# EDGAR Filing Document

**Accession Number:** 0001566493
**File Stem:** 0001566493-23-000001
**Filing Date:** 2023-1
**Character Count:** 22469
**Document Hash:** 672b58319736a05ec36800153e23bfa9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001566493-23-000001.hdr.sgml**: 20230120

**ACCESSION NUMBER**: 0001566493-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230120

**DATE AS OF CHANGE**: 20230120

**EFFECTIVENESS DATE**: 20230120

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Newman Dignan & Sheerar, Inc.
- **CENTRAL INDEX KEY:** 0001566493
- **IRS NUMBER:** 050465059
- **STATE OF INCORPORATION:** RI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-15421
- **FILM NUMBER:** 23540745

**BUSINESS ADDRESS:**
- **STREET 1:** 56 EXCHANGE TERRACE, SUITE 200
- **CITY:** PROVIDENCE
- **STATE:** RI
- **ZIP:** 02903
- **BUSINESS PHONE:** 401-351-4010

**MAIL ADDRESS:**
- **STREET 1:** 56 EXCHANGE TERRACE, SUITE 200
- **CITY:** PROVIDENCE
- **STATE:** RI
- **ZIP:** 02903

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Newman Dignan  Sheerar Inc.<br>**Address:** 56 EXCHANGE TERRACE SUITE 200<br>PROVIDENCE, RI 02903

**Form 13F File Number:** 028-15421

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** William Newman<br>**Title:** Principal and Chief Compliance Officer<br>**Phone:** 401-351-4010

**Signature, Place, and Date of Signing:**

William Newman  Providence, RI  01-20-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 193

