# EDGAR Filing Document

**Accession Number:** 0001972138
**File Stem:** 0001972138-26-000001
**Filing Date:** 2026-1
**Character Count:** 10755
**Document Hash:** e5f5514a970bfe82cb6e8bb75b4bc9b6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001972138-26-000001.hdr.sgml**: 20260120

**ACCESSION NUMBER**: 0001972138-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260120

**DATE AS OF CHANGE**: 20260120

**EFFECTIVENESS DATE**: 20260120

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Alpha Financial Advisors, LLC
- **CENTRAL INDEX KEY:** 0001972138

**ORGANIZATION NAME:**
- **EIN:** 371507209
- **STATE OF INCORPORATION:** NC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23181
- **FILM NUMBER:** 26542390

**BUSINESS ADDRESS:**
- **STREET 1:** 11325 N COMMUNITY HOUSE RD.
- **STREET 2:** SUITE 410
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28277
- **BUSINESS PHONE:** 704-716-1100

**MAIL ADDRESS:**
- **STREET 1:** 11325 N COMMUNITY HOUSE RD.
- **STREET 2:** SUITE 410
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28277

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Alpha Financial Advisors LLC<br>**Address:** 11325 N COMMUNITY HOUSE RD.<br>SUITE 410<br>CHARLOTTE, NC 28277

**Form 13F File Number:** 028-23181

**CRD Number (if applicable):** 000122545

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ann Marie Reilley<br>**Title:** Principal<br>**Phone:** 704-823-6093

**Signature, Place, and Date of Signing:**

Ann Marie Reilley  Charlotte, NC  01-20-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 67

