# EDGAR Filing Document

**Accession Number:** 0001841025
**File Stem:** 0001999371-26-003060
**Filing Date:** 2026-2
**Character Count:** 7321083
**Document Hash:** d9fc55ebaa9b8608dcd3d90a827ec811
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-26-003060.hdr.sgml**: 20260211

**ACCESSION NUMBER**: 0001999371-26-003060

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 42

**CONFORMED PERIOD OF REPORT**: 20260211

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260211

**DATE AS OF CHANGE**: 20260211

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Non-Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Nomura Asset Depositor Company, LLC
- **CENTRAL INDEX KEY:** 0001841025

**ORGANIZATION NAME:**
- **EIN:** 133518229
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-05340
- **FILM NUMBER:** 26621627

**BUSINESS ADDRESS:**
- **STREET 1:** WORLDWIDE PLAZA, 309 W. 49TH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019
- **BUSINESS PHONE:** 212-667-1557

**MAIL ADDRESS:**
- **STREET 1:** WORLDWIDE PLAZA, 309 W. 49TH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Nomura Asset Depositor Company, LLC
- **CENTRAL INDEX KEY:** 0001841025

**ORGANIZATION NAME:**
- **EIN:** 133518229
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** WORLDWIDE PLAZA, 309 W. 49TH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019
- **BUSINESS PHONE:** 212-667-1557

**MAIL ADDRESS:**
- **STREET 1:** WORLDWIDE PLAZA, 309 W. 49TH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Nomura Asset Depositor Company, LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001841025

<u>PRET 2026-RPL1 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): ________________

Central Index Key Number of underwriter (if applicable): ________________

Sanil Patel, 212-667-9992

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

---

| | |
|:---|:---|
| &nbsp;&nbsp;[99.1](ex99-1.htm) | &nbsp;&nbsp;AMC Diligence, LLC ("SitusAMC") Form ABS Due Diligence-15E |
| &nbsp;&nbsp;[99.2](ex99-2.htm) | &nbsp;&nbsp;SitusAMC Compliance Report |
| &nbsp;&nbsp;[99.3](ex99-3.htm) | &nbsp;&nbsp;SitusAMC Modification Report |
| &nbsp;&nbsp;[99.4](ex99-4.htm) | &nbsp;&nbsp;SitusAMC Pay History Report |
| &nbsp;&nbsp;[99.5](ex99-5.htm) | &nbsp;&nbsp;SitusAMC Title Report |
| &nbsp;&nbsp;[99.6](ex99-6.htm) | &nbsp;&nbsp;SitusAMC Collection Comment Review Report |
| &nbsp;&nbsp;[99.7](ex99-7.htm) | &nbsp;&nbsp;OneDiligence, LLC ("ProTitle") Form ABS Due Diligence-15E |
| &nbsp;&nbsp;[99.8](ex99-8.htm) | &nbsp;&nbsp;ProTitle Securitization Report |
| &nbsp;&nbsp;[99.9](ex99-9.htm) | &nbsp;&nbsp;Consolidated Analytics, Inc. ("Consolidated Analytics") Due Diligence Narrative |
| &nbsp;&nbsp;[99.10](ex99-10.htm) | &nbsp;&nbsp;Consolidated Analytics Data Compare Report |
| &nbsp;&nbsp;[99.11](ex99-11.htm) | &nbsp;&nbsp;Consolidated Analytics Due Diligence Standard |
| &nbsp;&nbsp;[99.12](ex99-12.htm) | &nbsp;&nbsp;Consolidated Analytics Grading Summary Report |
| &nbsp;&nbsp;[99.13](ex99-13.htm) | &nbsp;&nbsp;Consolidated Analytics Data Valuation Summary Report |
| &nbsp;&nbsp;[99.14](ex99-14.htm) | &nbsp;&nbsp;Consolidated Analytics Supplemental File |
| &nbsp;&nbsp;[99.15](ex99-15.htm) | &nbsp;&nbsp;Wipro Opus Risk Solutions, LLC ("Opus") Due Diligence Narrative |
| &nbsp;&nbsp;[99.16](ex99-16.htm) | &nbsp;&nbsp;Opus Standard Findings Report (Credit and Compliance) |
| &nbsp;&nbsp;[99.17](ex99-17.htm) | &nbsp;&nbsp;Opus Rating Agency Grades Summary Report (Credit and Compliance) |
| &nbsp;&nbsp;[99.18](ex99-18.htm) | &nbsp;&nbsp;Opus ATR OR QM Report (Credit and Compliance) |
| &nbsp;&nbsp;[99.19](ex99-19.htm) | &nbsp;&nbsp;Opus Supplemental Data Extract (Credit and Compliance) |
| &nbsp;&nbsp;[99.20](ex99-20.htm) | &nbsp;&nbsp;Opus Valuation Report (Credit and Compliance) |
| &nbsp;&nbsp;[99.21](ex99-21.htm) | &nbsp;&nbsp;Opus Data Compare Report (Credit and Compliance) |
| &nbsp;&nbsp;[99.22](ex99-22.htm) | &nbsp;&nbsp;Opus Loan Summary (Compliance) |
| &nbsp;&nbsp;[99.23](ex99-23.htm) | &nbsp;&nbsp;Opus Exception Report (Compliance) |
| &nbsp;&nbsp;[99.24](ex99-24.htm) | &nbsp;&nbsp;Opus Rating Agency Grades(Compliance) |
| &nbsp;&nbsp;[99.25](ex99-25.htm) | &nbsp;&nbsp;Opus Data Compare (Compliance) |
| &nbsp;&nbsp;[99.26](ex99-26.htm) | &nbsp;&nbsp;Selene Diligence LLC ("Selene") Due Diligence Narrative |
| &nbsp;&nbsp;[99.27](ex99-27.htm) | &nbsp;&nbsp;Selene Rating Agency Grades Summary Report |
| &nbsp;&nbsp;[99.28](ex99-28.htm) | &nbsp;&nbsp;Selene Standard Findings Report |
| &nbsp;&nbsp;[99.29](ex99-29.htm) | &nbsp;&nbsp;Selene Valuation Report |
| &nbsp;&nbsp;[99.30](ex99-30.htm) | &nbsp;&nbsp;Selene Supplemental Data Extract |
| &nbsp;&nbsp;[99.31](ex99-31.htm) | &nbsp;&nbsp;Selene Data Compare |

---

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 **Nomura Asset Depositor Company, LLC**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (Depositor)

Date: February 11, 2026

/s/ Sanil Patel

Name: Sanil Patel

Title: Managing Director (senior officer in charge of securitization)

## Exhibit 99.1

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC"), performed the due diligence services described below (the "Review") on residential mortgage loans acquired by an affiliate of Pretium Residential Credit Management, LLC (the "Client"). These mortgage loans, which were originated by multiple parties, were purchased by the Client in multiple bulk transactions or via Reliance Letter and were reviewed by AMC on behalf of such party. The Review was conducted on loans with origination dates from March 1992 through June 2025 via files imaged and provided by the Client or its designee for review.

**(2) Sample size of the assets reviewed.**

The diligence review (the "Review") was conducted on a portion of the securitization mortgage loan population reviewed by AMC. The total population covered during the Review varied by mortgage loan scope. The Client may have utilized multiple third-party review ("TPR") firms for the securitization and AMC did not review all of the mortgage loans in the securitization loan population for a specific scope of review.

The mortgage loan review sample was broken down into the following review scopes:

■ "Compliance
 Review" 1,547 mortgage loans

■ "Credit
 Review" 397 mortgage loans

■ "Leases
 Review": 65 mortgage loans

■ "Valuation
 Review": 464 mortgage loans

■ "Small
 Balance Commercial" 2 mortgage loans

■ "Modification
 Review" 869 mortgage loans

■ "Collection
 Comment Review": 621 mortgage loans

■ "Payment
 History Review": 293 mortgage loans

■ "Tax
 and Title Review": 1,462 mortgage loans

**(3) Determination of the sample size and computation.**

The sample size of the Review was conducted consistent with the criteria for the NRSRO(s) identified in Item 3 of the Form ABS Due Diligence-15E.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

Not applicable.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

AMC reviewed the origination of the related assets to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section and (iv) included the borrower's employment history

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered date required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

---

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|:---|:---|
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---

![](ex991001.jpg)

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, and (vi) IRS tax transcripts.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the debt-to-income ("DTI") calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When a DU/LP form is provided, AMC (i) confirmed and captured recommendations and (ii) verified that (a) red flags listed on the DU/LP were addressed by the underwriter, (b) listed credit conditions were cleared by the underwriter, and (c) the final DU/LP in the file contained data that matched the data gathered from documents in the file. All mortgage loans are manually underwritten with documentation requirements determined by Client guidelines and the AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

---

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![](ex991001.jpg)

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area(s) listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

If standard GSE forms were not used for the mortgage loan, AMC sought to confirm the existence of: (i) a "due on sale" clause, (ii) mortgagor's requirement to maintain adequate insurance at the mortgagor's own expense, and (iii) the holder's right to foreclose and to confirm that any homestead exemption has been waived as required by applicable law within the forms utilized.

**<u>LEASES REVIEW</u>**

**<u>DOCUMENT REVIEW</u>**

For each Loan, AMC reviewed the Loan File and verified whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**<u>CREDIT REVIEW</u>**

The credit review focused on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

**Credit Application:** For the Credit Application, AMC verified whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC verified (a) whether a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

**Borrowing Entity:** AMC verified the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

**Property income:** AMC determined whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios were calculated but instead a "Property DTI" were calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Valuation Review:** AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying that the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

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![](ex991001.jpg)

With regard to the use of comparable properties, AMC (i) reviewed the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines is present in the file. AMC verified that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC (a) looked for the presence of rent loss insurance as required by the guidelines, (b) verified that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirmed that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirmed that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC also reviewed the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC reviewed for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information was reported to Client. In addition, AMC looked for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**<u>SMALL BALANCE COMMERCIAL (Guideline Reviews)</u>**

Documents reviewed include the following items (\* = where applicable):

---

| | | |
|:---|:---|:---|
| Note | Business License\* | Flood certificates |
| Guaranty Agreement(s)\* | Business P&L's\* | Purchase agreement(s)\* |
| Deed of Trust / Mortgage | Verification of down payment funds/funds to close / reserve funds\* | Final HUD-1 |
| Non-Owner-Occupancy & Business – Purpose Letter of Intent (LOI) / Letter of Explanation (LOE) | Appraisal Report | Title Search Documentation |
| Final Form 1003 / Loan Application(s) | Broker Price Opinion and market rent addendum\* | Evidence of Hazard / Liability / Flood Insurance coverage |
| Credit Report(s) | Appraisal Review documentation\* | Second mortgage documentation\* |
| Verification of Rent / Mortgage (VOR/VOM) payment history\* | Existing Leases\* | Certification(s) of Business purpose of loan |
| Identification / proof of residency status | Rent Roll\* | Certification(s) of Non-Owner Occupancy and Indemnity\* |
| Background check | Environmental reports |  |

---

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![](ex991001.jpg)

This review is not a full review to the credit guidelines. It only includes the below items.

For this review, the procedures include:

&nbsp;&nbsp;&nbsp;&nbsp;■ Reviewing
 the provided Note, Mortgage/DOT, and Guaranty Agreement(s) to confirm execution, adherence
 to the credit guidelines, and agreement with other Loan Approval documentation.

&nbsp;&nbsp;&nbsp;&nbsp;■ Examining
 appraisal reports, BPO's, and appraisal reviews to determine if the property type
 is consistent with underwritten property type and usage (such as evidence/an indication
 of either owner or tenant occupancy) and comparing this information against other relevant
 information contained within applicable sections of the loan file to evaluate consistency,
 accuracy, and adheres to the credit guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;■ Reviewing
 environmental reporting, Flood Certification, and Evidence of Insurance to confirm accuracy
 and adherence to credit guidelines requirements.

&nbsp;&nbsp;&nbsp;&nbsp;■ Reviewing
 credit reporting, VOR/VOM, Background Check(s), and any applicable Letter(s) of Explanation
 to confirm accuracy, adherence to Bayview credit guidelines requirements, and consistency
 with the Final Loan Approval worksheet.

&nbsp;&nbsp;&nbsp;&nbsp;■ Reviewing
 HUD-1's, Title Search, Purchase Agreements, existing leases/rent rolls, and verification
 of funds with loan terms, and underwritten approved terms and amounts/LTV/LTC as well
 as adherence to credit guidelines requirements.

&nbsp;&nbsp;&nbsp;&nbsp;■ Reviewing
 Final Form 1003/Loan application to ensure complete execution that the subject property
 listed is consistent with the subject property, and that the listed residence for the
 Individual(s) is an address other than the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;■ Confirming,
 if applicable, business license(s) and P&L's are present, valid, and adheres
 to credit guidelines requirements.

&nbsp;&nbsp;&nbsp;&nbsp;■ Confirming,
 if applicable, second mortgage documents are present, valid, align with approved terms
 amounts, and adhere to credit guidelines requirements.

&nbsp;&nbsp;&nbsp;&nbsp;■ Reviewing
 final loan approval worksheets for accuracy, completion, documentation of approval for
 any exceptions, and evaluating such items for agreement/consistency with all other documentation
 contained in the review file.

&nbsp;&nbsp;&nbsp;&nbsp;■ Reviewing
 the Certification of Business Purpose and Certification of Non-Owner Occupancy and Indemnity
 for presence of a completed fields, and verifying that that the hand written Primary
 Residence address differs from the subject property address, and is signed/dated as required.

&nbsp;&nbsp;&nbsp;&nbsp;■ Verifying
 presence of a complete Certification of Non-Owner Occupancy for each individual borrower/co-borrower/guarantor
 identified within the subject note/guaranty agreement, including the presence of either
 individual certifications or one certificate containing all required signatures.

&nbsp;&nbsp;&nbsp;&nbsp;■ Comparing
 the Primary Residence address(es) listed for consistency between the Final Form 1003/Loan
 application(s) and the Certification(s) of Non-Owner Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;■ Documenting
 any non-approved credit guidelines exceptions and/or inconsistencies and reporting and/or
 marking such items for further dialogue.

&nbsp;&nbsp;&nbsp;&nbsp;■ If
 the property is a 1-4 family SitusAMC will expect a second valuation in the file that
 supports the initial appraisal. If this valuation is not present or if this valuation
 has a value of less than 10% of the appraised value SitusAMC will place an exception
 on the loan that will show to the rating agencies

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

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Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was provided to AMC or if it was not provided that another valuation product was ordered in accordance with the Client's specific valuation waterfall process. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by AMC.

AMC reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure
 to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure
 to provide the three (3) business day rescission period; and

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vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate
 Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR
 to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points
 and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR
 threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 current applicable HUD form was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 changes disclosed on the last GFE provided to the borrower(s) to determine that such
 changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of the Servicing Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 the presence of the Affiliated Business Arrangement Disclosure in the loan file in the
 event the lender has affiliated business arrangements;

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vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial
 application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;■ Final
 application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;■ Note;

&nbsp;&nbsp;&nbsp;&nbsp;■ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;■ Sales
 contract;

&nbsp;&nbsp;&nbsp;&nbsp;■ Title/Preliminary
 Title;

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial
 TIL;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final
 TIL;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final
 HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial
 and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;■ Right
 of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage/Deed
 of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage
 Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;■ Tangible
 Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;■ FACTA
 disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;■ Certain
 other disclosures related to the enumerated tests set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note:
 Where available, AMC reviewed the relevant documents in the loan file and, as necessary,
 attempted to obtain the loan originator compensation agreement and/or governing policies
 and procedures of the loan originator. In the absence of the loan originator compensation
 agreement and/or governing policies and procedures, AMC's review was limited to
 formal general statements of entity compliance provided by the loan originator, if any.
 These statements, for example, were in the form of a letter signed by the seller correspondent/loan
 originator or representations in the mortgage loan purchase agreement between the Client
 and seller correspondent;

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&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor obtained proof of homeownership counseling in connection with a loan
 to a first time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the terms of the loan require arbitration or any other non-judicial procedure to resolve
 any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance;
 and

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 for presence of loan originator organization and individual loan originator name and
 NMLSR ID, as applicable, on the credit application, note or loan contract, security instrument,
 Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 that the creditor provided the borrower a list of homeownership counseling organizations
 within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The
 general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified
 Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined
 by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and
 the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, AMC notes if an originator loan designation was not provided.

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, AMC reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, AMC then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

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The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

*<u>General Ability to Repay</u>*

AMC reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

*Note*: for loans designated as QM – agency eligible, AMC will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

AMC reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. AMC's review is based on information contained in the loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing
 and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10. 2014** sections above plus:

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With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (the "SFIG Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 that any written estimate of terms or costs provided prior to receipt of a LE contained
 the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

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iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify
 tolerance violations based on the charges disclosed on the initial and interim LE's,
 initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage
 loan file contains documentary evidence that the disclosure was provided to the borrower;
 and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(XIII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;■ Loan
 Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;■ Closing
 Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;■ Certain
 other disclosures related to the enumerated tests set forth herein.

**(8) Other: review and methodology**

**Modification Review:** AMC conducted a review of the modification, or modifications, contained within the mortgage loan file.

**Collection Comment Review:** Following the acquisition of the mortgage loans but before securitization, AMC performed a review utilizing individual mortgage loan collection comments provided by the servicer in order to provide a brief summary outlining current performance status, the borrower's ability to pay, relative future/current risk (including hardship, life changes, etc.), possible servicer remedies, loss mitigation efforts, and modifications.

**Payment History Review:** AMC performed a review utilizing individual mortgage loan payment history reports provided by the servicer of the mortgage loans. Using the MBA methodology, AMC created a payment string using a 24 month look back for each mortgage loan within the payment history random sample population.

**Title Review:** As requested by the Client, a title review was included in AMC's scope of review. To facilitate this review, the Client provided AMC with identifying data on the population of mortgage loans. Data provided by the client, included mortgage loan and servicer identification numbers as well as subject property address, borrower names, origination date, original mortgage loan amount for the subject mortgage and title policies from origination as it relates to the subject mortgage. Using the data provided, AMC ordered a current owner's title search on these mortgage loans through a service provider. Upon receipt and review of the current owner's title search results, AMC identified whether or not the subject mortgage was of record, whether any deed vesting concerns of substance were present, and whether the title search report revealed any liens and/or judgments which could affect the seniority of the subject mortgage, including potentially superior post origination liens and/or judgments such as Property Tax Liens, Municipal Liens, and Association Super Liens. AMC reviewed the title policies for all liens and/or judgments that were recorded before the recordation of the subject mortgage to determine if any identifiable liens and/or judgments were listed as an exception on Schedule B of the applicable title policies.

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The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated and discussed above, please be advised that AMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that AMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that AMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which AMC is relying in reaching such results. Except as expressly stated herein, AMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and AMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued. AMC also hereby disclaims any representation or warranty as to accuracy or completeness of the Report, the inclusion or omission of any facts or information, or as to its suitability, sufficiency or appropriateness for the purposes of the transaction parties or investors or the use of the Report in preparation of any other document in connection with the subject transaction).

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to AMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by AMC.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

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**OVERALL REVIEW RESULTS SUMMARY (1,614 Mortgage Loans)**

There were 1,614 mortgage loans in the securitization population reviewed by AMC. After all documents were presented, under the applicable NRSRO grading criteria, 176 (10.90%) had an Overall grade of "A", 1,001 (62.02%) had an Overall grade of "B", 212 (13.14%) loans had exceptions that generated an Overall grade of "C", and 225 (13.94%) had an Overall grade of "D".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch NRSRO Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;176 | &nbsp;&nbsp;10.90% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1001 | &nbsp;&nbsp;62.02% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;212 | &nbsp;&nbsp;13.14% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;225 | &nbsp;&nbsp;13.94% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1614** | &nbsp;&nbsp;**100.00%** |

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**COMPLIANCE RESULTS SUMMARY (1,547 Mortgage Loans)**

Under the applicable NRSRO grading criteria, 254 mortgage loans (16.42%) are retaining rating agency grades of "C" or "D" and 1,089 mortgage loans (70.39%) retaining a grade of "B". The remaining 204 mortgage loans (13.19%) are rating agency grade "A" with no exceptions noted.

Pursuant to the applicable NRSRO criteria, AMC graded certain compliance exceptions as non-material based upon seasoning of the mortgage loans. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than rescission, which is raised as a defense to foreclosure. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch NRSRO Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;204 | &nbsp;&nbsp;13.19% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1089 | &nbsp;&nbsp;70.39% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;79 | &nbsp;&nbsp;5.11% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;175 | &nbsp;&nbsp;11.31% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1547** | &nbsp;&nbsp;**100.00%** |

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**CREDIT REVIEW RESULTS SUMMARY (464 Mortgage Loans)**

Of the 1,614 mortgage loans in the securitization population , 2 Small Balance Commercial loans, 65 Leases, and 397 residential loans were reviewed with a full credit and property/valuation review. The following table reflects the 464 mortgage loans that were subject to a Credit review.

Under the applicable NRSRO grading criteria, 202 mortgage loans (43.53%) received an "A" Credit Review grade, 28 mortgage loans (6.03%) received a "B" Credit Review grade, 200 mortgage loans (43.10%) received a "C" Credit Review grade, and 34 mortgage loans (7.33%) received a "D" Credit Review grade.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch NRSRO Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;202 | &nbsp;&nbsp;43.53% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;28 | &nbsp;&nbsp;6.03% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;200 | &nbsp;&nbsp;43.10% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;34 | &nbsp;&nbsp;7.33% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**464** | &nbsp;&nbsp;**100.00%** |

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**PROPERTY/VALUATION REVIEW RESULTS SUMMARY (464 Mortgage Loans)**

Of the 1,614 mortgage loans in the securitization population , 2 Small Balance Commercial loans, 65 Leases, and 397 residential loans were reviewed with a full credit and property/valuation review. The following table reflects the 464 mortgage loans that were subject to a Property review.

Under the NRSRO grading criteria, 426 mortgage loans (91.81%) received an "A" property review grade, 1 mortgage loan (0.22%) received a "B" property review grade, 19 mortgage loans (4.09%) received a "C" property review grade, and 18 mortgage loans (3.88%) received a "D" property review grade.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fitch NRSRO Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;426 | &nbsp;&nbsp;91.81% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;19 | &nbsp;&nbsp;4.09% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;18 | &nbsp;&nbsp;3.88% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**464** | &nbsp;&nbsp;**100.00%** |

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**REVIEW EXCEPTION SUMMARY (1,614 Mortgage Loans)**

The summaries below detail the exceptions from the Compliance Review that would have resulted in a "B", "C", or "D" grade for a given mortgage loan. Please note that exception grades of EV1, EV2, and EV3 may not result in a corresponding "B", "C", or "D" grade per relevant rating agency guidelines due to considerations including statute of limitations and specific characteristics of ratings by a given NRSRO. Also note that some mortgage loans may have multiple exceptions and, as a result, may have an exception or multiple exceptions in any one exception category.

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Fitch Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;D | &nbsp;&nbsp;Missing, Incorrect, or Incomplete HUD-1 | &nbsp;&nbsp;144 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;D | &nbsp;&nbsp;Incomplete File | &nbsp;&nbsp;32 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;D | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Note | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;D | &nbsp;&nbsp;***Total Compliance Grade (D) Exceptions:*** | &nbsp;&nbsp;***177*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;241 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;FHA MIP | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;Missing, Incorrect, or Incomplete HUD-1 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;Other TILA Violations | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;TILA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Compliance Grade (C) Exceptions:*** | &nbsp;&nbsp;***276*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;768 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA | &nbsp;&nbsp;716 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Non-Required Data | &nbsp;&nbsp;630 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Application Date | &nbsp;&nbsp;609 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;442 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;345 |

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| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Missing, Incorrect, or Incomplete GFE | &nbsp;&nbsp;219 |
|  |  | &nbsp;&nbsp;FACTA | &nbsp;&nbsp;190 |
|  |  | &nbsp;&nbsp;Missing Required Data | &nbsp;&nbsp;164 |
|  |  | &nbsp;&nbsp;LTV Test | &nbsp;&nbsp;147 |
|  |  | &nbsp;&nbsp;Safe Act | &nbsp;&nbsp;132 |
|  |  | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final TIL | &nbsp;&nbsp;127 |
|  |  | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;111 |
|  |  | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;107 |
|  |  | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;106 |
|  |  | &nbsp;&nbsp;TIL-MDIA | &nbsp;&nbsp;88 |
|  |  | &nbsp;&nbsp;State Late Charge | &nbsp;&nbsp;71 |
|  |  | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;67 |
|  |  | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;58 |
|  |  | &nbsp;&nbsp;Missing Required Data (other than HUD-1 or Note) | &nbsp;&nbsp;53 |
|  |  | &nbsp;&nbsp;Final TIL Estimated | &nbsp;&nbsp;39 |
|  |  | &nbsp;&nbsp;TRID | &nbsp;&nbsp;28 |
|  |  | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;24 |
|  |  | &nbsp;&nbsp;GSE | &nbsp;&nbsp;21 |
|  |  | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;21 |
|  |  | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;17 |
|  |  | &nbsp;&nbsp;FHA | &nbsp;&nbsp;11 |
|  |  | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Note | &nbsp;&nbsp;11 |
|  |  | &nbsp;&nbsp;Missing, Incorrect, or Incomplete HUD-1 | &nbsp;&nbsp;10 |
|  |  | &nbsp;&nbsp;Compliance | &nbsp;&nbsp;9 |
|  |  | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;7 |
|  |  | &nbsp;&nbsp;Other TILA Violations | &nbsp;&nbsp;5 |
|  |  | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Initial TIL | &nbsp;&nbsp;4 |
|  |  | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;3 |
|  |  | &nbsp;&nbsp;Legal / Regulatory / Compliance | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;TIL | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***5362*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**5815** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;89 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;51 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;Incomplete File | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Note | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;Title | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;***Total Credit Grade (D) Exceptions:*** | &nbsp;&nbsp;***164*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;698 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Title | &nbsp;&nbsp;181 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Legal / Regulatory / Compliance | &nbsp;&nbsp;160 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;107 |

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| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;94 |
|  |  | &nbsp;&nbsp;Credit | &nbsp;&nbsp;85 |
|  |  | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;67 |
|  |  | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;57 |
|  |  | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;45 |
|  |  | &nbsp;&nbsp;Asset | &nbsp;&nbsp;39 |
|  |  | &nbsp;&nbsp;Disclosure | &nbsp;&nbsp;31 |
|  |  | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;25 |
|  |  | &nbsp;&nbsp;Document Error | &nbsp;&nbsp;13 |
|  |  | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;6 |
|  |  | &nbsp;&nbsp;Income | &nbsp;&nbsp;3 |
|  |  | &nbsp;&nbsp;FHA MIP | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Missing Required Data | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Business Purpose | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Loan Eligibility | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Credit Grade (C) Exceptions:*** | &nbsp;&nbsp;***1619*** |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;75 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;29 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;9 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;7 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;5 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;3 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;3 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***137*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**1920** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;D | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;18 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;D | &nbsp;&nbsp;***Total Property Grade (D) Exceptions:*** | &nbsp;&nbsp;***18*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;C | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;C | &nbsp;&nbsp;Appraisal Reconciliation | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;C | &nbsp;&nbsp;Valuation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;C | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Property Grade (C) Exceptions:*** | &nbsp;&nbsp;***19*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**38** |

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| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**7773** |

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**COLLECTION COMMENT REVIEW SUMMARY (621 Mortgage Loans)**

AMC reviewed a total of 621 mortgage loans. In total 18 mortgage loans (2.90% by number), carried an EV3 exception. The exception detail is in the EV3 Exceptions – By Loan Count table below. Also note that some mortgage loans may have multiple exceptions and, as a result, may have an exception or multiple exceptions in any one exception category.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Servicing Review Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;419 | &nbsp;&nbsp;67.47% |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;184 | &nbsp;&nbsp;29.63% |
| &nbsp;&nbsp;3 | &nbsp;&nbsp;18 | &nbsp;&nbsp;2.90% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**621** | &nbsp;&nbsp;**100.00%** |

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Exception Grade** | &nbsp;&nbsp;**Exception** | &nbsp;&nbsp;**Open Exceptions** |
| &nbsp;&nbsp;Comment | &nbsp;&nbsp;3 | &nbsp;&nbsp;Damaged Interior - Damage remains unresolved and no indication covered by insurance | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Comment | &nbsp;&nbsp;3 | &nbsp;&nbsp;Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Comment | &nbsp;&nbsp;3 | &nbsp;&nbsp;Title Issue - | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Comment | &nbsp;&nbsp;3 | &nbsp;&nbsp;Verbal Dispute - No indication servicer ever responded and appears issue still active | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Comment | &nbsp;&nbsp;3 | &nbsp;&nbsp;Mortgagor Deceased - In Probate | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Comment | &nbsp;&nbsp;3 | &nbsp;&nbsp;Law suit borrower- Servicer/Lender | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Comment | &nbsp;&nbsp;3 | &nbsp;&nbsp;Loan exhibits evidence of litigation. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Comment | &nbsp;&nbsp;3 | &nbsp;&nbsp;***Total Comment Grade (3) Exceptions:*** | &nbsp;&nbsp;***23*** |
| &nbsp;&nbsp;**Total Comment Exceptions:** | &nbsp;&nbsp;**Total Comment Exceptions:** | &nbsp;&nbsp;**Total Comment Exceptions:** | &nbsp;&nbsp;**23** |

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**PAYMENT HISTORY REVIEW SUMMARY (293 Mortgage Loans)**

Of the 293 mortgage loans subjected to the payment history review, 241 (82.25%) mortgage loans had complete pay history strings, and 52 loans (17.75%) had incomplete pay history strings. Of the 293 mortgage loans reviewed, 287 (97.95%) were reviewed with a cut-off date of December 31, 2025, 4 (1.37%) were reviewed with a cut-off date of November 30, 2025, 2 (0.68%) were reviewed with a cut-off date of October 31, 2025, and all 293 mortgage loans were reviewed with a 24 month look back period. Of the mortgage loans reviewed, 133 (45.39%) mortgage loans did not show a delinquency within the look back period. The remaining 160 (54.61%) mortgage loans showed at least one delinquency within the look back period.

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Category** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;No Delinquency, No Missing Data | &nbsp;&nbsp;90 | &nbsp;&nbsp;30.72% |
| &nbsp;&nbsp;Delinquency, No Missing Data | &nbsp;&nbsp;151 | &nbsp;&nbsp;51.54% |
| &nbsp;&nbsp;No Delinquency, At Least One Month Missing | &nbsp;&nbsp;43 | &nbsp;&nbsp;14.68% |
| &nbsp;&nbsp;Delinquency, At Least One Month Missing | &nbsp;&nbsp;9 | &nbsp;&nbsp;3.07% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**293** | &nbsp;&nbsp;**100.00%** |

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**SitusAMC TITLE REVIEW SUMMARY (1,462 Mortgage Loans)**

As part of the due diligence services, the Client provided SitusAMC with identifying data on 1,462 mortgage loans. Based on the scope of review set forth herein, the critical findings are summarized as follows:

● Except with respect to 5 mortgage loan files, there are no potential issues concerning origination deed vesting. With respect to the 5 mortgage loan files, 3 mortgage loan files contain a Title Policy on which there are no stated exceptions which explicitly preclude coverage and 2 mortgage loan files contained insufficient title evidence.

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● Except with respect to 3 mortgage loan files, there are no issues concerning subject mortgage enforceability. With respect to the 3 mortgage loan files, 2 mortgage files contain no evidence that the subject mortgage was ever recorded, and 1 mortgage loan file contained evidence of foreclosure of the subject property.

● Except with respect to 79 Association Liens across 37 mortgage loan files, no unresolved Super Position HOA Liens recorded after the subject mortgage which were entitled to limited or full lien priority over the subject mortgage were identified. 32 of these Association Liens were determined to be past the statutory timeline for enforcement.

● Except with respect to 225 Municipal Liens across 84 mortgage loan files, no unresolved Municipal Liens which had limited or full lien priority over the subject mortgage were located.

● Except with respect to 8 Property Tax Lien across 4 mortgage loan files, no unresolved Property Tax Liens which had limited or full lien priority over the subject mortgage were located.

● Except with respect to 129 Prior Liens across 65 mortgage loan files which were recorded prior to the subject mortgage, all Prior Liens identified in our review have been resolved. With respect to the 129 Prior Liens across 65 mortgage loan files, 105 Prior Liens were determined to be mitigated as the mortgage loan files contain a Title Policy on which there are no stated exceptions which explicitly preclude coverage, 2 Prior Liens were determined to be mitigated as the statutory timeline for enforceability has passed, and 22 Prior Liens could not be mitigated as the mortgage file contained insufficient title evidence to mitigate the issues.

● Except with respect to 95 Prior Mortgages across 91 mortgage loan files which were recorded prior to the subject mortgage, all Prior Mortgages identified in our review have been resolved. With respect to the 95 Prior Mortgages across 91 mortgage loan files, 55 Prior Mortgages were determined to be mitigated as the mortgage loan files contain a Title Policy on which there are no stated exceptions which explicitly preclude coverage, and 40 Prior Mortgages could not be mitigated as the mortgage file contained insufficient title evidence to mitigate the issues.

● As to any Miscellaneous Items of substance, the items in this category typically defy standard categorization or summarization and are individually detailed.

**ADDITIONAL SUMMARY**

*Some % of Loans may not add to 100% due to rounding*

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;1179 | &nbsp;&nbsp;73.05% | &nbsp;&nbsp;$276310408.95 | &nbsp;&nbsp;76.89% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;408 | &nbsp;&nbsp;25.28% | &nbsp;&nbsp;$83039352.31 | &nbsp;&nbsp;23.11% |
| &nbsp;&nbsp;Unknown | &nbsp;&nbsp;27 | &nbsp;&nbsp;1.67% | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1614** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$359349761.26** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;1198 | &nbsp;&nbsp;74.23% | &nbsp;&nbsp;$328370750.76 | &nbsp;&nbsp;91.38% |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;389 | &nbsp;&nbsp;24.10% | &nbsp;&nbsp;$30979010.50 | &nbsp;&nbsp;8.62% |
| &nbsp;&nbsp;Unknown | &nbsp;&nbsp;27 | &nbsp;&nbsp;1.67% | &nbsp;&nbsp;$0.00 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1614** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$359349761.26** | &nbsp;&nbsp;**100.00%** |

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![](ex991001.jpg)

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation | &nbsp;&nbsp;231 | &nbsp;&nbsp;14.31% | &nbsp;&nbsp;$41844813.00 | &nbsp;&nbsp;11.64% |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;10 | &nbsp;&nbsp;0.62% | &nbsp;&nbsp;$1838125.00 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;427 | &nbsp;&nbsp;26.46% | &nbsp;&nbsp;$76445879.73 | &nbsp;&nbsp;21.27% |
| &nbsp;&nbsp;Limited Cash-Out | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.56% | &nbsp;&nbsp;$1830520.00 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;249 | &nbsp;&nbsp;15.43% | &nbsp;&nbsp;$57218252.00 | &nbsp;&nbsp;15.92% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;345 | &nbsp;&nbsp;21.38% | &nbsp;&nbsp;$114367476.29 | &nbsp;&nbsp;31.83% |
| &nbsp;&nbsp;Rate/Term Refinance - Lender Initiated | &nbsp;&nbsp;10 | &nbsp;&nbsp;0.62% | &nbsp;&nbsp;$1661104.80 | &nbsp;&nbsp;0.46% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;226 | &nbsp;&nbsp;14.00% | &nbsp;&nbsp;$52792005.11 | &nbsp;&nbsp;14.69% |
| &nbsp;&nbsp;Construction to Permanent | &nbsp;&nbsp;6 | &nbsp;&nbsp;0.37% | &nbsp;&nbsp;$1636155.64 | &nbsp;&nbsp;0.46% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;101 | &nbsp;&nbsp;6.26% | &nbsp;&nbsp;$9715429.69 | &nbsp;&nbsp;2.70% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1614** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$359349761.26** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;0-120 Months | &nbsp;&nbsp;73 | &nbsp;&nbsp;4.52% | &nbsp;&nbsp;$6556208.59 | &nbsp;&nbsp;1.82% |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;104 | &nbsp;&nbsp;6.44% | &nbsp;&nbsp;$9030761.96 | &nbsp;&nbsp;2.51% |
| &nbsp;&nbsp;181-240 Months | &nbsp;&nbsp;78 | &nbsp;&nbsp;4.83% | &nbsp;&nbsp;$7130404.02 | &nbsp;&nbsp;1.98% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;1297 | &nbsp;&nbsp;80.36% | &nbsp;&nbsp;$331081341.69 | &nbsp;&nbsp;92.13% |
| &nbsp;&nbsp;361+ Months | &nbsp;&nbsp;33 | &nbsp;&nbsp;2.04% | &nbsp;&nbsp;$5450045.00 | &nbsp;&nbsp;1.52% |
| &nbsp;&nbsp;Unknown | &nbsp;&nbsp;29 | &nbsp;&nbsp;1.80% | &nbsp;&nbsp;$101000.00 | &nbsp;&nbsp;0.03% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1614** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$359349761.26** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;927 | &nbsp;&nbsp;57.43% | &nbsp;&nbsp;$201493237.57 | &nbsp;&nbsp;56.07% |
| &nbsp;&nbsp;Co-op | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.50% | &nbsp;&nbsp;$2857470.00 | &nbsp;&nbsp;0.80% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;64 | &nbsp;&nbsp;3.97% | &nbsp;&nbsp;$12999711.00 | &nbsp;&nbsp;3.62% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.56% | &nbsp;&nbsp;$2856600.00 | &nbsp;&nbsp;0.79% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;225 | &nbsp;&nbsp;13.94% | &nbsp;&nbsp;$83398710.00 | &nbsp;&nbsp;23.21% |
| &nbsp;&nbsp;Townhouse | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.31% | &nbsp;&nbsp;$533550.00 | &nbsp;&nbsp;0.15% |
| &nbsp;&nbsp;Single-wide Manufactured Housing | &nbsp;&nbsp;18 | &nbsp;&nbsp;1.12% | &nbsp;&nbsp;$1922783.71 | &nbsp;&nbsp;0.54% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;29 | &nbsp;&nbsp;1.80% | &nbsp;&nbsp;$4131640.88 | &nbsp;&nbsp;1.15% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;42 | &nbsp;&nbsp;2.60% | &nbsp;&nbsp;$11192810.38 | &nbsp;&nbsp;3.11% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;13 | &nbsp;&nbsp;0.81% | &nbsp;&nbsp;$3745450.00 | &nbsp;&nbsp;1.04% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.19% | &nbsp;&nbsp;$719000.00 | &nbsp;&nbsp;0.20% |
| &nbsp;&nbsp;Land | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;$440500.00 | &nbsp;&nbsp;0.12% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;269 | &nbsp;&nbsp;16.67% | &nbsp;&nbsp;$33058297.72 | &nbsp;&nbsp;9.20% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1614** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$359349761.26** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;1335 | &nbsp;&nbsp;82.71% | &nbsp;&nbsp;$304320655.73 | &nbsp;&nbsp;84.69% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;124 | &nbsp;&nbsp;7.68% | &nbsp;&nbsp;$31995393.98 | &nbsp;&nbsp;8.90% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;27 | &nbsp;&nbsp;1.67% | &nbsp;&nbsp;$9874003.00 | &nbsp;&nbsp;2.75% |
| &nbsp;&nbsp;Unknown | &nbsp;&nbsp;128 | &nbsp;&nbsp;7.93% | &nbsp;&nbsp;$13159708.55 | &nbsp;&nbsp;3.66% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1614** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$359349761.26** | &nbsp;&nbsp;**100.00%** |

