# EDGAR Filing Document

**Accession Number:** 0001022837
**File Stem:** 0001193125-25-281294
**Filing Date:** 2025-11
**Character Count:** 42482
**Document Hash:** 8883310b63cb3bda4b8b14e912999ff5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-281294.hdr.sgml**: 20251114

**ACCESSION NUMBER**: 0001193125-25-281294

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 3

**CONFORMED PERIOD OF REPORT**: 20251114

**FILED AS OF DATE**: 20251114

**DATE AS OF CHANGE**: 20251114

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SUMITOMO MITSUI FINANCIAL GROUP, INC.
- **CENTRAL INDEX KEY:** 0001022837
- **STANDARD INDUSTRIAL CLASSIFICATION:** COMMERCIAL BANKS, NEC [6029]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** M0
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-34919
- **FILM NUMBER:** 251480866

**BUSINESS ADDRESS:**
- **STREET 1:** 1-2, MARUNOUCHI 1-CHOME
- **STREET 2:** CHIYODA-KU
- **CITY:** TOKYO
- **STATE:** M0
- **ZIP:** 100-0005
- **BUSINESS PHONE:** 81-3-3282-8111

**MAIL ADDRESS:**
- **STREET 1:** 1-2, MARUNOUCHI 1-CHOME
- **STREET 2:** CHIYODA-KU
- **CITY:** TOKYO
- **STATE:** M0
- **ZIP:** 100-0005

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SUMITOMO MITSUI FINANCIAL GROUP/FI
- **DATE OF NAME CHANGE:** 20021226

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SUMITOMO BANK LTD TOKYO     /FI
- **DATE OF NAME CHANGE:** 19960913

##### [**Table of Contents**](#toc)
**UNITED STATES SECURITIES AND EXCHANGE COMMISSION** 

Washington, D.C. 20549

**FORM 6-K** 

**REPORT OF FOREIGN PRIVATE ISSUER** 

**PURSUANT TO RULE 13a-16 OR 15d-16 UNDER** 

**THE SECURITIES EXCHANGE ACT OF 1934** 

**For the month of November 2025** 

**Commission File Number 001-34919** 

## SUMITOMO MITSUI FINANCIAL GROUP, INC.
(Translation of registrant's name into English)

**1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo 100-0005, Japan** 

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Form 20-F ☒ Form 40-F ☐

THIS REPORT ON FORM 6-K SHALL BE DEEMED TO BE INCORPORATED BY REFERENCE INTO THE PROSPECTUS FORMING A PART OF SUMITOMO MITSUI FINANCIAL GROUP, INC.'S REGISTRATION STATEMENT ON FORM F-3 (FILE NO. 333-276219) AND TO BE A PART OF SUCH PROSPECTUS FROM THE DATE ON WHICH THIS REPORT IS FURNISHED, TO THE EXTENT NOT SUPERSEDED BY DOCUMENTS OR REPORTS SUBSEQUENTLY FILED OR FURNISHED, EXCEPT FOR THE STATEMENTS REGARDING OUR EARNINGS FORECAST UNDER THE CAPTION "3. EARNINGS FORECAST ON A CONSOLIDATED BASIS (FOR THE FISCAL YEAR ENDING MARCH 31, 2026)."

------

##### [**Table of Contents**](#toc)
**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

---

| | |
|:---|:---|
|  Sumitomo Mitsui Financial Group, Inc. | Sumitomo Mitsui Financial Group, Inc. |
|  By: | /s/ Jun Okahashi |
|  | Name: Jun Okahashi |
|  | Title: Executive Officer & General Manager,<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Financial Accounting Dept |

---

Date: November 14, 2025

------

##### [**Table of Contents**](#toc)

---

| | | | | |
|:---|:---|:---|:---|:---|
|  |  | November 14, 2025 | November 14, 2025 | November 14, 2025 |
| ![LOGO](g922483g01g01.jpg)  | | <br> **Sumitomo Mitsui Financial Group, Inc.**<br> Consolidated Financial Results for the six months ended September 30, 2025 | | ![LOGO](g922483dsp3.jpg) |
| ![LOGO](g922483g01g01.jpg)  | | <br> **Sumitomo Mitsui Financial Group, Inc.**<br> Consolidated Financial Results for the six months ended September 30, 2025 | | ![LOGO](g922483dsp3.jpg) |
| | <br> **Sumitomo Mitsui Financial Group, Inc.**<br> Consolidated Financial Results for the six months ended September 30, 2025 | | ![LOGO](g922483dsp3.jpg) |  |

