# EDGAR Filing Document

**Accession Number:** 0001971029
**File Stem:** 0001971029-26-000002
**Filing Date:** 2026-5
**Character Count:** 31224
**Document Hash:** 566e14f2cdcd7e1546ebe9f073892c9b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001971029-26-000002.hdr.sgml**: 20260512

**ACCESSION NUMBER**: 0001971029-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260512

**DATE AS OF CHANGE**: 20260512

**EFFECTIVENESS DATE**: 20260512

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Werba Rubin Papier Wealth Management
- **CENTRAL INDEX KEY:** 0001971029

**ORGANIZATION NAME:**
- **EIN:** 821373076
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23165
- **FILM NUMBER:** 26966497

**BUSINESS ADDRESS:**
- **STREET 1:** 1732 N 1ST STREET
- **STREET 2:** SUITE 220
- **CITY:** SAN JOSE
- **STATE:** CA
- **ZIP:** 95112
- **BUSINESS PHONE:** 4082172000

**MAIL ADDRESS:**
- **STREET 1:** 1732 N 1ST STREET
- **STREET 2:** SUITE 220
- **CITY:** SAN JOSE
- **STATE:** CA
- **ZIP:** 95112

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Werba Rubin Papier Wealth Management<br>**Address:** 1732 N 1ST STREET<br>SUITE 220<br>SAN JOSE, CA 95112

**Form 13F File Number:** 028-23165

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** LEILA SHAVER<br>**Title:** COUNSEL<br>**Phone:** 770-462-2118

**Signature, Place, and Date of Signing:**

LEILA SHAVER  ALPHARETTA, GA  05-12-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 278

