# EDGAR Filing Document

**Accession Number:** 0001600327
**File Stem:** 0001600327-23-000006
**Filing Date:** 2023-2
**Character Count:** 33314
**Document Hash:** 59b2ba5c9689895d8b425420de165f7c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001600327-23-000006.hdr.sgml**: 20230215

**ACCESSION NUMBER**: 0001600327-23-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230215

**DATE AS OF CHANGE**: 20230214

**EFFECTIVENESS DATE**: 20230215

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CAHILL FINANCIAL ADVISORS INC
- **CENTRAL INDEX KEY:** 0001600327
- **IRS NUMBER:** 454112505
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16077
- **FILM NUMBER:** 23632481

**BUSINESS ADDRESS:**
- **STREET 1:** 7261 OHMS LANE
- **CITY:** EDINA
- **STATE:** MN
- **ZIP:** 55439
- **BUSINESS PHONE:** 952-926-1659

**MAIL ADDRESS:**
- **STREET 1:** 7261 OHMS LANE
- **CITY:** EDINA
- **STATE:** MN
- **ZIP:** 55439

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** OHE FINANCIAL INC
- **DATE OF NAME CHANGE:** 20140214

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CAHILL FINANCIAL ADVISORS INC<br>**Address:** 7261 OHMS LANE<br>EDINA, MN 55439

**Form 13F File Number:** 028-16077

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** crystal@cahillfa.com<br>**Title:** Crystal Nye<br>**Phone:** 952-926-1659

**Signature, Place, and Date of Signing:**

Crystal Nye  Arden Hills, MN  02-14-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 273

