# EDGAR Filing Document

**Accession Number:** 0001022837
**File Stem:** 0001193125-26-220483
**Filing Date:** 2026-5
**Character Count:** 74252
**Document Hash:** 521c1f3fcc8e73c6f16cad0488ad62b2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-220483.hdr.sgml**: 20260513

**ACCESSION NUMBER**: 0001193125-26-220483

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 3

**CONFORMED PERIOD OF REPORT**: 20260513

**FILED AS OF DATE**: 20260513

**DATE AS OF CHANGE**: 20260513

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SUMITOMO MITSUI FINANCIAL GROUP, INC.
- **CENTRAL INDEX KEY:** 0001022837
- **STANDARD INDUSTRIAL CLASSIFICATION:** COMMERCIAL BANKS, NEC [6029]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** M0
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-34919
- **FILM NUMBER:** 26970733

**BUSINESS ADDRESS:**
- **STREET 1:** 1-2, MARUNOUCHI 1-CHOME
- **STREET 2:** CHIYODA-KU
- **CITY:** TOKYO
- **STATE:** M0
- **ZIP:** 100-0005
- **BUSINESS PHONE:** 81-3-3282-8111

**MAIL ADDRESS:**
- **STREET 1:** 1-2, MARUNOUCHI 1-CHOME
- **STREET 2:** CHIYODA-KU
- **CITY:** TOKYO
- **STATE:** M0
- **ZIP:** 100-0005

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SUMITOMO MITSUI FINANCIAL GROUP/FI
- **DATE OF NAME CHANGE:** 20021226

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SUMITOMO BANK LTD TOKYO     /FI
- **DATE OF NAME CHANGE:** 19960913

##### [**Table of Contents**](#toc)
**UNITED STATES SECURITIES AND EXCHANGE COMMISSION** 

Washington, D.C. 20549

**FORM 6-K** 

**REPORT OF FOREIGN PRIVATE ISSUER** 

**PURSUANT TO RULE 13a-16 OR 15d-16 UNDER** 

**THE SECURITIES EXCHANGE ACT OF 1934** 

**For the month of May 2026** 

**Commission File Number 001-34919** 

## SUMITOMO MITSUI FINANCIAL GROUP, INC.
(Translation of registrant's name into English)

**1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan** 

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Form 20-F ☒ Form 40-F ☐

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE INTO THE PROSPECTUS FORMING A PART OF SUMITOMO MITSUI FINANCIAL GROUP, INC.'S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-276219) AND TO BE A PART OF SUCH PROSPECTUS FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED, EXCEPT FOR THE STATEMENTS REGARDING OUR EARNINGS FORECAST UNDER THE CAPTIONS "3. EARNINGS FORECAST ON A CONSOLIDATED BASIS (FOR THE FISCAL YEAR ENDING MARCH 31, 2027)" AND "(2) EARNINGS FORECAST FOR THE FISCAL YEAR ENDING MARCH 31, 2027 (FISCAL 2026)."

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##### [**Table of Contents**](#toc)
**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

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| | |
|:---|:---|
|  Sumitomo Mitsui Financial Group, Inc. | Sumitomo Mitsui Financial Group, Inc. |
|  By: | /s/ Kunihito Takaichi |
|  | Name: Kunihito Takaichi |
|  | Title: Executive Officer & General Manager,<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Financial Accounting Dept |

---

Date: May 13, 2026

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##### [**Table of Contents**](#toc)

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| | | | | |
|:---|:---|:---|:---|:---|
|  |  | May 13, 2026 | May 13, 2026 | May 13, 2026 |
| ![LOGO](g150008g01g01.jpg) <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | | <br> **Sumitomo Mitsui Financial Group, Inc.**<br> Consolidated financial results for the fiscal year ended March 31, 2026 | | ![LOGO](g150008g18n06.jpg) |
| ![LOGO](g150008g01g01.jpg) <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | | <br> **Sumitomo Mitsui Financial Group, Inc.**<br> Consolidated financial results for the fiscal year ended March 31, 2026 | | ![LOGO](g150008g18n06.jpg) |
| | <br> **Sumitomo Mitsui Financial Group, Inc.**<br> Consolidated financial results for the fiscal year ended March 31, 2026 | | ![LOGO](g150008g18n06.jpg) |  |

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| |
|:---|
| Head office: 1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, Japan |
| Stock exchange listings: Tokyo Stock Exchange, Nagoya Stock Exchange, New York Stock Exchange |
| URL: <u>https://www.smfg.co.jp/english/</u> |
| President: Toru Nakashima |
| Date of ordinary general meeting of shareholders: June 26, 2026 Date of payment of year-end dividends: June 29, 2026 |
| Annual securities report (*Yukashoken hokokusho*) issuing date: June 19, 2026 |
| Investors meeting presentation for financial results: Scheduled |

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| |
|:---|
| <br> Note: Amounts less than one million yen have been rounded down. |
| 1. Consolidated financial results (for the fiscal year ended March 31, 2026) |

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| | |
|:---|:---|
| (1) Operating results | (Millions of yen, except per share data and percentages) |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ordinary income  | <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ordinary income  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ordinary profit | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ordinary profit | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Profit attributable to <br> owners of parent | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Profit attributable to <br> owners of parent |
| &nbsp;&nbsp;&nbsp;Fiscal year ended March 31, 2026 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10790853 | 6.1% | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2303350 | 34.0% | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1582973 | 34.4% |
| &nbsp;&nbsp;&nbsp; Fiscal year ended March 31, 2025  | 10174894 | 8.8 | 1719482 | 17.3 | 1177996 | 22.3 |

---

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notes: | 1. | Comprehensive income: |
|  |  | (a) for the fiscal year ended March 31, 2026: ¥2,129,077 million [198.8%]<br> (b) for the fiscal year ended March 31, 2025: ¥712,549 million [(72.9)%] |
|  | 2. | Percentages shown in ordinary income, ordinary profit, profit attributable to owners of parent and comprehensive income are the increase (decrease) from the previous fiscal year. |

---

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Earnings <br> per share | Earnings per<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;share (Diluted)  | Return on <br> net assets | Ordinary profit <br> on total assets  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ordinary profit <br> on ordinary<br> income |
| &nbsp;&nbsp;&nbsp; Fiscal year ended March 31, 2026 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;411.97 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;411.88 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.4% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0.7% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;21.3% |
| &nbsp;&nbsp;&nbsp; Fiscal year ended March 31, 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;301.55 | 301.48 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.0 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0.6 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16.9 |

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notes: | 1. | Equity in gains (losses) of affiliates: |
|  |  | (a) for the fiscal year ended March 31, 2026: ¥137,710 million (b) for the fiscal year ended March 31, 2025: ¥(5504) million |
|  | 2. | On October 1, 2024, Sumitomo Mitsui Financial Group, Inc. ("the Company") executed a three-for-one split of its common stock, with a record date of September 30, 2024. Earnings per share and Earnings per share (Diluted) reflect the impact of the stock split. |

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| | |
|:---|:---|
| (2) Financial position | (Millions of yen, except per share data and percentages) |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net assets ratio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net assets per share |
| &nbsp;&nbsp;&nbsp; As of March 31, 2026 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;328511145 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;15933144 | 4.8% | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4135.71 |
| &nbsp;&nbsp;&nbsp; As of March 31, 2025 | 306282015 | 14841509 | 4.8 | 3795.62 |