**Form 13F Information Table Value Total:** $301891705

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M Company | COM | 88579Y101 |  | 226409 | 1888 | SH |  | SOLE |  | 0 | 0 | 1888 |
| Abbott Labs | COM | 002824100 |  | 666316 | 6069 | SH |  | SOLE |  | 0 | 0 | 6069 |
| AbbVie Inc | COM | 00287Y109 |  | 701387 | 4340 | SH |  | SOLE |  | 0 | 0 | 4340 |
| Allstate Corp | COM | 020002101 |  | 637216 | 4699 | SH |  | SOLE |  | 0 | 0 | 4699 |
| Alphabet Inc. Cl A | COM | 02079K305 |  | 5631280 | 63825 | SH |  | SOLE |  | 0 | 0 | 63825 |
| Alphabet Inc. Cl C | COM | 02079K107 |  | 1498650 | 16890 | SH |  | SOLE |  | 0 | 0 | 16890 |
| Altria Group Inc | COM | 02209S103 |  | 348996 | 7635 | SH |  | SOLE |  | 0 | 0 | 7635 |
| Amazon.com | COM | 023135106 |  | 1852620 | 22055 | SH |  | SOLE |  | 0 | 0 | 22055 |
| American Tower Corp | COM | 03027X100 |  | 462067 | 2181 | SH |  | SOLE |  | 0 | 0 | 2181 |
| Amgen Inc | COM | 031162100 |  | 2613048 | 9949 | SH |  | SOLE |  | 0 | 0 | 9949 |
| AON Corp | COM | G0403H108 |  | 409991 | 1366 | SH |  | SOLE |  | 0 | 0 | 1366 |
| Apple Inc | COM | 037833100 |  | 9209507 | 70881 | SH |  | SOLE |  | 0 | 0 | 70881 |
| Applied Finance Valuation Lg Cap ETF | ETF | 26923N405 |  | 8134123 | 344812 | SH |  | SOLE |  | 0 | 0 | 344812 |
| Applied Materials | COM | 038222105 |  | 313271 | 3217 | SH |  | SOLE |  | 0 | 0 | 3217 |
| Aptose Biosciences | COM | 03835T200 |  | 10971 | 18915 | SH |  | SOLE |  | 0 | 0 | 18915 |
| Ashford Hospitality Trust Inc | COM | 044103869 |  | 73004 | 16332 | SH |  | SOLE |  | 0 | 0 | 16332 |
| Automatic Data Processing | COM | 053015103 |  | 1168981 | 4894 | SH |  | SOLE |  | 0 | 0 | 4894 |
| Bank Of America | COM | 060505104 |  | 1845186 | 55712 | SH |  | SOLE |  | 0 | 0 | 55712 |
| Beauty Health Company CL A ORD | COM | 88331L108 |  | 283410 | 31144 | SH |  | SOLE |  | 0 | 0 | 31144 |
| Becton Dickinson | COM | 075887109 |  | 246162 | 968 | SH |  | SOLE |  | 0 | 0 | 968 |
| Berkshire Hathaway B | COM | 084670702 |  | 1989007 | 6439 | SH |  | SOLE |  | 0 | 0 | 6439 |
| Blackstone Group Lp | COM | 09260D107 |  | 663402 | 8942 | SH |  | SOLE |  | 0 | 0 | 8942 |
| Bristol Myers Squibb | COM | 110122108 |  | 1531695 | 21288 | SH |  | SOLE |  | 0 | 0 | 21288 |
| Broadcom Limited | COM | 11135F101 |  | 1830538 | 3274 | SH |  | SOLE |  | 0 | 0 | 3274 |
| Chase Corp | COM | 16150R104 |  | 306223 | 3550 | SH |  | SOLE |  | 0 | 0 | 3550 |
| ChevronTexaco Corp | COM | 166764100 |  | 2693200 | 15005 | SH |  | SOLE |  | 0 | 0 | 15005 |
| Cigna | COM | 125523100 |  | 293899 | 887 | SH |  | SOLE |  | 0 | 0 | 887 |
| Cisco Systems | COM | 17275R102 |  | 1802397 | 37834 | SH |  | SOLE |  | 0 | 0 | 37834 |
