# EDGAR Filing Document

**Accession Number:** 0001802891
**File Stem:** 0002085853-26-000212
**Filing Date:** 2026-2
**Character Count:** 10460
**Document Hash:** 95044d7f0f764bd2b09c095603f0fb26
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-26-000212.hdr.sgml**: 20260206

**ACCESSION NUMBER**: 0002085853-26-000212

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260206

**DATE AS OF CHANGE**: 20260205

**EFFECTIVENESS DATE**: 20260206

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Verde Capital Management
- **CENTRAL INDEX KEY:** 0001802891

**ORGANIZATION NAME:**
- **EIN:** 262647029
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19844
- **FILM NUMBER:** 26604430

**BUSINESS ADDRESS:**
- **STREET 1:** 8031 ORTONVILLE ROAD
- **STREET 2:** SUITE 210
- **CITY:** CLARKSTON
- **STATE:** MI
- **ZIP:** 48348
- **BUSINESS PHONE:** 248-528-1870

**MAIL ADDRESS:**
- **STREET 1:** 8031 ORTONVILLE ROAD
- **STREET 2:** SUITE 210
- **CITY:** CLARKSTON
- **STATE:** MI
- **ZIP:** 48348

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Verde Capital Management<br>**Address:** 8031 Ortonville Road<br>Suite 210<br>Clarkston, MI 48348

**Form 13F File Number:** 028-19844

**CRD Number (if applicable):** 000147179

**SEC File Number (if applicable):** 801-69167

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Carl Szasz<br>**Title:** President and Chief Compliance Officer<br>**Phone:** 248-528-1870

**Signature, Place, and Date of Signing:**

/s/ Carl Szasz  Clarkston, MI  02-05-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 67

