# EDGAR Filing Document

**Accession Number:** 0002000314
**File Stem:** 0001104659-25-106118
**Filing Date:** 2025-11
**Character Count:** 68203
**Document Hash:** 5876327b0ce54812d4227512e5fa6c6d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-106118.hdr.sgml**: 20251104

**ACCESSION NUMBER**: 0001104659-25-106118

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251104

**DATE AS OF CHANGE**: 20251104

**EFFECTIVENESS DATE**: 20251104

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** United Community Bank
- **CENTRAL INDEX KEY:** 0002000314

**ORGANIZATION NAME:**
- **EIN:** 580554454

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23442
- **FILM NUMBER:** 251447698

**BUSINESS ADDRESS:**
- **STREET 1:** 200 E CAMPERDOWN WAY
- **CITY:** GREENVILLE
- **STATE:** SC
- **ZIP:** 29601
- **BUSINESS PHONE:** 864-695-0536

**MAIL ADDRESS:**
- **STREET 1:** 200 E CAMPERDOWN WAY
- **CITY:** GREENVILLE
- **STATE:** SC
- **ZIP:** 29601

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** United Community Bank<br>**Address:** 200 E Camperdown Way<br>Greenville, SC 29601

**Form 13F File Number:** 028-23442

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Alisha Kamadia<br>**Title:** Managing Director of Trust Admin/Sr Trust Officer<br>**Phone:** 305-662-5419

**Signature, Place, and Date of Signing:**

/s/ Alisha Kamadia  South Miami, FL  11-04-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 592

