# EDGAR Filing Document

**Accession Number:** 0001089913
**File Stem:** 0000917677-26-000193
**Filing Date:** 2026-5
**Character Count:** 1157810
**Document Hash:** 9956d98505025d4ade0b359e1f52b224
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000917677-26-000193.hdr.sgml**: 20260501

**ACCESSION NUMBER**: 0000917677-26-000193

**CONFORMED SUBMISSION TYPE**: 485BPOS

**PUBLIC DOCUMENT COUNT**: 65

**FILED AS OF DATE**: 20260501

**DATE AS OF CHANGE**: 20260430

**EFFECTIVENESS DATE**: 20260501

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Farmers Variable Life Separate Account A
- **CENTRAL INDEX KEY:** 0001089913

**ORGANIZATION NAME:**
- **EIN:** 910335750
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BPOS
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-09507
- **FILM NUMBER:** 26927987

**BUSINESS ADDRESS:**
- **STREET 1:** 3120 139TH AVE SE
- **STREET 2:** SUITE 300
- **CITY:** BELLEVUE
- **STATE:** WA
- **ZIP:** 98005
- **BUSINESS PHONE:** 206-275-8410

**MAIL ADDRESS:**
- **STREET 1:** 3120 139TH AVE SE
- **STREET 2:** SUITE 300
- **CITY:** BELLEVUE
- **STATE:** WA
- **ZIP:** 98005

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Farmers New World Life Insurance Co Variable Life Separate Account A
- **DATE OF NAME CHANGE:** 20181226

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Farmers New World Life Insurance Co
- **DATE OF NAME CHANGE:** 20181221

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FARMERS VARIABLE LIFE SEPARATE ACCOUNT A
- **DATE OF NAME CHANGE:** 19990702
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Farmers Variable Life Separate Account A
- **CENTRAL INDEX KEY:** 0001089913

**ORGANIZATION NAME:**
- **EIN:** 910335750
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BPOS
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-100287
- **FILM NUMBER:** 26927986

**BUSINESS ADDRESS:**
- **STREET 1:** 3120 139TH AVE SE
- **STREET 2:** SUITE 300
- **CITY:** BELLEVUE
- **STATE:** WA
- **ZIP:** 98005
- **BUSINESS PHONE:** 206-275-8410

**MAIL ADDRESS:**
- **STREET 1:** 3120 139TH AVE SE
- **STREET 2:** SUITE 300
- **CITY:** BELLEVUE
- **STATE:** WA
- **ZIP:** 98005

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Farmers New World Life Insurance Co Variable Life Separate Account A
- **DATE OF NAME CHANGE:** 20181226

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Farmers New World Life Insurance Co
- **DATE OF NAME CHANGE:** 20181221

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FARMERS VARIABLE LIFE SEPARATE ACCOUNT A
- **DATE OF NAME CHANGE:** 19990702

## Series and Classes Contracts Data

### FARMERS VARIABLE LIFE SEPARATE ACCOUNT A (Series ID: S000009837)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000027246 | Farmers LifeAccumulator |  |

#### As filed with the Securities and Exchange Commission on April 30, 2026

#### Registration Nos. 333-100287; 811-09507

### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION

#### WASHINGTON, D.C. 20549

### FORM N-6

### REGISTRATION STATEMENT

#### UNDER

#### THE SECURITIES ACT OF 1933

---

| | |
|:---|:---|
| **Pre-Effective Amendment No.** | ☐ |
| **Post-Effective Amendment No. 27** | ☒ |

---

#### and/or

### REGISTRATION STATEMENT

#### UNDER

#### THE INVESTMENT COMPANY ACT OF 1940

---

| | |
|:---|:---|
| **Amendment No. 59** | ☒ |

---

### FARMERS VARIABLE LIFE SEPARATE ACCOUNT A

#### (Exact Name of Registrant)

#### FARMERS NEW WORLD LIFE INSURANCE COMPANY

#### (Name of Depositor)

#### 12822 SE 32nd Street, Suite 2, Bellevue, Washington 98005

#### (Address of Depositor's Principal Executive Offices)

#### 1-800-238-9671

#### (Depositor's Telephone Number)

#### Tina de Jong

#### Managing Corporate Counsel and Corporate Secretary

#### Farmers New World Life Insurance Company

#### 12822 SE 32nd Street, Suite 2

#### Bellevue, Washington 98005

#### (Name and Address of Agent for Service)

#### Approximate date of proposed public offering: Continuous

#### It is proposed that this filing will become effective (check appropriate box):
☐ immediately upon filing pursuant to paragraph (b) of Rule 485

&nbsp;&nbsp;&nbsp;&nbsp;☒ on May 1, 2026 pursuant to paragraph (b) of Rule 485

☐ 60 days after filing pursuant to paragraph (a)(1) of Rule 485

☐ on (date) pursuant to paragraph (a)(1) of Rule 485

#### If appropriate, check the following box:
<br> ☐ this post-effective amendment designates a new effective date for a previously filed post-effective amendment.

### Prospectus

### May 1, 2026

### Farmers<sup>®</sup> LifeAccumulator

#### A FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICY
ISSUED THROUGH:

#### Farmers Variable Life Separate Account A
BY

#### Farmers New World Life Insurance Company

This prospectus describes the Farmers<sup>®</sup> LifeAccumulator, an individual flexible premium variable life insurance policy, (the "Policy") issued by Farmers New World Life Insurance Company. The Policy provides life insurance, with a life insurance benefit (the Death Benefit Proceeds) payable on the Insured's life if the Insured dies while the Policy is in force. The amount of life insurance may increase or decrease, depending on the number of years the Policy is in force and the investment experience of the Subaccounts of the Farmers Variable Life Separate Account A (the "variable account") in which you invest. You choose one of two death benefit options. **This Policy is currently not being issued.**

This prospectus provides basic information that you should know before investing. You should keep this prospectus for future reference.

You should consider whether this Policy is suitable for you in light of your life insurance needs. **Replacing your existing life insurance with this Policy may not be to your advantage. In addition, it may not be to your advantage to finance the purchase or to maintain this Policy through a loan or through withdrawals from another policy. An investment in this Policy is not a bank deposit, and the Policy is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.**

***An investment in this Policy is not a bank deposit, and the Policy is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.***

**Investing in this Policy involves risk, including possible loss of premiums. Please read the "Policy Risks" section of this prospectus. It describes some of the risks associated with investing in the Policy.**

#### The Securities and Exchange Commission has not approved or disapproved this Policy or determined that this prospectus is accurate or complete.

#### Anyone who tells you otherwise is committing a federal crime.

<u> Not FDIC Insured </u> <u> May Lose Value </u> <u> No Bank Guarantee </u>

#### **Table of Contents**

---

| | |
|:---|:---|
|  **[Glossary](#tx707435_1)** | **4** |
|  **[Key Information](#tx707435_2)** | **7** |
|  **[Overview of the Contract](#tx707435_3)** | **9** |
|  **[Fee Table](#tx707435_4)** | **10** |
|  **[Policy Benefits/Risk Summary](#tx707435_5)** | **13** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Principal Policy Risks](#tx707435_6) | 13 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Risk of Poor Investment Performance](#tx707435_7) | 13 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Risk of Market Timing and Disruptive Trading](#tx707435_8) | 14 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Risk of Lapse](#tx707435_9) | 14 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Tax Risks](#tx707435_10) | 14 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Limits on Cash Withdrawals](#tx707435_11) | 15 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Loan Risks](#tx707435_12) | 15 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Increase in Current Fees and Expenses](#tx707435_13) | 15 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Effects of Surrender Charges](#tx707435_14) | 15 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Portfolio Risks](#tx707435_15) | 16 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Cybersecurity and Business Continuity Risks](#tx707435_16) | 16 |
|  **[Farmers New World Life Insurance Company and the Fixed Account](#tx707435_18)** | **16** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Farmers New World Life Insurance Company](#tx707435_19) | 16 |
| &nbsp;&nbsp;&nbsp;&nbsp; [The Fixed Account](#tx707435_20) | 17 |
|  **[The Variable Account and the Portfolios](#tx707435_21)** | **17** |
| &nbsp;&nbsp;&nbsp;&nbsp; [The Variable Account](#tx707435_22) | 17 |
| &nbsp;&nbsp;&nbsp;&nbsp; [The Portfolios](#tx707435_23) | 18 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Selection of the Portfolios](#tx707435_24) | 18 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Availability of the Portfolios](#tx707435_25) | 19 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Your Right to Vote Portfolio Shares](#tx707435_26) | 20 |
|  **[The Policy](#tx707435_27)** | **20** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Purchasing a Policy](#tx707435_28) | 20 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Tax-Free 'Section 1035' Exchanges](#tx707435_29) | 21 |
| &nbsp;&nbsp;&nbsp;&nbsp; [State Variations](#tx707435_30) | 21 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Other Policies](#tx707435_31) | 21 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Ownership Rights](#tx707435_32) | 21 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Modifying the Policy](#tx707435_33) | 22 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Policy Termination](#tx707435_34) | 22 |
|  **[Premiums](#tx707435_35)** | **22** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Premium Flexibility](#tx707435_36) | 22 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Minimum Premiums](#tx707435_37) | 23 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Allocating Premiums](#tx707435_38) | 24 |
|  **[Your Contract Values](#tx707435_39)** | **25** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Subaccount Value](#tx707435_40) | 25 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Subaccount Unit Value](#tx707435_41) | 25 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Fixed Account Value](#tx707435_42) | 26 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Loan Account Value](#tx707435_43) | 26 |
|  **[Charges and Deductions](#tx707435_44)** | **26** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Premium Deductions](#tx707435_45) | 27 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Monthly Deduction](#tx707435_46) | 27 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Underwriting and Sales Charge per $1,000 of Principal Sum](#tx707435_47) | 29 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Mortality and Expense Risk Charge](#tx707435_48) | 29 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Surrender Charge](#tx707435_49) | 30 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Transfer Charge](#tx707435_50) | 30 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Loan Charges](#tx707435_51) | 30 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Optional Accelerated Benefit Rider for Terminal Illness Charge](#tx707435_52) | 30 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Portfolio Management Fees and Expenses](#tx707435_53) | 31 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Other Charges](#tx707435_54) | 31 |
|  **[Death Benefit](#tx707435_55)** | **31** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Death Benefit Proceeds](#tx707435_56) | 31 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Death Benefit Options](#tx707435_57) | 32 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Changing Death Benefit Options](#tx707435_58) | 33 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Effects of Withdrawals on the Death Benefit](#tx707435_59) | 33 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Changing the Principal Sum](#tx707435_60) | 33 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Payment Options](#tx707435_61) | 34 |
|  **[Supplemental Benefits (Riders)](#tx707435_62)** | **35** |
|  **[Other Benefits Available Under the Policy](#tx707435_63)** | **35** |
|  **[Surrender and Withdrawals](#tx707435_64)** | **40** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Surrender](#tx707435_65) | 40 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Partial Withdrawals](#tx707435_66) | 41 |
| &nbsp;&nbsp;&nbsp;&nbsp; [When We Will Make Payments](#tx707435_67) | 41 |
|  **[Transfers](#tx707435_68)** | **42** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Third Party Transfers](#tx707435_69) | 42 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Telephone Transfers](#tx707435_70) | 42 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Policy and Procedures Regarding Disruptive Trading and Market Timing](#tx707435_71) | 43 |
|  **[Loans](#tx707435_72)** | **46** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Effects of Policy Loans](#tx707435_73) | 46 |
|  **[Policy Lapse and Reinstatement](#tx707435_74)** | **47** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Lapse](#tx707435_75) | 47 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Reinstatement](#tx707435_76) | 47 |
|  **[Federal Tax Considerations](#tx707435_77)** | **48** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Tax Status of the Policy](#tx707435_78) | 48 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Tax Treatment of Policy Benefits](#tx707435_79) | 49 |
|  **[Additional Information](#tx707435_80)** | **53** |
| &nbsp;&nbsp;&nbsp;&nbsp; [Distribution of the Policies](#tx707435_81) | 53 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Legal Proceedings](#tx707435_82) | 54 |
| &nbsp;&nbsp;&nbsp;&nbsp; [Financial Statements](#tx707435_83) | 54 |
|  **[Appendix A—Portfolios Available Under the Policy](#tx707435_84)** | **A-1** |
|  **[Appendix B—Guaranteed Maximum Cost of Insurance Rates](#tx707435_85)** | **B-1** |

---

#### Glossary

#### For your convenience, we are providing a glossary of the special terms we use in this prospectus.
**Accelerated Benefit for Terminal Illness Insured** (as the term is used in the Accelerated Benefit Rider for Terminal Illness). The Primary Proposed Insured named on the application for life insurance under the policy. No other Insured covered under the Policy or its riders is included as an Accelerated Benefit for Terminal Illness Insured. Subject to this definition, the Accelerated Benefit for Terminal Illness Insured is sometimes referred to as the "Insured" in this rider.

**Accumulation Unit** An accounting unit used to calculate variable account value. It is a measure of the net investment results of each of the variable Subaccounts.

**Attained Age** The insured's age on the issue date plus the number of years completed since the policy was issued.

**Beneficiary** The beneficiary is the person or persons named to receive the proceeds at the insured's death. The beneficiary is as named in the application or as changed by the Policy Owner's signed request while the insured is living.

**Benefit Amount** (as the term is used in the Accelerated Benefit Rider for Terminal Illness). The Accelerated Benefit for Terminal Illness amount payable under the rider, as specified in the Benefits section of this rider.

**Benefit Percentage** (as the term is used in the Accelerated Benefit Rider for Terminal Illness). The Benefit Percentage is:

1. The Benefit Amount before any adjustments and deductions, divided by

<br> 2. The current death benefit provided by the Policy excluding any attached riders.

**Business Day/Valuation Day** Each day on which the New York Stock Exchange ("NYSE") is open for business. Farmers New World Life Insurance Company is open to administer the Policy on each day that the NYSE is open for regular trading. When we use the term "Business Day" in the Prospectus, it has the same meaning as the term "Valuation Day" found in the Policy.

**Cash Value** The Contract Value minus the Surrender Charge that would be imposed if you surrendered your Policy.

**Company (we, us, our, Farmers, FNWL)** Farmers New World Life Insurance Company

**Contract Value** The sum of the values you have in the variable account plus the fixed account and the loan account.

**Cumulative Minimum Premiums** The sum of all monthly-mode minimum premiums due since the issue date. The initial minimum premium is specified on the Policy specifications page. The minimum premium will change if you increase or decrease the principal sum or if certain other changes in the Policy occur.

**Death Benefit Proceeds** If the insured dies while the policy is in force, we will pay the proceeds to the beneficiary on receipt of due proof of death. If no beneficiary survives the insured, we will pay the proceeds to the Policy Owner or the Policy Owner's estate. Payment will be made in one sum unless a settlement option with a different method of payment is chosen.

**Diagnosis** (as the term is used in the Accelerated Benefit Rider for Terminal Illness). The definitive establishment, acceptable to us, of a Terminal Illness through the use of clinical and/or laboratory findings and subject to the terms and conditions of the rider. The Diagnosis must be made by a Physician as defined in the rider.

**Family Member** (as the term is used in the Accelerated Benefit Rider for Terminal Illness). Is defined as the Insured's or Policy Owner's spouse and anyone who is related to the Insured, Policy Owner, Insured's spouse or Policy Owner's spouse by the following degree of blood, marriage, adoption, or operation of law: parents, grandparents, brothers, sisters, children, grandchildren, aunts, uncles, nephews and nieces.

**Fixed Account** An option to which you can direct your Contract Value under the Policy. It provides a guarantee of principal and interest. The assets supporting the Fixed Account are held in our general account and are not part of, or dependent on, the investment performance of the variable account.

**Fixed Account Value** The portion of your Contract Value allocated to the Fixed Account.

**Fund(s)** Investment companies that are registered with the SEC. The Policy allows you to invest in the portfolios of the Funds that are listed in Appendix A of the Prospectus.

**General Account** The account containing all of Farmers' assets, other than those held in its separate accounts.

**Home Office** The address of our Home Office is 12822 SE 32nd Street, Suite 2, Bellevue, WA 98005.

**Initial Premium** The amount you must pay before insurance coverage begins under the Policy. The initial premium is shown on your Policy's specification page.

**Insured** The person whose life is insured by the Policy.

**Issue Age** A person's age as of last birthday on the date the policy was issued.

**Issue Date** The effective date for coverage. Policy months, years, and anniversaries are measured from the issue date. The initial premium (times the percent of premium factor) is allocated to the fixed account on the issue date. The first monthly deduction occurs on the issue date. The entire Contract Value remains allocated to the fixed account until the reallocation date.

**Lapse** If the surrender value becomes zero, the policy will enter a 61-day grace period unless cumulative premiums less withdrawals exceed cumulative minimum premiums. If cumulative premiums less withdrawals exceed cumulative minimum premiums, the policy will enter the 61-day grace period when the contract value minus any outstanding policy loan and accrued loan interest is insufficient to pay the entire monthly deduction due. At the end of the grace period the policy will terminate without value unless a premium payment or loan repayment is made and is sufficient to cause either one of the following conditions: 1) The surrender value exceeds zero, after deducting all due and unpaid monthly deductions; or 2) Both of the following occur: a) cumulative premiums less withdrawals exceed cumulative minimum premiums; and b) the contract value minus any outstanding policy loan and accrued loan interest exceeds zero, after deducting all due and unpaid monthly deductions.

**Loan Amount** While the Policy is in force, you may make a loan for all or part of the loan value. You must assign the Policy to us as sole security. An amount equal to the loan will be transferred from the Subaccounts and the fixed account to the loan account. The loan account is part of our general account. The loan will be withdrawn from the Subaccounts and the fixed account on a pro-rata basis.

**Major Organs** (as the term is used in the Accelerated Benefit Rider for Terminal Illness). Human bone marrow or an entire human heart, kidney, lung, pancreas or liver.

**Maturity Date** The Maturity Date of the Policy is the Policy anniversary when Insured's Attained Age is 120. The maturity date is shown on the Policy Specifications page.

**Monthly Deduction** The amount deducted from the Contract Value each month to pay for the insurance coverage. This includes the monthly cost of insurance charge, the monthly administration charge, and the underwriting and sales charge. The monthly deduction for the policy and the riders are separate deductions. The first monthly deduction occurs on the issue date.

**Monthly Due Date** The day of each month on which policy charges are determined and deducted. The monthly due date is shown on the Policy Specifications page.

**NYSE** The New York Stock Exchange

**Percent of Premium Factor** The factor multiplied by all premium payments to determine the amount of premium credited to the contract value. This factor is shown on the Policy Specifications page.

**Physician** (as the term is used in the Accelerated Benefit Rider for Terminal Illness). A licensed Doctor of Medicine (M.D.) or Doctor of Osteopathy (D.O.), practicing within the scope of his or her license issued by the jurisdiction in which such person's services are rendered. Such jurisdiction must be within the United States of America or its territories.

The Physician may not be:

<br> 1. The Insured;

<br> 2. The Policy Owner;

<br> 3. A Family Member;

<br> 4. A person who practices in the same medical group as the Insured, Policy Owner, or a Family Member;

<br> 5. A business partner of the Insured, Policy Owner, or a Family Member;

<br> 6. A person living at the same address as the Insured, Policy Owner, or a Family Member.

**Physician's Statement. \***(As the term is used in the Accelerated Benefit Rider for Terminal Illness). A clear written statement, signed by a Physician, that gives the Diagnosis of the Insured's Terminal Illness as defined in the rider, together with complete information that clearly supports that Diagnosis.

**Portfolio** A series of a Fund with its own objectives and policies, which represents shares of beneficial interest in a separate Portfolio of securities and other assets. Portfolio is sometimes referred to herein as a Fund.

**Premium Class** A classification that affects the cost of insurance rate and the premium required to insure an individual. The premium class on the issue date is shown on the Policy Specifications page.

**Premiums** All payments you make under the Policy other than loan repayments. When we use the term "premium" in the Prospectus, it generally has the same meaning as "net premium" in the Policy, and means a premium multiplied by the percent of premium factor.

**Principal Sum** The amount of initial death benefit shown on the Policy Specifications page. The Policy Owner may increase or decrease the principal sum, subject to certain conditions. The actual death benefit proceeds paid may be more or less than the principal sum.

**Reallocation Date** The date the contract value in the fixed account is allocated to the Subaccounts and to the fixed account based on the premium payment allocation percentages specified in the application. The reallocation date is the record date plus the number of days in your state's right to examine period, plus 10 days.

**Record Date** The date we record your Policy in our books as an in force policy.

**Right to Examine Period** You may cancel the Policy at any time within 10 days after you receive it be delivering or mailing it to our Home Office. This shall void the Policy from the beginning and the parties shall be in the same positions as if no policy had been issued. We will refund the greater of all premiums you paid for the Policy or the contract value on the date we receive the returned policy at our Home Office.

**Service Center** The address of the Service Center is P.O. Box 724208, Atlanta, GA 31139. Infosys McCamish Systems, L.L.C. is the administrator of the Policy. You can call the Service Center toll-free at 1-877-376-8008.

**Subaccount** A division of the variable account. The assets of each Subaccount are invested in a corresponding portfolio of a designated mutual fund.

**Surrender** To cancel the Policy by signed request from the Policy Owner.

**Surrender Charge** The sum of all remaining monthly underwriting and sales charges that you would pay if the Policy stayed in force for five years from the Issue Date (or date of Principal Sum increase), or until the Maturity Date, if earlier.

**Surrender Value** The surrender value of the policy on any date is the cash value; minus any outstanding policy loan plus due but unpaid loan interest to the date of computation.

**Tax Code** The Internal Revenue Code of 1986, as amended.

**Terminal Illness** (as the term is used in the Accelerated Benefit Rider for Terminal Illness). A medical condition that with reasonable medical certainty will result in the Insured's death within 12 months from the date of the Physician's Statement, regardless of any medical treatment the Insured receives, or a condition that requires a Major Organ transplant to prevent the Insured's death within the next 12 months.

**Valuation Period** The interval of time commencing at the close of normal trading on the New York Stock Exchange on one valuation day and ending at the close of normal trading on the New York Stock Exchange on the next succeeding valuation day.

**Variable Account** Farmers Variable Life Separate Account A. It is a separate investment account that is divided into Subaccounts, each of which invests in a corresponding Portfolio of a designated Fund.

**Written Notice** The written notice you must sign and send us to request or exercise your rights as Owner under the Policy. To be complete, it must: (1) be in a form we accept, (2) contain the information and documentation that we determine is necessary, and (3) be received at our Service Center.

**You (your, Owner)** The person entitled to exercise all rights as Owner under the Policy.

#### Key Information

#### Important Information You Should Consider About the Contract

---

| | | | |
|:---|:---|:---|:---|
| FEES AND EXPENSES | FEES AND EXPENSES | FEES AND EXPENSES | FEES AND EXPENSES |
| Charges for Early Withdrawal | &nbsp;&nbsp;&nbsp; There are surrender charges assessed if your Policy is surrendered during the first 5 Policy years, or within 5 years following any increase in Principal Sum. The charge is equal to the sum of all remaining monthly underwriting and sales charges you would pay if the Policy stayed in force for five years from the date of issue (or date of Principal Sum increase), or until the Maturity Date, if earlier. The amount of the charge depends on the age of the insured person and other factors, but the maximum charge is $51.68 per $1000 of Principal Sum. For example, if the Principal Sum is $100,000, the highest possible surrender charge would be $5,168.<br>See "<u>Charges and Deductions</u> – Surrender Charge." | &nbsp;&nbsp;&nbsp; There are surrender charges assessed if your Policy is surrendered during the first 5 Policy years, or within 5 years following any increase in Principal Sum. The charge is equal to the sum of all remaining monthly underwriting and sales charges you would pay if the Policy stayed in force for five years from the date of issue (or date of Principal Sum increase), or until the Maturity Date, if earlier. The amount of the charge depends on the age of the insured person and other factors, but the maximum charge is $51.68 per $1000 of Principal Sum. For example, if the Principal Sum is $100,000, the highest possible surrender charge would be $5,168.<br>See "<u>Charges and Deductions</u> – Surrender Charge." | &nbsp;&nbsp;&nbsp; There are surrender charges assessed if your Policy is surrendered during the first 5 Policy years, or within 5 years following any increase in Principal Sum. The charge is equal to the sum of all remaining monthly underwriting and sales charges you would pay if the Policy stayed in force for five years from the date of issue (or date of Principal Sum increase), or until the Maturity Date, if earlier. The amount of the charge depends on the age of the insured person and other factors, but the maximum charge is $51.68 per $1000 of Principal Sum. For example, if the Principal Sum is $100,000, the highest possible surrender charge would be $5,168.<br>See "<u>Charges and Deductions</u> – Surrender Charge." |
| Transaction Changes | &nbsp;&nbsp;&nbsp; In addition to surrender charges (if applicable), you may also be charged for the following transactions:<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A premium charge will be deducted upon the payment of each premium.<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A partial withdrawal charge will be deducted upon any partial withdrawal.<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A transfer fee may be deducted upon transfers into or out of a variable subaccount (or the fixed account) after you have made more than 12 such transfers in a year.<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A fee may be charged upon request for an additional annual report.<br>See "<u>Charges and Deductions</u>." | &nbsp;&nbsp;&nbsp; In addition to surrender charges (if applicable), you may also be charged for the following transactions:<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A premium charge will be deducted upon the payment of each premium.<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A partial withdrawal charge will be deducted upon any partial withdrawal.<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A transfer fee may be deducted upon transfers into or out of a variable subaccount (or the fixed account) after you have made more than 12 such transfers in a year.<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A fee may be charged upon request for an additional annual report.<br>See "<u>Charges and Deductions</u>." | &nbsp;&nbsp;&nbsp; In addition to surrender charges (if applicable), you may also be charged for the following transactions:<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A premium charge will be deducted upon the payment of each premium.<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A partial withdrawal charge will be deducted upon any partial withdrawal.<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A transfer fee may be deducted upon transfers into or out of a variable subaccount (or the fixed account) after you have made more than 12 such transfers in a year.<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• A fee may be charged upon request for an additional annual report.<br>See "<u>Charges and Deductions</u>." |
| Ongoing Fees and<br> Expenses (annual<br> charges) | &nbsp;&nbsp;&nbsp; In addition to surrender charges and transaction charges, you will also be subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance under the Policy and the cost of optional benefits under the Policy. Some of these fees and expenses are based wholly or in part on the characteristics of the insured person (e.g., age, sex, and underwriting classification). You should view the policy specifications page of your Policy for rates applicable to your Policy.<br>See "<u>Charges and Deductions</u>."<br>You will also bear expenses associated with the underlying portfolios under the Policy, as shown in the following table: | &nbsp;&nbsp;&nbsp; In addition to surrender charges and transaction charges, you will also be subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance under the Policy and the cost of optional benefits under the Policy. Some of these fees and expenses are based wholly or in part on the characteristics of the insured person (e.g., age, sex, and underwriting classification). You should view the policy specifications page of your Policy for rates applicable to your Policy.<br>See "<u>Charges and Deductions</u>."<br>You will also bear expenses associated with the underlying portfolios under the Policy, as shown in the following table: | &nbsp;&nbsp;&nbsp; In addition to surrender charges and transaction charges, you will also be subject to certain ongoing fees and expenses, including fees and expenses covering the cost of insurance under the Policy and the cost of optional benefits under the Policy. Some of these fees and expenses are based wholly or in part on the characteristics of the insured person (e.g., age, sex, and underwriting classification). You should view the policy specifications page of your Policy for rates applicable to your Policy.<br>See "<u>Charges and Deductions</u>."<br>You will also bear expenses associated with the underlying portfolios under the Policy, as shown in the following table: |
|  | Annual Fee | Minimum | Maximum |
|  | Investment options<br> (Portfolio fees and expenses)\* | <br> 0.42% | <br> 1.10% |
|  | &nbsp;&nbsp;&nbsp; \* As a percentage of Portfolio net assets.<br>See "<u>Appendix A: Portfolios Available Under the Policy</u>." | &nbsp;&nbsp;&nbsp; \* As a percentage of Portfolio net assets.<br>See "<u>Appendix A: Portfolios Available Under the Policy</u>." | &nbsp;&nbsp;&nbsp; \* As a percentage of Portfolio net assets.<br>See "<u>Appendix A: Portfolios Available Under the Policy</u>." |
| RISKS | RISKS | RISKS | RISKS |
| Risk of Loss | &nbsp;&nbsp; You can lose money by investing in the Policy.<br> See "<u>Policy Risks</u>." | &nbsp;&nbsp; You can lose money by investing in the Policy.<br> See "<u>Policy Risks</u>." | &nbsp;&nbsp; You can lose money by investing in the Policy.<br> See "<u>Policy Risks</u>." |
| Not a Short-Term<br> Investment | &nbsp;&nbsp;&nbsp; The Policy is not a short-term investment and is not appropriate for an investor who needs ready access to cash. The Policy is unsuitable as a short-term savings vehicle because of the substantial policy-level charges, including the premium charge and the surrender charge, as well as potential adverse tax consequences from such short-term use.<br>See "<u>Policy Risks</u> – Effects of Surrender Charges." | &nbsp;&nbsp;&nbsp; The Policy is not a short-term investment and is not appropriate for an investor who needs ready access to cash. The Policy is unsuitable as a short-term savings vehicle because of the substantial policy-level charges, including the premium charge and the surrender charge, as well as potential adverse tax consequences from such short-term use.<br>See "<u>Policy Risks</u> – Effects of Surrender Charges." | &nbsp;&nbsp;&nbsp; The Policy is not a short-term investment and is not appropriate for an investor who needs ready access to cash. The Policy is unsuitable as a short-term savings vehicle because of the substantial policy-level charges, including the premium charge and the surrender charge, as well as potential adverse tax consequences from such short-term use.<br>See "<u>Policy Risks</u> – Effects of Surrender Charges." |
| Risks Associated<br> with Investment<br> Options | &nbsp;&nbsp;&nbsp; An investment in the Policy is subject to the risk of poor performance and can vary depending on the performance of the Subaccount allocation options available under the Policy (i.e., Portfolios). Each such option (as well as the Fixed Account) will have its own unique risks, and you should review these options before making an allocation decision.<br>See "<u>Policy Risks</u> – Risk of Poor Investment Performance." | &nbsp;&nbsp;&nbsp; An investment in the Policy is subject to the risk of poor performance and can vary depending on the performance of the Subaccount allocation options available under the Policy (i.e., Portfolios). Each such option (as well as the Fixed Account) will have its own unique risks, and you should review these options before making an allocation decision.<br>See "<u>Policy Risks</u> – Risk of Poor Investment Performance." | &nbsp;&nbsp;&nbsp; An investment in the Policy is subject to the risk of poor performance and can vary depending on the performance of the Subaccount allocation options available under the Policy (i.e., Portfolios). Each such option (as well as the Fixed Account) will have its own unique risks, and you should review these options before making an allocation decision.<br>See "<u>Policy Risks</u> – Risk of Poor Investment Performance." |
| Insurance<br> Company Risks | &nbsp;&nbsp;&nbsp; Your investment in the policy is subject to risks related to Farmers New World Life Insurance Company ("Farmers"), including that the obligations (including under the Fixed Account option), guarantees, or benefits are subject to the claims-paying ability of Farmers. Information about Farmers, including its financial strength ratings, is available upon request from your Farmers representative. Our current financial strength ratings can also be obtained at www.ambest.com.<br>See "<u>Farmers New World Life Insurance Company and the Fixed Account</u> – Farmers New World Life Insurance Company." | &nbsp;&nbsp;&nbsp; Your investment in the policy is subject to risks related to Farmers New World Life Insurance Company ("Farmers"), including that the obligations (including under the Fixed Account option), guarantees, or benefits are subject to the claims-paying ability of Farmers. Information about Farmers, including its financial strength ratings, is available upon request from your Farmers representative. Our current financial strength ratings can also be obtained at www.ambest.com.<br>See "<u>Farmers New World Life Insurance Company and the Fixed Account</u> – Farmers New World Life Insurance Company." | &nbsp;&nbsp;&nbsp; Your investment in the policy is subject to risks related to Farmers New World Life Insurance Company ("Farmers"), including that the obligations (including under the Fixed Account option), guarantees, or benefits are subject to the claims-paying ability of Farmers. Information about Farmers, including its financial strength ratings, is available upon request from your Farmers representative. Our current financial strength ratings can also be obtained at www.ambest.com.<br>See "<u>Farmers New World Life Insurance Company and the Fixed Account</u> – Farmers New World Life Insurance Company." |
| Contract Lapse | &nbsp;&nbsp;&nbsp; The Policy may lapse as a result of insufficient premium payments, poor performance of the variable Subaccounts and/or Fixed Account you have chosen, withdrawals, or unpaid loans or loan interest. If a default is not cured within a 61-day grace period, your policy will lapse without value, and no death benefit or other benefits will be payable. You can apply to reinstate a policy that has gone into default, subject to conditions including payment of a specified premium.<br>See "<u>Policy Lapse and Reinstatement</u> ." | &nbsp;&nbsp;&nbsp; The Policy may lapse as a result of insufficient premium payments, poor performance of the variable Subaccounts and/or Fixed Account you have chosen, withdrawals, or unpaid loans or loan interest. If a default is not cured within a 61-day grace period, your policy will lapse without value, and no death benefit or other benefits will be payable. You can apply to reinstate a policy that has gone into default, subject to conditions including payment of a specified premium.<br>See "<u>Policy Lapse and Reinstatement</u> ." | &nbsp;&nbsp;&nbsp; The Policy may lapse as a result of insufficient premium payments, poor performance of the variable Subaccounts and/or Fixed Account you have chosen, withdrawals, or unpaid loans or loan interest. If a default is not cured within a 61-day grace period, your policy will lapse without value, and no death benefit or other benefits will be payable. You can apply to reinstate a policy that has gone into default, subject to conditions including payment of a specified premium.<br>See "<u>Policy Lapse and Reinstatement</u> ." |
| RESTRICTIONS | RESTRICTIONS | RESTRICTIONS | RESTRICTIONS |
|  Investments | &nbsp;&nbsp;&nbsp; There are limitations on the transfer of Policy value among investment options (*i.e.*, Subaccounts and the Fixed Account) These restrictions include an annual limit on the number of free transfers you may make, and a charge for transfers in excess of that limit, as well as a minimum dollar amount for transfers. We also impose additional restrictions to discourage market timing and disruptive trading activity.<br>See "<u>Transfers</u>."<br>The Policy also allows us to eliminate the shares of a Portfolio or class of Portfolio shares, or to substitute shares of another new or existing Portfolio, subject to applicable legal requirements.<br>See "<u>The Variable Account and the Portfolios</u>." | &nbsp;&nbsp;&nbsp; There are limitations on the transfer of Policy value among investment options (*i.e.*, Subaccounts and the Fixed Account) These restrictions include an annual limit on the number of free transfers you may make, and a charge for transfers in excess of that limit, as well as a minimum dollar amount for transfers. We also impose additional restrictions to discourage market timing and disruptive trading activity.<br>See "<u>Transfers</u>."<br>The Policy also allows us to eliminate the shares of a Portfolio or class of Portfolio shares, or to substitute shares of another new or existing Portfolio, subject to applicable legal requirements.<br>See "<u>The Variable Account and the Portfolios</u>." | &nbsp;&nbsp;&nbsp; There are limitations on the transfer of Policy value among investment options (*i.e.*, Subaccounts and the Fixed Account) These restrictions include an annual limit on the number of free transfers you may make, and a charge for transfers in excess of that limit, as well as a minimum dollar amount for transfers. We also impose additional restrictions to discourage market timing and disruptive trading activity.<br>See "<u>Transfers</u>."<br>The Policy also allows us to eliminate the shares of a Portfolio or class of Portfolio shares, or to substitute shares of another new or existing Portfolio, subject to applicable legal requirements.<br>See "<u>The Variable Account and the Portfolios</u>." |
| Optional Benefits | &nbsp;&nbsp;&nbsp; There are restrictions and limitations relating to supplemental benefits (riders) offered under the Policy, as well as conditions under which a supplemental benefit may be modified or terminated by us. For example, certain supplemental benefits may be subject to underwriting, and your election of an option may result in restrictions on certain policy benefits.<br>See "<u>Other Benefits Available Under the Policy</u>." | &nbsp;&nbsp;&nbsp; There are restrictions and limitations relating to supplemental benefits (riders) offered under the Policy, as well as conditions under which a supplemental benefit may be modified or terminated by us. For example, certain supplemental benefits may be subject to underwriting, and your election of an option may result in restrictions on certain policy benefits.<br>See "<u>Other Benefits Available Under the Policy</u>." | &nbsp;&nbsp;&nbsp; There are restrictions and limitations relating to supplemental benefits (riders) offered under the Policy, as well as conditions under which a supplemental benefit may be modified or terminated by us. For example, certain supplemental benefits may be subject to underwriting, and your election of an option may result in restrictions on certain policy benefits.<br>See "<u>Other Benefits Available Under the Policy</u>." |
| TAXES | TAXES | TAXES | TAXES |
| Tax Implications | &nbsp;&nbsp;&nbsp; You should consult with a tax professional to determine the tax implications of an investment in and payments received under the Policy. There is no additional tax benefit to you if the policy is purchased through a tax-qualified plan. If we pay out any amount of your Policy value upon surrender or partial withdrawal, all or part of that distribution would generally be treated as a return of the premiums you've paid and not subjected to income tax, unless the Policy is a Modified Endowment Contract in which case to the extent there are earnings in the Policy, they will be treated as being distributed first and subject to tax. Any portion not treated as a return of your premiums is includible in your income. The taxable portion of distributions also is subject to tax penalties under some circumstances.<br>See "<u>Federal Tax Considerations</u>." | &nbsp;&nbsp;&nbsp; You should consult with a tax professional to determine the tax implications of an investment in and payments received under the Policy. There is no additional tax benefit to you if the policy is purchased through a tax-qualified plan. If we pay out any amount of your Policy value upon surrender or partial withdrawal, all or part of that distribution would generally be treated as a return of the premiums you've paid and not subjected to income tax, unless the Policy is a Modified Endowment Contract in which case to the extent there are earnings in the Policy, they will be treated as being distributed first and subject to tax. Any portion not treated as a return of your premiums is includible in your income. The taxable portion of distributions also is subject to tax penalties under some circumstances.<br>See "<u>Federal Tax Considerations</u>." | &nbsp;&nbsp;&nbsp; You should consult with a tax professional to determine the tax implications of an investment in and payments received under the Policy. There is no additional tax benefit to you if the policy is purchased through a tax-qualified plan. If we pay out any amount of your Policy value upon surrender or partial withdrawal, all or part of that distribution would generally be treated as a return of the premiums you've paid and not subjected to income tax, unless the Policy is a Modified Endowment Contract in which case to the extent there are earnings in the Policy, they will be treated as being distributed first and subject to tax. Any portion not treated as a return of your premiums is includible in your income. The taxable portion of distributions also is subject to tax penalties under some circumstances.<br>See "<u>Federal Tax Considerations</u>." |
| CONFLICTS OF INTEREST | CONFLICTS OF INTEREST | CONFLICTS OF INTEREST | CONFLICTS OF INTEREST |
| Investment<br> Professional<br> Compensation | &nbsp;&nbsp;&nbsp; The Policy is currently not being issued, however, some investment professionals may receive compensation in connection with additional Premiums in an outstanding Policy, including by means of commissions, and may have a financial incentive to recommend such additional premiums over another investment.<br>See "<u>Additional Information</u>." | &nbsp;&nbsp;&nbsp; The Policy is currently not being issued, however, some investment professionals may receive compensation in connection with additional Premiums in an outstanding Policy, including by means of commissions, and may have a financial incentive to recommend such additional premiums over another investment.<br>See "<u>Additional Information</u>." | &nbsp;&nbsp;&nbsp; The Policy is currently not being issued, however, some investment professionals may receive compensation in connection with additional Premiums in an outstanding Policy, including by means of commissions, and may have a financial incentive to recommend such additional premiums over another investment.<br>See "<u>Additional Information</u>." |
| Exchanges | &nbsp;&nbsp;&nbsp; Some investment professionals may have a financial incentive to offer you a new policy in place of the one you already own, and you should only exchange your policy if you determine, after comparing the features, fees, and risks of both policies, that it is preferable for you to purchase the new policy rather than continue to own the existing policy.<br>See "<u>The Policy</u> – Tax-Free "Section 1035" Exchanges." | &nbsp;&nbsp;&nbsp; Some investment professionals may have a financial incentive to offer you a new policy in place of the one you already own, and you should only exchange your policy if you determine, after comparing the features, fees, and risks of both policies, that it is preferable for you to purchase the new policy rather than continue to own the existing policy.<br>See "<u>The Policy</u> – Tax-Free "Section 1035" Exchanges." | &nbsp;&nbsp;&nbsp; Some investment professionals may have a financial incentive to offer you a new policy in place of the one you already own, and you should only exchange your policy if you determine, after comparing the features, fees, and risks of both policies, that it is preferable for you to purchase the new policy rather than continue to own the existing policy.<br>See "<u>The Policy</u> – Tax-Free "Section 1035" Exchanges." |

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#### Overview of the Contract

*Purpose*

The purpose of the Policy is to provide lifetime insurance protection, with a death benefit payable if the insured dies while the Policy is in effect. The Policy gives you the potential for long-term life insurance coverage with the opportunity for tax-deferred cash value accumulation. The Policy may be appropriate for persons seeking both life insurance protection and the potential for the accumulation of cash values.

*Premiums*

You can vary the frequency and amount of premiums subject to certain limitations discussed in the Premium Flexibility section of this Prospectus. You may be able to skip premium payments under certain circumstances. However, you greatly increase your risk of Lapse if you do <u>not</u> regularly pay premiums at least as large as the current minimum premium. After you pay an Initial Premium, you can pay subsequent Premiums (minimum $25) at any time.

You may allocate premiums to one or more Subaccounts of the Variable Account. Each Subaccount invests exclusively in one of the Portfolios listed in "<u>Appendix A: Portfolios Available Under the Policy</u>." Investment returns from amounts allocated to the Subaccounts will vary each day with the investment experience of these Subaccounts. You may also allocate premiums to the Fixed Account where we guarantee that it will earn interest at an annual rate of at least 2.5%. We may declare higher rates of interest, but are not obligated to do so.

*Policy Features*

#### Death Benefit
As long as the Policy remains in force, we will pay a death benefit payment to the Beneficiary on receipt of due proof of death. You may choose one of two death benefit options under the Policy.

• **Option A** is a variable death benefit through Attained Age 99 that is the greater of:

<br> <sup>¡</sup> the Principal Sum plus the Contract Value (determined as of the end of the Valuation Period during which the Insured dies); or

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| | |
|:---|:---|
| <sup>¡</sup> | the Contract Value on the date of the Insured's death multiplied by the applicable Death Benefit Percentage. |

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• **Option B** is a level death benefit through Attained Age 99 that is the greater of:

<br> <sup>¡</sup> the Principal Sum on the date of the Insured's death; or

---

| | |
|:---|:---|
| <sup>¡</sup> | the Contract Value on the date of the Insured's death multiplied by the applicable Death Benefit Percentage. |

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#### Surrender
At any time while the Policy is in force, you may fully Surrender your Policy and receive the Cash Surrender Value. After the first Policy year, you may withdraw part of the Cash Surrender Value, subject to certain restrictions. Surrenders may have tax consequences. See "<u>Surrenders and Withdrawals</u>."

#### Loans
You may take a loan against the Policy by submitting a signed request to the Service Center. If there is an outstanding loan the amount of the loan and accrued interest will be deducted from the death benefit and other Policy proceeds. If your Policy is a Modified Endowment Contract, there may be additional tax implications.

#### Supplemental Benefits (Riders)
The Policy offers the following riders that provide supplemental benefits under the Policy.

<br> • Accelerated Benefit Rider for Terminal Illness

<br> • Monthly Disability Benefit Rider (no longer available and may not be added to a policy)

#### Fee Table

The following tables describe the fees and charges that you will pay when buying, owning, and surrendering or making withdrawals from the Policy. Please refer to your Policy specifications page for information about the specific fees you will pay each year based on the options you have elected.

The first table describes the fees and expenses that you will pay at the time that you buy the Policy, surrender or make withdrawals from the Policy, or transfer cash value between investment options.

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| | | | |
|:---|:---|:---|:---|
| **Transaction Fees** | **Transaction Fees** | **Transaction Fees** | **Transaction Fees** |
| **Charge** | **When Charge is Deducted** | **Amount Deducted** | **Amount Deducted** |
| **Charge** | **When Charge is Deducted** | **Guaranteed<br> Maximum Charge**<br>| **Current Charge**<br>|
| **Sales Expense** | Upon payment of each premium | 2% | 2% |
| **Premium Taxes** | Upon payment of each premium | 2.25% | 2.25% |
| **Maximum Deferred Sales Charge (Load)<sup>1</sup>**<br> **(Per $1,000 of Principal Sum)** | Upon full Surrender of the Policy during first 5 Policy years, or within 5 years following any increase in Principal Sum | Sum of all underwriting and sales charges remaining on the Policy | Sum of all underwriting and sales charges remaining on the Policy |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Minimum Charge*<sup>2</sup> |  | $11.52 | $11.52 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Maximum charge*<sup>3</sup> |  | $51.68 | $51.68 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Charge for a policy issued at age 35, during the 3*<sup>rd</sup> *month after issue* |  | $15.96 | $15.96 |
| **Partial Withdrawal Charge** | Upon cash withdrawal | 2.0% of the amount withdrawn, not to exceed $25 | 2.0% of the amount withdrawn, not to exceed $25 |
| **Transfer Charge** | Upon transfer | First 12 transfers in a Policy year are free; $25 for each subsequent transfer | First 12 transfers in a Policy year are free; $25 for each subsequent transfer |

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<sup>1</sup> The Surrender Charge is equal to the sum of all remaining monthly underwriting and sales charges you would pay if the Policy stayed in force for five years from the date of issue (or date of Principal Sum increase), or until the Maturity Date, if earlier. The Surrender Charge is based upon the Issue Age of the Insured (or the Attained Age at time of Principal Sum increase). The Surrender Charges shown in the table may not be typical of the charges you will pay. You can obtain more information about the Surrender Charges that apply to you by referring to the table of Underwriting and Sales Charges in this prospectus or by contacting your agent.

<sup>2</sup> This minimum charge is based on an Insured age 21 at issue, during the 12<sup>th</sup> month after the Policy is issued.

<sup>3</sup> This maximum charge is based on an Insured for a Policy that is issued at any age, with an increase in Principal Sum at Attained Age 65, during the 1<sup>st</sup> month after this increase.

The next table describes the fees and expenses that you will pay periodically during the time that you own the Policy, not including Portfolio Company fees and expenses.

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| | | | |
|:---|:---|:---|:---|
| **Periodic Charges Other Than Portfolio Operating Expenses** | **Periodic Charges Other Than Portfolio Operating Expenses** | **Periodic Charges Other Than Portfolio Operating Expenses** | **Periodic Charges Other Than Portfolio Operating Expenses** |
| **Charge** | **When Charge is Deducted** | **Amount Deducted** | **Amount Deducted** |
| **Charge** | **When Charge is Deducted** | **Guaranteed<br> Maximum Charge**<br>| **Current Charge**<br>|
| **Cost of Insurance for the Base Policy<sup>4</sup> (No Special Premium Class Charge or Extra Ratings)<sup>5</sup>** | Monthly on the Issue Date<br> and on each Monthly Due Date | Per $1,000 of Risk Insurance Amount<sup>8</sup> each month | Per $1,000 of Risk Insurance Amount each month |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Minimum Charge*<sup>6</sup> |  | $0.09 per $1,000 | $0.03 per $1,000 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Maximum Charge*<sup>7</sup> |  | $83.33 per $1,000 | $66.67 per $1,000 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Charge for a male Insured, Issue Age 35, in the preferred nonsmoker Premium Class, with a Principal Sum greater than or equal to $100,000 in Policy year 5* |  | $0.25 per $1,000 | $0.08 per $1,000 |
| **Monthly Special Premium Class Charge<sup>9</sup>** | Monthly on the Issue Date<br> and on each Monthly Due Date | Factor multiplied by<br> Cost of Insurance Charge | Factor multiplied by Cost of Insurance Charge |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Minimum Charge* |  | 1 | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Maximum Charge* |  | 5 | 5 |

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<sup>4</sup> Cost of insurance charges are based on the Insured's Issue Age, sex, and Premium Class, the Risk Insurance Amount, the number of months since the Issue Date and the amount of Principal Sum. The cost of insurance rate you pay increases annually with the age of the Insured. We currently charge higher cost of insurance rates for Policies with a Principal Sum of less than $100,000. If you reduce your Principal Sum below $100,000 at any time, then the higher rates will apply. The cost of insurance charges shown in the table may not be representative of the charges you will pay. Your Policy will indicate the guaranteed maximum cost of insurance charge applicable to your Policy. You can obtain more information about your cost of insurance

<sup>5</sup> Special Premium Class charges and extra ratings are additional charges assessed on policies insuring individuals considered to have higher mortality risks based on our underwriting standard.

<sup>6</sup> This minimum charge is based on an Insured with the following characteristics: female preferred nonsmoker, Principal Sum greater than $100,000, Issue Age 21, during the first Policy year.

<sup>7</sup> This maximum charge is based on any Insured at Attained Age 99 in any underwriting class who does not have a special Premium Class rating. This maximum charge will be higher for a Policy with a special Premium Class rating or flat extra monthly charge.

<sup>8</sup> The Risk Insurance Amount equals the death benefit on a Monthly Due Date, minus the Contract Value at the end of the Business Day preceding the Monthly Due Date, plus the monthly administrative charge, the monthly underwriting and sales charge, and any charges for riders.

<sup>9</sup> If the Insured is in a special Premium Class, the cost of insurance charge will be the base rate times a special premium rating factor shown on the Policy's specifications page. The monthly special Premium Class charge shown in the table may not be representative of any charges you may pay. If the monthly special Premium Class charge applies to your Policy, the charge will be shown on the Policy's specification page. You can obtain more information about this charge by contacting your agent.

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| | | | |
|:---|:---|:---|:---|
| **Periodic Charges Other Than Portfolio Operating Expenses** | **Periodic Charges Other Than Portfolio Operating Expenses** | **Periodic Charges Other Than Portfolio Operating Expenses** | **Periodic Charges Other Than Portfolio Operating Expenses** |
| **Charge** | **When Charge is Deducted** | **Amount Deducted** | **Amount Deducted** |
| **Charge** | **When Charge is Deducted** | **Guaranteed**<br> **Maximum Charge**<br>| **Current Charge**<br>|
| **Flat Extra Monthly Charge<sup>10</sup>** | Monthly on the Issue Date<br> and on each monthly due<br> date | Per $1,000 of Risk Insurance Amount<br> each month | Per $1,000 of Risk Insurance Amount each month |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Minimum Charge* |  | $0 | $0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Maximum Charge* |  | $1000 | $25.00 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Charge for an Insured in a standard Premium Class* |  | $0 | $0 |
| **Monthly Underwriting and Sales Charge<sup>11</sup>** | Monthly on Issue Date and<br> on each Monthly Due Date<br> during first 5 Policy years<br> or within 5 years after any<br> increase in Principal Sum | Per $1,000 of original Principal Sum (or any Principal Sum<br> increase) each month | Per $1,000 of original Principal Sum (or any Principal Sum increase) each month |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Minimum Charge*<sup>12</sup> |  | $0.24 | $0.24 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Maximum Charge*<sup>13</sup> |  | $0.88 | $0.88 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Charge for a policy issued at age 35, during the first year* |  | $0.28 | $0.28 |
| **Mortality and Expense Risk Charge** | Daily | 0.70% (on an annual<br> basis) of daily net<br> assets in the<br> Subaccounts during<br> the first ten policy<br> years, 0.30% during<br> years 11 through 20<br> and 0.25% after<br> year 20. | 0.70% (on an annual basis) of daily net assets in the Subaccounts during<br> the first ten policy years, 0.30% during years 11 through 20 and 0.25% after year 20. |
| **Administrative Charge** | Monthly on the Issue Date and on each Monthly Due Date | $10.00 per month | $7.00 per month |
| **Loan Interest Spread** | At the end of each Policy<br> year | 0.25% annually of amount in loan<br> account | 0.25% annually of amount in loan<br> account |

---

<sup>10</sup> A flat extra monthly charge is assessed on policies insuring individuals considered to have higher mortality risks according to our underwriting standards and guidelines. Flat extra charges usually apply to Insureds in hazardous occupations, to Insureds who participate in hazardous avocations, such as aviation, and to Insureds with certain physical impairments. Any flat extra charge will be shown on the Policy's specifications page. The flat extra monthly charge shown in the table may not be representative of the charges you will pay. You can obtain more information about the charge by contacting your agent.

<sup>11</sup> The monthly underwriting and sales charge is a flat charge that is assessed during the first 5 Policy years after issue or after an increase in Principal Sum. The charge is set based on the Insured's age at issue or when the Principal Sum is increased; the rate of the charge will increase with the Insured's age. The monthly underwriting and sales charge shown in the table may not be representative of the charges you will pay. You can obtain more information about this charge by contacting your agent.

<sup>12</sup> This minimum charge is based on an Insured that is 21 at issue, assuming no subsequent increases in Principal Sum.

<sup>13</sup> This maximum charge is based on an Insured at any Issue Age, when the Principal Sum is increased at Attained Age 65.

---

| | | | |
|:---|:---|:---|:---|
| **Periodic Charges Other Than Portfolio Operating Expenses** | **Periodic Charges Other Than Portfolio Operating Expenses** | **Periodic Charges Other Than Portfolio Operating Expenses** | **Periodic Charges Other Than Portfolio Operating Expenses** |
| **Charge** | **When Charge is Deducted** | **Amount Deducted** | **Amount Deducted** |
| **Charge** | **When Charge is Deducted** | **Guaranteed**<br> **Maximum Charge**<br>| **Current Charge**<br>|
| **Optional Benefit Charges:** | | | |
| **Accelerated Death Benefit Rider for Terminal Illness<sup>14</sup>** | When a benefit is paid under this rider | $250 plus the Actuarial Discount | $150 plus the Actuarial Discount |
| **Monthly Disability Benefit Rider<sup>15</sup>** | Monthly on Issue Date and<br> on each Monthly Due Date | Charge assessed each<br> month per $100 of<br> monthly benefit | Charge assessed each month per $100 of monthly benefit |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Minimum Charge*<sup>16</sup> |  | $6 | $4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Maximum Charge*<sup>17</sup> |  | $40 | $30 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <sup>◆</sup> *Charge at the Insured's Attained Age 40* |  | $7 | $4.50 |

---

The next item shows the minimum and maximum total operating expenses charged by the Portfolio Companies that you may pay periodically during the time that you own the Contract. These amounts also include applicable Platform Charges if you choose to invest in certain Portfolio Companies. A complete list of Portfolio Companies available under the Contract, including their annual expenses, may be found at the back of this document.

---

| | | |
|:---|:---|:---|
| **Annual Portfolio Company Expenses** | **Minimum** | **Maximum** |
| (expenses that are deducted from Portfolio Company assets, including management fees, distribution and/or service (12b-1) fees, and other expenses) | <br> 0.42% | <br> 1.10% |

---

#### Policy Benefits/Risks Summary

This summary provides only a brief overview of the more important benefits and risks of the Policy. You may obtain more detailed information about the Policy later in this prospectus and in the Statement of Additional Information ("SAI"). For your convenience, we have provided a Glossary at the end of the prospectus that defines certain words and phrases used in the prospectus.

#### Principal Policy Risks

#### Risk of Poor Investment Performance
If you invest your Contract Value in one or more Subaccounts, you will be subject to the risk that investment performance will be unfavorable and that your Contract Value will decrease. You could lose everything you invest and your Policy could Lapse without value, unless you pay additional premiums. In addition, we deduct Policy fees and charges from your Contract Value, which can significantly reduce your Policy Value. During times of declining investment performance, the deduction for monthly charges based on the Risk Insurance Amount could accelerate and further reduce your Contract Value.

<sup>14</sup> The administrative charge for this rider varies by state. It is guaranteed not to exceed $250 or the maximum allowed by state regulation. In addition to the administrative charge, we reduce the single sum benefit at the time of payment by an actuarial discount to compensate us for lost income due to the early payment of the death benefit.

<sup>15</sup> The Monthly Disability Benefit Rider charge depends on the Insured's Attained Age and generally increases as the Insured ages. The rider charges shown in the table may not be representative of the charges you will pay. The rider will indicate the maximum guaranteed rider charges applicable to your Policy. Effective August 7, 2015, the Monthly Disability Benefit rider was no longer available and cannot be added to a Policy; Monthly Disability Benefit riders that were in force as of August 7, 2015 were not affected. You can obtain more information about these rider charges by contacting your agent.

<sup>16</sup> This charge is for an Insured at Attained Age 21.

<sup>17</sup> This charge is for an Insured at Attained Age 56 or older whose medical condition, occupation or avocations at issue lead the Company to believe the Insured's risk of disability is roughly double that of a typical Insured.

If you allocate premiums and Contract Value to the Fixed Account, we will credit your Contract Value in the Fixed Account with a declared rate of interest. You assume the risk that the rate may decrease, although it will never be lower than a guaranteed minimum annual effective rate of 2.5%.

#### Risk of Market Timing and Disruptive Trading
**This Policy and the underlying Portfolios are not designed for market timers.** However, there is no assurance that we will be able to identify and prevent all market timing and other forms of disruptive trading in the Policy and the underlying Portfolios. For a discussion of our policies and procedures on market timing and of the potential costs and risks to you that can result if market timing or disruptive trading occurs in the underlying Portfolios, see the "Policy and Procedures Regarding Disruptive Trading and Market Timing" section.

#### Risk of Lapse
This Policy does not provide a no-Lapse period. You greatly increase your risk of Lapse if you do <u>not</u> regularly pay premiums at least as large as the current minimum premium. **Paying the minimum premiums for the Policy will not necessarily keep your Policy in force because poor investment performance and/or partial surrenders could result in a lapse of a Policy.** It is likely that additional premiums will be necessary to keep your Policy in force until maturity.

Loans, withdrawals, any increase in the Principal Sum, any increase in the current charges, and/or poor investment returns could increase your risk of Lapse.

Your Policy will enter a 61-day pre-Lapse grace period if either of the following occurs:

• total premiums paid (minus withdrawals, but not including Surrender Charges or the processing fee) are <u>less than</u> the Cumulative Minimum Premiums, and the <u>Surrender Value</u> is not large enough to cover the Monthly Deduction when due; or

• total premiums paid (minus withdrawals, but not including Surrender Charges or the processing fee) are <u>greater than</u> the Cumulative Minimum Premiums, but the <u>Contract Value</u>, minus any outstanding Loan Amount and any interest you would owe if you Surrender the Policy, is too low to pay the entire Monthly Deduction when due.

Whenever your Policy enters the 61-day grace period, you must make a sufficient payment before the grace period ends. Market performance alone will not be deemed to constitute a sufficient payment. A premium payment is required. If you do not make a sufficient payment during the grace period, your Policy will terminate without value, insurance coverage will no longer be in effect, and you will receive no benefits. We will notify you if a grace period begins and of the minimum payment due.

#### A Policy Lapse may have adverse tax consequences.
You may reinstate a Lapsed Policy within three years after the Policy enters the grace period, if the Insured meets our insurability requirements and you pay the amount we require. We will not reinstate a Policy that has been Surrendered for the Surrender Value.

#### Tax Risks
A Policy must satisfy certain requirements in the Tax Code in order to qualify as a life insurance contract for Federal income tax purposes and to receive the tax treatment normally accorded life insurance contracts under Federal tax law. There is limited guidance as to how these requirements are to be applied. Nevertheless, we believe that a Policy issued on a standard Premium Class basis should satisfy the applicable Tax Code requirements. There is, however, some uncertainty about the application of the Tax Code requirements to a Policy issued on a special Premium Class basis particularly if the full amount of premiums permitted under the Policy is paid.

Depending on the total amount of premiums you pay during the first seven years of a Policy, the Policy may be treated as a modified endowment contract ("MEC") under Federal tax laws. In addition, any Section 1035 Exchange coming from a policy that is a MEC makes the new Policy a MEC. If a Policy is treated as a MEC, then withdrawals, a Surrender and loans under a Policy will be taxable as ordinary income to the extent there are earnings in the Policy. In addition, a 10% penalty tax may be imposed on the taxable portion of withdrawals, a Surrender and loans taken before you reach age 59 <sup>1</sup>/<sub>2</sub>. There may also be tax consequences to distributions from Policies that are not MECs. However, the 10% penalty tax will not apply to distributions from Policies that are not MECs. Loans from or secured by a Policy that is not a MEC are generally not treated as distributions. However, the tax consequences associated with Policy loans from this Policy are less clear because the difference between the interest rate we charge on Policy loans and the rate we credit to the loan account results in a net cost to you that could be viewed as negligible and, as a result, it is possible that such a loan could be treated as, in substance, a taxable distribution. You should consult a tax advisor about such loans.

The Federal tax laws are unclear in a variety of areas. You should review the "Federal Tax Considerations" section of this prospectus carefully, **especially if you are purchasing this Policy with the intention of taking Policy loans or partial withdrawals at any time in the future, and/or you intend to keep the Policy in force after the Insured reaches age 100**. You should consult a qualified tax advisor for assistance in all tax matters involving your Policy.

#### Limits on Cash Withdrawals
The Policy permits you to take only one partial withdrawal in any calendar quarter, and only after the first Policy year has been completed. The amount you may withdraw is limited to 75% of the Surrender Value. You may not withdraw less than $500. If 75% of the Surrender Value is less than $500, then a partial withdrawal is not available.

A withdrawal reduces the Surrender Value and Contract Value and will increase the risk that the Policy will Lapse. A withdrawal also may have tax consequences.

A withdrawal will reduce the death benefit. If you select a level death benefit (Option B), a partial withdrawal will permanently reduce the Principal Sum by the amount of the withdrawal (not including the processing fee). If a variable death benefit (Option A) is in effect when you make a withdrawal, the death benefit will be reduced by the amount that the Contract Value is reduced.

#### Loan Risks
A Policy loan, whether or not repaid, will affect Contract Value over time because we subtract the amount of the loan from the Subaccounts and Fixed Account and place this amount into the loan account as collateral. We credit a fixed interest rate of 2.5% per year to the loan account. We also charge interest on amounts in the loan account at a rate of 2.75% compounded annually. As a result, the loan collateral does not participate in the investment results of the Subaccounts nor does it receive as high an interest rate as amounts allocated to the Fixed Account. The longer the loan is outstanding, the greater the effect on Contract Value is likely to be. Depending on the investment results of the Subaccounts and the interest rate charged against and credited to the Fixed Account, the effect could be favorable or unfavorable.

A Policy loan affects the death benefit because a loan reduces the Death Benefit Proceeds by the amount of the outstanding loan, plus any interest you owe on Policy loans.

A Policy loan will increase the risk that the Policy will Lapse. There is a risk that if the Loan Amount, together with poor investment performance and payment of monthly insurance charges, reduces your Surrender Value (or Contract Value, in certain circumstances) to an amount that is not large enough to pay the Monthly Deduction when due, then the Policy will enter the 61-day grace period, and possibly Lapse. Adverse tax consequences could result. In addition, the tax consequences of loans are uncertain. You should consult a tax advisor about such loans.

#### Increase in Current Fees and Expenses
Certain fees and expenses are currently assessed at less than their maximum levels. We may increase these current charges in the future up to the guaranteed maximum levels. If fees and expenses are increased, you may need to increase the amount and/or frequency of premiums you pay to keep the Policy in force.

#### Effects of Surrender Charges
The Surrender Charges under this Policy are significant during the first five Policy years and during the five years after any elected increase in Principal Sum. It is likely that you will receive no Surrender Value if you Surrender your Policy in the early Policy years. You should purchase this Policy only if you have the financial ability to keep it in force at the initial Principal Sum for a substantial period of time.

Even if you do not ask to Surrender your Policy, Surrender Charges may play a role in determining whether your Policy will Lapse. If you have not paid sufficient premiums, the Surrender Value is the measure we use to determine whether your Policy will enter a grace period, and possibly Lapse.

#### Portfolio Risks
A comprehensive discussion of the risks of each Portfolio may be found in each Portfolio's prospectus. Please refer to the prospectuses for the Portfolios, if they are available, for more information.

There is no assurance that any of the Portfolios will achieve its stated investment objective.

#### Cybersecurity and Business Continuity Risk
Like others in our industry, we are subject to operational and information security risks resulting from "cyber-attacks," "hacking" or similar illegal or unauthorized intrusions into computer systems and networks. These risks include, among other things, the theft, misuse, corruption and destruction of data maintained online or digitally, denial of service attacks on websites and unauthorized release of confidential customer information. Additionally, our operations support complex transactions and are highly dependent on the proper functioning of information technology and communication systems. Any failure of, disruption to, or gap in the systems and processes necessary to support complex transactions and avoid systems failure, fraud, information security failures, processing errors, loss of data and breaches of regulation caused by cyber-attacks or other similar illegal or unauthorized intrusions may lead to a materially adverse effect on our operations, results, financial condition, and corporate reputation.

In addition, we must commit significant resources to maintain and enhance our existing systems in order to keep pace with applicable regulatory requirements, industry standards and customer preferences. If we fail to maintain secure and well-functioning information systems, we may not be able to rely on information for product pricing, compliance obligations, risk management and underwriting decisions. Although we seek to limit our vulnerability to such risks through technological and other means to maintain the integrity and security of our information systems and data, it is not possible to anticipate or prevent all potential forms of cyber-attack or other similar illegal or unauthorized intrusions or to guarantee our ability to timely detect, remediate, and defend against all such attacks. In addition, due to the sensitive nature of much of the financial and personal information we maintain, we may be at particular risk for targeting.

Cyber-attacks affecting us, any third party administrator, the underlying funds, intermediaries and other affiliated or third-party service providers may adversely affect us and your account value. For instance, cyber-attacks may interfere with our processing of contract transactions, including the processing of orders from our website or with the underlying funds, impact our ability to calculate accumulation unit values, cause the release and possible destruction of confidential customer or business information, impede order processing, subject us and/or our service providers and intermediaries to regulatory fines and financial losses and/or cause reputational damage. Cyber security risks may also affect the issuers of securities in which the underlying funds invest, which may cause the funds underlying your contract to lose value. There can be no assurance that we or the underlying funds or our service providers will avoid losses affecting your contract that result from cyber-attacks or information security breaches in the future.

We are also exposed to risks related to natural and man-made disasters and catastrophes, any of which could adversely affect our ability to conduct business. A natural or man-made disaster or catastrophe, including a pandemic (such as COVID-19), could affect the ability of our employees or the employees of our service providers to perform their responsibilities. In the event our employees and/or the employees of our service providers are required to work remotely, those remote work arrangements could result in our business operations being less efficient than under normal circumstances and could lead to delays in our processing of contract-related transactions, including orders from owners. Catastrophic events may also negatively affect the computer and other systems on which we rely. There can be no assurance that we, our service providers or the underlying funds will be able to avoid negative impacts associated with natural and man-made disasters and catastrophes.

#### Farmers New World Life Insurance Company and the Fixed Account

#### Farmers New World Life Insurance Company
Farmers New World Life Insurance Company ("Farmers") is located at 12822 SE 32nd Street, Suite 2, Bellevue, Washington 98005. We are obligated to pay all benefits under the Policy.

#### The Fixed Account
You may allocate some or all of your premium payments and transfer some or all of your Contract Value to the Fixed Account. The Fixed Account offers a guarantee of principal accumulating at a specified rate of interest that will be reduced by deductions for fees and expenses. The Fixed Account is part of Farmers' General Account. We use our general assets to support our insurance and annuity obligations other than those funded by our separate investment accounts. Subject to applicable law, Farmers has sole discretion over investment of the Fixed Account's assets. Farmers bears the full investment risk for all amounts contributed to the Fixed Account. Farmers guarantees that the amounts allocated to the Fixed Account will be credited interest daily at an annual net effective interest rate of at least 2.5%. We will determine any interest rate credited in excess of the guaranteed rate at our sole discretion. All assets in the General Account are subject to our general liabilities from business operations. The Fixed Account may not be available in all states.

Money you place in the Fixed Account will earn interest that is compounded annually and accrues daily at the current interest rate in effect at the time of your allocation. We intend to credit the Fixed Account with interest at current rates in excess of the minimum guaranteed rate of 2.5%, but we are not obligated to do so. We have no specific formula for determining current interest rates.

The Fixed Account Value will not share in the investment performance of our General Account. Because we, in our sole discretion, anticipate changing the current interest rate from time to time, different allocations you make to the Fixed Account will be credited with different current interest rates. You assume the risk that interest credited to amounts in the Fixed Account may not exceed the minimum 2.5% guaranteed rate.

We reserve the right to change the method of crediting interest from time to time, provided that such changes do not reduce the guaranteed rate of interest below 2.5% per year or shorten the period for which the interest rate applies to less than one year (except for the year in which such amount is received or transferred).

We currently allocate amounts from the Fixed Account for partial withdrawals, transfers to the Subaccounts, or charges for the Monthly Deduction on a last in, first out basis ("LIFO") for the purpose of crediting interest.

*The Fixed Account is not registered with the Securities and Exchange Commission ("SEC"). The disclosures included in this prospectus about the Fixed Account are for your information and have not been reviewed by the staff of the SEC. However, Fixed Account disclosure may be subject to certain provisions of the federal securities laws relating to the accuracy and completeness of statements made in this prospectus.*

#### The Variable Account and the Portfolios

#### The Variable Account
Farmers established the variable account as a separate investment account under the law of the State of Washington on April 6, 1999. Farmers owns the assets in the variable account. Farmers may use the variable account to support other variable life insurance policies Farmers issues. The variable account is registered with the SEC as a unit investment trust under the Investment Company Act of 1940 (the "1940 Act") and qualifies as a "separate account" within the meaning of the Federal securities laws.

The variable account is divided into Subaccounts, each of which invests in shares of one Portfolio of a Fund.

Income, gains, and losses credited to, or charged against, a Subaccount of the variable account reflect the Subaccount's own investment experience and not the investment experience of our other assets. The variable account's assets may not be used to pay any of our liabilities other than those arising from the Policies and other variable life insurance policies we issue. If the variable account's assets exceed the required reserves and other liabilities, we may transfer the excess to our General Account.

***Changes to the Variable Account.*** We reserve the right in our sole discretion, and subject to applicable law, to add, close, remove, or combine one or more Subaccounts, combine the variable account with one or more other separate accounts, or operate the variable account as a different kind of investment company. Subject to obtaining any approvals or consents required by law, the assets of one or more Subaccounts may also be transferred to any other Subaccount if, in our sole discretion, conditions warrant. In addition, we reserve the right to modify the provisions of the Policy to reflect changes to the Subaccounts and the variable account and to comply with applicable law. Some of these future changes may be the result of changes in applicable laws or interpretation of the law.

#### The Portfolios
Each Subaccount of the variable account invests exclusively in shares of a designated Portfolio of a Fund. Shares of each Portfolio are purchased and redeemed at net asset value, without a sales charge. Any dividends and distributions from a Portfolio are reinvested at net asset value in shares of that Portfolio. Each Fund available under the Policy is registered with the SEC under the 1940 Act as an open-end, management investment company. Such registration does not involve supervision of the management or investment practices or policies of the Funds by the SEC.

The assets of each Portfolio are separate from the assets of any other Portfolio, and each Portfolio has separate investment objectives and policies. As a result, each Portfolio operates as a separate investment Portfolio and the income or losses of one Portfolio has no effect on the investment performance of any other Portfolio.

Each of the Portfolios is managed by an investment advisor registered with the SEC under the Investment Advisors Act of 1940, as amended. Each investment advisor is responsible for the selection of the investments of the Portfolio. These investments must be consistent with the investment objective, policies and restrictions of that Portfolio.

Some of the Portfolios have been established by investment advisors that manage retail mutual funds sold directly to the public having similar names and investment objectives to the Portfolios available under the Policy. While some of the Portfolios may be similar to, and may in fact be modeled after, publicly traded mutual funds, you should understand that the Portfolios are not otherwise directly related to any publicly traded mutual fund. Consequently, the investment performance of publicly traded mutual funds and any similarly named Portfolio may differ substantially from the Portfolios available through this Policy.

An investment in a Subaccount, or in any Portfolio is not Insured or guaranteed by the U.S. Government and there can be no assurance that a Subaccount will be able to maintain a stable net asset value per share. During extended periods of low interest rates, and due in part to insurance charges, the yields on a Subaccount may become extremely low and possibly negative.

**Information regarding each Portfolio, including (i) its name, (ii) its type, (iii) its investment adviser and any sub-investment adviser, (iv) current expenses, and (v) performance is available in an appendix to this prospectus. See "<u>Appendix A: Portfolios Available Under the Policy</u>."**

#### Please read the attached prospectuses and/or summary prospectuses for the Portfolios to obtain more complete information regarding the Portfolios.

#### Selection of the Portfolios
The Portfolios offered through the Policies are selected by Farmers, and Farmers may consider various factors, including, but not limited to asset class coverage, the strength of the investment advisor's (and/or sub-advisor's) reputation and tenure, brand recognition, performance, and the capability and qualification of each investment firm. We also consider whether the Portfolio or one of its service providers (e.g., the investment advisor) will make payments to us in connection with certain administrative, marketing, and support services, or whether the Portfolio's advisor was an affiliate. We review the Portfolios periodically and may remove a Portfolio, or limit its availability to new premiums and/or transfers of Contract Value if we determine that a Portfolio no longer satisfies one or more of the selection criteria and/or if the Portfolio has not attracted significant allocations from Policy Owners.

You are responsible for choosing to invest in the Portfolios and the amounts allocated to each that are appropriate for your own individual circumstances and your investment goals, financial situation, and risk tolerance. Since you bear the investment risk of investing in the Subaccounts, you should carefully consider any decisions regarding allocations of premium and Contract Value to each Subaccount.

In making your investment selections, we encourage you to thoroughly investigate all of the information regarding the Portfolios that is available to you, including each Portfolio's prospectus, statement of additional information, and annual and semi-annual reports. Other sources such as the Portfolio's website or newspapers and financial and other magazines provide more current information, including information about any regulatory actions or investigations relating to a Portfolio. After you select Subaccounts in which to allocate premium or Contract Value, you should monitor and periodically re-evaluate your investment allocations to determine if they are still appropriate.

#### You bear the risk of any decline in the Contract Value of your Policy resulting from the performance of the Subaccounts you have chosen.
We do not provide investment advice and we do not recommend or endorse any of the particular Portfolios available as investment options in the Policy.

***Revenue We Receive From the Portfolios and/or Their Service Providers.*** We and/or Farmers Financial Solutions, LLC ("FFS"), may directly or indirectly receive payments from the Portfolios and/or their service providers (investment advisors, administrators, and/or distributors), in connection with certain administrative, marketing and other services we and/or FFS provide and expenses we incur. We and/or FFS generally receive three types of payments:

• ***Rule 12b-1 Fees.*** We and/or FFS, the principal underwriter and distributor for the Policies, receive some or all of the 12b-1 fees from the Portfolios that charge a 12b-1 fee. See the prospectuses for the Portfolios for more information. The 12b-1 fees we and/or FFS receive are calculated as a percentage of the average daily net assets of the Portfolios owned by the Subaccounts available under this Policy and certain other variable insurance products that we issue.

• ***Administrative, Marketing and Support Service Fees ("Support Fees").*** We and/or FFS may receive compensation from some of the Portfolios' service providers for administrative and other services we perform relating to variable account operations that might otherwise have been provided by the Portfolios. The amount of this compensation is based on a percentage of the average assets of the particular Portfolios attributable to the Policy and to certain other variable insurance products that we issue. The maximum percentage is currently 0.25% and may be significant. Some service providers may pay us more than others.

The chart below provides the current maximum combined percentages of 12b-1 fees and Support Fees that we anticipate will be paid to us and/or FFS on an annual basis:

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| | | | |
|:---|:---|:---|:---|
| **Incoming Payments to Farmers and/or FFS** | **Incoming Payments to Farmers and/or FFS** | **Incoming Payments to Farmers and/or FFS** | **Incoming Payments to Farmers and/or FFS** |
| From the following Funds and<br> their Service Providers: | Maximum %<br> of assets\* | From the following Funds and their<br> Service Providers: | Maximum %<br> of assets\* |
| DWS | 0.25% | Goldman Sachs | 0.00% |
| Fidelity<sup>®</sup> | 0.25% | Janus | 0.25% |
| Franklin Templeton | 0.25% | Principal | 0.25% |

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\* Payments are based on a percentage of the average assets of each underlying Portfolio owned by the Subaccounts available under this Policy and under certain other variable insurance products offered by us.

• ***Other payments.*** We and/or FFS also may directly or indirectly receive additional amounts or different percentages of assets under management from some of the Portfolio's service providers with regard to the variable insurance products we issue. These payments may be derived, in whole or in part, from the advisory fees deducted from assets of the Portfolios. Policy Owners, through their indirect investment in the Portfolios, bear the costs of these advisory fees. Certain investment advisors or their affiliates may provide us and/or FFS with wholesaling services to assist us in the distribution of the Policy, may pay us and/or FFS amounts to participate in sales meetings or may reimburse our sales costs, and may provide us and/or FFS with occasional gifts, meals, tickets, or other compensation or reimbursement. The amounts in the aggregate may be significant and may provide the investment advisor (or other affiliates) with increased access to us and FFS.

Proceeds from these payments made by the Portfolios, investment advisors, and/or their affiliates may be used for any corporate purpose, including payment of expenses that we and FFS incur in promoting, issuing, distributing, and administering the Policies, and that we incur, in our role as intermediary, in marketing and administering the underlying Portfolios. We and our affiliates may profit from these payments.

For further details about the compensation payments we make in connection with the sale of the Policies, see the "Distribution of the Policies" section.

#### Availability of the Portfolios
We do not guarantee that each Portfolio will always be available for investment through the Policies.

We reserve the right, subject to applicable law, to add new Portfolios or classes of Portfolio shares, remove or close existing Portfolios or classes of Portfolio shares, or substitute Portfolio shares held by any Subaccount for shares of a different Portfolio. New or substitute Portfolios or classes of Portfolio shares may have different fees and expenses and their availability may be limited to certain classes of purchasers. If the shares of a Portfolio are no longer available for investment or if, in our judgment, further investment in any Portfolio should become inappropriate, we may redeem the shares of that Portfolio and substitute shares of another Portfolio. We will not add, remove or substitute any shares without notice and prior approval of the SEC and state insurance authorities, to the extent required by the 1940 Act or other applicable law.

#### Your Right to Vote Portfolio Shares
Even though we are the legal Owner of the Portfolio shares held in the Subaccounts, and have the right to vote on all matters submitted to shareholders of the Portfolios, we will vote our shares only as you and other Policy Owners instruct, so long as such action is required by law.

Before a vote of a Portfolio's shareholders occurs, you will receive voting materials from us. We will ask you to instruct us on how to vote and to return your proxy to us in a timely manner. You will have the right to instruct us on the number of Portfolio shares that corresponds to the amount of Contract Value you have in that Portfolio (as of a date set by the Portfolio). When we solicit your vote, the number of votes you have will be calculated separately for each Subaccount in which you have an investment.

If we do not receive voting instructions on time from some Owners, we will vote those shares in the same proportion as the timely voting instructions we receive. Should Federal securities laws, regulations and interpretations change, we may elect to vote Portfolio shares in our own right. If required by state insurance officials, or if permitted under Federal regulation, we may disregard certain Owner voting instructions. If we ever disregard voting instructions, we will send you a summary in the next annual report to Policy Owners advising you of the action and the reasons we took such action.

#### The Policy

#### Purchasing a Policy
**Please note that we are no longer offering the Policies for sale. This "Purchasing a Policy" section is included in the prospectus for your information.**

To purchase a Policy, you must send the application and, in most cases an Initial Premium, to us through any licensed Farmers insurance agent who is also a registered representative of a broker-dealer having a selling agreement with the principal underwriter that offers the Policy, Farmers Financial Solutions, LLC.

There may be delays in our receipt and processing of applications and premium payments that are outside of our control (for example, because of the failure of a registered representative to forward the application to us or our Service Center promptly, or because of delays in determining whether the Policy is suitable for you). Any such delays will affect when your Policy can be issued and your premium is allocated among the investment choices you have selected.