| Citizens Financial Group | COM | 174610105 |  | 531385 | 13497 | SH |  | SOLE |  | 0 | 0 | 13497 |
| Clearside Biomedical Inc | COM | 185063104 |  | 30266 | 27023 | SH |  | SOLE |  | 0 | 0 | 27023 |
| Coca Cola | COM | 191216100 |  | 725216 | 11401 | SH |  | SOLE |  | 0 | 0 | 11401 |
| Commercial Metals Co | COM | 201723103 |  | 795769 | 16476 | SH |  | SOLE |  | 0 | 0 | 16476 |
| Conoco Phillips | COM | 20825C104 |  | 401790 | 3405 | SH |  | SOLE |  | 0 | 0 | 3405 |
| Constellation Brands | COM | 21036P108 |  | 493021 | 2127 | SH |  | SOLE |  | 0 | 0 | 2127 |
| Corteva Inc | COM | 22052L104 |  | 258456 | 4397 | SH |  | SOLE |  | 0 | 0 | 4397 |
| Costco Whsl Corp | COM | 22160K105 |  | 260880 | 571 | SH |  | SOLE |  | 0 | 0 | 571 |
| CVS Health Corporation | COM | 126650100 |  | 2366196 | 25391 | SH |  | SOLE |  | 0 | 0 | 25391 |
| Danaher Corp | COM | 235851102 |  | 1679843 | 6329 | SH |  | SOLE |  | 0 | 0 | 6329 |
| DFA Emerging Mkt Core Equity ETF | ETF | 25434V302 |  | 3903912 | 177855 | SH |  | SOLE |  | 0 | 0 | 177855 |
| Diageo Plc | ADR | 25243Q205 |  | 294192 | 1651 | SH |  | SOLE |  | 0 | 0 | 1651 |
| Disney Walt Co | COM | 254687106 |  | 1162776 | 13384 | SH |  | SOLE |  | 0 | 0 | 13384 |
| Document Security Systems Inc | COM | 26253C102 |  | 2644 | 16123 | SH |  | SOLE |  | 0 | 0 | 16123 |
| Dominion Res Inc Va | COM | 25746U109 |  | 389455 | 6351 | SH |  | SOLE |  | 0 | 0 | 6351 |
| Dow Chemical | COM | 260557103 |  | 259488 | 5150 | SH |  | SOLE |  | 0 | 0 | 5150 |
| Du Pont E I De Nemours | COM | 26614N102 |  | 345758 | 5038 | SH |  | SOLE |  | 0 | 0 | 5038 |
| Duke Energy | COM | 26441C204 |  | 301864 | 2931 | SH |  | SOLE |  | 0 | 0 | 2931 |
| Emerson Electric | COM | 291011104 |  | 1214102 | 12639 | SH |  | SOLE |  | 0 | 0 | 12639 |
| ETFS Phys. Swiss Gold Shares | ETF | 00326A104 |  | 9382159 | 537044 | SH |  | SOLE |  | 0 | 0 | 537044 |
| Eversource Energy | COM | 30040W108 |  | 216605 | 2584 | SH |  | SOLE |  | 0 | 0 | 2584 |
| Exxon-Mobil | COM | 30231G102 |  | 2079382 | 18852 | SH |  | SOLE |  | 0 | 0 | 18852 |
| First Trust Preferred Sec  Inc ETF | ETF | 33739E108 |  | 4007333 | 238532 | SH |  | SOLE |  | 0 | 0 | 238532 |
| First Trust Senior Loan ETF | ETF | 33738D309 |  | 484528 | 10866 | SH |  | SOLE |  | 0 | 0 | 10866 |
| First Trust TCWOpportunistic Fxd Inc ETF | ETF | 33740F805 |  | 1758469 | 40038 | SH |  | SOLE |  | 0 | 0 | 40038 |
| First Trust Value Line Div Idx | ETF | 33734H106 |  | 208335 | 5220 | SH |  | SOLE |  | 0 | 0 | 5220 |
| Fiserv Inc. | COM | 337738108 |  | 1220622 | 12077 | SH |  | SOLE |  | 0 | 0 | 12077 |
| General Electric | COM | 369604301 |  | 332646 | 3970 | SH |  | SOLE |  | 0 | 0 | 3970 |