**Form 13F Information Table Value Total:** $322951518

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name                       | Form 13F File Number   |
|:---|:---|:---|
|  | UNITED COMMUNITY BANKS INC |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC COM | COMMON STOCK | 00287Y109 |  | 2387177 | 10310 | SH |  | DFND | 1 | 10310 | 0 | 0 |
| AT INC. | COMMON STOCK | 00206R102 |  | 3247176 | 114985 | SH |  | DFND | 1 | 114985 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW COM | COMMON STOCK | 084670702 |  | 35679961 | 70971 | SH |  | DFND | 1 | 70971 | 0 | 0 |
| BLACKROCK INC COM | COMMON STOCK | 09290D101 |  | 1929515 | 1655 | SH |  | DFND | 1 | 1655 | 0 | 0 |
| BP PLC SPONSORED ADR | ADR / IDR / GDR | 055622104 |  | 1002304 | 29086 | SH |  | DFND | 1 | 29086 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO COM | COMMON STOCK | 110122108 |  | 1648540 | 36553 | SH |  | DFND | 1 | 36553 | 0 | 0 |
| CHEVRON CORP NEW COM | COMMON STOCK | 166764100 |  | 3129559 | 20153 | SH |  | DFND | 1 | 20153 | 0 | 0 |
| CISCO SYSTEMS INC | COMMON STOCK | 17275R102 |  | 2998370 | 43823 | SH |  | DFND | 1 | 43823 | 0 | 0 |
| CITIGROUP INC COM NEW | COMMON STOCK | 172967424 |  | 870058 | 8572 | SH |  | DFND | 1 | 8572 | 0 | 0 |
| COCA COLA CO COM | COMMON STOCK | 191216100 |  | 1712714 | 25825 | SH |  | DFND | 1 | 25825 | 0 | 0 |
| COMCAST CORP CL A (NEW) | COMMON STOCK | 20030N101 |  | 1042264 | 33172 | SH |  | DFND | 1 | 33172 | 0 | 0 |
| DIGITAL REALTY TRUST INC | COMMON STOCK | 253868103 |  | 375668 | 2173 | SH |  | DFND | 1 | 2173 | 0 | 0 |
| DUKE ENERGY CORP NEW COM NEW | COMMON STOCK | 26441C204 |  | 2356695 | 19044 | SH |  | DFND | 1 | 19044 | 0 | 0 |
| EATON CORP PLC | NON US EQUITY | G29183103 |  | 840566 | 2246 | SH |  | DFND | 1 | 2246 | 0 | 0 |
| EMERSON ELEC CO COM | COMMON STOCK | 291011104 |  | 1117260 | 8517 | SH |  | DFND | 1 | 8517 | 0 | 0 |
| FRANKLIN RESOURCES INC COM | COMMON STOCK | 354613101 |  | 788016 | 34069 | SH |  | DFND | 1 | 34069 | 0 | 0 |
| GILEAD SCIENCES INC COM | COMMON STOCK | 375558103 |  | 1205682 | 10862 | SH |  | DFND | 1 | 10862 | 0 | 0 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 2994759 | 7391 | SH |  | DFND | 1 | 7391 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS COM | COMMON STOCK | 459200101 |  | 1987535 | 7044 | SH |  | DFND | 1 | 7044 | 0 | 0 |
| INTERNATIONAL PAPER CO COM | COMMON STOCK | 460146103 |  | 571416 | 12315 | SH |  | DFND | 1 | 12315 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD TR ETF | EXCHANGE-TRADED-FUND | 46137V399 |  | 11898956 | 537928 | SH |  | DFND | 1 | 537928 | 0 | 0 |
| INVESCO LTD | NON US EQUITY | G491BT108 |  | 268352 | 11698 | SH |  | DFND | 1 | 11698 | 0 | 0 |
| ISHARES GOLD TR SHARES REPRESENT ETF | EXCHANGE-TRADED-FUND | 46436F103 |  | 14703939 | 381921 | SH |  | DFND | 1 | 381921 | 0 | 0 |
| JPMORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 3412637 | 10819 | SH |  | DFND | 1 | 10819 | 0 | 0 |
| KIMBERLY-CLARK CORP COM | COMMON STOCK | 494368103 |  | 1039607 | 8361 | SH |  | DFND | 1 | 8361 | 0 | 0 |
| LOCKHEED MARTIN CORP COM | COMMON STOCK | 539830109 |  | 673434 | 1349 | SH |  | DFND | 1 | 1349 | 0 | 0 |
| MERCK  CO INC | COMMON STOCK | 58933Y105 |  | 1147575 | 13673 | SH |  | DFND | 1 | 13673 | 0 | 0 |
| MICROSOFT CORP COM | COMMON STOCK | 594918104 |  | 10336728 | 19957 | SH |  | DFND | 1 | 19957 | 0 | 0 |
| MORGAN STANLEY | COMMON STOCK | 617446448 |  | 814829 | 5126 | SH |  | DFND | 1 | 5126 | 0 | 0 |
| NEXTERA ENERGY INC COM | COMMON STOCK | 65339F101 |  | 1505044 | 19937 | SH |  | DFND | 1 | 19937 | 0 | 0 |
| OMEGA HEALTHCARE INVESTORS | COMMON STOCK | 681936100 |  | 725340 | 17180 | SH |  | DFND | 1 | 17180 | 0 | 0 |
| ONEOK INC NEW COM | COMMON STOCK | 682680103 |  | 1568636 | 21497 | SH |  | DFND | 1 | 21497 | 0 | 0 |
| PAYCHEX INC COM | COMMON STOCK | 704326107 |  | 400308 | 3158 | SH |  | DFND | 1 | 3158 | 0 | 0 |
| PHILIP MORRIS INTL INC COM | COMMON STOCK | 718172109 |  | 2428621 | 14973 | SH |  | DFND | 1 | 14973 | 0 | 0 |
| PNC FINANCIAL SERVICES GROUP INC | COMMON STOCK | 693475105 |  | 1841323 | 9164 | SH |  | DFND | 1 | 9164 | 0 | 0 |
| RIO TINTO PLC SPONSORED ADR | ADR / IDR / GDR | 767204100 |  | 400549 | 6068 | SH |  | DFND | 1 | 6068 | 0 | 0 |
| TARGET CORP | COMMON STOCK | 87612E106 |  | 543044 | 6054 | SH |  | DFND | 1 | 6054 | 0 | 0 |
| TORONTO DOMINION BK ONT COM NEW | NON US EQUITY | 891160509 |  | 646796 | 8090 | SH |  | DFND | 1 | 8090 | 0 | 0 |
| TRAVEL PLUS LEISURE CO COM | COMMON STOCK | 894164102 |  | 351467 | 5908 | SH |  | DFND | 1 | 5908 | 0 | 0 |
| TRUIST FINL CORP COM | COMMON STOCK | 89832Q109 |  | 773765 | 16924 | SH |  | DFND | 1 | 16924 | 0 | 0 |
| U S BANCORP NEW | COMMON STOCK | 902973304 |  | 1622631 | 33574 | SH |  | DFND | 1 | 33574 | 0 | 0 |
| UNITED PARCEL SERVICE INC CL B | COMMON STOCK | 911312106 |  | 936956 | 11217 | SH |  | DFND | 1 | 11217 | 0 | 0 |
| VALERO ENERGY CORP NEW | COMMON STOCK | 91913Y100 |  | 621108 | 3648 | SH |  | DFND | 1 | 3648 | 0 | 0 |
| VERIZON COMMUNICATIONS INC COM | COMMON STOCK | 92343V104 |  | 1511836 | 34399 | SH |  | DFND | 1 | 34399 | 0 | 0 |
| 3M CO COM | COMMON STOCK | 88579Y101 |  | 9776 | 63 | SH |  | DFND | 1 | 63 | 0 | 0 |
| AB ACTIVE ETFS INC TAX AWARE SHRT ETF | EXCHANGE-TRADED-FUND | 00039J202 |  | 94265 | 3720 | SH |  | DFND | 1 | 3720 | 0 | 0 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 69917 | 522 | SH |  | DFND | 1 | 522 | 0 | 0 |
| ACCENTURE PLC IRELAND SHS CLASS A COM | NON US EQUITY | G1151C101 |  | 524518 | 2127 | SH |  | DFND | 1 | 2127 | 0 | 0 |
| ADOBE INC COM | COMMON STOCK | 00724F101 |  | 1112926 | 3155 | SH |  | DFND | 1 | 3155 | 0 | 0 |
| ADVANCED MICRO DEVICES INC COM | COMMON STOCK | 007903107 |  | 61318 | 379 | SH |  | DFND | 1 | 379 | 0 | 0 |
| AFLAC INC | COMMON STOCK | 001055102 |  | 8378 | 75 | SH |  | DFND | 1 | 75 | 0 | 0 |
| AGNICO EAGLE MINES LTD COM | NON US EQUITY | 008474108 |  | 214408 | 1272 | SH |  | DFND | 1 | 1272 | 0 | 0 |
| AIR PRODUCTS  CHEMICALS INC | COMMON STOCK | 009158106 |  | 395989 | 1452 | SH |  | DFND | 1 | 1452 | 0 | 0 |
| AIRBNB INC COM CL A | COMMON STOCK | 009066101 |  | 379923 | 3129 | SH |  | DFND | 1 | 3129 | 0 | 0 |
| ALLSTATE CORP COM | COMMON STOCK | 020002101 |  | 54092 | 252 | SH |  | DFND | 1 | 252 | 0 | 0 |
| ALPHABET INC CAP STK CL C | COMMON STOCK | 02079K107 |  | 2187079 | 8980 | SH |  | DFND | 1 | 8980 | 0 | 0 |
| ALPHABET INC CL A | COMMON STOCK | 02079K305 |  | 2741196 | 11276 | SH |  | DFND | 1 | 11276 | 0 | 0 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 760351 | 11510 | SH |  | DFND | 1 | 11510 | 0 | 0 |
| AMAZON COM INC COM | COMMON STOCK | 023135106 |  | 3223288 | 14680 | SH |  | DFND | 1 | 14680 | 0 | 0 |
| AMERICAN ELECTRIC POWER CO INC COM | COMMON STOCK | 025537101 |  | 1007888 | 8959 | SH |  | DFND | 1 | 8959 | 0 | 0 |
| AMERICAN EXPRESS CO | COMMON STOCK | 025816109 |  | 946324 | 2849 | SH |  | DFND | 1 | 2849 | 0 | 0 |
| AMERICAN INTL GROUP INC | COMMON STOCK | 026874784 |  | 11388 | 145 | SH |  | DFND | 1 | 145 | 0 | 0 |
| AMERIPRISE FINANCIAL INC | COMMON STOCK | 03076C106 |  | 135585 | 276 | SH |  | DFND | 1 | 276 | 0 | 0 |
| AMGEN INC | COMMON STOCK | 031162100 |  | 873973 | 3097 | SH |  | DFND | 1 | 3097 | 0 | 0 |
| AMPHENOL CORP NEW | COMMON STOCK | 032095101 |  | 87863 | 710 | SH |  | DFND | 1 | 710 | 0 | 0 |
| ANALOG DEVICES INC COM | COMMON STOCK | 032654105 |  | 60197 | 245 | SH |  | DFND | 1 | 245 | 0 | 0 |
| AON PLC SHS CL A COM | NON US EQUITY | G0403H108 |  | 17116 | 48 | SH |  | DFND | 1 | 48 | 0 | 0 |
| APPLE INC COM | COMMON STOCK | 037833100 |  | 4499821 | 17672 | SH |  | DFND | 1 | 17672 | 0 | 0 |
| APPLIED MATERIALS INC | COMMON STOCK | 038222105 |  | 1140607 | 5571 | SH |  | DFND | 1 | 5571 | 0 | 0 |
| APPLOVIN CORP COM CL A | COMMON STOCK | 03831W108 |  | 387293 | 539 | SH |  | DFND | 1 | 539 | 0 | 0 |
| APTIV PLC COM SHS | NON US EQUITY | G3265R107 |  | 308064 | 3573 | SH |  | DFND | 1 | 3573 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO COM | COMMON STOCK | 039483102 |  | 8364 | 140 | SH |  | DFND | 1 | 140 | 0 | 0 |
| ARISTA NETWORKS INC COM SHS | COMMON STOCK | 040413205 |  | 24479 | 168 | SH |  | DFND | 1 | 168 | 0 | 0 |
| AUTODESK INCORPORATED | COMMON STOCK | 052769106 |  | 454586 | 1431 | SH |  | DFND | 1 | 1431 | 0 | 0 |
| AUTOMATIC DATA PROCESSING INC | COMMON STOCK | 053015103 |  | 1534418 | 5228 | SH |  | DFND | 1 | 5228 | 0 | 0 |
| AUTOZONE INC | COMMON STOCK | 053332102 |  | 17161 | 4 | SH |  | DFND | 1 | 4 | 0 | 0 |
| AVALONBAY CMNTYS INC COM | COMMON STOCK | 053484101 |  | 123629 | 640 | SH |  | DFND | 1 | 640 | 0 | 0 |
| BAKER HUGHES COMPANY CL A | COMMON STOCK | 05722G100 |  | 7308 | 150 | SH |  | DFND | 1 | 150 | 0 | 0 |
| BANK OF AMERICA CORP | COMMON STOCK | 060505104 |  | 744547 | 14432 | SH |  | DFND | 1 | 14432 | 0 | 0 |
| BANK OF NEW YORK MELLON CORP | COMMON STOCK | 064058100 |  | 37264 | 342 | SH |  | DFND | 1 | 342 | 0 | 0 |
| BAXTER INTL INC COM | COMMON STOCK | 071813109 |  | 22770 | 1000 | SH |  | DFND | 1 | 1000 | 0 | 0 |
| BLACKROCK CORE BOND TRUST SHS BEN INT | EXCHANGE-TRADED-FUND | 09249E101 |  | 7952 | 800 | SH |  | DFND | 1 | 800 | 0 | 0 |
| BLACKROCK SCIENCE  TECHNOLOGY SHS ETF | EXCHANGE-TRADED-FUND | 09260K101 |  | 17396 | 785 | SH |  | DFND | 1 | 785 | 0 | 0 |