**Form 13F Information Table Value Total:** $718130370

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 229237 | 1578 | SH |  | SOLE |  | 1578 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 825166 | 3794 | SH |  | SOLE |  | 3794 | 0 | 0 |
| ABRDN PRECIOUS METALS BASKET | PHYSCL PRECS MET | 003263100 |  | 264214 | 1208 | SH |  | SOLE |  | 1208 | 0 | 0 |
| ABRDN SILVER ETF TRUST | PHYSCL SILVR SHS | 003264108 |  | 493823 | 6896 | SH |  | SOLE |  | 6896 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 309441 | 1273 | SH |  | SOLE |  | 1273 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 299856 | 1474 | SH |  | SOLE |  | 1474 | 0 | 0 |
| AGILENT TECHNOLOGIES INC | COM | 00846U101 |  | 504595 | 4427 | SH |  | SOLE |  | 4427 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 478352 | 2307 | SH |  | SOLE |  | 2307 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4558348 | 15852 | SH |  | SOLE |  | 15852 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 4627658 | 16132 | SH |  | SOLE |  | 16132 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 241263 | 3656 | SH |  | SOLE |  | 3656 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 4062954 | 19508 | SH |  | SOLE |  | 19508 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072232 |  | 3303215 | 37528 | SH |  | SOLE |  | 37528 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS CORE FI | 025072562 |  | 4335492 | 104369 | SH |  | SOLE |  | 104369 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS CR ETF | 02507A200 |  | 1481142 | 29234 | SH |  | SOLE |  | 29234 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 15916939 | 197530 | SH |  | SOLE |  | 197530 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS INTL SML | 025072190 |  | 714533 | 9945 | SH |  | SOLE |  | 9945 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS MODERAT | 025072182 |  | 222896 | 3316 | SH |  | SOLE |  | 3316 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS RESPON U | 025072281 |  | 268469 | 3632 | SH |  | SOLE |  | 3632 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS SHFXDINC | 025072687 |  | 9464636 | 202236 | SH |  | SOLE |  | 202236 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS US SMALL | 025072323 |  | 1318302 | 21161 | SH |  | SOLE |  | 21161 | 0 | 0 |
| AMERICAN CENTY ETF TR | EMERGING MKT VAL | 025072372 |  | 675583 | 11263 | SH |  | SOLE |  | 11263 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 |  | 2689778 | 35945 | SH |  | SOLE |  | 35945 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 70846622 | 835062 | SH |  | SOLE |  | 835062 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 32703536 | 327494 | SH |  | SOLE |  | 327494 | 0 | 0 |
| AMERICAN CENTY ETF TR | REAL ESTATE ETF | 025072356 |  | 1335674 | 30342 | SH |  | SOLE |  | 30342 | 0 | 0 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 81528959 | 733306 | SH |  | SOLE |  | 733306 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 5106683 | 63350 | SH |  | SOLE |  | 63350 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 47812265 | 432808 | SH |  | SOLE |  | 432808 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 364498 | 2781 | SH |  | SOLE |  | 2781 | 0 | 0 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 224930 | 2989 | SH |  | SOLE |  | 2989 | 0 | 0 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 265615 | 1952 | SH |  | SOLE |  | 1952 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 242874 | 690 | SH |  | SOLE |  | 690 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 693766 | 2181 | SH |  | SOLE |  | 2181 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 30428793 | 119898 | SH |  | SOLE |  | 119898 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 494950 | 1448 | SH |  | SOLE |  | 1448 | 0 | 0 |
| ASE TECHNOLOGY HLDG CO LTD | SPONSORED ADS | 00215W100 |  | 218188 | 10064 | SH |  | SOLE |  | 10064 | 0 | 0 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 754214 | 571 | SH |  | SOLE |  | 571 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 804598 | 27754 | SH |  | SOLE |  | 27754 | 0 | 0 |
| AUTODESK INC | COM | 052769106 |  | 215460 | 900 | SH |  | SOLE |  | 900 | 0 | 0 |
| BANCO BILBAO VIZCAYA ARGENTA | SPONSORED ADR | 05946K101 |  | 331004 | 15282 | SH |  | SOLE |  | 15282 | 0 | 0 |