---

---

| |
|:---|
| Head Office: 1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, Japan |
| Stock Exchange Listings: Tokyo Stock Exchange, Nagoya Stock Exchange, New York Stock Exchange |
| URL: <u>https://www.smfg.co.jp/english/</u> |
| President: Toru Nakashima |
| Interim Securities Report (*Hanki hokokusho*) issuing date: November 28, 2025 |
| Dividend payment date: December 2, 2025 |
| Investors meeting presentation for financial results: Scheduled |

---

---

| |
|:---|
| <br> Note: Amounts less than one million yen have been rounded down. |
| 1. Consolidated financial results (for the six months ended September 30, 2025) |

---

---

| | |
|:---|:---|
| (1) Operating results | (Millions of yen, except per share data and percentages) |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  | <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ordinary income  | <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ordinary income  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ordinary profit | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ordinary profit | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Profit attributable to <br> owners of parent | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Profit attributable to <br> owners of parent |
| &nbsp;&nbsp;&nbsp;Six months ended September 30, 2025 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5205887 | (1.3)% | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1278123 | 24.0% | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;933505 | 28.7% |
| &nbsp;&nbsp;&nbsp; Six months ended September 30, 2024  | 5276938 | 17.7 | 1030472 | 45.3 | 725172 | 37.7 |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notes: | 1. | Comprehensive income: |
|  |  | (a) for the six months ended September 30, 2025 ¥1,030,170 million [175.5%]<br> (b) for the six months ended September 30, 2024 ¥373,994 million [(70.3)%] |
|  | 2. | Percentages shown in ordinary income, ordinary profit, profit attributable to owners of parent and comprehensive income are the increase (decrease) from the same period in the previous fiscal year. |

---

---

| | | |
|:---|:---|:---|
|  | <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Earnings per share  | &nbsp;&nbsp;&nbsp;&nbsp; Earnings per share <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Diluted)  |
| &nbsp;&nbsp;&nbsp;Six months ended September 30, 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;¥ 242.03 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;¥ 241.98 |
| &nbsp;&nbsp;&nbsp; Six months ended September 30, 2024 | 184.77 | 184.72 |

---

Note: On October 1, 2024, Sumitomo Mitsui Financial Group, Inc. ("the Company") executed a three-for-one split of its common stock, with a record date of September 30, 2024. Earnings per share and Earnings per share (Diluted) reflect the impact of the stock split.

---

| | |
|:---|:---|
| (2) Financial position | (Millions of yen, except percentages) |

---

---

| | | | |
|:---|:---|:---|:---|
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net assets ratio |
| &nbsp;&nbsp;&nbsp;As of September 30, 2025 | ¥305905915 | ¥15304259 | 5.0% |
| &nbsp;&nbsp;&nbsp; As of March 31, 2025 | 306282015 | 14841509 | 4.8 |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notes: | 1. | Stockholders' equity: |
|  |  | (a) as of September 30, 2025: ¥ 15,165,764 million (b) as of March 31, 2025: ¥ 14,703,435 million |
|  | 2. | Net assets ratio = {(Net assets – stock acquisition rights – non-controlling interests) / total assets} X 100 |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| 2. Dividends on common stock | (Yen) | (Yen) | (Yen) | (Yen) | (Yen) |
|  | Cash dividends per share | Cash dividends per share | Cash dividends per share | Cash dividends per share | Cash dividends per share |
|  | 1st quarter | 2nd quarter | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3rd quarter | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4th quarter | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Annual |
| &nbsp;&nbsp;&nbsp; Fiscal year ended March 31, 2025 | ¥ — | ¥ 180.00 | ¥ — | ¥ 62.00 | ¥ — |
| &nbsp;&nbsp;&nbsp; Fiscal year ending March 31, 2026 |  | 78.00 |  |  |  |
| &nbsp;&nbsp;&nbsp; Fiscal year ending March 31, 2026 (Forecast) |  |  |  | 79.00 | 157.00 |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notes: | 1. | Dividend forecast which was announced in May 2025 was revised. |
|  | 2. | On October 1, 2024, the Company executed a three-for-one split of its common stock, with a record date of September 30, 2024. For the fiscal year ended March 31, 2025, the cash dividends per share for the 4th quarter reflect the impact of the stock split, and the annual cash dividends per share are stated as "—." If the stock split is not taken into account, the 4th quarter and annual cash dividends per share would have been ¥186 and ¥366, respectively. The cash dividends per share for the 2nd quarter and annual cash dividends per share after reflecting the stock split are ¥60 and ¥122, respectively. |