| Global Payments Inc. | COM | 37940X102 |  | 706882 | 7117 | SH |  | SOLE |  | 0 | 0 | 7117 |
| Goldman Sachs ActiveBeta Intl Eq ETF | ETF | 381430107 |  | 3352188 | 116476 | SH |  | SOLE |  | 0 | 0 | 116476 |
| Goldman Sachs Group | COM | 38141G104 |  | 369622 | 1076 | SH |  | SOLE |  | 0 | 0 | 1076 |
| HACK- PureFunds ISE Cyber Security ETF | ETF | 26924G201 |  | 223565 | 5075 | SH |  | SOLE |  | 0 | 0 | 5075 |
| Hewlett Packard | COM | 40434L105 |  | 234051 | 8711 | SH |  | SOLE |  | 0 | 0 | 8711 |
| Home Depot | COM | 437076102 |  | 1341031 | 4246 | SH |  | SOLE |  | 0 | 0 | 4246 |
| Horizon Kinetics Infl. Bene. ETF | ETF | 53656F623 |  | 203061 | 6450 | SH |  | SOLE |  | 0 | 0 | 6450 |
| Illinois Tool Works | COM | 452308109 |  | 832293 | 3778 | SH |  | SOLE |  | 0 | 0 | 3778 |
| Independent Bank Corp Ma | COM | 453836108 |  | 382890 | 4535 | SH |  | SOLE |  | 0 | 0 | 4535 |
| Intel Corp | COM | 458140100 |  | 532715 | 20156 | SH |  | SOLE |  | 0 | 0 | 20156 |
| International Business Machines | COM | 459200101 |  | 1470507 | 10437 | SH |  | SOLE |  | 0 | 0 | 10437 |
| Intuit Inc. | COM | 461202103 |  | 233532 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| Invesco Biotech  Genomics ETF | ETF | 46137V787 |  | 838224 | 13201 | SH |  | SOLE |  | 0 | 0 | 13201 |
| Invesco S 500 Low Volatility ETF | ETF | 46138E354 |  | 282972 | 4428 | SH |  | SOLE |  | 0 | 0 | 4428 |
| iShare Core MSCI Emerging Markets | ETF | 46434G103 |  | 3281682 | 70272 | SH |  | SOLE |  | 0 | 0 | 70272 |
| iShares Floating Rate Bond ETF | ETF | 46429B655 |  | 331130 | 6579 | SH |  | SOLE |  | 0 | 0 | 6579 |
| iShares iBonds Dec 2023 Corp Bd ETF | ETF | 46434VAX8 |  | 2847069 | 113746 | SH |  | SOLE |  | 0 | 0 | 113746 |
| iShares iBonds Dec 2023 ETF | ETF | 46436E882 |  | 348966 | 14128 | SH |  | SOLE |  | 0 | 0 | 14128 |
| iShares iBonds Dec 2023 Muni Bd ETF | ETF | 46435G318 |  | 3161113 | 124699 | SH |  | SOLE |  | 0 | 0 | 124699 |
| iShares iBonds Dec 2024 Corp Bd ETF | ETF | 46434VBG4 |  | 2896595 | 118616 | SH |  | SOLE |  | 0 | 0 | 118616 |
| iShares iBonds Dec 2024 ETF | ETF | 46436E874 |  | 343112 | 14386 | SH |  | SOLE |  | 0 | 0 | 14386 |
| iShares iBonds Dec 2024 Muni Bd ETF | ETF | 46435U697 |  | 4028005 | 156427 | SH |  | SOLE |  | 0 | 0 | 156427 |
| iShares iBonds Dec 2025 Corp Bd ETF | ETF | 46434VBD1 |  | 1129875 | 46459 | SH |  | SOLE |  | 0 | 0 | 46459 |
| iShares iBonds Dec 2025 Muni Bd ETF | ETF | 46435U432 |  | 3602740 | 136623 | SH |  | SOLE |  | 0 | 0 | 136623 |
| iShares iBonds Dec 2026 Corp Bd ETF | ETF | 46435GAA0 |  | 281111 | 12039 | SH |  | SOLE |  | 0 | 0 | 12039 |
| iShares iBonds Dec 2026 Muni Bd ETF | ETF | 46435U259 |  | 2491016 | 98811 | SH |  | SOLE |  | 0 | 0 | 98811 |
