# EDGAR Filing Document

**Accession Number:** 0001132651
**File Stem:** 0001437749-26-004104
**Filing Date:** 2026-2
**Character Count:** 7863
**Document Hash:** beb0f2a96f3f0b79d2c7f50b3881b894
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001437749-26-004104.hdr.sgml**: 20260213

**ACCESSION NUMBER**: 0001437749-26-004104

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 31

**CONFORMED PERIOD OF REPORT**: 20260211

**ITEM INFORMATION**: Regulation FD Disclosure

**ITEM INFORMATION**: Other Events

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20260213

**DATE AS OF CHANGE**: 20260213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AMES NATIONAL CORP
- **CENTRAL INDEX KEY:** 0001132651
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 421039071
- **STATE OF INCORPORATION:** X1
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-32637
- **FILM NUMBER:** 26632721

**BUSINESS ADDRESS:**
- **STREET 1:** PO BOX 846
- **CITY:** AMES
- **STATE:** IA
- **ZIP:** 50010
- **BUSINESS PHONE:** 5152326251

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 846
- **CITY:** AMES
- **STATE:** IA
- **ZIP:** 50010

?xml version='1.0' encoding='ASCII'? atlo20260212_8k.htm

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM 8-K**

**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934**

**February 11, 2026**

Date of Report (Date of Earliest Event Reported)

**AMES NATIONAL CORPORATION**

(Exact Name of Registrant as Specified in its Charter)

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| | | |
|:---|:---|:---|
| **Iowa** | **0-32637** | **42-1039071** |
| (State or Other Jurisdiction of <br> Incorporation or Organization) | (Commission File Number) | (I.R.S. Employer <br> Identification No.) |

---

**323 SIXTH STREET**

**AMES, Iowa 50010**

(Address of Principal Executive Offices) (Zip Code)

Registrant's Telephone Number, Including Area Code: **(515) 232-6251**

**NOT APPLICABLE**

(Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| Title of each class | Trading Symbol | Name of each exchange on which registered |
| Common stock, $2.00 par value | ATLO | NASDAQ Capital Market |

---

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by checkmark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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**Item 7.01 Regulation FD Disclosure**

For the benefit of its investors, the Company hereby furnishes the attached 2025 Summary Annual Report as Exhibit 99.1.

The information furnished in this item of this Form 8-K, and the related exhibit, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the "Securities Act"), or the Exchange Act, except as may be expressly set forth by specific reference in such filing.

**Item 8.01 Other Events**

On February 11, 2026, the Company announced the declaration of a cash dividend and nominees to stand for election to the Board of Directors at the Annual Meeting of Shareholders scheduled for April 29, 2026. A copy of the press release dated February 13, 2026 is attached as Exhibit 99.2.

**Item 9.01 Financial Statement and Exhibits**

(d) The following exhibits are furnished as part of this Report.

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| | |
|:---|:---|
| <u>Exhibit No.</u> | <u>Description</u> |
| 99.1 | [2025 Summary Annual Report](ex_920407.htm) |
| 99.2 | [News Release dated February 13, 2026](ex_920416.htm) |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document) |

---

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**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | **AMES NATIONAL CORPORATION** | **AMES NATIONAL CORPORATION** |
| Date: February 13, 2026  | By:  | /s/ *John P. Nelson*  |
|  |  | &nbsp;&nbsp;&nbsp;&nbsp;John P. Nelson, President |
|  |  | (Principal Executive Officer) |

---

## Exhibit 99.1

**Exhibit 99.1**

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![a16.jpg](a16.jpg)

## Exhibit 99.2

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| | |
|:---|:---|
| **PRESS RELEASE** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit 99.2 |

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FOR IMMEDIATE RELEASE CONTACT: JOHN P. NELSON, <br> PRESIDENT <br> (515) 232-6251

February 13, 2026

**AMES NATIONAL CORPORATION DECLARED CASH DIVIDEND AND ANNOUNCED NOMINEES FOR THE BOARD OF DIRECTORS IN 2026** 

AMES, IOWA – On February 11, 2026, the Board of Directors of Ames National Corporation (the "Company") declared a cash dividend of $0.24 per common share. The dividend is payable March 13, 2026, to shareholders of record at the close of business on February 27, 2026. The dividend is an increase of $0.04 per share or 20% from the prior quarter.

The Company also announced three nominees to stand for election to the Board of Directors at the upcoming Annual Meeting of Shareholders scheduled for April 29, 2026. The nominees for a three-year term are Jeffery C. Baker and Patrick G. Hagan, each of whom is currently serving as a director and is standing for re-election to the Board, and Amy F. Rieck, who has not previously served as a director of the Company.

This press release is not a solicitation of proxies from holders of common stock of the Company. The Company will provide shareholders with a proxy statement and related materials in connection with the 2026 Annual Meeting of Shareholders. Any solicitation of proxies by or on behalf of the Company in connection with the 2026 Annual Meeting of Shareholders will be conducted upon and following the dissemination of the proxy statement and other materials in accordance with applicable law.

Ames National Corporation is listed on the NASDAQ Capital Market under the ticker symbol, ATLO. The Company's affiliate banks include: First National Bank, Ames, Iowa; Boone Bank & Trust Co., Boone, Iowa; State Bank & Trust Co., Nevada, Iowa; Iowa State Savings Bank, Creston, Iowa; Reliance State Bank, Story City, Iowa; and United Bank & Trust Co., Marshalltown, Iowa. Additional information about the Company can be found at <u>www.amesnational.com</u>.