---

3. Earnings forecast on a consolidated basis (for the fiscal year ending March 31, 2026)

(Millions of yen, except per share data and percentage)

---

| | | | |
|:---|:---|:---|:---|
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Profit attributable to owners of parent | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Profit attributable to owners of parent | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Earnings per share |
| &nbsp;&nbsp;&nbsp; Fiscal year ending March 31, 2026 | ¥ 1,500,000 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;27.3% | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;¥ 390.39 |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notes: | 1. | Earnings forecast which was announced in May 2025 was revised. |
|  | 2. | Percentage shown in profit attributable to owners of parent is the increase (decrease) from the previous fiscal year. |
|  | 3. | At the Board of Directors meeting held on November 14, 2025, the Company resolved to acquire treasury stock. Forecasted earnings per share are calculated by dividing the forecasted profit attributable to owners of parent by the number of common stock shares. The number of common stock shares used as the basis for this calculation is the average of "the number of issued common stock shares at the beginning of the period (excluding treasury stock)" and "the expected number of issued common stock shares at the end of the period," represented by the number of shares as of the end of the second quarter (excluding treasury stock) after reflecting the aforementioned acquisition of treasury stock. |

---

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##### [**Table of Contents**](#toc)
[Notes]

&nbsp;&nbsp;&nbsp;&nbsp;(1) There were no changes in material consolidated subsidiaries during the period.

&nbsp;&nbsp;&nbsp;&nbsp;(2) Changes in accounting policies, changes in accounting estimates and restatements

---

| | | |
|:---|:---|:---|
| (a) Changes in accounting policies due to application of new or revised accounting standards | : | No |
| (b) Changes in accounting policies due to reasons other than above (a) | : | No |
| (c) Changes in accounting estimates | : | No |
| (d) Restatements | : | No |

---

&nbsp;&nbsp;&nbsp;&nbsp;(3) Number of shares issued (common stocks)

---

| | | |
|:---|:---|:---|
|  | As of September 30, 2025 | As of March 31, 2025 |
| (a) Number of shares issued (including treasury stocks) | 3,857,407,640 shares | 3,884,445,458 shares |
| (b) Number of treasury stocks | 10,689,630 shares | 10,651,848 shares |
|  | Six months ended | Six months ended |
|  | September 30, 2025 | September 30, 2024 |
| (c) Average number of shares issued during the period | 3,856,964,120 shares | 3,924,762,726 shares |

---

---

| | | |
|:---|:---|:---|
| Notes: | 1. | The Company has introduced a "Stock grant trust for employees" (hereinafter, the "Trust"), and the shares of the Company held by the Trust are included in the number of treasury stock to be deducted when calculating both the number of treasury stock and the average number of shares issued during the period. |
|  | 2. | On October 1, 2024, the Company executed a three-for-one split of its common stock, with a record date of September 30, 2024. The average number of shares issued during the period reflects the impact of the stock split. |

---

(Summary of financial information on a non-consolidated basis)

Non-consolidated financial results (for the six months ended September 30, 2025)

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| (1) Operating results |  |  |  |  | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) | (Millions of yen, except per share data and percentages) |
|  | Operating income | Operating income | Operating profit | Operating profit | Ordinary profit | Ordinary profit | Net income | Net income |
| Six months ended<br>September 30, 2025 | ¥ 485,790 | (39.7)% | ¥ 246,614 | (58.5)% | ¥234,018 | (59.9)% | ¥240,049 | (59.3)% |
| &nbsp;&nbsp;&nbsp;&nbsp; September 30, 2024 | 806087 | 187.7 | 593915 | 504.9 | 584119 | 536.8 | 589967 | 526.6 |
|  | Earnings per share | Earnings per share |  |  |  |  |  |  |
| Six months ended<br>September 30, 2025 | ¥ 62.24 | ¥ 62.24 |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; September 30, 2024 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;150.32 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;150.32 |  |  |  |  |  |  |

