# EDGAR Filing Document

**Accession Number:** 0002040901
**File Stem:** 0001398344-26-002600
**Filing Date:** 2026-2
**Character Count:** 23907
**Document Hash:** 0e14620a576ec717176ca15825816b93
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-26-002600.hdr.sgml**: 20260210

**ACCESSION NUMBER**: 0001398344-26-002600

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260210

**DATE AS OF CHANGE**: 20260210

**EFFECTIVENESS DATE**: 20260210

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Financially Speaking Inc
- **CENTRAL INDEX KEY:** 0002040901

**ORGANIZATION NAME:**
- **EIN:** 841158352
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24901
- **FILM NUMBER:** 26614751

**BUSINESS ADDRESS:**
- **STREET 1:** 5889 GREENWOOD PLAZA BLVD.
- **STREET 2:** SUITE 400
- **CITY:** GREENWOOD VILLAGE
- **STATE:** CO
- **ZIP:** 80111
- **BUSINESS PHONE:** 3032900702

**MAIL ADDRESS:**
- **STREET 1:** 5889 GREENWOOD PLAZA BLVD.
- **STREET 2:** SUITE 400
- **CITY:** GREENWOOD VILLAGE
- **STATE:** CO
- **ZIP:** 80111

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Financially Speaking Inc<br>**Address:** 5889 GREENWOOD PLAZA BLVD.<br>SUITE 400<br>GREENWOOD VILLAGE, CO 80111

**Form 13F File Number:** 028-24901

**CRD Number (if applicable):** 000106255

**SEC File Number (if applicable):** 801-38948

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Philip H Luccock<br>**Title:** President<br>**Phone:** 303-290-0702

**Signature, Place, and Date of Signing:**

/s/ Philip H Luccock  Greenwood Village, CO  02-05-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 209