**Form 13F Information Table Value Total:** $520222123

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name               | Form 13F File Number   |
|:---|:---|:---|
|  | SEI Investments Co | 028-16454              |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON.COM INC | Stock | 023135106 |  | 8988 | 107 | SH |  | OTR | 01 | 0 | 0 | 107 |
| AMAZON.COM INC | Stock | 023135106 |  | 768729 | 9152 | SH |  | SOLE | 0 | 8843 | 0 | 307 |
| ISHARES MORNINGSTAR MID-CAP VALUE ETF | ETF | 464288406 |  | 252641 | 4072 | SH |  | SOLE | 0 | 4071 | 0 | 0 |
| INVESCO QQQ | ETF | 46090E103 |  | 365703 | 1373 | SH |  | SOLE | 0 | 1373 | 0 | 0 |
| SPDR PORTFOLIO AGGREGATE BOND ETF | ETF | 78464A649 |  | 1275369 | 50751 | SH |  | SOLE | 0 | 50750 | 0 | 0 |
| JOHNSON  JOHNSON | Stock | 478160104 |  | 12719 | 72 | SH |  | OTR | 01 | 0 | 0 | 72 |
| JOHNSON  JOHNSON | Stock | 478160104 |  | 605623 | 3428 | SH |  | SOLE | 0 | 3224 | 0 | 204 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 1343860 | 7029 | SH |  | SOLE | 0 | 4448 | 0 | 2580 |
| VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF | ETF | 921946810 |  | 382529 | 5494 | SH |  | SOLE | 0 | 5493 | 0 | 0 |
| VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF | ETF | 921946794 |  | 347993 | 5842 | SH |  | SOLE | 0 | 3879 | 0 | 1962 |
| COSTCO WHOLESALE CORPORATION | Stock | 22160K105 |  | 807317 | 1768 | SH |  | SOLE | 0 | 1768 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS ETF | ETF | 464287234 |  | 219927 | 5803 | SH |  | SOLE | 0 | 5802 | 0 | 0 |
| FIRST TRUST HEALTH CARE ALPHADEX FUND | ETF | 33734X143 |  | 243667 | 2241 | SH |  | SOLE | 0 | 1724 | 0 | 516 |
| SENSEONICS HLDGS INC COM | Stock | 81727U105 |  | 18796 | 18249 | SH |  | SOLE | 0 | 15416 | 0 | 2832 |
| VANGUARD REAL ESTATE ETF | ETF | 922908553 |  | 4561438 | 55304 | SH |  | SOLE | 0 | 50599 | 0 | 4704 |
| ISHARES MSCI ACWI EX US ETF | ETF | 464288240 |  | 483509 | 10627 | SH |  | SOLE | 0 | 10626 | 0 | 0 |
| INTEL CORPORATION | Stock | 458140100 |  | 284048 | 10747 | SH |  | SOLE | 0 | 10747 | 0 | 0 |
| MEDTRONIC PLC | Stock | G5960L103 |  | 160181 | 2061 | SH |  | OTR | 01 | 0 | 0 | 2061 |
| MEDTRONIC PLC | Stock | G5960L103 |  | 254250 | 3271 | SH |  | SOLE | 0 | 3271 | 0 | 0 |
| ISHARES CORE AGGRESSIVE ALLOCATION ETF | ETF | 464289859 |  | 289673 | 4848 | SH |  | SOLE | 0 | 3353 | 0 | 1494 |
| ISHARES CORE GROWTH ALLOCATION ETF | ETF | 464289867 |  | 2084551 | 44202 | SH |  | SOLE | 0 | 38806 | 0 | 5395 |
| ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | ETF | 464288158 |  | 220740 | 2117 | SH |  | OTR | 01 | 0 | 0 | 2117 |
| SPDR S 500 ETF | ETF | 78462F103 |  | 2398281 | 6271 | SH |  | SOLE | 0 | 6271 | 0 | 0 |
| MASTERCARD INC | Stock | 57636Q104 |  | 5911 | 17 | SH |  | OTR | 01 | 0 | 0 | 17 |
| MASTERCARD INC | Stock | 57636Q104 |  | 1390915 | 4000 | SH |  | SOLE | 0 | 3999 | 0 | 0 |
| ISHARES TIPS BOND ETF | ETF | 464287176 |  | 966962 | 9085 | SH |  | SOLE | 0 | 9084 | 0 | 0 |
| ISHARES GLOBAL HEALTHCARE ETF | ETF | 464287325 |  | 392655 | 4626 | SH |  | SOLE | 0 | 4626 | 0 | 0 |
| EATON VANCE LIMITED DURATION INCOME FUND | CEF | 27828H105 |  | 755687 | 80478 | SH |  | SOLE | 0 | 67049 | 0 | 13428 |
| POLYMET MNG CORP COM NEW | Stock | 731916409 |  | 92201 | 34793 | SH |  | SOLE | 0 | 32061 | 0 | 2732 |
| PEPSICO INC | Stock | 713448108 |  | 3433 | 19 | SH |  | OTR | 01 | 0 | 0 | 19 |
| PEPSICO INC | Stock | 713448108 |  | 275913 | 1527 | SH |  | SOLE | 0 | 1527 | 0 | 0 |
| GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF | ETF | 37954Y673 |  | 224794 | 8486 | SH |  | SOLE | 0 | 8486 | 0 | 0 |
| HONEYWELL INTERNATIONAL INC | Stock | 438516106 |  | 12644 | 59 | SH |  | OTR | 01 | 0 | 0 | 59 |
| HONEYWELL INTERNATIONAL INC | Stock | 438516106 |  | 1559984 | 7279 | SH |  | SOLE | 0 | 7279 | 0 | 0 |
| FORD MOTOR COMPANY | Stock | 345370860 |  | 363369 | 31244 | SH |  | SOLE | 0 | 27934 | 0 | 3309 |
| X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF | ETF | 233051432 |  | 585 | 17 | SH |  | SOLE | 0 | 17 | 0 | 0 |
| X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF | ETF | 233051432 |  | 1667600 | 49469 | SH |  | OTR | 01 | 0 | 0 | 49469 |
| ISHARES ESG AWARE MSCI USA ETF | ETF | 46435G425 |  | 17031517 | 200962 | SH |  | SOLE | 0 | 188712 | 0 | 12249 |