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## Exhibit 99.2

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.2**

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| | | | | |
|:---|:---|:---|:---|:---|
| ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) |
| **Grade Summary** | **Grade Summary** | **Grade Summary** | **Grade Summary** | **Grade Summary** |
| **Fitch Loan Grades** | **Fitch Loan Grades** | **Fitch Loan Grades** | **Fitch Loan Grades** | **Fitch Loan Grades** |
| **Final Loan Grade** | **Credit** | **Compliance** | **Property** | **Overall** |
| A | 202 | 204 | 426 | 176 |
| B | 28 | 1089 | 1 | 1001 |
| C | 200 | 79 | 19 | 212 |
| D | 34 | 175 | 18 | 225 |
| **Total** | **464** | **1547** | **464** | **1614** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Loan Level Exception - Final Grades** | **Loan Level Exception - Final Grades** | **Loan Level Exception - Final Grades** | **Loan Level Exception - Final Grades** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | **Credit** | **Compliance** | **Property** | **Overall** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Borrower Name** | **Edgar Loan ID** | **Original Loan Amount** | **State** | **Note Date** | **Occupancy** | **Purpose** | **QM Status** | **Overall Grade** | **Credit Grade** | **Credit Exceptions** | **Credit Exception Information** | **Credit Exception Comments** | **Property Grade** | **Property Exceptions** | **Property Exception Information** | **Property Exception Comments** | **Compliance Grade** | **Compliance Exceptions** | **Compliance Exception Information** | **Compliance Exception Comments** | **Compliance Comp Factors** | **Compensating Factors** | **Subject to High Cost - Unable to Test** | **Disposition 2** | **Fitch** | **Fitch** | **Fitch** | **Fitch** |
| XXXX | XXXX | XXXX | XXXX XXXX | 000016 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Mortgage Lender and Broker Regulation (Ability to Repay not Verified): XXXX Mortgage Lender and Broker Regulation: Ability to repay not verified with reliable documentation.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Escrow Account Statement Missing: RESPA (2010): Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [1] Federal Compliance - Federal FACTA Disclosure: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | State Compliance - XXXX Mortgage Lender and Broker Regulation (Ability to Repay not Verified): No Assignee Liability.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Federal FACTA Disclosure: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000017 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000018 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000019 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - (Missing Data) Application Date: No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 30 days prior to the note date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000001 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000020 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000021 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Initial Loan Application Status Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 month(s) prior to consummation. A 7 month lookback was used to determine this application date.<br> [2] Miscellaneous Compliance - Initial TIL not provided<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000023 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000024 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine cause of under disclosure due to missing Itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000025 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000068 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000026 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - (TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information): Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  | State - NC |  | C |  | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000027 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - Note Error: Note late charge percentage exceeds maximum per state<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. | State Compliance - Note Error: Note late charge percentage exceeds maximum per state: Late charge not allowed per state (NY) - max late charge for NY is 2% - note states 5%. |  | Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000031 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure due to Closing fee showing $XXX,XXX.XX on FHUD, while reflecting $XXX.XX on TIL itemization of prepaid finance charges. |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000032 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000002 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000034 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX First Lien Late Charge Percent Testing: Note late charge exceeds maximum per state.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | State Compliance - XXXX First Lien Late Charge Percent Testing: 5% late charge exceeds 4% maximum per state (NJ). |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000035 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000036 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] State Compliance - North Carolina First Lien Late Charge Percent Testing: Note late charge exceeds maximum per state.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000037 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000038 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000039 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization includes a Lender inspection fee of $XXX.XX and Escrow fee of $XXX.XXin the prepaid amount financed when the Escrow Fee was $XXX.XX and did not include a courier fee of $XXX,XXX.XXAdditional under disclosure is in the payment calculation and appears to be related to the PMI. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000040 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000041 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000042 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000043 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 | Final 1003 not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. | General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.: Appraisal not provided<br> Miscellaneous Compliance - (Doc Error) Initial GFE not provided: GFE not provided |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000044 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000045 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000046 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000047 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000048 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000049 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000051 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000052 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000003 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [3] Government Documentation - FHA - Amendatory Clause is not compliant.: Disclosure: FHA - Amendatory Clause (Government Documents)<br> [3] Government Documentation - FHA - Real Estate Certification is not compliant.: Disclosure: FHA - Real Estate Certification (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000053 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000030 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000055 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Government Documentation - Missing Document: USDA Guaranteed Loan Closing Report not provided<br> [3] Guideline Issue - USDA Coverage % is missing. |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000056 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000057 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000005 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] State Compliance - (State Covered Loan Provision) XXXX Covered Loan (Time to Recoup Points and Fees Greater than 4 Years on Refi Resulting in Lower Rate as only TNB): XXXX Covered Loan: Points and fees will not be recouped in at least four years on a loan with reduced interest rate as the only tangible net benefit.<br> [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] State Compliance - (State Covered Loan) XXXX Covered Loan (Points and Fees): XXXX Covered Loan: Points and fees on subject loan of 4.37673 is in excess of the allowable maximum of 4% of the Total Loan Amount. Points and fees of $XXX,XXX.XX on a Total Loan Amount of $XXX,XXX.XX vs an allowable total of $XXX,XXX.XX. Non-Compliant Covered Loan. |  |  | State Compliance - (State Covered Loan Provision) XXXX Covered Loan (Time to Recoup Points and Fees Greater than 4 Years on Refi Resulting in Lower Rate as only TNB): Assignee Liability: Assignees and purchasers of XXXX high cost home loans are subject to all affirmative claims and any defenses with respect to the loan that the borrower could assert against the original creditor of the loan. Section 6(c) of the Act also provides that a borrower acting only in an individual capacity may assert against the creditor or any subsequent holder or assignee: (1) Within six years of the closing of covered home loan, a violation of the Act as an original action or as a defense, claim, or counterclaim; and (2) At any time during the term of a high cost home loan a defense, claim or counterclaim. The aforementioned may both be brought after an action to collect on the home loan or foreclose on the collateral securing the home loan has been initiated, the debt arising from the home loan has been accelerated, or the home loan has become 60 days in default. Further, the Act contains a choice of law provision permitting actions under either the XXXX Consumer Fraud Act ("NJCFA"), which possibly allow for class actions, or the Act. The July 6, 2004 amendments clarify that a defense, claim, or counterclaim may only be brought in an individual capacity and may not be asserted in a class action. Additionally, the statute provides for punitive damages.<br>Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>State Compliance - (State Covered Loan) XXXX Covered Loan (Points and Fees): Assignee Liability: Assignees and purchasers of XXXX high cost home loans are subject to all affirmative claims and any defenses with respect to the loan that the borrower could assert against the original creditor of the loan. Section 6(c) of the Act also provides that a borrower acting only in an individual capacity may assert against the creditor or any subsequent holder or assignee: (1) Within six years of the closing of covered home loan, a violation of the Act as an original action or as a defense, claim, or counterclaim; and (2) At any time during the term of a high cost home loan a defense, claim or counterclaim. The aforementioned may both be brought after an action to collect on the home loan or foreclose on the collateral securing the home loan has been initiated, the debt arising from the home loan has been accelerated, or the home loan has become 60 days in default. Further, the Act contains a choice of law provision permitting actions under either the XXXX Consumer Fraud Act ("NJCFA"), which possibly allow for class actions, or the Act. The July 6, 2004 amendments clarify that a defense, claim, or counterclaim may only be brought in an individual capacity and may not be asserted in a class action. Additionally, the statute provides for punitive damages. |  |  | State - NC |  | C |  | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000060 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000065 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000066 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The itemization of amount financed did not disclose the closing fee of $XXX.XX as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000069 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000063 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000062 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000064 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000074 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  | BUYER - GENERAL COMMENT (2019-06-24): Waived<br> REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2019-06-26): Client requested to close exception<br> BUYER - GENERAL COMMENT (2019-06-24): Waived<br> REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2019-06-26): Client requested to close exception<br> BUYER - GENERAL COMMENT (2019-06-24): Waived<br> REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2019-06-26): Client requested to close exception<br> BUYER - GENERAL COMMENT (2019-06-24): Waived<br> REVIEWER - OPEN - UNABLE TO CLEAR COMMENT (2019-06-26): Client requested to close exception | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000070 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Debt Consolidation |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000067 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided): Colorado Consumer Credit Code: Borrower not provided First Lien Refinance Notice.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | State Compliance - Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided): Assignee Liability: For a transaction involving a security interest in land, any action that may be brought against the original creditor may be maintained against any subsequent assignee where the assignee, its subsidiaries, or affiliates were in a continuing business relationship with the original creditor either at the time the credit was extended or at the time of the assignment unless the assignment was involuntary or the assignee shows by a preponderance of evidence that it did not have reasonable grounds to believe that the original creditor was engaged in violations of the code and that it maintained procedures reasonably adapted to apprise it of the existence of the violations.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000058 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Late Charge Grace Period Testing: Note grace period less than minimum per state.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | State Compliance - XXXX Late Charge Grace Period Testing: Late charge not allowed per state (MD) - no late fee may be assessed before 15 days from the due date - note states 10 days. |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000078 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided<br> [3] Government Documentation - Missing Document: HUD/VA 92900-A not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FHA Case Number Assignment Date Missing: FHA Case # Assignment Date missing. Creditor application date used as FHA case # assignment date for purposes of any applicable compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000076 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000075 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000073 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine cause of under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000092 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - TIL APR Tolerance Irregular Transaction: Truth In Lending Act: Final TIL APR of X.XX% is underdisclosed from calculated APR of X.XX% outside of X.XX% tolerance.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: It appears the lender used a lower index than the X.XX% available within the look-back period. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TIL APR Tolerance Irregular Transaction: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000077 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000061 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000080 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000079 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000082 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000083 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - Initial TIL not provided<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Application / Processing - Missing Document: Missing Lender's Initial 1003: Client approved use of alternative document for the initial application date. |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000081 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  | REVIEWER - GENERAL COMMENT (2018-08-20): Received the same original image file, no new docs received. No changes made. | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000084 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000085 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000086 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Fed HPML) Federal Higher-Priced Mortgage Loan (Stated APR Exceeds HPML Threshold): Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is in excess of allowable threshold of APOR X.XX% + 1.5%, or X.XX%. Compliant Higher Priced Loan.<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date : Last Date Rate Set was not provided. In order to determine Average Prime Offer Rate (APOR), the worst case scenario was used between Application Date and Transaction Date.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Interest Rate on Final HUD-1 Inaccurate: RESPA (2010): Interest Rate on Final HUD-1 does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate: RESPA (2010): Loan Amount on Final HUD-1 does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Escrow Account Statement Missing: RESPA (2010): Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - 2011 TIL-MDIA - Interest Rate Inaccurate: Truth in Lending Act (MDIA 2011): Interest rate on the Final TIL does not match interest rate for the loan.<br> [2] State Compliance - Vermont Interest Act - Vermont High Rate, High Point Loan (Interest Rate and/or Points and Fees): Vermont Interest Act: Note Rate on subject loan of X.XX% is in excess of allowable threshold of Declared Rate X.XX% + 3%, or 7.80000, or Points on the loan ofX.XX% exceed the allowable threshold of 4%. Compliant Loan. |  |  | Federal Compliance - (Fed HPML) Federal Higher-Priced Mortgage Loan (Stated APR Exceeds HPML Threshold): TILA HPML - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Interest Rate on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Liability appears to be limited to originators/licensees.<br>Federal Compliance - 2011 TIL-MDIA - Interest Rate Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Vermont Interest Act - Vermont High Rate, High Point Loan (Interest Rate and/or Points and Fees): Neither Section 104 nor the Regulation provide specifically for assignee liability; however, given that Section 104 grants the Department authority to require any "lender", which term is undefined, to refund any discount points or other charges paid by a borrower who has not received the required disclosures, purchasers and assignees should exercise caution in purchasing such loans. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000093 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000091 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Government Documentation - Missing Document: HUD/VA 92900-A not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - 2011 TIL-MDIA ARM Introductory Rate Disclosure - Introductory Period Inaccurate: Truth in Lending Act (MDIA 2011): Adjustable rate introductory period on Final TIL does not match introductory period for the loan. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - 2011 TIL-MDIA ARM Introductory Rate Disclosure - Introductory Period Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000099 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | HUD Safe Harbor QM | 3 | 3 | [3] Miscellaneous - Credit Exception:<br> [3] Application / Processing - Missing Document: General Services Administration (GSA) not provided<br> [3] Application / Processing - Missing Document: Limited Denials of Participation (LDP) not provided | Defect - Borrower is in XXXX Business and this line of business is not permitted on Government Loans. |  | 3 | [3] Value Discrepancy - Loan is to go in a securitization and reflects only one valuation product when two are required. |  |  | 1 |  |  |  |  |  |  |  | C | A | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000101 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000103 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  | BUYER - GENERAL COMMENT (2020-08-18): agree with findings<br> BUYER - GENERAL COMMENT (2020-08-18): agree with findings<br> BUYER - GENERAL COMMENT (2020-08-18): agree with findings<br> BUYER - GENERAL COMMENT (2020-08-18): agree with findings<br> BUYER - GENERAL COMMENT (2020-08-18): agree with findings | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000105 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000106 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000104 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - North Carolina Rate Spread Threshold Test Compliant: North Carolina Rate Spread Home Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is in excess of allowable threshold of US Treasury X.XX% + 3%, or X.XX% and Conventional Mortgage Rate X.XX% + X.XX%, or X.XX%. Compliant Rate Spread Home Loan.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | State Compliance - North Carolina Rate Spread Threshold Test Compliant: There is no Assignee Liability. However, note that a loan that violates the provisions on rate spread home loans will be declared usurious. Thus, the terms of loans held by an assignee could be affected in certain circumstances<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000087 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000107 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Based on the loan approval/commitment contained in the loan file, the lender utilized an index value that is not available within the lookback period |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000108 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status: Unable to determine if loan file contains ARM Disclosure due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - ARM Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000109 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Application / Processing - Missing Valuation: | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of prepaid finance charges. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000110 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under-disclosure due to lender utilizing an index value of X.XX% per approval, however the lowest index value available in the lookback period is X.XX% |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000102 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000111 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000117 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000121 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): XXXX Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: XXXX Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000122 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization underdisclosure due to $XXX.XX document prep fee itemized as prepaid but nit disclosed on HUD. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000119 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM | 3 | 3 | [3] Guideline Issue - Employment was not verified within 10 days of the note date.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX VVOE - Employment Only<br> [3] Application / Processing - Missing Document: Fraud Report not provided | Missing VOE within 10 days of the note date.<br> Missing VOE within 10 days of close. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 | Missing secondary valuation. |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final CD disclosed a Finance Charge of $XXX,XXX.XX, however, calculated Finance Charge is $XXX,XXX.XX, resulting in a variance of $XXX,XXX.XX.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Disclosed as $XXX.XX00 on the initial LE without a valid COC for the increase. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000116 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000118 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000114 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] General - Missing Document: Stated not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000129 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: HIGH WINDS, SEVERE STORMS AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX | Need a post disaster property inspection report showing no damage to the property. |  | 3 | [3] Appraisal Documentation - Loan is to go into a securitization, and full appraisal was not provided. | Need two property valuation products for this loan going into a securitization. |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Notary Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7542) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid COC for Notary fee, |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000123 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000126 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000125 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Construction-Permanent |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000127 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000124 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000130 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000128 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: <br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000246 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000131 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX. | Documented usable assets were insufficient to meet cash to close. $XXX.XXk assets were used for reserves only. |  | 3 | [3] Value Discrepancy - Loan is to go in a securitization and reflects only one valuation product when two are required. | Two appraisals will be needed for Securitization and were not provided |  | 2 | [2] State Compliance - XXXX Late Charge Percent Testing: Note late charge exceeds maximum per state.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure disclosure to applicant within three (3) business days of application or determination of first lien status.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. | State Compliance - XXXX Late Charge Percent Testing: NY State max late charge percentage is 2%.<br> Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: Available through date blank onXX/XX/XXXXFE.<br> Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Evidence of earlier receipt missing from file.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Evidence of earlier receipt missing from file.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Evidence of earlier receipt missing from file.<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Evidence of earlier receipt missing from file.<br> Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Evidence of earlier receipt missing from file.<br> Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Evidence of earlier receipt missing from file. |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000132 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. | File does not contain Preliminary or Final Title for subject property |  |  |  |  |  | 2 | [2] Federal Compliance - Disparity in Occupancy - Not High Cost: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment) |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000289 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000282 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000270 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] State Compliance - Tennessee Prepayment Penalty Test: Tennessee Prepayment Penalty: Loan contains prepayment penalty which is not disclosed on the Note in bold language separated from other language by bold dividing lines. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000257 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  |  |  |  |  |  |  |  | 1 | [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000287 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000285 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Construction-Permanent |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000278 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000281 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] State Compliance - XXXX Late Charge Percent Testing: Note late charge exceeds maximum per state. | State Compliance - XXXX Late Charge Percent Testing: 5% late charge exceeds 2% maximum per state (NY). |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000283 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  | [1] Application / Processing - Missing Document: Flood Certificate not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000277 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000261 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000272 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty: Loan may contain an impermissible prepayment penalty greater than 6 months interest on the amount prepaid in excess of 20% of the original amount, depending on the lender's license type.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. | State Compliance - XXXX Prepayment Penalty: PPP expired. PPP of 3 years confirms CA limit of 6 months interest on the amount prepaid in excess of 20% of the original amount. XXXX XXXX, Inc. |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000266 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000288 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] State Compliance - Wisconsin Prepayment Penalty: Wisconsin Prepayment Penalty: First lien loan contains an impermissible prepayment penalty; however Note or Prepay Addendum provides specific language that prepay will not exceed maximum permitted by applicable law. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000262 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure due to the Lender utilizing X.XX% index value per the approval, however the closest index value available in the look-back period is X.XX%. |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000280 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Loan Amount and $XXX.XX (2007). FNMA Finance Charge total $XXX,XXX.XX on a Original Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2007) (an overage of $XXX,XXX.XX or X.XX%). |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000271 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000275 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000259 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Final Hud reflects admin fee to lender in the amount of $XXX,XXX.XXtemization reflects $XXX,XXX.XXud reflects per diem interest in the amount of $XXX,XXX.XX. Itemization reflects $XXX,XXX.XX. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000276 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000284 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than X.XX%: Truth In Lending Act: Final TIL APR of X.XX% is underdisclosed from calculated APR of X.XX% outside of X.XX% tolerance.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than X.XX%: Unable to determine under disclosure due to missing itemization of amount financed.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than X.XX%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000264 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000248 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000290 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - XXXX Alternate Prepayment Penalty SMLA Testing: XXXX Prepayment Penalty: Loan prepay term of 36 months exceeds state maximum of 24 months. (applies only to Second Mortgage Loan Act registrants)<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): XXXX Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Closing Disclosure Not Provided): XXXX Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure. |  |  | State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>State Compliance - XXXX Consumer Sales Practices Act (Closing Disclosure Not Provided): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000291 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000260 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000263 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000286 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file<br> [3] Closing / Title - Missing Document: Note - Subject Lien not provided<br> [3] Closing / Title - Missing Final HUD-1<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Closing / Title - TILA - Final TIL Missing<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Loan File - (Missing Doc) Incomplete loan images/file: File only contains Mortgage. Insufficient documents to complete compliance. |  | Closing / Title - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000247 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000249 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000230 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000229 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  | Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000226 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000228 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): XXXX Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  | Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000225 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) With Cure: RESPA (2010): 0% tolerance violation for 801 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (2010): 0% tolerance violation for 803 fee with evidence of cure provided on Final HUD-1 |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000224 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. |  |  | Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000227 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - XXXX Mortgage Lender and Broker Regulation (Ability to Repay not Verified): XXXX Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable<br> [2] State Compliance - XXXX MLBR (Missing Data) Document Type Not Provided: XXXX Mortgage Lender and Broker Regulations: Unable to determine if the borrower was required to provide a signed statement disclosing their income due to missing document type.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000222 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: <br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed |  | Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000221 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: <br> [3] General - Missing Document: Stated not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000220 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not in approved license status to conduct loan origination activities. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000219 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX<br> [3] General - Missing Document: Stated not provided |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000218 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or XXXX)<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000217 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or XXXX)<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final HUD-1 does not match actual terms.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000214 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not NMLS licensed or registered at time of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000213 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000212 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] State Compliance - North Carolina First Lien Late Charge Percent Testing: North Carolina Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 4%.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. |  |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000211 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000209 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000208 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance With Cure: RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 10% Tolerance With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000207 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000206 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Third Circuit): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final HUD-1 does not match actual terms.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000204 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  | Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000203 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000202 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Lender's Final TIL shows MI in force for 108 months, Based on the loan amount and appraisal value MI would be in effect for 123 months. |  | Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000200 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Incorrect HUD-1 Form Used: RESPA (2010) - Final HUD-1 Settlement Statement is not on the proper 2010 form.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - RESPA - Incorrect HUD-1 Form Used: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000199 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  | 2 | [2] State Compliance - Colorado MLO Licensing Act - NMLS ID not on 1003: Colorado Mortgage Loan Originator Licensing Act: Loan originator NMLS identifier is not clearly displayed on loan application.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | State Compliance - Colorado MLO Licensing Act - NMLS ID not on 1003: Assignee Liability: For a transaction involving a security interest in land, any action that may be brought against the original creditor may be maintained against any subsequent assignee where the assignee, its subsidiaries, or affiliates were in a continuing business relationship with the original creditor either at the time the credit was extended or at the time of the assignment unless the assignment was involuntary or the assignee shows by a preponderance of evidence that it did not have reasonable grounds to believe that the original creditor was engaged in violations of the code and that it maintained procedures reasonably adapted to apprise it of the existence of the violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000198 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000197 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000196 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000195 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000194 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000193 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000191 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000190 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine the cause of the under disclosure due to missing the Itemization of Amount Financed |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000189 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000186 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000188 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000187 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000239 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] Federal Compliance - CHARM Booklet Disclosure Prior to Closing Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] State Compliance - XXXX Prepayment Penalty Test: XXXX Prepayment Penalty: A prepayment penalty is not permissible under the Mortgage Lenders, Correspondent Lenders, Brokers and Loan Originators Act. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000183 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose a Release Tracking Fee of $XXX.XXand a Courier Fee of $XXX.XXas prepaid finance charges. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000180 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000181 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000178 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000177 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [2] Application / Processing - Valuation Error: APN Number not provided.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000174 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000237 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000175 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000176 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000238 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000172 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000235 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000236 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000171 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000170 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization in file does not reflect all fees |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000168 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The Lender's TIL does not include the MI premium. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000167 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  | 2 | [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000166 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine fee portion of under disclosure due to missing Itemization of Amount Financed. Payment stream portion is due to lender's TIL reflecting MI would be in force for 132 months; however, based on loan amount and appraised value, the MI would be in force for 144 months. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000165 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000164 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000163 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000162 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000161 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000158 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000160 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000159 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000233 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or XXXX) |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000157 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or XXXX)<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose $XXX,XXX.XX Settlement Fee or $XXX,XXX.XX Courier Fee as Prepaid Finance Charges. There is also a Lender Credit of $XXX,XXX.XX to Borrower on line 204 of the HUD which is not itemized and thus not applied. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000156 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000155 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: <br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000154 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000153 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000152 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000151 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000150 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000149 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000232 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: <br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000148 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000147 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000146 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000145 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure is due to the lender not including the $XXX.XX Attorney's Fee, $XXX.XXEscrow Service Fee, and $XXX.XX Title Pick-up fee in the prepaid finance charge |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000144 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000142 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000141 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000139 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000223 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000216 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000215 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000210 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000205 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000201 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000185 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The Lender's TIL reflects MI dropping off after 79 months, however, the audited TIL indicates MI should drop off after 120 months. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000184 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000240 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000182 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Late Charge Percent and Amount Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization of Amount Financed disclosed a Settlement fee as $XXX.XX and Final HUD disclosed this fee as $XXX.XX. |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000179 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Fees are under disclosed $XXX,XXX.XX and fees match the HUD. The following fees are not listed on the Itemization, but appear on the HUD as PPFCs charged to the borrower: Application Fee $XXX,XXX.XX, Email/Edoc Fee $XXX,XXX.XX, Title Courier/Messenger Fee $XXX,XXX.XX, and Wire/Funding/Disbursement Fee $XXX,XXX.XX. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000173 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000169 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000234 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000192 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Fees are under disclosed $XXX,XXX.XX and fees match the HUD. The following fees are not listed on the Itemization, but appear on the HUD as PPFCs charged to the borrower: Loan Discount Fee $XXX,XXX.XX, Release Tracking Fee $XXX,XXX.XX, and Title Courier/Messenger Fee $XXX,XXX.XX. In addition, the following fees differ on the Itemization from what was charged on the HUD: Prepaid Interest: $XXX,XXX.XX was charged, Itemization reflects $XXX,XXX.XX, and Settlement/Closing Escrow: $XXX,XXX.XX was charged, Itemization reflects $XXX,XXX.XX. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000143 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  | Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000140 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000071 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000244 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] General - Valuation address does not match Note address.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX | Subject address is XXXX. Appraisal reflects XXXX. Lender to provide corrected appraisal reflecting subject address. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000243 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - Missing Document: Fraud Report not provided |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Fee was increased from the LE to the CD without a valid change of circumstances. A cure of $XXX,XXX.XX was issued, but is an insufficient cure amount. | REVIEWER - CURED COMMENT (2021-04-20): Sufficient Cure Provided At Closing |  |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000242 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $XXX,XXX.XX is less than amount of binding Lender Credit previously disclosed in the amount of $XXX.XX.00. (9300)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - TRID Lender Credit Tolerance Violation: No valid change of circumstance provided for Lender credit<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid change of circumstance provided for increase in fee by $XXX.XX |  | Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000241 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX.<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX P&L Statement<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7726)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer Tax Fee was last disclosed as $XXX,XXX.XX on LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $XXX.XX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Title - Endorsement Fee was last disclosed as $XXX,XXX.XX on LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $XXX,XXX.XX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Discount Points Fee was last disclosed as $XXX,XXX.XX on LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $XXX,XXX.XX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000231 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance With Cure: RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Co-borrower did not sign. |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 10% Tolerance With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000135 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [3] Application / Processing - Missing Valuation: | Appraisal not provided |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000137 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than X.XX%: Truth In Lending Act: Final TIL APR of X.XX% is underdisclosed from calculated APR of X.XX% outside of X.XX% tolerance.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than X.XX%: TIL Itemization only disclosed origination charges in the amount of $XXX,XXX.XX, however, final HUD reflects $XXX,XXX.XX.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization only disclosed origination charges in the amount of $XXX,XXX.XX, however, final HUD reflects $XXX,XXX.XX. |  | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than X.XX%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000138 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000136 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate: RESPA (2010): Loan Amount on Final HUD-1 does not match Note.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. | Federal Compliance - RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate: Loan amount on page 3 of the HUD has 2 digits reversed. |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000334 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000335 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Fail | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM does not match Due Diligence Loan Designation of ATR Fail.<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Ability to Repay (Dodd-Frank 2014): Unable to verity income due to, missing W-2, Paystub, LES, ETS or WVOE. (XXXX/Wages)<br> [3] Federal Compliance - QM Employment History: Qualified Mortgage (Dodd-Frank 2014): Employment history requirement not met. (XXXX /9407766)<br> [3] Federal Compliance - Wages Documentation: Qualified Mortgage (Dodd-Frank 2014): Unable to verity income due to, missing W-2, Paystub, LES, ETS or WVOE. (XXXX/Wages)<br> [2] Federal Compliance - General Ability To Repay Provision Investor Qualification Method not Matching ATR: Ability to Repay (Dodd-Frank 2014): The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5).<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (0)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7200) | Federal Compliance - Check Loan Designation Match - QM: Borrower did not start current job until July 1, 2016, after loan closed.<br> Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Income verification documentation is missing and the loan is water falling to ATR/QM standard documentation requirements.<br> Federal Compliance - QM Employment History: Income verification documentation is missing and the loan is water falling to ATR/QM standard documentation requirements.<br> Federal Compliance - Wages Documentation: Income verification documentation is missing.<br> Federal Compliance - General Ability To Repay Provision Investor Qualification Method not Matching ATR: Income verification documentation is missing and the loan is water falling to ATR/QM standard documentation requirements.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 of $XXX,XXX.XX that does not match the actual Finance Charge for the loan of $XXX,XXX.XX. | REVIEWER - CURED COMMENT (2021-11-05): Sufficient Cure Provided At Closing<br> REVIEWER - CURED COMMENT (2021-11-05): Sufficient Cure Provided At Closing | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | A | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000336 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [1] Application / Processing - Missing Document: Flood Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Flood Hazard Zone: Federal Compliance - (Missing Data) Flood Hazard Zone: Special Flood Hazard Zone indicator was not provided. The applicable flood zone related testing cannot be performed.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000337 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000339 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Limited Cash-out GSE | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Credit Documentation - No evidence of fraud report in file: Credit Report: Original // Borrower: XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Document Preparation Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7563)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7520)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: No VCC or cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No VCC or cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No VCC or cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No VCC or cure provided. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. | Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $XXX.XX.<br>Borrower's monthly mortgage payment has decreased by at least 20%.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more. |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000112 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000341 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing updated itemization of amount Financed. |  | Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000340 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000343 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure is due to the lender's TIL reflecting MI being in force for 120 months, however based on the loan amount and appraised value the MI would be in force for 166 months. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000344 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000359 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or initialed by borrower so cannot confirm that borrower received. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000357 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000358 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000307 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | ATR Fail | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds Guideline total debt ratio of X.XX%.<br> [3] Credit Calculation / Analysis - Guideline Requirement: Representative FICO score discrepancy.: Representative FICO score of is less than Guideline representative FICO score of 700.<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX 1040 (2015), 1040 (2016), 4506-T (2016), 4506-T (2017), Transcripts (1040) (2015), Transcripts (1040) (2016)<br> [3] General - Missing Document: Account Statements - Personal not provided<br> [3] Application / Processing - Missing Document: Approval not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Credit Documentation - No evidence of fraud report in file: Credit Report: Original // Borrower: XXXX<br> [2] Insurance Analysis - Hazard Insurance policy does not list "Lender its successors and assigns", per guideline requirements.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Missing approval, 1008 or AUS<br> Missing approval using FNMA Matrix for guidelines<br> Missing approval using FNMA Matrix for guidelines |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of ATR Fail.<br> [3] Federal Compliance - General Ability To Repay Provision Credit History: Ability to Repay (Dodd-Frank 2014): Unable to verify debt obligations using reasonably reliable third-party records.<br> [3] Federal Compliance - General Ability To Repay Provision Employment - Schedule C Test: Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. (XXXX/Schedule C)<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - Schedule C: Ability to Repay (Dodd-Frank 2014): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. (XXXX/Schedule C)<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines: Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of X.XX% significantly exceeds the guideline maximum of X.XX%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.)<br> [3] Federal Compliance - Income Method of Calculation: Qualified Mortgage (Dodd-Frank 2014): The Method used to calculate the qualifying monthly income is not supported by the earnings history/trend. (XXXX/Schedule C)<br> [3] Federal Compliance - QM DTI: Qualified Mortgage (Dodd-Frank 2014): Total Debt to Income Ratio exceeds 43% and the images do not provide evidence loan is eligible for purchase, guarantee or insurance by the appropriate agency.<br> [3] Federal Compliance - QM Required Credit Report Not Provided to Evidence Debts: Qualified Mortgage (Dodd-Frank 2014): The loan file does not contain a Credit report to evidence the consumers outstanding liabilities. (XXXX/8364820)<br> [3] Federal Compliance - Sole Proprietorship Income Documentation Test: Qualified Mortgage (Dodd-Frank 2014): Self-employed income documentation not sufficient (Sole Proprietorship). (XXXX/Schedule C)<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Unable to determine if the borrower signed a valuation receipt acknowledgment due to missing information. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - QM Employment History - Current Employment Documentation lacks Date Info: Qualified Mortgage (Dodd-Frank 2014): Missing Employment Dates to verify two years current employment. (XXXX/8364820)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $XXX,XXX.XX may be required. | Federal Compliance - Check Loan Designation Match - QM: Missing income, asset, credit report and pay history<br> Federal Compliance - General Ability To Repay Provision Credit History: Missing proof of private mortgage pay history and credit report<br> Federal Compliance - General Ability To Repay Provision Income and Assets - Schedule C: One of the following missing documents is required for this income source: 1) Most recent tax transcripts; 2) Most recent signed, dated 1040s; 3) Audited YTD P&L; 4) 1099<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Missing approval using FNMA Matrix for guidelines<br> Federal Compliance - QM DTI: Missing approval default to FNMA matrix<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: Missing right to receive copy of appraisal<br> Federal Compliance - QM Employment History - Current Employment Documentation lacks Date Info: Missing income verification<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Initial CD Issued less than 6 days prior to closing and received by the borrower less than 3 business days prior to closing.<br> Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: Missing initial Loan estimate |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - General Ability To Repay Provision Credit History: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Employment - Schedule C Test: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Income and Assets - Schedule C: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - QM DTI: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | D | C | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000315 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - Missing Document: Fraud Report not provided |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: initial providedXX/XX/XXXX and the final one onXX/XX/XXXX which was over 10 business days of final Note dateXX/XX/XXXX. |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: There is generally no Assignee Liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000326 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Guideline Issue - Aged document: Primary Valuation is older than guidelines permit: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX<br> [3] Application / Processing - Missing Document: Fraud Report not provided | Provide evidence of either a new appraisal completed prior to closing or form 442 Re-Certification of value to extend the effective date of the existing appraisal. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000325 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000309 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000302 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] Federal Compliance - CHARM Booklet Disclosure Prior to Closing Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000301 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000327 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000322 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000328 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000313 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [3] Insurance Eligibility - MI Monthly Premium Amount documented in file does not match the Escrowed Mortgage Insurance Premium amount per month collected on the HUD. |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000318 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000319 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000304 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000306 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000314 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000312 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000317 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an Application fee of $XXX.XX and a Courier Fee for $XXX,XXX.XX as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000324 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000330 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000321 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing. |  |  |  |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000308 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000311 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000331 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000333 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000305 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000292 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a Closing fee of $XXX.XXas a prepaid finance charge, Also, TIL itemization disclosed a courier fee of $XXX.XXand interim interest in the amount of $XXX,XXX.XX, however the HUD reflects a courier fee of $XXX.XXand interim interest in the amount of $XXX,XXX.XX. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000054 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or XXXX) |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000293 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000298 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000300 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000295 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000296 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000299 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000294 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000297 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000310 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date and RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000316 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000303 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): XXXX Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: XXXX Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000320 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000332 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000323 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000329 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000356 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - Missing Document: Fraud Report not provided<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] State Compliance - XXXX CHL Complaint Agency Disclosure Timing Test: XXXX Home Loan: Borrower not provided with a document, at time of application, specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - XXXX CHL Complaint Agency Disclosure Timing Test: Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000355 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Property type discrepancy.: Appraisal property type of Single Family Attached does not match AUS property type of Single Family Detached.<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The appraisal reported Semi-detached end unit. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Non QM.<br> [3] Federal Compliance - QM DTI: Qualified Mortgage (Dodd-Frank 2014): Total Debt to Income Ratio exceeds 43% and the images do not provide evidence loan is eligible for purchase, guarantee or insurance by the appropriate agency.<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. | Federal Compliance - Check Loan Designation Match - QM: QM status not met due to DTI and no compensating factors.<br> Federal Compliance - QM DTI: Loan was approved with X.XX% DTI, and reviewed at X.XX%, with the $XXX.XX included. Lender omitted XXXX $XXX.XX/$XXX.XX. $XXX.XX payments remain.<br> Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing: Missing the final updated GFE.<br> Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: Missing the final updated GFE.<br> Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: Missing the final updated GFE.<br> Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: Missing the final updated GFE.<br> Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: Missing the final updated GFE. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - QM DTI: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000352 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000353 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000350 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or XXXX)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate: RESPA (2010): Loan Amount on Final HUD-1 does not match Note.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) - Loan Amount on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000096 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.<br> [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000059 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] State Compliance - XXXX Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: XXXX Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>State Compliance - XXXX Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: The regulations do not clarify the enforcement provisions of Mass. Gen. L. c. 183. Accordingly, the consequences of a compliance failure remain unclear. In particular, it is probable that a violation of the "borrower's interest" standard can be raised as a defense to, or otherwise impede, foreclosure. Also, it is possible that a violation of the "borrower's interest" standard would constitute a violation of the XXXX unfair and deceptive acts and practices statute.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000088 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000349 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000346 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The itemization of amount financed did not include the courier fee of $XXX.XX as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000089 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Third Circuit): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit)<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000348 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or initialed by borrower so cannot confirm that borrower received. |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000354 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000345 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000347 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000090 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL signed by all required parties is blank<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing.<br> [2] State Compliance - XXXX Tangible Net Benefit Test: XXXX Mortgage Lender and Broker Act: Unable to determine if mortgage loan was refinanced within the past twelve (12) months without a tangible net benefit to the borrower due to missing prior loan information. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Final TIL provided did not contain date sent or borrower's signature. |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL signed by all required parties is blank: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - XXXX Tangible Net Benefit Test: The secondary market purchase of a loan does not trigger coverage of the statute." |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000394 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Credit Documentation - No evidence of fraud report in file: Credit Report: Original // Borrower: XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000392 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000113 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. |  |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000396 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000383 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000390 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000385 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000388 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000397 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): XXXX Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: XXXX Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  | State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000393 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000384 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Lien - Missing evidence of lien position on Other Financing.: Lien Position: 2 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000402 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Fees are under disclosed $XXX,XXX.XX and fees match the HUD. Itemization not provided. Unable to verify the reason for the under disclosure without the Itemization. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000391 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000400 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000389 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000399 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000395 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Flood Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000381 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Note is not on a FNMA/FHLMC form and does not contain the standard Due on Sale clause.<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000386 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000409 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000410 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure, appears to be payment stream related |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000412 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000413 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000416 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Debt Consolidation |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000418 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000420 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000421 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000411 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000414 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Closing / Title - Missing Document: Security Instrument - Subject Lien not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000422 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000415 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000417 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000419 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000433 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - Pennsylvania First Lien Late Charge Grace Period Testing: Pennsylvania Late Charge: Note grace period of 10 days is less than the state minimum of 15 days.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000382 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000368 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Streamlined |  | 2 |  | [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000371 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000365 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000366 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 | [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000369 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000424 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | ATR Fail | 3 |  | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: SEVERE WINTER STORMS<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds Guideline total debt ratio of X.XX%.<br> [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient.<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Application / Processing - Missing Valuation:: Valuation Type: Stated / Valuation Report Date: Appraisal is missing<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX Insurance Verification, Tax Verification | Property is located in a FEMA disaster area-Winter StormsXX/XX/XXXXoXX/XX/XXXX File is missing property inspection reflecting if property has been damaged or not<br> Loan file is missing income documentation to support income calculated<br> For a first mortgage secured by a property on which an individually held insurance policy is maintained, Fannie Mae requires coverage equal to the lesser of the following:<br>100% of the insurable value of the improvements, as established by the property insurer; or<br> the unpaid principal balance of the mortgage, as long as it at least equals the minimum amount—80% of the insurable value of the improvements—required to compensate for damage or loss on a replacement cost basis. If it does not, then coverage that does provide the minimum required amount must be obtained.<br> The appraisal report is missing from the loan file.<br> Full appraisal is missing from loan file<br> Missing REO documentation for Investment property. Need verification of taxes and insurance |  |  |  |  |  | 3 | [3] Federal Compliance - General Ability To Repay Provision Employment - Schedule C Test: Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. (XXXX/Schedule C)<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - Schedule C: Ability to Repay (Dodd-Frank 2014): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. (XXXX/Schedule C)<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines: Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of X.XX% significantly exceeds the guideline maximum of X.XX%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.)<br> [3] Federal Compliance - Income Method of Calculation: Qualified Mortgage (Dodd-Frank 2014): The Method used to calculate the qualifying monthly income is not supported by the earnings history/trend. (XXXX/Schedule C)<br> [3] Federal Compliance - QM DTI: Qualified Mortgage (Dodd-Frank 2014): Total Debt to Income Ratio exceeds 43% and the images do not provide evidence loan is eligible for purchase, guarantee or insurance by the appropriate agency.<br> [3] Federal Compliance - Sole Proprietorship Income Documentation Test: Qualified Mortgage (Dodd-Frank 2014): Self-employed income documentation not sufficient (Sole Proprietorship). (XXXX/Schedule C)<br> [3] Federal Compliance - Unknown Loan Designation Test: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation not provided. Due Diligence Loan Designation is ATR Fail.<br> [2] Federal Compliance - QM Employment History - Current Employment Documentation lacks Date Info: Qualified Mortgage (Dodd-Frank 2014): Missing Employment Dates to verify two years current employment. (XXXX/8258783)<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure disclosure to applicant within three (3) business days of application or determination of first lien status.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - General Ability To Repay Provision Employment - Schedule C Test: Third party verification was not provided.<br> Federal Compliance - General Ability To Repay Provision Income and Assets - Schedule C: Missing all income documentation<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: This exception will be cleared once all ATR/QM specific exceptions have been cured/cleared.<br> Federal Compliance - QM DTI: Total Debt to Income Ratio exceeds 43% and the images do not provide evidence loan is eligible for purchase, guarantee or insurance by the appropriate agency<br> Federal Compliance - Sole Proprietorship Income Documentation Test: Missing 2 years tax returns, P&L, balance sheet and third party verification.<br> Federal Compliance - QM Employment History - Current Employment Documentation lacks Date Info: Missing third party verification of employment.<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application<br> Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Disclosure signed by the borrower was dated 9/2/2014. |  | Federal Compliance - General Ability To Repay Provision Employment - Schedule C Test: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Income and Assets - Schedule C: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - QM DTI: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - Unknown Loan Designation Test: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM |  | C |  | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000423 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000406 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - Missing Document: Fraud Report not provided |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): Missing evidence appraisal was provided at or before closing.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final CD provided a finance charge of $XXX,XXX.XX, however, calculated finance charge was $XXX,XXX.XX. Understated $XXX.XX. |  | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000403 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] State Compliance - XXXX Late Charge Grace Period Testing: XXXX Late Charge: Note grace period of 10 days is less than the state minimum of 15 days.<br> [2] State Compliance - XXXX Late Charge Percent and Amount Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] State Compliance - XXXX Prepayment Penalty Test: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a loan originated on or after June 1, 2008. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] State Compliance - XXXX Ability to Repay Not Verified: XXXX SB270: Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - XXXX SB270 Prepayment Penalty Test 2009: XXXX SB270: Mortgage loan contains an impermissible prepayment penalty.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | State Compliance - XXXX Ability to Repay Not Verified: No express provisions for assignee liability<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000407 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000404 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - XXXX Late Charge Grace Period Testing: XXXX Late Charge: Note grace period of 10 days is less than the state minimum of 15 days.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000408 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): XXXX Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: XXXX Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000405 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000432 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Mortgagors requirement to maintain adequate insurance at the mortgagor's own expense<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable (UAL State) |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000440 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000427 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] General - Initial Rate Lock rate date is not documented in file. |  |  |  |  |  |  | 3 | [3] State Compliance - XXXX Home Loan (Fee Charged for Payoff Statement): XXXX Home Loan: Impermissible fee charged for payoff statement. |  |  | State Compliance - XXXX Home Loan (Fee Charged for Payoff Statement): Assignee Liability: Any person who purchases, is assigned or otherwise becomes a holder of a high cost home loan will be subject to all affirmative claims and defenses that the borrower could assert against the creditor of the high cost home loan, including the right of rescission which applies regardless of whether the safe harbor provision is met. In an action brought by a borrower against an assignee: (i) the borrower may only assert the action individually and any relief granted may not exceed the sum of the amount of all remaining indebtedness of the borrower and reasonable attorneys' fees in the individual action; (ii) the borrower may only assert a claim of a violation of the flipping and prohibited high cost home loan provisions in response to the holder's notice of acceleration or foreclosure notice; and (iii) the borrower must bring the action within one year from the date of the occurrence of the violation, except in defense by recoupment or setoff. |  |  | State - NC |  | C |  | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000429 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000431 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose the e-mail fee of $XXX.XXor the courier fee of $XXX.XXas prepaid finance charges. |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000430 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000428 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000448 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000444 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: <br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000446 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000445 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX<br> [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000447 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000465 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000468 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Streamlined |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): XXXX Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): XXXX Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Assignee liability is unclear. Purchasers and assignees of XXXX mortgage loans would not appear to be liable for violations of the Act. However, effective 8/1/07, although there does not appear to be any explicit assignee liability, because a new private right of action permits a court to award statutory damages equal to the amount of all lender fees included in the amount of the principal of the residential mortgage loan, there is the potential that secondary market participants may be adversely affected.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000115 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: Close at Home Loan. Final Til not signed however, Acknowledgment of Receipt in file signed by borrower |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000467 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000459 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000460 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000469 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000461 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000466 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000462 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000463 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000372 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] State Compliance - XXXX Prepayment Penalty Test: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a loan with an effective rate of interest of 8% or greater. Loan's effective rate of interest is X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a service charge fee of $XXX.XX and aa courier fee of $XXX,XXX.XX as prepaid finance charge. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000373 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization does not disclose the $XXX.XXAssignment Recording Fee, the $XXX.XX Title Pick Up Fee or the $XXX.XXService Charge in the Prepaid Finance Charges. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000374 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Lien - Missing evidence of lien position on Other Financing.: Lien Position: 2 |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000375 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] State Compliance - XXXX Prepayment Penalty Junior Lien: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a subordinate lien loan. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000376 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase | ATR Risk | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Credit Documentation - Credit Report Error: Credit report is missing FICO scores.: Credit Report: Original // Borrower: XXXX<br> [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: WILDFIRES<br> Disaster Declaration Date: XX/XX/XXXX | Loan does not have guidelines from the lender.<br> Credit score used is that of an International Credit Boy and the FICO Score was not provided. |  | 3 | [3] Appraisal Data Integrity - Appraiser's license or certification was not active at the time of the appraisal.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX | Appraiser's license or certification was not active at the time of the appraisal |  | 3 | [3] Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Unable to complete ATR testing due to missing investor guideline qualifying total debt ratio.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Ability to Repay (Dodd-Frank 2014): Unable to determine ability to repay due to missing guidelines. Loan characteristics are DTI: X.XX%, LTV/CLTV: X.XX%/X.XX%, Credit Score: , Occupancy: Second Home, Purpose: Purchase,<br> [3] Federal Compliance - Unknown Loan Designation Test: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation not provided. Loan tested as Non-QM. Due Diligence Loan Designation is ATR Risk.<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: Changed Circumstance not provided.: GFE Date: XX/XX/XXXX Changed Circumstance not provided for GFE dated XX/XX/XXXX from GFE dated XX/XX/XXXX<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: Rate lock period not provided.: GFE Date: XX/XX/XXXX<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE and HUD 10% Fees without a cure due to missing information.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) Without Cure: Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE Block 1/HUD 801 Fees without a cure due to missing information.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE Block 2/HUD 802 Fees without a cure due to missing information.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE Block 8/HUD 1203 Transfer Tax Fees without a cure due to missing information.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: Unable to determine if there was a variance between the Final GFE and the Final HUD-1 for GFE Block A/HUD 803 Fees without a cure due to missing information.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever Interest Rate Inaccurate: Truth in Lending Act (MDIA 2011): The "Maximum Ever" interest rate on the Final TIL does not match the maximum interest rate that may apply during the life of the loan.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever P&I Payment Inaccurate: Truth in Lending Act (MDIA 2011): The "Maximum Ever" P&I payment on the Final TIL does not match the maximum principal and interest payment that may apply during the life of the loan.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): The "Maximum Ever" total payment amount (PITI) on the Final TIL does not match the maximum total payment on the loan during the life of the loan. | Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Unable to determine ability to repay due to missing guideline<br> Miscellaneous Compliance - (Doc Error) GFE Error: Rate lock period not provided.: Rate was locked but the period is still to be determined according to the GFE.<br> Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: GFE dated XX/XX/XXXX is missing page 2<br> Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) Without Cure: GFE dated XX/XX/XXXX is missing page 2<br> Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: GFE dated XX/XX/XXXX is missing page 2<br> Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: GFE dated XX/XX/XXXX is missing page 2<br> Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: GFE dated XX/XX/XXXX is missing page 2 |  | Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - Unknown Loan Designation Test: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever Interest Rate Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever P&I Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum Ever Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000377 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase | ATR Fail | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Income Documentation - Income documentation requirements not met.<br> [3] Income Documentation - REO Documents are missing.: Address: XXXXInsurance Verification, Statement, Tax Verification<br> [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: WILDFIRES<br> Disaster Declaration Date: XX/XX/XXXX | Donor gift funds not sourced.<br> Guidelines not provided.<br> Income documentation requirements not met due to missing WVOE and paystubs<br> REO Documents , Insurance Verification and Tax Verification are missing |  | 1 |  |  |  | 3 | [3] Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Unable to complete ATR testing due to missing investor guideline qualifying total debt ratio.<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Ability to Repay (Dodd-Frank 2014): Unable to verity income due to, missing W-2, Paystub, LES, ETS or WVOE. (XXXX/Wages)<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Ability to Repay (Dodd-Frank 2014): Unable to determine ability to repay due to missing guidelines. Loan characteristics are DTI: X.XX%, LTV/CLTV: X.XX%%/X.XX%%, Credit Score: 800, Occupancy: Second Home, Purpose: Purchase,<br> [3] Federal Compliance - QM Employment History: Qualified Mortgage (Dodd-Frank 2014): Employment history requirement not met. (XXXX/10404116)<br> [3] Federal Compliance - Unknown Loan Designation Test: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation not provided. Loan tested as Non-QM. Due Diligence Loan Designation is ATR Fail.<br> [3] Federal Compliance - Wages Documentation: Qualified Mortgage (Dodd-Frank 2014): Unable to verity income due to, missing W-2, Paystub, LES, ETS or WVOE. (XXXX/Wages)<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - General Ability To Repay Provision Investor Qualification Method not Matching ATR: Ability to Repay (Dodd-Frank 2014): The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5).<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of $XXX.XX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $XXX,XXX.XX is less than amount of binding Lender Credit previously disclosed in the amount of $XXX,XXX.XX. (9300)<br> [2] Federal Compliance - TRID Loan Estimate Timing: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7520)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Missing guidelines; loan is waterfalling to standard QM/ATR documentation requirements.<br> Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Missing guidelines; loan is waterfalling to standard QM/ATR documentation requirements.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Missing guidelines; loan is waterfalling to standard QM/ATR documentation requirements.<br> Federal Compliance - QM Employment History: Missing guidelines; loan is waterfalling to standard QM/ATR documentation requirements.<br> Federal Compliance - Unknown Loan Designation Test: Due to missing guidelines.<br> Federal Compliance - Wages Documentation: Missing guidelines; loan is waterfalling to standard QM/ATR documentation requirements.<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: Borrower not provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date<br> Federal Compliance - General Ability To Repay Provision Investor Qualification Method not Matching ATR: Missing guidelines; loan is waterfalling to standard QM/ATR documentation requirements.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Affiliated Business Arrangement Disclosure to applicant within three business days of application.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: List of Homeownership Counseling Organizations not provided to applicant within three business days of application.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower at least three business days prior to closing.<br> Federal Compliance - TRID Lender Credit Tolerance Violation: Lender Credit of $XXX,XXX.XX is less than amount of binding Lender Credit previously disclosed in the amount of $XXX,XXX.XXFederal Compliance - TRID Loan Estimate Timing: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX, no cure or valid change of circumstances was provided<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX, no cure or valid change of circumstances was provided |  | Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - Unknown Loan Designation Test: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre October 2018 Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Loan Estimate Timing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000379 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | ATR Fail | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXX // Account Type: Savings / Account Number: XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX Account Statements, WVOE - Includes Income<br> [3] Application / Processing - Missing Document: Loan Underwriting and Transmittal Summary (1008) / MCAW not provided<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX, Insurance Verification, Statement<br> [3] Income Documentation - Verification(s) of employment is not within 10 calendar days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | File is missing the 1008 or guidelines, only Approval was in the file.<br> Title policy missing from the file.<br> The XXXX statement is not the most recent statement prior to closing date.<br> The file missing the Business Entity Listings and CPA letter to confirm income<br> The file did not contain the Loan Underwriting and Transmittal Summary or lender guidelines. File contains portions of several e-mail chains regarding lender approval.<br> The REO proof of insurance and mortgage statement not provided.<br> Appraisal Inspection was completed on XX/XX/XXXX before Declaration Date of XX/XX/XXXX. |  | 1 |  |  |  | 3 | [3] Federal Compliance - General Ability To Repay Provision Employment - W-2: Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. (XXXX/Wages)<br> [3] Federal Compliance - General Ability To Repay Provision Employment - W-2: Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. (XXXX/Wages)<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - Schedule B: Ability to Repay (Dodd-Frank 2014): Unable to verify Interest / Dividend income using reasonably reliable third-party records. (XXXX Interest / Dividends/Schedule B)<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Ability to Repay (Dodd-Frank 2014): Unable to verity income due to, paystub provided was dated more than 90 days prior to closing. (XXXX/Wages)<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Ability to Repay (Dodd-Frank 2014): Unable to verity income due to, missing W-2, Paystub, LES, ETS or WVOE. (XXXX/Wages)<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Ability to Repay (Dodd-Frank 2014): Unable to determine ability to repay due to missing guidelines. Loan characteristics are DTI: X.XX%, LTV/CLTV: X.XX%%/X.XX%%, Credit Score: 694, Occupancy: Primary, Purpose: Refinance, Cash-out - Other<br> [3] Federal Compliance - Interest Dividend Income Tax Returns: Qualified Mortgage (Dodd-Frank 2014): Two (2) years tax returns or Bank Statements to evaluate Interest / Dividend income or losses requirement not met. (XXXX Interest / Dividends/Schedule B)<br> [3] Federal Compliance - Overtime Bonus Method of Calculation: Qualified Mortgage (Dodd-Frank 2014): Significant income variation requires a period of more than two (2) years when calculating the average Overtime/Bonus income. (XXXX/Bonus)<br> [3] Federal Compliance - Unknown Loan Designation Test: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation not provided. Loan tested as Non-QM. Due Diligence Loan Designation is ATR Fail.<br> [3] Federal Compliance - Wages Documentation: Qualified Mortgage (Dodd-Frank 2014): Unable to verity income due to, paystub provided was dated more than 90 days prior to closing. (XXXX/Wages)<br> [3] Federal Compliance - Wages Documentation: Qualified Mortgage (Dodd-Frank 2014): Unable to verity income due to, missing W-2, Paystub, LES, ETS or WVOE. (XXXX/Wages)<br> [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.<br> [2] Federal Compliance - QM Employment History - Current Employment Documentation lacks Date Info: Qualified Mortgage (Dodd-Frank 2014): Missing Employment Dates to verify two years current employment. (XXXX/10404181)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of 32,707.92 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $XXX,XXX.XX may be required.<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - General Ability To Repay Provision Employment - W-2: The file did contain a CPA letter or any third party or business <br> Entity Listings verifying the employment for business start dates and the company's name.<br> Federal Compliance - General Ability To Repay Provision Employment - W-2: The file did contain a CPA letter or any third party or business <br> Entity Listings verifying the employment for business start dates and the company's name.<br> Federal Compliance - General Ability To Repay Provision Income and Assets - Schedule B: The file did contain any documentation of the Interest/ Dividend income<br> Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: The file did contain a CPA letter or any third party or business <br> Entity Listings verifying the employment for business start dates and the company's name.<br> Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: The file did contain a CPA letter or any third party or business <br> Entity Listings verifying the employment for business start dates and the company's name.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Lender guidelines and/or full approval were not provided<br> Federal Compliance - Wages Documentation: Missing CPA letter or WVOE<br> Federal Compliance - Wages Documentation: Missing CPA letter or WVOE<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: The file was missing the LE.<br> Federal Compliance - QM Employment History - Current Employment Documentation lacks Date Info: The file did contain any third party verifying the employment for business start dates and the company's name.<br> Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: Lender calculation of annual taxes was not provided. Missing Title Commitment.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: The Closing Disclosure was provided to Borrower on same date as the closing date of XX/XX/XXXX.<br> Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: The file does not contain the Loan Estimate.<br> Application / Processing - Missing Document: Missing Lender's Initial 1003: The file did not contain the inital 1003. |  | Federal Compliance - General Ability To Repay Provision Employment - W-2: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Employment - W-2: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Income and Assets - Schedule B: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - Unknown Loan Designation Test: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000378 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Fail | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Document Error - Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements.<br> [3] Application / Processing - Missing Document: AUS not provided<br> [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Guidelines not provided.<br> Blanket policy does not include walls in coverage and HO6 policy is not in file<br> Loan Summary provided in loan file does not specify if AUS findings utilized or manual underwriter.<br> CoreLogic Credco verification of employment dated XX/XX/XXXX. |  | 1 |  |  |  | 3 | [3] Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Unable to complete ATR testing due to missing investor guideline qualifying total debt ratio.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Ability to Repay (Dodd-Frank 2014): Unable to determine ability to repay due to missing guidelines. Loan characteristics are DTI: X.XX%, LTV/CLTV: X.XX%%/X.XX%%, Credit Score: 763, Occupancy: Primary, Purpose: Purchase,<br> [3] Federal Compliance - General Ability To Repay Provision Mortgage-Related Obligations: Ability to Repay (Dodd-Frank 2014): Mortgage-related obligations not considered in loan qualification.<br> [3] Federal Compliance - Unknown Loan Designation Test: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation not provided. Loan tested as Non-QM. Due Diligence Loan Designation is ATR Fail.<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $XXX,XXX.XX may be required.<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Missing guidelines; loan is waterfalling to standard QM/ATR documentation requirements.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Missing guidelines; loan is waterfalling to standard QM/ATR documentation requirements.<br> Federal Compliance - General Ability To Repay Provision Mortgage-Related Obligations: Missing guidelines; loan is waterfalling to standard QM/ATR documentation requirements.<br> Federal Compliance - Unknown Loan Designation Test: Missing guidelines; loan is waterfalling to standard QM/ATR documentation requirements.<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: Evidence applicant provided with the Right to Receive a Copy of the Appraisal Disclosure not provided in loan file.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Provide supporting documentation evidencing applicant provided with copy of appraisal three (s) business days prior to consummation.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Affiliated Business Arrangement Disclosure provided XX/XX/XXXX and signed/ dated by applicant XX/XX/XXXX.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Disclosure Summary tracking report not provided in loan file.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Document not provided.<br> Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: Loan Estimate not provided within loan images to evidence delivery to the applicant. |  | Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - General Ability To Repay Provision Mortgage-Related Obligations: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - Unknown Loan Designation Test: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000380 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary HPQM (GSE/Agency Eligible) | 2 | 2 | [2] Document Error - The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.: Title Evidence: Commitment <br> State: XX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: WILDFIRES<br> Disaster Declaration Date: XX/XX/XXXX |  | REVIEWER - RE-GRADED COMMENT (2023-06-30): Comp factors used to regrade exception | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Temporary HPQM (GSE/Agency Eligible) matches the Due Diligence Loan Designation of Temporary HPQM (GSE/Agency Eligible).<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (1st Lien, Escrow Not Established): Federal Higher-Priced Mortgage Loan (2013): Mandatory escrow account not established on 1st lien mortgage loan.<br> [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $XXX,XXX.XX may be required.<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan designation was restated by client.<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: Missing Appraisal receipt acknowledgement or waiver.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Final CD issued XX/XX/XXXX and signed by borrower XX/XX/XXXX, same day of closing. There is no evidence or another CD on file issued and signed by borrower 3 business days before closing.<br> Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: Evidence that a Loan Estimate was provided to the Borrower within three days of application is missing. | REVIEWER - GENERAL COMMENT (2023-06-19): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is in excess of allowable threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan. | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (1st Lien, Escrow Not Established): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $XXX.XX.<br>Borrower has worked in the same position for more than 3 years. |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000449 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000453 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000451 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000457 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> [2] Federal Compliance - TRID Loan Estimate Timing: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX) | Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: Right to receive a copy of the Appraisal Disclosure dated XX/XX/XXXX is not within 3 business days of the application date on XX/XX/XXXX.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Homeownership Counseling Disclosure and List of Organizations dated XX/XX/XXXX is not within 3 business days of the application date on XX/XX/XXXX.<br> Federal Compliance - TRID Loan Estimate Timing: Initial Loan Estimate dated XX/XX/XXXX is not within 3 business days of the application date on XX/XX/XXXX. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Loan Estimate Timing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000455 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Income Documentation - REO Documents are missing.: Address: XXXX Tax Verification<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Final Closing Disclosure Total Of Payments: Loan Calculations (pg 5): Total of Payment does not match the calculated Total of Payments for the loan. TOP is calculated as follows: sum of calculated payment stream + Loan Costs + Prepaid Interest + Mortgage Insurance.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: The Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX without a changed of circumstance. |  | Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000454 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Income Documentation - REO Documents are missing.: Address: XXXX, XX Statement | Mortgage statement and Tax cert not provided. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities.<br> [2] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.<br> [2] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. | Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: NMLS License XXXX nor MLO's name not found in system - LO does work for a Federal bank, however need to be federal Active. Lender to provide proof MLO was licensed at time of application.<br> Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: Page 3 of Final HUD does not include a monthly MI payment of $XXX,XXX.XX in the escrow account.<br> Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, which is the incorrect one.<br> Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Page 3 of Final HUD does not include a monthly MI payment of $XXX,XXX.XX in the escrow account.<br> Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Page 3 of Final HUD does not include a monthly MI payment of $XXX,XXX.XX in the escrow account. |  | Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $XXX.XX, in the case of an individual transaction, or the lesser of $XXX.XX or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000458 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX. |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX.XX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Initial Escrow Payment that does not match the escrow payment disclosed on page 2. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre October 2018 Test: Final CD is incomplete and missing page 2. Unable to verify escrow payments disclosed.<br> Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment Test: Final CD is incomplete and missing page 2. Unable to verify escrow payments disclosed. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre October 2018 Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000617 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000473 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided<br> [3] Government Documentation - Missing Document: HUD/VA 92900-A not provided<br> [1] Application / Processing - Missing Document: Flood Certificate not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FHA Case Number Assignment Date Missing: FHA Case # Assignment Date missing. Creditor application date used as FHA case # assignment date for purposes of any applicable compliance testing.<br> [2] Federal Compliance - (Missing Data) Flood Hazard Zone: Federal Compliance - (Missing Data) Flood Hazard Zone: Special Flood Hazard Zone indicator was not provided. The applicable flood zone related testing cannot be performed.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000245 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000494 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is<br> not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000498 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000496 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Prepayment Penalty ARM Test: XXXX Prepayment Penalty: Interest rate increase may be invalid due to borrower not being permitted to prepay the loan without penalty within 90 days of notification of any increase in the interest rate, depending on the lender's license type.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000500 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date<br> but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000499 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] General - FHA - Informed Consumer Choice Disclosure was not provided to borrower within 3 business days of the loan application.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000505 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000507 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000514 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000508 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000510 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Underdisclosure is due to the lender's TIL itemization did not disclose a $XXX.XXRecording Service Fee as a prepaid finance charge. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000506 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000511 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000518 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000028 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal Not Provided |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - Initial TIL not provided |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000029 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000472 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000477 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization not in approved license status to conduct loan origination activities. |  |  | Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000485 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure is due to the Lender's Final TIL showing 60 months of MI at $XXX,XXX.XX and the calculated field showing 60 months of MI at $XXX,XXX.XX. |  | Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000476 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000475 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000474 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000493 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: EARTHQUAKE AND AFTERSHOCKS<br> Disaster Declaration Date: XX/XX/XXXX | The property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared end date. |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Reconveyance Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (77180) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Title - Reconveyance Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. Provide a post-close CD disclosing the tolerance cure to include $XXX,XXX.XX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000492 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7726)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Municipal Lien Certificate Fee (MLC). Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (77208)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Wire /Funding/ Disbursement Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (77190)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for FNMA Homebuyer Education Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7543) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Missing valid COC and there is no evidence of a cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Missing valid COC and there is no evidence of a cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Missing valid COC and there is no evidence of a cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Missing valid COC and there is no evidence of a cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Missing valid COC and there is no evidence of a cure provided. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000491 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXX // Account Type: Checking / Account Number: XXXX, Financial Institution: XXXX a XXXX Company // Account Type: Individual Retirement Account (IRA) / Account Number: XXXX, Financial Institution: XXXX // Account Type: Checking / Account Number: XXXX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE WINTER STORMS<br> Disaster Declaration Date: XX/XX/XXXX | Only 1 month of bank statement provided. |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Policy Guarantee Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (77223)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (75197)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No COC or cure was provided to the borrower for tolerance overages<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No COC or cure was provided to the borrower for tolerance overages<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No COC or cure was provided to the borrower for tolerance overages |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000490 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: WILDFIRES<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Initial Escrow Payment that does not match the escrow payment disclosed on page 2. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No appraisal fee disclosed on any LE provided. Appraisal fee only shown on closing disclosures.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX and no cure was provided to the borrower. (7200) |  | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000489 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM | 2 | 2 | [2] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [2] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided | File is missing the credit report.<br> File is missing the MI Certificate. | REVIEWER - RE-GRADED COMMENT (2023-06-27): Exception re-grade to EV2. Compensating factor is sufficient.<br> REVIEWER - RE-GRADED COMMENT (2023-06-27): Exception re-grade to EV2. Compensating factor is sufficient. | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM matches the Due Diligence Loan Designation of Safe Harbor QM.<br> [2] State Compliance - North Carolina First Lien Late Charge Percent Testing: North Carolina Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 4%.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.) (InterXX/XX/XXXX)<br> [2] Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.) (InterXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan designation was restated by client.<br> Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: An Le dated XX/XX/XXXX was issues after the initial CD dated XX/XX/XXXX.<br> Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: An Le dated XX/XX/XXXX was issues after the initial CD dated XX/XX/XXXX.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No COC or cure was provided to the borrower for tolerance overages<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Tolerance cure provided is insufficient to cure all tolerance violations. |  | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $XXX.XX.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is less than or equal to 35%.<br>The representative FICO score is above 680. |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000488 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement | Temporary HPQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: WILDFIRES<br> Disaster Declaration Date: XX/XX/XXXX |  | REVIEWER - GENERAL COMMENT (2023-06-19): EXCEPTION HISTORY - Exception Explanation was updated on XX/XX/XXXX PRIOR Exception Explanation: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: WILDFIRES<br> Disaster Declaration Date: XX/XX/XXXX | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Temporary HPQM (GSE/Agency Eligible) matches the Due Diligence Loan Designation of Temporary HPQM (GSE/Agency Eligible).<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower. (0) | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan designation was restated by client. | REVIEWER - CURED COMMENT (2022-01-05): Sufficient Cure Provided within 60 Days of Closing | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000487 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Tax Service Fee (Life Of Loan). Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7580)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer Tax fee collected at closing in the amount of $XXX,XXX.XX was not disclosed on the Loan Estimate with no cure provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Tax Service Fee collected at closing in the amount of $XXX,XXX.XX was not disclosed on the Loan Estimate with no cure provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan discount point collected at closing in the amount of $XXX,XXX.XX was not disclosed on the Loan Estimate with no cure provided to the borrower. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | D | B | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000484 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Higher Priced QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: SEVERE WINTER STORMS<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [2] Asset Calculation / Analysis - AUS Findings: Available for Reserves discrepancy.: Calculated Available for Reserves of $XXX,XXX.XX is less than AUS Available for Reserves of $XXX,XXX.XX.<br> [2] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Property type discrepancy.: Appraisal property type of does not match AUS property type of PUD.<br> [2] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [2] Income Documentation - Income Docs Missing:: Borrower: XXXX 4506-T (2015), 4506-T (2016)<br> [2] Loan File - Missing Document: Hazard Insurance Policy not provided<br> [1] Application / Processing - Missing Document: Flood Certificate not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided | Appraisal is missing<br> Missing evidence of IRS 2015 payment plan as reflected on AUS | REVIEWER - RE-GRADED COMMENT (2023-06-27): Exception re-grade to EV2. Compensating factor is sufficient.<br> REVIEWER - RE-GRADED COMMENT (2023-06-27): Exception re-grade to EV2. Compensating factor is sufficient.<br> REVIEWER - RE-GRADED COMMENT (2023-06-27): Exception re-grade to EV2. Compensating factor is sufficient.<br> REVIEWER - RE-GRADED COMMENT (2023-06-27): Exception re-grade to EV2. Compensating factor is sufficient.<br> REVIEWER - RE-GRADED COMMENT (2023-06-30): Comp factors used to regrade exception | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM matches the Due Diligence Loan Designation of Higher Priced QM.<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of 11,534.60 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: TRID Final Closing Disclosure XX/XX/XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of 930.38 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $XXX,XXX.XX may be required.<br> [1] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. (FinXX/XX/XXXX) | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan designation was restated by client.<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: Missing the initial LE signed by the borrower within 3 days of application date<br> Federal Compliance - Property Type Not Provided: Appraisal missing<br> Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre October 2018 Test: Calculated monthly escrowed property expenses are $XXX.XX.02 however the CD on file datedXX/XX/XXXX reflects $XXX.XX.<br> Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: Closing Disclosure does not reflect any seller fees and the Selller's Closing Disclosure was not provided.<br> Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: Taxes disclosed on 1003 differ from actual cost<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure was issuedXX/XX/XXXXloan closedXX/XX/XXXXFederal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: The Loan Estimate was not provided.<br> Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed: Closing Disclosure estimated HOA fees of $XXX,XXX.XX do not match the Non-Escrowed Property Costs over 1 Year of $XXX,XXX.XX. | REVIEWER - CURED COMMENT (2021-12-16): Sufficient Cure Provided At Closing | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre October 2018 Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $XXX.XX.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $XXX,XXX.XX. |  |  | D | B | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000483 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  | 1 |  |  |  | 2 | [2] State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): XXXX Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Closing Disclosure Not Provided): XXXX Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure.<br> [2] State Compliance - XXXX CSPA Tangible Net Benefit Test: XXXX Consumer Sales Practices Act: Unable to determine if mortgage loan refinanced has a tangible net benefit to the borrower due to missing prior loan information.<br> [2] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of 6,094.08 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): Document missing<br> State Compliance - XXXX CSPA Tangible Net Benefit Test: Information missing<br> Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre October 2018 Test: Policy for HOI states 1317 per year CD reflects 1371.<br> Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed: Policy for HOI states 1317 per year CD reflects 1371.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: No earlier receipt found in file<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten Percent Tolerance - total amount of $XXX.XX exceeds tolerance of $XXX.XX |  | State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>State Compliance - XXXX Consumer Sales Practices Act (Closing Disclosure Not Provided): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - Pre October 2018 Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000482 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE WINTER STORMS<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of 898.00 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) |  |  | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000486 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Missing initial CD provided three business days prior to closing.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Fees increased without a valid COC, no cure provided. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000481 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary HPQM (GSE/Agency Eligible) | 2 | 2 | [2] Credit Documentation - Missing Document: Credit Report not provided<br> [2] Loan File - Missing Document: Hazard Insurance Policy not provided | Hazard Insurance policy not in file. | REVIEWER - RE-GRADED COMMENT (2023-06-27): Exception re-grade to EV2. Compensating factor is sufficient.<br> REVIEWER - RE-GRADED COMMENT (2023-06-30): Comp factors used to regrade exception | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Temporary HPQM (GSE/Agency Eligible) matches the Due Diligence Loan Designation of Temporary HPQM (GSE/Agency Eligible).<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan designation was restated by client.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: The signed ABA provided was datedXX/XX/XXXX.<br> Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: Unable to locate in the loan file. |  | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: There is generally no Assignee Liability. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $XXX.XX.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is less than or equal to 35%. |  |  | B | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000478 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM | 2 | 2 | [2] Asset Calculation / Analysis - AUS Findings: Available for Reserves discrepancy.: Calculated Available for Reserves of $XXX,XXX.XX is less than AUS Available for Reserves of $XXX,XXX.XX.<br> [2] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Qualifying asset balance discrepancy.: Calculated qualifying asset balance of $XXX,XXX.XX is less than AUS qualifying asset balance of $XXX,XXX.XX.<br> [2] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [2] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Verified reserves of $XXX,XXX.XX after closing are insufficient to cover the LP required reserves of $XXX,XXX.XX. Shortage is due to borrower was qualified with a gift of $XXX,XXX.XX however, the Final HUD-1 only verified a gift deposit of $XXX,XXX.XX. File is missing proof the remaining gift of $XXX,XXX.XX was transferred to the borrower as required by LP Condition #B9.<br> Verified assets of $XXX,XXX.XX are insufficient to cover the LP qualifying assets of $XXX,XXX.XX. Shortage is due to borrower was qualified with a gift of $XXX,XXX.XX however, the Final HUD-1 only verified a gift deposit of $XXX,XXX.XX. File is missing proof the remaining gift of $XXX,XXX.XX was transferred to the borrower as required by LP Condition #B9.<br> File only contains the first page of the credit report dated XX/XX/XXXX. Upon receipt of the complete credit report with all pages as required by LP Condition #5M, additional conditions may apply.<br> File only contains the first page of the credit report dated XX/XX/XXXX. Upon receipt of the complete credit report with all pages, additional conditions may apply. | REVIEWER - RE-GRADED COMMENT (2023-06-27): Exception re-grade to EV2. Compensating factor is sufficient.<br> REVIEWER - RE-GRADED COMMENT (2023-06-27): Exception re-grade to EV2. Compensating factor is sufficient.<br> REVIEWER - RE-GRADED COMMENT (2023-06-27): Exception re-grade to EV2. Compensating factor is sufficient.<br> REVIEWER - RE-GRADED COMMENT (2023-06-27): Exception re-grade to EV2. Compensating factor is sufficient. | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM matches the Due Diligence Loan Designation of Safe Harbor QM.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan designation was restated by client.<br> Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: File is missing the Initial 1003 to verify the application date. Unable to determine compliance with NMLSR timing requirements.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: File is missing the Initial 1003 to verify the application date. Unable to determine compliance with timing requirements.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: File is missing the Initial 1003 to verify the application date. Unable to determine compliance with timing requirements.<br> Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: File is missing proof the borrower received the HUD Settlement Cost Booklet.<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: File is missing the Initial 1003 to verify the application date. Unable to determine compliance with timing requirements.<br> Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: File is missing the Initial 1003 to verify the application date. Unable to determine compliance with NMLS timing requirements.<br> Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: File is missing the Initial 1003 to verify the application date. Unable to determine compliance with timing requirements. |  | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $XXX.XX00, in the case of an individual transaction, or the lesser of $XXX.XX,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX00,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br>EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is less than or equal to 35%.<br>The representative FICO score is above 680. |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000479 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: HUD Settlement Cost Booklet not provided to applicant within three (3) business days of application.<br> [2] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. | Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: HUD Settlement Cost Booklet time stamped XX/XX/XXXX is not within 3 business days of the application date on XX/XX/XXXX.<br> Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Final TIL disclosed an Escrow Payment of $XXX,XXX.XX. Verified Escrow Payment is $XXX,XXX.XX per month. Difference of $XXX.XXX.XX cents is due to lender qualified the borrower with a monthly insurance payment of $XXX,XXX.XX however, the insurance policy provided verifies an annual premium of $XXX,XXX.XX, which is $XXX,XXX.XX per month.<br> Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Final TIL disclosed a Total Payment of $XXX,XXX.XX. Verified Total Payment is $XXX,XXX.XX per month. Difference of $XXX.XXX.XX cents is due to lender qualified the borrower with a monthly insurance payment of $XXX,XXX.XX however, the insurance policy provided verifies an annual premium of $XXX,XXX.XX, which is $XXX,XXX.XX per month. |  | Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000480 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: WILDFIRES<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [2] Application / Processing - Missing Document: Fraud Report not provided<br> [2] Loan File - Missing Document: Hazard Insurance Policy not provided | The subject property is located in a FEMA Disaster area. Provide a post-disaster inspection verifying there was no damage to the subject. The inspection must include exterior photos of the subject. | REVIEWER - GENERAL COMMENT (2023-06-19): EXCEPTION HISTORY - Exception Explanation was updated on XX/XX/XXXX PRIOR Exception Explanation: Disaster Name: WILDFIRES<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> REVIEWER - RE-GRADED COMMENT (2023-06-27): Exception re-grade to EV2. Compensating factor is sufficient.<br> REVIEWER - RE-GRADED COMMENT (2023-06-30): Comp factors used to regrade exception | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Temporary SHQM (GSE/Agency Eligible) matches the Due Diligence Loan Designation of Temporary SHQM (GSE/Agency Eligible).<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan designation was restated by client.<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Missing initial Servicing Disclosure.<br> Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Missing signed at application Righ to receive copy of appraisal.<br> Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: XXXX close at home loan, borrowers acknowledgement in file | REVIEWER - GENERAL COMMENT (2023-06-19): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure disclosure to applicant within three (3) business days of application or determination of first lien status. | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $XXX.XX.<br>Borrower has worked in the same position for more than 3 years. |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000569 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000254 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000522 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - ARM Disclosure Status: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - ARM Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000255 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: Truth in Lending Act (HELOC): Agreement contains provision allowing creditor to unilaterally change terms of plan for impermissible circumstances.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] State Compliance - XXXX Standard Prepayment Penalty SMLA: XXXX Prepayment Penalty: Prepayment penalty not permissible on a refinance. (applies only to Second Mortgage Loan Act registrants)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000519 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000252 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000251 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000580 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Application / Processing - Missing Document: Fraud Report not provided |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000582 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000095 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000555 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided | High Cost testing complete - Premium and terms documented in file |  |  |  |  |  | 2 | [2] Federal Compliance - FHA Case Number Assignment Date Missing: FHA Case # Assignment Date missing. Creditor application date used as FHA case # assignment date for purposes of any applicable compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000547 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000546 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000549 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000551 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information. |  |  | Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000548 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000550 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Final Itemization of Amount Financed |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000545 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000564 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000557 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000560 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): XXXX Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: XXXX Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower. |  |  | State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000565 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000566 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000575 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose the MI reserves of $XXX,XXX.XX or wire fee of $XXX.XXas prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000572 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000574 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000576 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000578 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Impermissible Prepayment Penalty): XXXX Residential Originator and Servicer Licensing Act: Mortgage loan contains an impermissible prepayment penalty exceeding 60 days interest on the unpaid principal balance.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Impermissible Prepayment Penalty): PPP Expired. Prepayment charge is allowed per state MN - max prepayment charge for MN ARM loan is 2% of the unpaid principal at the time of prepayment; or 60 days' interest on the unpaid principal at the time of prepayment - same as note. Lender is New Century Mortgage Corporation. |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Impermissible Prepayment Penalty): Assignee liability is unclear. Purchasers and assignees of XXXX mortgage loans would not appear to be liable for violations of the Act. However, effective 8/1/07, although there does not appear to be any explicit assignee liability, because a new private right of action permits a court to award statutory damages equal to the amount of all lender fees included in the amount of the principal of the residential mortgage loan, there is the potential that secondary market participants may be adversely affected.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000577 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000581 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000523 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000584 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (43-Q) | 2 | 2 | [2] Mortgage / Program Eligibility - AUS Findings: Investor qualifying housing ratio discrepancy.: Calculated investor qualifying housing ratio of X.XX% exceeds AUS housing ratio of X.XX%.<br> [2] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> [2] Application / Processing - Missing Document: General Services Administration (GSA) not provided | The AUS used a monthly property tax payment of $XXX.XX, however the tax cert shows the monthly property tax payment is $XXX,XXX.XX.<br> The AUS used a monthly property tax payment of $XXX.XX, however the tax cert shows the monthly property tax payment is $XXX,XXX.XX. | REVIEWER - RE-GRADED COMMENT (2023-06-28): Exception re-grade to EV2. Compensating factor is sufficient.<br> REVIEWER - RE-GRADED COMMENT (2023-06-28): Exception re-grade to EV2. Compensating factor is sufficient.<br> REVIEWER - RE-GRADED COMMENT (2023-06-30): Comp factors used to regrade exception | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Safe Harbor QM (43-Q) matches the Due Diligence Loan Designation of Safe Harbor QM (43-Q).<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Tax Service Fee (Life Of Loan). Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7580)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Electronic Document Delivery Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7525) | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Loan designation was restated by client.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: A cure of $XXX.XXwas provided at closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: A Cure of $XXX.XXwas provided at closing. | REVIEWER - CURED COMMENT (2022-08-01): Sufficient Cure Provided At Closing<br> REVIEWER - CURED COMMENT (2022-08-01): Sufficient Cure Provided At Closing | Federal Compliance - Check Restated Loan Designation Match - QM / ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. | Borrower has verified disposable income of at least $XXX.XX.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $XXX,XXX.XX. |  |  | B | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000528 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Third Circuit): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization of Amount Financed did not disclose a Courier Fee for $XXX.XX and an Attorney Fee for $XXX.XX but did disclose a Doc Preparation Fee for $XXX.XX as a prepaid finance charge. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000531 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Closing / Title - Missing Document: Security Instrument - Subject Lien not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000539 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Application / Processing - Missing Document: Purchase Agreement / Sales Contract not provided | Please provide the purchase contract for the subject property. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Thee is not evidence that the borrower received a copy of the appraisal. |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | D | B | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000585 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided<br> [3] Government Documentation - Missing Document: HUD/VA 92900-A not provided<br> [1] Application / Processing - Missing Document: Flood Certificate not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Document Error - Missing details of FHA UFMIP (ie. financed vs cash portions). Testing is incomplete.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FHA Case Number Assignment Date Missing: FHA Case # Assignment Date missing. Creditor application date used as FHA case # assignment date for purposes of any applicable compliance testing.<br> [2] Federal Compliance - (Missing Data) Flood Hazard Zone: Federal Compliance - (Missing Data) Flood Hazard Zone: Special Flood Hazard Zone indicator was not provided. The applicable flood zone related testing cannot be performed.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TR Tested |  | C |  | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000586 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Closing / Title - (Doc Error) Security Instrument Error: Notary Date was not provided<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. | Closing / Title - (Doc Error) Security Instrument Error: Notary Date was not provided: Notary date not present, estimated consummation date used for testing purposes.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL shows MI for 88 months whereas review calculated MI for 103 months. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000517 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000552 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000527 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000532 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing): Texas Constitution Section 50(a)(6): Texas Cash-out Loan. No evidence that borrower(s) received copies of all documents signed at time of closing.<br> [2] Federal Compliance - Federal HPML 2009 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is in excess of allowable threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan. |  |  | State Compliance - (TX50(a)(6)) Texas Cash-out Loan (No evidence that borrower received copies of all documents signed at closing): Assignee Liability: The lender or any holder of the note shall forfeit all principal and interest of the extension of credit if the lender or holder (1) fails to comply with the lender's or holder's obligations under the extension of credit and (2) fails to correct the failure to comply not later than the 60th day after the date the lender or holder is notified by the borrower of the failure to comply. The lender or any holder of the note for the extension of credit shall forfeit all principal and interest if the extension is made by a person other than a person described or if the lien was not created under a written agreement with the consent of each owner and each owner's spouse, unless each owner and each owner's spouse who did not initially consent subsequently consents.<br>Federal Compliance - Federal HPML 2009 Non Compliant: TILA HPML - Subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  | State - NC |  | C |  | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000533 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Unable to test the Escrow Payment on the Final TIL due to missing information.<br> [2] Federal Compliance - 2011 TIL-MDIA - Interest Rate Inaccurate: Unable to test Introductory Interest Rate due to missing information.<br> [2] Federal Compliance - 2011 TIL-MDIA - P&I Payment Inaccurate: Unable to determine if the Principal and Interest Payment on the Final TIL matches the Principal and Interest Payment on the loan due to missing information.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Unable to determine if the Total Payment on the Final TIL matches the Total Payment on the loan due to missing information.<br> [2] Federal Compliance - Incorrect TIL Form Used: Truth in Lending Act (MDIA 2011): TIL disclosure not compliant under MDIA |  |  | Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA - Interest Rate Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA - P&I Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect TIL Form Used: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000536 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000538 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: SEVERE STORMS AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Application / Processing - Missing Document: Fraud Report not provided |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000007 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Fail | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] Asset Calculation / Analysis - AUS Findings: Available for Closing discrepancy.: Documented qualifying Assets of $XXX,XXX.XX is less than AUS Available for Closing of $XXX,XXX.XX.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Qualifying asset balance discrepancy.: Calculated qualifying asset balance of $XXX,XXX.XX is less than AUS qualifying asset balance of $XXX,XXX.XX.<br> [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX.<br> [3] Guideline Issue - Borrower has been on current job less than 2 years, and prior employment history was not documented as required.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Guideline Issue - Employment was not verified within 10 days of the note date.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Appraisal Adjustments - Excessive site value noted on appraisal without appraiser comments to justify: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX 4506-C (2018), Paystubs, VVOE - Employment Only, W-2, WVOE - Includes Income<br> [3] Income Documentation - Income documentation requirements not met.<br> [3] General - Missing Document: Account Statements - Personal not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Application / Processing - Missing Document: Purchase Agreement / Sales Contract not provided<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Bank statements not provided.<br> Bank Statements not provided.<br> Bank statements not provided.<br> Prior employment history was not documented as required.<br> Appraiser did comment on site value.<br> Loan is waterfalling to standard QM/ATR documentation requirements due to missing income documentation<br> The VOE, paystubs, and W2s are missing.<br> Income documents not provided. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of ATR Fail.<br> [3] Federal Compliance - General Ability To Repay Provision Employment - W-2: Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. (XXXX/Wages)<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Ability to Repay (Dodd-Frank 2014): Unable to verity income due to, missing W-2, Paystub, LES, ETS or WVOE. (XXXX/Wages)<br> [3] Federal Compliance - Overtime Bonus 2Yr Calc: Qualified Mortgage (Dodd-Frank 2014): Use of Overtime/Bonus income for less than two (2) years not justified or documented in writing. (XXXX/Bonus)<br> [3] Federal Compliance - Overtime Bonus Declining: Qualified Mortgage (Dodd-Frank 2014): Use of continual decline in income for Overtime/Bonus not justified or documented. (XXXX/Bonus)<br> [3] Federal Compliance - Overtime Bonus Method of Calculation: Qualified Mortgage (Dodd-Frank 2014): Significant income variation requires a period of more than two (2) years when calculating the average Overtime/Bonus income. (XXXX/Bonus)<br> [3] Federal Compliance - QM DTI: Qualified Mortgage (Dodd-Frank 2014): Total Debt to Income Ratio exceeds 43% and the images do not provide evidence loan is eligible for purchase, guarantee or insurance by the appropriate agency.<br> [3] Federal Compliance - QM Employment History: Qualified Mortgage (Dodd-Frank 2014): Employment history requirement not met. (XXXX/9101025)<br> [3] Federal Compliance - TRID Closing Disclosure Status Test: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing.<br> [3] Federal Compliance - Wages Documentation: Qualified Mortgage (Dodd-Frank 2014): Unable to verity income due to, missing W-2, Paystub, LES, ETS or WVOE. (XXXX/Wages)<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Not Provided Timely: RESPA: Initial escrow account statement was not provided to the borrower within 45 calendar days of closing.<br> [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $XXX,XXX.XX may be required.<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - Check Loan Designation Match - QM: Loan is waterfalling to standard QM/ATR documentation requirements due to missing income documentation<br> Federal Compliance - General Ability To Repay Provision Employment - W-2: Loan is waterfalling to standard QM/ATR documentation requirements due to missing income documentation<br> Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Loan is waterfalling to standard QM/ATR documentation requirements due to missing income documentation<br> Federal Compliance - QM DTI: Loan is waterfalling to standard QM/ATR documentation requirements due to missing income documentation<br> Federal Compliance - QM Employment History: Loan is waterfalling to standard QM/ATR documentation requirements due to missing income documentation<br> Federal Compliance - Wages Documentation: Loan is waterfalling to standard QM/ATR documentation requirements due to missing income documentation<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: The Right to Receive a copy of the appraisal was not provided in the file.<br> Federal Compliance - (Missing Data) Last Rate Set Date: Rate lock document is missing.<br> Federal Compliance - RESPA - Initial Escrow Account Statement Not Provided Timely: The initial escrow account statement was provided onXX/XX/XXXX.<br> Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: The loan estimate was not provided in the file.<br> Application / Processing - Missing Document: Missing Lender's Initial 1003: Initial 1003 is actually on file but it wasn't signed by Loan Originator/Borrower. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - General Ability To Repay Provision Employment - W-2: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - QM DTI: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - TRID Closing Disclosure Status Test: High Cost or Anti-Predatory Lending Testing impact, therefore no SOL considerations.<br> For TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TILA ATR/QM | D | C | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000559 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient.<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided | Evidence of Insurance provided reflects coverage amount of $XXX.XX,800 versus loan amount of $XXX.XX,800 causing a Coverage Shortfall of $XXX.XX000. |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Itemization provided Seller paid fees applied to charges on FHUD; however not sufficient to cover under disclosure of $XXX,XXX.XX. |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000338 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine cause of under-disclosure due to missing itemization of amount financed. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000342 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000387 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] State Compliance - XXXX Mortgage Lender and Broker Act (Dual Agency Compensation Without Notice): XXXX Mortgage Lender and Broker Act: Mortgage broker also acting as agent has received compensation from the borrower without providing a written agreement to the borrower. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - XXXX Mortgage Lender and Broker Act (Dual Agency Compensation Without Notice): The secondary market purchase of a loan does not trigger coverage of the statute. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000367 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000370 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000425 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Application / Processing - Missing Document: Other not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000426 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000443 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Application / Processing - Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000434 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000436 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000435 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000442 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: Final TIL signed without a signature date. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000471 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000452 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (2010): 0% tolerance violation for 1203 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000450 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000456 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000497 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000495 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000050 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 | File does not contain Preliminary of Final Title. |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000501 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000502 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] State Compliance - XXXX Home Loan (Late Charge): XXXX Home Loan: Mortgage loan contains an impermissible late charge of greater than 5.0% or a grace period less than 15 days.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: The RTC was signed by the borrower but it was not dated when it was signed |  | State Compliance - XXXX Home Loan (Late Charge): Assignee Liability: Assignees and purchasers of XXXX high cost home loans are subject to all affirmative claims and any defenses with respect to the loan that the borrower could assert against the original creditor of the loan. Section 6(c) of the Act also provides that a borrower acting only in an individual capacity may assert against the creditor or any subsequent holder or assignee: (1) Within six years of the closing of covered home loan, a violation of the Act as an original action or as a defense, claim, or counterclaim; and (2) At any time during the term of a high cost home loan a defense, claim or counterclaim. The aforementioned may both be brought after an action to collect on the home loan or foreclose on the collateral securing the home loan has been initiated, the debt arising from the home loan has been accelerated, or the home loan has become 60 days in default. Further, the Act contains a choice of law provision permitting actions under either the XXXX Consumer Fraud Act ("NJCFA"), which possibly allow for class actions, or the Act. The July 6, 2004 amendments clarify that a defense, claim, or counterclaim may only be brought in an individual capacity and may not be asserted in a class action. Additionally, the statute provides for punitive damages.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  | Late Charge |  | C |  | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000513 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000503 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000512 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000279 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable (UAL State) |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000520 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine as the itemization of amount financed did not breakdown prepaids . |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000250 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000524 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000256 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Application / Processing - Missing Valuation: | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application. |  |  | Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000253 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000521 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: Unable to determine FACTA Credit Score Disclosure was provided due to missing information.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Ability to Repay not Verified): XXXX Consumer Sales Practices Act: Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): XXXX Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Closing Disclosure Not Provided): XXXX Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis): XXXX Consumer Sales Practices Act: Mortgage loan file does not contain documentation of the analysis of the borrower's reasonable tangible net benefit. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>State Compliance - XXXX Consumer Sales Practices Act (Closing Disclosure Not Provided): "The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure."<br>State Compliance - XXXX Consumer Sales Practices Act (No Documentation of Tangible Net Benefit Analysis): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000094 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TIL APR Tolerance Irregular Transaction: Truth In Lending Act: Final TIL APR of X.XX% is underdisclosed from calculated APR of X.XX% outside of X.XX% tolerance.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Lenders Final TIL represents 92 monthly payments of MI. Whereas audited finance charge reflects 106 monthly payments of MI and a fall-off after approximately 78% LTV. |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL APR Tolerance Irregular Transaction: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000544 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000553 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not reflect a Email Fee in the amount of $XXX,XXX.XX, MERS Fee in the amount of $XXX,XXX.XX, Mortgage Insurance Premium in the amount of $XXX,XXX.XX, POA Fee in the amount of $XXX.XX as prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000556 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000558 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000563 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000571 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 2 |  | [3] Application / Processing - Missing Document: Missing all loan applications.<br> [3] Closing / Title - Title: Evidence of title is missing |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000542 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable (UAL State) |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000573 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000568 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Refinance Cash-out - Other |  | 1 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000579 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000525 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000530 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000534 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000535 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a Processing Fee of $XXX.XX as a prepaid finance charge. |  | Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000537 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): XXXX Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement. |  |  | State Compliance - XXXX Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): Assignee liability is unclear.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000529 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000526 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000590 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten percent tolerance fee exceeded. Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. No cure provided to the borrower. The following fees increased without valid change of circumstances: Settlement Fee, Closing Protection Letter, Title, Courier Fee, Electronic Document Delivery Fee, Recording Service Fee and Wire/Funding Fees. |  |  |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000589 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance With Cure: RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 10% Tolerance With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000591 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000587 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000588 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000600 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> [2] Federal Compliance - TRID Final Closing Disclosure did not disclose Amount of Escrowed Property Costs over Year 1 - October 2018: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX.XX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX.XX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX) | Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> Federal Compliance - TRID Final Closing Disclosure did not disclose Amount of Escrowed Property Costs over Year 1 - October 2018: Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of $XXX.XX on Final Closing Disclosure provided on XX/XX/XXXX not accurate.<br> Federal Compliance - TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over Year 1: Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX.XX on Final Closing Disclosure provided on XX/XX/XXXX not accurate.<br> Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure did not disclose Amount of Escrowed Property Costs over Year 1 - October 2018: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000610 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: Loan is DSCR. Guidelines are required for the loan review. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000611 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Missing Document - E-sign Consent Agreement is missing.: Disclosure: E-Sign Consent Agreement<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Tax Service Fee (Life Of Loan). Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7580) | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing.<br> Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required, Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID).<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Tax Service Fee was not disclosed on LE but disclosed as $XXX.XXon Final Closing Disclosure. File does not contain a valid Change Of Circumstance for this fee, nor evidence sufficient cure in file. |  | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability.<br>Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000612 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Application / Processing - Missing Document: Fraud Report not provided<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Lender Credit Tolerance Violation: TILA-RESPA Integrated Disclosure: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $XXX,XXX.XX is less than amount of binding Lender Credit previously disclosed in the amount of $XXX,XXX.XX. (9300)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7579) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Verification appraisal was delivered to borrower was not provided.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: The only Closing Disclosures in the loan file are dated the same day as the closing.<br> Federal Compliance - TRID Lender Credit Tolerance Violation: Zero Percent Tolerance exceeded for Lender Credits. Final Lender Credit of $XXX,XXX.XX is less than amount of binding Lender Credit previously disclosed in the amount of $XXX,XXX.XX.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000624 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000613 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX.XX is underdisclosed from calculated Finance Charge of $XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an Broker fee of $XXX.XX as prepaid finance charge. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000615 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000616 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000619 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 3 | [3] Value Discrepancy - Loan is missing secondary valuation product required for securitization. | The file is missing a copy of the secondary valuation required for securitization purposes. |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Principal and Interest: TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Principal and Interest Payment that does not match the actual payment for the loan. (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (8304)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (75103) | Federal Compliance - TRID Final Closing Disclosure Principal and Interest: Final Closing Disclosure reflects a principal and interest payment of $XXX,XXX.XX under loan terms. Actual payment is $XXX,XXX.XX. Closing Disclosing dated XX/XX/XXXX corrected the discrepancy.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: The fees in question were seller paid and captured from the seller's CD. It is customary the fees in question be paid by seller's in the state of PA<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Appraisal Re-Inspection Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, cure provided at closing. | REVIEWER - CURED COMMENT (2020-03-11): TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable provided | Federal Compliance - TRID Final Closing Disclosure Principal and Interest: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000618 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000614 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000621 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000622 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000623 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Adjustable Rate Construction-Permanent Loan: Loan is a Construction to Perm ARM disclosed as one transaction with an adjustable rate during the construction phase. Loan type is not supported. Loan is not subject to high cost.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | Other Exceptions |  | C |  | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000625 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000620 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000637 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: TILA-RESPA Integrated Disclosure: Closing Disclosure estimated to be provided on XX/XX/XXXX did not disclose the actual Date Issued. Compliance testing may be unreliable using an estimated Date Issued based on best information available. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: TILA-RESPA Integrated Disclosure: Closing Disclosure estimated to be provided on XX/XX/XXXX did not disclose the actual Date Issued. Compliance testing may be unreliable using an estimated Date Issued based on best information available. (InterXX/XX/XXXX)<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (0)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: Closing Disclosure estimated to be provided on XX/XX/XXXX did not disclose the actual Date Issued.<br> Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: Closing Disclosure estimated to be provided on XX/XX/XXXX did not disclose the actual Date Issued.<br> Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. | REVIEWER - CURED COMMENT (2024-04-15): Sufficient Cure Provided At Closing<br> REVIEWER - CURED COMMENT (2024-04-15): Sufficient Cure Provided At Closing | Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000626 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Guideline Issue - Credit history reflects lates that do not meet guidelines.: Credit Report: Original // Borrower: XXXX Credit history reflects a total of 12 reported late payments.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORM AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000628 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer.<br> [2] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: ABD is not signed/dated.<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Dated XX/XX/XXXX |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: There is generally no Assignee Liability.<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000629 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Closing / Title - Title Error: Title vesting does not concur with deed | Title does not reflect any vesting and the Mortgage reflects a married man. |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Missing valid COC and no cure was provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Missing valid COC and no cure was provided. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000630 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000627 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000008 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Guideline Issue - Note loan amount is less than guideline minimum.: Note loan amount of $XXX,XXX.XX is less than guideline minimum loan amount of $XXX,XXX.XX1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure appears to be payment stream related, due to DSI. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000631 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): Unable to test counseling agencies list due to missing information.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000632 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide a complete loan package including an initial 1003, a final 1003, an AUS, Approval or 1008, income verification, asset verification, an origination credit report, final Title, and all issued LE's and CD's. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000633 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] General - FHA - Informed Consumer Choice Disclosure was not provided to borrower within 3 business days of the loan application.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000635 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. |  |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000636 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000634 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Refinance Cash-out - Other |  | 2 |  | [3] Missing Document - Title: Evidence of title is missing<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Disaster Date: XX/XX/XXXX<br> Inspection Date: XX/XX/XXXX<br> [1] Application / Processing - Missing Document: Flood Certificate not provided | File does not contain neither Preliminary nor Final Title. |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000639 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date.: Disaster Name: SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX | There was a FEMA disaster dated XX/XX/XXXX. Need a post-disaster inspection form indicating no damage to the subject property, and must be dated after the disaster declaration. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: TRID Final Closing Disclosure XX/XX/XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) (FinXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): Verification of appraisal was delivered to borrower not provided in file.<br> Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: There are no seller paid fees disclosed on the seller closing disclosure. |  | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000638 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | HUD Safe Harbor QM | 3 | 3 | [3] Guideline Issue - The FHA Minimum Required Investment was not met per the Total Calculated Cash to Close on the CD.: CD Total Borrower Contribution: $XXX,XXX.XX; CD Borrower's % Investment: X.XX%;<br> [2] Government Documentation - FHA - Important Notice to Homebuyer (92900-B) was not provided within three days of the application date.: Disclosure: FHA - Important Notice to Homebuyer (92900-B) (Government Documents)<br> [2] Government Documentation - FHA - Real Estate Certification was provided at or after closing.: Disclosure: FHA - Real Estate Certification (Government Documents) Provided Date: XX/XX/XXXX; Consummation Date: XX/XX/XXXX | Total verified assets are of $XXX,XXX.XX. Per closing disclosure total borrower contribution is $XXX,XXX.XX which comes to borrower investment of X.XX%.<br> FHA - Important Notice to Homebuyer was provided at the time of closing instead of within three dats of the application date.<br> FHA - Real Estate Certification was not provided at the time of application. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000644 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Risk | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] Asset Calculation / Analysis - AUS Findings: Available for Reserves discrepancy.: Calculated Available for Reserves of $XXX,XXX.XX is less than AUS Available for Reserves of $XXX,XXX.XX.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Qualifying asset balance discrepancy.: Calculated qualifying asset balance of $XXX,XXX.XX is less than AUS qualifying asset balance of $XXX,XXX.XX.<br> [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX.<br> [3] Government Documentation - FHA - Real Estate Certification is not compliant.: Disclosure: FHA - Real Estate Certification (Government Documents)<br> [3] Government Documentation - Lead Based Paint Attachment - Attached to Purchase Contract is missing.: Disclosure: FHA - Lead Based Paint Attachment - Attached to Purchase Contract (Government Documents)<br> [3] Application / Processing - Missing Document: Verification of Identification not provided<br> [3] Guideline Issue - The FHA Minimum Required Investment was not met per the documented Assets in file.: Total Borrower Contribution (Per Assets): $XXX,XXX.XX; Borrower's % Investment (Per Assets): X.XX% | Provide Final CD for sale of XXXX reflecting proceeds of $XXX,XXX.XX.<br> Caluclated reserves of $XXX,XXX.XX is less than the AUS available for reserves of $XXX,XXX.XX.<br> Calculated qualifying asset balance of $XXX,XXX.XX is less than AUS qualifying asset balance of $XXX,XXX.XX.<br> Provide Final CD for sale of XXXX reflecting proceeds of $XXX,XXX.XX.<br> Provide Final CD for sale of XXXX reflecting proceeds of $XXX,XXX.XX. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of HUD Safe Harbor QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - HUD QM AU Finding Fail: HUD Qualified Mortgage (Dodd-Frank 2014): Subject loan is not eligible to be insured or guaranteed by FHA.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - Projected Income - New Employment: Qualified Mortgage (Dodd-Frank 2014): Use of Projected income (New Employment) requirement not met. (XXXX/Projected Income)<br> [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - Check Loan Designation Match - QM: Loan designation failure due to QM failure. This exception will be cleared once all QM specific exceptions have been cured/cleared.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: The loan was agency a proved with an originator loan designation of FHA Safe Harbor but the required equity from sale of property with proceeds of $XXX,XXX.XX was not provided as required per investor guidelines causing the loan to waterfall through the QM testing.<br> Federal Compliance - HUD QM AU Finding Fail: Subject loan is not eligible for FHA, due to unable to verify net proceeds from sale of property with proceeds in the amount of $XXX,XXX.XX.<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Provide Final CD for sale of XXXX reflecting proceeds of $XXX,XXX.XX.<br> Federal Compliance - Projected Income - New Employment: Letter from employer in loan file reflecting start date.<br> Federal Compliance - Federal HPML 2014 Non Compliant: Final Disclosure Annual Percentage Rate is X.XX% However Calculated Annual Percentage Rate is X.XX% Variance is of - X.XX%. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability.<br>Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000640 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA Disaster area. A post-disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Copy of appraisal is required to be delivered to borrower within 3 business days prior to closing.<br> Federal Compliance - (Missing Data) Last Rate Set Date: Rate lock is required to mitigate this exception.<br> Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: Contact NMLS ID was not stated on CD<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing disclosure is required to be delivered to borrower within 3 business days prior to closing. |  | Federal Compliance - TRID Final Closing Disclosure Contact Information - Lender: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000649 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000650 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000642 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000652 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000651 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000654 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000643 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000656 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000655 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000668 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000648 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000653 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000646 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000657 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000645 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000647 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or<br> dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000641 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000667 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000663 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000664 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000665 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 |  | [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided<br> [3] Government Documentation - Missing Document: HUD/VA 92900-A not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000666 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided<br> [3] Government Documentation - Missing Document: HUD/VA 92900-A not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Document Error - Missing details of FHA UFMIP (ie. financed vs cash portions). Testing is incomplete.<br> [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FHA Case Number Assignment Date Missing: FHA Case # Assignment Date missing. Creditor application date used as FHA case # assignment date for purposes of any applicable compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000672 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000671 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  | [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided | High Cost testing complete - Premium and terms documented in file. |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000004 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Prepayment Penalty ARM Test: XXXX Prepayment Penalty: Interest rate increase may be invalid due to borrower not being permitted to prepay the loan without penalty within 90 days of notification of any increase in the interest rate, depending on the lender's license type.<br> [2] State Compliance - XXXX Prepayment Penalty Test: XXXX Prepayment Penalty: Loan may contain an impermissible prepayment penalty, depending on the lender's license type; however Note or Prepay Addendum provides specific language that prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure is due to the lender utilizing an index value of X.XX% per the (document type), however the lowest index value available in the lookback period is X.XX%. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000669 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] State Compliance - XXXX Standard Prepayment Penalty SMLA: XXXX Prepayment Penalty: Prepayment penalty not permissible on a refinance. (applies only to Second Mortgage Loan Act registrants)<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000662 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [3] General - Initial Rate Lock rate date is not documented in file. |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000670 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000013 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: HUD/VA 92900-A not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000033 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] General - FHA - Informed Consumer Choice Disclosure was not provided to borrower within 3 business days of the loan application.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000681 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM (APOR) | 3 | 3 | [3] Loan File - Missing Document: Hazard Insurance Policy not provided | Hazard insurance is missing. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 2 | [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Recording Service Fee was last disclosed as $XXX,XXX.XX on LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Appraisal fee was last disclosed as $XXX,XXX.XX<br> on LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  | Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000676 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Mortgage / Program Eligibility - Missing Document: Note - Subordinate Lien not provided | Note/HELOC agreement for subordinate lien missing |  | 1 |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000674 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [2] Closing / Title - Note is not on a FNMA/FHLMC form and does not contain the standard Due on Sale clause.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] State Compliance - Pennsylvania First Lien Late Charge Grace Period Testing: Note grace period less than minimum per state.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date and RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | State Compliance - Pennsylvania First Lien Late Charge Grace Period Testing: 10 day grace period less than 15 day minimum per state (PA) |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000680 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The itemization of amount financed did not include the courier fee of $XXX.XX as a prepaid finance charge. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000677 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000678 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000675 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 5%.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  |  |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000715 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000716 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000717 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - TIL APR Tolerance Irregular Transaction: Truth In Lending Act: Final TIL APR of X.XX% is underdisclosed from calculated APR of X.XX% outside of X.XX% tolerance.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure due to lender using an index of X.XX% per the Good Faith Settlement and the only available index in our lookback is X.XX% |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL APR Tolerance Irregular Transaction: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000718 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization reflects Settlement fee of $XXX.XX0 and final HUD reflects $XXX.XX Settlement fee. TIL Itemization reflects Tax Tracking fee of $XXX.XXand HUD does not include this as a finance charge. TIL Itemization reflects Prepaid Interest of $XXX,XXX.XX and HUD reflects Prepaid Interest of $XXX.XX1.76. HUD reflects Courier fee of $XXX.XXand Sub Escrow fee of $XXX,XXX.XXhese fees are not included in prepaid finance charges per TIL Itemization. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000719 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000720 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000595 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: Missing all pages of HELOC note to complete compliance testing. |  |  |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000596 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Rate/Term |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000713 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Exempt from ATR | 3 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender): Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender.<br> [3] Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXX,XXX.XX is over disclosed by $XXX,XXX.XX compared to the calculated Amount Financed of $XXX,XXX.XX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - Fannie Mae 2014 - 3% Points and Fees: Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of X.XX% is in excess of the investor allowable maximum of X.XX% of the Federal Total Loan Amount. Points and Fees total $XXX,XXX.XX on a Federal Total Loan Amount of $XXX,XXX.XX vs. an investor allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX or X.XX%).<br> [2] Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.) (InterXX/XX/XXXX)<br> [2] Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.) (InterXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Document Preparation Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7563)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Service Charges. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7527) | State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender): TX - Subsection 50(f)(2) Affidavit is not provided.<br> Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: Disclosure reflects Amount Finance of $XXX,XXX.XX but calculated Amount Finance of $XXX,XXX.XX Variance = $XXX,XXX.XX. Lender to provide corrected CD and copy of letter sent to borrower explaining changes.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Disclosure reflects Finance Charge of $XXX,XXX.XX but calculated Finance Charge of $XXX,XXX.XX Variance = $XXX,XXX.XX. Lender to provide corrected CD and copy of letter sent to borrower explaining changes.<br> Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: Loan Estimate Issue and Received Date is post Closing Disclosure Issue and Received Date<br> Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: Loan Estimate Issue and Received Date is post Closing Disclosure Issue and Received Date<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: 10% tolerance was exceeded by $XXX,XXX.XX due to Increase of Recording Fee. No valid COC provided, nor evidence of cure in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: 0% tolerance was exceeded by $XXX.XX due to Increase of Document Preparation Fee. No valid COC provided, nor evidence of cure in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: 0% tolerance was exceeded by $XXX,XXX.XX due to Increase of Service Charges. No valid COC provided, nor evidence of cure in file. |  | State Compliance - (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender): Assignee Liability: The lender or any holder of the note shall forfeit all principal and interest of the extension of credit if the lender or holder (1) fails to comply with the lender's or holder's obligations under the extension of credit and (2) fails to correct the failure to comply not later than the 60th day after the date the lender or holder is notified by the borrower of the failure to comply. The lender or any holder of the note for the extension of credit shall forfeit all principal and interest if the extension is made by a person other than a person described or if the lien was not created under a written agreement with the consent of each owner and each owner's spouse, unless each owner and each owner's spouse who did not initially consent subsequently consents.<br>Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | State - NC | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000742 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Interest and Usury Prepayment Penalty: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a loan with an effective rate of interest of 8% or greater. Loan's effective rate of interest is X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000737 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000738 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: FEMA Disaster Date: XX/XX/XXXX<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000736 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000739 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List Timing): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower at the time of application.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000740 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000741 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000744 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000743 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000721 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000732 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Ability to Repay not Verified): XXXX Consumer Sales Practices Act: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment.<br> [2] State Compliance - XXXX CSPA Tangible Net Benefit Test: XXXX Consumer Sales Practices Act: Unable to determine if mortgage loan refinanced has a tangible net benefit to the borrower due to missing prior loan information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. | State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely): Unable to determine due to missing initial application |  | State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000729 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided<br> [2] Government Documentation - FHA - Amendatory Clause was provided at or after closing.: Disclosure: FHA - Amendatory Clause (Government Documents) Provided Date: XX/XX/XXXX; Consummation Date: XX/XX/XXXX<br> [2] Government Documentation - FHA - Real Estate Certification was provided at or after closing.: Disclosure: FHA - Real Estate Certification (Government Documents) Provided Date: XX/XX/XXXX; Consummation Date: XX/XX/XXXX |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000722 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000723 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000724 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: Unable to determine if loan file contains CHARM Booklet due to missing information.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000725 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Federal Compliance - Final TIL Finance Charge Under Disclosed: Finance charge under disclosure is due to lender disclosed TIL utilizing an index lower than available within look back. lowest index within look back is X.XX%. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000726 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000727 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000730 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000731 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of 5/3/2004 12:00:00 AM.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000733 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: Unable to determine if loan file contains CHARM Booklet due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] State Compliance - Tennessee Prepayment Penalty Test: Tennessee Prepayment Penalty: Loan contains prepayment penalty which is not disclosed on the Note in bold language separated from other language by bold dividing lines. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000734 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000728 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide a Note, Security Instrument, initial 1003, final 1003, an Approval or 1008, income verification, asset verification, final Title, and all issued LE's and CD's or TIL's, GFE's and HUD1's. Loan is a HELOC for which guidelines are required. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000735 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide an AUS, Approval or 1008, income verification, asset verification, an origination credit report, final Title, and all issued TIL's, GFE's and HUD1's. | REVIEWER - GENERAL COMMENT (2024-11-05): Still missing an AUS, Approval or 1008, income verification, asset verification, and an origination credit report,. |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000679 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000755 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FHA Case Number Assignment Date Missing: FHA Case # Assignment Date missing. Creditor application date used as FHA case # assignment date for purposes of any applicable compliance testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000757 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 3 | [3] Income Documentation - Income documentation requirements not met.<br> [3] Income Documentation - REO Documents are missing.: Address: XXXX Insurance Verification, Statement, Tax Verification<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | REO statement, tax, and insurance verification for borrower's primary residence is missing.<br> Insurance Verification, Statement, Tax Verification not provided of following property (XXXX)<br> The Post Disaster Inspection with photos dated on or after the Disaster End Date XX/XX/XXXXs missing. |  | 3 | [3] Appraisal Data Integrity - Appraiser's license or certification was not active at the time of the appraisal.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX | XX/XX/XXXX: Appraiser's license or certification was not active at the time of the appraisal. |  | 1 | [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Application / Processing - Missing Document: Missing Lender's Initial 1003: Initial 1003 not provided. |  |  |  |  |  | C | B | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000758 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or XXXX)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000781 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Fail | 3 | 3 | [3] Insurance Documentation - Hazard Insurance Error: Subject hazard insurance premium is missing from evidence of insurance.<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided | Hazard Policy not provided.<br> Missing Hazard Insurance Policy. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail.<br> [3] Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Unable to complete ATR testing due to missing investor guideline qualifying total debt ratio.<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - No Income Provided: Ability to Repay (Dodd-Frank 2014): No income or assets converted to a monthly amount was provided to demonstrate ability to repay.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Fannie Mae 2014 - 3% Points and Fees: Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of X.XX% is in excess of the investor allowable maximum of X.XX% of the Federal Total Loan Amount. Points and Fees total $XXX,XXX.XX on a Federal Total Loan Amount of $XXX,XXX.XX vs. an investor allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX orX.XX%).<br> [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] State Compliance - (State HPML Provision) XXXX Subprime Loan (Ability to Repay not Verified): XXXX Subprime Loan: Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - (State HPML Disclosure) XXXX Subprime Loan (Counseling Disclosure Not Provided): XXXX Subprime Loan: Counseling Disclosure not provided to borrower.<br> [2] State Compliance - (State HPML Disclosure) XXXX Subprime Loan (Subprime Legend Not on Mortgage): XXXX Subprime Loan: Mortgage does not contain a legend stating that the subprime loan is subject to Section 6-m of the Banking Law.<br> [2] State Compliance - (State HPML Provision) XXXX Subprime Loan (Escrow Not Established): XXXX Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance. (Note: Does not apply to a subordinate lien when the taxes and insurance are escrowed through another home loan. It also does not apply if the borrower can demonstrate a record of 12 months of timely payments of taxes and insurance on a previous home loan.)<br> [2] State Compliance - XXXX Subprime Home Loan Threshold Fixed Non-Compliant: XXXX Subprime Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is in excess of allowable threshold of Prime Mortgage Market Rate 2.96000 + X.XX%, or X.XX%. Non-Compliant SubPrime Loan.<br> [2] State Compliance - (State HPML Disclosure) XXXX Subprime Loan (Notice of Taxes and Insurance Not Provided): XXXX Subprime Loan: Borrower not provided with Notice of Taxes and Insurance on 1st lien, subprime loan.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - Check Loan Designation Match - ATR: Loan designation failure due to ATR failure. This exception will be cleared once all ATR specific exceptions have been cured/cleared.<br> Federal Compliance - General Ability To Repay Provision Income and Assets - No Income Provided: No Ratio Loan.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br> Federal Compliance - Fannie Mae 2014 - 3% Points and Fees: Loan fails Mortgage Points and fees test due to the fees charged to the Borrower(s) exceed 3% the loan amount. The Note reflects a loan amount of $XXX.XX,750 Fees charged to the Borrower(s) equal $XXX,XXX.XX which equal X.XX% of the loan amount.<br> Federal Compliance - Federal HPML 2014 Non Compliant: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%.<br> State Compliance - (State HPML Provision) XXXX Subprime Loan (Ability to Repay not Verified): Borrower's ability to repay not verified with reliable documentation.<br> State Compliance - (State HPML Disclosure) XXXX Subprime Loan (Counseling Disclosure Not Provided): Counseling Disclosure not provided to borrower.<br> State Compliance - (State HPML Disclosure) XXXX Subprime Loan (Subprime Legend Not on Mortgage): Mortgage does not contain a legend stating that the subprime loan is subject to Section 6-m of the Banking Law.<br> State Compliance - (State HPML Provision) XXXX Subprime Loan (Escrow Not Established): Mandatory escrow account not established for the collection of property taxes and insurance.<br> State Compliance - XXXX Subprime Home Loan Threshold Fixed Non-Compliant: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is in excess of allowable threshold of Prime Mortgage Market Rate 2.96000 + X.XX%, or X.XX%.<br> State Compliance - (State HPML Disclosure) XXXX Subprime Loan (Notice of Taxes and Insurance Not Provided): Borrower not provided with Notice of Taxes and Insurance on 1st lien, subprime loan.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  | Federal Compliance - Check Loan Designation Match - ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - (State HPML Disclosure) XXXX Subprime Loan (Counseling Disclosure Not Provided): Assignee Liability: A violation of the subprime home loan provisions may be asserted by a borrower as a defense in any action by a lender or assignee to enforce a loan against a borrower in default more than sixty days or in foreclosure. Any person found to have violated the provisions shall be liable to the borrower of a subprime home loan for actual damages. The subprime home loan provisions do not otherwise appear to impose any civil liability on an assignee.<br>State Compliance - (State HPML Disclosure) XXXX Subprime Loan (Subprime Legend Not on Mortgage): Assignee Liability: A violation of the subprime home loan provisions may be asserted by a borrower as a defense in any action by a lender or assignee to enforce a loan against a borrower in default more than sixty days or in foreclosure. Any person found to have violated the provisions shall be liable to the borrower of a subprime home loan for actual damages. The subprime home loan provisions do not otherwise appear to impose any civil liability on an assignee.<br>State Compliance - (State HPML Provision) XXXX Subprime Loan (Escrow Not Established): Assignee Liability: A violation of the subprime home loan provisions may be asserted by a borrower as a defense in any action by a lender or assignee to enforce a loan against a borrower in default more than sixty days or in foreclosure. Any person found to have violated the provisions shall be liable to the borrower of a subprime home loan for actual damages. The subprime home loan provisions do not otherwise appear to impose any civil liability on an assignee.<br>State Compliance - XXXX Subprime Home Loan Threshold Fixed Non-Compliant: A violation of the subprime home loan provisions may be asserted by a borrower as a defense in any action by a lender or assignee to enforce a loan against a borrower in default more than sixty days or in foreclosure. Any person found to have violated the provisions shall be liable to the borrower of a subprime home loan for actual damages. The subprime home loan provisions do not otherwise appear to impose any civil liability on an assignee.<br>State Compliance - (State HPML Disclosure) XXXX Subprime Loan (Notice of Taxes and Insurance Not Provided): Assignee Liability: A violation of the subprime home loan provisions may be asserted by a borrower as a defense in any action by a lender or assignee to enforce a loan against a borrower in default more than sixty days or in foreclosure. Any person found to have violated the provisions shall be liable to the borrower of a subprime home loan for actual damages. The subprime home loan provisions do not otherwise appear to impose any civil liability on an assignee.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX |  | XXXX XXXX | 000601 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Address: XXXX, Address: XXXX, Address: XXXX Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXX // Account Type: Funds from Business Account / Account Number: XXXX<br> [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.<br> [3] Application / Processing - Missing Document: Business Purpose Certificate not provided<br> [3] Closing / Title - Missing Document: Closing Protection Letter not provided | Require 1 month additional bank statement within 90 days prior to note date to cover 60 days period.<br> Business Purpose Certificate is missing in the file.<br> Closing Protection Letter is missing in the file. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000658 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: WILDFIRES<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX | post disaster inspection is missing. |  | 3 | [3] Value Discrepancy - Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53: Note Date: XX/XX/XXXX; Lien Position: 2 | Per approval no appraisal rquired. |  | 2 | [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property.<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Valid Change Circumstance not provided |  | Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000659 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORM AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Homeownership Counseling List missing<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: 10% tolerance was exceeded by $XXX,XXX.XX due to Recording Fee. No valid COC provided, nor evidence of cure in file. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000660 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 1 | [1] Application / Processing - FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The property is in a FEMA disaster area. Provide a satisfactory post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX (XXXX) Declared Disaster End Date. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: 128: Note Date: XX/XX/XXXX; Lien Position: 2 | Appraisal was provided. Secondary valuation from subject transaction is missing. |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000661 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126: Note Date: XX/XX/XXXX; Lien Position: 2 | The file is missing a copy of the secondary valuation required for securitization purposes. |  | 2 | [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | Federal Compliance - Federal HPML 2014 Non Compliant: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: List of Homeownership Counseling Organizations is missing.<br> Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): Loan is HPML, which requires a full appraisal. |  | Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000759 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126: Note Date: XX/XX/XXXX; Lien Position: 2 | Secondary valuation is not required as Appraisal Value is supported. |  | 2 | [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | Federal Compliance - Federal HPML 2014 Non Compliant: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: The file is missing List of Homeownership Counseling Organizations.<br> Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property.<br> Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  | Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000760 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7561)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (75197) | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: List of Homeownership Counseling Organizations disclosure not provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Title - Settlement / Closing / Escrow Fee increased from $XXX,XXX.XX to $XXX,XXX.XX on the XX/XX/XXXX closing disclosure without a valid change of circumstance.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Title - Recording Service Fee increased from $XXX,XXX.XX to $XXX,XXX.XX on the XX/XX/XXXX closing disclosure without a valid change of circumstance. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000761 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: List of Homeownership Counseling Organizations is missing in file. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000762 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: SEVERE FOREST FIRE<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX | The property is located in FEMA Disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared end date. |  | 3 | [3] Value Discrepancy - Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53: Note Date: XX/XX/XXXX; Lien Position: 2 |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: File is missing Homeownership Counseling Disclosure. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000763 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX. | Available for Closing is insufficient to cover Cash From Borrower. Provide additional fund for closing. |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Homeownership Counseling Organizations is missing in the file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer Tax Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000764 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement | Non QM | 3 | 1 |  |  |  | 3 | [3] Value Discrepancy - Loan is to be securitized. The supporting secondary valuation does not support the qualifying value. Sec ID: 57: Note Date: XX/XX/XXXX; Lien Position: 2 | Loan is to be securitized. |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000765 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX | Need a post disaster property inspection report showing no damage to the subject property. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126: Note Date: XX/XX/XXXX; Lien Position: 2 |  |  | 2 | [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX) | Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $XXX.XX.<br>Borrower has worked in the same position for more than 3 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000766 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Loan Estimate Timing: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX) | Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: List of Homeownership Counseling Organizations was not provided.<br> Federal Compliance - TRID Loan Estimate Timing: Initial Loan estimate was not executed. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Loan Estimate Timing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000767 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement | Non QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX | The subject property is located in a FNMA disaster area, A Post disaster inspection verifying there was no damage to the subject property is required. |  | 3 | [3] Value Discrepancy - Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53: Note Date: XX/XX/XXXX; Lien Position: 2 |  |  | 3 | [3] State Compliance - XXXX CHL Complaint Agency Disclosure Timing Test: XXXX Home Loan: Borrower not provided with a document, at time of application, specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Loan Estimate Timing: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX) | State Compliance - XXXX CHL Complaint Agency Disclosure Timing Test: Complaint Agency Disclosure not provided within 3 days of the loan application date.<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: Right to receive a copy of the appraisal not provided within 3 days of the loan application date.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Affiliated Business Arrangement Disclosure not provided within 3 days of the loan application date.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: List of Homeownership Counseling Organization Disclosure is missing.<br> Federal Compliance - TRID Loan Estimate Timing: Loan Estimate not provided to borrower within 3 days of the loan application date. |  | State Compliance - XXXX CHL Complaint Agency Disclosure Timing Test: Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Loan Estimate Timing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | State - NC | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000768 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126: Note Date: XX/XX/XXXX; Lien Position: 2 |  |  | 2 | [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.<br> [2] Federal Compliance - TIL HPML Appraisal Disclosure - HPML Timing: HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property.<br> [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX) | Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> Federal Compliance - TIL HPML Appraisal Disclosure - HPML Timing: File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): A drive by 2055 valuation was provided.<br> Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. |  | Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL HPML Appraisal Disclosure - HPML Timing: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. | Borrower has owned the subject property for at least 5 years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000769 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] Document Error - The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.: Title Evidence: Preliminary <br> State: XX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Revised Loan Estimate provided on XX/XX/XXXX was not dated or signed by borrower.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. COC is missing in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. File is missing COC. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000770 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 1 |  |  |  | 3 | [3] Value Discrepancy - Loan is to be securitized. The supporting secondary valuation does not support the qualifying value. Sec ID: 57: Note Date: XX/XX/XXXX; Lien Position: 2 |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.) (InterXX/XX/XXXX) | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: List of Homeownership Counseling Organizations missing in file.<br> Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: LE issued 12/4/23 which was the same day the initial Closing Disclosure was issued. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000771 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126: Note Date: XX/XX/XXXX; Lien Position: 2 |  |  | 2 | [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  | Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000772 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] Mortgage / Program Eligibility - Transaction Error: Outstanding liens were not paid at closing.: Date Issued: XX/XX/XXXX | Subject loan is a second lien. Outstanding debts on credit report totaling $XXX,XXX.XX were paid off at closing. |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: List of Homeownership Counseling Disclosure is missing. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000773 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49: Note Date: XX/XX/XXXX; Lien Position: 2 |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000774 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Document Error - The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided.: Title Evidence: Preliminary <br> State: MD | Property is located in a FEMA Disaster area and has not been inspected.<br> Final title policy is required to mitigate this exception. |  | 3 | [3] Value Discrepancy - Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53: Note Date: XX/XX/XXXX; Lien Position: 2 | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  | 2 | [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] State Compliance - (State HPML Disclosure) XXXX Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided): XXXX Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.<br> [2] State Compliance - XXXX HPML Threshold Test Non-Compliant: XXXX Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Loan.<br> [2] State Compliance - XXXX Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided Timely): XXXX Mortgage Lending Regulations: Disclosure on responsibility for payment of taxes and insurance not provided to borrower within ten (10) business days of application or three (3) business days prior to closing.<br> [2] State Compliance - XXXX Ability to Repay Not Verified: XXXX SB270: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate, if applicable.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property.<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304) | State Compliance - (State HPML Disclosure) XXXX Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided): Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.<br> State Compliance - XXXX HPML Threshold Test Non-Compliant: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Loan.<br> State Compliance - XXXX Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided Timely): Disclosure on responsibility for payment of taxes and insurance not provided to borrower within ten (10) business days of application or three (3) business days prior to closing.<br> State Compliance - XXXX Ability to Repay Not Verified: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate, if applicable.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Homeownership Counseling List not provided.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: The file is missing a valid valid Change of Circumstance for the increase in Discount Points. Insufficient or no cure was provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: The file is missing a valid valid Change of Circumstance for the increase in Discount Points. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - (State HPML Disclosure) XXXX Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided): Any licensee that violations the Regulations will be subject to the penalty provisions under the Lender Law. For willful violations, any person who violates any Regulation is guilty of a felony and on conviction is subject to a fine not exceeding $XXX.XX000 or imprisonment not exceeding 10 years, or both. Additionally, the Commissioner has the authority to suspend or revoke any license for failure to comply with the Regulations. Finally, the Commissioner may also order the licensee to cease and desist from a specific activity, or permanently stop doing business in the State of XXXX.<br>State Compliance - XXXX Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided Timely): Assignee liability is unclear.<br>State Compliance - XXXX Ability to Repay Not Verified: No express provisions for assignee liability<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000775 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: SEVERE STORMS AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX |  |  | 3 | [3] Value Discrepancy - Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53: Note Date: XX/XX/XXXX; Lien Position: 2 |  |  | 3 | [3] State Compliance - (State HPML Provision) XXXX Higher-Priced Mortgage Loan (Loan Exceeds HPML Thresholds and failed One or More Federal HPML Provisions Making Loan a Non-Compliant MA HPML - Refer to Federal HPML Exceptions for more details): XXXX Higher-Priced Mortgage Loan: Federal HPML Not Compliant. Refer to failed messages for Federal HPML for more details.<br> [3] State Compliance - XXXX HPML Threshold Test Non-Compliant: XXXX Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX% Non-Compliant Higher Priced Loan.<br> [3] Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXX,XXX.XX is over disclosed by $XXX,XXX.XX compared to the calculated Amount Financed of $XXX,XXX.XX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property.<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: Amount Financed disclosed is $XXX,XXX.XX . Calculated amount financed is $XXX,XXX.XX . Variance of $XXX,XXX.XX .<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Finance Charge disclosed is $XXX,XXX.XX . Calculated finance charge is $XXX,XXX.XX . Variance of $XXX,XXX.XX .<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Title - Recording Service Fee was last disclosed as $XXX,XXX.XX on LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file |  | State Compliance - (State HPML Provision) XXXX Higher-Priced Mortgage Loan (Loan Exceeds HPML Thresholds and failed One or More Federal HPML Provisions Making Loan a Non-Compliant MA HPML - Refer to Federal HPML Exceptions for more details): Appears to be only general liability under MA TILA, however, note that MA HOEPA liability may also attach.<br>Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  | State - NC | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000776 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected.: Disaster Name: SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODNG<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX | The property is in a FEMA disaster area. Provide a satisfactory post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX (Severe Storms, Tornadoes, Straight-Line Winds and Flooding) Declared Disaster End Date. |  | 3 | [3] Value Discrepancy - Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: 53: Note Date: XX/XX/XXXX; Lien Position: 2 | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. |  | 2 | [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | Federal Compliance - Federal HPML 2014 Non Compliant: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: Safe Harbor requirements not satisfied due to no physical interior inspection completed.<br> Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  | Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000777 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126: Note Date: XX/XX/XXXX; Lien Position: 2 | Secondary valuation is missing. |  | 2 | [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property.<br> [2] Federal Compliance - TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - October 2018: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of 0.00 on Final Closing Disclosure provided on XX/XX/XXXX are underdisclosed (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [2] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: Interior appraisal is missing causing this exception to generate.<br> Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): Interior appraisal is missing causing this exception to generate.<br> Federal Compliance - TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments: Please override. There is no escrow account because it was declined.<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Loan estimate is required to be delivered to borrower within 4 business days prior to closing.<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Loan estimate is required to be delivered to borrower within 4 business days prior to closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Valid change of circumstance or sufficient cure is required. |  | Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - October 2018: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000782 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 | 2 | [2] Miscellaneous - Credit Exception:<br> [2] Credit Documentation - Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided | The Note signature of Debtor only reflects 1 LLC vs. the DOT signature which reflects 2 LLC's.<br> Provide the 12 month VOM for both borrower's primary residence. | BUYER - GENERAL COMMENT (2022-09-22): The request for an exception to XXXX eligibility criteria is granted. Compensating Factor 1 - Credit Score 30+ points > minimum required / Compensating Factor 2 - Reserves exceed requirement by 10 months or more / Compensating Factor 3 - DSCR > 1.3<br> REVIEWER - WAIVED COMMENT (2022-09-23): Client elects to waive with verified compensation factors<br> BUYER - GENERAL COMMENT (2022-09-22): The request for an exception to XXXX eligibility criteria is granted. Compensating Factor 1 - Credit Score 30+ points > minimum required / Compensating Factor 2 - Reserves exceed requirement by 10 months or more / Compensating Factor 3 - DSCR > 1.3<br> REVIEWER - WAIVED COMMENT (2022-09-23): Client elects to waive with verified compensation factors | 1 |  |  |  |  |  |  |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  |  | B |  | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000784 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (8304) |  | REVIEWER - CURED COMMENT (2021-10-01): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000783 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Construction-Permanent | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure AP Table First Change: TILA-RESPA Integrated Disclosure - Adjustable Payment Table: Final Closing Disclosure provided on XX/XX/XXXX disclosed a First Change minimum, maximum, and payment period that does not match the actual terms for the loan. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - October 2018 Construction Permanent: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Escrowed Property Costs over Year 1 of 11,419.98 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment Construction Permanent: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Estimated Total Monthly Payment for payment stream 1 that does not match the actual toatal payment for the loan. (ProjSeq:1/1838329)<br> [2] Federal Compliance - TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether Homeowners Insurance is included in escrow. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 Construction Permanent: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX did not disclouse Amount of Non-Escrowed Property Costs over Year 1 (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Principal and Interest Test: TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Principal and Interest Payment that does not match the actual payment for the loan. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/1838329)<br> [2] Federal Compliance - TRID Final Closing Disclosure Property Taxes Included In Escrow: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether property taxes are included in escrow. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow Account: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan will have an escrow account. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Will Not Have Escrow Account: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan will have an escrow account. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure AP Table First Change: Adjustable payment Table is verified.<br> Federal Compliance - TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment: Verified<br> Federal Compliance - TRID Final Closing Disclosure Property Taxes Included In Escrow: The final CD shows that the taxes and insurance are going to be escrowed, as reflected on pages 1 and 4, however page 2 doesn't show any escrow amounts.<br> Federal Compliance - TRID Final Closing Disclosure Will Have Escrow Account: The final CD shows that the taxes and insurance are going to be escrowed, as reflected on pages 1 and 4, however page 2 doesn't show any escrow amounts.<br> Federal Compliance - TRID Final Closing Disclosure Will Not Have Escrow Account: The final CD shows that the taxes and insurance are going to be escrowed, as reflected on pages 1 and 4, however page 2 doesn't show any escrow amounts. | REVIEWER - WAIVED COMMENT (2022-01-19): Client elects to waive<br> REVIEWER - WAIVED COMMENT (2022-01-19): Client elects to waive<br> REVIEWER - WAIVED COMMENT (2022-01-19): Client elects to waive<br> REVIEWER - WAIVED COMMENT (2022-01-19): Client elects to waive<br> REVIEWER - WAIVED COMMENT (2022-01-19): Client elects to waive<br> REVIEWER - WAIVED COMMENT (2022-01-19): Client elects to waive<br> REVIEWER - WAIVED COMMENT (2022-01-19): Client elects to waive<br> REVIEWER - WAIVED COMMENT (2022-01-19): Client elects to waive<br> REVIEWER - WAIVED COMMENT (2022-01-19): Client elects to waive<br> REVIEWER - WAIVED COMMENT (2022-01-19): Client elects to waive<br> REVIEWER - WAIVED COMMENT (2022-01-19): Client elects to waive | Federal Compliance - TRID Final Closing Disclosure AP Table First Change: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 - October 2018 Construction Permanent: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment Construction Permanent: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 Construction Permanent: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Principal and Interest Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Property Taxes Included In Escrow: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow Account: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Not Have Escrow Account: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000789 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 |  | [3] Closing / Title - Title: Evidence of title is missing<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Closing / Title - (Doc Error) HUD Error: Disbursement date is blank.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Initial Loan Application Status Test: No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 month(s) prior to consummation. A 7 month lookback was used to determine this application date.<br> [2] Missing Document - Initial TIL not provided<br> [2] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than X.XX%: Truth In Lending Act: Final TIL APR of X.XX% is overdisclosed from calculated APR ofX.XX% outside of X.XX% tolerance.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Unable to test rescission due to missing information.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. | Closing / Title - (Doc Error) HUD Error: Disbursement date is blank.: Trailing document HUD, is dated and signed the same date as the Note, does not contain a disbursement date or prepaid interest date<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed.<br> Federal Compliance - Notice of Right to Cancel Missing: Missing documentation to determine the occupancy and purpose therefore compliance review defaulted to owner occupied/cash out refinance.<br> Federal Compliance - Final TIL Estimated: The 'When payments are due" section are marked (e) |  | Missing Document - Initial TIL not provided: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than X.XX%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Tested | TR Tested |  | C |  | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000790 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000786 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: <br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000787 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000788 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000785 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000604 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX |  | XXXX XXXX | 000072 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | ATR Fail | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Income Documentation - Income documentation requirements not met.<br> [2] Guideline Issue - Due diligence review based on non-origination guidelines (i.e. aggregator, seller).<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Unable to determine loan requirements due to missing guidelines.<br> Unable to determine loan requirements due to missing guidelines.<br> Unable to determine loan requirements due to missing guidelines. |  | 1 |  |  |  | 3 | [3] Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Unable to complete ATR testing due to missing investor guideline qualifying total debt ratio.<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - P&L Statement Only Guidelines Third Party Preparation Requirement not met: Ability to Repay (Dodd-Frank 2014): P&L Statement(s) used to qualify were not prepared by a third party. (XXXX Child/P&L Statement Only)<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Ability to Repay (Dodd-Frank 2014): Unable to determine ability to repay due to missing guidelines. Loan characteristics are DTI: X.XX%, LTV/CLTV: 8X.XX%/8X.XX%, Credit Score: 598, Occupancy: Primary, Purpose: Refinance, Cash-out - Other<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - Other Income - Not to be used for qualifying: Qualified Mortgage (Dodd-Frank 2014): Income used to qualify borrower(s) not permitted for use under Appendix Q. (XXXX Child/P&L Statement Only)<br> [3] Federal Compliance - Unknown Loan Designation Test: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation not provided. Loan tested as Non-QM. Due Diligence Loan Designation is ATR Fail.<br> [2] State Compliance - DC Mortgage Disclosure Amendment Act of 2007 (Mortgage Disclosure Not Provided Timely): DC Mortgage Disclosure Amendment Act of 2007: Mortgage Disclosure not provided to borrower within three (3) business days of application. | Federal Compliance - General Ability To Repay Provision Income and Assets - P&L Statement Only Guidelines Third Party Preparation Requirement not met: The P&L Statement was prepared by the Borrower. Guidelines were not provided.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Guidelines not required<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: loan failing one or more guideline components, the loan is at ATR risk.<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Unable to determine loan requirements due to missing guidelines.<br> State Compliance - DC Mortgage Disclosure Amendment Act of 2007 (Mortgage Disclosure Not Provided Timely): Mortgage Disclosure not provided to borrower within three (3) business days of application. |  | Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - Unknown Loan Designation Test: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>State Compliance - DC Mortgage Disclosure Amendment Act of 2007 (Mortgage Disclosure Not Provided Timely): There is no Assignee Liability or validity of loan issues for a violation of the Act. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000608 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000609 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  | 3 | [3] Appraisal Documentation - Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX | The appraisal was made subject to an inspection of the water in the basement. While this inspection was completed and is documented in the file, the appraisal is required to be made as-is once complete via 1004D/442. The appraisal update was missing from the file. |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7520)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Credit Report fee was last disclosed as $XXX,XXX.XX on the Loan Estimate, but was disclosed as $XXX,XXX.XX on the Final Closing Disclosure. No valid COC was in the file for this change, and the cure of $XXX,XXX.XX on the final CD is insufficient to cure all fee violations totaling $XXX,XXX.XX.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Appraisal fee was last disclosed as $XXX,XXX.XX on the Loan Estimate, but was disclosed as $XXX,XXX.XX on the Final Closing Disclosure. No valid COC was in the file for this change, and the cure of $XXX,XXX.XX on the final CD is insufficient to cure all fee violations totaling $XXX,XXX.XX.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Discount Points were last disclosed as $XXX,XXX.XX on the Loan Estimate, but were disclosed as $XXX,XXX.XX on the Final Closing Disclosure. No valid COC was in the file for this change, and the cure of $XXX,XXX.XX on the final CD is insufficient to cure all fee violations totaling $XXX,XXX.XX. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000606 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final HUD-1 does not match actual terms.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date.<br> [2] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000752 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Kindly provide a revised final CD or a changed circumstance to validate the same. |  |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000745 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000747 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not sent within three (3) business days of the creditor application date. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000749 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Missing Document - E-sign Consent Agreement is missing.: Disclosure: E-Sign Consent Agreement<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided | Missing Mortgage Insurance Certification. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Safe Harbor QM.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Notice of Special Flood Hazard Disclosure Not Provided Timely: FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing.<br> [2] Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a mortgage insurance payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/2487933)<br> [2] Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: TRID Final Closing Disclosure XX/XX/XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a periodic principal and interest payment for payment stream 2 that does not match the actual payment for the loan. (ProjSeq:2/2487934) | Federal Compliance - Check Loan Designation Match - QM: The file is missing the required mortgage insurance certificate, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: The loan file does not contain evidence that the borrower received a copy of the appraisal.<br> Federal Compliance - Notice of Special Flood Hazard Disclosure Not Provided Timely: Disclosure signed at closing with no evidence of Notice receipt at least 3 days prior to closing.<br> Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: The file is missing the required mortgage insurance certificate, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: Seller's final CD contained fees not reflected on the consumer's CD.<br> Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: The file is missing the required mortgage insurance certificate, causing the loan to waterfall through the QM Testing. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - Notice of Special Flood Hazard Disclosure Not Provided Timely: Liability for violations cannot be transferred to a subsequent purchaser of a loan.<br>Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000751 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: File is missing evidence of receipt for appraisal report dated XX/XX/XXXX three business days prior to consummation. |  |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000746 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000750 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Missing Document - E-sign Consent Agreement is missing.: Disclosure: E-Sign Consent Agreement<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: TILA-RESPA Integrated Disclosure: Closing Disclosure estimated to be provided on XX/XX/XXXX did not disclose the actual Date Issued. Unable to conclusively determine Final Closing disclosure to use to test for compliance with applicable TRID timing requirements, TRID fee tolerance testing or accuracy of disclosures at or before consummation due to missing Issue Date. Tested using an estimated Date Issued based on best information available. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: TILA-RESPA Integrated Disclosure: Closing Disclosure estimated to be provided on XX/XX/XXXX did not disclose the actual Date Issued. Unable to conclusively determine Final Closing disclosure to use to test for compliance with applicable TRID timing requirements, TRID fee tolerance testing or accuracy of disclosures at or before consummation due to missing Issue Date. Tested using an estimated Date Issued based on best information available. (InterXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Projected Principal And Interest Payment Max Payment - Fixed Rate: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a maximum periodic principal and interest payment for payment stream 1 that does not match the actual maximum payment for the loan. (ProjSeq:1/2482435)<br> [2] Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.) (InterXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: Issue Date Not Provided.<br> Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: Issue Date Not Provided.<br> Federal Compliance - TRID Final Closing Disclosure Projected Principal And Interest Payment Max Payment - Fixed Rate: Final Closing Disclosure provided on XX/XX/XXXX disclosed a maximum periodic principal and interest payment for payment stream 1 that does not match the actual maximum payment for the loan.<br> Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.)<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Kindly provide a revised final CD or a changed circumstance to validate the same. |  | Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000748 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Application / Processing - Missing Document: AUS not provided<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided | 1008 reflects the loan was approved with an AUS, which is missing from the file. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Safe Harbor QM.<br> [2] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided. | Federal Compliance - Check Loan Designation Match - QM: The loan is missing the AUS, causing the loan to waterfall through the QM Testing. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $XXX.XX00, in the case of an individual transaction, or the lesser of $XXX.XX,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX00,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000779 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: Guidelines are required. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000780 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: Guidelines are required. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000800 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a mortgage insurance payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/2639235)<br> [2] Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a periodic principal and interest payment for payment stream 2 that does not match the actual payment for the loan. (ProjSeq:2/2639236)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Tax Review Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7712)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Document Preparation Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7522)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7520) | Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: Data Captured as per final Closing Disclosure as of 4/4/2023<br> Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: Data Captured as per final Closing Disclosure as of 4/4/2023<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten Percent Fee was disclosed on initial Loan estimate as $XXX.XX but disclosed but final Closing Disclosure $XXX,XXX.XXile does not contain a valid COC for this fee, nor evidence of cure is provided in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Title - Tax Review Fee was disclosed on initial Loan estimate as $XXX.XXut disclosed but final Closing Disclosure $XXX,XXX.XXile does not contain a valid COC for this fee, nor evidence of cure is provided in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Document Preparation Fee was disclosed on initial Loan estimate as $XXX.XXut disclosed but final Closing Disclosure $XXX,XXX.XXile does not contain a valid COC for this fee, nor evidence of cure is provided in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Credit Report Fee was disclosed on initial Loan estimate as $XXX.XXbut disclosed but final Closing Disclosure $XXX,XXX.XXile does not contain a valid COC for this fee, nor evidence of cure is provided in file. |  | Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000802 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000803 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000804 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000805 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  | REVIEWER - GENERAL COMMENT (2025-01-22): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000807 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  | REVIEWER - GENERAL COMMENT (2025-01-22): HUD provided not signed or stamped. Exception remains. | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000808 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  | Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000801 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: Changed Circumstance not provided.: GFE Date: XX/XX/XXXX Changed Circumstance not provided for GFE dated XX/XX/XXXX from GFE dated XX/XX/XXXX | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence that borrower received a copy of appraisal 3 business days to closing. |  |  |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000806 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided | The AUS required 30% standard MI coverage. A mortgage insurance certificate evidencing coverage is missing.<br> The subject property is located in a FEMA Disaster area. Require a post-disaster inspection verifying there was no damage to the subject property.<br> Mortgage Insurance document is missing in file. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Non QM.<br> [3] Federal Compliance - Overtime Bonus Declining: Qualified Mortgage (Dodd-Frank 2014): Use of continual decline in income for Overtime/Bonus not justified or documented. (XXXX/Overtime)<br> [3] Federal Compliance - Overtime Bonus Method of Calculation: Qualified Mortgage (Dodd-Frank 2014): Significant income variation requires a period of more than two (2) years when calculating the average Overtime/Bonus income. (XXXX/Overtime)<br> [3] Federal Compliance - QM DTI: Qualified Mortgage (Dodd-Frank 2014): Total Debt to Income Ratio exceeds 43% and the images do not provide evidence loan is eligible for purchase, guarantee or insurance by the appropriate agency.<br> [2] Federal Compliance - QM Employment History - Current and/or Previous Employment Documentation lacks Date Info: Qualified Mortgage (Dodd-Frank 2014): Missing Employment Dates to verify two years employment history for current and/or prior employment. (XXXX /14593031)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Environmental Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7705)<br> [1] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Over Disclosed: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 2 that does not match the actual payment for the loan. (ProjSeq:2/2658934)<br> [1] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Over Disclosed Test: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/2658933)<br> [1] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. (FinXX/XX/XXXX) | Federal Compliance - Check Loan Designation Match - QM: Evidence of AUS required MI coverage of at least 30% is missing which caused the loan to revert to QM requirements.<br> Federal Compliance - Overtime Bonus Declining: Evidence of AUS required MI coverage of at least 30% is missing which caused the loan to revert to QM requirements.<br> Federal Compliance - Overtime Bonus Method of Calculation: Evidence of AUS required MI coverage of at least 30% is missing which caused the loan to revert to QM requirements.<br> Federal Compliance - QM DTI: Evidence of AUS required MI coverage of at least 30% is missing which caused the loan to revert to QM requirements.<br> Federal Compliance - QM Employment History - Current and/or Previous Employment Documentation lacks Date Info: Evidence of AUS required MI coverage of at least 30% is missing which caused the loan to revert to QM requirements.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: None of the copies of the initial Closing Disclosure in file are signed/dated; therefore, the "mailbox rule" is assumed and the presumed delivery date would not have been at least 3 business days prior to consummation.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Environmental Inspection Fee was disclosed on initial Loan estimate as $XXX.XXut disclosed but final Closing Disclosure $XXX,XXX.XXile does not contain a valid COC for this fee, nor evidence of cure is provided in file.<br> Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed Test: Payment have been correctly captured. | REVIEWER - CURED COMMENT (2024-12-19): Sufficient Cure Provided At Closing<br> REVIEWER - CURED COMMENT (2024-12-19): Sufficient Cure Provided At Closing<br> REVIEWER - CURED COMMENT (2024-12-19): Sufficient Cure Provided At Closing | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - QM DTI: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Over Disclosed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Over Disclosed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Overdisclosed Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000791 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000607 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - Mississippi Late Charge Percent and Amount Testing > $XXX.XX,000: Mississippi Late Charge: Note late charge of X.XX% exceeds state maximum of 4% or $XXX.XXwhichever is greater.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000605 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000792 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. |  |  | Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000809 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Risk | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient.<br> [1] Application / Processing - FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date.: Disaster Name: WILDFIRES AND STRAIGHT-LINE WINDS<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 3 | [3] Appraisal Documentation - Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Non QM DTI moderately exceeds Guidelines: Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the 1026.43(c)(5) of X.XX% moderately exceeds the guideline maximum of X.XX%. (DTI Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - Partnership Income Documentation Test: Qualified Mortgage (Dodd-Frank 2014): Self-employed income documentation not sufficient (Partnership). (XXXX/Partnership)<br> [3] Federal Compliance - QM Employment History: Qualified Mortgage (Dodd-Frank 2014): Employment history requirement not met. (XXXX/14785048)<br> [3] Miscellaneous Compliance - Self Employed Years on Job: Qualified Mortgage (Dodd-Frank 2014): Minimum length of time for self-employment job or field requirement not met. (XXXX/Partnership)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - General Ability To Repay Provision Investor Qualification Method not Matching ATR: Ability to Repay (Dodd-Frank 2014): The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5).<br> [2] Federal Compliance - TRID Final Closing Disclosure AIR Table Index: TILA-RESPA Integrated Disclosure - Adjustable Interest Rate Table: Final Closing Disclosure provided on XX/XX/XXXX did not disclose an accurate Index as reflected on the Note. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - Check Loan Designation Match - QM: There is no gap in between both the business employment<br> Federal Compliance - Partnership Income Documentation Test: 1065 for XXXX required<br> Federal Compliance - QM Employment History: There is no gap in between both the business employment<br> Miscellaneous Compliance - Self Employed Years on Job: There is no gap in between both the business employment<br> Federal Compliance - General Ability To Repay Provision Investor Qualification Method not Matching ATR: There is no gap in between both the business employment<br> Federal Compliance - TRID Final Closing Disclosure AIR Table Index: Data captured as per closing disclosure as ofXX/XX/XXXX<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten Percent Fee was disclosed on initial Loan estimate as $XXX,XXX.XX but disclosed but final Closing Disclosure $XXX,XXX.XX. File does not contain a valid COC for this fee, nor evidence of cure is provided in file. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Final Closing Disclosure AIR Table Index: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000810 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Higher Priced QM (APOR) | 3 | 3 | [3] Application / Processing - Missing Document: AUS not provided<br> [3] Credit Documentation - The Verification of Rent (VOR) / Verification of Mortgage (VOM) is required and was not found in file. | Provided is Refer with caution. Please provided updated AUS prior to closing with recommendation type should be approve eligible.<br> Housing history is Not provided. Required VOR or VOM. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Property Type is Manufactured and no secondary valuation was provided. Sec ID: 100: Note Date: XX/XX/XXXX; Lien Position: 1 | Secondary valuation is missing. |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Client:213XX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7325) | Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan origination fee is increased from Initial Loan estimate dated XX/XX/XXXX to Final Loan Estimate dated XX/XX/XXXX. Amount change from $XXX.XX13 to $XXX.XX08, whereas we have provided COC is not regards to tolerance and change reason is Missing. Please provide the COC to cure the tolerance. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000811 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Property Type is Manufactured and no secondary valuation was provided. Sec ID: 100: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7726) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient cure or valid change of circumstance is required to cover the cure. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000812 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 3 | [3] Missing Document - E-sign Consent Agreement is missing.: Disclosure: E-Sign Consent Agreement |  |  | 1 |  |  |  | 1 |  |  |  |  | Borrower has verified disposable income of at least $XXX.XX.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $XXX,XXX.XX.<br>The qualifying DTI on the loan is less than or equal to 35%.<br>The representative FICO score is above 680. |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000813 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 2 | [2] Guideline Issue - Due diligence review based on non-origination guidelines (i.e. aggregator, seller). |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three business days prior to consummation.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower at least three business days prior to closing. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | B | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000814 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Higher Priced QM (APOR) | 3 | 2 | [2] Guideline Issue - Due diligence review based on non-origination guidelines (i.e. aggregator, seller). |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR).<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506)<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - Check Loan Designation Match - QM: Originator Loan Designation entered in reference to form 1003 does not match the calculated Due Diligence Loan Designation.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Valid change of circumstance or sufficient cure is missing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Valid change of circumstance or sufficient cure is missing. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | B | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000815 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 2 | [2] Guideline Issue - Due diligence review based on non-origination guidelines (i.e. aggregator, seller). |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Appraisal fee was disclosed on initial Loan estimate as $XXX.XX but disclosed but final Closing Disclosure $XXX,XXX.XXile does not contain a valid COC for this fee, nor evidence of cure is provided in file. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | B | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000753 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Risk | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds Guideline total debt ratio of X.XX%.<br> [3] Closing / Title - Loan is not using the new FNMA Legal Documents.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The loan has an LP result of caution/ineligible and the DTI exceeds the FHLMC guideline maximum allowable of 45%.<br> Loan is not using Version 07/2021 or later FNMA Legal Documents.<br> The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR Risk: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines: Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of X.XX% moderately exceeds the guideline maximum of X.XX%. (DTI Exception is eligible to be regraded with compensating factors.) | Federal Compliance - Check Loan Designation Match - ATR Risk: The loan does not meet FHLMC AUS or guideline requirements.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: The loan does not meet FHLMC AUS or guideline requirements.<br> Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines: The loan has an LP result of caution/ineligible and the DTI exceeds the FHLMC guideline maximum allowable of 45%. |  | Federal Compliance - Check Loan Designation Match - ATR Risk: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000754 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX | A 442 completions report is required and is missing. |  | 1 |  |  |  |  |  |  |  | A | A | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000817 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Income Documentation - REO Documents are missing.: Address: XXXX, XX Insurance Verification<br> [2] Guideline Issue - Due diligence review based on non-origination guidelines (i.e. aggregator, seller).<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Insurance Verification is missing XXXX, XX<br> The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000826 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (InitiXX/XX/XXXX)<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (0) | Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations.<br> Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. | REVIEWER - CURED COMMENT (2025-01-28): Sufficient Cure Provided At Closing | Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000827 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Appraisal receipt was not provided to the borrower with in 3 business days to the note date.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Discount Points fee amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000828 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | HUD Safe Harbor QM | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three business days prior to consummation. |  |  |  |  |  | A | B | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000756 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 2 | [2] Miscellaneous - Credit Exception: | Verified disclosed defect. This closed as an owner occupied property but records show the property is for rent. | REVIEWER - WAIVED COMMENT (2023-05-22): Client elects to down grade and waive using compensating factors<br> Borrower has been employed with the same employer since 2004<br> LTV is X.XX%%<br> $XXX,XXX.XX in reserves and $XXX.XX700 required | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX.XX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over Year 1: The final CD disclosed the Amount of Non-Escrowed Property Costs over Year 1 as $XXX.XX on page 4; however the annual , HOA is $XXX.XX annually. Final CD reflects Estimated Taxes, Insurance & Assessments of $XXX,XXX.XX monthly. Provide a post-close CD correcting the Escrow Account section on page 4 and Estimated Taxes, Insurance & Assessments on page 1; and a copy of the letter of explanation letter sent to the borrower disclosing the changes made.<br> Application / Processing - Missing Document: Missing Lender's Initial 1003: In file documentation reflects the Application Date as XX/XX/XXXX, however the earliest date Loan Application in file is XX/XX/XXXX. Please provide initial Loan Application signed and dated XX/XX/XXXX. | REVIEWER - WAIVED COMMENT (2023-05-22): Waive per client. | Federal Compliance - TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $XXX,XXX.XX. |  |  | B | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000818 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of $XXX.XX on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over Year 1: Amount of Non-Escrowed Property Costs over Year 1 of $XXX.XX on Final Closing Disclosure provide is not accurate to due to HOA dues of $XXX,XXX.XX reflected on the Appraisal provided. |  | Federal Compliance - TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000819 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000820 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 2 | [2] General - Missing Document: Verification of Non-US Citizen Status not provided | Missing drivers license and ITIN per guides. | REVIEWER - GENERAL COMMENT (2023-06-12): Tax Transcripts, Drivers License, US Patriot Act form signed, social security cards in file and validated at close,<br> REVIEWER - GENERAL COMMENT (2023-06-14): Nothing provided to resolve, only final Title.<br> SELLER - GENERAL COMMENT (2023-06-21): uploaded Passport and US Patriot Act form to Doc Acuity<br> REVIEWER - GENERAL COMMENT (2023-06-22): Still missing ITIN and DL.<br> REVIEWER - WAIVED COMMENT (2023-09-06): Client elects to downgrade based on compensating factors. | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Fannie Mae 2014 - 3% Points and Fees: Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of X.XX% is in excess of the investor allowable maximum of X.XX% of the Federal Total Loan Amount. Points and Fees total $XXX,XXX.XX on a Federal Total Loan Amount of $XXX,XXX.XX vs. an investor allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX or X.XX%).<br> [2] State Compliance - XXXX Mortgage Lender and Broker Act (Dual Agency Compensation Without Notice): XXXX Mortgage Lender and Broker Act: Mortgage broker also acting as agent has received compensation from the borrower without providing a written agreement to the borrower. | State Compliance - XXXX Mortgage Lender and Broker Act (Dual Agency Compensation Without Notice): Compliant, no further action required. |  | State Compliance - XXXX Mortgage Lender and Broker Act (Dual Agency Compensation Without Notice): The secondary market purchase of a loan does not trigger coverage of the statute. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $XXX,XXX.XX. |  |  | B | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000823 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000821 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000825 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000824 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000822 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000816 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000597 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000835 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Rate/Term |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Disclosed Note P&I payment does not equal calculated P&I payment: Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXX,XXX.XX does not match calculated P&I of $XXX,XXX.XX. Note P&I was used for the APR calculation and compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Disclosed payment on Note does not correspond with the loan amount, loan term, and interest rate on the loan. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000714 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | The tape address on this loan does not match the loan documentation. The tape address is XXXX. The Security Instrument address is XXXX. | REVIEWER - GENERAL COMMENT (2024-09-30): Still missing documents for XXXX property. | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000598 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Flood Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - (Missing Data) Flood Hazard Zone: Federal Compliance - (Missing Data) Flood Hazard Zone: Special Flood Hazard Zone indicator was not provided. The applicable flood zone related testing cannot be performed.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] State Compliance - Vermont Interest Act - VT High Rate, High Point Disclosure Not Provided: Vermont Interest Act: Vermont Disclosure not provided to loan applicant.<br> [2] State Compliance - Vermont Interest Act - Vermont High Rate, High Point Loan (Interest Rate and/or Points and Fees): Vermont Interest Act: Note Rate on subject loan of X.XX% is in excess of allowable threshold of Declared Rate X.XX% + 3%, or 9.00000, or Points on the loan of X.XX% exceed the allowable threshold of 4%. Non-Compliant Loan. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>State Compliance - Vermont Interest Act - VT High Rate, High Point Disclosure Not Provided: Neither Section 104 nor the Regulation provide specifically for assignee liability; however, given that Section 104 grants the Department authority to require any "lender", which term is undefined, to refund any discount points or other charges paid by a borrower who has not received the required disclosures, purchasers and assignees should exercise caution in purchasing such loans. Section 104 provides that the Department may impose an administrative penalty of not more than $XXX.XX00 on any person. In addition, the Department may order a lender to refund any discount points or other charges paid by a borrower.<br>State Compliance - Vermont Interest Act - Vermont High Rate, High Point Loan (Interest Rate and/or Points and Fees): Neither Section 104 nor the Regulation provide specifically for assignee liability; however, given that Section 104 grants the Department authority to require any "lender", which term is undefined, to refund any discount points or other charges paid by a borrower who has not received the required disclosures, purchasers and assignees should exercise caution in purchasing such loans. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000833 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [1] Application / Processing - Missing Document: Flood Certificate not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - (Missing Data) Flood Hazard Zone: Federal Compliance - (Missing Data) Flood Hazard Zone: Special Flood Hazard Zone indicator was not provided. The applicable flood zone related testing cannot be performed.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000830 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Government Documentation - FHA MIP Error (Borrower Paid):: Calculated Borrower paid FHA upfront premium of $XXX,XXX.XX does not match the mortgage insurance premium collected on the HUD-1 of $XXX,XXX.XX<br> [3] Insurance Eligibility - MI Monthly Premium Amount documented in file does not match the Prepaid Mortgage Insurance Premium amount per month collected on the HUD.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [1] Federal Compliance - Notice of Special Flood Hazard Disclosure Missing: FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure for property located in a flood zone. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Notice of Special Flood Hazard Disclosure Missing: Liability for violations cannot be transferred to a subsequent purchaser of a loan. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000832 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Flood Certificate not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Missing flood cert from origination. Current flood cert reflects subject is in special flood zone but map changedXX/XX/XXXX. Original appraisal indicated subject property was not in a flood zone. |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - (Missing Data) Flood Hazard Zone: Federal Compliance - (Missing Data) Flood Hazard Zone: Special Flood Hazard Zone indicator was not provided. The applicable flood zone related testing cannot be performed.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. | Federal Compliance - (Missing Data) Flood Hazard Zone: Missing flood cert from origination. |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000603 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000831 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000602 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000836 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [2] Appraisal Documentation - Incorrect Appraisal Form type: Appraisal Form 2055 w/ Interior used for incorrect Subject property type.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX Property Type: 2 Family;<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000599 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000834 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000829 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - XXXX Standard Prepayment Penalty SMLA: XXXX Prepayment Penalty: Prepayment penalty not permissible on a refinance. (applies only to Second Mortgage Loan Act registrants)<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000592 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: Loan is DSCR for which guidelines are required. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001199 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Application / Processing - Missing Document: Note Addendum - Prepayment not provided<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): HELOC Agreement does not specifically identify fees under either a finance charge vs. other charge category.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: RTC Signature Date is missing |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001200 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001202 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001203 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001204 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Closing / Title - Missing Document: Security Instrument - Subject Lien not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Missing: Unable to test HELOC Agreement due to missing information.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Unable to test billing rights due to missing information.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): HELOC Agreement does not specifically identify fees under either a finance charge vs. other charge category.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001205 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Closing / Title - (Doc Error) HUD Error: First change date on page 3 of the final HUD was not provided.<br> [2] State Compliance - XXXX Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: XXXX Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 3%.<br> [2] State Compliance - XXXX Mortgage Lender and Broker Regulation (Ability to Repay not Verified): XXXX Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable<br> [2] State Compliance - XXXX MLBR (Missing Data) Document Type Not Provided: XXXX Mortgage Lender and Broker Regulations: Unable to determine if the borrower was required to provide a signed statement disclosing their income due to missing document type.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - Prepayment Penalty Information on GFE Inaccurate: RESPA (2010): GFE indicates no prepayment penalty for loan containing prepayment penalty.<br> [2] Federal Compliance - RESPA (2010) - Prepayment Penalty Information on Final HUD-1 Inaccurate: RESPA (2010): Final HUD-1 indicates no prepayment penalty for loan containing prepayment penalty.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | State Compliance - XXXX Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: The regulations do not clarify the enforcement provisions of Mass. Gen. L. c. 183. Accordingly, the consequences of a compliance failure remain unclear. In particular, it is probable that a violation of the "borrower's interest" standard can be raised as a defense to, or otherwise impede, foreclosure. Also, it is possible that a violation of the "borrower's interest" standard would constitute a violation of the XXXX unfair and deceptive acts and practices statute.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Prepayment Penalty Information on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Prepayment Penalty Information on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001163 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: File missing critical docs needed for review. Please provide full Credit and Closing packages. | SELLER - GENERAL COMMENT (2021-08-23): Trailing documents provided<br> REVIEWER - GENERAL COMMENT (2021-08-23): The trailing documents provided were the same documents in the original image package. Unable to review until complete credit and closing packages are provided. |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001006 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | ATR Fail | 3 | 3 | [3] Credit Report - Borrower has less than 2 FICO scores: Credit Report: Original // Borrower: XXXX, Credit Report: Original // Borrower: XXXX<br> [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX 4506-T (XXXX), 4506-T (XXXX), W-2 (XXXX), W-2 (XXXX)<br> [3] General - Initial Rate Lock rate date is not documented in file.<br> [3] Application / Processing - Missing Document: Approval not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Application / Processing - Missing Document: Note - Senior Lien not provided<br> [3] Application / Processing - Missing Document: Other not provided | Credit report only provided 1 fico score for the borrower.<br> Missing 2nd Lien First Payment Letter and 2nd lien Note – reflecting XXXX servicing address: XXXX Attn: Payment Processing P.O. Box XXXX <br> XXXX, XX XXXXX, XXXX Agency Secondary Financing Disclosure, XXXX Agency Letter from the President, XXXX Agency Quality Control Release form and Notice of Transfer of Servicing for 2nd Lien. |  | 3 | [3] Appraisal Data Integrity - Hybrid Appraisal valuation product only qualifies as an acceptable first (Primary) product for second liens if there is an interior view to the property.: Valuation Type: Hybrid Appraisal / Valuation Report Date: XX/XX/XXXX |  |  | 3 | [3] Federal Compliance - General Ability To Repay Provision Mortgage-Related Obligations: Ability to Repay (Dodd-Frank 2014): Mortgage-related obligations not considered in loan qualification.<br> [3] Federal Compliance - No DTI Provided: Qualified Mortgage (Dodd-Frank 2014): No debt to income ratio (or a negative or zero ratio) was provided to demonstrate ability to repay.<br> [3] Federal Compliance - Overtime Bonus Declining: Qualified Mortgage (Dodd-Frank 2014): Use of continual decline in income for Overtime/Bonus not justified or documented. (XXXX/Overtime)<br> [3] Federal Compliance - Overtime Bonus Method of Calculation: Qualified Mortgage (Dodd-Frank 2014): Significant income variation requires a period of more than two (2) years when calculating the average Overtime/Bonus income. (XXXX/Overtime)<br> [3] Federal Compliance - QM DTI: Unable to determine compliance with QM Total Debt Ratio requirements due to missing QM Total Debt Ratio information.<br> [3] Federal Compliance - Unknown Loan Designation Test: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation not provided. Loan tested as Non-QM. Due Diligence Loan Designation is ATR Fail.<br> [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is in excess of allowable threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] State Compliance - (State HPML) XXXX Subprime (APR Exceeds Subprime Threshold): XXXX Subprime Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is in excess of allowable threshold of USTreasury X.XX% + 5%, or X.XX%. Compliant Subprime Loan.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not obtained by physical visit to property.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of 4,617.60 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Recording Fee Total. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8202)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Of Employment Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7571) | Federal Compliance - General Ability To Repay Provision Mortgage-Related Obligations: Missing proof of current property taxes on subject property.<br> Federal Compliance - No DTI Provided: Missing guidelines<br> Federal Compliance - Overtime Bonus Declining: Missing complete WVOE with two year breakdown of base and overtime income.<br> Federal Compliance - Overtime Bonus Method of Calculation: Missing complete WVOE with two year breakdown of base and overtime income.<br> Federal Compliance - QM DTI: Missing guidelines<br> Federal Compliance - Unknown Loan Designation Test: Loan designation not provided.<br> Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: Safe Harbor requirements not satisfied.<br> Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): Appraisal not obtained by physical visit to property.<br> Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre October 2018 Test: Missing annual tax information.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Missing initial CD.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Fees increased without a valid COC, insufficient cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Fees increased without a valid COC, insufficient cure provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Fees increased without a valid COC, insufficient cure provided. |  | Federal Compliance - General Ability To Repay Provision Mortgage-Related Obligations: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - QM DTI: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - Unknown Loan Designation Test: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - (State HPML) XXXX Subprime (APR Exceeds Subprime Threshold): Assignee liability is unclear. Purchasers and assignees of XXXX mortgage loans would not appear to be liable for violations of the Act. However, effective 8/1/07, although there does not appear to be any explicit assignee liability, because a new private right of action permits a court to award statutory damages equal to the amount of all lender fees included in the amount of the principal of the residential mortgage loan, there is the potential that secondary market participants may be adversely affected.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - Pre October 2018 Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | D | C | C | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001147 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | ATR Fail | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX, Borrower: XXXX 4506-T (2012), 4506-T (2013)<br> 4506-T (2012), 4506-T (2013)<br> [3] Income Documentation - Income documentation requirements not met.<br> [3] General - Initial Rate Lock rate date is not documented in file.<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Application / Processing - Missing Document: AUS not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Application / Processing - Missing Document: Note - Senior Lien not provided<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Mortgage / Program Eligibility - Transaction Error: Outstanding liens were not paid at closing.<br> [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [3] Income Documentation - Verification(s) of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [2] Guideline Issue - Due diligence review based on non-origination guidelines (i.e. aggregator, seller).<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Please provide all asset documentation in accordance with Guidelines requirements.<br> Missing AUS from file. Please provide applicable Guidelines for the loan program.<br> Please provide all income documentation in accordance with Guidelines requirements.<br> Please provide all income documentation in accordance with Guidelines requirements.<br> Please provide all HUDs and mortgage pay-offs for all liens and debt being paid at close. |  | 1 |  |  |  | 3 | [3] Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Unable to complete ATR testing due to missing investor guideline qualifying total debt ratio.<br> [3] Federal Compliance - General Ability To Repay Provision Credit History: Ability to Repay (Dodd-Frank 2014): Unable to verify debt obligations using reasonably reliable third-party records.<br> [3] Federal Compliance - General Ability To Repay Provision Employment - W-2: Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. (XXXX/Wages)<br> [3] Federal Compliance - General Ability To Repay Provision Employment - W-2: Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. (XXXX/Wages)<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Ability to Repay (Dodd-Frank 2014): Unable to verity income due to, missing the most recent W2. (XXXX/Wages)<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Ability to Repay (Dodd-Frank 2014): Unable to verity income due to, missing the most recent W2. (XXXX/Wages)<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Ability to Repay (Dodd-Frank 2014): Unable to determine ability to repay due to missing guidelines. Loan characteristics are DTI: X.XX%, LTV/CLTV: X.XX%/1X.XX%%, Credit Score: , Occupancy: Primary, Purpose: Refinance, Rate/Term<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] Federal Compliance - QM DTI: Qualified Mortgage (Dodd-Frank 2014): Total Debt to Income Ratio exceeds 43% and the images do not provide evidence loan is eligible for purchase, guarantee or insurance by the appropriate agency.<br> [3] Federal Compliance - QM Required Credit Report Not Provided to Evidence Debts: Qualified Mortgage (Dodd-Frank 2014): The loan file does not contain a Credit report to evidence the consumers outstanding liabilities. (XXXX/11684479)<br> [3] Federal Compliance - QM Required Credit Report Not Provided to Evidence Debts: Qualified Mortgage (Dodd-Frank 2014): The loan file does not contain a Credit report to evidence the consumers outstanding liabilities. (XXXX/11684478)<br> [3] Federal Compliance - Social Security Documentation: Qualified Mortgage (Dodd-Frank 2014): Social Security income documentation insufficient. (Plaza,Jesse (employer unknown)/Social Security)<br> [3] Federal Compliance - Unknown Loan Designation Test: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation not provided. Loan tested as Non-QM. Due Diligence Loan Designation is ATR Fail.<br> [3] Federal Compliance - Wages Documentation: Qualified Mortgage (Dodd-Frank 2014): Unable to verity income due to, missing the most recent W2. (XXXX/Wages)<br> [3] Federal Compliance - Wages Documentation: Qualified Mortgage (Dodd-Frank 2014): Unable to verity income due to, missing the most recent W2. (XXXX/Wages)<br> [2] Miscellaneous Compliance - Alternate source used for application date<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - QM Employment History - Current Employment Documentation lacks Date Info: Qualified Mortgage (Dodd-Frank 2014): Missing Employment Dates to verify two years current employment. (XXXX/11684479)<br> [2] Federal Compliance - QM Employment History - Current Employment Documentation lacks Date Info: Qualified Mortgage (Dodd-Frank 2014): Missing Employment Dates to verify two years current employment. (XXXX/11684478)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Loan Term on Final GFE Inaccurate: RESPA (2010): Loan Term on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Missing Investor Guideline Qualifying Total Debt Ratio to determine general ability to repay.<br> Federal Compliance - General Ability To Repay Provision Credit History: Credit Report missing from file to verify debt obligations.<br> Federal Compliance - General Ability To Repay Provision Employment - W-2: Missing most recent paystubs and W-2s for current employment to verify income and employment.<br> Federal Compliance - General Ability To Repay Provision Employment - W-2: Missing most recent paystubs and W-2s for current employment to verify income and employment.<br> Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Missing most recent paystubs and W-2s for current employment to verify income and employment.<br> Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Missing most recent paystubs and W-2s for current employment to verify income and employment.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Missing Investor Guideline Qualifying Total Debt Ratio to determine general ability to repay.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Please provide Approval/Guidelines, as well as income and asset documentation, to verify loan meets required perimeters and testing can be completed.<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Please provide all income asset documentation in accordance with Guidelines requirements.<br> Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Final HUD-1 missing from file.<br> Federal Compliance - QM DTI: Total Debt to Income Ratio exceeds maximum threshold of 43%.<br> Federal Compliance - QM Required Credit Report Not Provided to Evidence Debts: Credit Report missing from file to verify debt obligations.<br> Federal Compliance - QM Required Credit Report Not Provided to Evidence Debts: Credit Report missing from file to verify debt obligations.<br> Federal Compliance - Social Security Documentation: Missing Award Letter / Continuance Letter for Social Security.<br> Federal Compliance - Unknown Loan Designation Test: Please provide Loan Designation used at origination.<br> Federal Compliance - Wages Documentation: Missing most recent paystubs and W-2s for current employment to verify income and employment. Please provide Approval/Guidelines to verify loan meets required perimeters and documentation.<br> Federal Compliance - Wages Documentation: Missing most recent paystubs and W-2s for current employment to verify income and employment. Please provide Approval/Guidelines to verify loan meets required perimeters and documentation.<br> Federal Compliance - Disbursement Date Missing: Final HUD-1 missing from file.<br> Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing: Please provide all Good Faith Estimates evidencing they are compliant with delivery requirements.<br> Federal Compliance - QM Employment History - Current Employment Documentation lacks Date Info: Missing most recent paystubs and W-2s for current employment to verify income and employment. Please provide Approval/Guidelines to verify loan meets required perimeters and documentation.<br> Federal Compliance - QM Employment History - Current Employment Documentation lacks Date Info: Missing most recent paystubs and W-2s for current employment to verify income and employment. Please provide Approval/Guidelines to verify loan meets required perimeters and documentation.<br> Federal Compliance - (Missing Data) Last Rate Set Date: Rate Set Date Not Provided<br> Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: GFE does not provide minimum ten business day availability for estimate of charges.<br> Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: Final HUD-1 missing from file.<br> Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: Final HUD-1 missing from file.<br> Federal Compliance - RESPA (2010) - Loan Term on Final GFE Inaccurate: Final HUD-1 missing from file.<br> Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: Final HUD-1 missing from file.<br> Federal Compliance - Notice of Right to Cancel Missing: Please provide an H-9, Right to Cancel executed by all borrowers. |  | Federal Compliance - General Ability To Repay Provision Credit History: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Employment - W-2: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Employment - W-2: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Income and Assets - Wages: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - QM DTI: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - Unknown Loan Designation Test: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Term on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  | Yes | TILA ATR/QM | D | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000838 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: File is missing core documents. Note for 1st and 2nd Note, Final and/or initial 1003. Title Final or Title Preliminary. HUD-1 or Closing Disclosure. Initial Loan Estimate. Upon file review other exceptions may apply. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000852 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met | File is missing all LE's, CD's and application for the 2nd mortgage as required by lender guides. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM does not match Due Diligence Loan Designation of Non QM.<br> [3] Federal Compliance - QM DTI: Qualified Mortgage (Dodd-Frank 2014): Total Debt to Income Ratio exceeds 43% and the images do not provide evidence loan is eligible for purchase, guarantee or insurance by the appropriate agency.<br> [3] Federal Compliance - TRID Closing Disclosure Status Test: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $XXX,XXX.XX may be required. | Federal Compliance - Check Loan Designation Match - QM: Indications in the file reflect loan was Safe Harbor, however debt ratio exceeds 43%. Other evidence of the lender's loan designation was not provided.<br> Federal Compliance - QM DTI: Indications in the file reflect loan was Safe Harbor, however debt ratio exceeds 43%. Other evidence of the lender's loan designation was not provided.<br> Federal Compliance - TRID Closing Disclosure Status Test: Missing final Closing Disclosure issued for DPA loan. The only CDs provided pertain to the 1st lien.<br> Federal Compliance - Disbursement Date Missing: Missing final Closing Disclosure issued for DPA loan. The only CDs provided pertain to the 1st lien.<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Status: Missing initial LE or separate disclosure of right to receive copy of appraisal issued within 3 business days of application date.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: The disclosure is dated XX/XX/XXXX, which is more than 3 business days after the application date (XX/XX/XXXX).<br> Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: Missing final Loan Estimate issued for DPA loan. The only LEs provided pertain to the 1st lien. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - QM DTI: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - TRID Closing Disclosure Status Test: High Cost or Anti-Predatory Lending Testing impact, therefore no SOL considerations.<br> For TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001070 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Combined loan to value discrepancy.: Calculated combined loan to value percentage of X.XX% exceeds Guideline combined loan to value percentage of X.XX%.<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided<br> [3] Application / Processing - Missing Document: Note - Senior Lien not provided<br> [3] Application / Processing - Missing Document: Purchase Agreement / Sales Contract not provided<br> [3] Credit Documentation - Purchase contract date not provided.<br> [2] General - Unable to Determine if Subject Property is Real Estate Owned due to missing Appraisal and Title documentation.<br> [1] Application / Processing - Missing Document: Flood Certificate not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided | An Appraisal is required and is missing.<br> The guidelines require an Appraisal which is missing.<br> Purchase Agreement / Sales Contract and Appraisal not provided. | REVIEWER - GENERAL COMMENT (2024-05-07): High Cost testing not complete - Premium and terms were not documented in file | 3 | [3] Appraisal Documentation - Loan is to be securitized. Appraisal and secondary valuation are missing. Sec ID: 4: Note Date: XX/XX/XXXX; Lien Position: 2 |  |  | 1 |  |  |  |  |  |  |  | D | A | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000968 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: Missing Note, Deed, HUD, Application, Approval, Title and Valuation |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000964 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | ATR Risk | 3 | 3 | [3] Asset Documentation - Guideline Issue: Insufficient asset documentation.: Financial Institution: XXXX / End Date: XX/XX/XXXX // Account Type: Checking / Account Number: XXXX, Financial Institution: XXXX / End Date: XX/XX/XXXX // Account Type: Savings / Account Number: XXXX<br> [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of 10X.XX% exceeds Guideline total debt ratio of X.XX%.<br> [3] Application / Processing - Missing Document: Note - Senior Lien not provided | Only 1 month asset statements provided.<br> Ability to Repay Loan Summary shows loan was originated with 10X.XX% DTI |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR Risk: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Unable to complete ATR testing due to missing investor guideline qualifying total debt ratio.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Ability to Repay (Dodd-Frank 2014): Unable to determine ability to repay due to missing guidelines. Loan characteristics are DTI: 10X.XX%, LTV/CLTV: X.XX%/X.XX%, Credit Score: 604, Occupancy: Primary, Purpose: Refinance, Rate/Term<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Federal Compliance - Check Loan Designation Match - ATR Risk: Ability to Repay Loan Summary shows loan was originated on Non-QM.<br> Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: File failed review for DTI waterfalled to ATR/QM Requirements<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Ability to Repay Loan Summary shows loan was originated with 10X.XX% DTI.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Loan exceeds 43% DTI. |  | Federal Compliance - Check Loan Designation Match - ATR Risk: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off. |  |  | TILA ATR/QM | D | C | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001125 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide a Note, Security Instrument, initial 1003, final 1003, an AUS, Approval or 1008, income verification, asset verification, an origination credit report, final Title, and all issued LE's and CD's. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001149 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM (APOR) | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 56: Note Date: XX/XX/XXXX; Lien Position: 2 | The file is missing a copy of the secondary valuation. |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: List of Homeownership Counseling Organization not provided. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000889 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM (APOR) | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: 126: Note Date: XX/XX/XXXX; Lien Position: 2 | Loan is to be securitized. BPO (2055 Exterior Only) was provided. Missing Secondary Valuation. |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000881 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: Homeownership Counseling List is missing. |  | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001177 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Combined loan to value discrepancy.: Calculated combined loan to value percentage of X.XX% exceeds Guideline combined loan to value percentage of X.XX%.<br> [3] Application / Processing - Missing Document: Note - Senior Lien not provided<br> [2] Guideline Issue - Due diligence review based on non-origination guidelines (i.e. aggregator, seller). | Calculated combined loan to value percentage of X.XX% exceeds Guideline combined loan to value percentage of X.XX%.<br> Note document for senior lien of subject property is missing in file. |  | 1 |  |  |  | 2 | [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  | D | B | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001170 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | ATR Risk | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: PITIA reserves months discrepancy.: Calculated PITIA months reserves of 0.15 is less than Guideline PITIA months reserves of 3.00.<br> [3] General - Initial Rate Lock rate date is not documented in file.<br> [3] Income Documentation - Verification(s) of employment is not within 10 calendar days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [2] Guideline Issue - Due diligence review based on non-origination guidelines (i.e. aggregator, seller).<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODNG<br> Disaster Declaration Date: XX/XX/XXXX | Provided verification of employment is not within 10 calendar days of the note date.<br> Client provided Non QM guides for review<br> The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR Risk: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [2] Federal Compliance - Disclosed Note P&I payment does not equal calculated P&I payment: Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXX,XXX.XX does not match calculated P&I of $XXX,XXX.XX. Note P&I was used for the APR calculation and compliance testing.<br> [2] Federal Compliance - TILA NMLSR - Missing NMLS Information on 1003: Truth in Lending Act (NMLSR Dodd- Frank 2014): NMLSR information not present on loan application.<br> [2] Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities.<br> [2] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - Check Loan Designation Match - ATR Risk: ATR failure due to provided verification of employment is not within 10 calendar days of the note date.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: ATR failure due to provided verification of employment is not within 10 calendar days of the note date.<br> Federal Compliance - Disclosed Note P&I payment does not equal calculated P&I payment: Provided note document and closing disclosure P&I of $XXX,XXX.XX does not match with the calculated P&I of $XXX,XXX.XX.<br> Federal Compliance - TILA NMLSR - Missing NMLS Information on 1003: No NMLS match for LO.<br> Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: No NMLS match for LO.<br> Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: No NMLS match for LO. |  | Federal Compliance - Check Loan Designation Match - ATR Risk: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TILA NMLSR - Missing NMLS Information on 1003: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $XXX.XX00, in the case of an individual transaction, or the lesser of $XXX.XX,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX00,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br>EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $XXX.XX00, in the case of an individual transaction, or the lesser of $XXX.XX,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX00,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001000 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Disaster Date: XX/XX/XXXX<br> Inspection Date:<br> [1] Closing / Title - Final Title Policy is missing. No evidence of title was found in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - ARM Disclosure Status: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A 7 month lookback was used to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  | REVIEWER - GENERAL COMMENT (2017-02-05): Confirmed Compliance test was completed using 6 month lookback | Federal Compliance - ARM Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001052 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase |  | 3 |  | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Disaster Date: XX/XX/XXXX<br> Inspection Date: XX/XX/XXXX |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. Unable to validate accuracy of and compliance with fee disclosure requirements. HELOC Fee Agreement also not in file, unable to perform compliance points and fees tests.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - Federal HELOC Fee Agreement Not Provided: Truth in Lending Act (HELOC): HELOC Fee Agreement Listing Costs and Fees at Account Opening not in file. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A 7 month lookback was used to determine this application date. The final date used for testing was 1/1/2010. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  | REVIEWER - GENERAL COMMENT (2017-02-07): Unable to test for High Cost as stated in Column T<br> REVIEWER - GENERAL COMMENT (2017-02-07): Event grade is a level 2 due to seasoning over 3 years and past the Statute of Limitations; HOPEA is not applicable on HELOC's | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Federal HELOC Fee Agreement Not Provided: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable (UAL State) |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001112 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] State Compliance - Texas Interest Rate > 10% Late Charge Percent Testing: Note late charge exceeds maximum per state. | State Compliance - Texas Interest Rate > 10% Late Charge Percent Testing: Note late charge of $XXX.XXX.XX% exceeds the state (TX) maximum allowable of 5%. |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000996 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001034 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [3] Application / Processing - Missing Valuation: | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Underdisclosure due to DSI payment calculations causing a slight variance in Payment Stream. |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000905 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Federal HPML 2009 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is in excess of allowable threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (1st Lien, Escrow Not Established): Federal Higher-Priced Mortgage Loan: Mandatory escrow account not established on 1st lien mortgage loan.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Ability to Repay Not Verified): Federal Higher Priced Mortgage Loan: Borrower's ability to repay not verified with reliable documentation.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. | Federal Compliance - Federal HPML 2009 Non Compliant: The loan file contains the following third-party documentation: 1) income/asset verification (pay stub.) 2) debts/liabilities verification and other mortgage obligations (credit report) 3) underwriting documentation/repayment ability analysis (approval). Although the aforementioned documents are in file, unable to conclusively ascertain compliance with HPML ability to repay provision. |  | Federal Compliance - Federal HPML 2009 Non Compliant: TILA HPML - Subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (1st Lien, Escrow Not Established): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Ability to Repay Not Verified): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000972 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - (State HPML Disclosure) XXXX Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided): XXXX Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.<br> [2] State Compliance - XXXX HPML Threshold Test Non-Compliant: XXXX Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is in excess of allowable threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Loan.<br> [2] State Compliance - XXXX Late Charge Percent and Amount Testing: Note late charge exceeds maximum per state.<br> [2] State Compliance - XXXX Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided): XXXX Mortgage Lending Regulations: Borrower did not receive disclosure on responsibility for payment of taxes and insurance.<br> [2] State Compliance - XXXX Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): XXXX Mortgage Lending Regulations: Net Tangible Benefit Worksheet not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. | State Compliance - XXXX HPML Threshold Test Non-Compliant: § The loan file contains the following third-party documentation: 1) income/asset verification (paystubs) 2) debts/liabilities verification and other mortgage obligations (credit report) 3) underwriting documentation/repayment ability analysis (1008). Although the aforementioned documents are in file, unable to conclusively ascertain compliance with HPML ability to repay provision.<br> State Compliance - XXXX Late Charge Percent and Amount Testing: 10% late charge exceeds 5% maximum for MD. |  | State Compliance - (State HPML Disclosure) XXXX Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided): Any licensee that violations the Regulations will be subject to the penalty provisions under the Lender Law. For willful violations, any person who violates any Regulation is guilty of a felony and on conviction is subject to a fine not exceeding $XXX.XX000 or imprisonment not exceeding 10 years, or both. Additionally, the Commissioner has the authority to suspend or revoke any license for failure to comply with the Regulations. Finally, the Commissioner may also order the licensee to cease and desist from a specific activity, or permanently stop doing business in the State of XXXX.<br>State Compliance - XXXX Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided): Assignee liability is unclear.<br>State Compliance - XXXX Mortgage Lending Regulations (Tangible Net Benefit Worksheet Not Provided): Assignee liability is unclear.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000952 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001019 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001049 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001038 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: Truth in Lending Act (HELOC): Agreement contains provision allowing creditor to unilaterally change terms of plan for impermissible circumstances.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000921 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001160 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Preliminary and final title are missing |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001100 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000845 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000898 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000962 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Closing / Title - Missing Document: Security Instrument - Subject Lien not provided<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001029 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Closing / Title - ARM Error: Initial Rate Maximum was not provided<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001080 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: Truth in Lending Act (HELOC): Agreement contains provision allowing creditor to unilaterally change terms of plan for impermissible circumstances.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001048 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000868 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000982 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000930 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001024 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001040 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] State Compliance - XXXX Prepayment Penalty Junior Lien: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a subordinate lien loan. Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000914 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] State Compliance - XXXX Prepayment Penalty Junior Lien: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a subordinate lien loan. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000920 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] State Compliance - XXXX Prepayment Penalty Junior Lien: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a subordinate lien loan. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001124 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Primary Residence Late Charge Percent Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: Truth in Lending Act (HELOC): Agreement contains provision allowing creditor to unilaterally change terms of plan for impermissible circumstances.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000862 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] State Compliance - XXXX Prepayment Penalty Junior Lien: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a subordinate lien loan.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000991 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] State Compliance - XXXX Prepayment Penalty Junior Lien: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a subordinate lien loan. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001138 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000975 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] State Compliance - XXXX Prepayment Penalty Junior Lien: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a subordinate lien loan. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000848 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a Settlement fee of $XXX.XX and Walk Through Recording fee of $XXX.XX as prepaid finance charges. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000967 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000859 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001113 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Tax Advisor Statement Missing: Truth in Lending Act (HELOC): Creditor did not provide statement that the consumer should consult a tax advisor.<br> [2] Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: Truth in Lending Act (HELOC): Agreement contains provision allowing creditor to unilaterally change terms of plan for impermissible circumstances.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Tax Advisor Statement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001101 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001143 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Tax Advisor Statement Missing: Truth in Lending Act (HELOC): Creditor did not provide statement that the consumer should consult a tax advisor.<br> [2] Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: Truth in Lending Act (HELOC): Agreement contains provision allowing creditor to unilaterally change terms of plan for impermissible circumstances.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Tax Advisor Statement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000910 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Tax Advisor Statement Missing: Truth in Lending Act (HELOC): Creditor did not provide statement that the consumer should consult a tax advisor.<br> [2] Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: Truth in Lending Act (HELOC): Agreement contains provision allowing creditor to unilaterally change terms of plan for impermissible circumstances.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Tax Advisor Statement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000849 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Missing: Unable to test HELOC Agreement due to missing information.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Unable to test billing rights due to missing information.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001090 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001139 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Missing: Unable to test HELOC Agreement due to missing information.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Unable to test billing rights due to missing information.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000909 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000901 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Missing: Unable to test HELOC Agreement due to missing information.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Unable to test billing rights due to missing information.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001067 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Missing: Unable to test HELOC Agreement due to missing information.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Unable to test billing rights due to missing information.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001041 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided. |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001082 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001091 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Missing: Unable to test HELOC Agreement due to missing information.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Unable to test billing rights due to missing information.<br> [2] Federal Compliance - TILA HELOC - Credit Plan with Index That Cannot be Obtained by Borrower: Unable to test Index due to missing information.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Credit Plan with Index That Cannot be Obtained by Borrower: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001107 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided. |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000856 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Missing: Unable to test HELOC Agreement due to missing information.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Unable to test billing rights due to missing information.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001016 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001169 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000989 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000992 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001026 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001129 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001105 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000877 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000891 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001172 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Missing: Unable to test HELOC Agreement due to missing information.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Unable to test billing rights due to missing information.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001134 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001020 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: RTC Signature Date is missing. |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000950 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000846 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001069 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Signature date is missing on the RTC document, hence date left blank |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001023 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000917 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001064 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided. |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000839 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Missing: Unable to test HELOC Agreement due to missing information.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Unable to test billing rights due to missing information.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001119 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Missing: Unable to test HELOC Agreement due to missing information.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Unable to test billing rights due to missing information.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000983 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000897 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: RTC signature date is missing in file. |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000894 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000888 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000927 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000866 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Unable to test billing rights due to missing information.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001062 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 3 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Disparity in Occupancy - Higher Priced as Primary: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). If tested as primary residence, loan exceeds one or more HPML thresholds. Additional compliance testing required to determine if loan would be a compliant or non-compliant HPML. | Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: HUD is considered estimated due to "Tax Cushion" on line 1007.<br> Federal Compliance - Disparity in Occupancy - Higher Priced as Primary: Page 1 of the 1003 and the occupancy certificate investment property, the 1008 indicates second home, and the declarations on page 4 of the 1003 indicate primary residence. |  |  |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000941 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure is due to the Fee Itemization does not include an Assignment Recording fee of $XXX.XX a Payoff Processing fee of $XXX.XXand a Wire fee of $XXX.XXas prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001117 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than X.XX%: Truth In Lending Act: Final TIL APR of X.XX% is underdisclosed from calculated APR of X.XX% outside of X.XX% tolerance.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than X.XX%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001045 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - HELOC Brochure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001057 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - HELOC Brochure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000929 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000965 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Late Charge Percent and Amount Testing: Note late charge exceeds maximum per state.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | State Compliance - XXXX Late Charge Percent and Amount Testing: $XXX,XXX.XX (X.XX%) late charge exceeds the 5% late charge per state (MN).<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose $XXX,XXX.XX Recording Service Fee as a prepaid finance charge.<br> Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): The TIL Itemization of amount financed did not disclose the Lenders title Insurance fee of $XXX,XXX.XX. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000955 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001036 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Closing / Title - Missing Document: Security Instrument - Subject Lien not provided<br> [3] Application / Processing - Missing Valuation: | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001050 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Application / Processing - Missing Valuation: | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001047 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000912 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Application / Processing - Missing Valuation: | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Miscellaneous Compliance - Unable to determine the # of units, compliance results were generated using a defaulted value.: Valuation Type: Stated / Valuation Report Date: XX/XX/XXXX |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000893 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001063 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Application / Processing - Missing Valuation:<br> [3] Miscellaneous Compliance - The Loan Purpose cannot be determined based on the documents in the loan file. Loan purpose of Cash Out Refinance was used to perform all applicable compliance testing. | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001078 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] State Compliance - Wisconsin Prepayment Penalty < 25,000: Wisconsin Prepayment Penalty: Prepayment penalty not permissible on a loan less than $XXX.XX000 under the Wisconsin Consumer Act. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000934 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000960 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Application / Processing - Missing Valuation: | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] State Compliance - Wisconsin Late Charge Amount Testing First Lien: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] State Compliance - Wisconsin Prepayment Penalty ARM Test: Wisconsin Prepayment Penalty: Adjustable rate loan containing prepayment penalty did not provide disclosure stating that there are also loans available without prepayment penalties. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001089 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Application / Processing - Missing Valuation: | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000936 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000963 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001179 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower. |  |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001137 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001116 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (llinois Interest Act): Prepayment penalty not permissible on a loan with an interest rate greater than 8%.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001043 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000892 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001085 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001087 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000874 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001061 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001110 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001153 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000851 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Application / Processing - Missing Valuation: | Preliminary and Final title missing<br> Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Federal HPML 2009 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is in excess of allowable threshold of APOR X.XX% + 3.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Ability to Repay Not Verified): Federal Higher Priced Mortgage Loan: Borrower's ability to repay not verified with reliable documentation.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Disclosed payment on Note does not correspond with the loan amount, loan term, and interest rate on the loan. |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Federal HPML 2009 Non Compliant: TILA HPML - Subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Ability to Repay Not Verified): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001054 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty: Loan contains an impermissible prepayment penalty; however Note or Prepay Addendum provides specific language that prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | State Compliance - XXXX Prepayment Penalty: PPP Expired. Prepayment charge not allowed per state (MI) - max prepayment charge for MI loan is 1% for 3 years - note states 5%, 4%, 3%, 2%, 1%. Lender is XXX XXXX<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization of amount financed did not disclose flood cert fee of $XXX.XX closing fee of $XXX.XX or tax service fee of $XXX.XXas prepaid finance charges. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000954 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): XXXX Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower at the time of application.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: XXXX Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower at the time of application.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: The reason for under disclosure is the note reflects 360 payments while Final TIL only reflects one payment. |  | State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001030 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000945 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000864 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or XXXX)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000987 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001123 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation: | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or XXXX)<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001121 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation: | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Loan Amount and $XXX.XX (2007). FNMA Finance Charge total $XXX,XXX.XX on a Original Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2007) (an overage of $XXX,XXX.XX or X.XX%).<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 2 nd, 5 th, 7 th, 8 th, 9 th, 10 th, or XXXX)<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000853 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Late Charge Percent and Amount Testing: Unable to determine if late charge exceeds state maximum due to missing information. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001017 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000842 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001028 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Late Charge Percent and Amount Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000932 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001102 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000885 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - Indiana Late Charge Amount Testing: Indiana Late Charge: Note late charge amount of $XXX,XXX.XX exceeds the state maximum of $XXX,XXX.XX. |  |  |  |  | Yes | TR HUD Deficiency (UAL State) |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001092 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Application / Processing - Missing Valuation: | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001120 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Application / Processing - Missing Valuation: | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000887 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal Not Provided |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of 4/7/2006 12:00:00 AM.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001051 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): XXXX Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001166 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001171 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001165 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001060 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000935 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation: | Appraisal not provided. |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi (Third Circuit): Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the 3rd circuit)<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001005 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001103 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000994 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000995 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001148 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on HUD1, not signed or stamped exceed those disclosed in HELOC Agreement. Fees from the HUD1, not signed or stamped are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower at application.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the Original Line Limit. FNMA Finance Charge total $XXX,XXX.XX on a Original Line Limit of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX orX.XX%). |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000937 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001157 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of 2/8/2006 12:00:00 AM.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001133 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000908 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the Original Line Limit. FNMA Finance Charge total $XXX,XXX.XX on a Original Line Limit of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX orX.XX%).<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000896 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000882 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001122 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000958 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000918 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001056 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on HUD1, not signed or stamped exceed those disclosed in HELOC Agreement. Fees from the HUD1, not signed or stamped are used in any federal, state, and local high cost testing. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000970 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of 8/3/2006 12:00:00 AM. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000904 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the Original Line Limit. FNMA Finance Charge total $XXX,XXX.XX on a Original Line Limit of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX orX.XX%).<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000974 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the Original Line Limit. FNMA Finance Charge total $XXX,XXX.XX on a Original Line Limit of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX orX.XX%).<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of 10/2/2006 12:00:00 AM. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001086 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001132 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001182 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001158 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000895 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of 12/6/2006 12:00:00 AM.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001096 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001068 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000986 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of 1/8/2007 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001130 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001161 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000857 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Line Limit and $XXX.XX (2007). FNMA Finance Charge total $XXX,XXX.XX on a Original Line Limit of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2007) (an overage of $XXX,XXX.XX orX.XX%).<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000916 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Line Limit and $XXX.XX (2007). FNMA Finance Charge total $XXX,XXX.XX on a Original Line Limit of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2007) (an overage of $XXX,XXX.XX or X.XX%).<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001071 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Line Limit and $XXX.XX (2007). FNMA Finance Charge total $XXX,XXX.XX on a Original Line Limit of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2007) (an overage of $XXX,XXX.XX or X.XX%). |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001167 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000847 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Consumer Sales Practices Act (Ability to Repay not Verified): XXXX Consumer Sales Practices Act: Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely): XXXX Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not received by borrower within five (5) business days of application. |  |  | State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001032 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001004 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001140 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001154 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000933 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Line Limit and $XXX.XX (2007). FNMA Finance Charge total $XXX,XXX.XX on a Original Line Limit of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2007) (an overage of $XXX,XXX.XX orX.XX%).<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000999 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001168 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Line Limit and $XXX.XX (2007). FNMA Finance Charge total $XXX,XXX.XX on a Original Line Limit of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2007) (an overage of $XXX,XXX.XX orX.XX%).<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001173 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Line Limit and $XXX.XX (2007). FNMA Finance Charge total $XXX,XXX.XX on a Original Line Limit of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2007) (an overage of $XXX,XXX.XX orX.XX%).<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001003 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Line Limit and $XXX.XX (2007). FNMA Finance Charge total $XXX,XXX.XX on a Original Line Limit of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2007) (an overage of $XXX,XXX.XX orX.XX%).<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001181 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 | [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001180 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000988 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on HUD1, not signed or stamped exceed those disclosed in HELOC Agreement. Fees from the HUD1, not signed or stamped are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Line Limit and $XXX.XX (2007). FNMA Finance Charge total $XXX,XXX.XX on a Original Line Limit of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2007) (an overage of $XXX,XXX.XX orX.XX%).<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001035 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001145 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Holder's right to foreclose, Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000948 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty: Maximum calculated prepay of $XXX,XXX.XX exceeds the state maximum of 1% of the original balance ($XXX,XXX.XX). Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000980 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Standard Prepayment Penalty SMLA: XXXX Prepayment Penalty: Prepayment penalty not permissible on a refinance. (applies only to Second Mortgage Loan Act registrants) Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000913 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 | [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000915 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000959 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001183 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Holder's right to foreclose, Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Prepayment Penalty Junior Lien: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a subordinate lien loan. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001114 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000923 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000919 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - Pennsylvania Prepayment Penalty Junior Lien: Pennsylvania Prepayment Penalty: A prepayment penalty is not permissible on a junior lien loan less than or equal to $XXX,XXX.XXPrepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001008 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001015 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000951 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA (2010) - Balloon Payment Information on GFE Inaccurate: RESPA (2010): GFE indicates no balloon payment for loan containing a balloon payment.<br> [2] Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Loan Term on Final GFE Inaccurate: RESPA (2010): Loan Term on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) - Balloon Amount Due on Final HUD-1 Inaccurate: RESPA (2010): Balloon amount due on Final HUD-1 does not match actual balloon amount.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not NMLS licensed or registered at time of application.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Balloon Payment Information on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Term on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Balloon Amount Due on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001001 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL Itemization did not disclose a Recording Service fee $XXX,XXX.XX as prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000998 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001018 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001152 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001155 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000924 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000884 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000939 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000858 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Loan Amount and $XXX.XX (2007). FNMA Finance Charge total $XXX,XXX.XX on a Original Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2007) (an overage of $XXX,XXX.XX orX.XX%).<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001118 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] State Compliance - Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided): Idaho Residential Mortgage Practices Act: Rate Lock-In/Float Disclosure not provided to borrower.<br> [2] State Compliance - Idaho Prepayment Penalty: Idado Prepayment Penalty: Loan contains a prepayment penalty which was not disclosed separately in writing to borrower within three (3) days of application.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided): The Residential Mortgage Practices Act does not appear to provide for assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001042 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001083 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001074 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty: Maximum calculated prepay of $XXX,XXX.XX exceeds the state maximum of 1% of the original balance ($XXX,XXX.XX). Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000971 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 1 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 000873 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000969 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001135 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001002 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001106 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: RTC is not signed |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001027 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000979 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000863 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000949 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001128 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000911 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Primary Residence Late Charge Percent Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001097 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Application / Processing - Missing Valuation: | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000855 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Disparity in Occupancy - Not High Cost and Not Higher Priced: The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment).<br> [2] Federal Compliance - HELOC Plan Payment Terms: HELOC Agreement does not disclose the payment terms of the plan (including the length of the draw period and the repayment period).<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - HELOC Plan Payment Terms: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001178 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Closing / Title - Missing Document: HUD-1 Addendum not provided<br> [2] State Compliance - XXXX Primary Residence Late Charge Percent Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: Truth in Lending Act (HELOC): Agreement contains provision allowing creditor to unilaterally change terms of plan for impermissible circumstances.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. | Closing / Title - Missing Document: HUD-1 Addendum not provided: HUD line(s) 816, 1313 reflect(s) "See Exhibit B, Exhibit "D" Attached Hereto" but the referenced addendum was not located. The $XXX,XXX.XX lump sum amount(s) has NOT been included in high cost testing. |  | Federal Compliance - TILA HELOC - Impermissible Provision on HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001162 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Primary Residence Late Charge Percent Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000938 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000883 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000993 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000973 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000865 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Primary Residence Late Charge Percent Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001174 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: Loan file does not contain any origination documentation. |  |  |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001072 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation: | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000871 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001065 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000925 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on Final HUD1 exceed those disclosed in HELOC Agreement. Fees from the Final HUD1 are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001053 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Primary Residence Late Charge Percent Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Signed: Truth in Lending Act (HELOC): Credit Agreement not signed by borrower(s).<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Signed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001066 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001146 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation: | Appraisal not provided. |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001111 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000957 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation: | Appraisal Not Provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001039 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fees disclosed on HUD1, not signed or stamped exceed those disclosed in HELOC Agreement. Fees from the HUD1, not signed or stamped are used in any federal, state, and local high cost testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001098 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of 7/6/2007 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000872 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Signed: Truth in Lending Act (HELOC): Credit Agreement not signed by borrower(s).<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Signed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000922 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation: | Appraisal Not Provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000961 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower at application.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001079 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower at application.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001108 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation:<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Appraisal is not provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Signed: Truth in Lending Act (HELOC): Credit Agreement not signed by borrower(s).<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower at application.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of 6/4/2008 12:00:00 AM. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Signed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001141 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation: | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000840 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower at application.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - TILA HELOC - Important Terms Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001131 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001025 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Application / Processing - Missing Valuation: | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - Pennsylvania Subordinate Lien Late Charge Percent and Amount Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of 3/3/2008 12:00:00 AM. | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Signature Date missing |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001142 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000984 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] General - Initial Rate Lock rate date is not documented in file. |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: Missing Final HUD-1: Estimated HUD-1 used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. | Federal Compliance - Missing Final HUD-1: Estimated HUD-1 Used For Fee Testing Material: Subject note is dated XX/XX/XXXX however the HUD-1 lists the settlement date as XX/XX/XXXX. Prepaid interest is collected from XX/XX/XXXX so the subject note appears to be misdated. Additionally, the subject property is located in NY but only the settlement agent signed the HUD and NY is not an escrow state so the borrower is required to have signed the HUD in order for us to consider the HUD as final. "Waiver of Borrower(s) Right to Receive HUD-1 at Settlement" form is in file and signed by borrowers, however this does not negate the requirement that the HUD be signed by the borrowers to consider as final. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001077 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000899 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000926 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] General - Initial Rate Lock rate date is not documented in file.<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000943 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] General - Initial Rate Lock rate date is not documented in file. |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000907 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000869 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] General - Initial Rate Lock rate date is not documented in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001115 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000944 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001012 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001164 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] General - Initial Rate Lock rate date is not documented in file.<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: Stamped Title Company Closing Statement Used For Fee Testing Material: Missing Final HUD-1: Stamped Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001011 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] General - Initial Rate Lock rate date is not documented in file. |  |  |  |  |  |  | 2 | [2] State Compliance - Alabama Prepayment Penalty: Alabama Prepayment Penalty: A prepayment penalty is not permitted under the Consumer Credit Act. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001150 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] State Compliance - Wyoming Uniform Consumer Credit Code (Closing Cost Statement Not Provided): Wyoming Uniform Consumer Credit Code: Full statement of closing costs to be incurred by the consumer not provided to borrower prior to any down payment or when lender made commitment to the transaction.<br> [2] State Compliance - Wyoming Uniform Consumer Credit Code (Statement of Rate Not Provided): Wyoming Uniform Consumer Credit Code: Lender did not provide borrower with accurate statement of rate. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - Wyoming Uniform Consumer Credit Code (Closing Cost Statement Not Provided): Assignee Liability: Any action which may be brought against the original creditor may be maintained against any subsequent assignee. For a transaction not involving an interest in land, the action may be brought where the violation is apparent on the face of the instrument unless the assignment is involuntary. For a transaction involving a security interest in land, the action may be brought where the assignee, its subsidiaries, or affiliates were in a continuing business relationship with the original creditor, unless the assignment was involuntary, or the assignee shows that it did not have reasonable grounds to believe that the original creditor was engaged in violations and that it maintained procedures reasonably adopted to apprise it of the existence of the violations. No action may be brought more than 1 year after the date of the occurrence of the violation.<br>State Compliance - Wyoming Uniform Consumer Credit Code (Statement of Rate Not Provided): Assignee Liability: Any action which may be brought against the original creditor may be maintained against any subsequent assignee. For a transaction not involving an interest in land, the action may be brought where the violation is apparent on the face of the instrument unless the assignment is involuntary. For a transaction involving a security interest in land, the action may be brought where the assignee, its subsidiaries, or affiliates were in a continuing business relationship with the original creditor, unless the assignment was involuntary, or the assignee shows that it did not have reasonable grounds to believe that the original creditor was engaged in violations and that it maintained procedures reasonably adopted to apprise it of the existence of the violations. No action may be brought more than 1 year after the date of the occurrence of the violation. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000947 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000928 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): XXXX Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: XXXX Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001013 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001151 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000903 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] General - Initial Rate Lock rate date is not documented in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001033 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000976 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000886 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000900 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: HUD-1 Not Signed or Stamped Used For Fee Testing Material: Missing Final HUD-1: HUD-1 Not Signed or Stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 000956 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Primary Residence Late Charge Percent Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000997 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Missing: Unable to test HELOC Agreement due to missing information.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : Unable to test billing rights due to missing information.<br> [2] State Compliance - XXXX Open End Late Charge Percent and Amount Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Missing : TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001037 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: Truth in Lending Act (HELOC): HELOC Fee Agreement did not disclose the Costs and Fees at Account opening. Unable to validate accuracy of and compliance with fee disclosure requirements.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: Unable to determine FACTA Credit Score Disclosure was provided due to missing information.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Costs and Fees Not Disclosed In HELOC Agreement: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001109 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000946 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of 4/8/2005 12:00:00 AM.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000880 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Primary Residence Late Charge Percent Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000879 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001046 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001127 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001156 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] State Compliance - XXXX Home Loan (Late Charge): XXXX Home Loan: Mortgage loan contains an impermissible late charge of greater than 5.0% or a grace period less than 15 days.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | State Compliance - XXXX Home Loan (Late Charge): Assignee Liability: Assignees and purchasers of XXXX high cost home loans are subject to all affirmative claims and any defenses with respect to the loan that the borrower could assert against the original creditor of the loan. Section 6(c) of the Act also provides that a borrower acting only in an individual capacity may assert against the creditor or any subsequent holder or assignee: (1) Within six years of the closing of covered home loan, a violation of the Act as an original action or as a defense, claim, or counterclaim; and (2) At any time during the term of a high cost home loan a defense, claim or counterclaim. The aforementioned may both be brought after an action to collect on the home loan or foreclose on the collateral securing the home loan has been initiated, the debt arising from the home loan has been accelerated, or the home loan has become 60 days in default. Further, the Act contains a choice of law provision permitting actions under either the XXXX Consumer Fraud Act ("NJCFA"), which possibly allow for class actions, or the Act. The July 6, 2004 amendments clarify that a defense, claim, or counterclaim may only be brought in an individual capacity and may not be asserted in a class action. Additionally, the statute provides for punitive damages.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | Late Charge |  | C |  | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000931 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000854 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000977 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Late Charge Percent and Amount Testing: Unable to determine if late charge exceeds state maximum due to missing information. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001144 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001184 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001185 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001186 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | FEMA Disaster inspection report is Missing. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001189 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 Alternate Document Used for Fees (Primary): Missing Final HUD-1: HUD1, not signed or stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001190 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary.<br> [2] Federal Compliance - (Missing Data) Missing Information to Determine Origination Channel: Unable to determine the origination channel based on the loan documents provided for review. The compliance review was performed with using the equivalent evaluation that would be considered for an Origination Channel of Retail. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001188 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001194 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  | Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001195 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001206 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan): Unable to determine if the Max First Five Years Date on the Final TIL matches the Max Five Year Date on the loan due to missing information.<br> [2] Federal Compliance - 2011 TIL-MDIA ARM Introductory Rate Disclosure - Introductory Period Inaccurate: Unable to test Introductory Period due to missing information. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan): TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA ARM Introductory Rate Disclosure - Introductory Period Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001201 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine underdisclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001196 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Fannie Mae 2014 - 3% Points and Fees: Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of X.XX% is in excess of the investor allowable maximum of X.XX% of the Federal Total Loan Amount. Points and Fees total $XXX,XXX.XX on a Federal Total Loan Amount of $XXX,XXX.XX vs. an investor allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX orX.XX%).<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): Verification appraisal was delivered to borrower was not provided.<br> Federal Compliance - Fannie Mae 2014 - 3% Points and Fees: Fannie Mae Points and Fees exceed allowable threshold by $XXX,XXX.XX orX.XX%).<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Appraisal Fee was last disclosed as $XXX,XXX.XX on LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. Sufficient or excess cure was provided to the borrower at closing | REVIEWER - CURED COMMENT (2023-11-03): Sufficient Cure Provided At Closing | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001187 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001193 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 | 2 | [2] Miscellaneous - Credit Exception:<br> [2] Mortgage / Program Eligibility - Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy.: Calculated Debt Service Coverage Ratio (Subject DSCR) of 0.92 does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) 1.00.<br> [2] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: PITIA reserves months discrepancy.: Calculated PITIA months reserves of 0.00 is less than Guideline PITIA months reserves of 6.00.<br> [2] Miscellaneous - Miscellaneous Credit (Non-Material): | A lender exception approval is in file to allow loan to proceed with the subject property being located in XX and the LLC formed in XX. There are no compensating factors provided by the seller.<br> Per guidelines: Only US based LLCs or Corporations are allowed. Note has two borrowers, both an individual borrower and an entity borrower based on Note signing. | SELLER - GENERAL COMMENT (2022-02-02): exception<br> REVIEWER - WAIVED COMMENT (2022-02-03): Waived and downgraded per XXXX email/ sheet based on available compensating factors.<br> SELLER - GENERAL COMMENT (2022-01-24): 1.08 dscr .. $XXX.XX full payment .... $XXX.XX rental<br> REVIEWER - GENERAL COMMENT (2022-01-25): LTV greater than 70% (unable to qualify on IO payment). Qualifying payment based on fully amortizing payment. PITIA = $XXX,XXX.XX<br> SELLER - GENERAL COMMENT (2022-01-26): per guidelines, a purchase with 720 fico can go 80% LTV and amortize over 30 years<br> REVIEWER - GENERAL COMMENT (2022-01-26): Per guidelines: IO Payment Qualification<br> On a loan with the interest only payment feature may be used in lieu of an amortizing payment to calculate the Qualifying<br> Payment and the DSCR, provided the LTV does not exceed 70 and the FICO score on the file is not less than 680. If the above<br> criteria are not met interest only loans must be calculated as a self-amortizing 20 year loan.<br> SELLER - GENERAL COMMENT (2022-01-26): We actually qualified off fully amortizing payment. However for DSCR its over 30 years, rather than 20.<br>you wrote below it should amortize over 20, and that is incorrect for DSCR.<br> REVIEWER - GENERAL COMMENT (2022-01-27): Guideline requirement noted below. Please provide exception approval for waiver and downgrade consideration.<br> SELLER - GENERAL COMMENT (2022-01-27): Not sure what you are requesting... calculating the way we did, we should be ok<br> REVIEWER - GENERAL COMMENT (2022-01-28): Subject loan is a 30-year term with a 10-year IO option. Loan is 80% LTV. Per the DSCR guidelines provided, IO Payment Qualification is "On a loan with the interest only payment feature may be used in lieu of an amortizing payment to calculate the Qualifying<br> Payment and the DSCR, provided the LTV does not exceed 70 and the FICO score on the file is not less than 680. If the above criteria are not met interest only loans must be calculated as a self-amortizing 20-year loan." Based on the guideline, the loan is qualified with a PITIA of $XXX,XXX.XX. (PI $XXX,XXX.XX, Taxes $XXX,XXX.XX. Hazard $XXX,XXX.XX and HOA $XXX,XXX.XX). Calculated monthly income is $XXX,XXX.XX resulting in a DSCR of .92 based on the guideline required calculation method.<br> SELLER - GENERAL COMMENT (2022-02-02): Please advise where it says that? See page 71 of guidelines where it says Investor cash flow qualify the applicant at the start rate based on 30 year... unless the loan qualifies to use the IO payment to calculate the DSCR<br> REVIEWER - WAIVED COMMENT (2022-02-03): Waived and downgraded per XXXX email/ sheet based on available compensating factors.<br> SELLER - GENERAL COMMENT (2022-01-24): assets<br> REVIEWER - GENERAL COMMENT (2022-01-25): Total cash from borrower =$XXX Verified assets applied (including gift funds, business and personal accounts) = $XXX,XXX.XX. Additional funds for reserves do not meet guideline requirements.<br> SELLER - GENERAL COMMENT (2022-01-26): per guidelines, a purchase with 720 fico can go 80% LTV and amortize over 30 years ... sufficient reserves when calculated this way<br> REVIEWER - GENERAL COMMENT (2022-01-26): Per guidelines: IO Payment Qualification:<br> On a loan with the interest only payment feature may be used in lieu of an amortizing payment to calculate the Qualifying<br> Payment and the DSCR, provided the LTV does not exceed 70 and the FICO score on the file is not less than 680. If the above<br> criteria are not met interest only loans must be calculated as a self-amortizing 20 year loan.<br> SELLER - GENERAL COMMENT (2022-01-26): We actually qualified off fully amortizing payment. However for DSCR its over 30 years, rather than 20.<br>you wrote below it should amortize over 20, and that is incorrect for DSCR.<br> REVIEWER - GENERAL COMMENT (2022-01-27): Guideline requirement noted below. Please provide exception approval for waiver and downgrade consideration.<br> SELLER - GENERAL COMMENT (2022-01-27): not sure what you are requesting... as explained, we calculated correctly<br> REVIEWER - GENERAL COMMENT (2022-01-28): Verified assets used for qualifying = $XXX,XXX.XX. Cash required for closing = $XXX,XXX.XX. There are no additional assets available for reserves.<br> REVIEWER - WAIVED COMMENT (2022-02-03): Waived and downgraded per XXXX email/ sheet based on available compensating factors.<br> REVIEWER - WAIVED COMMENT (2022-01-24): Per guidelines: Only US based LLCs or Corporations are allowed. Note has two borrowers, both an individual borrower and an entity borrower based on Note signing. | 1 |  |  |  |  |  |  |  |  | Borrower's Experience/Track Record |  |  | B |  | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001198 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 | 1 |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001191 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001197 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): XXXX Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Ability to Repay not Verified): XXXX Consumer Sales Practices Act: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Closing Disclosure Not Provided): XXXX Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure. |  |  | State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>State Compliance - XXXX Consumer Sales Practices Act (Closing Disclosure Not Provided): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001192 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose the additional $XXX.XX settlement fee as a prepaid finance charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001209 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Closing / Title - Missing Final HUD-1: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Miscellaneous Compliance - Initial TIL not provided<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Closing / Title - Missing Final HUD-1: A violation of RESPA does not impair the validity of a loan or expose a true secondary market purchaser of a loan to assignee liability or rescission of the loan. While there are no express private rights of action under either Section 4 or 5 of RESPA, originators who violate these provisions are subject to enforcement action by a host of federal and state governmental authorities, and face the possible imposition of civil money penalties. Further, originators who violate Sections 4 and 5 of RESPA could be subject to claims arising under state law, such as state deceptive acts and practices statutes.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001207 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODNG<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA Disaster area. A post-disaster inspection verifying there was no damage to the subject property is required. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a periodic principal and interest payment for payment stream 2 that does not match the actual payment for the loan. (ProjSeq:2/2804343)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final Closing Disclosure disclosed a finance charge of $XXX,XXX.XX. Calculating at $XXX,XXX.XX with a variance of -$XXX,XXX.XX.<br> Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: Disclosure did not show the interest payment for payment stream 2 accurately.<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: Calculated Total of Payments $XXX,XXX.XX is more than the Total of Payments on the final closing disclosure $XXX,XXX.XX a difference of $XXX,XXX.XX. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001208 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 3 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 | Secondary valuation missing in the loan file and the LCA is greater than 2.5. |  | 1 |  |  |  |  |  |  |  | C | A | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001210 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | ATR Risk | 3 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 3 | [3] Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Unable to complete ATR testing due to missing investor guideline qualifying total debt ratio.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Ability to Repay (Dodd-Frank 2014): Unable to determine ability to repay due to missing guidelines. Loan characteristics are DTI: X.XX%, LTV/CLTV: X.XX%/X.XX%, Credit Score: 633, Occupancy: Primary, Purpose: Refinance, Cash-out - Other<br> [3] State Compliance - (State HPML Provision) XXXX Higher-Priced Mortgage Loan (Loan Exceeds HPML Thresholds and failed One or More Federal HPML Provisions Making Loan a Non-Compliant MA HPML - Refer to Federal HPML Exceptions for more details): XXXX Higher-Priced Mortgage Loan: Federal HPML Not Compliant. Refer to failed messages for Federal HPML for more details.<br> [3] State Compliance - XXXX HPML Threshold Test Non-Compliant: XXXX Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX% Non-Compliant Higher Priced Loan.<br> [3] Federal Compliance - QM Points and Fees 2021: Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the Federal Total Loan Amount. Points and Fees total $XXX,XXX.XX on a Federal Total Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX or X.XX%).<br> [3] Federal Compliance - Unknown Loan Designation Test: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation not provided. Loan tested as Non-QM. Due Diligence Loan Designation is ATR Risk.