# EDGAR Filing Document

**Accession Number:** 0001318055
**File Stem:** 0001062993-25-012828
**Filing Date:** 2025-7
**Character Count:** 22861
**Document Hash:** 7e2d44efc55a97f16bab0f1bf263c722
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001062993-25-012828.hdr.sgml**: 20250714

**ACCESSION NUMBER**: 0001062993-25-012828

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250714

**DATE AS OF CHANGE**: 20250714

**EFFECTIVENESS DATE**: 20250714

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FARMERS TRUST CO
- **CENTRAL INDEX KEY:** 0001318055

**ORGANIZATION NAME:**
- **EIN:** 341853512
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-11309
- **FILM NUMBER:** 251122037

**BUSINESS ADDRESS:**
- **STREET 1:** 42 MCCLURG ROAD
- **CITY:** YOUNGSTOWN
- **STATE:** OH
- **ZIP:** 44512
- **BUSINESS PHONE:** 330-743-7000

**MAIL ADDRESS:**
- **STREET 1:** 42 MCCLURG ROAD
- **CITY:** YOUNGSTOWN
- **STATE:** OH
- **ZIP:** 44512

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FARMERS TRUST Co
- **DATE OF NAME CHANGE:** 20090619

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Butler Wick Trust CO
- **DATE OF NAME CHANGE:** 20050216

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** FARMERS TRUST CO<br>**Address:** 42 MCCLURG ROAD<br>YOUNGSTOWN, OH 44512

**Form 13F File Number:** 028-11309

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jennifer Harrington<br>**Title:** Vice President Trust Operations<br>**Phone:** 330-740-1233

**Signature, Place, and Date of Signing:**

signature on file  Youngstown, OH  07-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 185

