# EDGAR Filing Document

**Accession Number:** 0001810720
**File Stem:** 0001810720-26-000004
**Filing Date:** 2026-4
**Character Count:** 24960
**Document Hash:** 610af2d04351eeae50663cafb2a9d04a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001810720-26-000004.hdr.sgml**: 20260424

**ACCESSION NUMBER**: 0001810720-26-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260424

**DATE AS OF CHANGE**: 20260424

**EFFECTIVENESS DATE**: 20260424

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Charter Oak Capital Management, LLC
- **CENTRAL INDEX KEY:** 0001810720

**ORGANIZATION NAME:**
- **EIN:** 263694779
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20761
- **FILM NUMBER:** 26891322

**BUSINESS ADDRESS:**
- **STREET 1:** TWO INTERNATIONAL DRIVE, SUITE 325
- **CITY:** PORTSMOUTH
- **STATE:** NH
- **ZIP:** 03801
- **BUSINESS PHONE:** 8006465720

**MAIL ADDRESS:**
- **STREET 1:** TWO INTERNATIONAL DRIVE, SUITE 325
- **CITY:** PORTSMOUTH
- **STATE:** NH
- **ZIP:** 03801

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Charter Oak Capital Management LLC<br>**Address:** TWO INTERNATIONAL DRIVE SUITE 325<br>PORTSMOUTH, NH 03801

**Form 13F File Number:** 028-20761

**CRD Number (if applicable):** 000120870

**SEC File Number (if applicable):** 801-64808

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Deanna B. Hutchinson<br>**Title:** CCO<br>**Phone:** 800-646-5720

**Signature, Place, and Date of Signing:**

Deanna B. Hutchinson  Portsmouth, NH  04-24-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 211