| BANCO SANTANDER SA | ADR | 05964H105 |  | 122468 | 10857 | SH |  | SOLE |  | 10857 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 639832 | 13125 | SH |  | SOLE |  | 13125 | 0 | 0 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 452728 | 3816 | SH |  | SOLE |  | 3816 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 718140 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2845234 | 5937 | SH |  | SOLE |  | 5937 | 0 | 0 |
| BITWISE 10 CRYPTO INDEX ETF | UNIT BENEFICIAL | 091749101 |  | 3905298 | 87549 | SH |  | SOLE |  | 87549 | 0 | 0 |
| BITWISE FUNDS TRUST | CRYPTO INDUSTRY | 09175C103 |  | 211628 | 11221 | SH |  | SOLE |  | 11221 | 0 | 0 |
| BLACKBERRY LTD | COM | 09228F103 |  | 61764 | 19063 | SH |  | SOLE |  | 19063 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 207801 | 216 | SH |  | SOLE |  | 216 | 0 | 0 |
| BLACKSTONE SECD LENDING FD | COMMON STOCK | 09261X102 |  | 294396 | 12427 | SH |  | SOLE |  | 12427 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 371191 | 1865 | SH |  | SOLE |  | 1865 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 209176 | 3449 | SH |  | SOLE |  | 3449 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 1243027 | 4016 | SH |  | SOLE |  | 4016 | 0 | 0 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 1126485 | 4054 | SH |  | SOLE |  | 4054 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF T | CORE BOND ETF | 14020Y508 |  | 7482363 | 284934 | SH |  | SOLE |  | 284934 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF T | SHORT DURATION | 14020Y409 |  | 1571668 | 60941 | SH |  | SOLE |  | 60941 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 308711 | 1692 | SH |  | SOLE |  | 1692 | 0 | 0 |
| CASEYS GEN STORES INC | COM | 147528103 |  | 213263 | 293 | SH |  | SOLE |  | 293 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 920015 | 1299 | SH |  | SOLE |  | 1299 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 1055542 | 5102 | SH |  | SOLE |  | 5102 | 0 | 0 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 307365 | 943 | SH |  | SOLE |  | 943 | 0 | 0 |
| CIENA CORP | COM NEW | 171779309 |  | 212362 | 547 | SH |  | SOLE |  | 547 | 0 | 0 |
| CINTAS CORP | COM | 172908105 |  | 402649 | 2381 | SH |  | SOLE |  | 2381 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 898639 | 11582 | SH |  | SOLE |  | 11582 | 0 | 0 |
| CITIGROUP INC | COM NEW | 172967424 |  | 544533 | 4801 | SH |  | SOLE |  | 4801 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 684321 | 8998 | SH |  | SOLE |  | 8998 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 249260 | 2925 | SH |  | SOLE |  | 2925 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 361655 | 12597 | SH |  | SOLE |  | 12597 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 650308 | 4927 | SH |  | SOLE |  | 4927 | 0 | 0 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 257654 | 2276 | SH |  | SOLE |  | 2276 | 0 | 0 |
| CORNING INC | COM | 219350105 |  | 282433 | 2077 | SH |  | SOLE |  | 2077 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 2535568 | 2545 | SH |  | SOLE |  | 2545 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 200066 | 4874 | SH |  | SOLE |  | 4874 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 353020 | 656 | SH |  | SOLE |  | 656 | 0 | 0 |
| DANAHER CORP DEL | COM | 235851102 |  | 339958 | 1793 | SH |  | SOLE |  | 1793 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 541277 | 961 | SH |  | SOLE |  | 961 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 1536041 | 36382 | SH |  | SOLE |  | 36382 | 0 | 0 |
| DIMENSIONAL ETF TRUST | DIMENSIONAL INTE | 25434V575 |  | 506386 | 9655 | SH |  | SOLE |  | 9655 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 939627 | 27196 | SH |  | SOLE |  | 27196 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 1730696 | 51113 | SH |  | SOLE |  | 51113 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 316083 | 5854 | SH |  | SOLE |  | 5854 | 0 | 0 |
| DIMENSIONAL ETF TRUST | GLOBAL CR ETF | 25434V567 |  | 935926 | 17289 | SH |  | SOLE |  | 17289 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 12666807 | 239993 | SH |  | SOLE |  | 239993 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 8580760 | 220245 | SH |  | SOLE |  | 220245 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 1352277 | 38060 | SH |  | SOLE |  | 38060 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 838301 | 24898 | SH |  | SOLE |  | 24898 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 1687267 | 42781 | SH |  | SOLE |  | 42781 | 0 | 0 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 12422650 | 259454 | SH |  | SOLE |  | 259454 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 2006957 | 44480 | SH |  | SOLE |  | 44480 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 1 | 25434V625 |  | 1264456 | 17542 | SH |  | SOLE |  | 17542 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 5391850 | 138751 | SH |  | SOLE |  | 138751 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 4051452 | 57135 | SH |  | SOLE |  | 57135 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 437288 | 11896 | SH |  | SOLE |  | 11896 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 8963692 | 184971 | SH |  | SOLE |  | 184971 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 946020 | 13300 | SH |  | SOLE |  | 13300 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 437176 | 12476 | SH |  | SOLE |  | 12476 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 2879545 | 46110 | SH |  | SOLE |  | 46110 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 458486 | 4757 | SH |  | SOLE |  | 4757 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 279616 | 2135 | SH |  | SOLE |  | 2135 | 0 | 0 |
| ELANCO ANIMAL HEALTH INC | COM | 28414H103 |  | 221137 | 9241 | SH |  | SOLE |  | 9241 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 1170117 | 1272 | SH |  | SOLE |  | 1272 | 0 | 0 |
| ENEL CHILE SA | SPONSORED ADR | 29278D105 |  | 68316 | 17339 | SH |  | SOLE |  | 17339 | 0 | 0 |
| EXELON CORP | COM | 30161N101 |  | 252489 | 5151 | SH |  | SOLE |  | 5151 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2596680 | 15305 | SH |  | SOLE |  | 15305 | 0 | 0 |
| FASTENAL CO | COM | 311900104 |  | 254474 | 5484 | SH |  | SOLE |  | 5484 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 251032 | 705 | SH |  | SOLE |  | 705 | 0 | 0 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 247572 | 4194 | SH |  | SOLE |  | 4194 | 0 | 0 |
| FORD MTR CO | COM | 345370860 |  | 171602 | 14870 | SH |  | SOLE |  | 14870 | 0 | 0 |
| GARMIN LTD | SHS | H2906T109 |  | 252435 | 1088 | SH |  | SOLE |  | 1088 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 714558 | 2518 | SH |  | SOLE |  | 2518 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 499305 | 572 | SH |  | SOLE |  | 572 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 1189772 | 8537 | SH |  | SOLE |  | 8537 | 0 | 0 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 466690 | 9185 | SH |  | SOLE |  | 9185 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 555692 | 657 | SH |  | SOLE |  | 657 | 0 | 0 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 323442 | 10785 | SH |  | SOLE |  | 10785 | 0 | 0 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 222906 | 471 | SH |  | SOLE |  | 471 | 0 | 0 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 656486 | 27572 | SH |  | SOLE |  | 27572 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 576460 | 1753 | SH |  | SOLE |  | 1753 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 206388 | 913 | SH |  | SOLE |  | 913 | 0 | 0 |
| HOWMET AEROSPACE INC | COM | 443201108 |  | 399849 | 1735 | SH |  | SOLE |  | 1735 | 0 | 0 |
| HP INC | COM | 40434L105 |  | 286800 | 14930 | SH |  | SOLE |  | 14930 | 0 | 0 |
| HSBC HLDGS PLC | SPON ADR NEW | 404280406 |  | 404313 | 4901 | SH |  | SOLE |  | 4901 | 0 | 0 |
| ING GROEP N.V. | SPONSORED ADR | 456837103 |  | 271409 | 10419 | SH |  | SOLE |  | 10419 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 454027 | 10288 | SH |  | SOLE |  | 10288 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 222710 | 1416 | SH |  | SOLE |  | 1416 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 305475 | 1260 | SH |  | SOLE |  | 1260 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 228729 | 529 | SH |  | SOLE |  | 529 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 345743 | 750 | SH |  | SOLE |  | 750 | 0 | 0 |
| INVESCO ACTIVELY MANAGED EXC | ULTRA SHRT DUR | 46090A887 |  | 291197 | 5810 | SH |  | SOLE |  | 5810 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 932746 | 3925 | SH |  | SOLE |  | 3925 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 26 | 46138J635 |  | 1440298 | 62149 | SH |  | SOLE |  | 62149 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 1008815 | 11443 | SH |  | SOLE |  | 11443 | 0 | 0 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 4197718 | 53365 | SH |  | SOLE |  | 53365 | 0 | 0 |