**Form 13F Information Table Value Total:** $535488106

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M Co | Common Stock | 88579Y101 |  | 7013849 | 46071 | SH |  | SOLE |  | 46071 | 0 | 0 |
| ABBOTT LABS | Common Stock | 002824100 |  | 2593847 | 19071 | SH |  | SOLE |  | 19071 | 0 | 0 |
| ABBVIE INC | Common Stock | 00287Y109 |  | 4218957 | 22729 | SH |  | SOLE |  | 22729 | 0 | 0 |
| ACCENTURE PLC IRELAND | Int'l Common Stock | G1151C101 |  | 4110036 | 13751 | SH |  | SOLE |  | 13751 | 0 | 0 |
| ADOBE INC | Common Stock | 00724F101 |  | 4582594 | 11845 | SH |  | SOLE |  | 11845 | 0 | 0 |
| AFLAC INC | Common Stock | 001055102 |  | 535526 | 5078 | SH |  | SOLE |  | 5078 | 0 | 0 |
| Airbnb Inc | Common Stock | 009066101 |  | 273679 | 2068 | SH |  | SOLE |  | 2068 | 0 | 0 |
| AKAMAI TECHNOLOGIES INC | Common Stock | 00971T101 |  | 3783256 | 47433 | SH |  | SOLE |  | 47433 | 0 | 0 |
| ALLSTATE CORP | Common Stock | 020002101 |  | 661706 | 3287 | SH |  | SOLE |  | 3287 | 0 | 0 |
| Alphabet Inc | Common Stock | 02079K107 |  | 473277 | 2668 | SH |  | SOLE |  | 2668 | 0 | 0 |
| Alphabet Inc | Common Stock | 02079K305 |  | 10744215 | 60967 | SH |  | SOLE |  | 60967 | 0 | 0 |
| ALTRIA GROUP INC | Common Stock | 02209S103 |  | 554112 | 9451 | SH |  | SOLE |  | 9451 | 0 | 0 |
| AMAZON COM INC | Common Stock | 023135106 |  | 8158895 | 37189 | SH |  | SOLE |  | 37189 | 0 | 0 |
| AMGEN INC | Common Stock | 031162100 |  | 539713 | 1933 | SH |  | SOLE |  | 1933 | 0 | 0 |
| ANALOG DEVICES INC | Common Stock | 032654105 |  | 669550 | 2813 | SH |  | SOLE |  | 2813 | 0 | 0 |
| APPLE INC | Common Stock | 037833100 |  | 18650158 | 90901 | SH |  | SOLE |  | 90901 | 0 | 0 |
| AT INC | Common Stock | 00206R102 |  | 6769413 | 233912 | SH |  | SOLE |  | 233912 | 0 | 0 |
| Automatic Data Processing Inc | Common Stock | 053015103 |  | 491898 | 1595 | SH |  | SOLE |  | 1595 | 0 | 0 |
| AUTOZONE INC | Common Stock | 053332102 |  | 274705 | 74 | SH |  | SOLE |  | 74 | 0 | 0 |
| BANK AMERICA CORP | Common Stock | 060505104 |  | 616958 | 13038 | SH |  | SOLE |  | 13038 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | Common Stock | 084670702 |  | 1186250 | 2442 | SH |  | SOLE |  | 2442 | 0 | 0 |
| BIOGEN INC | Common Stock | 09062X103 |  | 3708296 | 29527 | SH |  | SOLE |  | 29527 | 0 | 0 |
| BLACKROCK INC | Common Stock | 09290D101 |  | 224540 | 214 | SH |  | SOLE |  | 214 | 0 | 0 |
| BOEING CO | Common Stock | 097023105 |  | 252693 | 1206 | SH |  | SOLE |  | 1206 | 0 | 0 |
| Bristol-Myers Squibb Co | Common Stock | 110122108 |  | 269917 | 5831 | SH |  | SOLE |  | 5831 | 0 | 0 |
| BROADCOM INC | Common Stock | 11135F101 |  | 531178 | 1927 | SH |  | SOLE |  | 1927 | 0 | 0 |
| CAPITAL ONE FINL CORP | Common Stock | 14040H105 |  | 278503 | 1309 | SH |  | SOLE |  | 1309 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | Common Stock | 14448C104 |  | 486714 | 6650 | SH |  | SOLE |  | 6650 | 0 | 0 |
| CATERPILLAR INC | Common Stock | 149123101 |  | 1646399 | 4241 | SH |  | SOLE |  | 4241 | 0 | 0 |
| CBOE GLOBAL MKTS INC | Common Stock | 12503M108 |  | 539182 | 2312 | SH |  | SOLE |  | 2312 | 0 | 0 |
| CENCORA INC | Common Stock | 03073E105 |  | 2458470 | 8199 | SH |  | SOLE |  | 8199 | 0 | 0 |