**Form 13F Information Table Value Total:** $1289683784

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 |  | 201003 | 692 | SH |  | SOLE |  | 258 | 0 | 434 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 201161 | 3254 | SH |  | SOLE |  | 0 | 0 | 3254 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 201210 | 3573 | SH |  | SOLE |  | 1532 | 0 | 2041 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 201622 | 944 | SH |  | SOLE |  | 536 | 0 | 408 |
| DTE ENERGY CO | COM | 233331107 |  | 203100 | 1389 | SH |  | SOLE |  | 207 | 0 | 1182 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 203370 | 2193 | SH |  | SOLE |  | 1434 | 0 | 759 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 204589 | 2654 | SH |  | SOLE |  | 1773 | 0 | 881 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 207778 | 1360 | SH |  | SOLE |  | 423 | 0 | 937 |
| ISHARES TR | U.S. FIN SVC ETF | 464287770 |  | 208977 | 2523 | SH |  | SOLE |  | 0 | 0 | 2523 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 209038 | 609 | SH |  | SOLE |  | 259 | 0 | 350 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 211595 | 459 | SH |  | SOLE |  | 435 | 0 | 24 |
| VANGUARD SCOTTSDALE FDS | TOTAL WLD BD ETF | 92206C565 |  | 212369 | 3107 | SH |  | SOLE |  | 2795 | 0 | 312 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 214491 | 1943 | SH |  | SOLE |  | 1928 | 0 | 15 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 214788 | 659 | SH |  | SOLE |  | 0 | 0 | 659 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 215306 | 1422 | SH |  | SOLE |  | 530 | 0 | 892 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 216102 | 1637 | SH |  | SOLE |  | 1187 | 0 | 450 |
| EMERSON ELEC CO | COM | 291011104 |  | 219948 | 1679 | SH |  | SOLE |  | 1226 | 0 | 453 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 221229 | 1516 | SH |  | SOLE |  | 902 | 0 | 614 |
| GE VERNOVA INC | COM | 36828A101 |  | 221872 | 254 | SH |  | SOLE |  | 121 | 0 | 133 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 225476 | 2542 | SH |  | SOLE |  | 1605 | 0 | 937 |
| FIDELITY COVINGTON TRUST | MSCI ENERGY IDX | 316092402 |  | 229193 | 6737 | SH |  | SOLE |  | 2257 | 0 | 4480 |
| FIRST TR EXCHANGE-TRADED FD | NASDQ CLN EDGE | 33737A108 |  | 230648 | 1410 | SH |  | SOLE |  | 1410 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 234361 | 4600 | SH |  | SOLE |  | 3782 | 0 | 818 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 235377 | 7020 | SH |  | SOLE |  | 5633 | 0 | 1387 |
| EVERSOURCE ENERGY | COM | 30040W108 |  | 240901 | 3477 | SH |  | SOLE |  | 1400 | 0 | 2077 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 241061 | 1841 | SH |  | SOLE |  | 1441 | 0 | 400 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 243311 | 2051 | SH |  | SOLE |  | 526 | 0 | 1525 |
| MARATHON PETE CORP | COM | 56585A102 |  | 244180 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 247312 | 5439 | SH |  | SOLE |  | 2213 | 0 | 3226 |
| ISHARES TR | ESG AWR MSCI USA | 46436E221 |  | 248096 | 7794 | SH |  | SOLE |  | 5000 | 0 | 2794 |
| REALTY INCOME CORP | COM | 756109104 |  | 249642 | 4080 | SH |  | SOLE |  | 2379 | 0 | 1701 |
| THE CIGNA GROUP | COM | 125523100 |  | 251812 | 944 | SH |  | SOLE |  | 436 | 0 | 508 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 251819 | 4954 | SH |  | SOLE |  | 4931 | 0 | 23 |
| NUSHARES ETF TR | NUVEEN ESG EMRGN | 67092P888 |  | 258384 | 7033 | SH |  | SOLE |  | 0 | 0 | 7033 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 265069 | 266 | SH |  | SOLE |  | 98 | 0 | 168 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 267994 | 1469 | SH |  | SOLE |  | 119 | 0 | 1350 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 269963 | 3501 | SH |  | SOLE |  | 0 | 0 | 3501 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 273968 | 4472 | SH |  | SOLE |  | 1840 | 0 | 2632 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 278828 | 648 | SH |  | SOLE |  | 154 | 0 | 494 |
| ISHARES TR | ESG SELECT SCRE | 46436E551 |  | 280342 | 6179 | SH |  | SOLE |  | 6144 | 0 | 35 |
| BLACKROCK INC | COM | 09290D101 |  | 282667 | 294 | SH |  | SOLE |  | 25 | 0 | 269 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 289988 | 12658 | SH |  | SOLE |  | 12367 | 0 | 291 |