**Form 13F Information Table Value Total:** $154563833

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ORACLE CORP | COM | 68389X105 |  | 4873 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 14711 | 61 | SH |  | SOLE |  | 61 | 0 | 0 |
| NVIDIA CORP | COM | 67066G104 |  | 7464 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| FORD MTR CO DEL | COM | 345370860 |  | 1837 | 140 | SH |  | SOLE |  | 140 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 21279 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 103475 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| STATE STRT HLTH CRE SLT SEC SPDR ETF | UIE | 81369Y209 |  | 1718899 | 11104 | SH |  | SOLE |  | 11104 | 0 | 0 |
| RIVIAN AUTOMOTIVE INC CLASS CLASS A | COM | 76954A103 |  | 36207 | 1837 | SH |  | SOLE |  | 1837 | 0 | 0 |
| GE HEALTHCARE TECHNOLOGI | COM | 36266G107 |  | 328 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| SPOTIFY TECHNOLOGY S A F | FGO | L8681T102 |  | 9291 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| AMERICAN FUNDS WASHINGTON MUTUAL A | MPL | 939330106 |  | 111698 | 1713 | SH |  | SOLE |  | 1713 | 0 | 0 |
| AMERICAN BATTERY MATL IN | COM | 10319B308 |  | 120 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| BP P L C FSPONSORED ADR 1 ADR REPS 6 ORD SHS | ADR | 055622104 |  | 11453 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| JPMORGAN U S TECH LEADERS ETF IV | UIE | 46654Q732 |  | 77823 | 864 | SH |  | SOLE |  | 864 | 0 | 0 |
| SAMSARA INC CLASS A | COM | 79589L106 |  | 17725 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| SHOPIFY INC FCLASS A | FGC | 82509L107 |  | 7083 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| LIBERTY DEFENSE HLDGS F | FGC | 53044R883 |  | 6108 | 40000 | SH |  | SOLE |  | 40000 | 0 | 0 |
| MICROBOT MED INC | COM | 59503A204 |  | 2 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| ADVANCED MICRO DEVIC | COM | 007903107 |  | 48400 | 226 | SH |  | SOLE |  | 226 | 0 | 0 |
| SCHWAB US TREASURY MONEY INVESTOR | MMN | 808515548 |  | 688623 | 688623 | SH |  | SOLE |  | 688623 | 0 | 0 |
| BORGWARNER INC | COM | 099724106 |  | 5407 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 2914 | 11 | SH |  | SOLE |  | 11 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 24840 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| INVESCO S AND P 100 EQL WGHT ETF | UIE | 46137V449 |  | 4821164 | 40802 | SH |  | SOLE |  | 40802 | 0 | 0 |
| INVSC S P 500 MOMENTUM ETF | UIE | 46138E339 |  | 4176 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| CRITICAL METALS CORP. F | FGO | G2662B103 |  | 694 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| META PLATFORMS INC CLASS A | COM | 30303M102 |  | 112215 | 170 | SH |  | SOLE |  | 170 | 0 | 0 |
| ICON FLEXIBLE BD FD INV | MFF | 78410K717 |  | 16113373 | 1904654 | SH |  | SOLE |  | 1904654 | 0 | 0 |
| SCHWAB US LARGE CAP GROWTH ETF | UIE | 808524300 |  | 7493336 | 229716 | SH |  | SOLE |  | 229716 | 0 | 0 |
| SOUNDHOUND AI INC CLASS A | COM | 836100107 |  | 7478 | 750 | SH |  | SOLE |  | 750 | 0 | 0 |
| APA CORP | COM | 03743Q108 |  | 12157 | 497 | SH |  | SOLE |  | 497 | 0 | 0 |
| XCEL ENERGY INC | COM | 98389B100 |  | 29239 | 396 | SH |  | SOLE |  | 396 | 0 | 0 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 586 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| SCHWAB INTERNATIONAL INDEX | MFS | 808509830 |  | 6271 | 218 | SH |  | SOLE |  | 218 | 0 | 0 |