| iShares iBonds Dec 2027 Muni Bd ETF | ETF | 46435U283 |  | 596961 | 23807 | SH |  | SOLE |  | 0 | 0 | 23807 |
| iShares iBonds Dec 2028 Muni Bd ETF | ETF | 46435U325 |  | 201889 | 8045 | SH |  | SOLE |  | 0 | 0 | 8045 |
| iShares MSCI USA Momentum | ETF | 46432F396 |  | 239154 | 1639 | SH |  | SOLE |  | 0 | 0 | 1639 |
| iShares Russell 2000 Index Fund ETF | ETF | 464287655 |  | 222309 | 1275 | SH |  | SOLE |  | 0 | 0 | 1275 |
| iShares S 500 Barra Gr. Fd. | ETF | 464287309 |  | 409266 | 6996 | SH |  | SOLE |  | 0 | 0 | 6996 |
| iShares S Midcap 400 Index ETF | ETF | 464287507 |  | 3112686 | 12868 | SH |  | SOLE |  | 0 | 0 | 12868 |
| iShares S Smallcap 600 Index ETF | ETF | 464287804 |  | 2921329 | 30868 | SH |  | SOLE |  | 0 | 0 | 30868 |
| J P Morgan Chase  Co | ETF | 46625H100 |  | 3323187 | 24781 | SH |  | SOLE |  | 0 | 0 | 24781 |
| JH/DFA Small Cap Multifactor ETF | ETF | 47804J842 |  | 1297643 | 42420 | SH |  | SOLE |  | 0 | 0 | 42420 |
| Johnson  Johnson | COM | 478160104 |  | 5178743 | 29316 | SH |  | SOLE |  | 0 | 0 | 29316 |
| Kinder Morgan Inc | COM | 49456B101 |  | 241344 | 13349 | SH |  | SOLE |  | 0 | 0 | 13349 |
| KLA Tencor Corp | COM | 482480100 |  | 538631 | 1429 | SH |  | SOLE |  | 0 | 0 | 1429 |
| Kulicke  Soffa Inds | COM | 501242101 |  | 344389 | 7781 | SH |  | SOLE |  | 0 | 0 | 7781 |
| L3Harris Technologies Inc | COM | 502431109 |  | 1889298 | 9074 | SH |  | SOLE |  | 0 | 0 | 9074 |
| Lilly Eli  Co | COM | 532457108 |  | 507054 | 1386 | SH |  | SOLE |  | 0 | 0 | 1386 |
| Lockheed Martin Corp | COM | 539830109 |  | 729244 | 1499 | SH |  | SOLE |  | 0 | 0 | 1499 |
| Lowes Companies | COM | 548661107 |  | 2690027 | 13501 | SH |  | SOLE |  | 0 | 0 | 13501 |
| Mastercard Inc | COM | 57636Q104 |  | 878718 | 2527 | SH |  | SOLE |  | 0 | 0 | 2527 |
| McDonalds Corp | COM | 580135101 |  | 1583079 | 6007 | SH |  | SOLE |  | 0 | 0 | 6007 |
| Medicenna Therapeutics Corp | COM | 58490H107 |  | 5915 | 12915 | SH |  | SOLE |  | 0 | 0 | 12915 |
| Medtronic plc | ADR | G5960L103 |  | 1818104 | 23393 | SH |  | SOLE |  | 0 | 0 | 23393 |
| Merck  Co Inc | COM | 58933Y105 |  | 5952678 | 53652 | SH |  | SOLE |  | 0 | 0 | 53652 |
| Meta Platforms Cl A | COM | 30303M102 |  | 467401 | 3884 | SH |  | SOLE |  | 0 | 0 | 3884 |
| Microsoft Corp | COM | 594918104 |  | 7595065 | 31670 | SH |  | SOLE |  | 0 | 0 | 31670 |
| MIRION TECHNOLOG | COM | 60471A119 |  | 11226 | 10023 | SH |  | SOLE |  | 0 | 0 | 10023 |
| MLCO | COM | 585464100 |  | 142715 | 12410 | SH |  | SOLE |  | 0 | 0 | 12410 |
| Mondelez Intl Inc Cl A | COM | 609207105 |  | 896842 | 13456 | SH |  | SOLE |  | 0 | 0 | 13456 |
| MPLX LP | COM | 55336V100 |  | 272572 | 8300 | SH |  | SOLE |  | 0 | 0 | 8300 |