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] State Compliance - XXXX Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: XXXX Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Guidelines were not provided. Unable to determine guideline requirements<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Guidelines were not provided. Unable to determine guideline requirements<br> State Compliance - (State HPML Provision) XXXX Higher-Priced Mortgage Loan (Loan Exceeds HPML Thresholds and failed One or More Federal HPML Provisions Making Loan a Non-Compliant MA HPML - Refer to Federal HPML Exceptions for more details): Guidelines were not provided. Unable to determine guideline requirements<br> State Compliance - XXXX HPML Threshold Test Non-Compliant: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%.<br> Federal Compliance - Unknown Loan Designation Test: Guidelines were not provided. Unable to determine guideline requirements<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence in file that borrower received a copy of appraisal at least 3 business days to closing.<br> Federal Compliance - Federal HPML 2014 Non Compliant: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%.<br> State Compliance - XXXX Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: Missing tangible Net Benefit Worksheet.<br> Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): No evidence that borrower received a copy of appraisal at least 3 business days to closing. |  | Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>State Compliance - (State HPML Provision) XXXX Higher-Priced Mortgage Loan (Loan Exceeds HPML Thresholds and failed One or More Federal HPML Provisions Making Loan a Non-Compliant MA HPML - Refer to Federal HPML Exceptions for more details): Appears to be only general liability under MA TILA, however, note that MA HOEPA liability may also attach.<br>Federal Compliance - Unknown Loan Designation Test: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>State Compliance - XXXX Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: The regulations do not clarify the enforcement provisions of Mass. Gen. L. c. 183. Accordingly, the consequences of a compliance failure remain unclear. In particular, it is probable that a violation of the "borrower's interest" standard can be raised as a defense to, or otherwise impede, foreclosure. Also, it is possible that a violation of the "borrower's interest" standard would constitute a violation of the XXXX unfair and deceptive acts and practices statute.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  | State - NC | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001211 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Home Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7535)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Re-Issue Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (75117)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Home Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Credit Report Re-Issue Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001212 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide an AUS, Approval or 1008, income verification, asset verification, and all issued LE's.. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001213 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Construction-Permanent | ATR Fail | 3 | 3 | [3] Credit Documentation - Purchase contract date not provided. |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail.<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - Schedule C: Ability to Repay (Dodd-Frank 2014): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. (XXXX/Schedule C)<br> [2] Federal Compliance - TRID Final Closing Disclosure AP Table Interest Only Payment: TILA-RESPA Integrated Disclosure - Adjustable Payment Table: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan contains Interest Only Payments. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Principal and Interest Test: TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Principal and Interest Payment that does not match the actual payment for the loan. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Product Testing: TILA-RESPA Integrated Disclosure - General Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose Product. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - Check Loan Designation Match - ATR: Due to missing most recent Tax Returns document.<br> Federal Compliance - General Ability To Repay Provision Income and Assets - Schedule C: Borrower documents required for this income source: 1) Most recent tax transcripts; 2) Most recent signed, dated 1040s; 3) Audited YTD P&L; 4) 1099<br> Federal Compliance - TRID Final Closing Disclosure AP Table Interest Only Payment: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan contains Interest Only Payments. (FinXX/XX/XXXX)<br> Federal Compliance - TRID Final Closing Disclosure Principal and Interest Test: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Principal and Interest Payment that does not match the actual payment for the loan.<br> Federal Compliance - TRID Final Closing Disclosure Product Testing: Final Closing Disclosure provided on XX/XX/XXXX did not disclose Product.<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - Check Loan Designation Match - ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - General Ability To Repay Provision Income and Assets - Schedule C: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - TRID Final Closing Disclosure AP Table Interest Only Payment: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Principal and Interest Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Product Testing: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001214 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Insufficient or no cure was provided to the borrower. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001215 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower at least three business days prior to closing.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX without a valid change of circumstance. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001216 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 1 |  |  |  |  |  |  |  | A | A | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001217 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | QM (APOR) Risk | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] Asset Calculation / Analysis - AUS Findings: Available for Closing discrepancy.: Documented qualifying Assets of $XXX,XXX.XX is less than AUS Available for Closing of $XXX,XXX.XX.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Qualifying asset balance discrepancy.: Calculated qualifying asset balance of $XXX,XXX.XX is less than AUS qualifying asset balance of $XXX,XXX.XX.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX. | Missing Settlement/Closing Disclosure Statement or verifying receipt of proceeds from sale of departure residence prior to XX/XX/XXXX closing date.<br> Documented qualifying assets of $XXX,XXX.XX is less than $XXX,XXX.XX2.53 available cash required for closing per AUS/LP. Missing Settlement/Closing Disclosure Statement or verifying receipt of proceeds from sale of departure residence prior to XX/XX/XXXX closing date.<br> Documented qualifying assets of $XXX,XXX.XX is less than $XXX,XXX.XX2.53 available cash required for closing per AUS/LP. Missing Settlement/Closing Disclosure Statement or verifying receipt of proceeds from sale of departure residence prior to XX/XX/XXXX closing date.<br> Missing Settlement/Closing Disclosure Statement or verifying receipt of proceeds from sale of departure residence prior to XX/XX/XXXX closing date.<br> Documented qualifying assets of $XXX,XXX.XX is less than $XXX,XXX.XX cash required from Borrower. Missing Settlement/Closing Disclosure Statement or verifying receipt of proceeds from sale of departure residence prior to XX/XX/XXXX closing date. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.<br> [3] Federal Compliance - General QM Provision Investor Guidelines Violation: General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - QM Impact: General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Federal Compliance - Check Loan Designation Match - QM: Waterfall finding due to missing Missing Settlement/Closing Disclosure Statement or verifying receipt of proceeds from sale of departure residence prior to XX/XX/XXXX closing date, resulting in a loan designation discrepancy.<br> Federal Compliance - General QM Provision Investor Guidelines Violation: Waterfall finding due to missing Missing Settlement/Closing Disclosure Statement or verifying receipt of proceeds from sale of departure residence prior to XX/XX/XXXX closing date, resulting in a loan designation discrepancy.<br> Federal Compliance - Income/Asset Guideline Deficiency - QM Impact: Waterfall finding due to Missing Settlement/Closing Disclosure Statement or verifying receipt of proceeds from sale of departure residence prior to XX/XX/XXXX closing date. | REVIEWER - CURED COMMENT (2025-06-05): Sufficient Cure Provided At Closing | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001218 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Construction-Permanent | Higher Priced QM (43-Q) | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] General - FHA - Informed Consumer Choice Disclosure was not provided to borrower within 3 business days of the loan application.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Missing Document - Mortgage Insurance Certificate and Mortgage Insurance Evidence are missing.<br> [2] Government Documentation - FHA - Important Notice to Homebuyer (92900-B) was not provided within three days of the application date.: Disclosure: FHA - Important Notice to Homebuyer (92900-B) (Government Documents) | Mortgage insurance certificate or evidence upfront premium was received is missing.<br> FHA - Informed Consumer Choice Disclosure not provided to borrower within 3 business days of the loan application.<br> Certificate and Mortgage Insurance Evidence are missing.<br> FHA - Important Notice to Homebuyer (92900-B) was not provided within three days of the application date. |  | 3 | [3] Valuation Issue - FHA loan and Valuation Effective Date or Report Date is more than 120 days prior to the Note Date or Notary Date.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of HUD Safe Harbor QM does not match Due Diligence Loan Designation of Higher Priced QM (43-Q).<br> [3] Federal Compliance - HUD QM AU Finding Fail: HUD Qualified Mortgage (Dodd-Frank 2014): Subject loan is not eligible to be insured or guaranteed by FHA.<br> [2] Federal Compliance - TRID Final Closing Disclosure AP Table First Change Period: TILA-RESPA Integrated Disclosure - Adjustable Payment Table: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed the First Change period according to the disclosed Loan Product. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure AP Table Subsequent Changes Test: TILA-RESPA Integrated Disclosure - Adjustable Payment Table: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Subsequent Changes period that does not match the actual terms for the loan. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Principal and Interest Test: TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Principal and Interest Payment that does not match the actual payment for the loan. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/2807017)<br> [2] Federal Compliance - TRID Interim Closing Disclosure Timing Irregular Transactions Test: TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure provided on or after XX/XX/XXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Mortgage Insurance Premium. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7591) | Federal Compliance - Check Loan Designation Match - QM: Loan does not meet HUD Safe Harbor QM requirements.<br> Federal Compliance - HUD QM AU Finding Fail: Mortgage insurance certificate or evidence upfront premium was received is missing.<br> Federal Compliance - TRID Final Closing Disclosure AP Table First Change Period: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed the First Change period according to the disclosed Loan Product.<br> Federal Compliance - TRID Final Closing Disclosure AP Table Subsequent Changes Test: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Subsequent Changes period that does not match the actual terms for the loan.<br> Federal Compliance - TRID Final Closing Disclosure Principal and Interest Test: Projected payment amount is not matching with lenders calculated amount.<br> Federal Compliance - TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment: Projected payment amount is not matching with lenders calculated amount.<br> Federal Compliance - TRID Interim Closing Disclosure Timing Irregular Transactions Test: Projected payment amount is not matching with lenders calculated amount.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Mortgage Insurance Premium. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX without a valid change of circumstance. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Final Closing Disclosure AP Table First Change Period: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure AP Table Subsequent Changes Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Principal and Interest Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Interim Closing Disclosure Timing Irregular Transactions Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001219 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Require 2 months bank statement with ending balance of 11877.67.<br> The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. (FinXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence that borrower received a copy of appraisal at least 3 business days to closing. |  | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Material violations for inaccurate disclosures carry assignee liability. <br> Non-material if amounts disclosed includes both borrower and non-borrower paid escrow amounts. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001220 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: TILA-RESPA Integrated Disclosure: Closing Disclosure estimated to be provided on XX/XX/XXXX did not disclose the actual Date Issued. Unable to conclusively determine Final Closing disclosure to use to test for compliance with applicable TRID timing requirements, TRID fee tolerance testing or accuracy of disclosures at or before consummation due to missing Issue Date. Tested using an estimated Date Issued based on best information available. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7520) | Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: In Initial Closing disclosure incomplete and provided date not provided.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Credit Report Fee increased to $XXX,XXX.XX without a valid change of circumstance. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - TRID Closing Disclosure Issue Date Not Provided: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001221 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 3 | [3] Income Documentation - REO Documents are missing.: Address: XXXX HOA Verification<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODNG<br> Disaster Declaration Date: XX/XX/XXXX | HOA Verification for REO property on S Calumet Ave is not provided in loan file.<br> The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 1 |  |  |  |  |  |  |  | C | A | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001222 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 | The file is missing a copy of the secondary valuation required for securitization purposes. |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence of appraisal being sent to borrower 3 days prior to closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Appraisal Fee was disclosed on initial Loan estimate as $XXX.XX but disclosed but final Closing Disclosure $XXX,XXX.XXile does not contain a valid COC for this fee, nor evidence of cure is provided in file. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001223 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA Disaster area. Require a post-disaster inspection verifying there was no damage to the subject property. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:SecondaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Partial Payments: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan allows for Partial Payments. (FinXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): No evidence of appraisal being sent to borrower 3 days prior to closing.<br> Federal Compliance - TRID Final Closing Disclosure Partial Payments: Page 4 final CD partial payments your lender check box is not checked. |  | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability.<br>Federal Compliance - TRID Final Closing Disclosure Partial Payments: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001226 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Document Error - Closing Disclosure: Dates are not in chronological order.: Date Issued: XX/XX/XXXX Issue Date: XX/XX/XXXX; Received Date: XX/XX/XXXX; Signed Date: XX/XX/XXXX<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> [2] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 2 that does not match the actual payment for the loan. (ProjSeq:2/2807560)<br> [2] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed Test: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/2807559)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Document Error - Closing Disclosure: Dates are not in chronological order.: Issue Date: XX/XX/XXXX; Received Date: XX/XX/XXXX; Signed Date: XX/XX/XXXX Dates are not in chronological order. Date Issued should be prior to Date Received and Date Received should be prior to Signed Date.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three business days prior to consummation.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: List of Homeownership Counseling Organizations not provided to applicant within three business days of application.<br> Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 2 that does not match the actual payment for the loan.<br> Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed Test: Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower(s) at least three business days prior to closing. | REVIEWER - CURED COMMENT (2025-06-06): Sufficient Cure Provided At Closing | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001227 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three business days prior to consummation. |  |  |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001228 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Higher Priced QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Evidence of receipt prior to 3 business days of closing is missing. |  |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001229 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | ATR Risk | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Calculated DTI of X.XX% exceeds AUS approved DTI if 42% guideline. Monthly child support of $XXX,XXX.XX was not included in lender's analysis.<br> The latest property inspection date is XX/XX/XXXX. There was a FEMA disaster dated XX/XX/XXXX. Need a post-disaster inspection form indicating no damage to the subject property and must be dated after the disaster declaration. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines: Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of X.XX% significantly exceeds the guideline maximum of X.XX%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.)<br> [3] Federal Compliance - QM DTI: Qualified Mortgage (Dodd-Frank 2014): Total Debt to Income Ratio exceeds 43% and the images do not provide evidence loan is eligible for purchase, guarantee or insurance by the appropriate agency. | Federal Compliance - Check Loan Designation Match - QM: Waterfall finding due to calculated DTI exceeding AUS-approved DTI, resulting in a loan designation discrepancy.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Waterfall finding due to calculated DTI exceeding AUS-approved DTI, resulting in a loan designation discrepancy.<br> Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines: Waterfall finding due to calculated DTI exceeding AUS-approved DTI.<br> Federal Compliance - QM DTI: Waterfall finding due to calculated DTI exceeding AUS-approved DTI, resulting in a loan designation discrepancy. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - QM DTI: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001230 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001231 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide an initial 1003, final 1003, an AUS, Approval or 1008, income verification, asset verification, an origination credit report, and all issued LE's and CD's. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001232 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide an initial 1003, final 1003, an AUS, Approval or 1008, income verification, asset verification, an origination credit report, and all issued LE's and CD's. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001233 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Risk | 3 | 3 | [3] Government Documentation - Amendatory Clause is missing.: Disclosure: FHA - Amendatory Clause (Government Documents)<br> [3] Government Documentation - Contractor bid is missing.: Disclosure: FHA 203(b) or 203(k) - Contractor bid (Government Documents)<br> [3] Government Documentation - FHA Conditional Commitment DE Statement of Appraised Value (92800.5B) is missing.: Disclosure: FHA - Conditional Commitment DE Statement of Appraised Value (92800.5B) (Government Documents)<br> [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Important Notice to Homebuyer (92900-B) is missing.: Disclosure: FHA - Important Notice to Homebuyer (92900-B) (Government Documents)<br> [3] Government Documentation - Important Notice to Homebuyer (92900-B) is missing.<br> [3] Income Documentation - Income documentation requirements not met.<br> [3] Missing Document - Mortgage Insurance Certificate and Mortgage Insurance Evidence are missing.<br> [3] Government Documentation - Real Estate Certification is missing.: Disclosure: FHA - Real Estate Certification (Government Documents) | FHA - Amendatory Clause document missing.<br> FHA 203(b) or 203(k) - Contractor bid (Government Documents) - Contractor bid is missing.<br> FHA Conditional Commitment DE Statement of Appraised Value (92800.5B) is missing.<br> FHA Informed Consumer Choice Disclosure is missing.<br> Important Notice to Homebuyer (92900-B) is missing.<br> Important Notice to Homebuyer (92900-B) is missing.<br> Waterfall due to missing income and FHA documenation.<br> FHA Mortgage Insurance Certificate and Mortgage Insurance Evidence was not provided in the file.<br> FHA - Real Estate Certification is missing. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of HUD Safe Harbor QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - HUD QM AU Finding Fail: HUD Qualified Mortgage (Dodd-Frank 2014): Subject loan is not eligible to be insured or guaranteed by FHA.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - QM Employment History: Qualified Mortgage (Dodd-Frank 2014): Employment history requirement not met. (XXXX /15396840)<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TIL HPML Appraisal Disclosure - HPML Timing: HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed Test: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/2807501)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7349)<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - Check Loan Designation Match - QM: Waterfall due to missing income and FHA documenation, resulting in a loan designation discrepancy.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Waterfall due to missing income and FHA documenation.<br> Federal Compliance - HUD QM AU Finding Fail: Waterfall due to missing income and FHA documenation.<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Waterfall due to missing income and FHA documenation.<br> Federal Compliance - QM Employment History: Missing co-borrower prior employment history documentation.<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: Right to receive of the Appraisal Disclosure was not provided to the borrower(s) within 3 days of the loan application.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Proof of primary appraisal delivery was not provided in the file.<br> Federal Compliance - Federal HPML 2014 Non Compliant: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: List of Homeownership Counseling Organizations not provided.<br> Federal Compliance - TIL HPML Appraisal Disclosure - HPML Timing: File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): Proof of delivery of Appraisal three (3) business days prior to consummation was not provided in the file.<br> Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed Test: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment in the amount of $XXX,XXX.XX for payment stream 1 that does not match the actual payment for the loan.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Initial Closing Disclosure dated XX/XX/XXXX was not signed and dated by the borrower(s).<br> Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: Application date from alternate document is XX/XX/XXXX and initial loan estimate received on XX/XX/XXXX.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: An Extension fee in the amount of $XXX,XXX.XX was added on the Final Closing Disclosure dated XX/XX/XXXX. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file.<br> Application / Processing - Missing Document: Missing Lender's Initial 1003: Missing Lender's Initial 1003. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL HPML Appraisal Disclosure - HPML Timing: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001234 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | HUD Safe Harbor QM | 3 | 3 | [3] General - FHA - Informed Consumer Choice Disclosure was not provided to borrower within 3 business days of the loan application.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - FHA Conditional Commitment DE Statement of Appraised Value (92800.5B) is missing.: Disclosure: FHA - Conditional Commitment DE Statement of Appraised Value (92800.5B) (Government Documents)<br> [3] Government Documentation - FHA Loan Transmittal (92900-LT) is missing.: Disclosure: FHA - Loan Transmittal (92900-LT) (Government Documents)<br> [3] Government Documentation - FHA MIP Error (Non-Borrower Paid):: Date Issued: XX/XX/XXXX Calculated FHA upfront premium of $XXX,XXX.XX does not match the mortgage insurance premium collected on the Closing Disclosure of $XXX,XXX.XX.<br> [2] Government Documentation - FHA - Important Notice to Homebuyer (92900-B) was not provided within three days of the application date.: Disclosure: FHA - Important Notice to Homebuyer (92900-B) (Government Documents)<br> [2] Government Documentation - FHA - Initial HUD Addendum to the Loan Application 92900-A was not provided within three days of the application date.: Disclosure: FHA - Initial HUD Addendum to the Loan Application 92900-A (Government Documents) |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of HUD Safe Harbor QM.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:SecondaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Client:380XX/XX/XXXX)<br> [2] Federal Compliance - TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (9300)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - Check Loan Designation Match - QM: Originator Loan Designation entered in reference to form 1003 does not match the calculated Due Diligence Loan Designation.<br> Federal Compliance - TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided: Valid change of circumstance or sufficient cure is missing.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Valid change of circumstance or sufficient cure is missing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Valid change of circumstance or sufficient cure is missing. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001235 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001236 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Certification Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7517) |  | REVIEWER - CURED COMMENT (2025-06-06): Sufficient Cure Provided At Closing | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001237 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide an initial 1003, final 1003, an AUS, Approval or 1008, income verification, asset verification, an origination credit report, and all issued LE's and CD's. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001238 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide an initial 1003, final 1003, an AUS, Approval or 1008, income verification, asset verification, an origination credit report, and all issued LE's and CD's. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001239 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Flood Certification (Life Of Loan). Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7579)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Flood Certification Fee was last disclosed as $XXX,XXX.XX on Loan Estimate but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid Change of circumstance for this fee, nor evidence of cure in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan discount points Fee was last disclosed as $XXX,XXX.XX on Loan Estimate but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid Change of circumstance for this fee, nor evidence of cure in file. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001240 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary HPQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Temporary HPQM (GSE/Agency Eligible).<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Client:380XX/XX/XXXX)<br> [2] State Compliance - XXXX Counseling Agencies Disclosure Not in File: XXXX HB1399 - No evidence of required counseling disclosure language per XXXX HB 1399.<br> [2] State Compliance - (State HPML Disclosure) XXXX Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided): XXXX Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.<br> [2] State Compliance - XXXX HPML Threshold Test Non-Compliant: XXXX Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Loan.<br> [2] Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXX,XXX.XX is over disclosed by $XXX,XXX.XX compared to the calculated Amount Financed of $XXX,XXX.XX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Interim Closing Disclosure Timing Irregular Transactions Test: TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure provided on or after XX/XX/XXXX contains a change in loan product and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7325)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for 203K Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7502) | Federal Compliance - Check Loan Designation Match - QM: Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Temporary HPQM<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Appraisal report dated XX/XX/XXXX is missing evidence of receipt.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Appraisal report dated XX/XX/XXXX is missing evidence of receipt.<br> State Compliance - XXXX Counseling Agencies Disclosure Not in File: No evidence of required counseling disclosure language per XXXX HB 1399.<br> State Compliance - (State HPML Disclosure) XXXX Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided): Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.<br> Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: Disclosed amount financed is $XXX,XXX.XX. Calculated amount finance is $XXX,XXX.XX. Variance of $XXX,XXX.XX<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Disclosed Finance Charge is $XXX,XXX.XX. Calculated Finance Charge is $XXX,XXX.XX. Variance of $XXX,XXX.XX.<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: Disclosed Total of Payments is $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold.<br> Federal Compliance - TRID Interim Closing Disclosure Timing Irregular Transactions Test: Corrected Closing Disclosure provided on or after XX/XX/XXXX contains a change in loan product and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten Percent Fee Tolerance total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower at closing. No valid COC in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for 203K Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>State Compliance - XXXX Counseling Agencies Disclosure Not in File: HB 1399 does not contain express provisions for assignee liability.<br>State Compliance - (State HPML Disclosure) XXXX Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided): Any licensee that violations the Regulations will be subject to the penalty provisions under the Lender Law. For willful violations, any person who violates any Regulation is guilty of a felony and on conviction is subject to a fine not exceeding $XXX.XX000 or imprisonment not exceeding 10 years, or both. Additionally, the Commissioner has the authority to suspend or revoke any license for failure to comply with the Regulations. Finally, the Commissioner may also order the licensee to cease and desist from a specific activity, or permanently stop doing business in the State of XXXX.<br>Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Interim Closing Disclosure Timing Irregular Transactions Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | A | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001241 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 Alternate Document Used for Fees (Primary): Missing Final HUD-1: HUD1, not signed or stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to verify finance charge under disclosure due to missing TIL Itemization |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001242 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001244 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001245 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001246 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001247 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001248 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001249 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): XXXX Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower at the time of application.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: XXXX Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower at the time of application.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  | State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001250 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001251 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: An approval indicate the Index used was X.XX%. The closest Index available in our look-back period is X.XX%. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001253 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Due On Sale Clause<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Approval indicate the Index used was X.XX%. The closest Index available in our look-back period is X.XX%. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001254 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Til Itemization did not disclosed Attorney Fee $XXX.XX, Courier Fee $XXX.XXas Prepaid Finance Charge. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001255 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 Alternate Document Used for Fees (Primary): Missing Final HUD-1: HUD1, not signed or stamped used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is <br> not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR HUD Deficiency |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001256 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001257 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Miscellaneous - Credit Exception:<br> [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided | Note and security instrument are not on FHA forms while appears loan originated as FHA per documentation supported in file. |  |  |  |  |  | 2 | [2] Federal Compliance - FHA Case Number Assignment Date Missing: FHA Case # Assignment Date missing. Creditor application date used as FHA case # assignment date for purposes of any applicable compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001258 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - XXXX Standard Prepayment Penalty SMLA: XXXX Prepayment Penalty: Prepayment penalty not permissible on a refinance. (applies only to Second Mortgage Loan Act registrants) Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001259 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: Unable to test Affiliated Business Disclosure due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001261 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Closing / Title - Missing Document: HUD-1 Addendum not provided<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. | Closing / Title - Missing Document: HUD-1 Addendum not provided: HUD line 1305 reflects "Other Charges - See attached" but the addendum was not located. The $XXX,XXX.XX lump sum amount has been included in high-cost testing. |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  | Tested | TR Tested |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001262 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001264 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC): TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001265 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): XXXX Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - Incorrect GFE Form Used: RESPA (2010) - Good Faith Estimate not on the proper 2010 GFE form.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Incorrect GFE Form Used: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001267 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001268 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001269 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Federal LO Compensation Dual Compensation Pre-Dodd Frank Test: Loan Originator Compensation: Dual compensation received from both a consumer and person other than consumer.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - Federal LO Compensation Dual Compensation Pre-Dodd Frank Test: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, and where the assignment was involuntary. This civil liability may include $XXX.XX00, in the case of an individual transaction, or the lesser of $XXX.XX,000 or 1% of the creditor's net worth in the case of a class action as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or non-judicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001270 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001271 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001273 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001275 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - Tennessee Prepayment Penalty Test: Tennessee Prepayment Penalty: Loan contains prepayment penalty which is not disclosed on the Note in bold language separated from other language by bold dividing lines. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001277 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an Attorney fee of $XXX.XX as prepaid finance charge. |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001278 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001280 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Prepayment Penalty Test: XXXX Prepayment Penalty: A prepayment penalty is not permissible under the Mortgage Lenders, Correspondent Lenders, Brokers and Loan Originators Act. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001281 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001282 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is <br> not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001252 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower at least three business days prior to closing. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001260 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Qualifying asset balance discrepancy.: Calculated qualifying asset balance of $XXX,XXX.XX is less than AUS qualifying asset balance of $XXX,XXX.XX.<br> [3] Application / Processing - Missing Document: Purchase Agreement / Sales Contract not provided<br> [3] Credit Documentation - The Verification of Rent (VOR) / Verification of Mortgage (VOM) is required and was not found in file. | A deposit receipt for $XXX.XX,500 gift funds is missing and the gift is not listed on the final CD.<br> Missing source of funds for gift funds of $XXX,XXX.XXurchase Agreement / Sales Contract is missing.<br> Verification of rent is missing. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Safe Harbor QM.<br> [2] Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not licensed to conduct loan origination activities.<br> [2] Federal Compliance - TILA NMLSR - Originator Company License Status Not Approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization not licensed to conduct loan origination activities.<br> [2] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Reinspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7552)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (75104)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - Check Loan Designation Match - QM: Gift funds were not verified as required by the AUS which caused the loan to test as Safe Harbor QM.<br> Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Loan Originator Organization NMLS information is not provided.<br> Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: Loan Originator Organization NMLS information is not provided.<br> Federal Compliance - TILA NMLSR - Originator Company License Status Not Approved: Individual Loan Originator NMLSR information not provided.<br> Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Individual Loan Originator NMLSR information not provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Reinspection Fee of $XXX,XXX.XX, which exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7552)<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee of $XXX,XXX.XX, which exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Valid change of circumstances or sufficient cure is missing. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $XXX.XX00, in the case of an individual transaction, or the lesser of $XXX.XX,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX00,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $XXX.XX00, in the case of an individual transaction, or the lesser of $XXX.XX,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX00,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | D | C | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001263 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: Changed Circumstance not provided.: GFE Date: XX/XX/XXXX, GFE Date: XX/XX/XXXX Changed Circumstance not provided for GFE dated XX/XX/XXXX from GFE dated XX/XX/XXXX<br> Changed Circumstance not provided for GFE dated XX/XX/XXXX from GFE dated XX/XX/XXXX<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] State Compliance - North Carolina First Lien Late Charge Percent Testing: North Carolina Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 4%.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) Without Cure: RESPA (2010): 0% tolerance violation for 801 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final GFE does not match actual terms.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 801) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: There is generally no Assignee Liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001266 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Loan File - Missing Document: Hazard Insurance Policy not provided | Missing Hazard Insurance Policy. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Appraisal Waiver was entered on a conventional loan, and Decision System does not reflect DU or LP. PIW is ineligible. Missing Primary Appraisal. | This is XXXX , Appraisal is not required. |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not delivered to the borrower at least seven (7) business days prior to note date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Miscellaneous Compliance - (Doc Error) Initial GFE not provided: Missing GFE.<br> Federal Compliance - Missing Initial Loan Application Test: Missing Initial1003 document.<br> Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Missing Initial1003 document.<br> Federal Compliance - (Missing Data) Last Rate Set Date: Rate lock agreement is missing in file.<br> Federal Compliance - RESPA - Initial GFE Missing: Missing GFE.<br> Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Affiliated Business Arrangement Disclosure is not within 3 days of Application.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: The file was missing a copy of the List of Homeowner Counseling Checklist disclosure provided to the borrower within three business days of the Originator's application date.<br> Federal Compliance - RESPA - Initial Escrow Account Statement Missing: Missing Initial Escrow Account Disclosure.<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: Missing Servicing Disclosure.<br> Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Initial1003 document.<br> Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Missing Initial1003 document.<br> Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: Missing Initial1003 document.<br> Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> Application / Processing - Missing Document: Missing Lender's Initial 1003: The initial 1003 does not contain an application date. |  | Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $XXX.XX00, in the case of an individual transaction, or the lesser of $XXX.XX,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX00,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br>EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: There is generally no Assignee Liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 7-day Waiting Period - Initial TIL Less than 7 days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001272 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Loan File - Missing Document: Hazard Insurance Policy not provided | Hazard Insurance Policy is missing. |  | 1 |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether Homeowners Insurance is included in escrow. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Property Taxes Included In Escrow: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether property taxes are included in escrow. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $XXX.XX9.24 exceeds tolerance of $XXX.XX. Insufficient or no cure was provided to the borrower. (9300)<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - (Missing Data) Last Rate Set Date: Rate lock is missing in file.<br> Federal Compliance - TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test: Final Closing Disclosure incorrectly disclosed whether Homeowners Insurance is included in escrow.<br> Federal Compliance - TRID Final Closing Disclosure Property Taxes Included In Escrow: Final Closing Disclosure incorrectly disclosed whether property taxes are included in escrow.<br> Federal Compliance - TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $XXX.XX9.24 exceeds tolerance of $XXX.XX. No valid change in circumstance or cure for borrower provided.<br> Application / Processing - Missing Document: Missing Lender's Initial 1003: 1003 Initial - Lender's is missing. |  | Federal Compliance - TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Property Taxes Included In Escrow: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001224 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 3 | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | The loan is DSCR for which guidelines are required. |  | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable (UAL State) | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001225 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 3 | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | The loan is DSCR for which guidelines are required. |  | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001308 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (2010) – HUD-1 column on page 3 of Final HUD-1 does not match charges on page 2 of disclosure.<br> [2] Federal Compliance - RESPA (2010) - Initial Escrow Account Statement Missing: RESPA (2010): Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – HUD column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001310 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001311 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001313 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001312 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing Material: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001284 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001283 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001243 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001279 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001274 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] General - Initial Rate Lock rate date is not documented in file.<br> [3] Application / Processing - Missing Valuation: | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure is due to the lender utilizing an index value of X.XX% per the Approval, however the lowest Index available in the look-back period is X.XX%. |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001309 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001276 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Under-disclosure due to lender utilizing and index value of X.XX% per approval, however the lowest index value available in the lookback period is X.XX% |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001289 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | FEMA disaster exception: The subject property is located in a FEMA Disaster area. A post-disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three business days prior to consummation.<br> Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001290 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary HPQM (GSE/Agency Eligible) | 3 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Temporary HPQM (GSE/Agency Eligible).<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - Check Loan Designation Match - QM: Subject loan was originated under the Temporary SHQM (GSE/Agency Eligible) designation however, the subject loan has tested as Temporary HPQM (GSE/Agency Eligible).<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three business days prior to consummation. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001292 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement | Safe Harbor QM (APOR) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Total Of Payments: Calculated Total of Payments are $XXX,XXX.XX & as per final Closing disclosure it is mentioned as $XXX,XXX.XX showing variance of -$XXX,XXX.XX. |  | Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Not Expired | A | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001293 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 2 that does not match the actual payment for the loan. (ProjSeq:2/2846229)<br> [2] Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed Test: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an escrow payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/2846228)<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (9300) | Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: The Final CD reflects a monthly escrow amount of $XXX,XXX.XX however the estimated annual taxes per the tax cert and appraisal report are $XXX.XX annually. Total calculated monthly escrows are $XXX,XXX.XX ($XXX,XXX.XX/HOI and $XXX,XXX.XX/taxes).<br> Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed Test: The Final CD reflects a monthly escrow amount of $XXX,XXX.XX however the estimated annual taxes per the tax cert and appraisal report are $XXX.XX annually. Total calculated monthly escrows are $XXX,XXX.XX ($XXX,XXX.XX/HOI and $XXX,XXX.XX/taxes).<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX.<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: The disclosed Total of Payments in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX.<br> Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed Test: The Final CD reflects a monthly escrow amount of $XXX,XXX.XX however the estimated annual taxes per the tax cert and appraisal report are $XXX.XX annually. Total calculated monthly escrows are $XXX,XXX.XX ($XXX,XXX.XX/HOI and $XXX,XXX.XX/taxes).<br> Federal Compliance - TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided: :Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (9300) |  | Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Escrow Payment Under Disclosed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001286 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - Missing Document: Fraud Report not provided | Fraud Report is missing. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001319 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | QM (APOR) Fail | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail.<br> [3] Federal Compliance - TILA NMLSR - Originator Company Not Licensed at time of Application: Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization not NMLS licensed or registered at time of application.<br> [3] Federal Compliance - TILA NMLSR - Originator Company License Status Not Approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization not in approved license status to conduct loan origination activities.<br> [3] Federal Compliance - QM Points and Fees 2021: Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the Federal Total Loan Amount. Points and Fees total $XXX,XXX.XX on a Federal Total Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX orX.XX%).<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Federal Compliance - Check Loan Designation Match - QM: Due Diligence Loan Designation of QM (APOR) Fail due to Points and Fees.<br> Federal Compliance - TILA NMLSR - Originator Company Not Licensed at time of Application: Loan Originator Organization's license issue date XX/XX/XXXX. Loan application dateXX/XX/XXXX.<br> Federal Compliance - TILA NMLSR - Originator Company License Status Not Approved: Loan Originator Organization's license issue date XX/XX/XXXX. Loan origination dateXX/XX/XXXX.<br> Federal Compliance - QM Points and Fees 2021: Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the Federal Total Loan Amount. Points and Fees total $XXX,XXX.XX on a Federal Total Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX orX.XX%). | REVIEWER - CURED COMMENT (2025-07-04): Sufficient Cure Provided At Closing | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TILA NMLSR - Originator Company Not Licensed at time of Application: "Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $XXX.XX, in the case of an individual transaction, or the lesser of $XXX.XX or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation." |  |  | TILA SOL Not Expired | A | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001320 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA Disaster area. Require a post-disaster inspection verifying there was no damage to the subject property. |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001321 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Property Type is Manufactured and no secondary valuation was provided. Sec ID: 100: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Of Income Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7572) | Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Verification of Income Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. | REVIEWER - CURED COMMENT (2025-07-08): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001314 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (0) | Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: Sufficient or excess cure provided at Closing. | REVIEWER - CURED COMMENT (2025-07-02): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001315 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001316 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Fail | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> [3] Missing Document - CAIVRS Authorization is missing.: Disclosure: CAIVRS Authorization (Government Documents)<br> [3] Government Documentation - FHA - Final HUD Addendum to the Loan Application 92900-A is not compliant.: Disclosure: FHA - Final HUD Addendum to the Loan Application 92900-A (Government Documents)<br> [3] Government Documentation - FHA MIP Error (Borrower Paid):: Date Issued: XX/XX/XXXX Calculated FHA upfront premium of $XXX,XXX.XX does not match the mortgage insurance premium collected on the Closing Disclosure of .<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | Second home PITI is not considered by UW, no proof is provided to exclude the debt<br> Caivrs not provided<br> Not signed by lender |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail.<br> [3] Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Unable to complete ATR testing due to missing investor guideline qualifying total debt ratio.<br> [3] Federal Compliance - General Ability To Repay Provision Income and Assets - Tip Income: Ability to Repay (Dodd-Frank 2014): Unable to verify Tip income due to, missing the Year 1 tax returns or transcript. (XXXX/Tip)<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - TRID Additional 3-Day Waiting Period Timing Test – Irregular Transaction: TILA-RESPA Integrated Disclosure – Most recent Closing Disclosure received at least 3 days prior to closing dated XX/XX/XXXX disclosed an inaccurate APR of X.XX% compared to the actual APR at consummation of X.XX% and a revised CD disclosing an accurate APR was not received by borrower at least three (3) business days prior to consummation<br> [3] Federal Compliance - TRID Final Closing Disclosure APR Irregular Transaction: TILA-RESPA Integrated Disclosure - Loan Calculations: APR of X.XX% on Final Closing Disclosure provided on XX/XX/XXXX is under-disclosed from the calculated APR of X.XX% outside of X.XX% tolerance. (FinXX/XX/XXXX025)<br> [3] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX025)<br> [3] Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a mortgage insurance payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/2856179)<br> [3] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold. (FinXX/XX/XXXX025) | Federal Compliance - Check Loan Designation Match - ATR: The AUS provided shows a result of Refer/Eligible. However, the Transmittal Summary reflects DU approved. The final DU findings showing Approve/Eliglble are required.<br> Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: The AUS provided shows a result of Refer/Eligible. However, the Transmittal Summary reflects DU approved. The final DU findings showing Approve/Eliglble are required.<br> Federal Compliance - General Ability To Repay Provision Income and Assets - Tip Income: The AUS provided shows a result of Refer/Eligible. However, the Transmittal Summary reflects DU approved. The final DU findings showing Approve/Eliglble are required.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: The AUS provided shows a result of Refer/Eligible. However, the Transmittal Summary reflects DU approved. The final DU findings showing Approve/Eliglble are required.<br> Federal Compliance - TRID Final Closing Disclosure APR Irregular Transaction: Clarity calculated APR exceeds threshold of APR X.XX%<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final closing disclosure dated XX/XX/XXXX disclosed a Total of payments of $XXX,XXX.XX . The calculated finance charge is $XXX,XXX.XX creating a variance of $XXX,XXX.XX .<br> Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: Mortgage insurance not captured in closing disclosure<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: Final closing disclosure dated XX/XX/XXXX disclosed a Total of payments of $XXX,XXX.XX . The calculated finance charge is $XXX,XXX.XX creating a variance of $XXX,XXX.XX . |  | Federal Compliance - Check Loan Designation Match - ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - General Ability To Repay Provision Income and Assets - Tip Income: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - TRID Additional 3-Day Waiting Period Timing Test – Irregular Transaction: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure APR Irregular Transaction: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TRID SOL Not Expired | C | C | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001317 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001299 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001300 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001295 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001294 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001296 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Prior to Closing Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower at least three (3) days prior to consummation for a loan that did not start as an ARM.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - ARM Disclosure Prior to Closing Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001297 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: XXXX Home Loan: No evidence in loan file of document or worksheet indicating how the lender determined that the home loan is in the borrower's interest.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | State Compliance - XXXX Home Loan - Borrower's Interest Tangible Net Benefit Worksheet Not in File: The regulations do not clarify the enforcement provisions of Mass. Gen. L. c. 183. Accordingly, the consequences of a compliance failure remain unclear. In particular, it is probable that a violation of the "borrower's interest" standard can be raised as a defense to, or otherwise impede, foreclosure. Also, it is possible that a violation of the "borrower's interest" standard would constitute a violation of the XXXX unfair and deceptive acts and practices statute. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001298 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001302 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001301 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - ARM Disclosure Status: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001303 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001305 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of<br> amount financed. Under disclosure appears to be fee related. |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001304 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001362 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | "SitusAMC uses FannieMae's definition of acceptable coverage. Fannie Mae requires coverage equal to the lesser of the following:<br> 100% of the insurable value of the improvements, as established by the property insurer; or the unpaid principal balance of the mortgage, as long as it at least equals the minimum amount—80% of the insurable value of the improvements—required to compensate for damage or loss on a replacement cost basis. If it does not, then coverage that does provide the minimum required amount must be obtained. There is a shortfall of $XXX,XXX.XX."<br> The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No Documentation in the file to evidence borrower was provided with a copy of valuation three (3) business days prior to consummation. |  |  |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001363 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001364 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | VA Safe Harbor QM | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 1 |  |  |  |  |  |  |  | A | A | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001365 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | QM (APOR) Fail | 3 | 3 | [3] Income Documentation - Income documentation requirements not met.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX | Failure due to paystubs provided not within 90 days of the note date<br> The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail.<br> [3] Federal Compliance - General QM Provision Income and Assets - Wages: General QM: Unable to verity income due to, paystub provided was dated more than 90 days prior to closing. (XXXX/Wages)<br> [3] Federal Compliance - General QM Provision Investor Guidelines Violation: General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - QM Impact: General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:SecondaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXX,XXX.XX is over disclosed by $XXX,XXX.XX compared to the calculated Amount Financed of $XXX,XXX.XX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (0) | Federal Compliance - Check Loan Designation Match - QM: Failure due to paystubs provided are dated more than 90 days prior to closing<br> Federal Compliance - General QM Provision Investor Guidelines Violation: Failure due to paystubs provided not within 90 days of the note date.<br> Federal Compliance - Income/Asset Guideline Deficiency - QM Impact: Failure due to paystubs provided not within 90 days of the note date.<br> Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: The disclosed Amount Financed in the amount of $XXX,XXX.XX is over disclosed by $XXX,XXX.XX compared to the calculated Amount Financed of $XXX,XXX.XX<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: The disclosed Amount Financed in the amount of $XXX,XXX.XX is over disclosed by $XXX,XXX.XX compared to the calculated Amount Financed of $XXX,XXX.XX | REVIEWER - CURED COMMENT (2025-07-25): Sufficient Cure Provided At Closing | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001366 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | QM (APOR) Risk | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%. | The actual tax and insurance payments are higher than the amounts included by lender in the debt calculation. Including the actual higher amounts brings the DTI to X.XX% and out of tolerance. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.<br> [3] Federal Compliance - General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines: General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of X.XX% moderately exceeds the guideline maximum of X.XX%. (DTI Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - General QM Provision Investor Guidelines Violation: General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Federal Compliance - Check Loan Designation Match - QM: The DTI excceds AUS maximum allowable which caused the loan to test as QM (APOR) risk.<br> Federal Compliance - General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines: The actual tax and insurance payments are higher than the amounts included by lender in the debt calculation. Including the actual higher amounts brings the DTI to X.XX% and out of tolerance.<br> Federal Compliance - General QM Provision Investor Guidelines Violation: The DTI exceeds the AUS maximum allowable which caused the loan to test as QM risk. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001367 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 3 | [3] Missing Document - E-sign Consent Agreement is missing.: Disclosure: E-Sign Consent Agreement | E-sign Consent Agreement is missing. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Client:442XX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a periodic principal and interest payment for payment stream 2 that does not match the actual payment for the loan. (ProjSeq:2/2879820)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $XXX.XX25,706.65 is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX.XX43,003.02 which exceeds the $XXX,XXX.XX threshold. (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence of appraisal being sent to borrower 3 days prior to closing.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence of appraisal being sent to borrower 3 days prior to closing.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Closing Disclosure reflects Finance Charge of $XXX,XXX.XXbut calculated Finance Charge of $XXX,XXX.XX. Variance = -$XXX,XXX.XX. Lender to provide corrected CD and copy of letter sent to borrower explaining changes.<br> Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: Payments have been correctly captured.<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: The disclosed Total of Payments in the amount of $XXX.XX25,706.65 is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX.XX43,003.02 which exceeds the $XXX,XXX.XX threshold.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Appraisal Fee was disclosed on initial Loan estimate as $XXX.XX but disclosed but final Closing Disclosure $XXX,XXX.XXile does not contain a valid COC for this fee, nor evidence of cure is provided in file. | REVIEWER - CURED COMMENT (2025-07-31): Sufficient Cure Provided At Closing | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001368 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (75215) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of valuation (Delivered XX/XX/XXXX)/ closing XX/XX/XXXX) to applicant three (3) business days prior to consummation. | REVIEWER - CURED COMMENT (2025-07-31): Sufficient Cure Provided At Closing |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001369 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 | Loan is to be securitized. Secondary valuation is missing. |  | 1 |  |  |  |  |  |  |  | A | A | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001370 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | QM (APOR) Risk | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> [3] Income Documentation - Income documentation requirements not met. | Total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> The DTI ratio of X.XX%, exceeds AUS approval DTI of 43%. The co-borrower's recalculated commissions income of $XXX.XX5.71 is lower than lender's calculated income of $XXX.XX4.83 |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 | Loan is to be securitized. Secondary valuation is missing |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.<br> [3] Federal Compliance - General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines: General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of X.XX% significantly exceeds the guideline maximum of X.XX%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.)<br> [3] Federal Compliance - General QM Provision Investor Guidelines Violation: General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - QM Impact: General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Federal Compliance - Check Loan Designation Match - QM: Exception XXXX is firing due to DTI ratio of X.XX%, exceeds AUS approval DTI of XX%. The co-borrower's recalculated commissions income of $XXX.XX is lower than lender's calculated income of $XXX.XX<br> Federal Compliance - General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines: Waterfall due to DTI ratio of X.XX%, exceeds AUS approval DTI of XX%. The co-borrower's recalculated commissions income of $XXX.XX is lower than lender's calculated income of $XXX.XX<br> Federal Compliance - General QM Provision Investor Guidelines Violation: Waterfall due to DTI ratio of X.XX%, exceeds AUS approval DTI of XX%. The co-borrower's recalculated commissions income of $XXX.XX is lower than lender's calculated income of $XXX.XX<br> Federal Compliance - Income/Asset Guideline Deficiency - QM Impact: Waterfall due to DTI ratio of X.XX%, exceeds AUS approval DTI of XX%. The co-borrower's recalculated commissions income of $XXX.XX is lower than lender's calculated income of $XXX.XX |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | C | C | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001371 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 1 |  |  |  | 3 | [3] Appraisal Data Integrity - Square feet on the Appraisal does not match the square feet on the BPO.: Valuation Type: BPO / Valuation Report Date: XX/XX/XXXX | Appraisal reported 2186 square feet of gross living area however BPO reported 2160. |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7520) |  | REVIEWER - CURED COMMENT (2025-08-01): Sufficient Cure Provided At Closing |  |  |  |  | A | A | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001372 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001373 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 | Loan is to be securitized. Secondary valuation is missing. |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of HUD Safe Harbor QM does not match Due Diligence Loan Designation of Non QM.<br> [3] Federal Compliance - HUD QM AU Finding Fail: HUD Qualified Mortgage (Dodd-Frank 2014): Subject loan is not eligible to be insured or guaranteed by FHA.<br> [3] Federal Compliance - QM Employment History: Qualified Mortgage (Dodd-Frank 2014): Employment history requirement not met. (XXXX/15689340)<br> [3] Federal Compliance - Retirement Documentation: Qualified Mortgage (Dodd-Frank 2014): Retirement income documentation insufficient. (Myers,Kimberly Retired/Pension)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Federal Compliance - Check Loan Designation Match - QM: Exception XXXX is due to Refer Eligible AUS decisioning.<br> Federal Compliance - HUD QM AU Finding Fail: Subject loan is not eligible to be insured or guaranteed by FHA.<br> Federal Compliance - QM Employment History: Waterfall due to Refer Eligible AUS decisioning.<br> Federal Compliance - Retirement Documentation: Waterfall due to Refer Eligible AUS decisioning. | REVIEWER - CURED COMMENT (2025-07-25): Sufficient Cure Provided At Closing | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | A | C | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001374 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | QM (APOR) Risk | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met | Loan was AUS/DU approved with a DTI of X.XX%, and the VVOE reflects Inactive and due diligence excluded the income and calculated higher DTI. This is waterfalling to ATR/QM standard requirement of maximum 43%.<br> Loan was AUS/DU approved with a DTI of X.XX%, and the VVOE reflects Inactive and due diligence excluded the income, calculating a higher DTI. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.<br> [3] Federal Compliance - General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines: General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of X.XX% significantly exceeds the guideline maximum of X.XX%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.)<br> [3] Federal Compliance - General QM Provision Investor Guidelines Violation: General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.<br> [3] Federal Compliance - Guideline Deficiency - QM Impact: General QM: There are guideline deficiencies which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [2] State Compliance - XXXX Counseling Agencies Disclosure Not in File: XXXX HB1399 - No evidence of required counseling disclosure language per XXXX HB 1399.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Federal Compliance - Check Loan Designation Match - QM: Loan was AUS/DU approved with a DTI of X.XX%, and the VVOE reflects Inactive and due diligence excluded the income and calculated higher DTI. This is waterfalling to ATR/QM standard requirement of maximum 43%, resulting in a Loan Designation discrepancy.<br> Federal Compliance - General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines: Loan was AUS/DU approved with a DTI of X.XX%, and the VVOE reflects Inactive and due diligence excluded the income and calculated higher DTI. This is waterfalling to ATR/QM standard requirement of maximum 43%.<br> Federal Compliance - General QM Provision Investor Guidelines Violation: Loan was AUS/DU approved with a DTI of X.XX%, and the VVOE reflects Inactive and due diligence excluded the income and calculated higher DTI. This is waterfalling to ATR/QM standard requirement of maximum 43%.<br> Federal Compliance - Guideline Deficiency - QM Impact: Loan was AUS/DU approved with a DTI of X.XX%, and the VVOE reflects Inactive and due diligence excluded the income and calculated higher DTI. This is waterfalling to ATR/QM standard requirement of maximum 43%.<br> State Compliance - XXXX Counseling Agencies Disclosure Not in File: The file is missing MD - Home Counseling Agencies List.<br> Federal Compliance - (Missing Data) Last Rate Set Date: The file is missing Rate lock agreement. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>State Compliance - XXXX Counseling Agencies Disclosure Not in File: HB 1399 does not contain express provisions for assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001375 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001318 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: Unable to determine if the borrower received a list of service providers due to missing information.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower. |  |  | Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001376 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] Income Documentation - REO Documents are missing.: Address: XXXXX, XXXXX, Address: XXXXX, XXXXX Insurance Verification<br> Insurance Verification<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [1] Application / Processing - Missing Document: Flood Certificate not provided | require HOI policy for XXXXX & 208.<br> The subject property is located in a FEMA Disaster area. Require a post-disaster inspection verifying there was no damage to the subject property.<br> Flood Cert missing in file. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:SecondaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: No evidence of appraisal being sent to borrower 3 days prior to closing.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence of appraisal being sent to borrower 3 days prior to closing.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence of appraisal being sent to borrower 3 days prior to closing.<br> Federal Compliance - (Missing Data) Last Rate Set Date: Require rate lock agreement with initial rate lock date mention on it.<br> Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TIL expiration date XX/XX/XXXXisbursement date XX/XX/XXXXFederal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TIL expiration date XX/XX/XXXXisbursement date XX/XX/XXXXFederal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: The Initial Loan Estimate provided on 11/1/2021 was not received by the borrower at least 4 business days prior to closing date of XX/XX/XXXX.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Recording Fee was disclosed on initial Loan estimate as $XXX.XX2 but disclosed but final Closing Disclosure $XXX.XX24.50. File does not contain a valid COC for this fee, nor evidence of cure is provided in file. |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001377 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001379 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Client:518XX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Client:518XX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: Creditor did not provide a copy of each valuation to applicant three business days prior to Note.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three business days prior to Note.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three business days prior to Note. |  |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001380 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | ATR Risk | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: PITIA reserves months discrepancy.: Calculated PITIA months reserves of 0.87 is less than Guideline PITIA months reserves of 6.00. | Verification of 6 months reserves is required and was not provided.<br> Verification of 6 months PITI reserves is required and was not provided. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR Risk: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Assignment Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (73229) | Federal Compliance - General Ability To Repay Provision Investor Guidelines: Guideline required verification of 6 months reserves is required and was not provided, causing the loan to test as ATR risk.<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Guideline required verification of 6 months reserves is required and was not provided which impacts ATR<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Assignment Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. File does not contain a valid COC for this fee, nor evidence of cure is provided in file. |  | Federal Compliance - Check Loan Designation Match - ATR Risk: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001383 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 1 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: WILDFIRES AND STRAIGHT-LINE WINDS<br> Disaster Declaration Date: XX/XX/XXXX<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001384 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | ATR Risk | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Income Documentation - Income documentation requirements not met. | Unable to determine loan requirements due to missing guidelines<br> Unable to determine loan requirements due to missing guidelines<br> Unable to determine loan requirements due to missing guidelines |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR Risk: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Unable to complete ATR testing due to missing investor guideline qualifying total debt ratio.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Ability to Repay (Dodd-Frank 2014): Unable to determine ability to repay due to missing guidelines. Loan characteristics are DTI: X.XX%, LTV/CLTV: X.XX%%/X.XX%%, Credit Score: 676, Occupancy: Primary, Purpose: Refinance, Cash-out - Other<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Unable to determine loan requirements due to missing guidelines<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Unable to determine loan requirements due to missing guidelines<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Unable to determine loan requirements due to missing guidelines<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Unable to determine loan requirements due to missing guidelines<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Verification appraisal was delivered to borrower was not provided.<br> Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  | Federal Compliance - Check Loan Designation Match - ATR Risk: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001355 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001356 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Fail | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Application / Processing - Missing Document: AUS not provided | DTI mismatch due to total debt from credit report was considered $XXX,XXX.XX, but total debt as per the updated credit report dated XX/XX/XXXX is $XXX,XXX.XX minimum payment amount.<br> File is missing final AUS; final 1008 showing AUS approved was used for review.<br> "File is missing final AUS; final 1008 showing AUS approved was used for review." |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail.<br> [3] Federal Compliance - General Ability To Repay Provision Employment - W-2: Ability to Repay (Dodd-Frank 2014): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. (XXXX./Wages)<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines: Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of X.XX% moderately exceeds the guideline maximum of X.XX%. (DTI Exception is eligible to be regraded with compensating factors.)<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Mortgage Insurance Premium. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7591) | Federal Compliance - Check Loan Designation Match - ATR: Loan Designation mismatch due to missing pre-closing verification of employment and DTI mismatch.<br> Federal Compliance - General Ability To Repay Provision Employment - W-2: Verification of employment is dated XX/XX/XXXX - after the closing date of XX/XX/XXXX.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Waterfall due to missing pre-closing verification of employment and DTI mismatch.<br> Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines: DTI mismatch due to total debt from credit report was considered $XXX,XXX.XX, but total debt as per the updated credit report dated XX/XX/XXXX is $XXX,XXX.XX minimum payment amount.<br> Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Mortgage Insurance Premium. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - Check Loan Designation Match - ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - General Ability To Repay Provision Employment - W-2: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001358 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Risk | 3 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES<br> Disaster Declaration Date: XX/XX/XXXX | At the time of appraisal inspection is not required. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR Risk: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Unable to complete ATR testing due to missing investor guideline qualifying total debt ratio.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Ability to Repay (Dodd-Frank 2014): Unable to determine ability to repay due to missing guidelines. Loan characteristics are DTI: X.XX%, LTV/CLTV: X.XX%/X.XX%, Credit Score: 701, Occupancy: Primary, Purpose: Purchase,<br> [2] Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXX,XXX.XX is over disclosed by $XXX,XXX.XX compared to the calculated Amount Financed of $XXX,XXX.XX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX) | Federal Compliance - Check Loan Designation Match - ATR Risk: Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.<br> Federal Compliance - General Ability To Repay - Missing Investor Guideline Qualifying Total Debt Ratio: Loan is waterfalling to ATR/QM standard requirements due to AUS result being Refer with Caution.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Loan is waterfalling to ATR/QM standard requirements due to AUS result being Refer with Caution.<br> Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: Updated as per the closing disclosure correctly.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Updated as per the closing disclosure correctly.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Updated as per the closing disclosure correctly.<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Updated as per the closing disclosure correctly. |  | Federal Compliance - Check Loan Designation Match - ATR Risk: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - General Ability To Repay Provision Investor Guidelines Not Provided: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001359 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Combined High loan to value discrepancy.: Calculated high loan to value percentage of X.XX% exceeds AUS high loan to value percentage of X.XX%<br> [3] Mortgage / Program Eligibility - AUS Findings: Combined loan to value discrepancy.: Calculated combined loan to value percentage of X.XX% exceeds AUS combined loan to value percentage of X.XX%.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Loan to value discrepancy.: Calculated loan to value percentage of X.XX% exceeds AUS loan to value percentage of X.XX%.<br> [3] Missing Document - E-sign Consent Agreement is missing.: Disclosure: E-Sign Consent Agreement | Calculated high loan to value percentage of X.XX% exceeds AUS high loan to value percentage of X.XX%<br> Calculated high loan to value percentage of X.XX% exceeds AUS high loan to value percentage of X.XX%<br> Calculated loan to value percentage of X.XX% exceeds AUS loan to value percentage of X.XX%. |  | 1 |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (InitiXX/XX/XXXX)<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - (Missing Data) Last Rate Set Date: Rate lock document not provided.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX.<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: Final closing disclosure dated XX/XX/XXXX disclosed a Total of payments of $XXX,XXX.XX . The calculated finance charge is $XXX,XXX.XX creating a variance of $XXX.XX0.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing.<br> Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001360 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Loan Estimate Seven Day Waiting Period: TILA-RESPA Integrated Disclosure: Loan Estimate was not delivered or placed in the mail to the borrower at least seven (7) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. (The Revised Loan Estimate was received on or after the Closing Disclosure.) (InitiXX/XX/XXXX) | Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application.<br> Federal Compliance - TRID Loan Estimate Seven Day Waiting Period: Loan Estimate was not delivered or placed in the mail to the borrower at least seven (7) business days prior to closing.<br> Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: Revised Loan Estimate provided on or after the date the Closing Disclosure was provided. |  | Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Loan Estimate Seven Day Waiting Period: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Issue and Received Date > Closing Disclosure Issue and Received Date: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001432 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. A valid COC or cure was not provided. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001441 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Missing Document - Mortgage Insurance Certificate and Mortgage Insurance Evidence are missing. |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Initial Closing Disclosure dated XX/XX/XXXX not provided to Borrower at least three (3) business days prior to closing. |  | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Material violations for inaccurate disclosures carry assignee liability. <br> Non-material if amounts disclosed includes both borrower and non-borrower paid escrow amounts.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001442 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001444 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Exempt from ATR | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: PITIA reserves months discrepancy.: Calculated PITIA months reserves of 6.55 is less than Guideline PITIA months reserves of 9.00.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Bank statements are missing to meet reserve requirements. Loans greater than 1 million require 9 months reserves and 6 months were verified.<br> Bank statements are missing to meet reserve requirements. Loans greater than 1 million require 9 months reserves and 6 months were verified.<br> The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (75103) | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: List of Homeownership Counseling Organizations is missing in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Appraisal Re-Inspection Fee on closing disclosure is $XXX,XXX.XX and on loan estimate $XXX,XXX.XX. No Valid Change circumstance in file. | REVIEWER - CURED COMMENT (2025-08-22): Sufficient Cure Provided At Closing | Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001456 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation<br> Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: Creditor did not provide "Right to Receive a Copy" appraisal disclosure to consumer. |  | Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Missing: There is generally no Assignee Liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001458 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase | Non QM | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX.<br> [3] Credit Documentation - No evidence of fraud report in file<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES<br> Disaster Declaration Date: XX/XX/XXXX | Sufficient assets were not verified to cover amount required to close.<br> A complete Fraud Report is required. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Other Income - Not to be used for qualifying: Qualified Mortgage (Dodd-Frank 2014): Income used to qualify borrower(s) not permitted for use under Appendix Q. (XXXX/Bank Statements)<br> [3] Federal Compliance - Unknown Loan Designation Test: Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation not provided. Loan tested as Non-QM. Due Diligence Loan Designation is Non QM.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Federal Compliance - Other Income - Not to be used for qualifying: Income used to qualify borrower(s) not permitted for use under Appendix Q. (XXXX/Bank Statements)<br> Federal Compliance - Unknown Loan Designation Test: A loan designation was not provided. The loan tested as Non QM based on the loan documentation.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Verification appraisal was delivered to borrower was not provided.<br> Federal Compliance - (Missing Data) Last Rate Set Date: Provide initial rate lock agreement document |  | Federal Compliance - Unknown Loan Designation Test: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001453 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement | Non QM | 2 | 2 | [2] Document Error - The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | B | A | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001455 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Fail | 3 | 3 | [3] Income Documentation - Income Docs Missing:: Borrower: XXXX Third Party Verification<br> [3] Income Documentation - Income documentation requirements not met.<br> [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient. | File is missing Third party verification for borrower's self-employed business.<br> File is missing Third party verification for borrower's self-employed business.<br> SitusAMC uses FannieMae's definition of acceptable coverage. Fannie Mae requires coverage equal to the lesser of the following:<br> 100% of the insurable value of the improvements, as established by the property insurer; or the unpaid principal balance of the mortgage, as long as it at least equals the minimum amount—80% of the insurable value of the improvements—required to compensate for damage or loss on a replacement cost basis. If it does not, then coverage that does provide the minimum required amount must be obtained. There is a shortfall of $XXX.XX000. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail.<br> [3] Federal Compliance - General Ability To Repay Provision Employment - S-Corp Test: Ability-to-Repay (Dodd-Frank 2014): Unable to verify current S-Corp status due to missing Tax Return/Transcript for the most recent year, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other Third Party Verification. (XXXX/S-Corp)<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Federal Compliance - Check Loan Designation Match - ATR: Loan designation discrepancy due to missing Third party verification for borrower's self-employed business.<br> Federal Compliance - General Ability To Repay Provision Employment - S-Corp Test: Failure due to missing Third party verification for borrower's self-employed business.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Failure due to missing Third party verification for borrower's self-employed business.<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Failure due to missing Third party verification for borrower's self-employed business. |  | Federal Compliance - Check Loan Designation Match - ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - General Ability To Repay Provision Employment - S-Corp Test: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001460 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase | ATR Fail | 3 | 3 | [3] Income Documentation - Income Docs Missing:: Borrower: XXXXX Third Party Verification<br> [3] Income Documentation - Income documentation requirements not met. | Loan is missing the Third-Party Verification of employment.<br> Loan is missing the Third-Party Verification of employment. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail.<br> [3] Federal Compliance - General Ability To Repay Provision Employment - S-Corp Test: Ability-to-Repay (Dodd-Frank 2014): Unable to verify current S-Corp status due to missing Tax Return/Transcript for the most recent year, and one of these docs is required yet missing: Audited/Third Party P&L, CPA Letter, or other Third Party Verification. (XXXX/S-Corp)<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [2] Federal Compliance - Self-Employed Tax Return Recency - ATR: Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XX/XX/XXXX, Most Recent Tax Return End Date XX/XX/XXXX, Tax Return Due Date XX/XX/XXXX. (XXXX/Partnership)<br> [2] Federal Compliance - Self-Employed Tax Return Recency - ATR: Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XX/XX/XXXX, Most Recent Tax Return End Date XX/XX/XXXX, Tax Return Due Date XX/XX/XXXX. (XXXX/S-Corp) | Federal Compliance - Check Loan Designation Match - ATR: Loan is waterfalling due to Third-Party Verification missing in the loan file.<br> Federal Compliance - General Ability To Repay Provision Employment - S-Corp Test: Loan is waterfalling due to Third-Party Verification missing in the loan file.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Loan is missing the Third-Party Verification of employment.<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Loan is missing the Third-Party Verification of employment.<br> Federal Compliance - Self-Employed Tax Return Recency - ATR: The business or personal tax returns provided are not the most recent. Application Date XX/XX/XXXX, Most Recent Tax Return End Date XX/XX/XXXX, Tax Return Due Date XX/XX/XXXX.<br> Federal Compliance - Self-Employed Tax Return Recency - ATR: The business or personal tax returns provided are not the most recent. Application Date XX/XX/XXXX, Most Recent Tax Return End Date XX/XX/XXXX, Tax Return Due Date XX/XX/XXXX. |  | Federal Compliance - Check Loan Designation Match - ATR: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - General Ability To Repay Provision Employment - S-Corp Test: Assignee Liability: Violations can result in regular TILA damages (actual damages, statutory damages of up to $XXX.XX00, costs, and attorney's fees) and enhanced damages (an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates that the failure to comply is not material). A private right of action may be brought before the end of the three-year period beginning on the date of the occurrence of the violation. However, when a creditor, assignee, or other holder or anyone acting on their behalf initiates a judicial or non-judicial foreclosure, or any other action to collect the debt, a consumer may assert a violation as a matter of defense by recoupment or set-off without regard to a time limit. The amount of recoupment or set-off shall equal the amount to which the consumer would be entitled as regular and/or enhanced damages for a valid claim brought in an original action, plus the costs to the consumer of the action. If judgment is rendered after the expiration of the three-year period, the amount of recoupment or set-off shall not exceed three years of finance charges and fees. An action to enforce a violation may also be brought by the appropriate state AGs. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001461 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Application / Processing - Missing Document: AUS not provided | File is missing the required AUS with all pages. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001462 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Risk | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> [3] General - Missing Document: Verification of Non-US Citizen Status not provided<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX | Calculated investor qualifying total debt ratio of X.XX% exceeds Guideline total debt ratio of X.XX% due to the missing proof that liabilities on the AUS have been paid off. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR Risk: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines: Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of X.XX% moderately exceeds the guideline maximum of X.XX%. (DTI Exception is eligible to be regraded with compensating factors.) | Federal Compliance - Check Loan Designation Match - ATR Risk: Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Calculated investor qualifying total debt ratio of X.XX% exceeds Guideline total debt ratio of X.XX% due to the missing proof that liabilities on the AUS have been paid off.<br> Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines: Calculated investor qualifying total debt ratio of X.XX% exceeds Guideline total debt ratio of X.XX% due to the missing proof that liabilities on the AUS have been paid off. |  | Federal Compliance - Check Loan Designation Match - ATR Risk: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001472 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase | Non QM | 3 | 3 | [3] Application / Processing - Mismatch of data related to Occupancy.: Borrower: XXXXX Occupancy: Second Home; Declarations/Will borrower occupy: Yes<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Mismatch of data. Borrower answered yes to occupying the property as a Primary residence. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Lender's Title Insurance. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7729) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Verification appraisal was delivered to borrower was not provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Title - Lender's Title Insurance. was last disclosed as $XXX,XXX.XX on LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $XXX,XXX.XX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001474 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Exempt from ATR | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Administration Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7755) |  | REVIEWER - CURED COMMENT (2025-08-25): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001475 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Exempt from ATR | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Initial Escrow Payment that does not match the escrow payment disclosed on page 2. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Mortgage Insurance Premium. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7591) | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment Test: Final Closing Disclosure provided on XX/XX/XXXX is missing page 2.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Mortgage Insurance Premium was last disclosed as $XXX,XXX.XX on LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. Files contain a valid COC for this fee; D0501. |  | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001476 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Exempt from ATR | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001477 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Missing Document - E-sign Consent Agreement is missing.: Disclosure: E-Sign Consent Agreement<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: WILDFIRES AND STRAIGHT-LINE WINDS<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Verification appraisal was delivered to borrower was not provided.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Initial Closing Disclosure is missing. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000793 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 | 1 |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001443 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 3 | 3 | [3] Miscellaneous - Credit Exception:<br> [3] Guideline Issue - The Guarantor's Percent of Business Ownership does not meet guideline requirements.: Borrower: XXXX% of Business Ownership: X.XX% | 100% Gift funds used for reserves with compensating factors Fico is 10+ > Guides and low credit utilization.<br> Minimum ownership requirement per guidelines is 25%. Guidelines requirement not met. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001459 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Maximum Loan Amount discrepancy.: Note loan amount of $XXX.XX is greater than Guideline maximum loan amount of $XXX.XX.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: WILDFIRES AND STRAIGHT-LINE WINDS<br> Disaster Declaration Date: XX/XX/XXXX | Lender exception with satisfied status: according to the underwriting matrix dated XX/XX/XXXXthe maximum loan amount for a B grade loan is $XXX.XX. The loan was approved with a loan amount of $XXX.XX which exceeds the maximum loan amount allowed and evidence of an exception for the loan amount is not in the loan file. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001378 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - Missing Document: Spousal Consent Form not provided<br> [3] General - Missing Document: Spousal Consent not provided.: Borrower: XXXX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES<br> Disaster Declaration Date: XX/XX/XXXX | Borrower resides in a community property state and Spousal Consent is missing.<br> Duplicate exception<br> The property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared end date. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001464 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Higher Priced QM | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Qualifying asset balance discrepancy.: Calculated qualifying asset balance of $XXX,XXX.XX is less than AUS qualifying asset balance of $XXX,XXX.XX.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS/Guideline Findings: All conditions were not met<br> [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX.<br> [3] Government Documentation - FHA - Amendatory Clause is not compliant.: Disclosure: FHA - Amendatory Clause (Government Documents)<br> [3] Government Documentation - FHA - Final HUD Addendum to the Loan Application 92900-A is not compliant.: Disclosure: FHA - Final HUD Addendum to the Loan Application 92900-A (Government Documents)<br> [3] General - FHA - Informed Consumer Choice Disclosure was not provided to borrower within 3 business days of the loan application.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - FHA - Real Estate Certification is not compliant.: Disclosure: FHA - Real Estate Certification (Government Documents)<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX VVOE - Employment Only<br> [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Application / Processing - Missing Document: General Services Administration (GSA) not provided<br> [3] General - Missing Document: Source of Funds/Deposit not provided<br> [3] Missing Document - Mortgage Insurance Certificate and Mortgage Insurance Evidence are missing.<br> [3] Guideline Issue - The FHA Minimum Required Investment was not met per the documented Assets in file.: Total Borrower Contribution (Per Assets): $XXX,XXX.XX; Borrower's % Investment (Per Assets): X.XX%<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [2] Government Documentation - FHA - Amendatory Clause was provided at or after closing.: Disclosure: FHA - Amendatory Clause (Government Documents) Provided Date: XX/XX/XXXX; Consummation Date: XX/XX/XXXX<br> [2] Government Documentation - FHA - Important Notice to Homebuyer (92900-B) was not provided within three days of the application date.: Disclosure: FHA - Important Notice to Homebuyer (92900-B) (Government Documents)<br> [2] Government Documentation - FHA - Real Estate Certification was provided at or after closing.: Disclosure: FHA - Real Estate Certification (Government Documents) Provided Date: XX/XX/XXXX; Consummation Date: XX/XX/XXXX | AUS Findings: Qualifying asset balance discrepancy.<br> Appraisal is missing<br> Final HUD Addendum to the Loan Application 92900-A is not compliant. To be compliant, borrower(s) signature(s) MUST be on both Part IV and Part V of Page 2, along with a signature on Page 4. The DE Signature and CHUMS ID is required for a Manual Underwrite. The lender MUST sign page 1 and 4.<br> The verification of employment is not within 10 business days of the Note. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Higher Priced QM.<br> [3] Federal Compliance - HUD QM AU Finding Fail: HUD Qualified Mortgage (Dodd-Frank 2014): Subject loan is not eligible to be insured or guaranteed by FHA.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - (State HPML Disclosure) XXXX Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided): XXXX Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.<br> [2] State Compliance - XXXX HPML Threshold Test Non-Compliant: XXXX Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Loan.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (2010): Borrower not provided with list of service providers.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan.<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - Check Loan Designation Match - QM: Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Higher Priced QM.<br> Federal Compliance - HUD QM AU Finding Fail: Subject loan is not eligible to be insured or guaranteed by FHA.<br> Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: reditor did not provide Servicing Disclosure Statement to applicant within three (3) business days of application. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>State Compliance - (State HPML Disclosure) XXXX Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided): Any licensee that violations the Regulations will be subject to the penalty provisions under the Lender Law. For willful violations, any person who violates any Regulation is guilty of a felony and on conviction is subject to a fine not exceeding $XXX.XX000 or imprisonment not exceeding 10 years, or both. Additionally, the Commissioner has the authority to suspend or revoke any license for failure to comply with the Regulations. Finally, the Commissioner may also order the licensee to cease and desist from a specific activity, or permanently stop doing business in the State of XXXX.<br>Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | D | C | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001537 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide a Note, final 1003, an AUS, Approval or 1008, income verification, asset verification, an origination credit report, and all issued LE's and CD's or TIL's, GFE's and HUD1's. | REVIEWER - GENERAL COMMENT (2025-05-30): Still missing a Note, an AUS, Approval or 1008, income verification, asset verification, an origination credit report, and all issued LE's and CD's<br> REVIEWER - CLEARED COMMENT (2025-06-02): Sufficient documentation provided for initial review.<br> REVIEWER - GENERAL COMMENT (2025-06-11): Upon further review, this loan was manually underwritten for which guidelines were not provided. |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001521 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Risk | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] Income Eligibility - Borrower has un-audited YTD P&L and does not have 2 months Account statements. (GSE COVID-19): Borrower: XXXXX // Employment Type: Employment / Income Type: Sole Proprietor / Start Date: XX/XX/XXXX<br> [3] General - Missing Document: Account Statements - Personal not provided<br> [3] General - Missing Document: Account Statements - Personal not provided<br> [3] Document Error - YTD P&L Statement was not signed and/or dated by Borrower. (GSE COVID-19): Borrower: XXXXX // Employment Type: Employment / Income Type: Sole Proprietor / Start Date: XX/XX/XXXX // Document: P&L Statement / Document Date: XX/XX/XXXX / Tax Year: <br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: TORNADOES<br> Disaster Declaration Date: XX/XX/XXXX | One month bank statement was provided, AUS requires bank statements covering 2 months.<br> File is missing audited P&L Statement.<br> One month bank statement was provided, AUS requires bank statements covering 2 months.<br> One month bank statement was provided, AUS requires bank statements covering 2 months.<br> File is missing audited P&L statement.<br> The subject property is located in a FEMA Disaster area provide A post disaster inspection verifying there was no damage to the subject property is required . |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - Sole Proprietorship Income Documentation Test: Qualified Mortgage (Dodd-Frank 2014): Self-employed income documentation not sufficient (Sole Proprietorship). (XXXX,XXXXX XXXX/Schedule C)<br> [2] Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: TRID Final Closing Disclosure XX/XX/XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (FinXX/XX/XXXX) | Federal Compliance - Check Loan Designation Match - QM: Loan Designation discrepancy due to missing bank statement and audited P&L statement.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Waterfall due to missing bank statement and audited P&L statement.<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Waterfall due to missing bank statement and audited P&L statement.<br> Federal Compliance - Sole Proprietorship Income Documentation Test: File is missing audited P&L statement as well as the balance sheet.<br> Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: Seller Closing Disclosure provided did not disclose any seller paid fees. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001526 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Application / Processing - Missing Document: Missing Lender's Initial 1003<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7200) |  | REVIEWER - CURED COMMENT (2025-06-03): Sufficient Cure Provided At Closing<br> REVIEWER - CURED COMMENT (2025-06-03): Sufficient Cure Provided At Closing |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001533 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (43-Q) | 1 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA Disaster area. Require a post-disaster inspection verifying there was no damage to the subject property. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001513 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) |  |  |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001515 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES<br> Disaster Declaration Date: XX/XX/XXXX | The property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared end date. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001517 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXX,XXX.XX is over disclosed by $XXX,XXX.XX compared to the calculated Amount Financed of $XXX,XXX.XX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three business days prior to consummation.<br> Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: The disclosed Amount Financed of $XXX,XXX.XX is overstated by $XXX,XXX.XX compared to the calculated Amount Financed of $XXX,XXX.XX. As a result, the disclosed Finance Charge does not fall within the applicable tolerance thresholds required for the Amount Financed to be considered accurate.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: The disclosed Finance Charge of $XXX,XXX.XX is understated by $XXX,XXX.XX when compared to the calculated Finance Charge of $XXX,XXX.XX, thereby exceeding the permissible disclosure tolerance of $XXX,XXX.XX |  | Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001518 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrowers at least three business days prior to closing. | REVIEWER - CURED COMMENT (2025-06-04): Sufficient Cure Provided At Closing | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001519 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM | 3 | 3 | [3] Income Documentation - Income documentation requirements not met.<br> [3] Income Documentation - The verification of employment is required and was not found in file.: Borrower:XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS AND TORNADOES<br> Disaster Declaration Date: XX/XX/XXXX | Verification of employment is missing for the co borrower.<br> Verification of Employment is missing for the co borrower.<br> The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Safe Harbor QM.<br> [2] Federal Compliance - QM Employment History - Current Employment Documentation lacks Date Info: Qualified Mortgage (Dodd-Frank 2014): Missing Employment Dates to verify two years current employment. (XXXX/15401518) | Federal Compliance - Check Loan Designation Match - QM: Verification of Employment is missing for the co borrower.<br> Federal Compliance - QM Employment History - Current Employment Documentation lacks Date Info: Verification of Employment is missing for the co borrower. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001520 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement | Safe Harbor QM (APOR) | 3 | 3 | [3] Guideline Issue - Fannie Mae/Freddie Mac do not permit Texas Section 50(a)(6) on multi-unit properties.: # of Units: 2 |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Federal Compliance - (Missing Data) Last Rate Set Date: Rate lock document is missing in the loan file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient cure was provided at closing. | REVIEWER - CURED COMMENT (2025-06-04): Sufficient Cure Provided At Closing |  |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001522 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term | N/A | 3 | 1 |  |  |  | 3 | [3] General - Subject is not in average or better condition.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX Property Condition:<br> C5 | Subject property condition is C5, not an acceptable condition per guidelines. |  | 1 |  |  |  |  |  |  |  | A | A | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001523 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Government Documentation - Conditional Commitment (Signed) RD 3555-18 or RD 3555-18E is missing.: Disclosure: USDA - Conditional Commitment (Signed) RD 3555-18 or RD 3555-18E (Government Documents)<br> [3] Application / Processing - Missing Document: General Services Administration (GSA) not provided<br> [3] Guideline Issue - This loan closed during the COVID-19 affected timeframe. VOE was not provided within 10 days before note date or prior to disbursement date. At least one of these requirements are missing: 2 months reserves or Employer Letter within 10 days before note date or prior to disbursement date.: Borrower: XXXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX Note Date: XX/XX/XXXX<br> [3] Guideline Issue - This loan closed during the COVID-19 affected timeframe. VOE was not provided within 10 days before note date or prior to disbursement date. At least one of these requirements are missing: 2 months reserves or Employer Letter within 10 days before note date or prior to disbursement date.: Borrower: XXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX Note Date: XX/XX/XXXX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX | Most recent verification of employment is dated 11/4/2020 over 10 days prior to XX/XX/XXXX Note date.<br> Most recent verification of employment is dated XX/XX/XXXX over 10 days prior to XX/XX/XXXX Note date. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of HUD Safe Harbor QM does not match Due Diligence Loan Designation of Non QM.<br> [3] Federal Compliance - QM Employment History: Qualified Mortgage (Dodd-Frank 2014): Employment history requirement not met. (XXXX/15401522) | Federal Compliance - Check Loan Designation Match - QM: Waterfall finding due to missing verification of employment is dated 10 days prior to Note date, resulting in a loan designation discrepancy.<br> Federal Compliance - QM Employment History: Waterfall finding due to verification of employment is dated 10 days prior to Note date. | SELLER - GENERAL COMMENT (2025-06-25): Is there something we can do to fix?<br> REVIEWER - GENERAL COMMENT (2025-06-25): Missing reverification of employment performed within 10 days of closing does not meet HUD Safe Harbor QM/FHA employment verification requirements. The only way to clear the exceptions would be to either provide a VVOE performed within 10 business days of the note date or to restate the loan designation to NonQM.<br> SELLER - GENERAL COMMENT (2025-06-25): Is there something we can do to fix?<br> REVIEWER - GENERAL COMMENT (2025-06-26): Missing reverification of employment performed within 10 days of closing does not meet HUD Safe Harbor QM/FHA employment verification requirements. The only way to clear the exceptions would be to either provide a VVOE performed within 10 business days of the note date or to restate the loan designation to NonQM. | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001524 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase | Higher Priced QM (APOR) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA Disaster area. Require a post-disaster inspection verifying there was no damage to the subject property. |  | 1 |  |  |  | 2 | [2] Document Error - Closing Disclosure: Dates are not in chronological order.: Date Issued: XX/XX/XXXX Issue Date: XX/XX/XXXX; Received Date: XX/XX/XXXX; Signed Date: XX/XX/XXXX<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (75103) | Document Error - Closing Disclosure: Dates are not in chronological order.: Closing disclosure issue date is XX/XX/XXXX whereas signature date is XX/XX/XXXX. | REVIEWER - CURED COMMENT (2025-06-04): Sufficient Cure Provided At Closing |  |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001525 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES<br> Disaster Declaration Date: XX/XX/XXXX | HOI coverage is insufficient by $XXX,XXX.XX. Provide verification of policy with sufficient coverage OR provide copy of insurer's replacement cost estimate supporting current coverage amount.<br> The property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos, and the property must be re-inspected on or after XX/XX/XXXX declared end date. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001532 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Closing / Title - (Doc Error) HUD Error: Interest rate on page 3 of the final HUD was not provided.<br> [2] Closing / Title - (Doc Error) HUD Error: Loan term on page 3 of the final HUD was not provided.<br> [2] Closing / Title - (Doc Error) HUD Error: Principal, interest and MI payment on page 3 of the final HUD was not provided.<br> [2] Closing / Title - (Doc Error) HUD Error: Balloon term question on page 3 of the final HUD was not provided.<br> [2] Closing / Title - (Doc Error) HUD Error: Can your interest rate rise question on page 3 of the final HUD was not provided.<br> [2] Closing / Title - (Doc Error) HUD Error: Can your loan balance rise question on page 3 of the final HUD was not provided.<br> [2] Closing / Title - (Doc Error) HUD Error: Can your monthly payment amount owed rise question on page 3 of the final HUD was not provided.<br> [2] Closing / Title - (Doc Error) HUD Error: Escrow question on page 3 of the final HUD was not provided.<br> [2] Closing / Title - (Doc Error) HUD Error: Prepayment penalty question on page 3 of the final HUD was not provided.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 indicates the loan contains an escrow payment due to missing information.<br> [2] Federal Compliance - RESPA (2010) - Interest Rate on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 reflects the actual interest rate due to missing information.<br> [2] Federal Compliance - RESPA (2010) - Loan Term on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 reflects the actual Loan Term due to missing information.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: Unable to determine if the Final HUD-1 reflects the actual payment due to missing information. | Closing / Title - (Doc Error) HUD Error: Interest rate on page 3 of the final HUD was not provided.: Page 3 of Final HUD was not completed.<br> Closing / Title - (Doc Error) HUD Error: Loan term on page 3 of the final HUD was not provided.: Page 3 of Final HUD was not completed.<br> Closing / Title - (Doc Error) HUD Error: Principal, interest and MI payment on page 3 of the final HUD was not provided.: Page 3 of Final HUD was not completed.<br> Closing / Title - (Doc Error) HUD Error: Balloon term question on page 3 of the final HUD was not provided.: Page 3 of Final HUD was not completed.<br> Closing / Title - (Doc Error) HUD Error: Can your interest rate rise question on page 3 of the final HUD was not provided.: Page 3 of Final HUD was not completed.<br> Closing / Title - (Doc Error) HUD Error: Can your loan balance rise question on page 3 of the final HUD was not provided.: Page 3 of Final HUD was not completed.<br> Closing / Title - (Doc Error) HUD Error: Can your monthly payment amount owed rise question on page 3 of the final HUD was not provided.: Page 3 of Final HUD was not completed.<br> Closing / Title - (Doc Error) HUD Error: Escrow question on page 3 of the final HUD was not provided.: Page 3 of Final HUD was not completed.<br> Closing / Title - (Doc Error) HUD Error: Prepayment penalty question on page 3 of the final HUD was not provided.: Page 3 of Final HUD was not completed.<br> Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: 10% tolerance violation without evidence of sufficient cure provided.<br> Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: Page 3 of Final HUD was not completed.<br> Federal Compliance - RESPA (2010) - Interest Rate on Final HUD-1 Inaccurate: Page 3 of Final HUD was not completed.<br> Federal Compliance - RESPA (2010) - Loan Term on Final HUD-1 Inaccurate: Page 3 of Final HUD was not completed.<br> Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: Page 3 of Final HUD was not completed. |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Interest Rate on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Term on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001534 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase | QM (APOR) Fail | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The provided hazard insurance coverage amount is shortage of $XXX,XXX.XX required sufficient coverage document.<br> The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail.<br> [3] Federal Compliance - QM Points and Fees 2021: Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the Federal Total Loan Amount. Points and Fees total $XXX,XXX.XX on a Federal Total Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX orX.XX%).<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Reinspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7552)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - Check Loan Designation Match - QM: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. due to QM Points and Fees.<br> Federal Compliance - QM Points and Fees 2021: Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the Federal Total Loan Amount. Points and Fees total $XXX,XXX.XX on a Federal Total Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX orX.XX%).<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Appraisal report dated XX/XX/XXXX is missing evidence of receipt.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Reinspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. | SELLER - GENERAL COMMENT (2025-06-26): Is there anything we can do to fix?<br> REVIEWER - GENERAL COMMENT (2025-06-26): The loan failed QM points and fees testing. A Mavent report was provided which is dated post close and does not cure the overdisclosure of points and fees in the amount of $XXX,XXX.XX.<br> SELLER - GENERAL COMMENT (2025-06-26): Is there anything we can do to fix?<br> REVIEWER - GENERAL COMMENT (2025-06-26): The loan failed QM points and fees testing. A Mavent report was provided which is dated post close. The disclosed undiscounted rate and price disclosed on the report does not cure the overdisclosure of points and fees in the amount of $XXX,XXX.XX. | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001540 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Credit Calculation / Analysis - Guideline Requirement: Representative FICO score discrepancy.: Representative FICO score of 618 is less than Guideline representative FICO score of 620.<br> [3] Credit Documentation - Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided<br> [2] General - Evidence of Taxpayer Consent is Missing, and Taxpayer documentation is present. | Borrower does not meet minimum FICO score of 620.<br> File is missing Verification of Rent (VOR) and Verification of Mortgage (VOM) to verify 12 months' housing history required by guidelines. |  | 3 | [3] Appraisal Documentation - Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX | Appraisal was made subject to and appraisal update was missing in file. |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Client:431XX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Client:431XX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: File is missing evidence of receipt of appraisal.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: File is missing evidence of receipt of appraisal.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: File is missing evidence of receipt of appraisal.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Only Closing Disclosure in file is the final Closing Disclosure issued XX/XX/XXXX and closing was XX/XX/XXXX. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001541 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 2 | [2] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds Guideline total debt ratio of X.XX%. | Calculated investor qualifying total debt ratio of X.XX% exceeds Guideline total debt ratio of X.XX%. | REVIEWER - WAIVED COMMENT (2025-07-08): Client restates designation to Non-QM. DTI slightly exceeds guideline max. | 1 |  |  |  | 2 | [2] Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM.<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (8304) | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Client restates designation to Non-QM. | REVIEWER - CURED COMMENT (2025-06-23): Sufficient Cure Provided At Closing | Federal Compliance - Check Restated Loan Designation Match - General Ability to Repay: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $XXX.XX. |  |  | B | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001465 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] General - FHA - Informed Consumer Choice Disclosure was not provided to borrower within 3 business days of the loan application.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided<br> [1] Application / Processing - Flood Certificate Error: Certificate Number was not provided. |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001468 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose an Recording service fee $XXX.XX and Title Courier/Messenger Fee$XXX.XX as prepaid finance charge. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001467 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Flood Certificate not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - (Missing Data) Flood Hazard Zone: Federal Compliance - (Missing Data) Flood Hazard Zone: Special Flood Hazard Zone indicator was not provided. The applicable flood zone related testing cannot be performed.<br> [2] State Compliance - Idaho Prepayment Penalty: Idaho Prepayment Penalty: Loan contains a prepayment penalty which was not disclosed separately in writing to borrower.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Unable to determine if Notice of Right to Cancel was executed on the proper Model Form. The H-9 form was used instead of the H-8 form, however, the loan file does not contain evidence that the refinance was by the original creditor. |  |  | Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001463 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - FHA Case Number Assignment Date Missing: FHA Case # Assignment Date missing. Creditor application date used as FHA case # assignment date for purposes of any applicable compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001466 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty: Maximum prepay allowed is 6 months interest calculated on 80% of the original balance ($XXX,XXX.XX). Loan contracts for maximum calculated prepay of $XXX,XXX.XX, which exceeds max allowable. Prepay may be impermissible depending on the lender's license type. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date ofXX/XX/XXXX 12:00:00 AM. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001469 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Flood Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - (Missing Data) Flood Hazard Zone: Federal Compliance - (Missing Data) Flood Hazard Zone: Special Flood Hazard Zone indicator was not provided. The applicable flood zone related testing cannot be performed.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001470 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 2 |  | [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided<br> [3] Government Documentation - Missing Document: HUD/VA 92900-A not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - FHA Case Number Assignment Date Missing: FHA Case # Assignment Date missing. Creditor application date used as FHA case # assignment date for purposes of any applicable compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Missing: RESPA: Initial GFE not provided to Borrower(s).<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA - Initial GFE Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001471 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Notice of Special Flood Hazard Disclosure Not Provided Timely: FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Notice of Special Flood Hazard Disclosure Not Provided Timely: Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: Under disclosure due to lenders TIL utilized an index lower than available within look back. Lowest index within look back is X.XX%. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Special Flood Hazard Disclosure Not Provided Timely: Liability for violations cannot be transferred to a subsequent purchaser of a loan.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001473 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Missing Initial Loan Application Test: A 6-month lookback from consummation was performed.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a Recording Service fee of $XXX.XX, an Attorney Fee of $XXX.XX and Title Pick up Fee of $XXX.XX as prepaid finance charges and disclosed Settlement Closing fees of $XXX.XX and final HUD reflects $XXX,XXX.XXIL Itemization disclosed a Courier fee of -$XXX.XX, a Funding fee of $XXX.XX and a Payoff fee of $XXX.XXas prepaid finance charges and final HUD reflects $XXX,XXX.XX. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001531 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Flood Certificate not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  | REVIEWER - GENERAL COMMENT (2025-06-11): Flood Cert provided does not include full address for subject. Exception remains. |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - (Missing Data) Flood Hazard Zone: Federal Compliance - (Missing Data) Flood Hazard Zone: Special Flood Hazard Zone indicator was not provided. The applicable flood zone related testing cannot be performed.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (2010) – GFE column on page 3 of Final HUD-1 does not match most recently disclosed GFE.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Missing: Truth in Lending Act (Early TIL Disclosure): Initial TIL was not provided to the borrower.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  | REVIEWER - GENERAL COMMENT (2025-06-11): EXCEPTION HISTORY - Exception Detail was updated on XX/XX/XXXX PRIOR Exception Detail: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing. | Federal Compliance - RESPA (2010) – GFE column on HUD Comparison Chart Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Missing: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001535 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disclosed Note P&I payment does not equal calculated P&I payment: Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXX,XXX.XX does not match calculated P&I of $XXX,XXX.XX. Note P&I was used for the APR calculation and compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose Service charges of $XXX.XX Tax Service fee of $XXX.XXand Courier fee of $XXX.XXas prepaid finance charge. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001538 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Flood Certificate not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - (Missing Data) Flood Hazard Zone: Federal Compliance - (Missing Data) Flood Hazard Zone: Special Flood Hazard Zone indicator was not provided. The applicable flood zone related testing cannot be performed.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001530 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Closing / Title - Missing Document: Security Instrument - Subject Lien not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Financing Agreement: Missing Financing Agreement. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. | Federal Compliance - Missing Initial Loan Application No Fees: A 6-month lookback from consummation was performed. |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  | TR Indeterminable |  | C |  | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001516 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Flood Certificate not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disclosed Note P&I payment does not equal calculated P&I payment: Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXX,XXX.XX does not match calculated P&I of $XXX,XXX.XX. Note P&I was used for the APR calculation and compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - (Missing Data) Flood Hazard Zone: Federal Compliance - (Missing Data) Flood Hazard Zone: Special Flood Hazard Zone indicator was not provided. The applicable flood zone related testing cannot be performed.<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (2010): 0% tolerance violation for 803 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA (2010) - Balloon Amount Due on GFE Inaccurate: RESPA (2010): Balloon amount due on GFE does not match actual balloon amount.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA (2010) - Balloon Amount Due on Final HUD-1 Inaccurate: RESPA (2010): Balloon amount due on Final HUD-1 does not match actual balloon amount.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (2010): Initial payment on Final HUD-1 does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 0% Tolerance (Line 803) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Balloon Amount Due on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Balloon Amount Due on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001539 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Disclosed Note P&I payment does not equal calculated P&I payment: Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXX,XXX.XX does not match calculated P&I of $XXX,XXX.XX. Note P&I was used for the APR calculation and compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Federal HPML 2009 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Ability to Repay Not Verified): Federal Higher Priced Mortgage Loan: Borrower's ability to repay not verified with reliable documentation.<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: Rate lock period not provided.: GFE Date: XX/XX/XXXX<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: Truth in Lending Act (Early TIL Disclosure): Corrected TIL for APR inaccuracy was not received by the borrower at least three (3) business days prior to closing.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. | Federal Compliance - Missing Initial Loan Application Test: A 6-month lookback from consummation was performed.<br> Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Federal HPML 2009 Non Compliant: TILA HPML - Subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Ability to Repay Not Verified): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TIL-MDIA 3-day Waiting Period - Corrected TIL for APR Inaccuracy Received Less than 3 Business Days from Consummation: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001490 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | The file is missing one or more of the core documents required for a review. Please provide a credit application, an Approval or 1008, asset verification, an origination credit report, and a CD, Closing Statement or HUD1. | REVIEWER - GENERAL COMMENT (2025-06-02): Still missing an origination credit report, | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001478 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | The file is missing one or more of the core documents required for a review. Please provide a Approval or 1008, income verification, an origination credit report, and all a CD, Closing Statement or HUD1. | REVIEWER - GENERAL COMMENT (2025-06-02): Still missing a copy of a credit report.<br> REVIEWER - GENERAL COMMENT (2025-07-07): Still missing a copy of a credit report as required by the guidelines. | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001479 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | The file is missing one or more of the core documents required for a review. Please provide a credit application, an origination credit report. | REVIEWER - GENERAL COMMENT (2025-06-02): Still missing a copy of a credit report and guidelines | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001480 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Insurance Documentation - Hazard Insurance Error: Subject hazard insurance premium is missing from evidence of insurance.<br> [3] General - Incomplete Document: 1003 Final is incomplete<br> [3] General - Missing Document: 1007 Rent Comparison Schedule not provided<br> [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided<br> [3] Insurance Documentation - Rent loss insurance is required on all properties and there is no evidence of this insurance in the file.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [1] Application / Processing - Missing Document: Flood Certificate not provided | Missing hazard policy effective at time of origination.<br> Final credit application is not signed by the borrowers.<br> 1007 Rent Comparison Schedule is missing in file<br> Fraud Report is missing in file<br> Hazard insurance policy is datedXX/XX/XXXX which is after the note date ofXX/XX/XXXX. Missing policy effective at time of closing.<br> Missing hazard policy effective at time of origination.<br> The subject property is located in a FEMA Disaster area. Require a post-disaster inspection verifying there was no damage to the subject property<br> Flood certificate provided is dated XX/XX/XXXX. Missing certificate effective at time of closing. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001483 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | The file is missing one or more of the core documents required for a review. Please provide a Approval or 1008, asset verification, an origination credit report, and a CD, Closing Statement or HUD1. | REVIEWER - GENERAL COMMENT (2025-06-02): Still missing an Approval or 1008, asset verification, an origination credit report, a CD, Closing Statement or HUD1, and guidelines.<br> REVIEWER - GENERAL COMMENT (2025-07-07): Still missing a copy of a credit report as required by the guidelines. | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001485 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Insurance Documentation - Hazard Insurance Error: Subject hazard insurance premium is missing from evidence of insurance.<br> [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided<br> [1] Application / Processing - Missing Document: Flood Certificate not provided | Note date is not covering provided policy however current policy is required in the file.<br> Hazard Insurance Policy is missing in the file.<br> Flood certificate provided is dated XX/XX/XXXX, post close from note date ofXX/XX/XXXX. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001486 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Minimum Loan Amount discrepancy.: Note loan amount of $XXX,XXX.XX is less than Guideline minimum loan amount of $XXX,XXX.XX.<br> [3] Application / Processing - Missing Document: Certificate of Good Standing not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Credit Documentation - Missing Document: OFAC not provided | Loan amount $XXX.XX is less than guideline required minimum $XXX,XXX.XXissing Certificate of Good Standing for borrowing entity.<br> Credit report is not provided in file.<br> Fraud report is not provided in file.<br> OFAC is not provided in file. | REVIEWER - GENERAL COMMENT (2025-06-18): The document provided is dated a year after closing.<br> REVIEWER - GENERAL COMMENT (2025-06-18): The guidelines require OFAC search performed within 45 days of note date. The OFAC search provided is 104 days after closing. | 1 |  |  |  |  |  |  |  |  |  |  |  | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001487 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Insurance Documentation - Hazard Insurance Error: Subject hazard insurance premium is missing from evidence of insurance.<br> [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> [1] Application / Processing - Missing Document: Flood Certificate not provided | Subject hazard insurance premium is missing from evidence of insurance.<br> Missing background check for the guarantor.<br> The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required.<br> Flood certificate provided is dated XX/XX/XXXX. Missing certificate effective at time of closing. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001488 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXX, Credit Report: Original // Borrower: XXXX | OFAC not provided and required.<br> Foreign national credit report not required. | REVIEWER - GENERAL COMMENT (2025-06-18): The guidelines require OFAC be searched within 45 days of origination date. The OFAC search provided is dated XX/XX/XXXXhich is after the note date.<br> REVIEWER - GENERAL COMMENT (2025-06-18): The guidelines require OFAC be searched within 45 days of origination date. The OFAC search provided is dated XX/XX/XXXXhich is after the note date. | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001491 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Minimum Loan Amount discrepancy.: Note loan amount of $XXX,XXX.XX is less than Guideline minimum loan amount of $XXX,XXX.XX.<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXX<br> [3] Insufficient Coverage - The Hazard Insurance Policy Effective Date is after closing.: Hazard Insurance Policy Effective Date XX/XX/XXXX, Disbursement Date: XX/XX/XXXX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX | Note loan amount of $XXX,XXX.XX is less than Guideline minimum loan amount of $XXX,XXX.XX.<br> Credit Report is missing<br> OFAC is missing<br> OFAC was not checked and required per guidelines.<br> The Hazard Insurance Policy Effective Date of XX/XX/XXXX is after Disbursement Date of XX/XX/XXXX.<br> The Property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there were no damage. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared/end date. | REVIEWER - GENERAL COMMENT (2025-06-18): The credit report provided is datedXX/XX/XXXX The guidelines require the credit report to be dated within 90 days prior to the note date. Additionally, the report does not contain the borrower's name or any identification of the borrower.<br> REVIEWER - GENERAL COMMENT (2025-06-18): The guidelines require OFAC search within 45 days of application. The OFAC findings provided are dated XX/XX/XXXXhich is 92 days after application.<br> REVIEWER - GENERAL COMMENT (2025-06-18): The guidelines require OFAC search within 45 days of application. The OFAC findings provided are dated XX/XX/XXXXhich is 92 days after application. | 1 |  |  |  |  |  |  |  |  |  |  |  | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001493 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXX, Credit Report: Original // Borrower: XXXX | Background check missing in file.<br> Fraud Report is Missing in file.<br> OFAC is Missing in file.<br> OFAC document is Missing in file. | REVIEWER - GENERAL COMMENT (2025-06-18): The guidelines require OFAC searches performed within 45 days of application. The OFAC provided is dated XX/XX/XXXXhich is 79 days after application.<br> REVIEWER - GENERAL COMMENT (2025-06-18): The guidelines require OFAC searches performed within 45 days of application. The OFAC provided is dated XX/XX/XXXXhich is 79 days after application. | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001494 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 3 | 3 | [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXXX // Account Type: Individual Retirement Account (IRA) / Account Number: XXXX, Financial Institution: Share Owner // Account Type: Savings / Account Number: XXXX, Financial Institution: Share Owner // Account Type: Stocks / Account Number: XXXX, Financial Institution: XXXXX // Account Type: Stocks / Account Number: XXXX, Financial Institution: XXXXX // Account Type: Stocks / Account Number: XXXX, Financial Institution: XXXX // Account Type: Checking / Account Number: XXXX<br> [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Certificate of Good Standing not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXXX, Credit Report: Original // Borrower: XXXXX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX<br> [1] Application / Processing - Missing Document: Flood Certificate not provided | Guidelines require statements evidencing at least two months consecutive activity. Only 1 month was provided for all asset accounts.<br> Certificate of Good Standing in file is not dated within 90 days from the note date.<br> Fraud Report is missing<br> OFAC is missing<br> The Property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there were no damage. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared / end date.<br> Flood determination provided is datedXX/XX/XXXX, not within 90 days from the note date, XX/XX/XXXX. | REVIEWER - GENERAL COMMENT (2025-06-18): The document provided is not dated within 90 days of the origination as required by the guidelines. The document is datedXX/XX/XXXXREVIEWER - GENERAL COMMENT (2025-06-18): The OFAC search was not performed within 45 days of origination as required by the guidelines. It is datedXX/XX/XXXXREVIEWER - GENERAL COMMENT (2025-06-18): The OFAC search was not performed within 45 days of origination as required by the guidelines. It is dated XX/XX/XXXX. | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001498 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Credit Documentation - Background check is missing.: Credit Report: Original // Borrower: XXXXX<br> [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXXX | Background Check is missing in file<br> Background Check is missing in file<br> Fraud Report is missing in file<br> OFAC is missing in file | REVIEWER - GENERAL COMMENT (2025-06-18): The OFAC search was not performed within 45 days of origination as required by the guidelines. The search was performed 51 days after origination.<br> REVIEWER - GENERAL COMMENT (2025-06-18): The OFAC search was not performed within 45 days of origination as required by the guidelines. The search was performed 51 days after origination. | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001500 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 3 | 3 | [3] Mortgage / Program Eligibility - Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy.: Calculated Debt Service Coverage Ratio (Subject DSCR) of 0.75 does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) 1.10.<br> [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Insufficient Coverage - The Hazard Insurance Policy Effective Date is after closing.: Hazard Insurance Policy Effective Date XX/XX/XXXX, Disbursement Date: XX/XX/XXXX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX | Calculated debt ratio of 0.75 does not meet the guideline requirement of 1.10.<br> Background Check is missing in the file.<br> Credit report for both guarantors is missing in the file.<br> Fraud Report for both guarantors is missing in the file.<br> The Hazard Insurance Policy Effective Date XX/XX/XXXX is after the note date XX/XX/XXXX.<br> The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. | REVIEWER - GENERAL COMMENT (2025-06-18): The report provided does not have borrower's names or any indication it is for subject borrower's and is dated 4/4/22 which is more than the guideline allowable 90 day age of documentation requirement. | 1 |  |  |  |  |  |  |  |  |  |  |  | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001502 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Mortgage / Program Eligibility - Guideline Requirement: Loan to value discrepancy.: Calculated loan to value percentage of X.XX% exceeds Guideline loan to value percentage of X.XX%.<br> [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Employer Identification Number (EIN) not provided<br> [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXX, Credit Report: Original // Borrower: XXXX | OFAC is not provided. | REVIEWER - GENERAL COMMENT (2025-06-18): ITIN was not located.<br> REVIEWER - GENERAL COMMENT (2025-06-18): The OFAC search was performed 90 days after origination which exceeds the guideline requirement of 45 days,<br> REVIEWER - GENERAL COMMENT (2025-06-18): The OFAC search was performed 90 days after origination which exceeds the guideline requirement of 45 days, | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001528 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | The file is missing one or more of the core documents required for a review. Please provide the entire corrected Note (Exhibit A). |  | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001536 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | The file is missing one or more of the core documents required for a review. Please provide a 1003 or credit application, an Approval or 1008, asset verification, an origination credit report, and a Closing Statement or HUD1. | REVIEWER - GENERAL COMMENT (2025-06-02): Still missing a Approval or 1008, asset verification, and an origination credit report. | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001489 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Mortgage / Program Eligibility - Guideline Requirement: Loan to value discrepancy.: Calculated loan to value percentage of X.XX% exceeds Guideline loan to value percentage of X.XX%.<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXXX, Credit Report: Original // Borrower: XXXXX, Credit Report: Original // Borrower: Omer Lewinsky | Calculated loan to value percentage of X.XX% exceeds Guideline loan to value percentage of X.XX%.<br> Credit Report is missing in file.<br> OFAC is missing in file.<br> OFAC missing in file. | REVIEWER - GENERAL COMMENT (2025-06-18): The OFAC search was performed within 45 days of application as required by the guidelines. The application date isXX/XX/XXXX OFAC date isXX/XX/XXXX.<br> REVIEWER - GENERAL COMMENT (2025-06-18): The OFAC search was performed within 45 days of application as required by the guidelines. The application date isXX/XX/XXXX OFAC date isXX/XX/XXXX. | 1 |  |  |  |  |  |  |  |  |  |  |  | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001496 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Combined loan to value discrepancy.: Calculated combined loan to value percentage of X.XX% exceeds Guideline combined loan to value percentage of X.XX%.<br> [3] Mortgage / Program Eligibility - Guideline Requirement: Loan to value discrepancy.: Calculated loan to value percentage of X.XX% exceeds Guideline loan to value percentage of X.XX%.<br> [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided | Calculated combined loan to value percentage of X.XX% exceeds Guideline combined loan to value percentage of X.XX%.<br> Calculated loan to value percentage of X.XX% exceeds Guideline loan to value percentage of X.XX%<br> Background Check missing in the file.<br> Credit Report missing in the file.<br> Fraud Report missing in the file. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001497 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Insufficient Coverage - The Hazard Insurance Policy Effective Date is after closing.: Hazard Insurance Policy Effective Date XX/XX/XXXX, Disbursement Date: XX/XX/XXXX | Background Check is missing in file<br> File is missing Credit report.<br> Fraud Report is missing in file<br> The Hazard Insurance Policy Effective Date of XX/XX/XXXX is after closing date of XX/XX/XXXX. | REVIEWER - GENERAL COMMENT (2025-06-18): Credit report not provided. An item labeled credit report was provided, but it was not translated to english. | 3 | [3] Appraisal Documentation - Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX | Appraisal was made subject to and 442 is not in images. |  |  |  |  |  |  |  |  |  | D |  | C | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001499 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXX | OFAC missing in the file.<br> OFAC is missing in the file however exception is raised | REVIEWER - GENERAL COMMENT (2025-06-18): The OFAC search was not performed within 45 days of application as required by the guidelines.<br> REVIEWER - GENERAL COMMENT (2025-06-18): The OFAC search was not performed within 45 days of application as required by the guidelines. | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001504 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | The file is missing one or more of the core documents required for a review. Please provide a credit application, a closing statement, CD or HUD1 and credit report. | REVIEWER - GENERAL COMMENT (2025-07-07): Still missing a copy of a credit report as required by the guidelines. | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001505 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 3 | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | The file is missing one or more of the core documents required for a review. Please provide a credit application and an origination credit report. |  | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001506 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided | Background Check is Missing.<br> Fraud Report is Missing. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001507 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXX, Credit Report: Original // Borrower: XXXX | OFAC not provided and required.<br> OFAC not provided. | REVIEWER - GENERAL COMMENT (2025-06-18): An OFAC check must be conducted within 45 days of loan origination, Date of application is XX/XX/XXXX and the document D0433 shows a print date of 07/25.2022. | 3 | [3] Appraisal Documentation - Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX | 442 document not provided. |  |  |  |  |  |  |  |  |  | C |  | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001511 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Miscellaneous - Credit Exception:<br> [3] Miscellaneous - Credit Exception:<br> [3] General - Missing Document: HUD/CD not provided<br> [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXX | Security Instrument in file is dated XX/XX/XXXX. It reflects a Notary Date of 1/5/22 and recording date ofXX/XX/XXXXPlease provide a re-executed Security Instrument with the correct date of XX/XX/XXXX.<br> Note reflects a date of XX/XX/XXXX. Per documentation in file, this loan closed XX/XX/XXXX. Please provide re-executed Note with the correct date. | REVIEWER - GENERAL COMMENT (2025-06-18): An Ofac check must be conducted within 45 days of the loan origination. Date of application is XX/XX/XXXX and the Ofac document D0480 shows a date of XX/XX/XXXX.<br> REVIEWER - GENERAL COMMENT (2025-06-18): An Ofac check must be conducted within 45 days of the loan origination. Date of application is XX/XX/XXXX and the Ofac document D0480 shows a date of XX/XX/XXXX. | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001529 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 | 1 |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001492 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Credit Documentation - Missing Document: Credit Report not provided | Missing background check for the guarantor.<br> Provide most recent credit report. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001495 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Address: XXXXX, Address: XXXXX Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Certificate of Good Standing not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Application / Processing - Missing Document: Tax Certificate not provided: Address: XXXXX<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXXX<br> [1] Application / Processing - Missing Document: Flood Certificate not provided: Address: XXXXX<br> [1] Application / Processing - Missing Document: Flood Certificate not provided: Address: XXXXX<br> [1] Application / Processing - Missing Document: Missing Final 1003 | Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Certificate of Good Standing provided is not dated within 90 days of the note date.<br> OFAC not provided.<br> Tax Certificate not provided.<br> OFAC was not provided.<br> Flood certificate provided is not dated within 90 days of the note date.<br> Flood certificate provided is not dated within 90 days of the note date. | REVIEWER - GENERAL COMMENT (2025-06-18): Certificate of good standing should be no more than 90 DAYS from the origination date. Origination date is XX/XX/XXXX while the COGS has a date of XX/XX/XXXX.<br> REVIEWER - GENERAL COMMENT (2025-06-18): An Ofac check must be conducted within 45 days of the loan origination. Date of application is XX/XX/XXXX and the Ofac document D0490 shows a date of XX/XX/XXXX.<br> REVIEWER - GENERAL COMMENT (2025-06-18): An Ofac check must be conducted within 45 days of the loan origination. Date of application is XX/XX/XXXX and the Ofac document D0490 shows a date of XX/XX/XXXX. | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001501 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - Missing Document: Articles of Organization/Formation not provided<br> [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Certificate of Good Standing not provided |  | REVIEWER - GENERAL COMMENT (2025-06-18): Certificate of good standing no more than 90 DAYS from the origination date is missing in file to verify the existence of the business. | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001527 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Credit Documentation - Background check is missing.: Credit Report: Original // Borrower: XXXXX<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Address: XXXXX, Address: XXXXX Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] General - Missing Document: 1007 Rent Comparison Schedule not provided: Address: XXXXX<br> [3] General - Missing Document: 1007 Rent Comparison Schedule not provided: Address: XXXXX<br> [3] Application / Processing - Missing Document: Certificate of Good Standing not provided<br> [3] Application / Processing - Missing Document: Employer Identification Number (EIN) not provided<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided: Address: XXXXX<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided: Address: XXXXX<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided: Address: XXXXX | 1007 Rent Comparison Schedule is missing in file.<br> 1007 Rent Comparison Schedule is missing in file.<br> Certificate of Good Standing is missing in file.<br> Employer Identification Number is missing in file.<br> Hazard Insurance Policy is missing in file.<br> Hazard Insurance Policy is missing in file.<br> Hazard Insurance Policy is missing in file. | REVIEWER - GENERAL COMMENT (2025-06-18): Certificate of good standing no more than 90 DAYS from the origination date is missing in file to verify the existence of the business. | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001503 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Address: XXXXX, Address: XXXXX, Address: XXXXX Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Application / Processing - Missing Document: Fraud Report not provided |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001508 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Miscellaneous - Credit Exception:<br> [3] Mortgage / Program Eligibility - Guideline Requirement: Loan to value discrepancy.: Calculated loan to value percentage of X.XX% exceeds Guideline loan to value percentage of X.XX%.<br> [3] General - Missing Document: 1007 Rent Comparison Schedule not provided: Address: XXXXX<br> [3] Credit Documentation - Missing Document: Credit Report not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Credit Documentation - Missing Document: OFAC not provided | Bank statement in file has a balance of $XXX,XXX.XX, guidelines require liquidity of at least 10% of loan amount for a Refinance.<br> Calculated loan to value percentage of X.XX% exceeds Guideline LTV percentage of X.XX% for a cash-out refinance.<br> OFAC is missing in the file | REVIEWER - GENERAL COMMENT (2025-06-18): An Ofac check must be conducted within 45 days of the loan origination. Date of application is XX/XX/XXXX and the Ofac document D0705 shows a date of XX/XX/XXXX. | 1 |  |  |  |  |  |  |  |  |  |  |  | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001509 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Certificate of Good Standing not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXXX<br> [3] Insurance Documentation - Rent loss insurance is required on all properties and there is no evidence of this insurance in the file.: Address: XXXXX | Background Check not Provided.<br> Certification of Good Standing Document missing in Loan File.<br> Fraud Report Document missing in Loan File.<br> OFAC was not Provided<br> OFAC Document missing in Loan File.<br> Rent Loss Insurance missing in Loan File | REVIEWER - GENERAL COMMENT (2025-06-18): Certificate of good standing no more than 90 DAYS from the origination date is missing in file to verify the existence of the business.<br> REVIEWER - GENERAL COMMENT (2025-06-18): An Ofac check must be conducted within 45 days of the loan origination. Date of application is XX/XX/XXXX and the Ofac document D0115 shows a date of XX/XX/XXXX.<br> REVIEWER - GENERAL COMMENT (2025-06-18): An Ofac check must be conducted within 45 days of the loan origination. Date of application is XX/XX/XXXX and the Ofac document D0115 shows a date of XX/XX/XXXX. | 3 | [3] Valuation Issue - The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal.: Address: XXXX | Appraisal Effective date mismatch with CDA Effective date. |  |  |  |  |  |  |  |  |  | C |  | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001510 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Tax Certificate not provided: Address: XXXXX<br> [3] Application / Processing - Missing Document: Tax Certificate not provided: Address: XXXXX | Background Check is missing in file |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001484 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | The file is missing one or more of the core documents required for a review. Please provide a credit application and an origination credit report. |  | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001481 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Address: XXXXX, Address: XXXXX, Address: XXXXX, Address: XXXXX, Address: XXXXX Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] General - Missing Document: 1007 Rent Comparison Schedule not provided: Address: XXXXX<br> [3] General - Missing Document: 1007 Rent Comparison Schedule not provided: Address: XXXXX<br> [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Certificate of Good Standing not provided<br> [3] Loan File - Missing Document: Hazard Insurance Policy not provided: Address: XXXXX<br> [3] Closing / Title - Missing Document: Note - Subject Lien not provided<br> [3] Closing / Title - Missing Document: Title Preliminary not provided<br> [3] Closing / Title - (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I: Note P&I of $XXX,XXX.XX does not match Calculated P&I of $XXX,XXX.XX<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXXX<br> [3] Insurance Documentation - Rent loss insurance is required on all properties and there is no evidence of this insurance in the file.: Address: XXXXX<br> [1] Application / Processing - Missing Document: Flood Certificate not provided: Address: XXXXX | The subject property is located in a FEMA Disaster area. Require a post-disaster inspection verifying there was no damage to the subject property<br> Missing Document: 1007 Rent Comparison Schedule not provided<br> Missing Document: 1007 Rent Comparison Schedule not provided<br> Background Check is missing in file<br> Current Certificate of Good Standing not provided in file.<br> Missing Document: Hazard Insurance Policy not provided<br> Note is missing in file<br> Title Preliminary is missing in file<br> Original P&I does not equal Original P&I-Calculated.<br> OFAC missing for XXXXX<br> Evidence of Insurance is missing; unable to determine if Rent Loss insurance is in place.<br> Missing Document: Flood Certificate not provided | REVIEWER - GENERAL COMMENT (2025-06-18): Certificate of good standing no more than 90 DAYS from the origination date is missing in file to verify the existence of the business.<br> REVIEWER - GENERAL COMMENT (2025-06-18): An Ofac check must be conducted within 45 days of the loan origination. Date of application is XX/XX/XXXX and the Ofac document D0648 shows a date of XX/XX/XXXX. | 1 |  |  |  |  |  |  |  |  |  | UTD | Indeterminable | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001482 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Address: XXXXX Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [1] Application / Processing - Missing Document: Flood Certificate not provided: Address: XXXXX<br> [1] Application / Processing - Missing Document: Flood Certificate not provided: Address: XXXXX<br> [1] Application / Processing - Missing Document: Flood Certificate not provided: Address: XXXXX<br> [1] Application / Processing - Missing Document: Flood Certificate not provided: Address: XXXXX | Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Flood certificate provided is dated XX/XX/XXXX. Missing certificate effective at time of closing.<br> Flood certificate provided is dated XX/XX/XXXX. Missing certificate effective at time of closing.<br> Flood certificate provided is dated XX/XX/XXXX. Missing certificate effective at time of closing.<br> Flood certificate provided is dated XX/XX/XXXX. Missing certificate effective at time of closing. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001512 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Address: XXXXX, Address: XXXXX Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> Most Recent Valuation Inspection Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX<br> Disaster End Date: XX/XX/XXXX<br> [3] Credit Documentation - Missing Document: Credit Report not provided | The Property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there were no damage. The inspection must include exterior photos and the property must be re-inspected on or after XX/XX/XXXX declared / end date.<br> Credit Report is missing, available report have only one score | REVIEWER - GENERAL COMMENT (2025-06-18): Provide Credit report for Co-Guarantor. | 1 |  |  |  |  |  |  |  |  |  |  |  | D |  | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001514 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] Application / Processing - Missing Document: Background Check not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided<br> [3] Credit Documentation - Missing Document: OFAC not provided<br> [3] Closing / Title - Missing Document: Title Preliminary not provided: Address: XXXXX<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXXX<br> [3] Credit Documentation - There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. | Background Check is Missing.<br> Fraud Report is Missing<br> OFAC Document is Missing<br> Title Preliminary/Commitment is Missing for Property "XXXXX"<br> OFAC is Missing.<br> Lease Agreement is Missing for Property "XXXXX. | REVIEWER - GENERAL COMMENT (2025-06-18): An Ofac check must be conducted within 45 days of the loan origination. Date of application is XX/XX/XXXX and the Ofac document D0328 shows a date of XX/XX/XXXX.<br> REVIEWER - GENERAL COMMENT (2025-06-18): An Ofac check must be conducted within 45 days of the loan origination. Date of application is XX/XX/XXXX and the Ofac document D0328 shows a date of XX/XX/XXXX. | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001431 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001429 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001336 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: AVM / Valuation Report Date: XX/XX/XXXX<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001337 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL signed by all required parties is blank<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL signed by all required parties is blank: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001430 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Credit Documentation - Missing Document: Credit Report not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): XXXX Consumer Mortgage Protection Act: Borrower Bill of Rights disclosure not provided to borrower.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: XXXX Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - ARM Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001325 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Ability to Repay not Verified): XXXX Consumer Sales Practices Act: Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): XXXX Consumer Sales Practices Act: Acknowledgement of Receipt of Home Mortgage Loan Information Document not retained by lender.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Closing Disclosure Not Provided): XXXX Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Retained by Lender): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>State Compliance - XXXX Consumer Sales Practices Act (Closing Disclosure Not Provided): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001425 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001326 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001324 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. | General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.: No Value provided |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001323 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Page 1 of the HUD has 4500 seller credit for closing costs but no itemization in file to apply to costs.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001322 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001426 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. | File does not contain either Preliminary or Final Title |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001427 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001327 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001328 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - FNMA Points and Fees : FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Loan Amount and $XXX.XX (2007). FNMA Finance Charge total $XXX,XXX.XX on a Original Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2007) (an overage of $XXX,XXX.XX or X.XX%).<br> [2] State Compliance - Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided): Idaho Residential Mortgage Practices Act: Rate Lock-In/Float Disclosure not provided to borrower.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>State Compliance - Idaho Residential Mortgage Practices Act (Rate Lock Agreement Not Provided): The Residential Mortgage Practices Act does not appear to provide for assignee liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001329 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001330 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001331 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001428 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 | File does not contain either Preliminary or Final Title |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: No Document Used For Fee Testing: Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001335 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provded. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001334 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: XXXX Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001332 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001333 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - ARM Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001434 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001350 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001345 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure. Itemization of finance charge was not provided. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001352 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001351 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001437 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): Exceptions occurring more than 6 years ago may be outside the states statute of limitations. Due to the potential remedies available to a court, this exception carries elevated risk to an assignee during the initial 6 years after occurrence of the violation. After the expiration of this 6 year period, the exception retains risk for claims raised as a defense to foreclosure, but not at the same level as during the initial 6 years for affirmative claims. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001343 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001344 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure. |  |  | Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001346 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing: Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided Timely: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001348 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001353 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001435 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001436 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - (Missing Data) Unable to determine if loan is a same lender refi: Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - (TX50(a)(6)) Texas Cash-out Loan (Unable to Determine if the prior lien is a Texas 50(a)(6) loan due to missing information): Unable to determine if the loan is a Previous Texas 50(a)(6) loan due to missing information. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001433 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001347 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] State Compliance - XXXX Late Charge Percent Testing: Note late charge exceeds maximum per state.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | State Compliance - XXXX Late Charge Percent Testing: 5% late charge exceeds 2% maximum per state (NY) |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001349 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003<br> [1] Insurance Documentation - Missing Document: Mortgage Insurance Certificate (MIC) not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] State Compliance - (Doc Error) Note Error: Loan does not comply with state prepayment penalty requirements<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Sales Practices Act (Closing Disclosure Not Provided): XXXX Consumer Sales Practices Act: Consumer did not receive the required Closing Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. | State Compliance - (Doc Error) Note Error: Loan does not comply with state prepayment penalty requirements: PPP expired. Prepayment Penalty not allowed, per OH. Maximum prepayment penalty per OH is 1%. Note state X.XX%/X.XX%/X.XX%. Lender is XXXX XXXX. |  | State Compliance - XXXX Consumer Sales Practices Act (Acknowledgement of Receipt of Home Mortgage Loan Information Document Not Received Timely): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>State Compliance - XXXX Consumer Sales Practices Act (Closing Disclosure Not Provided): The Consumer Sales Practices Act (CSPA) generally does not provide for assignee liability. The Act provides that no claim or defense may be asserted under the Act by the Attorney General or any consumer against a purchaser or assignee of a mortgage loan for value for any action under the statute unless: (a) the violation was committed by the purchaser or assignee; or (b) the assignee or purchaser is affiliated by common control with the seller of the loan at the time the loan was purchased or assigned. <br> The CSPA gives authority to the Office to bring class actions, grant injunctions, and levy monetary fines. Additionally, the CSPA provides borrowers with a private right of action. Therefore, it is possible that any action commenced under the CSPA could result in reputational damage. Moreover, note that since the borrower is allowed to seek equitable remedies in a court of law as part of the private right of action, a court could reform the loan terms which could impact purchasers. Therefore, if the seller cannot be compelled to repurchase the loan, the assignee could face exposure.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001354 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date ofXX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing wasXX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001440 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001342 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001340 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: TIL itemization did not disclose a closing protection letter fee of $XXX.XX flood cert fee of $XXX.XX settlement fee of $XXX.XX and title courier fee of $XXX,XXX.XX as prepaid finance charge. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001338 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001339 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Application / Processing - Missing Valuation: | Appraisal not provided |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001341 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TIL appears to be final but not signed nor initialed by borrower.<br> Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TIL in file indicated to be final, expected funding date same as disbursement and/or note date but is not signed or dated by borrower so cannot confirm that borrower received. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001457 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 3 | 3 | [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXXX // Account Type: Funds from Business Account / Account Number: XXXX<br> [3] Asset Documentation - Guideline Issue:Insufficient asset documentation.: Financial Institution: XXXXX // Account Type: Checking / Account Number: XXXX<br> [3] Mortgage / Program Eligibility - Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy.: Calculated Debt Service Coverage Ratio (Subject DSCR) of 0.35 does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) 1.15.<br> [3] Credit Documentation - OFAC was not checked and required per guidelines.: Credit Report: Original // Borrower: XXXX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Additional 1 month consecutive bank statement is missing, and required per guidelines for down payment.<br> Additional 1 month consecutive bank statement is missing, and required per guidelines for down payment.<br> Calculated DSCR of 0.35 does not meet the guidelines requirement of 1.15.<br> OFAC is missing. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000594 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 2 | 2 | [2] Mortgage / Program Eligibility - Guideline Requirement: Loan to value discrepancy.<br> [2] AUS Discrepancy / Guidelines Discrepancy - Payment Shock exceeds credit guidelines.<br> [2] Guideline Issue - The difference between the P&L Gross Income and the Net Deposits on the bank statements is greater than 5% and exceeds guideline tolerance.: Borrower: XXXXX // Employment Type: Employment / Income Type: Bank Statements / Start Date: XX/XX/XXXX | Cash-out refi not permitted for credit grade B (due to limited tradelines); lender exception (pg 7) to allow cash out up to 65% LTV; subject LTV of X.XX% is further excessive. Exception re-approval required.<br> Payment shock exceeds 300%; lender exception provided in file to waive payment shock requirement due to free and clear home, and low DTI. Exception re-approval required due to incorrect loan terms and comp factors on exception form. | REVIEWER - GENERAL COMMENT (2017-09-08): Client elects to waive (guidelines requirement).<br> REVIEWER - GENERAL COMMENT (2017-09-08): Client elects to waive (guidelines requirement).<br> REVIEWER - GENERAL COMMENT (2017-09-08): Client elects to waive (guidelines requirement). | 1 |  |  |  | 1 | [1] Federal Compliance - Federal HPML 2014 Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is in excess of allowable threshold of APOR X.XX% + 1.5%, or X.XX%. Compliant Higher Priced Mortgage Loan.<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (0) | Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: Fee disclosed as $XXX.XXon Loan Estimate, however disclosed as $XXX.XX on Closing Disclosure. Post consummation CD in file reflects tolerance cure with proof of delivery of the CD, however there is no evidence of the tolerance cure check, proof delivery of the check nor was the rescission period reopened. Exception is EV3 not EV1. | REVIEWER - WAIVED COMMENT (2017-08-24): Client acknowledges HPML and elects to Waive.<br> REVIEWER - GENERAL COMMENT (2017-09-02): New condition as a result of post consummation CD received post review. Actual Grade is EV3 not EV1.<br> REVIEWER - GENERAL COMMENT (2017-09-06): Not addressed<br> REVIEWER - CURED COMMENT (2017-09-12): Cured on funding CD. | Federal Compliance - Federal HPML 2014 Compliant: TILA HPML - If Non-Compliant, subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. | 1X.XX% DTI<br>688 FICO<br>Residual income $XXX,XXX.XX |  |  | B | A | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001450 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 | 2 | [2] Borrower Eligibility - Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible.: Credit Report: Original // Borrower: XXXXX |  | REVIEWER - WAIVED COMMENT (2020-03-09): Client elects to waive the exception with verified compensation factors | 1 |  |  |  |  |  |  |  |  | Borrower has a clean housing payment history<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  |  | B |  | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001449 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 | 2 | [2] Miscellaneous - Credit Exception:<br> [2] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Minimum Loan Amount discrepancy.: Note loan amount of $XXX,XXX.XX is less than Guideline minimum loan amount of $XXX,XXX.XX. | Property on Stewart is legal non-conforming; if damaged not guaranteed it could be re-built as a 2 unit property.<br> Per cross collateral guidelines, minimum loan amount is $XXX.XX,000; loan amount only $XXX.XX,250. | REVIEWER - WAIVED COMMENT (2020-03-11): Client elects to waive the exception with verified compensating factors<br> REVIEWER - WAIVED COMMENT (2020-03-11): Client elects to waive the exception with verified compensating factors | 1 |  |  |  |  |  |  |  |  | The qualifying DSCR on the loan is greater than the guideline minimum. |  |  | B |  | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001452 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 | 2 | [2] Asset Documentation - Assets Error: Usability was not provided | Assets are in the account of the non Guarantor. | REVIEWER - WAIVED COMMENT (2020-09-22): Client elects to waive with comp factors | 1 |  |  |  |  |  |  |  |  | Borrower has a clean housing payment history<br>Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $XXX,XXX.XX.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  |  | B |  | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001448 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 | 1 |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001451 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 | 1 |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001447 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 | 2 | [2] Miscellaneous - Credit Exception: | Secondary valuation company is not an approved company. Must be from XXXX or XXXX | REVIEWER - WAIVED COMMENT (2020-06-22): Client elects to waive with comp factors | 1 |  |  |  |  |  |  |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  |  | B |  | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001446 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 | 1 |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001445 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 2 | 2 | [2] Miscellaneous - Credit Exception: | Lender exception granted. Subject property is 648 sq ft as per guidelines SFR needs to be at least 700 sq ft. | REVIEWER - WAIVED COMMENT (2020-03-26): Client elects to waive the exception with verified compensation factors | 1 |  |  |  |  |  |  |  |  | Borrower's FICO score is above the minimum by 20 points or more.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines.<br>Borrower's PITIA reserves are above the minimum amount of 6 months<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $XXX,XXX.XX.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  |  | B |  | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001454 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 3 | [3] General - Missing Document: 1007 Rent Comparison Schedule not provided<br> [3] Application / Processing - Missing Document: Fraud Report not provided | Fraud Report is missing in file. |  | 1 |  |  |  |  |  |  |  |  |  |  |  | C |  | A | C |
| XXXX | XXXX |  | XXXX XXXX | 000361 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000778 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (0)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Evidence of appraisal receipt is missing. | REVIEWER - CURED COMMENT (2024-07-10): Sufficient Cure Provided At Closing<br> REVIEWER - CURED COMMENT (2024-07-10): Sufficient Cure Provided At Closing |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000593 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine reason for under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000351 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001412 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Missing Document - E-sign Consent Agreement is missing.: Disclosure: E-Sign Consent Agreement<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: TORNADOES<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXX,XXX.XX is over disclosed by $XXX,XXX.XX compared to the calculated Amount Financed of $XXX,XXX.XX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - Pre October 2018: TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on XX/XX/XXXX are underdisclosed. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: Final Disclosure disclosed a Finance Charges are $XXX,XXX.XX. Due Diligence Finance Charges are $XXX,XXX.XX. There is a variance of $XXX,XXX.XX.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Final Disclosure disclosed a Finance Charges are $XXX,XXX.XX. Due Diligence Finance Charges are $XXX,XXX.XX. There is a variance of $XXX,XXX.XX.<br> Federal Compliance - TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - Pre October 2018: Final Closing Disclosure dated XX/XX/XXXX did not disclose Non Escrowed Property Costs over Year 1.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: 10% tolerance was exceeded by $XXX,XXX.XX due to increase of Recording Fee. $XXX,XXX.XX No valid COC provided, nor evidence of cure in file. |  | Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - Pre October 2018: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001389 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001395 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Credit Documentation - No evidence of fraud report in file: Credit Report: Original // Borrower: XXXXX, Credit Report: Original // Borrower: XXXXX | No evidence of Fraud Report in file |  | 3 | [3] Value Discrepancy - Loan is to go in a securitization and reflects only one valuation product when two are required. | Loan is to go in a securitization and reflects one valuation when 2 are required. |  | 1 |  |  |  |  |  |  |  | C | A | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001393 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Mortgage Insurance Premium. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7591) | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): No documentation in the loan file to evidence delivery of the appraisal to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. The file did not contain a valid Change of Circumstance for the increased fee and the tolerance cure on the Final CD was not sufficient to cure both tolerance issues.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Mortgage Insurance Premium. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. The file did not contain a valid Change of Circumstance for the increased fee and the tolerance cure on the Final CD was not sufficient to cure both tolerance issues. |  | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001411 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001415 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided: Valuation Type: Stated / Valuation Report Date: |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (2010): 0% tolerance violation for 1203 fee with evidence of cure provided on Final HUD-1<br> [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 1203) With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001388 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA: Initial GFE not provided to Borrower(s) within three (3) business days of Application Date.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule (Dodd-Frank 2014): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Appraisal delivery receipt is not provided.<br> Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application.<br> Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: Right to Receive a Copy of appraisal not provided to applicant within three (3) business days of application or determination of first lien status. |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely: There is generally no Assignee Liability.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001413 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide a complete closing package including an Approval, AUS or 1008, Loan Estimate(s), income and asset documentation. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001398 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (2010) - Borrower did not receive a list of service providers at the time the Good Faith Estimate was provided.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet. |  |  | Federal Compliance - RESPA (2010) – Written Service Provider List Not Provided Timely: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001390 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (2010): 0% tolerance violation for 802 fee without evidence of sufficient cure provided.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (2010): Interest Rate on GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA: Initial escrow account statement was not provided to the borrower.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - RESPA (2010) - 0% Tolerance (Line 802) Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Interest Rate on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001417 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - RESPA (2010) - 10% Tolerance With Cure: RESPA (2010): 10% tolerance violation with evidence of cure provided on Final HUD-1. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - 10% Tolerance With Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001399 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Rate/Term |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001409 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM (APOR) | 3 | 3 | [3] Closing / Title - Loan is not using the new FNMA Legal Documents.<br> [3] Income Documentation - REO Documents are missing.: Address: XXXXX Lease Agreement, Statement | Loan is not using the new FNMA Legal Documents. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (75215) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Evidence of appraisal receipt 3 business days prior to closing is not in file. | REVIEWER - CURED COMMENT (2025-04-18): Sufficient Cure Provided At Closing |  |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001387 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary HPQM (GSE/Agency Eligible) | 3 | 3 | [3] Insurance Eligibility - MI Monthly Premium Amount documented in file does not match the Prepaid Mortgage Insurance Premium amount per month collected on the final Closing Disclosure.: Date Issued: XX/XX/XXXX / Relative Sequence Num: 3<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES<br> Disaster Declaration Date: XX/XX/XXXX | MI Monthly Premium outlined in Final Closing Disclosure of $XXX,XXX.XX is less than the documented amount of $XXX,XXX.XX per MI cert in file. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Temporary HPQM (GSE/Agency Eligible).<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a mortgage insurance payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/2745520)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XX/XX/XXXX). The disclosed Total of Payments in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated total of payments of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Mortgage Insurance Premium. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8603) | Federal Compliance - Check Loan Designation Match - QM: The loan has been identified as a Higher Priced Mortgage Loan, resulting in a Loan Designation discrepancy.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Disclosed Finance Charges are $XXX,XXX.XX . Due Diligence Finance Charges are $XXX,XXX.XX. There is a variance of $XXX,XXX.XX.<br> Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: Final Closing Disclosure provided on XX/XX/XXXX disclosed a mortgage insurance payment for payment stream 1 that does not match the MI cert in file.<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: Final Closing Disclosure of XX/XX/XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Mortgage Insurance Premium increased without a valid change of circumstance. Cure was not provided at closing. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001394 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Risk | 3 | 3 | [3] Income Eligibility - Borrower has un-audited YTD P&L and does not have 2 months Account statements. (GSE COVID-19): Borrower: XXXXX // Employment Type: Employment / Income Type: Sole Proprietor / Start Date: XX/XX/XXXX<br> [3] Income Documentation - Income documentation requirements not met.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | File is missing signed tax returns required by the AUS approval. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - Sole Proprietorship Income Documentation Test: Qualified Mortgage (Dodd-Frank 2014): Self-employed income documentation not sufficient (Sole Proprietorship). (XXXX/Schedule C)<br> [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Federal Compliance - Check Loan Designation Match - QM: File is missing signed tax returns required by the AUS approval, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: File is missing signed tax returns required by the AUS approval, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: File is missing signed tax returns required by the AUS approval, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - Sole Proprietorship Income Documentation Test: File is missing signed tax returns required by the AUS approval, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): Evidence of appraisal receipt 3 business days prior to closing is not in file. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001403 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Verification appraisal was delivered to borrower was not provided. |  |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001416 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [3] Appraisal Documentation - Missing Document: Appraisal not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001410 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: Unable to determine if the initial escrow account statement is compliant based on missing information.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan): Truth in Lending Act (MDIA 2011): The "Maximum First Five Years" date on the Final TIL does not match the date on which the first regular periodic payment will be due and the earliest date on which that rate may apply.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - First Adjustment Change Date Inaccurate: Truth in Lending Act (MDIA 2011): The "First Adjustment" date on the Final TIL does not match the first adjustment date for the loan.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - First Adjustment Taxes and Insurance Inaccurate: Truth in Lending Act (MDIA 2011): The "First Adjustment" amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the escrow payment that may apply during the first rate adjustment of the loan.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - First Adjustment Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): The "First Adjustment" total payment amount (PITI) on the Final TIL does not match the total payment amount that may apply during the first rate adjustment of the loan. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Maximum In First 5 Years Change Date Inaccurate (ARM loan): TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - First Adjustment Change Date Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - First Adjustment Taxes and Insurance Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - First Adjustment Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001404 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001402 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide a complete closing package including an Approval, AUS or 1008, Loan Estimate(s), income and asset documentation. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001385 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Miscellaneous Compliance - (Doc Error) GFE Error: There is no evidence that the interest rate was locked prior to closing<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan.<br> [2] Federal Compliance - RESPA - Initial Escrow Account Statement Missing: Unable to determine if the initial escrow account statement is compliant based on missing information.<br> [2] Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA Servicing Disclosure Rule: Creditor did not provide Servicing Disclosure Statement.<br> [2] Federal Compliance - SAFE Act - LO Company not licensed at time of application: Unable to test LO company NMLS license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Secure and Fair Enforcement for Mortgage Licensing Act: Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] Federal Compliance - SAFE Act - Individual LO NMLS license status not approved: Unable to test Individual Loan Originator license status due to missing information.<br> [2] Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Unable to test Loan Originator license due to missing information.<br> [2] Federal Compliance - SAFE Act - LO Company NMLS license status not approved: Unable to test LO company status due to missing information.<br> [2] Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Secure and Fair Enforcement for Mortgage Licensing Act: Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA - Initial GFE Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Servicing Disclosure: Servicing Disclosure Statement Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - LO Company not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - LO Company NMLS does not match NMLS: Liability appears to be limited to originators/licensees.<br>Federal Compliance - SAFE Act - Individual LO not licensed at time of application: Liability appears to be limited to originators/licensees.<br>Federal Compliance - Safe Act NMLS - Missing Evidence of Initial Loan Application Date: Liability appears to be limited to originators/licensees.<br>Federal Compliance - TIL-MDIA - Initial TIL Not Provided within 3 Business Days of Application: TILA MDIA - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001418 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM (APOR) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing.<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Loan Estimate provided on XX/XX/XXXX not received by borrower at least four business days prior to closing. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001419 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 3 | [3] Insufficient Coverage - The Hazard Insurance Policy Effective Date is after closing.: Hazard Insurance Policy Effective Date XX/XX/XXXX, Disbursement Date: XX/XX/XXXX |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] State Compliance - XXXX Counseling Agencies Disclosure Not in File: XXXX HB1399 - No evidence of required counseling disclosure language per XXXX HB 1399.<br> [2] Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: RESPA (2010): Existence of escrow account disclosed on Final HUD-1 does not match actual terms.<br> [2] Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA Disclosure Rule: Creditor did not provide HUD Settlement Cost Booklet.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: Truth in Lending Act (MDIA 2011): The amount of taxes and insurance, including any mortgage insurance, on the Final TIL does not match the amount of taxes and insurance, including any mortgage insurance, for the loan.<br> [2] Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: Truth in Lending Act (MDIA 2011): Total payment amount (PITI) on the Final TIL does not match the total payment amount for the loan. | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: The file was missing evidence the Right to Receive Appraisal Disclosure provided to borrower within 3 days of initial application.<br> Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: Existence of escrow account disclosed on Final HUD-1 does not match actual terms. |  | State Compliance - XXXX Counseling Agencies Disclosure Not in File: HB 1399 does not contain express provisions for assignee liability.<br>Federal Compliance - RESPA (2010) - Existence of Escrow Account on Final HUD-1 Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - HUD Settlement Cost Booklet Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA - Introductory Escrow Payment Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - 2011 TIL-MDIA Rate-Payment Summary Table - Introductory Total Payment (PITI) Inaccurate: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001392 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM (APOR) | 3 | 3 | [3] Missing Document - E-sign Consent Agreement is missing.: Disclosure: E-Sign Consent Agreement |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001422 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> [3] Closing / Title - Loan is not using the new FNMA Legal Documents.<br> [3] Income Documentation - REO Documents are missing.: Address: XXXXX Tax Verification | The AUS approval included 100% of the gross rental income for the subject property and excluded the subject PITI payment, resulting in a lower DTI then supported in the loan file.<br> FNMA version used is prior to 07/2021 |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001407 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 3 | [3] Closing / Title - Loan is not using the new FNMA Legal Documents. | Note Version is 1/01, Version 07/2021 should have been used. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXX,XXX.XX is over disclosed by $XXX,XXX.XX compared to the calculated Amount Financed of $XXX,XXX.XX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Interim Closing Disclosure Timing Test: TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure provided on or after XX/XX/XXXX contains a change in APR and was not received by borrower at least three (3) business days prior to consummation<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower. (8304)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Of Employment Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower. (7571) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Missing evidence borrower received a copy of the appraisal at least three business days prior to closing.<br> Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: Disclosed Amount Financed is $XXX,XXX.XX. Due Diligence Amount Financed is $XXX,XXX.XX. There is a variance of $XXX,XXX.XX.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Disclosed Finance Charge is $XXX,XXX.XX. Due Diligence Finance Charge is $XXX,XXX.XX. There is a variance of $XXX,XXX.XX. | REVIEWER - CURED COMMENT (2025-04-29): Sufficient Cure Provided within 60 Days of Closing<br> REVIEWER - CURED COMMENT (2025-04-29): Sufficient Cure Provided within 60 Days of Closing | Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Interim Closing Disclosure Timing Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001408 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Using the coverage listed on the insurance binder, the coverage shortage is $XXX.XX000. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001423 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | QM (APOR) Fail | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXXX 4506-C (2020), 4506-C (2021)<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXXX 4506-C (2020), 4506-C (2021)<br> [3] Income Documentation - Income documentation requirements not met.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORM AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX | Lender did not include the monthly HOA dues for the subject in the DTI. Inclusion of the fee the DTI is X.XX% and exceeds the DU approved DTI of X.XX%.<br> Missing DU required executed 4506-T for both Borrowers. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines: Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of X.XX% moderately exceeds the guideline maximum of X.XX%. (DTI Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - QM Points and Fees 2021: Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the Federal Total Loan Amount. Points and Fees total $XXX,XXX.XX on a Federal Total Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX orX.XX%).<br> [2] Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 4 months prior to consummation. A lookback was performed to determine this application date.<br> [2] Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Truth in Lending Act (NMLSR Dodd- Frank 2014): Unable to determine compliance with NMLSR timing requirements due to missing evidence of initial loan application date.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower.<br> [2] Federal Compliance - TIL HPML Appraisal Disclosure - HPML Timing: HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018: TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on XX/XX/XXXX are underdisclosed. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7200)<br> [1] Application / Processing - Missing Document: Missing Lender's Initial 1003 | Federal Compliance - Check Loan Designation Match - QM: The file is missing the required income documentation and the points and fees are more than allowable maximum, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: The file is missing the required income documentation and the points and fees are more than allowable maximum, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines: The file is missing the required income documentation and the points and fees are more than allowable maximum, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: The file is missing the required income documentation and the points and fees are more than allowable maximum, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - QM Points and Fees 2021: Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the Federal Total Loan Amount. Points and Fees total $XXX,XXX.XX on a Federal Total Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX orX.XX%).<br> Federal Compliance - ECOA Appraisal Disclosure - ECOA Timing: Missing evidence of application date to verify disclosure provided in the required 3 days.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Verification appraisal was delivered to borrower 3 business days prior to closing was not provided.<br> Federal Compliance - TIL HPML Appraisal Disclosure - HPML Timing: Missing evidence of application date to verify disclosure provided in the required 3 days.<br> Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br> Federal Compliance - TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018: The final Closing Disclosure page 4 reflects $XXX,XXX.XX non-escrowed property costs over year 1; however, per the appraisal the subject has monthly HOA dues of $XXX,XXX.XX.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX with no valid change of circumstance for the increases provided. Insufficient or no cure was provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX with no valid change of circumstance for the increases provided. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - NMLS - Missing Evidence of Initial Loan Application Date: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $XXX.XX00, in the case of an individual transaction, or the lesser of $XXX.XX,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX00,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br>EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - RESPA Disclosure - List of Homeownership Counseling Organizations Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TIL HPML Appraisal Disclosure - HPML Timing: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001400 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary HPQM (GSE/Agency Eligible) | 3 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODNG<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Temporary HPQM (GSE/Agency Eligible).<br> [2] Federal Compliance - TILA NMLSR - Individual Originator License Status Not Approved: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not in approved license status to conduct loan origination activities.<br> [2] Federal Compliance - Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator not NMLS licensed or registered at time of application.<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Attorney's Fee (Closing Agent Only). Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7743) | Federal Compliance - Check Loan Designation Match - QM: Loan Designation mismatch due to Loan was identified as Higher Priced Mortgage Loan.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Attorney's Fee of $XXX,XXX.XX was added without any valid changed circumstances, no cure was provided. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application: "Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was involuntary. This civil liability may include $XXX.XX00, in the case of an individual transaction, or the lesser of $XXX.XX,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX00,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation."<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001397 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary HPQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Temporary HPQM (GSE/Agency Eligible). | Federal Compliance - Check Loan Designation Match - QM: The loan has been identified as a Higher Priced Mortgage Loan, resulting in a Loan Designation discrepancy. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | A | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001420 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001401 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 3 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 3 | [3] Appraisal Data Integrity - Appraiser's license or certification was not active at the time of the appraisal.: Valuation Type: Appraisal / Valuation Report Date: XX/XX/XXXX |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure.<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (8304) | Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: Verification final Appraisal report was delivered to borrower at least 3 business days prior to closing was not provided.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Disclosed Finance Charges are $XXX,XXX.XX. Due Diligence Finance Charges are $XXX,XXX.XX. There is a variance of -$XXX,XXX.XX<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Transfer Tax Fee was last disclosed as $XXX.XX6 on LE but disclosed as $XXX.XX37.22 on Final Closing Disclosure. File does not contain a valid COC for this fee, cure provided at closing. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA - Initial Escrow Account statement Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | C | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001391 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Home Improvement | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES<br> Disaster Declaration Date: XX/XX/XXXX |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001386 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary HPQM (GSE/Agency Eligible) | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Temporary SHQM (GSE/Agency Eligible) does not match Due Diligence Loan Designation of Temporary HPQM (GSE/Agency Eligible).<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX) | Federal Compliance - Check Loan Designation Match - QM: The loan has been identified as a Higher Priced Mortgage Loan, resulting in a Loan Designation discrepancy.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Proof of appraisal delivery not provided in file.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Initial CD Issued less than 6 days prior to closing |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | A | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001424 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | QM (APOR) Fail | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> [3] Closing / Title - Loan is not using the new FNMA Legal Documents.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX | The documentation in the file does not support the qualifying income on the AUS approval, resulting in a DTI of X.XX%, which exceeds the AUS maximum of X.XX%.<br> Loan is not using Version 07/2021 or later FNMA Legal Documents. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail.<br> [3] Federal Compliance - General QM Provision Income and Assets - S-Corp: General QM: Unable to verify S-Corp income using reasonably reliable third-party records. (XXXX/S-Corp)<br> [3] Federal Compliance - General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines: General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of X.XX% moderately exceeds the guideline maximum of X.XX%. (DTI Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - General QM Provision Investor Guidelines Violation: General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.<br> [2] Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Loan Originator Organization NMLS information on loan documents does not match NMLS.<br> [2] Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Truth in Lending Act (NMLSR Dodd- Frank 2014): Individual Loan Originator NMLSR information on loan documents does not match NMLSR.<br> [2] Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Estimated Total Monthly Payment for payment stream 1 that does not match the actual total payment for the loan. (ProjSeq:1/2776240)<br> [2] Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment Fixed Rate Subsequent Payments: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Estimated Total Monthly Payment for payment stream 2 that does not match the actual total payment for the loan. (ProjSeq:2/2776241)<br> [2] Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a periodic principal and interest payment for payment stream 2 that does not match the actual payment for the loan. (ProjSeq:2/2776241)<br> [2] Federal Compliance - TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/2776240)<br> [2] Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $XXX,XXX.XX may be required. | Federal Compliance - Check Loan Designation Match - QM: The DTI ratio exceeds the maximum allowed by the AUS approval, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - General QM Provision Income and Assets - S-Corp: The DTI ratio exceeds the maximum allowed by the AUS approval, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines: The DTI ratio exceeds the maximum allowed by the AUS approval, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - General QM Provision Investor Guidelines Violation: The DTI ratio exceeds the maximum allowed by the AUS approval, causing the loan to waterfall through the QM Testing.<br> Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Estimated Total Monthly Payment for payment stream 1 that does not match the actual total payment for the loan.<br> Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment Fixed Rate Subsequent Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Estimated Total Monthly Payment for payment stream 2 that does not match the actual total payment for the loan.<br> Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a periodic principal and interest payment for payment stream 2 that does not match the actual payment for the loan.<br> Federal Compliance - TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment: Final Closing Disclosure provided on XX/XX/XXXX disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan.<br> Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: Loan Estimate document is missing in file |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TILA NMLSR - Originator Company NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $XXX.XX00, in the case of an individual transaction, or the lesser of $XXX.XX,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX00,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website: Assignee Liability: Civil actions that may be brought against a creditor may be maintained against any assignee only if the violation is apparent on the face of the disclosure or other documents assigned, except where the assignment was voluntary. This civil liability may include $XXX.XX00, in the case of an individual transaction, or the lesser of $XXX.XX,000 or 1% of the creditor's net worth in the case of a class action (effectiveXX/XX/XXXXthis amount increases to the lesser of $XXX.XX00,000 or 1%), as well as actual damages, court costs, and attorneys' fees. For an anti-steering violation, the creditor may also be liable in an amount equal to the sum of all finance charges and fees paid by the consumer, unless the creditor demonstrates the failure to comply is not material. Notwithstanding any other provision of law, when a creditor, assignee, or other holder or anyone acting on behalf of the creditor, assignee, or holder, initiates a judicial or nonjudicial foreclosure of the residential mortgage loan, or any other action to collect the debt in connection with such loan, a consumer may assert a violation as a matter of defense by recoupment or set off without regard for the time limit on a private action for damages. <br> EffectiveXX/XX/XXXX in addition to the aforementioned, the individual Loan Originator could be liable for statutory damages. The maximum liability is the greater of actual damages or 3 times the loan originator's compensation or gain, plus the cost to the consumer of the action. The Dodd-Frank Act extended the statute of limitations on TILA violations to 3 years from the date of the violation.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Estimated Total Minimum Payment Fixed Rate Subsequent Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001406 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide a complete closing package including asset documentation. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001414 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 3 | 3 | [3] Closing / Title - Loan is not using the new FNMA Legal Documents. | Incorrect Note version used. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence of appraisal being sent to borrower 3 days prior to closing. |  |  |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001396 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM (APOR) | 3 | 3 | [3] Closing / Title - Loan is not using the new FNMA Legal Documents. | Loan is not using Version 07/2021 or later FNMA Legal Documents. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001421 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Higher Priced QM (APOR) | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES<br> Disaster Declaration Date: XX/XX/XXXX | Using the coverage listed on the insurance binder, the coverage shortage is $XXX.XX415. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR).<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Partial Payments: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether the loan allows for Partial Payments. (FinXX/XX/XXXX) | Federal Compliance - Check Loan Designation Match - QM: Loan is waterfall due to Loan is a Federal Higher-Priced Mortgage Loan<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Verification appraisal was delivered to borrower was not provided.<br> Federal Compliance - TRID Final Closing Disclosure Partial Payments: Final Closing Disclosure provided on XX/XX/XXXX did not disclose whether the loan allows for Partial Payments. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Final Closing Disclosure Partial Payments: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001405 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Tax Service Fee (Life Of Loan). Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7580) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Tax Service Fee increased without a valid change in circumstance. Cure was not provided at closing. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001554 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - FHA Case Number Assignment Date Missing: FHA Case # Assignment Date missing. Creditor application date used as FHA case # assignment date for purposes of any applicable compliance testing.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001555 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Finance Charge Variance of $XXX,XXX.XX is due to difference in lender's accepted payment stream as per final TIL and actual calculated payment stream. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001556 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] General - FHA - Informed Consumer Choice Disclosure was not provided to borrower within 3 business days of the loan application.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001542 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Additional 3-Day Waiting Period Timing Test – Irregular Transaction: TILA-RESPA Integrated Disclosure – Most recent Closing Disclosure received at least 3 days prior to closing dated XX/XX/XXXX disclosed an inaccurate APR of X.XX% compared to the actual APR at consummation of X.XX% and a revised CD disclosing an accurate APR was not received by borrower at least three (3) business days prior to consummation<br> [2] Federal Compliance - TRID Interim Closing Disclosure Timing Irregular Transactions Test: TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure provided on or after XX/XX/XXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation | Federal Compliance - TRID Additional 3-Day Waiting Period Timing Test – Irregular Transaction: 1026.19(f)(1)(i) and (ii) require that the consumer receives accurate disclosures with the actual terms of the transaction at least three (3) specific/precise business days prior to consummation. If the APR disclosed on the initial CD becomes inaccurate as defined under 1026.22, revised disclosures with an accurate APR must be disclosed and a new 3-day waiting period prior to consummation provided. The APR on the most recent CD received 3 days prior to consummation (X.XX%) changed more than the X.XX% threshold compared to the actual/calculated APR at consummation (X.XX%) and a revised disclosure with accurate APR was not received by the consumer at least 3 business days prior to consummation.<br> Federal Compliance - TRID Interim Closing Disclosure Timing Irregular Transactions Test: Rate was changed onXX/XX/XXXXowever no CD was issued within 3 business days. |  | Federal Compliance - TRID Additional 3-Day Waiting Period Timing Test – Irregular Transaction: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Interim Closing Disclosure Timing Irregular Transactions Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001543 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: Loan is DSCR for which guidelines are required. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001544 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | QM (APOR) Fail | 3 | 3 | [3] Mortgage / Program Eligibility - Guideline Requirement: Combined High loan to value discrepancy.: Calculated high loan to value percentage of X.XX% exceeds Guideline high loan to value percentage of X.XX%<br> [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Combined loan to value discrepancy.: Calculated combined loan to value percentage of X.XX% exceeds Guideline combined loan to value percentage of X.XX%.<br> [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds Guideline total debt ratio of X.XX%.<br> [3] Mortgage / Program Eligibility - Guideline Requirement: Loan to value discrepancy.: Calculated loan to value percentage of X.XX% exceeds Guideline loan to value percentage of X.XX%.<br> [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: PITIA reserves months discrepancy.: Calculated PITIA months reserves of 0.93 is less than Guideline PITIA months reserves of 6.00.<br> [3] Income Documentation - Income Docs Missing:: Borrower: XXXX 1040 - Schedule C (2019), 1040 - Schedule C (2020), Third Party Verification<br> [3] Income Documentation - Income documentation requirements not met. | The FNMA guideline maximum HLTV is 95%. However, the 1008 reflects an approved HLTV of 97%.<br> The FNMA guideline maximum CLTV is 95%. However, the 1008 reflects an approved CLTV of 97%.<br> The guideline maximum DTI is 45%, but the calculated DTI is X.XX%. It appears MI was not included in the lender DTI calculation.<br> The FNMA guideline maximum LTV is 95%. However, the 1008 reflects an approved LTV of 97%.<br> The guidelines require verification of 6 months PITI reserves.<br> Most recent 2 years tax returns and third party verification of business existence are missing.<br> Most recent 2 years tax returns is missing and verification of employment documentation. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail.<br> [3] Federal Compliance - General QM Provision Employment - Schedule C: General QM: Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. (XXXX/Schedule C)<br> [3] Federal Compliance - General QM Provision Income and Assets - Schedule C: General QM: Unable to verify Sole Proprietorship income using reasonably reliable third-party records. (XXXX/Schedule C)<br> [3] Federal Compliance - General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines: General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of X.XX% moderately exceeds the guideline maximum of X.XX%. (DTI Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - General QM Provision Investor Guidelines Violation: General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - QM Impact: General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [2] Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: TRID Final Closing Disclosure XX/XX/XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. $XXX,XXX.XX over legal limit. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. $XXX,XXX.XX over legal limit. Insufficient or no cure was provided to the borrower. (7506)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. $XXX,XXX.XX over legal limit. Insufficient or no cure was provided to the borrower. (7349)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. $XXX,XXX.XX over legal limit. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - Check Loan Designation Match - QM: Most recent 2 years tax returns and third party verification of business existence are missing which caused the loan to test as QM(APOR) fail.<br> Federal Compliance - General QM Provision Employment - Schedule C: Most recent 2 years tax returns and third party verification of business existence are missing.<br> Federal Compliance - General QM Provision Income and Assets - Schedule C: Most recent 2 years tax returns and third party verification of business existence are missing.<br> Federal Compliance - General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines: The maximum allowable DTI is 45%. However, the calculated DTI is X.XX%. It appears MI was not included in the lender DTI calculation.<br> Federal Compliance - General QM Provision Investor Guidelines Violation: Most recent 2 years tax returns and third party verification of business existence are missing.<br> Federal Compliance - Income/Asset Guideline Deficiency - QM Impact: Most recent 2 years tax returns and third party verification of business existence are missing.<br> Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: Final Closing Disclosure XX/XX/XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: No Valid change of circumstance provided for increase to Recording Fees.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Appraisal Fee was disclosed as 675.00 on initial LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Extension Fee was disclosed as 252.00 on initial LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Discount Points Fee was disclosed as 41.00 on initial LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001545 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Non QM | 3 | 1 |  |  |  | 3 | [3] Appraisal Documentation - Loan is to be securitized, and was originated with an Appraisal Waiver. The supporting secondary valuation is missing. Sec ID: 36: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 2 | [2] Federal Compliance - Federal HPML 2014 Non Compliant: Federal Higher-Priced Mortgage Loan: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> [2] Federal Compliance - TIL Higher Priced Mortgage Loan Safe Harbor Test: TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.<br> [2] Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property.<br> [2] Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XX/XX/XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (InitiXX/XX/XXXX) | Federal Compliance - Federal HPML 2014 Non Compliant: APR on subject loan of X.XX% or Final Disclosure APR of X.XX% is equal to or greater than the threshold of APOR X.XX% + 1.5%, or X.XX%. Non-Compliant Higher Priced Mortgage Loan.<br> Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): Appraiser Waiver in the file.<br> Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: Initial Loan Estimate XX/XX/XXXX is not provided to the borrower within three business days of application without prior consent from the borrower to receive electronic disclosures. |  | Federal Compliance - Federal HPML 2014 Non Compliant: TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit): TILA HPML - subject to a 1 year SOL for affirmative claims under TILA, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Loan Estimate Timing Electronically Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | B | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001546 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001547 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (InitiXX/XX/XXXX)<br> [2] Federal Compliance - TRID Interim Closing Disclosure Timing Irregular Transactions Test: TILA-RESPA Integrated Disclosure – Corrected Closing Disclosure provided on or after XX/XX/XXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation<br> [2] Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XX/XX/XXXX not received by borrower at least four (4) business days prior to closing. (InterXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (8304) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: None of the copies of the initial Closing Disclosure in file are signed/dated; therefore, the "mailbox rule" is assumed and the presumed delivery date would not have been at least 3 business days prior to consummation.<br> Federal Compliance - TRID Interim Closing Disclosure Timing Irregular Transactions Test: Initial CD was not signed by borrower.<br> Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: Loan estimate dated XX/XX/XXXXs not signed by borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Transfer tax was disclosed on initial Loan estimate as $XXX.XXut disclosed but final Closing Disclosure $XXX.XX1.42. File does not contain a valid COC for this fee, nor evidence of cure is provided in file. | REVIEWER - CURED COMMENT (2025-10-03): Sufficient Cure Provided At Closing | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Interim Closing Disclosure Timing Irregular Transactions Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Revised Loan Estimate Timing Before Closing: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001548 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Government Documentation - Loan Guaranty Certificate is missing.: Disclosure: VA - Loan Guaranty Certificate (Government Documents)<br> [3] General - The veteran did not certify occupancy by checking an appropriate occupancy block in Section III - Veteran's Certifications of the VA - Loan Disbursement Form 26-1820.: Disclosure: VA - Loan Disbursement Form 26- 1820 (Government Documents)<br> [3] General - VA - Lender Loan Quality Certification was not provided.: Disclosure: VA - Lender Loan Quality Certification (Government Documents) | None of the occupancy boxes on the disclosure were checked by the borrower. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 2 | [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX) | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001549 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Risk | 3 | 3 | [3] Income Documentation - Income documentation requirements not met.<br> [3] Income Documentation - The verification of employment is not within 10 business days of the Note.: Borrower: XXXXX // Employment Type: Employment / Income Type: Wages / Start Date: XX/XX/XXXX | File is missing the Verification of employment document dated within 10 business days of the note for the Borrowers current job.<br> Verbal VOE is not provided within 10 business days of Note |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR Risk: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - Check Loan Designation Match - ATR Risk: Waterfall due to Verbal VOE is not provided within 10 business days of Note<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Waterfall due to Verbal VOE is not provided within 10 business days of Note<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: File is missing the Verification of employment document dated within 10 business days of the note for the Borrowers current job.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence of appraisal being sent to borrower 3 days prior to closing. |  | Federal Compliance - Check Loan Designation Match - ATR Risk: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001550 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX | Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Secondary valuation is missing. Sec ID: 2: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 1 |  |  |  |  |  |  |  | C | A | D | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001551 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001552 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Insurance Analysis - Insufficient Coverage: Hazard insurance coverage amount is insufficient. | shortfall by 69,200.00 require replacement cost estimator document |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001553 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Home Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. $XXX,XXX.XX over legal limit. Insufficient or no cure was provided to the borrower. (7535) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Zero Percent Fee Tolerance exceeded for Home Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. $XXX,XXX.XX over legal limit. Insufficient or no cure was provided to the borrower. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001557 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Require 2 months bank statement with ending balance of $XXX.XX06.86 |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:SecondaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: TRID Final Closing Disclosure XX/XX/XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. (FinXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence of appraisal being sent to borrower 3 days prior to closing.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: No evidence of appraisal being sent to borrower 3 days prior to closing.<br> Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: No seller paid fees.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: No initial CD. |  | Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001558 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: Loan is DSCR for which guidelines are required. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001559 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Risk | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] AUS Discrepancy / Guidelines Discrepancy - AUS Findings: Qualifying asset balance discrepancy.: Calculated qualifying asset balance of $XXX,XXX.XX is less than AUS qualifying asset balance of $XXX,XXX.XX.<br> [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX. | Closing statement and seller closing disclosure not provided to verify sale proceeds from real assets.<br> Verified funds receipt for sale of property not provided.<br> Missing Final Closing Disclosure for Sale of Property and proof of funds to close. |  | 3 | [3] Appraisal Documentation - Loan is to be securitized. Property Type is Manufactured and no secondary valuation was provided. Sec ID: 100: Note Date: XX/XX/XXXX; Lien Position: 1 |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - ATR Risk: Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXX,XXX.XX is over disclosed by $XXX,XXX.XX compared to the calculated Amount Financed of $XXX,XXX.XX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXX,XXX.XX is under disclosed by $XXX,XXX.XX compared to the calculated Finance Charge of $XXX,XXX.XX which exceeds the $XXX,XXX.XX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX) | Federal Compliance - Check Loan Designation Match - ATR Risk: Waterfall exception due to Closing statement and seller closing disclosure not provided to verify sale proceeds from real assets.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Closing statement and seller closing disclosure not provided to verify sale proceeds from real assets.<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Closing statement and seller closing disclosure not provided to verify sale proceeds from real assets.<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Creditor did not provide a copy of each valuation to applicant three business days prior to consummation.<br> Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: Disclosed Amount Financed $XXX,XXX.XX ,Calculated Amount Financed $XXX,XXX.XXVariances of $XXX,XXX.XX.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Disclosed Finance Charge of $XXX,XXX.XX ,Calculated Finance Charge of $XXX,XXX.XX Variances of $XXX,XXX.XX. |  | Federal Compliance - Check Loan Designation Match - ATR Risk: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - TRID Final Closing Disclosure Amount Financed Test: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001560 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Appraisal proof of delivery is not provided within 3 business days prior to closing<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Credit Report Fee was last disclosed as $XXX,XXX.XX on LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, cure provided at closing. | REVIEWER - CURED COMMENT (2025-10-02): Sufficient Cure Provided At Closing |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001561 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 3 | 3 | [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: WILDFIRES AND STRAIGHT-LINE WINDS<br> Disaster Declaration Date: XX/XX/XXXX | X.XX% DTI exceeds X.XX% AUS maximum. $XXX.XX67246% includes $XXX,XXX.XX neg rent for two additional investment properties. Lender's X.XX% includes a lower unsupported $XXX,XXX.XX neg rent amount for two additional properties owned. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) |  |  |  |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001562 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. $XXX,XXX.XX over legal limit. Insufficient or no cure was provided to the borrower. (7723)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Pest Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. $XXX,XXX.XX over legal limit. Insufficient or no cure was provided to the borrower. (7713) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Survey Fee was disclosed on initial Loan estimate as $XXX.XXut disclosed but final Closing Disclosure $XXX,XXX.XXile does not contain a valid COC for this fee, nor evidence of cure is provided in file.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Pest Inspection Fee was disclosed on initial Loan estimate as $XXX.XXut disclosed but final Closing Disclosure $XXX,XXX.XXile does not contain a valid COC for this fee, nor evidence of cure is provided in file. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001563 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001564 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001565 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001566 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXXX<br> Disaster Declaration Date: XX/XX/XXXX | The subject property is located in a FEMA Disaster area. Require a post-disaster inspection verifying there was no damage to the subject property. |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): Verification appraisal was delivered to borrower was not provided. |  | Federal Compliance - ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File): There is generally no Assignee Liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001567 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Non QM | 3 | 3 | [3] Missing Document - E-sign Consent Agreement is missing.: Disclosure: E-Sign Consent Agreement<br> [3] Lien - Missing evidence of lien position on Other Financing.: Lien Position: 2<br> [3] Document Error - Simultaneous Financing reflected on the CD, however supporting documentation was not found in file.: Date Issued: XX/XX/XXXX<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: REMNANTS OF XXXX<br> Disaster Declaration Date: XX/XX/XXXX | Missing closing statement/HUD for simultaneous finance. |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Settlement / Closing / Escrow Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. $XXX,XXX.XX over legal limit. Insufficient or no cure was provided to the borrower. (7561) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Title - Settlement / Closing / Escrow Fee increased without a valid change in circumstance. Cure was not provided at closing. |  | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 001664 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001691 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7507) |  | REVIEWER - CURED COMMENT (2025-11-27): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001754 | $XXX,XXX.XX | XX | XX/XX/XXXX | Second Home | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001801 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (0) | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. | REVIEWER - CURED COMMENT (2025-11-24): Sufficient Cure Provided At Closing | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001829 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:SecondaXX/XX/XXXX)<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Proof of delivery is not provided within 3 business days prior to closing for Secondary appraisal<br> Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Proof of delivery is not provided within 3 business days prior to closing for primary appraisal |  |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001663 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (0) | Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: 10% tolerance was exceeded by $XXX,XXX.XX due to increase of recording fee. No valid COC provided, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $XXX,XXX.XX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. | SELLER - GENERAL COMMENT (2021-05-08): PC CD LOX CHECK AND SHIPPING LABEL<br> REVIEWER - CURED COMMENT (2021-05-17): XXXXX received PCCD indicating cure, LOE, refund check, and proof of mailing. |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001635 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM (43-Q) | 2 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: XXXX<br> Disaster Declaration Date: XX/XX/XXXX |  | REVIEWER - WAIVED COMMENT (2021-08-20): Subject not located in or near building. | 1 |  |  |  | 2 | [2] Federal Compliance - QM Employment History - Current and/or Previous Employment Documentation lacks Date Info: Qualified Mortgage (Dodd-Frank 2014): Missing Employment Dates to verify two years employment history for current and/or prior employment. (XXXX/7827622) | Federal Compliance - QM Employment History - Current and/or Previous Employment Documentation lacks Date Info: Start/End date of previous employments not verified. | REVIEWER - WAIVED COMMENT (2021-08-25): Client elects to waive. |  | Borrower has verified disposable income of at least $XXX.XX.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Property not inspected post FEMA declared disaster, but property is not located near the declared disaster area.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  |  | B | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001661 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7520)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  | REVIEWER - CURED COMMENT (2021-07-22): Sufficient Cure Provided At Closing<br> REVIEWER - CURED COMMENT (2021-07-22): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001774 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - FNMA Points and Fees: FNMA Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of the greater of X.XX% of the Original Loan Amount and $XXX.XX (2021). FNMA Finance Charge total $XXX,XXX.XX on a Original Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX and $XXX.XX (2021) (an overage of $XXX,XXX.XX orX.XX%). | Federal Compliance - FNMA Points and Fees: Missing undiscounted rate and pricing. | REVIEWER - WAIVED COMMENT (2021-09-29): Client elects to waive. |  | Borrower has verified disposable income of at least $XXX.XX.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $XXX,XXX.XX.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001670 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - Self-Employed Tax Return Recency - QM: General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XX/XX/XXXX, Most Recent Tax Return End Date XX/XX/XXXX, Tax Return Due Date XX/XX/XXXX. (XXXX/S-Corp)<br> [2] Federal Compliance - Self-Employed Tax Return Recency - QM: General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XX/XX/XXXX, Most Recent Tax Return End Date XX/XX/XXXX, Tax Return Due Date XX/XX/XXXX. (XXXX/S-Corp) | Federal Compliance - Self-Employed Tax Return Recency - QM: XXXX extension was provided<br> Federal Compliance - Self-Employed Tax Return Recency - QM: XXXX extension was provided | REVIEWER - WAIVED COMMENT (2021-09-08): Client elects to waive.<br> REVIEWER - WAIVED COMMENT (2021-09-08): Client elects to waive. |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001790 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Courier / Express Mail / Messenger Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7519) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: No valid reason is documented for the increase. No cure provided. | SELLER - GENERAL COMMENT (2021-09-24): Please advise I am looking for clarification on this condition. On the LE on XX/XX/XXXXhe messenger fee was disclosed in the amount of 180, and on the Final CD XX/XX/XXXXs was disclosed in the amount of 180. There was no change in fee and was the same.<br> REVIEWER - GENERAL COMMENT (2021-09-27): SitusAMC upon further review Escrow- Messenger fee of $XXX.XX doesn't have Title prefix in the fee. We need updated PCCD to reflect Title prefix to consider the fee under 10% tolerance. Please provide updated PCCD with the change.<br> SELLER - GENERAL COMMENT (2021-09-27): Please see attached PCCD, Check and email to borrower.<br> REVIEWER - CURED COMMENT (2021-09-28): SitusAMC received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check. | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001732 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM (APOR) | 2 | 2 | [2] General - Title Policy Coverage is less than Original Loan Amount.: The Title Policy Amount of $XXX.XX is less than the note amount of $XXX.XX based on the Commitment in file. | The commitment title report in file disclosed $XXX.XX of title insurance coverage; however this is less than the loan amount of $XXX.XX Provide a copy of the final title policy or a supplemental title report verifying title insurance of at least the loan amount. | SELLER - GENERAL COMMENT (2021-10-27): Duplicate condition, please clear/waive.<br> REVIEWER - GENERAL COMMENT (2021-10-28): Final title policy or updated title commitment is not received. Please provide Final Title Policy or an updated Title Commitment with the policy amount at least equal to the loan amount of $XXX.XX. Exception remains.<br> SELLER - GENERAL COMMENT (2021-11-01): Updated Title uploaded to other condition. This one is a duplicate, please clear.<br> REVIEWER - WAIVED COMMENT (2021-11-02): Client elects to waive<br> REVIEWER - RE-OPEN COMMENT (2024-06-17): .<br> REVIEWER - WAIVED COMMENT (2024-06-17): Client elects to waive.<br> REVIEWER - RE-GRADED COMMENT (2024-06-17): . | 1 |  |  |  | 2 | [2] Federal Compliance - Self-Employed Tax Return Recency - QM: General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XX/XX/XXXX, Most Recent Tax Return End Date XX/XX/XXXX, Tax Return Due Date XX/XX/XXXX. (XXXX/C-Corp 1120)<br> [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX did not disclouse Amount of Non-Escrowed Property Costs over Year 1 (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower. (0) | Federal Compliance - Self-Employed Tax Return Recency - QM: XXXX Tax Extension filed<br> Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: HOA fees of $XXX,XXX.XX were not included in the monthly Escrows<br> Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: 10% tolerance was exceeded by $XXX,XXX.XXdue to addition of Endorsement, Courier, SubEscrow, and Wire fees. No valid COC provided, cure provided at closing. | SELLER - GENERAL COMMENT (2021-10-27): Please advise - there was a XXXXX tax extension provided in the file. Attached again for reference.<br> REVIEWER - GENERAL COMMENT (2021-10-28): Provide 1120 - XXXXX or Tax extension for business XXXXX for C-Corp XXXXX. Exception remains .<br> REVIEWER - WAIVED COMMENT (2021-11-02): Client elects to waive<br> SELLER - GENERAL COMMENT (2021-11-10): Please see attached PCCD and LOX to clear this condition.<br> REVIEWER - CURED COMMENT (2021-11-12): SitusAMC received a PCCD correcting non escrowed property costs and LOE.<br> REVIEWER - CURED COMMENT (2021-10-22): Sufficient Cure Provided within 60 Days of Closing | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. | Borrower has verified disposable income of at least $XXX.XX.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Final Title Policy will be provided as a trailing document.<br>The Loan to Value (LTV) on the loan is less than or equal to 70%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  |  | B | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001715 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  | REVIEWER - CURED COMMENT (2021-09-27): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001817 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Home Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower. (7535) | Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: Home Inspection Feee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, a cure of $XXX.XX was provided at closing. | REVIEWER - CURED COMMENT (2021-10-19): Sufficient Cure Provided within 60 Days of Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001633 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001649 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  | REVIEWER - CURED COMMENT (2021-10-05): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001799 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001646 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - Self-Employed Tax Return Recency - QM: General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XX/XX/XXXX, Most Recent Tax Return End Date XX/XX/XXXX, Tax Return Due Date XX/XX/XXXX. (XXXX/S-Corp) | Federal Compliance - Self-Employed Tax Return Recency - QM: XXXX personal nor business returns were not provided; extension also not provided. | REVIEWER - WAIVED COMMENT (2021-10-28): Client requests to waive. |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001676 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001876 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (43-Q) | 2 | 2 | [2] Document Error - There is no dollar amount noted on the title policy. | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. | REVIEWER - WAIVED COMMENT (2021-09-28): Client elects to waive. | 1 |  |  |  | 2 | [2] Federal Compliance - Self-Employed Tax Return Recency: Qualified Mortgage (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XX/XX/XXXX, Most Recent Tax Return End Date XX/XX/XXXX, Tax Return Due Date XX/XX/XXXX. (XXXX/Partnership)<br> [2] Federal Compliance - Self-Employed Tax Return Recency - ATR: Ability to Repay (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XX/XX/XXXX, Most Recent Tax Return End Date XX/XX/XXXX, Tax Return Due Date XX/XX/XXXX. (XXXX/Partnership)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of 73,095.00 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Federal Compliance - Self-Employed Tax Return Recency: Most recent tax return for partnership is not provided.<br> Federal Compliance - Self-Employed Tax Return Recency - ATR: Most recent business returns are XXXX.<br> Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - XXXX Test: The final CD disclosed the Amount of Total Property Costs over Year 1 as $XXX,XXX.XX on page 4; however the annual taxes $XXX,XXX.XX and homeowners insurance are $XXX,XXX.XX per year. HO3 Insurance are are $XXX,XXX.XX per year. HOA Fees is $XXX,XXX.XX per year.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX excess cure was provided to the borrower at closing | REVIEWER - WAIVED COMMENT (2021-09-29): Client elects to waive.<br> REVIEWER - WAIVED COMMENT (2021-09-29): Client elects to waive.<br> SELLER - GENERAL COMMENT (2021-09-28): Please see attached.<br> REVIEWER - GENERAL COMMENT (2021-10-04): The annual non-escrowed costs on page 4 of the final CD do not match the loan file. Annual non-escrowed costs, per loan file, are as follows: Hazard - $XXX.XX, Tax - $XXX,XXX.XX, HOA - $XXX.XX for a total of $XXX,XXX.XX. Provide PCCD and LOE that reflects the preceding amounts in 10, 11 or 12 month breakouts, or documentation of alternative amounts.<br> SELLER - GENERAL COMMENT (2021-10-05): Please see attached.<br> REVIEWER - CURED COMMENT (2021-10-06): XXXXX received Letter of Explanation & Corrected Closing Disclosure.<br> REVIEWER - CURED COMMENT (2021-09-21): Sufficient Cure Provided At Closing | Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - XXXX Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | B | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001832 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) |  | REVIEWER - CURED COMMENT (2021-10-19): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001672 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001755 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001627 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (75103) |  | REVIEWER - CURED COMMENT (2021-12-30): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001586 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7507) | Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, cure provided at closing. | REVIEWER - CURED COMMENT (2021-10-20): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001573 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001830 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (75104) | Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Appraisal Review Fee was not on LE but disclosed as $XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, cure provided at closing. | REVIEWER - CURED COMMENT (2021-11-16): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001628 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Appraisal Fee was last disclosed as $XXX.XX on LE but disclosed as $XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, cure provided at closing. | REVIEWER - CURED COMMENT (2021-10-26): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001624 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001592 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001749 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001758 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 2 | [2] Document Error - There is no dollar amount noted on the title policy. | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. | REVIEWER - WAIVED COMMENT (2022-01-11): Client elects to waive | 1 |  |  |  | 1 |  |  |  |  |  |  |  | B | A | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001768 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of 30,311.04 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Field Review Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7508) | Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: The final CD disclosed the Amount of Estimated Property Costs over Year 1 as $XXX,XXX.XX on page 4; however the annual taxes ($XXX,XXX.XX) and homeowners insurance including CA FAIR Plan ($XXX,XXX.XX) and HOA ($XXX.XX) total is $XXX,XXX.XX per year. Final CD reflects Estimated Taxes, Insurance & Assessments of $XXX,XXX.XX monthly, correct amount is $XXX,XXX.XX. Provide a post-close CD correcting on page 4 and Estimated Taxes, Insurance & Assessments on page 1; and a copy of the letter of explanation letter sent to the borrower disclosing the changes made.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Appraisal Field Review Fee was not disclosed on Loan Estimate. Fee Amount of $XXX,XXX.XX disclosed on CD exceeds tolerance of $XXX,XXX.XX. File does not contain a valid COC for this fee, cure provided at closing. | SELLER - GENERAL COMMENT (2022-01-28): Please see attached LOX and PCCD to clear this condition.<br> REVIEWER - CURED COMMENT (2022-02-01): XXXXX received PCCD and LOE; exception is cured.<br> REVIEWER - CURED COMMENT (2022-01-07): Sufficient Cure Provided At Closing | Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001766 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of 5,061.96 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: The final CD disclosed the Amount of Non-Escrowed Property Costs over Year 1 as $XXX,XXX.XX on page 4; however the annual HOI ($XXX.XX) and HOA dues ($XXX.XX) total $XXX.XX per year. Final CD reflects Estimated Taxes, Insurance & Assessments of $XXX,XXX.XX monthly, correct amount is $XXX,XXX.XX. Provide a post-close CD correcting the Escrow Account section on page 4 and Estimated Taxes, Insurance & Assessments on page 1; and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. | SELLER - GENERAL COMMENT (2022-01-21): Please see attached PCCD<br> REVIEWER - CURED COMMENT (2022-01-24): PCCD and LOE provided as trailing docs | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001656 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Appraisal Fee was last disclosed as $XXX.XX on LE but disclosed as $XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, cure provided at closing. | REVIEWER - CURED COMMENT (2021-12-06): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001793 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001785 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (8304) |  | REVIEWER - CURED COMMENT (2022-03-09): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001807 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001700 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001600 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM (43-Q) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - Self-Employed Tax Return Recency: Qualified Mortgage (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XX/XX/XXXX, Most Recent Tax Return End Date XX/XX/XXXX, Tax Return Due Date XX/XX/XXXX. (XXXX/S-Corp)<br> [2] Federal Compliance - Self-Employed Tax Return Recency: Qualified Mortgage (Dodd-Frank 2014): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date XX/XX/XXXX, Most Recent Tax Return End Date XX/XX/XXXX, Tax Return Due Date XX/XX/XXXX. (XXXX/S-Corp)<br> [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XX/XX/XXXX). (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower. (0)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Sales Tax Title Ins. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower. (77219)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower. (8304) | Federal Compliance - Self-Employed Tax Return Recency: Based on the application date more recent tax returns could have been available. A XXXX extension was provided.<br> Federal Compliance - Self-Employed Tax Return Recency: Based on the application date more recent tax returns could have been available. A XXXX extension was provided.<br> Federal Compliance - TRID Final Closing Disclosure Finance Charge: Finance Charge disclosed is $XXX,XXX.XX. Calculated finance charge is $XXX,XXX.XX. Variance of $XXX,XXX.XX. Based on review of Lender's compliance report, Title - Sales Tax fees were not included in finance charge calculation. TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission if Applicable<br> Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: 10% tolerance was exceeded by $XXX,XXX.XX due to recording fee. No valid COC provided, cure provided at closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure: Transfer tax was not included on the LE or the final CD. It was included on the post closing CD. The vesting on title removed someone from title, so Transfer Tax was required. Cure provided on PCCD. | REVIEWER - WAIVED COMMENT (2022-02-03): Client elects to waive.<br> REVIEWER - WAIVED COMMENT (2022-02-03): Client elects to waive.<br> SELLER - GENERAL COMMENT (2022-01-27): PCCD package.<br> REVIEWER - GENERAL COMMENT (2022-01-28): The final/PCCDs reflected a Title-Sales Tax Sttlmnt Srv fee which was not included in the Lender's APR calculations. Variance of $XXX,XXX.XX; exception remains.<br> SELLER - GENERAL COMMENT (2022-02-15): PCCD package<br> REVIEWER - GENERAL COMMENT (2022-02-15): PCCD, LOE & check copy received; however, subject is a primary refinance and rescission is required to be re-opened. Provide amended NRTC, LOE and proof of delivery. Cannot be cured until business day following end of new rescission period; exception remains<br> REVIEWER - GENERAL COMMENT (2022-02-22): Please provide copy or RTC sent to borrower with cure and proof of delivery for the RTC. New RTC must be provided as the exception is a material exception on a refinance transaction.<br> REVIEWER - CURED COMMENT (2022-03-18): SitusAMC received PCCD, LOE, copy of refund check, RTC and proof of delivery; exception is cured.<br> REVIEWER - CURED COMMENT (2022-01-14): Sufficient Cure Provided within 60 Days of Closing<br> REVIEWER - CURED COMMENT (2022-01-28): Sufficient Cure Provided within 60 Days of Closing<br> REVIEWER - CURED COMMENT (2022-01-14): Sufficient Cure Provided within 60 Days of Closing | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001620 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7723)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7723) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Survey Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. Provide a post-close CD disclosing the tolerance cure to include $XXX,XXX.XX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Situs AMC received: Letter of Explanation, Proof of Mailing, Copy of Refund Check, and Corrected PCCD. | SELLER - GENERAL COMMENT (2022-02-18): check, loe, and post cd, audit<br> REVIEWER - GENERAL COMMENT (2022-02-22): SitusAMC received Corrected PCCD, Letter of Explanation, Copy of Refund Check and Loan history audit. However, provided PCCD reflects Date Issued as "XX/XX/XXXX", which is same as Final CD issued date. Please provide updated PCCD with corrected Issue date along with proof mailing to borrower in order to cure this exception.<br> SELLER - GENERAL COMMENT (2022-02-23): Post cd and proof of delivery<br> REVIEWER - GENERAL COMMENT (2022-02-24): SitusAMC received PCCD, LOE and Copy of Refund check. However, we cannot accept the envelope as Proof of mailing. We need Email confirmation from the borrower or Tracking number to track the shipment. Exception remains.<br> SELLER - GENERAL COMMENT (2022-02-24): proof of mailing<br> REVIEWER - CURED COMMENT (2022-02-25): Situs AMC received: Letter of Explanation, Proof of Mailing, Copy of Refund Check, and Corrected PCCD.<br> REVIEWER - CURED COMMENT (2022-02-25): Sufficient Cure Provided At Closing | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001850 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Missing documentation to verify timely Appraisal Delivery to all Borrower(s) and/or Appraisal Waiver signed by Borrower waiving 3-Day Dodd Frank Requirement. | BUYER - GENERAL COMMENT (2021-10-05): Cover letter and email sent XX/XX/XXXXREVIEWER - GENERAL COMMENT (2021-10-06): Please provide evidence of borrowers receipt of the appraisal at least 3 business days prior to closing (XX/XX/XXXX If evidence of receipt is not provided, mailbox rule must be applied and it is assumed that the appraisal was not received until XX/XX/XXXXhich is not 3 business days prior to close.<br> BUYER - GENERAL COMMENT (2021-10-12): Tracking screenshot of email delivery<br> REVIEWER - GENERAL COMMENT (2021-10-13): Provide the supporting document to validate the borrower has received the appraisal report prior to 3 business days from closing. as provided document shows lender sent to borrower it does not confirm borrower received on the same date.<br> BUYER - GENERAL COMMENT (2021-10-14): Please amend. When using the mailbox rule as in XXXXX the presumed received date of the appraisal is actually XX/XX/XXXXs the XXXXX delivers mail on Saturdays.<br> REVIEWER - GENERAL COMMENT (2021-10-15): As per documentation received, mode of delivery of Appraisal is Electronic Delivery. Hence we need supporting documentation that Borrower received appraisal before XX/XX/XXXXplease provide delivery proof like acknowledgement receipt from Borrower that shows Borrower received appraisal report at least 3 days prior to closing. Exception remains.<br> BUYER - WAIVED COMMENT (2021-10-18): Lender provided evidence that the report was delivered electronically. Mailbox rule was applied. Lender acknowledged non material EV2 |  |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001853 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 | [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Home Warranty Premium. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (77129) | Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: No tolerance violation of Home Warranty Premium of $XXX,XXX.XX is not a tolerance fee and was disclosed in incorrect section. Sufficient cure provided at closing. | REVIEWER - CURED COMMENT (2021-10-06): Sufficient Cure Provided At Closing |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001846 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of 18,293.40 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: Final Closing Disclosure disclosed Non-Escrowed Property Costs over Year 1 of $XXX,XXX.XX. Non-Escrowed Property Costs are $XXX,XXX.XX per month, which equals calculated Non-Escrowed Property Costs over Year 1 of $XXX,XXX.XX. Difference of $XXX,XXX.XX is due to borrowers were qualified with monthly HOA Dues of $XXX,XXX.XX however, the subject property was appraised as a single family residence and the purchase agreements and addendums do not verify monthly HOA dues. File is missing documentation to verify the monthly amount of $XXX,XXX.XX.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Cure provided | BUYER - GENERAL COMMENT (2021-11-12): PCCD<br> BUYER - GENERAL COMMENT (2021-11-12): PCCD LOX<br> BUYER - GENERAL COMMENT (2021-11-12): Proof of Delivery to Brw<br> REVIEWER - CURED COMMENT (2021-11-15): XXXXX received Corrected CD and LOX.<br> REVIEWER - CURED COMMENT (2021-11-04): Sufficient Cure Provided At Closing | Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001675 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Other Includes Insurance Costs: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed whether Homeowners insurance is included in escrow in incorrect section. Creditor disclosed insurance to consumer in "Other" section where regulation requires disclosure under "Homeowner's Insurance" section of Projected Payments table. Disclosure requirement met, non-material exception for incorrect format/placement. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of 24,176.88 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7520)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: The final CD disclosed the Amount of Total Property Costs over Year 1 as $XXX,XXX.XX on page 4; however the annual taxes ($XXX,XXX.XX), homeowners insurance ($XXX,XXX.XX) and HOA Dues ($XXX.XX60) total are $XXX,XXX.XX per year. Final CD reflects Estimated Taxes, Insurance & Assessments of $XXX,XXX.XX monthly, correct amount is $XXX,XXX.XX Provide a post-close CD correcting on page 4 and Estimated Taxes, Insurance & Assessments on page 1; and a copy of the letter of explanation letter sent to the borrower disclosing the changes made.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Credit report fee was initially disclosed as $XXX,XXX.XX on LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $XXX,XXX.XX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Appraisal Fee was last disclosed as $XXX,XXX.XX on LE but disclosed as $XXX,XXX.XX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include $XXX,XXX.XX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. | REVIEWER - WAIVED COMMENT (2022-03-24): Client elects to waive.<br> REVIEWER - WAIVED COMMENT (2022-03-24): Client elects to waive.<br> SELLER - GENERAL COMMENT (2022-03-22): Please see attached XX/XX/XXXXD with COC for change in settlement charges<br> REVIEWER - GENERAL COMMENT (2022-03-23): XXXXX received COC dated XX/XX/XXXXor increase in Credit Report Fee with reason - Changed Circumstances affecting settlement costs which is not a valid reason for the change. Changed Circumstance did not provide information on change that necessitated the increase of the fee. Additional information on the change is needed to determine if the fee can be rebase lined Or provide lender cure along with Post close CD, LOE, Proof of Delivery and Copy of check.<br> SELLER - GENERAL COMMENT (2022-03-31): While the COC provided with the XX/XX/XXXXD does not specify the fee, it is not a regulatory requirement, but rather a lender courtesy. Please refer to CFPB : <br> § 1026.19(e)(4)<br> REVIEWER - GENERAL COMMENT (2022-04-04): XXXXX received rebuttal that COC provided for XX/XX/XXXXD does not specify the fee, that it is not a regulatory requirement but rather a courtesty and to refer to CFPB 1026.19(e)(4). In order to determine a valid reason to increase costs on a borrower paid fee, there must be sufficient information to make that determination and simply stating "changed circumstances affecting settlement costs", is not giving a valid reason. The TRID rule allows for a fee to increase and tolerance reset only if a valid changed circumstance under 1026.19(e)(3)(iv)(A) is met. This section further defines a "changed circumstance" as:<br> 1) An extraordinary event beyond the control of any interested party or other unexpected event specific to the consumer or transaction (§ 1026.19(e)(3)(iv)(A)(1));<br> 2) Information specific to the consumer or transaction that the creditor relied upon when providing the disclosures and that was inaccurate or changed after the disclosures were provided (§ 1026.19(e)(3)(iv)(A)(2)); or<br> 3) New information specific to the consumer or transaction that the creditor did not rely on when providing the disclosures. (§ 1026.19(e)(3)(iv)(A)(3)). Please provide additional information &/or documentation that supports why the credit report fee increased from $XXX.XXto $XXX,XXX.XX, and should be supported by file documentation for the timeline within 3 days of lender knowledge of the event, otherwise cure is due borrower.<br> SELLER - GENERAL COMMENT (2022-04-06): Please see PCCD, LOE, refund check and proof of delivery uploaded to cure the defect for increased Appraisal fee.<br> REVIEWER - CURED COMMENT (2022-04-07): XXXXX upon further review received corrected PCCD, LOE, Mailing Label and copy of refund Check.<br> SELLER - GENERAL COMMENT (2022-03-22): The Increase in the Appraisal fee was disclosed on the XX/XX/XXXXE with COC attached.<br> REVIEWER - GENERAL COMMENT (2022-03-23): XXXXX received COC dated XX/XX/XXXXor increase in Appraisal Fee with reason - Loan Amount which is not a valid reason for the change. Changed Circumstance did not provide information on change that necessitated the increase of the fee. Additional information on the change is needed to determine if the fee can be rebase lined Or provide lender cure along with Post close CD, LOE, Proof of Delivery and Copy of check.<br> SELLER - GENERAL COMMENT (2022-03-31): There was a change on XX/XX/XXXXo the loan amount and rate. The increase to the Appraisal fee was also disclosed on the XX/XX/XXXXE. While the COC provided with the XX/XX/XXXXD does not specify the fee, it is not a regulatory requirement, but rather a lender courtesy. Please refer to CFPB : § 1026.19(e)(4)<br> REVIEWER - GENERAL COMMENT (2022-04-05): XXXXX received rebuttal that XX/XX/XXXXhange which showed reason as loan amount and rate and that not required to providewhy appraisal fee also increased. However, the question becomes why did the fee change? The TRID rule allows for a fee to increase and tolerance reset only if a valid changed circumstance under 1026.19(e)(3)(iv)(A) is met. This section further defines a "changed circumstance" as:<br> • An extraordinary event beyond the control of any interested party or other unexpected event specific to the consumer or transaction (§ 1026.19(e)(3)(iv)(A)(1));<br> • Information specific to the consumer or transaction that the creditor relied upon when providing the disclosures and that was inaccurate or changed after the disclosures were provided (§ 1026.19(e)(3)(iv)(A)(2)); or<br> • New information specific to the consumer or transaction that the creditor did not rely on when providing the disclosures. (§ 1026.19(e)(3)(iv)(A)(3))<br> So the question becomes, why did the fee increase? If the increase occurred based on new information specific to the transaction or consumer that was not relied on when the LE was provided, we can review that in consideration that a valid changed circumstance exists and the fee should be rebaselined to the higher amount. Loan Amount is not a "reason" that would affect an appraisal fee increase.as it doesn't meet the definition of a changed circumstance. In order to rebaseline to the higher amount, something new would have had to occur which caused the increase rather than lender just underestimating the cost of the appraisal fee on the previous LEs. Must provide additional details/reasons why the fee increased, which must be supported by file documentation for the timeline and redisclosed to borrower within 3 business days of lenders knowledge, or cure would be due borrower.<br> SELLER - GENERAL COMMENT (2022-04-06): Please see attached PCCD, LOE, refund check for $XXX,XXX.XX (Credit report and Appraisal fees) and proof of delivery<br> REVIEWER - CURED COMMENT (2022-04-07): XXXXX upon further review received corrected PCCD, LOE, Mailing Label and copy of refund Check. | Federal Compliance - TRID Final Closing Disclosure Other Includes Insurance Costs: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001821 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001678 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001674 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a mortgage insurance payment for payment stream 1 that does not match the actual payment for the loan. (ProjSeq:1/1910614)<br> [2] Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX disclosed a periodic principal and interest payment for payment stream 2 that does not match the actual payment for the loan. (ProjSeq:2/1910615)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7520) | Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: Final CD disclosed estimated mortgage insurance payment, however the loan does not have mortgage insurance. This was corrected on the post close CD. LOE and PCCD provided, however missing proof of delivery.<br> Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: This was corrected on the post close CD. LOE and PCCD provided, however missing proof of delivery.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Cure for 0% tolerance violations in the amount of $XXX,XXX.XX was not provided. Provide a post-close CD disclosing the tolerance cure of $XXX,XXX.XX copy the refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. | SELLER - GENERAL COMMENT (2022-04-14): amended CD shows corrected<br> REVIEWER - CURED COMMENT (2022-04-18): XXXXX received a corrected PCCD within 60 days of consummation and prior to discovery.<br> SELLER - GENERAL COMMENT (2022-04-14): proof of receipt<br> REVIEWER - CURED COMMENT (2022-04-18): XXXXX received a corrected PCCD within 60 days of consummation and prior to discovery.<br> SELLER - GENERAL COMMENT (2022-04-14): COC<br> REVIEWER - GENERAL COMMENT (2022-04-15): XXXXX received COC dated XX/XX/XXXXut upon further review need additional information to justify the reason why fee was increased also need LE/CD which was disclosed within three business days of COC dated XX/XX/XXXXr need cure.<br> SELLER - GENERAL COMMENT (2022-04-21): Cure<br> REVIEWER - CURED COMMENT (2022-04-22): XXXXX received: Letter of Explanation, Proof of Mailing, Copy of Refund Check, and Corrected PCCD. | Federal Compliance - TRID Final Closing Disclosure Mortgage Insurance Payment: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Projected P&I Min Payment Fixed Rate Subsequent Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001710 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001858 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX did not disclose Amount of Non-Escrowed Property Costs over Year 1 (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: The final CD disclosed the Amount of Non-Escrowed Property Costs over Year 1 as $XXX,XXX.XX on page 4; however the HOA dues total $XXX,XXX.XX per year. Final CD reflects Estimated Taxes, Insurance & Assessments of $XXX,XXX.XX monthly, correct amount is $XXX,XXX.XX. Provide a post-close CD correcting the Escrow Account section on page 4 and Estimated Taxes, Insurance & Assessments on page 1; and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. | SELLER - GENERAL COMMENT (2022-04-11): Amended CD<br> REVIEWER - CURED COMMENT (2022-04-11): XXXXX Received PCCD and LOE. | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001625 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001746 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001582 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 1 | 1 | [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES<br> Disaster Declaration Date: XX/XX/XXXX | Property Inspection for Severe Winter Storms, Flooding, Landslides and Mudslides with Disaster End Date ofXX/XX/XXXX. | REVIEWER - WAIVED COMMENT (2024-09-27): Client elects to waive. Comp factors: OK to Accept: No material damage evidenced in file; Additional comp factors: FICO 772; CLTV <46%; Job stability > 8 yrs; Reserves >$XXX.XXK; Loan is performing | 1 |  |  |  | 1 |  |  |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>The Loan to Value (LTV) on the loan is less than or equal to 70%.<br>The representative FICO score is above 680. |  |  | B | A | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001729 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 2 | 2 | [2] Insufficient Coverage - The Hazard Insurance Policy Effective Date is after closing.: Hazard Insurance Policy Effective Date XX/XX/XXXX, Disbursement Date: XX/XX/XXXX<br> [2] Insufficient Coverage - The Hazard Insurance Policy Effective Date is after closing.<br> [1] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX <br> Disaster End Date: XX/XX/XXXX<br> Disaster Name: SEVERE STORMS AND FLOODING<br> Disaster Declaration Date: XX/XX/XXXX |  | REVIEWER - WAIVED COMMENT (2024-09-27): Client elects to waive. Comp factors: OK to Accept: Hazard policy acceptable, servicer can force place insurance if necessary; Additonal Comp factors: DTI <44%; CLTV 80%; Job stability >28 yrs; Reserves >$XXX.XX; Loan is performing<br> REVIEWER - WAIVED COMMENT (2024-09-27): Client elects to waive. Comp factors: OK to Accept: Hazard policy acceptable, servicer can force place insurance if necessary; Additonal Comp factors: DTI <44%; CLTV 80%; Job stability >28 yrs; Reserves >$XXX.XX; Loan is performing<br> REVIEWER - WAIVED COMMENT (2024-09-27): Client elects to waive. Comp factors: OK to Accept: No material damage evidenced in file; Additonal Comp factors: DTI <44%; CLTV 80%; Job stability >28 yrs; Reserves >$XXX.XX; Loan is performing | 1 |  |  |  | 2 | [2] City / Local Compliance - (City High Cost) XXXX Threshold Loan (Points and Fees): City of XXXX Anti-Predatory Lending Ordinance: Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the City Total Loan Amount. Points and Fees total $XXX,XXX.XX on a City Total Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX or X.XX%). Compliant High Cost Loan.<br> [2] County Compliance - (County High Cost) Cook County Threshold Loan (Points and Fees): Cook County Predatory Lending Ordinance: Points and Fees on subject loan of X.XX% is in excess of the allowable maximum of X.XX% of the County Total Loan Amount. Points and Fees total $XXX,XXX.XX on a County Total Loan Amount of $XXX,XXX.XX vs. an allowable total of $XXX,XXX.XX (an overage of $XXX,XXX.XX or X.XX%). Compliant High Cost Loan.<br> [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: File is missing evidence of Borrower receipt of the preliminary appraisal at least 3 days prior to closing, as required. | REVIEWER - WAIVED COMMENT (2024-09-25): Client elects to waive. | City / Local Compliance - (City High Cost) XXXX Threshold Loan (Points and Fees): Assignee liability is unclear. The XXXX Ordinance does not expressly contain any assignee liability provisions and presumably, assignees loans face no exposure to civil liability.<br>County Compliance - (County High Cost) Cook County Threshold Loan (Points and Fees): Although assignees of predatory loans do not face exposure to civil liability, lenders that make predatory loans may not be awards contracts with the County of Cook. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly mortgage payment has decreased by at least 20%.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $XXX,XXX.XX. |  |  | B | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001782 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM (APOR) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX |  | XXXX XXXX | 000100 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA Disclosure Rule: Creditor did not obtain signature on Affiliated Business Arrangement Disclosure.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than X.XX%: Truth In Lending Act: Final TIL APR of X.XX% is underdisclosed from calculated APR of X.XX% outside of X.XX% tolerance.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: Truth in Lending Act: Final TIL was not provided to the borrower by closing. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL APR Under/Over Disclosed By Greater Than X.XX%: TILA APR - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Not Provided to Borrower At or Before Consummation: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000006 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Government Documentation - FHA MIP Error (Borrower Paid):: Calculated Borrower paid FHA upfront premium of $XXX,XXX.XX does not match the mortgage insurance premium collected on the HUD-1 of $XXX,XXX.XX<br> [3] Insurance Eligibility - MI Monthly Premium Amount documented in file does not match the Prepaid Mortgage Insurance Premium amount per month collected on the HUD.<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided |  |  |  |  |  |  | 2 | [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing itemization of amount financed. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000258 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: File is missing HUD, Note or TIL required to run compliance. |  |  |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000265 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: File is missing HUD, Note or TIL required to run compliance. |  |  |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000268 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: File is missing HUD, Note or TIL required to run compliance. |  |  |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX | XXXX | XXXX XXXX | 001783 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:PrimaXX/XX/XXXX)<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provded. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: TRID Final Closing Disclosure XX/XX/XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX overdisclosed a Total of Payments. (FinXX/XX/XXXX) | Federal Compliance - ECOA Appraisal - Appraisal Provided Prior to Date Performed: Missing borrower's acknowledgement receipt a copy of appraisal was provided at or before closing.<br> Federal Compliance - TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien: No seller fees shown on final CD and a seller CD not provided.<br> Federal Compliance - TRID Final Closing Disclosure Total Of Payments: The difference is $XXX,XXX.XX, which was paid by the lender | REVIEWER - WAIVED COMMENT (2018-12-05): Client elects to waive.<br> REVIEWER - WAIVED COMMENT (2018-12-04): Client elects to waive.<br> REVIEWER - WAIVED COMMENT (2018-12-05): Client elects to waive<br> REVIEWER - WAIVED COMMENT (2018-12-05): Client elects to waive | Federal Compliance - TRID Final Closing Disclosure Total Of Payments: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001879 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: Disclosure does not reflect Lender Contact or Contact NMLS ID. | REVIEWER - WAIVED COMMENT (2019-12-26): Client elects to Waive | Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001717 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: The lender contact name and contact NMLS ID were not provided. | REVIEWER - WAIVED COMMENT (2020-02-10): Client elects to Waive | Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001814 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001712 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Property Taxes Included In Escrow: TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XX/XX/XXXX incorrectly disclosed whether property taxes are included in escrow. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Property Taxes Included In Escrow: Escrows for property taxes were not collected in section G. | SELLER - GENERAL COMMENT (2020-01-17): PCCD to show Property taxes are not being included in escrow.<br> REVIEWER - GENERAL COMMENT (2020-01-23): XXXXX received PCCD however cure is also LOE, reopen rescission, and proof of delivery. Exception XXXXX be cured once recession expires.<br> SELLER - GENERAL COMMENT (2020-01-23): LOE and system proof of delivery<br> SELLER - GENERAL COMMENT (2020-01-27): Rescission document, LOE and label<br> REVIEWER - GENERAL COMMENT (2020-01-27): Required documents received; exception will be cured on XX/XX/XXXXwhen RTC expires.<br> SELLER - GENERAL COMMENT (2020-02-04): RTC Expired. Please update condition. Thank you<br> REVIEWER - CURED COMMENT (2020-02-04): Cure documentation received. | Federal Compliance - TRID Final Closing Disclosure Property Taxes Included In Escrow: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001851 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Insufficient or no cure was provided to the borrower. (7506) | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: NO COCs provided for any of the Re Disclosures | SELLER - GENERAL COMMENT (2020-01-28): copy of COC for appraisal fee<br> REVIEWER - GENERAL COMMENT (2020-01-30): COC received states fee increased as a result of receiving appraisal invoice. Receipt of invoice not considered a valid change of circumstance - cure due to borrower.<br> SELLER - GENERAL COMMENT (2020-02-04): copy of refund check for appraisal fee, CD, Letter to borrower and XXXXX<br> REVIEWER - GENERAL COMMENT (2020-02-04): XXXXX received PCCD indicating cure, LOE, refund check, and shipping label. Exception may be cured once proof of mailing is available.<br> REVIEWER - CLEARED COMMENT (2020-02-04): New exception populated. Exception Cleared.<br> REVIEWER - RE-OPEN COMMENT (2020-02-04): .<br> SELLER - GENERAL COMMENT (2020-02-18): copy of XXXXX to show post CD and Refund check was deliver<br> REVIEWER - CURED COMMENT (2020-02-20): Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD provided | Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001856 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XX/XX/XXXX disclosed a Finance Charge that does not match the actual finance charge for the loan. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Finance Charge: Disclosure reflects $XXX,XXX.XX; calculated is $XXX,XXX.XX; difference is $XXX,XXX.XXopy of itemization not provided. | SELLER - GENERAL COMMENT (2020-02-10): Could you please provide a breakdown of how you received the Finance Charge of $XXX,XXX.XX? Also, if the Finance Charge on our Final CD is $XXX.XXless than your calculated, why does it need to be refunded to the borrower if we did not charge them for it?<br> REVIEWER - GENERAL COMMENT (2020-02-12): SitusAMC reviewed exception. The fees included are Loan Discount Points $XXX.XX6.25, Mortgage Broker Fee $XXX.XX37.50, Prepaid Interest $XXX,XXX.XX, Title-CPL $XXX.XX Title-Courier $XXX.XX Title-EDoc $XXX.XX Title-Notice of Settlement $XXX.XX Title-Demand $XXX.XX and Title-Settlement $XXX,XXX.XXt requires a refund as the finance charge disclosed to borrower was less than actually charged. Please provide a corrected CD, LOE, refund check, reopen rescission, and proof of delivery to cure.<br> SELLER - GENERAL COMMENT (2020-02-17): Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, and Corrected CD attached.<br> REVIEWER - GENERAL COMMENT (2020-02-20): SitusAMC received all required documents to cure except RTC. Because the loan is a refinance, RTC needs to be reopened in order to cure.<br> SELLER - GENERAL COMMENT (2020-02-21): RTC Reopened<br> REVIEWER - GENERAL COMMENT (2020-02-24): SitusAMC received shipping label and RTC. Exception may be cured once rescission expires 02/28.<br> SELLER - GENERAL COMMENT (2020-02-28): Rescission expired. Please clear. Thanks!<br> REVIEWER - CURED COMMENT (2020-03-03): Rescission is now expired. | Federal Compliance - TRID Final Closing Disclosure Finance Charge: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001784 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: Disclosure does not reflect Lender Contact and Contact NMLS ID. | REVIEWER - WAIVED COMMENT (2020-02-20): Client Elects to waive | Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001736 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase | N/A | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of 6,665.70 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Wire /Funding/ Disbursement Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (77190)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - SubEscrow Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (77185)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Reinspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7552) | Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: Loan Disclosures: Amount of Estimated Property Costs over Year 1 of 6,665.70 on Final Closing Disclosure provided on XX/XX/XXXX not accurate.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Zero Percent Fee Tolerance exceeded for Title - Wire /Funding/ Disbursement Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Zero Percent Fee Tolerance exceeded for Title - SubEscrow Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Zero Percent Fee Tolerance exceeded for Reinspection Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. | REVIEWER - GENERAL COMMENT (2020-02-24): Annual non-escrowed costs on PCCD dated 2/14 do not match loan file cost documentation (6401.04). Please provide support for amount on theXX/XX/XXXX, or PCCD to cure.<br> REVIEWER - GENERAL COMMENT (2020-02-28): SitusAMC did not received anything further on this exception. Please provide a corrected CD and LOE to cure.<br> REVIEWER - GENERAL COMMENT (2020-03-03): Letter of Explanation & Corrected Closing Disclosure required to cure. SitusAMC using X.XX% for tax rate and HOI documents provided confirm premium of $XXX,XXX.XX / year for insurance. PC-CD received reflects $XXX,XXX.XX for Estimated Property Costs over Year 1<br> REVIEWER - GENERAL COMMENT (2020-03-05): HOI is $XXX,XXX.XX and Fire policy is $XXX,XXX.XX Letter of Explanation & Corrected Closing Disclosure required to cure<br> REVIEWER - CURED COMMENT (2020-03-06): The lender provided a PCCD showing the total annual cost year 1 as $XXX.XX2.60 which matches the annual taxes of $XXX.XX2.50, HOI of $XXX,XXX.XX and Fire policy of $XXX.XX0.50 for a total of $XXX.XX2.58 a .2c variance. Other submitted closing statement provided are due to the state funding policy. | Federal Compliance - TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001619 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Safe Harbor QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name). (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: Final CD did not disclose the Lender's Contact Name and NMLS ID. | REVIEWER - WAIVED COMMENT (2020-03-03): Client has accepted to waive | Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001844 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001598 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - Self Employed - Implicit Adherence: Qualified Mortgage (Dodd-Frank 2014): Self Employed borrower's loan file contained tax returns that are not signed/dated, but the loan file contains the tax transcripts to evidence the tax returns were signed/dated at time of submission to the IRS.<br> [2] Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name). (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7506) | Federal Compliance - Self Employed - Implicit Adherence: All returns are not signed.<br> Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: The lender contact name and contact NMLS ID were not provided.<br> Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: Appraisal fee disclosed as $XXX.XX on the LE dated XX/XX/XXXXbut disclosed as $XXX.XX on the Final Closing Disclosure. Cure was provided. | REVIEWER - WAIVED COMMENT (2020-01-13): Client has elected to Waive<br> REVIEWER - WAIVED COMMENT (2019-12-26): Client elects to Waive | Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001642 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001762 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Temporary SHQM (GSE/Agency Eligible) | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001838 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Safe Harbor QM | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XX/XX/XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name). (FinXX/XX/XXXX)<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (0) | Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: Lender contact information was not provided on final Closing Disclosure.<br> Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: The total of the Title Fees and Recording Fee reflected on the Final Closing Disclosure is $XXX,XXX.XX, the Loan Estimate disclosed $XXX.XX9. Cost to Cure indicated on the Final Closing Disclosure is $XXX,XXX.XX. | REVIEWER - WAIVED COMMENT (2020-02-20): Client elects to waive | Federal Compliance - TRID Final Closing Disclosure Lender Contact Information - Wholesale Loans: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001776 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other | Safe Harbor QM (APOR) | 2 | 1 |  |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of 1,308.00 on Final Closing Disclosure provided on XX/XX/XXXX not accurate. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: The final CD disclosed the Amount of Non-Escrowed Property Costs over Year 1 as $XXX,XXX.XX on page 4; however the HOA dues total $XXX,XXX.XX per year. Final CD reflects Estimated Taxes, Insurance & Assessments of $XXX,XXX.XX monthly, correct amount is $XXX,XXX.XX Provide a post-close CD correcting the Escrow Account section on page 4 and Estimated Taxes, Insurance & Assessments on page 1; and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. | SELLER - GENERAL COMMENT (2022-01-21): Please advise we are in need of clarification of the fees; closer is coming up with the following: The monthly estimated taxes, insurance and assessments on page 1 should = $XXX.XX9.80 150/month HOA, 244.92/HOI and 1604.88/taxes. However the condition is showing: 1849.80.<br> REVIEWER - GENERAL COMMENT (2022-01-25): Lender provided Closer fees which are accurate, but do not match what is shown on the final CD. HOA of $XXX.XX x 12 = $XXX.XX0; shown on page 4 as only $XXX.XX. Page 1 estimated escrows s/b $XXX.XX9.79; total monthly when combined with HOA = $XXX.XX9.79; PCCD to reflect changes to pages 1 & 4. Cure also requires LOE to Borrower(s); exception remains<br> SELLER - GENERAL COMMENT (2022-02-10): Please see attached PCCD and LOX to clear this condition.<br> REVIEWER - CURED COMMENT (2022-02-11): PCCD & LOE provided as trailing docs | Federal Compliance - TRID Final Closing Disclosure Non Escrowed Property Costs Year 1: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | A | B | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001881 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 | 1 |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001880 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 1 | 1 |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | A |  | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001883 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 | 2 | [2] Credit Eligibility - Public Record Issue:: Credit Report: Original // Public Record Type: Judgments / Balance: XXXX, Credit Report: Original // Public Record Type: Judgments / Balance: XXXX | All judgments and liens must be paid in full prior to or at closing per guideline. | BUYER - GENERAL COMMENT (2025-05-29): Lien loe.<br> BUYER - GENERAL COMMENT (2025-05-29): Lein payoff<br> REVIEWER - GENERAL COMMENT (2025-06-02): Provide evidence of the XXXX judgment was paid and released.<br> BUYER - GENERAL COMMENT (2025-06-12): Please see attached confirmation of judgement being paid. Thank you.<br> BUYER - GENERAL COMMENT (2025-06-12): Please see attached email from underwriter explaining documents provided for proof of paid judgement. Thank you.<br> BUYER - GENERAL COMMENT (2025-06-12): Please find a better copy of underwriter's documentation explanation as to what was provided by the Borrower. Thank you.<br> BUYER - GENERAL COMMENT (2025-06-12): Please see additional proof of judgement being paid off.<br> REVIEWER - GENERAL COMMENT (2025-06-16): Judgments are required to be paid at or prior to closing and the XXXX judgment appears to have been paid post closing.<br> BUYER - GENERAL COMMENT (2025-06-20): Please advise if paid @ closing per XXXX guidelines that is acceptable. PLEASE clear. Thank you.<br> REVIEWER - GENERAL COMMENT (2025-06-20): The XXXX judgment is verified as paid and meets guidelines. The XXXX was not paid prior to or at closing per the loan documents. The bank statement showing the amount reflects the payment being on hold. The payment verification that verifies it was paid is dated XX/XX/XXXX which is after closing.<br> BUYER - GENERAL COMMENT (2025-06-23): Please waive this condition.<br> REVIEWER - WAIVED COMMENT (2025-06-23): Waived with compensating factors at clients request. | 1 |  |  |  |  |  |  |  |  | Borrower's Experience/Track Record |  |  | B |  | A | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 001882 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Exempt from ATR | 1 | 1 |  |  |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | A | A | A | A |
| XXXX | XXXX | XXXX | XXXX XXXX | 001884 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other | N/A | 2 | 2 | [2] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: PITIA reserves months discrepancy.: Calculated PITIA months reserves of XX is less than Guideline PITIA months reserves of XX.<br> [2] Credit Eligibility - Public Record Issue:: Credit Report: Original // Public Record Type: Tax Liens / Balance: XXXX, Credit Report: Original // Public Record Type: Judgments / Balance: XXXX, Credit Report: Original // Public Record Type: Judgments / Balance: XXXX, Credit Report: Original // Public Record Type: Judgments / Balance: XXXX, Credit Report: Original // Public Record Type: Tax Liens / Balance: XXXX, Credit Report: Original // Public Record Type: Tax Liens / Balance: XXXX | Borrower is short reserves due to insufficient assets.<br> The file did not disclose evidence of settlement or release of judgment/lien. | BUYER - GENERAL COMMENT (2025-08-20): Please clear as loan is a cash out refi transaction.<br> REVIEWER - GENERAL COMMENT (2025-08-21): With the net proceeds and the assets provided, funds are insufficient to cover 9 months of reserves. Required assets = $XXX.XX and funds verified = $XXX.XX.<br> BUYER - GENERAL COMMENT (2025-08-21): Please find exception attached. Thank you.<br> REVIEWER - WAIVED COMMENT (2025-08-25): Waived with compensating factors per lender exception approval.<br> BUYER - GENERAL COMMENT (2025-08-20): See email attached from law firm confirming no liens. Thank you.<br> REVIEWER - GENERAL COMMENT (2025-08-21): It does not matter if they are tied to the subject property or not or if they are old, guidelines require all liens and judgments to be satisfied prior to or at closing.<br> BUYER - GENERAL COMMENT (2025-08-29): Please find exception attached.<br> REVIEWER - WAIVED COMMENT (2025-09-03): Waived with compensating factors per lender exception approval. | 1 |  |  |  | 1 |  |  |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $XXX.XX.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  |  | B | A | A | B |
| XXXX | XXXX |  | XXXX XXXX | 000985 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001095 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000990 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000843 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000902 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX |  | XXXX XXXX | 001126 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001010 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001093 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | UTD UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [3] Miscellaneous Compliance - The Loan Purpose cannot be determined based on the documents in the loan file. Loan purpose of Cash Out Refinance was used to perform all applicable compliance testing.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001159 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): HELOC Agreement does not specifically identify fees under either a finance charge vs. other charge category.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000861 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000940 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000906 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000870 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] State Compliance - XXXX Home Loan (Late Charge): XXXX Home Loan: Mortgage loan contains an impermissible late charge of greater than 5.0% or a grace period less than 15 days.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Disclosed Note P&I payment does not equal calculated P&I payment: Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXX,XXX.XX does not match calculated P&I of $XXX,XXX.XX. Note P&I was used for the APR calculation and compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | State Compliance - XXXX Home Loan (Late Charge): Assignee Liability: Assignees and purchasers of XXXX high cost home loans are subject to all affirmative claims and any defenses with respect to the loan that the borrower could assert against the original creditor of the loan. Section 6(c) of the Act also provides that a borrower acting only in an individual capacity may assert against the creditor or any subsequent holder or assignee: (1) Within six years of the closing of covered home loan, a violation of the Act as an original action or as a defense, claim, or counterclaim; and (2) At any time during the term of a high cost home loan a defense, claim or counterclaim. The aforementioned may both be brought after an action to collect on the home loan or foreclose on the collateral securing the home loan has been initiated, the debt arising from the home loan has been accelerated, or the home loan has become 60 days in default. Further, the Act contains a choice of law provision permitting actions under either the XXXX Consumer Fraud Act ("NJCFA"), which possibly allow for class actions, or the Act. The July 6, 2004 amendments clarify that a defense, claim, or counterclaim may only be brought in an individual capacity and may not be asserted in a class action. Additionally, the statute provides for punitive damages.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable (UAL State) |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000841 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [3] State Compliance - XXXX Home Loan (Late Charge): XXXX Home Loan: Mortgage loan contains an impermissible late charge of greater than 5.0% or a grace period less than 15 days.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] State Compliance - XXXX Prepayment Penalty - Non Business Entity: XXXX Prepayment Penalty: No prepayment penalties are permissible in the state of XXXX under N.J.S.A. 46:10B-2. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] State Compliance - XXXX Prepayment Penalty RMLA Licensee Subordinate Lien: XXXX RMLA Prepayment Penalty (Subordinate Lien): Prepayment penalties are not permissible in the state of XXXX for loans made by licensees under NJ Admin Code 3:15-10.1(b). If not RMLA licensed, provide documentation or attestation.<br> Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Disclosed payment on Note does not correspond with the loan amount, loan term, and interest rate on the loan. |  | State Compliance - XXXX Home Loan (Late Charge): Assignee Liability: Assignees and purchasers of XXXX high cost home loans are subject to all affirmative claims and any defenses with respect to the loan that the borrower could assert against the original creditor of the loan. Section 6(c) of the Act also provides that a borrower acting only in an individual capacity may assert against the creditor or any subsequent holder or assignee: (1) Within six years of the closing of covered home loan, a violation of the Act as an original action or as a defense, claim, or counterclaim; and (2) At any time during the term of a high cost home loan a defense, claim or counterclaim. The aforementioned may both be brought after an action to collect on the home loan or foreclose on the collateral securing the home loan has been initiated, the debt arising from the home loan has been accelerated, or the home loan has become 60 days in default. Further, the Act contains a choice of law provision permitting actions under either the XXXX Consumer Fraud Act ("NJCFA"), which possibly allow for class actions, or the Act. The July 6, 2004 amendments clarify that a defense, claim, or counterclaim may only be brought in an individual capacity and may not be asserted in a class action. Additionally, the statute provides for punitive damages.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  | UTD | Indeterminable (UAL State) |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000966 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable (UAL State) |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000695 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 3 | [3] State Compliance - XXXX Home Loan (Late Charge): XXXX Home Loan: Mortgage loan contains an impermissible late charge of greater than 5.0% or a grace period less than 15 days.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Right of Rescission Timing HELOC - Receipt Date Missing |  | State Compliance - XXXX Home Loan (Late Charge): Assignee Liability: Assignees and purchasers of XXXX high cost home loans are subject to all affirmative claims and any defenses with respect to the loan that the borrower could assert against the original creditor of the loan. Section 6(c) of the Act also provides that a borrower acting only in an individual capacity may assert against the creditor or any subsequent holder or assignee: (1) Within six years of the closing of covered home loan, a violation of the Act as an original action or as a defense, claim, or counterclaim; and (2) At any time during the term of a high cost home loan a defense, claim or counterclaim. The aforementioned may both be brought after an action to collect on the home loan or foreclose on the collateral securing the home loan has been initiated, the debt arising from the home loan has been accelerated, or the home loan has become 60 days in default. Further, the Act contains a choice of law provision permitting actions under either the XXXX Consumer Fraud Act ("NJCFA"), which possibly allow for class actions, or the Act. The July 6, 2004 amendments clarify that a defense, claim, or counterclaim may only be brought in an individual capacity and may not be asserted in a class action. Additionally, the statute provides for punitive damages.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  |  | Late Charge |  | C |  | C |
| XXXX | XXXX |  | XXXX XXXX | 000710 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Late Charge Grace Period Testing: XXXX Late Charge: Note grace period of 10 days is less than the state minimum of 15 days.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000953 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] State Compliance - XXXX Prepayment Penalty Junior Lien: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a subordinate lien loan. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001059 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Prepayment Penalty Junior Lien: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a subordinate lien loan. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001306 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Disclosed payment on note of $XXX.XX does not correspond with the loan amount, loan term and interest rate on the loan. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001073 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] State Compliance - XXXX Late Charge Grace Period Testing: XXXX Late Charge: Note grace period of 10 days is less than the state minimum of 15 days.<br> [2] State Compliance - XXXX Late Charge Percent Testing: XXXX Late Charge: Note late charge percent of X.XX% exceeds the state maximum of 2%.<br> [2] State Compliance - XXXX Prepayment Penalty Junior Lien: XXXX Prepayment Penalty: A prepayment penalty is not permissible on a subordinate lien loan. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000515 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001014 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] State Compliance - Pennsylvania Subordinate Lien Late Charge Grace Period Testing: Pennsylvania Late Charge: Note grace period of 10 days is less than the state minimum of 15 days.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001075 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX |  | XXXX XXXX | 001044 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 1 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  | A |  | A |
| XXXX | XXXX |  | XXXX XXXX | 000700 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Right of Rescission Timing HELOC - Receipt Date Missing |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000693 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000464 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001088 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Disclosed Note P&I payment does not equal calculated P&I payment: Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXX,XXX.XX does not match calculated P&I of $XXX,XXX.XX. Calculated P&I was used for the APR calculation and compliance testing.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001307 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Missing Document: FHA Case Number Assignment not provided<br> [3] Government Documentation - Missing Document: FHA Mortgage Insurance Certificate not provided<br> [3] Government Documentation - Missing Document: HUD/VA 92900-A not provided<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Document Error - Missing details of FHA UFMIP (ie. financed vs cash portions). Testing is incomplete.<br> [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - FHA Case Number Assignment Date Missing: FHA Case # Assignment Date missing. Creditor application date used as FHA case # assignment date for purposes of any applicable compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 001009 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001104 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] State Compliance - XXXX Home Loan (Complaint Agency Disclosure Not Provided): XXXX Home Loan: Borrower not provided with a document specifying the agency designated to receive complaints or inquiries about the origination and making of the loan.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000134 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000890 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Home Loan (Arbitration Clause): XXXX Home Loan: Mortgage loan contains an unfair or oppressive arbitration clause.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | State Compliance - XXXX Home Loan (Arbitration Clause): Assignee Liability: Purchasers and assignees of high cost home loans are subject to all affirmative claims and any defenses the borrower could assert against the original creditor or home improvement contractor where a home loan was made, arranged or assigned by the home improvement contractor. However, the foregoing does not apply to loans other than high cost home loans unless applicable law requires a certificate of occupancy, inspection or completion to be obtained and said certificate is not obtained. The statute provides for damages which may include: (i) actual damages; (ii) statutory damages equal to the recovery of twice the interest paid and forfeiture of interest for any violation relating to the financing of insurance or recommendation of default, loan flipping or any of the high cost prohibited terms and practices; (iii) punitive damages; (iv) costs and attorneys' fees; (v) injunctive, declaratory and other equitable relief; (vi) rescission for violations of the flipping, insurance, and encouragement of default provisions as well as the high cost home loan provisions; (vii) administrative penalties; and (viii) criminal penalties.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001031 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 001438 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Disclosed Note P&I payment does not equal calculated P&I payment: Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXX,XXX.XX does not match calculated P&I of $XXX,XXX.XX. Note P&I was used for the APR calculation and compliance testing.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Disclosed payment on note of $XXX,XXX.XX does not correspond with the loan amount, loan term and interest rate on the loan. |  | Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000509 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000707 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000981 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Not Provided Timely: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower at application.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001007 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: Truth in Lending Act (HELOC): Credit Agreement not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - Credit Agreement Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000978 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000504 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] State Compliance - Tennessee Prepayment Penalty Test: Tennessee Prepayment Penalty: Loan contains prepayment penalty which is not disclosed on the Note in bold language separated from other language by bold dividing lines. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000562 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 001439 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000098 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001094 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Payoff Statement Missing: Missing Payoff Statement: Unable to determine if a prepayment penalty was included in the pay-off which may impact high cost findings.<br> [2] Federal Compliance - Right of Rescission Timing - Note Date used as Transaction Date: Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000844 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - Kentucky Prepayment Penalty Test: Kentucky Prepayment Penalty: Loan prepay term of 180 months exceeds state maximum of 36 months. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (2010): GFE does not provide minimum ten (10) business day availability for estimate of charges and terms for all other settlement charges.<br> [2] Federal Compliance - SAFE Act - NMLS Info Not in File: Secure and Fair Enforcement for Mortgage Licensing Act: NMLSR information not present on loan application.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - Final TIL Estimated: Final TIL disclosure found in file had markings indicating one or more entries are estimates. |  |  | Federal Compliance - RESPA (2010) - GFE Settlement charges Good Thru Date Less than 10 Days: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - SAFE Act - NMLS Info Not in File: Liability appears to be limited to originators/licensees.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Final TIL Estimated: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000702 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] State Compliance - XXXX Late Charge Percent and Amount Testing: XXXX Late Charge: Note late charge of X.XX%/$XXX,XXX.XX exceeds state maximum of 5% or $XXX.XX whichever is greater.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000692 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000439 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000698 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] State Compliance - XXXX Late Charge Percent and Amount Testing: XXXX Late Charge: Note late charge of X.XX%/$XXX,XXX.XX exceeds state maximum of 5% or $XXX.XX whichever is greater.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000878 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000690 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Late Charge Percent and Amount Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000570 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [2] Closing / Title - Security Instrument is not on a FNMA/FHLMC form and does not contain the following clauses:: Homestead Exemption Waiver |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: XXXX Consumer Mortgage Protection Act: Consumer Caution and Home Ownership Counseling Notice not provided to borrower.<br> [2] State Compliance - XXXX Consumer Mortgage Protection Act (Counseling Agencies List Timing): XXXX Consumer Mortgage Protection Act: List of HUD-approved credit counseling agencies not provided to borrower at the time of application.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty: Maximum calculated prepay of $XXX,XXX.XX exceeds the state maximum for first lien loans of 1% of the prepaid balance ($XXX,XXX.XX). Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>State Compliance - XXXX Consumer Mortgage Protection Act (Borrower Bill of Rights Disclosure Not Provided Timely): Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting.<br>State Compliance - XXXX Consumer Caution and Home Ownership Counseling Notice Not Provided: Assignee liability is unclear. Purchasers and assignees would not appear to be liable for violations of the Act, except to the extent involved I violations arising from servicing or collecting. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000543 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001076 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000867 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Disclosed payment on note of $XXX.XX does not correspond with the loan amount, loan term and interest rate on the loan. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000850 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Late Charge Percent and Amount Testing: Unable to determine if late charge exceeds state maximum due to missing information. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000541 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Disclosed Note P&I payment does not equal calculated P&I payment: Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $XXX,XXX.XX does not match calculated P&I of $XXX,XXX.XX. Note P&I was used for the APR calculation and compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Disclosed payment on Note does not correspond with the loan amount, loan term, and interest rate on the loan. |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance: TILA ROR Form - Because this issue is not uniformly settled among the circuit courts, the continuing risk that the borrower may have an extended right to rescind (3 additional years) if a creditor uses the incorrect Model Form remains. Because of this uncertainty, we continue to recommend that creditors use Model Form H-8 only for refinances involving a new creditor and Model Form H-9 for refinances involving the same creditor. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000875 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): XXXX Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - XXXX Late Charge Percent and Amount Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): XXXX Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  | State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Assignee liability is unclear. Purchasers and assignees of XXXX mortgage loans would not appear to be liable for violations of the Act. However, effective 8/1/07, although there does not appear to be any explicit assignee liability, because a new private right of action permits a court to award statutory damages equal to the amount of all lender fees included in the amount of the principal of the residential mortgage loan, there is the potential that secondary market participants may be adversely affected. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000942 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): XXXX Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - XXXX Late Charge Percent and Amount Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): XXXX Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  | State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Assignee liability is unclear. Purchasers and assignees of XXXX mortgage loans would not appear to be liable for violations of the Act. However, effective 8/1/07, although there does not appear to be any explicit assignee liability, because a new private right of action permits a court to award statutory damages equal to the amount of all lender fees included in the amount of the principal of the residential mortgage loan, there is the potential that secondary market participants may be adversely affected.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001055 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001022 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001058 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): XXXX Residential Mortgage Originator and Servicer Licensing Act: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and max balance, if applicable.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): XXXX Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  | State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Assignee liability is unclear. Purchasers and assignees of XXXX mortgage loans would not appear to be liable for violations of the Act. However, effective 8/1/07, although there does not appear to be any explicit assignee liability, because a new private right of action permits a court to award statutory damages equal to the amount of all lender fees included in the amount of the principal of the residential mortgage loan, there is the potential that secondary market participants may be adversely affected. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000688 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] State Compliance - XXXX Late Charge Percent and Amount Testing: Unable to determine if late charge exceeds state maximum due to missing information.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s).<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: RTC Signature Date missing |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001081 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified): XXXX Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation.<br> [2] State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): XXXX Residential Mortgage Originator and Servicer Licensing Act: Refinance of a "special mortgage" without evidence that borrower received counseling on advisability of transaction by an authorized independent loan counselor.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  | State Compliance - XXXX Residential Mortgage Originator and Servicer Licensing Act (Counseling Requirement): Assignee liability is unclear. Purchasers and assignees of XXXX mortgage loans would not appear to be liable for violations of the Act. However, effective 8/1/07, although there does not appear to be any explicit assignee liability, because a new private right of action permits a court to award statutory damages equal to the amount of all lender fees included in the amount of the principal of the residential mortgage loan, there is the potential that secondary market participants may be adversely affected. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000860 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Federal HELOC Itemization of Final Costs and Fees Not Provided: Truth in Lending Act (HELOC): Itemization of Final Costs and Fees at Account Opening not in file. HELOC Fee Agreement also not in file or does not disclose fees, any applicable Federal, State or Local compliance testing impacted by points and fees is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): HELOC Agreement does not specifically identify fees under either a finance charge vs. other charge category.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000837 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Prepayment Penalty 2008 Test: XXXX Prepayment Penalty (Residential Mortgage License Act): Loan contains prepayment penalty and borrower was not provided a loan without a prepayment penalty.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001175 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): HELOC Agreement does not specifically identify fees under either a finance charge vs. other charge category.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty (XXXX Interest Act): A prepayment penalty is not permissible on a loan with an interest rate of greater than 8%. Loan contracts for an interest rate of X.XX%. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000437 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000133 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Missing Document - FHA Informed Consumer Choice Disclosure is missing.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents) |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure. |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000438 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] State Compliance - Missouri Prepayment Penalty: Missouri Prepayment Penalty: Maximum calculated prepay of $XXX,XXX.XX exceeds the state maximum of 2% of the prepaid balance ($XXX,XXX.XX). Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] State Compliance - Missouri Prepayment Penalty ARM: Missouri Prepayment Penalty: A prepayment penalty is not permissible on an adjustable rate loan. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 001136 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance Cash-out - Debt Consolidation |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000540 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] State Compliance - Louisiana Prepayment Penalty: Louisiana Prepayment Penalty: Maximum penalty allowed per state is 5%, 4%, 3%, 2%, 1% (in Years 1-5). Loan contracts for prepay percentages of X.XX%, X.XX%, X.XX%, which exceeds the max allowable. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000015 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001099 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000876 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fee amounts were sourced from multiple disclosures containing higher amounts than that reflected on HELOC Agreement. |  |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000441 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000696 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - HELOC Fees Used For Testing: Truth in Lending Act (HELOC): Fee amounts were sourced from multiple disclosures containing higher amounts than that reflected on HELOC Agreement.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001176 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Purchase |  | 3 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000685 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to borrower. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Missing: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000709 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Primary Residence Late Charge Percent Testing: XXXX Late Charge: Note late charge of X.XX%/$XXX,XXX.XX exceeds state maximum of 6% or $XXX.XXwhichever is greater.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest. | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements. |  | Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000684 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX. |  |  | Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000701 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000014 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000022 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 Alternate Document Used for Fees (Primary): Missing Final HUD-1: Estimated HUD1 used for any applicable Federal, State or Local compliance testing.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL. |  |  | Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | No | TNR Testing Not Required |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 001021 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Creditor did not provide Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000706 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000567 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 3 |  |  |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 Alternate Document Used for Fees (Primary): Missing Final HUD-1: Title Co. Closing Statement used for any applicable Federal, State or Local compliance testing.<br> [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] State Compliance - XXXX Prepayment Penalty: XXXX Prepayment Penalty: Maximum prepay allowed is 6 months interest calculated on 80% of the original balance ($XXX,XXX.XX). Loan contracts for maximum calculated prepay of $XXX,XXX.XX, which exceeds max allowable. Prepay may be impermissible depending on the lender's license type. Prepay language states prepay will not exceed maximum permitted by applicable law.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - Right of Rescission Timing - Receipt Date Missing: Missing Final TIL Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.<br> [2] Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties<br> [2] Federal Compliance - Final TIL Finance Charge Under Disclosed: Truth In Lending Act: Final TIL Finance Charge of $XXX,XXX.XX is underdisclosed from calculated Finance Charge of $XXX,XXX.XX in the amount of $XXX,XXX.XX.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [1] Federal Compliance - Federal FACTA Disclosure Timing Test: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. | Federal Compliance - Final TIL Finance Charge Under Disclosed: Unable to determine under disclosure due to missing Itemization of Amount Financed. |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - Right of Rescission Timing - Receipt Date Missing: TILA ROR - 3yrs for rescindable transactions.<br>Closing / Title - (Doc Error) TIL Error: Borrower signature not dated.: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Closing / Title - (Doc Error) TIL Error: Final TIL not signed by all required parties: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - Final TIL Finance Charge Under Disclosed: TILA Finance Charge - subject to a 1 year SOL for affirmative claims, 3 years for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000561 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000699 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Primary Residence Late Charge Percent Testing: XXXX Late Charge: Note late charge of X.XX%/$XXX,XXX.XX exceeds state maximum of 6% or $XXX.XXwhichever is greater.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Missing RTC Signature Date. Unable to determine compliance with rescission timing requirements.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Federal Compliance - Right of Rescission Timing HELOC - Receipt Date Missing: Right of Rescission Timing HELOC - Receipt Date Missing |  | Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000705 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: Truth in Lending Act (HELOC): "Billing Rights" disclosure not provided to borrower at time of account opening.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Title / Lien Defect - (Doc Error) Loan was portrayed as first lien but found to be a second lien<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: Truth in Lending Act: Notice of Right to Cancel was not signed by all parties whose ownership interest is or will be subject to the security interest.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - Billing Rights Disclosure Not Provided Timely: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - Notice of Right To Cancel Not Provided to All Required Parties: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000708 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1 |  |  |  |  |  |  | 2 | [2] State Compliance - XXXX Primary Residence Late Charge Percent Testing: XXXX Late Charge: Note late charge of X.XX%/$XXX,XXX.XX exceeds state maximum of 6% or $XXX.XXwhichever is greater.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - FACTA Disclosure Missing: FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure.<br> [2] Federal Compliance - TILA HELOC - HELOC Brochure Missing: Truth in Lending Act (HELOC): HELOC Brochure not provided to borrower.<br> [2] Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: Truth in Lending Act (HELOC): "Important Terms" disclosure not provided to borrower.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  | Federal Compliance - FACTA Disclosure Missing: There is no Assignee Liability.<br>Federal Compliance - TILA HELOC - HELOC Brochure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA HELOC - Important Terms Disclosure Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000691 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000273 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 3 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | UTD | Indeterminable |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 000516 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | Refinance UTD |  | 3 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 3 | [3] Federal Compliance - Missing Final HUD-1 No Alternate Fee Source Document (Primary or Second Home): Missing Final HUD-1. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable.<br> [2] Federal Compliance - ARM Disclosure Status Test: TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower.<br> [2] Federal Compliance - CHARM Booklet Disclosure Status: TIL variable rate disclosure: Consumer Handbook on Adjustable Rate Mortgages, CHARM Booklet, not provided to the borrower.<br> [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Miscellaneous Compliance - (Doc Error) Initial GFE not provided<br> [2] Federal Compliance - Missing Initial Loan Application No Fees Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation. Due to missing HUD-1 or Closing Disclosure, no fees were used in testing.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - Notice of Right to Cancel Missing: Truth in Lending Act: Notice of Right to Cancel was not provided.<br> [2] Federal Compliance - TILA - Final TIL Missing: Missing Final TIL.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - ARM Disclosure Status Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Status: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - Notice of Right to Cancel Missing: TILA ROR - 3yrs for rescindable transactions.<br>Federal Compliance - TILA - Final TIL Missing: TILA - 1yr affirmative, 3yrs for rescindable transactions. Unlimited as a defense to foreclosure. Assignee liability. |  | Yes | TR Indeterminable |  | D |  | D |
| XXXX | XXXX |  | XXXX XXXX | 001084 | $XXX,XXX.XX | XX | XX/XX/XXXX | UTD | UTD UTD |  | 2 |  | [3] Title / Lien Defect - Final Title Policy is missing. No evidence of title in file.<br> [3] Lien - Missing note/terms on senior lien. Subject loan is in second position.: Lien Position: 1<br> [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] General Appraisal Requirements - Due to lack of appraised value, compliance tests requiring an LTV were run off an assumed value of a contract sales price or original loan amount, whichever applies.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information.<br> [2] Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: Truth in Lending Act: Subject loan transaction disbursed on XX/XX/XXXX, prior to three (3) business days from transaction date of XX/XX/XXXX.<br> [2] Miscellaneous Compliance - Unable to determine occupancy, compliance results were generated using a defaulted value of Primary. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date: TILA ROR - 3yrs for rescindable transactions. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000274 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide an AUS, Approval or 1008, income verification, asset verification, an origination credit report, and all issued LE's and CD's. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX |  | XXXX XXXX | 001288 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | HUD Safe Harbor QM | 3 | 3 | [3] General - FHA - Informed Consumer Choice Disclosure was not provided to borrower within 3 business days of the loan application.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [2] Government Documentation - FHA - Important Notice to Homebuyer (92900-B) was not provided within three days of the application date.: Disclosure: FHA - Important Notice to Homebuyer (92900-B) (Government Documents)<br> [2] Government Documentation - FHA - Initial HUD Addendum to the Loan Application 92900-A was not provided within three days of the application date.: Disclosure: FHA - Initial HUD Addendum to the Loan Application 92900-A (Government Documents) | Informed Consumer Choice Disclosure not provided to borrower within 3 business days of the loan application.<br> FHA - Important Notice to Homebuyer (92900-B) was not provided within three days of the application date.<br> FHA - Initial HUD Addendum to the Loan Application 92900-A was not provided within three days of the application date. |  | 1 |  |  |  | 1 |  |  |  |  |  |  |  | C | A | A | C |
| XXXX | XXXX |  | XXXX XXXX | 001568 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Purchase |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: Loan is DSCR for which guidelines are required. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX |  | XXXX XXXX | 001569 | $XXX,XXX.XX | XX | XX/XX/XXXX | Investment | Refinance Cash-out - Other |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: Loan is DSCR for which guidelines are required. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX |  | XXXX XXXX | 000010 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Property Type Not Provided: (Missing Data) Property Type. If property type is other than single family residence, state and federal testing may be impacted.<br> [2] Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (2010): Loan Amount on Final GFE does not match Note.<br> [2] Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (2010): Initial payment on GFE does not match actual payment on loan. |  |  | Federal Compliance - RESPA (2010) - Loan Amount on Final GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations.<br>Federal Compliance - RESPA (2010) - Initial Payment on GFE Inaccurate: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000009 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | Temporary SHQM (GSE/Agency Eligible) | 2 | 2 | [2] Guideline Issue - Due diligence review based on non-origination guidelines (i.e. aggregator, seller). |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (2010): 10% tolerance violation without evidence of sufficient cure provided. | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: No cure was provided. |  | Federal Compliance - RESPA (2010) - 10% Tolerance Without Cure: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  | B | B | A | B |
| XXXX | XXXX |  | XXXX XXXX | 000583 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - ARM Disclosure Timing Test: Unable to determine if ARM disclosure was provided within three (3) days of application due to missing information.<br> [2] Federal Compliance - CHARM Booklet Disclosure Timing: Unable to determine compliance with timing requirements due to missing Initial Loan Application Date.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] State Compliance - Oregon Prepayment Penalty Max Prepay: Oregon Prepayment Penalty: Loan agreement or Note does not clearly state the maximum prepayment penalty applicable to each year of the loan. |  |  | Federal Compliance - ARM Disclosure Timing Test: TILA - subject to a 1 year SOL for affirmative claims under TILA<br>Federal Compliance - CHARM Booklet Disclosure Timing: TILA - subject to a 1 year SOL for affirmative claims under TILA |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 000673 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] Federal Compliance - Disbursement Date Missing Test: Disbursement Date Missing: Evidence of disbursement date not found in file. Prepaid Interest From Date from HUD-1 or final closing disclosure of XX/XX/XXXX used as disbursement date for compliance testing.<br> [2] Federal Compliance - Missing Initial Loan Application Testing: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 0 months prior to consummation. A lookback was performed to determine this application date using the following dates: XX/XX/XXXX, XX/XX/XXXX. Lookback testing performed up to one of the following: TRID start date, TIL/MDIA 2011 start date, RESPA 2010 start date, TIL/MDIA 2009 start date, LOS Application Date, Broker Application Date, or six months prior to consummation.<br> [2] Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA Disclosure Rule: Unable to determine if Creditor provided Affiliated Business Arrangement Disclosure to applicant within three (3) business days of application due to missing information. |  |  | Federal Compliance - RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application: RESPA (Sections 4 and 5) contains no explicit assignee liability provisions within the statute or implementing regulation, Regulation X, for these type of violations. |  |  |  |  | B |  | B |
| XXXX | XXXX |  | XXXX XXXX | 001285 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | Higher Priced QM | 2 | 2 | [2] Guideline Issue - Due diligence review based on non-origination guidelines (i.e. aggregator, seller). |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:PrimaXX/XX/XXXX)<br> [1] Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (0)<br> [1] Federal Compliance - TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. (7520) | Federal Compliance - ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation: Appraisal proof of delivery is not provided within 3 business days prior to closing<br> Federal Compliance - TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. Sufficient or excess cure was provided to the borrower at Closing. | REVIEWER - CURED COMMENT (2026-01-28): Sufficient Cure Provided At Closing<br> REVIEWER - CURED COMMENT (2026-01-28): Sufficient Cure Provided At Closing |  |  |  |  | B | B | A | B |
| XXXX | XXXX |  | XXXX XXXX | 001287 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | HUD Safe Harbor QM | 3 | 3 | [3] Guideline Issue - All borrowers are not on title, as required per FHA<br> [3] Government Documentation - Amendatory Clause is missing.: Disclosure: FHA - Amendatory Clause (Government Documents)<br> [3] Missing Document - E-sign Consent Agreement is missing.: Disclosure: E-Sign Consent Agreement<br> [3] Application / Processing - FEMA Disaster Issue: The most recent valuation inspection is dated prior to a FEMA disaster.: Most Recent Valuation Inspection Date: XX/XX/XXXX;<br> Disaster Name: SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES; <br> Disaster Declaration Date: XX/XX/XXXX; <br> Disaster End Date: XX/XX/XXXX<br> [3] General - FHA - Informed Consumer Choice Disclosure was not provided to borrower within 3 business days of the loan application.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] Government Documentation - Real Estate Certification is missing.: Disclosure: FHA - Real Estate Certification (Government Documents)<br> [3] Insufficient Coverage - The Hazard Insurance Policy effective date is after the funds disbursed.: Hazard Insurance Policy Effective Date XX/XX/XXXX; Disbursement Date: XX/XX/XXXX; Note Date: XX/XX/XXXX; Transaction Date: XX/XX/XXXX<br> [2] Government Documentation - FHA - Important Notice to Homebuyer (92900-B) was not provided within three days of the application date.: Disclosure: FHA - Important Notice to Homebuyer (92900-B) (Government Documents)<br> [2] Government Documentation - FHA - Initial HUD Addendum to the Loan Application 92900-A was not provided within three days of the application date.: Disclosure: FHA - Initial HUD Addendum to the Loan Application 92900-A (Government Documents) | All borrowers are not on title, as required per FHA<br> Amendatory Clause is missing.<br> E-sign Consent Agreement is missing.<br> Real Estate Certification is missing.<br> Hazard Insurance Policy Effective Date is after the later of the disbursement<br> Initial HUD Addendum to the Loan Application 92900-A was not provided within three days of the application date. |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed Test: The amount of the initial deposit disclosed on the Initial Escrow Statement does not match the amount disclosed on the final CD. |  | Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | C | B | A | C |
| XXXX | XXXX |  | XXXX XXXX | 001291 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Rate/Term | HUD Safe Harbor QM | 2 | 2 | [2] Guideline Issue - Due diligence review based on non-origination guidelines (i.e. aggregator, seller). |  |  | 1 |  |  |  | 2 | [2] Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 Overdisclosed - Pre October 2018: TILA-RESPA Integrated Disclosure - Loan Disclosures: Escrowed Property Costs over Year 1 of 6,364.20 on Final Closing Disclosure provided on XX/XX/XXXX are overdisclosed. (FinXX/XX/XXXX) | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 Overdisclosed - Pre XXXX: The Estimated Escrows listed on the final signed and dated Closing Disclosure reflects $XXX,XXX.XX in escrow. The Escrowed property costs over Year 1 in the amount of $XXX,XXX.XX includes the monthly MI payment of $XXX,XXX.XX. |  | Federal Compliance - TRID Final Closing Disclosure Escrowed Property Costs Year 1 Overdisclosed - Pre October 2018: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  |  | B | B | A | B |
| XXXX | XXXX |  | XXXX XXXX | 001357 | $XXX,XXX.XX | XX | XX/XX/XXXX |  |  |  | 3 | 1 |  |  |  | 1 |  |  |  | 3 | [3] Loan File - (Missing Doc) Incomplete loan images/file | Loan File - (Missing Doc) Incomplete loan images/file: The file is missing one or more of the core documents required for a review. Please provide an AUS, Approval or 1008, income verification, asset verification, an origination credit report, and all issued LE's and CD's. |  |  |  | UTD | Indeterminable | A | D | A | D |
| XXXX | XXXX |  | XXXX XXXX | 001361 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Purchase | ATR Risk | 3 | 3 | [3] Asset Documentation - Asset documentation requirements not met.<br> [3] Asset Calculation / Analysis - AUS Findings: Available for Reserves discrepancy.: Calculated Available for Reserves of $XXX,XXX.XX is less than AUS Available for Reserves of $XXX,XXX.XX.<br> [3] Mortgage / Program Eligibility - AUS Findings: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds AUS total debt ratio of X.XX%.<br> [3] Asset Calculation / Analysis - Available for Closing is insufficient to cover Cash From Borrower.: Documented qualifying Assets for Closing of $XXX,XXX.XX is less than Cash From Borrower $XXX,XXX.XX.<br> [3] Missing Document - CAIVRS Authorization is missing.: Disclosure: CAIVRS Authorization (Government Documents)<br> [3] General - FHA - Informed Consumer Choice Disclosure was not provided to borrower within 3 business days of the loan application.: Disclosure: FHA - Informed Consumer Choice Disclosure (Government Documents)<br> [3] AUS Discrepancy / Guidelines Discrepancy - Guideline Requirement: Investor qualifying total debt ratio discrepancy.: Calculated investor qualifying total debt ratio of X.XX% exceeds Guideline total debt ratio of X.XX%.<br> [3] Guideline Issue - The FHA Minimum Required Investment was not met per the documented Assets in file.: Total Borrower Contribution (Per Assets): $XXX,XXX.XX; Borrower's % Investment (Per Assets): X.XX%<br> [2] Government Documentation - FHA - Important Notice to Homebuyer (92900-B) was not provided within three days of the application date.: Disclosure: FHA - Important Notice to Homebuyer (92900-B) (Government Documents) | Proceeds from departing residence 812 Royal Oaks Ave in the amount of $XXX,XXX.XX were submitted in the qualifying balance, but a HUD1, Closing Statement or CD from the sale was not provided.<br> Proceeds from departing residence 812 Royal Oaks Ave in the amount of $XXX,XXX.XX were submitted in the qualifying balance, but a HUD1, Closing Statement or CD from the sale was not provided.<br> Borrower's departing residence is listed as pending sale, but evidence of the sale was not provided. Including the payment in the debt calculation brings the DTI to X.XX% and out of tolerance.<br> Proceeds from departing residence 812 Royal Oaks Ave in the amount of $XXX,XXX.XX were submitted in the qualifying balance, but a HUD1, Closing Statement or CD from the sale was not provided.<br> CAIVRS Authorization is missing.<br> FHA - Informed Consumer Choice Disclosure not provided to borrower within 3 business days of the loan application.<br> Evidence of sale of the departing residence is missing. Including the payment in the debt calculation brings the DTI to X.XX% and out of tolerance.<br> Proceeds from departing residence 812 Royal Oaks Ave in the amount of $XXX,XXX.XX were submitted in the qualifying balance, but a HUD1, Closing Statement or CD from the sale was not provided.<br> FHA - Important Notice to Homebuyer (92900-B) was not provided within three days of the application date. |  | 1 |  |  |  | 3 | [3] Federal Compliance - Check Loan Designation Match - QM: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of HUD Safe Harbor QM does not match Due Diligence Loan Designation of ATR Risk.<br> [3] Federal Compliance - General Ability To Repay Provision Investor Guidelines: Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk.<br> [3] Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines: Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of X.XX% significantly exceeds the guideline maximum of X.XX%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.)<br> [3] Federal Compliance - HUD QM AU Finding Fail: HUD Qualified Mortgage (Dodd-Frank 2014): Subject loan is not eligible to be insured or guaranteed by FHA.<br> [3] Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.)<br> [3] Federal Compliance - QM DTI: Qualified Mortgage (Dodd-Frank 2014): Total Debt to Income Ratio exceeds 43% and the images do not provide evidence loan is eligible for purchase, guarantee or insurance by the appropriate agency.<br> [2] State Compliance - XXXX Counseling Agencies Disclosure Not in File: XXXX HB1399 - No evidence of required counseling disclosure language per XXXX HB 1399.<br> [2] Federal Compliance - (Missing Data) Last Rate Set Date: Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing.<br> [2] Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed Test: TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. (FinXX/XX/XXXX)<br> [2] Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver Test: TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing.<br> [2] Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. $XXX,XXX.XX over legal limit. Insufficient or no cure was provided to the borrower. (0)<br> [2] Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. $XXX,XXX.XX over legal limit. Insufficient or no cure was provided to the borrower. (7200) | Federal Compliance - Check Loan Designation Match - QM: Income and assets were not verified as required by the AUS which impacts ATR.<br> Federal Compliance - General Ability To Repay Provision Investor Guidelines: Income and assets were not verified as required by the AUS which impacts ATR.<br> Federal Compliance - General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines: Borrower's departing residence is listed as pending sale, but evidence of the sale was not provided. Including the payment in the debt calculation brings the DTI to X.XX% and out of tolerance.<br> Federal Compliance - HUD QM AU Finding Fail: Income and assets were not verified as required by the AUS.<br> Federal Compliance - Income/Asset Guideline Deficiency - ATR Impact: Borrower's departing residence is listed as pending sale, but evidence of the sale was not provided. Including the payment in the debt calculation brings the DTI to X.XX% and out of tolerance. Additionally, proceeds from the sale were submitted in qualifying balance, but a copy of the HUD1, CD, or Closing Statement from transaction was not provided.<br> Federal Compliance - QM DTI: Borrower's departing residence is listed as pending sale, but evidence of the sale was not provided. Including the payment in the debt calculation brings the DTI to X.XX% and out of tolerance.<br> Federal Compliance - (Missing Data) Last Rate Set Date: Initial rate lock date is not provided.<br> Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed Test: Final Closing Disclosure provided on XX/XX/XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan.<br> Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver Test: Evidence that an initial CD was provided to borrower within three days prior to closing is missing.<br> Federal Compliance - TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided: Total amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX plus 10% or $XXX,XXX.XX. $XXX,XXX.XX over legal limit. No cure was provided to the borrower.<br> Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: Loan Discount Points Fee Amount of $XXX,XXX.XX exceeds tolerance of $XXX,XXX.XX. $XXX,XXX.XX over legal limit. No cure was provided to the borrower. |  | Federal Compliance - Check Loan Designation Match - QM: Rating Agency requirements are to have the Creditor provide the ATR/QM Loan Designation to the TPR firm performing the loan level due diligence and to have the TPR firm confirm said designation.<br>Federal Compliance - QM DTI: Although this issue is subject to a 3 year SOL for affirmative claims under TILA, AMC does not adjust grading taking into account TILA SOL for exceptions under ATR, given the potential for enhanced damages when asserting an ability to repay defense in response to an action to collect a debt by recoupment or set-off.<br>State Compliance - XXXX Counseling Agencies Disclosure Not in File: HB 1399 does not contain express provisions for assignee liability.<br>Federal Compliance - TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed Test: TILA - 1yr affirmative, Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Initial Closing Disclosure Timing without Waiver Test: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability.<br>Federal Compliance - TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided: TILA - 1yr affirmative. Unlimited as a defense to foreclosure. Assignee liability. |  |  | TILA ATR/QM | C | C | A | C |
| XXXX | XXXX | XXXX | XXXX XXXX | 000011 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Debt Consolidation |  | 2 |  |  |  |  |  |  |  |  | 2 | [2] State Compliance - Note Error: Note late charge percentage exceeds maximum per state | State Compliance - Note Error: Note late charge percentage exceeds maximum per state: 5% late charge exceeds 2% maximum per state (NY). |  |  |  |  |  |  | B |  | B |
| XXXX | XXXX | XXXX | XXXX XXXX | 000012 | $XXX,XXX.XX | XX | XX/XX/XXXX | Primary | Refinance Cash-out - Other |  | 2 |  | [1] Application / Processing - Missing Document: Missing Final 1003 |  |  |  |  |  |  | 2 | [2] Federal Compliance - Missing Initial Loan Application Test: No evidence of application date located in file. Compliance tests were run using an application date of XX/XX/XXXX which is 1 months prior to consummation. A lookback was performed to determine this application date. The final date used for testing was XX/XX/XXXX. |  |  |  |  |  |  |  | B |  | B |