---

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notes: | 1. | Stockholders' equity: |
|  |  | (a) as of March 31, 2026: ¥ 15,785,457 million (b) as of March 31, 2025: ¥ 14,703,435 million |
|  | 2. | Net assets ratio = {(Net assets – stock acquisition rights – non-controlling interests) / total assets} X 100 |

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| | | | | |
|:---|:---|:---|:---|:---|
| (3) Cash flows | (Millions of yen) | (Millions of yen) | (Millions of yen) | (Millions of yen) |
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cash flows from <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;operating activities  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cash flows from <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;investing activities  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cash flows from <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;financing activities  | Cash and cash<br> equivalents at<br> year-end |
| &nbsp;&nbsp;&nbsp; Fiscal year ended March 31, 2026 | ¥ (10283139) | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3254237 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(46355) | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;59431773 |
| &nbsp;&nbsp;&nbsp; Fiscal year ended March 31, 2025 | 4848464 | (4512943) | (480149) | 66187674 |

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| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| 2. Dividends on common stock | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) |
|  | Cash dividends per share | Cash dividends per share | Cash dividends per share | Cash dividends per share | Cash dividends per share | Total <br> dividends <br> (annual)  | Dividend <br> payout ratio  | Ratio of <br> dividends to <br> net assets  |
|  | 1st <br> quarter  | 2nd <br> quarter  | 3rd <br> quarter  | 4th <br> quarter  | Annual | Total <br> dividends <br> (annual)  | Dividend <br> payout ratio  | Ratio of <br> dividends to <br> net assets  |
| &nbsp;&nbsp;&nbsp; Fiscal year<br>ended March 31, 2025 | ¥— | ¥180 | ¥— | ¥62 | ¥— | ¥475,061 | 40.3% | 3.2% |
| &nbsp;&nbsp;&nbsp;&nbsp; ended March 31, 2026 |  | &nbsp;&nbsp;&nbsp;&nbsp;78 |  | 79 | 157 | 601667 | 38.0 | 3.9 |
| &nbsp;&nbsp;&nbsp;&nbsp; ending March 31, 2027<br> forecast/Before considering the stock split |  | &nbsp;&nbsp;&nbsp;&nbsp;90 |  | 90 | 180 |  | 40.0 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; (forecast/After considering the stock split) |  | &nbsp;&nbsp;&nbsp;&nbsp;90 |  | 45 |  |  | 40.0 |  |

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notes: | 1. | On October 1, 2024, the Company executed a three-for-one split of its common stock, with a record date of September 30, 2024. For the fiscal year ended March 31, 2025, the cash dividends per share for the 4th quarter reflect the impact of the stock split, and the annual cash dividends per share are stated as "—." If the stock split is not taken into account, the 4th quarter and annual cash dividends per share would have been ¥186 and ¥366, respectively. The cash dividends per share for the 2nd quarter and annual cash dividends per share after reflecting the stock split are ¥60 and ¥122, respectively. |
|  | 2. | At a meeting of the Board of Directors held on May 13, 2026, the Company resolved to implement a stock split of its common stock at a ratio of two shares for each share, with a record date of September 30, 2026. |
|  | 3. | Dividend payout ratio = (Total dividends on common stock / Profit attributable to owners of parent) X 100<br> At a meeting of the Board of Directors held on May 13, 2026, the Company resolved to repurchase its own shares, and dividend payout ratio for the fiscal year ending March 31, 2027 (forecast) reflects the impact of the repurchase of its own shares. |
|  | 4. | Ratio of dividends to net assets = Total dividends on common stock / {(Beginning balance of Stockholders' equity + Ending balance of Stockholders' equity) / 2}X 100 |

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##### [**Table of Contents**](#toc)
3. Earnings forecast on a consolidated basis (for the fiscal year ending March 31, 2027)

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| | | | |
|:---|:---|:---|:---|
| | (Millions of yen, except per share data and percentage) | (Millions of yen, except per share data and percentage) | (Millions of yen, except per share data and percentage) |
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Profit attributable to owners of parent | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Profit attributable to owners of parent | Earnings per share |
| &nbsp;&nbsp;&nbsp; Fiscal year ending March 31, 2027 | ¥1700000 | 7.4% | ¥223.75 |

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Note: | Forecasted earnings per share is calculated by dividing the forecasted profit attributable to owners of parent by the number of issued common stock. The number of common stock shares used as the basis for this calculation is the average of "the number of issued common stock shares at the beginning of the year (excluding treasury stock)" and "the expected number of issued common stock shares at the end of the year (excluding treasury stock)." At a meeting of the Board of Directors held on May 13, 2026, the Company resolved to implement a stock split and a repurchase of its own shares. Forecasted earnings per share reflects the impact of the stock split and the repurchase of its own shares. |

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[Notes]

&nbsp;&nbsp;&nbsp;&nbsp;(1) There was a change in material consolidated subsidiaries in the fiscal year.

Newly consolidated: 1 company (CCC MK HOLDINGS Co., Ltd.)

&nbsp;&nbsp;&nbsp;&nbsp;(2) Changes in accounting policies, changes in accounting estimates and restatements

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| | | |
|:---|:---|:---|
| (a) Changes in accounting policies due to application of new or revised accounting standards | : | No |
| (b) Changes in accounting policies due to reasons other than above (a) | : | No |
| (c) Changes in accounting estimates | : | No |
| (d) Restatements | : | No |

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&nbsp;&nbsp;&nbsp;&nbsp;(3) Number of shares issued (common stocks)

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| | | |
|:---|:---|:---|
|  | As of March 31, 2026 | As of March 31, 2025 |
| (a) Number of shares issued (including treasury stocks) | 3,827,498,140 shares | 3,884,445,458 shares |
| (b) Number of treasury stocks | 10,632,119 shares | 10,651,848 shares |
|  | Fiscal year ended<br>March 31, 2026 | Fiscal year ended<br>March 31, 2025 |
| (c) Average number of shares issued during the year | 3,842,443,746 shares | 3,906,456,046 shares |

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| | | |
|:---|:---|:---|
| Notes: | 1. | Number of shares used in calculating "Earnings per share" (on a consolidated basis) is reported on page 14, "(Per share data)." |
|  | 2. | The Company has introduced a "Stock grant trust for employees" (hereinafter, the "Trust"), and the shares of the Company held by the Trust are included in the number of treasury stock to be deducted when calculating both the number of treasury stock and the average number of shares issued during the year. |
|  | 3. | On October 1, 2024, the Company executed a three-for-one split of its common stock, with a record date of September 30, 2024. The average number of shares issued during the year reflects the impact of the stock split. |

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[Reference] Summary of financial information on a non-consolidated basis

Non-consolidated financial results (for the fiscal year ended March 31, 2026)

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| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| (1) Operating results |  |  |  |  | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) |
|  | Operating income | Operating income | Operating profit | Operating profit | Ordinary profit | Ordinary profit | Net income | Net income |
| &nbsp;&nbsp;&nbsp;&nbsp; Fiscal year<br> ended March 31, 2026 | ¥ 1,430,526 | (0.1) % | ¥ 906,817 | (8.0) % | ¥ 882,542 | (8.6) % | ¥ 893,893 | (7.9) % |
| &nbsp;&nbsp;&nbsp;&nbsp; ended March 31, 2025 | 1431414 | 52.8 | 986127 | 79.3 | 965402 | 79.0 | 970319 | 78.0 |