Acceptance of an application is subject to our insurance underwriting. We use different underwriting standards in relation to the Policy. We can provide you with details as to these underwriting standards when you apply for a Policy. We must receive evidence of insurability that satisfies our underwriting standards before we will issue a Policy. We reserve the right to reject an application for any reason permitted by law.

We reserve the right to decline an application for any reasons subject to the requirements imposed by law in the jurisdiction where the requested insurance Policy was to be issued and delivered. If the application is declined or cancelled, the full amount paid with the application will be refunded.

We determine the minimum Principal Sum (death benefit) for a Policy based on the Attained Age of the Insured when we issue the Policy. The minimum Principal Sum for the preferred Premium Class is $100,000, and $50,000 for all others. The maximum Issue Age for Insureds is age 75. We base the minimum Initial Premium for your Policy on a number of factors including the age, sex and Premium Class of the Insured and the amount of the Principal Sum. We currently require a minimum Initial Premium as shown on the Policy's specifications page.

#### Tax-Free 'Section 1035' Exchanges
You can generally exchange one life insurance policy for another in a 'tax-free exchange' under Section 1035 of the Tax Code. Before making an exchange, you should compare both policies carefully. Remember that if you exchange another policy for the one described in this prospectus, you might have to pay a Surrender Charge on your old policy. There will be a new Surrender Charge period for this Policy and other charges may be higher (or lower) and the benefits may be different. This Policy will have new suicide and incontestability periods, during which benefits may be denied in certain circumstances. Your old policy's suicide and incontestability periods may have expired. If the exchange does not qualify for Section 1035 treatment, you may have to pay federal income and penalty taxes on the exchange. You should not exchange another policy for this one unless you determine, after knowing all the facts, that the exchange is in your best interest and not just better for the person trying to sell you this Policy (that person will generally earn a commission if you buy this Policy through an exchange or otherwise).

#### State Variations
This prospectus provides you with important information about the Farmers<sup>®</sup> LifeAccumulator. However, we will also issue you a Policy, which is a separate document from this prospectus. There may be differences between the description of the Policy contained in this prospectus and the Policy issued to you due to differences in state law. Please consult your Policy (and the endorsements and riders attached to your Policy) for the provisions that apply in your state. If you would like an additional copy of your Policy and its endorsements and riders, if any, contact our Service Center.

#### Other Policies
We offer other life insurance policies that have different investment options, death benefits, policy features, and optional benefits. These other policies also have different charges that would result in different performance levels than this Policy. For more information about other policies, please contact our Service Center or your agent.

#### Ownership Rights
The Policy belongs to the Owner named in the application. The Owner may exercise all of the Ownership rights and options described in the Policy. The Insured is the Owner unless the application specifies a different person as the Owner. If the Owner dies before the Insured and no successor Owner is named, then Ownership of the Policy will pass to the Insured. The Owner may designate the Beneficiary (the person to receive the death benefit when the Insured dies) in the application.

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|:---|:---|
| **Changing the Owner** | &nbsp;&nbsp;&nbsp;&nbsp;• You may change the Owner by providing a written request to us at any time while the Insured is alive.<br> &nbsp;&nbsp;&nbsp;&nbsp;• The change takes effect on the date that the written request is signed.<br> &nbsp;&nbsp;&nbsp;&nbsp;• We are not liable for any actions we may have taken before we received the written request.<br> &nbsp;&nbsp;&nbsp;&nbsp;• Changing the Owner does not automatically change the Beneficiary. *Changing the Owner may have tax consequences. You should consult a tax advisor before changing the Owner.* |
| **Selecting and Changing the Beneficiary** | &nbsp;&nbsp;&nbsp;&nbsp;• If you designate more than one Beneficiary, then each Beneficiary shares equally in any Death Benefit Proceeds unless the Beneficiary designation states otherwise.<br> &nbsp;&nbsp;&nbsp;&nbsp;• If the Beneficiary dies before the Insured, then any contingent beneficiary becomes the Beneficiary.<br> &nbsp;&nbsp;&nbsp;&nbsp;• If both the Beneficiary and contingent Beneficiary die before the Insured, then we will pay the death benefit to the Owner or the Owner's estate once the Insured dies.<br> &nbsp;&nbsp;&nbsp;&nbsp;• You can request a delay clause that provides that if the Beneficiary dies within a specified number of days (maximum 180 days) following the Insured's death, then the Death Benefit Proceeds will be paid as if the Beneficiary had died first.<br> &nbsp;&nbsp;&nbsp;&nbsp;• You can change the Beneficiary by providing us with a written request while the Insured is living.<br> &nbsp;&nbsp;&nbsp;&nbsp;• The change in Beneficiary is effective as of the date you sign the written request.<br> &nbsp;&nbsp;&nbsp;&nbsp;• We are not liable for any actions we may have taken before we received the written request. |

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|:---|:---|
| **Assigning the Policy** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;• You may assign Policy rights while the Insured is alive.<br> &nbsp;&nbsp;&nbsp;&nbsp;• The Owner retains any Ownership rights that are not assigned.<br> &nbsp;&nbsp;&nbsp;&nbsp;• The assignee may not change the Owner or the Beneficiary, and may not elect or change an optional method of payment. We will pay any amount payable to the assignee in a lump sum.<br> &nbsp;&nbsp;&nbsp;&nbsp;• Claims under any assignment are subject to proof of interest and the extent of the assignment.<br> &nbsp;&nbsp;&nbsp;&nbsp;• We are not:<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• bound by any assignment unless we receive a written notice of the assignment.<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• responsible for the validity of any assignment.<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• liable for any payment we made before we received written notice of the assignment.<br> *Assigning the Policy may have tax consequences. See "Federal Tax Considerations*." |

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#### Modifying the Policy
Only one of our officers may modify the Policy or waive any of our rights or requirements under the Policy. Any modification or waiver must be in writing. No agent may bind us by making any promise not contained in this Policy.

Upon notice to you, we may modify the Policy to:

<br> • conform the Policy, our operations, or the variable account's operations to the requirements of any law (or regulation issued by a government agency) to which the Policy, our Company or the variable account is subject;

<br> • assure continued qualification of the Policy as a life insurance contract under the Federal tax laws; or

<br> • reflect a change in the variable account's operations.

If we modify the Policy, we will make appropriate endorsements to the Policy. If any provision of the Policy conflicts with the laws of a jurisdiction that govern the Policy, we will amend the provision to conform with such laws.

#### Policy Termination
Your Policy will terminate on the earliest of:

<br> • the Maturity Date (Insured's Attained Age 120);

<br> • the date the Insured dies;

<br> • the end of the grace period without a sufficient payment; or

<br> • the date you Surrender the Policy.

#### Premiums

#### Premium Flexibility
You have flexibility to determine the frequency and the amount of the premiums you pay. You do not have to pay premiums according to any schedule. However, you greatly increase your risk of Lapse if you do not regularly pay premiums at least as large as the current minimum premium. **Paying the minimum premiums for the Policy will not necessarily keep your Policy in force.** It is likely that additional premiums will be necessary to keep the Policy in force until maturity.

Before the Issue Date of the Policy (or if premium is paid on delivery of the Policy, before the Record Date), we will require you to pay the premium indicated on your Policy's specification page. Thereafter, you may pay premiums ($25 minimum) at any time. You must send all premiums to our Service Center. We reserve the right to limit the number and amount of any unscheduled premiums. You may not pay any premiums after the Insured reaches Attained Age 100.

We multiply each premium by the Percent of Premium Factor (currently 95.75%) and credit the resulting value to the Contract Value. We retain the balance of each premium to compensate us for certain expenses such as premium taxes and selling expenses.

**We will treat any payment you make as a premium unless you clearly mark it as a loan repayment.** We have the right to limit or refund any premium, if the premium would disqualify the Policy as a life insurance contract under the Tax Code, or if the payment would increase the death benefit by more than the amount of the premium.

***Planned Premiums.*** You may determine a planned Premium schedule that allows you to pay level premiums at fixed intervals over a specified period of time. You are not required to pay premiums according to this schedule. You may change the amount, frequency, and the time period over which you make your planned premiums by sending us a written request. We have the right to limit the amount of any increase in planned premiums. Even if you make your planned premiums on schedule, your Policy may Lapse if your Surrender Value (or unloaned Contract Value, in certain circumstances) ever becomes less than the Monthly Deduction. See "Policy Risks," "Risk of Lapse."

***Electronic Payments or Billing.*** If you authorize electronic payment of your premiums from your bank account, or if you ask to be billed for your planned premiums, the total amount of premiums being debited, or billed, must be at least $300 per year. You can be billed, or make electronic payments, on an annual, semi-annual, quarterly or monthly basis for the applicable fraction of $300, but the total for the year must add up to at least $300.

You can stop paying premiums at any time and your Policy will continue in force until the earlier of the Maturity Date (when the Insured reaches Attained Age 120), or the date when either (1) the Insured dies, or (2) the grace period ends after the Surrender Value has been exhausted, or (3) we receive your signed request to Surrender the Policy.

***Tax Code Processing.*** If we receive any premium payment that we anticipate will cause a Policy to become a modified endowment contract ("MEC") or will cause a Policy to lose its status as life insurance under Section 7702 of the Tax Code, we will not accept the **excess portion** of that premium. We will immediately notify the Owner and give an explanation of the issue by sending a letter to the Owner's address of record. We will refund the **excess** premium no later than 2 weeks after receipt of the premium at the Service Center (the "refund date"), except in the following circumstances:

<br> a. the tax problem resolves itself prior to the refund date; or

<br> b. the tax problem relates to a MEC and we receive a signed acknowledgment from the Owner prior to the refund date instructing us to process the premium notwithstanding the tax issue involved.

During this two-week period, we will hold such excess premium in a suspense account until the refund date. Premiums held in the suspense account will not be credited interest. Farmers will treat the excess premium as having been received on the date the tax problem resolves itself or the date Farmers receives the signed acknowledgement at the Service Center. We will then process the excess premium accordingly.

#### Minimum Premiums
The full Initial Premium is the only premium required to be paid under the Policy. However, you greatly increase your risk of Lapse if you do <u>not</u> regularly pay premiums at least as large as the minimum premium. **Paying the minimum premiums will not necessarily keep your Policy in force.** It is likely that additional premiums may be necessary to keep the Policy in force to maturity.

The initial minimum premium for two alternative payment modes (for example, annual and monthly) are shown on your Policy's specifications page. The minimum premium depends on a number of factors including the age, sex, and Premium Class of the proposed Insured, and the Principal Sum.

The minimum premium will change if:

<br> • you increase or decrease the Principal Sum;

<br> • you change the death benefit option;

<br> • you change or add a rider;

<br> • you take a partial withdrawal when you have elected the level death benefit option (Option B); or

<br> • the Insured's Premium Class changes (for example, from nicotine to non-nicotine, or from standard to substandard).

If your Surrender Value (that is, the Contract Value, minus the Surrender Charge, and minus any outstanding Loan Amount and any interest you would owe if you Surrendered the Policy) becomes zero or less **and** if the total premiums you have paid, minus withdrawals (not including Surrender Charges and processing fees), are <u>less than</u> the Cumulative Minimum Premiums under your Policy, then your Policy will enter a 61-day grace period.

During the grace period, you must make a payment large enough to keep the Policy in force. The Cumulative Minimum Premiums are the sum of all past monthly-mode minimum premiums since the Issue Date.

But if the total premiums you have paid, minus withdrawals (not including Surrender Charges and processing fees), are <u>greater than</u> the Cumulative Minimum Premiums, then your Policy will enter a grace period only if your Contract Value, minus any outstanding Loan Amount (and any interest you would owe if you Surrendered the Policy), is too low to pay the entire Monthly Deduction when due.

Your Policy can Lapse before maturity, depending on the premiums you pay and the investment results of the Subaccounts in which you invest your Contract Value. Your agent can provide you with an illustration that can show how many years your Policy would stay in force under various premium and hypothetical investment scenarios. For certain Issue Ages, classes and Policy sizes, this illustration may show that regular payments of the minimum premium will keep your Policy in force several years even if investment results are very low and even if we impose the maximum charges allowed by the Policy. This is not true for all ages, classes, and investment results, however, so we encourage you to request an illustration from your agent to help you decide what level of premium payments to pay in your particular circumstances.

#### Allocating Premiums
When you apply for a Policy, you must instruct us to allocate your Initial Premium(s) to one or more Subaccounts of the variable account and to the Fixed Account according to the following rules:

• You must put at least 1% of each premium in any Subaccount you select or the Fixed Account.

• Allocation percentages must be in whole numbers and the sum of the percentages must equal 100.

You can change the allocation instructions for additional premiums without charge at any time by providing us with written notification (or any other notification we deem satisfactory). Any allocation change will be effective on the date we record the change. Any future premiums will be allocated in accordance with the new allocation, unless we receive contrary written instructions. Changing your allocation instructions will not change the way your existing Contract Value is apportioned among the Subaccounts or the Fixed Account. We reserve the right to limit the number of premium allocation changes. We also reserve the right to limit the number of Subaccount allocations in effect at any one time.

Investment returns from amounts allocated to the Subaccounts will vary with the investment experience of these Subaccounts and will be reduced by Policy charges. **You bear the entire investment risk for amounts you allocate to the Subaccounts.**

On the Issue Date, we will allocate your premium(s) received, times the Percent of Premium Factor, minus the Monthly Deduction(s), to the Fixed Account. If you make your first full premium payment upon delivery of the Policy, we will allocate your premium to the Fixed Account on the Business Day it is received at the Service Center.

We also allocate any premiums we receive from the Issue Date to the Reallocation Date (the Record Date, plus the number of days in your state's Right to Examine Period, plus 10 days) to the Fixed Account. While held in the Fixed Account, premium(s) will be credited with interest at the current Fixed Account rate. On the Reallocation Date, we will reallocate the Contract Value in the Fixed Account to the other Subaccounts (at the unit value next determined) and the Fixed Account in accordance with the allocation percentages provided in the application.

Unless additional underwriting is required or a situation described above in the "Tax Code Processing" section occurs, we invest all premiums paid after the Reallocation Date on the Business Day they are received in our Service Center. We credit these premiums to the Subaccounts at the unit value next computed at the end of a Business Day on which we receive them at our Service Center. If we receive your additional premiums after the close of a Business Day, we will calculate and credit them as of the end of the next Business Day.

#### Your Contract Values

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| | |
|:---|:---|
| **Your Contract Value:** | &nbsp;&nbsp;&nbsp;&nbsp;• varies from day to day, depending on the investment experience of the Subaccounts you choose, the interest credited to the Fixed Account, the charges deducted and any other Policy transactions (such as additional premium payments, transfers, withdrawals and Policy loans); |
| **Your Contract Value:** | &nbsp;&nbsp;&nbsp;&nbsp;• serves as the starting point for calculating values under a Policy; |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• equals the sum of all values in each Subaccount, the loan account and the Fixed Account; |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• is determined on the Issue Date and on each Business Day; |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• on the Issue Date, equals the Initial Premium times the Percent of Premium Factor, less the Monthly Deduction; and |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• has no guaranteed minimum amount and may be more or less than premiums paid. |

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#### Subaccount Value
Each Subaccount's value is determined at the end of each Business Day. We determine your Policy's value in each Subaccount by multiplying the number of units that your Policy has in the Subaccount by the Accumulation Unit value of that Subaccount at the end of the Business Day.

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|:---|:---|
| **The number of units in any Subaccount on any Business Day equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• the initial units purchased at the unit value on the Issue Date; **plus** |
| **The number of units in any Subaccount on any Business Day equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• units purchased with additional premiums net of the Percent of Premium Factor; **plus** |
| **The number of units in any Subaccount on any Business Day equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• units purchased via transfers from another Subaccount or the Fixed Account; **minus** |
| **The number of units in any Subaccount on any Business Day equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• units redeemed to pay a pro-rata share of the Monthly Deductions; **minus** |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• units redeemed to pay for partial withdrawals and any processing fees; **minus** |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• units redeemed as part of a transfer to another Subaccount, the loan account or the Fixed Account. |

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Every time you allocate or transfer money to or from a Subaccount, we convert that dollar amount into units. We determine the number of units we credit to, or subtract from, your Policy by dividing the dollar amount of the allocation, transfer, or withdrawal, by the unit value for that Subaccount at the end of the Valuation Period.

#### Subaccount Unit Value
The Accumulation Unit value (or price) of each Subaccount will reflect the investment performance of the Portfolio in which the Subaccount invests. Unit values will vary among Subaccounts. The unit value of each Subaccount was originally established at the figure shown on the Variable Account's financial statements. The unit value may increase or decrease from one Valuation Period to the next. For a discussion of how unit values are calculated, see the SAI.

#### Fixed Account Value
On the Issue Date, the Fixed Account Value is equal to the premiums paid multiplied by the Percent of Premium Factor, less the first Monthly Deduction.

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|:---|:---|
| **The Fixed Account Value at the end of any Valuation Period equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• the Fixed Account Value on the preceding Business Day plus interest from the preceding Business Day to the date of calculation; **plus** |
| **The Fixed Account Value at the end of any Valuation Period equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• the portion of the premium(s), multiplied by the Percent of Premium Factor, allocated to the Fixed Account since the preceding Business Day, plus interest from the date such premiums were received to the date of calculation; **plus** |
| **The Fixed Account Value at the end of any Valuation Period equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• any amounts transferred to the Fixed Account since the preceding Business Day, plus interest from the effective date of such transfers to the date of calculation; **minus** |
| **The Fixed Account Value at the end of any Valuation Period equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• the amount of any transfer from the Fixed Account to the Subaccounts and the loan account since the preceding Business Day, plus interest from the effective date of such transfers to the date of calculation, and any processing fee; **minus** |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• the amount of any partial withdrawals and any processing fees deducted from the Fixed Account since the preceding Business Day, plus interest on those Surrendered amounts from the effective date of each withdrawal to the date of calculation; **minus** |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• a pro-rata share of the Monthly Deduction, on each Business Day when a Monthly Deduction is due. |

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Your Policy's guaranteed minimum Fixed Account Value will not be less than the minimum values required by the state where we deliver your Policy.

#### Loan Account Value

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|:---|:---|
| **The loan account value at the end of any Valuation Period equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• the loan account value on the preceding Business Day plus interest from the preceding Business Day to the date of calculation; plus |
| **The loan account value at the end of any Valuation Period equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• any amounts transferred to the loan account since the preceding Business Day, plus interest from the effective date of such transfers to the date of calculation; **minus** |
| **The loan account value at the end of any Valuation Period equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• the amount of any transfer from the loan account to the Subaccounts and the Fixed Account since the preceding Business Day, plus interest from the effective date of such transfers to the date of calculation. |

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Interest is charged daily on Policy loans. Interest is due and payable at the end of each Policy year or, if earlier, on the date of any Policy loan increase or repayment. Any interest not paid when due will be transferred from the Fixed Account and Subaccounts to the loan account on a pro-rata basis if sufficient funds are available for transfer. Unpaid interest becomes part of the outstanding loan and accrues interest daily.

#### Charges and Deductions

This section describes the charges and deductions that we make under the Policy to compensate for: (1) the services and benefits we provide; (2) the costs and expenses we incur; and (3) the risks we assume. The fees and charges we deduct under the Policy may result in a profit to us.

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|:---|:---|
| **Services and benefits we provide:** | &nbsp;&nbsp;&nbsp;&nbsp;• the death benefit, Surrender and loan benefits under the Policy and the benefits provided by riders. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• investment options, including premium allocations. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• administration of elective options. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• the distribution of reports to Owners. |

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|:---|:---|
| **Costs and expenses we incur:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;• costs associated with processing and underwriting applications, issuing and administering the Policy (including any riders).<br>&nbsp;&nbsp;&nbsp;&nbsp;• overhead and other expenses for providing services and benefits. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• sales and marketing expenses, including compensation paid in connection with the sale of the Policies. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• other costs of doing business, such as collecting premiums, maintaining records, processing claims, affecting transactions, and paying Federal, state and local premium and other taxes and fees. |

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|:---|:---|
| **Risks we assume include but are not limited to:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;• that the cost of insurance charges we deduct are insufficient to meet our actual claims because Insureds die sooner than we anticipate.<br>&nbsp;&nbsp;&nbsp;&nbsp;• that the costs of providing the services and benefits under the Policies exceed the charges we deduct. |

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All of the charges we deduct are used to pay aggregate Policy costs and expenses, including a profit to us, that we incur in providing the services and benefits under the Policy and assuming the risks associated with the Policy.

#### Premium Deductions
When you make a premium payment, we apply a Percent of Premium Factor currently equal to 95.75% to the premium to determine the amount that we will allocate to the Subaccounts and the Fixed Account according to your instructions. The 4.25% of each premium that we retain is the sum of 2%, which compensates us for a portion of our sales expenses, and 2.25%, which compensates us for the estimated average state premium taxes we expect to incur in the future. State premium tax rates vary from state to state, and currently range from 0% to 3.50% in the states in which the Policy is sold. The estimated charge does not necessarily reflect the actual premium tax rate that applies to a particular Policy. If the actual premium tax rate is less than 2.25%, the difference between the actual rate and the 2.25% will be retained by us to help cover additional premium tax charges that may be imposed in the future, and to help cover premium taxes imposed on policies in states that charge a higher premium tax rate.

#### Monthly Deduction
We take a Monthly Deduction from the Contract Value on the Issue Date and on the Business Day nearest each Monthly Due Date (the same day of each succeeding month as the Issue Date). We will make deductions by canceling units in each Subaccount and withdrawing funds from the Fixed Account. We will take the Monthly Deduction on a pro-rata basis from all accounts except the loan account (*i.e.,* in the same proportion that the value in each Subaccount and the Fixed Account bears to the sum of all Subaccounts and the Fixed Account on the Monthly Due Date). Because portions of the Monthly Deduction can vary from month-to-month, the Monthly Deduction will also vary.

The Monthly Deduction is equal to:

<br> • The monthly administration charge; plus

<br> • The cost of insurance charge for the Policy; plus

<br> • Extra charges for a special Premium Class, if any; plus

<br> • The monthly underwriting and sales charge; plus

<br> • The charges for any riders.

***Monthly Administration Charge.*** We deduct this charge to compensate us for a portion of our administrative expenses such as recordkeeping, processing death benefit claims and Policy changes, and overhead costs. The monthly administration charge currently equals $7. We may increase or decrease this charge but it is guaranteed never to be higher than $10.

***Cost of Insurance Charge.*** We assess a monthly cost of insurance charge to compensate us for the anticipated cost of paying a death benefit in excess of your Contract Value. The charge depends on a number of variables (e.g. the Principal Sum, the Contract Value, the Death Benefit Option, the Insured's Issue Age, sex, and Premium Class, and the number of months since the Issue Date, among other factors) that will cause it to vary from Policy to Policy and from month to month.

The cost of insurance charge is equal to the cost of insurance rate at the Insured's Attained Age, times the number of thousands of Risk Insurance Amount.

The Risk Insurance Amount is:

1. The current death benefit; **minus**

2. The Contract Value at the end of the Business Day preceding the Monthly Due Date; **plus**

3. The monthly administrative charge for the month that begins on the Monthly Due Date; **plus**

4. The monthly underwriting and sales charge; **plus**

<br> 5. Any charges for riders for the month that begins on the Monthly Due Date.

The Risk Insurance Amount may increase or decrease each month, depending on investment experience of the Portfolios in which you are invested, the payment of additional premiums, the fees and charges deducted under the Policy, the death benefit option you chose, Policy riders, any Policy transactions (such as loans, partial withdrawals, changes in death benefit option) and the application of the death benefit percentage formula. Therefore, the cost of insurance charges can increase or decrease each month.

Cost of insurance rates vary by the Insureds Attained Age, sex, Premium Class, the number of months since the Issue Date, and the amount of the Principal Sum, among other factors. The cost of insurance rates are generally higher for male Insureds than for female Insureds of the same age and Premium Class, and ordinarily increase with age. Cost of insurance rates may never exceed the guaranteed maximum cost of insurance rates. Sample rates are shown in Appendix A.

The Premium Class of the Insured will affect the cost of insurance rates. We currently place Insureds into preferred and standard Premium Classes and into special Premium Classes involving higher mortality risks. The cost of insurance rates for Insureds in special Premium Classes involving higher mortality risks are multiples of the standard rates. If the Insured is in a special Premium Class, the guaranteed maximum monthly cost of insurance rate will be the rate shown in the table in the Policy times a special Premium Class rating factor shown on your Policy's specification page.

We calculate the cost of insurance separately for the initial Principal Sum and for any increase in Principal Sum. If you request and we approve an increase in your Policy's Principal Sum, then a different Premium Class (and a different cost of insurance rate) may apply to the increase, based on the Insured's age and circumstances at the time of the increase.

The Policies are based on 1980 C.S.O. mortality tables that distinguish between men and women. As a result, the Policy may pay different benefits to men and women of the same age and Premium Class. We also offer Policies based on unisex mortality tables if required by state law.

We currently charge cost of insurance rates that are higher for Policies having a Principal Sum less than $100,000. If you reduce your Principal Sum below $100,000 at any time, these higher rates will apply.

***Monthly Special Premium Class Charge.*** If the Insured is in a special Premium Class, the guaranteed maximum monthly cost of insurance rate will be the rate shown in the table in the Policy times a special Premium Class rating factor shown on your Policy's specification page. This factor is applied to both current and guaranteed cost of insurance rates. This charge is deducted as part of the Monthly Deduction and compensates us for additional costs associated with policies in a special Premium Class. If applicable to you, your Policy's specification page will show you the amount of this charge.

***Flat Extra Monthly Charge for Policies in a Special Premium Class.*** We may deduct an additional flat extra monthly charge as part of the Monthly Deduction if the Insured is in a special Premium Class. This compensates us for additional costs we anticipate from policies in a special Premium Class. The charge, if any, will be shown on your Policy's specifications page.

***Monthly Underwriting and Sales Charge.*** We deduct this charge each month during the first 60 months after the Issue Date to compensate us for a portion of the expenses of selling, underwriting and issuing the Policy. This charge is imposed for an additional 60 months each time you choose to increase the Principal Sum after the Issue Date. The rate for this charge depends upon the Insured's age at issue or at the time of any increase in Principal Sum. The charge is calculated by multiplying the rate for this charge by the amount of Principal Sum issued or by the amount by which the Principal Sum is increased above the Principal Sum immediately prior to the current increase. The underwriting and sales charge is not imposed on any increases in Principal Sum that are due to a change in death benefit option. The underwriting and sales charge will not be reduced as a result of a reduction in the Principal Sum.

The amount of the monthly underwriting and sales charge is computed on the Issue Date, as follows:

1. Find the appropriate annualized underwriting and sales charge per $1,000 for the Insured's Issue Age in the following table; then

2. Multiply this charge per $1,000 by the original Principal Sum; then

<br> 3. Divide the result by 1,000; and then

<br> 4. Divide the result by 12.

#### Underwriting and Sales Charge per $1,000 of Principal Sum

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| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| Issue Age,<br> or Attained<br> Age at Which<br> Principal<br> Sum is<br> Increased | Annualized<br> Charge per<br> $1,000 | Issue Age,<br> or Attained<br> Age at Which<br> Principal<br> Sum is<br> Increased | Annualized<br> Charge per<br> $1,000 | Issue Age,<br> or Attained<br> Age at Which<br> Principal<br> Sum is<br> Increased | Annualized<br> Charge per<br> $1,000 | Issue Age, or<br> Attained<br> Age at Which<br> Principal<br> Sum is<br> Increased | Annualized<br> Charge per<br> $1,000 |
| 21 | 2.88 | 31 | 2.98 | 41 | 5.02 | 51 | 7.17 |
| 22 | 2.88 | 32 | 3.07 | 42 | 5.11 | 52 | 7.40 |
| 23 | 2.88 | 33 | 3.17 | 43 | 5.21 | 53 | 7.64 |
| 24 | 2.88 | 34 | 3.26 | 44 | 5.30 | 54 | 7.89 |
| 25 | 2.88 | 35 | 3.36 | 45 | 5.40 | 55 | 8.16 |
| 26 | 2.88 | 36 | 3.67 | 46 | 5.83 | 56 | 8.45 |
| 27 | 2.88 | 37 | 3.98 | 47 | 6.26 | 57 | 8.75 |
| 28 | 2.88 | 38 | 4.30 | 48 | 6.55 | 58 | 9.08 |
| 29 | 2.88 | 39 | 4.61 | 49 | 6.75 | 59 | 9.43 |
| 30 | 2.88 | 40 | 4.92 | 50 | 6.69 | 60 | 9.80 |
| 61 |  |  |  |  |  |  | 10.20 |
|  |  |  |  |  |  | 62 and older | 10.51 |

---

If you choose to increase the Principal Sum after the Issue Date, we will assess an additional underwriting and sales charge for 60 months after the increase takes effect. The additional charge will be assessed only on the amount of the increase in Principal Sum, using the charge applicable to the Insured's Attained Age at the time of the increase. The additional charge will be calculated by following the four steps outlined above.

***Optional Monthly Disability Rider Charge (not available effective August 7, 2015).*** The Monthly Deduction includes charges for the Monthly Disability Benefit Rider, which is one of the optional insurance benefits you may add to your Policy by rider. Effective August 7, 2015, the Monthly Disability Benefit Rider was no longer available and cannot be added to a Policy; Monthly Disability Benefit Riders that were in force as of August 7, 2015 were not affected. The Monthly Disability Benefit Rider charge is summarized in the Fee Table in this prospectus. Any Monthly Disability Benefit Rider charges applicable to your Policy will be indicated in the rider you receive. The following is a description of the Monthly Disability Benefit Rider:

• ***Monthly Disability Benefit Rider.*** This benefit adds a monthly benefit to the Fixed Account if we receive due proof that the Insured is totally disabled as defined in the rider. We pay the monthly benefit during the Insured's continued disability, but not beyond the Insured's Attained Age 65. The monthly benefit is the monthly disability benefit rider amount multiplied by the Percent of Premium Factor that is shown on the policy specifications page. Disability must start before the Insured's Attained Age 60. The charge for this rider will be added to the Monthly Deduction for the Policy.

The monthly charge for this rider is the sum of:

1. the monthly disability benefit rider amount shown on the policy specifications page times a percentage at the Insured's Attained Age; **plus**

<br> 2. the extra monthly charge for a special Premium Class for this rider, if any.

#### Mortality and Expense Risk Charge
We deduct a daily charge from your Contract Value in each Subaccount to compensate us for a portion of certain mortality and expense risks we assume. The mortality risk is the risk that an Insured will live for a shorter time than we project. The expense risk is the risk that the expenses we incur will exceed the maximum charges we can impose according to the terms of the Policy. The mortality and expense risk charge is equal to:

<br> • your Contract Value in each Subaccount; multiplied by

• the daily portion of the annual mortality and expense risk charge rate of 0.70% during the first 10 Policy years, 0.30% during Policy years 11 through 20, and 0.25% thereafter.

If this charge and the other charges we impose do not cover our actual costs, we absorb the loss. Conversely, if the charges we impose more than cover actual costs, the excess is added to our surplus. We expect to profit from the mortality and expense risk charge. We may use any profits for any lawful purpose including covering distribution costs.

#### Surrender Charge
We deduct a Surrender Charge if, during the first five Policy years or within five years after any increase in Principal Sum, you fully Surrender the Policy. In the case of a full Surrender, we pay you the Contract Value less any Surrender Charge and any outstanding Loan Amount and any interest you owe. The payment you receive is called the Surrender Value.

**The Surrender Charge may be significant. You should carefully calculate this charge before you request a Surrender.** Under some circumstances the level of Surrender Charges might result in no Surrender Value available if you Surrender your Policy during the period when Surrender Charges apply. This will depend on a number of factors, but is more likely if:

<br> 1. you pay premiums equal to or not much higher than the minimum Premium shown in your Policy, or

<br> 2. investment performance is too low.

The Surrender Charge is equal to the sum of all remaining monthly underwriting and sales charges that you would pay if the Policy stayed in force for five years from the Issue Date (or date of Principal Sum increase), or until the Maturity Date, if earlier.

An example of calculating the Surrender Charge follows:

This example is for a policy that is in its 39<sup>th</sup> month. The Principal Sum is $200,000 and the Issue Age is 35.

The monthly underwriting and sales charge for this policy is (3.36)(200,000/1,000)/12 = $56.00. The number of such charges that remain on the policy is 60-39 = 21. Therefore, the Surrender Charge is (21)(56.00) = $1,176.

***Partial Withdrawal Processing Fee.*** We deduct a processing fee equal to the lesser of $25 or 2% of the amount withdrawn.

#### Transfer Charge
<br> • We currently allow you to make 12 transfers each Policy year free from charge. Any unused free transfers do not carry over to the next Policy year.

• We charge $25 for each additional transfer. We will not increase this charge.

<br> • For purposes of assessing the transfer charge, each written or telephone request is considered to be one transfer, regardless of the number of Subaccounts (or Fixed Account) affected by the transfer.

• We deduct the transfer charge from the amount being transferred, or from the remaining Contract Value, according to your instructions.

• Transfers we affect on the Reallocation Date, and transfers due to loans and dollar cost averaging, **do not** count as transfers for the purpose of assessing this charge.

#### Loan Charges
• We will charge interest on amounts in the loan account at a rate of 2.75% compounded annually. This rate is guaranteed. Interest is charged daily, and is due and payable at the end of each Policy year, or on the date of any Policy loan increase or repayment, if earlier. Unpaid interest becomes part of the outstanding loan and accrues interest daily.

• Amounts in the loan account earn interest at the guaranteed minimum rate of 2.5% per year.

#### Optional Accelerated Benefit Rider for Terminal Illness Charge
We deduct a one-time charge for the Accelerated Benefit Rider for Terminal Illness, which is one of the optional insurance benefits you may add to your Policy by rider. The charge we assess for the Accelerated Benefit Rider for Terminal Illness is summarized in the "Fee Table" in this prospectus. There is no charge for this rider prior to the time the accelerated benefits are paid. At that time, we will assess an administrative charge not to exceed $250 (currently $150) that will be deducted from the benefit amount that you are paid. The benefit is also reduced by an actuarial discount appropriate to the Policy to which the rider is attached to compensate us for expected lost income due to the early payment of the death benefit. The actuarial discount charge may be significant. The administrative charge for the rider varies by state. The Accelerated Benefit Rider for Terminal Illness charges applicable to your Policy will be indicated in the rider you receive.

This benefit allows accelerated payment of up to 50% of the death benefit (unless a smaller amount is allowed by state law) while the Insured is still alive, provided that the Insured is diagnosed as having a terminal illness expected to cause death within 12 months (unless a different period is required by state law), or 24 months in certain circumstances. The maximum benefit available is the lesser of 50% of the death benefit (smaller percentage in some states) or $150,000. Exercise of this rider may reduce other benefits under the Policy under a formula set forth in the rider.

#### Portfolio Management Fees and Expenses
Each Portfolio deducts Portfolio management fees and expenses from the amounts you have invested in the Portfolios through the Subaccounts. You pay these Portfolio fees and expenses indirectly. In addition, some Portfolios deduct 12b-1 fees at an annual rate of up to 0.25% of average daily Portfolio assets. For 2025, total annual Portfolio fees and charges for the Portfolios offered through this Policy ranged from 0.42% to 1.10% of average daily Portfolio assets. See the prospectuses, if available, for the Portfolios for more information.

***Redemption Fees.*** A Portfolio may assess a redemption fee of up to 2% on Subaccount assets that are redeemed out of the Portfolio in connection with a withdrawal or transfer. Each Portfolio determines the amount of the redemption fee and when the fee is imposed. The redemption fee is retained by or paid to the Portfolio and is not retained by us. The redemption fee will be deducted from your Contract Value. For more information on each Portfolio's redemption fee, see the Portfolio prospectus.

#### Other Charges
• We charge $5 for each additional annual report you request.

#### Death Benefit

#### Death Benefit Proceeds
As long as the Policy is in force, we will pay the Death Benefit Proceeds once we receive satisfactory proof of the Insured's death at our Home Office. We may require return of the Policy. We will pay the Death Benefit Proceeds to the primary Beneficiary or a contingent beneficiary. If the Beneficiary dies before the Insured and there is no contingent beneficiary, we will pay the Death Benefit Proceeds in a lump sum or a series of payments according to the payment option selected by the Beneficiary. We will pay the Death Benefit Proceeds into an interest paying checking account or under a payment option. For more information, see "Payment Options" in the SAI.

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| | |
|:---|:---|
| **Death benefit proceeds equal:** | &nbsp;&nbsp;&nbsp;&nbsp;• the death benefit (described below); **minus** |
| **Death benefit proceeds equal:** | &nbsp;&nbsp;&nbsp;&nbsp;• any past due Monthly Deductions; **minus** |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• any outstanding Policy loan on the date of death; **minus** |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• any interest you owe on the Policy loan(s); **plus** |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• any additional benefits payable under the terms of any riders attached to the Policy. |

---

If all or a part of the Death Benefit Proceeds are paid in one lump sum and the proceeds are at least $10,000, we will place the lump-sum payment into an interest-bearing special account opened in the Beneficiary's name unless the Beneficiary elects to receive the lump sum by check or payment by check is required by applicable law. We will provide the Beneficiary with a checkbook to access these Funds from the special account within seven days of our receipt of due proof of death and payment instructions at the Service Center. The Beneficiary can withdraw all or a portion of the Death Benefit Proceeds at any time, and will receive interest on the proceeds remaining in the account. The special account is part of our General Account, is not FDIC Insured, and is subject to the claims of our creditors. We may receive a benefit from the amounts held in the account.

We may further adjust the amount of the Death Benefit Proceeds under certain circumstances. See "Our Right to Contest the Policy," "Misstatement of Age or Sex," and "Suicide Exclusion" in the SAI.

#### Death Benefit Options
In your application, you tell us how much life insurance coverage you initially want to purchase on the life of the Insured. We call this the "Principal Sum" of insurance. You also choose whether the death benefit we will pay is Option A (variable death benefit through Attained Age 99), or Option B (level death benefit through Attained Age 99). For Attained Ages after age 99, the death benefit equals the Contract Value.

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| | |
|:---|:---|
| **The variable death benefit under Option A is the greater of:** | &nbsp;&nbsp;&nbsp;&nbsp;• the Principal Sum plus the Contract Value (determined as of the end of the Valuation Period during which the Insured dies); or |
| **The variable death benefit under Option A is the greater of:** | &nbsp;&nbsp;&nbsp;&nbsp;• the death benefit required by the Tax Code (Contract Value on the date of death multiplied by the applicable death benefit percentage). |

---

Under Option A, the death benefit varies with the Contract Value.

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| | |
|:---|:---|
| **The level death benefit under Option B is the greater of:** | &nbsp;&nbsp;&nbsp;&nbsp;• the Principal Sum on the date of death; or |
| **The level death benefit under Option B is the greater of:** | &nbsp;&nbsp;&nbsp;&nbsp;• the death benefit required by the Tax Code (Contract Value on the date of death multiplied by the applicable death benefit percentage). |

---

Under Option B, your death benefit generally equals the Principal Sum and will remain level, unless the Contract Value becomes so large that the Tax Code requires a higher death benefit (Contract Value times the applicable death benefit percentage).

Under Option A, your death benefit will tend to be higher than under Option B. However, the monthly insurance charges we deduct will also be higher to compensate us for our additional risk. Because of this, your Contract Value will tend to be higher under Option B than under Option A.

In order for the Policy to qualify as life insurance, Federal tax law requires that your death benefit be at least as much as your Contract Value multiplied by the applicable death benefit percentage. The death benefit percentage is based on the Insured person's Attained Age. For example, the death benefit percentage is 250% for an Insured at

age 40 or under, and it declines for older Insureds. The following table indicates the applicable death benefit percentages for different Attained Ages:

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| | |
|:---|:---|
| **Attained Age**<br>| **Death Benefit Percentage**<br>|
| 40 and under | &nbsp;&nbsp; 250% |
| 41 to 45 | &nbsp;&nbsp; 250% minus 7% for each age over age 40 |
| 46 to 50 | &nbsp;&nbsp; 209% minus 6% for each age over age 46 |
| 51 to 55 | &nbsp;&nbsp; 178% minus 7% for each age over age 51 |
| 56 to 60 | &nbsp;&nbsp; 146% minus 4% for each age over age 56 |
| 61 to 65 | &nbsp;&nbsp; 128% minus 2% for each age over age 61 |
| 66 to 70 | &nbsp;&nbsp; 119% minus 1% for each age over age 66 |
| 71 to 74 | &nbsp;&nbsp; 113% minus 2% for each age over age 71 |
| 75 to 90 | &nbsp;&nbsp; 105% |
| 91 to 94 | &nbsp;&nbsp; 104% minus 1% for each age over age 91 |
| 95 to 99 | &nbsp;&nbsp; 100% |

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If the Tax Code requires us to increase the death benefit by reference to the death benefit percentages, that increase in the death benefit will increase our risk, and will result in a higher monthly cost of insurance.

***Option A Example.*** Assume that the Insured's Attained Age is under 40, that there have been no decreases in the Principal Sum, and that there are no outstanding loans. Under Option A, a Policy with a Principal Sum of $50,000 will have a death benefit equal to the greater of $50,000 plus Contract Value or 250% of the Contract Value. Thus, a Policy with a Contract Value of $10,000 will have a death benefit of $60,000 (that is, the greater of $60,000 ($50,000 + $10,000) or $25,000 (250% of $10,000)).

However, once the Contract Value exceeds $33,334, the death benefit determined by reference to the death benefit percentage ($33,334 X 250% = $83,335) will be greater than the Principal Sum plus Contract Value ($50,000 + $33,334 = $83,334). Each additional dollar of Contract Value above $33,334 will increase the death benefit by $2.50. This is a circumstance in which we have the right to prohibit you from paying additional premiums because an additional dollar of premium would increase the death benefit by more than one dollar.

Similarly, under this scenario, any time Contract Value exceeds $33,334, each dollar taken out of Contract Value will reduce the death benefit by $2.50.

***Option B Example.*** Assume that the Insured's Attained Age is under 40, there have been no withdrawals or decreases in Principal Sum, and that there are no outstanding loans. Under Option B, a Policy with a $50,000 Principal Sum will generally have a $50,000 death benefit. However, because the death benefit must be equal to or be greater than 250% of Contract Value, any time the Contract Value exceeds $20,000, the death benefit will be determined as required by the Tax Code (Contract Value X 250%) and will exceed the Principal Sum of $50,000. Each additional dollar added to the Contract Value above $20,000 will increase the death benefit by $2.50. This is a circumstance in which we have the right to prohibit you from paying additional premiums because an additional dollar of premium would increase the death benefit by more than one dollar.

Similarly, so long as the Contract Value exceeds $20,000, each dollar taken out of the Contract Value will reduce the death benefit by $2.50.

#### Changing Death Benefit Options
You may change death benefit options or change the Principal Sum (but not both, unless done simultaneously) once each Policy year.

A change in death benefit option may affect the future monthly cost of insurance charge, which varies with the Risk Insurance Amount. Generally, the Risk Insurance Amount is the amount by which the death benefit exceeds the Contract Value. (See "Charges and Deductions – Monthly Deduction – Cost of Insurance Charge.") If the death benefit does not equal Contract Value times the death benefit percentage under either Options A or B, changing from Option A (variable death benefit) to Option B (level death benefit) will generally decrease the future Risk Insurance Amount. This would decrease the future cost of insurance charges. Changing from Option B (level death benefit) to Option A (variable death benefit) generally results in a Risk Insurance Amount that remains level. Such a change, however, results in an increase in cost of insurance charges over time, since the cost of insurance rates increase with the Insured's age. Changing the death benefit option may have tax consequences. You should consult a tax advisor before changing the death benefit option.

After any reduction in Principal Sum or change in death benefit option, the underwriting and sales charge and the Surrender Charge for the Policy will continue to be based on the same Principal Sum amount on which it was based immediately before the change and on any subsequent requested increase in Principal Sum.

For a more detailed discussion on changing death benefit options, see the SAI.

#### Effects of Withdrawals on the Death Benefit
If you have selected the variable death benefit (Option A), a withdrawal will not affect the Principal Sum. But if you have selected the level death benefit (Option B), a partial withdrawal will reduce the Principal Sum by the amount of the withdrawal (not including the processing fee). The reduction in Principal Sum will be subject to the terms of the Changing the Principal Sum section below.

#### Changing the Principal Sum
When you apply for the Policy, you tell us how much life insurance coverage you initially want on the life of the Insured. We call this the Principal Sum. You may change the Principal Sum subject to the conditions described below. **You may either change the Principal Sum or change the death benefit option (but not both, unless done simultaneously) no more than once per Policy year.** We will send you a Policy endorsement with the change to attach to your Policy.

Increasing the Principal Sum could increase the death benefit. Decreasing the Principal Sum could decrease the death benefit. The amount of change in the death benefit will depend, among other things, upon the selected death benefit option and the degree to which the death benefit exceeds the Principal Sum prior to the change.

Changing the Principal Sum could affect the subsequent level of death benefit and Policy values. An increase in the Principal Sum may increase the Risk Insurance Amount, thereby increasing your cost of insurance charge. Conversely, a decrease in the Principal Sum may decrease the Risk Insurance Amount, thereby decreasing your cost of insurance charge.

We will not permit any change that would result in your Policy being disqualified as a life insurance contract under Section 7702 of the Tax Code. However, changing the Principal Sum may have other tax consequences. You should consult a tax advisor before changing the Principal Sum.

#### Increases
• You may increase the Principal Sum by submitting a written request and providing evidence of insurability satisfactory to us. The increase will be effective on the Monthly Due Date following our approval of your request. We can deny your request for reasons including but not limited to the following:

<br> <sup>¡</sup> We do not wish to increase the death benefits due to the Insured's health, occupation, avocations, or any factor that we believe has a bearing on the Insured's risk of death.

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| | |
|:---|:---|
| <sup>¡</sup> | We conclude the Insured has an excessive amount of insurance coverage. |

---

<br> <sup>¡</sup><sup></sup> We conclude the Owner no longer has an insurable interest in the Insured.

<br> • You can increase the Principal Sum at any time before the Insured's Attained Age 75. Increases during the first Policy year are permitted.

• The minimum increase is $25,000 during the first two years after the Issue Date. The minimum increase after the second year is $100,000 if the Premium Class shown on the Specifications Page of your Policy is preferred non-nicotine use, or $50,000 otherwise.

• An additional underwriting and sales charge will be imposed each month during the 60 months following each increase in Principal Sum. We assess this charge on the amount of the increase in Principal Sum. See the "Underwriting and Sales Charge" section of this prospectus for an explanation of how this charge is calculated.

<br> • Increasing the Principal Sum will increase your Policy's minimum premium.

#### Decreases
• You may decrease the Principal Sum, but not below the minimum Principal Sum amount shown on your Policy's specifications page.

<br> • You must submit a written request to decrease the Principal Sum. Evidence of insurability is not required.

<br> • Any decrease will be effective on the Monthly Due Date following our approval of your request.

<br> • A reduction in Principal Sum will not reduce any underwriting and sales charges or Surrender Charges on the Policy.

• A decrease in Principal Sum may require that a portion of a Policy's Surrender Value be distributed as a partial withdrawal in order to maintain federal tax compliance. Decreasing the Principal Sum may also cause your Policy to become a Modified Endowment Contract under federal tax law and receive less favorable tax treatment than other life insurance policies. See "Tax Treatment of Policy Benefits, Modified Endowment Contracts."

<br> • Decreasing the Principal Sum will reduce your Policy's minimum premium.

• Decreasing the Principal Sum may increase the rates we charge you for the cost of insurance. We currently charge significantly higher rates if the Principal Sum is below $100,000 than if it is at least $100,000.

#### Payment Options
There are several ways of receiving proceeds under the death benefit and Surrender provisions of the Policy, other than in a lump sum. None of these options vary with the investment performance of the variable account. For a discussion of the settlement options described in your Policy, see the SAI.

#### Supplemental Benefits (Riders)

Except where otherwise noted, the following supplemental benefits (riders) are available and may be added to a Policy. We assess a charge for each benefit. See the "Fee Table" and "Charges and Deductions" for more information on the charges assessed for each rider. The riders available with the Policies provide fixed benefits that do not vary with the investment experience of the variable account.

• ***Accelerated Benefit Rider for Terminal Illness (not yet available in all states)***

• ***Monthly Disability Benefit Rider*** (effective August 7, 2015, the Monthly Disability Benefit Rider was no longer available and could not be added to a Policy; Monthly Disability Benefit Riders that were in force as of August 7, 2015 were not affected)

The benefits and restrictions are described in each rider. We will provide samples of these provisions upon request. You should consult a tax advisor to learn about the tax consequences associated with each rider. Each rider may not be available in all states, and a rider may vary by state.

#### Other Benefits Available Under the Policy

**In addition to the standard death benefit associated with your contract, other standard and/or optional benefits may also be available to you. The following tables summarize information about those benefits. Information about the fees associated with each benefit included in the tables may be found in the Fee Table.**

---

| | | |
|:---|:---|:---|
| **Optional Benefits with No Additional Charge** | **Optional Benefits with No Additional Charge** | **Optional Benefits with No Additional Charge** |
| **Name of Benefit** | **Purpose** | **Brief Description of**<br> **Restrictions/Limitation** |
| Accelerated Benefit Rider for Terminal Illness | &nbsp;&nbsp; Access up to 50% of the Death Benefit (subject to a $150,000 maximum) under the Policy if the Insured is diagnosed with a terminal illness as defined in the Policy. | &nbsp;&nbsp;&nbsp;&nbsp;• The Policy's expiration/maturity date must be more than 2 years from the request of the benefit under this rider.<br> &nbsp;&nbsp;&nbsp;&nbsp;• Consent from irrevocable beneficiaries and permitted assignees, if any, needed.<br> &nbsp;&nbsp;&nbsp;&nbsp;• No benefit if the Policy Owner is a) required by law to use this benefit to meet the claims of creditors, whether in bankruptcy or otherwise, or b) required by a government entity to use this benefit in order to apply for, obtain, or otherwise keep a government benefit or entitlement, or for any other reason.<br> &nbsp;&nbsp;&nbsp;&nbsp;• No benefit if the Terminal Illness results from actions of the Insured that are intended or would be expected to result in injury. |

---

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| | |
|:---|:---|
| **Optional Benefits with Additional Charge** | **Optional Benefits with Additional Charge** |
| **Name of Benefit** | **Purpose** |
| Monthly Disability Benefit Rider | &nbsp;&nbsp; Payment of a Monthly Disability Benefit if the insured is totally Disabled.<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;• Effective August 7, 2015, the Monthly Disability Benefit Rider was no longer available and could not be added to a Policy; Monthly Disability Benefit Riders that were in force as of August 7, 2015 were not affected.<br> &nbsp;&nbsp;&nbsp;&nbsp;• Exclusions from Coverage – Disability resulting from:<br> <sup>¡</sup> Intentional self-inflicted injury; or<br> <sup>¡</sup> War or any act attributable to war, declared or undeclared, while the Insured is in the military, naval or air service of any country. |

---

#### Accelerated Benefit Rider for Terminal Illness
We will pay the Policy Owner the Benefit Amount, subject to the terms and conditions of this rider, if the Insured is diagnosed by a Physician as having a Terminal Illness. The Benefit Amount is a part of the Policy's death benefit paid while the Insured is living. If the Insured dies before payment is made then no Benefit Amount is payable.

The maximum portion of the death benefit available for acceleration is the lesser of: (1) $150,000; or (2) 50 percent of the death benefit available on the policy to which this rider is attached on the date the request for the Benefit Amount is received in our home office. If, however, at the time of request for the Benefit Amounts, the death benefit equals the surrender value, and the Insured's death is anticipated within 24 months, any amount up to 100 percent of the death benefit is available for acceleration.

Non-accelerated benefits provided by riders attached to the policy are not included in the determination of the Benefit Amount.

The Benefit Amount is subject to the following adjustments and deductions:

1. We will pay the present value of the amount available for acceleration under the Benefit Amount. This calculation will be based on the applicable actuarial discount appropriate to the Policy. The maximum interest rate used for the discount is the greater of:

<br> a. the current yield on 90 day US Treasury Bills; or

<br> b. the current maximum statutory adjustable policy loan interest rate.

2. If, on the date we approve the request, there is an outstanding policy loan, the Benefit Amount will be reduced by the Benefit Percentage multiplied by the outstanding loan balance. This reduction repays a portion of the policy loan.

3. If this rider is attached to a Universal Life Policy, we will reduce the Benefit Amount by any monthly deductions that are due and unpaid at the time we approved the request for payment of the Benefit Amount. Otherwise, we will reduce the Benefit Amount by any premiums which are due and unpaid at the time we approve the request.

4. We may reduce the Benefit Amount by an administrative charge not to exceed $250.

Payment of the Benefit Amount is subject to the following conditions:

1. The expiration or maturity date of the Policy must be more than 2 years from the date the Benefit Amount is requested. The Policy must not be in force as extended term or reduced paid-up insurance.

2. The sum of Benefit Amounts on this and any other policies issued by us on the life of the Insured may not exceed $150,000. Only one Benefit Amount is allowed per Policy. These limitations will not apply to this Policy if the benefit is requested at a time when the death benefit proceeds that would be payable under the Policy in the event of the Insured's death are the same as the proceeds that would be payable if the Policy was surrendered.

3. We must receive proof of eligibility that is acceptable to us and will only pay the Benefit Amount during the Insured's Lifetime.

4. We must receive a consent form from all irrevocable beneficiaries and permitted assignees, if any. We also reserve the right to require a consent form from the Insured and the Policy Owner of this policy, their spouses, other beneficiaries, and any other person if, in our sole discretion, such person's consent is necessary to protect our interests.

<br> 5. This benefit is not meant to cause involuntary access to proceeds. Therefore, this benefit is not available if the Policy Owner is:

<br> a. required by law to use this benefit to meet the claims of creditors, whether in bankruptcy or otherwise, or

<br> b. required by a government entity to use this benefit in order to apply for, obtain, or otherwise keep a government benefit or entitlement, or for any other reason.

<br> 6. Limitations—In addition to any other conditions, exclusions or limitations set forth in this rider, no benefit will be provided by this rider if the Terminal Illness results from actions of the Insured that are intended or would be expected to result in injury.

Written proof of the Insured's Terminal Illness, in form and content acceptable to us, must be received by us at our home office before we will pay the Benefit Amount. This proof will include properly completed claim forms, a Physician's Statement, and medical information acceptable to us supporting the Diagnosis including documentation supported by clinical, radiological, histological and laboratory evidence. We may require additional medical information from the Physician submitting the statement and from other Physicians, specialists, or institutions having knowledge of the Insured's Terminal Illness.

At our expense, we reserve the right to have a Physician of our choosing examine the Insured prior to paying the Benefit Amount, and as often as we deem reasonably necessary to determine the validity of your claim. We reserve the right to rely on the Physician we choose for claim purposes.

The Benefit Amount will be paid to the Policy Owner. We may place benefits in an interest bearing account to which the Policy Owner will have full access, unless the Policy Owner directs otherwise.

After the Benefit Amount is paid, the policy will remain in force subject to the following adjustments:

<br> 1. This rider will terminate.

2. The death benefit or principal sum, contract value or cash value, accumulation account, excluding any riders other than the Critical Illness Accelerated Benefit Rider, if any, and any outstanding loans, as applicable, will be reduced by the Benefit Percentage. For Variable Policies, amounts in any subaccounts and the fixed account will be reduced by the same percentage.

<br> 3. Cost of insurance charges and other monthly charges, if any, and any required premiums will be adjusted appropriately to reflect the current coverage.

4. Any outstanding loan will be reduced by the amount of loan repayment as described in item 2 of the Adjustments and Deductions section of this rider.

<br> 5. The benefits for any Accidental Death Benefit Rider and/or Children's Term Insurance Rider will not be affected, provided these riders remain in effect according to the terms and conditions of any such riders.

6. We will send the Policy Owner, any irrevocable beneficiary and any permitted assignee, a statement showing the effect of the payment of the Benefit Amount on the Policy.

There is no additional premium for this rider.

This rider ends on the earlier of the following:

<br> 1. When we receive the Policy Owner's written request to cancel this rider;

<br> 2. When the policy to which this rider is attached ends for any reason;

<br> 3. When the policy is in force as reduced paid-up or extended term insurance;

4. When we pay the Benefit Amount provided by this rider; or

<br> 5. When the Insured dies.

If you receive payment of accelerated benefits under this rider, you may lose your right to receive certain public funds, such as Medicare, Medicaid, Social Security, Supplemental Security, Supplemental Security Income (SSI) and possibly others. Also, receiving accelerated benefits under this rider may have tax consequences for you. We cannot give you advice about this. You may wish to obtain advice from a qualified tax advisor, accountant, or attorney before adding this benefit and before receiving accelerated benefits under this rider. Benefits paid under this rider will reduce benefits payable under the Policy.

This rider does not increase or decrease any Guaranteed Values of the Policy.

This rider does not increase or decrease any Guaranteed Values of the Policy.

#### Example
John Doe is 49 years old, lives in Texas, and meets the medical condition requirements for the Accelerated Benefit Rider for Terminal Illness. His increasing death benefit option policy has a face amount of $325,000, and a current account value of $123,000 on the date the request for accelerated benefit is received. He has a $50,000 loan balance on the policy, and no other policies with Farmers.

The maximum death benefit available for acceleration is $150,000.

---

| |
|:---|
| = min(150000, 50% × *Death Benefit Available*) |
| = min(150000, 50% × (325000 + 123000 – 50000)) |
| = min(150000, 199000) |
| = 150000 |

---

The interest rate used for the actuarial discount of the benefit is 2.96%.

= max*(Current Yield on 90 day US Treasury Bills, Current Max Stat Adjustable Policy Loan Interest Rate*)

= max(0.12%, 2.96%)

= 2.96%

The benefit amount will be reduced by $18,844.22 due to the policy loan balance.

= *<u>Maximum Benefit Available</u>* x *Outstanding Loan Balance* <br> *Current Death Benefit*

---

| | | |
|:---|:---|:---|
| = | 150000<br>| × 50000 |
| = | (325000 + 123000 – 50000) | × 50000 |
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;= 18844.22 |  |

---

For this example, there are no monthly deduction that are due and unpaid, and no premiums which are due and unpaid.

The benefit will be reduced by an additional $150, because John Doe lives in Texas.

The final benefit amount received will be $126,693.42

= *Max Benefit* – *Reduction for Loan – Administrative Charge* <br> (1 + *Interest Rate for Discounting*)

---

| | |
|:---|:---|
| 150000<br>| 18844.22 – 150 |
| 1 + 2.96% | 18844.22 – 150 |
| = 126693.42 | = 126693.42 |

---

#### Monthly Disability Benefit Rider
This rider provides for the addition of a monthly benefit to the Fixed Account Value of the policy on each Monthly Due Date during the Insured's continued disability as defined below, but not beyond the Insured's Attained Age 65. The monthly benefit is the monthly disability benefit rider amount multiplied by the percent of premium factor. The monthly disability benefit rider amount and the percent of premium factor are shown on policy specifications page.

Disability means that, as a result of bodily injury or disease starting after the Issue Date of this rider and before the Insured reaches Attained Age 60, the Insured is totally disabled so that the Insured: 1) is, and for a continuous period of at least 180 days has been, prevented from working in any occupation for which the Insured is reasonably qualified by education, training or experience; or 2) has suffered total and irrevocable loss of the sight of both eyes, or the loss of both hands, or both feet, or one hand and one foot. We must receive Written Notice of Disability at our Home Office during the Insured's continuing disability and while the Insured is alive, unless it can be shown that notice was given as soon as reasonably possible.

We will not pay any monthly benefit until the claim for benefits under this rider is approved. If the claim is approved, we will add the monthly benefit to the Fixed Account Value beginning on the first Monthly Due Date after the start of the Insured's disability.

We will not pay Monthly Benefits if the Disability results from: 1) intentional self-inflicted injury; or 2) war or any act attributable to war, declared or undeclared, while the Insured is in the military, naval or air service of any country. You must give proof of the Insured's continuing disability upon request in certain circumstances. We reserve the right to require that the Insured be examined by a physician acceptable to us. If you do not furnish this proof within 91 days of our request, the benefit will end.

The Risk Charge for the rider is part of the Monthly Deduction for the policy. The Risk Charge is 1) the monthly disability benefit rider amount shown on the policy specifications page times a percentage at the insured's attained age; plus 2) the extra monthly charge for a special premium class for this rider, if any. The Monthly Risk Rate for Monthly Disability Benefit is based on the Insured's Attained Age. The Guaranteed Maximum Risk Rates for Monthly Disability Benefit are shown in the following table. We may use Monthly Risk Rates for Monthly Disability Benefit that are less than those shown in the table, but not greater.

GUARANTEED MAXIMUM PERCENTAGES

---

| | | | |
|:---|:---|:---|:---|
| Attained<br> Age | Percentage% | Attained<br> Age | Percentage% |
| 21-30 | 6.0 | 51-55 | 15.0 |
| 31-40 | 7.0 | 56-59 | 20.0 |
| 41-45 | 8.0 | 60 and | 20.0 |
| 46-50 | 10.0 | above |  |

---

This rider will end when: 1) the Insured Attains Age 60 and is not Disabled; 2) You are receiving benefits under this rider and the Insured dies or Attains Age 65 or the Insured's Disability Terminates; 3) the policy ends; or 4) We receive Your signed request for termination of this rider.

This rider does not increase or decrease any guaranteed values of policy.

#### Surrender and Withdrawals

#### Surrender
You may make a written request to Surrender your Policy for its Surrender Value, as calculated at the end of the Business Day on which we receive your signed request at the Service Center, unless you specify a later Business Day in your request. You should send your written request to the Service Center. The Surrender Value is the amount we pay when you Surrender your Policy.

The Surrender Value on any Business Day equals:

• the Contract Value as of such date; **minus**

• any Surrender Charge as of such date; **minus**

• any outstanding Policy loans; **minus**

<br> • any interest you owe on the Policy loans.

---

| | |
|:---|:---|
| **Surrender Conditions:** | &nbsp;&nbsp;&nbsp;&nbsp;• You must make your Surrender request in writing. |
| **Surrender Conditions:** | &nbsp;&nbsp;&nbsp;&nbsp;• Your written Surrender request must contain your signature. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• You should send your written request to the Service Center. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• The Insured must be alive and the Policy must be in force when you make your written request. A Surrender is effective as of the date when we receive your written request. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• You will incur a Surrender Charge if you Surrender the Policy during the first five Policy years or within five years after any increase in the Principal Sum. See "Charges and Deductions." |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• Once you Surrender your Policy, all coverage and other benefits under it cease and cannot be reinstated. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• We will pay you the Surrender Value in a lump sum within seven calendar days unless you request other arrangements. |

---

We will price complete Surrender requests that we receive from you at our Service Center before the NYSE closes for regular trading (usually, 4:00 p.m. Eastern Time, 1:00 p.m. Pacific Time) using the Accumulation Unit value determined at the close of that regular trading session of the NYSE. If we receive your complete Surrender request after the close of regular trading on the NYSE, we will price your Surrender request at the Accumulation Unit value determined at the close of the next regular trading session of the NYSE.

Surrendering the Policy may have adverse tax consequences, including a penalty tax. See "Federal Tax Considerations."

#### Partial Withdrawals
After the first Policy year, you may request a withdrawal of a portion of your Contract Value subject to certain conditions. Partial withdrawals may have tax consequences. See "Federal Tax Considerations."

---

| | |
|:---|:---|
| **Withdrawal Conditions:** | &nbsp;&nbsp;&nbsp;&nbsp;• You must make your partial withdrawal request in writing. |
| **Withdrawal Conditions:** | &nbsp;&nbsp;&nbsp;&nbsp;• Your written partial withdrawal request must contain your signature. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• You should send your written request to the Service Center. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• You may make only one partial withdrawal each calendar quarter. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• You must request at least $500. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• You cannot withdraw more than 75% of the Surrender Value without Surrendering the Policy. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• You can specify the Subaccount(s) and Fixed Account from which to make the withdrawal, otherwise we will deduct the amount from the Subaccounts and the Fixed Account on a pro-rata basis (that is, according to the percentage of Contract Value contained in each Subaccount and the Fixed Account). No portion of the loan account may be withdrawn. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• We will price complete partial withdrawal requests that we receive from you at our Service Center before the NYSE closes for regular trading (usually, 4:00 p.m. Eastern Time, 1:00 p.m. Pacific Time) using the Accumulation Unit value determined at the close of that regular trading session. If we receive your complete partial withdrawal request after the close of regular trading on the NYSE, we will price your partial withdrawal request using the Accumulation Unit value determined at the close of the next regular trading session of the NYSE. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• We will reduce your Contract Value by the amount of the withdrawal you requested plus any processing fee. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• We generally will pay a withdrawal request within seven calendar days after the Business Day when we receive the request. |

---

***Processing Fee for Partial Withdrawals.*** Whenever you take a withdrawal, we deduct a processing fee according to your instructions (or on a pro rata basis if you provide no instructions) from the Contract Value equal to the lesser of $25 or 2% of the amount withdrawn.

If the level death benefit (Option B) is in effect at the time of a withdrawal, we will reduce the Principal Sum by the amount of the withdrawal (but not by the processing fee). See "Changing the Principal Sum – Decreases." We will not allow any withdrawal to reduce the Principal Sum below the minimum Principal Sum set forth in the Policy.

#### Income taxes, tax penalties and certain restrictions may apply to any withdrawals you make.

#### When We Will Make Payments
We usually pay the amounts of any Surrender, withdrawal, Death Benefit Proceeds, loans, or settlement options within seven calendar days after we receive all applicable written notices and/or due proofs of death. However, we can postpone such payments if:

<br> • the NYSE is closed, other than customary weekend and holiday closing, or trading on the NYSE is restricted as determined by the SEC; or

<br> • the SEC permits, by an order, the postponement for the protection of Owners; or

<br> • the SEC determines that an emergency exists that would make the disposal of securities held in the variable account or the determination of their value not reasonably practicable.

If you have submitted a recent check or draft, we have the right to defer payment of a Surrender, withdrawals, Death Benefit Proceeds, or payments under a settlement option until such check or draft has been honored.

If mandated under applicable law, we may be required to reject a premium payment and/or otherwise block access to a Policy Owner's account and thereby refuse to pay any request for transfers, partial withdrawals, a Surrender, loans, or death benefits. We may also be required to provide additional information about you, the Insured, your Beneficiary, or your account to government regulators. Once blocked, monies would be held in that account until instructions are received from the appropriate regulator.

We have the right to defer payment of any Surrender, withdrawal, Death Benefit Proceeds, loans or settlement options from the Fixed Account for up to six months from the date we receive your written request.

#### Transfers

You may make transfers from the Subaccounts or from the Fixed Account subject to the conditions stated below. You may not make any transfers from the loan account. We determine the amount you have available for transfers at the end of the Valuation Period when we receive your transfer request. ***We may modify or revoke the transfer privilege at any time.*** The following features apply to transfers under the Policy:

<br> • You may make an unlimited number of transfers in a Policy year from the Subaccounts (subject to the "Policy and Procedures Regarding Disruptive Trading and Market Timing" section below).

<br> • You may only make one transfer each Policy year from the Fixed Account (unless you choose dollar cost averaging).

<br> • You may request transfers in writing (in a form we accept), or by telephone. You should send written requests to the Service Center.

• For **Subaccount transfers**, you must transfer at least the lesser of $250, or the total value in the Subaccount.

• For **Fixed Account transfers**, you may not transfer more than 25% of the value in the Fixed Account, unless the balance after the transfer is less than $250, in which case the entire amount will be transferred.

• We deduct a $25 charge from the amount transferred or from the remaining Contract Value (your choice), for the 13<sup>th</sup> and each additional transfer in a Policy year. Any unused free transfers do not carry over to the next Policy year. Transfers we effect on the Reallocation Date and transfers resulting from loans are **not** treated as transfers for the purpose of the transfer charge.

<br> • We consider each written or telephone request to be a single transfer, regardless of the number of Subaccounts (or Fixed Account) involved.

• We will price complete transfer requests that we receive at our Service Center before the NYSE closes for regular trading (usually, 4:00 p.m. Eastern Time, 1:00 p.m. Pacific Time) using the Accumulation Unit value determined at the close of that regular trading session of the NYSE. If we receive your complete transfer request after the close of regular trading on the NYSE, we will price the transfer request using the Accumulation Unit value determined at the close of the next regular trading session of the NYSE.

#### We reserve the right to modify, restrict, suspend or eliminate transfer privileges at any time, for any class of Policies, for any reason.

#### Third Party Transfers
If you authorize a third party to transact transfers on your behalf, we will honor their transfer instructions, so long as they comply with our administrative systems, rules and procedures, which we may modify or rescind at any time. We take no responsibility for any third party asset allocation program. **Please note** that any fees and charges assessed for third party asset allocation services are separate and distinct from the Policy fees and charges set forth in this prospectus. We neither recommend nor discourage the use of asset allocation services.

#### Telephone Transfers
Your Policy, as applied for and issued, will automatically receive telephone transfer privileges unless you provide other instructions. (In some states you may have to elect telephone transfers.) To make a telephone transfer, you must call the Service Center toll-free at 1-877-376-8008, open between 8:00 a.m. and 6:00 p.m. Eastern Time. Any telephone transfer requests directed to another number may not be considered received at our Service Center.

Please note the following regarding telephone transfers:

• We are not liable for any loss, damage, cost or expense from complying with telephone instructions we reasonably believe to be authentic. You bear the risk of any such loss.

• We will employ reasonable procedures to confirm that telephone instructions are genuine.

• Such procedures may include requiring forms of personal identification prior to acting upon telephone instructions, providing written confirmation of transactions to you, and/or tape recording telephone instructions received from you.

• If we do not employ reasonable confirmation procedures, we may be liable for losses due to unauthorized or fraudulent instructions.

We will price any complete telephone transfer request that we receive at the Service Center before the NYSE closes for regular trading (usually, 4:00 p.m. Eastern Time, 1:00 p.m. Pacific Time) using the Accumulation Unit value determined at the end of that regular trading session of the NYSE. We cannot guarantee that telephone transfer transactions will always be available. For example, our Service Center may be closed during severe weather emergencies or there may be interruptions in telephone service or problems with computer systems that are beyond our control. Outages or slowdowns may prevent or delay our receipt of your request. If the volume of calls is unusually high, we might not have someone immediately available to receive your order. Although we have taken precautions to help our systems handle heavy use, we cannot promise complete reliability under all circumstances.

The corresponding Portfolio of any Subaccount determines its net asset value per each share once daily, as of the close of the regular business session of the NYSE (usually, 4:00 p.m. Eastern Time, 1:00 p.m. Pacific Time), which coincides with the end of each Valuation Period. Therefore, we will price any transfer request we receive after the close of the regular business session of the NYSE, on any day the NYSE is open for regular trading, using the net asset value for each share of the applicable Portfolio determined as of the close of the next regular business session of the NYSE.

**We reserve the right to modify, restrict, suspend or eliminate the transfer privileges (including the telephone transfer facility) at any time, for any class of Policies, for any reason.**

#### Policy and Procedures Regarding Disruptive Trading and Market Timing
***Statement of Policy.*** This Policy is not designed for use by organizations or individuals engaged in market timing or for use by investors who make frequent transfers, programmed transfers, transfers into and then out of a Subaccount in a short period of time, or transfers of large amounts at one time ("Disruptive Trading").

Market timing and other kinds of Disruptive Trading can increase your investment risks and have harmful effects for you, for other Policy Owners, for the underlying Portfolios, and for other persons who have material rights under the Policy, such as Insureds and beneficiaries. These risks and harmful effects include:

• dilution of the interests of long-term investors in a Subaccount if market timers manage to transfer into an underlying Portfolio at prices that are below the true value or to transfer out of the underlying Portfolio at prices that are above the true value of the underlying Portfolio's investments (some market timers attempt to do this through methods known as "time-zone arbitrage" and "liquidity arbitrage");

<br> • reduced investment performance due to adverse effects on Portfolio management by:

<br> <sup>¡</sup> impeding a Portfolio manager's ability to sustain an investment objective;

<br> <sup>¡</sup><sup></sup> causing the underlying Portfolio to maintain a higher level of cash than would otherwise be the case; or

<br> <sup>¡</sup><sup></sup> causing an underlying Portfolio to liquidate investments prematurely (or otherwise at an inopportune time) in order to pay partial surrenders or transfers out of the underlying Portfolio; and

<br> • increased costs to you in the form of increased brokerage and administrative expenses. These costs are borne by *all* Policy Owners invested in those Subaccounts, not just those making the transfers.

***Policy Against Disruptive Trading.*** We have adopted internal policies and procedures that are intended to detect and deter market timing and other forms of Disruptive Trading. We do not make special arrangements or grant exceptions or waivers to accommodate any persons or class of persons with regard to these internal policies and procedures.

#### Do not invest with us if you intend to conduct market timing or potentially Disruptive Trading.
For these purposes, we do not include transfers made pursuant to Dollar Cost Averaging or Automatic Asset Rebalancing.

***Detection.*** We monitor the transfer activities of Owners and coordinate with the underlying fund companies in order to detect market timing and other forms of Disruptive Trading activity. However, despite our monitoring we may not be able to detect or halt all Disruptive Trading activity. Our ability to detect Disruptive Trading may be limited by operational or technological systems, as well as by our ability to predict strategies employed by market timers to avoid detection. As a result, despite our efforts, there is no assurance that we will be able to identify and curtail all Disruptive Trading by such Policy Owners or intermediaries acting on their behalf.

In addition, because other insurance companies (and retirement plans) with different market timing policies and procedures may invest in the underlying Portfolios, we cannot guarantee that all harmful trading will be detected or that an underlying Portfolio will not suffer harm from Disruptive Trading in the Subaccounts of variable products issued by these other insurance companies (or retirement plans) that invest in the underlying Portfolios.

As a result, to the extent we are not able to detect Disruptive Trading activity, or other insurance companies (or retirement plans) fail to detect such activity, it is possible that a market timer may be able to engage in Disruptive Trading transactions that may interfere with underlying Portfolio management and cause you to experience detrimental effects such as increased costs, lower performance and a dilution of your interest in a underlying Portfolio.

***Deterrence.*** We impose limits on transfer activity within the Policy in order to deter Disruptive Trading.

We will accept the following transfers only if the order is sent to us **with an original signature and by first class U.S. Mail or other standard identity authentication:**

• transfers in excess of $1,000,000 per Policy, per day;

We will conduct ongoing monitoring for possible suspicious transfer activity. This includes identifying two or more round trip transactions to the same Subaccount within a 90-day period and more than four round trip transactions to the same Subaccount within a 12 month period. We will also coordinate and cooperate with the underlying fund companies' efforts to deter, detect, and impose transaction restrictions as necessary to address disruptive trading activity.

If we identify suspicious transfer activity, we will advise you in writing that we are monitoring your transfer activity and that we will impose restrictions if we identify a pattern of Disruptive Trading activity. If we identify such a pattern as a result of continued monitoring, we will notify you in writing that all future transfers must be requested through written request**.** This means that we may accept only written transfer requests with an original signature transmitted to us only by first class U.S. mail. We may also restrict the transfer privileges of others acting on your behalf, including your registered representative or an asset allocation or investment advisory service.

To further deter any market timing and Disruptive Trading activities, we may at any time and without prior notice:

<br> • terminate all telephone, website, email or fax transfer privileges;

• limit the total number of transfers;

• place further limits on the dollar amount that may be transferred;

<br> • require a minimum period of time between transfers; or

<br> • refuse transfer requests from intermediaries acting on behalf of you.

To the extent we are unable to effectively impose these restrictions to discourage market timing and other forms of Disruptive Trading, some Policy Owners may be able to market time through the Policy, while others would bear the harm associated with the timing.

We reserve the right to reject any premium payment or transfer request from any person without prior notice, if, in our judgment, (1) the payment or transfer, or series of transfers, would have a negative impact on an underlying Portfolio's operations, or (2) if an underlying Portfolio would reject or has rejected our purchase order, or has instructed us not to allow that purchase or transfer, or (3) because of a history of large or frequent transfers. We may impose other restrictions on transfers, or even prohibit transfers for any Policy Owner who, in our view, has abused, or appears likely to abuse, the transfer privilege. We also reserve the right to reverse a potentially harmful transfer if an underlying Portfolio refuses or reverses our order; in such instances some Policy Owners may be treated differently than others. For all of these purposes, we may aggregate two or more variable insurance products that we believe are connected.

In addition to our internal policies and procedures, we will administer your Policy to comply with any applicable state, federal, and other regulatory requirements concerning transfers. We reserve the right to implement, administer, and charge you for any fee or restriction, including redemption fees, imposed by any underlying Portfolio. To the extent permitted by law, we also reserve the right to defer the transfer privilege at any time that we are unable to purchase or redeem shares of any of the underlying Portfolios.

Under our current policies and procedures, we do not:

<br> • impose redemption fees on transfers;

<br> • expressly limit the number, size or frequency of transfers in a given period (except for certain Subaccounts listed above where transfers that exceed a certain size are prohibited); or

<br> • allow a certain number of transfers in a given period.

Redemption fees, other transfer limits, and other procedures or restrictions may be more or less successful than ours in deterring market timing or other forms of Disruptive Trading and in preventing or limiting harm from such trading.

We may revise our policies and procedures in our sole discretion at any time and without prior notice, as we deem necessary or appropriate (1) to better detect and deter market timing or other Disruptive Trading if we discover that our current procedures do not adequately curtail such activity, (2) to comply with state or federal regulatory requirements, or (3) to impose additional or alternative restrictions on Owners engaging in frequent transfer activity among the underlying Portfolios under the Policy. The actions we take will be based on policies and procedures that we apply uniformly to all Policy Owners.

***Underlying Portfolio Frequent Trading Policies.*** The underlying Portfolios may have adopted their own policies and procedures with respect to frequent purchases and redemptions of their respective shares. Such policies and procedures may include a redemption fee of up to 2% on Subaccount assets that are redeemed out of a Portfolio in connection with a partial Surrender or Transfer. The prospectuses for the underlying Portfolios describe any such policies and procedures. The frequent trading policies and procedures of one underlying Portfolio may be different, and more or less restrictive, than the frequent trading policies and procedures of another underlying Portfolios and the policies and procedures we have adopted for the Policy to discourage market timing and other programmed, large, frequent, or short-term transfers.

**You should be aware that, as required by SEC regulation, we have entered into a written agreement with each underlying Fund or principal underwriter that obligates us to provide the fund, upon written request, with information about you and your trading activities in the fund's Portfolios. In addition, we are obligated to execute instructions from the Funds that may require us to restrict or prohibit your investment in a specific Portfolio if the fund identifies you as violating the frequent trading policies that the fund has established for that Portfolio.**

If we receive a premium payment from you with instructions to allocate it into a Fund that has directed us to restrict or prohibit your trades into the Fund, then we will request new allocation instructions from you. If you request a transfer into a fund that has directed us to restrict or prohibit your trades, then we will not effect the transfer.

***Omnibus Order.*** Policy Owners and other persons with material rights under the Policy also should be aware that the purchase and redemption orders received by the underlying Portfolios generally are "omnibus" orders from intermediaries such as retirement plans and separate accounts funding variable insurance products. The omnibus orders reflect the aggregation and netting of multiple orders from individual retirement plan participants and individual Owners of variable insurance products. The omnibus nature of these orders may limit the underlying Portfolios' ability to apply their respective frequent trading policies and procedures. We cannot guarantee that the underlying Portfolios will not be harmed by transfer activity relating to the retirement plans or other insurance companies that may invest in the underlying Portfolios. These other insurance companies are responsible for their own policies and procedures regarding frequent transfer activity. If their policies and procedures fail to successfully discourage harmful transfer activity, it will affect other Owners of underlying Portfolio shares, as well as the Owners of all of the variable annuity or life insurance policies, including ours, whose variable investment options correspond to the affected underlying Portfolios. In addition, if an underlying Portfolio believes that an omnibus order we submit may reflect one or more transfer requests from Owners engaged in market timing and other programmed, large, frequent, or short-term transfers, the underlying Portfolio may reject the entire omnibus order and thereby delay or prevent us from implementing your request.