| STATE STRT HLTH CRE SLT SEC SPDR ETF | UIE | 81369Y209 |  | 12384 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| PALANTIR TECHNOLOGIES INCLASS CLASS A | COM | 69608A108 |  | 904748 | 5090 | SH |  | SOLE |  | 5090 | 0 | 0 |
| BARCLAYS BANK DE 3.75 26CD FDIC INS DUE 05/19/26US | CDS | 06740KUD7 |  | 39989 | 40000 | SH |  | SOLE |  | 40000 | 0 | 0 |
| TRANE TECHNOLOGIES PLC F | FGO | G8994E103 |  | 77840 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ALPHABET INC CLASS CLASS A | COM | 02079K305 |  | 102664 | 328 | SH |  | SOLE |  | 328 | 0 | 0 |
| ALPHABET INC CLASS CLASS C | COM | 02079K107 |  | 6590 | 21 | SH |  | SOLE |  | 21 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 34639 | 53 | SH |  | SOLE |  | 53 | 0 | 0 |
| SCHWAB S 500 INDEX | MFS | 808509855 |  | 1778 | 101 | SH |  | SOLE |  | 101 | 0 | 0 |
| SCHWAB S 500 INDEX | MFS | 808509855 |  | 4532 | 258 | SH |  | SOLE |  | 258 | 0 | 0 |
| ISHARES EUROPE ETF | UIE | 464287861 |  | 412 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| JPMORGAN ULTRA SHORT INCOME ETF | UIE | 46641Q837 |  | 143979 | 2846 | SH |  | SOLE |  | 2846 | 0 | 0 |
| AMPLIFY JUNIOR SILVER MINERS ETF | UIE | 032108649 |  | 902236 | 32607 | SH |  | SOLE |  | 32607 | 0 | 0 |
| HIMS  HERS HEALTH INC CLASS CLASS A | COM | 433000106 |  | 3247 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| VERIZON COMMUNICATIONS I | COM | 92343V104 |  | 49691 | 1220 | SH |  | SOLE |  | 1220 | 0 | 0 |
| AMAZON.COM INC | COM | 023135106 |  | 32315 | 140 | SH |  | SOLE |  | 140 | 0 | 0 |
| STATE STREET SPDR S DIV ETF | UIE | 78464A763 |  | 318775 | 2291 | SH |  | SOLE |  | 2291 | 0 | 0 |
| STATE STREET SPDR S DIV ETF | UIE | 78464A763 |  | 132202 | 950 | SH |  | SOLE |  | 950 | 0 | 0 |
| CROWDSTRIKE HLDGS INC CLASS A | COM | 22788C105 |  | 70314 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| IBM CORP | COM | 459200101 |  | 4739 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| PALANTIR TECHNOLOGIES INCLASS CLASS A | COM | 69608A108 |  | 56169 | 316 | SH |  | SOLE |  | 316 | 0 | 0 |
| SCHWAB TREASURY OBLIG MONEY INV | MMN | 808515621 |  | 16847528 | 16847528 | SH |  | SOLE |  | 16847528 | 0 | 0 |
| FIDELITY LOW DURATION BOND FACTR ETF | UIE | 316188408 |  | 16918117 | 336813 | SH |  | SOLE |  | 336813 | 0 | 0 |
| SCHWAB S 500 INDEX | MFS | 808509855 |  | 45520 | 2595 | SH |  | SOLE |  | 2595 | 0 | 0 |
| WONDER AUTO TECHNOLOGXXXESC PEND POSS FUTR DISTR | ESC | 978ESC101 |  | 0 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| OKLO INC CLASS A | COM | 02156V109 |  | 144 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| GOLDMAN SACHS BAN 4.2 26CD FDIC INS DUE 04/01/26US | CDS | 38150V2U2 |  | 50040 | 50000 | SH |  | SOLE |  | 50000 | 0 | 0 |
| GOLDMAN SACHS BA 3.75 26CD FDIC INS DUE 06/23/26US | CDS | 38151PEF4 |  | 50007 | 50000 | SH |  | SOLE |  | 50000 | 0 | 0 |
| ST SRT SPDR S MTLS ANDMNG ETF | UIE | 78464A755 |  | 12019 | 116 | SH |  | SOLE |  | 116 | 0 | 0 |
| GRAYSCALE BITCOIN TRUST ETF | UIE | 389637109 |  | 18799 | 275 | SH |  | SOLE |  | 275 | 0 | 0 |
| PROSHARES ULTRAPRO QQQ ETF | UIE | 74347X831 |  | 23724 | 450 | SH |  | SOLE |  | 450 | 0 | 0 |
| BANK OF AMERICA 3.7 26CD FDIC INS DUE 08/19/26US | CDS | 06051XQ54 |  | 39989 | 40000 | SH |  | SOLE |  | 40000 | 0 | 0 |
| SCHWAB TREASURY OBLIG MONEY INV | MMN | 808515621 |  | 1108249 | 1108249 | SH |  | SOLE |  | 1108249 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1320 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| VANGUARD EQUITY-INCOME INV | MFC | 921921102 |  | 80872 | 1824 | SH |  | SOLE |  | 1824 | 0 | 0 |