| XCEL ENERGY INC | Stock | 98389B100 |  | 725386 | 10346 | SH |  | SOLE | 0 | 10346 | 0 | 0 |
| SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF | ETF | 78464A359 |  | 1187814 | 18462 | SH |  | SOLE | 0 | 16827 | 0 | 1634 |
| HOME DEPOT INC | Stock | 437076102 |  | 5370 | 17 | SH |  | OTR | 01 | 0 | 0 | 17 |
| HOME DEPOT INC | Stock | 437076102 |  | 1561611 | 4944 | SH |  | SOLE | 0 | 4791 | 0 | 152 |
| ABERDEEN STANDARD BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF | ETF | 003261104 |  | 531646 | 24100 | SH |  | OTR | 01 | 0 | 0 | 24100 |
| ISHARES RUSSELL 2000 VALUE ETF | ETF | 464287630 |  | 195256 | 1408 | SH |  | SOLE | 0 | 1408 | 0 | 0 |
| ISHARES RUSSELL 2000 VALUE ETF | ETF | 464287630 |  | 231302 | 1668 | SH |  | OTR | 01 | 0 | 0 | 1668 |
| BECTON DICKINSON AND CO | Stock | 075887109 |  | 305143 | 1200 | SH |  | SOLE | 0 | 1199 | 0 | 0 |
| SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 |  | 1329904 | 32829 | SH |  | SOLE | 0 | 22659 | 0 | 10169 |
| SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 |  | 1908345 | 47108 | SH |  | OTR | 01 | 0 | 0 | 47108 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF | 464287614 |  | 637697 | 2977 | SH |  | SOLE | 0 | 2527 | 0 | 449 |
| SCHWAB U.S. BROAD MARKET ETF | ETF | 808524102 |  | 202910 | 4528 | SH |  | SOLE | 0 | 4324 | 0 | 204 |
| SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 |  | 2342618 | 72730 | SH |  | SOLE | 0 | 70394 | 0 | 2335 |
| SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 |  | 3190694 | 70669 | SH |  | SOLE | 0 | 54191 | 0 | 16477 |
| SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 |  | 8352299 | 184990 | SH |  | OTR | 01 | 0 | 0 | 184990 |
| SCHWAB U.S. LARGE-CAP GROWTH ETF | ETF | 808524300 |  | 1211208 | 21800 | SH |  | OTR | 01 | 0 | 0 | 21800 |
| SCHWAB U.S. LARGE-CAP GROWTH ETF | ETF | 808524300 |  | 2097620 | 37754 | SH |  | SOLE | 0 | 37050 | 0 | 704 |
| PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND | ETF | 72201R833 |  | 944574 | 9575 | SH |  | SOLE | 0 | 9575 | 0 | 0 |
| ISHARES CORE S SMALL CAP ETF | ETF | 464287804 |  | 3190847 | 33716 | SH |  | SOLE | 0 | 33315 | 0 | 400 |
| BERKSHIRE HATHAWAY INC CLASS B | Stock | 084670702 |  | 11275468 | 36502 | SH |  | SOLE | 0 | 34051 | 0 | 2451 |
| SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 |  | 684985 | 28939 | SH |  | SOLE | 0 | 21728 | 0 | 7210 |
| ADOBE INC | Stock | 00724F101 |  | 3365 | 10 | SH |  | OTR | 01 | 0 | 0 | 10 |
| ADOBE INC | Stock | 00724F101 |  | 310954 | 924 | SH |  | SOLE | 0 | 924 | 0 | 0 |
| VANGUARD SHORT-TERM CORPORATE BOND ETF | ETF | 92206C409 |  | 4051578 | 53885 | SH |  | SOLE | 0 | 53056 | 0 | 828 |
| VANECK VECTORS HIGH YIELD MUNI ETF | ETF | 92189H409 |  | 494885 | 9790 | SH |  | OTR | 01 | 0 | 0 | 9790 |
| VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF | ETF | 92206C870 |  | 1050829 | 13557 | SH |  | SOLE | 0 | 12918 | 0 | 638 |
| ISHARES U.S. INFRASTRUCTURE ETF | ETF | 46435U713 |  | 2979581 | 82173 | SH |  | SOLE | 0 | 77105 | 0 | 5067 |
| MICROSOFT CORPORATION | Stock | 594918104 |  | 39091 | 163 | SH |  | OTR | 01 | 0 | 0 | 163 |
| MICROSOFT CORPORATION | Stock | 594918104 |  | 2422621 | 10102 | SH |  | SOLE | 0 | 9332 | 0 | 769 |
| BERKSHIRE HATHAWAY INC CLASS A | Stock | 084670108 |  | 468711 | 1 | SH |  | SOLE | 0 | 1 | 0 | 0 |
| VANGUARD ESG U.S. STOCK ETF | ETF | 921910733 |  | 2403231 | 36490 | SH |  | SOLE | 0 | 36489 | 0 | 0 |
| VANGUARD SMALL-CAP ETF | ETF | 922908751 |  | 1552551 | 8459 | SH |  | SOLE | 0 | 8314 | 0 | 144 |
| VANGUARD MID-CAP ETF | ETF | 922908629 |  | 3667444 | 17994 | SH |  | SOLE | 0 | 17938 | 0 | 56 |
| VANGUARD LARGE CAP ETF | ETF | 922908637 |  | 904358 | 5191 | SH |  | SOLE | 0 | 5147 | 0 | 44 |
| NEXTERA ENERGY INC | Stock | 65339F101 |  | 307838 | 3682 | SH |  | SOLE | 0 | 690 | 0 | 2992 |
| VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF | ETF | 92189H300 |  | 1025050 | 42305 | SH |  | OTR | 01 | 0 | 0 | 42305 |
| SCHWAB SHORT TERM US TREASURY ETF | ETF | 808524862 |  | 181580 | 3764 | SH |  | SOLE | 0 | 3764 | 0 | 0 |
| SCHWAB SHORT TERM US TREASURY ETF | ETF | 808524862 |  | 211002 | 4374 | SH |  | OTR | 01 | 0 | 0 | 4374 |
| SCHWAB U.S. LARGE-CAP VALUE ETF | ETF | 808524409 |  | 1109400 | 16804 | SH |  | OTR | 01 | 0 | 0 | 16804 |