#### Loans

While the Policy is in force, you may borrow money from us using the Policy as the only security for the loan. A loan that is taken from, or secured by, a Policy may have tax consequences. See "Federal Tax Considerations."

---

| | |
|:---|:---|
| **Loan Conditions:** | &nbsp;&nbsp;&nbsp;&nbsp;• You may take a loan against the Policy for amounts up to the Surrender Value, as calculated at the end of the Business Day on which we receive your signed request at the Service Center, minus loan interest you would have to pay by the next Policy anniversary date. |
| **Loan Conditions:** | &nbsp;&nbsp;&nbsp;&nbsp;• To secure the loan, we transfer an amount equal to the loan from the variable account and Fixed Account to the loan account, which is a part of our General Account. If your loan application does not specify any allocation instructions, we will transfer the loan from the Subaccounts and the Fixed Account on a pro-rata basis (that is, according to the percentage of Contract Value contained in each Subaccount and the Fixed Account). |
| **Loan Conditions:** | &nbsp;&nbsp;&nbsp;&nbsp;• Amounts in the loan account earn interest at the guaranteed minimum rate of 2.5% per year, compounded annually. We may credit the loan account with an interest rate different from the Fixed Account. |
| **Loan Conditions:** | &nbsp;&nbsp;&nbsp;&nbsp;• We normally pay the amount of the loan within seven calendar days after we receive a proper loan request at the Service Center. We may postpone payment of loans under certain conditions. See "Surrender and Withdrawals—When We Will Make Payments." |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• We charge you interest on your loan. The loan interest rate is 2.75% per year, compounded annually. This rate is guaranteed. Interest accrues daily and is due and payable at the end of each Policy year, or, if earlier, on the date of any loan increase or repayment. Unpaid interest becomes part of the outstanding loan and accrues interest daily. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• You may repay all or part of your outstanding loans at any time by sending the repayment to the Service Center. Loan repayments must be at least $25, and must be clearly marked as "loan repayments" or they will be credited as premiums. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• Upon each loan repayment, we will transfer an amount equal to the loan repayment from the loan account to the fixed and/or variable account according to your current premium allocation instructions. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• We deduct any unpaid Loan Amount and any interest you owe, from the Surrender Value and from the Death Benefit Proceeds payable on the Insured's death. |
|  | &nbsp;&nbsp;&nbsp;&nbsp;• If any unpaid Loan Amount, plus any interest you would owe if you Surrendered the Policy, equals or exceeds the Contract Value, causing the Surrender Value to become zero, then your Policy will enter a 61-day grace period. See "Policy Lapse." |

---

#### Effects of Policy Loans
***Risk of Policy Lapse.*** There are risks involved in taking a Policy loan, one of which is an increased potential for the Policy to Lapse. A Policy loan, whether or not repaid, affects the Policy, the Contract Value, and the death benefit. We deduct any Loan Amounts (including any interest you owe) from the proceeds payable upon the death of the Insured and from the Surrender Value. Repaying the loan causes the Death Benefit Proceeds and Surrender Value to increase by the amount of the repayment. We will notify you (or any assignee of record) if the sum of your loans plus any interest you owe on the loans is more than the Contract Value. If you do not submit a sufficient payment during the 61-day grace period your Policy will Lapse.

***Risk of Investment Performance.*** As long as a loan is outstanding, we hold an amount equal to the Loan Amount in the loan account. The amount in the loan account is not affected by the variable account's investment performance and may not be credited with the same interest rates currently accruing on the Fixed Account. Amounts transferred from the variable account to the loan account will affect the Contract Value because we credit such amounts with an interest rate we declare rather than a rate of return reflecting the investment results of the variable account.

***Tax Risks.*** The tax consequences of a Policy loan are uncertain. A Policy loan may have adverse tax consequences. You should review the "Federal Tax Considerations" section of this prospectus carefully, **especially if you are purchasing this Policy with the intention of taking Policy loans or a partial withdrawal at any time in the future, and/or you intend to keep the Policy in force after the Insured reaches age 100.** You should consult a tax advisor before taking out a Policy loan.

#### Policy Lapse and Reinstatement

#### Lapse
The following circumstances will cause your Policy to enter a 61-day grace period during which you must make a large enough payment to keep your Policy in force:

• Your Policy's Surrender Value becomes zero, and total premiums you have paid, minus withdrawals (not including Surrender Charges and processing fees), are <u>less than</u> the Cumulative Minimum Premiums; or

• The total premiums you have paid, minus withdrawals (not including Surrender Charges and processing fees), are <u>greater than</u> the Cumulative Minimum Premiums, but the Contract Value, minus any outstanding Loan Amount and any interest you would owe if you Surrendered the Policy, is too low to pay the entire Monthly Deduction when due.

Whenever your Policy enters the grace period, you must make a sufficient payment before the grace period ends. Market performance alone will not be deemed to constitute a sufficient payment. A premium payment is required. If you do not make a sufficient payment by the end of the grace period, then your Policy will terminate without value, insurance coverage will no longer be in effect, and you will receive no benefits. The payment must be large enough to cause either one of the following conditions:

<br> 1. the Surrender Value must exceed zero, after deducting all due and unpaid Monthly Deductions; or

2. total premiums paid minus withdrawals (not including Surrender Charges and processing fees) must exceed Cumulative Minimum Premiums, **and** the Contract Value, minus any outstanding Loan Amount and any interest you would owe if you Surrendered the Policy, must exceed zero, after deducting all due and unpaid Monthly Deductions.

If your Policy enters into a grace period, we will mail a notice to your last known address or to any assignee of record. We will mail the notice at least 31 days before the end of the grace period. The notice will specify the minimum payment required and the final date by which we must receive the payment to keep the Policy from lapsing. If we do not receive the specified minimum payment by the end of the grace period, all coverage under the Policy will terminate.

#### Reinstatement
We will consider reinstating a Lapsed Policy within three years after the Policy enters a grace period that ends with a Lapse (and prior to the Maturity Date).

If your Policy has lapsed, you must do the following to reinstate the Policy:

<br> • complete a reinstatement application;

<br> • pay the unpaid Monthly Deductions due during the last expired grace period; and

<br> • pay a Premium sufficient to keep the Policy in force for three months after the date of reinstatement.

You must also provide evidence of insurability if any of the following apply to you:

<br> • your Policy Lapsed more than a year ago;

<br> • your Policy is rated;

• your Policy's face amount is over $500,000;

• the Insured has gained or lost a significant amount of weight since your initial application;

<br> • there has been a significant change in the Insured's medical condition since your initial application;

<br> • the Insured is employed in an occupation we consider hazardous; or

<br> • the Insured participates in activities we consider hazardous.

We will reinstate any indebtedness that existed on your Policy at the date of termination, plus additional loan interest that accrues to the date of reinstatement.

---

| | |
|:---|:---|
| **On the reinstatement date, your Contract Value equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• premiums paid at reinstatement; times |
| **On the reinstatement date, your Contract Value equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• the Percent of Premium Factor; **minus** |
| **On the reinstatement date, your Contract Value equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• all unpaid Monthly Deductions due during the last expired grace period; **minus** |
| **On the reinstatement date, your Contract Value equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• the additional Monthly Deduction due at the time of reinstatement; **minus** |
| **On the reinstatement date, your Contract Value equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• any uncollected underwriting and sales charges that would have fallen due between the your Policy termination date and the reinstatement date (even if there is a gap in coverage); **plus** |
| **On the reinstatement date, your Contract Value equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• the amount of any loans that existed when the Policy terminated (including loan interest calculated at an annual rate of 2.75% to the date of termination); **plus** |
| **On the reinstatement date, your Contract Value equals:** | &nbsp;&nbsp;&nbsp;&nbsp;• loan interest calculated at an annual rate of 2.50% from the termination date to the reinstatement date. |

---

The Surrender Charges will still apply and will be calculated based on the original Issue Date of the Policy and the dates of any increases in the Principal Sum. The reinstatement date for your Policy will be the Monthly Due Date on or following the date we approve your application for reinstatement. In most states, we will apply the suicide and incontestability provisions from the reinstatement date except that the suicide provision will not apply after age 100.

We will not consider your request for reinstatement unless you have paid sufficient premiums and provided the requested evidence of insurability. Until we have received all required premiums and evidence of insurability, we will hold your premiums in our Reinstatement Suspense Account. If your reinstatement premiums have been in our Reinstatement Suspense Account for more than 60 days, we will send a notice to your address of record reminding you that your Policy will remain lapsed until you send in the required items and we approve your application. After we have held your reinstatement premiums in our Reinstatement Suspense Account for 90 days, we will return your reinstatement premiums to you and you will be required to re-apply for reinstatement of your Policy.

We may decline a request for reinstatement. We will not reinstate a Policy that has been surrendered for the Surrender Value.

#### Federal Tax Considerations

The following summary provides a general description of the Federal income tax considerations associated with a Policy and does not purport to be complete or to cover all situations. ***This discussion is not intended as tax advice***. Please consult counsel or other qualified tax advisors for more complete information. We base this discussion on our understanding of the present Federal income tax laws as they are currently interpreted by the Internal Revenue Service (the "IRS"). Federal income tax laws and the current interpretations by the IRS may change.

#### Tax Status of the Policy
A Policy must satisfy certain requirements set forth in the Tax Code in order to qualify as a life insurance contract for Federal income tax purposes and to receive the tax treatment normally accorded life insurance contracts under Federal tax law. There is limited guidance as to how these requirements are to be applied. Nevertheless, we believe that a Policy issued on a standard Premium Class basis should satisfy the applicable Tax Code requirements. There is, however, some uncertainty about the application of the Tax Code requirements if a Policy is issued on a special Premium Class basis particularly if the full amount of premiums permitted under the Policy is paid. If it is subsequently determined that a Policy does not satisfy the applicable requirements, we may take appropriate steps to bring the Policy into compliance with such requirements and we reserve the right to restrict Policy transactions and make other changes to your Policy that may be necessary in order to do so.

In some circumstances, Owners of variable life insurance contracts who retain excessive control over the investment of the underlying Portfolio assets of the variable account may be treated as the Owners of those assets and may be subject to tax on income produced by those assets. Although there is limited published guidance in this area and it does not address certain aspects of the Policies, we believe that the Owner of a Policy should not be treated as the Owner of the underlying assets. We reserve the right to modify the Policies to bring them into conformity with applicable standards should such modification be necessary to prevent Owners of the Policies from being treated as the Owners of the underlying Portfolio assets of the variable account.

In addition, the Tax Code requires that the investments of the variable account be "adequately diversified" in order to treat the Policy as a life insurance contract for Federal income tax purposes. We intend that the variable account, through the Portfolios, will satisfy these diversification requirements.

The following discussion assumes that the Policy will qualify as a life insurance contract for Federal income tax purposes.

#### Tax Treatment of Policy Benefits
***In General.*** We believe that the death benefit under a Policy generally should be excludible from the Beneficiary's gross income. If the death benefit is not received in a lump sum, however, and is instead applied under a proceeds option agreed to by us and the Beneficiary, payments generally will be prorated between amounts attributable to the death benefit, which will be excludable from the Beneficiary's income, and amounts attributable to interest (occurring after the Insured's death), which will be includable in the Beneficiary's income.

Generally, you will not be deemed to be in constructive receipt of the Contract Value. When distributions from a Policy occur, or when loans are taken out from or secured by (*e.g.*, by assignment), a Policy, the tax consequences depend on whether the Policy is classified as a "Modified Endowment Contract."

Federal, state and local transfer, and other tax consequences of Ownership or receipt of Policy proceeds depend on your circumstances and the Beneficiary's circumstances. You should consult a tax advisor on these consequences.

***Modified Endowment Contracts.*** Under the Tax Code, certain life insurance contracts are classified as "Modified Endowment Contracts," ("MEC") with less favorable lifetime income tax treatment than other life insurance contracts. Due to the flexibility of the Policies as to premiums and benefits, the individual circumstances of each Policy will determine whether it is classified as a MEC. In general, a Policy will be classified as a MEC if the amount of premiums paid into the Policy causes the Policy to fail the "7-pay test." A Policy will fail the 7-pay test if at any time in the first seven Policy years; the amount paid into the Policy exceeds the sum of the level premiums that would have been paid at that point under a Policy that provided for paid-up future benefits after the payment of seven level annual payments.

If there is a reduction in the benefits under the Policy during the first seven Policy years, for example, as a result of a partial withdrawal, the 7-pay test will have to be reapplied as if the Policy had originally been issued at the reduced face amount. If there is a "material change" in the Policy's benefits or other terms, even after the first seven Policy years, the Policy will have to be retested as if it were a newly issued Policy. A material change can occur, for example, when there is an increase in the death benefit that is due to the payment of an unnecessary premium. Unnecessary premiums are premiums paid into the Policy which are not needed in order to provide a death benefit equal to the lowest death benefit that was payable in the first seven Policy years. To prevent your Policy from becoming a MEC it may be necessary to limit premium payments or to limit reductions in benefits. A current or prospective Policy Owner should consult with a competent tax advisor to determine whether a Policy transaction will cause the Policy to be classified as a Modified Endowment Contract.

Upon issuance of your Policy, we will notify you if your Policy is classified as a MEC based on the Initial Premium we receive. If any future payment we receive would cause your Policy to become a MEC, you will be notified. We will not invest that premium in the Policy until you notify us that you want to continue your Policy as a MEC.

***Distributions (other than Death Benefits) from Modified Endowment Contracts.*** Policies classified as MECs are subject to the following tax rules:

• All distributions other than death benefits from a MEC, including distributions upon Surrender and withdrawals, will be treated first as distributions of gain taxable as ordinary income and as tax-free recovery of the Policy Owner's investment in the Policy only after all gain has been distributed.

<br> • Loans taken from or secured by (*e.g.*, by assignment) such a Policy are treated as distributions and taxed accordingly.

• A 10% additional income tax is imposed on the amount included in income except where the distribution or loan is made when you have Attained Age 59 <sup>1</sup>/<sub>2</sub> or are disabled, or where the distribution is part of a series of substantially equal periodic payments for your life (or life expectancy) or the joint lives (or joint life expectancies) of you, and the Beneficiary.

• If a Policy becomes a MEC, distributions that occur during the Policy year will be taxed as distributions from a MEC. In addition, distributions from a Policy within two years before it becomes a MEC will be taxed in this manner. This means that a distribution from a Policy that is not a MEC at the time when the distribution is made could later become taxable as a distribution from a MEC.

***Distributions (other than Death Benefits) from Policies that are not a Modified Endowment Contract (MEC).*** Distributions other than Death Benefits from a Policy that is not a MEC are generally treated first as a recovery of your investment in the Policy, and as taxable income after the recovery of all investment in the Policy. However, certain distributions which must be made in order to enable the Policy to continue to qualify as a life insurance contract for Federal income tax purposes if Policy benefits are reduced during the first 15 Policy years may be treated in whole or in part as ordinary income subject to tax.

Loans from or secured by a Policy that is not a MEC are generally not treated as distributions. However, the tax consequences associated with Policy loans from this Policy are less clear because the difference between the interest rate we charge on Policy loans and the rate we credit to the loan account results in a net cost to you that could be viewed as negligible and, as a result, it is possible that such a loan could be treated as, in substance, a taxable distribution. You should consult a tax advisor about such loans.

Finally, neither distributions from nor loans from or secured by a Policy that is not a MEC are subject to the 10% additional tax.

***Investment in the Policy.*** Your investment in the Policy is generally your aggregate premiums. When a distribution is taken from the Policy, your investment in the Policy is reduced by the amount of the distribution that is tax-free.

***Policy Loans.*** If a loan from a Policy is outstanding when the Policy is cancelled or Lapses, the amount of the outstanding indebtedness will be added to the amount distributed and will be taxed accordingly. In general, interest you pay on a loan from a Policy will not be deductible. Before taking out a Policy loan, you should consult a tax advisor as to the tax consequences. **If your Policy has a large amount of indebtedness when it Lapses or is Surrendered, you might owe taxes that are much more than the Surrender Value you receive.**

This Policy may be purchased with the intention of accumulating Cash Value on a tax-free basis for some period (such as, until retirement) and then periodically borrowing from the Policy without allowing the Policy to Lapse. The aim of this strategy is to continue borrowing from the Policy until its Contract Value is just enough to pay off the Policy loans that have been taken out. Anyone contemplating taking advantage of this strategy should be aware that it involves several risks. First, this strategy will fail to achieve its goal if the Policy is a MEC or becomes a MEC after the periodic borrowing begins. Second, this strategy has not been ruled on by the Internal Revenue Service or the courts and it may be subject to challenge by the IRS, since it is possible that loans under this Policy will be treated as taxable distributions. Finally, there is a significant risk that poor investment performance, together with ongoing deductions for insurance charges, will lead to a substantial decline in the Contract Value that could result in the Policy lapsing. In that event, assuming Policy loans have not already been subject to tax as distributions, a significant tax liability could arise when the Lapse occurs. Anyone considering using the Policy as a source of tax-free income by taking out Policy loans should consult a competent tax advisor <u>before</u> purchasing the Policy about the tax risks inherent in such a strategy.

***Multiple Policies.*** All MECs that we issue (or that our affiliates issue) to the same Owner during any calendar year are treated as one MEC for purposes of determining the amount includible in the Owner's income when a taxable distribution occurs.

***Withholding.*** To the extent that Policy distributions are taxable, they are generally subject to withholding for the recipient's federal income tax liability. Recipients can generally elect, however, not to have tax withheld from distributions.

***Life Insurance Purchases by Residents of Puerto Rico.*** The Internal Revenue Service has announced that income received by residents of Puerto Rico under life insurance contracts issued by a Puerto Rico branch of a United States life insurance company is U.S.-source income that is generally subject to United States Federal income tax.

***Other Policy Owner Tax Matters.*** The tax consequences of continuing the Policy after the Insured reaches age 100 are unclear. The IRS has issued Revenue Procedure 2010-28 providing a safe harbor concerning the application of Sections 7702 and 7702A to life insurance contracts that have mortality guarantees based on the 2001 CSO Table and which may continue in force after an insured attains age 100. If a contract satisfies all the requirements of Sections 7702 and 7702A using all of the Age 100 Safe Harbor Testing Method requirements set forth in Rev. Proc. 2010-28, the IRS will not challenge the qualification of that contract under Sections 7702 and 7702A. Rev. Proc. 2010-28 also states that: "No adverse inference should be drawn with respect to the qualification of a contract as a life insurance contract under Section 7702, or its status as not a MEC under Section 7702A, merely by reason of a failure to satisfy all of the requirements of [the Age 100 Safe Harbor].

You should consult a tax advisor if you intend to keep the Policy in force after the Insured reaches age 100. **It is possible that the Internal Revenue Service might tax you as though you have surrendered the Policy when the Insured reaches age 100, even if you keep the Policy in force. This could potentially result in a very large tax liability for you. The tax liability might be much larger than the Surrender Value of this Policy.**

***Business Uses of the Policy.*** The Policy may be used in various arrangements, including nonqualified deferred compensation or salary continuance plans, split-dollar insurance plans, executive bonus plans, retiree medical benefit plans and others. The tax consequences of such plans and business use of the Policy may vary depending on the particular facts and circumstances of each individual arrangement and business uses of the Policy. Therefore, if you are contemplating using the Policy in any arrangement the value of which depends in part on its tax consequences, you should be sure to consult a tax advisor as to the tax attributes of the arrangement.

***Employer-owned Life Insurance Contracts.*** Pursuant to section 101(j) of the Code, unless certain eligibility, notice and consent requirements are satisfied, the amount excludible as a death benefit payment under an employer-owned life insurance contract will generally be limited to the premiums paid for such contract (although certain exceptions may apply in specific circumstances). An employer-owned life insurance contract is a life insurance contract owned by an employer that insures an employee of the employer and where the employer is a direct or indirect beneficiary under such contract. It is the employer's responsibility to verify the eligibility of the intended Insured under employer-owned life insurance contracts and to provide the notices and obtain the consents required by section 101(j). These requirements generally apply to employer-owned life insurance contracts issued or materially modified after August 17, 2006. A tax advisor should be consulted by anyone considering the purchase or modification of an employer-owned life insurance contract.

***Non-Individual Owners and Business Beneficiaries of Policies.*** If a Policy is owned or held by a corporation, trust or other non-natural person, this could jeopardize some (or all) of such entity's interest deduction under Code Section 264, even where such entity's indebtedness is in no way connected to the Policy unless one of the exceptions under Code Section 264(f)(4) applies. In addition, under Section 264(f)(5), if a business (other than a sole proprietorship) is directly or indirectly a beneficiary of a Policy, this Policy could be treated as held by the business for purposes of the Section 264(f) entity-holder rules. Therefore, it would be advisable to consult with a qualified tax advisor before any non-natural person is made an Owner or holder of a Policy, or before a business (other than a sole proprietorship) is made a beneficiary of a Policy.

In Revenue Ruling 2011-9, the IRS held that the status of an Insured as an employee "at the time first covered" for purposes of Section 264(f)(4) does not carry over from a policy given up in a Section 1035 tax-free exchange for a policy received in such an exchange. Therefore, the pro rata interest expense disallowance exception of Section 264(f)(4) does not apply to new policies received in Section 1035 tax-free exchanges unless such policies also qualify for the exception provided by Section 264(f)(4) of the Code.

***Split-Dollar Arrangements.*** The Sarbanes-Oxley Act of 2002 prohibits, with limited exceptions, publicly-traded companies, including non-U.S. companies that have securities listed on exchanges in the United States, from extending, directly or through a subsidiary, many types of personal loans to their directors or executive officers. It is possible that this prohibition may be interpreted as applying to split-dollar life insurance policies for directors and executive officers of such companies, since such insurance arguably can be viewed as involving a loan from the employer for at least some purposes.

Although the prohibition on loans is generally effective as of July 30, 2002, there is an exception for loans outstanding as of the date of enactment, so long as there is no material modification to the loan terms and the loan is not renewed after July 30, 2002. Any affected business contemplating the payment of a premium on an existing Policy, or the purchase of a new Policy, in connection with a split-dollar life insurance arrangement should consult legal counsel.

In addition, the IRS and Treasury have issued guidance relating to split-dollar insurance arrangements that significantly affect the tax treatment of such arrangements. This guidance affects all split-dollar arrangements, not just those involving publicly-traded companies. Any business contemplating the purchase of a new Policy or a change in an existing Policy should consult a tax advisor.

***Estate, Gift and Generation-Skipping Transfer Taxes.*** The transfer of the Policy or designation of a beneficiary may have federal, state, and/or local transfer and inheritance tax consequences, including the imposition of gift, estate, and generation-skipping transfer taxes. For example, when the Insured dies, the death proceeds will generally be includable in the Owner's estate for purposes of federal estate tax if the Insured owned the Policy. If the Owner was not the Insured, the fair market value of the Policy would be included in the Owner's estate upon the Owner's death. The Policy would not be includable in the Insured's estate if the Insured did not retain incidents of Ownership at death or had given up Ownership more than three years before death.

Moreover, under certain circumstances, the Tax Code may impose a "generation skipping transfer tax" when all or part of a life insurance policy is transferred to, or a death benefit is paid to, an individual two or more generations younger than the Owner. Regulations issued under the Tax Code may require us to deduct the tax from your Policy, or from any applicable payment, and pay it directly to the IRS.

Qualified tax advisors should be consulted concerning the estate and gift tax consequences of Policy Ownership and distributions under federal, state and local law. The individual situation of each Owner or beneficiary will determine the extent, if any, to which federal, state, and local transfer and inheritance taxes may be imposed and how Ownership or receipt of Policy proceeds will be treated for purposes of federal, state and local estate, inheritance, generation skipping and other taxes.

***The American Taxpayer Relief Act of 2012 ("ATRA").*** ATRA permanently establishes the federal estate tax, gift tax and generation-skipping transfer tax exemptions at $5,000,000 indexed for inflation. ATRA also permanently establishes the maximum federal estate tax, gift tax and generation-skipping transfer tax rate at 40%. ATRA allows a deceased spouse's estate to transfer any unused portion of the deceased spouse's exemption amount to a surviving spouse. ATRA also unified the estate tax, gift tax and generation skipping transfer tax exemptions and provided for indexing of these exemptions for inflation beginning in 2012. The Tax Cut and Jobs Act of 2017, increased the federal estate, gift and generation-skipping transfer tax exemption amounts to $11,200,000 for individuals and $22,400,000 for married couples respectively beginning in 2018. These exemption amounts are scheduled to increase with inflation each year until 2025. On January 1, 2026, the exemption amounts are scheduled to revert to the 2017 levels, adjusted for inflation.

***The Health Care and Education Reconciliation Act of 2010 (the "Act").*** The Act imposes a 3.8% tax in taxable years beginning in 2013 on an amount equal to the lesser of (a) "net investment income"; or (b) the excess of a taxpayer's modified adjusted gross income over a specified income threshold ($250,000 for married couples filing jointly, $125,000 for married couples filing separately, and $200,000 for everyone else). Proposed Regulations issued by the IRS define "net investment income" for this purpose as including taxable distributions from life insurance policies over allowable deductions; as such term is defined in the Act. Please consult the impact of the Act on you with a competent tax advisor.

***Accelerated Benefit Rider for Terminal Illness.*** The tax consequences associated with adding or electing to receive benefits under the Accelerated Benefit Rider for Terminal Illness are unclear. A tax advisor should be consulted about the tax consequences of adding this rider to a Policy or requesting payment under the rider.

***Alternative Minimum Tax.*** There may also be an indirect tax upon the income in the Policy or the proceeds of a Policy under the Federal corporate alternative minimum tax, if the Policy Owner is subject to that tax.

***Life Insurance Purchases by Nonresident Aliens and Foreign Corporations.*** The discussion above provides general information regarding U.S. federal income tax consequences to life insurance purchasers that are U.S. citizens or residents. Purchasers that are not U.S. citizens or residents will generally be subject to U.S. federal withholding tax on taxable distributions from life insurance policies at a 30% rate, unless a lower treaty rate applies. In addition, purchasers may be subject to state and/or municipal taxes and taxes that may be imposed by the purchaser's country of citizenship or residence. Prospective purchasers are advised to consult with a qualified tax advisor regarding U.S. state, and foreign taxation with respect to a life insurance policy purchase.

***Foreign Tax Credits.*** We may benefit from any foreign tax credits attributable to taxes paid by certain Portfolios to foreign jurisdictions to the extent permitted under federal tax law.

***Possible Charges for Our Taxes.*** At the present time, we make no charge for any Federal, state or local taxes (other than the charge for state premium taxes) that may be attributable to the Subaccounts or to the Policy. We reserve the right to impose charges for any future taxes or economic burden we may incur.

***Possible Tax Law Changes.*** While the likelihood of legislative changes is uncertain, there is always a possibility that the tax treatment of the Policy could change by legislation or otherwise. It is even possible that any legislative change could be retroactive (effective prior to the date of the change). Consult a tax advisor with respect to legislative developments and their effect on the Policy.

#### Additional Information

#### Distribution of the Policies
***Distribution and Principal Underwriting Agreement.*** We have entered into a distribution agreement with Farmers Financial Solutions, LLC ("FFS") for the distribution and sale of the Policies. Pursuant to this agreement, FFS serves as principal underwriter for the Policies. FFS offers the Policies for sale through its sales representatives. We reimburse FFS for certain expenses it incurs in order to pay for the distribution of the Policies (*e.g., commissions*).

***Compensation to Broker-Dealers Selling the Policies.*** We pay commissions to FFS for sales of the Policies by FFS' sales representatives.

Sales commissions may vary, but the commissions payable for Policy sales by sales representatives of FFS are expected not to exceed 69% of premiums up to a target premium set by Farmers (we may pay additional amounts) and 4.74% of premium in excess of the target premium in the first year. In renewal years two through ten, the most common commission is 6.6% of premium up to the target premium and 4.74% of excess premium. After year 10, the most common commission is 2% of the premium. FFS may be required to return to us first year commissions if the Policy is not continued through the first Policy year.

***Special Compensation Paid to FFS.*** We pay for FFS' operating and other expenses, including overhead, legal, and accounting fees. We may also pay for certain sales expenses of FFS: sales representative training materials; marketing materials and advertising expenses; and certain other expenses of distributing the Policies. In addition, we contribute indirectly to the deferred compensation for FFS' sales representatives. FFS pays its sales representatives a portion of the commissions received for their sales of the Policies.

FFS' sales representatives and their managers also may be eligible for various cash benefits under certain circumstances. Such cash benefits may include incentive bonuses for the sale of non-variable insurance products we issue as well as certain insurance benefits and financing arrangements.

In addition, FFS' sales representatives who meet certain productivity, persistency and length of service standards and/or their managers may be eligible for additional non-cash compensation. Non-cash compensation items that FFS and we may provide jointly include attendance at conferences, conventions, seminars and trips (including travel, lodging and meals in connection therewith), entertainment, awards, merchandise and other similar items. By selling this Policy, sales representatives and/or their managers may qualify for these productivity benefits. FFS' sales representatives and managers may receive other payments from us for services that do not directly involve the sale of the Policies, including payments made for the recruitment and training of personnel, production of promotional literature and similar services.

***Exclusive Access to FFS' Distribution Network.*** In exchange for the amounts we pay to FFS, we receive exclusive access to FFS' distribution network. The amounts we pay are designed especially to encourage the sale of our products by FFS. See the SAI for a discussion of the amounts of commissions and bonuses we have paid FFS in connection with its exclusive offering of the Policies and other Farmers variable life products.

The prospect of receiving or the actual receipt of the additional compensation may provide FFS and/or its sales representatives with an incentive to recommend the Policies to prospective Owners over the sales of other investments with respect to which FFS either does not receive additional compensation or receives lower levels of additional compensation.

**Ask your sales representative for further information about the compensation your sales representative and FFS may receive in connection with your purchase of a Policy. Also inquire about any revenue sharing arrangements that we may have with FFS, including the conflicts of interest that such arrangements may create.**

No specific charge is assessed directly to Policy Owners or the variable account to cover commissions and other incentives and payments described above in connection with the distribution of the Policies. However, we intend to recoup commissions and other sales expenses through the fees and charges we deduct under the Policy and through other corporate revenue.

You should be aware that FFS and its sales representatives may receive different compensation or incentives for selling one product over another. In some cases, these payments may create an incentive for the selling firm or its sales representatives to recommend or sell this Policy to you. You may wish to take these payments into account when considering and evaluating any recommendations relating to the Policy.

#### Legal Proceedings
Like other life insurance companies, we are involved in lawsuits that arise in the ordinary course of the Company's business. These actions are in various stages of discovery and development, and some seek punitive as well as compensatory damages. In addition, we are, from time to time, involved as a party to various governmental and administrative proceedings. While it is not possible to predict the outcome of such matters with absolute certainty, at the present time, it appears that there are no pending or threatened lawsuits that are likely to have a material adverse impact on the variable account, on FFS' and PFD's ability to perform under their principal underwriting agreement, or on the Company's ability to meet its obligations under the Policy.

#### Financial Statements
The audited financial statements of Farmers New World Life Insurance Company and of Farmers Variable Life Separate Account A are included in the SAI. You should consider the financial statements of Farmers New World Life Insurance Company as bearing only upon our ability to meet our obligations under the Policies. For a free copy of these audited financial statements, please call our Service Center at 1-877-376-8008, or write to us at P. O. Box 724208 Atlanta, Georgia 31139.

#### Appendix A: Portfolios Available Under the Policy

The following is a list of Portfolios under the Contract. More information about the Portfolios is available in the prospectuses for the Portfolios, which may be amended from time to time and can be found online at<br> https://vpx.broadridge.com/GetContract1.asp?cid=fnwl&fid=vul2. You can also request this information at no cost by calling 1-877-376-8008 or emailing us at farmersvariable@infosys.com.

The current expenses and performance information below reflects fees and expenses of the Portfolios, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher, and performance would be lower, if these other charges were included. Each Portfolio's past performance is not necessarily an indication of future performance.

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objective** | **Portfolio and Adviser/Subadviser** | **Current**<br> **Expenses** | **Average Annual Total**<br> **Returns**<br> **(as of 12/31/25)** | **Average Annual Total**<br> **Returns**<br> **(as of 12/31/25)** | **Average Annual Total**<br> **Returns**<br> **(as of 12/31/25)** |
| **Investment Objective** | **Portfolio and Adviser/Subadviser** | **Current**<br> **Expenses** | **1 year** | **5 year** | **10 year** |
| Seeks to achieve a high rate of total return. | &nbsp;&nbsp; **DWS CROCI<sup>®</sup> U.S. VIP (Series II)**<br> **(Class A Shares)<sup>2</sup>**<br>Investment Adviser:<br> DWS Investment Management Americas, Inc. | <br> 0.79% | <br>17.19% | <br> 12.30% | <br> 8.17% |
| Seeks to replicate, as closely as possible, before the deduction of expenses, the performance of the Standard & Poor's 500 Composite Stock Price Index (the "S&P 500<sup>®</sup> Index"), which emphasizes stocks of large US companies. | &nbsp;&nbsp; **DWS Equity 500 Index VIP (Series I)**<br> **(Class B Shares)<sup>2</sup>**<br>Investment Adviser:<br> DWS Investment Management Americas, Inc.<br>Subadviser:<br> Northern Trust Investments, Inc. | <br> 0.66% | <br> 17.18% | <br> 13.70% | <br> 14.11% |
| Seeks to achieve capital appreciation. | &nbsp;&nbsp; **Fidelity<sup>®</sup> VIP Growth Portfolio**<br> **(Service Class Shares)**<br>Investment Adviser:<br> Fidelity Management & Research Company LLC<br>| <br> 0.65% | <br> 14.80% | <br> 13.59% | <br> 17.33% |
| Seeks long-term total return. Under normal market conditions, the fund invests at least 80% of its net assets in investments of small capitalization companies. | &nbsp;&nbsp; **Franklin Small Cap Value VIP Fund**<br> **(Class 2 Shares)<sup>1</sup>**<br>Investment Adviser:<br> Franklin Mutual Advisors, LLC | <br> 0.92% | <br> 7.65% | <br> 8.86% | <br> 9.81% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; **Goldman Sachs Mid Cap Value Fund (Institutional Class Shares)<sup>1, 2</sup>**<br>Investment Adviser:<br> Goldman Sachs Asset Management, L.P. ("GSAM") | <br> 0.84% | <br> 9.39% | <br> 10.05% | <br> 10.02% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; **Goldman Sachs Small Cap Equity Insights Fund (Institutional Class Shares)<sup>2</sup>**<br>Investment Adviser:<br> Goldman Sachs Asset Management, L.P. ("GSAM") | <br> 0.88% | <br> 16.14% | <br> 10.47% | <br> 10.84% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; **Janus Henderson Enterprise Portfolio**<br> **(Service Shares)**<br>Investment Adviser:<br> Janus Henderson Investors US LLC | <br> 0.97% | <br> 7.41% | <br> 7.35% | <br> 12.51% |
| Seeks to provide current income and, as a secondary objective, capital appreciation. | &nbsp;&nbsp; **Principal PVC Core Plus Bond Account (Class 1 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | <br> 0.49%<br>| 7.46% | -0.48%<br>| 2.36% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; **Principal PVC Diversified International Account (Class 1 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | 0.86% | 32.36% | 7.40%<br>| 8.08% |
| Seeks to provide current income and long-term growth of income and capital. | &nbsp;&nbsp; **Principal PVC Equity Income Account (Class 2 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | <br> 0.73%<br>| 15.25% | 9.94% | 11.24% |
| Seeks to provide a high level of current income consistent with safety and liquidity. | &nbsp;&nbsp; **Principal PVC Government & High Quality Bond Account (Class 1 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | 0.50% | 7.91% | -0.23% | 1.26% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; **Principal PVC LargeCap Growth Account I (Class 1 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC<br>Sub-Advisors:<br> Brown Advisory, LLC, and T. Rowe Price Associates, Inc. | <br> 0.67%<br>| 11.39% | 9.44% | 15.00% |
| Seeks to long-term growth of capital. | &nbsp;&nbsp; **Principal PVC MidCap Account**<br> **(Class 2 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | <br> 0.78%<br>| 1.52% | 8.06% | 12.30% |
| Seeks to provide long-term growth of capital. | &nbsp;&nbsp; **Principal PVC Principal Capital Appreciation Account (Class 2 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | <br> 0.88%<br>| 13.22% | 13.53% | 14.07% |
| Seeks to provide as high a level of current income as is consistent with prudent investment management and stability of principal. | &nbsp;&nbsp; **Principal PVC Short-Term Income Account (Class 1 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | 0.42% | 5.48% | 2.33% | 2.52% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; **Principal PVC SmallCap Account**<br> **(Class 2 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | 1.10%<br>| 14.78% | 6.02%<br>| 9.29% |
| Seeks to provide as high a level of total return as is consistent with reasonable risk. | &nbsp;&nbsp; **Principal SAM Balanced Portfolio**<br> **(Class 2 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | <br> 0.48%<br>| 13.65% | 6.99%<br>| 8.01% |
| Seeks to provide a high level of total return consistent with a moderate degree of principal risk. | &nbsp;&nbsp; **Principal SAM Conservative Balanced Portfolio (Class 2 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | <br> 0.49%<br>| 11.28% | 4.78%<br>| 6.12% |
| Seeks to provide long-term capital appreciation. | &nbsp;&nbsp; **Principal SAM Conservative Growth Portfolio (Class 2 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | 0.49%<br>| 15.31% | 8.74%<br>| 9.67% |
| Seeks to provide a high level of total return. | &nbsp;&nbsp; **Principal SAM Flexible Income Portfolio (Class 2 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | 0.50%<br>| 9.61% | 3.31%<br>| 4.85% |
| Seeks to provide long-term capital appreciation. | &nbsp;&nbsp; **Principal SAM Strategic Growth Portfolio (Class 2 Shares)**<br>Investment Adviser:<br> Principal Global Investors, LLC | 0.49%<br>| 16.61% | 9.88%<br>| 10.69% |

---

<br> <sup>1</sup> The Subaccount that invests in this Portfolio is closed to new investors.

<br> <sup>2</sup> This Portfolio is subject to an expense reimbursement or fee waiver arrangement resulting in a temporary expense reduction. See the Portfolio's prospectus for additional information.

#### Appendix B—Guaranteed Maximum Cost of Insurance Rates

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A MALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A MALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A MALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A MALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A MALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A MALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A MALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A MALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A MALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A MALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A MALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A MALE** |
| Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount |
| Attained<br> Age | Cost of<br> Insurance<br> Rate | Attained<br> Age | Cost of<br> Insurance<br> Rate | Attained<br> Age | Cost of<br> Insurance<br> Rate | Attained<br> Age | Cost of<br> Insurance<br> Rate | Attained<br> Age | Cost of<br> Insurance<br> Rate | Attained<br> Age | Cost of<br> Insurance<br> Rate |
| 21 | 0.15833 | 35 | 0.18083 | 49 | 0.53833 | 62 | 1.67667 | 75 | 5.60417 | 88 | 16.62750 |
| 22 | 0.15667 | 36 | 0.19333 | 50 | 0.58333 | 63 | 1.84083 | 76 | 6.14167 | 89 | 17.80750 |
| 23 | 0.15333 | 37 | 0.20750 | 51 | 0.63583 | 64 | 2.02250 | 77 | 6.69750 | 90 | 19.03583 |
| 24 | 0.15000 | 38 | 0.22333 | 52 | 0.69417 | 65 | 2.21833 | 78 | 7.27667 | 91 | 20.34250 |
| 25 | 0.14583 | 39 | 0.24167 | 53 | 0.76083 | 66 | 2.42750 | 79 | 7.89667 | 92 | 21.78583 |
| 26 | 0.14333 | 40 | 0.26250 | 54 | 0.83417 | 67 | 2.64917 | 80 | 8.57833 | 93 | 23.51083 |
| 27 | 0.14250 | 41 | 0.28500 | 55 | 0.91333 | 68 | 2.88750 | 81 | 9.34083 | 94 | 25.83083 |
| 28 | 0.14167 | 42 | 0.30917 | 56 | 0.99750 | 69 | 3.15083 | 82 | 10.20083 | 95 | 29.32167 |
| 29 | 0.14333 | 43 | 0.33583 | 57 | 1.08667 | 70 | 3.44750 | 83 | 11.15333 | 96 | 35.08250 |
| 30 | 0.14583 | 44 | 0.36417 | 58 | 1.18167 | 71 | 3.78583 | 84 | 12.17667 | 97 | 45.08333 |
| 31 | 0.15000 | 45 | 0.39417 | 59 | 1.28500 | 72 | 4.17333 | 85 | 13.24833 | 98 | 62.09583 |
| 32 | 0.15583 | 46 | 0.42667 | 60 | 1.40000 | 73 | 4.61167 | 86 | 14.35083 | 99 | 83.33333 |
| 33 | 0.16250 | 47 | 0.46083 | 61 | 1.53000 | 74 | 5.09167 | 87 | 15.47750 | 100-119 | N/A |
| 34 | 0.17083 | 48 | 0.49750 |  |  |  |  |  |  |  |  |

---

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A FEMALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A FEMALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A FEMALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A FEMALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A FEMALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A FEMALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A FEMALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A FEMALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A FEMALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A FEMALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A FEMALE** | **GUARANTEED MAXIMUM MONTHLY COST OF INSURANCE RATES FOR A FEMALE** |
| Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount | Per $1000 of Risk Insurance Amount |
| Attained<br> Age | Cost of<br> Insurance<br> Rate | Attained<br> Age | Cost of<br> Insurance<br> Rate | Attained<br> Age | Cost of<br> Insurance<br> Rate | Attained<br> Age | Cost of<br> Insurance<br> Rate | Attained<br> Age | Cost of<br> Insurance<br> Rate | Attained<br> Age | Cost of<br> Insurance<br> Rate |
| 21 | 0.09000 | 35 | 0.14167 | 49 | 0.39917 | 62 | 0.95750 | 75 | 3.38000 | 88 | 13.78167 |
| 22 | 0.09167 | 36 | 0.15167 | 50 | 0.42750 | 63 | 1.05250 | 76 | 3.78750 | 89 | 15.12833 |
| 23 | 0.09333 | 37 | 0.16333 | 51 | 0.45833 | 64 | 1.16000 | 77 | 4.22333 | 90 | 16.57083 |
| 24 | 0.09583 | 38 | 0.17750 | 52 | 0.49333 | 65 | 1.27417 | 78 | 4.69333 | 91 | 18.14000 |
| 25 | 0.09750 | 39 | 0.19333 | 53 | 0.53167 | 66 | 1.39250 | 79 | 5.21417 | 92 | 19.89083 |
| 26 | 0.10000 | 40 | 0.21083 | 54 | 0.57083 | 67 | 1.51083 | 80 | 5.80583 | 93 | 21.95083 |
| 27 | 0.10333 | 41 | 0.22917 | 55 | 0.61083 | 68 | 1.63250 | 81 | 6.48583 | 94 | 24.60250 |
| 28 | 0.10667 | 42 | 0.24833 | 56 | 0.65000 | 69 | 1.76917 | 82 | 7.27083 | 95 | 28.41833 |
| 29 | 0.11000 | 43 | 0.26667 | 57 | 0.68750 | 70 | 1.93000 | 83 | 8.15833 | 96 | 34.49000 |
| 30 | 0.11417 | 44 | 0.28667 | 58 | 0.72500 | 71 | 2.12750 | 84 | 9.13500 | 97 | 44.77000 |
| 31 | 0.11833 | 45 | 0.30667 | 59 | 0.76667 | 72 | 2.37250 | 85 | 10.19083 | 98 | 61.99667 |
| 32 | 0.12250 | 46 | 0.32667 | 60 | 0.81667 | 73 | 2.66583 | 86 | 11.31833 | 99 | 83.33333 |
| 33 | 0.12833 | 47 | 0.34917 | 61 | 0.87833 | 74 | 3.00417 | 87 | 12.51500 | 100-119 | N/A |
| 34 | 0.13417 | 48 | 0.37333 |  |  |  |  |  |  |  |  |

---

If the Insured is in a special Premium Class, the guaranteed maximum monthly cost of insurance rate will be the rate shown in the table times the special Premium Class rating factor shown on the Policy Specifications page.

The rates shown above are for the base Policy only. Separate maximum charges apply to each rider.

The Statement of Additional Information ("SAI") dated May 1, 2026 contains additional information about the Policy and the variable account. The **Table of Contents** for the SAI appears near the end of this prospectus. The SAI has been filed with the SEC and is incorporated by reference into this prospectus.

---

| | |
|:---|:---|
|  *Home Office* | *Service Center* |
|  12822 SE 32nd Street, Suite 2 | P. O. Box 724208 |
|  Bellevue, Washington 98005 | Atlanta, Georgia 31139 |
|  Phone: 1-800-238-9671 | Phone:1-877-376-8008 (toll free) 8:00 a.m. to 6:00 p.m. Eastern Time |

---

The Statement of Additional Information ("SAI") dated May 1, 2026 contains additional information about the Policy and the Variable Account. The SAI has been filed with the SEC and is incorporated by reference into this prospectus.

You can obtain the SAI (at no cost) by visiting our website at https://vpx.broadridge.com/GetContract1.asp?cid=fnwl&fid=NRVA02718, by writing to the Service Center at the address shown above, or by calling 1-877-376-8008. You may also obtain reports and other information about the Variable Account on the SEC's website at <u>www.sec.gov</u>, and copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: <u>publicinfo@sec.gov</u>

Farmers Financial Solutions, LLC ("FFS") and Principal Funds Distributor, Inc. ("PFD") serve as the principal underwriter and distributor of the Policies. You may obtain more information about FFS and PFD and their registered representatives at http://www.finra.org or by calling 1-800-289-9999. You also can obtain an investor brochure from the Financial Industry Regulatory Authority ("FINRA"), describing its Public Disclosure Program.

EDGAR Contract Identifier: C000027246

#### Statement of Additional Information for the Farmers<sup>®</sup> LifeAccumulator
<u>Individual Flexible Premium Variable Life Insurance Policy</u>

Issued Through

#### Farmers Variable Life Separate Account A
Offered by

#### Farmers New World Life Insurance Company
12822 SE 32nd Street, Suite 2

Bellevue, Washington 98005

Phone: 1-800-238-9671

#### Service Center:
P.O. Box 724208 Atlanta, Georgia 31139

Phone: 1-877-376-8008 (toll free)

8:00 a.m. to 6:00 p.m. Eastern Time

This Statement of Additional Information expands upon subjects discussed in the current Prospectus for the Farmers<sup>®</sup> LifeAccumulator, an individual flexible premium variable life insurance policy, offered by Farmers New World Life Insurance Company. You may obtain a copy of the Prospectus for the Policy dated May 1, 2026 by calling **1-877-376-8008** or by writing to our **Service Center** at P.O. Box 724208, Atlanta, Georgia 31139.

This Statement of Additional Information is not a prospectus and should be read only in conjunction with the Prospectuses for your Policy and the Portfolios.

The date of this Statement of Additional Information is May 1, 2026.

#### **Table of Contents**

---

| | |
|:---|:---|
|  | **Page**<br>|
|  **[General Information and History](#sai707435_1)** | **3** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Farmers New World Life Insurance Company](#sai707435_2) | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Farmers Variable Life Separate Account A](#sai707435_3) | 3 |
|  **[Additional Policy Provisions](#sai707435_4)** | **3** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [The Policy](#sai707435_5) | 3 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Our Right to Contest the Policy](#sai707435_6) | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Suicide Exclusion](#sai707435_7) | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Misstatement of Age or Sex](#sai707435_8) | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Addition, Deletion or Substitution of Investments](#sai707435_9) | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Resolving Material Conflicts](#sai707435_10) | 4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Changing Death Benefit Options](#sai707435_11) | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Payment Options](#sai707435_12) | 5 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Dollar Cost Averaging](#sai707435_13) | 7 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Accumulation Unit Value](#sai707435_14) | 7 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Third Party Administration Agreement](#sai707435_15) | 8 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Distribution of the Policies](#sai707435_16) | 8 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Reports to Owners](#sai707435_17) | 9 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Records](#sai707435_18) | 9 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Legal Matters](#sai707435_19) | 9 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Experts](#sai707435_20) | 9 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Other Information](#sai707435_21) | 9 |
|  [Financial Statements](#sai707435_22) | **10** |

---

#### General Information and History

#### Farmers New World Life Insurance Company
Farmers New World Life Insurance Company ("Farmers") is the stock life insurance company issuing the Policy. Farmers is located at 12822 SE 32nd Street, Suite 2, Bellevue, Washington 98005, and was incorporated under Washington law on February 21, 1910. Farmers established the Variable Account to support the investment options under the Policy and under other variable life insurance policies Farmers issues. Farmers' General Account supports the Fixed Account under the Policy.

Farmers is a direct wholly-owned subsidiary of Farmers Group, Inc. ("FGI"). FGI is a stock holding and management company. The ultimate controlling parent of FGI is Zurich Insurance Group LTD (formerly Zurich Financial Services LTD), a publicly traded holding company listed on the Swiss Exchange, but not publicly traded in the U.S.

Farmers markets a broad line of individual life insurance products, including universal life, term life, and whole life insurance products. Farmers currently is licensed to sell insurance in 49 states and the District of Columbia. Farmers is <u>not</u> licensed in New York.

#### Farmers Variable Life Separate Account A
Farmers established the Variable Account as a separate investment account under Washington law on April 6, 1999. Farmers owns the assets in the variable account and is obligated to pay all benefits under the Policies. Farmers may use the variable account to support other variable life insurance policies Farmers issues. The variable account is registered with the U.S. Securities and Exchange Commission ("SEC") as a unit investment trust under the Investment Company Act of 1940 and qualifies as a "separate account" within the meaning of the Federal securities laws.

We hold the title to the assets of the variable account. The assets are kept physically segregated and held separate and apart from our General Account assets and from the assets in any other separate account. We and our agent, McCamish, maintain records of all purchases and redemptions of portfolio shares held by each of the subaccounts. Additional protection for the assets of the variable account is provided by a blanket fidelity bond issued by Federal Insurance Company to Farmers Group, Inc., providing coverage of $20,000,000 in the aggregate and $10,000,000 per occurrence (subject to a $1,000,000 deductible) for all officers and employees of Farmers Group, Inc.

#### Additional Policy Provisions

#### The Policy
The entire contract consists of the Policy, the signed application attached at issue, any attached amendments and supplements to the application, any attached riders and endorsements, and any attached application for reinstatement, increase in principal sum, or change in death benefit option. In the absence of fraud, we will consider all statements in the application to be representations and not warranties. No statement shall be used by us to contest a claim unless that statement is in an attached application or in an amendment or supplement to the application attached to the Policy.

Any change in the terms of the policy must be in writing and signed by one of our officers. A copy of the change will be attached to and made a part of the policy. No agent has the authority to change any terms or conditions of the Policy. Upon notice to you, we may modify the Policy to:

<br> • conform the Policy, our operations, or the variable account's operations to the requirements of any law (or regulation issued by a government agency) to which the Policy, our company or the variable account is subject;

<br> • assure continued qualification of the Policy as a life insurance contract under the Federal tax laws; or

<br> • reflect a change in the variable account's operations.

If we modify the Policy, we will make appropriate endorsements to the Policy. If any provision of the Policy conflicts with the laws of a jurisdiction that govern the Policy, we will amend the provision to conform with such laws.

#### Our Right to Contest the Policy
In issuing the Policy, we rely on all statements made by or for the insured in the application and in any amendments and supplements to the application. Therefore, if you make any material misrepresentation of a fact in the application (or in any amendments or supplements to the application), then we may contest the Policy's validity or may resist a claim under the Policy.

In the absence of fraud, we cannot bring any legal action to contest the validity of the Policy after the Policy has been in force during the insured's lifetime for two years from the issue date, or if reinstated, for two years from the date of reinstatement. In the absence of fraud, we will not contest any increase in principal sum after the increase has been in force for two years during the insured's lifetime. This limitation of our right to contest the validity of the Policy does not apply to any riders.

#### Suicide Exclusion
If, within two years from the issue date or the date of reinstatement, the insured dies by suicide, while sane or insane, we will limit the proceeds to:

<br> 1. the premiums paid; less

<br> 2. any policy loans; less

3. any partial surrender amounts previously paid.

A new two-year period will apply to each increase in principal sum starting on the effective date of each increase. During this two-year period the proceeds paid due to an increase in principal sum will be limited to the monthly cost of insurance charges for the increase.

#### Misstatement of Age or Sex
If the insured's age or sex has been misstated, we will adjust the death benefit. The adjusted death benefit will be that which would have been purchased by the most recent monthly deduction based on the correct age or sex.

You may file proof of age or sex at any time. Once the insured's age or sex is established to our satisfaction we will use this age or sex in any settlement.

#### Addition, Deletion or Substitution of Investments
We reserve the right, subject to applicable law, to make additions to, deletions from, or substitutions for the shares of a portfolio that are held in the variable account. New or substitute portfolios may have different fees and expenses and their availability may be limited to certain classes of purchasers. If the shares of a portfolio are no longer available for investment or if, in our judgment, further investment in any portfolio should become inappropriate, we may redeem the shares of that portfolio and substitute shares of another portfolio. We will not substitute any shares without notice and prior approval of the SEC and state insurance authorities, to the extent required by the 1940 Act or other applicable law. We also reserve the right in our sole discretion to establish additional subaccounts, eliminate or combine one or more subaccounts, combine the variable account with one or more other separate accounts, or operate the variable account as a different kind of investment company. Subject to obtaining any approvals or consents required by law, the assets of one or more subaccounts may also be transferred to any other subaccount if, in our sole discretion, conditions warrant. In addition, we reserve the right to modify the provisions of the Policy to reflect changes to the subaccounts and the variable account and to comply with applicable law.

#### Resolving Material Conflicts
The portfolios currently sell shares to registered separate accounts of insurance companies other than us to support other variable annuity contracts and variable life insurance contracts. In addition, our other separate accounts and separate accounts of other affiliated life insurance companies may purchase some of the funds to support other variable annuity or variable life insurance contracts. Moreover, qualified retirement plans may purchase shares of some of the funds. As a result, there is a possibility that an irreconcilable material conflict may arise between your interests as an Owner and the interests of persons owning other contracts investing in the same funds. There is also the possibility that a material conflict may arise between the interests of Owners generally, or certain classes of Owners, and participating qualified retirement plans or participants in such retirement plans.

We currently do not foresee any disadvantages to you that would arise from the sale of portfolio shares to support variable life insurance contracts or variable annuity contracts of other companies or to qualified retirement plans. However, the management of each fund will monitor events related to its fund in order to identify any material irreconcilable conflicts that might possibly arise as a result of such fund offering its shares to support both variable life insurance contracts and variable annuity contracts, or support the variable life insurance contracts and/or variable annuity contracts issued by various affiliated and unaffiliated insurance companies. In addition, the management of the portfolios will monitor the portfolios in order to identify any material irreconcilable conflicts that might possibly arise as a result of the sale of its shares to qualified retirement plans, if applicable.

In the event of such a conflict, the management of the appropriate fund would determine what action, if any, should be taken in response to the conflict. In addition, if we believe that the response of the portfolios to any such conflict does not sufficiently protect you, then we will take our own appropriate action, including withdrawing the variable account's investment in such portfolios, as appropriate.

#### Changing Death Benefit Options
You may change the death benefit option or the amount of principal sum (but not both, unless done simultaneously), subject to the following:

<br> • You must send us a signed request for a change.

<br> • We may require evidence of insurability.

<br> • You may make no more than one change per policy year.

<br> • The change will take effect on the monthly due date following our approval of the request.

<br> • We will send you a policy endorsement with the change to attach to your policy.

<br> • Changing the death benefit option may have tax consequences. You should consult a tax adviser before changing the death benefit option.

#### From Option A (variable death benefit) to Option B (level death benefit)
<br> • Evidence of insurability is not required.

• The principal sum will change. The new Option B principal sum will equal the Option A principal sum plus the contract value. There will not be any additional underwriting and sales charge imposed on the amount by which the principal sum increases as a result of this change.

<br> • The minimum premium will increase.

#### From Option B (level death benefit) to Option A (variable death benefit)
<br> • The Insured must provide evidence of insurability satisfactory to us.

• The principal sum will change. The new Option A principal sum will equal the Option B principal sum less the contract value immediately before the change, but in no case will the new principal sum be less than the minimum principal sum amount shown on the Policy Specifications page.

<br> • The minimum premium will decrease as a result of any decrease in the principal sum.

#### Payment Options
There are several ways of receiving proceeds under the death benefit and surrender provisions of the Policy, other than in a lump sum. Below is information concerning settlement options described in your Policy. None of these options vary with the investment performance of the variable account.

***Settlement Options.*** The proceeds of the Policy may be paid in one sum. The proceeds may also be paid under any reasonable settlement that may be arranged with our consent. When the proceeds from a death claim are payable as one sum, the beneficiary may select a reasonable settlement. When you select a select a settlement, the beneficiary may not assign or receive payments before they are due unless expressly given this right by you. A payee may name a contingent payee to receive any final amount that would otherwise be paid to the payee's estate. Any settlement requires the proceeds to be at least $2,500 and any periodic payment to be at least $25. The first installment will be due, or interest will begin on the date of death, maturity or surrender. We may make other settlement options available in the future.

Once we begin making payments under a settlement option, you or the beneficiary will no longer have any value in the Subaccounts or the fixed account. Instead, the only entitlement will be the amount of the regular payment for the period selected under the terms of the settlement option chosen. Depending upon the circumstances, the effective date of a settlement option is the surrender date, the maturity date or the insured's date of death.

Under any settlement option, the dollar amount of each payment will depend on three things:

• the amount of the surrender or death benefit proceeds on the surrender date, maturity date or insured's date of death;

• the interest rate we credit on those amounts (we guarantee a minimum interest rate); and

• the specific option(s) you choose. The amount you would receive may depend on your adjusted age and sex.

---

| | |
|:---|:---|
| **Option 1 – Interest Accumulation:** | • Proceeds will earn interest at a rate of 2.5% per year compounded annually.<br>• We may not keep the funds under this option for longer than five years, unless the beneficiary is a minor, in which case we may hold the funds until the beneficiary attains the age of majority. |
| **Option 2 – Interest Income:** | • Each $1,000 of proceeds will yield an income of not less than $25.00 annually, $12.42 semi-annually, $6.19 quarterly, or $2.05 monthly.<br>• Unless you direct otherwise, the payee may withdraw the proceeds at any time. After the first year, we may defer such withdrawal for up to six months. |
| **Option 3 – Income—Period Certain:** | • We will pay installments for a specified period.<br>• The amount of each installment per $1,000 of proceeds will not be less than the amounts shown in the table in your Policy.<br>• If the payee dies before the end of the specified period, we will pay the installments remaining to the end of the period will be paid to the contingent payee. |
| **Option 4 – Income—Amount Certain:** | • We will pay installments of a specified amount until the proceeds, together with 2.5 percent interest compounded annually, are paid in full. |
| **Option 5 – Income—Life:** | • We will pay installments for the lifetime of the payee but for not less than a guaranteed period. If the payee dies prior to the end of the guaranteed period, the installments remaining will be paid to the contingent payee.<br>• The amount of each installment will depend upon the adjusted age and sex of the payee at the time the first payment is due.<br>• The adjusted age is determined by calculating the age at the nearest birthday of the payee on the date of the first payment and subtracting a number that depends on the year in which the first payment begins. |

---

---

| | |
|:---|:---|
| **First Payment Date**<br>| **Adjusted Age is**<br> **Age Minus**<br>|
|  2002 to 2010  | 1 Year  |
|  2011 to 2020  | 2 Years  |
|  2021 to 2030  | 3 Years  |
|  2031 to 2040  | 4 Years  |
|  After 2040  | 5 Years  |

---

***Tax Consequences.*** Even if the death benefit under the Policy is excludible from income, payments under settlement options may not be excludible in full. This is because earnings on the death benefit after the insured's death are taxable and payments under the settlement options generally include such earnings. You should consult a tax adviser as to the tax treatment of payments under settlement options.

#### Dollar Cost Averaging
Under the Dollar Cost Averaging program, you may authorize us to transfer a fixed dollar amount at monthly intervals from the fixed account to one or more subaccounts. You may designate up to eight subaccounts to receive the transfers. The fixed dollar amount will purchase more Accumulation Units of a subaccount when their value is lower and fewer units when their value is higher. Over time, the cost per unit averages out to be less than if all purchases of units had been made at the highest value and greater than if all purchases had been made at the lowest value. The dollar cost averaging method of investment reduces the risk of making purchases only when the price of Accumulation Units is high. It does not assure a profit or protect against a loss in declining markets.

You may cancel your participation in the program at any time.

You may enroll in the Dollar Cost Averaging program at any time by submitting a request to the Service Center. We make transfers on the same day of every month as your issue date. Transfers under the Dollar Cost Averaging program are not included when we determine the number of free transfers permitted each year. We must receive the form at least 5 Business Days before the transfer date, for your transfers to begin on that date. When you enroll in the Dollar Cost Averaging program, your total Contract Value in the fixed account must be at least equal to the amount you designate to be transferred on each transfer date. Transfers from the fixed account must be at least $100. If on any transfer date the amount remaining in the fixed account is less than the amount designated to be transferred, the entire balance will be transferred out of the fixed account and applied pro-rata to the selected subaccounts, and the dollar cost averaging request will expire.

We may modify or revoke the Dollar Cost Averaging program at any time. There is no charge for participating in the Dollar Cost Averaging program. We do not assess transfer fees on dollar cost averaging transfers.

#### Accumulation Unit Value
The value of an Accumulation Unit for each of the Subaccounts was arbitrarily set at an initial value. The value at the end of any later Valuation Day is equal to:

A x B

"A" is equal to the Subaccount's Accumulation Unit Value for the end of the immediately preceding Valuation Day. "B" is equal to the Net Investment Factor at the end of the current Valuation Day. This Net Investment Factor equals:

(X / Y) – Z

"X" equals:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. the net asset value per fund portfolio share held in the Subaccount at the end of the current Valuation Day; plus

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. the per share amount of any dividend or capital gain distribution on the same fund portfolio shares held in the Subaccount during the current Valuation Day; less

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. the per share amount of any capital loss distribution on the same fund portfolio shares held in the Subaccount during the current Valuation Day; less

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. the per share amount of any taxes or any amount set aside during the Valuation Day as a reserve for taxes due to the investment results of the Subaccount.

"Y" equals the net asset value per fund portfolio share held in the Subaccount as of the end of the preceding Valuation Day.

"Z" equals the Mortality and Expense Risk Charge factor. The mortality and expense risk charges are deducted from each of the Subaccounts on each valuation day. The annualized rate of this charge is shown on the Policy Specifications page. The Net Investment Factor may be greater than, less than, or equal to one. Therefore, the value of the Subaccount may increase, decrease or remain the same.

#### Third Party Administration Agreement
We have entered into a Master Administration Agreement (the "Agreement") with Infosys McCamish Systems, L.L.C. ("McCamish"), a limited liability company organized and existing under the laws of Georgia. McCamish has its principal business address at 3225 Cumberland Blvd SE, Suite 700, Atlanta, Georgia 30339 (the "Service Center"). Under the Agreement, McCamish provides, at the Service Center and at its Contact Center located at 500 SW 7th Street, Suite201, Des Moines, IA 50309, significant administrative services for the Contract and the Variable Account, including the processing of all premium payments, requests for transfers, partial withdrawals, and surrenders, and the calculation of Accumulation Unit values for each Contract and the variable account.

#### Distribution of the Policies
We discontinued offering new Policies in 2008. We will continue to accept premium and to process transactions for existing Policies.

Farmers Financial Solutions, LLC ("FFS") serves as the principal underwriter for the Policies. FFS is a Nevada limited liability company and its home office is located at 31051 Agoura Road, Westlake Village 91361. FFS is registered as a broker-dealer with the Securities and Exchange Commission under the Securities Exchange Act of 1934, as well as with the securities commissions in the states in which it operates. FFS is a member of the Financial Industry Regulatory Authority ("FINRA"), and of the Securities Investor Protection Corporation. The Policies were sold through FFS' sales representatives who are appointed as our insurance agents.

We pay commissions to FFS for previous sales of the Policies by its sales representatives. We also pay commissions to FFS for sales of other variable life insurance policies supported by the variable account. FFS received sales commissions with respect to variable life insurance policies supported by the variable account, including the other policies, in the following amounts during the periods indicated:

---

| | | |
|:---|:---|:---|
| **Fiscal year**<br>| **Aggregate**<br> **Amount of**<br> **Commissions**<br> **Paid to FFS\***<br>| **Aggregate**<br> **Amount of**<br> **Commissions**<br> **Retained by**<br> **FFS as**<br> **Principal**<br> **Underwriter**<br>|
| 2023  | $7746303  | 0  |
| 2024  | $5634276 | 0 |
| 2025  | $4585665 | 0 |

---

\* Includes sales commissions paid to FFS for all variable life insurance policies issued by Farmers, including the other policies.

FFS passes through commissions it receives as principal underwriter and does not retain any portion of it in return for its services as principal underwriter for the Policies. As a selling firm for the other variable life insurance policies supported by the variable account, FFS retained approximately $2,938,134 in commissions for all variable life insurance policies supported by the variable account in 2025.

We pay for certain of FFS' operating and other expenses, including overhead, legal, and accounting fees. We may also pay for certain sales expenses of FFS: sales representative training materials; marketing materials and advertising expenses; and certain other expenses of distributing the Policies. In addition, we contribute indirectly to the deferred compensation for FFS' sales representatives and managers. FFS' sales representatives and their managers also may be eligible for various cash benefits under certain circumstances. Such cash benefits may include incentive bonuses for the sale of non-variable insurance products we issue as well as certain insurance benefits and financing arrangements, and non-cash compensation items that we and our affiliates may provide jointly with FFS. During 2025, we paid FFS sales representatives and district managers $0.00 in bonus compensation for their sales of all of our variable life insurance policies supported by the variable account.

We may pay FFS additional cash amounts for: (1) exclusively offering the Policies; (2) costs associated with sales conferences and educational seminars for FFS' sales representatives; and (3) other sales expenses incurred by them. We may under certain circumstances provide case benefits to FFS based on aggregate sales or persistency standards.

#### Reports to Owners
At least once each year, or more often as required by law, we will mail to Owners at their last known address a report showing at least the following information as of the end of the report period:

---

| | |
|:---|:---|
| • the current principal sum<br> • the amount of death benefit<br> • the Contract Value<br> • the Surrender Value<br> • Any other information required by the state where the policy was delivered. | • premiums paid, monthly deductions and loans since the last report<br> • notifications required under the provisions of the policy<br> • the amount of any policy loan outstanding |

---

Upon request, we will send a report at other than the regularly scheduled interval. We will charge a fee for this requested report.

The fee is shown on the Policy Specifications page.

#### Records
We and our agent, McCamish, maintain all records relating to the variable account and the fixed account.

#### Legal Matters
All matters of state and federal law pertaining to the Policy have been passed upon by Corporate Counsel.

#### Experts

The financial statements of Farmers New World Life Insurance Company at December 31, 2025 and 2024, and for each of the three years in the period ended December 31, 2025, appearing in this Prospectus and Registration Statement have been audited by Ernst & Young LLP, independent auditors, as set forth in their report thereon appearing elsewhere herein, and are included in reliance upon such report given on the authority of such firm as experts in accounting and auditing.

The financial statements of the subaccounts of Farmers Variable Life Separate Account A at December 31, 2025, and for each of the two years in the period ended December 31, 2025, appearing in this Prospectus and Registration Statement have been audited by Ernst & Young LLP, independent registered public accounting firm, as set forth in their report thereon appearing elsewhere herein, and are included in reliance upon such report given on the authority of such firm as experts in accounting and auditing.

#### Other Information
We have filed a registration statement with the SEC under the Securities Act of 1933, as amended, with respect to the Policies discussed in this Statement of Additional Information. The Statement of Additional Information does not include all of the information set forth in the registration statement, amendments and exhibits. Statements contained in this Statement of Additional Information concerning the content of the Policies and other legal instruments are intended to be summaries. For a complete statement of the terms of these documents, you should refer to the instruments filed with the SEC.

#### Financial Statements
The audited statutory financial statements of Farmers New World Life Insurance Company as of December 31, 2025 and 2024, and the related statutory statements of operations and changes in capital and surplus, and of cash flows for the years ending December 31, 2025, 2024, and 2023, prepared in accordance with accounting practices prescribed or permitted by the Office of the Insurance Commissioner of the State of Washington, which include the Independent Auditor's Report, are included in the SAI. You should consider the financial statements of Farmers New World Life Insurance Company as bearing only upon our ability to meet our obligations under the Policies.

The audited financial statements of Farmers Variable Life Separate Account A as of December 31, 2025 and for the period ending December 31, 2025, as well as the Report of the Independent Registered Public Accounting Firm, are included in the SAI.

#### Reinsurance
Strategic partnership for Reinsurance and Administration. We have entered into a strategic partnership with Resolution Life US for the reinsurance and administrative oversight of certain in-force FNWL variable universal life insurance policies and variable annuity contracts effective August 1, 2023. Security Life of Denver Insurance Company ("SLD"), a wholly owned subsidiary of Resolution Life US, will provide servicing and administrative oversight in concert with third party administrator, Infosys McCamish, of certain in-force FNWL variable universal life insurance policies and variable annuities. There are no changes to the provisions of your in-force variable universal life insurance policy.