| LOCAL BOUNTI CORP | COM | 53960E205 |  | 2140 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| CALVERT SMALL/MID CAP FUND CLASS A | MFA | 13161X733 |  | 15255 | 657 | SH |  | SOLE |  | 657 | 0 | 0 |
| AMC ENTMT HLDGS INC CLASS CLASS A | COM | 00165C302 |  | 1560 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| SPDR S 500 ETF | UIE | 78462F103 |  | 299363 | 439 | SH |  | SOLE |  | 439 | 0 | 0 |
| ROSS STORES INC | COM | 778296103 |  | 51160 | 284 | SH |  | SOLE |  | 284 | 0 | 0 |
| NVIDIA CORP | COM | 67066G104 |  | 423542 | 2271 | SH |  | SOLE |  | 2271 | 0 | 0 |
| OCCIDENTAL PETE CORP | COM | 674599105 |  | 2549 | 62 | SH |  | SOLE |  | 62 | 0 | 0 |
| ALLEGION PUB LTD CO F | FGO | G0176J109 |  | 10509 | 66 | SH |  | SOLE |  | 66 | 0 | 0 |
| GREIF INC CLASS A | COM | 397624107 |  | 6025 | 89 | SH |  | SOLE |  | 89 | 0 | 0 |
| ADVISORSHARES PURE US CANNABIS ETF | UIE | 00768Y453 |  | 4720 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 4833 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 23839 | 78 | SH |  | SOLE |  | 78 | 0 | 0 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 1571 | 38 | SH |  | SOLE |  | 38 | 0 | 0 |
| ISHARES BITCOIN ETF | UIE | 46438F101 |  | 546 | 11 | SH |  | SOLE |  | 11 | 0 | 0 |
| FIRST SOLAR INC | COM | 336433107 |  | 2612 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 49153 | 57 | SH |  | SOLE |  | 57 | 0 | 0 |
| BERKSHIRE HATHAWAY CLASS CLASS B | COM | 084670702 |  | 64339 | 128 | SH |  | SOLE |  | 128 | 0 | 0 |
| VISA INC CLASS CLASS A | COM | 92826C839 |  | 3156 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| ATMOS ENERGY CORP | COM | 049560105 |  | 10557 | 63 | SH |  | SOLE |  | 63 | 0 | 0 |
| FRANKLIN INCOME A1 | MFF | 353496300 |  | 16947 | 6779 | SH |  | SOLE |  | 6779 | 0 | 0 |
| EQT CORP | COM | 26884L109 |  | 13400 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| GCI LIBERTY INC XXXESC PEND POSS FUTR DISTR | RES | 361ESC049 |  | 0 | 38 | SH |  | SOLE |  | 38 | 0 | 0 |
| KIMBERLY CLARK CORP | COM | 494368103 |  | 38036 | 377 | SH |  | SOLE |  | 377 | 0 | 0 |
| ZETA GLOBAL HLDGS CORP CLASS CLASS A | COM | 98956A105 |  | 3073 | 151 | SH |  | SOLE |  | 151 | 0 | 0 |
| ST SRT SPDR S MTLS ANDMNG ETF | UIE | 78464A755 |  | 1391897 | 13434 | SH |  | SOLE |  | 13434 | 0 | 0 |
| GRAYSCALE BITCOIN MINI TRUST ETF | UIE | 389930207 |  | 2130 | 55 | SH |  | SOLE |  | 55 | 0 | 0 |
| WILLAMETTE VY VINEYARD I | COM | 969136100 |  | 305 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| COLUMBIA INCOME OPPORTUNITIES A | MFF | 19763T103 |  | 3157 | 354 | SH |  | SOLE |  | 354 | 0 | 0 |
| NUVEEN PREFERRED SECS  INC A | MFF | 670700103 |  | 47103 | 2897 | SH |  | SOLE |  | 2897 | 0 | 0 |
| LINDE PLC F | FGO | G54950103 |  | 59695 | 140 | SH |  | SOLE |  | 140 | 0 | 0 |
| ABRDN PHYSICAL PLATINUM SHARES ETF | UIE | 003260106 |  | 1226896 | 6581 | SH |  | SOLE |  | 6581 | 0 | 0 |
| RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS | ADR | 76206K107 |  | 16813 | 46 | SH |  | SOLE |  | 46 | 0 | 0 |
| JPMORGAN DVRSFD RTRN INTRNL EQT ETF | UIE | 46641Q209 |  | 409 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| PHINIA INC | COM | 71880K101 |  | 1505 | 24 | SH |  | SOLE |  | 24 | 0 | 0 |