---

---

| | | |
|:---|:---|:---|
| Notes: | 1. | Percentages shown in operating income, operating profit, ordinary profit and net income are the increase (decrease) from the same period in the previous fiscal year. |
|  | 2. | On October 1, 2024, the Company executed a three-for-one split of its common stock, with a record date of September 30, 2024. Earnings per share reflects the impact of the stock split. |

---

---

| | |
|:---|:---|
| (2) Financial position | (Millions of yen, except percentages) |

---

---

| | | | |
|:---|:---|:---|:---|
| | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net assets | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net assets ratio |
|  As of September 30, 2025 | ¥ 21,014,788 | ¥ 6,331,197 | 30.1% |
|  As of March 31, 2025 | &nbsp;&nbsp;&nbsp;&nbsp;20351401 | 6384907 | 31.4 |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Note: Stockholders' equity:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (a) as of September 30, 2025: ¥ 6,330,552 million (b) as of March 31, 2025: ¥ 6,384,140 million

[Note on interim audit procedures]

This report is out of the scope of the interim audit procedures.

This document contains "forward-looking statements" (as defined in the U.S. Private Securities Litigation Reform Act of 1995), regarding the intent, belief or current expectations of Sumitomo Mitsui Financial Group, Inc. ("the Company") and its management with respect to the Company's future financial condition and results of operations. In many cases but not all, these statements contain words such as "anticipate," "believe," "estimate," "expect," "intend," "may," "plan," "probability," "risk," "project," "should," "seek," "target," "will" and similar expressions. Such forward-looking statements are not guarantees of future performance and involve risks and uncertainties, and actual results may differ from those expressed in or implied by such forward-looking statements contained or deemed to be contained herein. The risks and uncertainties which may affect future performance include: deterioration of Japanese and global economic conditions and financial markets; declines in the value of the Company's securities portfolio; incurrence of significant credit-related costs; the Company's ability to successfully implement its business strategy through its subsidiaries, affiliates and alliance partners; and exposure to new risks as the Company expands the scope of its business. Given these and other risks and uncertainties, you should not place undue reliance on forward-looking statements, which speak only as of the date of this document. The Company undertakes no obligation to update or revise any forward-looking statements. Please refer to the Company's most recent disclosure documents such as its annual report on Form 20-F and other documents submitted to the U.S. Securities and Exchange Commission, as well as its earnings press releases, for a more detailed description of the risks and uncertainties that may affect its financial conditions, its operating results, and investors' decisions.

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##### [**Table of Contents**](#toc)
Table of contents

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| | | |
|:---|:---|:---|
|  [Interim consolidated financial statements and main notes](#tx922483_1) | [Interim consolidated financial statements and main notes](#tx922483_1) | 2 |
| I. | [Interim consolidated balance sheets](#tx922483_2) | 2 |
| II. | [Interim consolidated statements of income and interim consolidated statements of comprehensive income](#tx922483_3) | 3 |
| III. | [Interim consolidated statements of changes in net assets](#tx922483_4) | 4 |
| IV. | [Notes to interim consolidated financial statements](#tx922483_5) | 7 |
|  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [Note on going concern](#tx922483_6) | 7 |

---

\* Appendix: Financial results for the six months ended September 30, 2025 supplementary information

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##### [**Table of Contents**](#toc)
**<u>Interim consolidated financial statements and main notes</u>**