| CHENIERE ENERGY INC | Common Stock | 16411R208 |  | 6959315 | 28578 | SH |  | SOLE |  | 28578 | 0 | 0 |
| CHEVRON CORP NEW | Common Stock | 166764100 |  | 1530988 | 10692 | SH |  | SOLE |  | 10692 | 0 | 0 |
| CHUBB LIMITED | Int'l Common Stock | H1467J104 |  | 6873317 | 23724 | SH |  | SOLE |  | 23724 | 0 | 0 |
| CINCINNATI FINL CORP | Common Stock | 172062101 |  | 1713920 | 11509 | SH |  | SOLE |  | 11509 | 0 | 0 |
| CISCO SYS INC | Common Stock | 17275R102 |  | 11459980 | 165177 | SH |  | SOLE |  | 165177 | 0 | 0 |
| Citigroup Inc | Common Stock | 172967424 |  | 6751037 | 79312 | SH |  | SOLE |  | 79312 | 0 | 0 |
| CLOUDFLARE INC | Common Stock | 18915M107 |  | 587490 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| CME GROUP INC | Common Stock | 12572Q105 |  | 7943368 | 28820 | SH |  | SOLE |  | 28820 | 0 | 0 |
| COCA COLA CO | Common Stock | 191216100 |  | 881333 | 12457 | SH |  | SOLE |  | 12457 | 0 | 0 |
| COLGATE PALMOLIVE CO | Common Stock | 194162103 |  | 249430 | 2744 | SH |  | SOLE |  | 2744 | 0 | 0 |
| CONOCOPHILLIPS | Common Stock | 20825C104 |  | 379600 | 4230 | SH |  | SOLE |  | 4230 | 0 | 0 |
| CONSTELLATION ENERGY CORP | Common Stock | 21037T109 |  | 259176 | 803 | SH |  | SOLE |  | 803 | 0 | 0 |
| CORNING INC | Common Stock | 219350105 |  | 230397 | 4381 | SH |  | SOLE |  | 4381 | 0 | 0 |
| COSTCO WHSL CORP NEW | Common Stock | 22160K105 |  | 248475 | 251 | SH |  | SOLE |  | 251 | 0 | 0 |
| CVS HEALTH CORP | Common Stock | 126650100 |  | 5581724 | 80918 | SH |  | SOLE |  | 80918 | 0 | 0 |
| DANAHER CORPORATION | Common Stock | 235851102 |  | 1139806 | 5770 | SH |  | SOLE |  | 5770 | 0 | 0 |
| DARDEN RESTAURANTS INC | Common Stock | 237194105 |  | 679848 | 3119 | SH |  | SOLE |  | 3119 | 0 | 0 |
| DEERE  CO | Common Stock | 244199105 |  | 526796 | 1036 | SH |  | SOLE |  | 1036 | 0 | 0 |
| DIMENSIONAL ETF TRUST | Fixed Income ETF | 25434V872 |  | 380340 | 9000 | SH |  | SOLE |  | 9000 | 0 | 0 |
| DISNEY WALT CO | Common Stock | 254687106 |  | 926727 | 7473 | SH |  | SOLE |  | 7473 | 0 | 0 |
| DOMINION ENERGY INC | Common Stock | 25746U109 |  | 456456 | 8076 | SH |  | SOLE |  | 8076 | 0 | 0 |
| DTE ENERGY CO | Common Stock | 233331107 |  | 283862 | 2143 | SH |  | SOLE |  | 2143 | 0 | 0 |
| DUKE ENERGY CORP NEW | Common Stock | 26441C204 |  | 6130690 | 51955 | SH |  | SOLE |  | 51955 | 0 | 0 |
| EATON CORP PLC | Int'l Common Stock | G29183103 |  | 1243753 | 3484 | SH |  | SOLE |  | 3484 | 0 | 0 |
| EBAY INC. | Common Stock | 278642103 |  | 256142 | 3440 | SH |  | SOLE |  | 3440 | 0 | 0 |
| ELEVANCE HEALTH INC | Common Stock | 036752103 |  | 379236 | 975 | SH |  | SOLE |  | 975 | 0 | 0 |
| ELI LILLY  CO | Common Stock | 532457108 |  | 380411 | 488 | SH |  | SOLE |  | 488 | 0 | 0 |
| EMERSON ELEC CO | Common Stock | 291011104 |  | 343725 | 2578 | SH |  | SOLE |  | 2578 | 0 | 0 |
| ENBRIDGE INC | Int'l Common Stock | 29250N105 |  | 285335 | 6296 | SH |  | SOLE |  | 6296 | 0 | 0 |
| EQT CORP | Common Stock | 26884L109 |  | 3976258 | 68180 | SH |  | SOLE |  | 68180 | 0 | 0 |
| ESSENTIAL UTILS INC | Common Stock | 29670G102 |  | 426850 | 11493 | SH |  | SOLE |  | 11493 | 0 | 0 |
| EXXON MOBIL CORP | Common Stock | 30231G102 |  | 3287469 | 30496 | SH |  | SOLE |  | 30496 | 0 | 0 |
