# EDGAR Filing Document

**Accession Number:** 0002099845
**File Stem:** 0002099845-25-000002
**Filing Date:** 2025-12
**Character Count:** 10331
**Document Hash:** addf5e28128aca46b9e6c2061e23f0a3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002099845-25-000002.hdr.sgml**: 20251211

**ACCESSION NUMBER**: 0002099845-25-000002

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13D/A

**PUBLIC DOCUMENT COUNT**: 3

**FILED AS OF DATE**: 20251211

**DATE AS OF CHANGE**: 20251211

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CARVER BANCORP INC
- **CENTRAL INDEX KEY:** 0001016178
- **STANDARD INDUSTRIAL CLASSIFICATION:** SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 133904174
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-48913
- **FILM NUMBER:** 251565439

**BUSINESS ADDRESS:**
- **STREET 1:** 75 W 125TH ST
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10027-4512
- **BUSINESS PHONE:** 2128764747

**MAIL ADDRESS:**
- **STREET 1:** 75 W 125TH ST
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10027-4512
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Detyga LLC
- **CENTRAL INDEX KEY:** 0002099845

**ORGANIZATION NAME:**
- **EIN:** 320284293
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A

**BUSINESS ADDRESS:**
- **STREET 1:** 10 TRAILSIDE ROAD
- **CITY:** MEDFIELD
- **STATE:** MA
- **ZIP:** 02052
- **BUSINESS PHONE:** 5087403760

**MAIL ADDRESS:**
- **STREET 1:** 190 WILLIS AVE
- **STREET 2:** C/O MELTZER, LIPPE, GOLD. & BREIT., LLP
- **CITY:** MINEOLA
- **STATE:** NY
- **ZIP:** 11501

## Exhibit 99.1

```

Exhibit 99.1
Joint Filing Agreement

In accordance with Rule 13d-1(k) under the Securities and Exchange Act of 1934,
the persons or entities named below agree to the joint filing on behalf of
each of them of a statement on Schedule 13D (including amendments thereto)
with respect to the Common Stock, par value $0.01 per share of
Carver Bancorp, Inc., a Delaware corporation.,
and further agree that this joint filing agreement
be included as an exhibit to this Schedule 13D.
In evidence thereof, the undersigned, being duly authorized,
have executed this Joint Filing Agreement as of November 24, 2025.

Detyga LLC

/s/ Dennis Etzkorn
Dennis Etzkorn
Authorized Signatory

/s/ Dennis Etzkorn
Dennis Etzkorn

```

## Exhibit 99.2

```

Exhibit 99.2
Schedule of Transactions in Common Shares of the Issuer
Since Most Recent Filing of Schedule 13D

Date(s) of Transaction(s)
12/9-12/10/2025
Quantity Purchased
106,449
Price per Share
$1.63

(1) open-market transactions

```

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13D

### Under the Securities Exchange Act of 1934

**(Amendment No. 1)**

**CARVER BANCORP INC**

*(Name of Issuer)*

**Common Stock, $0.01 par value per share**

*(Title of Class of Securities)*

**146875604**

*(CUSIP Number)*

**Dennis D. Etzkorn**<br>10 Trailside Road<br>Medfield MA 02052<br>(508) 740-3760

*(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)*

**12/11/2025**

*(Date of Event Which Requires Filing of this Statement)*

| **CUSIP No.** | **146875604** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Detyga LLC** | Name of reporting person<br>**Detyga LLC** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**WC** | Source of funds (See Instructions)<br>**WC** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**MASSACHUSETTS** | Citizenship or place of organization<br>**MASSACHUSETTS** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**378449.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**378449.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**0.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**378449.00** | Aggregate amount beneficially owned by each reporting person<br>**378449.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**7.4%** | Percent of class represented by amount in Row (11)<br>**7.4%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**OO** | Type of Reporting Person (See Instructions)<br>**OO** | |

---

| **CUSIP No.** | **146875604** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Dennis D. Etzkorn** | Name of reporting person<br>**Dennis D. Etzkorn** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**WC** | Source of funds (See Instructions)<br>**WC** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**378449.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**378449.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**378449.00** | Aggregate amount beneficially owned by each reporting person<br>**378449.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**7.4%** | Percent of class represented by amount in Row (11)<br>**7.4%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**OO** | Type of Reporting Person (See Instructions)<br>**OO** | |

---

**Item 1. Security and Issuer**

**(a) Title of Class of Securities:**
Common Stock, $0.01 par value per share

**(b) Name of Issuer:**
CARVER BANCORP INC

**(c) Address of Issuer's Principal Executive Offices:**
75 W 125TH ST, 75 W 125TH ST, NEW YORK, NY, 10027-4512

Explanatory Note: This Amendment No. 1 to Schedule 13D ("Amendment No. 1") is being filed jointly by Detyga LLC, a Massachusetts limited liability company ("Detyga") and Dennis D. Etzkorn ("Etzkorn" and together with Detyga, collectively, the "Reporting Persons") to amend and supplement the Statement on Schedule 13D filed by the Reporting Persons with the Securities and Exchange Commission on December 8, 2025 (the "Prior Statement" and as amended by this Amendment No. 1, this "Schedule 13D") with respect to shares of common stock, par value $0.01 per share (the "Common Stock"), of Carver Bancorp, Inc., a Delaware corporation (the "Issuer"). Except as amended and supplemented by this Amendment No. 1, the Prior Statement remains in full force and effect.

**Item 4. Purpose of Transaction**

Item 4 of the Prior Statement is not being amended by this Amendment No. 1.

**Item 5. Interest in Securities of the Issuer**

**(a)**
Item 5(a) of the Prior Statement is hereby amended and restated in its entirety as follows:

The following disclosure assumes that there are a total of 5,095,254 shares of Common Stock outstanding as of August 12, 2025, which amount is derived from the amount reported in the Issuer's Quarterly Report on Form 10-Q for the period ended June 30, 2025. Pursuant to Rule 13d-3 of the rules and regulations promulgated by the Securities Exchange Commission pursuant to the Securities Exchange Act of 1934, as amended, as a result of the relationships described above in Item 2 and as of the close of business on December 10, 2025, each of the Reporting Persons may be deemed to beneficially own 378,449 shares of Common Stock that are held directly by Detyga, representing approximately 7.4% of the Common Stock outstanding.

**(b)**
Item 5(b) of the Prior Statement is hereby amended and restated in its entirety as follows:

Each of the Reporting Persons may be deemed to exercise the shared voting and dispositive authority over 378,449 shares of Common Stock beneficially owned directly by Detyga.

**(c)**
Item 5(c) of the Prior Statement is hereby amended and supplemented to add the following:

Information with respect to the Reporting Person's transactions effected since the Prior Statement are set forth on Exhibit 99.2 hereto.

**Item 6. Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer.**

Item 6 of the Prior Statement is not being amended by this Amendment No. 1.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Detyga LLC

**Signature:** Dennis D. Etzkorn

**Name/Title:** Managing Member

**Date:** 12/11/2025

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Dennis D. Etzkorn

**Signature:** Dennis D. Etzkorn

**Name/Title:** Managing Member

**Date:** 12/11/2025