**I. Interim consolidated balance sheets** 

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| | | |
|:---|:---|:---|
|  | **Millions of yen** | **Millions of yen** |
|  | **March 31, 2025** | **September 30, 2025** |
|  **Assets:** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Cash and due from banks | ¥75590583 | ¥72597960 |
| &nbsp;&nbsp;&nbsp;&nbsp; Call loans and bills bought | 5197978 | 5700746 |
| &nbsp;&nbsp;&nbsp;&nbsp; Receivables under resale agreements | 16205759 | 15649591 |
| &nbsp;&nbsp;&nbsp;&nbsp; Receivables under securities borrowing transactions | 5799821 | 6675134 |
| &nbsp;&nbsp;&nbsp;&nbsp; Monetary claims bought | 5618985 | 5891424 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trading assets | 11976375 | 12347718 |
| &nbsp;&nbsp;&nbsp;&nbsp; Money held in trust | 32272 | 34637 |
| &nbsp;&nbsp;&nbsp;&nbsp; Securities | 40760968 | 39320963 |
| &nbsp;&nbsp;&nbsp;&nbsp; Loans and bills discounted | 111136239 | 113126523 |
| &nbsp;&nbsp;&nbsp;&nbsp; Foreign exchanges | 2712573 | 2396352 |
| &nbsp;&nbsp;&nbsp;&nbsp; Lease receivables and investment assets | 231199 | 220839 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other assets | 13722960 | 14099744 |
| &nbsp;&nbsp;&nbsp;&nbsp; Tangible fixed assets | 1006556 | 1019848 |
| &nbsp;&nbsp;&nbsp;&nbsp; Intangible fixed assets | 1017322 | 1046105 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net defined benefit asset | 987288 | 1019106 |
| &nbsp;&nbsp;&nbsp;&nbsp; Deferred tax assets | 71261 | 90053 |
| &nbsp;&nbsp;&nbsp;&nbsp; Customers' liabilities for acceptances and guarantees | 15139799 | 15559987 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for possible loan losses | (925931) | (890823) |
| &nbsp;&nbsp;&nbsp;&nbsp; Total assets | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;306282015 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;305905915 |
|  **Liabilities:** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Deposits | ¥171498651 | ¥170026335 |
| &nbsp;&nbsp;&nbsp;&nbsp; Negotiable certificates of deposit | 17175391 | 16060889 |
| &nbsp;&nbsp;&nbsp;&nbsp; Call money and bills sold | 4378276 | 3613678 |
| &nbsp;&nbsp;&nbsp;&nbsp; Payables under repurchase agreements | 25797136 | 26584137 |
| &nbsp;&nbsp;&nbsp;&nbsp; Payables under securities lending transactions | 2183655 | 1940546 |
| &nbsp;&nbsp;&nbsp;&nbsp; Commercial paper | 2686483 | 3396178 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trading liabilities | 9726615 | 10167086 |
| &nbsp;&nbsp;&nbsp;&nbsp; Borrowed money | 11355209 | 10349249 |
| &nbsp;&nbsp;&nbsp;&nbsp; Foreign exchanges | 1771839 | 2016859 |
| &nbsp;&nbsp;&nbsp;&nbsp; Short-term bonds | 728200 | 610400 |
| &nbsp;&nbsp;&nbsp;&nbsp; Bonds | 13352392 | 13762860 |
| &nbsp;&nbsp;&nbsp;&nbsp; Due to trust account | 1041660 | 1163687 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other liabilities | 13700199 | 14341760 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for employee bonuses | 130464 | 81567 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for executive bonuses | 5433 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Net defined benefit liability | 33890 | 34936 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for executive retirement benefits | 1007 | 802 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for point service program | 32656 | 33326 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for reimbursement of deposits | 5573 | 3829 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserve for losses on interest repayment | 242127 | 234577 |
| &nbsp;&nbsp;&nbsp;&nbsp; Reserves under the special laws | 5365 | 5877 |
| &nbsp;&nbsp;&nbsp;&nbsp; Deferred tax liabilities | 422050 | 586837 |
| &nbsp;&nbsp;&nbsp;&nbsp; Deferred tax liabilities for land revaluation | 26424 | 26241 |
| &nbsp;&nbsp;&nbsp;&nbsp; Acceptances and guarantees | 15139799 | 15559987 |
| &nbsp;&nbsp;&nbsp;&nbsp; Total liabilities | 291440506 | 290601655 |
|  **Net assets:** |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital stock | 2345960 | 2346888 |
| &nbsp;&nbsp;&nbsp;&nbsp; Capital surplus | 611423 | 612350 |
| &nbsp;&nbsp;&nbsp;&nbsp; Retained earnings | 8290170 | 8660587 |
| &nbsp;&nbsp;&nbsp;&nbsp; Treasury stock | (38512) | (38638) |
| &nbsp;&nbsp;&nbsp;&nbsp; Total stockholders' equity | 11209042 | 11581187 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on other securities | 1930834 | 2193835 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net deferred gains (losses) on hedges | (168604) | (175973) |
| &nbsp;&nbsp;&nbsp;&nbsp; Land revaluation excess | 32849 | 29986 |
| &nbsp;&nbsp;&nbsp;&nbsp; Foreign currency translation adjustments | 1411827 | 1274553 |
| &nbsp;&nbsp;&nbsp;&nbsp; Accumulated remeasurements of defined benefit plans | 287487 | 262174 |
| &nbsp;&nbsp;&nbsp;&nbsp; Total accumulated other comprehensive income | 3494393 | 3584577 |
| &nbsp;&nbsp;&nbsp;&nbsp; Stock acquisition rights | 767 | 645 |
| &nbsp;&nbsp;&nbsp;&nbsp; Non-controlling interests | 137306 | 137849 |
| &nbsp;&nbsp;&nbsp;&nbsp; Total net assets | 14841509 | 15304259 |
|  Total liabilities and net assets | ¥306282015 | ¥305905915 |