| Farmers National Banc Corp | Common Stock | 309627107 |  | 7528444 | 545935 | SH |  | SOLE |  | 545935 | 0 | 0 |
| FirstEnergy Corp | Common Stock | 337932107 |  | 249572 | 6199 | SH |  | SOLE |  | 6199 | 0 | 0 |
| Freeport-McMoRan Inc | Common Stock | 35671D857 |  | 4069264 | 93870 | SH |  | SOLE |  | 93870 | 0 | 0 |
| GE Aerospace | Common Stock | 369604301 |  | 1979586 | 7691 | SH |  | SOLE |  | 7691 | 0 | 0 |
| GE VERNOVA INC | Common Stock | 36828A101 |  | 833940 | 1576 | SH |  | SOLE |  | 1576 | 0 | 0 |
| GENERAL DYNAMICS CORP | Common Stock | 369550108 |  | 255786 | 877 | SH |  | SOLE |  | 877 | 0 | 0 |
| GENERAL MLS INC | Common Stock | 370334104 |  | 1047236 | 20213 | SH |  | SOLE |  | 20213 | 0 | 0 |
| GILEAD SCIENCES INC | Common Stock | 375558103 |  | 5348591 | 48242 | SH |  | SOLE |  | 48242 | 0 | 0 |
| GRAFTECH INTL LTD | Common Stock | 384313508 |  | 9726 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| HERSHEY CO | Common Stock | 427866108 |  | 624470 | 3763 | SH |  | SOLE |  | 3763 | 0 | 0 |
| HOME DEPOT INC | Common Stock | 437076102 |  | 2769232 | 7553 | SH |  | SOLE |  | 7553 | 0 | 0 |
| HONEYWELL INTL INC | Common Stock | 438516106 |  | 9040402 | 38820 | SH |  | SOLE |  | 38820 | 0 | 0 |
| HP INC | Common Stock | 40434L105 |  | 365653 | 14949 | SH |  | SOLE |  | 14949 | 0 | 0 |
| HUBBELL INC | Common Stock | 443510607 |  | 714718 | 1750 | SH |  | SOLE |  | 1750 | 0 | 0 |
| HUNTINGTON BANCSHARES INC | Common Stock | 446150104 |  | 1382583 | 82493 | SH |  | SOLE |  | 82493 | 0 | 0 |
| ILLINOIS TOOL WKS INC | Common Stock | 452308109 |  | 333046 | 1347 | SH |  | SOLE |  | 1347 | 0 | 0 |
| INTEL CORP | Common Stock | 458140100 |  | 329392 | 14705 | SH |  | SOLE |  | 14705 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | Common Stock | 459200101 |  | 10080886 | 34198 | SH |  | SOLE |  | 34198 | 0 | 0 |
| INVESCO ACTVELY MNGD ETC FD TR | Fixed Income ETF | 46090F100 |  | 250446 | 19206 | SH |  | SOLE |  | 19206 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | Exchange Traded Fund | 46138E354 |  | 284362 | 3905 | SH |  | SOLE |  | 3905 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD TR | Exchange Traded Fund | 46137V357 |  | 655900 | 3609 | SH |  | SOLE |  | 3609 | 0 | 0 |
| INVESCO QQQ TR | Exchange Traded Fund | 46090E103 |  | 6507697 | 11797 | SH |  | SOLE |  | 11797 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | Exchange Traded Fund | 46438F101 |  | 378278 | 6180 | SH |  | SOLE |  | 6180 | 0 | 0 |
| ISHARES GOLD TR | Exchange Traded Fund | 464285204 |  | 534176 | 8566 | SH |  | SOLE |  | 8566 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287200 |  | 2126583 | 3425 | SH |  | SOLE |  | 3425 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287234 |  | 1449323 | 30044 | SH |  | SOLE |  | 30044 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287465 |  | 2691533 | 30110 | SH |  | SOLE |  | 30110 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287481 |  | 265434 | 1914 | SH |  | SOLE |  | 1914 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287507 |  | 3221257 | 51939 | SH |  | SOLE |  | 51939 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287598 |  | 576863 | 2970 | SH |  | SOLE |  | 2970 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287606 |  | 288225 | 3168 | SH |  | SOLE |  | 3168 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287655 |  | 2217458 | 10276 | SH |  | SOLE |  | 10276 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287804 |  | 2942961 | 26928 | SH |  | SOLE |  | 26928 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464288752 |  | 267118 | 2867 | SH |  | SOLE |  | 2867 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 464287457 |  | 1143551 | 13801 | SH |  | SOLE |  | 13801 | 0 | 0 |
| ISHARES TR | Fixed Income ETF | 464288414 |  | 473503 | 4532 | SH |  | SOLE |  | 4532 | 0 | 0 |
| JOHNSON  JOHNSON | Common Stock | 478160104 |  | 7604048 | 49781 | SH |  | SOLE |  | 49781 | 0 | 0 |
| JPMORGAN CHASE  CO | Common Stock | 46625H100 |  | 19862604 | 68513 | SH |  | SOLE |  | 68513 | 0 | 0 |
| KENVUE INC | Common Stock | 49177J102 |  | 860453 | 41111 | SH |  | SOLE |  | 41111 | 0 | 0 |
| Kimberly-Clark Corp | Common Stock | 494368103 |  | 5885198 | 45650 | SH |  | SOLE |  | 45650 | 0 | 0 |
| KINDER MORGAN INC DEL | Common Stock | 49456B101 |  | 6886862 | 234247 | SH |  | SOLE |  | 234247 | 0 | 0 |
| KROGER CO | Common Stock | 501044101 |  | 456346 | 6362 | SH |  | SOLE |  | 6362 | 0 | 0 |
| LAM RESEARCH CORP | Common Stock | 512807306 |  | 4241493 | 43574 | SH |  | SOLE |  | 43574 | 0 | 0 |
| LINDE PLC | Int'l Common Stock | G54950103 |  | 243974 | 520 | SH |  | SOLE |  | 520 | 0 | 0 |
| Lockheed Martin Corp | Common Stock | 539830109 |  | 4298865 | 9282 | SH |  | SOLE |  | 9282 | 0 | 0 |
| LOWES COS INC | Common Stock | 548661107 |  | 210333 | 948 | SH |  | SOLE |  | 948 | 0 | 0 |
| MARATHON PETE CORP | Common Stock | 56585A102 |  | 659124 | 3968 | SH |  | SOLE |  | 3968 | 0 | 0 |
| MCDONALDS CORP | Common Stock | 580135101 |  | 11857720 | 40585 | SH |  | SOLE |  | 40585 | 0 | 0 |
| MEDTRONIC PLC | Int'l Common Stock | G5960L103 |  | 5629177 | 64577 | SH |  | SOLE |  | 64577 | 0 | 0 |
| Merck  Co Inc | Common Stock | 58933Y105 |  | 352262 | 4450 | SH |  | SOLE |  | 4450 | 0 | 0 |
| Meta Platforms Inc | Common Stock | 30303M102 |  | 4322255 | 5856 | SH |  | SOLE |  | 5856 | 0 | 0 |
| METALLUS INC | Common Stock | 887399103 |  | 632581 | 41050 | SH |  | SOLE |  | 41050 | 0 | 0 |
| METLIFE INC | Common Stock | 59156R108 |  | 322082 | 4005 | SH |  | SOLE |  | 4005 | 0 | 0 |
| Microsoft Corp | Common Stock | 594918104 |  | 26789508 | 53858 | SH |  | SOLE |  | 53858 | 0 | 0 |
| MICROVISION INC DEL | Common Stock | 594960304 |  | 177612 | 155800 | SH |  | SOLE |  | 155800 | 0 | 0 |
| MID-AMER APT CMNTYS INC | Common Stock | 59522J103 |  | 3922117 | 26499 | SH |  | SOLE |  | 26499 | 0 | 0 |
| Netflix Inc | Common Stock | 64110L106 |  | 314696 | 235 | SH |  | SOLE |  | 235 | 0 | 0 |
| NEWMONT CORP | Common Stock | 651639106 |  | 7354102 | 126229 | SH |  | SOLE |  | 126229 | 0 | 0 |
| NEXTERA ENERGY INC | Common Stock | 65339F101 |  | 6685979 | 96312 | SH |  | SOLE |  | 96312 | 0 | 0 |
| Nike Inc | Common Stock | 654106103 |  | 1115825 | 15707 | SH |  | SOLE |  | 15707 | 0 | 0 |
| NORDSON CORP | Common Stock | 655663102 |  | 385866 | 1800 | SH |  | SOLE |  | 1800 | 0 | 0 |
