# EDGAR Filing Document

**Accession Number:** 0001834011
**File Stem:** 0001834011-26-000001
**Filing Date:** 2026-1
**Character Count:** 16220
**Document Hash:** e9dbd7cff6a1942d1f9165fd8ae240a5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001834011-26-000001.hdr.sgml**: 20260106

**ACCESSION NUMBER**: 0001834011-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20260106

**DATE AS OF CHANGE**: 20260106

**EFFECTIVENESS DATE**: 20260106

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Legacy Financial Group LLC
- **CENTRAL INDEX KEY:** 0001834011

**ORGANIZATION NAME:**
- **EIN:** 320012744
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20485
- **FILM NUMBER:** 26510461

**BUSINESS ADDRESS:**
- **STREET 1:** 6000 GRAND AVE
- **STREET 2:** SUITE B
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50312
- **BUSINESS PHONE:** 5152553306

**MAIL ADDRESS:**
- **STREET 1:** 6000 GRAND AVE
- **STREET 2:** SUITE B
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50312

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Legacy Financial Group LLC<br>**Address:** 6000 GRAND AVE<br>SUITE B<br>DES MOINES, IA 50312

**Form 13F File Number:** 028-20485

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michelle McCarthy<br>**Title:** Chief Compliance Officer<br>**Phone:** 5138325447

**Signature, Place, and Date of Signing:**

Michelle McCarthy  Cincinnati, OH  01-06-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 117

