# EDGAR Filing Document

**Accession Number:** 0002086449
**File Stem:** 0000929638-25-003904
**Filing Date:** 2025-10
**Character Count:** 3979
**Document Hash:** 02ee84cafb1b7d2938aeaf9b9c274ec2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000929638-25-003904.hdr.sgml**: 20251015

**ACCESSION NUMBER**: 0000929638-25-003904

**CONFORMED SUBMISSION TYPE**: FWP

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251015

**DATE AS OF CHANGE**: 20251015

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Exeter Select Automobile Receivables Trust 2025-3
- **CENTRAL INDEX KEY:** 0002086449
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-268757-17
- **FILM NUMBER:** 251395696

**BUSINESS ADDRESS:**
- **STREET 1:** 2101 W. JOHN CARPENTER FREEWAY
- **CITY:** IRVING
- **STATE:** TX
- **ZIP:** 75063
- **BUSINESS PHONE:** (214) 572-8276

**MAIL ADDRESS:**
- **STREET 1:** 2101 W. JOHN CARPENTER FREEWAY
- **CITY:** IRVING
- **STATE:** TX
- **ZIP:** 75063
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** EFCAR, LLC
- **CENTRAL INDEX KEY:** 0001654238
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **EIN:** 453969432
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP

**BUSINESS ADDRESS:**
- **STREET 1:** 2101 W. JOHN CARPENTER FREEWAY
- **CITY:** IRVING
- **STATE:** TX
- **ZIP:** 75063
- **BUSINESS PHONE:** (214) 572-8276

**MAIL ADDRESS:**
- **STREET 1:** 2101 W. JOHN CARPENTER FREEWAY
- **CITY:** IRVING
- **STATE:** TX
- **ZIP:** 75063

Free Writing Prospectus

Filed Pursuant to Rule 433

Dated October 15, 2025

Registration Statement Nos. 333-268757 and 333-268757-17

\*\*FULL PX DETAILS\*\* $338.997 Offered Exeter Nearprime Auto ESART 2025-3

Joint Bookrunners: Barclays (Str.) and JP Morgan

Co-Managers: BMO, Citi, Mizuho

Priced - TOE: 4:00 PM ET

-- Capital Structure --

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| CL | SIZE($MM) | OFFRD($MM) | WAL\* | S\*\* | P.WIN. | BNCH | SPRD | YLD(%) | CPN(%) | PX(%) |
| A-1 | 40.000 | 38.000 | 0.18 | A-1+ | 1-4 | I-CRV | +21 | 4.225% | 4.225% | 100.00000% |
| A-2 | 111.420 | 105.849 | 0.97 | AAA | 4-20 | I-CRV | +67 | 4.280% | 4.24% | 99.99791% |
| A-3 | 94.910 | 90.164 | 2.30 | AAA | 20-36 | I-CRV | +72 | 4.225% | 4.18% | 99.98200% |
| B | 25.700 | 24.415 | 3.20 | AA | 36-41 | I-CRV | +95 | 4.469% | 4.42% | 99.97645% |
| C | 41.670 | 39.586 | 3.79 | A | 41-50 | I-CRV | +150 | 5.055% | 5.00% | 99.99129% |
| D | 37.260 | 35.397 | 4.62 | BBB | 50-60 | I-CRV | +200 | 5.605% | 5.54% | 99.99755% |
| E | 5.880 | 5.586 | 4.98 | BB | 60-60 | I-CRV | +400 | 7.627% | 7.50% | 99.96487% |

---

\*WAL Pricing Speed: 1.40% ABS to 5.00% Clean-up call

\*\*Expected Ratings

- TRANSACTION SUMMARY -

Size : $356.840mm ($338.997 Offered)

Exp Ratings : S&P

Exp Settle : 10/22/2025

First Pay : November 17th, 2025

ERISA : A-D = YES; E = NO

Registration : A-D = SEC; E= 144A/RegS

Min Denoms : A-D = 1k x 1k; E = 78k x 1k

BBG Ticker : ESART 2025-3

B&D : Barclays

-Available Information-

\* Preliminary Prospectus, Preliminary Offering Memorandum, Ratings FWP (attached)

\* Intex Deal Name: bcgesart_2025-3 \| Password: X2U4

\* Deal Roadshow Link: https://dealroadshow.com \| Passcode: ESART253

The issuer has filed a registration statement (including a prospectus) with the U.S. Securities and Exchange Commission (SEC) for this offering. Before you invest, you should read the prospectus for this offering in that registration statement, and other documents that the issuer has filed with the SEC, for more complete information about the issuer and this offering. You may get these documents for free by searching the SEC online database (edgar) at www.sec.gov. Alternatively, you may obtain a copy of the prospectus from Barclays Capital Inc. By calling 1-888-603-5847.