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| ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) |  |  |  |  |  |  |
| **Data Compare** | **Data Compare** | **Data Compare** | **Data Compare** | **Data Compare** | **Data Compare** |  |  |  |
|  |  |  |  |  |  |  |  | **X** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Edgar Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** |
| XXXX | XXXX | XXXX |  | 000016 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000016 |  | Doc Type | Reduced | Full |
| XXXX | XXXX | XXXX |  | 000017 |  | Coborrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX |  | 000017 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000017 |  | Property Type | Multi Family | Single Family Detached |
| XXXX | XXXX | XXXX | XXXX | 000018 |  | Original Term | 528 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000018 |  | Amortization Term | 528 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000018 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000018 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000018 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000018 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000019 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000019 |  | Property Type | Single Family |  |
| XXXX | XXXX | XXXX | XXXX | 000019 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000019 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000019 |  | Original CLTV | 54 |  |
| XXXX | XXXX | XXXX | XXXX | 000019 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000001 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000001 |  | Property Type | Multi Family | Single Family Detached |
| XXXX | XXXX | XXXX | XXXX | 000001 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000020 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000020 |  | Original Term | 418 | 360 |
| XXXX | XXXX | XXXX |  | 000020 |  | Amortization Term | 418 | 360 |
| XXXX | XXXX | XXXX |  | 000020 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000020 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000020 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX |  | 000020 |  | Original CLTV | 96.41 | 94.99 |
| XXXX | XXXX | XXXX |  | 000020 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000021 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000021 |  | Original CLTV | 71.43 | 73.47 |
| XXXX | XXXX | XXXX |  | 000021 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000023 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000024 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000025 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000025 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX |  | 000025 |  | Original CLTV | 85.87 | 110.67 |
| XXXX | XXXX | XXXX | XXXX | 000068 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000068 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000068 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX | XXXX | 000068 |  | LTV Valuation Value | 114000.00 |  |
| XXXX | XXXX | XXXX |  | 000026 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000026 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000026 |  | Refi Purpose | Cash-out | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000031 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000031 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000031 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000031 |  | Original CLTV | 58.36 | 60 |
| XXXX | XXXX | XXXX | XXXX | 000031 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000032 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000032 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000032 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000032 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000032 |  | LTV Valuation Value | 308696.00 | 310000.00 |
| XXXX | XXXX | XXXX | XXXX | 000002 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000002 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 000002 |  | LTV Valuation Value | 373469.00 | 375000.00 |
| XXXX | XXXX | XXXX | XXXX | 000034 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000034 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000034 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000034 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000034 |  | Original CLTV | 43 | 68.92 |
| XXXX | XXXX | XXXX | XXXX | 000034 |  | LTV Valuation Value | 609302.00 | 600000.00 |
| XXXX | XXXX | XXXX | XXXX | 000035 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000035 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000035 |  | LTV Valuation Value | 326087.00 | 325000.00 |
| XXXX | XXXX | XXXX | XXXX | 000036 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000036 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000036 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000036 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX | XXXX | 000036 |  | LTV Valuation Value | 65789.00 | 66000.00 |
| XXXX | XXXX | XXXX | XXXX | 000037 |  | Doc Type |  | Alt |
| XXXX | XXXX | XXXX | XXXX | 000037 |  | Original CLTV | 72 | 62.5 |
| XXXX | XXXX | XXXX | XXXX | 000037 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000037 |  | LTV Valuation Value | 173611.00 | 200000.00 |
| XXXX | XXXX | XXXX | XXXX | 000038 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000038 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000038 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000038 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX | XXXX | 000038 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX |  | 000039 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000039 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000039 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000039 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 000039 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000039 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000039 |  | Original CLTV | 97 | 114.59 |
| XXXX | XXXX | XXXX |  | 000039 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000039 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000039 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000040 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000040 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000040 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 000040 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000040 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000041 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000041 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000041 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 000041 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000041 |  | Refi Purpose | Cash-out | Rate/Term |
| XXXX | XXXX | XXXX |  | 000042 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000042 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000042 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000043 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000043 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000043 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000043 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 000043 |  | Purpose | Refinance | UTD |
| XXXX | XXXX | XXXX |  | 000043 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000043 |  | Refi Purpose | Rate/Term | UTD |
| XXXX | XXXX | XXXX |  | 000043 |  | Original CLTV | 87 |  |
| XXXX | XXXX | XXXX |  | 000043 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000044 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000044 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000044 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000044 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000045 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000045 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000045 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000045 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000045 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000045 |  | Property Type | Townhouse | PUD |
| XXXX | XXXX | XXXX |  | 000045 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX |  | 000045 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000045 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX |  | 000046 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000046 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000046 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000047 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000047 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000047 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000047 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000047 |  | Original CLTV | 70 | 85.51 |
| XXXX | XXXX | XXXX |  | 000048 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000048 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000048 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000048 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000048 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000049 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000049 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000049 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000049 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000049 |  | Refi Purpose | Cash-out | Rate/Term |
| XXXX | XXXX | XXXX |  | 000051 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000051 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000051 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000051 |  | Interest Only | 1 |  |
| XXXX | XXXX | XXXX |  | 000051 |  | Interest Only Period | 60 |  |
| XXXX | XXXX | XXXX |  | 000051 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX |  | 000051 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX |  | 000051 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000051 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000051 |  | Payment Frequency |  | Monthly |
| XXXX | XXXX | XXXX |  | 000051 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000051 |  | LTV Valuation Value | 160900.00 | 160000.00 |
| XXXX | XXXX | XXXX | XXXX | 000052 |  | Interest Only | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000052 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000052 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 000052 |  | Payment Change Frequency | 12 | 6 |
| XXXX | XXXX | XXXX | XXXX | 000052 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000003 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000003 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX |  | 000003 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000003 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000053 |  | Interest Only | 1 |  |
| XXXX | XXXX | XXXX |  | 000053 |  | Interest Only Period | 60 |  |
| XXXX | XXXX | XXXX |  | 000053 |  | Occupancy | Primary | Second Home |
| XXXX | XXXX | XXXX |  | 000053 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000053 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000053 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000030 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000030 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000030 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000030 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000030 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000030 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000030 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000030 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000030 |  | Prepayment Penalty Period (months) |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000030 |  | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX |  | 000055 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Property Type | Single Family | 2 Family |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Margin | 0.0225 | 2.25 |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000056 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000057 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000057 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX | XXXX | 000057 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000057 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000057 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Margin | 2.75 | 3.4 |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Interest Rate Change Frequency | 12 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000005 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000065 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000065 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000065 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX |  | 000065 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX |  | 000065 |  | LTV Valuation Value | 347500.00 | 350000.00 |
| XXXX | XXXX | XXXX |  | 000066 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000066 |  | Original CLTV | 96.6 | 95.17 |
| XXXX | XXXX | XXXX |  | 000066 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000069 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000069 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000069 |  | Purpose | Refinance | UTD |
| XXXX | XXXX | XXXX |  | 000069 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000069 |  | Refi Purpose | Rate/Term | UTD |
| XXXX | XXXX | XXXX |  | 000069 |  | Original CLTV | 95 |  |
| XXXX | XXXX | XXXX |  | 000069 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000069 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000069 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000061 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000061 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000061 |  | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX |  | 000061 |  | Original CLTV | 80 | 100 |
| XXXX | XXXX | XXXX |  | 000080 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000080 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000080 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000080 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000080 |  | Margin |  | 5.75 |
| XXXX | XXXX | XXXX |  | 000080 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000080 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX |  | 000080 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000080 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000080 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000080 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000080 |  | Original CLTV | 80 | 90 |
| XXXX | XXXX | XXXX |  | 000080 |  | Original Interest Rate Period |  | 24 |
| XXXX | XXXX | XXXX |  | 000082 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000082 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX |  | 000082 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX |  | 000093 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000093 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000093 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000091 |  | Amortization Term | 381 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000091 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000091 |  | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX | XXXX | 000091 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000091 |  | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000091 |  | Refi Purpose | UTD | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000101 |  | # of Units | 4 | 2 |
| XXXX | XXXX | XXXX | XXXX | 000101 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000103 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000103 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000103 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000103 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX |  | 000105 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000105 |  | Refi Purpose | Cash-out | Rate/Term |
| XXXX | XXXX | XXXX |  | 000106 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000104 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000104 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000104 |  | Original CLTV | 93.44 | 95 |
| XXXX | XXXX | XXXX |  | 000104 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Original Term | 518 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Margin |  | 3.4 |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Rounding Factor |  | 0.000 |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000107 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | Original Term | 404 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | Margin |  | 2.85 |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | Rounding Factor |  | 0.000 |
| XXXX | XXXX | XXXX | XXXX | 000108 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000109 |  | Original Term | 338 | 360 |
| XXXX | XXXX | XXXX |  | 000109 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000109 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000109 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000109 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX |  | 000109 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000109 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX |  | 000109 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000109 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000109 |  | Rounding Factor | 0.000 |  |
| XXXX | XXXX | XXXX |  | 000109 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000109 |  | Maximum Balance % | 0 |  |
| XXXX | XXXX | XXXX |  | 000109 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX |  | 000110 |  | Original Term | 480 | 360 |
| XXXX | XXXX | XXXX |  | 000110 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000110 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000110 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000110 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000110 |  | Margin | 0 | 3.4 |
| XXXX | XXXX | XXXX |  | 000110 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 000110 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000110 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX |  | 000110 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000110 |  | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000110 |  | Next Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000110 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000110 |  | Maximum Balance % | 0 | 125 |
| XXXX | XXXX | XXXX |  | 000110 |  | LTV Valuation Value | 620000.00 | 610000.00 |
| XXXX | XXXX | XXXX |  | 000110 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000102 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000102 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000102 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000102 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000102 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 000102 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000111 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000117 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000117 |  | Refi Purpose | Cash-out | Rate/Term |
| XXXX | XXXX | XXXX |  | 000117 |  | Original CLTV |  | 95.06 |
| XXXX | XXXX | XXXX |  | 000117 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000121 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000121 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000121 |  | Margin |  | 3.25 |
| XXXX | XXXX | XXXX | XXXX | 000121 |  | Interest Rate Change Frequency |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000121 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000121 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000121 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000121 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000121 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000121 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000121 |  | LTV Valuation Value | 193000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000121 |  | Coborrower Full Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000119 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | xxx |
| XXXX | XXXX | XXXX | XXXX | 000116 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000116 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000116 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000116 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000116 |  | Investor: Qualifying Housing Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000118 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000118 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000118 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000118 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000114 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000114 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000114 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000114 |  | Originator Application Date | XX/XX/XXXX |  |
| XXXX | XXXX | XXXX | XXXX | 000114 |  | Neg Am | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000114 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000129 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000129 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000129 |  | Doc Type | UTD | Reduced |
| XXXX | XXXX | XXXX | XXXX | 000129 |  | Original CLTV | 0.63 | 62.75 |
| XXXX | XXXX | XXXX | XXXX | 000129 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000129 |  | LTV Valuation Value | 255555.56 | 256572.00 |
| XXXX | XXXX | XXXX | XXXX | 000129 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000123 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000123 |  | Amortization Term | 363 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000123 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000123 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000123 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000123 |  | Property Type | Multi (Blanket) | 2 Family |
| XXXX | XXXX | XXXX | XXXX | 000123 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000123 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000126 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000126 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000125 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000125 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000125 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000127 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000127 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000127 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000127 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000127 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000124 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000124 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000124 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000130 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000130 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000130 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000130 |  | Original Term | 300 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000130 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000130 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000130 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000130 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000130 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000130 |  | LTV Valuation Value | 76718.13 | 59000.00 |
| XXXX | XXXX | XXXX | XXXX | 000130 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000128 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000128 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000128 |  | LTV Valuation Value | 132619.05 | 134165.00 |
| XXXX | XXXX | XXXX |  | 000246 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000246 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000282 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000282 |  | Interest Only Period |  | 120 |
| XXXX | XXXX | XXXX | XXXX | 000282 |  | Doc Type | No Doc | No Ratio |
| XXXX | XXXX | XXXX | XXXX | 000282 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000282 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 000282 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000282 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000282 |  | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000282 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000282 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000282 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000282 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000270 |  | Original Term | 377 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000270 |  | Amortization Term | 329 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000270 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000270 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000270 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 000270 |  | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000287 |  | Original Term | 367 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000287 |  | Amortization Term | 366 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000287 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000287 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000287 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000287 |  | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX | XXXX | 000287 |  | Doc Type | UTD | Full |
| XXXX | XXXX | XXXX | XXXX | 000287 |  | Original CLTV | 76.05 | 100 |
| XXXX | XXXX | XXXX | XXXX | 000287 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000287 |  | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000287 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000277 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000277 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000277 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000277 |  | Purpose | UTD | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000277 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000277 |  | Payment Adjustment Frequency Months | 6 |  |
| XXXX | XXXX | XXXX | XXXX | 000261 |  | Original CLTV | 0.95 | 95 |
| XXXX | XXXX | XXXX | XXXX | 000261 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000261 |  | LTV Valuation Value | 240000.00 | 242000.00 |
| XXXX | XXXX | XXXX | XXXX | 000272 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000272 |  | Original Term | 363 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000272 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000272 |  | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX | XXXX | 000272 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000272 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000266 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000266 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000266 |  | Original Term | 226 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000266 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000266 |  | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX | XXXX | 000266 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000266 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000266 |  | LTV Valuation Value | 140000.00 | 127000.00 |
| XXXX | XXXX | XXXX | XXXX | 000288 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000288 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000288 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000288 |  | Original Term | 246 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000288 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000288 |  | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX | XXXX | 000288 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000288 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000262 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000262 |  | Original Term | 569 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000262 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000262 |  | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX | XXXX | 000262 |  | Purpose | UTD | Purchase |
| XXXX | XXXX | XXXX |  | 000280 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000280 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX |  | 000280 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000280 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000280 |  | Coborrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX |  | 000280 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX |  | 000280 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000259 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000259 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000259 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000276 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000284 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000284 |  | Original Term | 528 | 240 |
| XXXX | XXXX | XXXX | XXXX | 000284 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000284 |  | Property Type | Mobile Home | Manufactured Housing |
| XXXX | XXXX | XXXX | XXXX | 000284 |  | Purpose | Construction | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000264 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000264 |  | LTV Valuation Value | 179282.61 | 178500.00 |
| XXXX | XXXX | XXXX | XXXX | 000290 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000290 |  | Margin | 20 | 3.25 |
| XXXX | XXXX | XXXX | XXXX | 000290 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000290 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000290 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000290 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | Margin | 20 | 2.5 |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | Interest Rate Change Frequency | 12 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | Original CLTV | 79.44 | 71.17 |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000291 |  | LTV Valuation Value | 1075000.00 | 1200000.00 |
| XXXX | XXXX | XXXX |  | 000260 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000260 |  | Purpose | Construction-Permanent | Refinance |
| XXXX | XXXX | XXXX |  | 000263 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000263 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000263 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000247 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000247 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000247 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000247 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000247 |  | Original CLTV | 20 | 100 |
| XXXX | XXXX | XXXX |  | 000249 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000249 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000249 |  | Original CLTV | 19.79 | 100 |
| XXXX | XXXX | XXXX | XXXX | 000230 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000230 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000229 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000229 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000226 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000226 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000228 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000228 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000225 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000225 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000225 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000224 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000224 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000224 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000224 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000227 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000227 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000227 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000227 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000227 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000222 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000222 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000222 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000219 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000218 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000217 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000217 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000217 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000217 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000217 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000217 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000214 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000214 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000214 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000212 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000212 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000212 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000212 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000212 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000212 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000211 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000211 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000211 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000211 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000209 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000209 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000209 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000208 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000208 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000208 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000207 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000207 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000207 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000206 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000206 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000206 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000203 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000203 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000203 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000203 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000202 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000202 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000202 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000202 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000200 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000200 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000200 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000199 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000199 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000199 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000198 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000198 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000198 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000197 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000197 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000197 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000196 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000196 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000195 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000195 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000195 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000194 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000194 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000193 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000193 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000193 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000193 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000191 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000191 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000191 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000191 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000190 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000190 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000190 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000190 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000189 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000189 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000189 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000189 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000186 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000186 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000186 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000188 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000187 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000187 |  | # of Units | 2 | 3 |
| XXXX | XXXX | XXXX | XXXX | 000187 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000187 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000239 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000239 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000239 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 000239 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000239 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000239 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000239 |  | Interest Rate Initial Maximum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000239 |  | Interest Rate Initial Minimum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000239 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000183 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000183 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000183 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000180 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000180 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000181 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000181 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000178 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000178 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000178 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000177 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000177 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000177 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000177 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000177 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000174 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000174 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000174 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000237 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000237 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000237 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000237 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000175 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000175 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000175 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000175 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000175 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000176 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000176 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000176 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000176 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000238 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000238 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000238 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000172 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000172 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000172 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000172 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000235 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000235 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000235 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000236 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000236 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000236 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000236 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000236 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000171 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000171 |  | Margin |  | 2.25 |
| XXXX | XXXX | XXXX | XXXX | 000171 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000171 |  | Interest Rate Change Frequency |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000171 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000171 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000171 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000171 |  | Interest Rate Initial Maximum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000171 |  | Interest Rate Initial Minimum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000171 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000170 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000170 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000170 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000170 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000170 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000168 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000168 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000168 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000168 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000168 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000168 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000168 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000168 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000168 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000167 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000167 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000167 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000167 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000166 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000166 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000166 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000166 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000165 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000165 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000165 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000164 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000164 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000164 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000163 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000163 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000163 |  | Interest Rate Change Frequency |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000163 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000163 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000163 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000163 |  | Interest Rate Initial Maximum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000163 |  | Interest Rate Initial Minimum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000163 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000163 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000162 |  | Purpose | Refinance | UTD |
| XXXX | XXXX | XXXX | XXXX | 000162 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000162 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000162 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000162 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000161 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000161 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000161 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000158 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000158 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000158 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000158 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000158 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000158 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000158 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000160 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000160 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000160 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000159 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000159 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000159 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000159 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000159 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000233 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000233 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000233 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000233 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000233 |  | Payment Adjustment Frequency Months | 12 |  |
| XXXX | XXXX | XXXX | XXXX | 000233 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000157 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000157 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000157 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000157 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000156 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000155 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000155 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000155 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000155 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000155 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000155 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000155 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000154 |  | Occupancy | Investment | UTD |
| XXXX | XXXX | XXXX | XXXX | 000154 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000154 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000154 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000154 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000153 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000153 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000153 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000153 |  | Interest Rate Initial Maximum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000153 |  | Interest Rate Initial Minimum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000153 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000153 |  | Payment Adjustment Frequency Months | 12 |  |
| XXXX | XXXX | XXXX | XXXX | 000153 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000153 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000152 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000152 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000152 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000152 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000151 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000151 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000150 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000150 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000149 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000149 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000149 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000149 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000149 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000232 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000232 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000232 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000148 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000148 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000148 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000147 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000147 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000147 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000146 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX | XXXX | 000146 |  | Purpose | Purchase | UTD |
| XXXX | XXXX | XXXX | XXXX | 000146 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000146 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000146 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000146 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000145 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000145 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000145 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000145 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000144 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000144 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000144 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000142 |  | Occupancy | Second Home | Investment |
| XXXX | XXXX | XXXX | XXXX | 000142 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000142 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000142 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000141 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000141 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000141 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000141 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000139 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000139 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000139 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000139 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000223 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000223 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000223 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000223 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000223 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000216 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000216 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000216 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000216 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000215 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000215 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000215 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000215 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000215 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000215 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000210 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX | XXXX | 000210 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000210 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000210 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000210 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000210 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000205 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX | XXXX | 000205 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000205 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000205 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000205 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000205 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000201 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000201 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000201 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000201 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000201 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000201 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000185 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000185 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000185 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000185 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000185 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000185 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000185 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000184 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000184 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000184 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000184 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000184 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000240 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000240 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000240 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000240 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000240 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000240 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000240 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000182 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000182 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000179 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000179 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000179 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000173 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000173 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000173 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000173 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000173 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000173 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000169 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000169 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000169 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000169 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000234 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000234 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000192 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000192 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000192 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000192 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000143 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000143 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000143 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000143 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000140 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000140 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000140 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000071 |  | Property Type |  | Single Family Detached |
| XXXX | XXXX | XXXX | XXXX | 000071 |  | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX | XXXX | 000071 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000071 |  | Original CLTV | 97 | 90 |
| XXXX | XXXX | XXXX | XXXX | 000071 |  | Investor: Qualifying Housing Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000244 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000244 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000244 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000243 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000243 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000242 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000242 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000242 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000241 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000241 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000231 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000231 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000231 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000231 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000135 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000135 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000135 |  | LTV Valuation Value | 385948.00 | 390000.00 |
| XXXX | XXXX | XXXX | XXXX | 000137 |  | Amortization Term | 592 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000137 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000137 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000137 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000137 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000137 |  | LTV Valuation Value | 255814.00 | 257000.00 |
| XXXX | XXXX | XXXX |  | 000138 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000138 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000138 |  | Margin | 3 | 2.75 |
| XXXX | XXXX | XXXX |  | 000138 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000138 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX |  | 000138 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000136 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000136 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000136 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX |  | 000335 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000335 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000335 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000335 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000335 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000336 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000336 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000336 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000336 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000336 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000337 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000337 |  | Original CLTV | 77 |  |
| XXXX | XXXX | XXXX | XXXX | 000337 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000337 |  | LTV Valuation Value | 324212.99 |  |
| XXXX | XXXX | XXXX | XXXX | 000339 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000339 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000339 |  | Borrower Qualifying FICO |  | 610 |
| XXXX | XXXX | XXXX | XXXX | 000339 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000339 |  | LTV Valuation Value | 301669.74 | 305000.00 |
| XXXX | XXXX | XXXX | XXXX | 000339 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000339 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000112 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000112 |  | Property Type |  | Single Family Detached |
| XXXX | XXXX | XXXX | XXXX | 000112 |  | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX | XXXX | 000112 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000112 |  | LTV Valuation Value | 148913.04 | 150000.00 |
| XXXX | XXXX | XXXX | XXXX | 000112 |  | Investor: Qualifying Housing Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000341 | XXXX | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000341 | XXXX | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000341 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000341 | XXXX | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX | XXXX | 000341 | XXXX | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000341 | XXXX | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000341 | XXXX | Original PITI | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000340 | XXXX | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000340 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000340 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000340 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000340 | XXXX | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000340 | XXXX | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000343 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000343 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000343 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000343 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000343 | XXXX | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000343 | XXXX | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Property Type | Single Family | 2 Family |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Interest Only | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Margin |  | 3.65 |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Interest Rate Initial Maximum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Interest Rate Initial Minimum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Payment Change Frequency |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Maximum Balance % |  | 115 |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000344 | XXXX | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000358 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000358 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000358 |  | Original CLTV | 95 | 80 |
| XXXX | XXXX | XXXX | XXXX | 000307 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000307 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000315 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000326 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000326 |  | Property Type | UTD | Condo (Low Rise) |
| XXXX | XXXX | XXXX | XXXX | 000326 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000326 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000326 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000325 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000325 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000325 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000325 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000325 |  | Original CLTV |  | 83.82 |
| XXXX | XXXX | XXXX | XXXX | 000309 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000309 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000309 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000309 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000309 |  | Original CLTV |  | 95 |
| XXXX | XXXX | XXXX | XXXX | 000309 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000301 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000301 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000301 |  | Original CLTV |  | 90 |
| XXXX | XXXX | XXXX | XXXX | 000301 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000327 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000327 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000327 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000327 |  | Original CLTV |  | 80 |
| XXXX | XXXX | XXXX | XXXX | 000327 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000328 |  | Original CLTV |  | 64.17 |
| XXXX | XXXX | XXXX | XXXX | 000328 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000313 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000313 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000313 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000318 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000318 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000319 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000304 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000314 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000312 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000312 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000312 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000312 |  | Coborrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000312 |  | Original CLTV | 58 | 56.12 |
| XXXX | XXXX | XXXX | XXXX | 000312 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000312 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000317 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000317 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000317 |  | Coborrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000317 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000324 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000324 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000324 |  | Original CLTV | 68 |  |
| XXXX | XXXX | XXXX | XXXX | 000324 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000324 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000330 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000330 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000321 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000321 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000321 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000321 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000308 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000308 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000308 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000308 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000311 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000331 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000331 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000331 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000331 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000331 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000333 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000333 |  | Original CLTV | 100 | 98.8 |
| XXXX | XXXX | XXXX | XXXX | 000333 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000333 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000305 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000305 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000305 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000292 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000292 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000292 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000292 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000054 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000054 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000054 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000054 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000054 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000054 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000293 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000293 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000293 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000293 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000293 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000293 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000298 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000298 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000298 |  | Amortization Type | ARM | Fixed |
| XXXX | XXXX | XXXX | XXXX | 000298 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000298 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000298 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000298 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000298 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000300 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000300 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000300 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000300 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000300 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000295 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000295 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000295 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000295 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000295 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000296 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000296 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000296 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000299 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000299 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000299 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000299 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000299 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000299 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000294 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000294 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000294 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000297 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000297 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000297 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000297 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000297 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000297 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000297 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000297 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000297 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000297 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000310 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000310 |  | Property Type | UTD | Condo (Low Rise) |
| XXXX | XXXX | XXXX | XXXX | 000310 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000310 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000310 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000316 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000316 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000316 |  | Property Type | UTD | Single Family Detached |
| XXXX | XXXX | XXXX | XXXX | 000316 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000316 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000316 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000303 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000303 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000303 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000303 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000303 |  | Margin | 0 | 2.375 |
| XXXX | XXXX | XXXX | XXXX | 000303 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000303 |  | Interest Rate Initial Maximum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000303 |  | Interest Rate Initial Minimum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000303 |  | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000303 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000320 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000320 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000320 |  | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000332 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000332 |  | Property Type | UTD | Single Family Detached |
| XXXX | XXXX | XXXX | XXXX | 000332 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000332 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000323 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000323 |  | Property Type | UTD | PUD |
| XXXX | XXXX | XXXX | XXXX | 000323 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000323 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000323 |  | LTV Valuation Value | 260000.00 | 293000.00 |
| XXXX | XXXX | XXXX | XXXX | 000323 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000329 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000329 |  | Property Type | UTD | Single Family Detached |
| XXXX | XXXX | XXXX | XXXX | 000329 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000329 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000329 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000356 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000356 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000356 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000355 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000352 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000352 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000353 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000353 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000353 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000353 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000350 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000350 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000350 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000350 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000096 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000096 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX | XXXX | 000096 |  | Refi Purpose | Cash-out | UTD |
| XXXX | XXXX | XXXX | XXXX | 000096 |  | Original CLTV | 74 |  |
| XXXX | XXXX | XXXX | XXXX | 000096 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000096 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000096 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000096 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000059 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000059 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000059 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000088 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000088 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000088 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000349 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000349 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000349 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000346 |  | Original CLTV | 85 | 80 |
| XXXX | XXXX | XXXX | XXXX | 000346 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000346 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000346 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000089 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000089 |  | Original CLTV | 70 | 63.66 |
| XXXX | XXXX | XXXX | XXXX | 000089 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000089 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000089 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000089 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000348 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000354 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000354 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000354 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000345 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000345 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000345 |  | Original CLTV | 74 | 87.98 |
| XXXX | XXXX | XXXX | XXXX | 000345 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000347 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000347 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000347 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000347 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000347 |  | Originator Application Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000347 |  | LTV Valuation Value | 269640.00 | 272000.00 |
| XXXX | XXXX | XXXX | XXXX | 000347 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000090 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000090 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX | XXXX | 000090 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000090 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000090 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000394 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000394 |  | Borrower Qualifying FICO |  | 668 |
| XXXX | XXXX | XXXX | XXXX | 000394 |  | LTV Valuation Value | 143333.33 | 144058.00 |
| XXXX | XXXX | XXXX | XXXX | 000394 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000113 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000113 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000113 |  | Investor: Qualifying Housing Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000113 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000396 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000396 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000396 |  | Original CLTV | 64 | 48.55 |
| XXXX | XXXX | XXXX | XXXX | 000390 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000390 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000390 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000390 | XXXX | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000390 | XXXX | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000385 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000385 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000385 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000385 | XXXX | Interest Only | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000385 | XXXX | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000385 | XXXX | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000388 | XXXX | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000388 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000388 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000388 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000388 | XXXX | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000397 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000397 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000397 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000397 | XXXX | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Purpose | UTD | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Margin |  | 2.25 |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Interest Rate Change Frequency |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Interest Rate Initial Maximum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Interest Rate Initial Minimum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Payment Change Frequency |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000393 | XXXX | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000384 | XXXX | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000384 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000384 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000384 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000384 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000384 | XXXX | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000384 | XXXX | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000402 | XXXX | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000402 | XXXX | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000402 | XXXX | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000402 | XXXX | Coborrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000402 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000402 | XXXX | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000402 | XXXX | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000402 | XXXX | Original PITI | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000391 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000391 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000391 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000391 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000391 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000391 |  | Coborrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000391 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000391 |  | LTV Valuation Value | 179404.76 | 179603.00 |
| XXXX | XXXX | XXXX | XXXX | 000391 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000400 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000400 |  | Property Type |  | PUD |
| XXXX | XXXX | XXXX | XXXX | 000400 |  | LTV Valuation Value | 111800.00 | 120000.00 |
| XXXX | XXXX | XXXX | XXXX | 000400 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000389 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000389 |  | LTV Valuation Value | 477611.94 | 485000.00 |
| XXXX | XXXX | XXXX | XXXX | 000389 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000389 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000399 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000395 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000395 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000395 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000395 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000395 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000395 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX | XXXX | 000395 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000381 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000381 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000381 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX |  | 000381 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000386 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000386 |  | LTV Valuation Value | 313000.00 | 490000.00 |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | Margin |  | 2.25 |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | Interest Rate Change Frequency |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000409 |  | LTV Valuation Value | 620000.00 | 610000.00 |
| XXXX | XXXX | XXXX | XXXX | 000410 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000410 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000410 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000410 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000410 |  | LTV Valuation Value | 124755.00 | 190000.00 |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Doc Type | UTD | Full |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Margin |  | 3.1 |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Refi Purpose | UTD | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | Maximum Balance % |  | 110 |
| XXXX | XXXX | XXXX | XXXX | 000412 |  | LTV Valuation Value | 180000.00 | 270000.00 |
| XXXX | XXXX | XXXX | XXXX | 000413 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000413 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000413 |  | Margin |  | 2.875 |
| XXXX | XXXX | XXXX | XXXX | 000413 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000413 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 000413 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000413 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000413 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000413 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000413 |  | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000413 |  | LTV Valuation Value | 2200000.00 | 2432700.00 |
| XXXX | XXXX | XXXX | XXXX | 000416 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000416 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000416 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000416 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000416 |  | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000418 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000418 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000418 |  | Purpose | UTD | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000418 |  | Doc Type | UTD | SISA |
| XXXX | XXXX | XXXX | XXXX | 000418 |  | Refi Purpose | UTD |  |
| XXXX | XXXX | XXXX | XXXX | 000418 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 000418 |  | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000420 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000420 |  | Doc Type | UTD | Full |
| XXXX | XXXX | XXXX | XXXX | 000420 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000420 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 000421 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000421 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000421 |  | Occupancy | Primary | Investment |
| XXXX | XXXX | XXXX | XXXX | 000421 |  | Doc Type | Stated | UTD |
| XXXX | XXXX | XXXX | XXXX | 000411 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000411 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000411 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 000411 |  | LTV Valuation Value | 92000.00 | 95000.00 |
| XXXX | XXXX | XXXX | XXXX | 000414 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000414 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000414 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000414 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX | XXXX | 000414 |  | Doc Type | UTD | Full |
| XXXX | XXXX | XXXX | XXXX | 000414 |  | Refi Purpose | Cash-out | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000414 |  | LTV Valuation Value | 85000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000414 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000422 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000422 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000422 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000422 |  | Property Type | Townhouse | UTD |
| XXXX | XXXX | XXXX | XXXX | 000422 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX | XXXX | 000422 |  | Purpose | Refinance | UTD |
| XXXX | XXXX | XXXX | XXXX | 000422 |  | Doc Type | No Doc | UTD |
| XXXX | XXXX | XXXX | XXXX | 000422 |  | Refi Purpose |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000422 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 000422 |  | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000422 |  | LTV Valuation Value | 270000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000415 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000415 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000415 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000415 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000415 |  | Doc Type | Stated | UTD |
| XXXX | XXXX | XXXX | XXXX | 000415 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 000417 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000417 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000417 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000417 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX | XXXX | 000417 |  | Doc Type | No Doc | UTD |
| XXXX | XXXX | XXXX | XXXX | 000417 |  | Refi Purpose |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000417 |  | LTV Valuation Value | 451613.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | Doc Type | Reduced | NINA |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | Margin |  | 2.25 |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | Interest Rate Change Frequency |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000419 |  | LTV Valuation Value | 835000.00 | 800000.00 |
| XXXX | XXXX | XXXX | XXXX | 000433 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000433 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000433 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX | XXXX | 000433 |  | Occupancy |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000433 |  | LTV Valuation Value | 85000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000368 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000368 |  | Doc Type | Full | Streamline |
| XXXX | XXXX | XXXX | XXXX | 000371 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000371 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000371 |  | Property Type | Single Family Detached | PUD |
| XXXX | XXXX | XXXX | XXXX | 000371 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX | XXXX | 000371 |  | Doc Type | UTD | Full |
| XXXX | XXXX | XXXX | XXXX | 000424 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000423 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000423 |  | Property Type | Single Family Detached | PUD |
| XXXX | XXXX | XXXX | XXXX | 000423 |  | Original CLTV | 85 | 96.31 |
| XXXX | XXXX | XXXX | XXXX | 000423 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000403 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000403 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000403 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000403 |  | Property Type | Condo (Low Rise) | UTD |
| XXXX | XXXX | XXXX | XXXX | 000403 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000403 |  | Original CLTV | 59.77 |  |
| XXXX | XXXX | XXXX | XXXX | 000403 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000403 |  | LTV Valuation Value | 334632.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000403 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000407 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX | XXXX | 000407 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000407 |  | Original CLTV | 98.19 | 96.5 |
| XXXX | XXXX | XXXX | XXXX | 000407 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000407 |  | LTV Valuation Value | 70000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000407 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000404 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000404 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000404 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000404 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX | XXXX | 000404 |  | Occupancy | Investment | UTD |
| XXXX | XXXX | XXXX | XXXX | 000404 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000404 |  | Original CLTV | 87.72 |  |
| XXXX | XXXX | XXXX | XXXX | 000404 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000404 |  | LTV Valuation Value | 57000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000404 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000408 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000408 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000408 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000408 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000408 |  | Original CLTV | 0 | 80 |
| XXXX | XXXX | XXXX | XXXX | 000408 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000408 |  | LTV Valuation Value | 0.00 | 75000.00 |
| XXXX | XXXX | XXXX | XXXX | 000408 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000405 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000405 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000405 |  | Coborrower Full Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000432 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000432 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000432 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000432 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000432 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000432 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000432 |  | Refi Purpose |  | UTD |
| XXXX | XXXX | XXXX |  | 000432 |  | Original CLTV | 99.55 |  |
| XXXX | XXXX | XXXX |  | 000432 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000440 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000440 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000440 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000440 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000440 |  | Refi Purpose |  | UTD |
| XXXX | XXXX | XXXX |  | 000440 |  | Original CLTV | 100 |  |
| XXXX | XXXX | XXXX |  | 000440 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000427 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000427 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000427 |  | Original Term | 312 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000427 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000427 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000427 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 000429 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000429 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000431 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000431 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000431 |  | Original CLTV | 34 | 45.03 |
| XXXX | XXXX | XXXX | XXXX | 000431 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000431 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000430 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000430 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000430 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000428 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000428 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000428 |  | Original CLTV |  | 79.96 |
| XXXX | XXXX | XXXX | XXXX | 000428 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000448 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000448 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000448 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000444 |  | Original CLTV | 90 | 88.97 |
| XXXX | XXXX | XXXX | XXXX | 000444 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000444 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000444 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000444 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000444 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000446 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000446 |  | Refi Purpose | Cash-out | UTD |
| XXXX | XXXX | XXXX | XXXX | 000446 |  | Original CLTV | 90 |  |
| XXXX | XXXX | XXXX | XXXX | 000446 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000446 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000446 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000446 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000446 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000445 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000445 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000445 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000447 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000447 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000447 |  | Originator Application Date | XX/XX/XXXX |  |
| XXXX | XXXX | XXXX | XXXX | 000447 |  | Neg Am | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000447 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000465 |  | Original Term | 329 | 300 |
| XXXX | XXXX | XXXX | XXXX | 000465 |  | Amortization Term | 329 | 300 |
| XXXX | XXXX | XXXX | XXXX | 000465 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000465 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000468 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000468 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000468 |  | Refi Purpose | Rate/Term | Streamlined |
| XXXX | XXXX | XXXX |  | 000468 |  | Original CLTV | 97.87 | 90.64 |
| XXXX | XXXX | XXXX |  | 000468 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000468 |  | LTV Valuation Value | 235000.00 | 250000.00 |
| XXXX | XXXX | XXXX |  | 000459 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000459 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000459 |  | Amortization Type | ARM | Fixed |
| XXXX | XXXX | XXXX |  | 000459 |  | Margin | 11.08 |  |
| XXXX | XXXX | XXXX |  | 000459 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000459 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000459 |  | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000460 | XXXX | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000460 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000460 | XXXX | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000460 | XXXX | Original PITI | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000469 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000469 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000469 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000469 | XXXX | Purpose | UTD | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000469 | XXXX | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000461 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000466 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000466 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000466 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000466 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000462 |  | Original CLTV | 86 | 79.82 |
| XXXX | XXXX | XXXX | XXXX | 000462 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000462 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000462 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000462 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000463 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000463 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000463 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000372 |  | Property Type |  | PUD |
| XXXX | XXXX | XXXX |  | 000372 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000372 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX |  | 000372 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX |  | 000373 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX |  | 000374 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000374 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000374 |  | Original CLTV | 95.85 | 103.02 |
| XXXX | XXXX | XXXX |  | 000374 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000375 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000375 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000375 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000375 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000375 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000375 |  | Margin |  | -0.5 |
| XXXX | XXXX | XXXX |  | 000375 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000375 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX |  | 000375 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000375 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000375 |  | Original CLTV | 10.02 | 29.69 |
| XXXX | XXXX | XXXX |  | 000376 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000376 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 000376 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000376 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000377 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000379 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX |  | 000378 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000380 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000449 | XXXX | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000449 | XXXX | Original Term | 361 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000449 | XXXX | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000453 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000453 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000453 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000453 | XXXX | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000453 | XXXX | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Original Term | 681 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Margin |  | 2.25 |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Interest Rate Change Frequency |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | Payment Change Frequency |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000451 | XXXX | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000457 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000455 | XXXX | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000455 | XXXX | Original Term | 538 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000455 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000455 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000454 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000458 | XXXX | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000458 | XXXX | Occupancy |  | Primary |
| XXXX | XXXX | XXXX |  | 000617 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000617 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX |  | 000473 |  | # of Units | 1 | 2 |
| XXXX | XXXX | XXXX |  | 000245 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000245 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX |  | 000245 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000245 |  | LTV Valuation Value | 0.00 |  |
| XXXX | XXXX | XXXX |  | 000494 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000494 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000494 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000494 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000494 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000494 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000498 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000498 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000498 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000498 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000498 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX |  | 000498 |  | Original CLTV | 87.53 | 75.43 |
| XXXX | XXXX | XXXX |  | 000498 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000496 | XXXX | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000496 | XXXX | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000496 | XXXX | Margin |  | 3 |
| XXXX | XXXX | XXXX | XXXX | 000496 | XXXX | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000496 | XXXX | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000496 | XXXX | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 000496 | XXXX | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000496 | XXXX | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000496 | XXXX | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000496 | XXXX | Next Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000496 | XXXX | Payment Change Frequency |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 000500 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000500 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000499 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000499 |  | Lien Position | 2 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000499 |  | Original CLTV | 97.04 | 95.61 |
| XXXX | XXXX | XXXX | XXXX | 000499 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | Original CLTV | 98.05 | 100 |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | Payment Change Frequency |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | LTV Valuation Value | 205000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | Margin |  | 6.75 |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000507 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 000514 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000514 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000514 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000514 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000514 |  | Original CLTV | 85 | 75.21 |
| XXXX | XXXX | XXXX | XXXX | 000514 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000514 |  | LTV Valuation Value | 73000.00 | 82500.00 |
| XXXX | XXXX | XXXX | XXXX | 000518 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000518 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000518 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000518 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000518 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000518 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000518 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000028 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000028 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000028 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000028 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000028 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000028 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 000029 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 000029 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000029 |  | Refi Purpose | Cash-out | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000029 |  | LTV Valuation Value | 86250.00 | 90000.00 |
| XXXX | XXXX | XXXX |  | 000472 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000472 |  | Doc Type | Alt | Full |
| XXXX | XXXX | XXXX | XXXX | 000477 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000485 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000493 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000489 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000487 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000484 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000483 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000480 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000480 |  | Property Type |  | Single Family Detached |
| XXXX | XXXX | XXXX | XXXX | 000569 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000569 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000569 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000569 |  | # of Units |  | 2 |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Original Term | 569 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Amortization Term | 563 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000254 |  | Borrower Suffix | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000255 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000255 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000252 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000251 |  | Original Term | 546 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000251 |  | Original CLTV | 96.68 | 100 |
| XXXX | XXXX | XXXX | XXXX | 000251 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000580 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000580 |  | Doc Type | Full | Stated |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Interest Only | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Interest Only Period | 60 |  |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Occupancy |  | Primary |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Purpose |  | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Doc Type |  | Full |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Margin |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Refi Purpose | Streamlined |  |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000555 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000555 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000547 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000547 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000547 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000546 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000546 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000546 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000549 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000548 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000548 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000548 |  | Occupancy | Second Home | Investment |
| XXXX | XXXX | XXXX | XXXX | 000548 |  | Margin | 0.0225 | 2.25 |
| XXXX | XXXX | XXXX | XXXX | 000548 |  | LTV Valuation Value | 144375.00 | 145000.00 |
| XXXX | XXXX | XXXX | XXXX | 000550 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000550 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000550 |  | LTV Valuation Value | 106500.00 | 107000.00 |
| XXXX | XXXX | XXXX | XXXX | 000550 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000545 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000545 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000557 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000560 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000560 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000560 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000565 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000565 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000565 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000565 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 000565 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000566 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000566 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000566 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 000566 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000575 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000575 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000575 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000575 |  | Property Type | PUD | PUD Attached |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | Amortization Type |  | Fixed |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | Interest Only | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000572 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000574 |  | Margin |  | 3.45 |
| XXXX | XXXX | XXXX | XXXX | 000574 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000574 |  | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000576 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000576 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000576 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000576 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000576 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000578 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000578 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000578 |  | Margin | 0 | 5.95 |
| XXXX | XXXX | XXXX | XXXX | 000578 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000578 |  | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000578 |  | Interest Rate Change Frequency | 99 | 6 |
| XXXX | XXXX | XXXX | XXXX | 000578 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000578 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000578 |  | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000578 |  | Next Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000578 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000577 | XXXX | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000577 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000577 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000577 | XXXX | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000581 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000581 |  | Original CLTV | 80 | 95 |
| XXXX | XXXX | XXXX | XXXX | 000523 |  | Original Term | 521 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000523 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000523 |  | Purpose | Construction-Permanent | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000523 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000584 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000584 |  | Original CLTV |  | 100.32 |
| XXXX | XXXX | XXXX |  | 000584 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000584 |  | Origination Company Name |  | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000528 |  | Original Term | 658 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000528 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000528 |  | Doc Type |  | Alt |
| XXXX | XXXX | XXXX | XXXX | 000528 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000528 |  | Original CLTV | 77.44 | 90 |
| XXXX | XXXX | XXXX | XXXX | 000531 |  | Property Type | Single Family Detached | UTD |
| XXXX | XXXX | XXXX | XXXX | 000531 |  | Purpose | Refinance | UTD |
| XXXX | XXXX | XXXX | XXXX | 000531 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000531 |  | Refi Purpose |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000531 |  | Original CLTV | 36.54 |  |
| XXXX | XXXX | XXXX | XXXX | 000531 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000531 |  | LTV Valuation Value | 680000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000531 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000539 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX | XXXX | 000539 |  | Original CLTV | 81.36 | 85 |
| XXXX | XXXX | XXXX | XXXX | 000539 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000539 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000539 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000539 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000539 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX |  | 000585 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000585 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000585 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000585 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 000585 |  | LTV Valuation Value | 150000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000586 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000586 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000586 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000552 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000552 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000527 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000527 |  | Original Term | 651 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000527 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000527 |  | Doc Type |  | Reduced |
| XXXX | XXXX | XXXX | XXXX | 000527 |  | Original CLTV | 92.58 | 95 |
| XXXX | XXXX | XXXX | XXXX | 000527 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000527 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000527 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000532 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000532 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000532 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000532 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000533 |  | Coborrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000533 |  | Original Term | 549 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000533 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000533 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000533 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000533 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000533 |  | Coborrower Middle Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000533 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000536 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000536 |  | Original Term | 519 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000536 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000536 |  | Doc Type |  | Fastrack |
| XXXX | XXXX | XXXX | XXXX | 000536 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000536 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000538 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000538 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000538 |  | LTV Valuation Value | 148863.64 | 150063.00 |
| XXXX | XXXX | XXXX | XXXX | 000007 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000007 |  | Original Term | 505 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000007 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000007 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000007 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000338 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000338 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000338 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000338 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 000338 |  | Margin |  | 2.25 |
| XXXX | XXXX | XXXX |  | 000338 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000338 |  | Interest Rate Change Frequency |  | 12 |
| XXXX | XXXX | XXXX |  | 000338 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000338 |  | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000338 |  | Original Interest Rate Period |  | 60 |
| XXXX | XXXX | XXXX |  | 000338 |  | LTV Valuation Value | 210000.00 | 212000.00 |
| XXXX | XXXX | XXXX | XXXX | 000342 |  | LTV Valuation Value | 334375.00 | 336000.00 |
| XXXX | XXXX | XXXX | XXXX | 000342 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000342 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000387 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000387 |  | Property Type |  | PUD |
| XXXX | XXXX | XXXX | XXXX | 000387 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000387 |  | LTV Valuation Value | 79950.00 | 80000.00 |
| XXXX | XXXX | XXXX | XXXX | 000387 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000387 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000370 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000370 |  | Original Term | 432 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000370 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000370 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000370 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000425 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000425 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000425 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000425 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000425 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000425 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000425 |  | Original CLTV | 94.49 |  |
| XXXX | XXXX | XXXX | XXXX | 000425 |  | LTV Valuation Value | 195000.00 |  |
| XXXX | XXXX | XXXX |  | 000426 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000426 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000426 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000426 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000426 |  | Property Type | Single Family Attached | Single Family Detached |
| XXXX | XXXX | XXXX |  | 000426 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000443 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000443 |  | Margin | 2.225 | 2.25 |
| XXXX | XXXX | XXXX |  | 000443 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000443 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000443 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000442 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000442 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000471 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 000471 |  | Original CLTV | 80 | 100 |
| XXXX | XXXX | XXXX | XXXX | 000452 | XXXX | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000452 | XXXX | Original Term | 568 | 156 |
| XXXX | XXXX | XXXX | XXXX | 000452 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000452 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000452 | XXXX | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000450 | XXXX | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000450 | XXXX | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000450 | XXXX | Original Term | 361 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000450 | XXXX | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000456 | XXXX | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000456 | XXXX | Original Term | 361 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000456 | XXXX | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000495 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000050 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000050 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX | XXXX | 000050 |  | Refi Purpose | Rate/Term | UTD |
| XXXX | XXXX | XXXX | XXXX | 000050 |  | LTV Valuation Value | 172979.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000501 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000501 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000501 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000501 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX | XXXX | 000501 |  | Original CLTV | 72 |  |
| XXXX | XXXX | XXXX | XXXX | 000501 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000502 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000502 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000502 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000502 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000502 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX | XXXX | 000502 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000502 |  | Original CLTV | 27 |  |
| XXXX | XXXX | XXXX | XXXX | 000502 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000512 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000512 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000512 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000512 |  | Property Type |  | Single Family Detached |
| XXXX | XXXX | XXXX | XXXX | 000512 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX | XXXX | 000512 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000512 |  | Original CLTV | 200 | 85 |
| XXXX | XXXX | XXXX | XXXX | 000512 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000512 |  | LTV Valuation Value | 85000.00 | 200000.00 |
| XXXX | XXXX | XXXX | XXXX | 000279 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000279 |  | Refi Purpose | Cash-out | UTD |
| XXXX | XXXX | XXXX | XXXX | 000279 |  | Original CLTV | 80.97 |  |
| XXXX | XXXX | XXXX | XXXX | 000279 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000279 |  | LTV Valuation Value | 70000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000520 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000520 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000520 |  | Original CLTV |  | 72.03 |
| XXXX | XXXX | XXXX | XXXX | 000520 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000520 |  | LTV Valuation Value | 113000.00 | 236000.00 |
| XXXX | XXXX | XXXX | XXXX | 000250 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000250 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000524 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000524 |  | Original Term | 583 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000524 |  | Amortization Term | 480 |  |
| XXXX | XXXX | XXXX | XXXX | 000524 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000524 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000524 |  | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000524 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000524 |  | Coborrower Middle Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000256 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000256 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000521 |  | Original Term | 486 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000521 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000521 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000521 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000521 |  | Original CLTV | 96.4 | 84.69 |
| XXXX | XXXX | XXXX | XXXX | 000521 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000544 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000544 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000544 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000544 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000553 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000553 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000558 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000558 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000558 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000558 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Original Term | 418 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Margin |  | 5.49 |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Lookback Period |  | First business day of previous month |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Rounding Factor |  | 0.125 |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Original CLTV | 84.4 |  |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000563 |  | LTV Valuation Value | 109000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000571 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000571 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000571 |  | Original Term |  | 300 |
| XXXX | XXXX | XXXX | XXXX | 000571 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000571 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000571 |  | Property Type | Single Family |  |
| XXXX | XXXX | XXXX | XXXX | 000571 |  | Occupancy | Primary |  |
| XXXX | XXXX | XXXX | XXXX | 000571 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000542 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000542 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000542 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX | XXXX | 000542 |  | Doc Type | No Doc | UTD |
| XXXX | XXXX | XXXX | XXXX | 000542 |  | Refi Purpose | Cash-out - Other | UTD |
| XXXX | XXXX | XXXX | XXXX | 000542 |  | Original CLTV | 111.71 |  |
| XXXX | XXXX | XXXX | XXXX | 000542 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000542 |  | LTV Valuation Value | 264000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000573 |  | Original Term | 502 | 480 |
| XXXX | XXXX | XXXX | XXXX | 000573 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000568 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000568 |  | Original Term | 575 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000568 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000568 |  | Balloon Flag |  | 0 |
| XXXX | XXXX | XXXX | XXXX | 000568 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000579 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000579 |  | Original Term | 312 | 310 |
| XXXX | XXXX | XXXX | XXXX | 000579 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000579 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000579 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000579 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000579 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000525 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000525 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000525 |  | Original Term | 479 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000525 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000525 |  | Property Type | Single Family Detached | UTD |
| XXXX | XXXX | XXXX | XXXX | 000525 |  | Occupancy |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000525 |  | Purpose | Purchase | UTD |
| XXXX | XXXX | XXXX | XXXX | 000525 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000525 |  | Refi Purpose |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000525 |  | Original CLTV | 80 |  |
| XXXX | XXXX | XXXX | XXXX | 000525 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000525 |  | LTV Valuation Value | 94000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000530 |  | Property Type | Single Family Detached | PUD |
| XXXX | XXXX | XXXX | XXXX | 000530 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX | XXXX | 000530 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000530 |  | Original CLTV | 100 | 77.36 |
| XXXX | XXXX | XXXX | XXXX | 000530 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000530 |  | LTV Valuation Value | 126100.00 | 163000.00 |
| XXXX | XXXX | XXXX | XXXX | 000530 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000534 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000534 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000534 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000534 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000535 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000535 |  | Original Term |  | 360 |
| XXXX | XXXX | XXXX | XXXX | 000535 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000535 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000535 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000537 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000537 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000537 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX | XXXX | 000537 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000537 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000529 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000529 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000529 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000529 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000529 |  | Originator Application Date | XX/XX/XXXX |  |
| XXXX | XXXX | XXXX | XXXX | 000529 |  | Neg Am | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000529 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000526 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000526 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000590 |  | Property Type | Single Family Detached | PUD Attached |
| XXXX | XXXX | XXXX | XXXX | 000589 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000589 |  | Original CLTV | 45.46 | 51.88 |
| XXXX | XXXX | XXXX | XXXX | 000589 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000591 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000591 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000591 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000591 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000591 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000591 |  | Original CLTV |  | 80 |
| XXXX | XXXX | XXXX | XXXX | 000591 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000587 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000587 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000587 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000588 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000588 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000588 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000588 |  | Property Type | Single Family Detached | UTD |
| XXXX | XXXX | XXXX | XXXX | 000588 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000588 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000588 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000600 |  | Property Type | Single Family Detached | PUD |
| XXXX | XXXX | XXXX |  | 000610 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000610 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000610 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 000610 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000610 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000610 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000610 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000610 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000610 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000610 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000610 |  | Purpose | Refinance |  |
| XXXX | XXXX | XXXX | XXXX | 000611 | XXXX | Original Term | 555 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000611 | XXXX | Amortization Term | 555 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000611 | XXXX | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX |  | 000624 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000624 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000624 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000624 |  | Lien Position |  | 2 |
| XXXX | XXXX | XXXX |  | 000624 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000624 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000624 |  | Margin |  | 3.88 |
| XXXX | XXXX | XXXX |  | 000624 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000624 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000613 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000613 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000613 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000613 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000613 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000613 |  | Margin |  | 7 |
| XXXX | XXXX | XXXX |  | 000613 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX |  | 000613 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000615 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000615 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000615 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX |  | 000615 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000615 |  | Margin |  | 4.813 |
| XXXX | XXXX | XXXX |  | 000615 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX |  | 000615 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000615 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX |  | 000615 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000615 |  | LTV Valuation Value | 341858.00 | 448000.00 |
| XXXX | XXXX | XXXX |  | 000616 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000616 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000616 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX |  | 000616 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 000616 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX |  | 000616 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000616 |  | LTV Valuation Value | 437320.00 | 565000.00 |
| XXXX | XXXX | XXXX | XXXX | 000619 |  | Purpose | UTD | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | Doc Type | No Doc | Full |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | Margin |  | 3.785 |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000618 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX |  | 000621 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000621 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000621 |  | Lien Position |  | 1 |
| XXXX | XXXX | XXXX |  | 000622 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000622 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000622 |  | Lien Position |  | 1 |
| XXXX | XXXX | XXXX |  | 000623 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000623 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000623 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000623 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000623 |  | Lien Position |  | 1 |
| XXXX | XXXX | XXXX |  | 000623 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX |  | 000623 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 000623 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX |  | 000623 |  | LTV Valuation Value | 65000.00 |  |
| XXXX | XXXX | XXXX |  | 000625 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000625 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000625 |  | Lien Position |  | 1 |
| XXXX | XXXX | XXXX |  | 000620 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000620 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000620 |  | Lien Position |  | 1 |
| XXXX | XXXX | XXXX |  | 000637 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000637 |  | Lien Position |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000628 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000628 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000628 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000628 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000628 |  | Interest Only Period Expiration Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000628 |  | Original PITI | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000629 |  | LTV Valuation Value | 93292.68 | 93822.00 |
| XXXX | XXXX | XXXX |  | 000627 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000627 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000627 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX |  | 000627 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000627 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000627 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000627 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000627 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000008 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000008 |  | Original Term | 233 | 181 |
| XXXX | XXXX | XXXX |  | 000008 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000008 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000008 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000631 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000631 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000631 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000632 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000632 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000632 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 000632 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000632 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000632 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000632 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000632 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000632 |  | Amortization Type | ARM |  |
| XXXX | XXXX | XXXX |  | 000632 |  | Occupancy | Primary |  |
| XXXX | XXXX | XXXX |  | 000632 |  | Purpose | Refinance |  |
| XXXX | XXXX | XXXX |  | 000632 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000632 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000632 |  | Margin | 3.5 |  |
| XXXX | XXXX | XXXX |  | 000632 |  | Interest Rate Change Frequency | 12 |  |
| XXXX | XXXX | XXXX |  | 000632 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000632 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000633 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000633 |  | Lien Position |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000636 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000636 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000636 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX | XXXX | 000636 |  | LTV Valuation Value | 142000.00 | 145300.00 |
| XXXX | XXXX | XXXX |  | 000634 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000634 |  | Mod Deferred Balance | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000649 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000649 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000649 |  | Original CLTV | 54 |  |
| XXXX | XXXX | XXXX | XXXX | 000649 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000650 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000650 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000650 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000650 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000642 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000642 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000642 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000652 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000652 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000652 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000652 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000651 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000651 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000654 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000654 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000643 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000643 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000656 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000656 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000655 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000655 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000668 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000668 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000648 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000648 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000653 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000653 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000653 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000646 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000646 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000646 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000646 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000646 |  | Coborrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000646 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000646 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000657 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000657 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000657 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000645 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000645 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000647 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000647 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000647 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000641 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000641 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000641 |  | Original CLTV |  | 50.15 |
| XXXX | XXXX | XXXX | XXXX | 000641 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX |  | 000667 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000667 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000667 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX |  | 000667 |  | LTV Valuation Value | 62204.00 | 78500.00 |
| XXXX | XXXX | XXXX | XXXX | 000663 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000663 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000663 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000663 |  | LTV Valuation Value | 456606.00 | 360000.00 |
| XXXX | XXXX | XXXX | XXXX | 000664 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000664 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000664 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000664 |  | Margin | 0.028 | 2.75 |
| XXXX | XXXX | XXXX | XXXX | 000664 |  | Interest Rate Change Frequency | 6 | 12 |
| XXXX | XXXX | XXXX | XXXX | 000664 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000664 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000664 |  | LTV Valuation Value | 454114.00 | 285000.00 |
| XXXX | XXXX | XXXX | XXXX | 000665 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000665 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX | XXXX | 000665 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000665 |  | LTV Valuation Value | 238695.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000666 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000666 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000666 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000666 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX | XXXX | 000666 |  | Purpose |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000666 |  | Refi Purpose |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000666 |  | LTV Valuation Value | 136000.00 |  |
| XXXX | XXXX | XXXX |  | 000671 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000671 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000671 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000004 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000004 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000004 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000004 |  | Doc Type | Reduced | UTD |
| XXXX | XXXX | XXXX |  | 000004 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000004 |  | Margin |  | 3.025 |
| XXXX | XXXX | XXXX |  | 000004 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000004 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 000004 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000004 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX |  | 000004 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000004 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000004 |  | Neg Am | 0 | 1 |
| XXXX | XXXX | XXXX |  | 000669 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000669 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000669 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000669 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000669 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000669 |  | Refi Purpose |  | UTD |
| XXXX | XXXX | XXXX |  | 000669 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX |  | 000662 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000662 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000662 |  | Doc Type | No Doc | Full |
| XXXX | XXXX | XXXX |  | 000662 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000662 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX |  | 000670 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000670 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX |  |  | 000013 |  | Property Type | Single Family | PUD |
| XXXX | XXXX |  |  | 000033 |  | Property Type | Single Family | PUD Attached |
| XXXX | XXXX | XXXX |  | 000681 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000674 |  | Original Term | 453 | 293 |
| XXXX | XXXX | XXXX |  | 000674 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000674 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000674 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000674 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX |  | 000674 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000674 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX |  | 000674 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000674 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000674 |  | Rounding Factor | 0.000 |  |
| XXXX | XXXX | XXXX |  | 000674 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000674 |  | Maximum Balance % | 0 |  |
| XXXX | XXXX | XXXX |  | 000674 |  | LTV Valuation Value | 135000.00 |  |
| XXXX | XXXX | XXXX |  | 000674 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000680 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000680 |  | Coborrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 000680 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000680 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000677 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000677 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000677 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000677 |  | Margin | 0 | 2.25 |
| XXXX | XXXX | XXXX | XXXX | 000677 |  | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000677 |  | Mortgage Type |  | Conventional without MI |
| XXXX | XXXX | XXXX | XXXX | 000677 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000678 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000678 |  | Mortgage Type |  | FHA |
| XXXX | XXXX | XXXX | XXXX | 000678 |  | Original CLTV | 99.21 | 97.75 |
| XXXX | XXXX | XXXX | XXXX | 000678 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000675 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000675 |  | Property Type | Single Family | Condo (Low Rise) |
| XXXX | XXXX | XXXX | XXXX | 000675 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000675 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000675 |  | LTV Valuation Value | 218000.00 | 210000.00 |
| XXXX | XXXX | XXXX |  | 000715 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000715 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000715 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000715 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 000716 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000716 |  | Interest Only | 1 |  |
| XXXX | XXXX | XXXX |  | 000716 |  | Occupancy | Investment | Primary |
| XXXX | XXXX | XXXX |  | 000716 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000716 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000716 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000716 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000716 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000716 |  | # of Units |  | 2 |
| XXXX | XXXX | XXXX |  | 000716 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000716 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000716 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000717 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000717 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX |  | 000717 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000717 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000717 |  | Margin |  | 3.2 |
| XXXX | XXXX | XXXX |  | 000717 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 000717 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000717 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000717 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000717 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 000717 |  | Payment Adjustment Frequency Months |  | 12 |
| XXXX | XXXX | XXXX |  | 000718 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000718 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX |  | 000718 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000718 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000718 |  | Margin |  | 3 |
| XXXX | XXXX | XXXX |  | 000718 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 000718 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000718 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000718 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000718 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 000718 |  | Payment Adjustment Frequency Months |  | 12 |
| XXXX | XXXX | XXXX |  | 000719 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000719 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000719 |  | Interest Only | 0 | 1 |
| XXXX | XXXX | XXXX |  | 000719 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000719 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000719 |  | Margin |  | 2.25 |
| XXXX | XXXX | XXXX |  | 000719 |  | Interest Rate Change Frequency |  | 12 |
| XXXX | XXXX | XXXX |  | 000719 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000719 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000719 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000719 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 000720 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000720 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000720 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000720 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000720 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000720 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000720 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000720 |  | Margin | -0.1 | 0.02095 |
| XXXX | XXXX | XXXX |  | 000720 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000720 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000720 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000720 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000720 |  | Payment Adjustment Frequency Months | 1 |  |
| XXXX | XXXX | XXXX |  | 000595 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000595 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000595 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000595 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX |  | 000595 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000595 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX |  | 000595 |  | Interest Rate Change Frequency | 60 |  |
| XXXX | XXXX | XXXX |  | 000595 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000595 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000595 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000595 |  | Original CLTV | 19.99 | 99.98844 |
| XXXX | XXXX | XXXX |  | 000596 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX |  | 000596 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000596 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000596 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 000596 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000596 |  | Original CLTV | 10 |  |
| XXXX | XXXX | XXXX |  | 000596 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000713 |  | Amortization Term |  | 360 |
| XXXX | XXXX | XXXX |  | 000713 |  | Balloon Flag |  | 0 |
| XXXX | XXXX | XXXX |  | 000713 |  | Original CLTV |  | 80 |
| XXXX | XXXX | XXXX |  | 000742 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000742 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000742 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000742 |  | Margin |  | 4.6 |
| XXXX | XXXX | XXXX |  | 000742 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX |  | 000742 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000742 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000742 |  | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX |  | 000742 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000736 |  | Original Term | 545 | 360 |
| XXXX | XXXX | XXXX |  | 000736 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000736 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000736 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000739 |  | Original Term | 518 | 360 |
| XXXX | XXXX | XXXX |  | 000739 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000739 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000739 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000739 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX |  | 000739 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000740 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000740 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000740 |  | Original Term | 424 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000740 |  | Amortization Term | 296 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000740 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000740 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000740 |  | Occupancy | Second Home | Primary |
| XXXX | XXXX | XXXX | XXXX | 000740 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000740 |  | Interest Collection Type | In Arrears | Daily Simple |
| XXXX | XXXX | XXXX | XXXX | 000740 |  | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000740 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000740 |  | Coborrower Middle Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Amortization Term | 254 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Margin |  | 7.375 |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | Payment Change Frequency |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 000741 |  | LTV Valuation Value | 85000.00 | 86000.00 |
| XXXX | XXXX | XXXX | XXXX | 000744 |  | Original CLTV | 0.72 | 71.2 |
| XXXX | XXXX | XXXX | XXXX | 000744 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000744 |  | LTV Valuation Value | 247222.22 | 250000.00 |
| XXXX | XXXX | XXXX |  | 000732 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000732 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000732 |  | Interest Only | 1 |  |
| XXXX | XXXX | XXXX |  | 000732 |  | Interest Only Period | 60 |  |
| XXXX | XXXX | XXXX |  | 000732 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000732 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000732 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000732 |  | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000732 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX |  | 000732 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000732 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX |  | 000732 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000732 |  | LTV Valuation Value | 125000.00 | 126000.00 |
| XXXX | XXXX | XXXX |  | 000729 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX |  | 000729 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000722 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000723 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000723 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000723 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000723 |  | Margin |  | 8.4 |
| XXXX | XXXX | XXXX |  | 000723 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000723 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000724 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000724 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000724 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000724 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000724 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000724 |  | Margin |  | 3.091 |
| XXXX | XXXX | XXXX |  | 000724 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000724 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000724 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000725 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000725 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000725 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000725 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000725 |  | Margin |  | 2.85 |
| XXXX | XXXX | XXXX |  | 000725 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000725 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000726 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000726 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000726 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000726 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000726 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000727 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000727 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000727 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000730 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000730 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000731 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000731 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000731 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000733 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000733 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000733 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000733 |  | Margin |  | 7.1 |
| XXXX | XXXX | XXXX |  | 000733 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000733 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000733 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000734 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000734 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000734 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000734 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX |  | 000734 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000728 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000728 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000728 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000728 |  | Lien Position | 1 | 2 |
| XXXX | XXXX | XXXX |  | 000728 |  | Purpose | Refinance |  |
| XXXX | XXXX | XXXX |  | 000728 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000735 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000735 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000679 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000679 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000755 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000755 |  | Coborrower Middle Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000757 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000758 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000758 |  | Doc Type | Full | UTD |
| XXXX | XXXX |  |  | 000601 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX |  |  | 000601 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  |  | 000601 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  |  | 000601 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX |  |  | 000601 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  |  | 000601 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX |  |  | 000601 |  | Original CLTV | 44.12 | 47.07101 |
| XXXX | XXXX |  |  | 000601 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000658 |  | Original CLTV | 100 | 46.70058 |
| XXXX | XXXX | XXXX |  | 000659 |  | Original CLTV | 100 | 63.92122 |
| XXXX | XXXX | XXXX |  | 000660 |  | Original CLTV | 100 | 51.90032 |
| XXXX | XXXX | XXXX |  | 000661 |  | Original CLTV | 100 | 59.48338 |
| XXXX | XXXX | XXXX |  | 000759 |  | Original CLTV | 100 | 44.26453 |
| XXXX | XXXX | XXXX |  | 000760 |  | Original CLTV | 100 | 63.2608 |
| XXXX | XXXX | XXXX |  | 000761 |  | Original CLTV | 100 | 74.93627 |
| XXXX | XXXX | XXXX |  | 000762 |  | Original CLTV | 100 | 69.96713 |
| XXXX | XXXX | XXXX |  | 000763 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000763 |  | Original CLTV | 100 | 70.02703 |
| XXXX | XXXX | XXXX |  | 000764 |  | Original CLTV | 100 | 59.82908 |
| XXXX | XXXX | XXXX |  | 000765 |  | Original CLTV | 100 | 51.34531 |
| XXXX | XXXX | XXXX |  | 000766 |  | Original CLTV | 100 | 60.1586 |
| XXXX | XXXX | XXXX |  | 000767 |  | Original CLTV | 100 | 52.02995 |
| XXXX | XXXX | XXXX |  | 000768 |  | Original CLTV | 100 | 39.20397 |
| XXXX | XXXX | XXXX |  | 000769 |  | Original CLTV | 100 | 41.4104 |
| XXXX | XXXX | XXXX |  | 000770 |  | Original CLTV | 100 | 44.87687 |
| XXXX | XXXX | XXXX |  | 000771 |  | Original CLTV | 100 | 77.76429 |
| XXXX | XXXX | XXXX |  | 000772 |  | Original CLTV | 100 | 60.21333 |
| XXXX | XXXX | XXXX |  | 000773 |  | Original CLTV | 100 | 79.71819 |
| XXXX | XXXX | XXXX |  | 000774 |  | Original CLTV | 100 | 51.49775 |
| XXXX | XXXX | XXXX |  | 000775 |  | Original CLTV | 100 | 40.98265 |
| XXXX | XXXX | XXXX |  | 000776 |  | Original CLTV | 100 | 68.9531 |
| XXXX | XXXX | XXXX |  | 000777 |  | Original CLTV | 100 | 65.4638 |
| XXXX | XXXX | XXXX |  | 000782 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000782 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000782 |  | Cash To Borrower | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000782 |  | Original CLTV | 65 | 70.91 |
| XXXX | XXXX | XXXX |  | 000782 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000784 |  | Property Type | Single Family Detached | PUD |
| XXXX | XXXX | XXXX |  | 000784 |  | Original CLTV | 95.98 | 94.33 |
| XXXX | XXXX | XXXX |  | 000784 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000783 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000783 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000783 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000783 |  | Original Term | 371 | 360 |
| XXXX | XXXX | XXXX |  | 000783 |  | Amortization Term | 371 | 360 |
| XXXX | XXXX | XXXX |  | 000783 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000783 |  | Purpose | Purchase | Construction-Permanent |
| XXXX | XXXX | XXXX |  | 000783 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000783 |  | Original CLTV | 88.78 | 92.79 |
| XXXX | XXXX | XXXX |  | 000783 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000783 |  | Cash From Borrower | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000783 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000789 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000789 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Amortization Term | 620 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Margin | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Interest Rate Change Frequency | 12 |  |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Original CLTV | 95 |  |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | Original Interest Rate Period | 140 |  |
| XXXX | XXXX | XXXX | XXXX | 000790 |  | LTV Valuation Value | 44000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | Margin |  | 2.8 |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | Interest Rate Initial Maximum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | Interest Rate Initial Minimum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | Payment Change Frequency |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | Neg Am |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000786 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000787 |  | Original Term | 504 | 360 |
| XXXX | XXXX | XXXX |  | 000787 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000787 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000787 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000787 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000787 |  | Margin | 0 | 2.4 |
| XXXX | XXXX | XXXX |  | 000787 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 000787 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 000787 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX |  | 000787 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000787 |  | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000787 |  | Next Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000787 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000787 |  | Maximum Balance % | 0 | 125 |
| XXXX | XXXX | XXXX |  | 000787 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000788 |  | Original Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000788 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000788 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000788 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000788 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000788 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000788 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000788 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX |  | 000785 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000785 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000785 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000785 |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000604 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000604 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000604 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000072 |  | Interest Only | 1 | 0 |
| XXXX | XXXX |  | XXXX | 000072 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX |  | XXXX | 000072 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000609 |  | Origination Channel | Correspondent | Retail |
| XXXX | XXXX | XXXX | XXXX | 000606 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000606 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000606 |  | Interest Only |  | 0 |
| XXXX | XXXX | XXXX | XXXX | 000606 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 000606 |  | Balloon Flag |  | 0 |
| XXXX | XXXX | XXXX | XXXX | 000752 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000752 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000752 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000752 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 000752 |  | Origination Channel | Correspondent | Retail |
| XXXX | XXXX | XXXX | XXXX | 000752 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000745 |  | Doc Type | Full | Streamline |
| XXXX | XXXX | XXXX | XXXX | 000745 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000747 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000747 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000747 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000747 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000747 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 000747 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000747 |  | PMI Payment Plan | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000747 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000749 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000749 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000749 |  | Amortization Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000749 |  | Purpose | Construction | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000749 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 000749 |  | Origination Channel | Correspondent | Retail |
| XXXX | XXXX | XXXX | XXXX | 000749 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000749 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000749 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000749 |  | PMI Payment Plan | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000749 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000751 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000751 |  | Property Type | Single Family Detached | PUD |
| XXXX | XXXX | XXXX | XXXX | 000751 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 000751 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000751 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000751 |  | PMI Payment Plan | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000751 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000746 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000746 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000746 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000746 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 000746 |  | Origination Channel |  | Retail |
| XXXX | XXXX | XXXX | XXXX | 000746 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000746 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000746 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000746 |  | PMI Payment Plan | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000746 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000750 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000750 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 000750 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000748 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX |  | 000779 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000779 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000779 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 000779 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000779 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000779 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000779 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000779 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000779 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000779 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000779 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX |  | 000779 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 000779 |  | Occupancy | Primary |  |
| XXXX | XXXX | XXXX |  | 000779 |  | Purpose | Refinance |  |
| XXXX | XXXX | XXXX |  | 000779 |  | # of Units | 2 |  |
| XXXX | XXXX | XXXX |  | 000779 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000780 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000780 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000780 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 000780 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000780 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000780 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000780 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000780 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000780 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000780 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000780 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX |  | 000780 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 000780 |  | Occupancy | Investment |  |
| XXXX | XXXX | XXXX |  | 000780 |  | Purpose | Refinance |  |
| XXXX | XXXX | XXXX |  | 000780 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 000780 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000800 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000802 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000802 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000802 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000802 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000802 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000803 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000803 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000803 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000803 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000803 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000803 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000803 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX |  | 000804 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000804 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000804 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000805 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000805 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000805 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000805 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000805 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000805 |  | Margin |  | 5.99 |
| XXXX | XXXX | XXXX |  | 000805 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX |  | 000805 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000805 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000805 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000805 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000805 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000807 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000807 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000807 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000807 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000807 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000807 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX |  | 000807 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000807 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000808 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000808 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000808 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000808 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000808 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX |  | 000808 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000808 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000808 |  | Margin |  | 3.4 |
| XXXX | XXXX | XXXX |  | 000808 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 000808 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000808 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000808 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000808 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000801 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000801 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000806 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000806 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000806 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000806 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000791 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000791 |  | Property Type | Townhouse | PUD |
| XXXX | XXXX | XXXX | XXXX | 000791 |  | Doc Type | Full | Alt |
| XXXX | XXXX | XXXX | XXXX | 000607 | XXXX | Property Type | Single Family Attached | Single Family Detached |
| XXXX | XXXX | XXXX | XXXX | 000607 | XXXX | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000605 | XXXX | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 000792 |  | Original Term | 480 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000792 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000792 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000792 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX |  | 000809 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000809 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000809 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000809 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000809 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000815 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000815 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000753 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000753 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000754 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000754 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000754 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000754 |  | LTV Valuation Value |  | 165000.00 |
| XXXX | XXXX | XXXX |  | 000817 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000817 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000817 |  | LTV Valuation Value |  | 480000.00 |
| XXXX | XXXX | XXXX |  | 000826 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000827 |  | LTV Valuation Value | 790971.00 | 845000.00 |
| XXXX | XXXX | XXXX |  | 000828 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000828 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000756 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX |  | 000756 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000756 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000756 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000756 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000756 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX |  | 000818 |  | Doc Type | Full | Alt |
| XXXX | XXXX | XXXX |  | 000823 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000823 |  | Property Type | Single Family Detached | PUD |
| XXXX | XXXX | XXXX |  | 000823 |  | Decision System |  | DU |
| XXXX | XXXX | XXXX |  | 000821 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000821 |  | Property Type | Single Family Detached | PUD |
| XXXX | XXXX | XXXX |  | 000821 |  | Decision System |  | DU |
| XXXX | XXXX | XXXX |  | 000825 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000825 |  | Decision System |  | DU |
| XXXX | XXXX | XXXX |  | 000824 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000824 |  | Decision System |  | DU |
| XXXX | XXXX | XXXX |  | 000822 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000822 |  | Decision System |  | DU |
| XXXX | XXXX | XXXX |  | 000816 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000816 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000597 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000597 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000835 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000835 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000835 |  | Original Term | 480 | 360 |
| XXXX | XXXX | XXXX |  | 000835 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000835 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000835 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000835 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000835 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX |  | 000835 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000835 |  | LTV Valuation Value | 150000.00 |  |
| XXXX | XXXX | XXXX |  | 000714 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000714 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000714 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 000714 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000714 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000714 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX |  | 000714 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000714 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000714 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000714 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000714 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000714 |  | Interest Only | 0 | 1 |
| XXXX | XXXX | XXXX |  | 000714 |  | Occupancy |  | Investment |
| XXXX | XXXX | XXXX |  | 000714 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000714 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000714 |  | Margin |  | 5.25 |
| XXXX | XXXX | XXXX |  | 000714 |  | Interest Rate Change Frequency |  | 12 |
| XXXX | XXXX | XXXX |  | 000714 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000714 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 000714 |  | Original CLTV |  | 74.22411 |
| XXXX | XXXX | XXXX |  | 000714 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000714 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000598 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000598 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000598 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000598 |  | LTV Valuation Value | 120000.00 | 173000.00 |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | Purpose | Purchase | UTD |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | Margin |  | 3.7 |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | Refi Purpose |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | Interest Rate Initial Maximum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | Interest Rate Initial Minimum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | Payment Change Frequency |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 000833 |  | Neg Am | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000830 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000830 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000830 |  | Interest Rate Change Frequency | 99 |  |
| XXXX | XXXX | XXXX | XXXX | 000830 |  | Payment Change Frequency | 99 |  |
| XXXX | XXXX | XXXX |  | 000832 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000832 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000832 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000832 |  | Interest Collection Type | In Arrears | Daily Simple |
| XXXX | XXXX | XXXX |  | 000832 |  | Refi Purpose | Cash-out - Other | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000603 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000603 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000603 |  | LTV Valuation Value | 193258.43 | 195000.00 |
| XXXX | XXXX | XXXX |  | 000831 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000831 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000831 |  | Original CLTV | 80 | 93.79 |
| XXXX | XXXX | XXXX | XXXX | 000602 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000602 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000602 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000602 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000602 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000602 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000836 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000836 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000836 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000836 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000836 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000836 |  | Original Term | 356 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000836 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000836 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000836 |  | Property Type | Single Family Detached | 2 Family |
| XXXX | XXXX | XXXX | XXXX | 000836 |  | # of Units | 1 | 2 |
| XXXX | XXXX | XXXX | XXXX | 000836 |  | LTV Valuation Value | 479435.64 | 481000.00 |
| XXXX | XXXX | XXXX | XXXX | 000599 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000599 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000834 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000829 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000829 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000829 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000829 |  | LTV Valuation Value | 133000.00 |  |
| XXXX | XXXX | XXXX |  | 000592 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000592 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000592 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 000592 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000592 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000592 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000592 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000592 |  | Original Term | 399 |  |
| XXXX | XXXX | XXXX |  | 000592 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000592 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000592 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000592 |  | Amortization Type | Fixed |  |
| XXXX | XXXX | XXXX |  | 000592 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000592 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 000592 |  | Occupancy | Investment |  |
| XXXX | XXXX | XXXX |  | 000592 |  | Purpose | Construction-Permanent |  |
| XXXX | XXXX | XXXX |  | 000592 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000592 |  | # of Units | 2 |  |
| XXXX | XXXX | XXXX |  | 000592 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001199 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001199 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001199 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001199 |  | Interest Only | 0 | 1 |
| XXXX | XXXX | XXXX |  | 001199 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001199 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001199 |  | Margin |  | -0.51 |
| XXXX | XXXX | XXXX |  | 001199 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001199 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001199 |  | Original CLTV |  | 86.78431 |
| XXXX | XXXX | XXXX |  | 001200 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001200 |  | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX |  | 001200 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001200 |  | Interest Rate Change Frequency | 1 |  |
| XXXX | XXXX | XXXX |  | 001200 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001200 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001200 |  | Original CLTV |  | 79.62844 |
| XXXX | XXXX | XXXX |  | 001200 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 001202 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001202 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001202 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001202 |  | Original CLTV |  | 99.94884 |
| XXXX | XXXX | XXXX |  | 001203 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001203 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001203 |  | Interest Only | 0 | 1 |
| XXXX | XXXX | XXXX |  | 001203 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001203 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001203 |  | Margin |  | -0.25 |
| XXXX | XXXX | XXXX |  | 001203 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001203 |  | Original CLTV |  | 29.41176 |
| XXXX | XXXX | XXXX |  | 001203 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 001204 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001204 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001204 |  | Interest Only | 0 | 1 |
| XXXX | XXXX | XXXX |  | 001204 |  | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX |  | 001204 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001204 |  | Margin |  | -0.5 |
| XXXX | XXXX | XXXX |  | 001204 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001204 |  | Original CLTV |  | 80.96176 |
| XXXX | XXXX | XXXX |  | 001204 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001205 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001205 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001205 |  | Original Term | 360 | 240 |
| XXXX | XXXX | XXXX |  | 001205 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001205 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001205 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001205 |  | Original CLTV |  | 68.1505 |
| XXXX | XXXX | XXXX |  | 001163 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001163 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001163 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001163 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001163 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001163 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001163 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001163 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001163 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001163 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001163 |  | Amortization Type | Fixed |  |
| XXXX | XXXX | XXXX |  | 001163 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001163 |  | Property Type | Single Family |  |
| XXXX | XXXX | XXXX |  | 001163 |  | Lien Position | 2 |  |
| XXXX | XXXX | XXXX |  | 001163 |  | Occupancy | Investment |  |
| XXXX | XXXX | XXXX |  | 001163 |  | Purpose | UTD |  |
| XXXX | XXXX | XXXX |  | 001163 |  | Doc Type | No Doc |  |
| XXXX | XXXX | XXXX |  | 001163 |  | Refi Purpose | UTD |  |
| XXXX | XXXX | XXXX |  | 001163 |  | Original CLTV | 55.41 |  |
| XXXX | XXXX | XXXX |  | 001163 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001163 |  | LTV Valuation Value | 518000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 001006 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001006 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001006 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001006 |  | Occupancy | Investment | Primary |
| XXXX | XXXX | XXXX | XXXX | 001006 |  | Original CLTV | 15.1 | 29.31 |
| XXXX | XXXX | XXXX |  | 001147 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001147 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001147 |  | Amortization Term |  | 230 |
| XXXX | XXXX | XXXX |  | 001147 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001147 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001147 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001147 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX |  | 001147 |  | Original CLTV | 36.35 | 178.71 |
| XXXX | XXXX | XXXX |  | 001147 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000838 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000838 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000838 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 000838 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000838 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000838 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000838 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000838 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000838 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000838 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000838 |  | Property Type | Single Family |  |
| XXXX | XXXX | XXXX |  | 000838 |  | Lien Position | 2 |  |
| XXXX | XXXX | XXXX |  | 000838 |  | Occupancy | Primary |  |
| XXXX | XXXX | XXXX |  | 000838 |  | Original CLTV | 100 |  |
| XXXX | XXXX | XXXX |  | 000838 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000838 |  | LTV Valuation Value | 57555.00 |  |
| XXXX | XXXX | XXXX |  | 000838 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000852 |  | Original Term |  | 360 |
| XXXX | XXXX | XXXX |  | 000852 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000852 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000852 |  | Purpose | UTD | Purchase |
| XXXX | XXXX | XXXX |  | 000852 |  | Doc Type | No Doc | Full |
| XXXX | XXXX | XXXX |  | 000852 |  | Original CLTV | 3.5 | 101.69 |
| XXXX | XXXX | XXXX |  | 000852 |  | Other Financing - Lien Position 2 - Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001070 |  | Original Term | 179 | 180 |
| XXXX | XXXX | XXXX |  | 001070 |  | Amortization Term | 172 | 180 |
| XXXX | XXXX | XXXX |  | 001070 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001070 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001070 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | State | XX |  |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | Amortization Type | Fixed |  |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | Lien Position | 2 |  |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | Doc Type | Reduced |  |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | Appraisal Effective Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000968 |  | LTV Valuation Value | 105901.00 |  |
| XXXX | XXXX | XXXX |  | 001125 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001125 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001125 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001125 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001125 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001125 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001125 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001125 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001125 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001125 |  | Lien Position | 2 |  |
| XXXX | XXXX | XXXX |  | 001125 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001149 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000889 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000889 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000889 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000881 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001177 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 001170 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001170 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001000 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001000 |  | Original Term | 360 | 120 |
| XXXX | XXXX | XXXX | XXXX | 001000 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001000 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001000 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001000 |  | Amortization Type |  | ARM |
| XXXX | XXXX | XXXX | XXXX | 001000 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001000 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX | XXXX | 001000 |  | # of Units |  | 3 |
| XXXX | XXXX | XXXX | XXXX | 001000 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001000 |  | Balloon Flag |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 001052 |  | Amortization Term | 240 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001052 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001052 |  | Original CLTV | 71.15 | 51.92 |
| XXXX | XXXX | XXXX | XXXX | 001052 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 001112 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001112 |  | Property Type | Single Family Detached | PUD |
| XXXX | XXXX | XXXX | XXXX | 001112 |  | Doc Type | Stated | Full |
| XXXX | XXXX | XXXX | XXXX | 001112 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001112 |  | Original CLTV | 19.66 | 100 |
| XXXX | XXXX | XXXX | XXXX | 000996 |  | Doc Type | Stated | Full |
| XXXX | XXXX | XXXX | XXXX | 000996 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000996 |  | Original CLTV | 19.6 | 100 |
| XXXX | XXXX | XXXX |  | 001034 |  | Original Term |  | 360 |
| XXXX | XXXX | XXXX |  | 001034 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001034 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001034 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001034 |  | Lien Position | 2 | 1 |
| XXXX | XXXX | XXXX |  | 001034 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX |  | 000905 | XXXX | Original Term |  | 180 |
| XXXX | XXXX | XXXX |  | 000905 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000905 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000972 | XXXX | Original Term |  | 200 |
| XXXX | XXXX | XXXX |  | 000972 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000972 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000972 | XXXX | Property Type |  | Single Family Detached |
| XXXX | XXXX | XXXX |  | 000972 | XXXX | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX |  | 000972 | XXXX | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 000972 | XXXX | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000952 | XXXX | Original Term |  | 35 |
| XXXX | XXXX | XXXX |  | 000952 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000952 | XXXX | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000952 | XXXX | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 000952 | XXXX | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000952 | XXXX | LTV Valuation Value | 326000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 001019 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001019 |  | Amortization Term | 248 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001019 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001019 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001019 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001019 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001019 |  | Prepayment Penalty Period (months) |  | 12 |
| XXXX | XXXX | XXXX | XXXX | 001019 |  | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001019 |  | LTV Valuation Value |  | 590000.00 |
| XXXX | XXXX | XXXX |  | 001049 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001049 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001049 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001049 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001049 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001049 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001049 |  | Occupancy | Investment | Second Home |
| XXXX | XXXX | XXXX |  | 001049 |  | Purpose | UTD | Purchase |
| XXXX | XXXX | XXXX |  | 001049 |  | Doc Type | No Doc | UTD |
| XXXX | XXXX | XXXX |  | 001049 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001049 |  | Margin |  | 1 |
| XXXX | XXXX | XXXX |  | 001049 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 001049 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 001049 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX |  | 001049 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001049 |  | Refi Purpose | UTD |  |
| XXXX | XXXX | XXXX |  | 001049 |  | Original CLTV | 10 | 100 |
| XXXX | XXXX | XXXX |  | 001049 |  | Payment Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 001049 |  | LTV Valuation Value | 700000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Property Type | Single Family Detached | Single Family Attached |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Doc Type | SIVA | UTD |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Margin |  | 0.25 |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001038 |  | Original CLTV | 78.88 | 80.53 |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Doc Type | SIVA | Full |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Margin |  | 1.01 |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Refi Purpose | UTD | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000921 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | Amortization Term | 360 | 240 |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | Doc Type | SIVA | Stated |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | Margin |  | 0.25 |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001160 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Doc Type | Alt | Full |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Margin |  | -0.25 |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Refi Purpose | UTD | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001100 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Property Type | Multi (Blanket) | 2 Family |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Margin |  | 0.25 |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | Original CLTV | 89.39 | 11.11 |
| XXXX | XXXX | XXXX | XXXX | 000845 |  | LTV Valuation Value | 447500.00 | 450000.00 |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Amortization Term | 423 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Property Type | Multi (Blanket) | 2 Family |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Margin |  | -0.25 |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Refi Purpose | Cash-out - Home Improvement | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | Original CLTV | 76.85 | 80.22 |
| XXXX | XXXX | XXXX | XXXX | 000898 |  | LTV Valuation Value | 475000.00 | 455000.00 |
| XXXX | XXXX | XXXX | XXXX | 000962 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000962 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000962 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000962 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 000962 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000962 |  | Margin |  | 0 |
| XXXX | XXXX | XXXX | XXXX | 000962 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000962 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000962 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000962 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000962 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000962 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Margin |  | 4.25 |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | # of Units | 2 | 3 |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Property Type | Multi (Blanket) | 3 Family |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Doc Type | Full | Reduced |
| XXXX | XXXX | XXXX | XXXX | 001029 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Property Type | Condo | Single Family Attached |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Lien Position | 2 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Margin |  | -0.25 |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001080 |  | Original CLTV | 81.69 | 20 |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | Property Type | Multi (Blanket) | 2 Family |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | Margin |  | -0.25 |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001048 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | Margin |  | -0.25 |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000868 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | Property Type | Single Family Detached | UTD |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | Margin |  | 1.01 |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000982 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Property Type | Single Family Detached | UTD |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Doc Type | SIVA | UTD |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Margin |  | 0.25 |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000930 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Property Type | Single Family Detached | UTD |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Doc Type | SIVA | Full |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Margin |  | 0.75 |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Refi Purpose | UTD | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001024 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Property Type | Multi (Blanket) | Single Family Detached |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Purpose | UTD | Purchase |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Doc Type | SIVA | UTD |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Margin |  | 1.375 |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | # of Units | 2 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Refi Purpose | UTD |  |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001040 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | Margin |  | 1.75 |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000914 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Margin |  | -0.5 |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Refi Purpose | UTD | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000920 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Property Type | UTD | PUD |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Margin |  | -0.26 |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Refi Purpose | UTD | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001124 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Margin |  | 0.49 |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000862 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | Margin |  | 0.74 |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | Next Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000991 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001138 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001138 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001138 |  | Lien Position | 2 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001138 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001138 |  | Margin |  | 0.515 |
| XXXX | XXXX | XXXX | XXXX | 001138 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001138 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001138 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001138 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001138 |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001138 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001138 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000975 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000975 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000975 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000975 |  | Margin |  | 0.99 |
| XXXX | XXXX | XXXX | XXXX | 000975 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000975 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000975 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000975 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000975 |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000975 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000975 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 000848 |  | Amortization Type | ARM | Fixed |
| XXXX | XXXX | XXXX | XXXX | 000967 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000859 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000859 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000859 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000859 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000859 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000859 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000859 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX |  | 000859 |  | Original CLTV | 26.74 | 78.88 |
| XXXX | XXXX | XXXX |  | 000859 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001113 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001113 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001113 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001113 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001113 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001113 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001101 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001101 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001101 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001101 |  | Amortization Term |  | 60 |
| XXXX | XXXX | XXXX |  | 001101 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001101 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001101 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001101 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001101 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001101 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001101 |  | Original CLTV | 100 |  |
| XXXX | XXXX | XXXX |  | 001101 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001101 |  | LTV Valuation Value | 82170.00 |  |
| XXXX | XXXX | XXXX |  | 001101 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001143 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001143 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001143 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001143 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001143 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001143 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001143 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001143 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001143 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001143 |  | Original CLTV | 13.59 | 84.09 |
| XXXX | XXXX | XXXX |  | 001143 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001143 |  | LTV Valuation Value | 320000.00 | 242000.00 |
| XXXX | XXXX | XXXX |  | 001143 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000910 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000910 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000910 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000910 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000910 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000910 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000910 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 000910 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX |  | 000910 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000910 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000910 |  | Original CLTV | 58.39 |  |
| XXXX | XXXX | XXXX |  | 000910 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000910 |  | LTV Valuation Value | 93000.00 |  |
| XXXX | XXXX | XXXX |  | 000910 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000849 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000849 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000849 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000849 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000849 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000849 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000849 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 000849 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000849 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000849 |  | Original CLTV | 16.92 |  |
| XXXX | XXXX | XXXX |  | 000849 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000849 |  | LTV Valuation Value | 195000.00 |  |
| XXXX | XXXX | XXXX |  | 000849 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001090 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001090 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001090 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001090 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001090 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001090 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001090 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001090 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001090 |  | Original CLTV | 25.65 | 54.43 |
| XXXX | XXXX | XXXX |  | 001090 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001090 |  | LTV Valuation Value | 173500.00 | 290000.00 |
| XXXX | XXXX | XXXX |  | 001090 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001139 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001139 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001139 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001139 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001139 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001139 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001139 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001139 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001139 |  | Original CLTV | 25 |  |
| XXXX | XXXX | XXXX |  | 001139 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001139 |  | LTV Valuation Value | 200000.00 |  |
| XXXX | XXXX | XXXX |  | 001139 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000909 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000909 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000909 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000909 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000909 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000909 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000909 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 000909 |  | Purpose |  | UTD |
| XXXX | XXXX | XXXX |  | 000909 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000909 |  | Original CLTV | 49.11 |  |
| XXXX | XXXX | XXXX |  | 000909 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000909 |  | LTV Valuation Value | 112000.00 |  |
| XXXX | XXXX | XXXX |  | 000909 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000901 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000901 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000901 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000901 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000901 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000901 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000901 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000901 |  | Original CLTV | 16.45 | 74.71 |
| XXXX | XXXX | XXXX |  | 000901 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000901 |  | LTV Valuation Value | 152000.00 | 253999.00 |
| XXXX | XXXX | XXXX |  | 000901 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001067 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001067 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001067 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001067 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001067 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001067 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001067 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001067 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001067 |  | Original CLTV | 30.28 | 88.85 |
| XXXX | XXXX | XXXX |  | 001067 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001067 |  | LTV Valuation Value | 180000.00 | 390000.00 |
| XXXX | XXXX | XXXX |  | 001067 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001041 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001041 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001041 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001041 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001041 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001041 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001041 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX |  | 001041 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001041 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001041 |  | Original CLTV | 29.73 | 76.72 |
| XXXX | XXXX | XXXX |  | 001041 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001041 |  | LTV Valuation Value | 345000.00 | 500000.00 |
| XXXX | XXXX | XXXX |  | 001041 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001082 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001082 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001082 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001082 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001082 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001082 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001082 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001082 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001082 |  | Original CLTV | 45.74 |  |
| XXXX | XXXX | XXXX |  | 001082 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001082 |  | LTV Valuation Value | 234000.00 |  |
| XXXX | XXXX | XXXX |  | 001082 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001091 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001091 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001091 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001091 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001091 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001091 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001091 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001091 |  | Doc Type |  | No Doc |
| XXXX | XXXX | XXXX |  | 001091 |  | Original CLTV | 41.64 | 80 |
| XXXX | XXXX | XXXX |  | 001091 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001091 |  | LTV Valuation Value | 485000.00 | 564038.00 |
| XXXX | XXXX | XXXX |  | 001091 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001107 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001107 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001107 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001107 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001107 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001107 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001107 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001107 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001107 |  | Original CLTV | 24.75 | 72.58 |
| XXXX | XXXX | XXXX |  | 001107 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001107 |  | LTV Valuation Value | 202000.00 | 341671.00 |
| XXXX | XXXX | XXXX |  | 001107 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000856 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000856 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000856 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000856 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000856 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000856 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000856 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000856 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000856 |  | Original CLTV | 15.49 | 86.02 |
| XXXX | XXXX | XXXX |  | 000856 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000856 |  | LTV Valuation Value | 225000.00 | 296000.00 |
| XXXX | XXXX | XXXX |  | 000856 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001016 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001016 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001016 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001016 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001016 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001016 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001016 |  | Lien Position | 2 | 1 |
| XXXX | XXXX | XXXX |  | 001016 |  | Purpose |  | UTD |
| XXXX | XXXX | XXXX |  | 001016 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001016 |  | Original CLTV | 27.16 | 21.31 |
| XXXX | XXXX | XXXX |  | 001016 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001016 |  | LTV Valuation Value | 225000.00 | 286797.00 |
| XXXX | XXXX | XXXX |  | 001016 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001169 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001169 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001169 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001169 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001169 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001169 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001169 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001169 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX |  | 001169 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001169 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001169 |  | Original CLTV | 18.24 |  |
| XXXX | XXXX | XXXX |  | 001169 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001169 |  | LTV Valuation Value | 207000.00 |  |
| XXXX | XXXX | XXXX |  | 001169 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000989 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000989 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000989 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000989 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000989 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000989 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000989 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 000989 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000989 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000989 |  | Original CLTV | 25.44 | 89.23 |
| XXXX | XXXX | XXXX |  | 000989 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000989 |  | LTV Valuation Value | 210000.00 | 300000.00 |
| XXXX | XXXX | XXXX |  | 000989 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000992 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000992 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000992 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000992 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000992 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000992 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000992 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 000992 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000992 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000992 |  | Original CLTV | 10.61 | 97.78 |
| XXXX | XXXX | XXXX |  | 000992 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000992 |  | LTV Valuation Value | 330000.00 | 450000.00 |
| XXXX | XXXX | XXXX |  | 000992 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001026 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001026 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001026 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001026 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001026 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001026 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001026 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001026 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001026 |  | Original CLTV | 79.12 | 90.84 |
| XXXX | XXXX | XXXX |  | 001026 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001026 |  | LTV Valuation Value | 90000.00 | 205000.00 |
| XXXX | XXXX | XXXX |  | 001026 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001129 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001129 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001129 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001129 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001129 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001129 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001129 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001129 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX |  | 001129 |  | Original CLTV | 53.04 | 100 |
| XXXX | XXXX | XXXX |  | 001129 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001129 |  | LTV Valuation Value | 114000.00 | 184863.00 |
| XXXX | XXXX | XXXX |  | 001129 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001105 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001105 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001105 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001105 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001105 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001105 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001105 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001105 |  | Original CLTV | 34.24 | 81.57 |
| XXXX | XXXX | XXXX |  | 001105 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001105 |  | LTV Valuation Value | 469900.00 | 648000.00 |
| XXXX | XXXX | XXXX |  | 001105 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000877 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000877 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000877 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000877 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000877 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000877 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000877 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 000877 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000877 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000877 |  | Original CLTV | 14.89 | 90.49 |
| XXXX | XXXX | XXXX |  | 000877 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000877 |  | LTV Valuation Value | 137000.00 | 185000.00 |
| XXXX | XXXX | XXXX |  | 000891 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000891 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000891 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000891 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000891 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000891 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000891 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 000891 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX |  | 000891 |  | Purpose |  | UTD |
| XXXX | XXXX | XXXX |  | 000891 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000891 |  | Original CLTV | 18.55 | 70.94 |
| XXXX | XXXX | XXXX |  | 000891 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000891 |  | LTV Valuation Value | 256000.00 | 415000.00 |
| XXXX | XXXX | XXXX |  | 000891 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001172 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001172 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001172 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001172 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001172 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001172 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001172 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001172 |  | Lien Position | 2 | 1 |
| XXXX | XXXX | XXXX |  | 001172 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX |  | 001172 |  | Purpose |  | UTD |
| XXXX | XXXX | XXXX |  | 001172 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001172 |  | Original CLTV | 25.51 | 23.43 |
| XXXX | XXXX | XXXX |  | 001172 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001172 |  | LTV Valuation Value | 225000.00 | 245000.00 |
| XXXX | XXXX | XXXX |  | 001172 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001134 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001134 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001134 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001134 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001134 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001134 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001134 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001134 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001134 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001134 |  | Original CLTV | 15.51 | 87.1 |
| XXXX | XXXX | XXXX |  | 001134 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001134 |  | LTV Valuation Value | 270000.00 | 400000.00 |
| XXXX | XXXX | XXXX |  | 001134 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001020 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001020 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001020 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001020 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001020 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001020 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001020 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001020 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001020 |  | Original CLTV | 14.81 | 85.49 |
| XXXX | XXXX | XXXX |  | 001020 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001020 |  | LTV Valuation Value | 410000.00 | 665000.00 |
| XXXX | XXXX | XXXX |  | 001020 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000950 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000950 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000950 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000950 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000950 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000950 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000950 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000950 |  | Original CLTV | 12.78 | 100 |
| XXXX | XXXX | XXXX |  | 000950 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000950 |  | LTV Valuation Value | 180000.00 | 264000.00 |
| XXXX | XXXX | XXXX |  | 000950 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000846 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000846 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000846 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000846 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000846 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000846 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000846 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000846 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX |  | 000846 |  | Original CLTV | 11.35 | 77.62 |
| XXXX | XXXX | XXXX |  | 000846 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000846 |  | LTV Valuation Value | 255000.00 | 380000.00 |
| XXXX | XXXX | XXXX |  | 000846 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001069 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001069 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001069 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001069 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001069 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001069 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001069 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001069 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001069 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001069 |  | Original CLTV | 12.08 | 85.49 |
| XXXX | XXXX | XXXX |  | 001069 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001069 |  | LTV Valuation Value | 132000.00 | 230000.00 |
| XXXX | XXXX | XXXX |  | 001069 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001023 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001023 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001023 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001023 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001023 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001023 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001023 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001023 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001023 |  | Original CLTV | 75.94 | 85.49 |
| XXXX | XXXX | XXXX |  | 001023 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001023 |  | LTV Valuation Value | 95000.00 | 172000.00 |
| XXXX | XXXX | XXXX |  | 001023 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000917 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000917 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000917 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000917 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000917 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000917 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 000917 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000917 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX |  | 000917 |  | Original CLTV | 33.49 | 77.15 |
| XXXX | XXXX | XXXX |  | 000917 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000917 |  | LTV Valuation Value | 328464.00 | 460000.00 |
| XXXX | XXXX | XXXX |  | 000917 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001064 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001064 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001064 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001064 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001064 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001064 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001064 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001064 |  | Property Type | Single Family | Condo (High Rise) |
| XXXX | XXXX | XXXX |  | 001064 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001064 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001064 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001064 |  | LTV Valuation Value | 300000.00 | 695000.00 |
| XXXX | XXXX | XXXX |  | 001064 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000839 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000839 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000839 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000839 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000839 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000839 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 000839 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX |  | 000839 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000839 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000839 |  | Original CLTV | 18.14 | 90 |
| XXXX | XXXX | XXXX |  | 000839 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000839 |  | LTV Valuation Value | 237000.00 | 470000.00 |
| XXXX | XXXX | XXXX |  | 000839 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001119 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001119 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001119 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 001119 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000983 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000983 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000983 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000983 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000983 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000983 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000983 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000983 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX |  | 000983 |  | Original CLTV | 29.51 | 48.12 |
| XXXX | XXXX | XXXX |  | 000983 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000983 |  | LTV Valuation Value | 244000.00 | 300000.00 |
| XXXX | XXXX | XXXX |  | 000983 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000897 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000897 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000897 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000897 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000897 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000897 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000897 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 000897 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000897 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000897 |  | Original CLTV | 31.43 |  |
| XXXX | XXXX | XXXX |  | 000897 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000897 |  | LTV Valuation Value | 175000.00 |  |
| XXXX | XXXX | XXXX |  | 000897 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000894 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000894 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000894 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000894 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000894 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 000894 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000894 |  | Doc Type |  | Full |
| XXXX | XXXX | XXXX |  | 000894 |  | Original CLTV | 18.53 | 95.5 |
| XXXX | XXXX | XXXX |  | 000894 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000894 |  | LTV Valuation Value | 325000.00 | 425000.00 |
| XXXX | XXXX | XXXX |  | 000888 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000888 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000888 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000888 |  | Amortization Term |  | 120 |
| XXXX | XXXX | XXXX |  | 000888 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000888 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000888 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 000888 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000888 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000888 |  | Original CLTV | 5.79 | 13.44 |
| XXXX | XXXX | XXXX |  | 000888 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 000888 |  | LTV Valuation Value | 290000.00 | 125000.00 |
| XXXX | XXXX | XXXX |  | 000888 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000927 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000927 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000927 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000927 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000927 |  | Original CLTV | 17.22 | 82.78 |
| XXXX | XXXX | XXXX |  | 000927 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000866 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000866 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000866 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000866 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 000866 |  | Other Financing Junior Total Original Loan Amount | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001062 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001062 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001062 |  | State | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001062 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001062 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX | XXXX | 001062 |  | Lien Position | 2 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000941 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000941 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000941 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000941 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001117 |  | Amortization Term | 237 | 240 |
| XXXX | XXXX | XXXX |  | 001117 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001117 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001117 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001117 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX |  | 001117 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX |  | 001117 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001117 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001117 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX |  | 001117 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX |  | 001117 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001117 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001117 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001117 |  | Original CLTV | 0 |  |
| XXXX | XXXX | XXXX |  | 001117 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001117 |  | Interest Rate Initial Maximum | XX | XX |
| XXXX | XXXX | XXXX |  | 001117 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001117 |  | Other Financing - Lien Position 2 - Current Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001117 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX |  | 001117 |  | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001045 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001045 |  | Amortization Term | 266 | 300 |
| XXXX | XXXX | XXXX | XXXX | 001045 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001045 |  | Interest Only | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001045 |  | Interest Only Period |  | 120 |
| XXXX | XXXX | XXXX | XXXX | 001045 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001045 |  | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001045 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001045 |  | Original CLTV | 12.5 | 37.5 |
| XXXX | XXXX | XXXX | XXXX | 001045 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Original Term | 497 | 300 |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Amortization Term | 617 | 300 |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Interest Only | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Interest Only Period |  | 120 |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Margin |  | 2.25 |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Original CLTV | 14.84 | 94.99 |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Prepayment Penalty Period (months) |  | 36 |
| XXXX | XXXX | XXXX | XXXX | 001057 |  | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000929 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000929 |  | Amortization Term | 252 | 300 |
| XXXX | XXXX | XXXX | XXXX | 000929 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000929 |  | Interest Only | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000929 |  | Interest Only Period |  | 120 |
| XXXX | XXXX | XXXX | XXXX | 000929 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000929 |  | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000929 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000929 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000929 |  | Original CLTV | 10 | 90 |
| XXXX | XXXX | XXXX | XXXX | 000965 |  | Original Term | 425 | 240 |
| XXXX | XXXX | XXXX | XXXX | 000965 |  | Amortization Term | 382 | 240 |
| XXXX | XXXX | XXXX | XXXX | 000965 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000965 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000965 |  | LTV Valuation Value | 232000.00 | 320000.00 |
| XXXX | XXXX | XXXX | XXXX | 001054 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001054 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001054 |  | Original Term | 696 | 240 |
| XXXX | XXXX | XXXX | XXXX | 001054 |  | Amortization Term | 675 | 240 |
| XXXX | XXXX | XXXX | XXXX | 001054 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001054 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001054 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001054 |  | Lien Position | 2 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001054 |  | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001054 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000954 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000954 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000954 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000954 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000954 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001030 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001030 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001030 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000945 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000945 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000945 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000864 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000864 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000864 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000864 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000987 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000987 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000987 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000987 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001123 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001123 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001123 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001123 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001121 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001121 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001121 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001121 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000853 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000853 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000853 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001017 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001017 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001017 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001017 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001017 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001017 |  | LTV Valuation Value | 713510.00 | 760000.00 |
| XXXX | XXXX | XXXX | XXXX | 000842 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000842 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000842 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000842 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000842 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001028 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001028 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001028 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000932 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000932 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000932 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000932 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001102 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001102 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001102 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001102 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000885 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000885 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000885 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000885 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001092 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001092 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001092 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001092 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001120 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001120 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001120 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001120 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001120 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000887 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000887 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000887 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000887 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000887 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000887 |  | LTV Valuation Value | 285139.00 | 405000.00 |
| XXXX | XXXX | XXXX | XXXX | 001051 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001051 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001051 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001051 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001051 |  | LTV Valuation Value | 210000.00 | 218000.00 |
| XXXX | XXXX | XXXX | XXXX | 001166 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001166 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001166 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001166 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001166 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001171 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001171 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001171 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001171 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001171 |  | LTV Valuation Value | 281000.00 | 285000.00 |
| XXXX | XXXX | XXXX | XXXX | 001165 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001165 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001165 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001165 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001165 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001060 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001060 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001060 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001060 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001060 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001060 |  | Margin | 0 | 3.25 |
| XXXX | XXXX | XXXX | XXXX | 001060 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000935 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000935 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000935 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000935 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000935 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001005 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001005 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001005 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001005 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001103 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001103 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001103 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001103 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000994 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000994 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000994 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000994 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000994 |  | LTV Valuation Value | 400000.00 | 425000.00 |
| XXXX | XXXX | XXXX | XXXX | 000995 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000995 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000995 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000995 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000995 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000995 |  | Margin | 0 | 3.75 |
| XXXX | XXXX | XXXX | XXXX | 000995 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000995 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000995 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001148 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001148 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001148 |  | LTV Valuation Value | 435000.00 | 470000.00 |
| XXXX | XXXX | XXXX | XXXX | 000937 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000937 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000937 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000937 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000937 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000937 |  | Margin | 0 | 2.25 |
| XXXX | XXXX | XXXX | XXXX | 000937 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001157 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001157 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001157 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001157 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001157 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001157 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001157 |  | Margin | 0 | 4.5 |
| XXXX | XXXX | XXXX | XXXX | 001157 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001157 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001157 |  | LTV Valuation Value | 845000.00 | 850000.00 |
| XXXX | XXXX | XXXX | XXXX | 001133 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001133 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001133 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001133 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001133 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001133 |  | Margin | 0 | 4.75 |
| XXXX | XXXX | XXXX | XXXX | 001133 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001133 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000908 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000908 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000908 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000908 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000908 |  | Margin | 0 | 4 |
| XXXX | XXXX | XXXX | XXXX | 000908 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000896 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000896 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000896 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000882 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000882 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000882 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000882 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001122 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001122 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001122 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000958 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000958 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000958 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000958 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000958 |  | Margin | 0 | 3 |
| XXXX | XXXX | XXXX | XXXX | 000958 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000958 |  | Refi Purpose | Cash-out - Other | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000918 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000918 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000918 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000918 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000918 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000918 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000918 |  | Margin | 0 | 3.5 |
| XXXX | XXXX | XXXX | XXXX | 000918 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000918 |  | Refi Purpose | Cash-out - Other | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 001056 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001056 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001056 |  | Refi Purpose | Cash-out - Other | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000970 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000970 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000970 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000970 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000970 |  | Margin | 0 | 5.75 |
| XXXX | XXXX | XXXX | XXXX | 000970 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000970 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000904 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000904 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000904 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000904 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000904 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000904 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000974 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000974 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000974 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000974 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000974 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001086 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001086 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001086 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001086 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001086 |  | Margin | 0 | 2.75 |
| XXXX | XXXX | XXXX | XXXX | 001086 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001086 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001132 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001132 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001132 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001132 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001132 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001132 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001132 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001132 |  | Margin | 0 | 1.75 |
| XXXX | XXXX | XXXX | XXXX | 001132 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001182 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001182 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001182 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001158 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001158 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001158 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000895 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000895 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000895 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001096 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001096 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001096 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001096 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001096 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001096 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001096 |  | Margin | 0 | 3.75 |
| XXXX | XXXX | XXXX | XXXX | 001096 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001068 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001068 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001068 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001068 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001068 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001068 |  | Margin | 0 | 5 |
| XXXX | XXXX | XXXX | XXXX | 001068 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001068 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000986 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000986 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000986 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000986 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000986 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000986 |  | Margin | 0 | 3.5 |
| XXXX | XXXX | XXXX | XXXX | 000986 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001130 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001130 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001130 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001130 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001130 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001130 |  | Margin | 0 | 3.25 |
| XXXX | XXXX | XXXX | XXXX | 001130 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001130 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001130 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001161 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001161 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001161 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001161 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001161 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001161 |  | Margin | 0 | 3.25 |
| XXXX | XXXX | XXXX | XXXX | 001161 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000857 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000857 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000857 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000857 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000857 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000857 |  | Margin | 0 | 3.25 |
| XXXX | XXXX | XXXX | XXXX | 000857 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000857 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000916 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000916 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000916 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000916 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000916 |  | Margin | 0 | 4.75 |
| XXXX | XXXX | XXXX | XXXX | 000916 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000916 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001071 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001071 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001071 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001071 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001071 |  | Margin | 0 | 4.75 |
| XXXX | XXXX | XXXX | XXXX | 001071 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001071 |  | LTV Valuation Value | 175000.00 | 190000.00 |
| XXXX | XXXX | XXXX | XXXX | 001167 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001167 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001167 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001167 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001167 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001167 |  | Margin | 0 | 2.75 |
| XXXX | XXXX | XXXX | XXXX | 001167 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001167 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000847 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000847 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001032 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001032 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001032 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001032 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX | XXXX | 001032 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001032 |  | Margin | 0 | 1.25 |
| XXXX | XXXX | XXXX | XXXX | 001032 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001032 |  | Refi Purpose | Cash-out - Other |  |
| XXXX | XXXX | XXXX | XXXX | 001004 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001004 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001004 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001004 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001004 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001004 |  | Margin | 0 | 0.25 |
| XXXX | XXXX | XXXX | XXXX | 001004 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001004 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001140 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001140 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001140 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001140 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001140 |  | Margin | 0 | 2.75 |
| XXXX | XXXX | XXXX | XXXX | 001140 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001140 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001154 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001154 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001154 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001154 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001154 |  | Margin | 0 | 2.5 |
| XXXX | XXXX | XXXX | XXXX | 001154 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000933 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000933 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000933 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000933 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000933 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000933 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000933 |  | Margin | 0 | 3.25 |
| XXXX | XXXX | XXXX | XXXX | 000933 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000999 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000999 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000999 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000999 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000999 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000999 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000999 |  | Margin | 0 | 2.5 |
| XXXX | XXXX | XXXX | XXXX | 000999 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000999 |  | LTV Valuation Value | 1200000.00 | 1201000.00 |
| XXXX | XXXX | XXXX | XXXX | 001168 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001168 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001168 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001168 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001168 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001168 |  | Margin | 0 | 3 |
| XXXX | XXXX | XXXX | XXXX | 001168 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001173 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001173 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001173 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001173 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001003 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001003 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001003 |  | Refi Purpose | Cash-out - Other | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 001181 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001181 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001181 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001181 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001181 |  | Margin | 0 | 2.5 |
| XXXX | XXXX | XXXX | XXXX | 001181 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001180 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001180 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001180 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001180 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001180 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001180 |  | Margin | 0 | 1.75 |
| XXXX | XXXX | XXXX | XXXX | 001180 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001180 |  | LTV Valuation Value | 470000.00 | 468000.00 |
| XXXX | XXXX | XXXX | XXXX | 000988 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000988 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001035 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001035 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001035 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001035 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001035 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001035 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001145 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001145 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001145 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001145 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001145 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001145 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000948 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000948 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000948 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000948 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000980 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000980 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000980 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000980 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000980 |  | Refi Purpose | Cash-out - Other | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000913 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000913 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000913 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000913 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000913 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000913 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000913 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000915 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000915 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000915 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000915 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000915 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000959 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000959 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000959 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000959 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000959 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000959 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000959 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000959 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000959 |  | Refi Purpose | Cash-out - Other |  |
| XXXX | XXXX | XXXX | XXXX | 000959 |  | LTV Valuation Value | 100660.00 | 105000.00 |
| XXXX | XXXX | XXXX | XXXX | 001183 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001183 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001183 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001183 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001114 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001114 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001114 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX | XXXX | 001114 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001114 |  | Refi Purpose | Cash-out - Other |  |
| XXXX | XXXX | XXXX | XXXX | 000923 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000923 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000923 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000919 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000919 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000919 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000919 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001008 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001008 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001008 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001008 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001008 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001015 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001015 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001015 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001015 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000951 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000951 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000951 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000951 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000951 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000951 |  | Refi Purpose | Cash-out - Other | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 001001 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001001 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001001 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001001 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000998 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000998 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000998 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001018 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001018 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001018 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001018 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001018 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001018 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001152 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001152 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001152 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001152 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001152 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001152 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001152 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001152 |  | LTV Valuation Value | 391000.00 | 425000.00 |
| XXXX | XXXX | XXXX | XXXX | 001155 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001155 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001155 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001155 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001155 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001155 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000924 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000924 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000924 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000924 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000924 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000924 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000924 |  | LTV Valuation Value | 110000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 000884 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000884 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000884 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000884 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000884 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000939 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000939 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000939 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000939 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000939 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000939 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000858 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000858 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000858 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000858 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000858 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000858 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000858 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001118 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001118 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001118 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001118 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001118 |  | LTV Valuation Value | 108000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 001042 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001042 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001042 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001042 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001042 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001042 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001042 |  | LTV Valuation Value | 93000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 001083 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001083 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001083 |  | Purpose | Refinance | UTD |
| XXXX | XXXX | XXXX | XXXX | 001083 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001083 |  | Refi Purpose | Cash-out - Other | UTD |
| XXXX | XXXX | XXXX | XXXX | 001083 |  | LTV Valuation Value | 115000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 001074 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001074 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001074 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001074 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000971 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000971 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000971 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000971 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000971 |  | Refi Purpose | Cash-out - Other | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000873 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000873 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000873 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000873 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000873 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000873 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000873 |  | Lien Position | 2 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000873 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000873 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000873 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000873 |  | LTV Valuation Value |  | 105000.00 |
| XXXX | XXXX | XXXX | XXXX | 000969 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000969 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000969 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000969 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000969 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000969 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000969 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000969 |  | LTV Valuation Value |  | 132000.00 |
| XXXX | XXXX | XXXX | XXXX | 001135 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001135 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001135 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001135 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001135 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001135 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001135 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001135 |  | LTV Valuation Value |  | 168000.00 |
| XXXX | XXXX | XXXX | XXXX | 001002 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001002 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001002 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001002 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001002 |  | Purpose | Purchase | UTD |
| XXXX | XXXX | XXXX | XXXX | 001002 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001002 |  | Margin | 0 | 0.25 |
| XXXX | XXXX | XXXX | XXXX | 001002 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001002 |  | Refi Purpose |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 001002 |  | LTV Valuation Value | 496000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 001106 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001106 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001106 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001106 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001106 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001106 |  | LTV Valuation Value | 745000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 001027 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001027 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001027 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001027 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001027 |  | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001027 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001027 |  | Margin | 0 | 3.5 |
| XXXX | XXXX | XXXX | XXXX | 001027 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001027 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000979 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000979 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000979 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000979 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000979 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000979 |  | LTV Valuation Value | 330000.00 | 331000.00 |
| XXXX | XXXX | XXXX | XXXX | 000863 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000863 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000863 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 000863 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000863 |  | Margin | 0 | 2.25 |
| XXXX | XXXX | XXXX | XXXX | 000863 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000863 |  | Refi Purpose | Cash-out - Other | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 000949 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000949 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000949 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001128 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001128 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001128 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000911 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000911 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001097 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001097 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000855 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000855 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000855 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001178 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001178 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001162 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001162 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001162 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000938 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000938 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000938 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000938 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000883 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000883 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000883 |  | LTV Valuation Value | 691000.00 | 695000.00 |
| XXXX | XXXX | XXXX | XXXX | 000993 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000993 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000973 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000973 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000973 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000865 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000865 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000865 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001174 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001174 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001174 |  | State | XX |  |
| XXXX | XXXX | XXXX | XXXX | 001174 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001174 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001174 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001174 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001174 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001174 |  | Amortization Type | Fixed |  |
| XXXX | XXXX | XXXX | XXXX | 001174 |  | Lien Position | 2 |  |
| XXXX | XXXX | XXXX | XXXX | 001174 |  | Purpose | Purchase |  |
| XXXX | XXXX | XXXX | XXXX | 001174 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001072 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001072 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001072 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001072 |  | Margin | -1 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001072 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001072 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001072 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000871 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000871 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000871 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000871 |  | Margin | -1 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000871 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000871 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001065 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001065 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001065 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001065 |  | Margin | -1 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001065 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001065 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001065 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000925 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000925 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000925 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000925 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000925 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000925 |  | Margin | -0.625 | 0.625 |
| XXXX | XXXX | XXXX | XXXX | 000925 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000925 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000925 |  | LTV Valuation Value | 245000.00 | 255000.00 |
| XXXX | XXXX | XXXX | XXXX | 001053 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001053 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001053 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001053 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001053 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001053 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001066 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001066 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001066 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001066 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001066 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001066 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001066 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001066 |  | Margin | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001066 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001066 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001066 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001146 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001146 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001146 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001146 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001146 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001146 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001111 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001111 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001111 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001111 |  | Margin | -1 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001111 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001111 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000957 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000957 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000957 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000957 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000957 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001039 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001039 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001039 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001039 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001039 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001039 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001039 |  | LTV Valuation Value | 1690000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 001098 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001098 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001098 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001098 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001098 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001098 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000872 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000872 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000872 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000872 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000872 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000872 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 000922 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000922 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000922 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000922 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000922 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000961 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000961 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000961 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000961 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001079 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001079 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001079 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001108 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001108 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001141 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001141 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001141 |  | Margin | -1 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001141 |  | LTV Valuation Value | 347900.00 | 375000.00 |
| XXXX | XXXX | XXXX | XXXX | 000840 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000840 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000840 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000840 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000840 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000840 |  | Refi Purpose | Cash-out - Other |  |
| XXXX | XXXX | XXXX | XXXX | 001131 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001131 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001131 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001131 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001131 |  | Margin | -1 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001131 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001025 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001025 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001025 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001025 |  | Margin | -0.875 | 0.875 |
| XXXX | XXXX | XXXX | XXXX | 001025 |  | LTV Valuation Value | 65000.00 | 40000.00 |
| XXXX | XXXX | XXXX | XXXX | 001142 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001142 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001142 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 000984 | XXXX | Original Term | 365 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000984 | XXXX | Amortization Term | 365 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000984 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000984 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000984 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000984 | XXXX | Doc Type | Alt | Stated |
| XXXX | XXXX | XXXX | XXXX | 000984 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000984 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000984 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000984 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001077 | XXXX | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001077 | XXXX | Original Term | 360 | 180 |
| XXXX | XXXX | XXXX | XXXX | 001077 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001077 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001077 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001077 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001077 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001077 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001077 | XXXX | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001077 | XXXX | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001077 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000899 | XXXX | Original Term | 360 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000899 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000899 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000899 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000899 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 000899 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000899 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000899 | XXXX | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000899 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000926 | XXXX | Original Term | 367 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000926 | XXXX | Amortization Term | 367 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000926 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000926 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000926 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000926 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 000926 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000926 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000926 | XXXX | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000926 | XXXX | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000926 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000943 | XXXX | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000943 | XXXX | Original Term | 360 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000943 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000943 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000943 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000943 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 000943 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000943 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000943 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000943 | XXXX | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000943 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000907 | XXXX | Original Term | 360 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000907 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000907 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000907 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000907 | XXXX | Occupancy | Investment | Primary |
| XXXX | XXXX | XXXX | XXXX | 000907 | XXXX | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX | XXXX | 000907 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 000907 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000907 | XXXX | Refi Purpose | Rate/Term |  |
| XXXX | XXXX | XXXX | XXXX | 000907 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000907 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000907 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000869 | XXXX | Original Term | 364 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000869 | XXXX | Amortization Term | 364 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000869 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000869 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000869 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000869 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 000869 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000869 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000869 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000869 | XXXX | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000869 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001115 | XXXX | Original Term | 364 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001115 | XXXX | Amortization Term | 364 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001115 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001115 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001115 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001115 | XXXX | Occupancy | Primary | Investment |
| XXXX | XXXX | XXXX | XXXX | 001115 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 001115 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001115 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001115 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000944 | XXXX | Original Term | 364 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000944 | XXXX | Amortization Term | 364 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000944 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000944 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000944 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000944 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 000944 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000944 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000944 | XXXX | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000944 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001012 | XXXX | Original Term | 360 | 180 |
| XXXX | XXXX | XXXX | XXXX | 001012 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001012 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001012 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001012 | XXXX | Doc Type | Alt | Full |
| XXXX | XXXX | XXXX | XXXX | 001012 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001012 | XXXX | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001012 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001012 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001012 | XXXX | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001012 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001164 | XXXX | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001164 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001164 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001164 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001164 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001164 | XXXX | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001164 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001011 | XXXX | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001011 | XXXX | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001011 | XXXX | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX | XXXX | 001011 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001011 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 001011 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001011 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001011 | XXXX | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001011 | XXXX | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001011 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001150 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001150 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 001150 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001150 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001150 | XXXX | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001150 | XXXX | Coborrower Middle Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001150 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000947 | XXXX | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000947 | XXXX | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000947 | XXXX | Original Term | 365 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000947 | XXXX | Amortization Term | 365 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000947 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000947 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000947 | XXXX | Occupancy | Primary | Second Home |
| XXXX | XXXX | XXXX | XXXX | 000947 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000947 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000947 | XXXX | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000947 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000928 | XXXX | Original Term | 361 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000928 | XXXX | Amortization Term | 361 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000928 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000928 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000928 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000928 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 000928 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000928 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000928 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000928 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001013 | XXXX | Original Term | 360 | 180 |
| XXXX | XXXX | XXXX | XXXX | 001013 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001013 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001013 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001013 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 001013 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001013 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001013 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001013 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001151 | XXXX | Original Term | 360 | 180 |
| XXXX | XXXX | XXXX | XXXX | 001151 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001151 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001151 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001151 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 001151 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001151 | XXXX | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001151 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001151 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001151 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000903 | XXXX | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000903 | XXXX | Original Term | 363 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000903 | XXXX | Amortization Term | 363 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000903 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000903 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000903 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000903 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 000903 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000903 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000903 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000903 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001033 | XXXX | Original Term | 363 | 180 |
| XXXX | XXXX | XXXX | XXXX | 001033 | XXXX | Amortization Term | 363 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001033 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001033 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001033 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001033 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 001033 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001033 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001033 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001033 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000976 | XXXX | Original Term | 360 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000976 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000976 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000976 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000976 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 000976 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000976 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000976 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000976 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000886 | XXXX | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000886 | XXXX | Original Term | 360 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000886 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000886 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000886 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000886 | XXXX | Occupancy | Investment | Primary |
| XXXX | XXXX | XXXX | XXXX | 000886 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 000886 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000886 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000886 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000886 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000900 | XXXX | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000900 | XXXX | Original Term | 360 | 180 |
| XXXX | XXXX | XXXX | XXXX | 000900 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000900 | XXXX | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000900 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000900 | XXXX | Doc Type | Alt | UTD |
| XXXX | XXXX | XXXX | XXXX | 000900 | XXXX | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000900 | XXXX | Balloon Flag | 0 | 1 |
| XXXX | XXXX | XXXX | XXXX | 000900 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 000900 | XXXX | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000900 | XXXX | Other Financing Senior Total Balance | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000956 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000956 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000956 |  | Amortization Term | 665 | 360 |
| XXXX | XXXX | XXXX |  | 000956 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000956 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000956 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX |  | 000956 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000997 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000997 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000997 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000997 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 000997 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000997 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000997 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000997 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 000997 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001037 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001037 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001037 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001037 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001037 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001037 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001037 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001037 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001037 |  | Margin |  | 1.5 |
| XXXX | XXXX | XXXX |  | 001109 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001109 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001109 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000946 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000946 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000946 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000946 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000946 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000946 |  | Margin |  | 2.9 |
| XXXX | XXXX | XXXX |  | 000946 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 000880 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000880 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000880 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000880 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000880 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000880 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 000880 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000880 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000880 |  | Margin |  | 3.5 |
| XXXX | XXXX | XXXX |  | 000880 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 000879 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000879 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000879 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000879 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000879 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX |  | 000879 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001046 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001046 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001046 |  | Purpose |  | UTD |
| XXXX | XXXX | XXXX |  | 001046 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001127 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001127 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001127 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001156 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001156 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001156 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001156 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001156 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001156 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000931 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000931 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000931 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000931 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000931 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000931 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000931 |  | Margin |  | 0.5 |
| XXXX | XXXX | XXXX |  | 000931 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 000854 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000854 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000854 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000854 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 000854 |  | Margin |  | 0 |
| XXXX | XXXX | XXXX |  | 000854 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 000977 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 000977 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000977 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000977 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 000977 |  | Margin | 2 | 1.74 |
| XXXX | XXXX | XXXX |  | 000977 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001144 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001144 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001144 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001144 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001144 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001144 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001144 |  | Margin |  | 0 |
| XXXX | XXXX | XXXX |  | 001184 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001184 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001184 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001185 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001185 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001186 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001186 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001189 |  | Original Term | 571 | 360 |
| XXXX | XXXX | XXXX |  | 001189 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001189 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001189 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001189 |  | Margin |  | 2.25 |
| XXXX | XXXX | XXXX |  | 001189 |  | Interest Rate Change Frequency |  | 12 |
| XXXX | XXXX | XXXX |  | 001189 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001189 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001189 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001190 |  | Original Term | 594 | 360 |
| XXXX | XXXX | XXXX |  | 001190 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001190 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001190 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX |  | 001190 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001190 |  | Refi Purpose | Cash-out | UTD |
| XXXX | XXXX | XXXX |  | 001190 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001188 |  | Original Term | 527 | 360 |
| XXXX | XXXX | XXXX |  | 001188 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001188 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001188 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001188 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001188 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001188 |  | Margin |  | 6.25 |
| XXXX | XXXX | XXXX |  | 001188 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX |  | 001188 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001188 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001188 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 001194 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001195 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001195 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001195 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001195 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001195 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001195 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001195 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001195 |  | Original Term | 360 |  |
| XXXX | XXXX | XXXX |  | 001195 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001195 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001195 |  | Amortization Type | Fixed |  |
| XXXX | XXXX | XXXX |  | 001195 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001195 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 001195 |  | Occupancy | Investment |  |
| XXXX | XXXX | XXXX |  | 001195 |  | Purpose | Refinance |  |
| XXXX | XXXX | XXXX |  | 001195 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001195 |  | # of Units | 2 |  |
| XXXX | XXXX | XXXX |  | 001195 |  | Refi Purpose | Rate/Term |  |
| XXXX | XXXX | XXXX |  | 001195 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001201 |  | Original Term |  | 360 |
| XXXX | XXXX | XXXX | XXXX | 001201 |  | Doc Type |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 001201 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001201 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX |  | 001196 | XXXX | Doc Type | Alt | 12mo Bank Statement |
| XXXX | XXXX | XXXX |  | 001196 | XXXX | Prepayment Penalty Period (months) | 1000 |  |
| XXXX | XXXX | XXXX |  | 001196 | XXXX | Lender |  | XXXX |
| XXXX | XXXX | XXXX |  | 001196 | XXXX | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001196 | XXXX | Escrow Account | 0 | 1 |
| XXXX | XXXX | XXXX |  | 001196 | XXXX | PITIA Reserves Months | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001187 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001187 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001187 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001187 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001187 |  | Amortization Term | 443 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001187 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001187 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001187 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 001187 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001193 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001193 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX |  | 001193 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001193 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001193 |  | Rounding Factor | 0.000 |  |
| XXXX | XXXX | XXXX |  | 001193 |  | Interest Rate Initial Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001193 |  | Interest Rate Initial Floor | XX | XX |
| XXXX | XXXX | XXXX |  | 001193 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX |  | 001198 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001198 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001198 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001198 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001198 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001198 |  | Prepayment Penalty | 0 | 1 |
| XXXX | XXXX | XXXX |  | 001198 |  | Hazard Insurance Monthly Premium | XX.XX | XX.XX |
| XXXX | XXXX | XXXX |  | 001198 |  | Monthly Taxes | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001198 |  | Borrower Citizenship | US Citizen |  |
| XXXX | XXXX | XXXX | XXXX | 001197 |  | Original Term | 478 | 180 |
| XXXX | XXXX | XXXX | XXXX | 001197 |  | Amortization Term | 496 | 180 |
| XXXX | XXXX | XXXX | XXXX | 001197 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001197 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001207 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001207 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001207 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001207 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX |  | 001207 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001207 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001207 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001207 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX |  | 001208 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001208 |  | Occupancy |  | Investment |
| XXXX | XXXX | XXXX |  | 001211 |  | Original Term | 402 | 360 |
| XXXX | XXXX | XXXX |  | 001211 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001211 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001212 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001212 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001212 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001212 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001212 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001213 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001213 |  | Original Term | 394 | 360 |
| XXXX | XXXX | XXXX |  | 001213 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001213 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001213 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001215 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001216 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001216 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001217 |  | Original Term | 506 | 360 |
| XXXX | XXXX | XXXX |  | 001217 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001217 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001217 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001218 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001218 |  | Original Term | 369 | 360 |
| XXXX | XXXX | XXXX |  | 001218 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001218 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001218 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001219 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001220 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001221 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001221 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001222 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001223 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001226 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001226 |  | Original Term | 513 | 360 |
| XXXX | XXXX | XXXX |  | 001226 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001226 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001226 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001227 |  | Original Term | 509 | 360 |
| XXXX | XXXX | XXXX |  | 001227 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001227 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001228 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001228 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001228 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001229 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001230 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001231 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001231 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001231 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001231 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001231 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001231 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001231 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001231 |  | Original Term | 360 |  |
| XXXX | XXXX | XXXX |  | 001231 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001231 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001231 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001231 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001231 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX |  | 001231 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 001231 |  | Purpose | Purchase |  |
| XXXX | XXXX | XXXX |  | 001231 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001231 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001231 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001232 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001232 |  | Purpose | Purchase |  |
| XXXX | XXXX | XXXX |  | 001232 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001232 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001232 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001233 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001233 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001234 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001234 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001234 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001235 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001235 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001235 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001236 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001237 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001237 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001237 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001237 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001237 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001237 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001237 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001237 |  | Original Term | 505 |  |
| XXXX | XXXX | XXXX |  | 001237 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001237 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001237 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001237 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001237 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX |  | 001237 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 001237 |  | Purpose | Purchase |  |
| XXXX | XXXX | XXXX |  | 001237 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001237 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001237 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001237 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001237 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001238 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001238 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001238 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001238 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001238 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001238 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001238 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001238 |  | Original Term | 360 |  |
| XXXX | XXXX | XXXX |  | 001238 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001238 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001238 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001238 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001238 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX |  | 001238 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 001238 |  | Purpose | Purchase |  |
| XXXX | XXXX | XXXX |  | 001238 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001238 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001238 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001238 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001238 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001239 |  | Original Term | 494 | 360 |
| XXXX | XXXX | XXXX |  | 001239 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001239 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001240 |  | Original Term | 417 | 360 |
| XXXX | XXXX | XXXX |  | 001240 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001240 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001240 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001240 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001241 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001241 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX |  | 001242 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001242 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001242 |  | LTV Valuation Value | 40000.00 | 50000.00 |
| XXXX | XXXX | XXXX |  | 001244 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001244 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001244 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001244 |  | LTV Valuation Value | 165000.00 | 196500.00 |
| XXXX | XXXX | XXXX |  | 001245 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001245 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001245 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001245 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001245 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001245 |  | LTV Valuation Value | 150950.00 | 157500.00 |
| XXXX | XXXX | XXXX |  | 001246 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001246 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001246 |  | Refi Purpose | Cash-out | Rate/Term |
| XXXX | XXXX | XXXX |  | 001246 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001246 |  | LTV Valuation Value | 68000.00 | 70000.00 |
| XXXX | XXXX | XXXX |  | 001247 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001247 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001247 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001247 |  | LTV Valuation Value | 315250.00 | 332000.00 |
| XXXX | XXXX | XXXX |  | 001248 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001248 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001248 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001248 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001248 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001248 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX |  | 001248 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001248 |  | Margin |  | 3.275 |
| XXXX | XXXX | XXXX |  | 001248 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 001248 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001249 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001249 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001249 |  | Refi Purpose | Cash-out | Rate/Term |
| XXXX | XXXX | XXXX |  | 001249 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001249 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001250 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001250 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001250 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001250 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001250 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001250 |  | Margin |  | 3.4 |
| XXXX | XXXX | XXXX |  | 001250 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 001250 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001251 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001251 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001251 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001251 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001251 |  | Margin |  | 3.65 |
| XXXX | XXXX | XXXX |  | 001251 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 001251 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001253 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001253 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001253 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001253 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001253 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001253 |  | Margin |  | 3.4 |
| XXXX | XXXX | XXXX |  | 001253 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 001253 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001253 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX |  | 001254 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001254 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001255 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001255 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001255 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001255 |  | LTV Valuation Value | 95000.00 |  |
| XXXX | XXXX | XXXX |  | 001256 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001256 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001256 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001257 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001257 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001257 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001257 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001258 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001258 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001258 |  | LTV Valuation Value | 85000.00 |  |
| XXXX | XXXX | XXXX |  | 001259 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001259 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001259 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX |  | 001259 |  | Refi Purpose |  | Rate/Term |
| XXXX | XXXX | XXXX |  | 001259 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001259 |  | LTV Valuation Value | 0.00 | 137000.00 |
| XXXX | XXXX | XXXX |  | 001261 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001261 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001261 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001261 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001262 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001262 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001262 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001262 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001262 |  | LTV Valuation Value | 302100.00 | 330000.00 |
| XXXX | XXXX | XXXX |  | 001264 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001264 |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| XXXX | XXXX | XXXX |  | 001264 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001264 |  | LTV Valuation Value | 50000.00 | 65000.00 |
| XXXX | XXXX | XXXX |  | 001265 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001265 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001265 |  | LTV Valuation Value | 68000.00 | 92000.00 |
| XXXX | XXXX | XXXX |  | 001267 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001267 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001267 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001268 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001268 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001268 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001268 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001268 |  | Refi Purpose | Cash-out | Rate/Term |
| XXXX | XXXX | XXXX |  | 001269 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001270 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001270 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001270 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX |  | 001271 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001271 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001271 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001271 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001271 |  | LTV Valuation Value | 170550.00 | 215000.00 |
| XXXX | XXXX | XXXX |  | 001273 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001273 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001273 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001273 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001273 |  | Margin |  | 5.81 |
| XXXX | XXXX | XXXX |  | 001273 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX |  | 001273 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001273 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001275 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001275 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001275 |  | Margin |  | 7.89 |
| XXXX | XXXX | XXXX |  | 001275 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX |  | 001275 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001275 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001277 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001277 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001277 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001278 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001278 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001278 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001278 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001278 |  | Margin |  | 6.05 |
| XXXX | XXXX | XXXX |  | 001278 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX |  | 001278 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001280 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001280 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001280 |  | Refi Purpose | Cash-out | Rate/Term |
| XXXX | XXXX | XXXX |  | 001281 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001281 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001282 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001282 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001282 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001252 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001252 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001252 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001252 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001252 |  | LTV Valuation Value | 194000.00 | 204900.00 |
| XXXX | XXXX | XXXX |  | 001260 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001260 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001260 |  | LTV Valuation Value | 496000.00 | 620000.00 |
| XXXX | XXXX | XXXX |  | 001263 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001263 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001263 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX |  | 001263 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001263 |  | LTV Valuation Value | 151000.00 | 261000.00 |
| XXXX | XXXX | XXXX |  | 001266 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001266 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001266 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001266 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001266 |  | LTV Valuation Value | 175495.00 | 216211.00 |
| XXXX | XXXX | XXXX |  | 001272 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001272 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001272 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001272 |  | LTV Valuation Value | 210054.00 | 326670.00 |
| XXXX | XXXX | XXXX |  | 001224 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001224 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001224 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001224 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001225 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001225 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001308 |  | Original CLTV | 58.75 | 62.08 |
| XXXX | XXXX | XXXX |  | 001308 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001310 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001310 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001310 | XXXX | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001313 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 001312 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001312 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001312 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001312 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001312 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001312 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001284 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001284 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001283 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001283 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001283 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001279 | XXXX | Occupancy | Investment | Primary |
| XXXX | XXXX | XXXX | XXXX | 001279 | XXXX | Purpose | UTD | Purchase |
| XXXX | XXXX | XXXX | XXXX | 001279 | XXXX | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001279 | XXXX | Refi Purpose | UTD |  |
| XXXX | XXXX | XXXX | XXXX | 001279 | XXXX | Interest Rate Initial Minimum | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001279 | XXXX | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001279 | XXXX | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001274 | XXXX | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001274 | XXXX | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001274 | XXXX | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX | XXXX | 001274 | XXXX | Interest Only | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001274 | XXXX | Occupancy | UTD | Primary |
| XXXX | XXXX | XXXX | XXXX | 001274 | XXXX | Purpose | UTD | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001274 | XXXX | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001274 | XXXX | Margin |  | 3.4 |
| XXXX | XXXX | XXXX | XXXX | 001274 | XXXX | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001274 | XXXX | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001274 | XXXX | Refi Purpose | UTD | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 001274 | XXXX | Interest Rate Initial Minimum | XX | XX |
| XXXX | XXXX | XXXX |  | 001309 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001309 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001309 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001309 |  | Original CLTV |  | 89.9052 |
| XXXX | XXXX | XXXX |  | 001309 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001309 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001309 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Original Term | 478 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Amortization Term | 550 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Interest Only | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Margin | 0 | 2.85 |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Next Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | Refi Purpose | Cash-out - Other | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001276 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001289 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001289 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001289 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001289 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001290 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001290 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX |  | 001290 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001290 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001290 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001290 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001292 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001292 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001292 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001293 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001293 |  | Original Term | 509 | 360 |
| XXXX | XXXX | XXXX |  | 001293 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001293 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001293 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001293 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001293 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001286 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001286 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001286 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001319 |  | Original Term | 359 | 360 |
| XXXX | XXXX | XXXX |  | 001319 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001319 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX |  | 001319 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001320 |  | Original Term | 359 | 360 |
| XXXX | XXXX | XXXX |  | 001320 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001320 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX |  | 001320 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001321 |  | Original Term | 359 | 360 |
| XXXX | XXXX | XXXX |  | 001321 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001321 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX |  | 001321 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001314 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001314 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001315 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001316 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001316 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001316 |  | Original CLTV | 96.5 | 94.81142 |
| XXXX | XXXX | XXXX |  | 001316 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001316 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX |  | 001317 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001317 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | Interest Only Period | 60 |  |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | Margin |  | 6.75 |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | Interest Rate Life Min | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | Interest Rate Life Max | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001299 |  | LTV Valuation Value | 140000.00 | 225000.00 |
| XXXX | XXXX | XXXX | XXXX | 001300 |  | Interest Only Period | 60 |  |
| XXXX | XXXX | XXXX | XXXX | 001300 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001300 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 001303 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001303 |  | Original Term | 460 | 240 |
| XXXX | XXXX | XXXX | XXXX | 001303 |  | Amortization Term | 461 | 240 |
| XXXX | XXXX | XXXX | XXXX | 001303 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001303 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001303 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001303 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001303 |  | LTV Valuation Value | 0.00 | 130000.00 |
| XXXX | XXXX | XXXX |  | 001362 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001362 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001362 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001363 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001363 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001363 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001363 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001364 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001365 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001366 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001366 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001366 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001366 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX |  | 001367 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001367 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001367 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001367 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001367 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001367 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001367 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX |  | 001369 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001369 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001370 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001370 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001370 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001370 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001371 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001371 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001372 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001373 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001373 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001373 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001373 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001374 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001374 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001374 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX |  | 001375 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001375 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001375 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001376 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001379 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001380 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001383 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001383 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001355 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001355 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001355 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001355 |  | Purpose |  | Purchase |
| XXXX | XXXX | XXXX |  | 001355 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001355 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001355 |  | Margin |  | 9.05 |
| XXXX | XXXX | XXXX |  | 001355 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX | XXXX |  | 001355 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001355 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001355 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001356 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001356 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001358 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001358 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001358 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001358 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX |  | 001358 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001358 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001358 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001358 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001359 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001359 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX |  | 001359 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001359 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001359 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001360 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001360 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX |  | 001360 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001360 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001360 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001432 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001432 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001432 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001441 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001441 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001441 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001442 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001442 |  | Occupancy |  | Investment |
| XXXX | XXXX | XXXX |  | 001442 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001442 |  | # of Units | 2 | 1 |
| XXXX | XXXX | XXXX |  | 001442 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001444 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001444 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001444 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001456 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001456 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001456 |  | Margin | 0.053 | 5.25 |
| XXXX | XXXX | XXXX |  | 001456 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001456 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001456 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001458 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001458 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001458 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001458 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001458 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001458 |  | Margin | 0.045 | 4.5 |
| XXXX | XXXX | XXXX |  | 001458 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001458 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001458 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001455 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001455 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001455 |  | Margin | 0.038 | 3.75 |
| XXXX | XXXX | XXXX |  | 001455 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001455 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001455 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001461 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001461 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX |  | 001461 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001461 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001461 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001461 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001462 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX |  | 001462 |  | Original Term | 500 | 360 |
| XXXX | XXXX | XXXX |  | 001462 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001462 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001462 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001462 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001472 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX |  | 001472 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001472 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001472 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001472 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001474 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001474 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX |  | 001474 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001474 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001474 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001474 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001474 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001474 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001475 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX |  | 001475 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001475 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001475 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001475 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001475 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001475 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001476 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX |  | 001476 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001476 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001476 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001476 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001477 |  | Borrower SSN | XXX-XX-XXXX | XXX-XX-XXXX |
| XXXX | XXXX | XXXX |  | 001477 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001477 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001477 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001477 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000793 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000793 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 000793 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001443 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001443 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001443 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001443 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001443 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001459 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001459 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001459 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001459 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001459 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001459 |  | Margin | 0.08 | 7.95 |
| XXXX | XXXX | XXXX |  | 001459 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001459 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001459 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 001464 |  | Property Type | PUD | Single Family Attached |
| XXXX | XXXX | XXXX |  | 001464 |  | Original CLTV |  | 96.49989 |
| XXXX | XXXX | XXXX |  | 001464 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001464 |  | LTV Valuation Value |  | 345700.00 |
| XXXX | XXXX | XXXX |  | 001537 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001537 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001537 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001537 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001537 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001537 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001537 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001537 |  | Original Term | 360 |  |
| XXXX | XXXX | XXXX |  | 001537 |  | Amortization Type | Fixed |  |
| XXXX | XXXX | XXXX |  | 001537 |  | Property Type | Single Family |  |
| XXXX | XXXX | XXXX |  | 001537 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 001537 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001537 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001526 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001526 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001526 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001533 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001533 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001533 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001533 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001533 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001513 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001513 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001513 |  | Property Type | Multi Family | Single Family Detached |
| XXXX | XXXX | XXXX |  | 001513 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001515 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001515 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001515 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001517 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001517 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001517 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001519 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001519 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001519 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001519 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001519 |  | Coborrower Middle Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001520 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001520 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001520 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001520 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001522 |  | Property Type | Multi Family | Single Family Detached |
| XXXX | XXXX | XXXX |  | 001523 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001523 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001523 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001525 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001525 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001525 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001532 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001534 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001534 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001534 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001540 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001541 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001465 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001468 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001468 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001468 |  | Margin | 3.215 | 2.5 |
| XXXX | XXXX | XXXX |  | 001468 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001467 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001463 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001463 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 001463 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001463 |  | Original CLTV |  | 96.48837 |
| XXXX | XXXX | XXXX |  | 001463 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001463 |  | LTV Valuation Value |  | 245500.00 |
| XXXX | XXXX | XXXX |  | 001466 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001466 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001466 |  | Margin |  | 5.25 |
| XXXX | XXXX | XXXX |  | 001466 |  | First Interest Rate Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001466 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001466 |  | First Payment Change Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001469 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001469 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX |  | 001470 |  | Amortization Type | ARM | Fixed |
| XXXX | XXXX | XXXX |  | 001470 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001470 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX |  | 001470 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001470 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001471 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001471 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX | XXXX |  | 001471 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 001471 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001471 |  | Margin |  | 2.85 |
| XXXX | XXXX | XXXX |  | 001471 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX | XXXX |  | 001471 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001471 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001471 |  | Lookback Period |  | Most recent index available |
| XXXX | XXXX | XXXX |  | 001471 |  | Rounding Factor |  | 0.000 |
| XXXX | XXXX | XXXX |  | 001471 |  | Rounding Method |  |  |
| XXXX | XXXX | XXXX |  | 001473 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001531 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001531 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001531 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001531 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001531 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001531 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001535 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001535 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001535 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001535 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001535 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001535 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001538 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001538 |  | Original Term | 304 | 360 |
| XXXX | XXXX | XXXX |  | 001538 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001538 |  | Amortization Type |  | Fixed |
| XXXX | XXXX | XXXX |  | 001538 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001530 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001530 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001530 |  | Original Term | 214 | 360 |
| XXXX | XXXX | XXXX |  | 001530 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001530 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001530 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001530 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001530 |  | Borrower Middle Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001516 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001516 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001516 |  | Original Term | 318 | 84 |
| XXXX | XXXX | XXXX |  | 001516 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001516 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001516 |  | Property Type | Single Family | UTD |
| XXXX | XXXX | XXXX |  | 001516 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001516 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001516 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001539 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001539 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001539 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX | XXXX |  | 001539 |  | Margin | 0 |  |
| XXXX | XXXX | XXXX |  | 001539 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001539 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX |  | 001490 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001490 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001490 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001490 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001490 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001490 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001490 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001490 |  | Original Term | 361 |  |
| XXXX | XXXX | XXXX |  | 001490 |  | Amortization Type | Fixed |  |
| XXXX | XXXX | XXXX |  | 001490 |  | Property Type | Single Family |  |
| XXXX | XXXX | XXXX |  | 001490 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 001490 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001490 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001478 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001478 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001478 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001478 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001478 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001478 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001478 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001478 |  | Original Term | 360 |  |
| XXXX | XXXX | XXXX |  | 001478 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001478 |  | Amortization Type | Fixed |  |
| XXXX | XXXX | XXXX |  | 001478 |  | Property Type | Single Family |  |
| XXXX | XXXX | XXXX |  | 001478 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 001478 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001478 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001479 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001479 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001479 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001479 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001479 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001479 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001479 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001479 |  | Original Term | 360 |  |
| XXXX | XXXX | XXXX |  | 001479 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001479 |  | Amortization Type | Fixed |  |
| XXXX | XXXX | XXXX |  | 001479 |  | Property Type | Single Family |  |
| XXXX | XXXX | XXXX |  | 001479 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 001479 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001479 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001480 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001480 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001480 |  | Original Term | 360 | 121 |
| XXXX | XXXX | XXXX |  | 001480 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001480 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 001480 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001483 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001483 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001483 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001483 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001483 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001483 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001483 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001483 |  | Original Term | 360 |  |
| XXXX | XXXX | XXXX |  | 001483 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001483 |  | Amortization Type | Fixed |  |
| XXXX | XXXX | XXXX |  | 001483 |  | Property Type | Single Family |  |
| XXXX | XXXX | XXXX |  | 001483 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 001483 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001483 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001485 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001485 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001485 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001485 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001485 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001486 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001486 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001486 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001487 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001487 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001487 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 001487 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001488 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001488 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001488 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001488 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001488 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001488 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001491 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001493 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001493 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001493 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001493 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001493 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001493 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001494 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001494 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001494 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001494 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001494 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001498 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001498 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001498 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001498 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001498 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001498 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001500 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001500 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001500 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001500 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001500 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001500 |  | Property Type | Single Family | 3 Family |
| XXXX | XXXX | XXXX |  | 001500 |  | # of Units | 1 | 3 |
| XXXX | XXXX | XXXX |  | 001500 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001502 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001502 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001502 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001502 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001502 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001502 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001528 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001528 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001528 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001528 |  | Original Term | 360 |  |
| XXXX | XXXX | XXXX |  | 001528 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX |  | 001528 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001536 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001536 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001536 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001536 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001536 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001536 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001536 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001536 |  | Original Term | 361 |  |
| XXXX | XXXX | XXXX |  | 001536 |  | Amortization Type | Fixed |  |
| XXXX | XXXX | XXXX |  | 001536 |  | Property Type | Single Family |  |
| XXXX | XXXX | XXXX |  | 001536 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 001536 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001536 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001489 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001489 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001489 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001489 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001489 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001489 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001496 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001496 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001496 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001496 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001496 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001496 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001499 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001499 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001499 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001499 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001499 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001499 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001504 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001504 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001504 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001504 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001504 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001504 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001505 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001505 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001505 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001505 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001505 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001505 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001506 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001506 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001506 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001506 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001506 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001506 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001507 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001507 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001507 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001507 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001507 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001507 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001507 |  | Property Type | Single Family | 3 Family |
| XXXX | XXXX | XXXX |  | 001507 |  | # of Units | 1 | 3 |
| XXXX | XXXX | XXXX |  | 001507 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001511 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001511 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001511 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001511 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001511 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001511 |  | Property Type | Single Family | 2 Family |
| XXXX | XXXX | XXXX |  | 001511 |  | # of Units | 1 | 2 |
| XXXX | XXXX | XXXX |  | 001511 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001529 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001529 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001529 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001529 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001529 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001529 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001529 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001492 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001492 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001492 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001492 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001492 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001492 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001492 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001492 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001492 |  | Property Type | Multi Family |  |
| XXXX | XXXX | XXXX |  | 001492 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001492 |  | # of Units | 2 |  |
| XXXX | XXXX | XXXX |  | 001492 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001495 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001495 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001495 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001495 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001495 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001495 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001495 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001495 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001495 |  | Property Type | Multi Family |  |
| XXXX | XXXX | XXXX |  | 001495 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001495 |  | # of Units | 2 |  |
| XXXX | XXXX | XXXX |  | 001495 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001501 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001501 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001501 |  | Original Term | 361 | 360 |
| XXXX | XXXX | XXXX |  | 001501 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001501 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001501 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001527 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001527 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001527 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001527 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001527 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001527 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001527 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001527 |  | Original Term | 360 | 121 |
| XXXX | XXXX | XXXX |  | 001527 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001527 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001527 |  | Property Type | Multi Family |  |
| XXXX | XXXX | XXXX |  | 001527 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001527 |  | # of Units | 3 |  |
| XXXX | XXXX | XXXX |  | 001527 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001508 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001509 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001509 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001509 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001509 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001509 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001509 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001509 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001509 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001509 |  | Property Type | Multi Family |  |
| XXXX | XXXX | XXXX |  | 001509 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001509 |  | # of Units | 2 |  |
| XXXX | XXXX | XXXX |  | 001509 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001510 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001510 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001510 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001510 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001510 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001510 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001510 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001510 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001510 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001510 |  | Property Type | Multi Family |  |
| XXXX | XXXX | XXXX |  | 001510 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001510 |  | # of Units | 2 |  |
| XXXX | XXXX | XXXX |  | 001510 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001484 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001484 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001484 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001484 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001484 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001484 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001484 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001484 |  | Original Term | 361 | 360 |
| XXXX | XXXX | XXXX |  | 001484 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001484 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001484 |  | Property Type | Multi Family |  |
| XXXX | XXXX | XXXX |  | 001484 |  | Interest Only | 0 |  |
| XXXX | XXXX | XXXX |  | 001484 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001484 |  | # of Units | 2 |  |
| XXXX | XXXX | XXXX |  | 001484 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001481 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001481 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001481 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001481 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001481 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001481 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001481 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001481 |  | Original Term | 360 | 120 |
| XXXX | XXXX | XXXX |  | 001481 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001481 |  | Property Type | Multi Family |  |
| XXXX | XXXX | XXXX |  | 001481 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001481 |  | # of Units | 5 |  |
| XXXX | XXXX | XXXX |  | 001481 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001482 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001482 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001482 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001512 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001512 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001512 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001512 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001512 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001512 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001512 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001512 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001512 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001512 |  | Property Type | Multi Family |  |
| XXXX | XXXX | XXXX |  | 001512 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001512 |  | # of Units | 2 |  |
| XXXX | XXXX | XXXX |  | 001512 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001514 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001514 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001514 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001514 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001514 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001514 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001514 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001514 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001514 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001514 |  | Property Type | Multi Family |  |
| XXXX | XXXX | XXXX |  | 001514 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001514 |  | # of Units | 2 |  |
| XXXX | XXXX | XXXX |  | 001514 |  | Product Description | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001431 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001431 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001431 |  | Interest Only | 1 |  |
| XXXX | XXXX | XXXX | XXXX | 001431 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001431 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 001431 |  | Payment Change Frequency | 12 | 6 |
| XXXX | XXXX | XXXX | XXXX | 001431 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001429 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001429 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001429 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001429 |  | Interest Collection Type | Daily Simple | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 001429 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001429 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001429 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001336 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001336 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001336 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001336 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 001336 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001336 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX | XXXX | 001336 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001336 |  | Interest Collection Type |  | In Arrears |
| XXXX | XXXX | XXXX | XXXX | 001336 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001336 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001336 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001337 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001337 |  | Appraisal Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001337 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001337 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001430 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001430 |  | Interest Only Period |  | 120 |
| XXXX | XXXX | XXXX | XXXX | 001430 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001430 |  | Mortgage Type |  | Conventional without MI |
| XXXX | XXXX | XXXX | XXXX | 001430 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001430 |  | Payment Adjustment Cap % | 0 |  |
| XXXX | XXXX | XXXX | XXXX | 001430 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001430 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001325 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001324 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001324 |  | LTV Valuation Value | 101000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 001323 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001322 |  | Property Type | Multi Family | UTD |
| XXXX | XXXX | XXXX | XXXX | 001322 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX | XXXX | 001322 |  | Purpose | Purchase | UTD |
| XXXX | XXXX | XXXX | XXXX | 001322 |  | Refi Purpose |  | UTD |
| XXXX | XXXX | XXXX | XXXX | 001322 |  | LTV Valuation Value | 137000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 001426 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001426 |  | Mortgage Type |  | Conventional without MI |
| XXXX | XXXX | XXXX | XXXX | 001426 |  | Refi Purpose | Rate/Term | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 001427 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001328 |  | Mortgage Type |  | Conventional without MI |
| XXXX | XXXX | XXXX | XXXX | 001330 |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | XXXX | XXXX | XXXX | 001330 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001428 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001428 |  | Property Type | Single Family Detached | UTD |
| XXXX | XXXX | XXXX | XXXX | 001428 |  | Occupancy | Primary | UTD |
| XXXX | XXXX | XXXX | XXXX | 001428 |  | Purpose | Refinance | UTD |
| XXXX | XXXX | XXXX | XXXX | 001428 |  | Refi Purpose | Rate/Term | UTD |
| XXXX | XXXX | XXXX | XXXX | 001428 |  | LTV Valuation Value | 141000.00 |  |
| XXXX | XXXX | XXXX | XXXX | 001428 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001457 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001457 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001457 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001457 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001457 |  | # of Units |  | 1 |
| XXXX | XXXX | XXXX |  | 000594 |  | Cash To Borrower | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 000594 |  | Borrower FTHB | 1 | 0 |
| XXXX | XXXX | XXXX |  | 001450 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001450 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001450 |  | Refi Purpose |  | Cash-out - Other |
| XXXX | XXXX | XXXX |  | 001449 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001449 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001449 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001449 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001449 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001449 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001449 |  | Property Type | Single Family |  |
| XXXX | XXXX | XXXX |  | 001449 |  | Prepayment Penalty Period (months) |  | 60 |
| XXXX | XXXX | XXXX |  | 001449 |  | LTV Valuation Value | 637000.00 |  |
| XXXX | XXXX | XXXX |  | 001452 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001452 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001452 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001452 |  | Cash From Borrower | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001452 |  | LTV Valuation Value | 570000.00 | 580000.00 |
| XXXX | XXXX | XXXX |  | 001448 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001448 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001448 |  | Prepayment Penalty Period (months) |  | 60 |
| XXXX | XXXX | XXXX |  | 001451 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001451 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001451 |  | Refi Purpose | Cash-out | Rate/Term |
| XXXX | XXXX | XXXX |  | 001447 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001447 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001446 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001446 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001446 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 001446 |  | Prepayment Penalty Period (months) |  | 60 |
| XXXX | XXXX | XXXX |  | 001445 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001445 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001445 |  | Prepayment Penalty Period (months) |  | 60 |
| XXXX | XXXX | XXXX |  | 001445 |  | Cash From Borrower | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001454 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001454 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001454 |  | # of Units |  | 1 |
| XXXX | XXXX |  | XXXX | 000361 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000361 |  | Amortization Term | 651 | 360 |
| XXXX | XXXX |  | XXXX | 000361 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000361 |  | Occupancy | Primary | UTD |
| XXXX | XXXX |  | XXXX | 000361 |  | Purpose | Purchase | Refinance |
| XXXX | XXXX |  | XXXX | 000361 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000778 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000778 |  | Original Term | 548 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000778 |  | Amortization Term | 548 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000778 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000778 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000778 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 000593 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 000593 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000351 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000351 |  | Credit Report Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000351 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000351 |  | PMI Lender Paid MI % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001412 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001412 |  | Balloon Flag | 1 | 0 |
| XXXX | XXXX | XXXX | XXXX | 001412 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001389 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001389 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 001395 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001395 |  | Doc Type | UTD | Reduced |
| XXXX | XXXX | XXXX | XXXX | 001395 |  | # of Units | 2 | 1 |
| XXXX | XXXX | XXXX | XXXX | 001395 |  | Original CLTV | 0.8 | 79.36 |
| XXXX | XXXX | XXXX | XXXX | 001395 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001395 |  | LTV Valuation Value | 93250.00 | 94000.00 |
| XXXX | XXXX | XXXX | XXXX | 001395 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX | XXXX | 001393 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001393 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001411 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001411 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001411 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001415 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001415 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001415 |  | Refi Purpose | UTD | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 001415 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001388 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX | XXXX | 001388 |  | Doc Type | Full | 2yr Full Doc |
| XXXX | XXXX | XXXX | XXXX | 001388 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001388 |  | Refi Purpose | Cash-out |  |
| XXXX | XXXX | XXXX | XXXX | 001413 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001413 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001413 |  | Refi Purpose | UTD | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001413 |  | Original CLTV | 42.7 |  |
| XXXX | XXXX | XXXX | XXXX | 001413 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001413 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001398 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001398 |  | Amortization Term |  | 360 |
| XXXX | XXXX | XXXX | XXXX | 001398 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001398 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001398 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001390 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX | XXXX | 001390 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 001390 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001390 |  | Refi Purpose | Cash-out |  |
| XXXX | XXXX | XXXX | XXXX | 001417 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001417 |  | Refi Purpose | UTD | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 001417 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001399 |  | Original Term | 555 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001399 |  | Amortization Term | 555 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001399 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001399 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001399 |  | Refi Purpose | UTD | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 001399 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001409 |  | Refi Purpose | UTD | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001409 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001387 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX | XXXX | 001387 |  | Doc Type | Full | 2yr Full Doc |
| XXXX | XXXX | XXXX | XXXX | 001387 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001387 |  | Refi Purpose | Cash-out |  |
| XXXX | XXXX | XXXX | XXXX | 001394 |  | Amortization Term | 323 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001394 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001403 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001403 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001403 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001416 |  | Original Term | 364 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001416 |  | Amortization Term | 364 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001416 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001416 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001416 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001416 |  | Original CLTV | 51.54 |  |
| XXXX | XXXX | XXXX | XXXX | 001416 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001416 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001410 |  | Refi Purpose | UTD | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 001410 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001404 |  | Original Term | 506 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001404 |  | Amortization Term | 506 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001404 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001404 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001404 |  | Original CLTV | 84.44 | 95 |
| XXXX | XXXX | XXXX | XXXX | 001404 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001404 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001402 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001402 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001385 |  | Doc Type | Full | UTD |
| XXXX | XXXX | XXXX | XXXX | 001385 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001418 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001418 |  | Refi Purpose | UTD | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001418 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001419 |  | Original Term | 517 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001419 |  | Amortization Term | 517 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001419 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001419 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001419 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001419 |  | Original CLTV | 100 | 90 |
| XXXX | XXXX | XXXX | XXXX | 001419 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001419 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001392 |  | Doc Type | Full | 2yr Full Doc |
| XXXX | XXXX | XXXX | XXXX | 001392 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001422 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001422 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001422 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001407 |  | Original Term | 494 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001407 |  | Amortization Term | 494 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001407 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001407 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001407 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001407 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001408 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX | XXXX | 001408 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001423 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001423 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001423 |  | Refi Purpose | UTD | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001400 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001400 |  | Original Term | 547 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001400 |  | Amortization Term | 547 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001400 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001400 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001400 |  | Original CLTV | 93.94 | 95 |
| XXXX | XXXX | XXXX | XXXX | 001400 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001400 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001397 |  | Amortization Term |  | 360 |
| XXXX | XXXX | XXXX | XXXX | 001397 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001397 |  | Refi Purpose | UTD | Cash-out - Other |
| XXXX | XXXX | XXXX | XXXX | 001397 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001420 |  | Original CLTV | 75.56 | 80 |
| XXXX | XXXX | XXXX | XXXX | 001420 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX | XXXX | 001420 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001401 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001401 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001401 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001391 |  | Doc Type | Full | 2yr Full Doc |
| XXXX | XXXX | XXXX | XXXX | 001391 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 001386 |  | Purpose | Refinance | Purchase |
| XXXX | XXXX | XXXX | XXXX | 001386 |  | Doc Type | Full | 2yr Full Doc |
| XXXX | XXXX | XXXX | XXXX | 001386 |  | Refi Purpose | Cash-out |  |
| XXXX | XXXX | XXXX | XXXX | 001424 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001424 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001406 |  | Original Term | 497 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001406 |  | Amortization Term | 497 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001406 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 001406 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001406 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001414 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001414 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001396 |  | Amortization Term | 338 | 360 |
| XXXX | XXXX | XXXX | XXXX | 001396 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001421 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001421 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001421 |  | Refi Purpose | UTD | Rate/Term |
| XXXX | XXXX | XXXX | XXXX | 001421 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX | XXXX | 001405 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 001405 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 001405 |  | MERS Min Number | XXXXXXX-XXXXXXXXXX-X | XXXXXXX-XXXXXXXXXX-X |
| XXXX | XXXX | XXXX |  | 001554 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001554 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001554 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001555 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001555 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001555 |  | # of Units | 2 | 1 |
| XXXX | XXXX | XXXX |  | 001555 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001556 |  | Coborrower First Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001556 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001556 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001556 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001556 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001542 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001542 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001542 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001543 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001543 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001543 |  | State | XX |  |
| XXXX | XXXX | XXXX |  | 001543 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001543 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001543 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001543 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001543 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001543 |  | Amortization Type | Fixed |  |
| XXXX | XXXX | XXXX |  | 001543 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001543 |  | Lien Position | 1 |  |
| XXXX | XXXX | XXXX |  | 001543 |  | Purpose | Refinance |  |
| XXXX | XXXX | XXXX |  | 001543 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001543 |  | # of Units | 1 |  |
| XXXX | XXXX | XXXX |  | 001543 |  | Refi Purpose | Cash-out |  |
| XXXX | XXXX | XXXX |  | 001543 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001544 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001545 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001545 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001545 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001546 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001546 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001546 |  | # of Units | 2 | 1 |
| XXXX | XXXX | XXXX |  | 001546 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001546 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001547 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001547 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001547 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001548 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001549 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001549 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001550 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001550 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001550 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001551 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001551 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001552 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001553 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001553 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001553 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001557 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001557 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001557 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001557 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001558 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001559 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001560 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001560 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001561 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001561 |  | City | XXXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001561 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001561 |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | XXXX | XXXX |  | 001562 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001562 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001563 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001563 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001563 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001564 |  | PMI Company | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001564 |  | PMI Coverage % | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001567 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001664 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001691 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX | XXXX |  | 001691 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001801 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX |  | 001625 | XXXX | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001625 | XXXX | Property Type | Single Family Detached | PUD |
| XXXX | XXXX | XXXX |  | 001625 | XXXX | Original CLTV | 65 | 72.5 |
| XXXX | XXXX | XXXX |  | 001625 | XXXX | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001625 | XXXX | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX |  | 001582 | XXXX | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX |  | 001729 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001729 |  | Appraisal Effective Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000100 |  | Original Term | 155 | 360 |
| XXXX | XXXX |  | XXXX | 000006 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000006 |  | Borrower First Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000006 |  | Original Term | 117 | 360 |
| XXXX | XXXX |  | XXXX | 000006 |  | Occupancy | UTD | Primary |
| XXXX | XXXX |  | XXXX | 000258 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000258 |  | City | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000258 |  | State | XX |  |
| XXXX | XXXX |  | XXXX | 000258 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000258 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000258 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000258 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000258 |  | Original Term | 348 |  |
| XXXX | XXXX |  | XXXX | 000258 |  | Property Type | Single Family |  |
| XXXX | XXXX |  | XXXX | 000258 |  | Lien Position | 1 |  |
| XXXX | XXXX |  | XXXX | 000258 |  | Occupancy | UTD |  |
| XXXX | XXXX |  | XXXX | 000258 |  | Purpose | Refinance |  |
| XXXX | XXXX |  | XXXX | 000258 |  | LTV Valuation Value | 222000.00 |  |
| XXXX | XXXX |  | XXXX | 000265 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000265 |  | City | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000265 |  | State | XX |  |
| XXXX | XXXX |  | XXXX | 000265 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000265 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000265 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000265 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000265 |  | Original Term | 468 |  |
| XXXX | XXXX |  | XXXX | 000265 |  | Property Type | Single Family |  |
| XXXX | XXXX |  | XXXX | 000265 |  | Lien Position | 1 |  |
| XXXX | XXXX |  | XXXX | 000265 |  | Occupancy | UTD |  |
| XXXX | XXXX |  | XXXX | 000265 |  | Purpose | Refinance |  |
| XXXX | XXXX |  | XXXX | 000265 |  | LTV Valuation Value | 410000.00 |  |
| XXXX | XXXX |  | XXXX | 000268 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000268 |  | City | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000268 |  | State | XX |  |
| XXXX | XXXX |  | XXXX | 000268 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000268 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000268 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000268 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000268 |  | Original Term | 535 |  |
| XXXX | XXXX |  | XXXX | 000268 |  | Property Type | Single Family |  |
| XXXX | XXXX |  | XXXX | 000268 |  | Lien Position | 1 |  |
| XXXX | XXXX |  | XXXX | 000268 |  | Occupancy | UTD |  |
| XXXX | XXXX |  | XXXX | 000268 |  | Purpose | Refinance |  |
| XXXX | XXXX |  | XXXX | 000268 |  | LTV Valuation Value | 200000.00 |  |
| XXXX | XXXX | XXXX |  | 001783 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001783 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001783 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001783 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX |  | 001783 |  | Property Type | Single Family | PUD |
| XXXX | XXXX | XXXX |  | 001736 |  | Investor: Qualifying Total Debt Ratio | XX.XXX | XX.XXX |
| XXXX | XXXX | XXXX |  | 001881 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001880 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX | XXXX |  | 001880 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001880 |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 |
| XXXX | XXXX | XXXX |  | 001883 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX |  | 001882 |  | Original LTV | XX | XX |
| XXXX | XXXX | XXXX |  | 001884 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000985 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000985 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000985 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000985 |  | Amortization Term | 628 | 300 |
| XXXX | XXXX |  | XXXX | 000985 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000985 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000985 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000985 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000985 |  | Margin |  | -0.51 |
| XXXX | XXXX |  | XXXX | 000985 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000985 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000985 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000985 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001095 |  | City | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001095 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001095 |  | Amortization Term | 535 | 240 |
| XXXX | XXXX |  | XXXX | 001095 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001095 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000990 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000990 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000990 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000990 |  | Amortization Term | 293 | 300 |
| XXXX | XXXX |  | XXXX | 000990 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000990 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000990 |  | Margin |  | 0 |
| XXXX | XXXX |  | XXXX | 000990 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000990 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000990 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000990 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000843 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000843 |  | Amortization Term | 496 | 360 |
| XXXX | XXXX |  | XXXX | 000843 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000902 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000902 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000902 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000902 |  | Amortization Term | 359 | 360 |
| XXXX | XXXX |  | XXXX | 000902 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000902 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000902 |  | Margin |  | 1.99 |
| XXXX | XXXX |  | XXXX | 000902 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000902 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000902 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000902 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001126 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001126 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001126 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001126 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 001126 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001126 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001126 |  | Margin |  | 0 |
| XXXX | XXXX |  | XXXX | 001126 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001126 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001126 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001126 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001126 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001010 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001010 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001010 |  | Amortization Term | 608 | 300 |
| XXXX | XXXX |  | XXXX | 001010 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001010 |  | Property Type | Single Family | Raw Land/Other Non-Res Prop |
| XXXX | XXXX |  | XXXX | 001010 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001010 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001010 |  | Margin |  | -0.51 |
| XXXX | XXXX |  | XXXX | 001010 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001010 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001010 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001010 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001010 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001093 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001093 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001093 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001093 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001093 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 001093 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001093 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001093 |  | Margin |  | -1.01 |
| XXXX | XXXX |  | XXXX | 001093 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001093 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001093 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001093 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001093 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001159 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001159 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001159 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001159 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 001159 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001159 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001159 |  | Margin |  | 0.5 |
| XXXX | XXXX |  | XXXX | 001159 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001159 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001159 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001159 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001159 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000861 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000861 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000861 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000861 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000861 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000861 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000861 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000861 |  | Margin |  | 4 |
| XXXX | XXXX |  | XXXX | 000861 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000861 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000861 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000861 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000940 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000940 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000940 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000940 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000940 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000940 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000940 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000940 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000940 |  | Margin |  | -1.01 |
| XXXX | XXXX |  | XXXX | 000940 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000940 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000940 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000940 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000940 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000906 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000906 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000906 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000906 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000906 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000906 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000906 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000906 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000906 |  | Margin |  | 0 |
| XXXX | XXXX |  | XXXX | 000906 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000906 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000906 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000906 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000870 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000870 |  | Amortization Term | 510 | 360 |
| XXXX | XXXX |  | XXXX | 000870 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000870 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000870 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000841 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000841 |  | City | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000841 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000841 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000841 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000841 |  | Amortization Term | 503 | 240 |
| XXXX | XXXX |  | XXXX | 000841 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000841 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000841 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000966 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000966 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000966 |  | Amortization Term | 321 | 300 |
| XXXX | XXXX |  | XXXX | 000966 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000966 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000966 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000695 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000695 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000695 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000695 |  | Amortization Term | 774 | 360 |
| XXXX | XXXX |  | XXXX | 000695 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000695 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000695 |  | Property Type |  | UTD |
| XXXX | XXXX |  | XXXX | 000695 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000695 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000695 |  | Margin |  | 0.25 |
| XXXX | XXXX |  | XXXX | 000695 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000695 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000695 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000695 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000710 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000710 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000710 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000710 |  | Amortization Term | 752 | 360 |
| XXXX | XXXX |  | XXXX | 000710 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000710 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000710 |  | Property Type |  | 2 Family |
| XXXX | XXXX |  | XXXX | 000710 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000710 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000710 |  | Margin |  | -0.25 |
| XXXX | XXXX |  | XXXX | 000710 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000710 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000710 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000710 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000953 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000953 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000953 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000953 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000953 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000953 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000953 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000953 |  | Margin |  | 0 |
| XXXX | XXXX |  | XXXX | 000953 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000953 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000953 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001059 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001059 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001059 |  | Amortization Term | 661 | 240 |
| XXXX | XXXX |  | XXXX | 001059 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001059 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 001059 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001306 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001306 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001306 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001306 |  | Amortization Term | 602 | 360 |
| XXXX | XXXX |  | XXXX | 001306 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001306 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001073 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001073 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001073 |  | Amortization Term | 471 | 240 |
| XXXX | XXXX |  | XXXX | 001073 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001073 |  | Property Type | Multi Family | UTD |
| XXXX | XXXX |  | XXXX | 001073 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000515 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000515 |  | Amortization Term | 348 | 360 |
| XXXX | XXXX |  | XXXX | 000515 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000515 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000515 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000515 |  | Margin |  | 5.55 |
| XXXX | XXXX |  | XXXX | 000515 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX |  | XXXX | 000515 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000515 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000515 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001014 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001014 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001014 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001014 |  | Amortization Term | 299 | 300 |
| XXXX | XXXX |  | XXXX | 001014 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001014 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 001014 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001014 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001014 |  | Margin |  | 0.24 |
| XXXX | XXXX |  | XXXX | 001014 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001014 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001014 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001014 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001075 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001075 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001075 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001075 |  | Amortization Term | 229 | 120 |
| XXXX | XXXX |  | XXXX | 001075 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001044 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001044 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001044 |  | Amortization Term | 613 | 360 |
| XXXX | XXXX |  | XXXX | 001044 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001044 |  | Property Type | Condo | PUD Attached |
| XXXX | XXXX |  | XXXX | 000700 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000700 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000700 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000700 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000700 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000700 |  | Property Type |  | Single Family Detached |
| XXXX | XXXX |  | XXXX | 000700 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000700 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000700 |  | Margin |  | 0.5 |
| XXXX | XXXX |  | XXXX | 000700 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000700 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000700 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000700 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000700 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000693 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000693 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000693 |  | Property Type |  | UTD |
| XXXX | XXXX |  | XXXX | 000693 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000464 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000464 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000464 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000464 |  | Amortization Term | 396 | 240 |
| XXXX | XXXX |  | XXXX | 000464 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000464 |  | Property Type | Mobile Home | Manufactured Housing |
| XXXX | XXXX |  | XXXX | 001088 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001088 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001088 |  | Property Type | Single Family | PUD |
| XXXX | XXXX |  | XXXX | 001088 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001307 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001307 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001307 |  | Amortization Term | 630 | 360 |
| XXXX | XXXX |  | XXXX | 001307 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001307 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 001307 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001009 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001009 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001009 |  | Amortization Term | 640 | 120 |
| XXXX | XXXX |  | XXXX | 001009 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001009 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001009 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 001009 |  | Lien Position | 2 | 1 |
| XXXX | XXXX |  | XXXX | 001009 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001009 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001009 |  | Margin |  | 3.125 |
| XXXX | XXXX |  | XXXX | 001009 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001009 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001009 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001009 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001104 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001104 |  | Amortization Term | 503 | 360 |
| XXXX | XXXX |  | XXXX | 001104 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001104 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 001104 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000134 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000134 |  | Amortization Term | 609 | 360 |
| XXXX | XXXX |  | XXXX | 000134 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000890 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000890 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000890 |  | Amortization Term | 680 | 240 |
| XXXX | XXXX |  | XXXX | 000890 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000890 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001031 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001031 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001031 |  | Amortization Term | 481 | 360 |
| XXXX | XXXX |  | XXXX | 001031 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001031 |  | Property Type | PUD | UTD |
| XXXX | XXXX |  | XXXX | 001031 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001438 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001438 |  | Amortization Term | 367 | 240 |
| XXXX | XXXX |  | XXXX | 001438 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001438 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000509 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000509 |  | Amortization Term | 348 | 360 |
| XXXX | XXXX |  | XXXX | 000707 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000707 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000707 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000707 |  | Amortization Term | 757 | 360 |
| XXXX | XXXX |  | XXXX | 000707 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000707 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000707 |  | Property Type |  | UTD |
| XXXX | XXXX |  | XXXX | 000707 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000707 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000707 |  | Margin |  | 0 |
| XXXX | XXXX |  | XXXX | 000707 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000707 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000707 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000981 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000981 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000981 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000981 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000981 |  | Amortization Term | 360 | 240 |
| XXXX | XXXX |  | XXXX | 000981 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000981 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000981 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000981 |  | Margin |  | 4 |
| XXXX | XXXX |  | XXXX | 000981 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000981 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000981 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000981 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001007 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001007 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001007 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001007 |  | Amortization Term | 553 | 180 |
| XXXX | XXXX |  | XXXX | 001007 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001007 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001007 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 001007 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001007 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001007 |  | Margin |  | -0.5 |
| XXXX | XXXX |  | XXXX | 001007 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001007 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001007 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000978 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000978 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000978 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000978 |  | Amortization Term | 507 | 300 |
| XXXX | XXXX |  | XXXX | 000978 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000978 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000978 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000504 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000504 |  | Amortization Term | 348 | 360 |
| XXXX | XXXX |  | XXXX | 000562 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000562 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000562 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000562 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000562 |  | Amortization Term | 348 | 360 |
| XXXX | XXXX |  | XXXX | 000562 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000562 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001439 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001439 |  | Amortization Term | 484 | 240 |
| XXXX | XXXX |  | XXXX | 001439 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001439 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000098 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000098 |  | Amortization Term | 348 | 360 |
| XXXX | XXXX |  | XXXX | 000098 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000098 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000098 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000098 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000098 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000098 |  | Margin |  | 6.86 |
| XXXX | XXXX |  | XXXX | 000098 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX |  | XXXX | 000098 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000098 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000098 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000098 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001094 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001094 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001094 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001094 |  | Amortization Term | 677 | 240 |
| XXXX | XXXX |  | XXXX | 001094 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001094 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000844 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000844 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000844 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000844 |  | Amortization Term | 286 | 180 |
| XXXX | XXXX |  | XXXX | 000844 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000844 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000844 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000702 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000702 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000702 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000702 |  | Amortization Term | 765 | 360 |
| XXXX | XXXX |  | XXXX | 000702 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000702 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000702 |  | Property Type |  | Single Family Detached |
| XXXX | XXXX |  | XXXX | 000702 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000702 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000702 |  | Margin |  | 0.25 |
| XXXX | XXXX |  | XXXX | 000702 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000702 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000702 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000702 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000692 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000692 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000692 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000692 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000692 |  | Amortization Term | 371 | 120 |
| XXXX | XXXX |  | XXXX | 000692 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000692 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000692 |  | Property Type |  | UTD |
| XXXX | XXXX |  | XXXX | 000692 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000692 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000692 |  | Margin |  | 1.375 |
| XXXX | XXXX |  | XXXX | 000692 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000692 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000692 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000439 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000439 |  | Amortization Term | 351 | 360 |
| XXXX | XXXX |  | XXXX | 000439 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000439 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000439 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000439 |  | Margin |  | 6.5 |
| XXXX | XXXX |  | XXXX | 000439 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX |  | XXXX | 000439 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000439 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000439 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000439 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000698 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000698 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000698 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000698 |  | Amortization Term | 773 | 360 |
| XXXX | XXXX |  | XXXX | 000698 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000698 |  | Property Type |  | Single Family Detached |
| XXXX | XXXX |  | XXXX | 000698 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000878 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000878 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000878 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000878 |  | Amortization Term | 571 | 180 |
| XXXX | XXXX |  | XXXX | 000878 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000878 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000878 |  | Margin |  | 6.24 |
| XXXX | XXXX |  | XXXX | 000878 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000878 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000878 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000878 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000690 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000690 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000690 |  | Amortization Term | 661 | 360 |
| XXXX | XXXX |  | XXXX | 000690 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000690 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000690 |  | Property Type |  | UTD |
| XXXX | XXXX |  | XXXX | 000690 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000690 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000690 |  | Margin |  | 1.125 |
| XXXX | XXXX |  | XXXX | 000690 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000690 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000690 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000690 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000570 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000570 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000570 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000570 |  | Amortization Term | 350 | 360 |
| XXXX | XXXX |  | XXXX | 000570 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000570 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000570 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000570 |  | Margin |  | 6.8 |
| XXXX | XXXX |  | XXXX | 000570 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX |  | XXXX | 000570 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000570 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000570 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000570 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000543 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000543 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000543 |  | Amortization Term | 348 | 360 |
| XXXX | XXXX |  | XXXX | 000543 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000543 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000543 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000543 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001076 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001076 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001076 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001076 |  | Amortization Term | 498 | 360 |
| XXXX | XXXX |  | XXXX | 001076 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 001076 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000867 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000867 |  | Amortization Term | 647 | 240 |
| XXXX | XXXX |  | XXXX | 000867 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000867 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000850 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000850 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000850 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000850 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000850 |  | Margin |  | 1 |
| XXXX | XXXX |  | XXXX | 000850 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000850 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000850 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000850 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000850 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000541 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000541 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000541 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000541 |  | Amortization Term | 650 | 360 |
| XXXX | XXXX |  | XXXX | 000541 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000875 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000875 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000875 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000875 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000875 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000875 |  | Margin |  | 2.29 |
| XXXX | XXXX |  | XXXX | 000875 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000875 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000875 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000875 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000942 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000942 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000942 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000942 |  | Amortization Term | 424 | 60 |
| XXXX | XXXX |  | XXXX | 000942 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000942 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000942 |  | Margin |  | -0.01 |
| XXXX | XXXX |  | XXXX | 000942 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000942 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000942 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000942 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001055 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001055 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001055 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001055 |  | Amortization Term | 479 | 180 |
| XXXX | XXXX |  | XXXX | 001055 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001055 |  | Property Type | Single Family | PUD Attached |
| XXXX | XXXX |  | XXXX | 001055 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001055 |  | Margin |  | 1.49 |
| XXXX | XXXX |  | XXXX | 001055 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001055 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001055 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001055 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001055 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001022 |  | City | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001022 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001022 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001022 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001022 |  | Amortization Term | 423 | 60 |
| XXXX | XXXX |  | XXXX | 001022 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001022 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001022 |  | Margin |  | -0.75 |
| XXXX | XXXX |  | XXXX | 001022 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001022 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001022 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001022 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001022 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001058 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001058 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001058 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001058 |  | Amortization Term | 359 | 360 |
| XXXX | XXXX |  | XXXX | 001058 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001058 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001058 |  | Margin |  | 0.74 |
| XXXX | XXXX |  | XXXX | 001058 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001058 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001058 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001058 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000688 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000688 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000688 |  | Amortization Term | 712 | 204 |
| XXXX | XXXX |  | XXXX | 000688 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000688 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000688 |  | Property Type |  | UTD |
| XXXX | XXXX |  | XXXX | 000688 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000688 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000688 |  | Margin |  | 0.8 |
| XXXX | XXXX |  | XXXX | 000688 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000688 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000688 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001081 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001081 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001081 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001081 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001081 |  | Margin |  | 1.75 |
| XXXX | XXXX |  | XXXX | 001081 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001081 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001081 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001081 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001081 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000860 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000860 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000860 |  | Amortization Term | 214 | 120 |
| XXXX | XXXX |  | XXXX | 000860 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000860 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000860 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000860 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000860 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000860 |  | Margin |  | 3.875 |
| XXXX | XXXX |  | XXXX | 000860 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000860 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000860 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000860 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000860 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000837 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000837 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000837 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000837 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000837 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000837 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000837 |  | Margin |  | 1.25 |
| XXXX | XXXX |  | XXXX | 000837 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000837 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000837 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000837 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001175 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001175 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001175 |  | Amortization Term | 564 | 480 |
| XXXX | XXXX |  | XXXX | 001175 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001175 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001175 |  | Margin |  | 0.5 |
| XXXX | XXXX |  | XXXX | 001175 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001175 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001175 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001175 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001175 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000437 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000437 |  | Amortization Term | 348 | 360 |
| XXXX | XXXX |  | XXXX | 000437 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000437 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000437 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000437 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000437 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000437 |  | Margin |  | 5.5 |
| XXXX | XXXX |  | XXXX | 000437 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX |  | XXXX | 000437 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000437 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000437 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000133 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000133 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000133 |  | Amortization Term | 606 | 360 |
| XXXX | XXXX |  | XXXX | 000133 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000438 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000438 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000438 |  | Amortization Term | 351 | 360 |
| XXXX | XXXX |  | XXXX | 000438 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000438 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000438 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000438 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000438 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000438 |  | Margin |  | 5.375 |
| XXXX | XXXX |  | XXXX | 000438 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX |  | XXXX | 000438 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000438 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000438 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001136 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001136 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001136 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001136 |  | Amortization Term | 668 | 181 |
| XXXX | XXXX |  | XXXX | 001136 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001136 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000540 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000540 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000540 |  | Amortization Term | 356 | 360 |
| XXXX | XXXX |  | XXXX | 000540 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000540 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000540 |  | Margin |  | 6.5 |
| XXXX | XXXX |  | XXXX | 000540 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX |  | XXXX | 000540 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000540 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000540 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000540 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000015 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000015 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000015 |  | Amortization Term | 348 | 360 |
| XXXX | XXXX |  | XXXX | 000015 |  | Property Type | Single Family | PUD |
| XXXX | XXXX |  | XXXX | 001099 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001099 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001099 |  | Amortization Term | 330 | 360 |
| XXXX | XXXX |  | XXXX | 001099 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001099 |  | Property Type | Single Family | PUD |
| XXXX | XXXX |  | XXXX | 001099 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000876 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000876 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000876 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000876 |  | Amortization Term | 359 | 360 |
| XXXX | XXXX |  | XXXX | 000876 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000876 |  | Property Type | Single Family | PUD |
| XXXX | XXXX |  | XXXX | 000876 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000876 |  | Margin |  | 2.49 |
| XXXX | XXXX |  | XXXX | 000876 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000876 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000876 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000876 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000441 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000441 |  | Amortization Term | 348 | 360 |
| XXXX | XXXX |  | XXXX | 000441 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000441 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000441 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000441 |  | Margin |  | 5.875 |
| XXXX | XXXX |  | XXXX | 000441 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX |  | XXXX | 000441 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000441 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000441 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000441 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000696 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000696 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000696 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000696 |  | Amortization Term | 774 | 360 |
| XXXX | XXXX |  | XXXX | 000696 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000696 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000696 |  | Property Type |  | PUD |
| XXXX | XXXX |  | XXXX | 000696 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000696 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000696 |  | Margin |  | 0.5 |
| XXXX | XXXX |  | XXXX | 000696 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000696 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000696 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000696 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001176 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001176 |  | Amortization Term | 662 | 360 |
| XXXX | XXXX |  | XXXX | 001176 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001176 |  | Property Type | PUD | UTD |
| XXXX | XXXX |  | XXXX | 001176 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000685 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000685 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000685 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000685 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000685 |  | Amortization Term | 302 | 300 |
| XXXX | XXXX |  | XXXX | 000685 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000685 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000685 |  | Property Type |  | UTD |
| XXXX | XXXX |  | XXXX | 000685 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000685 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000685 |  | Margin |  | 1.625 |
| XXXX | XXXX |  | XXXX | 000685 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000685 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000685 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000685 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000709 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000709 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000709 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000709 |  | Amortization Term | 753 | 360 |
| XXXX | XXXX |  | XXXX | 000709 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000709 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000709 |  | Property Type |  | Single Family Detached |
| XXXX | XXXX |  | XXXX | 000709 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000709 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000709 |  | Margin |  | 0.25 |
| XXXX | XXXX |  | XXXX | 000709 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000709 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000709 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000709 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000709 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000684 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000684 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000684 |  | Amortization Term | 491 | 300 |
| XXXX | XXXX |  | XXXX | 000684 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000684 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000684 |  | Property Type |  | Single Family Detached |
| XXXX | XXXX |  | XXXX | 000684 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000684 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000684 |  | Margin |  | 1.625 |
| XXXX | XXXX |  | XXXX | 000684 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000684 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000684 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000701 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000701 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000701 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000701 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000701 |  | Amortization Term | 767 | 360 |
| XXXX | XXXX |  | XXXX | 000701 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000701 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000701 |  | Property Type |  | UTD |
| XXXX | XXXX |  | XXXX | 000701 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000701 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000701 |  | Margin |  | 0.25 |
| XXXX | XXXX |  | XXXX | 000701 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000701 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000701 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000701 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000014 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000014 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000014 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000014 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000014 |  | Margin |  | 6.25 |
| XXXX | XXXX |  | XXXX | 000014 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX |  | XXXX | 000014 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000014 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000014 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000014 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000022 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000022 |  | Amortization Term | 348 | 360 |
| XXXX | XXXX |  | XXXX | 000022 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001021 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001021 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001021 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001021 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001021 |  | Amortization Term | 670 | 240 |
| XXXX | XXXX |  | XXXX | 001021 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001021 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001021 |  | Property Type | Single Family | PUD |
| XXXX | XXXX |  | XXXX | 001021 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001021 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001021 |  | Margin |  | 1.5 |
| XXXX | XXXX |  | XXXX | 001021 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001021 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001021 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001021 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000706 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000706 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000706 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000706 |  | Amortization Term | 757 | 360 |
| XXXX | XXXX |  | XXXX | 000706 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000706 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000706 |  | Property Type |  | UTD |
| XXXX | XXXX |  | XXXX | 000706 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000706 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000706 |  | Margin |  | 0.75 |
| XXXX | XXXX |  | XXXX | 000706 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000706 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000706 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000706 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000706 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000567 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000567 |  | Amortization Term | 620 | 480 |
| XXXX | XXXX |  | XXXX | 000567 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000567 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000567 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000567 |  | Margin |  | 3.79 |
| XXXX | XXXX |  | XXXX | 000567 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000567 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000567 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000567 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000561 |  | City | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000561 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000561 |  | Amortization Term | 659 | 360 |
| XXXX | XXXX |  | XXXX | 000561 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000561 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000561 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000561 |  | Margin |  | 6.25 |
| XXXX | XXXX |  | XXXX | 000561 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX |  | XXXX | 000561 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000561 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000561 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000561 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000699 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000699 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000699 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000699 |  | Amortization Term | 359 | 360 |
| XXXX | XXXX |  | XXXX | 000699 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000699 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000699 |  | Property Type |  | Condo (Low Rise) |
| XXXX | XXXX |  | XXXX | 000699 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000699 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000699 |  | Margin |  | 0.75 |
| XXXX | XXXX |  | XXXX | 000699 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000699 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000699 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000699 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000705 |  | City | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000705 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000705 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000705 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000705 |  | Amortization Term | 671 | 360 |
| XXXX | XXXX |  | XXXX | 000705 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000705 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000705 |  | Property Type |  | UTD |
| XXXX | XXXX |  | XXXX | 000705 |  | Lien Position | 1 | 2 |
| XXXX | XXXX |  | XXXX | 000705 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000705 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000705 |  | Margin |  | 1.25 |
| XXXX | XXXX |  | XXXX | 000705 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000705 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000705 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000705 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000705 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000708 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000708 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000708 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000708 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000708 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000708 |  | Property Type |  | Single Family Detached |
| XXXX | XXXX |  | XXXX | 000708 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000708 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000708 |  | Margin |  | 0 |
| XXXX | XXXX |  | XXXX | 000708 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000708 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000708 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000708 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000691 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000691 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000691 |  | Amortization Term | 276 | 204 |
| XXXX | XXXX |  | XXXX | 000691 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000691 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000691 |  | Property Type |  | UTD |
| XXXX | XXXX |  | XXXX | 000691 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000691 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000691 |  | Margin |  | -0.25 |
| XXXX | XXXX |  | XXXX | 000691 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000691 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000691 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000691 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000273 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000273 |  | Amortization Term | 348 | 360 |
| XXXX | XXXX |  | XXXX | 000273 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000273 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000273 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000273 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000273 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000273 |  | Margin |  | 3.45 |
| XXXX | XXXX |  | XXXX | 000273 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 000273 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000273 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000273 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000516 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000516 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000516 |  | Amortization Term | 351 | 360 |
| XXXX | XXXX |  | XXXX | 000516 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000516 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 000516 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000516 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000516 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000516 |  | Margin |  | 6.49 |
| XXXX | XXXX |  | XXXX | 000516 |  | Interest Rate Change Frequency |  | 6 |
| XXXX | XXXX |  | XXXX | 000516 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000516 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000516 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000516 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001084 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001084 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001084 |  | Amortization Term | 569 | 300 |
| XXXX | XXXX |  | XXXX | 001084 |  | Amortization Type | Fixed | ARM |
| XXXX | XXXX |  | XXXX | 001084 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 001084 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001084 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001084 |  | Margin |  | -0.01 |
| XXXX | XXXX |  | XXXX | 001084 |  | Interest Rate Change Frequency |  | 1 |
| XXXX | XXXX |  | XXXX | 001084 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 001084 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001084 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000274 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000274 |  | City | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000274 |  | State | XX |  |
| XXXX | XXXX |  | XXXX | 000274 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 000274 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000274 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000274 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 000274 |  | Amortization Term | 348 |  |
| XXXX | XXXX |  | XXXX | 000274 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000274 |  | Amortization Type | ARM |  |
| XXXX | XXXX |  | XXXX | 000274 |  | Lien Position | 1 |  |
| XXXX | XXXX |  | XXXX | 000274 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000274 |  | Index Type | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000274 |  | Margin | 7.95 |  |
| XXXX | XXXX |  | XXXX | 000274 |  | Interest Rate Change Frequency | 6 |  |
| XXXX | XXXX |  | XXXX | 000274 |  | Interest Rate Life Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000274 |  | Interest Rate Periodic Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 000274 |  | Interest Rate Periodic Cap | XX | XX |
| XXXX | XXXX |  | XXXX | 000274 |  | Interest Rate Life Floor | XX | XX |
| XXXX | XXXX |  | XXXX | 001288 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001288 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001288 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001288 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001568 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001568 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 001568 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001569 |  | Borrower Last Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001569 |  | Coborrower Last Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001569 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000010 |  | Amortization Term | 348 | 360 |
| XXXX | XXXX |  | XXXX | 000010 |  | Property Type | Single Family | UTD |
| XXXX | XXXX |  | XXXX | 000010 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000009 |  | Amortization Term | 499 | 360 |
| XXXX | XXXX |  | XXXX | 000009 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX |  | XXXX | 000009 |  | Property Type | Townhouse | PUD |
| XXXX | XXXX |  | XXXX | 000009 |  | Appraised Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 000673 |  | Property Type | Single Family Detached | PUD Attached |
| XXXX | XXXX |  | XXXX | 000673 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 000673 |  | Coborrower Full Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001285 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001285 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001287 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001287 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001287 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001287 |  | Coborrower Full Name | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001287 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001291 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001291 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001291 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001357 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001357 |  | City | XXXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001357 |  | State | XX |  |
| XXXX | XXXX |  | XXXX | 001357 |  | Zip | XXXXX | XXXXX |
| XXXX | XXXX |  | XXXX | 001357 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001357 |  | Original Loan Amount | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001357 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX |  | XXXX | 001357 |  | Property Type | Single Family Detached |  |
| XXXX | XXXX |  | XXXX | 001357 |  | Lien Position | 1 |  |
| XXXX | XXXX |  | XXXX | 001357 |  | Purpose | Purchase |  |
| XXXX | XXXX |  | XXXX | 001357 |  | Borrower Full Name | XXXX | XXXX |
| XXXX | XXXX |  | XXXX | 001357 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX |  | XXXX | 001361 |  | Property Type | Single Family Detached | PUD |
| XXXX | XXXX |  | XXXX | 001361 |  | Appraisal As-Is Value | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000011 |  | Street | XXXXX | XXXXX |
| XXXX | XXXX | XXXX | XXXX | 000011 |  | Original Term | 473 | 360 |
| XXXX | XXXX | XXXX | XXXX | 000011 |  | Maturity Date | XX/XX/XXXX | XX/XX/XXXX |
| XXXX | XXXX | XXXX | XXXX | 000011 |  | Original Interest Rate | X.XXX | X.XXX |
| XXXX | XXXX | XXXX | XXXX | 000011 |  | Original P&I | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000011 |  | Representative FICO | XXX | XXX |
| XXXX | XXXX | XXXX | XXXX | 000011 |  | Occupancy |  | Primary |
| XXXX | XXXX | XXXX | XXXX | 000011 |  | Purpose |  | Refinance |
| XXXX | XXXX | XXXX | XXXX | 000011 |  | Contract Sales Price | XXXX.XX | XXXX.XX |
| XXXX | XXXX | XXXX | XXXX | 000011 |  | Refi Purpose |  | Cash-out - Debt Consolidation |
| XXXX | XXXX | XXXX | XXXX | 000011 |  | Payment Frequency |  | Monthly |