| ISHARES INC | MSCI GBL ETF NEW | 46434G848 |  | 239093 | 4225 | SH |  | SOLE |  | 4225 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 307393 | 3546 | SH |  | SOLE |  | 3546 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 16468514 | 172554 | SH |  | SOLE |  | 172554 | 0 | 0 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 208748 | 3671 | SH |  | SOLE |  | 3671 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 289434 | 2328 | SH |  | SOLE |  | 2328 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2054518 | 3145 | SH |  | SOLE |  | 3145 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 222810 | 2842 | SH |  | SOLE |  | 2842 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 1502528 | 15714 | SH |  | SOLE |  | 15714 | 0 | 0 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 311125 | 6617 | SH |  | SOLE |  | 6617 | 0 | 0 |
| ISHARES TR | IBONDS 2026 TERM | 46436E528 |  | 1070342 | 46638 | SH |  | SOLE |  | 46638 | 0 | 0 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 335361 | 1986 | SH |  | SOLE |  | 1986 | 0 | 0 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 1172582 | 3568 | SH |  | SOLE |  | 3568 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 378418 | 3896 | SH |  | SOLE |  | 3896 | 0 | 0 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 380589 | 8125 | SH |  | SOLE |  | 8125 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 302418 | 848 | SH |  | SOLE |  | 848 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 378189 | 887 | SH |  | SOLE |  | 887 | 0 | 0 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 524881 | 4097 | SH |  | SOLE |  | 4097 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 529390 | 5445 | SH |  | SOLE |  | 5445 | 0 | 0 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 1246937 | 5011 | SH |  | SOLE |  | 5011 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 254767 | 1027 | SH |  | SOLE |  | 1027 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 260227 | 2358 | SH |  | SOLE |  | 2358 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 259946 | 1433 | SH |  | SOLE |  | 1433 | 0 | 0 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 268188 | 1226 | SH |  | SOLE |  | 1226 | 0 | 0 |
| ISHARES TR | US INFRASTRUC | 46435U713 |  | 859570 | 15027 | SH |  | SOLE |  | 15027 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1024098 | 4190 | SH |  | SOLE |  | 4190 | 0 | 0 |
| JOHNSON CONTROLS INTERNATION | SHS | G51502105 |  | 270698 | 2067 | SH |  | SOLE |  | 2067 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1986844 | 6754 | SH |  | SOLE |  | 6754 | 0 | 0 |
| KEYSIGHT TECHNOLOGIES INC | COM | 49338L103 |  | 839486 | 2973 | SH |  | SOLE |  | 2973 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 254745 | 7598 | SH |  | SOLE |  | 7598 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 |  | 474150 | 322 | SH |  | SOLE |  | 322 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 368300 | 1067 | SH |  | SOLE |  | 1067 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 2647048 | 12389 | SH |  | SOLE |  | 12389 | 0 | 0 |
| LINDE PLC | SHS | G54950103 |  | 204772 | 413 | SH |  | SOLE |  | 413 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 803348 | 1329 | SH |  | SOLE |  | 1329 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 410276 | 1680 | SH |  | SOLE |  | 1680 | 0 | 0 |
| MARQETA INC | CLASS A COM | 57142B104 |  | 2011921 | 493118 | SH |  | SOLE |  | 493118 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 210060 | 642 | SH |  | SOLE |  | 642 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 994342 | 1990 | SH |  | SOLE |  | 1990 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 340299 | 1095 | SH |  | SOLE |  | 1095 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 615489 | 5117 | SH |  | SOLE |  | 5117 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 3508052 | 6132 | SH |  | SOLE |  | 6132 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 238573 | 706 | SH |  | SOLE |  | 706 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 5000129 | 13508 | SH |  | SOLE |  | 13508 | 0 | 0 |
| MIZUHO FINANCIAL GROUP INC | SPONSORED ADR | 60687Y109 |  | 293409 | 36953 | SH |  | SOLE |  | 36953 | 0 | 0 |
| MONSTER BEVERAGE CORP NEW | COM | 61174X109 |  | 237596 | 3279 | SH |  | SOLE |  | 3279 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 469843 | 2855 | SH |  | SOLE |  | 2855 | 0 | 0 |
| NETFLIX INC. | COM | 64110L106 |  | 882668 | 9180 | SH |  | SOLE |  | 9180 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 208439 | 2244 | SH |  | SOLE |  | 2244 | 0 | 0 |
