# EDGAR Filing Document

**Accession Number:** 0001278573
**File Stem:** 0001278573-23-000002
**Filing Date:** 2023-2
**Character Count:** 23894
**Document Hash:** 8b60c9568693e2a79a67ed427518232b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001278573-23-000002.hdr.sgml**: 20230213

**ACCESSION NUMBER**: 0001278573-23-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230213

**DATE AS OF CHANGE**: 20230210

**EFFECTIVENESS DATE**: 20230213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Destination Wealth Management
- **CENTRAL INDEX KEY:** 0001278573
- **IRS NUMBER:** 562326959
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-10716
- **FILM NUMBER:** 23614131

**BUSINESS ADDRESS:**
- **STREET 1:** 1255 TREAT BLVD. SUITE 900
- **CITY:** WALNUT CREEK
- **STATE:** CA
- **ZIP:** 94597
- **BUSINESS PHONE:** 925-935-2900

**MAIL ADDRESS:**
- **STREET 1:** 1255 TREAT BLVD. SUITE 900
- **CITY:** WALNUT CREEK
- **STATE:** CA
- **ZIP:** 94597

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** YCMNET ADVISORS INC
- **DATE OF NAME CHANGE:** 20040204

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Destination Wealth Management<br>**Address:** 1255 Treat Blvd. Suite 900<br>Walnut Creek, CA 94597

**Form 13F File Number:** 028-10716

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael Yoshikami<br>**Title:** CEO and Founder<br>**Phone:** 925-935-2900

**Signature, Place, and Date of Signing:**

Michael A. Yoshikami  Walnut Creek, CA  02-10-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 199