| BLACKSTONE INC COM | COMMON STOCK | 09260D107 |  | 58602 | 343 | SH |  | DFND | 1 | 343 | 0 | 0 |
| BOOKING HLDGS INC COM | COMMON STOCK | 09857L108 |  | 1484799 | 275 | SH |  | DFND | 1 | 275 | 0 | 0 |
| BOSTON SCIENTIFIC CORP COM | COMMON STOCK | 101137107 |  | 26751 | 274 | SH |  | DFND | 1 | 274 | 0 | 0 |
| BRINKER INTL INC COM | COMMON STOCK | 109641100 |  | 119079 | 940 | SH |  | DFND | 1 | 940 | 0 | 0 |
| BROADCOM INC COM | COMMON STOCK | 11135F101 |  | 2017070 | 6114 | SH |  | DFND | 1 | 6114 | 0 | 0 |
| BROADRIDGE FINANCIAL SOLUTIONS | COMMON STOCK | 11133T103 |  | 123372 | 518 | SH |  | DFND | 1 | 518 | 0 | 0 |
| CACI INTERNATIONAL INC CL A | COMMON STOCK | 127190304 |  | 41898 | 84 | SH |  | DFND | 1 | 84 | 0 | 0 |
| CADENCE DESIGN SYSTEM INC | COMMON STOCK | 127387108 |  | 11240 | 32 | SH |  | DFND | 1 | 32 | 0 | 0 |
| CAPITAL ONE FINANCIAL CORP COM | COMMON STOCK | 14040H105 |  | 10416 | 49 | SH |  | DFND | 1 | 49 | 0 | 0 |
| CARMAX INC | COMMON STOCK | 143130102 |  | 288290 | 6425 | SH |  | DFND | 1 | 6425 | 0 | 0 |
| CARNIVAL CORP COMMON PAIRED STOCK | NON US EQUITY | 143658300 |  | 5464 | 189 | SH |  | DFND | 1 | 189 | 0 | 0 |
| CARRIER GLOBAL CORPORATION COM | COMMON STOCK | 14448C104 |  | 44954 | 753 | SH |  | DFND | 1 | 753 | 0 | 0 |
| CASEY'S GENERAL STORES INC | COMMON STOCK | 147528103 |  | 214822 | 380 | SH |  | DFND | 1 | 380 | 0 | 0 |
| CATERPILLAR INC COM | COMMON STOCK | 149123101 |  | 551585 | 1156 | SH |  | DFND | 1 | 1156 | 0 | 0 |
| CBRE GROUP INC | COMMON STOCK | 12504L109 |  | 392009 | 2488 | SH |  | DFND | 1 | 2488 | 0 | 0 |
| CELANESE CORP DEL COM | COMMON STOCK | 150870103 |  | 1389 | 33 | SH |  | DFND | 1 | 33 | 0 | 0 |
| CENCORA INC COM | COMMON STOCK | 03073E105 |  | 341595 | 1093 | SH |  | DFND | 1 | 1093 | 0 | 0 |
| CHART INDUSTRIES INC | COMMON STOCK | 16115Q308 |  | 28822 | 144 | SH |  | DFND | 1 | 144 | 0 | 0 |
| CHECK POINT SOFTWARE TECHNOLOGIES LTD | COMMON STOCK | M22465104 |  | 324642 | 1569 | SH |  | DFND | 1 | 1569 | 0 | 0 |
| CHINA STL CORP SPON ADR | ADR / IDR / GDR | 169417102 |  | 13 | 1 | SH |  | DFND | 1 | 1 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL INC CL A | COMMON STOCK | 169656105 |  | 121881 | 3110 | SH |  | DFND | 1 | 3110 | 0 | 0 |
| CHUBB LIMITED | NON US EQUITY | H1467J104 |  | 209147 | 741 | SH |  | DFND | 1 | 741 | 0 | 0 |
| CINTAS CORP | COMMON STOCK | 172908105 |  | 13342 | 65 | SH |  | DFND | 1 | 65 | 0 | 0 |
| CIRRUS LOGIC INC | COMMON STOCK | 172755100 |  | 6390 | 51 | SH |  | DFND | 1 | 51 | 0 | 0 |
| CLOUDFLARE INC CL A COM | COMMON STOCK | 18915M107 |  | 7296 | 34 | SH |  | DFND | 1 | 34 | 0 | 0 |
| CME GROUP INC | COMMON STOCK | 12572Q105 |  | 88893 | 329 | SH |  | DFND | 1 | 329 | 0 | 0 |
| COGNIZANT TECH SOLUTIONS | COMMON STOCK | 192446102 |  | 45339 | 676 | SH |  | DFND | 1 | 676 | 0 | 0 |
| COLGATE-PALMOLIVE CO | COMMON STOCK | 194162103 |  | 245895 | 3076 | SH |  | DFND | 1 | 3076 | 0 | 0 |
| CONOCOPHILLIPS | COMMON STOCK | 20825C104 |  | 268068 | 2834 | SH |  | DFND | 1 | 2834 | 0 | 0 |
| CONSOLIDATED EDISON INC | COMMON STOCK | 209115104 |  | 61418 | 611 | SH |  | DFND | 1 | 611 | 0 | 0 |
| CONSTELLATION BRANDS INC CL A | COMMON STOCK | 21036P108 |  | 78243 | 581 | SH |  | DFND | 1 | 581 | 0 | 0 |
| CONSTELLATION ENERGY CORP COM | COMMON STOCK | 21037T109 |  | 25997 | 79 | SH |  | DFND | 1 | 79 | 0 | 0 |
| CONSUMER DISCRETIONARY SELECT SECTOR | EXCHANGE-TRADED-FUND | 81369Y407 |  | 117424 | 490 | SH |  | DFND | 1 | 490 | 0 | 0 |
| CONSUMER STAPLES SELECT SECTOR SPDR FD | EXCHANGE-TRADED-FUND | 81369Y308 |  | 32915 | 420 | SH |  | DFND | 1 | 420 | 0 | 0 |
| CONTRA WALGREENS BOOTS COM | COMMON STOCK | 931CVR013 |  | 0 | 250 | SH |  | DFND | 1 | 250 | 0 | 0 |
| CORTEVA INC COM | COMMON STOCK | 22052L104 |  | 125048 | 1849 | SH |  | DFND | 1 | 1849 | 0 | 0 |
| COSTCO WHSL CORP NEW COM | COMMON STOCK | 22160K105 |  | 1615224 | 1745 | SH |  | DFND | 1 | 1745 | 0 | 0 |
| CRH PLC ORD COM | NON US EQUITY | G25508105 |  | 28656 | 239 | SH |  | DFND | 1 | 239 | 0 | 0 |
| CSX CORP | COMMON STOCK | 126408103 |  | 1067360 | 30058 | SH |  | DFND | 1 | 30058 | 0 | 0 |
| CUMMINS INC | COMMON STOCK | 231021106 |  | 117841 | 279 | SH |  | DFND | 1 | 279 | 0 | 0 |
| CVS HEALTH CORP COM | COMMON STOCK | 126650100 |  | 99289 | 1317 | SH |  | DFND | 1 | 1317 | 0 | 0 |
| D R HORTON INC COM | COMMON STOCK | 23331A109 |  | 147778 | 872 | SH |  | DFND | 1 | 872 | 0 | 0 |
| DANAHER CORPORATION COM | COMMON STOCK | 235851102 |  | 374711 | 1890 | SH |  | DFND | 1 | 1890 | 0 | 0 |
| DARDEN RESTAURANTS INC COM | COMMON STOCK | 237194105 |  | 1722948 | 9051 | SH |  | DFND | 1 | 9051 | 0 | 0 |
| DARLING INGREDIENTS INC | COMMON STOCK | 237266101 |  | 11731 | 380 | SH |  | DFND | 1 | 380 | 0 | 0 |
| DECKERS OUTDOOR CORP | COMMON STOCK | 243537107 |  | 165233 | 1630 | SH |  | DFND | 1 | 1630 | 0 | 0 |
| DEERE  CO | COMMON STOCK | 244199105 |  | 42068 | 92 | SH |  | DFND | 1 | 92 | 0 | 0 |
| DELL TECHNOLOGIES INC CL C | COMMON STOCK | 24703L202 |  | 6238 | 44 | SH |  | DFND | 1 | 44 | 0 | 0 |
| DELTA AIR LINES INC | COMMON STOCK | 247361702 |  | 416375 | 7337 | SH |  | DFND | 1 | 7337 | 0 | 0 |
| DIAGEO PLC SPONSORED ADR | ADR / IDR / GDR | 25243Q205 |  | 361680 | 3790 | SH |  | DFND | 1 | 3790 | 0 | 0 |
| DIAMONDBACK ENERGY INC | COMMON STOCK | 25278X109 |  | 21894 | 153 | SH |  | DFND | 1 | 153 | 0 | 0 |
| DICKS SPORTING GOODS INC COM | COMMON STOCK | 253393102 |  | 234442 | 1055 | SH |  | DFND | 1 | 1055 | 0 | 0 |
| DIMENSIONAL ETF TRUST US MKTWIDE VALUE | EXCHANGE-TRADED-FUND | 25434V724 |  | 29004 | 649 | SH |  | DFND | 1 | 649 | 0 | 0 |
| DIMENSIONAL ETF TRUST US TARGETED ETF | EXCHANGE-TRADED-FUND | 25434V609 |  | 21945 | 377 | SH |  | DFND | 1 | 377 | 0 | 0 |
| DISNEY WALT CO COM | COMMON STOCK | 254687106 |  | 929053 | 8114 | SH |  | DFND | 1 | 8114 | 0 | 0 |
| DOORDASH INC CL A COM | COMMON STOCK | 25809K105 |  | 8160 | 30 | SH |  | DFND | 1 | 30 | 0 | 0 |
| DOVER CORP | COMMON STOCK | 260003108 |  | 8175 | 49 | SH |  | DFND | 1 | 49 | 0 | 0 |
| DTE ENERGY CO COM | COMMON STOCK | 233331107 |  | 64209 | 454 | SH |  | DFND | 1 | 454 | 0 | 0 |
| DUPONT DE NEMOURS INC COM | COMMON STOCK | 26614N102 |  | 15035 | 193 | SH |  | DFND | 1 | 193 | 0 | 0 |
| EBAY INC | COMMON STOCK | 278642103 |  | 251841 | 2769 | SH |  | DFND | 1 | 2769 | 0 | 0 |
| ECOLAB INC COM | COMMON STOCK | 278865100 |  | 229495 | 838 | SH |  | DFND | 1 | 838 | 0 | 0 |
| ELEVANCE HEALTH INC COM | COMMON STOCK | 036752103 |  | 501159 | 1551 | SH |  | DFND | 1 | 1551 | 0 | 0 |
| ELI LILLY  CO COM | COMMON STOCK | 532457108 |  | 1259713 | 1651 | SH |  | DFND | 1 | 1651 | 0 | 0 |
| ENBRIDGE INC COM | NON US EQUITY | 29250N105 |  | 1676584 | 33226 | SH |  | DFND | 1 | 33226 | 0 | 0 |
| ENERGY TRANSFER LP COM UT LTD PTN | COMMON STOCK | 29273V100 |  | 49558 | 2888 | SH |  | DFND | 1 | 2888 | 0 | 0 |
| EOG RESOURCES INC | COMMON STOCK | 26875P101 |  | 282767 | 2522 | SH |  | DFND | 1 | 2522 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 1221985 | 10838 | SH |  | DFND | 1 | 10838 | 0 | 0 |
| FASTENAL CO | COMMON STOCK | 311900104 |  | 134075 | 2734 | SH |  | DFND | 1 | 2734 | 0 | 0 |
| FEDERAL RLTY INVT TR NEW 5 PERCENT CUM PFD C | PREFERRED STOCK | 313745200 |  | 12840 | 600 | SH |  | DFND | 1 | 600 | 0 | 0 |
| FIDELITY COVINGTON TR MSCI INFO ETF CL I | EXCHANGE-TRADED-FUND | 316092808 |  | 111085 | 500 | SH |  | DFND | 1 | 500 | 0 | 0 |
| FIDELITY COVINGTON TRUST MSCI HLTH CARE | EXCHANGE-TRADED-FUND | 316092600 |  | 33435 | 500 | SH |  | DFND | 1 | 500 | 0 | 0 |
| FINANCIAL SELECT SECTOR SPDR | EXCHANGE-TRADED-FUND | 81369Y605 |  | 96104 | 1784 | SH |  | DFND | 1 | 1784 | 0 | 0 |
| FIRST HORIZON CORPORATION COM | COMMON STOCK | 320517105 |  | 45604 | 2017 | SH |  | DFND | 1 | 2017 | 0 | 0 |
| FISERV INC COM | COMMON STOCK | 337738108 |  | 899931 | 6980 | SH |  | DFND | 1 | 6980 | 0 | 0 |
| FLEX LTD | NON US EQUITY | Y2573F102 |  | 511585 | 8825 | SH |  | DFND | 1 | 8825 | 0 | 0 |
| FORTINET INC | COMMON STOCK | 34959E109 |  | 52298 | 622 | SH |  | DFND | 1 | 622 | 0 | 0 |
| FORTUNE BRANDS INNOVATIONS INC COM | COMMON STOCK | 34964C106 |  | 85424 | 1600 | SH |  | DFND | 1 | 1600 | 0 | 0 |
| FOUR CORNERS PROPERTY TRUST INC | COMMON STOCK | 35086T109 |  | 64611 | 2648 | SH |  | DFND | 1 | 2648 | 0 | 0 |
| FRANCO-NEVADA CORP | NON US EQUITY | 351858105 |  | 281981 | 1265 | SH |  | DFND | 1 | 1265 | 0 | 0 |
| GALLAGHER ARTHUR J | COMMON STOCK | 363576109 |  | 20443 | 66 | SH |  | DFND | 1 | 66 | 0 | 0 |
| GE AEROSPACE COM NEW | COMMON STOCK | 369604301 |  | 98669 | 328 | SH |  | DFND | 1 | 328 | 0 | 0 |
| GE HEALTHCARE TECHNOLOGIES INC COM | COMMON STOCK | 36266G107 |  | 96128 | 1280 | SH |  | DFND | 1 | 1280 | 0 | 0 |
| GE VERNOVA LLC COM | COMMON STOCK | 36828A101 |  | 205992 | 335 | SH |  | DFND | 1 | 335 | 0 | 0 |
| GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 |  | 242451 | 711 | SH |  | DFND | 1 | 711 | 0 | 0 |
| GENERAL MILLS INC | COMMON STOCK | 370334104 |  | 290369 | 5759 | SH |  | DFND | 1 | 5759 | 0 | 0 |
| GENUINE PARTS CO | COMMON STOCK | 372460105 |  | 1012334 | 7304 | SH |  | DFND | 1 | 7304 | 0 | 0 |
| GOLDMAN SACHS ETF TR ACCES TREASURY ETF | EXCHANGE-TRADED-FUND | 381430529 |  | 367343 | 3665 | SH |  | DFND | 1 | 3665 | 0 | 0 |
| GOLDMAN SACHS GROUP INC COM | COMMON STOCK | 38141G104 |  | 58134 | 73 | SH |  | DFND | 1 | 73 | 0 | 0 |