---

## Exhibit 99.3

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Exception Standard Report** | **Exception Standard Report** | **Exception Standard Report** | **Exception Standard Report** | **Exception Standard Report** | **Exception Standard Report** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Edgar Loan ID** | **Loan Exception ID** | **Exception ID** | **Investor Loan Number** | **Last Name** | **Purpose** | **Occupancy** | **Note Date** | **State** | **Original Loan Amount** | **Loan Status** | **Exception Date** | **Exception Category** | **Exception Subcategory** | **Exception Type** | **Exception Status** | **Exception Status Change Date** | **Exception Grade** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Statute of Limitation Date** | **Comments** |
| XXXX | XXXX | XXXX | XXXX | 000291 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Deferment not provided |  | Missing a deferral agreement to cure the deferred balance variance of $XXX |  |  | Reviewer Comment (2021-08-02): XX/XX/XXXX Condition cleared- Target deferment received. |
| XXXX | XXXX | XXXX | XXXX | 000229 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000213 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Modification is incomplete |  | The Modification is incomplete due to missing the Lender's signature. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000144 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Modification is incomplete |  | The Modification is incomplete due to missing the Lender's signature. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000169 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Deferment not provided |  | Missing a deferral agreement to cure the deferred balance variance of $XXX |  |  | Reviewer Comment (2021-05-26): XX/XX/XXXX Condition cleared- Target deferment received. |
| XXXX | XXXX | XXXX | XXXX | 000223 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Modification not provided |  | Missing the modification datedXX/XX/XXXX with current rate of XX%, P&I of $XXX and maturity of XX/XX/XXXX |  |  | Reviewer Comment (2020-09-17): Target modification provided. |
| XXXX | XXXX | XXXX | XXXX | 000184 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Extension not provided |  | Missing extension agreement to extend maturity date from XX/XX/XXXX to XX/XX/XXXX. |  |  | Reviewer Comment (2020-09-14): The current servicing maturity date has been verified. |
| XXXX | XXXX | XXXX | XXXX | 000299 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferral agreement to cure the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  |  | 000372 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete because it is missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX |  | 000516 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  | Reviewer Comment (2022-07-01): condition cleared |
| XXXX | XXXX | XXXX |  | 000510 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferral agreement to cure the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX |  | 000511 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment |  | The deferral agreement is incomplete because it is missing the deferred balance. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000541 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Data Compare | General |  | open |  | 3 | Deferred Balance: Bid Tape Value does not match Audited Value |  | No forgiveness located to account for the deferred variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000543 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete because it is missing the interest rate |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000545 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferral agreement to cure the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000562 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment |  | The deferral agreement is incomplete because it is missing the deferred balance. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000564 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferral agreement to cure the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000564 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The Modification is incomplete because it is missing the balloon term. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000566 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment (COVID-19) is incomplete |  | The deferral agreement is incomplete because it is missing the deferred balance. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000570 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferral agreement to cure the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000578 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferral agreement to cure the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000582 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000583 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferral agreement to cure the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000485 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Deferment not provided |  | Missing a deferral agreement to cure the deferred balance variance of $XXX |  |  | Reviewer Comment (2022-03-17): XX/XX/XXXX Condition cleared- Target deferment received. |
| XXXX | XXXX |  | XXXX | 000585 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data<br> reflects deferred monies in the amount of $XXX |  |  | Reviewer Comment (2022-08-30): mod received is not subject mod<br>Reviewer Comment (2022-09-06): cleared |
| XXXX | XXXX | XXXX |  | 000499 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete because it is missing the maturity date. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000524 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Data Compare | General |  | open |  | 3 | Deferred Balance: Bid Tape Value does not match Audited Value |  | No forgiveness located to account for the deferred variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000544 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Data Compare | General |  | open |  | 3 | Deferred Balance: Bid Tape Value does not match Audited Value |  | No forgiveness located to account for the deferred variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 000514 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferral agreement to cure the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000612 | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferral agreement to cure the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000787 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to stating amounts would be forgiven, however, did not provide the amount. |  |  |  |
| XXXX | XXXX | XXXX |  | 001199 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001202 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000598 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the approval form, outlining the maturity date, interest rate, and amortization term. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000598 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 001191 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. An unsigned copy of the modification was located. The current servicing data reflects deferred monies in the amount of $XXX |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000592 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001322 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX |  | 001323 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001326 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  |  |
| XXXX | XXXX | XXXX |  | 001327 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  | Reviewer Comment (2025-08-25): Exception cleared. |
| XXXX | XXXX | XXXX |  | 001327 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX |  | 001328 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. |  |  | Reviewer Comment (2025-08-25): Exception cleared. |
| XXXX | XXXX | XXXX |  | 001328 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX |  | 001329 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001331 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX |  | 001337 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  | Reviewer Comment (2025-08-26): Exception cleared. |
| XXXX | XXXX | XXXX |  | 001341 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX |  | 001342 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date. |  |  |  |
| XXXX | XXXX | XXXX |  | 001342 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX |  | 001344 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX |  | 001345 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX |  | 001348 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX |  | 001349 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  | Reviewer Comment (2025-08-26): Exception cleared. |
| XXXX | XXXX | XXXX |  | 001350 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001351 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX |  | 001353 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001354 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001355 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX |  |  | Reviewer Comment (2025-08-26): Exception cleared. |
| XXXX | XXXX | XXXX |  | 001425 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the interest rate. |  |  |  |
| XXXX | XXXX | XXXX |  | 001429 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001430 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX The current servicing data reflects deferred monies in the amount of $XXX |  |  | Reviewer Comment (2025-08-26): Exception cleared. |
| XXXX | XXXX | XXXX |  | 001431 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001434 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001436 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001437 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  | Reviewer Comment (2025-08-26): Exception cleared |
| XXXX | XXXX | XXXX |  | 001438 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX | XXXX |  | 001439 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the borrower's signature. |  |  |  |
| XXXX | XXXX | XXXX |  | 001439 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001462 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | cleared | XX/XX/XXXX | 1 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  | Reviewer Comment (2025-08-28): Exception cleared. |
| XXXX | XXXX | XXXX |  | 001465 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX |  | 001466 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX |  | 001467 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the Lender signature. |  |  |  |
| XXXX | XXXX | XXXX |  | 001468 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX |  | 001471 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX |  | 001473 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001540 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 001395 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 001395 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Modification | General | Credit | open |  | 2 | Deferred Balance from Prior Mod |  | The current servicing deferred balance variance appears related to the XX/XX/XXXX deferment. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 001407 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 000778 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 001406 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 001414 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX | XXXX | XXXX | 001414 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX | XXXX |  | 001796 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the modification with a current interest rate of XX%, a current P&I of $XXX, and a maturity date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX The original Note is also missing. |  |  |  |
| XXXX | XXXX |  |  | 000258 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |  |  |  |
| XXXX | XXXX |  |  | 000265 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. The current servicing data reflects deferred monies in the amount of $XXX. |  |  |  |
| XXXX | XXXX |  |  | 000268 | XXXX | XXXX |  | XXXX |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX The original Note is also missing. |  |  |  |
| XXXX | XXXX |  | XXXX | 000014 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 000014 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000052 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000067 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX |  | XXXX | 000092 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000101 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX |  | XXXX | 000116 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |  |  |  |
| XXXX | XXXX |  | XXXX | 000117 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000120 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000121 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment |  | The deferment agreements are incomplete due to missing the deferred amounts. |  |  |  |
| XXXX | XXXX |  | XXXX | 000271 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment (COVID-19) is incomplete |  | The deferment agreement is incomplete due to missing the deferred amount. |  |  |  |
| XXXX | XXXX |  | XXXX | 000275 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX The original Note is also missing. |  |  |  |
| XXXX | XXXX |  | XXXX | 000280 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment (COVID-19) is incomplete |  | The deferment agreement is incomplete due to missing the deferred amount. |  |  |  |
| XXXX | XXXX |  | XXXX | 000360 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000362 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000363 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000414 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000416 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000418 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000435 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000437 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000508 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000644 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000640 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000682 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000684 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the initial modified interest rate. |  |  |  |
| XXXX | XXXX |  | XXXX | 000689 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the initial interest rate. |  |  |  |
| XXXX | XXXX |  | XXXX | 000690 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the modification dated XX/XX/XXXX with current interest rate of XX%, current P&I of $XXX and maturity of XX/XX/XXXX. Current servicing reflects deferred monies in the amount of $XXX The original Note is an ARM, however, current servicing reflects the loan is now Fixed. |  |  |  |
| XXXX | XXXX |  | XXXX | 000691 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the interest rate. |  |  |  |
| XXXX | XXXX |  | XXXX | 000692 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000693 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX |  | XXXX | 000718 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000729 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000730 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000733 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000738 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000783 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |  |  |  |
| XXXX | XXXX |  | XXXX | 000832 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000833 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000835 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the approval form outlining the maturity date, interest rate and term. |  |  |  |
| XXXX | XXXX |  | XXXX | 000835 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000844 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000850 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000857 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000874 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date. |  |  |  |
| XXXX | XXXX |  | XXXX | 000875 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment |  | The deferment agreement is incomplete due to missing the deferred amount. |  |  |  |
| XXXX | XXXX |  | XXXX | 000902 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |  |  |  |
| XXXX | XXXX |  | XXXX | 000908 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000913 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date. |  |  |  |
| XXXX | XXXX |  | XXXX | 000913 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000916 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date and amortizing term. |  |  |  |
| XXXX | XXXX |  | XXXX | 000923 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the first payment date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 000923 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000933 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 000937 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the first payment date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 000937 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Extension not provided |  | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000942 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Extension not provided |  | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000942 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the modified UPB and accruing balance. |  |  |  |
| XXXX | XXXX |  | XXXX | 000946 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX |  | XXXX | 000948 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000950 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment |  | The deferment agreement is incomplete due to missing the deferred amount. |  |  |  |
| XXXX | XXXX |  | XXXX | 000951 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Extension not provided |  | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000958 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the first payment date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 000958 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000959 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000959 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Extension not provided |  | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000971 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000977 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |  |  |  |
| XXXX | XXXX |  | XXXX | 000980 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the first payment date, maturity date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 000980 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000986 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000989 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX |  | XXXX | 000990 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the modification dated XX/XX/XXXX with current interest rate of XX%, current P&I of $XXX and maturity of XX/XX/XXXX. The original Note is an ARM, however, current data reflects the loan is now Fixed. |  |  |  |
| XXXX | XXXX |  | XXXX | 000995 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000999 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the first payment date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 000999 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001005 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX |  | XXXX | 001008 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date. |  |  |  |
| XXXX | XXXX |  | XXXX | 001010 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX |  | XXXX | 001016 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment |  | The deferment agreement is incomplete due to missing the deferred amount. |  |  |  |
| XXXX | XXXX |  | XXXX | 001032 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the first payment date, the maturity date, and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 001032 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001037 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the modification dated XX/XX/XXXX with current interest rate of XX%, current P&I of $XXX and maturity of XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001041 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment |  | The deferment agreement is incomplete due to missing the deferred amount. |  |  |  |
| XXXX | XXXX |  | XXXX | 001046 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX |  | XXXX | 001049 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001058 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |  |  |  |
| XXXX | XXXX |  | XXXX | 001068 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 001071 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 001081 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the modification dated XX/XX/XXXX with current interest rate of XX%, current P&I of $XXX and maturity of XX/XX/XXXX. The original Note is an ARM, however, current servicing reflects the loan is now Fixed. |  |  |  |
| XXXX | XXXX |  | XXXX | 001086 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date and amortizing term. |  |  |  |
| XXXX | XXXX |  | XXXX | 001090 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX |  | XXXX | 001096 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 001101 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX |  | XXXX | 001114 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 001120 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001121 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 001130 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001132 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 001133 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 001133 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001135 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |  |  |  |
| XXXX | XXXX |  | XXXX | 001139 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment |  | The deferment agreement is incomplete due to missing the deferred amount. |  |  |  |
| XXXX | XXXX |  | XXXX | 001140 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date and amortizing term. |  |  |  |
| XXXX | XXXX |  | XXXX | 001140 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001142 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Extension not provided |  | Missing an extension agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001145 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001145 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Extension not provided |  | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001154 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 001154 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001157 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001161 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 001167 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001168 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 001176 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001180 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date and amortizing term. |  |  |  |
| XXXX | XXXX |  | XXXX | 001183 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 001183 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the maturity date and amortization term. |  |  |  |
| XXXX | XXXX |  | XXXX | 001190 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 001246 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |  |  |  |
| XXXX | XXXX |  | XXXX | 001247 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the modification dated XX/XX/XXXX with current interest rate of XX%, current P&I of $XXX and maturity of XX/XX/XXXX. An unsigned copy of the modification was located. |  |  |  |
| XXXX | XXXX |  | XXXX | 001255 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment |  | The deferment agreement is incomplete due to missing the deferred amount. |  |  |  |
| XXXX | XXXX |  | XXXX | 001259 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001261 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 001282 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 3 | Incomplete Document: Deferment |  | The deferment agreements are incomplete due to missing the deferred amounts. |  |  |  |
| XXXX | XXXX |  | XXXX | 001284 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Loan Package Documentation | Application / Processing | Credit | open |  | 2 | Incomplete Document: Modification is incomplete |  | The modification is incomplete due to missing the lender's signature. |  |  |  |
| XXXX | XXXX |  | XXXX | 001286 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 000011 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 001299 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001302 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 000012 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Modification not provided |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX An unsigned copy of the modification was located. |  |  |  |
| XXXX | XXXX |  | XXXX | 001311 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |  |  |  |
| XXXX | XXXX |  | XXXX | 001459 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Deferment not provided |  | Missing a deferment agreement to account for the deferred balance variance of $XXX |  |  |  |
| XXXX | XXXX |  | XXXX | 001567 | XXXX | XXXX |  |  |  |  |  |  |  | Loan Review Complete | XX/XX/XXXX | Missing Document | General | Credit | open |  | 3 | Missing Document: Extension not provided |  | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |  |  |  |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) |  |  |  |
| **Data Compare** | **Data Compare** | **Data Compare** | **Data Compare** | **Data Compare** | **Data Compare** |  |  |  |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Edgar Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| XXXX | XXXX | XXXX | 000045 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000057 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for deferred variance of $XXX. |
| XXXX | XXXX | XXXX | 000044 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000104 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000103 |  | Calculated Amount Due at Maturity |  | $XXX | Field value reflects source document |
| XXXX | XXXX | XXXX | 000290 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000291 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000230 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000229 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000225 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000222 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000219 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000218 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000217 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000213 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000212 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000211 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000209 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 000209 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 000209 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 000208 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000207 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000207 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000204 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000200 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000198 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000195 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000193 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000191 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000191 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000190 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000189 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000189 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000188 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000187 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000239 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000183 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000183 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000180 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000180 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000181 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000181 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No evidence of additional forgiveness in the amount of $XXX. |
| XXXX | XXXX | XXXX | 000178 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000174 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000176 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000238 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000172 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000172 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000236 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000171 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000168 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000167 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000167 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000164 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000164 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000163 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000163 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000161 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000159 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000152 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000152 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000151 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000151 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000232 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000232 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000144 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000144 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000141 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000139 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000139 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000071 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000179 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000173 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000169 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000244 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000140 |  | Calculated Amount Due at Maturity |  | $XXX | Field value reflects source document |
| XXXX | XXXX | XXXX | 000223 |  | Calculated Amount Due at Maturity |  | $XXX | Field value reflects source document |
| XXXX | XXXX | XXXX | 000184 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing maturity date has been verified. |
| XXXX | XXXX | XXXX | 000185 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000185 |  | Calculated Amount Due at Maturity |  | $XXX | Field value reflects source document |
| XXXX | XXXX | XXXX | 000309 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000332 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000322 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000328 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000313 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000318 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000319 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000312 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000326 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000308 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000320 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000054 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000299 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Missing a deferral agreement to cure the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000299 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferral agreement to cure the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000297 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000352 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000353 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000350 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000350 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000356 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000096 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000345 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000059 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a prior modification. |
| XXXX | XXXX | XXXX | 000088 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment<br> agreement |
| XXXX | XXXX | XXXX | 000347 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000089 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000090 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000455 | XXXX | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000453 | XXXX | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000457 | XXXX | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to the lender's signature. |
| XXXX | XXXX | XXXX | 000451 | XXXX | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000372 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000515 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000516 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000505 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000507 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000509 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX | XXXX | 000510 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000510 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferral agreement to cure the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000511 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferred balance variance appears to be related to the incomplete deferment agreement. |
| XXXX | XXXX | XXXX | 000518 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000251 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to the lender's signature date. |
| XXXX | XXXX | XXXX | 000522 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000523 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000097 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000541 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX | XXXX | 000545 |  | Mod Date | XX/XX/XXXX |  | Missing a deferral agreement to cure the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000545 |  | Calculated Amount Due at Maturity | $XXX |  | Missing a deferral agreement to cure the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000547 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000555 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000560 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a prior modification. |
| XXXX | XXXX | XXXX | 000561 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000562 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX | XXXX | 000562 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX | XXXX | 000562 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferral agreement is incomplete because it is missing the deferred balance. |
| XXXX | XXXX | XXXX | 000564 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000564 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferral agreement to cure the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000565 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000566 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to the extension agreement. |
| XXXX | XXXX | XXXX | 000566 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferral agreement is incomplete because it is missing the deferred balance. |
| XXXX | XXXX | XXXX | 000569 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000570 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferral agreement to cure the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000572 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is in line with the most recent, executed modification. |
| XXXX | XXXX | XXXX | 000578 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Missing a deferral agreement to cure the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000578 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferral agreement to cure the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000580 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000581 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000582 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX | XXXX | 000582 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX | XXXX | 000582 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX | XXXX | 000583 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000583 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferral agreement to cure the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000493 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000490 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000489 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000487 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000484 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000482 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000480 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000485 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000531 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 000531 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 000531 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 000499 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to an extension agreement. |
| XXXX | XXXX | XXXX | 000499 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The modification is incomplete because it is missing the maturity date. |
| XXXX | XXXX | XXXX | 000517 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000552 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000533 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000536 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000452 | XXXX | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000279 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is in line with the most recent, executed modification. |
| XXXX | XXXX | XXXX | 000524 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX | XXXX | 000524 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX | XXXX | 000544 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX | XXXX | 000556 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX | XXXX | 000559 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000563 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is in line with the most recent, executed modification. |
| XXXX | XXXX | XXXX | 000526 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000050 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to an extension agreement. |
| XXXX | XXXX | XXXX | 000502 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to an extension agreement. |
| XXXX | XXXX | XXXX | 000502 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX | XXXX | 000514 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000514 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferral agreement to cure the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000590 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 000590 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 000590 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 000460 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000468 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000475 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX | XXXX | 000600 |  | Mod Maturity Date | XX/XX/XXXX |  | Not Modified: The current servicing terms match the original fixed rate Note. |
| XXXX | XXXX | XXXX | 000600 |  | Has Modification? | Yes | No | Not Modified: The current servicing terms match the original fixed rate Note. |
| XXXX | XXXX | XXXX | 000600 |  | Calculated Amount Due at Maturity | $XXX |  | Not Modified: The current servicing terms match the original fixed rate Note. |
| XXXX | XXXX | XXXX | 000612 | XXXX | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000612 | XXXX | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferral agreement to cure the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000787 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000788 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000747 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000752 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 000749 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000606 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000750 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX | XXXX | 000607 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000792 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000605 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000791 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000123 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to an extension agreement. |
| XXXX | XXXX |  | 000123 |  | Calculated Amount Due at Maturity | $XXX |  | Field value reflects source document |
| XXXX | XXXX |  | 000128 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000732 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000732 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX | XXXX | 001199 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001201 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001202 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001202 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000127 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000429 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000289 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000598 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000598 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The modification is incomplete due to missing the approval form, outlining the maturity date. |
| XXXX | XXXX | XXXX | 000598 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX, |
| XXXX | XXXX | XXXX | 001191 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. An unsigned copy of the modification was located. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX | XXXX | 001191 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. An unsigned copy of the modification was located. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX | XXXX | 001191 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. An unsigned copy of the modification was located. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX | XXXX | 000592 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000592 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001189 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001322 |  | Calculated Amount Due at Maturity | $XXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001323 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001326 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX | XXXX | 001326 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX | XXXX | 001326 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX | XXXX | 001328 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001329 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001329 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001330 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001331 |  | Calculated Amount Due at Maturity | $XXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001338 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001339 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001340 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001341 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001342 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The modification is incomplete due to missing the maturity date. |
| XXXX | XXXX | XXXX | 001342 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001344 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001344 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001345 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001345 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001347 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001348 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001350 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001351 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001351 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001352 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001353 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001353 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001354 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001427 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001429 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX | XXXX | 001429 |  | Calculated Amount Due at Maturity | $XXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001430 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears related to a prior modification dated XX/XX/XXXX. |
| XXXX | XXXX | XXXX | 001431 |  | Mod Date | XX/XX/XXXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001431 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001434 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001435 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001435 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX | XXXX | 001436 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001436 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001438 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001438 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001439 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001439 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001462 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001464 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001465 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001466 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001467 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001468 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001471 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001473 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 001516 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing maturity date variance appears to be related to the original note. |
| XXXX | XXXX | XXXX | 001516 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 001516 |  | Calculated Amount Due at Maturity | $XXX |  | Field value reflects source document |
| XXXX | XXXX | XXXX | 001521 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001530 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX | XXXX | 001530 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX | XXXX | 001393 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001388 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001387 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001394 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX | XXXX | 001395 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX | XXXX | 001395 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing maturity date variance appears to be related to the original note. |
| XXXX | XXXX | XXXX | 001395 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The current servicing deferred balance variance appears related to the XX/XX/XXXX deferment. |
| XXXX | XXXX | XXXX | 001404 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001402 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001402 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001402 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001419 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001392 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001392 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001392 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001411 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001411 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001411 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001398 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001422 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001422 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001422 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001407 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001407 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing maturity date variance appears to be related to the prior modification<br> dated XX/XX/XXXX. |
| XXXX | XXXX | XXXX | 001407 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The current servicing deferred balance variance appears related to the XX/XX/XXXX modification. |
| XXXX | XXXX | XXXX | 000351 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000778 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 000778 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing maturity date variance appears to be related to the prior modification dated XX/XX/XXXX. |
| XXXX | XXXX | XXXX | 000778 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The current servicing deferred balance variance appears to be related to the prior modification dated XX/XX/XXXX. |
| XXXX | XXXX | XXXX | 001390 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001390 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001390 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001423 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001423 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001423 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001400 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001397 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001420 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001420 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001420 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001417 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001417 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001417 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001401 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001401 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001401 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001391 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001391 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001391 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001386 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001424 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001424 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001424 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001406 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001406 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing maturity date variance appears to be related to the prior modification <br> dated XX/XX/XXXX. |
| XXXX | XXXX | XXXX | 001406 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The current servicing deferred balance variance appears related to the XX/XX/XXXX modification. |
| XXXX | XXXX | XXXX | 001414 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001414 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing maturity date appears to be related to the Original Note. |
| XXXX | XXXX | XXXX | 001414 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX | XXXX | 000593 |  | Mod Date |  | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001396 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX | XXXX | 001385 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX | XXXX | 001389 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX | XXXX | 001409 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001409 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001409 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001403 |  | Mod Maturity Date | XX/XX/XXXX |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001403 |  | Has Modification? | No |  | Confirmed Not Modified |
| XXXX | XXXX | XXXX | 001403 |  | Calculated Amount Due at Maturity | $XXX |  | Confirmed Not Modified |
| XXXX | XXXX |  | 000041 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is in line with the most recent, executed modification. |
| XXXX | XXXX |  | 000108 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000124 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000361 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000361 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001277 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX | XXXX | 001598 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 001642 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 001762 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 001796 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the modification with a current interest rate of XXX%, a current P&I of $XXX, , and a maturity date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note is also missing. |
| XXXX | XXXX | XXXX | 001796 |  | Mod Amortization Type | Fixed |  | Missing the modification with a current interest rate of XXX%, a current P&I of $XXX, , and a maturity date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note is also missing. |
| XXXX | XXXX | XXXX | 001796 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the modification with a current interest rate of XXX%, a current P&I of $XXX, , and a maturity date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note is also missing. |
| XXXX | XXXX | XXXX | 001838 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX | XXXX | 001872 |  | Has Modification? | No | Yes | Field Value reflects Modification data in file |
| XXXX | XXXX |  | 000258 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, , and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 000258 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, , and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 000258 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, , and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 000258 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, , and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 000263 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000265 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX |  | 000265 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX |  | 000265 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX |  | 000265 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX |  | 000268 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note is also missing. |
| XXXX | XXXX |  | 000268 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note is also missing. |
| XXXX | XXXX |  | 000268 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note is also missing. |
| XXXX | XXXX |  | 000268 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note is also missing. |
| XXXX | XXXX |  | 000033 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000014 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000014 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the maturity date. |
| XXXX | XXXX |  | 000014 |  | Mod Amortization Type | Fixed | ARM | The modification will continue to adjust to the terms of the ARM Note, however, current servicing reflects the loan did not adjust as scheduled. |
| XXXX | XXXX |  | 000014 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000016 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000001 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000068 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000002 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000039 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000040 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000046 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000047 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000048 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to the borrower's signature date. |
| XXXX | XXXX |  | 000052 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000052 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000003 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000061 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The audited maturity date is in line with the most recent, executed modification. |
| XXXX | XXXX |  | 000061 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000066 |  | Mod Date | XX/XX/XXXX |  | Not Modified: The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000066 |  | Mod Maturity Date | XX/XX/XXXX |  | Not Modified: The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000066 |  | Mod Amortization Type | Fixed |  | Not Modified: The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000066 |  | Has Modification? | Yes | No | Not Modified: The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000066 |  | Calculated Amount Due at Maturity | $XXX |  | Not Modified: The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000067 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000074 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000077 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000078 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000092 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000092 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000092 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000080 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000080 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000086 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000086 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000093 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000098 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000101 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000102 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000102 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000107 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000107 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000109 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000109 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000111 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000115 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000116 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 000116 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 000116 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 000116 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 000117 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX |  | 000117 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX |  | 000117 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX |  | 000117 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX |  | 000120 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000120 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000121 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000121 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferment agreements are incomplete due to missing the deferred amounts. |
| XXXX | XXXX |  | 000129 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000246 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000137 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000158 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000194 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000194 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000228 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000247 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000248 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000249 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000257 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000260 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000261 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000262 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000267 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000267 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000269 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000272 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000272 |  | Mod Amortization Type | Fixed | ARM | Field value reflects source document |
| XXXX | XXXX |  | 000272 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000270 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000271 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferment agreement is incomplete due to missing the deferred amount. |
| XXXX | XXXX |  | 000283 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000275 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note is also missing. |
| XXXX | XXXX |  | 000275 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note is also missing. |
| XXXX | XXXX |  | 000275 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note is also missing. |
| XXXX | XXXX |  | 000275 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note is also missing. |
| XXXX | XXXX |  | 000278 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000280 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000280 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferment agreement is incomplete due to missing the deferred amount. |
| XXXX | XXXX |  | 000281 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000284 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000285 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000287 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000293 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000293 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000295 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000295 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000317 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000324 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000325 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000327 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000330 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000331 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000333 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000334 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000336 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000338 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000339 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000343 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000344 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000348 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000357 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000358 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000360 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000360 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000362 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000362 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000362 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000363 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000363 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000364 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000364 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000365 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000366 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000367 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000368 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000382 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000370 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000371 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000371 |  | Mod Amortization Type | Fixed |  | The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000371 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred balance variance of $XXX |
| XXXX | XXXX |  | 000373 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000381 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000386 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000384 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is in line with the most recent, executed modification. |
| XXXX | XXXX |  | 000385 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000391 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000387 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000390 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000398 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000393 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000394 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000395 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000397 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000402 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000399 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is in line with the most recent executed modification. |
| XXXX | XXXX |  | 000399 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000400 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000400 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000414 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000414 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000414 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000414 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000422 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000415 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000416 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000416 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000418 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000418 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000419 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000433 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000423 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000427 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000430 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000432 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000440 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000435 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX |  | 000435 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX |  | 000435 |  | Mod Amortization Type | Fixed |  | Missing the Modification with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX |  | 000435 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. |
| XXXX | XXXX |  | 000437 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000437 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000437 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000437 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000441 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000471 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears related to a deferment agreement. |
| XXXX | XXXX |  | 000471 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000442 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000446 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000447 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000448 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000470 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000470 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000470 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000617 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000495 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000497 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000501 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000508 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000508 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000535 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000537 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000538 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000554 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000577 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000579 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is in line with the most recent, executed modification. |
| XXXX | XXXX |  | 000595 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000609 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000613 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000614 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000614 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing maturity date variance appears to be related to the fully amortizing balloon<br> term. |
| XXXX | XXXX |  | 000614 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000616 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000618 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000624 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000620 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000637 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000627 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is in line with the most recent, executed modification. |
| XXXX | XXXX |  | 000633 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000636 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000639 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000644 |  | Mod Date | XX/XX/XXXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000644 |  | Mod Amortization Type | Fixed |  | The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000644 |  | Calculated Amount Due at Maturity | $XXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000640 |  | Mod Date | XX/XX/XXXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000640 |  | Mod Amortization Type | Fixed |  | The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000640 |  | Calculated Amount Due at Maturity | $XXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000642 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000643 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000646 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000656 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000649 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000651 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000654 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000654 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000668 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000004 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000672 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000672 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000672 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000673 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000674 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000674 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000677 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000681 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000682 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, , and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000682 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, , and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000682 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, , and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000682 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, , and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000684 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000684 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 000684 |  | Mod Amortization Type | Fixed | ARM | Field value reflects source document |
| XXXX | XXXX |  | 000685 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to an extension agreement. |
| XXXX | XXXX |  | 000685 |  | Mod Amortization Type | Fixed |  | The loan is currently servicing at the terms of the HELOC Agreement. |
| XXXX | XXXX |  | 000685 |  | Calculated Amount Due at Maturity | $XXX |  | The loan is currently servicing at the terms of the HELOC Agreement. |
| XXXX | XXXX |  | 000686 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000686 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 000687 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000687 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 000688 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000688 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 000689 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000689 |  | Mod Amortization Type | Fixed | ARM | Field value reflects source document |
| XXXX | XXXX |  | 000689 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000690 |  | Mod Date | XX/XX/XXXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX and maturity of XX/XX/XXXX. Current servicing reflects deferred monies in the amount of $XXXThe original Note is an ARM, however, current servicing reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000690 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX and maturity of XX/XX/XXXX. Current servicing reflects deferred monies in the amount of $XXXThe original Note is an ARM, however, current servicing reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000690 |  | Mod Amortization Type | Fixed |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX and maturity of XX/XX/XXXX. Current servicing reflects deferred monies in the amount of $XXXThe original Note is an ARM, however, current servicing reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000690 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX and maturity of XX/XX/XXXX. Current servicing reflects deferred monies in the amount of $XXXThe original Note is an ARM, however, current servicing reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000691 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000691 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 000691 |  | Mod Amortization Type | Fixed | ARM | Field value reflects source document |
| XXXX | XXXX |  | 000692 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000692 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000692 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000692 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000693 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is in line with the most recent, executed modification. |
| XXXX | XXXX |  | 000705 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000705 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 000705 |  | Mod Amortization Type | Fixed | ARM | Field value reflects source document |
| XXXX | XXXX |  | 000715 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000715 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000718 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000718 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000719 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000724 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000726 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000727 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000729 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000729 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000730 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX, |
| XXXX | XXXX |  | 000733 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000733 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000734 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000735 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000736 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000736 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000738 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000738 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000739 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000741 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000742 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000744 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The servicing modification date appears related to a deferment. |
| XXXX | XXXX |  | 000744 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000746 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000755 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000783 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, , and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 000783 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, , and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 000783 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, , and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 000783 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, , and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 000784 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000800 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000804 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000804 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000807 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000808 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000830 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000831 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000832 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000832 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX, |
| XXXX | XXXX |  | 000833 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX |
| XXXX | XXXX |  | 000835 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000835 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the approval form outlining the maturity date, interest rate and term. |
| XXXX | XXXX |  | 000835 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX, |
| XXXX | XXXX |  | 000843 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000844 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000844 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000844 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX, |
| XXXX | XXXX |  | 000845 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000850 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000850 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000850 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000850 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 000856 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000857 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000857 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 000857 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX |
| XXXX | XXXX |  | 000858 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000858 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000858 |  | Mod Amortization Type | Fixed |  | The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000858 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Field value reflects source document |
| XXXX | XXXX |  | 000859 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000863 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000864 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000870 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to the most recent rate payment date for the GPM. |
| XXXX | XXXX |  | 000870 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000870 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000873 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000874 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000874 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the maturity date. |
| XXXX | XXXX |  | 000875 |  | Mod Date | XX/XX/XXXX |  | The audited modification date is in line with the most recent, executed deferment. |
| XXXX | XXXX |  | 000875 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The loan is currently servicing at the terms of the HELOC Agreement. |
| XXXX | XXXX |  | 000875 |  | Mod Amortization Type | Fixed |  | The loan is currently servicing at the terms of the HELOC Agreement. |
| XXXX | XXXX |  | 000875 |  | Calculated Amount Due at Maturity | $XXX |  | The deferment agreement is incomplete due to missing the deferred amount. |
| XXXX | XXXX |  | 000878 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000879 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to the borrower's signature date. |
| XXXX | XXXX |  | 000879 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing maturity date variance appears to be related to the fully amortizing balloon<br> term. |
| XXXX | XXXX |  | 000879 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000880 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000884 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000884 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000887 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000887 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000888 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 000891 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000892 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000893 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000902 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000902 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000902 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000902 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000905 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000907 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000908 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000908 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000912 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000913 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000913 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The modification is incomplete due to missing the maturity date. |
| XXXX | XXXX |  | 000913 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000916 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000916 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the maturity date. |
| XXXX | XXXX |  | 000916 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000918 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000918 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000919 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000923 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000923 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000923 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000930 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000930 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is a HELOC Credit Limit Increase; all other terms within the original HELOC<br> agreement remain in effect. |
| XXXX | XXXX |  | 000930 |  | Mod Amortization Type | Fixed | ARM | Field value reflects source document |
| XXXX | XXXX |  | 000931 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000931 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000932 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000933 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000933 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The modification is incomplete due to missing the maturity date and amortization term. |
| XXXX | XXXX |  | 000933 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000935 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000936 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000936 |  | Mod Amortization Type | Fixed | GPM/ARM | Field value reflects source document |
| XXXX | XXXX |  | 000936 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000937 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000937 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |
| XXXX | XXXX |  | 000937 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000942 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000942 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |
| XXXX | XXXX |  | 000945 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000945 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000946 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000948 |  | Mod Date | XX/XX/XXXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000948 |  | Mod Amortization Type | Fixed |  | The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000948 |  | Calculated Amount Due at Maturity | $XXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000950 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferment agreement is incomplete due to missing the deferred amount. |
| XXXX | XXXX |  | 000951 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears related to the Lender's signature date. |
| XXXX | XXXX |  | 000951 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |
| XXXX | XXXX |  | 000952 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000954 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000955 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000958 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000958 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000959 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000959 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |
| XXXX | XXXX |  | 000959 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000963 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000963 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 000965 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000967 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000967 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 000967 |  | Mod Amortization Type | Fixed | ARM | The modification is a HELOC closed to further loan advances change; all other terms within the original HELOC agreement remain in effect. |
| XXXX | XXXX |  | 000968 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000969 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000970 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000970 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000971 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 000971 |  | Mod Amortization Type | Fixed |  | The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 000971 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000972 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000972 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 000976 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000977 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000977 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000977 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000977 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000978 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000979 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000980 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000980 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the first payment date, maturity date and amortization term. |
| XXXX | XXXX |  | 000980 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000985 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000985 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing maturity date variance appears to be related to the fully amortizing balloon<br> term. |
| XXXX | XXXX |  | 000986 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000986 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX |
| XXXX | XXXX |  | 000990 |  | Mod Date | XX/XX/XXXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX, and maturity of XX/XX/XXXX. The original Note is an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000990 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX, and maturity of XX/XX/XXXX. The original Note is an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000990 |  | Mod Amortization Type | Fixed |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX, and maturity of XX/XX/XXXX. The original Note is an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000990 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX, and maturity of XX/XX/XXXX. The original Note is an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 000995 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000995 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX, |
| XXXX | XXXX |  | 000996 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000997 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 000999 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000999 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 000999 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001001 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001002 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001004 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001005 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001008 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001008 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the maturity date. |
| XXXX | XXXX |  | 001009 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001010 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001013 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001015 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001015 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001016 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferment agreement is incomplete due to missing the deferred amount. |
| XXXX | XXXX |  | 001017 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001019 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001022 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001024 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001027 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to the lender's signature date. |
| XXXX | XXXX |  | 001027 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 001027 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001030 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001030 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001032 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001032 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the maturity date and amortization term. |
| XXXX | XXXX |  | 001032 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001034 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001035 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001036 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001036 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001036 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001037 |  | Mod Date | XX/XX/XXXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX and maturity of XX/XX/XXXX. |
| XXXX | XXXX |  | 001037 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX and maturity of XX/XX/XXXX. |
| XXXX | XXXX |  | 001037 |  | Mod Amortization Type | Fixed |  | Missing the modification dated XX/XX/XXXX with current interest rate of XX%, current P&I of $XXX and maturity of XX/XX/XXXX. |
| XXXX | XXXX |  | 001037 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XX%, current P&I of $XXX and maturity of XX/XX/XXXX. |
| XXXX | XXXX |  | 001041 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferment agreement is incomplete due to missing the deferred amount. |
| XXXX | XXXX |  | 001042 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001044 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001046 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001047 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001049 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001049 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001050 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001050 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001052 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001055 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to an extension agreement. |
| XXXX | XXXX |  | 001055 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 001055 |  | Mod Amortization Type | Fixed |  | The modification is a HELOC maturity date extension; all other terms within the original HELOC agreement remain in effect. |
| XXXX | XXXX |  | 001057 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001058 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 001058 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 001058 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 001058 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note reflects an ARM, however, current data reflects the loan is now Fixed. |
| XXXX | XXXX |  | 001060 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001060 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001061 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001061 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001063 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001066 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001066 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 001066 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001067 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001068 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001068 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001069 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001071 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001071 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX |
| XXXX | XXXX |  | 001073 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001074 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001076 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 001076 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The current deferred variance appears related to 3 PRA anniversary dates which have expired. |
| XXXX | XXXX |  | 001077 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001078 |  | Mod Maturity Date | XX/XX/XXXX |  | The original Note is also missing. |
| XXXX | XXXX |  | 001081 |  | Mod Date | XX/XX/XXXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX and maturity of XX/XX/XXXX. The original Note is an ARM, however, current servicing reflects the loan is now Fixed. |
| XXXX | XXXX |  | 001081 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX and maturity of XX/XX/XXXX. The original Note is an ARM, however, current servicing reflects the loan is now Fixed. |
| XXXX | XXXX |  | 001081 |  | Mod Amortization Type | Fixed |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX and maturity of XX/XX/XXXX. The original Note is an ARM, however, current servicing reflects the loan is now Fixed. |
| XXXX | XXXX |  | 001081 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX and maturity of XX/XX/XXXX. The original Note is an ARM, however, current servicing reflects the loan is now Fixed. |
| XXXX | XXXX |  | 001082 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001083 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001084 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001084 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001085 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001086 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001086 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the maturity date. |
| XXXX | XXXX |  | 001086 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX |
| XXXX | XXXX |  | 001087 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001087 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001089 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001090 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001092 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001095 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001096 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001096 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the maturity date and amortization term. |
| XXXX | XXXX |  | 001096 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001101 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001102 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001102 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001105 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001105 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 001105 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001107 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001113 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001114 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is in line with the most recent, executed modification. |
| XXXX | XXXX |  | 001114 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001116 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001116 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001116 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001118 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001120 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 001120 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 001120 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 001120 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 001121 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred <br> monies in the amount of $XXX. |
| XXXX | XXXX |  | 001121 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred <br> monies in the amount of $XXX. |
| XXXX | XXXX |  | 001121 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred <br> monies in the amount of $XXX. |
| XXXX | XXXX |  | 001121 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred <br> monies in the amount of $XXX. |
| XXXX | XXXX |  | 001123 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001123 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001129 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001130 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001130 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 001130 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001132 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001132 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Field value reflects source document |
| XXXX | XXXX |  | 001132 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX |
| XXXX | XXXX |  | 001133 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001133 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the maturity date and amortization term. |
| XXXX | XXXX |  | 001133 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001135 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 001135 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 001135 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 001135 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 001137 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001139 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferment agreement is incomplete due to missing the deferred amount. |
| XXXX | XXXX |  | 001140 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001140 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the maturity date. |
| XXXX | XXXX |  | 001140 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001142 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001142 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Missing an extension agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |
| XXXX | XXXX |  | 001142 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001145 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date is related to a deferment agreement. |
| XXXX | XXXX |  | 001145 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |
| XXXX | XXXX |  | 001145 |  | Mod Amortization Type | Fixed |  | The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 001145 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001154 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001154 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | The modification is incomplete due to missing the maturity date and amortization term. |
| XXXX | XXXX |  | 001154 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001157 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001157 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001161 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001161 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001167 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001167 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001168 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001168 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the maturity date and amortization term. |
| XXXX | XXXX |  | 001168 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001176 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 001176 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 001176 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 001176 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. |
| XXXX | XXXX |  | 001179 |  | Mod Date | XX/XX/XXXX |  | Not Modified: The loan is currently servicing at the terms of the ARM Note. |
| XXXX | XXXX |  | 001179 |  | Mod Maturity Date | XX/XX/XXXX |  | Not Modified: The loan is currently servicing at the terms of the ARM Note. |
| XXXX | XXXX |  | 001179 |  | Mod Amortization Type | ARM |  | Not Modified: The loan is currently servicing at the terms of the ARM Note. |
| XXXX | XXXX |  | 001179 |  | Has Modification? | Yes | No | Not Modified: The loan is currently servicing at the terms of the ARM Note. |
| XXXX | XXXX |  | 001179 |  | Calculated Amount Due at Maturity | $XXX |  | Not Modified: The loan is currently servicing at the terms of the ARM Note. |
| XXXX | XXXX |  | 001180 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001180 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the maturity date. |
| XXXX | XXXX |  | 001180 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001181 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001183 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is line with the most recent, executed modification. |
| XXXX | XXXX |  | 001183 |  | Mod Maturity Date | XX/XX/XXXX |  | The modification is incomplete due to missing the maturity date. |
| XXXX | XXXX |  | 001183 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001188 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The current servicing modification date is related to a deferment agreement. |
| XXXX | XXXX |  | 001188 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001188 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001190 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001190 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001190 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001197 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001209 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is in line with the most recent, executed modification. |
| XXXX | XXXX |  | 001211 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001213 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001218 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001227 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001237 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001239 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | The audited modification date is in line with the most recent executed modification. |
| XXXX | XXXX |  | 001240 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001242 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001242 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001244 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001245 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001246 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 001246 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 001246 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 001246 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The original Note is also missing. |
| XXXX | XXXX |  | 001247 |  | Mod Date | XX/XX/XXXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX, and maturity of XX/XX/XXXX. An unsigned copy of the modification was located. |
| XXXX | XXXX |  | 001247 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX, and maturity of XX/XX/XXXX. An unsigned copy of the modification was located. |
| XXXX | XXXX |  | 001247 |  | Mod Amortization Type | GPM |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX, and maturity of XX/XX/XXXX. An unsigned copy of the modification was located. |
| XXXX | XXXX |  | 001247 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the modification dated XX/XX/XXXX with current interest rate of XXX%, current P&I of $XXX, and maturity of XX/XX/XXXX. An unsigned copy of the modification was located. |
| XXXX | XXXX |  | 001248 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001249 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001250 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001250 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001251 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001252 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001253 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001253 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001254 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001254 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001255 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001255 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001255 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferment agreement is incomplete due to missing the deferred amount. |
| XXXX | XXXX |  | 001256 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001256 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001259 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001259 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001261 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX, |
| XXXX | XXXX |  | 001263 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001268 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001270 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001271 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001273 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001273 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001274 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001274 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001275 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001275 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001276 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001276 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001278 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001280 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001282 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001282 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferment agreements are incomplete due to missing the deferred amounts. |
| XXXX | XXXX |  | 001283 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001284 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001286 |  | Mod Date | XX/XX/XXXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 001286 |  | Mod Amortization Type | Fixed |  | The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 001286 |  | Calculated Amount Due at Maturity | $XXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001289 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001298 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 000011 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001299 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001299 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001301 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001302 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001302 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 000012 |  | Mod Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. An unsigned copy of the modification was located. |
| XXXX | XXXX |  | 000012 |  | Mod Maturity Date | XX/XX/XXXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. An unsigned copy of the modification was located. |
| XXXX | XXXX |  | 000012 |  | Mod Amortization Type | Fixed |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. An unsigned copy of the modification was located. |
| XXXX | XXXX |  | 000012 |  | Calculated Amount Due at Maturity | $XXX |  | Missing the Modification dated XX/XX/XXXX with a current Interest Rate of XXX%, current P&I of $XXX, and a Maturity Date of XX/XX/XXXX. The current servicing data reflects deferred monies in the amount of $XXX. An unsigned copy of the modification was located. |
| XXXX | XXXX |  | 001303 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001304 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001304 |  | Calculated Amount Due at Maturity | $XXX | $XXX | The deferred variance is related to other deferred amounts in the amount of $XXX, , outlined on the finalized Modification due to a shortfall. |
| XXXX | XXXX |  | 001306 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001308 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001310 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001311 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001311 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001312 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001313 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001320 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to a deferment agreement. |
| XXXX | XXXX |  | 001320 |  | Mod Amortization Type | Fixed |  | The loan is currently servicing at the terms of the Fixed Rate Note. |
| XXXX | XXXX |  | 001377 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001380 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001384 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001458 |  | Mod Date | XX/XX/XXXX |  | The current servicing modification date appears to be related to an extension agreement. |
| XXXX | XXXX |  | 001458 |  | Mod Amortization Type | ARM |  | The loan is currently servicing at the terms of the ARM Note. |
| XXXX | XXXX |  | 001459 |  | Mod Date | XX/XX/XXXX |  | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001459 |  | Mod Amortization Type | ARM |  | The loan is currently servicing at the terms of the ARM Note. |
| XXXX | XXXX |  | 001459 |  | Calculated Amount Due at Maturity | $XXX | $XXX | Missing a deferment agreement to account for the deferred balance variance of $XXX. |
| XXXX | XXXX |  | 001542 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001552 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001554 |  | Mod Amortization Type | Fixed | GPM | Field value reflects source document |
| XXXX | XXXX |  | 001555 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001556 |  | Calculated Amount Due at Maturity | $XXX | $XXX | No forgiveness located to account for the deferred variance of $XXX. |
| XXXX | XXXX |  | 001557 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001562 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Field Value reflects Modification Date per the Modification agreement |
| XXXX | XXXX |  | 001567 |  | Mod Date | XX/XX/XXXX | XX/XX/XXXX | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |
| XXXX | XXXX |  | 001567 |  | Mod Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Missing an Extension Agreement to account for the maturity date variance from XX/XX/XXXX to XX/XX/XXXX. |

---

## Exhibit 99.4

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.4**

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOANUID** | **LOANID** | **Edgar Loan ID** | **SLOANID** | **First Payment Date** | **Data Cutoff Date** | **Pay History Scope** | **Pay History Summary (MBA)** | **Months of Data Missing During Lookback** | **Delinquency During Lookback** |
| XXXXX | XXXXX | 000033 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000055666666543222111100 | 0 | 18 |
| XXXXX | XXXXX | 000014 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000546556677 | 0 | 9 |
| XXXXX | XXXXX | 000019 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100100100101022376699999 | 0 | 16 |
| XXXXX | XXXXX | 000021 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000099999999 | 0 | 8 |
| XXXXX | XXXXX | 000068 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000001233210100 | 0 | 7 |
| XXXXX | XXXXX | 000042 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000009999999999999999999 | 0 | 19 |
| XXXXX | XXXXX | 000044 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 108002432000010043211211 | 0 | 15 |
| XXXXX | XXXXX | 000048 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000102121110000054322211 | 0 | 15 |
| XXXXX | XXXXX | 000051 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000999999998225432432211 | 0 | 21 |
| XXXXX | XXXXX | 000052 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000222222444444444435555 | 0 | 21 |
| XXXXX | XXXXX | 000067 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000111000765523335432 | 0 | 15 |
| XXXXX | XXXXX | 000084 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 003210000001987659987654 | 0 | 16 |
| XXXXX | XXXXX | 000085 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 012223544444554545578777 | 0 | 23 |
| XXXXX | XXXXX | 000086 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 010106543232121065432109 | 0 | 19 |
| XXXXX | XXXXX | 000089 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000010011111111111001000 | 0 | 13 |
| XXXXX | XXXXX | 000090 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000010000000000000000000 | 0 | 1 |
| XXXXX | XXXXX | 000095 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 111111111111111101111111 | 0 | 23 |
| XXXXX | XXXXX | 000098 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000110001112222223444435 | 0 | 18 |
| XXXXX | XXXXX | 000108 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100100000210000101000000 | 0 | 6 |
| XXXXX | XXXXX | 000117 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000010000000000000000000 | 0 | 1 |
| XXXXX | XXXXX | 000118 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100010011110000001221211 | 0 | 13 |
| XXXXX | XXXXX | 000123 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100010000000000000000010 | 0 | 3 |
| XXXXX | XXXXX | 000136 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000145 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000100000000000210321099 | 0 | 8 |
| XXXXX | XXXXX | 000146 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000100432143210321002102 | 0 | 15 |
| XXXXX | XXXXX | 000149 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000100110100000001000001 | 0 | 6 |
| XXXXX | XXXXX | 000157 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000122221011111222221222 | 0 | 20 |
| XXXXX | XXXXX | 000162 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000121000099999999999999 | 0 | 17 |
| XXXXX | XXXXX | 000167 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 001110000010000000101010 | 0 | 7 |
| XXXXX | XXXXX | 000173 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 001101010000010000101000 | 0 | 7 |
| XXXXX | XXXXX | 000179 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000100000000000000011010 | 0 | 4 |
| XXXXX | XXXXX | 000196 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 110100122111111111111111 | 0 | 21 |
| XXXXX | XXXXX | 000198 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000523243232222112102132 | 0 | 20 |
| XXXXX | XXXXX | 000215 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 111110000000000000010000 | 0 | 6 |
| XXXXX | XXXXX | 000216 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000110000000000000010110 | 0 | 5 |
| XXXXX | XXXXX | 000217 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 110111111111111111111111 | 0 | 23 |
| XXXXX | XXXXX | 000223 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 110121111021010000000001 | 0 | 12 |
| XXXXX | XXXXX | 000230 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 111100000000000000000100 | 0 | 5 |
| XXXXX | XXXXX | 000238 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000110000000000000000000 | 0 | 2 |
| XXXXX | XXXXX | 000259 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000261 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000210111111000001210021 | 0 | 13 |
| XXXXX | XXXXX | 000276 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 110100010000100232102102 | 0 | 12 |
| XXXXX | XXXXX | 000305 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100000210109987654321005 | 0 | 15 |
| XXXXX | XXXXX | 000312 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000999999999999999999876 | 0 | 21 |
| XXXXX | XXXXX | 000315 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000043567878765 | 0 | 11 |
| XXXXX | XXXXX | 000322 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000001054321087654321099 | 0 | 16 |
| XXXXX | XXXXX | 000328 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000999999999999999999 | 0 | 18 |
| XXXXX | XXXXX | 000330 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100012211010000101001000 | 0 | 10 |
| XXXXX | XXXXX | 000346 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100010011100000001010001 | 0 | 8 |
| XXXXX | XXXXX | 000350 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000999999999999999998 | 0 | 18 |
| XXXXX | XXXXX | 000356 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000101111111111111110000 | 0 | 16 |
| XXXXX | XXXXX | 000365 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100110012112222143322322 | 0 | 20 |
| XXXXX | XXXXX | 000370 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000222000001323232210010 | 0 | 13 |
| XXXXX | XXXXX | 000379 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000011000000000000000000 | 0 | 2 |
| XXXXX | XXXXX | 000394 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000002212211111101002110 | 0 | 15 |
| XXXXX | XXXXX | 000403 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 210021000000000065432100 | 0 | 10 |
| XXXXX | XXXXX | 000409 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 005432222222222222222221 | 0 | 22 |
| XXXXX | XXXXX | 000422 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000999999999999999999 | 0 | 18 |
| XXXXX | XXXXX | 000415 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000054321000 | 0 | 5 |
| XXXXX | XXXXX | 000423 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000444444444444445655656 | 0 | 21 |
| XXXXX | XXXXX | 000427 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000032210111000000006503 | 0 | 10 |
| XXXXX | XXXXX | 000429 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000031221101122211222221 | 0 | 19 |
| XXXXX | XXXXX | 000440 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000033333333331222110000 | 0 | 16 |
| XXXXX | XXXXX | 000435 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 009998765432322343222112 | 0 | 22 |
| XXXXX | XXXXX | 000437 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000087654321010 | 0 | 9 |
| XXXXX | XXXXX | 000471 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000222222222222222222222 | 0 | 21 |
| XXXXX | XXXXX | 000448 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100000111111111111111111 | 0 | 19 |
| XXXXX | XXXXX | 000464 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000009999999999987654322 | 0 | 19 |
| XXXXX | XXXXX | 000617 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000210011098765432101003 | 0 | 15 |
| XXXXX | XXXXX | 000479 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000022212111111100000004 | 0 | 13 |
| XXXXX | XXXXX | 000481 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100011010000123323232323 | 0 | 16 |
| XXXXX | XXXXX | 000485 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000123456767654324323212 | 0 | 21 |
| XXXXX | XXXXX | 000486 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 010000121222222212212101 | 0 | 18 |
| XXXXX | XXXXX | 000495 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000009999999999 | 0 | 10 |
| XXXXX | XXXXX | 000496 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100654657223332233233333 | 0 | 22 |
| XXXXX | XXXXX | 000498 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000011002211000000100099 | 0 | 9 |
| XXXXX | XXXXX | 000500 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 001111111022211122100001 | 0 | 17 |
| XXXXX | XXXXX | 000502 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000098765432449 | 0 | 11 |
| XXXXX | XXXXX | 000507 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000022222122222222222222 | 0 | 20 |
| XXXXX | XXXXX | 000508 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 102222222222222222222222 | 0 | 23 |
| XXXXX | XXXXX | 000517 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000021111121101006543222 | 0 | 17 |
| XXXXX | XXXXX | 000518 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000011111122211100112210 | 0 | 17 |
| XXXXX | XXXXX | 000521 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000111101221999999999999 | 0 | 20 |
| XXXXX | XXXXX | 000528 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000099999999987654321109 | 0 | 19 |
| XXXXX | XXXXX | 000530 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000076543210065432108765 | 0 | 17 |
| XXXXX | XXXXX | 000535 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000099999999999999876543 | 0 | 20 |
| XXXXX | XXXXX | 000548 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000032100002543214321010 | 0 | 14 |
| XXXXX | XXXXX | 000551 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000999999999999999999 | 0 | 18 |
| XXXXX | XXXXX | 000560 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100432222343233211111213 | 0 | 22 |
| XXXXX | XXXXX | 000573 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100112122211100422222112 | 0 | 20 |
| XXXXX | XXXXX | 000586 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000099999998765543321222 | 0 | 20 |
| XXXXX | XXXXX | 000601 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000602 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000010000000000000001000 | 0 | 2 |
| XXXXX | XXXXX | 000621 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000999999999999999999999 | 0 | 21 |
| XXXXX | XXXXX | 000626 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000009999999999999999999 | 0 | 19 |
| XXXXX | XXXXX | 000627 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 009999999999987654321065 | 0 | 21 |
| XXXXX | XXXXX | 000630 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000043211099999 | 0 | 10 |
| XXXXX | XXXXX | 000633 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000011002100011099999999 | 0 | 14 |
| XXXXX | XXXXX | 000634 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000099999876656543227654 | 0 | 20 |
| XXXXX | XXXXX | 000639 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000099999999999 | 0 | 11 |
| XXXXX | XXXXX | 000646 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000009999999999 | 0 | 10 |
| XXXXX | XXXXX | 000648 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000099999999987 | 0 | 11 |
| XXXXX | XXXXX | 000651 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000010012222222523223265 | 0 | 18 |
| XXXXX | XXXXX | 000663 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 001002109999999999998765 | 0 | 19 |
| XXXXX | XXXXX | 000671 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000999999876543432132543 | 0 | 21 |
| XXXXX | XXXXX | 000672 | 1000507907 | XX/XX/XXXX | XX/XX/XXXX | 24 | 000876543221326543232111 | 0 | 21 |
| XXXXX | XXXXX | 000678 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000111111111111222110100 | 0 | 18 |
| XXXXX | XXXXX | 000687 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000698 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000699 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000716 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000044456666 | 0 | 8 |
| XXXXX | XXXXX | 000717 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000009876543210999999999 | 0 | 18 |
| XXXXX | XXXXX | 000723 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000999999999999999999999 | 0 | 21 |
| XXXXX | XXXXX | 000732 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000032101021000000004333 | 0 | 10 |
| XXXXX | XXXXX | 000736 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000065432100443 | 0 | 9 |
| XXXXX | XXXXX | 000740 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 001132221110111011211122 | 0 | 20 |
| XXXXX | XXXXX | 000746 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000009999999876543210000 | 0 | 15 |
| XXXXX | XXXXX | 000747 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000001107765543210010000 | 0 | 12 |
| XXXXX | XXXXX | 000759 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000760 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000767 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 00000000000000000000000N | 0 | 0 |
| XXXXX | XXXXX | 000775 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000101000NNN | 0 | 2 |
| XXXXX | XXXXX | 000777 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 0000000000000000101NNNNN | 0 | 2 |
| XXXXX | XXXXX | 000781 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000782 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000010 | 0 | 1 |
| XXXXX | XXXXX | 000792 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000111111111212110011111 | 0 | 19 |
| XXXXX | XXXXX | 000794 | 500102883 | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000XXXXNNNNN | 4 | 0 |
| XXXXX | XXXXX | 000795 | 500102890 | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000XXXXNNNNN | 4 | 0 |
| XXXXX | XXXXX | 000815 | 2000041997 | XX/XX/XXXX | XX/XX/XXXX | 24 | 0000000000000XXXXXNNNNNN | 5 | 0 |
| XXXXX | XXXXX | 000820 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000821 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000825 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000840 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000844 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000867 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000868 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000873 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000879 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000882 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000896 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000897 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000902 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000010000000000000000000 | 0 | 1 |
| XXXXX | XXXXX | 000904 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000913 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000915 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000919 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000009999999999 | 0 | 10 |
| XXXXX | XXXXX | 000931 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000941 | 1000587935 | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000946 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000954 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000956 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000957 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000963 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000001112 | 0 | 4 |
| XXXXX | XXXXX | 000964 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000966 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000972 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000009999 | 0 | 4 |
| XXXXX | XXXXX | 000981 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000992 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000993 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 000995 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001000 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000010000000000000000000 | 0 | 1 |
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| XXXXX | XXXXX | 001007 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001014 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000013 | 0 | 2 |
| XXXXX | XXXXX | 001017 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001021 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001025 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001041 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000001000000000000000000 | 0 | 1 |
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| XXXXX | XXXXX | 001053 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
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| XXXXX | XXXXX | 001109 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001116 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001126 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
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| XXXXX | XXXXX | 001158 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001160 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000010000000000000000000 | 0 | 1 |
| XXXXX | XXXXX | 001177 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
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| XXXXX | XXXXX | 001198 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000002100222110000000000 | 0 | 7 |
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| XXXXX | XXXXX | 001212 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001217 | 2000042168 | XX/XX/XXXX | XX/XX/XXXX | 24 | 0000000000111X0110000006 | 1 | 6 |
| XXXXX | XXXXX | 001218 | 2000042181 | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001221 | 2000042594 | XX/XX/XXXX | XX/XX/XXXX | 24 | 00000000000X0000NNNNNNNN | 1 | 0 |
| XXXXX | XXXXX | 001233 | 2000042946 | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000X00000000000000 | 1 | 0 |
| XXXXX | XXXXX | 001247 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000025665543221221000222 | 0 | 17 |
| XXXXX | XXXXX | 001251 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 001011123120013112001202 | 0 | 16 |
| XXXXX | XXXXX | 001270 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000099999999999999998765 | 0 | 20 |
| XXXXX | XXXXX | 001271 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000006543210987654321076 | 0 | 17 |
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| XXXXX | XXXXX | 001289 | 24 | XX/XX/XXXX | XX/XX/XXXX | 24 | 0000009999999998765432XX | 2 | 16 |
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| XXXXX | XXXXX | 001297 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000043332113102220224433 | 0 | 18 |
| XXXXX | XXXXX | 001307 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000111122111111000000000 | 0 | 12 |
| XXXXX | XXXXX | 001328 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000011111010000000000000 | 0 | 6 |
| XXXXX | XXXXX | 001333 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 001111111111111111112111 | 0 | 22 |
| XXXXX | XXXXX | 001344 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000111111321110432121210 | 0 | 19 |
| XXXXX | XXXXX | 001354 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000211111112111111111121 | 0 | 21 |
| XXXXX | XXXXX | 001355 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 101111111010011111100100 | 0 | 16 |
| XXXXX | XXXXX | 001360 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000111000000000000000 | 0 | 3 |
| XXXXX | XXXXX | 001377 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 100898887654332100430232 | 0 | 19 |
| XXXXX | XXXXX | 001381 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000999876543221122100 | 0 | 16 |
|  | XXXXX | 001384 | 100132700 | XX/XX/XXXX | XX/XX/XXXX | 24 | XXXXXXXXXXXXXXXXXXXXXXXX | 24 | 0 |
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| XXXXX | XXXXX | 001435 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 001010100010010110110000 | 0 | 9 |
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| XXXXX | XXXXX | 001470 | 262097 | XX/XX/XXXX | XX/XX/XXXX | 24 | 0101000000000011012XXXXX | 5 | 6 |
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| XXXXX | XXXXX | 001541 | 279026 | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001545 | 2000043313 | XX/XX/XXXX | XX/XX/XXXX | 24 | 100210XXXXXXXXXXXXXXXNNN | 15 | 3 |
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| XXXXX | XXXXX | 001620 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001630 | 1000419198 | XX/XX/XXXX | XX/XX/XXXX | 24 | 00000000000000000XXXXXXX | 7 | 0 |
| XXXXX | XXXXX | 001636 | 1000418967 | XX/XX/XXXX | XX/XX/XXXX | 24 | 00000000000000000XXXXXXX | 7 | 0 |
| XXXXX | XXXXX | 001641 | 1000419145 | XX/XX/XXXX | XX/XX/XXXX | 24 | 00000000000000000XXXXXXX | 7 | 0 |
| XXXXX | XXXXX | 001658 | 1000418982 | XX/XX/XXXX | XX/XX/XXXX | 24 | 00000000000000000XXXXXXX | 7 | 0 |
| XXXXX | XXXXX | 001661 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001665 | 1000419199 | XX/XX/XXXX | XX/XX/XXXX | 24 | 00000000000000000XXXXXXX | 7 | 0 |
| XXXXX | XXXXX | 001672 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
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| XXXXX | XXXXX | 001846 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001850 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
| XXXXX | XXXXX | 001856 |  | XX/XX/XXXX | XX/XX/XXXX | 24 | 000000000000000000000000 | 0 | 0 |
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|  | XXXXX | 001880 | 12025021506 | XX/XX/XXXX | XX/XX/XXXX | 24 | XXXXXXNNNNNNNNNNNNNNNNNN | 6 | 0 |
|  | XXXXX | 001883 | 12025041977 | XX/XX/XXXX | XX/XX/XXXX | 24 | XXXXNNNNNNNNNNNNNNNNNNNN | 4 | 0 |
|  | XXXXX | 001885 | 37495074 | XX/XX/XXXX | XX/XX/XXXX | 24 | XXXXXXXXXXXXXXXXXXXXXXXX | 24 | 0 |
|  | XXXXX | 001888 | 37495422 | XX/XX/XXXX | XX/XX/XXXX | 24 | 0XXXXXXXXXXXXXXXXXXXXXXX | 23 | 0 |
|  | XXXXX | 001894 | 37495415 | XX/XX/XXXX | XX/XX/XXXX | 24 | XXXXXXXXXXXXXXXXXXXXXXXX | 24 | 0 |
|  | XXXXX | 001898 | 37495175 | XX/XX/XXXX | XX/XX/XXXX | 24 | XXXXXXXXXXXXXXXXXXXXXXXX | 24 | 0 |

---

---

| | | |
|:---|:---|:---|
| **Category** | **# of Mortgage Loans** | **% of Mortgage Loans** |
| No Delinquency, No Missing Data | 90 | 30.72% |
| Delinquency, No Missing Data | 151 | 51.54% |
| No Delinquency, At Least One Month Missing | 43 | 14.68% |
| Delinquency, At Least One Month Missing | 9 | 3.07% |
| **Total** | **293** | **100.01%** |

---

## Exhibit 99.5

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client LN** | **Edgar Loan ID** | **SitusAMC ID** | **Seller LN** | **Address** | **City** | **ST** | **Zip** | **Trade** | **Origination Balance** | **Origination Date** | **Critical Defect** | **SMtg Open** | **Address Variation** | **Origination Vesting** | **Current Vesting** | **SMtg First Position Mortgage** | **Prior Lien/Judgment** | **Municipal Lien** | **Association Super Lien** | **Property Tax Lien** | **Property Tax Status** | **SMtg Lien Position (Mortgages)** | **Critical Exception Count** | **Prior Mortgage Exception Count** | **Prior Mortgage Exception Total** | **Prior Mortgage Exception Details** | **Prior Lien Exception Count** | **Prior Lien Exception Total** | **Prior Lien Exception Details** | **Municipal Lien Exception Count** | **Municipal Lien Exception Total** | **Municipal Lien Exception Details** | **Property Tax Lien Exception Count** | **Property Tax Lien Exception Total** | **Property Tax Lien Exception Details** | **Association Lien Exception Count** | **Association Lien Exception Total** | **Association Lien Exception Details** | **IRS Lien Exception Count** | **IRS Lien Exception Total** | **IRS Lien Exception Details** | **Deed Vesting Exception Categories** | **Property Tax Status Issue** | **DQ Property Tax Amount** | **Property Tax Status Details** |
| XXXX | 000064 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000062 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000063 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000065 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000066 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000067 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  |  |  |  |  |
| XXXX | 000069 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000074 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000070 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000058 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000073 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000077 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000075 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000076 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  |
| XXXX | 000078 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000092 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000061 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  |  |  |  |  |
| XXXX | 000079 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000080 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 7 |  |  |  | 0 |  |  | 7 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000081 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000082 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000083 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000084 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000085 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000086 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Unknown |  |  |
| XXXX | 000091 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000093 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000099 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000100 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000101 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000102 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000020 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000044 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 3 | XXXX | XXXX |  |  |  |  |
| XXXX | 000103 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000104 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000105 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000106 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000087 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000107 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000108 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000109 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000110 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000111 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000114 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000116 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000117 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000118 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000119 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000120 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000121 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000122 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000123 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000124 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000125 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000126 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000127 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000128 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000129 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000130 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000246 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000006 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000131 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000132 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000133 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000134 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000257 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000258 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000259 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  |  |  |  |  |
| XXXX | 000260 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000261 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000262 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000263 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000264 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000265 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000266 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000267 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000268 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000269 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000272 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000270 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000271 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000283 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000273 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 000274 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000275 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000276 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000277 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 3 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  | Delinquent | XXXX | XXXX |
| XXXX | 000278 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000280 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000281 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000282 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000284 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000285 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000286 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000287 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000288 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000098 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000247 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000248 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000249 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000289 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000290 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000291 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000230 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000229 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000228 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000226 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000225 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000224 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000227 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000222 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000220 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000221 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000219 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000218 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000217 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000214 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000213 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000212 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000211 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000209 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000208 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000207 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000206 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 5 |  |  |  | 0 |  |  | 5 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000204 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000203 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000202 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000200 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000199 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000198 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000197 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000196 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000195 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000194 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000193 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  | Tax Report Not Available |  |  |
| XXXX | 000191 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000190 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000189 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000186 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000188 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000187 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000239 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000183 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000180 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000181 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  | Tax Report Not Available |  |  |
| XXXX | 000178 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000177 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000174 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 9 |  |  |  | 0 |  |  | 9 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000175 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000176 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000238 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000172 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000235 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000236 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000171 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000170 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000168 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000167 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000166 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000165 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000164 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000163 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000162 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000161 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000158 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000160 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000159 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000233 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000157 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000156 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000155 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 4 |  |  |  | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000154 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000153 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000152 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000151 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000150 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000149 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000232 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000148 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000147 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000146 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000145 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000144 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000142 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 4 | XXXX | XXXX |  | Tax Report Not Available |  |  |
| XXXX | 000141 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000139 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000243 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000242 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000071 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000223 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000216 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000215 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000210 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000205 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000201 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000185 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000184 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000182 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000240 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000179 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  |
| XXXX | 000173 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000169 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000234 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000192 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000143 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000140 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000244 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000241 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000231 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000135 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000136 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000137 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000138 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000334 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000112 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000339 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000340 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000341 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000343 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000344 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000357 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000358 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000359 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000325 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000309 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000302 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000303 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000329 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000301 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000327 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000332 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000322 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000315 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000328 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000313 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000318 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000319 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 6 |  |  |  | 0 |  |  | 6 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000304 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000316 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000306 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000310 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000314 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000323 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000312 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000317 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000324 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000330 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000326 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000321 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000308 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000307 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000320 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000311 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000331 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000333 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000305 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000292 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  |  |  |  |  |
| XXXX | 000054 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000293 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000298 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000300 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000295 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000296 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000299 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000294 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000297 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000354 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000352 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000353 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000350 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000355 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000356 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000096 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000345 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000059 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000088 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000349 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 4 |  |  |  | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000346 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000347 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000089 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000090 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000348 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000113 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000383 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000384 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000385 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000391 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000388 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000389 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000390 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000392 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000393 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000394 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000395 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000396 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000397 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000402 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000399 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  |  |  |  |  |
| XXXX | 000400 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000401 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000381 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000386 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000409 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000410 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Unknown |  |  |
| XXXX | 000411 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Unknown |  |  |
| XXXX | 000412 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  | Unknown |  |  |
| XXXX | 000413 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000414 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass |  | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000422 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000415 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000416 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000417 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000418 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Unknown |  |  |
| XXXX | 000419 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000420 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000421 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000433 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000372 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000373 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000374 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 7 |  |  |  | 0 |  |  | 7 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000375 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Fail | 2 | 2 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000376 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000377 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000378 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000379 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000380 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000427 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000428 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000429 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000430 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  | Delinquent | XXXX | XXXX |
| XXXX | 000431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000432 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000440 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000437 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000438 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000439 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000441 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000444 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000445 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000446 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000447 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000448 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000115 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000459 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000460 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000461 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000462 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000463 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000464 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000466 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000467 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000468 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000469 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000470 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  |
| XXXX | 000407 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000405 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000406 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | 1 | 5 |  |  |  | 5 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000403 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000404 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 6 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000408 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000449 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000455 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000453 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000457 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000454 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000458 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  |  |  |  |  |
| XXXX | 000451 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000617 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000515 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000516 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000504 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000505 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000506 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000507 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000508 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000509 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000510 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000511 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000514 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000095 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000097 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000540 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000541 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000543 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000545 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000546 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000547 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000548 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000549 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000550 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000551 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000554 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000555 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000557 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000560 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000561 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 000562 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000564 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000565 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000566 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 000569 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000570 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000572 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000574 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000575 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000576 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000577 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000578 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000580 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000581 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000582 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000583 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000252 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000254 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000518 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000519 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000251 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000255 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000522 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000523 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000490 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000489 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000488 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000487 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000484 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000483 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000482 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000486 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000481 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000480 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000479 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000478 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000477 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000485 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000493 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000492 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000491 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000476 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000475 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000474 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000584 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000585 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000586 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000528 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000531 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000539 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000500 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000499 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000517 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  |  |  |  |  |
| XXXX | 000552 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000527 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000533 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 4 |  |  |  | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000532 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000536 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000538 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000007 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000338 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000342 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000387 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000434 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000435 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  |
| XXXX | 000436 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000471 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000442 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000443 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000452 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 000450 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000456 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000503 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000512 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000513 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000094 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  |  |  |  |  |
| XXXX | 000009 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000542 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000544 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 4 |  |  |  | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000553 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000556 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000558 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 5 |  |  |  | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000559 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000563 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000568 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000571 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000573 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000579 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000253 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000279 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000520 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000521 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 3 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000250 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000256 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000524 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 4 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000525 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000526 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000529 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000530 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000534 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000535 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000537 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000501 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000050 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000502 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000590 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000589 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000591 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000010 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000587 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000588 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000398 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000610 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000600 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000611 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000612 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000624 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000616 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  |
| XXXX | 000619 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000615 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 9 |  |  |  | 0 |  |  | 9 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000613 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000618 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000614 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000620 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000621 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000622 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000623 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000637 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000625 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000626 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000008 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000627 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000628 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 000629 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000630 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 000631 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000632 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000633 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000634 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000635 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000636 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000639 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000638 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000644 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000640 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000641 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000642 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000643 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000645 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000656 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000647 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000648 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000649 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000650 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000651 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000652 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000653 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000654 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000655 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000668 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  |
| XXXX | 000657 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000662 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000663 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000664 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000665 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000666 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000667 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000004 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000669 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000670 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000671 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 5 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000673 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000674 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 3 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000675 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000676 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000677 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000678 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000679 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000680 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000681 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000715 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 4 |  |  |  | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000716 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000717 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000718 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000719 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 000720 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000741 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000742 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000740 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000736 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000737 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000738 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000739 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000595 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000596 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000713 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000743 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000744 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000721 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000722 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000723 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  |  |  |  |  |
| XXXX | 000724 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000725 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 8 |  |  |  | 0 |  |  | 7 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000727 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000728 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000729 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000730 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000731 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000732 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000733 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 3 | XXXX | XXXX |  |  |  |  |
| XXXX | 000734 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  |
| XXXX | 000735 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 3 | XXXX | XXXX |  |  |  |  |
| XXXX | 000755 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000757 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 5 |  |  |  | 0 |  |  | 3 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000758 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000658 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Fail | Pass | Pass | Pass | Pass | 2 | 5 | 1 | XXXX | XXXX | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000659 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000660 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 3 | 2 | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000661 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000759 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000760 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000761 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000762 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000763 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 3 | 2 | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000764 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Fail | Pass | Pass | Pass | Pass | 2 | 3 | 1 | XXXX | XXXX | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000765 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000766 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000767 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000769 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Fail | Pass | Pass | Pass | Pass | 2 | 2 | 1 | XXXX | XXXX | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000770 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000771 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000772 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000773 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000774 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Fail | Pass | Pass | Pass | Pass | 2 | 2 | 1 | XXXX | XXXX | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000775 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000776 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000777 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000781 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000783 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000784 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000785 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000786 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 000787 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000788 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 9 |  |  |  | 0 |  |  | 9 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000789 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000790 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000604 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000745 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000747 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000608 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000752 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000609 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000749 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000751 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000606 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 4 | XXXX | XXXX |  |  |  |  |
| XXXX | 000746 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000750 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000748 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000779 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000780 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000800 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000801 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000802 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000803 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000804 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000805 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000806 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000807 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000808 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000607 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000792 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000605 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000791 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000809 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 000810 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000811 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000812 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000813 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000814 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000815 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000753 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000754 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000756 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000816 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000817 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000818 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000819 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000820 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000821 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000822 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000823 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000824 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000825 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000826 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000827 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000828 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000714 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000599 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000602 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000603 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000829 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000831 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000832 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000834 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000835 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000836 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000597 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000598 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000830 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000833 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  |
| XXXX | 000592 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001199 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 2 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001200 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Fail | Pass | Pass | Pass | 2 | 7 | 1 | XXXX | XXXX | 0 |  |  | 6 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001201 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 4 |  |  |  | 0 |  |  | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001202 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001203 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 2 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001204 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001205 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 2 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001206 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001187 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001188 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001189 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001190 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001191 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001197 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001192 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001193 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001194 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001195 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001198 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001196 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001184 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001185 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001186 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Unknown |  |  |
| XXXX | 001210 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001211 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001212 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001213 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001214 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001215 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001216 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001217 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001218 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001219 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001220 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001221 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001222 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001223 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001224 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001225 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001226 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001227 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001228 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001229 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001230 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001231 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001232 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001233 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001234 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001235 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001236 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001238 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001239 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001240 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001207 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001208 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001209 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001241 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 5 | XXXX | XXXX |  | Delinquent | XXXX | XXXX |
| XXXX | 001242 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001243 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001244 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001245 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001246 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001247 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001248 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Fail | Pass | Pass | Fail | Fail | Pass | Pass | Pass | Pass | Pass |  | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Subject Mortgage Foreclosure - TPS |  |  |  |
| XXXX | 001249 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001250 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001251 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001252 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001253 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001254 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001255 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001256 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001257 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001258 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001259 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001260 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001261 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  |  |  |  |  |
| XXXX | 001262 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 001263 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001264 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001265 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001266 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001267 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001268 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001269 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001270 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001271 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001272 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001273 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001274 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001275 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001276 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001277 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001278 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001279 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001280 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 2 | XXXX | XXXX |  |  |  |  |
| XXXX | 001281 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001282 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001283 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001284 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001285 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001286 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001287 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001288 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001289 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  |  |  |  |  |
| XXXX | 001290 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001291 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001292 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001293 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001294 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001295 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001296 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001297 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001298 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 10 |  |  |  | 0 |  |  | 9 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001299 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001300 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | 1 | 6 |  |  |  | 0 |  |  | 0 |  |  | 5 | XXXX | XXXX | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001301 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001302 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000012 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001303 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001304 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001305 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001306 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001307 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001308 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001309 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001310 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001311 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001312 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001313 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001314 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001315 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001316 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 001317 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Tax Report Not Available |  |  |
| XXXX | 001319 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001320 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001321 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001318 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001362 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001363 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001364 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001365 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001366 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001367 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001368 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001369 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001370 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001371 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001372 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001373 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001374 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001375 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001376 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001377 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001378 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001379 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001380 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 3 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  | Delinquent | XXXX | XXXX |
| XXXX | 001381 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001382 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001383 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001384 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001322 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001323 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001324 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001325 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001326 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001327 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001328 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001329 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001330 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001331 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001332 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001333 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001334 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001335 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001336 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001337 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001338 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001339 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001340 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001341 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001342 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001343 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001344 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001345 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001346 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001347 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001348 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001349 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001350 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001351 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001352 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001353 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001354 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001355 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001356 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001357 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001358 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001359 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001360 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001361 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001425 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001426 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001427 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001428 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001429 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001430 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 001432 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001433 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001434 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 001435 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001436 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001437 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001438 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001439 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  |
| XXXX | 001440 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001441 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001442 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001460 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001461 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001462 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001463 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 001464 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 9 |  |  |  | 0 |  |  | 7 | XXXX | XXXX | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  | Delinquent | XXXX | XXXX |
| XXXX | 001466 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001467 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001468 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001469 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001470 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Fail | Pass | 1 | 3 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001471 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001472 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Pass | Pass | Fail | 1 | 6 |  |  |  | 1 | XXXX | XXXX | 4 | XXXX | XXXX | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  | Delinquent | XXXX | XXXX |
| XXXX | 001474 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001475 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001476 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001477 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001478 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001479 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001480 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001483 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001485 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001486 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001487 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001488 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001489 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001490 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  |
| XXXX | 001491 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001493 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001494 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001496 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001497 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001498 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001499 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001500 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001502 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001504 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001505 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001506 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001507 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 3 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001511 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001513 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001515 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001516 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 1 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001517 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001518 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001519 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001520 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001521 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001522 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001523 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001524 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001525 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001526 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001528 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001529 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001530 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass |  | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001531 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001532 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001533 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001534 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001535 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001536 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001537 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001538 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001539 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001540 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001541 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 13 |  |  |  | 0 |  |  | 12 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 000793 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001443 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001444 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001445 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001446 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001447 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001448 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001450 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001451 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001452 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001453 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001454 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001455 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001456 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001457 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001458 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 5 | XXXX | XXXX |  |  |  |  |
| XXXX | 001459 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001568 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001569 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001570 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 4 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001571 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001411 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001416 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001410 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001415 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000351 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001395 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000593 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001417 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001399 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001398 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001419 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 001412 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001400 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001420 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 000778 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001393 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001408 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001401 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  |  |  |  |  |
| XXXX | 001397 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001402 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001394 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001403 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001413 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001421 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001414 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001404 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001405 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001406 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001418 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001409 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001396 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001407 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001424 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001423 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001422 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001388 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001387 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 6 |  |  |  | 0 |  |  | 6 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001392 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001390 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001391 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001386 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001385 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001389 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001542 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001543 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001544 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001545 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001546 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001547 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001548 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001549 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001550 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001551 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001552 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001553 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001554 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001555 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001556 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001557 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001558 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001559 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001560 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001561 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001562 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001563 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001564 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001565 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001566 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Fail | 1 | 2 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001880 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Fail | Pass | Pass | Pass | Pass | Pass | 2 | 2 | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  |
| XXXX | 001881 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 3 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001882 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001883 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001884 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001572 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001573 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001574 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001575 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001576 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001577 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001578 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001579 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001580 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001581 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001582 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001583 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001584 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001585 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001586 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001587 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001588 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001589 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001590 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001591 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001592 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001593 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001595 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001596 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001597 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001598 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001599 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001600 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001601 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001602 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001603 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001604 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Fail | Fail | Pass | Pass | Pass | 1 | 3 |  |  |  | 1 | XXXX | XXXX | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001605 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001606 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001607 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001608 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001609 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001610 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001611 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001885 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001612 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001613 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001614 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001615 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001616 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001617 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001886 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001618 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001619 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001620 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001621 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001622 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001623 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001624 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001625 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001626 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001627 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001628 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001629 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001630 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001631 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001632 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001633 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001634 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001635 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001636 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001637 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001638 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001639 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001640 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001641 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001642 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001643 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001644 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001645 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001887 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001647 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001648 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001649 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001650 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001651 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001652 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001653 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001654 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001655 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001656 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001657 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001658 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001659 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001660 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001661 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001662 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001663 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001888 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001664 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001665 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001666 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001667 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001668 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001669 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001670 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001671 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001673 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001674 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001675 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001676 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001677 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001678 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001679 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001680 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001681 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001682 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001683 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001684 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001685 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001686 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001687 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001688 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001689 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001690 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001691 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001692 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | 1 | 5 |  |  |  | 5 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001693 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001694 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001695 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001696 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001697 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001698 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001699 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001700 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001701 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001889 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001702 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001703 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001704 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001705 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001706 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001890 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001707 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001708 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001709 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001710 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001711 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001712 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  |
| XXXX | 001713 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001714 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001715 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001716 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001717 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001718 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001719 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001891 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001720 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001721 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001722 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001723 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001724 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001725 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001727 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001728 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001729 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001730 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001731 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001732 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001733 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001734 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001735 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001736 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001737 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001892 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001738 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001739 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001740 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001741 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001742 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001743 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001744 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001745 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001746 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001747 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001748 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001749 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001750 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001751 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001752 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001753 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001754 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001755 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001756 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001757 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001893 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001758 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001759 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001894 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001760 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001761 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001762 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001763 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001764 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001765 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001766 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001767 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001769 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001895 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001770 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001771 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001772 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001773 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001774 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Third Party |  |  |  |
| XXXX | 001896 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001775 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001776 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001777 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001778 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001779 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001780 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Fail | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001781 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001782 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001783 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001784 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001785 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001786 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001787 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001788 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001789 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001790 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001791 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001792 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001793 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 1 | XXXX | XXXX |  |  |  |  |
| XXXX | 001794 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001795 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001796 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001797 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001798 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001799 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001800 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001801 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001802 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001803 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001804 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001805 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001806 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001807 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 2 |  |  |  | 0 |  |  | 2 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001808 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001809 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001810 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001811 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001812 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001813 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001814 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001815 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001816 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001817 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001818 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001819 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001820 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001821 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001822 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001823 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001824 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001897 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001825 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001826 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001827 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001828 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001829 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001830 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001831 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001832 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001833 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001834 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001835 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001836 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001837 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001838 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001839 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001840 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001841 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001842 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001898 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001843 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001844 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001845 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001846 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001847 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001848 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 1 | XXXX | XXXX | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001849 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001850 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001851 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001852 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001853 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001854 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001855 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001856 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Fail | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  | Delinquent | XXXX | XXXX |
| XXXX | 001857 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 1 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001858 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001859 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001860 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001861 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001862 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001863 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001864 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | Transferred to Land Trust |  |  |  |
| XXXX | 001865 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001866 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001867 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001868 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001869 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001870 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001871 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001872 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001899 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001873 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001900 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001874 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001875 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001876 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Fail | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001877 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001878 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |
| XXXX | 001879 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | Pass | 1 | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Client LN** | **Edgar Loan ID** | **SitusAMC ID** | **Seller LN** | **Address** | **City** | **ST** | **Zip** | **Trade** | **Origination Balance** | **Origination Date** | **Unique Exception ID** | **Exception Cross Reference ID** | **Exception Grade** | **Exception Category** | **Exception Subcategory** | **Exception Type** | **SOL Expired** | **Title Policy** | **Title Policy Insurer** | **Title Policy Effective Date** | **Title Policy Exception** | **Paid on HUD** | **CBR Status** | **Borrower Vested on Title Policy** | **Curative Difficulty** | **Lien Amount** | **Estimated Payoff** | **Accrual Rate** | **Lienholder** | **Recording Date** | **Additional Exception Information** |
| XXXX | 000064 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000064 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000062 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final |  | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000065 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000065 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000066 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000067 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000067 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Wipeout State) | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000067 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000067 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final |  | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000067 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final |  | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000067 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final |  | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000069 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000074 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000074 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes | Short | XXXX | XX/XX/XXXX | No | Yes | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000070 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000058 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000077 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000075 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000076 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000076 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000076 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000092 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000092 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000061 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000061 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000061 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000079 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000079 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000079 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000079 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000079 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000080 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000080 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000080 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000080 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000080 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000080 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000080 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000080 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000081 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000082 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000083 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000084 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000084 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000084 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000084 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000084 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000084 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000086 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 000086 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000093 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000093 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Property Tax Lien | Property Tax Lien |  |  |  |  |  |  |  |  | Medium Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000093 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000100 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000102 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000020 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000020 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000020 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000020 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000020 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000044 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000044 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000044 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000044 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000044 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000044 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000103 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000103 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000103 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000103 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Municipal Lien | Mello-Roos Assessment |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000104 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000104 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000087 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000087 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000087 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000087 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000087 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000087 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000087 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000087 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000087 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000087 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000107 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000108 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000109 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000111 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000111 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Deed Vesting | Origination Vesting - Recording Order |  | Short | XXXX | XX/XX/XXXX | No |  |  | Yes | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 000114 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000114 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000116 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000116 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000117 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000120 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000120 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000120 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000121 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | Yes | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000124 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000125 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000125 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000125 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000126 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000126 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000126 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000126 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Enforcement Notice |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000127 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000127 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000127 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000128 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000128 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000129 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000130 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000130 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000130 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000130 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | Yes | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000006 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000006 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000131 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000132 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000257 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000258 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000259 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000259 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000259 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000259 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000259 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000260 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000261 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000263 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000265 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000265 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000267 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000268 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000269 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000283 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000273 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000273 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Closed |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000275 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000275 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000276 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000276 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000276 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000277 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000277 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000277 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000277 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000277 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000278 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000278 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000280 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000282 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000284 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000285 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000285 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000286 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000098 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000247 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000247 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000247 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000248 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000248 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Commitment | XXXX | XX/XX/XXXX |  | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000248 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000249 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000249 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000289 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000290 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000290 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000291 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000230 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000230 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000225 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000224 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000224 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000224 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000227 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000222 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000220 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000221 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000214 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000212 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000209 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 000208 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000206 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000206 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000206 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000206 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000206 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000204 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000204 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000203 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000203 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000203 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000200 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000199 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000195 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000195 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000194 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000194 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000193 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000193 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000193 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000193 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000193 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000193 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000189 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000187 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000239 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000181 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000181 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000181 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000178 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000177 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000174 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000174 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000174 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000174 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000175 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000175 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000238 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000235 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000171 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000168 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000168 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000167 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000165 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000164 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000164 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000164 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000163 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000162 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000162 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000162 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage - Insolvent | No | Final | XXXX | XX/XX/XXXX | No | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000233 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000157 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000156 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000156 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000155 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000155 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000155 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000155 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000154 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000154 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000153 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000151 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000150 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000149 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000144 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000144 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000142 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000142 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000142 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000142 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000142 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000141 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000071 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000071 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000216 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000215 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000215 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000182 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000240 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000240 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000179 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000173 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000173 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000234 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000192 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000143 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000143 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000143 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000140 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000244 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000244 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000244 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000241 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000135 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Commitment | XXXX | XX/XX/XXXX |  | No | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000136 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000138 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Closed |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000339 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000339 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000340 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000341 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000341 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000343 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000357 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000358 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000325 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000309 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000309 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000309 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000302 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000302 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000302 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000302 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000302 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000329 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000301 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000327 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000315 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000328 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | Yes | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000318 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000319 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000319 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000319 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000319 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000319 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000319 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000319 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000319 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000316 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000306 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000306 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000310 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000310 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000310 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000314 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000323 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000323 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000323 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000323 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000312 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000312 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000312 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000317 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000317 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000317 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000324 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000324 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000326 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000307 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000307 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000320 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000320 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000320 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000320 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000311 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000311 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000331 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000331 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000292 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000292 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000292 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000293 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000293 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000293 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000298 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000296 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Closed |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000299 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000294 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000294 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000297 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000297 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000297 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000297 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000354 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000350 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000350 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Co-Op Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000350 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000350 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000356 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000345 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000059 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000059 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000349 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000349 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000349 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000349 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000349 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000346 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000347 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000347 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000089 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000089 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000089 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000090 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000090 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000090 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000090 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000090 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000113 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Municipal Lien | Mello-Roos Assessment |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000113 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000113 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000383 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000383 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000383 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000383 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000383 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000384 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000384 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000384 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000391 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000389 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000389 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000390 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000390 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000390 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000390 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000392 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000392 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000395 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000396 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000397 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000399 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000399 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000401 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000381 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000386 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000386 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 000386 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000409 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000409 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000410 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000410 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 000411 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000412 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000412 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000412 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 000413 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000413 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000413 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000413 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000414 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Subject Mortgage | Subject Mortgage Not Recorded |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 000418 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000418 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | 000420 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000420 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000421 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000421 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000421 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000433 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000372 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000372 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000372 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000372 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000372 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000372 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000373 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000374 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000374 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000374 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000374 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000374 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000374 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000374 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000375 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000375 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000376 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000376 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000376 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000376 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000378 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Co-Op Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000380 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000428 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000429 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000429 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000430 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000430 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000430 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000430 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000440 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000438 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000438 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000438 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000438 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000438 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000439 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000441 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000445 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000446 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000447 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000115 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000115 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000459 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000462 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000464 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000464 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000464 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000466 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000466 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000467 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000468 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000469 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000470 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000470 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000470 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000470 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000470 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000470 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000405 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000405 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000405 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000405 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000406 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Co-Op Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000406 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000406 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000406 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000406 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000406 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000403 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000404 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000404 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000404 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000404 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000404 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000404 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000449 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000449 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000458 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000451 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000617 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000617 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000617 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000515 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000504 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000505 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000505 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000507 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Deed Vesting | Origination Vesting - Recording Order |  | Short | XXXX | XX/XX/XXXX | No |  |  | Yes | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 000508 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000508 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000511 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000514 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000095 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000097 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000541 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000541 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000545 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000545 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000546 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000547 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000548 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000548 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000549 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000549 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000550 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000555 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000555 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000557 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 000561 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000561 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000561 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000562 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000564 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000565 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000565 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000565 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000566 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000569 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000569 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000569 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000569 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000574 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000575 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000575 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000575 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000575 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000575 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000576 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000576 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000577 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000577 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000578 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000578 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000580 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000580 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000581 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000583 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000583 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000583 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000252 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000254 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000254 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 000519 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000251 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000255 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000522 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000490 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000489 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000488 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000488 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000488 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000488 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000488 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000488 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000482 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000482 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000481 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000480 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000479 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000478 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000493 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000493 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000493 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000475 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000474 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000474 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000585 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000585 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000586 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000586 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000586 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000528 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000531 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000500 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000500 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000517 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000517 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000517 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien (Servicer Notice) | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000527 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000533 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000533 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000533 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000533 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000533 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000533 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000533 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000533 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000532 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000532 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000532 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000536 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000338 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000338 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000338 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000338 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000338 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000338 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000342 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000434 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000434 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000435 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000435 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000435 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000442 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000443 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000443 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000450 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000450 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000513 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000094 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000094 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000009 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000544 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000544 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000544 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000544 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000544 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000544 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000553 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000553 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000553 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000553 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000556 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000558 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000558 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000558 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000558 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000558 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000558 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000559 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000563 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000563 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000563 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Enforcement Notice |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000568 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000571 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000571 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000573 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000573 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000579 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000579 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000579 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000279 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000520 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000520 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000521 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000521 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000521 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000250 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000250 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000256 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 000256 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000524 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000524 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Closed |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000524 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000524 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000524 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000524 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000525 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000525 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000529 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000530 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000530 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000530 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000501 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000050 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000589 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000010 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000587 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000587 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000588 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000588 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000588 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000588 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000610 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000610 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000610 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000611 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000611 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000612 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000612 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000624 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000624 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000616 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000616 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000616 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000619 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000619 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000615 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000615 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty |  |  |  |  |  | XXXX |
| XXXX | 000615 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000615 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000615 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000615 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000615 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000615 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000615 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000615 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000618 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000620 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000620 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000620 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000621 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000621 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000622 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000623 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000623 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 000637 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000637 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000637 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000625 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000626 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000008 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000008 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000627 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000627 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000627 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000628 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000628 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000628 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000629 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000630 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000630 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000630 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000631 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Deed Vesting | Subordinate Mortgage/Lien Foreclosure |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 000632 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000632 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000632 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000633 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000634 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000634 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000635 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000635 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000638 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000644 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000644 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000640 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000640 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000640 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000640 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000641 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000641 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000642 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000643 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000643 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000645 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000645 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No | Closed |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000645 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000645 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000656 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000656 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000647 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000648 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000648 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000649 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000649 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000650 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000652 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000652 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000652 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000654 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000668 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000668 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000668 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000668 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000668 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000668 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000663 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000664 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000664 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000665 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000667 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000667 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000667 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000669 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000671 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000673 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000674 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000674 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000674 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000674 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000675 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000676 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000677 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000678 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000679 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000679 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000679 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000679 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000681 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000681 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000715 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000715 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000715 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Enforcement Notice |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000715 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Enforcement Notice |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000715 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000715 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Enforcement Notice |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000716 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000717 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Deed Vesting | Subordinate Mortgage/Lien Foreclosure |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 000717 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000717 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000718 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000718 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000718 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000719 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000719 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000720 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000720 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Municipal Lien | Mello-Roos Assessment |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000740 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000736 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000737 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000738 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000595 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | Yes | No | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000596 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000596 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000743 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000744 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000721 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000723 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000723 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000723 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000723 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000723 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000723 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000723 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000724 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000724 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000725 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000725 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000725 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000725 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | Yes | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000726 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000727 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000728 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000729 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000730 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000730 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000731 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000732 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000732 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000733 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000733 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000733 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000733 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000733 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000734 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000734 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000734 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000734 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000735 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000735 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000735 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000735 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000735 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000735 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000735 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000755 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000757 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000757 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000757 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000757 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000757 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000757 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000758 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Co-Op Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000758 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000758 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000758 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000758 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No |  |  |  |  | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000658 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000658 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000658 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000658 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000658 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | Yes | Missing |  |  |  | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000658 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000659 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000660 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000660 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000661 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000759 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000760 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000761 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000762 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000763 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000763 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000764 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000764 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000764 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000765 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000766 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000767 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000769 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000769 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000769 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000770 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000771 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000772 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000773 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Closed |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000774 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000774 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000775 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000776 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000777 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000781 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000781 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Co-Op Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000783 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000784 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000785 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000786 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000787 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000788 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000788 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000788 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000788 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000788 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000788 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000788 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000788 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000788 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000788 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000790 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000790 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000747 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000752 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000752 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000752 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000752 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000752 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000609 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000749 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000749 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000749 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000751 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000751 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000606 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000606 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000606 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000606 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000606 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000606 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000746 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000746 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000748 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000800 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000802 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000802 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000803 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000805 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000805 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000805 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000806 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000807 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000808 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000791 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000809 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000809 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000809 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000810 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000812 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000814 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000815 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000815 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000815 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000816 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000817 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000817 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Deed Vesting | Origination Vesting - Recording Order |  | Final | XXXX | XX/XX/XXXX | No |  |  | Yes | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 000819 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000819 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000819 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000819 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000819 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000819 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000819 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000714 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000714 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000603 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000829 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000829 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000831 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000832 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000834 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000834 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000835 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000597 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000597 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000597 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000598 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000598 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000830 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000833 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000833 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000833 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000592 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000592 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001199 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001199 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001200 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001200 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001200 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001200 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001200 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001200 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001200 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001201 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001201 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001201 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001201 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001201 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001201 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001202 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | No | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001202 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001203 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001203 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001204 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001204 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Commitment | XXXX | XX/XX/XXXX |  | UTD | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001205 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001205 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | UTD | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001206 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001188 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001188 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001189 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001197 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001192 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001192 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001192 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001194 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001194 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001195 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001195 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001198 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001198 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Commitment | XXXX | XX/XX/XXXX |  | Yes |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001198 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001196 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001196 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001184 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001186 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001210 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001211 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001211 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001211 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001212 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001215 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001218 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001220 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001222 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001222 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001222 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001222 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001223 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001226 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001226 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001226 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001226 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001229 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001231 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001232 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001232 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001232 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001235 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001237 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001239 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001239 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001239 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001240 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001240 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001208 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001208 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001209 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 001209 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001209 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001209 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001241 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001241 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001241 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001241 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001241 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001241 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001241 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001241 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001242 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001243 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001245 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001245 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001246 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001246 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001248 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Deed Vesting | Subject Mortgage Foreclosure - TPS |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 001248 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001248 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Subject Mortgage | Subject Mortgage Foreclosure - TPS |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 001250 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001250 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001252 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001253 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001254 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001254 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001256 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001256 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001261 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001262 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001262 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001266 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001270 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001270 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001271 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001272 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001273 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001274 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001275 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001276 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 001276 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001276 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Enforcement Notice |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001277 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001278 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001278 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001278 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001278 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001278 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001278 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001280 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001280 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001280 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001281 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001281 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001281 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001281 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001281 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001285 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001285 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001286 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001286 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001286 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001286 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001286 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001287 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001288 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001288 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001289 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001289 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001289 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001290 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001291 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001291 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001292 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001292 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | Yes |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001293 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001293 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001293 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001294 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001294 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001294 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001295 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001295 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001296 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001296 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001296 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001297 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001297 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001298 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000011 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001299 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001299 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001300 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001300 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001300 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Property Tax Lien | Property Tax Sale Certificate |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001300 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Property Tax Lien | Property Tax Sale Certificate |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001300 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Property Tax Lien | Property Tax Sale Certificate |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001300 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Property Tax Lien | Property Tax Sale Certificate |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001300 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Property Tax Lien | Property Tax Sale Certificate |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001301 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001301 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001301 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001302 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 000012 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001303 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001303 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001304 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001304 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001305 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001305 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001305 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001306 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001306 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001306 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001307 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001307 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001307 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001308 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001310 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001312 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001313 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001319 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001318 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001364 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001364 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001370 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001371 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001371 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001376 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001377 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001378 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001379 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001379 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001380 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001380 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001380 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001380 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001380 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001380 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001380 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | Yes |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001380 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001380 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001381 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001381 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001381 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001382 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001322 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001322 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001322 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001323 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001324 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001324 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001324 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001324 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Property Tax Lien | Property Tax Lien |  |  |  |  |  |  |  |  | Medium Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001325 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001325 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001326 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001326 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001326 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001327 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001327 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001327 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001327 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001328 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001328 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001329 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001329 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001330 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001330 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001331 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001331 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001331 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001331 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001332 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001333 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001333 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001334 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001335 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001335 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001337 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001338 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001339 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001340 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001340 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001341 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001341 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001341 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001342 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001343 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001344 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001345 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001345 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001345 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001346 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001347 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001348 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001349 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001350 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001351 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001351 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001351 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001352 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001352 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001352 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001353 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001354 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001354 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001355 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001355 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001356 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001357 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001358 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001358 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001358 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Enforcement Notice |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001359 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001359 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001360 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001360 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001361 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001361 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001425 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001425 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001425 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001426 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Borrower Estate Transfer |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 001426 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001426 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001427 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001427 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001427 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001428 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001428 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001428 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001430 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001431 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001432 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001433 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001434 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001434 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001434 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001434 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001435 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001435 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001436 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001436 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001436 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001437 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001437 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001437 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001438 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001438 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001439 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001439 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001441 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001442 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001442 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001442 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001460 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001461 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001461 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001463 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001463 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001463 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001463 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001464 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001464 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001464 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001464 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001465 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001466 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001466 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001467 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001467 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001468 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001470 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001470 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001470 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Property Tax Lien | Property Tax Enforcement Action |  |  |  |  |  |  |  |  | High Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001470 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Municipal Lien | Municipal Certificate of Sale |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001471 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001472 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Commitment | XXXX | XX/XX/XXXX |  | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001473 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001485 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001490 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001500 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001507 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001507 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001507 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001515 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001516 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Missing |  |  |  | Yes | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001517 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001517 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001517 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001517 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001517 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001518 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001518 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001519 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001519 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001521 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001521 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001521 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001530 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Subject Mortgage | Subject Mortgage Not Recorded |  |  |  |  |  |  |  |  | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 001531 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001531 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001531 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001531 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001532 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001533 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001533 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001538 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001538 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001538 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001539 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001540 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 000594 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001444 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001446 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001446 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | #N/A | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001455 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001455 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001458 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001458 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001458 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001458 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001458 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001458 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001458 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001568 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001570 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001570 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001570 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001570 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001571 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001411 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001410 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001415 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001395 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 000593 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001417 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001399 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001398 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001419 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001419 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001419 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001412 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001412 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001412 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001400 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001420 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001393 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001408 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001401 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Association Lien | Association Lien - Super Lien State | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001401 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001397 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001402 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001402 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001402 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001394 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001394 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001394 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001394 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001394 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001394 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001403 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001413 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001413 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001414 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001414 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001414 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001404 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001406 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001409 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001423 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001422 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001387 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001387 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Enforcement Notice |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001387 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Violation |  |  |  |  |  |  |  |  |  | XXXX |  | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001387 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001387 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001387 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001387 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001392 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | Yes | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001392 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001390 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001386 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001386 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001385 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001389 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001389 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001542 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001542 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001542 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001543 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001544 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001544 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001546 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001550 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001553 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001554 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001555 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001555 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001556 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001556 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001556 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001556 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001556 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001556 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001557 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Miscellaneous | Lis Pendens/Foreclosure Action |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | XXXX |
| XXXX | 001559 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001560 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001561 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001561 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001564 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001565 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001565 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | ECB Violation(s) |  |  |  |  |  |  |  |  | Low Difficulty | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001567 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001880 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001880 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Commitment | XXXX | XX/XX/XXXX |  | No | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001880 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001881 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001881 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001881 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001881 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001572 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001572 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001573 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001575 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001578 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001579 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001579 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001579 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001581 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001581 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001581 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001582 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001584 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001587 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001593 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001598 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001598 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001599 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001601 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001601 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001601 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Deed Vesting | Origination Vesting - Recording Order |  | Missing |  |  | No |  |  | UTD | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 001603 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001604 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001604 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001604 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001605 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001610 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001610 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001610 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001610 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001612 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001612 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001613 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001617 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001618 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001620 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001620 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001620 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001620 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001620 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001620 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001620 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001622 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001635 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001635 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001636 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001636 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001636 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001638 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001640 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001642 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001642 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001646 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001648 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001648 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001649 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001654 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001656 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Inter-Family Deed Transfer |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001656 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001657 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001661 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001663 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001663 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | Yes | Not Reporting |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001888 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001888 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001666 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001669 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001670 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001670 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001670 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001670 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Non-Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001672 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001674 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001675 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001676 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001676 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001676 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001677 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001681 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001682 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001685 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001690 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001692 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001692 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001692 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001692 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001692 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001692 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Missing |  |  |  | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001694 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001698 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001699 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001699 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001699 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001889 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001702 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Deed Vesting | Origination Vesting - Recording Order |  | Missing |  |  | No |  |  | UTD | Unable to Cure |  |  |  |  |  | XXXX |
| XXXX | 001704 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001704 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001706 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001709 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001709 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001709 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001710 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001710 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001712 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001712 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001712 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | Yes | Open |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001713 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001713 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Assessment |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001715 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001717 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001717 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Municipal Assessment |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001722 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001732 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001733 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001735 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001735 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001740 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001742 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001745 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001746 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001746 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Conditional Super Lien | No |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001746 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001746 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001748 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001748 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001748 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001752 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001755 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001757 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001893 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001758 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001758 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | Yes | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001758 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001760 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001761 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001763 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001763 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001763 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001764 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001764 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001766 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Unknown Property Tax Status. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001767 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001768 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001771 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001771 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001774 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Deed Vesting | Transferred to Third Party |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001896 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001776 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001776 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001776 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001776 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Association Lien | Association Lien - Super Lien State | Yes |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001776 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Short | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001777 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001779 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001780 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001780 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001783 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001783 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001784 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001786 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001790 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001791 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001791 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001793 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | IRS Lien |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001793 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001797 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001799 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001807 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001807 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001807 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001807 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | PACE Assessment |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001809 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001811 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001811 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001812 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001814 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001816 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001817 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001817 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001817 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001819 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001820 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001824 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001897 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001897 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001828 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001828 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001828 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Code Enforcement Notice |  |  |  |  |  |  |  |  |  | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001830 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001831 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001834 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001836 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001836 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001836 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Lien - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001836 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001836 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001836 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001836 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Lien - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | No |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001840 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001842 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001898 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001843 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001843 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001846 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001848 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Municipal Lien | Utility Lien |  |  |  |  |  |  |  |  |  | XXXX | XXXX |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001856 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | Tax Status | Delinquent Property Taxes |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  | XXXX |
| XXXX | 001857 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 3 | Title Diligence | General | The subject mortgage amount and/or date does not match the bid tape values. |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001862 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001863 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | Subordinate Liens/Judgments |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001863 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001863 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Lien | A UCC Lien has been identified. |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001864 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Transferred to Land Trust |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001865 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001869 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001872 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001899 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001874 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 1 | Title Diligence | Lien Priority | Prior Mortgage - No Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001874 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | XXXX | 2 | Title Diligence | Lien Priority | Prior Mortgage - Title Policy Coverage | No | Final | XXXX | XX/XX/XXXX | No | UTD | UTD |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001876 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 4 | Title Diligence | Address Variation | Property Address Discrepancy |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001876 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Deed Vesting | Co-Op Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX | 001878 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |
| XXXX | 001879 | XXXX | XXXX | XXXX | XXXX | XX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  | 2 | Title Diligence | Subordinate Mortgage | Subordinate Mortgage |  |  |  |  |  |  |  |  |  | XXXX |  |  | XXXX | XX/XX/XXXX | XXXX |

---

## Exhibit 99.6

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.6**

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) |  |  |
| **Servicing Upload -** | **Servicing Upload -** | **Servicing Upload -** | **Servicing Upload -** |  |  |
| **Customer Loan ID** | **Edgar Loan ID** | **Seller Loan ID** | **Final Current Event Level** | **Current Exceptions** | **Collection comments** |
| 1039447 | 000031 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in requesting a payment deferral, the borrower was told of loss mitigation process.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1040534 | 000032 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1042902 | 000034 |  | 2 | [2] Damaged Exterior - Acti insurance claim but unclear who holds funds or covered by bid<br>[2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called for payment. The borrower stated will make a payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. A endorse and release claim for $XXX.XX dol XX/XX/XXXX for water damage, there is no indication of repairs completed The damage repair amount is estimated at $XXX.XX. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1043655 | 000035 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1146583 | 000036 |  | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[2] Payoff has been requested within the last 60 days<br>[1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to request a payoff quote. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is wind. Borrower mentioned unspecified hurricane damage to property onXX/XX/XXXXs part of the reason for default. No further mention of any claim being opened or damages being repaired. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1146850 | 000037 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in for loan balance clarification<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1147703 | 000038 |  | 2 | [2] Damaged Exterior - Acti insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called for payment and stated payment will be paid by XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is wind. A endorse and release claim for $XXX.XX for wind/hail dol XX/XX/XXXX was noted onXX/XX/XXXX there is no indication of repairs completed The damage repair amount is estimated at $XXX.XX. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1212808 | 000039 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrowers called to discuss reinstatement and loss mitigation options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1212876 | 000040 |  | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Successor called to discuss fees associated with reinstatement. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1213596 | 000041 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1215807 | 000043 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to request reinstatement quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1215877 | 000044 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called for payment and stated will make payment by end of the moth.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1216808 | 000045 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called in for account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1217144 | 000046 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1217357 | 000047 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower scheduled a payment for $XXX.XX with the agent.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1217448 | 000048 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower declined options like a repayment plan and modification. A payment was made with the agent.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1217643 | 000049 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The retired borrower scheduled a payment for $XXX.XX to be combined with the $XXX.XX funds in suspense<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1256699 | 000050 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called t get a letter confirming the loan had been reinstated in XXXX. The agent provided the time frame since this was requested.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1259782 | 000051 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was informed that the loan was due for the month of XXXX. The homeowner promised to pay later in the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1259805 | 000052 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1260198 | 000003 |  | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The confirmed successor in interest made a payment in the amount of $XXX.XX to reinstate the loan. The hardship is due to servicing problems. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is servicing problems.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is nXX-XXXXX occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1279477 | 000054 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower advised she is not receiving statements.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is dismissed.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1282882 | 000055 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called claiming additional charges on the account were totaling close to $XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illnesXX-XXXXX XXXX.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1283279 | 000056 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1283445 | 000057 |  | 1 | [1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower ca;;ed regarding a letter he received and stated he could not provided claims status amount or claim number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is fire. Notes reflected fire damages occurring onXX/XX/XXXX. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1297511 | 000058 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was advised funds will be posted today.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1301170 | 000059 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: n |
| 1341180 | 000061 |  | 3 | [3] Title IssuXX-XXXXXior Liens<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss assistance options and reinstatement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Prior mortgage on title Title issue not cleared after loan was reinstated.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1352457 | 000062 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated RFD as excessive obligations.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1352491 | 000063 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to request trial plan documentation.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1360157 | 000065 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was advised of active foreclosure and loss mitigation status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1362922 | 000069 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1368168 | 000074 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX and stated made payment for the Reinstatement quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1389935 | 000071 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower made a promise to pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1415607 | 000073 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was advised of active loss mitigation review and that foreclosure was suspended.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1415611 | 000077 |  | 2 | [2] Currently Delinquent Mortgage<br>[2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to advise payments are scheduled for the next 3 months.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1415615 | 000075 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was advised payment was successfully submitted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1415622 | 000078 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is performing under plan.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1415835 | 000092 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1425288 | 000082 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX. The Commentary on XX/XX/XXXX states the Bankruptcy is on a Confirmed Plan.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1425301 | 000083 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: <br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1425361 | 000084 |  | 2 | [2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to request a payoff.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1425387 | 000085 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower inquired about letter they received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1429335 | 000086 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1443592 | 000087 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to discuss repayment on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1480534 | 000090 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1483414 | 000091 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. The Commentary on XX/XX/XXXX states the Bankruptcy was discharged on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1483491 | 000093 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1484433 | 000094 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to make a payment and was advised of Condo document needed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1529057 | 000097 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for reinstatement amount and modification discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1537550 | 000098 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make two payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1538593 | 000009 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower returned call and said they already sent payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1543873 | 000101 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called for loan information through AI assistant.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1545300 | 000102 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Outbound call to collect payment, and borrower promised to make payment the following day. Modification discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1552199 | 000103 |  | 1 | [1] Damaged Exterior - Acti insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs<br>[1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to request a forbearance, stating that he was XXXX. Call was dropped when agent attempted to transfer call to loss mitigation department.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is fire. Fire damage first reported XX/XX/XXXXhen borrower opened a claim. On XX/XX/XXXX Borrower stated that home was XXXX. Check was issued on XX/XX/XXXX or $XXX.XX. As of XX/XX/XXXXloor plans were still needed. No further updates. Property repair is in process. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| 1552255 | 000104 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1552820 | 000107 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is performing under plan.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1552821 | 000108 |  | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to follow up on an insurance claim they submitted two months prior, and agent informed them that it was denied.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is neglect. Wear and tear damage to roof first mentionedXX/XX/XXXXUnspecified water damage noted onXX/XX/XXXXith plans to file a claim. Per notes onXX/XX/XXXXclaim was denied for long term damage. No indication that damages have been repaired. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1553071 | 000110 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to let servicer know he faxed the signed agreement for deferral.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1553599 | 000111 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Outbound call to advise borrower of total amount due and offer assistance options, which borrower declined.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1637000 | 000114 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding two payments being mistakenly drafted from her bank account. Agent requested refund on behalf of borrower. Borrower stated that they have cancer and was going thru treatment, and her son just died so she has a lot going on.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1637118 | 000116 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a monthly payment of $XXX.XX due on XXXX. The borrower agreed to use their checking account ending in XXXX for the pay<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1637174 | 000118 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1637234 | 000119 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1637262 | 000120 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower wanted to make a double payment<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy case number is not available. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1637567 | 000122 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated they know their payment will bounce back, they are waiting to know their property line.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1639664 | 000123 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1639740 | 000124 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower scheduled their payment for the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of family member.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1639748 | 000125 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower scheduled their payment and inquired about their principal balance and the interest rate offer.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1640039 | 000129 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1651848 | 000246 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1652084 | 000006 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower requested to have hardship docs sent out for assistance to place payments to end of the loan as she wont be able to make payments<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1652177 | 000131 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower requested to postpone their automatic payment for three days, the rep informed them of having to do that by the portal<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1662436 | 000137 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower tried to schedule their payment with their debit card, the rep informed them that are routing number was required<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1662518 | 000138 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. CUST STATES THAT WE HAVE WITHDRAWN FROM THER ACCOUNT 4 TIMES 2 PLANNED THROUGH ACH AND 2 DONE OVER THE PHONE. AGENT ATTEMPTED TO EXPLAIN TO CUSTOMER HOW THAT WOULD QUALIFY FOR 4 DRAFTS BUT CUSTOMER REFUSED TO ACCEPT ANY INPUT REGARDING THE ISSUE AT HAND. AGENT ISSUED A REFUND FOR HER 2 PAYMENTS FOR THE MONTH OF DEC. EXPLAINED THEY WOULD HAVE TO ADJUST THEIR PAYMENT DATES ON OUR WEBSITE.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1662803 | 000140 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX in reference to payment due and stated can make the payment at the end of the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is other.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1663159 | 000141 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower scheduled a voluntary payment<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1663344 | 000142 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to inquire about payment options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1663350 | 000143 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to request escrows be removed from account.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Escrow Tax payment. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. The Commentary on XX/XX/XXXX states the Borrower disputed the Escrow Tax amount. The escrows were reviewed and the Borrower was advised the amount of taxes were adjusted correctly. The dispute was resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1663613 | 000146 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower requested reinstatement letter.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1663704 | 000147 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower made a promise to pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1663931 | 000149 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1664088 | 000150 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1664146 | 000152 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was advised of 15 day grace period and credit impact after 30 days, borrower declined loss mitigation options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1664395 | 000154 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX in reference to payment due and stated will make a payment after 01/13.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1664512 | 000155 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated they would schedule their payment when they receive their social security benefits<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1664800 | 000156 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1664970 | 000157 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was educated on consequences of being late.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1665086 | 000158 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to return a call in reference to the account. The Borrower hung up before further information was provided.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is ACH dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. The Commentary on XX/XX/XXXX states the Borrower disputed how funds were distributed for the ACH process. The issue was resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1665276 | 000161 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1665284 | 000162 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The call was initiated by a borrower to XXX XXXX and was answered by an XX-XXXXXed assistant. The intent of the call was not clear as the borrower was unable to communicate their needs due to repeated disconnections. The assistant attempted to identify the caller but faced technical difficulties resulting in an unresolved outcome for the borrower. The call highlights the importance of ensuring a stable connection for effective communication.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1665566 | 000163 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower confirmed the payment amount with the rep<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1665672 | 000165 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1665710 | 000166 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1665869 | 000167 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to make a payment on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1666215 | 000170 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to schedule a payment<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1666883 | 000172 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1667093 | 000173 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX in refence to payment due and stated payment was sent already.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1667257 | 000175 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1668157 | 000180 |  | 2 | [2] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Potential Successor in Interest called on XX/XX/XXXX to inquire about confirmation of payment letter. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1668274 | 000181 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to discuss account with customer support.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1668425 | 000182 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The customer confirmed troubles of paying the monthly bill and expects to pay by XX/XX/XXXXEVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1668866 | 000184 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower in and paid the remaining balance minus upcoming payment in the amount of $3210.71<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1669007 | 000186 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The customer called in to discuss general information including the status on the account and was informed about requesting a payoff.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1669041 | 000187 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1669180 | 000188 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1669430 | 000190 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1669558 | 000191 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1669824 | 000193 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they wanted to know if their payment had posted to the account. The customer was informed it was being processed and then they disconnected the call abruptly.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1669928 | 000194 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The customer discussed general information regarding the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1670026 | 000195 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding a payment that was made with wrong account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1670253 | 000197 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding discrepancy between amount on paper statement and the amount provided by AI assistant. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1670412 | 000198 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower confirmed insurance and general account information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1670439 | 000199 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1670470 | 000200 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they applied for a modification and they were informed the loan is current and it may not qualify. The customer was informed a decision should be made by XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1670543 | 000201 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The customer scheduled a payment of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1670639 | 000203 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was frustrated that they couldn't reach a representative, the borrower continued to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1670975 | 000205 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower confirmed use of the correct account to make a payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1671010 | 000207 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1671142 | 000208 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower scheduled two payments to be debited after XX/XX/XXXXEVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1671263 | 000210 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding escrow overage check.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| 1671276 | 000211 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower Called in to verify if equity line of credit. Was educated and borrower refused to make the payment and will be paid on XX/XX/XXXXEVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1671445 | 000212 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and requested Reinstatement, the borrower discussed Windstorm Policy and agent advised it is current and by changing the XXXX for a more favorable policy this can help reduce the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1671500 | 000213 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1671537 | 000214 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized third party called in regarding escrow change and new payment amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1671623 | 000216 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1671706 | 000218 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower verified late fee and corporate fees associated with the loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1672317 | 000223 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated that they made a payment but it did not apply to the monthly payment. A task was opened to apply a payment to the correct months.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1672608 | 000230 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower contact updated information and discuss repayment plan. Went through the 3 month plan and amount due. borrower stated will call back with final decision.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1673214 | 000232 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1673412 | 000234 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower discussed that extra payments were being placed into escrow and wanted them to be applied to corporate advance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1673558 | 000235 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to cure the loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1673584 | 000236 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to schedule a payment for $XXX.XX. The payment was successfully processed and the borrower received a confirmation number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1673765 | 000238 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1673849 | 000239 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1673877 | 000240 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower made a payment in the amount of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1674216 | 000241 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1674397 | 000244 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented<br>[1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The customer called to discuss the escrow shortage and potentially make a payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. The borrower called in with concerns that the payments had increased from $XXX.XX to $XXX.XX. The customer revealed the account was intended to be paid from XX/XX/XXXX. The representative verified there was an escrow shortage of $XXX.XX and submitted a request to have the funds reallocated. The customer was also informed to wait until XX/XX/XXXXo check if the funds would be applied to the shortage and the remaining applied to monthly payments. As of XX/XX/XXXXhe borrower called in to check the status of the escrow and was told the escrow shortage was not fully covered and the borrower planned to make a payment to satisfy what was needed to bring current.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1699743 | 000250 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they submitted a payment to debit on XX/XX/XXXX. The customer was informed they need to send their homeowners insurance to the email address.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1699783 | 000251 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower inquired on if the certified funds only flag was still active on their account. Advised them that the flag was active until XX/XX/XXXX. Task was submitted for the status to go back to normal.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1700177 | 000252 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called in for an explanation of the Corporate Advance Fees. The borrower stated will send an email because does not agree to the fees. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1700235 | 000253 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is performing under plan. Plan filedXX/XX/XXXXITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1700651 | 000257 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1700666 | 000260 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1700716 | 000261 |  | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower processed a payment and was advised of the next due date of XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. On XX/XX/XXXX, the borrower noted roof damage and that the insurance claim did not cover the repairs. Borrower reiterated on XX/XX/XXXX, that the roof is still damaged and that the claim that they filed was denied. No indication of damage being resolved or 100% inspection on file. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1700770 | 000262 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower verified insurance information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1700796 | 000264 |  | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower wanted to know the amount that would be needed in order to reinstate the loan. Payoff quote wasXX-XXXXXd to the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comment on XX/XX/XXXX noted that there was roof damage but was fixed. It also noted that the is internal damage on the ceiling. No indication of claim being filed, damage being resolved or 100% inspection on file. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1700817 | 000266 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to verify post modification payment due date for December.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1700830 | 000267 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated does not want to be contact at (XXXX), for information related to their account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1700909 | 000272 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower scheduled a payment of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1701030 | 000283 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to confirm if Modification documents were sent was received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX. The Commentary on XX/XX/XXXX states the Bankruptcy was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1701116 | 000273 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated that they would sXX-XXXXXpayment on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1701167 | 000274 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to request billing statement and to discuss modification..<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1701217 | 000276 |  | 2 | [2] Currently Delinquent Mortgage<br>[2] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1701236 | 000277 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1701442 | 000280 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower refuse to confirm numbers and emails. Discussed fees and deferred balance was advised of modification back in XXXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Fee Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. Resolved reviewed<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1701546 | 000281 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower made a promise to pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1701574 | 000282 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to inquire about payment due. The agent confirmed the system kept track of amount due and account is almost caught up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1701612 | 000284 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding payment that has not processed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1701651 | 000285 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they stated will make the payment the third week of April. The customer wanted to know why the payment increased. The borrower stated they are retired.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1701762 | 000287 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1701767 | 000288 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower sought payment extension due to furlough for 30 days.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1801150 | 000292 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower wanted to know if the taxes were paid. Borrower stated that the taxes should be less and will send in proof about the tax adjustments in order to request a new escrow analysis.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illnesXX-XXXXXly.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1801157 | 000293 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called in for account status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1801418 | 000295 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was educated about late fees and we portal.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1801550 | 000296 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1801873 | 000297 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. On XX/XX/XXXX, the Borrower was advised of past due payments and requested a quote to Reinstate the loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1802772 | 000300 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The customer called in a payment of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1804868 | 000305 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called and spoke to the borrower and advised that payment for $XXX.XX has been successfully submitted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1804945 | 000306 |  | 1 | [1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Damage was noted with a date of loss of XX/XX/XXXX. Claim check was endorsed and released per comment on XX/XX/XXXX. Claim check was in the amount of $XXX.XX. No indication of 100% inspection on file or if the damage was resolved. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1807760 | 000309 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1807848 | 000310 |  | 3 | [3] Title IssuXX-XXXXXior Liens | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make trial payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. HOA lien on title Loan was reinstated prior to resolution<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1807886 | 000311 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1808021 | 000312 |  | 2 | [2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in with foreclosure questions.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1808297 | 000314 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower had an issue with the automated payment was transferred to agent. Discuss payment and late fees and due date. Was advised of late fee date of the 15th, borrower scheduled a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1808586 | 000317 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower discussed modification and interest rate. Borrower stated that they do not like the interest rate and advised them to send in a written request about it.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1808602 | 000318 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower they needed to change their correspondence address. The customer stated all correspondence was sent to the old mailing address.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1808663 | 000319 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called and requested copy of 1098 tax form<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1808905 | 000320 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding questions on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1808941 | 000321 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1809047 | 000322 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to request reinstatement quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1809173 | 000323 |  | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party wanted to confirm the reinstatement amount and wiring instructions before sending the payment. Provided the information and the reinstatement wire was received in the amount of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comment on XX/XX/XXXX notes nable damage. No claim was filed and not evidence of damage being resolved or 100% inspection on file. Property repairs have not started. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| 1809180 | 000324 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1810398 | 000330 |  | 2 | [2] Currently Delinquent Mortgage<br>[2] Damaged Exterior - Acti insurance claim but unclear who holds funds or covered by bid<br>[1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower to submit information on fire loss on XX/XX/XXXXEVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is fire. Date of loss XX/XX/XXXXreceived check from insurance and waiting for evaluation report The damage repair amount is estimated at $97,493.00. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1810665 | 000331 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1810808 | 000332 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated that they would be making a payment later in the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1826844 | 000336 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX was advised of total amount due and scheduled a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The Commentary on XX/XX/XXXX states Bankruptcy was discharged on XX/XX/XXXX<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1827191 | 000337 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1829847 | 000340 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the modification documents were executed by the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1829884 | 000341 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was advised deferral offer was processed and the account is current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1830011 | 000342 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower made a payment in the amount of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1830797 | 000344 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party called for a reinstatement quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1833351 | 000345 |  | 2 | [2] Currently Delinquent Mortgage<br>[2] Damaged/Occupied/FEMA ZonXX-XXXXXve insurance claim but unclear who holds funds or covered by bid | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The customer called to confirm claim check was received<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. The borrower filed a claim due to XXXX XXXX damage from XX/XX/XXXXThe insurance, XXXX issued a check IAO $XXX.XX. Notation on XX/XX/XXXXndicates there was a claim check received IAO $XXX.XX. There had been several attempts thereafter to verify completion of loss draft status, however, the servicer has not been in contact. The damage repair amount is estimated at $XXX.XX. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1837202 | 000346 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party scheduled December's payment in the amount of $2,826.29 for XX/XX/XXXX. They also stated that they would be shopping around for new insurance and willXX-XXXXXthe insurance information when they do get new insurance. Discussed with them of a new escrow analysis for February of 2026.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1839869 | 000348 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower advised that they remitted a wire yesterday for December's payment and provided confirmation number.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1840922 | 000349 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower initiated by the borrower and agent and AI. Borrower wanted to make a payment using account on file.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1844574 | 000351 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower discussed mod document delivery.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1845188 | 000355 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower had an escrow related inquiry.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1845280 | 000356 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1851369 | 000357 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1851593 | 000359 |  | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Confirmed successor stated that they couldn't cover two payments, and agent informed them of assistance applications. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1897768 | 000360 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party made a payment in the amount of $XXX.XX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1897771 | 000361 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was advised of total amount due.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1897819 | 000362 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Servicer called and advised reinstatement was received and account is due for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1897867 | 000363 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower's spouse requested a payoff statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1897870 | 000364 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to confirm a check IAO $XXX was sent in on XX/XX/XXXX. The representative submitted a request to verify and also provided information about government assistance options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1900280 | 000365 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to discuss workout options no payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1900903 | 000382 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $5,435.86 was to be drafter on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is excellent. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1911626 | 000374 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to speak to loss mitigation regarding next due after.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1914072 | 000376 |  | 3 | [3] Title IssuXX-XXXXXer<br>[1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to request assistance with online account. The Borrower also inquired about setting up autopay on the account and was provided with information to proceed.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. The Commentary on XX/XX/XXXX states a Payment dispute. The issue was reviewed and resolved. There were no further comments in reference to the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. The Commentary on XX/XX/XXXX states the Title issue is due to a Prior Mortgage. The Commentary on XX/XX/XXXX states the Title Claim was filed.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1914376 | 000379 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1965200 | 000383 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to confirm next payment due date and stated will make payment online on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1965460 | 000387 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1965757 | 000398 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower made a promise to pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1966130 | 000394 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called with authorized third party/son regarding payments and website access.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1966289 | 000395 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they wanted to know if their reinstatement funds were received. The customer stated they will send in the modification documentation.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1966339 | 000396 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower made a payment in the amount of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1966431 | 000402 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to verify modification booking and first payment due date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1966456 | 000399 |  | 2 | [2] Payoff has been requested within the last 60 days<br>[1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Third party updated information discussed loss mitigation no options found. Requested a pay off quote.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. There was a litigation stop on account that stops all payments to post, this has been removed payments posted and credit report corrected.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1966526 | 000400 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized third party (ATP) called in for a copy of the Deed of Trust.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1966545 | 000401 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding acceptance of deferral.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1967518 | 000404 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower had a payment related inquiry.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1967849 | 000405 |  | 3 | [3] Title IssuXX-XXXXXer | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to make payment and requested itemization of corporate advances on account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Unspecified title issue noted on XX/XX/XXXX. No evidence issue was resolved before foreclosure was closed and billed. Unspecified title issue noted on XX/XX/XXXX. No evidence issue was resolved before foreclosure was closed and billed.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1967980 | 000406 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in about payments made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1968015 | 000407 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to set up two payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1968235 | 000408 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comment indicated a third party called to make a payment in the amount of $XXX.XX which would be debited on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1970595 | 000409 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. On XX/XX/XXXXan authorized third party called to inquire about the corporate advance fees on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1970640 | 000410 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to schedule a payment of $XXX.XX, effective XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1970733 | 000411 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they called to confirm a payment and they were informed it is on autopay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1971076 | 000413 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1971090 | 000414 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1971428 | 000416 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower made a promise to pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1971487 | 000417 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to stop mail being sent to their attorney, and agent advised them that they need to go through their attorney for that.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1971808 | 000420 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX in reference to the account. The Borrower stated the Final Modification Documents were received and will have the documents returned.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1971911 | 000433 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to verify payment was deducted from Bank account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1974917 | 000423 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1974996 | 000425 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to confirm final modification was received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1975169 | 000426 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1975340 | 000427 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower had a corp advance inquiry.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1975558 | 000429 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1975818 | 000432 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in about the payment shortage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1975835 | 000440 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to confirm ACH payment application.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1976003 | 000435 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. On XX/XX/XXXX borrower called to discuss the late fees and paid them with the December payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1976127 | 000438 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called regarding final modification agreement. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1976174 | 000439 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and stated will be sending reinstatement funds,<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1976380 | 000441 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called to confirm that they were set up for auXX-XXXXX, and agent advised them of 5 day delay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is excellent. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1976403 | 000442 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower made a payment of $XXX for XX/XX/XXXXEVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1976636 | 000444 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1976690 | 000445 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to confirm the monthly payment for January.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1976733 | 000446 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they stated they were unemployed but they have started a new job. The customer declined modification options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments on XX/XX/XXXX show at one time the home was flooded. No active claim and it appears repairs were made. |
| 1977606 | 000449 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated that they would catch up when they got the funds. Borrower was assisted with portal access. Borrower made a payment in the amount of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1978423 | 000451 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower on XX/XX/XXXX to provide status on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is performing under plan. The Commentary on XX/XX/XXXX states the Bankruptcy is on a Confirm Plan XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1982862 | 000454 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1983186 | 000455 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower contact updated information reinstate the loan with a wire on XX/XX or XX/XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1983605 | 000456 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. On XX/XX/XXXX borrower made a payment and discussed the account. On XX/XX/XXXX the agent advised the modification was completed.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. Borrower lodged a payment dispute. A payment history was provided. Resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1996709 | 000459 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to find out if there is going to be a change in the Monthly payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1996739 | 000460 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1996783 | 000461 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was advised of total amount due and stated RFD as curtailment of income. The borrower is a gov't contractor that is employed but not earning any income at the time.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1996823 | 000463 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. BK closed XX/XX/XXXX<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1996862 | 000465 |  | 2 | [2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower requested a payoff quote.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| 1997099 | 000467 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding final modification and final payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1997107 | 000468 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they stated can make a payment for XX/XX/XXXX and then another payment for January. The customer requested the payment history be emailed to them.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 1997109 | 000469 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Discussed work out options, hardship, scheduled payment (XXXX) and late charge.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is marital difficulties.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2009568 | 000617 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding payment amount noted on automatic payment service.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2012115 | 000472 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2026571 | 000474 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The customer discussed retention options for the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2029273 | 000477 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2029627 | 000479 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in for reinstatement quote<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2029658 | 000480 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated thought was on autopay, scheduled payment sent in reinstatement and last billing statement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2029864 | 000481 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called and spoke to borrower regarding past due payment. The borrower schedule a payment for $XXX.XX, payment will be debited from account on or after XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2030571 | 000482 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower made a promise to pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2030848 | 000484 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower verified general information and payment expectations.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2031434 | 000487 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Discussed option none found, borrower was confused about due date thought his last payment was for November and December was advised is due for February.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2031589 | 000488 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to make a payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The Commentary on XX/XX/XXXX states the Bankruptcy was discharged on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2031750 | 000489 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower updated payment date due to job change, and was advised of loss mitigation and foreclosure status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2031903 | 000490 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2032582 | 000492 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2033007 | 000493 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding payment confirmation<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2037567 | 000496 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated RFD as excessive obligations and requested reinstatement amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2037769 | 000497 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they were informed of the modification. The customer had a payment debit for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2038113 | 000498 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2081940 | 000499 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in for options to avoid late fees.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2082238 | 000500 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to get information on insurance company.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2082711 | 000501 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated they cannot speak but shouldn't have a payment due until XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2109659 | 000504 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to confirm status on the account and was advised the account is up to date.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2109850 | 000505 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and stated will be making a payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2110819 | 000507 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to authorize 2 payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2111184 | 000508 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2111413 | 000509 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make the November payment of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illnesXX-XXXXXly.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2111889 | 000512 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they reinstated the account and do not want to move forward with the modification.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| 2112088 | 000513 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2112792 | 000514 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower requested fax # for attorney to release authorization to speak spouse.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2114689 | 000518 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called with an update regarding to completed loss draft.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2114924 | 000521 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to inquire about automatic payments drafts on the account and was provided with the information. The Borrower also scheduled payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2115074 | 000523 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in and wanted to know if the Due Date can be changed from the 1st to the 15th. The borrower stated gets paid on the 15th of the Month. The agent explain that it's not possible. The borrower wanted to know if the Late Fee will impact the loan and agent advised that due to the status of the loan the late charges are not applicable.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2115232 | 000524 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2115837 | 000526 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called for payment and stated will be making payment byXX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2115935 | 000528 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to confirm the modification payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2117130 | 000530 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the authorized third party verified account information. The agent wanted to confirm the policy information and payment information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2118041 | 000537 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in stated will be making a payment by XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2118782 | 000007 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment but account was not on file and borrower said will make payment on the website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119063 | 000540 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119113 | 000542 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called for payment and stated will be making payment online.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119168 | 000543 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to change Insurance Company. The call was transferred to the Insurance Department.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment XX/XX/XXXX: The borrower called and said Insurance Company cancelled the Insurance due to needing a new Roof. The borrower said City will pay for the Roof, but need Documentation that borrower have Insurance. |
| 2119364 | 000546 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119383 | 000547 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119428 | 000549 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119618 | 000554 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to request documents.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119723 | 000557 |  | 2 | [2] Currently Delinquent Mortgage<br>[1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called and spoke to SuccessXX-XXXXXterest (SII), regarding the payment. SII stated will make the payment this Month, did not want to provide when.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. Payment dispute resolved.<br> REASON FOR DEFAULT: The reason for default is payment disputes.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119768 | 000558 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called regarding final modification<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119793 | 000560 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119803 | 000561 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they wanted to know if they are in the modification process and they were informed not currently. The borrower made a past due payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Foreclosure delay. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. Customer wrote a letter to delay the foreclosure.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: Fema Declared on XX/XX/XXXX due to Fires and Winds. No damage noted. Bankruptcy noted filed on XX/XX/XXXX case XX-XXXXX. The loan was dismissed on XX/XX/XXXX. |
| 2119826 | 000562 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding status of account. The borrower stated payment has not been correctly applied.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. Payment Dispute<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119855 | 000564 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119889 | 000565 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicted no evidence of dispute. Certified funds in the amount of $XXX.XX were mailed via 2 day delivery as reinstatement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119893 | 000566 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding reinstatement amount received, advised it was not posted yet.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119912 | 000567 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2119996 | 000568 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called and spoke to borrower and advised account is current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2120075 | 000569 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2120076 | 000570 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment was to be made late, it would be made on Tuesday.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 7. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. Comments indicted a Chapter 13 Case XX-XXXXX filed XX/XX/XXXX was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2120139 | 000573 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding fees owed and process of assuming loan due to divorce in process.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is marital difficulties.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2120141 | 000574 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2120155 | 000575 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding property taxes and verified it was paid by servicer.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2120199 | 000577 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the Final modification was approved with an effective date of XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2120206 | 000578 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2120234 | 000579 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2120296 | 000581 |  | 2 | [2] Subject May Not Be 1st LieXX-XXXXXe company has acknowledged but has not signed letter of indemnification<br>[2] Verbal DisputXX-XXXXXicer responded and issue open with active efforts to resolve | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated an authorized third party form the XXXX City Housing Corporation to inquire about $XXX.XX due in other fees; disclosure what the other fees were. These were late charges which were added when the loan had been reinstated up to September 2025.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Fee Dispute. The dispute is not resolved and the status indicates Servicer responded and issue open with active efforts to resolve. Comments indicated an authorized third party form the XXXX City Housing Corporation to inquire about $XXX.XX due in other fees; disclosure what the other fees were. These were late charges which were added when the loan had been reinstated up to September 2025.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. Comments indicated a prior mortgage in the amount of $XXXX.XX recoded on XX/XX/XXXX book XXX page XXXX. The title issues were resolved as of XX/XX/XXXX. Comments indicated to resolve with a judgment reformation per notes on XX/XX/XXXX. the Foreclosure was closed on XX/XX/XXXX and there was inability to proceed with resolution to the issue through the foreclosure process per notes on XX/XX/XXXX.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2120346 | 000582 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to request fund in restricted escrow be used to cure the loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2624038 | 000586 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower spoke to rep and discussed trial modification.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2760934 | 000010 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the Executor Of the Estate made a payment in the amount of $XXX.XX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| 2761001 | 000588 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment in the amount $XXX.XX<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2762175 | 000590 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The customer called for reinstate quote<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 2762186 | 000591 |  | 2 | [2] Payoff has been requested within the last 60 days<br>[1] Damaged Exterior - Acti insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs<br>[1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated an inquiry in regards document status. an inspection was needed for the next draw; 33% of the funds were previously released and 62% inspection, then 90% inspection for final draw review.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is fire. Comments indicated date of loss XX/XX/XXXX in the amount of $XXX.XX due to fire / lightning. the policy limit was $XXX.XX. the deductible was $XXX.XX and the depreciation was XXX.XX. Draw in the amount of $XXX.XX increased to $XXX.XX which was the unpaid principal balance overage and difference between the unpaid principal balance and balance per notes on XX/XX/XXXX. A check in the amount of $XXX.XX dated XX/XX/XXXX was received. <br> A disbursement notification attempt via automated message failed on XX/XX/XXXX. The difference of the unpaid balance overage was to be disbursed. the payoff statement was to be used in order to release funds without an inspection. The damage repair amount is estimated at $XXX.XX. Property repairs have not started. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: Comments indicated a payoff was available to the borrower to view / print per notes on XX/XX/XXXX. |
| 2764169 | 000592 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 3470762 | 000599 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower made a payment in the amount of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 3511937 | 000600 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated he is on disability and is not working and won't be able to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 3714349 | 000602 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to see if funds were being held in suspense and was advised there were none in suspense.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 3716383 | 000603 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower made a promise to pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 3716409 | 000604 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX.XX was made. This amount included additional principal amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 3731013 | 000605 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to provide status on the account and was advised of total amount due on the account. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 3733778 | 000607 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment and was advised of total amount due.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 3734774 | 000608 |  | 3 | [3] Mortgagor Deceased - In Probate | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. SuccessXX-XXXXXterest, SII, called in to verify if funds were received. Agent advised of missing documents to send in to be able to speak on the loan. SII understood and stated still in probate. Borrower is deceased and In Probate. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 3833298 | 000611 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX.XX for the next due XX/XX was made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 3833356 | 000612 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was advised of options but did not want to proceed with final modification.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 428574 | 000013 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicted a payment in the amount of $XXX.XX was made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 429045 | 000033 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower requested loss mitigation assistance and stated mod docs were received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4330077 | 000613 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called XX/XX/XXXX to make a payment but was advised of Foreclosure status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4330080 | 000614 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4330103 | 000615 |  | 1 | [1] Damaged Exterior - Acti insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs<br>[1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is fire. Comment XX/XX/XXXX, Loss type Fire/Lightning loss on XX/XX/XXXX.<br> Comment XX/XX/XXXX: FUNDS ARE IN THE AMOUNT OF $XXX.XX AND WE ARE IN NEED OF 100% INSPECTION WHEN READY TO GET THE FUNDS RELEASED OUT. VERIFIED OF INSPECTION OF 100% STILL NEEDED AND LAST TIME WE SPOKE WITH CONTRACTOR OUT ONXX/XX/XXXXCALLER UNDERSTOOD AND VERIFIED THAT DID GIVE PAYMENT AROUND $XXX.XX TO THE CONTRACTOR AND THE STRUCTURE IS NOW PUT BACK UP AND PAINTED BUT THEY ARE TRYING TO WORK WITH THE INSURANCE COMPANY TO GET THE ELECTRICAL WORK COVERED IN ORDER TO BE COMPLETED. The damage repair amount is estimated at $XXX.XX. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4330149 | 000616 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower inquired about documents.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4330334 | 000618 |  | 3 | [3] Title IssuXX-XXXXXal Description<br>[1] Legal Description IssuXX-XXXXXgage contained incorrect legal and actions have been completed on a reformation action | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to confirm payment made was received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is evidence of title issues with the property. The Commentary on XX/XX/XXXX states the Title issue for Legal description was resolved.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4330465 | 000619 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was advised of foreclosure and bankruptcy status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4333492 | 000624 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment for $XXX.XX, to be debited on or after XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4381382 | 000620 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to inquire about a Loan Modification and to discuss letter received in reference in insurance policy.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX. The Commentary on XX/XX/XXXX states Bankruptcy is on a Confirm Plan XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4381524 | 000621 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated an inquiry regarding lender placed insurance refund and rescission notices. A declaration page was needed and office was closed in order to verbally verify.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is release from stay granted. The bankruptcy was dismissed on XX/XX/XXXX. XX-XXXXX filed XX/XX/XXXX<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4381546 | 000622 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated an escrow analysis was provided each year; also if there was a change of insurance or change of policy.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4381639 | 000623 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the authorized third party inquired about the modification documents which was sent twice. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4381788 | 000637 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated an escrow and insurance inquiry. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4381880 | 000626 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a request to set up an automatic withdrawal.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4485312 | 000008 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower wanted to confirm their payment had been received, the rep confirmed the account was current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4485423 | 000627 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4485446 | 000628 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower scheduled their payment for XX/XX<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4485503 | 000629 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower inquired about the missing insurance check for their claim to complete the repairs<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4485537 | 000631 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The rep provided the HUD contact information to the borrower and informed them of the foreclosure sale date<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4485539 | 000632 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower scheduled their payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4486205 | 000634 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Third party requested prior servicer mod documents to be mailed<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4486231 | 000635 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4536435 | 000638 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated they are waiting of their 401k to be sent to them and that will be used to bring the account current<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4536446 | 000644 |  | 1 | [1] Damaged Exterior - Acti insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated RFD as excessive obligations and made a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is wind. Notes reflected hurricane damages occurring onXX/XX/XXXX. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4536945 | 000641 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to request Reinstatement quote to reinstate the loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4537172 | 000649 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4537184 | 000650 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to advised Bank wire payment was sent.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4537243 | 000651 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4537382 | 000653 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Third party was advised of escrow shortage.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4537418 | 000654 |  | 1 | [1] Written DisputXX-XXXXXicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Authorized Third Party called on XX/XX/XXXX to pay all fees due on the account.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded within 60 days and no further communication from mortgagor. The Commentary on XX/XX/XXXX states there was a Payment dispute. The payments were reviewed and the dispute was resolved on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4537469 | 000668 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX stated was sick and stated will make a payment next week.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4578762 | 000664 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower regarding the Insurance payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4578795 | 000665 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX and advised is in active Loss Mitigation.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4578799 | 000666 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized 3rd party called for the final disbursment funds to be mailed to the property.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The notation indicates there were several bankruptcies filed. <br>On XX-XXXXX CASE #: XX-XXXXX FILED ON XX/XX/XXXX CH13 BK TERMINATED XX/XX/XXXX. BK REFERRAL REJECTED. CASE #: XX-XXXXX FILED ON XX/XX/XXXX CH07 BK TERMINATED XX/XX/XXXX. BK REFERRAL REJECTED CASE #: XX-XXXXX FILED ON XX/XX/XXXX CH13 BK TERMINATED XX/XX/XXXX. BK REFERRAL REJJECTED CASE #: XX-XXXXX FILED ON XX/XX/XXXX CH13 BK TERMINATED XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4578811 | 000667 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they were able to make a payment to bring the account current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4578911 | 000669 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower made a payment of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4578935 | 000670 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they wanted to know how many payments past due and they were advised twenty four month. The customer inquired about the modification and they were informed the documents were not returned on time. The borrower wanted to discuss with a supervisor. The customer is interested in a modification. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4578978 | 000671 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower discuss insurance # of payment past due was advised about notary stamp and what the next steps are.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. No date of discharge.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4579024 | 000672 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX and was provided with status on the account. A Reinstatement quote was sent and a Modification was discussed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4579105 | 000673 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4639191 | 000676 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called and spoke to borrower son. The borrower provided authorization to speak with son, third party, who stated will make payment later today. Third party did not have time to fill out the borrower detail section.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4639325 | 000677 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to check on status of the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4639436 | 000679 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment and fee waiver.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4644367 | 000681 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they needed to change the payment from the 17th to the 26th.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4691277 | 000714 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to a one time to speak to assistant gave payment options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703152 | 000717 |  | 2 | [2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to request documents in reference to the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The Commentary on XX/XX/XXXX states the Bankruptcy was discharged on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| 4703161 | 000718 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703219 | 000721 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower discussed the account status and was sent documents for personal record.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703227 | 000722 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower contact to discuss wire came back incorrect number, stated will make payment today for 1st trial plan payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703240 | 000723 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to set up auto payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703340 | 000724 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they had questions in regards to the loan modification agreement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703363 | 000725 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703364 | 000726 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in for posting of a payment was advised has posted as of XX/XX/XXXXEVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703552 | 000728 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to confirm receipt of loan Modification Documents. The file pending system update and the first payment starts XX/XX/XXXX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703759 | 000729 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to confirm the account was no longer in foreclosure.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703769 | 000731 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703839 | 000732 |  | 2 | [2] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified but not documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized third party called in to make a payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified but not documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703893 | 000733 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to inquire about options available for assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4703937 | 000734 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to check when the first draft will occur after modification.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4704009 | 000735 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they called in to make a partial payment. The customer was informed can not do that and they disconnected the call.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is marital difficulties.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4721207 | 000737 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4731952 | 000740 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4732141 | 000741 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding payment change amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4732269 | 000742 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX in reference to payment due and made a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4790099 | 000743 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they verified their social security information for the verification letter.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4790118 | 000744 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make two payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4794972 | 000745 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The successor in interest called to make a payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4794975 | 000746 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to verify the Modification Documents were received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4796163 | 000748 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower called in to inquire if payment posted was advised was and the next payment due by the 15th.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4810558 | 000753 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they were having trouble logging into the online system. The customer declined assistance with setting up a payment and they were informed on how to set up the online account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4810661 | 000755 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment,<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4816478 | 000758 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX in reference to payment due and stated will make December payment by the end of December.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Fee Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. The Commentary on XX/XX/XXXX states a Fee Dispute. The issue was resolved on XX/XX/XXXX and XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4826516 | 000778 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they promise to pay the reinstatement amount by XX/XX/XXXX via Wire.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4829881 | 000780 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower requested password reset to be able to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is transfer of ownership pending.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is nXX-XXXXX occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4835624 | 000783 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated will be making one payment in June and cure the loan in July.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4835627 | 000784 |  | 2 | [2] Currently Delinquent Mortgage<br>[1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they set up a payment and they were sent an ach form to their email.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. The borrower had a payment dispute on the account and how the payment were applied.<br> REASON FOR DEFAULT: The reason for default is payment disputes.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4846205 | 000785 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in about payment posting.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4846342 | 000786 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to verify reinstatement funds were received<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4846383 | 000787 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a paymen.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4846767 | 000789 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding a Loss Draft check for property damage. The agent advised the Loss Draft check was already sent and borrower stated will call them directly.t was s<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. RXX-XXXXXnt Dispute<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comment XX/XX/XXXX: Loss Draft check for $XXX.XX, NXX-XXXXXored, Endorsed and Released. |
| 4846939 | 000790 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they got an escrow check and they wanted to know why. The customer was informed to contact their attorney.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is performing under plan.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4853980 | 000792 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. The Commentary on XX/XX/XXXX states the Chapter 13 Bankruptcy was discharged on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4881041 | 000800 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding escrow account,<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4890134 | 000802 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they were concerned their payment did not go through. The customer was informed bank cards are not used just checking and routing information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4890561 | 000803 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4890564 | 000804 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4891304 | 000805 |  | 3 | [3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to confirm payment amount and made a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX. The Commentary on XX/XX/XXXX states Bankruptcy Plan was confirmed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is water. The Commentary on XX/XX/XXXX states te property has mold contamination. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4891971 | 000806 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they set up a payment XX/XX/XXXX via debit.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is servicing problems.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is dismissed.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4892048 | 000807 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and stated set up payment for 1XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4892066 | 000808 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they wanted to get the grace period. The customer stated they will reach out tomorrow to scheduled a payment. The customer then disconnected the call.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4997326 | 000812 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding escrow account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4999541 | 000817 |  | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[3] Damaged Interior - Damage remains unresolved and no indication covered by insurance | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding a claim check that needed endorsement.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comments on XX/XX/XXXX indicate loss draft check needing endorsement per borrowers request Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 4999579 | 000827 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5017988 | 000829 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they wanted to make sure their insurance information was received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is performing under plan.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5018338 | 000830 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5018453 | 000831 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5018656 | 000833 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX and the total amount due on the account was provided.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. The Commentary on XX/XX/XXXX states Bankruptcy that was filed on XX/XX/XXXX was terminated on XX/XX/XXXX. The Commentary on XX/XX/XXXX states Bankruptcy filed on XX/XX/XXXX was terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5018689 | 000834 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated that insurance has not received payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5018932 | 000835 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is excellent. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5019001 | 000836 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5265159 | 000902 |  | 2 | [2] Verbal DisputXX-XXXXXicer responded and issue open with active efforts to resolve | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to schedule a payment.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is not resolved and the status indicates Servicer responded and issue open with active efforts to resolve. Comment XX/XX/XXXX: Responded to Borrower on missing payment dispute forward to the Cash Department for review.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5265197 | 000909 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. The Commentary on XX/XX/XXXX states there was a Payment Dispute. The Borrower was advised of a missed payment and stated made all the payments. The Borrower was sent a Pay history for clarification. The dispute was resolved. There was no further comments in reference to the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5265284 | 000914 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make payment<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5266148 | 000994 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX was advised of the principal balance and scheduled a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5267320 | 001106 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5267725 | 001160 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5267791 | 001169 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Called and spoke to the borrower and advised of total amount due. The borrower returned call stated unable to reach Servicer and wanted to discuss the XXXX payment that was made to XXXX. The agent stated we do not see it posted and advised borrower to send in full XXXX Bank statement and circle the payment to show it cleared and we can give credit for it. Also advised mailed in the September payment already and we should be getting that soon.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. Payment Dispute<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5267909 | 001184 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in for ACH form.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5267916 | 001185 |  | 1 | [1] Written DisputXX-XXXXXicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a requested a change of the mailing address. The note was e signed and it was rejected since the signatures did not match theXX-XXXXXd note.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within 60 days and no further communication from mortgagor. Borrower disputed credit reporting. Servicer updated transaction history and issue is resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5267941 | 001186 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5270759 | 001188 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5270818 | 001190 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding escrow refund and made a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5270850 | 001191 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was advised of credit impact if payment is not received within 30 days. Borrower declined loss mitigation options.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5270987 | 001192 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment and set up auto pay. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5271359 | 001194 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5271380 | 001195 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was unable to pay online and received a message stating to call in to make payment. A Secure payment for the amount of $XXX, has been successfully submitted and will be debited from the account on or after XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Homeowners Insurance Policy. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. Called regarding placing do not pay on account due to having a Blanket Policy and wants to dispute escrow status.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5271450 | 001196 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was called for intentions and stated will be making a payment be end of the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5271725 | 001198 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in for loan status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5271873 | 001201 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5501250 | 001208 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment and was advised of total amount due.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5501902 | 001211 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicted an inquiry on the tax refund from the tax payment disbursement in the amount of $XXX.XX since the taxes had decreased.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. Comments indicated for proof of the missing payment to be provided and to verify with the prior servicer. The bulk wire amount needed to be obtained since could not go back to the prior Servicer to perform the research per notes on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5501916 | 001219 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5501925 | 001225 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower made a promise to pay.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is fraud.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5501930 | 001228 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5501931 | 001229 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was advised taxes were paid.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5501936 | 001234 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower requested W9 form.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5501940 | 001237 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated Borrower stated parent handle the payments by mail and was not aware of the servicing transfer.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5501946 | 001240 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510760 | 001241 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to inquire about corporate advance fees.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510761 | 001242 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX was posted on XX/XX/XXXX.An accidental payment was made on the verbal plan due to forgetfulness to set up the automatic draft.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510772 | 001243 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510799 | 001244 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to request a Due Date change. The borrower stated that a previous agent told them that if they send proof that Social Security check is received by End of the Month. The agent informed them it is not possible, but that they can send an email with proof to see if there is anything that Servicer can do about it. The borrower also had questions regarding payment change.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510808 | 001245 |  | 1 | [1] Written DisputXX-XXXXXicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the modification was to be sent to record once it was notarized.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded within 60 days and no further communication from mortgagor. Comments indicated the modification monthly payment was $XXX.XX and the prior payment reflected the payment in the amount of $XXX.XX. A response was provided on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510812 | 001246 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510817 | 001247 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The Commentary on XX/XX/XXXX states Bankruptcy was filed on XX/XX/XXXX and terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510819 | 001248 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower received a welcome call and asked for assistance with online website.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510823 | 001249 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. XX-XXXXXwer called to schedule a payment for the amount of $XXX.XX. The payment has been successfully submitted an will debit on or after XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510827 | 001250 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower advised of payment plan with previous lender.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510831 | 001251 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to confirm the November online payment was made. The borrower also schedule the December payment. The payment in the amount of $XXX.XX has been successfully submitted and will debit on or after XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510860 | 001252 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX in reference to the Note on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. The Commentary on XX/XX/XXXX states the Bankruptcy was filed on XX/XX/XXXX and was terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510861 | 001253 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated 2 payments were made totaling the amount of $XXX.XX; illness was informed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Comments indicated this property is located in a disaster area designated by FEMA. XXXX and XX-XXXXX (XX-XXXXX declared on XXXX per notes on XX/XX/XXXX. No damages were reported.. |
| 5510864 | 001254 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a verbal authorization was provided to the spouse to discuss the account. A request to email and fax a letter of the mortgage in good standing was requested.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. Comments indicated the bankruptcy was terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510900 | 001256 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to request the XXXX/1098.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510921 | 001257 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX stated had a decrease in income and will be sending a payment in on XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510923 | 001258 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510943 | 001259 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated an escrow inquiry.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. Comments indicated a Bankruptcy Chapter 7 Case $XX-XXXXX filed on XX/XX/XXXX was terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510971 | 001261 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to inquire about payment of taxes and discussed escrows on the account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510972 | 001262 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5510998 | 001265 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX.XX was made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. Comments indicated the bankruptcy was terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511003 | 001266 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX.XX was to be made on 11/08 online to be applied to the November payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511017 | 001267 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a request for the wire instructions to send the reinstatement quote was made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511037 | 001269 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. Comments indicated Case #XX-XXXXX filed on XX/XX/XXXX terminated on XX/XX/XXXX; chapter 13 referral rejected Case # XX-XXXXX filed on XX/XX/XXXX terminated on XX/XX/XXXX; Chapter 7 referral rejected Case # XX-XXXXX filed on XX/XX/XXXX was terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511041 | 001270 |  | 2 | [2] Delinquent TaxeXX-XXXXXnquent taxes, sold within redemption period | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated an authorized third party made a promise to pay in the amount of $XXX in order to reinstate the loan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511053 | 001271 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX.XX for the next due XX/XX/XXXX was made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511067 | 001273 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX.XX was made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. Comments indicated the bankruptcy was terminated on XX/XX/XXXX.<br> Chapter 7 was discharged<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511091 | 001275 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX was made to the prior servicer on XX/XX/XXXX. The payment had yet to be received and updated accurately.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. Comments indicated a bankruptcy chapter 7 case #XX-XXXXX was filed on XX/XX/XXXX terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511112 | 001277 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX.XX made on XX/XX/XXXX which were to be applied to XX/XX/XXXX were unavailable. A payment was to be made via XXXX or would call to make the payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. Comments indicated the bankruptcy was terminated on XX/XX/XXXX. A prior bankruptcy Chapter 13 Case # XX-XXXXX filed on XX/XX/XXXX terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511146 | 001278 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX was made and the remainder to be paid on XX/XX/XXXX. By XX/XX/XXXX, the loan was to be current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is performing under plan. Comments indicated a Chapter 13 Case # 0XX-XXXXX was filed on XX/XX/XXXX was terminated on XX/XX/XXXX Chapter 13 Case # XX-XXXXX filed on XX/XX/XXXXwas terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511168 | 001279 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511181 | 001280 |  | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[3] Law suit borrower- Servicer/Lender<br>[3] Loan exhibits evidence of litigation.<br>[1] Notes clearly state litigation has been resolved; resolution date is in the past | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated it was a servicing transfer welcome call.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is evidence of litigation on the file. Comments indicated the borrower stated to have an attorney and was to file suit against the Servicer and the lender per notes on XX/XX/XXXX and XX/XX/XXXX.The litigation matter involved an action filed by the borrower alleging breach of contract unjust enrichment violation of the implied covenants of good faith and fair dealing violation of the XXXX Unfair Trade Practices Act and Predatory Loan Practices with respect to application of payments the loan terms credit reporting and escrow advances. An agreement wherein borrower agreed to withdraw the action in exchange for a modification. The loan was modified and the action was withdrawn. The litigation was resolved and the loan was brought current per notes on XX/XX/XXXX.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Comments indicated the roof of the detached garage had to be repaired with a deadline of XX/XX. There was no evidence of the repairs started. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511192 | 001281 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment had already been made and the income pay period was weekly.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511202 | 001282 |  | 2 | [2] Damaged Interior - Active insurance claim but unclear who holds funds or covered by bid<br>[1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment was to be made in the later part of the month.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Loss Mit Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. /Comments indicated a request to speak to the supervisor because the loss mitigation option had been removed. The payment had not gone thru per notes on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is other natural causes. Comments indicated this property is located in a disaster area designated by FEMA. XXXX (XX-XXXXX Amendment 4 declared on XXXX and his property is located in a disaster area designated by FEMA. XXXX (XX-XXXXX Amendment 4 declared on XXX. The property was still occupied and the occupants were still affected by the disaster; awaiting money to repair per notes on XX/XX/XXXX.As of XX/XX/XXXX, the repairs were on pause until there were sufficient funds to continue per notes on XX/XX/XXXX. there is no evidence of when the claim funds were received or the property was repaired. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511216 | 001283 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a refund check was to be sent and to allow 10 to 14 business days.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5511217 | 001284 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5512867 | 001286 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower advised they sent a wire payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5512874 | 001287 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to inquire about returned payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illnesXX-XXXXXly.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5512878 | 001290 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5512905 | 001293 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Multiple attempts were made to communicate the borrower, however the line was continuously interrupted, disconnected or the borrower spoke with AI assistant.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5512924 | 001294 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to ask for assistance, stated RFD as curtailment of income and was advised of repayment plan.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5512966 | 001296 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5512974 | 001297 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower inquired about interest rate change.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5512984 | 001298 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to inquire about modification paperwork. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5512997 | 000011 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated he would make a payment before the 15th and inquired about payment history.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5513024 | 001299 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called for assistance on how to make a payment through online account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5513026 | 001300 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called regarding mod payment estimate and was advised it went up after escrow analysis.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5513060 | 001301 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated they could not pay this month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is servicing problems.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5513075 | 001302 |  | 2 | [2] Currently Delinquent Mortgage<br>[1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Agent for borrower called to update borrower information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is water. Notes reflected wind and water damages occurring onXX/XX/XXXX. There is an active claim with repairs ongoing. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5513094 | 000012 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5513110 | 001303 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5513135 | 001305 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5513182 | 001306 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to confirm payment for October is pending 1XX/XX/XXXX, the borrower stated will be making another payment once funds are available.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5513196 | 001307 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding fees.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5516357 | 001308 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in for reset password link.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5516494 | 001309 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in for mortgage statements.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: n |
| 5516504 | 001310 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding fees on account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5516644 | 001311 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in for loan status.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5516921 | 001312 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5516969 | 001313 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in and stated will be making a payment by XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5518070 | 001314 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding missing payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5518074 | 001315 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to readjust payment made on the system.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5635827 | 001318 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding escrow shortage and payment history.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5635918 | 001320 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is servicing problems.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660000 | 001325 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660009 | 001326 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to verify payment was received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660033 | 001327 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to verify payment posting to account after service transfer.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is servicing problems.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: n |
| 5660046 | 001329 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660056 | 001331 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding returned check.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660068 | 001332 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660127 | 001337 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to follow up on final modification<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660152 | 001338 |  | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding lender placed insurance and process of filing a claim.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. On XX/XX/XXXX comments indicate roof damage and claim process explained. There is no indication of claim filed or damage repaired. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660165 | 001341 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to verify payment was posted to account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660173 | 001342 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower stated is unable to make payment and requested loss mitigation application.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660187 | 001344 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The authorized third party called in to verify payment was received. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660237 | 001349 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660318 | 001355 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660356 | 001356 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to make a payment<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660365 | 001357 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in to confirm payment amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5660389 | 001361 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding loss mitigation application letter received, the borrower stated will be making a payment by the end of the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5726487 | 001376 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding past due amount.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is servicing problems.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5726502 | 001377 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding payments posting.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5726557 | 001379 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in for assistance setting up online account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5726584 | 001380 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. the borrower called in regarding payment due date change.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5726709 | 001382 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated an escrow inquiry in regards to where to send updated insurance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5726764 | 001383 |  | 3 | [3] Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair<br>[3] Damaged Interior - Damage remains unresolved and no indication covered by insurance<br>[2] Property is located in a FEMA disaster area. | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a reinstatement in the amount of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is fire. Comments indicted the home was lost due to FEMA disaster declared because of XXXX wild fires. The mailing address was updated on XX/XX/XXXX. The property was lost due XXXX fires per notes on XX/XX/XXXX.<br> As of XX/XX/XXXX, the escrow status was an inability to verify the Policy. There is no evidence the property was repaired. Property repairs have not started. The property condition is poor. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: Comments indicated the property is located in a FEMA declared zone due to XXXX fires declared on XX/XX/XXXX per notes on XX/XX/XXXX. Damages were reported per notes on XX/XX/XXXX. XX/XX/XXXX and XX/XX/XXXX. |
| 5749507 | 001385 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to make a payment. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5749585 | 001386 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called to see why payments went up.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5749586 | 001387 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a request for a notary since modification documents was received on XX/XX/XXXX by the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illnesXX-XXXXXly.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5749612 | 001389 |  | 1 | [1] Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower was upset about not being advised of loan transfer.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is unavailable in the information provided. Notes reflected unspecified damages. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5749660 | 001390 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| 5749757 | 001394 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called in regarding the Insurance and was advised that the check for $XXX.XX, was successfully submitted and will debit from account on or after XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illnesXX-XXXXXly.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5749776 | 001396 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicted person with Power Of Attorney provided updated mailing address and was informed about the servicing transfer on the performing account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5749821 | 001397 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and the agent advised that the Modification is complete and the next payment is due on XXXX. The borrower stated was already aware of the information and was unsure why they received the call.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5749841 | 001398 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The borrower called and stated received a Servicing Transfer Information Sheet and wanted to confirm that the insurance was transferred to XXXX. The borrower asked about the taxes and agent advised that XXXX Insurance is on file.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5749893 | 001399 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated this rental property was current and letter received about delinquency could have been issued prior to the payment being received.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5749905 | 001400 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the modification was recorded as of XX/XX/XXXX and with a next payment date of XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5749941 | 001401 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Agent spoke to the borrower and confirmed that Servicer received The Modification Agreement. The borrower also scheduled payment for August.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5749973 | 001402 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment was to be made the following week.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| 5750043 | 001405 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated payments were made to the prior servicer which were to be transferred to the current servicer. A XX/XX/XXXX was applied to the October payment. A payment made on XX/XX/XXXX was reversed on XX/XX/XXXX. A payment in the amount of $XXX.XX was scheduled for XX/XX/XXXX. There was a refusal to make a December payment until confirmation from the prior servicer was provided in regards to the missing payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is servicing problems.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5750047 | 001406 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a promise to pay the amount of $XXX.XX on XX/XX/XXXX via WEB. The corporate advance fee was related to the foreclosure and subsequent modification from XXXX XXXX with the fee deferred to the end of the loan. The loan was to be transferred to a new Servicer and the payment was to remain the same unless a new escrow analysis was completed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5750060 | 001407 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the mortgage payment plan was discussed. A payment in the amount of $XXX.XX was to be made on XX/XX/XXXX online; XXXX was not accepted.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5750154 | 001408 |  | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the Successor In Interest was informed the amount of $XXX.XX was due for the month of September. The property was currently on the market for sale and represented by a realtor. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is death of mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| 5750299 | 001409 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the customer inquired about the payment due date and subsequently agreed to schedule a payment in the amount of $XXX.XX for XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is inability to rent property.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5750323 | 001410 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX.XX to cover the prior 3 monthly payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5750333 | 001411 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX was scheduled for XX/XX/XXXX. There were issued making the payment since the transfer date. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5750345 | 001412 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX.XX was made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5750456 | 001414 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented<br>[1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a payment in the amount of $XXX.XX was made. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. Comments indicated the credit report was updated from the last amount paid XXX to XX last paid date updated as XX/XX/XXXX because of a Credit Bureau Dispute. A payment in the amount of $XXX.XX was made on XX/XX/XXXX. the last payment received previously was on XX/XX/XXXX.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5750481 | 001415 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the authorized third party requested confirmation the foreclosure sale was stopped after the reinstatement in the amount of $XXX had been wired on XX/XX/XXXX to have the account brought current.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD.<br> ADDITIONAL INFORMATION: N/A |
| 5750536 | 001416 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the next due was XX/XX/XXXX, loan transfer and a payoff was requested.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5750580 | 001417 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated a monthly payment in the amount of $XXX.XX for the next due XX/XX was made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5750658 | 001418 |  | 1 | [1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the Successor In Interest made 2 payments in the amount of $XXX.XX was made. It appeared the Successor In Interest documents had not been transpired from the prior Servicer. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| 5750701 | 001420 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Comments indicated the final modification agreement was being created and was to be sent with instructions.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5750737 | 001421 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to confirm the wire transfer to Reinstate the loan and inquire about the processing time. The Borrower was provided with the information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5750806 | 001423 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX to inquire about credit reporting on the account and was provided with the information.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5753994 | 001430 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX in reference to the account and stated a payment was recently made.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. The Commentary on XX/XX/XXXX states a Bankruptcy was filed on XX/XX/XXXX and terminated on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5754018 | 001432 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to make a payment.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is unemployment.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5754037 | 001437 |  | 1 | [1] Written DisputXX-XXXXXicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Dispute reason was not located.. The dispute is resolved and the status indicates Servicer responded within 60 days and no further communication from mortgagor. The Commentary on XX/XX/XXXX states a response to a dispute was sent. There are no further comments in reference to the dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5754059 | 001441 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they inquired about their insurance and the escrow. The customer was informed the insurance department will reanalyze their escrow and disclosed the amounts paid. The customer set up a payment for XX/XX/XXXX. The borrower stated they have been ill.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illness - mortgagor.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5754061 | 001442 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX in reference to options available for assistance. The Borrower decided to bring account current without assistance.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is curtailment of income.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5757516 | 001455 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to make a payment but it was not successful.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5757518 | 001456 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they set up a payment. The customer stated they have had a curtailment in income.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5757571 | 001458 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX to make a payment and was provided with assistance with online account.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5757574 | 001459 |  | 2 | [2] Currently Delinquent Mortgage<br>[2] Payoff has been requested within the last 60 days | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they stated will call in to make a payment on XX/XX/XXXX. The customer was offered a repayment plan or modification and they declined they stated they plan to refinance the loan. The customer requested to have a payoff emailed to them and a payoff through XX/XX/XXXX was sent to them.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5853729 | 001462 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX in reference to payment due and stated has a plan to catch up on payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5853782 | 001469 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they set up a payment for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: Bankruptcy Chapter 13 noted Dismissed on XX/XX/XXXX. |
| 5853813 | 001470 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower they set up a payment. The customer was informed of the late fees on the account and refused Reason for delinquency due to they were in a hurry.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5853834 | 001473 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower called on XX/XX/XXXX and stated will always pay at the end of the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5853837 | 001475 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. The Borrower was called on XX/XX/XXXX in reference to payment due and made a promise to pay for XX/XX/XXXX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5853883 | 001518 |  | 3 | [3] Verbal Dispute - No indication servicer ever responded and appears issue still active<br>[2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they stated they will be able to make their payment next week when they get their retirement funds. The customer stated when everything is signed off they will be paying $6000 to bring the loan current. The borrower also stated they want to have their escrow analysis recalculated.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. Unable to determine if the dispute is resolved and the status indicates No indication servicer ever responded and appears issue still active. The customer is stated when the loan was transferred two payments were not posted and it is showing past due.<br> REASON FOR DEFAULT: The reason for default is payment disputes.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5853913 | 001531 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they wanted to set up ach on the account. The customer was informed will need one month prepaid.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5853917 | 001533 |  | 1 | [1] Verbal DisputXX-XXXXXicer responded and appears issue is closed | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they set up payment for XX/XX/XXXX. The payments were set up for $XX.XX and the suspense balance of $XXX.XX was applied to resolve payment issue on the account.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. The dispute is resolved and the status indicates Servicer responded and appears issue is closed. Contact with the borrower and they were informed how the suspension works and they were informed need to make a payment directly. A payment was made and suspended funds applied to resolve.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5853939 | 001538 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they wanted to set up a payment. The customer was informed there is no checking accounts on file. The borrower provided their bank information and a payment was processed.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5940615 | 001543 | 2000043309 | 3 | [3] Verbal Dispute - No indication servicer ever responded and appears issue still active | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Contact with the borrower and they set up a payment for XX/XX/XXXX. The customer stated they sent their prior payment to the other servicer.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Verbal and the reason is Payment Dispute. Unable to determine if the dispute is resolved and the status indicates No indication servicer ever responded and appears issue still active. The borrower sent their prior payment to the other servicer.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is vacant.<br> ADDITIONAL INFORMATION: N/A |
| 5940631 | 001544 | 2000043430 | 2 | [2] Currently Delinquent Mortgage<br>[1] Mortgagor DeceaseXX-XXXXXutor/Heir exists to dispose of property; identified and documented | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower scheduled XXXX and XXXX payments for XX/XX/XXXX. Borrower is deceased and Executor/Heir exists to dispose of property; identified and documented. The date of death is unknown.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5940637 | 001547 | 2000043193 | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5940649 | 001557 | 2000042977 | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower made a payment over the phone in the amount of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5972933 | 001635 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated that the payment would be late due to unexpected expenses. Borrower stated that they would be making the payment before the end of the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is excessive obligations.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5973109 | 001793 |  | 1 | [1] Environmental Damaged Exterior - Acti insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs<br>[1] Environmental Damaged Interior - Active insurance claim and funds held by servicer with indication of related contractor bid sufficient to cover repairs | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower discussed claim and was advised of documents needed from the contractor in order to process a draw.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is water. Water damage was noted with a date of loss of XX/XX/XXXX. On XX/XX/XXXX, the borrower noted that the house was damaged by a water main break. They stated that the insurance company issued a claim check that needs to be endorsed. Per comment on XX/XX/XXXX, in need of accepted contractor's proposal signed, contractor's signed and datedXX-XXXXX waiver of lien completed by the contractor. Loss draft claim check in the amount of of $XXX.XX was received and deposited on XX/XX/XXXX. Documents were received on XX/XX/XXXX. Comment on XX/XX/XXXX also noted that there is a plan for portion of the house to be rebuilt and would like to obtain the blueprints. Draw in the amount of $XXX.XX was noted on XX/XX/XXXX. Loss draft claim check in the amount of $XXX.XX was received and deposited on XX/XX/XXXX. Loss draft claim check in the amount of $XXX.XX was received and deposited on XX/XX/XXXX. There was no indication of damage being resolved or 100% inspection on file. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5973152 | 001830 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower discussed account and pending transfer of ownership.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is transfer of ownership pending.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 5973182 | 001858 |  | 2 | [2] Currently Delinquent Mortgage<br>[1] Written DisputXX-XXXXXicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within 60 days and no further communication from mortgagor. Dispute was noted for late fees, credit reporting and escrow removal. Per the escrow analysis, it was determined that there was a shortage. The dispute was resolved per documentation and a response to dispute was sent and indexed on XX/XX/XXXX.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 645492 | 000016 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated that they would make a payment later in the month.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is payment disputes.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 784687 | 000001 |  | 1 | [1] Written DisputXX-XXXXXicer responded within 60 days and no further communication from mortgagor | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower discussed payments and secured a payment on the phone. Borrower also discussed dispute.<br> EVIDENCE OF DISPUTE: Evidence of borrower dispute dated XX/XX/XXXX. The dispute type is Written and the reason is Credit Reporting. The dispute is resolved and the status indicates Servicer responded within 60 days and no further communication from mortgagor. Credit dispute was noted on XX/XX/XXXX. Funds for September's payment was in suspense since XX/XX/XXXX and was not applied to the payment. Comment on XX/XX/XXXX noted to remove negative reporting from the account since the borrower paid it on time and payment was not applied correctly. Dispute was deemed resolved.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 890991 | 000023 |  | 2 | [2] Loan is in Bankruptcy | LOAN STATUS: The current loan status is Bankruptcy.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: No evidence of recent contact with the borrower.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XX-XXXXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 891905 | 000024 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower inquired on if the deferment was received. Advised them that it was received and uploaded.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 892321 | 000025 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower made a payment in the amount of $XXX.XX.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. Unable to determine the reason for default with the information provided.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 963950 | 000027 |  | 2 | [2] Currently Delinquent Mortgage | LOAN STATUS: The current loan status is Delinquent.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower inquired on loan status and declined loss mitigation assistance. Borrower requested removal of the repayment plan. Advised them that once the loan becomes current, they would be eligible for automated payments.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The reason for default is illnesXX-XXXXXly.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |
| 968719 | 000030 |  | 1 |  | LOAN STATUS: The current loan status is Performing.<br> PAY HISTORY: The loan is next due for XX/XX/XXXX.<br> BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was XX/XX/XXXX. Borrower stated that they sent a wire today in the amount of $XXX.XX to bring the loan current and reinstate.<br> EVIDENCE OF DISPUTE: No evidence of borrower dispute.<br> REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable.<br> FORECLOSURE: No evidence of current foreclosure activity.<br> BANKRUPTCY: There is no evidence of current or prior bankruptcy.<br> LITIGATION: There is no evidence of litigation on the file.<br> TITLE ISSUES: There is no evidence of title issues.<br> PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied.<br> ADDITIONAL INFORMATION: N/A |