**Form 13F Information Table Value Total:** $2513538327

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 632272 | 1908 | SH |  | SOLE |  | 1908 | 0 | 0 |
| ISHARES TR | U.S. UTILITS ETF | 464287697 |  | 52734721 | 609368 | SH |  | SOLE |  | 578075 | 0 | 31294 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 48401859 | 200099 | SH |  | SOLE |  | 187506 | 0 | 12592 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 71346298 | 753870 | SH |  | SOLE |  | 708858 | 0 | 45012 |
| ISHARES TR | CORE S ETF | 464287200 |  | 53893593 | 140271 | SH |  | SOLE |  | 132097 | 0 | 8174 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 4238889 | 20135 | SH |  | SOLE |  | 19194 | 0 | 941 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 696708 | 3252 | SH |  | SOLE |  | 3252 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 8297548 | 21697 | SH |  | SOLE |  | 20664 | 0 | 1033 |
| AMAZON COM INC | COM | 023135106 |  | 25502426 | 303600 | SH |  | SOLE |  | 288746 | 0 | 14854 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 6895884 | 22324 | SH |  | SOLE |  | 21013 | 0 | 1311 |
| BOEING CO | COM | 097023105 |  | 890669 | 4676 | SH |  | SOLE |  | 4088 | 0 | 588 |
| IRON MTN INC DEL | COM | 46284V101 |  | 204136 | 4095 | SH |  | SOLE |  | 4095 | 0 | 0 |
| EVERSOURCE ENERGY | COM | 30040W108 |  | 758465 | 9047 | SH |  | SOLE |  | 9047 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2953306 | 11091 | SH |  | SOLE |  | 11091 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 261653 | 996 | SH |  | SOLE |  | 996 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 25093034 | 228555 | SH |  | SOLE |  | 215749 | 0 | 12806 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 495167 | 7645 | SH |  | SOLE |  | 7645 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 1148165 | 43442 | SH |  | SOLE |  | 43442 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 356740 | 4364 | SH |  | SOLE |  | 4364 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 19662483 | 178847 | SH |  | SOLE |  | 169664 | 0 | 9184 |
| DISNEY WALT CO | COM | 254687106 |  | 26725969 | 307619 | SH |  | SOLE |  | 289249 | 0 | 18370 |
| HONEYWELL INTL INC | COM | 438516106 |  | 475253 | 2218 | SH |  | SOLE |  | 2218 | 0 | 0 |
| SEMPRA | COM | 816851109 |  | 209692 | 1357 | SH |  | SOLE |  | 1357 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 43234151 | 244745 | SH |  | SOLE |  | 230824 | 0 | 13921 |
| PFIZER INC | COM | 717081103 |  | 28386252 | 553986 | SH |  | SOLE |  | 523489 | 0 | 30497 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 28501202 | 434205 | SH |  | SOLE |  | 413325 | 0 | 20880 |
| CHEVRON CORP NEW | COM | 166764100 |  | 5982869 | 33333 | SH |  | SOLE |  | 28867 | 0 | 4466 |
| MICROSOFT CORP | COM | 594918104 |  | 40695462 | 169692 | SH |  | SOLE |  | 159510 | 0 | 10181 |
| CISCO SYS INC | COM | 17275R102 |  | 849101 | 17823 | SH |  | SOLE |  | 17823 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 6572060 | 103318 | SH |  | SOLE |  | 99418 | 0 | 3900 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 8583716 | 17644 | SH |  | SOLE |  | 16785 | 0 | 859 |
| PEPSICO INC | COM | 713448108 |  | 7034002 | 38935 | SH |  | SOLE |  | 36898 | 0 | 2037 |
| STRYKER CORPORATION | COM | 863667101 |  | 19749638 | 80779 | SH |  | SOLE |  | 76432 | 0 | 4347 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 14132871 | 358702 | SH |  | SOLE |  | 336366 | 0 | 22336 |
| ISHARES TR | GBL COMM SVC ETF | 464287275 |  | 5285343 | 97050 | SH |  | SOLE |  | 92362 | 0 | 4688 |
