# EDGAR Filing Document

**Accession Number:** 0001139552
**File Stem:** 0001101215-23-000002
**Filing Date:** 2023-1
**Character Count:** 18827
**Document Hash:** 881e112a5eb100d4036e3bcbde159a68
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001101215-23-000002.hdr.sgml**: 20230112

**ACCESSION NUMBER**: 0001101215-23-000002

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20230111

**ITEM INFORMATION**: Entry into a Material Definitive Agreement

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20230112

**DATE AS OF CHANGE**: 20230112

**ABS ASSET CLASS**: Credit card

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WFN CREDIT CO LLC
- **CENTRAL INDEX KEY:** 0001139552
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **IRS NUMBER:** 311772814
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-60418
- **FILM NUMBER:** 23526633

**BUSINESS ADDRESS:**
- **STREET 1:** 3100 EASTON SQUARE PLACE, #3108
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43219
- **BUSINESS PHONE:** 614.729.5044

**MAIL ADDRESS:**
- **STREET 1:** 3100 EASTON SQUARE PLACE, #3108
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43219
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WORLD FINANCIAL NETWORK CREDIT CARD MASTER NOTE TRUST
- **CENTRAL INDEX KEY:** 0001282663
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **IRS NUMBER:** 311772814
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-113669
- **FILM NUMBER:** 23526635

**BUSINESS ADDRESS:**
- **STREET 1:** ONE RIGHTER PARKWAY, SUITE 100
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19803
- **BUSINESS PHONE:** 302.529.6140

**MAIL ADDRESS:**
- **STREET 1:** ONE RIGHTER PARKWAY, SUITE 100
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19803
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WORLD FINANCIAL NETWORK CREDIT CARD MASTER TRUST
- **CENTRAL INDEX KEY:** 0001140096
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-60418-01
- **FILM NUMBER:** 23526634

**BUSINESS ADDRESS:**
- **STREET 1:** 3100 EASTON SQUARE PLACE, #3108
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43219
- **BUSINESS PHONE:** 614.729.5044

**MAIL ADDRESS:**
- **STREET 1:** 3100 EASTON SQUARE PLACE, #3108
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43219

------

---

| | |
|:---|:---|
| **UNITED STATES** | **UNITED STATES** |
| **SECURITIES AND EXCHANGE COMMISSION** | **SECURITIES AND EXCHANGE COMMISSION** |
| **Washington, D.C. 20549** | **Washington, D.C. 20549** |
| **FORM 8-K** | **FORM 8-K** |
| **Current Report Pursuant** | **Current Report Pursuant** |
| **to Section 13 or 15(d) of the** | **to Section 13 or 15(d) of the** |
| **Securities Exchange Act of 1934** | **Securities Exchange Act of 1934** |
| Date of Report (Date of Earliest Event Reported) | Date of Report (Date of Earliest Event Reported) |
| **January 11, 2023** | **January 11, 2023** |
| **World Financial Network Credit Card Master Note Trust**<br> *(Exact Name of Issuing Entity as Specified in its Charter)*<br>**Commission File Numbers of Issuing Entity: 333-208463 and 333-230197-02**<br> **Central Index Key Number of Issuing Entity: 0001282663**<br> **<br> World Financial Network Credit Card Master Trust**<br> *(Exact Name of Issuer of Collateral Certificate as Specified in its Charter)*<br>**Commission File Numbers of Issuer of the Collateral Certificate: 333-208463-02 and 333-230197-01**<br> **Central Index Key Number of Issuer of the Collateral Certificate: 0001140096**<br>**WFN Credit Company, LLC**<br> *(Exact Name of Depositor/Registrant as Specified in its Charter)*<br>**Commission File Numbers of Depositor: 333-208463-01 and 333-230197**<br> **Central Index Key Number of Depositor: 0001139552**<br>**Comenity Bank**<br> *(Exact Name of Sponsor as Specified in its Charter)*<br>**Central Index Key Number of Sponsor: 0001007254** | **World Financial Network Credit Card Master Note Trust**<br> *(Exact Name of Issuing Entity as Specified in its Charter)*<br>**Commission File Numbers of Issuing Entity: 333-208463 and 333-230197-02**<br> **Central Index Key Number of Issuing Entity: 0001282663**<br> **<br> World Financial Network Credit Card Master Trust**<br> *(Exact Name of Issuer of Collateral Certificate as Specified in its Charter)*<br>**Commission File Numbers of Issuer of the Collateral Certificate: 333-208463-02 and 333-230197-01**<br> **Central Index Key Number of Issuer of the Collateral Certificate: 0001140096**<br>**WFN Credit Company, LLC**<br> *(Exact Name of Depositor/Registrant as Specified in its Charter)*<br>**Commission File Numbers of Depositor: 333-208463-01 and 333-230197**<br> **Central Index Key Number of Depositor: 0001139552**<br>**Comenity Bank**<br> *(Exact Name of Sponsor as Specified in its Charter)*<br>**Central Index Key Number of Sponsor: 0001007254** |
| **Delaware** | **Delaware** |
| *(State or Other Jurisdiction of Incorporation of Issuing Entity and Registrant)* | *(State or Other Jurisdiction of Incorporation of Issuing Entity and Registrant)* |
| **31-1772814**<br> *(I.R.S. Employer Identification No. of Registrant)* | **31-1772814**<br> *(I.R.S. Employer Identification No. of Registrant)* |
| **3095 Loyalty Circle, Columbus, Ohio** | **43219** |
| *(Address of Principal Executive Offices of Registrant)* | *(Zip Code)* |
| (614) 729-5044 | (614) 729-5044 |
| *(Registrant's Telephone Number, Including Area Code)* | *(Registrant's Telephone Number, Including Area Code)* |
| **N/A** | **N/A** |
| *(Former Name or Former Address, if Changed Since Last Report)* | *(Former Name or Former Address, if Changed Since Last Report)* |
| Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: | Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: |
| [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) | [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) | [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) | [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) | [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |

---

Securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934:

---

| | | |
|:---|:---|:---|
| **Title of each class** | **Trading Symbol(s)** | **Name of each exchange on which registered** |
| N/A | N/A | N/A |

---

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company [ ]

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]

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#### Item 1.01. Entry into a Material Definitive Agreement

On January 11, 2023, Comenity Bank ("Bank") and Comenity Servicing LLC ("Servicer") entered into the Sixth Addendum to Appendix A ("Addendum") of that certain Fourth Amended and Restated Service Agreement, dated as of June 1, 2022 (the "Service Agreement"), by and between Bank and Servicer, which Service Agreement was filed as Exhibit 99.2 of the report on Form 10-D on June 15, 2022. A copy of the Addendum is filed with this Form 8-K as Exhibit 99.1.

#### Item 9.01. Financial Statements and Exhibits.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) Not applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) Exhibits.

---

| | |
|:---|:---|
| **<u>Exhibit No.</u>** | **<u>Document Description</u>** |
| Exhibit [99.1](exhibit_99-1.htm) | Sixth Addendum to Appendix A of Fourth Amended and Restated Service Agreement |

---

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#### SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

#### WFN CREDIT COMPANY , LLC as depositor

By: <u>/s/ Michael Blackham</u>

Name: Michael Blackham

Title: Treasurer

Dated: January 12, 2023

------

## Exhibit 99.1

#### Exhibit 99.1 <br>

#### <br>

#### SIXTH ADDENDUM TO APPENDIX A OF

#### FOURTH AMENDED AND RESTATED SERVICE AGREEMENT

This Sixth Addendum to Appendix A (the "Sixth Addendum"), dated January 11, 2023 of that certain Fourth Amended and Restated Service Agreement dated June 1, 2022 (the "Addendum"), by and between Comenity Bank ("Bank"), a Delaware state bank, with its principal place of business at One Righter Parkway, Suite 100, Wilmington, Delaware 19803 and Comenity Servicing LLC ("Servicer"), a Texas Limited Liability Company with its principal place of business at 3095 Loyalty Circle, Columbus Ohio 43219.

