<br> $2085.22000<br> $2085.22000<br> $2085.22000<br> $2085.22000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $25394.04000<br> $1645.33000<br> $1645.33000<br> $1733.11000<br> $0.00000<br> $0.00000 | 107.500% | 33.300% | 292.500% | 146.300% | $1863.10 | $44714.35 |
| GEDTFYWUZP3 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $974766.06 | 7.000% | $7281.82 | $7281.82 | 2026-02-05 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB is xx.<br>| $15632.36 | $0.00 | $7816.18 | $7816.18 | $7896.50 | $7896.50 | $7896.50 | $7896.50 | $15793.00 | $7896.50 | $0.00 | $7896.50 | $7896.50 | $7896.50 | $7896.50 | $7896.50 | $14563.64 | $0.00 | $0.00 | $0.00 | $0.00 | $7281.82 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $15632.36000<br> $0.00000<br> $7816.18000<br> $7816.18000<br> $7896.50000<br> $7896.50000<br> $7896.50000<br> $7896.50000<br> $15793.00000<br> $7896.50000<br> $0.00000<br> $7896.50000<br> $7896.50000<br> $7896.50000<br> $7896.50000<br> $7896.50000<br> $14563.64000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $7281.82000<br> $0.00000<br> $0.00000 | 84.600% | 33.300% | 16.700% | 61.100% | $6161.17 | $147868.18 |
| VRBK6MX48K9 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Arizona | xx | $438586.91 | 4.375% | $2376.60 | $2602.48 | 2026-02-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB is xx. | $2787.28 | $2787.28 | $2787.28 | $2787.28 | $2582.64 | $2582.64 | $2582.64 | $2582.64 | $5165.28 | $2582.64 | $2586.76 | $2586.76 | $2586.76 | $2586.76 | $0.00 | $2586.76 | $2594.66 | $2594.66 | $2594.66 | $2602.48 | $2602.48 | $2602.48 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2787.28000<br> $2787.28000<br> $2787.28000<br> $2787.28000<br> $2582.64000<br> $2582.64000<br> $2582.64000<br> $2582.64000<br> $5165.28000<br> $2582.64000<br> $2586.76000<br> $2586.76000<br> $2586.76000<br> $2586.76000<br> $0.00000<br> $2586.76000<br> $2594.66000<br> $2594.66000<br> $2594.66000<br> $2602.48000<br> $2602.48000<br> $2602.48000<br> $0.00000<br> $0.00000 | 92.500% | 33.300% | 66.600% | 74.800% | $2406.37 | $57752.82 |
| S4DC8OF5BSV | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $239574.44 | 3.375% | $1142.82 | $1523.68 | 2026-02-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3917.48 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $26140.36 | $1523.68 | $1523.68 | $1523.68 | $1523.68 | $0.00 | $0.00 | 000004444444444444321M00 | 00M123444444444444400000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3917.48000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $26140.36000<br> $1523.68000<br> $1523.68000<br> $1523.68000<br> $1523.68000<br> $0.00000<br> $0.00000 | 98.900% | 33.300% | 66.700% | 176.300% | $1506.36 | $36152.56 |
| M5W6RPZ6DSK | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $141092.67 | 3.750% | $723.96 | $1803.80 | 2026-02-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. As per the collection comment dated xx/xx/2025, the payments made in the month of Apr 2025 are borrower-made payments. | $1734.26 | $1692.35 | $1692.35 | $1692.35 | $1692.35 | $1692.35 | $1692.35 | $1692.35 | $1692.35 | $1692.35 | $1692.35 | $1692.35 | $1692.35 | $1803.80 | $1803.80 | $1803.80 | $1803.80 | $0.00 | $0.00 | $0.00 | $0.00 | $1803.80 | $0.00 | $0.00 | 0MMMM0000000000000000000 | 0000000000000000000MMMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1734.26000<br> $1692.35000<br> $1692.35000<br> $1692.35000<br> $1692.35000<br> $1692.35000<br> $1692.35000<br> $1692.35000<br> $1692.35000<br> $1692.35000<br> $1692.35000<br> $1692.35000<br> $1692.35000<br> $1803.80000<br> $1803.80000<br> $1803.80000<br> $1803.80000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1803.80000<br> $0.00000<br> $0.00000 | 71.800% | 33.300% | 16.700% | 49.500% | $1294.23 | $31061.46 |
| DI0PV3Q4LJY | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | $559289.52 | 4.625% | $3064.27 | $3453.74 | 2026-02-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB reflected as per the payment history is xx. | $3298.34 | $3636.14 | $3636.14 | $3636.14 | $3636.14 | $3636.14 | $3636.14 | $3636.14 | $3636.14 | $3636.14 | $3636.14 | $3636.14 | $3636.14 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3453.74 | $3453.74 | $3453.74 | $3453.74 | $0.00 | $0.00 | 0000MMMMM000000000000000 | 000000000000000MMMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3298.34000<br> $3636.14000<br> $3636.14000<br> $3636.14000<br> $3636.14000<br> $3636.14000<br> $3636.14000<br> $3636.14000<br> $3636.14000<br> $3636.14000<br> $3636.14000<br> $3636.14000<br> $3636.14000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3453.74000<br> $3453.74000<br> $3453.74000<br> $3453.74000<br> $0.00000<br> $0.00000 | 73.300% | 33.300% | 66.700% | 42.100% | $2531.12 | $60746.98 |
| UVRS6K2RU22 | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $264092.17 | 3.375% | $1272.56 | $2138.71 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB, as reflected in the payment history, is xx. | $1873.05 | $1873.05 | $1873.05 | $1873.05 | $1873.05 | $1873.05 | $1873.05 | $1933.47 | $1933.47 | $1933.47 | $1933.47 | $1933.47 | $1933.47 | $1933.47 | $0.00 | $0.00 | $0.00 | $0.00 | $1933.47 | $1933.47 | $2138.71 | $2138.71 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1873.05000<br> $1873.05000<br> $1873.05000<br> $1873.05000<br> $1873.05000<br> $1873.05000<br> $1873.05000<br> $1933.47000<br> $1933.47000<br> $1933.47000<br> $1933.47000<br> $1933.47000<br> $1933.47000<br> $1933.47000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1933.47000<br> $1933.47000<br> $2138.71000<br> $2138.71000<br> $0.00000<br> $0.00000 | 67.800% | 33.300% | 63.500% | 46.800% | $1449.58 | $34790.00 |
| XMNJ5LZ6BR0 | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Mexico | xx | $299141.71 | 2.750% | $1380.67 | $2014.74 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the tape is xx. | $4000.00 | $0.00 | $4000.00 | $0.00 | $2000.00 | $2000.00 | $0.00 | $4000.00 | $2000.00 | $0.00 | $4000.00 | $0.00 | $4000.00 | $2000.00 | $0.00 | $2050.00 | $4100.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2050.00 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4000.00000<br> $0.00000<br> $4000.00000<br> $0.00000<br> $2000.00000<br> $2000.00000<br> $0.00000<br> $4000.00000<br> $2000.00000<br> $0.00000<br> $4000.00000<br> $0.00000<br> $4000.00000<br> $2000.00000<br> $0.00000<br> $2050.00000<br> $4100.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2050.00000<br> $0.00000<br> $0.00000 | 74.900% | 33.900% | 17.000% | 58.700% | $1508.33 | $36200.00 |
| H3XJAJRXMM6 | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $386765.12 | 5.380% | $2293.08 | $2845.65 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.380%. The current UPB reflected as per the payment history is xx. | $2844.60 | $2844.60 | $2844.60 | $2844.60 | $2844.60 | $2844.60 | $2844.60 | $2811.16 | $2811.91 | $4311.91 | $2811.91 | $2857.77 | $2811.91 | $2811.91 | $0.00 | $0.00 | $0.00 | $0.00 | $2811.91 | $2811.91 | $2845.65 | $2845.65 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2844.60000<br> $2844.60000<br> $2844.60000<br> $2844.60000<br> $2844.60000<br> $2844.60000<br> $2844.60000<br> $2811.16000<br> $2811.91000<br> $4311.91000<br> $2811.91000<br> $2857.77000<br> $2811.91000<br> $2811.91000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2811.91000<br> $2811.91000<br> $2845.65000<br> $2845.65000<br> $0.00000<br> $0.00000 | 76.800% | 33.300% | 66.300% | 49.600% | $2185.66 | $52455.80 |
| PR85RUWC7GM | xx | xx | xx | xx | xx | xx | xx | xx | xx | Pennsylvania | xx | $174637.23 | 2.750% | $1968.00 | $3179.75 | 2026-02-05 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the tape is xx.<br>| $3181.60 | $3182.60 | $6365.20 | $3182.60 | $3182.60 | $11439.14 | $3182.60 | $3326.78 | $4990.67 | $3326.78 | $3326.78 | $3326.78 | $3326.78 | $3326.78 | $4990.67 | $3326.78 | $3326.78 | $0.00 | $0.00 | $0.00 | $7753.73 | $3179.75 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3181.60000<br> $3182.60000<br> $6365.20000<br> $3182.60000<br> $3182.60000<br> $11439.14000<br> $3182.60000<br> $3326.78000<br> $4990.67000<br> $3326.78000<br> $3326.78000<br> $3326.78000<br> $3326.78000<br> $3326.78000<br> $4990.67000<br> $3326.78000<br> $3326.78000<br> $0.00000<br> $0.00000<br> $0.00000<br> $7753.73000<br> $3179.75000<br> $0.00000<br> $0.00000 | 106.500% | 33.300% | 57.300% | 76.600% | $3385.23 | $81245.40 |
| 61W3L86UM0C | xx | xx | xx | xx | xx |  |  | xx | xx | Maryland | xx | $87480.17 | 3.763% | $410.74 | $649.96 | 2026-02-10 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.763%. The current UPB reflected as per the payment history is xx. | $637.11 | $637.11 | $1219.33 | $1184.07 | $1184.07 | $1184.07 | $1184.07 | $1184.07 | $1184.07 | $1184.07 | $1184.07 | $1184.07 | $1184.07 | $1184.07 | $1184.07 | $649.96 | $649.96 | $649.96 | $649.96 | $649.96 | $649.96 | $649.96 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $637.11000<br> $637.11000<br> $1219.33000<br> $1184.07000<br> $1184.07000<br> $1184.07000<br> $1184.07000<br> $1184.07000<br> $1184.07000<br> $1184.07000<br> $1184.07000<br> $1184.07000<br> $1184.07000<br> $1184.07000<br> $1184.07000<br> $649.96000<br> $649.96000<br> $649.96000<br> $649.96000<br> $649.96000<br> $649.96000<br> $649.96000<br> $0.00000<br> $0.00000 | 136.200% | 33.300% | 66.700% | 103.900% | $885.50 | $21252.11 |
| 9Z4ZTY0SGE1 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $930966.07 | 3.500% | $4429.26 | $6464.69 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the tape is xx. | $5933.37 | $7883.31 | $7883.31 | $7883.31 | $7883.31 | $7883.31 | $7883.31 | $7883.31 | $7883.31 | $7883.31 | $7883.31 | $7883.31 | $7883.31 | $6464.69 | $6464.69 | $6464.69 | $6464.69 | $6464.69 | $0.00 | $0.00 | $0.00 | $6464.69 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $5933.37000<br> $7883.31000<br> $7883.31000<br> $7883.31000<br> $7883.31000<br> $7883.31000<br> $7883.31000<br> $7883.31000<br> $7883.31000<br> $7883.31000<br> $7883.31000<br> $7883.31000<br> $7883.31000<br> $6464.69000<br> $6464.69000<br> $6464.69000<br> $6464.69000<br> $6464.69000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6464.69000<br> $0.00000<br> $0.00000 | 89.800% | 33.300% | 16.700% | 60.200% | $5805.05 | $139321.23 |
| 4EHND3EDCUB | xx | xx | xx | xx | xx |  |  | xx | xx | Arkansas | xx | $157122.89 | 5.875% | $998.22 | $1231.48 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | $1264.24 | $1264.24 | $1264.24 | $1403.85 | $1403.85 | $1403.85 | $1403.85 | $1403.85 | $1403.85 | $1403.85 | $1403.85 | $1403.85 | $1403.85 | $1403.85 | $100.00 | $0.00 | $0.00 | $0.00 | $2059.91 | $1331.48 | $1331.48 | $1331.48 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1264.24000<br> $1264.24000<br> $1264.24000<br> $1403.85000<br> $1403.85000<br> $1403.85000<br> $1403.85000<br> $1403.85000<br> $1403.85000<br> $1403.85000<br> $1403.85000<br> $1403.85000<br> $1403.85000<br> $1403.85000<br> $100.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2059.91000<br> $1331.48000<br> $1331.48000<br> $1331.48000<br> $0.00000<br> $0.00000 | 85.900% | 36.000% | 81.900% | 60.600% | $1057.89 | $25389.42 |
| BCSEH58MMT2 | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $269096.40 | 3.000% | $1264.81 | $1798.19 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the tape is xx. | $1737.67 | $1737.67 | $1737.67 | $1737.67 | $1737.67 | $1843.88 | $1843.88 | $1843.88 | $1843.88 | $1843.88 | $1843.88 | $1907.12 | $1843.88 | $1843.88 | $1843.88 | $1843.88 | $1843.88 | $1798.19 | $0.00 | $0.00 | $0.00 | $1798.19 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1737.67000<br> $1737.67000<br> $1737.67000<br> $1737.67000<br> $1737.67000<br> $1843.88000<br> $1843.88000<br> $1843.88000<br> $1843.88000<br> $1843.88000<br> $1843.88000<br> $1907.12000<br> $1843.88000<br> $1843.88000<br> $1843.88000<br> $1843.88000<br> $1843.88000<br> $1798.19000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1798.19000<br> $0.00000<br> $0.00000 | 79.900% | 33.300% | 16.700% | 59.400% | $1436.44 | $34474.53 |
| 8TQNR1E7US6 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Nebraska | xx | $222988.13 | 2.875% | $1086.60 | $2156.97 | 2026-02-04 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB as per the tape is xx. | $2248.93 | $2250.93 | $3376.39 | $2250.93 | $2250.93 | $2250.93 | $2249.23 | $2249.23 | $3373.84 | $2249.23 | $2249.23 | $2249.23 | $2249.23 | $3373.84 | $2249.23 | $2249.23 | $2249.23 | $0.00 | $0.00 | $0.00 | $0.00 | $2206.97 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2248.93000<br> $2250.93000<br> $3376.39000<br> $2250.93000<br> $2250.93000<br> $2250.93000<br> $2249.23000<br> $2249.23000<br> $3373.84000<br> $2249.23000<br> $2249.23000<br> $2249.23000<br> $2249.23000<br> $3373.84000<br> $2249.23000<br> $2249.23000<br> $2249.23000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2206.97000<br> $0.00000<br> $0.00000 | 84.700% | 34.100% | 17.100% | 56.300% | $1826.12 | $43826.76 |
| 6ZROR4ZJXJ3 | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $441982.17 | 3.750% | $2220.64 | $3186.15 | 2026-02-04 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | $3267.35 | $3267.35 | $3287.35 | $3267.35 | $3267.35 | $3267.35 | $3376.17 | $3065.90 | $3065.90 | $3065.90 | $3065.90 | $3065.90 | $3065.90 | $3065.90 | $0.00 | $0.00 | $0.00 | $0.00 | $5102.44 | $3065.90 | $3186.15 | $3186.15 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3267.35000<br> $3267.35000<br> $3287.35000<br> $3267.35000<br> $3267.35000<br> $3267.35000<br> $3376.17000<br> $3065.90000<br> $3065.90000<br> $3065.90000<br> $3065.90000<br> $3065.90000<br> $3065.90000<br> $3065.90000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5102.44000<br> $3065.90000<br> $3186.15000<br> $3186.15000<br> $0.00000<br> $0.00000 | 77.200% | 33.300% | 76.100% | 54.100% | $2458.43 | $59002.21 |
| UN0H0LCSHZT | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $922553.81 | 3.500% | $4389.86 | $5950.62 | 2026-02-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the tape is xx. PH shows a large transaction on xx/xx/2024 and xx/xx/2025; all payments are made by the borrower. | $0.00 | $0.00 | $0.00 | $26001.00 | $0.00 | $24192.20 | $0.00 | $3651.00 | $0.00 | $0.00 | $32000.00 | $1429.00 | $0.00 | $0.00 | $0.00 | $6000.00 | $5950.62 | $0.00 | $0.00 | $0.00 | $4592.06 | $6675.00 | $0.00 | $0.00 | 0MMMM0000000000000000000 | 0000000000000000000MMMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $26001.00000<br> $0.00000<br> $24192.20000<br> $0.00000<br> $3651.00000<br> $0.00000<br> $0.00000<br> $32000.00000<br> $1429.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6000.00000<br> $5950.62000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4592.06000<br> $6675.00000<br> $0.00000<br> $0.00000 | 77.400% | 37.400% | 31.600% | 32.500% | $4603.79 | $110490.88 |
| 5GT2A87N09G | xx | xx | xx | xx | xx | xx | xx | xx | xx | South Carolina | xx | $178624.47 | 2.875% | $838.08 | $1239.06 | 2026-02-04 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the tape is xx. | $1158.34 | $0.00 | $2316.68 | $1158.34 | $1158.34 | $1158.34 | $1158.34 | $1158.34 | $0.00 | $2316.68 | $1158.34 | $2478.12 | $0.00 | $2478.12 | $1239.06 | $1239.06 | $0.00 | $1239.06 | $0.00 | $0.00 | $0.00 | $1239.06 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1158.34000<br> $0.00000<br> $2316.68000<br> $1158.34000<br> $1158.34000<br> $1158.34000<br> $1158.34000<br> $1158.34000<br> $0.00000<br> $2316.68000<br> $1158.34000<br> $2478.12000<br> $0.00000<br> $2478.12000<br> $1239.06000<br> $1239.06000<br> $0.00000<br> $1239.06000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1239.06000<br> $0.00000<br> $0.00000 | 76.200% | 33.300% | 16.700% | 50.000% | $943.93 | $22654.22 |
| VMIMTBVO95J | xx | xx | xx | xx | xx |  |  | xx | xx | New Jersey | xx | $469269.46 | 3.500% | $2282.27 | $3325.45 | 2026-02-02 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | $3128.43 | $3128.43 | $3128.43 | $3128.43 | $3128.43 | $3128.43 | $3128.43 | $3994.84 | $3894.84 | $3894.84 | $3894.84 | $3894.84 | $3894.84 | $3894.84 | $0.00 | $0.00 | $0.00 | $0.00 | $4755.49 | $3894.84 | $3443.75 | $3325.45 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3128.43000<br> $3128.43000<br> $3128.43000<br> $3128.43000<br> $3128.43000<br> $3128.43000<br> $3128.43000<br> $3994.84000<br> $3894.84000<br> $3894.84000<br> $3894.84000<br> $3894.84000<br> $3894.84000<br> $3894.84000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4755.49000<br> $3894.84000<br> $3443.75000<br> $3325.45000<br> $0.00000<br> $0.00000 | 81.000% | 33.300% | 77.300% | 58.200% | $2695.10 | $64682.42 |
| VAJCF6CA830 | xx | xx | xx | xx | xx |  |  | xx | xx | Rhode Island | xx | $331349.22 | 4.875% | $1852.23 | $2443.46 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB reflected as per the payment history is xx. | $2773.21 | $2773.21 | $2773.21 | $2773.21 | $2773.21 | $2435.99 | $2435.99 | $2435.99 | $2435.99 | $2435.99 | $2435.99 | $2435.99 | $2435.99 | $2435.99 | $0.00 | $0.00 | $0.00 | $0.00 | $2443.46 | $2443.46 | $2443.46 | $2443.46 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2773.21000<br> $2773.21000<br> $2773.21000<br> $2773.21000<br> $2773.21000<br> $2435.99000<br> $2435.99000<br> $2435.99000<br> $2435.99000<br> $2435.99000<br> $2435.99000<br> $2435.99000<br> $2435.99000<br> $2435.99000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2443.46000<br> $2443.46000<br> $2443.46000<br> $2443.46000<br> $0.00000<br> $0.00000 | 77.700% | 33.300% | 66.700% | 49.900% | $1898.49 | $45563.80 |
| FIP1EUZUWKS | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $935686.98 | 3.250% | $4269.81 | $6141.07 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.25%. The current UPB reflected as per tape is xx. | $6175.08 | $6175.08 | $6175.08 | $6175.08 | $6175.08 | $6175.08 | $6175.08 | $6175.08 | $6175.08 | $6175.08 | $7482.19 | $6175.08 | $6175.08 | $6175.08 | $6175.08 | $6175.08 | $6175.08 | $0.00 | $0.00 | $0.00 | $0.00 | $6200.00 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $6175.08000<br> $6175.08000<br> $6175.08000<br> $6175.08000<br> $6175.08000<br> $6175.08000<br> $6175.08000<br> $6175.08000<br> $6175.08000<br> $6175.08000<br> $7482.19000<br> $6175.08000<br> $6175.08000<br> $6175.08000<br> $6175.08000<br> $6175.08000<br> $6175.08000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6200.00000<br> $0.00000<br> $0.00000 | 76.300% | 33.700% | 16.800% | 50.300% | $4686.81 | $112483.47 |
| UTK18YIJHSD | xx | xx | xx | xx | xx |  |  | xx | xx | Massachusetts | xx | $279827.94 | 2.750% | $1301.27 | $1947.73 | 2026-02-04 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the payment history is xx.<br>| $2070.71 | $4141.42 | $1972.70 | $1972.70 | $0.00 | $3945.40 | $0.00 | $3945.40 | $0.00 | $1972.70 | $1972.70 | $0.00 | $3945.40 | $1972.70 | $1972.70 | $2047.73 | $2047.73 | $2047.73 | $0.00 | $0.00 | $0.00 | $2047.73 | $0.00 | $0.00 | MMM000000000000000000000 | 000000000000000000000MMM | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2070.71000<br> $4141.42000<br> $1972.70000<br> $1972.70000<br> $0.00000<br> $3945.40000<br> $0.00000<br> $3945.40000<br> $0.00000<br> $1972.70000<br> $1972.70000<br> $0.00000<br> $3945.40000<br> $1972.70000<br> $1972.70000<br> $2047.73000<br> $2047.73000<br> $2047.73000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2047.73000<br> $0.00000<br> $0.00000 | 81.500% | 35.000% | 17.500% | 68.800% | $1586.48 | $38075.45 |
| 6OX65HN78A0 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $774882.25 | 3.500% | $3679.92 | $3679.92 | 2026-02-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.50%. The current UPB, as reflected on the tape, is xx. | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $3679.92 | $0.00 | $0.00 | $0.00 | $3679.92 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $3679.92000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3679.92000<br> $0.00000<br> $0.00000 | 79.200% | 33.300% | 16.700% | 58.300% | $2913.27 | $69918.48 |
| H15TDLFH5Y5 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | $332789.87 | 2.875% | $1539.67 | $2569.71 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.88%. The current UPB reflected as per the payment history is xx. | $2726.15 | $2726.15 | $2726.15 | $2726.15 | $2726.15 | $2433.20 | $2433.20 | $2433.20 | $2433.20 | $2433.20 | $2433.20 | $2433.20 | $2433.20 | $2433.20 | $2433.20 | $2433.20 | $2433.20 | $2569.71 | $0.00 | $0.00 | $8826.04 | $2569.71 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2726.15000<br> $2726.15000<br> $2726.15000<br> $2726.15000<br> $2726.15000<br> $2433.20000<br> $2433.20000<br> $2433.20000<br> $2433.20000<br> $2433.20000<br> $2433.20000<br> $2433.20000<br> $2433.20000<br> $2433.20000<br> $2433.20000<br> $2433.20000<br> $2433.20000<br> $2569.71000<br> $0.00000<br> $0.00000<br> $8826.04000<br> $2569.71000<br> $0.00000<br> $0.00000 | 92.100% | 33.300% | 73.900% | 84.700% | $2366.44 | $56794.61 |
| GLJCCA39A5F | xx | xx | xx | xx | xx | xx | xx | xx | xx | Washington D.C. | xx | $326932.12 | 3.125% | $1741.30 | $2160.83 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. PH shows a large principal curtailment on xx/xx/2024 in the amount of xx. As per the comment dated xx/xx/2025, the payment is BWR payment.<br>| $2064.13 | $2064.13 | $2540.31 | $1956.11 | $1956.11 | $27113.13 | $2113.13 | $0.00 | $2113.13 | $2113.13 | $2113.13 | $2113.13 | $2113.13 | $2113.13 | $0.00 | $0.00 | $0.00 | $0.00 | $4321.66 | $2160.83 | $0.00 | $2160.83 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2064.13000<br> $2064.13000<br> $2540.31000<br> $1956.11000<br> $1956.11000<br> $27113.13000<br> $2113.13000<br> $0.00000<br> $2113.13000<br> $2113.13000<br> $2113.13000<br> $2113.13000<br> $2113.13000<br> $2113.13000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4321.66000<br> $2160.83000<br> $0.00000<br> $2160.83000<br> $0.00000<br> $0.00000 | 117.900% | 33.300% | 66.700% | 49.600% | $2547.05 | $61129.15 |
| N551V8NP7D2 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $775317.93 | 3.500% | $3682.17 | $4845.38 | 2026-02-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.50%. The current UPB as per the tape is xx. | $5100.00 | $5100.00 | $5100.00 | $5100.00 | $5100.00 | $7040.16 | $4156.00 | $7906.06 | $5100.00 | $5100.00 | $5100.00 | $5100.00 | $5100.00 | $5872.36 | $6524.39 | $5100.00 | $5100.00 | $5100.00 | $0.00 | $0.00 | $0.00 | $5100.00 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $5100.00000<br> $5100.00000<br> $5100.00000<br> $5100.00000<br> $5100.00000<br> $7040.16000<br> $4156.00000<br> $7906.06000<br> $5100.00000<br> $5100.00000<br> $5100.00000<br> $5100.00000<br> $5100.00000<br> $5872.36000<br> $6524.39000<br> $5100.00000<br> $5100.00000<br> $5100.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5100.00000<br> $0.00000<br> $0.00000 | 88.500% | 35.100% | 17.500% | 65.200% | $4287.46 | $102898.97 |
| TW00LS64308 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | $240309.07 | 4.500% | $1286.76 | $1519.01 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $1529.10 | $1530.98 | $1530.98 | $1530.98 | $1530.98 | $1530.98 | $1530.98 | $1530.98 | $1530.98 | $1530.98 | $1530.98 | $1530.98 | $1530.98 | $1513.97 | $1513.97 | $1513.97 | $1519.01 | $1519.01 | $0.00 | $0.00 | 000000000000000000MMMMM0 | 0MMMMM000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1529.10000<br> $1530.98000<br> $1530.98000<br> $1530.98000<br> $1530.98000<br> $1530.98000<br> $1530.98000<br> $1530.98000<br> $1530.98000<br> $1530.98000<br> $1530.98000<br> $1530.98000<br> $1530.98000<br> $1513.97000<br> $1513.97000<br> $1513.97000<br> $1519.01000<br> $1519.01000<br> $0.00000<br> $0.00000 | 75.400% | 33.300% | 66.600% | 83.600% | $1145.03 | $27480.79 |
| GES1WHZDR4C | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $1156239.29 | 3.750% | $5742.63 | $9508.00 | 2026-02-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the tape is xx. | $8815.18 | $8781.91 | $8781.91 | $8781.91 | $8781.91 | $8781.91 | $8781.91 | $8781.91 | $8781.91 | $8781.91 | $8781.91 | $8781.91 | $8781.91 | $9508.00 | $9508.00 | $9508.00 | $9508.00 | $9508.00 | $0.00 | $0.00 | $0.00 | $9508.00 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $8815.18000<br> $8781.91000<br> $8781.91000<br> $8781.91000<br> $8781.91000<br> $8781.91000<br> $8781.91000<br> $8781.91000<br> $8781.91000<br> $8781.91000<br> $8781.91000<br> $8781.91000<br> $8781.91000<br> $9508.00000<br> $9508.00000<br> $9508.00000<br> $9508.00000<br> $9508.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $9508.00000<br> $0.00000<br> $0.00000 | 75.000% | 33.300% | 16.700% | 57.700% | $7135.25 | $171246.10 |
| WI24ZA4ALC8 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $272727.85 | 2.875% | $1264.18 | $2584.56 | 2026-02-02 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the tape is xx.<br>| $2352.52 | $2333.86 | $2333.86 | $2333.86 | $2333.86 | $2333.86 | $2333.86 | $2333.86 | $2333.86 | $2333.86 | $2333.86 | $2333.86 | $2333.86 | $2584.56 | $2584.56 | $2584.56 | $2584.56 | $2584.56 | $0.00 | $0.00 | $0.00 | $2584.56 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2352.52000<br> $2333.86000<br> $2333.86000<br> $2333.86000<br> $2333.86000<br> $2333.86000<br> $2333.86000<br> $2333.86000<br> $2333.86000<br> $2333.86000<br> $2333.86000<br> $2333.86000<br> $2333.86000<br> $2584.56000<br> $2584.56000<br> $2584.56000<br> $2584.56000<br> $2584.56000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2584.56000<br> $0.00000<br> $0.00000 | 73.900% | 33.300% | 16.700% | 57.500% | $1911.09 | $45866.20 |
| S5F3FQ1I68I | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $146074.44 | 7.125% | $1010.57 | $1398.46 | 2026-03-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $1418.38 | $0.00 | $2836.76 | $0.00 | $1418.38 | $2932.70 | $1514.32 | $3028.64 | $1338.12 | $0.00 | $1338.12 | $1400.00 | $1500.00 | $3758.00 | $2000.00 | $1000.00 | $589.06 | $1398.46 | $1398.46 | $1398.46 | $1398.46 | $1398.46 | $0.00 | $0.00 | 000000000000000001101000 | 000101100000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1418.38000<br> $0.00000<br> $2836.76000<br> $0.00000<br> $1418.38000<br> $2932.70000<br> $1514.32000<br> $3028.64000<br> $1338.12000<br> $0.00000<br> $1338.12000<br> $1400.00000<br> $1500.00000<br> $3758.00000<br> $2000.00000<br> $1000.00000<br> $589.06000<br> $1398.46000<br> $1398.46000<br> $1398.46000<br> $1398.46000<br> $1398.46000<br> $0.00000<br> $0.00000 | 98.500% | 33.300% | 66.700% | 94.400% | $1377.70 | $33064.78 |
| Z98RXWOHEHY | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $253690.76 | 5.375% | $3053.52 | $4348.67 | 2026-02-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.375%. The current UPB reflected as per the tape is xx. <br> PH shows a large transaction of principal payments other than P&I on xx/xx/2025, xx/xx/2025, xx/xx/2025, and xx/xx/2025 in the total amount of xx. As per the comments dated xx/xx/2025, xx/xx/2025, xx/xx/2025, and xx/xx/2025, these are the borrowers payments. | $4487.91 | $4487.91 | $4487.91 | $4487.91 | $5987.91 | $5987.91 | $5987.91 | $5987.91 | $5987.91 | $5848.67 | $5848.67 | $30848.67 | $80848.67 | $5848.67 | $5848.67 | $5848.67 | $30848.67 | $55848.67 | $0.00 | $0.00 | $0.00 | $5848.67 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4487.91000<br> $4487.91000<br> $4487.91000<br> $4487.91000<br> $5987.91000<br> $5987.91000<br> $5987.91000<br> $5987.91000<br> $5987.91000<br> $5848.67000<br> $5848.67000<br> $30848.67000<br> $80848.67000<br> $5848.67000<br> $5848.67000<br> $5848.67000<br> $30848.67000<br> $55848.67000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5848.67000<br> $0.00000<br> $0.00000 | 269.600% | 44.800% | 22.400% | 365.900% | $11724.08 | $281377.89 |
| QGR7IDCE7OX | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $288518.50 | 2.880% | $2456.11 | $3550.67 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.880%. The current UPB reflected as per the payment history is xx. The PH tape data reflects a deferred amount of xx, and the deferred agreement is located at XXXX, page #xx and Page #1004.<br>| $3522.69 | $3522.69 | $3522.69 | $4134.69 | $4134.69 | $0.00 | $4134.69 | $4134.69 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $50149.73 | $3550.67 | $3550.67 | $3550.67 | $3550.67 | $3550.67 | $0.00 | $0.00 | 000000444444432211111111 | 111111112234444444000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3522.69000<br> $3522.69000<br> $3522.69000<br> $4134.69000<br> $4134.69000<br> $0.00000<br> $4134.69000<br> $4134.69000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $50149.73000<br> $3550.67000<br> $3550.67000<br> $3550.67000<br> $3550.67000<br> $3550.67000<br> $0.00000<br> $0.00000 | 111.500% | 33.300% | 66.700% | 159.400% | $3958.75 | $95009.91 |
| W89GMKZ0VXA | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $757376.11 | 3.250% | $3514.29 | $4904.35 | 2026-02-20 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.25%. The current UPB reflected as per the tape is xx. | $0.00 | $0.00 | $15302.88 | $5159.53 | $4983.82 | $4983.82 | $4983.82 | $4983.82 | $4904.35 | $4904.35 | $4904.35 | $4904.35 | $4904.35 | $4904.35 | $4904.35 | $4904.35 | $5080.06 | $0.00 | $0.00 | $0.00 | $3193.39 | $4904.35 | $0.00 | $0.00 | 0MMMM0000000000000032100 | 0012300000000000000MMMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $15302.88000<br> $5159.53000<br> $4983.82000<br> $4983.82000<br> $4983.82000<br> $4983.82000<br> $4904.35000<br> $4904.35000<br> $4904.35000<br> $4904.35000<br> $4904.35000<br> $4904.35000<br> $4904.35000<br> $4904.35000<br> $5080.06000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3193.39000<br> $4904.35000<br> $0.00000<br> $0.00000 | 78.900% | 33.300% | 27.500% | 55.700% | $3867.10 | $92810.29 |
| CF28QCCHUQT | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $157100.56 | 2.875% | $738.30 | $2052.83 | 2026-02-17 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB is xx. | $1800.00 | $1800.00 | $3500.00 | $3500.00 | $0.00 | $0.00 | $1700.00 | $1700.00 | $1700.00 | $1700.00 | $1700.00 | $1700.00 | $1700.00 | $2100.00 | $2100.00 | $2100.00 | $2100.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2052.83 | $0.00 | $0.00 | 0MMMM0000000000000000000 | 0000000000000000000MMMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1800.00000<br> $1800.00000<br> $3500.00000<br> $3500.00000<br> $0.00000<br> $0.00000<br> $1700.00000<br> $1700.00000<br> $1700.00000<br> $1700.00000<br> $1700.00000<br> $1700.00000<br> $1700.00000<br> $2100.00000<br> $2100.00000<br> $2100.00000<br> $2100.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2052.83000<br> $0.00000<br> $0.00000 | 66.900% | 33.300% | 16.700% | 49.300% | $1373.03 | $32952.83 |
| W7I68OB4EM3 | xx | xx | xx | xx | xx |  |  | xx | xx | South Carolina | xx | $181878.56 | 4.625% | $838.49 | $1080.45 | 2026-02-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB reflected as per the payment history is xx. | $1186.48 | $1186.48 | $1186.48 | $1186.48 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1080.45 | $1080.45 | $1080.45 | $1080.45 | $1080.45 | $1080.45 | $1080.45 | $1080.45 | $1080.45 | $1080.45 | $0.00 | $0.00 | 0000000000MMMMMMMM000000 | 000000MMMMMMMM0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1186.48000<br> $1186.48000<br> $1186.48000<br> $1186.48000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1080.45000<br> $1080.45000<br> $1080.45000<br> $1080.45000<br> $1080.45000<br> $1080.45000<br> $1080.45000<br> $1080.45000<br> $1080.45000<br> $1080.45000<br> $0.00000<br> $0.00000 | 60.000% | 33.300% | 66.700% | 83.300% | $647.93 | $15550.42 |
| SFOOCNHZ5D7 | xx | xx | xx | xx | xx |  |  | xx | xx | Arizona | xx | $170363.77 | 5.500% | $1079.48 | $1716.19 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | $1289.10 | $1289.10 | $1289.10 | $1289.10 | $0.00 | $0.00 | $0.00 | $0.00 | $346.16 | $1289.10 | $1289.10 | $2578.20 | $1289.10 | $1289.10 | $1289.10 | $1289.10 | $1716.19 | $1716.19 | $1716.19 | $1716.19 | $1716.19 | $1716.19 | $0.00 | $0.00 | 00000000000111MMMM000001 | 100000MMMM11100000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1289.10000<br> $1289.10000<br> $1289.10000<br> $1289.10000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $346.16000<br> $1289.10000<br> $1289.10000<br> $2578.20000<br> $1289.10000<br> $1289.10000<br> $1289.10000<br> $1289.10000<br> $1716.19000<br> $1716.19000<br> $1716.19000<br> $1716.19000<br> $1716.19000<br> $1716.19000<br> $0.00000<br> $0.00000 | 63.400% | 33.300% | 66.700% | 75.000% | $1088.02 | $26112.50 |
| B9P9B9GGAYO | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $173299.59 | 4.750% | $860.99 | $1241.48 | 2026-02-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.750%. The current UPB reflected as per the payment history is xx. | $1195.98 | $1201.80 | $1201.80 | $1201.80 | $1451.80 | $1451.80 | $1451.80 | $1451.80 | $1451.80 | $0.00 | $1201.80 | $1201.80 | $1201.80 | $1201.80 | $3000.00 | $1201.80 | $1261.48 | $1241.48 | $1301.48 | $1241.48 | $0.00 | $2482.96 | $0.00 | $0.00 | 010000021111100000000000 | 000000000001111120000010 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1195.98000<br> $1201.80000<br> $1201.80000<br> $1201.80000<br> $1451.80000<br> $1451.80000<br> $1451.80000<br> $1451.80000<br> $1451.80000<br> $0.00000<br> $1201.80000<br> $1201.80000<br> $1201.80000<br> $1201.80000<br> $3000.00000<br> $1201.80000<br> $1261.48000<br> $1241.48000<br> $1301.48000<br> $1241.48000<br> $0.00000<br> $2482.96000<br> $0.00000<br> $0.00000 | 96.000% | 66.700% | 67.500% | 94.900% | $1191.59 | $28598.26 |
| 4UPUJ40E58F | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $121905.19 | 4.000% | $975.10 | $1518.56 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.00%. The current UPB reflected as per the payment history is xx and the deferred balance is xx. | $4833.95 | $1591.73 | $1591.73 | $1591.73 | $1640.49 | $0.00 | $1591.73 | $0.00 | $3183.46 | $0.00 | $3280.98 | $3085.88 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12108.16 | $1567.32 | $1567.32 | $0.00 | $1518.56 | $0.00 | $0.00 | 100044321012121100000211 | 112000001121210123440001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4833.95000<br> $1591.73000<br> $1591.73000<br> $1591.73000<br> $1640.49000<br> $0.00000<br> $1591.73000<br> $0.00000<br> $3183.46000<br> $0.00000<br> $3280.98000<br> $3085.88000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $12108.16000<br> $1567.32000<br> $1567.32000<br> $0.00000<br> $1518.56000<br> $0.00000<br> $0.00000 | 107.400% | 33.300% | 51.100% | 92.000% | $1631.38 | $39153.04 |
| 8IK3GEVJMRS | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $957295.18 | 3.500% | $4526.37 | $4526.37 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the tape is xx. | $4600.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $4700.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4700.00 | $0.00 | $0.00 | 0MMMM0000000000000000000 | 0000000000000000000MMMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4600.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $4700.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4700.00000<br> $0.00000<br> $0.00000 | 77.800% | 34.600% | 17.300% | 51.900% | $3520.83 | $84500.00 |
| HHUK0DTCHM7 | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $105916.83 | 6.490% | $683.19 | $881.25 | 2026-02-26 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.490%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $881.25 | $881.25 | $1762.50 | $881.25 | $881.25 | $0.00 | $881.25 | $881.25 | $881.25 | $0.00 | $0.00 | $1762.50 | $881.25 | $0.00 | $881.25 | $1762.50 | $881.25 | $881.25 | $881.25 | $881.25 | $881.25 | $0.00 | $0.00 | 0000000000MM000000000 | 000000000MM0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $881.25000<br> $881.25000<br> $1762.50000<br> $881.25000<br> $881.25000<br> $0.00000<br> $881.25000<br> $881.25000<br> $881.25000<br> $0.00000<br> $0.00000<br> $1762.50000<br> $881.25000<br> $0.00000<br> $881.25000<br> $1762.50000<br> $881.25000<br> $881.25000<br> $881.25000<br> $881.25000<br> $881.25000<br> $0.00000<br> $0.00000 | 83.300% | 33.300% | 66.700% | 91.700% | $734.38 | $17625.00 |
| OUC5BUK9ATF | xx | xx | xx | xx | xx |  |  | xx | xx | Maryland | xx | $207974.70 | 3.750% | $1119.36 | $1564.42 | 2026-02-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the tape is xx. | $0.00 | $1545.68 | $1595.68 | $1719.53 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6361.80 | $0.00 | $1545.68 | $3180.90 | $1545.68 | $3130.10 | $0.00 | $1584.42 | $1564.42 | $1564.42 | $1564.42 | $1564.42 | $1584.42 | $0.00 | $0.00 | 0000000000110321MMM11100 | 00111MMM1230110000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $1545.68000<br> $1595.68000<br> $1719.53000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6361.80000<br> $0.00000<br> $1545.68000<br> $3180.90000<br> $1545.68000<br> $3130.10000<br> $0.00000<br> $1584.42000<br> $1564.42000<br> $1564.42000<br> $1564.42000<br> $1564.42000<br> $1584.42000<br> $0.00000<br> $0.00000 | 80.000% | 33.800% | 66.900% | 92.100% | $1252.15 | $30051.57 |
| 5EQXH0KCOJ1 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $1039007.68 | 3.500% | $4881.12 | $4881.12 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.5000%. The current UPB reflected as per the tape is xx. | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $4881.12 | $0.00 | $0.00 | $0.00 | $4881.12 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $4881.12000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4881.12000<br> $0.00000<br> $0.00000 | 79.200% | 33.300% | 16.700% | 58.300% | $3864.22 | $92741.28 |
| R9UOXNUY6DF | xx | xx | xx | xx | xx |  |  | xx | xx | Oregon | xx | $121124.04 | 6.580% | $1404.82 | $1404.82 | 2026-02-08 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.580%. The current UPB is xx, and the deferred balance is xx.<br>| $1161.65 | $1161.65 | $1161.65 | $1161.65 | $1161.65 | $1161.65 | $1161.65 | $1248.77 | $1248.77 | $1248.77 | $1248.77 | $1248.77 | $1248.77 | $1248.77 | $1248.77 | $0.00 | $0.00 | $0.00 | $1248.77 | $1404.82 | $1404.82 | $1404.82 | $0.00 | $0.00 | 0000MMM00000000000000000 | 00000000000000000MMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1161.65000<br> $1161.65000<br> $1161.65000<br> $1161.65000<br> $1161.65000<br> $1161.65000<br> $1161.65000<br> $1248.77000<br> $1248.77000<br> $1248.77000<br> $1248.77000<br> $1248.77000<br> $1248.77000<br> $1248.77000<br> $1248.77000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1248.77000<br> $1404.82000<br> $1404.82000<br> $1404.82000<br> $0.00000<br> $0.00000 | 70.000% | 33.300% | 64.800% | 54.600% | $982.71 | $23584.94 |
| UR19TK6BZ9U | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $770408.28 | 5.750% | $4629.43 | $7354.67 | 2026-02-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB reflected as per the payment history is xx. | $5260.92 | $5260.92 | $5260.92 | $5260.92 | $5260.92 | $6079.74 | $6079.74 | $6079.74 | $6079.74 | $6079.74 | $6079.74 | $6079.74 | $6079.74 | $7354.67 | $7354.67 | $7354.67 | $7354.67 | $7354.67 | $0.00 | $0.00 | $0.00 | $7354.67 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $5260.92000<br> $5260.92000<br> $5260.92000<br> $5260.92000<br> $5260.92000<br> $6079.74000<br> $6079.74000<br> $6079.74000<br> $6079.74000<br> $6079.74000<br> $6079.74000<br> $6079.74000<br> $6079.74000<br> $7354.67000<br> $7354.67000<br> $7354.67000<br> $7354.67000<br> $7354.67000<br> $0.00000<br> $0.00000<br> $0.00000<br> $7354.67000<br> $0.00000<br> $0.00000 | 67.500% | 33.300% | 16.700% | 56.900% | $4961.27 | $119070.54 |
| CT8N3G9KFIE | xx | xx | xx | xx | xx |  |  | xx | xx | Washington D.C. | xx | $428538.04 | 3.625% | $2122.92 | $2861.66 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | $2604.23 | $2604.23 | $2663.54 | $2663.54 | $2663.54 | $2663.54 | $2663.54 | $3022.04 | $2663.54 | $2663.54 | $2663.54 | $2663.54 | $2663.54 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4511.46 | $2861.66 | $2861.66 | $2861.66 | $0.00 | $0.00 | 0000MMMMM000000000000000 | 000000000000000MMMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2604.23000<br> $2604.23000<br> $2663.54000<br> $2663.54000<br> $2663.54000<br> $2663.54000<br> $2663.54000<br> $3022.04000<br> $2663.54000<br> $2663.54000<br> $2663.54000<br> $2663.54000<br> $2663.54000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4511.46000<br> $2861.66000<br> $2861.66000<br> $2861.66000<br> $0.00000<br> $0.00000 | 69.800% | 33.300% | 76.300% | 45.900% | $1998.43 | $47962.34 |
| ENEEG9GIHUA | xx | xx | xx | xx | xx |  |  | xx | xx | Indiana | xx | $146780.69 | 3.000% | $691.43 | $1859.33 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx. | $1368.66 | $1368.66 | $1368.66 | $1368.66 | $1368.66 | $1368.66 | $1368.66 | $1368.66 | $1368.66 | $1368.66 | $1859.33 | $1859.33 | $1859.33 | $1859.33 | $1859.33 | $1859.33 | $1859.33 | $1859.33 | $0.00 | $0.00 | $757.60 | $1859.33 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1368.66000<br> $1368.66000<br> $1368.66000<br> $1368.66000<br> $1368.66000<br> $1368.66000<br> $1368.66000<br> $1368.66000<br> $1368.66000<br> $1368.66000<br> $1859.33000<br> $1859.33000<br> $1859.33000<br> $1859.33000<br> $1859.33000<br> $1859.33000<br> $1859.33000<br> $1859.33000<br> $0.00000<br> $0.00000<br> $757.60000<br> $1859.33000<br> $0.00000<br> $0.00000 | 69.900% | 33.300% | 23.500% | 61.700% | $1299.09 | $31178.17 |
| RP5YMR0ZCVC | xx | xx | xx | xx | xx |  |  | xx | xx | Arizona | xx | $398856.82 | 8.000% | $2938.73 | $3175.68 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3175.68 | $3175.68 | $3175.68 | $3175.68 | $3175.68 | $0.00 | $0.00 | 00000MM | MM00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3175.68000<br> $3175.68000<br> $3175.68000<br> $3175.68000<br> $3175.68000<br> $0.00000<br> $0.00000 | 20.800% | 33.300% | 66.700% | 41.700% | $661.60 | $15878.40 |
| 4VNXJNU3DGY | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $474525.26 | 3.875% | $2507.07 | $3580.09 | 2026-02-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | $3940.55 | $3940.55 | $3940.55 | $3940.55 | $3940.55 | $3940.55 | $3940.55 | $3940.55 | $3940.55 | $3940.55 | $3940.55 | $3907.57 | $3907.57 | $3907.57 | $0.00 | $0.00 | $0.00 | $0.00 | $17722.27 | $0.00 | $3580.09 | $3580.09 | $0.00 | $0.00 | 110MMMM00000000000000000 | 00000000000000000MMMM011 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3940.55000<br> $3940.55000<br> $3940.55000<br> $3940.55000<br> $3940.55000<br> $3940.55000<br> $3940.55000<br> $3940.55000<br> $3940.55000<br> $3940.55000<br> $3940.55000<br> $3907.57000<br> $3907.57000<br> $3907.57000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $17722.27000<br> $0.00000<br> $3580.09000<br> $3580.09000<br> $0.00000<br> $0.00000 | 93.100% | 33.300% | 115.800% | 76.100% | $3331.30 | $79951.21 |
| YA208X89NKL | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $80360.12 | 3.625% | $403.61 | $784.15 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the tape is xx | $929.21 | $823.17 | $823.17 | $823.17 | $823.17 | $823.17 | $823.17 | $823.17 | $823.17 | $823.17 | $823.17 | $823.17 | $823.17 | $784.15 | $784.15 | $784.15 | $784.15 | $0.00 | $0.00 | $0.00 | $0.00 | $784.15 | $0.00 | $0.00 | 0MMMM0000000000000000000 | 0000000000000000000MMMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $929.21000<br> $823.17000<br> $823.17000<br> $823.17000<br> $823.17000<br> $823.17000<br> $823.17000<br> $823.17000<br> $823.17000<br> $823.17000<br> $823.17000<br> $823.17000<br> $823.17000<br> $784.15000<br> $784.15000<br> $784.15000<br> $784.15000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $784.15000<br> $0.00000<br> $0.00000 | 78.300% | 33.300% | 16.700% | 50.400% | $613.67 | $14728.00 |
| 883DSCW742J | xx | xx | xx | xx | xx |  |  | xx | xx | Maryland | xx | $209057.65 | 8.999% | $1689.56 | $2047.01 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.999%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2047.01 | $2047.01 | $2047.01 | $2047.01 | $2047.01 | $0.00 | $0.00 | 00000MMM | MMM00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2047.01000<br> $2047.01000<br> $2047.01000<br> $2047.01000<br> $2047.01000<br> $0.00000<br> $0.00000 | 20.800% | 33.300% | 66.700% | 41.700% | $426.46 | $10235.05 |
| BUN836PUOWU | xx | xx | xx | xx | xx |  |  | xx | xx | Michigan | xx | $39994.22 | 6.375% | $297.11 | $644.22 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $824.01 | $790.79 | $1581.58 | $898.15 | $0.00 | $0.00 | $0.00 | $0.00 | $385.06 | $0.00 | $2755.44 | $958.74 | $918.48 | $615.43 | $615.43 | $615.43 | $615.43 | $615.43 | $615.43 | $644.22 | $1850.31 | $644.22 | $0.00 | $0.00 | 00000000000021MMMM001111 | 111100MMMM12000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $824.01000<br> $790.79000<br> $1581.58000<br> $898.15000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $385.06000<br> $0.00000<br> $2755.44000<br> $958.74000<br> $918.48000<br> $615.43000<br> $615.43000<br> $615.43000<br> $615.43000<br> $615.43000<br> $615.43000<br> $644.22000<br> $1850.31000<br> $644.22000<br> $0.00000<br> $0.00000 | 103.100% | 33.300% | 97.100% | 100.200% | $664.32 | $15943.58 |
| Q2DUJ0QJRVC | xx | xx | xx | xx | xx | xx | xx | xx | xx | Kentucky | xx | $169386.29 | 3.125% | $1200.27 | $1686.57 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the tape is xx. | $1630.17 | $1632.17 | $2448.25 | $1632.17 | $1632.17 | $1632.17 | $1632.17 | $1630.17 | $1633.17 | $1688.57 | $1688.57 | $1688.57 | $1686.57 | $1686.57 | $2532.85 | $1688.57 | $1688.57 | $0.00 | $0.00 | $0.00 | $0.00 | $1686.57 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1630.17000<br> $1632.17000<br> $2448.25000<br> $1632.17000<br> $1632.17000<br> $1632.17000<br> $1632.17000<br> $1630.17000<br> $1633.17000<br> $1688.57000<br> $1688.57000<br> $1688.57000<br> $1686.57000<br> $1686.57000<br> $2532.85000<br> $1688.57000<br> $1688.57000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1686.57000<br> $0.00000<br> $0.00000 | 77.900% | 33.300% | 16.700% | 54.200% | $1314.08 | $31538.02 |
| OBM45UGUBVT | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $674227.43 | 5.625% | $3966.47 | $3966.47 | 2026-02-10 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the tape data is xx. This loan is interest-only for 18 months. | $12500.00 | $191.26 | $6250.00 | $12500.00 | $0.00 | $13298.18 | $312500.00 | $6250.00 | $6250.00 | $6250.00 | $0.00 | $82900.00 | $6405.00 | $4000.00 | $4000.00 | $4000.00 | $4000.00 | $4000.00 | $0.00 | $0.00 | $0.00 | $4000.00 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $12500.00000<br> $191.26000<br> $6250.00000<br> $12500.00000<br> $0.00000<br> $13298.18000<br> $312500.00000<br> $6250.00000<br> $6250.00000<br> $6250.00000<br> $0.00000<br> $82900.00000<br> $6405.00000<br> $4000.00000<br> $4000.00000<br> $4000.00000<br> $4000.00000<br> $4000.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4000.00000<br> $0.00000<br> $0.00000 | 514.000% | 33.600% | 16.800% | 63.900% | $20387.27 | $489294.44 |
| AHEXEDT5GL6 | xx | xx | xx | xx | xx |  |  | xx | xx | Alabama | xx | $139606.55 | 3.250% | $696.33 | $1285.47 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.25%. The current UPB, as reflected in the payment history, is xx. | $1100.71 | $1100.71 | $1100.71 | $1100.71 | $1100.71 | $1100.71 | $1100.71 | $1100.71 | $1100.71 | $1100.71 | $1285.47 | $1285.47 | $1285.47 | $1285.47 | $0.00 | $0.00 | $0.00 | $0.00 | $4809.24 | $1285.47 | $1285.47 | $1285.47 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1100.71000<br> $1100.71000<br> $1100.71000<br> $1100.71000<br> $1100.71000<br> $1100.71000<br> $1100.71000<br> $1100.71000<br> $1100.71000<br> $1100.71000<br> $1285.47000<br> $1285.47000<br> $1285.47000<br> $1285.47000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4809.24000<br> $1285.47000<br> $1285.47000<br> $1285.47000<br> $0.00000<br> $0.00000 | 80.400% | 33.300% | 112.400% | 72.800% | $1033.94 | $24814.63 |
| 2Q20DILLYJH | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $622064.74 | 3.625% | $3119.39 | $4493.41 | 2026-02-07 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | $4324.41 | $4324.41 | $4324.41 | $4324.35 | $4324.41 | $4324.41 | $4324.41 | $4324.41 | $4324.41 | $4324.41 | $4324.41 | $4324.41 | $4324.41 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9874.61 | $4493.41 | $4493.41 | $4493.41 | $0.00 | $0.00 | 0000MMMMM000000000000000 | 000000000000000MMMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4324.41000<br> $4324.41000<br> $4324.41000<br> $4324.35000<br> $4324.41000<br> $4324.41000<br> $4324.41000<br> $4324.41000<br> $4324.41000<br> $4324.41000<br> $4324.41000<br> $4324.41000<br> $4324.41000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $9874.61000<br> $4493.41000<br> $4493.41000<br> $4493.41000<br> $0.00000<br> $0.00000 | 73.800% | 33.300% | 86.600% | 51.300% | $3315.50 | $79572.11 |
| DGD1Y39SMLL | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $145706.06 | 3.750% | $718.41 | $718.41 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB as per tape data is xx. | $718.41 | $718.41 | $718.41 | $0.00 | $1436.82 | $0.00 | $1436.82 | $718.41 | $718.41 | $718.41 | $718.41 | $718.41 | $0.00 | $1436.82 | $718.41 | $718.41 | $718.41 | $0.00 | $0.00 | $0.00 | $0.00 | $718.41 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $718.41000<br> $718.41000<br> $718.41000<br> $0.00000<br> $1436.82000<br> $0.00000<br> $1436.82000<br> $718.41000<br> $718.41000<br> $718.41000<br> $718.41000<br> $718.41000<br> $0.00000<br> $1436.82000<br> $718.41000<br> $718.41000<br> $718.41000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $718.41000<br> $0.00000<br> $0.00000 | 75.000% | 33.300% | 16.700% | 50.000% | $538.81 | $12931.38 |
| ECW61T97MVR | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $839367.66 | 4.500% | $4458.83 | $4578.66 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB reflected as per the tape is xx. | $4578.90 | $4578.90 | $4578.90 | $4578.90 | $4578.90 | $4578.90 | $4578.90 | $4578.90 | $4578.90 | $4578.90 | $4578.90 | $4578.90 | $4578.66 | $4578.66 | $4578.66 | $4578.66 | $4578.66 | $0.00 | $0.00 | $0.00 | $0.00 | $4578.66 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4578.90000<br> $4578.90000<br> $4578.90000<br> $4578.90000<br> $4578.90000<br> $4578.90000<br> $4578.90000<br> $4578.90000<br> $4578.90000<br> $4578.90000<br> $4578.90000<br> $4578.90000<br> $4578.66000<br> $4578.66000<br> $4578.66000<br> $4578.66000<br> $4578.66000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4578.66000<br> $0.00000<br> $0.00000 | 75.000% | 33.300% | 16.700% | 50.000% | $3434.12 | $82418.76 |
| MNQHS5UHQYN | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $177687.53 | 3.250% | $870.41 | $870.41 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $1200.83 | $1200.83 | $1200.83 | $4407.69 | $1200.83 | $1200.83 | $1200.83 | $1200.83 | $1200.83 | $1200.83 | $1200.83 | $1200.83 | $1200.83 | $1200.83 | $0.00 | $0.00 | $0.00 | $0.00 | $1200.83 | $870.41 | $870.41 | $870.41 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1200.83000<br> $1200.83000<br> $1200.83000<br> $4407.69000<br> $1200.83000<br> $1200.83000<br> $1200.83000<br> $1200.83000<br> $1200.83000<br> $1200.83000<br> $1200.83000<br> $1200.83000<br> $1200.83000<br> $1200.83000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1200.83000<br> $870.41000<br> $870.41000<br> $870.41000<br> $0.00000<br> $0.00000 | 114.100% | 33.300% | 73.000% | 59.500% | $992.94 | $23830.54 |
| 9KE603IR9RL | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Jersey | xx | $267532.33 | 3.459% | $1300.61 | $2300.45 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.459%. The current UPB reflected as per the payment history is xx. | $2269.77 | $2269.77 | $2269.77 | $2269.77 | $2269.77 | $2269.77 | $2269.77 | $2300.45 | $2300.45 | $2300.45 | $2300.45 | $2300.45 | $2300.45 | $2300.45 | $0.00 | $0.00 | $0.00 | $0.00 | $2300.45 | $2300.45 | $2300.45 | $2300.45 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2269.77000<br> $2269.77000<br> $2269.77000<br> $2269.77000<br> $2269.77000<br> $2269.77000<br> $2269.77000<br> $2300.45000<br> $2300.45000<br> $2300.45000<br> $2300.45000<br> $2300.45000<br> $2300.45000<br> $2300.45000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2300.45000<br> $2300.45000<br> $2300.45000<br> $2300.45000<br> $0.00000<br> $0.00000 | 74.600% | 33.300% | 66.700% | 50.000% | $1716.39 | $41193.34 |
| W19K37VXX7Z | xx | xx | xx | xx | xx | xx | xx | xx | xx | Indiana | xx | $127697.72 | 7.375% | $870.41 | $1445.45 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB, as reflected in the payment history, is xx. Per tape, the deferred balance is xx. | $5013.01 | $1109.96 | $1109.96 | $0.00 | $1109.96 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4883.06 | $1584.42 | $0.00 | $0.00 | $0.00 | $16270.00 | $0.00 | $1462.45 | $1445.45 | $1445.45 | $0.00 | $0.00 | $0.00 | 000004444444444322111432 | 234111223444444444400000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $5013.01000<br> $1109.96000<br> $1109.96000<br> $0.00000<br> $1109.96000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4883.06000<br> $1584.42000<br> $0.00000<br> $0.00000<br> $0.00000<br> $16270.00000<br> $0.00000<br> $1462.45000<br> $1445.45000<br> $1445.45000<br> $0.00000<br> $0.00000<br> $0.00000 | 102.100% | 0.000% | 50.200% | 128.000% | $1476.41 | $35433.72 |
| QDH26K4RB2A | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $368540.90 | 3.125% | $1756.34 | $1756.34 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx | $1756.34 | $1756.34 | $1756.34 | $1756.34 | $1756.34 | $1756.34 | $1756.34 | $1756.34 | $1756.34 | $1756.34 | $1756.34 | $1756.34 | $1756.34 | $1756.34 | $0.00 | $0.00 | $0.00 | $0.00 | $1756.34 | $1756.34 | $1756.34 | $1756.34 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1756.34000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $1756.34000<br> $0.00000<br> $0.00000 | 75.000% | 33.300% | 66.700% | 50.000% | $1317.26 | $31614.12 |
| ADV03VEULBX | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $413106.09 | 3.125% | $1951.96 | $1951.96 | 2026-01-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | $1951.96 | $1951.96 | $1951.96 | $1951.96 | $1951.96 | $1951.96 | $1951.96 | $1951.96 | $1951.96 | $1951.96 | $1951.96 | $1951.96 | $1951.96 | $1951.96 | $0.00 | $0.00 | $0.00 | $0.00 | $1951.96 | $1951.96 | $0.00 | $0.00 | $0.00 | $0.00 | 00MMMM000000000000000000 | 000000000000000000MMMM00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1951.96000<br> $1951.96000<br> $1951.96000<br> $1951.96000<br> $1951.96000<br> $1951.96000<br> $1951.96000<br> $1951.96000<br> $1951.96000<br> $1951.96000<br> $1951.96000<br> $1951.96000<br> $1951.96000<br> $1951.96000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1951.96000<br> $1951.96000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 66.700% | 0.000% | 33.300% | 33.300% | $1301.31 | $31231.36 |
| 1GFPY8178RM | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $159887.75 | 3.125% | $753.94 | $1389.12 | 2026-02-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB is xx. | $1357.41 | $1357.41 | $1457.41 | $1457.41 | $1457.41 | $1557.41 | $1457.41 | $1457.41 | $1357.41 | $1357.41 | $1357.41 | $1449.80 | $1396.82 | $1389.12 | $1489.12 | $1489.12 | $1489.12 | $0.00 | $0.00 | $0.00 | $3434.82 | $1389.12 | $0.00 | $0.00 | 0MMMM0000000000000000000 | 0000000000000000000MMMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1357.41000<br> $1357.41000<br> $1457.41000<br> $1457.41000<br> $1457.41000<br> $1557.41000<br> $1457.41000<br> $1457.41000<br> $1357.41000<br> $1357.41000<br> $1357.41000<br> $1449.80000<br> $1396.82000<br> $1389.12000<br> $1489.12000<br> $1489.12000<br> $1489.12000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3434.82000<br> $1389.12000<br> $0.00000<br> $0.00000 | 87.500% | 33.300% | 57.900% | 72.500% | $1214.94 | $29158.55 |
| 254E7TFU1MN | xx | xx | xx | xx | xx |  |  | xx | xx | Maryland | xx | $437073.04 | 8.500% | $3373.22 | $3859.92 | 2026-02-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.500%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3859.92 | $3859.92 | $3859.92 | $3859.92 | $3859.92 | $0.00 | $0.00 | 00000MM | MM00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3859.92000<br> $3859.92000<br> $3859.92000<br> $3859.92000<br> $3859.92000<br> $0.00000<br> $0.00000 | 20.800% | 33.300% | 66.700% | 41.700% | $804.15 | $19299.60 |
| K89AFAWRLHR | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $79540.38 | 3.000% | $451.12 | $971.58 | 2026-02-09 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the tape is $ xx. | $814.95 | $814.95 | $916.87 | $816.87 | $816.87 | $816.87 | $1041.87 | $816.87 | $816.87 | $816.87 | $986.87 | $816.87 | $1096.06 | $816.87 | $859.58 | $859.58 | $859.58 | $0.00 | $0.00 | $0.00 | $0.00 | $973.56 | $0.00 | $0.00 | 0MMMM0000000000000000000 | 0000000000000000000MMMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $814.95000<br> $814.95000<br> $916.87000<br> $816.87000<br> $816.87000<br> $816.87000<br> $1041.87000<br> $816.87000<br> $816.87000<br> $816.87000<br> $986.87000<br> $816.87000<br> $1096.06000<br> $816.87000<br> $859.58000<br> $859.58000<br> $859.58000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $973.56000<br> $0.00000<br> $0.00000 | 67.600% | 33.400% | 16.700% | 46.900% | $656.62 | $15758.83 |
| R8SPMERAY3T | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $447507.01 | 3.000% | $2108.02 | $2108.02 | 2026-02-10 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx. | $2108.02 | $2108.02 | $2108.02 | $2108.02 | $2108.02 | $2108.02 | $2108.02 | $2108.02 | $2108.02 | $2108.02 | $2108.02 | $2108.02 | $2108.02 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2108.02 | $2108.02 | $2108.02 | $0.00 | $0.00 | 000MMMMM0000000000000000 | 0000000000000000MMMMM000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2108.02000<br> $2108.02000<br> $2108.02000<br> $2108.02000<br> $2108.02000<br> $2108.02000<br> $2108.02000<br> $2108.02000<br> $2108.02000<br> $2108.02000<br> $2108.02000<br> $2108.02000<br> $2108.02000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2108.02000<br> $2108.02000<br> $2108.02000<br> $0.00000<br> $0.00000 | 66.700% | 33.300% | 50.000% | 33.300% | $1405.35 | $33728.32 |
| KJQFDIMMS4A | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | $185540.72 | 2.880% | $908.61 | $1411.92 | 2026-02-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.880%. The current UPB reflected as per the tape is xx. | $1444.55 | $1444.55 | $1444.55 | $1444.55 | $1444.55 | $1532.67 | $1532.67 | $1532.67 | $1532.67 | $1532.67 | $1532.67 | $1532.67 | $1532.67 | $1532.67 | $1532.67 | $1532.67 | $1532.67 | $1411.92 | $0.00 | $0.00 | $0.00 | $1411.92 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1444.55000<br> $1444.55000<br> $1444.55000<br> $1444.55000<br> $1444.55000<br> $1532.67000<br> $1532.67000<br> $1532.67000<br> $1532.67000<br> $1532.67000<br> $1532.67000<br> $1532.67000<br> $1532.67000<br> $1532.67000<br> $1532.67000<br> $1532.67000<br> $1532.67000<br> $1411.92000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1411.92000<br> $0.00000<br> $0.00000 | 83.900% | 33.300% | 16.700% | 61.900% | $1184.94 | $28438.63 |
| 6RZ4FE0GNYI | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $64092.04 | 3.625% | $723.92 | $858.81 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | $923.92 | $923.92 | $923.92 | $923.92 | $923.92 | $923.92 | $923.92 | $923.92 | $923.92 | $923.92 | $923.92 | $923.92 | $923.92 | $923.92 | $0.00 | $0.00 | $0.00 | $0.00 | $1134.38 | $1334.38 | $1334.38 | $1258.81 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $923.92000<br> $923.92000<br> $923.92000<br> $923.92000<br> $923.92000<br> $923.92000<br> $923.92000<br> $923.92000<br> $923.92000<br> $923.92000<br> $923.92000<br> $923.92000<br> $923.92000<br> $923.92000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1134.38000<br> $1334.38000<br> $1334.38000<br> $1258.81000<br> $0.00000<br> $0.00000 | 87.300% | 48.900% | 98.200% | 67.000% | $749.87 | $17996.83 |
| FVL856OTTGY | xx | xx | xx | xx | xx |  |  | xx | xx | Pennsylvania | xx | $167575.55 | 4.500% | $948.95 | $1477.66 | 2026-02-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB reflected as per the payment history is xx. | $1450.43 | $1450.43 | $1450.43 | $0.00 | $2900.86 | $0.00 | $2900.86 | $1450.43 | $1450.43 | $1450.43 | $1477.66 | $0.00 | $2955.32 | $0.00 | $1477.66 | $3695.71 | $2245.71 | $2245.71 | $2245.71 | $2245.71 | $0.00 | $1477.66 | $0.00 | $0.00 | 100111122121111121211111 | 111112121111121221111001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1450.43000<br> $1450.43000<br> $1450.43000<br> $0.00000<br> $2900.86000<br> $0.00000<br> $2900.86000<br> $1450.43000<br> $1450.43000<br> $1450.43000<br> $1477.66000<br> $0.00000<br> $2955.32000<br> $0.00000<br> $1477.66000<br> $3695.71000<br> $2245.71000<br> $2245.71000<br> $2245.71000<br> $2245.71000<br> $0.00000<br> $1477.66000<br> $0.00000<br> $0.00000 | 97.500% | 33.300% | 67.300% | 104.800% | $1440.46 | $34571.15 |
| NXOYICGG7D3 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Georgia | xx | $77400.05 | 2.000% | $1172.39 | $1426.99 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.000%. The current UPB reflected as per the payment history is xx | $0.00 | $1380.93 | $2782.56 | $1401.63 | $0.00 | $1401.63 | $1401.63 | $1401.63 | $1401.63 | $1401.63 | $1401.63 | $1401.63 | $2803.26 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1426.99 | $1426.99 | $1426.99 | $1426.99 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $1380.93000<br> $2782.56000<br> $1401.63000<br> $0.00000<br> $1401.63000<br> $1401.63000<br> $1401.63000<br> $1401.63000<br> $1401.63000<br> $1401.63000<br> $1401.63000<br> $2803.26000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1426.99000<br> $1426.99000<br> $1426.99000<br> $1426.99000<br> $0.00000<br> $0.00000 | 69.700% | 33.300% | 66.700% | 49.700% | $995.32 | $23887.75 |
| K8WKKSGASCX | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $136215.21 | 3.500% | $673.57 | $1095.11 | 2026-02-10 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The UPB is not provided in the payment history. Per tape as of xx/xx/2026, the current UPB is xx. | $0.00 | $1050.36 | $1054.56 | $2109.12 | $1054.56 | $0.00 | $2109.12 | $1089.96 | $1054.56 | $0.00 | $1054.56 | $2109.12 | $1054.56 | $1095.11 | $1095.11 | $0.00 | $1095.11 | $1095.11 | $0.00 | $0.00 | $0.00 | $1098.42 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $1050.36000<br> $1054.56000<br> $2109.12000<br> $1054.56000<br> $0.00000<br> $2109.12000<br> $1089.96000<br> $1054.56000<br> $0.00000<br> $1054.56000<br> $2109.12000<br> $1054.56000<br> $1095.11000<br> $1095.11000<br> $0.00000<br> $1095.11000<br> $1095.11000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1098.42000<br> $0.00000<br> $0.00000 | 73.100% | 33.400% | 16.700% | 49.700% | $800.81 | $19219.34 |
| A6YPQC7UF8F | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $281430.27 | 5.750% | $1704.03 | $1704.03 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB is xx. | $1704.03 | $1704.03 | $1704.03 | $1704.03 | $1704.03 | $1704.03 | $1704.03 | $1704.03 | $1704.03 | $1704.03 | $1704.03 | $1704.03 | $1704.03 | $1704.03 | $0.00 | $0.00 | $0.00 | $0.00 | $1704.03 | $1704.03 | $1704.03 | $1704.03 | $0.00 | $0.00 | 0000MMMM0000000000000000 | 0000000000000000MMMM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1704.03000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $1704.03000<br> $0.00000<br> $0.00000 | 75.000% | 33.300% | 66.700% | 50.000% | $1278.02 | $30672.54 |
| 02Z587MUK4E | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $716103.69 | 7.940% | $5289.50 | $5289.50 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.940%. The current UPB reflected as per the payment history is xx. <br> The loan is interest only for 12 months. | $3362.14 | $3825.34 | $4296.14 | $4332.56 | $4332.56 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $5289.50 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3362.14000<br> $3825.34000<br> $4296.14000<br> $4332.56000<br> $4332.56000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $5289.50000<br> $0.00000<br> $0.00000 | 86.700% | 33.300% | 66.700% | 83.300% | $4586.26 | $110070.24 |
| I2DF8OPZ4O4 | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $180982.97 | 2.000% | $585.27 | $1310.68 | 2026-01-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $45000.00 | $0.00 | $0.00 | $0.00 | $1310.68 | $0.00 | $0.00 | $0.00 | $0.00 | 000004444444444444444444 | 444444444444444444400000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $45000.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1310.68000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 147.200% | 0.000% | 16.700% | 294.400% | $1929.61 | $46310.68 |
| QK0RGHVFMDL | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $203826.74 | 5.125% | $1972.13 | $1972.13 | 2026-02-09 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.125%. The current UPB reflected as per the tape is xx.<br> PH shows additional principal payments on multiple transaction dates from xx/xx/2024 to xx/xx/2025 and on xx/xx/2026, in the total amount of xx, which are borrower's payments. | $4422.13 | $4889.13 | $4272.13 | $3472.13 | $1972.13 | $8091.13 | $6972.13 | $8326.13 | $1972.13 | $9239.13 | $6000.13 | $9672.13 | $5000.00 | $7972.13 | $7433.13 | $8435.13 | $2404.13 | $0.00 | $0.00 | $0.00 | $0.00 | $6479.13 | $0.00 | $0.00 | 0MMMM0000000000000000000 | 0000000000000000000MMMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4422.13000<br> $4889.13000<br> $4272.13000<br> $3472.13000<br> $1972.13000<br> $8091.13000<br> $6972.13000<br> $8326.13000<br> $1972.13000<br> $9239.13000<br> $6000.13000<br> $9672.13000<br> $5000.00000<br> $7972.13000<br> $7433.13000<br> $8435.13000<br> $2404.13000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6479.13000<br> $0.00000<br> $0.00000 | 226.100% | 109.500% | 54.800% | 159.400% | $4459.34 | $107024.21 |
| X9WMXZR7WF7 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $326282.97 | 3.375% | $1591.55 | $2788.94 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the tape is xx. | $2692.40 | $2687.69 | $2687.69 | $2687.69 | $2687.69 | $2687.69 | $2687.69 | $2687.69 | $2687.69 | $2687.69 | $3196.51 | $2687.69 | $4401.41 | $2788.94 | $2788.94 | $2788.94 | $2788.94 | $0.00 | $0.00 | $0.00 | $0.00 | $2788.94 | $0.00 | $0.00 | 0MMMM0000000000000000000 | 0000000000000000000MMMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2692.40000<br> $2687.69000<br> $2687.69000<br> $2687.69000<br> $2687.69000<br> $2687.69000<br> $2687.69000<br> $2687.69000<br> $2687.69000<br> $2687.69000<br> $3196.51000<br> $2687.69000<br> $4401.41000<br> $2788.94000<br> $2788.94000<br> $2788.94000<br> $2788.94000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2788.94000<br> $0.00000<br> $0.00000 | 76.400% | 33.300% | 16.700% | 54.800% | $2129.66 | $51111.92 |
| II0XXBI69G5 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $995368.40 | 3.375% | $4642.01 | $6381.83 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | $0.00 | $6628.95 | $6628.95 | $6628.95 | $6628.95 | $6628.95 | $6628.95 | $6628.95 | $6628.95 | $6628.95 | $6628.95 | $15880.63 | $6628.95 | $6381.83 | $6381.83 | $6381.83 | $6381.83 | $6381.83 | $0.00 | $0.00 | $0.00 | $6381.83 | $0.00 | $0.00 | 0MMM00000000000000000000 | 00000000000000000000MMM0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $6628.95000<br> $6628.95000<br> $6628.95000<br> $6628.95000<br> $6628.95000<br> $6628.95000<br> $6628.95000<br> $6628.95000<br> $6628.95000<br> $6628.95000<br> $15880.63000<br> $6628.95000<br> $6381.83000<br> $6381.83000<br> $6381.83000<br> $6381.83000<br> $6381.83000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6381.83000<br> $0.00000<br> $0.00000 | 83.000% | 33.300% | 16.700% | 58.700% | $5295.42 | $127090.06 |
| FKZCANQ6GQ5 | xx | xx | xx | xx |  |  |  | xx | xx | Illinois | xx | $101486.43 | 9.100% | $876.06 | $1259.45 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.10%. The current UPB reflected as per the payment history is xx. | $1262.25 | $1262.25 | $1262.25 | $1262.25 | $1262.25 | $1262.25 | $1262.25 | $0.00 | $1331.87 | $2663.74 | $1331.87 | $1331.87 | $1331.87 | $1331.87 | $1331.87 | $1331.87 | $1331.87 | $1331.87 | $1259.45 | $1259.45 | $1259.45 | $1259.45 | $0.00 | $0.00 | 000000000000011000000000 | 000000000110000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1262.25000<br> $1262.25000<br> $1262.25000<br> $1262.25000<br> $1262.25000<br> $1262.25000<br> $1262.25000<br> $0.00000<br> $1331.87000<br> $2663.74000<br> $1331.87000<br> $1331.87000<br> $1331.87000<br> $1331.87000<br> $1331.87000<br> $1331.87000<br> $1331.87000<br> $1331.87000<br> $1259.45000<br> $1259.45000<br> $1259.45000<br> $1259.45000<br> $0.00000<br> $0.00000 | 94.400% | 33.300% | 66.700% | 86.200% | $1188.51 | $28524.12 |