| NOMURA HLDGS INC | SPONSORED ADR | 65535H208 |  | 163963 | 20781 | SH |  | SOLE |  | 20781 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 443307 | 650 | SH |  | SOLE |  | 650 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 23345595 | 133862 | SH |  | SOLE |  | 133862 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 911541 | 6196 | SH |  | SOLE |  | 6196 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 621105 | 4246 | SH |  | SOLE |  | 4246 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 389327 | 2507 | SH |  | SOLE |  | 2507 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 270488 | 9633 | SH |  | SOLE |  | 9633 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 303319 | 1835 | SH |  | SOLE |  | 1835 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 429983 | 2360 | SH |  | SOLE |  | 2360 | 0 | 0 |
| PORCH GROUP INC | COM | 733245104 |  | 385094 | 53709 | SH |  | SOLE |  | 53709 | 0 | 0 |
| PROCEPT BIOROBOTICS CORP | COM | 74276L105 |  | 5252100 | 210000 | SH |  | SOLE |  | 210000 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 484755 | 3356 | SH |  | SOLE |  | 3356 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 239753 | 1814 | SH |  | SOLE |  | 1814 | 0 | 0 |
| PROSHARES TR | LARGE CAP CRE | 74347R248 |  | 259176 | 3464 | SH |  | SOLE |  | 3464 | 0 | 0 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 |  | 639035 | 2359 | SH |  | SOLE |  | 2359 | 0 | 0 |
| PUTNAM ETF TRUST | FRANKLIN CALIF | 746729839 |  | 998110 | 137103 | SH |  | SOLE |  | 137103 | 0 | 0 |
| REALTY INCOME CORP | COM | 756109104 |  | 405301 | 6625 | SH |  | SOLE |  | 6625 | 0 | 0 |
| RECURSION PHARMACEUTICALS IN | CL A | 75629V104 |  | 114066 | 37155 | SH |  | SOLE |  | 37155 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 876699 | 4697 | SH |  | SOLE |  | 4697 | 0 | 0 |
| SANDISK CORP | COM | 80004C200 |  | 585148 | 921 | SH |  | SOLE |  | 921 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 368338 | 3919 | SH |  | SOLE |  | 3919 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 447409 | 9144 | SH |  | SOLE |  | 9144 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US B | 808524789 |  | 561762 | 20653 | SH |  | SOLE |  | 20653 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 589026 | 18163 | SH |  | SOLE |  | 18163 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 218381 | 8823 | SH |  | SOLE |  | 8823 | 0 | 0 |
| SCHWAB STRATEGIC TR | LONG TERM US | 808524680 |  | 15045296 | 478692 | SH |  | SOLE |  | 478692 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 2491807 | 85541 | SH |  | SOLE |  | 85541 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 5971597 | 195790 | SH |  | SOLE |  | 195790 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 349261 | 2628 | SH |  | SOLE |  | 2628 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 958619 | 9169 | SH |  | SOLE |  | 9169 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 |  | 314900 | 3386 | SH |  | SOLE |  | 3386 | 0 | 0 |
| SILVACO GROUP INC | COM | 82728C102 |  | 892646 | 126080 | SH |  | SOLE |  | 126080 | 0 | 0 |
| SNAP ON INC | COM | 833034101 |  | 229564 | 632 | SH |  | SOLE |  | 632 | 0 | 0 |
| SNOWFLAKE INC | COM SHS | 833445109 |  | 867617 | 5753 | SH |  | SOLE |  | 5753 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 3062804 | 7118 | SH |  | SOLE |  | 7118 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X871 |  | 727938 | 17237 | SH |  | SOLE |  | 17237 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A664 |  | 304843 | 11591 | SH |  | SOLE |  | 11591 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 1030803 | 11248 | SH |  | SOLE |  | 11248 | 0 | 0 |
| SPINNAKER ETF SERIES | SELECT STOXX EUR | 84858T772 |  | 419052 | 10286 | SH |  | SOLE |  | 10286 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 611808 | 6829 | SH |  | SOLE |  | 6829 | 0 | 0 |
| STATE STR CORP | COM | 857477103 |  | 260984 | 2062 | SH |  | SOLE |  | 2062 | 0 | 0 |
| STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 202934 | 438 | SH |  | SOLE |  | 438 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 2990043 | 4598 | SH |  | SOLE |  | 4598 | 0 | 0 |
| SUMITOMO MITSUI FIN GRP INC | SPONSORED ADR | 86562M209 |  | 216258 | 10950 | SH |  | SOLE |  | 10950 | 0 | 0 |
| SYSCO CORP | COM | 871829107 |  | 257510 | 3610 | SH |  | SOLE |  | 3610 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 621180 | 1838 | SH |  | SOLE |  | 1838 | 0 | 0 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 |  | 215102 | 1029 | SH |  | SOLE |  | 1029 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 2048867 | 5511 | SH |  | SOLE |  | 5511 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 316901 | 1632 | SH |  | SOLE |  | 1632 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 450903 | 2823 | SH |  | SOLE |  | 2823 | 0 | 0 |