| NextEra Energy Inc. | COM | 65339F101 |  | 1017032 | 12165 | SH |  | SOLE |  | 0 | 0 | 12165 |
| Nike Inc Class B | COM | 654106103 |  | 848436 | 7251 | SH |  | SOLE |  | 0 | 0 | 7251 |
| Norfolk Southern Corp | COM | 655844108 |  | 209457 | 850 | SH |  | SOLE |  | 0 | 0 | 850 |
| Northrop Grumman Corp | COM | 666807102 |  | 305542 | 560 | SH |  | SOLE |  | 0 | 0 | 560 |
| Novartis  A G | COM | 66987V109 |  | 335573 | 3699 | SH |  | SOLE |  | 0 | 0 | 3699 |
| Nuveen Inter Dur Qlty Muni | ETF | 670677103 |  | 306593 | 24547 | SH |  | SOLE |  | 0 | 0 | 24547 |
| Nvidia Corp | COM | 67066G104 |  | 1169344 | 8002 | SH |  | SOLE |  | 0 | 0 | 8002 |
| Oncolytics Biotech | COM | 682310875 |  | 30831 | 18915 | SH |  | SOLE |  | 0 | 0 | 18915 |
| Oracle Systems | COM | 68389X105 |  | 556731 | 6811 | SH |  | SOLE |  | 0 | 0 | 6811 |
| Oragenics Inc | COM | 684023302 |  | 1100 | 10468 | SH |  | SOLE |  | 0 | 0 | 10468 |
| Ovid Therapeutics Inc | COM | 690469101 |  | 28871 | 15522 | SH |  | SOLE |  | 0 | 0 | 15522 |
| Palo Alto Networks Inc | COM | 697435105 |  | 979013 | 7016 | SH |  | SOLE |  | 0 | 0 | 7016 |
| Paychex Inc | COM | 704326107 |  | 259548 | 2246 | SH |  | SOLE |  | 0 | 0 | 2246 |
| Paypal Holdings Inc. | COM | 70450Y103 |  | 345773 | 4855 | SH |  | SOLE |  | 0 | 0 | 4855 |
| Pepsico | COM | 713448108 |  | 3140813 | 17385 | SH |  | SOLE |  | 0 | 0 | 17385 |
| Pfizer Inc | COM | 717081103 |  | 1681879 | 32824 | SH |  | SOLE |  | 0 | 0 | 32824 |
| Philip Morris Intl Inc | COM | 718172109 |  | 385408 | 3808 | SH |  | SOLE |  | 0 | 0 | 3808 |
| PPG Inds Inc | COM | 693506107 |  | 242552 | 1929 | SH |  | SOLE |  | 0 | 0 | 1929 |
| Procter  Gamble Inc | COM | 742718109 |  | 3203580 | 21137 | SH |  | SOLE |  | 0 | 0 | 21137 |
| Proshares S 500 Div Aristocrats | ETF | 74348A467 |  | 7133756 | 79273 | SH |  | SOLE |  | 0 | 0 | 79273 |
| Public Svc Enterprise | COM | 744573106 |  | 477338 | 7791 | SH |  | SOLE |  | 0 | 0 | 7791 |
| Qualcomm Corp | COM | 747525103 |  | 778134 | 7078 | SH |  | SOLE |  | 0 | 0 | 7078 |
| Quanta Services Inc | COM | 74762E102 |  | 1999240 | 14030 | SH |  | SOLE |  | 0 | 0 | 14030 |
| Raytheon Technologies Co | COM | 75513E101 |  | 1711070 | 16955 | SH |  | SOLE |  | 0 | 0 | 16955 |
| Real Estate Sector SPDR | ETF | 81369Y860 |  | 2911462 | 78837 | SH |  | SOLE |  | 0 | 0 | 78837 |
| Regeneron Pharm | COM | 75886F107 |  | 445881 | 618 | SH |  | SOLE |  | 0 | 0 | 618 |
| Roper Technologies Inc | COM | 776696106 |  | 762639 | 1765 | SH |  | SOLE |  | 0 | 0 | 1765 |
| S 400 Mid-Cap SPDR ETF | ETF | 78467Y107 |  | 345819 | 781 | SH |  | SOLE |  | 0 | 0 | 781 |
| Sch Fundamental US Large Co ETF | ETF | 808524771 |  | 362796 | 6789 | SH |  | SOLE |  | 0 | 0 | 6789 |