| ISHARES TR | US TELECOM ETF | 464287713 |  | 1361672 | 60708 | SH |  | SOLE |  | 57225 | 0 | 3483 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 373470 | 10920 | SH |  | SOLE |  | 10920 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 4654448 | 62434 | SH |  | SOLE |  | 58022 | 0 | 4412 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 46503237 | 166083 | SH |  | SOLE |  | 155180 | 0 | 10903 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 454041 | 2990 | SH |  | SOLE |  | 2990 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 1260198 | 15136 | SH |  | SOLE |  | 15136 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 222526 | 519 | SH |  | SOLE |  | 519 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 310793 | 9384 | SH |  | SOLE |  | 9384 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 336422 | 3391 | SH |  | SOLE |  | 3391 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 279705 | 1171 | SH |  | SOLE |  | 1171 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 449345 | 4074 | SH |  | SOLE |  | 3974 | 0 | 100 |
| AFLAC INC | COM | 001055102 |  | 21368251 | 297029 | SH |  | SOLE |  | 279051 | 0 | 17978 |
| WALMART INC | COM | 931142103 |  | 18166419 | 128122 | SH |  | SOLE |  | 120488 | 0 | 7634 |
| APPLIED MATLS INC | COM | 038222105 |  | 566467 | 5817 | SH |  | SOLE |  | 5817 | 0 | 0 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 7152912 | 142064 | SH |  | SOLE |  | 134535 | 0 | 7529 |
| TEXAS INSTRS INC | COM | 882508104 |  | 301605 | 1825 | SH |  | SOLE |  | 1825 | 0 | 0 |
| BAXTER INTL INC | COM | 071813109 |  | 1230610 | 24144 | SH |  | SOLE |  | 22259 | 0 | 1885 |
| TARGET CORP | COM | 87612E106 |  | 14906930 | 100020 | SH |  | SOLE |  | 95068 | 0 | 4952 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 39251824 | 498183 | SH |  | SOLE |  | 467563 | 0 | 30620 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 12180964 | 131034 | SH |  | SOLE |  | 123789 | 0 | 7246 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 42223119 | 92493 | SH |  | SOLE |  | 87095 | 0 | 5398 |
| LILLY ELI  CO | COM | 532457108 |  | 593088 | 1621 | SH |  | SOLE |  | 1621 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 38107524 | 143574 | SH |  | SOLE |  | 134219 | 0 | 9355 |
| MERCK  CO INC | COM | 58933Y105 |  | 25689351 | 231540 | SH |  | SOLE |  | 218484 | 0 | 13056 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 356064 | 4188 | SH |  | SOLE |  | 4188 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 8816078 | 58169 | SH |  | SOLE |  | 56228 | 0 | 1941 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 6852596 | 50480 | SH |  | SOLE |  | 47433 | 0 | 3046 |
| HOME DEPOT INC | COM | 437076102 |  | 1849541 | 5856 | SH |  | SOLE |  | 5275 | 0 | 581 |
| MCDONALDS CORP | COM | 580135101 |  | 23050104 | 87467 | SH |  | SOLE |  | 81449 | 0 | 6018 |
| NIKE INC | CL B | 654106103 |  | 16740212 | 143067 | SH |  | SOLE |  | 134684 | 0 | 8382 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 36653057 | 273326 | SH |  | SOLE |  | 256376 | 0 | 16950 |
| TJX COS INC NEW | COM | 872540109 |  | 26774609 | 336364 | SH |  | SOLE |  | 317052 | 0 | 19313 |
| XCEL ENERGY INC | COM | 98389B100 |  | 320473 | 4571 | SH |  | SOLE |  | 4571 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 2684164 | 5063 | SH |  | SOLE |  | 5063 | 0 | 0 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 1886294 | 56023 | SH |  | SOLE |  | 54417 | 0 | 1606 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 15647041 | 73856 | SH |  | SOLE |  | 68779 | 0 | 5077 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 318302 | 3154 | SH |  | SOLE |  | 3154 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1099346 | 5750 | SH |  | SOLE |  | 5750 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 23832597 | 151916 | SH |  | SOLE |  | 143042 | 0 | 8874 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 409282 | 3974 | SH |  | SOLE |  | 3974 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 369778 | 3134 | SH |  | SOLE |  | 3134 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 106778606 | 821816 | SH |  | SOLE |  | 744857 | 0 | 76960 |
| CATERPILLAR INC | COM | 149123101 |  | 220179 | 919 | SH |  | SOLE |  | 919 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 240125 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| ROSS STORES INC | COM | 778296103 |  | 14166388 | 122050 | SH |  | SOLE |  | 113746 | 0 | 8305 |