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| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Earnings per share | Earnings per share <br> (Diluted) |
| &nbsp;&nbsp;&nbsp;&nbsp; Fiscal year<br> ended March 31, 2026 | ¥ 232.64 | ¥ 232.59 |
| &nbsp;&nbsp;&nbsp;&nbsp; ended March 31, 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;248.39 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;248.33 |

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| | | |
|:---|:---|:---|
| Notes: | 1. | Percentages shown in operating income, operating profit, ordinary profit, and net income are the increase (decrease) from the previous fiscal year. |
|  | 2. | On October 1, 2024, the Company executed a three-for-one split of its common stock, with a record date of September 30, 2024. Earnings per share and Earnings per share (Diluted) reflect the impact of the stock split. |

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| | | | | |
|:---|:---|:---|:---|:---|
| (2) Financial position | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) |
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net assets ratio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net assets per share |
| &nbsp;&nbsp;&nbsp; As of March 31, 2026 | ¥ 22,576,801 | ¥ 6,521,288 | 28.9% | ¥ 1,708.39 |
| &nbsp;&nbsp;&nbsp; As of March 31, 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;20351401 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6384907 | 31.4 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1648.03 |

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Note: Stockholders' equity <br> (a) as of March 31, 2026: ¥6,520,694 million (b) as of March 31, 2025: ¥6,384,140 million

[Note on audit procedures]

This report is out of the scope of the audit procedures.

This document contains "forward-looking statements" (as defined in the U.S. Private Securities Litigation Reform Act of 1995), regarding the intent, belief or current expectations of Sumitomo Mitsui Financial Group, Inc. ("the Company") and its management with respect to the Company's future financial condition and results of operations. In many cases but not all, these statements contain words such as "anticipate," "believe," "estimate," "expect," "intend," "may," "plan," "probability," "risk," "project," "should," "seek," "target," "will" and similar expressions. Such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may differ from those expressed in or implied by such forward-looking statements contained or deemed to be contained herein. The risks and uncertainties which may affect future performance include: deterioration of Japanese and global economic conditions and financial markets; declines in the value of the Company's securities portfolio; incurrence of significant credit-related costs; the Company's ability to successfully implement its business strategy through its subsidiaries, affiliates and alliance partners; and exposure to new risks as the Company expands the scope of its business. Given these and other risks and uncertainties, you should not place undue reliance on forward-looking statements, which speak only as of the date of this document. The Company undertakes no obligation to update or revise any forward-looking statements. Please refer to the Company's most recent disclosure documents such as its annual report on Form 20-F and other documents submitted to the U.S. Securities and Exchange Commission, as well as its earnings press releases, for a more detailed description of the risks and uncertainties that may affect its financial conditions, its operating results, and investors' decisions.

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##### [**Table of Contents**](#toc)
Table of contents

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| | | |
|:---|:---|:---|
| I. | [Operating and financial review](#tx150008_1) | 2 |
| 1. | [Consolidated operating results for the fiscal year ended March 31, 2026 (fiscal 2025)](#tx150008_2) | 2 |
| 2. | [Consolidated financial position as of March 31, 2026](#tx150008_3) | 3 |
| II. | [Basic approach to the selection of accounting standards](#tx150008_4) | 3 |
| III. | [Consolidated financial statements](#tx150008_5) | 4 |
| 1. | [Consolidated balance sheets](#tx150008_6) | 4 |
| 2. | [Consolidated statements of income and consolidated statements of comprehensive income](#tx150008_7) | 6 |
| 3. | [Consolidated statements of changes in net assets](#tx150008_8) | 8 |
| 4. | [Consolidated statements of cash flows](#tx150008_9) | 11 |
| 5. | [Notes to consolidated financial statements](#tx150008_10) | 13 |
|  | [Note on going concern](#tx150008_11) | 13 |
|  | [Segment information](#tx150008_12) | 13 |
|  | [Per share data](#tx150008_13) | 14 |
|  | [Significant subsequent events](#tx150008_14) | 15 |

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\* Appendix: Financial results for the fiscal year ended March 31, 2026 supplementary information

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##### [**Table of Contents**](#toc)
**<u>I. Operating and financial review</u>**

**1. Consolidated operating results for the fiscal year ended March 31, 2026 (fiscal 2025)** 

&nbsp;&nbsp;&nbsp;&nbsp;(1) Operating results

In fiscal 2025, net business profit increased by ¥ 611.6 billion year-on-year to ¥ 2,330.9 billion. The primary reasons were increases in domestic net interest income and fee income in domestic wholesale business, as well as the strong performances of wealth management business, payment and consumer finance business.

Total credit cost increased by ¥ 43.9 billion year-on-year to ¥ 388.4 billion, mainly due to recording forward-looking provisions for the potential risks, including the deterioration of the situation in the Middle East.

As a result, ordinary profit increased by ¥ 583.9 billion year-on-year to ¥ 2,303.4 billion.

Profit attributable to owners of parent increased by ¥ 405.0 billion year-on-year to ¥ 1,583.0 billion, despite the recording of losses related to the sale of part of a business of a banking subsidiary in the U.S. and other factors.

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| | | |
|:---|:---|:---|
| **Consolidated** |  | (Billions of yen) |
|  | **Fiscal year ended** <br> **March 31, 2026**  | Change from the fiscal year <br>ended March 31, 2025 |
| Net business profit | ¥2330.9 | ¥611.6 |
| Gross profit | 4844.7 | 717.9 |
| General and administrative expenses | (2651.5) | (249.6) |
| Equity in gains of affiliates | 137.7 | 143.2 |
| Total credit cost | (388.4) | (43.9) |
| Ordinary profit | 2303.4 | 583.9 |
| Profit attributable to owners of parent | 1583.0 | 405.0 |
| **SMBC non-consolidated** |  |  |
| Banking profit \* | ¥1491.9 | ¥307.5 |
| Gross banking profit | 2677.9 | 421.3 |
| Expenses (excluding non-recurring losses) | (1186.0) | (113.9) |
| Total credit cost | (86.0) | 64.8 |
| Ordinary profit | 1898.5 | 410.4 |
| Net income | 1411.7 | 343.1 |

---

\* Banking profit (before provision for general reserve for possible loan losses)

&nbsp;&nbsp;&nbsp;&nbsp;(2) Earnings forecast for the fiscal year ending March 31, 2027 (fiscal 2026)

Earnings forecast for profit attributable to owners of parent is ¥ 1,700.0 billion.

------

##### [**Table of Contents**](#toc)
**2. Consolidated financial position as of March 31, 2026** 

&nbsp;&nbsp;&nbsp;&nbsp;(1) Assets and liabilities

Total assets as of March 31, 2026 were ¥ 328,511.1 billion, a year-on-year increase of ¥ 22,229.1 billion. As for major account balances, loans and bills discounted increased by ¥ 6,493.0 billion year-on-year to ¥ 117,629.2 billion and deposits increased by ¥ 14,175.6 billion year-on-year to ¥ 185,674.2 billion.

&nbsp;&nbsp;&nbsp;&nbsp;(2) Net assets

Net assets were ¥ 15,933.1 billion, a year-on-year increase of ¥ 1,091.6 billion. Stockholders' equity within net assets was ¥ 11,752.0 billion, a year-on-year increase of ¥ 543.0 billion after the contribution of profit attributable to owners of parent and the payment of cash dividends.