| Schwab Dow Jones US Broad Mkt ETF | ETF | 808524102 |  | 675527 | 15075 | SH |  | SOLE |  | 0 | 0 | 15075 |
| Schwab Dow Jones US Div Eq ETF | ETF | 808524797 |  | 17611572 | 233142 | SH |  | SOLE |  | 0 | 0 | 233142 |
| Schwab Dow Jones US Large Cap ETF | ETF | 808524201 |  | 16780695 | 371665 | SH |  | SOLE |  | 0 | 0 | 371665 |
| Schwab Dow Jones US Large Growth ETF | ETF | 808524300 |  | 5622232 | 101192 | SH |  | SOLE |  | 0 | 0 | 101192 |
| Schwab Dow Jones US Large Value ETF | ETF | 808524409 |  | 7463221 | 113045 | SH |  | SOLE |  | 0 | 0 | 113045 |
| Schwab Dow Jones US Mid-Cap ETF | ETF | 808524508 |  | 5725518 | 87266 | SH |  | SOLE |  | 0 | 0 | 87266 |
| Schwab Dow Jones US Sm-Cap ETF | ETF | 808524607 |  | 4269473 | 105393 | SH |  | SOLE |  | 0 | 0 | 105393 |
| Schwab FTSE Developed ex-US ETF | ETF | 808524805 |  | 4256879 | 132160 | SH |  | SOLE |  | 0 | 0 | 132160 |
| Schwab US AGG Bnd ETF | ETF | 808524839 |  | 833693 | 18263 | SH |  | SOLE |  | 0 | 0 | 18263 |
| Schwab US TIPS ETF | ETF | 808524870 |  | 288684 | 5574 | SH |  | SOLE |  | 0 | 0 | 5574 |
| Sector Spdr Engy Select | ETF | 81369Y506 |  | 333348 | 3811 | SH |  | SOLE |  | 0 | 0 | 3811 |
| SoFi Technologies ORD | COM | 83406F102 |  | 77646 | 16843 | SH |  | SOLE |  | 0 | 0 | 16843 |
| SPDR Blmbrg Brcly 1-10 Yr TIP | ETF | 78468R861 |  | 1255627 | 68056 | SH |  | SOLE |  | 0 | 0 | 68056 |
| SPDR Doubleline Ttl Rtrn | ETF | 78467V848 |  | 369973 | 9240 | SH |  | SOLE |  | 0 | 0 | 9240 |
| SPDR Gold Shares | ETF | 78463V107 |  | 2811953 | 16576 | SH |  | SOLE |  | 0 | 0 | 16576 |
| SPDR MSCI Acwi Ex-US | ETF | 78463X848 |  | 839463 | 34890 | SH |  | SOLE |  | 0 | 0 | 34890 |
| SPDR S 500 ETF | ETF | 78462F103 |  | 1858369 | 4859 | SH |  | SOLE |  | 0 | 0 | 4859 |
| SPDR S Biotech ETF | ETF | 78464A870 |  | 1124410 | 13547 | SH |  | SOLE |  | 0 | 0 | 13547 |
| SPDR S Dividend ETF | ETF | 78464A763 |  | 3640860 | 29101 | SH |  | SOLE |  | 0 | 0 | 29101 |
| SPDR Technology Select Sector | ETF | 81369Y803 |  | 683164 | 5490 | SH |  | SOLE |  | 0 | 0 | 5490 |
| State Street Boston Corp | COM | 857477103 |  | 465420 | 6000 | SH |  | SOLE |  | 0 | 0 | 6000 |
| Sundial Growers Inc | COM | 83307B101 |  | 71938 | 34420 | SH |  | SOLE |  | 0 | 0 | 34420 |
| Sysco Inc | COM | 871829107 |  | 249762 | 3267 | SH |  | SOLE |  | 0 | 0 | 3267 |
| Target Corp | COM | 87612E106 |  | 273468 | 1835 | SH |  | SOLE |  | 0 | 0 | 1835 |
| TCR2 Therapeutics Inc | COM | 87808K106 |  | 12507 | 12522 | SH |  | SOLE |  | 0 | 0 | 12522 |
| Thermo Fisher Scientific | COM | 883556102 |  | 1456575 | 2645 | SH |  | SOLE |  | 0 | 0 | 2645 |
| TJX Cos Inc | COM | 872540109 |  | 522096 | 6559 | SH |  | SOLE |  | 0 | 0 | 6559 |
