# EDGAR Filing Document

**Accession Number:** 0000927628
**File Stem:** 0001193125-26-263726
**Filing Date:** 2026-6
**Character Count:** 16811
**Document Hash:** 0cc0367afc676025e2dac858950b9781
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-263726.hdr.sgml**: 20260609

**ACCESSION NUMBER**: 0001193125-26-263726

**CONFORMED SUBMISSION TYPE**: 424B7

**PUBLIC DOCUMENT COUNT**: 12

**FILED AS OF DATE**: 20260609

**DATE AS OF CHANGE**: 20260609

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CAPITAL ONE FINANCIAL CORP
- **CENTRAL INDEX KEY:** 0000927628
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 541719854
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 424B7
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-277813
- **FILM NUMBER:** 261076110

**BUSINESS ADDRESS:**
- **STREET 1:** 1680 CAPITAL ONE DRIVE
- **CITY:** MCLEAN
- **STATE:** VA
- **ZIP:** 22102
- **BUSINESS PHONE:** 7037201000

**MAIL ADDRESS:**
- **STREET 1:** 1680 CAPITAL ONE DRIVE
- **CITY:** MCLEAN
- **STATE:** VA
- **ZIP:** 22102

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** OAKSTONE FINANCIAL CORP
- **DATE OF NAME CHANGE:** 19940728

**Filed Pursuant to Rule 424(b)(7)** 

**Registration No. 333-277813** 

**PROSPECTUS SUPPLEMENT NO. 2** 

(To prospectus dated March 11, 2024 and

prospectus supplement dated April 23, 2026)

![LOGO](g50920g00v01.jpg)

## Capital One Financial Corporation
**10,385,749 Shares** 

**Common Stock** 

This prospectus supplement amends and supplements the information contained in the prospectus supplement, dated April 23, 2026 (the "initial prospectus supplement"), and the accompanying prospectus, dated March 11, 2024 (together with the initial prospectus supplement, the "prospectus"), relating to the offer and sale from time to time by certain selling security holders of up to 10,385,749 shares of our common stock, $0.01 par value per share ("common stock"), issued in connection with our acquisition of Brex Inc. This prospectus supplement amends and supplements the initial prospectus supplement to, among other things, increase the number of shares of our common stock registered for the offer and sale thereunder from 10,345,906 shares to 10,385,749 shares. Accordingly, all references to 10,345,906 shares of our common stock in the initial prospectus supplement are hereby replaced with 10,385,749 shares of our common stock.

This prospectus supplement should be read in conjunction with the prospectus and is qualified by reference thereto, except to the extent that the information herein amends or supersedes the information contained in the prospectus. This amendment is not complete without, and may only be delivered or utilized in connection with, the prospectus, including any future amendments or supplements thereto.

We are not selling any shares of common stock under this prospectus supplement and we will not receive any proceeds from any sale of shares of common stock by the selling security holders. Our common stock is listed on the New York Stock Exchange ("NYSE") under the trading symbol "COF." On June 8, 2026, the last reported sale price of our common stock was $180.39 per share.

**Investing in our common stock involves risks. You should review carefully this prospectus supplement, the prospectus, the risks and uncertainties described in the section titled "Risk Factors" beginning on page S-7 of the initial prospectus supplement, as well as our other filings that are incorporated by reference into the prospectus.** 

**Neither the Securities and Exchange Commission (the "SEC") nor any state securities commission has approved or disapproved of these securities or determined if this prospectus supplement or the prospectus is truthful or complete. Any representation to the contrary is a criminal offense.** 

**The shares of common stock are not savings accounts, deposits or other obligations of a bank and are not insured or guaranteed by the Federal Deposit Insurance Corporation (the "FDIC") or any other governmental agency or instrumentality.** 

**The date of this prospectus supplement is June 9, 2026.** 

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**SELLING SECURITY HOLDERS** 

The following information is provided to amend and supplement the selling security holders table in the initial prospectus supplement to reflect (i) the pledge (or potential pledge) by certain selling security holders of certain of their shares of common stock described in the initial prospectus supplement to Goldman Sachs Bank USA ("Goldman Sachs Bank") and (ii) the addition of certain selling security holders to the "All other selling security holders" line. The information set forth in the table below supersedes and replaces the corresponding rows in the selling security holders table in the initial prospectus supplement.