| IRON MTN INC DEL | COM | 46284V101 |  | 292325 | 2862 | SH |  | SOLE |  | 2290 | 0 | 572 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 295930 | 1790 | SH |  | SOLE |  | 433 | 0 | 1357 |
| ISHARES TR | ESG SELECT SCREE | 46436E544 |  | 298363 | 6853 | SH |  | SOLE |  | 1475 | 0 | 5378 |
| ISHARES TR | CORE S ETF | 464287200 |  | 298517 | 457 | SH |  | SOLE |  | 0 | 0 | 457 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 300868 | 1112 | SH |  | SOLE |  | 463 | 0 | 649 |
| SI BONE INC | COM | 825704109 |  | 303158 | 24003 | SH |  | SOLE |  | 0 | 0 | 24003 |
| DISNEY WALT CO | COM | 254687106 |  | 304937 | 3164 | SH |  | SOLE |  | 1339 | 0 | 1825 |
| NETFLIX INC. | COM | 64110L106 |  | 305756 | 3180 | SH |  | SOLE |  | 2210 | 0 | 970 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 314257 | 3578 | SH |  | SOLE |  | 1878 | 0 | 1700 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 316509 | 8364 | SH |  | SOLE |  | 5527 | 0 | 2837 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 317098 | 3153 | SH |  | SOLE |  | 1939 | 0 | 1214 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 318813 | 2889 | SH |  | SOLE |  | 2889 | 0 | 0 |
| PROSHARES TR | PSHS ULT S 500 | 74347R107 |  | 320617 | 6180 | SH |  | SOLE |  | 3000 | 0 | 3180 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 322843 | 6431 | SH |  | SOLE |  | 2936 | 0 | 3495 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 325179 | 1448 | SH |  | SOLE |  | 88 | 0 | 1360 |
| AMGEN INC | COM | 031162100 |  | 331347 | 942 | SH |  | SOLE |  | 389 | 0 | 553 |
| BOEING CO | COM | 097023105 |  | 332792 | 1672 | SH |  | SOLE |  | 679 | 0 | 993 |
| BANK AMERICA CORP | COM | 060505104 |  | 338196 | 6937 | SH |  | SOLE |  | 3887 | 0 | 3050 |
| AFLAC INC | COM | 001055102 |  | 340502 | 3104 | SH |  | SOLE |  | 1829 | 0 | 1275 |
| FIDELITY COVINGTON TRUST | MSCI COMMNTN SVC | 316092873 |  | 343121 | 5037 | SH |  | SOLE |  | 1925 | 0 | 3112 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 344377 | 3160 | SH |  | SOLE |  | 3052 | 0 | 108 |
| ORACLE CORP | COM | 68389X105 |  | 349258 | 2374 | SH |  | SOLE |  | 667 | 0 | 1707 |
| LOWES COS INC | COM | 548661107 |  | 351466 | 1487 | SH |  | SOLE |  | 1014 | 0 | 473 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 357050 | 3364 | SH |  | SOLE |  | 3265 | 0 | 99 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 358609 | 3048 | SH |  | SOLE |  | 2442 | 0 | 606 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A672 |  | 364130 | 12705 | SH |  | SOLE |  | 0 | 0 | 12705 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 372490 | 3360 | SH |  | SOLE |  | 2597 | 0 | 763 |
| TEXTRON INC | COM | 883203101 |  | 373269 | 4263 | SH |  | SOLE |  | 0 | 0 | 4263 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 379566 | 990 | SH |  | SOLE |  | 0 | 0 | 990 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 386527 | 1144 | SH |  | SOLE |  | 1025 | 0 | 119 |
| AT INC | COM | 00206R102 |  | 390766 | 13479 | SH |  | SOLE |  | 7132 | 0 | 6347 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 390906 | 3807 | SH |  | SOLE |  | 2891 | 0 | 916 |
| YUM CHINA HLDGS INC | COM | 98850P109 |  | 392728 | 8051 | SH |  | SOLE |  | 7826 | 0 | 225 |
| GE AEROSPACE | COM NEW | 369604301 |  | 393207 | 1386 | SH |  | SOLE |  | 867 | 0 | 519 |
| INTUIT | COM | 461202103 |  | 396925 | 918 | SH |  | SOLE |  | 0 | 0 | 918 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 409516 | 8090 | SH |  | SOLE |  | 1250 | 0 | 6840 |
| ALLSTATE CORP | COM | 020002101 |  | 414888 | 2001 | SH |  | SOLE |  | 531 | 0 | 1470 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 420392 | 1734 | SH |  | SOLE |  | 530 | 0 | 1204 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 422139 | 4972 | SH |  | SOLE |  | 3422 | 0 | 1550 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 422673 | 3180 | SH |  | SOLE |  | 1976 | 0 | 1204 |
| FIDELITY COVINGTON TRUST | MSCI CONSM DIS | 316092204 |  | 430912 | 4621 | SH |  | SOLE |  | 1168 | 0 | 3453 |
| AMPHENOL CORP | CL A | 032095101 |  | 443868 | 3513 | SH |  | SOLE |  | 664 | 0 | 2849 |
| CORNING INC | COM | 219350105 |  | 452917 | 3331 | SH |  | SOLE |  | 1327 | 0 | 2004 |