| IP2GA1SKVDO | xx | xx | xx | xx |  |  |  | xx | xx | Illinois | xx | $94041.94 | 5.625% | $617.10 | $938.91 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx.<br>| $803.30 | $803.30 | $803.30 | $803.30 | $803.30 | $803.30 | $803.30 | $917.21 | $917.21 | $917.21 | $917.21 | $917.21 | $917.21 | $917.21 | $917.21 | $917.21 | $917.21 | $917.21 | $938.91 | $938.91 | $938.91 | $938.91 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $803.30000<br> $803.30000<br> $803.30000<br> $803.30000<br> $803.30000<br> $803.30000<br> $803.30000<br> $917.21000<br> $917.21000<br> $917.21000<br> $917.21000<br> $917.21000<br> $917.21000<br> $917.21000<br> $917.21000<br> $917.21000<br> $917.21000<br> $917.21000<br> $938.91000<br> $938.91000<br> $938.91000<br> $938.91000<br> $0.00000<br> $0.00000 | 86.400% | 33.300% | 66.700% | 82.200% | $811.17 | $19468.05 |
| F99NMZ3KA75 | xx | xx | xx | xx |  |  |  | xx | xx | Illinois | xx | $99396.17 | 5.500% | $645.01 | $928.76 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | $825.15 | $825.15 | $825.15 | $825.15 | $825.15 | $825.15 | $825.15 | $875.93 | $875.93 | $875.93 | $875.93 | $875.93 | $875.93 | $875.93 | $875.93 | $875.93 | $875.93 | $875.93 | $928.76 | $928.76 | $928.76 | $928.76 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $825.15000<br> $825.15000<br> $825.15000<br> $825.15000<br> $825.15000<br> $825.15000<br> $825.15000<br> $875.93000<br> $875.93000<br> $875.93000<br> $875.93000<br> $875.93000<br> $875.93000<br> $875.93000<br> $875.93000<br> $875.93000<br> $875.93000<br> $875.93000<br> $928.76000<br> $928.76000<br> $928.76000<br> $928.76000<br> $0.00000<br> $0.00000 | 85.800% | 33.300% | 66.700% | 80.500% | $796.93 | $19126.32 |
| K5483B7VVFB | xx | xx | xx | xx |  |  |  | xx | xx | Illinois | xx | $62289.38 | 5.500% | $404.27 | $656.72 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | $638.37 | $638.37 | $638.37 | $638.37 | $638.37 | $638.37 | $638.37 | $596.16 | $596.16 | $596.16 | $596.16 | $596.16 | $596.16 | $596.16 | $596.16 | $596.16 | $596.16 | $596.16 | $656.72 | $656.72 | $656.72 | $656.72 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $638.37000<br> $638.37000<br> $638.37000<br> $638.37000<br> $638.37000<br> $638.37000<br> $638.37000<br> $596.16000<br> $596.16000<br> $596.16000<br> $596.16000<br> $596.16000<br> $596.16000<br> $596.16000<br> $596.16000<br> $596.16000<br> $596.16000<br> $596.16000<br> $656.72000<br> $656.72000<br> $656.72000<br> $656.72000<br> $0.00000<br> $0.00000 | 86.600% | 33.300% | 66.700% | 78.700% | $568.88 | $13653.23 |
| WU0O69YGPCO | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $70088.75 | 9.750% | $641.00 | $1438.51 | 2026-02-25 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.750%. The current UPB is xx. | $1215.64 | $1215.64 | $1215.64 | $1215.64 | $1215.64 | $1215.64 | $1215.64 | $1239.09 | $1239.09 | $1239.09 | $1239.09 | $1239.09 | $1239.09 | $1239.09 | $1239.09 | $1239.09 | $1239.09 | $1262.54 | $1438.51 | $1438.51 | $1438.51 | $1438.51 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1215.64000<br> $1215.64000<br> $1215.64000<br> $1215.64000<br> $1215.64000<br> $1215.64000<br> $1215.64000<br> $1239.09000<br> $1239.09000<br> $1239.09000<br> $1239.09000<br> $1239.09000<br> $1239.09000<br> $1239.09000<br> $1239.09000<br> $1239.09000<br> $1239.09000<br> $1262.54000<br> $1438.51000<br> $1438.51000<br> $1438.51000<br> $1438.51000<br> $0.00000<br> $0.00000 | 80.900% | 33.300% | 66.700% | 76.500% | $1163.21 | $27916.96 |
| USPZGV553SB | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $167290.42 | 9.000% | $1356.21 | $2343.31 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.000%. The current UPB reflected as per the payment history is xx.<br>| $2361.07 | $2361.07 | $2361.07 | $2361.07 | $2361.07 | $2361.07 | $2335.90 | $2335.90 | $2335.90 | $2462.71 | $2462.71 | $2462.71 | $2462.71 | $2462.71 | $2462.71 | $2462.71 | $2462.71 | $2462.71 | $2426.33 | $2426.33 | $2426.33 | $2343.31 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2361.07000<br> $2361.07000<br> $2361.07000<br> $2361.07000<br> $2361.07000<br> $2361.07000<br> $2335.90000<br> $2335.90000<br> $2335.90000<br> $2462.71000<br> $2462.71000<br> $2462.71000<br> $2462.71000<br> $2462.71000<br> $2462.71000<br> $2462.71000<br> $2462.71000<br> $2462.71000<br> $2426.33000<br> $2426.33000<br> $2426.33000<br> $2343.31000<br> $0.00000<br> $0.00000 | 94.200% | 33.300% | 68.400% | 86.800% | $2206.70 | $52960.81 |
| MUMKU1MMMJY | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $193003.01 | 8.624% | $1602.88 | $2840.23 | 2026-02-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.624%. The current UPB is xx. | $2864.46 | $2864.46 | $2830.68 | $2830.68 | $2830.68 | $2830.68 | $2830.68 | $2830.68 | $2830.68 | $2846.40 | $2846.40 | $2846.40 | $2846.40 | $2840.23 | $2840.23 | $2840.23 | $2840.23 | $2840.23 | $2840.23 | $2840.23 | $2840.23 | $2840.23 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2864.46000<br> $2864.46000<br> $2830.68000<br> $2830.68000<br> $2830.68000<br> $2830.68000<br> $2830.68000<br> $2830.68000<br> $2830.68000<br> $2846.40000<br> $2846.40000<br> $2846.40000<br> $2846.40000<br> $2840.23000<br> $2840.23000<br> $2840.23000<br> $2840.23000<br> $2840.23000<br> $2840.23000<br> $2840.23000<br> $2840.23000<br> $2840.23000<br> $0.00000<br> $0.00000 | 91.700% | 33.300% | 66.700% | 83.400% | $2603.81 | $62491.35 |
| IY93J1C2E4U | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $227558.55 | 2.875% | $1038.81 | $1743.41 | 2025-12-31 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 2.875%. The current UPB is xx. | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1665.65 | $1717.59 | $1743.41 | $1743.41 | $1743.41 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1665.65000<br> $1717.59000<br> $1743.41000<br> $1743.41000<br> $1743.41000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 80.300% | 0.000% | 33.300% | 65.100% | $1399.93 | $33598.22 |
| C4S4ZMDZN0H | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $339054.89 | 5.625% | $2056.24 | $2861.14 | 2025-12-31 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx. | $2875.94 | $2875.94 | $5751.88 | $0.00 | $2875.94 | $0.00 | $5751.88 | $5751.88 | $2875.94 | $2875.94 | $0.00 | $2875.94 | $5751.88 | $0.00 | $2875.94 | $5737.08 | $0.00 | $5722.28 | $0.00 | $5722.28 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000001000000000 | 000000000100000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2875.94000<br> $2875.94000<br> $5751.88000<br> $0.00000<br> $2875.94000<br> $0.00000<br> $5751.88000<br> $5751.88000<br> $2875.94000<br> $2875.94000<br> $0.00000<br> $2875.94000<br> $5751.88000<br> $0.00000<br> $2875.94000<br> $5737.08000<br> $0.00000<br> $5722.28000<br> $0.00000<br> $5722.28000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 87.800% | 0.000% | 33.300% | 75.200% | $2513.36 | $60320.74 |
| BCNTS8Y6IL7 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $187820.98 | 5.125% | $1079.40 | $1697.45 | 2025-12-31 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 5.125%. The current UPB reflected as per the payment history is xx. | $1759.93 | $1759.93 | $1759.93 | $1759.93 | $1759.93 | $1759.93 | $1764.33 | $1739.33 | $1739.33 | $1739.33 | $1739.33 | $1739.33 | $1739.33 | $1739.33 | $1739.33 | $1739.33 | $1697.45 | $1697.45 | $1697.45 | $1697.45 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1759.93000<br> $1759.93000<br> $1759.93000<br> $1759.93000<br> $1759.93000<br> $1759.93000<br> $1764.33000<br> $1739.33000<br> $1739.33000<br> $1739.33000<br> $1739.33000<br> $1739.33000<br> $1739.33000<br> $1739.33000<br> $1739.33000<br> $1739.33000<br> $1697.45000<br> $1697.45000<br> $1697.45000<br> $1697.45000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 85.300% | 0.000% | 33.300% | 67.500% | $1448.65 | $34767.68 |
| V0ATFYKQDZN | xx | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | $965819.24 | 7.875% | $7047.67 | $7047.67 | 2026-01-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $21143.01 | $7047.67 | $7047.67 | $0.00 | $7047.67 | $14095.34 | $7047.67 | $0.00 | $0.00 | $0.00 | $0.00 | 001100021 | 120001100 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $21143.01000<br> $7047.67000<br> $7047.67000<br> $0.00000<br> $7047.67000<br> $14095.34000<br> $7047.67000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 37.500% | 0.000% | 50.000% | 75.000% | $2642.88 | $63429.03 |
| A9TOU6XEB15 | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $123306.73 | 7.250% | $842.49 | $1015.35 | 2026-01-22 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2025, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2030.70 | $0.00 | $0.00 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2030.70000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 8.300% | 0.000% | 33.300% | 16.700% | $84.61 | $2030.70 |
| Y9E4ZVW0OHO | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $473687.81 | 7.625% | $3402.29 | $4523.01 | 2026-01-22 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.625%. The current UPB is xx. | $0.00 | $0.00 | $4539.68 | $4539.68 | $4539.68 | $4539.68 | $4539.68 | $4539.68 | $4539.68 | $4539.68 | $4539.68 | $4523.01 | $4523.01 | $4523.01 | $4523.01 | $4523.01 | $4523.01 | $4523.01 | $4523.01 | $4523.01 | $4523.01 | $0.00 | $0.00 | $0.00 | 0000000000000000000 | 0000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $4539.68000<br> $4539.68000<br> $4539.68000<br> $4539.68000<br> $4539.68000<br> $4539.68000<br> $4539.68000<br> $4539.68000<br> $4539.68000<br> $4523.01000<br> $4523.01000<br> $4523.01000<br> $4523.01000<br> $4523.01000<br> $4523.01000<br> $4523.01000<br> $4523.01000<br> $4523.01000<br> $4523.01000<br> $0.00000<br> $0.00000<br> $0.00000 | 79.300% | 0.000% | 50.000% | 75.000% | $3586.97 | $86087.22 |
| I8TK9RWLTZT | xx | xx | xx | xx | xx |  |  | xx | xx | Michigan | xx | $271359.99 | 6.125% | $1650.42 | $2196.49 | 2026-01-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2196.49 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2196.49000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $91.52 | $2196.49 |
| R7217RIBK0N | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $343571.24 | 7.625% | $2467.72 | $3025.55 | 2026-01-22 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.625%. The current UPB is xx. | $0.00 | $0.00 | $3252.17 | $3252.17 | $3252.17 | $3252.17 | $3252.17 | $3252.17 | $3252.17 | $3252.17 | $3025.55 | $3025.55 | $3025.55 | $3025.55 | $3025.55 | $3025.55 | $3025.55 | $3025.55 | $3025.55 | $3025.55 | $3025.55 | $0.00 | $0.00 | $0.00 | 0000000000000000000 | 0000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $3252.17000<br> $3252.17000<br> $3252.17000<br> $3252.17000<br> $3252.17000<br> $3252.17000<br> $3252.17000<br> $3252.17000<br> $3025.55000<br> $3025.55000<br> $3025.55000<br> $3025.55000<br> $3025.55000<br> $3025.55000<br> $3025.55000<br> $3025.55000<br> $3025.55000<br> $3025.55000<br> $3025.55000<br> $0.00000<br> $0.00000<br> $0.00000 | 81.700% | 0.000% | 50.000% | 75.000% | $2470.77 | $59298.41 |
| 2Z2FPP75UDW | xx | xx | xx | xx | xx |  |  | xx | xx | Arizona | xx | $295615.00 | 6.625% | $1896.21 | $2125.28 | 2026-01-22 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2221.61 | $2125.28 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2221.61000<br> $2125.28000<br> $0.00000<br> $0.00000<br> $0.00000 | 8.500% | 0.000% | 34.100% | 17.000% | $181.12 | $4346.89 |
| TC9VUI2I5E0 | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $342432.78 | 4.990% | $1668.91 | $3870.03 | 2026-01-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.990%. The current UPB reflected as per the payment history is xx.<br> The due dates are advanced from xx/xx/2024 to xx/xx/2025 due to loan modification. | $3121.65 | $0.00 | $4000.00 | $0.00 | $4000.00 | $4000.00 | $3605.44 | $0.00 | $4000.00 | $4000.00 | $8455.62 | $3915.41 | $0.00 | $4000.00 | $3870.03 | $3870.03 | $3870.03 | $3870.03 | $3870.03 | $3870.03 | $4007.31 | $0.00 | $0.00 | $0.00 | 000000000000044444444444 | 444444444440000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3121.65000<br> $0.00000<br> $4000.00000<br> $0.00000<br> $4000.00000<br> $4000.00000<br> $3605.44000<br> $0.00000<br> $4000.00000<br> $4000.00000<br> $8455.62000<br> $3915.41000<br> $0.00000<br> $4000.00000<br> $3870.03000<br> $3870.03000<br> $3870.03000<br> $3870.03000<br> $3870.03000<br> $3870.03000<br> $4007.31000<br> $0.00000<br> $0.00000<br> $0.00000 | 75.700% | 0.000% | 50.600% | 67.200% | $2930.23 | $70325.61 |
| XZZBG6C7HG0 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $239439.89 | 7.750% | $1740.89 | $2294.39 | 2026-01-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $1311.42 | $2189.42 | $2689.42 | $0.00 | $4678.84 | $0.00 | $2189.42 | $2189.42 | $2189.42 | $2189.42 | $2189.42 | $2189.42 | $2189.42 | $2189.42 | $2294.39 | $2294.39 | $2294.39 | $0.00 | $0.00 | $0.00 | 000000000000000 | 000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1311.42000<br> $2189.42000<br> $2689.42000<br> $0.00000<br> $4678.84000<br> $0.00000<br> $2189.42000<br> $2189.42000<br> $2189.42000<br> $2189.42000<br> $2189.42000<br> $2189.42000<br> $2189.42000<br> $2189.42000<br> $2294.39000<br> $2294.39000<br> $2294.39000<br> $0.00000<br> $0.00000<br> $0.00000 | 64.000% | 0.000% | 50.000% | 72.700% | $1469.48 | $35267.63 |
| K2JFBVZRH4E | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $199594.28 | 7.500% | $1401.58 | $2041.92 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB, reflected as per the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2141.92 | $100.00 | $2041.92 | $2041.92 | $2041.92 | $2041.92 | $0.00 | $0.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2141.92000<br> $100.00000<br> $2041.92000<br> $2041.92000<br> $2041.92000<br> $2041.92000<br> $0.00000<br> $0.00000<br> $0.00000 | 21.200% | 0.000% | 50.000% | 42.500% | $433.73 | $10409.60 |
| 4H5NEADDMIC | xx | xx | xx | xx | xx | xx | xx | xx | xx | Arkansas | xx | $977500.00 | 8.000% | $7172.55 |  | 2026-01-19 | XX/XX/XXXX | 0 | The loan was originated on xx/xx/2026, with the first payment due on xx/xx/2026. According to the tape as of xx/xx/2026, the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 8.000%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |  |  | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $0.00 | $0.00 |
| 8648BAYRVEH | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $232439.95 | 5.750% | $1365.11 | $1772.82 | 2026-01-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1772.82 | $1772.82 | $1772.82 | $1772.82 | $1772.82 | $1772.82 | $0.00 | $0.00 | $0.00 | 000000 | 000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1772.82000<br> $1772.82000<br> $1772.82000<br> $1772.82000<br> $1772.82000<br> $1772.82000<br> $0.00000<br> $0.00000<br> $0.00000 | 25.000% | 0.000% | 50.000% | 50.000% | $443.21 | $10636.92 |
| 909LITAYMXQ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Wyoming | xx | $244750.21 | 5.875% | $1449.27 | $1851.71 | 2026-01-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1851.71 | $0.00 | $0.00 | $0.00 |  |  | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1851.71000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $77.15 | $1851.71 |
| MPANDQHBCTI | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $364462.92 | 7.000% | $2496.55 | $2870.38 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | $3128.78 | $3128.78 | $3128.78 | $0.00 | $3128.78 | $3128.78 | $6257.56 | $0.00 | $1000.00 | $2903.61 | $9757.58 | $3095.53 | $3095.53 | $0.00 | $3345.19 | $3095.53 | $6191.06 | $0.00 | $0.00 | $5865.59 | $124.83 | $2995.21 | $0.00 | $0.00 | 110100000000110000000000 | 000000000011000000001011 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3128.78000<br> $3128.78000<br> $3128.78000<br> $0.00000<br> $3128.78000<br> $3128.78000<br> $6257.56000<br> $0.00000<br> $1000.00000<br> $2903.61000<br> $9757.58000<br> $3095.53000<br> $3095.53000<br> $0.00000<br> $3345.19000<br> $3095.53000<br> $6191.06000<br> $0.00000<br> $0.00000<br> $5865.59000<br> $124.83000<br> $2995.21000<br> $0.00000<br> $0.00000 | 92.000% | 34.800% | 52.200% | 71.700% | $2640.46 | $63371.12 |
| EOFC228AXG0 | xx | xx | xx | xx | xx |  |  | xx | xx | Delaware | xx | $313092.40 | 5.990% | $1877.01 | $2268.42 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.990%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2268.42 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2268.42000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $94.52 | $2268.42 |
| CDYUX5MBWNX | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | $59666.23 | 7.875% | $434.14 | $434.14 | 2026-01-07 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.875%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $434.14 | $434.14 | $434.14 | $434.14 | $434.14 | $0.00 | $0.00 | $0.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $434.14000<br> $434.14000<br> $434.14000<br> $434.14000<br> $434.14000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 20.800% | 0.000% | 33.300% | 41.700% | $90.45 | $2170.70 |
| 078D5LSXPRV | xx | xx | xx | xx | xx |  |  | xx | xx | Maryland | xx | $229543.93 | 7.500% | $1513.09 | $2500.00 | 2026-01-13 | XX/XX/XXXX | 4 | According to payment history as of xx/xx/2026, the borrower has been delinquent for 4 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. As per collection comment dated xx/xx/2025 and xx/xx/2025, the payments made in the month of Sep 2025 are borrower made payments. | $2262.87 | $0.00 | $0.00 | $0.00 | $0.00 | $1638.52 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4525.74 | $0.00 | $0.00 | $0.00 | $28799.45 | $3753.95 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 432144321444444444444444 | 444444444444444123441234 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2262.87000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1638.52000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4525.74000<br> $0.00000<br> $0.00000<br> $0.00000<br> $28799.45000<br> $3753.95000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 68.300% | 0.000% | 0.000% | 123.600% | $1707.52 | $40980.53 |
| N72U2Z32JAF | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $274983.01 | 3.875% | $1392.24 | $2291.41 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | $2305.39 | $2305.39 | $2305.39 | $2305.39 | $2305.39 | $2305.39 | $2305.39 | $2305.39 | $2305.39 | $2305.39 | $0.00 | $2305.39 | $2291.41 | $2291.41 | $2291.41 | $2291.41 | $2291.41 | $2291.41 | $2291.41 | $2291.41 | $2291.41 | $0.00 | $0.00 | $0.00 | 000000000000000000000010 | 010000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2305.39000<br> $2305.39000<br> $2305.39000<br> $2305.39000<br> $2305.39000<br> $2305.39000<br> $2305.39000<br> $2305.39000<br> $2305.39000<br> $2305.39000<br> $0.00000<br> $2305.39000<br> $2291.41000<br> $2291.41000<br> $2291.41000<br> $2291.41000<br> $2291.41000<br> $2291.41000<br> $2291.41000<br> $2291.41000<br> $2291.41000<br> $0.00000<br> $0.00000<br> $0.00000 | 83.600% | 0.000% | 50.000% | 75.000% | $1915.92 | $45981.98 |
| 9R673AOT8S7 | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $743018.05 | 4.375% | $3950.84 | $5766.57 | 2026-01-07 | XX/XX/XXXX | 2 | According to payment history as of xx/xx/2026, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.375%. The current UPB reflected as per the payment history is xx. | $5569.19 | $5569.19 | $5569.19 | $5766.73 | $5569.19 | $0.00 | $11335.92 | $5735.51 | $0.00 | $6000.00 | $10960.26 | $5600.00 | $2500.00 | $6500.00 | $6600.00 | $4250.00 | $1000.00 | $8000.00 | $851.99 | $5801.66 | $5700.00 | $0.00 | $0.00 | $0.00 | 332211111111001000000000 | 000000000100111111112233 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $5569.19000<br> $5569.19000<br> $5569.19000<br> $5766.73000<br> $5569.19000<br> $0.00000<br> $11335.92000<br> $5735.51000<br> $0.00000<br> $6000.00000<br> $10960.26000<br> $5600.00000<br> $2500.00000<br> $6500.00000<br> $6600.00000<br> $4250.00000<br> $1000.00000<br> $8000.00000<br> $851.99000<br> $5801.66000<br> $5700.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 78.700% | 0.000% | 35.700% | 59.500% | $4536.62 | $108878.83 |
| I63EJYOVW49 | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $402569.17 | 6.875% | $2480.27 | $3665.75 | 2026-01-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB is xx. | $3766.78 | $3766.78 | $3766.78 | $3766.78 | $0.00 | $3766.78 | $0.00 | $2019.01 | $0.00 | $26526.36 | $3615.33 | $3615.33 | $3615.33 | $3615.33 | $3615.33 | $0.00 | $3502.76 | $3377.76 | $7868.22 | $25408.15 | $3665.75 | $0.00 | $0.00 | $0.00 | 004432100000214444444444 | 444444444412000001234400 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3766.78000<br> $3766.78000<br> $3766.78000<br> $3766.78000<br> $0.00000<br> $3766.78000<br> $0.00000<br> $2019.01000<br> $0.00000<br> $26526.36000<br> $3615.33000<br> $3615.33000<br> $3615.33000<br> $3615.33000<br> $3615.33000<br> $0.00000<br> $3502.76000<br> $3377.76000<br> $7868.22000<br> $25408.15000<br> $3665.75000<br> $0.00000<br> $0.00000<br> $0.00000 | 124.200% | 0.000% | 168.000% | 124.300% | $4553.27 | $109278.56 |
| L8UZA2S8KNK | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $135105.46 | 8.250% | $1021.72 | $1386.77 | 2026-01-07 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 8.250%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1386.77 | $1460.20 | $0.00 | $4191.77 | $2848.23 | $0.00 | $1386.77 | $5037.27 | $2773.54 | $1386.77 | $0.00 | $0.00 | $0.00 | $0.00 | 0011101210 | 0121011100 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1386.77000<br> $1460.20000<br> $0.00000<br> $4191.77000<br> $2848.23000<br> $0.00000<br> $1386.77000<br> $5037.27000<br> $2773.54000<br> $1386.77000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 61.500% | 0.000% | 50.000% | 105.900% | $852.97 | $20471.32 |
| SXPIHU9LZ76 | xx | xx | xx | xx | xx |  |  | xx | xx | Idaho | xx | $365085.91 | 6.125% | $2239.06 | $2723.21 | 2026-01-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $269.19 | $0.00 | $3261.59 | $2723.21 | $2723.21 | $2723.21 | $2823.21 | $2723.21 | $2723.21 | $6736.32 | $2748.21 | $0.00 | $0.00 | $0.00 | 000000000 | 000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $269.19000<br> $0.00000<br> $3261.59000<br> $2723.21000<br> $2723.21000<br> $2723.21000<br> $2823.21000<br> $2723.21000<br> $2723.21000<br> $6736.32000<br> $2748.21000<br> $0.00000<br> $0.00000<br> $0.00000 | 45.100% | 0.000% | 74.700% | 89.300% | $1227.27 | $29454.57 |
| RHVTLPE7YX7 | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $174355.40 | 6.750% | $1146.51 | $1392.19 | 2026-01-07 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $491.34 | $0.00 | $3159.86 | $1392.19 | $1392.19 | $1392.19 | $0.00 | $0.00 | $0.00 | 0000 | 0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $491.34000<br> $0.00000<br> $3159.86000<br> $1392.19000<br> $1392.19000<br> $1392.19000<br> $0.00000<br> $0.00000<br> $0.00000 | 23.400% | 0.000% | 50.000% | 46.900% | $326.16 | $7827.77 |
| VQLQHIOTNYP | xx | xx | xx | xx | xx |  |  | xx | xx | Idaho | xx | $95978.07 | 10.250% | $861.15 | $861.15 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 10.250%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $861.15 | $861.15 | $861.15 | $0.00 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $861.15000<br> $861.15000<br> $861.15000<br> $0.00000<br> $0.00000<br> $0.00000 | 12.500% | 0.000% | 50.000% | 25.000% | $107.64 | $2583.45 |
| GTL0G9HS3OG | xx | xx | xx | xx | xx |  |  | xx | xx | Arizona | xx | $360575.38 | 2.875% | $1675.13 | $2350.09 | 2026-01-07 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB is xx. | $2046.51 | $2046.51 | $2046.51 | $2046.51 | $2046.51 | $2046.51 | $2046.51 | $2046.51 | $2046.51 | $2350.09 | $2350.09 | $2350.09 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17183.57 | $5009.93 | $0.00 | $0.00 | $0.00 | $0.00 | 000444321000000000000000 | 000000000000000123444000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2046.51000<br> $2046.51000<br> $2046.51000<br> $2046.51000<br> $2046.51000<br> $2046.51000<br> $2046.51000<br> $2046.51000<br> $2046.51000<br> $2350.09000<br> $2350.09000<br> $2350.09000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $17183.57000<br> $5009.93000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 84.500% | 0.000% | 157.400% | 78.700% | $1985.93 | $47662.36 |
| 0KMQE0XBEXQ | xx | xx | xx | xx | xx |  |  | xx | xx | Washington | xx | $479185.19 | 2.625% | $2102.02 | $2986.81 | 2026-01-07 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.625%. The current UPB reflected as per the payment history is xx. | $2848.01 | $2798.06 | $9982.02 | $5543.78 | $2771.89 | $2771.89 | $2771.89 | $0.00 | $2771.89 | $2771.89 | $2771.89 | $2771.89 | $2771.89 | $3404.97 | $2986.81 | $2986.81 | $2986.81 | $5973.62 | $0.00 | $5973.62 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2848.01000<br> $2798.06000<br> $9982.02000<br> $5543.78000<br> $2771.89000<br> $2771.89000<br> $2771.89000<br> $0.00000<br> $2771.89000<br> $2771.89000<br> $2771.89000<br> $2771.89000<br> $2771.89000<br> $3404.97000<br> $2986.81000<br> $2986.81000<br> $2986.81000<br> $5973.62000<br> $0.00000<br> $5973.62000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 94.400% | 0.000% | 33.300% | 75.600% | $2819.15 | $67659.63 |
| OP6Y7UKPN3X | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $483119.28 | 3.750% | $2408.20 | $3040.76 | 2026-01-07 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | $3024.31 | $3036.70 | $3036.70 | $3036.70 | $3036.70 | $3036.70 | $3036.70 | $3112.04 | $3036.70 | $3036.70 | $3036.70 | $3036.70 | $3040.76 | $3040.76 | $3040.76 | $3040.76 | $3040.76 | $3040.76 | $3040.76 | $3116.60 | $3040.76 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3024.31000<br> $3036.70000<br> $3036.70000<br> $3036.70000<br> $3036.70000<br> $3036.70000<br> $3036.70000<br> $3112.04000<br> $3036.70000<br> $3036.70000<br> $3036.70000<br> $3036.70000<br> $3040.76000<br> $3040.76000<br> $3040.76000<br> $3040.76000<br> $3040.76000<br> $3040.76000<br> $3040.76000<br> $3116.60000<br> $3040.76000<br> $0.00000<br> $0.00000<br> $0.00000 | 87.600% | 0.000% | 50.400% | 75.200% | $2664.42 | $63946.03 |
| MZUO3YMGHCW | xx | xx | xx | xx | xx |  |  | xx | xx | Arizona | xx | $144101.47 | 6.500% | $919.66 | $1084.59 | 2026-01-07 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1135.25 | $2270.50 | $0.00 | $1135.25 | $2270.50 | $0.00 | $2270.50 | $0.00 | $2270.50 | $0.00 | $0.00 | $0.00 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1135.25000<br> $2270.50000<br> $0.00000<br> $1135.25000<br> $2270.50000<br> $0.00000<br> $2270.50000<br> $0.00000<br> $2270.50000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 43.600% | 0.000% | 34.900% | 78.500% | $473.02 | $11352.50 |
| 0I0FE869CFF | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $279493.17 | 3.990% | $1431.28 | $2140.79 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of $ xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.990%. The current UPB is xx. | $2032.65 | $2032.65 | $2032.65 | $2032.65 | $2032.65 | $2032.65 | $2680.83 | $2032.65 | $2032.65 | $2032.65 | $2032.65 | $2064.87 | $2064.87 | $2064.87 | $2064.87 | $2064.87 | $2064.87 | $2140.79 | $2140.79 | $2140.79 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2032.65000<br> $2032.65000<br> $2032.65000<br> $2032.65000<br> $2032.65000<br> $2032.65000<br> $2680.83000<br> $2032.65000<br> $2032.65000<br> $2032.65000<br> $2032.65000<br> $2064.87000<br> $2064.87000<br> $2064.87000<br> $2064.87000<br> $2064.87000<br> $2064.87000<br> $2140.79000<br> $2140.79000<br> $2140.79000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 81.400% | 0.000% | 33.300% | 65.200% | $1742.46 | $41818.92 |
| PUOFJJPR07D | xx | xx | xx | xx | xx | xx | xx | xx | xx | North Carolina | xx | $403000.00 | 4.000% | $2142.40 | $2461.47 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.000%. The current UPB reflected as per the payment history is xx. | $2740.82 | $2737.49 | $2734.15 | $3959.93 | $2729.11 | $2983.42 | $2715.82 | $2712.49 | $4004.81 | $2730.74 | $2704.07 | $2936.67 | $2694.07 | $2461.47 | $3117.69 | $3692.20 | $3167.61 | $2461.47 | $2880.00 | $2665.74 | $1230.73 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2740.82000<br> $2737.49000<br> $2734.15000<br> $3959.93000<br> $2729.11000<br> $2983.42000<br> $2715.82000<br> $2712.49000<br> $4004.81000<br> $2730.74000<br> $2704.07000<br> $2936.67000<br> $2694.07000<br> $2461.47000<br> $3117.69000<br> $3692.20000<br> $3167.61000<br> $2461.47000<br> $2880.00000<br> $2665.74000<br> $1230.73000<br> $0.00000<br> $0.00000<br> $0.00000 | 101.700% | 0.000% | 45.900% | 82.500% | $2502.52 | $60060.50 |
| KMWF1R0UDGZ | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $940860.42 | 7.500% | $6787.97 | $6824.75 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | $7512.87 | $7141.08 | $7141.08 | $7141.08 | $7141.08 | $7141.08 | $7141.08 | $7141.08 | $7141.08 | $7141.08 | $6876.24 | $6876.24 | $6876.24 | $6876.24 | $6876.24 | $6876.24 | $6876.24 | $6964.51 | $0.00 | $20813.65 | $0.00 | $0.00 | $0.00 | $0.00 | 001000000000000000000000 | 000000000000000000000100 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $7512.87000<br> $7141.08000<br> $7141.08000<br> $7141.08000<br> $7141.08000<br> $7141.08000<br> $7141.08000<br> $7141.08000<br> $7141.08000<br> $7141.08000<br> $6876.24000<br> $6876.24000<br> $6876.24000<br> $6876.24000<br> $6876.24000<br> $6876.24000<br> $6876.24000<br> $6964.51000<br> $0.00000<br> $20813.65000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 90.200% | 0.000% | 50.800% | 75.900% | $6153.93 | $147694.43 |
| 9ZWM3TOI0R2 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $318369.28 | 6.500% | $2154.75 | $2845.95 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.50%. The current UPB reflected as per the payment history is xx. | $3335.19 | $3214.19 | $3400.00 | $3300.00 | $3300.00 | $3300.00 | $3300.00 | $3300.00 | $3300.00 | $2931.76 | $2931.76 | $2931.76 | $2931.76 | $2931.76 | $2931.76 | $3136.44 | $2931.76 | $2931.76 | $10978.39 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3335.19000<br> $3214.19000<br> $3400.00000<br> $3300.00000<br> $3300.00000<br> $3300.00000<br> $3300.00000<br> $3300.00000<br> $3300.00000<br> $2931.76000<br> $2931.76000<br> $2931.76000<br> $2931.76000<br> $2931.76000<br> $2931.76000<br> $3136.44000<br> $2931.76000<br> $2931.76000<br> $10978.39000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 98.600% | 0.000% | 64.300% | 84.300% | $2804.93 | $67318.29 |
| EUL5CWMOFMT | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $134774.82 | 6.375% | $847.22 | $1181.15 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $544.08 | $0.00 | $1181.15 | $1181.15 | $1181.15 | $1181.15 | $1181.15 | $1181.15 | $1181.15 | $1181.15 | $0.00 | $0.00 | $0.00 | 00000000 | 00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $544.08000<br> $0.00000<br> $1181.15000<br> $1181.15000<br> $1181.15000<br> $1181.15000<br> $1181.15000<br> $1181.15000<br> $1181.15000<br> $1181.15000<br> $0.00000<br> $0.00000<br> $0.00000 | 35.300% | 0.000% | 50.000% | 66.700% | $416.39 | $9993.28 |
| CXP1DR1X189 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Virginia | xx | $471002.16 | 8.125% | $3536.13 | $4916.23 | 2026-01-08 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7072.26 | $3536.13 | $3536.13 | $3536.13 | $3536.13 | $3536.13 | $3536.13 | $4574.78 | $4574.78 | $4574.78 | $4574.78 | $4414.48 | $4414.48 | $4414.48 | $4916.23 | $0.00 | $0.00 | $0.00 | 0000000000000001 | 1000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $7072.26000<br> $3536.13000<br> $3536.13000<br> $3536.13000<br> $3536.13000<br> $3536.13000<br> $3536.13000<br> $4574.78000<br> $4574.78000<br> $4574.78000<br> $4574.78000<br> $4414.48000<br> $4414.48000<br> $4414.48000<br> $4916.23000<br> $0.00000<br> $0.00000<br> $0.00000 | 54.900% | 0.000% | 46.600% | 67.800% | $2697.83 | $64747.83 |
| 97IV0QD6IU5 | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Mexico | xx | $612731.08 | 7.990% | $4545.02 | $5050.00 | 2026-01-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.990%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5047.57 | $5047.57 | $10097.57 | $0.00 | $5047.57 | $5050.00 | $5050.00 | $5050.00 | $5050.00 | $5050.00 | $5050.00 | $5050.00 | $5050.00 | $5272.39 | $5050.00 | $5050.00 | $0.00 | $0.00 | $0.00 | 0000000000000000 | 0000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5047.57000<br> $5047.57000<br> $10097.57000<br> $0.00000<br> $5047.57000<br> $5050.00000<br> $5050.00000<br> $5050.00000<br> $5050.00000<br> $5050.00000<br> $5050.00000<br> $5050.00000<br> $5050.00000<br> $5272.39000<br> $5050.00000<br> $5050.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 66.800% | 0.000% | 50.700% | 75.400% | $3375.53 | $81012.67 |
| HZ25L5BYZ5I | xx | xx | xx | xx | xx | xx | xx | xx | xx | Hawaii | xx | $985000.00 | 7.249% | $5950.23 | $5950.23 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx(Interest only), which was applied for the due date of xx/xx/2026. The current interest only payment is xx with an interest rate of 7.249%. The current UPB reflected as per the payment history is xx. Note has interest only period of 120 months. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5950.22 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5950.22000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $247.93 | $5950.22 |
| THQQ6OADZZ3 | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $516399.13 | 9.374% | $4308.09 | $4830.58 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.374%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5050.98 | $4830.58 | $4830.58 | $4830.58 | $4830.58 | $4830.58 | $0.00 | $0.00 | 000000 | 000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5050.98000<br> $4830.58000<br> $4830.58000<br> $4830.58000<br> $4830.58000<br> $4830.58000<br> $0.00000<br> $0.00000 | 25.200% | 33.300% | 66.700% | 50.400% | $1216.83 | $29203.88 |
| QFTTANLQA01 | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $297390.28 | 9.750% | $2404.95 | $2851.10 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2589.16 | $0.00 | $3361.10 | $5214.00 | $2856.10 | $2856.10 | $0.00 | $0.00 | 0000 | 0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2589.16000<br> $0.00000<br> $3361.10000<br> $5214.00000<br> $2856.10000<br> $2856.10000<br> $0.00000<br> $0.00000 | 24.700% | 33.400% | 83.500% | 49.300% | $703.19 | $16876.46 |
| LEDVRBUKKQA | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $684787.27 | 7.749% | $4915.90 | $4915.90 | 2026-02-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.749%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4915.90 | $4915.90 | $4915.90 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4915.90000<br> $4915.90000<br> $4915.90000<br> $0.00000<br> $0.00000 | 12.500% | 33.300% | 50.000% | 25.000% | $614.49 | $14747.70 |
| WPK6A2YU038 | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $1120000.00 | 7.749% | $7232.40 | $9166.21 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current interest-only payment is xx with an interest rate of 7.749%. The current UPB reflected as per the payment history is xx. As per the note, the loan is interest only for 120 months. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9166.21 | $0.00 | $0.00 | $27627.63 | $9166.21 | $0.00 | $0.00 | 00210 | 01200 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $9166.21000<br> $0.00000<br> $0.00000<br> $27627.63000<br> $9166.21000<br> $0.00000<br> $0.00000 | 20.900% | 33.300% | 66.900% | 41.800% | $1915.00 | $45960.05 |
| 4X4B8B5R1LS | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oregon | xx | $1490549.87 | 6.125% | $9065.55 | $9968.85 | 2026-01-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12678.75 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $12678.75000<br> $0.00000<br> $0.00000<br> $0.00000 | 5.300% | 0.000% | 21.200% | 10.600% | $528.28 | $12678.75 |
| QE7WGEJYQYH | xx | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | $162947.99 | 6.750% | $1199.84 | $1490.50 | 2026-04-01 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1490.57 | $1490.57 | $4490.57 | $5990.50 | $5990.50 | $4981.50 | $1490.50 | $4790.50 | $2981.14 | $1490.50 | $1490.50 | $1490.57 | $1490.50 | $0.00 | 00000000000000 | 00000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1490.57000<br> $1490.57000<br> $4490.57000<br> $5990.50000<br> $5990.50000<br> $4981.50000<br> $1490.50000<br> $4790.50000<br> $2981.14000<br> $1490.50000<br> $1490.50000<br> $1490.57000<br> $1490.50000<br> $0.00000 | 110.900% | 66.700% | 100.000% | 205.100% | $1652.43 | $39658.42 |
| KHBYPYK0DZO | xx | xx | xx | xx | xx | xx | xx | xx | xx | Pennsylvania | xx | $97398.05 | 7.875% | $707.67 | $849.98 | 2026-04-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $849.98 | $0.00 | $849.98 | $849.98 | $849.98 | $849.98 | $849.98 | $1699.96 | $0.00 | 00000000 | 00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $849.98000<br> $0.00000<br> $849.98000<br> $849.98000<br> $849.98000<br> $849.98000<br> $849.98000<br> $1699.96000<br> $0.00000 | 33.300% | 100.000% | 100.000% | 66.700% | $283.33 | $6799.84 |
| 66LGT4LRVPV | xx | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | $272324.15 | 6.875% | $1839.40 | $2248.85 | 2026-04-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx.<br> Due dates adjusted from xx/xx/2024 to xx/xx/2025. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2248.85 | $2248.85 | $7482.30 | $2248.85 | $2248.85 | $2248.85 | $2248.85 | $4497.70 | $0.00 | 000000000MM4444444444321 | 1234444444444MM000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2248.85000<br> $2248.85000<br> $7482.30000<br> $2248.85000<br> $2248.85000<br> $2248.85000<br> $2248.85000<br> $4497.70000<br> $0.00000 | 47.200% | 100.000% | 100.000% | 94.400% | $1061.38 | $25473.10 |
| IO3YDQZD8MG | xx | xx | xx | xx | xx | xx | xx | xx | xx | Washington | xx | $247902.08 | 6.750% | $1634.47 | $1937.99 | 2026-04-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1937.99 | $1937.99 | $1937.99 | $1937.99 | $0.00 | $1937.99 | $1937.99 | $1937.99 | $1937.99 | $1937.99 | $1937.99 | $1937.99 | $1937.99 | $1937.99 | $1937.99 | $1937.99 | $1937.99 | $3875.98 | $0.00 | 000000000000000000 | 000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1937.99000<br> $1937.99000<br> $1937.99000<br> $1937.99000<br> $0.00000<br> $1937.99000<br> $1937.99000<br> $1937.99000<br> $1937.99000<br> $1937.99000<br> $1937.99000<br> $1937.99000<br> $1937.99000<br> $1937.99000<br> $1937.99000<br> $1937.99000<br> $1937.99000<br> $3875.98000<br> $0.00000 | 75.000% | 100.000% | 100.000% | 100.000% | $1453.49 | $34883.82 |
| CDERUVOCE9E | xx | xx | xx | xx | xx | xx | xx | xx | xx | South Carolina | xx | $501335.15 | 6.625% | $3218.67 | $3872.19 | 2026-03-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2724.26 | $3097.73 | $3504.77 | $0.00 | $0.00 | $7744.38 | $3872.19 | $0.00 | 00021000 | 00012000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2724.26000<br> $3097.73000<br> $3504.77000<br> $0.00000<br> $0.00000<br> $7744.38000<br> $3872.19000<br> $0.00000 | 22.500% | 100.000% | 65.100% | 45.100% | $872.64 | $20943.33 |
| IAD3NZWUOS3 | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $308028.07 | 7.125% | $2095.94 | $2399.70 | 2026-03-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $2498.22 | $2498.22 | $2498.22 | $2498.22 | $2498.22 | $2498.22 | $2498.22 | $2498.22 | $2498.22 | $2498.22 | $2498.22 | $2498.22 | $2565.24 | $0.00 | $2498.22 | $2498.22 | $2498.22 | $5292.00 | $0.00 | $4897.92 | $0.00 | $4799.40 | $2399.70 | $0.00 | 00000000000000000000000 | 00000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2498.22000<br> $2498.22000<br> $2498.22000<br> $2498.22000<br> $2498.22000<br> $2498.22000<br> $2498.22000<br> $2498.22000<br> $2498.22000<br> $2498.22000<br> $2498.22000<br> $2498.22000<br> $2565.24000<br> $0.00000<br> $2498.22000<br> $2498.22000<br> $2498.22000<br> $5292.00000<br> $0.00000<br> $4897.92000<br> $0.00000<br> $4799.40000<br> $2399.70000<br> $0.00000 | 99.700% | 100.000% | 84.000% | 95.300% | $2392.82 | $57427.56 |
| 6L4KJCYW57D | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $300608.73 | 9.625% | $2562.72 | $3091.87 | 2026-04-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9275.61 | $0.00 | $3091.87 | $0.00 | $3091.87 | $3091.87 | $3091.87 | $6183.74 | 23333221321 | 12312233332 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $9275.61000<br> $0.00000<br> $3091.87000<br> $0.00000<br> $3091.87000<br> $3091.87000<br> $3091.87000<br> $6183.74000 | 37.500% | 133.300% | 100.000% | 75.000% | $1159.45 | $27826.83 |
| XW9ZZT1VHTC | xx | xx | xx | xx | xx | xx | xx | xx | xx | Wisconsin | xx | $129525.18 | 6.375% | $816.96 | $1163.79 | 2026-04-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1163.79 | $1163.79 | $0.00 | $0.00 | $682.09 | $1163.79 | $2327.58 | $1163.79 | $0.00 | 0000MM00 | 00MM0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1163.79000<br> $1163.79000<br> $0.00000<br> $0.00000<br> $682.09000<br> $1163.79000<br> $2327.58000<br> $1163.79000<br> $0.00000 | 27.400% | 100.000% | 76.400% | 54.900% | $319.37 | $7664.83 |
| 8TRFIDIECGF | xx | xx | xx | xx | xx |  |  | xx | xx | Arizona | xx | $357235.45 | 4.990% | $1917.84 | $2382.74 | 2026-01-28 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.990%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3574.11 | $0.00 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3574.11000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 6.300% | 0.000% | 25.000% | 12.500% | $148.92 | $3574.11 |
| 9BHE80MEBF7 | xx | xx | xx | xx | xx | xx | xx | xx | xx | North Carolina | xx | $350960.41 | 6.125% | $2138.74 | $2578.46 | 2026-01-28 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2578.46 | $2578.46 | $2578.46 | $0.00 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2578.46000<br> $2578.46000<br> $2578.46000<br> $0.00000<br> $0.00000<br> $0.00000 | 12.500% | 0.000% | 50.000% | 25.000% | $322.31 | $7735.38 |
| AG9T9UTB4EJ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | $764549.86 | 6.625% | $4899.82 | $6089.65 | 2026-01-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6089.65 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6089.65000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $253.74 | $6089.65 |
| PDBMJGZATRV | xx | xx | xx | xx | xx | xx | xx | xx | xx | Hawaii | xx | $277853.64 | 6.625% | $1780.70 | $2156.82 | 2026-01-29 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2156.82 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2156.82000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $89.87 | $2156.82 |
| 293EOZYGE8Z | xx | xx | xx | xx | xx | xx | xx | xx | xx | Pennsylvania | xx | $41609.39 | 9.000% | $438.16 | $438.16 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.00%. The current UPB reflected as per the payment history is xx. As per the letter located at "xx" the trial payments are for xx/xx/2024 to xx/xx/2024. The due dates were adjusted from xx/xx/2024 to xx/xx/2024 due to a modification. | $270.38 | $3277.25 | $568.10 | $482.08 | $0.00 | $438.16 | $2665.21 | $0.00 | $1294.48 | $0.00 | $0.00 | $438.16 | $438.16 | $438.16 | $458.16 | $458.16 | $480.07 | $458.16 | $438.16 | $438.16 | $438.16 | $0.00 | $0.00 | $0.00 | 000000000000004444444444 | 444444444400000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $270.38000<br> $3277.25000<br> $568.10000<br> $482.08000<br> $0.00000<br> $438.16000<br> $2665.21000<br> $0.00000<br> $1294.48000<br> $0.00000<br> $0.00000<br> $438.16000<br> $438.16000<br> $438.16000<br> $458.16000<br> $458.16000<br> $480.07000<br> $458.16000<br> $438.16000<br> $438.16000<br> $438.16000<br> $0.00000<br> $0.00000<br> $0.00000 | 128.200% | 0.000% | 50.000% | 76.900% | $561.63 | $13479.17 |
| NPOW4RV2HZ0 | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $333088.59 | 7.125% | $2297.72 | $2744.49 | 2026-01-19 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $2744.49 | $2744.49 | $2744.49 | $2744.49 | $2744.49 | $2744.49 | $2744.49 | $2744.49 | $2744.49 | $4408.72 | $2744.49 | $2744.49 | $2744.49 | $2744.49 | $5603.87 | $2744.49 | $0.00 | $2744.49 | $2744.49 | $2744.49 | $2744.49 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2744.49000<br> $2744.49000<br> $2744.49000<br> $2744.49000<br> $2744.49000<br> $2744.49000<br> $2744.49000<br> $2744.49000<br> $2744.49000<br> $4408.72000<br> $2744.49000<br> $2744.49000<br> $2744.49000<br> $2744.49000<br> $5603.87000<br> $2744.49000<br> $0.00000<br> $2744.49000<br> $2744.49000<br> $2744.49000<br> $2744.49000<br> $0.00000<br> $0.00000<br> $0.00000 | 90.200% | 0.000% | 50.000% | 75.300% | $2475.56 | $59413.41 |
| KV5FUHFRLNK | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $2844950.00 | 7.125% | $16891.89 | $16891.89 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current interest-only payment is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $16891.89 | $16891.89 | $0.00 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $16891.89000<br> $16891.89000<br> $0.00000<br> $0.00000<br> $0.00000 | 8.300% | 0.000% | 33.300% | 16.700% | $1407.66 | $33783.78 |
| OP3QDQP7EXK | xx | xx | xx | xx | xx |  |  | xx | xx | Michigan | xx | $145631.54 | 4.500% | $666.07 | $1495.60 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1033.94 | $4030.40 | $0.00 | $0.00 | $2115.10 | $965.19 | $965.19 | $366.95 | $965.19 | $366.95 | $0.00 | $2895.57 | $1495.60 | $0.00 | $0.00 | $0.00 | 000000000100221MMMMMMMMM | MMMMMMMMM122001000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1033.94000<br> $4030.40000<br> $0.00000<br> $0.00000<br> $2115.10000<br> $965.19000<br> $965.19000<br> $366.95000<br> $965.19000<br> $366.95000<br> $0.00000<br> $2895.57000<br> $1495.60000<br> $0.00000<br> $0.00000<br> $0.00000 | 42.300% | 0.000% | 48.900% | 56.500% | $633.34 | $15200.08 |
| YOQL6N5ULS6 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $353463.08 | 5.625% | $2043.58 | $2395.96 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2400.00 | $2400.00 | $2400.00 | $6080.20 | $0.00 | $0.00 | $0.00 | 0000 | 0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2400.00000<br> $2400.00000<br> $2400.00000<br> $6080.20000<br> $0.00000<br> $0.00000<br> $0.00000 | 23.100% | 0.000% | 75.700% | 46.200% | $553.34 | $13280.20 |
| WV9E43VYZV2 | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $373410.76 | 6.875% | $2465.65 | $3039.40 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history tape data is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2917.29 | $3039.40 | $3039.40 | $3039.40 | $3064.40 | $3039.40 | $0.00 | $0.00 | $0.00 | 00000M | M00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2917.29000<br> $3039.40000<br> $3039.40000<br> $3039.40000<br> $3064.40000<br> $3039.40000<br> $0.00000<br> $0.00000<br> $0.00000 | 24.900% | 0.000% | 50.100% | 49.700% | $755.80 | $18139.29 |
| 3UBEYVJXZ3H | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $409338.65 | 3.875% | $1953.03 | $2725.24 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.88%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2910.79 | $2910.79 | $0.00 | $2725.24 | $2725.24 | $2725.24 | $2825.24 | $5650.48 | $2825.24 | $0.00 | $0.00 | $0.00 | 00000000 | 00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2910.79000<br> $2910.79000<br> $0.00000<br> $2725.24000<br> $2725.24000<br> $2725.24000<br> $2825.24000<br> $5650.48000<br> $2825.24000<br> $0.00000<br> $0.00000<br> $0.00000 | 38.700% | 0.000% | 69.100% | 77.400% | $1054.09 | $25298.26 |
| I5GC7OPYY11 | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $243815.30 | 6.000% | $1510.41 | $2028.37 | 2026-01-29 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.000%. The current UPB is xx. | $4076.78 | $0.00 | $2038.39 | $4076.78 | $0.00 | $2038.39 | $4076.78 | $2038.39 | $2028.37 | $2028.37 | $0.00 | $2028.37 | $4056.74 | $0.00 | $2028.37 | $4056.74 | $0.00 | $4056.74 | $0.00 | $2028.37 | $4256.74 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4076.78000<br> $0.00000<br> $2038.39000<br> $4076.78000<br> $0.00000<br> $2038.39000<br> $4076.78000<br> $2038.39000<br> $2028.37000<br> $2028.37000<br> $0.00000<br> $2028.37000<br> $4056.74000<br> $0.00000<br> $2028.37000<br> $4056.74000<br> $0.00000<br> $4056.74000<br> $0.00000<br> $2028.37000<br> $4256.74000<br> $0.00000<br> $0.00000<br> $0.00000 | 92.300% | 0.000% | 51.600% | 84.200% | $1871.43 | $44914.32 |
| PLHRR8JS3MP | xx | xx | xx | xx | xx |  |  | xx | xx | Pennsylvania | xx | $629318.82 | 2.990% | $4057.38 | $4057.38 | 2026-01-21 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.990%. The current UPB reflected as per the payment history is xx. As per the collection comment dated xx/xx/2025, the payments made in the month of Oct 2025 are borrower-made payments. | $4057.38 | $4057.38 | $4057.38 | $4057.38 | $4057.38 | $100.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $52745.94 | $4057.38 | $4057.38 | $4057.38 | $0.00 | $0.00 | $0.00 | 000044444444432100000000 | 000000001234444444440000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4057.38000<br> $4057.38000<br> $4057.38000<br> $4057.38000<br> $4057.38000<br> $100.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $52745.94000<br> $4057.38000<br> $4057.38000<br> $4057.38000<br> $0.00000<br> $0.00000<br> $0.00000 | 87.600% | 0.000% | 50.000% | 133.300% | $3554.37 | $85304.98 |
| L08XUXN1ZKY | xx | xx | xx | xx | xx | xx | xx | xx | xx | Pennsylvania | xx | $21804.34 | 3.890% | $329.03 | $329.03 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 3.890%. The current UPB reflected as per the payment history is xx. The due dates were advanced from xx/xx/2024 to xx/xx/2025 due to a modification. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $329.03 | $329.03 | $399.03 | $2047.84 | $329.03 | $0.00 | $0.00 | $0.00 | 0000004444444444MMMMMMMM | MMMMMMMM4444444444000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $329.03000<br> $329.03000<br> $399.03000<br> $2047.84000<br> $329.03000<br> $0.00000<br> $0.00000<br> $0.00000 | 43.500% | 0.000% | 140.600% | 87.000% | $143.08 | $3433.96 |
| 55SS7N221CN | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $408435.95 | 3.375% | $2033.64 | $2933.24 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | $3000.00 | $0.00 | $0.00 | $3012.21 | $3012.21 | $3012.21 | $3012.21 | $3099.91 | $3012.21 | $3012.21 | $3012.21 | $3012.21 | $3012.21 | $7811.87 | $3253.56 | $2961.39 | $2933.24 | $5866.48 | $0.00 | $5920.51 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3000.00000<br> $0.00000<br> $0.00000<br> $3012.21000<br> $3012.21000<br> $3012.21000<br> $3012.21000<br> $3099.91000<br> $3012.21000<br> $3012.21000<br> $3012.21000<br> $3012.21000<br> $3012.21000<br> $7811.87000<br> $3253.56000<br> $2961.39000<br> $2933.24000<br> $5866.48000<br> $0.00000<br> $5920.51000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 88.000% | 0.000% | 33.600% | 90.200% | $2581.54 | $61956.85 |
| NJLX2EGKICB | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $425603.70 | 3.250% | $2056.35 | $3438.35 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $3127.36 | $4041.08 | $3426.04 | $3426.04 | $3426.04 | $3426.04 | $3426.04 | $3499.24 | $3426.04 | $3426.04 | $3426.04 | $3426.04 | $3426.04 | $3426.04 | $3438.35 | $3438.35 | $3438.35 | $3438.35 | $3438.35 | $3485.85 | $3438.35 | $0.00 | $0.00 | $0.00 | 000000000000000000002100 | 001200000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3127.36000<br> $4041.08000<br> $3426.04000<br> $3426.04000<br> $3426.04000<br> $3426.04000<br> $3426.04000<br> $3499.24000<br> $3426.04000<br> $3426.04000<br> $3426.04000<br> $3426.04000<br> $3426.04000<br> $3426.04000<br> $3438.35000<br> $3438.35000<br> $3438.35000<br> $3438.35000<br> $3438.35000<br> $3485.85000<br> $3438.35000<br> $0.00000<br> $0.00000<br> $0.00000 | 87.800% | 0.000% | 50.200% | 75.100% | $3019.59 | $72470.07 |
| 7H0HSZI0ZPH | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $519774.87 | 3.125% | $2482.44 | $3620.07 | 2026-01-21 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | $3520.05 | $3520.05 | $3693.23 | $3693.23 | $3693.23 | $3693.23 | $3693.23 | $3766.95 | $3693.23 | $3693.23 | $3693.23 | $3693.23 | $3693.23 | $3693.23 | $3620.07 | $3663.94 | $3620.07 | $7240.14 | $0.00 | $3660.96 | $3620.07 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3520.05000<br> $3520.05000<br> $3693.23000<br> $3693.23000<br> $3693.23000<br> $3693.23000<br> $3693.23000<br> $3766.95000<br> $3693.23000<br> $3693.23000<br> $3693.23000<br> $3693.23000<br> $3693.23000<br> $3693.23000<br> $3620.07000<br> $3663.94000<br> $3620.07000<br> $7240.14000<br> $0.00000<br> $3660.96000<br> $3620.07000<br> $0.00000<br> $0.00000<br> $0.00000 | 88.500% | 0.000% | 33.500% | 75.500% | $3202.41 | $76857.83 |
| 0ULKSHEG7MG | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $618439.55 | 3.125% | $2998.63 | $3947.77 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | $3875.07 | $3875.07 | $3846.00 | $3846.00 | $3846.00 | $3846.00 | $3846.00 | $3909.57 | $3846.00 | $3846.00 | $3846.00 | $3846.00 | $3846.00 | $3846.00 | $3947.77 | $4129.70 | $4947.77 | $4947.77 | $4947.77 | $4983.09 | $4947.77 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3875.07000<br> $3875.07000<br> $3846.00000<br> $3846.00000<br> $3846.00000<br> $3846.00000<br> $3846.00000<br> $3909.57000<br> $3846.00000<br> $3846.00000<br> $3846.00000<br> $3846.00000<br> $3846.00000<br> $3846.00000<br> $3947.77000<br> $4129.70000<br> $4947.77000<br> $4947.77000<br> $4947.77000<br> $4983.09000<br> $4947.77000<br> $0.00000<br> $0.00000<br> $0.00000 | 91.600% | 0.000% | 62.800% | 85.600% | $3617.39 | $86817.35 |
| 33ZRLB6Y1DW | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $238608.20 | 2.750% | $1110.73 | $1466.06 | 2026-01-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.75%. The current UPB reflected as per the payment history is xx. | $1326.62 | $1335.89 | $2671.78 | $1335.89 | $0.00 | $1335.89 | $2671.78 | $1335.89 | $0.00 | $1335.89 | $1335.89 | $2671.78 | $1861.02 | $1466.06 | $1466.06 | $1816.06 | $1600.06 | $2932.12 | $0.00 | $1466.06 | $1554.90 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1326.62000<br> $1335.89000<br> $2671.78000<br> $1335.89000<br> $0.00000<br> $1335.89000<br> $2671.78000<br> $1335.89000<br> $0.00000<br> $1335.89000<br> $1335.89000<br> $2671.78000<br> $1861.02000<br> $1466.06000<br> $1466.06000<br> $1816.06000<br> $1600.06000<br> $2932.12000<br> $0.00000<br> $1466.06000<br> $1554.90000<br> $0.00000<br> $0.00000<br> $0.00000 | 89.600% | 0.000% | 34.300% | 80.500% | $1313.32 | $31519.64 |
| CGK91SN6EKD | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $334456.38 | 6.750% | $2218.21 | $2802.53 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.75%. The current UPB reflected as per the payment history is xx. | $2776.07 | $2798.70 | $2776.02 | $2776.02 | $2776.02 | $2776.02 | $0.00 | $5565.49 | $7807.98 | $2776.02 | $2776.02 | $2776.02 | $2776.02 | $2802.53 | $2802.53 | $2848.86 | $2802.53 | $2802.53 | $2802.53 | $2802.53 | $2824.44 | $0.00 | $0.00 | $0.00 | 000000000000001000000000 | 000000000100000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2776.07000<br> $2798.70000<br> $2776.02000<br> $2776.02000<br> $2776.02000<br> $2776.02000<br> $0.00000<br> $5565.49000<br> $7807.98000<br> $2776.02000<br> $2776.02000<br> $2776.02000<br> $2776.02000<br> $2802.53000<br> $2802.53000<br> $2848.86000<br> $2802.53000<br> $2802.53000<br> $2802.53000<br> $2802.53000<br> $2824.44000<br> $0.00000<br> $0.00000<br> $0.00000 | 94.600% | 0.000% | 50.100% | 75.100% | $2651.87 | $63644.88 |
| 5G1YJAD90CN | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $164627.25 | 2.875% | $748.88 | $1484.22 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. As per the tape, the deferred balance is xx. As per the mortgage statement located at "xx" the deferred balance is xx.<br>| $2682.46 | $1341.23 | $1341.23 | $1341.23 | $1341.23 | $2736.46 | $0.00 | $0.00 | $0.00 | $1341.23 | $1309.64 | $1309.64 | $1484.22 | $1484.22 | $1484.22 | $1484.22 | $1484.22 | $1484.22 | $1484.22 | $1484.22 | $1484.22 | $0.00 | $0.00 | $0.00 | 000000000000MM0000000000 | 0000000000MM000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2682.46000<br> $1341.23000<br> $1341.23000<br> $1341.23000<br> $1341.23000<br> $2736.46000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1341.23000<br> $1309.64000<br> $1309.64000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $0.00000<br> $0.00000<br> $0.00000 | 78.900% | 0.000% | 50.000% | 75.000% | $1170.93 | $28102.33 |
| K90L498RBBK | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $118596.46 | 4.875% | $570.70 | $570.70 | 2026-01-31 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB reflected as per the payment history is xx. | $1686.61 | $1251.83 | $1031.52 | $1528.75 | $0.00 | $1011.52 | $1011.52 | $1025.73 | $2051.46 | $2534.83 | $1025.73 | $1025.73 | $115.67 | $0.00 | $2080.00 | $115.67 | $0.00 | $2108.72 | $1054.45 | $1154.45 | $570.70 | $0.00 | $0.00 | $0.00 | 000000000000011110000433 | 334000011110000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1686.61000<br> $1251.83000<br> $1031.52000<br> $1528.75000<br> $0.00000<br> $1011.52000<br> $1011.52000<br> $1025.73000<br> $2051.46000<br> $2534.83000<br> $1025.73000<br> $1025.73000<br> $115.67000<br> $0.00000<br> $2080.00000<br> $115.67000<br> $0.00000<br> $2108.72000<br> $1054.45000<br> $1154.45000<br> $570.70000<br> $0.00000<br> $0.00000<br> $0.00000 | 163.400% | 0.000% | 81.200% | 105.100% | $932.70 | $22384.89 |
| ECU9EA2OTI7 | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $453030.97 | 4.375% | $2490.19 | $3655.49 | 2026-01-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9347.52 | $4252.35 | $5312.19 | $4605.63 | $4252.35 | $6376.63 | $4252.35 | $4252.35 | $4253.35 | $4255.49 | $6441.88 | $4255.49 | $0.00 | $0.00 | $0.00 | 000000000000MMMMMMMMMMMM | MMMMMMMMMMMM000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $9347.52000<br> $4252.35000<br> $5312.19000<br> $4605.63000<br> $4252.35000<br> $6376.63000<br> $4252.35000<br> $4252.35000<br> $4253.35000<br> $4255.49000<br> $6441.88000<br> $4255.49000<br> $0.00000<br> $0.00000<br> $0.00000 | 70.500% | 0.000% | 68.200% | 97.900% | $2577.40 | $61857.58 |
| IWNG7WHX5HO | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $76517.47 | 3.625% | $349.59 | $718.31 | 2026-01-28 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | $637.92 | $637.92 | $0.00 | $637.92 | $637.92 | $1275.84 | $637.92 | $0.00 | $1346.97 | $0.00 | $709.05 | $709.05 | $2127.15 | $709.05 | $0.00 | $0.00 | $1657.05 | $709.05 | $0.00 | $1418.10 | $718.31 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $637.92000<br> $637.92000<br> $0.00000<br> $637.92000<br> $637.92000<br> $1275.84000<br> $637.92000<br> $0.00000<br> $1346.97000<br> $0.00000<br> $709.05000<br> $709.05000<br> $2127.15000<br> $709.05000<br> $0.00000<br> $0.00000<br> $1657.05000<br> $709.05000<br> $0.00000<br> $1418.10000<br> $718.31000<br> $0.00000<br> $0.00000<br> $0.00000 | 84.500% | 0.000% | 49.600% | 85.100% | $607.05 | $14569.22 |
| FA9OKUQG53X | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | $369930.12 | 7.375% | $2562.89 | $3386.91 | 2026-01-22 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3386.91 | $3386.91 | $3386.91 | $3386.91 | $0.00 | $0.00 | $0.00 | 0000 | 0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3386.91000<br> $3386.91000<br> $3386.91000<br> $3386.91000<br> $0.00000<br> $0.00000<br> $0.00000 | 16.700% | 0.000% | 50.000% | 33.300% | $564.49 | $13547.64 |
| FWMWTOQWDFJ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $202718.90 | 3.250% | $992.27 | $1796.62 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $1762.97 | $1762.97 | $1762.97 | $1762.97 | $1765.35 | $1762.97 | $1762.97 | $1826.63 | $1826.63 | $1826.63 | $1826.63 | $1826.63 | $1826.63 | $1826.63 | $1826.63 | $1826.63 | $1826.63 | $1826.63 | $1826.63 | $1907.04 | $1907.04 | $1907.04 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1762.97000<br> $1762.97000<br> $1762.97000<br> $1762.97000<br> $1765.35000<br> $1762.97000<br> $1762.97000<br> $1826.63000<br> $1826.63000<br> $1826.63000<br> $1826.63000<br> $1826.63000<br> $1826.63000<br> $1826.63000<br> $1826.63000<br> $1826.63000<br> $1826.63000<br> $1826.63000<br> $1826.63000<br> $1907.04000<br> $1907.04000<br> $1907.04000<br> $0.00000<br> $0.00000 | 92.700% | 35.400% | 70.000% | 85.800% | $1665.99 | $39983.85 |
| ACI6PAQWE30 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Missouri | xx | $120246.55 | 6.750% | $791.29 | $1008.51 | 2026-01-22 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1008.47 | $1008.47 | $1008.47 | $1008.47 | $1008.47 | $1008.47 | $1008.47 | $0.00 | $0.00 | $0.00 | $4033.88 | $1008.47 | $1008.47 | $1008.19 | $1008.51 | $0.00 | $0.00 | $0.00 | 0000032100000001 | 1000000012300000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1008.47000<br> $1008.47000<br> $1008.47000<br> $1008.47000<br> $1008.47000<br> $1008.47000<br> $1008.47000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4033.88000<br> $1008.47000<br> $1008.47000<br> $1008.19000<br> $1008.51000<br> $0.00000<br> $0.00000<br> $0.00000 | 62.500% | 0.000% | 50.000% | 75.000% | $630.28 | $15126.81 |
| S6AAVNAKH96 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Kansas | xx | $255770.93 | 7.875% | $1867.76 | $2676.81 | 2026-01-22 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.875%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2676.81 | $2676.81 | $2676.81 | $2676.81 | $2676.81 | $2676.81 | $2676.81 | $7115.53 | $2676.81 | $2770.19 | $0.00 | $0.00 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2676.81000<br> $2676.81000<br> $2676.81000<br> $2676.81000<br> $2676.81000<br> $2676.81000<br> $2676.81000<br> $7115.53000<br> $2676.81000<br> $2770.19000<br> $0.00000<br> $0.00000<br> $0.00000 | 48.700% | 0.000% | 78.200% | 89.100% | $1304.18 | $31300.20 |
| TTZXPHHJPFW | xx | xx | xx | xx | xx |  |  | xx | xx | Kansas | xx | $255756.78 | 7.500% | $1807.38 | $2353.24 | 2026-02-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2350.00 | $2350.00 | $2350.00 | $2350.00 | $2350.00 | $2350.00 | $2350.00 | $2350.00 | $2350.00 | $2941.76 | $2350.00 | $2350.00 | $2363.66 | $0.00 | $0.00 | 0000000000000 | 0000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2350.00000<br> $2350.00000<br> $2350.00000<br> $2350.00000<br> $2350.00000<br> $2350.00000<br> $2350.00000<br> $2350.00000<br> $2350.00000<br> $2941.76000<br> $2350.00000<br> $2350.00000<br> $2363.66000<br> $0.00000<br> $0.00000 | 55.200% | 33.500% | 70.900% | 85.400% | $1298.14 | $31155.42 |
| NHE0IKPYWVZ | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $351750.21 | 6.875% | $2357.07 | $2846.26 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $2838.55 | $2838.55 | $2838.55 | $2838.55 | $2838.55 | $2838.55 | $2838.55 | $2872.73 | $2838.55 | $2838.55 | $2838.55 | $2838.55 | $2846.51 | $2846.26 | $2846.26 | $2846.26 | $2846.26 | $2846.26 | $2846.26 | $2846.26 | $2846.26 | $2846.26 | $0.00 | $0.00 | 0000000000000000000000 | 0000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2838.55000<br> $2838.55000<br> $2838.55000<br> $2838.55000<br> $2838.55000<br> $2838.55000<br> $2838.55000<br> $2872.73000<br> $2838.55000<br> $2838.55000<br> $2838.55000<br> $2838.55000<br> $2846.51000<br> $2846.26000<br> $2846.26000<br> $2846.26000<br> $2846.26000<br> $2846.26000<br> $2846.26000<br> $2846.26000<br> $2846.26000<br> $2846.26000<br> $0.00000<br> $0.00000 | 91.600% | 33.300% | 66.700% | 83.300% | $2606.65 | $62559.63 |
| P6TH4N1YXQ9 | xx | xx | xx | xx | xx |  |  | xx | xx | Connecticut | xx | $327263.54 | 7.750% | $2382.08 | $3443.11 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.750%. The current UPB reflected as per the payment history is xx. | $450.00 | $0.00 | $3177.70 | $3177.70 | $3177.70 | $3201.25 | $3201.25 | $3210.75 | $3201.25 | $3201.25 | $3201.25 | $3201.25 | $3201.25 | $3201.25 | $3201.25 | $3320.35 | $3201.25 | $3443.11 | $3443.11 | $3454.65 | $3443.11 | $0.00 | $0.00 | $0.00 | 0000000000000000000 | 0000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $450.00000<br> $0.00000<br> $3177.70000<br> $3177.70000<br> $3177.70000<br> $3201.25000<br> $3201.25000<br> $3210.75000<br> $3201.25000<br> $3201.25000<br> $3201.25000<br> $3201.25000<br> $3201.25000<br> $3201.25000<br> $3201.25000<br> $3320.35000<br> $3201.25000<br> $3443.11000<br> $3443.11000<br> $3454.65000<br> $3443.11000<br> $0.00000<br> $0.00000<br> $0.00000 | 75.400% | 0.000% | 50.100% | 72.400% | $2596.28 | $62310.68 |
| C030ELBQ17S | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $567321.31 | 6.500% | $3640.72 | $4541.61 | 2026-01-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4624.63 | $4650.39 | $9249.26 | $4624.63 | $4624.63 | $4624.63 | $4541.61 | $4541.61 | $0.00 | $9083.22 | $0.00 | $4541.61 | $9083.22 | $4619.73 | $4541.61 | $0.00 | $0.00 | $0.00 | 000000000000000 | 000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4624.63000<br> $4650.39000<br> $9249.26000<br> $4624.63000<br> $4624.63000<br> $4624.63000<br> $4541.61000<br> $4541.61000<br> $0.00000<br> $9083.22000<br> $0.00000<br> $4541.61000<br> $9083.22000<br> $4619.73000<br> $4541.61000<br> $0.00000<br> $0.00000<br> $0.00000 | 67.300% | 0.000% | 67.000% | 75.100% | $3056.28 | $73350.78 |
| RVK1UJ4CZ68 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | $164954.54 | 3.125% | $1093.26 | $1970.14 | 2026-01-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx.<br>| $3800.00 | $0.00 | $1942.86 | $3885.72 | $0.00 | $1942.86 | $4492.43 | $1942.86 | $1942.86 | $1942.86 | $0.00 | $1942.86 | $3942.86 | $0.00 | $2000.00 | $4000.00 | $0.00 | $4000.00 | $0.00 | $4000.00 | $2000.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3800.00000<br> $0.00000<br> $1942.86000<br> $3885.72000<br> $0.00000<br> $1942.86000<br> $4492.43000<br> $1942.86000<br> $1942.86000<br> $1942.86000<br> $0.00000<br> $1942.86000<br> $3942.86000<br> $0.00000<br> $2000.00000<br> $4000.00000<br> $0.00000<br> $4000.00000<br> $0.00000<br> $4000.00000<br> $2000.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 92.600% | 0.000% | 50.800% | 84.400% | $1824.09 | $43778.17 |
| 92OL8UUJKC4 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Washington | xx | $285062.66 | 3.375% | $1452.48 | $2167.12 | 2026-01-29 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the payment history is xx.<br>| $1994.88 | $1994.88 | $1994.88 | $2058.04 | $2058.04 | $2058.04 | $2058.04 | $2058.04 | $2058.04 | $0.00 | $4188.70 | $2058.04 | $2058.04 | $2058.04 | $2058.04 | $2167.12 | $2239.74 | $2239.74 | $2239.74 | $2239.74 | $2239.74 | $0.00 | $0.00 | $0.00 | 000000000001000000000000 | 000000000000100000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1994.88000<br> $1994.88000<br> $1994.88000<br> $2058.04000<br> $2058.04000<br> $2058.04000<br> $2058.04000<br> $2058.04000<br> $2058.04000<br> $0.00000<br> $4188.70000<br> $2058.04000<br> $2058.04000<br> $2058.04000<br> $2058.04000<br> $2167.12000<br> $2239.74000<br> $2239.74000<br> $2239.74000<br> $2239.74000<br> $2239.74000<br> $0.00000<br> $0.00000<br> $0.00000 | 84.800% | 0.000% | 51.700% | 75.100% | $1838.32 | $44119.56 |
| TSHC5Q2EKHH | xx | xx | xx | xx | xx |  |  | xx | xx | Washington | xx | $185420.55 | 8.000% | $1605.97 | $1988.11 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $17608.72 | $1920.84 | $3841.68 | $1988.11 | $1988.11 | $0.00 | $1988.11 | $1988.11 | $1988.11 | $1988.11 | $1988.11 | $0.00 | $0.00 | 0000000000044444321 | 1234444400000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $17608.72000<br> $1920.84000<br> $3841.68000<br> $1988.11000<br> $1988.11000<br> $0.00000<br> $1988.11000<br> $1988.11000<br> $1988.11000<br> $1988.11000<br> $1988.11000<br> $0.00000<br> $0.00000 | 78.100% | 33.300% | 66.700% | 82.500% | $1553.67 | $37288.01 |