| HALLIBURTON CO COM | COMMON STOCK | 406216101 |  | 10061 | 409 | SH |  | DFND | 1 | 409 | 0 | 0 |
| HARTFORD FDS EXCHANGE TRADED ETF | EXCHANGE-TRADED-FUND | 41653L503 |  | 116131 | 2980 | SH |  | DFND | 1 | 2980 | 0 | 0 |
| HASBRO INC | COMMON STOCK | 418056107 |  | 21617 | 285 | SH |  | DFND | 1 | 285 | 0 | 0 |
| HCA HEALTHCARE INC | COMMON STOCK | 40412C101 |  | 20031 | 47 | SH |  | DFND | 1 | 47 | 0 | 0 |
| HEALTH CARE SELECT SECTOR SPDR FD | EXCHANGE-TRADED-FUND | 81369Y209 |  | 92687 | 666 | SH |  | DFND | 1 | 666 | 0 | 0 |
| HERSHEY CO/THE | COMMON STOCK | 427866108 |  | 123453 | 660 | SH |  | DFND | 1 | 660 | 0 | 0 |
| HEWLETT PACKARD ENTERPRISE CO COM | COMMON STOCK | 42824C109 |  | 2456 | 100 | SH |  | DFND | 1 | 100 | 0 | 0 |
| HILTON INC | COMMON STOCK | 43300A203 |  | 14010 | 54 | SH |  | DFND | 1 | 54 | 0 | 0 |
| HONEYWELL INTERNATIONAL INC | COMMON STOCK | 438516106 |  | 402897 | 1914 | SH |  | DFND | 1 | 1914 | 0 | 0 |
| HP INC COM | COMMON STOCK | 40434L105 |  | 229059 | 8412 | SH |  | DFND | 1 | 8412 | 0 | 0 |
| HUBBELL INCORPORATED | COMMON STOCK | 443510607 |  | 204397 | 475 | SH |  | DFND | 1 | 475 | 0 | 0 |
| HUNTINGTON BANCSHARES INC | COMMON STOCK | 446150104 |  | 37873 | 2193 | SH |  | DFND | 1 | 2193 | 0 | 0 |
| IDEX CORP | COMMON STOCK | 45167R104 |  | 56152 | 345 | SH |  | DFND | 1 | 345 | 0 | 0 |
| IDEXX LABORATORIES INC | COMMON STOCK | 45168D104 |  | 13417 | 21 | SH |  | DFND | 1 | 21 | 0 | 0 |
| ILLINOIS TOOL WORKS INC | COMMON STOCK | 452308109 |  | 29205 | 112 | SH |  | DFND | 1 | 112 | 0 | 0 |
| INCYTE CORP | COMMON STOCK | 45337C102 |  | 77516 | 914 | SH |  | DFND | 1 | 914 | 0 | 0 |
| INDUSTRIAL SELECT SECTOR SPDR FUND | EXCHANGE-TRADED-FUND | 81369Y704 |  | 141892 | 920 | SH |  | DFND | 1 | 920 | 0 | 0 |
| INGREDION INC | COMMON STOCK | 457187102 |  | 19538 | 160 | SH |  | DFND | 1 | 160 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 77501 | 2310 | SH |  | DFND | 1 | 2310 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE INC | COMMON STOCK | 45866F104 |  | 10783 | 64 | SH |  | DFND | 1 | 64 | 0 | 0 |
| INTUIT INC | COMMON STOCK | 461202103 |  | 454818 | 666 | SH |  | DFND | 1 | 666 | 0 | 0 |
| INTUITIVE SURGICAL INC | COMMON STOCK | 46120E602 |  | 57245 | 128 | SH |  | DFND | 1 | 128 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II S GBL ETF | EXCHANGE-TRADED-FUND | 46138E263 |  | 94754 | 1475 | SH |  | DFND | 1 | 1475 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD TR ETF | EXCHANGE-TRADED-FUND | 46138J460 |  | 92950 | 5500 | SH |  | DFND | 1 | 5500 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD TR ETF | EXCHANGE-TRADED-FUND | 46138J577 |  | 103455 | 5500 | SH |  | DFND | 1 | 5500 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD TR ETF | EXCHANGE-TRADED-FUND | 46138J585 |  | 50028 | 2200 | SH |  | DFND | 1 | 2200 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD TR ETF | EXCHANGE-TRADED-FUND | 46138J635 |  | 51491 | 2200 | SH |  | DFND | 1 | 2200 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD TR ETF | EXCHANGE-TRADED-FUND | 46138J643 |  | 113135 | 5500 | SH |  | DFND | 1 | 5500 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD TR ETF | EXCHANGE-TRADED-FUND | 46138J783 |  | 108405 | 5500 | SH |  | DFND | 1 | 5500 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD TR ETF | EXCHANGE-TRADED-FUND | 46138J791 |  | 107580 | 5500 | SH |  | DFND | 1 | 5500 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD TR ETF | EXCHANGE-TRADED-FUND | 46138J825 |  | 120002 | 5800 | SH |  | DFND | 1 | 5800 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD TR S | EXCHANGE-TRADED-FUND | 46137V241 |  | 2583473 | 35250 | SH |  | DFND | 1 | 35250 | 0 | 0 |
| INVESCO EXCHNG TRADED FD TR II S LO | EXCHANGE-TRADED-FUND | 46138E354 |  | 74950 | 1020 | SH |  | DFND | 1 | 1020 | 0 | 0 |
| INVESCO QQQ TR UNIT SER ETF | EXCHANGE-TRADED-FUND | 46090E103 |  | 691626 | 1152 | SH |  | DFND | 1 | 1152 | 0 | 0 |
| IQVIA HLDGS INC COM | COMMON STOCK | 46266C105 |  | 878662 | 4626 | SH |  | DFND | 1 | 4626 | 0 | 0 |
| ISHARES 1-3 YEAR TREASURY BOND ETF | EXCHANGE-TRADED-FUND | 464287457 |  | 1153974 | 13910 | SH |  | DFND | 1 | 13910 | 0 | 0 |
| iSHARES CORE MSCI EAFE ETF | EXCHANGE-TRADED-FUND | 46432F842 |  | 323047 | 3700 | SH |  | DFND | 1 | 3700 | 0 | 0 |
| ISHARES CORE S MIDCAP ETF | EXCHANGE-TRADED-FUND | 464287507 |  | 4797589 | 73515 | SH |  | DFND | 1 | 73515 | 0 | 0 |
| ISHARES CORE S SMALL CAP ETF | EXCHANGE-TRADED-FUND | 464287804 |  | 2833501 | 23845 | SH |  | DFND | 1 | 23845 | 0 | 0 |
| ISHARES CORE TOTAL US AGGREGATE BOND ETF | EXCHANGE-TRADED-FUND | 464287226 |  | 2884995 | 28778 | SH |  | DFND | 1 | 28778 | 0 | 0 |
| ISHARES GOLD TR ISHARES NEW ETF | EXCHANGE-TRADED-FUND | 464285204 |  | 3552049 | 48812 | SH |  | DFND | 1 | 48812 | 0 | 0 |
| ISHARES IBOXX INV GR CORP BD ETF | EXCHANGE-TRADED-FUND | 464287242 |  | 15717 | 141 | SH |  | DFND | 1 | 141 | 0 | 0 |
| ISHARES MSCI EAFE ETF | EXCHANGE-TRADED-FUND | 464287465 |  | 9236534 | 98924 | SH |  | DFND | 1 | 98924 | 0 | 0 |
| ISHARES NORTH AMERICAN TECH-SOFTWARE ETF | EXCHANGE-TRADED-FUND | 464287515 |  | 1174482 | 10212 | SH |  | DFND | 1 | 10212 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | EXCHANGE-TRADED-FUND | 464287614 |  | 168628 | 360 | SH |  | DFND | 1 | 360 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE ETF | EXCHANGE-TRADED-FUND | 464287598 |  | 100166 | 492 | SH |  | DFND | 1 | 492 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | EXCHANGE-TRADED-FUND | 464287655 |  | 330275 | 1365 | SH |  | DFND | 1 | 1365 | 0 | 0 |
| ISHARES RUSSELL 2000 GROWTH ETF | EXCHANGE-TRADED-FUND | 464287648 |  | 123855 | 387 | SH |  | DFND | 1 | 387 | 0 | 0 |
| ISHARES RUSSELL 2000 VALUE ETF | EXCHANGE-TRADED-FUND | 464287630 |  | 48269 | 273 | SH |  | DFND | 1 | 273 | 0 | 0 |
| ISHARES RUSSELL MIDCAP GROWTH ETF | EXCHANGE-TRADED-FUND | 464287481 |  | 21219 | 149 | SH |  | DFND | 1 | 149 | 0 | 0 |
| ISHARES RUSSELL MIDCAP VALUE ETF | EXCHANGE-TRADED-FUND | 464287473 |  | 75561 | 541 | SH |  | DFND | 1 | 541 | 0 | 0 |
| ISHARES S 100 ETF | EXCHANGE-TRADED-FUND | 464287101 |  | 160762 | 483 | SH |  | DFND | 1 | 483 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | EXCHANGE-TRADED-FUND | 464287309 |  | 626778 | 5192 | SH |  | DFND | 1 | 5192 | 0 | 0 |
| ISHARES S 500 VALUE ETF | EXCHANGE-TRADED-FUND | 464287408 |  | 357675 | 1732 | SH |  | DFND | 1 | 1732 | 0 | 0 |
| ISHARES S MID CAP 400 VALUE ETF | EXCHANGE-TRADED-FUND | 464287705 |  | 287330 | 2215 | SH |  | DFND | 1 | 2215 | 0 | 0 |
| iSHARES S MIDCAP GROWTH INDEX | EXCHANGE-TRADED-FUND | 464287606 |  | 709778 | 7402 | SH |  | DFND | 1 | 7402 | 0 | 0 |
| ISHARES S NORTH AMERICAN TECHNOLOGY | EXCHANGE-TRADED-FUND | 464287549 |  | 90684 | 720 | SH |  | DFND | 1 | 720 | 0 | 0 |
| ISHARES S SMALL CAP 600 GROWTH ETF | EXCHANGE-TRADED-FUND | 464287887 |  | 148151 | 1047 | SH |  | DFND | 1 | 1047 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | EXCHANGE-TRADED-FUND | 464287168 |  | 1005358 | 7075 | SH |  | DFND | 1 | 7075 | 0 | 0 |
| ISHARES TR 0-3 MNTH TREASRY ETF | EXCHANGE-TRADED-FUND | 46436E718 |  | 202407 | 2010 | SH |  | DFND | 1 | 2010 | 0 | 0 |
| ISHARES TR CORE 30/70 CONSE ETF | EXCHANGE-TRADED-FUND | 464289883 |  | 57228 | 1425 | SH |  | DFND | 1 | 1425 | 0 | 0 |
| ISHARES TR CORE 40/60 MODER ETF | EXCHANGE-TRADED-FUND | 464289875 |  | 23790 | 500 | SH |  | DFND | 1 | 500 | 0 | 0 |
| ISHARES TR CORE S ETF | EXCHANGE-TRADED-FUND | 464287200 |  | 18075785 | 27007 | SH |  | DFND | 1 | 27007 | 0 | 0 |
| ISHARES TR IBDS DEC28 ETF | EXCHANGE-TRADED-FUND | 46435U515 |  | 59793 | 2343 | SH |  | DFND | 1 | 2343 | 0 | 0 |
| ISHARES TR IBOND DEC ETF | EXCHANGE-TRADED-FUND | 46436E593 |  | 259568 | 13060 | SH |  | DFND | 1 | 13060 | 0 | 0 |
| ISHARES TR IBONDS 26 TRM TS ETF | EXCHANGE-TRADED-FUND | 46436E858 |  | 256352 | 11170 | SH |  | DFND | 1 | 11170 | 0 | 0 |
| ISHARES TR IBONDS 27 ETF | EXCHANGE-TRADED-FUND | 46435UAA9 |  | 307414 | 12630 | SH |  | DFND | 1 | 12630 | 0 | 0 |
| ISHARES TR IBONDS 28 TRM TS ETF | EXCHANGE-TRADED-FUND | 46436E833 |  | 257875 | 11520 | SH |  | DFND | 1 | 11520 | 0 | 0 |
| ISHARES TR IBONDS DEC 2030 ETF | EXCHANGE-TRADED-FUND | 46436E726 |  | 50281 | 2270 | SH |  | DFND | 1 | 2270 | 0 | 0 |
| ISHARES TR IBONDS DEC 2031 ETF | EXCHANGE-TRADED-FUND | 46436E486 |  | 40000 | 1885 | SH |  | DFND | 1 | 1885 | 0 | 0 |
| ISHARES TR IBONDS DEC 2032 ETF | EXCHANGE-TRADED-FUND | 46436E312 |  | 40223 | 1570 | SH |  | DFND | 1 | 1570 | 0 | 0 |
| ISHARES TR IBONDS DEC 2033 ETF | EXCHANGE-TRADED-FUND | 46436E130 |  | 40263 | 1535 | SH |  | DFND | 1 | 1535 | 0 | 0 |
| ISHARES TR IBONDS DEC 2034 ETF | EXCHANGE-TRADED-FUND | 46438G653 |  | 40102 | 1515 | SH |  | DFND | 1 | 1515 | 0 | 0 |
| ISHARES TR IBONDS DEC 29 ETF | EXCHANGE-TRADED-FUND | 46436E205 |  | 309804 | 13200 | SH |  | DFND | 1 | 13200 | 0 | 0 |
| ISHARES TR IBONDS DEC ETF | EXCHANGE-TRADED-FUND | 46435GAA0 |  | 99193 | 4082 | SH |  | DFND | 1 | 4082 | 0 | 0 |
| ISHARES TR IBONDS DEC25 ETF | EXCHANGE-TRADED-FUND | 46434VBD1 |  | 481960 | 19133 | SH |  | DFND | 1 | 19133 | 0 | 0 |
| ISHARES TR INTL SEL DIV ETF | EXCHANGE-TRADED-FUND | 464288448 |  | 68860 | 1884 | SH |  | DFND | 1 | 1884 | 0 | 0 |
| ISHARES TR ISHS 1-5YR INVS ETF | EXCHANGE-TRADED-FUND | 464288646 |  | 1725331 | 32535 | SH |  | DFND | 1 | 32535 | 0 | 0 |