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##### [**Table of Contents**](#toc)
**II. Interim consolidated statements of income and interim consolidated statements of comprehensive income** 

**(Interim consolidated statements of income)** 

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| | | |
|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** |
| <br>**Six months ended September 30** | **2024** | **2025** |
|  Ordinary income | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5276938 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5205887 |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest income | 3450738 | 3518701 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on loans and discounts | 1992942 | 1984187 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest and dividends on securities | 468838 | 487345 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trust fees | 4499 | 5550 |
| &nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions | 905938 | 983620 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trading income | 436753 | 141842 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other operating income | 79744 | 157461 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other income | 399264 | 398710 |
|  Ordinary expenses | 4246466 | 3927763 |
| &nbsp;&nbsp;&nbsp;&nbsp; Interest expenses | 2324340 | 2235764 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest on deposits | 829337 | 832295 |
| &nbsp;&nbsp;&nbsp;&nbsp; Fees and commissions payments | 151321 | 154273 |
| &nbsp;&nbsp;&nbsp;&nbsp; Trading losses | 132106 |  |
| &nbsp;&nbsp;&nbsp;&nbsp; Other operating expenses | 224648 | 118352 |
| &nbsp;&nbsp;&nbsp;&nbsp; General and administrative expenses | 1172747 | 1228787 |
| &nbsp;&nbsp;&nbsp;&nbsp; Other expenses | 241302 | 190585 |
|  Ordinary profit | 1030472 | 1278123 |
|  Extraordinary gains | 1527 | 2259 |
|  Extraordinary losses | 4599 | 4909 |
|  Income before income taxes | 1027400 | 1275474 |
|  Income taxes-current | 264819 | 333759 |
|  Income taxes-deferred | 32753 | 3652 |
|  Income taxes | 297572 | 337411 |
|  Profit | 729827 | 938062 |
|  Profit attributable to non-controlling interests | 4655 | 4557 |
|  Profit attributable to owners of parent | ¥725172 | ¥933505 |
| **(Interim consolidated statements of comprehensive income)** | **(Interim consolidated statements of comprehensive income)** | **(Interim consolidated statements of comprehensive income)** |
|  | **Millions of yen** | **Millions of yen** |
| **Six months ended September 30** | **2024** | **2025** |
|  Profit | ¥729827 | ¥938062 |
|  Other comprehensive income (losses) | (355833) | 92107 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net unrealized gains (losses) on other securities | (255139) | 265832 |
| &nbsp;&nbsp;&nbsp;&nbsp; Net deferred gains (losses) on hedges | (63775) | (5824) |
| &nbsp;&nbsp;&nbsp;&nbsp; Land revaluation excess |  | (776) |
| &nbsp;&nbsp;&nbsp;&nbsp; Foreign currency translation adjustments | (98034) | (55572) |
| &nbsp;&nbsp;&nbsp;&nbsp; Remeasurements of defined benefit plans | (14408) | (25367) |
| &nbsp;&nbsp;&nbsp;&nbsp; Share of other comprehensive income of affiliates | 75523 | (86183) |
|  Total comprehensive income | 373994 | 1030170 |
| &nbsp;&nbsp;&nbsp;&nbsp; Comprehensive income attributable to owners of parent | 370291 | 1025774 |
| &nbsp;&nbsp;&nbsp;&nbsp; Comprehensive income attributable to non-controlling interests | 3702 | 4395 |