| ENTEGRIS INC | COM | 29362U104 |  | 1264 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 18380 | 128 | SH |  | SOLE |  | 128 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 12034 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 234904 | 1952 | SH |  | SOLE |  | 1952 | 0 | 0 |
| SCHWAB US TREASURY MONEY INVESTOR | MMN | 808515548 |  | 282433 | 282433 | SH |  | SOLE |  | 282433 | 0 | 0 |
| SCHWAB US TREASURY MONEY INVESTOR | MMN | 808515548 |  | 644 | 644 | SH |  | SOLE |  | 644 | 0 | 0 |
| CLOUDFLARE INC CLASS CLASS A | COM | 18915M107 |  | 108433 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| INVSC S P 500 EQUAL WEIGHT ETF | UIE | 46137V357 |  | 31132906 | 162523 | SH |  | SOLE |  | 162523 | 0 | 0 |
| INVSC S P 500 EQUAL WEIGHT ETF | UIE | 46137V357 |  | 347490 | 1814 | SH |  | SOLE |  | 1814 | 0 | 0 |
| GRANITESHARES NVDA LNG DAILY ETF | UIE | 38747R827 |  | 44005 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1044 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 22339 | 182 | SH |  | SOLE |  | 182 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 40730 | 358 | SH |  | SOLE |  | 358 | 0 | 0 |
| BITMINE IMMERSION TECNOL | COM | 09175A206 |  | 8145 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| SOFI TECHNOLOGIES INC | COM | 83406F102 |  | 15708 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| MCCORMICK  CO INC CLASS CLASS N | COM | 579780206 |  | 39504 | 580 | SH |  | SOLE |  | 580 | 0 | 0 |
| DHI GROUP INC | COM | 23331S100 |  | 1473 | 950 | SH |  | SOLE |  | 950 | 0 | 0 |
| SCHWAB TREASURY OBLIG MONEY ULTRA | MMN | 808515480 |  | 2496289 | 2496289 | SH |  | SOLE |  | 2496289 | 0 | 0 |
| THE BANK OF NEW 3.75 26CD FDIC INS DUE 12/22/26US | CDS | 06405VKS7 |  | 50021 | 50000 | SH |  | SOLE |  | 50000 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 30221 | 53 | SH |  | SOLE |  | 53 | 0 | 0 |
| CELSIUS HLDGS INC | COM | 15118V207 |  | 22870 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| BNY MELLON SUST US EQUITY A | MFA | 09661D102 |  | 31353 | 1647 | SH |  | SOLE |  | 1647 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 55748 | 432 | SH |  | SOLE |  | 432 | 0 | 0 |
| SEMTECH CORP | COM | 816850101 |  | 18423 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| SCHWAB PRIME ADVANTAGE MONEY INVESTOR | MMN | 808515605 |  | 220398 | 220398 | SH |  | SOLE |  | 220398 | 0 | 0 |
| TCW TRANSFORM SYSTEMS ETF | UIE | 29287L205 |  | 53078 | 552 | SH |  | SOLE |  | 552 | 0 | 0 |
| AUTOLIV INC | COM | 052800109 |  | 10920 | 92 | SH |  | SOLE |  | 92 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 127626 | 148 | SH |  | SOLE |  | 148 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 656232 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| MERCK  CO. INC. | COM | 58933Y105 |  | 18526 | 176 | SH |  | SOLE |  | 176 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 33684 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| US BANCORP DEL | COM | 902973304 |  | 117819 | 2208 | SH |  | SOLE |  | 2208 | 0 | 0 |
| PUTNAM CONVERTIBLE SECURITIES A | MFF | 746476100 |  | 136704 | 5048 | SH |  | SOLE |  | 5048 | 0 | 0 |
| AMERICAN FUNDS FUNDAMENTAL INVS A | MPL | 360802102 |  | 363924 | 3959 | SH |  | SOLE |  | 3959 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 8790 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 6563 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| GENERAL MTRS CO | COM | 37045V100 |  | 2521 | 31 | SH |  | SOLE |  | 31 | 0 | 0 |