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Name of Selling Security Holder** | **Shares of Common Stock**<br>**Beneficially Owned Prior to**<br>**this Offering** | **Shares of Common Stock**<br>**Beneficially Owned Prior to**<br>**this Offering** | **Number of**<br>**Shares of**<br>**Common**<br>**Stock Being**<br>**Offered** | **Shares of Common Stock Beneficially**<br>**Owned Upon Completion of this**<br>**Offering** | **Shares of Common Stock Beneficially**<br>**Owned Upon Completion of this**<br>**Offering** |
| **Name of Selling Security Holder** | **Number** | **Percentage (1)** | **Number of**<br>**Shares of**<br>**Common**<br>**Stock Being**<br>**Offered** | **Number (2)** | **Percentage (1)(2)** |
|  Git Capital Holdings LLC (3) (4) | 894866 | \* | 688346 | 206520 | \* |
|  Henrique Vasconcelos Dubugras (5) (6) | 502962 | \* | 502962 |  | \* |
|  Benjamin Gammell (7) (8) | 484328 | \* | 349206 | 135122 | \* |
|  All other selling security holders (9) (10) (11) | 6113951 | \* | 3723303 | 2390648 | \* |

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\* Less than 1%. 

(1) Based on 616,019,481 shares of our common stock outstanding as of June 8, 2026.

(2) Assumes the sale of all shares offered by the selling security holders pursuant to this prospectus supplement.

(3) The sole manager and owner of Git Capital Holdings LLC is Pedro Franceschi, who is an employee of Capital One
and was the co-founder, chief executive officer and a director of Brex prior to its acquisition by Capital One. The address of Git Capital Holdings LLC is PO Box 2652, Menlo Park, CA 94026, USA.

(4) The sole manager and owner of Git Capital Holdings LLC, Pedro Franceschi, may enter into a credit facility with
Goldman Sachs Bank (any such facility, the "Franceschi Credit Facility"), pursuant to which Mr. Franceschi would pledge up to 688,346 shares of our common stock that are being offered subject to this prospectus supplement as
security for Mr. Franceschi's obligations under the Franceschi Credit Facility. Upon a default by Mr. Franceschi under the Franceschi Credit Facility, Goldman Sachs Bank, Goldman Sachs & Co. LLC ("Goldman
Sachs & Co.") and/or any affiliate thereof, may be a selling security holder hereunder and may sell the applicable shares of our common stock offered under this prospectus supplement. Goldman Sachs & Co., an affiliate of
Goldman Sachs Bank and a U.S. registered broker-dealer, may be deemed to be an "underwriter" within the meaning of the Securities Act of 1933, as amended (the "Securities Act"). To our knowledge and based upon information we
received from Goldman Sachs Bank, the shares would be pledged in the ordinary course of business and, as of the date hereof, Goldman Sachs Bank had no agreements or understandings, directly or indirectly, with any person (including any affiliate of
Goldman Sachs Bank who is a registered broker-dealer) to distribute the shares.

(5) Consists of (i) 502,080 shares held by Henrique Vasconcelos Dubugras and (ii) 882 shares held by Ruby Capital
Holdings LLC, of which Henrique Vasconcelos Dubugras is the sole owner. Mr. Dubugras was the chairman, and previously served as co-chief executive officer, of Brex prior to its acquisition by Capital One.
The address of Mr. Dubugras is PO Box 2652, Dept 1650 Menlo Park, CA 94026 USA.