| NORFOLK SOUTHN CORP | Common Stock | 655844108 |  | 798882 | 3121 | SH |  | SOLE |  | 3121 | 0 | 0 |
| NUCOR CORP | Common Stock | 670346105 |  | 3310783 | 25558 | SH |  | SOLE |  | 25558 | 0 | 0 |
| NVIDIA CORPORATION | Common Stock | 67066G104 |  | 945412 | 5984 | SH |  | SOLE |  | 5984 | 0 | 0 |
| ORACLE CORP | Common Stock | 68389X105 |  | 3272235 | 14967 | SH |  | SOLE |  | 14967 | 0 | 0 |
| OTIS WORLDWIDE CORP | Common Stock | 68902V107 |  | 239331 | 2417 | SH |  | SOLE |  | 2417 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | Common Stock | 69608A108 |  | 9588612 | 70339 | SH |  | SOLE |  | 70339 | 0 | 0 |
| PARKER-HANNIFIN CORP | Common Stock | 701094104 |  | 3458125 | 4951 | SH |  | SOLE |  | 4951 | 0 | 0 |
| PEPSICO INC | Common Stock | 713448108 |  | 7695687 | 58283 | SH |  | SOLE |  | 58283 | 0 | 0 |
| PFIZER INC | Common Stock | 717081103 |  | 1886308 | 77818 | SH |  | SOLE |  | 77818 | 0 | 0 |
| PHILIP MORRIS INTL INC | Common Stock | 718172109 |  | 8518038 | 46769 | SH |  | SOLE |  | 46769 | 0 | 0 |
| PNC FINL SVCS GROUP INC | Common Stock | 693475105 |  | 1542998 | 8277 | SH |  | SOLE |  | 8277 | 0 | 0 |
| PPG INDS INC | Common Stock | 693506107 |  | 1774159 | 15597 | SH |  | SOLE |  | 15597 | 0 | 0 |
| PROCTER AND GAMBLE CO | Common Stock | 742718109 |  | 5439344 | 34141 | SH |  | SOLE |  | 34141 | 0 | 0 |
| PROGRESSIVE CORP | Common Stock | 743315103 |  | 1762343 | 6604 | SH |  | SOLE |  | 6604 | 0 | 0 |
| QUALCOMM INC | Common Stock | 747525103 |  | 616973 | 3874 | SH |  | SOLE |  | 3874 | 0 | 0 |
| QUANTA SVCS INC | Common Stock | 74762E102 |  | 446134 | 1180 | SH |  | SOLE |  | 1180 | 0 | 0 |
| RTX CORPORATION | Common Stock | 75513E101 |  | 856407 | 5865 | SH |  | SOLE |  | 5865 | 0 | 0 |
| SCHLUMBERGER LTD | Common Stock | 806857108 |  | 3233916 | 95678 | SH |  | SOLE |  | 95678 | 0 | 0 |
| SCHWAB CHARLES CORP | Common Stock | 808513105 |  | 229012 | 2510 | SH |  | SOLE |  | 2510 | 0 | 0 |
| SCHWAB STRATEGIC TR | Exchange Traded Fund | 808524201 |  | 962545 | 39384 | SH |  | SOLE |  | 39384 | 0 | 0 |
| SELECT SECTOR SPDR TR | Exchange Traded Fund | 81369Y209 |  | 440494 | 3268 | SH |  | SOLE |  | 3268 | 0 | 0 |
| SELECT SECTOR SPDR TR | Exchange Traded Fund | 81369Y407 |  | 8596705 | 39556 | SH |  | SOLE |  | 39556 | 0 | 0 |
| SELECT SECTOR SPDR TR | Exchange Traded Fund | 81369Y506 |  | 1480443 | 17456 | SH |  | SOLE |  | 17456 | 0 | 0 |
| SELECT SECTOR SPDR TR | Exchange Traded Fund | 81369Y852 |  | 224114 | 2065 | SH |  | SOLE |  | 2065 | 0 | 0 |
| SELECT SECTOR SPDR TR | Exchange Traded Fund | 81369Y886 |  | 837015 | 10250 | SH |  | SOLE |  | 10250 | 0 | 0 |
| SHELL PLC | Int'l Common Stock | 780259305 |  | 457102 | 6492 | SH |  | SOLE |  | 6492 | 0 | 0 |
| SMUCKER J M CO | Common Stock | 832696405 |  | 937908 | 9551 | SH |  | SOLE |  | 9551 | 0 | 0 |
| SOLVENTUM CORP | Common Stock | 83444M101 |  | 5831413 | 76891 | SH |  | SOLE |  | 76891 | 0 | 0 |
| SOUTHERN CO | Common Stock | 842587107 |  | 6112205 | 66560 | SH |  | SOLE |  | 66560 | 0 | 0 |
| SPDR GOLD TR | Exchange Traded Fund | 78463V107 |  | 2989163 | 9806 | SH |  | SOLE |  | 9806 | 0 | 0 |
| SPDR S 500 ETF TR | Exchange Traded Fund | 78462F103 |  | 39106198 | 63294 | SH |  | SOLE |  | 63294 | 0 | 0 |
