# EDGAR Filing Document

**Accession Number:** 0001774343
**File Stem:** 0001986152-26-000075
**Filing Date:** 2026-5
**Character Count:** 14055
**Document Hash:** fd7b10bd93b2b7bf53fbaf103b9c7410
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001986152-26-000075.hdr.sgml**: 20260508

**ACCESSION NUMBER**: 0001986152-26-000075

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260508

**DATE AS OF CHANGE**: 20260508

**EFFECTIVENESS DATE**: 20260508

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Financial Strategies Group, Inc.
- **CENTRAL INDEX KEY:** 0001774343

**ORGANIZATION NAME:**
- **EIN:** 822226358
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19935
- **FILM NUMBER:** 26957675

**BUSINESS ADDRESS:**
- **STREET 1:** 2270 JOLLY OAK RD., SUITE 2
- **CITY:** OKEMOS
- **STATE:** MI
- **ZIP:** 48864
- **BUSINESS PHONE:** (517) 347-4337

**MAIL ADDRESS:**
- **STREET 1:** 2270 JOLLY OAK RD., SUITE 2
- **CITY:** OKEMOS
- **STATE:** MI
- **ZIP:** 48864

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Financial Strategies Group Inc.<br>**Address:** 2270 JOLLY OAK RD. SUITE 2<br>OKEMOS, MI 48864

**Form 13F File Number:** 028-19935

**CRD Number (if applicable):** 000122030

**SEC File Number (if applicable):** 801-67302

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lindsay Marie Rider<br>**Title:** Compliance Consultant<br>**Phone:** 7209844071

**Signature, Place, and Date of Signing:**

Lindsay Marie Rider  Thornton, CO  05-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 101