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| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) |  |  |  |  |  |  |
| **Exception Summary** | **Exception Summary** | **Exception Summary** |  |  |  |  |  |  |
| **Exception Type** | **Exception Grade** | **Exception** | **Open Exceptions** | **Cleared Exceptions** | **Cured Exceptions** | **Waived Exceptions** | **Unable to Clear Exceptions** | **Total** |
| Comment | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance | 7 | 0 | 0 | 0 | 0 | 7 |
| Comment | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair | 6 | 0 | 0 | 0 | 0 | 6 |
| Comment | 3 | Title Issue - | 5 | 0 | 0 | 0 | 0 | 5 |
| Comment | 3 | Verbal Dispute - No indication servicer ever responded and appears issue still active | 2 | 0 | 0 | 0 | 0 | 2 |
| Comment | 3 | Mortgagor Deceased - In Probate | 1 | 0 | 0 | 0 | 0 | 1 |
| Comment | 3 | Law suit borrower- Servicer/Lender | 1 | 0 | 0 | 0 | 0 | 1 |
| Comment | 3 | Loan exhibits evidence of litigation. | 1 | 0 | 0 | 0 | 0 | 1 |
| Comment | 3 | ***Total Comment Grade (3) Exceptions:*** | ***23*** | ***0*** | ***0*** | ***0*** | ***0*** | ***23*** |

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| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) | ![](situsamc-logo.jpg) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Exception Standard Report** | **Exception Standard Report** | **Exception Standard Report** | **Exception Standard Report** | **Exception Standard Report** | **Exception Standard Report** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Edgar Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Loan Exception ID** | **Exception ID** | **Investor Loan Number** | **Loan Status** | **Exception Date** | **Exception Subcategory** | **Exception Status** | **Exception Status Change Date** | **Exception Grade** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Statute of Limitation Date** | **Comments** |
| XXXX | XXXX | 000036 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | 000061 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | 000108 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | 000108 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | 000261 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | 000264 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | 000310 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Title Issue - | Senior Liens |  |  |  |  |
| XXXX | XXXX | 000323 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | 000376 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | 000405 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Title Issue - | Other |  |  |  |  |
| XXXX | XXXX | 000608 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | Title / Lien Defect | open |  | 3 | Mortgagor Deceased - In Probate |  |  |  |  |  |
| XXXX | XXXX | 000618 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Title Issue - | Legal Description |  |  |  |  |
| XXXX | XXXX | 000805 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | 000817 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | 000817 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | 001280 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | 001280 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Law suit borrower- Servicer/Lender |  |  |  |  |  |
| XXXX | XXXX | 001280 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Loan exhibits evidence of litigation. |  |  |  |  |  |
| XXXX | XXXX | 001338 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | 001383 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Exterior - Damage remains unresolved and no indication covered by insurance sufficient to cover repair |  |  |  |  |  |
| XXXX | XXXX | 001383 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Damaged Interior - Damage remains unresolved and no indication covered by insurance |  |  |  |  |  |
| XXXX | XXXX | 001518 |  | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Verbal Dispute - No indication servicer ever responded and appears issue still active |  |  |  |  |  |
| XXXX | XXXX | 001543 | XXXX | XXXX | XXXX | XXXX |  | Loan Review Complete | XX/XX/XXXX | General | open |  | 3 | Verbal Dispute - No indication servicer ever responded and appears issue still active |  |  |  |  |  |

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## Exhibit 99.7

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.7**![](ex997001.jpg)

**UNITED STATES** <br> **SECURITY AND EXCHANGE COMMISSION** 

Washington, D.C. 20549

FORM ABS DUE DILIGENCE-15E

CERTIFICATE OF PROVIDER OF THIRD-PARTY DUE DILIGENCE SERVICES <br> FOR ASSET BACKED-SECURITIES

Pursuant 17 CFR 240.17g-10, this Form must be used by a person providing third-party due diligence services in connection with an asset-backed security to comply with section 15E(s)(4)(B) of the Securities Exchange Act of 1934 requires a person providing the due diligence services to provide a written certification to any nationally recognized statistical rating organization that produces a credit rating to which such due diligence relate.

**Item 1. Identity of the person providing third-party due diligence services**

Legal Name: OneDiligence, LLC

Business Name (if Different): OneDiligence, LLC.

Principle Business Address: 9550 Regency Square Blvd Suite 906, Jacksonville, FL 32225

**Item 2. Identity of the person who paid the person to provide third-party due diligence services**

Legal Name: Nomura Corporate Funding Americas, LLC (also referred to as "The Requestor" in this form)

Business Name (if Different):

Principle Business Address: 309 West 49<sup>th</sup> Street, New York, NY 10019

**Item 3. Credit rating criteria**

If the due diligence performed by the third party is intended to satisfy the criteria for due diligence published by a nationally recognized statistical rating organization, identify the national recognized statistical rating organization and the title and date of the published criteria (more than one nationally recognized statistical rating organization may be identified).

OneDiligence LLC- 9550 Regency Square Blvd Suite 906, Jacksonville, FL 32225

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| | |
|:---|:---|
| **Identity of NRSRO** | **Title and Date of Criteria** |
| Fitch Ratings, Inc. | Rating Criteria: U.S. RMBS Rating Criteria, October 1, 2025 |

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**Item 4. Description of the due diligence performed**

Provide a description of the scope and manner of the due diligence services performed in connection with the review of assets that is sufficiently detailed to provide an understanding of the steps taken in performing the review. Include in the description: (1) the type of assets that were reviewed; (2) the sample size of the assets reviewed; (3) how the sample size was determined and, if applicable, computed; (4) whether the accuracy of information or data about the assets provided, directly or indirectly, by the securitizer or originator of the assets was reviewed and, if so, how the review was conducted; (5) whether the conformity of the origination of the assets to stated underwriting or credit extension guidelines, standards, criteria or other requirements was reviewed and, if so, how the review was conducted; (6) whether the value of collateral securing such assets was reviewed and, if so, how the review was conducted; (7) whether the compliance of the originator of the assets with federal, state, and local laws and regulations was reviewed and, if so, how the review was conducted; and (8) any other type of review that was part of the due diligence services conducted by the person executing this Form. This description should be attached to the Form and contain the heading "Item 4." Provide this description regardless of whether the due diligence performed is intended to satisfy the criteria for due diligence published by a nationally recognized statistical rating organization.

**Item 5. Summary of findings and conclusions of review**

Provide a summary of the findings and conclusions that resulted from the due diligence services that is sufficiently detailed to provide an understanding of the findings and conclusions that were conveyed to the person identified in Item 2. This summary should be attached to the Form and contain the heading "Item 5."

**CERTIFICATION**

The undersigned has executed this Form ABS Due Diligence l5E on behalf of, and on the authority of, the person identified in Item 1 of the Form. The undersigned, on behalf of the person, represents that the person identified in Item 1 of the Form conducted a thorough review in performing the due diligence described in Item 4 attached to this Form and that the information and statements contained in this Form, including Items 4 and 5 attached to this Form, which are part of this Form, are accurate in all significant respects on and as of the date hereof.

Name of Person Identified in Item 1: Alex Goldovsky, CEO OneDiligence, LLC

(Print name of duly authorized person)

Date: 02/06/2026

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|:---|:---|
| Signature: | ![](ex997002.jpg) |
|  | **Annex #1 to Form ABS Due Diligence 15E** |

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OneDiligence LLC- 9550 Regency Square Blvd Suite 906, Jacksonville, FL 32225

Item 4. Description of the due diligence services performed

Provide a description of the scope and manner of the due diligence services performed in connection with the review of assets that is sufficiently detailed to provide an understanding of the steps taken in performing the review. Include in the description:

&nbsp;&nbsp;&nbsp;&nbsp;(1) The type of assets that were reviewed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. The assets reviewed in this population were one-to-four family residential mortgage loans.

&nbsp;&nbsp;&nbsp;&nbsp;(2) The sample size of the assets reviewed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. The sample consisted of <u>1,924</u> mortgage loans

&nbsp;&nbsp;&nbsp;&nbsp;(3) How the sample size was determined and, if
applicable, computed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. OneDiligence, LLC, performed the due diligence scope on the full loan population

&nbsp;&nbsp;&nbsp;&nbsp;(4) Whether the accuracy
of information or data about the assets provided, directly or indirectly, by the securitizer or originator of the assets was reviewed
and, if so, how the review was conducted;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. The accuracy of the information provided by the securitizer was verified through examination of the land records.

(5) Whether the conformity of the origination of the assets to stated underwriting or credit extension guidelines, standards, criteria or other requirements was reviewed and, if so, how the review was conducted;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Item 5 is not applicable within scope of review

(6) Whether the value of collateral securing such assets was reviewed and, if so, how the review was conducted;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Item 6 is not applicable within scope of review

(7) Whether the compliance of the originator of the assets with federal, state, and local laws and regulations was reviewed and, if so, how the review was conducted;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Item 7 is not applicable within scope of review

(8) Any other type of review that was part of the due diligence services conducted by the person executing this Form.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Please refer to Item 5 of Form ABS Due Diligence 15E.

OneDiligence LLC- 9550 Regency Square Blvd Suite 906, Jacksonville, FL 32225

![](ex997003.jpg)

**Annex #2 to Form ABS Due Diligence 15E**

Item 5. Summary of findings and conclusions of review

OneDiligence, LLC was engaged by Nomura Corporate Funding Americas, LLC (The Requestor) as diligence provider to order and review title reports for a population of 1,924 one-to-four family residential mortgage loans (the "Subject Loans"). As of review date, OneDiligence, LLC has received and reviewed a total of 1,509 Current Owner searches with up to date title and tax information on each loan. Title Policy was reviewed for any and all loans that had exceptions prior to Subject loan origination as shown in the table attached to this form.

With respect to these 1,509 loans:

&nbsp;&nbsp;&nbsp;&nbsp;1. As
set forth in the title reports, the subject mortgage is recorded in the appropriate recording jurisdiction for all mortgages examined.

&nbsp;&nbsp;&nbsp;&nbsp;2. As
set forth in the title reports, the subject mortgage is in 1st lien position, with the exception of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. 59
mortgage loans for which a clean title policy was issued which did not take exception to the prior liens/judgments but for which
potentially superior post ordination liens/judgments were found of record. For the purposes of identifying those potentially superior
post-origination HOA liens which may not be enforceable due to statutory limitations, the Client provided a reference citing applicable
state statutes. ProTitleUSA has confirmed that the state statutes referenced by Client are current statutes. ProTitleUSA has applied
the effective dates and statutes of limitations referenced by Client without making a legal determination as to the rights of priorities
of a potential lender, investor, or purchaser of interests in real estate and for those mortgage loans, the total amount of such
potentially superior post origination recorded liens/judgments is $281,548.95 .

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. 105
mortgage loans for which potentially superior post origination liens/judgments were found of record. ProTitleUSA has confirmed
that the state statutes referenced by Client are current statutes. ProTitleUSA has applied the effective dates and statutes of
limitations referenced by Client without making a legal determination as to the rights of priorities of a potential lender, investor,
or purchaser of interests in real estate and for those mortgage loans, the total amount of such potentially superior post origination
recorded liens/judgments is $2,336,751.58 .

OneDiligence LLC- 9550 Regency Square Blvd Suite 906, Jacksonville, FL 32225

**Scope for due diligence work:**

This limited scope was for reviewing the most recent title reports provided by ProTitleUSA, Inc. Based on the title report, we captured the current lien position, potential assignment chain concerns, concerns with recordation and legal ownership, and any current and delinquent taxes.

Based on the searches for these loans, if any issue was identified the client was made aware and has made arrangements to ensure that curative action has been taken. Based on the review, it was determined that there were no significant non-curable issues <u>on</u> the mortgaged properties.

Thank you,

OneDiligence, LLC,

About OneDiligence, LLC:

Legal entity name: OneDiligence, LLC

<u>One Diligence, LLC, a subsidiary of ProTitle USA, is a rated TPR firm using the latest Machine Learning and Data Extraction technologies which enables experienced underwriters to review loans much faster. With ProTitleUSA's automation and expertise of tax and title reviews, DocSolutionUSA's expertise of recorded documents, notes and title policy reviews, as well as the credit and compliance expertise of One Diligence's underwriting staff, One Diligence, LLC holds a very high standard on reliable, timely, versatile and competent reviews of real estate loans.</u>

OneDiligence LLC- 9550 Regency Square Blvd Suite 906, Jacksonville, FL 32225

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| Loan # | Loan # | Loan # | Loan # | Loan # | Loan # |

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| Loan # | Loan # | Loan # | Loan # | Loan # | Loan # |

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| Loan # | Loan # | Loan # | Loan # | Loan # | Loan # |

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| Loan # | Loan # | Loan # | Loan # | Loan # | Loan # |

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| Loan # | Loan # | Loan # | Loan # | Loan # | Loan # |

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| Loan # | Loan # | Loan # | Loan # | Loan # | Loan # |

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| Loan # | Loan # | Loan # | Loan # | Loan # | Loan # |

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## Exhibit 99.8

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.8**

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| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![https:\|\|onediligence.com\|img\|logo.png](onediligence-logo.jpg) | ![https:\|\|onediligence.com\|img\|logo.png](onediligence-logo.jpg) | ![https:\|\|onediligence.com\|img\|logo.png](onediligence-logo.jpg) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Client Loan#** | **Order#** | **Deal ID** | **Review Date** | **Note Date** | **Original Loan Amount** | **State** | **Expected MTG Lien Position** | **Pre-Origination Findings** | **MTG Lien Position** | **MTG Released?** | **Count of Pre-Origination MTG Liens** | **Total Dollar Amount of Pre-Origination MTG Lien(s)** | **Count of Pre-Origination Non-MTG Liens** | **Total Dollar Amount of Pre-Origination Non-MTG Lien(s)** | **TPOL Review Needed?** | **TPOL Reviewed?** | **TPOL Exception to Pre-Origination MTG/Non-MTG Liens?** | **Specific TPOL Exceptions** | **Post-Origination Non-MTG Liens (Yes/No)** | **Superlien State? (Yes/No)** | **HOA Lien?** | **HOA Amount** | **Muni Lien?** | **Muni Amount** |
| 1 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 2 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 3 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 4 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 5 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 6 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 7 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 8 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 9 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 10 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 11 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 12 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 13 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 14 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 15 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 16 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 17 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 18 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 19 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 20 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 21 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 22 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 23 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 24 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 25 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 26 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 27 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 28 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 29 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 30 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 31 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 32 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 33 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 34 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 3 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 35 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 36 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 37 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 38 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 39 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 40 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 41 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 42 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 43 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NM | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 44 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 45 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 46 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 47 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-2 | REDACTED |
| 48 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 49 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 50 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 51 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 52 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 53 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 54 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 55 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 56 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 57 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NE | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 58 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 59 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 60 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 61 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 62 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 63 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 64 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 65 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 66 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 67 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 68 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 69 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 70 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 71 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 72 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 73 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KY | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 74 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 75 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 76 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 77 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 78 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 79 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 80 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 81 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 82 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 83 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 84 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | HI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 85 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 86 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 87 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 88 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 89 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 90 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 91 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 92 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 93 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 94 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 95 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 96 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 97 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 98 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 99 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 100 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 101 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 102 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 103 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 104 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 105 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 106 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 107 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 108 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 109 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 110 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 111 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 112 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 113 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 114 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 115 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 116 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 117 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 118 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 119 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 120 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 121 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 122 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 123 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 124 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 125 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 126 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 127 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 128 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 129 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 130 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 131 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 132 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | DC | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 133 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 134 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 135 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 136 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 137 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 138 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 139 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 140 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 141 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 142 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 143 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 144 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 145 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 146 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 147 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 148 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 149 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 150 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 151 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 152 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 153 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 154 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 155 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 156 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 157 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | HI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 158 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 159 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 160 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 161 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 162 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 163 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 164 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 165 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 166 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 167 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 168 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 169 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 170 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 171 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 172 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 173 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 174 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 175 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 3 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 176 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 177 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 178 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 179 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 180 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 181 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 182 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 183 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 184 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 185 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 186 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 187 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 188 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 189 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 190 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 191 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 192 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 193 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 194 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 195 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 196 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 197 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 198 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 199 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 3 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 200 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 201 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 202 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 203 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 2 | REDACTED | 3 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 204 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 205 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 206 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 207 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 208 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 209 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 210 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ME | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 211 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 212 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 213 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | UT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 214 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 215 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 216 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 217 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 218 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 219 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 220 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 221 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 222 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 2 | REDACTED | 3 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 223 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NH | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 224 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 225 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 226 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 227 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 228 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 229 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 230 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 231 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 232 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 233 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 234 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 235 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 236 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 237 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 238 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 239 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 240 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 241 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 242 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | HI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 243 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 244 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 245 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 246 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 247 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 248 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 249 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 250 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 251 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 252 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 253 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 254 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 255 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AR | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 256 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 257 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 258 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 259 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 260 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 261 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 262 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 263 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 264 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 265 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 266 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 267 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 268 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 269 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 270 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 271 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KS | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 272 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 273 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 274 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 275 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 276 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 277 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 278 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 279 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 280 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 281 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 282 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 283 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 284 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 285 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 286 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 287 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 288 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 289 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 290 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 291 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 292 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 293 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 294 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 295 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 296 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 297 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 298 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 299 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 300 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 301 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 302 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 303 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 304 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 305 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 306 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 307 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 308 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 309 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 310 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 311 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 312 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 313 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 314 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 3 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 315 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 316 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 317 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 318 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 319 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VT | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 320 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 321 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 322 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 323 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 324 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 325 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 3 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 326 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 327 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 328 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 329 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 330 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 331 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 332 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 333 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 334 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 335 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 336 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 337 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 338 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 339 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 340 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 341 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 342 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ID | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 343 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 344 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 345 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 346 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 347 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 348 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 349 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 350 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 351 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 352 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 353 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 354 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 355 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 356 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 357 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 358 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 359 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NH | 2 | REDACTED | 3 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 360 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 361 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 362 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 363 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 364 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 365 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 366 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 367 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 368 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 369 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 370 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 371 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 372 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 373 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 374 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 375 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 376 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 377 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 378 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 3 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 379 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 380 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 381 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 3 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 382 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 383 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 384 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 385 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 386 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 387 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 388 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 389 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 390 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 391 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 392 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 393 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 394 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 395 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 396 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 397 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 398 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 399 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 400 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 401 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NM | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 402 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 403 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 404 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 405 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 406 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 407 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 408 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 409 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 410 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-4 | REDACTED |
| 411 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 412 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 413 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 414 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 415 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 416 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 417 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 418 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 419 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 420 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 421 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 422 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 423 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 424 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 425 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 426 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 427 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 428 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 429 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 430 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 431 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 432 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 433 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 434 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 435 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 436 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-2 | REDACTED |
| 437 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 438 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 439 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 440 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 441 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 442 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 443 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 444 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 445 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 446 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 447 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 448 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 449 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NM | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 450 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 451 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 452 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 453 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 454 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 455 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 456 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 457 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ID | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 458 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 459 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 460 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 461 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 462 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 463 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 464 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 465 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 466 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 467 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 468 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 469 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 470 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 471 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 472 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 473 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 474 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 475 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 476 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 477 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 478 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 479 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 480 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 481 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 482 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 483 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 484 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 485 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 486 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 487 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 488 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 489 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 490 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 491 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 492 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 493 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 494 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 495 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 496 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 497 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 498 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 499 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 500 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 501 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 502 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 503 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 504 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 505 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 506 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 507 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 508 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 509 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 510 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 511 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 512 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 513 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 514 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 515 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 516 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | Yes-2 | REDACTED |
| 517 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | HI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 518 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 519 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 520 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 521 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 522 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 523 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 524 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 525 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 526 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 527 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 528 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 529 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-9 | REDACTED |
| 530 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 531 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 532 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 533 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 534 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 535 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 536 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 537 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 538 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 539 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 540 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 541 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 542 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 543 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 544 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 545 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 546 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 547 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 548 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 549 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 550 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 551 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 552 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 553 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OK | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 554 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 555 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 556 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 557 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 558 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 559 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 560 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | DC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 561 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 562 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | Yes-1 | REDACTED |
| 563 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-6 | REDACTED |
| 564 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 565 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 566 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 567 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 568 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 569 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 570 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 571 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 572 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 573 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 574 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 575 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 576 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NM | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 577 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 578 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 579 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 580 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 581 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 582 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 583 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 584 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 585 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 586 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 587 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 588 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 589 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 590 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | RI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 591 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 592 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 593 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 594 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | UT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 595 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NM | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 596 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ID | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 597 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 598 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 599 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-8 | REDACTED |
| 600 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 601 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 602 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 603 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NM | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 604 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 605 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 606 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 607 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OK | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 608 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 609 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 610 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 611 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 612 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 613 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 614 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 615 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 616 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 617 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 618 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 619 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 620 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 621 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 622 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 623 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 624 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 625 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 626 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | Yes-2 | REDACTED |
| 627 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 628 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 629 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 630 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 631 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 632 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 633 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 634 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 635 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 636 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 637 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 638 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 639 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 640 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 641 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 642 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 643 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 644 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 645 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 646 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 647 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 648 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 649 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 650 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 651 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 652 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 653 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-7 | REDACTED |
| 654 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 655 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ID | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 656 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 657 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 658 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-2 | REDACTED |
| 659 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 660 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 661 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-6 | REDACTED |
| 662 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 663 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 664 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 665 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 666 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 667 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 668 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 669 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 670 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 671 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 672 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 673 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 674 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 675 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 676 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 677 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 678 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 679 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 680 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 681 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 682 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 683 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 684 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 685 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 686 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 687 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 688 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 689 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 690 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 691 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 692 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 2 | No | 1 | $113360.00 | 0 | $- | Yes | No |  |  | No | N | No | REDACTED | No | REDACTED |
| 693 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 694 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 695 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 696 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 697 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 698 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 699 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 700 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 701 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 702 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 703 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 704 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 705 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 706 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 707 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 708 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 709 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 710 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 711 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 712 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 713 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 714 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 715 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 716 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 717 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 718 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 719 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 720 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 721 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 722 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 723 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 724 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 725 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 726 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 727 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 728 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 729 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 730 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 731 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 732 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 733 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 734 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 735 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 736 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 737 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 738 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 739 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 740 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 741 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 742 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 743 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 744 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 745 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 746 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 747 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 748 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 749 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 750 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-12 | REDACTED |
| 751 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 752 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 753 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 754 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 755 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | Yes | REDACTED | No | REDACTED |
| 756 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 757 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 758 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 759 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 760 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 761 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 762 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 763 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 764 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 765 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 766 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 767 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 768 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 769 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 770 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 771 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 772 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 773 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 774 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 775 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 776 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 777 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 778 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 779 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 780 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 781 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | DC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 782 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 783 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 784 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 785 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 786 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 787 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 788 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 789 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 790 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 791 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 792 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 793 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 794 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-6 | REDACTED |
| 795 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | DE | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 796 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 797 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 798 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 799 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 800 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 801 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 802 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 803 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 804 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 805 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 806 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 807 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 808 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 809 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 810 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | Yes-3 | REDACTED |
| 811 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 812 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 813 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 814 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 815 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 816 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 817 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 818 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 819 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 820 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 821 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 822 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 2 | No | 1 | $287000.00 | 2 | $8253.23 | Yes | No |  |  | No | Y | No | REDACTED | No | REDACTED |
| 823 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 824 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 825 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 826 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 827 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 828 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 829 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 830 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 831 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 832 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 833 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 834 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 835 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 836 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 837 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 838 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 839 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 840 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 841 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 842 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 843 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 844 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 845 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 846 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 847 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 848 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 849 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 850 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ID | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 851 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 852 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 853 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 854 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 855 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 856 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 857 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 858 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 859 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | Yes-2 | REDACTED |
| 860 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 861 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 862 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 863 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 864 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 865 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 866 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 867 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 868 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 869 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 870 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 871 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 872 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 873 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 874 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 875 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 876 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 877 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 878 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 879 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ID | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 880 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 881 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 882 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | UT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 883 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 884 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 885 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 886 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 887 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 888 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 889 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 890 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 891 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 892 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 893 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 894 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 895 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 896 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 897 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 898 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 899 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 900 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 901 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 902 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 903 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NE | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 904 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 905 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 906 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 907 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 908 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 909 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ID | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 910 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 911 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 912 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 913 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 914 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 915 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | Yes |  | No | N | No | REDACTED | No | REDACTED |
| 916 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 917 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 918 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 919 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 920 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 921 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 922 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 923 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 924 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 925 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 926 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 927 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 928 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 929 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 930 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 931 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 932 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 933 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 934 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 935 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 936 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 937 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 938 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 939 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 940 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 941 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 942 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 943 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 944 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 945 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 946 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 947 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 948 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 949 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ID | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 950 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 951 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 952 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 953 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 954 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 955 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 956 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 957 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 958 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 959 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 960 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 961 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 962 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 963 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 964 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 965 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 966 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 967 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 968 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 969 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 970 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 971 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 972 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 973 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 974 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 975 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 976 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 977 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 978 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 979 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 980 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 981 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 982 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 983 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ID | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 984 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 985 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 986 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 987 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 988 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 989 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 990 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 991 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 992 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 993 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 994 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 995 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 996 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 997 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 998 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 999 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1000 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1001 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1002 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1003 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1004 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1005 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1006 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1007 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1008 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1009 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1010 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1011 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1012 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1013 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1014 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1015 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1016 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1017 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1018 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 1019 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1020 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1021 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NE | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1022 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 1023 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1024 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1025 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1026 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1027 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1028 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 1029 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1030 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1031 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1032 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | HI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1033 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 1034 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1035 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1036 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1037 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 1038 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1039 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1040 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1041 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1042 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1043 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1044 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1045 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1046 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | HI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1047 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1048 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1049 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1050 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1051 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1052 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1053 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1054 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1055 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1056 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1057 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1058 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 1059 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1060 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1061 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1062 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1063 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1064 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1065 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1066 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1067 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1068 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1069 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1070 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1071 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1072 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1073 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1074 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1075 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1076 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1077 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1078 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | HI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | Yes-1 | REDACTED |
| 1079 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1080 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1081 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1082 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1083 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1084 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1085 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1086 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1087 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1088 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1089 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1090 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1091 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1092 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1093 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1094 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1095 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1096 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1097 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 1098 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1099 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1100 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1101 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1102 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1103 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1104 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1105 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1106 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1107 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1108 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1109 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1110 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1111 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1112 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1113 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1114 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1115 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1116 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1117 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1118 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1119 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1120 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1121 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1122 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1123 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1124 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1125 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1126 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1127 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1128 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1129 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1130 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1131 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1132 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1133 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1134 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1135 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1136 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1137 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ID | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1138 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1139 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1140 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1141 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1142 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1143 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1144 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1145 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 1146 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1147 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1148 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1149 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1150 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1151 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NE | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1152 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1153 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1154 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1155 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1156 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1157 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1158 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NE | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1159 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1160 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1161 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1162 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1163 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | HI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1164 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 1165 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1166 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1167 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1168 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1169 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1170 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1171 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1172 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-4 | REDACTED |
| 1173 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1174 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1175 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1176 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1177 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1178 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1179 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1180 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-6 | REDACTED |
| 1181 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1182 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1183 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1184 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1185 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1186 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1187 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 1188 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1189 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1190 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1191 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | Yes-10 | REDACTED |
| 1192 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1193 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1194 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1195 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1196 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1197 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1198 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1199 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1200 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-4 | REDACTED |
| 1201 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1202 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1203 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1204 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1205 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-3 | REDACTED |
| 1206 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1207 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1208 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1209 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1210 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1211 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1212 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NM | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1213 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | Yes-1 | REDACTED |
| 1214 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1215 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1216 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | Yes-3 | REDACTED |
| 1217 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1218 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1219 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1220 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1221 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1222 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1223 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1224 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1225 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1226 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1227 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1228 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | No |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1229 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1230 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | Yes-3 | REDACTED |
| 1231 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1232 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1233 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NE | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1234 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1235 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1236 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1237 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1238 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1239 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1240 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1241 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1242 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1243 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1244 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-2 | REDACTED |
| 1245 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1246 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1247 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1248 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1249 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1250 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1251 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1252 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1253 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1254 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1255 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1256 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1257 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1258 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1259 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1260 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1261 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1262 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1263 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 1264 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 1265 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1266 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-2 | REDACTED |
| 1267 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1268 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 1269 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1270 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1271 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1272 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1273 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1274 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1275 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1276 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1277 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1278 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1279 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1280 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1281 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1282 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1283 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1284 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1285 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1286 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1287 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1288 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1289 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1290 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1291 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-6 | REDACTED |
| 1292 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1293 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1294 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1295 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1296 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1297 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1298 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1299 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ME | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1300 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 1301 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1302 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1303 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1304 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1305 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1306 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1307 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 1308 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1309 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1310 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1311 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | HI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1312 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1313 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1314 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1315 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1316 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1317 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1318 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-2 | REDACTED |
| 1319 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1320 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1321 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ME | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1322 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1323 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1324 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1325 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1326 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1327 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1328 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1329 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1330 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1331 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1332 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1333 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1334 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1335 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1336 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1337 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1338 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-9 | REDACTED |
| 1339 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1340 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1341 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1342 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1343 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1344 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1345 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1346 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1347 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1348 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1349 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1350 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1351 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1352 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ME | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1353 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1354 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1355 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1356 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1357 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1358 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1359 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1360 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1361 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1362 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1363 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1364 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1365 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1366 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1367 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1368 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | Yes-10 | REDACTED |
| 1369 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1370 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | Yes-17 | REDACTED |
| 1371 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1372 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1373 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1374 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1375 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1376 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1377 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1378 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1379 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1380 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1381 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1382 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1383 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1384 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-3 | REDACTED |
| 1385 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1386 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1387 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1388 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1389 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1390 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1391 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1392 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1393 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1394 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1395 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1396 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1397 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 1398 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1399 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 1400 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1401 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1402 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1403 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1404 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1405 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1406 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1407 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1408 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1409 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1410 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1411 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1412 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1413 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1414 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1415 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1416 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 1417 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1418 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1419 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | DE | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1420 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1421 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1422 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1423 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1424 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1425 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1426 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | Yes-2 | REDACTED |
| 1427 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1428 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1429 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-3 | REDACTED |
| 1430 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1431 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1432 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1433 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1434 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1435 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 1436 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1437 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-6 | REDACTED |
| 1438 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1439 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1440 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1441 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1442 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1443 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1444 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1445 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1446 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1447 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1448 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1449 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1450 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1451 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1452 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1453 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 1454 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1455 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-3 | REDACTED |
| 1456 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 1457 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1458 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1459 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1460 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1461 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1462 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 1463 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1464 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-6 | REDACTED |
| 1465 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | No |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1466 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1467 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1468 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1469 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1470 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1471 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1472 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1473 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1474 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1475 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1476 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1477 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1478 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1479 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1480 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1481 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1482 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1483 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1484 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1485 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1486 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | Yes-1 | REDACTED |
| 1487 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1488 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-7 | REDACTED |
| 1489 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1490 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1491 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1492 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1493 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1494 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-7 | REDACTED |
| 1495 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1496 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1497 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1498 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 1499 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NM | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1500 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1501 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1502 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1503 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1504 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1505 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1506 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1507 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1508 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1509 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1510 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1511 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1512 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1513 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1514 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 1515 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1516 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1517 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1518 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1519 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1520 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1521 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1522 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1523 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1524 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1525 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1526 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-4 | REDACTED |
| 1527 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1528 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1529 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1530 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 1531 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | RI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1532 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-7 | REDACTED |
| 1533 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1534 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1535 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1536 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1537 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1538 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1539 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1540 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | KY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1541 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1542 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OK | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1543 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1544 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1545 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1546 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 1547 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1548 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1549 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1550 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1551 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1552 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1553 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1554 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 1555 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1556 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1557 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1558 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1559 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1560 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1561 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1562 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 1563 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1564 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1565 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1566 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1567 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1568 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-3 | REDACTED |
| 1569 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1570 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1571 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1572 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1573 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1574 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1575 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1576 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1577 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1578 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 4 | $9204.87 | Yes | No |  |  | Yes | Y | Yes | REDACTED | Yes-1 | REDACTED |
| 1579 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1580 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1581 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1582 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1583 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1584 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1585 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1586 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1587 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1588 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1589 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1590 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1591 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1592 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-13 | REDACTED |
| 1593 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1594 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1595 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1596 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | UT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1597 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | RI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1598 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1599 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1600 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1601 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1602 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1603 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1604 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1605 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1606 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1607 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OK | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1608 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1609 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1610 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | RI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1611 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1612 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1613 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1614 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1615 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1616 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1617 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1618 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1619 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1620 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1621 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1622 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1623 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1624 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1625 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1626 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | DC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1627 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1628 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | DE | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1629 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1630 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1631 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1632 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1633 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1634 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1635 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1636 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1637 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1638 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1639 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1640 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1641 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1642 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1643 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-4 | REDACTED |
| 1644 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1645 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1646 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1647 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1648 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1649 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | ID | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1650 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1651 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OK | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1652 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1653 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1654 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 1655 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-10 | REDACTED |
| 1656 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1657 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1658 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1659 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1660 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1661 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1662 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | UT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-2 | REDACTED |
| 1663 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1664 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1665 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1666 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1667 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1668 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1669 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1670 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 1671 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1672 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1673 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1674 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1675 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 1676 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1677 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1678 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1679 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1680 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1681 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1682 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1683 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1684 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1685 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 1686 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1687 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1688 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1689 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1690 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1691 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-6 | REDACTED |
| 1692 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1693 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1694 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1695 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1696 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | No | REDACTED |
| 1697 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | UT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1698 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 1699 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1700 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1701 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1702 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1703 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-4 | REDACTED |
| 1704 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1705 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1706 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1707 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1708 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1709 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1710 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1711 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1712 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1713 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 1714 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1715 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1716 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1717 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1718 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1719 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1720 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 1721 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1722 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1723 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1724 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1725 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1726 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1727 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1728 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1729 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1730 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1731 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1732 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1733 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 1734 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1735 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1736 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1737 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1738 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1739 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1740 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1741 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1742 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1743 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1744 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1745 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1746 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1747 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1748 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OK | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 1749 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | DE | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1750 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1751 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1752 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1753 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1754 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1755 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1756 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-3 | REDACTED |
| 1757 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1758 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1759 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1760 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1761 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1762 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1763 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1764 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 1765 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1766 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1767 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 2 | No | 1 | $448000.00 | 0 | $- | Yes | No |  |  | No | N | No | REDACTED | No | REDACTED |
| 1768 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1769 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | Yes-2 | REDACTED |
| 1770 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-3 | REDACTED |
| 1771 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1772 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1773 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1774 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1775 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1776 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1777 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1778 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1779 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1780 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-2 | REDACTED |
| 1781 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | Yes-7 | REDACTED |
| 1782 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MS | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1783 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1784 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1785 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1786 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1787 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-3 | REDACTED |
| 1788 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1789 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1790 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | UT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1791 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1792 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1793 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1794 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1795 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1796 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1797 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1798 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1799 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1800 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1801 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-1 | REDACTED |
| 1802 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1803 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1804 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1805 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1806 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1807 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | N | No | REDACTED | Yes-1 | REDACTED |
| 1808 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1809 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1810 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | DE | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1811 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1812 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-3 | REDACTED |
| 1813 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1814 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1815 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CO | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1816 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1817 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NM | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1818 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 2 | REDACTED | 3 | No | N/A | N/A | N/A | N/A | N/A | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1819 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1820 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AR | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1821 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1822 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1823 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1824 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1825 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1826 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1827 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1828 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1829 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1830 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1831 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1832 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1833 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1834 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1835 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1836 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1837 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1838 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1839 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1840 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1841 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1842 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1843 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1844 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1845 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1846 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1847 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1848 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1849 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1850 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1851 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-2 | REDACTED |
| 1852 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | LA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1853 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1854 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1855 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1856 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1857 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1858 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AZ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1859 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1860 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1861 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1862 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1863 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1864 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1865 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1866 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MO | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1867 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1868 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1869 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NV | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1870 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1871 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1872 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1873 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1874 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1875 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1876 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | SC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1877 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1878 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1879 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1880 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-2 | REDACTED |
| 1881 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | Yes-7 | REDACTED |
| 1882 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MI | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1883 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1884 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1885 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1886 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | N | No | REDACTED | No | REDACTED |
| 1887 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1888 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1889 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1890 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1891 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | GA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1892 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1893 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1894 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1895 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1896 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-1 | REDACTED |
| 1897 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | No | Y | No | REDACTED | No | REDACTED |
| 1898 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | Yes-2 | REDACTED |
| 1899 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1900 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | IL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1901 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | AL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1902 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | Yes | Yes | No |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1903 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | Yes | REDACTED | No | REDACTED |
| 1904 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | VA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1905 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NJ | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1906 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OH | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | Yes | REDACTED | No | REDACTED |
| 1907 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1908 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1909 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1910 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1911 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NC | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | N | No | REDACTED | No | REDACTED |
| 1912 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MN | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1913 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1914 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | PA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1915 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | WA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | Yes | Y | No | REDACTED | No | REDACTED |
| 1916 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | OR | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1917 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CA | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | N | No | REDACTED | No | REDACTED |
| 1918 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | FL | 1 | REDACTED | 1 | No | 0 | $- | 0 | $- | No | N/A |  |  | No | Y | No | REDACTED | No | REDACTED |
| 1919 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TX | 2 | REDACTED | 1 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1920 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | NY | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1921 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | CT | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1922 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1923 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | MD | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |
| 1924 | REDACTED | REDACTED | REDACTED | REDACTED | REDACTED | TN | 2 | REDACTED | 2 | No | N/A | N/A | N/A | N/A | No | N/A |  |  | N/A | N/A | N/A | REDACTED | N/A | REDACTED |

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| ![https:\|\|onediligence.com\|img\|logo.png](onediligence-logo.jpg) | ![https:\|\|onediligence.com\|img\|logo.png](onediligence-logo.jpg) | ![https:\|\|onediligence.com\|img\|logo.png](onediligence-logo.jpg) |  |  |  |  |  |
| **Client Ln#** | **Order#** | **Deal ID** | **Review Date** | **Tax Cert Delinquency?** | **Tax Lien Amount** | **Delinquent Tax Amount** | **Amount Good Through Date** |
| 42 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 43 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 44 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 45 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 46 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/1/2024 |
| 47 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 48 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 49 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 50 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 51 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 52 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 53 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 54 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 55 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 56 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 57 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 58 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 59 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 3/31/2025 |
| 60 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 61 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 408 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 410 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 411 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 412 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 415 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 5/1/2025 |
| 416 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 417 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 3/31/2025 |
| 418 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 419 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 420 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 421 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 422 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 423 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 424 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 3/31/2025 |
| 425 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 426 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 427 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 428 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 429 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 430 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 431 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 432 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 433 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 434 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 435 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 436 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 437 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 438 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 439 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 440 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 441 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 442 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 443 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 444 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 445 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 446 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 447 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 5/31/2025 |
| 448 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 449 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 450 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 451 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 452 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 453 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 454 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 455 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 456 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 457 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 458 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 459 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 460 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 461 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 462 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 463 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 464 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 465 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 466 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 467 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 5/31/2025 |
| 468 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 469 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 470 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 471 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 6/30/2025 |
| 472 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 473 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 474 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 475 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 476 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 477 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 478 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 479 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 480 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 481 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 482 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 483 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 484 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 485 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 486 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 487 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 488 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 489 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 490 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 491 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 492 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 493 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 494 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 495 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 496 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 497 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 498 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 499 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 500 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 501 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 502 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 503 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 504 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 505 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 506 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 507 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 508 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 6/30/2025 |
| 509 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 510 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 511 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 7/31/2025 |
| 512 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 513 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 514 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 515 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 516 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 517 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 518 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 519 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 520 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 521 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 522 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 523 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 524 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 525 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 526 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 527 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 528 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 529 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 530 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 531 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED |  |
| 532 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 533 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 534 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 535 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 536 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 537 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 538 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 539 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 540 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 541 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 542 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 543 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 544 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 6/30/2025 |
| 545 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
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| 562 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
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| 565 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
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| 571 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
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| 577 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 578 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
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| 580 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 581 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
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| 583 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
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| 585 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 586 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 587 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 588 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
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| 590 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 591 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
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| 599 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 600 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 601 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 602 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 603 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 604 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 605 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 606 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 607 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 608 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 609 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 610 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 611 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 612 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 613 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 614 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 615 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 616 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 617 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 618 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 619 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 620 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 621 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 622 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 623 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 624 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 625 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 626 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 627 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 628 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 629 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 630 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 631 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 632 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 633 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 634 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 635 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 636 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 637 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 638 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 639 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 640 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 641 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 642 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 643 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 644 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 645 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 646 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 647 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 648 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED |  |
| 649 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 650 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 651 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 652 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 653 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 654 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 655 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 656 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 657 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 658 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED |  |
| 659 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 660 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 661 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/18/2025 |
| 662 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 663 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 664 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 665 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 666 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 667 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 668 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 669 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 670 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 671 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 672 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 673 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 674 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 675 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 676 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 677 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 678 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 679 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 680 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 681 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 682 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 683 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 684 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 685 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 686 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 687 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 688 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 689 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 690 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 691 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 692 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 693 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 694 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 695 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 696 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 697 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 698 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 699 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 700 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 701 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 702 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 703 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 704 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 705 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 706 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 707 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 708 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 709 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 710 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 711 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 712 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 713 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 714 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 715 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 716 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 717 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 718 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 719 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/12/2025 |
| 720 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 721 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 722 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 723 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 724 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 725 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 726 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 727 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 728 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 729 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 730 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 731 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 732 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 733 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 734 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 735 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 736 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 737 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 738 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 739 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/17/2025 |
| 740 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/17/2025 |
| 741 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 742 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 743 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 744 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 745 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 746 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 747 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 748 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 749 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 750 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 751 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 752 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 753 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 8/31/2025 |
| 754 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 755 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 756 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 757 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 758 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 759 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 760 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 761 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 762 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 763 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 764 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 765 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 766 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 767 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 768 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 769 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 770 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 771 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 772 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 773 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 774 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 775 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 9/30/2025 |
| 776 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 777 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 778 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 779 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 780 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 781 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 782 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 783 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 784 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 785 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 9/30/2025 |
| 786 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 787 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 9/30/2025 |
| 788 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 789 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 790 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 791 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 792 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 793 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 794 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 795 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 796 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 9/30/2025 |
| 797 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 798 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 799 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 9/30/2025 |
| 800 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 801 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 802 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 803 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 804 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 805 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 806 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 807 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 808 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 809 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 810 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 9/22/2025 |
| 811 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 812 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 813 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 814 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 815 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 816 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 817 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 818 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 819 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 820 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 821 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 9/22/2025 |
| 822 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 823 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/26/2025 |
| 824 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 825 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 826 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 827 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 828 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 829 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 830 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 831 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 832 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 833 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 834 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 835 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 836 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 837 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 838 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 839 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 840 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 841 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 842 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 843 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 844 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 845 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 846 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 847 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 848 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 849 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 850 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 851 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 852 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 853 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 854 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 855 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 856 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 857 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 858 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 859 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 860 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 861 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 862 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 863 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 864 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 865 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 866 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 867 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 868 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 869 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 870 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 871 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 872 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 873 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 874 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 875 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 876 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 877 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 878 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 879 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 880 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 881 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 882 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 883 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 884 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 885 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 886 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 887 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 888 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 889 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 890 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 891 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 892 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 893 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 894 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 895 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 896 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 897 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 898 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 899 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 900 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 901 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 902 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 903 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 904 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 905 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 906 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 907 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 908 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 909 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 910 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 911 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 912 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 913 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 914 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 915 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 916 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 917 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 918 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 919 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 920 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 921 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 922 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 923 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 924 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 925 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 926 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 927 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 928 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 929 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 930 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 931 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 932 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 933 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 934 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 935 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 936 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 937 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 938 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 939 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 940 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 941 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 942 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 943 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 944 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 945 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 946 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 947 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 948 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 949 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 950 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/30/2025 |
| 951 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 952 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 953 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 954 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 955 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 956 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 957 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 958 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 959 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 960 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 961 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 962 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 963 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 964 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 965 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 966 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 967 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 968 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 969 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 970 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 971 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 972 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 973 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 974 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 975 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 976 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 977 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 978 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 979 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 980 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 981 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 982 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 983 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 984 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 985 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 986 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 987 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 988 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 989 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 990 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 991 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 992 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 993 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 994 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 995 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 996 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 997 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 998 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 999 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1000 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1001 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1002 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1003 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1004 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1005 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1006 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1007 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1008 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1009 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/30/2025 |
| 1010 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1011 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1012 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1013 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1014 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1015 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1016 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/30/2025 |
| 1017 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1018 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1019 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/30/2025 |
| 1020 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1021 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1022 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1023 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1024 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1025 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1026 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1027 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1028 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1029 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1030 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1031 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1032 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1033 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/30/2025 |
| 1034 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1035 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1036 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1037 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1038 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1039 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1040 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1041 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1042 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1043 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1044 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1045 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1046 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1047 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1048 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1049 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1050 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1051 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1052 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1053 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1054 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1055 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1056 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1057 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1058 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1059 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1060 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1061 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1062 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1063 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1064 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1065 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1066 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1067 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1068 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1069 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1070 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/30/2025 |
| 1071 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1072 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1073 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1074 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1075 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/30/2025 |
| 1076 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1077 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1078 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1079 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1080 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1081 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1082 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1083 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/30/2025 |
| 1084 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1085 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1086 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1087 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1088 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1089 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1090 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1091 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1092 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1093 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1094 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1095 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1096 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1097 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1098 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1099 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1100 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1101 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1102 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1103 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1104 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1105 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1106 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1107 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1108 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1109 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1110 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1111 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1112 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1113 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1114 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1115 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1116 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1117 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1118 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1119 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1120 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1121 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1122 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1123 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1124 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1125 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 10/31/2025 |
| 1126 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1127 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1128 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1129 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1130 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1131 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1132 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1133 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1134 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1135 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1136 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1137 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1138 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1139 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1140 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1141 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1142 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1143 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1144 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1145 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1146 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1147 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1148 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1149 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1150 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1151 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1152 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1153 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1154 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/30/2025 |
| 1155 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/30/2025 |
| 1156 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1157 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1158 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1159 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1160 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1161 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1162 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1163 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1164 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED |  |
| 1165 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1166 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1167 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1168 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1169 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1170 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1171 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1172 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/9/2026 |
| 1173 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1174 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1175 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1176 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1177 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1178 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1179 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1180 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/9/2025 |
| 1181 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1182 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1183 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/20/2026 |
| 1184 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1185 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1186 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1187 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1188 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED |  |
| 1189 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1190 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1191 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1192 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1193 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1194 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1195 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1196 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1197 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1198 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1199 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1200 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1201 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1202 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1203 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1204 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1205 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/12/2026 |
| 1206 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1207 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1208 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1209 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1210 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1211 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1212 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/1/2020 |
| 1213 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1214 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1215 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1216 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/12/2026 |
| 1217 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1218 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1219 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1220 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1221 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1222 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1223 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1224 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1225 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1226 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1227 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1228 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1229 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 11/1/2019 |
| 1230 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/10/2026 |
| 1231 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1232 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1233 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 5/1/2020 |
| 1234 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1235 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1236 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1237 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1238 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1239 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1240 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1241 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1242 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED |  |
| 1243 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1244 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1245 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1246 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1247 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1248 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1249 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1250 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1251 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1252 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1253 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1254 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1255 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1256 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/1/2022 |
| 1257 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1258 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/9/2026 |
| 1259 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1260 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1261 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1262 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1263 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1264 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1265 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1266 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1267 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1268 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1269 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1270 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1271 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1272 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1273 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1274 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED | 1/31/2026 |
| 1275 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/12/2026 |
| 1276 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1277 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1278 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1279 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1280 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1281 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1282 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1283 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1284 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1285 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1286 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1287 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1288 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1289 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1290 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1291 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1292 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1293 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1294 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1295 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1296 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1297 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1298 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1299 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1300 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1301 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1302 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1303 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1304 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1305 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1306 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1307 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1308 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1309 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1310 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1311 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1312 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1313 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1314 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1315 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1316 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1317 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1318 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1319 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1320 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1321 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1322 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1323 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1324 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1325 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1326 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1327 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1328 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1329 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1330 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1331 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1332 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1333 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1334 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1335 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1336 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1337 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1338 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1339 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1340 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1341 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1342 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1343 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1344 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1345 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1346 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1347 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1348 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1349 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1350 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1351 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1352 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1353 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1354 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1355 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1356 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1357 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1358 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1359 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1360 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1361 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1362 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1363 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1364 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1365 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1366 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1367 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1368 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1369 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/12/2026 |
| 1370 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1371 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1372 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1373 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1374 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1375 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1376 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1377 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1378 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1379 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1380 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1381 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1382 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1383 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1384 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1385 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1386 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1387 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1388 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1389 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1390 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1391 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1392 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1393 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1394 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1395 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1396 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1397 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1398 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1399 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1400 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1401 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1402 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1403 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1404 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1405 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1406 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1407 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1408 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1409 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1410 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1411 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1412 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1413 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1414 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1415 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1416 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1417 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1418 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1419 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1420 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 2/2/2026 |
| 1421 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1422 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1423 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1424 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1425 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1426 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1427 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1428 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1429 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1430 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1431 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1432 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1433 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1434 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1435 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1436 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1437 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1438 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1439 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1440 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1441 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1442 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1443 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1444 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1445 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1446 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1447 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1448 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1449 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1450 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1451 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1452 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1453 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1454 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1455 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1456 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1457 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1458 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1459 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED |  |
| 1460 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1461 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1462 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1463 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1464 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1465 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1466 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1467 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1468 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1469 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/12/2026 |
| 1470 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1471 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1472 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1473 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1474 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1475 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/9/2026 |
| 1476 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1477 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1478 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1479 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1480 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1481 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1482 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1483 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1484 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1485 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1486 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1487 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1488 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED | 12/19/2025 |
| 1489 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED |  |
| 1490 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1491 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1492 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1493 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1494 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1495 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1496 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1497 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1498 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1499 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1500 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1501 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1502 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1503 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1504 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1505 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1506 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1507 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1508 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1509 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1510 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1511 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1512 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1513 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1514 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1515 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1516 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1517 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1518 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1519 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1520 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1521 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1522 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1523 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/13/2026 |
| 1524 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1525 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1526 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1527 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/12/2026 |
| 1528 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1529 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1530 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1531 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1532 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 12/19/2025 |
| 1533 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1534 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1535 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1536 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1537 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1538 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1539 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1540 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1541 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1542 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1543 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1544 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1545 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1546 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1547 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1548 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1549 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1550 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1551 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1552 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1553 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1554 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1555 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1556 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1557 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1558 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1559 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1560 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1561 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1562 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1563 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1564 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1565 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1566 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1567 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1568 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1569 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1570 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1571 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1572 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1573 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1574 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1575 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1576 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1577 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1578 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1579 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1580 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1581 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1582 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1583 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1584 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1585 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1586 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1587 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1588 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1589 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1590 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1591 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1592 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1593 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1594 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1595 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1596 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1597 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1598 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1599 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1600 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/9/2026 |
| 1601 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1602 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1603 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1604 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1605 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1606 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1607 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1608 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1609 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/30/2026 |
| 1610 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1611 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1612 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1613 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1614 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1615 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1616 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1617 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1618 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1619 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1620 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1621 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1622 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1623 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1624 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/10/2026 |
| 1625 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED | 1/31/2026 |
| 1626 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1627 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1628 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1629 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1630 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1631 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1632 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1633 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1634 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1635 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1636 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1637 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1638 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1639 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1640 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1641 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1642 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1643 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1644 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1645 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1646 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1647 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1648 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1649 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1650 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1651 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1652 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1653 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1654 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1655 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1656 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1657 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/9/2026 |
| 1658 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1659 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1660 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1661 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1662 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1663 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1664 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1665 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1666 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1667 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1668 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1669 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1670 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1671 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1672 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1673 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1674 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1675 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1676 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1677 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1678 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1679 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1680 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1681 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1682 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1683 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1684 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1685 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1686 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1687 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1688 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1689 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1690 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1691 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1692 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1693 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/13/2026 |
| 1694 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1695 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1696 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1697 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1698 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1699 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1700 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1701 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1702 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1703 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1704 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1705 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1706 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1707 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1708 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1709 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1710 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1711 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1712 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1713 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1714 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1715 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED |  |
| 1716 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1717 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1718 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1719 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1720 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1721 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1722 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1723 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1724 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1725 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1726 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1727 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1728 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1729 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1730 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1731 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1732 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1733 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1734 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1735 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1736 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1737 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1738 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1739 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1740 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1741 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1742 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1743 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1744 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1745 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1746 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1747 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1748 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1749 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1750 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1751 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/23/2025 |
| 1752 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1753 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1754 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1755 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1756 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1757 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1758 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1759 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1760 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1761 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1762 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/12/2026 |
| 1763 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/13/2026 |
| 1764 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1765 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1766 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1767 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1768 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1769 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1770 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1771 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1772 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1773 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1774 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1776 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1777 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1778 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1779 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1780 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1781 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1782 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1783 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1784 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1785 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1786 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1787 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1788 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1789 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1790 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1791 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1792 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1793 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1794 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1795 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1796 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/30/2026 |
| 1797 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1798 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1799 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1800 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1801 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1802 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1803 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1804 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1805 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1806 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1807 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1808 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1809 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 4/30/2026 |
| 1810 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1811 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1812 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1813 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1828 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1833 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1834 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1835 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1836 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1837 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1838 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1839 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1840 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1841 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1842 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1843 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/14/2026 |
| 1844 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1845 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1846 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1847 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1848 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1849 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1850 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1851 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1852 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1853 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1854 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1855 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1856 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1857 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1858 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1859 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1860 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1861 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1862 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1863 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1864 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1865 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1866 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1867 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1868 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1869 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1870 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1871 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1872 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1873 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1874 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1875 | REDACTED | REDACTED | REDACTED | Y | REDACTED | REDACTED |  |
| 1876 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1877 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1878 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 2/2/2026 |
| 1879 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1880 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1881 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1882 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1883 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1884 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1885 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1886 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1887 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1888 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1889 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1890 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1891 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1892 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1893 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1894 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1895 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1896 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1897 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1898 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1899 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1900 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1901 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1902 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/10/2026 |
| 1903 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1904 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1905 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1906 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1907 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1908 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1909 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1910 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1911 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1912 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1913 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1914 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1915 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1916 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |
| 1917 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED | 1/31/2026 |
| 1918 | REDACTED | REDACTED | REDACTED | N | REDACTED | REDACTED |  |

---

## Exhibit 99.9

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.9**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third-party due diligence provider, performed the review described below on residential mortgage loans acquired by Pretium Residential Credit Management, LLC, through a bulk purchase. The review included a total of 23 residential mortgage loans acquired through a bulk purchase in connection with the securitization identified as PRET 2026-RPL1 (the "Securitization"). The Review was conducted from November 2020 through April 2022 on mortgage loans originated between February 2015 through February 2022.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting
Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income / Assets

● Validate borrower(s) monthly gross income

● Validate funds required to close, required reserves

● Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment Status

● Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly Mortgage Payment

● Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous Loans

● Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage Related Obligations: PITI, HOA, PMI, etc.

● Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts / Obligations

● Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI and/or Residual Income

● Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

● Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit History

● Review credit report for credit history and required credit depth including any / all inquiries

● Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validate
loan-to-value (LTV) and combined loan-to-value

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Review
borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validation
through third party resource of the subject properties most recent twelve (12) month sales history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm
sufficient evidence in loan file, by reviewing the underwriter's decision to approve the loan based upon the borrows income,
debt, and credit history, to support borrower's willingness and ability to repay the debt

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm
that Final 1003 is sufficiently completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Provide
Audit 1008 with accurate data based on file documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Confirm
Loan Approval conditions were met

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review
condominium questionnaire to verify all information is complete, prepared by an authorized representative, and address any red
flags that may deem condominium project ineligible

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. General
QM for any loans originated under the GQM Rule

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing
for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing
for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable
dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider Income and Assets:

○ Consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

○ The consumer's debt obligations, alimony, child support; and

○ The monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification in compliance with one of the "safe harbor" guidelines will meet the QM verification requirement.
A creditor is allowed to "mix and match" provisions of the different guidelines rather than only apply one guideline
per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections II.A.1 and II.A.4-5 of the Federal Housing Administration's Single Family Housing Policy Handbook, issued October
24, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct Single Family Housing Program,
revised March 15, 2019; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single Family Guaranteed Loan Program,
revised March 19, 2020.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required
by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required
by TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine whether specified federal disclosures were provided timely based upon comparison of the
application date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the correct Right of Rescission document was executed for the transaction
type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirm a full three (3) day rescission period was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm through NMLS the loan originator and originating firm's license status was active and properly
disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check the Loan participants against the exclusionary list provided by Client or by the purchaser
of the Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and
consistent with other documents; Confirm collateral documents have been recorded or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review original appraisal, determination that property is in "average" condition or better,
or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern
be identified with the condition of the property, Consolidated Analytics will alert Client.

&nbsp;&nbsp;&nbsp;&nbsp;b. Review appraisal, determination that property is completely constructed and appraisal is on an
"as is basis," or property is identified as not completely constructed by originating appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;c. Review and determine if the appraisal report was performed on appropriate GSE forms and if the
appraiser indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;d. Review and determine the relevance of the comparable properties and ensure that a rational and
reliable value was provided and supported as of the effective date of the Origination Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;e. Review adjustments (line item, net and gross adjustments) to ensure they are reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;f. Ensure that the appraisal conforms to the guidelines provided from the Client.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review appraisal to ensure all required documents were included.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review location map provided within the appraisal for external obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Ensure highest and best use and zoning complies with guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm there are no marketability issues that affect the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;k. Ensure subject property does not suffer any functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;l. Where applicable, determine if the file did not contain the appraisal or other valuation method
and a review could not be performed.

&nbsp;&nbsp;&nbsp;&nbsp;m. Additional valuation products were not required when the CU score provided was 2.5 or below or
the appraisal LCA risk score was eligible for Collateral Rep and Warranty relief. In the event the CU score was greater than 2.5
or the LCA score was not eligible for R&W relief, an additional valuation product was obtained to confirm value was supported
within 10% tolerance. In some instances, based on guidance from the seller, CDA's were ordered on loans that had an acceptable
CU score or R&W eligibility.

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

For loans reviewed in a post-close valuation review scenario (23 loans in total):

Five (5) loans had CU scores of 2.5 or less or were eligible for Collateral Rep and Warranty relief.

One (1) loan had a Secondary Appraisal, one (1) loan had an AVM, and zero (0) loans had Desktop Reviews. Consolidated Analytics has independent access to the Desktop Reviews ordered by the Aggregator.

If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, was inconclusive, or a PIW was present, then an additional valuation product was completed. There were zero (0) occurrences of this.

**Product totals may not sum due to multiple products for each loan.**

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the twenty-two (23) mortgage loans reviewed, five (5) unique mortgage loans (21.74% by loan count) had a total of eight (8) discrepancies across five (5) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;4 | &nbsp;&nbsp;50.00% |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;12.50% |
| &nbsp;&nbsp;Original Collateral Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;12.50% |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;12.50% |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;12.50% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**8** | &nbsp;&nbsp;**100.00%** |

---

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades (Fitch Ratings Inc. only):**

---

| | | | |
|:---|:---|:---|:---|
| **Overall Loan Results:** | **Overall Loan Results:** | **Overall Loan Results:** | |
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
| Event Grade A | 13 | $6393656.00 | 56.52% |
| Event Grade B | 1 | $153250.00 | 4.35% |
| Event Grade C | 4 | $912601.00 | 17.39% |
| Event Grade D | 5 | $764816.00 | 21.74% |
| **Total Sample** | 23 | $8224323.00 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Credit Results:** | **Credit Results:** | **Credit Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 16 | 69.57% |
| Event Grade B | 1 | 4.35% |
| Event Grade C | 2 | 8.70% |
| Event Grade D | 4 | 17.39% |
| **Total Sample** | 23 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results:** | **Compliance Results:** | **Compliance Results:** |
| Loan Count | Loan Count | Percent of Sample |
| Event Grade A | 16 | 69.57% |
| Event Grade B | 2 | 8.70% |
| Event Grade C | 4 | 17.39% |
| Event Grade D | 1 | 4.35% |
| **Total Sample** | 23 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Valuation Results:** | **Valuation Results:** | **Valuation Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 19 | 82.61% |
| Event Grade B | 0 | 0% |
| Event Grade C | 0 | 0% |
| Event Grade D | 4 | 17.39% |
| **Total Sample** | 23 | 100.00% |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower Liabilities Verification Indicator is Partial | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;***15*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Intent to Proceed is not Executed | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***2*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Signed 4506t is missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Hazard Insurance Coverage is Not Sufficient. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Borrower 2 is missing signed 4506t. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Borrower Income Verification does not match Approval | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Insufficient cash to close. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Borrower Transcripts are missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Title Policty is Partial | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;DTI Exceeds AUS Maximum Allowable | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;FICO is less than the AUS Minimum Required | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Credit Grade (C) Exceptions:*** | &nbsp;&nbsp;***9*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;Fraud Report Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;Mortgage Insurance Certificate is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;Initial Loan Application is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;D | &nbsp;&nbsp;***Total Credit Grade (D) Exceptions:*** | &nbsp;&nbsp;***5*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;16 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Original PI Payment on Note does not equal PI Payment on Final Closing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;Escrow Waiver Disclosure is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;***18*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Mortgage not recorded | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Home loan Toolkit is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***2*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;Reimbursement Date Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;TRID Post-Consummation Event Validation Test | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;TILA Right of Rescission Test | &nbsp;&nbsp;1 |

---

---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Consummation or Reimbursement Date Validation Test | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Reimbursement Amount Test | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;TILA Finance Charge Test | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Missing Taxpayer First Act Disclosure | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;TRID Initial Closing Disclosure Date and Funding Date Validation Test | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Original PI Payment on Note does not equal PI Payment on Final Closing Disclosure | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;TRID Post-Consummation Revised Closing Disclosure Data Validation Test | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;Post-Consummation Cure Reimbursement and Revised Closing Disclosure Delivery Date Test | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance Grade (C) Exceptions:*** | &nbsp;&nbsp;***15*** |
|  | &nbsp;&nbsp;D | &nbsp;&nbsp;eSigned Documents Consent is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;D | &nbsp;&nbsp;***Total Compliance Grade (D) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product not Provided | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;UCDP Summary Report is Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product not Provided. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Property Grade (A) Exceptions:*** | &nbsp;&nbsp;***5*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;C | &nbsp;&nbsp;Third Party Valuation Product not Provided. | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Property Grade (C) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;D | &nbsp;&nbsp;UCDP Summary Report is Missing | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;D | &nbsp;&nbsp;***Total Property Grade (D) Exceptions:*** | &nbsp;&nbsp;***4*** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

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| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

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| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.10

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.10**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Alternate ID** | **Seller Loan ID** | **Field ID** | **Original Field Value** | **Audit Value** | **Match** |
| 300010105 | XXXXX | XXXXX | Loan_Purpose | Cash Out Refinance | First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years) | XXX |
| 300010107 | XXXXX | XXXXX | Loan_Purpose | Cash Out Refinance | Other than first time Home Purchase | XXX |
| 300010131 | XXXXX | XXXXX | Loan_Purpose | Cash Out Refinance | Other than first time Home Purchase | XXX |
| 300010137 | XXXXX | XXXXX | Loan_Purpose | Cash Out Refinance | Other than first time Home Purchase | XXX |
| 300010101 | XXXXX | XXXXX | Amortization_Type | 360 | Fixed | XXX |
| 300010101 | XXXXX | XXXXX | Original_CLTV | 62.179 | 74.62 | XXX |
| 300010101 | XXXXX | XXXXX | Original_Collateral_Value | XXX | XXX | XXX |
| 300010101 | XXXXX | XXXXX | Original_LTV | 62.179 | 74.62 | XXX |

---

## Exhibit 99.11

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.11**

---

| | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Alternate ID** | **Seller Loan ID** | **Originator** | **Last Name** | **Note Date** | **Original Balance** | **State** | **TPR QM ATR Status** | **Loan Status** | **Exception Date** | **Remediation Status** | **Exception ID** | **Exception Type** | **Exception Category** | **Exceptions** | **Exception Rebuttal** | **Exception Rebuttal Date** | **Exception Rebuttal Response** | **Exception Rebuttal Response Date** | **Compensating Factors** |
| 300010121 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  | 09/07/2021 | Borrower 1 has significant job time - Borrower has XXX years on job; Borrower has stable job time - Borrower has XXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. ; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years A |
| 300010121 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | XX/XX/XXXX | Cleared | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  | 09/07/2021 | Borrower 1 has significant job time - Borrower has XXX years on job; Borrower has stable job time - Borrower has XXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. ; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years A |
| 300010109 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  | 08/02/2021 | Borrower 1 has significant job time - Borrower has XX/XX/XXXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XXX years; Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A |
| 300010109 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Cleared | XXX | Property | Third Party Valuation Product not Provided. | Third Party Valuation Product not Provided to Support Origination Appraised Value within XXX%.; Exception resolved |  |  | Third Party Valuation Product Provided | 10/21/2021 | Borrower 1 has significant job time - Borrower has XX/XX/XXXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XXX years; Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A C |
| 300010109 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Cleared | XXX | Property | Third Party Valuation Product not Provided | Third Party Valuation Product not Provided to Support Origination Appraised Value within XXX%.; Third Party Valuation Product not Provided to Support Origination Appraised Value within XXX%.; Exception resolved; The loan file does not have a CU risk score. There is only the appraisal done on Form XXX There is a UCDP submission Summary, but a CU risk score is not found in the file. |  |  | Third Party Valuation Product Provided | 10/21/2021 | Borrower 1 has significant job time - Borrower has XX/XX/XXXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XXX years; Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A |
| 300010123 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Active | XXX | Compliance | Charges That In Total Cannot Increase More Than XXX% Test | This loan failed the charges that in total cannot increase more than XXX% test. (XXX CFR §1026.19(e)(3)(ii))]] The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). |  |  |  | 08/18/2021 | Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. C A |
| 300010123 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Active | XXX | Compliance | Reimbursement Amount Test | This loan failed the reimbursement amount test. (XXX CFR §1026.19(f)(2)(v) mounts paid by the consumer exceed the permitted tolerances and the provided reimbursement amount of XXX is not sufficient to reimburse the consumer the amount by which the tolerances were exceeded, $XXX efunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §1026.19(e)(3)(i) or (ii), the creditor complies with §1026.19(e)(1)(i) if the creditor refunds the excess to the consumer no later than XXX days after consummation, and the creditor complies with §1026.19(f)(1)(i) if the creditor delivers or places in the mail corrected disclosures that reflect such refund no later than XXX days after consummation. |  |  |  | 08/18/2021 | Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. C A |
| 300010123 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  | 08/16/2021 | Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. C A |
| 300010123 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Cleared | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  | 08/16/2021 | Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. C A |
| 300010123 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Active | XXX | Compliance | TRID Initial Closing Disclosure Date and Funding Date Validation Test | This loan failed the TRID closing disclosure date and funding date validation test his loan contains a closing disclosure receipt date (or closing disclosure delivery date if receipt date was not provided) that is after the funding date. Please review the loan data to ensure the dates are in the correct fields. |  |  |  | 08/18/2021 | Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. C A |
| 300010123 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Active | XXX | Compliance | Consummation or Reimbursement Date Validation Test | This loan failed the closing or reimbursement date validation test he loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. |  |  |  | 08/18/2021 | Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. C A |
| 300010123 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Active | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). |  |  |  | 08/18/2021 | Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. C A |
| 300010123 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Cleared | XXX | Property | Third Party Valuation Product not Provided | Third Party Valuation Product not Provided to Support Origination Appraised Value within XXX%.; Exception resolved |  |  | Third Party Valuation Product Provided | 09/19/2021 | Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. C A |
| 300010123 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | Original PI Payment on Note does not equal PI Payment on Final Closing Disclosure | Original PI Payment on Note matches Final CD From Hard Coded form in template: 'Closing Disclosure' at XXX/XXX/XXX; Original PI Payment on Note matches Final CD From Hard Coded form in template: 'Closing Disclosure' at XX/XX/XXXX |  |  | Original PI Payment on Note matches Final CD | 09/14/2021 | Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. C A |
| 300010103 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Cleared | XXX | Credit | Borrower Liabilities Verification Indicator is Partial | Borrower liabilities verified indicator is Partial. The borrowers provided an LOX regarding their primary residence (p XXX). They plan on selling their current primary and living rent free. However, there is no evidence the home has been sold, and Lender did not include the borrowers' current primary residence obligation in their DTI. Then Lender needs to provide evidence of sale or documents reflecting PITI and re-run DU with primary housing included.; Exception Resolved |  |  | Borrower liabilities verified indicator is XXX | 11/08/2021 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A C |
| 300010103 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | Escrow Waiver Disclosure is Missing | The escrow waiver disclosure is Missing |  |  | The escrow waiver disclosure is XXX | 10/05/2021 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A C |
| 300010103 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Cleared | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | The exception 'No Credit Findings' is cleared. | 09/28/2021 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A C |
| 300010103 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/RP | Closed | XX/XX/XXXX | Cleared | XXX | Property | Third Party Valuation Product not Provided | Third Party Valuation Product not Provided to Support Origination Appraised Value within XXX%.; Exception resolved |  |  | Third Party Valuation Product Provided | 09/30/2021 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A C |
| 300010141 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  | 08/09/2021 | Borrower 1 has significant job time - Borrower has XX/XX/XXXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. ; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years A C |
| 300010141 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor | Closed | XX/XX/XXXX | Cleared | XXX | Property | UCDP Summary Report is Missing | The SSR indicator is Missing.; XXX/XXX/XXX: Received in trailing docs. Exception cleared.; Need UCDP FNMA/FHLMC. |  |  | The SSR indicator is XXX | 09/04/2021 | Borrower 1 has significant job time - Borrower has XX/XX/XXXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. ; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years A C |
| 300010111 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. ; The loan is in compliance with all applicable laws and regulations. |  |  | The exception 'No Compliance Findings' is cleared. | 11/08/2021 | Borrower 1 has significant job time - Borrower has XX/XX/XXXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A |
| 300010111 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor | Closed | XX/XX/XXXX | Cleared | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  | 11/10/2021 | Borrower 1 has significant job time - Borrower has XX/XX/XXXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A |
| 300010135 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared |  | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | A |
| 300010135 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared |  | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | A |
| 300010117 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared |  | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | A |
| 300010117 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared |  | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | A |
| 300010129 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared |  | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | A |
| 300010129 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared |  | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | A |
| 300010113 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | A |
| 300010113 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | A |
| 300010143 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared |  | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | A |
| 300010143 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared |  | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | A |
| 300010127 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | TILA Right of Rescission Test | This loan failed the TILA right of rescission test losed-end [[(XXX CFR §1026.23(a)(3), transferred from 12 CFR §226.23(a)(3)), Open-end [[(XXX CFR §1026.15(a)(3), transferred from 12 CFR §226.15(a)(3) he funding date is before the third business day following consummation. The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §XXX, or delivery of all material disclosures, whichever occurs last. |  |  |  | 11/16/2020 | D C A |
| 300010127 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | TILA Finance Charge Test | This loan failed the TILA finance charge test.[[(XXX CFR §1026.18(d)(1), transferred from##KQ## §226.18(d)(1) he finance charge is $XXX. The disclosed finance charge of XXX is not considered accurate because it is underStated by more than XXX |  |  |  | 11/16/2020 | D C A |
| 300010127 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Property | UCDP Summary Report is Missing | The SSR indicator is Missing; Summary Report was not received with the loan file |  |  |  | 11/16/2020 | D A C |
| 300010127 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines.; The loan meets all applicable credit guidelines. |  |  |  | 11/16/2020 | D A C |
| 300010145 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Property | UCDP Summary Report is Missing | The SSR indicator is Missing; The SSR indicator is Missing; The SSR indicator is Missing |  |  |  | 11/18/2020 | D B C |
| 300010145 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Mortgage Insurance Certificate is Missing | The mortgage insurance certification is Missing; The mortgage insurance certification is Missing; The mortgage insurance certification is Missing |  |  |  | 11/18/2020 | D B C |
| 300010145 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | Home loan Toolkit is Missing | The home loan toolket is Missing; The home loan toolket is Missing |  |  |  | 11/18/2020 | D B C |
| 300010145 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Fraud Report Missing | Fraud report Missing.; Fraud report Missing.; Fraud report Missing. |  |  |  | 11/18/2020 | D B C |
| 300010145 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | DTI Exceeds AUS Maximum Allowable | The back-end DTI of XXX (Total Income of XXX Orig PITI of XXX Monthly debt of XXX) exceeds the maximum allowable per AUS of XXX; The back-end DTI of XXX (Total Income of XXX Orig PITI of XXX Monthly debt of XXX) exceeds the maximum allowable per AUS of XXX; The back-end DTI of XXX (Total Income of XXX Orig PITI of XXX Monthly debt of XXX) exceeds the maximum allowable per AUS of XXX The lender did not verify the tax and insurance on the property which was pending sale and also did not include the tax and insurance in the debt ratio. Further, the XXX handbook which went into effect a month before the initial loan application States on page XXX that for student loans, regardless of payment status, the greater of XXX% of the outstanding balance n the loan or the monthly payment reported on the borrower's credit report must be used. The lender used the payment on the credit report instead of XXX% of the balances. The higher payment of XXX% was used in the recalulation as it was greater than what was showing on the credit report. |  |  |  | 11/18/2020 | D C B |
| 300010119 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | TRID Post-Consummation Revised Closing Disclosure Data Validation Test | This loan failed the TRID post-consummation revised closing disclosure data validation test his loan contains a post-consummation reason for redisclosure, but it does not provide either:A consummation date; orA post-consummation revised closing disclosure delivery date; orA date when the event in connection with the settlement of the transaction that caused the closing disclosure to become inaccurate and thereby resulted in a change to an amount actually paid by the consumer from the closing disclosure occurred; orA date when the creditor knew of the event in connection with the settlement of the transaction that caused the closing disclosure to become inaccurate and thereby resulted in a change to an amount actually paid by the consumer from the closing disclosure hese dates are necessary to determine the timing requirement in the Post-Consummation Event and Revised Closing Disclosure Delivery Date Test. |  |  |  | 11/17/2020 | C A |
| 300010119 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to ##KQ## is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). |  |  |  | 11/17/2020 | C A |
| 300010119 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  | 11/18/2020 | C A |
| 300010119 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | TRID Post-Consummation Event Validation Test | This loan failed the TRID Post-Consummation Event Validation Test his loan has a post-consummation event date that occurs on or before the closing date or consummation date of the loan. Please review the loan data to ensure the dates are in the correct fields. |  |  |  | 11/17/2020 | C A |
| 300010105 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Mortgage Insurance Certificate is Missing | The mortgage insurance certification is Missing |  |  |  | 11/18/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010105 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | Original PI Payment on Note does not equal PI Payment on Final Closing Disclosure | Original PI Payment on Note matches Final CD From Hard Coded form in template: 'Closing Disclosure' at XXX/XXX/XXX, 'Closing Disclosure' at XXX/XXX/XXX, 'Closing Disclosure' at XXX/XXX/XXX; Note rate is XXX%; CD rate adjusts from XXX% to max XXX% |  |  |  | 11/17/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010105 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | Post-Consummation Cure Reimbursement and Revised Closing Disclosure Delivery Date Test | This loan failed the post-consummation cure reimbursement and revised closing disclosure delivery date test. [[(XXX CFR §1026.19(f)(2)(v) he post-consummation reason for redisclosure is "post-consummation cure for violation of tolerance/variation" or:The post-consummation revised closing disclosure delivery date is more than XXX calendar days after the consummation date, or closing / settlement date if no consummation date was provided; orThe provided reimbursement date is more than XXX calendar days after the consummation date, or closing / settlement date if no consummation date was provided efunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §1026.19(e)(3)(i) or (ii), the creditor complies with §1026.19(e)(1)(i) if the creditor refunds the excess to the consumer no later than XXX days after consummation, and the creditor complies with §1026.19(f)(1)(i) if the creditor delivers or places in the mail corrected disclosures that reflect such refund no later than XXX days after consummation. |  |  |  | 11/17/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010105 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | Reimbursement Date Test | This loan failed the reimbursement date test. (XXX CFR §1026.19(f)(2)(v) he reimbursement date is more than XXX calendar days after the consummation date, or closing / settlement date if no consummation date was provided efunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §1026.19(e)(3)(i) or (ii), the creditor complies with §1026.19(e)(1)(i) if the creditor refunds the excess to the consumer no later than XXX days after consummation. |  |  |  | 11/17/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010105 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. [[(XXX CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to ##KQ## is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). |  |  |  | 11/17/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010105 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Property | UCDP Summary Report is Missing | The SSR indicator is Missing; Summary Report was not received with the loan file |  |  |  | 11/18/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010139 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Title Policty is Partial | Title policy is Partial. Schedule B is missing. |  |  |  | 11/21/2020 | Borrower 1 has significant job time - Borrower has XX/XX/XXXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years C A |
| 300010139 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Borrower Income Verification does not match Approval | The borrower income verification does not match approval |  |  |  | 11/21/2020 | Borrower 1 has significant job time - Borrower has XX/XX/XXXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years C A |
| 300010139 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  | 11/21/2020 | Borrower 1 has significant job time - Borrower has XX/XX/XXXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years C A |
| 300010107 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Property | UCDP Summary Report is Missing | The SSR indicator is Missing |  |  |  | 11/21/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010107 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned documents consent is Missing. |  |  |  | 11/21/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010107 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Borrower Transcripts are missing | The borrower transcripts is Missing |  |  |  | 11/21/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010107 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | FICO is less than the AUS Minimum Required | The FICO of XXX is less than the minimum required per AUS of XXX |  |  |  | 11/21/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010107 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Fraud Report Missing | Fraud report Missing. |  |  |  | 11/21/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010107 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Insufficient cash to close. | Cash to close in the amount of XXX is greater than the available asset amount of XXX. |  |  |  | 11/21/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010107 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Property | Third Party Valuation Product not Provided. | Third Party Valuation Product not Provided to Support Origination Appraised Value within XXX% |  |  | Third Party Valuation Product Provided | 11/22/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010107 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Signed 4506t is missing | Borrower 1 missing signed 4506t |  |  |  | 11/21/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010107 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Borrower 2 is missing signed 4506t. | Borrower 2 is missing signed 4506t |  |  |  | 11/21/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010107 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | Missing Taxpayer First Act Disclosure | Missing Taxpayer First Act Disclosure. |  |  |  | 11/21/2020 | Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years D C |
| 300010133 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Intent to Proceed is not Executed | Intent to Proceed Execution is No |  |  |  | 11/23/2020 | Borrower 1 has significant job time - Borrower has XXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XXX years at job.; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years A |
| 300010133 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Compliance | Mortgage not recorded | No evidence Mortgage is recorded or sent for recording. |  |  |  | 11/23/2020 | Borrower 1 has significant job time - Borrower has XXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XXX years at job.; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years A |
| 300010131 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Initial Loan Application is Missing | Missing Copy of Initial Loan Application |  |  |  | 11/21/2020 | Borrower 1 has significant job time - Borrower has XXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A C |
| 300010131 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Active | XXX | Credit | Intent to Proceed is not Executed | Intent to Proceed Execution is No |  |  |  | 11/21/2020 | Borrower 1 has significant job time - Borrower has XXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A C |
| 300010131 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  | 11/21/2020 | Borrower 1 has significant job time - Borrower has XXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XXX years at job.; Liquid Reserves (Dollars) are Greater than the Guideline Minimum - Liquid Reserves of XXX are greater than the Guideline Minimum of XXX. A C |
| 300010115 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | A |
| 300010115 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | A |
| 300010137 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor | Closed | XX/XX/XXXX | Active | XXX | Credit | Hazard Insurance Coverage is Not Sufficient. | Hazard insurance coverage of XXX is not sufficent. The subject loan amount is XXX with the hazard insurance replacement coverage of No and estimated replacement value from insurance company was not provided. |  |  |  | 11/23/2020 | Borrower 1 has significant job time - Borrower has XX/XX/XXXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years C A |
| 300010137 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  | 11/23/2020 | Borrower 1 has significant job time - Borrower has XX/XX/XXXX years on job; Borrower has more than XXX years at current residence - Borrower at current residence XX/XX/XXXX years; Borrower has stable job time - Borrower has XX/XX/XXXX years at job.; Borrower Years On Job Exceeds XXX Years - Borrower Years On Job Exceeds XXX Years C A |
| 300010125 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | A |
| 300010125 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: GSE Temporary - QM/SH | Closed | XX/XX/XXXX | Cleared | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | A |
| 300010101 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | XX/XX/XXXX | Cleared |  | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  |  |  | Calculated DTI is Less than the Guideline Maximum - Calculated DTI of XX/XX/XXXX is less than the Guideline DTI of XXX. ; Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is Greater than the Guideline Minimum of XXX ; Liquid Reserves are Greater than the Guideline Minimum - Liquid Reserves of XXX months or XXX are greater than the Guideline Minimum of XX/XX/XXXX or $XXX. ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years A |
| 300010101 | XXXXX | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Closed | XX/XX/XXXX | Cleared |  | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  |  |  | Calculated DTI is Less than the Guideline Maximum - Calculated DTI of XX/XX/XXXX is less than the Guideline DTI of XXX. ; Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is Greater than the Guideline Minimum of XXX ; Liquid Reserves are Greater than the Guideline Minimum - Liquid Reserves of XXX months or XXX are greater than the Guideline Minimum of XX/XX/XXXX or $XXX. ; Borrower has more than XXX years at current residence - Borrower at current residence XXX years A |

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## Exhibit 99.12

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.12**

---

| | | | |
|:---|:---|:---|:---|
| **Loan Number** | **Alternate ID** | **Seller Loan ID** | **Pool ID** |
| 300010121 | XXXXX | XXXXX | A |
| 300010109 | XXXXX | XXXXX | A D |
| 300010123 | XXXXX | XXXXX | A C D |
| 300010103 | XXXXX | XXXXX | D C A |
| 300010141 | XXXXX | XXXXX | A D C |
| 300010111 | XXXXX | XXXXX | A |
| 300010127 | XXXXX | XXXXX | A C D |
| 300010145 | XXXXX | XXXXX | D B C |
| 300010119 | XXXXX | XXXXX | A C |
| 300010135 | XXXXX | XXXXX | A |
| 300010105 | XXXXX | XXXXX | D C |
| 300010117 | XXXXX | XXXXX | A |
| 300010129 | XXXXX | XXXXX | A |
| 300010139 | XXXXX | XXXXX | C A |
| 300010113 | XXXXX | XXXXX | A |
| 300010107 | XXXXX | XXXXX | D C |
| 300010143 | XXXXX | XXXXX | A |
| 300010133 | XXXXX | XXXXX | B A |
| 300010125 | XXXXX | XXXXX | A |
| 300010131 | XXXXX | XXXXX | D C A |
| 300010115 | XXXXX | XXXXX | A |
| 300010137 | XXXXX | XXXXX | C A |
| 300010101 | XXXXX | XXXXX | A |

---

## Exhibit 99.13

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.13**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Automated Valuation Model** | **Desk Review** | **Desk Review** | **Desk Review** | **Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Second Desk Review** | **Field Review** | **Field Review** | **Field Review** | **Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Second Field Review** | **Full Appraisal Review** | **Full Appraisal Review** | **Full Appraisal Review** | **Full Appraisal Review** | **Exterior Only Appraisal Review** | **Exterior Only Appraisal Review** | **Exterior Only Appraisal Review** | **Exterior Only Appraisal Review** | **Broker Price Opinion** | **Broker Price Opinion** | **Broker Price Opinion** | **Broker Price Opinion** | **Other** | **Other** | **Other** | **Other** | **Other** | **AUS Information** |
| **Loan Number** | **Alternate ID** | **Seller Loan ID** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV** | **Appraised Date** | **Appraised Value** | **Review Type** | **Secondary Appraised Date** | **Secondary Appraised Value** | **Secondary Review Type** | **AVM Provider** | **Report Date** | **Value** | **Variance Amount** | **Confidence Score** | **FSD Score** | **Variance %** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **Valuation Type** | **Report Date** | **Value** | **Variance Amount** | **Variance %** | **CU Score** |
| 300010121 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 75% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 |
| 300010109 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 70% | XX/XX/XXXX | $XXX | Form 1025 |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 300010123 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 75% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 Eligible |
| 300010103 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 50% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 |
| 300010141 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 85% | XX/XX/XXXX | $XXX | Form 1073 |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Eligible |
| 300010111 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 90% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 0.00% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Eligible |
| 300010127 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 35.13% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 153.85% |  |  |  |  |  |  |
| 300010145 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 96.5% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 26.93% |  |  |  |  |  |  |
| 300010119 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 74.39% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | -29.91% |  |  |  |  |  |  |
| 300010135 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 66.50% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 39.75% |  |  |  |  |  |  |
| 300010105 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 97% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | -2.44% |  |  |  |  |  | 3.1 |
| 300010117 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 95.00% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 14.62% |  |  |  |  |  |  |
| 300010129 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 96.70% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 3.08% |  |  |  |  |  |  |
| 300010139 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 80% | XX/XX/XXXX | $XXX | Form 1004C |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 0.34% |  |  |  |  |  |  |
| 300010107 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 87.09% | XX/XX/XXXX | $XXX | Form 1025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | -11.56% |  |  |  |  |  |  |
| 300010143 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 52.43% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 15.09% |  |  |  |  |  |  |
| 300010133 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 0% | XX/XX/XXXX | $XXX | Form 1004C |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 0.40% |  |  |  |  |  |  |
| 300010131 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 80% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 2.70% |  |  |  |  |  | 3.4 |
| 300010115 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 67.61% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 4.44% |  |  |  |  |  |  |
| 300010137 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 46.94% | XX/XX/XXXX | $XXX | Automated Valuation Model (also indicate system code in field 127) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 2.86% |  |  |  |  |  |  |
| 300010113 | XXXXX | XXXXX | $XXXXXX |  | $XXX | 50.50% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  | XXX | XX/XX/XXXX | $XXX | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 300010125 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 97% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | $XXX | $XXX | 8.844% |  |  |  |  |  |  |
| 300010101 | XXXXX | XXXXX | $XXXXXX | $XXX | $XXX | 74.62% | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 | XX/XX/XXXX | $XXX | URAR Form 1004 Form 70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.14

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.14**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan Number** | **Alternate ID** | **Seller Loan ID** | **ULI** | **Settlement Date** | **QM Type** | **Guideline Name** | **UW Guideline Author** | **UW Guideline Version Date** | **UW Guideline Matrix Name** | **UW Guideline Matrix Date** | **QM Regulation Failures** | **Bedroom Count** | **Approval Status** | **Correspondent Name** | **Pool** | **Application Date** | **Note Date** | **Maturity Date** | **Loan Status** | **Loan Type** | **Product Type** | **TRID** | **ARM Hybrid Period** | **Number of Borrowers** | **Borrower 1 First Name** | **Borrower 1 Middle Name** | **Borrower 1 Last Name** | **Borrower 2 First Name** | **Borrower 2 Middle Name** | **Borrower 2 Last Name** | **Borrower 3 First Name** | **Borrower 3 Middle Name** | **Borrower 3 Last Name** | **Borrower 4 First Name** | **Borrower 4 Middle Name** | **Borrower 4 Last Name** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower 1 Job** | **Job Yrs Borrower 1** | **Borrower 2 Job** | **Job Yrs Borrower 2** | **Borrower 3 Job** | **Job Yrs Borrower 3** | **Borrower 4 Job** | **Job Yrs Borrower 4** | **Borrower 1 Occupation** | **Borrower 1 Years In Field** | **Borrower 2 Occupation** | **Borrower 2 Years In Field** | **Borrower 3 Occupation** | **Borrower 3 Years In Field** | **Borrower 4 Occupation** | **Borrower 4 Years In Field** | **Borrower 3 Income Verification Level** | **Borrower 4 Income Verification Level** | **Borrower 3 Employment Verification Level** | **Borrower 4 Employment Verification level** | **Borrower 1 First Time Buyer** | **Borrower 2 First Time Buyer** | **Borrower 3 First Time Buyer** | **Borrower 4 First Time Buyer** | **Representative Decision FICO Score** | **Borrower 3 Original FICO Equifax** | **Borrower 3 Original FICO Experian** | **Borrower 3 Original FICO Transunion** | **Borrower 4 Original FICO Equifax** | **Borrower 4 Original FICO Experian** | **Borrower 4 Original FICO Transunion** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrower 3 Citizenship** | **Borrower 4 Citizenship** | **Documentation Type** | **Delayed Financing Flag** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Business & Personal Bank Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Months of Profit and Loss Statements** | **CPA Letter Flag** | **Expense letter Flag** | **Number of Months CPA Verified Income** | **WVOE Flag** | **Number of Months WVOE** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **1- year Tax Return Flag** | **Years of Tax Transcripts** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Front HTI Ratio** | **Back DTI Ratio** | **Borrower 3 Asset Verification Level** | **Borrower 4 Asset Verification Level** | **Liquid Assets** | **Total Assets** | **Reserves** | **Property Street Address** | **City** | **State** | **County** | **Zip** | **MI Company Name** | **Mortgage Insurance** | **MI Coverage Amount** | **MI Certificate Number** | **Flood Insurance Provided** | **Flood Policy Amount** | **Flood Expiration Date** | **Name of Flood Insurer** | **Flood Policy Number** | **Monthly Flood Payment** | **Flood Coverage Amount** | **Flood Policy Active** | **Flood Coverage Adeq** | **Flood Map Panel** | **Flood Mapped Date** | **Flood Certificate Number** | **Flood Certificate Date** | **Flood Vendor Name** | **Flood Zone** | **Flood Community** | **Flood Contract Type** | **Flood Program Type** | **Hazard Policy Amount** | **Hazard Expiration Date** | **Hazard Insurer Name** | **Hazard Policy Number** | **Hazard Coverage Amount** | **Hazard Coverage Active** | **Hazard Coverage Adeq** | **Times 30 Days DQ on Prior Mortgage** | **Times 60 Days DQ on Prior Mortgage** | **Times 90 Days DQ on Prior Mortgage** | **Prior Bankruptcy Flag** | **Bankruptcy Filing Date** | **Prior Bankruptcy Chapter** | **Prior bankruptcy Discharge Date** | **Ever In Foreclosure** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Origination Lender** | **Late Charge Type** | **Late Charges Percent** | **APR** | **Temporary Buydown Flag** | **T4506 Income Supported** | **Total Subject Housing** | **Original P&I** | **PITI** | **T&I** | **HOA** | **Primary Housing Payment** | **Second Mortgage Payment** | **Months Reserves** | **Other Liens Payment** | **Silent Second Lien Flag** | **Second Lien Amount** | **Lease in Place 1007/Lease in file** | **Market Rents** | **Subject Rental Income** | **Approved DSCR** | **Investment/No Ratio DSCR** | **LLC Flag** | **LLC Name** | **Short Term Rental** | **Declining Market** | **Guarantor** | **Units** | **Borrower SSN** | **Co Borrower SSN** | **Tax Payment** | **Residual Income** | **Times 30 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 60 Days DQ on 12 Prior Months of Current Mortgage History** | **Times 90 Days DQ on 12 Prior Months of Current Mortgage History** | **Condo Project Classification** | **Default Note Rate Provision** | **MERS Number** |
| 300010121 | XXXXX | XXXXX |  |  | ATR/QM: Exempt |  |  |  |  |  | FULL | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed FHLMC | TRID |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | Not Applicable |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | FULL |  | No | No | 0 |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  | 1 |  |  | 0 | 0 | 0 | 3 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 1 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 | 3.998 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX |  | $XXX |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX |  | $XXX | $XXX | 1 | 0 | 0 |  |  | XXX |
| 300010109 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/RP |  |  |  |  |  | FULL | 2 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed FHLMC | TRID |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | FULL |  | No | No | 0 |  |  |  |  |  |  |  |  | 3 |  |  |  |  |  | 0 |  |  | 1 |  |  | 3 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 | 4.386 | No | Present | $XXX | $XXX | $XXX | $XXX |  | $XXX |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 2 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  |  | XXX |
| 300010123 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/RP |  |  |  |  |  | FULL | 3 | Not Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 40 Year Fixed FHLMC | TRID |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | FULL |  | No | No | 0 | Personal |  |  |  |  |  |  |  | 3 |  |  |  |  |  | 0 | 0 |  | 3 | 0 | 0 | 3 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Present |  |  | XXX |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 | 4.115 | No | Present | $XXX | $XXX | $XXX | $XXX |  | $XXX |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  |  | XXX |
| 300010103 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/RP |  |  |  |  |  | FULL | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed FNMA | TRID |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Not employed | XXX | XXX | XXX |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No | No |  |  | XXX |  |  |  |  |  |  | XXX | XXX |  |  | FULL |  | No | No | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 |  | 0 | 0 | 0 | 3 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 | 3.062 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  |  | XXX |
| 300010141 | XXXXX | XXXXX |  |  | QM: Safe Harbor |  |  |  |  |  | FULL | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed FNMA | TRID |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Self-Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | FULL |  | No | No | 0 | Business&Personal |  |  |  |  |  |  |  | 12 |  |  |  |  |  | 0 |  |  | 1 | 0 | 0 | 3 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 1 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 | 3.408 | No | Present | $XXX | $XXX | $XXX | $XXX | $XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX |  | $XXX | $XXX | 1 | 0 | 0 |  |  | XXX |
| 300010111 | XXXXX | XXXXX |  |  | QM: Safe Harbor |  |  |  |  |  | FULL | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed FNMA | TRID |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | XXX |  |  |  |  |  |  | XXX | XXX |  |  | FULL |  | No | No | 0 |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  | 0 | 0 |  | 0 | 0 | 0 | 3 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 | 2.667 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  |  | XXX |
| 300010127 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  | FULL | 3 | Not Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 15 Year Fixed FHLMC | Pre-TRID |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Retired/SSI | Employed |  |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | XXX |  |  |  |  |  |  | XXX | XXX |  |  | FULL |  | No | No | 0 |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  | 0 | 1 |  | 1 | 1 | 0 | 2 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 | 3.627 | No | Present | $XXX | $XXX | $XXX | $XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  |  |  |
| 300010145 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  | FULL | 3 | Not Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | FHA | 30 Year Fixed GNMA | TRID |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | XXX |  |  |  |  |  |  | XXX | XXX |  |  | FULL |  | No | No | 0 |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  | 2 |  |  | 1 | 0 | 0 | 3 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 4.000 | 4.738 | No | Present | $XXX | $XXX | $XXX | $XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  |  |  |
| 300010119 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  | FULL | 4 | Not Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed | TRID |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Retired/SSI |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | FULL |  | No | No | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | 0 | 0 | 0 | 3 | XXX | XXX |  |  |  |  | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX |  |  |  |  |  | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 | 4.183 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  |  |  |
| 300010135 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  |  |  | Approved |  | XXX |  |  |  | AssignedForReview |  |  | Pre-TRID |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX |  |  |  |  |  |  |
| 300010105 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  | FULL | 2 | Not Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed FNMA | TRID |  | 2 | XXX |  | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | Yes | Yes |  |  | XXX |  |  |  |  |  |  | XXX | XXX |  |  | FULL |  | No | No | 0 |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  | 2 | 2 |  | 0 | 0 | 0 | 2 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 | 4 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  |  |  |
| 300010117 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  |  |  | Approved |  | XXX |  |  |  | AssignedForReview |  |  | Pre-TRID |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX |  |  |  |  |  |  |
| 300010129 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  |  |  | Approved |  | XXX |  |  |  | AssignedForReview |  |  | Pre-TRID |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX |  |  |  |  |  |  |
| 300010139 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  | FULL | 5 | Not Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed FNMA | TRID |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | FULL |  | No | No | 0 | Personal |  |  |  |  |  |  |  | 0 |  |  |  |  |  | 0 | 0 |  | 1 | 0 | 0 | 1 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 |  | No | Present | $XXX | $XXX | $XXX | $XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  |  |  |
| 300010113 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  |  |  | Approved |  | XXX |  |  |  | AssignedForReview |  |  | Pre-TRID |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX |  |  |  |  |  |  |
| 300010107 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  | FULL | 4 | Not Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | VA | 30 Year Fixed GNMA | TRID |  | 2 | XXX | XXX | XXXXX | XXX | XXX | XXXXX |  |  |  |  |  |  | Retired/SSI | Retired/SSI |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  | XXX |  |  |  |  |  |  | XXX | XXX |  |  | FULL |  | No | No | 0 | Personal |  |  |  |  |  |  |  | 0 |  |  |  |  |  | 0 | 0 |  | 0 | 0 | 0 | 0 | XXX | XXX |  |  |  |  | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX |  | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 4.000 |  | No | Missing | $XXX | $XXX | $XXX | $XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 2 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  |  |  |
| 300010143 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  |  |  | Approved |  | XXX |  |  |  | AssignedForReview |  |  | Pre-TRID |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX |  |  |  |  |  |  |
| 300010133 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  | FULL | 3 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 15 Year Fixed FNMA | TRID |  | 1 | XXX |  | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | FULL |  | No | No | 0 | Personal |  |  |  |  |  |  |  | 0 |  |  |  |  |  | 1 | 0 |  | 1 | 0 | 0 | 1 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 |  | No | Present | $XXX | $XXX | $XXX | $XXX | $XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  |  |  |
| 300010125 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  |  |  | Approved |  | XXX |  |  |  | AssignedForReview |  |  | Pre-TRID |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX |  |  |  |  |  |  |
| 300010131 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  | FULL | 2 | Not Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 15 Year Fixed FNMA | TRID |  | 2 | XXX | XXX | XXXXX | XXX |  | XXXXX |  |  |  |  |  |  | Employed | Employed | XXX | XXX | XXX | XXX |  |  |  |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  | No | No |  |  | XXX |  |  |  |  |  |  | XXX | XXX |  |  | FULL |  | No | No | 0 | Personal |  |  |  |  |  |  |  | 0 |  |  |  |  |  | 2 | 0 |  | 0 | 0 | 0 | 3 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Emergency Program of NFIP | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 1 |  | XXX | Percentage Only | 5.000 | 3.266 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX | XXX | $XXX | $XXX | 0 | 0 | 0 |  |  |  |
| 300010115 | XXXXX | XXXXX |  |  | QM: GSE Temporary - QM/SH |  |  |  |  |  |  |  | Approved |  | XXX |  |  |  | AssignedForReview |  |  | Pre-TRID |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | $XXX | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX |  |  |  |  |  |  |
| 300010137 | XXXXX | XXXXX |  |  | QM: Safe Harbor |  |  |  |  |  | FULL |  | Not Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed FHLMC | TRID |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Employed |  | XXX | XXX |  |  |  |  |  |  | XXX | XXX |  |  |  |  |  |  |  |  |  |  | No |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | FULL |  | No | No | 0 |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  | 2 |  |  | 2 | 2 | 0 | 2 |  | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  |  |  |  |  |  |  |  | XXX | Percentage Only | 5.000 |  | No | Present | $XXX | $XXX | $XXX | $XXX |  |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  |  | XXX |
| 300010101 | XXXXX | XXXXX | XXX |  | ATR/QM: Exempt | XXX | XXX | XX/XX/XXXX |  |  | DSCR | 4 | Approved |  | XXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | Closed | Conventional | 30 Year Fixed | TRID |  | 1 | XXX | XXX | XXXXX |  |  |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | XXX |  |  |  |  |  |  | XXX |  |  |  | DSCR |  | No | No | 0 |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  | 0 | 0 |  | 0 | 0 | 0 | 3 | XXX | XXX |  |  | $XXX | $XXX | $XXX | XXX | XXX | XXX | XXX | XXX |  | XXX |  |  | Not Applicable |  |  |  |  |  |  |  |  | XXX | XX/XX/XXXX | XXX | XX/XX/XXXX | XXX | XXX | XXX | Life of Loan | Regular Regular | $XXX | XX/XX/XXXX | XXX | XXX | $XXX | 1 | 1 | 0 | 0 | 0 | No |  |  |  | No |  | 0 |  | 0 |  |  | 0 |  | XXX | Percentage Only | 5.000 | 5.353 | No | Not Applicable | $XXX | $XXX | $XXX | $XXX |  |  |  | XXX |  |  |  |  |  |  | XXX |  | No |  |  |  |  | 1 | XXX |  | $XXX | $XXX | 0 | 0 | 0 |  |  | XXX |

---

## Exhibit 99.15

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.15**

![](ex9915001.jpg)

PRET 2026-RPL1

&nbsp;&nbsp;Opus Capital Markets Consultants, LLC<br> Executive Narrative<br>

Opus Capital Markets Consultants, LLC

300 Tri-State International \| Suite 320

Lincolnshire, IL 60069<br> 224.632.1300 \| www.opuscmc.com

Opus Privileged and Confidential Public Page 1

**Executive Narrative**

**February 5, 2026**

**Performed by** 

**Opus Capital Markets Consultants, LLC**

**For** 

 **Pretium Partners, LLC**

The report summarizes the results of a due diligence review performed on a pool of 243 loans, of which were purchased by Pretium Partners, LLC ("Customer") from originators (the "Originator") who were previous clients of Opus Capital Markets Consultants, LLC ("Consultant") under a reliance letter, and for which the Originators provided Consultant with a data tape, from which, in each case, 100% of the loan population was chosen and loaded into the Paragon, OpusFirst and LauraMac underwriting software. Consultant performed a detailed compliance and credit review on two hundred thirty-one (231) loans and a compliance only review on twelve (12) loans.

The credit and compliance loans were underwritten in accordance with the lender guidelines in terms of Exhibit A and is identified as two (2) QM/Non-HMPL loans and two hundred twenty-nine (229) QM: Safe Harbor GSE Temporary loans. The twelve (12) compliance only loans were underwritten in accordance with the lender guidelines in terms of Exhibit B.

<u>EXHIBIT A</u>

**Credit Review**

**Credit Qualification**

A re-underwriting review will be conducted in order to verify that the requisite underwriting guidelines as specified by Client are met. Confirmation of the loan terms will be performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;a) **Guidelines:** Determine whether each mortgage loan meets the requisite guideline requirements as
 specified by the Client. In lieu of specific requirements, Consultant should consider
 Regulation Z including Appendix Q if applicable. If the loan pre-dates the requirements
 of Regulation Z and Appendix Q, Consultant will consider Fannie Mae's Single-Family
 guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;b) **Employment:** Review the file documentation for minimum required level of employment, income and
 asset verifications pursuant to Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;c) **Income:** Recalculate borrower(s) monthly gross income and verify calculations of income as
 used by the original loan underwriter at origination to determine compliance with the
 Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;d) **Assets:** Confirm the presence of adequate asset documentation to comply with the Client provided
 underwriting guideline requirements for closing funds, reserves and borrower liquidity.

&nbsp;&nbsp;&nbsp;&nbsp;e) **Debt Ratio:** Recalculate the debt to income ratio and verify the ratio accuracy used by
 the loan underwriter at origination to determine compliance with Client provided underwriting
 guidelines and regulatory requirements.

Opus Privileged and Confidential Public Page 2

&nbsp;&nbsp;&nbsp;&nbsp;f) **Property Valuation:** Analyze all appraisals and alternative value tools used to qualify the
 loan for integrity of comparable sales, completeness of data, eligibility of the appraiser
 and reasonableness of estimated value. Review the appraisal to determine the appraisal(s)
 meet the requirements of Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;g) **Loan-to-Value Ratio:** Recalculate and verify the loan-to-value ratio and combined loan-to-value
 ratio were accurate at origination and meet Client provided underwriting guideline and
 regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;h) **Credit History:** Review the credit report to verify that the borrower(s) demonstrate adequate
 credit depth to comply with the Client provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;i) **Credit Scores**: Verify that borrower(s) meet minimum credit score requirements of the Client
 provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j) **Compensating Factors:** Verify exceptions to the Client provided underwriting guidelines are documented
 and reasonable.

**Document Review**

**Document Review**

A review of each loan file will be performed to confirm the presence of material documentation as applicable to the specifics of the loan transaction. The Document Review will consist of the following:<br>

**a) Collateral Docs**

● Title Commitment / Policy: Verify the presence of the title commitment or final title policy. Confirm vested parties and the description of the property, liens and tax assessments.

● Mortgage Note / Security Instrument: Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement are present and duly executed.

● Mortgage / Deed of Trust: Verify the presence of a copy Mortgage or Deed of Trust. Confirm that the documents have been executed by all required parties and that all riders, addendums and exhibits are present and duly executed. If the loan closed within 12 months of the review, Consultant will confirm the presence of a letter from the title company specifying the date the Mortgage / Deed Trust was sent for recording. If the closing did not occur within 12 months of the review and a copy of the recorded Mortgage /Deed of Trust is not contained in the loan file, the Client will submit a report from an independent document custodian verifying the presence of a recoded mortgage or a stamped / signed copy of the document stating the date the document was sent for recording.

● Conveyance Deed: Verify as applicable that a proper conveyance deed is present in the loan file. Confirm the proper transfer of ownership interest of the subject parties is detailed on the deed.

**b) Closing Docs**

● Final Hud-1 Settlement Statement: If required, verify the presence of a final HUD-1. Verify the completeness of required data and signatures or certification depending upon state compliance requirements.

● Final Truth-in-Lending Disclosure: If required, verify the presence of a final Truth-in-Lending Disclosure. Verify the completeness of required data and that all required signatures are present.

● Notice of Right to Cancel: If required based on the specifics of the loan transaction, confirm the presence and required execution of the Notice of Right to Cancel.

Opus Privileged and Confidential Public Page 3

● Loan Estimate: If required verify the presence of the current Loan Estimate (LE) at the time of origination

● Closing Disclosure: If required verify the presence of the current Closing Disclosure (CD) at the time of origination.

**c) Credit Docs**<br>

● Loan Application: Verify the presence and completeness of both the initial and final loan applications.

● Underwriting Worksheet: Verify the presence of the relative underwriting worksheet i.e. form 1008, FHA MCAW and VA's Loan Analysis.

● Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing requirements allowable per the Client provided underwriting guidelines.

● Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file contains a verification of rent or a verification of mortgage form.

● Letters of Explanation: When Letters of Explanation are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Gift Letters: When Gift Letters are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Income Documentation: Verify the presence of income and employment related documentation required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

● Asset Documentation: Verify the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

● Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third party valuation tools to satisfy the minimum required documentation under the relative Client provided underwriting guidelines.

● Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard and flood insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

**Regulatory Compliance**

Each mortgage loan file will be subject to a post-closing regulatory compliance review to verify that each mortgage loan closed in compliance with the applicable federal, state and local anti-predatory lending statutes in effect at the time of origination of the Mortgage Loan and that the loans meet the applicable disclosure requirements provided under (i) the federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026; (ii) Section 4 of the Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 24 C.F.R. Part 3500; (iii) the National Flood Insurance Act, (iv) the disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations; and (v) the disclosure requirements and prohibitions of the applicable state, county and municipal laws and ordinances enacted to combat predatory lending. The review is conducted using both Paragon and Compliance Ease.

Opus Privileged and Confidential Public Page 4

If applicable, the regulatory compliance review will be conducted in line with the most recently dated Structured Finance Association (SFA) TRID Compliance Review Scope.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Federal Truth in Lending Act/Regulation Z:** 

A review of the material compliance disclosures set forth in Reg Z, as amended, including the Truth in Lending Disclosure and the Notice of Right-to-Cancel, if applicable; and a review and comparison of the material disclosures with a report outlining any TILA violations. This includes a re-calculation of disclosed finance charge [§1026.18(d)], proper execution by all required parties [§1026.17(b)], principal and interest calculations [§1026.18(s)], payment stream(s), recalculation of disclosed APR [§1026.22], and a review to ensure disclosure differences are within the allowed tolerances [§1026.18(d) and §1026.23(g)]. A review of the Notice of Right to Cancel (§1026.15 / §1026.23): Review includes a verification of the transaction date and expiration date, ensures proper execution of the Notice of Right to Cancel by all required parties verifies the disbursement date and determines if a full 3-day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Federal Truth in Lending Act/ Regulation Z:** 

A review of the material compliance disclosures set forth in Reg Z, as amended, including the Truth in Lending Disclosure and the Notice of Right-to-Cancel, if applicable; and a review and comparison of the material disclosures with a report outlining any TILA violations. This includes a re-calculation of disclosed finance charge [§1026.18(d)], proper execution by all required parties [§1026.17(b)], principal and interest calculations [§1026.18(s)], payment stream(s), recalculation of disclosed APR [§1026.22], and a review to ensure disclosure differences are within the allowed tolerances [§1026.18(d) and §1026.23(g)]. A review of the Notice of Right to Cancel (§1026.15 / §1026.23): Review includes a verification of the transaction date and expiration date, ensures proper execution of the Notice of Right to Cancel by all required parties verifies the disbursement date and determines if a full 3-day rescission period was adequately provided to the borrower(s). Further, a review of proper rescission model form usage will be conducted in accordance with Circuit Court ruling methodology related to use of the H8 vs. H9 forms on same lender rescindable transactions. A condition must be placed if the transaction is a refinance by the original creditor and the borrower was provided the Form H-8 rescission notice. Opus will note in the condition whether or not there was a new advance that is subject to rescission per TILA/Regulation Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Business
 Days as Defined by Regulation Z

General business day is defined as the days on which a creditor's offices are open to the public for carrying on substantially all of its business functions excluding Sundays and holidays specified by §1026.2(a)(6). Specific business day is defined as all calendar days (Monday through Saturday) excluding Sundays and holidays specified by 5 U.S.C. 6103(a)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**c)** **MDIA (Mortgage Disclosure Information Act) - Applications Dated After 07/30/2009 and Prior to 10/03/2015):** <br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) Initial
 Delivery: Creditor must deliver the Initial Disclosures within 3 "general"
 business days of application

ii) No Pre-disclosure Fees: Creditor may not charge fees, other than credit report fee, prior to borrower receiving the Initial Disclosures

iii) 7 Day Waiting Period: Creditor must deliver the Initial Disclosures more than 7 "specific" business days prior to closing

iv) 3 Day Waiting Period: Creditor must issue revised disclosures if APR in initial disclosures becomes inaccurate. Closing may not occur until the 3rd "specific" business day after the consumer receives the corrected disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) APR
 on Final TIL: APR on Final TIL must be within tolerance 1/8 or ¼ of percent difference
 in APR based on regular or irregular payment stream.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**d)** **Home Ownership Equity Protection Act (HOEPA) testing, to include:** <br>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR
 test [HOEPA (§1026.32(a)(1))] ]

ii) If missing initial application, missing initial application date or missing rate lock confirmation results in inability to determine application date or rate set date for purposes of high cost / higher-priced mortgage loan testing, vendor will test based on: (1) a six-month window prior to closing date for missing application date; and (2) all dates between application and closing for missing rate set date. A condition should be set to identify that the application date or rate lock date is missing and that alternative (look-back) testing was utilized. Other evidence in the file (e.g. date of initial disclosures, rate lock expiration on GFE) may be relied upon to estimate application or rate set date but will be determined by the Client on a case by case basis.

Opus Privileged and Confidential Public Page 5

iii) Points and Fees test [HOEPA (§1026.32(a)(2))]

iv) Review of HOEPA disclosure (§1026.32(c)) for accuracy (i.e. payment stream, highest payment scenario; dates disclosed, dates acknowledged)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) Review
 and confirm documentation type (i.e. full, stated, no ratio)

vi) Review for evidence of prepayment penalty

vii) Verification of Debt to Income conformity, when necessary.

HOEPA (Section 32) loan coverage has been expanded to include purchase-money mortgages and open-end credit plans (i.e., home equity lines of credit or HELOCS), as well as the amendment of rate and points and fees threshold testing. Consultant system requirements have been updated to address the expansion of coverage as well as amendments to threshold testing. In addition, there is a homeownership counseling requirement to be verified for all covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**e)** **Federal Higher Priced Mortgage Loan Testing**, to include:

HPML(§1026.35(a)(1))] - A loan will be considered a Higher Priced Mortgage Loan if the APR exceeds the Average Prime Offer Rate by 1.50% or more percentage points on Conforming First Liens, 2.50% for Jumbo First Liens and 3.50% or more percentage points on Second Liens.

Escrow Requirement - Loans that fall under the guidelines of a Higher Priced Mortgage Loan (HPML) will require escrow accounts to be in place for the first five years of the transaction. A loan will be considered a Higher Priced Mortgage Loan based on the guidelines shown above (HPML Testing – APR)

HPML Appraisal Rule - An HPML designation also requires additional appraisal requirements. Requirements include:

● Three-day disclosure from application of the right to a free copy

● Written appraisal from certified or licensed appraiser

● Interior inspection

● Delivery of copies no later than three days prior to consummation

● If the property falls under the 'flipping' definition, a second appraisal is required and must document:

● The difference in the original sales price and the subsequent sales price

● Changes in market conditions

● Property improvements

There is additional responsibility for providing copies of ALL documentation used in the valuation of the property, not just the final appraisal, and requirements for full appraisals, versus other forms of valuations. System enhancements have also been made to require verification of documentation and acknowledgement by the reviewer of evidence supporting the new requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**f)** **RESPA/Regulation X** (Loans with an Application Date prior to 10/03/2015):

Each mortgage loan will be reviewed to ensure compliance with the January 1, 2010, or most current amendments to Regulation X. The RESPA/Regulation X review will consist of the following:

● Good Faith Estimate (GFE):

● Consultant will confirm compliance with current RESPA requirements in effect at origination of the Mortgage Loan including the presence of the current GFE form in effect at the time of origination.

● Verify the GFE was provided to the borrower(s) within three days of "Application".

● Application shall be defined by Regulation X and generally be considered complete when the following seven conditions are met:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Borrower(s)
 First and Last Name

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Borrower(s)
 Social Security Number (to enable the loan originator to obtain a credit report)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Subject
 Property Address (including "To Be Determined")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Mortgage
 Loan Amount Sought

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Estimation
 of Property Value

Opus Privileged and Confidential Public Page 6

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Monthly
 Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Any
 other requirement as defined in the lender's policies and procedures

● Consultant will verify that all Broker fees, including Yield Spread Premium ("YSP") were accurately disclosed and reflected in the appropriate locations.

● Fees will be reviewed to ensure they are reasonable and customary fees for the lender and title and escrow companies and that those fees were accurately disclosed on the GFE and were reflected in the proper location on the document.

● Analysis to determine whether a Changed Circumstance form is required to accompany each revised Good Faith Estimate (GFE)

● Change of Circumstance Definition:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Acts
 of God, war, disaster or other emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Information
 particular to borrower or transaction that was relied on in providing the GFE and that
 changes or is found to be inaccurate after GFE has been provided to borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. New
 information particular to the borrower or transaction that was not relied on in providing
 the GFE; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Other
 circumstances that are particular to borrower or transaction, including boundary disputes,
 need for flood insurance or environmental problems

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. In
 the event any of the above occurs, the loan originator is required to provide a new revised
 GFE to the borrower within 3 business days of receiving information sufficient to establish
 "changed circumstances" and document the reason the revised GFE was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Rate
 Locks: If the rate has not been locked by the borrower or a locked rate has expired,
 the charge or credit for rate chosen, adjusted origination charges, per diem interest
 and loan terms related to the rate may change. If borrower later locks the rate, a new
 GFE must be provided showing the revised rate-dependent charges and terms. All other
 charges and terms must remain the same as on the original GFE, except as otherwise provided
 above for "changed circumstances."

● Final HUD-1: Consultant will confirm compliance with current RESPA requirements in effect at origination of the Mortgage Loan including:

○ Confirm the presence of the current applicable Final HUD-1 form

○ Confirm the Final HUD-1 accurately lists all broker and YSP fees.

● Good Faith Estimate (GFE) and Final HUD-1 Analysis: Confirm compliance with current RESPA requirements in effect at origination of the Mortgage Loan including:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Analysis of Origination fees disclosed on the Good Faith Estimate (GFE) and those charged to the borrower(s) on the Final HUD-1 (no variance) - No variance for the following charges:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) Origination Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) Credit or Charge for Interest Rate Chosen

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) Adjusted Origination Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) Transfer Taxes

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) Analysis of Third-Party fees disclosed on the Good Faith Estimate (GFE) and those charged to the borrower(s) on the Final HUD-1 (10% tolerance) - 10% tolerance between GFE and actual charges at settlement for sum of following services:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) Lender-required settlement services (lender selects third-party provider);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) Lender-required services, title services and required title insurance, and owner's title insurance, when the borrower uses a settlement service provider identified by the loan originator; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) Government recording charges

● Analysis to confirm all fees are accurately reflected in the correct tolerance category on the Good Faith Estimate (GFE) and Final HUD-1

● Analysis to confirm lender accurately provided borrower adequate restitution in the event of tolerance violations and timelines for restitution/document correction were adhered to

● Analysis to confirm loan terms are accurately disclosed between the Good Faith Estimate (GFE) and Final HUD-1

● Analysis to confirm page 3 of the HUD-1 accurately reflects fees disclosed on the Good Faith Estimate (GFE) and Final HUD-1 <br>

Opus Privileged and Confidential Public Page 7

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**g)** **QM / ATR (Qualified Mortgage / Ability to Repay)** 

**QM/ ATR (qualified mortgage / ability to repay) dodd frank review (loans with application date on or after 01/10/2014) covers Legacy QM Rules (applications on or after 01/10/2014) – elective compliance date of Revised QM Rules (applications on or after 3/1/2021) and mandatory of Revised QM Rules (applications on or after 10/1/2022)**

**APOR – APR Test**

Consultant will perform and APOR – APR and initially classify loans as follows:

Safe Harbor – For a first lien loan, the APR does not exceed the APOR for a comparable transaction by 1.5 percentage points or more as of the date the interest rate is set.

Safe Harbor Rebuttable Presumption – For a first lien loan, APR exceeds the APOR for a comparable transaction by 1.5 percentage points or more but by less than 2.25 percentage points as of the date the interest rate is set.

Non-Qualified Mortgage – For a first lien loan, the APR exceeds the APOR for a comparable transaction by more than 2.25 percentage points as of the date the interest rate is set.

After perform the APOR – APR test, consultant will perform an Ability-to-Repay test based on the 8 verification steps and client provided underwriting guidies.

**Ability-to-Repay**

Supplier shall incorporate checkpoints for the ATR's eight verification steps for any origination QC work in accordance with 12 CFR 1026.43 (c). Supplier has the option to run ATR checks on any transactions subject to QM that falls outside the ability to meet QM guidelines, whether due to coverage exceptions or due to failing QM criteria. Thus, any transaction that is being tested for QM will also have the ability to be screened for ATR if the QM testing fails or the loan is exempt from QM.

As a part of any ATR check, consultant is required to verify all information within the scope of the eight verification steps before an ATR loan can pass:

● Income and assets

● Current employment status

● Monthly qualifying mortgage payment for the proposed loan

● Monthly qualifying mortgage payment for the simultaneous loan

● Monthly payment on the same property for payments for taxes, insurance and HOA, etc.

● Debts, alimony and child support

● Qualifying monthly DTI and residual income

● Credit history

If all the verifications are made and each of the eight topic areas is confirmed to agree with the representations made by the lender, and there are no credit exceptions to the lender's guidelines, the loan will pass the ATR test. If any of the conditions fail or the loan lacks the documentation to support the stated values in any of the areas, affected items will not be considered verified and the loan will be subject to failing the ATR test.

ATR results will be reported as QM Safe Harbor ATR-Pass, ATR-Fail; QM Rebuttable Presumption ATR-Pass, ATR-Fail; Non-QM ATR-Pass, ATR-Fail, or ATR-Exempt. This reporting is in addition to the existing credit and compliance related reporting by Supplier.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**h)** **Regulatory Compliance Disclaimer** 

Please be advised that Consultant will not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Consultant are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Consultant is relying in reaching such findings.<br>

Please be further advised that Consultant does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Consultant do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Consultant. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Consultant to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Consultant are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**i)** **Seasoning And Certain Compliance Exceptions** <br>

Pursuant to the applicable NRSRO criteria, Consultant graded certain compliance exceptions as non-material based on seasoning of the mortgage loan. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than recession, which are raised as a defense to foreclosure. Information contained in any Consultant reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

**TRID** 

1) TILA RESPA Integrated Disclosure Statement of Work

**Eligibility**

The following criteria are used in determining whether TRID applies:

● The Application Date is October 3, 2015, or later (the earlier of the date the broker or lender received the borrower's application).

● The Loan Purpose and Property Type includes a closed-end mortgage secured by real estate:

○ Purchase

○ Refinance (Cash Out or Rate Term)

○ Construction and Construction to Permanent Financing

○ SFR, 1-4 Unit, PUD, Condo and Coops (Coop may be excluded based on Client instructions)

● The Loan Purpose and Property Type does not include:

○ HELOCs

○ Reverse mortgages

○ Dwellings that are not attached to real property

○ Mobile homes, where the consumer does not own the land,

● For purposes of determination of Occupancy, TRID applies to loans for owner occupied, second home and vacant land.

● Opus will apply the standard exemptions from TILA, i.e., business purposes loans, loans for agricultural purposes and loans secured by five (5) or more units.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) Please be aware that TILA contains a TRID-specific exemption for certain subordinate lien loans for the purposes of various types of assistance programs such as down payment or closing cost, property rehabilitation, energy efficiency or foreclosure avoidance or prevention. Opus will not test such loans for TRID compliance.

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**Loan Estimate (″LE″)**

&nbsp;&nbsp;&nbsp;&nbsp;1. Initial
 LE

● Verification of compliance with timing requirements as to whether the Initial LE was delivered within three (3) business days from the Application Date. The Initial LE shall use the delivery date to calculate the earliest closing Consummation Date (no less than seven (7) business days from the delivery of the Initial LE). The delivery date is the date the creditor hand delivers the disclosures or places the disclosures in the mail, 1026.19(e)(1)(b) If the LE does not contain a signature line for the consumer's confirmation of receipt, then Opus will look for the "Loan Acceptance" statement under "Other Considerations" or other client-documented acknowledgement and borrower intent to proceed.

● Verification that the correct form is used and all sections of the Initial LE are completed (no blanks, "NA's" or incomplete sections) and the Initial LE is accurate as follows:

● Verification of the technical formatting of the LE is NOT included in the standard review. The formatting of the document is the responsibility of the document preparation source.

● General loan information and loan terms sections completed and formatting is accurate.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify
 loan term, purpose, and product descriptions follow the prescribed format.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify
 all applicants applying for credit, as disclosed on the application, are listed on the
 LE

● "Can this amount increase after closing?" and "Does the loan have these features" sections are completed and are accurate based on the terms disclosed on the LE.

● If rate is locked, were lock expiration date, time and time zone disclosed.

● Settlement charges good through date, time and time zone disclosed with minimum of 10 days during which borrower is permitted to shop knowing fees are locked during that timeframe.

● Projected Payments and Estimated Taxes, Insurance & Assessments sections are complete and accurate based on the loan terms and information known at the time of disclosure.

● The Closing Costs and Cash-to-Close sections are complete and accurate based on the information provided on page 2 of the LE.

● Fees disclosed properly (alphabetical order within Section with certain exceptions, and all title fees start with ″Title – ″) in Closing Cost Details section.

● It is recommended that an Itemization of Fees is provided for any fees disclosed as "Aggregate". It is quite difficult to determine if the fees are disclosed properly without this information.

● Any addenda found in file listing ADDITIONAL fees for sections other than Section C

● If Interest Only Payments, Optional Payments, Step Payments, or Seasonal Payments, is Adjustable Payment (″AP″) Table disclosed and accurate based on early disclosures in the file.

● If ARM or Step Rate, is Adjustable Interest Rate (″AIR″) Table disclosed and accurate based on the early disclosures in the file.

● The Comparison section is complete and accurate as follows:

● In 5 Years calculations for Total of Payments (TOP) and Total Principal Paid are accurate based on the terms and fees disclosed on page 1 and 2 of the LE.

● APR is accurate within tolerance based on the terms disclosed on the LE

● Total interest Percentage (TIP) is accurate based on the loan terms disclosed on the LE.

● Rounding rules verified as per 1026.37(o)(4).

● Other Considerations Section is complete

&nbsp;&nbsp;&nbsp;&nbsp;2. Revised
 LEs

If there has been a revision to the LE, validate that the Revised LE is provided within three (3) days of COC, BRC or interest rate lock. Review as necessary for sufficient information to establish one of the six (6) valid reasons to reset tolerance fees set forth in TRID:

○ Changed Circumstance affecting settlement charges

○ Change Circumstance affecting eligibility

○ Revisions requested by the consumer

○ Interest rate dependent charges

○ Expiration of the LE and

○ Delayed settlement date on a construction loan

○ Timing Requirement for LE 7 days prior to consummation <br>

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&nbsp;&nbsp;&nbsp;&nbsp;3. Determination
 of Final Binding LE

● Review and analyze each LE in file to determine final Binding LE. If there is a change in loan terms, change in interest rate or increase in charges subject to variances without valid reason for a Revised LE as set forth above, findings will be cited. If a Revised LE was issued without a valid reason, the previous valid LE would be considered the Binding LE for the purposes of comparison with the Closing Disclosure. [Also see Variance Tests and Closing Disclosure for COC/BRC events disclosed after issuance of Initial CD]

● Verification of compliance with timing requirements that there have been no loan estimates provided to the borrower after a Closing Disclosure has been delivered, and whether the Final LE was provided at least four (4) business days prior to the closing Consummation Date.

If the LE does not contain a signature line for the consumer's confirmation of receipt, then Opus will look for the "Loan Acceptance" statement under "Other Considerations" or other client-documented acknowledgement and borrower intent to proceed.

● Verification that the correct form is used and all sections of the Initial LE are completed (no blanks, "NA's" or incomplete sections) and the Initial LE is accurate as follows:

● Verification of the technical formatting of the LE is NOT included in the standard review. The formatting of the document is the responsibility of the document preparation source.

● General loan information and loan terms sections completed and formatting is accurate.

● Verify loan term, purpose, and product descriptions follow the prescribed format.

● Verify all applicants applying for credit, as disclosed on the application, are listed on the LE

"Can this amount increase after closing?" and "Does the loan have these features" sections are completed and are accurate based on the terms disclosed on the LE.

● If rate is locked, were lock expiration date, time and time zone disclosed.

● Settlement charges good through date, time and time zone disclosed with minimum of 10 days during which borrower is permitted to shop knowing fees are locked during that timeframe.

● Projected Payments and Estimated Taxes, Insurance & Assessments sections are complete and accurate based on the loan terms and information known at the time of disclosure.

● The Closing Costs and Cash-to-Close sections are complete and accurate based on the information provided on page 2 of the LE.

● Fees disclosed properly (alphabetical order within Section with certain exceptions, and all title fees start with ″Title – ″) in Closing Cost Details section.

● It is recommended that an Itemization of Fees is provided for any fees disclosed as "Aggregate". It is quite difficult to determine if the fees are disclosed properly without this information

Any addenda found in file listing ADDITIONAL fees for sections other than Section C

● If Interest Only Payments, Optional Payments, Step Payments, or Seasonal Payments, is Adjustable Payment (″AP″) Table disclosed and accurate based on early disclosures in the file.

● If ARM or Step Rate, is Adjustable Interest Rate (″AIR″) Table disclosed and accurate based on the early disclosures in the file.

● The Comparison section is complete.

● Rounding rules verified as per 1026.37(o)(4).

● Other Considerations Section is complete

&nbsp;&nbsp;&nbsp;&nbsp;4. Written
 List of Providers ("WLSP")

If the lender places fees in the Services You Can Shop For category, verify that the file contains a Written List of Providers provided to the borrower within three (3) business days of application. The WLSP must include at least one available provider for each service and state the consumer may choose a different provider for that service. If a written list of service providers is not provided, the fees will be treated as a 10% Tolerance fee but a finding for missing service provider list will be noted. If a written list of service providers is provided outside of three (3) days of the application date, the fees will be treated as a 10% Tolerance fee but a finding for a service provider list being provided outside of three (3) days from application will be noted.

&nbsp;&nbsp;&nbsp;&nbsp;5. Variance
 tests

Utilize one (1) of the following Variance Categories in performing variance tests:

**Zero Tolerance/Variance\*** - A finding will be cited if any charges increase from the Binding LE to the Final CD without COC or BRC. Such increases include:

● Fees paid to the lender, broker or an affiliate of either lender or broker [fees paid to an affiliate of the lender for services NOT required by the creditor are not subject to tolerance/variance per CFR 1026.19(e)(3)(iii)(E)];

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● Fees paid to an unaffiliated third party if the lender did not permit the borrower to shop for servicer; and

● Transfer taxes.

● Lender Credits

Any fees that increase on the CD and are paid at closing by someone other than the borrower (e.g. seller or other third party) should be treated as borrower-paid for purposes of the tolerance calculations in 12 CFR § 1026.19(e)(3)(i) – (iii). For example, if a $500 appraisal fee (for which the borrower could not shop) was disclosed on the LE as paid by the borrower or in part by the seller, and the fee subsequently increases to $750 on the CD, the $250 increase must be considered, and a tolerance refund of $250 will be due to the borrower unless the increase had been re-disclosed subject to a valid changed circumstance. However, if a fee is not disclosed on the LE, or only the portion that is borrower-paid is disclosed on the LE, there is no tolerance violation (a) if there is evidence in the file to show that the fee was intended to be paid by the seller in full or in part (e.g. fee is addressed in the purchase contract and the amount to be paid by the seller on the CD corresponds with the contract) or (b) if the fee is known to be a fee that is the responsibility of the seller (i.e. a transfer tax in which local law/regulation provides that the seller is responsible for the fee). Fees paid by the lender should be reviewed for compliance with 12 CFR § 1026.19(e)(3)(i) (i.e. fees that increase and are subject to an increased lender credit do not constitute a violation, but a decreased lender credit that was not re-disclosed subject to a valid changed circumstance is a violation and will require a refund).

**10% Tolerance/Variance\*** – A finding will be cited if the aggregate of the charges increase by more than 10% from the Binding LE to the Final CD without COC or BRC. If a fee/service is listed on the LE but not charged/reflected on the Final CD, the fee will be removed and not considered in calculating the 10% variance threshold pursuant to Comment 19(e)(3)(ii)-5. Such increases include:

● Recording fees; and

● Charges for third party services not paid to creditor or affiliate AND borrower permitted to shop for service but selects a provider on the creditor's Written List of Service Providers.

● Prepaid mortgage insurance will be treated as a 10% tolerance fee if it can be shopped for (and not identified as an affiliate), otherwise it will be treated as a zero tolerance fee.

● Client considers seller-paid fees or fees paid by third-parties as borrower-paid for the purposes of tolerance calculations in 12 CFR §1026.19(e)(3)(i) – (iii) as detailed in section (5) Variance tests (v)

No Tolerance/Unlimited – No finding will be cited if any of the charges change from the Binding LE to the Final CD, provided that the disclosed amount on the LE is based on information reasonably known to the creditor at the time of disclosure (disclosed in good faith), such as:

● Prepaid interest;

● Property insurance premiums;

● Impounds/Escrows;

● Charges for services required by the creditor but the borrower is permitted to shop for and borrower selects a third party provider not on the lender's Written Service Provider List; and

● Charges for third party services NOT required by the creditor (even if paid to an affiliate of the creditor).

**Notes of interest for "No Tolerance/Unlimited":** No finding will be cited if any of the charges change from the Binding LE to the Final CD, provided that the disclosed amount on the LE is based on information reasonably known to the creditor at the time of the disclosure (disclosed in good faith),

● Prepaid property taxes charged by local and state governments periodically will have no tolerance under the general 'best information reasonably available' standard unless otherwise instructed by the Client.

● As noted above, Opus will review the loan file for evidence the disclosure was not made in "Good Faith". "Good faith" means the creditor made the estimate based on the information reasonably available to them at the time the LE was provided. Absent such evidence, Opus will consider the disclosures made in "good faith". Two examples where a disclosure would be considered not made in "good faith" and a finding cited are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. The
 creditor requires homeowner's insurance but fails to include a homeowner's
 insurance premium; a finding will be added that the LE was not issued in good faith.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. The
 creditor knows the loan must close on the 15th of the month but estimates prepaid interest
 to be paid from the 30th of that month, a finding will be added that the LE was not issued
 in good faith.

● Review for documentation itemizing fees from the Binding LE to determine unrounded amounts of fees to use for performing tolerance testing only if a tolerance violation occurs. If no fee itemization is found, tolerance testing will be performed based on the information in the disclosures and a tolerance violation will be noted if applicable. Utilize fee information from closing instructions or a vendor compliance report, if the file contains the referenced support documentation.

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Additionally, if a documented valid COC or BRC occurs resulting in a change to loan terms, settlement charges or interest rate within four (4) business days of consummation, the variance test will be performed based on the revised amounts disclosed on the initial CD (or subsequent CD if change occurs after initial CD has been provided) provided that the change is related to the COC or BRC.

● For loans with no Interim LE and no COC or BRC occurring four (4) days prior to consummation, fees and charges on the CD are tested for compliance with permitted variances against fees disclosed on Initial LE.

● For loans with an Interim LE, the following procedures will be applied:

○ Review of each Interim LE and fees and charges on the CD are tested for compliance with variance thresholds against fees supported by a valid COC or BRC related to the charge that increases

● In cases where an Interim LE is issued with several fee increases, but only some are supported by or related to a valid COC or BRC, those fees which are not supported by or related to a valid COC, BRC or disclosed on an LE that was not provided timely (within three (3) business days of changed circumstance) will be tested for variance using the amounts disclosed in the Initial LE previously valid LE.

**Closing disclosure (″CD″)**

● Opus will conduct a general CD review and verify the following:

● Recommendation: Closing Disclosure provided at closing be marked "Final." Although this is not a requirement, marking the Closing Disclosure as Final will ensure a timely review.

● That the correct form is used and all sections of the CD are completed (no blanks or incomplete sections).

● Acknowledgement of receipt by all borrowers with a right to rescind under 1026.23 by verifying that each borrower with a right to rescind was provided with a copy of the CD. This could include the non-borrowing spouse. Acknowledgement is based on lender guidelines

● If the CD does not contain a signature line for the consumer's signature, Opus will look for the required alternative statement in "Other Disclosures" with the heading of "Loan Acceptance". While not required, Opus highly recommends that the client require the CD to be signed and dated by the consumer as it will ensure a timely review.

● If a subsequent CD is issued having changes to (a) the loan product which affects disclosed terms and loan information; (b) the addition of a prepayment penalty; or (c) an APR which exceeds the previously disclosed APR by more than 1/8 or ¼ of one percent on regular or irregular transactions, as the case may be for accuracy. Consultant will test that the borrower was given an additional three (3)-business day waiting period from the date of final pre-close CD with (a) the final loan product; (b) the prepayment penalty addition; or (c) the APR, and that the final pre-close CD has been received by borrower by consummation. APR reductions beyond these tolerances require the additional 3 day waiting period unless the overstated APR was based on an overestimated finance charge.

● On the interim and final pre-close CDs the following checks and limitations apply:

● Verification of the technical formatting of the CD is out of scope in the standard review. The formatting of the document is the responsibility of the document preparation source.

● Closing, Transaction and Loan Information sections have been completed with accurate information.

● Loan terms sections are completed.

○ Opus will verify loan term, purpose, and product descriptions follow the prescribed format.

○ Opus will verify all applicants applying for credit, as disclosed on the application, are listed on the LE

"Can this amount increase after closing?" and "Does the loan have these features" sections are completed accurately.

● Projected Payments and Estimated Taxes, Insurance & Assessments sections are completed accurately.

● Fees have been disclosed properly (alphabetically, correct buckets and all title fees start with ″Title – ″) in Closing Cost Details section.

● Any addenda found in file listing ADDITIONAL fees for sections other than Section C (Services You Can Shop For) is completed properly.

● Calculating Cash to Close table completed accurately.

● Summaries of Transaction section completed accurately

● Loan Disclosures section complete:

○ CD Assumption, Demand Feature, Negative Amortization, and Partial Payments sections completed properly (at least and only one box selected).

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○ Late Payment completed properly (terms disclosed and accurate per note).

○ Escrow Amount section completed properly (only one box selected and amounts disclosed).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Escrow
 Property Costs over Year 1 to be calculated per the payments scheduled to be made in
 a 1 year period after consummation (1026.38)(I)(7)(i)(A)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Non-Escrowed
 Property Costs over 1 Year to be calculated using either 11 or 12 months as determined
 by client. (1026.38)(I)(7)(i)(B)(1)

● If Interest Only, Optional Payments, Step Payments, or Seasonal Payments, is Adjustable Payment (″AP″) Table disclosed accurately.

● If ARM or Step, is Adjustable Interest Rate (″AIR″) Table disclosed accurately.

● Loan Calculations section complete and accurate.

○ Total of Payments is accurate per 1026.38(o)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Include
 fees in section A, B, and C that are paid by the borrower as well as the seller or other
 if those fees are customarily paid by the borrower.

○ Capture amounts disclosed in Loan Calculations section and test for TILA tolerance violations on disclosed APR and Finance Charge.

○ Total Interest Percentage (TIP) accurate with proper rounding.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Other
 Disclosures section complete with at least one choice selected as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Review
 for the creditor's selection of one of the two options in the Liability After Foreclosure
 section, but will not make an independent judgment whether or not the selection is correct
 for the property state. Only issue a condition if either no selection is made or if both
 selections are made.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Contact
 Information section is complete with information from each party of the transaction provided
 as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Rounding
rules verified as per 1026.38(t)(4). Rounding on all percentages except APR is percentages should be truncated so that a zero
is not disclosed in the last decimal place (7.250 should be rounded to 7.25).

**TRID Method of Receipt Of LE And CD**

Determine the method of receipt of the revised LE and CD and perform a compliance test with timing requirements. For purposes of the review and verification, the date the borrower is deemed to have received the disclosure(s) is based on any of the following methods:

● In Person: borrower signature date is used.

● Electronic\* - No Receipt Confirmation in File: three (3) business days from later of document issue date or proof of e-delivery date is used.

● Electronic\* - With Receipt Confirmation in File, date of receipt confirmation is used.

● Electronic\* - Delivery confirmation of an email, assuming the borrower(s) have consented to electronic delivery.

● Mail (USPS or other parcel delivery service) – No Receipt Confirmation in File: three (3) business days from later of document issue date or proof of mailing date is used. Delivery confirmation, i.e., confirmation that documents have been delivered to the borrower(s) door. Signature receipt by anyone other than the borrower(s) to the mortgage transaction constitutes evidence of delivery, not receipt, for the purposes of the receipt requirements.

Mail (USPS or other parcel delivery service) – With Receipt Confirmation in File: date of receipt confirmation is used. Delivery confirmation, i.e., confirmation that documents have been delivered to the borrower(s) door. Signature receipt by anyone other than the borrower(s) to the mortgage transaction constitutes evidence of delivery, not receipt, for the purposes of the receipt requirements. Unknown (unable to determine delivery method or unable to verify borrower received disclosures in any other method than by USPS Mail method): follow the USPS Mail delivery method of three (3) business days from the document issue date. As noted above, a signature by anyone other than the borrower(s) constitutes evidence of delivery and the method of receipt will be considered unknown, requiring an additional three (3) days from the date the non-borrower received the documents.

\*NOTE: If disclosures are sent electronically, a finding will be cited if there is no evidence in the file that the borrower consented to receive disclosures electronically. Default to the three (3) business day mail rule for delivery without the proper documentation of borrower consent.<br>

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**Other Recommended TRID Compliance Tests**

Apply the following additional compliance tests which were included in the recommended review scope resulting from the 2015 CFPB Amendments:

● Use of TRID forms prior to TRID effective date: a finding will be cited if the new TRID forms are utilized on a loan with an application received prior to the October 3, 2015 effective date.

● Use of TRID forms on loans not covered by TRID: a finding will be cited if the new TRID forms are utilized on loans not covered by TRID (i.e., HELOC, i.e. reverse mortgages, i.e. Chattel Dwelling loans (loans on mobile homes that are not also secured by the underlying real property or loans on houseboats).

● Your Home Loan Toolkit: a finding will be cited if the new Your Home Loan Toolkit Disclosure or evidence the disclosure was delivered or placed in the mail is not in the file or was not provided to the borrower within three (3) business days of application.

● Consummation Date: Consummation varies by applicable state law and the term is not often clearly defined. Accordingly, generally use the notary date. If there are multiple borrowers and they do not all sign the documents on the same day, then use the latest signature date.

● Post-Consummation Disclosures: TRID review scope will not include testing for compliance with the following post-consummation disclosures under TRID:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) Escrow Closing Notice; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) Mortgage servicing transfer and partial payment notices.

**Subsequent Changes After Consummation**

The following prescribed cures as set forth in section 1026.19 (f)(2)(iii) through (v) are acceptable for changes and corrections to the Final CD after consummation.

1026.19(f)(2)(iii) – Changes due to events occurring after consummation.

● If within 30 days of consummation, an event in connection with the settlement of the transaction occurs that causes the final CD to become inaccurate and such inaccuracy results in a change to an amount actually paid by the borrower(s) from the amount disclosed, test for evidence that a new, corrected CD is delivered or placed in the mail to the borrower within thirty (30) days of receiving information that an event occurred.

1026.19(f)(2)(iv) – Changes due to clerical errors.

● Non-numeric clerical errors, for the purpose of this scope document are any error not related to a disclosed dollar amount or percentage. Test for evidence a new, corrected CD is delivered or placed in the mail to the borrower within sixty (60) calendar days of consummation. Examples of non-numeric clerical errors include but are not limited to:

○ Corrections to the closing information section.

○ Corrections to the transaction information section.

○ Corrections to loan id # or MIC #.

○ Corrections to non-numeric identifiers in the Estimated Taxes, Insurance & Assessments section.

○ Corrections to the fee labels and/or order of fees.

○ Corrections to the location of the fee(s).

○ Corrections to missing cure language.

○ Corrections to the "Did This Change" section of Calculating Cash to Close.

○ Corrections to the Loan Disclosures section

○ Corrections to non-numeric items in the Escrow Account section.

○ Corrections to the Other Disclosures section.

○ Corrections to the Contact Information section.

● 1026.19(f)(2)(v) – Refunds related to the good faith analysis.

○ Test for evidence such as a copy of the refund check, a new corrected CD, and evidence the creditor delivered or placed in the mail to the borrower within sixty (60) calendar days of consummation.

A post-consummation CD is understood to be a re-issued CD with a Date Issued represented as the date the post-consummation CD was issued. Corrections to the final pre-close CD should not be accepted as a post-consummation CD noted in the prescribed cures above.

Errors on LE's and Interim CD's and numeric errors on final CD's do not have prescribed cures as per the regulation and therefore will not be reported as having been cured. The assessment of risk and decision to accept a finding that does not have a prescribed cure is the responsibility of the purchaser of the loan.

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**Additional Disclosures and Requirements:**

Consultant will confirm compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

● Servicing Transfer Disclosure (for applications prior to 10/03/2015):

○ Confirm the presence of the Servicing Transfer Disclosure form in file

○ Verify the Servicing Transfer Disclosure was provided to the borrower(s) within three general business days of "Application"

● Special Information Booklet (for applications prior to 10/03/2015)/ Home Loan Tool Kit (for applications on or after 10/03/2015):

○ Confirm the presence of the Home Loan Tool Kit is in file for covered loans.

○ Confirm the Home Loan Tool Kit is provided within three general business days of application

● Affiliated Business Disclosure

○ Confirm the presence of the Affiliated Business Disclosure in file in the event the lender has affiliated business arrangements

○ Confirm the Affiliated Business Disclosure provided within three general business days of "Application" (Consultant reviews for this disclosure to be provided within three general business days, as the lender will typically know at the time of application if borrower(s) will be referred to affiliates for provision of third party services)

○ Confirm the Affiliated Business Disclosure is executed.

● Initial Escrow Disclosure Statement

○ Confirm the presence of the Initial Escrow Disclosure Statement in file

○ Confirm the Initial Escrow Disclosure Statement was provided at closing or within 45 days after settlement

**Equal Credit Opportunity Act (Regulation B)**

● Confirm the lender has provided the borrower a disclosure of the right to receive a copy of appraisals within three (3) business days of application. This disclosure requirement may be met by disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

● Confirm that the lender has provided (delivered) copies of appraisals and all other written valuations (as disclosed to the borrower on the HUD-1 and/or contained in the Mortgage Loan File) to the borrower at least three (3) business days prior to consummation Opus uses the following test: Was appraisal/valuation documentation processed at least 6 days prior to account opening/ consummation date (3 day rule plus 3 days mailing time)?

● For a borrower that has waived the 3-business day disclosure requirement, confirm that the borrower has either (1) signed the waiver at least three (3) business days prior to consummation or (2) has signed an acknowledgment that the waiver occurred at least three (3) business days prior to consummation. Additionally, confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**Fair Credit Report Act (Regulation V)**

● Confirm that the lender has provided the borrower the risk-based pricing notice (as required by 12 CFR § 1022.73) or credit score disclosure (as required by 12 CFR § 1022.74(d)), as applicable; (a) If the lender has provided the risk-based pricing notice, confirm the disclosure was provided before consummation, but not earlier than the approval decision was communicated to the consumer; and (b) If the lender has provided the credit score disclosure, confirm the disclosure was provided before consummation.

● Confirm that the lender has provided a copy of the disclosure of credit score and the Notice to Home Loan Applicant (as required by 15 U.S.C. § 1681g) before consummation.

**High-Cost, State & Local Anti-Predatory Regulations** 

In addition to federal thresholds, Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW.

● Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

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● California Anti-Predatory Lending Statute, Cal. Fin. Code § 4970 et seq.

● California Higher-Priced Mortgage Loan Statute, Cal. Fin. Code §4995 et seq.

● Colorado Consumer Equity Protection Act, Colo, Rev. Stat. § 5-3.5-101 et seq. .

● Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a- 746 et seq., as amended from time to time.

● Connecticut Nonprime Home Loans Statute, Conn. Gen. Stat. §§ 36a-760 et seq. (as originally enacted and as amended by Senate Bill 949).

