# EDGAR Filing Document

**Accession Number:** 0001730404
**File Stem:** 0001730404-23-000001
**Filing Date:** 2023-2
**Character Count:** 13245
**Document Hash:** 938564cc266ad19db5eecb7545f2fd91
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001730404-23-000001.hdr.sgml**: 20230202

**ACCESSION NUMBER**: 0001730404-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230202

**DATE AS OF CHANGE**: 20230202

**EFFECTIVENESS DATE**: 20230202

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Northwest Capital Management Inc
- **CENTRAL INDEX KEY:** 0001730404
- **IRS NUMBER:** 931242462
- **STATE OF INCORPORATION:** OR
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18275
- **FILM NUMBER:** 23579899

**BUSINESS ADDRESS:**
- **STREET 1:** 1 CENTERPOINTE DRIVE
- **STREET 2:** SUITE 115
- **CITY:** LAKE OSWEGO
- **STATE:** OR
- **ZIP:** 97035
- **BUSINESS PHONE:** 5035971616

**MAIL ADDRESS:**
- **STREET 1:** 1 CENTERPOINTE DRIVE
- **STREET 2:** SUITE 115
- **CITY:** LAKE OSWEGO
- **STATE:** OR
- **ZIP:** 97035

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Northwest Capital Management Inc<br>**Address:** 1 CENTERPOINTE DRIVE<br>SUITE 115<br>LAKE OSWEGO, OR 97035

**Form 13F File Number:** 028-18275

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Fred Payne<br>**Title:** Chief Compliance Officer<br>**Phone:** 4407250710

**Signature, Place, and Date of Signing:**

Fred Payne  Lake Oswego, OR  02-02-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 96