**Form 13F Information Table Value Total:** $327026758

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 202039 | 884 | SH |  | SOLE | 0 | 0 | 0 | 884 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 603186 | 1922 | SH |  | SOLE | 0 | 0 | 0 | 1922 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 663554 | 2120 | SH |  | SOLE | 0 | 0 | 0 | 2120 |
| AMAZON COM INC | COM | 023135106 |  | 258288 | 1119 | SH |  | SOLE | 0 | 0 | 0 | 1119 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 2681054 | 26290 | SH |  | SOLE | 0 | 0 | 0 | 26290 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 550948 | 4929 | SH |  | SOLE | 0 | 0 | 0 | 4929 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 438107 | 5322 | SH |  | SOLE | 0 | 0 | 0 | 5322 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 18302672 | 237635 | SH |  | SOLE | 0 | 0 | 0 | 237635 |
| APPLE INC | COM | 037833100 |  | 1050178 | 3863 | SH |  | SOLE | 0 | 0 | 0 | 3863 |
| BANK AMERICA CORP | COM | 060505104 |  | 372075 | 6765 | SH |  | SOLE | 0 | 0 | 0 | 6765 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 326723 | 650 | SH |  | SOLE | 0 | 0 | 0 | 650 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 19163568 | 430933 | SH |  | SOLE | 0 | 0 | 0 | 430933 |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 |  | 1494806 | 66025 | SH |  | SOLE | 0 | 0 | 0 | 66025 |
| DBX ETF TR | XTRACK MSCI ALL | 233051820 |  | 224942 | 5456 | SH |  | SOLE | 0 | 0 | 0 | 5456 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 17428812 | 529912 | SH |  | SOLE | 0 | 0 | 0 | 529912 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 40671403 | 1180250 | SH |  | SOLE | 0 | 0 | 0 | 1180250 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS HI | 25434V757 |  | 1573329 | 48785 | SH |  | SOLE | 0 | 0 | 0 | 48785 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 289722 | 6671 | SH |  | SOLE | 0 | 0 | 0 | 6671 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 1 | 25434V625 |  | 4224227 | 57371 | SH |  | SOLE | 0 | 0 | 0 | 57371 |
| DIMENSIONAL ETF TRUST | WORLD EQUITY ETF | 25434V617 |  | 473892 | 6406 | SH |  | SOLE | 0 | 0 | 0 | 6406 |
| DIMENSIONAL ETF TRUST | ULTRASHORT FIXED | 25434V591 |  | 264900 | 5230 | SH |  | SOLE | 0 | 0 | 0 | 5230 |
| DIMENSIONAL ETF TRUST | GLOBAL EX US COR | 25434V575 |  | 34614736 | 657637 | SH |  | SOLE | 0 | 0 | 0 | 657637 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 687844 | 12721 | SH |  | SOLE | 0 | 0 | 0 | 12721 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 42319754 | 904268 | SH |  | SOLE | 0 | 0 | 0 | 904268 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 12627648 | 170253 | SH |  | SOLE | 0 | 0 | 0 | 170253 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 4827336 | 121933 | SH |  | SOLE | 0 | 0 | 0 | 121933 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 6484778 | 93078 | SH |  | SOLE | 0 | 0 | 0 | 93078 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 2122863 | 64860 | SH |  | SOLE | 0 | 0 | 0 | 64860 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 21120600 | 496255 | SH |  | SOLE | 0 | 0 | 0 | 496255 |
| ELI LILLY  CO | COM | 532457108 |  | 484148 | 451 | SH |  | SOLE | 0 | 0 | 0 | 451 |
| FIDELITY COVINGTON TRUST | ENHANCED INTL | 31609A404 |  | 518923 | 14186 | SH |  | SOLE | 0 | 0 | 0 | 14186 |
| FIRST TR EXCHNG TRADED FD VI | SMITH OPPORT FXD | 33740F805 |  | 17050813 | 384721 | SH |  | SOLE | 0 | 0 | 0 | 384721 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 9721739 | 38438 | SH |  | SOLE | 0 | 0 | 0 | 38438 |
| INVESCO EXCHANGE TRADED FD T | LARGE CAP VALUE | 46137V738 |  | 226498 | 3405 | SH |  | SOLE | 0 | 0 | 0 | 3405 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 262442 | 427 | SH |  | SOLE | 0 | 0 | 0 | 427 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 278598 | 4221 | SH |  | SOLE | 0 | 0 | 0 | 4221 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 291340 | 2214 | SH |  | SOLE | 0 | 0 | 0 | 2214 |
| ISHARES TR | CORE S ETF | 464287200 |  | 422114 | 616 | SH |  | SOLE | 0 | 0 | 0 | 616 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 842067 | 4003 | SH |  | SOLE | 0 | 0 | 0 | 4003 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 583994 | 1234 | SH |  | SOLE | 0 | 0 | 0 | 1234 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 253433 | 2639 | SH |  | SOLE | 0 | 0 | 0 | 2639 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1237379 | 12389 | SH |  | SOLE | 0 | 0 | 0 | 12389 |
| ISHARES TR | MBS ETF | 464288588 |  | 277852 | 2918 | SH |  | SOLE | 0 | 0 | 0 | 2918 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 234484 | 1577 | SH |  | SOLE | 0 | 0 | 0 | 1577 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 397573 | 17267 | SH |  | SOLE | 0 | 0 | 0 | 17267 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 |  | 345802 | 6006 | SH |  | SOLE | 0 | 0 | 0 | 6006 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 5711662 | 111774 | SH |  | SOLE | 0 | 0 | 0 | 111774 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 243921 | 757 | SH |  | SOLE | 0 | 0 | 0 | 757 |
| LINDE PLC | SHS | G54950103 |  | 267773 | 628 | SH |  | SOLE | 0 | 0 | 0 | 628 |
| MICROSOFT CORP | COM | 594918104 |  | 581795 | 1203 | SH |  | SOLE | 0 | 0 | 0 | 1203 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 315745 | 1693 | SH |  | SOLE | 0 | 0 | 0 | 1693 |
| ORACLE CORP | COM | 68389X105 |  | 207939 | 1067 | SH |  | SOLE | 0 | 0 | 0 | 1067 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 225362 | 1405 | SH |  | SOLE | 0 | 0 | 0 | 1405 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 240849 | 1681 | SH |  | SOLE | 0 | 0 | 0 | 1681 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 701804 | 21515 | SH |  | SOLE | 0 | 0 | 0 | 21515 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1063487 | 1560 | SH |  | SOLE | 0 | 0 | 0 | 1560 |
| T ROWE PRICE ETF INC | US EQUITY RESEAR | 87283Q503 |  | 33061929 | 772836 | SH |  | SOLE | 0 | 0 | 0 | 772836 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 778729 | 2359 | SH |  | SOLE | 0 | 0 | 0 | 2359 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 645605 | 1926 | SH |  | SOLE | 0 | 0 | 0 | 1926 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 9513562 | 15170 | SH |  | SOLE | 0 | 0 | 0 | 15170 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 301302 | 1168 | SH |  | SOLE | 0 | 0 | 0 | 1168 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 340162 | 697 | SH |  | SOLE | 0 | 0 | 0 | 697 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 246377 | 3349 | SH |  | SOLE | 0 | 0 | 0 | 3349 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 1639265 | 11437 | SH |  | SOLE | 0 | 0 | 0 | 11437 |
| VANGUARD SCOTTSDALE FDS | TOTAL WLD BD ETF | 92206C565 |  | 404069 | 5878 | SH |  | SOLE | 0 | 0 | 0 | 5878 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 282959 | 1287 | SH |  | SOLE | 0 | 0 | 0 | 1287 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 759279 | 12154 | SH |  | SOLE | 0 | 0 | 0 | 12154 |

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