# EDGAR Filing Document

**Accession Number:** 0002055620
**File Stem:** 0001104659-25-077440
**Filing Date:** 2025-8
**Character Count:** 15848
**Document Hash:** c6f5080006c2e0540ca2a7fe13a82445
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-077440.hdr.sgml**: 20250813

**ACCESSION NUMBER**: 0001104659-25-077440

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250813

**DATE AS OF CHANGE**: 20250813

**EFFECTIVENESS DATE**: 20250813

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CERTIOR FINANCIAL GROUP, LLC
- **CENTRAL INDEX KEY:** 0002055620

**ORGANIZATION NAME:**
- **EIN:** 270789383
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25017
- **FILM NUMBER:** 251210419

**BUSINESS ADDRESS:**
- **STREET 1:** 20104 VALLEY FORGE CIRCLE
- **CITY:** KING OF PRUSSIA
- **STATE:** PA
- **ZIP:** 19406
- **BUSINESS PHONE:** 610-783-7010

**MAIL ADDRESS:**
- **STREET 1:** 20104 VALLEY FORGE CIRCLE
- **CITY:** KING OF PRUSSIA
- **STATE:** PA
- **ZIP:** 19406

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CERTIOR FINANCIAL GROUP LLC<br>**Address:** 20104 Valley Forge Circle<br>King Of Prussia, PA 19406

**Form 13F File Number:** 028-25017

**CRD Number (if applicable):** 000285502

**SEC File Number (if applicable):** 801-108506

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Avi Kantor<br>**Title:** Managing Member<br>**Phone:** 610-783-7010

**Signature, Place, and Date of Signing:**

/s/ Avi Kantor  King of Prussia, PA  08-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 120