| 0R0VQKKZ3IX | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Hampshire | xx | $309576.69 | 6.500% | $1984.70 | $2741.21 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2636.76 | $0.00 | $2636.76 | $2636.76 | $2641.19 | $2636.76 | $2636.76 | $2636.76 | $2636.76 | $2636.76 | $2642.52 | $2636.76 | $2636.76 | $2741.21 | $2741.21 | $2866.21 | $0.00 | $0.00 | $0.00 | 000000000000000 | 000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2636.76000<br> $0.00000<br> $2636.76000<br> $2636.76000<br> $2641.19000<br> $2636.76000<br> $2636.76000<br> $2636.76000<br> $2636.76000<br> $2636.76000<br> $2642.52000<br> $2636.76000<br> $2636.76000<br> $2741.21000<br> $2741.21000<br> $2866.21000<br> $0.00000<br> $0.00000<br> $0.00000 | 60.800% | 0.000% | 50.800% | 73.500% | $1666.66 | $39999.94 |
| EVDP7IS2TDV | xx | xx | xx | xx | xx |  |  | xx | xx | Washington | xx | $298971.25 | 3.375% | $1158.15 | $1887.70 | 2026-01-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | $1981.97 | $0.00 | $1735.32 | $1719.60 | $1777.50 | $1719.60 | $1777.50 | $1719.60 | $1777.50 | $1719.60 | $1719.60 | $1777.50 | $1777.50 | $1719.60 | $1777.50 | $1887.70 | $1887.70 | $1945.60 | $1945.60 | $1945.60 | $1945.60 | $0.00 | $0.00 | $0.00 | 000000000000000000044444 | 444440000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1981.97000<br> $0.00000<br> $1735.32000<br> $1719.60000<br> $1777.50000<br> $1719.60000<br> $1777.50000<br> $1719.60000<br> $1777.50000<br> $1719.60000<br> $1719.60000<br> $1777.50000<br> $1777.50000<br> $1719.60000<br> $1777.50000<br> $1887.70000<br> $1887.70000<br> $1945.60000<br> $1945.60000<br> $1945.60000<br> $1945.60000<br> $0.00000<br> $0.00000<br> $0.00000 | 80.000% | 0.000% | 51.500% | 74.300% | $1510.74 | $36257.69 |
| RPJQUCRXWLK | xx | xx | xx | xx | xx | xx | xx | xx | xx | Indiana | xx | $150716.22 | 4.000% | $648.78 | $1241.65 | 2026-01-28 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.000%. The current UPB reflected as per the payment history is xx. | $1113.48 | $1113.48 | $1179.96 | $1179.96 | $1179.96 | $1179.96 | $1179.96 | $1179.96 | $1179.96 | $1179.96 | $1179.96 | $1179.96 | $1179.96 | $1179.96 | $1241.65 | $1241.65 | $1241.65 | $1241.65 | $1241.65 | $1862.48 | $1241.65 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1113.48000<br> $1113.48000<br> $1179.96000<br> $1179.96000<br> $1179.96000<br> $1179.96000<br> $1179.96000<br> $1179.96000<br> $1179.96000<br> $1179.96000<br> $1179.96000<br> $1179.96000<br> $1179.96000<br> $1179.96000<br> $1241.65000<br> $1241.65000<br> $1241.65000<br> $1241.65000<br> $1241.65000<br> $1862.48000<br> $1241.65000<br> $0.00000<br> $0.00000<br> $0.00000 | 86.200% | 0.000% | 58.300% | 78.300% | $1070.79 | $25698.86 |
| URC7P6VQHX5 | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $270661.04 | 2.875% | $1258.37 | $1613.12 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx.<br>| $1671.11 | $1668.15 | $1831.73 | $1668.15 | $1791.31 | $2471.31 | $1606.32 | $1640.01 | $1606.32 | $1606.32 | $1606.32 | $2788.50 | $1613.12 | $1613.12 | $1613.12 | $1613.12 | $2419.68 | $1923.69 | $1613.12 | $1656.91 | $806.56 | $806.56 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1671.11000<br> $1668.15000<br> $1831.73000<br> $1668.15000<br> $1791.31000<br> $2471.31000<br> $1606.32000<br> $1640.01000<br> $1606.32000<br> $1606.32000<br> $1606.32000<br> $2788.50000<br> $1613.12000<br> $1613.12000<br> $1613.12000<br> $1613.12000<br> $2419.68000<br> $1923.69000<br> $1613.12000<br> $1656.91000<br> $806.56000<br> $806.56000<br> $0.00000<br> $0.00000 | 97.200% | 16.700% | 50.500% | 81.000% | $1568.11 | $37634.55 |
| 2YJ8H2ID3FD | xx | xx | xx | xx | xx |  |  | xx | xx | Connecticut | xx | $183299.10 | 3.990% | $947.72 | $1350.91 | 2026-01-30 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.990%. The current UPB is xx.<br>| $1347.68 | $1347.68 | $1347.68 | $1347.68 | $1329.63 | $1329.63 | $1329.63 | $1329.63 | $2863.79 | $2659.26 | $0.00 | $1347.52 | $1347.52 | $1347.52 | $1347.52 | $1347.52 | $1350.91 | $1350.91 | $1350.91 | $1357.02 | $1350.91 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1347.68000<br> $1347.68000<br> $1347.68000<br> $1347.68000<br> $1329.63000<br> $1329.63000<br> $1329.63000<br> $1329.63000<br> $2863.79000<br> $2659.26000<br> $0.00000<br> $1347.52000<br> $1347.52000<br> $1347.52000<br> $1347.52000<br> $1347.52000<br> $1350.91000<br> $1350.91000<br> $1350.91000<br> $1357.02000<br> $1350.91000<br> $0.00000<br> $0.00000<br> $0.00000 | 91.700% | 0.000% | 50.100% | 75.000% | $1238.77 | $29730.55 |
| AVA5CMS7JMH | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oregon | xx | $441050.90 | 7.000% | $2946.54 | $3605.92 | 2025-12-31 | XX/XX/XXXX | 6 | According to payment history as of xx/xx/2025, the borrower is 7 months delinquent with the loan, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. The due dates were advanced from xx/xx/2024 to xx/xx/2025 due to loan modification. | $0.00 | $0.00 | $0.00 | $0.00 | $3596.18 | $3596.18 | $607.86 | $2988.32 | $3605.92 | $3753.24 | $24.21 | $3605.92 | $0.00 | $3641.12 | $0.00 | $3605.92 | $41.56 | $0.00 | $0.00 | $7.31 | $0.00 | $0.00 | $0.00 | $0.00 | 444433221100444444443433 | 334344444444001122334444 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3596.18000<br> $3596.18000<br> $607.86000<br> $2988.32000<br> $3605.92000<br> $3753.24000<br> $24.21000<br> $3605.92000<br> $0.00000<br> $3641.12000<br> $0.00000<br> $3605.92000<br> $41.56000<br> $0.00000<br> $0.00000<br> $7.31000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 33.600% | 0.000% | 0.000% | 16.900% | $1211.41 | $29073.74 |
| YI5MENTSEEK | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $198933.27 | 3.125% | $938.52 | $1860.40 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | $1822.91 | $1822.91 | $1822.91 | $1822.91 | $1822.91 | $1822.91 | $1822.91 | $1822.91 | $1822.91 | $1822.91 | $1822.91 | $1860.40 | $1860.40 | $1860.40 | $1860.40 | $1860.40 | $1860.40 | $1860.40 | $1860.40 | $1860.40 | $1860.40 | $1860.40 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1822.91000<br> $1822.91000<br> $1822.91000<br> $1822.91000<br> $1822.91000<br> $1822.91000<br> $1822.91000<br> $1822.91000<br> $1822.91000<br> $1822.91000<br> $1822.91000<br> $1860.40000<br> $1860.40000<br> $1860.40000<br> $1860.40000<br> $1860.40000<br> $1860.40000<br> $1860.40000<br> $1860.40000<br> $1860.40000<br> $1860.40000<br> $1860.40000<br> $0.00000<br> $0.00000 | 90.700% | 33.300% | 66.700% | 83.300% | $1688.18 | $40516.41 |
| BD7UT7J99MQ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Alabama | xx | $261329.07 | 6.375% | $1696.93 | $2096.56 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx.<br>| $1940.35 | $2025.19 | $1940.35 | $2025.19 | $1940.35 | $2025.19 | $1940.35 | $2213.89 | $2213.89 | $2129.05 | $2096.56 | $2096.56 | $0.00 | $2096.56 | $4447.64 | $2096.56 | $2096.56 | $2096.56 | $2266.24 | $2096.56 | $2096.56 | $0.00 | $0.00 | $0.00 | 000000011000000000000000 | 000000000000000110000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1940.35000<br> $2025.19000<br> $1940.35000<br> $2025.19000<br> $1940.35000<br> $2025.19000<br> $1940.35000<br> $2213.89000<br> $2213.89000<br> $2129.05000<br> $2096.56000<br> $2096.56000<br> $0.00000<br> $2096.56000<br> $4447.64000<br> $2096.56000<br> $2096.56000<br> $2096.56000<br> $2266.24000<br> $2096.56000<br> $2096.56000<br> $0.00000<br> $0.00000<br> $0.00000 | 87.200% | 0.000% | 51.300% | 76.700% | $1828.34 | $43880.16 |
| NWLWJXMGAS5 | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $381233.75 | 2.875% | $1419.42 | $2127.13 | 2026-01-08 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | $2125.79 | $0.00 | $4257.31 | $0.00 | $4263.04 | $2131.52 | $0.00 | $4263.17 | $2131.52 | $2131.52 | $2132.15 | $2131.52 | $2103.14 | $2132.33 | $2155.51 | $2155.51 | $2155.92 | $2127.13 | $2127.13 | $2128.57 | $2127.13 | $0.00 | $0.00 | $0.00 | 000000000000001001010011 | 110010100100000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2125.79000<br> $0.00000<br> $4257.31000<br> $0.00000<br> $4263.04000<br> $2131.52000<br> $0.00000<br> $4263.17000<br> $2131.52000<br> $2131.52000<br> $2132.15000<br> $2131.52000<br> $2103.14000<br> $2132.33000<br> $2155.51000<br> $2155.51000<br> $2155.92000<br> $2127.13000<br> $2127.13000<br> $2128.57000<br> $2127.13000<br> $0.00000<br> $0.00000<br> $0.00000 | 87.700% | 0.000% | 50.000% | 75.300% | $1865.83 | $44779.91 |
| CHMEC8Z9ROA | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $267940.34 | 5.000% | $1309.86 | $2070.02 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $49.14 | $3899.99 | $0.00 | $4116.56 | $2058.28 | $0.00 | $4182.05 | $2123.77 | $2070.02 | $0.00 | $4140.04 | $0.00 | $4140.04 | $2070.02 | $0.00 | $4104.04 | $2070.02 | $2070.02 | $2070.02 | $0.00 | $2070.02 | $0.00 | $0.00 | 10000100101000100101444 | 44410100100010100100001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $49.14000<br> $3899.99000<br> $0.00000<br> $4116.56000<br> $2058.28000<br> $0.00000<br> $4182.05000<br> $2123.77000<br> $2070.02000<br> $0.00000<br> $4140.04000<br> $0.00000<br> $4140.04000<br> $2070.02000<br> $0.00000<br> $4104.04000<br> $2070.02000<br> $2070.02000<br> $2070.02000<br> $0.00000<br> $2070.02000<br> $0.00000<br> $0.00000 | 83.000% | 33.300% | 50.000% | 74.900% | $1718.08 | $41234.03 |
| CTOMKXORE28 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $552575.69 | 4.125% | $2927.28 | $4184.60 | 2026-01-09 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.125%. The current UPB is xx. | $4500.00 | $4500.00 | $4500.00 | $4500.00 | $4500.00 | $4500.00 | $4500.00 | $4500.00 | $4500.00 | $4500.00 | $4500.00 | $4500.00 | $4300.00 | $4184.60 | $4184.60 | $5077.15 | $4184.60 | $4400.00 | $4400.00 | $4300.00 | $4184.60 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4500.00000<br> $4500.00000<br> $4500.00000<br> $4500.00000<br> $4500.00000<br> $4500.00000<br> $4500.00000<br> $4500.00000<br> $4500.00000<br> $4500.00000<br> $4500.00000<br> $4500.00000<br> $4300.00000<br> $4184.60000<br> $4184.60000<br> $5077.15000<br> $4184.60000<br> $4400.00000<br> $4400.00000<br> $4300.00000<br> $4184.60000<br> $0.00000<br> $0.00000<br> $0.00000 | 92.800% | 0.000% | 51.300% | 78.100% | $3883.98 | $93215.55 |
| AFZG1X522UW | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $472157.50 | 7.250% | $3274.45 | $5161.88 | 2026-01-28 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $3274.45 | $3374.45 | $0.00 | $3463.17 | $6687.62 | $3374.45 | $3374.45 | $3374.45 | $3374.45 | $3374.45 | $5800.65 | $5900.65 | $5964.37 | $5964.37 | $5964.37 | $0.00 | $11289.97 | $5325.60 | $0.00 | $0.00 | $0.00 | 001000000000001100 | 001100000000000100 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $3274.45000<br> $3374.45000<br> $0.00000<br> $3463.17000<br> $6687.62000<br> $3374.45000<br> $3374.45000<br> $3374.45000<br> $3374.45000<br> $3374.45000<br> $5800.65000<br> $5900.65000<br> $5964.37000<br> $5964.37000<br> $5964.37000<br> $0.00000<br> $11289.97000<br> $5325.60000<br> $0.00000<br> $0.00000<br> $0.00000 | 64.500% | 0.000% | 53.600% | 80.000% | $3328.41 | $79881.92 |
| S46YW7VOC92 | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $204613.46 | 6.250% | $1329.95 | $1811.13 | 2026-02-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current PITI is xx with an interest rate of 6.250%. The current UPB reflected as per the payment history is xx. | $3242.95 | $1515.53 | $3554.84 | $0.00 | $600.00 | $5448.56 | $0.00 | $2119.43 | $0.00 | $2066.24 | $0.00 | $1940.53 | $2247.62 | $4345.24 | $4040.53 | $0.00 | $2245.14 | $2191.95 | $2225.81 | $0.00 | $1811.13 | $3804.85 | $0.00 | $0.00 | 011000100122110001000001 | 100000100011221001000110 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3242.95000<br> $1515.53000<br> $3554.84000<br> $0.00000<br> $600.00000<br> $5448.56000<br> $0.00000<br> $2119.43000<br> $0.00000<br> $2066.24000<br> $0.00000<br> $1940.53000<br> $2247.62000<br> $4345.24000<br> $4040.53000<br> $0.00000<br> $2245.14000<br> $2191.95000<br> $2225.81000<br> $0.00000<br> $1811.13000<br> $3804.85000<br> $0.00000<br> $0.00000 | 99.800% | 70.000% | 72.200% | 105.400% | $1808.35 | $43400.35 |
| GOOOCUDGC4H | xx | xx | xx | xx | xx |  |  | xx | xx | Indiana | xx | $422422.80 | 5.875% | $2530.60 | $2846.34 | 2026-01-14 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.8750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2846.34 | $2846.34 | $2846.34 | $2846.34 | $2846.34 | $2846.34 | $2846.34 | $2846.34 | $2846.34 | $2846.34 | $2846.34 | $2846.34 | $0.00 | $0.00 | $0.00 | 000000000000 | 000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2846.34000<br> $2846.34000<br> $2846.34000<br> $2846.34000<br> $2846.34000<br> $2846.34000<br> $2846.34000<br> $2846.34000<br> $2846.34000<br> $2846.34000<br> $2846.34000<br> $2846.34000<br> $0.00000<br> $0.00000<br> $0.00000 | 50.000% | 0.000% | 50.000% | 75.000% | $1423.17 | $34156.08 |
| H7SUDV8OPZ7 | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $509085.40 | 6.500% | $3338.45 | $4667.47 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $3687.67 | $4156.25 | $7007.85 | $3728.73 | $3728.73 | $3728.73 | $3728.73 | $3787.91 | $3862.26 | $3728.73 | $3728.73 | $3728.73 | $3728.73 | $4239.37 | $4239.37 | $4239.37 | $4239.37 | $4588.09 | $4667.47 | $4801.03 | $4667.47 | $0.00 | $0.00 | $0.00 | 0000000000000000000000 | 0000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3687.67000<br> $4156.25000<br> $7007.85000<br> $3728.73000<br> $3728.73000<br> $3728.73000<br> $3728.73000<br> $3787.91000<br> $3862.26000<br> $3728.73000<br> $3728.73000<br> $3728.73000<br> $3728.73000<br> $4239.37000<br> $4239.37000<br> $4239.37000<br> $4239.37000<br> $4588.09000<br> $4667.47000<br> $4801.03000<br> $4667.47000<br> $0.00000<br> $0.00000<br> $0.00000 | 78.600% | 0.000% | 50.500% | 70.400% | $3667.22 | $88013.32 |
| 1WFQ2WC7PW4 | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $162210.96 | 3.250% | $825.43 | $1060.64 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $2106.14 | $0.00 | $1053.07 | $2106.14 | $0.00 | $1053.07 | $2106.14 | $1053.07 | $1053.07 | $1060.64 | $0.00 | $1060.64 | $2121.28 | $0.00 | $1060.64 | $1060.64 | $1060.64 | $1060.64 | $1060.64 | $1060.64 | $1060.64 | $1060.64 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2106.14000<br> $0.00000<br> $1053.07000<br> $2106.14000<br> $0.00000<br> $1053.07000<br> $2106.14000<br> $1053.07000<br> $1053.07000<br> $1060.64000<br> $0.00000<br> $1060.64000<br> $2121.28000<br> $0.00000<br> $1060.64000<br> $1060.64000<br> $1060.64000<br> $1060.64000<br> $1060.64000<br> $1060.64000<br> $1060.64000<br> $1060.64000<br> $0.00000<br> $0.00000 | 91.400% | 33.300% | 66.700% | 83.300% | $969.10 | $23258.38 |
| Y2G5JXDO2UT | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $336014.46 | 3.125% | $1680.77 | $2505.25 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | $4935.32 | $0.00 | $2467.66 | $2467.66 | $2467.66 | $4935.32 | $2467.66 | $62.63 | $2467.66 | $2467.66 | $2570.65 | $5010.50 | $2505.25 | $0.00 | $2505.25 | $2505.25 | $2505.25 | $5010.50 | $0.00 | $2560.93 | $2505.25 | $2505.25 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4935.32000<br> $0.00000<br> $2467.66000<br> $2467.66000<br> $2467.66000<br> $4935.32000<br> $2467.66000<br> $62.63000<br> $2467.66000<br> $2467.66000<br> $2570.65000<br> $5010.50000<br> $2505.25000<br> $0.00000<br> $2505.25000<br> $2505.25000<br> $2505.25000<br> $5010.50000<br> $0.00000<br> $2560.93000<br> $2505.25000<br> $2505.25000<br> $0.00000<br> $0.00000 | 91.300% | 33.300% | 50.400% | 75.200% | $2288.47 | $54923.31 |
| WC1186T1RRZ | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $377306.80 | 2.875% | $1404.80 | $2250.22 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | $2249.25 | $2249.25 | $2249.25 | $2249.25 | $2249.25 | $2249.25 | $2249.25 | $2249.25 | $2249.25 | $2249.25 | $2276.86 | $2276.86 | $2276.86 | $2276.86 | $2250.22 | $2250.22 | $2250.22 | $2250.22 | $2250.22 | $2250.22 | $2250.22 | $2250.22 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2249.25000<br> $2249.25000<br> $2249.25000<br> $2249.25000<br> $2249.25000<br> $2249.25000<br> $2249.25000<br> $2249.25000<br> $2249.25000<br> $2249.25000<br> $2276.86000<br> $2276.86000<br> $2276.86000<br> $2276.86000<br> $2250.22000<br> $2250.22000<br> $2250.22000<br> $2250.22000<br> $2250.22000<br> $2250.22000<br> $2250.22000<br> $2250.22000<br> $0.00000<br> $0.00000 | 91.800% | 33.300% | 66.700% | 83.500% | $2066.74 | $49601.70 |
| 2B2KP7U2H6A | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $108153.40 | 6.125% | $673.22 | $1109.42 | 2026-01-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | $929.68 | $929.68 | $929.68 | $956.60 | $0.00 | $1913.20 | $1030.76 | $1030.76 | $1030.76 | $0.00 | $2088.44 | $1057.68 | $0.00 | $1030.76 | $0.00 | $1030.76 | $3253.80 | $1030.76 | $1109.42 | $1109.42 | $1109.42 | $0.00 | $0.00 | $0.00 | 00000221100100001000000 | 00000010000100112200000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $929.68000<br> $929.68000<br> $929.68000<br> $956.60000<br> $0.00000<br> $1913.20000<br> $1030.76000<br> $1030.76000<br> $1030.76000<br> $0.00000<br> $2088.44000<br> $1057.68000<br> $0.00000<br> $1030.76000<br> $0.00000<br> $1030.76000<br> $3253.80000<br> $1030.76000<br> $1109.42000<br> $1109.42000<br> $1109.42000<br> $0.00000<br> $0.00000<br> $0.00000 | 81.000% | 0.000% | 50.000% | 72.700% | $898.82 | $21571.58 |
| HK05BI364Q5 | xx | xx | xx | xx | xx |  |  | xx | xx | Missouri | xx | $135705.28 | 6.750% | $933.99 | $1165.13 | 2026-01-29 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $1167.89 | $1167.89 | $1167.89 | $1751.84 | $1167.89 | $1167.89 | $1167.89 | $1224.46 | $1836.69 | $1224.46 | $1219.80 | $1215.13 | $1215.13 | $1215.13 | $1822.70 | $1215.13 | $1215.13 | $1215.13 | $1215.13 | $1215.13 | $1822.70 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1167.89000<br> $1167.89000<br> $1167.89000<br> $1751.84000<br> $1167.89000<br> $1167.89000<br> $1167.89000<br> $1224.46000<br> $1836.69000<br> $1224.46000<br> $1219.80000<br> $1215.13000<br> $1215.13000<br> $1215.13000<br> $1822.70000<br> $1215.13000<br> $1215.13000<br> $1215.13000<br> $1215.13000<br> $1215.13000<br> $1822.70000<br> $0.00000<br> $0.00000<br> $0.00000 | 98.800% | 0.000% | 60.800% | 86.900% | $1151.29 | $27631.03 |
| B7HZIQOJQYO | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $436997.54 | 7.125% | $3000.34 | $3859.76 | 2026-01-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $3831.26 | $0.00 | $7422.50 | $3711.25 | $0.00 | $0.00 | $7422.50 | $0.00 | $3711.25 | $11282.27 | $3859.77 | $3859.77 | $3859.77 | $3859.77 | $3859.77 | $3859.77 | $3859.77 | $3859.77 | $3859.77 | $3859.77 | $3859.77 | $0.00 | $0.00 | $0.00 | 000000000000221210010044 | 440010012122000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3831.26000<br> $0.00000<br> $7422.50000<br> $3711.25000<br> $0.00000<br> $0.00000<br> $7422.50000<br> $0.00000<br> $3711.25000<br> $11282.27000<br> $3859.77000<br> $3859.77000<br> $3859.77000<br> $3859.77000<br> $3859.77000<br> $3859.77000<br> $3859.77000<br> $3859.77000<br> $3859.77000<br> $3859.77000<br> $3859.77000<br> $0.00000<br> $0.00000<br> $0.00000 | 86.200% | 0.000% | 50.000% | 75.000% | $3326.60 | $79838.50 |
| 5LT12DOCZYI | xx | xx | xx | xx | xx |  |  | xx | xx | Maryland | xx | $386096.22 | 7.375% | $2736.11 | $3492.02 | 2026-01-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB is xx. | $3296.79 | $3296.79 | $3296.79 | $6776.12 | $0.00 | $3524.86 | $6908.82 | $0.00 | $7041.52 | $0.00 | $3520.76 | $3520.76 | $3492.02 | $3628.82 | $3492.02 | $3492.02 | $3492.02 | $6984.04 | $3492.02 | $3492.02 | $0.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3296.79000<br> $3296.79000<br> $3296.79000<br> $6776.12000<br> $0.00000<br> $3524.86000<br> $6908.82000<br> $0.00000<br> $7041.52000<br> $0.00000<br> $3520.76000<br> $3520.76000<br> $3492.02000<br> $3628.82000<br> $3492.02000<br> $3492.02000<br> $3492.02000<br> $6984.04000<br> $3492.02000<br> $3492.02000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 86.800% | 0.000% | 33.300% | 75.300% | $3031.17 | $72748.19 |
| NV1VNF67JAD | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $326752.44 | 3.375% | $1600.17 | $2791.47 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB, reflected as per the payment history, is xx. | $3320.39 | $3320.39 | $3320.39 | $3320.39 | $3320.39 | $3320.39 | $3320.39 | $3320.39 | $3320.39 | $3320.39 | $3320.39 | $2791.47 | $2791.47 | $2791.47 | $2791.47 | $5481.33 | $2791.47 | $2791.47 | $2791.47 | $2791.47 | $2791.47 | $2791.47 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3320.39000<br> $3320.39000<br> $3320.39000<br> $3320.39000<br> $3320.39000<br> $3320.39000<br> $3320.39000<br> $3320.39000<br> $3320.39000<br> $3320.39000<br> $3320.39000<br> $2791.47000<br> $2791.47000<br> $2791.47000<br> $2791.47000<br> $5481.33000<br> $2791.47000<br> $2791.47000<br> $2791.47000<br> $2791.47000<br> $2791.47000<br> $2791.47000<br> $0.00000<br> $0.00000 | 104.400% | 33.300% | 66.700% | 91.400% | $2913.35 | $69920.32 |
| U5P5GCW3DJ9 | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $225167.43 | 3.500% | $912.56 | $2010.04 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | $1625.92 | $1625.92 | $1625.92 | $1625.92 | $1625.92 | $1625.92 | $1625.92 | $1929.62 | $1929.62 | $1929.62 | $1929.62 | $1929.62 | $1929.62 | $1929.62 | $1929.62 | $1929.62 | $1929.62 | $1929.62 | $1929.62 | $2010.04 | $2010.04 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1625.92000<br> $1625.92000<br> $1625.92000<br> $1625.92000<br> $1625.92000<br> $1625.92000<br> $1625.92000<br> $1929.62000<br> $1929.62000<br> $1929.62000<br> $1929.62000<br> $1929.62000<br> $1929.62000<br> $1929.62000<br> $1929.62000<br> $1929.62000<br> $1929.62000<br> $1929.62000<br> $1929.62000<br> $2010.04000<br> $2010.04000<br> $0.00000<br> $0.00000<br> $0.00000 | 79.900% | 0.000% | 49.300% | 72.700% | $1606.54 | $38556.96 |
| QIOL1OOPUXW | xx | xx | xx | xx | xx |  |  | xx | xx | Connecticut | xx | $110337.24 | 3.375% | $545.99 | $1061.79 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the payment history is xx. | $1080.20 | $1020.37 | $1020.41 | $1020.37 | $1020.37 | $1021.31 | $1021.31 | $1030.23 | $1021.31 | $1021.31 | $1021.31 | $1021.31 | $1021.31 | $1021.31 | $1021.31 | $1021.31 | $1021.31 | $1061.79 | $1061.79 | $1069.01 | $1061.79 | $1061.79 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1080.20000<br> $1020.37000<br> $1020.41000<br> $1020.37000<br> $1020.37000<br> $1021.31000<br> $1021.31000<br> $1030.23000<br> $1021.31000<br> $1021.31000<br> $1021.31000<br> $1021.31000<br> $1021.31000<br> $1021.31000<br> $1021.31000<br> $1021.31000<br> $1021.31000<br> $1061.79000<br> $1061.79000<br> $1069.01000<br> $1061.79000<br> $1061.79000<br> $0.00000<br> $0.00000 | 89.200% | 33.300% | 66.800% | 81.800% | $947.61 | $22742.53 |
| XEBT4FMV2SS | xx | xx | xx | xx | xx |  |  | xx | xx | Washington | xx | $495425.18 | 3.250% | $2418.66 | $3335.54 | 2026-01-28 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026, in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $3403.34 | $3403.34 | $3313.56 | $0.00 | $6627.12 | $3313.56 | $3313.56 | $3313.56 | $3313.56 | $3313.56 | $3313.56 | $3313.56 | $3600.00 | $6727.12 | $0.00 | $7035.54 | $3535.54 | $3535.54 | $3535.54 | $3535.54 | $3535.54 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3403.34000<br> $3403.34000<br> $3313.56000<br> $0.00000<br> $6627.12000<br> $3313.56000<br> $3313.56000<br> $3313.56000<br> $3313.56000<br> $3313.56000<br> $3313.56000<br> $3313.56000<br> $3600.00000<br> $6727.12000<br> $0.00000<br> $7035.54000<br> $3535.54000<br> $3535.54000<br> $3535.54000<br> $3535.54000<br> $3535.54000<br> $0.00000<br> $0.00000<br> $0.00000 | 93.700% | 0.000% | 53.000% | 87.500% | $3124.28 | $74982.64 |
| SAELT2UDS5P | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $301435.46 | 3.250% | $1456.42 | $2260.00 | 2026-01-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $2621.42 | $2621.42 | $2621.42 | $2621.42 | $2621.42 | $2621.42 | $2621.42 | $2621.42 | $2621.42 | $2260.00 | $2260.00 | $2260.00 | $2260.00 | $2260.00 | $2260.00 | $2260.00 | $2260.00 | $2260.00 | $2260.00 | $2260.00 | $2260.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2621.42000<br> $2621.42000<br> $2621.42000<br> $2621.42000<br> $2621.42000<br> $2621.42000<br> $2621.42000<br> $2621.42000<br> $2621.42000<br> $2260.00000<br> $2260.00000<br> $2260.00000<br> $2260.00000<br> $2260.00000<br> $2260.00000<br> $2260.00000<br> $2260.00000<br> $2260.00000<br> $2260.00000<br> $2260.00000<br> $2260.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 93.500% | 0.000% | 50.000% | 75.000% | $2113.03 | $50712.78 |
| DFI8PJXONI3 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $313546.61 | 2.875% | $1448.80 | $2501.17 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx.<br>| $2970.79 | $2970.79 | $2970.79 | $2970.79 | $2970.79 | $2970.79 | $2970.79 | $2970.79 | $2970.79 | $2970.79 | $2970.79 | $2501.17 | $2501.17 | $2501.17 | $2501.17 | $2501.17 | $2501.17 | $2501.17 | $2501.17 | $2501.17 | $2501.17 | $2501.17 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2970.79000<br> $2970.79000<br> $2970.79000<br> $2970.79000<br> $2970.79000<br> $2970.79000<br> $2970.79000<br> $2970.79000<br> $2970.79000<br> $2970.79000<br> $2970.79000<br> $2501.17000<br> $2501.17000<br> $2501.17000<br> $2501.17000<br> $2501.17000<br> $2501.17000<br> $2501.17000<br> $2501.17000<br> $2501.17000<br> $2501.17000<br> $2501.17000<br> $0.00000<br> $0.00000 | 100.300% | 33.300% | 66.700% | 83.300% | $2507.98 | $60191.56 |
| GN04REMIR44 | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $302168.73 | 6.500% | $1954.95 | $2520.42 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2463.98 | $2463.98 | $2463.98 | $2463.98 | $2380.17 | $2380.17 | $2380.17 | $2380.17 | $2380.17 | $3721.08 | $2380.17 | $3904.99 | $2380.17 | $2380.17 | $2458.36 | $2458.36 | $5319.56 | $0.00 | $0.00 | 00000000000000000 | 00000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2463.98000<br> $2463.98000<br> $2463.98000<br> $2463.98000<br> $2380.17000<br> $2380.17000<br> $2380.17000<br> $2380.17000<br> $2380.17000<br> $3721.08000<br> $2380.17000<br> $3904.99000<br> $2380.17000<br> $2380.17000<br> $2458.36000<br> $2458.36000<br> $5319.56000<br> $0.00000<br> $0.00000 | 77.300% | 70.400% | 83.400% | 98.400% | $1948.32 | $46759.63 |
| NMW9WLPSN1Y | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $139994.94 | 6.625% | $912.67 | $1173.06 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $2245.75 | $1122.75 | $1123.00 | $1123.00 | $1123.00 | $1152.00 | $0.00 | $1152.00 | $1152.00 | $1152.00 | $1152.00 | $1152.00 | $2304.00 | $0.00 | $1152.00 | $1152.00 | $1152.00 | $1177.00 | $1173.06 | $0.00 | $0.00 | 0000000000000000000 | 0000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $2245.75000<br> $1122.75000<br> $1123.00000<br> $1123.00000<br> $1123.00000<br> $1152.00000<br> $0.00000<br> $1152.00000<br> $1152.00000<br> $1152.00000<br> $1152.00000<br> $1152.00000<br> $2304.00000<br> $0.00000<br> $1152.00000<br> $1152.00000<br> $1152.00000<br> $1177.00000<br> $1173.06000<br> $0.00000<br> $0.00000 | 77.300% | 33.300% | 66.100% | 82.200% | $906.65 | $21759.56 |
| 4RL597WQZPJ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $505273.15 | 5.250% | $2840.54 | $3271.58 | 2026-02-02 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.250%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3237.90 | $3237.90 | $3237.90 | $3237.90 | $3237.90 | $3237.90 | $3237.90 | $3237.90 | $3237.90 | $3237.90 | $3237.90 | $3237.90 | $3275.57 | $3275.57 | $3271.58 | $0.00 | $0.00 | 000000000000000 | 000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3237.90000<br> $3237.90000<br> $3237.90000<br> $3237.90000<br> $3237.90000<br> $3237.90000<br> $3237.90000<br> $3237.90000<br> $3237.90000<br> $3237.90000<br> $3237.90000<br> $3237.90000<br> $3275.57000<br> $3275.57000<br> $3271.58000<br> $0.00000<br> $0.00000 | 62.000% | 33.300% | 66.500% | 82.800% | $2028.23 | $48677.52 |
| NL8AR4T0G8S | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $374889.16 | 2.250% | $1615.05 | $2828.57 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.250%. The current UPB is xx. | $2835.94 | $2835.94 | $2835.94 | $2835.94 | $2835.94 | $2835.94 | $2835.94 | $2835.94 | $2835.94 | $2835.94 | $2828.57 | $2828.57 | $2828.57 | $2828.57 | $2828.57 | $2828.57 | $2828.57 | $2828.57 | $2828.57 | $2828.57 | $2828.57 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2835.94000<br> $2835.94000<br> $2835.94000<br> $2835.94000<br> $2835.94000<br> $2835.94000<br> $2835.94000<br> $2835.94000<br> $2835.94000<br> $2835.94000<br> $2828.57000<br> $2828.57000<br> $2828.57000<br> $2828.57000<br> $2828.57000<br> $2828.57000<br> $2828.57000<br> $2828.57000<br> $2828.57000<br> $2828.57000<br> $2828.57000<br> $0.00000<br> $0.00000<br> $0.00000 | 87.600% | 0.000% | 50.000% | 75.000% | $2478.07 | $59473.67 |
| AOSJ0WWJQYS | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | $686102.52 | 6.750% | $4140.89 |  | 2026-01-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. Unable to determine the last payment received. The current P&I is xx with an interest rate of 6.750%. The current UPB is xx. The due dates are advanced from xx/xx/2025 to xx/xx/2026 due to modification. | $0.00 | $0.00 | $0.00 | $0.00 | $4769.08 | $0.00 | $0.00 | $9538.16 | $0.00 | $3213.31 | $0.00 | $9538.16 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $205.75 | $0.00 | $0.00 | $0.00 | 44444444434321210 | 01212343444444444 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4769.08000<br> $0.00000<br> $0.00000<br> $9538.16000<br> $0.00000<br> $3213.31000<br> $0.00000<br> $9538.16000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $205.75000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $1136.02 | $27264.46 |
| WDO4X5YYB25 | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $89840.46 | 3.250% | $433.48 | $727.98 | 2026-01-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $772.00 | $774.64 | $1521.80 | $688.00 | $747.16 | $0.00 | $747.16 | $687.16 | $744.50 | $744.50 | $757.09 | $727.98 | $727.98 | $0.00 | $1514.18 | $727.98 | $1455.96 | $0.00 | $727.98 | $727.98 | $727.98 | $0.00 | $0.00 | $0.00 | 000000010000000000000000 | 000000000000000010000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $772.00000<br> $774.64000<br> $1521.80000<br> $688.00000<br> $747.16000<br> $0.00000<br> $747.16000<br> $687.16000<br> $744.50000<br> $744.50000<br> $757.09000<br> $727.98000<br> $727.98000<br> $0.00000<br> $1514.18000<br> $727.98000<br> $1455.96000<br> $0.00000<br> $727.98000<br> $727.98000<br> $727.98000<br> $0.00000<br> $0.00000<br> $0.00000 | 88.800% | 0.000% | 50.000% | 75.700% | $646.75 | $15522.03 |
| TWNILB4PY8Q | xx | xx | xx | xx | xx | xx | xx | xx | xx | Arkansas | xx | $231119.66 | 7.990% | $1727.11 | $2218.86 | 2026-02-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.990%. The current UPB reflected as per the payment history is xx. | $2218.86 | $2218.86 | $2218.86 | $2400.00 | $2400.00 | $2400.00 | $2225.26 | $2225.26 | $2225.26 | $2225.26 | $2225.26 | $2225.26 | $4450.52 | $0.00 | $2225.26 | $2218.86 | $2218.86 | $2218.86 | $2218.86 | $2218.86 | $2218.86 | $2218.86 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2218.86000<br> $2218.86000<br> $2218.86000<br> $2400.00000<br> $2400.00000<br> $2400.00000<br> $2225.26000<br> $2225.26000<br> $2225.26000<br> $2225.26000<br> $2225.26000<br> $2225.26000<br> $4450.52000<br> $0.00000<br> $2225.26000<br> $2218.86000<br> $2218.86000<br> $2218.86000<br> $2218.86000<br> $2218.86000<br> $2218.86000<br> $2218.86000<br> $0.00000<br> $0.00000 | 92.800% | 33.300% | 66.700% | 83.400% | $2059.00 | $49415.94 |
| SZT34ST9Y0X | xx | xx | xx | xx | xx | xx | xx | xx | xx | Arkansas | xx | $250310.08 | 6.990% | $1674.87 | $2064.65 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2064.65 | $2064.65 | $2064.65 | $2064.65 | $2064.65 | $2064.65 | $2064.65 | $2064.65 | $0.00 | $0.00 | 00000000 | 00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2064.65000<br> $2064.65000<br> $2064.65000<br> $2064.65000<br> $2064.65000<br> $2064.65000<br> $2064.65000<br> $2064.65000<br> $0.00000<br> $0.00000 | 33.300% | 33.300% | 66.700% | 66.700% | $688.22 | $16517.20 |
| L0ZYZIXNAOO | xx | xx | xx | xx | xx |  |  | xx | xx | Arkansas | xx | $316779.45 | 6.375% | $1993.23 | $2225.42 | 2026-01-29 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2225.42 | $2225.42 | $2225.42 | $2225.42 | $2225.42 | $2225.42 | $4450.84 | $0.00 | $0.00 | $0.00 | $0.00 | 00000000M | M00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2225.42000<br> $2225.42000<br> $2225.42000<br> $2225.42000<br> $2225.42000<br> $2225.42000<br> $4450.84000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 33.300% | 0.000% | 50.000% | 66.700% | $741.81 | $17803.36 |
| IXVULEJ7GBB | xx | xx | xx | xx | xx | xx | xx | xx | xx | Georgia | xx | $561575.15 | 7.000% | $3742.33 | $4483.64 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4483.64 | $4483.64 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4483.64000<br> $4483.64000<br> $0.00000<br> $0.00000 | 8.300% | 33.300% | 33.300% | 16.700% | $373.64 | $8967.28 |
| PTKWOVSW0FW | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $273627.25 | 7.375% | $1902.75 | $2326.01 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7338.11 | $2326.01 | $2326.01 | $2326.01 | $2326.01 | $0.00 | $0.00 | 0000021 | 1200000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $7338.11000<br> $2326.01000<br> $2326.01000<br> $2326.01000<br> $2326.01000<br> $0.00000<br> $0.00000 | 29.800% | 33.300% | 66.700% | 59.600% | $693.42 | $16642.15 |
| 9YZ3LJ9JYTT | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $415623.23 | 6.375% | $2598.47 | $4008.91 | 2026-01-20 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4508.91 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4508.91000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.700% | 0.000% | 18.700% | 9.400% | $187.87 | $4508.91 |
| NUFZC6BGT7R | xx | xx | xx | xx |  | xx | xx | xx | xx | Virginia | xx | $102628.20 | 8.624% | $799.11 | $1559.97 | 2026-01-31 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.624%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2866.32 | $0.00 | $0.00 | $0.00 | 01 | 10 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2866.32000<br> $0.00000<br> $0.00000<br> $0.00000 | 7.700% | 0.000% | 30.600% | 15.300% | $119.43 | $2866.32 |
| DFI88QNB9EK | xx | xx | xx | xx | xx |  |  | xx | xx | Pennsylvania | xx | $537385.08 | 7.125% | $3632.18 | $4605.62 | 2026-01-26 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4852.72 | $4852.72 | $4852.72 | $4852.72 | $0.00 | $0.00 | $0.00 | 0000 | 0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4852.72000<br> $4852.72000<br> $4852.72000<br> $4852.72000<br> $0.00000<br> $0.00000<br> $0.00000 | 17.600% | 0.000% | 52.700% | 35.100% | $808.79 | $19410.88 |
| QHYSFOVI6KF | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $160674.17 | 6.875% | $1060.94 | $1632.37 | 2026-01-16 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1632.37 | $1632.37 | $1632.37 | $1632.37 | $1632.37 | $1632.37 | $0.00 | $0.00 | $0.00 | 000000 | 000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1632.37000<br> $1632.37000<br> $1632.37000<br> $1632.37000<br> $1632.37000<br> $1632.37000<br> $0.00000<br> $0.00000<br> $0.00000 | 25.000% | 0.000% | 50.000% | 50.000% | $408.09 | $9794.22 |
| Y4B3AXRSTYB | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $244018.94 | 6.500% | $1567.53 | $1567.53 | 2026-01-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.50%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $1567.53 | $0.00 | $0.00 | $0.00 | 00000000000000000 | 00000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $1567.53000<br> $0.00000<br> $0.00000<br> $0.00000 | 70.800% | 0.000% | 50.000% | 75.000% | $1110.33 | $26648.01 |
| V8ONT3XEL4N | xx | xx | xx | xx | xx |  |  | xx | xx | Minnesota | xx | $2437794.21 | 6.500% | $15422.46 | $15422.46 | 2026-01-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $15422.46 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $15422.46000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $642.60 | $15422.46 |
| YKV3EQAAOPZ | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $527780.81 | 7.000% | $3517.12 | $4253.78 | 2026-01-26 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4253.78 | $4253.78 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4253.78000<br> $4253.78000<br> $0.00000<br> $0.00000<br> $0.00000 | 8.300% | 0.000% | 33.300% | 16.700% | $354.48 | $8507.56 |
| IPWICCCKNKH | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $91913.61 | 6.500% | $584.72 | $584.72 | 2026-01-29 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $584.72 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $584.72000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $24.36 | $584.72 |
| WDHMB92DSPS | xx | xx | xx | xx | xx |  |  | xx | xx | Alabama | xx | $112220.68 | 5.750% | $655.57 | $968.96 | 2026-02-03 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $969.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $969.00000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $40.38 | $969.00 |
| 6VXU3D0A21R | xx | xx | xx | xx | xx | xx | xx | xx | xx | Georgia | xx | $321402.71 | 6.880% | $2395.69 | $2733.57 | 2026-01-21 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.880%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7733.57 | $5000.00 | $5000.00 | $5000.00 | $4662.12 | $5000.00 | $0.00 | $7733.57 | $7733.57 | $7733.57 | $2733.57 | $7733.57 | $0.00 | $0.00 | $0.00 | 000000000000 | 000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $7733.57000<br> $5000.00000<br> $5000.00000<br> $5000.00000<br> $4662.12000<br> $5000.00000<br> $0.00000<br> $7733.57000<br> $7733.57000<br> $7733.57000<br> $2733.57000<br> $7733.57000<br> $0.00000<br> $0.00000<br> $0.00000 | 100.700% | 0.000% | 111.000% | 147.300% | $2752.65 | $66063.54 |
| OXJZ6OS73JK | xx | xx | xx | xx |  |  |  | xx | xx | Pennsylvania | xx | $1975136.79 | 7.875% | $14350.94 | $14350.94 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.875%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $14350.94 | $14350.94 | $14350.94 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $14350.94000<br> $14350.94000<br> $14350.94000<br> $0.00000<br> $0.00000 | 12.500% | 33.300% | 50.000% | 25.000% | $1793.87 | $43052.82 |
| V2H8YWMQ3Y7 | xx | xx | xx | xx |  |  |  | xx | xx | New York | xx | $453341.28 | 6.500% | $2875.91 | $3341.08 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3341.08 | $3341.08 | $3341.08 | $3341.08 | $0.00 | $0.00 | 0000 | 0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3341.08000<br> $3341.08000<br> $3341.08000<br> $3341.08000<br> $0.00000<br> $0.00000 | 16.700% | 33.300% | 66.700% | 33.300% | $556.85 | $13364.32 |
| GSCKN7IUCXN | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $284470.66 | 6.375% | $1778.03 | $2376.64 | 2026-02-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2376.64 | $2376.64 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2376.64000<br> $2376.64000<br> $0.00000<br> $0.00000 | 8.300% | 33.300% | 33.300% | 16.700% | $198.05 | $4753.28 |
| 078ONDJKF0A | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $497266.20 | 6.625% | $3223.97 | $4377.70 | 2026-02-26 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4377.70 | $4377.70 | $4449.70 | $4449.70 | $4449.70 | $4449.70 | $4449.70 | $4449.70 | $4449.70 | $4449.70 | $4449.70 | $4449.70 | $0.00 | $0.00 | 000000000000 | 000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4377.70000<br> $4377.70000<br> $4449.70000<br> $4449.70000<br> $4449.70000<br> $4449.70000<br> $4449.70000<br> $4449.70000<br> $4449.70000<br> $4449.70000<br> $4449.70000<br> $4449.70000<br> $0.00000<br> $0.00000 | 50.700% | 33.900% | 67.800% | 84.700% | $2218.85 | $53252.40 |
| 1WNMZP9DCRC | xx | xx | xx | xx | xx | xx | xx | xx | xx | South Carolina | xx | $377268.48 | 6.500% | $2391.11 | $2889.08 | 2026-01-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2889.08 | $5778.16 | $0.00 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2889.08000<br> $5778.16000<br> $0.00000<br> $0.00000<br> $0.00000 | 12.500% | 0.000% | 50.000% | 25.000% | $361.14 | $8667.24 |
| P870YA29R9H | xx | xx | xx | xx | xx |  |  | xx | xx | Tennessee | xx | $224207.54 | 7.125% | $1556.29 | $1906.68 | 2026-02-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $5782.65 | $1844.42 | $1922.23 | $1922.23 | $0.00 | $2020.04 | $0.00 | $0.00 | $1588.06 | $0.00 | $0.00 | $0.00 | $17224.88 | $1906.68 | $1906.68 | $1906.68 | $1906.68 | $1906.68 | $1906.68 | $1906.68 | $0.00 | $0.00 | 000000004444321100002100 | 001200001123444400000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $5782.65000<br> $1844.42000<br> $1922.23000<br> $1922.23000<br> $0.00000<br> $2020.04000<br> $0.00000<br> $0.00000<br> $1588.06000<br> $0.00000<br> $0.00000<br> $0.00000<br> $17224.88000<br> $1906.68000<br> $1906.68000<br> $1906.68000<br> $1906.68000<br> $1906.68000<br> $1906.68000<br> $1906.68000<br> $0.00000<br> $0.00000 | 99.800% | 33.300% | 66.700% | 133.600% | $1902.14 | $45651.27 |
| KWSB7VK50ZD | xx | xx | xx | xx | xx |  |  | xx | xx | Tennessee | xx | $817941.54 | 6.375% | $5108.87 | $6285.59 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6485.59 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6485.59000<br> $0.00000<br> $0.00000 | 4.300% | 34.400% | 17.200% | 8.600% | $270.23 | $6485.59 |
| 70VNNZZU87Q | xx | xx | xx | xx | xx |  |  | xx | xx | Michigan | xx | $203936.40 | 5.375% | $1248.18 | $2173.73 | 2026-02-09 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.375%. The current UPB reflected as per the payment history is xx. | $2937.40 | $2937.40 | $5874.80 | $0.00 | $2937.40 | $2937.40 | $2200.00 | $4346.10 | $2923.05 | $2000.00 | $2173.05 | $2285.46 | $2173.05 | $4573.05 | $2273.05 | $0.00 | $4347.46 | $2173.73 | $2173.73 | $0.00 | $2173.73 | $2173.73 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2937.40000<br> $2937.40000<br> $5874.80000<br> $0.00000<br> $2937.40000<br> $2937.40000<br> $2200.00000<br> $4346.10000<br> $2923.05000<br> $2000.00000<br> $2173.05000<br> $2285.46000<br> $2173.05000<br> $4573.05000<br> $2273.05000<br> $0.00000<br> $4347.46000<br> $2173.73000<br> $2173.73000<br> $0.00000<br> $2173.73000<br> $2173.73000<br> $0.00000<br> $0.00000 | 106.600% | 33.300% | 50.000% | 84.600% | $2317.23 | $55613.59 |
| YH5C8X22LZB | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $601384.44 | 6.000% | $3656.59 | $5086.68 | 2026-01-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.00%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5086.68 | $5093.36 | $5086.68 | $5086.68 | $5086.68 | $5086.68 | $5086.68 | $5086.68 | $6086.68 | $5086.68 | $5086.68 | $5086.68 | $0.00 | $0.00 | $0.00 | 000000000000 | 000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5086.68000<br> $5093.36000<br> $5086.68000<br> $5086.68000<br> $5086.68000<br> $5086.68000<br> $5086.68000<br> $5086.68000<br> $6086.68000<br> $5086.68000<br> $5086.68000<br> $5086.68000<br> $0.00000<br> $0.00000<br> $0.00000 | 50.800% | 0.000% | 50.000% | 76.600% | $2585.29 | $62046.84 |
| TY4MALY8Y2R | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $310026.41 | 6.250% | $1939.51 | $2491.32 | 2026-02-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.250%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $2491.32 | $0.00 | $0.00 | 0000000000000000 | 0000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $2491.32000<br> $0.00000<br> $0.00000 | 66.700% | 33.300% | 66.700% | 83.300% | $1660.88 | $39861.12 |
| OP1CETUTX8X | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | $449621.94 | 6.875% | $1920.93 | $2648.22 | 2026-01-31 | XX/XX/XXXX | 0 | According to the tape data as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the tape data is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3541.77 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3541.77000<br> $0.00000<br> $0.00000<br> $0.00000 | 5.600% | 0.000% | 22.300% | 11.100% | $147.57 | $3541.77 |
| 6V3Y2Z0XNP2 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | $976923.62 | 5.500% | $8040.10 | $9384.59 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $18769.18 | $0.00 | $0.00 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $18769.18000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 8.300% | 0.000% | 33.300% | 16.700% | $782.05 | $18769.18 |
| HNHKO5BEJ9X | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | $283497.49 | 6.625% | $1818.48 | $2105.95 | 2026-02-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2105.95 | $2105.95 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2105.95000<br> $2105.95000<br> $0.00000<br> $0.00000 | 8.300% | 33.300% | 33.300% | 16.700% | $175.50 | $4211.90 |
| R7TNABV2F66 | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $218669.78 | 5.500% | $1862.95 | $2676.45 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2600.00 | $2600.00 | $2793.82 | $2793.82 | $2926.45 | $2926.45 | $2926.45 | $2926.45 | $2926.45 | $0.00 | $0.00 | $0.00 | 000000000 | 000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2600.00000<br> $2600.00000<br> $2793.82000<br> $2793.82000<br> $2926.45000<br> $2926.45000<br> $2926.45000<br> $2926.45000<br> $2926.45000<br> $0.00000<br> $0.00000<br> $0.00000 | 39.600% | 0.000% | 54.700% | 79.100% | $1059.16 | $25419.89 |
| EM2JY92JLES | xx | xx | xx | xx | xx |  |  | xx | xx | Kansas | xx | $119744.89 | 6.750% | $784.80 | $984.25 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $984.25 | $1134.25 | $984.25 | $984.25 | $984.25 | $984.25 | $984.25 | $1884.25 | $0.00 | $0.00 | $0.00 | 00000000 | 00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $984.25000<br> $1134.25000<br> $984.25000<br> $984.25000<br> $984.25000<br> $984.25000<br> $984.25000<br> $1884.25000<br> $0.00000<br> $0.00000<br> $0.00000 | 37.800% | 0.000% | 65.200% | 75.600% | $371.83 | $8924.00 |
| 0EVJYRP6W4B | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $301703.65 | 6.075% | $1825.23 | $3658.51 | 2026-02-26 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.075%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3658.51 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3658.51000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $152.44 | $3658.51 |
| Y3VPXCYOCWY | xx | xx | xx | xx | xx |  |  | xx | xx | Nevada | xx | $99490.41 | 8.050% | $839.56 | $839.56 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.050%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $839.56 | $839.56 | $839.56 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $839.56000<br> $839.56000<br> $839.56000<br> $0.00000<br> $0.00000 | 12.500% | 33.300% | 50.000% | 25.000% | $104.95 | $2518.68 |
| APH2EMXBPXS | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $608781.03 | 6.875% | $4019.81 | $4957.96 | 2026-02-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4957.96 | $0.00 | $4957.96 | $4957.96 | $4957.96 | $4957.96 | $4957.96 | $0.00 | $0.00 | 000000 | 000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4957.96000<br> $0.00000<br> $4957.96000<br> $4957.96000<br> $4957.96000<br> $4957.96000<br> $4957.96000<br> $0.00000<br> $0.00000 | 25.000% | 33.300% | 66.700% | 50.000% | $1239.49 | $29747.76 |
| ZRP110NUKB3 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Minnesota | xx | $370517.53 | 6.125% | $2253.49 | $3035.04 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3035.04 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3035.04000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $126.46 | $3035.04 |
| CG91H91FBYK | xx | xx | xx | xx | xx | xx | xx | xx | xx | Virginia | xx | $669360.96 | 3.880% | $3389.00 | $4721.87 | 2026-01-29 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.880%. The current UPB reflected as per the payment history is xx. | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $4721.87 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $4721.87000<br> $0.00000<br> $0.00000<br> $0.00000 | 87.500% | 0.000% | 50.000% | 75.000% | $4131.64 | $99159.27 |
| DH8K2UCJ743 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $786542.09 | 6.125% | $4793.16 | $5036.33 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5036.33 | $5036.33 | $5036.33 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5036.33000<br> $5036.33000<br> $5036.33000<br> $0.00000<br> $0.00000 | 12.500% | 33.300% | 50.000% | 25.000% | $629.54 | $15108.99 |
| RGJQM7KBGYW | xx | xx | xx | xx | xx |  |  | xx | xx | Maryland | xx | $834221.49 | 3.625% | $4094.20 | $5181.37 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $10362.74 | $0.00 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $5181.37 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $10362.74000<br> $0.00000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $5181.37000<br> $0.00000<br> $0.00000 | 91.700% | 33.300% | 66.700% | 83.300% | $4749.59 | $113990.14 |
| CTECZ8YQDP1 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $637434.36 | 5.875% | $3778.39 | $3778.39 | 2026-01-29 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3778.39 | $3778.39 | $0.00 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3778.39000<br> $3778.39000<br> $0.00000<br> $0.00000<br> $0.00000 | 8.300% | 0.000% | 33.300% | 16.700% | $314.87 | $7556.78 |
| 7RB564KMZGT | xx | xx | xx | xx | xx |  |  | xx | xx | New Jersey | xx | $569458.58 | 8.375% | $4347.61 | $5801.67 | 2026-01-21 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5564.44 | $5564.44 | $8912.60 | $11793.12 | $5801.67 | $0.00 | $0.00 | $0.00 | $0.00 | 0000111 | 1110000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5564.44000<br> $5564.44000<br> $8912.60000<br> $11793.12000<br> $5801.67000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 27.000% | 0.000% | 50.500% | 54.100% | $1568.18 | $37636.27 |
| LMY8M3COABE | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $687113.30 | 6.500% | $4525.19 | $5901.49 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx.<br> PH shows a large principal curtailment on xx/xx/2025 in the amount of xx. The comment dated xx/xx/2025 shows the payment was received as the recast payment made by the BWR. The PH shows a principal curtailment on xx/xx/2024 in the total amount of xx. The comment dated xx/xx/2024 shows the payment was made by the BWR. | $14926.64 | $0.00 | $22410.58 | $0.00 | $14217.78 | $0.00 | $7108.89 | $14217.78 | $200300.00 | $12858.42 | $0.00 | $5749.53 | $5749.53 | $5901.49 | $5901.49 | $5901.49 | $5901.49 | $5901.49 | $5901.49 | $5901.49 | $5901.49 | $5901.49 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $14926.64000<br> $0.00000<br> $22410.58000<br> $0.00000<br> $14217.78000<br> $0.00000<br> $7108.89000<br> $14217.78000<br> $200300.00000<br> $12858.42000<br> $0.00000<br> $5749.53000<br> $5749.53000<br> $5901.49000<br> $5901.49000<br> $5901.49000<br> $5901.49000<br> $5901.49000<br> $5901.49000<br> $5901.49000<br> $5901.49000<br> $5901.49000<br> $0.00000<br> $0.00000 | 247.600% | 33.300% | 66.700% | 83.100% | $14610.52 | $350652.56 |
| 5N0VZ7NE06P | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $495685.19 | 6.625% | $3304.00 | $3986.57 | 2026-02-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $4147.86 | $4147.86 | $4147.86 | $4147.86 | $4147.86 | $0.00 | $4313.06 | $8295.72 | $4147.86 | $4147.86 | $4147.86 | $4147.86 | $3986.57 | $3986.57 | $3986.57 | $3986.57 | $3986.57 | $3986.57 | $3986.57 | $4019.82 | $0.00 | $3986.57 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4147.86000<br> $4147.86000<br> $4147.86000<br> $4147.86000<br> $4147.86000<br> $0.00000<br> $4313.06000<br> $8295.72000<br> $4147.86000<br> $4147.86000<br> $4147.86000<br> $4147.86000<br> $3986.57000<br> $3986.57000<br> $3986.57000<br> $3986.57000<br> $3986.57000<br> $3986.57000<br> $3986.57000<br> $4019.82000<br> $0.00000<br> $3986.57000<br> $0.00000<br> $0.00000 | 89.700% | 33.300% | 50.100% | 75.100% | $3577.16 | $85851.90 |
| 9M6PFK55HAW | xx | xx | xx | xx |  | xx | xx | xx | xx | Maryland | xx | $368769.76 | 3.875% | $1880.95 | $3464.67 | 2026-03-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB is xx.<br>| $3238.38 | $3238.38 | $3238.38 | $3238.38 | $3238.38 | $3238.38 | $3238.38 | $3238.38 | $3190.48 | $3190.48 | $3190.48 | $3190.48 | $3190.48 | $3190.48 | $3190.48 | $3190.48 | $3190.48 | $3190.48 | $3190.48 | $3190.48 | $3464.67 | $3464.67 | $3464.67 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3238.38000<br> $3238.38000<br> $3238.38000<br> $3238.38000<br> $3238.38000<br> $3238.38000<br> $3238.38000<br> $3238.38000<br> $3190.48000<br> $3190.48000<br> $3190.48000<br> $3190.48000<br> $3190.48000<br> $3190.48000<br> $3190.48000<br> $3190.48000<br> $3190.48000<br> $3190.48000<br> $3190.48000<br> $3190.48000<br> $3464.67000<br> $3464.67000<br> $3464.67000<br> $0.00000 | 89.700% | 66.700% | 80.700% | 86.400% | $3107.78 | $74586.81 |
| MHWKXVH32BY | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $674762.69 | 8.500% | $5197.86 | $6087.73 | 2026-01-21 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.500%. The current UPB, reflected as per the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6087.73 | $6087.73 | $6087.73 | $0.00 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6087.73000<br> $6087.73000<br> $6087.73000<br> $0.00000<br> $0.00000<br> $0.00000 | 12.500% | 0.000% | 50.000% | 25.000% | $760.97 | $18263.19 |
| 1M4I4HIKQJR | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $377789.93 | 6.875% | $2488.12 | $3498.03 | 2026-01-21 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6996.06 | $3498.03 | $0.00 | $0.00 | $0.00 | 001 | 100 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6996.06000<br> $3498.03000<br> $0.00000<br> $0.00000<br> $0.00000 | 12.500% | 0.000% | 50.000% | 25.000% | $437.25 | $10494.09 |
| NTBYCXQ72SR | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $359072.37 | 8.500% | $2768.09 | $3277.66 | 2026-01-27 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3322.66 | $0.00 | $6555.32 | $3277.66 | $0.00 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3322.66000<br> $0.00000<br> $6555.32000<br> $3277.66000<br> $0.00000<br> $0.00000<br> $0.00000 | 16.700% | 0.000% | 50.000% | 33.400% | $548.15 | $13155.64 |
| WB84QMBU9PX | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $354654.37 | 6.875% | $2333.76 | $3001.18 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3001.18 | $3001.18 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3001.18000<br> $3001.18000<br> $0.00000<br> $0.00000 | 8.300% | 33.300% | 33.300% | 16.700% | $250.10 | $6002.36 |
| E71VD64M0V8 | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $1178603.55 | 7.500% | $8259.47 | $8259.47 | 2026-01-21 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current PITI is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8259.47 | $8259.47 | $8259.47 | $0.00 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $8259.47000<br> $8259.47000<br> $8259.47000<br> $0.00000<br> $0.00000<br> $0.00000 | 12.500% | 0.000% | 50.000% | 25.000% | $1032.43 | $24778.41 |
| TVKIX2PG83Q | xx | xx | xx | xx | xx |  |  | xx | xx | Kentucky | xx | $112400.74 | 6.625% | $720.35 | $909.11 | 2026-02-17 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $909.11 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $909.11000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $37.88 | $909.11 |
| RHS30BZI1NM | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $277833.73 | 6.875% | $1839.40 | $2477.13 | 2026-02-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2477.13 | $2477.13 | $0.00 | $2477.13 | $2477.13 | $2477.13 | $2477.13 | $2477.13 | $2477.13 | $2477.13 | $0.00 | $0.00 | 000000000 | 000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2477.13000<br> $2477.13000<br> $0.00000<br> $2477.13000<br> $2477.13000<br> $2477.13000<br> $2477.13000<br> $2477.13000<br> $2477.13000<br> $2477.13000<br> $0.00000<br> $0.00000 | 37.500% | 33.300% | 66.700% | 75.000% | $928.92 | $22294.17 |
| RDMIYS87MAE | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $759795.63 | 6.375% | $4744.53 | $6569.33 | 2026-02-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6569.33 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6569.33000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $273.72 | $6569.33 |
| 5D3KY85HML8 | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $1453600.00 | 7.000% | $8479.33 | $10455.33 | 2026-01-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $10455.33 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $10455.33000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $435.64 | $10455.33 |
| 8K6R8Z5TU07 | xx | xx | xx | xx | xx |  |  | xx | xx | Indiana | xx | $187920.00 | 5.990% | $1125.47 |  | 2026-01-23 | XX/XX/XXXX | 0 | The loan was originated on xx/xx/2026, and the first payment is due on xx/xx/2026. According to tape data as of xx/xx/2026, the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 5.990%. The current UPB reflected as per the tape data is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |  |  | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $0.00 | $0.00 |
| 44FRYYKX62P | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $40312.76 | 9.375% | $418.99 | $418.99 | 2026-01-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $418.99 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $418.99000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $17.46 | $418.99 |
| GCI7NS0H3E4 | xx | xx | xx | xx | xx |  |  | xx | xx | Indiana | xx | $322621.76 | 6.625% | $2109.18 | $2861.98 | 2026-01-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $2304.80 | $2304.80 | $2304.80 | $2304.80 | $2304.80 | $2304.80 | $2304.80 | $2304.80 | $2304.80 | $2304.80 | $2300.66 | $2300.66 | $2300.66 | $2300.66 | $2300.66 | $2861.98 | $2861.98 | $2861.98 | $2861.98 | $2861.98 | $1861.98 | $0.00 | $0.00 | $0.00 | 0000000000000000000000 | 0000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2304.80000<br> $2304.80000<br> $2304.80000<br> $2304.80000<br> $2304.80000<br> $2304.80000<br> $2304.80000<br> $2304.80000<br> $2304.80000<br> $2304.80000<br> $2300.66000<br> $2300.66000<br> $2300.66000<br> $2300.66000<br> $2300.66000<br> $2861.98000<br> $2861.98000<br> $2861.98000<br> $2861.98000<br> $2861.98000<br> $1861.98000<br> $0.00000<br> $0.00000<br> $0.00000 | 73.800% | 0.000% | 44.200% | 67.200% | $2113.47 | $50723.18 |
| HJ1TNVPADRB | xx | xx | xx | xx | xx | xx | xx | xx | xx | Ohio | xx | $220096.15 | 7.490% | $1571.69 | $2028.22 | 2026-01-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.490%. The current UPB is xx. As per the comment dated xx/xx/2025, the payments made in the month of July 2025 are borrower-made payments in the amount of xx. | $3854.22 | $3854.22 | $1128.58 | $4136.70 | $1950.48 | $2107.64 | $78.58 | $2216.97 | $798.80 | $6443.05 | $78.58 | $2078.63 | $78.58 | $850.60 | $10584.41 | $3821.46 | $3821.46 | $3821.46 | $3821.46 | $3821.46 | $0.00 | $0.00 | $0.00 | $0.00 | 000000032110211000100000 | 000001000112011230000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3854.22000<br> $3854.22000<br> $1128.58000<br> $4136.70000<br> $1950.48000<br> $2107.64000<br> $78.58000<br> $2216.97000<br> $798.80000<br> $6443.05000<br> $78.58000<br> $2078.63000<br> $78.58000<br> $850.60000<br> $10584.41000<br> $3821.46000<br> $3821.46000<br> $3821.46000<br> $3821.46000<br> $3821.46000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 121.900% | 0.000% | 62.800% | 125.800% | $2472.81 | $59347.34 |
| 37EUGK29POS | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $411801.42 | 5.500% | $2371.09 | $2870.41 | 2026-01-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2870.41 | $2870.41 | $2870.41 | $2870.41 | $2870.41 | $2870.41 | $2870.41 | $0.00 | $5867.62 | $2916.26 | $2870.41 | $2900.00 | $0.00 | $0.00 | $0.00 | 000010000000 | 000000010000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2870.41000<br> $2870.41000<br> $2870.41000<br> $2870.41000<br> $2870.41000<br> $2870.41000<br> $2870.41000<br> $0.00000<br> $5867.62000<br> $2916.26000<br> $2870.41000<br> $2900.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 50.300% | 0.000% | 50.400% | 75.600% | $1443.63 | $34647.16 |
| 44O8CANMAWF | xx | xx | xx | xx | xx | xx | xx | xx | xx | Washington | xx | $623477.11 | 7.375% | $4344.35 | $4812.28 | 2026-01-29 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4987.72 | $4812.28 | $9624.56 | $4812.28 | $0.00 | $4812.28 | $4812.28 | $4812.28 | $0.00 | $9624.56 | $5029.50 | $0.00 | $0.00 | $0.00 | 00100000000 | 00000000100 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4987.72000<br> $4812.28000<br> $9624.56000<br> $4812.28000<br> $0.00000<br> $4812.28000<br> $4812.28000<br> $4812.28000<br> $0.00000<br> $9624.56000<br> $5029.50000<br> $0.00000<br> $0.00000<br> $0.00000 | 46.200% | 0.000% | 50.800% | 75.400% | $2221.99 | $53327.74 |
| 5DFPI9O1E8H | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $271469.91 | 6.125% | $1652.70 | $1930.12 | 2026-01-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB, reflected as per the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2762.38 | $1930.12 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2762.38000<br> $1930.12000<br> $0.00000<br> $0.00000<br> $0.00000 | 10.100% | 0.000% | 40.500% | 20.300% | $195.52 | $4692.50 |
| VOTMIN2BKHL | xx | xx | xx | xx | xx | xx | xx | xx | xx | Virginia | xx | $270167.86 | 3.875% | $1396.60 | $1928.54 | 2026-01-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | $3827.52 | $1913.76 | $1913.76 | $7066.64 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $1928.54 | $0.00 | $0.00 | $0.00 | 000000000000000000000132 | 231000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3827.52000<br> $1913.76000<br> $1913.76000<br> $7066.64000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $1928.54000<br> $0.00000<br> $0.00000<br> $0.00000 | 102.600% | 0.000% | 50.000% | 75.000% | $1979.45 | $47506.86 |
| PXQCS4HTSOB | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $490228.76 | 2.875% | $2274.65 | $3534.69 | 2026-01-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB, as reflected in the payment history, is xx. | $3421.71 | $0.00 | $6843.42 | $0.00 | $7203.88 | $3601.94 | $0.00 | $3601.94 | $10805.82 | $0.00 | $3601.94 | $7203.88 | $3601.94 | $3601.94 | $3601.94 | $0.00 | $7203.88 | $3534.69 | $0.00 | $7069.38 | $3534.69 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3421.71000<br> $0.00000<br> $6843.42000<br> $0.00000<br> $7203.88000<br> $3601.94000<br> $0.00000<br> $3601.94000<br> $10805.82000<br> $0.00000<br> $3601.94000<br> $7203.88000<br> $3601.94000<br> $3601.94000<br> $3601.94000<br> $0.00000<br> $7203.88000<br> $3534.69000<br> $0.00000<br> $7069.38000<br> $3534.69000<br> $0.00000<br> $0.00000<br> $0.00000 | 92.500% | 0.000% | 50.000% | 75.800% | $3268.04 | $78432.99 |
| 67E74455U9D | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $103351.23 | 3.875% | $528.66 | $634.69 | 2026-01-30 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB is xx. | $634.69 | $634.69 | $634.69 | $634.69 | $4056.61 | $634.69 | $634.69 | $634.69 | $634.69 | $634.69 | $634.69 | $634.69 | $634.69 | $634.69 | $634.69 | $0.00 | $1269.38 | $634.69 | $634.69 | $634.69 | $634.69 | $0.00 | $0.00 | $0.00 | 000001000000000000000001 | 100000000000000000100000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $634.69000<br> $634.69000<br> $634.69000<br> $634.69000<br> $4056.61000<br> $634.69000<br> $634.69000<br> $634.69000<br> $634.69000<br> $634.69000<br> $634.69000<br> $634.69000<br> $634.69000<br> $634.69000<br> $634.69000<br> $0.00000<br> $1269.38000<br> $634.69000<br> $634.69000<br> $634.69000<br> $634.69000<br> $0.00000<br> $0.00000<br> $0.00000 | 110.000% | 0.000% | 50.000% | 75.000% | $697.93 | $16750.41 |
| PFCH8HPU26R | xx | xx | xx | xx | xx | xx | xx | xx | xx | Pennsylvania | xx | $276532.27 | 7.250% | $1903.27 |  | 2026-02-04 | XX/XX/XXXX | 0 | According to tape data as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. Unable to determine the last payment received date. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the tape data is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2180.80 | $2180.80 | $2180.80 | $2180.80 | $2180.80 | $0.00 | $5621.60 | $2905.96 | $3145.76 | $0.00 | $0.00 | $0.00 | MM112111111 | 111111211MM | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2180.80000<br> $2180.80000<br> $2180.80000<br> $2180.80000<br> $2180.80000<br> $0.00000<br> $5621.60000<br> $2905.96000<br> $3145.76000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $940.72 | $22577.32 |
| 5MR0HT6LLE2 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $450000.00 | 9.625% | $3824.95 |  | 2026-02-13 | XX/XX/XXXX | 10 | The loan was originated on xx/xx/2025, and the first payment is due on xx/xx/2025. According to payment history as of xx/xx/2026, the borrower has been delinquent for 10 months, and the next due date is xx/xx/2025. The current P&I is xx with an interest rate of 9.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 4444444321 | 1234444444 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $0.00 | $0.00 |
| 2RR6FXR92ME | xx | xx | xx | xx | xx | xx | xx | xx | xx | Rhode Island | xx | $399257.07 | 6.375% | $2495.48 | $3766.32 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3766.32 | $3766.57 | $0.00 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3766.32000<br> $3766.57000<br> $0.00000<br> $0.00000<br> $0.00000 | 8.300% | 0.000% | 33.300% | 16.700% | $313.87 | $7532.89 |
| 7ZACBZUTO1N | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $303229.42 | 6.875% | $1997.06 | $1997.06 | 2026-02-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1997.06 | $1997.06 | $1997.06 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1997.06000<br> $1997.06000<br> $1997.06000<br> $0.00000<br> $0.00000 | 12.500% | 33.300% | 50.000% | 25.000% | $249.63 | $5991.18 |
| ULQGL6DZL79 | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $473641.53 | 6.250% | $2970.20 | $3773.39 | 2026-02-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.25%. The current UPB, reflected as per the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12070.14 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $12070.14000<br> $0.00000<br> $0.00000 | 13.300% | 106.600% | 53.300% | 26.700% | $502.92 | $12070.14 |
| S3OYQSZREFU | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $202434.35 | 6.250% | $1274.53 | $1716.21 | 2026-01-28 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.250%. The current UPB reflected as per the payment history is xx. | $1759.41 | $3518.82 | $1759.41 | $1759.41 | $1759.41 | $1759.41 | $1759.41 | $1759.41 | $1759.41 | $1716.20 | $1716.20 | $1716.20 | $1716.21 | $1716.21 | $1716.21 | $1716.21 | $1716.21 | $1716.21 | $1716.21 | $1716.21 | $1716.21 | $0.00 | $0.00 | $0.00 | 000000000000000000000 | 000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1759.41000<br> $3518.82000<br> $1759.41000<br> $1759.41000<br> $1759.41000<br> $1759.41000<br> $1759.41000<br> $1759.41000<br> $1759.41000<br> $1716.20000<br> $1716.20000<br> $1716.20000<br> $1716.21000<br> $1716.21000<br> $1716.21000<br> $1716.21000<br> $1716.21000<br> $1716.21000<br> $1716.21000<br> $1716.21000<br> $1716.21000<br> $0.00000<br> $0.00000<br> $0.00000 | 92.700% | 0.000% | 50.000% | 75.000% | $1591.19 | $38188.59 |
| MDBJR896KFX | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $583244.14 | 6.000% | $3507.37 | $3507.37 | 2026-03-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3507.37 | $3507.37 | $3507.37 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3507.37000<br> $3507.37000<br> $3507.37000<br> $0.00000<br> $0.00000 | 12.500% | 33.300% | 50.000% | 25.000% | $438.42 | $10522.11 |
| 291P68QE8VH | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $68383.16 | 6.990% | $465.24 | $465.24 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $565.24 | $565.24 | $565.24 | $565.24 | $565.24 | $565.24 | $565.24 | $565.24 | $565.24 | $565.24 | $0.00 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $565.24000<br> $565.24000<br> $565.24000<br> $565.24000<br> $565.24000<br> $565.24000<br> $565.24000<br> $565.24000<br> $565.24000<br> $565.24000<br> $0.00000<br> $0.00000 | 50.600% | 40.500% | 81.000% | 101.200% | $235.52 | $5652.40 |