#### PART C

#### OTHER INFORMATION

#### Item 30. Exhibits.

---

| | | |
|:---|:---|:---|
| (a) | **Board of Directors Resolutions.** | **Board of Directors Resolutions.** |
|  | 1) | [Resolution of the Board of Directors of Farmers New World Life Insurance Company establishing Farmers Variable Life Separate Account A, is incorporated herein by reference to the initial Registration Statement on Form S-6 for Farmers Variable Life Separate Account A filed with the SEC on July 29, 1999 (File No. 333-84023).](https://www.sec.gov/Archives/edgar/data/1089913/000095014808000394/v42574a2exv99wxhyx23y.htm) |
| (b) | **Custodian Agreements. Not applicable.** | **Custodian Agreements. Not applicable.** |
| (c) | **Underwriting Contracts.** | **Underwriting Contracts.** |
|  | 1) | [Distribution Agreement among Farmers New World Life Insurance Company, Farmers Variable Life Separate Account A, and WM Funds Distributor, Inc., is incorporated herein by reference to Post-Effective Amendment No. 8 on Form N-6 for Farmers Variable Life Separate Account A filed on April 29, 2008 (File Nos. 333-100287 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089912/000095015001500253/a71651ex99-8j.txt)<br>|
|  | 2) | [Form of Selling Agreement among Farmers New World Life Insurance Company, WM Funds Distributor, Inc. and WM Financial Services, Inc. is incorporated herein by reference to Post-Effective Amendment No. 2 to this Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 28, 2003 (File No. 333-100287).](https://www.sec.gov/Archives/edgar/data/1089912/000095014807000092/v29202a9exv99w8xwy.htm) |
|  | 3) | [Distribution Agreement between Farmers New World Life Insurance Company and Farmers Financial Solutions, LLC, is incorporated herein by reference to Post-Effective Amendment No. 2 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089913/000119312513187295/d495878dex99h37.htm) |
|  | 4) | [Registered Representative Agreement, Farmers Financial Solutions, LLC, is incorporated herein by reference to Post-Effective Amendment No. 2 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089913/000095013408014816/v42574a1exv99wxeyx2y.htm) |
|  | 5) | [Amended and Restated Distribution Agreement between Farmers New World Life Insurance Company and Farmers Financial Solutions, LLC, is incorporated herein by reference to Post-Effective Amendment No. 8 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 26, 2006 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089912/000095012906004384/v19019bpexv99w3xey.txt) |
|  | 6) | [Amended and Restated Distribution Agreement between Farmers New World Life Insurance Company and Farmers Financial Solutions, LLC, is incorporated herein by reference to the initial registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on March 4, 2008 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000095015003000466/a87968bexv99wxcyx2y.txt) |
|  | 7) | [First Amendment to the Amended and Restated Distribution Agreement between Farmers New World Life Insurance Company and Farmers Financial Solutions, LLC, is incorporated herein by reference to Post-Effective Amendment No. 2 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2010 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312518168325/d543283dex99h46.htm) |
|  | 8) | [Amended and Restated Distribution Agreement between Farmers New World Life Insurance Company and Farmers Financial Solutions, LLC, is incorporated herein by reference to Post-Effective Amendment No. 22 on Form N-6 for Farmers Variable Life Separate Account A, (File Nos. 333-100287 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312513187295/d495878dex99h38.htm) |
| (d) | **Contracts.** | **Contracts.** |
|  | 1) | [Specimen Flexible Premium Variable Life Insurance Policy, is incorporated herein by reference to the initial Registration Statement for this product on Form S-6 for Farmers Variable Life Separate Account A filed with the SEC on October 2, 2002 (File No. 333-100287).](https://www.sec.gov/Archives/edgar/data/1089913/000119312513187295/d495878dex99h34.htm) |
|  | 2) | [Monthly Disability Benefit Rider, is incorporated herein by reference to the initial Registration Statement for this product on Form S-6 for Farmers Variable Life Separate Account A filed with the SEC on October 2, 2002 (File No. 333-100287) and by reference to Post-Effective Amendment No. 6 to the Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 28, 2003 (File No. 333-84023).](https://www.sec.gov/Archives/edgar/data/1089913/000095015003000465/a87684bexv99wxdyx2y.txt) |
|  | 3) | [Accelerated Benefit Rider, is incorporated herein by reference to the initial Registration Statement for this product on Form S-6 for Farmers Variable Life Separate Account A filed with the SEC on October 2, 2002 (File No. 333-100287).](https://www.sec.gov/Archives/edgar/data/1089913/000095013408014816/v42574a1exv99wxhyx24y.htm) |
|  | 4) | Accelerated Benefit Rider for Terminal Illness, is incorporated herein by reference to Post-Effective Amendment No. 8 to the Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 28, 2005 (File No. 333-84023). |
|  | 5) | [Revised Variable Policy Facing Page, is incorporated herein by reference to Post-Effective Amendment No. 8 to the Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 28, 2005 (File No. 333-84023).](https://www.sec.gov/Archives/edgar/data/1089913/000095015002001129/a84512aexv99w1xay7xfy.txt) |
|  | 6) | [Revised Policy Specifications, is incorporated herein by reference to Post-Effective Amendment No. 6 to the Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 26, 2006 (File No. 333-100287).](https://www.sec.gov/Archives/edgar/data/1089913/000095012904002408/v97937exv99wg2.txt) |
| (e) | **Applications.** | **Applications.** |
|  | 1) | [Form of Policy Application for Variable Life Insurance, is incorporated herein by reference to Pre-Effective Amendment No. 1 to this Registration Statement on Form S-6 for Farmers Variable Life Separate Account A filed with the SEC on December 18, 2002 (File No. 333-100287).](https://www.sec.gov/Archives/edgar/data/1089913/000095015002001129/a84512aexv99w1xay10.txt)<br>|
|  | 2) | [Revised Variable Universal Life Application Supplement (2007), Is incorporated herein by reference to filed in Post-Effective Amendment No. 7 to the Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 25, 2007 (File No. 333-100287).](https://www.sec.gov/Archives/edgar/data/1089913/000119312521145356/d153044dex99c5.htm) |
|  | 3) | [Revised Variable Universal Life Application Supplement (May 2008), is incorporated herein by reference to Pre effective Amendment No. 1 and Post Effective Amendment No. 8 on Form N-6 for Farmers Variable Life Separate Account A filed on August 11, 2008 (File Nos. 333-100287 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312516569702/d159840dex99h42.htm) |
| (f) | **Depositor's Certificate of Incorporation and By-Laws.** | **Depositor's Certificate of Incorporation and By-Laws.** |
|  | 1) | [Articles of Incorporation of Farmers New World Life Insurance Company, is incorporated herein by reference to the initial Registration Statement on Form S-6 for Farmers Variable Life Separate Account A filed with the SEC on July 29, 1999 (File No. 333-84023).](https://www.sec.gov/Archives/edgar/data/1089913/000095014808000394/v42574a2exv99wxhyx25y.htm) |
|  | 2) | [By-Laws of Farmers New World Life Insurance Company, is incorporated herein by reference to the initial Registration Statement on Form S-6 for Farmers Variable Life Separate Account A filed with the SEC on July 29, 1999 (File No. 333-84023).](https://www.sec.gov/Archives/edgar/data/1089913/000119312518168325/d543283dex99h45.htm) |
|  | 3) | [Amended Articles of Incorporation of Farmers New World Life Insurance Company (May 1, 2007), is incorporated herein by reference to the initial registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on March 4, 2008 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000095014808000058/v38422orexv99wxfyx3y.htm) |
|  | 4) | [Revised and Restated By-Laws of Farmers New World Life Insurance Company (July 23, 2009), is incorporated herein by reference to Post-Effective Amendment No. 2 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2010 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089912/000095014807000092/v29202a9exv99w5xey.htm) |
|  | 5) | [Revised and Restated By-Laws of Farmers New World Life Insurance Company (July 15, 2010), is incorporated herein by reference to Post-Effective Amendment No. 3 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 29, 2011 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089912/000095013399003658/0000950133-99-003658.txt) |
|  | 6) | [Revised and Restated By-Laws of Farmers New World Life Insurance Company (February 27, 2013), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089912/000095014807000092/v29202a9exv99w8xyy.htm) |
|  | 7) | [Revised and Restated By-Laws of Farmers New World Life Insurance Company (May 27, 2015), is incorporated herein by reference to Post-Effective Amendment No. 10 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC of May 21, 2018 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312517148784/d364257dex99q4.htm) |
|  | 8) | [Amended Articles of Incorporation of Farmers New World Life Insurance Company (February 27, 2018), is incorporated herein by reference to Post-Effective Amendment No. 10 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC of May 21, 2018 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312511118719/dex99f5.htm) |
| (g) | **Reinsurance Contracts.** | **Reinsurance Contracts.** |
|  | 1) | [Facultative Yearly Renewable Term Reinsurance Agreement Between Farmers New World Life Insurance Company and Company A, is incorporated herein by reference to Post-Effective Amendment No. 7 to the Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 27, 2004 (File No. 333-84023).](https://www.sec.gov/Archives/edgar/data/1089913/000095012904002408/v97937exv99wg1.txt) |
|  | 2) | [Facultative Yearly Renewable Term Reinsurance Agreement Between Farmers New World Life Insurance Company and Company B, is incorporated herein by reference to Post-Effective Amendment No. 7 to the Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 27, 2004 (File No. 333-84023).,](https://www.sec.gov/Archives/edgar/data/1089913/000095015003000466/a87968bexv99wxmy.txt) |
|  | 3) | [Commutation and Release Agreement between Farmers New World Life Insurance Company and Zurich Insurance Company, Ltd. dated as of August 1, 2023, redacted for confidentiality filed herewith.](https://www.sec.gov/Archives/edgar/data/1089913/000119312517148784/d364257dex99q4.htm) |
|  | 4) | [Coinsurance and Modified Coinsurance Agreement between Farmers New World Life Insurance Company and Security Life of Denver Insurance Company effective August 1, 2023.](https://www.sec.gov/Archives/edgar/data/1089913/000119312512195368/d282755dex99h33.htm) |
| (h) | **Participation Agreements.** | **Participation Agreements.** |
|  | 1) | [Participation Agreement among WM Variable Trust, WM Funds Distributor, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 2 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089913/000095012904002408/v97937exv99wq5.txt) |
|  | 2) | [Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to Pre-Effective Amendment No. 1 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on November 15, 1999 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089912/000095013399003658/0000950133-99-003658.txt) |
|  | 3) | [Amendment No. 1 to Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 2 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089913/000095013408014816/v42574a1exv99wxqyx1y.htm) |
|  | 4) | Amendment No. 2 to Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 2 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File No. 333-85183). |
|  | 5) | [Participation Agreement among Goldman Sachs Variable Insurance Trust, Goldman, Sachs & Co. and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 2 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089912/000095015002000387/a80782ex99-8t.txt) |
|  | 6) | [Participation Agreement (Service Shares) among Janus Aspen Series, Janus Capital Corporation and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 2 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089912/000095015001500253/a71651ex99-8i.txt) |
|  | 7) | [Participation Agreement among Variable Insurance Products Funds, Fidelity Distributors Corporation and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 2 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 27, 2001 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089912/000095015001500253/a71651ex99-8q.txt) |
|  | 8) | [Amendment No. 1 to Participation Agreement among WM Variable Trust, WM Funds Distributor, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 3 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 26, 2002 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089913/000119312510101301/dex99f4.htm) |
|  | 9) | [Amendment No. 2 to Participation Agreement among WM Variable Trust, WM Funds Distributor, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 4 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on August 27, 2002 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089912/000095015001500253/a71651ex99-8r.txt) |
|  | 10) | [Form of Amendment No. 3 to Participation Agreement among WM Variable Trust, WM Funds Distributor, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to Pre-Effective Amendment No. 1 to this Registration Statement on Form S-6 for Farmers Variable Life Separate Account A filed with the SEC on December 18, 2002 (File No. 333-100287).](https://www.sec.gov/Archives/edgar/data/1089913/000095014808000107/v39848bpexv99wxcyx1y.htm) |
|  | 11) | [Participation Agreement among Deutsche Asset Management VIT Funds, Deutsche Asset Management, Inc., and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 2 to this Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 28, 2003 (File No. 333-100287).](https://www.sec.gov/Archives/edgar/data/1089912/000095012906004384/v19019bpexv99w3xey.txt) |
|  | 12) | [Amendment No. 4 to Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 7 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 28, 2005 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089912/000095012905004226/v07699bpexv99w8xvy.txt) |
|  | 13) | [Form of Rule 22c-2 Shareholder Information Agreement, is incorporated herein by reference to Post-Effective Amendment No. 9 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 25, 2007 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089913/000119312518168325/d543283dex99f6.htm) |
|  | 14) | [Supplement to Participation Agreement among DWS Variable Series II, Deutsche Investment Management Americas Inc., DWS Scudder Distributors, Inc., and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 9 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 25, 2007 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089913/000095013399002546/0000950133-99-002546.txt) |
|  | 15) | [Letter of Understanding and Extension of WM Participation Agreement, among Principal Funds Distributor, Inc., and Farmers New World Life Insurance Company, dated as of January 5, 2007, is incorporated herein by reference to Post-Effective Amendment No. 9 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 25, 2007 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089912/000095015001500253/a71651ex99-3c.txt) |
|  | 16) | [Amendment to the Participation Agreement among Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Product Fund III, Variable Insurance Product Fund IV and Variable Insurance Product Fund V, Fidelity Distributors Corporation, and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-effective Amendment No. 1 to the initial registration statement on Form N-6/A for Farmers Variable Life Separate Account A filed with the SEC on August 11, 2008 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000095014808000394/v42574a2exv99wxhyx26y.htm) |
|  | 17) | [Amendment to the Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc., and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-effective Amendment No. 1 to the initial registration statement on Form N-6/A for Farmers Variable Life Separate Account A filed with the SEC on August 11, 2008 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089912/000095014807000092/v29202a9exv99w8xxy.htm) |
|  | 18) | [Amendment No. 3 to the Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc., and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-effective Amendment No. 1 to the initial registration statement on Form N-6/A for Farmers Variable Life Separate Account A filed with the SEC on August 11, 2008 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000095013408014816/v42574a1exv99wxhyx26y.htm) |
|  | 19) | [Participation Agreement among Principal Funds Distributor, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-effective Amendment No. 2 to the initial registration statement on Form N-6/A Farmers Variable Life Separate Account A filed with the SEC on August 27, 2008 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000095015003000466/a87968bexv99wxhyx5y.txt) |
|  | 20) | [Amendment No. 2 to the Participation Agreement among Deutsche Investment Management Americas, Inc., DWS Variable Series II, DWS Scudder Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-effective Amendment No. 2 to the initial registration statement on Form N-6/A Farmers Variable Life Separate Account A filed with the SEC on August 27, 2008 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312510101301/dex99c4.htm) |
|  | 21) | [Amendment No. 2 to the Participation Agreement among Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Product Fund III, Variable Insurance Product Fund IV and Variable Insurance Product Fund V, Fidelity Distributors Corporation, and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-effective Amendment No. 2 to the initial registration statement on Form N-6/A Farmers Variable Life Separate Account A filed with the SEC on August 27, 2008 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000095015002001129/a84512aexv99w1xay11.txt) |
|  | 22) | [Amendment No. 6 to the Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc., and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-effective Amendment No. 2 to the initial registration statement on Form N-6/A Farmers Variable Life Separate Account A filed with the SEC on August 27, 2008 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000095015002000896/a84512exv99w5xay.txt) |
|  | 23) | [Amendment No. 1 to the Participation Agreement among Janus Aspen Series (Service Shares), Janus Capital Corporation and Farmers New World Life Insurance Company, is incorporated herein by reference to the Pre-effective Amendment No. 2 to the initial registration statement on Form N-6/A Farmers Variable Life Separate Account A filed with the SEC on August 27, 2008 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000095014808000394/v42574a2exv99wxhyx29y.htm) |
|  | 24) | [First Amendment to the Participation Agreement among Principal Funds Distributor, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No 13 on Form N-4 for Farmers Variable Annuity Separate Account filed with the SEC on October 22, 2009 (File No 333-85183 and 811-09547).](https://www.sec.gov/Archives/edgar/data/1089913/000095015002000896/a84512exv99w5xcy.txt) |
|  | 25) | [Supplement to Participation Agreement Dated March 10, 2000 among DWS Variable Series II ("DWSVS II), Deutsche Investment Management Americas Inc., DWS Investments Distributors, Inc. and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 3 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 29, 2011 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000095014808000394/v42574a2exv99wxhyx27y.htm) |
|  | 26) | [Assignment and Amendment by and among PIMCO Variable Insurance Trust and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 4 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2012 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000095013399002546/0000950133-99-002546.txt) |
|  | 27) | [Amendment to the Participation Agreement by and among PIMCO Variable Insurance Trust, PIMCO Investments LLC and Farmers New World Life Insurance Company (January 28, 2013), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089912/000119312509211598/dex99b8kk.htm) |
|  | 28) | [Amendment to the Participation Agreement Dated April 14, 2000 between DWS Variable Series I, Deutsche Investment Management Americas, Inc., DWS Investments Distributors, Inc. and Farmers New World Life Insurance Company. (February 4, 2013), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312513187295/d495878dex99h35.htm) |
|  | 29) | Amendment to Participation Agreement Dated April 23, 2003 between DWS Investment VIT Funds, Deutsche Investment Americas, Inc., and Farmers New World Life Insurance Company (February 4, 2013), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507). |
|  | 30) | [Amendment to Participation Agreement Dated March 10, 2000 between DWS Variable Series II, Deutsche Investment Americas, Inc., and Farmers New World Life Insurance Company (February 4, 2013), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089912/000095015001500253/a71651ex99-3d.txt) |
|  | 31) | [Amendment to Participation Agreement Dated May 15, 2000 between Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors. Inc. and Farmers New World Life Insurance Company (January 15, 2013), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312516569702/d159840dex99h44.htm) |
|  | 32) | [Participation Agreement Addendum to Participation Agreement Dated May 15, 2000 by and among Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors, Inc. and Farmers New World Life Insurance Company (2012), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000095013399002546/0000950133-99-002546.txt) |
|  | 33) | [Amendment to Participation Agreement dated May 15, 2000 between Goldman Sachs Variable Insurance Trust, Goldman Sachs & Co and Farmers New World Life Insurance Company (January 28, 2013), is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312513187295/d495878dex99h40.htm) |
|  | 34) | [Amendment to the Fund Participation Agreement dated April 20, 2001 between Dreyfus and Farmers New World Life Insurance Company (April 5, 2013) is incorporated herein by reference to Post-Effective Amendment No. 5 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 30, 2013 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089912/000095015002000387/a80782ex99-8s.txt) |
|  | 35) | [Amendment to the Letter Agreement between Deutsche Investment Management Americas Inc. and Farmers New World Life Insurance Company (January 1, 2015), is incorporated herein by reference to Post-Effective Amendment No. 8 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC of April 29, 2016 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312513187295/d495878dex99h39.htm) |
|  | 36) | Second Amendment dated as of April 7, 2016 to the Participation Agreement dated August 25, 2008 by and among Principal Variable Contracts Funds, Inc., (formerly Principal Variable Contracts Fund, Inc.), Principal Funds Distributor, Inc., and Farmers New World Life Insurance Company, is incorporated herein by reference to Post-Effective Amendment No. 8 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC of April 29, 2016 (File Nos. 333-149540 and 811-09507). |
|  | 37) | [Termination of Participation Agreement, dated March 28, 2001, among Calvert Variable Series, Inc., Calvert Distributors, Inc., and Farmers New World Life Insurance Company dated September 19, 2017, and effective December 30, 2016, is incorporated herein by reference to Post-Effective Amendment No. 10 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC of May 21, 2018 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312513187295/d495878dex99h36.htm) |
|  | 38) | [Fund Participation Agreement among Eaton Vance Distributors, Inc., Calvert Variable Series, Inc., and Farmers New World Life Insurance Company dated October 23, 2017, and effective December 30, 2016, is incorporated herein by reference to Post-Effective Amendment No. 10 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC of May 21, 2018 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312518168325/d543283dex99f7.htm) |
|  | 39) | [Amendment to Participation Agreement among Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors, Inc., Legg Mason Investor Services, LLC, and Farmers New World Life Insurance Company, effective June 25, 2021 filed with the SEC on April 29, 2022.](https://www.sec.gov/Archives/edgar/data/1089913/000119312522134321/d305769dex99h39.htm) |
| (i) | **Administrative Contracts.** | **Administrative Contracts.** |
|  | 1) | [Consulting Services Agreement between McCamish Systems, LLC and Farmers New World Life Insurance Company, is incorporated herein by reference to Pre-Effective Amendment No. 1 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on November 15, 1999 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089913/000095012906004386/v18986bpexv99wd6.txt) |
|  | 2) | [Master Administration Agreement between McCamish Systems, LLC and Farmers New World Life Insurance Company dated as of April 1, 2001, is incorporated herein by reference to Post-Effective Amendment No. 3 to the Registration Statement on Form N-4 for Farmers Annuity Separate Account A filed with the SEC on April 26, 2002 (File No. 333-85183).](https://www.sec.gov/Archives/edgar/data/1089913/000095012905004228/v08061bpexv99wxdyx10y.txt) |
| (j) | **Other Material Contracts.** | **Other Material Contracts.** |
|  | 1) | [Power of Attorney, Filed herewith](https://www.sec.gov/Archives/edgar/data/1089913/000095015002000896/a84512exv99w5xay.txt) |
| (k) | **Legal Opinion.** | **Legal Opinion.** |
|  | 1) | [Opinion of Ian Macleod, Attorney-in-Fact, Filed herewith](https://www.sec.gov/Archives/edgar/data/1089912/000095015002000828/a84009exv99w8xuy.txt) |
| (l) | **Actuarial Opinion.** | **Actuarial Opinion.** |
|  | 1) | [Opinion of Ryan R. Larson, FSA, MAAA, is incorporated herein by reference to Post-Effective Amendment No. 5 to the Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 28, 2005 (File No. 333-100287).](https://www.sec.gov/Archives/edgar/data/1089913/000095012905004228/v08061bpexv99wxlyx1y.txt) |
| (m) | [**<u>Calculations,</u>** <u>Is incorporated herein by reference to Post-Effective Amendment No. 2 to this Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 28, 2003 (File No. 333-100287).</u>](https://www.sec.gov/Archives/edgar/data/1089913/000119312513187295/d495878dex99h41.htm) | [**<u>Calculations,</u>** <u>Is incorporated herein by reference to Post-Effective Amendment No. 2 to this Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 28, 2003 (File No. 333-100287).</u>](https://www.sec.gov/Archives/edgar/data/1089913/000119312513187295/d495878dex99h41.htm) |
| (n) | **Other Opinions.** | **Other Opinions.** |
|  | 1) | [Consent of Independent Registered Public Accounting Firm, Filed herewith.](https://www.sec.gov/Archives/edgar/data/1089913/000095013408014816/v42574a1exv99wxhyx27y.htm) |
| (o) | **Omitted Financial Statements. Not applicable.** | **Omitted Financial Statements. Not applicable.** |
| (p) | **Initial Capital Agreements. Not applicable.** | **Initial Capital Agreements. Not applicable.** |
| (q) | **Redeemability Exemption.** | **Redeemability Exemption.** |
|  | 1) | [Description of issuance, transfer and redemption procedures, is incorporated herein by reference to Pre-Effective Amendment No. 1 to this Registration Statement on Form S-6 for Farmers Variable Life Separate Account A filed with the SEC on December 18, 2002 (File No. 333-100287).](https://www.sec.gov/Archives/edgar/data/1089912/000095015001500253/a71651ex99-8o.txt) |
|  | 2) | [Revised description of issuance, transfer and redemption procedures (May 2004), is incorporated herein by reference to Post-Effective Amendment No. 4 to the Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 27, 2004 (File No. 333-100287).](https://www.sec.gov/Archives/edgar/data/1089912/000095015001500253/a71651ex99-8p.txt) |
|  | 3) | [Revised description of issuance, transfer and redemption procedures (May 2005), is incorporated herein by reference to Post-Effective Amendment No. 5 to the Registration Statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC on April 28, 2005 (File No. 333-100287).](https://www.sec.gov/Archives/edgar/data/1089913/000095012905004228/v08061bpexv99wxqyx6y.txt) |
|  | 4) | Revised description of issuance, transfer and redemption procedures (September 2008), is incorporated herein by reference to the Pre-effective Amendment No. 1 to the initial registration statement on Form N-6/A for Farmers Variable Life Separate Account A filed with the SEC on August 11, 2008 (File Nos. 333-149540 and 811-09507). |
|  | 5) | [Revised description of issuance, transfer and redemption procedures (April 2017), is incorporated herein by reference to Post-Effective Amendment No. 9 to the initial registration statement on Form N-6 Farmers Variable Life Separate Account A filed with the SEC on April 28, 2017 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312511118719/dex99h32.htm) |
|  | 6) | [Revised description of issuance, transfer and redemption procedures (April 2018), incorporated herein by reference to Post-Effective Amendment No. 10 to registration statement on Form N-6 for Farmers Variable Life Separate Account A filed with the SEC of May 21, 2018 (File Nos. 333-149540 and 811-09507).](https://www.sec.gov/Archives/edgar/data/1089913/000119312513187295/d495878dex99f6.htm) |

---

#### Item 31. Directors and Officers of the Depositor

---

| | |
|:---|:---|
| **Name and Principal Business Address**<br>| **Positions and Offices with Depositor**<br>|
| Annette Thompson<sup>3</sup> | &nbsp;&nbsp; Director |
| Scott Stoll<sup>7</sup> | &nbsp;&nbsp; Director |
| David Travers<sup>5</sup> | &nbsp;&nbsp; Director |
| Warren Tucker<sup>6</sup> John Griek<sup>1</sup> | &nbsp;&nbsp; Director<br> Director and Assistant Treasurer |
| David Hernandez<sup>2</sup> | &nbsp;&nbsp; Director, Chairman of the Board and Interim President |
| Clay Callahan<sup>2</sup> | &nbsp;&nbsp; Chief Financial Officer |
| Michael Rohwetter<sup>4</sup> | &nbsp;&nbsp; Chief Investment Officer |
| Paula Gospel<sup>2</sup> | &nbsp;&nbsp; Chief Risk Officer |
| Keith A. Terry<sup>2</sup> | &nbsp;&nbsp; Appointed Actuary, Interim Illustration Actuary and Chief Actuary |
| Nich Shappie<sup>2</sup> | &nbsp;&nbsp; Controller |
| Michael Hoetzel<sup>2</sup> | &nbsp;&nbsp; Chief Claims Officer |
| Robert Gibson<sup>2</sup> | &nbsp;&nbsp; 38a-1 Chief Compliance Officer |
| Dan Krause<sup>2</sup> | &nbsp;&nbsp; Interim Chief Underwriting Officer |
| Tina de Jong<sup>2</sup> | &nbsp;&nbsp; Managing Corporate Counsel and Corporate Secretary |
| Jim Taylor<sup>1</sup> | &nbsp;&nbsp; Chief Compliance Officer |
| Michael Langford<sup>1</sup> | &nbsp;&nbsp; Assistant Treasurer |
| Asya Alexandrovich<sup>1</sup> | &nbsp;&nbsp; Assistant Secretary |
| Nicole J. Pryor<sup>1</sup> | &nbsp;&nbsp; Assistant Secretary |
| Matthew Bowman<sup>2</sup> John Odendahl<sup>1</sup> Jessica Brostek-Maciel<sup>1</sup> | &nbsp;&nbsp; Assistant Secretary<br> Assistant Secretary<br> Assistant Secretary |

---

<br> 1 The principal business address is 6301 Owensmouth Ave., Woodland Hills, CA 91367.

<br> 2 The principal business address is 12822 SE 32nd Street, Suite 2, Bellevue, WA 98005.

<br> 3 The principal business address is 735 Avenida Alcola, Arroyo Grande, CA 93420.

<br> 4 The principal business address is 4 World Trade Center, 150 Greenwich St., New York, NY 10007.

<br> 5 The principal business address is 15700 Long Vista Dr., Austin, TX 78728.

<br> 6 The principal business address is 9618 SW Quartermaster Dr., Vashon, WA 98070.

<br> 7 The principal business address is 6900 Chileno Valley Road, Petaluma, CA 94952.

#### Item 32. Persons Controlled by or Under Common Control with the Insurance Company or Registrant

#### Organizations Affiliated with Zurich U.S. Insurance Group

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Company**<br>| **Domicile** | **Domicile** | **Ownership** | **Ownership** | **%** | **%** |
| 3PZ Holdings, LLC | 3PZ Holdings, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; ZSF/Dallas Tower LLC | &nbsp;&nbsp;&nbsp; ZSF/Dallas Tower LLC | 63.77000 |
| Access Franchise Management Limited | Access Franchise Management Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 100.00000 |
| ACN 000 141 051 Ltd. | ACN 000 141 051 Ltd. | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | 100.00000 |
| Afterland Limited | Afterland Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 100.00000 |
| AG Haus der Wirtschaft | AG Haus der Wirtschaft | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 8.16327 |
| AIG Travel Asia Pacific Pte. Ltd. | AIG Travel Asia Pacific Pte. Ltd. | &nbsp;&nbsp;&nbsp; SGP | &nbsp;&nbsp;&nbsp; SGP | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | 100.00000 |
| AIG Travel Assist Consulting (Shanghai) Co., Ltd. | AIG Travel Assist Consulting (Shanghai) Co., Ltd. | &nbsp;&nbsp;&nbsp; CHN | &nbsp;&nbsp;&nbsp; CHN | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | 100.00000 |
| AIG Travel Assist Malaysia Sdn. Bhd. | AIG Travel Assist Malaysia Sdn. Bhd. | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | 100.00000 |
| Allied Dunbar Assurance plc | Allied Dunbar Assurance plc | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Nominees Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Nominees Limited | 100.00000 |
| Allied Dunbar Financial Services Limited | Allied Dunbar Financial Services Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Allied Dunbar Assurance plc | &nbsp;&nbsp;&nbsp; Allied Dunbar Assurance plc | 100.00000 |
| Allied Dunbar Provident plc | Allied Dunbar Provident plc | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Allied Dunbar Assurance plc | &nbsp;&nbsp;&nbsp; Allied Dunbar Assurance plc | 100.00000 |
| Allied Zurich Holdings Limited | Allied Zurich Holdings Limited | &nbsp;&nbsp;&nbsp; JEY | &nbsp;&nbsp;&nbsp; JEY | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Allied Zurich Limited | Allied Zurich Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Insurance Group Ltd. | &nbsp;&nbsp;&nbsp; Zurich Insurance Group Ltd. | 100.00000 |
| American Guarantee and Liability Insurance Company | American Guarantee and Liability Insurance Company | &nbsp;&nbsp;&nbsp; NY | &nbsp;&nbsp;&nbsp; NY | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| American Zurich Insurance Company | American Zurich Insurance Company | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; Steadfast Insurance Company | &nbsp;&nbsp;&nbsp; Steadfast Insurance Company | 100.00000 |
| Applyhere Pty Ltd | Applyhere Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Davidson Trahaire Holding Pty Ltd | &nbsp;&nbsp;&nbsp; Davidson Trahaire Holding Pty Ltd | 100.00000 |
| Ashdale Land and Property Company Limited | Ashdale Land and Property Company Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | 100.00000 |
| Asistbras S/A Assistência ao Viajante | Asistbras S/A Assistência ao Viajante | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Travel Ace Internacional de Servicios S.A. | &nbsp;&nbsp;&nbsp; Travel Ace Internacional de Servicios S.A. | 65.00000 |
| Assistancee Online Pte. Ltd | Assistancee Online Pte. Ltd | &nbsp;&nbsp;&nbsp; SGP | &nbsp;&nbsp;&nbsp; SGP | &nbsp;&nbsp;&nbsp; Customer Care Assistance Pty Ltd | &nbsp;&nbsp;&nbsp; Customer Care Assistance Pty Ltd | 100.00000 |
| ASTIS Holdings Limited | ASTIS Holdings Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Cover-More Finance Pty Limited | &nbsp;&nbsp;&nbsp; Cover-More Finance Pty Limited | 100.00000 |
| Aust Office 1, LLC | Aust Office 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| autoSense AG | autoSense AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 33.33000 |
| Ballykilliane Holdings Limited | Ballykilliane Holdings Limited | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | 100.00000 |
| Bansabadell Pensiones, E.G.F.P, S.A. | Bansabadell Pensiones, E.G.F.P, S.A. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | &nbsp;&nbsp;&nbsp; Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | 50.00000 |
| Bansabadell Seguros Generales, S.A. de Seguros y Reaseguros | Bansabadell Seguros Generales, S.A. de Seguros y Reaseguros | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 50.00000 |
| Bansabadell Servicios Auxiliares De Seguros, S.L. | Bansabadell Servicios Auxiliares De Seguros, S.L. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Bansabadell Seguros Generales, S.A. de Seguros y Reaseguros | &nbsp;&nbsp;&nbsp; Bansabadell Seguros Generales, S.A. de Seguros y Reaseguros | 100.00000 |
| Bansabadell Vida S.A. de Seguros y Reaseguros | Bansabadell Vida S.A. de Seguros y Reaseguros | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | &nbsp;&nbsp;&nbsp; Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | 50.00000 |
| Benefit Finance Partners, L.L.C. | Benefit Finance Partners, L.L.C. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Benefit Finance LLC | &nbsp;&nbsp;&nbsp; Zurich Benefit Finance LLC | 50.00000 |
| BFP Securities LLC | BFP Securities LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Benefit Finance Partners, L.L.C. | &nbsp;&nbsp;&nbsp; Benefit Finance Partners, L.L.C. | 100.00000 |
| Bloomington Office LP | Bloomington Office LP | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 99.00000 |
| Bloomington Office MGP Manager, Inc | Bloomington Office MGP Manager, Inc | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 100.00000 |
| Bloomington Office MGP, LLC | Bloomington Office MGP, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Bloomington Office MGP Manager, Inc | &nbsp;&nbsp;&nbsp; Bloomington Office MGP Manager, Inc | 1.00000 |
| Bloomington Office MGP, LLC | Bloomington Office MGP, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 99.00000 |
| Blue Insurance Australia Pty Ltd | Blue Insurance Australia Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Blue Insurance Limited | &nbsp;&nbsp;&nbsp; Blue Insurance Limited | 100.00000 |
| Blue Insurance Limited | Blue Insurance Limited | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Cover-More Australia Pty Ltd | &nbsp;&nbsp;&nbsp; Cover-More Australia Pty Ltd | 97.61000 |
| Blue Marble Micro Limited | Blue Marble Micro Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Blue Marble Microinsurance, Inc. | Blue Marble Microinsurance, Inc. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Blue Marble Micro Limited | &nbsp;&nbsp;&nbsp; Blue Marble Micro Limited | 100.00000 |
| Bonus Pensionskassen Aktiengesellschaft | Bonus Pensionskassen Aktiengesellschaft | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Aktiengesellschaft | 87.50000 |
| BONUS Vorsorgekasse AG | BONUS Vorsorgekasse AG | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Aktiengesellschaft | 50.00000 |
| BOS Apt 1, LLC | BOS Apt 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| BOS Apt 2, LLC | BOS Apt 2, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| BOS Office 3, LLC | BOS Office 3, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Farmers New World Life Insurance Company | &nbsp;&nbsp;&nbsp; Farmers New World Life Insurance Company | 100.00000 |
| BOS Office 4, LLC | BOS Office 4, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| BOS Office 5, LLC | BOS Office 5, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; American Zurich Insurance Company | &nbsp;&nbsp;&nbsp; American Zurich Insurance Company | 100.00000 |
| BOS Retail 1, LLC | BOS Retail 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Boxx Cyber Services Middle East Ltd | Boxx Cyber Services Middle East Ltd | &nbsp;&nbsp;&nbsp; ARE | &nbsp;&nbsp;&nbsp; ARE | &nbsp;&nbsp;&nbsp; Boxx Insurance Inc. | &nbsp;&nbsp;&nbsp; Boxx Insurance Inc. | 100.00000 |
| Boxx Insurance Inc. | Boxx Insurance Inc. | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 33.33333 |
| Boxx Insurance LLC | Boxx Insurance LLC | &nbsp;&nbsp;&nbsp; FL | &nbsp;&nbsp;&nbsp; FL | &nbsp;&nbsp;&nbsp; Boxx Insurance Inc. | &nbsp;&nbsp;&nbsp; Boxx Insurance Inc. | 100.00000 |
| Boxx Services PTE Limited | Boxx Services PTE Limited | &nbsp;&nbsp;&nbsp; SGP | &nbsp;&nbsp;&nbsp; SGP | &nbsp;&nbsp;&nbsp; Boxx Insurance Inc. | &nbsp;&nbsp;&nbsp; Boxx Insurance Inc. | 100.00000 |
| Boxx Solutions LLC | Boxx Solutions LLC | &nbsp;&nbsp;&nbsp; FL | &nbsp;&nbsp;&nbsp; FL | &nbsp;&nbsp;&nbsp; Boxx Insurance LLC | &nbsp;&nbsp;&nbsp; Boxx Insurance LLC | 100.00000 |
| Bristlecourt Limited | Bristlecourt Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 100.00000 |
| brokerbusiness.ch AG | brokerbusiness.ch AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 25.00000 |
| Cayley Aviation Ltd. | Cayley Aviation Ltd. | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd, Bermuda Branch | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd, Bermuda Branch | 100.00000 |
| Celta Assistance SL | Celta Assistance SL | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Universal Assistance S.A. | &nbsp;&nbsp;&nbsp; Universal Assistance S.A. | 100.00000 |
| Centre Group Holdings (U.S.) Limited | Centre Group Holdings (U.S.) Limited | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 100.00000 |
| Centre Insurance Company | Centre Insurance Company | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Centre Solutions (U.S.) Limited | &nbsp;&nbsp;&nbsp; Centre Solutions (U.S.) Limited | 100.00000 |
| Centre Life Insurance Company | Centre Life Insurance Company | &nbsp;&nbsp;&nbsp; MA | &nbsp;&nbsp;&nbsp; MA | &nbsp;&nbsp;&nbsp; Centre Solutions (U.S.) Limited | &nbsp;&nbsp;&nbsp; Centre Solutions (U.S.) Limited | 100.00000 |
| Centre Reinsurance (U.S.) Limited | Centre Reinsurance (U.S.) Limited | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; Centre Group Holdings (U.S.) Limited | &nbsp;&nbsp;&nbsp; Centre Group Holdings (U.S.) Limited | 100.00000 |
| Centre Solutions (Bermuda) Limited | Centre Solutions (Bermuda) Limited | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | 100.00000 |
| Centre Solutions (U.S.) Limited | Centre Solutions (U.S.) Limited | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; Centre Group Holdings (U.S.) Limited | &nbsp;&nbsp;&nbsp; Centre Group Holdings (U.S.) Limited | 100.00000 |
| Charlotte Industrial 3, LLC | Charlotte Industrial 3, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Farmers New World Life Insurance Company | &nbsp;&nbsp;&nbsp; Farmers New World Life Insurance Company | 100.00000 |
| Charlotte Office 1, LLC | Charlotte Office 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| CHI APT 1, LLC | CHI APT 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| CHI IND 6, LLC | CHI IND 6, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Farmers New World Life Insurance Company | &nbsp;&nbsp;&nbsp; Farmers New World Life Insurance Company | 100.00000 |
| Chilena Consolidada Seguros de Vida S.A. | Chilena Consolidada Seguros de Vida S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Inversiones Suizo Chilena S.A. | &nbsp;&nbsp;&nbsp; Inversiones Suizo Chilena S.A. | 98.97703 |
| Chilena Consolidada Seguros Generales S.A. | Chilena Consolidada Seguros Generales S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Chilena Consolidada Seguros de Vida S.A. | &nbsp;&nbsp;&nbsp; Chilena Consolidada Seguros de Vida S.A. | 7.40525 |
| Chilena Consolidada Seguros Generales S.A. | Chilena Consolidada Seguros Generales S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Inversiones Suizo Chilena S.A. | &nbsp;&nbsp;&nbsp; Inversiones Suizo Chilena S.A. | 82.73165 |
| Cofitem-Cofimur | Cofitem-Cofimur | &nbsp;&nbsp;&nbsp; FRA | &nbsp;&nbsp;&nbsp; FRA | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 12.40521 |
| Collective Benefits Ltd | Collective Benefits Ltd | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Travel Guard Assist, Inc. | &nbsp;&nbsp;&nbsp; Travel Guard Assist, Inc. | 100.00000 |
| Collective Denmark ApS | Collective Denmark ApS | &nbsp;&nbsp;&nbsp; DNK | &nbsp;&nbsp;&nbsp; DNK | &nbsp;&nbsp;&nbsp; AIG Travel Asia Pacific Pte. Ltd. | &nbsp;&nbsp;&nbsp; AIG Travel Asia Pacific Pte. Ltd. | 100.00000 |
| Collective Europe Holdings B.V. | Collective Europe Holdings B.V. | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; Travel Guard Assist, Inc. | &nbsp;&nbsp;&nbsp; Travel Guard Assist, Inc. | 100.00000 |
| Collective Netherlands B.V. | Collective Netherlands B.V. | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; AIG Travel Asia Pacific Pte. Ltd. | &nbsp;&nbsp;&nbsp; AIG Travel Asia Pacific Pte. Ltd. | 100.00000 |
| Collective Society Ltd | Collective Society Ltd | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Travel Guard Assist, Inc. | &nbsp;&nbsp;&nbsp; Travel Guard Assist, Inc. | 100.00000 |
| Colonial American Casualty and Surety Company | Colonial American Casualty and Surety Company | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; Fidelity and Deposit Company of Maryland | &nbsp;&nbsp;&nbsp; Fidelity and Deposit Company of Maryland | 100.00000 |
| Concisa Vorsorgeberatung und Management AG | Concisa Vorsorgeberatung und Management AG | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; Bonus Pensionskassen Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Bonus Pensionskassen Aktiengesellschaft | 100.00000 |
| Cover-More (NZ) Limited | Cover-More (NZ) Limited | &nbsp;&nbsp;&nbsp; NZL | &nbsp;&nbsp;&nbsp; NZL | &nbsp;&nbsp;&nbsp; Cover-More Australia Pty Ltd | &nbsp;&nbsp;&nbsp; Cover-More Australia Pty Ltd | 100.00000 |
| Cover-More Asia Pte. Ltd | Cover-More Asia Pte. Ltd | &nbsp;&nbsp;&nbsp; SGP | &nbsp;&nbsp;&nbsp; SGP | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | 100.00000 |
| Cover-More Australia Pty Ltd | Cover-More Australia Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Cover-More Holdings Pty Ltd | &nbsp;&nbsp;&nbsp; Cover-More Holdings Pty Ltd | 100.00000 |
| Cover-More Finance Pty Limited | Cover-More Finance Pty Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Cover-More Group Limited | &nbsp;&nbsp;&nbsp; Cover-More Group Limited | 100.00000 |
| Cover-More Group Limited | Cover-More Group Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Travel Solutions Pty Limited | &nbsp;&nbsp;&nbsp; Zurich Travel Solutions Pty Limited | 100.00000 |
| Cover-More Holdings Pty Ltd | Cover-More Holdings Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | 100.00000 |
| Cover-More Holdings USA Inc. | Cover-More Holdings USA Inc. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | 100.00000 |
| Cover-More Inc. | Cover-More Inc. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Cover-More Holdings USA Inc. | &nbsp;&nbsp;&nbsp; Cover-More Holdings USA Inc. | 100.00000 |
| Cover-More Insurance Services Limited | Cover-More Insurance Services Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Cover-More Australia Pty Ltd | &nbsp;&nbsp;&nbsp; Cover-More Australia Pty Ltd | 100.00000 |
| Cover-More Insurance Services Pty Ltd | Cover-More Insurance Services Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | 100.00000 |
| Cowbell Cyber India Private Limited | Cowbell Cyber India Private Limited | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | 100.00000 |
| Cowbell Cyber Limited | Cowbell Cyber Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | 100.00000 |
| Cowbell Cyber Technologies ULC | Cowbell Cyber Technologies ULC | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | 100.00000 |
| Cowbell Insurance Agency Inc. | Cowbell Insurance Agency Inc. | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | 100.00000 |
| Cowbell Insurance Agency, LLC | Cowbell Insurance Agency, LLC | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | 100.00000 |
| Cowbell Managing General Agency Limited | Cowbell Managing General Agency Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | 100.00000 |
| Cowbell Reinsurance Company | Cowbell Reinsurance Company | &nbsp;&nbsp;&nbsp; VT | &nbsp;&nbsp;&nbsp; VT | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | 100.00000 |
| Cowbell Specialty Insurance Company | Cowbell Specialty Insurance Company | &nbsp;&nbsp;&nbsp; NE | &nbsp;&nbsp;&nbsp; NE | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | 100.00000 |
| Cowbell, Inc. | Cowbell, Inc. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | &nbsp;&nbsp;&nbsp; Cowbell Cyber, Inc. | 100.00000 |
| CREC (Bloomington) Lender, LLC | CREC (Bloomington) Lender, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 0.00000 |
| CREC (Dallas) Lender, LLC | CREC (Dallas) Lender, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 100.00000 |
| CREC (Florence), LLC | CREC (Florence), LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; ZSF/KY Annex LLC | &nbsp;&nbsp;&nbsp; ZSF/KY Annex LLC | 50.00000 |
| CREC (Florence), LLC | CREC (Florence), LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; ZSF/Office KY, LLC | &nbsp;&nbsp;&nbsp; ZSF/Office KY, LLC | 50.00000 |
| CREC (Las Vegas), LLC | CREC (Las Vegas), LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 100.00000 |
| CREC (Sioux Falls) Owner, LLC | CREC (Sioux Falls) Owner, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 100.00000 |
| CREC (Sioux Falls), LLC | CREC (Sioux Falls), LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 100.00000 |
| Customer Care Assistance Pty Ltd | Customer Care Assistance Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Customer Care Holdings Pty Ltd | &nbsp;&nbsp;&nbsp; Customer Care Holdings Pty Ltd | 100.00000 |
| Customer Care Holdings Pty Ltd | Customer Care Holdings Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | 100.00000 |
| Customer Care Pty Ltd | Customer Care Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Customer Care Holdings Pty Ltd | &nbsp;&nbsp;&nbsp; Customer Care Holdings Pty Ltd | 100.00000 |
| Cyberboxx Cyber Services India Private Limited | Cyberboxx Cyber Services India Private Limited | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Boxx Insurance Inc. | &nbsp;&nbsp;&nbsp; Boxx Insurance Inc. | 100.00000 |
| DA Deutsche Allgemeine Versicherung Aktiengesellschaft | DA Deutsche Allgemeine Versicherung Aktiengesellschaft | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zürich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zürich Beteiligungs-Aktiengesellschaft (Deutschland) | 100.00000 |
| Dallas Office MGP Manager, Inc. | Dallas Office MGP Manager, Inc. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 100.00000 |
| Dallas Office MGP, LLC | Dallas Office MGP, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Dallas Office MGP Manager, Inc. | &nbsp;&nbsp;&nbsp; Dallas Office MGP Manager, Inc. | 1.00000 |
| Dallas Office MGP, LLC | Dallas Office MGP, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 99.00000 |
| Dallas Tower LP | Dallas Tower LP | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 99.00000 |
| Davidson Trahaire Corpsych (Singapore) Pte. Limited | Davidson Trahaire Corpsych (Singapore) Pte. Limited | &nbsp;&nbsp;&nbsp; SGP | &nbsp;&nbsp;&nbsp; SGP | &nbsp;&nbsp;&nbsp; DTC Bidco Pty Ltd | &nbsp;&nbsp;&nbsp; DTC Bidco Pty Ltd | 100.00000 |
| Davidson Trahaire Corpsych Pty Ltd | Davidson Trahaire Corpsych Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Applyhere Pty Ltd | &nbsp;&nbsp;&nbsp; Applyhere Pty Ltd | 35.00000 |
| Davidson Trahaire Corpsych Pty Ltd | Davidson Trahaire Corpsych Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Davidson Trahaire Holding Pty Ltd | &nbsp;&nbsp;&nbsp; Davidson Trahaire Holding Pty Ltd | 65.00000 |
| Davidson Trahaire Holding Pty Ltd | Davidson Trahaire Holding Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; DTC Australia Pty Ltd | &nbsp;&nbsp;&nbsp; DTC Australia Pty Ltd | 100.00000 |
| DB Vita S.A. | DB Vita S.A. | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; Deutscher Herold Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Deutscher Herold Aktiengesellschaft | 25.00000 |
| DEN Industrial 2, LLC | DEN Industrial 2, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| DEN Office 1, LLC | DEN Office 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; American Zurich Insurance Company | &nbsp;&nbsp;&nbsp; American Zurich Insurance Company | 50.00000 |
| Dentolo Deutschland GmbH | Dentolo Deutschland GmbH | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zürich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zürich Beteiligungs-Aktiengesellschaft (Deutschland) | 100.00000 |
| Deutsche Zurich Pensiones, Entidad Gestora de Fondos de Pens | Deutsche Zurich Pensiones, Entidad Gestora de Fondos de Pens | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | &nbsp;&nbsp;&nbsp; Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | 50.00000 |
| Deutscher Herold Aktiengesellschaft | Deutscher Herold Aktiengesellschaft | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | 79.82639 |
| Deutscher Pensionsfonds Aktiengesellschaft | Deutscher Pensionsfonds Aktiengesellschaft | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Deutscher Herold Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Deutscher Herold Aktiengesellschaft | 74.90000 |
| Deutsches Institut fur Altersvorsorge GmbH | Deutsches Institut fur Altersvorsorge GmbH | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Deutscher Herold Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Deutscher Herold Aktiengesellschaft | 22.00000 |
| DIG GmbH | DIG GmbH | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Digital Insurance Group B.V. | &nbsp;&nbsp;&nbsp; Digital Insurance Group B.V. | 100.00000 |
| DTC Australia Pty Ltd | DTC Australia Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; DTC Bidco Pty Ltd | &nbsp;&nbsp;&nbsp; DTC Bidco Pty Ltd | 100.00000 |
| DTC Bidco Pty Ltd | DTC Bidco Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; DTC Holdco Pty Ltd | &nbsp;&nbsp;&nbsp; DTC Holdco Pty Ltd | 100.00000 |
| DTC Holdco Pty Ltd | DTC Holdco Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; ASTIS Holdings Limited | &nbsp;&nbsp;&nbsp; ASTIS Holdings Limited | 100.00000 |
| DTC NZ Bidco Limited | DTC NZ Bidco Limited | &nbsp;&nbsp;&nbsp; NZL | &nbsp;&nbsp;&nbsp; NZL | &nbsp;&nbsp;&nbsp; DTC Bidco Pty Ltd | &nbsp;&nbsp;&nbsp; DTC Bidco Pty Ltd | 100.00000 |
| Dunbar Assets Ireland | Dunbar Assets Ireland | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; ZCM Asset Holding Company (Bermuda) Limited | &nbsp;&nbsp;&nbsp; ZCM Asset Holding Company (Bermuda) Limited | 0.00000 |
| Dunbar Assets Ireland | Dunbar Assets Ireland | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | 0.03664 |
| Dusfal S.A. | Dusfal S.A. | &nbsp;&nbsp;&nbsp; URY | &nbsp;&nbsp;&nbsp; URY | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Eagle Star (Leasing) Limited | Eagle Star (Leasing) Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 100.00000 |
| Eagle Star European Life Assurance Company Limited | Eagle Star European Life Assurance Company Limited | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Life Assurance plc | &nbsp;&nbsp;&nbsp; Zurich Life Assurance plc | 100.00000 |
| Eagle Star Group Services Limited | Eagle Star Group Services Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Eagle Star Holdings Limited | &nbsp;&nbsp;&nbsp; Eagle Star Holdings Limited | 100.00000 |
| Eagle Star Holding Company of Ireland | Eagle Star Holding Company of Ireland | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 0.00100 |
| Eagle Star Holding Company of Ireland | Eagle Star Holding Company of Ireland | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 99.99900 |
| Eagle Star Holdings Limited | Eagle Star Holdings Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | 100.00000 |
| EcoHub AG | EcoHub AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 6.16371 |
| Edilspettacolo SRL | Edilspettacolo SRL | &nbsp;&nbsp;&nbsp; ITA | &nbsp;&nbsp;&nbsp; ITA | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd - Rappresentanza Generale per l | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd - Rappresentanza Generale per l | 35.71233 |
| Empire Fire and Marine Insurance Company | Empire Fire and Marine Insurance Company | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Empire Indemnity Insurance Company | Empire Indemnity Insurance Company | &nbsp;&nbsp;&nbsp; OK | &nbsp;&nbsp;&nbsp; OK | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Employee Services Limited | Employee Services Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Allied Dunbar Financial Services Limited | &nbsp;&nbsp;&nbsp; Allied Dunbar Financial Services Limited | 100.00000 |
| Endsleigh Financial Services Limited | Endsleigh Financial Services Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| Endsleigh Pension Trustee Limited | Endsleigh Pension Trustee Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| Euclid KY Annex, LP | Euclid KY Annex, LP | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 99.00000 |
| Euclid Office LP | Euclid Office LP | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 99.00000 |
| Euroamérica Administradora General de Fondos S.A | Euroamérica Administradora General de Fondos S.A | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Chilena Consolidada Seguros de Vida S.A. | &nbsp;&nbsp;&nbsp; Chilena Consolidada Seguros de Vida S.A. | 100.00000 |
| Extremus Versicherung-Aktiengesellschaft | Extremus Versicherung-Aktiengesellschaft | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Insurance plc Niederlassung fur Deutschland | &nbsp;&nbsp;&nbsp; Zurich Insurance plc Niederlassung fur Deutschland | 5.00000 |
| Farmers Family Fund | Farmers Family Fund | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | 100.00000 |
| Farmers General Insurance Agency, Inc. | Farmers General Insurance Agency, Inc. | &nbsp;&nbsp;&nbsp; RI | &nbsp;&nbsp;&nbsp; RI | &nbsp;&nbsp;&nbsp; FIG Leasing Co, Inc. | &nbsp;&nbsp;&nbsp; FIG Leasing Co, Inc. | 100.00000 |
| Farmers Group, Inc. | Farmers Group, Inc. | &nbsp;&nbsp;&nbsp; NV | &nbsp;&nbsp;&nbsp; NV | &nbsp;&nbsp;&nbsp; Zurich Insurance Group Ltd. | &nbsp;&nbsp;&nbsp; Zurich Insurance Group Ltd. | 12.10000 |
| Farmers Group, Inc. | Farmers Group, Inc. | &nbsp;&nbsp;&nbsp; NV | &nbsp;&nbsp;&nbsp; NV | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 87.90000 |
| Farmers Life Insurance Company of New York | Farmers Life Insurance Company of New York | &nbsp;&nbsp;&nbsp; NY | &nbsp;&nbsp;&nbsp; NY | &nbsp;&nbsp;&nbsp; Farmers New World Life Insurance Company | &nbsp;&nbsp;&nbsp; Farmers New World Life Insurance Company | 100.00000 |
| Farmers New World Life Insurance Company | Farmers New World Life Insurance Company | &nbsp;&nbsp;&nbsp; WA | &nbsp;&nbsp;&nbsp; WA | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | 100.00000 |
| Farmers Reinsurance Company | Farmers Reinsurance Company | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | 100.00000 |
| Farmers Services Corporation | Farmers Services Corporation | &nbsp;&nbsp;&nbsp; NV | &nbsp;&nbsp;&nbsp; NV | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | 100.00000 |
| Farmers Underwriters Association | Farmers Underwriters Association | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | 100.00000 |
| Fidelity and Deposit Company of Maryland | Fidelity and Deposit Company of Maryland | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| FIG Holding Company | FIG Holding Company | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | 100.00000 |
| FIG Leasing Co., Inc. | FIG Leasing Co., Inc. | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | 100.00000 |
| Fire Underwriters Association | Fire Underwriters Association | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | 100.00000 |
| Fitsense Insurance Services Pty Ltd | Fitsense Insurance Services Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | 100.00000 |
| For Care S.p.A. | For Care S.p.A. | &nbsp;&nbsp;&nbsp; ITA | &nbsp;&nbsp;&nbsp; ITA | &nbsp;&nbsp;&nbsp; Zurich Investments Life S.p.A. | &nbsp;&nbsp;&nbsp; Zurich Investments Life S.p.A. | 100.00000 |
| Futuro de Bolivia S.A. Administradora de Fondos de Pensiones | Futuro de Bolivia S.A. Administradora de Fondos de Pensiones | &nbsp;&nbsp;&nbsp; BOL | &nbsp;&nbsp;&nbsp; BOL | &nbsp;&nbsp;&nbsp; Zurich Boliviana Seguros Personales S.A. | &nbsp;&nbsp;&nbsp; Zurich Boliviana Seguros Personales S.A. | 8.42193 |
| Futuro de Bolivia S.A. Administradora de Fondos de Pensiones | Futuro de Bolivia S.A. Administradora de Fondos de Pensiones | &nbsp;&nbsp;&nbsp; BOL | &nbsp;&nbsp;&nbsp; BOL | &nbsp;&nbsp;&nbsp; Zurich South America Invest AB | &nbsp;&nbsp;&nbsp; Zurich South America Invest AB | 71.57801 |
| FX Insurance Agency Hawaii, LLC | FX Insurance Agency Hawaii, LLC | &nbsp;&nbsp;&nbsp; HI | &nbsp;&nbsp;&nbsp; HI | &nbsp;&nbsp;&nbsp; FIG Leasing Co., Inc. | &nbsp;&nbsp;&nbsp; FIG Leasing Co., Inc. | 100.00000 |
| FX Insurance Agency, LLC | FX Insurance Agency, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; FIG Leasing Co., Inc. | &nbsp;&nbsp;&nbsp; FIG Leasing Co., Inc. | 100.00000 |
| General Surety & Guarantee Co Limited | General Surety & Guarantee Co Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Insurance Company (U.K.) Limited | &nbsp;&nbsp;&nbsp; Zurich Insurance Company (U.K.) Limited | 100.00000 |
| Grovewood Property Holdings Limited | Grovewood Property Holdings Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Eagle Star Holdings Limited | &nbsp;&nbsp;&nbsp; Eagle Star Holdings Limited | 100.00000 |
| H4B Humboldthafen Einheitsgesellschaft GmbH&Co.KG | H4B Humboldthafen Einheitsgesellschaft GmbH&Co.KG | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; REX-ZDHL S.C.S. SICAV-SIF | &nbsp;&nbsp;&nbsp; REX-ZDHL S.C.S. SICAV-SIF | 94.90000 |
| Halo Holdco Limited | Halo Holdco Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Cover-More Australia Pty Ltd | &nbsp;&nbsp;&nbsp; Cover-More Australia Pty Ltd | 100.00000 |
| Halo Holdco Limited | Halo Holdco Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 0.00000 |
| Halo Insurance Services Limited | Halo Insurance Services Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Halo Holdco Limited | &nbsp;&nbsp;&nbsp; Halo Holdco Limited | 100.00000 |
| Halo Insurance Services Pty Ltd | Halo Insurance Services Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Halo Insurance Services Limited | &nbsp;&nbsp;&nbsp; Halo Insurance Services Limited | 100.00000 |
| Hawkcentral Limited | Hawkcentral Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 100.00000 |
| Healthinsite Proprietary Limited | Healthinsite Proprietary Limited | &nbsp;&nbsp;&nbsp; ZAF | &nbsp;&nbsp;&nbsp; ZAF | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Healthlogix Pty Ltd | Healthlogix Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Insite Holdings Pty Ltd | &nbsp;&nbsp;&nbsp; Insite Holdings Pty Ltd | 100.00000 |
| Healthlogix Technologia Eireli | Healthlogix Technologia Eireli | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Healthlogix Pty Ltd | &nbsp;&nbsp;&nbsp; Healthlogix Pty Ltd | 100.00000 |
| Herengracht Investments B.V | Herengracht Investments B.V | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; RE Curve Holding B.V. | &nbsp;&nbsp;&nbsp; RE Curve Holding B.V. | 100.00000 |
| Hestia Arroyomolinos S.L.U. | Hestia Arroyomolinos S.L.U. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; REX-SPAIN-ZDHL S.L. | &nbsp;&nbsp;&nbsp; REX-SPAIN-ZDHL S.L. | 100.00000 |
| Hestia Móstoles S.L.U. | Hestia Móstoles S.L.U. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; REX-SPAIN-ZDHL S.L. | &nbsp;&nbsp;&nbsp; REX-SPAIN-ZDHL S.L. | 100.00000 |
| HOU IND 1, LLC | HOU IND 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| HOU IND 2, LLC | HOU IND 2, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| HOU IND 3, LLC | HOU IND 3, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Icen Risk B.V. | Icen Risk B.V. | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; Nexit 2018 Limited | &nbsp;&nbsp;&nbsp; Nexit 2018 Limited | 100.00000 |
| Icen Risk B.V. | Icen Risk B.V. | &nbsp;&nbsp;&nbsp; ITA | &nbsp;&nbsp;&nbsp; ITA | &nbsp;&nbsp;&nbsp; Icen Risk B.V. | &nbsp;&nbsp;&nbsp; Icen Risk B.V. | 100.00000 |
| Icen Risk B.V. (Italian Branch) | Icen Risk B.V. (Italian Branch) | &nbsp;&nbsp;&nbsp; ITA | &nbsp;&nbsp;&nbsp; ITA | &nbsp;&nbsp;&nbsp; Nexit 2018 Limited | &nbsp;&nbsp;&nbsp; Nexit 2018 Limited | 100.00000 |
| Icen Risk GmbH | Icen Risk GmbH | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Nexit 2018 Limited | &nbsp;&nbsp;&nbsp; Nexit 2018 Limited | 100.00000 |
| Icen Risk Limited | Icen Risk Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Nexit 2018 Limited | &nbsp;&nbsp;&nbsp; Nexit 2018 Limited | 100.00000 |
| Independence Center Realty L.P. | Independence Center Realty L.P. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Philadelphia Investor, LLC | &nbsp;&nbsp;&nbsp; Philadelphia Investor, LLC | 89.00000 |
| INNATE, Inc. | INNATE, Inc. | &nbsp;&nbsp;&nbsp; DC | &nbsp;&nbsp;&nbsp; DC | &nbsp;&nbsp;&nbsp; Cover-More Holdings USA Inc. | &nbsp;&nbsp;&nbsp; Cover-More Holdings USA Inc. | 100.00000 |
| Insite Holdings Pty Ltd | Insite Holdings Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| INTEGRA Versicherungsdienst GmbH | INTEGRA Versicherungsdienst GmbH | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Aktiengesellschaft | 100.00000 |
| Intelligent Technologies OÜ | Intelligent Technologies OÜ | &nbsp;&nbsp;&nbsp; EST | &nbsp;&nbsp;&nbsp; EST | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| International Travel Assistance S.A. | International Travel Assistance S.A. | &nbsp;&nbsp;&nbsp; PAN | &nbsp;&nbsp;&nbsp; PAN | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 55.00000 |
| Inversiones Suizo Chilena S.A. | Inversiones Suizo Chilena S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Inversiones Suizo-Argentina S.A. | &nbsp;&nbsp;&nbsp; Inversiones Suizo-Argentina S.A. | 0.00100 |
| Inversiones Suizo Chilena S.A. | Inversiones Suizo Chilena S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 99.99900 |
| Inversiones Suizo-Argentina S.A. | Inversiones Suizo-Argentina S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | 5.00400 |
| Inversiones Suizo-Argentina S.A. | Inversiones Suizo-Argentina S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 94.99600 |
| Inversiones ZS America Dos Limitada | Inversiones ZS America Dos Limitada | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Inversiones ZS America SpA | &nbsp;&nbsp;&nbsp; Inversiones ZS America SpA | 100.00000 |
| Inversiones ZS America SpA | Inversiones ZS America SpA | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | 100.00000 |
| Inversiones ZS America Tres SpA | Inversiones ZS America Tres SpA | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | 100.00000 |
| Irish National Insurance Company p.l.c. | Irish National Insurance Company p.l.c. | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | 99.99999 |
| Karvat Cover-More Assist. Pvt Ltd. | Karvat Cover-More Assist. Pvt Ltd. | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Cover-More Asia Pte. Ltd | &nbsp;&nbsp;&nbsp; Cover-More Asia Pte. Ltd | 100.00000 |
| Kennet Road 1 UK Limited | Kennet Road 1 UK Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 100.00000 |
| Kennet Road 2 UK Limited | Kennet Road 2 UK Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 100.00000 |
| Klare Corredora de Seguros S.A. | Klare Corredora de Seguros S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Zurich Insurance Mobile Solutions AG | &nbsp;&nbsp;&nbsp; Zurich Insurance Mobile Solutions AG | 49.90000 |
| Komparu B.V. | Komparu B.V. | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; Digital Insurance Group B.V. | &nbsp;&nbsp;&nbsp; Digital Insurance Group B.V. | 100.00000 |
| Kono Insurance Limited | Kono Insurance Limited | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Kraft Lake Insurance Agency, Inc. | Kraft Lake Insurance Agency, Inc. | &nbsp;&nbsp;&nbsp; MI | &nbsp;&nbsp;&nbsp; MI | &nbsp;&nbsp;&nbsp; FIG Leasing Co, Inc. | &nbsp;&nbsp;&nbsp; FIG Leasing Co, Inc. | 100.00000 |
| LA Apt. 1, LLC | LA Apt. 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| LA Industrial 1, LLC | LA Industrial 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| LA Industrial 4, LLC | LA Industrial 4, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| LA Retail 1 LLC | LA Retail 1 LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Livetravel Inc. | Livetravel Inc. | &nbsp;&nbsp;&nbsp; WI | &nbsp;&nbsp;&nbsp; WI | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | 100.00000 |
| Manon Vision Co., Ltd. | Manon Vision Co., Ltd. | &nbsp;&nbsp;&nbsp; THA | &nbsp;&nbsp;&nbsp; THA | &nbsp;&nbsp;&nbsp; Centre Solutions (Bermuda) Limited | &nbsp;&nbsp;&nbsp; Centre Solutions (Bermuda) Limited | 0.00057 |
| Manon Vision Co., Ltd. | Manon Vision Co., Ltd. | &nbsp;&nbsp;&nbsp; THA | &nbsp;&nbsp;&nbsp; THA | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | 0.00066 |
| Manon Vision Co., Ltd. | Manon Vision Co., Ltd. | &nbsp;&nbsp;&nbsp; THA | &nbsp;&nbsp;&nbsp; THA | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 99.99877 |
| Mapfre Yaşam Sigorta A.Ş. | Mapfre Yaşam Sigorta A.Ş. | &nbsp;&nbsp;&nbsp; TUR | &nbsp;&nbsp;&nbsp; TUR | &nbsp;&nbsp;&nbsp; Zurich Sigorta A.S. | &nbsp;&nbsp;&nbsp; Zurich Sigorta A.S. | 99.77778 |
| Meatpacking B.V. | Meatpacking B.V. | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; Rock Inne Vastgoed B.V. | &nbsp;&nbsp;&nbsp; Rock Inne Vastgoed B.V. | 100.00000 |
| Medidata AG | Medidata AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 8.85180 |
| Miami Industrial 1, LLC | Miami Industrial 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Miami Office 2, LLC | Miami Office 2, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Miami Office 3, LLC | Miami Office 3, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Miami Retail 1, LLC | Miami Retail 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Minas Brasil Promotora de Servicos S/A | Minas Brasil Promotora de Servicos S/A | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Minas Brasil Seguros S.A, | &nbsp;&nbsp;&nbsp; Zurich Minas Brasil Seguros S.A, | 100.00000 |
| MSP APT 1, LLC | MSP APT 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Nashville Apt. 1, LLC | Nashville Apt. 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 0.00000 |
| Nashville Office 1, LLC | Nashville Office 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Navigators and General Insurance Company Limited | Navigators and General Insurance Company Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | 100.00000 |
| Nearheath Limited | Nearheath Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 100.00000 |
| Nexit 2018 Limited | Nexit 2018 Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 48.97314 |
| NY Industrial 1, LLC | NY Industrial 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Oak Underwriting plc | Oak Underwriting plc | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| OnePath General Insurance Pty Limited | OnePath General Insurance Pty Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | 100.00000 |
| OnePath Life Australia Holdings Pty Ltd | OnePath Life Australia Holdings Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | 100.00000 |
| OnePath Life Limited | OnePath Life Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; OnePath Life Australia Holdings Pty Ltd | &nbsp;&nbsp;&nbsp; OnePath Life Australia Holdings Pty Ltd | 100.00000 |
| Onsi Australia Pty Ltd | Onsi Australia Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Collective Group Holdings Limited | &nbsp;&nbsp;&nbsp; Collective Group Holdings Limited | 100.00000 |
| Orange Stone Company | Orange Stone Company | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Finance Company AG | &nbsp;&nbsp;&nbsp; Zurich Finance Company AG | 100.00000 |
| Orion Rechtsschutz-Versicherung AG | Orion Rechtsschutz-Versicherung AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 78.00000 |
| Parcelgate Limited | Parcelgate Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 100.00000 |
| Perils AG | Perils AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 11.11111 |
| Perunsel S.A. | Perunsel S.A. | &nbsp;&nbsp;&nbsp; URY | &nbsp;&nbsp;&nbsp; URY | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 60.00000 |
| PFS Pension Fund Services AG | PFS Pension Fund Services AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 18.43333 |
| Philly Office 1, LLC | Philly Office 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Philly Office Land, LLC | Philly Office Land, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| POR Apt 1, LLC | POR Apt 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| POR Apt 2, LLC | POR Apt 2, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Prime Corporate Psychology Pty Ltd | Prime Corporate Psychology Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; DTC Bidco Pty Ltd | &nbsp;&nbsp;&nbsp; DTC Bidco Pty Ltd | 100.00000 |
| Protektor Lebensversicherungs-AG | Protektor Lebensversicherungs-AG | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | &nbsp;&nbsp;&nbsp; Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | 5.15838 |
| PT Asuransi Adira Dinamika Tbk | PT Asuransi Adira Dinamika Tbk | &nbsp;&nbsp;&nbsp; IDN | &nbsp;&nbsp;&nbsp; IDN | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 98.48794 |
| PT Zurich Insurance Indonesia | PT Zurich Insurance Indonesia | &nbsp;&nbsp;&nbsp; IDN | &nbsp;&nbsp;&nbsp; IDN | &nbsp;&nbsp;&nbsp; Zürich Rückversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Rückversicherungs-Gesellschaft AG | 1.56878 |
| PT Zurich Insurance Indonesia | PT Zurich Insurance Indonesia | &nbsp;&nbsp;&nbsp; IDN | &nbsp;&nbsp;&nbsp; IDN | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 97.09134 |
| PT Zurich Topas Life | PT Zurich Topas Life | &nbsp;&nbsp;&nbsp; IDN | &nbsp;&nbsp;&nbsp; IDN | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 80.00000 |
| Qover | Qover | &nbsp;&nbsp;&nbsp; BEL | &nbsp;&nbsp;&nbsp; BEL | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 21.26000 |
| Raleigh Office 2, LLC | Raleigh Office 2, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Farmers New World Life Insurance Company | &nbsp;&nbsp;&nbsp; Farmers New World Life Insurance Company | 100.00000 |
| RE Curve Holding B.V. | RE Curve Holding B.V. | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | &nbsp;&nbsp;&nbsp; Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | 100.00000 |
| Real Garant Espana S.L. | Real Garant Espana S.L. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Real Garant GmbH Garantiesysteme | &nbsp;&nbsp;&nbsp; Real Garant GmbH Garantiesysteme | 100.00000 |
| Real Garant GmbH Garantiesysteme | Real Garant GmbH Garantiesysteme | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Real Garant Versicherung Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Real Garant Versicherung Aktiengesellschaft | 100.00000 |
| Real Garant Versicherung Aktiengesellschaft | Real Garant Versicherung Aktiengesellschaft | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | 100.00000 |
| REX Baume S.C.I | REX Baume S.C.I | &nbsp;&nbsp;&nbsp; FRA | &nbsp;&nbsp;&nbsp; FRA | &nbsp;&nbsp;&nbsp; REX Holding France | &nbsp;&nbsp;&nbsp; REX Holding France | 100.00000 |
| REX Holding France | REX Holding France | &nbsp;&nbsp;&nbsp; FRA | &nbsp;&nbsp;&nbsp; FRA | &nbsp;&nbsp;&nbsp; REX OPPCI Fonds | &nbsp;&nbsp;&nbsp; REX OPPCI Fonds | 100.00000 |
| REX Holding S.a.r.l. | REX Holding S.a.r.l. | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; REX-ZDHL S.C.S. SICAV-SIF | &nbsp;&nbsp;&nbsp; REX-ZDHL S.C.S. SICAV-SIF | 100.00000 |
| REX Mauchamps | REX Mauchamps | &nbsp;&nbsp;&nbsp; FRA | &nbsp;&nbsp;&nbsp; FRA | &nbsp;&nbsp;&nbsp; REX Holding France | &nbsp;&nbsp;&nbsp; REX Holding France | 100.00000 |
| REX Vilette | REX Vilette | &nbsp;&nbsp;&nbsp; FRA | &nbsp;&nbsp;&nbsp; FRA | &nbsp;&nbsp;&nbsp; REX Holding France | &nbsp;&nbsp;&nbsp; REX Holding France | 0.00000 |
| REX-Aurea-ZDHL S.C.S. | REX-Aurea-ZDHL S.C.S. | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; REX-ZDHL GP S.à r.l. | &nbsp;&nbsp;&nbsp; REX-ZDHL GP S.à r.l. | 100.00000 |
| REX-De Baak B.V. | REX-De Baak B.V. | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; REX Holding S.à r.l. | &nbsp;&nbsp;&nbsp; REX Holding S.à r.l. | 100.00000 |
| REX-Germany-ZDHL S.C.S | REX-Germany-ZDHL S.C.S | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; REX-ZDHL S.C.S. SICAV-SIF | &nbsp;&nbsp;&nbsp; REX-ZDHL S.C.S. SICAV-SIF | 95.240 |
| REX-Humboldthafen Verwaltungs GmbH | REX-Humboldthafen Verwaltungs GmbH | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; REX-ZDHL S.C.S. SICAV-SIF | &nbsp;&nbsp;&nbsp; REX-ZDHL S.C.S. SICAV-SIF | 100.00000 |
| Rex-Spain-ZDHL S.L. | Rex-Spain-ZDHL S.L. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | &nbsp;&nbsp;&nbsp; Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | 100.00000 |
| REX-The East S.à.r.l | REX-The East S.à.r.l | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; REX-ZDHL S.C.S. SICAV-SIF | &nbsp;&nbsp;&nbsp; REX-ZDHL S.C.S. SICAV-SIF | 94.80000 |
| REX-ZDHL GP S.a.r.l. | REX-ZDHL GP S.a.r.l. | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | &nbsp;&nbsp;&nbsp; Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | 100.00000 |
| REX-ZDHL S.C.S. SICAV-SIF | REX-ZDHL S.C.S. SICAV-SIF | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | &nbsp;&nbsp;&nbsp; Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | 100.00000 |
| Rock Inne Vastgoed B.V. | Rock Inne Vastgoed B.V. | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; REX Holding S.à.r.l. | &nbsp;&nbsp;&nbsp; REX Holding S.à.r.l. | 100.00000 |
| Rokin 21 B.V. | Rokin 21 B.V. | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; Roxana Vastgoed B.V. | &nbsp;&nbsp;&nbsp; Roxana Vastgoed B.V. | 100.00000 |
| Rokin 49 B.V. | Rokin 49 B.V. | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; Rock Inne Vastgoed B.V. | &nbsp;&nbsp;&nbsp; Rock Inne Vastgoed B.V. | 100.00000 |
| Roxana Vastgoed B.V. | Roxana Vastgoed B.V. | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; NLD | &nbsp;&nbsp;&nbsp; REX Holding S.à.r.l. | &nbsp;&nbsp;&nbsp; REX Holding S.à.r.l. | 100.00000 |
| Rural Community Insurance Company | Rural Community Insurance Company | &nbsp;&nbsp;&nbsp; MN | &nbsp;&nbsp;&nbsp; MN | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| San Diego Retail 1, LLC | San Diego Retail 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Santander Rio Seguros S.A. | Santander Rio Seguros S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Inversiones ZS America SpA | &nbsp;&nbsp;&nbsp; Inversiones ZS America SpA | 4.00000 |
| Santander Rio Seguros S.A. | Santander Rio Seguros S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | 96.00000 |
| Santander Seguros Sociedad Anónima | Santander Seguros Sociedad Anónima | &nbsp;&nbsp;&nbsp; URY | &nbsp;&nbsp;&nbsp; URY | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | 100.00000 |
| Saudi National Insurance Company | Saudi National Insurance Company | &nbsp;&nbsp;&nbsp; BHR | &nbsp;&nbsp;&nbsp; BHR | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd (Bahrain Branch) | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd (Bahrain Branch) | 5.00000 |
| SEA APARTMENT 2, LLC | SEA APARTMENT 2, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Serviaide, S.A. - Sociedad Unipersonal | Serviaide, S.A. - Sociedad Unipersonal | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; AIDE Asistencia Seguros y Reaseguros, S.A. - Sociedad Uniper | &nbsp;&nbsp;&nbsp; AIDE Asistencia Seguros y Reaseguros, S.A. - Sociedad Uniper | 100.00000 |
| Servizurich S.A. - Sociedad Unipersonal | Servizurich S.A. - Sociedad Unipersonal | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Insurance plc, Sucursal en Espana | &nbsp;&nbsp;&nbsp; Zurich Insurance plc, Sucursal en Espana | 100.00000 |
| SF Apt 1, LLC | SF Apt 1, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| SpearTip, LLC | SpearTip, LLC | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| Speigelhof Vastgoed B.V. | Speigelhof Vastgoed B.V. | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; RE Curve Holding B.V. | &nbsp;&nbsp;&nbsp; RE Curve Holding B.V. | 100.00000 |
| Springboard Health and Performance Pty Ltd | Springboard Health and Performance Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; DTC Bidco Pty Ltd | &nbsp;&nbsp;&nbsp; DTC Bidco Pty Ltd | 100.00000 |
| Springworks International AB | Springworks International AB | &nbsp;&nbsp;&nbsp; SWE | &nbsp;&nbsp;&nbsp; SWE | &nbsp;&nbsp;&nbsp; autoSense AG | &nbsp;&nbsp;&nbsp; autoSense AG | 50.00000 |
| Steadfast Insurance Company | Steadfast Insurance Company | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Stratos Limited | Stratos Limited | &nbsp;&nbsp;&nbsp; NZL | &nbsp;&nbsp;&nbsp; NZL | &nbsp;&nbsp;&nbsp; DTC NZ Bidco Limited | &nbsp;&nbsp;&nbsp; DTC NZ Bidco Limited | 100.00000 |
| Swiss Insurance Management (Hong Kong) Limited | Swiss Insurance Management (Hong Kong) Limited | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; Zurich Services (Hong Kong) Limited | &nbsp;&nbsp;&nbsp; Zurich Services (Hong Kong) Limited | 0.49505 |
| Swiss Insurance Management (Hong Kong) Limited | Swiss Insurance Management (Hong Kong) Limited | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; Zurich Insurance Holdings (Hong Kong) Limited | &nbsp;&nbsp;&nbsp; Zurich Insurance Holdings (Hong Kong) Limited | 99.50495 |
| TDG Tele Dienste GmbH | TDG Tele Dienste GmbH | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | 100.00000 |
| Tennyson Insurance Limited | Tennyson Insurance Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| TGG Real Estate Holdings LLC | TGG Real Estate Holdings LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | 100.00000 |
| The Liverpool Reversionary Company Limited | The Liverpool Reversionary Company Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Legacy Solutions Services (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Legacy Solutions Services (UK) Limited | 100.00000 |
| The Zurich Services Corporation | The Zurich Services Corporation | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| TopReport Schadenbesichtigungs GmbH | TopReport Schadenbesichtigungs GmbH | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Aktiengesellschaft | 14.28571 |
| Travel Ace Chile S.A. | Travel Ace Chile S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Travel Ace Internacional de Servicios S.A. | &nbsp;&nbsp;&nbsp; Travel Ace Internacional de Servicios S.A. | 1.00000 |
| Travel Ace Chile S.A. | Travel Ace Chile S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 99.00000 |
| Travel Ace Internacional de Servicios S.A. | Travel Ace Internacional de Servicios S.A. | &nbsp;&nbsp;&nbsp; URY | &nbsp;&nbsp;&nbsp; URY | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Travel Assist Pty Limited | Travel Assist Pty Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; ASTIS Holdings Limited | &nbsp;&nbsp;&nbsp; ASTIS Holdings Limited | 100.00000 |
| Travel Guard Americas LLC | Travel Guard Americas LLC | &nbsp;&nbsp;&nbsp; WI | &nbsp;&nbsp;&nbsp; WI | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | 100.00000 |
| Travel Guard Assist, Inc. | Travel Guard Assist, Inc. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | 100.00000 |
| Travel Guard EMEA Limited | Travel Guard EMEA Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | 100.00000 |
| Travel Guard Group Canada, Inc. | Travel Guard Group Canada, Inc. | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | 100.00000 |
| Travel Guard Group, Inc. | Travel Guard Group, Inc. | &nbsp;&nbsp;&nbsp; WI | &nbsp;&nbsp;&nbsp; WI | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | &nbsp;&nbsp;&nbsp; Zurich Cover-More Global Travel, Inc. | 100.00000 |
| Travel Insurance Partners Pty Ltd | Travel Insurance Partners Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | &nbsp;&nbsp;&nbsp; Travel Assist Pty Limited | 100.00000 |
| Travel Insurance Services Canada Inc. | Travel Insurance Services Canada Inc. | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; World Travel Protection Canada Inc. | &nbsp;&nbsp;&nbsp; World Travel Protection Canada Inc. | 100.00000 |
| Travelex Insurance Services Limited | Travelex Insurance Services Limited | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Cover-More Holdings USA Inc. | &nbsp;&nbsp;&nbsp; Cover-More Holdings USA Inc. | 100.00000 |
| Truck Underwriters Association | Truck Underwriters Association | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | 100.00000 |
| Turegum Immobilien AG | Turegum Immobilien AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| UA Assistance S.A. de C.V. | UA Assistance S.A. de C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Travel Ace Internacional de Servicios S.A. | &nbsp;&nbsp;&nbsp; Travel Ace Internacional de Servicios S.A. | 0.00000 |
| UA Assistance S.A. de C.V. | UA Assistance S.A. de C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Universal Assistance S.A.U | Universal Assistance S.A.U | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Universal Assistance Chile S.A. | Universal Assistance Chile S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 99.98503 |
| Universal Assistance Chile S.A. | Universal Assistance Chile S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Travel Ace Internacional de Servicios S.A. | &nbsp;&nbsp;&nbsp; Travel Ace Internacional de Servicios S.A. | 0.01497 |
| Universal Assistance S.A. | Universal Assistance S.A. | &nbsp;&nbsp;&nbsp; URY | &nbsp;&nbsp;&nbsp; URY | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Universal Travel Assistance S.A.S. | Universal Travel Assistance S.A.S. | &nbsp;&nbsp;&nbsp; COL | &nbsp;&nbsp;&nbsp; COL | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Universal Underwriters Insurance Company | Universal Underwriters Insurance Company | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Universal Underwriters of Texas Insurance Company | Universal Underwriters of Texas Insurance Company | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; Universal Underwriters Insurance Company | &nbsp;&nbsp;&nbsp; Universal Underwriters Insurance Company | 100.00000 |
| Universal Underwriters Service Corporation | Universal Underwriters Service Corporation | &nbsp;&nbsp;&nbsp; MO | &nbsp;&nbsp;&nbsp; MO | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| Unviversal Assistance Inc. | Unviversal Assistance Inc. | &nbsp;&nbsp;&nbsp; FL | &nbsp;&nbsp;&nbsp; FL | &nbsp;&nbsp;&nbsp; Universal Assistance S.A. | &nbsp;&nbsp;&nbsp; Universal Assistance S.A. | 0.00000 |
| Vehicle Dealer Solutions, Inc. | Vehicle Dealer Solutions, Inc. | &nbsp;&nbsp;&nbsp; FL | &nbsp;&nbsp;&nbsp; FL | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| Western Star Insurance Services, Inc. | Western Star Insurance Services, Inc. | &nbsp;&nbsp;&nbsp; TX | &nbsp;&nbsp;&nbsp; TX | &nbsp;&nbsp;&nbsp; FIG Leasing Co, Inc. | &nbsp;&nbsp;&nbsp; FIG Leasing Co, Inc. | 100.00000 |
| Wohnen H3B Humboldthafen GmbH&Co.KG | Wohnen H3B Humboldthafen GmbH&Co.KG | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; REX-ZDHL S.C.S. SICAV-SIF | &nbsp;&nbsp;&nbsp; REX-ZDHL S.C.S. SICAV-SIF | 94.90000 |
| World Travel Protection Canada Inc. | World Travel Protection Canada Inc. | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; Zurich Canadian Holdings Limited | &nbsp;&nbsp;&nbsp; Zurich Canadian Holdings Limited | 100.00000 |
| Z flex Gesellschaft fur Personaldienstleistungen mbH | Z flex Gesellschaft fur Personaldienstleistungen mbH | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | 100.00000 |
| ZCM (U.S.) Limited | ZCM (U.S.) Limited | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | 100.00000 |
| ZCM Asset Holding Company (Bermuda) Limited | ZCM Asset Holding Company (Bermuda) Limited | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | 100.00000 |
| ZGEE14 Limited | ZGEE14 Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Legacy Solutions Services (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Legacy Solutions Services (UK) Limited | 100.00000 |
| ZLS Aseguradora de Colombia S.A | ZLS Aseguradora de Colombia S.A | &nbsp;&nbsp;&nbsp; COL | &nbsp;&nbsp;&nbsp; COL | &nbsp;&nbsp;&nbsp; Zürich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Lebensversicherungs-Gesellschaft AG | 4.43000 |
| ZLS Aseguradora de Colombia S.A | ZLS Aseguradora de Colombia S.A | &nbsp;&nbsp;&nbsp; COL | &nbsp;&nbsp;&nbsp; COL | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 95.00000 |
| ZNA Services, LLC | ZNA Services, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| ZPC Capital Limited | ZPC Capital Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| ZSF / Office KY, LLC | ZSF / Office KY, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Euclid Office LP | &nbsp;&nbsp;&nbsp; Euclid Office LP | 100.00000 |
| ZSF / Office NV, LLC | ZSF / Office NV, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Euclid Office LP | &nbsp;&nbsp;&nbsp; Euclid Office LP | 100.00000 |
| ZSF KY Annex, LLC | ZSF KY Annex, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Euclid KY Annex, LP | &nbsp;&nbsp;&nbsp; Euclid KY Annex, LP | 100.00000 |
| ZSF/Bloomington, LLC | ZSF/Bloomington, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Bloomington Office LP | &nbsp;&nbsp;&nbsp; Bloomington Office LP | 100.00000 |
| ZSF/C1 MGP Manager, Inc | ZSF/C1 MGP Manager, Inc | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 100.00000 |
| ZSF/C1 MGP, LLC | ZSF/C1 MGP, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; ZSF/C1 MGP Manager, Inc | &nbsp;&nbsp;&nbsp; ZSF/C1 MGP Manager, Inc | 1.00000 |
| ZSF/C1 MGP, LLC | ZSF/C1 MGP, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 99.00000 |
| ZSF/C2 MGP Manager, Inc | ZSF/C2 MGP Manager, Inc | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 100.00000 |
| ZSF/C2 MGP, LLC | ZSF/C2 MGP, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; ZSF/CF2 MGP Manager, Inc. | &nbsp;&nbsp;&nbsp; ZSF/CF2 MGP Manager, Inc. | 1.00000 |
| ZSF/C2 MGP, LLC | ZSF/C2 MGP, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; Zurich Structured Finance, Inc. | 99.00000 |
| ZSF/Dallas Tower, LLC | ZSF/Dallas Tower, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Dallas Tower LP | &nbsp;&nbsp;&nbsp; Dallas Tower LP | 100.00000 |
| ZSG Kfz-ZulassungsservicegesmbH | ZSG Kfz-ZulassungsservicegesmbH | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Aktiengesellschaft | 33.33333 |
| Zurich - Companhia de Seguros Vida S.A. | Zurich - Companhia de Seguros Vida S.A. | &nbsp;&nbsp;&nbsp; PRT | &nbsp;&nbsp;&nbsp; PRT | &nbsp;&nbsp;&nbsp; Zurich Finanz-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Finanz-Gesellschaft AG | 0.00100 |
| Zurich - Companhia de Seguros Vida S.A. | Zurich - Companhia de Seguros Vida S.A. | &nbsp;&nbsp;&nbsp; PRT | &nbsp;&nbsp;&nbsp; PRT | &nbsp;&nbsp;&nbsp; Zurich Investments Life S.p.A. | &nbsp;&nbsp;&nbsp; Zurich Investments Life S.p.A. | 0.00100 |
| Zurich - Companhia de Seguros Vida S.A. | Zurich - Companhia de Seguros Vida S.A. | &nbsp;&nbsp;&nbsp; PRT | &nbsp;&nbsp;&nbsp; PRT | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | 99.99600 |
| Zurich - Companhia de Seguros Vida S.A. | Zurich - Companhia de Seguros Vida S.A. | &nbsp;&nbsp;&nbsp; PRT | &nbsp;&nbsp;&nbsp; PRT | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 0.00100 |
| Zurich - Companhia de Seguros Vida S.A. | Zurich - Companhia de Seguros Vida S.A. | &nbsp;&nbsp;&nbsp; PRT | &nbsp;&nbsp;&nbsp; PRT | &nbsp;&nbsp;&nbsp; Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | &nbsp;&nbsp;&nbsp; Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | 0.00100 |
| Zurich (Scotland) Limited Partnership | Zurich (Scotland) Limited Partnership | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich General Partner (Scotland) Ltd | &nbsp;&nbsp;&nbsp; Zurich General Partner (Scotland) Ltd | 100.00000 |
| Zurich Advice Network Limited | Zurich Advice Network Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Allied Dunbar Assurance plc | &nbsp;&nbsp;&nbsp; Allied Dunbar Assurance plc | 100.00000 |
| Zurich AFIN Mexico, S.A. DE C.V. | Zurich AFIN Mexico, S.A. DE C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zurich Compania de Sefuros, S.A. | &nbsp;&nbsp;&nbsp; Zurich Compania de Sefuros, S.A. | 0.00200 |
| Zurich AFIN Mexico, S.A. DE C.V. | Zurich AFIN Mexico, S.A. DE C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 99.99800 |
| Zurich Agency Services Inc. | Zurich Agency Services Inc. | &nbsp;&nbsp;&nbsp; MA | &nbsp;&nbsp;&nbsp; MA | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| Zurich Alternative Asset Management, LLC | Zurich Alternative Asset Management, LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| Zurich America Latina Serviços Brasil Ltda. | Zurich America Latina Serviços Brasil Ltda. | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | 0.01000 |
| Zurich America Latina Serviços Brasil Ltda. | Zurich America Latina Serviços Brasil Ltda. | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 99.99000 |
| Zurich American Insurance Company | Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; NY | &nbsp;&nbsp;&nbsp; NY | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| Zurich American Insurance Company of Illinois | Zurich American Insurance Company of Illinois | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; American Zurich Insurance Company | &nbsp;&nbsp;&nbsp; American Zurich Insurance Company | 100.00000 |
| Zurich American Life Insurance Company | Zurich American Life Insurance Company | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; IL | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| Zurich American Life Insurance Company of New York | Zurich American Life Insurance Company of New York | &nbsp;&nbsp;&nbsp; NY | &nbsp;&nbsp;&nbsp; NY | &nbsp;&nbsp;&nbsp; Zurich American Life Insurance Company. | &nbsp;&nbsp;&nbsp; Zurich American Life Insurance Company. | 100.00000 |
| Zurich Argentina Cia. de Seguros S.A. | Zurich Argentina Cia. de Seguros S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Inversiones Suizo-Argentina S.A. | &nbsp;&nbsp;&nbsp; Inversiones Suizo-Argentina S.A. | 55.46140 |
| Zurich Argentina Cia. de Seguros S.A. | Zurich Argentina Cia. de Seguros S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 44.53611 |
| Zurich Argentina Companía de Seguros de Retiro S.A. | Zurich Argentina Companía de Seguros de Retiro S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zurich Argentina Cia. de Seguros S.A. | &nbsp;&nbsp;&nbsp; Zurich Argentina Cia. de Seguros S.A. | 46.64193 |
| Zurich Argentina Companía de Seguros de Retiro S.A. | Zurich Argentina Companía de Seguros de Retiro S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 53.35807 |
| Zurich Aseguradora Argentina S.A. | Zurich Aseguradora Argentina S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 99.90000 |
| Zurich Aseguradora Mexicana, S.A. de C.V. | Zurich Aseguradora Mexicana, S.A. de C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zürich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Lebensversicherungs-Gesellschaft AG | 0.00000 |
| Zurich Aseguradora Mexicana, S.A. de C.V. | Zurich Aseguradora Mexicana, S.A. de C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Assurance Ltd | Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Eagle Star Holdings Limited | &nbsp;&nbsp;&nbsp; Eagle Star Holdings Limited | 100.00000 |
| Zurich Assure Australia Pty Limited | Zurich Assure Australia Pty Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | 100.00000 |
| Zurich Australia Limited | Zurich Australia Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | 100.00000 |
| Zurich Australian Insurance Limited | Zurich Australian Insurance Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | 100.00000 |
| Zurich Australian Insurance Properties Pty Limited | Zurich Australian Insurance Properties Pty Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Australia Limited | &nbsp;&nbsp;&nbsp; Zurich Australia Limited | 40.00000 |
| Zurich Australian Insurance Properties Pty Limited | Zurich Australian Insurance Properties Pty Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Australian Insurance Limited | &nbsp;&nbsp;&nbsp; Zurich Australian Insurance Limited | 60.00000 |
| Zurich Australian Property Holdings Pty Ltd | Zurich Australian Property Holdings Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Bank International Limited | Zurich Bank International Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Dunbar Assets Ireland | &nbsp;&nbsp;&nbsp; Dunbar Assets Ireland | 100.00000 |
| Zurich Benefit Finance LLC | Zurich Benefit Finance LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich IT Service AG Niederlassung fur Deutschland | &nbsp;&nbsp;&nbsp; Zurich IT Service AG Niederlassung fur Deutschland | 82.61672 |
| Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Leben Service AG Niederlassung fur Deutschland | &nbsp;&nbsp;&nbsp; Zurich Leben Service AG Niederlassung fur Deutschland | 17.38328 |
| Zurich Brand and Experience Studio Spain, S.L. | Zurich Brand and Experience Studio Spain, S.L. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Brasil Capitalizacao S.A | Zurich Brasil Capitalizacao S.A | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Brasil Companhia de Seguros | Zurich Brasil Companhia de Seguros | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Minas Brasil Seguros S.A. | &nbsp;&nbsp;&nbsp; Zurich Minas Brasil Seguros S.A. | 100.00000 |
| Zurich Building Control Services Limited | Zurich Building Control Services Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| Zurich Canadian Holdings Limited | Zurich Canadian Holdings Limited | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd, Canadian Branch | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd, Canadian Branch | 68.81942 |
| Zurich Canadian Holdings Limited | Zurich Canadian Holdings Limited | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; CAN | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 31.18058 |
| Zurich Commercial Services (Europe) GmbH | Zurich Commercial Services (Europe) GmbH | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zürich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zürich Beteiligungs-Aktiengesellschaft (Deutschland) | 100.00000 |
| Zurich Community Trust (UK) Limited | Zurich Community Trust (UK) Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | 50.00000 |
| Zurich Community Trust (UK) Limited | Zurich Community Trust (UK) Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Nominees Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Nominees Limited | 50.00000 |
| Zurich Compania de Reaseguros Argentina S.A. | Zurich Compania de Reaseguros Argentina S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Inversiones Suizo-Argentina S.A. | &nbsp;&nbsp;&nbsp; Inversiones Suizo-Argentina S.A. | 95.00000 |
| Zurich Compania de Reaseguros Argentina S.A. | Zurich Compania de Reaseguros Argentina S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 5.00000 |
| Zurich Companía de Seguros, S.A. | Zurich Companía de Seguros, S.A. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 99.88280 |
| Zurich Corredora de Bolsa S.A. | Zurich Corredora de Bolsa S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Inversiones Suizo Chilena S.A. | &nbsp;&nbsp;&nbsp; Inversiones Suizo Chilena S.A. | 99.00030 |
| Zurich Corredora de Bolsa S.A. | Zurich Corredora de Bolsa S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Zurich Investments Chile S.A. | &nbsp;&nbsp;&nbsp; Zurich Investments Chile S.A. | 0.99970 |
| Zurich Cover-More Global Travel, Inc. | Zurich Cover-More Global Travel, Inc. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| Zurich Customer Active Management, d.o.o. | Zurich Customer Active Management, d.o.o. | &nbsp;&nbsp;&nbsp; SVN | &nbsp;&nbsp;&nbsp; SVN | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich CZI Management Holding Ltd. | Zurich CZI Management Holding Ltd. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Global Investment Management Inc. | &nbsp;&nbsp;&nbsp; Zurich Global Investment Management Inc. | 100.00000 |
| Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Deutscher Herold Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Deutscher Herold Aktiengesellschaft | 67.54030 |
| Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | 32.45970 |
| Zurich Digital International Private Limited | Zurich Digital International Private Limited | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Zurich Insurance Mobile Solutions AG | &nbsp;&nbsp;&nbsp; Zurich Insurance Mobile Solutions AG | 99.99000 |
| Zurich Digital International Private Limited | Zurich Digital International Private Limited | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Servizurich S.A. - Sociedad Unipersonal | &nbsp;&nbsp;&nbsp; Servizurich S.A. - Sociedad Unipersonal | 0.01000 |
| Zurich E&S Insurance Brokerage, Inc. | Zurich E&S Insurance Brokerage, Inc. | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; CA | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | &nbsp;&nbsp;&nbsp; Zurich American Insurance Company | 100.00000 |
| Zurich Employment Services Limited | Zurich Employment Services Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | 100.00000 |
| Zurich Employment Services Limited, Swindon, Zweigniederlassung Zürich | Zurich Employment Services Limited, Swindon, Zweigniederlassung Zürich | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Employment Services Limited | &nbsp;&nbsp;&nbsp; Zurich Employment Services Limited | 100.00000 |
| Zurich Engineering Inspection Services Ireland Limited | Zurich Engineering Inspection Services Ireland Limited | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | 100.00000 |
| Zurich Eurolife S.A. | Zurich Eurolife S.A. | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | 90.00000 |
| Zurich Eurolife S.A. | Zurich Eurolife S.A. | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; LUX | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 10.00000 |
| Zurich F&I Reinsurance T&C Limited | Zurich F&I Reinsurance T&C Limited | &nbsp;&nbsp;&nbsp; TCA | &nbsp;&nbsp;&nbsp; TCA | &nbsp;&nbsp;&nbsp; Universal Underwriters Service Corporation | &nbsp;&nbsp;&nbsp; Universal Underwriters Service Corporation | 99.99950 |
| Zurich F&I Reinsurance T&C Limited | Zurich F&I Reinsurance T&C Limited | &nbsp;&nbsp;&nbsp; TCA | &nbsp;&nbsp;&nbsp; TCA | &nbsp;&nbsp;&nbsp; Zurich Agency Services Inc. | &nbsp;&nbsp;&nbsp; Zurich Agency Services Inc. | 0.00050 |
| Zurich Fianzas Mexico, S.A.DE C.V. | Zurich Fianzas Mexico, S.A.DE C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Finance (Australia) Limited | Zurich Finance (Australia) Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Finance (Ireland) DAC | Zurich Finance (Ireland) DAC | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Finance (Ireland) II DAC | Zurich Finance (Ireland) II DAC | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Finance (UK) plc | Zurich Finance (UK) plc | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | 99.99800 |
| Zurich Finance (UK) plc | Zurich Finance (UK) plc | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Nominees Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Nominees Limited | 0.00200 |
| Zurich Finance Company Ltd | Zurich Finance Company Ltd | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Financial Services (Isle of Man) Group Services Limit | Zurich Financial Services (Isle of Man) Group Services Limit | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Financial Services (Isle of Man) Holdings Limited | Zurich Financial Services (Isle of Man) Holdings Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Financial Services (Isle of Man) Insurance Manager Lt | Zurich Financial Services (Isle of Man) Insurance Manager Lt | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Financial Services (UKISA) Limited | Zurich Financial Services (UKISA) Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Allied Zurich Holdings Limited | &nbsp;&nbsp;&nbsp; Allied Zurich Holdings Limited | 90.31559 |
| Zurich Financial Services (UKISA) Limited | Zurich Financial Services (UKISA) Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | 9.68441 |
| Zurich Financial Services (UKISA) Nominees Limited | Zurich Financial Services (UKISA) Nominees Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | 100.00000 |
| Zurich Financial Services Australia Limited | Zurich Financial Services Australia Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Financial Services EUB Holdings Limited | Zurich Financial Services EUB Holdings Limited | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Ins Group | &nbsp;&nbsp;&nbsp; Zurich Ins Group | 0.08333 |
| Zurich Financial Services EUB Holdings Limited | Zurich Financial Services EUB Holdings Limited | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Insurance Group Ltd. | &nbsp;&nbsp;&nbsp; Zurich Insurance Group Ltd. | 99.91667 |
| Zurich Financial Services UK Pension Trustee Limited | Zurich Financial Services UK Pension Trustee Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | 99.00000 |
| Zurich Finanz-Gesellschaft AG | Zurich Finanz-Gesellschaft AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich General Insurance (Hong Kong) Limited | Zurich General Insurance (Hong Kong) Limited | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd, Hong Kong Branch | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd, Hong Kong Branch | 100.00000 |
| Zurich General Insurance Company (China) Limited | Zurich General Insurance Company (China) Limited | &nbsp;&nbsp;&nbsp; CHN | &nbsp;&nbsp;&nbsp; CHN | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich General Insurance Malaysia Berhad | Zurich General Insurance Malaysia Berhad | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich General Partner (Scotland) Ltd | Zurich General Partner (Scotland) Ltd | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Allied Zurich Holdings Limited | &nbsp;&nbsp;&nbsp; Allied Zurich Holdings Limited | 100.00000 |
| Zurich General Takaful Malaysia Berhad | Zurich General Takaful Malaysia Berhad | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; Zurich Holdings Malaysia Berhad | &nbsp;&nbsp;&nbsp; Zurich Holdings Malaysia Berhad | 100.00000 |
| Zurich GL Servicios Mexico, S.A. de C.V. | Zurich GL Servicios Mexico, S.A. de C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zurich Companía de Seguros, S.A. | &nbsp;&nbsp;&nbsp; Zurich Companía de Seguros, S.A. | 5.00000 |
| Zurich GL Servicios Mexico, S.A. de C.V. | Zurich GL Servicios Mexico, S.A. de C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zurich Vida, Compañía de Seguros, S.A. | &nbsp;&nbsp;&nbsp; Zurich Vida, Compañía de Seguros, S.A. | 95.00000 |
| Zurich Global Corporate UK Limited | Zurich Global Corporate UK Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| Zurich Global Investment Management Inc. | Zurich Global Investment Management Inc. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| Zurich Global Ventures MGA Solutions (SA) | Zurich Global Ventures MGA Solutions (SA) | &nbsp;&nbsp;&nbsp; BEL | &nbsp;&nbsp;&nbsp; BEL | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Global, Ltd. | Zurich Global, Ltd. | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| Zurich Group Pension Services (UK) Ltd | Zurich Group Pension Services (UK) Ltd | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 100.00000 |
| Zurich GSG Limited | Zurich GSG Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich GSH Limited | &nbsp;&nbsp;&nbsp; Zurich GSH Limited | 100.00000 |
| Zurich GSH Limited | Zurich GSH Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| Zurich Holding Company of America, Inc. | Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Holding Ireland Limited | Zurich Holding Ireland Limited | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Holding SE | Zurich Holding SE | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Holdings (UK) Limited | Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Immobilien (Deutschland) AG & Co. KG | Zurich Immobilien (Deutschland) AG & Co. KG | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Immobilientreuhand (Deutschland) GmbH | &nbsp;&nbsp;&nbsp; Zurich Immobilientreuhand (Deutschland) GmbH | 0.00000 |
| Zurich Immobilien Liegenschaftsverwaltungs-GesmbH | Zurich Immobilien Liegenschaftsverwaltungs-GesmbH | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Immobilientreuhand (Deutschland) GmbH | Zurich Immobilientreuhand (Deutschland) GmbH | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | &nbsp;&nbsp;&nbsp; Zurich Deutscher Herold Lebensversicherung Aktiengesellschaf | 100.00000 |
| Zurich Insurance Company (U.K.) Limited | Zurich Insurance Company (U.K.) Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Insurance Company Escritorio de Representacao no Bras | Zurich Insurance Company Escritorio de Representacao no Bras | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Insurance Company Ltd., Representative Office Buenos Aires | Zurich Insurance Company Ltd., Representative Office Buenos Aires | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Insurance Group Ltd. | Zurich Insurance Group Ltd. | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Board of Directors | &nbsp;&nbsp;&nbsp; Board of Directors |  |
| Zurich Insurance Holdings (Hong Kong) Limited | Zurich Insurance Holdings (Hong Kong) Limited | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Insurance Malaysia Berhad | Zurich Insurance Malaysia Berhad | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Insurance plc | Zurich Insurance plc | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | 25.07428 |
| Zurich Insurance plc | Zurich Insurance plc | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Holding Ireland Limited | &nbsp;&nbsp;&nbsp; Zurich Holding Ireland Limited | 70.40509 |
| Zurich Insurance plc | Zurich Insurance plc | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd - Rappresentanza Generale per l | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd - Rappresentanza Generale per l | 4.52063 |
| Zurich Insurance plc, Representative Office Buenos Aires | Zurich Insurance plc, Representative Office Buenos Aires | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | 100.00000 |
| Zurich Intermediary Group Limited | Zurich Intermediary Group Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Limited | 99.99900 |
| Zurich Intermediary Group Limited | Zurich Intermediary Group Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Nominees Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services (UKISA) Nominees Limited | 0.00100 |
| Zurich International (UK) Limited | Zurich International (UK) Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| Zurich International Life Limited | Zurich International Life Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich International Pensions Administration Limited | Zurich International Pensions Administration Limited | &nbsp;&nbsp;&nbsp; IMN | &nbsp;&nbsp;&nbsp; IMN | &nbsp;&nbsp;&nbsp; Zurich International Life Limited | &nbsp;&nbsp;&nbsp; Zurich International Life Limited | 100.00000 |
| Zurich Invest AG | Zurich Invest AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Investment Management Limited | Zurich Investment Management Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Australia Limited | &nbsp;&nbsp;&nbsp; Zurich Australia Limited | 100.00000 |
| Zurich Investment Services Limited | Zurich Investment Services Limited | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | 100.00000 |
| Zurich Investments Life S.p.A. | Zurich Investments Life S.p.A. | &nbsp;&nbsp;&nbsp; ITA | &nbsp;&nbsp;&nbsp; ITA | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd - Rappresentanza Generale per l | &nbsp;&nbsp;&nbsp; Zurich Insurance Company Ltd - Rappresentanza Generale per l | 100.00000 |
| Zurich Ireland Master Trustee Designated Activity Company | Zurich Ireland Master Trustee Designated Activity Company | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Life Assurance plc | &nbsp;&nbsp;&nbsp; Zurich Life Assurance plc | 100.00000 |
| Zurich Italy S.p.A. | Zurich Italy S.p.A. | &nbsp;&nbsp;&nbsp; ITA | &nbsp;&nbsp;&nbsp; ITA | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich JVCompany Servicios Mexico, S.A. DE C.V. | Zurich JVCompany Servicios Mexico, S.A. DE C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zurich Santander Seguros Mexico, S.A. | &nbsp;&nbsp;&nbsp; Zurich Santander Seguros Mexico, S.A. | 99.99800 |
| Zurich JVCompany Servicios Mexico, S.A. DE C.V. | Zurich JVCompany Servicios Mexico, S.A. DE C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zurich Vida, Compania de Seguros, S.A. | &nbsp;&nbsp;&nbsp; Zurich Vida, Compania de Seguros, S.A. | 0.00200 |
| Zurich Kotak General Insurance Company (India) Limited | Zurich Kotak General Insurance Company (India) Limited | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Zurich Shared Services Malaysia Sdn Bhd | &nbsp;&nbsp;&nbsp; Zurich Shared Services Malaysia Sdn Bhd | 0.00000 |
| Zurich Kotak General Insurance Company (India) Limited | Zurich Kotak General Insurance Company (India) Limited | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 70.00000 |
| Zurich Kotak General Insurance Company (India) Limited | Zurich Kotak General Insurance Company (India) Limited | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Zurich Finance Company AG | &nbsp;&nbsp;&nbsp; Zurich Finance Company AG | 0.00000 |
| Zurich Kotak General Insurance Company (India) Limited | Zurich Kotak General Insurance Company (India) Limited | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Zurich Services Malaysia Sdn Bhd | &nbsp;&nbsp;&nbsp; Zurich Services Malaysia Sdn Bhd | 0.00000 |
| Zurich Kotak General Insurance Company (India) Limited | Zurich Kotak General Insurance Company (India) Limited | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Zurich Australian Insurance Properties Pty Limited | &nbsp;&nbsp;&nbsp; Zurich Australian Insurance Properties Pty Limited | 0.00000 |
| Zurich Kotak General Insurance Company (India) Limited | Zurich Kotak General Insurance Company (India) Limited | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Zurich Insurance Mobile Solutions AG | &nbsp;&nbsp;&nbsp; Zurich Insurance Mobile Solutions AG | 0.00000 |
| Zurich Kunden Center GmbH | Zurich Kunden Center GmbH | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | 100.00000 |
| Zurich Latin America Holding S.L. - Sociedad Unipersonal | Zurich Latin America Holding S.L. - Sociedad Unipersonal | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | 100.00000 |
| Zurich Latin American Services S.A. | Zurich Latin American Services S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Inversiones Suizo-Argentina S.A. | &nbsp;&nbsp;&nbsp; Inversiones Suizo-Argentina S.A. | 6.32000 |
| Zurich Latin American Services S.A. | Zurich Latin American Services S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 93.68000 |
| Zurich Lebensversicherungs-Gesellschaft AG | Zurich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Legacy Solutions Services (UK) Limited | Zurich Legacy Solutions Services (UK) Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Life Assurance plc | Zurich Life Assurance plc | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Holding Ireland Limited | &nbsp;&nbsp;&nbsp; Zurich Holding Ireland Limited | 100.00000 |
| Zurich Life Insurance (Hong Kong) Limited | Zurich Life Insurance (Hong Kong) Limited | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Life Insurance Company Ltd., Representative office Buenos Aires | Zurich Life Insurance Company Ltd., Representative office Buenos Aires | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | 100.00000 |
| Zurich Life Preparatory Japan Co. Ltd. | Zurich Life Preparatory Japan Co. Ltd. | &nbsp;&nbsp;&nbsp; JPN | &nbsp;&nbsp;&nbsp; JPN | &nbsp;&nbsp;&nbsp; Zürich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Lebensversicherungs-Gesellschaft AG | 100.00000 |
| Zurich LiveWell Services and Solutions AG | Zurich LiveWell Services and Solutions AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Management (Bermuda) Ltd | Zurich Management (Bermuda) Ltd | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; BMU | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Management Services Limited | Zurich Management Services Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| Zurich Medical Analytics Pty Ltd | Zurich Medical Analytics Pty Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Minas Brasil Seguros S.A, | Zurich Minas Brasil Seguros S.A, | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Pension Trustees Ireland Limited | Zurich Pension Trustees Ireland Limited | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | &nbsp;&nbsp;&nbsp; Zurich Insurance plc | 50.00000 |
| Zurich Pension Trustees Ireland Limited | Zurich Pension Trustees Ireland Limited | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Trustee Services Limited | &nbsp;&nbsp;&nbsp; Zurich Trustee Services Limited | 50.00000 |
| Zurich Pension Trustees Limited | Zurich Pension Trustees Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | &nbsp;&nbsp;&nbsp; Zurich Assurance Ltd | 100.00000 |
| Zurich Pensions Management Limited | Zurich Pensions Management Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Allied Dunbar Assurance plc | &nbsp;&nbsp;&nbsp; Allied Dunbar Assurance plc | 100.00000 |
| Zurich Pensionskassen-Beratung AG | Zurich Pensionskassen-Beratung AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | 100.00000 |
| Zurich Professional Limited | Zurich Professional Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| Zurich Project Finance (UK) Limited | Zurich Project Finance (UK) Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Properties Pty Limited | Zurich Properties Pty Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Australia Limited | &nbsp;&nbsp;&nbsp; Zurich Australia Limited | 40.00056 |
| Zurich Properties Pty Limited | Zurich Properties Pty Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Australian Insurance Limited | &nbsp;&nbsp;&nbsp; Zurich Australian Insurance Limited | 59.99944 |
| Zurich Property Services Malaysia Sdn Bhd | Zurich Property Services Malaysia Sdn Bhd | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Realty, Inc. | Zurich Realty, Inc. | &nbsp;&nbsp;&nbsp; MD | &nbsp;&nbsp;&nbsp; MD | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 100.00000 |
| Zurich Rechtsschutz-Schadenservice GmbH | Zurich Rechtsschutz-Schadenservice GmbH | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zurich Beteiligungs-Aktiengesellschaft (Deutschland) | 100.00000 |
| Zurich Resseguradora Brasil S.A. | Zurich Resseguradora Brasil S.A. | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | 0.00100 |
| Zurich Resseguradora Brasil S.A. | Zurich Resseguradora Brasil S.A. | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 99.99900 |
| Zurich Risk Management Services (India) Private Limited | Zurich Risk Management Services (India) Private Limited | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Zürich Rückversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Rückversicherungs-Gesellschaft AG | 1.00000 |
| Zurich Risk Management Services (India) Private Limited | Zurich Risk Management Services (India) Private Limited | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; IND | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 99.00000 |
| Zurich Ruckversicherungs-Gesellschaft AG | Zurich Ruckversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Sander Vermögensverwaltungs AG (Deutschland) | Zurich Sander Vermögensverwaltungs AG (Deutschland) | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zürich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zürich Beteiligungs-Aktiengesellschaft (Deutschland) | 32.46000 |
| Zurich Sander Vermögensverwaltungs AG (Deutschland) | Zurich Sander Vermögensverwaltungs AG (Deutschland) | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Deutscher Herold Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Deutscher Herold Aktiengesellschaft | 67.54000 |
| Zurich Santander Brasil Odonto LTDA. | Zurich Santander Brasil Odonto LTDA. | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Santander Brasil Seguros e Previdência S.A. | &nbsp;&nbsp;&nbsp; Zurich Santander Brasil Seguros e Previdência S.A. | 99.00000 |
| Zurich Santander Brasil Odonto LTDA. | Zurich Santander Brasil Odonto LTDA. | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Santander Brasil Seguros S.A. | &nbsp;&nbsp;&nbsp; Zurich Santander Brasil Seguros S.A. | 1.00000 |
| Zurich Santander Brasil Seguros e Previdência S.A. | Zurich Santander Brasil Seguros e Previdência S.A. | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Latin America Holding S.L. - Sociedad Unipersonal | &nbsp;&nbsp;&nbsp; Zurich Latin America Holding S.L. - Sociedad Unipersonal | 0.22007 |
| Zurich Santander Brasil Seguros e Previdência S.A. | Zurich Santander Brasil Seguros e Previdência S.A. | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Santander Holding (Spain), S.L. | &nbsp;&nbsp;&nbsp; Zurich Santander Holding (Spain), S.L. | 99.56848 |
| Zurich Santander Brasil Seguros S.A. | Zurich Santander Brasil Seguros S.A. | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Santander Brasil Seguros e Previdência S.A. | &nbsp;&nbsp;&nbsp; Zurich Santander Brasil Seguros e Previdência S.A. | 100.00000 |
| Zurich Santander Holding (Spain), S.L. | Zurich Santander Holding (Spain), S.L. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | 100.00000 |
| Zurich Santander Holding Dos (Spain), S.L. | Zurich Santander Holding Dos (Spain), S.L. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | 100.00000 |
| Zurich Santander Insurance America, S.L. | Zurich Santander Insurance America, S.L. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Latin America Holding S.L. - Sociedad Unipersonal | &nbsp;&nbsp;&nbsp; Zurich Latin America Holding S.L. - Sociedad Unipersonal | 51.00000 |
| Zurich Santander Seguros Argentina S.A. | Zurich Santander Seguros Argentina S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Inversiones ZS America SpA | &nbsp;&nbsp;&nbsp; Inversiones ZS America SpA | 4.00000 |
| Zurich Santander Seguros Argentina S.A. | Zurich Santander Seguros Argentina S.A. | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; ARG | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | 96.00000 |
| Zurich Santander Seguros de Vida Chile S.A. | Zurich Santander Seguros de Vida Chile S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Inversiones ZS America Dos Limitada | &nbsp;&nbsp;&nbsp; Inversiones ZS America Dos Limitada | 99.78173 |
| Zurich Santander Seguros de Vida Chile S.A. | Zurich Santander Seguros de Vida Chile S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Inversiones ZS America SpA | &nbsp;&nbsp;&nbsp; Inversiones ZS America SpA | 0.21827 |
| Zurich Santander Seguros Generales Chile S.A. | Zurich Santander Seguros Generales Chile S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Inversiones ZS America Dos Limitada | &nbsp;&nbsp;&nbsp; Inversiones ZS America Dos Limitada | 99.50540 |
| Zurich Santander Seguros Generales Chile S.A. | Zurich Santander Seguros Generales Chile S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Inversiones ZS America SpA | &nbsp;&nbsp;&nbsp; Inversiones ZS America SpA | 0.49460 |
| Zurich Santander Seguros Mexico, S.A. | Zurich Santander Seguros Mexico, S.A. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Inversiones ZS America SpA | &nbsp;&nbsp;&nbsp; Inversiones ZS America SpA | 0.00053 |
| Zurich Santander Seguros Mexico, S.A. | Zurich Santander Seguros Mexico, S.A. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | &nbsp;&nbsp;&nbsp; Zurich Santander Insurance America, S.L. | 99.99947 |
| Zurich Schweiz Services AG | Zurich Schweiz Services AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Seguros Ecuador, S.A. | Zurich Seguros Ecuador, S.A. | &nbsp;&nbsp;&nbsp; ECU | &nbsp;&nbsp;&nbsp; ECU | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Seguros Rentas Vitalicias Chile S.A. | Zurich Seguros Rentas Vitalicias Chile S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Zurich Servicios e Inversiones S.A | &nbsp;&nbsp;&nbsp; Zurich Servicios e Inversiones S.A | 0.01000 |
| Zurich Service GmbH | Zurich Service GmbH | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Aktiengesellschaft | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Aktiengesellschaft | 100.00000 |
| Zurich Services (Australia) Pty Limited | Zurich Services (Australia) Pty Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services Australia Limited | 100.00000 |
| Zurich Services (Hong Kong) Limited | Zurich Services (Hong Kong) Limited | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; Zurich Insurance Holdings (Hong Kong) Limited | &nbsp;&nbsp;&nbsp; Zurich Insurance Holdings (Hong Kong) Limited | 99.99714 |
| Zurich Services (Hong Kong) Limited | Zurich Services (Hong Kong) Limited | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; HKG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 0.00286 |
| Zurich Services A.I.E. | Zurich Services A.I.E. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; AIDE Asistencia Seguros y Reaseguros, S.A. - Sociedad Uniper | &nbsp;&nbsp;&nbsp; AIDE Asistencia Seguros y Reaseguros, S.A. - Sociedad Uniper | 0.00100 |
| Zurich Services A.I.E. | Zurich Services A.I.E. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Bansabadell Pensiones, E.G.F.P, S.A. | &nbsp;&nbsp;&nbsp; Bansabadell Pensiones, E.G.F.P, S.A. | 0.00100 |
| Zurich Services A.I.E. | Zurich Services A.I.E. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Bansabadell Seguros Generales, S.A. de Seguros y Reaseguros | &nbsp;&nbsp;&nbsp; Bansabadell Seguros Generales, S.A. de Seguros y Reaseguros | 0.00100 |
| Zurich Services A.I.E. | Zurich Services A.I.E. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Bansabadell Vida S.A. de Seguros y Reaseguros | &nbsp;&nbsp;&nbsp; Bansabadell Vida S.A. de Seguros y Reaseguros | 0.00100 |
| Zurich Services A.I.E. | Zurich Services A.I.E. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Insurance plc, Sucursal en Espana | &nbsp;&nbsp;&nbsp; Zurich Insurance plc, Sucursal en Espana | 97.18000 |
| Zurich Services A.I.E. | Zurich Services A.I.E. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | &nbsp;&nbsp;&nbsp; Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | 2.81600 |
| Zurich Services Company (Pty) Ltd | Zurich Services Company (Pty) Ltd | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Services US. LLC | Zurich Services US. LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | &nbsp;&nbsp;&nbsp; Farmers Group, Inc. | 50.00000 |
| Zurich Services US. LLC | Zurich Services US. LLC | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | &nbsp;&nbsp;&nbsp; Zurich Holding Company of America, Inc. | 50.00000 |
| Zurich Servicios de Mexico, S.A. de. C.V. | Zurich Servicios de Mexico, S.A. de. C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zurich Vida, Compania de Seguros, S.A. | &nbsp;&nbsp;&nbsp; Zurich Vida, Compania de Seguros, S.A. | 90.00000 |
| Zurich Servicios de Mexico, S.A. de. C.V. | Zurich Servicios de Mexico, S.A. de. C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zurich, Compania de Seguros, S.A. | &nbsp;&nbsp;&nbsp; Zurich, Compania de Seguros, S.A. | 10.00000 |
| Zurich Servicios Directo España, S.L. | Zurich Servicios Directo España, S.L. | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Insurance Mobile Solutions AG | &nbsp;&nbsp;&nbsp; Zurich Insurance Mobile Solutions AG | 100.00000 |
| Zurich Servicios y Soporte México, S.A. de C.V. | Zurich Servicios y Soporte México, S.A. de C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zürich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Lebensversicherungs-Gesellschaft AG | 0.02000 |
| Zurich Servicios y Soporte México, S.A. de C.V. | Zurich Servicios y Soporte México, S.A. de C.V. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 99.98000 |
| Zurich Shared Services S.A. | Zurich Shared Services S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Inversiones Suizo Chilena S.A. | &nbsp;&nbsp;&nbsp; Inversiones Suizo Chilena S.A. | 99.98667 |
| Zurich Shared Services S.A. | Zurich Shared Services S.A. | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; CHL | &nbsp;&nbsp;&nbsp; Zurich Investments Chile S.A. | &nbsp;&nbsp;&nbsp; Zurich Investments Chile S.A. | 0.01333 |
| Zurich Sigorta A.S. | Zurich Sigorta A.S. | &nbsp;&nbsp;&nbsp; TUR | &nbsp;&nbsp;&nbsp; TUR | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Small Amount and Short Term Insurance Ltd | Zurich Small Amount and Short Term Insurance Ltd | &nbsp;&nbsp;&nbsp; JPN | &nbsp;&nbsp;&nbsp; JPN | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich South America Invest AB | Zurich South America Invest AB | &nbsp;&nbsp;&nbsp; SWE | &nbsp;&nbsp;&nbsp; SWE | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Specialties London Limited | Zurich Specialties London Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| Zurich Structured Finance, Inc. | Zurich Structured Finance, Inc. | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; DE | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | &nbsp;&nbsp;&nbsp; Zurich Finance Company Ltd | 100.00000 |
| Zurich Takaful Malaysia Berhad (ZTMB) | Zurich Takaful Malaysia Berhad (ZTMB) | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Technical and Consulting Services (Beijing) Co. Ltd. | Zurich Technical and Consulting Services (Beijing) Co. Ltd. | &nbsp;&nbsp;&nbsp; CHN | &nbsp;&nbsp;&nbsp; CHN | &nbsp;&nbsp;&nbsp; Zurich Insurance Holdings (Hong Kong) Limited | &nbsp;&nbsp;&nbsp; Zurich Insurance Holdings (Hong Kong) Limited | 100.00000 |
| Zurich Technical Development (China) Limited | Zurich Technical Development (China) Limited | &nbsp;&nbsp;&nbsp; CHN | &nbsp;&nbsp;&nbsp; CHN | &nbsp;&nbsp;&nbsp; Zurich Insurance Holdings (Hong Kong) Limited | &nbsp;&nbsp;&nbsp; Zurich Insurance Holdings (Hong Kong) Limited | 100.00000 |
| Zurich Technology Malaysia Sdn Bhd | Zurich Technology Malaysia Sdn Bhd | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; Zurich Technology Services Malaysia Sdn Bhd | &nbsp;&nbsp;&nbsp; Zurich Technology Services Malaysia Sdn Bhd | 100.00000 |
| Zurich Technology Services Malaysia Sdn Bhd | Zurich Technology Services Malaysia Sdn Bhd | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; MYS | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Transitional Services Limited | Zurich Transitional Services Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| Zurich Travel Solutions Pty Limited | Zurich Travel Solutions Pty Limited | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; AUS | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zürich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Treasury Services Limited | Zurich Treasury Services Limited | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Financial Services EUB Holdings Limited | &nbsp;&nbsp;&nbsp; Zurich Financial Services EUB Holdings Limited | 100.00000 |
| Zurich Trustee Services Limited | Zurich Trustee Services Limited | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; IRL | &nbsp;&nbsp;&nbsp; Zurich Life Assurance plc | &nbsp;&nbsp;&nbsp; Zurich Life Assurance plc | 100.00000 |
| Zurich UK General Employee Services Limited | Zurich UK General Employee Services Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich UK General Services Limited | &nbsp;&nbsp;&nbsp; Zurich UK General Services Limited | 100.00000 |
| Zurich UK General Services Limited | Zurich UK General Services Limited | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; GBR | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | &nbsp;&nbsp;&nbsp; Zurich Holdings (UK) Limited | 100.00000 |
| Zurich Versicherungs-Aktiengesellschaft | Zurich Versicherungs-Aktiengesellschaft | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; AUT | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 99.98125 |
| Zurich Versicherungs-Gesellschaft AG | Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; CHE | &nbsp;&nbsp;&nbsp; Zurich Insurance Group Ltd. | &nbsp;&nbsp;&nbsp; Zurich Insurance Group Ltd. | 100.00000 |
| Zurich Vida e Previdencia S.A. | Zurich Vida e Previdencia S.A. | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; BRA | &nbsp;&nbsp;&nbsp; Zurich Minas Brasil Seguros S.A, | &nbsp;&nbsp;&nbsp; Zurich Minas Brasil Seguros S.A, | 100.00000 |
| Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; ESP | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Lebensversicherungs-Gesellschaft AG | 100.00000 |
| Zurich Vida, Companía de Seguros, S.A. | Zurich Vida, Companía de Seguros, S.A. | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; MEX | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | &nbsp;&nbsp;&nbsp; Zurich Versicherungs-Gesellschaft AG | 100.00000 |
| Zurich Vorsorge-Beratungs und Vertriebs GmbH (Deutschland) | Zurich Vorsorge-Beratungs und Vertriebs GmbH (Deutschland) | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; DEU | &nbsp;&nbsp;&nbsp; Zürich Beteiligungs-Aktiengesellschaft (Deutschland) | &nbsp;&nbsp;&nbsp; Zürich Beteiligungs-Aktiengesellschaft (Deutschland) | 100.00000 |
| Zurich Workplace Solutions (Middle East) Limited | Zurich Workplace Solutions (Middle East) Limited | &nbsp;&nbsp;&nbsp; ARE | &nbsp;&nbsp;&nbsp; ARE | &nbsp;&nbsp;&nbsp; Zurich International Life Limited | &nbsp;&nbsp;&nbsp; Zurich International Life Limited | 100.00000 |