**Form 13F Information Table Value Total:** $134104819

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 2023 ETF SERIES TRUST II | GMO US QUALITY E | 90139K100 |  | 1235598 | 36065 | SH |  | SOLE |  | 0 | 0 | 36065 |
| 2023 ETF SERIES TRUST II | GMO US VALUE | 90139K605 |  | 534448 | 21150 | SH |  | SOLE |  | 0 | 0 | 21150 |
| ABBVIE INC | COM | 00287Y109 |  | 510847 | 2752 | SH |  | SOLE |  | 0 | 0 | 2752 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 375107 | 1255 | SH |  | SOLE |  | 0 | 0 | 1255 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 370761 | 1314 | SH |  | SOLE |  | 0 | 0 | 1314 |
| AMAZON COM INC | COM | 023135106 |  | 510301 | 2326 | SH |  | SOLE |  | 0 | 0 | 2326 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 289627 | 2082 | SH |  | SOLE |  | 0 | 0 | 2082 |
| AMPLIFY ETF TR | HIGH INCOME | 032108847 |  | 456468 | 38981 | SH |  | SOLE |  | 0 | 0 | 38981 |
| APPLE INC | COM | 037833100 |  | 2619454 | 12767 | SH |  | SOLE |  | 0 | 0 | 12767 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 1399245 | 63718 | SH |  | SOLE |  | 0 | 0 | 63718 |
| ARES MANAGEMENT CORPORATION | CL A COM STK | 03990B101 |  | 506441 | 2924 | SH |  | SOLE |  | 0 | 0 | 2924 |
| ARK 21SHARES BITCOIN ETF | SHS BEN INT | 040919102 |  | 536850 | 15000 | SH |  | SOLE |  | 0 | 0 | 15000 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 242571 | 3451 | SH |  | SOLE |  | 0 | 0 | 3451 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 457514 | 1484 | SH |  | SOLE |  | 0 | 0 | 1484 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 538233 | 1108 | SH |  | SOLE |  | 0 | 0 | 1108 |
| BITWISE BITCOIN ETF TR | SHS BEN INT | 09174C104 |  | 440714 | 7522 | SH |  | SOLE |  | 0 | 0 | 7522 |
| BLACKROCK ETF TRUST II | ISHARES LARG CAP | 092528801 |  | 2637742 | 85061 | SH |  | SOLE |  | 0 | 0 | 85061 |
| BONDBLOXX ETF TRUST | BLOOMBERG SIX MN | 09789C788 |  | 431514 | 8572 | SH |  | SOLE |  | 0 | 0 | 8572 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 |  | 355901 | 7520 | SH |  | SOLE |  | 0 | 0 | 7520 |
| CAPITAL GROUP CORE BALANCED | SHS | 14021D107 |  | 445027 | 13308 | SH |  | SOLE |  | 0 | 0 | 13308 |
| CAPITAL GROUP CORE EQUITY ET | SHS CREATION UNI | 14020V108 |  | 793360 | 21483 | SH |  | SOLE |  | 0 | 0 | 21483 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 2474159 | 62653 | SH |  | SOLE |  | 0 | 0 | 62653 |
| CAPITAL GROUP GBL GROWTH EQT | SHS CREATION UNI | 14020X104 |  | 572002 | 17892 | SH |  | SOLE |  | 0 | 0 | 17892 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 756566 | 18612 | SH |  | SOLE |  | 0 | 0 | 18612 |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 |  | 617609 | 27449 | SH |  | SOLE |  | 0 | 0 | 27449 |
| CIBUS INC | CL A COM STK | 17166A101 |  | 239507 | 173556 | SH |  | SOLE |  | 0 | 0 | 173556 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 421289 | 1202 | SH |  | SOLE |  | 0 | 0 | 1202 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 487686 | 4860 | SH |  | SOLE |  | 0 | 0 | 4860 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 251753 | 780 | SH |  | SOLE |  | 0 | 0 | 780 |
| ECOLAB INC | COM | 278865100 |  | 528372 | 1961 | SH |  | SOLE |  | 0 | 0 | 1961 |
| EVOLUTION PETE CORP | COM | 30049A107 |  | 128381 | 27315 | SH |  | SOLE |  | 0 | 0 | 27315 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 846957 | 7857 | SH |  | SOLE |  | 0 | 0 | 7857 |
| FIRST TR EXCH TRADED FD III | HORIZON VOL SMCP | 33741Y100 |  | 276372 | 7710 | SH |  | SOLE |  | 0 | 0 | 7710 |
| FS CREDIT OPPORTUNITIES CORP | COMMON STOCK | 30290Y101 |  | 1969862 | 271331 | SH |  | SOLE |  | 0 | 0 | 271331 |
| FS KKR CAP CORP | COM | 302635206 |  | 3891111 | 187523 | SH |  | SOLE |  | 0 | 0 | 187523 |
| GE AEROSPACE | COM NEW | 369604301 |  | 310613 | 1207 | SH |  | SOLE |  | 0 | 0 | 1207 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 404217 | 3646 | SH |  | SOLE |  | 0 | 0 | 3646 |
| GOLDMAN SACHS BDC INC | SHS | 38147U107 |  | 150491 | 13377 | SH |  | SOLE |  | 0 | 0 | 13377 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 506628 | 10610 | SH |  | SOLE |  | 0 | 0 | 10610 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 3712161 | 43760 | SH |  | SOLE |  | 0 | 0 | 43760 |