&nbsp;&nbsp;&nbsp;&nbsp;(3) Cash flows

The Company used ¥ 10,283.1 billion in cash flows from operating activities including interest received and paid, net changes in loans and bills discounted and deposits, a year-on-year decrease of ¥ 15,131.6 billion, generated ¥ 3,254.2 billion in cash flows from investing activities including the purchase and sale of securities and tangible fixed assets, a year-on-year increase of ¥ 7,767.2 billion, and used ¥ 46.4 billion in cash flows from financing activities including payment of dividends, a year-on-year increase of ¥ 433.8 billion. Consequently, cash and cash equivalents amounted to ¥ 59,431.8 billion, a year-on-year decrease of ¥ 6,755.9 billion.

**<u>II. Basic approach to the selection of accounting standards</u>**

The Company selects Japanese GAAP as its accounting standards.

Since American depository receipts (ADRs) of the Company are listed on the New York Stock Exchange, the Company separately prepares consolidated financial statements in accordance with International Financial Reporting Standards (IFRS), and the Company is considering the possibility of application of IFRS in the future.

------

##### [**Table of Contents**](#toc)
**<u>III. Consolidated financial statements</u>**

**1. Consolidated balance sheets** 

---

| | | |
|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** |
| <br>**March 31** | **2025** | **2026** |
|  **Assets:** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Cash and due from banks | ¥75590583 | ¥73696930 |
| &nbsp;&nbsp;&nbsp;&nbsp; Call loans and bills bought | 5197978 | 7882022 |
| &nbsp;&nbsp;&nbsp;&nbsp; Receivables under resale agreements | 16205759 | 20099101 |
| &nbsp;&nbsp;&nbsp;&nbsp; Receivables under securities borrowing transactions | 5799821 | 6247642 |
| &nbsp;&nbsp;&nbsp;&nbsp; Monetary claims bought | 5618985 | 6079754 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trading assets | 11976375 | 16701913 |
| &nbsp;&nbsp;&nbsp;&nbsp; Money held in trust | 32272 | 36902 |
| &nbsp;&nbsp;&nbsp;&nbsp; Securities | 40760968 | 39974120 |
| &nbsp;&nbsp;&nbsp;&nbsp; Loans and bills discounted | 111136239 | 117629215 |
| &nbsp;&nbsp;&nbsp;&nbsp; Foreign exchanges | 2712573 | 2030821 |
| &nbsp;&nbsp;&nbsp;&nbsp; Lease receivables and investment assets | 231199 | 231429 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other assets | 13722960 | 18240722 |
| &nbsp;&nbsp;&nbsp;&nbsp; Tangible fixed assets | 1006556 | 1074673 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Buildings | 329897 | 350581 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Land | 409805 | 420805 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Lease assets | 25850 | 25360 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Construction in progress | 48832 | 92110 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other tangible fixed assets | 192170 | 185815 |
| &nbsp;&nbsp;&nbsp;&nbsp; Intangible fixed assets | 1017322 | 1151037 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Software | 731749 | 862113 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Goodwill | 230070 | 242387 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Lease assets | 155 | 665 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other intangible fixed assets | 55348 | 45870 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net defined benefit asset | 987288 | 1299540 |
| &nbsp;&nbsp;&nbsp;&nbsp; Deferred tax assets | 71261 | 109614 |
| &nbsp;&nbsp;&nbsp;&nbsp; Customers' liabilities for acceptances and guarantees | 15139799 | 17033172 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for possible loan losses | (925931) | (1007469) |
| &nbsp;&nbsp;&nbsp;&nbsp; Total assets | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;306282015 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;328511145 |

---

------

##### [**Table of Contents**](#toc)
(continued)

---

| | | |
|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** |
| <br>**March 31** | **2025** | **2026** |
|  **Liabilities:** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Deposits | ¥171498651 | ¥185674241 |
| &nbsp;&nbsp;&nbsp;&nbsp; Negotiable certificates of deposit | 17175391 | 15667132 |
| &nbsp;&nbsp;&nbsp;&nbsp; Call money and bills sold | 4378276 | 3656736 |
| &nbsp;&nbsp;&nbsp;&nbsp; Payables under repurchase agreements | 25797136 | 23764473 |
| &nbsp;&nbsp;&nbsp;&nbsp; Payables under securities lending transactions | 2183655 | 1136833 |
| &nbsp;&nbsp;&nbsp;&nbsp; Commercial paper | 2686483 | 3380389 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trading liabilities | 9726615 | 13089960 |
| &nbsp;&nbsp;&nbsp;&nbsp; Borrowed money | 11355209 | 9370996 |
| &nbsp;&nbsp;&nbsp;&nbsp; Foreign exchanges | 1771839 | 1436381 |
| &nbsp;&nbsp;&nbsp;&nbsp; Short-term bonds | 728200 | 773500 |
| &nbsp;&nbsp;&nbsp;&nbsp; Bonds | 13352392 | 15369164 |
| &nbsp;&nbsp;&nbsp;&nbsp; Due to trust account | 1041660 | 956169 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other liabilities | 13700199 | 20103338 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for employee bonuses | 130464 | 146303 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for executive bonuses | 5433 | 5973 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net defined benefit liability | 33890 | 34317 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for executive retirement benefits | 1007 | 907 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for point service program | 32656 | 63254 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for reimbursement of deposits | 5573 | 35806 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for losses on interest repayment | 242127 | 226742 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserves under the special laws | 5365 | 6737 |
| &nbsp;&nbsp;&nbsp;&nbsp; Deferred tax liabilities | 422050 | 619716 |
| &nbsp;&nbsp;&nbsp;&nbsp; Deferred tax liabilities for land revaluation | 26424 | 25750 |
| &nbsp;&nbsp;&nbsp;&nbsp; Acceptances and guarantees | 15139799 | 17033172 |
| &nbsp;&nbsp;&nbsp;&nbsp; Total liabilities | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;291440506 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;312578001 |
|  **Net assets:** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital stock | 2345960 | 2346888 |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital surplus | 611423 | 582909 |
| &nbsp;&nbsp;&nbsp;&nbsp; Retained earnings | 8290170 | 8871065 |
| &nbsp;&nbsp;&nbsp;&nbsp; Treasury stock | (38512) | (48851) |
| &nbsp;&nbsp;&nbsp;&nbsp; Total stockholders' equity | 11209042 | 11752012 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on other securities | 1930834 | 2185092 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net deferred gains (losses) on hedges | (168604) | (300715) |
| &nbsp;&nbsp;&nbsp;&nbsp; Land revaluation excess | 32849 | 29133 |
| &nbsp;&nbsp;&nbsp;&nbsp; Foreign currency translation adjustments | 1411827 | 1706949 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulated remeasurements of defined benefit plans | 287487 | 412985 |
| &nbsp;&nbsp;&nbsp;&nbsp; Total accumulated other comprehensive income | 3494393 | 4033445 |
| &nbsp;&nbsp;&nbsp;&nbsp; Stock acquisition rights | 767 | 594 |
| &nbsp;&nbsp;&nbsp;&nbsp; Non-controlling interests | 137306 | 147092 |
| &nbsp;&nbsp;&nbsp;&nbsp; Total net assets | 14841509 | 15933144 |
| &nbsp;&nbsp;&nbsp;&nbsp; Total liabilities and net assets | ¥306282015 | ¥328511145 |