| QHFGKW32I4O | xx | xx | xx | xx | xx |  |  | xx | xx | Washington | xx | $87518.75 | 3.750% | $567.21 | $1137.82 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.75%. The current UPB reflected as per the payment history is xx. | $1017.83 | $1017.83 | $1017.83 | $1017.83 | $1017.83 | $1525.74 | $1017.83 | $1017.83 | $1416.33 | $1102.95 | $1102.95 | $2160.42 | $1102.95 | $1102.95 | $1102.95 | $1102.95 | $1102.95 | $1691.29 | $0.00 | $1160.51 | $2300.64 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1017.83000<br> $1017.83000<br> $1017.83000<br> $1017.83000<br> $1017.83000<br> $1525.74000<br> $1017.83000<br> $1017.83000<br> $1416.33000<br> $1102.95000<br> $1102.95000<br> $2160.42000<br> $1102.95000<br> $1102.95000<br> $1102.95000<br> $1102.95000<br> $1102.95000<br> $1691.29000<br> $0.00000<br> $1160.51000<br> $2300.64000<br> $0.00000<br> $0.00000<br> $0.00000 | 91.900% | 0.000% | 50.700% | 78.100% | $1045.85 | $25100.39 |
| X26AJTSSG8A | xx | xx | xx | xx | xx |  |  | xx | xx | Pennsylvania | xx | $130979.63 | 5.125% | $795.82 | $1185.94 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.125%. The current UPB reflected as per the payment history is xx.<br>| $1183.00 | $1183.00 | $1222.79 | $1183.00 | $0.00 | $1183.00 | $1183.00 | $2525.16 | $0.00 | $0.00 | $3716.37 | $1184.07 | $0.00 | $1184.07 | $1184.07 | $1184.07 | $2447.72 | $0.00 | $2449.59 | $1185.94 | $1185.94 | $0.00 | $0.00 | $0.00 | 000101111002101110000011 | 110000011101200111101000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1183.00000<br> $1183.00000<br> $1222.79000<br> $1183.00000<br> $0.00000<br> $1183.00000<br> $1183.00000<br> $2525.16000<br> $0.00000<br> $0.00000<br> $3716.37000<br> $1184.07000<br> $0.00000<br> $1184.07000<br> $1184.07000<br> $1184.07000<br> $2447.72000<br> $0.00000<br> $2449.59000<br> $1185.94000<br> $1185.94000<br> $0.00000<br> $0.00000<br> $0.00000 | 89.200% | 0.000% | 67.800% | 76.000% | $1057.70 | $25384.79 |
| WM7UX4O55S5 | xx | xx | xx | xx | xx |  |  | xx | xx | South Carolina | xx | $353331.00 | 5.500% | $2006.17 |  | 2026-02-09 | XX/XX/XXXX | 0 | The loan was originated on xx/xx/2026, and the first payment is due on xx/xx/2026. According to tape data as of xx/xx/2026, the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |  |  | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $0.00 | $0.00 |
| HXHY10H1NR0 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Pennsylvania | xx | $279631.81 | 6.625% | $1832.69 |  | 2026-03-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026.. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4927.66 | $2463.83 | $2463.83 | $1536.21 | $4922.69 | $0.00 | 00001 | 10000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4927.66000<br> $2463.83000<br> $2463.83000<br> $1536.21000<br> $4922.69000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $679.76 | $16314.22 |
| ULNIFWDCWD3 | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $531781.87 | 5.625% | $3067.81 | $3820.56 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3820.56 | $3820.56 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3820.56000<br> $3820.56000<br> $0.00000<br> $0.00000 | 8.300% | 33.300% | 33.300% | 16.700% | $318.38 | $7641.12 |
| 7FAPW4PMZNQ | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $555211.99 | 3.875% | $2826.64 | $4205.39 | 2026-02-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | $4233.88 | $4233.88 | $4233.88 | $4233.88 | $4233.88 | $4233.88 | $4233.88 | $4233.88 | $4233.88 | $4233.88 | $4233.88 | $4205.39 | $4400.75 | $4400.75 | $4400.75 | $4400.75 | $4400.75 | $4400.75 | $4400.75 | $4205.39 | $4205.39 | $4205.39 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4233.88000<br> $4233.88000<br> $4233.88000<br> $4233.88000<br> $4233.88000<br> $4233.88000<br> $4233.88000<br> $4233.88000<br> $4233.88000<br> $4233.88000<br> $4233.88000<br> $4205.39000<br> $4400.75000<br> $4400.75000<br> $4400.75000<br> $4400.75000<br> $4400.75000<br> $4400.75000<br> $4400.75000<br> $4205.39000<br> $4205.39000<br> $4205.39000<br> $0.00000<br> $0.00000 | 93.300% | 33.300% | 67.400% | 86.000% | $3924.98 | $94199.49 |
| BVMD3YG8LS2 | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $229229.38 | 4.250% | $1215.09 | $1846.41 | 2026-03-02 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.250%. The current UPB, as reflected in the payment history, is xx.<br>| $2012.21 | $2012.21 | $4024.42 | $0.00 | $4024.42 | $2012.21 | $2012.21 | $0.00 | $2012.21 | $1948.54 | $1948.54 | $1886.35 | $1886.35 | $1886.35 | $1886.35 | $1886.35 | $1886.35 | $1886.35 | $1886.35 | $1886.35 | $3772.70 | $17368.81 | $1846.41 | $0.00 | 000000000000000000000001 | 100000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2012.21000<br> $2012.21000<br> $4024.42000<br> $0.00000<br> $4024.42000<br> $2012.21000<br> $2012.21000<br> $0.00000<br> $2012.21000<br> $1948.54000<br> $1948.54000<br> $1886.35000<br> $1886.35000<br> $1886.35000<br> $1886.35000<br> $1886.35000<br> $1886.35000<br> $1886.35000<br> $1886.35000<br> $1886.35000<br> $3772.70000<br> $17368.81000<br> $1846.41000<br> $0.00000 | 139.800% | 346.900% | 241.600% | 171.900% | $2582.17 | $61972.04 |
| H54VF5S1ROT | xx | xx | xx | xx | xx |  |  | xx | xx | Washington | xx | $554815.53 | 6.990% | $3722.10 | $4497.32 | 2026-02-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4435.63 | $4435.63 | $4435.63 | $4435.63 | $4497.32 | $4497.32 | $4497.32 | $4497.32 | $4497.32 | $4497.32 | $4497.32 | $0.00 | $0.00 | 00000000000 | 00000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4435.63000<br> $4435.63000<br> $4435.63000<br> $4435.63000<br> $4497.32000<br> $4497.32000<br> $4497.32000<br> $4497.32000<br> $4497.32000<br> $4497.32000<br> $4497.32000<br> $0.00000<br> $0.00000 | 45.600% | 33.300% | 66.700% | 83.000% | $2050.99 | $49223.76 |
| 303N1MPX06N | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $191548.10 | 6.575% | $1229.11 | $1698.44 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.575%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1698.44 | $0.00 | $1698.44 | $1698.44 | $1698.44 | $1698.44 | $1698.41 | $1698.44 | $1698.44 | $0.00 | $0.00 | 00000000 | 00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1698.44000<br> $0.00000<br> $1698.44000<br> $1698.44000<br> $1698.44000<br> $1698.44000<br> $1698.41000<br> $1698.44000<br> $1698.44000<br> $0.00000<br> $0.00000 | 33.300% | 33.300% | 66.700% | 66.700% | $566.15 | $13587.49 |
| 1J8TQAJXFR1 | xx | xx | xx | xx | xx |  |  | xx | xx | New Jersey | xx | $289038.57 | 8.125% | $2153.24 | $2767.06 | 2026-02-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.125%. The current UPB, as reflected in the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2767.06 | $2767.06 | $2767.06 | $2767.06 | $2767.06 | $0.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2767.06000<br> $2767.06000<br> $2767.06000<br> $2767.06000<br> $2767.06000<br> $0.00000<br> $0.00000 | 20.800% | 33.300% | 66.700% | 41.700% | $576.47 | $13835.30 |
| 6OBRNCKWE3K | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $197614.13 | 6.125% | $1203.07 | $1433.32 | 2026-03-01 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1433.32 | $1433.32 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1433.32000<br> $1433.32000<br> $0.00000 | 8.300% | 66.700% | 33.300% | 16.700% | $119.44 | $2866.64 |
| 86C04SQI5KP | xx | xx | xx | xx |  |  |  | xx | xx | New York | xx | $580550.59 | 7.875% | $4241.66 | $5501.86 | 2026-02-11 | XX/XX/XXXX | 0 | According to payment history as of 2/111/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.875%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5501.86 | $5656.86 | $0.00 | $5506.86 | $0.00 | $22261.93 | $0.00 | $5656.86 | $0.00 | $11013.72 | $0.00 | $0.00 | 0100021100 | 0011200010 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5501.86000<br> $5656.86000<br> $0.00000<br> $5506.86000<br> $0.00000<br> $22261.93000<br> $0.00000<br> $5656.86000<br> $0.00000<br> $11013.72000<br> $0.00000<br> $0.00000 | 42.100% | 66.700% | 50.500% | 84.200% | $2316.59 | $55598.09 |
| IWQP8Z6EQFD | xx | xx | xx | xx | xx | xx | xx | xx | xx | Arizona | xx | $448859.33 | 6.875% | $2956.18 | $3444.32 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3449.32 | $0.00 | $6908.64 | $0.00 | $0.00 | 010 | 010 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3449.32000<br> $0.00000<br> $6908.64000<br> $0.00000<br> $0.00000 | 12.500% | 66.900% | 50.100% | 25.100% | $431.58 | $10357.96 |
| 8ZS1Q756BC9 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Wisconsin | xx | $268257.28 | 6.500% | $1697.10 | $2408.99 | 2026-02-15 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2408.99 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2408.99000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $100.37 | $2408.99 |
| VHBDG714712 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $202338.06 | 7.125% | $1364.28 | $1910.79 | 2026-02-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1910.79 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1910.79000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $79.62 | $1910.79 |
| QDBDTRSCRL7 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $217326.07 | 7.130% | $1465.34 | $2072.23 | 2026-02-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.130%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2072.23 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2072.23000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $86.34 | $2072.23 |
| NNUT7AQXXS9 | xx | xx | xx | xx | xx |  |  | xx | xx | Washington | xx | $794556.92 | 6.500% | $5031.26 | $5731.50 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5731.50 | $5731.50 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5731.50000<br> $5731.50000<br> $0.00000<br> $0.00000 | 8.300% | 33.300% | 33.300% | 16.700% | $477.63 | $11463.00 |
| PEWJBNDJHDC | xx | xx | xx | xx | xx |  |  | xx | xx | New Jersey | xx | $472668.98 | 6.875% | $3202.53 | $4396.64 | 2026-02-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $4285.12 | $4285.12 | $4285.12 | $4285.12 | $4285.12 | $4465.25 | $4512.93 | $4512.93 | $4396.64 | $4396.64 | $4396.64 | $4396.64 | $4396.64 | $4396.64 | $4396.64 | $4396.64 | $4396.64 | $4396.64 | $4396.64 | $4396.64 | $4396.64 | $4396.64 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4285.12000<br> $4285.12000<br> $4285.12000<br> $4285.12000<br> $4285.12000<br> $4465.25000<br> $4512.93000<br> $4512.93000<br> $4396.64000<br> $4396.64000<br> $4396.64000<br> $4396.64000<br> $4396.64000<br> $4396.64000<br> $4396.64000<br> $4396.64000<br> $4396.64000<br> $4396.64000<br> $4396.64000<br> $4396.64000<br> $4396.64000<br> $4396.64000<br> $0.00000<br> $0.00000 | 91.400% | 33.300% | 66.700% | 83.300% | $4019.57 | $96469.67 |
| VQD8ACLGKVY | xx | xx | xx | xx | xx |  |  | xx | xx | New Jersey | xx | $436309.91 | 6.875% | $2956.18 | $4113.54 | 2026-02-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $4131.40 | $4131.40 | $4131.40 | $4131.40 | $4302.76 | $4214.72 | $4214.72 | $4214.72 | $4189.42 | $4189.42 | $4189.42 | $4189.42 | $4189.42 | $4189.42 | $4189.42 | $4189.42 | $4189.42 | $4189.42 | $4189.42 | $4189.42 | $4113.54 | $4113.54 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4131.40000<br> $4131.40000<br> $4131.40000<br> $4131.40000<br> $4302.76000<br> $4214.72000<br> $4214.72000<br> $4214.72000<br> $4189.42000<br> $4189.42000<br> $4189.42000<br> $4189.42000<br> $4189.42000<br> $4189.42000<br> $4189.42000<br> $4189.42000<br> $4189.42000<br> $4189.42000<br> $4189.42000<br> $4189.42000<br> $4113.54000<br> $4113.54000<br> $0.00000<br> $0.00000 | 93.200% | 33.300% | 67.300% | 84.600% | $3832.19 | $91972.64 |
| U68BYWGSK9Z | xx | xx | xx | xx | xx |  |  | xx | xx | New Jersey | xx | $487212.61 | 6.875% | $3301.07 | $4196.73 | 2026-02-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $4036.96 | $4064.35 | $4064.35 | $4064.35 | $4064.35 | $4064.35 | $4064.35 | $4064.35 | $4196.73 | $4196.73 | $4196.73 | $4196.73 | $4196.73 | $4196.73 | $4196.73 | $4196.73 | $4196.73 | $11103.53 | $4196.73 | $4196.73 | $4196.73 | $4196.73 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4036.96000<br> $4064.35000<br> $4064.35000<br> $4064.35000<br> $4064.35000<br> $4064.35000<br> $4064.35000<br> $4064.35000<br> $4196.73000<br> $4196.73000<br> $4196.73000<br> $4196.73000<br> $4196.73000<br> $4196.73000<br> $4196.73000<br> $4196.73000<br> $4196.73000<br> $11103.53000<br> $4196.73000<br> $4196.73000<br> $4196.73000<br> $4196.73000<br> $0.00000<br> $0.00000 | 97.400% | 33.300% | 66.700% | 97.000% | $4089.52 | $98148.43 |
| 8ADNSTQMTW4 | xx | xx | xx | xx | xx |  |  | xx | xx | New Jersey | xx | $432674.15 | 6.875% | $2931.54 | $3752.09 | 2026-02-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $3594.91 | $3594.91 | $3594.91 | $3594.91 | $4012.84 | $3993.84 | $3993.84 | $3993.84 | $3895.03 | $3895.03 | $3895.03 | $3895.03 | $3895.03 | $3895.03 | $3895.03 | $3895.03 | $3895.03 | $7403.96 | $3895.03 | $3895.03 | $3752.09 | $3752.09 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3594.91000<br> $3594.91000<br> $3594.91000<br> $3594.91000<br> $4012.84000<br> $3993.84000<br> $3993.84000<br> $3993.84000<br> $3895.03000<br> $3895.03000<br> $3895.03000<br> $3895.03000<br> $3895.03000<br> $3895.03000<br> $3895.03000<br> $3895.03000<br> $3895.03000<br> $7403.96000<br> $3895.03000<br> $3895.03000<br> $3752.09000<br> $3752.09000<br> $0.00000<br> $0.00000 | 97.900% | 33.300% | 67.900% | 93.700% | $3671.98 | $88127.47 |
| 4RU7VFWCREI | xx | xx | xx | xx | xx |  |  | xx | xx | Nevada | xx | $268115.42 | 4.375% | $1442.93 | $1622.69 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB, as reflected in the payment history, is xx. | $1745.52 | $1745.52 | $1745.52 | $1745.52 | $1745.52 | $1745.52 | $1745.52 | $1745.52 | $1745.52 | $1745.52 | $1745.52 | $1745.52 | $1745.52 | $1745.52 | $0.00 | $3245.38 | $1622.69 | $1622.69 | $1622.69 | $1622.69 | $1622.69 | $1622.69 | $0.00 | $0.00 | 000000010000000000000000 | 000000000000000010000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1745.52000<br> $1745.52000<br> $1745.52000<br> $1745.52000<br> $1745.52000<br> $1745.52000<br> $1745.52000<br> $1745.52000<br> $1745.52000<br> $1745.52000<br> $1745.52000<br> $1745.52000<br> $1745.52000<br> $1745.52000<br> $0.00000<br> $3245.38000<br> $1622.69000<br> $1622.69000<br> $1622.69000<br> $1622.69000<br> $1622.69000<br> $1622.69000<br> $0.00000<br> $0.00000 | 96.100% | 33.300% | 66.700% | 84.600% | $1559.12 | $37418.80 |
| BF1JG1YE0N0 | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $385949.03 | 6.500% | $2443.89 | $3075.05 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3075.05 | $3075.05 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3075.05000<br> $3075.05000<br> $0.00000<br> $0.00000 | 8.300% | 33.300% | 33.300% | 16.700% | $256.25 | $6150.10 |
| 23LN0C4A8T2 | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $248817.60 | 7.250% | $1717.38 | $2192.76 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2024.74 | $158.81 | $2183.55 | $2183.55 | $5542.07 | $2183.55 | $2192.76 | $0.00 | $4391.41 | $0.00 | $0.00 | 010001110 | 011100010 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2024.74000<br> $158.81000<br> $2183.55000<br> $2183.55000<br> $5542.07000<br> $2183.55000<br> $2192.76000<br> $0.00000<br> $4391.41000<br> $0.00000<br> $0.00000 | 39.600% | 66.800% | 66.600% | 79.300% | $869.19 | $20860.44 |
| IRO0FGD3HC7 | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $236290.42 | 7.375% | $1735.14 | $2278.27 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2278.27 | $2278.27 | $2278.27 | $2278.27 | $0.00 | $0.00 | 0000 | 0000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2278.27000<br> $2278.27000<br> $2278.27000<br> $2278.27000<br> $0.00000<br> $0.00000 | 16.700% | 33.300% | 66.700% | 33.300% | $379.71 | $9113.08 |
| X5HKHP7IHDR | xx | xx | xx | xx | xx |  |  | xx | xx | Indiana | xx | $172939.41 | 6.875% | $1147.00 | $1381.59 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1381.59 | $130.00 | $2763.18 | $1381.59 | $0.00 | $2763.18 | $0.00 | $1381.59 | $1457.59 | $1381.59 | $3263.18 | $0.00 | $0.00 | $0.00 | 00000000000 | 00000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1381.59000<br> $130.00000<br> $2763.18000<br> $1381.59000<br> $0.00000<br> $2763.18000<br> $0.00000<br> $1381.59000<br> $1457.59000<br> $1381.59000<br> $3263.18000<br> $0.00000<br> $0.00000<br> $0.00000 | 48.000% | 0.000% | 73.600% | 86.800% | $662.65 | $15903.49 |
| TVLHTUMHPHR | xx | xx | xx | xx | xx |  |  | xx | xx | Indiana | xx | $89215.83 | 4.000% | $626.66 | $1013.14 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.000%. The current UPB, reflected as per the payment history, is xx. | $1822.62 | $0.00 | $935.88 | $935.88 | $1875.88 | $0.00 | $950.00 | $935.88 | $1875.88 | $0.00 | $1871.76 | $935.88 | $0.00 | $935.88 | $3119.64 | $1039.88 | $0.00 | $1039.88 | $1013.14 | $2038.14 | $0.00 | $1013.14 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1822.62000<br> $0.00000<br> $935.88000<br> $935.88000<br> $1875.88000<br> $0.00000<br> $950.00000<br> $935.88000<br> $1875.88000<br> $0.00000<br> $1871.76000<br> $935.88000<br> $0.00000<br> $935.88000<br> $3119.64000<br> $1039.88000<br> $0.00000<br> $1039.88000<br> $1013.14000<br> $2038.14000<br> $0.00000<br> $1013.14000<br> $0.00000<br> $0.00000 | 91.900% | 33.300% | 66.900% | 83.900% | $930.81 | $22339.36 |
| ZFUKGDWNL1D | xx | xx | xx | xx | xx |  |  | xx | xx | Tennessee | xx | $139418.37 | 6.990% | $930.48 | $1103.46 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1103.46 | $0.00 | $2206.92 | $0.00 | $1103.46 | $1103.46 | $0.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1103.46000<br> $0.00000<br> $2206.92000<br> $0.00000<br> $1103.46000<br> $1103.46000<br> $0.00000<br> $0.00000 | 20.800% | 33.300% | 66.700% | 41.700% | $229.89 | $5517.30 |
| 3I8MT5NFNCQ | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $525188.98 | 5.500% | $3290.34 | $4162.65 | 2026-03-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6132.90 | $6132.90 | $9199.35 | $6132.90 | $6132.90 | $6132.90 | $6132.90 | $6132.90 | $9199.35 | $6132.90 | $6132.90 | $6132.90 | $6162.66 | $9243.98 | $6162.66 | $6162.66 | $3081.33 | $0.00 | 0000000000000000 | 0000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6132.90000<br> $6132.90000<br> $9199.35000<br> $6132.90000<br> $6132.90000<br> $6132.90000<br> $6132.90000<br> $6132.90000<br> $9199.35000<br> $6132.90000<br> $6132.90000<br> $6132.90000<br> $6162.66000<br> $9243.98000<br> $6162.66000<br> $6162.66000<br> $3081.33000<br> $0.00000 | 110.600% | 74.000% | 123.400% | 141.500% | $4605.87 | $110540.99 |
| L5Z221AO7EM | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $315028.73 | 5.875% | $1869.26 | $2228.92 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2228.92 | $2228.92 | $2228.92 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2228.92000<br> $2228.92000<br> $2228.92000<br> $0.00000<br> $0.00000 | 12.500% | 33.300% | 50.000% | 25.000% | $278.62 | $6686.76 |
| YPCZ2YTCAAU | xx | xx | xx | xx | xx |  |  | xx | xx | Oregon | xx | $458649.52 | 6.625% | $2980.65 | $3885.12 | 2026-02-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3752.40 | $3752.40 | $3752.40 | $3752.40 | $3752.40 | $3752.40 | $3752.40 | $3752.40 | $3752.40 | $3752.40 | $3752.40 | $3752.40 | $3792.53 | $3792.53 | $3792.53 | $3885.12 | $0.00 | $0.00 | 0000000000000000 | 0000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3752.40000<br> $3752.40000<br> $3752.40000<br> $3752.40000<br> $3752.40000<br> $3752.40000<br> $3752.40000<br> $3752.40000<br> $3752.40000<br> $3752.40000<br> $3752.40000<br> $3752.40000<br> $3792.53000<br> $3792.53000<br> $3792.53000<br> $3885.12000<br> $0.00000<br> $0.00000 | 64.700% | 33.300% | 65.500% | 81.000% | $2512.15 | $60291.51 |
| TLM81VO2UY1 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $490690.55 | 5.000% | $3150.33 | $3150.33 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6300.66 | $0.00 | $3150.33 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6300.66000<br> $0.00000<br> $3150.33000<br> $0.00000<br> $0.00000 | 12.500% | 33.300% | 50.000% | 25.000% | $393.79 | $9450.99 |
| S77O8VLFU12 | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $307071.89 | 4.875% | $1891.92 | $2613.66 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB, as reflected in the payment history, is xx. | $2600.00 | $2600.00 | $2600.00 | $2600.00 | $2600.00 | $2587.57 | $2600.00 | $0.00 | $5269.74 | $2587.57 | $2587.57 | $2587.57 | $2613.66 | $2613.66 | $2613.66 | $2613.66 | $2613.66 | $2613.66 | $2613.66 | $2613.66 | $2613.66 | $2613.66 | $0.00 | $0.00 | 000000000000001000000000 | 000000000100000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2600.00000<br> $2600.00000<br> $2600.00000<br> $2600.00000<br> $2600.00000<br> $2587.57000<br> $2600.00000<br> $0.00000<br> $5269.74000<br> $2587.57000<br> $2587.57000<br> $2587.57000<br> $2613.66000<br> $2613.66000<br> $2613.66000<br> $2613.66000<br> $2613.66000<br> $2613.66000<br> $2613.66000<br> $2613.66000<br> $2613.66000<br> $2613.66000<br> $0.00000<br> $0.00000 | 91.400% | 33.300% | 66.700% | 83.300% | $2389.86 | $57356.62 |
| 2RILVIH86W7 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $134205.66 | 3.375% | $671.99 | $1194.82 | 2026-02-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB, as reflected in the payment history, is xx. | $1563.35 | $1563.35 | $1284.62 | $1284.62 | $1284.62 | $1284.62 | $1284.62 | $1284.62 | $1225.13 | $1225.13 | $1225.13 | $1225.13 | $1225.13 | $1225.13 | $1225.13 | $1225.13 | $1186.95 | $1186.95 | $1186.95 | $1186.95 | $1186.95 | $1194.82 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1563.35000<br> $1563.35000<br> $1284.62000<br> $1284.62000<br> $1284.62000<br> $1284.62000<br> $1284.62000<br> $1284.62000<br> $1225.13000<br> $1225.13000<br> $1225.13000<br> $1225.13000<br> $1225.13000<br> $1225.13000<br> $1225.13000<br> $1225.13000<br> $1186.95000<br> $1186.95000<br> $1186.95000<br> $1186.95000<br> $1186.95000<br> $1194.82000<br> $0.00000<br> $0.00000 | 96.800% | 33.300% | 66.300% | 83.900% | $1156.88 | $27765.03 |
| FJ74JV94VJW | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $263913.90 | 4.625% | $1221.34 | $1869.35 | 2026-02-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $1904.37 | $1901.37 | $0.00 | $1904.37 | $0.00 | $0.00 | $1798.45 | $0.00 | $1862.46 | $3724.92 | $1862.46 | $1862.46 | $1862.46 | $1862.46 | $1869.35 | $1869.35 | $0.00 | $3738.70 | $3738.70 | $1869.35 | $0.00 | $0.00 | $0.00 | 000010000000110444444444 | 444444444011000000010000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $1904.37000<br> $1901.37000<br> $0.00000<br> $1904.37000<br> $0.00000<br> $0.00000<br> $1798.45000<br> $0.00000<br> $1862.46000<br> $3724.92000<br> $1862.46000<br> $1862.46000<br> $1862.46000<br> $1862.46000<br> $1869.35000<br> $1869.35000<br> $0.00000<br> $3738.70000<br> $3738.70000<br> $1869.35000<br> $0.00000<br> $0.00000<br> $0.00000 | 75.000% | 0.000% | 83.300% | 83.200% | $1401.30 | $33631.23 |
| NVIPJH1MASR | xx | xx | xx | xx | xx |  |  | xx | xx | Alabama | xx | $229656.91 | 6.250% | $1418.46 | $1750.02 | 2026-02-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.250%. The current UPB is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1808.01 | $1750.02 | $1750.02 | $0.00 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1808.01000<br> $1750.02000<br> $1750.02000<br> $0.00000<br> $0.00000<br> $0.00000 | 12.600% | 0.000% | 50.600% | 25.300% | $221.17 | $5308.05 |
| BGKE5CBXJV0 | xx | xx | xx | xx | xx |  |  | xx | xx | New Hampshire | xx | $204068.19 | 2.183% | $1695.12 | $1695.12 | 2026-02-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.183%. The current UPB reflected as per the payment history is xx. | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1779.88 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $1695.12 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1779.88000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $1695.12000<br> $0.00000<br> $0.00000 | 91.900% | 33.300% | 66.700% | 83.300% | $1557.39 | $37377.40 |
| 3NU0YE9WLQS | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $412847.24 | 6.125% | $2510.95 | $3089.89 | 2026-02-20 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3091.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3091.00000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $128.79 | $3091.00 |
| CYHU9QPQ376 | xx | xx | xx | xx | xx |  |  | xx | xx | Utah | xx | $454546.36 | 5.625% | $2761.71 | $3076.27 | 2026-03-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB is xx. | $6198.98 | $3247.95 | $3102.95 | $3102.95 | $3102.95 | $3102.95 | $3102.95 | $3102.95 | $3102.95 | $0.00 | $3102.95 | $5068.41 | $0.00 | $7757.12 | $3443.15 | $0.00 | $6152.54 | $3076.27 | $3076.27 | $3076.27 | $3076.27 | $3076.27 | $0.00 | $0.00 | 000000100101100000000010 | 010000000001101001000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $6198.98000<br> $3247.95000<br> $3102.95000<br> $3102.95000<br> $3102.95000<br> $3102.95000<br> $3102.95000<br> $3102.95000<br> $3102.95000<br> $0.00000<br> $3102.95000<br> $5068.41000<br> $0.00000<br> $7757.12000<br> $3443.15000<br> $0.00000<br> $6152.54000<br> $3076.27000<br> $3076.27000<br> $3076.27000<br> $3076.27000<br> $3076.27000<br> $0.00000<br> $0.00000 | 97.600% | 33.300% | 66.700% | 88.700% | $3003.05 | $72073.10 |
| 5UYYAQO1HN7 | xx | xx | xx | xx | xx |  |  | xx | xx | Wisconsin | xx | $136049.11 | 6.750% | $898.73 | $1289.32 | 2026-02-04 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3672.50 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3672.50000<br> $0.00000<br> $0.00000 | 11.900% | 94.900% | 47.500% | 23.700% | $153.02 | $3672.50 |
| GRWL4MFX2WW | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $179593.58 | 7.500% | $1258.59 | $1876.87 | 2026-02-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1876.87 | $1880.00 | $1876.87 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1876.87000<br> $1880.00000<br> $1876.87000<br> $0.00000<br> $0.00000 | 12.500% | 33.300% | 50.000% | 25.000% | $234.74 | $5633.74 |
| E0O2927X0TF | xx | xx | xx | xx |  |  |  | xx | xx | Washington D.C. | xx | $356168.00 | 7.500% | $2494.10 | $2827.77 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.50%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2827.77 | $2827.77 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2827.77000<br> $2827.77000<br> $0.00000<br> $0.00000 | 8.300% | 33.300% | 33.300% | 16.700% | $235.65 | $5655.54 |
| RGYDTOH4WKG | xx | xx | xx | xx |  |  |  | xx | xx | Washington D.C. | xx | $593614.84 | 7.500% | $4156.83 | $4809.45 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4809.45 | $4809.45 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4809.45000<br> $4809.45000<br> $0.00000<br> $0.00000 | 8.300% | 33.300% | 33.300% | 16.700% | $400.79 | $9618.90 |
| PLTZJ6PBIYA | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $395483.08 | 6.750% | $2602.50 | $3477.56 | 2026-02-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2682.50 | $2682.50 | $2682.50 | $5471.66 | $0.00 | $2735.83 | $2735.83 | $2735.83 | $4297.95 | $4415.44 | $4415.44 | $4415.44 | $4415.44 | $4415.44 | $4415.44 | $3477.56 | $0.00 | $0.00 | 0000000000000000 | 0000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2682.50000<br> $2682.50000<br> $2682.50000<br> $5471.66000<br> $0.00000<br> $2735.83000<br> $2735.83000<br> $2735.83000<br> $4297.95000<br> $4415.44000<br> $4415.44000<br> $4415.44000<br> $4415.44000<br> $4415.44000<br> $4415.44000<br> $3477.56000<br> $0.00000<br> $0.00000 | 67.100% | 33.300% | 80.200% | 95.200% | $2333.12 | $55994.80 |
| NUWXPRWIHDI | xx | xx | xx | xx | xx |  |  | xx | xx | South Carolina | xx | $352199.08 | 5.625% | $2040.70 | $2176.79 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2177.00 | $2177.00 | $2177.00 | $2176.79 | $2176.79 | $2176.79 | $0.00 | $0.00 | 000000 | 000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2177.00000<br> $2177.00000<br> $2177.00000<br> $2176.79000<br> $2176.79000<br> $2176.79000<br> $0.00000<br> $0.00000 | 25.000% | 33.300% | 66.700% | 50.000% | $544.22 | $13061.37 |
| TEF71J3DEOA | xx | xx | xx | xx | xx | xx | xx | xx | xx | Wisconsin | xx | $159888.35 | 7.750% | $1146.62 | $1601.31 | 2026-02-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1650.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1650.00000<br> $0.00000<br> $0.00000 | 4.300% | 34.300% | 17.200% | 8.600% | $68.75 | $1650.00 |
| DZHNZ9OLTHA | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $188687.34 | 7.625% | $1337.73 | $1804.78 | 2026-02-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1801.07 | $0.00 | $0.00 | $3602.14 | $10940.14 | $1804.78 | $0.00 | $0.00 | 002210 | 012200 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1801.07000<br> $0.00000<br> $0.00000<br> $3602.14000<br> $10940.14000<br> $1804.78000<br> $0.00000<br> $0.00000 | 41.900% | 33.300% | 151.000% | 83.800% | $756.17 | $18148.13 |
| XYBQSNXA9CY | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $82611.39 | 6.375% | $517.70 | $744.52 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $744.52 | $0.00 | $744.52 | $1489.04 | $0.00 | $744.52 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $744.52000<br> $0.00000<br> $744.52000<br> $1489.04000<br> $0.00000<br> $744.52000<br> $0.00000 | 20.800% | 33.300% | 66.700% | 41.700% | $155.11 | $3722.60 |
| SGPHQY72HCZ | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Jersey | xx | $381002.71 | 6.999% | $2559.49 | $3300.48 | 2026-02-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.999%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3300.48 | $6600.96 | $0.00 | $6600.96 | $0.00 | $3300.48 | $6600.96 | $3300.48 | $0.00 | $0.00 | 00000000 | 00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3300.48000<br> $6600.96000<br> $0.00000<br> $6600.96000<br> $0.00000<br> $3300.48000<br> $6600.96000<br> $3300.48000<br> $0.00000<br> $0.00000 | 37.500% | 33.300% | 66.700% | 75.000% | $1237.68 | $29704.32 |
| YRBUWRB9LLP | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $517913.73 | 6.655% | $3425.99 | $4278.42 | 2026-02-25 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 6.655%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4278.42 | $4278.42 | $13452.35 | $4278.42 | $4278.42 | $4278.42 | $4278.42 | $4278.42 | $0.00 | $4278.42 | $8556.84 | $4278.42 | $0.00 | $0.00 | 00000000000 | 00000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4278.42000<br> $4278.42000<br> $13452.35000<br> $4278.42000<br> $4278.42000<br> $4278.42000<br> $4278.42000<br> $4278.42000<br> $0.00000<br> $4278.42000<br> $8556.84000<br> $4278.42000<br> $0.00000<br> $0.00000 | 58.900% | 33.300% | 66.700% | 101.200% | $2521.46 | $60514.97 |
| FGYZ4K2G8LC | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $1044161.33 | 7.250% | $7162.85 | $7162.85 | 2026-03-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.25%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7162.85 | $7162.85 | $7162.85 | $7162.85 | $7162.85 | $7162.85 | $7162.85 | $0.00 | 0000000 | 0000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $7162.85000<br> $7162.85000<br> $7162.85000<br> $7162.85000<br> $7162.85000<br> $7162.85000<br> $7162.85000<br> $0.00000 | 29.200% | 66.700% | 83.300% | 58.300% | $2089.16 | $50139.95 |
| HQKVDV7K7P5 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $385677.75 | 5.875% | $2315.87 | $3973.41 | 2026-03-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.88%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2868.64 | $2868.64 | $2918.64 | $2868.64 | $2868.64 | $2868.64 | $2868.64 | $2868.64 | $2868.64 | $2868.64 | $2868.64 | $2868.64 | $3973.41 | $3973.41 | $0.00 | $0.00 | 00000000000000 | 00000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2868.64000<br> $2868.64000<br> $2918.64000<br> $2868.64000<br> $2868.64000<br> $2868.64000<br> $2868.64000<br> $2868.64000<br> $2868.64000<br> $2868.64000<br> $2868.64000<br> $2868.64000<br> $3973.41000<br> $3973.41000<br> $0.00000<br> $0.00000 | 44.500% | 33.300% | 57.400% | 64.800% | $1767.52 | $42420.50 |
| R2VH7PDDGP9 | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $321367.76 | 5.499% | $1845.11 | $2362.53 | 2026-03-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.499%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2362.53 | $0.00 | $2362.53 | $4725.06 | $2362.53 | $2362.53 | $0.00 | $4725.06 | $2362.53 | $0.00 | $2362.53 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2362.53000<br> $0.00000<br> $2362.53000<br> $4725.06000<br> $2362.53000<br> $2362.53000<br> $0.00000<br> $4725.06000<br> $2362.53000<br> $0.00000<br> $2362.53000<br> $0.00000 | 41.700% | 33.300% | 66.700% | 83.300% | $984.39 | $23625.30 |
| 2CUDCZ31M3B | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $411173.32 | 6.449% | $2629.12 | $2837.13 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.449%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2887.13 | $2937.13 | $2937.13 | $2937.13 | $2937.13 | $2937.13 | $2937.13 | $2937.13 | $2937.13 | $2837.13 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2887.13000<br> $2937.13000<br> $2937.13000<br> $2937.13000<br> $2937.13000<br> $2937.13000<br> $2937.13000<br> $2937.13000<br> $2937.13000<br> $2837.13000<br> $0.00000 | 42.900% | 67.800% | 85.700% | 85.800% | $1217.55 | $29221.30 |
| QLMUWTV6LEF | xx | xx | xx | xx | xx |  |  | xx | xx | Idaho | xx | $227471.33 | 5.874% | $1374.83 | $1561.44 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.874%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1643.82 | $1643.82 | $1643.82 | $1643.82 | $1643.82 | $3885.97 | $1643.82 | $1643.82 | $1643.82 | $1643.82 | $1561.44 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1643.82000<br> $1643.82000<br> $1643.82000<br> $1643.82000<br> $1643.82000<br> $3885.97000<br> $1643.82000<br> $1643.82000<br> $1643.82000<br> $1643.82000<br> $1561.44000<br> $0.00000 | 54.000% | 68.400% | 86.900% | 108.000% | $843.41 | $20241.79 |
| TRVNTUHXVGQ | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $866146.21 | 3.625% | $4378.10 | $4378.10 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB is xx. | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $4378.10 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $4378.10000<br> $0.00000 | 95.800% | 66.700% | 83.300% | 91.700% | $4195.68 | $100696.30 |
| 9LGK508D0TW | xx | xx | xx | xx | xx |  |  | xx | xx | Minnesota | xx | $267274.36 | 5.999% | $1612.02 | $2001.31 | 2026-03-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.999%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1672.91 | $1672.91 | $1672.91 | $1672.91 | $1672.91 | $1672.91 | $0.00 | 000000 | 000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1672.91000<br> $1672.91000<br> $1672.91000<br> $1672.91000<br> $1672.91000<br> $1672.91000<br> $0.00000 | 20.900% | 55.700% | 69.700% | 41.800% | $418.23 | $10037.46 |
| GZ5RU5XBB0N | xx | xx | xx | xx | xx | xx | xx | xx | xx | Arizona | xx | $305530.94 | 7.250% | $2101.10 | $2729.93 | 2026-03-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2614.89 | $2614.89 | $2614.89 | $2614.89 | $2614.89 | $2614.89 | $5229.78 | $0.00 | $5459.86 | $0.00 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2614.89000<br> $2614.89000<br> $2614.89000<br> $2614.89000<br> $2614.89000<br> $2614.89000<br> $5229.78000<br> $0.00000<br> $5459.86000<br> $0.00000<br> $0.00000 | 40.300% | 66.700% | 81.200% | 80.500% | $1099.12 | $26378.98 |
| X2CNV1GW7JD | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $171243.95 | 3.125% | $850.49 | $1599.52 | 2026-03-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB, reflected as per the payment history, is xx. | $1626.83 | $1626.83 | $1626.83 | $1626.83 | $1626.83 | $1626.83 | $1626.83 | $1626.83 | $1626.83 | $1626.83 | $1564.78 | $1564.78 | $1564.78 | $1564.78 | $1564.78 | $0.00 | $3129.56 | $1564.78 | $1564.78 | $1564.78 | $1564.78 | $1564.78 | $1599.52 | $0.00 | 000000010000000000000000 | 000000000000000010000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1626.83000<br> $1626.83000<br> $1626.83000<br> $1626.83000<br> $1626.83000<br> $1626.83000<br> $1626.83000<br> $1626.83000<br> $1626.83000<br> $1626.83000<br> $1564.78000<br> $1564.78000<br> $1564.78000<br> $1564.78000<br> $1564.78000<br> $0.00000<br> $3129.56000<br> $1564.78000<br> $1564.78000<br> $1564.78000<br> $1564.78000<br> $1564.78000<br> $1599.52000<br> $0.00000 | 95.500% | 65.900% | 81.900% | 89.900% | $1526.88 | $36645.18 |
| PPTGVKM07TQ | xx | xx | xx | xx | xx |  |  | xx | xx | Arizona | xx | $235790.91 | 6.625% | $1520.74 | $1730.85 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1739.75 | $1739.75 | $1739.75 | $1739.75 | $1789.75 | $3470.60 | $0.00 | $1730.85 | $0.00 | 00000000 | 00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1739.75000<br> $1739.75000<br> $1739.75000<br> $1739.75000<br> $1789.75000<br> $3470.60000<br> $0.00000<br> $1730.85000<br> $0.00000 | 33.600% | 33.300% | 84.100% | 67.200% | $581.26 | $13950.20 |
| 21E6RAM53FH | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $300862.76 | 6.750% | $1979.85 | $2257.20 | 2026-02-18 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2320.04 | $2320.04 | $0.00 | $0.00 | $2320.04 | $2320.04 | $2320.04 | $4640.08 | $0.00 | $0.00 | $6960.12 | $2320.04 | $0.00 | $4640.08 | $0.00 | $7507.20 | $0.00 | $0.00 | $0.00 | 0212113212222100 | 0012222123112120 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2320.04000<br> $2320.04000<br> $0.00000<br> $0.00000<br> $2320.04000<br> $2320.04000<br> $2320.04000<br> $4640.08000<br> $0.00000<br> $0.00000<br> $6960.12000<br> $2320.04000<br> $0.00000<br> $4640.08000<br> $0.00000<br> $7507.20000<br> $0.00000<br> $0.00000<br> $0.00000 | 69.500% | 0.000% | 89.700% | 96.200% | $1569.49 | $37667.72 |
| MSD730EO74N | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $303393.61 | 5.750% | $1793.49 | $2187.26 | 2026-03-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.75%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2324.89 | $5285.78 | $0.00 | $2324.89 | $2187.26 | $2187.26 | $2187.26 | $2187.26 | $2187.26 | $2187.26 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2324.89000<br> $5285.78000<br> $0.00000<br> $2324.89000<br> $2187.26000<br> $2187.26000<br> $2187.26000<br> $2187.26000<br> $2187.26000<br> $2187.26000<br> $0.00000 | 43.900% | 66.700% | 83.300% | 87.900% | $960.80 | $23059.12 |
| XEICC7PKMX6 | xx | xx | xx | xx | xx |  |  | xx | xx | Arizona | xx | $381686.05 | 5.749% | $2267.75 | $2496.40 | 2026-02-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 5.749%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $9.32 | $0.00 | $2496.19 | $2596.19 | $2496.19 | $2496.19 | $2496.19 | $2596.19 | $2496.19 | $2496.19 | $2496.19 | $2496.19 | $2496.19 | $2496.19 | $2496.19 | $2496.19 | $2496.19 | $2496.40 | $0.00 | $0.00 | 0000000000000000 | 0000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $9.32000<br> $0.00000<br> $2496.19000<br> $2596.19000<br> $2496.19000<br> $2496.19000<br> $2496.19000<br> $2596.19000<br> $2496.19000<br> $2496.19000<br> $2496.19000<br> $2496.19000<br> $2496.19000<br> $2496.19000<br> $2496.19000<br> $2496.19000<br> $2496.19000<br> $2496.40000<br> $0.00000<br> $0.00000 | 67.000% | 33.300% | 66.700% | 83.300% | $1672.86 | $40148.57 |
| HP335I4F6GS | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $516122.90 | 7.534% | $3665.57 | $3896.34 | 2026-02-17 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.534%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3896.34 | $0.00 | $4000.00 | $4000.00 | $4000.00 | $4000.00 | $4000.34 | $4000.00 | $4000.34 | $4000.34 | $4000.00 | $4000.34 | $4000.34 | $4000.34 | $0.00 | $0.00 | 000000000000 | 000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3896.34000<br> $0.00000<br> $4000.00000<br> $4000.00000<br> $4000.00000<br> $4000.00000<br> $4000.34000<br> $4000.00000<br> $4000.34000<br> $4000.34000<br> $4000.00000<br> $4000.34000<br> $4000.34000<br> $4000.34000<br> $0.00000<br> $0.00000 | 55.500% | 34.200% | 68.400% | 85.600% | $2162.43 | $51898.38 |
| O8JLGKQTW9A | xx | xx | xx | xx | xx | xx | xx | xx | xx | Louisiana | xx | $345108.72 | 5.375% | $1945.90 | $2315.40 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.375%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2400.00 | $0.00 | $2400.00 | $2400.00 | $2400.00 | $2400.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2400.00000<br> $0.00000<br> $2400.00000<br> $2400.00000<br> $2400.00000<br> $2400.00000<br> $0.00000 | 21.600% | 69.100% | 69.100% | 43.200% | $500.00 | $12000.00 |
| Z4U55O1U8X0 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $205169.78 | 6.125% | $1282.70 | $1797.10 | 2026-03-04 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1901.68 | $1901.68 | $1901.68 | $5532.49 | $1797.10 | $1807.10 | $1807.10 | $1807.10 | $1807.10 | $1807.10 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1901.68000<br> $1901.68000<br> $1901.68000<br> $5532.49000<br> $1797.10000<br> $1807.10000<br> $1807.10000<br> $1807.10000<br> $1807.10000<br> $1807.10000<br> $0.00000 | 51.200% | 67.000% | 83.800% | 102.300% | $919.59 | $22070.13 |
| 84EJULZ4M41 | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $357572.04 | 8.125% | $2672.99 | $3295.59 | 2026-03-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.125%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3295.59 | $3295.59 | $3429.24 | $3429.24 | $3429.24 | $0.00 | $6858.48 | $0.00 | $6858.48 | $3429.24 | $0.00 | $0.00 | 0010100000 | 0000010100 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3295.59000<br> $3295.59000<br> $3429.24000<br> $3429.24000<br> $3429.24000<br> $0.00000<br> $6858.48000<br> $0.00000<br> $6858.48000<br> $3429.24000<br> $0.00000<br> $0.00000 | 43.000% | 34.700% | 86.700% | 86.000% | $1417.71 | $34025.10 |
| 1QCK2T0JLNG | xx | xx | xx | xx | xx |  |  | xx | xx | Michigan | xx | $294439.50 | 6.875% | $1951.08 | $2301.43 | 2026-02-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2339.26 | $2339.26 | $0.00 | $4678.52 | $2339.26 | $2339.26 | $2301.43 | $0.00 | $2301.43 | $4602.86 | $0.00 | $0.00 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2339.26000<br> $2339.26000<br> $0.00000<br> $4678.52000<br> $2339.26000<br> $2339.26000<br> $2301.43000<br> $0.00000<br> $2301.43000<br> $4602.86000<br> $0.00000<br> $0.00000<br> $0.00000 | 42.100% | 0.000% | 50.000% | 75.700% | $968.39 | $23241.28 |
| HKG4YSGGDHO | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $296269.81 | 6.625% | $1931.97 | $2671.61 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB, reflected as per the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2671.61 | $2671.61 | $2671.61 | $5594.79 | $2671.61 | $2671.61 | $2671.61 | $2671.61 | $2671.61 | $0.00 | 000000000 | 000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2671.61000<br> $2671.61000<br> $2671.61000<br> $5594.79000<br> $2671.61000<br> $2671.61000<br> $2671.61000<br> $2671.61000<br> $2671.61000<br> $0.00000 | 42.100% | 66.700% | 83.300% | 84.100% | $1123.65 | $26967.67 |
| NMZX4Y3XSST | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $339987.42 | 7.125% | $2319.95 | $2406.04 | 2026-03-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2406.04 | $0.00 | $4812.08 | $2406.04 | $4812.08 | $2406.04 | $0.00 | $2406.04 | $4812.08 | $2406.04 | $2406.04 | $0.00 | $4812.08 | $0.00 | 0000000000010 | 0100000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2406.04000<br> $0.00000<br> $4812.08000<br> $2406.04000<br> $4812.08000<br> $2406.04000<br> $0.00000<br> $2406.04000<br> $4812.08000<br> $2406.04000<br> $2406.04000<br> $0.00000<br> $4812.08000<br> $0.00000 | 58.300% | 66.700% | 100.000% | 108.300% | $1403.52 | $33684.56 |
| IPPEU3XGTXD | xx | xx | xx | xx | xx | xx | xx | xx | xx | Tennessee | xx | $953152.20 | 7.125% | $6467.70 | $7447.40 | 2026-02-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7500.00 | $7770.79 | $7550.00 | $7550.00 | $7550.00 | $7550.00 | $7550.00 | $7447.40 | $0.00 | $0.00 | 00000000 | 00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $7500.00000<br> $7770.79000<br> $7550.00000<br> $7550.00000<br> $7550.00000<br> $7550.00000<br> $7550.00000<br> $7447.40000<br> $0.00000<br> $0.00000 | 33.800% | 33.300% | 67.400% | 67.700% | $2519.51 | $60468.19 |
| HIS6D05ULRQ | xx | xx | xx | xx | xx |  |  | xx | xx | Minnesota | xx | $408679.30 | 7.999% | $2848.83 | $3547.28 | 2026-03-03 | XX/XX/XXXX | 1 | According to payment history as of xx/xx/2026, the borrower has been delinquent for 1 month, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.9990%. The current UPB, reflected as per the payment history, is xx. | $10147.02 | $0.00 | $0.00 | $0.00 | $0.00 | $3382.34 | $0.00 | $0.00 | $3504.72 | $3504.72 | $4985.08 | $6011.09 | $2698.76 | $6834.66 | $3417.33 | $3417.33 | $0.00 | $0.00 | $3547.28 | $3557.28 | $3557.28 | $7094.56 | $0.00 | $0.00 | 122221000044444444432132 | 231234444444440000122221 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $10147.02000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3382.34000<br> $0.00000<br> $0.00000<br> $3504.72000<br> $3504.72000<br> $4985.08000<br> $6011.09000<br> $2698.76000<br> $6834.66000<br> $3417.33000<br> $3417.33000<br> $0.00000<br> $0.00000<br> $3547.28000<br> $3557.28000<br> $3557.28000<br> $7094.56000<br> $0.00000<br> $0.00000 | 77.100% | 66.700% | 83.400% | 80.200% | $2735.81 | $65659.45 |
| Z71DCCY41WS | xx | xx | xx | xx | xx |  |  | xx | xx | Washington | xx | $714436.64 | 8.125% | $5325.93 | $6106.86 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6106.86 | $6106.86 | $6106.86 | $6106.86 | $6106.86 | $6106.86 | $0.00 | 000000 | 000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6106.86000<br> $6106.86000<br> $6106.86000<br> $6106.86000<br> $6106.86000<br> $6106.86000<br> $0.00000 | 25.000% | 66.700% | 83.300% | 50.000% | $1526.72 | $36641.16 |
| 6Q61YHCCMLR | xx | xx | xx | xx | xx | xx | xx | xx | xx | Illinois | xx | $300876.53 | 6.875% | $1847.29 | $2897.48 | 2026-02-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx and the deferred balance is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8421.24 | $12932.40 | $5729.56 | $3200.00 | $2897.48 | $0.00 | $0.00 | 00044444444444321 | 12344444444444000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $8421.24000<br> $12932.40000<br> $5729.56000<br> $3200.00000<br> $2897.48000<br> $0.00000<br> $0.00000 | 47.700% | 33.300% | 142.400% | 95.400% | $1382.53 | $33180.68 |
| ZVQGD8A5QL7 | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $245038.51 | 6.375% | $1552.99 | $1911.45 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2012.86 | $2012.86 | $0.00 | $3485.22 | $2012.86 | $1911.45 | $3822.90 | $1911.45 | $0.00 | $1911.45 | $1911.45 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2012.86000<br> $2012.86000<br> $0.00000<br> $3485.22000<br> $2012.86000<br> $1911.45000<br> $3822.90000<br> $1911.45000<br> $0.00000<br> $1911.45000<br> $1911.45000<br> $0.00000 | 45.800% | 66.700% | 83.300% | 91.500% | $874.69 | $20992.50 |
| P8STE46L558 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Missouri | xx | $248228.29 | 6.875% | $1677.07 | $2015.35 | 2026-03-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx, with an interest rate of 6.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2129.79 | $2160.00 | $6726.38 | $2045.56 | $2045.56 | $2045.56 | $2045.56 | $2045.56 | $2160.00 | $0.00 | 000000000 | 000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2129.79000<br> $2160.00000<br> $6726.38000<br> $2045.56000<br> $2045.56000<br> $2045.56000<br> $2045.56000<br> $2045.56000<br> $2160.00000<br> $0.00000 | 48.400% | 69.600% | 85.500% | 96.800% | $975.17 | $23403.97 |
| W7RCP5QCWVW | xx | xx | xx | xx | xx |  |  | xx | xx | North Carolina | xx | $611944.40 | 5.750% | $3594.81 | $4262.99 | 2026-02-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB, as reflected in the payment history, is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.00 | $8526.00 | $4300.00 | $4300.00 | $4300.00 | $4300.00 | $0.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1.00000<br> $8526.00000<br> $4300.00000<br> $4300.00000<br> $4300.00000<br> $4300.00000<br> $0.00000<br> $0.00000 | 25.100% | 33.600% | 67.200% | 50.300% | $1071.96 | $25727.00 |
| RLE6YPX0F7C | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $304502.20 | 6.625% | $1976.96 | $2517.31 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2365.40 | $2365.40 | $2365.40 | $2365.40 | $2365.40 | $2365.40 | $2365.40 | $2365.40 | $2365.40 | $2365.40 | $2517.31 | $2517.31 | $2517.31 | $2517.31 | $2517.31 | $0.00 | 000000000000000 | 000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2365.40000<br> $2365.40000<br> $2365.40000<br> $2365.40000<br> $2365.40000<br> $2365.40000<br> $2365.40000<br> $2365.40000<br> $2365.40000<br> $2365.40000<br> $2517.31000<br> $2517.31000<br> $2517.31000<br> $2517.31000<br> $2517.31000<br> $0.00000 | 60.000% | 66.700% | 83.300% | 88.600% | $1510.02 | $36240.55 |
| OST31XA2MTB | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $246059.73 | 6.750% | $1603.14 | $1966.01 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1966.01 | $3966.01 | $1966.01 | $0.00 | $1966.01 | $0.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1966.01000<br> $3966.01000<br> $1966.01000<br> $0.00000<br> $1966.01000<br> $0.00000<br> $0.00000 | 20.900% | 33.300% | 67.000% | 41.800% | $411.00 | $9864.04 |
| M2D62Q7GTU0 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Missouri | xx | $126967.80 | 5.750% | $742.23 | $1013.59 | 2026-02-18 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1100.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1100.00000<br> $0.00000<br> $0.00000 | 4.500% | 36.200% | 18.100% | 9.000% | $45.83 | $1100.00 |
| H0KQP7S4NGB | xx | xx | xx | xx | xx | xx | xx | xx | xx | Connecticut | xx | $426403.59 | 3.250% | $1595.04 | $2768.73 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. The loan was modified on xx/xx/2025, and the due date has been advanced from xx/xx/2023 to xx/xx/2025. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5090.59 | $2732.38 | $2732.38 | $0.00 | $2716.56 | $2716.56 | $2768.73 | $2768.73 | $0.00 | $0.00 | 000044444444444444444444 | 444444444444444444440000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5090.59000<br> $2732.38000<br> $2732.38000<br> $0.00000<br> $2716.56000<br> $2716.56000<br> $2768.73000<br> $2768.73000<br> $0.00000<br> $0.00000 | 32.400% | 33.300% | 66.000% | 64.800% | $896.91 | $21525.93 |
| E8QQOXCXQQX | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $519457.42 | 6.125% | $3184.71 | $3184.71 | 2026-02-27 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB as reflected in the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3184.71 | $3184.71 | $3184.71 | $6369.42 | $0.00 | $6369.42 | $3184.71 | $3184.71 | $0.00 | $0.00 | 00000000 | 00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3184.71000<br> $3184.71000<br> $3184.71000<br> $6369.42000<br> $0.00000<br> $6369.42000<br> $3184.71000<br> $3184.71000<br> $0.00000<br> $0.00000 | 37.500% | 33.300% | 66.700% | 75.000% | $1194.27 | $28662.39 |
| 8RYIMSVTHLY | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $324793.29 | 7.250% | $2271.65 | $3072.81 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx.<br>| $3168.58 | $3168.58 | $3168.58 | $3168.58 | $3168.58 | $3094.37 | $3094.37 | $3094.37 | $3094.37 | $3094.37 | $3355.75 | $6203.26 | $0.00 | $3072.81 | $3072.81 | $3072.81 | $3072.81 | $3072.81 | $3072.81 | $3072.81 | $3072.81 | $3072.81 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3168.58000<br> $3168.58000<br> $3168.58000<br> $3168.58000<br> $3168.58000<br> $3094.37000<br> $3094.37000<br> $3094.37000<br> $3094.37000<br> $3094.37000<br> $3355.75000<br> $6203.26000<br> $0.00000<br> $3072.81000<br> $3072.81000<br> $3072.81000<br> $3072.81000<br> $3072.81000<br> $3072.81000<br> $3072.81000<br> $3072.81000<br> $3072.81000<br> $0.00000<br> $0.00000 | 92.900% | 33.300% | 66.700% | 75.000% | $2855.38 | $68529.05 |
| A1VA21MC1GL | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $243518.62 | 5.990% | $1485.29 | $1855.94 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.990%. The current UPB as reflected in the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1855.94 | $1855.94 | $2455.94 | $1855.94 | $1855.94 | $0.00 | $1855.94 | $1855.94 | $1855.94 | $1855.94 | $1855.94 | $1855.94 | $1855.94 | $1855.94 | $1855.94 | $1855.94 | $0.00 | $0.00 | 000000000000000 | 000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1855.94000<br> $1855.94000<br> $2455.94000<br> $1855.94000<br> $1855.94000<br> $0.00000<br> $1855.94000<br> $1855.94000<br> $1855.94000<br> $1855.94000<br> $1855.94000<br> $1855.94000<br> $1855.94000<br> $1855.94000<br> $1855.94000<br> $1855.94000<br> $0.00000<br> $0.00000 | 63.800% | 33.300% | 66.700% | 83.300% | $1184.96 | $28439.10 |
| DI6TZR33SOQ | xx | xx | xx | xx | xx |  |  | xx | xx | Connecticut | xx | $699133.22 | 6.990% | $4666.04 | $6345.02 | 2026-02-16 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB, as reflected in the payment history, is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12690.04 | $0.00 | $6345.02 | $6345.02 | $6345.02 | $0.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $12690.04000<br> $0.00000<br> $6345.02000<br> $6345.02000<br> $6345.02000<br> $0.00000<br> $0.00000 | 20.800% | 33.300% | 50.000% | 41.700% | $1321.88 | $31725.10 |
| 1JYYZQSUL28 | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $69952.61 | 5.375% | $398.98 | $627.16 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.375%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $627.19 | $627.19 | $627.19 | $0.00 | $632.19 | $632.19 | $632.19 | $632.19 | $632.19 | $632.19 | $631.74 | $632.16 | $632.16 | $632.16 | $632.16 | $632.16 | $0.00 | $0.00 | 000000000000000 | 000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $627.19000<br> $627.19000<br> $627.19000<br> $0.00000<br> $632.19000<br> $632.19000<br> $632.19000<br> $632.19000<br> $632.19000<br> $632.19000<br> $631.74000<br> $632.16000<br> $632.16000<br> $632.16000<br> $632.16000<br> $632.16000<br> $0.00000<br> $0.00000 | 62.900% | 33.600% | 67.200% | 84.000% | $394.47 | $9467.25 |
| FASBCHJTP15 | xx | xx | xx | xx | xx |  |  | xx | xx | Michigan | xx | $247775.42 | 4.990% | $1198.89 | $1963.40 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.99%. The current UPB as per the payment history is xx and the deferred balance is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2252.55 | $0.00 | $0.00 | $0.00 | $0.00 | $1931.14 | $1931.14 | $1931.14 | $0.00 | $2000.64 | $0.00 | $0.00 | $1940.70 | $6157.26 | $1963.40 | $0.00 | $0.00 | $0.00 | 002210444444444444444432 | 234444444444444444012200 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2252.55000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1931.14000<br> $1931.14000<br> $1931.14000<br> $0.00000<br> $2000.64000<br> $0.00000<br> $0.00000<br> $1940.70000<br> $6157.26000<br> $1963.40000<br> $0.00000<br> $0.00000<br> $0.00000 | 42.700% | 0.000% | 85.400% | 67.600% | $837.83 | $20107.97 |
| XLACOVXGR2Z | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $471024.22 | 3.990% | $2289.86 | $3290.40 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.990%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3113.06 | $3113.06 | $0.00 | $3113.06 | $3113.06 | $3113.06 | $3113.06 | $3113.06 | $3113.06 | $6226.12 | $0.00 | $3113.06 | $5773.06 | $3290.40 | $0.00 | $0.00 | 0000000000000 | 0000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3113.06000<br> $3113.06000<br> $0.00000<br> $3113.06000<br> $3113.06000<br> $3113.06000<br> $3113.06000<br> $3113.06000<br> $3113.06000<br> $6226.12000<br> $0.00000<br> $3113.06000<br> $5773.06000<br> $3290.40000<br> $0.00000<br> $0.00000 | 54.800% | 33.300% | 61.700% | 86.000% | $1804.46 | $43307.12 |
| LWHC12P3W23 | xx | xx | xx | xx | xx |  |  | xx | xx | Arizona | xx | $676354.32 | 7.500% | $4769.34 | $5607.97 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5607.97 | $5607.97 | $5607.97 | $5607.97 | $5607.97 | $5607.97 | $5607.97 | $5607.97 | $5607.97 | $5607.97 | $5607.97 | $0.00 | $0.00 | 00000000000 | 00000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5607.97000<br> $5607.97000<br> $5607.97000<br> $5607.97000<br> $5607.97000<br> $5607.97000<br> $5607.97000<br> $5607.97000<br> $5607.97000<br> $5607.97000<br> $5607.97000<br> $0.00000<br> $0.00000 | 45.800% | 33.300% | 66.700% | 83.300% | $2570.32 | $61687.67 |
| OBJWLCDCANN | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $234332.68 | 7.125% | $1605.84 | $2223.34 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $2185.42 | $2185.42 | $2185.42 | $2185.42 | $2185.42 | $2185.42 | $2185.42 | $2185.42 | $2185.42 | $2185.42 | $2185.42 | $2185.42 | $2223.34 | $2223.34 | $2223.34 | $2223.34 | $2223.34 | $2323.34 | $2323.34 | $0.00 | $0.00 | 0000000000000000000 | 0000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $2185.42000<br> $2185.42000<br> $2185.42000<br> $2185.42000<br> $2185.42000<br> $2185.42000<br> $2185.42000<br> $2185.42000<br> $2185.42000<br> $2185.42000<br> $2185.42000<br> $2185.42000<br> $2223.34000<br> $2223.34000<br> $2223.34000<br> $2223.34000<br> $2223.34000<br> $2323.34000<br> $2323.34000<br> $0.00000<br> $0.00000 | 78.700% | 34.800% | 68.200% | 83.700% | $1749.52 | $41988.42 |
| IB3KNRTP9FA | xx | xx | xx | xx | xx |  |  | xx | xx | Pennsylvania | xx | $173853.18 | 6.375% | $1086.76 | $1602.82 | 2026-03-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3205.64 | $0.00 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3205.64000<br> $0.00000<br> $0.00000<br> $0.00000 | 8.300% | 0.000% | 33.300% | 16.700% | $133.57 | $3205.64 |
| 6CJ3LJ0AGIC | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $346936.63 | 5.375% | $2116.69 | $3218.93 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.375%. The current UPB as reflected in the payment history is xx. | $3635.42 | $3601.38 | $0.00 | $7070.84 | $3535.42 | $3735.42 | $3646.21 | $3760.00 | $3568.44 | $3568.44 | $3622.94 | $3646.58 | $3568.44 | $0.00 | $3583.52 | $3283.52 | $6867.04 | $3518.94 | $3618.94 | $9652.41 | $3518.94 | $0.00 | $3218.93 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3635.42000<br> $3601.38000<br> $0.00000<br> $7070.84000<br> $3535.42000<br> $3735.42000<br> $3646.21000<br> $3760.00000<br> $3568.44000<br> $3568.44000<br> $3622.94000<br> $3646.58000<br> $3568.44000<br> $0.00000<br> $3583.52000<br> $3283.52000<br> $6867.04000<br> $3518.94000<br> $3618.94000<br> $9652.41000<br> $3518.94000<br> $0.00000<br> $3218.93000<br> $0.00000 | 109.000% | 33.300% | 103.600% | 105.700% | $3509.24 | $84221.77 |
| DPIWUW3GDT5 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Idaho | xx | $662355.60 | 6.125% | $4028.46 | $4419.43 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.13%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4419.43 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4419.43000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $184.14 | $4419.43 |
| 600ZHU2CAUK | xx | xx | xx | xx | xx |  |  | xx | xx | Arizona | xx | $390638.28 | 4.990% | $2112.67 | $2498.00 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.990%. The current UPB, reflected as per the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1839.66 | $1839.66 | $1839.66 | $1839.66 | $1839.66 | $1839.66 | $1839.66 | $0.00 | $0.00 | 0000000 | 0000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1839.66000<br> $1839.66000<br> $1839.66000<br> $1839.66000<br> $1839.66000<br> $1839.66000<br> $1839.66000<br> $0.00000<br> $0.00000 | 21.500% | 24.500% | 49.100% | 43.000% | $536.57 | $12877.62 |
| 45P4K2YLEFB | xx | xx | xx | xx | xx |  |  | xx | xx | Maryland | xx | $1084772.05 | 6.500% | $6952.75 | $8026.99 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8026.99 | $8026.99 | $8026.99 | $9026.99 | $9026.99 | $9026.99 | $9026.99 | $9026.99 | $9026.99 | $0.00 | $0.00 | 000000000 | 000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $8026.99000<br> $8026.99000<br> $8026.99000<br> $9026.99000<br> $9026.99000<br> $9026.99000<br> $9026.99000<br> $9026.99000<br> $9026.99000<br> $0.00000<br> $0.00000 | 40.600% | 37.500% | 75.000% | 81.200% | $3260.12 | $78242.91 |
| 8CHVGQKOGI0 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $142178.33 | 8.625% | $1120.02 | $1765.69 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $1733.18 | $1733.18 | $1733.18 | $1733.18 | $1733.18 | $1733.18 | $1733.18 | $1733.18 | $1733.18 | $0.00 | $3522.36 | $1733.18 | $1765.69 | $1765.69 | $1765.69 | $1765.69 | $1765.69 | $1765.69 | $1765.69 | $1765.69 | $0.00 | $0.00 | 00000000001000000000 | 00000000010000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $1733.18000<br> $1733.18000<br> $1733.18000<br> $1733.18000<br> $1733.18000<br> $1733.18000<br> $1733.18000<br> $1733.18000<br> $1733.18000<br> $0.00000<br> $3522.36000<br> $1733.18000<br> $1765.69000<br> $1765.69000<br> $1765.69000<br> $1765.69000<br> $1765.69000<br> $1765.69000<br> $1765.69000<br> $1765.69000<br> $0.00000<br> $0.00000 | 82.500% | 33.300% | 66.700% | 91.500% | $1457.49 | $34979.68 |
| SIM7F5F1ZT9 | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $416581.47 | 3.125% | $1529.52 | $2126.36 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB is xx. The due dates are advanced from xx/xx/2020 to xx/xx/2025 due to loan modification. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4450.98 | $2270.99 | $2126.36 | $2126.36 | $0.00 | 000014444444444444444444 | 444444444444444444410000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4450.98000<br> $2270.99000<br> $2126.36000<br> $2126.36000<br> $0.00000 | 21.500% | 66.700% | 86.000% | 43.000% | $457.28 | $10974.69 |
| XTWWUM6J9E5 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $232793.74 | 7.000% | $1450.59 | $2011.46 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB, as reflected in the payment history, is xx and there is a deferred balance in the amount of xx.<br> The due dates are adjusted from xx/xx/2024 to xx/xx/2025 due to loan modifications. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2003.54 | $2003.54 | $2003.54 | $0.00 | $2013.16 | $2013.16 | $2011.46 | $2011.46 | $2011.46 | $2011.46 | $2041.46 | $0.00 | $0.00 | 000000044444444444443212 | 212344444444444440000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2003.54000<br> $2003.54000<br> $2003.54000<br> $0.00000<br> $2013.16000<br> $2013.16000<br> $2011.46000<br> $2011.46000<br> $2011.46000<br> $2011.46000<br> $2041.46000<br> $0.00000<br> $0.00000 | 41.700% | 33.800% | 66.900% | 75.100% | $838.51 | $20124.24 |
| JJQFK8W7PCQ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oregon | xx | $406308.69 | 2.375% | $2524.21 | $3308.81 | 2026-03-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 2.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4096.22 | $0.00 | $4096.22 | $0.00 | $0.00 | $6572.16 | $3286.08 | $3286.08 | $3286.08 | $3283.94 | $3286.08 | $3286.08 | $0.00 | $3286.08 | $0.00 | $7081.12 | $0.00 | 100000044444444444444444 | 444444444444444440000001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4096.22000<br> $0.00000<br> $4096.22000<br> $0.00000<br> $0.00000<br> $6572.16000<br> $3286.08000<br> $3286.08000<br> $3286.08000<br> $3283.94000<br> $3286.08000<br> $3286.08000<br> $0.00000<br> $3286.08000<br> $0.00000<br> $7081.12000<br> $0.00000 | 56.500% | 71.300% | 68.800% | 92.300% | $1868.59 | $44846.14 |
| KHE3T1VKJPE | xx | xx | xx | xx | xx |  |  | xx | xx | Minnesota | xx | $154202.09 | 5.875% | $916.88 | $1195.23 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1195.23 | $1195.23 | $1195.23 | $1195.23 | $1195.23 | $0.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1195.23000<br> $1195.23000<br> $1195.23000<br> $1195.23000<br> $1195.23000<br> $0.00000<br> $0.00000 | 20.800% | 33.300% | 66.700% | 41.700% | $249.01 | $5976.15 |
| A1TEZX5FF55 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $103503.66 | 5.500% | $536.81 | $1562.67 | 2026-02-18 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx, and the deferred balance is xx. The loan was modified on xx/xx/2025, and the due date has been advanced from xx/xx/2024 to xx/xx/2025. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1345.54 | $1345.54 | $1345.54 | $1562.67 | $1562.67 | $1562.67 | $1562.67 | $1589.00 | $1589.51 | $1562.67 | $1562.67 | $1562.67 | $0.00 | $0.00 | 000000000444444444443210 | 012344444444444000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1345.54000<br> $1345.54000<br> $1345.54000<br> $1562.67000<br> $1562.67000<br> $1562.67000<br> $1562.67000<br> $1589.00000<br> $1589.51000<br> $1562.67000<br> $1562.67000<br> $1562.67000<br> $0.00000<br> $0.00000 | 48.400% | 33.300% | 67.000% | 82.500% | $756.41 | $18153.82 |
| 3KUGKL7TZ8E | xx | xx | xx | xx | xx |  |  | xx | xx | Georgia | xx | $76031.30 | 7.990% | $680.36 | $874.22 | 2026-03-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2025 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.990%. The current UPB, as reflected in the payment history, is xx. | $874.22 | $0.00 | $874.22 | $0.00 | $900.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1400.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | 000444444444444432211000 | 000112234444444444444000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $874.22000<br> $0.00000<br> $874.22000<br> $0.00000<br> $900.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1400.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 19.300% | 0.000% | 0.000% | 0.000% | $168.69 | $4048.44 |
| 8U4S3KSGCKF | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $223576.62 | 5.750% | $1324.71 | $1771.66 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1771.67 | $0.00 | $3609.58 | $1837.91 | $1837.91 | $1771.67 | $1837.91 | $0.00 | $3540.02 | $1837.90 | $1771.66 | $1771.66 | $1771.66 | $1771.66 | $0.00 | $0.00 | 00000010000010 | 01000001000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1771.67000<br> $0.00000<br> $3609.58000<br> $1837.91000<br> $1837.91000<br> $1771.67000<br> $1837.91000<br> $0.00000<br> $3540.02000<br> $1837.90000<br> $1771.66000<br> $1771.66000<br> $1771.66000<br> $1771.66000<br> $0.00000<br> $0.00000 | 59.100% | 33.300% | 66.700% | 84.300% | $1047.13 | $25131.21 |
| X235CEGMUMJ | xx | xx | xx | xx | xx |  |  | xx | xx | Idaho | xx | $140102.72 | 2.750% | $630.32 | $694.11 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB, as reflected in the payment history, is xx. | $694.60 | $694.60 | $694.60 | $694.60 | $694.60 | $694.60 | $694.60 | $694.60 | $694.60 | $694.60 | $694.60 | $694.11 | $694.11 | $694.11 | $694.11 | $694.11 | $961.11 | $694.11 | $694.11 | $694.11 | $694.11 | $1334.49 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $694.60000<br> $694.60000<br> $694.60000<br> $694.60000<br> $694.60000<br> $694.60000<br> $694.60000<br> $694.60000<br> $694.60000<br> $694.60000<br> $694.60000<br> $694.11000<br> $694.11000<br> $694.11000<br> $694.11000<br> $694.11000<br> $961.11000<br> $694.11000<br> $694.11000<br> $694.11000<br> $694.11000<br> $1334.49000<br> $0.00000<br> $0.00000 | 97.100% | 64.100% | 82.000% | 94.200% | $674.30 | $16183.19 |
| R08WCY10XBF | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $69650.01 | 6.990% | $465.24 | $465.24 | 2026-03-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.99%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $930.48 | $0.00 | $465.24 | $465.24 | $465.24 | $465.24 | $0.00 | $0.00 | 000000 | 000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $930.48000<br> $0.00000<br> $465.24000<br> $465.24000<br> $465.24000<br> $465.24000<br> $0.00000<br> $0.00000 | 25.000% | 33.300% | 66.700% | 50.000% | $116.31 | $2791.44 |
| 032URUBXFXC | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $123869.34 | 6.625% | $800.39 | $1212.34 | 2026-02-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1212.34 | $1212.34 | $1212.34 | $1212.34 | $1212.34 | $1212.34 | $1212.34 | $1212.34 | $1212.34 | $1212.34 | $0.00 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1212.34000<br> $1212.34000<br> $1212.34000<br> $1212.34000<br> $1212.34000<br> $1212.34000<br> $1212.34000<br> $1212.34000<br> $1212.34000<br> $1212.34000<br> $0.00000<br> $0.00000 | 41.700% | 33.300% | 66.700% | 83.300% | $505.14 | $12123.40 |
| VO575H0BPPY | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $343660.00 | 6.000% | $2060.42 |  | 2026-02-26 | XX/XX/XXXX | 0 | The loan was originated on xx/xx/2026, and the first payment is due on xx/xx/2026. According to the tape as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.000%. The current UPB reflected as per the tape is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |  |  | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $0.00 | $0.00 |