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#### Organizations Affiliated with Farmers Insurance Group

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Company**<br>| **Domicile** | **Domicile** | **Ownership** | **Ownership** | **Ownership** | **%** |
| 11930 Narcoossee Road, LLC | 11930 Narcoossee Road, LLC | DE | DE | Mid-Century Insurance Company | 100.00000 | 100.00000 |
| 12225 NE 60th Way, LLC | 12225 NE 60th Way, LLC | DE | DE | Truck Insurance Exchange | 100.00000 | 100.00000 |
| 17885 Von Karman, LLC | 17885 Von Karman, LLC | CA | CA | Farmers Insurance Exchange | 100.00000 | 100.00000 |
| 201 Railroad Ave, LLC | 201 Railroad Ave, LLC | DE | DE | Farmers Insurance Exchange | 100.00000 | 100.00000 |
| 21st Century Casualty Company | 21st Century Casualty Company | CA | CA | 21st Century Insurance Group | 100.00000 | 100.00000 |
| 21st Century Centennial Insurance Company | 21st Century Centennial Insurance Company | PA | PA | Mid-Century Insurance Company | 100.00000 | 100.00000 |
| 21st Century Insurance Company | 21st Century Insurance Company | CA | CA | 21st Century Insurance Group | 100.00000 | 100.00000 |
| 21st Century Insurance Group | 21st Century Insurance Group | DE | DE | Mid-Century Insurance Company | 100.00000 | 100.00000 |
| 21st Century North America Insurance Company | 21st Century North America Insurance Company | NY | NY | Mid-Century Insurance Company | 100.00000 | 100.00000 |
| 21st Century Pinnacle Insurance Company | 21st Century Pinnacle Insurance Company | NJ | NJ | 21st Century North America Insurance Company | 100.00000 | 100.00000 |
| 21st Century Premier Insurance Company | 21st Century Premier Insurance Company | PA | PA | 21st Century Centennial Insurance Company | 100.00000 | 100.00000 |
| 2475 Mill Center Parkway, LLC | 2475 Mill Center Parkway, LLC | DE | DE | Farmers Insurance Exchange | 100.00000 | 100.00000 |
| 280 Riverside Parkway, LLC | 280 Riverside Parkway, LLC | DE | DE | Farmers Insurance Exchange | 100.00000 | 100.00000 |
| 3049 East Washburn Road, LLC | 3049 East Washburn Road, LLC | DE | DE | Farmers Insurance Exchange | 100.00000 | 100.00000 |
| 3195 East Washburn Road, LLC | 3195 East Washburn Road, LLC | DE | DE | Farmers Insurance Exchange | 100.00000 | 100.00000 |
| 3330 Oak Grove Avenue, LLC | 3330 Oak Grove Avenue, LLC | DE | DE | Mid-Century Insurance Company | 100.00000 | 100.00000 |
| 384 Santa Trinita Ave LLC | 384 Santa Trinita Ave LLC | DE | DE | Fire Insurance Exchange | 100.00000 | 100.00000 |
| 4345 Hamilton Mill Road, LLC | 4345 Hamilton Mill Road, LLC | DE | DE | Farmers Insurance Exchange | 100.00000 | 100.00000 |
| 475 Riverside Parkway, LLC | 475 Riverside Parkway, LLC | DE | DE | Mid-Century Insurance Company | 100.00000 | 100.00000 |
| 47548 Kato Road, LLC | 47548 Kato Road, LLC | DE | DE | Farmers Insurance Exchange | 100.00000 | 100.00000 |
| 6671-6675 North Macarthur Blvd, LLC | 6671-6675 North Macarthur Blvd, LLC | DE | DE | Mid-Century Insurance Company | 100.00000 | 100.00000 |
| American Federation Insurance Company | American Federation Insurance Company | TX | TX | 21st Century Insurance Group | 100.00000 | 100.00000 |
| American Pacific Insurance Company, Inc. | American Pacific Insurance Company, Inc. | HI | HI | Farmers Insurance Hawaii, Inc. | 100.00000 | 100.00000 |
| Bristol West Casualty Insurance Company | Bristol West Casualty Insurance Company | OH | OH | Coast National Insurance Company | 100.00000 | 100.00000 |
| Bristol West Holdings, Inc. | Bristol West Holdings, Inc. | DE | DE | Farmers Insurance Exchange | 42.00000 | 42.00000 |
| Bristol West Holdings, Inc. | Bristol West Holdings, Inc. | DE | DE | Fire Insurance Exchange | 3.75000 | 3.75000 |
| Bristol West Holdings, Inc. | Bristol West Holdings, Inc. | DE | DE | Mid-Century Insurance Company | 47.50000 | 47.50000 |
| Bristol West Holdings, Inc. | Bristol West Holdings, Inc. | DE | DE | Truck Insurance Exchange | 6.75000 | 6.75000 |
| Bristol West Insurance Company | Bristol West Insurance Company | OH | OH | Coast National Insurance Company | 100.00000 | 100.00000 |
| Bristol West Insurance Services of California, Inc. | Bristol West Insurance Services of California, Inc. | CA | CA | Bristol West Holdings, Inc. | 100.00000 | 100.00000 |
| Bristol West Insurance Services, Inc. of Florida | Bristol West Insurance Services, Inc. of Florida | FL | FL | Bristol West Holdings, Inc. | 100.00000 | 100.00000 |
| Bristol West Preferred Insurance Company | Bristol West Preferred Insurance Company | MI | MI | Bristol West Holdings, Inc. | 100.00000 | 100.00000 |
| BW GP, LLC | BW GP, LLC | DE | DE | Bristol West Holdings, Inc. | 100.00000 | 100.00000 |
| BWIS of Nevada, Inc. | BWIS of Nevada, Inc. | NV | NV | Bristol West Holdings, Inc. | 100.00000 | 100.00000 |
| Civic Property and Casualty Company | Civic Property and Casualty Company | CA | CA | Fire Insurance Exchange | 80.00000 | 80.00000 |
| Civic Property and Casualty Company | Civic Property and Casualty Company | CA | CA | Truck Insurance Exchange | 20.00000 | 20.00000 |
| Coast National General Agency, Inc. | Coast National General Agency, Inc. | TX | TX | Bristol West Holdings, Inc. | 100.00000 | 100.00000 |
| Coast National Holding Company | Coast National Holding Company | CA | CA | Bristol West Holdings, Inc. | 100.00000 | 100.00000 |
| Coast National Insurance Company | Coast National Insurance Company | CA | CA | Coast National Holding Company | 100.00000 | 100.00000 |
| Economy Fire & Casualty Company | Economy Fire & Casualty Company | IL | IL | Farmers Property and Casualty Insurance Company | 100.00000 | 100.00000 |
| Economy Preferred Insurance Company | Economy Preferred Insurance Company | IL | IL | Economy Fire & Casualty Company | 100.00000 | 100.00000 |
| Economy Premier Assurance Company | Economy Premier Assurance Company | IL | IL | Economy Fire & Casualty Company | 100.00000 | 100.00000 |
| Exact Property and Casualty Company | Exact Property and Casualty Company | CA | CA | Fire Insurance Exchange | 80.00000 | 80.00000 |
| Exact Property and Casualty Company | Exact Property and Casualty Company | CA | CA | Truck Insurance Exchange | 20.00000 | 20.00000 |
| Farmers Asset Management, LLC | Farmers Asset Management, LLC | NV | NV | FFS Holding, LLC | 100.00000 | 100.00000 |
| Farmers Casualty Insurance Company | Farmers Casualty Insurance Company | RI | RI | Farmers Property and Casualty Insurance Company | 100.00000 | 100.00000 |
| Farmers Direct Property and Casualty Insurance Company | Farmers Direct Property and Casualty Insurance Company | RI | RI | Farmers Property and Casualty Insurance Company | 100.00000 | 100.00000 |
| Farmers Financial Solutions, LLC | Farmers Financial Solutions, LLC | NV | NV | FFS Holding, LLC | 100.00000 | 100.00000 |
| Farmers Group Property and Casualty Insurance Company | Farmers Group Property and Casualty Insurance Company | RI | RI | Farmers Property and Casualty Insurance Company | 100.00000 | 100.00000 |
| Farmers Insurance Company of Arizona | Farmers Insurance Company of Arizona | AZ | AZ | Farmers Insurance Exchange | 70.00000 | 70.00000 |
| Farmers Insurance Company of Arizona | Farmers Insurance Company of Arizona | AZ | AZ | Fire Insurance Exchange | 10.00000 | 10.00000 |
| Farmers Insurance Company of Arizona | Farmers Insurance Company of Arizona | AZ | AZ | Truck Insurance Exchange | 20.00000 | 20.00000 |
| Farmers Insurance Company of Idaho | Farmers Insurance Company of Idaho | ID | ID | Farmers Insurance Exchange | 80.00000 | 80.00000 |
| Farmers Insurance Company of Idaho | Farmers Insurance Company of Idaho | ID | ID | Fire Insurance Exchange | 6.70000 | 6.70000 |
| Farmers Insurance Company of Idaho | Farmers Insurance Company of Idaho | ID | ID | Truck Insurance Exchange | 13.30000 | 13.30000 |
| Farmers Insurance Company of Oregon | Farmers Insurance Company of Oregon | OR | OR | Farmers Insurance Exchange | 80.00000 | 80.00000 |
| Farmers Insurance Company of Oregon | Farmers Insurance Company of Oregon | OR | OR | Truck Insurance Exchange | 20.00000 | 20.00000 |
| Farmers Insurance Company of Washington | Farmers Insurance Company of Washington | WA | WA | Fire Insurance Exchange | 80.00000 | 80.00000 |
| Farmers Insurance Company of Washington | Farmers Insurance Company of Washington | WA | WA | Truck Insurance Exchange | 20.00000 | 20.00000 |
| Farmers Insurance Company, Inc. | Farmers Insurance Company, Inc. | KS | KS | Farmers Insurance Exchange | 90.00000 | 90.00000 |
| Farmers Insurance Company, Inc. | Farmers Insurance Company, Inc. | KS | KS | Fire Insurance Exchange | 10.00000 | 10.00000 |
| Farmers Insurance Exchange | Farmers Insurance Exchange | CA | CA | See Note 1 |  |  |
| Farmers Insurance Hawaii, Inc. | Farmers Insurance Hawaii, Inc. | HI | HI | Mid-Century Insurance Company | 100.00000 | 100.00000 |
| Farmers Insurance of Columbus, Inc. | Farmers Insurance of Columbus, Inc. | OH | OH | Farmers Insurance Exchange | 100.00000 | 100.00000 |
| Farmers Lloyds Insurance Company of Texas | Farmers Lloyds Insurance Company of Texas | TX | TX | See Note 8 |  |  |
| Farmers Lloyds, Inc. | Farmers Lloyds, Inc. | TX | TX | Farmers Property and Casualty Insurance Company | 100.00000 | 100.00000 |
| Farmers New Century Insurance Company | Farmers New Century Insurance Company | IL | IL | Illinois Farmers Insurance Company | 100.00000 | 100.00000 |
| Farmers Property and Casualty Insurance Company | Farmers Property and Casualty Insurance Company | RI | RI | Farmers Insurance Exchange | 80.00000 | 80.00000 |
| Farmers Property and Casualty Insurance Company | Farmers Property and Casualty Insurance Company | RI | RI | Truck Insurance Exchange | 10.00000 | 10.00000 |
| Farmers Property and Casualty Insurance Company | Farmers Property and Casualty Insurance Company | RI | RI | Fire Insurance Exchange | 10.00000 | 10.00000 |
| Farmers Specialty Insurance Company | Farmers Specialty Insurance Company | MI | MI | Foremost Insurance Company Grand Rapids, Michigan | 100.00000 | 100.00000 |
| Farmers Texas County Mutual Insurance Company | Farmers Texas County Mutual Insurance Company | TX | TX | See Note 2 |  |  |
| FCOA, LLC | FCOA, LLC | DE | DE | Foremost Insurance Company Grand Rapids, Michigan | 100.00000 | 100.00000 |
| FFS Holding, LLC | FFS Holding, LLC | NV | NV | Mid-Century Insurance Company | 100.00000 | 100.00000 |
| Fire Insurance Exchange | Fire Insurance Exchange | CA | CA | See Note 3 |  |  |
| Foremost County Mutual Insurance Company | Foremost County Mutual Insurance Company | TX | TX | See Note 4 |  |  |
| Foremost Insurance Company Grand Rapids, Michigan | Foremost Insurance Company Grand Rapids, Michigan | MI | MI | Farmers Insurance Exchange | 80.00000 | 80.00000 |
| Foremost Insurance Company Grand Rapids, Michigan | Foremost Insurance Company Grand Rapids, Michigan | MI | MI | Fire Insurance Exchange | 10.00000 | 10.00000 |
| Foremost Insurance Company Grand Rapids, Michigan | Foremost Insurance Company Grand Rapids, Michigan | MI | MI | Truck Insurance Exchange | 10.00000 | 10.00000 |
| Foremost Lloyds of Texas | Foremost Lloyds of Texas | TX | TX | See Note 5 |  |  |
| Foremost Property & Casualty Insurance Company | Foremost Property & Casualty Insurance Company | MI | MI | Foremost Insurance Company Grand Rapids, Michigan | 100.00000 | 100.00000 |
| Foremost Signature Insurance Company | Foremost Signature Insurance Company | MI | MI | Foremost Insurance Company Grand Rapids, Michigan | 100.00000 | 100.00000 |
| Hawaii Insurance Consultants, Ltd. | Hawaii Insurance Consultants, Ltd. | HI | HI | Mid-Century Insurance Company | 100.00000 | 100.00000 |
| Illinois Farmers Insurance Company | Illinois Farmers Insurance Company | IL | IL | Farmers Insurance Exchange | 100.00000 | 100.00000 |
| Insurance Data Systems, G.P. | Insurance Data Systems, G.P. | FL | FL | Bristol West Holdings, Inc. | 99.90000 | 99.90000 |
| Insurance Data Systems, G.P. | Insurance Data Systems, G.P. | FL | FL | BW GP, LLC | 0.10000 | 0.10000 |
| MC Maple Tree, LLC | MC Maple Tree, LLC | DE | DE | Mid-Century Insurance Company | 100.00000 | 100.00000 |
| Mid-Century Insurance Company | Mid-Century Insurance Company | CA | CA | Farmers Insurance Exchange | 80.00000 | 80.00000 |
| Mid-Century Insurance Company | Mid-Century Insurance Company | CA | CA | Fire Insurance Exchange | 10.00000 | 10.00000 |
| Mid-Century Insurance Company | Mid-Century Insurance Company | CA | CA | Truck Insurance Exchange | 10.00000 | 10.00000 |
| Mid-Century Insurance Company of Texas | Mid-Century Insurance Company of Texas | TX | TX | Farmers Insurance Exchange | 100.00000 | 100.00000 |
| Neighborhood Spirit Property and Casualty Company | Neighborhood Spirit Property and Casualty Company | CA | CA | Fire Insurance Exchange | 80.00000 | 80.00000 |
| Neighborhood Spirit Property and Casualty Company | Neighborhood Spirit Property and Casualty Company | CA | CA | Truck Insurance Exchange | 20.00000 | 20.00000 |
| Northwest Distribution Center Apopka Road, LLC | Northwest Distribution Center Apopka Road, LLC | DE | DE | Farmers Insurance Exchange | 100.00000 | 100.00000 |
| Security National Insurance Company | Security National Insurance Company | FL | FL | Bristol West Holdings, Inc. | 100.00000 | 100.00000 |
| Texas Farmers Insurance Company | Texas Farmers Insurance Company | TX | TX | Farmers Insurance Exchange | 86.28000 | 86.28000 |
| Texas Farmers Insurance Company | Texas Farmers Insurance Company | TX | TX | Mid Century Insurance Company | 13.72000 | 13.72000 |
| Toggle Insurance Company | Toggle Insurance Company | DE | DE | Mid-Century Insurance Company | 100.00000 | 100.00000 |
| Toggle Services, LLC | Toggle Services, LLC | DE | DE | Toggle Insurance Company | 100.00000 | 100.00000 |
| Truck Insurance Exchange | Truck Insurance Exchange | CA | CA | See Note 6 |  |  |
| Zurich South America Invest AB | Zurich South America Invest AB | SWE | SWE | Zurich Versicherungs-Gesellschaft AG | 100.00000 | 100.00000 |
| Zurich Specialties London Limited | Zurich Specialties London Limited | GBR | GBR | Zurich Holdings (UK) Limited | 100.00000 | 100.00000 |
| Zurich Structured Finance, Inc. | Zurich Structured Finance, Inc. | DE | DE | Zurich Finance Company Ltd | 100.00000 | 100.00000 |
| Zurich Takaful Malaysia Berhad (ZTMB) | Zurich Takaful Malaysia Berhad (ZTMB) | MYS | MYS | Zurich Versicherungs-Gesellschaft AG | 100.00000 | 100.00000 |
| Zurich Technical and Consulting Services (Beijing) Co. Ltd. | Zurich Technical and Consulting Services (Beijing) Co. Ltd. | CHN | CHN | Zurich Insurance Holdings (Hong Kong) Limited | 100.00000 | 100.00000 |
| Zurich Technical Development (China) Limited | Zurich Technical Development (China) Limited | CHN | CHN | Zurich Insurance Holdings (Hong Kong) Limited | 100.00000 | 100.00000 |
| Zurich Technology Malaysia Sdn Bhd | Zurich Technology Malaysia Sdn Bhd | MYS | MYS | Zurich Technology Services Malaysia Sdn Bhd | 100.00000 | 100.00000 |
| Zurich Technology Services Malaysia Sdn Bhd | Zurich Technology Services Malaysia Sdn Bhd | MYS | MYS | Zurich Versicherungs-Gesellschaft AG | 100.00000 | 100.00000 |
| Zurich Transitional Services Limited | Zurich Transitional Services Limited | GBR | GBR | Zurich Holdings (UK) Limited | 100.00000 | 100.00000 |
| Zurich Travel Solutions Pty Limited | Zurich Travel Solutions Pty Limited | AUS | AUS | Zürich Versicherungs-Gesellschaft AG | 100.00000 | 100.00000 |
| Zurich Treasury Services Limited | Zurich Treasury Services Limited | IRL | IRL | Zurich Financial Services EUB Holdings Limited | 100.00000 | 100.00000 |
| Zurich Trustee Services Limited | Zurich Trustee Services Limited | IRL | IRL | Zurich Life Assurance plc | 100.00000 | 100.00000 |
| Zurich UK General Employee Services Limited | Zurich UK General Employee Services Limited | GBR | GBR | Zurich UK General Services Limited | 100.00000 | 100.00000 |
| Zurich UK General Services Limited | Zurich UK General Services Limited | GBR | GBR | Zurich Holdings (UK) Limited | 100.00000 | 100.00000 |
| Zurich Versicherungs-Aktiengesellschaft | Zurich Versicherungs-Aktiengesellschaft | AUT | AUT | Zurich Versicherungs-Gesellschaft AG | 99.98125 | 99.98125 |
| Zurich Versicherungs-Gesellschaft AG | Zurich Versicherungs-Gesellschaft AG | CHE | CHE | Zurich Insurance Group Ltd. | 100.00000 | 100.00000 |
| Zurich Vida e Previdencia S.A. | Zurich Vida e Previdencia S.A. | BRA | BRA | Zurich Minas Brasil Seguros S.A, | 100.00000 | 100.00000 |
| Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | Zurich Vida, Companía de Seguros y Reaseguros, S.A. - Socied | ESP | ESP | Zurich Lebensversicherungs-Gesellschaft AG | 100.00000 | 100.00000 |
| Zurich Vida, Companía de Seguros, S.A. | Zurich Vida, Companía de Seguros, S.A. | MEX | MEX | Zurich Versicherungs-Gesellschaft AG | 100.00000 | 100.00000 |
| Zurich Vorsorge-Beratungs und Vertriebs GmbH (Deutschland) | Zurich Vorsorge-Beratungs und Vertriebs GmbH (Deutschland) | DEU | DEU | Zürich Beteiligungs-Aktiengesellschaft (Deutschland) | 100.00000 | 100.00000 |
| Zurich Workplace Solutions (Middle East) Limited | Zurich Workplace Solutions (Middle East) Limited | ARE | ARE | Zurich International Life Limited | 100.00000 | 100.00000 |

---

---

| |
|:---|
| Note 1: Farmers Insurance Exchange is a California "interinsurance exchange" owned by its policyholders. Its attorney-in-fact is Farmers Group, Inc, dba Farmers Underwriters Association, which is a subsidiary of Zurich Insurance Group Ltd. |
| Note 2: Farmers Group Inc, as attorney-in-fact for Farmers Insurance Exchange, provides management services to Farmers Texas County Mutual Insurance Company. |
| Note 3: Fire Insurance Exchange is a California "interinsurance exchange" owned by its policyholders. Its attorney-in-fact is Fire Underwriters Association, which is a subsidiary of Zurich Insurance Group Ltd. |

---

---

| |
|:---|
| Note 4: Foremost County Mutual Insurance Company is a Texas County mutual insurance company managed by Foremost Insurance Company Grand Rapids, Michigan. |
| Note 5: Foremost Lloyds of Texas underwriters are officers and/or directors of Foremost Insurance Company Grand Rapids, Michigan. |
| Note 6: Truck Insurance Exchange is a California "interinsurance exchange" owned by its policyholders. Its attorney-in-fact is Truck Underwriters Association, which is a subsidiary of Zurich Insurance Group Ltd. |
| Note 7: Zurich Insurance Plc operates branches in the following countries: Italy (AA-1364106), Portugal (AA-1820001), Spain (AA-1840150), and United Kingdom (AA-1780059). |
| Note 8: Zurich Versicherungs-Aktiengesellschaft operates a branch in Germany (AA-1340017) |
| Note 9: Zurich Versicherungs-Gesellschaft AG also known as Zurich Insurance Company, Ltd operates branches in the following countries: Bermuda (AA-3190825), Canada (AA-1560999), Hong Kong (AA-5324112), Ireland (AA-1780042), Japan (AA-1584115), and Singapore (AA-5760036). It also operates a management entity Alpina International (AA-1460010) in Switzerland. |
| Note 10: An affiliate entity is the attorney-in-fact of Farmers Insurance Exchange, Fire Insurance Exchange and Truck Insurance Exchange (collectively "Exchanges"). The reporting entity's relationship to the Exchanges, their subsidiaries, and the affiliates that they manage is classified as OTHER. |
| Note 11: This company is a subsidiary of Zurich Insurance Group Ltd., and is an affiliate of Farmers Group, Inc. |
| Note 12: Farmers Lloyds Insurance Company of Texas is a Texas company managed by Farmers Lloyds, Inc. |

---

Zurich Insurance Group Ltd conducts its primary insurance operations in the United States through two holding companies, each operating INDEPENDENTLY with its own staff:

Zurich Holding Company of America, Inc., an entity organized under the laws of the State of Delaware

Farmers Group, Inc., an entity organized under the laws of the State of Nevada

#### Country Code Key (Standard USPS Codes are used for U.S. States)

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **ANO** | Netherlands Antilles | **DEU** | Germany | **PRT** | Portugal |
| **ARG** | Argentina | **ESP** | Spain | **RUS** | Russian Federation |
| **AUT** | Austria | **FRA** | France | **SGP** | Singapore |
| **AUS** | Australia | **GBR** | United Kingdom | **SWE** | Sweden |
| **BHR** | Bahrain | **HKG** | Hong Kong | **SWZ** | Swaziland |
| **BMU** | Bermuda | **IDN** | Indonesia | **TCA** | Turks & Caicos |
| **BOL** | Bolivia | **IRL** | Ireland | **THA** | Thailand |
| **BRA** | Brazil | **IND** | India | **TUR** | Turkey |
| **BHS** | Bahamas | **ITA** | Italy | **TWN** | Taiwan |
| **CAN** | Canada | **JPN** | Japan | **URY** | Uruguay |
| **CHE** | Switzerland | **LBN** | Lebanon | **VEN** | Venezuela |
| **CHL** | Chile | **LUX** | Luxembourg | **VGB** | Virgin Islands |
| **CHN** | China | **MLT** | Malta | **ZAF** | South Africa |
| **COL** | Colombia | **MEX** | Mexico |  |  |
| **CYM** | Cayman Islands | **MYS** | Malaysia |  |  |

---

#### Item 33. Indemnification
Under its By-Laws, Farmers New World Life Insurance Company, to the full extent permitted by the Washington Business Corporation Act, will indemnify any person who was or is a party to any proceeding by reason of the fact that he or she is or was a director of Farmers, as provided below.

<u>By-Laws of Farmers New World Life Insurance Company (as amended May 27, 2015)</u>

#### INDEMNIFICATION OF DIRECTORS, OFFICERS, AND EMPLOYEES
**<u>SECTION 58</u>. <u>Indemnification</u>.** (a) Each person who acts as a Director, Officer or employee of the Corporation shall be indemnified by the Corporation for all sums which he or she becomes obligated to pay (including counsel fees, expenses and court costs actually and necessarily incurred by him or her) in connection with any action, suit or proceeding in which he or she is made a party by reason of his being, or having been a Director, Officer, or employee of the Corporation, except in relation to matters as to which he or she shall be adjudged in such action, suit or proceeding to be liable for bad faith or misconduct in the performance of his or her duties as such Director, Officer or employee, and except any sum paid to the Corporation in settlement of an action, suit or proceeding based upon bad faith or misconduct in the performance of his or her duties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) The right of indemnification in this article provided shall inure to each Director, Officer and employee of the Corporation, whether or not he or she is such Director, Officer or employee at the time he or she shall become obligated to pay such sums, and whether or not the claim asserted against him or her is based on matters which predate the adoption of this article; and in the event of his or her death shall extend to his or her legal representatives. Each person who shall act as a Director, Officer or employee of the Corporation shall be deemed to be doing so in reliance upon such right of indemnification; and such right shall not be deemed exclusive of any other right to which any such person may be entitled, under any By-Law, agreement, vote of stockholders, or otherwise.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) The Board of Directors of the Corporation, acting at a meeting at which a majority of the quorum is unaffected by self-interest (notwithstanding that other members of the quorum present but not voting may be so affected), shall determine the propriety and reasonableness of any indemnity claimed under this article, and such determination shall be final and conclusive. If, however, a majority of a quorum of the Board of Directors which is unaffected by self-interest and willing to act is not obtainable, the Board of Directors in its discretion may appoint from among the stockholders who are not Directors or Officers or employees of the Corporation, a committee of two (2) or more persons to consider and determine any such question, and the determination of such committee shall be final and conclusive.

#### RULE 484 UNDERTAKING
Insofar as indemnification for liability arising under the Securities Act of 1933 (the "Act") may be permitted to directors, officers and controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling person of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

#### Item 34. Principal Underwriters

#### Farmers Financial Solutions, LLC
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) Other Activity. Farmers Financial Solutions, LLC ("FFS") is one of two principal underwriters for the Policies. FFS is also the principal underwriter for Farmers Annuity Separate Account A.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) Management. The following information is furnished with respect to the officers and directors of FFS:

---

| | |
|:---|:---|
| **Name and Principal Address**<br>| **Positions and Officers with FFS**<br>|
| Janice Scott<sup>1</sup> | &nbsp;&nbsp; Director |
| Guy Meade Hanson<sup>1</sup> | &nbsp;&nbsp; Director |
| Al Gildemeister<sup>1</sup> | &nbsp;&nbsp; Director |
| Zachary Schear<sup>1</sup> | &nbsp;&nbsp; President |
| Taretha Ann Robinson<sup>1</sup> | &nbsp;&nbsp; Chief Compliance Officer |
| Joshua Alan Borkin<sup>1</sup> | &nbsp;&nbsp; Treasurer and Chief Financial Officer |
| Chau Do<sup>2</sup> | &nbsp;&nbsp; Secretary |

---

<br> <sup>1</sup> The principal business address is 31051 Agoura Road, Westlake Village, CA 91361.

<br> <sup>2</sup> The principal business address is 6301 Owensmouth Ave., Woodland Hills, CA 91367.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) Compensation from the Registrant. The following commissions and other compensation were received by the principal underwriter, directly or indirectly, from the Registrant during the Registrant's last fiscal year:

---

| | | | | |
|:---|:---|:---|:---|:---|
| (1)<br> **Name of Principal**<br> **Underwriter**<br>| **(2)**<br> **Net Underwriting**<br> **Discounts and**<br> **Commissions**<br>| **(3)**<br> **Compensation on**<br> **Redemption**<br>| **(4)**<br> **Brokerage**<br> **Commissions**<br>| **(5)**<br> **Compensation**<br>|
|  Farmers Financial Solutions, LLC | N/A | N/A | $4585665.54 | $0.00 |

---

Other Compensation. FFS' sales representatives and their managers may be eligible for various cash benefits, such as production incentive bonuses for the sale of non-variable insurance products we sell, insurance benefits and financing arrangements.

#### Item 35. Location of Accounts and Records
All accounts and records required to be maintained by Section 31(a) of the Investment Company Act of 1940, as amended, and the rules thereunder (including Rule 38a-1) are maintained by Farmers New World Life Insurance Company at 12822 SE 32nd Street, Suite 2, Bellevue, WA 98005, and at McCamish Systems, LLC, Insurance Administrators, 3225 Cumberland Center Blvd SE, Suite 700, Atlanta, GA 30339.

#### Item 36. Management Services
All management contracts are discussed in Part A or Part B.

#### Item 37. Fee Representation
Farmers New World Life Insurance Company hereby represents that the fees and charges deducted under the Policy, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by Farmers New World Life Insurance Company.

#### SIGNATURES
**Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, Farmers Variable Life Separate Account A certifies that it meets all of the requirements for effectiveness of this registration statement under rule 485(b) under the Securities Act and has duly caused this registration statement to be signed on its behalf by the undersigned, duly authorized, in the City of Bellevue, and the State of Washington, on this 30th day of April, 2026.**

---

| | | | |
|:---|:---|:---|:---|
|  |  | **FARMERS VARIABLE LIFE SEPARATE ACCOUNT A (Registrant)** | **FARMERS VARIABLE LIFE SEPARATE ACCOUNT A (Registrant)** |
| Attest: | /s/ Ian Macleod<br>| By: | /s/ David Hernandez<br>|
|  | Ian Macleod |  | David Hernandez |
|  | Attorney-in-Fact |  | Intertim President |
|  | Security Life of Denver Insurance Company |  | Farmers New World Life Insurance Company |
|  |  | **FARMERS NEW WORLD LIFE INSURANCE COMPANY (Depositor)** | **FARMERS NEW WORLD LIFE INSURANCE COMPANY (Depositor)** |
| Attest: | /s/ Ian Macleod<br>| By: | /s/ David Hernandez<br>|
|  | Ian Macleod |  | David Hernandez |
|  | Attorney-in-Fact |  | Interim President |
|  | Security Life of Denver Insurance Company |  | Farmers New World Life Insurance Company |

---

Pursuant to the requirements of the Securities Act of 1933, this Post-Effective Amendment No. 27 to the registration statement has been signed by the following persons in the capacities and on the dates indicated.

---

| | |
|:---|:---|
| **Signature** | **Title** |
| /s/ David Hernandez<br>| &nbsp;&nbsp; Director, Chairman of the Board and Interim President |
| David Hernandez |  |
| /s/ Clay Callahan<br>| &nbsp;&nbsp; Chief Financial Officer |
| Clay Callahan |  |
| <br> /s/ Nick Shappie <br>| &nbsp;&nbsp; Controller |
| Nick Shappie |  |
| \*/s/ David Travers<br>| &nbsp;&nbsp; Director |
| David Travers |  |
| \*/s/ Scott Stoll<br>| &nbsp;&nbsp; Director |
| Scott Stoll |  |
| \*/s/ Annette Thompson<br>| &nbsp;&nbsp; Director |
| Annette Thompson |  |
| \*/s/ Warrant Tucker<br>| &nbsp;&nbsp; Director |
| Warren Tucker |  |
| \*/s/ John Griek<br>| &nbsp;&nbsp; Director |
| John Griek |  |
| \*/s/ Ian Macleod<br>\* by Ian Macleod | &nbsp;&nbsp; \* On April 30, 2026 as Attorney-In-Fact pursuant to Powers of Attorney filed herewith or by previous amendment |

---

#### EXHIBIT INDEX

---

| | |
|:---|:---|
|  Exhibit (g)(3) | Commutation and Release Agreement between Farmers New World Life Insurance Company and Zurich Insurance Company, Ltd. dated as of August 1, 2023. |
|  Exhibit (g)(4) | Coinsurance and Modified Coinsurance Agreement between Farmers New World Life Insurance Company and Security Life of Denver Insurance Company effective August 1, 2023. |
| Exhibit (j)(1) | Power of Attorney |
| Exhibit (k)(1) | Opinion of Ian Macleod, Attorney-in-Fact |
| Exhibit (n)(1) | Consent of Independent Registered Public Accounting Firm |

---

### Farmers New World Life Insurance Company

#### (A wholly owned subsidiary of Farmers Group, Inc.)

#### Index

#### December 31, 2013 and 2012

## Farmers New World Life Insurance Company

#### (A wholly owned subsidiary of Farmers Group, Inc.)

### Statutory Financial Statements

### December 31, 2025, and 2024 and

### For the Years Ended December 31, 2025, 2024<br> and 2023

### And Supplemental Schedules

### As of and for the Year Ended December 31, 2025
Confidential<br>

### Farmers New World Life Insurance Company

#### (A wholly owned subsidiary of Farmers Group, Inc.)

#### Index

#### December 31, 2025, 2024 and 2023

#### Page(s)
**Report of Independent Auditors**……………………………………………………………………………...1–2

#### Statutory Financial Statements
Statutory Statements of Admitted Assets, Liabilities and Capital and Surplus............................ ................3

Statutory Statements of Operations ...............................................……………...........................................4

Statutory Statements of Changes in Capital and Surplus............................................................................5

Statutory Statements of Cash Flows............................................................................................................6

Notes to Statutory Financial Statements................................................................................................7– 46

![](image0.jpg)

Ernst & Young LLP 55 Ivan Allen Jr. Blvd. Suite 1000 Atlanta, GA 30308 Tel: +1 404 874 8300 Fax: +1 404 814 4301 ey.com

#### Report of Independent Auditors
The Board of Directors

Farmers New World Life Insurance Company

#### Opinion
We have audited the statutory-basis financial statements of Farmers New World Life Insurance Company (the Company), which comprise the statutory statements of admitted assets, liabilities, and capital and surplus as of December 31, 2025 and December 31, 2024, and the related statutory statements of operations, changes in capital and surplus and cash flows for each of the three years ended December 31, 2025, and the related notes to the financial statements (collectively referred to as the "financial statements").

*Unmodified Opinion on Statutory Basis of Accounting*

In our opinion, the accompanying financial statements present fairly, in all material respects, the financial position of the Company at December 31, 2025 and December 31, 2024, and the results of its operations and its cash flows for each of the three years ended December 31, 2025, on the basis of accounting described in Note 2.

*Adverse Opinion on U.S. Generally Accepted Accounting Principles*

In our opinion, because of the significance of the matter described in the Basis for Adverse Opinion on U.S. Generally Accepted Accounting Principles section of our report, the financial statements do not present fairly, in accordance with accounting principles generally accepted in the United States of America, the financial position of the Company at December 31, 2025 and December 31, 2024, or the results of its operations or its cash flows for each of the three years ended December 31, 2025.

#### Basis for Opinion
We conducted our audit in accordance with auditing standards generally accepted in the United States of America (GAAS). Our responsibilities under those standards are further described in the Auditor's Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the Company and to meet our other ethical responsibilities in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions.

*Basis for Adverse Opinion on U.S. Generally Accepted Accounting Principles*

As described in Note 2 to the financial statements, the Company prepared these financial statements using accounting practices prescribed or permitted by the Washington State Office of the Insurance Commissioner, which is a basis of accounting other than accounting principles generally accepted in the United States of America. The effects on the financial statements of the variances between these statutory accounting practices described in Note 2 and accounting principles generally accepted in the United States of America, although not reasonably determinable, are presumed to be material and pervasive.

#### Responsibilities of Management for the Financial Statements
Management is responsible for the preparation and fair presentation of the financial statements in accordance with the accounting practices prescribed or permitted by the Washington State Office of the Insurance Commissioner. Management is also responsible for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the Company's ability to continue as a going concern for one year after the date that the financial statements are issued.

#### Auditor's Responsibilities for the Audit of the Financial Statements
Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements.

In performing an audit in accordance with GAAS, we:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Exercise professional judgment and maintain professional skepticism throughout the audit.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company's internal control. Accordingly, no such opinion is expressed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the Company's ability to continue as a going concern for a reasonable period of time.

We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control-related matters that we identified during the audit.

![](image00055.jpg)

April 24, 2026

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2

### Farmers New World Life Insurance Company

#### (A wholly owned subsidiary of Farmers Group, Inc.)

#### Statutory Statements of Admitted Assets, Liabilities and Capital and Surplus

#### December 31, 2025, and 2024
![](image2.jpg)

The accompanying notes are an integral part of these statutory financial statements.

### Farmers New World Life Insurance Company

#### (A wholly owned subsidiary of Farmers Group, Inc.)

#### Statutory Statements of Operations

#### Years Ended December 31, 2025, 2024 and 2023
![](image3.jpg)

The accompanying notes are an integral part of these statutory financial statements

### Farmers New World Life Insurance Company

#### (A wholly owned subsidiary of Farmers Group, Inc.)

#### Statutory Statements of Changes in Capital and Surplus

#### December 31, 2025, 2024 and 2023
![](image00054.jpg)

The accompanying notes are an integral part of these statutory financial statements

### Farmers New World Life Insurance Company

#### (A wholly owned subsidiary of Farmers Group, Inc.)

#### Statutory Statements of Cash Flows

#### December 31, 2025, 2024 and 2023
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The accompanying notes are an integral part of these statutory financial statements

### Farmers New World Life Insurance Company

#### (A wholly owned subsidiary of Farmers Group, Inc.)

#### Notes to Statutory Financial Statements

#### Year Ended December 31, 2025
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. **Nature of Operations**

#### The Company
The accompanying financial statements include the accounts of Farmers New World Life Insurance Company (the "Company"), a wholly owned subsidiary of Farmers Group, Inc. ("FGI"), whose ultimate parent is Zurich Insurance Group Ltd ("ZIG"). FGI has attorney-in-fact relationships with three inter-insurance exchanges: Farmers Insurance Exchange, Fire Insurance Exchange, and Truck Insurance Exchange (the "Exchanges").

The Company is a stock life insurance company domiciled in the state of Washington and is subject to regulation by the Washington State Office of the Insurance Commissioner ("OIC"). It is also subject to regulation by the states in which it transacts business.

#### Nature of Operations
The Company concentrates its sales activities in the individual life insurance markets. Principal lines of business include traditional term and whole life products as well as indexed universal life products.

The Company and the Exchanges operate using federally registered trade names, including Farmers Insurance Group of Companies, Farmers Insurance Group, Farmers, Farmers New World Life and Farmers Life. The Company and the Exchanges distribute their respective insurance products through a common network of direct writing agents and district managers. Each agent is required to first submit business to the insurers in the Farmers Insurance Group of Companies within the classes and lines of business written by such insurers. The Company is currently licensed in 49 states and the District of Columbia.

#### Business Risks
The Company operates in a business environment that is subject to various risks and uncertainties, including but not limited to, mortality risk, market risk, interest rate risk and legal and regulatory changes. The Company is subject to various state and federal regulatory authorities. The potential exists for changes in regulatory initiatives that could result in additional, unanticipated expenses to the Company.

Existing federal laws and regulations affect the taxation of life insurance products and insurance companies. There can be no assurance as to what, if any, future legislation might be enacted, or if enacted, whether such legislation would include provisions with possible negative effects on the Company's life, accident and health or annuity products.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. **Summary of Significant Accounting Policies**

#### Basis of Presentation
The financial statements have been prepared in conformity with accounting practices prescribed or permitted by the OIC.

The OIC only recognizes statutory accounting practices prescribed or permitted by the State of Washington for reporting the financial condition and results of operations of an insurance company for the purposes of determining its compliance with the Washington Insurance Law. The National

Association of Insurance Commissioners' ("NAIC") Accounting Practices and Procedures Manual ("AIC SAP") has been adopted as a component of prescribed or permitted practices by the State of Washington. The Commissioner of Insurance of the OIC has the power to permit other specific practices that may deviate from prescribed practices.

For the December 31, 2023, reporting period, The Company received approval for a permitted practice from the OIC to fully amortize the reinsurance gains the Company was holding in special surplus. As illustrated in Appendix 791 on life and health reinsurance agreements, the after-tax gains from a reinsurance transaction are to be amortized over the profits that emerge on the reinsured block of business with a corresponding decrease in special surplus. This permitted practice differs from this accounting practice by allowing the Company to fully recognize the $1.6B of special surplus immediately through line 6 of page 4 with a zero net impact on overall surplus as noted in the table below. The Company's risk-based capital would not have triggered any regulatory event in the absence of this permitted practice, and this permitted practice is only allowed for the year-end 2023 reporting period.

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The effects on the financial statements of the variances between statutory basis of accounting and accounting principles generally accepted in the United States of America, although not reasonably determinable, are presumed to be material. Statutory accounting practices differ from Generally Accepted Accounting Principles ("GAAP") in the following respects (italicized items):

#### Investments
Investments in bonds are stated at amortized cost or at values required by the NAIC. Under GAAP, bonds are carried at fair value or amortized cost based upon management's intent as to whether bonds are available for sale, will be held until maturity or are available for trading.

#### Asset Valuation Reserve
The asset valuation reserve ("AVR") is determined by NAIC prescribed formulas, which establish a provision for the risk of asset defaults and is reported as a liability with changes recorded directly to unassigned surplus. Under GAAP, no such liability is established.

#### Interest Maintenance Reserve
An interest maintenance reserve ("IMR") is provided as required by the NAIC in order to defer certain realized investment gains and losses, net of tax, related to interest rate fluctuations, and to amortize such gains and losses through operating income over the remaining life of the securities sold. Any net unamortized deferred losses are non-admitted and charged directly to unassigned surplus. Reporting entities are permitted to admit its negative IMR up to 10% of the Company's adjusted capital and surplus. The Company elected to fully admit its negative IMR balance of $20,975,000 and $26,754,000 as of December 31, 2025, and 2024, respectively. Fixed income investments generating IMR losses comply with the reporting entity's documented investment or liability management policies. Asset sales that were generating admitted negative IMR were not compelled by liquidity pressures. The admitted negative IMR is reported in other assets section of the Statement of Admitted Assets. No such reserve is required by GAAP.

#### Life Policy and Contract Reserves
Life policy, annuity and contract reserves under statutory accounting practices are based on statutory mortality, morbidity, and interest requirements without consideration of withdrawals and Company experience, unless annual asset adequacy analysis reveals the need to hold reserves in excess of the normal statutory reserves. One exception to this relates to deficiency reserves for certain term insurance plans issued on or after January 1, 2000, while another relates to Principles-Based Valuation for Life Products as required under VM-20 for plans issued on or after January 1, 2017, and for Variable Annuity products as required under VM-21. A third exception is the reserve held in accordance with SSAP A-791 Paragraph 2 due to reinsurance expense allowances not being sufficient to cover anticipated allocable direct renewal expenses. All three exceptions are mentioned in the Aggregate Reserves for Life and Annuity Policies section below.

#### Acquisition Costs
Under statutory accounting practices, costs of acquiring new business are charged to operations in the year such costs are incurred. Under GAAP, costs related to the successful acquisition of new business are deferred and amortized on a constant level basis.