**Form 13F Information Table Value Total:** $764046120

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| JPMORGAN HEDGED EQUITY LADDERED OVERLAY ETF | ETF | 46654Q724 |  | 62470446 | 961084 | SH |  | SOLE |  | 0 | 0 | 961083 |
| ISHARES CORE S U.S. GROWTH ETF | ETF | 464287671 |  | 58979634 | 358452 | SH |  | SOLE |  | 0 | 0 | 358451 |
| FT VEST LADDERED DEEP BUFFER ETF | ETF | 33740U703 |  | 54323932 | 1965410 | SH |  | SOLE |  | 0 | 0 | 1965410 |
| STATE STREET SPDR S DIVIDEND ETF | ETF | 78464A763 |  | 40562418 | 289628 | SH |  | SOLE |  | 0 | 0 | 289628 |
| VANGUARD SMALL-CAP ETF | ETF | 922908751 |  | 36845308 | 144901 | SH |  | SOLE |  | 0 | 0 | 144900 |
| ESSENTIAL 40 STOCK ETF | ETF | 664925708 |  | 31251397 | 1831863 | SH |  | SOLE |  | 0 | 0 | 1831862 |
| ISHARES FLEXIBLE INCOME ACTIVE ETF | ETF | 092528603 |  | 25954421 | 487499 | SH |  | SOLE |  | 0 | 0 | 487498 |
| ISHARES CORE TOTAL USD BOND MARKET ETF | ETF | 46434V613 |  | 25367117 | 543077 | SH |  | SOLE |  | 0 | 0 | 543076 |
| ISHARES MSCI EMERGING MARKETS EX CHINA ETF | ETF | 46434G764 |  | 23255018 | 344468 | SH |  | SOLE |  | 0 | 0 | 344467 |
| ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF | ETF | 09290C103 |  | 20377862 | 344221 | SH |  | SOLE |  | 0 | 0 | 344220 |
| ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464288638 |  | 18950012 | 350342 | SH |  | SOLE |  | 0 | 0 | 350342 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 18367885 | 27443 | SH |  | SOLE |  | 0 | 0 | 27443 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 18109611 | 150013 | SH |  | SOLE |  | 0 | 0 | 150013 |
| INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF | ETF | 46138J635 |  | 17138034 | 732238 | SH |  | SOLE |  | 0 | 0 | 732238 |
| INVESCO BULLETSHARES 2027 CORPORATE BOND ETF | ETF | 46138J783 |  | 16748806 | 849762 | SH |  | SOLE |  | 0 | 0 | 849761 |
| ISHARES MSCI USA QUALITY FACTOR ETF | ETF | 46432F339 |  | 16281389 | 83709 | SH |  | SOLE |  | 0 | 0 | 83708 |
| INVESCO BULLETSHARES 2028 CORPORATE BOND ETF | ETF | 46138J643 |  | 16213815 | 788226 | SH |  | SOLE |  | 0 | 0 | 788226 |
| INVESCO BULLETSHARES 2029 HIGH YIELD CORPORATE BOND ETF | ETF | 46138J395 |  | 15695635 | 727660 | SH |  | SOLE |  | 0 | 0 | 727660 |
| ISHARES S 500 VALUE ETF | ETF | 464287408 |  | 14746260 | 71407 | SH |  | SOLE |  | 0 | 0 | 71407 |
| ISHARES MSCI EAFE VALUE ETF | ETF | 464288877 |  | 14563511 | 214706 | SH |  | SOLE |  | 0 | 0 | 214706 |
| VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 |  | 13870078 | 175771 | SH |  | SOLE |  | 0 | 0 | 175770 |
| ISHARES S 100 ETF | ETF | 464287101 |  | 13846555 | 41601 | SH |  | SOLE |  | 0 | 0 | 41601 |
| STATE STREET SPDR PORTFOLIO S 500 VALUE ETF | ETF | 78464A508 |  | 13183378 | 238268 | SH |  | SOLE |  | 0 | 0 | 238268 |
| INVESCO BULLETSHARES 2030 HIGH YIELD CORPORATE BOND ETF | ETF | 46139W841 |  | 11887198 | 454404 | SH |  | SOLE |  | 0 | 0 | 454403 |
| ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF | ETF | 46434V407 |  | 11097764 | 256299 | SH |  | SOLE |  | 0 | 0 | 256299 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 8801649 | 146890 | SH |  | SOLE |  | 0 | 0 | 146889 |