| BUMBLE INC CLASS A | COM | 12047B105 |  | 179 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| XCEL ENERGY INC | COM | 98389B100 |  | 251863 | 3410 | SH |  | SOLE |  | 3410 | 0 | 0 |
| AMAZON.COM INC | COM | 023135106 |  | 4616 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| GRAYSCALE ETHEREUM MINI | CEM | 38964R203 |  | 758 | 27 | SH |  | SOLE |  | 27 | 0 | 0 |
| GE AEROSPACE | COM | 369604301 |  | 4004 | 13 | SH |  | SOLE |  | 13 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 86848 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| MEDTRONIC PLC F | FGO | G5960L103 |  | 237076 | 2468 | SH |  | SOLE |  | 2468 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 13634 | 85 | SH |  | SOLE |  | 85 | 0 | 0 |
| PNC FINL SERVICES | COM | 693475105 |  | 41746 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| NANO DIMENSION LTD FSPONSORED ADR 1 ADR REPS 1 ORD SHS | ADR | 63008G203 |  | 1540 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| SCHWAB TREASURY OBLIG MONEY INV | MMN | 808515621 |  | 629713 | 629713 | SH |  | SOLE |  | 629713 | 0 | 0 |
| THERMO FISHER SCIENTIFIC | COM | 883556102 |  | 57945 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| ADV INNER CIR FD III DM LR CP CR ETF | UIE | 00774Q346 |  | 54347 | 1274 | SH |  | SOLE |  | 1274 | 0 | 0 |
| GLOBAL X SILVER MINERS ETF | UIE | 37954Y848 |  | 1383926 | 16570 | SH |  | SOLE |  | 16570 | 0 | 0 |
| AUTOLIV INC | COM | 052800109 |  | 8309 | 70 | SH |  | SOLE |  | 70 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 65405 | 214 | SH |  | SOLE |  | 214 | 0 | 0 |
| LENNOX INTL INC | COM | 526107107 |  | 64582 | 133 | SH |  | SOLE |  | 133 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 18133 | 730 | SH |  | SOLE |  | 730 | 0 | 0 |
| INVESCO S AND P 100 EQL WGHT ETF | UIE | 46137V449 |  | 57662 | 488 | SH |  | SOLE |  | 488 | 0 | 0 |
| INVESCO S 500 LOW VOLATILITY ETF | UIE | 46138E354 |  | 58993 | 826 | SH |  | SOLE |  | 826 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 2719 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| ISHARES SILVER TRUST ETF | UIE | 46428Q109 |  | 21516 | 334 | SH |  | SOLE |  | 334 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 17179 | 151 | SH |  | SOLE |  | 151 | 0 | 0 |
| NORDSON CORP | COM | 655663102 |  | 24043 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| WARNER BROS DISCOVERY INTENDER OFFER EXP: 01/21/26 | COM | 934423104 |  | 2680 | 93 | SH |  | SOLE |  | 93 | 0 | 0 |
| PROGRESSIVE CORP OH | COM | 743315103 |  | 3188 | 14 | SH |  | SOLE |  | 14 | 0 | 0 |
| VANECK GOLD MINERS ETF | UIE | 92189F106 |  | 15524 | 181 | SH |  | SOLE |  | 181 | 0 | 0 |
| VANECK JUNIOR GOLD MINERS ETF | UIE | 92189F791 |  | 10126 | 89 | SH |  | SOLE |  | 89 | 0 | 0 |
| BIGBEAR AI HLDGS INC | COM | 08975B109 |  | 5400 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| PALANTIR TECHNOLOGIES INCLASS CLASS A | COM | 69608A108 |  | 284400 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| RTX CORP | COM | 75513E101 |  | 188352 | 1027 | SH |  | SOLE |  | 1027 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 164331 | 2850 | SH |  | SOLE |  | 2850 | 0 | 0 |
| RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS | ADR | 76206K107 |  | 2141830 | 5860 | SH |  | SOLE |  | 5860 | 0 | 0 |
| ALPHABET INC CLASS CLASS A | COM | 02079K305 |  | 78250 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| FIDELITY LOW DURATION BOND FACTR ETF | UIE | 316188408 |  | 612153 | 12187 | SH |  | SOLE |  | 12187 | 0 | 0 |