| ISHARES TR MSCI USA QUALITY FACTOR ETF | EXCHANGE-TRADED-FUND | 46432F339 |  | 165520 | 851 | SH |  | DFND | 1 | 851 | 0 | 0 |
| ISHARES TR NATIONAL MUN ETF | EXCHANGE-TRADED-FUND | 464288414 |  | 85192 | 800 | SH |  | DFND | 1 | 800 | 0 | 0 |
| ISHARES TR PFD AND INCM SEC | EXCHANGE-TRADED-FUND | 464288687 |  | 21944 | 694 | SH |  | DFND | 1 | 694 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED FD CORE ETF | EXCHANGE-TRADED-FUND | 46641Q670 |  | 1768147 | 37185 | SH |  | DFND | 1 | 37185 | 0 | 0 |
| JABIL INC | COMMON STOCK | 466313103 |  | 43434 | 200 | SH |  | DFND | 1 | 200 | 0 | 0 |
| JANUS DETROIT STR TR HENDERSON MTG ETF | EXCHANGE-TRADED-FUND | 47103U852 |  | 301148 | 6594 | SH |  | DFND | 1 | 6594 | 0 | 0 |
| JOHNSON  JOHNSON COM | COMMON STOCK | 478160104 |  | 2412129 | 13009 | SH |  | DFND | 1 | 13009 | 0 | 0 |
| JOHNSON CONTROLS INTERNATIONAL PLC | NON US EQUITY | G51502105 |  | 20781 | 189 | SH |  | DFND | 1 | 189 | 0 | 0 |
| JPMORGAN CHASE  CO 5.75 PERCENT SHS PFD DD PFD | PREFERRED STOCK | 48128B655 |  | 17395 | 700 | SH |  | DFND | 1 | 700 | 0 | 0 |
| KEURIG DR PEPPER INC COM | COMMON STOCK | 49271V100 |  | 61096 | 2395 | SH |  | DFND | 1 | 2395 | 0 | 0 |
| KINDER MORGAN INC | COMMON STOCK | 49456B101 |  | 15910 | 562 | SH |  | DFND | 1 | 562 | 0 | 0 |
| KKR  CO INC COM | COMMON STOCK | 48251W104 |  | 268217 | 2064 | SH |  | DFND | 1 | 2064 | 0 | 0 |
| KLA CORPORATION COM | COMMON STOCK | 482480100 |  | 231899 | 215 | SH |  | DFND | 1 | 215 | 0 | 0 |
| KRAFT HEINZ CO/THE | COMMON STOCK | 500754106 |  | 4765 | 183 | SH |  | DFND | 1 | 183 | 0 | 0 |
| KROGER CO | COMMON STOCK | 501044101 |  | 6337 | 94 | SH |  | DFND | 1 | 94 | 0 | 0 |
| LAM RESEARCH CORPORATION COM | COMMON STOCK | 512807306 |  | 22763 | 170 | SH |  | DFND | 1 | 170 | 0 | 0 |
| LANTHEUS HLDGS INC COM | COMMON STOCK | 516544103 |  | 93091 | 1815 | SH |  | DFND | 1 | 1815 | 0 | 0 |
| LIBERTY ALL STAR EQUITY FUND | EXCHANGE-TRADED-FUND | 530158104 |  | 114367 | 18039 | SH |  | DFND | 1 | 18039 | 0 | 0 |
| LINDE PLC SHS COM | NON US EQUITY | G54950103 |  | 47975 | 101 | SH |  | DFND | 1 | 101 | 0 | 0 |
| LITTELFUSE INC | COMMON STOCK | 537008104 |  | 128210 | 495 | SH |  | DFND | 1 | 495 | 0 | 0 |
| LKQ CORP | COMMON STOCK | 501889208 |  | 105485 | 3454 | SH |  | DFND | 1 | 3454 | 0 | 0 |
| LOEWS CORP COM | COMMON STOCK | 540424108 |  | 272157 | 2711 | SH |  | DFND | 1 | 2711 | 0 | 0 |
| LOWES COMPANIES INC | COMMON STOCK | 548661107 |  | 301321 | 1199 | SH |  | DFND | 1 | 1199 | 0 | 0 |
| LPL FINANCIAL HOLDINGS INC | COMMON STOCK | 50212V100 |  | 221239 | 665 | SH |  | DFND | 1 | 665 | 0 | 0 |
| LUMEN TECHNOLOGIES INC COM | COMMON STOCK | 550241103 |  | 771 | 126 | SH |  | DFND | 1 | 126 | 0 | 0 |
| LYONDELLBASELL INDUSTRIES CL A | NON US EQUITY | N53745100 |  | 30552 | 623 | SH |  | DFND | 1 | 623 | 0 | 0 |
| MARATHON PETROLEUM CORP | COMMON STOCK | 56585A102 |  | 37006 | 192 | SH |  | DFND | 1 | 192 | 0 | 0 |
| MARRIOT INTERNATIONAL CL A | COMMON STOCK | 571903202 |  | 271118 | 1041 | SH |  | DFND | 1 | 1041 | 0 | 0 |
| MARSH  MCLENNAN COS INC | COMMON STOCK | 571748102 |  | 18138 | 90 | SH |  | DFND | 1 | 90 | 0 | 0 |
| MARTIN MARIETTA MATERIALS INC | COMMON STOCK | 573284106 |  | 8824 | 14 | SH |  | DFND | 1 | 14 | 0 | 0 |
| MASCO CORP | COMMON STOCK | 574599106 |  | 355821 | 5055 | SH |  | DFND | 1 | 5055 | 0 | 0 |
| MASTERCARD INC CL A | COMMON STOCK | 57636Q104 |  | 1725770 | 3034 | SH |  | DFND | 1 | 3034 | 0 | 0 |
| MATERIALS SELECT SECTOR SPDR TRUST | EXCHANGE-TRADED-FUND | 81369Y100 |  | 9948 | 111 | SH |  | DFND | 1 | 111 | 0 | 0 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 210292 | 692 | SH |  | DFND | 1 | 692 | 0 | 0 |
| MCKESSON CORP | COMMON STOCK | 58155Q103 |  | 464297 | 601 | SH |  | DFND | 1 | 601 | 0 | 0 |
| MEDTRONIC PLC | NON US EQUITY | G5960L103 |  | 1351265 | 14188 | SH |  | DFND | 1 | 14188 | 0 | 0 |
| META PLATFORMS INC CL A COM | COMMON STOCK | 30303M102 |  | 3372273 | 4592 | SH |  | DFND | 1 | 4592 | 0 | 0 |
| METLIFE INC | COMMON STOCK | 59156R108 |  | 169765 | 2061 | SH |  | DFND | 1 | 2061 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC | COMMON STOCK | 595017104 |  | 43926 | 684 | SH |  | DFND | 1 | 684 | 0 | 0 |
| MICRON TECHNOLOGY INC COM | COMMON STOCK | 595112103 |  | 30954 | 185 | SH |  | DFND | 1 | 185 | 0 | 0 |
| MOLSON COORS BEVERAGE COMPANY CL B | COMMON STOCK | 60871R209 |  | 19684 | 435 | SH |  | DFND | 1 | 435 | 0 | 0 |
| MONDELEZ INTL INC CL A COM | COMMON STOCK | 609207105 |  | 544988 | 8724 | SH |  | DFND | 1 | 8724 | 0 | 0 |
| MONSTER BEVERAGE CORPORATION | COMMON STOCK | 61174X109 |  | 13731 | 204 | SH |  | DFND | 1 | 204 | 0 | 0 |
| MOODYS CORP | COMMON STOCK | 615369105 |  | 12865 | 27 | SH |  | DFND | 1 | 27 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COMMON STOCK | 620076307 |  | 26523 | 58 | SH |  | DFND | 1 | 58 | 0 | 0 |
| NASDAQ INC | COMMON STOCK | 631103108 |  | 44756 | 506 | SH |  | DFND | 1 | 506 | 0 | 0 |
| NETFLIX INC | COMMON STOCK | 64110L106 |  | 499950 | 417 | SH |  | DFND | 1 | 417 | 0 | 0 |
| NEW YORK LIFE INVTS ACTIVE ETF | EXCHANGE-TRADED-FUND | 45409F827 |  | 116033 | 4775 | SH |  | DFND | 1 | 4775 | 0 | 0 |
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 |  | 24033 | 80 | SH |  | DFND | 1 | 80 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COMMON STOCK | 666807102 |  | 24982 | 41 | SH |  | DFND | 1 | 41 | 0 | 0 |
| NOVARTIS AG SPONSORED ADR | ADR / IDR / GDR | 66987V109 |  | 166199 | 1296 | SH |  | DFND | 1 | 1296 | 0 | 0 |
| NRG ENERGY INC | COMMON STOCK | 629377508 |  | 384145 | 2372 | SH |  | DFND | 1 | 2372 | 0 | 0 |
| NUTRIEN LTD COM | NON US EQUITY | 67077M108 |  | 1526 | 26 | SH |  | DFND | 1 | 26 | 0 | 0 |
| NUVEEN DOW 30SM DYNAMIC OVERWRITE FUND | EXCHANGE-TRADED-FUND | 67075F105 |  | 37970 | 2550 | SH |  | DFND | 1 | 2550 | 0 | 0 |
| NVIDIA CORPORATION COM | COMMON STOCK | 67066G104 |  | 3846906 | 20618 | SH |  | DFND | 1 | 20618 | 0 | 0 |
| NXP SEMICONDUCTORS NV ORD | NON US EQUITY | N6596X109 |  | 127984 | 562 | SH |  | DFND | 1 | 562 | 0 | 0 |
| O REILLY AUTOMOTIVE INC | COMMON STOCK | 67103H107 |  | 33960 | 315 | SH |  | DFND | 1 | 315 | 0 | 0 |
| OGE ENERGY CORP | COMMON STOCK | 670837103 |  | 18508 | 400 | SH |  | DFND | 1 | 400 | 0 | 0 |
| OLD DOMINION FREIGHT LINE | COMMON STOCK | 679580100 |  | 157392 | 1118 | SH |  | DFND | 1 | 1118 | 0 | 0 |
| OLD REPUBLIC INTERNATIONAL CORP | COMMON STOCK | 680223104 |  | 591607 | 13930 | SH |  | DFND | 1 | 13930 | 0 | 0 |
| ON SEMICONDUCTOR CORP COM | COMMON STOCK | 682189105 |  | 152171 | 3086 | SH |  | DFND | 1 | 3086 | 0 | 0 |
| ORACLE CORP | COMMON STOCK | 68389X105 |  | 1150834 | 4092 | SH |  | DFND | 1 | 4092 | 0 | 0 |
| OTIS WORLDWIDE CORP COM | COMMON STOCK | 68902V107 |  | 28618 | 313 | SH |  | DFND | 1 | 313 | 0 | 0 |
| PACCAR INC | COMMON STOCK | 693718108 |  | 147677 | 1502 | SH |  | DFND | 1 | 1502 | 0 | 0 |
| PACER FDS TR AMERCN ENRGY IND ETF | EXCHANGE-TRADED-FUND | 69374H634 |  | 39846 | 1000 | SH |  | DFND | 1 | 1000 | 0 | 0 |
| PACKAGING CORP OF AMERICA | COMMON STOCK | 695156109 |  | 886539 | 4068 | SH |  | DFND | 1 | 4068 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC COM CL A | COMMON STOCK | 69608A108 |  | 42321 | 232 | SH |  | DFND | 1 | 232 | 0 | 0 |
| PALO ALTO NETWORKS INC | COMMON STOCK | 697435105 |  | 110769 | 544 | SH |  | DFND | 1 | 544 | 0 | 0 |
| PARKER-HANNIFIN CORP | COMMON STOCK | 701094104 |  | 25777 | 34 | SH |  | DFND | 1 | 34 | 0 | 0 |
| PEPSICO INC COM | COMMON STOCK | 713448108 |  | 454043 | 3233 | SH |  | DFND | 1 | 3233 | 0 | 0 |
| PFIZER INC COM | COMMON STOCK | 717081103 |  | 844127 | 33129 | SH |  | DFND | 1 | 33129 | 0 | 0 |
| PHILLIPS 66 COM | COMMON STOCK | 718546104 |  | 149486 | 1099 | SH |  | DFND | 1 | 1099 | 0 | 0 |
| PIMCO ETF TR SHTRM MUN BD ACT ETF | EXCHANGE-TRADED-FUND | 72201R874 |  | 94060 | 1860 | SH |  | DFND | 1 | 1860 | 0 | 0 |
| PPL CORP | COMMON STOCK | 69351T106 |  | 14864 | 400 | SH |  | DFND | 1 | 400 | 0 | 0 |
| PRIMERICA INC | COMMON STOCK | 74164M108 |  | 238450 | 859 | SH |  | DFND | 1 | 859 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 631962 | 4113 | SH |  | DFND | 1 | 4113 | 0 | 0 |
| PROGRESSIVE CORP COM | COMMON STOCK | 743315103 |  | 599101 | 2426 | SH |  | DFND | 1 | 2426 | 0 | 0 |
| PROLOGIS INC | COMMON STOCK | 74340W103 |  | 12025 | 105 | SH |  | DFND | 1 | 105 | 0 | 0 |
| PROSHARES TR S 500 DV ARIST ETF | EXCHANGE-TRADED-FUND | 74348A467 |  | 54112 | 525 | SH |  | DFND | 1 | 525 | 0 | 0 |
| PRUDENTIAL FINANCIAL INC | COMMON STOCK | 744320102 |  | 78635 | 758 | SH |  | DFND | 1 | 758 | 0 | 0 |
| PUBLIC STORAGE COM | COMMON STOCK | 74460D109 |  | 828711 | 2869 | SH |  | DFND | 1 | 2869 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GROUP | COMMON STOCK | 744573106 |  | 84378 | 1011 | SH |  | DFND | 1 | 1011 | 0 | 0 |
| PULTE HOMES INC | COMMON STOCK | 745867101 |  | 639906 | 4843 | SH |  | DFND | 1 | 4843 | 0 | 0 |
| QUALCOMM INC COM | COMMON STOCK | 747525103 |  | 711688 | 4278 | SH |  | DFND | 1 | 4278 | 0 | 0 |
| QUANTA SERVICES INC | COMMON STOCK | 74762E102 |  | 215084 | 519 | SH |  | DFND | 1 | 519 | 0 | 0 |
| REGENERON PHARMACEUTICALS | COMMON STOCK | 75886F107 |  | 97835 | 174 | SH |  | DFND | 1 | 174 | 0 | 0 |
| REPUBLIC SERVICES INC | COMMON STOCK | 760759100 |  | 6425 | 28 | SH |  | DFND | 1 | 28 | 0 | 0 |
