# EDGAR Filing Document

**Accession Number:** 0000727892
**File Stem:** 0001193125-25-338300
**Filing Date:** 2025-12
**Character Count:** 6070
**Document Hash:** 1453736f12370be4d47d8b0a9aa79363
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-338300.hdr.sgml**: 20251231

**ACCESSION NUMBER**: 0001193125-25-338300

**CONFORMED SUBMISSION TYPE**: 497VPI

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251231

**EFFECTIVENESS DATE**: 20251231

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RIVERSOURCE LIFE INSURANCE CO
- **CENTRAL INDEX KEY:** 0000727892
- **STANDARD INDUSTRIAL CLASSIFICATION:** LIFE INSURANCE [6311]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 410823832
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497VPI
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-290377
- **FILM NUMBER:** 251617504

**BUSINESS ADDRESS:**
- **STREET 1:** 1099 AMERIPRISE FINANCIAL CENTER
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55474
- **BUSINESS PHONE:** 6126713131

**MAIL ADDRESS:**
- **STREET 1:** 1099 AMERIPRISE FINANCIAL CENTER
- **CITY:** MINNEAPOLIS
- **STATE:** MN
- **ZIP:** 55474

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** IDS LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 19970414

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** IDS LIFE INSURANCE CO /MN
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### RIVERSOURCE LIFE INSURANCE CO (Series ID: S000091107)

| Class ID   | Class Name                                                                    | Ticker Symbol   |
|:---|:---|:---|
| C000266991 | RiverSource Retirement Group Annuity Contract I and Guarantee Period Accounts |  |

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

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| | |
|:---|:---|
| &nbsp;&nbsp; **Supplement dated December 31, 2025**<br> **to the**<br> **Prospectus and Summary Prospectus**<br> **dated September 22, 2025** | &nbsp;&nbsp; **Supplement dated December 31, 2025**<br> **to the**<br> **Prospectus and Summary Prospectus**<br> **dated September 22, 2025** |
| **Product Name** | **Prospectus Form #** |
| RiverSource<sup>®</sup> Retirement Group Annuity Contract I | &nbsp;&nbsp; PRO9022_12_D01_(05/25)<br> ISP9022_12_D01_(05/25)<br> USP9022_12_D01_(05/25)<br>|
| RiverSource<sup>®</sup> Retirement Group Annuity Contract II | &nbsp;&nbsp; PRO9023_12_D01_(05/25)<br> ISP9023_12_D01_(05/25)<br> USP9023_12_D01_(05/25)<br>|

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*The information in this supplement updates and amends certain information contained in the prospectus and summary prospectuses referenced above. Please read it carefully and keep it with your product prospectuses for future reference. Except as modified in this supplement, all other terms and information contained in the prospectuses remain in effect and unchanged.*

Effective January 1, 2026, the table in the section "Appendix A: Investment Options Available Under the Contract" of the Prospectus and Summary Prospectuses referenced above with respect to fixed options available under the each of the Contracts is hereby superseded and replaced with the following:

The following is a list of Fixed Options currently available under the Contract. We may change the features of the Fixed Options listed below or terminate existing Fixed Options. We will provide you with written notice before doing so.

**Note: If amounts are withdrawn from a Fixed Option before the end of its term, we will not apply a contract adjustment.** 

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| | | | |
|:---|:---|:---|:---|
| **Name** | **Term** | **Certificate**<br> **Issue**<br> **Year**<br>| **Minimum**<br> **Guaranteed**<br> **Interest Rate**<br>|
| Loan Account | 1 Year | 2012 | 1.00% |
| Loan Account | 1 Year | 2013 | 1.00% |
| Loan Account | 1 Year | 2014 | 1.00% |
| Loan Account | 1 Year | 2015 | 1.00% |
| Loan Account | 1 Year | 2016 | 1.00% |
| Loan Account | 1 Year | 2017 | 1.00% |
| Loan Account | 1 Year | 2018 | 1.00% |
| Loan Account | 1 Year | 2019 | 1.75% |
| Loan Account | 1 Year | 2020 | 1.00% |
| Loan Account | 1 Year | 2021 | 1.00% |
| Loan Account | 1 Year | 2022 | 1.00% |
| Loan Account | 1 Year | 2023 | 2.95% |
| Loan Account | 1 Year | 2024 | 3.00% |
| Loan Account | 1 Year | 2025 | 2.65% |
| Loan Account | 1 Year | 2026 | 2.40% |

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| | | | |
|:---|:---|:---|:---|
| **Name** | **Term** | **Certificate**<br> **Issue**<br> **Year**<br>| **Minimum**<br> **Guaranteed**<br> **Interest Rate**<br>|
| Special DCA Fixed Account | 6 Months | 2012 | 1.00% |
| Special DCA Fixed Account | 6 Months | 2013 | 1.00% |
| Special DCA Fixed Account | 6 Months | 2014 | 1.00% |
| Special DCA Fixed Account | 6 Months | 2015 | 1.00% |
| Special DCA Fixed Account | 6 Months | 2016 | 1.00% |
| Special DCA Fixed Account | 6 Months | 2017 | 1.00% |
| Special DCA Fixed Account | 6 Months | 2018 | 1.00% |
| Special DCA Fixed Account | 6 Months | 2019 | 1.75% |
| Special DCA Fixed Account | 6 Months | 2020 | 1.00% |
| Special DCA Fixed Account | 6 Months | 2021 | 1.00% |
| Special DCA Fixed Account | 6 Months | 2022 | 1.00% |
| Special DCA Fixed Account | 6 Months | 2023 | 2.95% |
| Special DCA Fixed Account | 6 Months | 2024 | 3.00% |
| Special DCA Fixed Account | 6 Months | 2025 | 2.65% |
| Special DCA Fixed Account | 6 Months | 2026 | 2.40% |
| Special DCA Fixed Account | 1 Year | 2012 | 1.00% |
| Special DCA Fixed Account | 1 Year | 2013 | 1.00% |
| Special DCA Fixed Account | 1 Year | 2014 | 1.00% |
| Special DCA Fixed Account | 1 Year | 2015 | 1.00% |
| Special DCA Fixed Account | 1 Year | 2016 | 1.00% |
| Special DCA Fixed Account | 1 Year | 2017 | 1.00% |
| Special DCA Fixed Account | 1 Year | 2018 | 1.00% |
| Special DCA Fixed Account | 1 Year | 2019 | 1.75% |
| Special DCA Fixed Account | 1 Year | 2020 | 1.00% |
| Special DCA Fixed Account | 1 Year | 2021 | 1.00% |
| Special DCA Fixed Account | 1 Year | 2022 | 1.00% |
| Special DCA Fixed Account | 1 Year | 2023 | 2.95% |
| Special DCA Fixed Account | 1 Year | 2024 | 3.00% |
| Special DCA Fixed Account | 1 Year | 2025 | 2.65% |
| Special DCA Fixed Account | 1 Year | 2026 | 2.40% |

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**THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE.**

**SUP9022-0002_(12/25)**

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