**Form 13F Information Table Value Total:** $597755696

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHA METALLURGICAL RESOUR I | COM | 020764106 |  | 1148783 | 5893 | SH |  | SOLE | 0 | 0 | 0 | 5893 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 570598 | 1629 | SH |  | SOLE | 0 | 0 | 0 | 1629 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 15394288 | 44170 | SH |  | SOLE | 0 | 0 | 0 | 44170 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 203940 | 3090 | SH |  | SOLE | 0 | 0 | 0 | 3090 |
| AMAZON COM INC | COM | 023135106 |  | 15136261 | 57967 | SH |  | SOLE | 0 | 0 | 0 | 57967 |
| APPLE INC | COM | 037833100 |  | 8180205 | 30568 | SH |  | SOLE | 0 | 0 | 0 | 30568 |
| ASBURY AUTOMOTIVE GROUP INC | COM | 043436104 |  | 1035812 | 5178 | SH |  | SOLE | 0 | 0 | 0 | 5178 |
| AUTONATION INC | COM | 05329W102 |  | 837392 | 4105 | SH |  | SOLE | 0 | 0 | 0 | 4105 |
| BERKLEY W R CORP | COM | 084423102 |  | 9916277 | 149793 | SH |  | SOLE | 0 | 0 | 0 | 149793 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 13150849 | 27814 | SH |  | SOLE | 0 | 0 | 0 | 27814 |
| BJS WHSL CLUB HLDGS INC | COM | 05550J101 |  | 1048822 | 11291 | SH |  | SOLE | 0 | 0 | 0 | 11291 |
| BROADCOM INC | COM | 11135F101 |  | 203663 | 487 | SH |  | SOLE | 0 | 0 | 0 | 487 |
| CAPITAL GRP FIXED INCM ETF T | US MULTI-SECTOR | 14020Y300 |  | 253929 | 9187 | SH |  | SOLE | 0 | 0 | 0 | 9187 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 10404614 | 53602 | SH |  | SOLE | 0 | 0 | 0 | 53602 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 10787331 | 33233 | SH |  | SOLE | 0 | 0 | 0 | 33233 |
| CMS ENERGY CORP | COM | 125896100 |  | 273023 | 3590 | SH |  | SOLE | 0 | 0 | 0 | 3590 |
| COCA COLA CO | COM | 191216100 |  | 342261 | 4537 | SH |  | SOLE | 0 | 0 | 0 | 4537 |
| CONCENTRA GROUP HOLDINGS PAR | COMMON STOCK | 20603L102 |  | 308947 | 13628 | SH |  | SOLE | 0 | 0 | 0 | 13628 |
| CORE NATURAL RESOURCES INC | COM SHS | 218937100 |  | 1604483 | 18237 | SH |  | SOLE | 0 | 0 | 0 | 18237 |
| CSX CORP | COM | 126408103 |  | 1000211 | 22002 | SH |  | SOLE | 0 | 0 | 0 | 22002 |
| DAVITA INC | COM | 23918K108 |  | 1104835 | 7363 | SH |  | SOLE | 0 | 0 | 0 | 7363 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 202325 | 5586 | SH |  | SOLE | 0 | 0 | 0 | 5586 |
| DTE ENERGY CO | COM | 233331107 |  | 214399 | 1463 | SH |  | SOLE | 0 | 0 | 0 | 1463 |
| EAGLE MATLS INC | COM | 26969P108 |  | 670694 | 3195 | SH |  | SOLE | 0 | 0 | 0 | 3195 |
| ENACT HLDGS INC | COM | 29249E109 |  | 941281 | 21427 | SH |  | SOLE | 0 | 0 | 0 | 21427 |
| ENOVA INTL INC | COM | 29357K103 |  | 1452820 | 8369 | SH |  | SOLE | 0 | 0 | 0 | 8369 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 8788505 | 59306 | SH |  | SOLE | 0 | 0 | 0 | 59306 |
| FACTSET RESH SYS INC | COM | 303075105 |  | 11981467 | 53173 | SH |  | SOLE | 0 | 0 | 0 | 53173 |
| FIDELITY COVINGTON TRUST | ENHANCED INTL | 31609A404 |  | 46713200 | 1200853 | SH |  | SOLE | 0 | 0 | 0 | 1200853 |
| FIDELITY COVINGTON TRUST | ENHANCED EMRNGS | 31609A800 |  | 296913 | 7715 | SH |  | SOLE | 0 | 0 | 0 | 7715 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 28501639 | 621357 | SH |  | SOLE | 0 | 0 | 0 | 621357 |
| FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 |  | 970995 | 18957 | SH |  | SOLE | 0 | 0 | 0 | 18957 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST LADDERED | 33740U703 |  | 1382979 | 47484 | SH |  | SOLE | 0 | 0 | 0 | 47484 |
| GRANITESHARES GOLD TR | SHS BEN INT | 38748G101 |  | 213074 | 4625 | SH |  | SOLE | 0 | 0 | 0 | 4625 |
| GROUP 1 AUTOMOTIVE INC | COM | 398905109 |  | 1077100 | 3172 | SH |  | SOLE | 0 | 0 | 0 | 3172 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 9586457 | 21505 | SH |  | SOLE | 0 | 0 | 0 | 21505 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 654025 | 8383 | SH |  | SOLE | 0 | 0 | 0 | 8383 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 640133 | 4089 | SH |  | SOLE | 0 | 0 | 0 | 4089 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 5698593 | 56624 | SH |  | SOLE | 0 | 0 | 0 | 56624 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 322362 | 4004 | SH |  | SOLE | 0 | 0 | 0 | 4004 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 3573056 | 35932 | SH |  | SOLE | 0 | 0 | 0 | 35932 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 2590516 | 24118 | SH |  | SOLE | 0 | 0 | 0 | 24118 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1496442 | 14029 | SH |  | SOLE | 0 | 0 | 0 | 14029 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 850118 | 6587 | SH |  | SOLE | 0 | 0 | 0 | 6587 |
| ISHARES TR | CORE 80/20 AGGRE | 464289859 |  | 243594 | 2584 | SH |  | SOLE | 0 | 0 | 0 | 2584 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 10742646 | 220452 | SH |  | SOLE | 0 | 0 | 0 | 220452 |
| ISHARES TR | CORE S ETF | 464287200 |  | 450143 | 627 | SH |  | SOLE | 0 | 0 | 0 | 627 |
| ISHARES TR | INTERNATIONAL SL | 46434V266 |  | 9807200 | 222638 | SH |  | SOLE | 0 | 0 | 0 | 222638 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 4038952 | 55450 | SH |  | SOLE | 0 | 0 | 0 | 55450 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 740512 | 14652 | SH |  | SOLE | 0 | 0 | 0 | 14652 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 336207 | 1492 | SH |  | SOLE | 0 | 0 | 0 | 1492 |