#### Recognition of Revenue and Related Expenses
Under statutory accounting practices, life premiums are recognized as income over the premium-paying period of the related policies. Annuity considerations are recognized as revenue when received. Accident and health premiums are earned ratably over the terms of the related insurance policies or reinsurance contracts. Deposits received on contracts that do not incorporate policyholder mortality or morbidity risks are recorded directly to liability for deposit-type contracts. Interest credited to deposit-type contracts is recorded as an expense in the statement of operations when earned under the terms of the contract. Expenses incurred in connection with acquisition of new insurance business, including acquisition costs such as sales commissions, are expensed as incurred in the statement of operations. Under statutory accounting practices, deferred premiums, representing gross premiums less loading, are reported as an admitted asset.

For GAAP purposes, premiums for traditional life insurance products, which include those products with fixed and guaranteed premiums and benefits and consist principally of whole and term life insurance policies, are recognized as revenues when due. Under GAAP, revenues for universal life insurance policies and for investment products consist of policy charges for the cost of insurance, policy administration charges, and surrender charges assessed against policyholder account balances, benefit claims incurred in excess of policy account balances and commissions and expense allowances on reinsurance assumed. Under STAT, revenues also include commissions and expense allowances on reinsurance ceded. Under GAAP, uncollected premiums are stated at gross amounts and deferred premiums are reflected as a reduction of the related aggregate reserve.

#### Reinsurance
Under statutory accounting practices, ceded reserves are netted with direct reserves within the aggregate reserve lines on the balance sheet. Reinsurance recoverable on unpaid claims on reinsured business are netted in the contract claims line on the balance sheet. Under GAAP, these reinsurance amounts are reflected as assets.

Under statutory accounting practices, reinsured commissions are reported with expense allowance within the revenue section of the summary of operations. Under GAAP, reinsured commissions are netted against direct commissions within expenses.

#### Federal Income Taxes
Under statutory accounting practices, deferred income taxes are provided for temporary differences between the financial statement and tax bases of assets and liabilities at the end of each year based on enacted tax rates. Deferred income tax assets are reduced by a valuation allowance if it is more likely than not some portion or all of the deferred tax assets will not be realized. In addition to a valuation allowance, statutory accounting limits deferred tax assets to their admissible amount according to a prescribed formula. Changes in deferred income tax assets and liabilities are reported as adjustments to surplus. Under GAAP, changes in deferred income taxes are included in income tax expense or benefit and are allocated to continuing operations, discontinued operations, extraordinary items and items charged directly to shareholders equity consistently with the pre-tax income item to which they relate.

#### Nonadmitted Assets
Under statutory accounting practices, assets are reported at admitted assets values and nonadmitted assets are excluded through a charge against surplus. GAAP purposes, the nonadmitted balances of these assets are included in the balance sheet. Nonadmitted assets, such as electronic data processing equipment and software, furniture and equipment, receivables over 90 days past due and certain deferred tax assets, are considered nonadmitted assets for statutory purposes as they may not be fully realizable at their carrying values in a liquidation scenario and, therefore, these nonadmitted assets and any changes in such assets are charged directly to unassigned surplus. As of December 31, 2025, and 2024, the total nonadmitted assets are $83,886,000 and $68,897,000, respectively.

#### Separate Accounts
Separate accounts assets are carried at fair value. Separate accounts liabilities represent the contract holders' claims to the related assets. Investment income and realized capital gains and losses of the separate accounts accrue directly to the contract holders and, therefore, are not included in the Company's statutory basis statements of operations. Under GAAP these investment amounts and resulting changes in separate account liabilities are shown net of applicable fees. Mortality, policy administration, and surrender charges to all accounts are included in the revenues of the Company and do not differ from GAAP.

The Company is licensed to issue variable universal life ("VUL") and deferred variable annuity contracts although it suspended issuance of "new" VUL and variable annuities, effective February 28, 2024, and September 30, 2012, respectively. The assets and liabilities held for VUL, Farmers EssentialLife VUL, Life Accumulator VUL and deferred variable annuity contracts are held in the Separate Accounts (the "Accounts"), which are legally segregated from the general assets of the Company.

Please see Note 13 for additional information on separate accounts.

#### Statements of Cash Flows
The statutory basis statement of cash flows is presented as required under statutory accounting principles and differs in certain respects from the GAAP presentation.

#### Use of Estimates
The preparation of financial statements in conformity with accounting practices prescribed or permitted by the OIC requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

#### Aggregate Reserves for Life and Annuity Policies
Life reserves are based on mortality tables approved by the NAIC using statutory specified interest rates and valuation methods that provide, in the aggregate, reserves that are greater than or equal to the minimum required by the OIC.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reserves for life insurance are based on the American Experience, 1941, 1958, 1980, 2001, or 2017 Commissioner's Standard Ordinary ("CSO") and Commissioners Extended Term ("CET") mortality tables with interest rates from 0.00% to 5.50%. For certain term insurance plans issued on or after January 1, 2000, the Company calculates deficiency reserves using valuation mortality rates representative of actual Company experience, as permitted by the Valuation of Life Insurance Policies Model Regulation of the NAIC. For term life insurance policies issued on or after January 1, 2017, and all other life insurance policies issued after January 1, 2020, the Company calculates Principles- Based Reserves using Company experience, as required in VM-20. There is an exception for some plans that pass the exclusion tests as defined in VM-20. Additionally, a reserve is held per SSAP A- 791 Paragraph 2 due to reinsurance expense allowances not being sufficient to cover anticipated allocable direct renewal expenses; this calculation uses Company experience.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reserves for fixed deferred annuities are based on 1971 Individual Annuity Mortality ("IAM"), 1983 Table A, Annuity 2000, or 2012 IAR mortality tables with interest rates from 3.50% to 6.00%.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• For variable deferred annuities, the Company calculates Principles-Based Reserves using Company experience, as required in VM-21.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reserves for equity-indexed annuities are based on 1983 Table A or Annuity 2000 mortality tables with interest rates from 4.50% to 5.50%.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reserves for immediate annuity contracts, other than structured settlements, are based on the Annuity Table for 1949, 1971 IAM, 1983 Table A, Annuity 2000, or 2012 IAR mortality tables with interest rates from 1.75% to 5.25%. For immediate annuities issued on or after January 1, 2018, the Company uses valuation interest rates as prescribed in VM-22.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Reserves for structured settlement annuities are based on the 1983 Table A mortality table with interest rates from 4.75% to 7.00%. The reserves held for structured settlement annuity contracts with a substandard rating are based on a rated age approach and are compliant with the approach specified by Actuarial Guideline 9A of the NAIC.

The Company waives deduction of deferred fractional premiums upon the death of the insured. For all plans, with the exception of its universal life plans, any portion of the final premium beyond the month of death is returned. For universal life plans, premiums beyond the date of death are not refunded. Surrender values are not promised in excess of the legally computed reserves.

For certain universal life policies, reserves for substandard lives are not separately identified and are calculated in the aggregate. For all other life policies, substandard lives are charged an extra premium plus the regular gross premium for the rated issue age. For the Farmers Level Term 2000 plan group, the Farmers Value Term group, and Farmers Term Life, the reserve is the standard interpolated terminal reserve at the rated age, plus the regular net unearned premium reserve at the rated age, plus an additional gross unearned premium reserve using the substandard extra premium charge for the premium payment mode. For all other plan groups, mean reserves are determined by computing the regular mean reserve for the plan at the rated age and holding, in addition, a substandard reserve of one-half of the annualized substandard extra premium charge. The reserves held for structured settlement annuity contracts with a substandard rating are based on a rated age approach.

As of December 31, 2025, and 2024, the Company had approximately $2,335,590,000 and $2,480,603,000 respectively, of insurance in force for which the gross premiums are less than the net premiums according to the standard valuation set by the OIC. The premiums deficiency reserve amount is $12,239,000 before reinsurance and $0 after reinsurance. Company does not utilize anticipated investment income as a factor in the premium deficiency calculation.

As of December 31, 2025, and 2024, the total in force for which VM-20 deterministic/stochastic reserves are calculated are $113,417,517,000 and $106,525,819,000 respectively. The excess VM- 20 deterministic/stochastic reserve over NPR after reinsurance are $69,324,000 for 2025, and $112,118,000 for 2024.

As of December 31, 2025, and 2024, the reserves required by SSAP A-791 Paragraph 2 due to insufficient reinsurance expense allowances are $18,116,000 and $19,421,000 respectively.

As all policies at the Company are 100% ceded, the reserves held by the company after reinsurance is due to the shortfall between expenses and reinsurance expense allowances, with amounts required from SSAP A-791 Paragraph 2, VM-20, and VM-21.

For tabular interest on annuities involving life contingencies, the tabular less actual reserve released, and the tabular cost have been determined by formula. For annuities and other deposits not involving life contingencies the tabular interest was determined by one of the following methods: 1) serially using the actual interest credited to funds on deposit for the year, or 2) estimated in the aggregate from the beginning and the ending balances, assuming a uniform distribution of cash flows during the year, and the average statutory valuation interest rate.

#### Excess of Minimum Reserves
As of December 31, 2025, the only life insurance plan written after January 1, 2001, for which the statutory reserve basis is specifically selected to be more conservative than specified in Appendix A-820 is the Farmers Graded Death Benefit Whole Life product (FGDBWL). The mortality assumption used in the statutory reserve calculation is the 1980 CSO ALB Ultimate mortality, rather than the 2001 CSO ALB Select & Ultimate mortality; and the 2017 GI ALB Ultimate mortality, rather than the 2017 CSO ALB Select & Ultimate mortality.

As of December 31, 2025, the FGDBWL statutory reserves net of deferred and uncollected premiums is

$35,447,000. If they had instead been calculated using 2001 CSO ALB Select & Ultimate mortality and 2017 CSO ALB Select & Ultimate mortality, the amount would be $32,169,000 or $3,278,000 lower.

To comply with VM-20 Section 3.C.1.g, scalars are applied to the valuation mortality for standard non-smoker classes of the following plans: Backbook Farmers Term Life – 135% for Male, 120% for Female; Farmers Value Term – 120% for Male, 110% for Female; Farmers Essential Life Universal Life and Backbook Farmers Index Universal Life – 120% for Male and Female. A 140% scalar is applied for all classes of Farmers Essential Simple Whole Life. An additional 125% scalar is applied to the valuation mortality for all FVT policies that used accelerated underwriting. A 120% scalar is applied for the Male standard non-smoker class of VUL, Female non-smokers have no additional scalar. A 116% scalar is applied for the Male standard non-smoker inbound class of Front-book Farmers Term Life and Term Return of Premium, and a 107% scalar is applied for the Male standard non-smoker outbound class of Front-book Farmers Term Life and Term Return of Premium, Female non-smokers have no additional scalar. A 101% scalar is applied for the Male standard non-smoker inbound class of Front-book Farmers Index Universal Life, Female non-smokers have no additional scalar. An additional 130% scalar is applied for conversion policies. Scaled mortality rates are capped at 1,000 per unit. All classes of Simple Term have a scalar of 200% applied to valuation mortality for Male and Female, capped at the 2017 CSO GI (Loaded) Ultimate rates.

#### Unpaid Loss/Claim Adjustment Expenses
The Company accrues an operating expense for the cost of settling benefit claims incurred in the current period, with settlement in future periods. The estimate is based upon the time duration of expected transactions and the total expected costs of settlement, including overhead expenses for each transaction. The balance in the liability for the unpaid loss/claim adjustment expense as of December 31, 2025, and 2024, was approximately $370,000 and $230,000, respectively.

#### Reinsurance
Premiums, commissions, expense reimbursements, benefits and reserves related to reinsured business are accounted for on bases consistent with those used in accounting for the original policies issued and the terms of the reinsurance contracts. Premiums ceded to other companies have been reported as a reduction of premium income. Commissions ceded to other companies have been reported as income with the expense allowance in the revenue section of the summary of operation. Amounts applicable to reinsurance ceded for future policy benefits, unearned premium reserves and claim liabilities have been reported as reductions of these items.

#### Investments
Investments are valued as prescribed by the NAIC and as required by the OIC. Security transactions are recorded on a trade date basis, and private placements are recorded on a funding date basis. Investments are recorded on the following bases:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Bonds – Bonds are classified as Issuer Credit Obligations (ICO) and Asset-backed securities (ABS). Bonds with NAIC designations of 1 through 5 are carried at amortization cost, while bonds with NAIC designation of 6 are carried at the lower of amortization cost or fair value.

For ICOs, premiums and discounts are amortized using the interest (constant yield) method on a prospective basis. A yield-to-worst amortization approach is applied, which considers contractual call provisions and sinking fund features, as applicable.

ABS are amortized using the interest method based on estimated cash flows that incorporate anticipated prepayments as of the date of purchase. Prepayment assumptions are obtained periodically, as required by SSAP No. 43, from broker-dealer surveys or internal estimates, and reflect prevailing interest rate and economic conditions. Significant changes in estimated cash flows from the original purchase assumptions are accounted for using the prospective method.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Unaffiliated common stocks- at fair value. In determining the estimated fair value disclosed for these securities, management obtained quotations from independent sources, generally pricing services.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Real estate, including related improvements–at the depreciated historical cost or market if impaired. This invested asset is comprised of the following classifications: held for production of income, held for own use, and held for sale. Held for sale properties are carried at lower of depreciated cost or fair value, less encumbrances and estimated costs to sell the property. Depreciation is computed on a straight-line basis over the estimated useful life of the acquired assets. Independent appraisals are obtained at least every three years on investment held for production of income and held for sale. If fair value is less than book value and the amount is deemed non-recoverable, an impairment loss is recognized. These properties are accounted for under NAIC Statement of Statutory Accounting Principles ("SSAP") 40R.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Contract loans–at unpaid balances, not in excess of policy cash surrender value.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Short-term investments – at cost or amortized cost.

Realized gains and losses on sales of investments, recognized in the statement of operations, are determined based on the sale price, and carrying value of the specific security.

Changes in interest rates have a direct, inverse impact on the fair value of fixed income investments. It is reasonably possible that changes in interest rates will occur in the near term and could, as a result of such changes, have a material impact on the fair value of fixed income investments. If a decline in the fair value of an individual investment, except for loan-backed securities, is considered to be other-than-temporary, the difference between amortized book value or original cost and fair value is recorded as a realized investment loss. If the fair value of loan-backed securities declines below its amortized cost basis, the Company determines whether the decline is other-than-temporary. Loan-backed securities with evidence of deterioration of credit quality and for which it is probable that the Company will be unable to collect all contractually required payments receivable, are written down to the present value of cash flows expected to be received.

#### Accrued Investment Income
Investment income due and accrued with amounts over 90 days past due are nonadmitted.

#### Federal Income Taxes
The Company has applied the SSAP No. 101, "Income Taxes." Income tax incurred is recognized by applying the enacted income tax law. Deferred income taxes are provided for temporary differences between the financial statement and tax bases of assets and liabilities at the end of each year based on enacted tax rates. Changes in admitted deferred income tax assets and liabilities are recognized as adjustments to surplus. Deferred tax assets are first subjected to a valuation allowance assessment and then are admitted to the extent they meet specific criteria but are limited to the amount of gross deferred tax assets expected to be reversed within a limited time period and are limited to a percentage of adjusted capital and surplus. The reversal and surplus limitation parameters in the admission tests are determined based on the risk-based capital levels.

#### Leases
The Company has long-term lease commitments with options to renew at the end of the lease periods. Operating lease payments are charged to the income statement in the period in which they are incurred. On June 18, 2025, the Company early terminated its Bellevue office building lease, which will expire June 30, 2026. The Company paid $3,152,000 in pre-tax early termination fees. See Note 12 for additional information on lease commitments.

#### Death, Disability and Other Benefits
Death and disability benefits represent the estimated ultimate net cost of all reported and unreported claims incurred through year end. Such estimates are based on projections applied to historical claim payment data.

#### Electronic Data Processing Equipment and Software
Depreciation on electronic data processing (EDP) equipment and software, a non-admitted asset, is calculated using the straight-line basis over 3 years. Gross EDP equipment and software, accumulated depreciation and net admitted assets for December 31, 2025, and 2024, are as follows:

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Depreciation expense on EDP equipment and software assets was $1,406,000, $3,000, $251,000 and for the year ended December 31, 2025, 2024, and 2023, respectively, and has been included in general insurance expenses.

#### Financial Instruments and Concentrations of Credit Risk
The Company's financial instruments that are exposed to concentrations of credit risk consist primarily of cash, investments, and reinsurance receivables and payables.

The Company cedes insurance risk to various reinsurance companies that have low default risk based on different rating agencies risk assessments. The Company's management reviews the financial strength of its reinsurers at the inception of a reinsurance contract and periodically thereafter for the purpose of assessing the financial ability of the reinsurers to perform. Management believes that its reinsurers have the financial strength to perform on their financial obligations.

The Company places its cash with high credit quality institutions. At times, such amounts may be in excess of the FDIC insurance limits. Management believes that risk with respect to these balances is minimal, due to the high credit quality of the depositories.

The Company invests in high quality securities with no significant concentration of risk.

#### Accounting Changes and Corrections of Errors
At March 31, 2024, the Company included a SSAP No. 3 Accounting Changes and Corrections of Errors adjustment on page 4 Line 5301 Column 1 in the amount of $5,602,000 net of tax to correct a prior year error in the calculation of Commissions.

#### Change in Valuation Basis
There were no changes in reserve valuation basis for 2025.

#### Statements of Cash Flows
For purposes of the statement of cash flows the following are included: cash, cash equivalents and short-term investments. Cash equivalents consist of money market funds and fixed income securities with maturities of 3 months or less. Short-term investments consist of fixed income securities that do not qualify as cash equivalents and have a remaining maturity of 12 months or less.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. **Investments**

The components of investment income by type of investment for the years ended December 31, 2025, 2024, and 2023 are as follows:

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Investment expenses included the following fees paid to the Company's various affiliated investment managers:

In 2025, 2024, and 2023, the Company's investment expense included fees of approximately $193,000, $234,000 and $353,000, respectively, to its Parent Company, FGI.

In 2025, 2024, and 2023, the Company's investment expenses included fees of approximately $123,000, $51,000 and $331,000, respectively, to Zurich Investment Services.

In 2025, 2024, and 2023, the Company's investment expenses included fees of approximately $2,200,000, $1,930,000, $2,315,000, respectively, to Zurich Global Investment Management.

In 2025, 2024, and 2023, the Company's investment expenses included fees of approximately ($104,000), $521,000 and $713,000, respectively, to Zurich Alternative Asset Management.

#### Interest Income Due and Accrued
The gross, non-admitted and admitted amounts for interest income due and accrued as of December 31,

2025, 2024, and 2023 are as follows:

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#### Realized Gains and Losses
Realized gains and losses on sales, redemptions and impairments of investments are determined based on the actual cost of the securities. Realized investment gains and losses for the years ended December 31, 2025, 2024, and 2023 are as follows:

![](image10.jpg)

Impairment losses included in realized gains and losses above were $0, $17,217,000 and $3,445,000 for the years ended December 31, 2025, 2024, and 2023, respectively.

#### Unrealized Gains and Losses on Fixed Maturities
Amortized cost, gross unrealized gains, gross unrealized losses, fair value of fixed maturities and equity securities as of December 31, 2025, and 2024 are as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![](image11.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![](image12.jpg)

#### Unrealized Losses on Fixed Maturities and Equity Securities
Fair value and gross unrealized losses of fixed maturities and equity securities as of December 31, 2025, and 2024 were as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![](image13.jpg)

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Fixed maturities represented 100% of the Company's total unrealized loss amount, which comprised of 269 and 166 securities as of December 31, 2025, and 2024, respectively.

Fixed maturities in an unrealized loss position for less than 12 months were comprised of 225 and 9 securities, with total fair values of approximately $51,859,000 and $121,647,000 as of December 31, 2025, and 2024, respectively. Most of these securities are investment grade fixed maturities that have decreased in fair values due to changes in interest rates since the date of purchase.

Fixed maturities in an unrealized loss position for 12 months or more were comprised of 44 and 100 securities, with total fair values of approximately $52,881,000 and 132,535,000 as of December 31, 2025, and 2024, respectively. The decline in market value for these securities is primarily attributable to changes in interest rates. A variety of data is reviewed, including the aging and severity of unrealized losses; watch lists distributed by the asset managers, deviations in market prices between months, and results of tests indicating if any bond holdings with unrealized losses have a credit rating below investment grade for 12 consecutive months. If a fixed maturity security, except for asset-backed securities, is deemed other-than-temporarily impaired, then the security's book value basis is written down to current market value with the Company recognizing an impairment loss in current period's earnings.

Because the decline in market value is attributable to changes in interest rates and not credit quality and because the Company has the ability and intent to hold the fixed income investments until a recovery of fair value, which may be maturity, the Company does not consider these investments to be other-than-temporarily impaired as of December 31, 2025, and 2024, respectively

#### Asset-Backed Securities
There were no asset-backed securities impaired during 2025 and 2024 due to intent to sell or inability or lack of intent to retain the security for a period of time sufficient to recover the amortized cost basis. Asset-backed securities with evidence of deterioration of credit quality for which it is probable that the Company will be unable to collect all contractually required payments receivable, are written down to the present value of expected cash flows to be received. In determining the impairments for asset-backed securities, a review of default rate, credit support and other key assumptions is made on the security level.

#### Prepayment Penalty and Acceleration Fees
For securities sold, redeemed or otherwise disposed as a result of a callable feature, the following table discloses the number of CUSIPs sold, redeemed or otherwise disposed and the aggregate amount of investment income generated as a result of a prepayment penalty and/or acceleration fee for the years ended December 31, 2025, and 2024 are as follows:

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#### Subprime Mortgage Related Risk Exposure
The Company has no direct exposure through investments in subprime mortgage loans.

#### 5GI Securities
The Company does not have any 5GI securities as of December 31, 2025, and 2024.

#### Maturities of Bonds
The amortized cost and fair value of bonds and short-term investments, by contractual maturity, at December 31, 2025, are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalty:

![](image16.jpg)

#### Sales of Bonds and Common Stocks
The gross gains, gross losses and proceeds from sales on bonds and common stocks for the years ended December 31, 2025, 2024, and 2023 are as follows:

![](image17.jpg)

Bonds with an amortized cost of approximately $5,299,000 and $5,253,000 were on deposit with regulatory authorities at December 31, 2025, and 2024, respectively, to satisfy regulatory requirements. The fair value of these securities was approximately $3,866,000 and $3,662,000 as of December 31, 2025, and 2024, respectively.

#### Commercial Mortgage Loans
As of December 31, 2025, the Company no longer has any investment in mortgage loans. The Company disposed of all mortgage loans on November 1, 2023.

#### Real Estate
Real estate investments at December 31, 2025, and 2024 were as follows:

![](image18.jpg)

The Company establishes wholly owned subsidiary single member LLC legal entities to invest in direct real estate properties held for the production of income. As of December 31, 2025, the Company owned the following legal entities: BOS Office 3, LLC and CHI Ind 6, LLC. The Company recognized $0, $17,217,000 and $3,445,000 impairments on real estate for the years ended December 31, 2025, 2024 and 2023, respectively. At December 31, 2025, BOS Office 3, LLC was classified as held for sale. During 2025, The Company sold one real estate property: Raleigh Office 2, LLC. The Company recognized a total capital loss of $2,205,245. Both the impairment loss and the net capital loss on disposal are reported in the Statement of Operations under net realized capital gains/(losses) net of taxes.

#### Restricted Assets
As of December 31, 2025, and 2024, total restricted assets amounted to $1,578,527,000 and $1,427,725,000 respectively. Of these assets, bonds and short-term investments on deposit were for state insurance departments to satisfy regulatory requirements.

![](image19.jpg)

![](image20.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. **Fair Value of Financial Instruments**

Included in various investment related line items in the financial statements are certain financial instruments carried at fair value on a recurring basis. Other financial instruments are periodically measured at fair value, such as when impaired, or, for certain bonds when carried at the lower of cost or market.

The Company's financial assets and liabilities carried at fair value have been classified, for disclosure purposes, based on a hierarchy defined by SSAP No. 100R. The hierarchy gives the highest ranking to fair values determined using unadjusted quoted prices in active markets for identical assets and liabilities (Level 1) and the lowest ranking to fair values determined using methodologies and models with unobservable inputs (Level 3). An asset's or liability's classification is based on the lowest level input that is significant to its measurement. For example, a Level 3 fair value measurement may include inputs that are both observable (Levels 1 and 2) and unobservable (Level 3).

The levels of the fair value hierarchy are as follows:

---

| | |
|:---|:---|
| **Level 1** | Fair value measurements based on observable inputs that reflect quoted prices for identical assets or liabilities in active markets that the company has the ability to access at the measurement date. Level 1 securities include money market funds. |

---

---

| | |
|:---|:---|
| **Level 2** | Fair value measurements based on quoted prices in markets that are not active or significant inputs that are observable either directly or indirectly. Level 2 inputs include the following: |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Quoted prices for similar assets or liabilities in active markets.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Quoted prices for identical or similar assets or liabilities in non-active markets.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Inputs other than quoted market prices that are observable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Inputs that are derived principally from or corroborated by observable market data through correlation or other means.

---

| | |
|:---|:---|
| **Level 3** | Fair value measurements based on valuation techniques that require significant inputs that are both unobservable and significant to the overall fair value measurement. These measurements include circumstances in which there is little, if any, market activity for the asset or liability and reflect management's own judgments about the assumptions a market participant would use in pricing the asset or liability. |

---

There were no revisions to the Company's fair value level classifications policy for 2025 or 2024.

#### Financial Assets and Liabilities Measured at Fair Value on a Recurring Basis
The following table provides information as of December 31, 2025, and 2024 about the Company's financial assets measured at fair value:

![](image21.jpg)

![](image22.jpg)

#### Level 1 Financial Assets

#### Separate Account Assets
Fair values and changes in the fair values of separate account assets generally accrue directly to the contract holders and are not included in the Company's revenues and expenses or surplus.

Separate account assets in Level 1 include actively traded institutional and retail mutual fund investments valued by the respective mutual fund companies.

#### Changes in Level 3 Assets Measured at Fair Value on a Recurring Basis
There were no changes in assets classified as Level 3 for the years ended December 31, 2025, and 2024.

#### Policy on Transfers In and Out of Level 3
At the end of each reporting period, the Company evaluates whether or not any event has occurred, or circumstances have changed that would cause an investment to be transferred in or out of Level 3. There were no transfers in or out of Level 3 in 2025, and 2024.

#### Fair Values of Financial Instruments and its Level within the Fair Value Hierarchy
The following tables provide information as of December 31, 2025, and 2024 about the fair values of the Company's financial instruments and their levels within the fair value hierarchy.

![](image23.jpg)

![](image24.jpg)

The following methods and assumptions were used to estimate the fair value of financial instruments as of December 31, 2025, and 2024:

#### Bonds
The fair values of bonds are valued using quoted market prices from third party sources. If quotes from these sources were not available, a broker dealer estimate was used. Unless representative trades of securities actually occurred at year end, these quotes are generally estimates of market value based on an evaluation of appropriate factors such as trading in similar securities, yields, credit quality, coupon rate, maturity, type of issues and other market data. Major inputs include yield curves, yields, and expected future cash flows. Level 3 bonds consist of non-agency mortgage-backed securities with significant unobservable inputs.

#### Receivables/Payables for Securities
The fair value for receivables/payables for securities are based on quoted market prices from third party sources.

#### Cash, Cash Equivalents and Short-Term Investments
The costs of these items are a reasonable estimate of their fair value. The fair value of money market mutual funds are valued using net asset value (NAV).

#### Accrued Investment Income
The cost of accrued investment income approximates fair value unless otherwise noted.

#### Separate Accounts
The separate accounts assets are carried at fair value based on the reported NAV per share of the respective portfolios at December 31, 2025, and 2024. Accumulation values are computed daily based on the change in fair market value of the NAV of the subaccount less mortality and expense risk charges for the subaccount. The Company uses the value of the assets as a reasonable estimate of the value of the liabilities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. **Related Parties**

The Company is a subsidiary of Farmers Group Inc (FGI), an insurance holding company domiciled in the state of Nevada. As the Parent Company, FGI performs legal, investment, and marketing services on behalf of the Company. Fees for these services are determined by using various cost allocation methods.

FGI has an agreement with the Company to provide sales and marketing, human resource, information technology, real estate, tax, payroll, investments, purchasing, warehousing, corporate legal and other services. Fees charged to the Company by FGI were approximately $33,509,000, $22,830,000, and $31,853,000, for the years ended December 31, 2025, 2024, and 2023, respectively, and are expensed as incurred.

The Exchanges have an agreement with the Company to provide distribution and other services. Fees charged to the Company by the Exchanges were approximately $18,625,000, $19,836,000, and $24,566,000 for the years ended December 31, 2025, 2024, and 2023, respectively, and are expensed as incurred.

MI Administrators, LLC is a wholly owned subsidiary of Farmers Insurance Group Leasing and was formed on September 24, 2008, under the laws of the State of Delaware. MI Administrators serves as a paymaster entity for the Company and affiliate entities and facilitates cash settlement of related party transactions in accordance with the State of Washington's business and occupation regulations.

The Company has a service agreement with its affiliate, Zurich American Life Insurance Company ("ZALICO"), for the Company to perform administrative services reasonably necessary in the ordinary course of business, including but not limited to data processing, financial services, investment services, and certain other services as deemed necessary. The service agreement with ZALICO ended in 2024. Fees charged by the Company to ZALICO were approximately $0, $56,000, and $56,000, for the years ended December 31, 2025, 2024, and 2023, respectively and are expensed as incurred.

As part of a tax sharing agreement with FGI, FNWL remitted a net payment of $1,829,865 for the year ended December 31, 2025, and received a net refund of $8,375,000 for the year ended December 31, 2024. The prepayments were $0 and $500,000 for December 31, 2025, and December 31, 2024, respectively.

For information on investment fees paid to affiliates or affiliated investments, please refer to Note 3.

For information related to dividends paid to FGI, please refer to note 7.

For the period ended December 31, 2025, and 2024, the Company reported the following amounts due from or to related parties, excluding reinsurance related balances: (Please refer to Note 6 for reinsurance related balances.)

![](image25.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. **Reinsurance**

The Company assumes business from and cedes business to reinsurers to share risks under certain term, whole life, universal life and annuity policies for the purpose of reducing exposure to large losses.

Reinsurance ceded contracts do not relieve the Company from its obligations to policyholders. The Company remains liable to its policyholders for the portion reinsured to the extent that any reinsurer does not meet its obligations for reinsurance ceded to it under the reinsurance agreements. Failure of the reinsurers to honor their obligations could result in losses to the Company. Provisions are established for amounts deemed or estimated to be uncollectible. As of December 31, 2025, and 2024, no amounts have been recorded in relation to uncollectible reinsurance balances.

On May 17, 2023, the Company entered into an agreement with Security Life of Denver ("SLD") effective August 1, 2023, to reinsure the remaining inforce life, A&H and annuity blocks of business of the Company. In connection with, and at the same time, the Company recaptured all reinsurance from its affiliate, Zurich Insurance Company ("ZIC"), and placed it with SLD. Specific to this reinsurance transaction with SLD, the Company ceded approximately $4.0 billion in assets and $5.2 billion in statutory reserves.

Effective September 22, 2025, the Company cedes 95% of contractual risk for new issues of term policies subject to simplified underwriting to ZIC. Effective October 11, 2025, the Company cedes 95% of contractual risk for new issues of indexed universal life polices subject to simplified underwriting to ZIC. Premiums ceded to ZIC approximated $1,171,000, $0, and $101,817,000 for the years ended December 31, 2025, 2024, and 2023, respectively. Claims ceded to ZIC were approximately $0, $0, and $58,948,000 for the years ended December 31, 2025, 2024, and 2023, respectively. Changes in reserves ceded to ZIC were approximately $11,000, $0 and ($1,587,178,000) for the years ended December 31, 2025, 2024, and 2023, respectively.

Premiums assumed from unaffiliated companies approximated $147,000, $180,000 and $165,000 for the years ended December 31, 2025, 2024, and 2023, respectively. Premiums ceded to unaffiliated companies approximated $1,186,960,000, $1,199,403,000 and $5,374,166,000 for the years ended December 31, 2025, 2024, and 2023, respectively. Claims assumed from unaffiliated companies approximated $75,000, $0 and $0 for the years ended December 31, 2025, 2024, and 2023, respectively. Claims ceded to unaffiliated companies were approximately $586,329,000, $576,295,000 and $387,550,000 for the years ended December 31, 2025, 2024, and 2023, respectively. Changes in reserves assumed from unaffiliated companies were approximately ($71,000), ($122,000), and ($64,000) for the years ended December 31, 2025, 2024, and 2023, respectively. Changes in reserves ceded to unaffiliated companies were approximately ($53,460,000), ($117,051,000) and $5,205,741,000 for the years ended December 31, 2025, 2024, and 2023, respectively.

The estimated amounts of aggregate reduction in surplus due to termination of all reinsurance agreements by either party as of December 31, 2025, and 2024 would be approximately $1,980,177,000 and $1,884,218,000, respectively.

As of December 31, 2025, there is a amount of Reserves ($92) for Covered Policies subject to the requirements of Actuarial Guideline XLVIII as defined in Section 4.B and per exemptions in Section 3.

---

| | | |
|:---|:---|:---|
| Required Level of Primary Security ($000000) as of 12/31/2025 | Required Level of Primary Security ($000000) as of 12/31/2025 | Required Level of Primary Security ($000000) as of 12/31/2025 |
| Farmers<br> Term Life | Farmers Indexed Universal Life | Total |
| $0.00 | $0.00 | $0.00 |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. **Surplus and Restrictions**

Statutory surplus of approximately $464,358,000 and $506,598,000 as of December 31, 2025 and 2024, respectively, is the amount held for the benefit of the stockholder. The entire amount in 2025 and 2024 is designated as stockholder's surplus for tax purposes and would not subject the Company to taxation if paid as a cash dividend.

The amount of dividends that can be paid by the Company to its stockholder without prior approval (or non-disapproval) of the OIC is limited to the lesser of: (i) 10% of its statutory earned surplus or (ii) the statutory net income before realized gains and losses from the preceding calendar year. All dividends paid during the preceding 12 month rolling period are considered for this calculation. Earned surplus consists of funds derived from any realized net profits and does not include unrealized capital gains or re-evaluation of assets. A dividend paid that does not meet the above specifications is defined in total as an "extraordinary dividend" and requires advance approval from the OIC. The maximum dividend payouts that could be made without prior approval of the OIC for the years 2026, and 2025 are $0 and $0, respectively. Dividends are approved by the board of directors.

On November 8, 2023, the Company declared extraordinary dividends in the amount of $1,200,000,000 that was paid to FGI on December 27, 2023, with the non-disapproval of the Washington Office of Insurance Commissioner.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. **Employees' Retirement Plans**

Prior to January 1, 2009, FGI sponsored a qualified, noncontributory defined benefit pension plan where benefits were based on years of service and the employee's compensation during the last five years of employment. Effective January 1, 2009, the Company transitioned to a Cash Balance Program. Under the Cash Balance Program, FGI makes regular contributions to the employee's account. The amount of these contributions is based on a percentage of an employee base pay and will vary depending on an employee's age and length of service. However, vested employees who were age 40 and over or who had 10 or more years of service as of December 31, 2008, were "grandfathered" in the previous Pension Program. This approach helped employees closer to retirement to maintain the full value of their anticipated pension benefit.

The FGI funding policy is to make sufficient contributions to the pension plan to fully provide for employees benefits at the time of retirement.

FGI announced on October 20, 2016, that it would freeze all pension plan benefits (final average earnings and cash balance formulas) effective December 31, 2018. The impacted employees kept all benefits accrued through December 31, 2018, but no longer accrue benefits after that date. As part of this change, starting January 1, 2019, FGI contributes an additional 4% of eligible pay to employees' 401K Savings Plan as explained in note 9.

In addition, the Company provides post-retirement benefits to retired employees through a plan also sponsored by FGI. The Company has no legal obligation for benefits under these plans. FGI charges the Company an allocated share of such contributions based on characteristics of the population of plan participants.

The expenses allocated for pension and post-retirement benefit costs were approximately $297,000, $329,000, and $561,000 for the years 2025, 2024, and 2023, respectively. Pension plan and post-retirement plan assets and liabilities are carried by FGI.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. **Employees' Incentive Plans**

Prior to January 1, 2009, FGI and its subsidiaries had two profit sharing plans providing for cash payments to all eligible employees, the Cash Profit Sharing Plan and Deferred Profit-Sharing Plan. Effective January 1, 2009, the Company transitioned from the two profit sharing plans to a 401K Savings Plan and the Short-Term Incentive Plan ("STIP") award program.

The 401K Savings Plan includes a dollar-for-dollar Company match up to 6% of employees earned base pay. Vesting is immediate for employee contributions and employer match. Effective January 1, 2019, FGI contributes an additional 4% Company Base Contribution to employees 401(k) Savings Plan, regardless of employee contribution. Three years of eligible service is required to vest in the 4% Company Base Contribution. The cost to the Company for the 401(k) Savings Plan is included in the overhead and administrative charges paid by the Company to FGI.

The STIP program has two drivers. The award pool funding is determined by the Company meeting predetermined business performance metrics each year. Secondly, the pool is distributed based on annual individual performance ratings. The majority of Farmers employees participate in the STIP award program. Up to 85% of the award can be deferred into the Company's 401K Savings Plan.

The Company's share of expenses for the STIP award program for the years ended December 31, 2025, 2024, and 2023 was approximately $3,930,000, $3,682,000, and $4,946,000, respectively. Additionally, the Company's contributions to the 401K Savings Plan totaled $2,525,000, $2,721,000 and $3,486,000 for the years ended December 31, 2025, 2024, and 2023 respectively.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Federal Income Taxes**

The components of the Company's net deferred tax asset ("DTA") / deferred tax liability ("DTL") as of December 31, 2025, and 2024 are as follows:

![](image26.jpg)

![](image27.jpg)

![](image28.jpg)

The SSAP No. 101 admission calculation components are as follows:

![](image29.jpg)

![](image30.jpg)

![](image31.jpg)

The impacts of tax planning strategies on the Company's DTAs are as follows:

![](image32.jpg)

![](image33.jpg)

![](image34.jpg)

The Company's tax planning strategies do not include the use of reinsurance.

The Company is currently recognizing all deferred tax liabilities.

Current income taxes incurred for the years ended December 31, 2025, 2024, and 2023 consisted of the following major components:

![](image35.jpg)

The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and liabilities as of December 31, 2025, and 2024 were as follows:

![](image36.jpg)

The change in net deferred income taxes as of December 31, 2025, and 2024 was composed of the following:

![](image37.jpg)

The provision for federal income taxes incurred is different from that which would be obtained by applying the statutory federal income tax rate at 21% to income before income taxes. The significant items causing this difference are as follows:

![](image38.jpg)

As of December 31, 2025, the Company did not have any operating loss carry-forwards or capital loss carry forwards.

The following are income taxes incurred in the current and prior years that will be available for recoupment in the event of future net losses:

&nbsp;&nbsp;&nbsp;&nbsp; ![](image39.jpg)

There were no deposits admitted under IRC §6603.

The Company's federal income tax return is consolidated with the following entities, with Farmers Group, Inc. (d.b.a Farmers Underwriters Association) as the parent:

Farmers Group, Inc. (d.b.a. Farmers Underwriters Association)

Truck Underwriters Association

Fire Underwriters Association

FIG Holding Company

FIG Leasing Company, Inc.

Farmers Services Corporation

Farmers Underwriters Association

Farmers Reinsurance Company

Kraft Lake Insurance Agency, Inc.

Western Star Insurance Services, Inc.

Farmers General Insurance Agency, Inc

The method of allocation between the companies is subject to a written agreement, which has been approved by the Board of Directors. Allocation is based upon separate return calculations with an immediate benefit for a taxable loss which is utilized in the current year consolidated return. Intercompany tax balances are settled annually within 30 days after the filing of the consolidated federal income tax return, the payment of an estimated payment, an additional assessment of the consolidated tax liability, a refund of the consolidated tax liability or any other reduction to the member's apportioned tax liability in accordance with the tax sharing agreement.

The Company adheres to the provisions of the Life Insurance Company Income Tax Act of 1959 as amended by the 1984 and 1986 Tax Reform Acts.

The significant tax jurisdiction for the Company is U.S. federal tax. The tax years prior to 2015 and tax years 2019 through 2021 for U.S. federal tax are closed to tax authority examinations. The Farmers Group Inc. consolidated tax group is currently under examination by the Internal Revenue Service for years 2015, 2016, 2017, and 2018.

The Company records any potential net interest and penalties in the income tax expense component of the statement of operations.

The Company does not have any tax loss contingencies for which it is reasonably possible that the total liability will significantly increase within twelve months of the reporting date.

During 2025 and 2024, the Company did not accrue any interest and penalties related to income tax contingencies.

The Company does not have any liability for Repatriation Tax.

The Company does not have any Alternative Minimum Tax Credits.

The Inflation Reduction Act of 2022 includes a corporate alternative minimum tax (CAMT), effective in 2023, that is based on the adjusted financial statement income set forth on the applicable financial statement of an applicable corporation.

The CAMT applies to companies with average annual book income exceeding $1 billion and assesses a 15% tax on financial statement income (adjusted for certain items) based on the applicable financial statement to the extent that amount exceeds the regular corporate tax.

The Company is an applicable reporting entity. The controlled group of corporations of which the Company is a member has determined that it is an applicable corporation. However, the Company has determined that it does not have a CAMT liability based on the current information.

The Accounting policy election is to disregard CAMT when evaluating the need for a valuation allowance for its non-CAMT deferred tax assets.

On July 4, 2025, the One Big Beautiful Bill Act ("OBBBA") was signed into law by President Trump. The Act includes a broad range of tax reform provisions affecting businesses, including 100% bonus depreciation on qualifying assets, expensing of US-based research and development costs and interest expense limitation in 2025. There was no material net impact to the Company's financial statements from the enactment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Contingencies**

The Company is subject to guaranty fund and other assessments by the states in which it writes business. Guaranty fund assessments are accrued at the time of insolvencies as they become known to the Company if they are material. Other assessments are accrued at the time of assessment, or, in the case of loss-based assessments, at the time the losses are incurred. Based upon information provided by the National Organization of Life and Health Insurance Guaranty Associations (NOLHGA), the Company has accrued liabilities for guaranty fund assessments of $1,208,000 and $1,277,000 for December 31, 2025, and December 31, 2024, respectively; and related premium tax benefit assets of $871,000 and $944,000 for December 31, 2025, and December 31, 2024, respectively. The amounts represent management's best estimates based on information received from the states in which the Company writes business and may change due to many factors including the Company's share of the ultimate cost of current insolvencies.

The Company is periodically subject to lawsuits arising from the normal course of its business activities. These actions are in various stages of discovery and development, and some seek punitive as well as compensatory damages. The Company intends to vigorously defend its position in each case, and management believes that, while it is not possible to predict the outcome of such matters with absolute certainty, ultimate disposition of these proceedings should not have a material adverse effect on the Company's statements of assets, liabilities, capital and surplus, results of operations or cash flows.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Commitments**

Statutory guidance provides that an operating expense lease should be recognized on a straight-line basis over the lease term, even if payments are not made on a straight-line basis.

As of December 31, 2025, the total minimum aggregate rental commitment for the length of the lease period was $372,000, the future minimum rental payments required by leases are as follows:

![](image40.jpg)

The following schedule shows the composition of total rental expenses for all operating leases except those with terms of a month or less that were not renewed:

![](image41.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Separate Accounts**

The Company is licensed to issue VUL and deferred variable annuity contracts although it suspended issuance of "new" VUL and variable annuities, effective February 28, 2024, and September 30, 2012, respectively. The assets and liabilities held for VUL, Farmers EssentialLife VUL, Life Accumulator VUL and deferred variable annuity contracts are held in the Accounts, which are legally segregated from the general assets of the Company. As of December 31, 2025, there were 33 subaccounts available for the VUL products, 43 subaccounts available for variable annuity, 38 subaccounts available for Farmers EssentialLife VUL and 21 subaccounts available for the Life Accumulator VUL product. The sub-accounts invest in underlying mutual fund portfolios. Shares of each portfolio are purchased and redeemed at net asset value, without a sales charge. Any dividends and distributions from a portfolio are reinvested at net asset value in shares of that same portfolio. The deposits collected for variable contracts are invested at the direction of the contract holders in the subaccounts that comprise the Accounts. Absent any contract provisions wherein the Company contractually guarantees either a minimum return or account value, the contract holders bear the investment risk that the subaccounts may not meet their stated objectives. The assets of the Accounts are carried at fair value. The Accounts' liabilities represent the contract holders' claims to the related assets. Investment income and realized capital gains and losses of the Accounts accrue directly to the contract holders and, therefore, are not included in the Company's statutory basis statements of operations. Mortality, policy administration, and surrender charges to all accounts are included in the revenues of the Company.

As of December 31, 2025, the separate account assets that are legally insulated from the general account claims are as follows:

![](image42.jpg)

Only the Company's Variable Annuity has separate account products with guarantees backed by the general account. The maximum guarantee for separate account products as of December 31, 2025, is $261,707,000. The fund value is $257,851,000. The maximum guaranteed excess is $3,857,000.

The risk charges paid by the separate account to the general account for the past five years as compensation for the risk taken by the general account are as follows:

![](image43.jpg)

The amounts paid by the general account due to separate account guarantees during the past five years consisted of the following:

![](image44.jpg)

Premiums, considerations, or deposits received for the years ended December 31, 2025, 2024, and 2023, were approximately $111,115,000, $119,410,000 and $122,694,000, respectively.

Reserves for accounts with assets as of December 31, 2025, and 2024, at market value are approximately $1,569,619,000 and $1,416,104,000, respectively. The entire reserve amount is subject to discretionary withdrawal. Since all investment returns are credited directly to the policyholders, no reserves are held for asset default risk in lieu of AVR.

A reconciliation of net transfers to separate accounts for the years ended December 31, 2025, 2024 and 2023 is as follows:

&nbsp;&nbsp;&nbsp;&nbsp; ![](image45.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Premium and Annuity Considerations Deferred and Uncollected**

There are no deferred and uncollected life and accident and health insurance premiums and annuity considerations as of December 31, 2025, and 2024.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;15. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Analysis of Annuity Actuarial Reserves and Deposit-Type Liabilities By Withdrawal Characteristics**

The following is the analysis of annuity actuarial reserves and deposit-type liabilities by withdrawal characteristics as of December 31, 2025, and 2024.

![](image46.jpg)

![](image47.jpg)

![](image48.jpg)

The following is the analysis of life actuarial reserves by withdrawal characteristics as of December 31, 2025, and 2024:

![](image49.jpg)

![](image50.jpg)

![](image51.jpg)

![](image52.jpg)

![](image53.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Subsequent Events**

No material subsequent events have occurred since December 31, 2025, through April 24, 2026, the date at which the financial statements were issued, that would require adjustment or disclosure to the financial statements.

#### Farmers Variable Life

#### Separate Account A of Farmers New World Life Insurance Company
(A Wholly Owned Subsidiary of Farmers Group, Inc.)

#### Financial Statements

#### December 31, 2025

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Index

---

| | |
|:---|:---|
|  | Page |
| [Statements of Assets and Liabilities](#d28ccbda869a40b0b0bbe782b4fd2f93) | [5](#d28ccbda869a40b0b0bbe782b4fd2f93) |
| [Statements of Operations](#z7ae565ccd48d4b84a212743772109a40) | [17](#z7ae565ccd48d4b84a212743772109a40) |
| [Statements of Changes in Net Assets](#z61dd1a5540a3472eb0575cb8bd5271bc) | [29](#z61dd1a5540a3472eb0575cb8bd5271bc) |
| [Notes to Financial Statements](#z9e103b81549f4cdab2d8f2341a056439) | [57](#z9e103b81549f4cdab2d8f2341a056439) |

---

#### Report of Independent Registered Public Accounting Firm

To the Board of Directors of Farmers New World Life Insurance Company and the Contract Owners of Farmers Variable Life Separate Account A:

#### Opinion on the Financial Statements
We have audited the accompanying statements of assets and liabilities of each of the subaccounts listed in the Appendix that comprise Farmers Variable Life Separate Account A (the Separate Account), as of December 31, 2025, and the related statements of operations for the year then ended, and the statements of changes in net assets for the two years then ended, and the related notes (collectively referred to as the "financial statements"). In our opinion, the financial statements present fairly, in all material respects, the financial position of each subaccount as of December 31, 2025, the results of its operations for the year then ended and changes in its net assets for each of the two years then ended, in conformity with U.S. generally accepted accounting principles.

#### Basis for Opinion
These financial statements are the responsibility of the Separate Account's management. Our responsibility is to express an opinion on each of the subaccounts' financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) ("PCAOB") and are required to be independent with respect to the Separate Account in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our procedures included confirmation of securities owned as of December 31, 2025, by correspondence with the fund companies or their transfer agents, as applicable. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

/s/ Ernst & Young LLP

We have served as the auditor of the Separate Account since 2021.

Atlanta, Georgia

April 30, 2026

#### Appendix – Subaccounts comprising Farmers Variable Life Separate Account A

---

| |
|:---|
|  American Funds Insurance Series – Asset Allocation Fund |
|  American Funds Insurance Series – Capital Income Builder Fund |
|  American Funds Insurance Series – Capital World Growth and Income Fund |
|  American Funds Insurance Series – Global Growth Fund |
|  American Funds Insurance Series – Growth Fund |
|  American Funds Insurance Series – Growth-Income Fund |
|  American Funds Insurance Series – International Fund |
|  BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares – Sustainable U.S. Equity Portfolio |
|  BNY Mellon Variable Investment Fund – Service Class Shares – Opportunistic Small Cap Portfolio |
|  Calvert Variable Series, Inc. – VP SRI Mid Cap Portfolio |
|  DWS Investments VIT Funds – Class B Shares – DWS Equity 500 Index VIP |
|  DWS Variable Series I – Class A Shares – DWS Core Equity VIP |
|  DWS Variable Series I – Class A Shares – DWS CROCI International VIP |
|  DWS Variable Series I – Class A Shares – DWS Global Small Cap VIP |
|  DWS Variable Series II – Class A Shares – DWS CROCI U.S. VIP |
|  DWS Variable Series II – Class A Shares – DWS Government Money Market VIP |
|  DWS Variable Series II – Class A Shares – DWS High Income VIP |
|  DWS Variable Series II – Class A Shares – DWS Small Mid Cap Growth VIP |
|  Fidelity Variable Insurance Products ("VIP") Funds – Service Class – VIP Growth Portfolio |
|  Fidelity Variable Insurance Products ("VIP") Funds – Service Class – VIP Index 500 Portfolio |
|  Fidelity Variable Insurance Products ("VIP") Funds – Service Class – VIP Mid Cap Portfolio |
|  Fidelity VIP Freedom Funds – Service Class 2 Shares – VIP Freedom 2010 Portfolio |
|  Fidelity VIP Freedom Funds – Service Class 2 Shares – VIP Freedom 2015 Portfolio |
|  Fidelity VIP Freedom Funds – Service Class 2 Shares – VIP Freedom 2020 Portfolio |
|  Fidelity VIP Freedom Funds – Service Class 2 Shares – VIP Freedom 2025 Portfolio |
|  Fidelity VIP Freedom Funds – Service Class 2 Shares – VIP Freedom 2030 Portfolio |
|  Fidelity VIP Freedom Funds – Service Class 2 Shares – VIP Freedom Income Portfolio |
|  Fidelity VIP FundsManager Portfolios – Service Class 2 – Shares VIP FundsManager 20% Portfolio |
|  Fidelity VIP FundsManager Portfolios – Service Class 2 – Shares VIP FundsManager 50% Portfolio |
|  Fidelity VIP FundsManager Portfolios – Service Class 2 – Shares VIP FundsManager 70% Portfolio |
|  Fidelity VIP FundsManager Portfolios – Service Class 2 – Shares VIP FundsManager 85% Portfolio |
|  Franklin Templeton Variable Insurance Products Trust – Class 2 – Developing Markets VIP Fund |
|  Franklin Templeton Variable Insurance Products Trust – Class 2 – Small-Mid Cap Growth VIP Fund |
|  Franklin Templeton Variable Insurance Products Trust – Class 2 – Small Cap Value VIP Fund |
|  Goldman Sachs Variable Insurance Trust – Institutional Class – Mid Cap Value Fund |
|  Goldman Sachs Variable Insurance Trust – Institutional Class – Small Cap Equity Insights Fund |
|  Goldman Sachs Variable Insurance Trust – Institutional Class – Strategic Growth Fund |
|  Janus Henderson – VIT Balanced Portfolio (Service Shares) |
|  Janus Henderson – VIT Enterprise Portfolio (Service Shares) |
|  Janus Henderson – VIT Forty Portfolio (Institutional Shares) |
|  PIMCO Variable Insurance Trust – Administrative Class Shares – VIT International Bond Portfolio (U.S. Dollar-Hedged) |
|  PIMCO Variable Insurance Trust – Administrative Class Shares – VIT Low Duration Portfolio |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds – Diversified International Account I |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds – LargeCap Growth Account I |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds – Core Plus Bond Account I |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds – Government & High Quality Bond Account I |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds – Short-Term Income Account I |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds – Capital Appreciation Account II |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds – Equity Income Account II |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds – MidCap Account II |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds – SmallCap Account II |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios – SAM Balanced Portfolio |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios – SAM Conservative Balanced Portfolio |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios – SAM Conservative Growth Portfolio |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios – SAM Flexible Income Portfolio |
|  Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios – SAM Strategic Growth Portfolio |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Assets and Liabilities

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** |
|  | **Asset Allocation Fund** | **Capital Income Builder Fund** | **Capital World Growth and Income Fund** | **Global Growth Fund** | **Growth Fund** |
| **Assets** |  |  |  |  |  |
| Investments, at fair value | $10373013 | $9608383 | $10325804 | $14189563 | $79423731 |
| Dividends receivable | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Total assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10373013 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9608383 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10325804 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14189563 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 79423731 |
| **Liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Total liabilities | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net assets** | $10373013 | $9608383 | $10325804 | $14189563 | $79423731 |
| Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 430514 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 493784 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 377474 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 446124 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1555334 |
| Shares owned in each portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 383476 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 663562 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 561796 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 372332 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 572217 |
| Market value per share | $27.05 | $14.48 | $18.38 | $38.11 | $138.80 |
| Cost of investments | $9376745 | $7638364 | $8129685 | $12884030 | $56179567 |
| Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $— | $— | $— |
| Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $— | $— | $— |
| Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $— | $— | $— |
| EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $10373013 | $9608383 | $10325804 | $14189563 | $79423731 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 430514 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 493784 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 377474 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 446124 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1555334 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $24.09 | $19.46 | $27.36 | $31.81 | $51.07 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Assets and Liabilities

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **American Funds Insurance Series** | **American Funds Insurance Series** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares** | **BNY Mellon Variable Investment Fund – Service Class Shares** | **Calvert Variable Series, Inc.** |
|  | **Growth-Income Fund** | **International Fund** | **Sustainable U.S. Equity Portfolio** | **Opportunistic Small Cap Portfolio** | **VP SRI Mid Cap Portfolio** |
| **Assets** |  |  |  |  |  |
| Investments, at fair value | $26706378 | $4163044 | $5188874 | $10848020 | $222774 |
| Dividends receivable | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Total assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26706378 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4163044 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5188874 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10848020 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 222774 |
| **Liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Net assets** | $26706378 | $4163044 | $5188874 | $10848020 | $222774 |
| Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 761885 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 217940 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 89637 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 360196 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6431 |
| Shares owned in each portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 402933 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 187356 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 90842 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 242576 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8416 |
| Market value per share | $66.28 | $22.22 | $57.12 | $44.72 | $26.47 |
| Cost of investments | $22470237 | $3509262 | $3900522 | $9847988 | $233021 |
| Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $310515 | $6002781 | $222774 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6958 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 209506 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6431 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $44.63 | $28.65 | $34.64 |
| Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $— | $— | $— |
| Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $— | $— | $— |
| EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $26706378 | $4163044 | $4878359 | $4845240 | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 761885 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 217940 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 82678 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 150691 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $35.05 | $19.10 | $59.00 | $32.15 | $— |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Assets and Liabilities

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **DWS Investments VIT Funds – Class B Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series II – Class A Shares** |
|  | **DWS Equity 500 Index VIP** | **DWS Core Equity VIP** | **DWS CROCI International VIP** | **DWS Global Small Cap VIP** | **DWS CROCI U.S. VIP** |
| **Assets** |  |  |  |  |  |
| Investments, at fair value | $4691225 | $6698738 | $26516473 | $21457424 | $54183486 |
| Dividends receivable | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4691225 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6698738 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26516473 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21457424 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 54183486 |
| **Liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Net assets** | $4691225 | $6698738 | $26516473 | $21457424 | $54183486 |
| Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 251943 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 121403 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1822316 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 622997 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 939141 |
| Shares owned in each portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 144079 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 476778 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2544767 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1854574 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2879037 |
| Market value per share | $32.56 | $14.05 | $10.42 | $11.57 | $18.82 |
| Cost of investments | $4276121 | $5211628 | $17856462 | $19308359 | $39740990 |
| Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $6698738 | $21344030 | $14159504 | $47928213 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 121403 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1539980 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 362921 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 784908 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $55.18 | $13.86 | $39.02 | $61.06 |
| Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $3529154 | $— | $— | $— | $90665 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 227639 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6223 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $15.50 | $— | $— | $— | $14.57 |
| Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $1162071 | $— | $— | $— | $148585 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24303 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5940 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $47.82 | $— | $— | $— | $25.01 |
| EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $5172442 | $7297920 | $6016023 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 282336 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 260076 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 142069 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $18.32 | $28.06 | $42.35 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Assets and Liabilities

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** |
|  | **DWS Government Money Market VIP** | **DWS High Income VIP** | **DWS Small Mid Cap Growth VIP** | **VIP Growth Portfolio** | **VIP Index 500 Portfolio** |
| **Assets** |  |  |  |  |  |
| Investments, at fair value | $19505911 | $10747310 | $499394 | $111435951 | $106893010 |
| Dividends receivable | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 31099 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19537010 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10747310 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 499394 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 111435951 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 106893010 |
| **Liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Net assets** | $19537010 | $10747310 | $499394 | $111435951 | $106893010 |
| Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1592204 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 358843 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 37505 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1417059 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1578447 |
| Shares owned in each portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19505911 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1872354 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 35193 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1154059 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 162716 |
| Market value per share | $1.00 | $5.74 | $14.19 | $96.56 | $656.93 |
| Cost of investments | $19505911 | $10896021 | $484838 | $100449705 | $49463814 |
| Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $15210600 | $6487665 | $499394 | $52413091 | $46481293 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1217230 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 197375 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 37505 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 695256 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 697636 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $12.49 | $32.87 | $13.32 | $75.39 | $66.63 |
| Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $— | $942714 | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 57729 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $— | $16.33 | $— |
| Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $— | $1491772 | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21427 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $— | $69.62 | $— |
| EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $4326411 | $4259645 | $— | $56588374 | $60411717 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 374974 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 161468 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 642647 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 880811 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $11.56 | $26.38 | $— | $88.06 | $68.59 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Assets and Liabilities

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** |
|  | **VIP Mid Cap Portfolio** | **VIP Freedom 2010 Portfolio** | **VIP Freedom 2015 Portfolio** | **VIP Freedom 2020 Portfolio** | **VIP Freedom 2025 Portfolio** |
| **Assets** |  |  |  |  |  |
| Investments, at fair value | $52174648 | $280530 | $330737 | $1954095 | $2606188 |
| Dividends receivable | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 52174648 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 280530 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 330737 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1954095 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2606188 |
| **Liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Net assets** | $52174648 | $280530 | $330737 | $1954095 | $2606188 |
| Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1000977 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11851 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12805 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 70216 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 84569 |
| Shares owned in each portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1418175 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23319 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27816 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 148827 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 152766 |
| Market value per share | $36.79 | $12.03 | $11.89 | $13.13 | $17.06 |
| Cost of investments | $50314824 | $291257 | $339447 | $1949217 | $2334677 |
| Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $15619999 | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 181359 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $86.13 | $— | $— | $— | $— |
| Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $— | $— | $— |
| Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $— | $— | $— |
| EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $36554649 | $280530 | $330737 | $1954095 | $2606188 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 819617 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11851 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12805 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 70216 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 84569 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $44.60 | $23.67 | $25.83 | $27.83 | $30.82 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Assets and Liabilities

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** |
|  | **VIP Freedom 2030 Portfolio** | **VIP Freedom Income Portfolio** | **VIP FundsManager 20% Portfolio** | **VIP FundsManager 50% Portfolio** | **VIP FundsManager 70% Portfolio** |
| **Assets** |  |  |  |  |  |
| Investments, at fair value | $13717086 | $1249366 | $1589448 | $7037454 | $12223669 |
| Dividends receivable | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13717086 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1249366 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1589448 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7037454 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12223669 |
| **Liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Net assets** | $13717086 | $1249366 | $1589448 | $7037454 | $12223669 |
| Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 417771 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 66972 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 86089 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 256159 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 358841 |
| Shares owned in each portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 782492 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 107426 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 142296 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 527941 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 813826 |
| Market value per share | $17.53 | $11.63 | $11.17 | $13.33 | $15.02 |
| Cost of investments | $11840922 | $1233779 | $1558273 | $6360343 | $10137926 |
| Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $— | $— | $— |
| Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $— | $— | $— |
| Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $— | $— | $— |
| EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $13717086 | $1249366 | $1589448 | $7037454 | $12223669 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 417771 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 66972 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 86089 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 256159 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 358841 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $32.83 | $18.66 | $18.46 | $27.47 | $34.06 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Assets and Liabilities

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Goldman Sachs Variable Insurance Trust – Institutional Class** |
|  | **VIP FundsManager 85% Portfolio** | **Developing Markets VIP Fund** | **Small Cap Value VIP Fund** | **Small – Mid Cap Growth VIP Fund** | **Strategic Growth Fund** |
| **Assets** |  |  |  |  |  |
| Investments, at fair value | $15432042 | $8737721 | $16246348 | $19707308 | $37180227 |
| Dividends receivable | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15432042 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8737721 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 16246348 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19707308 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 37180227 |
| **Liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Net assets** | $15432042 | $8737721 | $16246348 | $19707308 | $37180227 |
| Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 392208 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 238129 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 430323 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 453716 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 515557 |
| Shares owned in each portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 996902 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 723321 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1171330 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1377170 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2400273 |
| Market value per share | $15.48 | $12.08 | $13.87 | $14.31 | $15.49 |
| Cost of investments | $12277147 | $6199792 | $15608962 | $20306254 | $29852177 |
| Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $8737721 | $5289199 | $5146347 | $37180227 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 238129 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 119010 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 118849 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 515558 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $36.69 | $44.44 | $43.30 | $72.12 |
| Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $419720 | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 33577 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $12.50 | $— | $— |
| Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $715528 | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25392 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $28.18 | $— | $— |
| EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $15432042 | $— | $9821901 | $14560961 | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 392208 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 252344 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 334868 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $39.35 | $— | $38.92 | $43.48 | $— |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Assets and Liabilities

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Janus Henderson** | **Janus Henderson** | **Janus Henderson** |
|  | **Mid Cap Value Fund** | **Small Cap Equity Insights Fund** | **VIT Balanced Portfolio (Service Shares)** | **VIT Enterprise Portfolio (Service Shares)** | **VIT Forty Portfolio (Institutional Shares)** |
| **Assets** |  |  |  |  |  |
| Investments, at fair value | $12524041 | $5740906 | $31243001 | $5056399 | $108696835 |
| Dividends receivable | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12524041 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5740906 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 31243001 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5056399 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 108696835 |
| **Liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Net assets** | $12524041 | $5740906 | $31243001 | $5056399 | $108696835 |
| Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 173815 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 119898 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 705012 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 100413 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1575350 |
| Shares owned in each portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 768818 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 402024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 525269 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 68935 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1829297 |
| Market value per share | $16.29 | $14.28 | $59.48 | $73.35 | $59.42 |
| Cost of investments | $12398711 | $5173925 | $22077694 | $4580607 | $79501160 |
| Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $12409833 | $4847007 | $5693659 | $4407902 | $54524593 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 167164 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 82270 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 110739 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 66982 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 856740 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $74.24 | $58.92 | $51.41 | $65.81 | $63.64 |
| Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $63948 | $287140 | $— | $336848 | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4970 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19721 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26237 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $12.87 | $14.56 | $— | $12.84 | $— |
| Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $50260 | $606759 | $— | $311649 | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1680 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17906 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7193 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $29.94 | $33.88 | $— | $43.33 | $— |
| EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $25549342 | $— | $54172242 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 594273 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 718610 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $42.99 | $— | $75.38 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Assets and Liabilities

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** |
|  | **VIT International Bond Portfolio (U.S. Dollar-Hedged)** | **VIT Low Duration Portfolio** | **Capital Appreciation Account II** | **Equity Income Account II** | **MidCap Account II** |
| **Assets** |  |  |  |  |  |
| Investments, at fair value | $8057133 | $8016345 | $7388896 | $13930058 | $18285880 |
| Dividends receivable | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8057133 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8016345 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7388896 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13930058 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 18285880 |
| **Liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Net assets** | $8057133 | $8016345 | $7388896 | $13930058 | $18285880 |
| Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 348088 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 485807 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 210758 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 335409 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 113871 |
| Shares owned in each portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 802503 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 819667 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 169821 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 446333 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 301101 |
| Market value per share | $10.04 | $9.78 | $43.51 | $31.21 | $60.73 |
| Cost of investments | $8351061 | $8193853 | $5745121 | $11390297 | $17533334 |
| Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $4910551 | $5722535 | $4213750 | $10919246 | $17327421 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 192614 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 326040 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 56381 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 167077 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 55049 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $25.49 | $17.55 | $74.74 | $65.35 | $314.76 |
| Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $1944973 | $1843547 | $691273 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 128782 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 134235 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 52388 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $15.10 | $13.73 | $13.20 |
| Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $— | $1230173 | $1167264 | $267186 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25596 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 34099 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6434 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $— | $48.07 | $34.23 | $41.53 |
| EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $3146582 | $2293810 | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 155474 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 159767 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $20.24 | $14.36 | $— | $— | $— |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Assets and Liabilities

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** |
|  | **SmallCap Account II** | **SAM Balanced Portfolio** | **SAM Conservative Balanced Portfolio** | **SAM Conservative Growth Portfolio** | **SAM Flexible Income Portfolio** |
| **Assets** |  |  |  |  |  |
| Investments, at fair value | $3028892 | $74308821 | $12793710 | $149079740 | $2749916 |
| Dividends receivable | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3028892 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 74308821 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12793710 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 149079740 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2749916 |
| **Liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Net assets** | $3028892 | $74308821 | $12793710 | $149079740 | $2749916 |
| Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 154995 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2293724 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 488735 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3714296 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 122087 |
| Shares owned in each portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 178696 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4834666 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1048665 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6467668 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 236450 |
| Market value per share | $16.95 | $15.37 | $12.20 | $23.05 | $11.63 |
| Cost of investments | $2673568 | $70301313 | $12060567 | $122916088 | $2736039 |
| Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $2772239 | $18928875 | $2809102 | $56971936 | $818221 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 136256 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 434920 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 85293 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1063353 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30242 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $20.35 | $43.52 | $32.93 | $53.58 | $27.06 |
| Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $196778 | $2572119 | $323078 | $3718825 | $95044 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15981 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 198831 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27002 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 272394 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8286 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $12.31 | $12.94 | $11.96 | $13.65 | $11.47 |
| Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $59875 | $796691 | $180815 | $2150234 | $173145 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2760 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 32632 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9138 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 73478 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10142 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $21.69 | $24.41 | $19.79 | $29.26 | $17.07 |
| EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— | $52011135 | $9480715 | $86238745 | $1663506 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1627342 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 367302 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2305069 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 73416 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— | $31.96 | $25.81 | $37.41 | $22.66 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Assets and Liabilities

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** |
|  | **SAM Strategic Growth Portfolio** | **Diversified International Account I** | **LargeCap Growth Account I** | **Core Plus Bond Account I** | **Government & High Quality Bond Account I** |
| **Assets** |  |  |  |  |  |
| Investments, at fair value | $200229254 | $1008709 | $617436 | $99307 | $132255 |
| Dividends receivable | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 200229254 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1008709 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 617436 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 99307 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 132255 |
| **Liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Net assets** | $200229254 | $1008709 | $617436 | $99307 | $132255 |
| Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4485047 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 62135 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 36119 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9206 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12441 |
| Shares owned in each portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7223278 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 52319 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13517 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10227 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15450 |
| Market value per share | $27.72 | $19.28 | $45.68 | $9.71 | $8.56 |
| Cost of investments | $154479654 | $868963 | $592292 | $104148 | $129672 |
| Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $75063036 | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1220870 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $61.48 | $— | $— | $— | $— |
| Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $4936973 | $385895 | $440437 | $35852 | $130685 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 348612 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27107 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 28790 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3381 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12287 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $14.16 | $14.24 | $15.30 | $10.60 | $10.64 |
| Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $3957516 | $622814 | $176999 | $63455 | $1570 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 120052 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 35027 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7328 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5825 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 153 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $32.97 | $17.78 | $24.15 | $10.89 | $10.21 |
| EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $116271729 | $— | $— | $— | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2795514 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $41.59 | $— | $— | $— | $— |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Assets and Liabilities

#### Years Ended December 31, 2025

---

| | |
|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** |
|  | **Short-Term Income Account I** |
| **Assets** |  |
| Investments, at fair value | $15755 |
| Dividends receivable | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15755 |
| **Liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Total liabilities** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Net assets** | $15755 |
| Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1360 |
| Shares owned in each portfolio | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6154 |
| Market value per share | $2.56 |
| Cost of investments | $15567 |
| Variable Universal Life contracts with expenses of 0.90% | Variable Universal Life contracts with expenses of 0.90% |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— |
| Life Accumulator contracts with expenses of 0.25% | Life Accumulator contracts with expenses of 0.25% |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— |
| Life Accumulator contracts with expenses of 0.30% | Life Accumulator contracts with expenses of 0.30% |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $15755 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1360 |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $11.59 |
| EssentialLife Variable Universal Life contracts with expenses of 0.30% | EssentialLife Variable Universal Life contracts with expenses of 0.30% |
| &nbsp;&nbsp;&nbsp;&nbsp; Net assets | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulation units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Unit value of accumulation units | $— |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Operations

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** |
|  | **Asset Allocation Fund** | **Capital Income Builder Fund** | **Capital World Growth and Income Fund** | **Global Growth Fund** | **Growth Fund** |
| **Investment income:** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividend Income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 198293 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 261982 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 131323 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 183747 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 109678 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total investment income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 198293 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 261982 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 131323 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 183747 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 109678 |
| **Expenses:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 28410 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26035 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27359 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38831 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 214396 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Total expenses** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 28410 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26035 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27359 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38831 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 214396 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net investment income (loss)** | $169883 | $235948 | $103963 | $144916 | $(104718) |
| **Realized gains (losses) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) on sale of investments | $109470 | $177433 | $109277 | $327728 | $1777042 |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital gains distributions | $665532 | $— | $324326 | $1610875 | $5604939 |
| Net realized gain (loss) on investment transactions | $775002 | $177433 | $433603 | $1938602 | $7381981 |
| **Net Unrealized appreciation (depreciation) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 560659 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 808751 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 714443 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 871954 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17274608 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $996268 | $1970019 | $2196118 | $1305532 | $23244164 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | $435609 | $1161268 | $1481675 | $433578 | $5969556 |
| **Net increase (decrease) in net assets resulting from operations** | $1380494 | $1574649 | $2019242 | $2517097 | $13246819 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Operations

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **American Funds Insurance Series** | **American Funds Insurance Series** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares** | **BNY Mellon Variable Investment Fund – Service Class Shares** | **Calvert Variable Series, Inc.** |
|  | **Growth-Income Fund** | **International Fund** | **Sustainable U.S. Equity Portfolio** | **Opportunistic Small Cap Portfolio** | **VP SRI Mid Cap Portfolio** |
| **Investment income:** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividend Income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 228771 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 51039 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2665 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 46289 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 856 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total investment income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 228771 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 51039 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2665 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 46289 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 856 |
| **Expenses:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 72623 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10890 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15779 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 64531 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2209 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Total expenses** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 72623 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10890 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15779 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 64531 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2209 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net investment income (loss)** | $156148 | $40149 | $(13114) | $(18242) | $(1353) |
| **Realized gains (losses) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) on sale of investments | $379042 | $18731 | $196726 | $14046 | $(3278) |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital gains distributions | $4032949 | $— | $383208 | $— | $13675 |
| Net realized gain (loss) on investment transactions | $4411991 | $18731 | $579934 | $14046 | $10396 |
| **Net Unrealized appreciation (depreciation) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4761433 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (146557) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1172663 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (28758) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3312) |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $4236140 | $653782 | $1288353 | $1000032 | $(10247) |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | $(525293) | $800338 | $115690 | $1028791 | $(6935) |
| **Net increase (decrease) in net assets resulting from operations** | $4042846 | $859219 | $682510 | $1024594 | $2108 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Operations

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **DWS Investments VIT Funds – Class B Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series II – Class A Shares** |
|  | **DWS Equity 500 Index VIP** | **DWS Core Equity VIP** | **DWS CROCI International VIP** | **DWS Global Small Cap VIP** | **DWS CROCI U.S. VIP** |
| **Investment income:** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividend Income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 31728 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 49429 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 620639 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 230029 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 656842 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total investment income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 31728 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 49429 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 620639 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 230029 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 656842 |
| **Expenses:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11339 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 55406 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 181313 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 133920 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 405437 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Total expenses** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11339 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 55406 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 181313 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 133920 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 405437 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net investment income (loss)** | $20389 | $(5977) | $439326 | $96109 | $251405 |
| **Realized gains (losses) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) on sale of investments | $220763 | $18987 | $337522 | $(136510) | $906297 |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital gains distributions | $371130 | $638261 | $— | $1134930 | $4258954 |
| Net realized gain (loss) on investment transactions | $591893 | $657249 | $337522 | $998420 | $5165250 |
| **Net Unrealized appreciation (depreciation) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 351726 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1206473 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1055617 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (337612) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12160622 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $415103 | $1487110 | $8660012 | $2149066 | $14442495 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | $63377 | $280637 | $7604394 | $2486677 | $2281873 |
| **Net increase (decrease) in net assets resulting from operations** | $675659 | $931908 | $8381243 | $3581206 | $7698529 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Operations

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** |
|  | **DWS Government Money Market VIP** | **DWS High Income VIP** | **DWS Small Mid Cap Growth VIP** | **VIP Growth Portfolio** | **VIP Index 500 Portfolio** |
| **Investment income:** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividend Income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 746963 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 701252 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 215933 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1064946 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total investment income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 746963 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 701252 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 215933 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1064946 |
| **Expenses:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 146482 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 67823 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4262 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 607044 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 554887 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Total expenses** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 146482 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 67823 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4262 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 607044 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 554887 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net investment income (loss)** | $600480 | $633428 | $(4262) | $(391111) | $510059 |
| **Realized gains (losses) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) on sale of investments | $— | $(55632) | $(2801) | $3387849 | $5439673 |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital gains distributions | $— | $— | $34327 | $13732538 | $508348 |
| Net realized gain (loss) on investment transactions | $— | $(55632) | $31526 | $17120387 | $5948020 |
| **Net Unrealized appreciation (depreciation) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (378322) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8834 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13666085 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 48102883 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $— | $(148711) | $14557 | $10986246 | $57429199 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | $— | $229611 | $5723 | $(2679839) | $9326316 |
| **Net increase (decrease) in net assets resulting from operations** | $600480 | $807408 | $32986 | $14049437 | $15784395 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Operations

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** |
|  | **VIP Mid Cap Portfolio** | **VIP Freedom 2010 Portfolio** | **VIP Freedom 2015 Portfolio** | **VIP Freedom 2020 Portfolio** | **VIP Freedom 2025 Portfolio** |
| **Investment income:** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividend Income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 180797 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8274 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8868 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 47478 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 58789 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total investment income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 180797 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8274 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8868 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 47478 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 58789 |
| **Expenses:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 231573 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 793 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 923 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5434 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7342 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Total expenses** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 231573 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 793 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 923 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5434 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7342 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net investment income (loss)** | $(50775) | $7481 | $7945 | $42044 | $51448 |
| **Realized gains (losses) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) on sale of investments | $301807 | $(3312) | $(804) | $(708) | $26455 |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital gains distributions | $5555588 | $3317 | $11513 | $92652 | $86084 |
| Net realized gain (loss) on investment transactions | $5857395 | $6 | $10708 | $91944 | $112539 |
| **Net Unrealized appreciation (depreciation) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2355932 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (27988) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (22918) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (76071) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 117257 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $1859825 | $(10727) | $(8712) | $4879 | $271510 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | $(496108) | $17261 | $14207 | $80950 | $154253 |
| **Net increase (decrease) in net assets resulting from operations** | $5310512 | $24747 | $32860 | $214938 | $318240 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Operations

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** |
|  | **VIP Freedom 2030 Portfolio** | **VIP Freedom Income Portfolio** | **VIP FundsManager 20% Portfolio** | **VIP FundsManager 50% Portfolio** | **VIP FundsManager 70% Portfolio** |
| **Investment income:** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividend Income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 283318 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 37999 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 54561 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 170094 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 200451 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total investment income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 283318 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 37999 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 54561 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 170094 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 200451 |
| **Expenses:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38564 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3633 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4493 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19451 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 34389 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Total expenses** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38564 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3633 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4493 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19451 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 34389 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net investment income (loss)** | $244754 | $34367 | $50068 | $150643 | $166062 |
| **Realized gains (losses) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) on sale of investments | $265647 | $2464 | $600 | $1961 | $112054 |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital gains distributions | $559649 | $420 | $— | $— | $107054 |
| Net realized gain (loss) on investment transactions | $825296 | $2884 | $600 | $1961 | $219108 |
| **Net Unrealized appreciation (depreciation) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1173072 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (51544) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (44072) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10089) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 687184 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $1876164 | $15588 | $31175 | $677109 | $2085743 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | $703092 | $67132 | $75247 | $687198 | $1398559 |
| **Net increase (decrease) in net assets resulting from operations** | $1773142 | $104383 | $125915 | $839803 | $1783729 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Operations

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Goldman Sachs Variable Insurance Trust – Institutional Class** |
|  | **VIP FundsManager 85% Portfolio** | **Developing Markets VIP Fund** | **Small Cap Value VIP Fund** | **Small – Mid Cap Growth VIP Fund** | **Strategic Growth Fund** |
| **Investment income:** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividend Income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 185725 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 40219 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 162675 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total investment income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 185725 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 40219 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 162675 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| **Expenses:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 42756 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 67330 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 74682 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 89181 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 310865 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Total expenses** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 42756 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 67330 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 74682 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 89181 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 310865 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net investment income (loss)** | $142970 | $(27111) | $87994 | $(89181) | $(310865) |
| **Realized gains (losses) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) on sale of investments | $180702 | $77417 | $(215473) | $(245486) | $937930 |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital gains distributions | $256978 | $125517 | $1268719 | $1099318 | $5502387 |
| Net realized gain (loss) on investment transactions | $437680 | $202934 | $1053246 | $853832 | $6440318 |
| **Net Unrealized appreciation (depreciation) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1232316 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (90849) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 682701 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (259853) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7896222 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $3154895 | $2537930 | $637386 | $(598945) | $7328050 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | $1922580 | $2628778 | $(45316) | $(339092) | $(568172) |
| **Net increase (decrease) in net assets resulting from operations** | $2503229 | $2804602 | $1095924 | $425559 | $5561280 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Operations

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Janus Henderson** | **Janus Henderson** | **Janus Henderson** |
|  | **Mid Cap Value Fund** | **Small Cap Equity Insights Fund** | **VIT Balanced Portfolio (Service Shares)** | **VIT Enterprise Portfolio (Service Shares)** | **VIT Forty Portfolio (Institutional Shares)** |
| **Investment income:** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividend Income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 144636 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 39117 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 503210 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2369 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 73745 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total investment income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 144636 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 39117 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 503210 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2369 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 73745 |
| **Expenses:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 107187 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 41939 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 120152 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 40581 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 607678 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Total expenses** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 107187 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 41939 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 120152 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 40581 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 607678 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net investment income (loss)** | $37448 | $(2822) | $383058 | $(38212) | $(533932) |
| **Realized gains (losses) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) on sale of investments | $173651 | $22202 | $908567 | $202123 | $2663707 |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital gains distributions | $1311322 | $445179 | $897787 | $422194 | $12169969 |
| Net realized gain (loss) on investment transactions | $1484974 | $467381 | $1806354 | $624317 | $14833676 |
| **Net Unrealized appreciation (depreciation) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 663997 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 254370 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7409696 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 750090 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26952743 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $125331 | $566981 | $9165308 | $475792 | $29195675 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | $(538666) | $312610 | $1755611 | $(274299) | $2242932 |
| **Net increase (decrease) in net assets resulting from operations** | $983756 | $777169 | $3945024 | $311806 | $16542675 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Operations