| ISHARES A.I. INNOVATION AND TECH ACTIVE ETF | ETF | 09290C780 |  | 7926589 | 232043 | SH |  | SOLE |  | 0 | 0 | 232043 |
| ISHARES 10-20 YEAR TREASURY BOND ETF | ETF | 464288653 |  | 7430799 | 72151 | SH |  | SOLE |  | 0 | 0 | 72150 |
| ISHARES U.S. THEMATIC ROTATION ACTIVE ETF | ETF | 09290C806 |  | 7329810 | 193603 | SH |  | SOLE |  | 0 | 0 | 193603 |
| ISHARES CORE U.S. REIT ETF | ETF | 464288521 |  | 7056576 | 120173 | SH |  | SOLE |  | 0 | 0 | 120173 |
| VANGUARD TOTAL BOND MARKET ETF | ETF | 921937835 |  | 6835017 | 91906 | SH |  | SOLE |  | 0 | 0 | 91905 |
| ISHARES CORE 80/20 AGGRESSIVE ALLOCATION ETF | ETF | 464289859 |  | 6465934 | 73360 | SH |  | SOLE |  | 0 | 0 | 73359 |
| ISHARES MBS ETF | ETF | 464288588 |  | 5681590 | 59712 | SH |  | SOLE |  | 0 | 0 | 59711 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 |  | 5458255 | 10857 | SH |  | SOLE |  | 0 | 0 | 10857 |
| VANGUARD MID-CAP ETF | ETF | 922908629 |  | 5144009 | 17512 | SH |  | SOLE |  | 0 | 0 | 17512 |
| ISHARES MSCI USA MOMENTUM FACTOR ETF | ETF | 46432F396 |  | 5137765 | 20034 | SH |  | SOLE |  | 0 | 0 | 20034 |
| ISHARES CORE S TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 |  | 5036069 | 34577 | SH |  | SOLE |  | 0 | 0 | 34576 |
| CASEYS GEN STORES INC COM | Stock | 147528103 |  | 4574386 | 8092 | SH |  | SOLE |  | 0 | 0 | 8091 |
| VANGUARD S 500 ETF | ETF | 922908363 |  | 4173445 | 6815 | SH |  | SOLE |  | 0 | 0 | 6815 |
| ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF | ETF | 46435G672 |  | 4080674 | 79654 | SH |  | SOLE |  | 0 | 0 | 79654 |
| ISHARES GOLD TRUST | ETF | 464285204 |  | 4059766 | 55789 | SH |  | SOLE |  | 0 | 0 | 55789 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 4054813 | 7829 | SH |  | SOLE |  | 0 | 0 | 7828 |
| ISHARES U.S. AEROSPACE  DEFENSE ETF | ETF | 464288760 |  | 3595715 | 17183 | SH |  | SOLE |  | 0 | 0 | 17183 |
| AMAZON COM INC COM | Stock | 023135106 |  | 3353504 | 15273 | SH |  | SOLE |  | 0 | 0 | 15273 |
| APPLE INC COM | Stock | 037833100 |  | 2675331 | 10507 | SH |  | SOLE |  | 0 | 0 | 10506 |
| VANGUARD GROWTH ETF | ETF | 922908736 |  | 2475815 | 5162 | SH |  | SOLE |  | 0 | 0 | 5162 |
| SPDR S 500 ETF TRUST | ETF | 78462F103 |  | 1863161 | 2797 | SH |  | SOLE |  | 0 | 0 | 2796 |
| WASTE MGMT INC DEL COM | Stock | 94106L109 |  | 1749411 | 7922 | SH |  | SOLE |  | 0 | 0 | 7921 |
| ISHARES CORE 60/40 BALANCED ALLOCATION ETF | ETF | 464289867 |  | 1472702 | 22875 | SH |  | SOLE |  | 0 | 0 | 22875 |
| INVESCO BULLETSHARES 2027 HIGH YIELD CORPORATE BOND ETF | ETF | 46138J585 |  | 1463756 | 64369 | SH |  | SOLE |  | 0 | 0 | 64369 |
| DEERE  CO COM | Stock | 244199105 |  | 1450838 | 3173 | SH |  | SOLE |  | 0 | 0 | 3172 |
| TESLA INC COM | Stock | 88160R101 |  | 1276802 | 2871 | SH |  | SOLE |  | 0 | 0 | 2871 |
| ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF | ETF | 464288281 |  | 1197844 | 12584 | SH |  | SOLE |  | 0 | 0 | 12583 |
| ISHARES CORE S SMALL CAP ETF | ETF | 464287804 |  | 1111417 | 9353 | SH |  | SOLE |  | 0 | 0 | 9353 |
| WALMART INC COM | Stock | 931142103 |  | 1041612 | 10107 | SH |  | SOLE |  | 0 | 0 | 10106 |
| NVIDIA CORPORATION COM | Stock | 67066G104 |  | 1026105 | 5500 | SH |  | SOLE |  | 0 | 0 | 5499 |