| CLEVELAND-CLIFFS INC NEW | COM | 185899101 |  | 6640 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| JPMORGAN U S TECH LEADERS ETF IV | UIE | 46654Q732 |  | 10448 | 116 | SH |  | SOLE |  | 116 | 0 | 0 |
| JPMORGAN ULTRA SHORT INCOME ETF | UIE | 46641Q837 |  | 6528336 | 129044 | SH |  | SOLE |  | 129044 | 0 | 0 |
| COTY INC CLASS A | COM | 222070203 |  | 92 | 30 | SH |  | SOLE |  | 30 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 33678 | 235 | SH |  | SOLE |  | 235 | 0 | 0 |
| SPDR S 500 ETF | UIE | 78462F103 |  | 27582300 | 40448 | SH |  | SOLE |  | 40448 | 0 | 0 |
| STRYKER CORP | COM | 863667101 |  | 35147 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| IMPAX ELLEVATE GLOBAL WOMEN'S LDR INV | MFA | 70422T208 |  | 2535 | 73 | SH |  | SOLE |  | 73 | 0 | 0 |
| ICON FLEXIBLE BD FD INV | MFF | 78410K717 |  | 47776 | 5647 | SH |  | SOLE |  | 5647 | 0 | 0 |
| ENERGY FUELS INC F | FGC | 292671708 |  | 4362 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| SCHWAB US LARGE CAP GROWTH ETF | UIE | 808524300 |  | 82431 | 2527 | SH |  | SOLE |  | 2527 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 88267 | 325 | SH |  | SOLE |  | 325 | 0 | 0 |
| NVIDIA CORP | COM | 67066G104 |  | 513808 | 2755 | SH |  | SOLE |  | 2755 | 0 | 0 |
| COINBASE GLOBAL INC CLASS CLASS A | COM | 19260Q107 |  | 7915 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| OCCIDENTAL PETE CORP | COM | 674599105 |  | 93466 | 2273 | SH |  | SOLE |  | 2273 | 0 | 0 |
| CROWN CASTLE INC REIT REIT | RET | 22822V101 |  | 11202 | 126 | SH |  | SOLE |  | 126 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 80917 | 391 | SH |  | SOLE |  | 391 | 0 | 0 |
| AMAZON.COM INC | COM | 023135106 |  | 110101 | 477 | SH |  | SOLE |  | 477 | 0 | 0 |
| JUMIA TECHNOLOGIES AG FUNSPONSORED ADR 1 ADR REPS 2 ORD SHS | ADR | 48138M105 |  | 12490 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| BANK OF AMERICA CORP | COM | 060505104 |  | 27469 | 499 | SH |  | SOLE |  | 499 | 0 | 0 |
| VANECK GOLD MINERS ETF | UIE | 92189F106 |  | 1371377 | 15989 | SH |  | SOLE |  | 15989 | 0 | 0 |
| VANECK JUNIOR GOLD MINERS ETF | UIE | 92189F791 |  | 890670 | 7828 | SH |  | SOLE |  | 7828 | 0 | 0 |
| WELLS FARGO BANK 4.15 26CD FDIC INS DUE 02/17/26US | CDS | 949764QW7 |  | 30010 | 30000 | SH |  | SOLE |  | 30000 | 0 | 0 |
| ABRDN PHYSICAL PLATINUM SHARES ETF | UIE | 003260106 |  | 13982 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| WASATCH MICRO CAP | MFA | 936772508 |  | 2846 | 328 | SH |  | SOLE |  | 328 | 0 | 0 |
| GLOBAL X SILVER MINERS ETF | UIE | 37954Y848 |  | 16286 | 195 | SH |  | SOLE |  | 195 | 0 | 0 |
| GLOBAL X URANIUM ETF | UIE | 37954Y871 |  | 2265 | 53 | SH |  | SOLE |  | 53 | 0 | 0 |
| VANGUARD WELLESLEY INCOME INV | MFC | 921938106 |  | 74347 | 2921 | SH |  | SOLE |  | 2921 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 26496 | 77 | SH |  | SOLE |  | 77 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 25161 | 682 | SH |  | SOLE |  | 682 | 0 | 0 |
| WELL POWER INC XXXREGISTRATION REVOKED BY THE SEC EFF: 10/02/18 | COM | 94947A106 |  | 0 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 17105 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| AMPLIFY JUNIOR SILVER MINERS ETF | UIE | 032108649 |  | 10598 | 383 | SH |  | SOLE |  | 383 | 0 | 0 |
| HORMEL FOODS CORP | COM | 440452100 |  | 995 | 42 | SH |  | SOLE |  | 42 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 584 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |

---