| ISHARES INC | MSCI CDA ETF | 464286509 |  | 468291 | 8547 | SH |  | SOLE |  | 8115 | 0 | 432 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 468703 | 2304 | SH |  | SOLE |  | 646 | 0 | 1658 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 487357 | 6935 | SH |  | SOLE |  | 5327 | 0 | 1608 |
| PIMCO ETF TR | 0-5 HIGH YIELD | 72201R783 |  | 489246 | 5245 | SH |  | SOLE |  | 4556 | 0 | 689 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 492164 | 6209 | SH |  | SOLE |  | 2192 | 0 | 4017 |
| CISCO SYS INC | COM | 17275R102 |  | 500806 | 6455 | SH |  | SOLE |  | 3984 | 0 | 2471 |
| META PLATFORMS INC | CL A | 30303M102 |  | 513147 | 897 | SH |  | SOLE |  | 243 | 0 | 654 |
| MARKEL GROUP INC | COM | 570535104 |  | 537854 | 281 | SH |  | SOLE |  | 0 | 0 | 281 |
| HONEYWELL INTL INC | COM | 438516106 |  | 554452 | 2453 | SH |  | SOLE |  | 1271 | 0 | 1182 |
| COCA COLA CO | COM | 191216100 |  | 566795 | 7453 | SH |  | SOLE |  | 4506 | 0 | 2947 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 575434 | 1295 | SH |  | SOLE |  | 1044 | 0 | 251 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 577014 | 4642 | SH |  | SOLE |  | 2438 | 0 | 2204 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 578275 | 1935 | SH |  | SOLE |  | 632 | 0 | 1303 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 578662 | 3922 | SH |  | SOLE |  | 2522 | 0 | 1400 |
| TJX COS INC NEW | COM | 872540109 |  | 588417 | 3685 | SH |  | SOLE |  | 587 | 0 | 3098 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 611153 | 1223 | SH |  | SOLE |  | 421 | 0 | 802 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 611157 | 10320 | SH |  | SOLE |  | 7573 | 0 | 2747 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 626413 | 12688 | SH |  | SOLE |  | 6566 | 0 | 6122 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 649834 | 1524 | SH |  | SOLE |  | 695 | 0 | 829 |
| VANGUARD WORLD FD | ESG US CORP BD | 921910691 |  | 661133 | 10523 | SH |  | SOLE |  | 4296 | 0 | 6227 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 666789 | 863 | SH |  | SOLE |  | 0 | 0 | 863 |
| QUALCOMM INC | COM | 747525103 |  | 669779 | 5201 | SH |  | SOLE |  | 2810 | 0 | 2391 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 697169 | 8443 | SH |  | SOLE |  | 7568 | 0 | 875 |
| ISHARES TR | ESG MSCI LEADR | 46435U218 |  | 699679 | 6159 | SH |  | SOLE |  | 6159 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 702779 | 1430 | SH |  | SOLE |  | 441 | 0 | 989 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 719245 | 1501 | SH |  | SOLE |  | 0 | 0 | 1501 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 760508 | 1090 | SH |  | SOLE |  | 397 | 0 | 693 |
| INTEL CORP | COM | 458140100 |  | 778845 | 17649 | SH |  | SOLE |  | 13531 | 0 | 4118 |
| VISA INC | COM CL A | 92826C839 |  | 788802 | 2610 | SH |  | SOLE |  | 437 | 0 | 2173 |
| MCDONALDS CORP | COM | 580135101 |  | 818426 | 2633 | SH |  | SOLE |  | 1881 | 0 | 752 |
| CHEVRON CORPORATION | COM | 166764100 |  | 835978 | 4040 | SH |  | SOLE |  | 2603 | 0 | 1437 |
| PEPSICO INC | COM | 713448108 |  | 840503 | 5412 | SH |  | SOLE |  | 3033 | 0 | 2379 |
| DEERE  CO | COM | 244199105 |  | 862581 | 1531 | SH |  | SOLE |  | 1025 | 0 | 506 |
| YUM BRANDS INC | COM | 988498101 |  | 866624 | 5574 | SH |  | SOLE |  | 4173 | 0 | 1401 |
| TESLA INC | COM | 88160R101 |  | 874737 | 2353 | SH |  | SOLE |  | 530 | 0 | 1823 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 875768 | 6149 | SH |  | SOLE |  | 2812 | 0 | 3337 |
| WATSCO INC | COM | 942622200 |  | 927665 | 2550 | SH |  | SOLE |  | 2500 | 0 | 50 |
| HOME DEPOT INC | COM | 437076102 |  | 942719 | 2866 | SH |  | SOLE |  | 1167 | 0 | 1699 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 972626 | 4552 | SH |  | SOLE |  | 1861 | 0 | 2691 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 973684 | 3926 | SH |  | SOLE |  | 2351 | 0 | 1575 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 981311 | 14531 | SH |  | SOLE |  | 9736 | 0 | 4795 |
| CATERPILLAR INC | COM | 149123101 |  | 1002107 | 1414 | SH |  | SOLE |  | 686 | 0 | 728 |
| ISHARES TR | RUSEL 2500 ETF | 46435G268 |  | 1006523 | 13183 | SH |  | SOLE |  | 10297 | 0 | 2886 |
| ELI LILLY  CO | COM | 532457108 |  | 1007315 | 1095 | SH |  | SOLE |  | 495 | 0 | 600 |