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##### [**Table of Contents**](#toc)
**III. Interim consolidated statements of changes in net assets** 

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | |
| | **Stockholders' equity** | **Stockholders' equity** | **Stockholders' equity** | **Stockholders' equity** | **Stockholders' equity** | |
| <br>**Six months ended September 30, 2024** | **Capital**<br>**stock** | **Capital**<br>**surplus** | **Retained**<br>**earnings** | **Treasury stock** | **Total** | |
|  Balance at the beginning of the period | ¥2344038 | ¥610143 | ¥7843470 | ¥(167671) | ¥10629980 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cumulative effects of changes in accounting policies |  |  | 59330 |  | 59330 |  |
|  Restated balance | 2344038 | 610143 | 7902800 | (167671) | 10689311 |  |
|  Changes in the period |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issuance of new stock | 1922 | 1922 |  |  | 3844 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  | (177382) |  | (177382) |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parent |  |  | 725172 |  | 725172 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase of treasury stock |  |  |  | (101576) | (101576) |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  | (339) |  | 486 | 147 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cancellation of treasury stock |  | (234659) |  | 234659 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in shareholders' interest due to transaction with non-controlling interests |  | (232) |  |  | (232) |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase due to decrease in subsidiaries |  |  | 39 |  | 39 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  | 825 |  | 825 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  | 234999 | (234999) |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes in items other than stockholders' equity in the period |  |  |  |  |  |  |
|  Net changes in the period | 1922 | 1689 | 313656 | 133569 | 450838 |  |
|  Balance at the end of the period | ¥2345960 | ¥611833 | ¥8216457 | ¥(34101) | ¥11140149 |  |
|  | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
|  | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** |
| **Six months ended September 30, 2024** | **Net unrealized**<br>**gains (losses)**<br>**on other**<br>**securities** | **Net deferred**<br>**gains**<br>**(losses)**<br>**on hedges** | **Land**<br>**revaluation**<br>**excess** | **Foreign**<br>**currency**<br>**translation**<br>**adjustments** | **Accumulated**<br>**remeasurements**<br>**of defined**<br>**benefit plans** | **Total** |
|  Balance at the beginning of the period | ¥2406883 | ¥(65073) | ¥34936 | ¥1362647 | ¥290735 | ¥4030129 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cumulative effects of changes in accounting policies | (59330) |  |  |  |  | (59330) |
|  Restated balance | 2347553 | (65073) | 34936 | 1362647 | 290735 | 3970798 |
|  Changes in the period |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issuance of new stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parent |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cancellation of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in shareholders' interest due to transaction with non-controlling interests |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase due to decrease in subsidiaries |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes in items other than stockholders' equity in the period | (251849) | (70122) | (825) | (17624) | (15283) | (355706) |
|  Net changes in the period | (251849) | (70122) | (825) | (17624) | (15283) | (355706) |
|  Balance at the end of the period | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2095703 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(135196) | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;34110 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1345023 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;275451 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3615092 |

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##### [**Table of Contents**](#toc)
(Continued)