| HOME DEPOT INC | COM | 437076102 |  | 457202 | 1247 | SH |  | SOLE |  | 0 | 0 | 1247 |
| HORIZON FDS | LANDMARK ETF | 44053A622 |  | 1299855 | 25555 | SH |  | SOLE |  | 0 | 0 | 25555 |
| HORIZON FDS | EXPEDITION PLUS | 44053A630 |  | 727406 | 28637 | SH |  | SOLE |  | 0 | 0 | 28637 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 799887 | 2714 | SH |  | SOLE |  | 0 | 0 | 2714 |
| INVESTMENT MANAGERS SER TR I | FPA GBL EQTY ETF | 30254T577 |  | 219453 | 6455 | SH |  | SOLE |  | 0 | 0 | 6455 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3414974 | 5500 | SH |  | SOLE |  | 0 | 0 | 5500 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 2838875 | 27586 | SH |  | SOLE |  | 0 | 0 | 27586 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 2184418 | 22809 | SH |  | SOLE |  | 0 | 0 | 22809 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1351303 | 12707 | SH |  | SOLE |  | 0 | 0 | 12707 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 1159146 | 20818 | SH |  | SOLE |  | 0 | 0 | 20818 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 1032399 | 44926 | SH |  | SOLE |  | 0 | 0 | 44926 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 735287 | 6682 | SH |  | SOLE |  | 0 | 0 | 6682 |
| J P MORGAN EXCHANGE TRADED F | BETABULDRS JAPAN | 46641Q217 |  | 861893 | 13951 | SH |  | SOLE |  | 0 | 0 | 13951 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 228433 | 1495 | SH |  | SOLE |  | 0 | 0 | 1495 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 273378 | 2121 | SH |  | SOLE |  | 0 | 0 | 2121 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 903123 | 1950 | SH |  | SOLE |  | 0 | 0 | 1950 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 346850 | 4575 | SH |  | SOLE |  | 0 | 0 | 4575 |
| MCDONALDS CORP | COM | 580135101 |  | 422675 | 1447 | SH |  | SOLE |  | 0 | 0 | 1447 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 301260 | 3456 | SH |  | SOLE |  | 0 | 0 | 3456 |
| MERCK  CO INC | COM | 58933Y105 |  | 528488 | 6676 | SH |  | SOLE |  | 0 | 0 | 6676 |
| MICROSOFT CORP | COM | 594918104 |  | 980874 | 1972 | SH |  | SOLE |  | 0 | 0 | 1972 |
| MICROSTRATEGY INC | CL A NEW | 594972408 |  | 3218065 | 9000 | SH | Call | SOLE |  | 0 | 0 | 9000 |
| MICROSTRATEGY INC | CL A NEW | 594972408 |  | 649193 | 1606 | SH |  | SOLE |  | 0 | 0 | 1606 |
| MICROSTRATEGY INC | CL A NEW | 594972408 |  | 340813 | 1000 | SH | Call | SOLE |  | 0 | 0 | 1000 |
| MID-AMER APT CMNTYS INC | COM | 59522J103 |  | 341015 | 2304 | SH |  | SOLE |  | 0 | 0 | 2304 |
| NATIONAL GRID PLC | SPONSORED ADR NE | 636274409 |  | 312127 | 4195 | SH |  | SOLE |  | 0 | 0 | 4195 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 398123 | 3290 | SH |  | SOLE |  | 0 | 0 | 3290 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 353586 | 2238 | SH |  | SOLE |  | 0 | 0 | 2238 |
| ONEOK INC NEW | COM | 682680103 |  | 404640 | 4957 | SH |  | SOLE |  | 0 | 0 | 4957 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 854181 | 6266 | SH |  | SOLE |  | 0 | 0 | 6266 |
| PFIZER INC | COM | 717081103 |  | 343606 | 14175 | SH |  | SOLE |  | 0 | 0 | 14175 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 222745 | 1223 | SH |  | SOLE |  | 0 | 0 | 1223 |
| PHILLIPS EDISON  CO INC | COMMON STOCK | 71844V201 |  | 1032468 | 29474 | SH |  | SOLE |  | 0 | 0 | 29474 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 1991451 | 38774 | SH |  | SOLE |  | 0 | 0 | 38774 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 259498 | 2415 | SH |  | SOLE |  | 0 | 0 | 2415 |
| QUALCOMM INC | COM | 747525103 |  | 437313 | 2746 | SH |  | SOLE |  | 0 | 0 | 2746 |
| RBB FD INC | FM ULTRASHORT TR | 74933W213 |  | 593639 | 11855 | SH |  | SOLE |  | 0 | 0 | 11855 |
| REALTY INCOME CORP | COM | 756109104 |  | 273433 | 4746 | SH |  | SOLE |  | 0 | 0 | 4746 |
| RELX PLC | SPONSORED ADR | 759530108 |  | 365328 | 6723 | SH |  | SOLE |  | 0 | 0 | 6723 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 347362 | 1409 | SH |  | SOLE |  | 0 | 0 | 1409 |