**Form 13F Information Table Value Total:** $188193030

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 494649 | 4505 | SH |  | SOLE | 0 | 0 | 0 | 4505 |
| ABBVIE INC | COM | 00287Y109 |  | 274091 | 1696 | SH |  | SOLE | 0 | 0 | 0 | 1696 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 767866 | 8654 | SH |  | SOLE | 0 | 0 | 0 | 8654 |
| AMAZON COM INC | COM | 023135106 |  | 2309297 | 27492 | SH |  | SOLE | 0 | 0 | 0 | 27492 |
| AMGEN INC | COM | 031162100 |  | 759818 | 2893 | SH |  | SOLE | 0 | 0 | 0 | 2893 |
| APPLE INC | COM | 037833100 |  | 6839569 | 52640 | SH |  | SOLE | 0 | 0 | 0 | 52640 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1014737 | 3285 | SH |  | SOLE | 0 | 0 | 0 | 3285 |
| CHEVRON CORP NEW | COM | 166764100 |  | 404276 | 2252 | SH |  | SOLE | 0 | 0 | 0 | 2252 |
| CISCO SYS INC | COM | 17275R102 |  | 362326 | 7606 | SH |  | SOLE | 0 | 0 | 0 | 7606 |
| COCA COLA CO | COM | 191216100 |  | 263663 | 4145 | SH |  | SOLE | 0 | 0 | 0 | 4145 |
| COLUMBIA BKG SYS INC | COM | 197236102 |  | 248783 | 8257 | SH |  | SOLE | 0 | 0 | 0 | 8257 |
| CORTEVA INC | COM | 22052L104 |  | 215546 | 3667 | SH |  | SOLE | 0 | 0 | 0 | 3667 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 619700 | 1358 | SH |  | SOLE | 0 | 0 | 0 | 1358 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051630 |  | 345972 | 15863 | SH |  | SOLE | 0 | 0 | 0 | 15863 |
| DISNEY WALT CO | COM | 254687106 |  | 283199 | 3260 | SH |  | SOLE | 0 | 0 | 0 | 3260 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 233685 | 3405 | SH |  | SOLE | 0 | 0 | 0 | 3405 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 255510 | 2317 | SH |  | SOLE | 0 | 0 | 0 | 2317 |
| FIRST TR EXCHNG TRADED FD VI | TCW UNCONSTRAI | 33740F888 |  | 2612678 | 108365 | SH |  | SOLE | 0 | 0 | 0 | 108365 |
| GARTNER INC | COM | 366651107 |  | 890771 | 2650 | SH |  | SOLE | 0 | 0 | 0 | 2650 |
| HOME DEPOT INC | COM | 437076102 |  | 390713 | 1237 | SH |  | SOLE | 0 | 0 | 0 | 1237 |
| INTEL CORP | COM | 458140100 |  | 975344 | 36903 | SH |  | SOLE | 0 | 0 | 0 | 36903 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 1159994 | 78484 | SH |  | SOLE | 0 | 0 | 0 | 78484 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 4722037 | 73897 | SH |  | SOLE | 0 | 0 | 0 | 73897 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 294440 | 6692 | SH |  | SOLE | 0 | 0 | 0 | 6692 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 252684 | 949 | SH |  | SOLE | 0 | 0 | 0 | 949 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 6349132 | 119682 | SH |  | SOLE | 0 | 0 | 0 | 119682 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 681486 | 16666 | SH |  | SOLE | 0 | 0 | 0 | 16666 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 559321 | 9074 | SH |  | SOLE | 0 | 0 | 0 | 9074 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 355684 | 7659 | SH |  | SOLE | 0 | 0 | 0 | 7659 |
| ISHARES TR | MBS ETF | 464288588 |  | 3646111 | 39311 | SH |  | SOLE | 0 | 0 | 0 | 39311 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 601115 | 5697 | SH |  | SOLE | 0 | 0 | 0 | 5697 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 10772157 | 234790 | SH |  | SOLE | 0 | 0 | 0 | 234790 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 2145934 | 25306 | SH |  | SOLE | 0 | 0 | 0 | 25306 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 9455880 | 97493 | SH |  | SOLE | 0 | 0 | 0 | 97493 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 1568922 | 31689 | SH |  | SOLE | 0 | 0 | 0 | 31689 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 315942 | 1306 | SH |  | SOLE | 0 | 0 | 0 | 1306 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 298023 | 3149 | SH |  | SOLE | 0 | 0 | 0 | 3149 |
| ISHARES TR | CORE S ETF | 464287200 |  | 5101105 | 13277 | SH |  | SOLE | 0 | 0 | 0 | 13277 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 518247 | 2419 | SH |  | SOLE | 0 | 0 | 0 | 2419 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 407479 | 2337 | SH |  | SOLE | 0 | 0 | 0 | 2337 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 211080 | 744 | SH |  | SOLE | 0 | 0 | 0 | 744 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 250157 | 6600 | SH |  | SOLE | 0 | 0 | 0 | 6600 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 207126 | 3155 | SH |  | SOLE | 0 | 0 | 0 | 3155 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 5504060 | 122503 | SH |  | SOLE | 0 | 0 | 0 | 122503 |
| ISHARES TR | CONV BD ETF | 46435G102 |  | 1609064 | 23162 | SH |  | SOLE | 0 | 0 | 0 | 23162 |
| ISHARES TR | FALN ANGLS USD | 46435G474 |  | 746092 | 30317 | SH |  | SOLE | 0 | 0 | 0 | 30317 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 12310738 | 145259 | SH |  | SOLE | 0 | 0 | 0 | 145259 |
| ISHARES TR | US INFRASTRUC | 46435U713 |  | 2352331 | 64874 | SH |  | SOLE | 0 | 0 | 0 | 64874 |