| FIDELITY COVINGTON TRUST | MSCI HLTH CARE I | 316092600 |  | 1025638 | 14577 | SH |  | SOLE |  | 9603 | 0 | 4974 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1053432 | 1825 | SH |  | SOLE |  | 582 | 0 | 1243 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 1079752 | 4936 | SH |  | SOLE |  | 2946 | 0 | 1990 |
| APPLIED MATLS INC | COM | 038222105 |  | 1087234 | 3181 | SH |  | SOLE |  | 3099 | 0 | 82 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1152092 | 12404 | SH |  | SOLE |  | 7601 | 0 | 4803 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1163732 | 4443 | SH |  | SOLE |  | 524 | 0 | 3919 |
| MERCK  CO INC | COM | 58933Y105 |  | 1181925 | 9826 | SH |  | SOLE |  | 5957 | 0 | 3869 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1181946 | 2466 | SH |  | SOLE |  | 651 | 0 | 1815 |
| SALESFORCE INC | COM | 79466L302 |  | 1210049 | 6482 | SH |  | SOLE |  | 1737 | 0 | 4745 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 1213438 | 12876 | SH |  | SOLE |  | 739 | 0 | 12137 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1229154 | 4274 | SH |  | SOLE |  | 1651 | 0 | 2623 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 1238174 | 6249 | SH |  | SOLE |  | 3979 | 0 | 2270 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 1250138 | 25797 | SH |  | SOLE |  | 21788 | 0 | 4009 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 1266917 | 4652 | SH |  | SOLE |  | 2815 | 0 | 1837 |
| CELESTICA INC | COM | 15101Q207 |  | 1268124 | 4502 | SH |  | SOLE |  | 0 | 0 | 4502 |
| IDEXX LABS INC | COM | 45168D104 |  | 1309766 | 2331 | SH |  | SOLE |  | 1636 | 0 | 695 |
| WALMART INC | COM | 931142103 |  | 1337812 | 10764 | SH |  | SOLE |  | 3128 | 0 | 7636 |
| BROADCOM INC | COM | 11135F101 |  | 1376428 | 4447 | SH |  | SOLE |  | 533 | 0 | 3914 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1377610 | 25488 | SH |  | SOLE |  | 19635 | 0 | 5853 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1413222 | 20261 | SH |  | SOLE |  | 11247 | 0 | 9014 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 1450758 | 7997 | SH |  | SOLE |  | 4932 | 0 | 3065 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 1493821 | 10342 | SH |  | SOLE |  | 7920 | 0 | 2422 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1506517 | 17386 | SH |  | SOLE |  | 16277 | 0 | 1109 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1530127 | 5334 | SH |  | SOLE |  | 1492 | 0 | 3842 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 1570922 | 11108 | SH |  | SOLE |  | 10738 | 0 | 370 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 1571363 | 11360 | SH |  | SOLE |  | 9078 | 0 | 2282 |
| TE CONNECTIVITY PLC | ORD SHS | G87052109 |  | 1582437 | 7571 | SH |  | SOLE |  | 7387 | 0 | 184 |
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 |  | 1598668 | 16358 | SH |  | SOLE |  | 15359 | 0 | 999 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 1642334 | 70981 | SH |  | SOLE |  | 14501 | 0 | 56480 |
| TEXAS INSTRS INC | COM | 882508104 |  | 1645919 | 8478 | SH |  | SOLE |  | 0 | 0 | 8478 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1763490 | 10394 | SH |  | SOLE |  | 3706 | 0 | 6688 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1818418 | 10427 | SH |  | SOLE |  | 2143 | 0 | 8284 |
| ABBVIE INC | COM | 00287Y109 |  | 1821272 | 8374 | SH |  | SOLE |  | 6355 | 0 | 2019 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 1885062 | 15555 | SH |  | SOLE |  | 15505 | 0 | 50 |
| RTX CORPORATION | COM | 75513E101 |  | 1903581 | 9868 | SH |  | SOLE |  | 4829 | 0 | 5039 |
| ISHARES TR | 0-5YR INVT GR CP | 46434V100 |  | 2012120 | 39852 | SH |  | SOLE |  | 37476 | 0 | 2376 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 2104623 | 10114 | SH |  | SOLE |  | 0 | 0 | 10114 |
| ISHARES TR | ESG ADVANCED UNI | 46436E619 |  | 2108520 | 48472 | SH |  | SOLE |  | 20120 | 0 | 28352 |
| DIREXION SHARES ETF TRUST | DAILY S 500 BU | 25459W862 |  | 2280019 | 12332 | SH |  | SOLE |  | 4275 | 0 | 8057 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 2282886 | 23875 | SH |  | SOLE |  | 22170 | 0 | 1705 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 2303902 | 25449 | SH |  | SOLE |  | 10328 | 0 | 15121 |