**Form 13F Information Table Value Total:** $468896031

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 8557217 | 27270 | SH |  | SOLE |  | 27270 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 803417 | 2567 | SH |  | SOLE |  | 2567 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 4897858 | 21219 | SH |  | SOLE |  | 21219 | 0 | 0 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 1816121 | 10344 | SH |  | SOLE |  | 10344 | 0 | 0 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 223468 | 1654 | SH |  | SOLE |  | 1654 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 2226527 | 8190 | SH |  | SOLE |  | 8190 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 378226 | 1472 | SH |  | SOLE |  | 1472 | 0 | 0 |
| AUTOZONE INC | COM | 053332102 |  | 3350466 | 988 | SH |  | SOLE |  | 988 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 2179758 | 58912 | SH |  | SOLE |  | 58912 | 0 | 0 |
| CINTAS CORP | COM | 172908105 |  | 1532623 | 8149 | SH |  | SOLE |  | 8149 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 2695681 | 3126 | SH |  | SOLE |  | 3126 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 232732 | 2730 | SH |  | SOLE |  | 2730 | 0 | 0 |
| EQUINIX INC | COM | 29444U700 |  | 2291188 | 2990 | SH |  | SOLE |  | 2990 | 0 | 0 |
| GAMESTOP CORP NEW | CL A | 36467W109 |  | 248651 | 12383 | SH |  | SOLE |  | 12383 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 1244051 | 10136 | SH |  | SOLE |  | 10136 | 0 | 0 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 294586 | 7606 | SH |  | SOLE |  | 7606 | 0 | 0 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 3508385 | 51322 | SH |  | SOLE |  | 51322 | 0 | 0 |
| GRAYSCALE ETHEREUM MINI TR E | SHS NEW | 38964R203 |  | 2786145 | 99292 | SH |  | SOLE |  | 99292 | 0 | 0 |
| GRAYSCALE ETHEREUM TRUST ETF | SHS | 389638107 |  | 3846051 | 157819 | SH |  | SOLE |  | 157819 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 1217570 | 1838 | SH |  | SOLE |  | 1838 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 39035607 | 154340 | SH |  | SOLE |  | 154340 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S MDCP MOMNTUM | 46137V464 |  | 2048525 | 14795 | SH |  | SOLE |  | 14795 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 8562292 | 13938 | SH |  | SOLE |  | 13938 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 9835826 | 198103 | SH |  | SOLE |  | 198103 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 4803300 | 39968 | SH |  | SOLE |  | 39968 | 0 | 0 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 32034673 | 774533 | SH |  | SOLE |  | 774533 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 405023 | 591 | SH |  | SOLE |  | 591 | 0 | 0 |
| ISHARES TR | CORE LT USDB ETF | 464289479 |  | 9069640 | 182491 | SH |  | SOLE |  | 182491 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 5577162 | 69854 | SH |  | SOLE |  | 69854 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 32419971 | 491212 | SH |  | SOLE |  | 491212 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 259880 | 1256 | SH |  | SOLE |  | 1256 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 520661 | 1704 | SH |  | SOLE |  | 1704 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 330795 | 501 | SH |  | SOLE |  | 501 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 3599907 | 7444 | SH |  | SOLE |  | 7444 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 4089602 | 43618 | SH |  | SOLE |  | 43618 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 10481473 | 56201 | SH |  | SOLE |  | 56201 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 323746 | 1661 | SH |  | SOLE |  | 1661 | 0 | 0 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 3337672 | 36593 | SH |  | SOLE |  | 36593 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 4773796 | 26857 | SH |  | SOLE |  | 26857 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 3184584 | 17289 | SH |  | SOLE |  | 17289 | 0 | 0 |
| PROGRESSIVE CORP | COM | 743315103 |  | 4213366 | 18502 | SH |  | SOLE |  | 18502 | 0 | 0 |
| PROLOGIS INC. | COM | 74340W103 |  | 2464178 | 19303 | SH |  | SOLE |  | 19303 | 0 | 0 |
| PROSHARES TR | ULTRAPRO QQQ | 74347X831 |  | 278105 | 5275 | SH |  | SOLE |  | 5275 | 0 | 0 |
| ROBINHOOD MKTS INC | COM CL A | 770700102 |  | 549553 | 4859 | SH |  | SOLE |  | 4859 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 3668486 | 13848 | SH |  | SOLE |  | 13848 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 5007097 | 189018 | SH |  | SOLE |  | 189018 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 44351685 | 981015 | SH |  | SOLE |  | 981015 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 656925 | 963 | SH |  | SOLE |  | 963 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A656 |  | 3135391 | 120824 | SH |  | SOLE |  | 120824 | 0 | 0 |
| SPOTIFY TECHNOLOGY S A | SHS | L8681T102 |  | 2982839 | 5137 | SH |  | SOLE |  | 5137 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 401445 | 1142 | SH |  | SOLE |  | 1142 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 10486017 | 23317 | SH |  | SOLE |  | 23317 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 1539453 | 10022 | SH |  | SOLE |  | 10022 | 0 | 0 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 64861530 | 626318 | SH |  | SOLE |  | 626318 | 0 | 0 |
| VANECK ETF TRUST | EMERGING MRKT HI | 92189F353 |  | 1259094 | 63303 | SH |  | SOLE |  | 63303 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 293799 | 3728 | SH |  | SOLE |  | 3728 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 10939846 | 140471 | SH |  | SOLE |  | 140471 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 819384 | 16957 | SH |  | SOLE |  | 16957 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1435467 | 16222 | SH |  | SOLE |  | 16222 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 483469 | 991 | SH |  | SOLE |  | 991 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 505500 | 806 | SH |  | SOLE |  | 806 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 1490722 | 32520 | SH |  | SOLE |  | 32520 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 6195142 | 73972 | SH |  | SOLE |  | 73972 | 0 | 0 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 3817138 | 56609 | SH |  | SOLE |  | 56609 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 73593208 | 608409 | SH |  | SOLE |  | 608409 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1519296 | 4332 | SH |  | SOLE |  | 4332 | 0 | 0 |
| WELLTOWER INC | COM | 95040Q104 |  | 2923040 | 15748 | SH |  | SOLE |  | 15748 | 0 | 0 |

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