# EDGAR Filing Document

**Accession Number:** 0002097107
**File Stem:** 0002097107-26-000001
**Filing Date:** 2026-3
**Character Count:** 6870
**Document Hash:** ee71294f653230a6f8f0e52c2c52e2ba
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002097107-26-000001.hdr.sgml**: 20260318

**ACCESSION NUMBER**: 0002097107-26-000001

**CONFORMED SUBMISSION TYPE**: 3

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20260318

**FILED AS OF DATE**: 20260318

**DATE AS OF CHANGE**: 20260318

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** Siemiatkowski Sebastian
- **CENTRAL INDEX KEY:** 0002097107

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 3
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-42832
- **FILM NUMBER:** 26766203

**MAIL ADDRESS:**
- **ADDRESS IS A NON US LOCATION:** YES
- **STREET 1:** 10 YORK ROAD
- **CITY:** LONDON
- **PROVINCE COUNTRY:** X0
- **ZIP:** SE1 7ND
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Klarna Group plc
- **CENTRAL INDEX KEY:** 0002003292
- **STANDARD INDUSTRIAL CLASSIFICATION:** FINANCE SERVICES [6199]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** X0
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 10 YORK ROAD
- **CITY:** LONDON
- **STATE:** X0
- **ZIP:** SE1 7ND
- **BUSINESS PHONE:** 0046734205795

**MAIL ADDRESS:**
- **STREET 1:** 10 YORK ROAD
- **CITY:** LONDON
- **STATE:** X0
- **ZIP:** SE1 7ND

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Klarna UK II plc
- **DATE OF NAME CHANGE:** 20231205

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 3

### INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>Siemiatkowski Sebastian<br><sub>(Last) (First) (Middle)</sub><br>10 YORK ROAD<br><sub>(Street)</sub><br>LONDON,  SE1 7ND<br><sub>(City) (State) (Zip)</sub> | **3. Issuer Name and Ticker or Trading Symbol**<br>Klarna Group plc [ KLAR ] | **5. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  |
| **2. Date of Event Requiring Statement (Month/Day/Year)**<br>2026-03-18 | **4. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[X] Director   [ ] 10% Owner<br>[X] Officer (give title below)   [ ] Other (specify below)<br>_Chief Executive Officer_ | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities Beneficially Owned

---

|  |  |  |  |
| --- | --- | --- | --- |
| 1. Title of Security | 2. Amount of Securities Beneficially Owned | 3. Ownership Form | 4. Nature of Indirect Beneficial Ownership |
| Klarna Group plc Ordinary Shares | 24651816<sup>(1)</sup> | I | Flat Capital AB (publ)<sup>(1)</sup> |

---

## Table II - Derivative Securities Beneficially Owned

---

|  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Date Exercisable and Expiration Date (Month/Day/Year) | 2. Date Exercisable and Expiration Date (Month/Day/Year) | 3. Title and Amount of Underlying Securities | 3. Title and Amount of Underlying Securities | 4. Conversion or Exercise Price | 5. Ownership Form | 6. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 4. Conversion or Exercise Price | 5. Ownership Form | 6. Nature of Indirect Beneficial Ownership |
| Klarna Group plc Options | 2024-12-31 | 2027-11-15 | Klarna Group plc Ordinary Shares | 990504<sup>(2)</sup> | 573.78<sup>(10)</sup> | D |  |
| Klarna Group plc Options | 2024-12-31 | 2027-11-15 | Klarna Group plc ordinary shares | 1014792<sup>(2)</sup> | 573.78<sup>(10)</sup> | D |  |
| Klarna Group plc Options | 2025-06-27 | 2028-11-30 | Klarna Group plc ordinary shares | 641256<sup>(3)</sup> | 573.78<sup>(10)</sup> | D |  |
| Klarna Group plc Options | <sup>(4)</sup> | 2029-06-29 | Klarna Group plc Class C Shares<sup>(5)</sup> | 2941236 | 187.13<sup>(6)(10)</sup> | D |  |
| Klarna Group plc Options | <sup>(4)</sup> | 2029-09-05 | Klarna Group plc Class C Shares<sup>(5)</sup> | 2941236 | 187.13<sup>(6)(10)</sup> | D |  |
| Klarna Group plc Options | 2026-03-05 | 2029-09-05 | Klarna Group plc Class C Shares<sup>(5)(7)</sup> | 4519020 | 374.25<sup>(8)(10)</sup> | D |  |
| Klarna Group plc Options | 2026-03-05 | 2029-09-05 | Klarna Group plc Class C Shares<sup>(5)(7)</sup> | 10045416 | 561.38<sup>(9)(10)</sup> | D |  |

---

### Footnotes:

(1) Of the shareholding held via Flat Capital AB, 87,420 Klarna Group ordinary shares are held directly by Flat Capital AB, while the remaining 24,564,396 Klarna Group ordinary shares are indirectly owned by Double Sunday AB, fully controlled by Flat Capital AB. In addition to the ordinary shares reported in this Form 3,  the aforementioned entities own a number of the Klarna Group plcs (the Issuer) Class B shares by virtue of ultimate beneficial ownership.  Each Class B share is entitled to 10 votes per share. Class B shares are not transferable and are not exchangeable for or convertible into ordinary shares.

(2) Represents an option to acquire Shares that vest in annual installments of 20% as of the deemed date of grant with the remaining 20% vesting on August 27, 2027.

(3) Represents an option to acquire Shares that vest in four equal annual installments as of the deemed date of grant.

(4) Fully vested on the date of grant.

(5) Each Klarna Group plc Class C Share (Class C Share) is entitled to ten votes, is convertible into one-half of a Klarna Group plc ordinary share (and one deferred share that has no economic value).

(6) Exercise price represents a per Klarna Group plc ordinary share exercise price of SEK 374.26.

(7) Vests in four equal annual installments on each anniversary of the date of grant.

(8) Exercise price represents a per Klarna Group plc ordinary share exercise price of SEK 748.5.

(9) Exercise price represents a per Klarna Group plc ordinary share exercise price of SEK 1,122.76.

(10) This is in SEK.

**Signature:** Boudien Moerman, as attorney-in-fact  
**Date:** 2026-03-18

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**