| SANOFI | SPONSORED ADR | 80105N105 |  | 246091 | 5094 | SH |  | SOLE |  | 0 | 0 | 5094 |
| SAP SE | SPON ADR | 803054204 |  | 386207 | 1270 | SH |  | SOLE |  | 0 | 0 | 1270 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 9525980 | 326121 | SH |  | SOLE |  | 0 | 0 | 326121 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 7454457 | 281300 | SH |  | SOLE |  | 0 | 0 | 281300 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 3776362 | 149263 | SH |  | SOLE |  | 0 | 0 | 149263 |
| SCHWAB STRATEGIC TR | 5 10YR CORP BD | 808524698 |  | 1520811 | 66819 | SH |  | SOLE |  | 0 | 0 | 66819 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 498198 | 22543 | SH |  | SOLE |  | 0 | 0 | 22543 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 399534 | 14439 | SH |  | SOLE |  | 0 | 0 | 14439 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 364192 | 14901 | SH |  | SOLE |  | 0 | 0 | 14901 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 228836 | 7592 | SH |  | SOLE |  | 0 | 0 | 7592 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 234276 | 2031 | SH |  | SOLE |  | 0 | 0 | 2031 |
| SNAP ON INC | COM | 833034101 |  | 381403 | 1226 | SH |  | SOLE |  | 0 | 0 | 1226 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 |  | 382225 | 14684 | SH |  | SOLE |  | 0 | 0 | 14684 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 3601914 | 84275 | SH |  | SOLE |  | 0 | 0 | 84275 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 476362 | 771 | SH |  | SOLE |  | 0 | 0 | 771 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 5120460 | 55821 | SH |  | SOLE |  | 0 | 0 | 55821 |
| SPDR SERIES TRUST | S 400 MDCP VAL | 78464A839 |  | 246287 | 3101 | SH |  | SOLE |  | 0 | 0 | 3101 |
| SPDR SERIES TRUST | S 600 SMCP GRW | 78464A201 |  | 208918 | 2354 | SH |  | SOLE |  | 0 | 0 | 2354 |
| STARWOOD PPTY TR INC | COM | 85571B105 |  | 352604 | 17569 | SH |  | SOLE |  | 0 | 0 | 17569 |
| T ROWE PRICE ETF INC | CAP APPRECIATION | 87283Q867 |  | 7397072 | 209668 | SH |  | SOLE |  | 0 | 0 | 209668 |
| T ROWE PRICE ETF INC | PRICE BLUE CHIP | 87283Q107 |  | 266613 | 5879 | SH |  | SOLE |  | 0 | 0 | 5879 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 401340 | 1772 | SH |  | SOLE |  | 0 | 0 | 1772 |
| TESLA INC | COM | 88160R101 |  | 492839 | 1551 | SH |  | SOLE |  | 0 | 0 | 1551 |
| TESLA INC | COM | 88160R101 |  | 141850 | 1000 | SH | Call | SOLE |  | 0 | 0 | 1000 |
| TESLA INC | COM | 88160R101 |  | 122804 | 1000 | SH | Call | SOLE |  | 0 | 0 | 1000 |
| TEXAS INSTRS INC | COM | 882508104 |  | 433095 | 2086 | SH |  | SOLE |  | 0 | 0 | 2086 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 363864 | 5948 | SH |  | SOLE |  | 0 | 0 | 5948 |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 |  | 1323593 | 26361 | SH |  | SOLE |  | 0 | 0 | 26361 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 2032747 | 25829 | SH |  | SOLE |  | 0 | 0 | 25829 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1695560 | 34281 | SH |  | SOLE |  | 0 | 0 | 34281 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1987971 | 40546 | SH |  | SOLE |  | 0 | 0 | 40546 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 203569 | 2455 | SH |  | SOLE |  | 0 | 0 | 2455 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 336678 | 1645 | SH |  | SOLE |  | 0 | 0 | 1645 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 2566417 | 37146 | SH |  | SOLE |  | 0 | 0 | 37146 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1751295 | 30719 | SH |  | SOLE |  | 0 | 0 | 30719 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 3320910 | 5007 | SH |  | SOLE |  | 0 | 0 | 5007 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 710825 | 16428 | SH |  | SOLE |  | 0 | 0 | 16428 |
| WATSCO INC | COM | 942622200 |  | 414911 | 940 | SH |  | SOLE |  | 0 | 0 | 940 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 389895 | 3742 | SH |  | SOLE |  | 0 | 0 | 3742 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 4306630 | 65730 | SH |  | SOLE |  | 0 | 0 | 65730 |

---