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | **Millions of yen** | **Millions of yen** | **Millions of yen** | | |
| <br>**Six months ended September 30, 2024** | **Stock**<br>**acquisition**<br>**rights** | **Non-**<br>**controlling**<br>**interests** | **Total**<br>**net assets** | | |
|  Balance at the beginning of the period | ¥931 | ¥138925 | ¥14799967 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cumulative effects of changes in accounting policies |  |  |  |  |  |
|  Restated balance | 931 | 138925 | 14799967 |  |  |
|  Changes in the period |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issuance of new stock |  |  | 3844 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  | (177382) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parent |  |  | 725172 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase of treasury stock |  |  | (101576) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  |  | 147 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cancellation of treasury stock |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in shareholders' interest due to transaction with non-controlling interests |  |  | (232) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Increase due to decrease in subsidiaries |  |  | 39 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  | 825 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes in items other than stockholders' equity in the period | (141) | (2215) | (358062) |  |  |
|  Net changes in the period | (141) | (2215) | 92775 |  |  |
|  Balance at the end of the period | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;790 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;136710 | ¥&nbsp;&nbsp;&nbsp;&nbsp;14892743 |  |  |
| **Six months ended September 30, 2025** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| **Six months ended September 30, 2025** | **Stockholders' equity** | **Stockholders' equity** | **Stockholders' equity** | **Stockholders' equity** | **Stockholders' equity** |
| **Six months ended September 30, 2025** | **Capital**<br>**stock** | **Capital**<br>**surplus** | **Retained**<br>**earnings** | **Treasury**<br>**stock** | **Total** |
|  Balance at the beginning of the period | ¥2345960 | ¥611423 | ¥8290170 | ¥(38512) | ¥&nbsp;&nbsp;&nbsp;&nbsp;11209042 |
|  Changes in the period |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issuance of new stock | 927 | 927 |  |  | 1855 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  | (240202) |  | (240202) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parent |  |  | 933505 |  | 933505 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase of treasury stock |  |  |  | (100579) | (100579) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  | (280) |  | 461 | 181 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cancellation of treasury stock |  | (99990) |  | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99990 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in shareholders' interest due to transaction with non-controlling interests |  | (0) |  |  | (0) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Decrease due to decrease in affiliates accounted for by the equity method |  |  | (224699) |  | (224699) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  | 2085 |  | 2085 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  | 100271 | (100271) |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes in items other than stockholders' equity in the period |  |  |  |  |  |
|  Net changes in the period | 927 | 926 | 370417 | (126) | 372145 |
|  Balance at the end of the period | ¥2346888 | ¥612350 | ¥8660587 | ¥(38638) | ¥11581187 |

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##### [**Table of Contents**](#toc)
(Continued)

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| | $— | $— | $— | $— | $— | $— |
| | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** | **Millions of yen** |
| | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** | **Accumulated other comprehensive income** |
| <br>**Six months ended September 30, 2025** | **Net unrealized <br>gains (losses)<br>on other<br>securities** | **Net deferred<br>gains (losses)<br>on hedges** | **Land<br>revaluation <br>excess** | **Foreign<br>currency<br>translation<br> adjustments** | **Accumulated<br>remeasurements<br>of defined<br>benefit plans** | **Total** |
|  Balance at the beginning of the period | ¥1930834 | ¥(168604) | ¥32849 | ¥1411827 | ¥287487 | ¥3494393 |
|  Changes in the period |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issuance of new stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parent |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cancellation of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in shareholders' interest due to transaction with non-controlling interests |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Decrease due to decrease in affiliates accounted for by the equity method |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes in items other than stockholders' equity in the period | 263001 | (7368) | (2862) | (137273) | (25313) | 90183 |
|  Net changes in the period | 263001 | (7368) | (2862) | (137273) | (25313) | 90183 |
|  Balance at the end of the period | ¥2193835 | ¥(175973) | ¥29986 | ¥1274553 | ¥262174 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3584577 |
|  | **Millions of yen** | **Millions of yen** | **Millions of yen** |  |  |  |
| **Six months ended September 30, 2025** | **Stock**<br>**acquisition**<br>**rights** | **Non-**<br>**controlling**<br>**interests** | **Total**<br>**net assets** |  |  |  |
|  Balance at the beginning of the period | ¥767 | ¥137306 | ¥14841509 |  |  |  |
|  Changes in the period |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Issuance of new stock |  |  | 1855 |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cash dividends |  |  | (240202) |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Profit attributable to owners of parent |  |  | 933505 |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Purchase of treasury stock |  |  | (100579) |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Disposal of treasury stock |  |  | 181 |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cancellation of treasury stock |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Changes in shareholders' interest due to transaction with non-controlling interests |  |  | (0) |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Decrease due to decrease in affiliates accounted for by the equity method |  |  | (224699) |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Reversal of land revaluation excess |  |  | 2085 |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Transfer from retained earnings to capital surplus |  |  |  |  |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Net changes in items other than stockholders' equity in the period | (122) | 543 | 90604 |  |  |  |
|  Net changes in the period | (122) | 543 | 462750 |  |  |  |
|  Balance at the end of the period | ¥645 | ¥&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;137849 | ¥&nbsp;&nbsp;&nbsp;&nbsp;15304259 |  |  |  |

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##### [**Table of Contents**](#toc)
**IV. Notes to interim consolidated financial statements** 

**(Note on going concern)** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Not applicable.