| ROCKWELL AUTOMATION INC COM | COMMON STOCK | 773903109 |  | 9437 | 27 | SH |  | DFND | 1 | 27 | 0 | 0 |
| ROPER TECHNOLOGIES INC COM | COMMON STOCK | 776696106 |  | 150106 | 301 | SH |  | DFND | 1 | 301 | 0 | 0 |
| RTX CORPORATION COM | COMMON STOCK | 75513E101 |  | 286469 | 1712 | SH |  | DFND | 1 | 1712 | 0 | 0 |
| S 500 DR (SPDRS) | EXCHANGE-TRADED-FUND | 78462F103 |  | 977952 | 1468 | SH |  | DFND | 1 | 1468 | 0 | 0 |
| S GLOBAL INC COM | COMMON STOCK | 78409V104 |  | 517373 | 1063 | SH |  | DFND | 1 | 1063 | 0 | 0 |
| SALESFORCE INC COM | COMMON STOCK | 79466L302 |  | 1024788 | 4324 | SH |  | DFND | 1 | 4324 | 0 | 0 |
| SCHWAB CHARLES CORP COM | COMMON STOCK | 808513105 |  | 1054466 | 11045 | SH |  | DFND | 1 | 11045 | 0 | 0 |
| SCHWAB US BROAD MARKET ETF | EXCHANGE-TRADED-FUND | 808524102 |  | 252369 | 9816 | SH |  | DFND | 1 | 9816 | 0 | 0 |
| SCHWAB US DVD EQUITY ETF | EXCHANGE-TRADED-FUND | 808524797 |  | 151515 | 5550 | SH |  | DFND | 1 | 5550 | 0 | 0 |
| SCHWAB US LARGE CAP GROWTH ETF | EXCHANGE-TRADED-FUND | 808524300 |  | 178696 | 5600 | SH |  | DFND | 1 | 5600 | 0 | 0 |
| SELECT SECTOR SPDR TR COMMUNICATION ETF | EXCHANGE-TRADED-FUND | 81369Y852 |  | 14678 | 124 | SH |  | DFND | 1 | 124 | 0 | 0 |
| SEMPRA COM | COMMON STOCK | 816851109 |  | 53178 | 591 | SH |  | DFND | 1 | 591 | 0 | 0 |
| SERVICENOW INC | COMMON STOCK | 81762P102 |  | 387438 | 421 | SH |  | DFND | 1 | 421 | 0 | 0 |
| SHELL PLC SPON ADS ADR | ADR / IDR / GDR | 780259305 |  | 441340 | 6170 | SH |  | DFND | 1 | 6170 | 0 | 0 |
| SHERWIN WILLIAMS CO | COMMON STOCK | 824348106 |  | 449792 | 1299 | SH |  | DFND | 1 | 1299 | 0 | 0 |
| SIMON PROPERTY GROUP INC | COMMON STOCK | 828806109 |  | 62306 | 332 | SH |  | DFND | 1 | 332 | 0 | 0 |
| SLB LIMITED COM STK | COMMON STOCK | 806857108 |  | 8730 | 254 | SH |  | DFND | 1 | 254 | 0 | 0 |
| SMARTSTOP SELF STORAG REIT INC CL A | COMMON STOCK | 83192D105 |  | 1541 | 1525 | SH |  | DFND | 1 | 1525 | 0 | 0 |
| SOUTHERN CO 4.20 PERCENT NT S20C 60 PFD | PREFERRED STOCK | 842587883 |  | 10661 | 575 | SH |  | DFND | 1 | 575 | 0 | 0 |
| SOUTHERN CO COM | COMMON STOCK | 842587107 |  | 382776 | 4039 | SH |  | DFND | 1 | 4039 | 0 | 0 |
| SPDR DOUBLELINE TR TACT ETF | EXCHANGE-TRADED-FUND | 78467V848 |  | 40570 | 1000 | SH |  | DFND | 1 | 1000 | 0 | 0 |
| SPDR GOLD TRUST GOLD SHS ETF | EXCHANGE-TRADED-FUND | 78463V107 |  | 1101246 | 3098 | SH |  | DFND | 1 | 3098 | 0 | 0 |
| SPDR S BIOTECH ETF | EXCHANGE-TRADED-FUND | 78464A870 |  | 11523 | 115 | SH |  | DFND | 1 | 115 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TRUS | EXCHANGE-TRADED-FUND | 78467Y107 |  | 817157 | 1371 | SH |  | DFND | 1 | 1371 | 0 | 0 |
| SPDR S REGIONAL BANKING ETF | EXCHANGE-TRADED-FUND | 78464A698 |  | 18610 | 294 | SH |  | DFND | 1 | 294 | 0 | 0 |
| SPDR SER TR BLOOMBERG CONV | EXCHANGE-TRADED-FUND | 78464A359 |  | 183082 | 2023 | SH |  | DFND | 1 | 2023 | 0 | 0 |
| SPDR SER TR BLOOMBERG INTL T | EXCHANGE-TRADED-FUND | 78464A516 |  | 131859 | 5733 | SH |  | DFND | 1 | 5733 | 0 | 0 |
| SPDR SER TR BLOOMBERG INVT | EXCHANGE-TRADED-FUND | 78468R200 |  | 3102634 | 100539 | SH |  | DFND | 1 | 100539 | 0 | 0 |
| SPDR SERIES TRUST PORTFOLIO SHORT ETF | EXCHANGE-TRADED-FUND | 78464A474 |  | 607315 | 20050 | SH |  | DFND | 1 | 20050 | 0 | 0 |
| SS TECHNOLOGIES HOLDINGS INC | COMMON STOCK | 78467J100 |  | 100299 | 1130 | SH |  | DFND | 1 | 1130 | 0 | 0 |
| STARBUCKS CORP | COMMON STOCK | 855244109 |  | 677900 | 8013 | SH |  | DFND | 1 | 8013 | 0 | 0 |
| STATE STREET CORP | COMMON STOCK | 857477103 |  | 28074 | 242 | SH |  | DFND | 1 | 242 | 0 | 0 |
| STEEL DYNAMICS INC | COMMON STOCK | 858119100 |  | 192135 | 1378 | SH |  | DFND | 1 | 1378 | 0 | 0 |
| STERLING INFRASTRUCTURE INC COM | COMMON STOCK | 859241101 |  | 200411 | 590 | SH |  | DFND | 1 | 590 | 0 | 0 |
| STRYKER CORPORATION COM | COMMON STOCK | 863667101 |  | 498315 | 1348 | SH |  | DFND | 1 | 1348 | 0 | 0 |
| SYNCHRONY FINANCIAL | COMMON STOCK | 87165B103 |  | 317522 | 4469 | SH |  | DFND | 1 | 4469 | 0 | 0 |
| SYNOPSYS INC COM | COMMON STOCK | 871607107 |  | 13815 | 28 | SH |  | DFND | 1 | 28 | 0 | 0 |
| SYSCO CORP | COMMON STOCK | 871829107 |  | 90492 | 1099 | SH |  | DFND | 1 | 1099 | 0 | 0 |
| TAIWAN SEMICONDUCTOR SPONS ADR | ADR / IDR / GDR | 874039100 |  | 948190 | 3395 | SH |  | DFND | 1 | 3395 | 0 | 0 |
| TECHNOLOGY SELECT SECTOR SPDR FD | EXCHANGE-TRADED-FUND | 81369Y803 |  | 1723292 | 6114 | SH |  | DFND | 1 | 6114 | 0 | 0 |
| TESLA INC COM | COMMON STOCK | 88160R101 |  | 427821 | 962 | SH |  | DFND | 1 | 962 | 0 | 0 |
| TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 |  | 59896 | 326 | SH |  | DFND | 1 | 326 | 0 | 0 |
| TEXAS ROADHOUSE INC CL A | COMMON STOCK | 882681109 |  | 137905 | 830 | SH |  | DFND | 1 | 830 | 0 | 0 |
| TEXTRON INC | COMMON STOCK | 883203101 |  | 3295 | 39 | SH |  | DFND | 1 | 39 | 0 | 0 |
| THE CIGNA GROUP COM | COMMON STOCK | 125523100 |  | 255966 | 888 | SH |  | DFND | 1 | 888 | 0 | 0 |
| THE FIDELITY MSCI FINANCIALS INDEX ETF | EXCHANGE-TRADED-FUND | 316092501 |  | 44430 | 582 | SH |  | DFND | 1 | 582 | 0 | 0 |
| THE TRADE DESK INC COM CL A | COMMON STOCK | 88339J105 |  | 262449 | 5355 | SH |  | DFND | 1 | 5355 | 0 | 0 |
| THE TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 |  | 633271 | 2268 | SH |  | DFND | 1 | 2268 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC COM | COMMON STOCK | 883556102 |  | 83423 | 172 | SH |  | DFND | 1 | 172 | 0 | 0 |
| TJX COS INC NEW COM | COMMON STOCK | 872540109 |  | 49722 | 344 | SH |  | DFND | 1 | 344 | 0 | 0 |
| T-MOBILE US INC COM | COMMON STOCK | 872590104 |  | 24896 | 104 | SH |  | DFND | 1 | 104 | 0 | 0 |
| TRANE TECHNOLOGIES PLC SHS COM | NON US EQUITY | G8994E103 |  | 31647 | 75 | SH |  | DFND | 1 | 75 | 0 | 0 |
| TRANSDIGM GROUP INC | COMMON STOCK | 893641100 |  | 19770 | 15 | SH |  | DFND | 1 | 15 | 0 | 0 |
| TYSON FOODS INC CL A | COMMON STOCK | 902494103 |  | 97469 | 1795 | SH |  | DFND | 1 | 1795 | 0 | 0 |
| UBER TECHNOLOGIES INC COM | COMMON STOCK | 90353T100 |  | 171937 | 1755 | SH |  | DFND | 1 | 1755 | 0 | 0 |
| UGI CORP NEW (HOLDING CO) | COMMON STOCK | 902681105 |  | 64691 | 1945 | SH |  | DFND | 1 | 1945 | 0 | 0 |
| UNILEVER PLC SPON ADR NEW | ADR / IDR / GDR | 904767704 |  | 268953 | 4537 | SH |  | DFND | 1 | 4537 | 0 | 0 |
| UNION PACIFIC CORP COM | COMMON STOCK | 907818108 |  | 151040 | 639 | SH |  | DFND | 1 | 639 | 0 | 0 |
| UNITED RENTALS INC | COMMON STOCK | 911363109 |  | 290217 | 304 | SH |  | DFND | 1 | 304 | 0 | 0 |
| UNITEDHEALTH GROUP INC COM | COMMON STOCK | 91324P102 |  | 725130 | 2100 | SH |  | DFND | 1 | 2100 | 0 | 0 |
| UTILITIES SELECT SECTOR SPDR | EXCHANGE-TRADED-FUND | 81369Y886 |  | 68634 | 787 | SH |  | DFND | 1 | 787 | 0 | 0 |
| VANECK VECTORS GOLD MINERS ETF | EXCHANGE-TRADED-FUND | 92189F106 |  | 38200 | 500 | SH |  | DFND | 1 | 500 | 0 | 0 |
| VANGUARD CONSUMER STAPLE ETF | EXCHANGE-TRADED-FUND | 92204A207 |  | 151748 | 710 | SH |  | DFND | 1 | 710 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION ETF | EXCHANGE-TRADED-FUND | 921908844 |  | 22226 | 103 | SH |  | DFND | 1 | 103 | 0 | 0 |
| VANGUARD EXTENDED MARKET ETF | EXCHANGE-TRADED-FUND | 922908652 |  | 3901470 | 18637 | SH |  | DFND | 1 | 18637 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | EXCHANGE-TRADED-FUND | 921943858 |  | 675958 | 11281 | SH |  | DFND | 1 | 11281 | 0 | 0 |
| VANGUARD GROWTH ETF | EXCHANGE-TRADED-FUND | 922908736 |  | 2508840 | 5231 | SH |  | DFND | 1 | 5231 | 0 | 0 |
| VANGUARD HEALTH CARE | EXCHANGE-TRADED-FUND | 92204A504 |  | 17134 | 66 | SH |  | DFND | 1 | 66 | 0 | 0 |
| VANGUARD HIGH DIVIDEND YIELD ETF | EXCHANGE-TRADED-FUND | 921946406 |  | 1529448 | 10851 | SH |  | DFND | 1 | 10851 | 0 | 0 |
| VANGUARD INDEX FDS REAL ESTATE ETF | EXCHANGE-TRADED-FUND | 922908553 |  | 1134157 | 12406 | SH |  | DFND | 1 | 12406 | 0 | 0 |
| VANGUARD INFORMATION TECHNOLOGY INDEX | EXCHANGE-TRADED-FUND | 92204A702 |  | 511442 | 685 | SH |  | DFND | 1 | 685 | 0 | 0 |
| VANGUARD INT TERM CORPORATE ETF | EXCHANGE-TRADED-FUND | 92206C870 |  | 3456921 | 41100 | SH |  | DFND | 1 | 41100 | 0 | 0 |
| VANGUARD INTERMEDIATE TERM BD ETF | EXCHANGE-TRADED-FUND | 921937819 |  | 776137 | 9939 | SH |  | DFND | 1 | 9939 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX FDS FTSE ETF | EXCHANGE-TRADED-FUND | 922042858 |  | 2110311 | 38950 | SH |  | DFND | 1 | 38950 | 0 | 0 |
| VANGUARD LONG TERM CORPORATE BOND ETF | EXCHANGE-TRADED-FUND | 92206C813 |  | 86735 | 1117 | SH |  | DFND | 1 | 1117 | 0 | 0 |
| VANGUARD RUSSELL 1000 GROWTH ETF | EXCHANGE-TRADED-FUND | 92206C680 |  | 515379 | 4277 | SH |  | DFND | 1 | 4277 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS INTER TERM ETF | EXCHANGE-TRADED-FUND | 92206C706 |  | 921761 | 15355 | SH |  | DFND | 1 | 15355 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS LONG TERM ETF | EXCHANGE-TRADED-FUND | 92206C847 |  | 23199 | 408 | SH |  | DFND | 1 | 408 | 0 | 0 |
| VANGUARD SHORT TERM CORPORATE ETF | EXCHANGE-TRADED-FUND | 92206C409 |  | 241309 | 3019 | SH |  | DFND | 1 | 3019 | 0 | 0 |
| VANGUARD SHORT TERM TREAS BOND ETF | EXCHANGE-TRADED-FUND | 92206C102 |  | 1169173 | 19867 | SH |  | DFND | 1 | 19867 | 0 | 0 |
| VANGUARD TOTAL BOND MARKET ETF | EXCHANGE-TRADED-FUND | 921937835 |  | 15395 | 207 | SH |  | DFND | 1 | 207 | 0 | 0 |