● District of Columbia Home Loan Protection Act, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg § 2000.1 et seq.

● Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (for loans closed before July 1, 2014).

● Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

● Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq.

● Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code §345.10 et seq.

● Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003) codified at 815, ILCS §§ 137/5 et seq., and as amended by SB 1692 (2012), effective January 10, 2014.

● Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

● City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

● Cook County, Illinois, Anti-Predatory Lending Ordinance, Cook County Code of Ordinances § 34-341.

● Cook County, Illinois, Anti-Predatory Lending Pilot Program, Illinois House Bill 4050 (2005).

● Indiana Home Loan Practices Act, as amended by HB 1179 (2005), Ind. Code § 24-9-1 et seq.

● Section 16a-3-308a of the Kansas Consumer Credit Code, Kan. Stat. Ann. §16a.101 et seq.

● Kentucky Anti-Predatory Lending Statute, Ky. Rev. Stat. § 360.100 et seq.

● Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages (for loans closed prior to September 27, 2011), Me. Rev. Stat. Ann. Tit. 9-A, §§ 8-103(1); 8-206(8);8-206A, as amended by Legislative Documents 1869 (2007), 2125 (2008) and 1439 (2009).

● Maine Consumer Credit Code - Truth-in-Lending, (for loans closed on or after September 27, 2011), Me. Rev. Stat. Ann. tit. 9-A, §§ 8-501 et seq., as amended from time to time.

● Maryland Commercial Law, Md. Code Ann., Com. Law §§ 12-124.1; 12-127; 12- 409.1; 12-1029.

● Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Cod <u>e</u> Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. <u>Code</u> Regs. §§ 09.03.06.01 et seq.

● Massachusetts High-Cost Mortgage Regulations, 209 CMR Parts 32 and 40, as amended from time to time.

● Massachuset <u>ts Pr</u> edatory Home Loan Practices Act, M.G.L. Chapter 183C, §§ 1 et seq.

● Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

● Massachusetts Mortgage Lender and Broker Regulations, 940 CMR §800 (15-17).

● Massachusetts Regulations for Higher Priced Mortgage Loans, 209 CMR §§ 32.00 et.seq., as amended from time to time.

● Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

● Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

● Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et seq. (S.F. 2988 (2002)), as amended by House File 1004 (2007) and Senate File 988 (2007).

Opus Privileged and Confidential Public Page 17

● Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat § 45-702 et seq.

● Nevada Anti-Predatory Lending Law, Assembly Bill No. 284 (2003) and Amended by Assembly Bill No. 440 (2007), codified as NRS § 598D.010 et seq.

● New Jersey H <u>ome O</u> wnership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq., as amended from time to time.

● New Mexico Home Loan Protection Act, Senate Bill 449 (Regular Session 2003), codified at NM Rev. Stat. § 58-21A-1 et seq. and as amended from time to time.

● New York High-Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

● New York High-Cost Home Loan Act, N.Y. Bank. L. Ch. 626., as codified in NY Bank. Law § 6-l, and as implemented by 3 NYCCR Part 41 as amended from time to time.

● New York Subprime Home Loans Statute, NY Bank. Law § 6-m.

● North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24- 10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a), as amended from time to time.

● Ohio Anti-Predatory Lending Statute, HB 386 as amended by Senate Bill 185 (2006), and as codified in various sections of the Ohio Code.

● Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as <u>imple</u> mented by Ohio Admin. Rules § 109 4-3-01 et seq.

● City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinan <u>ce</u>, <u>Ord</u> inance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.

● Summit County, Ohio, Anti-Predatory Lending <u>Ordina</u> nce, Ordinance No. 2004- 618, Muni. Code §§ 201.01 et seq.

● Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003), as codified in various sections of Title 14A of the Oklahoma Consumer Credit Code.

● Oklahoma High <u>er-</u> Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

● Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

● Rhode Island Home Loan Protection Act, R.I. Gen. L. 34-25.1-2 et seq, as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

● City of Providence, Rhode Island, Anti-Predatory Lending Ordinance, Chapter 2006-33, Ordinance No. 245.

● South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

● Tennessee Home Loan Protection Act, Tenn. H.R. 3597 (2006), as codified at Tenn. Code Ann. §§ 45-20-101 et seq.

● **Texas High-Cost Home Loan Statute, Tx. Fin. Code Ann. § 343.201 et seq.** 

● Section 50(a)(6), Article XVI of the Texas Constitution

● Section 50(f)(2), Article XVI of the Texas Constitution

● Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61-2c-102 et seq.

● Utah High-Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

● Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

● Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422; 6.1-428.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after July 1, 2003 to September 30, 2010, as amended), Va. Code Ann. §§ 6.1-411, 6.1-422.1, 6.1-425.1 and 6.1-425.2.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after October 1, 2010), Va. Code Ann. §§ 6.2-1600 et seq., as amended from time to time.

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● Virginia Senate Bill 797 (2008), effective July 1, 2008 (uncodified).

● West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17 et seq.

● Wisconsin Responsible High-Cost Mortgage Lending Act, Wis. Stat. § 428.202, as implemented by Wis. Admin. Code DFI-Bkg 46.01 et seq.

**Flood Insurance Testing**

**National Flood Insurance Program (NFIP)**

Each mortgage loan will be reviewed to ensure adherence to flood insurance coverage requirements as outlined under the NFIP, including identification of flood zones and subsequent policy documentation for evidence of adequate coverage amounts.

**Homeowner's Flood Affordability Act (HFIAA)**

Each mortgage loan made by an FDIC-supervised institution or servicer acting on its behalf shall require the escrow of all premiums and fess for flood insurance for any designated loan secured by residential improved real estate or a mobile home, made, increased, extended or renewed on or after January 1, 2016.

Frequency – Payable with same frequency as payments designated for the loans

Exceptions

● Loan is an extension of credit primarily for business, commercial or agricultural purposes

● Loan is in a subordinate position to a senior lien secured by the same residential improved real estate or mobile for which the borrower has obtained flood insurance

● Flood Insurance coverage for the residential real estate is provided by a policy that

&nbsp;&nbsp;&nbsp;&nbsp;a. Meets
 requirements

&nbsp;&nbsp;&nbsp;&nbsp;b. Provided
 by a condominium association, cooperative or other applicable group and

&nbsp;&nbsp;&nbsp;&nbsp;c. The
 premium for which is paid by the condominium associate, cooperative, homeowners association,
 or other group as a common expense.

**Misrepresentation and Third-Party Review**<br>

Validate that fraud reports and independent third-party property valuations reports are in the file. The review will consist of the following:

1) Misrepresentation Review and Valuation Review

Review on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation. The Misrepresentation may include the following:<br>

● Signatures: Validate signature consistency across documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable efforts to validate the consistency of signatures across documents.

● Alerts: Assess credit report alerts for accuracy and potential issues.

● Social Security Numbers: Compare SSN(s) across all file documents.

● Document Integrity: Review for apparent alterations to loan documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable review of alterations to the loan documents.

● Data Consistency: Review the documents contained in the loan file for consistency of data.

● Third Party Fraud Tools: To the extent a third party fraud tool is contained in the loan file, the Consultant will ensure high level or critical warnings are reviewed and addressed.

Opus Privileged and Confidential Public Page 19

**Independent Third-Party Values**

Review each loan to determine whether a third party valuation product was required and if required, that the third party product value was compared to the original appraised value to identify a value variance and apply the appropriate rating agency grade after reviewing the required valuation products. i) Consultant will perform the following steps.

● Property is complete

● Value is based on as-is condition or provides satisfactory completion of all material conditions including inspections, licenses, and certifications (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

● Property is described in average or better condition

● No apparent appraiser independence violation statements

● Appraisal addresses any adverse comments

● Appraisal is completed on appropriate GSE Forms

● Appraisal contains required attachments.

● Appraiser was appropriately licensed at the time the appraisal was signed

If the valuation vendor des not supply the updated valuation product directly to the Consultant, the Client will authorize the valuation vendor to issue an attestation with sufficient information for the Consultant to determine the correct valuation product was utilized to verify the accuracy of the origination appraisal.

Value Review Disclaimer

● The individuals performing the above procedures are not person providing valuations for the purpose of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraiser under Federal or State law, and the services being performed do not constitute appraisal reviews for the purposes of USPAP or Federal or State law.

● Opus makes no representation or warranty as to the value of the mortgaged property, notwithstanding that Opus may have reviewed the valuation information for reasonableness.

● Opus is not an Appraisal Management Company ("AMC") and therefore does not opine on the actual value of the underlying property.

● Opus is not a creditor within the meaning of the Equal Credit Opportunity Act ("ECOA") or other lending laws and regulations, and therefore Opus will not have and communications with or responsibility to any individual concerning property valuations.

**Properties in FEMA declared disaster zones.**

If a FEMA declared disaster occurs after the inspection date on the appraisal, Consultant will review the file to determine if an exterior inspection to ensure:

● No apparent damage to the property

● Property appears to be occupied

**Data Compare**<br>

Client will provide a data tape with the following data fields and Consultant will compare the field to the applicable source document and report any variance

● Appraised Value

● CLTV

● DTI

● FICO

● Interest Only

● Interest Rate

● Loan Term

● Loan Purpose

● LTV

● Occupancy

● Original Balance

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● Property Address

● Property City

● Property State

● Property Type

● Sales Price

● Second Mortgage Lien Amount

● Self Employed

● Units

● Zip Code

● Loan Type

● QM Status

**Rating Agency Grading Criteria**<br>

**Fitch Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Fitch in their current industry publications as updated from time to time.<br>

**Moody's Investor Services Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Moody's in their current industry publications as updated from time to time.<br>

**Kroll Bond Rating Agency LLC Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Kroll in their current industry publications as updated from time to time.<br>

**S&P Global Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Standard & Poor's in their current industry publications and updated from time to time.<br>

**DBRS Morningstar Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by DBRS in their current industry publications and updated from time to time.

**Opus Grading Criteria**<br>

1) Opus Grading Criteria

Grading shall be provided for each exception, each exception category and holistically for each loan. The following grading is not intended for securitization reviews and Opus will not issue a Rating Agency Narrative, Reliance or Form ABS Due Diligence 15E if Client elects to utilize the following grading criteria. The methodology for the application of grading is defined by Opus and updated from time to time shall be determined as follows:<br>

**Opus Credit Grades** 

● Level 1 Credit Grade Definition: Loan was originated in accordance with the mortgage loan originator underwriting guidelines without exception.

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● Level 2 Credit Grade Definition: Loan was originated in substantial compliance with the originator's underwriting guidelines and there are sufficient compensating factors for any exceptions.

● Level 3 Credit Grade Definition: Loan was not originated in substantial compliance with the originator's underwriting guidelines and there are insufficient compensating factors for the exceptions or is missing material documentation.

**Opus Property Grades** 

● Level 1 Property Grade Definition: Property value appears to be within 10% of original appraised amount and there are no material deficiencies in the appraisal process.

● Level 2 Property Grade Definition: Property value appears to be within 10% of original appraised amount, but minor issues in the appraisal process were identified.

● Level 3 Property Grade Definition: Property value does not appear to fall within 10% of the original appraised value and/or material deficiencies exist with respect to the appraisal process or the file is missing material documentation.

**Opus Compliance Grades**<br>

● Level 1 Compliance Grade Definition: Loan complies with all applicable laws and regulations reviewed under the applicable scope of work.

● Level 2 Compliance Grade Definition: There are minor issues regarding legal and/or regulatory compliance but such issues do not represent risks to the enforceability of the borrower's obligation under the loan documents and will not result in assignee liability to the investor.

● Level 3 Compliance Grade Definition: Loan is not in compliance with laws and regulations reviewed under the applicable scope of work or the loan is missing material documentation.

**REDACTED INFORMATION**<br>

● Borrower Name

● Co-Borrower Name

● SSNs

● Property Address, City, County, MSA, Zip

● Mailing Address

● Account Number, including Originator and Servicer Loan Number

● Origination Date

● Names of Borrowers or any other Individuals

● Company and Entity Names

● Financial Institution Names

● Job Position Titles

● Any Address

● Any Location Information (other than state), including City, County, MSA and Zip

● Account Numbers of any type

● Insurance Claim Numbers

● Insurance Policy Numbers

● Foreclosure Action dates and Case Numbers

● Bankruptcy Action dates and Case Numbers

● Any reference that would allow the identification of the location of a property (e.g. neighborhood, body of water, schools, major highways)

Opus Privileged and Confidential Public Page 22

**EXHIBIT B**

**COMPLIANCE REVIEW SCOPE**

**Regulatory Compliance:** Each mortgage loan file will be subject to a post-closing regulatory compliance review to verify that each mortgage loan closed in compliance with the applicable federal, state and local anti-predatory lending statutes in effect at the time of origination of the Mortgage Loan and that the loans meet the applicable disclosure requirements provided under the federal Truth in Lending Act ("TILA"), as amended by HOEPA, 15 U.S.C. § 1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 226; (ii) the disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations; and (v) the disclosure requirements and prohibitions of the applicable state, county and municipal laws and ordinances that were enacted to combat predatory lending including:

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| | |
|:---|:---|
| ✓ | Violations of the Federal Truth in Lending Act/ Regulation Z: Includes a review of the material compliance disclosures set forth in the Truth in Lending Disclosure and the Notice of Right to Cancel, if applicable. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Review of the Final TIL for the following: Re-calculation of disclosed finance charge, Proper execution by all required parties, Principal and interest calculations, Payment stream(s), Recalculation of disclosed APR. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Review of the Notice of Right to Cancel: Verification of the transaction date, Verification of the expiration date, Proper execution of the Notice of Right to Cancel by all required parties, Verification of disbursement date. |

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✓ Review of the Final HUD-1: Verification of prepaid finance charges, Verification of interest per diem and/or disbursement date, Proper execution, if applicable.

✓ Section 32/HOEPA. Review includes but is not necessarily limited to:

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| | |
|:---|:---|
| ![](ex9915002.jpg) | APR test |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | HPML test |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Points and Fees test |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Review of Section 32 disclosure for accuracy (i.e. payment stream, highest payment scenario; dates disclosed, dates acknowledged) |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Review and confirm documentation type (i.e. full, stated, no ratio) |

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|:---|:---|
| ![](ex9915002.jpg) | Review for evidence of prepayment penalty |

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|:---|:---|
| ✓ | High Cost - State & Local Anti-Predatory Regulations: In addition to federal thresholds, the Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW: |

---

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq. |

---

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| | |
|:---|:---|
| ![](ex9915002.jpg) | California Anti-Predatory Lending Statute, Cal. Fin. Code § 4970 et seq. |

---

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq. and as amended by Senate Bill 216 (2007) and House Bill 1322 (2007). |

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|:---|:---|
| ![](ex9915002.jpg) | Colorado Consumer Credit Code, Colo. Rev. Stat. 5-1-101 et seq. |

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Opus Privileged and Confidential Public Page 23

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|:---|:---|
| ![](ex9915002.jpg) | Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible Lending and Economic Security Act, Conn. House Bill 5577 (2008). |

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|:---|:---|
| ![](ex9915002.jpg) | District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. |

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|:---|:---|
| ![](ex9915002.jpg) | Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53) |

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|:---|:---|
| ![](ex9915002.jpg) | Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003). |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois SB 1167 (2007). |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Indiana Home Loan Practices Act, Ind. Code § 24-9-1 et seq. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Section 16a-3-308a of the Kansas Consumer Credit Code, Kan. Stat. Ann. § 16a-1-101 et seq. 16. Kentucky Anti-Predatory Lending Statute, Ky. Rev. Stat. § 360.100 et seq. and as amended by Kentucky House Bill 552 (2008). |

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|:---|:---|
| ![](ex9915002.jpg) | Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann. §§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007). |

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|:---|:---|
| ![](ex9915002.jpg) | Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009). |

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|:---|:---|
| ![](ex9915002.jpg) | Massachusetts High Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387 (2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183(C). |

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|:---|:---|
| ![](ex9915002.jpg) | Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq. |

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|:---|:---|
| ![](ex9915002.jpg) | Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008). |

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|:---|:---|
| ![](ex9915002.jpg) | Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Nevada Anti-Predatory Lending Law, Nev. Rev. Stat. § 598D.010 et seq. and as amended by AB 440. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | New Mexico Home Loan Protection Act, N.M. Stat. Ann. § 58-21A-1 et seq. and as amended by Senate Bill 342 (2009). |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | New York High Cost Home Loan Regulations, 3 NYCCR Part 41 (2001). |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | New York High Cost Home Loan Act, N.Y. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008). |

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|:---|:---|
| ![](ex9915002.jpg) | North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a) and as amended by House Bill 1817 (2007). |

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Opus Privileged and Confidential Public Page 24

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Ohio Anti-Predatory Lending Statute, Ohio Rev. Code Ann. § 1.63 and as amended by S.B. 185. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003). |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended. |

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---

| | |
|:---|:---|
| ![](ex9915002.jpg) | Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., including the Emergency and Final Regulations. |

---

---

| | |
|:---|:---|
| ![](ex9915002.jpg) | South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq. |

---

---

| | |
|:---|:---|
| ![](ex9915002.jpg) | South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq |

---

---

| | |
|:---|:---|
| ![](ex9915002.jpg) | Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422, 6.1-428. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2. |

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---

| | |
|:---|:---|
| ![](ex9915002.jpg) | Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008. |

---

---

| | |
|:---|:---|
| ![](ex9915002.jpg) | Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202. |

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| | |
|:---|:---|
| ![](ex9915002.jpg) | West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq. |

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Opus Privileged and Confidential Public Page 25

**<u>Loan Details for credit and compliance loan</u>**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Purpose** |  |  |  |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |  |
| &nbsp;&nbsp;Cash out Refi | &nbsp;&nbsp;62 | &nbsp;&nbsp;26.84% |  |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;75 | &nbsp;&nbsp;32.47% |  |
| &nbsp;&nbsp;Rate / Term Refi | &nbsp;&nbsp;94 | &nbsp;&nbsp;40.69% |  |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**231** | &nbsp;&nbsp;**100.00%** |  |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Property Type** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;162 | &nbsp;&nbsp;70.13% |
| &nbsp;&nbsp;Co-op | &nbsp;&nbsp;Co-op | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.16% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.87% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;PUD | &nbsp;&nbsp;47 | &nbsp;&nbsp;20.35% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;10 | &nbsp;&nbsp;4.33% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;2 Family | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.16% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;3 Family | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;4 Family | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**231** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Occupancy** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;217 | &nbsp;&nbsp;93.94% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;Second Home | &nbsp;&nbsp;14 | &nbsp;&nbsp;6.06% |
| &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**231** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Product Type** | &nbsp;&nbsp;**Product Type** | &nbsp;&nbsp;**Product Type** | &nbsp;&nbsp;**Product Type** |
| &nbsp;&nbsp;Type | &nbsp;&nbsp;Type | &nbsp;&nbsp;Count | &nbsp;&nbsp;% of Pool |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;Fixed | &nbsp;&nbsp;231 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;ARM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**231** | &nbsp;&nbsp;**100.00%** |

---

Opus Privileged and Confidential Public Page 26

**<u>Tape Discrepancies for credit and compliance loan</u>**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Data Element** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**Accuracy** |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;8 | &nbsp;&nbsp;96.54% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;2 | &nbsp;&nbsp;99.13% |
| &nbsp;&nbsp;**Total Loan Population** | &nbsp;&nbsp;**231** |  |

---

**Multiple Loans to One Borrower:** TPR firm reviewed common identifiers for all loans in the population and confirmed there were no obligors with multiple loans in the pool.

**Property Inspection Waivers**: One hundred six (106) loans contained Property Inspections Waivers (PIW). 2055 Exterior Only Inspection Reports (105) and a 1075 Exterior Only Inspection Condo Report (1) were obtained as a secondary product to confirm the value indicated on the PIW. An initial grade property value grade of a "C" was assigned to the PIW loans. If the secondary product supported the value indicated on the PIW, a final property grade of a "B" was assigned.

**<u>Loan Grading Definitions</u>**

**<u>Credit</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp; A | &nbsp;&nbsp; A | &nbsp;&nbsp;Loan conforms to all applicable guidelines, no conditions noted |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp; B | &nbsp;&nbsp; B | &nbsp;&nbsp;Loan does not meet every applicable credit guideline. However, most of the loan characteristics are within the guidelines and there are documented and significant compensating factors |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp; C | &nbsp;&nbsp; C | &nbsp;&nbsp;The loan does not meet every applicable credit guideline, and most of the loan characteristics are outside of guidelines; or there are weak or no compensating factors |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp; D | &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Compliance</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;<br> The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations; however, minor evidentiary issue(s) exist |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

Opus Privileged and Confidential Public Page 27

---

| | |
|:---|:---|
| &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations and a benefit to the borrower is present and documented |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Property Valuation</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A &nbsp;&nbsp; A | &nbsp;&nbsp;Value is within a 10% variance of third party product. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B &nbsp;&nbsp; B | &nbsp;&nbsp;Meets all terms for an A, but property requires cosmetic or minor repairs that do not effect value or habitability |
| &nbsp;&nbsp;C &nbsp;&nbsp; C | &nbsp;&nbsp;Any of the following items: Origination value and third party valuation product value has a variance of 10% or greater, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;First Level Review Value is within a 10% variance to the original appraisal. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;First Level Review Value is greater than a 10% variance to the original appraisal but the second level review value is within 10% variance of the original appraised value. In addition, property requires cosmetic or minor repairs that do not effect value or habitability |
| &nbsp;&nbsp;C | &nbsp;&nbsp;Any of the following items: Second Level Review Value is greater than a 10% variance to the original appraisal, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

Opus Privileged and Confidential Public Page 28

**<u>Loan Review Findings</u>**

The following summarizes Consultant's initial and final loan securitization and event grades assigned to the final reviewed loan pool and reported in the Agency Grading Report dated February 4, 2026.

**Credit and Compliance Loan:**

---

| | | |
|:---|:---|:---|
| **Overall Grade Summary** | | |
| &nbsp;&nbsp;**Fitch NRSRO Grade** | <br>&nbsp;&nbsp;**# of Loans** | <br>&nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;120 | &nbsp;&nbsp;51.95% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;111 | &nbsp;&nbsp;48.05% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| **Compliance Grade Summary** |  |  |
| &nbsp;&nbsp;**Fitch NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;227 | &nbsp;&nbsp;98.27% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;1.73% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| **Credit Grade Summary** |  |  |
| &nbsp;&nbsp;**Fitch NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;229 | &nbsp;&nbsp;99.13% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.87% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| **Property Grade Summary** |  |  |
| &nbsp;&nbsp;**Fitch NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;125 | &nbsp;&nbsp;54.11% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;106 | &nbsp;&nbsp;45.89% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

Opus Privileged and Confidential Public Page 29

**Compliance Only Loan:**

---

| | | |
|:---|:---|:---|
| **Compliance Grade Summary** | | |
| &nbsp;&nbsp;**Fitch NRSRO Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;8 | &nbsp;&nbsp;66.67% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;4 | &nbsp;&nbsp;33.33% |

---

**<u>Loans Reviewed (243 Loans)</u>**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;767154 | &nbsp;&nbsp;477767 | &nbsp;&nbsp;723735 | &nbsp;&nbsp;302563 | &nbsp;&nbsp;950551 | &nbsp;&nbsp;449675 | &nbsp;&nbsp;595179 | &nbsp;&nbsp;360928 | &nbsp;&nbsp;807555 |
| &nbsp;&nbsp;582099 | &nbsp;&nbsp;652593 | &nbsp;&nbsp;802518 | &nbsp;&nbsp;462038 | &nbsp;&nbsp;619132 | &nbsp;&nbsp;424873 | &nbsp;&nbsp;969482 | &nbsp;&nbsp;265280 | &nbsp;&nbsp;803310 |
| &nbsp;&nbsp;181396 | &nbsp;&nbsp;641365 | &nbsp;&nbsp;164403 | &nbsp;&nbsp;895418 | &nbsp;&nbsp;667914 | &nbsp;&nbsp;871506 | &nbsp;&nbsp;582589 | &nbsp;&nbsp;724217 | &nbsp;&nbsp;961511 |
| &nbsp;&nbsp;519341 | &nbsp;&nbsp;209113 | &nbsp;&nbsp;436299 | &nbsp;&nbsp;983728 | &nbsp;&nbsp;554938 | &nbsp;&nbsp;455631 | &nbsp;&nbsp;979787 | &nbsp;&nbsp;481621 | &nbsp;&nbsp;210025 |
| &nbsp;&nbsp;271243 | &nbsp;&nbsp;354892 | &nbsp;&nbsp;194800 | &nbsp;&nbsp;758152 | &nbsp;&nbsp;327221 | &nbsp;&nbsp;990303 | &nbsp;&nbsp;791910 | &nbsp;&nbsp;225460 | &nbsp;&nbsp;243026 |
| &nbsp;&nbsp;808209 | &nbsp;&nbsp;970126 | &nbsp;&nbsp;938635 | &nbsp;&nbsp;478711 | &nbsp;&nbsp;715102 | &nbsp;&nbsp;655688 | &nbsp;&nbsp;270579 | &nbsp;&nbsp;423452 | &nbsp;&nbsp;830705 |
| &nbsp;&nbsp;683209 | &nbsp;&nbsp;975576 | &nbsp;&nbsp;549465 | &nbsp;&nbsp;930706 | &nbsp;&nbsp;107318 | &nbsp;&nbsp;109697 | &nbsp;&nbsp;112455 | &nbsp;&nbsp;115321 | &nbsp;&nbsp;880070 |
| &nbsp;&nbsp;943339 | &nbsp;&nbsp;102060 | &nbsp;&nbsp;126905 | &nbsp;&nbsp;115606 | &nbsp;&nbsp;849283 | &nbsp;&nbsp;209756 | &nbsp;&nbsp;911425 | &nbsp;&nbsp;121521 | &nbsp;&nbsp;761126 |
| &nbsp;&nbsp;917300 | &nbsp;&nbsp;806123 | &nbsp;&nbsp;304477 | &nbsp;&nbsp;767770 | &nbsp;&nbsp;575522 | &nbsp;&nbsp;216797 | &nbsp;&nbsp;662043 | &nbsp;&nbsp;482380 | &nbsp;&nbsp;511654 |
| &nbsp;&nbsp;125968 | &nbsp;&nbsp;569024 | &nbsp;&nbsp;869364 | &nbsp;&nbsp;809137 | &nbsp;&nbsp;436604 | &nbsp;&nbsp;548021 | &nbsp;&nbsp;205368 | &nbsp;&nbsp;928195 | &nbsp;&nbsp;398058 |
| &nbsp;&nbsp;130105 | &nbsp;&nbsp;671755 | &nbsp;&nbsp;247264 | &nbsp;&nbsp;858158 | &nbsp;&nbsp;289073 | &nbsp;&nbsp;381091 | &nbsp;&nbsp;460314 | &nbsp;&nbsp;472721 | &nbsp;&nbsp;341118 |
| &nbsp;&nbsp;414510 | &nbsp;&nbsp;855210 | &nbsp;&nbsp;953245 | &nbsp;&nbsp;551313 | &nbsp;&nbsp;535730 | &nbsp;&nbsp;985695 | &nbsp;&nbsp;122337 | &nbsp;&nbsp;577720 |  |
| &nbsp;&nbsp;795406 | &nbsp;&nbsp;380761 | &nbsp;&nbsp;906783 | &nbsp;&nbsp;721399 | &nbsp;&nbsp;687390 | &nbsp;&nbsp;768887 | &nbsp;&nbsp;301352 | &nbsp;&nbsp;286179 |  |
| &nbsp;&nbsp;394063 | &nbsp;&nbsp;677838 | &nbsp;&nbsp;840221 | &nbsp;&nbsp;366614 | &nbsp;&nbsp;768367 | &nbsp;&nbsp;771289 | &nbsp;&nbsp;611814 | &nbsp;&nbsp;199607 |  |
| &nbsp;&nbsp;902892 | &nbsp;&nbsp;833176 | &nbsp;&nbsp;400591 | &nbsp;&nbsp;482087 | &nbsp;&nbsp;328500 | &nbsp;&nbsp;648098 | &nbsp;&nbsp;760292 | &nbsp;&nbsp;491859 |  |
| &nbsp;&nbsp;995940 | &nbsp;&nbsp;404370 | &nbsp;&nbsp;863263 | &nbsp;&nbsp;372844 | &nbsp;&nbsp;382059 | &nbsp;&nbsp;452269 | &nbsp;&nbsp;579054 | &nbsp;&nbsp;232609 |  |
| &nbsp;&nbsp;159930 | &nbsp;&nbsp;520378 | &nbsp;&nbsp;237589 | &nbsp;&nbsp;165208 | &nbsp;&nbsp;800143 | &nbsp;&nbsp;870289 | &nbsp;&nbsp;868606 | &nbsp;&nbsp;716617 |  |
| &nbsp;&nbsp;969138 | &nbsp;&nbsp;496677 | &nbsp;&nbsp;359467 | &nbsp;&nbsp;177415 | &nbsp;&nbsp;895055 | &nbsp;&nbsp;775917 | &nbsp;&nbsp;644043 | &nbsp;&nbsp;595265 |  |
| &nbsp;&nbsp;348521 | &nbsp;&nbsp;418663 | &nbsp;&nbsp;130366 | &nbsp;&nbsp;128165 | &nbsp;&nbsp;255094 | &nbsp;&nbsp;911418 | &nbsp;&nbsp;605165 | &nbsp;&nbsp;309374 |  |
| &nbsp;&nbsp;948251 | &nbsp;&nbsp;571852 | &nbsp;&nbsp;500068 | &nbsp;&nbsp;368549 | &nbsp;&nbsp;395232 | &nbsp;&nbsp;777911 | &nbsp;&nbsp;231887 | &nbsp;&nbsp;394538 |  |
| &nbsp;&nbsp;808950 | &nbsp;&nbsp;798816 | &nbsp;&nbsp;434956 | &nbsp;&nbsp;717338 | &nbsp;&nbsp;835634 | &nbsp;&nbsp;163557 | &nbsp;&nbsp;219582 | &nbsp;&nbsp;640126 |  |
| &nbsp;&nbsp;439364 | &nbsp;&nbsp;265259 | &nbsp;&nbsp;378063 | &nbsp;&nbsp;798532 | &nbsp;&nbsp;894675 | &nbsp;&nbsp;927639 | &nbsp;&nbsp;483469 | &nbsp;&nbsp;673512 |  |
| &nbsp;&nbsp;533837 | &nbsp;&nbsp;932603 | &nbsp;&nbsp;929744 | &nbsp;&nbsp;762576 | &nbsp;&nbsp;820403 | &nbsp;&nbsp;174052 | &nbsp;&nbsp;716899 | &nbsp;&nbsp;374007 |  |
| &nbsp;&nbsp;458068 | &nbsp;&nbsp;203274 | &nbsp;&nbsp;737831 | &nbsp;&nbsp;899313 | &nbsp;&nbsp;794500 | &nbsp;&nbsp;175399 | &nbsp;&nbsp;440669 | &nbsp;&nbsp;661325 |  |
| &nbsp;&nbsp;383472 | &nbsp;&nbsp;623901 | &nbsp;&nbsp;251991 | &nbsp;&nbsp;693759 | &nbsp;&nbsp;131007 | &nbsp;&nbsp;662741 | &nbsp;&nbsp;305704 | &nbsp;&nbsp;774991 |  |
| &nbsp;&nbsp;504502 | &nbsp;&nbsp;742519 | &nbsp;&nbsp;305775 | &nbsp;&nbsp;175663 | &nbsp;&nbsp;263876 | &nbsp;&nbsp;481485 | &nbsp;&nbsp;355020 | &nbsp;&nbsp;760049 |  |
| &nbsp;&nbsp;821720 | &nbsp;&nbsp;787350 | &nbsp;&nbsp;440578 | &nbsp;&nbsp;133304 | &nbsp;&nbsp;887544 | &nbsp;&nbsp;979933 | &nbsp;&nbsp;609030 | &nbsp;&nbsp;422123 |  |
| &nbsp;&nbsp;654260 | &nbsp;&nbsp;752520 | &nbsp;&nbsp;358119 | &nbsp;&nbsp;423243 | &nbsp;&nbsp;345281 | &nbsp;&nbsp;935319 | &nbsp;&nbsp;405224 | &nbsp;&nbsp;358949 |  |
| &nbsp;&nbsp;225973 | &nbsp;&nbsp;979332 | &nbsp;&nbsp;581377 | &nbsp;&nbsp;591756 | &nbsp;&nbsp;720021 | &nbsp;&nbsp;579790 | &nbsp;&nbsp;283161 | &nbsp;&nbsp;825473 |  |

---

If you have any questions, please contact Uriah Clavier at Uriah.Clavier@opuscmc.com

Opus Privileged and Confidential Public Page 30

## Exhibit 99.16

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.16**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Alt ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 930706 | Closed | 2024-05-29 08:37 | 2024-06-07 15:10 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Open- - Due Diligence Vendor-05/31/2024 <br>Open- - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/29/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1750712 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 930706 | Closed | 2024-06-07 15:07 | 2024-06-07 15:07 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1803120 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 724217 | Closed | 2024-05-30 07:41 | 2025-11-03 10:29 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/31/2024 <br>Rescinded-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/30/2024 |  | Acknowledged-This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/31/2024 <br>Rescinded-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/30/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1757075 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 724217 | Closed | 2024-05-28 14:10 | 2024-06-07 17:17 | Acknowledged | 2 - Non-Material | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Acknowledged-Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX The Hazard Insurance effective date is after consummation date but before the Disbursement date. Any liability or issue that may potentially exist would fall on the original creditor and not necessarily fall on an assignee, as insurance coverage is in fact in place on the transaction, and provided that the coverage is sufficient. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2024 |  | Acknowledged-Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1747077 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 724217 | Closed | 2024-05-30 05:49 | 2024-05-31 09:10 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/30/2024 |  | Resolved-Document Uploaded. Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1756661 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 533837 | Closed | 2024-05-28 15:30 | 2024-06-12 12:04 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/12/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/12/2024 <br>Open- - Due Diligence Vendor-05/30/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/28/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/12/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/12/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1747868 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 533837 | Closed | 2024-06-12 12:00 | 2024-06-12 12:00 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/12/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/12/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1822517 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 159930 | Closed | 2024-05-29 06:18 | 2024-06-11 09:11 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/11/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/11/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/29/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/11/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1750042 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 159930 | Closed | 2024-06-11 09:07 | 2024-06-11 09:07 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/11/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/11/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1814953 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 305775 | Closed | 2024-05-29 10:28 | 2024-05-31 15:06 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Client provided 02/10/2021 COC to increase the appraisal fee. Condition cleared. - Due Diligence Vendor-05/31/2024 <br> Resolved- - Due Diligence Vendor-05/31/2024 <br> Ready for Review-Document Uploaded. Please see attached COC for the appraisal fee and the revised LE sent on XX/XX/XXXX. - Seller-05/31/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The appraisal fee increased on the CD dated XX/XX/XXXX without a valid COC. No Cure. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2024 | Ready for Review-Document Uploaded. Please see attached COC for the appraisal fee and the revised LE sent on XX/XX/XXXX. - Seller-05/31/2024 | Resolved-Client provided XX/XX/XXXX COC to increase the appraisal fee. Condition cleared. - Due Diligence Vendor-05/31/2024 <br> Resolved- - Due Diligence Vendor-05/31/2024 | XXXXXXXXXXXX XXXXXX - COC for Appraisal Fee.pdf<br> XXXXXXXXXXXX XXXXXX - Revised LE for Appraisal Fee.pdf |  |  | XX | Primary Residence | Purchase | NA | 1751762 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 305775 | Closed | 2024-05-29 10:28 | 2024-05-31 15:06 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Client provided 02/10/2021 COC to increase the appraisal fee. Condition cleared. - Due Diligence Vendor-05/31/2024 <br> Resolved- - Due Diligence Vendor-05/31/2024 <br> Ready for Review-Please see documents submitted for other condition - Seller-05/31/2024 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Loan Estimate, dated XX/XX/XXXX, reflects an appraisal fee of $XXX. Post-Closing CD dated XX/XX/XXXX reflects an appraisal fee of $XXX. The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $XXX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. Tolerance cure of $XXX to be provided within 60 days of discovery. This finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-05/29/2024 | Ready for Review-Please see documents submitted for other condition - Seller-05/31/2024<br>| Resolved-Client provided XX/XX/XXXX COC to increase the appraisal fee. Condition cleared. - Due Diligence Vendor-05/31/2024 <br> Resolved- - Due Diligence Vendor-05/31/2024 |  |  |  | XX | Primary Residence | Purchase | NA | 1751761 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 611814 | Closed | 2024-05-29 09:30 | 2024-10-01 11:26 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/29/2024 |  | Resolved-Document Uploaded. Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1751160 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 611814 | Closed | 2024-05-31 09:13 | 2024-05-31 09:13 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1765080 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 906783 | Closed | 2024-05-30 01:22 | 2024-05-31 09:40 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/30/2024 |  | Resolved-Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1756216 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 906783 | Closed | 2024-05-31 09:38 | 2024-05-31 09:38 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1765370 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 115606 | Closed | 2024-05-29 15:50 | 2024-06-07 14:39 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Resolved-Post incident inspection provided. No Damage Noted. - Due Diligence Vendor-06/07/2024 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/29/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Resolved-Post incident inspection provided. No Damage Noted. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX.pdf |  |  | XX | Primary Residence | Purchase | NA | 1754672 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 687390 | Closed | 2024-05-29 13:53 | 2024-06-04 15:15 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/29/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1753691 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 687390 | Closed | 2024-06-04 13:12 | 2024-06-04 13:12 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1783987 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 500068 | Closed | 2024-05-30 03:46 | 2024-06-04 15:21 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/30/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1756428 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 500068 | Closed | 2024-06-04 13:17 | 2024-06-04 13:17 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1784020 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 500068 | Closed | 2024-05-30 04:06 | 2024-05-31 12:08 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Client provided a Rate Lock dated 03/21/2021 for the increase in discount points. Condition cleared. - Due Diligence Vendor-05/31/2024 <br> Resolved-Resolved - Due Diligence Vendor-05/31/2024 <br> Ready for Review-Document Uploaded. The revised CD on XX/XX/XXXX was issued due to a pricing change due to a lock extension completed that same day. Please see attached Lock request/confirmation. - Seller-05/31/2024 <br> Open-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2024 | Ready for Review-Document Uploaded. The revised CD on XX/XX/XXXX was issued due to a pricing change due to a lock extension completed that same day. Please see attached Lock request/confirmation. - Seller-05/31/2024 | Resolved-Client provided a Rate Lock dated XX/XX/XXXX for the increase in discount points. Condition cleared. - Due Diligence Vendor-05/31/2024 <br> Resolved-Resolved - Due Diligence Vendor-05/31/2024 | XXXXXXXXXXXX XXXXX - XX/XX/XXXX Lock Confirmation.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1756483 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 500068 | Closed | 2024-05-30 04:06 | 2024-05-31 12:08 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Client provided a Rate Lock dated 03/21/2021 for the increase in discount points. Condition cleared. - Due Diligence Vendor-05/31/2024 <br> Resolved-Resolved - Due Diligence Vendor-05/31/2024 <br> Ready for Review-Please see documentation submitted for other condition. - Seller-05/31/2024 <br> Open-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Discount points on CD dated XX/XX/XXXX is $X,XXX.XX. Revised CD XX/XX/XXXX lists fee as $X,XXX.XX. Lender tolerance cure of $XXX.XX is required. Section J reflects $XX.XX tolerance cure that is insufficient as it was applied to the tolerance cure for the Discount points. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-05/30/2024 | Ready for Review-Please see documentation submitted for other condition. - Seller-05/31/2024<br>| Resolved-Client provided a Rate Lock dated XX/XX/XXXX for the increase in discount points. Condition cleared. - Due Diligence Vendor-05/31/2024 <br> Resolved-Resolved - Due Diligence Vendor-05/31/2024 |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1756482 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 368549 | Closed | 2024-05-29 14:36 | 2024-06-04 15:20 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/29/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Purchase | NA | 1754038 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 368549 | Closed | 2024-06-04 13:21 | 2024-06-04 13:21 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1784059 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 716617 | Closed | 2024-05-30 06:19 | 2024-06-04 15:23 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/30/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1756722 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 716617 | Closed | 2024-05-30 06:42 | 2024-06-04 09:39 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Shortfall | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) or Guaranteed Replacement Coverage is present - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. Attached is the Replacement Cost Estimator from XXXX showing that is the replacement cost. The policy was renewing a few weeks later, and attached is the renewal REC and Coverage information. (This is the refinance of an XXXXXX loan, and we have a hazard and flood insurance vendor (XXXXXX) that monitors coverage to ensure it is adequate.) - Seller-06/03/2024 <br> Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXX The hazard insurance policy in file reflected dwelling coverage of $XXXXXX. The loan amount is $XXXXXXX which leaves a shortage of hazard insurance coverage.<br> - Due Diligence Vendor-05/30/2024 | Ready for Review-Document Uploaded. Attached is the Replacement Cost Estimator from XXXX showing that is the replacement cost. The policy was renewing a few weeks later, and attached is the renewal REC and Coverage information. (This is the refinance of an XXXXXX loan, and we have a hazard and flood insurance vendor (Proctor) that monitors coverage to ensure it is adequate.) - Seller-06/03/2024 | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) or Guaranteed Replacement Coverage is present - Due Diligence Vendor-06/04/2024 | XXXXXXXXXXXX XXXX - Current RCE.pdf<br> XXXXXXXXXXXX XXXX - Renewal RCE.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1756818 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 716617 | Closed | 2024-06-04 09:34 | 2024-06-04 09:34 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1781772 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 716617 | Closed | 2024-05-30 06:19 | 2024-06-04 09:33 | Resolved | 1 - Information | Property | Missing Doc | Missing Appraisal (Property) | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-06/04/2024 <br> Open-Appraisal or other primary valuation product is missing DU required a 1004 appraisal to document appraised value. Lender obtained a Single Loan Waiver from XXXX with approved exception for an Appraisal Waiver. All lender compensating factors have been documented and validated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/31/2024 |  | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1756720 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 820403 | Closed | 2024-05-29 04:53 | 2024-06-06 14:48 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/06/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/29/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/06/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Purchase | NA | 1749850 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 820403 | Closed | 2024-06-06 14:40 | 2024-06-06 14:40 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/06/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/06/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1796985 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 481621 | Closed | 2024-05-30 08:52 | 2024-08-14 16:36 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. . - Due Diligence Vendor-05/30/2024 |  | Resolved-Document Uploaded. Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1757589 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 481621 | Closed | 2024-05-30 09:23 | 2024-06-03 10:03 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Client provided rate lock for each discount point fee increase. Condition cleared. - Due Diligence Vendor-06/03/2024 <br> Resolved- - Due Diligence Vendor-06/03/2024 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-06/03/2024 <br> Ready for Review-Document Uploaded. Your comments mention a revised CD on XX/XX/XXXX, however, there were no CDs issued with a XX/XX/XXXX date. Revised CDs were issued on XX/XX/XXXX and XX/XX/XXXX due to a pricing changes for a lock extensions. Please see lock confirmation with history of pricing changes and the corresponding CD issued. - Seller-05/31/2024 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Discount points on CD dated XX/XX/XXXX is $X,XXX.XX. Revised CD XX/XX/XXXX lists fee as $XX,XXX.XX. Section J reflects $XXX tolerance cure that is insufficient as it was applied to the tolerance cure for the Discount points. Lender tolerance cure of $X,XXX.XX is required. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2024 | Ready for Review-Document Uploaded. Your comments mention a revised CD on XX/XX/XXXX, however, there were no CDs issued with a XX/XX/XXXX date. Revised CDs were issued on XX/XX/XXXX and XX/XX/XXXX due to a pricing changes for a lock extensions. Please see lock confirmation with history of pricing changes and the corresponding CD issued. - Seller-05/31/2024 | Resolved-Client provided rate lock for each discount point fee increase. Condition cleared. - Due Diligence Vendor-06/03/2024 <br>Resolved- - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX XXXXXXXXXXXX - Lock Confirmation.pdf<br> XXXXXXXXXXXX XXXXXXXXXXXX - Revised Closing Disclosure XX/XX/XXXX.pdf<br> XXXXXXXXXXXX XXXXXXXXXXXX - Revised Closing Disclosure XX/XX/XXXX.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1757851 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 481621 | Closed | 2024-05-30 09:23 | 2024-06-03 10:03 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Client provided rate lock for each discount point fee increase. Condition cleared. - Due Diligence Vendor-06/03/2024 <br> Resolved- - Due Diligence Vendor-06/03/2024 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-06/03/2024 <br> Ready for Review-Please see information submitted for other condition. - Seller-05/31/2024 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. A Lender Credit for Excess Charges of ($XXX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2024 | Ready for Review-Please see information submitted for other condition. - Seller-05/31/2024<br>| Resolved-Client provided rate lock for each discount point fee increase. Condition cleared. - Due Diligence Vendor-06/03/2024 <br>Resolved- - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1757849 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 481621 | Closed | 2024-05-31 10:13 | 2024-05-31 10:13 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1765735 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 928195 | Closed | 2024-05-30 09:59 | 2024-06-04 15:17 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/30/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1758187 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 928195 | Closed | 2024-06-04 13:32 | 2024-06-04 13:32 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1784130 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 436604 | Closed | 2024-05-31 13:37 | 2024-06-04 15:14 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1767648 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 436299 | Closed | 2024-05-30 06:43 | 2024-06-07 14:41 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Resolved-Post incident inspection provided. No Damage Noted. - Due Diligence Vendor-06/07/2024 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/30/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Resolved-Post incident inspection provided. No Damage Noted. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1756823 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 833176 | Closed | 2024-05-30 03:53 | 2024-06-04 15:12 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/30/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1756445 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 263876 | Closed | 2024-05-30 09:23 | 2024-06-07 14:43 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Resolved-Post incident inspection provided. No Damage Noted. - Due Diligence Vendor-06/07/2024 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/30/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Resolved-Post incident inspection provided. No Damage Noted. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX.pdf |  |  | XX | Primary Residence | Purchase | NA | 1757847 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 263876 | Closed | 2024-05-30 09:37 | 2024-06-04 14:08 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Client provided rate lock and COC. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved- - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. Please see attached Lock Confirmation, COC, and Revised CD issued. - Seller-06/03/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The Loan Estimate, dated (XX/XX/XXXX), does not reflects a (Discount Point). (Post-Closing) CD dated (XX/XX/XXXX) reflects a (Discount Point) of ($XXXX). [The loan file did not contain a valid COC to support the increase.] No evidence of a tolerance cure was provided in file. A tolerance cure of ($XXXX) is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2024 | Ready for Review-Document Uploaded. Please see attached Lock Confirmation, COC, and Revised CD issued. - Seller-06/03/2024<br>| Resolved-Client provided rate lock and COC. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved- - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX XXXXXX - Lock Confirmation.pdf<br> XXXXXXXXXXXX XXXXXX - COC.pdf<br> XXXXXXXXXXXX XXXXXXX - Revised CD XX/XX/XXXX.pdf |  |  | XX | Primary Residence | Purchase | NA | 1757998 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 263876 | Closed | 2024-05-30 09:37 | 2024-06-04 14:08 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Client provided rate lock and COC. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved- - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Please see docs submitted for other condition. - Seller-06/03/2024 <br> Open-The Loan Estimate, dated (XX/XX/XXXX), does not reflects a (Discount Point). (Post-Closing) CD dated (XX/XX/XXXX) reflects a (Discount Point) of ($XXXX). [The loan file did not contain a valid COC to support the increase.] No evidence of a tolerance cure was provided in file. A tolerance cure of ($XXXX) is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2024 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - Due Diligence Vendor-05/30/2024 | Ready for Review-Please see docs submitted for other condition. - Seller-06/03/2024<br>| Resolved-Client provided rate lock and COC. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved- - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1757997 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 263876 | Closed | 2024-06-01 14:27 | 2024-06-01 14:27 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Finding graded B for S&P only and graded A for all other RAs. - Due Diligence Vendor-06/01/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Finding graded B for S&P only and graded A for all other RAs. - Due Diligence Vendor-06/01/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1771435 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 263876 | Closed | 2024-06-01 14:22 | 2024-06-01 14:24 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/01/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/01/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/01/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1771423 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 975576 | Closed | 2024-05-30 10:54 | 2024-06-03 06:07 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Client provided a COC for the appraisal fee increase. Condition cleared. - Due Diligence Vendor-06/03/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/03/2024 <br> Ready for Review-Document Uploaded. Please see attached Change of Circumstance and corresponding revised LE - Seller-05/31/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The Appraisal Fee increased on the PCCD dated XX/XX/XXXX without a valid COC. No Cure. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2024 | Ready for Review-Document Uploaded. Please see attached Change of Circumstance and corresponding revised LE - Seller-05/31/2024<br>| Resolved-Client provided a COC for the appraisal fee increase. Condition cleared. - Due Diligence Vendor-06/03/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX XXXXX - COC for Appraisal Fee.pdf<br> XXXXXXXXXXXX XXXXX - Revised LE for Appraisal Fee.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1758675 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 975576 | Closed | 2024-05-30 10:54 | 2024-06-03 06:07 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Client provided a COC for the appraisal fee increase. Condition cleared. - Due Diligence Vendor-06/03/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/03/2024 <br> Ready for Review-Please see documents submitted for other condition. - Seller-05/31/2024 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Initial Loan Estimate reflects an Appraisal Fee of $XXX.XX. Post-Closing CD reflects an Appraisal Fee of $XXX.XX. The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $XX.XX0 is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2024 | Ready for Review-Please see documents submitted for other condition. - Seller-05/31/2024<br>| Resolved-Client provided a COC for the appraisal fee increase. Condition cleared. - Due Diligence Vendor-06/03/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1758674 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 830705 | Closed | 2024-05-31 04:13 | 2024-06-03 10:31 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. . - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Purchase | NA | 1763681 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 830705 | Closed | 2024-06-03 09:04 | 2024-06-03 09:04 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1775179 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 582589 | Closed | 2024-05-31 01:25 | 2024-06-04 15:22 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Purchase | NA | 1763415 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 582589 | Closed | 2024-06-04 13:37 | 2024-06-04 13:37 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1784184 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 760049 | Closed | 2024-05-30 10:33 | 2024-05-31 10:17 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. . - Due Diligence Vendor-05/30/2024 |  | Resolved-Document Uploaded. Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1758486 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 382059 | Closed | 2024-05-31 04:38 | 2024-06-04 14:03 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Client provided HOI effective XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Rescinded-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. There was an updated binder in the file. Please see attachment showing 3.24 as the effective date. - Seller-06/03/2024 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX - Due Diligence Vendor-05/31/2024 | Ready for Review-Document Uploaded. There was an updated binder in the file. Please see attachment showing XX/XX/XXXX as the effective date. - Seller-06/03/2024 | Resolved-Client provided HOI effective XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Rescinded-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-06/04/2024 | XXXXXXXXXXXX XXXXXX - Ins with effetive date of XX/XX/XXXX.pdf |  |  | XX | Primary Residence | Purchase | NA | 1763715 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 382059 | Closed | 2024-06-01 14:34 | 2024-06-01 14:34 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Finding graded B for S&P and graded A for all other Agencies. - Due Diligence Vendor-06/01/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Finding graded B for S&P and graded A for all other Agencies. - Due Diligence Vendor-06/01/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1771457 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 382059 | Closed | 2024-05-31 04:29 | 2024-06-01 14:33 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/01/2024 <br> Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/01/2024 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/01/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/01/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1763711 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 535730 | Closed | 2024-06-03 09:00 | 2024-06-12 17:46 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-XXXX Pay History and XXXX PH through XX/XX/XXXX provided. No evidence of disaster related missed payments. Lender also provided statement indicating they do not have any evidence that the borrower called in for disaster forbearance or knowledge of a filed insurance claim. Condition Resolved. - Due Diligence Vendor-06/12/2024 <br> Ready for Review-Document Uploaded. Attached is the correct XXXX pay history. - Seller-06/12/2024 <br> Open- - Due Diligence Vendor-06/12/2024 <br> Ready for Review-Document Uploaded. Attached are the requested pay histories from Servicing. Per XXXXX XXXXXX, Servicing Product Manager: My insurance team has reviewed the loan. They did not find any evidence of call from the borrower for a disaster forbearance or that the borrower filed an insurance claim. In addition, Proctor Loan Protector, our third-party vendor, did not show evidence that the property was in a disaster area. - Seller-06/12/2024 <br> Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-06/03/2024 | Ready for Review-Document Uploaded. Attached is the correct XXXX pay history. - Seller-06/12/2024 <br> Ready for Review-Document Uploaded. Attached are the requested pay histories from Servicing. Per XXXXX XXXXXXX, XXXXXXXXX XXXXXXX XXXXXXX: My insurance team has reviewed the loan. They did not find any evidence of call from the borrower for a disaster forbearance or that the borrower filed an insurance claim. In addition, XXXXXXX XXXX XXXXXXXXX, our third-party vendor, did not show evidence that the property was in a disaster area. - Seller-06/12/2024 | Resolved-XXXX Pay History and XXXX PH through XX/XX/XXXX provided. No evidence of disaster related missed payments. Lender also provided statement indicating they do not have any evidence that the borrower called in for disaster forbearance or knowledge of a filed insurance claim. Condition Resolved. - Due Diligence Vendor-06/12/2024 | XXXXXXXXXXXX - XXXX Pay History.txt<br> XXXXXXXXXXXX - XXXX Pay History.TXT |  |  | XX | Second Home | Refinance | Cash Out - Other | 1775158 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 535730 | Closed | 2024-06-03 08:57 | 2024-06-03 15:27 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value obtained. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value obtained. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Second Home | Refinance | Cash Out - Other | 1775136 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 535730 | Closed | 2024-06-03 15:25 | 2024-06-03 15:25 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Second Home | Refinance | Cash Out - Other | 1778465 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 641365 | Closed | 2024-05-27 03:55 | 2024-06-05 10:17 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/27/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1740682 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 641365 | Closed | 2024-06-05 10:07 | 2024-06-05 10:07 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1788597 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 265280 | Closed | 2024-05-29 11:30 | 2024-06-03 09:43 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Client provided a COC for the appraisal fee increase. Condition cleared. - Due Diligence Vendor-06/03/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/03/2024 <br> Ready for Review-Document Uploaded. Please see attached COC info and revised CD issued for a change to the appraisal fee on XX/XX/XXXX. - Seller-05/31/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Require COC for change in appraisal fee. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2024 | Ready for Review-Document Uploaded. Please see attached COC info and revised CD issued for a change to the appraisal fee on XX/XX/XXXX. - Seller-05/31/2024 | Resolved-Client provided a COC for the appraisal fee increase. Condition cleared. - Due Diligence Vendor-06/03/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX XXXXXXX - Revised LE for Appraisal Fee.pdf<br> XXXXXXXXXXXX XXXXXXX - COC for Appraisal Fee.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1752467 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 265280 | Closed | 2024-05-29 11:30 | 2024-06-03 09:43 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Client provided a COC for the appraisal fee increase. Condition cleared. - Due Diligence Vendor-06/03/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/03/2024 <br>Ready for Review-Please see documents submitted for other condition. - Seller-05/31/2024 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2024 | Ready for Review-Please see documents submitted for other condition. - Seller-05/31/2024<br>| Resolved-Client provided a COC for the appraisal fee increase. Condition cleared. - Due Diligence Vendor-06/03/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1752466 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 265280 | Closed | 2024-05-31 10:23 | 2024-05-31 10:23 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1765838 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 265280 | Closed | 2024-05-28 09:32 | 2024-05-31 10:23 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-05/31/2024 <br>Resolved-Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. . - Due Diligence Vendor-05/28/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-05/31/2024 <br>Resolved-Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1743866 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 777911 | Closed | 2024-05-31 03:57 | 2024-06-01 14:37 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/01/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/01/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. . - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/01/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/01/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1763662 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 777911 | Closed | 2024-06-01 14:36 | 2024-06-01 14:36 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Finding graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/01/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Finding graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/01/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1771467 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 551313 | Closed | 2024-05-31 03:06 | 2024-06-04 13:47 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Client provided rate lock and COC. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/04/2024 <br> Ready for Review-See docs submitted for COC condition - Seller-06/03/2024 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Initial Loan Estimate reflects a Discount Points fee of $1934.00. Post-Closing CD reflects a Discount Points fee of $1968.75. The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $XX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/31/2024 | Ready for Review-See docs submitted for COC condition - Seller-06/03/2024<br>| Resolved-Client provided rate lock and COC. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1763579 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 551313 | Closed | 2024-05-31 03:06 | 2024-06-04 13:47 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Client provided rate lock and COC. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. Loan amount changed - see attached lock confirmation, COC, and revised Cd. - Seller-06/03/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The Initial Loan Estimate reflects a Discount Points fee of $1934.00. Post-Closing CD reflects a Discount Points fee of $1968.75. The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $XX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/31/2024 | Ready for Review-Document Uploaded. Loan amount changed - see attached lock confirmation, COC, and revised Cd. - Seller-06/03/2024<br>| Resolved-Client provided rate lock and COC. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX XXXXXX - XX/XX/XXXX COC for loan amount change.pdf<br> XXXXXXXXXXXX XXXXXXXXXXXX - XX/XX/XXXX Lock Confimation.pdf<br> XXXXXXXXXXXX XXXXXXX - XX/XX/XXXX Revised CD.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1763580 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 378063 | Closed | 2024-05-31 04:45 | 2024-06-01 14:41 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/01/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/01/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. CU risk score 5.0 - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/01/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/01/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1763729 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 378063 | Closed | 2024-06-01 14:40 | 2024-06-01 14:40 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Finding graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/01/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Finding graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/01/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1771476 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 286179 | Closed | 2024-05-31 13:01 | 2024-06-05 09:33 | Resolved | 1 - Information | Compliance | Missing Doc | Loan Estimate disclosure is missing or incomplete | Resolved-Client provided clarification that the XX/XX/XXXX LE is from another lender. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Document Uploaded. What you are seeing is an LE issued from another company that was used for a pricing exception since the borrower was trying to get us to match what another company was offering them---it says XXXX XXXXXXXX XXX across the top, not XXXXXX XXXX. - Seller-06/04/2024 <br> Counter-Client provided XX/XX/XXXX LE. It's the initial LE dated XX/XX/XXXX that was missing page 3. Condition remains. - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. I am unsure what LE you are referring to since initial disclosures were not issued until XX/XX/XXXX. Please see attached Disclosure Tracking Information and a complete LE from XX/XX/XXXX. - Seller-06/03/2024 <br> Open-Loan Estimate disclosure is missing or incomplete ILE dated on XX/XX/XXXX, 3 page is missing - Due Diligence Vendor-05/31/2024 | Ready for Review-Document Uploaded. What you are seeing is an LE issued from another company that was used for a pricing exception since the borrower was trying to get us to match what another company was offering them---it says XXXX XXXXXXXX XXX across the top, not XXXXXX XXXX. - Seller-06/04/2024 <br> Ready for Review-Document Uploaded. I am unsure what LE you are referring to since initial disclosures were not issued until XX/XX/XXXX. Please see attached Disclosure Tracking Information and a complete LE from XX/XX/XXXX. - Seller-06/03/2024 | Resolved-Client provided clarification that the XX/XX/XXXX LE is from another lender. Condition cleared. - Due Diligence Vendor-06/05/2024 | XXXXXXXXXXXX XXXXXX - LE dated XX/XX/XXXX.pdf<br> XXXXXXXXXXXX XXXXXX - Disclosure Tracking Information.pdf<br> XXXXXXXXXXXX XXXXXX Pricing Exception Request.pdf |  |  | XX | Primary Residence | Purchase | NA | 1767139 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 175399 | Closed | 2024-05-09 12:27 | 2024-06-07 15:14 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/09/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1668839 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 175399 | Closed | 2024-06-07 15:12 | 2024-06-07 15:12 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1803150 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 775917 | Closed | 2024-05-07 08:45 | 2024-05-31 10:27 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/07/2024 |  | Resolved-Document Uploaded. Client provided CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1658703 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 775917 | Closed | 2024-05-31 10:25 | 2024-05-31 10:25 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1765847 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 825473 | Closed | 2024-05-10 12:19 | 2024-06-10 09:58 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/10/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/10/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/10/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/10/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Purchase | NA | 1673277 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 825473 | Closed | 2024-06-10 09:55 | 2024-06-10 09:55 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/10/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/10/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1809463 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 289073 | Closed | 2024-05-09 06:38 | 2024-06-06 15:04 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/06/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/09/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1666762 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 289073 | Closed | 2024-06-06 15:01 | 2024-06-06 15:01 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/06/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/06/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1797182 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 301352 | Closed | 2024-05-09 13:50 | 2024-06-04 15:15 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/09/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Purchase | NA | 1669283 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 301352 | Closed | 2024-06-04 13:41 | 2024-06-04 13:41 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1784228 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 383472 | Closed | 2024-06-05 12:58 | 2025-11-03 10:23 | Acknowledged | 1 - Information | Property | Value | S&P CU/LCA score and secondary product not within tolerance | Acknowledged-S&P RA Only - CU/LCA Score and secondary product not within tolerance. This finding is graded C for S&P only and graded A for all other agencies. - Due Diligence Vendor-09/25/2024 <br>Acknowledged- - Due Diligence Vendor-06/05/2024 <br>Open-S&P RA Only - CU/LCA Score and secondary product not within tolerance. This finding is graded C for S&P only and graded A for all other agencies. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-S&P RA Only - CU/LCA Score and secondary product not within tolerance. This finding is graded C for S&P only and graded A for all other agencies. - Due Diligence Vendor-09/25/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1790290 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 383472 | Closed | 2024-05-09 14:40 | 2024-06-05 14:31 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Resolved-CDA Received. CDA greater than 10% variance. Opened new condition for 2055. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/09/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Resolved-CDA Received. CDA greater than 10% variance. Opened new condition for 2055. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1669551 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 383472 | Closed | 2024-05-31 10:32 | 2024-06-05 14:31 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 2 | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br> Open-CDA reflected a value of $XXX,XXX for a 12% variance which is outside of the 10% tolerance. 2055 required. - Due Diligence Vendor-05/31/2024 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1765937 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 455631 | Closed | 2024-05-14 12:05 | 2024-06-04 15:18 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. Appraisal Waiver used. - Due Diligence Vendor-05/14/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1683687 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 455631 | Closed | 2024-06-04 13:50 | 2024-06-04 13:50 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1784302 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 283161 | Closed | 2024-05-21 15:46 | 2024-06-03 10:32 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Purchase | NA | 1717787 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 283161 | Closed | 2024-06-03 09:10 | 2024-06-03 09:10 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1775237 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 381091 | Closed | 2024-05-15 13:55 | 2024-06-07 17:11 | Acknowledged | 2 - Non-Material | Compliance | Right to Rescind | TILA: Incorrect NORTC model provided - H8 equal or after 7/5/2018 (non-material jurisdictions) | Acknowledged-Acknowledged by Client. - Due Diligence Vendor-06/07/2024 <br> Open-TILA: Incorrect NORTC model provided - H8 equal or after XX/XX/XXXX (non-material jurisdictions) This finding is non-material and will be rated a B for all agencies. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/15/2024 |  | Acknowledged-Acknowledged by Client. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 1689218 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 164403 | Closed | 2024-05-16 11:58 | 2024-06-06 15:09 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/06/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/16/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1693392 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 164403 | Closed | 2024-06-06 15:06 | 2024-06-06 15:06 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/06/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/06/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1797220 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 164403 | Closed | 2024-05-16 10:52 | 2024-05-22 13:43 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Shortfall | Resolved-Client provided updated HOI policy to reflect dwelling coverage of $XXX,XXX.XX. Condition cleared. - Due Diligence Vendor-05/22/2024 <br> Resolved-Hazard Insurance Coverage Amount of $XXX,XXX.XX is equal to or greater than Total Amount of Subject Lien(s) or Guaranteed Replacement Coverage is present - Due Diligence Vendor-05/22/2024 <br> Ready for Review-Document Uploaded. Since this file had a PIW and we are not able to accurately assess the value of the land, we agree that the loan closed with a Hazard shortfall, but it was corrected shortly afterwards. This refinance closed XX/XX/XXXX, and the existing policy renewed three months later. At that time, the dwelling coverage was increased to $XXX,XXX. Please see attached renewal policy with an effective date of XX/XX/XXXX. - Seller-05/22/2024 <br> Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXX The hazard insurance policy in file reflected dwelling coverage of $XXX,XXX with no replacement coverage listed. The loan amount is $XXX,XXX which leaves a $X,XXX shortage of hazard insurance coverage.<br> - Due Diligence Vendor-05/16/2024 | Ready for Review-Document Uploaded. Since this file had a PIW and we are not able to accurately assess the value of the land, we agree that the loan closed with a Hazard shortfall, but it was corrected shortly afterwards. This refinance closed XX/XX/XXXX, and the existing policy renewed three months later. At that time, the dwelling coverage was increased to $XXX,XXX. Please see attached renewal policy with an effective date of XX/XX/XXXX. - Seller-05/22/2024 | Resolved-Client provided updated HOI policy to reflect dwelling coverage of $XXX,XXX. Condition cleared. - Due Diligence Vendor-05/22/2024 <br> Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) or Guaranteed Replacement Coverage is present - Due Diligence Vendor-05/22/2024 | XXXXXXXXXXXX XXXXXXXXXXXX - Response for insufficient Hazard Coverage.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1692936 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 721399 | Closed | 2024-05-31 14:08 | 2024-06-18 09:43 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/18/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/18/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/18/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/18/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1767968 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 721399 | Closed | 2024-06-18 09:40 | 2024-06-18 09:40 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/18/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/18/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1848130 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 761126 | Closed | 2024-05-21 15:44 | 2024-06-07 15:20 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1717765 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 761126 | Closed | 2024-06-07 15:17 | 2024-06-07 15:17 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1803193 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 752520 | Closed | 2024-05-20 01:39 | 2024-06-05 10:04 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-06/05/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/20/2024 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1705505 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 752520 | Closed | 2024-05-20 01:37 | 2024-05-31 10:51 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/20/2024 |  | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1705489 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 662741 | Closed | 2024-06-03 11:29 | 2024-09-25 08:34 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Client provided COC for appraisal increase. Condition cleared. - Due Diligence Vendor-09/25/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Document Uploaded. Please see attached COC and revised LE issued for the change in appraisal fee. - Seller-06/04/2024 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Loan Estimate, dated XX/XX/XXXX, reflects a Appraisal of ($XX. Initial CD dated XX/XX/XXXX reflects Appraisal of $XXX.The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $XXX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-06/03/2024 | Ready for Review-Document Uploaded. Please see attached COC and revised LE issued for the change in appraisal fee. - Seller-06/04/2024<br>| Resolved-Client provided COC for appraisal increase. Condition cleared. - Due Diligence Vendor-09/25/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX XXXXXXXXXXXX - XX/XX/XXXX COC for Appraisal Fee.pdf<br> XXXXXXXXXXXX XXXXXXXXXXXX - XX/XX/XXXX Revised LE for Appraisal Fee.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1776452 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 662741 | Closed | 2024-06-03 11:29 | 2024-06-05 08:46 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Client provided COC for appraisal increase. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Please see conditions submitted for COC condition - Seller-06/04/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The revised LE is dated XX/XX/XXXX, which was outside of the required timely disclosure requirement. No Cure.<br>The Appraisal Fee increased on the revised LE dated XX/XX/XXXX without a valid COC. No Cure. - Due Diligence Vendor-06/03/2024 | Ready for Review-Please see conditions submitted for COC condition - Seller-06/04/2024<br>| Resolved-Client provided COC for appraisal increase. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1776453 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 309374 | Closed | 2024-05-20 08:11 | 2024-06-04 15:23 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/20/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1706516 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 309374 | Closed | 2024-06-04 09:40 | 2024-06-04 09:40 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1781836 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 895055 | Closed | 2024-05-19 10:20 | 2024-06-10 10:03 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/10/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/10/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/19/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/10/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1704520 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 895055 | Closed | 2024-06-10 10:00 | 2024-06-10 10:00 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/10/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/10/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1809553 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 175663 | Closed | 2024-05-20 08:49 | 2024-06-05 13:11 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/20/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1706766 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 175663 | Closed | 2024-06-04 11:06 | 2024-06-04 11:06 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1782528 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 175663 | Closed | 2024-05-20 15:02 | 2024-05-29 05:44 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained XX/XX/XXXX. - Seller-05/24/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/20/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained XX/XX/XXXX. - Seller-05/24/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024<br>| XXXXXXXXXXXX XXXXXXXXXXXX - Disclosure Tracking Info.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1710323 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 131007 | Closed | 2024-05-20 11:07 | 2024-06-03 08:12 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/20/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1708416 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 131007 | Closed | 2024-06-03 08:11 | 2024-06-03 08:11 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1774732 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 131007 | Closed | 2024-05-21 05:34 | 2024-05-23 07:28 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/23/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking information showing the borrower accepted EConsent on XX/XX/XXXX. - Seller-05/22/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/21/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking information showing the borrower accepted EConsent on XX/XX/XXXX. - Seller-05/22/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/23/2024<br>| XXXXXXXXXXXX XXXXXX Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Purchase | NA | 1712619 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 126905 | Closed | 2024-05-23 07:52 | 2024-06-03 10:33 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/23/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1726139 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 126905 | Closed | 2024-06-03 09:20 | 2024-06-03 09:20 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1775319 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 870289 | Closed | 2024-05-20 08:12 | 2024-06-11 13:50 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/11/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/20/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/11/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1706518 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 870289 | Closed | 2024-06-11 13:47 | 2024-06-11 13:47 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/11/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/11/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1817299 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 870289 | Closed | 2024-05-20 06:58 | 2024-05-29 06:00 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024 <br>Ready for Review-Document Uploaded. See attached. Because they are on separate 1003s, it is not populating the date, so I uploaded the actual eConsent form. It is two pages--one page for each borrower, and shows when they accepted it. Also, pages 2 and 4 of the Disclosure Tracking Info also show when each borrower accepted it. - Seller-05/28/2024 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/20/2024 | Ready for Review-Document Uploaded. See attached. Because they are on separate 1003s, it is not populating the date, so I uploaded the actual eConsent form. It is two pages--one page for each borrower, and shows when they accepted it. Also, pages 2 and 4 of the Disclosure Tracking Info also show when each borrower accepted it. - Seller-05/28/2024<br>| Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024<br>| XXXXXXXXXXXX XXXXXX - eConsent acceptance Confirmation.pdf<br> XXXXXXXXXXXX XXXXXX - Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1706145 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 927639 | Closed | 2024-05-20 05:57 | 2024-06-04 15:14 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/20/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1706002 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 927639 | Closed | 2024-06-04 14:00 | 2024-06-04 14:00 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1784356 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 927639 | Closed | 2024-05-20 03:59 | 2024-05-29 06:03 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained XX/XX/XXXX - Seller-05/24/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/20/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained XX/XX/XXXX - Seller-05/24/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024<br>| XXXXXXXXXXXX XXXXX - Disclosure Tracking Info.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1705745 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 723735 | Closed | 2024-05-20 09:09 | 2024-06-04 15:20 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 1 | Resolved- - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Resolved-Condition reissued under Missing Post Close Valuation 1. This condition is rescinded. - Due Diligence Vendor-05/23/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. DU required an appraisal based on an interior and exterior property inspection on Form 1004. The loan file contains only an Exterior Only Inspection on form 2055. - Due Diligence Vendor-05/20/2024 |  | Resolved- - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Resolved-Condition reissued under Missing Post Close Valuation 1. This condition is rescinded. - Due Diligence Vendor-05/23/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1706885 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 723735 | Closed | 2024-05-23 14:13 | 2024-06-04 15:19 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/23/2024 |  | Resolved-Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1729750 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 723735 | Closed | 2024-05-20 08:12 | 2024-05-23 07:06 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Client provided evidence of Initial CD was received on XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-05/23/2024 <br> Resolved-Resolved - Due Diligence Vendor-05/23/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information. The initial CD was issued electronically on XX/XX/XXXX and viewed the signed the same day. (See page 5) eSigned CD is also attached. - Seller-05/22/2024 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects Date Issued of XX/XX/XXXX with no acknowledgment of receipt on the part of the borrower. Mailbox Rule/Presumed Receipt applied and borrower not in receipt of Initial CD 3 business days prior to consummation of XX/XX/XXXX. No Cure. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/20/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information. The initial CD was issued electronically on XX/XX/XXXX and viewed the signed the same day. (See page 5) eSigned CD is also attached. - Seller-05/22/2024 | Resolved-Client provided evidence of Initial CD was received on XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-05/23/2024 <br> Resolved-Resolved - Due Diligence Vendor-05/23/2024 | XXXXXXXXXXXX XXXXX Disclosure Tracking Information.pdf<br> XXXXXXXXXXXX XXXXX Signed Initial CD.pdf |  |  | XX | Primary Residence | Purchase | NA | 1706517 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 723735 | Closed | 2024-05-20 09:10 | 2024-05-23 07:00 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/23/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing Econsent was provided on XX/XX/XXXX - Seller-05/22/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/20/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing Econsent was provided on XX/XX/XXXX - Seller-05/22/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/23/2024<br>| XXXXXXXXXXXX XXXXX Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Purchase | NA | 1706889 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 374007 | Closed | 2024-05-23 14:30 | 2024-06-04 15:22 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/23/2024 |  | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1729868 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 219582 | Closed | 2024-05-20 07:48 | 2024-05-24 07:08 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained on XX/XX/XXXX. - Seller-05/23/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/20/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained on XX/XX/XXXX. - Seller-05/23/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024<br>| XXXXXXXXXXXX XXXXX - Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1706376 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 504502 | Closed | 2024-05-21 05:31 | 2024-05-24 06:19 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained on XX/XX/XXXX. - Seller-05/23/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/21/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained on XX/XX/XXXX. - Seller-05/23/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024<br>| XXXXXXXXXXXX XXXXXX - Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1712609 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 961511 | Closed | 2024-09-25 15:03 | 2024-09-25 15:04 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | Resolved-Resolved - Due Diligence Vendor-09/25/2024 <br> Open-The total amount of the 10% category fees on the last Closing Disclosure ($XXX.XX) has increased by more than 10% over the current baseline value of ($XXX.XX). The total amount of fees in the 10% category cannot exceed ($XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). - Due Diligence Vendor-09/25/2024 |  | Resolved-Resolved - Due Diligence Vendor-09/25/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 2456800 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 961511 | Closed | 2024-09-25 15:03 | 2024-09-25 15:04 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | Resolved-Resolved - Due Diligence Vendor-09/25/2024 <br> Open-The total amount of the 10% category fees ($XXX.XX) has increased by more than 10% over the current baseline value of ($XXX.XX). The total amount of fees in the 10% category cannot exceed ($XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). - Due Diligence Vendor-09/25/2024 |  | Resolved-Resolved - Due Diligence Vendor-09/25/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 2456801 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 961511 | Closed | 2024-05-21 09:24 | 2024-06-20 17:37 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/20/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/20/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/21/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/20/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/20/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1713713 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 961511 | Closed | 2024-06-20 17:30 | 2024-06-20 17:30 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/20/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/20/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1863311 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 458068 | Closed | 2024-05-20 11:28 | 2024-06-04 15:16 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/20/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1708550 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 458068 | Closed | 2024-06-04 14:05 | 2024-06-04 14:05 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1784383 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 948251 | Closed | 2024-05-20 11:51 | 2024-06-07 17:14 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Foreclosure Rescission Tolerance | Acknowledged-Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024 <br> Open-. - Due Diligence Vendor-05/25/2024 <br> Open-The disclosed Total of Payments ($XXX,XXX.XX) is understated by more than $XX when compared to the actual Total of Payments of ($XXX,XXX.XX). The difference is ($XXX.XX). After the initiation of foreclosure on the consumer's principal dwelling that secures the credit obligation, Regulation Z considers the disclosed Total of Payments inaccurate if it is understated by more than $XX. (12 CFR 1026.23(h)(2)(ii)) This is a rescindable transaction; therefore, rescission is required to be re-opened. Provide newly executed NORTC. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/20/2024 |  | Acknowledged-Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1708766 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 948251 | Closed | 2024-05-20 11:51 | 2024-06-07 17:13 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Disclosure Tolerance | Acknowledged-Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024 <br> Open-. - Due Diligence Vendor-05/25/2024 <br> Open-The disclosed Total of Payments ($XXX,XXX.XX) is understated by more than $XXX when compared to the actual Total of Payments ($XXX,XXX.XX). The difference is ($XXX.XX). Regulation Z considers the disclosed Total of Payments inaccurate if it understated by more than $XXX. (12 CFR 1026.38(o)(1)) Provide Letter of Explanation, Proof of Restitution, Disclose Correct Information, Proof of Borrower Receipt, and Re-open Rescission. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/20/2024 |  | Acknowledged-Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1708765 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 948251 | Closed | 2024-05-23 15:22 | 2024-06-07 17:13 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Acknowledged-Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024 <br> Open-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/25/2024 <br> Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge ($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) - Due Diligence Vendor-05/23/2024 |  | Acknowledged-Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1730336 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 948251 | Closed | 2024-05-20 11:28 | 2024-06-05 10:22 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/20/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1708551 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 948251 | Closed | 2024-06-05 10:20 | 2024-06-05 10:20 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1788919 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 948251 | Closed | 2024-05-20 14:12 | 2024-05-29 06:06 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained on XX/XX/XXXX - Seller-05/28/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/20/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained on XX/XX/XXXX - Seller-05/28/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024<br>| XXXXXXXXXXXX XXXXXX - Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1709928 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 935319 | Closed | 2024-05-20 09:58 | 2024-06-04 15:24 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/20/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1707198 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 935319 | Closed | 2024-06-04 11:12 | 2024-06-04 11:12 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1782556 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 935319 | Closed | 2024-05-20 10:09 | 2024-05-23 10:42 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Client provided Initial CD which was e-signed on 03/12/2021. Condition cleared. - Due Diligence Vendor-05/23/2024 <br> Resolved- - Due Diligence Vendor-05/23/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking information showing the CD was sent electronically on XX/XX/XXXX and esigned the same day. Also attached it the signed CD. Sorry--it had not been assigned a placeholder name yet so it wasn't included in the download. - Seller-05/23/2024 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects Date Issued of XX/XX/XXXX with no acknowledgment of receipt on the part of the borrower. Mailbox Rule/Presumed Receipt applied and borrower not in receipt of Initial CD 3 business days prior to consummation of XX/XX/XXXX. No Cure. This finding is outside the statute of limitations and will be rated a B for all agencies.<br> - Due Diligence Vendor-05/20/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking information showing the CD was sent electronically on XX/XX/XXXX and esigned the same day. Also attached it the signed CD. Sorry--it had not been assigned a placeholder name yet so it wasn't included in the download. - Seller-05/23/2024 | Resolved-Client provided Initial CD which was e-signed on XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-05/23/2024 <br> Resolved- - Due Diligence Vendor-05/23/2024 | XXXXXXXXXXXX XXXXXXXX - Disclosure Tracking Information.pdf<br> XXXXXXXXXXXX XXXXXXXX - Signed Initial CD.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1707279 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 935319 | Closed | 2024-05-21 01:53 | 2024-05-23 10:32 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/23/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing the borrower gave eConsent on XX/XX/XXXX. - Seller-05/23/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/21/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing the borrower gave eConsent on XX/XX/XXXX. - Seller-05/23/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/23/2024<br>| XXXXXXXXXXXX XXXXXXXX - Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1712251 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 774991 | Closed | 2024-05-22 09:52 | 2024-06-07 15:17 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Resolved- - Due Diligence Vendor-06/07/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/05/2024 <br>Open- - Due Diligence Vendor-05/26/2024 <br>Open- - Due Diligence Vendor-05/26/2024 <br>Open- - Due Diligence Vendor-05/26/2024 <br>Resolved- - Due Diligence Vendor-05/24/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/22/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Resolved- - Due Diligence Vendor-06/07/2024 <br>Resolved- - Due Diligence Vendor-05/24/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1720787 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 774991 | Closed | 2024-06-07 15:14 | 2024-06-07 15:14 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1803162 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 774991 | Closed | 2024-05-21 07:22 | 2024-05-24 06:22 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing that eConsent was obtained on XX/XX/XXXX. - Seller-05/23/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/21/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing that eConsent was obtained on XX/XX/XXXX. - Seller-05/23/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024<br>| XXXXXXXXXXXX XXXXX - Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1712940 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 806123 | Closed | 2024-05-31 01:20 | 2024-06-04 15:20 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1763401 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 806123 | Closed | 2024-06-04 14:15 | 2024-06-04 14:15 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1784450 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 806123 | Closed | 2024-05-31 01:44 | 2024-06-03 07:05 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Client provided Initial CD which was e-signed on XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-06/03/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/03/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information. It was edisclosed and esigned on XX/XX/XXXX. - Seller-05/31/2024 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects Date Issued of XX/XX/XXXX with no acknowledgment of receipt on the part of the borrower. Mailbox Rule/Presumed Receipt applied and borrower not in receipt of Initial CD 3 business days prior to consummation of 03/10/2021. No Cure. - Due Diligence Vendor-05/31/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information. It was edisclosed and esigned on XX/XX/XXXX. - Seller-05/31/2024 | Resolved-Client provided Initial CD which was e-signed on XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-06/03/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/03/2024 | XXXXXXXXXXXX XXXX - eSigned Initial CD.pdf<br> XXXXXXXXXXXX XXXX - Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1763439 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 806123 | Closed | 2024-05-31 02:15 | 2024-06-03 07:04 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-06/03/2024 <br> Ready for Review-Document Uploaded. Please see attached form - borrower provided consent on XX/XX/XXXX - Seller-05/31/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/31/2024 | Ready for Review-Document Uploaded. Please see attached form - borrower provided consent on XX/XX/XXXX - Seller-05/31/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX XXXX - eConsent.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1763503 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 177415 | Closed | 2024-09-25 15:07 | 2025-11-03 10:11 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Finding not valid. Condition rescinded. - Due Diligence Vendor-11/03/2025 <br>Resolved- - Due Diligence Vendor-09/25/2024 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Signing Agent Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Due Diligence Vendor-09/25/2024 |  | Resolved-Finding not valid. Condition rescinded. - Due Diligence Vendor-11/03/2025 <br>Resolved- - Due Diligence Vendor-09/25/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 2456855 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 762576 | Closed | 2024-06-01 07:34 | 2024-06-07 16:57 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 1 | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/01/2024 |  | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1770449 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 762576 | Closed | 2024-06-04 10:14 | 2024-06-06 08:29 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Client provided explanation that the COC date was incorrect and provided rate lock to support the correct date. Condition cleared. - Due Diligence Vendor-06/06/2024 <br> Resolved- - Due Diligence Vendor-06/06/2024 <br> Ready for Review-See docs submitted for other item. - Seller-06/05/2024 <br> Counter-Client provided another copy of the COC dated XX/XX/XXXX and the LE dated XX/XX/XXXX which were in the loan file. LE was not provided within 3 days of the COC resulting in a tolerance violation of $X.XX for fees with zero tolerance. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. This finding is outside of the statue of limitations and will be rate a B for all agencies. - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Document Uploaded. Please see attached redisclosure and COC. - Seller-06/04/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The LE dated XX/XX/XXXX reflects Discount Points fee of $XXX, whereas the LE dated XX/XX/XXXX reflects $XXX.XX with an invalid COC dated XX/XX/XXXX. LE was not provided within 3 days of the COC resulting in a tolerance violation of $X.XX for fees with zero tolerance. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-06/04/2024 | Ready for Review-See docs submitted for other item. - Seller-06/05/2024 <br>Ready for Review-Document Uploaded. Please see attached redisclosure and COC. - Seller-06/04/2024<br>| Resolved-Client provided explanation that the COC date was incorrect and provided rate lock to support the correct date. Condition cleared. - Due Diligence Vendor-06/06/2024 <br>Resolved- - Due Diligence Vendor-06/06/2024<br>| XXXXXXXXXXXX XXXXXX - Redisclosure.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1782165 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 762576 | Closed | 2024-06-04 10:14 | 2024-06-06 08:29 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Client provided explanation that the COC date was incorrect and provided rate lock to support the correct date. Condition cleared. - Due Diligence Vendor-06/06/2024 <br> Resolved- - Due Diligence Vendor-06/06/2024 <br> Ready for Review-Document Uploaded. The "date of change" was incorrect on the COC that was issued with the disclosure. See attached lock confirmation and lock activity showing it was done on 2/12. - Seller-06/05/2024 <br> Counter-Client provided another copy of the COC dated XX/XX/XXXX and the LE dated XX/XX/XXXX which were in the loan file. LE was not provided within 3 days of the COC resulting in a tolerance violation of $X.XX for fees with zero tolerance. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. This finding is outside of the statue of limitations and will be rate a B for all agencies. - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Please see docs submitted for other condition. - Seller-06/04/2024 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The LE dated XX/XX/XXXX reflects Discount Points fee of $XXX, whereas the LE dated XX/XX/XXXX reflects $XXX.XX with an invalid COC dated XX/XX/XXXX. LE was not provided within 3 days of the COC resulting in a tolerance violation of $X.XX for fees with zero tolerance. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-06/04/2024 | Ready for Review-Document Uploaded. The "date of change" was incorrect on the COC that was issued with the disclosure. See attached lock confirmation and lock activity showing it was done on XX/XX/XXXX. - Seller-06/05/2024 <br> Ready for Review-Please see docs submitted for other condition. - Seller-06/04/2024 | Resolved-Client provided explanation that the COC date was incorrect and provided rate lock to support the correct date. Condition cleared. - Due Diligence Vendor-06/06/2024 <br>Resolved- - Due Diligence Vendor-06/06/2024<br>| XXXXXXXXXXXX XXXXXX - Lock Activity.pdf<br> XXXXXXXXXXXX XXXXXX - Lock Confirmation.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1782164 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 581377 | Closed | 2024-05-31 00:39 | 2024-06-14 10:15 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/14/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/14/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1763334 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 581377 | Closed | 2024-06-14 10:12 | 2024-06-14 10:12 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/14/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/14/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1833873 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 995940 | Closed | 2024-05-31 06:24 | 2024-06-05 14:58 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-2055 obtained. No damage noted. - Due Diligence Vendor-06/05/2024 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/31/2024 |  | Resolved-2055 obtained. No damage noted. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1763932 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 995940 | Closed | 2024-05-31 06:21 | 2024-06-04 15:22 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Purchase | NA | 1763926 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 995940 | Closed | 2024-06-04 14:19 | 2024-06-04 14:19 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1784514 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 887544 | Closed | 2024-09-25 15:12 | 2024-09-25 15:12 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | Resolved-The total amount of the 10% category fees on the last Closing Disclosure ($X,XXX.XX) has increased by more than 10% over the current baseline value of ($X,XXX.XX). The total amount of fees in the 10% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Title Endorsement Fee, Electronic Document Delivery Fee, Reconveyance Fee, Signing Agent Fee). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Resolved - Due Diligence Vendor-09/25/2024 |  | Resolved-The total amount of the 10% category fees on the last Closing Disclosure ($X,XXX.XX) has increased by more than 10% over the current baseline value of ($X,XXX.XX). The total amount of fees in the 10% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Title Endorsement Fee, Electronic Document Delivery Fee, Reconveyance Fee, Signing Agent Fee). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Resolved - Due Diligence Vendor-09/25/2024 |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 2456891 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 887544 | Closed | 2024-09-25 15:12 | 2024-09-25 15:12 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | Resolved-The total amount of the 10% category fees ($X,XXX.XX) has increased by more than 10% over the current baseline value of ($X,XXX.XX). The total amount of fees in the 10% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Title Endorsement Fee, Electronic Document Delivery Fee, Reconveyance Fee, Signing Agent Fee). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Resolved - Due Diligence Vendor-09/25/2024 |  | Resolved-The total amount of the 10% category fees ($X,XXX.XX) has increased by more than 10% over the current baseline value of ($X,XXX.XX). The total amount of fees in the 10% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Title Endorsement Fee, Electronic Document Delivery Fee, Reconveyance Fee, Signing Agent Fee). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Resolved - Due Diligence Vendor-09/25/2024 |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 2456892 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 887544 | Closed | 2024-05-31 06:10 | 2024-06-03 10:33 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1763900 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 887544 | Closed | 2024-06-03 09:25 | 2024-06-03 09:25 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1775381 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 809137 | Closed | 2024-05-31 13:14 | 2024-06-04 13:37 | Resolved | 1 - Information | Credit | Borrower | Fraud alert is present on the credit report | Resolved-Client provided evidence the Fraud Alert was addressed and verification of identity. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. Loan officer obtained a copy of the borrower's identification, which is stored in a restricted part of the file since we are not allowed to keep copies of borrower identification within the file. I am attaching a screenshot of it. Additionally, there is a conversation log noting the borrower was contacted at the number indicated, which is also the phone number listed on the borrower's loan application. - Seller-06/03/2024 <br> Open-The credit report dated XX/XX/XXXX reflects a fraud alert. No documentation provided in file to clear fraud alert. - Due Diligence Vendor-05/31/2024 | Ready for Review-Document Uploaded. Loan officer obtained a copy of the borrower's identification, which is stored in a restricted part of the file since we are not allowed to keep copies of borrower identification within the file. I am attaching a screenshot of it. Additionally, there is a conversation log noting the borrower was contacted at the number indicated, which is also the phone number listed on the borrower's loan application. - Seller-06/03/2024<br>| Resolved-Client provided evidence the Fraud Alert was addressed and verification of identity. Condition cleared. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX XXXXXX - confirmation of obtaining borrower identification.pdf<br> XXXXXXXXXXXX XXXXXX - confirmation of contacting borrower at number indicated.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1767417 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 809137 | Closed | 2024-05-31 07:14 | 2024-06-03 10:34 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1764141 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 809137 | Closed | 2024-06-03 09:41 | 2024-06-03 09:41 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1775495 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 302563 | Closed | 2024-05-31 04:25 | 2024-06-07 15:23 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1763698 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 302563 | Closed | 2024-06-07 15:20 | 2024-06-07 15:20 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1803213 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 899313 | Closed | 2024-05-31 09:06 | 2024-06-11 07:38 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/11/2024 <br>Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/11/2024 <br>Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1764995 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 899313 | Closed | 2024-06-05 10:56 | 2024-06-05 10:56 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1789255 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 591756 | Closed | 2024-05-31 06:35 | 2024-06-13 16:27 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/13/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/13/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/13/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/13/2024<br>| ClientReport.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1763964 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 591756 | Closed | 2024-06-13 11:39 | 2024-06-13 11:39 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/13/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/13/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1828915 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 840221 | Closed | 2024-05-31 07:41 | 2024-06-14 10:31 | Resolved | 1 - Information | Compliance | Right to Rescind | TILA: Incorrect NORTC model provided - H8 equal or after 7/5/2018 (non-material jurisdictions) | Resolved-H8 Model is correct as the underlying mtg was a different lender. Condition Resolved. - Due Diligence Vendor-06/14/2024 <br> Acknowledged-Acknowledged by Client. - Due Diligence Vendor-06/07/2024 <br> Open-TILA: Incorrect NORTC model provided - H8 equal or after XX/XX/XXXX (non-material jurisdictions) B-exception grade for circuits in which there is no ruling. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/31/2024 |  | Resolved-H8 Model is correct as the underlying mtg was a different lender. Condition Resolved. - Due Diligence Vendor-06/14/2024 <br>Acknowledged-Acknowledged by Client. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1764332 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 840221 | Closed | 2024-05-31 10:23 | 2024-06-04 13:32 | Resolved | 1 - Information | Compliance | Disclosure | Taxpayer Consent Form Missing | Resolved-Client provided Taxpayer Consent. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Ready for Review-Document Uploaded. Please see attached doc. - Seller-06/03/2024 <br>Open-Post December 28, 2019, the required Taxpayer Consent Form is missing from the file. - Due Diligence Vendor-05/31/2024 | Ready for Review-Document Uploaded. Please see attached doc. - Seller-06/03/2024<br>| Resolved-Client provided Taxpayer Consent. Condition cleared. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX XXXXX - Consent Doc.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1765835 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 595179 | Closed | 2024-06-01 14:01 | 2024-06-04 13:30 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Client provided rate lock and COC. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved- - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Please see docs attached to COC condition - Seller-06/03/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The Initial Loan Estimate reflects a Discount Pints Fee of $XXX. The Post-Closing CD reflects a Discount Points Fee of $X,XXX.XX. The loan file did not contain a valid COC to support the increase.] No evidence of a tolerance cure was provided in file. A tolerance cure of $XXX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-06/01/2024 | Ready for Review-Please see docs attached to COC condition - Seller-06/03/2024<br>| Resolved-Client provided rate lock and COC. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved- - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1771385 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 595179 | Closed | 2024-06-01 14:01 | 2024-06-04 13:30 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Client provided rate lock and COC. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved- - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. Please see attached lock confirmation, COC and revised CD. - Seller-06/03/2024 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Initial Loan Estimate reflects a Discount Pints Fee of $XXX. The Post-Closing CD reflects a Discount Points Fee of $X,XXX.XX. The loan file did not contain a valid COC to support the increase.] No evidence of a tolerance cure was provided in file. A tolerance cure of $XXX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-06/01/2024 | Ready for Review-Document Uploaded. Please see attached lock confirmation, COC and revised CD. - Seller-06/03/2024<br>| Resolved-Client provided rate lock and COC. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved- - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX XXXXXXXXXX - XX/XX/XXXX COC.pdf<br> XXXXXXXXXXXX XXXXXXXXXX - XX/XX/XXXX Lock Confirmation.pdf<br> XXXXXXXXXXXX XXXXXXXXXX - XX/XX/XXXX Revised CD.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1771384 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 394063 | Closed | 2024-06-03 00:49 | 2024-06-11 15:39 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-2055 obtained. No damage noted. - Due Diligence Vendor-06/11/2024 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-06/03/2024 |  | Resolved-2055 obtained. No damage noted. - Due Diligence Vendor-06/11/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1773465 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 394063 | Closed | 2024-06-03 00:40 | 2024-06-04 15:21 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1773456 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 394063 | Closed | 2024-06-04 14:28 | 2024-06-04 14:28 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1784610 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 133304 | Closed | 2024-06-02 00:23 | 2024-06-04 15:28 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/02/2024 |  | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1771985 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 491859 | Closed | 2024-06-03 02:27 | 2024-06-11 17:08 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/11/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/11/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/11/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/11/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 1773647 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 491859 | Closed | 2024-06-11 17:01 | 2024-06-11 17:01 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/11/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/11/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 1818542 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 794500 | Closed | 2024-06-01 14:45 | 2024-06-01 14:45 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Finding graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/01/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Finding graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/01/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1771481 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 270579 | Closed | 2024-05-29 05:59 | 2024-06-03 08:22 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. CU and LCA risk score 4.0 - Due Diligence Vendor-05/29/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1750002 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 270579 | Closed | 2024-06-03 08:15 | 2024-06-03 08:15 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1774753 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 247264 | Closed | 2024-05-21 18:48 | 2024-06-04 15:30 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1718702 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 121521 | Closed | 2024-05-21 05:34 | 2024-06-04 15:26 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1712620 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 121521 | Closed | 2024-06-04 11:23 | 2024-06-04 11:23 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1782660 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 163557 | Closed | 2024-05-20 13:12 | 2024-06-04 15:16 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/20/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1709492 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 163557 | Closed | 2024-06-04 14:31 | 2024-06-04 14:31 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1784633 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 648098 | Closed | 2024-05-22 14:18 | 2024-06-03 10:36 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/22/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Purchase | NA | 1723352 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 648098 | Closed | 2024-06-03 10:00 | 2024-06-03 10:00 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1775636 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 938635 | Closed | 2024-05-20 13:20 | 2024-06-06 15:23 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/06/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/20/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1709540 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 938635 | Closed | 2024-06-06 15:18 | 2024-06-06 15:18 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/06/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/06/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1797284 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 895418 | Closed | 2024-05-20 14:12 | 2024-05-31 11:09 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/20/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1709930 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 895418 | Closed | 2024-05-31 11:01 | 2024-05-31 11:01 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1766222 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 194800 | Closed | 2024-05-20 13:57 | 2024-06-04 15:17 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/20/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1709825 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 194800 | Closed | 2024-06-04 14:36 | 2024-06-04 14:36 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1784670 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 358119 | Closed | 2024-05-31 10:22 | 2024-06-07 15:24 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1765821 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 358119 | Closed | 2024-06-07 15:21 | 2024-06-07 15:21 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1803228 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 109697 | Closed | 2024-05-31 11:18 | 2024-06-06 09:14 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/06/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/06/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1766364 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 109697 | Closed | 2024-06-03 15:01 | 2024-06-06 09:09 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged- - Due Diligence Vendor-06/06/2024 <br>Rescinded- - Due Diligence Vendor-06/03/2024 <br>Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1778237 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 787350 | Closed | 2024-06-02 11:47 | 2024-06-02 11:47 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/02/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/02/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 1772592 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 787350 | Closed | 2024-06-02 00:18 | 2024-06-02 11:46 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/02/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/02/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/02/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <1% of Loan Amount or $2000 | 1771977 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 203274 | Closed | 2024-05-31 14:52 | 2024-06-02 11:42 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/02/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/02/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/02/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/02/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1768372 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 203274 | Closed | 2024-06-02 11:41 | 2024-06-02 11:41 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/02/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/02/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1772584 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 771289 | Closed | 2024-05-21 07:11 | 2024-05-23 06:46 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/23/2024 <br>Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information indicating eConsent was obtained on 2/16/2021. - Seller-05/22/2024 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/21/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information indicating eConsent was obtained on XX/XX/XXXX. - Seller-05/22/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/23/2024<br>| XXXXXXXXXXXX XXXXXXXXX Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1712898 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 423452 | Closed | 2024-05-21 07:49 | 2024-06-03 08:27 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. CU Score 4 - Due Diligence Vendor-05/21/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1713042 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 423452 | Closed | 2024-06-03 08:25 | 2024-06-03 08:25 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1774866 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 423452 | Closed | 2024-05-22 11:38 | 2024-05-24 07:20 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024 <br> Resolved-Resolved - Due Diligence Vendor-05/24/2024 <br> Ready for Review-Document Uploaded. Please see Disclosure Tracking Information submitted (for eConsent condition) showing the Initial CD was sent electronically on XX/XX/XXXX and the borrower viewed and esigned it on the same day. The signed CD had not been assigned a placeholder name yet, so it was not included in the loan file - it is attached. - Seller-05/23/2024 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (2021-03-08). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects Date Issued of XX/XX/XXXX with no acknowledgment of receipt on the part of the borrower. Mailbox Rule/Presumed Receipt applied and borrower not in receipt of Initial CD 3 business days prior to consummation of XX/XX/XXXX. No Cure. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/22/2024 | Ready for Review-Document Uploaded. Please see Disclosure Tracking Information submitted (for eConsent condition) showing the Initial CD was sent electronically on 3/4 and the borrower viewed and esigned it on the same day. The signed CD had not been assigned a placeholder name yet, so it was not included in the loan file - it is attached. - Seller-05/23/2024<br>| Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024 <br>Resolved-Resolved - Due Diligence Vendor-05/24/2024<br>| XXXXXXXXXXXX XXXXXXXX - Signed Initial Cd.pdf |  |  | XX | Primary Residence | Purchase | NA | 1722044 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 423452 | Closed | 2024-05-21 09:44 | 2024-05-24 07:19 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing the borrower provided eConsent on XX/XX/XXXX. - Seller-05/23/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/21/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing the borrower provided eConsent on XX/XX/XXXX. - Seller-05/23/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024<br>| XXXXXXXXXXXX XXXXXXXXX - Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Purchase | NA | 1713852 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 422123 | Closed | 2024-05-30 09:26 | 2024-05-31 11:23 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/30/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Purchase | NA | 1757878 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 422123 | Closed | 2024-05-31 11:16 | 2024-05-31 11:16 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1766357 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 579790 | Closed | 2024-05-21 09:33 | 2024-05-31 11:29 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1713791 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 579790 | Closed | 2024-05-31 11:24 | 2024-05-31 11:24 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1766399 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 579790 | Closed | 2024-05-21 10:06 | 2024-05-29 06:13 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained XX/XX/XXXX - Seller-05/24/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/21/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained XX/XX/XXXX - Seller-05/24/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024<br>| XXXXXXXXXXXX XXXXXXXX - Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1714041 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 216797 | Closed | 2024-05-21 04:48 | 2024-05-31 11:46 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/21/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1712519 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 216797 | Closed | 2024-05-21 04:51 | 2024-05-31 11:44 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/31/2024 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/21/2024 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1712521 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 216797 | Closed | 2024-05-31 11:33 | 2024-05-31 11:33 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1766460 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 661325 | Closed | 2024-05-21 05:00 | 2024-06-07 15:31 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 1712533 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 661325 | Closed | 2024-06-07 15:27 | 2024-06-07 15:27 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 1803286 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 661325 | Closed | 2024-05-21 05:32 | 2024-05-23 06:57 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/23/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing the borrowers provided eConsent on XX/XX/XXXX. - Seller-05/22/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/21/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing the borrowers provided eConsent on XX/XX/XXXX. - Seller-05/22/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/23/2024<br>| XXXXXXXXXXXX XXXX Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 1712610 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 742519 | Closed | 2024-05-22 13:06 | 2024-05-24 06:56 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024 <br> Resolved-Resolved - Due Diligence Vendor-05/24/2024 <br> Ready for Review-Please see page 4 of Disclosure Tracking Information (submitted for eConsent condition) showing that it sent electronically and viewed and signed on XX/XX/XXXX. - Seller-05/23/2024 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects a Date Issued of XX/XX/XXXX. eSignature on initial CD is null and void due to the missing eConsent form. Therefore, the Mailbox Rule/Presumed Receipt is applied and borrower was not in receipt of initial CD 3 business days prior to consummation of XX/XX/XXXX. No Cure. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/22/2024 | Ready for Review-Please see page 4 of Disclosure Tracking Information (submitted for eConsent condition) showing that it sent electronically and viewed and signed on XX/XX/XXXX. - Seller-05/23/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024 <br>Resolved-Resolved - Due Diligence Vendor-05/24/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1722791 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 742519 | Closed | 2024-05-21 08:46 | 2024-05-24 06:49 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained on XX/XX/XXXX. - Seller-05/23/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/21/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained on XX/XX/XXXX. - Seller-05/23/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024<br>| XXXXXXXXXXXX XXXXX - Disclosure Tracking Information.pdf |  | E-Consent documentation on TRID loan is missing for borrower(s) | XX | Primary Residence | Purchase | NA | 1713445 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 798532 | Closed | 2024-05-21 07:13 | 2024-06-04 16:52 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1712900 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 798532 | Closed | 2024-06-04 16:49 | 2024-06-04 16:49 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1785658 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 225460 | Closed | 2024-05-21 07:52 | 2024-06-07 15:28 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1713061 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 225460 | Closed | 2024-06-07 15:25 | 2024-06-07 15:25 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1803271 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 405224 | Closed | 2024-05-21 09:50 | 2024-06-05 09:27 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/21/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1713896 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 405224 | Closed | 2024-06-05 09:23 | 2024-06-05 09:23 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1788230 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 405224 | Closed | 2024-05-22 12:45 | 2024-05-24 06:40 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024 <br> Ready for Review-Document Uploaded. See attached Disclosure Tracking Information showing the eConsent was obtained on XX/XX/XXXX - Seller-05/23/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/22/2024 | Ready for Review-Document Uploaded. See attached Disclosure Tracking Information showing the eConsent was obtained on XX/XX/XXXX - Seller-05/23/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024<br>| XXXXXXXXXXXX XXXXXX - Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1722622 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 768367 | Closed | 2024-05-23 14:31 | 2024-06-04 15:33 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/23/2024 |  | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1729877 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 768367 | Closed | 2024-05-22 09:07 | 2024-05-29 06:49 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained XX/XX/XXXX - Seller-05/24/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/22/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained XX/XX/XXXX - Seller-05/24/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024<br>| XXXXXXXXXXXX XXXXX - Disclosure Tracking Info.pdf |  |  | XX | Primary Residence | Purchase | NA | 1720337 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 115321 | Closed | 2024-05-21 11:31 | 2024-06-10 10:08 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/10/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/10/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/21/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/10/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Second Home | Purchase | NA | 1715712 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 115321 | Closed | 2024-06-10 10:05 | 2024-06-10 10:05 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/10/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/10/2024<br>|  |  |  | XX | Second Home | Purchase | NA | 1809594 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 115321 | Closed | 2024-05-21 12:28 | 2024-05-23 07:23 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/23/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing the borrower provided eConsent on XX/XX/XXXX. - Seller-05/22/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/21/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing the borrower provided eConsent on XX/XX/XXXX. - Seller-05/22/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/23/2024<br>| XXXXXXXXXXXX GXXXXXXXXX Disclosure Tracking Information.pdf |  |  | XX | Second Home | Purchase | NA | 1716187 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 715102 | Closed | 2024-05-23 11:32 | 2024-09-25 08:36 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-09/25/2024 <br> Resolved- - Due Diligence Vendor-05/29/2024 <br> Ready for Review-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained XX/XX/XXXX - Seller-05/24/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/23/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained XX/XX/XXXX - Seller-05/24/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-09/25/2024<br>| XXXXXXXXXXXX XXXXX - Disclosure Tracking Info.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1728324 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 715102 | Closed | 2024-05-21 12:05 | 2024-05-31 11:52 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1716007 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 715102 | Closed | 2024-05-31 11:47 | 2024-05-31 11:47 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1766594 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 577720 | Closed | 2024-05-21 13:00 | 2024-06-04 15:24 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1716441 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 577720 | Closed | 2024-06-04 11:29 | 2024-06-04 11:29 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1782702 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 577720 | Closed | 2024-05-21 13:12 | 2024-05-29 07:12 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Client provided evidence Initial CD was received on XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-05/29/2024 <br> Resolved-Resolved - Due Diligence Vendor-05/29/2024 <br> Ready for Review-Document Uploaded. Please see Disclosure Tracking info submitted for eConsent condition - it shows it was sent electronically and esigned the same day. Attached is the signed CD. - Seller-05/24/2024 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects a Date Issued of XX/XX/XXXX. eSignature on initial CD is null and void due to the missing eConsent form. Therefore, the Mailbox Rule/Presumed Receipt is applied and borrower was not in receipt of initial CD 3 business days prior to consummation of XX/XX/XXXX. No Cure. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/21/2024 | Ready for Review-Document Uploaded. Please see Disclosure Tracking info submitted for eConsent condition - it shows it was sent electronically and esigned the same day. Attached is the signed CD. - Seller-05/24/2024<br>| Resolved-Client provided evidence Initial CD was received on XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-05/29/2024 <br> Resolved-Resolved - Due Diligence Vendor-05/29/2024 | XXXXXXXXXXXX XXXXXXX - Signed Initial CD.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1716543 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 577720 | Closed | 2024-05-21 13:40 | 2024-05-29 07:10 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained XX/XX/XXXX - Seller-05/24/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/21/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained XX/XX/XXXX - Seller-05/24/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/29/2024<br>| XXXXXXXXXXXX XXXXXXXX - Disclosure Tracking Info.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1716793 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 328500 | Closed | 2024-05-22 09:46 | 2024-05-24 07:10 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained on XX/XX/XXXX. - Seller-05/23/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/22/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was obtained on XX/XX/XXXX. - Seller-05/23/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024<br>| XXXXXXXXXXXX XXXXXXXX - Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Purchase | NA | 1720744 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 305704 | Closed | 2024-05-21 14:26 | 2024-06-11 09:15 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/11/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/11/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/11/2024<br>| XXXXXXXXXXXXv-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1717151 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 305704 | Closed | 2024-06-11 09:12 | 2024-06-11 09:12 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/11/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/11/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1815005 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 478711 | Closed | 2024-05-22 00:16 | 2024-06-03 10:08 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/22/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1718976 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 478711 | Closed | 2024-06-03 10:05 | 2024-06-03 10:05 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1775691 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 478711 | Closed | 2024-05-22 00:46 | 2024-05-24 07:15 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024 <br> Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was given on XX/XX/XXXX - Seller-05/23/2024 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-05/22/2024 | Ready for Review-Document Uploaded. Please see attached Disclosure Tracking Information showing eConsent was given on XX/XX/XXXX - Seller-05/23/2024 | Resolved-Client provided evidence of E-Consent. Condition cleared. - Due Diligence Vendor-05/24/2024<br>| XXXXXXXXXXXX XXXX - Disclosure Tracking Information.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1719023 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 174052 | Closed | 2024-06-03 01:37 | 2024-06-07 15:01 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1773550 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 174052 | Closed | 2024-06-07 14:59 | 2024-06-07 14:59 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1803067 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 929744 | Closed | 2024-05-30 09:15 | 2024-06-05 10:31 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. . - Due Diligence Vendor-05/30/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 1757786 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 929744 | Closed | 2024-06-05 10:27 | 2024-06-05 10:27 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 1788985 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 644043 | Closed | 2024-05-31 12:04 | 2024-06-01 14:17 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/01/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/01/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/01/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/01/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1766696 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 644043 | Closed | 2024-05-31 11:53 | 2024-06-01 04:55 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1766637 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 869364 | Closed | 2025-04-08 12:53 | 2025-04-08 12:53 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-04/08/2025 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-04/08/2025<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 3809156 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 869364 | Closed | 2024-06-01 23:04 | 2024-06-05 09:33 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-06/05/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-06/02/2024 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1771917 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 869364 | Closed | 2024-06-01 23:03 | 2024-06-05 09:32 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/02/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1771912 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 849283 | Closed | 2024-06-03 02:16 | 2024-06-04 15:36 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1773630 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 575522 | Closed | 2024-06-03 04:28 | 2024-06-05 10:27 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Client provided a COC for the appraisal fee increase dated 02/10/2021. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Document Uploaded. Please see attached COC and revised LE issued on 2.10 for appraisal fee increase. - Seller-06/04/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The Appraisal Fee increased on the CD dated XX/XX/XXXX without a valid COC. No Cure. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-06/03/2024 | Ready for Review-Document Uploaded. Please see attached COC and revised LE issued on XX/XX/XXXX for appraisal fee increase. - Seller-06/04/2024 | Resolved-Client provided a COC for the appraisal fee increase dated XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 | XXXXXXXXXXXX XXXX - XX/XX/XXXX COC for Appraisal Fee.pdf<br> XXXXXXXXXXXX XXXX - XX/XX/XXXX Revised LE for Appraisal Fee.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1773863 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 575522 | Closed | 2024-06-03 04:28 | 2024-06-05 10:27 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Client provided a COC for the appraisal fee increase dated XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Please see documents submitted for COC condition. - Seller-06/04/2024 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Loan Estimate, dated XX/XX/XXXX, reflects an Appraisal Fee of $XXX. Final CD dated XX/XX/XXXX and Post Close CD dated XX/XX/XXXX reflects an Appraisal Fee of $XXX. The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $XXX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-06/03/2024 | Ready for Review-Please see documents submitted for COC condition. - Seller-06/04/2024<br>| Resolved-Client provided a COC for the appraisal fee increase dated XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1773862 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 575522 | Closed | 2024-06-03 03:05 | 2024-06-04 15:40 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. CU 3.3 - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1773724 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 575522 | Closed | 2024-06-04 15:38 | 2024-06-04 15:38 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1785171 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 511654 | Closed | 2024-06-01 10:22 | 2024-06-05 13:31 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/01/2024 |  | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1770899 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 511654 | Closed | 2024-06-05 13:29 | 2024-06-05 13:29 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1790561 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 863263 | Closed | 2024-06-02 17:47 | 2024-06-10 09:53 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/10/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/10/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/02/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/10/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1773088 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 863263 | Closed | 2024-06-10 09:49 | 2024-06-10 09:49 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/10/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/10/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1809396 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 654260 | Closed | 2024-06-11 15:53 | 2024-06-11 15:53 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/11/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/11/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1818181 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 654260 | Closed | 2024-06-03 07:39 | 2024-06-11 15:52 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/11/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/11/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1774530 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 251991 | Closed | 2024-06-02 13:50 | 2024-06-11 09:51 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Document Uploaded. - Due Diligence Vendor-06/11/2024 <br>Resolved-Post incident inspection provided. No damage noted. - Due Diligence Vendor-06/11/2024 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-06/02/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/11/2024 <br>Resolved-Post incident inspection provided. No damage noted. - Due Diligence Vendor-06/11/2024<br>| XXXXXXXXXXXX-PDI.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1772752 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 434956 | Closed | 2024-06-03 03:21 | 2024-06-05 09:37 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1773747 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 434956 | Closed | 2024-06-05 09:34 | 2024-06-05 09:34 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1788308 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 983728 | Closed | 2024-06-03 08:23 | 2024-06-05 10:10 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Client provided a COC dated 03/12/2021 for the discount points and lender credit changes. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Document Uploaded. Please see attached docs. Loan was originally locked at 3.125% with a .125 rebate to the borrower. Lock was updated to 3% at a .125 cost on 3.12. - Seller-06/04/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The initial LE reflects a Discount Points fee of $0.00, whereas the Final CD reflects $XXX with no resulting Change of Circumstances (COC) to support the increase in the Discount Points fee. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-06/04/2024 | Ready for Review-Document Uploaded. Please see attached docs. Loan was originally locked at 3.125% with a .125 rebate to the borrower. Lock was updated to 3% at a .125 cost on 3.12. - Seller-06/04/2024<br>| Resolved-Client provided a COC datedXX/XX/XXXX for the discount points and lender credit changes. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 | XXXXXXXXXXXX XXXXXXXXXXXX - Lock Confirmation Screen.pdf<br> XXXXXXXXXXXX XXXXXXXXXXXX - Original Lock with Rebate.pdf<br> XXXXXXXXXXXX XXXXXXXXXXXX - XX/XX/XXXX COC.pdf<br> XXXXXXXXXXXX XXXXXXXXXXXX - XX/XX/XXXX Revised CD with New Pricing.pdf |  |  | XX | Primary Residence | Purchase | NA | 1774834 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 983728 | Closed | 2024-06-03 08:23 | 2024-06-05 10:10 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Client provided a COC dated 03/12/2021 for the discount points and lender credit changes. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 <br> Ready for Review-See docs submitted for COC condition - Seller-06/04/2024 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The initial LE reflects a Discount Points fee of $0.00, whereas the Final CD reflects $XXX with no resulting Change of Circumstances (COC) to support the increase in the Discount Points fee. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-06/04/2024 | Ready for Review-See docs submitted for COC condition - Seller-06/04/2024<br>| Resolved-Client provided a COC dated XX/XX/XXXX for the discount points and lender credit changes. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 |  |  |  | XX | Primary Residence | Purchase | NA | 1774833 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 983728 | Closed | 2024-06-03 08:23 | 2024-06-05 10:10 | Resolved | 1 - Information | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001261) | Resolved-Client provided a COC dated 03/12/2021 for the discount points and lender credit changes. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 <br> Ready for Review-See docs submitted for COC condition - Seller-06/04/2024 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($XXX.XX). The actual total fee amount shows a credit amount of ($0.00). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). The initial LE reflects a lender credit of $XXX, whereas the Final CD reflects $0.00 with no resulting Change of Circumstances (COC) to support the decrease in the lender credit. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-06/04/2024 | Ready for Review-See docs submitted for COC condition - Seller-06/04/2024<br>| Resolved-Client provided a COC dated XX/XX/XXXX for the discount points and lender credit changes. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 |  |  |  | XX | Primary Residence | Purchase | NA | 1774832 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 983728 | Closed | 2024-06-03 08:23 | 2024-06-05 10:10 | Resolved | 1 - Information | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-Client provided a COC dated 03/12/2021 for the discount points and lender credit changes. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 <br> Ready for Review-See docs submitted for COC condition - Seller-06/04/2024 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XXX.XX). The Last CD shows a total lender credit amount of ($0.00). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). The initial LE reflects a lender credit of $XXX, whereas the Final CD reflects $0.00 with no resulting Change of Circumstances (COC) to support the decrease in the lender credit. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-06/04/2024 | Ready for Review-See docs submitted for COC condition - Seller-06/04/2024<br>| Resolved-Client provided a COC dated XX/XX/XXXX for the discount points and lender credit changes. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 |  |  |  | XX | Primary Residence | Purchase | NA | 1774831 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 983728 | Closed | 2024-06-04 08:10 | 2024-06-04 15:43 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/04/2024 |  | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1781002 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 231887 | Closed | 2024-06-03 14:06 | 2024-06-03 15:12 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1777719 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 231887 | Closed | 2024-06-03 15:09 | 2024-06-03 15:09 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1778313 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 395232 | Closed | 2024-06-03 09:05 | 2024-06-13 12:20 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/13/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-06/03/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/13/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1775193 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 395232 | Closed | 2024-06-13 12:17 | 2024-06-13 12:17 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/13/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/13/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1829296 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 655688 | Closed | 2024-05-31 14:42 | 2024-06-05 13:39 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1768298 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 655688 | Closed | 2024-06-05 13:33 | 2024-06-05 13:33 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1790581 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 911418 | Closed | 2024-06-03 10:15 | 2024-06-03 10:15 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1775767 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 911418 | Closed | 2024-05-31 15:06 | 2024-06-03 10:14 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1768508 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 548021 | Closed | 2024-06-01 08:23 | 2024-06-05 09:48 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/01/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1770571 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 548021 | Closed | 2024-06-05 09:48 | 2024-06-05 09:48 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1788418 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 209756 | Closed | 2024-06-05 13:46 | 2024-06-05 13:46 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1790661 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 209756 | Closed | 2024-06-02 01:01 | 2024-06-05 13:45 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/02/2024 |  | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1772010 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 868606 | Closed | 2024-06-01 05:45 | 2024-06-05 13:55 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/01/2024 |  | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1770279 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 868606 | Closed | 2024-06-05 13:48 | 2024-06-05 13:48 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1790686 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 985695 | Closed | 2024-06-01 11:44 | 2025-11-03 10:39 | Cured | 2 - Non-Material | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Cured-The loan file did not contain evidence that mortgage payments for XX/XX/XXXX and XX/XX/XXXX were made. This was cured post-close with a credit report dated XX/XX/XXXX which reflects a last active dated of XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/09/2025 <br> Acknowledged-Document Uploaded. Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Per XXXX XXXXX guidelines, Lenders must verify that all mortgage loans are current (i.e. borrower has made all mortgage payments due in the month prior to the note date of the new loan transaction by no later than the last business day of that month). The loan closed on XX/XX/XXXX, the original credit report dated XX/XX/XXXX reflects a last active date of XX/XX/XXXX for the mortgage. Additionally, the mortgage statement in file reflects a payment due date of XX/XX/XXXX. The loan file did not contain evidence that mortgage payments for XX/XX/XXXX and XX/XX/XXXX were made. This was cured post-close with a credit report dated XX/XX/XXXX which reflects a last active dated of XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/01/2024 |  | Cured-The loan file did not contain evidence that mortgage payments for XX/XX/XXXX and XX/XX/XXXX were made. This was cured post-close with a credit report dated XX/XX/XXXX which reflects a last active dated of XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/09/2025 <br> Acknowledged-Document Uploaded. Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024 |  |  |  | XX | Primary Residence | Purchase | NA | 1771126 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 985695 | Closed | 2024-06-01 09:40 | 2025-11-03 10:39 | Cured | 2 - Non-Material | Credit | Insurance | Hazard Insurance Shortfall | Cured-Lender provided evidence of adequate coverage post-close. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/09/2025 <br> Acknowledged- - Due Diligence Vendor-06/05/2024 <br> Cured-Lender provided evidence of adequate coverage post-close. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Document Uploaded. Borrower's HOI shows Preferred Protection Plan, which means an additional 25% coverage, which would have been XXX,XXX0. We were able to get a current RCE indicating replacement cost is XXX,XXX, so three years ago that coverage of XXX,XXX probably would have been adequate, but I do not have anything to prove that. The docs I am submitting now shows the current coverage is adequate. - Seller-06/04/2024 <br> Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Total Amount of Subject Lien(s) of $XXXXXX - Due Diligence Vendor-06/01/2024 | Ready for Review-Document Uploaded. Borrower's HOI shows Preferred Protection Plan, which means an additional 25% coverage, which would have been XXX,XXX0. We were able to get a current RCE indicating replacement cost is XXX,XXX, so three years ago that coverage of XXX,XXX probably would have been adequate, but I do not have anything to prove that. The docs I am submitting now shows the current coverage is adequate. - Seller-06/04/2024 | Cured-Lender provided evidence of adequate coverage post-close. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/09/2025 <br>Cured-Lender provided evidence of adequate coverage post-close. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX XXXXX - Current RCE.pdf<br> XXXXXXXXXXXX XXXXX - Current HOI.pdf |  |  | XX | Primary Residence | Purchase | NA | 1770775 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 985695 | Closed | 2025-04-08 12:49 | 2025-04-08 12:49 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-04/08/2025 <br>Open-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-04/08/2025 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-04/08/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3809098 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 985695 | Closed | 2024-06-01 11:47 | 2024-06-05 10:23 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR not affected by hazard shortfall. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Agree with finding--unable to resolve. The only thing the tax returns were used for was the schedule B rental income. All other income was verified with current statements for pension/SS/Retirement. - Seller-06/04/2024 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements The loan was qualified using XXXX personal tax returns, signed/filed XX/XX/XXXX. However, tax transcripts requested on XX/XX/XXXX (post-close) reflect no record of the return filed. - Due Diligence Vendor-06/01/2024 | Ready for Review-Agree with finding--unable to resolve. The only thing the tax returns were used for was the schedule B rental income. All other income was verified with current statements for pension/SS/Retirement. - Seller-06/04/2024<br>| Resolved-ATR not affected by hazard shortfall. Condition cleared. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1771134 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 985695 | Closed | 2024-06-01 09:28 | 2024-06-04 16:24 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/01/2024 |  | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Purchase | NA | 1770751 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 667914 | Closed | 2024-06-01 20:40 | 2024-06-13 12:06 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/13/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/02/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/13/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1771835 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 667914 | Closed | 2024-06-13 12:04 | 2024-06-13 12:04 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/13/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/13/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1829164 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 673512 | Closed | 2024-06-02 07:08 | 2024-06-07 14:49 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/02/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1772191 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 673512 | Closed | 2024-06-07 14:46 | 2024-06-07 14:46 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1802975 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 798816 | Closed | 2024-06-02 02:11 | 2024-06-04 15:25 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/02/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1772035 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 798816 | Closed | 2024-06-04 11:35 | 2024-06-04 11:35 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1782757 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 394538 | Closed | 2024-06-05 09:53 | 2024-06-05 09:53 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 1788458 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 394538 | Closed | 2024-05-21 14:13 | 2024-06-05 09:53 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/21/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 1717059 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 243026 | Closed | 2024-05-21 14:47 | 2024-06-07 17:18 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Disclosure Tolerance | Acknowledged-Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024 <br> Open-The disclosed Total of Payments ($X,XXX,XXX.XX) is understated by more than $XXX when compared to the actual Total of Payments ($X,XXX,XXX.XX). The difference is ($XXX.XX). Regulation Z considers the disclosed Total of Payments inaccurate if it understated by more than $XXX. (12 CFR 1026.38(o)(1)) This finding is outside the statute of limitations and will be rated a B for all agencies<br> - Due Diligence Vendor-05/21/2024 |  | Acknowledged-Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1717325 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 243026 | Closed | 2024-05-21 14:47 | 2024-06-07 17:18 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Acknowledged-Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024 <br> Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) This finding is outside the statute of limitations and will be rated a B for all agencies - Due Diligence Vendor-05/21/2024 |  | Acknowledged-Acknowledged by Client.<br> - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1717324 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 243026 | Closed | 2024-06-03 09:32 | 2024-06-03 09:32 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1775427 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 243026 | Closed | 2024-05-21 13:49 | 2024-06-03 09:31 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1716863 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 737831 | Closed | 2024-06-05 09:58 | 2024-06-05 09:58 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1788487 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 737831 | Closed | 2024-05-21 13:03 | 2024-06-05 09:57 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/21/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1716457 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 595265 | Closed | 2024-05-22 12:45 | 2024-06-01 15:10 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-06/01/2024 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/22/2024 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-06/01/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1722620 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 595265 | Closed | 2024-05-22 13:37 | 2024-05-31 12:11 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/22/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>| XXXXXXXXXXXX--2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1723078 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 595265 | Closed | 2024-05-31 12:06 | 2024-05-31 12:06 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1766722 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767770 | Closed | 2024-05-21 14:30 | 2024-05-31 12:32 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024 <br>Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1717193 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 767770 | Closed | 2024-05-31 12:13 | 2024-05-31 12:13 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-05/31/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1766760 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 623901 | Closed | 2024-05-22 01:59 | 2024-06-05 15:09 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/22/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1719159 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 623901 | Closed | 2024-06-05 14:01 | 2024-06-05 14:01 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1790837 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 232609 | Closed | 2024-06-05 10:02 | 2024-06-05 10:02 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1788530 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 232609 | Closed | 2024-05-22 03:14 | 2024-06-05 10:02 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/22/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1719276 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 979787 | Closed | 2024-05-21 14:49 | 2024-06-13 12:01 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/13/2024 <br>Open- - Due Diligence Vendor-05/23/2024 <br>Open- - Due Diligence Vendor-05/23/2024 <br>Open- - Due Diligence Vendor-05/23/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/21/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/13/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1717368 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 979787 | Closed | 2024-06-13 11:58 | 2024-06-13 11:58 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/13/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/13/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1829094 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 128165 | Closed | 2024-05-22 09:47 | 2024-06-03 10:20 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/22/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1720758 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 128165 | Closed | 2024-06-03 10:17 | 2024-06-03 10:17 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1775776 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 472721 | Closed | 2024-06-03 09:03 | 2024-06-04 15:50 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1775178 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 482380 | Closed | 2024-05-22 06:43 | 2024-06-04 15:53 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/23/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/22/2024 |  | Resolved-Document Uploaded. Received CDA. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Purchase | NA | 1719606 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 716899 | Closed | 2024-05-24 05:46 | 2024-09-25 08:37 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-09/25/2024 <br>Acknowledged- - Due Diligence Vendor-06/03/2024 <br>Acknowledged- - Due Diligence Vendor-05/24/2024 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-05/24/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-09/25/2024<br>|  |  |  | XX | Second Home | Refinance | Cash Out - Other | 1733161 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 716899 | Closed | 2024-05-24 13:25 | 2024-06-03 09:40 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/24/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Second Home | Refinance | Cash Out - Other | 1736251 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 969482 | Closed | 2024-06-02 05:14 | 2024-06-03 14:41 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/02/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 1772106 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 969482 | Closed | 2024-06-03 14:39 | 2024-06-03 14:39 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 1778032 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 452269 | Closed | 2024-05-22 12:13 | 2024-06-04 16:45 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/22/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Second Home | Purchase | NA | 1722324 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 452269 | Closed | 2024-06-04 16:31 | 2024-06-04 16:31 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Second Home | Purchase | NA | 1785548 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 452269 | Closed | 2024-05-22 09:57 | 2024-05-30 08:31 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 Executed 4506-T Missing | Resolved-Client provided executed 4506 for Co-Borrower. Condition cleared. - Due Diligence Vendor-05/30/2024 <br>Resolved-Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/30/2024 <br>Ready for Review-Document Uploaded. Sorry--my fault on that last doc! Here is the real one! - Seller-05/29/2024 <br>Counter-Client provided a W-9 for the Co-Borrower. File is missing an executed 4506 for the Co-Borrower. Condition remains. - Due Diligence Vendor-05/24/2024 <br>Ready for Review-Document Uploaded. Please see attached. - Seller-05/24/2024 <br>Open-Borrower 2 Executed 4506-T Missing DU #16 requires a fully executed 4506 for each borrower whose income is used to qualify. A 4506 evidencing the coborrower's signature is missing from the loan file. - Due Diligence Vendor-05/22/2024 | Ready for Review-Document Uploaded. Sorry--my fault on that last doc! Here is the real one! - Seller-05/29/2024 <br>Ready for Review-Document Uploaded. Please see attached. - Seller-05/24/2024<br>| Resolved-Client provided executed 4506 for Co-Borrower. Condition cleared. - Due Diligence Vendor-05/30/2024 <br>Resolved-Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/30/2024<br>| XXXXXXXXXXXX XXXXXXX - Signed 4506.pdf |  |  | XX | Second Home | Purchase | NA | 1720828 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 808950 | Closed | 2024-05-31 09:57 | 2024-06-04 15:35 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1765618 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 237589 | Closed | 2024-05-28 08:19 | 2024-09-26 09:16 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Qualifying Monthly DTI Ratio and/or Residual Income taken into consideration do not meet requirements | Resolved-Client provided clarification and supporting documentation that the $1,070.56 is income and not debt. Audit DTI is 37.72%. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved-ATR Risk - Qualifying Monthly DTI Ratio and/or Residual Income taken into consideration meets requirements - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Please see information submitted about truck "payment" that is actually a pension. - Seller-06/03/2024 <br> Open-ATR Risk - Qualifying Monthly DTI Ratio and/or Residual Income taken into consideration do not meet requirements Guidelines reflect a maximum DTI of 37.73% vs the audited DTI is 44.83%. The file contained a bank statement showing an auto loan liability with a monthly payment of $X,XXX.XX that is being paid by B3 and B4 from XX/XX/XXXX through XX/XX/XXXX with an outstanding balance of $XX,XXX.XX. The file did not contain evidence that the debt was paid in full prior to or at closing. The addition of this liability increased the DTI to 44.83% which exceeds the 3% tolerance allowed. - Due Diligence Vendor-05/28/2024 | Ready for Review-Please see information submitted about truck "payment" that is actually a pension. - Seller-06/03/2024<br>| Resolved-Client provided clarification and supporting documentation that the $X,XXX.XX is income and not debt. Audit DTI is 37.72%. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved-ATR Risk - Qualifying Monthly DTI Ratio and/or Residual Income taken into consideration meets requirements - Due Diligence Vendor-06/04/2024 |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1743195 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 237589 | Closed | 2024-05-28 07:46 | 2024-06-04 13:16 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved- - Due Diligence Vendor-06/04/2024 <br>Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/28/2024 |  | Resolved- - Due Diligence Vendor-06/04/2024 <br>Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1742910 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 237589 | Closed | 2024-05-27 10:28 | 2024-06-04 13:15 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Property Taxes for REO | Resolved-Client provided the same XXXX mortgage statement which does confirm taxes and insurance are included. This account number is the same for the mortgage as provided on the credit report. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. Please see attached statement referenced - it does show taxes and insurance are escrowed. - Seller-06/03/2024 <br> Open-Evidence of property taxes and insurance for property #3b on the final application for borrowers 1 and 2 not provided. Mortgage statement provided in file is dated XX/XX/XXXX. Provide either evidence of taxes and insurance or recent mortgage statement supporting that taxes and insurance are included in payment. - Due Diligence Vendor-05/27/2024 | Ready for Review-Document Uploaded. Please see attached statement referenced - it does show taxes and insurance are escrowed. - Seller-06/03/2024<br>| Resolved-Client provided the same XXXX mortgage statement which does confirm taxes and insurance are included. This account number is the same for the mortgage as provided on the credit report. Condition cleared. - Due Diligence Vendor-06/04/2024 | XXXXXXXXXXXX XXXXX - #XX XXXXXXX property mortgage statement.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1741281 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 237589 | Closed | 2024-05-29 09:55 | 2024-06-04 13:13 | Resolved | 1 - Information | Credit | Closing | Invalid AUS | Resolved-Client provided clarification and supporting documentation that the $X,XXX.XX is income and not debt. Audit DTI is 37.72%. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Please see information submitted about truck "payment" that is actually a pension. - Seller-06/03/2024 <br> Open-The Lender's Guidelines/Agency Guidelines require loan data to be resubmitted to DU if the data changes from the time the AUS was last run. The most recent AUS in file reflects issues with DTI. - Due Diligence Vendor-05/29/2024 | Ready for Review-Please see information submitted about truck "payment" that is actually a pension. - Seller-06/03/2024<br>| Resolved-Client provided clarification and supporting documentation that the $X,XXX.XX is income and not debt. Audit DTI is 37.72%. Condition cleared. - Due Diligence Vendor-06/04/2024 |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1751369 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 237589 | Closed | 2024-05-28 08:19 | 2024-06-04 13:12 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Client provided clarification and supporting documentation that the $X,XXX.XX is income and not debt. Audit DTI is 37.72%. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Please see information submitted about truck "payment" that is actually a pension. - Seller-06/03/2024 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Guidelines reflect a maximum DTI of 37.73% vs the audited DTI is 44.83%. The file contained a bank statement showing an auto loan liability with a monthly payment of $X,XXX.XX that is being paid by B3 and B4 from XX/XX/XXXX through XX/XX/XXXX with an outstanding balance of $XX,XXX.XX. The file did not contain evidence that the debt was paid in full prior to or at closing. The addition of this liability increased the DTI to 44.83%. - Due Diligence Vendor-05/28/2024 | Ready for Review-Please see information submitted about truck "payment" that is actually a pension. - Seller-06/03/2024<br>| Resolved-Client provided clarification and supporting documentation that the $X,XXX.XX is income and not debt. Audit DTI is 37.72%. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-06/04/2024 |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1743194 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 237589 | Closed | 2024-05-28 08:22 | 2024-06-04 13:12 | Resolved | 1 - Information | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Client provided clarification and supporting documentation that the $X,XXX.XX is income and not debt. Audit DTI is 37.72%. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved-Audited DTI of 37.72% is less than or equal to AUS DTI of 37.73% - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. Regarding the additional truck payment in the amount of $X,XXX.XX and a balance owing of $XX,XXX.XX; This is one of B4's pension incomes not a truck payment. The ACH deposit of $X,XXX.XX goes IN TO the account, not out of the Consolidated CCU account. There's a transaction history that says Daimler Trucks – Payment. It's not a truck payment. It shows it's a regular share account. The balance starts out on XX/XX/XXXX for $X,XXX.XX and the current balance (not balance owing) ends on XX/XX/XXXX for $XX,XXX.XX. See attached statement. - Seller-06/03/2024 <br> Open-Audited DTI of 44.83% exceeds AUS DTI of 37.73% Guidelines reflect a maximum DTI of 37.73% vs the audited DTI is 44.83%. The file contained a bank statement showing an auto loan liability with a monthly payment of $X,XXX.XX that is being paid by B3 and B4 from XX/XX/XXXX through XX/XX/XXXX with an outstanding balance of $XX,XXX.XX. The file did not contain evidence that the debt was paid in full prior to or at closing. The addition of this liability increased the DTI to 44.83%.<br> - Due Diligence Vendor-05/28/2024 | Ready for Review-Document Uploaded. Regarding the additional truck payment in the amount of $X,XXX.XX and a balance owing of $XX,XXX.XX; This is one of B4's pension incomes not a truck payment. The ACH deposit of $X,XXX.XX goes IN TO the account, not out of the XXXXXXXXXX XXX account. There's a transaction history that says XXXXXXX XXXXXX – Payment. It's not a truck payment. It shows it's a regular share account. The balance starts out on XX/XX/XXXX for $X,XXX.X and the current balance (not balance owing) ends on XX/XX/XXXX for $XX,XXX.XX. See attached statement. - Seller-06/03/2024 | Resolved-Client provided clarification and supporting documentation that the $X,XXX.XX is income and not debt. Audit DTI is 37.72%. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved-Audited DTI of 37.72% is less than or equal to AUS DTI of 37.73% - Due Diligence Vendor-06/04/2024 | XXXXXXXXXXXX XXXXX - XXXXXX XXXXXX XX pension.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1743227 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 237589 | Closed | 2024-05-29 09:46 | 2024-06-04 12:42 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Client provided rate lock extensions and COCs. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved- - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Please see docs submitted for other tolerance cure. - Seller-06/03/2024 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2024 | Ready for Review-Please see docs submitted for other tolerance cure. - Seller-06/03/2024<br>| Resolved-Client provided rate lock extensions and COCs. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved- - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1751298 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 237589 | Closed | 2024-05-29 09:46 | 2024-06-04 12:42 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Client provided rate lock extensions and COCs. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Resolved- - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. There were several lock revisions - I am submitting the Lock confirmation screen so you can see the Notes, as well as the COCs. You have all the Disclosure Tracking info and disclosures, so I am not providing the disclosures again unless requested. - Seller-06/03/2024 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2024 | Ready for Review-Document Uploaded. There were several lock revisions - I am submitting the Lock confirmation screen so you can see the Notes, as well as the COCs. You have all the Disclosure Tracking info and disclosures, so I am not providing the disclosures again unless requested. - Seller-06/03/2024<br>| Resolved-Client provided rate lock extensions and COCs. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved- - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX XXXXX - Lock Confirmation.pdf<br> XXXXXXXXXXXX XXXXX - COCs.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1751297 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 237589 | Closed | 2024-05-28 07:35 | 2024-06-04 12:24 | Resolved | 1 - Information | Credit | Borrower | Fraud alert is present on the credit report | Resolved-Client provided evidence Borrower #3's identification was confirmed. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. Agree with finding - this was missed since they were added later, but identity was verified via CIP form at closing - Seller-06/03/2024 <br> Open-The credit report dated XX/XX/XXXX reflects a fraud alert for borrower #3. Fraud alert not addressed in file. - Due Diligence Vendor-05/28/2024 | Ready for Review-Document Uploaded. Agree with finding - this was missed since they were added later, but identity was verified via CIP form at closing - Seller-06/03/2024<br>| Resolved-Client provided evidence Borrower #3's identification was confirmed. Condition cleared. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX - CIP form B3.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1742835 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 237589 | Closed | 2024-05-28 07:30 | 2024-06-04 12:21 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation on Pre-TRID loan is missing for borrower(s) | Resolved-Client provided evidence of E-Consent for borrower #3. Condition cleared. - Due Diligence Vendor-06/04/2024 <br> Ready for Review-Document Uploaded. B3 did not provide eConsent. However, we eDisclose in almost all situations since we have a fulfillment servicing that automatically mails the docs. Please see attached so you can see where this is indicated in disclosure tracking. <br>Information provided to Daniel Chang, so please consult with him if there are further questions:<br> A disclosure package will be printed and mailed to the applicant via XXXX under any of the following circumstances:<br> When eConsent has not been accepted<br> eConsent is declined, or<br> The applicant does not attempt to retrieve the initial disclosure package by the 3rd business day after being issued - Seller-06/03/2024 <br> Open-E-Consent documentation on Pre-TRID loan is missing for borrower(s) Provide E-Consent for borrower #3. Tracking disclosures in file document that borrowers 1, 2 and 4 consented to electronic delivery of disclosures. Tracking report supports that revised LE received electronically. - Due Diligence Vendor-05/28/2024 | Ready for Review-Document Uploaded. B3 did not provide eConsent. However, we eDisclose in almost all situations since we have a fulfillment servicing that automatically mails the docs. Please see attached so you can see where this is indicated in disclosure tracking. <br>Information provided to XXXXXX XXXXX, so please consult with him if there are further questions:<br> A disclosure package will be printed and mailed to the applicant via XXXX under any of the following circumstances:<br> When eConsent has not been accepted<br> eConsent is declined, or<br> The applicant does not attempt to retrieve the initial disclosure package by the 3rd business day after being issued - Seller-06/03/2024 | Resolved-Client provided evidence of E-Consent for borrower #3. Condition cleared. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX XXXXX - Disclosure Tracking Information showing fulfillment.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1742812 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 821720 | Closed | 2024-06-03 10:11 | 2024-06-03 10:52 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1775752 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 821720 | Closed | 2024-06-03 10:51 | 2024-06-03 10:51 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P and graded A for all other agencies. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1776046 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 209113 | Closed | 2024-06-04 09:13 | 2025-11-03 10:17 | Resolved | 1 - Information | Credit | Eligibility | Borrower 1 Credit Report is Expired | Resolved-Gap Credit report date is within 4 months of the Note date. Finding cleared. - Due Diligence Vendor-11/03/2025 <br> Resolved-Borrower 1 Credit Report is not Expired. - Due Diligence Vendor-09/26/2024 <br> Ready for Review-Per XXXXXX XXX guidelines: Credit documents include credit reports and employment, income, and asset documentation. For all mortgage loans (existing and new construction), the credit documents must be no more than four months old on the note date. <br>In this case, the note date is XX/XX/XXXX, so it did not expire.<br>XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX - Seller-06/04/2024 <br> Open-Borrower 1 Credit Report is Expired (Greater than 120 days from the Closing Date). The credit report is dated XX/XX/XXXX and the subject loan closed XX/XX/XXXX. Per DU, all credit documents must be no more than four months old. The subject loan closed XX/XX/XXXX. The credit report was 122 days old at time of closing. Provide updated credit report. Additional conditions may apply. - Due Diligence Vendor-06/04/2024 | Ready for Review-Per XXXXXX XXX guidelines: Credit documents include credit reports and employment, income, and asset documentation. For all mortgage loans (existing and new construction), the credit documents must be no more than four months old on the note date. <br>In this case, the note date is XX/XX/XXXX, so it did not expire.<br>https://selling-guide.XXXXXXXXX.com/sel/b1-1-03/allowable-age-credit-documents-and-federal-income-tax-returns - Seller-06/04/2024 | Resolved-Gap Credit report date is within 4 months of the Note date. Finding cleared. - Due Diligence Vendor-11/03/2025 <br>Resolved-Borrower 1 Credit Report is not Expired. - Due Diligence Vendor-09/26/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1781527 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 209113 | Closed | 2024-06-04 09:23 | 2024-06-05 10:35 | Resolved | 1 - Information | Credit | Closing | Invalid AUS | Resolved- - Due Diligence Vendor-06/05/2024 <br> Resolved-Credit report date is within 4 months of the Note date. Finding cleared. - Due Diligence Vendor-06/05/2024 <br> Ready for Review-See information submitted for expired credit report condition. - Seller-06/04/2024 <br> Open-The Agency Guidelines require loan data to be resubmitted to DU if the data changes from the time the AUS was last run. The most recent AUS in file reflects issues with age of documents/closing date. Based on the credit report, the loan must close on or before XX/XX/XXXX. The subject loan closed XX/XX/XXXX. Provide updated DU with updated credit report. Additional conditions may apply. - Due Diligence Vendor-06/04/2024 | Ready for Review-See information submitted for expired credit report condition. - Seller-06/04/2024<br>| Rescinded-Credit report date is within 4 months of the Note date. Finding cleared. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1781655 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 209113 | Closed | 2024-05-31 09:21 | 2024-06-04 16:30 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-05/31/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1765168 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 209113 | Closed | 2024-06-04 16:25 | 2024-06-04 16:25 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1785476 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 359467 | Closed | 2024-06-02 07:09 | 2024-06-03 14:44 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/02/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1772192 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 359467 | Closed | 2024-06-03 14:43 | 2024-06-03 14:43 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P and A for all other agencies. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P and A for all other agencies. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1778074 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 554938 | Closed | 2024-06-02 11:27 | 2024-06-05 12:30 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Client provided prior policy to evidence continuous coverage. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Note Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Document Uploaded. The note date is irrelevant when it comes to hazard insurance - the borrower signed XX/XX/XXXX. This was a refi of an existing mortgage with XXXXXX XXXX. The borrower's policy period is XX/XX/XXXX to XX/XX/XXXX and the Final Settlement statement verifies borrower's annual premium was already paid through escrow of existing account. While the loan did fund one day before the new policy period and the update to the mortgagee, the only thing different is the loan number - the mortgagee is still correct. Attached is a copy of the policy in place for that last day. - Seller-06/04/2024 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX and after the disbursement date XX/XX/XXXX. - Due Diligence Vendor-06/03/2024 | Ready for Review-Document Uploaded. The note date is irrelevant when it comes to hazard insurance - the borrower signed XX/XX/XXXX. This was a refi of an existing mortgage with XXXXXX XXXX. The borrower's policy period is XX/XX/XXXX to XX/XX/XXXX and the Final Settlement statement verifies borrower's annual premium was already paid through escrow of existing account. While the loan did fund one day before the new policy period and the update to the mortgagee, the only thing different is the loan number - the mortgagee is still correct. Attached is a copy of the policy in place for that last day. - Seller-06/04/2024 | Resolved-Client provided prior policy to evidence continuous coverage. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Note Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-06/05/2024 | XXXXXXXXXXXX XXXX - Existing Policy.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1772574 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 807555 | Closed | 2024-06-02 06:55 | 2024-06-03 10:27 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-06/02/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1772182 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 807555 | Closed | 2024-06-03 10:23 | 2024-06-03 10:23 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/03/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1775816 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 345281 | Closed | 2024-06-02 12:41 | 2024-06-04 12:16 | Resolved | 1 - Information | Credit | Missing Doc | Missing Initial Loan Application | Resolved-Client provided initial loan application. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Ready for Review-Document Uploaded. See attached Initial 1003 - Seller-06/03/2024 <br>Open-The Initial 1003 is Missing - Due Diligence Vendor-06/02/2024 | Ready for Review-Document Uploaded. See attached Initial 1003 - Seller-06/03/2024<br>| Resolved-Client provided initial loan application. Condition cleared. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX XXXXXXX - Initial 1003.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 1772654 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 671755 | Closed | 2024-05-31 14:08 | 2024-09-26 11:13 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/10/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/10/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/31/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/10/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1767970 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 671755 | Closed | 2024-06-10 10:14 | 2024-06-10 10:14 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/10/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/10/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1809793 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 671755 | Closed | 2024-05-31 14:39 | 2024-06-04 12:11 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Resolved-Audit agrees that we have acceptable documentation. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Ready for Review-Document Uploaded. Please clarify why we would be required to provide the borrower's identification. It was verified according to Customer Identification Program Certification - see attached. - Seller-06/03/2024 <br>Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/31/2024 | Ready for Review-Document Uploaded. Please clarify why we would be required to provide the borrower's identification. It was verified according to Customer Identification Program Certification - see attached. - Seller-06/03/2024<br>| Resolved-Audit agrees that we have acceptable documentation. Condition cleared. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX XXXXX - Customer Identification Program Certification.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1768263 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 482087 | Closed | 2024-06-03 01:40 | 2024-09-26 10:48 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. PIW - Due Diligence Vendor-06/03/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Second Home | Purchase | NA | 1773559 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 482087 | Closed | 2024-06-04 11:40 | 2024-06-04 11:40 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Second Home | Purchase | NA | 1782811 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 549465 | Closed | 2024-06-02 15:55 | 2024-06-07 09:48 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Lender provided letter of explanation to the borrower, copy of cure check, post-closing CD and proof of delivery, therefore a COC was not required. Condition cleared. - Due Diligence Vendor-06/07/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/07/2024 <br> Ready for Review-Document Uploaded. See attached documentation for TC - Seller-06/06/2024 <br> Counter-Client agrees that $XX cure is needed. Condition to remain open until client provided evidence of cure. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-06/06/2024 <br> Ready for Review-Agree with finding - cure is needed for $XX for appraisal fee increase. - Seller-06/04/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The loan file did not contain a valid COC to support the Appraisal Fee increase. A tolerance cure of $XX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-06/03/2024 | Ready for Review-Document Uploaded. See attached documentation for TC - Seller-06/06/2024 <br> Ready for Review-Agree with finding - cure is needed for $XX for appraisal fee increase. - Seller-06/04/2024 | Resolved-Lender provided letter of explanation to the borrower, copy of cure check, post-closing CD and proof of delivery, therefore a COC was not required. Condition cleared. - Due Diligence Vendor-06/07/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX XXXXXXX - XXXXX Label.pdf<br> XXXXXXXXXXXX XXXXXX - Letter.pdf<br> XXXXXXXXXXXX XXXXXXX - Tolerance Cure.pdf<br> XXXXXXXXXXXX XXXXXXX - Proof of Delivery.pdf<br> XXXXXXXXXXXX XXXXXXX - Revised PCCD.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1772945 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 549465 | Closed | 2024-06-02 15:55 | 2024-06-07 09:45 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Cured-Lender provided letter of explanation to the borrower, copy of cure check, post-closing CD and proof of delivery. Documentation was provided within 60 days of discovery and is deemed acceptable. This finding is non-material and will be rated a B grade. - Due Diligence Vendor-06/07/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/07/2024 <br> Ready for Review-See documentation submitted for other condition - Seller-06/06/2024 <br> Counter-Client agrees that $XX cure is needed. Condition to remain open until client provided evidence of cure. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-06/06/2024 <br> Ready for Review-Agree with finding - cure is needed for $XX for appraisal fee increase. - Seller-06/04/2024 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Loan Estimate, dated XX/XX/XXXX, reflects an Appraisal Fee of $XXX.XX. Post-Closing CD reflects an Appraisal Fee of $XXX.XX. The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $XX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-06/03/2024 | Ready for Review-See documentation submitted for other condition - Seller-06/06/2024 <br> Ready for Review-Agree with finding - cure is needed for $XX for appraisal fee increase. - Seller-06/04/2024 | Cured-Lender provided letter of explanation to the borrower, copy of cure check, post-closing CD and proof of delivery. Documentation was provided within 60 days of discovery and is deemed acceptable. This finding is non-material and will be rated a B grade. - Due Diligence Vendor-06/07/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1772944 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 549465 | Closed | 2024-06-01 07:40 | 2024-06-03 15:33 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/01/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/03/2024 <br>Resolved-A valid secondary valuation (CDA) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/03/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1770459 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 265259 | Closed | 2024-06-03 14:51 | 2024-06-04 16:21 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1778151 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 265259 | Closed | 2024-06-04 16:16 | 2024-06-04 16:16 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1785409 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 902892 | Closed | 2024-06-03 05:37 | 2024-09-25 08:38 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Insurance for Primary Residence | Resolved-Client provided evidence of property taxes which indicates taxes and HOI were escrowed. Condition cleared. - Due Diligence Vendor-09/25/2024 <br>Resolved- - Due Diligence Vendor-06/05/2024 <br>Ready for Review-Client provided evidence of property taxes which indicates taxes and HOI were escrowed. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Ready for Review-See information submitted for condition for taxes for primary residence. - Seller-06/04/2024 <br>Open-Missing Evidence of Insurance for Primary Residence The mortgage statement in file indicates "escrows" are included but does not specify if this includes taxes and insurance. - Due Diligence Vendor-06/03/2024 | Ready for Review-See information submitted for condition for taxes for primary residence. - Seller-06/04/2024<br>| Resolved-Client provided evidence of property taxes which indicates taxes and HOI were escrowed. Condition cleared. - Due Diligence Vendor-09/25/2024<br>|  |  |  | XX | Second Home | Purchase | NA | 1774028 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 902892 | Closed | 2024-06-03 05:14 | 2024-06-06 15:35 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/06/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Second Home | Purchase | NA | 1773953 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 902892 | Closed | 2024-06-06 15:30 | 2024-06-06 15:30 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/06/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/06/2024<br>|  |  |  | XX | Second Home | Purchase | NA | 1797357 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 902892 | Closed | 2024-06-03 05:36 | 2024-06-05 11:34 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for Primary Residence | Resolved-Client indicates there are no HOA dues and audit confirmed. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Borrower did not indicate that there were any HOA dues on the loan application, and neither XXXXXX or XXXXXX indicate property is in a PUD or HOA. Additionally, we have a loan application on file for a refi of their primary residence, which was withdrawn, but the loan app indicates there aren't any HOA dues. - Seller-06/04/2024 <br> Open-Missing Evidence of HOA Dues for Primary Residence - Due Diligence Vendor-06/03/2024 | Ready for Review-Borrower did not indicate that there were any HOA dues on the loan application, and neither XXXXXX or XXXXX indicate property is in a PUD or HOA. Additionally, we have a loan application on file for a refi of their primary residence, which was withdrawn, but the loan app indicates there aren't any HOA dues. - Seller-06/04/2024 | Resolved-Client indicates there are no HOA dues and audit confirmed. Condition cleared. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Second Home | Purchase | NA | 1774025 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 902892 | Closed | 2024-06-03 05:37 | 2024-06-05 11:31 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Property Taxes for Primary Residence | Resolved-Client provided evidence of property taxes which indicates taxes and HOI were escrowed. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Document Uploaded. Their primary residence mortgage statement says the monthly escrow payment is $XXX.XX. <br> Attached is the property tax bill for the borrower's primary residence for XXXX. <br> $X,XXX.XX / 12 = $XXX.XX per month.<br>$XXX.XX - $XXX.XX = $XXX.XX left over for the hazard insurance. <br> - Seller-06/04/2024 <br> Open-Missing Evidence of Property Taxes for Primary Residence The mortgage statement in file indicates "escrows" are included but does not specify if this includes taxes and insurance. - Due Diligence Vendor-06/03/2024 | Ready for Review-Document Uploaded. Their primary residence mortgage statement says the monthly escrow payment is $XXX.XX. <br> Attached is the property tax bill for the borrower's primary residence for XXXX. <br> $X,XXX.XX / 12 = $XXX.XX per month.<br>$XXX.XX - $XXX.XX = $XXX.XX left over for the hazard insurance. <br> - Seller-06/04/2024 | Resolved-Client provided evidence of property taxes which indicates taxes and HOI were escrowed. Condition cleared. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX XXXXXXX - Property Tax Bill.pdf |  |  | XX | Second Home | Purchase | NA | 1774029 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 720021 | Closed | 2024-06-03 19:56 | 2024-06-05 12:04 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Client provided COC for 2 discount point increases. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Please see docs submitted for COC condition. - Seller-06/04/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The Initial Loan Estimate reflects no charge for Discount Points. The Post-Closing CD reflects a Discount Points Fee of $X,XXX. The loan file did not contain a valid COC to support the increase.] No evidence of a tolerance cure was provided in file. A tolerance cure of $X,XXX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-06/04/2024 | Ready for Review-Please see docs submitted for COC condition. - Seller-06/04/2024<br>| Resolved-Client provided COC for 2 discount point increases. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Second Home | Purchase | NA | 1779520 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 720021 | Closed | 2024-06-03 19:56 | 2024-06-05 12:04 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Client provided COC for 2 discount point increases. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Document Uploaded. Borrower had multiple lock extensions, with the last one being on XX/XX/XXXX. Please see attached Lock Confirmation, the COC and the revised CD. - Seller-06/04/2024 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Initial Loan Estimate reflects no charge for Discount Points. The Post-Closing CD reflects a Discount Points Fee of $X,XXX. The loan file did not contain a valid COC to support the increase.] No evidence of a tolerance cure was provided in file. A tolerance cure of $X,XXX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-06/04/2024 | Ready for Review-Document Uploaded. Borrower had multiple lock extensions, with the last one being on XX/XX/XXXX. Please see attached Lock Confirmation, the COC and the revised CD. - Seller-06/04/2024 | Resolved-Client provided COC for 2 discount point increases. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX XXXXXXXXXXXX - XX/XX/XXXX COC.pdf<br> XXXXXXXXXXXX XXXXXXXXXXXX - Lock Screen.pdf<br> XXXXXXXXXXXX XXXXXXXXXXXX - XX/XX/XXXX Revised CD.pdf |  |  | XX | Second Home | Purchase | NA | 1779519 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 404370 | Closed | 2024-06-03 01:23 | 2024-06-07 15:07 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-A valid secondary valuation (2055) supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 1773526 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 404370 | Closed | 2024-06-07 15:03 | 2024-06-07 15:03 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 1803090 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 758152 | Closed | 2024-06-03 01:57 | 2024-09-26 10:43 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. A valid secondary valuation supporting the origination appraisal value is not prese - Due Diligence Vendor-06/03/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1773584 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 758152 | Closed | 2024-06-04 11:47 | 2024-06-04 11:47 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1782874 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 418663 | Closed | 2024-06-11 09:24 | 2024-06-11 09:24 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-06/11/2024 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding is graded B for S&P only and graded A for all other agencies. - Due Diligence Vendor-06/11/2024<br>|  |  |  | XX | Second Home | Purchase | NA | 1815099 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 418663 | Closed | 2024-06-03 07:04 | 2024-06-04 15:31 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX_RDA.pdf |  |  | XX | Second Home | Purchase | NA | 1774344 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 424873 | Closed | 2024-06-03 04:00 | 2024-06-06 15:40 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1773809 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 424873 | Closed | 2024-06-06 15:38 | 2024-06-06 15:38 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/06/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/06/2024<br>|  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1797416 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 205368 | Closed | 2024-06-03 05:21 | 2024-06-07 15:03 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1773981 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 205368 | Closed | 2024-06-07 15:00 | 2024-06-07 15:00 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1803070 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 835634 | Closed | 2024-06-03 20:34 | 2024-06-05 10:54 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Client provided COC for discount points. Condition cleared. - Due Diligence Vendor-06/05/2024 <br> Resolved-Resolved - Due Diligence Vendor-06/05/2024 <br> Ready for Review-Document Uploaded. Loan was lock on XX/XX/XXXX - see attached lock confirmation, COC, and Cd with new pricing. - Seller-06/04/2024 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Loan Discount points increased on CD dated XX/XX/XXXX with no evidence of COC. No Cure. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-06/04/2024 | Ready for Review-Document Uploaded. Loan was lock on XX/XX/XXXX - see attached lock confirmation, COC, and Cd with new pricing. - Seller-06/04/2024 | Resolved-Client provided COC for discount points. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX XXXXX - XX/XX/XXXX COC for lock.pdf<br> XXXXXXXXXXXX XXXXX - XX/XX/XXXX Lock Confirmation.pdf<br> XXXXXXXXXXXX XXXXX - XX/XX/XXXX CD with Lock Info.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1779546 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 835634 | Closed | 2024-06-03 20:34 | 2024-06-05 10:53 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Client provided COC for discount points. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/05/2024 <br>Ready for Review-Please see docs submitted for COC condition. - Seller-06/04/2024 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-06/04/2024 | Ready for Review-Please see docs submitted for COC condition. - Seller-06/04/2024<br>| Resolved-Client provided COC for discount points. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-Resolved - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1779545 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 355020 | Closed | 2024-06-03 10:15 | 2024-06-07 09:12 | Acknowledged | 2 - Non-Material | Credit | Missing Doc | Missing Final Application - Not Executed | Acknowledged-Lender rebuttal was reviewed. Audit re-analyzed the loan file and has determined that an initial signed Loan Application (1003) was provided within the loan file. Per the lender, the original executed Final 1003 was shredded for privacy reasons by the escrow company before the lender received the package. This does not impact the salability of the loan or compliance. This finding is deemed non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/07/2024 <br>Ready for Review-We agree with the finding. We contacted escrow for a copy, and the co-borrower is an employee there, so they pull and shred the 1003 for privacy reasons before the docs are uploaded to their systems for storage. Apparently it got pulled before the doc package was sent to us and we missed it on our end. - Seller-06/06/2024 <br>Open-The Final 1003 is Not Executed - Due Diligence Vendor-06/03/2024 | Ready for Review-We agree with the finding. We contacted escrow for a copy, and the co-borrower is an employee there, so they pull and shred the 1003 for privacy reasons before the docs are uploaded to their systems for storage. Apparently it got pulled before the doc package was sent to us and we missed it on our end. - Seller-06/06/2024<br>| Acknowledged-Lender rebuttal was reviewed. Audit re-analyzed the loan file and has determined that an initial signed Loan Application (1003) was provided within the loan file. Per the lender, the original executed Final 1003 was shredded for privacy reasons by the escrow company before the lender received the package. This does not impact the salability of the loan or compliance. This finding is deemed non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1775769 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 225973 | Closed | 2024-06-03 07:29 | 2024-06-07 14:57 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024 <br>Open-Document Uploaded. - Due Diligence Vendor-06/07/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/07/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 1774469 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 225973 | Closed | 2024-06-07 14:54 | 2024-06-07 14:54 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/07/2024<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Home Improvement/Reno | 1803030 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 970126 | Closed | 2024-06-04 10:02 | 2024-06-06 08:52 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Client provided CD for proceeds of sale of home. Condition cleared. - Due Diligence Vendor-06/06/2024 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-06/06/2024 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-06/06/2024 <br>Ready for Review-See docs submitted for other condition. - Seller-06/05/2024 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Missing Final CD to verify Net proceeds - Due Diligence Vendor-06/04/2024 | Ready for Review-See docs submitted for other condition. - Seller-06/05/2024<br>| Resolved-Client provided CD for proceeds of sale of home. Condition cleared. - Due Diligence Vendor-06/06/2024 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-06/06/2024 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-06/06/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1782058 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 970126 | Closed | 2024-06-04 10:01 | 2024-06-06 08:51 | Resolved | 1 - Information | Credit | Missing Doc | Asset 3 Missing | Resolved-Client provided CD for proceeds of sale of home. Condition cleared. - Due Diligence Vendor-06/06/2024 <br>Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-06/06/2024 <br>Ready for Review-Document Uploaded. Attached is the Final Settlement Statement showing proceeds from sale of home. - Seller-06/05/2024 <br>Open-Asset 3 Missing Missing Final CD for Net proceeds from departing - Due Diligence Vendor-06/04/2024 | Ready for Review-Document Uploaded. Attached is the Final Settlement Statement showing proceeds from sale of home. - Seller-06/05/2024<br>| Resolved-Client provided CD for proceeds of sale of home. Condition cleared. - Due Diligence Vendor-06/06/2024 <br>Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-06/06/2024<br>| XXXXXXXXXXXX XXXXXXXXXXXX - FSS from Sale.pdf |  |  | XX | Primary Residence | Purchase | NA | 1782048 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 970126 | Closed | 2024-06-04 09:32 | 2024-06-04 11:56 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/04/2024 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1781751 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 970126 | Closed | 2024-06-04 11:52 | 2024-06-04 11:52 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>|  |  |  | XX | Primary Residence | Purchase | NA | 1782922 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 802518 | Closed | 2024-06-03 09:30 | 2024-06-04 16:11 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-Post incident inspection provided - Due Diligence Vendor-06/04/2024 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-Post incident inspection provided - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1775402 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 802518 | Closed | 2024-06-03 09:22 | 2024-06-04 16:11 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1775340 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 802518 | Closed | 2024-06-04 16:08 | 2024-06-04 16:08 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024 |  | Acknowledged-Document Uploaded. - Due Diligence Vendor-06/04/2024 <br>Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/04/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | 1785339 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 803310 | Closed | 2024-06-03 06:14 | 2024-06-05 14:16 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2024 |  | Resolved-Document Uploaded. Received 2055. Condition cleared. - Due Diligence Vendor-06/05/2024 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/05/2024<br>| XXXXXXXXXXXX-2055.pdf |  |  | XX | Second Home | Purchase | NA | 1774130 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 803310 | Closed | 2024-06-05 14:09 | 2024-06-05 14:09 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-06/05/2024<br>|  |  |  | XX | Second Home | Purchase | NA | 1790951 | Investor Post-Close | No |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 795406 | Closed | 2/26/2020 | 3/10/2020 | Resolved | 1 - Information | Property | Value | An ARR report was not provided. | An ARR report was not provided. |  | 03/10/2020: An ARR was provided reflecting a value of $XXX,XXX.XX which is a 0% variance. Variance within acceptable tolerance. Condition Cleared. |  |  |  | XX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | ebef2bd0-cb58-ea11-bfd5-f4e9d4a75ba2 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 414510 | Closed | 2/6/2020 | 2/19/2020 | Resolved | 1 - Information | Credit | Missing Doc | A credit report for the borrower was not provided. Additional findings may apply. | A credit report for the borrower was not provided. Additional findings may apply. |  | 02/19/2019: Audit reviewed Lender's response, Lender provided the Credit report. Condition cleared. |  |  |  | XX | Primary Residence | Purchase | NA | 72c3485b-0149-ea11-bfd5-f4e9d4a75ba2 | N/A | N/A |
| XXXXXX | XXXXXX | XXXXXX | XXXXXX | 414510 | Closed | 2/6/2020 | 2/18/2020 | Resolved | 1 - Information | Property | Value | An ARR report was not provided. | An ARR report was not provided. |  | 02/18/2020: report provided supporting original appraised value. |  |  |  | XX | Primary Residence | Purchase | NA | 861de6eb-0049-ea11-bfd5-f4e9d4a75ba2 | N/A | N/A |

---

## Exhibit 99.17

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.17**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Alt ID** | **Original Loan Amount** |
| XXXXXXX | XXXXXXX | XXXXXXX | 930706 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 662043 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 477767 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 724217 | $XXXXXXX B A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 533837 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 159930 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 605165 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 305775 | $XXXXXXX A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 611814 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 800143 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 906783 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 115606 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 687390 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 500068 | $XXXXXXX A B C |
| XXXXXXX | XXXXXXX | XXXXXXX | 368549 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 716617 | $XXXXXXX C A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 820403 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 481621 | $XXXXXXX A B C |
| XXXXXXX | XXXXXXX | XXXXXXX | 928195 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 436604 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 436299 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 833176 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 979933 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 263876 | $XXXXXXX A B C |
| XXXXXXX | XXXXXXX | XXXXXXX | 975576 | $XXXXXXX A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 830705 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 582589 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 990303 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 760049 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 382059 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 979332 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 462038 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 535730 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 641365 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 265280 | $XXXXXXX A B C |
| XXXXXXX | XXXXXXX | XXXXXXX | 777911 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 551313 | $XXXXXXX A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 440669 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 378063 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 286179 | $XXXXXXX A D |
| XXXXXXX | XXXXXXX | XXXXXXX | 175399 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 112455 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 775917 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 825473 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 760292 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 289073 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 301352 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 383472 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 969138 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 571852 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 455631 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 283161 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 381091 | $XXXXXXX A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 164403 | $XXXXXXX C A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 721399 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 855210 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 871506 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 761126 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 752520 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 662741 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 309374 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 895055 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 210025 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 791910 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 652593 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 175663 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 131007 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 126905 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 870289 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 927639 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 723735 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 374007 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 219582 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 380761 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 504502 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 961511 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 458068 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 948251 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 935319 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 774991 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 806123 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 496677 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 177415 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 762576 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 581377 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 995940 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 107318 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 887544 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 809137 | $XXXXXXX C A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 302563 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 899313 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 591756 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 199607 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 840221 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 595179 | $XXXXXXX A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 394063 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 423243 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 133304 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 491859 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 794500 | $XXXXXXX A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 880070 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 483469 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 481485 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 270579 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 247264 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 121521 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 163557 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 648098 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 938635 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 895418 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 440578 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 194800 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 358119 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 372844 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 109697 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 787350 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 203274 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 771289 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 423452 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 422123 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 579790 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 216797 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 661325 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 742519 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 798532 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 225460 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 405224 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 768367 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 115321 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 715102 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 577720 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 328500 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 305704 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 478711 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 894675 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 640126 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 174052 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 929744 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 644043 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 327221 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 869364 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 849283 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 575522 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 950551 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 511654 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 348521 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 863263 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 654260 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 251991 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 434956 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 358949 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 983728 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 354892 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 677838 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 231887 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 395232 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 655688 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 911418 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 619132 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 548021 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 209756 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 868606 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 985695 | $XXXXXXX C A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 102060 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 667914 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 673512 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 798816 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 398058 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 394538 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 243026 | $XXXXXXX A B C |
| XXXXXXX | XXXXXXX | XXXXXXX | 737831 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 595265 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 767770 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 623901 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 304477 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 232609 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 122337 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 979787 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 439364 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 128165 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 472721 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 482380 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 716899 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 969482 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 452269 | $XXXXXXX D A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 953245 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 693759 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 808950 | $XXXXXXX A C |
| XXXXXXX | XXXXXXX | XXXXXXX | 520378 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 579054 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 400591 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 460314 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 237589 | $XXXXXXX D C A |
| XXXXXXX | XXXXXXX | XXXXXXX | 255094 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 821720 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 165208 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 209113 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 858158 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 359467 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 911425 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 360928 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 554938 | $XXXXXXX C A |
| XXXXXXX | XXXXXXX | XXXXXXX | 807555 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 569024 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 345281 | $XXXXXXX D A |
| XXXXXXX | XXXXXXX | XXXXXXX | 671755 | $XXXXXXX D A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 482087 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 717338 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 549465 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 265259 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 449675 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 902892 | $XXXXXXX D A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 720021 | $XXXXXXX A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 404370 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 758152 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 768887 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 366614 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 418663 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 424873 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 932603 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 205368 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 609030 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 835634 | $XXXXXXX A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 355020 | $XXXXXXX D A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 225973 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 970126 | $XXXXXXX D C A B |
| XXXXXXX | XXXXXXX | XXXXXXX | 130366 | $XXXXXXX A |
| XXXXXXX | XXXXXXX | XXXXXXX | 802518 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 803310 | $XXXXXXX A C B |
| XXXXXXX | XXXXXXX | XXXXXXX | 795406 | $XXXXXXX A D |
| XXXXXXX | XXXXXXX | XXXXXXX | 414510 | $XXXXXXX D A |