(6) Pursuant to a credit facility (the "Dubugras Credit Facility") by and between Mr. Dubugras and
Goldman Sachs Bank, 502,080 shares of our common stock that are being offered subject to this prospectus supplement have been pledged by Mr. Dubugras to Goldman Sachs Bank as security for Mr. Dubugras' obligations under the Dubugras
Credit Facility. Upon a default by Mr. Dubugras under the Dubugras Credit Facility, Goldman Sachs Bank, Goldman Sachs & Co. and/or any affiliate thereof, may be a selling security holder hereunder and may sell the applicable shares of
our common stock offered under this prospectus supplement. Goldman Sachs & Co., an affiliate of Goldman Sachs Bank and a U.S. registered broker-dealer, may be deemed to be an "underwriter" within the meaning of the Securities
Act. To our knowledge and based upon information we received from Goldman Sachs Bank, the shares were pledged in the ordinary

------

course of business and, at the time of such pledge, Goldman Sachs Bank had no agreements or understandings, directly or indirectly, with any person (including any affiliate of Goldman Sachs Bank who is a registered broker-dealer) to distribute the shares.

(7) Benjamin Gammell is an employee of Capital One and previously served as chief financial officer and president
of Brex prior to its acquisition by Capital One. Mr. Gammell is also a registered representative of Brex Treasury LLC, a registered broker-dealer. Mr. Gammell's address is 2 Belgrave Ave, San Francisco, CA 94117.

(8) Mr. Gammell may enter into a credit facility with Goldman Sachs Bank (any such facility, the "Gammell
Credit Facility"), pursuant to which Mr. Gammell would pledge up to 349,206 shares of our common stock that are being offered subject to this prospectus supplement as security for Mr. Gammell's obligations under the Gammell
Credit Facility. Upon a default by Mr. Gammell under the Gammell Credit Facility, Goldman Sachs Bank, Goldman Sachs & Co. and/or any affiliate thereof, may be a selling security holder hereunder and may sell the applicable shares of our
common stock offered under this prospectus supplement. Goldman Sachs & Co., an affiliate of Goldman Sachs Bank and a U.S. registered broker-dealer, may be deemed to be an "underwriter" within the meaning of the Securities Act. To our
knowledge and based upon information we received from Goldman Sachs Bank, the shares would be pledged in the ordinary course of business and, as of the date hereof, Goldman Sachs Bank had no agreements or understandings, directly or indirectly, with
any person (including any affiliate of Goldman Sachs Bank who is a registered broker-dealer) to distribute the shares.

(9) Selling security holders included in this row who have or had any position (including employment positions),
office or other material relationship with Brex or its subsidiaries, in each case within the past three years, beneficially owned 557,720 shares of our common stock prior to this offering, representing less than 1% of our outstanding shares of
common stock, are offering 405,895 shares of our common stock and will beneficially own 151,825 shares of our common stock upon completion of this offering, representing less than 1% of our outstanding shares of common stock.

(10) Selling security holders included in this row who are or are affiliated with a registered broker-dealer
beneficially owned 570,962 shares of our common stock prior to this offering, representing less than 1% of our outstanding shares of common stock, are offering 419,137 shares of our common stock and will beneficially own 151,825 shares of our common
stock upon completion of this offering, representing less than 1% of our outstanding shares of common stock. The shares being offered herein by such selling security holders were acquired in the ordinary course of business, and at the time of
acquisition, the selling stockholders had no agreements or understandings, directly or indirectly, with any person to distribute the securities.

(11) This row includes additional selling security holders who were made known to us based upon written
representations from such selling security holders. Other than the inclusion of such additional selling security holders, this row does not reflect any other changes, including any shares of our common stock that may have been sold in the offering
since the date of the initial prospectus supplement.