| VANGUARD TOTAL INTL STOCK ET | EXCHANGE-TRADED-FUND | 921909768 |  | 2145620 | 29208 | SH |  | DFND | 1 | 29208 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | EXCHANGE-TRADED-FUND | 922908769 |  | 3567536 | 10871 | SH |  | DFND | 1 | 10871 | 0 | 0 |
| VANGUARD UTILITIES ETF | EXCHANGE-TRADED-FUND | 92204A876 |  | 35988 | 190 | SH |  | DFND | 1 | 190 | 0 | 0 |
| VANGUARD VALUE ETF | EXCHANGE-TRADED-FUND | 922908744 |  | 37298 | 200 | SH |  | DFND | 1 | 200 | 0 | 0 |
| VEEVA SYSTEMS INC CLASS A | COMMON STOCK | 922475108 |  | 289271 | 971 | SH |  | DFND | 1 | 971 | 0 | 0 |
| VERTEX PHARMACEUTICALS INC | COMMON STOCK | 92532F100 |  | 24282 | 62 | SH |  | DFND | 1 | 62 | 0 | 0 |
| VIATRIS INC COM | COMMON STOCK | 92556V106 |  | 18355 | 1854 | SH |  | DFND | 1 | 1854 | 0 | 0 |
| VIRTUS DIVIDEND INTEREST  PR COM | EXCHANGE-TRADED-FUND | 92840R101 |  | 21467 | 1650 | SH |  | DFND | 1 | 1650 | 0 | 0 |
| VISA INC COM CL A | COMMON STOCK | 92826C839 |  | 1652621 | 4841 | SH |  | DFND | 1 | 4841 | 0 | 0 |
| WABTEC CORP | COMMON STOCK | 929740108 |  | 85801 | 428 | SH |  | DFND | 1 | 428 | 0 | 0 |
| WALMART INC | COMMON STOCK | 931142103 |  | 1027199 | 9967 | SH |  | DFND | 1 | 9967 | 0 | 0 |
| WARNER BROS DISCOVERY INC COM SER A | COMMON STOCK | 934423104 |  | 4687 | 240 | SH |  | DFND | 1 | 240 | 0 | 0 |
| WASTE MGMT INC DEL COM | COMMON STOCK | 94106L109 |  | 42620 | 193 | SH |  | DFND | 1 | 193 | 0 | 0 |
| WELLS FARGO CO NEW COM | COMMON STOCK | 949746101 |  | 274762 | 3278 | SH |  | DFND | 1 | 3278 | 0 | 0 |
| WESTBURY METALS GRP COM | COMMON STOCK | 957289101 |  | 0 | 1000 | SH |  | DFND | 1 | 1000 | 0 | 0 |
| WHIRLPOOL CORP COM | COMMON STOCK | 963320106 |  | 24838 | 316 | SH |  | DFND | 1 | 316 | 0 | 0 |
| WILLIAMS COS INC | COMMON STOCK | 969457100 |  | 606640 | 9576 | SH |  | DFND | 1 | 9576 | 0 | 0 |
| WISDOMTREE EUROPE HEDGED EQU ETF | EXCHANGE-TRADED-FUND | 97717X701 |  | 59472 | 1180 | SH |  | DFND | 1 | 1180 | 0 | 0 |
| WISDOMTREE TR EMER MKT HIGH FD | EXCHANGE-TRADED-FUND | 97717W315 |  | 19546 | 425 | SH |  | DFND | 1 | 425 | 0 | 0 |
| WISDOMTREE TR US MIDCAP DIVID ETF | EXCHANGE-TRADED-FUND | 97717W505 |  | 16265 | 311 | SH |  | DFND | 1 | 311 | 0 | 0 |
| WISDOMTREE TR US QTLY DIV GRT ETF | EXCHANGE-TRADED-FUND | 97717X669 |  | 593719 | 6674 | SH |  | DFND | 1 | 6674 | 0 | 0 |
| WISDOMTREE TR US SMALLCAP DIVD | EXCHANGE-TRADED-FUND | 97717W604 |  | 22296 | 662 | SH |  | DFND | 1 | 662 | 0 | 0 |
| WORKDAY INC COM CL A | COMMON STOCK | 98138H101 |  | 24073 | 100 | SH |  | DFND | 1 | 100 | 0 | 0 |
| WW GRAINGER INC | COMMON STOCK | 384802104 |  | 304947 | 320 | SH |  | DFND | 1 | 320 | 0 | 0 |
| XENON PHARMACEUTICALS INC COM | NON US EQUITY | 98420N105 |  | 8030 | 200 | SH |  | DFND | 1 | 200 | 0 | 0 |
| ZEBRA TECH CORP CL A | COMMON STOCK | 989207105 |  | 133128 | 448 | SH |  | DFND | 1 | 448 | 0 | 0 |
| AGILENT TECHNOLOGIES INC | COMMON STOCK | 00846U101 |  | 513 | 4 | SH |  | DFND | 1 | 4 | 0 | 0 |
| AMERICAN TOWER CORP NEW COM | COMMON STOCK | 03027X100 |  | 2885 | 15 | SH |  | DFND | 1 | 15 | 0 | 0 |
| AMERICAN WATER WORKS | COMMON STOCK | 030420103 |  | 1392 | 10 | SH |  | DFND | 1 | 10 | 0 | 0 |
| AMETEK INC COM | COMMON STOCK | 031100100 |  | 1316 | 7 | SH |  | DFND | 1 | 7 | 0 | 0 |
| APOLLO GLOBAL MGMT INC COM | COMMON STOCK | 03769M106 |  | 11195 | 84 | SH |  | DFND | 1 | 84 | 0 | 0 |
| ARCH CAPITAL GROUP LTD | NON US EQUITY | G0450A105 |  | 1361 | 15 | SH |  | DFND | 1 | 15 | 0 | 0 |
| ASML HOLDING NV | NON US EQUITY | N07059210 |  | 19362 | 20 | SH |  | DFND | 1 | 20 | 0 | 0 |
| ASSURANT INC | COMMON STOCK | 04621X108 |  | 1733 | 8 | SH |  | DFND | 1 | 8 | 0 | 0 |
| ATMOS ENERGY CORP | COMMON STOCK | 049560105 |  | 1878 | 11 | SH |  | DFND | 1 | 11 | 0 | 0 |
| AXON ENTERPRISE INC COM | COMMON STOCK | 05464C101 |  | 2153 | 3 | SH |  | DFND | 1 | 3 | 0 | 0 |
| BAIDU INC ADR | ADR / IDR / GDR | 056752108 |  | 17789 | 135 | SH |  | DFND | 1 | 135 | 0 | 0 |
| BEST BUY INC | COMMON STOCK | 086516101 |  | 19510 | 258 | SH |  | DFND | 1 | 258 | 0 | 0 |
| BLACKROCK ETF TRUST ISHARES US EQUIT ETF | EXCHANGE-TRADED-FUND | 09290C103 |  | 5802 | 98 | SH |  | DFND | 1 | 98 | 0 | 0 |
| BOEING CO | COMMON STOCK | 097023105 |  | 3669 | 17 | SH |  | DFND | 1 | 17 | 0 | 0 |
| BROWN  BROWN INC COM | COMMON STOCK | 115236101 |  | 563 | 6 | SH |  | DFND | 1 | 6 | 0 | 0 |
| BUNGE GLOBAL SA COM SHS | NON US EQUITY | H11356104 |  | 15681 | 193 | SH |  | DFND | 1 | 193 | 0 | 0 |
| CDW CORPORATION OF DELAWARE | COMMON STOCK | 12514G108 |  | 1752 | 11 | SH |  | DFND | 1 | 11 | 0 | 0 |
| CENTENE CORP DEL COM | COMMON STOCK | 15135B101 |  | 928 | 26 | SH |  | DFND | 1 | 26 | 0 | 0 |
| CENTERPOINT ENERGY INC | COMMON STOCK | 15189T107 |  | 1630 | 42 | SH |  | DFND | 1 | 42 | 0 | 0 |
| CF INDUSTRIES HLDGS | COMMON STOCK | 125269100 |  | 987 | 11 | SH |  | DFND | 1 | 11 | 0 | 0 |
| CHENIERE ENERGY INC | COMMON STOCK | 16411R208 |  | 7049 | 30 | SH |  | DFND | 1 | 30 | 0 | 0 |
| CHURCH  DWIGHT CO INC | COMMON STOCK | 171340102 |  | 1052 | 12 | SH |  | DFND | 1 | 12 | 0 | 0 |
| CITIZENS FINANCIAL GROUP INC | COMMON STOCK | 174610105 |  | 1701 | 32 | SH |  | DFND | 1 | 32 | 0 | 0 |
| CNA FINANCIAL CORP | COMMON STOCK | 126117100 |  | 14077 | 303 | SH |  | DFND | 1 | 303 | 0 | 0 |
| CNH INDL N V SHS COM | NON US EQUITY | N20944109 |  | 7606 | 701 | SH |  | DFND | 1 | 701 | 0 | 0 |
| COINBASE GLOBAL INC COM CL A | COMMON STOCK | 19260Q107 |  | 2025 | 6 | SH |  | DFND | 1 | 6 | 0 | 0 |
| COMERICA INC | COMMON STOCK | 200340107 |  | 25695 | 375 | SH |  | DFND | 1 | 375 | 0 | 0 |
| COPART INC | COMMON STOCK | 217204106 |  | 1799 | 40 | SH |  | DFND | 1 | 40 | 0 | 0 |
| COSTAR GROUP INC COM | COMMON STOCK | 22160N109 |  | 1097 | 13 | SH |  | DFND | 1 | 13 | 0 | 0 |
| COTERRA ENERGY INC COM | COMMON STOCK | 127097103 |  | 18967 | 802 | SH |  | DFND | 1 | 802 | 0 | 0 |
| CROWDSTRIKE HLDGS INC CL A | COMMON STOCK | 22788C105 |  | 2452 | 5 | SH |  | DFND | 1 | 5 | 0 | 0 |
| CROWN CASTLE INC COM | COMMON STOCK | 22822V101 |  | 1254 | 13 | SH |  | DFND | 1 | 13 | 0 | 0 |
| DEXCOM INC COM | COMMON STOCK | 252131107 |  | 336 | 5 | SH |  | DFND | 1 | 5 | 0 | 0 |
| DIMENSIONAL ETF TRUST US SMALL CAP ETF | EXCHANGE-TRADED-FUND | 25434V500 |  | 18484 | 270 | SH |  | DFND | 1 | 270 | 0 | 0 |
| DOMINION ENERGY INC COM | COMMON STOCK | 25746U109 |  | 28995 | 474 | SH |  | DFND | 1 | 474 | 0 | 0 |
| ELECTRONIC ARTS | COMMON STOCK | 285512109 |  | 605 | 3 | SH |  | DFND | 1 | 3 | 0 | 0 |
| ENTERGY CORP NEW COM | COMMON STOCK | 29364G103 |  | 2796 | 30 | SH |  | DFND | 1 | 30 | 0 | 0 |
| EQUIFAX INC | COMMON STOCK | 294429105 |  | 1539 | 6 | SH |  | DFND | 1 | 6 | 0 | 0 |
| EQUINIX INC | COMMON STOCK | 29444U700 |  | 7832 | 10 | SH |  | DFND | 1 | 10 | 0 | 0 |
| EVERSOURCE ENERGY COM | COMMON STOCK | 30040W108 |  | 1494 | 21 | SH |  | DFND | 1 | 21 | 0 | 0 |
| EXELON CORP COM | COMMON STOCK | 30161N101 |  | 1710 | 38 | SH |  | DFND | 1 | 38 | 0 | 0 |
| FEDEX CORP | COMMON STOCK | 31428X106 |  | 7074 | 30 | SH |  | DFND | 1 | 30 | 0 | 0 |
| FIDELITY NATL INFORMATION SVC | COMMON STOCK | 31620M106 |  | 1187 | 18 | SH |  | DFND | 1 | 18 | 0 | 0 |
| FIFTH THIRD BANCORP | COMMON STOCK | 316773100 |  | 30339 | 681 | SH |  | DFND | 1 | 681 | 0 | 0 |
| FIRST TR EXCHANGE TRAD FD VII FST TR | EXCHANGE-TRADED-FUND | 33739H101 |  | 73168 | 2825 | SH |  | DFND | 1 | 2825 | 0 | 0 |
| FMC CORP | COMMON STOCK | 302491303 |  | 14158 | 421 | SH |  | DFND | 1 | 421 | 0 | 0 |
| FORD MTR CO DEL COM | COMMON STOCK | 345370860 |  | 586 | 49 | SH |  | DFND | 1 | 49 | 0 | 0 |
| FREEPORT MCMORAN INC | COMMON STOCK | 35671D857 |  | 8785 | 224 | SH |  | DFND | 1 | 224 | 0 | 0 |
| GARTNER INC | COMMON STOCK | 366651107 |  | 526 | 2 | SH |  | DFND | 1 | 2 | 0 | 0 |
| GENERAL MOTORS CORP | COMMON STOCK | 37045V100 |  | 732 | 12 | SH |  | DFND | 1 | 12 | 0 | 0 |
| GOLDMAN SACHS ETF TR ACTIVEBETA INT ETF | EXCHANGE-TRADED-FUND | 381430107 |  | 108736 | 2645 | SH |  | DFND | 1 | 2645 | 0 | 0 |
| HORMEL FOODS CORP COM | COMMON STOCK | 440452100 |  | 1113 | 45 | SH |  | DFND | 1 | 45 | 0 | 0 |
| HOWMET AEROSPACE INC COM | COMMON STOCK | 443201108 |  | 4906 | 25 | SH |  | DFND | 1 | 25 | 0 | 0 |
| INVESCO ACTIVELY MANAGD TR OPTIMUM ETF | EXCHANGE-TRADED-FUND | 46090F100 |  | 64947 | 4836 | SH |  | DFND | 1 | 4836 | 0 | 0 |
| INVESCO S 100 EQUAL WEIGHT ETF | EXCHANGE-TRADED-FUND | 46137V449 |  | 63647 | 555 | SH |  | DFND | 1 | 555 | 0 | 0 |
| IRON MOUNTAIN INCORPORATED | COMMON STOCK | 46284V101 |  | 3772 | 37 | SH |  | DFND | 1 | 37 | 0 | 0 |
| ISHARES 7-10 YEAR TREASURY BOND ETF | EXCHANGE-TRADED-FUND | 464287440 |  | 3376 | 35 | SH |  | DFND | 1 | 35 | 0 | 0 |
| ISHARES CORE S TOTAL US STOCK MKT ETF | EXCHANGE-TRADED-FUND | 464287150 |  | 176819 | 1214 | SH |  | DFND | 1 | 1214 | 0 | 0 |
| ISHARES CORE S U.S. GROWTH ETF | EXCHANGE-TRADED-FUND | 464287671 |  | 9050 | 55 | SH |  | DFND | 1 | 55 | 0 | 0 |
| ISHARES CORE TOTAL BOND ETF | EXCHANGE-TRADED-FUND | 46434V613 |  | 227291 | 4866 | SH |  | DFND | 1 | 4866 | 0 | 0 |
| ISHARES INC CORE MSCI EMKT | EXCHANGE-TRADED-FUND | 46434G103 |  | 63481 | 963 | SH |  | DFND | 1 | 963 | 0 | 0 |
| ISHARES MSCI CHINA ETF | EXCHANGE-TRADED-FUND | 46429B671 |  | 2700 | 41 | SH |  | DFND | 1 | 41 | 0 | 0 |
| ISHARES RUSSELL MIDCAP ETF | EXCHANGE-TRADED-FUND | 464287499 |  | 512005 | 5303 | SH |  | DFND | 1 | 5303 | 0 | 0 |