---

------

##### [**Table of Contents**](#toc)
**2. Consolidated statements of income and consolidated statements of comprehensive income** 

**(Consolidated statements of income)** 

---

| | | |
|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** |
| <br>**Year ended March 31** | **2025** | **2026** |
|  Ordinary income | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10174894 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10790853 |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest income | 6928577 | 7224758 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on loans and discounts | 3984710 | 4024934 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest and dividends on securities | 935978 | 1016742 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on call loans and bills bought | 182718 | 126527 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on receivables under resale agreements | 268048 | 463968 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on receivables under securities borrowing transactions | 120363 | 128104 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on deposits with banks | 650205 | 786707 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on lease transactions | 12185 | 11571 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on deferred payment | 22320 | 23452 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other interest income | 752046 | 642749 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trust fees | 9733 | 11722 |
| &nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions | 1874934 | 2110110 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trading income | 568890 | 236374 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other operating income | 172329 | 492473 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other income | 620428 | 715415 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Recoveries of written-off claims | 16449 | 28624 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | 603979 | 686790 |
|  Ordinary expenses | 8455412 | 8487502 |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest expenses | 4590358 | 4505121 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on deposits | 1671048 | 1737487 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on negotiable certificates of deposit | 559252 | 511509 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on call money and bills sold | 48050 | 39839 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on payables under repurchase agreements | 837244 | 854917 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on payables under securities lending transactions | 38368 | 24632 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on commercial paper | 109557 | 130678 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on borrowed money | 170937 | 164597 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on short-term bonds | 3298 | 5213 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on bonds | 413681 | 488177 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other interest expenses | 738918 | 548065 |
| &nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions payments | 315758 | 289531 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trading losses | 185324 | 36930 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other operating expenses | 336278 | 399160 |
| &nbsp;&nbsp;&nbsp;&nbsp; General and administrative expenses | 2401955 | 2651514 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other expenses | 625736 | 605243 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provision for reserve for possible loan losses | 167639 | 192226 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other | 458097 | 413017 |
|  Ordinary profit | 1719482 | 2303350 |

---

------

##### [**Table of Contents**](#toc)
(continued)

---

| | | |
|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** |
| <br>**Year ended March 31** | **2025** | **2026** |
|  Extraordinary gains | ¥3090 | ¥9749 |
| &nbsp;&nbsp;&nbsp;&nbsp; Gains on disposal of fixed assets | 3090 | 9749 |
|  Extraordinary losses | 22630 | 61374 |
| &nbsp;&nbsp;&nbsp;&nbsp; Losses on disposal of fixed assets | 14843 | 8025 |
| &nbsp;&nbsp;&nbsp;&nbsp; Losses on impairment of fixed assets | 7052 | 4496 |
| &nbsp;&nbsp;&nbsp;&nbsp; Provision for reserve for eventual future operating losses from financial instruments transactions | 733 | 1372 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other extraordinary losses |  | 47480 |
|  Income before income taxes | 1699943 | 2251725 |
| &nbsp;&nbsp;&nbsp;&nbsp; Income taxes-current | 577307 | 663449 |
| &nbsp;&nbsp;&nbsp;&nbsp; Income taxes-deferred | (64242) | 3461 |
|  Income taxes | 513065 | 666910 |
|  Profit | 1186877 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1584815 |
|  Profit attributable to non-controlling interests | 8881 | 1841 |
|  Profit attributable to owners of parent | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1177996 | ¥1582973 |

---

**(Consolidated statements of comprehensive income)** 

---

| | | |
|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** |
| <br>**Year ended March 31** | **2025** | **2026** |
|  Profit | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1186877 | ¥1584815 |
|  Other comprehensive income (losses) | (474327) | 544262 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on other securities | (420445) | 259448 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net deferred gains (losses) on hedges | (99721) | (132981) |
| &nbsp;&nbsp;&nbsp;&nbsp; Land revaluation excess |  | (776) |
| &nbsp;&nbsp;&nbsp;&nbsp; Foreign currency translation adjustments | (18937) | 325502 |
| &nbsp;&nbsp;&nbsp;&nbsp; Remeasurements of defined benefit plans | (2819) | 125135 |
| &nbsp;&nbsp;&nbsp;&nbsp; Share of other comprehensive income of affiliates | 67596 | (32065) |
|  Total comprehensive income | 712549 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2129077 |
| &nbsp;&nbsp;&nbsp;&nbsp; Comprehensive income attributable to owners of parent | 703678 | 2124964 |
| &nbsp;&nbsp;&nbsp;&nbsp; Comprehensive income attributable to non-controlling interests | 8871 | 4112 |

---

------

##### [**Table of Contents**](#toc)
**3. Consolidated statements of changes in net assets** 

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | |
| | **Stockholders' equity** | **Stockholders' equity** | **Stockholders' equity** | **Stockholders' equity** | **Stockholders' equity** | |
| <br>**Year ended March 31, 2025** | **Capital<br>stock** | **Capital<br>surplus** | **Retained<br>earnings** | **Treasury<br>stock** | **Total** | |
|  Balance at the beginning of the fiscal year | ¥2344038 | ¥610143 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7843470 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(167671) | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10629980 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cumulative effects of changes in accounting policies |  |  | 59330 |  | 59330 |  |
|  Restated balance | 2344038 | 610143 | 7902800 | (167671) | 10689311 |  |
|  Changes in the fiscal year |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issuance of new stock | 1922 | 1922 |  |  | 3844 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  | (412240) |  | (412240) |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parent |  |  | 1177996 |  | 1177996 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase of treasury stock |  |  |  | (251629) | (251629) |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  | (430) |  | 612 | 181 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cancellation of treasury stock |  | (380176) |  | 380176 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in shareholders' interest due to transaction with non-controlling interests |  | (642) |  |  | (642) |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase due to a decrease in subsidiaries |  |  | 133 |  | 133 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  | 2087 |  | 2087 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  | 380607 | (380607) |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes in items other than stockholders' equity in the fiscal year |  |  |  |  |  |  |
|  Net changes in the fiscal year | 1922 | 1279 | 387369 | 129159 | 519730 |  |
|  Balance at the end of the fiscal year | ¥2345960 | ¥611423 | ¥8290170 | ¥(38512) | ¥11209042 |  |
|  | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
|  | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** |
| **Year ended March 31, 2025** | **Net unrealized<br>gains (losses)<br>on other<br>securities** | **Net deferred<br>gains (losses)<br>on hedges** | **Land<br>revaluation<br>excess** | **Foreign<br>currency<br>translation<br>adjustments** | **Accumulated<br>remeasurements<br>of defined<br>benefit plans** | **Total** |
|  Balance at the beginning of the fiscal year | ¥2406883 | ¥(65073) | ¥34936 | ¥1362647 | ¥290735 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4030129 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cumulative effects of changes in accounting policies | (59330) |  |  |  |  | (59330) |
|  Restated balance | 2347553 | (65073) | 34936 | 1362647 | 290735 | 3970798 |
|  Changes in the fiscal year |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issuance of new stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parent |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cancellation of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in shareholders' interest due to transaction with non-controlling interests |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase due to a decrease in subsidiaries |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes in items other than stockholders' equity in the fiscal year | (416718) | (103531) | (2087) | 49179 | (3247) | (476405) |
|  Net changes in the fiscal year | (416718) | (103531) | (2087) | 49179 | (3247) | (476405) |
|  Balance at the end of the fiscal year | ¥1930834 | ¥(168604) | ¥32849 | ¥1411827 | ¥287487 | ¥3494393 |