| SCHWAB U.S. LARGE-CAP VALUE ETF | ETF | 808524409 |  | 1991433 | 30164 | SH |  | SOLE | 0 | 30164 | 0 | 0 |
| SCHWAB U.S. TIPS ETF | ETF | 808524870 |  | 427533 | 8255 | SH |  | SOLE | 0 | 8255 | 0 | 0 |
| SPDR S GLOBAL NATURAL RESOURCES ETF | ETF | 78463X541 |  | 3643983 | 63907 | SH |  | SOLE | 0 | 60127 | 0 | 3779 |
| VANGUARD GLOBAL EX-US REAL ESTATE ETF | ETF | 922042676 |  | 2623104 | 63452 | SH |  | SOLE | 0 | 57561 | 0 | 5890 |
| INVESCO S 500 EQUAL WEIGHT ETF | ETF | 46137V357 |  | 864874 | 6123 | SH |  | OTR | 01 | 0 | 0 | 6123 |
| INVESCO S 500 EQUAL WEIGHT ETF | ETF | 46137V357 |  | 1810915 | 12821 | SH |  | SOLE | 0 | 12820 | 0 | 0 |
| VANGUARD S SMALL-CAP 600 ETF | ETF | 921932828 |  | 324628 | 1873 | SH |  | SOLE | 0 | 1784 | 0 | 89 |
| SPDR S 600 SMALL CAP VALUE ETF | ETF | 78464A300 |  | 4658756 | 62770 | SH |  | SOLE | 0 | 58026 | 0 | 4743 |
| SPDR S 600 SMALL CAP GROWTH ETF | ETF | 78464A201 |  | 1489315 | 20616 | SH |  | SOLE | 0 | 18882 | 0 | 1733 |
| ISHARES MSCI EAFE GROWTH ETF | ETF | 464288885 |  | 6077690 | 72561 | SH |  | SOLE | 0 | 68266 | 0 | 4294 |
| INVESCO S 500 EQUAL WEIGHT CONSUMER STAPLES ETF | ETF | 46137V373 |  | 1397397 | 8195 | SH |  | SOLE | 0 | 8153 | 0 | 41 |
| EDAP TMS SA | ADR | 268311107 |  | 1438674 | 134960 | SH |  | SOLE | 0 | 134960 | 0 | 0 |
| SCHWAB U.S. REIT ETF | ETF | 808524847 |  | 550545 | 28540 | SH |  | SOLE | 0 | 18664 | 0 | 9876 |
| SCHWAB U.S. MID-CAP ETF | ETF | 808524508 |  | 1972345 | 30062 | SH |  | SOLE | 0 | 26122 | 0 | 3939 |
| VANGUARD RUSSELL 1000 GROWTH ETF | ETF | 92206C680 |  | 1587386 | 28799 | SH |  | SOLE | 0 | 27852 | 0 | 946 |
| VANGUARD RUSSELL 1000 VALUE ETF | ETF | 92206C714 |  | 2650528 | 39810 | SH |  | SOLE | 0 | 38779 | 0 | 1030 |
| VANGUARD TOTAL INTERNATIONAL STOCK ETF | ETF | 921909768 |  | 273116 | 5281 | SH |  | SOLE | 0 | 5209 | 0 | 71 |
| SCHWAB 1-5 YEAR CORPORATE BOND ETF | ETF | 808524714 |  | 674442 | 14383 | SH |  | SOLE | 0 | 14383 | 0 | 0 |
| SPDR BLOOMBERG BARCLAYS EMERGING MARKETS LOCAL BOND ETF | ETF | 78464A391 |  | 398 | 19 | SH |  | SOLE | 0 | 19 | 0 | 0 |
| SPDR BLOOMBERG BARCLAYS EMERGING MARKETS LOCAL BOND ETF | ETF | 78464A391 |  | 231341 | 11252 | SH |  | OTR | 01 | 0 | 0 | 11252 |
| PIMCO CORPORATE  INCOME OPPOR COM | CEF | 72201B101 |  | 1862955 | 155117 | SH |  | SOLE | 0 | 149209 | 0 | 5907 |
| ISHARES RUSSELL 2000 ETF | ETF | 464287655 |  | 1552185 | 8902 | SH |  | SOLE | 0 | 8902 | 0 | 0 |
| ISHARES CORE HIGH DIVIDEND ETF | ETF | 46429B663 |  | 3429167 | 32897 | SH |  | SOLE | 0 | 27748 | 0 | 5148 |
| ISHARES U.S. AEROSPACE  DEFENSE ETF | ETF | 464288760 |  | 430236 | 3846 | SH |  | SOLE | 0 | 3636 | 0 | 210 |
| VANGUARD S SMALL-CAP 600 VALUE ETF | ETF | 921932778 |  | 244123 | 1554 | SH |  | SOLE | 0 | 1554 | 0 | 0 |
| JPMORGAN EQUITY PREMIUM INCOME ETF | ETF | 46641Q332 |  | 2141450 | 39300 | SH |  | SOLE | 0 | 36141 | 0 | 3158 |
| TORTOISE MIDSTRM ENERGY FD INC COM | CEF | 89148B200 |  | 723238 | 20914 | SH |  | SOLE | 0 | 15978 | 0 | 4935 |
| GLADSTONE LAND CORPORATION | REIT | 376549101 |  | 368406 | 20077 | SH |  | SOLE | 0 | 19106 | 0 | 970 |
| ISHARES RUSSELL MID-CAP GROWTH ETF | ETF | 464287481 |  | 208886 | 2499 | SH |  | SOLE | 0 | 2498 | 0 | 0 |
| VANGUARD SMALL-CAP VALUE ETF | ETF | 922908611 |  | 592006 | 3728 | SH |  | OTR | 01 | 0 | 0 | 3728 |
| VANGUARD SMALL-CAP VALUE ETF | ETF | 922908611 |  | 1660399 | 10456 | SH |  | SOLE | 0 | 8178 | 0 | 2277 |
| DIMENSIONAL US CORE EQUITY MARKET ETF | ETF | 25434V104 |  | 1412389 | 52272 | SH |  | SOLE | 0 | 52272 | 0 | 0 |
| SCHWAB US AGGREGATE BOND ETF | ETF | 808524839 |  | 1171525 | 25663 | SH |  | SOLE | 0 | 25507 | 0 | 156 |
| ISHARES MSCI EAFE VALUE ETF | ETF | 464288877 |  | 10411027 | 226919 | SH |  | SOLE | 0 | 216124 | 0 | 10793 |
| SPDR NUVEEN BLOOMBERG BARCLAYS HIGH YIELD MUNICIPAL BOND ETF | ETF | 78464A284 |  | 791747 | 16168 | SH |  | OTR | 01 | 0 | 0 | 16168 |
| SCHWAB US DIVIDEND EQUITY ETF | ETF | 808524797 |  | 1524881 | 20186 | SH |  | SOLE | 0 | 19539 | 0 | 647 |
| VANGUARD ULTRA-SHORT BOND ETF | ETF | 92203C303 |  | 1358966 | 27734 | SH |  | SOLE | 0 | 27734 | 0 | 0 |
| TRACTOR SUPPLY COMPANY | Stock | 892356106 |  | 986620 | 4386 | SH |  | SOLE | 0 | 4340 | 0 | 45 |
| BLACKROCK ENHANCED EQUITY DIVIDEND TRUST | CEF | 09251A104 |  | 194562 | 21594 | SH |  | SOLE | 0 | 21594 | 0 | 0 |