| VANGUARD MID-CAP GROWTH ETF | ETF | 922908538 |  | 1001824 | 3410 | SH |  | SOLE |  | 0 | 0 | 3410 |
| ISHARES MSCI EAFE GROWTH ETF | ETF | 464288885 |  | 960135 | 8431 | SH |  | SOLE |  | 0 | 0 | 8431 |
| STATE STREET SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF | ETF | 78464A359 |  | 943853 | 10429 | SH |  | SOLE |  | 0 | 0 | 10429 |
| PRINCIPAL FINANCIAL GROUP INC COM | Stock | 74251V102 |  | 908790 | 10961 | SH |  | SOLE |  | 0 | 0 | 10961 |
| VANGUARD MID-CAP VALUE ETF | ETF | 922908512 |  | 853981 | 4892 | SH |  | SOLE |  | 0 | 0 | 4891 |
| INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF | ETF | 46138J817 |  | 808285 | 35051 | SH |  | SOLE |  | 0 | 0 | 35051 |
| OREILLY AUTOMOTIVE INC COM | Stock | 67103H107 |  | 776232 | 7200 | SH |  | SOLE |  | 0 | 0 | 7200 |
| ISHARES CORE 40/60 MODERATE ALLOCATION ETF | ETF | 464289875 |  | 771348 | 16212 | SH |  | SOLE |  | 0 | 0 | 16211 |
| INVESCO BULLETSHARES 2028 HIGH YIELD CORPORATE BOND ETF | ETF | 46138J452 |  | 731857 | 33146 | SH |  | SOLE |  | 0 | 0 | 33145 |
| TRAVELERS COMPANIES INC COM | Stock | 89417E109 |  | 728715 | 2610 | SH |  | SOLE |  | 0 | 0 | 2609 |
| WELLS FARGO CO NEW COM | Stock | 949746101 |  | 705086 | 8412 | SH |  | SOLE |  | 0 | 0 | 8411 |
| ISHARES CORE S MID-CAP ETF | ETF | 464287507 |  | 691525 | 10596 | SH |  | SOLE |  | 0 | 0 | 10596 |
| WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND | ETF | 97717X578 |  | 681211 | 17955 | SH |  | SOLE |  | 0 | 0 | 17954 |
| ISHARES MICRO-CAP ETF | ETF | 464288869 |  | 658660 | 4418 | SH |  | SOLE |  | 0 | 0 | 4417 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 649448 | 1979 | SH |  | SOLE |  | 0 | 0 | 1979 |
| INVESCO RAFI US 1000 ETF | ETF | 46137V613 |  | 643519 | 14234 | SH |  | SOLE |  | 0 | 0 | 14234 |
| HOME DEPOT INC COM | Stock | 437076102 |  | 636035 | 1570 | SH |  | SOLE |  | 0 | 0 | 1569 |
| STATE STREET MULTI-ASSET REAL RETURN ETF | ETF | 78467V103 |  | 633994 | 20531 | SH |  | SOLE |  | 0 | 0 | 20530 |
| NUVEEN ESG U.S. AGGREGATE BOND ETF | ETF | 67092P870 |  | 631547 | 28125 | SH |  | SOLE |  | 0 | 0 | 28125 |
| EXXON MOBIL CORP COM | Stock | 30231G102 |  | 619109 | 5491 | SH |  | SOLE |  | 0 | 0 | 5490 |
| VANGUARD VALUE ETF | ETF | 922908744 |  | 574762 | 3082 | SH |  | SOLE |  | 0 | 0 | 3082 |
| NUVEEN ESG LARGE-CAP GROWTH ETF | ETF | 67092P201 |  | 573528 | 5767 | SH |  | SOLE |  | 0 | 0 | 5767 |
| CATERPILLAR INC COM | Stock | 149123101 |  | 551218 | 1155 | SH |  | SOLE |  | 0 | 0 | 1155 |
| ISHARES TOP 20 U.S. STOCKS ETF | ETF | 46438G570 |  | 523823 | 17197 | SH |  | SOLE |  | 0 | 0 | 17197 |
| SPDR GOLD SHARES | ETF | 78463V107 |  | 517209 | 1455 | SH |  | SOLE |  | 0 | 0 | 1455 |
| STATE STREET SPDR PORTFOLIO S 500 ETF | ETF | 78464A854 |  | 483826 | 6176 | SH |  | SOLE |  | 0 | 0 | 6175 |
| LPL FINL HLDGS INC COM | Stock | 50212V100 |  | 459453 | 1381 | SH |  | SOLE |  | 0 | 0 | 1381 |
| ISHARES 0-5 YEAR TIPS BOND ETF | ETF | 46429B747 |  | 451794 | 4371 | SH |  | SOLE |  | 0 | 0 | 4371 |
| NUVEEN ESG LARGE-CAP VALUE ETF | ETF | 67092P300 |  | 450191 | 10272 | SH |  | SOLE |  | 0 | 0 | 10272 |