| Truist Finl Corp | COM | 89832Q109 |  | 1464847 | 34042 | SH |  | SOLE |  | 0 | 0 | 34042 |
| Tyson Foods Inc | COM | 902494103 |  | 501450 | 8055 | SH |  | SOLE |  | 0 | 0 | 8055 |
| Unilever Plc Adr New | ADR | 904767704 |  | 226575 | 4500 | SH |  | SOLE |  | 0 | 0 | 4500 |
| Union Pacific Corp | COM | 907818108 |  | 1948441 | 9410 | SH |  | SOLE |  | 0 | 0 | 9410 |
| UPS Inc | COM | 911312106 |  | 553641 | 3185 | SH |  | SOLE |  | 0 | 0 | 3185 |
| Valero Energy Corp. | COM | 91913Y100 |  | 214336 | 1690 | SH |  | SOLE |  | 0 | 0 | 1690 |
| Vanguard Consumer Staples ETF | ETF | 92204A207 |  | 712832 | 3721 | SH |  | SOLE |  | 0 | 0 | 3721 |
| Vanguard Div Appreciation ETF | ETF | 921908844 |  | 875056 | 5763 | SH |  | SOLE |  | 0 | 0 | 5763 |
| Vanguard Emerging Mkt Fd ETF | ETF | 922042858 |  | 240776 | 6177 | SH |  | SOLE |  | 0 | 0 | 6177 |
| Vanguard FTSE All-World ex-USA ETF | ETF | 922042775 |  | 2673245 | 53316 | SH |  | SOLE |  | 0 | 0 | 53316 |
| Vanguard Growth ETF | ETF | 922908736 |  | 1378006 | 6466 | SH |  | SOLE |  | 0 | 0 | 6466 |
| Vanguard Mid Cap Value ETF | ETF | 922908512 |  | 344390 | 2547 | SH |  | SOLE |  | 0 | 0 | 2547 |
| Vanguard Mid-Cap ETF | ETF | 922908629 |  | 1274636 | 6254 | SH |  | SOLE |  | 0 | 0 | 6254 |
| Vanguard REIT | ETF | 922908553 |  | 2415149 | 29282 | SH |  | SOLE |  | 0 | 0 | 29282 |
| Vanguard S 500 ETF | ETF | 922908363 |  | 3794960 | 10801 | SH |  | SOLE |  | 0 | 0 | 10801 |
| Vanguard Short-Term Bond ETF | ETF | 921937827 |  | 224746 | 2985 | SH |  | SOLE |  | 0 | 0 | 2985 |
| Vanguard Sht-Term Infl Prot Sec ETF | ETF | 922020805 |  | 407267 | 8719 | SH |  | SOLE |  | 0 | 0 | 8719 |
| Vanguard Small Cap ETF | ETF | 922908751 |  | 247039 | 1346 | SH |  | SOLE |  | 0 | 0 | 1346 |
| Vanguard Small-Cap Value ETF | ETF | 922908611 |  | 1288014 | 8111 | SH |  | SOLE |  | 0 | 0 | 8111 |
| Vanguard Tax-Exempt Bond ETF | ETF | 922907746 |  | 1096666 | 22159 | SH |  | SOLE |  | 0 | 0 | 22159 |
| Vanguard Value ETF | ETF | 922908744 |  | 1721879 | 12267 | SH |  | SOLE |  | 0 | 0 | 12267 |
| Verizon Communications | COM | 92343V104 |  | 1675137 | 42516 | SH |  | SOLE |  | 0 | 0 | 42516 |
| Vertex Pharmaceuticals | COM | 92532F100 |  | 260768 | 903 | SH |  | SOLE |  | 0 | 0 | 903 |
| Visa Inc. | COM | 92826C839 |  | 1198567 | 5769 | SH |  | SOLE |  | 0 | 0 | 5769 |
| Wal-Mart Stores | COM | 931142103 |  | 616645 | 4349 | SH |  | SOLE |  | 0 | 0 | 4349 |
| Wells Fargo  Co 7.50 Pfd | PFD | 949746804 |  | 316796 | 267 | SH |  | SOLE |  | 0 | 0 | 267 |
| Western Asset Muni Hi Income | ETF | 95766N103 |  | 306093 | 47977 | SH |  | SOLE |  | 0 | 0 | 47977 |

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