| 7BF5OVWW05O | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $269426.82 | 6.375% | $1746.84 | $2187.16 | 2026-02-24 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. The PH shows a large transaction of principal payments other than P&I on xx/xx/2026 in the amount of xx. As per the collection comment dated xx/xx/2026, those are borrower payments. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $12187.16 | $2187.16 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $12187.16000<br> $2187.16000<br> $0.00000<br> $0.00000 | 27.400% | 33.300% | 109.500% | 54.800% | $598.93 | $14374.32 |
| 0BMXI80SH7Q | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $800170.02 | 7.500% | $5001.06 | $6496.94 | 2026-02-24 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current interest-only payment is xx with an interest rate of 7.500%. The current UPB reflected as per the payment history is xx. The interest-only period is effective till xx/xx/2035. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8086.80 | $0.00 | $0.00 | $6496.94 | $6496.94 | $6496.94 | $6496.94 | $0.00 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $8086.80000<br> $0.00000<br> $0.00000<br> $6496.94000<br> $6496.94000<br> $6496.94000<br> $6496.94000<br> $0.00000<br> $0.00000 | 21.900% | 33.300% | 66.700% | 43.700% | $1419.77 | $34074.56 |
| AOHLET81GT3 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $1196154.13 | 5.875% | $7097.52 | $9152.52 | 2026-02-24 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9152.52 | $9152.52 | $9152.52 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $9152.52000<br> $9152.52000<br> $9152.52000<br> $0.00000<br> $0.00000 | 12.500% | 33.300% | 50.000% | 25.000% | $1144.07 | $27457.56 |
| DRUPQQ9E2MH | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $407297.06 | 6.100% | $2475.49 | $2989.29 | 2026-02-24 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.100%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2989.29 | $0.00 | $2989.29 | $2989.29 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2989.29000<br> $0.00000<br> $2989.29000<br> $2989.29000<br> $0.00000<br> $0.00000 | 12.500% | 33.300% | 50.000% | 25.000% | $373.66 | $8967.87 |
| O5C23I0YWKW | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $731035.00 | 5.990% | $4387.00 | $5279.19 | 2026-02-24 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.990%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5279.19 | $5279.19 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5279.19000<br> $5279.19000<br> $0.00000<br> $0.00000 | 8.300% | 33.300% | 33.300% | 16.700% | $439.93 | $10558.38 |
| BIM7WNSKPEG | xx | xx | xx | xx | xx |  |  | xx | xx | Massachusetts | xx | $912897.06 | 2.875% | $4148.92 | $6172.12 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB, as reflected in the payment history, is xx. | $6350.83 | $6350.83 | $6350.83 | $6350.83 | $6350.83 | $6049.58 | $6049.58 | $6049.58 | $6049.58 | $6049.58 | $6049.58 | $6049.58 | $6049.58 | $6049.58 | $6049.58 | $6049.58 | $6049.58 | $6172.12 | $6172.12 | $6174.22 | $6172.12 | $6172.12 | $6172.12 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $6350.83000<br> $6350.83000<br> $6350.83000<br> $6350.83000<br> $6350.83000<br> $6049.58000<br> $6049.58000<br> $6049.58000<br> $6049.58000<br> $6049.58000<br> $6049.58000<br> $6049.58000<br> $6049.58000<br> $6049.58000<br> $6049.58000<br> $6049.58000<br> $6049.58000<br> $6172.12000<br> $6172.12000<br> $6174.22000<br> $6172.12000<br> $6172.12000<br> $6172.12000<br> $0.00000 | 95.400% | 66.700% | 83.300% | 90.800% | $5891.00 | $141383.93 |
| ZVZCDRONT08 | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $783570.27 | 2.875% | $4758.82 | $6995.78 | 2026-02-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. <br> The PH shows a large transaction of principal payments other than P&I on xx/xx/2024, xx/xx/2024, xx/xx/2025, and xx/xx/2025 in the total amount of xx. As per the comments dated xx/xx/2024, xx/xx/2024, xx/xx/2025, and xx/xx/2025, these are the borrower's payments.<br>| $0.00 | $6907.95 | $29860.28 | $6907.96 | $6907.96 | $6907.96 | $10000.00 | $41944.23 | $6907.96 | $0.00 | $13815.92 | $6907.96 | $6907.96 | $6907.96 | $42763.32 | $0.00 | $6995.78 | $13991.56 | $0.00 | $106995.78 | $6995.78 | $6995.78 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $6907.95000<br> $29860.28000<br> $6907.96000<br> $6907.96000<br> $6907.96000<br> $10000.00000<br> $41944.23000<br> $6907.96000<br> $0.00000<br> $13815.92000<br> $6907.96000<br> $6907.96000<br> $6907.96000<br> $42763.32000<br> $0.00000<br> $6995.78000<br> $13991.56000<br> $0.00000<br> $106995.78000<br> $6995.78000<br> $6995.78000<br> $0.00000<br> $0.00000 | 199.900% | 33.300% | 288.200% | 236.500% | $13984.25 | $335622.10 |
| 3ZQI8GF4KL9 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Tennessee | xx | $634010.87 | 2.875% | $2887.65 | $3434.46 | 2026-03-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx.<br>| $3386.75 | $3390.12 | $3390.12 | $3390.12 | $3390.12 | $3390.12 | $3390.12 | $3390.12 | $3390.12 | $3390.12 | $3390.12 | $3390.12 | $3390.12 | $3434.46 | $3434.46 | $3434.46 | $3434.46 | $3434.46 | $3434.46 | $3434.46 | $3434.46 | $3434.46 | $3434.46 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3386.75000<br> $3390.12000<br> $3390.12000<br> $3390.12000<br> $3390.12000<br> $3390.12000<br> $3390.12000<br> $3390.12000<br> $3390.12000<br> $3390.12000<br> $3390.12000<br> $3390.12000<br> $3390.12000<br> $3434.46000<br> $3434.46000<br> $3434.46000<br> $3434.46000<br> $3434.46000<br> $3434.46000<br> $3434.46000<br> $3434.46000<br> $3434.46000<br> $3434.46000<br> $0.00000 | 95.100% | 66.700% | 83.300% | 91.600% | $3267.20 | $78412.79 |
| MOKTAB05BC5 | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $996520.46 | 3.125% | $5191.91 | $7285.75 | 2026-03-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history, is xx. | $7294.60 | $7294.60 | $7294.60 | $7294.60 | $7294.60 | $7294.60 | $7294.60 | $7294.60 | $7294.60 | $7294.60 | $7294.60 | $7285.75 | $7285.75 | $7285.75 | $7285.75 | $7285.75 | $7285.75 | $7285.75 | $7285.75 | $7285.75 | $7285.75 | $7285.75 | $7285.75 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $7294.60000<br> $7294.60000<br> $7294.60000<br> $7294.60000<br> $7294.60000<br> $7294.60000<br> $7294.60000<br> $7294.60000<br> $7294.60000<br> $7294.60000<br> $7294.60000<br> $7285.75000<br> $7285.75000<br> $7285.75000<br> $7285.75000<br> $7285.75000<br> $7285.75000<br> $7285.75000<br> $7285.75000<br> $7285.75000<br> $7285.75000<br> $7285.75000<br> $7285.75000<br> $0.00000 | 95.900% | 66.700% | 83.300% | 91.700% | $6986.23 | $167669.60 |
| 5VSDKXLIHES | xx | xx | xx | xx | xx |  |  | xx | xx | Pennsylvania | xx | $99641.25 | 5.500% | $817.08 | $1157.04 | 2026-02-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1157.04 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1157.04000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $48.21 | $1157.04 |
| R7Y25UAY43I | xx | xx | xx | xx | xx |  |  | xx | xx | Missouri | xx | $321431.03 | 6.750% | $2088.49 | $2695.93 | 2026-03-02 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2708.79 | $0.00 | $2695.93 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2708.79000<br> $0.00000<br> $2695.93000<br> $0.00000 | 8.400% | 33.300% | 33.400% | 16.700% | $225.20 | $5404.72 |
| PDA15Z0FKOQ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Minnesota | xx | $109051.70 | 6.875% | $722.62 | $1013.93 | 2026-03-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1013.93 | $1013.93 | $1013.93 | $1013.93 | $1013.93 | $1013.93 | $1013.93 | $1013.93 | $1013.93 | $1013.93 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1013.93000<br> $1013.93000<br> $1013.93000<br> $1013.93000<br> $1013.93000<br> $1013.93000<br> $1013.93000<br> $1013.93000<br> $1013.93000<br> $1013.93000<br> $0.00000 | 41.700% | 66.700% | 83.300% | 83.300% | $422.47 | $10139.30 |
| NDZ4CELVD8O | xx | xx | xx | xx | xx |  |  | xx | xx | New Jersey | xx | $96051.70 | 3.875% | $540.77 | $1333.13 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB is xx. | $1282.48 | $1282.48 | $1282.48 | $1282.48 | $1421.77 | $1282.48 | $1288.10 | $1288.10 | $1288.10 | $1288.10 | $1288.10 | $1288.10 | $1288.10 | $1288.10 | $1288.10 | $1288.10 | $1288.10 | $1288.10 | $1377.72 | $1377.72 | $1377.72 | $1377.72 | $1377.72 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1282.48000<br> $1282.48000<br> $1282.48000<br> $1282.48000<br> $1421.77000<br> $1282.48000<br> $1288.10000<br> $1288.10000<br> $1288.10000<br> $1288.10000<br> $1288.10000<br> $1288.10000<br> $1288.10000<br> $1288.10000<br> $1288.10000<br> $1288.10000<br> $1288.10000<br> $1288.10000<br> $1377.72000<br> $1377.72000<br> $1377.72000<br> $1377.72000<br> $1377.72000<br> $0.00000 | 94.300% | 68.900% | 86.100% | 91.400% | $1257.50 | $30179.97 |
| A8K9FF2LD6N | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $70157.69 | 2.625% | $642.16 | $1172.64 | 2026-02-26 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.625 %. The current UPB is xx.<br>| $1126.60 | $1060.98 | $1591.47 | $1060.98 | $1060.98 | $1060.98 | $1060.98 | $1060.98 | $1060.98 | $1060.98 | $1060.98 | $1060.98 | $1172.64 | $1172.64 | $1172.64 | $1172.64 | $1172.64 | $1172.64 | $1376.66 | $1172.64 | $1172.64 | $1172.64 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1126.60000<br> $1060.98000<br> $1591.47000<br> $1060.98000<br> $1060.98000<br> $1060.98000<br> $1060.98000<br> $1060.98000<br> $1060.98000<br> $1060.98000<br> $1060.98000<br> $1060.98000<br> $1172.64000<br> $1172.64000<br> $1172.64000<br> $1172.64000<br> $1172.64000<br> $1172.64000<br> $1376.66000<br> $1172.64000<br> $1172.64000<br> $1172.64000<br> $0.00000<br> $0.00000 | 89.700% | 33.300% | 69.600% | 84.800% | $1052.43 | $25258.29 |
| 07JRNJHYUX3 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $186147.31 | 6.125% | $1184.84 | $1857.39 | 2026-03-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx. | $1654.39 | $1532.12 | $1532.12 | $1532.12 | $1532.12 | $1532.12 | $1532.12 | $1532.12 | $1532.12 | $1532.12 | $1532.12 | $1532.12 | $1532.12 | $8056.32 | $4813.47 | $1857.39 | $1857.39 | $1857.39 | $1857.39 | $1857.39 | $1857.39 | $1857.39 | $1857.39 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1654.39000<br> $1532.12000<br> $1532.12000<br> $1532.12000<br> $1532.12000<br> $1532.12000<br> $1532.12000<br> $1532.12000<br> $1532.12000<br> $1532.12000<br> $1532.12000<br> $1532.12000<br> $1532.12000<br> $8056.32000<br> $4813.47000<br> $1857.39000<br> $1857.39000<br> $1857.39000<br> $1857.39000<br> $1857.39000<br> $1857.39000<br> $1857.39000<br> $1857.39000<br> $0.00000 | 107.200% | 66.700% | 83.300% | 131.300% | $1990.36 | $47768.74 |
| TTP1Q9IEZC5 | xx | xx | xx | xx | xx |  |  | xx | xx | New Mexico | xx | $64484.39 | 5.875% | $810.35 | $1214.00 | 2026-03-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx(PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | $1190.63 | $1215.63 | $1165.63 | $1140.63 | $1140.63 | $1115.63 | $1140.63 | $1140.63 | $1140.63 | $1127.58 | $1152.58 | $1177.58 | $1177.58 | $1177.58 | $1127.58 | $1127.58 | $1102.58 | $1102.58 | $1077.58 | $1102.58 | $1102.58 | $1226.99 | $1226.99 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1190.63000<br> $1215.63000<br> $1165.63000<br> $1140.63000<br> $1140.63000<br> $1115.63000<br> $1140.63000<br> $1140.63000<br> $1140.63000<br> $1127.58000<br> $1152.58000<br> $1177.58000<br> $1177.58000<br> $1177.58000<br> $1127.58000<br> $1127.58000<br> $1102.58000<br> $1102.58000<br> $1077.58000<br> $1102.58000<br> $1102.58000<br> $1226.99000<br> $1226.99000<br> $0.00000 | 90.600% | 67.400% | 78.800% | 86.200% | $1100.03 | $26400.61 |
| LZKHX5ROO4T | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $51277.11 | 6.750% | $553.82 | $1180.18 | 2026-03-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $1057.62 | $1053.30 | $1053.30 | $1053.30 | $1053.30 | $1053.30 | $1053.30 | $1053.30 | $1053.30 | $1053.30 | $1073.30 | $1053.30 | $1053.30 | $1373.52 | $1200.18 | $1180.18 | $1180.18 | $1180.18 | $1180.18 | $1180.18 | $1180.18 | $1180.18 | $1180.18 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1057.62000<br> $1053.30000<br> $1053.30000<br> $1053.30000<br> $1053.30000<br> $1053.30000<br> $1053.30000<br> $1053.30000<br> $1053.30000<br> $1053.30000<br> $1073.30000<br> $1053.30000<br> $1053.30000<br> $1373.52000<br> $1200.18000<br> $1180.18000<br> $1180.18000<br> $1180.18000<br> $1180.18000<br> $1180.18000<br> $1180.18000<br> $1180.18000<br> $1180.18000<br> $0.00000 | 90.800% | 66.700% | 83.300% | 92.300% | $1072.18 | $25732.36 |
| 61XJ6YI47GX | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $44210.26 | 5.875% | $517.89 | $966.79 | 2026-03-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | $904.65 | $904.65 | $904.65 | $904.65 | $904.65 | $904.65 | $904.65 | $1220.95 | $1220.95 | $1220.95 | $1220.95 | $1220.95 | $1720.95 | $966.79 | $966.79 | $966.79 | $966.79 | $966.79 | $966.79 | $966.79 | $966.79 | $966.79 | $966.79 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $904.65000<br> $904.65000<br> $904.65000<br> $904.65000<br> $904.65000<br> $904.65000<br> $904.65000<br> $1220.95000<br> $1220.95000<br> $1220.95000<br> $1220.95000<br> $1220.95000<br> $1720.95000<br> $966.79000<br> $966.79000<br> $966.79000<br> $966.79000<br> $966.79000<br> $966.79000<br> $966.79000<br> $966.79000<br> $966.79000<br> $966.79000<br> $0.00000 | 102.700% | 66.700% | 83.300% | 98.200% | $992.76 | $23826.15 |
| SFZ0M05W78K | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $31887.87 | 5.500% | $278.99 | $695.79 | 2026-03-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx.<br>| $1946.14 | $521.14 | $521.14 | $1042.28 | $0.00 | $521.14 | $521.14 | $521.14 | $521.14 | $2294.00 | $521.14 | $695.79 | $695.79 | $695.79 | $695.79 | $695.79 | $695.79 | $695.79 | $695.79 | $695.79 | $695.97 | $695.79 | $695.79 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1946.14000<br> $521.14000<br> $521.14000<br> $1042.28000<br> $0.00000<br> $521.14000<br> $521.14000<br> $521.14000<br> $521.14000<br> $2294.00000<br> $521.14000<br> $695.79000<br> $695.79000<br> $695.79000<br> $695.79000<br> $695.79000<br> $695.79000<br> $695.79000<br> $695.79000<br> $695.79000<br> $695.97000<br> $695.79000<br> $695.79000<br> $0.00000 | 103.500% | 66.700% | 83.300% | 91.700% | $720.00 | $17280.06 |
| PAE7NXQ9074 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $48233.06 | 4.250% | $426.80 | $726.81 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.250%. The current UPB reflected as per the payment history is xx. | $779.34 | $749.44 | $749.44 | $749.44 | $749.44 | $749.44 | $749.44 | $749.44 | $749.44 | $749.44 | $749.44 | $749.44 | $749.44 | $826.81 | $826.81 | $826.81 | $826.81 | $826.81 | $826.81 | $826.81 | $826.81 | $826.81 | $826.81 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $779.34000<br> $749.44000<br> $749.44000<br> $749.44000<br> $749.44000<br> $749.44000<br> $749.44000<br> $749.44000<br> $749.44000<br> $749.44000<br> $749.44000<br> $749.44000<br> $749.44000<br> $826.81000<br> $826.81000<br> $826.81000<br> $826.81000<br> $826.81000<br> $826.81000<br> $826.81000<br> $826.81000<br> $826.81000<br> $826.81000<br> $0.00000 | 103.400% | 75.800% | 94.800% | 103.400% | $751.70 | $18040.72 |
| NKQGXWM47IC | xx | xx | xx | xx | xx |  |  | xx | xx | Arkansas | xx | $113400.33 | 3.250% | $657.79 | $1150.20 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 3.250%. The current UPB reflected as per the payment history is xx. | $924.60 | $0.00 | $924.60 | $924.60 | $2268.85 | $995.60 | $0.00 | $2043.82 | $995.60 | $995.60 | $995.60 | $995.60 | $995.60 | $0.00 | $1991.20 | $0.00 | $1991.20 | $2301.20 | $0.00 | $2301.00 | $0.00 | $1160.00 | $2300.40 | $0.00 | 000000010100000010011100 | 001110010000001010000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $924.60000<br> $0.00000<br> $924.60000<br> $924.60000<br> $2268.85000<br> $995.60000<br> $0.00000<br> $2043.82000<br> $995.60000<br> $995.60000<br> $995.60000<br> $995.60000<br> $995.60000<br> $0.00000<br> $1991.20000<br> $0.00000<br> $1991.20000<br> $2301.20000<br> $0.00000<br> $2301.00000<br> $0.00000<br> $1160.00000<br> $2300.40000<br> $0.00000 | 90.900% | 100.300% | 83.500% | 94.500% | $1046.04 | $25105.07 |
| 7HVUUAGN66Y | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Mexico | xx | $194514.17 | 4.375% | $994.36 | $1261.68 | 2026-03-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB reflected as per the payment history is xx. | $2605.32 | $0.00 | $1302.66 | $1302.66 | $2605.32 | $0.00 | $1302.66 | $1302.66 | $1402.10 | $1352.38 | $2668.32 | $1334.16 | $0.00 | $1383.88 | $1334.16 | $1383.88 | $1383.88 | $1334.16 | $0.00 | $3208.04 | $1384.16 | $1383.88 | $1261.68 | $0.00 | 000010000000000000000000 | 000000000000000000010000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2605.32000<br> $0.00000<br> $1302.66000<br> $1302.66000<br> $2605.32000<br> $0.00000<br> $1302.66000<br> $1302.66000<br> $1402.10000<br> $1352.38000<br> $2668.32000<br> $1334.16000<br> $0.00000<br> $1383.88000<br> $1334.16000<br> $1383.88000<br> $1383.88000<br> $1334.16000<br> $0.00000<br> $3208.04000<br> $1384.16000<br> $1383.88000<br> $1261.68000<br> $0.00000 | 103.200% | 69.900% | 95.600% | 92.900% | $1301.50 | $31235.96 |
| 8QNYHUR6N0V | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | $294447.65 | 3.625% | $1259.80 | $2417.03 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB as reflected in the payment history is xx.<br>| $2223.57 | $2223.57 | $2253.61 | $2253.61 | $2253.61 | $2253.61 | $2253.61 | $2253.61 | $2253.61 | $2253.61 | $2253.61 | $2253.61 | $2253.61 | $2253.61 | $2417.03 | $2417.03 | $2417.03 | $2417.03 | $2417.03 | $2417.03 | $2417.03 | $2417.03 | $2417.03 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2223.57000<br> $2223.57000<br> $2253.61000<br> $2253.61000<br> $2253.61000<br> $2253.61000<br> $2253.61000<br> $2253.61000<br> $2253.61000<br> $2253.61000<br> $2253.61000<br> $2253.61000<br> $2253.61000<br> $2253.61000<br> $2417.03000<br> $2417.03000<br> $2417.03000<br> $2417.03000<br> $2417.03000<br> $2417.03000<br> $2417.03000<br> $2417.03000<br> $2417.03000<br> $0.00000 | 91.800% | 66.700% | 83.300% | 90.500% | $2218.49 | $53243.73 |
| Y3QRY5BGWUF | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Mexico | xx | $46620.71 | 4.875% | $767.36 | $1365.85 | 2026-03-05 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB, as reflected in the payment history, is xx.<br>| $0.00 | $2916.31 | $0.00 | $3000.00 | $0.00 | $2900.00 | $0.00 | $2900.00 | $0.00 | $2900.00 | $0.00 | $2900.00 | $0.00 | $4097.55 | $0.00 | $2800.00 | $0.00 | $3000.00 | $0.00 | $3299.70 | $0.00 | $3000.00 | $0.00 | $0.00 | 000000000010100000000000 | 000000000001010000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $2916.31000<br> $0.00000<br> $3000.00000<br> $0.00000<br> $2900.00000<br> $0.00000<br> $2900.00000<br> $0.00000<br> $2900.00000<br> $0.00000<br> $2900.00000<br> $0.00000<br> $4097.55000<br> $0.00000<br> $2800.00000<br> $0.00000<br> $3000.00000<br> $0.00000<br> $3299.70000<br> $0.00000<br> $3000.00000<br> $0.00000<br> $0.00000 | 102.800% | 73.200% | 76.900% | 98.800% | $1404.73 | $33713.56 |
| 1BDMGGDGLAJ | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $36681.95 | 5.875% | $466.10 | $945.68 | 2026-02-26 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB, as reflected in the payment history, is xx. | $901.84 | $901.84 | $0.00 | $901.84 | $1803.68 | $901.84 | $901.84 | $901.84 | $901.84 | $901.84 | $901.84 | $945.68 | $945.68 | $945.68 | $945.68 | $945.68 | $945.68 | $945.68 | $945.68 | $945.68 | $945.68 | $945.68 | $0.00 | $0.00 | 000000000000000000110000 | 000011000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $901.84000<br> $901.84000<br> $0.00000<br> $901.84000<br> $1803.68000<br> $901.84000<br> $901.84000<br> $901.84000<br> $901.84000<br> $901.84000<br> $901.84000<br> $945.68000<br> $945.68000<br> $945.68000<br> $945.68000<br> $945.68000<br> $945.68000<br> $945.68000<br> $945.68000<br> $945.68000<br> $945.68000<br> $945.68000<br> $0.00000<br> $0.00000 | 89.500% | 33.300% | 66.700% | 83.300% | $846.78 | $20322.72 |
| XDVNG0N750A | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $46688.35 | 5.750% | $294.67 | $549.76 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 5.750%. The current UPB reflected as per the payment history is xx. | $600.00 | $600.00 | $650.00 | $750.00 | $655.42 | $651.00 | $681.00 | $636.00 | $560.00 | $620.00 | $543.17 | $650.00 | $604.00 | $600.00 | $690.00 | $1425.00 | $550.00 | $545.00 | $546.00 | $580.00 | $0.00 | $810.00 | $565.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $600.00000<br> $600.00000<br> $650.00000<br> $750.00000<br> $655.42000<br> $651.00000<br> $681.00000<br> $636.00000<br> $560.00000<br> $620.00000<br> $543.17000<br> $650.00000<br> $604.00000<br> $600.00000<br> $690.00000<br> $1425.00000<br> $550.00000<br> $545.00000<br> $546.00000<br> $580.00000<br> $0.00000<br> $810.00000<br> $565.00000<br> $0.00000 | 110.000% | 83.400% | 75.800% | 104.800% | $604.65 | $14511.59 |
| Y6OKT5ZISNX | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $40844.19 | 5.750% | $495.45 | $799.76 | 2026-03-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB reflected as per the payment history is xx. | $805.22 | $805.22 | $805.22 | $805.22 | $805.22 | $805.22 | $805.22 | $805.22 | $805.22 | $805.22 | $805.22 | $799.76 | $799.76 | $799.76 | $800.00 | $825.00 | $799.76 | $825.00 | $800.00 | $1625.00 | $0.00 | $800.00 | $800.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $805.22000<br> $805.22000<br> $805.22000<br> $805.22000<br> $805.22000<br> $805.22000<br> $805.22000<br> $805.22000<br> $805.22000<br> $805.22000<br> $805.22000<br> $799.76000<br> $799.76000<br> $799.76000<br> $800.00000<br> $825.00000<br> $799.76000<br> $825.00000<br> $800.00000<br> $1625.00000<br> $0.00000<br> $800.00000<br> $800.00000<br> $0.00000 | 96.500% | 66.700% | 83.900% | 92.500% | $772.14 | $18531.46 |
| 825VRJJ145F | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $113922.42 | 4.500% | $671.04 | $1421.26 | 2026-03-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB reflected as per the payment history is xx. | $1259.58 | $1259.58 | $1259.58 | $1259.58 | $1259.58 | $1259.58 | $1259.58 | $1259.58 | $1259.58 | $1329.66 | $1329.66 | $1329.66 | $1329.66 | $1329.66 | $1329.66 | $1329.66 | $1329.66 | $1329.66 | $1329.66 | $1421.26 | $1421.26 | $1421.26 | $1421.26 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1259.58000<br> $1259.58000<br> $1259.58000<br> $1259.58000<br> $1259.58000<br> $1259.58000<br> $1259.58000<br> $1259.58000<br> $1259.58000<br> $1329.66000<br> $1329.66000<br> $1329.66000<br> $1329.66000<br> $1329.66000<br> $1329.66000<br> $1329.66000<br> $1329.66000<br> $1329.66000<br> $1329.66000<br> $1421.26000<br> $1421.26000<br> $1421.26000<br> $1421.26000<br> $0.00000 | 88.900% | 66.700% | 82.300% | 87.900% | $1263.24 | $30317.86 |
| R2S0ZJYO78Q | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $40332.37 | 6.000% | $506.32 | $931.75 | 2026-02-27 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.00%. The current UPB reflected as per the payment history is xx, and the deferred balance is xx. <br> As per the deferral agreement located at "xx" there is a deferred principal balance of xx. | $871.30 | $871.30 | $871.30 | $871.30 | $871.30 | $871.30 | $871.30 | $871.30 | $871.30 | $871.30 | $871.30 | $906.43 | $906.43 | $906.43 | $906.43 | $906.43 | $906.43 | $906.43 | $906.43 | $906.43 | $931.75 | $931.75 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $871.30000<br> $871.30000<br> $871.30000<br> $871.30000<br> $871.30000<br> $871.30000<br> $871.30000<br> $871.30000<br> $871.30000<br> $871.30000<br> $871.30000<br> $906.43000<br> $906.43000<br> $906.43000<br> $906.43000<br> $906.43000<br> $906.43000<br> $906.43000<br> $906.43000<br> $906.43000<br> $931.75000<br> $931.75000<br> $0.00000<br> $0.00000 | 87.700% | 33.300% | 65.800% | 81.500% | $816.90 | $19605.67 |
| UBXJ82671NH | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | $44884.43 | 5.750% | $564.52 | $957.67 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.75%. The current UPB reflected as per the payment history is xx. | $934.92 | $934.92 | $934.92 | $934.92 | $934.92 | $934.92 | $934.92 | $934.92 | $934.92 | $934.92 | $934.92 | $957.67 | $957.67 | $957.67 | $957.67 | $957.67 | $957.67 | $957.67 | $957.67 | $957.67 | $957.67 | $957.67 | $957.67 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $934.92000<br> $934.92000<br> $934.92000<br> $934.92000<br> $934.92000<br> $934.92000<br> $934.92000<br> $934.92000<br> $934.92000<br> $934.92000<br> $934.92000<br> $957.67000<br> $957.67000<br> $957.67000<br> $957.67000<br> $957.67000<br> $957.67000<br> $957.67000<br> $957.67000<br> $957.67000<br> $957.67000<br> $957.67000<br> $957.67000<br> $0.00000 | 94.700% | 66.700% | 83.300% | 91.700% | $907.34 | $21776.16 |
| 1R80S58TYGE | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $73700.67 | 4.875% | $431.75 | $764.70 | 2026-02-23 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 4.875%. The current UPB reflected as per the payment history is xx. | $748.49 | $798.49 | $798.49 | $748.49 | $748.49 | $748.49 | $748.49 | $748.49 | $748.49 | $1754.46 | $764.70 | $764.70 | $764.70 | $764.70 | $764.70 | $764.70 | $764.70 | $764.70 | $764.70 | $764.70 | $764.70 | $764.70 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $748.49000<br> $798.49000<br> $798.49000<br> $748.49000<br> $748.49000<br> $748.49000<br> $748.49000<br> $748.49000<br> $748.49000<br> $1754.46000<br> $764.70000<br> $764.70000<br> $764.70000<br> $764.70000<br> $764.70000<br> $764.70000<br> $764.70000<br> $764.70000<br> $764.70000<br> $764.70000<br> $764.70000<br> $764.70000<br> $0.00000<br> $0.00000 | 96.800% | 33.300% | 66.700% | 83.300% | $740.30 | $17767.27 |
| HUBOBK3TXBQ | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $44294.86 | 5.875% | $261.53 | $538.05 | 2026-03-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | $511.06 | $511.06 | $0.00 | $1022.12 | $511.06 | $511.06 | $511.06 | $511.06 | $511.06 | $511.06 | $511.06 | $538.05 | $1076.10 | $0.00 | $538.05 | $538.05 | $538.05 | $538.05 | $538.05 | $538.05 | $538.05 | $538.05 | $538.05 | $0.00 | 000000000000000000001000 | 000100000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $511.06000<br> $511.06000<br> $0.00000<br> $1022.12000<br> $511.06000<br> $511.06000<br> $511.06000<br> $511.06000<br> $511.06000<br> $511.06000<br> $511.06000<br> $538.05000<br> $1076.10000<br> $0.00000<br> $538.05000<br> $538.05000<br> $538.05000<br> $538.05000<br> $538.05000<br> $538.05000<br> $538.05000<br> $538.05000<br> $538.05000<br> $0.00000 | 93.500% | 66.700% | 83.300% | 91.700% | $503.26 | $12078.26 |
| 9VPP220QD0O | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $65551.05 | 5.875% | $365.59 | $614.17 | 2026-03-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.875%. The current UPB reflected as per the payment history is xx. | $549.43 | $549.43 | $549.43 | $549.43 | $549.43 | $549.43 | $549.43 | $549.43 | $549.43 | $549.43 | $549.43 | $614.17 | $614.17 | $614.17 | $614.17 | $614.17 | $614.17 | $614.17 | $614.17 | $614.17 | $614.17 | $614.17 | $614.17 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $549.43000<br> $549.43000<br> $549.43000<br> $549.43000<br> $549.43000<br> $549.43000<br> $549.43000<br> $549.43000<br> $549.43000<br> $549.43000<br> $549.43000<br> $614.17000<br> $614.17000<br> $614.17000<br> $614.17000<br> $614.17000<br> $614.17000<br> $614.17000<br> $614.17000<br> $614.17000<br> $614.17000<br> $614.17000<br> $614.17000<br> $0.00000 | 91.000% | 66.700% | 83.300% | 91.700% | $558.91 | $13413.77 |
| IRUMCOU5IZC | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | $43804.11 | 7.125% | $491.14 | $812.98 | 2026-02-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.13%. The current UPB reflected as per the payment history is xx.<br>| $784.81 | $784.81 | $784.81 | $784.81 | $784.81 | $784.81 | $784.81 | $784.81 | $784.81 | $784.81 | $784.81 | $812.98 | $812.98 | $812.98 | $812.98 | $812.98 | $812.98 | $812.98 | $812.98 | $812.98 | $812.98 | $812.98 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $784.81000<br> $784.81000<br> $784.81000<br> $784.81000<br> $784.81000<br> $784.81000<br> $784.81000<br> $784.81000<br> $784.81000<br> $784.81000<br> $784.81000<br> $812.98000<br> $812.98000<br> $812.98000<br> $812.98000<br> $812.98000<br> $812.98000<br> $812.98000<br> $812.98000<br> $812.98000<br> $812.98000<br> $812.98000<br> $0.00000<br> $0.00000 | 90.100% | 33.300% | 66.700% | 83.300% | $732.32 | $17575.69 |
| HEEMX5PAKON | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $31717.67 | 3.125% | $167.19 | $385.94 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 3.125%. The current UPB reflected as per the payment history is xx. | $652.19 | $652.19 | $652.19 | $652.19 | $652.19 | $652.19 | $652.19 | $652.19 | $652.19 | $1304.38 | $0.00 | $685.94 | $385.94 | $685.94 | $1071.88 | $0.00 | $385.94 | $385.94 | $385.94 | $771.88 | $0.00 | $385.94 | $385.94 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $652.19000<br> $652.19000<br> $652.19000<br> $652.19000<br> $652.19000<br> $652.19000<br> $652.19000<br> $652.19000<br> $652.19000<br> $1304.38000<br> $0.00000<br> $685.94000<br> $385.94000<br> $685.94000<br> $1071.88000<br> $0.00000<br> $385.94000<br> $385.94000<br> $385.94000<br> $771.88000<br> $0.00000<br> $385.94000<br> $385.94000<br> $0.00000 | 137.200% | 66.700% | 83.300% | 104.600% | $529.39 | $12705.37 |
| RRR0GIMH3V4 | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $99025.42 | 6.250% | $636.50 | $1074.18 | 2026-02-20 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx, with an interest rate of 6.250%. The current UPB reflected as per the payment history is xx. | $982.13 | $982.13 | $982.13 | $982.13 | $982.13 | $982.13 | $982.13 | $982.13 | $982.13 | $982.13 | $982.13 | $1074.18 | $1074.18 | $1074.18 | $0.00 | $1074.18 | $2148.36 | $1106.01 | $1106.01 | $1074.18 | $1106.01 | $1106.01 | $0.00 | $0.00 | 000000110000000000000000 | 000000000000000011000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $982.13000<br> $982.13000<br> $982.13000<br> $982.13000<br> $982.13000<br> $982.13000<br> $982.13000<br> $982.13000<br> $982.13000<br> $982.13000<br> $982.13000<br> $1074.18000<br> $1074.18000<br> $1074.18000<br> $0.00000<br> $1074.18000<br> $2148.36000<br> $1106.01000<br> $1106.01000<br> $1074.18000<br> $1106.01000<br> $1106.01000<br> $0.00000<br> $0.00000 | 88.200% | 34.300% | 68.100% | 84.300% | $947.78 | $22746.73 |
| BBFVMSQXP70 | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $42465.62 | 6.625% | $259.44 | $457.91 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx, with an interest rate of 6.625%. The current UPB reflected as per the payment history is xx. | $455.80 | $455.80 | $455.80 | $455.80 | $455.80 | $455.80 | $455.80 | $455.80 | $455.80 | $455.80 | $455.80 | $457.91 | $457.91 | $457.91 | $457.91 | $457.91 | $457.91 | $457.91 | $457.91 | $457.91 | $457.91 | $457.91 | $457.91 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $455.80000<br> $455.80000<br> $455.80000<br> $455.80000<br> $455.80000<br> $455.80000<br> $455.80000<br> $455.80000<br> $455.80000<br> $455.80000<br> $455.80000<br> $457.91000<br> $457.91000<br> $457.91000<br> $457.91000<br> $457.91000<br> $457.91000<br> $457.91000<br> $457.91000<br> $457.91000<br> $457.91000<br> $457.91000<br> $457.91000<br> $0.00000 | 95.600% | 66.700% | 83.300% | 91.700% | $437.86 | $10508.72 |
| I4500I86AD9 | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $57789.57 | 7.250% | $625.35 | $912.20 | 2026-02-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.25%. The current UPB reflected as per the payment history is xx. | $870.06 | $870.06 | $870.06 | $870.06 | $870.06 | $870.06 | $870.06 | $870.06 | $870.06 | $870.06 | $870.06 | $912.20 | $912.20 | $1979.00 | $912.20 | $912.20 | $943.47 | $943.47 | $943.47 | $943.47 | $943.47 | $943.47 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $870.06000<br> $870.06000<br> $870.06000<br> $870.06000<br> $870.06000<br> $870.06000<br> $870.06000<br> $870.06000<br> $870.06000<br> $870.06000<br> $870.06000<br> $912.20000<br> $912.20000<br> $1979.00000<br> $912.20000<br> $912.20000<br> $943.47000<br> $943.47000<br> $943.47000<br> $943.47000<br> $943.47000<br> $943.47000<br> $0.00000<br> $0.00000 | 95.300% | 34.500% | 69.000% | 94.800% | $869.14 | $20859.28 |
| U6RA25FIOKT | xx | xx | xx | xx | xx |  |  | xx | xx | Arkansas | xx | $115311.13 | 4.750% | $582.14 | $933.08 | 2026-03-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.75%. The current UPB as per the payment history is xx. | $0.00 | $846.36 | $846.36 | $846.36 | $846.36 | $841.38 | $841.38 | $841.38 | $841.38 | $841.38 | $841.38 | $841.38 | $841.38 | $841.38 | $841.38 | $841.38 | $841.38 | $933.08 | $933.08 | $962.19 | $933.08 | $933.08 | $933.08 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $846.36000<br> $846.36000<br> $846.36000<br> $846.36000<br> $841.38000<br> $841.38000<br> $841.38000<br> $841.38000<br> $841.38000<br> $841.38000<br> $841.38000<br> $841.38000<br> $841.38000<br> $841.38000<br> $841.38000<br> $841.38000<br> $933.08000<br> $933.08000<br> $962.19000<br> $933.08000<br> $933.08000<br> $933.08000<br> $0.00000 | 85.300% | 66.700% | 83.900% | 87.800% | $796.23 | $19109.59 |
| G3QDRL2P2PH | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $136668.73 | 5.750% | $1610.66 | $3228.30 | 2026-03-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.750%. The current UPB reflected as per the payment history is xx. | $2954.36 | $3142.54 | $3142.54 | $3142.54 | $3142.54 | $3142.54 | $3142.54 | $3142.54 | $3142.54 | $3142.54 | $3142.54 | $3142.54 | $3142.54 | $3228.30 | $3228.30 | $3228.30 | $3228.30 | $3228.30 | $3228.30 | $3228.30 | $3228.30 | $3228.30 | $3228.30 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2954.36000<br> $3142.54000<br> $3142.54000<br> $3142.54000<br> $3142.54000<br> $3142.54000<br> $3142.54000<br> $3142.54000<br> $3142.54000<br> $3142.54000<br> $3142.54000<br> $3142.54000<br> $3142.54000<br> $3228.30000<br> $3228.30000<br> $3228.30000<br> $3228.30000<br> $3228.30000<br> $3228.30000<br> $3228.30000<br> $3228.30000<br> $3228.30000<br> $3228.30000<br> $0.00000 | 94.200% | 66.700% | 83.300% | 91.400% | $3039.49 | $72947.84 |
| JXEFBY6AHD4 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | $64047.68 | 6.875% | $406.49 | $839.15 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB is xx. | $761.25 | $761.25 | $825.00 | $825.00 | $825.00 | $825.00 | $836.25 | $836.25 | $836.25 | $836.25 | $836.25 | $914.15 | $914.15 | $914.15 | $914.15 | $914.15 | $839.15 | $914.15 | $914.15 | $2114.15 | $939.15 | $1489.15 | $914.15 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $761.25000<br> $761.25000<br> $825.00000<br> $825.00000<br> $825.00000<br> $825.00000<br> $836.25000<br> $836.25000<br> $836.25000<br> $836.25000<br> $836.25000<br> $914.15000<br> $914.15000<br> $914.15000<br> $914.15000<br> $914.15000<br> $839.15000<br> $914.15000<br> $914.15000<br> $2114.15000<br> $939.15000<br> $1489.15000<br> $914.15000<br> $0.00000 | 107.700% | 95.500% | 126.500% | 117.000% | $904.11 | $21698.55 |
| XZ3S126J3TA | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $52410.47 | 6.125% | $541.96 | $933.16 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB is xx. | $0.00 | $860.77 | $860.77 | $860.77 | $860.77 | $860.77 | $860.77 | $860.77 | $860.77 | $860.77 | $1793.93 | $0.00 | $933.16 | $933.16 | $933.16 | $933.16 | $933.16 | $933.16 | $933.16 | $933.16 | $933.16 | $933.16 | $933.16 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $860.77000<br> $860.77000<br> $860.77000<br> $860.77000<br> $860.77000<br> $860.77000<br> $860.77000<br> $860.77000<br> $860.77000<br> $1793.93000<br> $0.00000<br> $933.16000<br> $933.16000<br> $933.16000<br> $933.16000<br> $933.16000<br> $933.16000<br> $933.16000<br> $933.16000<br> $933.16000<br> $933.16000<br> $933.16000<br> $0.00000 | 88.400% | 66.700% | 83.300% | 91.700% | $825.23 | $19805.62 |
| 4F04YJBJVRV | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $21444.97 | 6.125% | $238.08 | $492.28 | 2026-03-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.125%. The current UPB reflected as per the payment history is xx.<br>| $521.39 | $521.39 | $521.39 | $521.39 | $521.39 | $521.39 | $521.39 | $521.39 | $521.39 | $521.39 | $521.39 | $512.28 | $512.28 | $512.28 | $512.28 | $512.28 | $512.28 | $512.28 | $512.28 | $512.28 | $512.28 | $512.28 | $512.28 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $521.39000<br> $521.39000<br> $521.39000<br> $521.39000<br> $521.39000<br> $521.39000<br> $521.39000<br> $521.39000<br> $521.39000<br> $521.39000<br> $521.39000<br> $512.28000<br> $512.28000<br> $512.28000<br> $512.28000<br> $512.28000<br> $512.28000<br> $512.28000<br> $512.28000<br> $512.28000<br> $512.28000<br> $512.28000<br> $512.28000<br> $0.00000 | 100.600% | 69.400% | 86.700% | 95.400% | $495.11 | $11882.65 |
| KF4NU5DBZQT | xx | xx | xx | xx | xx |  |  | xx | xx | New Mexico | xx | $84978.29 | 4.875% | $432.84 | $678.12 | 2026-03-03 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB reflected as per the payment history is xx. | $731.29 | $731.29 | $731.29 | $731.29 | $731.29 | $731.29 | $731.29 | $731.29 | $731.29 | $731.29 | $786.52 | $786.52 | $2341.52 | $669.00 | $669.00 | $669.00 | $669.00 | $669.00 | $669.00 | $669.00 | $669.00 | $669.00 | $678.12 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $731.29000<br> $731.29000<br> $731.29000<br> $731.29000<br> $731.29000<br> $731.29000<br> $731.29000<br> $731.29000<br> $731.29000<br> $731.29000<br> $786.52000<br> $786.52000<br> $2341.52000<br> $669.00000<br> $669.00000<br> $669.00000<br> $669.00000<br> $669.00000<br> $669.00000<br> $669.00000<br> $669.00000<br> $669.00000<br> $678.12000<br> $0.00000 | 110.100% | 66.200% | 82.400% | 111.100% | $746.94 | $17926.58 |
| DAC6Y14IFGO | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $54712.28 | 4.875% | $465.70 | $741.11 | 2026-03-10 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB, as reflected in the payment history, is xx.<br>| $712.87 | $712.87 | $712.87 | $712.87 | $712.87 | $712.87 | $712.87 | $712.87 | $712.87 | $1401.45 | $712.87 | $741.11 | $741.11 | $741.11 | $741.11 | $741.11 | $741.11 | $741.11 | $741.11 | $741.11 | $741.11 | $1353.07 | $741.11 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $712.87000<br> $712.87000<br> $712.87000<br> $712.87000<br> $712.87000<br> $712.87000<br> $712.87000<br> $712.87000<br> $712.87000<br> $1401.45000<br> $712.87000<br> $741.11000<br> $741.11000<br> $741.11000<br> $741.11000<br> $741.11000<br> $741.11000<br> $741.11000<br> $741.11000<br> $741.11000<br> $741.11000<br> $1353.07000<br> $741.11000<br> $0.00000 | 101.400% | 94.200% | 97.100% | 98.500% | $751.48 | $18035.43 |
| RW8CDQMGL7M | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $88823.24 | 5.500% | $492.30 | $912.19 | 2026-03-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.500%. The current UPB reflected as per the payment history is xx. | $808.55 | $808.55 | $808.55 | $808.55 | $808.55 | $808.55 | $808.55 | $808.55 | $808.55 | $808.55 | $808.55 | $912.19 | $912.19 | $912.19 | $912.19 | $1824.38 | $0.00 | $912.19 | $912.19 | $912.19 | $1824.38 | $0.00 | $912.19 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $808.55000<br> $808.55000<br> $808.55000<br> $808.55000<br> $808.55000<br> $808.55000<br> $808.55000<br> $808.55000<br> $808.55000<br> $808.55000<br> $808.55000<br> $912.19000<br> $912.19000<br> $912.19000<br> $912.19000<br> $1824.38000<br> $0.00000<br> $912.19000<br> $912.19000<br> $912.19000<br> $1824.38000<br> $0.00000<br> $912.19000<br> $0.00000 | 90.600% | 33.300% | 83.300% | 91.700% | $826.68 | $19840.33 |
| AVWV6EOYY6G | xx | xx | xx | xx | xx |  |  | xx | xx | Arkansas | xx | $91314.71 | 5.375% | $500.68 | $974.74 | 2026-03-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of xx. The current UPB reflected as per the payment history is xx. | $871.07 | $871.07 | $871.07 | $871.07 | $871.07 | $915.10 | $890.10 | $890.10 | $890.10 | $890.10 | $890.10 | $915.10 | $915.10 | $890.10 | $915.10 | $915.10 | $890.10 | $974.74 | $0.00 | $1949.48 | $1042.77 | $974.74 | $0.00 | $0.00 | 000100000000000000000000 | 000000000000000000001000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $871.07000<br> $871.07000<br> $871.07000<br> $871.07000<br> $871.07000<br> $915.10000<br> $890.10000<br> $890.10000<br> $890.10000<br> $890.10000<br> $890.10000<br> $915.10000<br> $915.10000<br> $890.10000<br> $915.10000<br> $915.10000<br> $890.10000<br> $974.74000<br> $0.00000<br> $1949.48000<br> $1042.77000<br> $974.74000<br> $0.00000<br> $0.00000 | 85.900% | 33.300% | 67.800% | 80.900% | $837.64 | $20103.28 |
| ZRQEO2LO51Y | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $21582.28 | 4.875% | $529.38 | $1004.38 | 2026-03-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB reflected as per the payment history is xx. | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $3100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $1100.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $3100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $1100.00000<br> $0.00000 | 113.300% | 73.000% | 91.300% | 117.000% | $1137.50 | $27300.00 |
| N5C2M5IUGEU | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | $75531.75 | 4.750% | $524.26 | $1047.62 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.750%. The current UPB reflected as per payment history is xx. | $1007.69 | $1007.69 | $1007.69 | $1007.69 | $1007.69 | $1007.69 | $1007.69 | $1007.69 | $1007.69 | $1007.69 | $1007.69 | $1047.62 | $1047.62 | $1047.62 | $1047.62 | $1047.62 | $1047.62 | $1047.62 | $1047.62 | $1047.62 | $1047.62 | $1047.62 | $1047.62 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1007.69000<br> $1007.69000<br> $1007.69000<br> $1007.69000<br> $1007.69000<br> $1007.69000<br> $1007.69000<br> $1007.69000<br> $1007.69000<br> $1007.69000<br> $1007.69000<br> $1047.62000<br> $1047.62000<br> $1047.62000<br> $1047.62000<br> $1047.62000<br> $1047.62000<br> $1047.62000<br> $1047.62000<br> $1047.62000<br> $1047.62000<br> $1047.62000<br> $1047.62000<br> $0.00000 | 94.100% | 66.700% | 83.300% | 91.700% | $985.67 | $23656.03 |
| JJH0Q8DB2CM | xx | xx | xx | xx | xx | xx | xx | xx | xx | Arkansas | xx | $80424.08 | 4.500% | $590.48 | $778.92 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB reflected as per the payment history is xx. | $745.53 | $745.53 | $745.53 | $745.53 | $1499.01 | $0.00 | $737.18 | $1474.36 | $0.00 | $737.18 | $737.18 | $737.18 | $737.18 | $737.18 | $737.18 | $737.18 | $737.18 | $778.92 | $778.92 | $778.92 | $778.92 | $778.92 | $778.92 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $745.53000<br> $745.53000<br> $745.53000<br> $745.53000<br> $1499.01000<br> $0.00000<br> $737.18000<br> $1474.36000<br> $0.00000<br> $737.18000<br> $737.18000<br> $737.18000<br> $737.18000<br> $737.18000<br> $737.18000<br> $737.18000<br> $737.18000<br> $778.92000<br> $778.92000<br> $778.92000<br> $778.92000<br> $778.92000<br> $778.92000<br> $0.00000 | 92.300% | 66.700% | 83.300% | 89.400% | $719.32 | $17263.63 |
| HDTLJROAX9N | xx | xx | xx | xx | xx |  |  | xx | xx | Kansas | xx | $84988.22 | 4.000% | $572.90 | $1474.35 | 2026-03-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.000%. The current UPB reflected as per the payment history is xx. | $1175.98 | $1175.98 | $1175.98 | $1135.83 | $1135.83 | $1135.83 | $1135.83 | $1135.83 | $1135.83 | $1135.83 | $1135.83 | $1135.83 | $1135.83 | $1135.83 | $1135.83 | $1474.35 | $1474.35 | $1474.35 | $1474.35 | $1474.35 | $1474.35 | $1474.35 | $1474.35 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1175.98000<br> $1175.98000<br> $1175.98000<br> $1135.83000<br> $1135.83000<br> $1135.83000<br> $1135.83000<br> $1135.83000<br> $1135.83000<br> $1135.83000<br> $1135.83000<br> $1135.83000<br> $1135.83000<br> $1135.83000<br> $1135.83000<br> $1474.35000<br> $1474.35000<br> $1474.35000<br> $1474.35000<br> $1474.35000<br> $1474.35000<br> $1474.35000<br> $1474.35000<br> $0.00000 | 81.800% | 66.700% | 83.300% | 85.900% | $1206.36 | $28952.70 |
| Y2BZ3VO8P43 | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $607919.73 | 7.000% | $4788.25 | $4788.25 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | $4728.00 | $4728.00 | $4728.00 | $5165.86 | $5165.86 | $5165.86 | $5165.86 | $5165.86 | $5165.86 | $5165.86 | $5165.86 | $5165.86 | $5165.86 | $5165.86 | $5165.86 | $4788.25 | $4788.25 | $4788.25 | $4788.25 | $4788.25 | $4788.25 | $4788.25 | $4788.25 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4728.00000<br> $4728.00000<br> $4728.00000<br> $5165.86000<br> $5165.86000<br> $5165.86000<br> $5165.86000<br> $5165.86000<br> $5165.86000<br> $5165.86000<br> $5165.86000<br> $5165.86000<br> $5165.86000<br> $5165.86000<br> $5165.86000<br> $4788.25000<br> $4788.25000<br> $4788.25000<br> $4788.25000<br> $4788.25000<br> $4788.25000<br> $4788.25000<br> $4788.25000<br> $0.00000 | 99.600% | 66.700% | 83.300% | 93.600% | $4770.01 | $114480.32 |
| OF1DGV6T0NT | xx | xx | xx | xx | xx |  |  | xx | xx | Arizona | xx | $96762.22 | 4.625% | $675.07 | $1476.06 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB reflected as per the payment history is xx. | $1484.22 | $1484.22 | $1484.22 | $1484.22 | $1484.22 | $1484.22 | $1484.22 | $1484.22 | $1484.22 | $1472.14 | $1472.14 | $1472.14 | $1472.14 | $1472.14 | $1472.14 | $1472.14 | $1472.14 | $1472.14 | $1472.14 | $1472.14 | $1472.14 | $1476.06 | $1476.06 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1484.22000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $1484.22000<br> $1472.14000<br> $1472.14000<br> $1472.14000<br> $1472.14000<br> $1472.14000<br> $1472.14000<br> $1472.14000<br> $1472.14000<br> $1472.14000<br> $1472.14000<br> $1472.14000<br> $1472.14000<br> $1476.06000<br> $1476.06000<br> $0.00000 | 95.900% | 66.700% | 83.200% | 91.500% | $1415.66 | $33975.78 |
| 1WPZ093Y53Z | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $66729.86 | 3.875% | $1868.80 | $3019.82 | 2026-03-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | $2716.41 | $2716.41 | $2716.41 | $2716.41 | $2716.41 | $2716.41 | $2716.41 | $2716.41 | $2716.41 | $2716.41 | $2716.41 | $3019.82 | $3019.82 | $3019.82 | $3019.82 | $3019.82 | $3019.82 | $3019.82 | $3019.82 | $3019.82 | $3019.82 | $3019.82 | $3019.82 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2716.41000<br> $2716.41000<br> $2716.41000<br> $2716.41000<br> $2716.41000<br> $2716.41000<br> $2716.41000<br> $2716.41000<br> $2716.41000<br> $2716.41000<br> $2716.41000<br> $3019.82000<br> $3019.82000<br> $3019.82000<br> $3019.82000<br> $3019.82000<br> $3019.82000<br> $3019.82000<br> $3019.82000<br> $3019.82000<br> $3019.82000<br> $3019.82000<br> $3019.82000<br> $0.00000 | 91.200% | 66.700% | 83.300% | 91.700% | $2754.93 | $66118.35 |
| 9XVVX1MSML4 | xx | xx | xx | xx | xx |  |  | xx | xx | Arkansas | xx | $85121.72 | 3.750% | $603.16 | $814.86 | 2026-03-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx, with an interest rate of 3.75%. The current UPB, as reflected in the payment history, is xx. | $803.87 | $803.87 | $803.87 | $803.87 | $803.87 | $830.42 | $830.42 | $830.42 | $830.42 | $830.42 | $830.42 | $830.42 | $830.42 | $830.42 | $830.42 | $830.42 | $830.42 | $814.86 | $814.86 | $814.86 | $814.86 | $814.86 | $814.86 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $803.87000<br> $803.87000<br> $803.87000<br> $803.87000<br> $803.87000<br> $830.42000<br> $830.42000<br> $830.42000<br> $830.42000<br> $830.42000<br> $830.42000<br> $830.42000<br> $830.42000<br> $830.42000<br> $830.42000<br> $830.42000<br> $830.42000<br> $814.86000<br> $814.86000<br> $814.86000<br> $814.86000<br> $814.86000<br> $814.86000<br> $0.00000 | 96.500% | 66.700% | 83.300% | 92.500% | $786.40 | $18873.55 |
| WY2ZXWKS9N9 | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $46923.32 | 4.750% | $226.08 | $527.17 | 2026-03-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.750%. The current UPB reflected as per the payment history is xx. | $555.00 | $554.53 | $555.00 | $555.00 | $554.53 | $555.00 | $555.00 | $555.00 | $555.00 | $555.00 | $1507.27 | $527.17 | $550.00 | $530.00 | $530.00 | $530.00 | $528.00 | $527.17 | $528.00 | $527.17 | $527.17 | $530.00 | $530.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $555.00000<br> $554.53000<br> $555.00000<br> $555.00000<br> $554.53000<br> $555.00000<br> $555.00000<br> $555.00000<br> $555.00000<br> $555.00000<br> $1507.27000<br> $527.17000<br> $550.00000<br> $530.00000<br> $530.00000<br> $530.00000<br> $528.00000<br> $527.17000<br> $528.00000<br> $527.17000<br> $527.17000<br> $530.00000<br> $530.00000<br> $0.00000 | 106.100% | 67.000% | 83.500% | 92.300% | $559.21 | $13421.01 |
| DTBAG6VIKP5 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $30961.57 | 3.375% | $765.46 | $765.46 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $765.46 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $765.46000<br> $0.00000 | 95.800% | 66.700% | 83.300% | 91.700% | $733.57 | $17605.58 |
| FC0HXAYNMYI | xx | xx | xx | xx | xx |  |  | xx | xx | Kansas | xx | $49852.70 | 3.875% | $346.29 | $769.06 | 2026-03-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $1461.23 | $0.00 | $1525.40 | $801.71 | $801.71 | $0.00 | $1617.27 | $0.00 | $1617.27 | $801.71 | $801.71 | $801.71 | $801.71 | $801.71 | $782.91 | $769.06 | $769.06 | $769.06 | $769.06 | $769.06 | $769.06 | $769.06 | $0.00 | 000000000000001010001010 | 010100010100000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $1461.23000<br> $0.00000<br> $1525.40000<br> $801.71000<br> $801.71000<br> $0.00000<br> $1617.27000<br> $0.00000<br> $1617.27000<br> $801.71000<br> $801.71000<br> $801.71000<br> $801.71000<br> $801.71000<br> $782.91000<br> $769.06000<br> $769.06000<br> $769.06000<br> $769.06000<br> $769.06000<br> $769.06000<br> $769.06000<br> $0.00000 | 97.500% | 66.700% | 83.300% | 92.900% | $749.98 | $17999.47 |
| VV6YSWMZFHF | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $37698.78 | 3.750% | $250.10 | $488.50 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $508.00 | $469.00 | $466.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $1000.00 | $0.00 | $500.00 | $520.00 | $575.00 | $575.00 | $575.00 | $555.00 | $575.00 | $590.00 | $575.00 | $575.00 | $575.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $508.00000<br> $469.00000<br> $466.00000<br> $500.00000<br> $500.00000<br> $500.00000<br> $500.00000<br> $500.00000<br> $500.00000<br> $1000.00000<br> $0.00000<br> $500.00000<br> $520.00000<br> $575.00000<br> $575.00000<br> $575.00000<br> $555.00000<br> $575.00000<br> $590.00000<br> $575.00000<br> $575.00000<br> $575.00000<br> $0.00000 | 99.200% | 78.500% | 98.600% | 105.600% | $484.71 | $11633.00 |
| 5QRGMCYOE80 | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $80559.62 | 4.125% | $409.93 | $715.89 | 2026-03-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 4.125%. The current UPB reflected as per the payment history is xx. | $720.03 | $720.03 | $720.03 | $720.03 | $720.03 | $0.00 | $720.03 | $1481.06 | $720.03 | $720.03 | $740.53 | $715.89 | $715.89 | $715.89 | $777.39 | $736.39 | $0.00 | $1452.28 | $715.89 | $736.39 | $715.89 | $0.00 | $736.39 | $0.00 | 100001000000000110000000 | 000000011000000000100001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $720.03000<br> $720.03000<br> $720.03000<br> $720.03000<br> $720.03000<br> $0.00000<br> $720.03000<br> $1481.06000<br> $720.03000<br> $720.03000<br> $740.53000<br> $715.89000<br> $715.89000<br> $715.89000<br> $777.39000<br> $736.39000<br> $0.00000<br> $1452.28000<br> $715.89000<br> $736.39000<br> $715.89000<br> $0.00000<br> $736.39000<br> $0.00000 | 93.100% | 34.300% | 67.600% | 85.000% | $666.67 | $16000.12 |
| 07YG235RZD7 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $85250.68 | 4.000% | $531.36 | $1076.08 | 2026-03-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.000%. The current UPB, as reflected in the payment history, is xx. | $1307.31 | $1307.31 | $1307.31 | $1307.31 | $1307.31 | $1307.31 | $1307.31 | $1307.31 | $1307.31 | $1078.36 | $1078.36 | $1078.36 | $1078.36 | $1076.08 | $1076.08 | $1076.08 | $1076.08 | $1076.08 | $1076.08 | $1076.08 | $1076.08 | $1076.08 | $1076.08 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1307.31000<br> $1307.31000<br> $1307.31000<br> $1307.31000<br> $1307.31000<br> $1307.31000<br> $1307.31000<br> $1307.31000<br> $1307.31000<br> $1078.36000<br> $1078.36000<br> $1078.36000<br> $1078.36000<br> $1076.08000<br> $1076.08000<br> $1076.08000<br> $1076.08000<br> $1076.08000<br> $1076.08000<br> $1076.08000<br> $1076.08000<br> $1076.08000<br> $1076.08000<br> $0.00000 | 103.900% | 66.700% | 83.300% | 91.700% | $1118.33 | $26840.03 |
| Y2Q2SBBYB99 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | $62848.11 | 3.875% | $413.22 | $752.08 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | $617.29 | $917.29 | $917.29 | $917.29 | $917.29 | $617.29 | $617.29 | $617.29 | $617.29 | $617.29 | $617.29 | $752.08 | $752.08 | $752.08 | $752.08 | $752.08 | $752.08 | $752.08 | $752.08 | $752.08 | $752.08 | $752.08 | $752.08 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $617.29000<br> $917.29000<br> $917.29000<br> $917.29000<br> $917.29000<br> $617.29000<br> $617.29000<br> $617.29000<br> $617.29000<br> $617.29000<br> $617.29000<br> $752.08000<br> $752.08000<br> $752.08000<br> $752.08000<br> $752.08000<br> $752.08000<br> $752.08000<br> $752.08000<br> $752.08000<br> $752.08000<br> $752.08000<br> $752.08000<br> $0.00000 | 94.300% | 66.700% | 83.300% | 91.700% | $708.96 | $17015.15 |
| 14GLGBH7SEI | xx | xx | xx | xx | xx |  |  | xx | xx | Kansas | xx | $46068.17 | 3.750% | $313.30 | $871.59 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 3.750%. The current UPB reflected as per the payment history is xx. | $551.08 | $551.08 | $551.08 | $1102.16 | $551.08 | $551.08 | $0.00 | $0.00 | $551.08 | $0.00 | $3597.59 | $568.95 | $568.95 | $568.95 | $594.01 | $612.00 | $871.59 | $872.00 | $883.43 | $871.59 | $871.59 | $871.59 | $871.59 | $0.00 | 000000000000044432223333 | 333322234440000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $551.08000<br> $551.08000<br> $551.08000<br> $1102.16000<br> $551.08000<br> $551.08000<br> $0.00000<br> $0.00000<br> $551.08000<br> $0.00000<br> $3597.59000<br> $568.95000<br> $568.95000<br> $568.95000<br> $594.01000<br> $612.00000<br> $871.59000<br> $872.00000<br> $883.43000<br> $871.59000<br> $871.59000<br> $871.59000<br> $871.59000<br> $0.00000 | 81.400% | 66.700% | 83.600% | 80.900% | $709.69 | $17032.47 |
| 0VKNZP4TYB7 | xx | xx | xx | xx | xx |  |  | xx | xx | Kansas | xx | $49520.74 | 4.625% | $348.33 | $616.48 | 2026-03-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB is xx. | $1247.86 | $610.00 | $610.00 | $660.55 | $660.55 | $660.55 | $660.55 | $660.55 | $660.55 | $660.55 | $660.55 | $0.00 | $1321.10 | $660.55 | $0.00 | $1346.68 | $616.48 | $616.48 | $616.48 | $0.00 | $1902.55 | $0.00 | $650.00 | $0.00 | 101000010010000000000011 | 110000000000010010000101 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1247.86000<br> $610.00000<br> $610.00000<br> $660.55000<br> $660.55000<br> $660.55000<br> $660.55000<br> $660.55000<br> $660.55000<br> $660.55000<br> $660.55000<br> $0.00000<br> $1321.10000<br> $660.55000<br> $0.00000<br> $1346.68000<br> $616.48000<br> $616.48000<br> $616.48000<br> $0.00000<br> $1902.55000<br> $0.00000<br> $650.00000<br> $0.00000 | 104.600% | 35.100% | 85.700% | 104.500% | $645.11 | $15482.58 |
| DRZSC449FY1 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | $114968.40 | 3.875% | $752.38 | $1053.71 | 2026-03-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB, as reflected in the payment history, is xx. | $1153.33 | $1153.33 | $1153.33 | $1153.33 | $1153.33 | $1153.33 | $1153.33 | $1153.33 | $1153.33 | $1153.33 | $1153.33 | $1074.75 | $1500.00 | $1500.00 | $1500.00 | $1500.00 | $1500.00 | $1500.00 | $1500.00 | $1500.00 | $1525.33 | $1525.33 | $1525.33 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1153.33000<br> $1153.33000<br> $1153.33000<br> $1153.33000<br> $1153.33000<br> $1153.33000<br> $1153.33000<br> $1153.33000<br> $1153.33000<br> $1153.33000<br> $1153.33000<br> $1074.75000<br> $1500.00000<br> $1500.00000<br> $1500.00000<br> $1500.00000<br> $1500.00000<br> $1500.00000<br> $1500.00000<br> $1500.00000<br> $1525.33000<br> $1525.33000<br> $1525.33000<br> $0.00000 | 120.000% | 96.500% | 119.800% | 131.100% | $1264.06 | $30337.37 |
| 4AEZ361GMM5 | xx | xx | xx | xx | xx |  |  | xx | xx | Arkansas | xx | $87315.55 | 4.000% | $546.16 | $1006.70 | 2026-03-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 4.000%. The current UPB is xx. | $850.00 | $850.00 | $850.00 | $850.00 | $850.00 | $1014.12 | $1014.12 | $1014.12 | $1014.12 | $1014.12 | $1014.12 | $1014.12 | $1014.12 | $1014.12 | $1014.12 | $1014.12 | $1014.12 | $1031.17 | $1031.17 | $1031.17 | $1031.17 | $1031.17 | $2037.87 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $850.00000<br> $850.00000<br> $850.00000<br> $850.00000<br> $850.00000<br> $1014.12000<br> $1014.12000<br> $1014.12000<br> $1014.12000<br> $1014.12000<br> $1014.12000<br> $1014.12000<br> $1014.12000<br> $1014.12000<br> $1014.12000<br> $1014.12000<br> $1014.12000<br> $1031.17000<br> $1031.17000<br> $1031.17000<br> $1031.17000<br> $1031.17000<br> $2037.87000<br> $0.00000 | 97.700% | 101.600% | 102.000% | 101.500% | $983.88 | $23613.16 |
| R8SDF38WVK1 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $117449.88 | 3.375% | $686.24 | $1594.23 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the payment history is xx. | $1439.27 | $1379.56 | $1379.56 | $1379.56 | $1379.56 | $1379.56 | $1379.56 | $1379.56 | $1379.56 | $1379.56 | $1379.56 | $1379.56 | $1379.56 | $1594.23 | $1594.23 | $1594.23 | $1594.23 | $1594.23 | $1594.23 | $1594.23 | $1594.23 | $1594.23 | $1594.23 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1439.27000<br> $1379.56000<br> $1379.56000<br> $1379.56000<br> $1379.56000<br> $1379.56000<br> $1379.56000<br> $1379.56000<br> $1379.56000<br> $1379.56000<br> $1379.56000<br> $1379.56000<br> $1379.56000<br> $1594.23000<br> $1594.23000<br> $1594.23000<br> $1594.23000<br> $1594.23000<br> $1594.23000<br> $1594.23000<br> $1594.23000<br> $1594.23000<br> $1594.23000<br> $0.00000 | 88.700% | 66.700% | 83.300% | 90.500% | $1414.01 | $33936.29 |
| ZZYS2F2O5QN | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $68333.41 | 4.375% | $568.68 | $905.27 | 2026-02-25 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB, as reflected in the payment history, is xx. | $1000.00 | $1400.00 | $830.03 | $1500.00 | $1500.00 | $1100.00 | $1000.00 | $2400.00 | $0.00 | $1000.00 | $2200.00 | $905.27 | $0.00 | $1200.00 | $1250.00 | $1000.00 | $1500.00 | $1500.00 | $1115.27 | $910.00 | $2300.00 | $1380.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1000.00000<br> $1400.00000<br> $830.03000<br> $1500.00000<br> $1500.00000<br> $1100.00000<br> $1000.00000<br> $2400.00000<br> $0.00000<br> $1000.00000<br> $2200.00000<br> $905.27000<br> $0.00000<br> $1200.00000<br> $1250.00000<br> $1000.00000<br> $1500.00000<br> $1500.00000<br> $1115.27000<br> $910.00000<br> $2300.00000<br> $1380.00000<br> $0.00000<br> $0.00000 | 124.200% | 50.800% | 105.000% | 111.900% | $1124.61 | $26990.57 |
| TG401HKGNRO | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $192955.47 | 3.250% | $1088.02 | $1907.27 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $2272.76 | $1711.03 | $1871.68 | $3743.36 | $0.00 | $1871.68 | $1871.68 | $3743.36 | $0.00 | $1871.68 | $1871.68 | $1871.68 | $1871.68 | $1871.68 | $3764.54 | $1882.27 | $0.00 | $1907.27 | $1907.27 | $3814.54 | $1907.27 | $0.00 | $1907.27 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2272.76000<br> $1711.03000<br> $1871.68000<br> $3743.36000<br> $0.00000<br> $1871.68000<br> $1871.68000<br> $3743.36000<br> $0.00000<br> $1871.68000<br> $1871.68000<br> $1871.68000<br> $1871.68000<br> $1871.68000<br> $3764.54000<br> $1882.27000<br> $0.00000<br> $1907.27000<br> $1907.27000<br> $3814.54000<br> $1907.27000<br> $0.00000<br> $1907.27000<br> $0.00000 | 95.100% | 33.300% | 83.300% | 91.000% | $1813.93 | $43534.38 |
| BQ94TVWOMRA | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $831547.02 | 4.000% | $4998.54 | $4998.54 | 2026-03-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.00%. The current UPB, as reflected in the payment history, is xx. | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $9997.08 | $0.00 | $0.00 | $10247.01 | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $4998.54 | $0.00 | 000000000000000100000000 | 000000001000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $9997.08000<br> $0.00000<br> $0.00000<br> $10247.01000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $4998.54000<br> $0.00000 | 96.000% | 66.700% | 83.300% | 91.700% | $4800.68 | $115216.35 |
| B6K80PBFXT5 | xx | xx | xx | xx | xx |  |  | xx | xx | New Mexico | xx | $146336.87 | 4.375% | $918.68 | $1243.78 | 2026-03-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB as reflected in the payment history is xx. | $2424.92 | $0.00 | $2424.92 | $1212.46 | $0.00 | $2424.92 | $0.00 | $1212.46 | $2424.92 | $0.00 | $1220.20 | $2440.40 | $1220.20 | $0.00 | $2440.40 | $0.00 | $1220.20 | $2440.40 | $0.00 | $2440.40 | $1220.20 | $0.00 | $1243.78 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2424.92000<br> $0.00000<br> $2424.92000<br> $1212.46000<br> $0.00000<br> $2424.92000<br> $0.00000<br> $1212.46000<br> $2424.92000<br> $0.00000<br> $1220.20000<br> $2440.40000<br> $1220.20000<br> $0.00000<br> $2440.40000<br> $0.00000<br> $1220.20000<br> $2440.40000<br> $0.00000<br> $2440.40000<br> $1220.20000<br> $0.00000<br> $1243.78000<br> $0.00000 | 93.800% | 33.300% | 65.700% | 81.900% | $1167.12 | $28010.78 |
| HN8E1Q80S84 | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $155275.54 | 3.750% | $926.23 | $1356.23 | 2026-02-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | $1250.00 | $1250.00 | $1300.00 | $2675.00 | $1350.00 | $0.00 | $1350.00 | $1350.00 | $1350.00 | $1350.00 | $2685.00 | $0.00 | $1350.00 | $2710.00 | $0.00 | $1360.00 | $1360.00 | $1365.00 | $2720.00 | $0.00 | $1360.00 | $2720.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1250.00000<br> $1250.00000<br> $1300.00000<br> $2675.00000<br> $1350.00000<br> $0.00000<br> $1350.00000<br> $1350.00000<br> $1350.00000<br> $1350.00000<br> $2685.00000<br> $0.00000<br> $1350.00000<br> $2710.00000<br> $0.00000<br> $1360.00000<br> $1360.00000<br> $1365.00000<br> $2720.00000<br> $0.00000<br> $1360.00000<br> $2720.00000<br> $0.00000<br> $0.00000 | 94.800% | 66.900% | 83.600% | 91.800% | $1285.63 | $30855.00 |
| 1ZWXIBG6RG2 | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $147102.43 | 3.625% | $747.92 | $1072.49 | 2026-03-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | $974.00 | $974.75 | $974.75 | $974.75 | $975.00 | $974.75 | $974.75 | $974.75 | $974.75 | $974.75 | $974.75 | $1078.49 | $1072.49 | $1072.49 | $1072.49 | $1072.49 | $1072.49 | $1072.49 | $1072.49 | $1072.49 | $1072.49 | $1073.00 | $1072.49 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $974.00000<br> $974.75000<br> $974.75000<br> $974.75000<br> $975.00000<br> $974.75000<br> $974.75000<br> $974.75000<br> $974.75000<br> $974.75000<br> $974.75000<br> $1078.49000<br> $1072.49000<br> $1072.49000<br> $1072.49000<br> $1072.49000<br> $1072.49000<br> $1072.49000<br> $1072.49000<br> $1072.49000<br> $1072.49000<br> $1073.00000<br> $1072.49000<br> $0.00000 | 91.700% | 66.700% | 83.300% | 91.700% | $983.26 | $23598.14 |
| RC8X4NB70RD | xx | xx | xx | xx | xx | xx | xx | xx | xx | Idaho | xx | $156338.33 | 4.500% | $976.64 | $1292.20 | 2026-03-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.500%. The current UPB is xx. | $1313.24 | $1313.24 | $1313.24 | $1313.24 | $1313.24 | $1313.24 | $1313.24 | $1313.24 | $1313.24 | $1313.24 | $1301.54 | $1301.54 | $1301.54 | $1301.54 | $1301.54 | $1301.54 | $1301.54 | $1301.54 | $1301.54 | $1301.54 | $1301.54 | $1301.54 | $1292.20 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1313.24000<br> $1313.24000<br> $1313.24000<br> $1313.24000<br> $1313.24000<br> $1313.24000<br> $1313.24000<br> $1313.24000<br> $1313.24000<br> $1313.24000<br> $1301.54000<br> $1301.54000<br> $1301.54000<br> $1301.54000<br> $1301.54000<br> $1301.54000<br> $1301.54000<br> $1301.54000<br> $1301.54000<br> $1301.54000<br> $1301.54000<br> $1301.54000<br> $1292.20000<br> $0.00000 | 96.900% | 66.900% | 83.800% | 92.300% | $1251.80 | $30043.08 |
| TRFEUH9KZSP | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $237849.52 | 3.625% | $1214.24 | $1936.67 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB reflected as per the payment history is xx. | $1946.63 | $1946.63 | $1946.63 | $1946.63 | $1946.63 | $1946.63 | $1946.63 | $1946.63 | $1946.63 | $1946.63 | $1946.63 | $1946.63 | $1946.63 | $1936.67 | $1936.67 | $1936.67 | $1936.67 | $1936.67 | $1936.67 | $1936.67 | $1936.67 | $1936.67 | $1936.67 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1946.63000<br> $1946.63000<br> $1946.63000<br> $1946.63000<br> $1946.63000<br> $1946.63000<br> $1946.63000<br> $1946.63000<br> $1946.63000<br> $1946.63000<br> $1946.63000<br> $1946.63000<br> $1946.63000<br> $1936.67000<br> $1936.67000<br> $1936.67000<br> $1936.67000<br> $1936.67000<br> $1936.67000<br> $1936.67000<br> $1936.67000<br> $1936.67000<br> $1936.67000<br> $0.00000 | 96.100% | 66.700% | 83.300% | 91.700% | $1861.37 | $44672.89 |
| BIRE70UQJIE | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $98376.41 | 3.875% | $603.46 | $1013.83 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB is xx. | $994.79 | $956.74 | $956.74 | $956.74 | $956.74 | $956.74 | $956.74 | $956.74 | $956.74 | $956.74 | $956.74 | $2041.21 | $956.74 | $1013.83 | $1013.83 | $1013.83 | $1013.83 | $1013.83 | $1013.83 | $1013.83 | $1013.83 | $1013.83 | $1013.83 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $994.79000<br> $956.74000<br> $956.74000<br> $956.74000<br> $956.74000<br> $956.74000<br> $956.74000<br> $956.74000<br> $956.74000<br> $956.74000<br> $956.74000<br> $2041.21000<br> $956.74000<br> $1013.83000<br> $1013.83000<br> $1013.83000<br> $1013.83000<br> $1013.83000<br> $1013.83000<br> $1013.83000<br> $1013.83000<br> $1013.83000<br> $1013.83000<br> $0.00000 | 97.400% | 66.700% | 83.300% | 91.200% | $987.44 | $23698.44 |
| 0VSBNA8EG5R | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $321459.33 | 7.625% | $2406.50 | $2814.73 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.625%. The current UPB, as reflected in the payment history, is xx. | $2909.62 | $2909.62 | $2977.85 | $2977.85 | $2977.85 | $2977.85 | $2977.85 | $2977.85 | $2977.85 | $2977.85 | $2977.85 | $2977.85 | $2977.85 | $2977.85 | $3014.73 | $3014.73 | $3014.73 | $3014.73 | $3014.73 | $3014.73 | $3014.73 | $3014.73 | $3014.73 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2909.62000<br> $2909.62000<br> $2977.85000<br> $2977.85000<br> $2977.85000<br> $2977.85000<br> $2977.85000<br> $2977.85000<br> $2977.85000<br> $2977.85000<br> $2977.85000<br> $2977.85000<br> $2977.85000<br> $2977.85000<br> $3014.73000<br> $3014.73000<br> $3014.73000<br> $3014.73000<br> $3014.73000<br> $3014.73000<br> $3014.73000<br> $3014.73000<br> $3014.73000<br> $0.00000 | 101.700% | 71.400% | 89.300% | 98.000% | $2861.92 | $68686.01 |
| H8ZV2W3VF33 | xx | xx | xx | xx | xx |  |  | xx | xx | New Mexico | xx | $70395.75 | 3.875% | $416.80 | $732.24 | 2026-03-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | $624.63 | $624.63 | $624.63 | $624.63 | $624.63 | $624.63 | $624.63 | $624.63 | $624.63 | $624.63 | $621.10 | $621.10 | $621.10 | $621.10 | $830.94 | $830.94 | $830.94 | $830.94 | $830.94 | $830.94 | $830.94 | $830.94 | $732.24 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $624.63000<br> $624.63000<br> $624.63000<br> $624.63000<br> $624.63000<br> $624.63000<br> $624.63000<br> $624.63000<br> $624.63000<br> $624.63000<br> $621.10000<br> $621.10000<br> $621.10000<br> $621.10000<br> $830.94000<br> $830.94000<br> $830.94000<br> $830.94000<br> $830.94000<br> $830.94000<br> $830.94000<br> $830.94000<br> $732.24000<br> $0.00000 | 91.700% | 71.200% | 92.300% | 98.100% | $671.27 | $16110.46 |