---

------

##### [**Table of Contents**](#toc)
(Continued)

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** | | |
| <br>**Year ended March 31, 2025** | **Stock<br>acquisition<br>rights** | **Non-<br>controlling<br>interests** | **Total<br>net assets** | | |
|  Balance at the beginning of the fiscal year | ¥931 | ¥138925 | ¥14799967 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cumulative effects of changes in accounting policies |  |  |  |  |  |
|  Restated balance | 931 | 138925 | 14799967 |  |  |
|  Changes in the fiscal year |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issuance of new stock |  |  | 3844 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  | (412240) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parent |  |  | 1177996 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase of treasury stock |  |  | (251629) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  |  | 181 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cancellation of treasury stock |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in shareholders' interest due to transaction with non-controlling interests |  |  | (642) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase due to a decrease in subsidiaries |  |  | 133 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  | 2087 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes in items other than stockholders' equity in the fiscal year | (164) | (1619) | (478188) |  |  |
|  Net changes in the fiscal year | (164) | (1619) | 41541 |  |  |
|  Balance at the end of the fiscal year | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;767 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;137306 | ¥&nbsp;&nbsp;&nbsp;&nbsp;14841509 |  |  |
| **Year ended March 31, 2026** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| **Year ended March 31, 2026** | **Stockholders' equity** | **Stockholders' equity** | **Stockholders' equity** | **Stockholders' equity** | **Stockholders' equity** |
| **Year ended March 31, 2026** | **Capital<br>stock** | **Capital<br>surplus** | **Retained<br>earnings** | **Treasury<br>stock** | **Total** |
|  Balance at the beginning of the fiscal year | ¥2345960 | ¥611423 | ¥8290170 | ¥(38512) | ¥11209042 |
|  Changes in the fiscal year |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issuance of new stock | 927 | 927 |  |  | 1855 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  | (540292) |  | (540292) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parent |  |  | 1582973 |  | 1582973 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase of treasury stock |  |  |  | (250624) | (250624) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  | (499) |  | 759 | 260 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cancellation of treasury stock |  | (239526) |  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;239526 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in shareholders' interest due to transaction with non-controlling interests |  | (57) |  |  | (57) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Decrease due to a decrease in equity method affiliates |  |  | (224699) |  | (224699) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in equity interest in subsidiaries of equity method affiliates |  | (29383) |  |  | (29383) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  | 2939 |  | 2939 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  | 240025 | (240025) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes in items other than stockholders' equity in the fiscal year |  |  |  |  |  |
|  Net changes in the fiscal year | 927 | (28513) | 580894 | (10339) | 542969 |
|  Balance at the end of the fiscal year | ¥2346888 | ¥582909 | ¥8871065 | ¥(48851) | ¥11752012 |

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##### [**Table of Contents**](#toc)
(Continued)

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** |
| <br>**Year ended March 31, 2026** | **Net unrealized <br>gains (losses)<br>on other<br>securities** | **Net deferred<br>gains (losses)<br>on hedges** | **Land<br>revaluation** <br>**excess** | **Foreign<br>currency<br>translation<br> adjustments** | **Accumulated<br>remeasurements<br>of defined<br>benefit plans** | **Total** |
|  Balance at the beginning of the fiscal year | ¥1930834 | ¥(168604) | ¥32849 | ¥1411827 | ¥287487 | ¥3494393 |
|  Changes in the fiscal year |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issuance of new stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parent |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cancellation of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in shareholders' interest due to transaction with non-controlling interests |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Decrease due to a decrease in equity method affiliates |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in equity interest in subsidiaries of equity method affiliates |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes in items other than stockholders' equity in the fiscal year | 254257 | (132110) | (3715) | 295122 | 125497 | 539051 |
|  Net changes in the fiscal year | 254257 | (132110) | (3715) | 295122 | 125497 | 539051 |
|  Balance at the end of the fiscal year | ¥2185092 | ¥(300715) | ¥29133 | ¥1706949 | ¥412985 | ¥4033445 |
|  | **Millions of yen** | **Millions of yen** | **Millions of yen** |  |  |  |
| **Year ended March 31, 2026** | **Stock<br>acquisition<br>rights** | **Non-<br>controlling<br>interests** | **Total<br>net assets** |  |  |  |
|  Balance at the beginning of the fiscal year | ¥767 | ¥137306 | ¥14841509 |  |  |  |
|  Changes in the fiscal year |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issuance of new stock |  |  | 1855 |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  | (540292) |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parent |  |  | 1582973 |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase of treasury stock |  |  | (250624) |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  |  | 260 |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cancellation of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in shareholders' interest due to transaction with non-controlling interests |  |  | (57) |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Decrease due to a decrease in equity method affiliates |  |  | (224699) |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in equity interest in subsidiaries of equity method affiliates |  |  | (29383) |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  | 2939 |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes in items other than stockholders' equity in the fiscal year | (173) | 9786 | 548665 |  |  |  |
|  Net changes in the fiscal year | (173) | 9786 | 1091635 |  |  |  |
|  Balance at the end of the fiscal year | ¥594 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;147092 | ¥&nbsp;&nbsp;&nbsp;&nbsp;15933144 |  |  |  |

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##### [**Table of Contents**](#toc)
**4. Consolidated statements of cash flows** 

---

| | | |
|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** |
| <br>**Year ended March 31** | **2025** | **2026** |
|  **Cash flows from operating activities:** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Income before income taxes | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1699943 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2251725 |
| &nbsp;&nbsp;&nbsp;&nbsp; Depreciation | 247868 | 264838 |
| &nbsp;&nbsp;&nbsp;&nbsp; Losses on impairment of fixed assets | 7052 | 4496 |
| &nbsp;&nbsp;&nbsp;&nbsp; Amortization of goodwill | 32912 | 26246 |
| &nbsp;&nbsp;&nbsp;&nbsp; Losses related to the sale of part of the US banking subsidiary's business |  | 46112 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net (gains) losses on step acquisitions |  | 1367 |
| &nbsp;&nbsp;&nbsp;&nbsp; Equity in (gains) losses of affiliates | 5504 | (137710) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in reserve for possible loan losses | 111300 | 76329 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in reserve for employee bonuses | 14321 | 13043 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in reserve for executive bonuses | 1038 | 523 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in net defined benefit asset and liability | (76526) | (311682) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in reserve for executive retirement benefits | (172) | (100) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in reserve for point service program | (2966) | 30597 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in reserve for reimbursement of deposits | (3655) | 30232 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in reserve for losses on interest repayment | 120180 | (15384) |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest income | (6928577) | (7224758) |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest expenses | 4590358 | 4505121 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net (gains) losses on securities | (460489) | (378553) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net (gains) losses from money held in trust | 88 | (392) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net exchange (gains) losses | 825 | (816062) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net (gains) losses from disposal of fixed assets | 11753 | (1724) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in trading assets | (595017) | (7716989) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in trading liabilities | (299132) | 6691725 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in loans and bills discounted | (4223203) | (5769364) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in deposits | 6752524 | 12846621 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in negotiable certificates of deposit | 2506958 | (1544982) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in borrowed money (excluding subordinated borrowings) | (3315758) | (2045097) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in deposits with banks | 2299127 | (4141388) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in call loans and bills bought and others | (6829158) | (6548973) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in receivables under securities borrowing transactions | 1005991 | (448302) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in call money and bills sold and others | 7138387 | (2938650) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in commercial paper | 216445 | 690162 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in payables under securities lending transactions | 441046 | (1046408) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in foreign exchanges (assets) | (646936) | 701146 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in foreign exchanges (liabilities) | (1100136) | (341174) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in lease receivables and investment assets | (16993) | 16973 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in short-term bonds (liabilities) | (134800) | 45300 |
| &nbsp;&nbsp;&nbsp;&nbsp; Issuance and redemption of bonds (excluding subordinated bonds) | 121915 | 609074 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net change in due to trust account | (204537) | (85490) |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest received | 6964670 | 7376170 |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest paid | (4588453) | (4386201) |
| &nbsp;&nbsp;&nbsp;&nbsp; Other, net | 478347 | (29421) |
| &nbsp;&nbsp;&nbsp;&nbsp; Subtotal | 5342048 | (9701005) |
| &nbsp;&nbsp;&nbsp;&nbsp; Income taxes paid | (493583) | (582134) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net cash provided by (used in) operating activities | 4848464 | (10283139) |