| AMEREN CORP COM | Stock | 023608102 |  | 446746 | 4280 | SH |  | SOLE |  | 0 | 0 | 4280 |
| ISHARES U.S. TREASURY BOND ETF | ETF | 46429B267 |  | 443492 | 19182 | SH |  | SOLE |  | 0 | 0 | 19182 |
| ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 |  | 438297 | 5020 | SH |  | SOLE |  | 0 | 0 | 5020 |
| EMERSON ELEC CO COM | Stock | 291011104 |  | 435649 | 3321 | SH |  | SOLE |  | 0 | 0 | 3321 |
| NUVEEN ESG INTERNATIONAL DEVELOPED MARKETS EQUITY ETF | ETF | 67092P805 |  | 400691 | 10651 | SH |  | SOLE |  | 0 | 0 | 10651 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 |  | 372374 | 6873 | SH |  | SOLE |  | 0 | 0 | 6872 |
| ISHARES U.S. TECHNOLOGY ETF | ETF | 464287721 |  | 354611 | 1811 | SH |  | SOLE |  | 0 | 0 | 1810 |
| ISHARES TIPS BOND ETF | ETF | 464287176 |  | 351789 | 3163 | SH |  | SOLE |  | 0 | 0 | 3163 |
| ALPHABET INC CAP STK CL C | Stock | 02079K107 |  | 349607 | 1435 | SH |  | SOLE |  | 0 | 0 | 1435 |
| ISHARES CORE 30/70 CONSERVATIVE ALLOCATION ETF | ETF | 464289883 |  | 342603 | 8531 | SH |  | SOLE |  | 0 | 0 | 8530 |
| ISHARES CORE S US VALUE ETF | ETF | 464287663 |  | 332768 | 3329 | SH |  | SOLE |  | 0 | 0 | 3329 |
| INVESCO QQQ TRUST SERIES I | ETF | 46090E103 |  | 317245 | 528 | SH |  | SOLE |  | 0 | 0 | 528 |
| FORD MTR CO COM | Stock | 345370860 |  | 299768 | 25064 | SH |  | SOLE |  | 0 | 0 | 25064 |
| META PLATFORMS INC CL A | Stock | 30303M102 |  | 288346 | 393 | SH |  | SOLE |  | 0 | 0 | 392 |
| VANGUARD HIGH DIVIDEND YIELD INDEX ETF | ETF | 921946406 |  | 273929 | 1943 | SH |  | SOLE |  | 0 | 0 | 1943 |
| AT INC COM | Stock | 00206R102 |  | 272416 | 9646 | SH |  | SOLE |  | 0 | 0 | 9646 |
| GE AEROSPACE COM NEW | Stock | 369604301 |  | 270363 | 899 | SH |  | SOLE |  | 0 | 0 | 898 |
| XPO INC COM | Stock | 983793100 |  | 256342 | 1983 | SH |  | SOLE |  | 0 | 0 | 1983 |
| CORTEVA INC COM | Stock | 22052L104 |  | 254695 | 3766 | SH |  | SOLE |  | 0 | 0 | 3766 |
| SCHWAB US DIVIDEND EQUITY ETF | ETF | 808524797 |  | 240458 | 8808 | SH |  | SOLE |  | 0 | 0 | 8808 |
| PROCTER AND GAMBLE CO COM | Stock | 742718109 |  | 234777 | 1528 | SH |  | SOLE |  | 0 | 0 | 1528 |
| GENERAC HLDGS INC COM | Stock | 368736104 |  | 225153 | 1345 | SH |  | SOLE |  | 0 | 0 | 1345 |
| ALPHABET INC CAP STK CL A | Stock | 02079K305 |  | 223634 | 920 | SH |  | SOLE |  | 0 | 0 | 919 |
| ISHARES S MID-CAP 400 GROWTH ETF | ETF | 464287606 |  | 219876 | 2293 | SH |  | SOLE |  | 0 | 0 | 2293 |
| KEURIG DR PEPPER INC COM | Stock | 49271V100 |  | 219871 | 8619 | SH |  | SOLE |  | 0 | 0 | 8619 |
| COCA COLA CO COM | Stock | 191216100 |  | 219341 | 3307 | SH |  | SOLE |  | 0 | 0 | 3307 |
| ISHARES CORE DIVIDEND GROWTH ETF | ETF | 46434V621 |  | 215201 | 3161 | SH |  | SOLE |  | 0 | 0 | 3161 |
| UNION PAC CORP COM | Stock | 907818108 |  | 213685 | 904 | SH |  | SOLE |  | 0 | 0 | 904 |
| PEPSICO INC COM | Stock | 713448108 |  | 212626 | 1514 | SH |  | SOLE |  | 0 | 0 | 1514 |
| CONSTELLATION ENERGY CORP COM | Stock | 21037T109 |  | 205131 | 623 | SH |  | SOLE |  | 0 | 0 | 623 |
| ALLIANT ENERGY CORP COM | Stock | 018802108 |  | 203646 | 3021 | SH |  | SOLE |  | 0 | 0 | 3021 |
| FISERV INC COM | Stock | 337738108 |  | 201389 | 1562 | SH |  | SOLE |  | 0 | 0 | 1562 |

---