| ROAOYPI1GVP | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $99628.11 | 3.500% | $553.85 | $908.98 | 2026-03-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | $1037.01 | $1037.01 | $1037.01 | $842.81 | $0.00 | $1685.62 | $842.81 | $842.81 | $842.81 | $842.81 | $842.81 | $842.81 | $927.27 | $927.27 | $927.27 | $927.27 | $927.27 | $908.98 | $908.98 | $908.98 | $908.98 | $908.98 | $908.98 | $0.00 | 000000000000000000100000 | 000001000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1037.01000<br> $1037.01000<br> $1037.01000<br> $842.81000<br> $0.00000<br> $1685.62000<br> $842.81000<br> $842.81000<br> $842.81000<br> $842.81000<br> $842.81000<br> $842.81000<br> $927.27000<br> $927.27000<br> $927.27000<br> $927.27000<br> $927.27000<br> $908.98000<br> $908.98000<br> $908.98000<br> $908.98000<br> $908.98000<br> $908.98000<br> $0.00000 | 95.300% | 66.700% | 83.300% | 92.500% | $866.11 | $20786.55 |
| DRF7MDJD0NK | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $125679.62 | 4.250% | $772.84 | $1397.75 | 2026-02-20 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.250%. The current UPB reflected as per the payment history is xx. | $1262.45 | $1191.61 | $1229.28 | $1229.28 | $1229.28 | $1229.28 | $1229.28 | $1229.28 | $1229.28 | $1229.28 | $1229.28 | $1229.28 | $1229.28 | $1397.75 | $1360.00 | $1450.00 | $1400.00 | $1400.00 | $0.00 | $2800.00 | $1400.00 | $1400.00 | $0.00 | $0.00 | 000100000000000000000000 | 000000000000000000001000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1262.45000<br> $1191.61000<br> $1229.28000<br> $1229.28000<br> $1229.28000<br> $1229.28000<br> $1229.28000<br> $1229.28000<br> $1229.28000<br> $1229.28000<br> $1229.28000<br> $1229.28000<br> $1229.28000<br> $1397.75000<br> $1360.00000<br> $1450.00000<br> $1400.00000<br> $1400.00000<br> $0.00000<br> $2800.00000<br> $1400.00000<br> $1400.00000<br> $0.00000<br> $0.00000 | 85.200% | 33.400% | 66.800% | 82.500% | $1191.00 | $28583.89 |
| YOYYEJET0WS | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $183318.69 | 7.500% | $1303.43 | $3170.63 | 2026-03-02 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.500%. The current UPB, as reflected in the payment history, is xx.<br>| $0.00 | $0.00 | $2448.91 | $2448.91 | $2448.91 | $2448.91 | $2448.91 | $2448.91 | $2448.91 | $2448.91 | $2448.91 | $2448.91 | $2448.91 | $3170.63 | $3170.63 | $3170.63 | $3170.63 | $3170.63 | $3170.63 | $3170.63 | $3170.63 | $3170.63 | $3170.63 | $0.00 | 000000000000000000000 | 000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $2448.91000<br> $2448.91000<br> $2448.91000<br> $2448.91000<br> $2448.91000<br> $2448.91000<br> $2448.91000<br> $2448.91000<br> $2448.91000<br> $2448.91000<br> $2448.91000<br> $3170.63000<br> $3170.63000<br> $3170.63000<br> $3170.63000<br> $3170.63000<br> $3170.63000<br> $3170.63000<br> $3170.63000<br> $3170.63000<br> $3170.63000<br> $0.00000 | 77.100% | 66.700% | 83.300% | 89.800% | $2443.51 | $58644.31 |
| 6YX0KRE331Q | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $139407.24 | 3.875% | $795.17 | $1861.46 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | $3452.09 | $0.00 | $3669.80 | $1834.90 | $0.00 | $1834.90 | $1834.90 | $1834.90 | $3669.80 | $0.00 | $1834.90 | $1834.90 | $1834.90 | $1861.46 | $1861.46 | $1861.46 | $3722.92 | $1861.46 | $0.00 | $1861.46 | $3722.92 | $0.00 | $1861.46 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3452.09000<br> $0.00000<br> $3669.80000<br> $1834.90000<br> $0.00000<br> $1834.90000<br> $1834.90000<br> $1834.90000<br> $3669.80000<br> $0.00000<br> $1834.90000<br> $1834.90000<br> $1834.90000<br> $1861.46000<br> $1861.46000<br> $1861.46000<br> $3722.92000<br> $1861.46000<br> $0.00000<br> $1861.46000<br> $3722.92000<br> $0.00000<br> $1861.46000<br> $0.00000 | 94.600% | 33.300% | 66.700% | 91.500% | $1760.44 | $42250.59 |
| ABB2PZP5JIH | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $208297.71 | 4.125% | $1213.08 | $2265.13 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.125%. The current UPB reflected as per the payment history is xx. | $2338.12 | $2233.50 | $2233.50 | $2233.50 | $2233.50 | $2233.50 | $2233.50 | $2233.50 | $2233.50 | $2233.50 | $2233.50 | $2233.50 | $2233.50 | $2265.13 | $2265.13 | $2265.13 | $2265.13 | $2265.13 | $2265.13 | $2265.13 | $2265.13 | $2265.13 | $2265.13 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2338.12000<br> $2233.50000<br> $2233.50000<br> $2233.50000<br> $2233.50000<br> $2233.50000<br> $2233.50000<br> $2233.50000<br> $2233.50000<br> $2233.50000<br> $2233.50000<br> $2233.50000<br> $2233.50000<br> $2265.13000<br> $2265.13000<br> $2265.13000<br> $2265.13000<br> $2265.13000<br> $2265.13000<br> $2265.13000<br> $2265.13000<br> $2265.13000<br> $2265.13000<br> $0.00000 | 95.300% | 66.700% | 83.300% | 91.600% | $2157.98 | $51791.42 |
| V23EJW4E8BS | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $27513.35 | 5.500% | $178.85 | $178.85 | 2026-03-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 5.500%. The current UPB reflected as per the payment history is xx. | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $178.85 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $178.85000<br> $0.00000 | 95.800% | 66.700% | 83.300% | 91.700% | $171.40 | $4113.55 |
| 9G3EWW236VL | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $70497.19 | 4.625% | $332.71 | $673.50 | 2026-03-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.625%. The current UPB is xx. | $630.99 | $630.99 | $630.99 | $630.99 | $816.94 | $630.99 | $630.99 | $630.99 | $630.99 | $630.99 | $630.99 | $673.50 | $673.50 | $673.50 | $673.50 | $673.50 | $673.50 | $673.50 | $673.50 | $673.50 | $673.50 | $673.50 | $673.50 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $630.99000<br> $630.99000<br> $630.99000<br> $630.99000<br> $816.94000<br> $630.99000<br> $630.99000<br> $630.99000<br> $630.99000<br> $630.99000<br> $630.99000<br> $673.50000<br> $673.50000<br> $673.50000<br> $673.50000<br> $673.50000<br> $673.50000<br> $673.50000<br> $673.50000<br> $673.50000<br> $673.50000<br> $673.50000<br> $673.50000<br> $0.00000 | 94.100% | 66.700% | 83.300% | 91.700% | $633.70 | $15208.84 |
| YYYR8ELLU6K | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $422060.61 | 3.875% | $2277.59 | $2768.43 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | $2699.17 | $2699.17 | $2699.17 | $2699.17 | $2699.17 | $2699.17 | $2699.17 | $2699.17 | $2699.17 | $2699.17 | $3876.37 | $2768.43 | $2768.43 | $2768.43 | $2768.43 | $2768.43 | $2768.43 | $2768.43 | $2768.43 | $2768.43 | $2768.43 | $2768.43 | $3184.85 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2699.17000<br> $2699.17000<br> $2699.17000<br> $2699.17000<br> $2699.17000<br> $2699.17000<br> $2699.17000<br> $2699.17000<br> $2699.17000<br> $2699.17000<br> $3876.37000<br> $2768.43000<br> $2768.43000<br> $2768.43000<br> $2768.43000<br> $2768.43000<br> $2768.43000<br> $2768.43000<br> $2768.43000<br> $2768.43000<br> $2768.43000<br> $2768.43000<br> $3184.85000<br> $0.00000 | 97.100% | 71.700% | 85.800% | 92.900% | $2687.74 | $64505.65 |
| 9ANR68TDF9Q | xx | xx | xx | xx | xx |  |  | xx | xx | Kansas | xx | $93941.73 | 2.875% | $445.39 | $1004.46 | 2026-02-26 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB, reflected as per the payment history, is xx. | $858.37 | $858.37 | $858.37 | $1050.00 | $1036.47 | $1036.47 | $1036.47 | $1036.47 | $1036.47 | $1036.47 | $1036.47 | $1036.47 | $1036.47 | $1036.47 | $1036.47 | $954.46 | $1908.92 | $0.00 | $954.46 | $1908.92 | $0.00 | $2008.92 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $858.37000<br> $858.37000<br> $858.37000<br> $1050.00000<br> $1036.47000<br> $1036.47000<br> $1036.47000<br> $1036.47000<br> $1036.47000<br> $1036.47000<br> $1036.47000<br> $1036.47000<br> $1036.47000<br> $1036.47000<br> $1036.47000<br> $954.46000<br> $1908.92000<br> $0.00000<br> $954.46000<br> $1908.92000<br> $0.00000<br> $2008.92000<br> $0.00000<br> $0.00000 | 94.400% | 66.700% | 80.800% | 90.000% | $948.42 | $22761.96 |
| VABI4RCVYOW | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $251250.02 | 3.625% | $1282.64 | $2180.74 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.625%. The current UPB, reflected as per the payment history, is xx. | $2591.57 | $2070.40 | $2070.40 | $2070.40 | $2070.40 | $2070.40 | $2070.40 | $2070.40 | $2070.40 | $2070.40 | $2070.40 | $2070.40 | $2070.40 | $2180.74 | $2180.74 | $2180.74 | $2180.74 | $2180.74 | $2180.74 | $2180.74 | $2180.74 | $2180.74 | $2180.74 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2591.57000<br> $2070.40000<br> $2070.40000<br> $2070.40000<br> $2070.40000<br> $2070.40000<br> $2070.40000<br> $2070.40000<br> $2070.40000<br> $2070.40000<br> $2070.40000<br> $2070.40000<br> $2070.40000<br> $2180.74000<br> $2180.74000<br> $2180.74000<br> $2180.74000<br> $2180.74000<br> $2180.74000<br> $2180.74000<br> $2180.74000<br> $2180.74000<br> $2180.74000<br> $0.00000 | 94.100% | 66.700% | 83.300% | 91.200% | $2051.82 | $49243.77 |
| NCZ4C8AY1GT | xx | xx | xx | xx | xx |  |  | xx | xx | Tennessee | xx | $139284.81 | 3.875% | $749.97 | $1024.97 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 3.875%. The current UPB reflected as per the payment history is xx. | $1033.26 | $1033.26 | $1033.26 | $1033.26 | $1033.26 | $1033.26 | $1033.26 | $1033.26 | $1033.26 | $1033.26 | $1033.26 | $1033.26 | $1024.97 | $1024.97 | $1024.97 | $1024.97 | $1024.97 | $1024.97 | $1024.97 | $1024.97 | $1024.97 | $1024.97 | $1024.97 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1033.26000<br> $1033.26000<br> $1033.26000<br> $1033.26000<br> $1033.26000<br> $1033.26000<br> $1033.26000<br> $1033.26000<br> $1033.26000<br> $1033.26000<br> $1033.26000<br> $1033.26000<br> $1024.97000<br> $1024.97000<br> $1024.97000<br> $1024.97000<br> $1024.97000<br> $1024.97000<br> $1024.97000<br> $1024.97000<br> $1024.97000<br> $1024.97000<br> $1024.97000<br> $0.00000 | 96.200% | 66.700% | 83.300% | 91.700% | $986.41 | $23673.79 |
| NONJ688Q9C2 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Kansas | xx | $194600.90 | 3.000% | $937.65 | $1665.50 | 2026-03-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx.<br>| $1622.86 | $1622.86 | $1622.86 | $1679.24 | $1679.24 | $1679.24 | $1679.24 | $1679.24 | $1679.24 | $1679.24 | $1679.24 | $1679.24 | $1679.24 | $1679.24 | $1679.24 | $1665.50 | $1665.50 | $1665.50 | $1665.50 | $1665.50 | $1665.50 | $1665.50 | $1665.50 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1622.86000<br> $1622.86000<br> $1622.86000<br> $1679.24000<br> $1679.24000<br> $1679.24000<br> $1679.24000<br> $1679.24000<br> $1679.24000<br> $1679.24000<br> $1679.24000<br> $1679.24000<br> $1679.24000<br> $1679.24000<br> $1679.24000<br> $1665.50000<br> $1665.50000<br> $1665.50000<br> $1665.50000<br> $1665.50000<br> $1665.50000<br> $1665.50000<br> $1665.50000<br> $0.00000 | 95.900% | 66.700% | 83.300% | 91.900% | $1597.64 | $38343.46 |
| YZ55Z05QOC1 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $191482.80 | 3.875% | $1034.52 | $1833.51 | 2026-03-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.875%. The current UPB reflected as per the payment history is xx. | $2075.32 | $1981.88 | $1981.88 | $1981.88 | $1981.88 | $1981.88 | $1981.88 | $1981.88 | $1981.88 | $1981.88 | $1981.88 | $1981.88 | $1981.88 | $1910.33 | $1910.33 | $2272.44 | $1833.51 | $2033.51 | $1833.51 | $2033.51 | $2333.51 | $2333.51 | $2133.51 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2075.32000<br> $1981.88000<br> $1981.88000<br> $1981.88000<br> $1981.88000<br> $1981.88000<br> $1981.88000<br> $1981.88000<br> $1981.88000<br> $1981.88000<br> $1981.88000<br> $1981.88000<br> $1981.88000<br> $1910.33000<br> $1910.33000<br> $2272.44000<br> $1833.51000<br> $2033.51000<br> $1833.51000<br> $2033.51000<br> $2333.51000<br> $2333.51000<br> $2133.51000<br> $0.00000 | 105.600% | 81.200% | 97.000% | 102.800% | $1936.90 | $46485.55 |
| K5ZAKBI51ZO | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $219037.90 | 3.125% | $1079.51 | $2435.55 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | $2474.66 | $2593.62 | $2593.62 | $2593.62 | $2593.62 | $2593.62 | $2593.62 | $2593.62 | $2593.62 | $2593.62 | $2593.62 | $2593.62 | $2593.62 | $2435.55 | $2435.55 | $2435.55 | $2435.55 | $2435.55 | $2435.55 | $2435.55 | $2435.55 | $2435.55 | $2435.55 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2474.66000<br> $2593.62000<br> $2593.62000<br> $2593.62000<br> $2593.62000<br> $2593.62000<br> $2593.62000<br> $2593.62000<br> $2593.62000<br> $2593.62000<br> $2593.62000<br> $2593.62000<br> $2593.62000<br> $2435.55000<br> $2435.55000<br> $2435.55000<br> $2435.55000<br> $2435.55000<br> $2435.55000<br> $2435.55000<br> $2435.55000<br> $2435.55000<br> $2435.55000<br> $0.00000 | 99.100% | 66.700% | 83.300% | 92.200% | $2414.73 | $57953.60 |
| XOID3JAS0OJ | xx | xx | xx | xx | xx |  |  | xx | xx | Arkansas | xx | $192161.17 | 3.375% | $1462.57 | $2043.93 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | $3994.30 | $0.00 | $1997.15 | $1997.15 | $1997.15 | $2130.70 | $2130.70 | $2130.70 | $2130.70 | $2130.70 | $2130.70 | $2130.70 | $2130.70 | $2130.70 | $2130.70 | $2130.70 | $2130.70 | $2043.93 | $2043.93 | $2343.93 | $2443.93 | $3303.93 | $2443.93 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3994.30000<br> $0.00000<br> $1997.15000<br> $1997.15000<br> $1997.15000<br> $2130.70000<br> $2130.70000<br> $2130.70000<br> $2130.70000<br> $2130.70000<br> $2130.70000<br> $2130.70000<br> $2130.70000<br> $2130.70000<br> $2130.70000<br> $2130.70000<br> $2130.70000<br> $2043.93000<br> $2043.93000<br> $2343.93000<br> $2443.93000<br> $3303.93000<br> $2443.93000<br> $0.00000 | 102.300% | 93.700% | 102.600% | 103.100% | $2090.74 | $50177.73 |
| 4VWE6A8AMPA | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | $248425.16 | 3.125% | $1818.98 | $2670.80 | 2026-02-27 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 3.125%. The current UPB reflected as per the payment history is xx. | $2703.79 | $2703.79 | $2703.79 | $2703.79 | $2703.79 | $0.00 | $5407.58 | $2661.23 | $2661.23 | $4222.06 | $2670.80 | $2670.80 | $2670.80 | $2670.80 | $2670.80 | $2670.80 | $2670.80 | $2670.80 | $2670.80 | $2670.80 | $2670.80 | $3419.84 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2703.79000<br> $2703.79000<br> $2703.79000<br> $2703.79000<br> $2703.79000<br> $0.00000<br> $5407.58000<br> $2661.23000<br> $2661.23000<br> $4222.06000<br> $2670.80000<br> $2670.80000<br> $2670.80000<br> $2670.80000<br> $2670.80000<br> $2670.80000<br> $2670.80000<br> $2670.80000<br> $2670.80000<br> $2670.80000<br> $2670.80000<br> $3419.84000<br> $0.00000<br> $0.00000 | 95.600% | 42.700% | 71.300% | 85.700% | $2552.90 | $61269.69 |
| DLJXJGJGMOR | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $237815.35 | 3.000% | $1151.21 | $2076.47 | 2026-03-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.000%. The current UPB reflected as per the payment history is xx.<br>| $1917.84 | $1899.65 | $1899.65 | $1899.65 | $1899.65 | $1899.65 | $1899.65 | $1899.65 | $1899.65 | $1899.65 | $1899.65 | $1899.65 | $1899.65 | $2076.47 | $0.00 | $4210.50 | $2076.47 | $2076.47 | $2134.03 | $2076.47 | $2076.47 | $2076.47 | $2076.47 | $0.00 | 000000001000000000000000 | 000000000000000100000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1917.84000<br> $1899.65000<br> $1899.65000<br> $1899.65000<br> $1899.65000<br> $1899.65000<br> $1899.65000<br> $1899.65000<br> $1899.65000<br> $1899.65000<br> $1899.65000<br> $1899.65000<br> $1899.65000<br> $2076.47000<br> $0.00000<br> $4210.50000<br> $2076.47000<br> $2076.47000<br> $2134.03000<br> $2076.47000<br> $2076.47000<br> $2076.47000<br> $2076.47000<br> $0.00000 | 91.500% | 66.700% | 83.800% | 91.400% | $1899.73 | $45593.46 |
| RCP5Q5UBWUK | xx | xx | xx | xx | xx |  |  | xx | xx | Kansas | xx | $256283.24 | 3.500% | $1302.23 | $1302.23 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | $1302.23 | $1302.23 | $1302.23 | $1344.81 | $1344.81 | $1344.81 | $1344.81 | $1344.81 | $1344.81 | $1344.81 | $1344.81 | $1344.81 | $1344.81 | $1344.83 | $1344.83 | $1302.23 | $1302.23 | $1302.23 | $1302.23 | $1302.23 | $1302.23 | $1302.23 | $1302.23 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1302.23000<br> $1302.23000<br> $1302.23000<br> $1344.81000<br> $1344.81000<br> $1344.81000<br> $1344.81000<br> $1344.81000<br> $1344.81000<br> $1344.81000<br> $1344.81000<br> $1344.81000<br> $1344.81000<br> $1344.83000<br> $1344.83000<br> $1302.23000<br> $1302.23000<br> $1302.23000<br> $1302.23000<br> $1302.23000<br> $1302.23000<br> $1302.23000<br> $1302.23000<br> $0.00000 | 97.500% | 66.700% | 83.300% | 92.500% | $1269.26 | $30462.29 |
| C6B9GW0NBUE | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | $238780.85 | 3.625% | $1229.29 | $1765.07 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.6250%. The current UPB, as reflected in the payment history, is xx. | $1782.23 | $1782.23 | $1782.23 | $1782.23 | $1782.23 | $1782.23 | $1782.23 | $1782.23 | $1782.23 | $1782.23 | $1782.23 | $1765.07 | $1765.07 | $1765.07 | $1765.07 | $1765.07 | $1765.07 | $1765.07 | $1765.07 | $1765.07 | $1765.07 | $1765.07 | $1765.07 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1782.23000<br> $1782.23000<br> $1782.23000<br> $1782.23000<br> $1782.23000<br> $1782.23000<br> $1782.23000<br> $1782.23000<br> $1782.23000<br> $1782.23000<br> $1782.23000<br> $1765.07000<br> $1765.07000<br> $1765.07000<br> $1765.07000<br> $1765.07000<br> $1765.07000<br> $1765.07000<br> $1765.07000<br> $1765.07000<br> $1765.07000<br> $1765.07000<br> $1765.07000<br> $0.00000 | 96.300% | 66.700% | 83.300% | 91.700% | $1699.39 | $40785.37 |
| 3ZQPB1JQGA0 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Virginia | xx | $380617.99 | 3.000% | $1821.33 | $2423.48 | 2026-03-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.00%. The current UPB reflected as per the payment history is xx. | $2429.05 | $2429.05 | $2429.05 | $2429.05 | $2429.05 | $2446.69 | $2446.69 | $2446.69 | $2446.69 | $2446.69 | $2446.69 | $2446.69 | $2446.69 | $2446.69 | $2446.69 | $2446.69 | $2446.69 | $2399.33 | $2423.48 | $2423.48 | $2423.48 | $2423.48 | $2423.48 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2429.05000<br> $2429.05000<br> $2429.05000<br> $2429.05000<br> $2429.05000<br> $2446.69000<br> $2446.69000<br> $2446.69000<br> $2446.69000<br> $2446.69000<br> $2446.69000<br> $2446.69000<br> $2446.69000<br> $2446.69000<br> $2446.69000<br> $2446.69000<br> $2446.69000<br> $2399.33000<br> $2423.48000<br> $2423.48000<br> $2423.48000<br> $2423.48000<br> $2423.48000<br> $0.00000 | 96.300% | 66.700% | 83.300% | 92.000% | $2334.26 | $56022.26 |
| GYMZCB7BDD3 | xx | xx | xx | xx | xx |  |  | xx | xx | Kansas | xx | $69691.91 | 2.500% | $666.79 | $1324.02 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.50%. The current UPB, as reflected in the payment history, is xx. | $1394.35 | $1394.35 | $1394.35 | $1459.07 | $1459.07 | $1459.07 | $1459.07 | $1459.07 | $1459.07 | $1459.07 | $1459.07 | $1459.07 | $1459.07 | $1459.07 | $1459.07 | $1324.02 | $1324.02 | $1324.02 | $1324.02 | $1324.02 | $1324.02 | $1324.02 | $1324.02 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1394.35000<br> $1394.35000<br> $1394.35000<br> $1459.07000<br> $1459.07000<br> $1459.07000<br> $1459.07000<br> $1459.07000<br> $1459.07000<br> $1459.07000<br> $1459.07000<br> $1459.07000<br> $1459.07000<br> $1459.07000<br> $1459.07000<br> $1324.02000<br> $1324.02000<br> $1324.02000<br> $1324.02000<br> $1324.02000<br> $1324.02000<br> $1324.02000<br> $1324.02000<br> $0.00000 | 101.600% | 66.700% | 83.300% | 94.200% | $1345.17 | $32284.05 |
| 35LAZ8JDGQU | xx | xx | xx | xx | xx |  |  | xx | xx | Kansas | xx | $114342.07 | 2.875% | $536.04 | $1223.17 | 2026-03-05 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | $1072.46 | $1072.46 | $1072.46 | $943.67 | $943.67 | $943.67 | $943.67 | $943.67 | $943.67 | $943.67 | $943.67 | $943.67 | $943.67 | $943.67 | $943.67 | $1223.17 | $1223.17 | $1223.17 | $1223.17 | $1223.17 | $1223.17 | $1223.17 | $1223.17 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1072.46000<br> $1072.46000<br> $1072.46000<br> $943.67000<br> $943.67000<br> $943.67000<br> $943.67000<br> $943.67000<br> $943.67000<br> $943.67000<br> $943.67000<br> $943.67000<br> $943.67000<br> $943.67000<br> $943.67000<br> $1223.17000<br> $1223.17000<br> $1223.17000<br> $1223.17000<br> $1223.17000<br> $1223.17000<br> $1223.17000<br> $1223.17000<br> $0.00000 | 82.900% | 66.700% | 83.300% | 86.000% | $1013.62 | $24326.78 |
| WXGQWLJVBDB | xx | xx | xx | xx | xx |  |  | xx | xx | New Mexico | xx | $210219.46 | 2.875% | $983.30 | $1510.08 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.875%. The current UPB reflected as per the payment history is xx. | $1446.47 | $1446.47 | $1446.47 | $1446.47 | $1446.47 | $1446.47 | $1446.47 | $1446.47 | $1446.47 | $1446.47 | $1553.74 | $1553.74 | $1553.74 | $1553.74 | $1553.74 | $1553.74 | $1553.74 | $1553.74 | $1553.74 | $1553.74 | $1553.74 | $1553.74 | $1510.08 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1446.47000<br> $1446.47000<br> $1446.47000<br> $1446.47000<br> $1446.47000<br> $1446.47000<br> $1446.47000<br> $1446.47000<br> $1446.47000<br> $1446.47000<br> $1553.74000<br> $1553.74000<br> $1553.74000<br> $1553.74000<br> $1553.74000<br> $1553.74000<br> $1553.74000<br> $1553.74000<br> $1553.74000<br> $1553.74000<br> $1553.74000<br> $1553.74000<br> $1510.08000<br> $0.00000 | 95.500% | 67.600% | 85.300% | 94.100% | $1442.49 | $34619.66 |
| XATSCFKY3MO | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $89115.73 | 7.000% | $619.73 | $924.93 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB is xx. | $806.42 | $806.42 | $806.42 | $806.42 | $806.42 | $806.42 | $806.42 | $806.42 | $806.42 | $806.42 | $806.42 | $958.35 | $958.35 | $958.35 | $958.35 | $958.35 | $958.35 | $958.35 | $958.35 | $958.35 | $958.35 | $1268.84 | $958.35 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $806.42000<br> $806.42000<br> $806.42000<br> $806.42000<br> $806.42000<br> $806.42000<br> $806.42000<br> $806.42000<br> $806.42000<br> $806.42000<br> $806.42000<br> $958.35000<br> $958.35000<br> $958.35000<br> $958.35000<br> $958.35000<br> $958.35000<br> $958.35000<br> $958.35000<br> $958.35000<br> $958.35000<br> $1268.84000<br> $958.35000<br> $0.00000 | 93.200% | 80.300% | 91.900% | 97.800% | $861.72 | $20681.31 |
| 2WJDY64NQ00 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $230035.69 | 3.250% | $1097.59 | $1930.67 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $1889.43 | $1872.81 | $1872.81 | $1872.81 | $1872.81 | $1872.81 | $1872.81 | $1872.81 | $1872.81 | $1872.81 | $1872.81 | $1872.81 | $2275.71 | $1894.03 | $1894.03 | $1894.03 | $1894.03 | $1894.03 | $1894.03 | $1894.03 | $5136.03 | $1930.67 | $1930.67 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1889.43000<br> $1872.81000<br> $1872.81000<br> $1872.81000<br> $1872.81000<br> $1872.81000<br> $1872.81000<br> $1872.81000<br> $1872.81000<br> $1872.81000<br> $1872.81000<br> $1872.81000<br> $2275.71000<br> $1894.03000<br> $1894.03000<br> $1894.03000<br> $1894.03000<br> $1894.03000<br> $1894.03000<br> $1894.03000<br> $5136.03000<br> $1930.67000<br> $1930.67000<br> $0.00000 | 101.500% | 66.700% | 110.400% | 105.900% | $1959.23 | $47021.63 |
| NO3LB03IB9V | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $312229.02 | 3.250% | $1519.74 | $2168.31 | 2026-03-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx, with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $2107.65 | $2107.65 | $2200.00 | $2200.00 | $2185.63 | $2185.63 | $2185.63 | $2200.00 | $2185.63 | $2185.63 | $2185.63 | $2200.00 | $2200.00 | $2185.63 | $2200.00 | $2170.00 | $2170.00 | $2168.31 | $2168.31 | $2168.31 | $2168.31 | $2170.00 | $2200.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2107.65000<br> $2107.65000<br> $2200.00000<br> $2200.00000<br> $2185.63000<br> $2185.63000<br> $2185.63000<br> $2200.00000<br> $2185.63000<br> $2185.63000<br> $2185.63000<br> $2200.00000<br> $2200.00000<br> $2185.63000<br> $2200.00000<br> $2170.00000<br> $2170.00000<br> $2168.31000<br> $2168.31000<br> $2168.31000<br> $2168.31000<br> $2170.00000<br> $2200.00000<br> $0.00000 | 96.300% | 67.200% | 83.600% | 92.100% | $2087.41 | $50097.95 |
| 3W2ALLU8DJJ | xx | xx | xx | xx | xx |  |  | xx | xx | Kansas | xx | $86181.58 | 2.750% | $429.88 | $748.22 | 2026-03-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB, as reflected in the payment history, is xx. | $900.00 | $900.00 | $900.00 | $963.83 | $963.83 | $963.83 | $963.83 | $963.83 | $963.83 | $963.83 | $963.83 | $963.83 | $963.83 | $963.83 | $963.83 | $861.23 | $861.23 | $861.23 | $961.22 | $1000.00 | $1000.00 | $1000.00 | $1000.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $900.00000<br> $900.00000<br> $900.00000<br> $963.83000<br> $963.83000<br> $963.83000<br> $963.83000<br> $963.83000<br> $963.83000<br> $963.83000<br> $963.83000<br> $963.83000<br> $963.83000<br> $963.83000<br> $963.83000<br> $861.23000<br> $861.23000<br> $861.23000<br> $961.22000<br> $1000.00000<br> $1000.00000<br> $1000.00000<br> $1000.00000<br> $0.00000 | 121.500% | 89.100% | 110.500% | 116.200% | $908.79 | $21810.87 |
| LY38R4HUOXP | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $333070.24 | 2.250% | $3591.50 | $5135.46 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.250%. The current UPB reflected as per the payment history is xx. | $7104.88 | $7104.88 | $5204.88 | $5204.88 | $5204.88 | $5204.88 | $5204.88 | $5204.88 | $4975.32 | $4975.32 | $4975.32 | $4975.32 | $4975.32 | $4975.32 | $4975.32 | $4975.32 | $4975.32 | $4975.32 | $4975.32 | $4975.32 | $5235.46 | $5235.46 | $5235.46 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $7104.88000<br> $7104.88000<br> $5204.88000<br> $5204.88000<br> $5204.88000<br> $5204.88000<br> $5204.88000<br> $5204.88000<br> $4975.32000<br> $4975.32000<br> $4975.32000<br> $4975.32000<br> $4975.32000<br> $4975.32000<br> $4975.32000<br> $4975.32000<br> $4975.32000<br> $4975.32000<br> $4975.32000<br> $4975.32000<br> $5235.46000<br> $5235.46000<br> $5235.46000<br> $0.00000 | 98.100% | 68.000% | 83.300% | 90.100% | $5035.39 | $120849.26 |
| BPZ8DIPWY7E | xx | xx | xx | xx | xx | xx | xx | xx | xx | North Carolina | xx | $1082494.00 | 3.125% | $5183.34 | $8781.94 | 2026-03-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB reflected as per the payment history is xx. | $7158.39 | $7158.39 | $7158.39 | $7200.00 | $7200.00 | $7158.39 | $7158.39 | $7200.00 | $7200.00 | $7200.00 | $7200.00 | $7158.39 | $8781.94 | $8781.94 | $8781.94 | $8781.94 | $8781.94 | $8781.94 | $8781.94 | $8781.94 | $8781.94 | $8781.94 | $8781.94 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $7158.39000<br> $7158.39000<br> $7158.39000<br> $7200.00000<br> $7200.00000<br> $7158.39000<br> $7158.39000<br> $7200.00000<br> $7200.00000<br> $7200.00000<br> $7200.00000<br> $7158.39000<br> $8781.94000<br> $8781.94000<br> $8781.94000<br> $8781.94000<br> $8781.94000<br> $8781.94000<br> $8781.94000<br> $8781.94000<br> $8781.94000<br> $8781.94000<br> $8781.94000<br> $0.00000 | 86.700% | 66.700% | 83.300% | 91.700% | $7614.65 | $182751.68 |
| CS7MU054OBG | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | $537589.33 | 3.375% | $2638.65 | $4792.47 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | $3796.11 | $3796.11 | $4387.92 | $4387.92 | $4387.92 | $4387.92 | $14367.92 | $4387.92 | $4387.92 | $4387.92 | $4387.92 | $4387.92 | $4387.92 | $4387.92 | $4792.47 | $4792.47 | $4792.47 | $4792.47 | $4792.47 | $4792.47 | $4792.47 | $4792.47 | $4792.47 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3796.11000<br> $3796.11000<br> $4387.92000<br> $4387.92000<br> $4387.92000<br> $4387.92000<br> $14367.92000<br> $4387.92000<br> $4387.92000<br> $4387.92000<br> $4387.92000<br> $4387.92000<br> $4387.92000<br> $4387.92000<br> $4792.47000<br> $4792.47000<br> $4792.47000<br> $4792.47000<br> $4792.47000<br> $4792.47000<br> $4792.47000<br> $4792.47000<br> $4792.47000<br> $0.00000 | 98.600% | 66.700% | 83.300% | 90.300% | $4723.31 | $113359.49 |
| 2DAJ6LU64GS | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | $90779.61 | 2.750% | $888.99 | $1342.39 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB reflected as per the payment history is xx. | $1446.32 | $0.00 | $2892.64 | $1446.32 | $1446.32 | $1446.32 | $1446.32 | $1446.32 | $1446.32 | $1446.32 | $1342.39 | $1342.39 | $1342.39 | $1342.39 | $0.00 | $1342.39 | $1342.39 | $1342.39 | $1342.39 | $1342.39 | $2684.78 | $1342.39 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1446.32000<br> $0.00000<br> $2892.64000<br> $1446.32000<br> $1446.32000<br> $1446.32000<br> $1446.32000<br> $1446.32000<br> $1446.32000<br> $1446.32000<br> $1342.39000<br> $1342.39000<br> $1342.39000<br> $1342.39000<br> $0.00000<br> $1342.39000<br> $1342.39000<br> $1342.39000<br> $1342.39000<br> $1342.39000<br> $2684.78000<br> $1342.39000<br> $0.00000<br> $0.00000 | 94.900% | 33.300% | 83.300% | 83.300% | $1273.83 | $30571.88 |
| W1KSJH60G0S | xx | xx | xx | xx | xx |  |  | xx | xx | Oklahoma | xx | $149476.12 | 7.125% | $1058.43 | $1668.46 | 2026-03-08 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $1439.18 | $1439.18 | $1439.18 | $1439.18 | $1439.18 | $1439.18 | $1439.18 | $1439.18 | $1439.18 | $1439.18 | $1439.18 | $1668.46 | $1668.46 | $1668.46 | $1668.46 | $1756.00 | $1668.46 | $0.00 | $3379.26 | $1668.46 | $1668.46 | $0.00 | $1750.00 | $0.00 | 100010000000000000000000 | 000000000000000000010001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1439.18000<br> $1439.18000<br> $1439.18000<br> $1439.18000<br> $1439.18000<br> $1439.18000<br> $1439.18000<br> $1439.18000<br> $1439.18000<br> $1439.18000<br> $1439.18000<br> $1668.46000<br> $1668.46000<br> $1668.46000<br> $1668.46000<br> $1756.00000<br> $1668.46000<br> $0.00000<br> $3379.26000<br> $1668.46000<br> $1668.46000<br> $0.00000<br> $1750.00000<br> $0.00000 | 85.900% | 35.000% | 84.600% | 84.400% | $1433.14 | $34395.46 |
| O5CRF9GGLPO | xx | xx | xx | xx | xx |  |  | xx | xx | New Mexico | xx | $141395.94 | 6.625% | $946.38 | $1283.49 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 6.625%. The current UPB reflected as per the payment history is xx. | $2379.04 | $1189.52 | $1189.52 | $0.00 | $1189.52 | $1189.52 | $1189.52 | $1189.52 | $1189.52 | $2418.98 | $0.00 | $2458.92 | $1229.46 | $1229.46 | $1229.46 | $1229.46 | $0.00 | $1229.46 | $2458.92 | $1229.46 | $0.00 | $2512.95 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2379.04000<br> $1189.52000<br> $1189.52000<br> $0.00000<br> $1189.52000<br> $1189.52000<br> $1189.52000<br> $1189.52000<br> $1189.52000<br> $2418.98000<br> $0.00000<br> $2458.92000<br> $1229.46000<br> $1229.46000<br> $1229.46000<br> $1229.46000<br> $0.00000<br> $1229.46000<br> $2458.92000<br> $1229.46000<br> $0.00000<br> $2512.95000<br> $0.00000<br> $0.00000 | 90.700% | 65.300% | 80.500% | 80.200% | $1163.84 | $27932.21 |
| XP5CR635K66 | xx | xx | xx | xx | xx |  |  | xx | xx | Kansas | xx | $105679.57 | 3.500% | $524.48 | $960.77 | 2026-03-14 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | $910.17 | $910.17 | $910.17 | $1035.23 | $1035.23 | $1035.23 | $1035.23 | $1035.23 | $1035.23 | $1035.23 | $1035.23 | $1035.23 | $1035.23 | $1035.23 | $1035.23 | $1045.23 | $1045.00 | $960.77 | $960.77 | $1014.18 | $960.77 | $960.77 | $960.77 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $910.17000<br> $910.17000<br> $910.17000<br> $1035.23000<br> $1035.23000<br> $1035.23000<br> $1035.23000<br> $1035.23000<br> $1035.23000<br> $1035.23000<br> $1035.23000<br> $1035.23000<br> $1035.23000<br> $1035.23000<br> $1035.23000<br> $1045.23000<br> $1045.00000<br> $960.77000<br> $960.77000<br> $1014.18000<br> $960.77000<br> $960.77000<br> $960.77000<br> $0.00000 | 100.000% | 66.700% | 84.300% | 95.500% | $960.90 | $23061.53 |
| EQMR9509XZ2 | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $229347.12 | 2.750% | $1061.84 | $1431.85 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.750%. The current UPB is xx. | $1284.28 | $1284.28 | $1412.99 | $1412.99 | $1412.99 | $1412.99 | $1412.99 | $1412.99 | $1412.99 | $1412.99 | $1412.99 | $1412.99 | $1412.99 | $1412.99 | $1431.85 | $1431.85 | $1431.85 | $1431.85 | $1431.85 | $1431.85 | $1431.85 | $1431.85 | $1431.85 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1284.28000<br> $1284.28000<br> $1412.99000<br> $1412.99000<br> $1412.99000<br> $1412.99000<br> $1412.99000<br> $1412.99000<br> $1412.99000<br> $1412.99000<br> $1412.99000<br> $1412.99000<br> $1412.99000<br> $1412.99000<br> $1431.85000<br> $1431.85000<br> $1431.85000<br> $1431.85000<br> $1431.85000<br> $1431.85000<br> $1431.85000<br> $1431.85000<br> $1431.85000<br> $0.00000 | 94.300% | 66.700% | 83.300% | 91.400% | $1350.46 | $32411.09 |
| FAQ2U5HS8RL | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $545840.83 | 3.750% | $2751.84 | $3786.89 | 2026-03-17 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.750%. The current UPB reflected as per the payment history is xx. | $7064.40 | $3775.81 | $3775.81 | $0.00 | $7551.62 | $3775.81 | $3775.81 | $3775.81 | $3775.81 | $3775.81 | $3775.81 | $3775.81 | $3775.81 | $3786.89 | $3786.89 | $3786.89 | $3786.89 | $0.00 | $3786.89 | $7573.78 | $3786.89 | $3786.89 | $3786.89 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $7064.40000<br> $3775.81000<br> $3775.81000<br> $0.00000<br> $7551.62000<br> $3775.81000<br> $3775.81000<br> $3775.81000<br> $3775.81000<br> $3775.81000<br> $3775.81000<br> $3775.81000<br> $3775.81000<br> $3786.89000<br> $3786.89000<br> $3786.89000<br> $3786.89000<br> $0.00000<br> $3786.89000<br> $7573.78000<br> $3786.89000<br> $3786.89000<br> $3786.89000<br> $0.00000 | 99.300% | 66.700% | 100.000% | 91.600% | $3760.13 | $90243.02 |
| NNG7NVPE4I1 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | $332826.50 | 3.250% | $1608.09 | $2874.58 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $2739.43 | $2739.43 | $2739.43 | $2739.43 | $2739.43 | $2739.43 | $2739.43 | $2739.43 | $2701.53 | $2701.53 | $2701.53 | $2701.53 | $2701.53 | $2701.53 | $2701.53 | $2701.53 | $2701.53 | $2701.53 | $2701.53 | $2701.53 | $2874.58 | $2874.58 | $2874.58 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2739.43000<br> $2739.43000<br> $2739.43000<br> $2739.43000<br> $2739.43000<br> $2739.43000<br> $2739.43000<br> $2739.43000<br> $2701.53000<br> $2701.53000<br> $2701.53000<br> $2701.53000<br> $2701.53000<br> $2701.53000<br> $2701.53000<br> $2701.53000<br> $2701.53000<br> $2701.53000<br> $2701.53000<br> $2701.53000<br> $2874.58000<br> $2874.58000<br> $2874.58000<br> $0.00000 | 91.300% | 66.700% | 81.300% | 87.700% | $2623.23 | $62957.54 |
| 9VWLYP1AAL3 | xx | xx | xx | xx | xx |  |  | xx | xx | New Mexico | xx | $326245.87 | 2.500% | $3000.55 | $4739.15 | 2026-02-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 2.500%. The current UPB as reflected in the payment history is xx. | $4200.00 | $4100.00 | $4100.00 | $4100.00 | $0.00 | $8200.00 | $0.00 | $8200.00 | $4100.00 | $4000.00 | $4000.00 | $4000.00 | $4000.00 | $4000.00 | $4000.00 | $4000.00 | $4000.00 | $4000.00 | $4113.07 | $4000.00 | $4000.00 | $4739.15 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4200.00000<br> $4100.00000<br> $4100.00000<br> $4100.00000<br> $0.00000<br> $8200.00000<br> $0.00000<br> $8200.00000<br> $4100.00000<br> $4000.00000<br> $4000.00000<br> $4000.00000<br> $4000.00000<br> $4000.00000<br> $4000.00000<br> $4000.00000<br> $4000.00000<br> $4000.00000<br> $4113.07000<br> $4000.00000<br> $4000.00000<br> $4739.15000<br> $0.00000<br> $0.00000 | 79.000% | 33.300% | 59.300% | 71.800% | $3743.84 | $89852.22 |
| DJLH3EG8UNL | xx | xx | xx | xx | xx |  |  | xx | xx | Arkansas | xx | $273632.38 | 3.250% | $1325.20 | $2215.95 | 2026-03-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.250%. The current UPB reflected as per the payment history is xx. | $2196.84 | $2196.84 | $2196.84 | $2196.84 | $2196.84 | $2180.77 | $2180.77 | $2180.77 | $2180.77 | $2180.77 | $2180.77 | $2180.77 | $2180.77 | $2080.77 | $2180.77 | $2180.77 | $2180.77 | $2215.95 | $2215.95 | $0.00 | $4523.16 | $2215.95 | $2215.95 | $0.00 | 000100000000000000000000 | 000000000000000000001000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $2196.84000<br> $2196.84000<br> $2196.84000<br> $2196.84000<br> $2196.84000<br> $2180.77000<br> $2180.77000<br> $2180.77000<br> $2180.77000<br> $2180.77000<br> $2180.77000<br> $2180.77000<br> $2180.77000<br> $2080.77000<br> $2180.77000<br> $2180.77000<br> $2180.77000<br> $2215.95000<br> $2215.95000<br> $0.00000<br> $4523.16000<br> $2215.95000<br> $2215.95000<br> $0.00000 | 94.800% | 66.700% | 84.000% | 91.000% | $2101.68 | $50440.40 |
| IOIOFB6ALU7 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Wyoming | xx | $995737.63 | 3.125% | $4694.99 | $5930.77 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.125%. The current UPB, as reflected in the payment history, is xx. | $6309.88 | $6309.88 | $6309.88 | $6309.88 | $6309.88 | $6309.88 | $6309.88 | $6309.88 | $6309.88 | $6309.88 | $6309.88 | $5930.77 | $5930.77 | $5930.77 | $5930.77 | $5930.77 | $5930.77 | $5930.77 | $5930.77 | $5930.77 | $5930.77 | $5930.77 | $5930.77 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $6309.88000<br> $6309.88000<br> $6309.88000<br> $6309.88000<br> $6309.88000<br> $6309.88000<br> $6309.88000<br> $6309.88000<br> $6309.88000<br> $6309.88000<br> $6309.88000<br> $5930.77000<br> $5930.77000<br> $5930.77000<br> $5930.77000<br> $5930.77000<br> $5930.77000<br> $5930.77000<br> $5930.77000<br> $5930.77000<br> $5930.77000<br> $5930.77000<br> $5930.77000<br> $0.00000 | 98.800% | 66.700% | 83.300% | 91.700% | $5857.41 | $140577.92 |
| 4508VIJD0JR | xx | xx | xx | xx | xx |  |  | xx | xx | New Mexico | xx | $143920.03 | 3.375% | $696.30 | $903.46 | 2026-03-07 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB is xx. | $494.35 | $400.00 | $894.35 | $894.35 | $894.35 | $894.35 | $894.35 | $894.35 | $1003.59 | $894.35 | $894.35 | $894.35 | $903.46 | $903.46 | $905.00 | $906.00 | $2880.40 | $903.46 | $0.00 | $1806.92 | $903.46 | $37.53 | $903.46 | $0.00 | 100100222222222222222211 | 112222222222222222001001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $494.35000<br> $400.00000<br> $894.35000<br> $894.35000<br> $894.35000<br> $894.35000<br> $894.35000<br> $894.35000<br> $1003.59000<br> $894.35000<br> $894.35000<br> $894.35000<br> $903.46000<br> $903.46000<br> $905.00000<br> $906.00000<br> $2880.40000<br> $903.46000<br> $0.00000<br> $1806.92000<br> $903.46000<br> $37.53000<br> $903.46000<br> $0.00000 | 96.900% | 34.700% | 67.400% | 102.000% | $875.01 | $21000.24 |
| KM76LG47UNK | xx | xx | xx | xx | xx |  |  | xx | xx | Arizona | xx | $1169179.43 | 3.250% | $5567.16 | $7039.69 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 3.250%. The current UPB reflected as per the payment history is xx. | $7288.81 | $7288.81 | $7288.81 | $7288.81 | $7288.81 | $7288.81 | $7288.81 | $7288.81 | $7288.81 | $6896.34 | $6896.34 | $6896.34 | $6896.34 | $6896.34 | $6896.34 | $6896.34 | $6896.34 | $6896.34 | $6896.34 | $6896.34 | $6896.34 | $7039.69 | $7039.69 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $7288.81000<br> $7288.81000<br> $7288.81000<br> $7288.81000<br> $7288.81000<br> $7288.81000<br> $7288.81000<br> $7288.81000<br> $7288.81000<br> $6896.34000<br> $6896.34000<br> $6896.34000<br> $6896.34000<br> $6896.34000<br> $6896.34000<br> $6896.34000<br> $6896.34000<br> $6896.34000<br> $6896.34000<br> $6896.34000<br> $6896.34000<br> $7039.69000<br> $7039.69000<br> $0.00000 | 96.100% | 66.700% | 82.300% | 90.100% | $6768.11 | $162434.75 |
| YGTYHRBB4B1 | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $578604.02 | 3.375% | $2799.35 | $4509.21 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.375%. The current UPB reflected as per the payment history is xx. | $4033.88 | $4033.88 | $4033.88 | $4033.88 | $4033.88 | $4631.17 | $4033.88 | $4033.88 | $4033.88 | $4033.88 | $4033.88 | $4033.88 | $4509.21 | $4509.21 | $4509.21 | $4509.21 | $4509.21 | $4509.21 | $4509.21 | $4509.21 | $4509.21 | $4509.21 | $4509.21 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4033.88000<br> $4033.88000<br> $4033.88000<br> $4033.88000<br> $4033.88000<br> $4631.17000<br> $4033.88000<br> $4033.88000<br> $4033.88000<br> $4033.88000<br> $4033.88000<br> $4033.88000<br> $4509.21000<br> $4509.21000<br> $4509.21000<br> $4509.21000<br> $4509.21000<br> $4509.21000<br> $4509.21000<br> $4509.21000<br> $4509.21000<br> $4509.21000<br> $4509.21000<br> $0.00000 | 91.100% | 66.700% | 83.300% | 91.700% | $4108.55 | $98605.16 |
| EAG4AGPZWKT | xx | xx | xx | xx | xx | xx | xx | xx | xx | Colorado | xx | $772035.49 | 5.000% | $4412.67 | $5447.11 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.000%. The current UPB reflected as per the payment history is xx. | $5003.22 | $8456.63 | $5134.06 | $5134.06 | $5134.06 | $5134.06 | $5134.06 | $5134.06 | $5134.06 | $5134.06 | $5134.06 | $5134.06 | $5134.06 | $5134.06 | $5447.11 | $5472.11 | $5447.11 | $5447.11 | $5447.11 | $5447.11 | $5447.11 | $5447.11 | $5447.11 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $5003.22000<br> $8456.63000<br> $5134.06000<br> $5134.06000<br> $5134.06000<br> $5134.06000<br> $5134.06000<br> $5134.06000<br> $5134.06000<br> $5134.06000<br> $5134.06000<br> $5134.06000<br> $5134.06000<br> $5134.06000<br> $5447.11000<br> $5472.11000<br> $5447.11000<br> $5447.11000<br> $5447.11000<br> $5447.11000<br> $5447.11000<br> $5447.11000<br> $5447.11000<br> $0.00000 | 94.900% | 66.700% | 83.300% | 90.700% | $5171.57 | $124117.56 |
| JYCENTM8O02 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | $148779.26 | 5.125% | $879.98 | $1351.64 | 2026-03-16 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.125%. The current UPB, as reflected in the payment history, is xx. | $1454.93 | $1454.93 | $1454.93 | $1454.93 | $1454.93 | $1454.93 | $1454.93 | $1454.93 | $1454.93 | $1454.93 | $1454.93 | $1351.64 | $1351.64 | $1351.64 | $1351.64 | $1351.64 | $1351.64 | $1351.64 | $1351.64 | $1351.64 | $1351.64 | $1351.64 | $1351.64 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1454.93000<br> $1454.93000<br> $1454.93000<br> $1454.93000<br> $1454.93000<br> $1454.93000<br> $1454.93000<br> $1454.93000<br> $1454.93000<br> $1454.93000<br> $1454.93000<br> $1351.64000<br> $1351.64000<br> $1351.64000<br> $1351.64000<br> $1351.64000<br> $1351.64000<br> $1351.64000<br> $1351.64000<br> $1351.64000<br> $1351.64000<br> $1351.64000<br> $1351.64000<br> $0.00000 | 99.300% | 66.700% | 83.300% | 91.700% | $1342.66 | $32223.91 |
| Y10GESNMPR5 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Oklahoma | xx | $155145.87 | 5.000% | $896.49 | $1475.55 | 2026-03-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.000%. The current UPB reflected as per the payment history is xx. | $1530.40 | $1530.40 | $1480.40 | $1530.40 | $1480.40 | $1530.40 | $1915.40 | $1580.40 | $1530.40 | $1592.60 | $1592.60 | $1592.60 | $1592.60 | $1592.60 | $1592.60 | $1492.60 | $1492.60 | $1492.60 | $1429.75 | $5024.67 | $1475.55 | $1475.55 | $1475.55 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1530.40000<br> $1530.40000<br> $1480.40000<br> $1530.40000<br> $1480.40000<br> $1530.40000<br> $1915.40000<br> $1580.40000<br> $1530.40000<br> $1592.60000<br> $1592.60000<br> $1592.60000<br> $1592.60000<br> $1592.60000<br> $1592.60000<br> $1492.60000<br> $1492.60000<br> $1492.60000<br> $1429.75000<br> $5024.67000<br> $1475.55000<br> $1475.55000<br> $1475.55000<br> $0.00000 | 110.200% | 66.700% | 122.900% | 113.700% | $1625.96 | $39023.07 |
| 22YXKW6UW64 | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $388903.89 | 4.750% | $2164.84 | $2272.26 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.750%. The current UPB, as reflected in the payment history, is xx. | $3343.65 | $3446.71 | $3446.71 | $3446.71 | $3596.71 | $3596.71 | $3596.71 | $3596.71 | $3596.71 | $3596.71 | $3596.71 | $2489.34 | $2539.34 | $2472.26 | $2472.26 | $2472.26 | $2472.26 | $2472.26 | $2472.26 | $2472.26 | $2472.26 | $2472.26 | $2472.26 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $3343.65000<br> $3446.71000<br> $3446.71000<br> $3446.71000<br> $3596.71000<br> $3596.71000<br> $3596.71000<br> $3596.71000<br> $3596.71000<br> $3596.71000<br> $3596.71000<br> $2489.34000<br> $2539.34000<br> $2472.26000<br> $2472.26000<br> $2472.26000<br> $2472.26000<br> $2472.26000<br> $2472.26000<br> $2472.26000<br> $2472.26000<br> $2472.26000<br> $2472.26000<br> $0.00000 | 125.800% | 72.500% | 90.700% | 100.000% | $2858.83 | $68612.03 |
| XFZ5AX50GJS | xx | xx | xx | xx | xx |  |  | xx | xx | Colorado | xx | $443792.93 | 7.125% | $3081.70 | $3517.20 | 2026-03-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3703.67 | $4076.61 | $3517.20 | $11384.33 | $3517.19 | $3517.20 | $3517.20 | $3517.20 | $3517.20 | $3517.20 | $3517.20 | $3517.20 | $3517.20 | $0.00 | 0000000000000 | 0000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3703.67000<br> $4076.61000<br> $3517.20000<br> $11384.33000<br> $3517.19000<br> $3517.20000<br> $3517.20000<br> $3517.20000<br> $3517.20000<br> $3517.20000<br> $3517.20000<br> $3517.20000<br> $3517.20000<br> $0.00000 | 64.400% | 66.700% | 83.300% | 110.300% | $2264.03 | $54336.60 |
| EX5GIFDKEWZ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $77148.69 | 3.500% | $404.14 | $404.14 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 3.500%. The current UPB reflected as per the payment history is xx. | $404.14 | $404.14 | $404.14 | $404.14 | $404.14 | $404.14 | $404.14 | $634.14 | $404.14 | $804.14 | $804.14 | $804.14 | $834.14 | $804.14 | $804.14 | $804.14 | $804.14 | $804.14 | $404.14 | $404.14 | $404.14 | $404.14 | $404.14 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $404.14000<br> $404.14000<br> $404.14000<br> $404.14000<br> $404.14000<br> $404.14000<br> $404.14000<br> $634.14000<br> $404.14000<br> $804.14000<br> $804.14000<br> $804.14000<br> $834.14000<br> $804.14000<br> $804.14000<br> $804.14000<br> $804.14000<br> $804.14000<br> $404.14000<br> $404.14000<br> $404.14000<br> $404.14000<br> $404.14000<br> $0.00000 | 135.600% | 66.700% | 83.300% | 141.800% | $548.13 | $13155.22 |
| WL1R35HVJIK | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Mexico | xx | $92873.15 | 4.875% | $805.46 | $1012.14 | 2026-02-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.875%. The current UPB is xx. | $1020.00 | $1013.59 | $1015.00 | $0.00 | $1015.00 | $2040.00 | $0.00 | $1013.59 | $2033.59 | $0.00 | $2029.56 | $0.00 | $1008.92 | $1020.00 | $2019.00 | $0.00 | $2030.00 | $0.00 | $2018.92 | $2020.00 | $2030.00 | $0.00 | $0.00 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $1020.00000<br> $1013.59000<br> $1015.00000<br> $0.00000<br> $1015.00000<br> $2040.00000<br> $0.00000<br> $1013.59000<br> $2033.59000<br> $0.00000<br> $2029.56000<br> $0.00000<br> $1008.92000<br> $1020.00000<br> $2019.00000<br> $0.00000<br> $2030.00000<br> $0.00000<br> $2018.92000<br> $2020.00000<br> $2030.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 96.000% | 0.000% | 99.900% | 100.000% | $971.97 | $23327.17 |
| RP5LV35LMGA | xx | xx | xx | xx | xx |  |  | xx | xx | California | xx | $171811.40 | 9.000% | $1383.95 | $1832.28 | 2026-02-20 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 9.000%. The current UPB reflected as per the payment history is xx.<br>| $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1832.28 | $1832.28 | $0.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1832.28000<br> $1832.28000<br> $0.00000<br> $0.00000 | 8.300% | 33.300% | 33.300% | 16.700% | $152.69 | $3664.56 |
| 454HXDAMNGZ | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $715590.40 | 6.625% | $4594.23 | $4594.23 | 2026-03-10 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx, which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.63%. The current UPB, as reflected in the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $9188.46 | $4594.23 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $9188.46000<br> $4594.23000<br> $0.00000<br> $0.00000 | 12.500% | 33.300% | 50.000% | 25.000% | $574.28 | $13782.69 |
| BAM8A8MTECZ | xx | xx | xx | xx | xx |  |  | xx | xx | Virginia | xx | $356057.59 | 7.375% | $2472.62 | $2937.45 | 2026-03-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2937.45 | $0.00 | $2937.45 | $2937.45 | $2937.45 | $2937.45 | $2937.45 | $2937.45 | $0.00 | $0.00 | 0000000 | 0000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2937.45000<br> $0.00000<br> $2937.45000<br> $2937.45000<br> $2937.45000<br> $2937.45000<br> $2937.45000<br> $2937.45000<br> $0.00000<br> $0.00000 | 29.200% | 33.300% | 66.700% | 58.300% | $856.76 | $20562.15 |
| R62AH0K9FJ6 | xx | xx | xx | xx | xx |  |  | xx | xx | Pennsylvania | xx | $349364.24 | 6.490% | $2209.94 | $2726.87 | 2026-03-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.490%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2726.87 | $2726.87 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2726.87000<br> $2726.87000<br> $0.00000 | 8.300% | 66.700% | 33.300% | 16.700% | $227.24 | $5453.74 |
| Z7NYRS94B2F | xx | xx | xx | xx | xx | xx | xx | xx | xx | Connecticut | xx | $420864.40 | 6.625% | $2706.91 | $3567.35 | 2026-03-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB as reflected in the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3567.35 | $3567.35 | $3567.35 | $3567.35 | $3567.35 | $0.00 | 00000 | 00000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3567.35000<br> $3567.35000<br> $3567.35000<br> $3567.35000<br> $3567.35000<br> $0.00000 | 20.800% | 66.700% | 83.300% | 41.700% | $743.20 | $17836.75 |
| WICSL0KLC9K | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $395335.38 | 6.875% | $2682.93 | $4390.51 | 2026-02-28 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB reflected is xx. | $4892.11 | $4892.11 | $4892.11 | $4892.11 | $4892.11 | $0.00 | $4892.11 | $0.00 | $10000.00 | $9784.22 | $5026.26 | $0.00 | $0.00 | $5160.41 | $6134.15 | $10769.03 | $4901.11 | $4390.51 | $4390.51 | $4524.66 | $4390.51 | $4390.51 | $0.00 | $0.00 | 000000022210012110000000 | 000000011210012220000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4892.11000<br> $4892.11000<br> $4892.11000<br> $4892.11000<br> $4892.11000<br> $0.00000<br> $4892.11000<br> $0.00000<br> $10000.00000<br> $9784.22000<br> $5026.26000<br> $0.00000<br> $0.00000<br> $5160.41000<br> $6134.15000<br> $10769.03000<br> $4901.11000<br> $4390.51000<br> $4390.51000<br> $4524.66000<br> $4390.51000<br> $4390.51000<br> $0.00000<br> $0.00000 | 98.000% | 33.300% | 67.200% | 93.100% | $4300.61 | $103214.54 |
| 9GE959Y0INT | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $107314.38 | 6.750% | $697.24 | $1087.24 | 2026-03-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1087.24 | $1087.24 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1087.24000<br> $1087.24000<br> $0.00000 | 8.300% | 66.700% | 33.300% | 16.700% | $90.60 | $2174.48 |
| N2GH7J2KHUX | xx | xx | xx | xx | xx | xx | xx | xx | xx | New Jersey | xx | $871616.83 | 6.500% | $5524.27 | $7307.86 | 2026-03-19 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.500%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7307.86 | $14615.72 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $7307.86000<br> $14615.72000<br> $0.00000 | 12.500% | 100.000% | 50.000% | 25.000% | $913.48 | $21923.58 |
| L8KZTN3EI9B | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $209654.72 | 7.000% | $1397.14 | $2074.05 | 2026-03-02 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2074.05 | $2074.05 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2074.05000<br> $2074.05000<br> $0.00000 | 8.300% | 66.700% | 33.300% | 16.700% | $172.84 | $4148.10 |
| G55L3DJISTU | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $269498.53 | 6.375% | $1684.45 | $2010.61 | 2026-03-05 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2010.61 | $2010.61 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2010.61000<br> $2010.61000<br> $0.00000 | 8.300% | 66.700% | 33.300% | 16.700% | $167.55 | $4021.22 |
| 81EICJBQ2JA | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $0.00 | 7.375% | $1026.18 | $1421.38 | 2026-02-20 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.375%. The loan has been paid off on xx/xx/2026 in the amount of xx, out of which the principal balance is xx and the interest amount is xx. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1421.38 | $1421.38 | $1421.38 | $1421.38 | $1421.38 | $1421.38 | $1421.38 | $148965.08 | $0.00 | $0.00 | 0000000 | 0000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1421.38000<br> $1421.38000<br> $1421.38000<br> $1421.38000<br> $1421.38000<br> $1421.38000<br> $1421.38000<br> $148965.08000<br> $0.00000<br> $0.00000 | 465.800% | 3493.400% | 1796.700% | 931.700% | $6621.45 | $158914.74 |
| TZNJXM39R4G | xx | xx | xx | xx | xx | xx | xx | xx | xx | New York | xx | $143917.15 | 8.750% | $1132.85 | $1771.77 | 2026-03-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 8.750%. The current UPB as reflected in the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1771.77 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1771.77000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $73.82 | $1771.77 |
| NOSZ9VLUK6B | xx | xx | xx | xx | xx |  |  | xx | xx | New Jersey | xx | $642992.27 | 7.000% | $4329.46 | $5281.32 | 2026-02-26 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $5130.92 | $10261.84 | $0.00 | $5130.92 | $5130.92 | $5130.92 | $5130.92 | $5130.92 | $5130.92 | $5130.92 | $5130.92 | $5281.32 | $5281.32 | $5281.32 | $0.00 | $0.00 | 00000000000000 | 00000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $5130.92000<br> $10261.84000<br> $0.00000<br> $5130.92000<br> $5130.92000<br> $5130.92000<br> $5130.92000<br> $5130.92000<br> $5130.92000<br> $5130.92000<br> $5130.92000<br> $5281.32000<br> $5281.32000<br> $5281.32000<br> $0.00000<br> $0.00000 | 57.000% | 33.300% | 66.200% | 81.700% | $3011.84 | $72284.08 |
| 42RG5V1ERPX | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $186286.39 | 5.125% | $1019.12 | $1406.21 | 2026-02-20 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.125%. The current UPB as reflected in the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1406.21 | $1406.21 | $1406.21 | $1406.21 | $0.00 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1406.21000<br> $1406.21000<br> $1406.21000<br> $1406.21000<br> $0.00000<br> $0.00000 | 16.700% | 33.300% | 66.700% | 33.300% | $234.37 | $5624.84 |
| KO1ZGNCXT0W | xx | xx | xx | xx |  | xx | xx | xx | xx | South Carolina | xx | $535500.00 | 6.874% | $3067.52 | $3945.97 | 2026-03-06 | XX/XX/XXXX | 1 | According to the payment history as of xx/xx/2026, the borrower has been delinquent for 01 month, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied to the due date of xx/xx/2026. The current interest-only payment is xx with an interest rate of 6.874%. The current UPB reflected as per the payment history is xx. The loan has an interest-only period for 120 months. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3945.97 | $0.00 | $7891.94 | $0.00 | $0.00 | 1211 | 1121 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3945.97000<br> $0.00000<br> $7891.94000<br> $0.00000<br> $0.00000 | 12.500% | 66.700% | 50.000% | 25.000% | $493.25 | $11837.91 |
| E2DLM213XM7 | xx | xx | xx | xx | xx |  |  | xx | xx | Ohio | xx | $314619.89 | 7.000% | $2098.36 | $2865.55 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2865.55 | $2865.55 | $2865.55 | $0.00 | 000 | 000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2865.55000<br> $2865.55000<br> $2865.55000<br> $0.00000 | 12.500% | 66.700% | 50.000% | 25.000% | $358.19 | $8596.65 |
| 41HSRHAUX8O | xx | xx | xx | xx | xx |  |  | xx | xx | Nevada | xx | $208485.09 | 6.375% | $1303.89 | $1500.00 | 2026-03-03 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1500.00 | $50.00 | $1500.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1500.00000<br> $50.00000<br> $1500.00000<br> $0.00000 | 8.500% | 34.400% | 33.900% | 16.900% | $127.08 | $3050.00 |
| 8RMA0C5TZ5N | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $370859.74 | 5.990% | $2244.71 | $3140.32 | 2026-03-03 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 5.990%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3143.68 | $3140.32 | $3140.32 | $6617.36 | $0.00 | $3364.80 | $3140.32 | $3140.32 | $3140.32 | $3140.32 | $0.00 | 0000000000 | 0000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3143.68000<br> $3140.32000<br> $3140.32000<br> $6617.36000<br> $0.00000<br> $3364.80000<br> $3140.32000<br> $3140.32000<br> $3140.32000<br> $3140.32000<br> $0.00000 | 42.400% | 66.700% | 84.500% | 84.800% | $1331.99 | $31967.76 |
| WU01Z98LS0U | xx | xx | xx | xx | xx |  |  | xx | xx | New York | xx | $810883.28 | 7.125% | $5568.28 | $7039.84 | 2026-02-01 | XX/XX/XXXX | 0 | According to the payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.125%. The current UPB reflected as per the payment history is xx. | $6500.00 | $6383.54 | $6383.54 | $6494.91 | $6494.91 | $0.00 | $0.00 | $6383.54 | $0.00 | $25999.64 | $6383.54 | $6494.91 | $7151.21 | $0.00 | $14302.42 | $7039.84 | $7151.21 | $0.00 | $14083.61 | $7039.84 | $7039.84 | $7039.84 | $0.00 | $0.00 | 0000100010000322100000 | 0000012230000100010000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $6500.00000<br> $6383.54000<br> $6383.54000<br> $6494.91000<br> $6494.91000<br> $0.00000<br> $0.00000<br> $6383.54000<br> $0.00000<br> $25999.64000<br> $6383.54000<br> $6494.91000<br> $7151.21000<br> $0.00000<br> $14302.42000<br> $7039.84000<br> $7151.21000<br> $0.00000<br> $14083.61000<br> $7039.84000<br> $7039.84000<br> $7039.84000<br> $0.00000<br> $0.00000 | 87.800% | 33.300% | 83.300% | 83.900% | $6181.93 | $148366.34 |
| ELJVOPR81Z0 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Florida | xx | $410090.16 | 6.750% | $2673.85 | $3409.25 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $6818.50 | $0.00 | $3409.25 | $6818.50 | $0.00 | $3409.25 | $0.00 | 000000 | 000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $6818.50000<br> $0.00000<br> $3409.25000<br> $6818.50000<br> $0.00000<br> $3409.25000<br> $0.00000 | 25.000% | 33.300% | 66.700% | 50.000% | $852.31 | $20455.50 |
| G69HWS2TRXJ | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $303238.16 | 6.875% | $1995.42 | $2774.65 | 2026-03-01 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.875%. The current UPB, reflected as per the payment history, is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2774.65 | $0.00 | $2774.65 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2774.65000<br> $0.00000<br> $2774.65000<br> $0.00000 | 8.300% | 33.300% | 33.300% | 16.700% | $231.22 | $5549.30 |
| TPKQVY0HJ1M | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $765704.30 | 6.990% | $5139.59 | $7721.82 | 2026-02-28 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.990%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $7128.82 | $7128.82 | $7128.82 | $7128.82 | $7128.82 | $7128.82 | $7128.82 | $7128.82 | $14657.64 | $0.00 | $7721.82 | $0.00 | $0.00 | 00000000000 | 00000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $7128.82000<br> $7128.82000<br> $7128.82000<br> $7128.82000<br> $7128.82000<br> $7128.82000<br> $7128.82000<br> $7128.82000<br> $14657.64000<br> $0.00000<br> $7721.82000<br> $0.00000<br> $0.00000 | 42.800% | 33.300% | 63.700% | 78.000% | $3308.75 | $79410.02 |
| CHRNPM4103S | xx | xx | xx | xx | xx |  |  | xx | xx | Wisconsin | xx | $112681.43 | 6.750% | $680.71 | $922.15 | 2026-02-19 | XX/XX/XXXX | 2 | According to payment history as of xx/xx/2026, the borrower has been delinquent for 2 months, and the next due date is xx/xx/2025. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2025. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. The due dates were advanced from xx/xx/2025 to xx/xx/2025 due to loan modification. | $966.82 | $966.82 | $1089.78 | $1012.72 | $0.00 | $2016.49 | $0.00 | $2921.31 | $0.00 | $1060.62 | $0.00 | $0.00 | $0.00 | $0.00 | $533.60 | $0.00 | $0.00 | $1719.25 | $0.00 | $959.04 | $0.00 | $922.15 | $0.00 | $0.00 | 322114444321102121111110 | 011111121201123444411223 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $966.82000<br> $966.82000<br> $1089.78000<br> $1012.72000<br> $0.00000<br> $2016.49000<br> $0.00000<br> $2921.31000<br> $0.00000<br> $1060.62000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $533.60000<br> $0.00000<br> $0.00000<br> $1719.25000<br> $0.00000<br> $959.04000<br> $0.00000<br> $922.15000<br> $0.00000<br> $0.00000 | 64.000% | 33.300% | 34.000% | 37.400% | $590.36 | $14168.60 |
| MOMYLB09T2O | xx | xx | xx | xx | xx |  |  | xx | xx | Florida | xx | $466424.76 | 6.250% | $4012.74 | $4539.78 | 2026-02-11 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.250%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4539.78 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4539.78000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $189.16 | $4539.78 |
| X0Q5RQQOAQ5 | xx | xx | xx | xx | xx |  |  | xx | xx | Kentucky | xx | $215120.45 | 5.875% | $1273.82 | $1631.99 | 2026-03-26 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 5.875%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1631.99 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $1631.99000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $68.00 | $1631.99 |
| OAD4ALKBZNG | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $343627.50 | 6.375% | $2146.11 | $2200.00 | 2026-02-28 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2200.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2200.00000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $91.67 | $2200.00 |
| 4360AQLB119 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Maryland | xx | $252196.30 | 7.250% | $1730.34 | $2394.33 | 2026-03-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2546.46 | $2449.33 | $2394.33 | $2404.33 | $2419.33 | $0.00 | $0.00 | $0.00 | 100000 | 000001 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2546.46000<br> $2449.33000<br> $2394.33000<br> $2404.33000<br> $2419.33000<br> $0.00000<br> $0.00000<br> $0.00000 | 21.300% | 0.000% | 50.200% | 42.500% | $508.91 | $12213.78 |
| OE2XT7JRMJD | xx | xx | xx | xx | xx |  |  | xx | xx | Massachusetts | xx | $468389.12 | 4.375% | $2646.21 | $3642.43 | 2026-03-13 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 4.375%. The current UPB reflected as per the payment history is xx. | $4366.44 | $4366.44 | $4366.44 | $4366.44 | $4366.44 | $4366.44 | $4366.44 | $4366.44 | $4366.44 | $4366.44 | $4287.29 | $4287.29 | $4287.29 | $4287.29 | $4287.29 | $4287.29 | $4287.29 | $4287.29 | $4287.29 | $4287.29 | $4287.29 | $4287.29 | $3642.43 | $0.00 | 000000000000000000000000 | 000000000000000000000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $4366.44000<br> $4366.44000<br> $4366.44000<br> $4366.44000<br> $4366.44000<br> $4366.44000<br> $4366.44000<br> $4366.44000<br> $4366.44000<br> $4366.44000<br> $4287.29000<br> $4287.29000<br> $4287.29000<br> $4287.29000<br> $4287.29000<br> $4287.29000<br> $4287.29000<br> $4287.29000<br> $4287.29000<br> $4287.29000<br> $4287.29000<br> $4287.29000<br> $3642.43000<br> $0.00000 | 113.000% | 72.600% | 95.100% | 106.400% | $4114.76 | $98754.31 |
| ZE2HVC7ZLNL | xx | xx | xx | xx | xx |  |  | xx | xx | Illinois | xx | $236102.54 | 7.000% | $1581.09 | $2344.55 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.00%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2344.55 | $0.00 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2344.55000<br> $0.00000<br> $0.00000<br> $0.00000 | 4.200% | 0.000% | 16.700% | 8.300% | $97.69 | $2344.55 |
| KWR2JT6UKR3 | xx | xx | xx | xx |  | xx | xx | xx | xx | Tennessee | xx | $108225.69 | 7.250% | $743.03 | $899.08 | 2026-03-12 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.250%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $899.08 | $899.08 | $899.08 | $899.08 | $899.08 | $899.08 | $899.08 | $899.08 | $0.00 | 00000000 | 00000000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $899.08000<br> $899.08000<br> $899.08000<br> $899.08000<br> $899.08000<br> $899.08000<br> $899.08000<br> $899.08000<br> $0.00000 | 33.300% | 66.700% | 83.300% | 66.700% | $299.69 | $7192.64 |
| AR39YOQTLNW | xx | xx | xx | xx | xx | xx | xx | xx | xx | Alaska | xx | $506654.76 | 7.000% | $3376.41 | $4244.60 | 2026-03-09 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx and the interest rate is 7.000%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4250.00 | $0.00 | $4250.00 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4250.00000<br> $0.00000<br> $4250.00000<br> $0.00000 | 8.300% | 33.400% | 33.400% | 16.700% | $354.17 | $8500.00 |
| 0MWKOIX9YFV | xx | xx | xx | xx | xx | xx | xx | xx | xx | South Carolina | xx | $324705.63 | 6.490% | $2052.08 | $2878.54 | 2026-03-02 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx. (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.490%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2878.54 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $2878.54000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $119.94 | $2878.54 |
| 12L01FX4FV3 | xx | xx | xx | xx | xx | xx | xx | xx | xx | Texas | xx | $386626.00 | 4.990% | $2073.13 |  | 2026-03-09 | XX/XX/XXXX | 0 | The subject loan was originated on xx/xx/2026, and the first payment date is xx/xx/2026. As per the payment history of xx/xx/2026, the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 4.99%. The current UPB is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |  |  | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $0.00 | $0.00 |
| L70BPXFJ77Z | xx | xx | xx | xx | xx | xx | xx | xx | xx | Delaware | xx | $333260.00 | 5.990% | $1995.92 |  | 2026-03-05 | XX/XX/XXXX | 0 | The loan was originated on xx/xx/2026, and the first payment is due on xx/xx/2026. According to tape data as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 5.990%. The current UPB reflected as per the payment history tape data is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |  |  | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $0.00 | $0.00 |
| W6SFJ3EG5MO | xx | xx | xx | xx | xx |  |  | xx | xx | Connecticut | xx | $200000.00 | 6.625% | $1280.62 |  | 2026-02-28 | XX/XX/XXXX | 0 | The loan was originated on xx/xx/2026, and the first payment is due on xx/xx/2026. According to tape as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The current P&I is xx with an interest rate of 6.625%. The current UPB reflected as per the tape is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |  |  | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000 | 0.000% | 0.000% | 0.000% | 0.000% | $0.00 | $0.00 |
| 2BJK5N0YB4W | xx | xx | xx | xx | xx |  |  | xx | xx | Texas | xx | $520767.22 | 6.375% | $3251.92 | $3251.92 | 2026-03-18 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.375%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3251.92 | $0.00 | $0.00 | 0 | 0 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $3251.92000<br> $0.00000<br> $0.00000 | 4.200% | 33.300% | 16.700% | 8.300% | $135.50 | $3251.92 |
| IMWILGL236F | xx | xx | xx | xx | xx | xx | xx | xx | xx | California | xx | $700311.69 | 6.750% | $4566.13 | $4566.13 | 2026-03-06 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 6.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $4566.13 | $0.00 | $0.00 | $13698.39 | $4566.13 | $4566.13 | $0.00 | 000210 | 012000 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $4566.13000<br> $0.00000<br> $0.00000<br> $13698.39000<br> $4566.13000<br> $4566.13000<br> $0.00000 | 25.000% | 66.700% | 83.300% | 50.000% | $1141.53 | $27396.78 |
| TD64YXVSJ0F | xx | xx | xx | xx | xx |  |  | xx | xx | Maryland | xx | $1033419.47 | 7.750% | $7414.04 | $8093.51 | 2026-03-04 | XX/XX/XXXX | 0 | According to payment history as of xx/xx/2026, the borrower is current with the loan, and the next due date is xx/xx/2026. The last payment was received on xx/xx/2026 in the amount of xx (PITI), which was applied for the due date of xx/xx/2026. The current P&I is xx with an interest rate of 7.750%. The current UPB reflected as per the payment history is xx. | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8093.51 | $8093.51 | $0.00 | 00 | 00 | XX/XX/XXXX | 5/1/2024<br> 6/1/2024<br> 7/1/2024<br> 8/1/2024<br> 9/1/2024<br> 10/1/2024<br> 11/1/2024<br> 12/1/2024<br> 1/1/2025<br> 2/1/2025<br> 3/1/2025<br> 4/1/2025<br> 5/1/2025<br> 6/1/2025<br> 7/1/2025<br> 8/1/2025<br> 9/1/2025<br> 10/1/2025<br> 11/1/2025<br> 12/1/2025<br> 1/1/2026<br> 2/1/2026<br> 3/1/2026<br> 4/1/2026 | $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $0.00000<br> $8093.51000<br> $8093.51000<br> $0.00000 | 8.300% | 66.700% | 33.300% | 16.700% | $674.46 | $16187.02 |