| ECOLAB INC | COM | 278865100 |  | 14655007 | 100680 | SH |  | SOLE |  | 94433 | 0 | 6247 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 20369959 | 137868 | SH |  | SOLE |  | 130542 | 0 | 7325 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 664178 | 8902 | SH |  | SOLE |  | 8320 | 0 | 582 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 347008 | 636 | SH |  | SOLE |  | 636 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 406640 | 1379 | SH |  | SOLE |  | 1379 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 95765207 | 987372 | SH |  | SOLE |  | 915755 | 0 | 71617 |
| PROLOGIS INC. | COM | 74340W103 |  | 210330 | 1866 | SH |  | SOLE |  | 1866 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 256840 | 2413 | SH |  | SOLE |  | 2413 | 0 | 0 |
| PIPER SANDLER COMPANIES | COM | 724078100 |  | 266629 | 2048 | SH |  | SOLE |  | 2048 | 0 | 0 |
| ACTIVISION BLIZZARD INC | COM | 00507V109 |  | 204848 | 2676 | SH |  | SOLE |  | 2676 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1510592 | 10337 | SH |  | SOLE |  | 10337 | 0 | 0 |
| VERTEX PHARMACEUTICALS INC | COM | 92532F100 |  | 921786 | 3192 | SH |  | SOLE |  | 3192 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 361439 | 1928 | SH |  | SOLE |  | 247 | 0 | 1681 |
| NETEASE INC | SPONSORED ADS | 64110W102 |  | 273089 | 3760 | SH |  | SOLE |  | 3760 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 294328 | 2298 | SH |  | SOLE |  | 2298 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 32388580 | 367093 | SH |  | SOLE |  | 349299 | 0 | 17794 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 3585913 | 25546 | SH |  | SOLE |  | 24385 | 0 | 1161 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 4579287 | 18461 | SH |  | SOLE |  | 17035 | 0 | 1426 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 2090293 | 25343 | SH |  | SOLE |  | 23836 | 0 | 1507 |
| BLACKROCK INC | COM | 09247X101 |  | 817759 | 1154 | SH |  | SOLE |  | 1154 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 38064260 | 178613 | SH |  | SOLE |  | 168924 | 0 | 9689 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 16941862 | 165141 | SH |  | SOLE |  | 155838 | 0 | 9304 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 16362751 | 29946 | SH |  | SOLE |  | 28218 | 0 | 1728 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 84931477 | 678854 | SH |  | SOLE |  | 644073 | 0 | 34781 |
| ANSYS INC | COM | 03662Q105 |  | 16293796 | 67444 | SH |  | SOLE |  | 63282 | 0 | 4162 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 18568165 | 33718 | SH |  | SOLE |  | 31691 | 0 | 2027 |
| BLACKROCK MUNIHLDNGS CALI QL | COM | 09254L107 |  | 117184 | 10911 | SH |  | SOLE |  | 10911 | 0 | 0 |
| VANGUARD WORLD FDS | CONSUM DIS ETF | 92204A108 |  | 1485026 | 6780 | SH |  | SOLE |  | 6218 | 0 | 562 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 41779393 | 120149 | SH |  | SOLE |  | 113492 | 0 | 6657 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 1737767 | 33056 | SH |  | SOLE |  | 30382 | 0 | 2674 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 |  | 9703857 | 235874 | SH |  | SOLE |  | 226508 | 0 | 9366 |
| WISDOMTREE TR | US SMALLCAP DIVD | 97717W604 |  | 8583795 | 301821 | SH |  | SOLE |  | 288078 | 0 | 13743 |
| ISHARES TR | MSCI USA ESG SLC | 464288802 |  | 2772126 | 33675 | SH |  | SOLE |  | 32055 | 0 | 1620 |
| NUVEEN CA QUALTY MUN INCOME | COM | 67066Y105 |  | 512430 | 46290 | SH |  | SOLE |  | 46290 | 0 | 0 |
| NUVEEN AMT FREE QLTY MUN INC | COM | 670657105 |  | 192562 | 16936 | SH |  | SOLE |  | 16936 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 10648472 | 61128 | SH |  | SOLE |  | 55584 | 0 | 5544 |
| NUVEEN CALIFORNIA AMT QLT MU | COM | 670651108 |  | 136530 | 11100 | SH |  | SOLE |  | 11100 | 0 | 0 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 1446767 | 13162 | SH |  | SOLE |  | 12700 | 0 | 462 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 8980640 | 182868 | SH |  | SOLE |  | 175280 | 0 | 7588 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 53147251 | 1066785 | SH |  | SOLE |  | 1017201 | 0 | 49584 |
| ISHARES TR | MSCI KLD400 SOC | 464288570 |  | 703973 | 9806 | SH |  | SOLE |  | 9031 | 0 | 775 |