| ISHARES U S ETF TR | GSCI CMDTY STGY | 46431W853 |  | 5752984 | 204079 | SH |  | SOLE | 0 | 0 | 0 | 204079 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 2003182 | 39960 | SH |  | SOLE | 0 | 0 | 0 | 39960 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 206590 | 1169 | SH |  | SOLE | 0 | 0 | 0 | 1169 |
| MCDONALDS CORP | COM | 580135101 |  | 263307 | 999 | SH |  | SOLE | 0 | 0 | 0 | 999 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 259796 | 307 | SH |  | SOLE | 0 | 0 | 0 | 307 |
| MERCK  CO INC | COM | 58933Y105 |  | 1783737 | 16077 | SH |  | SOLE | 0 | 0 | 0 | 16077 |
| META PLATFORMS INC | CL A | 30303M102 |  | 223762 | 1859 | SH |  | SOLE | 0 | 0 | 0 | 1859 |
| MICROSOFT CORP | COM | 594918104 |  | 9487287 | 39560 | SH |  | SOLE | 0 | 0 | 0 | 39560 |
| NIKE INC | CL B | 654106103 |  | 1172728 | 10022 | SH |  | SOLE | 0 | 0 | 0 | 10022 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 467208 | 5150 | SH |  | SOLE | 0 | 0 | 0 | 5150 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 341170 | 2335 | SH |  | SOLE | 0 | 0 | 0 | 2335 |
| ORACLE CORP | COM | 68389X105 |  | 220698 | 2700 | SH |  | SOLE | 0 | 0 | 0 | 2700 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 4705938 | 31050 | SH |  | SOLE | 0 | 0 | 0 | 31050 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 1128068 | 25174 | SH |  | SOLE | 0 | 0 | 0 | 25174 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 6498931 | 201767 | SH |  | SOLE | 0 | 0 | 0 | 201767 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 11347803 | 251336 | SH |  | SOLE | 0 | 0 | 0 | 251336 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 677569 | 16726 | SH |  | SOLE | 0 | 0 | 0 | 16726 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 367200 | 6609 | SH |  | SOLE | 0 | 0 | 0 | 6609 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 1232599 | 18670 | SH |  | SOLE | 0 | 0 | 0 | 18670 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 1949853 | 61959 | SH |  | SOLE | 0 | 0 | 0 | 61959 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 2575114 | 108792 | SH |  | SOLE | 0 | 0 | 0 | 108792 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 2581957 | 34180 | SH |  | SOLE | 0 | 0 | 0 | 34180 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 498811 | 10340 | SH |  | SOLE | 0 | 0 | 0 | 10340 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 3594491 | 73014 | SH |  | SOLE | 0 | 0 | 0 | 73014 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 4757029 | 72505 | SH |  | SOLE | 0 | 0 | 0 | 72505 |
| SCHWAB STRATEGIC TR | LONG TERM US | 808524680 |  | 8256641 | 234297 | SH |  | SOLE | 0 | 0 | 0 | 234297 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1623469 | 18560 | SH |  | SOLE | 0 | 0 | 0 | 18560 |
| SHELL PLC | SPON ADS | 780259305 |  | 569500 | 10000 | SH |  | SOLE | 0 | 0 | 0 | 10000 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2848155 | 7448 | SH |  | SOLE | 0 | 0 | 0 | 7448 |
| SPDR SER TR | PORT MTG BK ETF | 78464A383 |  | 557234 | 25679 | SH |  | SOLE | 0 | 0 | 0 | 25679 |
| SPDR SER TR | PORTFLI TIPS ETF | 78464A656 |  | 2132562 | 82786 | SH |  | SOLE | 0 | 0 | 0 | 82786 |
| STARBUCKS CORP | COM | 855244109 |  | 263269 | 2654 | SH |  | SOLE | 0 | 0 | 0 | 2654 |
| TESLA INC | COM | 88160R101 |  | 618276 | 5019 | SH |  | SOLE | 0 | 0 | 0 | 5019 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 364836 | 7246 | SH |  | SOLE | 0 | 0 | 0 | 7246 |
| US BANCORP DEL | COM NEW | 902973304 |  | 283527 | 6501 | SH |  | SOLE | 0 | 0 | 0 | 6501 |
| VANECK ETF TRUST | AGRIBUSINESS ETF | 92189F700 |  | 228764 | 2665 | SH |  | SOLE | 0 | 0 | 0 | 2665 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 250097 | 3481 | SH |  | SOLE | 0 | 0 | 0 | 3481 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 5651956 | 115346 | SH |  | SOLE | 0 | 0 | 0 | 115346 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 606246 | 1726 | SH |  | SOLE | 0 | 0 | 0 | 1726 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 777020 | 4234 | SH |  | SOLE | 0 | 0 | 0 | 4234 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 832661 | 3907 | SH |  | SOLE | 0 | 0 | 0 | 3907 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1132505 | 8068 | SH |  | SOLE | 0 | 0 | 0 | 8068 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 283550 | 3438 | SH |  | SOLE | 0 | 0 | 0 | 3438 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 361290 | 1890 | SH |  | SOLE | 0 | 0 | 0 | 1890 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 470518 | 3541 | SH |  | SOLE | 0 | 0 | 0 | 3541 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 696397 | 14909 | SH |  | SOLE | 0 | 0 | 0 | 14909 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 889401 | 17971 | SH |  | SOLE | 0 | 0 | 0 | 17971 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 1438810 | 34846 | SH |  | SOLE | 0 | 0 | 0 | 34846 |

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