| JOHNSON CONTROLS INTERNATION | SHS | G51502105 |  | 269554 | 1880 | SH |  | SOLE | 0 | 0 | 0 | 1880 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 11000636 | 35300 | SH |  | SOLE | 0 | 0 | 0 | 35300 |
| KINSALE CAP GROUP INC | COM | 49714P108 |  | 981064 | 2993 | SH |  | SOLE | 0 | 0 | 0 | 2993 |
| LITHIA MTRS INC | COM | 536797103 |  | 1082742 | 3911 | SH |  | SOLE | 0 | 0 | 0 | 3911 |
| MERCK  CO INC | COM | 58933Y105 |  | 304786 | 2765 | SH |  | SOLE | 0 | 0 | 0 | 2765 |
| META PLATFORMS INC | CL A | 30303M102 |  | 404458 | 596 | SH |  | SOLE | 0 | 0 | 0 | 596 |
| MGIC INVT CORP WIS | COM | 552848103 |  | 668852 | 23040 | SH |  | SOLE | 0 | 0 | 0 | 23040 |
| MICROSOFT CORP | COM | 594918104 |  | 7738838 | 18217 | SH |  | SOLE | 0 | 0 | 0 | 18217 |
| NMI HLDGS INC | COM | 629209305 |  | 1150495 | 27663 | SH |  | SOLE | 0 | 0 | 0 | 27663 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 738111 | 3408 | SH |  | SOLE | 0 | 0 | 0 | 3408 |
| PACER FDS TR | SWAN SOS FD OF | 69374H568 |  | 14968526 | 446691 | SH |  | SOLE | 0 | 0 | 0 | 446691 |
| PEPSICO INC | COM | 713448108 |  | 6858570 | 44507 | SH |  | SOLE | 0 | 0 | 0 | 44507 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 370392 | 2302 | SH |  | SOLE | 0 | 0 | 0 | 2302 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 2609119 | 25920 | SH |  | SOLE | 0 | 0 | 0 | 25920 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 6995835 | 47142 | SH |  | SOLE | 0 | 0 | 0 | 47142 |
| PROFESIONALLY MANAGED PORTFO | AKRE FOCUS ETF | 74316P579 |  | 206615 | 3844 | SH |  | SOLE | 0 | 0 | 0 | 3844 |
| PROGRESSIVE CORP | COM | 743315103 |  | 13608142 | 67374 | SH |  | SOLE | 0 | 0 | 0 | 67374 |
| PULTE GROUP INC | COM | 745867101 |  | 8753607 | 68238 | SH |  | SOLE | 0 | 0 | 0 | 68238 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 2264195 | 70756 | SH |  | SOLE | 0 | 0 | 0 | 70756 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 27386189 | 927402 | SH |  | SOLE | 0 | 0 | 0 | 927402 |
| SELECT MED HLDGS CORP | COM | 81619Q105 |  | 587459 | 35712 | SH |  | SOLE | 0 | 0 | 0 | 35712 |
| SELECTIVE INS GROUP INC | COM | 816300107 |  | 1115137 | 13085 | SH |  | SOLE | 0 | 0 | 0 | 13085 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 32249122 | 632460 | SH |  | SOLE | 0 | 0 | 0 | 632460 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 |  | 842089 | 17377 | SH |  | SOLE | 0 | 0 | 0 | 17377 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X756 |  | 3010405 | 41957 | SH |  | SOLE | 0 | 0 | 0 | 41957 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 210724 | 3968 | SH |  | SOLE | 0 | 0 | 0 | 3968 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 |  | 939476 | 19601 | SH |  | SOLE | 0 | 0 | 0 | 19601 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 203520 | 3453 | SH |  | SOLE | 0 | 0 | 0 | 3453 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A300 |  | 19036528 | 184749 | SH |  | SOLE | 0 | 0 | 0 | 184749 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 27450232 | 429850 | SH |  | SOLE | 0 | 0 | 0 | 429850 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A656 |  | 328510 | 12529 | SH |  | SOLE | 0 | 0 | 0 | 12529 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 |  | 50195941 | 1958484 | SH |  | SOLE | 0 | 0 | 0 | 1958484 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A201 |  | 8828651 | 82465 | SH |  | SOLE | 0 | 0 | 0 | 82465 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 |  | 67449109 | 776616 | SH |  | SOLE | 0 | 0 | 0 | 776616 |
| SSGA ACTIVE ETF TR | STATE STREET DOU | 78467V848 |  | 240217 | 6025 | SH |  | SOLE | 0 | 0 | 0 | 6025 |
| SSGA ACTIVE TR | STATE STREET DOU | 78470P200 |  | 226420 | 4795 | SH |  | SOLE | 0 | 0 | 0 | 4795 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 366882 | 513 | SH |  | SOLE | 0 | 0 | 0 | 513 |
| TENET HEALTHCARE CORP | COM NEW | 88033G407 |  | 786250 | 4238 | SH |  | SOLE | 0 | 0 | 0 | 4238 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 |  | 242994 | 1763 | SH |  | SOLE | 0 | 0 | 0 | 1763 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 1446390 | 13047 | SH |  | SOLE | 0 | 0 | 0 | 13047 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 3141250 | 42599 | SH |  | SOLE | 0 | 0 | 0 | 42599 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1021988 | 13345 | SH |  | SOLE | 0 | 0 | 0 | 13345 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 4214709 | 11956 | SH |  | SOLE | 0 | 0 | 0 | 11956 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 215905 | 2586 | SH |  | SOLE | 0 | 0 | 0 | 2586 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 4276021 | 72808 | SH |  | SOLE | 0 | 0 | 0 | 72808 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 2628581 | 52082 | SH |  | SOLE | 0 | 0 | 0 | 52082 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1524183 | 22391 | SH |  | SOLE | 0 | 0 | 0 | 22391 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 6622601 | 140607 | SH |  | SOLE | 0 | 0 | 0 | 140607 |
| WALMART INC | COM | 931142103 |  | 466086 | 3653 | SH |  | SOLE | 0 | 0 | 0 | 3653 |
| WARRIOR MET COAL INC | COM | 93627C101 |  | 1442719 | 16494 | SH |  | SOLE | 0 | 0 | 0 | 16494 |

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