| BLACKSTONE INC | COM | 09260D107 |  | 15742173 | 212187 | SH |  | SOLE |  | 199355 | 0 | 12832 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 1504137 | 49268 | SH |  | SOLE |  | 46909 | 0 | 2359 |
| INVESCO EXCHANGE TRADED FD T | S EQL TEC | 46137V282 |  | 10827823 | 44563 | SH |  | SOLE |  | 41073 | 0 | 3489 |
| ISHARES TR | INTL SEL DIV ETF | 464288448 |  | 10286823 | 378749 | SH |  | SOLE |  | 357236 | 0 | 21513 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 415212 | 3614 | SH |  | SOLE |  | 3614 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 236763 | 2188 | SH |  | SOLE |  | 2188 | 0 | 0 |
| ISHARES TR | GOV/CRED BD ETF | 464288596 |  | 13712802 | 133653 | SH |  | SOLE |  | 126782 | 0 | 6871 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 3924408 | 79265 | SH |  | SOLE |  | 75700 | 0 | 3565 |
| VISA INC | COM CL A | 92826C839 |  | 40843004 | 196587 | SH |  | SOLE |  | 185700 | 0 | 10887 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 6639277 | 50146 | SH |  | SOLE |  | 46434 | 0 | 3712 |
| GUGGENHEIM STRATEGIC OPPORTU | COM SBI | 40167F101 |  | 437033 | 28714 | SH |  | SOLE |  | 28714 | 0 | 0 |
| SPDR SER TR | PORTFOLIO AGRGTE | 78464A649 |  | 6224550 | 247694 | SH |  | SOLE |  | 242397 | 0 | 5297 |
| UNITED SEC BANCSHARES CALIF | COM | 911460103 |  | 690838 | 94506 | SH |  | SOLE |  | 94506 | 0 | 0 |
| CALIFORNIA BANCORP INC | COM | 13005U101 |  | 624225 | 26250 | SH |  | SOLE |  | 26250 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 373599 | 3583 | SH |  | SOLE |  | 3583 | 0 | 0 |
| PIMCO ETF TR | 1-5 US TIP IDX | 72201R205 |  | 611057 | 12253 | SH |  | SOLE |  | 11932 | 0 | 321 |
| SPDR SER TR | ICE PFD SEC ETF | 78464A292 |  | 379169 | 11553 | SH |  | SOLE |  | 11553 | 0 | 0 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 22473485 | 227810 | SH |  | SOLE |  | 214747 | 0 | 13063 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 3978783 | 88792 | SH |  | SOLE |  | 86899 | 0 | 1893 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 9245496 | 287038 | SH |  | SOLE |  | 275745 | 0 | 11293 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 35573378 | 787893 | SH |  | SOLE |  | 745563 | 0 | 42330 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 3321267 | 81986 | SH |  | SOLE |  | 79198 | 0 | 2788 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 443955 | 7991 | SH |  | SOLE |  | 7719 | 0 | 272 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 7480917 | 316051 | SH |  | SOLE |  | 308306 | 0 | 7745 |
| SPDR SER TR | PORTFOLIO SHORT | 78464A474 |  | 114208698 | 3887294 | SH |  | SOLE |  | 3681328 | 0 | 205966 |
| TESLA INC | COM | 88160R101 |  | 415117 | 3370 | SH |  | SOLE |  | 3370 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 574587 | 11911 | SH |  | SOLE |  | 11911 | 0 | 0 |
| GLOBAL X FDS | LITHIUM BTRY ETF | 37954Y855 |  | 6744255 | 115070 | SH |  | SOLE |  | 108605 | 0 | 6465 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1764599 | 5022 | SH |  | SOLE |  | 4710 | 0 | 312 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 56967453 | 587536 | SH |  | SOLE |  | 556193 | 0 | 31343 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 2252785 | 34336 | SH |  | SOLE |  | 33729 | 0 | 607 |
| INVESCO EXCH TRADED FD TR II | SR LN ETF | 46138G508 |  | 2191569 | 106750 | SH |  | SOLE |  | 102835 | 0 | 3915 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 625648 | 6002 | SH |  | SOLE |  | 6002 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 31039983 | 616729 | SH |  | SOLE |  | 585649 | 0 | 31080 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 111092688 | 2433575 | SH |  | SOLE |  | 2314016 | 0 | 119559 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 438534 | 5805 | SH |  | SOLE |  | 5805 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 229422 | 3182 | SH |  | SOLE |  | 3182 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S HDL VOL | 46138E362 |  | 376105 | 8581 | SH |  | SOLE |  | 8581 | 0 | 0 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 6616469 | 73126 | SH |  | SOLE |  | 68635 | 0 | 4491 |