---

## Exhibit 99.5

**Exhibit 99.5 Schedule 6**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Redacted ID** | **Loan Number** | **Loan Number 2** | **Original Loan Amount** | **State** | **Note Date** | **Occupancy** | **Purpose** | **Final Overall Credit Grade** | **Final Overall Property Grade** | **DBRS INITIAL Credit Grade** | **DBRS FINAL Credit Grade** | **DBRS INITIAL Property Grade** | **DBRS FINAL Property Grade** | **FITCH INITIAL Credit Grade** | **FITCH FINAL Credit Grade** | **FITCH INITIAL Property Grade** | **FITCH FINAL Property Grade** | **KROLL INITIAL Credit Grade** | **KROLL FINAL Credit Grade** | **KROLL INITIAL Property Grade** | **KROLL FINAL Property Grade** | **MOODY's INITIAL Credit Grade** | **MOODY's FINAL Credit Grade** | **MOODY's INITIAL Property Grade** | **MOODY's FINAL Property Grade** | **S&P INITIAL Credit Grade** | **S&P FINAL Credit Grade** | **S&P INITIAL Property Grade** | **S&P FINAL Property Grade** |
| 5Q6M7RRZOQB | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| G2DPQLREDK5 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| OQJVIQG8OU7 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| P0RQRGP4JMK | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 1FLGRF0YIIE | xxx | xxx | xxx | xxx | xxx | Investor | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| GK4DGU2LHW6 | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QER6IJ6OSSE | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 0H08NFZNLX3 | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| CSC36SVLONU | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 3QJT5TJQ7K9 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| TRY71JXSHL3 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| M02IHSQI4G1 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| TT8PC6P71ZQ | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| BSHG7BK8C1L | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 9RCZKNDRU78 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 1X3ASF6XZIP | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| D5CI2E1BZ11 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| LB2TSPG9RL9 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| P5SMAU23M51 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 4BOYP92XAGK | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| ZW6AWYGB0WY | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| SKETXOHC3IZ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| VXVKIV32W0J | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| SDS0DOROVYT | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| SF18L7OAASD | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| U0UW478QG6L | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| Z3GHTUV8TXF | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| JY4QNJ3SGIK | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| QUEPMR3JNKE | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KEUNUD205I1 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| JIXG69FM8FK | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 95J33NXROFD | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 4H1W1T492H9 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| FHGK5EBOZOC | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| H5X04M53PKS | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| UWRWM7MO3J6 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LV9QQH7JV1W | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HOO0G5UNKKQ | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| T83ZW2724RR | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LWS1ICEN4YQ | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LU9H69G6REN | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| R2CNOS19QDH | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| CK57O176SPL | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| OFBB6N9OQD8 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| YKN5D1NPKUX | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 0K2LRTWL8CT | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| SJZHRQI22YH | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| DTAJ3FITC9C | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 7RZG29A4WLK | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| U0N5XOSOT17 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| QJA72WSXH7I | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| S8UVV2DCAG9 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| BP2KA9SC345 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| JI9PYN88FLQ | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| QYNC6ENZYA0 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| CEH9C9AFLS3 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| L682SM3X6UT | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| A1QN1ANZMZT | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 7HL4XW33NKW | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| V9BX6L44CJP | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 2132D71QJ8L | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| RJV3YSQQ7VW | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| L1QNUM3008C | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| GYKZMAJJMAP | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| C7HMEUCXSO6 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| N6VLN52HGZ9 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| GOC8FCPB72E | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| XQM53P6X73L | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 7WI2K2PKK32 | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 98F000ZB9AL | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| FBE3KOS90FT | xxx | xxx | xxx | xxx |  | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 2BFLW5MU1KH | xxx | xxx | xxx | xxx | xxx | Primary | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| YL53BVCO5LQ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 9USHN60V255 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| HHQF7M9R023 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| OZP61XFNN5M | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| MARQPK0PQY5 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| R2PEZMZ3G76 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| VO6YUEUGAEO | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| BF23VXOM5QF | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 5O5JNPVJVH8 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| B0QL565PRDM | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BPYKXPNMFT8 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BP03XMIBU47 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 5O7CJ18PAHS | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| LWAQQNXPOC3 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| R4A4ELH8SBF | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| EAZB7JC8DLJ | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| ZXN8E5DNUDR | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9O83QHMLEKK | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| M2WYU3LEQ4T | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| P00AFUKN1AW | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VSCZH7SEYZB | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HG6V7FYJ1CT | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| DKD86SJFYAQ | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| WMJSDQ5GBBH | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| WX8DP26D8BV | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WD9NOQOE6F0 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 92FDVCKKSH5 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 2KDF8MA9KO4 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| N4EZOEIVR8D | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| C2NZ4UQA502 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| F2II1OOZ6NV | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| Z3TVLDVZ02F | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 0463WQLQ8I9 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PJV3D7ZHOU0 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 8SFAFXUL3IU | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0IBGBZ9CZOT | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| ME2C52FCVN3 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 0F2P53WRPIQ | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| ULCWZKTFK3E | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| JGIII27DW8S | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| C0GMZ08AMPH | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 77APIR8KQCZ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| JIWVDMW3DQ8 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 6SXADBDISZC | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| RSXNXD0QQSB | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| AJAALQZ2VW2 | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| PUT25SPP62H | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 7NTCN6DJYSH | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 7MNSAIIM3DF | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| H3WQAGTTQYV | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| R5TALXNLC2I | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Q3MUOHDK1O4 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| D1DAA7YTSZV | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| GEDTFYWUZP3 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| VRBK6MX48K9 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| S4DC8OF5BSV | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| M5W6RPZ6DSK | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| DI0PV3Q4LJY | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| UVRS6K2RU22 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| XMNJ5LZ6BR0 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| H3XJAJRXMM6 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| PR85RUWC7GM | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 61W3L86UM0C | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9Z4ZTY0SGE1 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 4EHND3EDCUB | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BCSEH58MMT2 | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 8TQNR1E7US6 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 6ZROR4ZJXJ3 | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| UN0H0LCSHZT | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 5GT2A87N09G | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| VMIMTBVO95J | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| VAJCF6CA830 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| FIP1EUZUWKS | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| UTK18YIJHSD | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 6OX65HN78A0 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| H15TDLFH5Y5 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| GLJCCA39A5F | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| N551V8NP7D2 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| TW00LS64308 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| GES1WHZDR4C | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| WI24ZA4ALC8 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| S5F3FQ1I68I | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Z98RXWOHEHY | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| QGR7IDCE7OX | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| W89GMKZ0VXA | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| CF28QCCHUQT | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| W7I68OB4EM3 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| SFOOCNHZ5D7 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| B9P9B9GGAYO | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 4UPUJ40E58F | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 8IK3GEVJMRS | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| HHUK0DTCHM7 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| OUC5BUK9ATF | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 5EQXH0KCOJ1 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| R9UOXNUY6DF | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| UR19TK6BZ9U | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| CT8N3G9KFIE | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| ENEEG9GIHUA | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| RP5YMR0ZCVC | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 4VNXJNU3DGY | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| YA208X89NKL | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 883DSCW742J | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| BUN836PUOWU | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| Q2DUJ0QJRVC | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| OBM45UGUBVT | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| AHEXEDT5GL6 | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 2Q20DILLYJH | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| DGD1Y39SMLL | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| ECW61T97MVR | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| MNQHS5UHQYN | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 9KE603IR9RL | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| W19K37VXX7Z | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| QDH26K4RB2A | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| ADV03VEULBX | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 1GFPY8178RM | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 254E7TFU1MN | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| K89AFAWRLHR | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| R8SPMERAY3T | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| KJQFDIMMS4A | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 6RZ4FE0GNYI | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| FVL856OTTGY | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| NXOYICGG7D3 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| K8WKKSGASCX | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| A6YPQC7UF8F | xxx | xxx | xxx | xxx | xxx | Secondary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 02Z587MUK4E | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| I2DF8OPZ4O4 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| QK0RGHVFMDL | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| X9WMXZR7WF7 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| II0XXBI69G5 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| FKZCANQ6GQ5 | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IP2GA1SKVDO | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| F99NMZ3KA75 | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| K5483B7VVFB | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WU0O69YGPCO | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| USPZGV553SB | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| MUMKU1MMMJY | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| IY93J1C2E4U | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| C4S4ZMDZN0H | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| BCNTS8Y6IL7 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| V0ATFYKQDZN | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| A9TOU6XEB15 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| Y9E4ZVW0OHO | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| I8TK9RWLTZT | xxx | xxx | xxx | xxx | xxx | Primary | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R7217RIBK0N | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 2Z2FPP75UDW | xxx | xxx | xxx | xxx | xxx | Primary | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TC9VUI2I5E0 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| XZZBG6C7HG0 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| K2JFBVZRH4E | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 4H5NEADDMIC | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 8648BAYRVEH | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 909LITAYMXQ | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| MPANDQHBCTI | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| EOFC228AXG0 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| CDYUX5MBWNX | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 078D5LSXPRV | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| N72U2Z32JAF | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 9R673AOT8S7 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| I63EJYOVW49 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| L8UZA2S8KNK | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SXPIHU9LZ76 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| RHVTLPE7YX7 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| VQLQHIOTNYP | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| GTL0G9HS3OG | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 0KMQE0XBEXQ | xxx | xxx | xxx | xxx | xxx | Primary | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| OP6Y7UKPN3X | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| MZUO3YMGHCW | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 0I0FE869CFF | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| PUOFJJPR07D | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| KMWF1R0UDGZ | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 9ZWM3TOI0R2 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| EUL5CWMOFMT | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| CXP1DR1X189 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| 97IV0QD6IU5 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| HZ25L5BYZ5I | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| THQQ6OADZZ3 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| QFTTANLQA01 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| LEDVRBUKKQA | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WPK6A2YU038 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 4X4B8B5R1LS | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| QE7WGEJYQYH | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| KHBYPYK0DZO | xxx | xxx | xxx | xxx | xxx | Investor | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| 66LGT4LRVPV | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| IO3YDQZD8MG | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| CDERUVOCE9E | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| IAD3NZWUOS3 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 6L4KJCYW57D | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| XW9ZZT1VHTC | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 8TRFIDIECGF | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 9BHE80MEBF7 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| AG9T9UTB4EJ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| PDBMJGZATRV | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 293EOZYGE8Z | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| NPOW4RV2HZ0 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| KV5FUHFRLNK | xxx | xxx | xxx | xxx | xxx | Secondary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| OP3QDQP7EXK | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| YOQL6N5ULS6 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| WV9E43VYZV2 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 3UBEYVJXZ3H | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| I5GC7OPYY11 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| PLHRR8JS3MP | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| L08XUXN1ZKY | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 55SS7N221CN | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| NJLX2EGKICB | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 7H0HSZI0ZPH | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 0ULKSHEG7MG | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 33ZRLB6Y1DW | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| CGK91SN6EKD | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 5G1YJAD90CN | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| K90L498RBBK | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| ECU9EA2OTI7 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| IWNG7WHX5HO | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| FA9OKUQG53X | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| FWMWTOQWDFJ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ACI6PAQWE30 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| S6AAVNAKH96 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| TTZXPHHJPFW | xxx | xxx | xxx | xxx | xxx | Investor | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| NHE0IKPYWVZ | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| P6TH4N1YXQ9 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| C030ELBQ17S | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| RVK1UJ4CZ68 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 92OL8UUJKC4 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| TSHC5Q2EKHH | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 0R0VQKKZ3IX | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| EVDP7IS2TDV | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| RPJQUCRXWLK | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| URC7P6VQHX5 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 2YJ8H2ID3FD | xxx | xxx | xxx | xxx | xxx | Investor | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| AVA5CMS7JMH | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| YI5MENTSEEK | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| BD7UT7J99MQ | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| NWLWJXMGAS5 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| CHMEC8Z9ROA | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| CTOMKXORE28 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| AFZG1X522UW | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| S46YW7VOC92 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| GOOOCUDGC4H | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| H7SUDV8OPZ7 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 1WFQ2WC7PW4 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| Y2G5JXDO2UT | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| WC1186T1RRZ | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 2B2KP7U2H6A | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| HK05BI364Q5 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| B7HZIQOJQYO | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 5LT12DOCZYI | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| NV1VNF67JAD | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| U5P5GCW3DJ9 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| QIOL1OOPUXW | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| XEBT4FMV2SS | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| SAELT2UDS5P | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| DFI8PJXONI3 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| GN04REMIR44 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| NMW9WLPSN1Y | xxx | xxx | xxx | xxx | xxx | Primary | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4RL597WQZPJ | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| NL8AR4T0G8S | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| AOSJ0WWJQYS | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| WDO4X5YYB25 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TWNILB4PY8Q | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| SZT34ST9Y0X | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| L0ZYZIXNAOO | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| IXVULEJ7GBB | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| PTKWOVSW0FW | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| 9YZ3LJ9JYTT | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| NUFZC6BGT7R | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DFI88QNB9EK | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| QHYSFOVI6KF | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| Y4B3AXRSTYB | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| V8ONT3XEL4N | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| YKV3EQAAOPZ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| IPWICCCKNKH | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| WDHMB92DSPS | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 6VXU3D0A21R | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| OXJZ6OS73JK | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| V2H8YWMQ3Y7 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| GSCKN7IUCXN | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 078ONDJKF0A | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 1WNMZP9DCRC | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| P870YA29R9H | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| KWSB7VK50ZD | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 70VNNZZU87Q | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| YH5C8X22LZB | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| TY4MALY8Y2R | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| OP1CETUTX8X | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 6V3Y2Z0XNP2 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| HNHKO5BEJ9X | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R7TNABV2F66 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| EM2JY92JLES | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 0EVJYRP6W4B | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| Y3VPXCYOCWY | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| APH2EMXBPXS | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| ZRP110NUKB3 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CG91H91FBYK | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| DH8K2UCJ743 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| RGJQM7KBGYW | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| CTECZ8YQDP1 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 7RB564KMZGT | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| LMY8M3COABE | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 5N0VZ7NE06P | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 9M6PFK55HAW | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| MHWKXVH32BY | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 1M4I4HIKQJR | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NTBYCXQ72SR | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| WB84QMBU9PX | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| E71VD64M0V8 | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TVKIX2PG83Q | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| RHS30BZI1NM | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| RDMIYS87MAE | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 5D3KY85HML8 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 8K6R8Z5TU07 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 44FRYYKX62P | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| GCI7NS0H3E4 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| HJ1TNVPADRB | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 37EUGK29POS | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 44O8CANMAWF | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 5DFPI9O1E8H | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| VOTMIN2BKHL | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| PXQCS4HTSOB | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 67E74455U9D | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PFCH8HPU26R | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 5MR0HT6LLE2 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 2RR6FXR92ME | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 7ZACBZUTO1N | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| ULQGL6DZL79 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| S3OYQSZREFU | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| MDBJR896KFX | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 291P68QE8VH | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| QHFGKW32I4O | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| X26AJTSSG8A | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| WM7UX4O55S5 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| HXHY10H1NR0 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| ULNIFWDCWD3 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 7FAPW4PMZNQ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| BVMD3YG8LS2 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| H54VF5S1ROT | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 303N1MPX06N | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1J8TQAJXFR1 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| 6OBRNCKWE3K | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 86C04SQI5KP | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IWQP8Z6EQFD | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 8ZS1Q756BC9 | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VHBDG714712 | xxx | xxx | xxx | xxx | xxx | Investor | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| QDBDTRSCRL7 | xxx | xxx | xxx | xxx | xxx | Investor | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| NNUT7AQXXS9 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| PEWJBNDJHDC | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| VQD8ACLGKVY | xxx | xxx | xxx | xxx | xxx | Investor | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| U68BYWGSK9Z | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 8ADNSTQMTW4 | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 4RU7VFWCREI | xxx | xxx | xxx | xxx | xxx | Investor | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| BF1JG1YE0N0 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 23LN0C4A8T2 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| IRO0FGD3HC7 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| X5HKHP7IHDR | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| TVLHTUMHPHR | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| ZFUKGDWNL1D | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 3I8MT5NFNCQ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| L5Z221AO7EM | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| YPCZ2YTCAAU | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| TLM81VO2UY1 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| S77O8VLFU12 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 2RILVIH86W7 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| FJ74JV94VJW | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| NVIPJH1MASR | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| BGKE5CBXJV0 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 3NU0YE9WLQS | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| CYHU9QPQ376 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 5UYYAQO1HN7 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| GRWL4MFX2WW | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| E0O2927X0TF | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RGYDTOH4WKG | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| PLTZJ6PBIYA | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NUWXPRWIHDI | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| TEF71J3DEOA | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| DZHNZ9OLTHA | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| XYBQSNXA9CY | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| SGPHQY72HCZ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| YRBUWRB9LLP | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| FGYZ4K2G8LC | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| HQKVDV7K7P5 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| R2VH7PDDGP9 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 2CUDCZ31M3B | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| QLMUWTV6LEF | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| TRVNTUHXVGQ | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 9LGK508D0TW | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| GZ5RU5XBB0N | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| X2CNV1GW7JD | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| PPTGVKM07TQ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 21E6RAM53FH | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| MSD730EO74N | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| XEICC7PKMX6 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| HP335I4F6GS | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| O8JLGKQTW9A | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| Z4U55O1U8X0 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 84EJULZ4M41 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 1QCK2T0JLNG | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| HKG4YSGGDHO | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| NMZX4Y3XSST | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| IPPEU3XGTXD | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| HIS6D05ULRQ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| Z71DCCY41WS | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 6Q61YHCCMLR | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| ZVQGD8A5QL7 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| P8STE46L558 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| W7RCP5QCWVW | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| RLE6YPX0F7C | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| OST31XA2MTB | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| M2D62Q7GTU0 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| H0KQP7S4NGB | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| E8QQOXCXQQX | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 8RYIMSVTHLY | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| A1VA21MC1GL | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| DI6TZR33SOQ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 1JYYZQSUL28 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| FASBCHJTP15 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| XLACOVXGR2Z | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| LWHC12P3W23 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| OBJWLCDCANN | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| IB3KNRTP9FA | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 6CJ3LJ0AGIC | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| DPIWUW3GDT5 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 600ZHU2CAUK | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 45P4K2YLEFB | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 8CHVGQKOGI0 | xxx | xxx | xxx | xxx | xxx | Investor | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| SIM7F5F1ZT9 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| XTWWUM6J9E5 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| JJQFK8W7PCQ | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| KHE3T1VKJPE | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| A1TEZX5FF55 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 3KUGKL7TZ8E | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 8U4S3KSGCKF | xxx | xxx | xxx | xxx | xxx | Secondary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| X235CEGMUMJ | xxx | xxx | xxx | xxx | xxx | Secondary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| R08WCY10XBF | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 032URUBXFXC | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| VO575H0BPPY | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 7BF5OVWW05O | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 0BMXI80SH7Q | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AOHLET81GT3 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| DRUPQQ9E2MH | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| O5C23I0YWKW | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| BIM7WNSKPEG | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| ZVZCDRONT08 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 3ZQI8GF4KL9 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| MOKTAB05BC5 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 5VSDKXLIHES | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| R7Y25UAY43I | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| PDA15Z0FKOQ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NDZ4CELVD8O | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| A8K9FF2LD6N | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 07JRNJHYUX3 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| TTP1Q9IEZC5 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| LZKHX5ROO4T | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 61XJ6YI47GX | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| SFZ0M05W78K | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| PAE7NXQ9074 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| NKQGXWM47IC | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 7HVUUAGN66Y | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 8QNYHUR6N0V | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| Y3QRY5BGWUF | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 1BDMGGDGLAJ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| XDVNG0N750A | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| Y6OKT5ZISNX | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 825VRJJ145F | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| R2S0ZJYO78Q | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| UBXJ82671NH | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1R80S58TYGE | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| HUBOBK3TXBQ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 9VPP220QD0O | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| IRUMCOU5IZC | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| HEEMX5PAKON | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| RRR0GIMH3V4 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BBFVMSQXP70 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| I4500I86AD9 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| U6RA25FIOKT | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| G3QDRL2P2PH | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| JXEFBY6AHD4 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| XZ3S126J3TA | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 4F04YJBJVRV | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| KF4NU5DBZQT | xxx | xxx | xxx | xxx | xxx | Primary | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DAC6Y14IFGO | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| RW8CDQMGL7M | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| AVWV6EOYY6G | xxx | xxx | xxx | xxx | xxx | Primary | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| ZRQEO2LO51Y | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| N5C2M5IUGEU | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| JJH0Q8DB2CM | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| HDTLJROAX9N | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Y2BZ3VO8P43 | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| OF1DGV6T0NT | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 1WPZ093Y53Z | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 9XVVX1MSML4 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| WY2ZXWKS9N9 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| DTBAG6VIKP5 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| FC0HXAYNMYI | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| VV6YSWMZFHF | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 5QRGMCYOE80 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 07YG235RZD7 | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| Y2Q2SBBYB99 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 14GLGBH7SEI | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 0VKNZP4TYB7 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| DRZSC449FY1 | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 4AEZ361GMM5 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| R8SDF38WVK1 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| ZZYS2F2O5QN | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| TG401HKGNRO | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| BQ94TVWOMRA | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| B6K80PBFXT5 | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| HN8E1Q80S84 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 1ZWXIBG6RG2 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| RC8X4NB70RD | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| TRFEUH9KZSP | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| BIRE70UQJIE | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 0VSBNA8EG5R | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| H8ZV2W3VF33 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| ROAOYPI1GVP | xxx | xxx | xxx | xxx | xxx | Primary | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DRF7MDJD0NK | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| YOYYEJET0WS | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 6YX0KRE331Q | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| ABB2PZP5JIH | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| V23EJW4E8BS | xxx | xxx | xxx | xxx | xxx | Investor | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 9G3EWW236VL | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| YYYR8ELLU6K | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 9ANR68TDF9Q | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| VABI4RCVYOW | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NCZ4C8AY1GT | xxx | xxx | xxx | xxx | xxx | Investor | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| NONJ688Q9C2 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| YZ55Z05QOC1 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| K5ZAKBI51ZO | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| XOID3JAS0OJ | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 4VWE6A8AMPA | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| DLJXJGJGMOR | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| RCP5Q5UBWUK | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| C6B9GW0NBUE | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 3ZQPB1JQGA0 | xxx | xxx | xxx | xxx | xxx | Secondary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| GYMZCB7BDD3 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 35LAZ8JDGQU | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| WXGQWLJVBDB | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| XATSCFKY3MO | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2WJDY64NQ00 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| NO3LB03IB9V | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 3W2ALLU8DJJ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| LY38R4HUOXP | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| BPZ8DIPWY7E | xxx | xxx | xxx | xxx | xxx | Primary | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| CS7MU054OBG | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 2DAJ6LU64GS | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| W1KSJH60G0S | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| O5CRF9GGLPO | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| XP5CR635K66 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| EQMR9509XZ2 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| FAQ2U5HS8RL | xxx | xxx | xxx | xxx | xxx | Investor | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| NNG7NVPE4I1 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 9VWLYP1AAL3 | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| DJLH3EG8UNL | xxx | xxx | xxx | xxx | xxx | Primary | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| IOIOFB6ALU7 | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 4508VIJD0JR | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| KM76LG47UNK | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| YGTYHRBB4B1 | xxx | xxx | xxx | xxx | xxx | Investor | Refinance B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| EAG4AGPZWKT | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| JYCENTM8O02 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| Y10GESNMPR5 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 22YXKW6UW64 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| XFZ5AX50GJS | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| EX5GIFDKEWZ | xxx | xxx | xxx | xxx | xxx | Secondary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| WL1R35HVJIK | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| RP5LV35LMGA | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 454HXDAMNGZ | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| BAM8A8MTECZ | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| R62AH0K9FJ6 | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| Z7NYRS94B2F | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| WICSL0KLC9K | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 9GE959Y0INT | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| N2GH7J2KHUX | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| L8KZTN3EI9B | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| G55L3DJISTU | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 81EICJBQ2JA | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| TZNJXM39R4G | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| NOSZ9VLUK6B | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 42RG5V1ERPX | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| KO1ZGNCXT0W | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| E2DLM213XM7 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 41HSRHAUX8O | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| 8RMA0C5TZ5N | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| WU01Z98LS0U | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| ELJVOPR81Z0 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| G69HWS2TRXJ | xxx | xxx | xxx | xxx | xxx | Investor | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| TPKQVY0HJ1M | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| CHRNPM4103S | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| MOMYLB09T2O | xxx | xxx | xxx | xxx | xxx | Primary | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| X0Q5RQQOAQ5 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| OAD4ALKBZNG | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| 4360AQLB119 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| OE2XT7JRMJD | xxx | xxx | xxx | xxx | xxx | Primary | Cash Out B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| ZE2HVC7ZLNL | xxx | xxx | xxx | xxx | xxx | Primary | Purchase C | Not Applicable C | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable C | Not Applicable | Not Applicable |
| KWR2JT6UKR3 | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| AR39YOQTLNW | xxx | xxx | xxx | xxx | xxx | Investor | Cash Out A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 0MWKOIX9YFV | xxx | xxx | xxx | xxx | xxx | Investor | Refinance A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 12L01FX4FV3 | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| L70BPXFJ77Z | xxx | xxx | xxx | xxx | xxx | Primary | Refinance D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |
| W6SFJ3EG5MO | xxx | xxx | xxx | xxx | xxx | Investor | Purchase A | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| 2BJK5N0YB4W | xxx | xxx | xxx | xxx | xxx | Investor | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| IMWILGL236F | xxx | xxx | xxx | xxx | xxx | Primary | Purchase B | Not Applicable B | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable B | Not Applicable | Not Applicable |
| TD64YXVSJ0F | xxx | xxx | xxx | xxx | xxx | Primary | Purchase D | Not Applicable D | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable D | Not Applicable | Not Applicable |