| VISA INC | Stock | 92826C839 |  | 13712 | 66 | SH |  | OTR | 01 | 0 | 0 | 66 |
| VISA INC | Stock | 92826C839 |  | 1102553 | 5307 | SH |  | SOLE | 0 | 5018 | 0 | 288 |
| DIMENSIONAL U.S. CORE EQUITY 2 ETF | ETF | 25434V708 |  | 11140297 | 458826 | SH |  | SOLE | 0 | 430508 | 0 | 28317 |
| ISHARES MSCI USA MIN VOL FACTOR ETF | ETF | 46429B697 |  | 109664 | 1521 | SH |  | OTR | 01 | 0 | 0 | 1521 |
| ISHARES MSCI USA MIN VOL FACTOR ETF | ETF | 46429B697 |  | 715142 | 9919 | SH |  | SOLE | 0 | 9858 | 0 | 60 |
| DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF | ETF | 25434V880 |  | 7952708 | 368181 | SH |  | SOLE | 0 | 354837 | 0 | 13343 |
| VANGUARD SMALL-CAP GROWTH INDEX FUND | ETF | 922908595 |  | 4842 | 24 | SH |  | SOLE | 0 | 24 | 0 | 0 |
| VANGUARD SMALL-CAP GROWTH INDEX FUND | ETF | 922908595 |  | 488515 | 2436 | SH |  | OTR | 01 | 0 | 0 | 2436 |
| VANGUARD VALUE ETF | ETF | 922908744 |  | 2145977 | 15288 | SH |  | OTR | 01 | 0 | 0 | 15288 |
| VANGUARD VALUE ETF | ETF | 922908744 |  | 11966262 | 85248 | SH |  | SOLE | 0 | 76498 | 0 | 8749 |
| VANGUARD GROWTH INDEX FUND | ETF | 922908736 |  | 759013 | 3562 | SH |  | SOLE | 0 | 3271 | 0 | 290 |
| VANGUARD GROWTH INDEX FUND | ETF | 922908736 |  | 1504557 | 7060 | SH |  | OTR | 01 | 0 | 0 | 7060 |
| ISHARES U.S. TREASURY BOND ETF | ETF | 46429B267 |  | 7290679 | 320893 | SH |  | SOLE | 0 | 304354 | 0 | 16538 |
| ISHARES CORE S TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 |  | 771295 | 9095 | SH |  | SOLE | 0 | 8508 | 0 | 586 |
| WISDOMTREE U.S. SMALLCAP DIVIDEND FUND | ETF | 97717W604 |  | 1128738 | 39688 | SH |  | SOLE | 0 | 36255 | 0 | 3433 |
| CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF | ETF | 14019W109 |  | 7532699 | 361627 | SH |  | SOLE | 0 | 330923 | 0 | 30703 |
| DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF | ETF | 25434V799 |  | 1493271 | 66813 | SH |  | SOLE | 0 | 66813 | 0 | 0 |
| VANECK VECTORS MORNINGSTAR WIDE MOAT ETF | ETF | 92189F643 |  | 27070258 | 417043 | SH |  | SOLE | 0 | 393157 | 0 | 23885 |
| ALPS SECTOR DIVIDEND DOGS ETF | ETF | 00162Q858 |  | 1741731 | 33859 | SH |  | SOLE | 0 | 33859 | 0 | 0 |
| VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF | ETF | 922020805 |  | 314218 | 6727 | SH |  | OTR | 01 | 0 | 0 | 6727 |
| VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF | ETF | 922020805 |  | 678486 | 14525 | SH |  | SOLE | 0 | 12196 | 0 | 2329 |
| METLIFE INC | Stock | 59156R108 |  | 1163733 | 16080 | SH |  | SOLE | 0 | 15880 | 0 | 200 |
| ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 |  | 380948 | 6180 | SH |  | SOLE | 0 | 6180 | 0 | 0 |
| ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 |  | 1033888 | 16773 | SH |  | OTR | 01 | 0 | 0 | 16773 |
| TOTALENERGIES SE SPONSORED ADS | ADR | 89151E109 |  | 3352 | 54 | SH |  | OTR | 01 | 0 | 0 | 54 |
| TOTALENERGIES SE SPONSORED ADS | ADR | 89151E109 |  | 345041 | 5558 | SH |  | SOLE | 0 | 5108 | 0 | 450 |
| KINDER MORGAN INC | Stock | 49456B101 |  | 1409680 | 77969 | SH |  | SOLE | 0 | 77169 | 0 | 800 |
| ACCENTURE PLC | Stock | G1151C101 |  | 4536 | 17 | SH |  | OTR | 01 | 0 | 0 | 17 |
| ACCENTURE PLC | Stock | G1151C101 |  | 257285 | 964 | SH |  | SOLE | 0 | 964 | 0 | 0 |
| SPDR PORTFOLIO HIGH YIELD BOND ETF | ETF | 78468R606 |  | 1256597 | 56249 | SH |  | SOLE | 0 | 50282 | 0 | 5966 |
| ISHARES U.S. MEDICAL DEVICES ETF | ETF | 464288810 |  | 355019 | 6753 | SH |  | SOLE | 0 | 6621 | 0 | 132 |
| GENUINE PARTS COMPANY | Stock | 372460105 |  | 723225 | 4168 | SH |  | SOLE | 0 | 4053 | 0 | 115 |
| INVESCO INTERNATIONAL DIVIDEND ACHIEVERS ETF | ETF | 46137V548 |  | 3244133 | 194027 | SH |  | SOLE | 0 | 163109 | 0 | 30917 |
| WISDOMTREE INTERNATIONAL HIGH DIVIDEND FUND | ETF | 97717W802 |  | 1702345 | 47459 | SH |  | SOLE | 0 | 44597 | 0 | 2861 |
| WISDOMTREE INTERNATIONAL MIDCAP DIVIDEND FUND | ETF | 97717W778 |  | 221342 | 3990 | SH |  | SOLE | 0 | 3628 | 0 | 361 |
| WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND | ETF | 97717W760 |  | 436138 | 7525 | SH |  | SOLE | 0 | 4685 | 0 | 2839 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF | 46434G103 |  | 23692 | 507 | SH |  | SOLE | 0 | 507 | 0 | 0 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF | 46434G103 |  | 383127 | 8204 | SH |  | OTR | 01 | 0 | 0 | 8204 |