## Ex-Filing

?xml version='1.0' encoding='ASCII'? EX-FILING FEES

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| |
|:---|
| **Calculation of Filing Fee Tables**  |
| &nbsp;&nbsp;&nbsp;&nbsp;**S-3**  |
| &nbsp;&nbsp;&nbsp;&nbsp;**CAPITAL ONE FINANCIAL CORP**  |

---

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| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | | **Security Type**  | **Security Class Title**  | **Fee Calculation or Carry Forward Rule**  | **Amount Registered**  | **Proposed Maximum Offering Price Per Unit**  | **Maximum Aggregate Offering Price**  | **Fee Rate**  | **Amount of Registration Fee**  |
| **Newly Registered Securities** | **Newly Registered Securities** | **Newly Registered Securities** | **Newly Registered Securities** | **Newly Registered Securities** | **Newly Registered Securities** | **Newly Registered Securities** | **Newly Registered Securities** | **Newly Registered Securities** | **Newly Registered Securities** |
| Fees to be Paid | 1 | Equity | Common stock, par value $0.01 per share | 457(r) | 39843 | $180.74 | $7201223.82 | 0.0001381 | $994.49 |
| Fees Previously Paid |  |  |  |  |  |  |  |  |  |
| **Carry Forward Securities** | **Carry Forward Securities** | **Carry Forward Securities** | **Carry Forward Securities** | **Carry Forward Securities** | **Carry Forward Securities** | **Carry Forward Securities** | **Carry Forward Securities** | **Carry Forward Securities** | **Carry Forward Securities** |
| Carry Forward Securities |  |  |  |  |  |  |  |  |  |
|  |  |  | Total Offering Amounts: | Total Offering Amounts: | Total Offering Amounts: |  | $7201223.82  |  | $994.49  |
|  |  |  | Total Fees Previously Paid:  | Total Fees Previously Paid:  | Total Fees Previously Paid:  |  |  |  | $0.00  |
|  |  |  | Total Fee Offsets:  | Total Fee Offsets:  | Total Fee Offsets:  |  |  |  | $0.00  |
|  |  |  | Net Fee Due:  | Net Fee Due:  | Net Fee Due:  |  |  |  | $994.49  |

---

 **Offering Note** <br>

<sup>1</sup> (1) The prospectus supplement no. 2 to which this Exhibit 107 is attached (the "Prospectus Supplement") relates to the offer and sale by the selling security holders referenced in the Prospectus Supplement of up to 39,843 shares of common stock, par value $0.01 per share, of Capital One Financial Corporation ("Capital One" and such shares, the "Capital One common stock") that have not previously been registered. The shares of Capital One common stock being registered hereunder are in addition to the 10,345,906 shares of Capital One common stock registered pursuant to Capital One's prospectus supplement dated April 23, 2026. (2) The Prospectus Supplement also relates to such additional shares of Capital One common stock as may be issued with respect to the shares of common stock being registered hereunder as a result of any stock split, stock dividend, recapitalization, or similar transaction effected without receipt of consideration that increases the number of Capital One's outstanding shares of common stock, pursuant to Rule 416 of the Securities Act of 1933, as amended, or the Securities Act. (3) Proposed Maximum Offering Price Per Unit estimated solely for the purposes of computing the registration fee with respect to 39,843 shares of common stock pursuant to Rule 457(c) under the Securities Act, based on the average of the high and low prices of the common stock on the New York Stock Exchange on June 3, 2026. (4) Calculated in accordance with Rule 457(r) under the Securities Act with respect to the 39,843 shares of Capital One common stock registered pursuant to the Prospectus Supplement that have not previously been registered. Payment of the registration fee at the time of filing of the registrant's registration statement on Form S-3 filed with the Securities and Exchange Commission on March 11, 2024 (File No. 333-277813) was deferred pursuant to Rules 456(b) and 457(r) of the Securities Act, and is paid herewith. This "Newly Registered and Carry Forward Securities" table will be deemed to update the "Calculation of Filing Fee Tables" in such registration statement.

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| |
|:---|
| |
| **Rules 457(b) and 0-11(a)(2)** |
| Fee Offset Claims |
| Fee Offset Sources |
| **Rule 457(p)** |
| Fee Offset Claims |
| Fee Offset Sources |

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The maximum aggregate offering price of the securities to which the prospectus relates is $7,201,223.82. The prospectus is a final prospectus for the related offering.