---

## Exhibit 99.6

**Exhibit 99.6**

**Selene Diligence LLC ("Selene") Due <br> Diligence Review Narrative ("Report")**

Selene's Report, which is to be made available to the recipients by the Client, includes the loan level results of Selene's independent, third-party due diligence review conducted on behalf of the Client. The scope of review for these loans is as follows:

**DESCRIPTION OF SERVICES:**

&nbsp;&nbsp;&nbsp;&nbsp;**(1) Type of assets that were reviewed.**

Selene Diligence LLC performed certain due diligence services described below on residential mortgage loans originated by numerous entities and obtained by PRP-Annex VI, LLC ("Client"). The review was conducted between June 2025 and January 2026 via files imaged and provided for review (the "Review").

&nbsp;&nbsp;&nbsp;&nbsp;**(2) Sample size of the assets reviewed.**

This Review consisted of 100% of the loan population.

**FINAL SECURITIZATION POPULATION**

Selene was instructed to perform a review on a population totaling 21 Non-QM loans and 5 ATR-QM exempt loans for a total of 26 loans the "Final Securitization Population".

*<u>Credit Reviews (26):</u>*

During the Review, Selene performed a credit review on 26 mortgage loans in the Final Securitization Population.

*<u>Compliance Review (26)</u>*

During the Review, Selene performed a compliance review, when applicable on 26 mortgage loans in the Final Securitization Population.

*<u>Valuation Reviews (26):</u>*

During the Review, Selene performed a property valuation review on 26 mortgage loans in the Final Securitization Population.

*<u>Data Integrity Review (26):</u>*

During the Review, Selene performed a Data Integrity Review on 26 mortgage loans in the Final Securitization Population.

**<u>FINAL SECURITIZATION POPULATION</u>**

After Selene's initial review was completed, the Client provided Selene with a confirmed list of 26 mortgage loans that formed the Final Securitization Population. The table below summarizes the reviews conducted by Selene.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Review** | **Reviewed Total** | **% of Final Securitization Population** |
| &nbsp;&nbsp;Credit Population | &nbsp;&nbsp;26 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Compliance Population | &nbsp;&nbsp;26 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Valuation Population | &nbsp;&nbsp;26 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Data Integrity Population | &nbsp;&nbsp;26 | &nbsp;&nbsp;100% |

---

&nbsp;&nbsp;&nbsp;&nbsp;**(3) Determination of the sample size and computation.**

The Review was conducted with sample size criteria that has been communicated by the Client to Selene to be consistent with the criteria for the nationally recognized statistical ratings organizations identified in Item 3 of the ABS Due Diligence-15E.s, Fitch Ratings, Inc. ("Fitch"), DBRS, Inc. ("DBRS") (the "NRSRO(s)").

&nbsp;&nbsp;&nbsp;&nbsp;**(4) Quality or integrity of information or data about the assets: review and methodology.**

Where available, Selene compared the data fields on the bid tape provided by the Client to the data found in the actual loan file as captured by Selene. This information may not have been available for all mortgage loans.

&nbsp;&nbsp;&nbsp;&nbsp;**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

Selene assessed the underwriting guidelines and compared the documentation in the loan file against the stated guidelines for adherence.

**<u>GUIDELINES</u>**

ACC Underwriting Guidelines, Deephaven Correspondent Underwriting Guidelines, Loanstream One Guidelines, Loanstream Core Guidelines, CV3 Financial Services Underwriting Procedures (the "Guidelines")

**<u>LOAN GRADING</u>**

The Guidelines referenced above served as the benchmark for grading loans with respect to credit, compliance, underwriting, property valuation and data integrity. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade considers additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Selene's loan grading is solely based on Selene's independent assessment of all Guideline exceptions and compensating factors for each of the component reviews. Selene is providing a comprehensive loan-level analysis that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

Page **2** of **15**

**<u>SCOPE OF REVIEW</u>**

Selene examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Selene relied on the accuracy of information contained in loan documentation provided to Selene (for more detail, please refer to Appendix A,B, and C, attached hereto).

&nbsp;&nbsp;**CREDIT REVIEW**

Selene's credit scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed whether the characteristics of the
mortgage loans and the borrowers conformed to the Guidelines cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Re-calculated
LTV, CLTV, income, liabilities and compared these against the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Analyzed asset statements to determine whether
funds to close and reserves were within the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed
that credit scores (FICO) and credit histories were within the Guidelines.

&nbsp;&nbsp;**COMPLIANCE REVIEW**

Selene's compliance scope determined whether the mortgage loans comply with the Federal Truth in Lending Act, the Federal Real Estate Settlement Procedures Act, Sections 1098 and 1100A of Dodd Frank, Sections 1411 and 1412 of the Wall Street Reform and Consumer Protection Act, and the Equal Credit Opportunity Act.

&nbsp;&nbsp;**PROPERTY VALUATION REVIEW**

Selene's Property Valuation scope of review conducted on this transaction included the following elements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Original Appraisal Assessment** 

Selene reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Value Supported Analysis** 

Selene applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product provided by the Client.

Page **3** of **15**

&nbsp;&nbsp;**DATA INTEGRITY REVIEW**

Selene uploads tape data into its due diligence application and compares it to the actual documents provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape
data received from lender/client is stored in a secured FTP folder;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape
data is uploaded into the application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan
Reviewer collects validated loan data;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Each
received data point is compared to its counterpart collected data point; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Discrepancies
found during comparison are stored and reported.

Selene provided the Client with a copy of the initial loan level tape discrepancy report which shows the differences between the data received by the Client versus the data captured by Selene during the loan review.

**<u>SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW</u>**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs.

With respect to the Final Securitization Population, Selene conducted (i) a Credit Review on 26 mortgage loans, (ii) a Compliance Review on 26 mortgage loans (iii) a Valuation Review on 26 mortgage loans, and (iv) a Data Integrity Review on 26 mortgage loans; the results of these reviews are discussed below. All grades shown below are based upon the NRSRO grading methodologies utilized by the NRSROs.

**REVIEW RESULTS SUMMARY**

After review of the 26 mortgage loans; 21 mortgage loans had a rating grade of A, 5 mortgage loan had a rating grade of B, 0 mortgage loans had a rating grade of C, and 0 mortgage loans had a rating grade of D.

***Grades per loan (26 overall loans):***

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** | &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;10 | &nbsp;&nbsp;38.46% | &nbsp;&nbsp;A | &nbsp;&nbsp;21 | &nbsp;&nbsp;80.77% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;19.23% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;10 | &nbsp;&nbsp;38.46% | &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;6 | &nbsp;&nbsp;23.08% | &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

Page **4** of **15**

***Final Grades per loan broken out by compliance, credit and property:***

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | &nbsp;&nbsp;**FINAL RA GRADES - <br> COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - <br> COMPLIANCE** | | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** |
| <br>&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** | <br>&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;25 | &nbsp;&nbsp;96.15% | &nbsp;&nbsp;A | &nbsp;&nbsp;22 | &nbsp;&nbsp;84.62% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;3.85% | &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;15.38% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

 ****

 ****

---

| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;26 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

 ****

**<u>REVIEW RESULTS SUMMARY (EXCEPTION LISTING)</u>**

Review of the Final Grading Summary (redacted) provides the exceptions in detail and the migration from the initial rating agency grade to the final rating agency grade, based on mitigation/resolution from the client.

*Disclaimer:* Please be advised that Selene did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with all applicable laws and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Selene is relying in reaching such findings.

Page **5** of **15**

Please be further advised that Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. Information contained in any Selene report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Selene to prepare its reports pursuant to its instructions and Guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Selene are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Selene does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Selene.

**<u>THIRD PARTY REVIEW REPORTING DELIVERED</u>**

Selene furnished the following reports on this transaction:

1. Selene Due Diligence Narrative Report

2. ASF Report

3. Grading Summary

4. Exception Detail

5. Tape Discrepancies

6. Valuations Report

7. Supplemental Data

8. Third Party (TPR) Attestation Form

9. Attestation Form 15E

Page **6** of **15**

**APPENDIX A – CREDIT REVIEW SCOPE**

Selene reviewed the origination documentation contained in the mortgage loan file to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements that are provided to Selene and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application**

For the Credit Application, Selene verified whether:

&nbsp;&nbsp;&nbsp;&nbsp;1. The application is signed by all listed borrowers;

&nbsp;&nbsp;&nbsp;&nbsp;2. The application is substantially filled out; and

&nbsp;&nbsp;&nbsp;&nbsp;3. All known borrower-owned properties are disclosed on the Real Estate Owned section.

**Credit Report**

Selene verified:

&nbsp;&nbsp;&nbsp;&nbsp;1. A credit report and/or other credit history documentation is present for each borrower;

&nbsp;&nbsp;&nbsp;&nbsp;2. Capture the monthly consumer debt payments for use in the debt to income and/or residual income calculation,
as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;3. Note the Real Estate Owned and fraud alerts; and

&nbsp;&nbsp;&nbsp;&nbsp;4. Gather data required for ASF Report submission which may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Most recent FICO Score (scores from Equifax, Experian, and Transunion if available)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Most recent FICO date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Longest Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Maximum Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) Number of trade lines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) Credit Usage Ratio

**Employment and Income**

Selene determined whether all applicable supporting documentation as required by the guidelines is in the file and note indications of potentially fraudulent documents. The documentation was also be used to verify whether the income used to qualify the loan was calculated in accordance with applicable guidelines. Documentation verifying employment and income may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verbal or Written VOE's

&nbsp;&nbsp;&nbsp;&nbsp;2. Pay stubs

&nbsp;&nbsp;&nbsp;&nbsp;3. W-2 forms

&nbsp;&nbsp;&nbsp;&nbsp;4. Tax returns

&nbsp;&nbsp;&nbsp;&nbsp;5. Financial statements

&nbsp;&nbsp;&nbsp;&nbsp;6. Award letters

&nbsp;&nbsp;&nbsp;&nbsp;7. Bank statements

Page **7** of **15**

**Asset Review**

Selene assessed whether the asset documentation required by the guidelines is present in the file. In addition, a review of the reserve calculation was performed. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. VOD's

&nbsp;&nbsp;&nbsp;&nbsp;2. Depository account statements

&nbsp;&nbsp;&nbsp;&nbsp;3. Stock or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;4. Gift funds

&nbsp;&nbsp;&nbsp;&nbsp;5. Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved

**Hazard/Flood insurance** 

A review of the insurance present on the loan was also be performed:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verify that the hazard insurance meets the minimum required amount of coverage in the guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;2. For condominium properties, confirm that the blanket policy meets the minimum amount of coverage;

&nbsp;&nbsp;&nbsp;&nbsp;3. Confirm that the flood cert is for the correct borrower, property, lender and loan number and is a "Life
of Loan" certification;

&nbsp;&nbsp;&nbsp;&nbsp;4. For properties is in a flood zone per the flood cert, confirm that flood insurance in the file meets the
minimum required amount of coverage and meets guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Confirm that the mortgagee clause lists the lender's name and "its successors and assigns";
and

&nbsp;&nbsp;&nbsp;&nbsp;6. Confirm that the premium amount on both the hazard and flood insurance match what was used in the DTI
calculations.

**Title**

Verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower and review the Title Commitment for the disclosure issues.

**Fraud**

To the extent potentially fraudulent activity is identified as part of the document review, such information was reported to Client. In addition, when required, Selene looked for an independent, third party fraud report in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan. If the loan does not contain a fraud report and the counterparty cannot produce one, Selene conditioned the loan for the missing product.

On this Fraud report Selene:

&nbsp;&nbsp;&nbsp;&nbsp;1. Reviewed for any name variations for the borrowers and confirm that the variations have been addressed
in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;2. Reviewed for any social security number variations for the borrowers and confirm that the variations have
been addressed in the loan file;

Page **8** of **15**

&nbsp;&nbsp;&nbsp;&nbsp;3. Reviewed for any potential occupancy issues based on the borrowers' address history and confirm
that any issues have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;4. Reviewed for any employment issues and confirm that any issues have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;5. Reviewed for any additional consumers associated with the borrowers' profiles and confirm the materiality
and material issues have been addressed in the loan file; and

&nbsp;&nbsp;&nbsp;&nbsp;6. Addressed all red flag issues.

**Additional Review**

Selene's review procedures also included:

&nbsp;&nbsp;&nbsp;&nbsp;1. A review of the completeness and accuracy of the information obtained in the mortgage origination process;

&nbsp;&nbsp;&nbsp;&nbsp;2. A review of closing documents to ensure that the mortgage file information is complete, accurate, and
consistent with other documents in the mortgage file;

&nbsp;&nbsp;&nbsp;&nbsp;3. Selene will review the mortgage file documents to determine that the mortgage was properly underwritten;

&nbsp;&nbsp;&nbsp;&nbsp;4. Verification that the DTI, LTV, asset reserves, property type, transaction type (maximum loan amount,
loan purpose, occupancy, etc.), and FICO scores meet or exceed the guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Verification that all borrowers are eligible based on the guidelines and information in the loan file;
and

&nbsp;&nbsp;&nbsp;&nbsp;6. Verify there is appropriate documentation present to confirm that applicable documents have been recorded
or have been sent for recording.

Page **9** of **15**

**APPENDIX B – COMPLIANCE REVIEW SCOPE**

Selene reviewed the Non-QM loans to determine, as applicable, to the extent possible and/or applicable and subject to the caveats below, whether the loan complies with:

**1.** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015:*</u> 

i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

i) APR threshold test; and <br> ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

Page **10** of **15**

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j) review for presence of mortgage loan originator organization
 and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security
 instrument, Loan Estimate and Closing Disclosure; and (ii) verify the data against the NMLSR database, as available.

**2.** **Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):** 

a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were completed and that information was reflected in the appropriate locations, which was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

v) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vi) confirm borrower received LE not later than four (4) business days prior to consummation; and

vii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD; and

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD and other applicable exceptions, confirm that the creditor cured or remediated the violations in accordance with the Structured Finance Association TRID 3.0, as may be updated from time to time.

Page **11** of **15**

**3.** **Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) the
 general Ability to Repay ("ATR") underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d)); and

&nbsp;&nbsp;&nbsp;&nbsp;c) Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

**<u>General Ability to Repay</u>**

Selene reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Selene reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Selene does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Selene's review is based on information contained in the mortgage loan file at the time it is provided to Selene to review, and only reflects information as of that point in time.

**4.** **The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution.** 

**5.** **Federal and state specific high-cost provisions, as further enumerated in Schedule 1, attached hereto.** 

Page **12** of **15**

**SCHEDULE I**

**<u>Selene tests perform compliance checks by state license types for interest rate, late fees, grace periods, high cost, higher priced, anti-predatory lending and prepayment term requirements. Restrictive Fees test assess qualifiable mortgage loan fee restrictions under state/municipalities laws and regulations.</u>**

**(Below are state regulations which test specifically for high cost, higher priced, and anti-predatory lending.)**

&nbsp;&nbsp;&nbsp;&nbsp;1. AL Consumer Credit License- Mortgage Broker License

&nbsp;&nbsp;&nbsp;&nbsp;2. AK Small Loan Act-Mortgage Broker/Lender License-Mortgage Lending Regulation License<br>
Registered Depository Institution Registration

&nbsp;&nbsp;&nbsp;&nbsp;3. AR Home Loan Protection Act

&nbsp;&nbsp;&nbsp;&nbsp;4. AZ Mortgage Banker & Broker License-Consumer Lender License

&nbsp;&nbsp;&nbsp;&nbsp;5. CA AB 489/344 (Division 1.6 of the Financial Code)

&nbsp;&nbsp;&nbsp;&nbsp;6. CO Consumer Equity Protection Article

&nbsp;&nbsp;&nbsp;&nbsp;7. CO Consumer Credit Code

&nbsp;&nbsp;&nbsp;&nbsp;8. DE Licensed Lender License Broker License Lender License

&nbsp;&nbsp;&nbsp;&nbsp;9. Washington, DC Home Loan Protection Act of 2002

&nbsp;&nbsp;&nbsp;&nbsp;10. Washington, DC Mortgage Disclosure Act of 2007

&nbsp;&nbsp;&nbsp;&nbsp;11. FL Fair Lending Act

&nbsp;&nbsp;&nbsp;&nbsp;12. GA Fair Lending Act (pre- and post-amendments)

&nbsp;&nbsp;&nbsp;&nbsp;13. HW Financial Services Loan Company License -Mortgage Broker and Solicitor License- Foreign Lender License - Mortgage Loan Originator
Company License

&nbsp;&nbsp;&nbsp;&nbsp;14. ID Residential Mortgage Practices Act - (Home Loan Practices article)

&nbsp;&nbsp;&nbsp;&nbsp;15. IN Home Loan Practices Article

&nbsp;&nbsp;&nbsp;&nbsp;16. IA Mortgage Banker License Regulated Loan License - Industrial Loan License - Mortgage Banker Registrant- Mortgage Broker License-
Master Loan Company Registration<br>
Nonprofit Mortgage Banker Registrant

&nbsp;&nbsp;&nbsp;&nbsp;17. KS Consumer Credit Code - Kansas Supervised Lenders License- - Consumer credit code 16-207

&nbsp;&nbsp;&nbsp;&nbsp;18. LA Residential Mortgage Lending License - Consumer Loan License- Licensed Lender License

&nbsp;&nbsp;&nbsp;&nbsp;19. MA Mortgage Lender and Broker Regulations

&nbsp;&nbsp;&nbsp;&nbsp;20. MD Commercial Law amended by Maryland Senate Bill 270

&nbsp;&nbsp;&nbsp;&nbsp;21. Maryland Regulations under the Maryland Mortgage Lender Law HB 649 - 363amendments, and COMAR

&nbsp;&nbsp;&nbsp;&nbsp;22. MI Consumer Mortgage Protection Act

&nbsp;&nbsp;&nbsp;&nbsp;23. MN Mortgage Originator and Servicer Licensing Act

&nbsp;&nbsp;&nbsp;&nbsp;24. MS Residential Mortgage Company License - Mortgage Lender License - Mortgage Broker Licen

&nbsp;&nbsp;&nbsp;&nbsp;25. MO Mortgage Company License

&nbsp;&nbsp;&nbsp;&nbsp;26. MT - Consumer Loan License - Residential Mortgage Lender License-Mortgage Broker License Mortgage Lender License

&nbsp;&nbsp;&nbsp;&nbsp;27. NC Rate Spread Home Loan Provisions (original 2008 provisions and 2009, 2013 amendments)

&nbsp;&nbsp;&nbsp;&nbsp;28. ND Money Broker License

&nbsp;&nbsp;&nbsp;&nbsp;29. NE Mortgage Bankers Registration and Licensing Act

&nbsp;&nbsp;&nbsp;&nbsp;30. NH First Mortgage Banker License – Second Mortgage Home Loan – Mortgage Banker License – Mortgage Broker License

&nbsp;&nbsp;&nbsp;&nbsp;31. NJ Home Ownership Security Act 2002 (pre- and post-amendments)

&nbsp;&nbsp;&nbsp;&nbsp;32. NM Home Loan Protection Act (pre- and post-amendments)

Page **13** of **15**

&nbsp;&nbsp;&nbsp;&nbsp;33. OH Consumer Sales Practices Act

&nbsp;&nbsp;&nbsp;&nbsp;34. Cleveland Heights, OH Ordinance Prohibiting Predatory Loans

&nbsp;&nbsp;&nbsp;&nbsp;35. Summit County, OH Consumer Affairs Board Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;36. Summit County, OH Consumer Protection Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;37. OK Home Ownership and Equity Protection Act (original provisions & 2009 higher-priced amendments)

&nbsp;&nbsp;&nbsp;&nbsp;38. OR Consumer Finance License – Consumer Finance Registration – Mortgage Lender License

&nbsp;&nbsp;&nbsp;&nbsp;39. PA Consumer Equity Protection Act

&nbsp;&nbsp;&nbsp;&nbsp;40. RI Home Loan Protection Act and Regulation 3

&nbsp;&nbsp;&nbsp;&nbsp;41. SD Mortgage Lender License – Mortgage Broker License

&nbsp;&nbsp;&nbsp;&nbsp;42. TN Home Loan Protection Act

&nbsp;&nbsp;&nbsp;&nbsp;43. UT Residential Mortgage Practices and Licensing Act

&nbsp;&nbsp;&nbsp;&nbsp;44. VA Mortgage Lender and Broker Act

&nbsp;&nbsp;&nbsp;&nbsp;45. WA House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008 – Consumer Loan Company License – Mortgage
Broker License

&nbsp;&nbsp;&nbsp;&nbsp;46. WV Residential Mortgage Lender, Broker and Servicer Act

&nbsp;&nbsp;&nbsp;&nbsp;47. WY Consumer Credit Code – Registered Consumer Loan Lender – Mortgage Lender Broker License

<u>The following state **specific** regulations which address high cost, higher priced and anti-predatory lending.</u>

&nbsp;&nbsp;&nbsp;&nbsp;48. CA AB 260 (Division 1.9 of the Financial Code) higher-priced mortgage loan provisions - Anti-Predatory Lending Statute - Amendment

&nbsp;&nbsp;&nbsp;&nbsp;49. CT Abusive Home Lending Practices Act

&nbsp;&nbsp;&nbsp;&nbsp;50. CT Nonprime Home Loans Statute

&nbsp;&nbsp;&nbsp;&nbsp;51. IL Office of Banks and Real Estate High Risk Home Loan Regulations

&nbsp;&nbsp;&nbsp;&nbsp;52. IL High Risk Home Loan ActL Predatory Lending Database Program

&nbsp;&nbsp;&nbsp;&nbsp;53. Chicago, IL Predatory Lending Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;54. Cook County, IL Predatory Lending Ordinance

&nbsp;&nbsp;&nbsp;&nbsp;55. KY Predatory Lending and High Cost Home Loan Act (pre- and post-amendments)

&nbsp;&nbsp;&nbsp;&nbsp;56. ME Title 9-A Residential Mortgage Loan, High-Rate, High-Fee Provisions, High Cost, Subprime, Rate Spread Home Loan, and Higher-Priced
Mortgage Loan Provisions (original 2003 provisions and 2008, 2009, 2011 & 2013 amendments)

&nbsp;&nbsp;&nbsp;&nbsp;57. MA High Cost Home Loan Regulations (pre- and post-amendments) - MA Predatory Home Loan Practices Act - MA 209 CMR 32.35 Higher-Priced
Mortgage Loan Provisions - MA "Borrower's Interest" Standard

&nbsp;&nbsp;&nbsp;&nbsp;58. Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law

&nbsp;&nbsp;&nbsp;&nbsp;59. NC Restrictions and Limitations of Home Loans and High-Cost Home Loans

&nbsp;&nbsp;&nbsp;&nbsp;60. NV Unfair Lending Practices Act – Anti Predatory Lending Law

&nbsp;&nbsp;&nbsp;&nbsp;61. NY GRBB Part 41 (pre- and post-amendments)

&nbsp;&nbsp;&nbsp;&nbsp;62. NY Banking Law 6-L

&nbsp;&nbsp;&nbsp;&nbsp;63. NY Banking Law 6-M

&nbsp;&nbsp;&nbsp;&nbsp;64. OH Anti - Predatory Lending Act (pre- and post-amendments)

&nbsp;&nbsp;&nbsp;&nbsp;65. Cleveland Heights, OH Ordinance Prohibiting Predatory Loans

&nbsp;&nbsp;&nbsp;&nbsp;66. RI Providence Ordinance Regarding Predatory Lending (post-amendment)

&nbsp;&nbsp;&nbsp;&nbsp;67. SC High-Cost and Consumer Home Loan Act (original provisions & 2010 ARM amendments)

&nbsp;&nbsp;&nbsp;&nbsp;68. TX Home Loan and High Cost Home Loan Act

&nbsp;&nbsp;&nbsp;&nbsp;69. UT High Cost Home Loan Act

&nbsp;&nbsp;&nbsp;&nbsp;70. VT High Rate Loans

&nbsp;&nbsp;&nbsp;&nbsp;71. VI VA SB 797 Hight Risk Mortgage – Mortgage Broker License

&nbsp;&nbsp;&nbsp;&nbsp;72. WI Responsible High Cost Mortgage Lending Act

Page **14** of **15**

**APPENDIX C – VALUATION REVIEW SCOPE**

Selene reviewed the valuation materials utilized during the origination of the loan which confirmed the value of the underlying property. Selene verified the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities; and (viii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same.

If more than one valuation is provided for review, Selene confirmed consistency among the valuation products and if there are discrepancies that cannot be resolved, Selene created an exception and worked with the Client on the next steps, which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Selene's review results in a variance of more than 10% then the Client shall be notified of such variance and a second independent valuation product shall be ordered. On all loans, Selene makes a determination as to whether appraised value is supported based on documentation available at the time of review and adds exceptions or comments as appropriate.

Selene confirmed consistency among the valuation products and where applicable, if there was a discrepancy in value between two appraisals in the form of a variance greater than 10%, Selene would review the file for a desktop analysts/evaluation of the appraisals and determine which appraised value was used for qualification purposes. If there were discrepancies that could not be resolved, Selene created an exception and worked with the client on the next steps for resolution.

Disclaimer

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The individuals performing the aforementioned original appraisal assessment are
not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily
licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal
reviews" for purposes of USPAP or Federal or State law.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene makes no representation or warranty as to the value of any mortgaged property, notwithstanding
that Selene may have reviewed valuation information for reasonableness.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Selene is not an 'AMC' (appraisal management company)
and therefore Selene does not opine on the actual value of the underlying property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Selene is not a 'creditor' within the meaning of ECOA or other lending laws and regulations,
and therefore Selene will not have any communication with or responsibility to any individual consumer concerning property valuation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Selene does not confirm whether the appraiser is on the Freddie Mac exclusionary list.

Page **15** of **15**

## Exhibit 99.6

**Exhibit 99.6 Schedule 1**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX |  | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Qualifying Housing Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Interest Rate | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Underwriting Guideline Version Date | businessPurposeApprovalandGuidelinePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Qualifying FICO | creditLiabilitiesPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Monthly Property Tax Amount | titlePage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | XXXX | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |

---

## Exhibit 99.6

**Exhibit 99.6 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** |
| XXXX |  | XXXX | XXXX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B |
| XXXX |  | XXXX | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | B | B | B | B | B | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX |  | XXXX | XXXX | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXXX |  | XXXX | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |

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## Exhibit 99.6

**Exhibit 99.6 Schedule 3**

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXX | XXXX |  | XXXX | Closed | 2025-06-05 08:56 | 2025-06-11 15:00 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC provided and uploaded to file, XXXX cleared. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Broker Fees, Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Broker Fee, Points - Loan Discount Fee increased from Initial CD to Final CD but COC not available. Provide COC for Broker Fee, Points - Loan Discount Fee increase. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-COC provided and uploaded to file, XXXX cleared. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXXXX XXX.XXX |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4345143 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-06-05 06:46 | 2025-06-11 01:31 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Updated Title Commitment uploaded, Title Coverage Amount of $XXXXXX is equal to Total Amount of Subject Lien(s), Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Provide Title coverage amount covering the loan amount. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Updated Title Commitment uploaded, Title Coverage Amount of $XXXXXX is equal to Total Amount of Subject Lien(s), Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXXXX - XXXXXXX XXXXX.XXX |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4343131 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-06-05 08:56 | 2025-06-11 15:00 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'sXXX and the Final Closing disclosure on Pg#'sXXX-XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'sXXX, XXX-XXX. An interior and exterior appraisal was completed for this property – see pg#XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'sXXX, and confirmation the appraisal was delivered to the borrower – see Pg#'sXXX. The loan meets HPML guidelines, resolved. <br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'sXXX and the Final Closing disclosure on Pg#'sXXX-XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'sXXX, XXX-XXX. An interior and exterior appraisal was completed for this property – see pg#XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'sXXX, and confirmation the appraisal was delivered to the borrower – see Pg#'sXXX. The loan meets HPML guidelines, resolved. <br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4345144 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-06-20 00:14 | 2025-06-20 13:22 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX,XXX and the Final Closing disclosure on Pg #XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg #XXX. An interior and exterior appraisal was completed for this property – see Pg XX, the appraisal disclosure was provided to the borrower Pg #XXX and confirmation the appraisal was delivered to the borrower – see Pg #XX,XX.<br> The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX,XXX and the Final Closing disclosure on Pg #XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg #XXX. An interior and exterior appraisal was completed for this property – see Pg XX, the appraisal disclosure was provided to the borrower Pg #XXX and confirmation the appraisal was delivered to the borrower – see Pg #XX,XX.<br> The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4506396 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-08-13 05:49 | 2025-09-09 11:37 | Resolved | 1 - Information D A | Credit | Missing Doc | HO-6 Insurance Policy is Missing | Resolved-Resolved. Updated property insurance screen with HOX ins. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HO-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. HXX and premium are attached. - Seller-XX/XX/XXXX <br>Open-HO-X Insurance Policy is Missing Provide Hazard Insurance policy with the premium amount of $XXX.XX as the policy on page #XXX does not contain the premium amount. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. HXX and premium are attached. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Updated property insurance screen with HOX ins. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-HO-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXX.XXX |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 5158044 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-08-15 07:54 | 2025-08-21 09:26 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX <br>Open-XXXX Document is Missing Result of the revised income worksheet utilizing the July XXXX (page XXX) to August XXXX bank statements for the borrower's business is $X,XXX.XX as opposed to the lender's calculation of $X,XXX.XX using the months of June XXXX to July XXXX. Provide an updated XXXX revising the income to $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX<br>| Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXXXXXX.XXX |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 5191426 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-08-15 07:41 | 2025-08-21 09:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Bank Statement Summary / Lender Worksheet Missing | Resolved-Reviewed income worksheet and updated system. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached. - Seller-XX/XX/XXXX <br>Open-Provide a revised income worksheet as the July XXXX bank statement for the borrower's business is in file on page XXX which results in an income variance of $X,XXX.XX (July XXXX - August XXXX) as opposed to the lender's calculation of $X,XXX.XX which used June XXXX to July XXXX bank statements. Provide a revised worksheet. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. attached. - Seller-XX/XX/XXXX<br>| Resolved-Reviewed income worksheet and updated system. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXXXX XXXX XXXXXXXXX XXXXXX X.XX - X.XX.XXX |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 5191146 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-08-15 08:27 | 2025-08-21 09:18 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX <br>Open-The Final XXXX is Missing Result of the revised income worksheet utilizing the July XXXX (page XXX) to August XXXX bank statements for the borrower's business is $X,XXX.XX as opposed to the lender's calculation of $X,XXX.XX using the months of June XXXX to July XXXX. Provide an updated XXXX revising the income to $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX<br>| Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XXXXXXXXXXXX.XXX |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 5192030 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-08-13 06:51 | 2025-09-10 07:42 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX,XXX and the Final Closing disclosure on Pg #XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg #XXX. An interior and exterior appraisal was completed for this property – see Pg #XX, the appraisal disclosure was provided to the borrower and confirmation the appraisal was delivered to the borrower – see Pg #XXX,XXX.<br> The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX,XXX and the Final Closing disclosure on Pg #XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg #XXX. An interior and exterior appraisal was completed for this property – see Pg #XX, the appraisal disclosure was provided to the borrower and confirmation the appraisal was delivered to the borrower – see Pg #XXX,XXX.<br> The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 5158735 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-10 12:23 | 2025-09-15 11:16 | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-Received the asset worksheet - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Missing the Asset Worksheet, provide this document. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Received the asset worksheet - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXX XXXXX XXXXXXXXX.XXX |  |  | XX | Primary Residence | Purchase | NA | 5488547 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-08 22:30 | 2025-09-15 11:15 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-the client elects to waive with the following compensating factors - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Audited Loan Amount is less than XXXXXXXXX Minimum Loan Amount Audited Loan Amount of $XXXXXX is less than the XXXXXXXXX Minimum Loan Amount of $XXXXXX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Waived-the client elects to waive with the following compensating factors - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXX XXX.XXX |  | XXX XXXX XXXXX - XXX XXXX XXXXX XXXXXXX<br> XX.XX XXX - XX% XXXXXXX | XX | Primary Residence | Purchase | NA | 5460560 | Originator Post-Close | Yes |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-08 22:54 | 2025-09-10 12:22 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX doc and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- XXX , and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines" <br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX doc and the Final Closing disclosure on Pg#XX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- XXX , and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines" <br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5460691 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-08 00:00 | 2025-09-15 09:48 | Resolved | 1 - Information C A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-Appraisal delivery received in file. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br> TRID Header Disclosure Page was entered correctly <br> All disclosures, COC's, Fees, and dates are entered correctly. <br> Rate lock date was entered correctly. <br> Borrower is Escrowing, escrow disclosures and loan information is on Pg#'XXX, XXX.<br> Final Closing disclosure on Pg#'XXX<br> Rate lock doc on pg-XXX.<br> An interior and exterior appraisal was completed for this property on pg-XX. <br> A copy of the appraisal was given to the borrower on pgs-Missing. <br> confirmation the appraisal was delivered to the borrower – see Pg#'s XXX.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Appraisal delivery received in file. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br> TRID Header Disclosure Page was entered correctly <br> All disclosures, COC's, Fees, and dates are entered correctly. <br> Rate lock date was entered correctly. <br> Borrower is Escrowing, escrow disclosures and loan information is on Pg#'XXX, XXX.<br> Final Closing disclosure on Pg#'XXX<br> Rate lock doc on pg-XXX.<br> An interior and exterior appraisal was completed for this property on pg-XX. <br> A copy of the appraisal was given to the borrower on pgs-Missing. <br> confirmation the appraisal was delivered to the borrower – see Pg#'s XXX.<br> - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXX XXX.XXX |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 5444086 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-08 00:07 | 2025-09-12 05:28 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Right to Receive Appraisal | Resolved-Notice of right to receive appraisal doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Missing Notice of right to receive appraisal document in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Notice of right to receive appraisal doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XXXXXX XXXX.XXX_XXXXX_<br> XXXXXX XXX.XXX |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 5444101 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-11 00:39 | 2025-09-17 01:11 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Hazard Insurance Effective Date of XX-XX-XXXX it is after the Note Date of XX-XX-XXXX - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX provided. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXX.XXX |  |  | XX | Primary Residence | Purchase | NA | 5495141 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-11 01:22 | 2025-09-16 15:20 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure, ECOA disclosure page no #XXX. The loan meets HPML guidelines." <br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg.'s XXX An interior and exterior appraisal was completed for this property – see pg. XX the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure, ECOA disclosure page no #XXX. The loan meets HPML guidelines." <br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5495307 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-15 17:51 | 2025-09-18 10:06 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXX.XXX |  |  | XX | Investment | Purchase | NA | 5546116 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-13 02:37 | 2025-09-18 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | HO6 Master Insurance Policy is Missing | Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Not sure why HXX was asked for then? - Seller-XX/XX/XXXX <br>Counter-We are missing the master policy for the condo showing at least a $X,XXX,XXX in coverage. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Missing HO-X Master Insurance Policy Property is condominium, Mate Policy is missing in file - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Not sure why HXX was asked for then? - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXX-XXXXXXXXXXX.XXX_XXXXX_<br> XXXXXXXXXXX XXXXXX.XXX |  |  | XX | Investment | Purchase | NA | 5526627 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-13 02:50 | 2025-09-16 09:00 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-The client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-ACC approves exception. Ok to proceed. - Seller-XX/XX/XXXX <br>Open-Audited Loan Amount of $XXXXXX is less than the XXXXXXXXX Minimum Loan Amount of $XXXXXX Made Exception on pg XXX for Min Loan Amount: Per GL's Minimum Loan Amount is $XXXXXX, Actual Loan amount is $XXXXXX less than GL required Loan Amount - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-ACC approves exception. Ok to proceed. - Seller-XX/XX/XXXX<br>| Waived-The client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX XX X.XXX. XXXXXXX XXXXXXXX XXX XXXXXXXXXX XX X.<br> XXX XX XX%. XXXXXXX XXXXXXX XXX XXXXXXXXXX XX XX%.<br> XXXXXXXX(X) XXXX XX.XX XXXXXX XXXXXXXX. XXXXXXX XXXXXXXX XXX XXXXXXXXXX XX X XXXXXX. | XX | Investment | Purchase | NA | 5526709 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-22 08:03 | 2025-09-22 08:25 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved.<br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5616655 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-24 21:15 | 2025-09-29 10:10 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Effective Date of Hazard Insurance XX-XX-XXXX is after the Note Date of XX-XX-XXXX & Disbursement Date XX-XX-XXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXX X XX.XXX |  |  | XX | Primary Residence | Purchase | NA | 5665104 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-24 22:05 | 2025-09-24 22:12 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5665219 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-24 22:05 | 2025-09-24 22:12 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5665218 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-24 07:44 | 2025-09-25 11:55 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#XXX and the Final Closing disclosure on Pg#XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX. An interior and exterior appraisal was completed for this property – see pg #XX, the appraisal disclosure is provided on Page #XXX, and confirmation the appraisal was delivered to the borrower – see Pg#XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#XXX and the Final Closing disclosure on Pg#XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX. An interior and exterior appraisal was completed for this property – see pg #XX, the appraisal disclosure is provided on Page #XXX, and confirmation the appraisal was delivered to the borrower – see Pg#XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5650824 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-26 07:23 | 2025-09-26 13:33 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming) | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX, XX and the Final Closing disclosure on Pg#'s XXX, Rate lock date was entered correctly – see Pg#'sXXX An interior and exterior appraisal was completed for this property – see pg# XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX, XX and the Final Closing disclosure on Pg#'s XXX, Rate lock date was entered correctly – see Pg#'sXXX An interior and exterior appraisal was completed for this property – see pg# XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5683229 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-26 07:23 | 2025-09-26 13:33 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX, XX and the Final Closing disclosure on Pg#'s XXX, Rate lock date was entered correctly – see Pg#'sXXX An interior and exterior appraisal was completed for this property – see pg# XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX, XX and the Final Closing disclosure on Pg#'s XXX, Rate lock date was entered correctly – see Pg#'sXXX An interior and exterior appraisal was completed for this property – see pg# XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5683228 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-07 11:57 | 2025-10-14 07:55 | Resolved | 1 - Information C A | Compliance | XXXX | Fees: Limited | Resolved-Resolve. Updated Naming convention to reflect Washington Foreclosure Prevention Fee iao $XX - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. ALTA and CD attached. The fee was listed on both documents. - Seller-XX/XX/XXXX <br>Open-Washington requires every borrower in a residential mortgage loan to pay an $XX Foreclosure Prevention Fee. The System did not find an $XX fee titled "Foreclosure Prevention", "Foreclosure Prevention Fee", nor "Washington Foreclosure Prevention Fee". "Residential mortgage loan" means any loan primarily for personal, family, or household use that is secured by a mortgage, deed of trust, or other consensual security interest on a dwelling, as defined in the Truth in Lending Act, or residential real estate upon which is constructed or intended to be constructed a dwelling. (RCW XX.XX; RCW XX.XX.XXX(XX)) Provide explanation, lender credit or tolerance cure - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. ALTA and CD attached. The fee was listed on both documents. - Seller-XX/XX/XXXX<br>| Resolved-Resolve. Updated Naming convention to reflect Washington Foreclosure Prevention Fee iao $XX - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XX.XXX_XXXXX_<br> XXXX.XXX |  |  | XX | Primary Residence | Purchase | NA | 5808378 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-06 23:51 | 2025-10-14 07:59 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg#XXX , and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg#XXX , and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines<br>- Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg#XXX , and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# XX the appraisal disclosure was provided to the borrower(s)- see Pg#XXX , and copy of the appraisal was given to the borrower see Pg# XXX for the copy of the disclosure. The loan meets HPML guidelines<br>- Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5796863 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-08 07:19 | 2025-10-14 09:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Resolved. Revised LE dated X/XX/XXXX and COC received. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Provide Revised Loan Estimate date on about X/XX/XXXX and related COC - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Revised LE dated X/XX/XXXX and COC received. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XX.XXX |  |  | XX | Primary Residence | Purchase | NA | 5818029 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-07 02:04 | 2025-10-14 09:34 | Waived | 2 - Non-Material B | Compliance | Broker:LimitFees | Tennessee - Max Broker Fees (RLBSA) | Waived-The total of all fees paid by the borrower to the broker ($X,XXX.XX) exceeds X% of the loan amount ($X,XXX.XX). The Tennessee Residential Lending, Brokerage, and Servicing Act limits the brokerage commission to X% of the loan amount. Brokerage commissions include all fees paid to parties for services performed in the origination and placement of mortgage loans with third party lenders, whether the loans are closed directly in the name of the lender or in the name of another party with the intention to sell and transfer the loan; provided such sale or transfer is completed within one year from closing. (Tenn. Code Ann. XX-XX-XXX(c); TN ADC XXXX-XX-.XX(X)) Waived as immaterial as there is no Assignee Liability. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Waived-The total of all fees paid by the borrower to the broker ($X,XXX.XX) exceeds X% of the loan amount ($X,XXX.XX). The Tennessee Residential Lending, Brokerage, and Servicing Act limits the brokerage commission to X% of the loan amount. Brokerage commissions include all fees paid to parties for services performed in the origination and placement of mortgage loans with third party lenders, whether the loans are closed directly in the name of the lender or in the name of another party with the intention to sell and transfer the loan; provided such sale or transfer is completed within one year from closing. (Tenn. Code Ann. XX-XX-XXX(c); TN ADC XXXX-XX-.XX(X)) Waived as immaterial as there is no Assignee Liability. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Waived-The total of all fees paid by the borrower to the broker ($X,XXX.XX) exceeds X% of the loan amount ($X,XXX.XX). The Tennessee Residential Lending, Brokerage, and Servicing Act limits the brokerage commission to X% of the loan amount. Brokerage commissions include all fees paid to parties for services performed in the origination and placement of mortgage loans with third party lenders, whether the loans are closed directly in the name of the lender or in the name of another party with the intention to sell and transfer the loan; provided such sale or transfer is completed within one year from closing. (Tenn. Code Ann. XX-XX-XXX(c); TN ADC XXXX-XX-.XX(X)) Waived as immaterial as there is no Assignee Liability. - Due Diligence Vendor-XX/XX/XXXX <br>Waived-The total of all fees paid by the borrower to the broker ($X,XXX.XX) exceeds X% of the loan amount ($X,XXX.XX). The Tennessee Residential Lending, Brokerage, and Servicing Act limits the brokerage commission to X% of the loan amount. Brokerage commissions include all fees paid to parties for services performed in the origination and placement of mortgage loans with third party lenders, whether the loans are closed directly in the name of the lender or in the name of another party with the intention to sell and transfer the loan; provided such sale or transfer is completed within one year from closing. (Tenn. Code Ann. XX-XX-XXX(c); TN ADC XXXX-XX-.XX(X)) Waived as immaterial as there is no Assignee Liability. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5798157 | Originator Post-Close | No |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-07 02:04 | 2025-10-14 09:33 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5798156 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-03 15:24 | 2025-10-14 02:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Business Narrative | Resolved-Requested self-employment business narrative provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Required Business narrative. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Requested self-employment business narrative provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXX XXXXXXXXX.XXX |  |  | XX | Primary Residence | Purchase | NA | 5773071 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-02 08:07 | 2025-10-14 05:13 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Resolved, received initial CD, revised LE's, COCs, and disclosure tracking. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Provide the Initial CD, related COC and the Disclosure Tracking Summary. Only initial LE and final CD provided. Provide any intermediate LEs and CDs with corresponding COCs. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Resolved, received initial CD, revised LE's, COCs, and disclosure tracking. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XX X.XXX_XXXXX_<br> XXXXXXX XX.XXX_XXXXX_<br> XXXXXXXXXX XXXXXXXX.XXX_XXXXX_<br> XXXXXXX XX X.XXX |  |  | XX | Primary Residence | Purchase | NA | 5749403 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-30 08:34 | 2025-10-14 02:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Requested third party fraud report is provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX <br>Open-Missing Third Party Fraud Report Third Party Fraud Report is missing in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Attached. - Seller-XX/XX/XXXX<br>| Resolved-Requested third party fraud report is provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXX.XXX |  |  | XX | Primary Residence | Purchase | NA | 5717357 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-09-30 08:24 | 2025-10-14 02:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Requested flood certificate provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Flood Cert - Seller-XX/XX/XXXX <br>Open-Missing Flood Certificate. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Flood Cert - Seller-XX/XX/XXXX<br>| Resolved-Requested flood certificate provided, updated & condition resolved.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXX.XXX |  |  | XX | Primary Residence | Purchase | NA | 5717130 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-14 05:04 | 2025-10-14 05:11 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX and the Final Closing disclosure on page XX reflects escrows. Rate lock date was entered correctly – see page XXX. An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure was provided to the borrower(s)- see page XXX and copy of the appraisal was given to the borrower – see page XXX. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)). Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on page XXX and the Final Closing disclosure on page XX reflects escrows. Rate lock date was entered correctly – see page XXX. An interior and exterior appraisal was completed for this property – see page XX, the appraisal disclosure was provided to the borrower(s)- see page XXX and copy of the appraisal was given to the borrower – see page XXX. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5883405 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-01 21:51 | 2025-10-14 10:34 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Provide COC for the increase in Points - Loan Discount Fee iao $XXXX.XX (X.XX%) on the Final CD. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXX XX.XXX |  |  | XX | Primary Residence | Purchase | NA | 5745550 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-01 22:05 | 2025-10-02 06:42 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Audited Reserves of X.XX month(s) are less than XXXXXXXXX Required Reserves of X month(s) Exception page XXX.<br> Exception Reason: Reserves- Loan File X.XX months, GL Requirement X months + X months addtl required reserves (unable to verify rent) =X months<br> Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX |  | Waived-Audited Reserves of X.XX month(s) are less than XXXXXXXXX Required Reserves of X month(s) Exception page XXX.<br> Exception Reason: Reserves- Loan File X.XX months, GL Requirement X months + X months addtl required reserves (unable to verify rent) =X months<br> Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXXXX XXXXX - XXXX XXXX XXX, XX XXXXXXXXXXX XXX XXX.<br> XXXXXXXX XXXXXX- XXXX XXXX $XXXX.XX, XX XXXXXXXXXXX XXX $XXXX + $XXX XXX XXXXXXXXX = $XXXX<br> XXX XXXXXXXXX - XXXX XXXX X XXXXX X XXXXXX, XX XXXXXXXXXXX X XXXX | XX | Primary Residence | Purchase | NA | 5745567 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-01 21:51 | 2025-10-14 10:33 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming) | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, XXX and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, XXX and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, XXX and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, XXX and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5745549 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-01 21:51 | 2025-10-14 10:32 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, XXX and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, XXX and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, XXX and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'XXX, XXX and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5745548 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-09 09:56 | 2025-10-17 04:31 | Waived | 2 - Non-Material C B | Credit | Eligibility | Ineligible Borrower per program guidelines | Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Borrower Type ineligible per program guidelines. Note is signed by XXXXXXXX XXXXXXXX XX XXXXXXX XXXXXXXX- MANAGING MEMBER AND XXX XXXXXXXX XX XXXXX X XXXXX XXXXXXXX- MANAGING MEMBER on behalf of Business Entity, XXXX XXXXXXXXXXX XXX. Provide Exception - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Waived-Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XXX.XXX |  | XXX - XXXX XXXX XX%, XX XXXXXXXXXXX XXX XX%<br> XXXXXXXX- XXXX XXXX XX.XX XXXXXX, XX XXXXXXXXXXX XXX X XXXXXX<br> XXXXXXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXXXXXX XX XXXXXXXX XXXXXXX XX XXXX | XX | Investment | Purchase | NA | 5838809 | Originator Post-Close | Yes |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-09 09:58 | 2025-10-14 07:18 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Loan program disclosure | Resolved-Resolved. Florida Foreign Interest Affidavit/ Buyer's Affidavit received. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Provide Florida Foreign Interest Affidavit/ Buyer's Affidavit - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Florida Foreign Interest Affidavit/ Buyer's Affidavit received. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXXXX.XXX |  |  | XX | Investment | Purchase | NA | 5838859 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-09 04:46 | 2025-10-15 05:35 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pgXX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pgXX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pgXX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pgXX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#'s XX , and copy of the appraisal was given to the borrower – see Pg#'s XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5833411 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-14 02:15 | 2025-10-16 03:28 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Resolved, received XX/XX/XXXX LE that coincides with the COC in the file for adding .XXX points. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Missing XX/XX/XXXX LE that coincides with the COC in the file for adding .XXX points. - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Resolved, received XX/XX/XXXX LE that coincides with the COC in the file for adding .XXX points. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXX XX.XXX |  |  | XX | Second Home | Purchase | NA | 5882581 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-20 05:29 | 2025-10-21 05:00 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Resolved. Revised LE's dated X/XX/XXXX, X/XX/XXXX and related COC's received - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Provide Revised LE's dated X/XX/XXXX, X/XX/XXXX and related COC's - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Revised LE's dated X/XX/XXXX, X/XX/XXXX and related COC's received - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX X XX XX.XXX_XXXXX_<br> XXXXXXX X XX XX.XXX |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 5943985 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-15 22:40 | 2025-10-21 04:58 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Resolved. Initial CD and related COC received - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-TRID: Missing Closing Disclosure Provide Initial CD and related COC - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Resolved. Initial CD and related COC received - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXXXX XX.XXX |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 5911550 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2025-10-14 09:48 | 2025-10-16 09:59 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg XXX, and the Final Closing disclosure on Pg XXX reflects escrows. Rate lock date was entered correctly – see Pg XXX. An interior and exterior appraisal was completed for this property – see pg XX - XX, the appraisal disclosure was provided to the borrower(s)- see Pg XXX, and copy of the appraisal was given to the borrower – see Pg#'s XXX, XXX for the copy of the disclosure. The loan meets HPML guidelines. Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg XXX, and the Final Closing disclosure on Pg XXX reflects escrows. Rate lock date was entered correctly – see Pg XXX. An interior and exterior appraisal was completed for this property – see pg XX - XX, the appraisal disclosure was provided to the borrower(s)- see Pg XXX, and copy of the appraisal was given to the borrower – see Pg#'s XXX, XXX for the copy of the disclosure. The loan meets HPML guidelines. Resolved - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5887985 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2026-01-21 21:56 | 2026-01-21 22:02 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) "This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal acknowledgment was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX, and HPML Page # XXX.The loan meets HPML guidelines, resolved. "<br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) "This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal acknowledgment was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX, and HPML Page # XXX.The loan meets HPML guidelines, resolved. "<br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 7234386 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2026-01-21 21:56 | 2026-01-21 22:02 | Resolved | 1 - Information A | Compliance | AbilityToRepay:PriceBased | Federal - General Qualified Mortgage Price-Based Limit (First Lien) | Resolved-The loan's (X.XXX%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (X.XX%), which is the comparable average prime offer rate of (X.XX%) plus X.XX. The System used the following date to perform the APOR index lookup (XXXX-XX-XX). The system added X.XX to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (X.XXX%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (XX CFR XXXX.XX(e)(X)(vi)(A)) "This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal acknowledgment was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX, and HPML Page # XXX.The loan meets HPML guidelines, resolved. "<br> - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX <br>Open- - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the General Qualified Mortgage Loan Price-Based threshold of (X.XX%), which is the comparable average prime offer rate of (X.XX%) plus X.XX. The System used the following date to perform the APOR index lookup (XXXX-XX-XX). The system added X.XX to the comparable APOR because the ($XXX,XXX.XX) note amount equals or exceeds ($XXX,XXX.XX). The system used an interest rate of (X.XXX%) in the APR calculation. If the interest rate may change within the first five years after the first regular periodic payment, the system uses the highest interest rate that may apply during that five-year period as the interest rate for the full term of the loan. (XX CFR XXXX.XX(e)(X)(vi)(A)) "This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br> TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#'s XXX and the Final Closing disclosure on Pg#'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#'s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal acknowledgment was provided to the borrower(s)- see Pg#'s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#'s XXX, and HPML Page # XXX.The loan meets HPML guidelines, resolved. "<br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 7234388 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2026-01-21 22:19 | 2026-01-27 07:10 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Loan funded /disbursed on X/XX per FSS. HOI effective date is X/XX. Resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. See FSS attached, loan funded /disbursed on X/XX, HOI is fine. Please clear. - Seller-XX/XX/XXXX <br>Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Hazard insurance effective date of XX-XX-XXXX and disbursement date is on XX/XX/XXXX, and no previous/old HOI policy is not available in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. See FSS attached, loan funded /disbursed on X/XX, HOI is fine. Please clear. - Seller-XX/XX/XXXX<br>| Resolved-Loan funded /disbursed on X/XX per FSS. HOI effective date is X/XX. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXXXXX.XXX |  |  | XX | Primary Residence | Purchase | NA | 7234966 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2026-01-21 23:02 | 2026-01-21 23:05 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br> TRID Header Disclosure Page was entered correctly <br> All disclosures, COC's, Fees, and dates are entered correctly. <br> Rate lock date was entered correctly. <br> Borrower is Escrowing, escrow disclosures and loan information is on Pg#'sXXX.<br> Final Closing disclosure on Pg#'XXX<br> Rate lock doc on pg-XXX.<br> An interior and exterior appraisal was completed for this property on pg-XX. <br> A copy of the appraisal was given to the borrower on pgs-XXX.<br> confirmation the appraisal was delivered to the borrower – see Pg#'s XXX.<br> The loan meets XXXX XXXXXXXXXX, resolved.<br> - Due Diligence XXXXXX-XX/XX/XXXX <br>Open- - Due Diligence XXXXXX-XX/XX/XXXX |  | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br> TRID Header Disclosure Page was entered correctly <br> All disclosures, COC's, Fees, and dates are entered correctly. <br> Rate lock date was entered correctly. <br> Borrower is Escrowing, escrow disclosures and loan information is on Pg#'sXXX.<br> Final Closing disclosure on Pg#'XXX<br> Rate lock doc on pg-XXX.<br> An interior and exterior appraisal was completed for this property on pg-XX. <br> A copy of the appraisal was given to the borrower on pgs-XXX.<br> confirmation the appraisal was delivered to the borrower – see Pg#'s XXX.<br> The loan meets XXXX XXXXXXXXXX, resolved.<br> - Due Diligence XXXXXX-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 7235606 | N/A | N/A |
| XXXX | XXXX |  | XXXX | Closed | 2026-01-21 23:02 | 2026-01-21 23:05 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming) | Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (XXXX). The loan's APR of (X.XXX%) equals or exceeds the XXXXXXXXXX XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br> TRID Header Disclosure Page was entered correctly <br> All disclosures, COC's, Fees, and dates are entered correctly. <br> Rate lock date was entered correctly. <br> Borrower is Escrowing, escrow disclosures and loan information is on Pg#'sXXX.<br> Final Closing disclosure on Pg#'XXX<br> Rate lock doc on pg-XXX.<br> An interior and exterior appraisal was completed for this property on pg-XX. <br> A copy of the appraisal was given to the borrower on pgs-XXX.<br> confirmation the appraisal was delivered to the borrower – see Pg#'s XXX.<br> The loan meets XXXX XXXXXXXXXX, resolved.<br> - Due Diligence XXXXXX-XX/XX/XXXX <br>Open- - Due Diligence XXXXXX-XX/XX/XXXX |  | Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (XXXX). The loan's APR of (X.XXX%) equals or exceeds the XXXXXXXXXX XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.<br> TRID Header Disclosure Page was entered correctly <br> All disclosures, COC's, Fees, and dates are entered correctly. <br> Rate lock date was entered correctly. <br> Borrower is Escrowing, escrow disclosures and loan information is on Pg#'sXXX.<br> Final Closing disclosure on Pg#'XXX<br> Rate lock doc on pg-XXX.<br> An interior and exterior appraisal was completed for this property on pg-XX. <br> A copy of the appraisal was given to the borrower on pgs-XXX.<br> confirmation the appraisal was delivered to the borrower – see Pg#'s XXX.<br> The loan meets XXXX XXXXXXXXXX, resolved.<br> - Due Diligence XXXXXX-XX/XX/XXXX<br>|  |  |  | XX | Primary Residence | Purchase | NA | 7235607 | N/A | N/A |

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## Exhibit 99.6

**Exhibit 99.6 Schedule 4**

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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 61.75 | 61.75 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 72.23 | 72.23 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 78.39 | 78.39 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 85.0 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 85.0 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 85.0 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | XXXX | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX Eligible | 2.7 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 85.0 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX Eligible | 1.7 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 71.26 | 71.26 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 85.0 | 85.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 67.04 | 67.04 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX |  |  | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 68.88 | 68.88 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | REASONABLE | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | XXXX |
| XXXX |  | XXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 84.5 | 84.5 | XXXX | XXXX | .0161 | Collateral Underwriter (CU) |  |  |  |  | XXXX | XXXX | .0161 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXX |

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