| TWILIO INC | CL A | 90138F102 |  | 239561 | 1904 | SH |  | SOLE |  | 1904 | 0 | 0 |
| TYSON FOODS INC | CL A | 902494103 |  | 218415 | 3409 | SH |  | SOLE |  | 3409 | 0 | 0 |
| UBS GROUP AG | SHS | H42097107 |  | 329829 | 8442 | SH |  | SOLE |  | 8442 | 0 | 0 |
| ULTA BEAUTY INC | COM | 90384S303 |  | 262400 | 502 | SH |  | SOLE |  | 502 | 0 | 0 |
| UNITED RENTALS INC | COM | 911363109 |  | 239706 | 329 | SH |  | SOLE |  | 329 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 347714 | 1285 | SH |  | SOLE |  | 1285 | 0 | 0 |
| US FOODS HLDG CORP | COM | 912008109 |  | 244264 | 2649 | SH |  | SOLE |  | 2649 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 207099 | 838 | SH |  | SOLE |  | 838 | 0 | 0 |
| VALVOLINE INC | COM | 92047W101 |  | 218482 | 6487 | SH |  | SOLE |  | 6487 | 0 | 0 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 945221 | 10300 | SH |  | SOLE |  | 10300 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 1868518 | 24210 | SH |  | SOLE |  | 24210 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 29930473 | 406443 | SH |  | SOLE |  | 406443 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 19872023 | 45496 | SH |  | SOLE |  | 45496 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 395134 | 1322 | SH |  | SOLE |  | 1322 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 2712516 | 10540 | SH |  | SOLE |  | 10540 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 3097849 | 16811 | SH |  | SOLE |  | 16811 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 847823 | 9558 | SH |  | SOLE |  | 9558 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 6237260 | 10438 | SH |  | SOLE |  | 10438 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 3661365 | 16853 | SH |  | SOLE |  | 16853 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 692048 | 2642 | SH |  | SOLE |  | 2642 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 2026518 | 6705 | SH |  | SOLE |  | 6705 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3201009 | 9978 | SH |  | SOLE |  | 9978 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 22317689 | 113750 | SH |  | SOLE |  | 113750 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 290600 | 3870 | SH |  | SOLE |  | 3870 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 4040395 | 74753 | SH |  | SOLE |  | 74753 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 299398 | 3632 | SH |  | SOLE |  | 3632 | 0 | 0 |
| VANGUARD MALVERN FDS | SHORT DURATION B | 922020730 |  | 5085265 | 66692 | SH |  | SOLE |  | 66692 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 657532 | 7946 | SH |  | SOLE |  | 7946 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 923326 | 16680 | SH |  | SOLE |  | 16680 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 322672 | 5512 | SH |  | SOLE |  | 5512 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1345911 | 17454 | SH |  | SOLE |  | 17454 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 524822 | 8190 | SH |  | SOLE |  | 8190 | 0 | 0 |
| VANGUARD WELLINGTON FD | US VALUE FACTR | 921935805 |  | 278104 | 2066 | SH |  | SOLE |  | 2066 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 383875 | 2592 | SH |  | SOLE |  | 2592 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 5876496 | 66431 | SH |  | SOLE |  | 66431 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 879485 | 3229 | SH |  | SOLE |  | 3229 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 548748 | 786 | SH |  | SOLE |  | 786 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 448178 | 8928 | SH |  | SOLE |  | 8928 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 2142455 | 7089 | SH |  | SOLE |  | 7089 | 0 | 0 |
| WABTEC | COM | 929740108 |  | 249415 | 998 | SH |  | SOLE |  | 998 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 991414 | 7977 | SH |  | SOLE |  | 7977 | 0 | 0 |
| WELLS FARGO  CO | COM | 949746101 |  | 341812 | 4294 | SH |  | SOLE |  | 4294 | 0 | 0 |
| WESTERN DIGITAL CORP | COM | 958102105 |  | 617002 | 2281 | SH |  | SOLE |  | 2281 | 0 | 0 |
| WHEATON PRECIOUS METALS CORP | COM | 962879102 |  | 220884 | 1686 | SH |  | SOLE |  | 1686 | 0 | 0 |
| WILLIAMS COS INC | COM | 969457100 |  | 250421 | 3441 | SH |  | SOLE |  | 3441 | 0 | 0 |
| WW GRAINGER INC | COM | 384802104 |  | 259613 | 238 | SH |  | SOLE |  | 238 | 0 | 0 |

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