#### RECITALS

WHEREAS, Bank and Servicer entered into that certain Fourth Amended and Restated Service Agreement as of June 1, 2022 (the "Agreement") to outsource certain services to Servicer; and

WHEREAS, Bank and Servicer desire to modify certain Performance Standards set forth in <u>Exhibit A</u> to the Agreement.

NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth, and for other good and valuable consideration, the receipt and adequacy of which is hereby acknowledged, Bank and Servicer agree as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. **<u>Performance Standards</u>.** Bank and Servicer agree to amend the Performance Standards set forth in <u>Appendix A</u> to the Agreement, such that certain Performance Standards are hereby amended and added as set forth in further detail in <u>Exhibit A</u> hereto.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. **<u>Effective Date:</u>** The parties agree that the amendments to the Performance Standards, as set forth in <u>Exhibit A</u> hereto, shall be effective as of January 1, 2023 (the "Sixth Addendum Effective Date").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. **<u>Miscellaneous</u>**. Capitalized terms not otherwise defined in this Addendum shall have the meanings assigned to them in the Agreement. Other than as set forth above and in <u>Exhibit A</u> hereto, the parties agree that the Agreement, as amended by this Addendum, shall continue in full force and effect. The parties may execute this Addendum in one or more counterparts, each of which shall be deemed an original, but all of which shall constitute but one and the same instrument.

Sixth Addendum to Appendix A of

Fourth Amended and Restated Service Agreement

Comenity Servicing LLC / Comenity Bank

------

**IN WITNESS WHEREOF**, the parties have caused this Addendum to be executed by their authorized officers effective as of the Sixth Addendum Effective Date.

#### Comenity Bank

By: <u>/s/ Baron Schlachter</u>

Name: Baron Schlachter

Title: Comenity Bank President

#### Comenity Servicing LLC

By: <u>/s/ Tammy M. McConnaughey</u>

Name: Tammy M. McConnaughey

Title: EVP, Credit Operations and Credit Risk

Sixth Addendum to Appendix A of

Fourth Amended and Restated Service Agreement

Comenity Servicing LLC / Comenity Bank

------

#### EXHIBIT A

<br> 1. <u>Amendments and Additions</u>. Set forth below are additional Performance Standards or revisions to existing Performance Standards, all of which shall be incorporated into <u>Appendix A</u> to the Agreement.