| VANGUARD TOTAL BOND MARKET INDEX FUND | ETF | 921937835 |  | 3881587 | 54031 | SH |  | OTR | 01 | 0 | 0 | 54031 |
| VANGUARD TOTAL BOND MARKET INDEX FUND | ETF | 921937835 |  | 12887309 | 179389 | SH |  | SOLE | 0 | 170112 | 0 | 9276 |
| VANGUARD FTSE ALL-WORLD EX-US ETF | ETF | 922042775 |  | 230915 | 4605 | SH |  | SOLE | 0 | 4605 | 0 | 0 |
| ISHARES MSCI EM ESG SELECT ETF | ETF | 46434G863 |  | 294265 | 9786 | SH |  | SOLE | 0 | 9786 | 0 | 0 |
| ISHARES RUSSELL 2000 GROWTH ETF | ETF | 464287648 |  | 263645 | 1229 | SH |  | OTR | 01 | 0 | 0 | 1229 |
| GRACO INC COM | Stock | 384109104 |  | 1657017 | 24636 | SH |  | SOLE | 0 | 24636 | 0 | 0 |
| MCDONALD'S CORP | Stock | 580135101 |  | 8169 | 31 | SH |  | OTR | 01 | 0 | 0 | 31 |
| MCDONALD'S CORP | Stock | 580135101 |  | 417813 | 1585 | SH |  | SOLE | 0 | 1319 | 0 | 266 |
| VANGUARD TOTAL INTERNATIONAL BOND ETF | ETF | 92203J407 |  | 2375047 | 50075 | SH |  | SOLE | 0 | 46063 | 0 | 4011 |
| ISHARES MSCI FRONTIER 100 ETF | ETF | 464286145 |  | 1536906 | 60342 | SH |  | SOLE | 0 | 55524 | 0 | 4817 |
| ISHARES RUSSELL MID-CAP ETF | ETF | 464287499 |  | 7675223 | 113791 | SH |  | SOLE | 0 | 108148 | 0 | 5643 |
| WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND | ETF | 97717X669 |  | 1285824 | 21303 | SH |  | SOLE | 0 | 17680 | 0 | 3622 |
| ALPS INTERNATIONAL SECTOR DIVIDEND DOGS ETF | ETF | 00162Q718 |  | 1551380 | 60934 | SH |  | SOLE | 0 | 60316 | 0 | 618 |
| WISDOMTREE U.S. MIDCAP DIVIDEND FUND | ETF | 97717W505 |  | 1902526 | 46245 | SH |  | SOLE | 0 | 41053 | 0 | 5191 |
| ENERGY SELECT SECTOR SPDR FUND | ETF | 81369Y506 |  | 422211 | 4827 | SH |  | SOLE | 0 | 4726 | 0 | 100 |
| VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF | ETF | 921946885 |  | 1186366 | 19455 | SH |  | OTR | 01 | 0 | 0 | 19455 |
| ISHARES BIOTECHNOLOGY FUND | ETF | 464287556 |  | 518629 | 3950 | SH |  | SOLE | 0 | 3950 | 0 | 0 |
| SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF | ETF | 808524763 |  | 572321 | 12250 | SH |  | SOLE | 0 | 11408 | 0 | 841 |
| SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF | ETF | 808524771 |  | 14283270 | 267277 | SH |  | SOLE | 0 | 261260 | 0 | 6015 |
| ISHARES MSCI USA MOMENTUM FACTOR ETF | ETF | 46432F396 |  | 243104 | 1666 | SH |  | SOLE | 0 | 1602 | 0 | 63 |
| SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE COMPANY INDEX ETF | ETF | 808524730 |  | 1098069 | 44313 | SH |  | SOLE | 0 | 33563 | 0 | 10749 |
| SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF | ETF | 808524755 |  | 5306354 | 182537 | SH |  | SOLE | 0 | 160683 | 0 | 21853 |
| ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF | ETF | 464287515 |  | 741098 | 2897 | SH |  | SOLE | 0 | 2847 | 0 | 49 |
| ROBO GLOBAL ROBOTICS  AUTOMATION ETF | ETF | 301505707 |  | 541313 | 11684 | SH |  | SOLE | 0 | 11683 | 0 | 0 |
| PROSHARES S 500 DIVIDEND ARISTOCRATS ETF | ETF | 74348A467 |  | 249793 | 2776 | SH |  | SOLE | 0 | 2775 | 0 | 0 |
| ISHARES S 500 VALUE ETF | ETF | 464287408 |  | 15085413 | 103987 | SH |  | SOLE | 0 | 103221 | 0 | 765 |
| WISDOMTREE U.S. AI ENHANCED VALUE | ETF | 97717W406 |  | 1978897 | 21555 | SH |  | SOLE | 0 | 20982 | 0 | 572 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 207149 | 3541 | SH |  | OTR | 01 | 0 | 0 | 3541 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 16872289 | 288415 | SH |  | SOLE | 0 | 283892 | 0 | 4522 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 3457142 | 8998 | SH |  | SOLE | 0 | 8720 | 0 | 277 |
| ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF | ETF | 46434V407 |  | 2062189 | 50433 | SH |  | SOLE | 0 | 47796 | 0 | 2635 |
| WELLS FARGO  CO | Stock | 949746101 |  | 3262 | 79 | SH |  | OTR | 01 | 0 | 0 | 79 |
| WELLS FARGO  CO | Stock | 949746101 |  | 464682 | 11254 | SH |  | SOLE | 0 | 8487 | 0 | 2766 |
| ECOLAB INC | Stock | 278865100 |  | 502812 | 3454 | SH |  | SOLE | 0 | 3454 | 0 | 0 |
| IDEXX LABORATORIES INC | Stock | 45168D104 |  | 246000 | 603 | SH |  | SOLE | 0 | 603 | 0 | 0 |
| VANGUARD MID-CAP VALUE ETF | ETF | 922908512 |  | 699132 | 5170 | SH |  | SOLE | 0 | 2965 | 0 | 2204 |
| INVESCO S 100 EQUAL WEIGHT ETF | ETF | 46137V449 |  | 286659 | 3829 | SH |  | SOLE | 0 | 3829 | 0 | 0 |
| LOCKHEED MARTIN CORPORATION | Stock | 539830109 |  | 2432 | 5 | SH |  | OTR | 01 | 0 | 0 | 5 |