| ISHARES TR 10 PLUS YR INVST GRD | EXCHANGE-TRADED-FUND | 464289511 |  | 7886 | 153 | SH |  | DFND | 1 | 153 | 0 | 0 |
| ISHARES TR CORE MSCI PAC ETF | EXCHANGE-TRADED-FUND | 46434V696 |  | 6242 | 85 | SH |  | DFND | 1 | 85 | 0 | 0 |
| ISHARES TR CORE MSCI TOTAL ETF | EXCHANGE-TRADED-FUND | 46432F834 |  | 19159 | 232 | SH |  | DFND | 1 | 232 | 0 | 0 |
| ISHARES TR ESG AWARE MSCI EAFE ETF | EXCHANGE-TRADED-FUND | 46435G516 |  | 2417 | 26 | SH |  | DFND | 1 | 26 | 0 | 0 |
| ISHARES TR ESG AWARE MSCI USA ETF | EXCHANGE-TRADED-FUND | 46435G425 |  | 9610 | 66 | SH |  | DFND | 1 | 66 | 0 | 0 |
| ISHARES TR INTRM GOV CR ETF | EXCHANGE-TRADED-FUND | 464288612 |  | 5050 | 47 | SH |  | DFND | 1 | 47 | 0 | 0 |
| ISHARES TR JPMORGAN USD EMG | EXCHANGE-TRADED-FUND | 464288281 |  | 200851 | 2110 | SH |  | DFND | 1 | 2110 | 0 | 0 |
| ISHARES TR MSCI EAFE MIN VOL FACTOR ETF | EXCHANGE-TRADED-FUND | 46429B689 |  | 86951 | 1025 | SH |  | DFND | 1 | 1025 | 0 | 0 |
| ISHARES TR MSCI USA MIN VOL FACTOR ETF | EXCHANGE-TRADED-FUND | 46429B697 |  | 261635 | 2750 | SH |  | DFND | 1 | 2750 | 0 | 0 |
| ISHARES TR USD INV GRDE ETF | EXCHANGE-TRADED-FUND | 464288620 |  | 627 | 12 | SH |  | DFND | 1 | 12 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED FD INTL ETF | EXCHANGE-TRADED-FUND | 46654Q591 |  | 111859 | 2169 | SH |  | DFND | 1 | 2169 | 0 | 0 |
| J P MORGAN EXCHANGE-TRADED FD | EXCHANGE-TRADED-FUND | 46641Q191 |  | 11973 | 172 | SH |  | DFND | 1 | 172 | 0 | 0 |
| J P MORGAN EXCHANGE-TRADED FD | EXCHANGE-TRADED-FUND | 46641Q225 |  | 2006 | 23 | SH |  | DFND | 1 | 23 | 0 | 0 |
| JACOBS SOLUTIONS INC COM | COMMON STOCK | 46982L108 |  | 15286 | 102 | SH |  | DFND | 1 | 102 | 0 | 0 |
| JANUS HENDERSON GROUP PLC | NON US EQUITY | G4474Y214 |  | 30222 | 679 | SH |  | DFND | 1 | 679 | 0 | 0 |
| KELLANOVA COM | COMMON STOCK | 487836108 |  | 1230 | 15 | SH |  | DFND | 1 | 15 | 0 | 0 |
| KENVUE INC COM | COMMON STOCK | 49177J102 |  | 308 | 19 | SH |  | DFND | 1 | 19 | 0 | 0 |
| KEYCORP NEW | COMMON STOCK | 493267108 |  | 26820 | 1435 | SH |  | DFND | 1 | 1435 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC COM | COMMON STOCK | 502431109 |  | 8246 | 27 | SH |  | DFND | 1 | 27 | 0 | 0 |
| LAMB WESTON HOLDINGS INC | COMMON STOCK | 513272104 |  | 1510 | 26 | SH |  | DFND | 1 | 26 | 0 | 0 |
| LAS VEGAS SANDS CORP | COMMON STOCK | 517834107 |  | 645 | 12 | SH |  | DFND | 1 | 12 | 0 | 0 |
| LAZARD INC COM | COMMON STOCK | 52110M109 |  | 15570 | 295 | SH |  | DFND | 1 | 295 | 0 | 0 |
| LINCOLN NATIONAL CORP | COMMON STOCK | 534187109 |  | 24117 | 598 | SH |  | DFND | 1 | 598 | 0 | 0 |
| MID-AMERICA APARTMENT COMM | COMMON STOCK | 59522J103 |  | 41500 | 297 | SH |  | DFND | 1 | 297 | 0 | 0 |
| MOELIS  CO CLASS CL A | COMMON STOCK | 60786M105 |  | 14621 | 205 | SH |  | DFND | 1 | 205 | 0 | 0 |
| MSCI INC COM | COMMON STOCK | 55354G100 |  | 1702 | 3 | SH |  | DFND | 1 | 3 | 0 | 0 |
| NEW JERSEY RESOURCES CORP | COMMON STOCK | 646025106 |  | 21956 | 456 | SH |  | DFND | 1 | 456 | 0 | 0 |
| NEWMONT CORPORATION COM | COMMON STOCK | 651639106 |  | 2445 | 29 | SH |  | DFND | 1 | 29 | 0 | 0 |
| NEXSTAR MEDIA GROUP INC | COMMON STOCK | 65336K103 |  | 395 | 2 | SH |  | DFND | 1 | 2 | 0 | 0 |
| NIKE INC CL B COM | COMMON STOCK | 654106103 |  | 976 | 14 | SH |  | DFND | 1 | 14 | 0 | 0 |
| NORDSON CORP COM | COMMON STOCK | 655663102 |  | 681 | 3 | SH |  | DFND | 1 | 3 | 0 | 0 |
| NOVO NORDISK A/S CL B ADR | ADR / IDR / GDR | 670100205 |  | 8545 | 154 | SH |  | DFND | 1 | 154 | 0 | 0 |
| NUCOR CORP | COMMON STOCK | 670346105 |  | 1354 | 10 | SH |  | DFND | 1 | 10 | 0 | 0 |
| OMNICOM GROUP INC | COMMON STOCK | 681919106 |  | 897 | 11 | SH |  | DFND | 1 | 11 | 0 | 0 |
| PACER FDS TR DEVELOPED MRKT ETF | EXCHANGE-TRADED-FUND | 69374H873 |  | 328 | 9 | SH |  | DFND | 1 | 9 | 0 | 0 |
| PACER FDS TR US CASH COWS 100 ETF | EXCHANGE-TRADED-FUND | 69374H881 |  | 805 | 14 | SH |  | DFND | 1 | 14 | 0 | 0 |
| PAYPAL HOLDINGS INC | COMMON STOCK | 70450Y103 |  | 2280 | 34 | SH |  | DFND | 1 | 34 | 0 | 0 |
| PG CORP | COMMON STOCK | 69331C108 |  | 1116 | 74 | SH |  | DFND | 1 | 74 | 0 | 0 |
| PIMCO 0 5 YEAR H/Y CORP BOND ETF | EXCHANGE-TRADED-FUND | 72201R783 |  | 1627 | 17 | SH |  | DFND | 1 | 17 | 0 | 0 |
| PIMCO ETF TR MULTISECTOR BD ETF | EXCHANGE-TRADED-FUND | 72201R585 |  | 1745 | 65 | SH |  | DFND | 1 | 65 | 0 | 0 |
| PINNACLE WEST CAPITAL CORP | COMMON STOCK | 723484101 |  | 1614 | 18 | SH |  | DFND | 1 | 18 | 0 | 0 |
| PPG INDUSTRIES INC | COMMON STOCK | 693506107 |  | 526 | 5 | SH |  | DFND | 1 | 5 | 0 | 0 |
| PRINCIPAL FINANCIAL GROUP | COMMON STOCK | 74251V102 |  | 24044 | 290 | SH |  | DFND | 1 | 290 | 0 | 0 |
| REALTY INCOME CORP COM | COMMON STOCK | 756109104 |  | 1337 | 22 | SH |  | DFND | 1 | 22 | 0 | 0 |
| REGIONS FINANCIAL CORP NEW | COMMON STOCK | 7591EP100 |  | 30457 | 1155 | SH |  | DFND | 1 | 1155 | 0 | 0 |
| RESMED INC | COMMON STOCK | 761152107 |  | 1916 | 7 | SH |  | DFND | 1 | 7 | 0 | 0 |
| ROSS STORES INC | COMMON STOCK | 778296103 |  | 1676 | 11 | SH |  | DFND | 1 | 11 | 0 | 0 |
| ROYAL CARIBBEAN GROUP COM | NON US EQUITY | V7780T103 |  | 2265 | 7 | SH |  | DFND | 1 | 7 | 0 | 0 |
| SANDOZ GROUP AG SPON ADR | ADR / IDR / GDR | 799926100 |  | 13221 | 223 | SH |  | DFND | 1 | 223 | 0 | 0 |
| SCHEIN (HENRY) INC | COMMON STOCK | 806407102 |  | 332 | 5 | SH |  | DFND | 1 | 5 | 0 | 0 |
| SCHWAB SHORT TERM U S TREASURY ETF | EXCHANGE-TRADED-FUND | 808524862 |  | 19959 | 818 | SH |  | DFND | 1 | 818 | 0 | 0 |
| SCHWAB STRATEGIC TR INTRM TRM TRES ETF | EXCHANGE-TRADED-FUND | 808524854 |  | 40208 | 1600 | SH |  | DFND | 1 | 1600 | 0 | 0 |
| SCOTTS MIRACLE GRO CO CL A | COMMON STOCK | 810186106 |  | 11732 | 206 | SH |  | DFND | 1 | 206 | 0 | 0 |
| SEAGATE TECHNOLOGY HLDNG PLC ORD SHS COM | NON US EQUITY | G7997R103 |  | 39894 | 169 | SH |  | DFND | 1 | 169 | 0 | 0 |
| SKYWORKS SOLUTIONS INC | COMMON STOCK | 83088M102 |  | 462 | 6 | SH |  | DFND | 1 | 6 | 0 | 0 |
| SMURFIT WESTROCK PLC SHS COM | NON US EQUITY | G8267P108 |  | 341 | 8 | SH |  | DFND | 1 | 8 | 0 | 0 |
| SOLVENTUM CORP COM SHS | COMMON STOCK | 83444M101 |  | 219 | 3 | SH |  | DFND | 1 | 3 | 0 | 0 |
| SOUTHERN COPPER CORP | COMMON STOCK | 84265V105 |  | 29733 | 245 | SH |  | DFND | 1 | 245 | 0 | 0 |
| SPDR BLOOMBERG BARCLAYS L/T TREAS ETF | EXCHANGE-TRADED-FUND | 78464A664 |  | 3369 | 125 | SH |  | DFND | 1 | 125 | 0 | 0 |
| SPDR DOW JONES INDL AVERAGE ET UT SER 1 | EXCHANGE-TRADED-FUND | 78467X109 |  | 64924 | 140 | SH |  | DFND | 1 | 140 | 0 | 0 |
| SPDR INDEX SHS FDS PORTFOLIO DEVLPD ETF | EXCHANGE-TRADED-FUND | 78463X889 |  | 4022 | 94 | SH |  | DFND | 1 | 94 | 0 | 0 |
| SPDR S DIVIDEND ETF | EXCHANGE-TRADED-FUND | 78464A763 |  | 223800 | 1598 | SH |  | DFND | 1 | 1598 | 0 | 0 |
| SPDR SER TR PORTFOLIO S ETF | EXCHANGE-TRADED-FUND | 78464A854 |  | 93616 | 1195 | SH |  | DFND | 1 | 1195 | 0 | 0 |
| SPDR SERIES TRUST PRTFLO S VL | EXCHANGE-TRADED-FUND | 78464A508 |  | 20970 | 379 | SH |  | DFND | 1 | 379 | 0 | 0 |
| STANLEY BLACK  DECKER INC | COMMON STOCK | 854502101 |  | 14643 | 197 | SH |  | DFND | 1 | 197 | 0 | 0 |
| SYNOVUS FINANCIAL CORP | COMMON STOCK | 87161C501 |  | 17178 | 350 | SH |  | DFND | 1 | 350 | 0 | 0 |
| T ROWE PRICE GROUP INC | COMMON STOCK | 74144T108 |  | 4311 | 42 | SH |  | DFND | 1 | 42 | 0 | 0 |
| TANGER INC COM | COMMON STOCK | 875465106 |  | 12013 | 355 | SH |  | DFND | 1 | 355 | 0 | 0 |
| TE CONNECTIVITY PLC ORD SHS COM | NON US EQUITY | G87052109 |  | 2195 | 10 | SH |  | DFND | 1 | 10 | 0 | 0 |
| TERADYNE INC COM | COMMON STOCK | 880770102 |  | 826 | 6 | SH |  | DFND | 1 | 6 | 0 | 0 |
| TEVA PHARMACEUTICAL INDS LTD-SP ADR | ADR / IDR / GDR | 881624209 |  | 17130 | 848 | SH |  | DFND | 1 | 848 | 0 | 0 |
| ULTA BEAUTY INC | COMMON STOCK | 90384S303 |  | 1094 | 2 | SH |  | DFND | 1 | 2 | 0 | 0 |
| VANGUARD INDEX FDS SMALL CP ETF | EXCHANGE-TRADED-FUND | 922908751 |  | 35599 | 140 | SH |  | DFND | 1 | 140 | 0 | 0 |
| VANGUARD MID-CAP ETF | EXCHANGE-TRADED-FUND | 922908629 |  | 180650 | 615 | SH |  | DFND | 1 | 615 | 0 | 0 |
| VANGUARD MORTGAGE BACKED SECURITIES ETF | EXCHANGE-TRADED-FUND | 92206C771 |  | 14229 | 303 | SH |  | DFND | 1 | 303 | 0 | 0 |
| VANGUARD RUSSELL 2000 ETF | EXCHANGE-TRADED-FUND | 92206C664 |  | 93516 | 956 | SH |  | DFND | 1 | 956 | 0 | 0 |
| VANGUARD SMALL CAP GROWTH FUND ETF | EXCHANGE-TRADED-FUND | 922908595 |  | 2976 | 10 | SH |  | DFND | 1 | 10 | 0 | 0 |
| VERALTO CORP COM SHS | COMMON STOCK | 92338C103 |  | 640 | 6 | SH |  | DFND | 1 | 6 | 0 | 0 |
| VERISK ANALYTICS INC-CLASS A | COMMON STOCK | 92345Y106 |  | 1258 | 5 | SH |  | DFND | 1 | 5 | 0 | 0 |
| VICI PPTYS INC COM REIT | COMMON STOCK | 925652109 |  | 946 | 29 | SH |  | DFND | 1 | 29 | 0 | 0 |
| VISTRA CORP COM | COMMON STOCK | 92840M102 |  | 2155 | 11 | SH |  | DFND | 1 | 11 | 0 | 0 |
| WELLTOWER INC COM | COMMON STOCK | 95040Q104 |  | 1603 | 9 | SH |  | DFND | 1 | 9 | 0 | 0 |
| WR BERKLEY CORP | COMMON STOCK | 084423102 |  | 690 | 9 | SH |  | DFND | 1 | 9 | 0 | 0 |
| XCEL ENERGY INC COM | COMMON STOCK | 98389B100 |  | 1290 | 16 | SH |  | DFND | 1 | 16 | 0 | 0 |
| YUM BRANDS INC | COMMON STOCK | 988498101 |  | 1520 | 10 | SH |  | DFND | 1 | 10 | 0 | 0 |
| ZOETIS INC CL A COM | COMMON STOCK | 98978V103 |  | 2634 | 18 | SH |  | DFND | 1 | 18 | 0 | 0 |

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