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** |
|  | **VIT International Bond Portfolio (U.S. Dollar-Hedged)** | **VIT Low Duration Portfolio** | **Capital Appreciation Account II** | **Equity Income Account II** | **MidCap Account II** |
| **Investment income:** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividend Income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 270459 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 289006 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23869 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 211778 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14847 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total investment income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 270459 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 289006 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23869 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 211778 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14847 |
| **Expenses:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 52099 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 53080 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 44980 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 99928 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 161821 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Total expenses** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 52099 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 53080 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 44980 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 99928 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 161821 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net investment income (loss)** | $218359 | $235926 | $(21111) | $111849 | $(146975) |
| **Realized gains (losses) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) on sale of investments | $(18351) | $(19881) | $532067 | $482994 | $436234 |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital gains distributions | $— | $— | $554688 | $1257751 | $2333401 |
| Net realized gain (loss) on investment transactions | $(18351) | $(19881) | $1086755 | $1740745 | $2769635 |
| **Net Unrealized appreciation (depreciation) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (342382) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (302931) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1869848 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2620782 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3242648 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $(293928) | $(177509) | $1643774 | $2539761 | $752546 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | $48454 | $125422 | $(226074) | $(81022) | $(2490102) |
| **Net increase (decrease) in net assets resulting from operations** | $248463 | $341467 | $839570 | $1771573 | $132558 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Operations

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** |
|  | **SmallCap Account II** | **SAM Balanced Portfolio** | **SAM Conservative Balanced Portfolio** | **SAM Conservative Growth Portfolio** | **SAM Flexible Income Portfolio** |
| **Investment income:** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividend Income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2489 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1554069 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 333077 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2148081 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 88531 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total investment income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2489 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1554069 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 333077 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2148081 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 88531 |
| **Expenses:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23546 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 318083 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 52667 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 741070 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12492 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Total expenses** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23546 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 318083 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 52667 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 741070 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12492 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net investment income (loss)** | $(21057) | $1235985 | $280410 | $1407011 | $76039 |
| **Realized gains (losses) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) on sale of investments | $15476 | $119851 | $19724 | $2054339 | $(24221) |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital gains distributions | $147177 | $5360869 | $290789 | $10100370 | $— |
| Net realized gain (loss) on investment transactions | $162653 | $5480720 | $310513 | $12154709 | $(24221) |
| **Net Unrealized appreciation (depreciation) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 118613 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1946323 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 64454 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 20302342 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (160778) |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $355324 | $4007508 | $733143 | $26163651 | $13876 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | $236711 | $2061185 | $668688 | $5861310 | $174654 |
| **Net increase (decrease) in net assets resulting from operations** | $378308 | $8777890 | $1259611 | $19423029 | $226472 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Operations

#### Years Ended December 31, 2025

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** |
|  | **SAM Strategic Growth Portfolio** | **Diversified International Account I** | **LargeCap Growth Account I** | **Core Plus Bond Account I** | **Government & High Quality Bond Account I** |
| **Investment income:** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividend Income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2217957 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21511 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3990 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4571 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total investment income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2217957 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21511 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3990 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4571 |
| **Expenses:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 976838 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2769 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1590 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 274 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 339 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Total expenses** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 976838 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2769 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1590 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 274 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 339 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net investment income (loss)** | $1241120 | $18742 | $(1590) | $3716 | $4231 |
| **Realized gains (losses) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) on sale of investments | $3682036 | $76027 | $8392 | $(6249) | $(3579) |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital gains distributions | $14232448 | $55008 | $92460 | $— | $— |
| Net realized gain (loss) on investment transactions | $17914484 | $131036 | $100852 | $(6249) | $(3579) |
| **Net Unrealized appreciation (depreciation) on investments** |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 37029065 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26366 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 62324 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (13873) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6049) |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $45749599 | $139747 | $25145 | $(4842) | $2583 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | $8720535 | $113381 | $(37179) | $9031 | $8632 |
| **Net increase (decrease) in net assets resulting from operations** | $27876139 | $263159 | $62083 | $6499 | $9284 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Operations

#### Years Ended December 31, 2025

---

| | |
|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** |
|  | **Short-Term Income Account I** |
| **Investment income:** |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Dividend Income | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 663 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Total investment income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 663 |
| **Expenses:** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 43 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Total expenses** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 43 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Net investment income (loss)** | $620 |
| **Realized gains (losses) on investments** |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) on sale of investments | $— |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital gains distributions | $— |
| Net realized gain (loss) on investment transactions | $— |
| **Net Unrealized appreciation (depreciation) on investments** |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 97 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $189 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | $91 |
| **Net increase (decrease) in net assets resulting from operations** | $711 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** |
|  | **Asset Allocation Fund** | **Asset Allocation Fund** | **Capital Income Builder Fund** | **Capital Income Builder Fund** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $169883 | $157238 | $235948 | $227037 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 775002 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 380313 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 177433 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 98279 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 435609 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 633052 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1161268 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 331945 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1380494 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1170603 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1574649 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 657261 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1754439 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1984418 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1681265 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1859053 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (864469) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (615194) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (726032) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (570421) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (667112) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (770633) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (637226) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (721086) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (34821) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (100422) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (52535) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 85534 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 188037 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 498169 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 265472 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 653080 |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1568530 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1668772 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1840121 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1310341 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8804483 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7135711 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7768263 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6457922 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $10373013 | $8804483 | $9608384 | $7768263 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 44583 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 54885 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 52903 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 72739 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (36144) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (29914) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (38399) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (31170) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8439 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24971 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14504 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 41569 |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 422075 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 397104 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 479280 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 437711 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 430514 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 422075 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 493784 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 479280 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** |
|  | **Capital World Growth and Income Fund** | **Capital World Growth and Income Fund** | **Global Growth Fund** | **Global Growth Fund** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $103963 | $110999 | $144916 | $147054 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 433603 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2635) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1938602 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 401497 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1481675 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 838682 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 433578 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 767677 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2019242 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 947046 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2517097 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1316228 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1606816 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1789106 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2241293 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2494015 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (783000) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (391554) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1064283) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (453987) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (579903) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (673413) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (782539) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (923659) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (243046) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (113515) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (739947) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (76329) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 867 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 610624 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (345476) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1040040 |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2020109 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1557670 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2171621 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2356268 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8305695 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6748025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12017941 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9661673 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $10325804 | $8305695 | $14189562 | $12017941 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30666 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 46839 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 42133 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 56142 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (30999) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (17916) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (54197) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (15445) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(333) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 28923 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12064) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 40697 |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 377807 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 348884 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 458189 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 417492 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 377474 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 377807 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 446124 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 458189 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** |
|  | **Growth Fund** | **Growth Fund** | **Growth-Income Fund** | **Growth-Income Fund** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $(104718) | $22767 | $156148 | $169326 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7381981 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1890938 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4411991 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1119623 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5969556 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13413974 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (525293) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2912031 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13246819 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15327679 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4042846 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4200980 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10486538 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11436543 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3995481 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4404598 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4601450) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3410017) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1816454) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1545378) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3875587) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4420627) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1437928) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1686483) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1607124) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1013795) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (338434) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (361988) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 402378 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2592104 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 402666 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 810749 |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13649196 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17919783 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4445511 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5011729 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 65774535 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 47854752 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 22260866 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17249137 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $79423731 | $65774535 | $26706377 | $22260866 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 101566 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 126558 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 60513 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 68344 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (90216) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (56712) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (46169) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (38210) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11350 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 69846 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14344 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30134 |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1543984 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1474138 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 747541 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 717407 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1555334 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1543984 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 761885 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 747541 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **American Funds Insurance Series** | **American Funds Insurance Series** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares** |
|  | **International Fund** | **International Fund** | **Sustainable U.S. Equity Portfolio** | **Sustainable U.S. Equity Portfolio** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $40149 | $30017 | $(13114) | $1694 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 18731 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3488) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 579934 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 181515 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 800338 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38717 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 115690 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 748560 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 859219 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 65246 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 682510 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 931769 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 719056 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 813370 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 380752 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 429190 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (393973) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (146272) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (260736) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (150894) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (226907) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (272555) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (165962) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (175140) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (56320) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 29577 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21665 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (433312) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 41856 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 424120 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (24281) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (330156) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 901075 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 489366 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 658229 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 601613 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3261969 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2772603 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4530646 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3929033 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $4163044 | $3261969 | $5188875 | $4530646 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 29522 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 36548 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8888 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4774 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (27409) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9394) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9617) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (11809) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2113 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27154 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(729) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7035) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 215827 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 188673 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 90366 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 97401 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 217940 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 215827 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 89637 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 90366 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **BNY Mellon Variable Investment Fund – Service Class Shares** | **BNY Mellon Variable Investment Fund – Service Class Shares** | **Calvert Variable Series, Inc.** | **Calvert Variable Series, Inc.** |
|  | **Opportunistic Small Cap Portfolio** | **Opportunistic Small Cap Portfolio** | **VP SRI Mid Cap Portfolio** | **VP SRI Mid Cap Portfolio** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $(18242) | $(14552) | $(1353) | $(1937) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14046 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 41170 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10396 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2164) |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1028791 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 341818 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6935) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25609 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1024594 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 368436 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2108 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21508 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 810444 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 893963 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10613 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10976 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (614658) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (438907) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (24548) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3933) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (442154) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (452056) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (13524) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (11987) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (28776) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (62989) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9367) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1082 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (275144) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (59989) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (36826) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3862) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 749450 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 308447 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (34718) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17646 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10098570 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9790123 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 257492 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 239846 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $10848020 | $10098570 | $222774 | $257492 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 18276 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19121 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 321 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 304 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (26923) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (21705) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1365) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(435) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8648) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2584) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1043) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(131) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 368844 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 371428 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7474 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7605 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 360196 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 368844 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6431 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7474 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **DWS Investments VIT Funds – Class B Shares** | **DWS Investments VIT Funds – Class B Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** |
|  | **DWS Equity 500 Index VIP** | **DWS Equity 500 Index VIP** | **DWS Core Equity VIP** | **DWS Core Equity VIP** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $20389 | $20022 | $(5977) | $(3873) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 591893 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1143717 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 657249 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 342552 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 63377 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (398540) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 280637 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 654341 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 675659 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 765199 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 931908 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 993020 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 71064 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 66090 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 184839 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 194065 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10331) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (180187) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (138392) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (236074) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (35096) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (32471) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (248331) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (243922) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3819) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 135895 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (33697) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (13150) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21818 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10673) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (235581) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (299081) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 697478 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 754526 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 696327 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 693939 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3993747 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3239221 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6002410 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5308471 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $4691225 | $3993747 | $6698737 | $6002410 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 59937 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 173916 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1977 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 839 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (19683) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (60200) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6536) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7445) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 40254 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 113716 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4559) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6606) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 211689 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 97973 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 125962 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 132568 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 251943 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 211689 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 121403 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 125962 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** |
|  | **DWS CROCI International VIP** | **DWS CROCI International VIP** | **DWS Global Small Cap VIP** | **DWS Global Small Cap VIP** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $439326 | $497386 | $96109 | $115373 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 337522 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2426 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 998420 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 633246 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7604394 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (179987) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2486677 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 133989 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8381243 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 319825 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3581206 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 882608 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1483919 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1562005 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1388757 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1459755 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1126740) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (901966) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (908340) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (831583) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (850313) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (774258) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (712188) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (707218) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1514209) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 540538 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (232485) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (96814) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2007344) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 426319 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (464256) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (175860) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6373899 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 746144 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3116951 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 706748 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 20142574 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19396430 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 18340473 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17633725 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $26516473 | $20142574 | $21457424 | $18340473 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 33364 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 102728 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23838 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26683 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (204833) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (64225) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (35937) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (29823) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (171469) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38503 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12099) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3140) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1993785 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1955282 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 635096 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 638236 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1822316 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1993785 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 622997 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 635096 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** |
|  | **DWS CROCI U.S. VIP** | **DWS CROCI U.S. VIP** | **DWS Government Money Market VIP** | **DWS Government Money Market VIP** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $251405 | $297172 | $600480 | $777860 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5165250 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 792638 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2281873 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6047651 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7698529 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7137461 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 600480 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 777860 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2712092 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2862832 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1611384 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1725407 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2300362) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2278083) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1007323) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1110871) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1821221) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1794962) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (882834) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (884735) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (486801) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (935908) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (233459) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 443015 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1896292) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2146121) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (512232) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 172816 |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5802237 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4991340 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 88249 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 950676 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 48381249 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 43389909 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19448762 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 18498086 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $54183486 | $48381249 | $19537011 | $19448762 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24292 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17570 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 86647 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 128203 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (60761) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (61419) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (131660) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (113515) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (36469) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (43849) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (45013) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14688 |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 975610 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1019459 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1637217 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1622529 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 939141 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 975610 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1592204 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1637217 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** |
|  | **DWS High Income VIP** | **DWS High Income VIP** | **DWS Small Mid Cap Growth VIP** | **DWS Small Mid Cap Growth VIP** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $633428 | $493865 | $(4262) | $(4500) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (55632) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (41629) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 31526 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (17173) |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 229611 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 144917 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5723 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 42013 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 807408 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 597153 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 32986 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 20340 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 774435 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 827838 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25330 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25762 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (386491) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (372541) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12462) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (48270) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (428546) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (416609) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (26848) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (26910) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6743 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 181346 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4063 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1043 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (33859) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 220034 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9917) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (48375) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 773549 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 817187 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23070 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (28035) |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9973761 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9156574 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 476325 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 504360 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $10747310 | $9973761 | $499395 | $476325 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15942 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21307 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 928 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 668 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (16631) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (11588) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1753) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4630) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(689) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9719 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(825) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3962) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 359532 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 349813 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38330 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 42292 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 358843 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 359532 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 37505 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38330 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** |
|  | **VIP Growth Portfolio** | **VIP Growth Portfolio** | **VIP Index 500 Portfolio** | **VIP Index 500 Portfolio** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $(391111) | $(562506) | $510059 | $550493 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17120387 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25385167 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5948020 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4177318 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2679839) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1474561) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9326316 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13948646 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14049437 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23348100 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15784395 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 18676457 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7249258 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7627827 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7691401 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8508675 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5388814) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4794406) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6377695) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4871966) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3692203) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3805832) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3556034) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3726162) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1087625) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2113295) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1431388) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2127952) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2919384) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3085706) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3673716) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2217405) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11130054 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 20262394 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12110680 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 16459052 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 100305898 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 80043504 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 94782331 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 78323279 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $111435952 | $100305898 | $106893011 | $94782331 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 89246 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 59849 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 59391 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 64148 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (94497) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (101420) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (118929) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (105800) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5251) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (41571) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (59538) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (41652) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1422310 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1463881 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1637985 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1679637 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1417059 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1422310 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1578447 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1637985 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** |
|  | **VIP Mid Cap Portfolio** | **VIP Mid Cap Portfolio** | **VIP Freedom 2010 Portfolio** | **VIP Freedom 2010 Portfolio** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $(50775) | $(5528) | $7481 | $7744 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5857395 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6745675 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6745) |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (496108) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 217054 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17261 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10366 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5310512 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6957201 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24747 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11365 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3940216 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4230593 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 40566 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 41833 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2554117) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2457271) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (20370) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (43978) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1587756) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1657628) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (18031) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (18483) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (568350) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1162076) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 759 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1296) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (770007) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1046382) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2924 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (21924) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4540505 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5910819 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27671 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10559) |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 47634143 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 41723324 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 252859 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 263418 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $52174648 | $47634143 | $280530 | $252859 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 51913 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 40189 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1286 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1431 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (63010) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (60030) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1178) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2512) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (11097) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (19841) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 108 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1081) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1012074 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1031915 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11743 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12824 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1000977 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1012074 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11851 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11743 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** |
|  | **VIP Freedom 2015 Portfolio** | **VIP Freedom 2015 Portfolio** | **VIP Freedom 2020 Portfolio** | **VIP Freedom 2020 Portfolio** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $7945 | $7810 | $42044 | $39727 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10708 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2454 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 91944 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 52753 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14207 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6187 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 80950 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21329 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 32860 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 16451 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 214938 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 113809 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 32601 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 39421 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 187141 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 202601 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6006) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (20569) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (33192) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (111034) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (15078) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (16985) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (85776) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (87387) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1551 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (16204) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4775) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (67435) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13069 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (14337) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 63398 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (63255) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 45929 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2114 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 278336 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 50554 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 284807 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 282693 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1675760 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1625206 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $330736 | $284807 | $1954096 | $1675760 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 832 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1143 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4906 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5018 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(303) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1770) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2526) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7630) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 530 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(627) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2380 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2612) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12275 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12902 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 67836 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 70448 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12805 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12275 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 70216 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 67836 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** |
|  | **VIP Freedom 2025 Portfolio** | **VIP Freedom 2025 Portfolio** | **VIP Freedom 2030 Portfolio** | **VIP Freedom 2030 Portfolio** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $51448 | $47016 | $244754 | $209381 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 112539 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 33763 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 825296 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 206285 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 154253 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 97058 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 703092 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 566220 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 318240 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 177837 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1773142 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 981886 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 292863 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 305799 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1272091 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1343026 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (195180) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (161351) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (916313) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (659298) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (131252) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (139355) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (478345) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (505735) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (44841) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (73203) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (121670) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (175982) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (78410) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (68110) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (244237) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2011 |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 239829 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 109727 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1528905 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 983897 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2366358 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2256631 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12188181 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11204284 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $2606187 | $2366358 | $13717086 | $12188181 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5588 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6468 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26470 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23265 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8474) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9050) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (34920) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (23368) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2886) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2582) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8450) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(103) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 87454 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 90036 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 426221 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 426324 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 84569 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 87454 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 417771 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 426221 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** |
|  | **VIP Freedom Income Portfolio** | **VIP Freedom Income Portfolio** | **VIP FundsManager 20% Portfolio** | **VIP FundsManager 20% Portfolio** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $34367 | $36231 | $50068 | $44842 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2884 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3240) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 600 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4453) |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 67132 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9517 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 75247 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 28836 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 104383 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 42508 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 125915 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 69225 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 196343 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 218024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 289378 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 304963 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (124532) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (100654) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (70854) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (118549) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (72951) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (87401) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (120308) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (128320) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (28991) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 99271 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (46611) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (47487) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (30131) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 129240 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 51605 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10607 |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 74252 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 171748 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 177520 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 79832 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1175115 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1003367 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1411928 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1332096 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $1249367 | $1175115 | $1589448 | $1411928 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7019 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17115 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9746 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9348 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8696) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9361) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6785) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8626) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1676) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7754 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2960 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 722 |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 68648 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 60894 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 83129 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 82407 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 66972 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 68648 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 86089 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 83129 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** |
|  | **VIP FundsManager 50% Portfolio** | **VIP FundsManager 50% Portfolio** | **VIP FundsManager 70% Portfolio** | **VIP FundsManager 70% Portfolio** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $150643 | $119462 | $166062 | $140522 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1961 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4520) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 219108 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 61143 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 687198 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 319815 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1398559 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 792907 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 839803 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 434757 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1783729 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 994572 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 994586 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1035855 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1230522 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1270700 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (214975) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (225857) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (849853) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (498261) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (402496) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (419696) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (505212) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (509312) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (217473) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (93143) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (199937) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (111077) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 159643 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 297159 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (324481) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 152050 |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 999445 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 731916 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1459248 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1146622 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6038008 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5306092 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10764421 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9617799 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $7037453 | $6038008 | $12223669 | $10764421 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19630 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25390 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19065 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26406 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (13340) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12786) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (28548) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (21236) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6290 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12604 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9482) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5170 |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 249869 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 237265 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 368323 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 363153 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 256159 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 249869 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 358841 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 368323 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** |
|  | **VIP FundsManager 85% Portfolio** | **VIP FundsManager 85% Portfolio** | **Developing Markets VIP Fund** | **Developing Markets VIP Fund** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $142970 | $120912 | $(27111) | $190801 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 437680 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 157352 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 202934 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 32727 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1922580 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1192227 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2628778 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 185753 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2503229 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1470491 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2804602 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 409281 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1334206 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1447518 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 477548 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 492108 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (957022) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (821796) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (260964) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (253618) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (551964) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (576959) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (264165) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (232344) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (307295) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (314367) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (481433) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (21380) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (482074) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (265604) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (529014) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (15234) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2021155 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1204887 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2275588 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 394047 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13410888 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12206001 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6462133 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6068086 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $15432043 | $13410888 | $8737721 | $6462133 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 16601 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23995 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3725 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11732 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (29666) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (32006) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (20899) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12225) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (13065) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8011) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (17174) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(493) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 405274 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 413285 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 255303 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 255796 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 392208 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 405274 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 238129 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 255303 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** |
|  | **Small Cap Value VIP Fund** | **Small Cap Value VIP Fund** | **Small – Mid Cap Growth VIP Fund** | **Small – Mid Cap Growth VIP Fund** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $87994 | $62305 | $(89181) | $(86483) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1053246 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 97319 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 853832 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (279592) |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (45316) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1372121 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (339092) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2240773 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1095924 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1531745 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 425559 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1874698 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1274426 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1340678 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1943426 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2109075 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (733027) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (852847) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (954064) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (915755) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (480992) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (530804) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (824178) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (885265) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 98325 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (312233) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (228846) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (443970) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 158732 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (355206) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (63661) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (135915) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1254655 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1176539 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 361897 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1738783 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14991692 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13815153 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19345411 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17606628 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $16246347 | $14991692 | $19707308 | $19345411 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 35841 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 41243 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26743 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23784 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (24940) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (38370) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (27533) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (26412) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10901 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2873 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(790) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2628) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 419422 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 416549 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 454506 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 457134 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 430323 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 419422 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 453716 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 454506 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** |
|  | **Strategic Growth Fund** | **Strategic Growth Fund** | **Mid Cap Value Fund** | **Mid Cap Value Fund** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $(310865) | $(279960) | $37448 | $13410 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6440318 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2155369 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1484974 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 910223 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (568172) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6573705 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (538666) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 351809 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5561280 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8449114 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 983756 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1275442 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1066089 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1118650 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 472246 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 503597 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1713579) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1482642) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (619555) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (590471) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1176935) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1067750) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (464017) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (443705) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (769039) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (933276) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 139346 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (174208) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2593465) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2365018) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (471980) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (704787) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2967816 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6084096 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 511777 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 570655 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 34212411 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 28128315 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12012265 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11441610 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $37180227 | $34212411 | $12524042 | $12012265 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3740 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2219 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2955 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6769 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (42619) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (45738) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10344) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (14752) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (38878) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (43519) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7388) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7983) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 554436 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 597955 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 181203 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 189186 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 515557 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 554436 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 173815 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 181203 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Janus Henderson** | **Janus Henderson** |
|  | **Small Cap Equity Insights Fund** | **Small Cap Equity Insights Fund** | **VIT Balanced Portfolio (Service Shares)** | **VIT Balanced Portfolio (Service Shares)** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $(2822) | $8378 | $383058 | $361502 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 467381 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 493754 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1806354 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 633731 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 312610 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 321007 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1755611 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2570768 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 777169 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 823139 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3945024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3566001 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 248985 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 260269 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2580967 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2734135 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (199973) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (271387) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1494952) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1290801) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (134561) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (138906) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1068589) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1114601) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (106056) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (152497) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (575497) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (189329) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (191606) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (302521) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (558071) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 139404 |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 585564 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 520618 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3386953 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3705405 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5155342 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4634724 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27856049 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24150644 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $5740906 | $5155342 | $31243002 | $27856049 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7109 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17046 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 34488 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 45652 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7957) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (15090) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (47795) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (40529) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(848) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1956 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (13308) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5123 |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 120746 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 118790 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 718319 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 713196 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 119898 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 120746 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 705012 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 718319 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Janus Henderson** | **Janus Henderson** | **Janus Henderson** | **Janus Henderson** |
|  | **VIT Enterprise Portfolio (Service Shares)** | **VIT Enterprise Portfolio (Service Shares)** | **VIT Forty Portfolio (Institutional Shares)** | **VIT Forty Portfolio (Institutional Shares)** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $(38212) | $(9504) | $(533932) | $(459261) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 624317 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 481938 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14833676 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7752811 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (274299) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 175829 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2242932 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14219094 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 311806 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 648263 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 16542675 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21512644 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 149505 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 154854 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5753199 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6061627 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (182251) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (208794) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4623866) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4708982) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (156700) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (155473) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3235897) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3298930) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (58076) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (108202) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2072602) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2239014) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (247522) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (317615) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4179166) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4185299) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 64284 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 330648 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12363509 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17327345 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4992115 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4661467 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 96333326 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 79005981 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $5056399 | $4992115 | $108696835 | $96333326 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23257 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6181 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 34999 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27368 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12186) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8820) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (102894) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (109095) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11071 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2639) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (67896) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (81727) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 89342 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 91981 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1643246 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1724973 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 100413 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 89342 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1575350 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1643246 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** |
|  | **VIT International Bond Portfolio (U.S. Dollar-Hedged)** | **VIT International Bond Portfolio (U.S. Dollar-Hedged)** | **VIT Low Duration Portfolio** | **VIT Low Duration Portfolio** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $218359 | $214331 | $235926 | $223897 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (18351) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (16231) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (19881) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (15615) |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 48454 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 145528 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 125422 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 45461 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 248463 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 343628 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 341467 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 253743 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 667732 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 720782 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 649776 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 677962 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (333243) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (332135) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (306656) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (355766) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (368089) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (361698) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (355411) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (340866) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 162614 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 335038 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 517695 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 366155 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 129015 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 361987 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 505404 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 347485 |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 377477 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 705615 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 846870 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 601228 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7679656 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6974041 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7169474 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6568246 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $8057133 | $7679656 | $8016344 | $7169474 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25063 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30163 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 57548 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 40984 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (17929) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12105) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (26871) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (16785) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7134 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 18058 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30677 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24199 |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 340954 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 322896 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 455130 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 430931 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 348088 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 340954 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 485807 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 455130 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** |
|  | **Capital Appreciation Account II** | **Capital Appreciation Account II** | **Equity Income Account II** | **Equity Income Account II** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $(21111) | $(4227) | $111849 | $139098 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1086755 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 651448 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1740745 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 496169 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (226074) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 780940 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (81022) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 960690 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 839570 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1428161 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1771573 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1595957 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 235240 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 249562 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 512904 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 549827 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (422842) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (292635) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (546621) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (328263) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (147444) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (148818) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (327566) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (304764) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (122575) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (151697) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (81601) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (72069) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (457621) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (343588) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (442884) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (155269) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 381949 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1084573 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1328689 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1440688 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7006947 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5922374 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12601369 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11160681 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $7388896 | $7006947 | $13930058 | $12601369 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 76305 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 58683 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 74244 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 71878 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (33378) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (27538) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (41471) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (35591) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 42927 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 31145 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 32773 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 36287 |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 167831 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 136686 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 302636 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 266349 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 210758 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 167831 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 335409 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 302636 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** |
|  | **MidCap Account II** | **MidCap Account II** | **SmallCap Account II** | **SmallCap Account II** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $(146975) | $(149272) | $(21057) | $(19827) |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2769635 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2411062 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 162653 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 51477 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2490102) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 851076 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 236711 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 121831 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 132558 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3112866 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 378308 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 153481 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 709996 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 763409 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 121771 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 136613 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (971668) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (881510) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (103912) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (127808) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (506265) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (522603) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (119590) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (115833) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 219692 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (590998) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19204 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (31409) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (548244) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1231702) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (82527) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (138437) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (415686) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1881164 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 295780 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15044 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 18701566 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 16820402 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2733112 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2718068 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $18285880 | $18701566 | $3028892 | $2733112 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24342 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 31036 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8032 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17414 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (11416) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (15463) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (11266) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (19183) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12926 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15573 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3234) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1769) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 100945 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 85372 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 158229 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 159998 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 113871 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 100945 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 154995 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 158229 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** |
|  | **SAM Balanced Portfolio** | **SAM Balanced Portfolio** | **SAM Conservative Balanced Portfolio** | **SAM Conservative Balanced Portfolio** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $1235985 | $915901 | $280410 | $222334 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5480720 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (232860) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 310513 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4179) |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2061185 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6513783 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 668688 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 668105 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8777890 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7196824 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1259611 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 886260 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6844974 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7245392 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1357447 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1401978 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4233600) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2767035) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (706893) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (414476) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3417878) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3388100) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (713178) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (682569) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1835979) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (670497) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (91969) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (193910) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2642482) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 419760 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (154593) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 111023 |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6135408 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7616584 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1105019 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 997283 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 68173412 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 60556828 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11688691 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10691408 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $74308820 | $68173412 | $12793710 | $11688691 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 127873 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 295836 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 48095 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38001 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (214797) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (184414) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (46611) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (28562) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (86924) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 111422 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1484 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9439 |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2380649 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2269227 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 487251 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 477812 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2293724 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2380649 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 488735 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 487251 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** |
|  | **SAM Conservative Growth Portfolio** | **SAM Conservative Growth Portfolio** | **SAM Flexible Income Portfolio** | **SAM Flexible Income Portfolio** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $1407011 | $993109 | $76039 | $60241 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12154709 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2012924 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (24221) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (48133) |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5861310 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14197132 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 174654 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 133568 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19423029 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17203165 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 226472 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 145676 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11069839 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11841278 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 287961 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 314084 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8235803) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6972696) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (70722) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (189055) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5726144) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5605887) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (178235) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (173118) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2155427) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2881217) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4446) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (97574) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5047534) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3618522) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 34558 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (145663) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14375495 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13584643 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 261030 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 134704245 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 121119602 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2488886 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2488873 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $149079740 | $134704245 | $2749916 | $2488886 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 172148 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 346085 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13976 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9922 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (268159) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (321059) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10048) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (16147) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (96012) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25026 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3928 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6225) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3810308 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3785282 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 118159 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 124384 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3714296 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3810308 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 122087 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 118159 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** |
|  | **SAM Strategic Growth Portfolio** | **SAM Strategic Growth Portfolio** | **Diversified International Account I** | **Diversified International Account I** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $1241120 | $635433 | $18742 | $24210 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17914484 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2550247 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 131036 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5438 |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8720535 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21677925 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 113381 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5363 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27876139 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24863605 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 263159 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 35011 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14639480 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15364898 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 53243 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 51660 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10239616) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8062397) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (122650) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (18488) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7003734) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6943204) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (22840) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (21747) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3055751) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3014431) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2857) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4598) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5659621) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2655134) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (95104) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6827 |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 22216518 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 22208471 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 168055 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 41838 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 178012736 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 155804265 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 840655 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 798817 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $200229254 | $178012736 | $1008710 | $840655 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 268032 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 398412 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 31429 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6948 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (340519) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (317142) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (32392) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5737) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (72487) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 81270 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(963) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1211 |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4557534 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4476264 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 63098 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 61887 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4485047 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4557534 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 62135 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 63098 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** |
|  | **LargeCap Growth Account I** | **LargeCap Growth Account I** | **Core Plus Bond Account I** | **Core Plus Bond Account I** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $(1590) | $(1574) | $3716 | $2895 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 100852 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 61594 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6249) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8351) |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (37179) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 47388 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9031 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6018 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 62083 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 107408 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6499 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 562 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21328 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 18528 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4926 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3845 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3760) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (36811) |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8801) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7986) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2040) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1954) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9884) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12347 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1486 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(782) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2643 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19129 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4373 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (35702) |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 64725 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 126537 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10871 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (35140) |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 552711 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 426174 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 88435 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 123575 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $617436 | $552711 | $99306 | $88435 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21749 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11132 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3527 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 578 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (13842) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5174) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3027) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4099) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7908 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5958 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 500 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3521) |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 28211 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 22253 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8706 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12227 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 36119 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 28211 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9206 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8706 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Statements of Changes in Net Assets

#### Years Ended December 31, 2025

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** |
|  | **Government & High Quality Bond Account I** | **Government & High Quality Bond Account I** | **Short-Term Income Account I** | **Short-Term Income Account I** |
|  | **2025** | **2024** | **2025** | **2024** |
| **Increase (decrease) in net assets Operations** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net investment income (loss) | $4231 | $3417 | $620 | $368 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net realized gain (loss) from investment transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3579) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (19034) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp; Change in net unrealized appreciation (depreciation) of investments | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8632 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15726 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 91 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 162 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from operations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9284 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 109 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 711 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 530 |
| **Increase (decrease) in net assets from contract transactions** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Payments received from contract owners | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5035 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5377 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2500 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2500 |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers for contract benefits and terminations | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (21645) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1 |
| &nbsp;&nbsp;&nbsp;&nbsp; Contract maintenance charges | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2919) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2752) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(289) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(281) |
| &nbsp;&nbsp;&nbsp;&nbsp; Transfers between subaccounts (including fixed account), net | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(28) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2320) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net increase (decrease) in net assets from contract transactions | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2087 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (21340) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2211 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2220 |
| **Total increase (decrease) in net assets** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11372 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (21231) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2922 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2750 |
| **Net assets** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning of period | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 120883 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 142114 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12833 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10083 |
| &nbsp;&nbsp;&nbsp;&nbsp; End of period | $132255 | $120883 | $15755 | $12833 |
| **Analysis of increase (decrease) in units outstanding** |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Units issued | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5084 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7970 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 195 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 206 |
| &nbsp;&nbsp;&nbsp;&nbsp; Units redeemed | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5071) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10569) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase (decrease) in units outstanding | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2599) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 195 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 206 |
| &nbsp;&nbsp;&nbsp;&nbsp; Beginning units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12427 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15026 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1165 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 959 |
| &nbsp;&nbsp;&nbsp;&nbsp; Ending units | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12441 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12427 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1360 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1165 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

&nbsp;&nbsp;&nbsp;&nbsp;1. **The Company** 

The Farmers Variable Life Separate Account A (the "Account"), a unit investment trust registered under the Investment Company Act of 1940, as amended, was established by Farmers New World Life Insurance Company (the "Company") during 2000 and exists in accordance with the regulations of the Washington State Office of the Insurance Commissioner. The Company is a wholly owned subsidiary of Farmers Group, Inc. ("FGI"), whose ultimate parent is Zurich Insurance Group Ltd. FGI, an insurance holding company that provides management services, is attorney-in-fact for three inter-insurance exchanges and their subsidiaries.

Under applicable insurance law, the assets and liabilities of the Account are clearly identified and distinguished from the Company's other assets and liabilities. The portion of the Account's assets applicable to the Variable Universal Life, Life Accumulator and EssentialLife Variable Universal Life policies is not chargeable with liabilities arising out of any other business the Company may conduct, but the obligations of the Account, including benefits related to variable life insurance, are obligations of the Company.

The Account is a funding vehicle for individual variable universal life policies, which may consist of optional riders for additional insurance benefits. Investments are made in the underlying mutual fund portfolios and are valued at the reported net asset values of such portfolios, which value their investment securities at fair value. Investment transactions are recorded on a trade date basis. The deposits collected for these policies are invested, at the direction of the policyholders, in the subaccounts that comprise the Account. The Account is currently composed of fifty-seven subaccounts. The value of each subaccount will increase or decrease, depending on the investment performance of the corresponding portfolio less mortality and expenses charged by the company. The risk of unfavorable investment performance is borne by the policyholder. The subaccounts invest in the following underlying mutual fund portfolios (collectively, the "Funds").

#### The Variable Universal Life portfolio includes:

---

| |
|:---|
| **American Funds Insurance Series** |
| Asset Allocation Fund |
| Capital Income Builder Fund |
| Capital World Growth and Income Fund |
| Global Growth Fund |
| Growth Fund |
| Growth-Income Fund |
| International Fund |
| **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares** |
| Sustainable U.S. Equity Portfolio |
| **BNY Mellon Variable Investment Fund – Service Class Shares** |
| Opportunistic Small Cap Portfolio |
| **Calvert Variable Series, Inc.** |
| VP SRI Mid Cap Portfolio |
| **DWS Investments VIT Funds – Class B Shares** |
| DWS Equity 500 Index VIP |
| **DWS Variable Series I – Class A Shares** |
| DWS Core Equity VIP |
| DWS CROCI International VIP |
| DWS Global Small Cap VIP |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

&nbsp;&nbsp;&nbsp;&nbsp;1. **The Company, continued** 

---

| |
|:---|
| **DWS Variable Series I – Class A Shares** |
| DWS CROCI U.S. VIP |
| DWS Government Money Market VIP |
| DWS High Income VIP |
| DWS Small Mid Cap Growth VIP |
| **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** |
| VIP Growth Portfolio |
| VIP Index 500 Portfolio |
| VIP Mid Cap Portfolio |
| **Fidelity VIP Freedom Funds – Service Class 2 Shares** |
| VIP Freedom 2010 Portfolio |
| VIP Freedom 2015 Portfolio |
| VIP Freedom 2020 Portfolio |
| VIP Freedom 2025 Portfolio |
| VIP Freedom 2030 Portfolio |
| VIP Freedom Income Portfolio |
| **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** |
| VIP FundsManager 20% Portfolio |
| VIP FundsManager 50% Portfolio |
| VIP FundsManager 70% Portfolio |
| VIP FundsManager 85% Portfolio |
| **Franklin Templeton Variable Insurance Products Trust – Class 2** |
| Developing Markets VIP Fund |
| Small Cap Value VIP Fund |
| Small – Mid Cap Growth VIP Fund |
| **Goldman Sachs Variable Insurance Trust – Institutional Class** |
| Strategic Growth Fund |
| Mid Cap Value Fund |
| Small Cap Equity Insights Fund |
| **Janus Henderson** |
| VIT Balanced Portfolio (Service Shares) |
| VIT Enterprise Portfolio (Service Shares) |
| VIT Forty Portfolio (Institutional Shares) |
| **PIMCO Variable Insurance Trust – Administrative Class Shares** |
| VIT International Bond Portfolio (U.S. Dollar-Hedged) |
| VIT Low Duration Portfolio |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** |
| Capital Appreciation Account II |
| Equity Income Account II |
| MidCap Account II |
| SmallCap Account II |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

&nbsp;&nbsp;&nbsp;&nbsp;1. **The Company, continued** 

---

| |
|:---|
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** |
| SAM Balanced Portfolio |
| SAM Conservative Balanced Portfolio |
| SAM Conservative Growth Portfolio |
| SAM Flexible Income Portfolio |
| SAM Strategic Growth Portfolio |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** |
| Diversified International Account I |
| LargeCap Growth Account I |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** |
| Core Plus Bond Account I |
| Government & High Quality Bond Account I |
| Short-Term Income Account I |

---

The Company owns the assets in the Account, and is obligated to pay all benefits under the policies the Company issues. The Company provides insurance and administrative services to the policyholders for a fee. The Company also maintains a fixed account (the "Fixed Account"), to which policyholders may direct their deposits and receive a fixed rate of return.

The Company has sole discretion to invest the assets of the Fixed Account, subject to applicable law. Certain officers of the Account are also officers and directors of the Company.

The Company suspended issuance of new variable universal life effective February 28, 2024.

The remainder of this page is intentionally left blank.

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

2. Significant Accounting Policies

The accompanying financial statements are prepared in conformity with U.S. generally accepted accounting principles ("US GAAP"). The Account is considered an investment company under US GAAP and follows the accounting and reporting guidance applicable to investment companies in the Financial Accounting Standards Board ("FASB") Accounting Standards Codification ("ASC") 946, Financial Services – Investment Companies . The significant accounting policies adopted by the Company are as follows:

#### Use of Estimates in the Preparation of Financial Statements
The preparation of financial statements in accordance with US GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.

#### Valuation of Investments and Accumulation Unit Values
Investments consist of shares of the Funds and are stated at fair value based on the reported net asset value ("NAV") per share of the respective portfolios at December 31, 2025. Accumulation unit values are computed daily based on the change in fair market value of the NAV of the Fund less mortality and expense risk charges for the subaccount. For dividends and capital distributions received by the funds, the accumulation values are calculated with the dividend and capital distribution amount added back to the change in the fair market value of the NAV.

#### Realized Gains and Losses
Realized gains and losses represent the difference between the proceeds from sales of shares and the cost of such shares, which are determined using the specific identified cost method.

#### Federal Income Tax
The operations of the Account are included in the federal income tax return of the Company, which is taxed as a life insurance company under the provisions of the Internal Revenue Code ("IRC"). Under the current provisions of the IRC, the Company does not expect to incur federal income taxes on the earnings of the Account to the extent the earnings are credited under the policies. Therefore, no charge is being made currently to the Account for federal income taxes. The Company will review periodically the status of this policy in the event of changes in tax law. A change may be made in future years for any federal income taxes that would be attributable to the policies.

#### Dividends
Dividend income received by the Funds are reinvested in the Fund and are recognized on the ex-distribution date.

#### Capital Gain Distributions
Capital gain distributions received by the Funds are reinvested in the Fund and are recognized on the ex-distribution date.

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

2. Significant Accounting Policies

#### Fair Value Measurements
The Company determines the fair value of its financial instruments based on the fair value hierarchy established in FASB guidance referenced in the Accounting Standards Codification Topic 820 ("ASC 820"), Fair Value Measurements and Disclosure, which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.

The Company has categorized its financial instruments based on the priority of the inputs to the valuation technique, into the three level hierarchy. The fair value hierarchy gives the highest priority to quoted prices in active markets for identical assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). If the inputs used to measure fair value fall within different levels of the hierarchy, the category level is based on the lowest priority level input that is significant to the fair value measurement of the instrument.

Financial assets and liabilities recorded at fair value on the Statement of Assets and Liabilities are categorized as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Level 1: Unadjusted quoted prices for identical assets or liabilities in an active market.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Level 2: Quoted prices in markets that are not active or significant inputs that are observable either directly or indirectly. Level 2 inputs include the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Quoted prices for similar assets or liabilities in active markets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Quoted prices for identical or similar assets or liabilities in non-active markets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Inputs other than quoted market prices that are observable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Inputs that are derived principally from or corroborated by observable market data through correlation or other means.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Level 3: Prices or valuation techniques that require inputs that are both unobservable and significant to the overall fair value measurement. They reflect management's own judgements about the assumptions a market participant would use in pricing the asset or liability.

#### Determination of Fair Values
The valuation methodologies used to determine the fair values of assets and liabilities reflect market participant assumptions and are based on the application of the fair value hierarchy that prioritizes observable market inputs over unobservable inputs. The Company determines the fair values of certain financial assets based on quoted market prices. All of the investments in the subaccounts of the Separate Account are classified as Level 1 in the fair value hierarchy and consist of open-ended mutual funds. Participants may, without restriction, transact at the daily NAV of the funds. The NAV represents the daily per share value of the portfolio of investments of the mutual funds, at which sufficient volumes of transactions occur. As there were no Level 2 or Level 3 assets in any period presented, disclosure of transfer between levels or a reconciliation of Level 3 assets is not required.

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

3. Expenses, Contract Maintenance Charges and Related Party Transactions

---

| | | | |
|:---|:---|:---|:---|
| **Fees and Charges** | **Variable Universal Life** | **Life Accumulator** | **Essential Life Variable Universal Life** |
| **Expenses** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; **Mortality and Expense Risk Charge** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Basic Charges are assessed through reduction of unit values | 0.90% | 0.25% - 0.70% | 0.30% - 0.60% |
| **Contract Maintenance Charges** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; **Premium Charges** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Charge is deducted upon payment of each premium | 3.50% | 4.25% | 3% - 7% |
| &nbsp;&nbsp;&nbsp;&nbsp; **Partial Withdrawal Charge** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Charge is deducted upon cash withdrawal | 2.0% not to exceed $25 | 2.0% not to exceed $25 | 2.0% not to exceed $25 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Surrender Charge** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Charge is deducted upon full surrender | N/A | $11.52 - $51.68 per $1,000 of face amount | N/A |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deferred Sales Charge Component | $50 - $75 per $1,000 of face amount | N/A | $3 - $44.40 per $1,000 of face amount |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Administrative Component | $5.32 - $17.50 per $1,000 of face amount | N/A | $3 - $44.40 per $1,000 of face amount |
| &nbsp;&nbsp;&nbsp;&nbsp; **Increase in Principal Sum Charge** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Charge is deducted upon increase in principal sum | $1.50 per $1,000 not to exceed $300 | N/A | N/A |
| &nbsp;&nbsp;&nbsp;&nbsp; **Transfer Charge** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed through the redemption of units | $0 - $25 | $0 - $25 | $0 - $25 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Additional Annual Report Fee** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed through the redemption of units | $5 | $5 | $0 - $25 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Monthly Administration Charge** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed monthly through the redemption of units, on the issue date and on each monthly due date | $5 - $8 | $7 - $10 | $12 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Cost of Insurance Charge** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed monthly through the redemption of units, on the issue date and on each monthly due date | $0.06 - $83.07 per $1,000 of benefit amount | $0.06 - $83.33 per $1,000 of benefit amount | $0.01 - $37.12 per $1,000 of benefit amount |
| &nbsp;&nbsp;&nbsp;&nbsp; **Table Rating Factor Charge** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This factor is multiplied by cost of insurance charge monthly on the issue date and on each monthly due date. | N/A | N/A | Up to five times the cost of insurance charge. The Table Rating Factor charge for most policies is $0 |
| &nbsp;&nbsp;&nbsp;&nbsp; **Table Rating Factor Charge** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed monthly through the redemption of units, on the issue date and on each monthly due date | Up to five times the cost of insurance charge. The Table Rating Factor charge for most policies is $0 | Up to five times the cost of insurance charge. The Table Rating Factor charge for most policies is $0 | N/A |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

3. Expenses, Contract Maintenance Charges and Related Party Transactions

---

| | | | |
|:---|:---|:---|:---|
| **Fees and Charges** | **Variable Universal Life** | **Life Accumulator** | **Essential Life Variable Universal Life** |
| **Contract Charges** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; **Flat Extra Monthly Charge** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed monthly through the redemption of units, on issue date and on each monthly due date | $0 - $1,000 per $1,000 of benefit amount | $0 - $1,000 per $1,000 of benefit amount | $0 - $1,000 per $1,000 of benefit amount |
| &nbsp;&nbsp;&nbsp;&nbsp; **Monthly Underwriting and Sales Charge** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed monthly through the redemption of units, on issue date and on each monthly due date during the first five years and within five years after any increase in principal sum | N/A | $0.24 - $0.88 per benefit amount | $0.06 - $2.21 per $1,000 of benefit amount |
| &nbsp;&nbsp;&nbsp;&nbsp; **Loan Interest Spread** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Assessed at the end of each policy year, at which point interest is added to the outstanding loan balance and a smaller amount of interest is credited to the policy's fixed account | 1.5% - 5.0% of the policy loan balance | 0.25 % of the policy loan balance | 2% - 4% of the policy loan balance |
| &nbsp;&nbsp;&nbsp;&nbsp; **Accidental Death Benefit Rider** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed monthly through the redemption of units, on issue date and on each monthly due date | $0.04 - $0.38 per $1,000 of rider | N/A | $0.04 - $0.56 per $1,000 of rider |
| &nbsp;&nbsp;&nbsp;&nbsp; **Accelerated Benefit Rider for Terminal Illness** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed when benefit is paid under this rider | $0 - $250 plus the actuarial discount | $0 - $250 plus the actuarial discount | $0 - $250 plus the actuarial discount |
| &nbsp;&nbsp;&nbsp;&nbsp; **Monthly Disability Benefit Rider** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed monthly through the redemption of units, on the issue date and on each monthly due date | $4 - $40 per $100 of monthly benefit | $4 - $40 per $100 of monthly benefit | $4 - $62 per $100 of monthly benefit |
| &nbsp;&nbsp;&nbsp;&nbsp; **Disability Waiver Rider** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed monthly on the issue date and on each monthly due date | 4% - 40% of all other monthly charges | N/A | N/A |
| &nbsp;&nbsp;&nbsp;&nbsp; **Waiver of Deduction Rider** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed monthly on the issue date and on each monthly due date | N/A | N/A | 4% - 60% of all other monthly charges |
| &nbsp;&nbsp;&nbsp;&nbsp; **Children's Term Rider** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed monthly through the redemption of units, on issue date and on each monthly due date | $0.78 - $0.87 per $1,000 of rider amount | N/A | $0.78 - $0.87 per $1,000 of rider amount |
| &nbsp;&nbsp;&nbsp;&nbsp; **Additional Insured Term Rider** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is assessed monthly through the redemption of units, on issue date and on each monthly due date | $0.09 - $4.35 per $1,000 of rider amount | N/A | N/A |
| &nbsp;&nbsp;&nbsp;&nbsp; **Accelerated Death Benefit Rider** |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This charge is deducted upon benefit payment | Charge per $1,000 of the amount of death benefit accelerated plus the actuuarial discount | N/A | N/A |

---

#### Portfolio Operating Expenses
The value of the net assets of each subaccount is reduced by the investment management, 12b-1 fees and service fees in some cases, and other expenses incurred by the corresponding portfolio in which the subaccount invests. These fees and expenses are paid indirectly, through a reduction in unit values, by the contract holders, which currently range up to 2%.

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

3. Expenses, Contract Maintenance Charges and Related Party Transactions

#### Related Party Transactions
Farmers Financial Solutions, LLC ("FFS"), a wholly-owned subsidiary of Farmers Exchanges, is the principal underwriter and distributor for the separate account. FFS may receive compensation from some of the portfolios' service providers for administrative and other services performed relating to Variable Account operations.

The remainder of this page is intentionally left blank.

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

4. Purchases and Sales of Investments

The aggregate cost of the shares acquired and the aggregate proceeds from shares sold during the period ended December 31, 2025 consist of the following:

---

| | | |
|:---|:---|:---|
|  | **Purchases** | **Sales** |
| **American Funds Insurance Series** |  |  |
| &nbsp;&nbsp;&nbsp; Asset Allocation Fund | $1829688 | $806236 |
| &nbsp;&nbsp;&nbsp; Capital Income Builder Fund | $1194213 | $692794 |
| &nbsp;&nbsp;&nbsp; Capital World Growth and Income Fund | $1182713 | $753557 |
| &nbsp;&nbsp;&nbsp; Global Growth Fund | $2976553 | $1566237 |
| &nbsp;&nbsp;&nbsp; Growth Fund | $10189117 | $4286519 |
| &nbsp;&nbsp;&nbsp; Growth-Income Fund | $6114824 | $1523062 |
| &nbsp;&nbsp;&nbsp; International Fund | $542745 | $460740 |
| **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares** |  |  |
| &nbsp;&nbsp;&nbsp; Sustainable U.S. Equity Portfolio | $848360 | $502547 |
| **BNY Mellon Variable Investment Fund – Service Class Shares** |  |  |
| &nbsp;&nbsp;&nbsp; Opportunistic Small Cap Portfolio | $525368 | $818754 |
| **Calvert Variable Series, Inc.** |  |  |
| &nbsp;&nbsp;&nbsp; VP SRI Mid Cap Portfolio | $24609 | $49114 |
| **DWS Investments VIT Funds – Class B Shares** |  |  |
| &nbsp;&nbsp;&nbsp; DWS Equity 500 Index VIP | $1281602 | $868265 |
| **DWS Variable Series I – Class A Shares** |  |  |
| &nbsp;&nbsp;&nbsp; DWS Core Equity VIP | $772049 | $375345 |
| &nbsp;&nbsp;&nbsp; DWS CROCI International VIP | $1009791 | $2577809 |
| &nbsp;&nbsp;&nbsp; DWS Global Small Cap VIP | $1963215 | $1196432 |
| &nbsp;&nbsp;&nbsp; DWS CROCI U.S. VIP | $5812150 | $3198083 |
| &nbsp;&nbsp;&nbsp; DWS Government Money Market VIP | $1713219 | $1620781 |
| &nbsp;&nbsp;&nbsp; DWS High Income VIP | $1108640 | $509070 |
| &nbsp;&nbsp;&nbsp; DWS Small Mid Cap Growth VIP | $43820 | $23672 |
| **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** |  |  |
| &nbsp;&nbsp;&nbsp; VIP Growth Portfolio | $17819538 | $7397495 |
| &nbsp;&nbsp;&nbsp; VIP Index 500 Portfolio | $5032229 | $7687538 |
| &nbsp;&nbsp;&nbsp; VIP Mid Cap Portfolio | $7862309 | $3127503 |
| **Fidelity VIP Freedom Funds – Service Class 2 Shares** |  |  |
| &nbsp;&nbsp;&nbsp; VIP Freedom 2010 Portfolio | $40437 | $26715 |
| &nbsp;&nbsp;&nbsp; VIP Freedom 2015 Portfolio | $40171 | $7645 |
| &nbsp;&nbsp;&nbsp; VIP Freedom 2020 Portfolio | $264542 | $66448 |
| &nbsp;&nbsp;&nbsp; VIP Freedom 2025 Portfolio | $302049 | $242928 |
| &nbsp;&nbsp;&nbsp; VIP Freedom 2030 Portfolio | $1625502 | $1065336 |
| &nbsp;&nbsp;&nbsp; VIP Freedom Income Portfolio | $161791 | $157136 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

4. Purchases and Sales of Investments

---

| | | |
|:---|:---|:---|
|  | **Purchases** | **Sales** |
| **Janus Henderson** |  |  |
| &nbsp;&nbsp;&nbsp; VIT Balanced Portfolio (Service Shares) | $2739128 | $2016353 |
| &nbsp;&nbsp;&nbsp; VIT Enterprise Portfolio (Service Shares) | $774341 | $637882 |
| &nbsp;&nbsp;&nbsp; VIT Forty Portfolio (Institutional Shares) | $14334750 | $6877880 |
| **PIMCO Variable Insurance Trust – Administrative Class Shares** |  |  |
| &nbsp;&nbsp;&nbsp; VIT International Bond Portfolio (U.S. Dollar-Hedged) | $782910 | $435536 |
| &nbsp;&nbsp;&nbsp; VIT Low Duration Portfolio | $1187760 | $446431 |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** |  |  |
| &nbsp;&nbsp;&nbsp; Capital Appreciation Account II | $1664875 | $1588919 |
| &nbsp;&nbsp;&nbsp; Equity Income Account II | $2509701 | $1582985 |
| &nbsp;&nbsp;&nbsp; MidCap Account II | $2997456 | $1359274 |
| &nbsp;&nbsp;&nbsp; SmallCap Account II | $272810 | $229218 |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** |  |  |
| &nbsp;&nbsp;&nbsp; SAM Balanced Portfolio | $9646271 | $5691898 |
| &nbsp;&nbsp;&nbsp; SAM Conservative Balanced Portfolio | $1449751 | $1033145 |
| &nbsp;&nbsp;&nbsp; SAM Conservative Growth Portfolio | $16282889 | $9823043 |
| &nbsp;&nbsp;&nbsp; SAM Flexible Income Portfolio | $318193 | $207596 |
| &nbsp;&nbsp;&nbsp; SAM Strategic Growth Portfolio | $22819856 | $13005909 |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** |  |  |
| &nbsp;&nbsp;&nbsp; Diversified International Account I | $474000 | $495353 |
| &nbsp;&nbsp;&nbsp; LargeCap Growth Account I | $365383 | $271870 |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** |  |  |
| &nbsp;&nbsp;&nbsp; Core Plus Bond Account I | $40132 | $32043 |
| &nbsp;&nbsp;&nbsp; Government & High Quality Bond Account I | $58249 | $51931 |
| &nbsp;&nbsp;&nbsp; Short-Term Income Account I | $2871 | $40 |

---

The remainder of this page is intentionally left blank

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

5. Units Issued and Redeemed

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** |
|  | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** |
|  | **Year** | **Units Outstanding December 31, Prior Year** | **Units Issued** | **Units Redeemed** | **Units Outstanding** | **Accumulation Unit Value December 31, Year End** |
| **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares subaccounts** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares subaccounts** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares subaccounts** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; Sustainable U.S. Equity Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7569 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 475 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1085) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6958 | $44.63 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8611 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1029 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2071) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7569 | $38.93 |
| **BNY Mellon Variable Investment Fund – Service Class Shares subaccounts** | **BNY Mellon Variable Investment Fund – Service Class Shares subaccounts** | **BNY Mellon Variable Investment Fund – Service Class Shares subaccounts** | **BNY Mellon Variable Investment Fund – Service Class Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; Opportunistic Small Cap Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 214545 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6055 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (11095) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 209506 | $28.65 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 221999 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5189 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12643) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 214545 | $26.12 |
| **Calvert Variable Series, Inc. subaccounts** | **Calvert Variable Series, Inc. subaccounts** | **Calvert Variable Series, Inc. subaccounts** | **Calvert Variable Series, Inc. subaccounts** |  |  |  |
| &nbsp;&nbsp; VP SRI Mid Cap Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7474 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 321 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1365) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6431 | $34.64 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7605 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 304 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(435) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7474 | $34.45 |
| **DWS Variable Series I – Class A Shares subaccounts** | **DWS Variable Series I – Class A Shares subaccounts** | **DWS Variable Series I – Class A Shares subaccounts** | **DWS Variable Series I – Class A Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; DWS Core Equity VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 125962 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1977 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6536) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 121403 | $55.18 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 132568 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 839 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7445) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 125962 | $47.65 |
| &nbsp;&nbsp; DWS CROCI International VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp; 1696572 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 20843 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (177436) | &nbsp;&nbsp;&nbsp;&nbsp; 1539980 | $13.86 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp; 1676621 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 74829 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (54878) | &nbsp;&nbsp;&nbsp;&nbsp; 1696572 | $9.65 |
| &nbsp;&nbsp; DWS Global Small Cap VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 376752 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8136 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (21967) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 362921 | $39.02 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 387887 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8106 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (19241) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 376752 | $32.67 |
| **DWS Variable Series II – Class A Shares subaccounts** | **DWS Variable Series II – Class A Shares subaccounts** | **DWS Variable Series II – Class A Shares subaccounts** | **DWS Variable Series II – Class A Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; DWS CROCI U.S. VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 815392 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14109 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (44593) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 784908 | $61.06 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 856575 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8018 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (49201) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 815392 | $52.57 |
| &nbsp;&nbsp; DWS Government Money Market VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp; 1226395 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 55909 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (65074) | &nbsp;&nbsp;&nbsp;&nbsp; 1217230 | $12.49 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp; 1202276 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 71556 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (47437) | &nbsp;&nbsp;&nbsp;&nbsp; 1226395 | $12.12 |
| &nbsp;&nbsp; DWS High Income VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 201662 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5493 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9780) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 197375 | $32.87 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 202599 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7105 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8042) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 201662 | $30.44 |
| &nbsp;&nbsp; DWS Small Mid Cap Growth VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38330 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 928 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1753) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 37505 | $13.32 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 42292 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 668 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4630) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38330 | $12.43 |
| **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** |  |  |  |
| &nbsp;&nbsp; VIP Growth Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 736810 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4631 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (46185) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 695256 | $75.39 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 788281 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8003 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (59474) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 736810 | $66.27 |
| &nbsp;&nbsp; VIP Index 500 Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 742100 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6695 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (51159) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 697636 | $66.63 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 784643 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10539 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (53082) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 742100 | $57.14 |
| &nbsp;&nbsp; VIP Mid Cap Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 187722 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3852 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10214) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 181359 | $86.13 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 195543 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2477 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10298) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 187722 | $77.83 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

5. Units Issued and Redeemed

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** |
|  | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** |
|  | **Year** | **Units Outstanding December 31, Prior Year** | **Units Issued** | **Units Redeemed** | **Units Outstanding** | **Accumulation Unit Value December 31, Year End** |
| **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** | **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** | **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** | **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** |  |  |  |
| &nbsp;&nbsp; Developing Markets VIP Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 255303 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3725 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (20899) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 238129 | $36.69 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 255796 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11732 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12225) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 255303 | $25.31 |
| &nbsp;&nbsp; Small – Mid Cap Growth VIP Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 122754 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3494 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7400) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 118849 | $43.30 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 128773 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2259 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8278) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 122754 | $42.62 |
| &nbsp;&nbsp; Small Cap Value VIP Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 119522 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4244 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4756) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 119010 | $44.44 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 123840 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2425 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6743) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 119522 | $41.66 |
| **Goldman Sachs Variable Insurance Trust – Institutional Class subaccounts** | **Goldman Sachs Variable Insurance Trust – Institutional Class subaccounts** | **Goldman Sachs Variable Insurance Trust – Institutional Class subaccounts** | **Goldman Sachs Variable Insurance Trust – Institutional Class subaccounts** |  |  |  |
| &nbsp;&nbsp; Mid Cap Value Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 173509 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2838 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9183) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 167164 | $74.24 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 184097 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1635 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12223) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 173509 | $68.47 |
| &nbsp;&nbsp; Small Cap Equity Insights Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 85636 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2106 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5473) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 82270 | $58.92 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 91093 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1150 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6607) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 85636 | $51.18 |
| &nbsp;&nbsp; Strategic Growth Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 554436 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3740 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (42619) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 515558 | $72.12 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 597955 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2219 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (45738) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 554436 | $61.71 |
| **Janus Henderson subaccounts** | **Janus Henderson subaccounts** | **Janus Henderson subaccounts** | **Janus Henderson subaccounts** |  |  |  |
| &nbsp;&nbsp; VIT Balanced Portfolio (Service Shares) | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 115306 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5240 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9807) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 110739 | $51.41 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 119072 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6298 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10064) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 115306 | $45.18 |
| &nbsp;&nbsp; VIT Enterprise Portfolio (Service Shares) | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 70604 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1157 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4779) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 66982 | $65.81 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 75383 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1130 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5909) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 70604 | $61.82 |
| &nbsp;&nbsp; VIT Forty Portfolio (Institutional Shares) | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 915795 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7150 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (66205) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 856740 | $63.64 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 987933 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3073 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (75211) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 915795 | $54.35 |
| **PIMCO Variable Insurance Trust – Administrative Class Shares subaccounts** | **PIMCO Variable Insurance Trust – Administrative Class Shares subaccounts** | **PIMCO Variable Insurance Trust – Administrative Class Shares subaccounts** | **PIMCO Variable Insurance Trust – Administrative Class Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; VIT International Bond Portfolio (U.S. Dollar-Hedged) | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 195822 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7652 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10861) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 192614 | $25.49 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 191457 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10296 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5931) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 195822 | $24.75 |
| &nbsp;&nbsp; VIT Low Duration Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 305626 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 35898 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (15484) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 326040 | $17.55 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 297214 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17822 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9410) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 305626 | $16.78 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

5. Units Issued and Redeemed

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** |
|  | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** | **Variable Universal Life** |
|  | **Year** | **Units Outstanding December 31, Prior Year** | **Units Issued** | **Units Redeemed** | **Units Outstanding** | **Accumulation Unit Value December 31, Year End** |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds subaccounts** |  |  |  |
| &nbsp;&nbsp; Capital Appreciation Account II | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 62244 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 734 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6597) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 56381 | $74.74 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 65185 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 762 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3703) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 62244 | $66.60 |
| &nbsp;&nbsp; Equity Income Account II | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 173814 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2982 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9719) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 167077 | $65.35 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 175951 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3497 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5634) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 173814 | $57.22 |
| &nbsp;&nbsp; MidCap Account II | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 56681 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1282 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2913) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 55049 | $314.76 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 60719 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 462 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4500) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 56681 | $312.83 |
| &nbsp;&nbsp; SmallCap Account II | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 140741 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5679 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10163) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 136256 | $20.35 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 148044 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3023 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10326) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 140741 | $17.89 |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** |  |  |  |
| &nbsp;&nbsp; SAM Balanced Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 451958 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6380 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (23418) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 434920 | $43.52 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 461630 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11805 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (21477) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 451958 | $38.64 |
| &nbsp;&nbsp; SAM Conservative Balanced Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 89572 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1423 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5701) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 85293 | $32.93 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 92300 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1628 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4356) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 89572 | $29.86 |
| &nbsp;&nbsp; SAM Conservative Growth Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp; 1114783 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14448 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (65878) | &nbsp;&nbsp;&nbsp;&nbsp; 1063353 | $53.58 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp; 1170855 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 16471 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (72543) | &nbsp;&nbsp;&nbsp;&nbsp; 1114783 | $46.88 |
| &nbsp;&nbsp; SAM Flexible Income Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30926 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1181 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1865) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30242 | $27.06 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 32530 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 828 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2432) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30926 | $24.90 |
| &nbsp;&nbsp; SAM Strategic Growth Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp; 1272046 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19930 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (71106) | &nbsp;&nbsp;&nbsp;&nbsp; 1220870 | $61.48 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp; 1314906 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24115 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (66975) | &nbsp;&nbsp;&nbsp;&nbsp; 1272046 | $53.20 |

---

The remainder of this page is intentionally left blank.

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

5. Units Issued and Redeemed

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** |
|  | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** |
|  | **Year** | **Units Outstanding December 31, Prior Year** | **Units Issued** | **Units Redeemed** | **Units Outstanding** | **Accumulation Unit Value December 31, Year End** |
| **DWS Investments VIT Funds – Class B Shares subaccounts** | **DWS Investments VIT Funds – Class B Shares subaccounts** | **DWS Investments VIT Funds – Class B Shares subaccounts** | **DWS Investments VIT Funds – Class B Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; DWS Equity 500 Index VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 42874 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 594 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (19165) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24303 | $47.82 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 97973 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5033 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (60132) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 42874 | $40.93 |
| **DWS Variable Series II – Class A Shares subaccounts** | **DWS Variable Series II – Class A Shares subaccounts** | **DWS Variable Series II – Class A Shares subaccounts** | **DWS Variable Series II – Class A Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; DWS CROCI U.S. VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14813 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 378 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9250) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5940 | $25.01 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17930 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 314 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3431) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14813 | $21.41 |
| **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** |  |  |  |
| &nbsp;&nbsp; VIP Growth Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 33029 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 911 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12513) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21427 | $69.62 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 36378 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1190 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4539) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 33029 | $60.84 |
| **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** | **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** | **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** | **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** |  |  |  |
| &nbsp;&nbsp; Small Cap Value VIP Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 29966 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 965 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5539) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25392 | $28.18 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 41827 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1134 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12995) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 29966 | $26.25 |
| **Goldman Sachs Variable Insurance Trust – Institutional Class subaccounts** | **Goldman Sachs Variable Insurance Trust – Institutional Class subaccounts** | **Goldman Sachs Variable Insurance Trust – Institutional Class subaccounts** | **Goldman Sachs Variable Insurance Trust – Institutional Class subaccounts** |  |  |  |
| &nbsp;&nbsp; Mid Cap Value Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2611 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 98 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1029) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1680 | $29.94 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5089 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 40 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2518) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2611 | $27.45 |
| &nbsp;&nbsp; Small Cap Equity Insights Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19820 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 440 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2354) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17906 | $33.88 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27697 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 586 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8463) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19820 | $29.26 |
| **Janus Henderson subaccounts** | **Janus Henderson subaccounts** | **Janus Henderson subaccounts** | **Janus Henderson subaccounts** |  |  |  |
| &nbsp;&nbsp; VIT Enterprise Portfolio (Service Shares) | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14158 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 265 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7230) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7193 | $43.33 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 16598 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 441 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2881) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14158 | $40.46 |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds subaccounts** |  |  |  |
| &nbsp;&nbsp; Diversified International Account I | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 59555 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2160 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (26688) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 35027 | $17.78 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 61887 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3336 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5668) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 59555 | $13.47 |
| &nbsp;&nbsp; LargeCap Growth Account I | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 20596 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 352 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (13620) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7328 | $24.15 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 22253 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3501 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5158) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 20596 | $21.74 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

5. Units Issued and Redeemed

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** |
|  | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** | **Life Accumulator - During Years 11 through 20** |
|  | **Year** | **Units Outstanding December 31, Prior Year** | **Units Issued** | **Units Redeemed** | **Units Outstanding** | **Accumulation Unit Value December 31, Year End** |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds subaccounts** |  |  |  |
| &nbsp;&nbsp; Core Plus Bond Account I | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8413 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 431 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3018) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5825 | $10.89 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12227 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 284 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4098) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8413 | $10.17 |
| &nbsp;&nbsp; Government & High Quality Bond Account I | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4871 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 276 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4994) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 153 | $10.21 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15026 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 407 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10562) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4871 | $9.49 |
| &nbsp;&nbsp; Short-Term Income Account I | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1165 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 195 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1360 | $11.59 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 959 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 206 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1165 | $11.02 |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds subaccounts** |  |  |  |
| &nbsp;&nbsp; Capital Appreciation Account II | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 49619 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 898 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (24922) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25596 | $48.07 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 71501 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1844 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (23726) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 49619 | $42.58 |
| &nbsp;&nbsp; Equity Income Account II | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 62620 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 909 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (29430) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 34099 | $34.23 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 90398 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2161 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (29939) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 62620 | $29.79 |
| &nbsp;&nbsp; MidCap Account II | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14049 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 170 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7784) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6434 | $41.53 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24653 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 345 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10949) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14049 | $41.03 |
| &nbsp;&nbsp; SmallCap Account II | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3391 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 420 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1051) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2760 | $21.69 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11954 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 290 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8853) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3391 | $18.95 |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** |  |  |  |
| &nbsp;&nbsp; SAM Balanced Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 71137 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1034 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (39539) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 32632 | $24.41 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 173102 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7147 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (109112) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 71137 | $21.55 |
| &nbsp;&nbsp; SAM Conservative Balanced Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23219 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 819 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (14901) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9138 | $19.79 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 28722 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1902 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7405) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23219 | $17.83 |
| &nbsp;&nbsp; SAM Conservative Growth Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 107341 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2769 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (36632) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 73478 | $29.26 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 212216 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5549 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (110424) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 107341 | $25.45 |
| &nbsp;&nbsp; SAM Flexible Income Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13921 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 735 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (4514) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10142 | $17.07 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15369 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 924 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2372) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13921 | $15.62 |
| &nbsp;&nbsp; SAM Strategic Growth Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 184313 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5826 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (70086) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 120052 | $32.97 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 302351 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10488 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (128526) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 184313 | $28.36 |

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#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

5. Units Issued and Redeemed

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** |
|  | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** |
|  | **Year** | **Units Outstanding December 31, Prior Year** | **Units Issued** | **Units Redeemed** | **Units Outstanding** | **Accumulation Unit Value December 31, Year End** |
| **DWS Investments VIT Funds – Class B Shares subaccounts** | **DWS Investments VIT Funds – Class B Shares subaccounts** | **DWS Investments VIT Funds – Class B Shares subaccounts** | **DWS Investments VIT Funds – Class B Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; DWS Equity 500 Index VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 168815 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 59343 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(518) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 227639 | $15.50 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 168883 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(68) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 168815 | $13.26 |
| **DWS Variable Series II – Class A Shares subaccounts** | **DWS Variable Series II – Class A Shares subaccounts** | **DWS Variable Series II – Class A Shares subaccounts** | **DWS Variable Series II – Class A Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; DWS CROCI U.S. VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3138 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3150 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(65) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6223 | $14.57 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3144 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(6) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3138 | $12.46 |
| **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** |  |  |  |
| &nbsp;&nbsp; VIP Growth Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11781 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 46476 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(527) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 57729 | $16.33 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11855 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(74) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11781 | $14.26 |
| **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** | **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** | **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** | **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** |  |  |  |
| &nbsp;&nbsp; Small Cap Value VIP Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 22847 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10920 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(190) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 33577 | $12.50 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 22879 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(32) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 22847 | $11.64 |
| **Goldman Sachs Variable Insurance Trust – Institutional Class subaccounts** | **Goldman Sachs Variable Insurance Trust – Institutional Class subaccounts** | **Goldman Sachs Variable Insurance Trust – Institutional Class subaccounts** | **Goldman Sachs Variable Insurance Trust – Institutional Class subaccounts** |  |  |  |
| &nbsp;&nbsp; Mid Cap Value Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5083 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(132) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4970 | $12.87 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5094 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(11) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5083 | $11.79 |
| &nbsp;&nbsp; Small Cap Equity Insights Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15289 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4563 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(130) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19721 | $14.56 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15310 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(21) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15289 | $12.57 |
| **Janus Henderson subaccounts** | **Janus Henderson subaccounts** | **Janus Henderson subaccounts** | **Janus Henderson subaccounts** |  |  |  |
| &nbsp;&nbsp; VIT Enterprise Portfolio (Service Shares) | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4579 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21834 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(176) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26237 | $12.84 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4610 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(31) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4579 | $11.98 |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds subaccounts** |  |  |  |
| &nbsp;&nbsp; Diversified International Account I | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3543 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 29269 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (5705) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27107 | $14.24 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3612 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(69) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3543 | $10.78 |
| &nbsp;&nbsp; LargeCap Growth Account I | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7615 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21398 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(222) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 28790 | $15.30 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7631 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(16) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7615 | $13.77 |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds subaccounts** |  |  |  |
| &nbsp;&nbsp; Core Plus Bond Account I | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 293 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3097 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(9) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3381 | $10.60 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 294 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 293 | $9.89 |
| &nbsp;&nbsp; Government & High Quality Bond Account I | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7556 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4808 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(76) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12287 | $10.64 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7563 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(7) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7556 | $9.88 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

5. Units Issued and Redeemed

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** |
|  | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** | **Life Accumulator - During Year 20 and beyond** |
|  | **Year** | **Units Outstanding December 31, Prior Year** | **Units Issued** | **Units Redeemed** | **Units Outstanding** | **Accumulation Unit Value December 31, Year End** |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds subaccounts** |  |  |  |
| &nbsp;&nbsp; Capital Appreciation Account II | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 55968 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 74673 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1859) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 128782 | $15.10 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 56077 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(109) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 55968 | $13.37 |
| &nbsp;&nbsp; Equity Income Account II | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 66205 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 70353 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2323) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 134235 | $13.73 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 66220 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(15) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 66205 | $11.95 |
| &nbsp;&nbsp; MidCap Account II | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30216 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 22891 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(719) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 52388 | $13.20 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30229 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(13) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30216 | $13.03 |
| &nbsp;&nbsp; SmallCap Account II | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14100 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1934 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(52) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15981 | $12.31 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14101 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14100 | $10.75 |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** |  |  |  |
| &nbsp;&nbsp; SAM Balanced Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 191752 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 57111 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (50032) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 198831 | $12.94 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 191819 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(67) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 191752 | $11.41 |
| &nbsp;&nbsp; SAM Conservative Balanced Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8945 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24846 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6790) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27002 | $11.96 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8949 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(4) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8945 | $10.78 |
| &nbsp;&nbsp; SAM Conservative Growth Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 218438 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 82538 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (28581) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 272394 | $13.65 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 218533 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(95) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 218438 | $11.87 |
| &nbsp;&nbsp; SAM Flexible Income Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1834 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6457 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(5) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8286 | $11.47 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1834 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1834 | $10.49 |
| &nbsp;&nbsp; SAM Strategic Growth Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 247242 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 150844 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (49474) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 348612 | $14.16 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; — | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 248955 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1713) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 247242 | $12.18 |

---

The remainder of this page intentionally left blank.