| LOCKHEED MARTIN CORPORATION | Stock | 539830109 |  | 1537693 | 3161 | SH |  | SOLE | 0 | 3129 | 0 | 31 |
| JPMORGAN CHASE  CO | Stock | 46625H100 |  | 11667 | 87 | SH |  | OTR | 01 | 0 | 0 | 87 |
| JPMORGAN CHASE  CO | Stock | 46625H100 |  | 864353 | 6446 | SH |  | SOLE | 0 | 6445 | 0 | 0 |
| WISDOMTREE BLOOMBERG US DOLLAR BULLISH FUND | ETF | 97717W471 |  | 303456 | 11649 | SH |  | OTR | 01 | 0 | 0 | 11649 |
| CHEVRON CORPORATION | Stock | 166764100 |  | 3051 | 17 | SH |  | OTR | 01 | 0 | 0 | 17 |
| CHEVRON CORPORATION | Stock | 166764100 |  | 1779167 | 9912 | SH |  | SOLE | 0 | 9347 | 0 | 565 |
| ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 |  | 968040 | 9174 | SH |  | OTR | 01 | 0 | 0 | 9174 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 3132447 | 74635 | SH |  | SOLE | 0 | 70103 | 0 | 4532 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 8471225 | 201840 | SH |  | OTR | 01 | 0 | 0 | 201840 |
| BANK OF AMERICA CORP | Stock | 060505104 |  | 9009 | 272 | SH |  | OTR | 01 | 0 | 0 | 272 |
| BANK OF AMERICA CORP | Stock | 060505104 |  | 369167 | 11146 | SH |  | SOLE | 0 | 11146 | 0 | 0 |
| BLACKROCK CORPORATE HIGH YIELD FUND | CEF | 09255P107 |  | 257760 | 29492 | SH |  | SOLE | 0 | 29492 | 0 | 0 |
| IBM CORP | Stock | 459200101 |  | 1595536 | 11325 | SH |  | SOLE | 0 | 11224 | 0 | 100 |
| ORACLE CORPORATION | Stock | 68389X105 |  | 315464 | 3859 | SH |  | SOLE | 0 | 3859 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | Stock | 75513E101 |  | 3129 | 31 | SH |  | OTR | 01 | 0 | 0 | 31 |
| RAYTHEON TECHNOLOGIES CORP | Stock | 75513E101 |  | 1249274 | 12379 | SH |  | SOLE | 0 | 12150 | 0 | 228 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 |  | 2476672 | 63537 | SH |  | OTR | 01 | 0 | 0 | 63537 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 |  | 5605092 | 143794 | SH |  | SOLE | 0 | 134712 | 0 | 9081 |
| TEXAS INSTRUMENTS INCORPORATED | Stock | 882508104 |  | 288689 | 1747 | SH |  | SOLE | 0 | 1747 | 0 | 0 |
| TARGET CORPORATION | Stock | 87612E106 |  | 1127094 | 7381 | SH |  | SOLE | 0 | 6817 | 0 | 562 |
| VANGUARD HIGH DIVIDEND YIELD ETF | ETF | 921946406 |  | 1870518 | 17286 | SH |  | SOLE | 0 | 16986 | 0 | 300 |
| PFIZER INC | Stock | 717081103 |  | 264033 | 5153 | SH |  | SOLE | 0 | 5152 | 0 | 0 |
| 3M CO | Stock | 88579Y101 |  | 1228901 | 10248 | SH |  | SOLE | 0 | 10003 | 0 | 244 |
| ISHARES MSCI USA VALUE FACTOR ETF | ETF | 46432F388 |  | 6435354 | 70610 | SH |  | SOLE | 0 | 62986 | 0 | 7622 |
| CATERPILLAR INC | Stock | 149123101 |  | 2396 | 10 | SH |  | OTR | 01 | 0 | 0 | 10 |
| CATERPILLAR INC | Stock | 149123101 |  | 1320990 | 5514 | SH |  | SOLE | 0 | 5464 | 0 | 50 |
| ALPHABET INC CLASS C | Stock | 02079K107 |  | 2751 | 31 | SH |  | OTR | 01 | 0 | 0 | 31 |
| ALPHABET INC CLASS C | Stock | 02079K107 |  | 506147 | 5704 | SH |  | SOLE | 0 | 5104 | 0 | 600 |
| APPLIED MATERIALS INC | Stock | 038222105 |  | 7109 | 73 | SH |  | OTR | 01 | 0 | 0 | 73 |
| APPLIED MATERIALS INC | Stock | 038222105 |  | 353295 | 3628 | SH |  | SOLE | 0 | 3628 | 0 | 0 |
| ALLY FINL INC COM | Stock | 02005N100 |  | 889486 | 36380 | SH |  | SOLE | 0 | 36379 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX | ETF | 33733E302 |  | 403504 | 3277 | SH |  | SOLE | 0 | 2818 | 0 | 458 |
| WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND | ETF | 97717W315 |  | 613422 | 17212 | SH |  | SOLE | 0 | 15326 | 0 | 1885 |
| WILLIAMS COS INC COM | Stock | 969457100 |  | 482479 | 14665 | SH |  | SOLE | 0 | 14665 | 0 | 0 |
| DIGI INTL INC COM | Stock | 253798102 |  | 305485 | 8358 | SH |  | SOLE | 0 | 8358 | 0 | 0 |
| MAIN STR CAP CORP COM | CEF | 56035L104 |  | 1926568 | 52140 | SH |  | SOLE | 0 | 51979 | 0 | 160 |
| ISHARES CORE S U.S. GROWTH ETF | ETF | 464287671 |  | 13835675 | 169721 | SH |  | SOLE | 0 | 160126 | 0 | 9594 |
| ISHARES CORE S U.S. VALUE ETF | ETF | 464287663 |  | 1216619 | 17225 | SH |  | SOLE | 0 | 17225 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION INDEX FUND | ETF | 921908844 |  | 17229903 | 113467 | SH |  | SOLE | 0 | 104997 | 0 | 8469 |
| ISHARES MSCI EAFE SMALL-CAP ETF | ETF | 464288273 |  | 2897792 | 51307 | SH |  | SOLE | 0 | 47870 | 0 | 3436 |
| ABERDEEN ASIA PACIFIC INCOME FUND INC | CEF | 003009107 |  | 167923 | 63849 | SH |  | SOLE | 0 | 39022 | 0 | 24826 |
| ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 |  | 293233 | 3023 | SH |  | SOLE | 0 | 2569 | 0 | 453 |