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##### [**Table of Contents**](#toc)
(continued)

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| | | |
|:---|:---|:---|
| **Year ended March 31** | **Millions of yen** | **Millions of yen** |
| **Year ended March 31** | **2025** | **2026** |
|  **Cash flows from investing activities:** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Purchases of securities | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(48625007) | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(44401975) |
| &nbsp;&nbsp;&nbsp;&nbsp; Proceeds from sale of securities | 18204027 | 15071521 |
| &nbsp;&nbsp;&nbsp;&nbsp; Proceeds from redemption of securities | 26275651 | 32985276 |
| &nbsp;&nbsp;&nbsp;&nbsp; Purchases of money held in trust | (8611) | (8301) |
| &nbsp;&nbsp;&nbsp;&nbsp; Proceeds from sale of money held in trust | 1 | 4064 |
| &nbsp;&nbsp;&nbsp;&nbsp; Purchases of tangible fixed assets | (110930) | (185107) |
| &nbsp;&nbsp;&nbsp;&nbsp; Proceeds from sale of tangible fixed assets | 7005 | 11619 |
| &nbsp;&nbsp;&nbsp;&nbsp; Purchases of intangible fixed assets | (256035) | (292413) |
| &nbsp;&nbsp;&nbsp;&nbsp; Proceeds from purchases of stocks of subsidiaries resulting in change in scope of consolidation |  | 69552 |
| &nbsp;&nbsp;&nbsp;&nbsp; Purchases of stocks of subsidiaries resulting in change in scope of consolidation | (315) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Proceeds from sale of stocks of subsidiaries resulting in change in scope of consolidation | 1272 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net cash provided by (used in) investing activities | (4512943) | 3254237 |
|  **Cash flows from financing activities:** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Proceeds from subordinated borrowings | 33000 | 29000 |
| &nbsp;&nbsp;&nbsp;&nbsp; Repayment of subordinated borrowings | (33000) | (48000) |
| &nbsp;&nbsp;&nbsp;&nbsp; Proceeds from issuance of subordinated bonds and bonds with stock acquisition rights | 626442 | 974775 |
| &nbsp;&nbsp;&nbsp;&nbsp; Redemption of subordinated bonds and bonds with stock acquisition rights | (437067) | (208000) |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividends paid | (412120) | (540071) |
| &nbsp;&nbsp;&nbsp;&nbsp; Proceeds from issuance of common stock to non-controlling stockholders |  | 1410 |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividends paid to non-controlling stockholders | (5956) | (5060) |
| &nbsp;&nbsp;&nbsp;&nbsp; Purchases of treasury stock | (251629) | (250624) |
| &nbsp;&nbsp;&nbsp;&nbsp; Proceeds from disposal of treasury stock | 181 | 260 |
| &nbsp;&nbsp;&nbsp;&nbsp; Proceeds from sale of treasury stock of subsidiaries | 0 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Purchase of stocks of subsidiaries not resulting in change in scope of consolidation |  | (45) |
| &nbsp;&nbsp;&nbsp;&nbsp; Proceeds from sale of stocks of subsidiaries not resulting in change in scope of consolidation |  | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net cash provided by (used in) financing activities | (480149) | (46355) |
|  Effect of exchange rate changes on cash and cash equivalents | (48027) | 319356 |
|  Net change in cash and cash equivalents | (192656) | (6755900) |
|  Cash and cash equivalents at the beginning of the fiscal year | 66380330 | 66187674 |
|  Cash and cash equivalents at the end of the fiscal year | ¥66187674 | ¥59431773 |

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##### [**Table of Contents**](#toc)
**5. Notes to consolidated financial statements** 

**(Note on going concern)** 

Not applicable.

**(Segment information)** 

1. Information on profit and loss amount by reportable segment

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| **Fiscal year ended March 31, 2026** | **Wholesale<br>Business<br>Unit** | **Retail<br>Business<br>Unit** | **Global<br>Business<br>Unit** | **Global<br>Markets<br>Business<br>Unit** | **Head office<br>account and<br>others** | **Total** |
|  Consolidated gross profit | ¥1253400 | ¥1555600 | ¥1550900 | ¥697800 | ¥(213007) | ¥4844693 |
|  General and administrative expenses | (407900) | (1134600) | (1063400) | (228500) | 182886 | (2651514) |
|  Others | 151600 | 6700 | 168300 | 39400 | (228290) | 137710 |
|  Consolidated net business profit | ¥997100 | ¥427700 | ¥655800 | ¥508700 | ¥(258410) | ¥2330890 |

---

---

| | | |
|:---|:---|:---|
| Notes: | 1. | Figures shown in parentheses represent losses. |
|  | 2. | "Others" includes equity in profit and loss of affiliates and cooperated profit and loss based on internal managerial accounting. |
|  | 3. | "Head office account and others" includes profit or loss to be eliminated as inter-segment transactions. |

---

2. Difference between total amount of consolidated net business profit by reportable segment and ordinary profit
on consolidated statements of income (adjustment of difference)

---

| | |
|:---|:---|
| **Fiscal year ended March 31, 2026** | **Millions of yen** |
|  Consolidated net business profit | ¥2330890 |
|  Other ordinary income (excluding equity in gains of affiliates) | 577704 |
|  Other ordinary expenses | (605243) |
|  Ordinary profit on consolidated statements of income | ¥2303350 |

---

Note: Figures shown in parentheses represent losses.