| SPDR SER TR | Exchange Traded Fund | 78464A698 |  | 3153609 | 53100 | SH |  | SOLE |  | 53100 | 0 | 0 |
| STRYKER CORPORATION | Common Stock | 863667101 |  | 879485 | 2223 | SH |  | SOLE |  | 2223 | 0 | 0 |
| TESLA INC | Common Stock | 88160R101 |  | 445677 | 1403 | SH |  | SOLE |  | 1403 | 0 | 0 |
| TEXAS INSTRS INC | Common Stock | 882508104 |  | 304786 | 1468 | SH |  | SOLE |  | 1468 | 0 | 0 |
| TFS FINL CORP | Common Stock | 87240R107 |  | 259000 | 20000 | SH |  | SOLE |  | 20000 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | Common Stock | 883556102 |  | 240032 | 592 | SH |  | SOLE |  | 592 | 0 | 0 |
| TJX COS INC NEW | Common Stock | 872540109 |  | 690803 | 5594 | SH |  | SOLE |  | 5594 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | Int'l Common Stock | G8994E103 |  | 558135 | 1276 | SH |  | SOLE |  | 1276 | 0 | 0 |
| TRAVELERS COMPANIES INC | Common Stock | 89417E109 |  | 530799 | 1984 | SH |  | SOLE |  | 1984 | 0 | 0 |
| Twilio Inc | Common Stock | 90138F102 |  | 5877005 | 47258 | SH |  | SOLE |  | 47258 | 0 | 0 |
| UBER TECHNOLOGIES INC | Common Stock | 90353T100 |  | 6304001 | 67567 | SH |  | SOLE |  | 67567 | 0 | 0 |
| UNION PAC CORP | Common Stock | 907818108 |  | 3766640 | 16371 | SH |  | SOLE |  | 16371 | 0 | 0 |
| United Parcel Service Inc | Common Stock | 911312106 |  | 323412 | 3204 | SH |  | SOLE |  | 3204 | 0 | 0 |
| UNITEDHEALTH GROUP INC | Common Stock | 91324P102 |  | 664184 | 2129 | SH |  | SOLE |  | 2129 | 0 | 0 |
| Valero Energy Corp | Common Stock | 91913Y100 |  | 4269851 | 31765 | SH |  | SOLE |  | 31765 | 0 | 0 |
| VANECK ETF TRUST | Exchange Traded Fund | 92189F106 |  | 432462 | 8307 | SH |  | SOLE |  | 8307 | 0 | 0 |
| VANGUARD INDEX FDS | Exchange Traded Fund | 922908363 |  | 857157 | 1509 | SH |  | SOLE |  | 1509 | 0 | 0 |
| VANGUARD INDEX FDS | Exchange Traded Fund | 922908553 |  | 421432 | 4732 | SH |  | SOLE |  | 4732 | 0 | 0 |
| VANGUARD INDEX FDS | Exchange Traded Fund | 922908736 |  | 1248125 | 2847 | SH |  | SOLE |  | 2847 | 0 | 0 |
| VANGUARD INDEX FDS | Exchange Traded Fund | 922908751 |  | 258782 | 1092 | SH |  | SOLE |  | 1092 | 0 | 0 |
| VANGUARD INDEX FDS | Exchange Traded Fund | 922908769 |  | 1315105 | 4327 | SH |  | SOLE |  | 4327 | 0 | 0 |
| VANGUARD MALVERN FDS | Fixed Income ETF | 922020748 |  | 614278 | 7918 | SH |  | SOLE |  | 7918 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | Exchange Traded Fund | 921908844 |  | 250516 | 1224 | SH |  | SOLE |  | 1224 | 0 | 0 |
| VENTAS INC | Common Stock | 92276F100 |  | 272050 | 4308 | SH |  | SOLE |  | 4308 | 0 | 0 |
| Verizon Communications Inc | Common Stock | 92343V104 |  | 5732669 | 132486 | SH |  | SOLE |  | 132486 | 0 | 0 |
| VISA INC | Common Stock | 92826C839 |  | 7657718 | 21568 | SH |  | SOLE |  | 21568 | 0 | 0 |
| WALMART INC | Common Stock | 931142103 |  | 4856244 | 49665 | SH |  | SOLE |  | 49665 | 0 | 0 |
| WELLS FARGO CO NEW | Common Stock | 949746101 |  | 946938 | 11819 | SH |  | SOLE |  | 11819 | 0 | 0 |
| WEYERHAEUSER CO MTN BE | Common Stock | 962166104 |  | 3709559 | 144397 | SH |  | SOLE |  | 144397 | 0 | 0 |
| YUM BRANDS INC | Common Stock | 988498101 |  | 697631 | 4708 | SH |  | SOLE |  | 4708 | 0 | 0 |

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