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

5. Units Issued and Redeemed

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** |
|  | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** |
|  | **Year** | **Units Outstanding December 31, Prior Year** | **Units Issued** | **Units Redeemed** | **Units Outstanding** | **Accumulation Unit Value December 31, Year End** |
| **American Funds Insurance Series subaccounts** | **American Funds Insurance Series subaccounts** | **American Funds Insurance Series subaccounts** | **American Funds Insurance Series subaccounts** |  |  |  |
| &nbsp;&nbsp; Asset Allocation Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 422075 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 44583 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (36144) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 430514 | $24.09 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 397104 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 54885 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (29914) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 422075 | $20.86 |
| &nbsp;&nbsp; Capital Income Builder Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 479280 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 52903 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (38399) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 493784 | $19.46 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 437711 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 72739 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (31170) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 479280 | $16.21 |
| &nbsp;&nbsp; Capital World Growth and Income Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 377807 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30666 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (30999) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 377474 | $27.36 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 348884 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 46839 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (17916) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 377807 | $21.98 |
| &nbsp;&nbsp; Global Growth Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 458189 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 42133 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (54197) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 446124 | $31.81 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 417492 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 56142 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (15445) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 458189 | $26.23 |
| &nbsp;&nbsp; Growth Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp; 1543984 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 101566 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (90216) | &nbsp;&nbsp;&nbsp;&nbsp; 1555334 | $51.07 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp; 1474138 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 126558 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (56712) | &nbsp;&nbsp;&nbsp;&nbsp; 1543984 | $42.60 |
| &nbsp;&nbsp; Growth-Income Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 747541 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 60513 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (46169) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 761885 | $35.05 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 717407 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 68344 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (38210) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 747541 | $29.78 |
| &nbsp;&nbsp; International Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 215827 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 29522 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (27409) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 217940 | $19.10 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 188673 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 36548 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9394) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 215827 | $15.11 |
| **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares subaccounts** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares subaccounts** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares subaccounts** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; Sustainable U.S. Equity Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 82797 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 8413 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8532) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 82678 | $59.00 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 88790 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 3745 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9738) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 82797 | $51.16 |
| **BNY Mellon Variable Investment Fund – Service Class Shares subaccounts** | **BNY Mellon Variable Investment Fund – Service Class Shares subaccounts** | **BNY Mellon Variable Investment Fund – Service Class Shares subaccounts** | **BNY Mellon Variable Investment Fund – Service Class Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; Opportunistic Small Cap Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 154299 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12220 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (15829) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 150691 | $32.15 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 149429 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 13932 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9062) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 154299 | $29.13 |
| **DWS Variable Series I – Class A Shares subaccounts** | **DWS Variable Series I – Class A Shares subaccounts** | **DWS Variable Series I – Class A Shares subaccounts** | **DWS Variable Series I – Class A Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; DWS CROCI International VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 297213 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12520 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (27397) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 282336 | $18.32 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 278661 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27899 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9347) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 297213 | $12.68 |
| &nbsp;&nbsp; DWS Global Small Cap VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 258344 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15702 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (13970) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 260076 | $28.06 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 250349 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 18577 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (10582) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 258344 | $23.35 |
| **DWS Variable Series II – Class A Shares subaccounts** | **DWS Variable Series II – Class A Shares subaccounts** | **DWS Variable Series II – Class A Shares subaccounts** | **DWS Variable Series II – Class A Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; DWS CROCI U.S. VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 142266 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6656 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6853) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 142069 | $42.35 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 144954 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6094 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8782) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 142266 | $36.24 |
| &nbsp;&nbsp; DWS Government Money Market VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 410822 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 30738 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (66586) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 374974 | $11.56 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 420253 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 56647 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (66078) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 410822 | $11.15 |
| &nbsp;&nbsp; DWS High Income VIP | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 157870 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10449 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6851) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 161468 | $26.38 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 147214 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14202 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3546) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 157870 | $24.29 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

5. Units Issued and Redeemed

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** |
|  | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** |
|  | **Year** | **Units Outstanding December 31, Prior Year** | **Units Issued** | **Units Redeemed** | **Units Outstanding** | **Accumulation Unit Value December 31, Year End** |
| **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class subaccounts** |  |  |  |
| &nbsp;&nbsp; VIP Growth Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 640690 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 37229 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (35272) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 642647 | $88.06 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 639222 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 38801 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (37333) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 640690 | $76.95 |
| &nbsp;&nbsp; VIP Index 500 Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 895885 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 52696 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (67770) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 880811 | $68.59 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 894994 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 53609 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (52718) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 895885 | $58.47 |
| &nbsp;&nbsp; VIP Mid Cap Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 824352 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 48061 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (52795) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 819617 | $44.60 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 836372 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 37712 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (49732) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 824352 | $40.06 |
| **Fidelity VIP Freedom Funds – Service Class 2 Shares subaccounts** | **Fidelity VIP Freedom Funds – Service Class 2 Shares subaccounts** | **Fidelity VIP Freedom Funds – Service Class 2 Shares subaccounts** | **Fidelity VIP Freedom Funds – Service Class 2 Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; VIP Freedom 2010 Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11743 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1286 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1178) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11851 | $23.67 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12824 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1431 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2512) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 11743 | $21.53 |
| &nbsp;&nbsp; VIP Freedom 2015 Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12275 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 832 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(303) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12805 | $25.83 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12902 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1143 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1770) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12275 | $23.20 |
| &nbsp;&nbsp; VIP Freedom 2020 Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 67836 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 4906 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2526) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 70216 | $27.83 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 70448 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5018 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7630) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 67836 | $24.70 |
| &nbsp;&nbsp; VIP Freedom 2025 Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 87454 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5588 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8474) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 84569 | $30.82 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 90036 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6468 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9050) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 87454 | $27.06 |
| &nbsp;&nbsp; VIP Freedom 2030 Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 426221 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26470 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (34920) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 417771 | $32.83 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 426324 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23265 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (23368) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 426221 | $28.60 |
| &nbsp;&nbsp; VIP Freedom Income Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 68648 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7019 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8696) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 66972 | $18.66 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 60894 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17115 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (9361) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 68648 | $17.12 |
| **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares subaccounts** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares subaccounts** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares subaccounts** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; VIP FundsManager 20% Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 83129 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9746 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6785) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 86089 | $18.46 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 82407 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9348 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (8626) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 83129 | $16.98 |
| &nbsp;&nbsp; VIP FundsManager 50% Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 249869 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19630 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (13340) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 256159 | $27.47 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 237265 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25390 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (12786) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 249869 | $24.16 |
| &nbsp;&nbsp; VIP FundsManager 70% Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 368323 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19065 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (28548) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 358841 | $34.06 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 363153 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 26406 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (21236) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 368323 | $29.23 |
| &nbsp;&nbsp; VIP FundsManager 85% Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 405274 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 16601 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (29666) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 392208 | $39.35 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 413285 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23995 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (32006) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 405274 | $33.09 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

5. Units Issued and Redeemed

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** |
|  | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** | **EssentialLife Variable Universal Life** |
|  | **Year** | **Units Outstanding December 31, Prior Year** | **Units Issued** | **Units Redeemed** | **Units Outstanding** | **Accumulation Unit Value December 31, Year End** |
| **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** | **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** | **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** | **Franklin Templeton Variable Insurance Products Trust – Class 2 subaccounts** |  |  |  |
| &nbsp;&nbsp; Small – Mid Cap Growth VIP Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 331752 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23249 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (20134) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 334868 | $43.48 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 328361 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21525 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (18134) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 331752 | $42.54 |
| &nbsp;&nbsp; Small Cap Value VIP Fund | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 247087 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19713 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (14456) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 252344 | $38.92 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 250882 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 14805 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (18600) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 247087 | $36.26 |
| **Janus Henderson subaccounts** | **Janus Henderson subaccounts** | **Janus Henderson subaccounts** |  |  |  |  |
| &nbsp;&nbsp; VIT Balanced Portfolio (Service Shares) | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 603013 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 29248 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (37989) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 594273 | $42.99 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 594124 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 39354 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (30465) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 603013 | $37.56 |
| &nbsp;&nbsp; VIT Forty Portfolio (Institutional Shares) | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 727451 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 27848 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (36689) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 718610 | $75.38 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 737040 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 24295 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (33884) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 727451 | $64.00 |
| **PIMCO Variable Insurance Trust – Administrative Class Shares subaccounts** | **PIMCO Variable Insurance Trust – Administrative Class Shares subaccounts** | **PIMCO Variable Insurance Trust – Administrative Class Shares subaccounts** | **PIMCO Variable Insurance Trust – Administrative Class Shares subaccounts** |  |  |  |
| &nbsp;&nbsp; VIT International Bond Portfolio (U.S. Dollar-Hedged) | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 145132 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 17410 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7068) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 155474 | $20.24 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 131439 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 19867 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6174) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 145132 | $19.53 |
| &nbsp;&nbsp; VIT Low Duration Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 149504 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21650 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (11387) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 159767 | $14.36 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 133717 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 23162 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (7375) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 149504 | $13.65 |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios subaccounts** |  |  |  |
| &nbsp;&nbsp; SAM Balanced Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp; 1665802 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 63348 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (101808) | &nbsp;&nbsp;&nbsp;&nbsp; 1627342 | $31.96 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp; 1634495 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 85065 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (53758) | &nbsp;&nbsp;&nbsp;&nbsp; 1665802 | $28.21 |
| &nbsp;&nbsp; SAM Conservative Balanced Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 365515 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 21006 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (19219) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 367302 | $25.81 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 356790 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 25522 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (16797) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 365515 | $23.26 |
| &nbsp;&nbsp; SAM Conservative Growth Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp; 2369745 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 72393 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (137068) | &nbsp;&nbsp;&nbsp;&nbsp; 2305069 | $37.41 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp; 2402211 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 105532 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (137998) | &nbsp;&nbsp;&nbsp;&nbsp; 2369745 | $32.54 |
| &nbsp;&nbsp; SAM Flexible Income Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 71478 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5603 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3665) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 73416 | $22.66 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 76485 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6336 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (11343) | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 71478 | $20.73 |
| &nbsp;&nbsp; SAM Strategic Growth Portfolio | 2025 | &nbsp;&nbsp;&nbsp;&nbsp; 2853934 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 91433 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (149854) | &nbsp;&nbsp;&nbsp;&nbsp; 2795514 | $41.59 |
|  | 2024 | &nbsp;&nbsp;&nbsp;&nbsp; 2859006 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 114854 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (119926) | &nbsp;&nbsp;&nbsp;&nbsp; 2853934 | $35.78 |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

6. Financial Highlights

The Company sells variable universal life products, which have unique combinations of features and fees that are charged against the policyholder's account balance. Differences in the fee structures result in a variety of unit values, expense ratios and total returns.

The following table was developed by determining which products offered by the Company have the lowest and highest total return. Only product designs within each subaccount that had units outstanding during the respective periods were considered when determining the lowest and highest total return. The summary may not reflect the minimum and maximum contract charges offered by the Company as policyholders may not have selected all available and applicable contract options as discussed in Note 3.

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** |
|  | **Units** | **Unit Fair Value** | **Unit Fair Value** | **Unit Fair Value** | **Net Assets** | **Investment Income Ratio\*** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** |
| **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** |  |  |  |  |  |  |
| Asset Allocation Fund | Asset Allocation Fund | Asset Allocation Fund | Asset Allocation Fund | Asset Allocation Fund | Asset Allocation Fund | Asset Allocation Fund |  |  |  |  |  |  |
| 2025 | 430514 | $24.09 | to | $24.09 | $10373013 | 2.09% | 0.30% | to | 0.30% | 15.51% | to | 15.51% |
| 2024 | 422075 | 20.86 | to | 20.86 | 8804483 | 2.26% | 0.30% | to | 0.30% | 16.09% | to | 16.09% |
| 2023 | 397104 | 17.97 | to | 17.97 | 7135711 | 2.40% | 0.30% | to | 0.30% | 13.93% | to | 13.93% |
| 2022 | 335800 | 15.77 | to | 15.77 | 5296420 | 2.34% | 0.30% | to | 0.30% | (13.66)% | to | (13.66)% |
| 2021 | 271738 | 18.27 | to | 18.27 | 4964264 | 1.66% | 0.30% | to | 0.30% | 14.76% | to | 14.76% |
| Capital Income Builder Fund | Capital Income Builder Fund | Capital Income Builder Fund | Capital Income Builder Fund | Capital Income Builder Fund | Capital Income Builder Fund | Capital Income Builder Fund |  |  |  |  |  |  |
| 2025 | 493784 | $19.46 | to | $19.46 | $9608383 | 3.01% | 0.30% | to | 0.30% | 20.05% | to | 20.05% |
| 2024 | 479280 | 16.21 | to | 16.21 | 7768263 | 3.47% | 0.30% | to | 0.30% | 9.86% | to | 9.86% |
| 2023 | 437711 | 14.75 | to | 14.75 | 6457922 | 3.03% | 0.30% | to | 0.30% | 8.69% | to | 8.69% |
| 2022 | 373154 | 13.57 | to | 13.57 | 5065333 | 3.17% | 0.30% | to | 0.30% | (7.41)% | to | (7.41)% |
| 2021 | 338275 | 14.66 | to | 14.66 | 4959170 | 2.84% | 0.30% | to | 0.30% | 14.60% | to | 14.60% |
| Capital World Growth and Income Fund | Capital World Growth and Income Fund | Capital World Growth and Income Fund | Capital World Growth and Income Fund | Capital World Growth and Income Fund | Capital World Growth and Income Fund | Capital World Growth and Income Fund |  |  |  |  |  |  |
| 2025 | 377474 | $27.36 | to | $27.36 | $10325804 | 1.44% | 0.30% | to | 0.30% | 24.43% | to | 24.43% |
| 2024 | 377807 | 21.98 | to | 21.98 | 8305695 | 1.74% | 0.30% | to | 0.30% | 13.66% | to | 13.66% |
| 2023 | 348884 | 19.34 | to | 19.34 | 6748025 | 2.01% | 0.30% | to | 0.30% | 20.52% | to | 20.52% |
| 2022 | 301371 | 16.05 | to | 16.05 | 4836616 | 2.72% | 0.30% | to | 0.30% | (17.58)% | to | (17.58)% |
| 2021 | 250535 | 19.47 | to | 19.47 | 4878447 | 1.75% | 0.30% | to | 0.30% | 14.43% | to | 14.43% |
| Global Growth Fund | Global Growth Fund | Global Growth Fund | Global Growth Fund | Global Growth Fund | Global Growth Fund | Global Growth Fund |  |  |  |  |  |  |
| 2025 | 446124 | $31.81 | to | $31.81 | $14189563 | 1.42% | 0.30% | to | 0.30% | 21.26% | to | 21.26% |
| 2024 | 458189 | 26.23 | to | 26.23 | 12017941 | 1.60% | 0.30% | to | 0.30% | 13.34% | to | 13.34% |
| 2023 | 417492 | 23.14 | to | 23.14 | 9661673 | 0.95% | 0.30% | to | 0.30% | 22.24% | to | 22.24% |
| 2022 | 366344 | 18.93 | to | 18.93 | 6935668 | 0.72% | 0.30% | to | 0.30% | (24.96)% | to | (24.96)% |
| 2021 | 300283 | 25.23 | to | 25.23 | 7576289 | 0.34% | 0.30% | to | 0.30% | 16.07% | to | 16.07% |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

6. Financial Highlights

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** |
|  | **Units** | **Unit Fair Value** | **Unit Fair Value** | **Net Assets** | **Investment Income Ratio\*** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** |
| **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** | **American Funds Insurance Series** |  |  |  |  |  |  |
| Growth Fund | Growth Fund | Growth Fund | Growth Fund | Growth Fund | Growth Fund |  |  |  |  |  |  |
| 2025 | 1555334 | $51.07 | $51.07 | $79423731 | 0.15% | 0.30% | to | 0.30% | 19.87% | to | 19.87% |
| 2024 | 1543984 | 42.60 | 42.60 | 65774535 | 0.34% | 0.30% | to | 0.30% | 31.23% | to | 31.23% |
| 2023 | 1474138 | 32.46 | 32.46 | 47854752 | 0.38% | 0.30% | to | 0.30% | 38.07% | to | 38.07% |
| 2022 | 1307622 | 23.51 | 23.51 | 30744930 | 0.34% | 0.30% | to | 0.30% | (30.15)% | to | (30.15)% |
| 2021 | 1098649 | 33.66 | 33.66 | 36979412 | 0.23% | 0.30% | to | 0.30% | 21.62% | to | 21.62% |
| Growth-Income Fund | Growth-Income Fund | Growth-Income Fund | Growth-Income Fund | Growth-Income Fund | Growth-Income Fund |  |  |  |  |  |  |
| 2025 | 761885 | $35.05 | $35.05 | $26706378 | 0.94% | 0.30% | to | 0.30% | 17.71% | to | 17.71% |
| 2024 | 747541 | 29.78 | 29.78 | 22260866 | 1.14% | 0.30% | to | 0.30% | 23.85% | to | 23.85% |
| 2023 | 717407 | 24.04 | 24.04 | 17249137 | 1.46% | 0.30% | to | 0.30% | 25.76% | to | 25.76% |
| 2022 | 633185 | 19.12 | 19.12 | 12105564 | 1.53% | 0.30% | to | 0.30% | (16.74)% | to | (16.74)% |
| 2021 | 542055 | 22.96 | 22.96 | 12447235 | 1.20% | 0.30% | to | 0.30% | 23.72% | to | 23.72% |
| International Fund | International Fund | International Fund | International Fund | International Fund | International Fund |  |  |  |  |  |  |
| 2025 | 217940 | $19.10 | $19.10 | $4163044 | 1.40% | 0.30% | to | 0.30% | 26.39% | to | 26.39% |
| 2024 | 215827 | 15.11 | 15.11 | 3261969 | 1.27% | 0.30% | to | 0.30% | 2.85% | to | 2.85% |
| 2023 | 188673 | 14.70 | 14.70 | 2772603 | 1.40% | 0.30% | to | 0.30% | 15.50% | to | 15.50% |
| 2022 | 155899 | 12.72 | 12.72 | 1983554 | 2.15% | 0.30% | to | 0.30% | (21.02)% | to | (21.02)% |
| 2021 | 117623 | 16.11 | 16.11 | 1894913 | 2.78% | 0.30% | to | 0.30% | (1.79)% | to | (1.79)% |
| **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares** | **BNY Mellon Sustainable U.S. Equity Portfolio, Inc. – Service Class Shares** |  |  |  |  |  |  |
| Sustainable U.S. Equity Portfolio | Sustainable U.S. Equity Portfolio | Sustainable U.S. Equity Portfolio | Sustainable U.S. Equity Portfolio | Sustainable U.S. Equity Portfolio | Sustainable U.S. Equity Portfolio |  |  |  |  |  |  |
| 2025 | 89637 | $44.63 | $59.00 | $5188874 | 0.06% | 0.30% | to | 0.90% | 15.33% | to | 14.64% |
| 2024 | 90366 | 38.93 | 51.16 | 4530646 | 0.38% | 0.30% | to | 0.90% | 24.20% | to | 23.46% |
| 2023 | 97401 | 31.53 | 41.19 | 3929033 | 0.52% | 0.30% | to | 0.90% | 23.14% | to | 22.41% |
| 2022 | 96236 | 25.76 | 33.45 | 3149029 | 0.28% | 0.30% | to | 0.90% | (23.29)% | to | (23.75)% |
| 2021 | 90902 | 33.78 | 43.61 | 3877343 | 0.59% | 0.30% | to | 0.90% | 26.30% | to | 25.55% |
| **BNY Mellon Variable Investment Fund – Service Class Shares** | **BNY Mellon Variable Investment Fund – Service Class Shares** | **BNY Mellon Variable Investment Fund – Service Class Shares** | **BNY Mellon Variable Investment Fund – Service Class Shares** | **BNY Mellon Variable Investment Fund – Service Class Shares** | **BNY Mellon Variable Investment Fund – Service Class Shares** |  |  |  |  |  |  |
| Opportunistic Small Cap Portfolio | Opportunistic Small Cap Portfolio | Opportunistic Small Cap Portfolio | Opportunistic Small Cap Portfolio | Opportunistic Small Cap Portfolio | Opportunistic Small Cap Portfolio |  |  |  |  |  |  |
| 2025 | 360196 | $28.65 | $32.15 | $10848020 | 0.45% | 0.30% | to | 0.90% | 10.36% | to | 9.71% |
| 2024 | 368844 | 26.12 | 29.13 | 10098570 | 0.49% | 0.30% | to | 0.90% | 3.42% | to | 3.42% |
| 2023 | 371428 | 25.25 | 28.00 | 9790123 | 0.08% | 0.30% | to | 0.90% | 8.69% | to | 8.04% |
| 2022 | 363889 | 23.37 | 25.76 | 8838968 | 0.00% | 0.30% | to | 0.90% | (17.08)% | to | (17.57)% |
| 2021 | 362386 | 28.35 | 31.07 | 10630812 | 0.00% | 0.30% | to | 0.90% | 15.81% | to | 15.13% |
| **Calvert Variable Series, Inc.** | **Calvert Variable Series, Inc.** | **Calvert Variable Series, Inc.** | **Calvert Variable Series, Inc.** | **Calvert Variable Series, Inc.** | **Calvert Variable Series, Inc.** |  |  |  |  |  |  |
| VP SRI Mid Cap Portfolio | VP SRI Mid Cap Portfolio | VP SRI Mid Cap Portfolio | VP SRI Mid Cap Portfolio | VP SRI Mid Cap Portfolio | VP SRI Mid Cap Portfolio |  |  |  |  |  |  |
| 2025 | 6431 | $34.64 | $34.64 | $222774 | 0.35% | 0.90% | to | 0.90% | 0.56% | to | 0.56% |
| 2024 | 7474 | 34.45 | 34.45 | 257492 | 0.12% | 0.90% | to | 0.90% | 9.23% | to | 9.23% |
| 2023 | 7605 | 31.54 | 31.54 | 239846 | 0.19% | 0.90% | to | 0.90% | 10.65% | to | 10.65% |
| 2022 | 8177 | 28.50 | 28.50 | 233064 | 0.00% | 0.90% | to | 0.90% | (20.20)% | to | (20.20)% |
| 2021 | 8255 | 35.72 | 35.72 | 294856 | 0.20% | 0.90% | to | 0.90% | 14.00% | to | 14.00% |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

6. Financial Highlights

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** |
|  | **Units** | **Unit Fair Value** | **Unit Fair Value** | **Net Assets** | **Investment Income Ratio\*** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** |
| **DWS Investments VIT Funds – Class B Shares** | **DWS Investments VIT Funds – Class B Shares** | **DWS Investments VIT Funds – Class B Shares** | **DWS Investments VIT Funds – Class B Shares** | **DWS Investments VIT Funds – Class B Shares** | **DWS Investments VIT Funds – Class B Shares** |  |  |  |  |  |  |
| DWS Equity 500 Index VIP | DWS Equity 500 Index VIP | DWS Equity 500 Index VIP | DWS Equity 500 Index VIP | DWS Equity 500 Index VIP | DWS Equity 500 Index VIP |  |  |  |  |  |  |
| 2025 | 251943 | $15.50 | $47.82 | $4691225 | 0.75% | 0.30% | to | 0.70% | 16.89% | to | 16.83% |
| 2024 | 211689 | 13.26 | 40.93 | 3993747 | 0.84% | 0.25% | to | 0.70% | 32.63% | to | 23.79% |
| 2023 | 97973 | 33.06 | 33.06 | 3239221 | 0.99% | 0.30% | to | 0.30% | 25.12% | to | 25.12% |
| 2022 | 98418 | 26.43 | 26.43 | 2600721 | 0.86% | 0.30% | to | 0.30% | (18.86)% | to | (18.86)% |
| 2021 | 102810 | 32.57 | 32.57 | 3348322 | 1.05% | 0.30% | to | 0.30% | 27.53% | to | 27.53% |
| **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** | **DWS Variable Series I – Class A Shares** |  |  |  |  |  |  |
| DWS Core Equity VIP | DWS Core Equity VIP | DWS Core Equity VIP | DWS Core Equity VIP | DWS Core Equity VIP | DWS Core Equity VIP |  |  |  |  |  |  |
| 2025 | 121403 | $55.18 | $55.18 | $6698738 | 0.80% | 0.90% | to | 0.90% | 15.79% | to | 15.79% |
| 2024 | 125962 | 47.65 | 47.65 | 6002410 | 0.84% | 0.90% | to | 0.90% | 19.00% | to | 19.00% |
| 2023 | 132568 | 40.04 | 40.04 | 5308471 | 0.93% | 0.90% | to | 0.90% | 24.45% | to | 24.45% |
| 2022 | 142795 | 32.18 | 32.18 | 4594448 | 0.73% | 0.90% | to | 0.90% | (16.28)% | to | (16.28)% |
| 2021 | 152536 | 38.43 | 38.43 | 5862348 | 0.76% | 0.90% | to | 0.90% | 24.18% | to | 24.18% |
| DWS CROCI International VIP | DWS CROCI International VIP | DWS CROCI International VIP | DWS CROCI International VIP | DWS CROCI International VIP | DWS CROCI International VIP |  |  |  |  |  |  |
| 2025 | 1822316 | $13.86 | $18.32 | $26516473 | 2.68% | 0.30% | to | 0.90% | 44.47% | to | 43.61% |
| 2024 | 1993785 | 9.65 | 12.68 | 20142574 | 3.29% | 0.30% | to | 0.90% | 2.14% | to | 1.53% |
| 2023 | 1955282 | 9.51 | 12.41 | 19396430 | 3.25% | 0.30% | to | 0.90% | 18.59% | to | 17.89% |
| 2022 | 1991898 | 8.06 | 10.47 | 16729512 | 2.89% | 0.30% | to | 0.90% | (13.45)% | to | (13.96)% |
| 2021 | 1998200 | 9.37 | 12.09 | 19427918 | 2.39% | 0.30% | to | 0.90% | 8.91% | to | 8.26% |
| DWS Global Small Cap VIP | DWS Global Small Cap VIP | DWS Global Small Cap VIP | DWS Global Small Cap VIP | DWS Global Small Cap VIP | DWS Global Small Cap VIP |  |  |  |  |  |  |
| 2025 | 622997 | $28.06 | $39.02 | $21457424 | 1.20% | 0.30% | to | 0.90% | 20.15% | to | 19.44% |
| 2024 | 635096 | 23.35 | 32.67 | 18340473 | 1.35% | 0.30% | to | 0.90% | 5.45% | to | 4.81% |
| 2023 | 638236 | 22.15 | 31.17 | 17633725 | 0.87% | 0.30% | to | 0.90% | 24.19% | to | 23.45% |
| 2022 | 637571 | 17.83 | 25.24 | 14298144 | 0.47% | 0.30% | to | 0.90% | (24.28)% | to | (24.73)% |
| 2021 | 624235 | 23.55 | 33.54 | 18628755 | 0.35% | 0.30% | to | 0.90% | 14.60% | to | 13.92% |
| **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** |  |  |  |  |  |  |
| DWS CROCI U.S. VIP | DWS CROCI U.S. VIP | DWS CROCI U.S. VIP | DWS CROCI U.S. VIP | DWS CROCI U.S. VIP | DWS CROCI U.S. VIP |  |  |  |  |  |  |
| 2025 | 939141 | $14.57 | $61.06 | $54183486 | 1.34% | 0.30% | to | 0.90% | 16.90% | to | 16.14% |
| 2024 | 975610 | 12.46 | 52.57 | 48381249 | 1.47% | 0.25% | to | 0.90% | 24.63% | to | 16.70% |
| 2023 | 1019459 | 18.23 | 45.05 | 43389909 | 1.68% | 0.30% | to | 0.90% | 20.40% | to | 19.69% |
| 2022 | 1034968 | 15.14 | 37.64 | 36799247 | 1.70% | 0.30% | to | 0.90% | (15.65)% | to | (16.15)% |
| 2021 | 1070799 | 17.95 | 44.89 | 45453527 | 1.92% | 0.30% | to | 0.90% | 26.31% | to | 25.56% |
| DWS Government Money Market VIP | DWS Government Money Market VIP | DWS Government Money Market VIP | DWS Government Money Market VIP | DWS Government Money Market VIP | DWS Government Money Market VIP |  |  |  |  |  |  |
| 2025 | 1592204 | $11.56 | $12.49 | $19537010 | 0.01% | 0.30% | to | 0.90% | 3.64% | to | 3.03% |
| 2024 | 1637217 | 11.15 | 12.12 | 19448762 | 4.84% | 0.30% | to | 0.90% | 4.60% | to | 3.98% |
| 2023 | 1622529 | 10.66 | 11.66 | 18498086 | 4.65% | 0.30% | to | 0.90% | 4.43% | to | 3.82% |
| 2022 | 1582108 | 10.21 | 11.23 | 17381551 | 2.39% | 0.30% | to | 0.90% | 1.01% | to | 0.41% |
| 2021 | 1614143 | 10.11 | 11.19 | 17669279 | 0.01% | 0.30% | to | 0.90% | (0.29)% | to | (0.88)% |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

6. Financial Highlights

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** |
|  | **Units** | **Unit Fair Value** | **Unit Fair Value** | **Net Assets** | **Investment Income Ratio\*** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** |
| **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** | **DWS Variable Series II – Class A Shares** |  |  |  |  |  |  |
| DWS High Income VIP | DWS High Income VIP | DWS High Income VIP | DWS High Income VIP | DWS High Income VIP | DWS High Income VIP |  |  |  |  |  |  |
| 2025 | 358843 | $26.38 | $32.87 | $10747310 | 6.85% | 0.30% | to | 0.90% | 8.61% | to | 7.97% |
| 2024 | 359532 | 24.29 | 30.44 | 9973761 | 5.83% | 0.30% | to | 0.90% | 6.82% | to | 6.18% |
| 2023 | 349813 | 22.74 | 28.67 | 9156574 | 5.27% | 0.30% | to | 0.90% | 11.01% | to | 10.35% |
| 2022 | 344923 | 20.48 | 25.98 | 8182987 | 5.04% | 0.30% | to | 0.90% | (9.15)% | to | (9.69)% |
| 2021 | 350815 | 22.55 | 28.77 | 9210924 | 4.54% | 0.30% | to | 0.90% | 3.69% | to | 3.08% |
| DWS Small Mid Cap Growth VIP | DWS Small Mid Cap Growth VIP | DWS Small Mid Cap Growth VIP | DWS Small Mid Cap Growth VIP | DWS Small Mid Cap Growth VIP | DWS Small Mid Cap Growth VIP |  |  |  |  |  |  |
| 2025 | 37505 | $13.32 | $13.32 | $499394 | 0.00% | 0.90% | to | 0.90% | 7.15% | to | 7.15% |
| 2024 | 38330 | 12.43 | 12.43 | 476325 | 0.00% | 0.90% | to | 0.90% | 4.20% | to | 4.20% |
| 2023 | 42292 | 11.93 | 11.93 | 504360 | 0.03% | 0.90% | to | 0.90% | 17.77% | to | 17.77% |
| 2022 | 43365 | 10.13 | 10.13 | 439108 | 0.00% | 0.90% | to | 0.90% | (28.66)% | to | (28.66)% |
| 2021 | 45852 | 14.19 | 14.19 | 650817 | 0.04% | 0.90% | to | 0.90% | 12.83% | to | 12.83% |
| **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** | **Fidelity Variable Insurance Products ("VIP") Funds – Service Class** |  |  |  |  |  |  |
| VIP Growth Portfolio | VIP Growth Portfolio | VIP Growth Portfolio | VIP Growth Portfolio | VIP Growth Portfolio | VIP Growth Portfolio |  |  |  |  |  |  |
| 2025 | 1417059 | $16.33 | $88.06 | $111435951 | 0.21% | 0.30% | to | 0.90% | 14.49% | to | 13.76% |
| 2024 | 1422310 | 14.26 | 76.95 | 100305898 | 0.00% | 0.25% | to | 0.90% | 42.63% | to | 29.09% |
| 2023 | 1463881 | 46.84 | 59.25 | 80043504 | 0.04% | 0.30% | to | 0.90% | 35.69% | to | 34.89% |
| 2022 | 1478714 | 34.52 | 43.66 | 59566530 | 0.46% | 0.30% | to | 0.90% | (24.75)% | to | (25.20)% |
| 2021 | 1449175 | 45.88 | 58.03 | 77578091 | 0.00% | 0.30% | to | 0.90% | 22.71% | to | 21.98% |
| VIP Index 500 Portfolio | VIP Index 500 Portfolio | VIP Index 500 Portfolio | VIP Index 500 Portfolio | VIP Index 500 Portfolio | VIP Index 500 Portfolio |  |  |  |  |  |  |
| 2025 | 1578447 | $66.63 | $68.59 | $106893010 | 1.08% | 0.30% | to | 0.90% | 17.31% | to | 16.61% |
| 2024 | 1637985 | 57.14 | 58.47 | 94782331 | 1.20% | 0.30% | to | 0.90% | 24.40% | to | 23.65% |
| 2023 | 1679637 | 46.21 | 47.00 | 78323279 | 1.41% | 0.30% | to | 0.90% | 25.69% | to | 24.95% |
| 2022 | 1656327 | 36.98 | 37.39 | 61601259 | 1.37% | 0.30% | to | 0.90% | (18.54)% | to | (19.02)% |
| 2021 | 1613039 | 45.67 | 45.90 | 73851137 | 1.19% | 0.30% | to | 0.90% | 28.06% | to | 27.30% |
| VIP Mid Cap Portfolio | VIP Mid Cap Portfolio | VIP Mid Cap Portfolio | VIP Mid Cap Portfolio | VIP Mid Cap Portfolio | VIP Mid Cap Portfolio |  |  |  |  |  |  |
| 2025 | 1000977 | $44.60 | $86.13 | $52174648 | 0.38% | 0.30% | to | 0.90% | 11.33% | to | 10.67% |
| 2024 | 1012074 | 40.06 | 77.83 | 47634143 | 0.48% | 0.30% | to | 0.90% | 17.00% | to | 16.30% |
| 2023 | 1031915 | 34.24 | 66.92 | 41723324 | 0.54% | 0.30% | to | 0.90% | 14.66% | to | 13.98% |
| 2022 | 993558 | 29.86 | 58.71 | 35441540 | 0.40% | 0.30% | to | 0.90% | (15.11)% | to | (15.61)% |
| 2021 | 954933 | 35.18 | 69.57 | 40713396 | 0.52% | 0.30% | to | 0.90% | 25.13% | to | 24.39% |
| **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** |  |  |  |  |  |  |
| VIP Freedom 2005 Portfolio (1) | VIP Freedom 2005 Portfolio (1) | VIP Freedom 2005 Portfolio (1) | VIP Freedom 2005 Portfolio (1) | VIP Freedom 2005 Portfolio (1) | VIP Freedom 2005 Portfolio (1) |  |  |  |  |  |  |
| 2025 | NA | NA | NA | NA | NA | NA | to | NA | NA | to | NA |
| 2024 | NA | NA | NA | NA | NA | NA | to | NA | NA | to | NA |
| 2023 | 7066 | 18.15 | 18.15 | 128204 | 4.28% | 0.30% | to | 0.30% | 7.40% | to | 7.40% |
| 2022 | 6845 | 16.90 | 16.90 | 115633 | 1.65% | 0.30% | to | 0.30% | (12.90)% | to | (12.90)% |
| 2021 | 7224 | 19.40 | 19.40 | 140120 | 0.69% | 0.30% | to | 0.30% | 3.51% | to | 3.51% |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

6. Financial Highlights

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** |
|  | **Units** | **Unit Fair Value** | **Unit Fair Value** | **Unit Fair Value** | **Net Assets** | **Investment Income Ratio\*** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** |
| **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** | **Fidelity VIP Freedom Funds – Service Class 2 Shares** |  |  |  |  |  |  |
| VIP Freedom 2010 Portfolio | VIP Freedom 2010 Portfolio | VIP Freedom 2010 Portfolio | VIP Freedom 2010 Portfolio | VIP Freedom 2010 Portfolio | VIP Freedom 2010 Portfolio | VIP Freedom 2010 Portfolio |  |  |  |  |  |  |
| 2025 | 11851 | $23.67 | to | $23.67 | $280530 | 3.12% | 0.30% | to | 0.30% | 9.93% | to | 9.93% |
| 2024 | 11743 | 21.53 | to | 21.53 | 252859 | 3.45% | 0.30% | to | 0.30% | 4.83% | to | 4.83% |
| 2023 | 12824 | 20.54 | to | 20.54 | 263418 | 3.83% | 0.30% | to | 0.30% | 8.76% | to | 8.76% |
| 2022 | 11845 | 18.89 | to | 18.89 | 223722 | 2.25% | 0.30% | to | 0.30% | (13.92)% | to | (13.92)% |
| 2021 | 11312 | 21.94 | to | 21.94 | 248203 | 1.01% | 0.30% | to | 0.30% | 5.28% | to | 5.28% |
| VIP Freedom 2015 Portfolio | VIP Freedom 2015 Portfolio | VIP Freedom 2015 Portfolio | VIP Freedom 2015 Portfolio | VIP Freedom 2015 Portfolio | VIP Freedom 2015 Portfolio | VIP Freedom 2015 Portfolio |  |  |  |  |  |  |
| 2025 | 12805 | $25.83 | to | $25.83 | $330737 | 2.88% | 0.30% | to | 0.30% | 11.32% | to | 11.32% |
| 2024 | 12275 | 23.20 | to | 23.20 | 284807 | 3.00% | 0.30% | to | 0.30% | 5.89% | to | 5.89% |
| 2023 | 12902 | 21.91 | to | 21.91 | 282693 | 3.49% | 0.30% | to | 0.30% | 10.31% | to | 10.31% |
| 2022 | 14152 | 19.86 | to | 19.86 | 281104 | 1.81% | 0.30% | to | 0.30% | (15.04)% | to | (15.04)% |
| 2021 | 13159 | 23.38 | to | 23.38 | 307668 | 0.86% | 0.30% | to | 0.30% | 7.07% | to | 7.07% |
| VIP Freedom 2020 Portfolio | VIP Freedom 2020 Portfolio | VIP Freedom 2020 Portfolio | VIP Freedom 2020 Portfolio | VIP Freedom 2020 Portfolio | VIP Freedom 2020 Portfolio | VIP Freedom 2020 Portfolio |  |  |  |  |  |  |
| 2025 | 70216 | $27.83 | to | $27.83 | $1954095 | 2.62% | 0.30% | to | 0.30% | 12.66% | to | 12.66% |
| 2024 | 67836 | 24.70 | to | 24.70 | 1675760 | 2.66% | 0.30% | to | 0.30% | 7.08% | to | 7.08% |
| 2023 | 70448 | 23.07 | to | 23.07 | 1625206 | 3.05% | 0.30% | to | 0.30% | 11.89% | to | 11.89% |
| 2022 | 68327 | 20.62 | to | 20.62 | 1408795 | 1.76% | 0.30% | to | 0.30% | (16.22)% | to | (16.22)% |
| 2021 | 65060 | 24.61 | to | 24.61 | 1601110 | 0.87% | 0.30% | to | 0.30% | 8.94% | to | 8.94% |
| VIP Freedom 2025 Portfolio | VIP Freedom 2025 Portfolio | VIP Freedom 2025 Portfolio | VIP Freedom 2025 Portfolio | VIP Freedom 2025 Portfolio | VIP Freedom 2025 Portfolio | VIP Freedom 2025 Portfolio |  |  |  |  |  |  |
| 2025 | 84569 | $30.82 | to | $30.82 | $2606188 | 2.40% | 0.30% | to | 0.30% | 13.89% | to | 13.89% |
| 2024 | 87454 | 27.06 | to | 27.06 | 2366358 | 2.31% | 0.30% | to | 0.30% | 7.96% | to | 7.96% |
| 2023 | 90036 | 25.06 | to | 25.06 | 2256631 | 2.66% | 0.30% | to | 0.30% | 12.99% | to | 12.99% |
| 2022 | 92692 | 22.18 | to | 22.18 | 2056193 | 1.65% | 0.30% | to | 0.30% | (16.89)% | to | (16.89)% |
| 2021 | 89108 | 26.69 | to | 26.69 | 2378310 | 0.86% | 0.30% | to | 0.30% | 10.22% | to | 10.22% |
| VIP Freedom 2030 Portfolio | VIP Freedom 2030 Portfolio | VIP Freedom 2030 Portfolio | VIP Freedom 2030 Portfolio | VIP Freedom 2030 Portfolio | VIP Freedom 2030 Portfolio | VIP Freedom 2030 Portfolio |  |  |  |  |  |  |
| 2025 | 417771 | $32.83 | to | $32.83 | $13717086 | 2.20% | 0.30% | to | 0.30% | 14.82% | to | 14.82% |
| 2024 | 426221 | 28.60 | to | 28.60 | 12188181 | 2.05% | 0.30% | to | 0.30% | 8.81% | to | 8.81% |
| 2023 | 426324 | 26.28 | to | 26.28 | 11204284 | 2.26% | 0.30% | to | 0.30% | 14.12% | to | 14.12% |
| 2022 | 430079 | 23.03 | to | 23.03 | 9904804 | 1.65% | 0.30% | to | 0.30% | (17.33)% | to | (17.33)% |
| 2021 | 401981 | 27.86 | to | 27.86 | 11198853 | 0.88% | 0.30% | to | 0.30% | 11.74% | to | 11.74% |
| VIP Freedom Income Portfolio | VIP Freedom Income Portfolio | VIP Freedom Income Portfolio | VIP Freedom Income Portfolio | VIP Freedom Income Portfolio | VIP Freedom Income Portfolio | VIP Freedom Income Portfolio |  |  |  |  |  |  |
| 2025 | 66972 | $18.66 | to | $18.66 | $1249366 | 3.13% | 0.30% | to | 0.30% | 8.98% | to | 8.98% |
| 2024 | 68648 | 17.12 | to | 17.12 | 1175115 | 3.54% | 0.30% | to | 0.30% | 3.89% | to | 3.89% |
| 2023 | 60894 | 16.48 | to | 16.48 | 1003367 | 4.06% | 0.30% | to | 0.30% | 7.33% | to | 7.33% |
| 2022 | 60128 | 15.35 | to | 15.35 | 923095 | 1.95% | 0.30% | to | 0.30% | (12.52)% | to | (12.52)% |
| 2021 | 57839 | 17.55 | to | 17.55 | 1015064 | 0.83% | 0.30% | to | 0.30% | 2.72% | to | 2.72% |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

6. Financial Highlights

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** |
|  | **Units** | **Unit Fair Value** | **Unit Fair Value** | **Unit Fair Value** | **Net Assets** | **Investment Income Ratio\*** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** |
| **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** | **Fidelity VIP FundsManager Portfolios – Service Class 2 Shares** |  |  |  |  |  |  |
| VIP FundsManager 20% Portfolio | VIP FundsManager 20% Portfolio | VIP FundsManager 20% Portfolio | VIP FundsManager 20% Portfolio | VIP FundsManager 20% Portfolio | VIP FundsManager 20% Portfolio | VIP FundsManager 20% Portfolio |  |  |  |  |  |  |
| 2025 | 86089 | $18.46 | to | $18.46 | $1589448 | 3.64% | 0.30% | to | 0.30% | 8.70% | to | 8.70% |
| 2024 | 83129 | 16.98 | to | 16.98 | 1411928 | 3.51% | 0.30% | to | 0.30% | 5.07% | to | 5.07% |
| 2023 | 82407 | 16.16 | to | 16.16 | 1332096 | 3.87% | 0.30% | to | 0.30% | 7.70% | to | 7.70% |
| 2022 | 74117 | 15.01 | to | 15.01 | 1112464 | 2.36% | 0.30% | to | 0.30% | (10.03)% | to | (10.03)% |
| 2021 | 67144 | 16.68 | to | 16.68 | 1120117 | 0.92% | 0.30% | to | 0.30% | 3.21% | to | 3.21% |
| VIP FundsManager 50% Portfolio | VIP FundsManager 50% Portfolio | VIP FundsManager 50% Portfolio | VIP FundsManager 50% Portfolio | VIP FundsManager 50% Portfolio | VIP FundsManager 50% Portfolio | VIP FundsManager 50% Portfolio |  |  |  |  |  |  |
| 2025 | 256159 | $27.47 | to | $27.47 | $7037454 | 2.62% | 0.30% | to | 0.30% | 13.69% | to | 13.69% |
| 2024 | 249869 | 24.16 | to | 24.16 | 6038008 | 2.38% | 0.30% | to | 0.30% | 8.05% | to | 8.05% |
| 2023 | 237265 | 22.36 | to | 22.36 | 5306092 | 2.53% | 0.30% | to | 0.30% | 12.32% | to | 12.32% |
| 2022 | 224667 | 19.91 | to | 19.91 | 4473438 | 1.88% | 0.30% | to | 0.30% | (14.29)% | to | (14.29)% |
| 2021 | 206726 | 23.23 | to | 23.23 | 4802652 | 0.99% | 0.30% | to | 0.30% | 9.55% | to | 9.55% |
| VIP FundsManager 70% Portfolio | VIP FundsManager 70% Portfolio | VIP FundsManager 70% Portfolio | VIP FundsManager 70% Portfolio | VIP FundsManager 70% Portfolio | VIP FundsManager 70% Portfolio | VIP FundsManager 70% Portfolio |  |  |  |  |  |  |
| 2025 | 358841 | $34.06 | to | $34.06 | $12223669 | 1.75% | 0.30% | to | 0.30% | 16.56% | to | 16.56% |
| 2024 | 368323 | 29.23 | to | 29.23 | 10764421 | 1.66% | 0.30% | to | 0.30% | 10.35% | to | 10.35% |
| 2023 | 363153 | 26.48 | to | 26.48 | 9617799 | 1.93% | 0.30% | to | 0.30% | 15.22% | to | 15.22% |
| 2022 | 356464 | 22.99 | to | 22.99 | 8193393 | 1.39% | 0.30% | to | 0.30% | (16.05)% | to | (16.05)% |
| 2021 | 358717 | 27.38 | to | 27.38 | 9821050 | 0.90% | 0.30% | to | 0.30% | 14.09% | to | 14.09% |
| VIP FundsManager 85% Portfolio | VIP FundsManager 85% Portfolio | VIP FundsManager 85% Portfolio | VIP FundsManager 85% Portfolio | VIP FundsManager 85% Portfolio | VIP FundsManager 85% Portfolio | VIP FundsManager 85% Portfolio |  |  |  |  |  |  |
| 2025 | 392208 | $39.35 | to | $39.35 | $15432042 | 1.30% | 0.30% | to | 0.30% | 18.90% | to | 18.90% |
| 2024 | 405274 | 33.09 | to | 33.09 | 13410888 | 1.22% | 0.30% | to | 0.30% | 12.04% | to | 12.04% |
| 2023 | 413285 | 29.53 | to | 29.53 | 12206001 | 1.49% | 0.30% | to | 0.30% | 17.13% | to | 17.13% |
| 2022 | 404045 | 25.22 | to | 25.22 | 10188027 | 0.94% | 0.30% | to | 0.30% | (17.44)% | to | (17.44)% |
| 2021 | 390493 | 30.54 | to | 30.54 | 11926124 | 0.84% | 0.30% | to | 0.30% | 17.29% | to | 17.29% |
| **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** |  |  |  |  |  |  |
| Developing Markets VIP Fund | Developing Markets VIP Fund | Developing Markets VIP Fund | Developing Markets VIP Fund | Developing Markets VIP Fund | Developing Markets VIP Fund | Developing Markets VIP Fund |  |  |  |  |  |  |
| 2025 | 238129 | $36.69 | to | $36.69 | $8737721 | 0.53% | 0.90% | to | 0.90% | 44.97% | to | 44.97% |
| 2024 | 255303 | 25.31 | to | 25.31 | 6462133 | 3.89% | 0.90% | to | 0.90% | 6.70% | to | 6.70% |
| 2023 | 255796 | 23.72 | to | 23.72 | 6068086 | 2.06% | 0.90% | to | 0.90% | 11.62% | to | 11.62% |
| 2022 | 254745 | 21.25 | to | 21.25 | 5414016 | 2.03% | 0.90% | to | 0.90% | (22.68)% | to | (22.68)% |
| 2021 | 245063 | 27.49 | to | 27.49 | 6735870 | 0.88% | 0.90% | to | 0.90% | (6.58)% | to | (6.58)% |
| Small Cap Value VIP Fund | Small Cap Value VIP Fund | Small Cap Value VIP Fund | Small Cap Value VIP Fund | Small Cap Value VIP Fund | Small Cap Value VIP Fund | Small Cap Value VIP Fund |  |  |  |  |  |  |
| 2025 | 430323 | $12.50 | to | $44.44 | $16246348 | 1.08% | 0.30% | to | 0.90% | 7.39% | to | 6.69% |
| 2024 | 419422 | 11.64 | to | 41.66 | 14991692 | 0.93% | 0.25% | to | 0.90% | 16.41% | to | 10.70% |
| 2023 | 457134 | 38.43 | to | 38.73 | 17606628 | 0.00% | 0.30% | to | 0.90% | 26.36% | to | 25.61% |
| 2022 | 452833 | 30.41 | to | 30.83 | 13828584 | 0.00% | 0.30% | to | 0.90% | (33.89)% | to | (34.28)% |
| 2021 | 426331 | 46.00 | to | 46.92 | 19734814 | 0.00% | 0.30% | to | 0.90% | 9.68% | to | 9.03% |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

6. Financial Highlights

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** |
|  | **Units** | **Unit Fair Value** | **Unit Fair Value** | **Net Assets** | **Investment Income Ratio\*** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** |
| **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** | **Franklin Templeton Variable Insurance Products Trust – Class 2** |  |  |  |  |  |  |
| Small – Mid Cap Growth VIP Fund | Small – Mid Cap Growth VIP Fund | Small – Mid Cap Growth VIP Fund | Small – Mid Cap Growth VIP Fund | Small – Mid Cap Growth VIP Fund | Small – Mid Cap Growth VIP Fund |  |  |  |  |  |  |
| 2025 | 453716 | $43.30 | $43.48 | $19707308 | 0.00% | 0.30% | to | 0.90% | 2.21% | to | 1.60% |
| 2024 | 454506 | 42.54 | 42.62 | 19345411 | 0.00% | 0.30% | to | 0.90% | 10.70% | to | 10.04% |
| 2023 | 416549 | 23.57 | 37.63 | 13815153 | 0.52% | 0.30% | to | 0.90% | 12.41% | to | 11.74% |
| 2022 | 412437 | 20.97 | 33.67 | 12195661 | 0.95% | 0.30% | to | 0.90% | (10.33)% | to | (10.87)% |
| 2021 | 418886 | 23.39 | 37.78 | 13819218 | 0.99% | 0.30% | to | 0.90% | 24.99% | to | 24.25% |
| **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** |  |  |  |  |  |  |
| Strategic Growth Fund | Strategic Growth Fund | Strategic Growth Fund | Strategic Growth Fund | Strategic Growth Fund | Strategic Growth Fund |  |  |  |  |  |  |
| 2025 | 515557 | $72.12 | $72.12 | $37180227 | 0.00% | 0.90% | to | 0.90% | 16.87% | to | 16.87% |
| 2024 | 554436 | 61.71 | 61.71 | 34212411 | 0.00% | 0.90% | to | 0.90% | 31.18% | to | 31.18% |
| 2023 | 597955 | 47.04 | 47.04 | 28128315 | 0.00% | 0.90% | to | 0.90% | 40.68% | to | 40.68% |
| 2022 | 637964 | 33.44 | 33.44 | 21332398 | 0.00% | 0.90% | to | 0.90% | (33.12)% | to | (33.12)% |
| 2021 | 639148 | 50.00 | 50.00 | 31954543 | 0.00% | 0.90% | to | 0.90% | 20.84% | to | 20.84% |
| **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** | **Goldman Sachs Variable Insurance Trust – Institutional Class** |  |  |  |  |  |  |
| Mid Cap Value Fund | Mid Cap Value Fund | Mid Cap Value Fund | Mid Cap Value Fund | Mid Cap Value Fund | Mid Cap Value Fund |  |  |  |  |  |  |
| 2025 | 173815 | $12.87 | $74.24 | $12524041 | 1.20% | 0.30% | to | 0.90% | 9.12% | to | 8.42% |
| 2024 | 181203 | 11.79 | 68.47 | 12012265 | 1.01% | 0.25% | to | 0.90% | 17.91% | to | 11.39% |
| 2023 | 189186 | 24.50 | 61.47 | 11441610 | 1.04% | 0.30% | to | 0.90% | 11.09% | to | 10.43% |
| 2022 | 193604 | 22.05 | 55.67 | 10602220 | 0.66% | 0.30% | to | 0.90% | (10.26)% | to | (10.79)% |
| 2021 | 209786 | 24.57 | 62.40 | 12709910 | 0.48% | 0.30% | to | 0.90% | 30.56% | to | 29.78% |
| Small Cap Equity Insights Fund | Small Cap Equity Insights Fund | Small Cap Equity Insights Fund | Small Cap Equity Insights Fund | Small Cap Equity Insights Fund | Small Cap Equity Insights Fund |  |  |  |  |  |  |
| 2025 | 119898 | $14.56 | $58.92 | $5740906 | 0.75% | 0.30% | to | 0.90% | 15.85% | to | 15.11% |
| 2024 | 120746 | 12.57 | 51.18 | 5155342 | 0.98% | 0.25% | to | 0.90% | 25.68% | to | 17.98% |
| 2023 | 118790 | 24.65 | 43.38 | 4634724 | 1.05% | 0.30% | to | 0.90% | 18.92% | to | 18.21% |
| 2022 | 118603 | 20.73 | 36.70 | 3918646 | 0.27% | 0.30% | to | 0.90% | (19.62)% | to | (20.10)% |
| 2021 | 123115 | 25.79 | 45.93 | 5029561 | 0.46% | 0.30% | to | 0.90% | 23.42% | to | 22.69% |
| **Janus Henderson** | **Janus Henderson** | **Janus Henderson** | **Janus Henderson** | **Janus Henderson** | **Janus Henderson** |  |  |  |  |  |  |
| VIT Balanced Portfolio (Service Shares) | VIT Balanced Portfolio (Service Shares) | VIT Balanced Portfolio (Service Shares) | VIT Balanced Portfolio (Service Shares) | VIT Balanced Portfolio (Service Shares) | VIT Balanced Portfolio (Service Shares) |  |  |  |  |  |  |
| 2025 | 705012 | $42.99 | $51.41 | $31243001 | 1.72% | 0.30% | to | 0.90% | 14.48% | to | 13.80% |
| 2024 | 718319 | 37.56 | 45.18 | 27856049 | 1.78% | 0.30% | to | 0.90% | 14.80% | to | 14.11% |
| 2023 | 713196 | 32.71 | 39.59 | 24150644 | 1.82% | 0.30% | to | 0.90% | 14.79% | to | 14.11% |
| 2022 | 682558 | 28.50 | 34.70 | 20179066 | 1.11% | 0.30% | to | 0.90% | (16.87)% | to | (17.36)% |
| 2021 | 649326 | 34.28 | 41.99 | 23175105 | 0.88% | 0.30% | to | 0.90% | 16.56% | to | 15.87% |
| VIT Enterprise Portfolio (Service Shares) | VIT Enterprise Portfolio (Service Shares) | VIT Enterprise Portfolio (Service Shares) | VIT Enterprise Portfolio (Service Shares) | VIT Enterprise Portfolio (Service Shares) | VIT Enterprise Portfolio (Service Shares) |  |  |  |  |  |  |
| 2025 | 100413 | $12.84 | $65.81 | $5056399 | 0.05% | 0.30% | to | 0.90% | 7.15% | to | 6.46% |
| 2024 | 89342 | 11.98 | 61.82 | 4992115 | 0.63% | 0.25% | to | 0.90% | 19.83% | to | 14.29% |
| 2023 | 91981 | 35.19 | 54.09 | 4661467 | 0.09% | 0.30% | to | 0.90% | 17.42% | to | 16.73% |
| 2022 | 97116 | 29.97 | 46.34 | 4207447 | 0.24% | 0.30% | to | 0.90% | (16.40)% | to | (16.90)% |
| 2021 | 99525 | 35.85 | 55.76 | 5216752 | 0.24% | 0.30% | to | 0.90% | 16.19% | to | 15.50% |
| VIT Forty Portfolio (Institutional Shares) | VIT Forty Portfolio (Institutional Shares) | VIT Forty Portfolio (Institutional Shares) | VIT Forty Portfolio (Institutional Shares) | VIT Forty Portfolio (Institutional Shares) | VIT Forty Portfolio (Institutional Shares) |  |  |  |  |  |  |
| 2025 | 1575350 | $63.64 | $75.38 | $108696835 | 0.07% | 0.30% | to | 0.90% | 17.79% | to | 17.09% |
| 2024 | 1643246 | 54.35 | 64.00 | 96333326 | 0.11% | 0.30% | to | 0.90% | 28.08% | to | 27.31% |
| 2023 | 1724973 | 42.69 | 49.97 | 79005981 | 0.20% | 0.30% | to | 0.90% | 39.55% | to | 38.72% |
| 2022 | 1763452 | 30.78 | 35.81 | 57846788 | 0.16% | 0.30% | to | 0.90% | (33.75)% | to | (34.14)% |
| 2021 | 1701656 | 46.73 | 54.05 | 84215448 | 0.50% | 0.30% | to | 0.90% | 22.53% | to | 21.80% |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

6. Financial Highlights

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** |
|  | **Units** | **Unit Fair Value** | **Unit Fair Value** | **Net Assets** | **Investment Income Ratio\*** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** |
| **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** |  |  |  |  |  |  |
| VIT International Bond Portfolio (U.S. Dollar-Hedged) | VIT International Bond Portfolio (U.S. Dollar-Hedged) | VIT International Bond Portfolio (U.S. Dollar-Hedged) | VIT International Bond Portfolio (U.S. Dollar-Hedged) | VIT International Bond Portfolio (U.S. Dollar-Hedged) | VIT International Bond Portfolio (U.S. Dollar-Hedged) |  |  |  |  |  |  |
| 2025 | 348088 | $20.24 | $25.49 | $8057133 | 0.00% | 0.30% | to | 0.90% | 3.64% | to | 3.03% |
| 2024 | 340954 | 19.53 | 24.75 | 7679656 | 3.68% | 0.30% | to | 0.90% | 5.14% | to | 4.51% |
| 2023 | 322896 | 18.57 | 23.68 | 6974041 | 2.59% | 0.30% | to | 0.90% | 8.69% | to | 8.05% |
| 2022 | 310890 | 17.09 | 21.91 | 6235006 | 1.35% | 0.30% | to | 0.90% | (10.42)% | to | (10.95)% |
| 2021 | 308691 | 19.08 | 24.61 | 7027568 | 1.59% | 0.30% | to | 0.90% | (2.25)% | to | (2.83)% |
| **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** | **PIMCO Variable Insurance Trust – Administrative Class Shares** |  |  |  |  |  |  |
| VIT Low Duration Portfolio | VIT Low Duration Portfolio | VIT Low Duration Portfolio | VIT Low Duration Portfolio | VIT Low Duration Portfolio | VIT Low Duration Portfolio |  |  |  |  |  |  |
| 2025 | 485807 | $14.36 | $17.55 | $8016345 | 0.00% | 0.30% | to | 0.90% | 5.21% | to | 4.58% |
| 2024 | 455130 | 13.65 | 16.78 | 7169474 | 4.06% | 0.30% | to | 0.90% | 4.18% | to | 3.56% |
| 2023 | 430931 | 13.10 | 16.21 | 6568246 | 3.60% | 0.30% | to | 0.90% | 4.66% | to | 4.04% |
| 2022 | 414974 | 12.52 | 15.58 | 6097188 | 1.57% | 0.30% | to | 0.90% | (6.02)% | to | (6.58)% |
| 2021 | 413172 | 13.32 | 16.67 | 6524685 | 0.52% | 0.30% | to | 0.90% | (1.22)% | to | (1.81)% |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Equity Funds** |  |  |  |  |  |  |
| Capital Appreciation Account II | Capital Appreciation Account II | Capital Appreciation Account II | Capital Appreciation Account II | Capital Appreciation Account II | Capital Appreciation Account II |  |  |  |  |  |  |
| 2025 | 210758 | $15.10 | $74.74 | $7388896 | 0.34% | 0.30% | to | 0.90% | 12.94% | to | 12.21% |
| 2024 | 167831 | 13.37 | 66.60 | 7006947 | 0.59% | 0.25% | to | 0.90% | 33.73% | to | 24.41% |
| 2023 | 136687 | 34.02 | 79.01 | 5922374 | 0.66% | 0.30% | to | 0.90% | 24.47% | to | 23.74% |
| 2022 | 147629 | 27.33 | 63.73 | 5103373 | 0.62% | 0.30% | to | 0.90% | (16.87)% | to | (17.36)% |
| 2021 | 162433 | 32.88 | 76.97 | 6671218 | 0.74% | 0.30% | to | 0.90% | 27.12% | to | 26.36% |
| Equity Income Account II | Equity Income Account II | Equity Income Account II | Equity Income Account II | Equity Income Account II | Equity Income Account II |  |  |  |  |  |  |
| 2025 | 335409 | $13.73 | $65.35 | $13930058 | 1.62% | 0.30% | to | 0.90% | 14.96% | to | 14.22% |
| 2024 | 302636 | 11.95 | 57.22 | 12601369 | 1.92% | 0.25% | to | 0.90% | 19.46% | to | 14.19% |
| 2023 | 266349 | 25.93 | 50.11 | 11160681 | 1.92% | 0.30% | to | 0.90% | 10.59% | to | 9.94% |
| 2022 | 276153 | 23.45 | 45.58 | 10501778 | 1.67% | 0.30% | to | 0.90% | (10.98)% | to | (11.51)% |
| 2021 | 279432 | 26.34 | 51.51 | 12042733 | 1.86% | 0.30% | to | 0.90% | 21.78% | to | 21.06% |
| MidCap Account II | MidCap Account II | MidCap Account II | MidCap Account II | MidCap Account II | MidCap Account II |  |  |  |  |  |  |
| 2025 | 113871 | $13.20 | $314.76 | $18285880 | 0.08% | 0.30% | to | 0.90% | 1.27% | to | 0.62% |
| 2024 | 100945 | 13.03 | 312.83 | 18701566 | 0.05% | 0.25% | to | 0.90% | 30.30% | to | 18.90% |
| 2023 | 85372 | 34.30 | 263.09 | 16820402 | 0.00% | 0.30% | to | 0.90% | 25.37% | to | 24.62% |
| 2022 | 89095 | 27.36 | 211.11 | 13933005 | 0.00% | 0.30% | to | 0.90% | (23.39)% | to | (23.85)% |
| 2021 | 94631 | 35.71 | 277.22 | 18845959 | 0.00% | 0.30% | to | 0.90% | 24.82% | to | 24.08% |
| SmallCap Account II | SmallCap Account II | SmallCap Account II | SmallCap Account II | SmallCap Account II | SmallCap Account II |  |  |  |  |  |  |
| 2025 | 154995 | $12.31 | $21.69 | $3028892 | 0.09% | 0.30% | to | 0.90% | 14.49% | to | 13.76% |
| 2024 | 158229 | 10.75 | 18.95 | 2733112 | 0.13% | 0.25% | to | 0.90% | 7.54% | to | 5.70% |
| 2023 | 159998 | 16.92 | 17.82 | 2718068 | 0.05% | 0.30% | to | 0.90% | 15.05% | to | 14.37% |
| 2022 | 164270 | 14.79 | 15.49 | 2439033 | 0.00% | 0.30% | to | 0.90% | (21.12)% | to | (21.59)% |
| 2021 | 170616 | 18.87 | 19.64 | 3228559 | 0.15% | 0.30% | to | 0.90% | 19.50% | to | 18.79% |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** |  |  |  |  |  |  |
| SAM Balanced Portfolio | SAM Balanced Portfolio | SAM Balanced Portfolio | SAM Balanced Portfolio | SAM Balanced Portfolio | SAM Balanced Portfolio |  |  |  |  |  |  |
| 2025 | 2293724 | $12.94 | $43.52 | $74308821 | 2.20% | 0.30% | to | 0.90% | 13.36% | to | 12.63% |
| 2024 | 2380649 | 11.41 | 38.64 | 68173412 | 1.86% | 0.25% | to | 0.90% | 14.11% | to | 11.37% |
| 2023 | 2271015 | 19.23 | 34.72 | 60556828 | 2.21% | 0.30% | to | 0.90% | 15.31% | to | 14.62% |
| 2022 | 2211196 | 16.68 | 30.27 | 51420436 | 2.09% | 0.30% | to | 0.90% | (16.54)% | to | (17.04)% |
| 2021 | 2134145 | 19.98 | 36.48 | 59632043 | 1.39% | 0.30% | to | 0.90% | 13.05% | to | 12.38% |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

6. Financial Highlights

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** |
|  | **Units** | **Unit Fair Value** | **Unit Fair Value** | **Unit Fair Value** | **Net Assets** | **Investment Income Ratio\*** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 2 Shares – Strategic Asset Management ("SAM") Portfolios** |  |  |  |  |  |  |
| SAM Conservative Balanced Portfolio | SAM Conservative Balanced Portfolio | SAM Conservative Balanced Portfolio | SAM Conservative Balanced Portfolio | SAM Conservative Balanced Portfolio | SAM Conservative Balanced Portfolio | SAM Conservative Balanced Portfolio |  |  |  |  |  |  |
| 2025 | 488735 | $11.96 | to | $32.93 | $12793710 | 2.73% | 0.30% | to | 0.90% | 11.01% | to | 10.29% |
| 2024 | 487251 | 10.78 | to | 29.86 | 11688691 | 2.40% | 0.25% | to | 0.90% | 8.36% | to | 7.71% |
| 2023 | 477812 | 16.46 | to | 27.72 | 10691408 | 2.69% | 0.30% | to | 0.90% | 11.47% | to | 10.81% |
| 2022 | 458902 | 14.76 | to | 25.02 | 9250500 | 2.18% | 0.30% | to | 0.90% | (14.94)% | to | (15.45)% |
| 2021 | 443181 | 17.36 | to | 29.59 | 10503144 | 1.70% | 0.30% | to | 0.90% | 9.15% | to | 8.50% |
| SAM Conservative Growth Portfolio | SAM Conservative Growth Portfolio | SAM Conservative Growth Portfolio | SAM Conservative Growth Portfolio | SAM Conservative Growth Portfolio | SAM Conservative Growth Portfolio | SAM Conservative Growth Portfolio |  |  |  |  |  |  |
| 2025 | 3714296 | $13.65 | to | $53.58 | $149079740 | 1.53% | 0.30% | to | 0.90% | 15.02% | to | 14.28% |
| 2024 | 3810308 | 11.87 | to | 46.88 | 134704245 | 1.30% | 0.25% | to | 0.90% | 18.69% | to | 13.91% |
| 2023 | 3785300 | 22.21 | to | 41.63 | 121119602 | 1.59% | 0.30% | to | 0.90% | 18.69% | to | 17.99% |
| 2022 | 3814048 | 18.71 | to | 35.21 | 103002928 | 1.76% | 0.30% | to | 0.90% | (18.22)% | to | (18.71)% |
| 2021 | 3723807 | 22.88 | to | 43.23 | 123673118 | 1.04% | 0.30% | to | 0.90% | 17.09% | to | 16.40% |
| SAM Flexible Income Portfolio | SAM Flexible Income Portfolio | SAM Flexible Income Portfolio | SAM Flexible Income Portfolio | SAM Flexible Income Portfolio | SAM Flexible Income Portfolio | SAM Flexible Income Portfolio |  |  |  |  |  |  |
| 2025 | 122087 | $11.47 | to | $27.06 | $2749916 | 3.40% | 0.30% | to | 0.90% | 9.34% | to | 8.64% |
| 2024 | 118159 | 10.49 | to | 24.90 | 2488886 | 2.88% | 0.25% | to | 0.90% | 6.11% | to | 4.91% |
| 2023 | 124384 | 14.72 | to | 23.61 | 2488873 | 3.08% | 0.30% | to | 0.90% | 8.88% | to | 8.24% |
| 2022 | 135105 | 13.52 | to | 21.82 | 2436817 | 2.64% | 0.30% | to | 0.90% | (13.63)% | to | (14.14)% |
| 2021 | 142722 | 15.65 | to | 25.41 | 2915717 | 2.24% | 0.30% | to | 0.90% | 6.30% | to | 5.66% |
| SAM Strategic Growth Portfolio | SAM Strategic Growth Portfolio | SAM Strategic Growth Portfolio | SAM Strategic Growth Portfolio | SAM Strategic Growth Portfolio | SAM Strategic Growth Portfolio | SAM Strategic Growth Portfolio |  |  |  |  |  |  |
| 2025 | 4485047 | $14.16 | to | $61.48 | $200229254 | 1.19% | 0.30% | to | 0.90% | 16.32% | to | 15.57% |
| 2024 | 4557534 | 12.18 | to | 53.20 | 178012736 | 0.91% | 0.25% | to | 0.90% | 21.75% | to | 15.63% |
| 2023 | 4476456 | 24.38 | to | 47.07 | 155804265 | 1.22% | 0.30% | to | 0.90% | 21.22% | to | 20.50% |
| 2022 | 4485699 | 20.11 | to | 38.99 | 129535185 | 1.81% | 0.30% | to | 0.90% | (19.22)% | to | (19.70)% |
| 2021 | 4376369 | 24.89 | to | 48.46 | 157653615 | 0.80% | 0.30% | to | 0.90% | 19.18% | to | 18.47% |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Equity Funds** |  |  |  |  |  |  |
| Diversified International Account I | Diversified International Account I | Diversified International Account I | Diversified International Account I | Diversified International Account I | Diversified International Account I | Diversified International Account I |  |  |  |  |  |  |
| 2025 | 62135 | $14.24 | to | $17.78 | $1008709 | 2.22% | 0.30% | to | 0.70% | 32.03% | to | 31.97% |
| 2024 | 63098 | 10.78 | to | 13.47 | 840655 | 3.10% | 0.25% | to | 0.70% | 7.82% | to | 4.39% |
| 2023 | 61887 | 12.91 | to | 12.91 | 798817 | 1.26% | 0.30% | to | 0.30% | 17.10% | to | 17.10% |
| 2022 | 66083 | 11.02 | to | 11.02 | 728444 | 2.64% | 0.30% | to | 0.30% | (20.24)% | to | (20.24)% |
| 2021 | 65826 | 13.82 | to | 13.82 | 909724 | 1.28% | 0.30% | to | 0.30% | 9.42% | to | 9.42% |
| LargeCap Growth Account I | LargeCap Growth Account I | LargeCap Growth Account I | LargeCap Growth Account I | LargeCap Growth Account I | LargeCap Growth Account I | LargeCap Growth Account I |  |  |  |  |  |  |
| 2025 | 36119 | $15.30 | to | $24.15 | $617436 | 0.00% | 0.30% | to | 0.70% | 11.12% | to | 11.06% |
| 2024 | 28211 | 13.77 | to | 21.74 | 552711 | 0.00% | 0.25% | to | 0.70% | 37.68% | to | 24.76% |
| 2023 | 24492 | 17.11 | to | 17.43 | 426174 | 0.00% | 0.30% | to | 0.70% | 39.92% | to | 39.37% |
| 2022 | 24589 | 12.28 | to | 12.46 | 305925 | 0.00% | 0.30% | to | 0.70% | (34.35)% | to | (34.61)% |
| 2021 | 24228 | 18.78 | to | 18.97 | 459343 | 0.00% | 0.30% | to | 0.70% | 21.53% | to | 21.05% |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

6. Financial Highlights

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **At December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** | **For the Period Ended December 31,** |
|  | **Units** | **Unit Fair Value** | **Unit Fair Value** | **Unit Fair Value** | **Net Assets** | **Investment Income Ratio\*** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Expense Ratio \*\***<br> **Lowest to Highest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** | **Total Return\*\*\***<br> **Highest to Lowest** |
| **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** | **Principal Variable Contracts Funds, Inc. ("PVC") – Class 1 Fixed Income Funds** |  |  |  |  |  |  |
| Core Plus Bond Account I | Core Plus Bond Account I | Core Plus Bond Account I | Core Plus Bond Account I | Core Plus Bond Account I | Core Plus Bond Account I | Core Plus Bond Account I |  |  |  |  |  |  |
| 2025 | 9206 | $10.60 | to | $10.89 | $99307 | 4.23% | 0.30% | to | 0.70% | 7.19% | to | 7.14% |
| 2024 | 8706 | 9.89 | to | 10.17 | 88435 | 3.28% | 0.25% | to | 0.70% | 0.60% | to | (1.08)% |
| 2023 | 12227 | 10.11 | to | 10.11 | 123575 | 2.93% | 0.30% | to | 0.30% | 5.03% | to | 5.03% |
| 2022 | 11986 | 9.62 | to | 9.62 | 115332 | 3.11% | 0.30% | to | 0.30% | (14.38)% | to | (14.38)% |
| 2021 | 12250 | 11.24 | to | 11.24 | 137676 | 2.64% | 0.30% | to | 0.30% | (0.75)% | to | (0.75)% |
| Government & High Quality Bond Account I | Government & High Quality Bond Account I | Government & High Quality Bond Account I | Government & High Quality Bond Account I | Government & High Quality Bond Account I | Government & High Quality Bond Account I | Government & High Quality Bond Account I |  |  |  |  |  |  |
| 2025 | 12441 | $10.21 | to | $10.64 | $132255 | 3.61% | 0.30% | to | 0.70% | 7.64% | to | 7.58% |
| 2024 | 12427 | 9.49 | to | 9.88 | 120883 | 3.13% | 0.25% | to | 0.70% | 0.31% | to | 0.31% |
| 2023 | 15026 | 9.46 | to | 9.46 | 142114 | 2.33% | 0.30% | to | 0.30% | 4.33% | to | 4.33% |
| 2022 | 14806 | 9.07 | to | 9.07 | 134228 | 1.41% | 0.30% | to | 0.30% | (12.07)% | to | (12.07)% |
| 2021 | 14454 | 10.31 | to | 10.31 | 149025 | 2.29% | 0.30% | to | 0.30% | (1.62)% | to | (1.62)% |
| Short-Term Income Account I | Short-Term Income Account I | Short-Term Income Account I | Short-Term Income Account I | Short-Term Income Account I | Short-Term Income Account I | Short-Term Income Account I |  |  |  |  |  |  |
| 2025 | 1360 | $11.59 | to | $11.59 | $15755 | 4.64% | 0.30% | to | 0.30% | 5.16% | to | 5.16% |
| 2024 | 1165 | 11.02 | to | 11.02 | 12833 | 3.51% | 0.30% | to | 0.30% | 4.78% | to | 4.78% |
| 2023 | 959 | 10.52 | to | 10.52 | 10083 | 1.85% | 0.30% | to | 0.30% | 5.29% | to | 5.29% |
| 2022 | 742 | 9.99 | to | 9.99 | 7409 | 1.26% | 0.30% | to | 0.30% | (3.74)% | to | (3.74)% |
| 2021 | 520 | 10.37 | to | 10.37 | 5397 | 1.68% | 0.30% | to | 0.30% | (1.01)% | to | (1.01)% |
| (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. | (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. | (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. | (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. | (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. | (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. | (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. | (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. | (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. | (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. | (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. | (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. | (1) For the period (cessation of operations): January 1, 2024 to June 7, 2024. The Fidelity VIP Freedom 2005 Portfolio subaccount liquidated on June 7, 2024. |
| \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. | \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. | \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. | \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. | \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. | \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. | \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. | \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. | \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. | \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. | \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. | \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. | \* These amounts represent the dividends, excluding distributions of capital gains, received by the subaccount from the underlying mutual fund, net of management fees assessed by the fund manager, divided by the average net assets. These ratios exclude those expenses, such as mortality and expense charges and contract maintenance charges, that are assessed against policyholder accounts either through reductions in the unit values or the redemption of units. The recognition of investment income by the subaccount is affected by the timing of the declaration of dividends by the underlying fund in which the subaccount invests. |
| \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. | \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. | \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. | \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. | \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. | \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. | \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. | \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. | \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. | \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. | \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. | \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. | \*\* These amounts represent the annual contract expenses of the Account, consisting of mortality and expense charges, for each period indicated. The ratios include only those expenses that result in a direct reduction to unit values. Contract maintenance charges made directly to policyholder accounts through the redemption of units and expenses of the underlying fund have been excluded. |
| \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. | \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. | \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. | \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. | \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. | \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. | \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. | \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. | \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. | \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. | \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. | \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. | \*\*\* These amounts represent the total return for the period indicated, including changes in value of the underlying fund, and expenses assessed through the reduction of unit values. These ratios do not include any expenses assessed through the redemption of units. Investment options with a date notation indicate the effective date of that investment option in the variable account. The total return is calculated for each period indicated or from the effective date through the end of the reporting period. As the total return is presented as a range of minimum to maximum values, based on the product grouping representing the minimum and maximum expense ratio amounts, some individual policy total returns are not within the ranges presented. |

---

#### Farmers Variable Life Separate Account A

#### of Farmers New World Life Insurance Company

#### (A wholly Owned Subsidiary of Farmers Group, Inc.)

#### Notes to Financial Statements

#### December 31, 2025

7. Segment Accounting

The Company determines it conforms to the segment accounting and disclosure requirements established in FASB guidance referenced in the Accounting Standards Codification Topic 280 ("ASC 280"), Segment Reporting. The Account represents the separate account related to Variable Universal Life. Life Accumulator and EssentialLife Variable Universal Life which are no longer actively sold by the Company. The Account oversight is conducted by Farmers Life Product Committee (FLPC) as the Company's Chief Operating Decision Maker (CODM).

The change in net assets resulting from operations, which is used by the CODM to assess the segment's performance is consistent with that presented within the subaccount's financial statements. Segment assets are reflected on the accompanying Statement of Assets and Liabilities as "total assets" and significant segment expenses are listed on the accompanying Statement of Operations.

The Account segment is based on the Company's line of business, aggregating products with like economic characteristics. This Account is aggregated.

8. Subsequent Events

The Company has evaluated the effects of events subsequent to December 31, 2025, and through the financial statements report date. There have been no events occurring subsequent to the close of the Company's books or Accounts that would have a material effect on the accompanying financial statements or note disclosures.

#### Exhibit 99.(N)(1) – Consent of Independent Registered Public Accounting Firm
We consent to the references to our firm under the caption "Experts" in the Statement of Additional Information, dated April 30, 2026, which is included in this Post-Effective Amendment No. 27 to the Registration Statement (Form N-6, File No. 333-100287) of Farmers Variable Life Separate Account A (the "Registration Statement").

We also consent to the use of our reports (1) dated April 24, 2026, with respect to the statutory-basis financial statements and supplemental schedules of Farmers New World Life Insurance Company and (2) dated April 30, 2026, with respect to the financial statements of each of the subaccounts within Farmers Variable Life Separate Account A, for the year ended December 31, 2025, included in this Registration Statement, filed with the Securities and Exchange Commission.

/s/ Ernst & Young LLP

Atlanta, Georgia

April 30, 2026

## Ex-99.J

**POWER OF ATTORNEY**

The undersigned Directors and Officers of Farmers New World Life Insurance Company, a Washington corporation, hereby constitute and appoint David Hernandez, Tina de Jong, Ian Macleod, and Peter Moriarty, and each of them (with full power to each of them to act alone), his/her true and lawful attorney-in-fact and agent, with full power of substitution to each, for him/her and on his/her behalf and in his/her name, place and stead, to execute and file any of the documents referred to below relating to Registration Statements under the Securities Act of 1933 and under the Investment Company Act of 1940 listed below with respect to the variable life insurance policies to be issued through the Farmers Variable Life Separate Account A: registration statements on any form or forms under the Securities Act of 1933 and under the Investment Company Act of 1940, any and all amendments and supplements thereto, with all exhibits and all instruments necessary or appropriate in connection therewith, and all applications for any exemption from the federal securities laws, each of said attorneys-in-fact and agents and his or their substitutes being empowered to act with or without the others or other, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue thereof.

**REGISTRATION STATEMENTS**

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| |
|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; **Registrant Name** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>Farmers Variable Life Separate<br> Account A<br> &nbsp;&nbsp; Product Name: Farmers<sup>®</sup> Variable Universal Life Securities Act File Number: 333-84023 Investment Company Act File Number: 811-09507 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>Farmers Variable Life Separate<br> Account A<br> &nbsp;&nbsp; Product Name: Farmers<sup>®</sup> LifeAccumulator Securities Act File Number: 333-100287 Investment Company Act File Number: 811-09507 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>Farmers Variable Life Separate<br> Account A<br> &nbsp;&nbsp; Product Name: Farmers EssentialLife<sup>®</sup> Variable Universal Life Securities Act File Number: 333-149540<br> Investment Company Act File Number: 811-09507 |

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IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand on the date set forth below.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp; **Signature** | &nbsp;&nbsp;&nbsp; **Title** | **Date** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>![](image00057.jpg)<br> David Hernandez Bolanos Mar 26, 2026 6:23 PM MST | &nbsp;&nbsp;&nbsp; <br> Chairman of the Board and Interim President and CEO | <br>March 25, 2026 |
| &nbsp;&nbsp; David Hernandez | &nbsp;&nbsp;&nbsp; <br> Chairman of the Board and Interim President and CEO | <br>March 25, 2026 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>![](image00058.jpg)<br> David Travers<br> Mar 26, 2026 1:20 PM CDT | &nbsp;&nbsp;&nbsp; <br>Director | <br>March 25, 2026 |
| &nbsp;&nbsp; David Travers | &nbsp;&nbsp;&nbsp; <br>Director | <br>March 25, 2026 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![](image00059.jpg) ![](image00060.jpg)<br> Scott Stoll<br> Mar 26, 2026 3:17 PM PDT | &nbsp;&nbsp;&nbsp; <br>Director | <br>March 25, 2026 |
| &nbsp;&nbsp; Scott Stoll | &nbsp;&nbsp;&nbsp; <br>Director | <br>March 25, 2026 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ![](image00061.jpg)<br> Ben Tucker<br> Mar 26, 2026 2:11 PM PDT | &nbsp;&nbsp;&nbsp; <br>Director | <br>March 25, 2026 |
| &nbsp;&nbsp; Warren Tucker | &nbsp;&nbsp;&nbsp; <br>Director | <br>March 25, 2026 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>![](image00062.jpg)<br> Annette Thompson<br> Mar 27, 2026 8:01 AM PDT | &nbsp;&nbsp;&nbsp; <br>Director | <br>March 25, 2026 |
| &nbsp;&nbsp; Annette Thompson | &nbsp;&nbsp;&nbsp; <br>Director | <br>March 25, 2026 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br>![](image00063.jpg)<br> John Griek<br> Mar 26, 2026 11:28 AM PDT | &nbsp;&nbsp;&nbsp; <br>Director | <br>March 25, 2026 |
| &nbsp;&nbsp; John Griek | &nbsp;&nbsp;&nbsp; <br>Director | <br>March 25, 2026 |

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## Ex-99.K

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| | |
|:---|:---|
| **Exhibit 99(K)(1) Opinion of Ian Macleod Attorney-in-Fact** | **Exhibit 99(K)(1) Opinion of Ian Macleod Attorney-in-Fact** |
| <br> 1475 Dunwoody Drive<br> West Chester PA 19380 | <br> Ian Macleod<br> ian.macleod@resolutionlife.us<br> www.resolutionlife.com |
| <br> 1475 Dunwoody Drive<br> West Chester PA 19380 | <br> Ian Macleod<br> ian.macleod@resolutionlife.us<br> www.resolutionlife.com |

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![](image00064.jpg)

Board of Directors<br> Farmers New World Life Insurance Company<br> Farmers Annuity Separate Account A<br> 3120 139th Ave SE, Suite 300<br> Bellevue, Washington 98005<br>

April 30, 2026

Ladies and Gentlemen:

&nbsp;&nbsp;&nbsp;&nbsp;1. In my capacity as Attorney-in-Fact for Farmers New World Life Insurance Company ("Farmers"), I have participated in the preparation and review of this Post-Effective
 Amendment No. 27 to the Registration Statement on Form N-6 (File No. 333-00287) filed with the Securities and Exchange Commission under the Securities Act of 1933 for the registration of individual flexible premium variable life insurance
 policies (the "Policies") to be issued with respect to Farmers Variable Life Separate Account A (the "Account"). The Account was established on April 6, 1999, by the Board of Directors of Farmers as a separate account for assets applicable to
 the Policies, pursuant to the provisions of Section 48.18A.020 of the Washington Insurance Laws.

&nbsp;&nbsp;&nbsp;&nbsp;2. The Account is a separate account of Farmers validly existing pursuant to Washington law and the regulations issued thereunder.

&nbsp;&nbsp;&nbsp;&nbsp;3. Contracts, when issued as contemplated by the Registration Statement, will be legal and binding obligations of Farmers in accordance with their terms.

In arriving at the foregoing opinion, I have made such examination of law and examine such records and other documents as I judged to be necessary or appropriate.

I hereby consent to the filing of this opinion as an exhibit to the above referenced Registration Statement.

Sincerely yours,

/s/ Ian Macleod

Ian Macleod

Attorney-in-Fact

Security Life of Denver Insurance Company