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##### [**Table of Contents**](#toc)
**(Per share data)** 

---

| | |
|:---|:---|
| **As of and for the fiscal year ended March 31, 2026** | **Yen** |
|  Net assets per share | ¥4135.71 |
|  Earnings per share | 411.97 |
|  Earnings per share (diluted) | 411.88 |

---

(Notes)

1. Earnings per share and earnings per share (diluted) are calculated based on the following:

---

| | |
|:---|:---|
| **Year ended March 31, 2026** | **Millions of yen, except number of shares** |
|  Earnings per share |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parents | ¥1582973 |
| &nbsp;&nbsp;&nbsp;&nbsp; Amount not attributable to common stockholders |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parents attributable to common stock | 1582973 |
| &nbsp;&nbsp;&nbsp;&nbsp; Average number of common stock during the fiscal year (in thousands) | 3842443 |
|  Earnings per share (diluted) |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Adjustment for profit attributable to owners of parents | (17) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Adjustment of dilutive shares issued by consolidated subsidiaries and <br>equity method affiliates | (17) |
| &nbsp;&nbsp;&nbsp;&nbsp; Increase in number of common stock (in thousands) | 766 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Stock acquisition rights (in thousands) | 766 |
|  Outline of dilutive shares which were not included in the calculation of "Earnings <br>per share (diluted)" because they do not have dilutive effect: |  |

---

2. Net assets per share is calculated based on the following:

---

| | |
|:---|:---|
| **March 31, 2026** | **Millions of yen, except number of shares** |
|  Net assets | ¥15933144 |
|  Amount excluded from net assets | 147687 |
| &nbsp;&nbsp;&nbsp;&nbsp; Stock acquisition rights | 594 |
| &nbsp;&nbsp;&nbsp;&nbsp; Non-controlling interests | 147092 |
|  Net assets attributable to common stock at the fiscal year-end | 15785457 |
|  Number of common stock at the fiscal year-end used for the calculation of net <br>assets per share (in thousands) | 3816866 |

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##### [**Table of Contents**](#toc)
**(Significant subsequent events)** 

1. Stock split and partial amendments to the Articles of Incorporation to conduct the stock split

At a meeting of the Board of Directors held on May 13, 2026, the Company resolved to implement a stock split and propose partial amendments to the Articles of Incorporation to conduct the stock split at the 24th Ordinary General Meeting of Shareholders scheduled for June 26, 2026.

(1) Purpose of the stock split

By reducing the stock price per investment unit, the Company seeks to develop a more investor-friendly environment and expand the investor base.

(2) Method of the stock split

Each share of common stock owned by shareholders listed or recorded in the final register of shareholders, with a record date of September 30, 2026, will be split into two shares.

(3) Increase in the number of shares due to the stock split

1) Total number of issued shares before the stock split: 3,827,498,140 shares

2) Number of shares to be increased by the stock split: 3,827,498,140 shares

3) Total number of issued shares following the stock split: 7,654,996,280 shares

4) Total number of authorized shares following the stock split: 18,000,564,000 shares

\* The numbers of shares in 1), 2) and 3) above are subject to change prior to the record date.

(4) Schedule for the stock split

1) Public notice of record date (tentative): September 15, 2026

2) Record date: September 30, 2026

3) Effective date: October 1, 2026

(5) Partial amendments to the Articles of Incorporation to conduct the stock split

The Company proposes partial amendments to the Articles of Incorporation, effective on October 1, 2026, to increase the total number of issued shares and the total number of authorized shares for common stocks in accordance with the above split ratio of the common stocks.

---

| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;Existing Articles of Incorporation | Proposed Amendments |
| &nbsp;&nbsp;&nbsp; (Total Number of Authorized Shares)<br> Article 6. The total number of shares the Corporation is authorized to issue shall be nine billion five hundred sixty four thousand (9000564000) shares.<br>(Total Number of Authorized Shares of Each Particular Class of Shares)<br> Article 7. The total number of shares the Corporation is authorized to issue shall consist of nine billion (9000000000) common stocks, one hundred sixty seven thousand (167000) type 5 preferred stocks, one hundred sixty seven thousand (167000) type 7 preferred stocks, one hundred fifteen thousand (115000) type 8 preferred stocks and one hundred fifteen thousand (115000) type 9 preferred stocks. | &nbsp;&nbsp; (Total Number of Authorized Shares)<br> Article 6. The total number of shares the Corporation is authorized to issue shall be eighteen billion five hundred sixty four thousand (18000564000) shares.<br>(Total Number of Authorized Shares of Each Particular Class of Shares)<br> Article 7. The total number of shares the Corporation is authorized to issue shall consist of eighteen billion (18000000000) common stocks, one hundred sixty seven thousand (167000) type 5 preferred stocks, one hundred sixty seven thousand (167000) type 7 preferred stocks, one hundred fifteen thousand (115000) type 8 preferred stocks and one hundred fifteen thousand (115000) type 9 preferred stocks. |

---

(6) Effect on per share data

Assuming that the Company conducts the stock split at the beginning of the fiscal year ended March 31, 2026, per share data are as follows:

---

| | |
|:---|:---|
|  | **Yen** |
|  Net assets per share | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2067.86 |
|  Earnings per share | 205.99 |
|  Earnings per share (diluted) | 205.94 |

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##### [**Table of Contents**](#toc)
2. Repurchase and Cancellation of Own Share

At a meeting of the Board of Directors held on May 13, 2026, the Company resolved to repurchase its own shares pursuant to Article 8 of its Articles of Incorporation and paragraph 1 of Article 459 of the Companies Act, and to cancel the repurchased shares pursuant to Article 178 of the Companies Act.

(1) Reason for the Repurchase of Own Shares

The Company will conduct a flexible repurchase of its own shares in order to enhance shareholder returns and improve capital efficiency.

(2) Outline of the Repurchase

1) Type of shares to be repurchased: Common stock

2) Aggregate number of shares to be repurchased: Up to 40,000,000 shares (Equivalent to 1.0% of the number of shares issued (excluding treasury stock))

3) Aggregate amount to be repurchased: Up to JPY 180,000,000,000

4) Repurchase period: From May 14, 2026 to July 31, 2026

5) Repurchase method: Market purchases based on a discretionary dealing contract regarding the repurchase of its own shares

(3) Outline of the Cancellation

1) Type of shares to be cancelled: Common stock

2) Number of shares to be cancelled: All of the shares repurchased as stated in (2) above

3) Scheduled cancellation date: August 20, 2026

3. Acquisition of the Company's shares for Share-Based Compensation Plan for Employees

The Company has expanded the scope of subsidiary companies covered by the Share-Based Compensation Plan (the "Plan") for employees of Sumitomo Mitsui Banking Corporation, SMBC Nikko Securities Inc., Sumitomo Mitsui Card Company, Limited, and The Japan Research Institute, Limited, consolidated subsidiaries of the Company, to include SMBC Consumer Finance Co., Ltd.

At a meeting of the Board of Directors held on May 13, 2026, the Company resolved on matters related to the acquisition of its own shares by the trustee of the Employee Stock Ownership Plan (the "ESOP") in connection with the Plan.

(1) Outline of the ESOP

1) Name: Stock grant trust for employees

2) Trustor: The Company

3) Trustee: Sumitomo Mitsui Trust Bank, Limited

4) Beneficiary: Employees who meet requirements as beneficiaries

5) Trust administrator: A third party that is independent of the Company and its officers will be appointed

6) Voting rights: The trustee shall exercise the voting rights during the trust period based on the trust administrator's instructions

7) Trust type: Money trust other than a specified cash trust for separate investment

8) Date of trust contract: May 23, 2024

9) Date of additional cash contribution to the trust: May 21, 2026

10) Date to end trust: The end of May 2029 (tentative)

(2) Acquisition of the Company's shares by the trustee of the ESOP

1) Type of share to be acquired: Common stock

2) Cash entrusted for the acquisition of the shares: Up to JPY 6,564,000,000

3) Number of shares: Up to 1,094,000 shares

4) Method of the share acquisition: Acquisition from the stock market

5) Period of the share acquisition: From May 21, 2026 to May 29, 2026 (tentative)