| INVESCO BUYBACK ACHIEVERS ETF | ETF | 46137V308 |  | 4382757 | 51224 | SH |  | SOLE | 0 | 47552 | 0 | 3671 |
| SPDR PORTFOLIO S 500 ETF | ETF | 78464A854 |  | 270392 | 6011 | SH |  | SOLE | 0 | 4873 | 0 | 1138 |
| BROOKFIELD INFRASTRUCTURE PARTNERS LP | Stock | G16252101 |  | 2438707 | 78693 | SH |  | SOLE | 0 | 56084 | 0 | 22608 |
| ISHARES S SMALL-CAP 600 VALUE ETF | ETF | 464287879 |  | 2781064 | 30457 | SH |  | SOLE | 0 | 28169 | 0 | 2287 |
| ISHARES CORE TOTAL USD BOND MARKET ETF | ETF | 46434V613 |  | 278251 | 6193 | SH |  | SOLE | 0 | 6193 | 0 | 0 |
| ETFMG PRIME CYBER SECURITY ETF | ETF | 26924G201 |  | 369372 | 8385 | SH |  | SOLE | 0 | 8385 | 0 | 0 |
| CH ROBINSON WORLDWIDE INC | Stock | 12541W209 |  | 583787 | 6376 | SH |  | SOLE | 0 | 6376 | 0 | 0 |
| VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 |  | 13010496 | 172828 | SH |  | SOLE | 0 | 158179 | 0 | 14648 |
| NORTHERN OIL  GAS INC | Stock | 665531307 |  | 1500811 | 48696 | SH |  | SOLE | 0 | 48696 | 0 | 0 |
| INVESCO S 500 EQUAL WEIGHT TECHNOLOGY ETF | ETF | 46137V282 |  | 957361 | 3940 | SH |  | SOLE | 0 | 3603 | 0 | 337 |
| ISHARES RUSSELL 3000 ETF | ETF | 464287689 |  | 1826178 | 8275 | SH |  | SOLE | 0 | 7657 | 0 | 617 |
| REALTY INCOME CORP COM | REIT | 756109104 |  | 989196 | 15595 | SH |  | SOLE | 0 | 15595 | 0 | 0 |
| ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF | ETF | 464288281 |  | 42126 | 498 | SH |  | OTR | 01 | 0 | 0 | 498 |
| ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF | ETF | 464288281 |  | 2340614 | 27670 | SH |  | SOLE | 0 | 25366 | 0 | 2303 |
| EXXON MOBIL CORPORATION | Stock | 30231G102 |  | 9045 | 82 | SH |  | OTR | 01 | 0 | 0 | 82 |
| EXXON MOBIL CORPORATION | Stock | 30231G102 |  | 351927 | 3191 | SH |  | SOLE | 0 | 2190 | 0 | 1000 |
| UNITEDHEALTH GROUP INC | Stock | 91324P102 |  | 14845 | 28 | SH |  | OTR | 01 | 0 | 0 | 28 |
| UNITEDHEALTH GROUP INC | Stock | 91324P102 |  | 2153531 | 4062 | SH |  | SOLE | 0 | 2778 | 0 | 1283 |
| ISHARES EXPONENTIAL TECHNOLOGIES ETF | ETF | 46434V381 |  | 2296310 | 48507 | SH |  | SOLE | 0 | 44989 | 0 | 3517 |
| LOWE'S COMPANIES INC | Stock | 548661107 |  | 281803 | 1414 | SH |  | SOLE | 0 | 1414 | 0 | 0 |
| DEERE  COMPANY | Stock | 244199105 |  | 6431 | 15 | SH |  | OTR | 01 | 0 | 0 | 15 |
| DEERE  COMPANY | Stock | 244199105 |  | 1274111 | 2972 | SH |  | SOLE | 0 | 2914 | 0 | 57 |
| ISHARES U.S. PHARMACEUTICALS ETF | ETF | 464288836 |  | 1322226 | 7104 | SH |  | SOLE | 0 | 6440 | 0 | 663 |
| VODAFONE GROUP PLC | ADR | 92857W308 |  | 193408 | 19111 | SH |  | SOLE | 0 | 15684 | 0 | 3426 |
| NOVO-NORDISK A S ADR | ADR | 670100205 |  | 226069 | 1670 | SH |  | SOLE | 0 | 1670 | 0 | 0 |
| CHARLES SCHWAB CORPORATION COMMON STOCK | Stock | 808513105 |  | 3996 | 48 | SH |  | OTR | 01 | 0 | 0 | 48 |
| CHARLES SCHWAB CORPORATION COMMON STOCK | Stock | 808513105 |  | 215477 | 2588 | SH |  | SOLE | 0 | 2587 | 0 | 0 |
| CBRE GROUP INC | Stock | 12504L109 |  | 224184 | 2913 | SH |  | SOLE | 0 | 2913 | 0 | 0 |
| ISHARES CORE S MID-CAP ETF | ETF | 464287507 |  | 5509090 | 22775 | SH |  | SOLE | 0 | 21102 | 0 | 1673 |
| INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NO K-1 ETF | ETF | 46090F100 |  | 268070 | 18137 | SH |  | SOLE | 0 | 16812 | 0 | 1324 |
| VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 |  | 1285948 | 25984 | SH |  | OTR | 01 | 0 | 0 | 25984 |
| INVESCO S 500 EQUAL WEIGHT HEALTH CARE ETF | ETF | 46137V332 |  | 2250272 | 7801 | SH |  | SOLE | 0 | 7141 | 0 | 659 |
| ISHARES MSCI EAFE ETF | ETF | 464287465 |  | 1305558 | 19890 | SH |  | SOLE | 0 | 19477 | 0 | 411 |
| APPLE INC | Stock | 037833100 |  | 757492 | 5830 | SH |  | OTR | 01 | 0 | 0 | 5830 |
| APPLE INC | Stock | 037833100 |  | 7229708 | 55643 | SH |  | SOLE | 0 | 46808 | 0 | 8834 |
| ABBOTT LABORATORIES | Stock | 002824100 |  | 228354 | 2080 | SH |  | SOLE | 0 | 1368 | 0 | 711 |
| VANGUARD TOTAL WORLD STOCK ETF | ETF | 922042742 |  | 476623 | 5530 | SH |  | SOLE | 0 | 5529 | 0 | 0 |
| ISHARES RUSSELL 1000 ETF | ETF | 464287622 |  | 1383285 | 6571 | SH |  | SOLE | 0 | 6570 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE ETF | ETF | 464287598 |  | 1510131 | 9958 | SH |  | SOLE | 0 | 6665 | 0 | 3292 |

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