| AMAZON COM INC | COM | 023135106 |  | 2311084 | 11097 | SH |  | SOLE |  | 2286 | 0 | 8811 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 2488844 | 52932 | SH |  | SOLE |  | 43431 | 0 | 9501 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 2545584 | 15468 | SH |  | SOLE |  | 171 | 0 | 15297 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 2575976 | 48284 | SH |  | SOLE |  | 39931 | 0 | 8353 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 2659125 | 32259 | SH |  | SOLE |  | 27011 | 0 | 5248 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 2733519 | 9293 | SH |  | SOLE |  | 4721 | 0 | 4572 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3130340 | 12806 | SH |  | SOLE |  | 7697 | 0 | 5109 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 3319966 | 69821 | SH |  | SOLE |  | 58380 | 0 | 11441 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 3461962 | 138119 | SH |  | SOLE |  | 95275 | 0 | 42844 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 3534262 | 55154 | SH |  | SOLE |  | 40154 | 0 | 15000 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 3811830 | 17724 | SH |  | SOLE |  | 10309 | 0 | 7415 |
| MICROSOFT CORP | COM | 594918104 |  | 3815408 | 10307 | SH |  | SOLE |  | 5559 | 0 | 4748 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 4048307 | 12619 | SH |  | SOLE |  | 5201 | 0 | 7418 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 4075805 | 40770 | SH |  | SOLE |  | 33274 | 0 | 7496 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 4200779 | 9617 | SH |  | SOLE |  | 5565 | 0 | 4052 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 4456948 | 6853 | SH |  | SOLE |  | 4321 | 0 | 2532 |
| ANALOG DEVICES INC | COM | 032654105 |  | 4914413 | 15447 | SH |  | SOLE |  | 0 | 0 | 15447 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 5011024 | 25540 | SH |  | SOLE |  | 9364 | 0 | 16176 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 5049810 | 23916 | SH |  | SOLE |  | 16511 | 0 | 7405 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 5520942 | 37278 | SH |  | SOLE |  | 16481 | 0 | 20797 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 5903418 | 52582 | SH |  | SOLE |  | 36074 | 0 | 16508 |
| NUSHARES ETF TR | NUVEEN ESG US | 67092P870 |  | 6035034 | 271726 | SH |  | SOLE |  | 217265 | 0 | 54461 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 7170336 | 97370 | SH |  | SOLE |  | 82144 | 0 | 15226 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 7515383 | 66443 | SH |  | SOLE |  | 56061 | 0 | 10382 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 8935397 | 130501 | SH |  | SOLE |  | 101839 | 0 | 28662 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 9567410 | 93569 | SH |  | SOLE |  | 63286 | 0 | 30283 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 10089022 | 76374 | SH |  | SOLE |  | 58250 | 0 | 18124 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 11060887 | 79937 | SH |  | SOLE |  | 71230 | 0 | 8707 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 11271519 | 157138 | SH |  | SOLE |  | 109631 | 0 | 47507 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 12210565 | 232317 | SH |  | SOLE |  | 196792 | 0 | 35525 |
| APPLE INC | COM | 037833100 |  | 19509425 | 76872 | SH |  | SOLE |  | 32005 | 0 | 44867 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 27961033 | 46793 | SH |  | SOLE |  | 36093 | 0 | 10700 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 33864158 | 390861 | SH |  | SOLE |  | 318599 | 0 | 72262 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 35667978 | 474940 | SH |  | SOLE |  | 368814 | 0 | 106126 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 43455123 | 872856 | SH |  | SOLE |  | 521297 | 0 | 351559 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 55340265 | 705781 | SH |  | SOLE |  | 453745 | 0 | 252036 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 72428599 | 351937 | SH |  | SOLE |  | 225794 | 0 | 126143 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 85144068 | 1599851 | SH |  | SOLE |  | 905517 | 0 | 694334 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 129021474 | 1673213 | SH |  | SOLE |  | 801097 | 0 | 872116 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 188314099 | 1896989 | SH |  | SOLE |  | 1152754 | 0 | 744235 |
| ISHARES TR | CORE S ETF | 464287200 |  | 316681205 | 484808 | SH |  | SOLE |  | 321082 | 0 | 163726 |

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