| SPDR SER TR | BLOOMBERG INVT | 78468R200 |  | 751849 | 24740 | SH |  | SOLE |  | 24740 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 520711 | 4327 | SH |  | SOLE |  | 4287 | 0 | 40 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 48336034 | 1035033 | SH |  | SOLE |  | 959102 | 0 | 75931 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 313076 | 5079 | SH |  | SOLE |  | 2719 | 0 | 2360 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 20400542 | 439288 | SH |  | SOLE |  | 416446 | 0 | 22842 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 655108 | 14025 | SH |  | SOLE |  | 14025 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 294897 | 1825 | SH |  | SOLE |  | 1825 | 0 | 0 |
| ZOETIS INC | CL A | 98978V103 |  | 17755720 | 121158 | SH |  | SOLE |  | 114079 | 0 | 7079 |
| SSGA ACTIVE ETF TR | ULT SHT TRM BD | 78467V707 |  | 726368 | 18166 | SH |  | SOLE |  | 18166 | 0 | 0 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 989599 | 19631 | SH |  | SOLE |  | 19631 | 0 | 0 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 698954 | 13904 | SH |  | SOLE |  | 13904 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2736843 | 30845 | SH |  | SOLE |  | 30085 | 0 | 760 |
| FST TR NEW OPPORT MLP  ENE | COM | 33739M100 |  | 70684 | 11683 | SH |  | SOLE |  | 11683 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 375992 | 7520 | SH |  | SOLE |  | 7377 | 0 | 143 |
| ISHARES U S ETF TR | INT RT HDG C B | 46431W705 |  | 61666458 | 681473 | SH |  | SOLE |  | 643643 | 0 | 37829 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 29969448 | 667025 | SH |  | SOLE |  | 635456 | 0 | 31569 |
| ETF MANAGERS TR | PRIME CYBR SCRTY | 26924G201 |  | 14940951 | 339182 | SH |  | SOLE |  | 317416 | 0 | 21766 |
| ISHARES TR | EXPONENTIAL TECH | 46434V381 |  | 8918517 | 188393 | SH |  | SOLE |  | 178227 | 0 | 10166 |
| BELLEROPHON THERAPEUTICS INC | COM NEW | 078771300 |  | 9000 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| SPDR SER TR | PRTFLO S HI | 78468R788 |  | 302391 | 7640 | SH |  | SOLE |  | 7640 | 0 | 0 |
| ISHARES U S ETF TR | INT RT HD LONG | 46431W812 |  | 681163 | 29335 | SH |  | SOLE |  | 29335 | 0 | 0 |
| FORTIVE CORP | COM | 34959J108 |  | 31490916 | 490131 | SH |  | SOLE |  | 458290 | 0 | 31841 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 207475 | 3156 | SH |  | SOLE |  | 3156 | 0 | 0 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 |  | 209898 | 10214 | SH |  | SOLE |  | 10214 | 0 | 0 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 244409 | 4366 | SH |  | SOLE |  | 4366 | 0 | 0 |
| ISHARES TR | CR 5 10 YR ETF | 46435G417 |  | 14240128 | 333025 | SH |  | SOLE |  | 316095 | 0 | 16929 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 20516348 | 774494 | SH |  | SOLE |  | 727517 | 0 | 46977 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 7698846 | 323889 | SH |  | SOLE |  | 317591 | 0 | 6298 |
| GLOBAL X FDS | AUTONMOUS EV ETF | 37954Y624 |  | 7860443 | 395594 | SH |  | SOLE |  | 373861 | 0 | 21732 |
| NIO INC | SPON ADS | 62914V106 |  | 234907 | 24093 | SH |  | SOLE |  | 1169 | 0 | 22924 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 295681 | 6011 | SH |  | SOLE |  | 6011 | 0 | 0 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 11218290 | 240015 | SH |  | SOLE |  | 234788 | 0 | 5227 |
| DBX ETF TR | XTRCKR MSCI US | 233051150 |  | 1269631 | 36436 | SH |  | SOLE |  | 34514 | 0 | 1922 |
| PIMCO ETF TR | ENHANCD SHORT | 72201R643 |  | 4362882 | 45025 | SH |  | SOLE |  | 42149 | 0 | 2876 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 27551375 | 275129 | SH |  | SOLE |  | 261632 | 0 | 13497 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 2040282 | 317801 | SH |  | SOLE |  | 317801 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 393190 | 16194 | SH |  | SOLE |  | 16194 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 81072 | 12500 | SH | Put | SOLE |  | 12500 | 0 | 0 |
| APEXIGEN INC | COM | 03759B102 |  | 9013 | 13216 | SH |  | SOLE |  | 13216 | 0 | 0 |

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