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| | | | |
|:---|:---|:---|:---|
|  **Service** | **Performance Standard** | **Measuring Period** | **Amended/<br> Added** |
|  **Fraud**<br>• Provide Fraud services and platform to prevent, detect, mitigate and investigate fraud on cardholders' accounts, which includes transaction monitoring, strategy design and analysis, fraud loss reporting, customer fraud claim resolution, and document retention to comply with applicable laws and regulations.<br> • Create and monitor alerts, develop strategies, and perform other necessary functions in order to detect, mitigate, and prevent fraud within the bank's fraud risk appetite for our accounts.<br>| Fraud loss will remain within 20% of annual budget. | M | Amended |
|  **Information Technology Servicing/Outsourcing**<br>• Provide Information Technology services, platform, network, including telecommunications through a secure environment, which can be outsourced to third and fourth parties, including but not limited to:<br> &nbsp;&nbsp;&nbsp;&nbsp;• Timely Incident Restoration<br> &nbsp;&nbsp;&nbsp;&nbsp;• Unix/Linux Server Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Windows Server Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Mainframe Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Data/Voice Connectivity Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Implementation of Critical Security Updates/Patches<br> &nbsp;&nbsp;&nbsp;&nbsp;• Completion of Critical Batches<br> &nbsp;&nbsp;&nbsp;&nbsp;• Authorizations<br> &nbsp;&nbsp;&nbsp;&nbsp;• Other IT services as needed | N/A<br>| N/A<br>| Amended **(Service Description)** |
|  **Information Technology Servicing/Outsourcing**<br>• Provide Information Technology services, platform, network, including telecommunications through a secure environment, which can be outsourced to third and fourth parties, including but not limited to:<br> &nbsp;&nbsp;&nbsp;&nbsp;• Timely Incident Restoration<br> &nbsp;&nbsp;&nbsp;&nbsp;• Unix/Linux Server Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Windows Server Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Mainframe Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Data/Voice Connectivity Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Implementation of Critical Security Updates/Patches<br> &nbsp;&nbsp;&nbsp;&nbsp;• Completion of Critical Batches<br> &nbsp;&nbsp;&nbsp;&nbsp;• Authorizations<br> &nbsp;&nbsp;&nbsp;&nbsp;• Other IT services as needed | Maintain 99.5% or greater Mainframe availability<br>| M | Amended |
|  **Information Technology Servicing/Outsourcing**<br>• Provide Information Technology services, platform, network, including telecommunications through a secure environment, which can be outsourced to third and fourth parties, including but not limited to:<br> &nbsp;&nbsp;&nbsp;&nbsp;• Timely Incident Restoration<br> &nbsp;&nbsp;&nbsp;&nbsp;• Unix/Linux Server Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Windows Server Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Mainframe Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Data/Voice Connectivity Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Implementation of Critical Security Updates/Patches<br> &nbsp;&nbsp;&nbsp;&nbsp;• Completion of Critical Batches<br> &nbsp;&nbsp;&nbsp;&nbsp;• Authorizations<br> &nbsp;&nbsp;&nbsp;&nbsp;• Other IT services as needed | Maintain 99.8% or greater Unix & Linux Server availability<br>| M | Amended |
|  **Information Technology Servicing/Outsourcing**<br>• Provide Information Technology services, platform, network, including telecommunications through a secure environment, which can be outsourced to third and fourth parties, including but not limited to:<br> &nbsp;&nbsp;&nbsp;&nbsp;• Timely Incident Restoration<br> &nbsp;&nbsp;&nbsp;&nbsp;• Unix/Linux Server Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Windows Server Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Mainframe Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Data/Voice Connectivity Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Implementation of Critical Security Updates/Patches<br> &nbsp;&nbsp;&nbsp;&nbsp;• Completion of Critical Batches<br> &nbsp;&nbsp;&nbsp;&nbsp;• Authorizations<br> &nbsp;&nbsp;&nbsp;&nbsp;• Other IT services as needed | Maintain 99.8% or greater Windows Server availability<br>| M | Amended |
|  **Information Technology Servicing/Outsourcing**<br>• Provide Information Technology services, platform, network, including telecommunications through a secure environment, which can be outsourced to third and fourth parties, including but not limited to:<br> &nbsp;&nbsp;&nbsp;&nbsp;• Timely Incident Restoration<br> &nbsp;&nbsp;&nbsp;&nbsp;• Unix/Linux Server Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Windows Server Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Mainframe Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Data/Voice Connectivity Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Implementation of Critical Security Updates/Patches<br> &nbsp;&nbsp;&nbsp;&nbsp;• Completion of Critical Batches<br> &nbsp;&nbsp;&nbsp;&nbsp;• Authorizations<br> &nbsp;&nbsp;&nbsp;&nbsp;• Other IT services as needed | Maintain 99.5% data connectivity availability (measured as the availability of Lan, Wan, Internet and Client Connectivity)<br>| M | Added |
|  **Information Technology Servicing/Outsourcing**<br>• Provide Information Technology services, platform, network, including telecommunications through a secure environment, which can be outsourced to third and fourth parties, including but not limited to:<br> &nbsp;&nbsp;&nbsp;&nbsp;• Timely Incident Restoration<br> &nbsp;&nbsp;&nbsp;&nbsp;• Unix/Linux Server Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Windows Server Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Mainframe Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Data/Voice Connectivity Availability<br> &nbsp;&nbsp;&nbsp;&nbsp;• Implementation of Critical Security Updates/Patches<br> &nbsp;&nbsp;&nbsp;&nbsp;• Completion of Critical Batches<br> &nbsp;&nbsp;&nbsp;&nbsp;• Authorizations<br> &nbsp;&nbsp;&nbsp;&nbsp;• Other IT services as needed | Maintain 99.5% voice connectivity availability<br> (measured as the uptime of all voice connectivity components – SIP, PRI, POTs, e911) | M | Added |

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Sixth Addendum to Appendix A of

Fourth Amended and Restated Service Agreement

Comenity Servicing LLC / Comenity Bank

------