---

## Exhibit 99.18

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.18**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Alt ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM DTI/Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| XXXXXXX | XXXXXXX | XXXXXXX | 930706 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 2.934 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 662043 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 2.816 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 477767 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.925 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 724217 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 2.991 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 533837 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.181 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 159930 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 2.9 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 605165 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4778.75 | 3.089 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 305775 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 2.801 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 611814 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 3195.0 | 3.285 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 800143 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 2.842 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 906783 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2843.2 | 3.215 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 115606 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.194 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 687390 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.947 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 500068 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4432.5 | 3.047 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 368549 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.947 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 716617 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.87 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 820403 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.806 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Not Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 481621 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 17792.19 | 3.096 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 928195 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 5207.5 | 3.022 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 436604 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 2506.25 | 2.943 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 436299 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4370.0 | 3.191 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 833176 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.858 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 979933 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.804 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 263876 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2770.0 | 2.855 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 975576 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 8135.0 | 2.977 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 830705 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3736.25 | 2.692 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 582589 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2870.0 | 2.852 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 990303 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 1940.0 | 3.488 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 760049 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2745.0 | 3.02 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 382059 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 6477.5 | 2.735 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 979332 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.712 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Not Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 462038 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.414 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 535730 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3466.89 | 3.675 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 641365 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1331.25 | 3.068 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 265280 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.905 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 777911 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 3.045 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 551313 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2963.75 | 3.029 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 440669 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3095.0 | 3.253 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 378063 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1437.75 | 3.059 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 286179 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.842 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 175399 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1675.5 | 3.09 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 112455 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 3.173 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 775917 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.902 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 825473 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1970.0 | 3.214 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 760292 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.916 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Not Employed | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 289073 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3050.94 | 2.929 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 301352 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.286 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 383472 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.187 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 969138 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.914 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 571852 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 1535.0 | 3.333 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 455631 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.918 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 283161 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2120.0 | 2.936 | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 381091 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 7370.0 | 3.258 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 164403 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.068 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 721399 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3276.88 | 2.838 | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 855210 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.947 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 871506 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5335.0 | 3.232 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 761126 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2082.5 | 2.971 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 752520 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2071.25 | 3.314 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 662741 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 7057.5 | 3.387 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 309374 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5188.0 | 3.076 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 895055 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.879 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 210025 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 2082.5 | 2.938 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 791910 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.344 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 652593 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.191 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 175663 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.187 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 131007 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 1630.0 | 2.918 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 126905 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2713.75 | 2.972 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 870289 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4932.5 | 3.014 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 927639 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1793.75 | 2.976 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 723735 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.159 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 374007 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1630.0 | 3.175 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Not Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 219582 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1229.13 | 3.204 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 380761 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5087.0 | 3.054 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 504502 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5106.88 | 2.964 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 961511 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1270.0 | 3.194 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 458068 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.953 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 948251 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3404.38 | 2.798 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 935319 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4845.0 | 3.077 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 774991 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.925 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 806123 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.953 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 496677 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5942.69 | 3.028 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 177415 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3245.0 | 3.481 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 762576 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.945 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 581377 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 2763.75 | 3.107 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 995940 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4925.0 | 2.979 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Not Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 107318 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2162.0 | 2.929 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 887544 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1475.0 | 3.085 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 809137 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.901 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 302563 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3978.75 | 2.853 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 899313 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 1233.75 | 3.086 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 591756 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2184.5 | 2.949 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 199607 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.727 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 840221 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4623.13 | 3.017 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 595179 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2117.5 | 3.013 | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 394063 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2322.5 | 2.927 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 423243 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.04 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 133304 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.929 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 491859 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1680.31 | 2.919 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 794500 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 2.798 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 880070 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3523.0 | 2.944 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 483469 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1557.5 | 2.798 | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 481485 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.902 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 270579 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 2365.0 | 2.803 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 247264 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.834 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 121521 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.912 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 163557 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.992 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 648098 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.172 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 938635 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2870.0 | 2.975 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 895418 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4745.0 | 3.048 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 440578 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5031.0 | 2.989 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 194800 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.786 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 358119 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3226.25 | 3.001 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 372844 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.18 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 109697 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.967 | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 787350 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2657.5 | 3.003 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 203274 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1699.0 | 2.985 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 771289 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 3.42 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 423452 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.794 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 422123 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.808 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 579790 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2772.5 | 2.956 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 216797 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1676.25 | 2.787 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 661325 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3245.0 | 3.027 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 742519 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.788 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 798532 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2597.5 | 2.954 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 225460 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.52 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 405224 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2685.0 | 3.208 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 768367 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.789 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 115321 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1275.0 | 3.078 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 715102 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.174 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 577720 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.813 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 328500 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No | N/A | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.793 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 305704 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.954 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 478711 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3948.13 | 3.021 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 894675 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4831.0 | 2.88 | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Not Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 640126 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4065.0 | 2.89 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 174052 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 8905.0 | 2.617 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 929744 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 2123.75 | 3.208 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 644043 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.047 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 327221 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3445.0 | 3.246 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 869364 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.038 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 849283 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 6784.06 | 3.247 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 575522 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5588.75 | 3.034 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 950551 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.79 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 511654 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1565.0 | 2.914 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 348521 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.906 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 863263 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4293.5 | 3.007 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 654260 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 2145.0 | 2.978 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 251991 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3188.75 | 2.977 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 434956 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2977.0 | 2.953 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 358949 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 8195.0 | 3.459 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 983728 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1620.0 | 3.049 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 354892 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3795.0 | 3.383 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 677838 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3290.0 | 3.206 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 231887 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 2.996 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 395232 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1332.5 | 3.192 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 655688 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4317.5 | 2.885 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 911418 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.168 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 619132 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1435.0 | 3.186 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 548021 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1500.0 | 3.22 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 209756 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3835.0 | 3.055 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 868606 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2895.0 | 3.092 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 985695 | XX/XX/XXXX | QM: Rebuttable Presumption GSE Temporary (GSE RP) | QM: Safe Harbor GSE Temporary (GSE SH) | Yes |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 3020.0 | 2.835 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 102060 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4845.0 | 3.013 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 667914 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3620.0 | 3.077 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 673512 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3120.0 | 3.081 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 798816 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4070.0 | 3.221 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 398058 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4370.0 | 3.513 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 394538 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2408.75 | 3.201 | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 243026 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3905.94 | 2.813 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 737831 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 2.998 | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 595265 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5450.0 | 3.516 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 767770 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1862.19 | 3.185 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 623901 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5495.01 | 2.988 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 304477 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4855.0 | 2.746 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 232609 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2995.0 | 3.22 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Not Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 122337 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3275.0 | 3.826 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 979787 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3648.75 | 3.437 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 439364 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1343.75 | 3.896 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 128165 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5107.5 | 3.42 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 472721 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1576.25 | 3.05 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 482380 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4640.0 | 3.02 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 716899 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3495.0 | 3.392 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 969482 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2870.0 | 3.493 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 452269 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.207 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 953245 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1645.0 | 3.297 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 693759 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.886 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 808950 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2932.5 | 3.181 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 520378 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3167.5 | 3.576 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 579054 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.292 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 400591 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1700.0 | 3.926 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 460314 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1110.62 | 3.298 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 237589 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3980.0 | 3.483 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 255094 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 2500.0 | 3.845 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 821720 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3785.0 | 3.473 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 165208 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1573.0 | 3.346 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 209113 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 3.803 | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 858158 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 3.29 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 359467 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.41 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 911425 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3526.25 | 3.461 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 360928 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 6710.0 | 3.377 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 554938 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 3.564 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 807555 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.417 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 569024 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 3576.25 | 3.49 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 345281 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.445 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 671755 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1620.0 | 3.587 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 482087 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.288 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 717338 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 2.955 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 549465 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1445.0 | 3.973 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 265259 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.417 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 449675 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3878.13 | 3.495 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 902892 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 1865.0 | 3.329 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 720021 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 2495.0 | 3.198 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 404370 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.254 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 758152 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.222 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 768887 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.425 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 366614 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.447 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 418663 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 5106.88 | 2.981 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 424873 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 2091.13 | 2.999 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 932603 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.599 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Retired | Retired | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 205368 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 4445.0 | 3.351 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 609030 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 2070.0 | 3.009 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 835634 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 3320.0 | 3.735 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 355020 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.112 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 225973 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 2109.25 | 3.453 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Retired | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 970126 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.297 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | N/A | Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 130366 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.438 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed | Not Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 802518 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | 995.0 | 3.285 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 803310 | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | 995.0 | 3.316 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $XXXXX | Yes | Employed |  | No |  | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 795406 | XX/XX/XXXX |  | QM/Non-HPML |  |  |  | No | No | No | No | No | No | No | No | No | No | 1542.8 | 3.941 | Yes | Yes | Yes | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  |  | Not Employed | Employed | No | No | No |  |
| XXXXXXX | XXXXXXX | XXXXXXX | 414510 | XX/XX/XXXX |  | QM/Non-HPML |  |  |  | No | No | No | No | No | No | No | No | No | No | 0 | 4.298 | Yes | Yes | Yes | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  |  | Employed |  | No |  | No |  |

---

## Exhibit 99.19

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.19**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Alt ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Maturity Date** | **Other Lien Interest Rate** |
| XXXXXX | XXXXXX | XXXXXX | 930706 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.290% | LP | Accept Eligible | Yes | 2.934% |  | 2.875% | 2.875% | $2212.64 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 43.83% | 43.83% | 43.83% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2019 - 2019 \|\| Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2019 - 2019 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2019 - 2019 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2019 - 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 02/14/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 07-19-2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 4970.48 | 2.1 | 4970.48 | 2.1 | No | 57.64 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 662043 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.816% |  | 2.750% | 2.750% | $972.19 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 43.43% | 44.07% | 44.07% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2020"] - 2020 | Borrower - 3 YRS Executed 4506T Verified - ["2020"] - 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 05/03/2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 48184.03 | 34.8 | 48184.03 | 34.8 | No | 60 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 477767 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.925% |  | 2.875% | 2.875% | $2688.50 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 20.05% | 20.05% | 20.05% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 05/29/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 10-02-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 279232.34 | 80.3 | 279232.34 | 80.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 724217 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | LP | Accept Eligible | No | 2.991% |  | 2.875% | 2.875% | $1877.35 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 48.43% | 47.70% | 47.70% | No | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 100.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 07/23/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 05-02-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 162389.78 | 84.3 | 162389.78 | 84.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 533837 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | Yes | 3.181% |  | 3.125% | 3.125% | $895.30 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 16.76% | 16.76% | 16.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 04/22/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 51.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 159930 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.830% | DU | Approve Eligible | Yes | 2.900% |  | 2.875% | 2.875% | $1937.55 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 45.53% | 45.53% | 45.53% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 1 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 30.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2019 - 2019 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2019 - 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 08/24/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.94 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 605165 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.760% | DU | Approve Eligible | No | 3.089% |  | 3.000% | 3.000% | $2126.99 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 19.73% | 19.73% | 19.73% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2019, 2018 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified - 2019, 2018 | XXXXXXX | XXXXXXX | HI | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 04/12/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 29725.12 | 9.5 | 29725.12 | 9.5 | No | 56.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 305775 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | No | 2.801% |  | 2.750% | 2.750% | $1531.72 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Annually | 47.28% | 47.28% | 47.28% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A |  |  | 0.00% | 10.00% |  | XXXXX | Borrower Prepared | 13 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Retirement, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 | 0 |  |  |  |  | 1 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 05/25/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 118310.01 | 63.6 | 118310.01 | 63.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 611814 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | DU | Approve Eligible | No | 3.285% |  | 3.125% | 3.125% | $942.43 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 45.71% | 45.71% | 45.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021 - 2021 | Borrower - 3 YRS Executed 4506T Verified - 2021 - 2021 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 10/01/2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 13792.47 | 9.3 | 13792.47 | 9.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 800143 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.760% | DU | Approve Eligible | No | 2.842% |  | 2.750% | 2.750% | $918.54 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 49.32% | 49.32% | 49.32% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified \|\| Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 11/08/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 05-12-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 87881.39 | 45.9 | 87881.39 | 45.9 | No | 20.93 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 906783 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 3.215% |  | 3.125% | 3.125% | $1226.44 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 28.80% | 28.80% | 28.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 07/01/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.03 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 115606 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | LP | Accept Eligible | No | 3.194% |  | 3.125% | 3.375% | $942.87 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 42.96% | 40.24% | 40.24% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | XXXXX | Borrower Prepared | 12 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, Executed 4506T Verified, Lease Agreements Verified - 2019, 2020 | Borrower - Executed 4506T Verified - 2019, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 09/25/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 17389.28 | 15.8 | 17389.28 | 15.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 687390 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.290% | DU | Approve Eligible | Yes | 2.947% |  | 2.875% | 3.000% | $1590.25 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 20.59% | 20.44% | 20.44% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2018 \|\| Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2018, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2018 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2018, 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 10/11/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 08-11-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 50161.75 | 23.5 | 50161.75 | 23.5 | No | 41.43 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 500068 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.700% | DU | Approve Eligible | Yes | 3.047% |  | 2.875% | 2.875% | $1037.23 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 37.08% | 37.04% | 37.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 154 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No | HELOC | $XXXXXX | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09/25/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 63524.54 | 36.8 | 63524.54 | 36.8 | No | 67.84 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 368549 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 2.947% |  | 2.875% | 2.875% | $804.89 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 39.68% | 39.68% | 39.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 8 | 8 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 08/21/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 104761.01 | 99.9 | 104761.01 | 99.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 716617 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.770% | DU | Approve Eligible | Yes | 2.870% |  | 2.750% | 2.750% | $2190.21 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 33.42% | 33.52% | 33.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 31 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 06/13/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 12869.13 | 5 | 12869.13 | 5 | No | 77.19 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 820403 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.806% |  | 2.750% | 2.750% | $1224.72 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 42.15% | 42.15% | 42.15% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 1 | NA | 1 Month | N/A | 0 | Yes | 3 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 5 | 24 | XXXXX | No | 0 |  | N/A | Borrower \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 11/27/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 08-30-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 126554.51 | 72.3 | 126554.51 | 72.3 | No | 47.43 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 481621 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.020% | LP | Accept Eligible | No | 3.096% |  | 2.875% | 2.875% | $2934.33 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 48.20% | 48.20% | 48.20% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2021, 2019, 2020 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2021, 2020, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2021, 2019, 2020 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09/18/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-26-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 57371.79 | 16 | 57371.79 | 16 | No | 28.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 928195 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.700% | DU | Approve Eligible | Yes | 3.022% |  | 2.875% | 2.875% | $1398.19 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | NV | $XXXXXX | XX/XX/XXXX | Monthly | 44.17% | 44.17% | 44.17% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | XXXXX | Yes | 26 | 26 | XXXXX | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | NV | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | NV | United States | 10/26/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | NV | United States | 08-11-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 144847.35 | 73.3 | 144847.35 | 73.3 | No | 42.13 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 436604 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.943% |  | 2.875% | 2.875% | $1672.02 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 44.81% | 44.38% | 44.38% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 77 | 25 | XXXXX | Yes | 89 | 25 | XXXXX | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2020, 2021, 2019 \|\| Co Borrower - Wage, Commission - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2020, 2021, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XX/XX/XXXX | XX/XX/XXXX | 1 | 109 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 10/19/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 10-19-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 55457.96 | 23.3 | 55457.96 | 23.3 | No | 81.74 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 436299 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.760% | DU | Approve Eligible | No | 3.191% |  | 2.875% | 2.875% | $746.81 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 31.16% | 31.16% | 31.16% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 48 | 48 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018, 2017, 2016, 2015 \|\| Co Borrower - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018, 2017, 2016, 2015 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 677 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06/09/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-25-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 833176 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | LP | Accept Eligible | No | 2.858% |  | 2.750% | 2.750% | $3109.82 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 38.60% | 38.52% | 38.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | Yes | 4 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 13 | 13 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 2 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 10/01/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 335384.38 | 90.6 | 335384.38 | 90.6 | No | 87.01 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 979933 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.804% |  | 2.750% | 2.750% | $1224.72 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 41.19% | 41.19% | 41.19% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 07/09/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 06-24-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 304993.58 | 181.2 | 304993.58 | 181.2 | No | 60 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 263876 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | No | 2.855% |  | 2.750% | 2.750% | $1159.40 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 42.02% | 42.07% | 42.07% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 24 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 2 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 09/16/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 19679.48 | 13.1 | 19679.48 | 13.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 975576 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.720% | DU | Approve Eligible | No | 2.977% |  | 2.875% | 2.875% | $3385.52 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | CA | $XXXXXX | XX/XX/XXXX | Monthly | 28.94% | 28.62% | 28.62% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | XXXXX | Borrower Prepared | 12 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 24 | XXXXX | No | 0 |  | N/A | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2019"] - 2019 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2021","2020"] - 2021, 2020 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2019"] - 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2021","2020"] - 2021, 2020 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 07/19/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 04-15-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 115327.40 | 21.9 | 115327.40 | 21.9 | No | 35.87 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 830705 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.760% | DU | Approve Eligible | Yes | 2.692% |  | 2.625% | 2.625% | $2202.05 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 34.73% | 34.62% | 34.62% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 43 | 35 | XXXXX | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 11/08/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 08-29-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 215084.80 | 78.7 | 215084.80 | 78.7 | No | 75.62 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 582589 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 2.852% |  | 2.750% | 2.750% | $1224.72 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 21.08% | 21.08% | 21.08% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 06/17/2028 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 06-28-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 46870.77 | 30.1 | 46870.77 | 30.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 990303 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.030% | DU | Approve Eligible | No | 3.488% |  | 3.375% | 3.375% | $1114.08 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 44.73% | 44.73% | 44.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021 - 2021 | Borrower - 3 YRS Executed 4506T Verified - 2021 - 2021 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 697 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 09/30/2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 11866.40 | 7.3 | 11866.40 | 7.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 760049 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.710% | DU | Approve Eligible | No | 3.020% |  | 2.875% | 2.875% | $726.06 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 38.43% | 37.07% | 37.07% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Primary Residence Rent Income - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 03/10/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 105480.55 | 101 | 105480.55 | 101 | No | 53.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 382059 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | No | 2.735% |  | 2.625% | 2.625% | $2202.05 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 19.33% | 19.33% | 19.33% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 13 | XXXXX | Yes | 19 | 19 | XXXXX | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 11/28/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 12-10-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 18821.11 | 6.8 | 18821.11 | 6.8 | No | 68.53 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 979332 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.720% | DU | Approve Eligible | No | 2.712% |  | 2.625% | 2.625% | $2202.05 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 30.94% | 30.63% | 30.63% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 03/23/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 03-12-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 271605.68 | 85.1 | 271605.68 | 85.1 | No | 87.72 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 462038 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | No | 3.414% |  | 3.375% | 3.375% | $2022.59 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 25.70% | 25.76% | 25.76% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 1 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 16 | 16 | XXXXX | No | 0 |  | N/A | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2021, 2020 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2021, 2020, 2011, 2010 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2021, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2021, 2020, 2011, 2010 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 07/11/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 04-30-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 535730 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.030% | DU | Approve Eligible | No | 3.675% |  | 3.500% | 3.500% | $848.69 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 36.35% | 36.26% | 36.26% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 2 | 2 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2018, 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2018, 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2018, 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2018, 2019, 2020, 2021 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 11/30/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 11-08-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 5231.42 | 4.1 | 5231.42 | 4.1 | No | 58.88 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 641365 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.710% | DU | Approve Eligible | Yes | 3.068% |  | 3.000% | 3.000% | $1134.12 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | ID | $XXXXXX | XX/XX/XXXX | Annually | 28.46% | 30.77% | 30.76% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2020, 2019 | XXXXXXX | XXXXXXX | ID | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | ID | United States | 01/16/2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 94497.57 | 62 | 94497.57 | 62 | No | 48.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 265280 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.100% | DU | Approve Eligible | No | 2.905% |  | 2.875% | 2.875% | $1854.57 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | NV | $XXXXXX | XX/XX/XXXX | Monthly | 30.21% | 30.20% | 30.20% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 2 | 1 | 2 | 1 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% | XXXXX | Borrower Prepared | 1 | Borrower | Borrower Prepared | Borrower | 1 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2018 \|\| Co Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2018 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2018 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2018 | XXXXXXX | XXXXXXX | NV | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 815 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | NV | United States | 06/24/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | NV | United States | 07-05-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 35744.94 | 11.5 | 35744.94 | 11.5 | No | 27.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 777911 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | LP | Accept Eligible | No | 3.045% |  | 3.000% | 3.000% | $1899.33 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 49.75% | 49.66% | 49.66% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 23 | 12 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 10/11/2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 5980.26 | 2.5 | 5980.26 | 2.5 | No | 86.63 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 551313 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.840% | DU | Approve Eligible | No | 3.029% |  | 2.875% | 2.875% | $933.51 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 41.95% | 41.95% | 41.95% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2019 - 2019 | Borrower - 3 YRS Executed 4506T Verified - 2019 - 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 11/05/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 40.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 440669 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.700% | DU | Approve Eligible | No | 3.253% |  | 3.125% | 3.125% | $1028.10 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 31.41% | 31.41% | 31.41% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 28 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Military and Government Assistance - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 07/30/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 08-20-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 12059.07 | 9.1 | 12059.07 | 9.1 | No | 37.5 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 378063 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.720% | DU | Approve Eligible | No | 3.059% |  | 3.000% | 3.000% | $1493.32 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 32.34% | 32.34% | 32.34% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 06/30/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 06-30-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 25073.00 | 13.9 | 25073.00 | 13.9 | No | 77.85 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 286179 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.720% | LP | Accept Eligible | No | 2.842% |  | 2.750% | 2.750% | $1647.93 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Annually | 41.88% | 41.81% | 41.81% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 47 | 36 | XXXXX | Yes | 16 | 16 | XXXXX | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2020, 2019, 2018 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2020, 2019, 2018 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | OR | United States | 07/29/2028 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 12-16-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 31645.73 | 14.7 | 31645.73 | 14.7 | No | 85 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 175399 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.240% | DU | Approve Eligible | Yes | 3.090% |  | 2.875% | 2.875% | $1427.76 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 20.49% | 33.42% | 33.42% | No | No | 1 - Not Stated Not Verified |  | 4 - Stated, 1YR W2 + YTD Paystub OR 2YR Tax Returns |  | 3 - Stated, 3rd Party Verification |  | Employed | Not Employed | Employed |  | 9.58 |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower 2 - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 794 | 791 | 805 | 801 |  |  |  | 801 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 10/12/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 07-28-2023 |  |  | N/A |  |  | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | WA | United States | 03-30-2021 |  |  | Work Visa | 06-02-2019 | 06-01-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 112455 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.700% | DU | Approve Eligible | No | 3.173% |  | 3.125% | 3.125% | $2314.08 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 47.79% | 47.79% | 47.79% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 06/28/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 22623.19 | 8.1 | 22623.19 | 8.1 | No | 72.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 775917 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | No | 2.902% |  | 2.875% | 2.875% | $2155.37 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 37.70% | 37.70% | 37.70% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 280 | 24 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 03/19/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 02-11-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 50.73 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 825473 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 3.214% |  | 3.125% | 3.125% | $1113.78 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 38.55% | 38.55% | 38.55% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2020, 2021 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2020, 2021 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 07/14/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 11-17-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 55640.60 | 40.5 | 55640.60 | 40.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 760292 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.700% | LP | Accept Eligible | No | 2.916% |  | 2.875% | 2.875% | $1717.65 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 30.27% | 30.19% | 30.19% | No | Yes |  |  |  |  |  |  | Not Employed | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Other, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2020, 2021 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | 12/09/2029 | United State | 12-09-2029 | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-18-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 3691394.57 | 841.6 | .00 | 0 | No | 34.5 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 289073 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.700% | LP | Accept Eligible | Yes | 2.929% |  | 2.875% | 2.875% | $2274.65 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 30.88% | 31.99% | 31.99% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 1 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | XXXXX | Borrower Prepared | 13 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 09/20/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 01-01-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 58181.88 | 19.3 | 58181.88 | 19.3 | No | 57.71 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 301352 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.050% | DU | Approve Eligible | Yes | 3.286% |  | 3.250% | 3.250% | $3372.85 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 20.45% | 20.45% | 20.45% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 02/10/2027 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 09-11-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 477026.48 | 117.4 | 477026.48 | 117.4 | No | 79.49 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 383472 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.700% | DU | Approve Eligible | No | 3.187% |  | 3.125% | 3.000% | $1208.02 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 23.84% | 23.84% | 23.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 240 | 27 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03/23/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 5928.94 | 3.5 | 5928.94 | 3.5 | No | 56.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 969138 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.914% |  | 2.875% | 2.875% | $2183.99 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 39.42% | 39.31% | 39.31% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 80 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2019, 2020, 2021 \|\| Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2021 - 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021 - 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 10/08/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 02-27-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 149542.23 | 53.6 | 637104.79 | 228.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 571852 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.700% | DU | Approve Eligible | No | 3.333% |  | 3.250% | 3.250% | $940.05 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 44.43% | 44.43% | 44.43% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 05/16/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 4068.47 | 3.2 | 4068.47 | 3.2 | No | 66.46 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 455631 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.840% | DU | Approve Eligible | Yes | 2.918% |  | 2.875% | 2.875% | $1717.65 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 36.89% | 36.60% | 36.60% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A |  |  | 0.00% | 100.00% |  | XXXXX | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 06/20/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 8372.68 | 3.5 | 8372.68 | 3.5 | No | 59.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 283161 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | LP | Accept Eligible | Yes | 2.936% |  | 2.875% | 2.875% | $1867.02 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 33.52% | 33.52% | 33.52% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 17 | 17 | XXXXX | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2020, 2021 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2020, 2021 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 11/20/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 10-17-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 134737.02 | 52.4 | 134737.02 | 52.4 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 381091 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.840% | DU | Approve Eligible | No | 3.258% |  | 3.000% | 3.000% | $1075.09 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 33.47% | 33.89% | 33.89% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 179 | 25 | XXXXX | No | 0 |  |  | Borrower - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 665 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 12/23/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 08-06-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2808.37 | 1.9 | 2808.37 | 1.9 | No | 62.96 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 164403 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | LP | Accept Eligible | Yes | 3.068% |  | 3.000% | 3.125% | $1024.50 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 24.08% | 23.97% | 23.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 85 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 10/16/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 42910.20 | 32.5 | 42910.20 | 32.5 | No | 60 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 721399 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.840% | DU | Approve Eligible | Yes | 2.838% |  | 2.750% | 2.750% | $1490.49 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 37.45% | 37.45% | 37.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 159 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 02/01/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.51 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 855210 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | No | 2.947% |  | 2.875% | 2.875% | $1003.62 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Annually | 39.64% | 39.70% | 39.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 197 | 30 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 08/31/2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.08 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 871506 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.840% | LP | Accept Eligible | No | 3.232% |  | 3.000% | 3.000% | $914.88 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 28.19% | 28.19% | 28.19% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XX/XX/XXXX | XX/XX/XXXX | 1 | 93 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09/16/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-02-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2833.93 | 2.4 | 12586.69 | 10.6 | No | 71.62 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 761126 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | Yes | 2.971% |  | 2.875% | 2.875% | $902.39 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 43.29% | 42.18% | 42.18% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 188 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 816 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 01/09/2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | 1730.09 | 1.3 | No | 59.75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 752520 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.840% | DU | Approve Eligible | No | 3.314% |  | 3.250% | 3.250% | $1418.77 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 33.86% | 33.77% | 33.77% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 54 | 54 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 10/23/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 44331.07 | 23.5 | 44331.07 | 23.5 | No | 77.62 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 662741 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | DU | Approve Eligible | No | 3.387% |  | 3.250% | 3.250% | $2110.75 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 41.61% | 41.61% | 41.61% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2022, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 | XXXXXXX | XXXXXXX | HI | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | HI | United States | 10/31/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 14627.98 | 5.9 | 14627.98 | 5.9 | No | 69.29 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 309374 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 3.076% |  | 2.875% | 2.875% | $994.09 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 29.30% | 29.30% | 29.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identifiction Program Certification | OR | United States | 06/20/2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 11676.86 | 9.4 | 11676.86 | 9.4 | No | 79.87 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 895055 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | LP | Accept Eligible | Yes | 2.879% |  | 2.750% | 2.750% | $963.45 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 34.23% | 34.23% | 34.23% | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2020 - 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2020 - 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Identification Program Certificate | WA | United States | 10/26/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identification Program Certificate | WA | United States | 02-12-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 40188.48 | 24.5 | 40188.48 | 24.5 | No | 35.22 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 210025 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.840% | LP | Accept Eligible | No | 2.938% |  | 2.875% | 2.875% | $1804.78 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 49.92% | 49.92% | 49.92% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2018, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2018, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 04/10/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 07-08-2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 15000.00 | 6.2 | .00 | 0 | No | 72.5 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 791910 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.070% | LP | Accept Eligible | No | 3.344% |  | 3.250% | 3.250% | $832.34 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 42.15% | 42.15% | 42.15% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2020 - 2020 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2020 - 2020 | Borrower - 3 YRS Executed 4506T Verified - 2020 - 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2020 - 2020 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 08/03/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 03-28-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 142120.70 | 101.6 | 142120.70 | 101.6 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 652593 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.020% | LP | Accept Eligible | No | 3.191% |  | 3.125% | 3.125% | $1141.19 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 37.91% | 37.91% | 37.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 12/16/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 7817.24 | 5.5 | 7817.24 | 5.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 175663 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | Yes | 3.187% |  | 3.125% | 3.120% | $1058.09 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 9.60% | 9.40% | 9.40% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 52 | 24 | XXXXX | Yes | 43 | 25 | XXXXX | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 04/08/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 10-19-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 13905.75 | 8.9 | 13905.75 | 8.9 | No | 49.4 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 131007 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | No | 2.918% |  | 2.875% | 2.875% | $2107.65 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 48.49% | 48.49% | 48.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 9 | 8 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 09/03/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 214302.56 | 77.3 | 214302.56 | 77.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 126905 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | Yes | 2.972% |  | 2.875% | 2.875% | $1140.95 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 36.91% | 36.90% | 36.90% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 04/13/2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 144633.21 | 81.8 | 144633.21 | 81.8 | No | 73.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 870289 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | LP | Accept | Yes | 3.014% |  | 2.875% | 2.875% | $1452.12 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 31.34% | 31.19% | 19.37% | No | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 699 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 08/10/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 02-15-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 37432.89 | 18.5 | 37432.89 | 18.5 | No | 73.68 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 927639 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | Yes | 2.976% |  | 2.875% | 2.875% | $883.72 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 23.86% | 23.88% | 23.88% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 699 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Progam Certification | WA | United States | 04/25/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Progam Certification | WA | United States | 02-21-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.25 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 723735 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | DU | Approve Eligible | No | 3.159% |  | 3.000% | 3.000% | $1995.48 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 37.73% | 37.71% | 37.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 18 | 18 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 05/08/2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 65315.88 | 25.9 | 65315.88 | 25.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 374007 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 3.175% |  | 3.125% | 3.125% | $2176.15 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 31.88% | 31.88% | 31.88% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 1 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 36 | 36 | XXXXX | No | 0 |  | N/A | Borrower \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 06/06/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 02-14-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 3488.58 | 1.3 | 3488.58 | 1.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 219582 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | No | 3.204% |  | 3.125% | 3.125% | $802.35 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 37.33% | 37.06% | 37.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2019, 2020, 2021 | Borrower - 2 YRS Executed 4506T Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 | 0 |  |  |  |  | 1 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 03/20/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | 35201.42 | 32.7 | No | 50.62 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 380761 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | No | 3.054% |  | 2.875% | 2.875% | $1131.83 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 26.40% | 26.40% | 26.40% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 98 | 35 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2020, 2019, 2018 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2020, 2019, 2018 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 01/09/2027 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 11-28-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 16391.54 | 12.2 | 16391.54 | 12.2 | No | 64.19 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 504502 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | No | 2.964% |  | 2.875% | 2.875% | $2274.65 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 21.88% | 21.91% | 21.91% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 33.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1065), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2020, 2019 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2020, 2019 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1065), 3 YRS Executed 4506T Verified - 2020, 2019 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 09/26/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 11-25-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 961511 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | Yes | 3.194% |  | 3.125% | 3.125% | $942.43 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 39.77% | 39.77% | 39.77% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 21 | 21 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No | HELOC | $XXXXXX | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 01/16/2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | 51250.59 | 43.3 | No | 65.95 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 458068 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | Yes | 2.953% |  | 2.875% | 2.875% | $914.84 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 27.94% | 25.73% | 25.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 113 | 25 | XXXXX | Yes | 123 | 25 | XXXXX | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Identification Program Certification | WA | United States | 09/29/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identification Program Certification | WA | United States | 12-02-2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.13 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 948251 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | Yes | 2.798% |  | 2.625% | 2.875% | $1548.36 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Annually | 30.50% | 30.50% | 30.50% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 232 | 25 | XXXXX | No | 0 |  | N/A | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 06/18/2028 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 10-11-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.74 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 935319 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.070% | LP | Accept Eligible | Yes | 3.077% |  | 2.750% | 2.625% | $1143.08 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 25.32% | 25.64% | 25.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 293 | 293 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 10/31/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 774991 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | Yes | 2.925% |  | 2.875% | 2.875% | $1410.63 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Annually | 30.46% | 30.51% | 30.51% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 02/19/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 07-18-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 799.21 | 2.8 | 799.21 | 2.8 | No | 56.67 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 806123 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.953% |  | 2.875% | 2.875% | $1920.95 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 37.96% | 37.96% | 37.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 105 | 26 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 02/08/2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2936.26 | 1.1 | 2936.26 | 1.1 | No | 59.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 496677 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 3.028% |  | 2.875% | 2.875% | $1492.92 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 30.60% | 30.60% | 30.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XX/XX/XXXX | XX/XX/XXXX | 1 | 93 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 07/04/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 45372.86 | 28.5 | 45372.86 | 28.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 177415 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.070% | LP | Accept Eligible | No | 3.481% |  | 3.375% | 3.375% | $1326.29 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 22.83% | 22.83% | 22.83% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2021 - 2021 \|\| Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021 - 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Verification | OR | United States | 02/01/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Verification | OR | United States | 01-08-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.83 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 762576 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.280% | DU | Approve Eligible | No | 2.945% |  | 2.875% | 2.875% | $1777.94 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 19.24% | 19.35% | 19.35% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 115 | 24 | XXXXX | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 10/02/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 09-16-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 28162.95 | 10.8 | 28162.95 | 10.8 | No | 20.44 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 581377 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | Yes | 3.107% |  | 3.000% | 3.000% | $1193.14 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 49.55% | 49.55% | 49.55% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2021 - 2021 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2021 - 2021 | Borrower - 3 YRS Executed 4506T Verified - 2021 - 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021 - 2021 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 03/17/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 11-23-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 265729.15 | 133.7 | 265729.15 | 133.7 | No | 43.54 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 995940 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 2.979% |  | 2.875% | 2.875% | $2174.04 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | CA | $XXXXXX | XX/XX/XXXX | Monthly | 11.69% | 11.69% | 11.69% | No | No |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 710 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02/28/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 02-28-2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1640249.98 | 448.2 | 1640249.98 | 448.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 107318 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | No | 2.929% |  | 2.875% | 2.875% | $1936.72 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Annually | 30.82% | 30.82% | 30.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2021","2020"] - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - ["2021","2020"] - 2021, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 10/01/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 24022.30 | 9.2 | 24022.30 | 9.2 | No | 76.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 887544 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | Yes | 3.085% |  | 3.000% | 3.000% | $809.48 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Annually | 14.64% | 14.35% | 14.35% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2019","2021"] - 2019, 2021 \|\| Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2019","2021"] - 2019, 2021 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2021"] - 2019, 2021 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2021"] - 2019, 2021 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 08/07/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 06-21-2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 219985.46 | 191.6 | 220759.71 | 192.3 | No | 53.04 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 809137 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.901% |  | 2.750% | 2.750% | $979.78 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 30.50% | 30.50% | 30.50% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 12/30/2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.55 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 302563 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | LP | Accept Eligible | Yes | 2.853% |  | 2.750% | 2.750% | $1392.10 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 36.17% | 36.17% | 36.17% | No | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 137 | 25 | XXXXX | Yes | 54 | 25 | XXXXX | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 06/12/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 06-20-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 6788.89 | 3.5 | 6788.89 | 3.5 | No | 56.83 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 899313 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | LP | Accept Eligible | Yes | 3.086% |  | 3.000% | 3.000% | $805.26 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 49.20% | 49.22% | 49.22% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 360 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 09/18/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 38364.18 | 35.7 | 38364.18 | 35.7 | No | 54.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 591756 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 2.949% |  | 2.875% | 2.875% | $1316.04 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 31.06% | 31.28% | 31.28% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A |  |  | 0.00% | 100.00% |  | XXXXX | Borrower Prepared | 12 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2019"] - 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 07/27/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 12553.36 | 7.6 | 12553.36 | 7.6 | No | 74.64 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 199607 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | No | 2.727% |  | 2.625% | 2.625% | $1405.78 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Annually | 39.25% | 39.25% | 39.25% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 144 | 144 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 05/30/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 12-18-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 322947.93 | 174.6 | 322947.93 | 174.6 | No | 67.44 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 840221 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 3.017% |  | 2.875% | 2.875% | $1338.03 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 10.66% | 10.66% | 10.66% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 240 | 25 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 09/24/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 595179 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.280% | LP | Accept Eligible | No | 3.013% |  | 2.875% | 2.875% | $1231.07 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 15.66% | 15.66% | 15.66% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2021, 2019, 2020 | Borrower - 2 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2021, 2019, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 02/04/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 09-07-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | 760.91 | 0.5 | No | 65.07 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 394063 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 2.927% |  | 2.875% | 2.875% | $2203.08 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 33.51% | 33.29% | 33.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 01/01/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.27 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 423243 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.820% | DU | Approve Eligible | No | 3.040% |  | 3.000% | 3.000% | $2183.91 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Annually | 33.36% | 33.36% | 33.36% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 78 | 24 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 07/02/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 08-28-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 37 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 133304 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.929% |  | 2.875% | 2.875% | $1617.67 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 28.71% | 28.63% | 28.63% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 07/19/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 251984.96 | 116.1 | 251984.96 | 116.1 | No | 66.1 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 491859 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 2.919% |  | 2.875% | 2.875% | $2274.65 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 31.81% | 31.81% | 31.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 149 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 08/01/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.27 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 794500 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.798% |  | 2.750% | 2.750% | $2857.69 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 48.85% | 48.85% | 48.85% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 16 | 48 | XXXXX | Yes | 40 | 25 | XXXXX | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 07/12/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 06-22-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 83608.81 | 28.1 | 40861.29 | 13.7 | No | 66.67 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 880070 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | No | 2.944% |  | 2.875% | 2.875% | $2097.70 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 34.42% | 34.21% | 34.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 82 | 26 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MO | United States | 12/27/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 6357.17 | 2.3 | 6357.17 | 2.3 | No | 79.62 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 483469 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | No | 2.798% |  | 2.750% | 2.750% | $1837.09 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 26.11% | 25.46% | 25.46% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2020 \|\| Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2019, 2020 | Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2019, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04/23/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-20-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 237695.11 | 84.4 | 237695.11 | 84.4 | No | 75 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 481485 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.902% |  | 2.875% | 2.875% | $1709.36 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Annually | 36.79% | 36.80% | 36.80% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2019 - 2019 \|\| Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2019 - 2019 | Borrower - 3 YRS Executed 4506T Verified - 2019 - 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2019 - 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 01/08/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 08-18-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 45452.63 | 21.4 | 45452.63 | 21.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 270579 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept | No | 2.803% |  | 2.750% | 2.750% | $2237.16 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 48.73% | 48.65% | 48.65% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 1 | 1 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2020 - 2020 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2020 - 2020 | Borrower - 3 YRS Executed 4506T Verified - 2020 - 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2020 - 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 04/11/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 05-07-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 156178.10 | 55.6 | 156178.10 | 55.6 | No | 73.07 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 247264 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | No | 2.834% |  | 2.750% | 2.750% | $1734.21 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 34.00% | 34.00% | 34.00% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | XXXXX | Yes | 36 | 36 | XXXXX | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 04/22/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 01-15-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 8404.12 | 4 | 8404.12 | 4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 121521 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.912% |  | 2.875% | 2.875% | $1949.99 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 40.35% | 40.35% | 40.35% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2020 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2020, 2021 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2020 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 03/24/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 02-23-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 75029.68 | 23.8 | 75029.68 | 23.8 | No | 49.47 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 163557 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.992% |  | 2.875% | 2.875% | $831.86 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 30.35% | 30.35% | 30.35% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2020, 2019, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2020, 2019, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 06/09/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 04-15-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 14130.59 | 11.6 | 14130.59 | 11.6 | No | 55.69 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 648098 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 3.172% |  | 3.125% | 3.125% | $1576.42 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 34.96% | 34.97% | 34.97% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 65 | 25 | XXXXX | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 10/31/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | 03-22-2027 | United States | 03-22-2027 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 59204.88 | 31 | 72712.01 | 38 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 938635 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.975% |  | 2.875% | 2.875% | $1244.68 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 26.90% | 27.73% | 27.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 147 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 09/24/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 11-26-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 31808.29 | 19.6 | 31808.29 | 19.6 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 895418 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 3.048% |  | 2.875% | 2.875% | $1037.23 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 23.55% | 23.55% | 23.55% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 01/24/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 10-12-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.83 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 440578 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.989% |  | 2.875% | 2.875% | $1674.51 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 40.34% | 40.35% | 40.35% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 32 | 30 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 01/30/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 03-14-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 18538.33 | 8.4 | 18538.33 | 8.4 | No | 79.14 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 194800 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 2.786% |  | 2.750% | 2.750% | $2204.50 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 17.11% | 17.11% | 17.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 41 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 05/24/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 69161.63 | 24.2 | 69161.63 | 24.2 | No | 60 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 358119 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 3.001% |  | 2.875% | 2.875% | $1057.98 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 34.73% | 34.73% | 34.73% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 11/24/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 10-08-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1882.97 | 1.3 | 1882.97 | 1.3 | No | 60 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 372844 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | LP | Accept Eligible | No | 3.180% |  | 3.125% | 3.125% | $1606.41 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 31.59% | 31.53% | 31.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 03/18/2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 72905.11 | 33 | 72905.11 | 33 | No | 68.81 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 109697 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 2.967% |  | 2.875% | 2.875% | $2674.81 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 17.14% | 17.14% | 17.14% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 04/03/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 08-15-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 33425.68 | 9.9 | 33425.68 | 9.9 | No | 74.97 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 787350 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 3.003% |  | 2.875% | 2.875% | $788.30 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 32.73% | 32.73% | 32.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 11/06/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 10131.10 | 9.3 | 10131.10 | 9.3 | No | 69.09 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 203274 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.280% | LP | Accept Eligible | Yes | 2.985% |  | 2.875% | 2.875% | $1544.18 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 39.05% | 38.91% | 38.91% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 6 | 6 | XXXXX | Yes | 1 | 1 | XXXXX | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 05/04/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10-15-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 47925.07 | 23.1 | 47925.07 | 23.1 | No | 58.06 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 771289 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 3.420% |  | 3.375% | 3.375% | $1461.13 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 49.61% | 49.45% | 49.45% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2020","2021"] - 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - ["2020","2021"] - 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 07/30/2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 268423.52 | 153.3 | 268423.52 | 153.3 | No | 73.44 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 423452 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.794% |  | 2.750% | 2.750% | $1894.24 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 34.11% | 34.00% | 34.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 88 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 05/25/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 26951.28 | 11.1 | 26951.28 | 11.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 422123 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 2.808% |  | 2.750% | 2.750% | $1285.71 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 28.74% | 28.74% | 28.74% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2021, 2020 \|\| Co Borrower - SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2020, 2021 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 04/29/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 01-08-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 476650.89 | 261.9 | 476650.89 | 261.9 | No | 60 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 579790 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.956% |  | 2.875% | 2.875% | $1474.94 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Annually | 26.26% | 26.05% | 26.05% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 320 | 25 | XXXXX | Yes | 1 | 1 | XXXXX | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 07/20/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 01-31-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 216797 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 2.787% |  | 2.750% | 2.750% | $2224.91 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 29.42% | 29.11% | 29.11% | No | No | 3 - Verified<2Mos |  | 5 - Stated, 2YRs Verified + CPA Letter |  | 3 - Stated, 3rd Party Verification |  | Employed | Retired | Employed |  | 41.33 |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 15 | 15 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2021","2019","2018","2020"] - 2021, 2019, 2018, 2020 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - ["2020","2021"] - 2020, 2021 \|\| Co Borrower 2 - Wage, Retirement - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - ["2021","2020","2019"] - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2021","2019","2018","2020"] - 2021, 2019, 2018, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2020","2021"] - 2020, 2021 \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - ["2021","2020","2019"] - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 690 | 781 | 808 | 784 |  |  |  | 784 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 12/07/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 04-10-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 06-28-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 24822.19 | 7.7 | 24822.19 | 7.7 | No | 59.56 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 661325 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.290% | DU | Approve Eligible | Yes | 3.027% |  | 2.875% | 2.875% | $1645.08 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 32.63% | 32.63% | 32.63% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2020 - 2020 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2020 - 2020 | Borrower - 3 YRS Executed 4506T Verified - 2020 - 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2020 - 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 11/11/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 09-26-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.22 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 742519 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.788% |  | 2.750% | 2.750% | $3168.97 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 21.19% | 21.19% | 21.19% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 10/20/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 395103.20 | 130.7 | 395103.20 | 130.7 | No | 71.35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 798532 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.954% |  | 2.875% | 2.875% | $1329.73 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 25.08% | 24.57% | 24.57% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2020, 2019 \|\| Co Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 05/07/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 02-19-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.53 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 225460 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.070% | DU | Approve Eligible | Yes | 3.520% |  | 3.375% | 3.375% | $990.74 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 21.78% | 21.78% | 21.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 04/09/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.95 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 405224 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 3.208% |  | 3.125% | 3.125% | $1447.91 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 31.54% | 31.54% | 31.54% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 52 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 10/04/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 08-17-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 44581.52 | 24.1 | 44581.52 | 24.1 | No | 73.48 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 768367 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.789% |  | 2.750% | 2.750% | $2414.75 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 35.08% | 35.08% | 35.08% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 19 | 19 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 11/17/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 116915.54 | 38.8 | 101915.54 | 33.8 | No | 84.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 115321 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 3.078% |  | 3.000% | 3.000% | $944.39 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 42.84% | 38.32% | 38.32% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 10/31/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12-04-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 12482.13 | 10.2 | 52857.48 | 93.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 715102 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 3.174% |  | 3.125% | 3.125% | $1379.37 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 21.69% | 21.69% | 21.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 09/10/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 12709.64 | 7.1 | 12709.64 | 7.1 | No | 74.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 577720 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.813% |  | 2.750% | 2.750% | $2062.64 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 17.97% | 17.97% | 17.97% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 106 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 01/02/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 01-02-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 57804.84 | 19.5 | 57804.84 | 19.5 | No | 56.77 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 328500 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.793% |  | 2.750% | 2.750% | $2089.68 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 30.48% | 30.48% | 30.48% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 12 | 2 | XXXXX | No | 0 |  | N/A | Borrower - Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2019, 2020 \|\| Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | HI | United States | 08/03/2027 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | HI | United States | 06-19-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 584915.95 | 216.8 | 584915.95 | 216.8 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 305704 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.290% | DU | Approve Eligible | Yes | 2.954% |  | 2.875% | 2.875% | $1233.81 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 33.62% | 34.79% | 34.79% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 144 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2018","2019"] - 2018, 2019 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - ["2018","2019"] - 2018, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2018","2019"] - 2018, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2018","2019"] - 2018, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 03/26/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 06-27-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 19335.29 | 14 | 19335.29 | 14 | No | 54.61 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 478711 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 3.021% |  | 2.875% | 2.875% | $1089.10 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 25.85% | 25.85% | 25.85% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2019, 2020 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2019, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2019, 2020 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 07/29/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | OR | United States | 06-09-2020 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 894675 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | No | 2.880% |  | 2.750% | 2.750% | $1566.01 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 43.02% | 41.35% | 41.35% | No | Yes | 4 - Verified 2+ Mos |  | 5 - Stated, 2YRs Verified + CPA Letter |  | 3 - Stated, 3rd Party Verification |  | Not Employed | Not Employed | Employed |  | 14.40 |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2021, 2020 \|\| Co Borrower 2 - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 740 | 805 | 794 | 800 |  |  |  | 800 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MI | United States | 11/08/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MI | United States | 11-14-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | MI | United States | 10-02-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 686568.03 | 369.4 | 686568.03 | 369.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 640126 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.890% |  | 2.750% | 2.750% | $1253.30 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 35.45% | 35.77% | 35.77% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 324 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 08/14/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 43.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 174052 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.290% | DU | Approve Eligible | Yes | 2.617% |  | 2.375% | 2.375% | $2367.73 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 39.34% | 39.34% | 39.34% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 04/06/2027 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 12-10-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.36 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 929744 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 3.208% |  | 3.125% | 3.125% | $1289.41 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Annually | 46.61% | 46.65% | 46.65% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Retirement, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2019, 2020, 2021 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 04/04/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 61249.54 | 40.2 | 61249.54 | 40.2 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 644043 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.140% | DU | Approve Eligible | Yes | 3.047% |  | 3.000% | 3.000% | $1264.81 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 21.57% | 21.57% | 21.57% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2020, 2021, 2019 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2020, 2021, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  |  | United States | 05/16/2023 | US | 05-16-2023 | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  |  | United States | 12-10-2028 | US | 12-10-2028 | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.42 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 327221 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 3.246% |  | 3.125% | 3.125% | $1199.45 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 30.39% | 30.39% | 30.39% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 12/13/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 08-23-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.52 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 869364 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 3.038% |  | 3.000% | 3.000% | $2311.44 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 13.39% | 13.39% | 13.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 76 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 09/09/2021 |  |  | Work Visa |  | 09-09-2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 54612.53 | 14.3 | 54612.53 | 14.3 | No | 55.38 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 849283 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 3.247% |  | 3.000% | 3.000% | $1027.66 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 38.96% | 38.98% | 38.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 15 | 15 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 01/13/2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 9000.00 | 6.4 | 29719.54 | 21.1 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 575522 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 3.034% |  | 2.875% | 2.875% | $1524.73 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 30.05% | 29.96% | 29.96% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2019, 2020 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2019, 2020 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | ID | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | ID | United States | 12/23/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | ID | United States | 09-21-2032 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 950551 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.790% |  | 2.750% | 2.750% | $1894.90 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 39.16% | 36.05% | 36.05% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 01/27/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 62759.37 | 33.1 | 62759.37 | 33.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 511654 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.914% |  | 2.875% | 2.875% | $1891.91 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 39.81% | 39.81% | 39.81% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 16 | 16 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 09/21/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 08-24-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 348521 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.906% |  | 2.875% | 2.875% | $2274.65 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Annually | 36.44% | 36.44% | 36.44% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification | OR | United States | 11/17/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification | OR | United States | 05-12-2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 77654.14 | 24.2 | 77654.14 | 24.2 | No | 49.39 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 863263 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.310% | DU | Approve Eligible | Yes | 3.007% |  | 2.875% | 2.875% | $2411.69 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 40.51% | 40.51% | 40.51% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification | WA | United States | 09/30/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification | WA | United States | 05-03-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.81 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 654260 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.978% |  | 2.875% | 2.875% | $954.25 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 43.13% | 43.13% | 43.13% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 09/05/2028 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 03-12-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 11776.26 | 8.1 | 11776.26 | 8.1 | No | 41.07 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 251991 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.290% | DU | Approve Eligible | No | 2.977% |  | 2.750% | 2.875% | $1057.22 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 29.95% | 28.89% | 28.89% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 710 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 10/24/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 07-31-2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.73 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 434956 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.953% |  | 2.875% | 2.875% | $1644.63 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 13.29% | 13.29% | 13.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 250 | 27 | XXXXX | Yes | 120 | 26 | XXXXX | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 02/25/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 11-25-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.54 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 358949 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 3.459% |  | 3.250% | 3.250% | $1566.74 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 38.35% | 38.35% | 38.35% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 689 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 06/27/2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.47 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 983728 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 3.049% |  | 3.000% | 3.000% | $2108.02 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 34.84% | 34.84% | 34.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 07/06/2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 145631.23 | 60 | 145631.23 | 60 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 354892 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | No | 3.383% |  | 3.250% | 3.250% | $1218.58 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 27.55% | 27.55% | 27.55% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2019 - 2019 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2019 - 2019 | Borrower - 3 YRS Executed 4506T Verified - 2019 - 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2019 - 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 03/25/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 10-23-2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 3963.64 | 2.4 | 3963.64 | 2.4 | No | 62.92 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 677838 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | No | 3.206% |  | 2.875% | 2.875% | $1523.49 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 33.39% | 33.42% | 33.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 9 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2022, 2019, 2018 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2022, 2019, 2018 | XXXXXXX | XXXXXXX | CO | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 09/26/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 10599.23 | 5.7 | 10599.23 | 5.7 | No | 90 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 231887 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.996% |  | 2.875% | 2.875% | $1146.14 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 49.99% | 49.99% | 49.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 228 | 26 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 07/30/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.51 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 395232 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 3.192% |  | 3.125% | 3.125% | $1156.61 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 22.99% | 22.99% | 22.99% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 8 | 8 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 05/14/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 08-18-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 100685.53 | 63.4 | 100685.53 | 63.4 | No | 62.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 655688 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.270% | DU | Approve Eligible | Yes | 2.885% |  | 2.750% | 2.750% | $2401.80 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 15.10% | 15.11% | 15.11% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 71 | 25 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 09/15/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 10-26-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 44.3 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 911418 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | Yes | 3.168% |  | 3.125% | 3.125% | $1529.30 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Annually | 30.33% | 30.33% | 30.33% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 221 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 09/26/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 01-06-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 619132 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | DU | Approve Eligible | No | 3.186% |  | 3.125% | 3.125% | $1507.88 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | NV | $XXXXXX | XX/XX/XXXX | Monthly | 27.26% | 27.33% | 27.33% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2018 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2018 | XXXXXXX | XXXXXXX | NV | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 04/03/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 04-05-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 191812.61 | 101.7 | 191812.61 | 101.7 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 548021 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 3.220% |  | 3.125% | 3.125% | $865.32 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 34.54% | 34.54% | 34.54% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 71 | 26 | XXXXX | No | 0 |  | N/A | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 12/23/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 12-25-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.66 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 209756 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.270% | LP | Accept Eligible | Yes | 3.055% |  | 2.875% | 2.875% | $1557.35 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 13.64% | 13.64% | 13.64% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 22 | 22 | XXXXX | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 04/26/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 07-02-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47.33 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 868606 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.270% | DU | Approve Eligible | Yes | 3.092% |  | 2.875% | 2.875% | $1041.89 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 21.70% | 21.70% | 21.70% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 09/25/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 06-28-2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.46 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 985695 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.835% |  | 2.750% | 2.750% | $1653.38 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 45.53% | 47.96% | 47.96% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Retirement, Retirement, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2019 - 2019 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2019 - 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 04/16/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 699232.20 | 346.2 | 699232.20 | 346.2 | No | 53.64 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 102060 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 3.013% |  | 2.875% | 2.875% | $1277.87 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 31.06% | 30.68% | 30.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 48 | 48 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 11/16/2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 15750.30 | 10.2 | 750.30 | 0.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 667914 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 3.077% |  | 2.875% | 2.875% | $726.06 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 18.17% | 18.17% | 18.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 07/01/2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.73 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 673512 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.270% | DU | Approve Eligible | Yes | 3.081% |  | 2.875% | 2.875% | $1165.27 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 34.53% | 34.53% | 34.53% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 206 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 09/03/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 12-31-2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 798816 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 3.221% |  | 3.125% | 3.125% | $1756.34 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 41.06% | 41.06% | 41.06% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 131 | 26 | XXXXX | No | 0 |  | N/A | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2021 - 2021 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021 - 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 11/12/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 08-27-2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 445207.94 | 185.1 | 445207.94 | 185.1 | No | 69.49 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 398058 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 3.513% |  | 3.250% | 3.250% | $979.21 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 30.69% | 30.69% | 30.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 697 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XX/XX/XXXX | XX/XX/XXXX | 1 | 49 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 08/14/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 394538 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 3.201% |  | 3.125% | 3.125% | $1614.98 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 26.02% | 26.02% | 26.02% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 304 | 304 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 08/03/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 07-26-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | 72254.59 | 29.8 | No | 58 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 243026 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | No | 2.813% |  | 2.750% | 2.750% | $3168.97 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 26.92% | 26.59% | 26.59% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 62 | 26 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 01/02/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 07-02-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 362532.03 | 312.7 | 362532.03 | 312.7 | No | 57.29 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 737831 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | DU | Approve Eligible | Yes | 2.998% |  | 2.875% | 2.875% | $1423.08 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 43.82% | 43.82% | 43.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 02/17/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1733.96 | 0.9 | 1733.96 | 0.9 | No | 57.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 595265 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | LP | Accept Eligible | Yes | 3.516% |  | 3.375% | 3.375% | $1750.70 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 21.00% | 21.00% | 21.00% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 206 | 25 | XXXXX | Yes | 206 | 25 | XXXXX | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Identification Program Certificate | CA | United States | 01/16/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identification Program Certificate | CA | United States | 09-15-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 8095.43 | 3.7 | 8095.43 | 3.7 | No | 67.12 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 767770 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | DU | Approve Eligible | Yes | 3.185% |  | 3.125% | 3.125% | $2971.85 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 42.00% | 42.01% | 42.01% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, Retirement, Other, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2021 - 2021 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2021 - 2021 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 12/03/2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 271329.18 | 69.9 | 1679236.21 | 432.5 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 623901 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | LP | Accept Eligible | Yes | 2.988% |  | 2.875% | 2.875% | $1867.02 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 30.63% | 30.63% | 30.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 19 | 19 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2016, 2015, 2014, 2017, 2018 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2016, 2015, 2014, 2017, 2018 | XXXXXXX | XXXXXXX | ID | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Mortgage Notary | ID | United States | 03/22/2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 304477 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.780% | LP | Accept Eligible | No | 2.746% |  | 2.625% | 2.625% | $1550.37 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 40.14% | 40.15% | 40.15% | Yes | Yes |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 240 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Retirement, Asset Depletion, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2020, 2019 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2020, 2019 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 03/01/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 09-14-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 63342.93 | 29.6 | 63342.93 | 29.6 | No | 65.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 232609 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | DU | Approve Eligible | Yes | 3.220% |  | 3.125% | 3.125% | $1370.80 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 24.77% | 24.77% | 24.77% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 25 | 25 | XXXXX | No | 0 |  | N/A | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2019, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 03/03/2027 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 12-13-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.33 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 122337 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | DU | Approve Eligible | No | 3.826% |  | 3.750% | 3.750% | $2111.81 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Annually | 37.55% | 37.55% | 37.55% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 4 | 4 | XXXXX | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 09/21/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 06-01-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 979787 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.860% | DU | Approve Eligible | Yes | 3.437% |  | 3.250% | 3.250% | $839.95 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 24.02% | 23.70% | 23.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 816 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 05/01/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 439364 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.020% | DU | Approve Eligible | No | 3.896% |  | 3.625% | 3.625% | $1272.38 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 40.82% | 40.81% | 40.81% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2020, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 07/28/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 13754.52 | 8.2 | 13754.52 | 8.2 | No | 89.11 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 128165 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.310% | DU | Approve Eligible | Yes | 3.420% |  | 3.125% | 3.125% | $1318.06 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 13.28% | 13.28% | 13.28% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 12/11/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 01-25-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 42514.85 | 24.9 | 42514.85 | 24.9 | No | 44.76 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 472721 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.020% | DU | Approve Eligible | No | 3.050% |  | 3.000% | 3.000% | $1960.46 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 31.32% | 31.32% | 31.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 253 | 25 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 06/28/2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 15948.21 | 6.3 | 15948.21 | 6.3 | No | 67.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 482380 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.090% | LP | Accept | No | 3.020% |  | 2.875% | 2.875% | $1344.25 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 27.97% | 27.97% | 27.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2020 - 2020 | Borrower - 3 YRS Executed 4506T Verified - 2020 - 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 07/25/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 97046.53 | 56.2 | 97046.53 | 56.2 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 716899 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.070% | LP | Accept Eligible | No | 3.392% |  | 3.250% | 3.250% | $1088.02 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Annually | 20.35% | 20.35% | 20.35% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 11/05/2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47.17 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 969482 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.240% | DU | Approve Eligible | No | 3.493% |  | 3.375% | 3.375% | $1105.24 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 36.11% | 36.11% | 36.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 27 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 08/08/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 452269 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.070% | DU | Approve Eligible | Yes | 3.207% |  | 3.125% | 3.125% | $1627.83 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | HI | $XXXXXX | XX/XX/XXXX | Monthly | 36.99% | 36.99% | 36.99% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | HI | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 05/17/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 02-16-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 73922.44 | 36.2 | 73922.44 | 36.2 | No | 72.38 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 953245 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.020% | LP | Accept Eligible | No | 3.297% |  | 3.250% | 3.250% | $2263.07 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 29.03% | 29.08% | 29.08% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 175 | 28 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 12/15/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 01-14-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 30192.70 | 11.3 | 30192.70 | 11.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 693759 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.460% | LP | Accept Eligible | No | 3.886% |  | 3.750% | 3.750% | $1482.22 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 39.61% | 40.88% | 40.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 12/06/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 3888.49 | 2.3 | 192013.35 | 114.3 | No | 70.03 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 808950 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.020% | LP | Accept Eligible | No | 3.181% |  | 3.125% | 3.125% | $3319.91 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 20.06% | 20.06% | 20.06% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 46 | 28 | XXXXX | Yes | 24 | 24 | XXXXX | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Identification Program Certification | WA | United States | 10/01/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identification Program Certification | WA | United States | 03-12-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 10289.64 | 2.5 | 10289.64 | 2.5 | No | 75.61 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 520378 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.240% | DU | Approve Eligible | No | 3.576% |  | 3.375% | 3.375% | $698.51 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 39.40% | 39.40% | 39.40% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Consular Card |  |  | United States | 07/04/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 06-08-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 563753.83 | 623.8 | 563753.83 | 623.8 | No | 58.74 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 579054 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.990% | DU | Approve Eligible | No | 3.292% |  | 3.250% | 3.250% | $3378.29 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 41.90% | 41.90% | 41.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 218 | 29 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No | HELOC | $XXXXXX | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 05/13/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 410265.08 | 84 | 410265.08 | 84 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 400591 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.140% | DU | Approve Eligible | No | 3.926% |  | 3.750% | 3.750% | $870.66 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 42.67% | 42.67% | 42.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 26 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | ID | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | ID | United States | 11/10/2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 460314 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.240% | DU | Approve Eligible | No | 3.298% |  | 3.250% | 3.250% | $2448.04 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Annually | 17.71% | 17.71% | 17.71% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 35 | 28 | XXXXX | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 02/26/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 01-01-2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 367537.17 | 117.9 | 367537.17 | 117.9 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 237589 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.240% | DU | Approve Eligible | No | 3.483% |  | 3.375% | 3.375% | $1759.54 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 37.72% | 37.72% | 37.72% | No | No | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified | 5 - Stated, 2YRs Verified + CPA Letter | 5 - Stated, 2YRs Verified + CPA Letter | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | Retired | Retired | Retired | Retired | .00 | .00 | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Retirement, Retirement, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower 2 - Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower 3 - Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower 2 - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower 3 - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 766 | 796 | 823 | 797 | 766 | 779 | 741 | 797 | 766 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 12/05/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 05-07-2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 11-07-2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 07-08-2022 |  |  | N/A |  |  | Fee Simple |  | No | No | N/A | 58521.97 | 25.3 | 58521.97 | 25.3 | No | 54.67 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | Borrower As Individual | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 255094 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.240% | DU | Approve Eligible | No | 3.845% |  | 3.750% | 3.750% | $1393.98 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 44.71% | 44.52% | 44.52% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 113 | 28 | XXXXX | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage, Other - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 691 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 01/23/2027 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 02-03-2028 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 8058.19 | 4.8 | 8058.19 | 4.8 | No | 76.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 821720 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.240% | DU | Approve Eligible | No | 3.473% |  | 3.375% | 3.375% | $1644.60 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 35.73% | 35.58% | 35.58% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 28 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 11/28/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 04-24-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.4 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 165208 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.030% | DU | Approve Eligible | No | 3.346% |  | 3.250% | 3.250% | $1006.20 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 29.53% | 29.53% | 29.53% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 16 | 16 | XXXXX | Yes | 27 | 27 | XXXXX | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 05/17/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 08-29-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 32237.38 | 23.4 | 32237.38 | 23.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 209113 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.190% | DU | Approve Eligible | Yes | 3.803% |  | 3.750% | 3.750% | $1546.81 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 49.58% | 49.58% | 49.58% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 713 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 09/22/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 858158 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.020% | DU | Approve Eligible | No | 3.290% |  | 3.250% | 3.250% | $2088.99 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 47.64% | 47.41% | 47.41% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% | XXXXX | N/A | 0 | N/A | Borrower Prepared | Borrower | 4 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 10/09/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 04-15-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 8496.82 | 3.5 | 8496.82 | 3.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 359467 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.020% | DU | Approve Eligible | No | 3.410% |  | 3.375% | 3.375% | $2266.63 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 36.57% | 36.45% | 36.45% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 3 | 3 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 04/14/2022 |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Customer Identification Program Certification | WA | USA | 03-05-2023 |  |  | I-151 Permanent Resident Card |  | 05-25-2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 5077.74 | 1.7 | 5077.74 | 1.7 | No | 69.28 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 911425 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.090% | DU | Approve Eligible | No | 3.461% |  | 3.375% | 3.375% | $1790.49 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 35.06% | 35.07% | 35.07% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 232 | 27 | XXXXX | Yes | 11 | 11 | XXXXX | No | 0 |  | N/A | Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 07/15/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 02-27-2029 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 5851.24 | 2.9 | 5851.24 | 2.9 | No | 65.32 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 360928 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.020% | DU | Approve Eligible | No | 3.377% |  | 3.250% | 3.250% | $2210.85 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 34.37% | 36.33% | 36.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 231 | 29 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 02/05/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 554938 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.090% | DU | Approve Eligible | No | 3.564% |  | 3.500% | 3.500% | $1189.97 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 46.08% | 46.08% | 46.08% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 12 | 5 | XXXXX | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 709 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Passport |  |  | United States | 12/02/2030 | USA | 12-02-2030 | N/A |  | 09-07-2021 | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 03-05-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 812.65 | 0.6 | 812.65 | 0.6 | No | 74.65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 807555 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.090% | DU | Approve Eligible | Yes | 3.417% |  | 3.375% | 3.375% | $1450.08 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 21.49% | 21.49% | 21.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 132 | 28 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 04/10/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.28 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 569024 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.090% | DU | Approve Eligible | No | 3.490% |  | 3.375% | 3.375% | $1304.18 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 43.14% | 43.14% | 43.14% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 27 | 27 | XXXXX | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2021, 2020 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | Yes - ITIN Card | Real ID Driver's License |  | WA | United States | 12/24/2023 |  |  | I-551 Permanent Resident Card |  | 06-09-2027 | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 02-01-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.68 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 345281 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.090% | DU | Approve Eligible | No | 3.445% |  | 3.375% | 3.375% | $1118.50 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 18.34% | 18.34% | 18.34% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2020 - 2020 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2020 - 2020 | Borrower - 3 YRS Executed 4506T Verified - 2020 - 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2020 - 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 07/10/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 06-16-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 86764.61 | 50.2 | 86764.61 | 50.2 | No | 40.16 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 671755 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.030% | DU | Approve Eligible | Yes | 3.587% |  | 3.500% | 3.500% | $1122.61 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 26.59% | 26.57% | 26.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 4 | 4 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 03/01/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 482087 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.020% | DU | Approve Eligible | Yes | 3.288% |  | 3.250% | 3.250% | $2386.02 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | No | XXXXXXX | ID | $XXXXXX | XX/XX/XXXX | Monthly | 39.36% | 39.06% | 39.06% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 50.00% | XXXXX | Borrower Prepared | 12 | Borrower | Borrower Prepared | Borrower | 12 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, SEPartnership, SEPartnership, SESoleProprietor - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1, 1065), YTD Profit And Loss Verified, Balance Sheet Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2020 - 2020 \|\| Co Borrower - SESCorp, SEPartnership - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1, 1065), YTD Profit And Loss Verified, Balance Sheet Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2020 - 2020 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1, 1065), 3 YRS Executed 4506T Verified - 2020 - 2020 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1, 1065), 3 YRS Executed 4506T Verified - 2020 - 2020 | XXXXXXX | XXXXXXX | ID | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 09/10/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 03-02-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 68521.37 | 25 | 68521.37 | 25 | No | 78.43 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 717338 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.410% | LP | Accept Eligible | No | 2.955% |  | 2.875% | 2.875% | $1776.14 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 42.69% | 39.29% | 39.29% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 163 | 29 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2021, 2020, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2021, 2020, 2019 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 12/21/2021 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 05-08-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 42093.14 | 19.5 | 42093.14 | 19.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 549465 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.020% | DU | Approve Eligible | No | 3.973% |  | 3.875% | 3.875% | $846.43 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 32.53% | 32.53% | 32.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 125 | 28 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 04/13/2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 7461.72 | 5.4 | 7461.72 | 5.4 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 265259 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.020% | DU | Approve Eligible | Yes | 3.417% |  | 3.375% | 3.375% | $1507.55 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 20.39% | 20.39% | 20.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 28 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 12/08/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 6945.16 | 3 | 6945.16 | 3 | No | 52.46 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 449675 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.030% | DU | Approve Eligible | No | 3.495% |  | 3.375% | 3.375% | $1456.70 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 30.44% | 30.44% | 30.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 17 | 17 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Separation Agreement Verified - 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 689 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification | WA | United States | 07/17/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.09 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 902892 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.030% | DU | Approve Eligible | Yes | 3.329% |  | 3.250% | 3.250% | $1514.52 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 31.13% | 33.52% | 33.52% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 156 | 156 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2019","2020","2021"] - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 11/03/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 05-09-2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 29042.46 | 11.4 | 29042.46 | 11.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 720021 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.030% | DU | Approve Eligible | No | 3.198% |  | 3.125% | 3.125% | $1713.50 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Annually | 43.68% | 44.26% | 44.26% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 118 | 28 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2019, 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 07/08/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 08-03-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 75392.36 | 32.4 | 75392.36 | 32.4 | No | 66.67 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 404370 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.410% | DU | Approve Eligible | Yes | 3.254% |  | 3.125% | 3.125% | $1665.80 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 25.11% | 25.11% | 25.11% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 71 | 28 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No | Closed End - Fixed |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 02/07/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 07-14-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 43.11 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 758152 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.410% | DU | Approve Eligible | Yes | 3.222% |  | 3.125% | 3.375% | $1374.15 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 39.87% | 39.58% | 39.58% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 11/20/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 09-25-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 44.55 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 768887 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.030% | DU | Approve Eligible | No | 3.425% |  | 3.375% | 3.375% | $1878.91 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 32.60% | 32.60% | 32.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 24 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 709 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 03/09/2025 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 366614 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.000% | DU | Approve Eligible | No | 3.447% |  | 3.375% | 3.375% | $875.35 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 40.32% | 39.48% | 39.48% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 46 | 30 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2019, 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2019, 2020, 2021 | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | OR | United States | 04/13/2024 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.41 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 418663 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.030% | DU | Approve Eligible | No | 2.981% |  | 2.875% | 2.875% | $2274.65 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 18.20% | 18.20% | 18.20% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 12 | 12 | XXXXX | Yes | 106 | 29 | XXXXX | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019, 2018 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 01/15/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 12-04-2027 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2335422.71 | 763.7 | 2335422.71 | 763.7 | No | 35.37 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 424873 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.410% | LP | Accept Eligible | Yes | 2.999% |  | 2.875% | 2.875% | $1602.86 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 37.74% | 37.74% | 37.74% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 10/01/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 03-14-2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 65124.75 | 28.8 | 65124.75 | 28.8 | No | 44.97 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 932603 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.010% | DU | Approve Eligible | No | 3.599% |  | 3.375% | 3.375% | $2248.06 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 42.13% | 41.95% | 41.95% | No | No | 4 - Verified 2+ Mos | 4 - Verified 2+ Mos | 3 - Stated, Partially Verified | 3 - Stated, Partially Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | Retired | Retired | Retired | Retired | .00 | .00 | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2021","2020"] - 2021, 2020 \|\| Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2021"] - 2021 \|\| Co Borrower 2 - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - ["2021"] - 2021 \|\| Co Borrower 3 - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - ["2021"] - 2021 | Borrower - 3 YRS Executed 4506T Verified - ["2021","2020"] - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2021"] - 2021 \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified - ["2021"] - 2021 \|\| Co Borrower 3 - 3 YRS Executed 4506T Verified - ["2021"] - 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 696 | 724 | 696 | 696 | 796 | 813 | 807 | 696 | 807 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 03/05/2023 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 07-22-2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 04-11-2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | CA | United States | 03-14-2026 |  |  | N/A |  |  | Fee Simple |  | No | No | N/A | 62788.01 | 22 | 62788.01 | 22 | No | 90 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | Borrower As Individual | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 205368 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.030% | DU | Approve Eligible | Yes | 3.351% |  | 3.250% | 3.250% | $2001.95 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 42.70% | 42.70% | 42.70% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 84 | 29 | XXXXX | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 687 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 05/21/2026 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 10-09-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.85 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 609030 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.380% | LP | Accept Eligible | No | 3.009% |  | 2.875% | 2.875% | $1178.98 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | Yes | XXXXXXX | OR | $XXXXXX | XX/XX/XXXX | Monthly | 48.90% | 48.90% | 48.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A |  |  | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 12 | 12 | XXXXX |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | OR | United States | 05/07/2030 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 20001.92 | 11.7 | 20001.92 | 11.7 | No | 47.78 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 835634 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.000% | DU | Approve Eligible | No | 3.735% |  | 3.625% | 3.625% | $1413.76 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | WA | $XXXXXX | XX/XX/XXXX | Monthly | 37.86% | 38.30% | 38.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | Yes | 3 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 217 | 28 | XXXXX | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2019, 2021, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2019, 2021, 2020 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 673 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XX/XX/XXXX | XX/XX/XXXX | 5 | 49 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Program Certification | WA | United States | 03/16/2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | 13727.60 | 7.3 | No | 65.82 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 355020 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.390% | LP | Accept Eligible | No | 3.112% |  | 3.000% | 3.125% | $3015.62 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 29.83% | 29.83% | 29.83% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2020, 2021 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2020, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2020, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2020, 2021 | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 04/13/2024 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | WA | United States | 10-15-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 225973 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 2.990% | DU | Approve Eligible | Yes | 3.453% |  | 3.375% | 3.375% | $1237.87 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 46.74% | 46.74% | 46.74% | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2021 - 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2021 - 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | XXXXXXX | XXXXXXX | WA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | 05/20/2022 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 08-01-2026 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 15803.22 | 9.4 | 15803.22 | 9.4 | No | 58.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 970126 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.050% | DU | Approve Eligible | Yes | 3.297% |  | 3.250% | 3.250% | $2088.99 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 31.30% | 30.41% | 30.41% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 22 | 21 | XXXXX | Yes | 63 | 28 | XXXXX | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2021, 2020, 2019 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2021, 2020, 2019 | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 05/14/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 12-26-2021 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 354260.45 | 138.7 | 354260.45 | 138.7 | No | 61.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 130366 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.050% | DU | Approve Eligible | No | 3.438% |  | 3.250% | 3.250% | $1978.01 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 33.70% | 33.70% | 33.70% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2021, 2020 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | OR | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 709 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 12/23/2025 |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  |  | United States | 03-26-2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 55224.52 | 21.2 | 55224.52 | 21.2 | No | 90 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 802518 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.050% | DU | Approve Eligible | Yes | 3.285% |  | 3.250% | 3.250% | $1991.07 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  | $0.00 |  |  | 28.85% | 28.85% | 28.85% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXXXXX | XXXXXXX | CA | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | 05/20/2023 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 27639.69 | 10.6 | 27639.69 | 10.6 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 803310 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | Not Stated | N/A | N/A |  | XX/XX/XXXX | 3.050% | LP | Accept Eligible | Yes | 3.316% |  | 3.250% | 3.250% | $1240.34 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $XXXXXXX | $XXXXXXX | N/A | XXXXXXX | ID | $XXXXXX | XX/XX/XXXX | Annually | 44.96% | 44.89% | 44.89% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2021, 2019, 2020 | Borrower - 3 YRS Executed 4506T Verified - 2021, 2019, 2020 | XXXXXXX | XXXXXXX | ID | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | CA | United States | 04/30/2022 |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 105591.55 | 64.2 | 105591.55 | 64.2 | No | 55.34 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 795406 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM/Non-HPML | Yes | Yes | Not Stated | N/A | N/A |  |  |  | LP | Accept Eligible | No | 3.941% |  | 3.875% | 3.875% | $2501.66 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  |  |  |  | 35.76% | 35.76% | 35.76% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 166 | 166 | XXXXX | No | 0 |  | N/A | Borrower - 3 YRS Executed 4506T Verified - 2028, 2017, 2016 \|\| Co Borrower - Wage - Written VOE Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2028, 2017, 2016 | Borrower - 3 YRS Executed 4506T Verified - 2018, 2017, 2016\|\| Co Borrower - 3 YRS Executed 4506T Verified - 2018, 2017, 2016 | XXXXXXX | XXXXXXX | NJ | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 3 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A |  |  |  |  |  |  |  |  |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Customer Identification Verification | NY | United States | 2/26/2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 239.61 | 0 | 239.61 | 0 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXXXX | XXXXXX | XXXXXX | 414510 | XXXXX | XXXXX | XXXXX | No | XXXXX |  |  |  | XX/XX/XXXX | QM/Non-HPML | Yes | No | Not Stated | N/A | N/A |  |  |  | N/A | N/A | No | 4.298% |  | 4.250% | 4.250% | $4033.91 | No | $XXXXXXX | $XXXXXXX | $XXXXXXX | $XXXXXXX | $0.00 | $0.00 | $0.00 | $XXXXXXX | $XXXXXXX | N/A |  |  |  |  |  | 35.87% | 35.87% | 35.87% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 | N/A | 0 | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A |  |  | 0.00% | 100.00% |  | XXXXX | Borrower Prepared | 12 | Borrower |  |  |  | Yes | 0 | No |  | NA | 0 | 0 | N/A |  |  |  |  | No | 0 |  | N/A | Borrower - SESoleProprietor, - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2018, 2017, 2016 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2018, 2017, 2016 | XXXXXXX | XXXXXXX | CT | XXXXX | XXXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Customer Identification Verification | NY | United States | 06/16/2027 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 289297.99 | 49.7 | 289297.99 | 49.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |

---

## Exhibit 99.20

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.20**

---

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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Alt ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Original AVM Confidence Score** | **Original AVM FSD** | **Loan Reviewed Product Type** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **Most Recent AVM Confidence Score** | **Most Recent AVM FSD** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXXX | XXXXX | XXXXXX | 930706 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 57.64 | 57.64 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .8214 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .8214 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 662043 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 60 | 60 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 477767 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 724217 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 533837 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 51.4 | 51.4 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | -.0262 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0262 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 159930 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 54.94 | 54.94 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1176 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1176 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 605165 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 56.06 | 56.06 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 305775 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  |  |  |  |  | Loan Collateral Advisor (LCA) | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 611814 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 800143 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 20.93 | 20.93 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 906783 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 59.03 | 59.03 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 115606 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 687390 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 41.43 | 41.43 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | 1.0000 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.0000 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 500068 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 33.33 | 43.99 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1333 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1333 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 368549 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 80 | 80 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2784 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2784 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 716617 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 77.19 | 77.19 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0000 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 820403 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 47.43 | 47.43 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2142 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2142 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 481621 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 28.87 | 28.87 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 928195 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 42.13 | 42.13 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2500 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2500 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 436604 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXXXX | 81.74 | 81.74 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 436299 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 75 | 75 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 833176 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXXXX | 87.01 | 87.01 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 979933 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 60 | 60 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 263876 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX/XX/XXXX | Not Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 975576 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXXXX | 35.87 | 35.87 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 830705 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 75.62 | 75.62 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3310 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3310 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 582589 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 80 | 80 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .0987 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0987 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 990303 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 760049 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXXXX | 53.85 | 53.85 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 382059 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 68.53 | 68.53 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX/XX/XXXX | Not Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 979332 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 87.72 | 87.72 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 462038 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 75 | 75 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 535730 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 58.88 | 58.88 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 641365 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 48.91 | 48.91 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .0545 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0545 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 265280 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR Desktop | $XXXXX | 27.94 | 27.94 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 777911 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 86.63 | 86.63 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 551313 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 40.91 | 40.91 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 440669 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 37.5 | 37.5 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 378063 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 77.85 | 77.85 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 286179 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 85 | 85 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 175399 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 78.9 | 78.9 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2232 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2232 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 112455 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 72.9 | 72.9 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 775917 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 50.73 | 50.73 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 825473 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 80 | 80 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .0923 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0923 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 760292 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 34.5 | 34.5 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 289073 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 57.71 | 57.71 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1895 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1895 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 301352 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 79.49 | 79.49 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .5385 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5385 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 383472 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 56.4 | 56.4 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .0500 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.1200 | XXXXXXX | High Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0500 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 969138 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 571852 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 66.46 | 66.46 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 455631 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 59.14 | 59.14 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2143 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2143 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 283161 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 75 | 75 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1000 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1000 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 381091 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 62.96 | 62.96 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 164403 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 60 | 60 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1852 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1852 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 721399 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 59.51 | 59.51 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2632 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2632 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 855210 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 46.08 | 46.08 |  |  |  |  |  |  | Collateral Underwriter (CU) | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 871506 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 71.62 | 71.62 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 761126 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 59.75 | 59.75 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2541 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2541 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 752520 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXXXX | 77.62 | 77.62 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 662741 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 69.29 | 69.29 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 309374 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 79.87 | 79.87 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3083 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3083 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 895055 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 35.22 | 35.22 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3731 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3731 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 210025 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 72.5 | 72.5 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 791910 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 75 | 75 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 652593 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 175663 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 49.4 | 49.4 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .5600 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5600 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 131007 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX | Not Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 126905 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 73.33 | 73.33 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3547 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3547 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 870289 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 73.68 | 73.68 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1053 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1053 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 927639 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 53.25 | 53.25 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .0750 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0750 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 723735 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXXXX | 80 | 80 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 374007 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXXXX | 80 | 80 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 219582 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 50.62 | 50.62 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 380761 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 64.19 | 64.19 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 504502 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 63.75 | 63.75 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 961511 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 59.46 | 59.51 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .0405 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0405 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 458068 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 55.13 | 55.13 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .5375 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5375 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 948251 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 72.74 | 72.74 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2736 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2736 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 935319 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 47.86 | 47.86 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3197 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3197 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 774991 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 56.67 | 56.67 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2667 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2667 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 806123 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 59.74 | 59.74 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | -.0516 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0516 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 496677 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 177415 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 63.83 | 63.83 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 762576 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 20.44 | 20.44 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 581377 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 43.54 | 43.54 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1385 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1385 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 995940 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 80 | 80 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | -.0076 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0076 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 107318 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 76.52 | 76.52 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 887544 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 53.04 | 53.04 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2348 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2348 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 809137 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 54.55 | 54.55 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3375 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3375 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 302563 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 56.83 | 56.83 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3833 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3833 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 899313 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 54.57 | 54.57 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2143 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2143 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 591756 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 74.64 | 74.64 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .0071 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0071 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 199607 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 67.44 | 67.44 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 840221 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXXXX | 75 | 75 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 595179 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 65.07 | 65.07 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 394063 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 74.27 | 74.27 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1888 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1888 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 423243 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 37 | 37 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 133304 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXXXX | 66.1 | 66.1 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 491859 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 59.27 | 59.27 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1243 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1243 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 794500 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 66.67 | 66.67 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX | Not Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 880070 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 79.62 | 79.62 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 483469 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXXXX | 75 | 75 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 481485 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 270579 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR Desktop | $XXXXX | 73.07 | 73.07 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XX/XX/XXXX | Not Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 247264 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXXXX | 80 | 80 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 121521 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 49.47 | 49.47 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | 1.0789 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.0789 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 163557 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 55.69 | 55.69 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3056 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3056 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 648098 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 80 | 80 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1957 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1957 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 938635 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 80 | 80 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3067 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3067 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 895418 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 69.83 | 69.83 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3352 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3352 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 440578 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 79.14 | 79.14 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 194800 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 60 | 60 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | -.0500 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0500 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 358119 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 60 | 60 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .4941 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4941 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 372844 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 68.81 | 68.81 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 109697 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 74.97 | 74.97 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2791 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2791 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 787350 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 69.09 | 69.09 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3927 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3927 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 203274 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 58.06 | 58.06 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3196 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3196 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 771289 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 73.44 | 73.44 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 423452 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 422123 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 60 | 60 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1619 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1619 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 579790 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 59.75 | 59.75 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3193 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3193 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 216797 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 59.56 | 59.56 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2514 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2514 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 661325 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 65.22 | 65.22 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3696 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3696 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 742519 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 71.35 | 71.35 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 798532 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 74.53 | 74.53 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3791 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3791 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 225460 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 68.95 | 68.95 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3077 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3077 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 405224 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 73.48 | 73.48 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2609 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2609 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 768367 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXXXX | 84.5 | 84.5 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 115321 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 80 | 80 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .5179 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5179 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 715102 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 74.88 | 74.88 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1674 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1674 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 577720 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 56.77 | 56.77 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .9213 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .9213 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 328500 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 75 | 75 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 305704 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 54.61 | 54.61 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3107 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3107 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 478711 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 73.94 | 73.94 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .5915 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5915 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 894675 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 640126 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 43.86 | 43.86 |  |  |  |  |  |  | Collateral Underwriter (CU) | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 174052 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 72.36 | 72.36 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2968 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2968 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 929744 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 70 | 70 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2326 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2326 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 644043 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 58.42 | 58.42 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .6843 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .6843 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 327221 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 71.52 | 71.52 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 869364 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 55.38 | 55.38 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .7677 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .7677 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 849283 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXXXX | 75 | 75 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 575522 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 75 | 75 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Low Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 950551 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 511654 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 74.75 | 74.75 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .5410 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5410 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 348521 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 49.39 | 49.39 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 863263 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 69.81 | 69.81 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2937 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2937 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 654260 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 41.07 | 41.07 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .8750 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .8750 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 251991 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 58.73 | 58.73 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 434956 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 69.54 | 69.54 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2807 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2807 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 358949 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 73.47 | 73.47 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 983728 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXXXX | 80 | 80 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 354892 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 62.92 | 62.92 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 677838 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 90 | 90 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 231887 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 74.51 | 74.51 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1301 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1301 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 395232 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 62.94 | 62.94 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .0769 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0769 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 655688 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 44.3 | 44.3 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .5400 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .5400 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 911418 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 60 | 60 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1933 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1933 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 619132 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 548021 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 69.66 | 69.66 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .4828 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4828 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 209756 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 47.33 | 47.33 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3750 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3750 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 868606 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 58.46 | 58.46 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2615 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2615 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 985695 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 53.64 | 53.64 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1523 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1523 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 102060 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 667914 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 59.73 | 59.73 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1092 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1092 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 673512 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 59.86 | 59.86 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3099 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3099 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 798816 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 69.49 | 69.49 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .4746 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4746 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 398058 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 70.98 | 70.98 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 394538 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 58 | 58 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .9846 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .9846 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 243026 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 57.29 | 57.29 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | $XXXXX | -.0809 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0809 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX/XX/XXXX | Not Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 737831 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 57.65 | 57.65 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .0588 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0588 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 595265 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 67.12 | 67.12 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .0847 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0847 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 767770 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 75 | 75 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2514 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2514 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 623901 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 60 | 60 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3133 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3133 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 304477 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 65.87 | 65.87 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 232609 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 53.33 | 53.33 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .4500 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .4500 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 122337 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 74.75 | 74.75 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 979787 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 54.67 | 54.67 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2748 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2748 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 439364 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 89.11 | 89.11 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 128165 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 44.76 | 44.76 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1143 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1143 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 472721 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXXXX | 67.88 | 67.88 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 482380 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXXXX | 80 | 80 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate Risk | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 716899 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 47.17 | 47.17 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | $XXXXX | -.0566 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0566 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 969482 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 59.52 | 59.52 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 452269 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 72.38 | 72.38 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | 1.2857 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | 1.2857 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 953245 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXXXX | 80 | 80 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 693759 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 70.03 | 70.03 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 808950 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 2055 Exterior Only Inspection Report | $XXXXX | 75.61 | 75.61 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 520378 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 58.74 | 58.74 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 579054 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 60.88 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 400591 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  |  |  |  |  | Loan Collateral Advisor (LCA) | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 460314 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 75 | 75 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 237589 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXXXX | 54.67 | 54.67 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 255094 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 76.79 | 76.79 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 821720 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 74.4 | 74.4 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 165208 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 209113 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 70.85 | 70.85 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2409 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2409 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 858158 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 359467 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 69.28 | 69.28 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 911425 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 65.32 | 65.32 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 360928 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 554938 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 74.65 | 74.65 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 807555 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 76.28 | 76.28 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2791 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2791 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 569024 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 74.68 | 74.68 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 345281 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 40.16 | 40.16 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 671755 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 62.5 | 62.5 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2375 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2375 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 482087 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 78.43 | 78.43 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3591 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3591 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 717338 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 549465 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 265259 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 52.46 | 52.46 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .9231 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .9231 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 449675 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 79.09 | 79.09 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 902892 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 80 | 80 |  |  |  |  |  |  | 1075 Exterior Only Inspection Condo Report | $XXXXX | $XXXXX | .2299 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2299 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 720021 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 66.67 | 66.67 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 404370 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 39.6 | 43.11 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .3333 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .3333 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 758152 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 44.55 | 44.55 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1655 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1655 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 768887 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 62.5 | 62.5 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 366614 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 58.41 | 58.41 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 418663 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 35.37 | 35.37 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 | XXXXXXX | Moderate | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 424873 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 44.97 | 44.97 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .2308 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .2308 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 932603 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 90 | 90 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 205368 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 67.85 | 67.85 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1431 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1431 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 609030 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 47.78 | 47.78 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 835634 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 65.82 | 65.82 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 355020 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 75 | 75 |  |  | Loan Collateral Advisor (LCA) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXXX | XXXXX | XXXXXX | 225973 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 58.95 | 58.95 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .1579 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .1579 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 970126 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 61.94 | 61.94 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | .0452 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | .0452 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 130366 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 90 | 90 |  |  | Collateral Underwriter (CU) | $XXXXXX | 0 | .0000 |  |  |  |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 802518 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 75 | 75 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | -.0902 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0902 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 803310 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | None - Appraisal Waiver | $XXXXX | 55.34 | 55.34 |  |  |  |  |  |  | 2055 Exterior Only Inspection Report | $XXXXX | $XXXXX | -.0291 | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | $XXXXXXX | -.0291 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | XXXXX | XXXXXX | 795406 | XX/XX/XXXX | $XXXXX | 0 | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 70 | 70 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 |  |  | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XX/XX/XXXX |
| XXXXX | XXXXX | XXXXXX | 414510 | XX/XX/XXXX | $XXXXX | $XXXXX | 0 | $XXXXX | XX/XX/XXXX | 1004 URAR | $XXXXX | 80 | 80 |  |  |  |  |  |  | Desk Review | $XXXXX | 0 | .0000 | |  |  |  |  |  |  |  |  |  |  |  |  | $XXXXXXX | 0 | .0000 |  |  | XX/XX/XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.21

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.21**

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Alt ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXXX | XXXXX | XXXXX | 760049 | 0549-089 | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| XXXXX | XXXXX | XXXXX | 115606 | 0549-089 | Qualifying FICO | creditLiabilitiesPage | 724 | 742 | Audit value based on lender qualifying requirements. |
| XXXXX | XXXXX | XXXXX | 662043 | 0549-089 | Property Type | propertyValuationPage | Single Family Detached | PUD | Audit Value Pulled From Appraisal. |
| XXXXX | XXXXX | XXXXX | 849283 | 0549-089 | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| XXXXX | XXXXX | XXXXX | 126905 | 0549-089 | Property Type | propertyValuationPage | PUD | Single Family Attached | Audit value pulled from 1008. |
| XXXXX | XXXXX | XXXXX | 677838 | 0549-089 | Qualifying FICO | creditLiabilitiesPage | 698 | 699 | Audit value pulled from most recent credit report in file dated XX/XX/XXXX. |
| XXXXX | XXXXX | XXXXX | 752520 | 0549-089 | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit value pulled from Appraisal. |
| XXXXX | XXXXX | XXXXX | 237589 | 0549-089 | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| XXXXX | XXXXX | XXXXX | 983728 | 0549-089 | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit value pulled from the Appraisal located in the loan file. |
| XXXXX | XXXXX | XXXXX | 328500 | 0549-089 | Property Type | propertyValuationPage | PUD | Single Family Detached | Audit Value Pulled From Appraisal. |

---

## Exhibit 99.22

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.22**

---

| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Reviewer Loan ID** | **Alt ID** | **Pretium Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Deal #** | **Loan Status** | **Pool** | **Final Rating** | **Compliance Rating** | **Compliance Exceptions** |
| XXXXX | 767154 | XXXXXXX | XXX | XXXXX | XXXXX | Underwriting Complete | PRET 2026-RPL1 | 2 | 2 | Missing Affiliated Business Disclosure - ; Missing Special Information Booklet / Home Loan Toolkit - |
| XXXXX | 582099 | XXXXXXX | XXX | XXXXX | XXXXX | Underwriting Complete | PRET 2026-RPL1 | 2 | 2 | Finance Charge Under Disclosed - Finance Charge Under Disclosed by $XXX.XX. Source of under-disclosure is unknown, TIL itemization indicates Lender included all prepaid finance charges. - Active - Active |
| XXXXX | 271243 | XXXXXXX | XXX | XXXXX | XXXXX | Underwriting Complete | PRET 2026-RPL1 | 2 | 2 | Missing Loan Modification - Missing modification agreement dated XX/XX/XXXX. - Active - Active |
| XXXXX | 125968 | XXXXXXX | XXX | XXXXX | XXXXX | Underwriting Complete | PRET 2026-RPL1 | 2 | 2 | 3 day rescission period not provided - The file did not contain a HUD Disbursement date to verify Right of Rescission adherence. - Cleared - Cleared 12/05/2013 Issue Resolution: 12/05/13 – Client supplied a system record date for the Disbursement Date field.; Loan is subject to Mandatory Arbitration - ; Finance Charge Under Disclosed - 11/01/2013; APR Under Disclosed - 11/01/2013; Missing Loan Modification - |
| XXXXX | 943339 | XXXXXXX | XXX | XXXXX | XXXXX | Underwriting Complete | PRET 2026-RPL1 | 2 | 2 | 3 day rescission period not provided - The file did not contain a HUD Disbursement date to verify Right of Rescission adherence. - Cleared - Cleared 11/22/2013 Issue Resolution: 11/22/13 – Client supplied a system record date for the Disbursement Date field; Loan is subject to Mandatory Arbitration - ; Finance Charge Under Disclosed - 11/22/2013; APR Under Disclosed - 11/22/2013 |
| XXXXX | 917300 | XXXXXXX | XXX | XXXXX | XXXXX | Underwriting Complete | PRET 2026-RPL1 | 2 | 2 | Missing Loan Modification - Missing modification agreement dated XX/XX/XXXX - Active - Active |
| XXXXX | 519341 | XXXXXXX | XXX | XXXXX | XXXXX | Underwriting Complete | PRET 2026-RPL1 | 3 | 3 | Loan is subject to Mandatory Arbitration - ; Missing Appraisal - Appraisal in file is dated XX/XX/XXXX, exceeding the 6 month industry age standard. The subject loan closed XX/XX/XXXX. - Active - Active; Missing Loan Modification - Missing Loan Modification - Active - Active |
| XXXXX | 181396 | XXXXXXX | XXX | XXXXX | XXXXX | Underwriting Complete | PRET 2026-RPL1 | 2 | 2 | 3 day rescission period not provided - The file did not contain a HUD Disbursement date to verify Right of Rescission adherence. - Cleared - Cleared 12/05/2013 Issue Resolution: 12/05/13 – Client supplied a system record date for the Disbursement Date field. ; Loan is subject to Mandatory Arbitration - ; Missing Loan Modification - |
| XXXXX | 808209 | XXXXXXX | XXX | XXXXX | XXXXX | Underwriting Complete | PRET 2026-RPL1 | 3 | 3 | Loan Late Charge Parameters Exceeds State Thresholds - 5% > 2% maximum late fee allowed by the State of New York. - Active - Active; Missing Final Application - Final 1003 in file does not have an acknowledgement date and cannot be deemed Final. - Active - Active; Missing Appraisal - ; Missing evidence of Loan Approval - |
| XXXXX | 683209 | XXXXXXX | XXX | XXXXX | XXXXX | Underwriting Complete | PRET 2026-RPL1 | 3 | 3 | 3 day rescission period not provided - The file did not contain a HUD Disbursement date to verify Right of Rescission adherence. - Cleared - Cleared 01/27/2014 Issue Resolution: 01/27/14 – Client supplied a system record date for the Disbursement Date field; Loan is subject to Mandatory Arbitration - ; Missing Appraisal - Appraisal in file is dated XX/XX/XXX, exceeding the 6 month industry age standard. The subject loan closed XX/XX/XXXX. - Active - Active; Missing Loan Modification - |
| XXXXX | 130105 | XXXXXXX | XXX | XXXXX | XXXXX | Underwriting Complete | PRET 2026-RPL1 | 2 | 2 | Loan is subject to Mandatory Arbitration - Loan is subject to Mandatory Arbitration. - Active - Active |
|  | 341118 | XXXXXXX | XXX | XXXXX | XXXXX | Underwriting Complete | PRET 2026-RPL1 | 3 | 3 | Loan Late Charge Parameters Exceeds State Thresholds - 5% > 4% maximum late fee allowed by XXXXX XXXXXXXX. - Active - Active; Missing copy of title - Missing copy of title. - Active - Active |

---

## Exhibit 99.23

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.23**

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller Loan ID** | **Customer Loan ID** | **Pretium Loan ID** | **Alt ID** | **Loan Exception ID** | **Exception ID** | **Exception Category** | **Exception Subcategory** | **Exception Description** | **Exception Comments** | **Seller Response** | **Reviewer Response** | **Exception Status** | **Initial Exception Grade** | **Final Exception Grade** | **Subject to Predatory Lending** | **HUD Category** | **Reviewer Loan ID** | **Deal #** |
| XXXXX | XXXXX | XXXXX | 767154 | XXXXX | 48 | Compliance |  | Missing Affiliated Business Disclosure |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 767154 | XXXXX | 1665 | Compliance |  | Missing Special Information Booklet / Home Loan Toolkit |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 582099 | XXXXX | 1586 | Compliance |  | Finance Charge Under Disclosed | Finance Charge Under Disclosed by $XXX.XX. Source of under-disclosure is unknown, TIL itemization indicates Lender included all prepaid finance charges. |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 271243 | XXXXX | 2070 | Compliance |  | Missing Loan Modification | Missing modification agreement dated XX/XX/XXXX |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 125968 | XXXXX | 5 | Compliance |  | 3 day rescission period not provided | The file did not contain a HUD Disbursement date to verify Right of Rescission adherence. |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 125968 | XXXXX | 1587 | Compliance |  | APR Under Disclosed |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 125968 | XXXXX | 1586 | Compliance |  | Finance Charge Under Disclosed |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 125968 | XXXXX | 26 | Compliance |  | Loan is subject to Mandatory Arbitration |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 125968 | XXXXX | 2070 | Compliance |  | Missing Loan Modification |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 943339 | XXXXX | 5 | Compliance |  | 3 day rescission period not provided | The file did not contain a HUD Disbursement date to verify Right of Rescission adherence. |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 943339 | XXXXX | 1587 | Compliance |  | APR Under Disclosed |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 943339 | XXXXX | 1586 | Compliance |  | Finance Charge Under Disclosed |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 943339 | XXXXX | 26 | Compliance |  | Loan is subject to Mandatory Arbitration |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 917300 | XXXXX | 2070 | Compliance |  | Missing Loan Modification | Missing modification agreement dated XX/XX/XXXX |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 519341 | XXXXX | 26 | Compliance |  | Loan is subject to Mandatory Arbitration |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 519341 | XXXXX | 1742 | Compliance |  | Missing Appraisal | Appraisal in file is dated XX/XX/XXXX, exceeding the 6 month industry age standard. The subject loan closed XX/XX/XXXX. |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 519341 | XXXXX | 2070 | Compliance |  | Missing Loan Modification | Missing Loan Modification |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 181396 | XXXXX | 5 | Compliance |  | 3 day rescission period not provided | The file did not contain a HUD Disbursement date to verify Right of Rescission adherence. |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 181396 | XXXXX | 26 | Compliance |  | Loan is subject to Mandatory Arbitration |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 181396 | XXXXX | 2070 | Compliance |  | Missing Loan Modification |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 808209 | XXXXX | 1608 | Compliance |  | Loan Late Charge Parameters Exceeds State Thresholds | 5% > 2% maximum late fee allowed by the State of New York. |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 808209 | XXXXX | 1742 | Compliance |  | Missing Appraisal |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 808209 | XXXXX | 2072 | Compliance |  | Missing evidence of Loan Approval |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 808209 | XXXXX | 1741 | Compliance |  | Missing Final Application | Final 1003 in file does not have an acknowledgement date and cannot be deemed Final. |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 683209 | XXXXX | 5 | Compliance |  | 3 day rescission period not provided | The file did not contain a HUD Disbursement date to verify Right of Rescission adherence. |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 683209 | XXXXX | 26 | Compliance |  | Loan is subject to Mandatory Arbitration |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 683209 | XXXXX | 1742 | Compliance |  | Missing Appraisal | Appraisal in file is dated XX/XX/XXXX, exceeding the 6 month industry age standard. The subject loan closed XX/XX/XXXX. |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 683209 | XXXXX | 2070 | Compliance |  | Missing Loan Modification |  |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 130105 | XXXXX | 26 | Compliance |  | Loan is subject to Mandatory Arbitration | Loan is subject to Mandatory Arbitration. |  |  | Active | 2 | 2 B | Y | Final HUD used for testing | XXXXX | XXXX |
| XXXXX | XXXXX | XXXXX | 341118 | XXXXX | 1608 | Compliance |  | Loan Late Charge Parameters Exceeds State Thresholds | 5% > 4% maximum late fee allowed by XXXXX XXXXXXXX |  |  | Active | 3 | 3 C | Y | Final HUD used for testing |  | 0556-030 |
| XXXXX | XXXXX | XXXXX | 341118 | XXXXX | 1650 | Compliance |  | Missing copy of title | Missing copy of title. |  |  | Active | 3 | 3 D | Y | Final HUD used for testing |  | 0556-030 |

---

## Exhibit 99.24

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.24**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller Loan ID** | **Customer Loan ID** | **Pretium Loan ID** | **Alt ID** | **Initial Loan Grade** | **Final Loan Grade** | **Reviewer Loan ID** | **Deal #** |
| XXXXXXX | XXXXXXX | XXXXXXX | 767154 | 2 | 2 B | XXXXXXX | XXXXXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 582099 | 2 | 2 B | XXXXXXX | XXXXXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 271243 | 2 | 2 B | XXXXXXX | XXXXXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 125968 | 2 | 2 B | XXXXXXX | XXXXXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 943339 | 2 | 2 B | XXXXXXX | XXXXXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 917300 | 2 | 2 B | XXXXXXX | XXXXXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 519341 | 3 | 3 D | XXXXXXX | XXXXXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 181396 | 2 | 2 B | XXXXXXX | XXXXXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 808209 | 3 | 3 D | XXXXXXX | XXXXXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 683209 | 3 | 3 D | XXXXXXX | XXXXXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 130105 | 2 | 2 B | XXXXXXX | XXXXXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 341118 | 3 | 3 D | XXXXXXX | XXXXXXX |

---

## Exhibit 99.25

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.25**

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller Loan ID** | **Client Loan Number** | **Pretium Loan ID** | **Alt ID** | **Data Field** | **Tape Data** | **Review Data** | **Tape Discrepancy Comments** | **Reviewer Loan ID** | **Deal #** |
| XXXXXXX | XXXXXXX | XXXXXXX | 767154 | LTV | 1.00% | 96.50% | Audit value taken from loan approval. | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 582099 | CLTV | 79.09% | 96.98% | Audit reflects approval | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 582099 | LTV | 79.09% | 80.00% | Audit reflects approval | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 271243 | DTI | 44.00% | 44.37% | Rounding | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 125968 | Amortizaton Term | 288 | 360 | Pulled from Note document | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 125968 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Pulled from Note document | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 125968 | Loan Term | 288 | 360 | Pulled from Note document | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 125968 | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Pulled from Note document | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 943339 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Pulled from Note document | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 943339 | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | per note XX/XX/XXXX | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 943339 | Note Date | XX/XX/XXXX | XX/XX/XXXX | Date Pulled From Note Document In File | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 943339 | Self Employed | No | Yes | B2 self employed per 1003 | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 917300 | Zip Code | XXXXX | XXXXX | Zip Code Pulled From Note | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 519341 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Pulled from Note document | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 519341 | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Note | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 181396 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | first payment dat epulled form note | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 181396 | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | maturity date pulled from note | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 808209 | Property City | XXXXX | XXXXX | Audit – City verified by USPS | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 808209 | Self Employed | Yes | No | Self employed per 1003 | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 683209 | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Note | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 683209 | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | Note | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 130105 | CLTV | 77.00% | 85.00% | Approval CLTV | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 130105 | Loan Term | 241 | 240 | Note Document Does Not Reflect Tape Value | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 130105 | LTV | 77.00% | 85.00% | Approval LTV | XXXXXX | XXXX |
| XXXXXXX | XXXXXXX | XXXXXXX | 130105 | Maturity Date | XX/XX/XXXX | XX/XX/XXXX | 240 from 1st payment | XXXXXX | XXXX |

---

## Exhibit 99.26

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.26**

![](ex9926001.jpg)

**Selene Diligence LLC ("Selene")** 

**Due Diligence Review Narrative ("Report")**

Selene's Report, which is to be made available to the recipients by the Client, includes the loan level results of Selene's independent, third-party due diligence review conducted on behalf of the Client. The scope of review for these loans is as follows:

**DESCRIPTION OF SERVICES:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(1) Type of assets that were reviewed.** 

Selene Diligence LLC ("Selene") performed certain due diligence services described below on residential mortgage loans originated by numerous entities and obtained by Pretium ("Client"). The review was conducted between April 13 2022 and January 15, 2025 via files imaged and provided for review (the "Review").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(2) Sample size of the assets reviewed.**

This Review consisted of 100% of the loan population.

**FINAL SECURITIZATION POPULATION**

Selene was instructed to perform a review on a population totaling 1 ATR-QM Exempt loans and 19 Non-QM loans for a total of 20 loans the "Final Securitization Population").

*<u>Credit Reviews (20):</u>*

During the Review, Selene performed a credit review on 20 mortgage loans in the Final Securitization Population.

*<u>Compliance Review (20)</u>*

During the Review, Selene performed a compliance review on 20 mortgage loans in the Final Securitization Population.

*<u>Valuation Reviews (9):</u>*

During the Review, Selene performed a property valuation review on 9 mortgage loans in the Final Securitization Population.

*<u>Data Integrity Review (20):</u>*

During the Review, Selene performed a Data Integrity Review on 20 mortgage loans in the Final Securitization Population.

**<u>FINAL SECURITIZATION POPULATION</u>**

After Selene's initial review was completed, the Client provided Selene with a confirmed list of 20 mortgage loan that formed the Final Securitization Population. The table below summarizes the reviews conducted by Selene.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Review** | &nbsp;&nbsp;**Reviewed Total** | &nbsp;&nbsp;**% of Final Securitization Population** |
| &nbsp;&nbsp;Credit Population | &nbsp;&nbsp;20 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Compliance Population | &nbsp;&nbsp;20 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Valuation Population | &nbsp;&nbsp;9 | &nbsp;&nbsp;100% |
| &nbsp;&nbsp;Data Integrity Population | &nbsp;&nbsp;20 | &nbsp;&nbsp;100% |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(3) Determination of the sample size and computation.** 

The Review was conducted with sample size criteria that has been communicated by the Client to Selene to be consistent with the criteria for the nationally recognized statistical ratings organizations identified in Item 3 of the ABS Due Diligence-15E.s, Fitch Ratings ("Fitch") the ("NRSRO(s)").

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(4) Quality or integrity of information or data about the assets: review and methodology.**

Where available, Selene compared the data fields on the bid tape provided by the Client to the data found in the actual loan file as captured by Selene. This information may not have been available for all mortgage loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(5) Origination of the assets and conformity to stated underwriting or credit extension Guidelines, standards, criteria or other requirements: review and methodology.**

Selene assessed the underwriting Guidelines and compared the documentation in the loan file against the stated Guidelines for adherence.

**<u>GUIDELINES</u>**

Deephaven Mortgage Correspondent - Expanded Prime (collectively the "Guidelines") 5<sup>th</sup> Street Capital Underwriting Guidelines (collectively the "Guidelines")

American Mortgage Inc. Loan Guidelines 2nd Mortgage (collectively the "Guidelines")

**<u>LOAN GRADING</u>**

The Guidelines referenced above served as the benchmark for grading loans with respect to credit, compliance, underwriting, property valuation and data integrity. Each loan received an "initial" and a "final" grade. The "initial" grade was assigned during the initial loan review. The "final" grade considers additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Selene's loan grading is solely based on Selene's independent assessment of all Guideline exceptions and compensating factors for each of the component reviews. Selene is providing a comprehensive loan-level analysis that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades and sets forth compensating factors and waivers.

Page **2** of **21**

**<u>SCOPE OF REVIEW</u>**

Selene examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Selene relied on the accuracy of information contained in loan documentation provided to Selene (for more detail, please refer to Appendix A, B, and C, attached hereto).

**CREDIT REVIEW**

Selene's credit scope of review conducted on this transaction included the following elements:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Assessed
whether the characteristics of the mortgage loans and the borrowers conformed to the Guidelines cited above;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Re-calculated
LTV, CLTV, income, liabilities and compared these against the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Analyzed
asset statements to determine whether funds to close and reserves were within the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Confirmed
that credit scores (FICO) and credit histories were within the Guidelines.

**COMPLIANCE REVIEW**

Selene's compliance scope determined whether the mortgage loans comply with the Federal Truth in Lending Act, Sections 1098 and 1100A of Dodd Frank, and Sections 1411 and 1412 of the Wall Street Reform and Consumer Protection Act.

**PROPERTY VALUATION REVIEW**

Selene's Property Valuation scope of review conducted on this transaction included the following elements.

&nbsp;&nbsp;&nbsp;&nbsp;• **Original Appraisal Assessment** 

Selene reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• **Value Supported Analysis** 

Selene applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third-party valuation product provided by the Client.

**DATA INTEGRITY REVIEW**

Selene uploaded tape data into its due diligence application and compares it to the actual documents provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape
 data received from lender/client is stored in a secured FTP folder;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Tape
 data is uploaded into the application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Loan
 Reviewer collects validated loan data;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Each
 received data point is compared to its counterpart collected data point; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Discrepancies
 found during comparison are stored and reported.

Selene provided the Client with a copy of the initial loan level tape discrepancy report which shows the differences between the data received by the Client versus the data captured by Selene during the loan review.

**<u>SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW</u>**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs.

With respect to the Final Securitization Population, Selene conducted (i) a Credit Review on 20 mortgage loans, (ii) a Compliance Review on 20 mortgage loans (iii) a Valuation Review on 9 mortgage loans, and (iv) a Data Integrity Review on 20 mortgage loans; the results of these reviews are discussed below. All grades shown below are based upon the NRSRO grading methodologies utilized by the NRSROs.

**REVIEW RESULTS SUMMARY** 

After review of the 20 mortgage loans; 3 mortgage loans had a rating grade of A, 1 mortgage loans had a rating grade of B, 4 mortgage loans had a rating grade of C, and 12 mortgage loans had a rating grade of D.

Page **4** of **21**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;***Grades per loan (20 overall loans):*** | &nbsp;&nbsp;***Grades per loan (20 overall loans):*** | &nbsp;&nbsp;***Grades per loan (20 overall loans):*** | &nbsp;&nbsp;***Grades per loan (20 overall loans):*** | &nbsp;&nbsp;***Grades per loan (20 overall loans):*** |  |
| | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**INITIAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** | &nbsp;&nbsp;**FINAL RA GRADES - OVERALL** |
| <br>&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** | &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;A | &nbsp;&nbsp;3 | &nbsp;&nbsp;15.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;5.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;C | &nbsp;&nbsp;4 | &nbsp;&nbsp;20.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;20 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;D | &nbsp;&nbsp;12 | &nbsp;&nbsp;60.00% |

---

***Final Grades per loan broken out by compliance, credit and property:***

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | &nbsp;&nbsp;**FINAL RA GRADES - COMPLIANCE** | | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** | &nbsp;&nbsp;**FINAL RA GRADES - CREDIT** |
| <br>&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** | <br>&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;3 | &nbsp;&nbsp;15.00% | &nbsp;&nbsp;A | &nbsp;&nbsp;4 | &nbsp;&nbsp;20.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;5 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;C | &nbsp;&nbsp;9 | &nbsp;&nbsp;45.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;7 | &nbsp;&nbsp;35.00% | &nbsp;&nbsp;D | &nbsp;&nbsp;7 | &nbsp;&nbsp;35.00% |
|  | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** | &nbsp;&nbsp;**FINAL RA GRADES - PROPERTY** |  |  |  |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**Fitch** | &nbsp;&nbsp;**%** |  |  |  |
| &nbsp;&nbsp;A | &nbsp;&nbsp;9 | &nbsp;&nbsp;45.00% |  |  |  |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |  |  |  |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |  |  |  |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;11 | &nbsp;&nbsp;55.00% |  |  |  |

---

**<u>REVIEW RESULTS SUMMARY (EXCEPTION LISTING)</u>**

Review of the Final Grading Summary (redacted) provides the exceptions in detail and the migration from the initial rating agency grade to the final rating agency grade, based on mitigation/resolution from the client.

*Disclaimer:* Please be advised that Selene did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with all applicable laws and regulations and the original appraisals relating to the mortgaged properties or uncovered

Page **5** of **21**

all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Selene is relying in reaching such findings.

Please be further advised that Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. Information contained in any Selene report related to the applicable statute of limitations for certain

claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of

limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. Risk levels associated with a loan may have changed an exception level, given rating agency published guidance, written guidance, or other guidance from the rating agency team on the transaction. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Selene to prepare its reports pursuant to its instructions and Guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Selene are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Selene does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Selene.

**<u>THIRD PARTY REVIEW REPORTING DELIVERED</u>**

Selene furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Selene
 Diligence Narrative Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. ASF
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Grading
 Summary

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Exception
 Detail

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Tape
 Discrepancies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Valuations
 Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Supplemental
 Data

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Third
 Party (TPR) Attestation Form

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Attestation
 Form 15E

Page **6** of **21**

**APPENDIX A – CREDIT REVIEW SCOPE**

Selene reviewed the origination documentation contained in the mortgage loan file to determine conformity to the stated underwriting or credit extension Guidelines, standards, criteria or other requirements that are provided to Selene and/or as directed by Client.

**<u>Non-QM Scope</u>**

**Credit Application**

For the Credit Application, Selene verified whether:

&nbsp;&nbsp;&nbsp;&nbsp;1. The
application is signed by all listed borrowers;

&nbsp;&nbsp;&nbsp;&nbsp;2. The
application is substantially filled out; and

&nbsp;&nbsp;&nbsp;&nbsp;3. All
known borrower-owned properties are disclosed on the Real Estate Owned section.

**Credit Report**

Selene verified:

&nbsp;&nbsp;&nbsp;&nbsp;1. A
credit report and/or other credit history documentation is present for each borrower;

&nbsp;&nbsp;&nbsp;&nbsp;2. The
monthly consumer debt payments for use in the debt to income and/or residual income calculation, as applicable;

&nbsp;&nbsp;&nbsp;&nbsp;3. Noted
the Real Estate Owned and fraud alerts; and

&nbsp;&nbsp;&nbsp;&nbsp;4. Gathered
data required for ASF Report submission which may include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Most
 recent FICO Score (scores from Equifax, Experian, and Transunion if available)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Most
 recent FICO date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Longest
 Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Maximum
 Trade Line

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) Number
 of trade lines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f) Credit
 Usage Ratio

**Employment and Income**

Selene determined whether all applicable supporting documentation as required by the Guidelines is in the file and note indications of potentially fraudulent documents. The documentation will also be used to verify whether the income used to qualify the loan was calculated in accordance with applicable Guidelines. Documentation verifying employment and income may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verbal
or Written VOE's

&nbsp;&nbsp;&nbsp;&nbsp;2. Pay
stubs

&nbsp;&nbsp;&nbsp;&nbsp;3. W-2
forms

&nbsp;&nbsp;&nbsp;&nbsp;4. Tax
returns

&nbsp;&nbsp;&nbsp;&nbsp;5. Financial
statements

&nbsp;&nbsp;&nbsp;&nbsp;6. Award
letters

&nbsp;&nbsp;&nbsp;&nbsp;7. Bank
statements

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**Asset Review**

Selene assessed whether the asset documentation required by the Guidelines is present in the file. In addition, a review of the reserve calculation was performed. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may include:

&nbsp;&nbsp;&nbsp;&nbsp;1. VOD's

&nbsp;&nbsp;&nbsp;&nbsp;2. Depository
account statements

&nbsp;&nbsp;&nbsp;&nbsp;3. Stock
or security account statements

&nbsp;&nbsp;&nbsp;&nbsp;4. Gift
funds

&nbsp;&nbsp;&nbsp;&nbsp;5. Settlement
statement or other evidence of conveyance and transfer of funds if a sale of assets was involved

**Hazard/Flood insurance**

A review of the insurance present on the loan was also performed. Selene:

&nbsp;&nbsp;&nbsp;&nbsp;1. Verified
that the hazard insurance meets the minimum required amount of coverage in the Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;2. For
condominium properties, confirmed that the blanket policy meets the minimum amount of coverage;

&nbsp;&nbsp;&nbsp;&nbsp;3. Confirmed
that the flood cert is for the correct borrower, property, lender and loan number and is a "Life of Loan" certification;

&nbsp;&nbsp;&nbsp;&nbsp;4. For
properties is in a flood zone per the flood cert, confirmed that flood insurance in the file meets the minimum required amount
of coverage and meets guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Confirmed
that the mortgagee clause lists the lender's name and "its successors and assigns"; and

&nbsp;&nbsp;&nbsp;&nbsp;6. Confirmed
that the premium amount on both the hazard and flood insurance match what was used in the DTI calculations.

**Title**

Verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower and review the Title Commitment for the disclosure issues.

**Fraud**

To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, when required, Selene looked for an independent, third-party fraud report in each file and reviewed the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan. If the loan did not contain a fraud report and the counterparty cannot produce one, Selene conditioned the loan for the missing product.

On this Fraud report Selene:

&nbsp;&nbsp;&nbsp;&nbsp;1. Reviewed
for any name variations for the borrowers and confirm that the variations have been addressed in the loan file;

Page **8** of **21**

&nbsp;&nbsp;&nbsp;&nbsp;2. Reviewed
for any social security number variations for the borrowers and confirmed that the variations have been addressed in the loan
file;

&nbsp;&nbsp;&nbsp;&nbsp;3. Reviewed
for any potential occupancy issues based on the borrowers' address history and confirmed that any issues have been addressed
in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;4. Reviewed
for any employment issues and confirm that any issues have been addressed in the loan file;

&nbsp;&nbsp;&nbsp;&nbsp;5. Reviewed
for any additional consumers associated with the borrowers' profiles and confirmed the materiality and material issues have
been addressed in the loan file; and

&nbsp;&nbsp;&nbsp;&nbsp;6. Addressed
all red flag issues.

**Additional Review**

Selene's review procedures also included:

&nbsp;&nbsp;&nbsp;&nbsp;1. A
review of the completeness and accuracy of the information obtained in the mortgage origination process;

&nbsp;&nbsp;&nbsp;&nbsp;2. A
review of closing documents to ensure that the mortgage file information is complete, accurate, and consistent with other documents
in the mortgage file;

&nbsp;&nbsp;&nbsp;&nbsp;3. Selene
reviewed the mortgage file documents to determine that the mortgage was properly underwritten;

&nbsp;&nbsp;&nbsp;&nbsp;4. Verification
that the DTI, LTV, asset reserves, property type, transaction type (maximum loan amount, loan purpose, occupancy, etc.), and FICO
scores meet or exceed the guideline requirements;

&nbsp;&nbsp;&nbsp;&nbsp;5. Verification
that all borrowers are eligible based on the Guidelines and information in the loan file; and

&nbsp;&nbsp;&nbsp;&nbsp;6. Verification
that there is appropriate documentation present to confirm that applicable documents have been recorded or have been sent for
recording.

Page **9** of **21**

**<u>DSCR Scope</u>**

**1.** **Loan Review Scope** 

**a)** **Borrower Qualifications** 

Selene reviewed each loan file to determine whether it contains the following borrower documents and if they adhere to the Guidelines:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Evidence
of public record search (Thomson Reuters CLEAR)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Evidence
of asset location searches for additional real estate transactions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Borrowers
Questionnaire is completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Schedule
of RE owned

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Personal
Tax Returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Background
Search

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Personal
Financial Statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Liquidity
and Net Worth Verification Documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Credit
Report

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. Review
OFAC reports for any findings

**b)** **Borrowing Entity Qualifications** 

Selene reviewed each loan file to determine whether it contains the following entity documents and if they adhere to the Guidelines:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Evidence
of public record search (Thomson Reuters CLEAR) and applicable Sec. of State evidence of good standing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Evidence
of asset location searches

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Business
Tax Returns

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Business
Financials

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Articles
of Incorporation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Bylaws/Operating
agreement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Resolution
to take on Debt

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Organizational
Chart

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Credit
Approval Memo

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. Review
OFAC reports for any findings

**c)** **Property Manager Entity Qualifications** 

Selene reviewed each loan file to determine that property manager entity is incorporated and operated in the United States with bank accounts located in U.S. state and federally chartered bank accounts.

**2.**  **<u>Individual Property Scope</u>** 

**a)** **Business Purpose Loan Affidavit** 

Selene reviewed each loan file to determine whether a Business Purpose Loan is present and properly executed.

**b)** **Lease Review** 

Selene reviewed each loan file to determine whether each property contains a valid lease and determine if it is executed in compliance with the Guidelines, including a review of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Each
lease has been executed by the applicable tenant

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Confirm
tenant is a natural person

Page **10** of **21**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Confirm
 lease does not contain "lease to own" provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Verify
 vacancy factor

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Each
 lease contains the monthly rental payment, commencement and expiration dates, and term
 and remaining term are in compliance with the Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Confirm
 rent, vacancy and lease commencement/expiration consistent with underwritten rent roll

&nbsp;&nbsp;&nbsp;&nbsp;**c)** **Valuation Review** 

Selene reviewed the appraisal provided for each property in the loan file to ensure that the value meets the Guidelines and that the market value concluded on the appraisal is properly supported. Selene reviewed the Loan to Value ("LTV") of each loan for program eligibility, pursuant to the Guidelines. Specifically, Selene:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Confirmed
the appraisal is the correct form

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Reviewed
property condition and type; confirm it meets Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Reviewed
that value meets the minimum/maximum per the Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Confirmed
"as is" and "subject to" values

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Reviewed
sales comparables and adjustments for relevance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. For
multifamily properties: reviewed the appraiser's cash flow assumptions, rent comparables, cap rate selection and value reconciliation

**d)** **Insurance Review** 

Selene reviewed each loan file to ensure that the property, flood, and hazard insurance policies are in compliance with the Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;**e)** **Collateral Analysis** 

Selene reviewed each loan file to determine whether it contained the following collateral documents and if they are in compliance with the Guidelines:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Executed
Leases

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Rent
Roll

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Rental
Income Verification (proof of lease payments that demonstrate minimum 90% of scheduled gross rents for the previous two-month
period.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Operating
Statements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Property
Management Agreement

&nbsp;&nbsp;&nbsp;&nbsp;**f)** **Financial Analysis / Cash Flow Analysis** 

Selene reviewed each loan file to determine whether it contained the following financial documents and if they are in compliance with the Guidelines:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Rent
Roll:

○ Confirmed monthly rents are populated correctly at the loan level and portfolio level

○ Confirmed Rent verification – proof of lease payments

○ Confirmed vacancy is within Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Operating
 Statements:

○ Confirmed expenses within range, per the Guidelines

○ Confirmed taxes, insurance and HOA are populated at loan level and within range at portfolio level per the Guidelines

○ Confirmed CapEx meets Guidelines for reasonableness

○ Confirmed annual maintenance fees meet Guidelines

Page **11** of **21**

○ Confirmed property management fees meet program requirements for range and historical consistency

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Confirmed
 the DSCR meets program Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Property
 Management Agreement / Tri Party Agreement if no property manager

Page **12** of **21**

**APPENDIX B – COMPLIANCE REVIEW SCOPE**

Selene reviewed the Non-QM loans to determine, as applicable, to the extent possible and/or applicable and subject to the caveats below, whether the loan complies with:

**1.** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure
to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure
 to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015:*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate
 Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR
 to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points
 and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR
 threshold test; and

ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

Page **13** of **21**

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor obtained proof of homeownership counseling in connection with a mortgage
 loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j) review
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and (ii) verify the data against
 the NMLSR database, as available.

**2.** **Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were completed and that information was reflected in the appropriate locations, which was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 that each revised LE is accompanied by valid written documentation explaining the reason
 for re-disclosure to allow for fee increases based on a valid change of circumstance
 and was timely provided within 3 business days of issuance;

vi) confirm borrower received LE not later than four (4) business days prior to consummation; and

vii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify
tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final
CD; and

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD and other applicable exceptions, confirm that the creditor cured or remediated the violations in accordance with the Structured Finance Association TRID 3.0, as may be updated from time to time.

Page **14** of **21**

&nbsp;&nbsp;&nbsp;&nbsp;**3.** **Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) the
 general Ability to Repay ("ATR") underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d)); and

&nbsp;&nbsp;&nbsp;&nbsp;c) Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

**<u>General Ability to Repay</u>**

Selene reviewed the Non-QM mortgage loans to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Selene reviewed the Non-QM mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Selene does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. Selene's review is based on information contained in the mortgage loan file at the time it is provided to Selene to review, and only reflects information as of that point in time.

**4. The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution.**

**SEASONED COMPLIANCE REVIEW**

The Client shall upload a complete electronic file of the loan documents to Selene's portal (the "Loan File"). The documents located within each Loan File shall be indexed and imaged prior to upload. The images must be organized by property address, preferably in individual folders. Selene shall review each file as further described below.

**I. Compliance Review**

Selene will review each residential mortgage loan to determine, as applicable, to the extent possible and/or applicable and subject to the caveats below, whether the loan complies with:

&nbsp;&nbsp;&nbsp;&nbsp;**5.** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure
 to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

Page **15** of **21**

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure
 to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate
 Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR
 to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points
 and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR
 threshold test; and

ii) compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor obtained proof of homeownership counseling in connection with a mortgage
 loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and (ii) verify the data against
 the NMLSR database, as available.

**6.** **Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7), *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

Page **16** of **21**

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8), *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7), *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 changes disclosed on the last GFE provided to the borrower(s) to determine that such
 changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
 in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing.

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm
 that the list of homeownership counselling organizations was obtained no earlier than
 30 days prior to when the list was provided to the mortgage loan applicant.

&nbsp;&nbsp;&nbsp;&nbsp;**7.** **Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):** 

a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 if the file indicates a fee was imposed, other than for a credit report, prior to borrower
 receiving LE and indicating an intent to proceed with the transaction;

Page **17** of **21**

vi) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required disclosures;

vii) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

viii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

ix) confirm borrower received LE not later than four (4) business days prior to consummation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm
 LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify
 tolerance violations based on the charges disclosed on the initial and interim LE's,
 initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who are discussing a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA industry group proposal.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage
 loan file contains documentary evidence that the disclosure was provided to the borrower;
 and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application

&nbsp;&nbsp;&nbsp;&nbsp;**4.** **Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;d) the
 general Ability to Repay underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;e) refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;f) Qualified
 Mortgages (12 C.F.R. 1026.43(e) (including qualified mortgages as defined by the Department
 of Housing and Urban Development (24 C.F.R. 201 and 203 <u>et seq. and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.</u> *)*; and

&nbsp;&nbsp;&nbsp;&nbsp;g) Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f));

Selene reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). Selene determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, Selene notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, Selene notes if an originator mortgage loan designation was not provided.

Page **18** of **21**

**5.** **The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:** 

Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing
 and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**6.** **The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution.** 

**7.** **Federal and state specific high-cost provisions, as further enumerated in Schedule 1, attached hereto.** 

**II. Data Collection and Data Integrity Review**

Selene will compare data fields on the bid tape provided by the Client to the data found in the actual file as captured by Selene. All material discrepancies will be noted.

**III. Grading** 

After completing its review, Selene will deliver a final decision on the loan. Selene will not make a determination as to whether the loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Selene are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Selene is relying in reaching such findings.

Selene does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Selene do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Selene. All final decisions as to whether to purchase or enter into a transaction related to any individual loan or the loans in the aggregate and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such loan or loans, shall be made solely by the clients that have engaged Selene to prepare their reports pursuant to their instructions and guidelines. Client acknowledges and agrees that the scoring models applied by Selene are designed to identify potential risk and the Client assumes sole responsibility for determining the suitability of the information for its particular use.

**IV. Reporting** 

**Standard Reports (Non-Securitization)**

Shortly after this SOW is executed by the parties, Selene will use reasonable efforts and will work with Client's staff to complete an agreed upon reporting set.

Client acknowledges that the Services provided by Selene rely on information supplied by the Client or other third parties and any errors, inaccuracies or omissions in that information is likely to result in inaccuracies with regard to the Services and any reports and materials related thereto. Selene does not make any representations or warranties as to the accuracy or completeness of any information obtained by Selene from third-party information providers.

**Securitization Reports**

Selene will provide securitization reports as may be required by selected Rating Agencies to facilitate a Client securitization. At a minimum, these reports will include the reports below.

&nbsp;&nbsp;&nbsp;&nbsp;1. *Executive Summary* - A written summary of the process used to review the loans, a results breakdown,
 and narrative tailored to agency grading.

Page **19** of **21**

&nbsp;&nbsp;&nbsp;&nbsp;*2.* *Data Discrepancy Loan Level Tape Compare-* An electronic data file which reflects the discrepancies
 discovered during the due diligence review against the current ASF tape.

&nbsp;&nbsp;&nbsp;&nbsp;3. *Attestation Statement* - Selene will provide the written statement as required by the applicable
 rating agencies.

&nbsp;&nbsp;&nbsp;&nbsp;4. *Reliance Letter(s)* - Selene will provide written reliance letters, on mutually agreeable terms,
 for other transaction parties as requested by Client.

&nbsp;&nbsp;&nbsp;&nbsp;5. *ASF Tape* -An electronic data file in ASF format is produced from the system and delivered
 to the rating agencies or location of your choice.

&nbsp;&nbsp;&nbsp;&nbsp;6. *Agency Exceptions-* a report showing exceptions and all efforts made to clear the exception.

&nbsp;&nbsp;&nbsp;&nbsp;7. *Valuation Summary* - a report detailing all valuation products review and/or obtained with respect
 to each asset and any variances from the original appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;8. *Form 15E (17g10 requirement)* –Selene will promptly provide a properly completed
 and executed Form ABS Due Diligence-15E after the due diligence services described in
 this SOW are completed. The Form ABS Due Diligence-15-E will not contain detailed findings,
 or personally identifiable information of individual borrowers.

**V. Exception Clearing**

Selene will accept documentation to clear exceptions that Selene has noted on applicable loans through a mutually agreed upon process between the parties. Loan conditions not cleared within two (2) weeks of the initial review will be charged at a Condition Clearing rate to be mutually agreed upon by the parties.

**VI. Redaction**

Notwithstanding anything in the Agreement or this SOW to the contrary, Selene shall have no obligation to redact, remove or otherwise review for the inclusion or exclusion of customer information in any report, extract or other grouping of information and data that has been requested by Client, or any authorized issuer, underwriter or other party, including, without limitation, a party's determination as to what information is furnished under Form ABS-15G, pursuant to 17 CFR 240.15Ga-2, as "findings and conclusions" of the Services. To the extent Client or any authorized issuer, underwriter or other party requests that Selene redact, remove or otherwise review for the inclusion or exclusion of Customer Information from the "findings and conclusions" of the Services, which shall be determined by Client or any authorized issuer, underwriter or other party in its sole discretion, Selene makes no representation or warranty to the completeness of such redaction, removal and review and shall have no liability with respect thereto.

**VII. Non-covered services**

Any services not covered under this Statement of Work will not be included in the base cost of review. Research of such items may be performed on an hourly basis under the conditions set forth in Exhibit A, attached hereto. When such services are requested, Selene will notify Client of our belief that such services are outside the existing scope and additional charges will apply and Client must approve the work to be performed.

Page **20** of **21**

**APPENDIX C – VALUATION REVIEW SCOPE**

Selene reviewed the valuation materials utilized during the origination of the loan which confirmed the value of the underlying property. Selene verified the appraisal report was (i) on the appropriate GSE form, as applicable (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the Guidelines restrictions, and (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

If more than one valuation is provided for review, Selene confirmed consistency among the valuation products and if there are discrepancies that cannot be resolved, Selene created an exception and worked with the Client on the next steps, which may include ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in Selene's review results in a variance of more than 10% then the Client was notified of such variance and a second independent valuation product shall be ordered. On all loans, Selene made a determination as to whether appraised value is supported based on documentation available at the time of review and adds exceptions or comments as appropriate.

Selene confirmed consistency among the valuation products and where applicable, if there was a discrepancy in value between two appraisals in the form of a variance greater than 10%, Selene reviewed the file for a desktop analysts/evaluation of the appraisals and determine which appraised value was used for qualification purposes. If there were discrepancies that could not be resolved, Selene created an exception and worked with the client on the next steps for resolution.

Disclaimer

○ The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes of USPAP or Federal or State law.

○ Selene makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Selene may have reviewed valuation information for reasonableness.

○ Selene is not an 'AMC' (appraisal management company) and therefore Selene does not opine on the actual value of the underlying property.

○ Selene is not a 'creditor' within the meaning of ECOA or other lending laws and regulations, and therefore Selene will not have any communication with or responsibility to any individual consumer concerning property valuation.

○ Selene does not confirm whether the appraiser is on the Freddie Mac exclusionary list.

Page **21** of **21**

## Exhibit 99.27

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.27**

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** | **DBRS/Morningstar** | **Kroll** | **Moodys** | **DBRS/Morningstar** | **Fitch** | **Kroll** | **S&P** | **Moodys** |
| XXXX |  | 5941865 | XXXX C D | A | A | A D | A | A | A | A | A |
| XXXX |  | 5726693 | XXXX D A | A | A | A D | A | A | A | A | A |
| XXXX |  | 5726709 | XXXX D A | D | D | D A | A | A | A | A | A |
| XXXX |  | 4649134 | XXXX C | D | D | D C | N/A | N/A | N/A | N/A | N/A C |
| XXXX |  | 4649231 | XXXX C | D | D | D C | N/A | N/A | N/A | N/A | N/A C |
| XXXX |  | 4649104 | XXXX D C | D | D | D C | N/A | N/A | N/A | N/A | N/A C D |
| XXXX |  | 4649142 | XXXX C D | D | D | D C | N/A | N/A | N/A | N/A | N/A D |
| XXXX |  | 4649191 | XXXX C D | D | D | D C | N/A | N/A | N/A | N/A | N/A D |
| XXXX |  | 4649193 | XXXX C D | D | D | D C | N/A | N/A | N/A | N/A | N/A D |
| XXXX |  | 4649229 | XXXX D | D | D | D | N/A | N/A | N/A | N/A | N/A D |
| XXXX |  | 4649107 | XXXX C | D | D | D C | N/A | N/A | N/A | N/A | N/A C |
| XXXX |  | 4649116 | XXXX C D | D | D | D C | N/A | N/A | N/A | N/A | N/A D |
| XXXX |  | 4649076 | XXXX C D | D | D | D C | N/A | N/A | N/A | N/A | N/A D |
| XXXX |  | 4649078 | XXXX D | D | D | D | N/A | N/A | N/A | N/A | N/A D |
| XXXX |  | 4859248 | XXXX D C | D | D | D B | A | A | A | A | A D |
| XXXX |  | 4859249 | XXXX D C | N/A | N/A C | N/A D C | N/A | A | N/A | C | N/A C |
| XXXX |  | 4859250 | XXXX D C | C | C | C D A B | A | A | A | A | A B |
| XXXX |  | 4859264 | XXXX D | D | D | D B | A | A | A | A | A D |
| XXXX |  | 4859265 | XXXX D C | C | C | C D B | A | A | A | A | A D |
| XXXX |  | 4859269 | XXXX D C | D | D | D B | A | A | A | A | A D |

---

## Exhibit 99.28

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.28**

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXX | XXXX |  | 5941865 | Closed | 2022-04-19 17:18 | 2022-05-02 14:58 | Resolved | 1 - Information C A | Compliance | TRID | TRID Total of Payments Test | Resolved-client has submitted lender calculation sheet - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Unable to Resolve- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The Lender Calculation provided does not cure the XXXX Total of Payments. Please provide documentation explaining TOP due to the sales price and loan amount reduced XX/XX/XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-please see comments from XXXXX on XX/XX/XX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The Lender Calculation provided does not cure the XXXX Total of Payments. Please provide documentation explaining TOP due to the sales price and loan amount reduced XX/XX/XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Client provided XXXX Total of Payments Test document - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-please see lender calculations uploaded - Seller-XX/XX/XXXX <br>Open-This loan failed the XXXX total of payments test. (12 CFR §1026.38(o)(1))The total of payments is $XXXXXXXXXX.XX. The disclosed total of payments of $XXXXXXXXXX.XX is not considered accurate because it is understated by more than $XXX. The total of payments is $XXXXXXXXXX.XX. The disclosed total of payments of $XXXXXXXXXX.XX is not considered accurate because it<br> is understated by more than $XXX.<br> - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the XXXX total of payments test. (12 CFR §1026.38(o)(1))The total of payments is $XXXXXXXXXX.XX. The disclosed total of payments of $XXXXXXXXXX.XX is not considered accurate because it is understated by more than $XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-please see lender calculations uploaded - Seller-XX/XX/XXXX<br>| Resolved-client has submitted lender calculation sheet - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Client provided XXXX Total of Payments Test document - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Purchase | NA | 405523 | N/A | N/A |
| XXXX | XXXX |  | 5941865 | Closed | 2022-04-26 11:37 | 2022-05-02 14:58 | Resolved | 1 - Information C A | Compliance | Points & Fees | TILA Finance Charge Test | Resolved-client has submitted lender calculation sheet - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Unable to Resolve- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open- The Lender Calculation provided does not cure the XXXX Finance Charge Test. All fees are entered accurately with the correct prepaid finances. Please provide detail information on the finance charges. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-The Lender Calculation provided does not cure the XXXX Finance Charge Test. All fees are entered accurately with the correct prepaid finances. Please provide detail information on the finance charges. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-please see lender calculations uploaded - Buyer-XX/XX/XXXX <br>Ready for Review-Document Uploaded. please see lender calculations uploaded - Buyer-XX/XX/XXXX <br>Open-This loan failed the XXXX finance charge test.(12 CFR §1026.38(o)(2))The finance charge is $XXXXXXXXXX.XX. The disclosed finance charge of $XXXXXXXXXX.XX is not considered accurate because it is understated by more than $XXX. The finance charge is $XXXXXXXXXX.XX. The disclosed finance charge of $XXXXXXXXXX.XX is not considered accurate because it is<br> understated by more than $XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the XXXX finance charge test.(12 CFR §1026.38(o)(2))The finance charge is $XXXXXXXXXX.XX. The disclosed finance charge of $XXXXXXXXXX.XX is not considered accurate because it is understated by more than $XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-client has submitted lender calculation sheet - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXX Lender Calculation CD.pdf |  |  | CA | Primary Residence | Purchase | NA | 405519 | N/A | N/A |
| XXXX | XXXX |  | 5941865 | Closed | 2022-04-26 11:37 | 2022-05-02 14:58 | Resolved | 1 - Information C A | Compliance | Points & Fees | TILA APR Test | Resolved-client has submitted lender calculation sheet - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Unable to Resolve- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-The Lender Calculation provided does not cure the XXXX APR Test. Please provide documentation explaining APR on this loan. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-please see comments from XXXXX on XX/XX/XX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Counter-The Lender Calculation provided does not cure the XXXX APR Test. Please provide documentation explaining APR on this loan. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. please see lender calculations uploaded - Seller-XX/XX/XXXX <br>Ready for Review-please see lender calculations uploaded - Buyer-XX/XX/XXXX <br>Open-This loan failed the XXXX APR test.<br> (12 CFR §1026.22(a)(2), (4) , transferred from 12 CFR §226.22(a)(2), (4)) <br> The annual percentage rate (APR) is X.XXX%. The disclosed APR of X.XXX% is not considered accurate because it is more than X/X of X percentage point above or below the APR as determined in accordance with the actuarial method. The annual percentage rate (APR) is X.XXX%. The disclosed APR of X.XXX% is not considered accurate because it is more than<br> X/X of X percentage point above or below the APR as determined in accordance with the actuarial method.<br> - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the XXXX APR test.<br> (12 CFR §1026.22(a)(2), (4) , transferred from 12 CFR §226.22(a)(2), (4)) <br> The annual percentage rate (APR) is X.XXX%. The disclosed APR of X.XXX% is not considered accurate because it is more than X/X of X percentage point above or below the APR as determined in accordance with the actuarial method. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. please see lender calculations uploaded - Seller-XX/XX/XXXX<br>| Resolved-client has submitted lender calculation sheet - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXX Lender Calculation CD.pdf |  |  | CA | Primary Residence | Purchase | NA | 405518 | N/A | N/A |
| XXXX | XXXX |  | 5941865 | Closed | 2022-04-18 05:56 | 2022-04-26 13:18 | Resolved | 1 - Information A | Compliance | TRID | Revised Closing Disclosure Delivery Date Test (Waiting Period Required) Test | Rescinded-This loan failed the revised closing disclosure delivery date test (waiting period required).(12 CFR §1026.19(f)(2)(ii))The revised closing disclosure delivery requires a new waiting period andThe revised closing disclosure delivery date is provided and the revised closing disclosure method of delivery is marked as either:"XXXX First Class Mail" or "Electronic Delivery" or blank, and the revised closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction.Changes before consummation requiring a new waiting period. If one of the following disclosures provided under §1026.19(f)(1)(i) becomes inaccurate in the following manner before consummation, the creditor shall ensure that the consumer receives corrected disclosures containing all changed terms in accordance with the requirements of §1026.19(f)(1)(ii)(A):(A) The annual percentage rate disclosed under §1026.38(o)(4) becomes inaccurate, as defined in §1026.22.(B) The loan product is changed, causing the information disclosed under §1026.38(a)(5)(iii) to become inaccurate.(C) A prepayment penalty is added, causing the statement regarding a prepayment penalty required under §1026.38(b) to become inaccurate.The creditor shall ensure that the consumer receives the disclosures required under §1026.19(f)(1)(i) no later than three business days before consummation. All loan estimates and closing disclosures were electronically signed on the issue date and the final closing disclosure was signed in person on the issue date and the notary date. Finding is rescinded. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the revised closing disclosure delivery date test (waiting period required).(12 CFR §1026.19(f)(2)(ii))The revised closing disclosure delivery requires a new waiting period andThe revised closing disclosure delivery date is provided and the revised closing disclosure method of delivery is marked as either:"XXXX First Class Mail" or "Electronic Delivery" or blank, and the revised closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction.Changes before consummation requiring a new waiting period. If one of the following disclosures provided under §1026.19(f)(1)(i) becomes inaccurate in the following manner before consummation, the creditor shall ensure that the consumer receives corrected disclosures containing all changed terms in accordance with the requirements of §1026.19(f)(1)(ii)(A):(A) The annual percentage rate disclosed under §1026.38(o)(4) becomes inaccurate, as defined in §1026.22.(B) The loan product is changed, causing the information disclosed under §1026.38(a)(5)(iii) to become inaccurate.(C) A prepayment penalty is added, causing the statement regarding a prepayment penalty required under §1026.38(b) to become inaccurate.The creditor shall ensure that the consumer receives the disclosures required under §1026.19(f)(1)(i) no later than three business days before consummation. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Rescinded-This loan failed the revised closing disclosure delivery date test (waiting period required).(12 CFR §1026.19(f)(2)(ii))The revised closing disclosure delivery requires a new waiting period andThe revised closing disclosure delivery date is provided and the revised closing disclosure method of delivery is marked as either:"XXXX First Class Mail" or "Electronic Delivery" or blank, and the revised closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the revised closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction.Changes before consummation requiring a new waiting period. If one of the following disclosures provided under §1026.19(f)(1)(i) becomes inaccurate in the following manner before consummation, the creditor shall ensure that the consumer receives corrected disclosures containing all changed terms in accordance with the requirements of §1026.19(f)(1)(ii)(A):(A) The annual percentage rate disclosed under §1026.38(o)(4) becomes inaccurate, as defined in §1026.22.(B) The loan product is changed, causing the information disclosed under §1026.38(a)(5)(iii) to become inaccurate.(C) A prepayment penalty is added, causing the statement regarding a prepayment penalty required under §1026.38(b) to become inaccurate.The creditor shall ensure that the consumer receives the disclosures required under §1026.19(f)(1)(i) no later than three business days before consummation. All loan estimates and closing disclosures were electronically signed on the issue date and the final closing disclosure was signed in person on the issue date and the notary date. Finding is rescinded. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Purchase | NA | 405521 | N/A | N/A |
| XXXX | XXXX |  | 5941865 | Closed | 2022-04-19 17:08 | 2022-04-20 13:50 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Client provided 1003 document uploaded - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. please see 1a and 4d of 1003 - Seller-XX/XX/XXXX <br>Open-The Final 1003 is Incomplete Per LOE on file pg. 40 borrower current rental amount is $XXXX. <br> Borrower received a Gift Fund in the amount of $XXXXXX from XXXXX checking #XXXX . See pg. 48 Gift Letter<br> Please provide corrected Final 1003 with current rental expense in the amount of $XXXX in Section 1a. Personal Information as well update section 2b. Other assets adding the Gift Funds in the amount of $XXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. please see 1a and 4d of 1003 - Seller-XX/XX/XXXX<br>| Resolved-Client provided 1003 document uploaded - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXX 1003.pdf |  |  | CA | Primary Residence | Purchase | NA | 402490 | N/A | N/A |
| XXXX | XXXX |  | 5941865 | Closed | 2022-04-19 13:58 | 2022-04-20 06:22 | Resolved | A | Data Edit | Data Edit | Level of Property Review on 1008 is not selected | Resolved-Waived by client grade 1 exception - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-please waive grade 1 exception - Buyer-XX/XX/XXXX <br>Open- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Waived by client grade 1 exception - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Purchase | NA | 402593 | N/A | N/A |
| XXXX | XXXX |  | 5941865 | Closed | 2022-04-19 13:58 | 2022-04-20 06:20 | Resolved | A | Data Edit | Data Edit | Risk Assessment on 1008 is not selected | Resolved-Waived by client grade 1 exception - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-please waive grade 1 exception - Seller-XX/XX/XXXX <br>Open-Please select Risk Assessment on the 1008 - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-please waive grade 1 exception - Seller-XX/XX/XXXX<br>| Resolved-Waived by client grade 1 exception - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Purchase | NA | 402587 | N/A | N/A |
| XXXX | XXXX |  | 5941865 | Closed | 2022-04-19 13:48 | 2022-04-19 14:29 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Client provided hazard insurance document uploaded resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. hoi with RCE attached - Seller-XX/XX/XXXX <br>Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. hoi with RCE attached - Seller-XX/XX/XXXX<br>| Resolved-Client provided hazard insurance document uploaded resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXX XXXXX HOI with RCE.pdf |  |  | CA | Primary Residence | Purchase | NA | 402585 | N/A | N/A |
| XXXX | XXXX |  | 5726693 | Closed | 2023-06-05 17:44 | 2023-06-20 16:55 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Final credit report provided - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. This is the credit report-Please clear this - Buyer-XX/XX/XXXX <br>Ready for Review-Initial credit report is missing from the loan file, application date is on X/X/XX. The report in the file is the gap report date X/X/XX and closing was on X/X/XX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. YOur condition states we are missing the credit report. It was in the file. Why does this not work? - Buyer-XX/XX/XXXX <br>Open-Borrower 1 Credit Report is Missing. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Borrower 1 Credit Report is not missing. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Final credit report provided - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>| CREDIT_REPORT_XXXX-XX-XX_XXXXXXX, XXXX X.pdf<br>X - CREDIT REPORT.pdf |  |  | CA | Primary Residence | Purchase | NA | 994466 | N/A | N/A |
| XXXX | XXXX |  | 5726693 | Closed | 2023-05-31 08:25 | 2023-05-31 08:31 | Resolved | 1 - Information A | Compliance | TRID | TRID Initial Closing Disclosure Date and Funding Date Validation Test | Resolved-Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX <br>Open-This loan failed the XXXX closing disclosure date and funding date validation test.This loan contains a closing disclosure receipt date (or closing disclosure delivery date if receipt date was not provided) that is after the funding date. Please review the loan data to ensure the dates are in the correct fields. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Resolved - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | CA | Primary Residence | Purchase | NA | 987668 | N/A | N/A |
| XXXX | XXXX |  | 5726709 | Closed | 2023-09-18 02:48 | 2023-09-26 08:28 | Resolved | 1 - Information D A | Property | Missing Doc | Missing Homeowner's Association Questionnaire | Resolved-Updated supportive Document Condo Questionnaire, hence finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-HOA Questionnaire is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-HOA Questionnaire is Missing or Partial. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Updated supportive Document Condo Questionnaire, hence finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-HOA Questionnaire is Present - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX- Condo docs.pdf |  |  | FL | Investment | Purchase | NA | 1160754 | N/A | N/A |
| XXXX | XXXX |  | 5726709 | Closed | 2023-09-18 05:28 | 2023-09-26 08:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is Conventional.) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-this is not a business purpose loan so this is not needed - Seller-XX/XX/XXXX <br>Open-Business purpose affidavit is missing in file - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-this is not a business purpose loan so this is not needed - Seller-XX/XX/XXXX<br>| Resolved-The Business Purpose Affidavit is present or Not Applicable (1008 Page Loan Type is Conventional.) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>|  |  |  | FL | Investment | Purchase | NA | 1160911 | N/A | N/A |
| XXXX | XXXX |  | 5726709 | Closed | 2023-09-18 06:44 | 2023-09-26 03:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Uploaded doc suffices the requirement. Hence resolved the condition - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX <br>Open-Lender income calculation worksheet is missing in file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX<br>| Resolved-Uploaded doc suffices the requirement. Hence resolved the condition - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXX XXXXXX XXXXXXXXX.pdf |  |  | FL | Investment | Purchase | NA | 1160998 | N/A | N/A |
| XXXX | XXXX |  | 5726709 | Closed | 2023-09-18 02:23 | 2023-09-25 04:40 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Resolved, Verified & updated from provided fraud report.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower 1 Gap Credit Report is not expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Listed on first page of fraud report - Seller-XX/XX/XXXX <br>Open-Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Listed on first page of fraud report - Seller-XX/XX/XXXX<br>| Resolved-Resolved, Verified & updated from provided fraud report.<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Resolved-Borrower 1 Gap Credit Report is not expired. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXX_XXXXXXXXXXX XXXX_XXXX-XX-XX.pdf |  |  | FL | Investment | Purchase | NA | 1160716 | N/A | N/A |
| XXXX | XXXX |  | 5726709 | Closed | 2023-09-18 05:00 | 2023-09-25 04:40 | Resolved | 1 - Information B A | Credit | Doc Issue | VOM or VOR missing/required | Resolved-Updated Supportive document VOR (Verification of Rent). Hence finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX <br>Open-Please provided VOM for current address XXX X XXXX, to verify mortgage history or any late payment. due to for this property loan not reflecting on credit report. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  | Resolved-Updated Supportive document VOR (Verification of Rent). Hence finding resolved. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXXXXXXXXXXXXXXX_XXXXXXXXXXX XXXX.pdf |  |  | FL | Investment | Purchase | NA | 1160899 | N/A | N/A |
| XXXX | XXXX |  | 4649134 | Seller | 2024-08-12 10:22 | 2024-08-12 10:22 | Open | 3 - Material C | Compliance | Compliance | Unable to test for Regulatory Compliance due to missing documents. | Open-Unable to test for Regulatory Compliance due to missing application from origination and appraisal - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | GA | Other | Other | Cash Out - Other | 2169518 | N/A | N/A |
| XXXX | XXXX |  | 4649134 | Seller | 2024-08-10 11:19 | 2024-08-10 11:19 | Open | 3 - Material D | Property | Missing Doc | Appraisal is Missing | Open-Missing appraisal from origination<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | GA | Other | Other | Cash Out - Other | 2162218 | N/A | N/A |
| XXXX | XXXX |  | 4649134 | Seller | 2024-08-09 04:00 | 2024-08-09 04:00 | Open | 3 - Material C | Credit | Doc Issue | Application Missing | Open-Please provide Initial Application as it is missing in File - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | GA | Other | Other | Cash Out - Other | 2153632 | N/A | N/A |
| XXXX | XXXX |  | 4649231 | Seller | 2024-08-10 11:16 | 2024-08-10 11:16 | Open | 3 - Material D | Property | Missing Doc | Appraisal is Missing | Open-Missing appraisal from origination<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Other | Other | Cash Out - Other | 2162201 | N/A | N/A |
| XXXX | XXXX |  | 4649231 | Seller | 2024-08-10 11:16 | 2024-08-10 11:16 | Open | 3 - Material C | Credit | Doc Issue | Application Missing | Open-Missing application from origination. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Other | Other | Cash Out - Other | 2162199 | N/A | N/A |
| XXXX | XXXX |  | 4649231 | Seller | 2024-08-09 01:17 | 2024-08-09 01:17 | Open | 3 - Material C | Compliance | Right to Rescind | TILA Right of Rescission Test | Open-This loan failed the TILA right of rescission test.<br>Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation. <br>The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Missing Notice of Right to Cancel. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Other | Other | Cash Out - Other | 2153236 | N/A | N/A |
| XXXX | XXXX |  | 4649231 | Seller | 2024-08-09 01:17 | 2024-08-09 01:17 | Open | 2 - Non-Material B | Compliance | State Reg | Late Fees Test | Open-This loan failed the late fees test.The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located.PLEASE NOTE: Certain states impose a late charge restriction that requires a comparison of the late fees charge, expressed either as a percentage or a dollar amount, or as both. In cases where the user provided data does not contain the required data point, XXXXXXXXXXXXXXXXX® will calculate the required data point from the late charge value entered by the user, and for such purpose will use the system's calculation of the scheduled monthly payment amount. Such data point calculations are an estimate based on the user provided data, and may not reflect the actual late charge threshold on an irregular payment, or if the maximum permitted late charge is based on the amount of the scheduled payment that is outstanding and not the entire scheduled payment. As per Note Term on page 1, borrower is liable to pay XX% of late fee or $XX minimum as per requirements. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Other | Other | Cash Out - Other | 2153237 | N/A | N/A |
| XXXX | XXXX |  | 4649104 | Seller | 2024-08-09 08:40 | 2024-08-09 08:40 | Open | 3 - Material C | Compliance | Compliance | Unable to test for Regulatory Compliance due to missing documents. | Open-Unable to test due to missing documents (Application, Appraisal etc.) - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA |  | Refinance | Cash Out - Other | 2155785 | N/A | N/A |
| XXXX | XXXX |  | 4649104 | Seller | 2024-08-09 08:39 | 2024-08-09 08:39 | Open | 3 - Material D | Credit | Missing Doc | Missing Application | Open-Needed to show occupancy, etc. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA |  | Refinance | Cash Out - Other | 2155770 | N/A | N/A |
| XXXX | XXXX |  | 4649104 | Seller | 2024-08-09 08:38 | 2024-08-09 08:38 | Open | 3 - Material D | Property | Missing Doc | Appraisal is Missing | Open-Appraisal needed to show units, property type, etc. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA |  | Refinance | Cash Out - Other | 2155755 | N/A | N/A |
| XXXX | XXXX |  | 4649104 | Seller | 2024-08-09 00:40 | 2024-08-09 00:40 | Open | 2 - Non-Material B | Compliance | State Reg | Late Fees Test | Open-This loan failed the late fees test.The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located.PLEASE NOTE: Certain states impose a late charge restriction that requires a comparison of the late fees charge, expressed either as a percentage or a dollar amount, or as both. In cases where the user provided data does not contain the required data point, XXXXXXXXXXXXXXXXX® will calculate the required data point from the late charge value entered by the user, and for such purpose will use the system's calculation of the scheduled monthly payment amount. Such data point calculations are an estimate based on the user provided data, and may not reflect the actual late charge threshold on an irregular payment, or if the maximum permitted late charge is based on the amount of the scheduled payment that is outstanding and not the entire scheduled payment. as per the note term on page 1 of 7 other charges, borrower is liable to pay XX% of late fee or $XX minimum as per requirements - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA |  | Refinance | Cash Out - Other | 2153155 | N/A | N/A |
| XXXX | XXXX |  | 4649142 | Seller | 2024-08-10 11:47 | 2024-08-10 11:47 | Open | 3 - Material D | Property | Missing Doc | Appraisal is Missing | Open-Missing appraisal from origination<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 2162308 | N/A | N/A |
| XXXX | XXXX |  | 4649142 | Seller | 2024-08-10 11:47 | 2024-08-10 11:47 | Open | 3 - Material D | Compliance | Missing Doc | ARM Disclosure is Missing | Open-Missing ARM Disclosure from origination<br> - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 2162307 | N/A | N/A |
| XXXX | XXXX |  | 4649142 | Seller | 2024-08-10 01:51 | 2024-08-10 01:51 | Open | 3 - Material D | Compliance | Missing Doc | CHARM Booklet is Missing | Open-Please provide Charm Booklet as Note type is ARM - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 2160893 | N/A | N/A |
| XXXX | XXXX |  | 4649142 | Seller | 2024-08-10 01:51 | 2024-08-10 01:51 | Open | 3 - Material C | Credit | Doc Issue | Application Missing | Open-Please provide Initial Application as it is missing in File - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 2160892 | N/A | N/A |
| XXXX | XXXX |  | 4649142 | Seller | 2024-08-10 01:48 | 2024-08-10 01:50 | Open | 3 - Material C | Compliance | Points & Fees | NJ HOSA 2004 Home Loan Late Charge Test | Open-This loan failed the home loan late charge test.<br> (XX XX XX, § X. X.) , (XX XX XXX, § X.)<br> The home loan charges a late payment fee of XX.XXX%, which is more than the allowed maximum of X% of the amount of the payment past due. As per Note Term on page X of X - other charges, borrower is liable to pay XX% of late fee or $XX minimum as per requirements. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 2160889 | N/A | N/A |
| XXXX | XXXX |  | 4649142 | Seller | 2024-08-10 01:48 | 2024-08-10 01:48 | Open | 3 - Material C | Compliance | Right to Rescind | TILA Right of Rescission Test | Open-This loan failed the XXXX right of rescission test.<br>Closed-end (XX XXX §XXXX.XX(X)(X) , transferred from XX XXX §XXX.XX(X)(X)), Open-end (XX XXX §XXXX.XX(X)(X) , transferred from XX XXX §XXX.XX(X)(X))The funding date is before the third business day following consummation. <br>The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX XXX §XXXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. Missing Notice of Right to Cancel. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 2160888 | N/A | N/A |
| XXXX | XXXX |  | 4649142 | Seller | 2024-08-10 01:48 | 2024-08-10 01:48 | Open | 3 - Material C | Compliance | Points & Fees | NJ HOSA 2004 Home Loan Grace Period Test | Open-This loan failed the home loan grace period test.<br> (XX XX XX, § X. X.) , (XX XX XXX, § X.)<br> The home loan charges a late payment fee assessed on a payment past due for XX days, which is less than the allowed minimum of XX days. As per Note Term on page X of X - other charges, borrower is liable to pay XX% of late fee or $XX minimum as per requirements. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | NJ | Primary Residence | Refinance | Cash Out - Other | 2160890 | N/A | N/A |
| XXXX | XXXX |  | 4649191 | Seller | 2024-08-12 00:04 | 2024-08-12 00:04 | Open | 3 - Material D | Property | Missing Doc | Appraisal is Missing | Open-Missing appraisal from origination - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | 2165409 | N/A | N/A |
| XXXX | XXXX |  | 4649191 | Seller | 2024-08-10 10:29 | 2024-08-10 10:29 | Open | 3 - Material C | Compliance | Right to Rescind | TILA Right of Rescission Test | Open-This loan failed the XXXX right of rescission test.<br>Closed-end (XX XXX §XXXX.XX(X)(X) , transferred from XX XXX §XXX.XX(X)(X)), Open-end (XX XXX §XXXX.XX(X)(X) , transferred from XX XXX §XXX.XX(X)(X))The funding date is before the third business day following consummation. <br>The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX XXX §XXXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. Missing Notice of Right to Cancel. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | 2162077 | N/A | N/A |
| XXXX | XXXX |  | 4649191 | Seller | 2024-08-10 10:29 | 2024-08-10 10:29 | Open | 3 - Material C | Compliance | Points & Fees | CT License Validation Test | Open-This loan failed the XXXXXXXXXXX license validation test. (XX XX XXXX Section XX(X))<br>First mortgage lender licenses and secondary mortgage lender licenses in existence on XXXX XXth, XXXX shall be deemed on and after XXXX Xst, XXXX, to be a mortgage lender license.<br>As of XXXX X, XXXX the XXXXXXXXXXX First Mortgage Lender License and the XXXXXXXXXXX Second Mortgage Lender License are no longer valid. The XXXXXXXXXXX Mortgage Lender License is available for loans with a closing date before XXXX Xst, XXXX. License Fail as the subject property is in XXXXXXXXXXX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | 2162078 | N/A | N/A |
| XXXX | XXXX |  | 4649191 | Seller | 2024-08-10 10:27 | 2024-08-10 10:27 | Open | 3 - Material D | Compliance | Missing Doc | CHARM Booklet is Missing | Open-Please provide Charm Booklet as Note type is ARM - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | 2162065 | N/A | N/A |
| XXXX | XXXX |  | 4649191 | Seller | 2024-08-10 10:27 | 2024-08-10 10:27 | Open | 3 - Material C | Credit | Doc Issue | Application Missing | Open-Please provide Initial Application as it is missing in File - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CT | Primary Residence | Refinance | Cash Out - Other | 2162064 | N/A | N/A |
| XXXX | XXXX |  | 4649193 | Seller | 2024-08-09 13:08 | 2024-08-09 13:08 | Open | 3 - Material D | Property | Missing Doc | Appraisal is Missing | Open-Missing Appraisal from file - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CO |  | Refinance | Cash Out - Other | 2158741 | N/A | N/A |
| XXXX | XXXX |  | 4649193 | Seller | 2024-08-09 10:59 | 2024-08-09 10:59 | Open | 3 - Material C | Compliance | Compliance | Unable to test for Regulatory Compliance due to missing documents. | Open-Unable to test due to missing Application - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CO |  | Refinance | Cash Out - Other | 2157466 | N/A | N/A |
| XXXX | XXXX |  | 4649193 | Seller | 2024-08-09 10:56 | 2024-08-09 10:56 | Open | 2 - Non-Material B | Compliance | Compliance | RESPA violation; CHARM Booklet was not provided within the required timeframe. | Open-Missing XXXXX XXXXXXX and proof provided within required timeline. - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | CO |  | Refinance | Cash Out - Other | 2157450 | N/A | N/A |
| XXXX | XXXX |  | 4649193 | Seller | 2024-08-09 10:55 | 2024-08-09 10:55 | Open | 3 - Material C | Credit | Doc Issue | Application Missing | Open-Missing Application from origination. - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | CO |  | Refinance | Cash Out - Other | 2157441 | N/A | N/A |
| XXXX | XXXX |  | 4649193 | Seller | 2024-08-09 10:55 | 2024-08-09 10:55 | Open | 3 - Material D | Compliance | Missing Doc | ARM Disclosure is Missing | Open-Missing ARM Disclosure from file. - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | CO |  | Refinance | Cash Out - Other | 2157428 | N/A | N/A |
| XXXX | XXXX |  | 4649193 | Seller | 2024-08-08 05:16 | 2024-08-08 05:16 | Open | 2 - Non-Material B | Compliance | State Reg | Late Fees Test | Open-This loan failed the late fees test.The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located.PLEASE NOTE: Certain states impose a late charge restriction that requires a comparison of the late fees charge, expressed either as a percentage or a dollar amount, or as both. In cases where the user provided data does not contain the required data point, XXXXXXXXXXXXXXXXXX® will calculate the required data point from the late charge value entered by the user, and for such purpose will use the system's calculation of the scheduled monthly payment amount. Such data point calculations are an estimate based on the user provided data, and may not reflect the actual late charge threshold on an irregular payment, or if the maximum permitted late charge is based on the amount of the scheduled payment that is outstanding and not the entire scheduled payment. As per note term on 2 of 8 - other charges, borrower is liable to pay XX% of late fee or $XX minimum as per requirements - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | CO |  | Refinance | Cash Out - Other | 2146123 | N/A | N/A |
| XXXX | XXXX |  | 4649229 | Seller | 2024-08-10 11:23 | 2024-08-10 11:23 | Open | 3 - Material D | Compliance | Missing Doc | ARM Disclosure is Missing | Open-Missing ARM Disclosure from origination<br> - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2162233 | N/A | N/A |
| XXXX | XXXX |  | 4649229 | Seller | 2024-08-10 11:23 | 2024-08-10 11:23 | Open | 3 - Material D | Property | Missing Doc | Appraisal is Missing | Open-Missing appraisal from origination<br> - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2162231 | N/A | N/A |
| XXXX | XXXX |  | 4649229 | Seller | 2024-08-09 05:22 | 2024-08-09 05:22 | Open | 3 - Material D | Compliance | Missing Doc | CHARM Booklet is Missing | Open-Please provide XXXXX XXXXXXX as Note type is ARM - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2153856 | N/A | N/A |
| XXXX | XXXX |  | 4649229 | Seller | 2024-08-09 05:20 | 2024-08-09 05:20 | Open | 3 - Material D | Credit | Missing Doc | Missing Application | Open-Please provide Initial Application as it is missing in File - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2153854 | N/A | N/A |
| XXXX | XXXX |  | 4649229 | Seller | 2024-08-09 05:19 | 2024-08-09 05:19 | Open | 3 - Material C | Compliance | Right to Rescind | TILA Right of Rescission Test | Open-This loan failed the TILA right of rescission test.<br>Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation. <br>The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Missing Notice of Right to Cancel. - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2153852 | N/A | N/A |
| XXXX | XXXX |  | 4649107 | Seller | 2024-08-12 14:15 | 2024-08-12 14:15 | Open | 3 - Material C | Compliance | Compliance | Unable to test for Regulatory Compliance due to missing documents. | Open-Unable to test for Regulatory Compliance due to missing documents. To be reviewed upon receipt of requested documents. - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | TN | Other | Other | Cash Out - Other | 2171910 | N/A | N/A |
| XXXX | XXXX |  | 4649107 | Seller | 2024-08-10 11:27 | 2024-08-10 11:27 | Open | 3 - Material D | Property | Missing Doc | Appraisal is Missing | Open-Missing appraisal from origination<br> - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | TN | Other | Other | Cash Out - Other | 2162249 | N/A | N/A |
| XXXX | XXXX |  | 4649107 | Seller | 2024-08-09 07:22 | 2024-08-09 07:22 | Open | 3 - Material C | Credit | Doc Issue | Application Missing | Open-Please provide Initial Application as it is missing in File - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | TN | Other | Other | Cash Out - Other | 2154786 | N/A | N/A |
| XXXX | XXXX |  | 4649116 | Seller | 2024-08-10 11:33 | 2024-08-10 11:33 | Open | 3 - Material D | Compliance | Missing Doc | CHARM Booklet is Missing | Open-Missing CHARM Booklet from origination<br> - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 2162265 | N/A | N/A |
| XXXX | XXXX |  | 4649116 | Seller | 2024-08-10 11:32 | 2024-08-10 11:32 | Open | 3 - Material D | Compliance | Missing Doc | ARM Disclosure is Missing | Open-Missing ARM Disclosure from origination<br> - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 2162263 | N/A | N/A |
| XXXX | XXXX |  | 4649116 | Seller | 2024-08-10 11:32 | 2024-08-10 11:32 | Open | 3 - Material D | Property | Missing Doc | Appraisal is Missing | Open-Missing appraisal from origination<br> - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 2162260 | N/A | N/A |
| XXXX | XXXX |  | 4649116 | Seller | 2024-08-10 11:32 | 2024-08-10 11:32 | Open | 3 - Material C | Credit | Doc Issue | Application Missing | Open-Missing application from origination. - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 2162255 | N/A | N/A |
| XXXX | XXXX |  | 4649116 | Seller | 2024-08-09 07:32 | 2024-08-09 07:32 | Open | 3 - Material C | Compliance | Right to Rescind | TILA Right of Rescission Test | Open-This loan failed the XXXX right of rescission test.<br>Closed-end (XX XXX §XXXX.XX(X)(X) , transferred from XX XXX §XXX.XX(X)(X)), Open-end (XX XXX §XXXX.XX(X)(X) , transferred from XX XXX §XXX.XX(X)(X))The funding date is before the third business day following consummation. <br>The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX XXX §XXXX.XX or §XXXX.XX, or delivery of all material disclosures, whichever occurs last. Missing Notice of Right to Cancel. - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 2154871 | N/A | N/A |
| XXXX | XXXX |  | 4649076 | Seller | 2024-08-12 00:08 | 2024-08-12 00:08 | Open | 3 - Material D | Compliance | Missing Doc | CHARM Booklet is Missing | Open-Please provide Charm Booklet as Note type is ARM - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 2165422 | N/A | N/A |
| XXXX | XXXX |  | 4649076 | Seller | 2024-08-12 00:07 | 2024-08-12 00:07 | Open | 3 - Material C | Credit | Doc Issue | Application Missing | Open-Please provide Initial Application as it is missing in File - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 2165417 | N/A | N/A |
| XXXX | XXXX |  | 4649076 | Seller | 2024-08-11 23:58 | 2024-08-11 23:58 | Open | 3 - Material D | Compliance | Missing Doc | ARM Disclosure is Missing | Open-Missing ARM Disclosure from origination - Due Diligence Vendor-XX/XX/XXXX |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 2165401 | N/A | N/A |
| XXXX | XXXX |  | 4649076 | Seller | 2024-08-11 23:57 | 2024-08-11 23:57 | Open | 3 - Material D | Property | Missing Doc | Appraisal is Missing | Open-Missing appraisal from origination - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 2165400 | N/A | N/A |
| XXXX | XXXX |  | 4649076 | Seller | 2024-08-11 23:49 | 2024-08-11 23:49 | Open | 3 - Material C | Compliance | Right to Rescind | TILA Right of Rescission Test | Open-This loan failed the XXXX right of rescission test.<br>Closed-end (XX XXX §XXXXXXXXX , transferred from XX XXX §XXXXXXXXX), Open-end (XX XXX §XXXXXXXXX , transferred from XX XXX §XXXXXXXXX)The funding date is before the third business day following consummation. <br>The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by XX XXX §XXXXXXXXX or §XXXXXXXXX, or delivery of all material disclosures, whichever occurs last. Missing Notice of Right to Cancel. - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 2165361 | N/A | N/A |
| XXXX | XXXX |  | 4649076 | Seller | 2024-08-11 23:49 | 2024-08-11 23:49 | Open | 2 - Non-Material B | Compliance | State Reg | Late Fees Test | Open-This loan failed the late fees test.The loan has late fees that do not conform to the requirements for the lender's license type in the state where the property is located.PLEASE NOTE: Certain states impose a late charge restriction that requires a comparison of the late fees charge, expressed either as a percentage or a dollar amount, or as both. In cases where the user provided data does not contain the required data point, XXXXXXXXXXXXXXXXXX® will calculate the required data point from the late charge value entered by the user, and for such purpose will use the system's calculation of the scheduled monthly payment amount. Such data point calculations are an estimate based on the user provided data, and may not reflect the actual late charge threshold on an irregular payment, or if the maximum permitted late charge is based on the amount of the scheduled payment that is outstanding and not the entire scheduled payment. As per Note Term on page 2 of 8 - other charges, borrower is liable to pay XX% of late fee or $XX minimum as per requirements. - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Primary Residence | Refinance | Cash Out - Other | 2165362 | N/A | N/A |
| XXXX | XXXX |  | 4649078 | Seller | 2024-08-12 12:41 | 2024-08-12 12:41 | Open | 3 - Material D | Compliance | Missing Doc | ARM Disclosure is Missing | Open-Missing ARM Disclosure from origination - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Other | Other | Cash Out - Other | 2170945 | N/A | N/A |
| XXXX | XXXX |  | 4649078 | Seller | 2024-08-10 03:18 | 2024-08-12 12:40 | Open | 3 - Material D | Credit | Missing Doc | Note is missing or unexecuted | Open-Missing Note from file - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Other | Other | Cash Out - Other | 2160972 | N/A | N/A |
| XXXX | XXXX |  | 4649078 | Seller | 2024-08-12 12:39 | 2024-08-12 12:39 | Open | 3 - Material D | Compliance | Missing Doc | CHARM Booklet is Missing | Open-Missing XXXX Booklet from origination - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Other | Other | Cash Out - Other | 2170920 | N/A | N/A |
| XXXX | XXXX |  | 4649078 | Seller | 2024-08-12 12:38 | 2024-08-12 12:38 | Open | 3 - Material C | Compliance | Compliance | Unable to test for Regulatory Compliance due to missing documents. | Open-Unable to test for Regulatory Compliance due to missing Note, application from origination, appraisal, ARM Disclosure and XXXX Booklet - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Other | Other | Cash Out - Other | 2170911 | N/A | N/A |
| XXXX | XXXX |  | 4649078 | Seller | 2024-08-10 11:43 | 2024-08-10 11:43 | Open | 3 - Material D | Property | Missing Doc | Appraisal is Missing | Open-Missing appraisal from origination<br> - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Other | Other | Cash Out - Other | 2162296 | N/A | N/A |
| XXXX | XXXX |  | 4649078 | Seller | 2024-08-10 03:19 | 2024-08-10 03:19 | Open | 3 - Material C | Credit | Doc Issue | Application Missing | Open-Please provide Initial Application as it is missing in File - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX |  |  |  |  |  | CA | Other | Other | Cash Out - Other | 2160975 | N/A | N/A |
| XXXX | XXXX |  | 4859248 | Closed | 2025-01-15 12:41 | 2025-01-30 17:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Validation Resolved' - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Income Calc attached. - XXXXXX-XX/XX/XXXX <br>Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. The Income Calculator is missing from the file. Requesting to provide the Income Calculator. - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Income Calc attached. - XXXXXX-XX/XX/XXXX<br>| Resolved-Validation Resolved' - XXXX XXXXXXXXXX XXXXXX-XX/XX/XXXX<br>| XXXXXXX XXXXXX XXXX.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 3213592 | N/A | N/A |
| XXXX | XXXX |  | 4859248 | Closed | 2024-12-02 22:16 | 2025-01-15 11:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-XXXXXXXXXX allow for 60 days to not pull gap report.<br> - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-XXXXXXXXXX allow for 60 days to not pull gap report. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-XXXXXXXXXX allow for 60 days for GAP pull. - XXXXXX-XX/XX/XXXX <br>Open-Borrower 2 Gap Credit Report is Missing GAP Report for Borrower 2 is missing - XXX XXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-XXXXXXXXXX allow for 60 days for GAP pull. - XXXXXX-XX/XX/XXXX<br>| Resolved-XXXXXXXXXX allow for 60 days to not pull gap report.<br> - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-XXXXXXXXXX allow for 60 days to not pull gap report. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915382 | N/A | N/A |
| XXXX | XXXX |  | 4859248 | Closed | 2024-12-02 22:16 | 2025-01-15 11:47 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-XXXXXXXXXX allow for 60 days to not pull gap report. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-XXXXXXXXXX allow for 60 days to not pull gap report. - XXXXXX-XX/XX/XXXX <br>Open-Borrower 1 Gap Credit Report is Missing GAP Report for Borrower 1 is missing - XXX XXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-XXXXXXXXXX allow for 60 days to not pull gap report. - XXXXXX-XX/XX/XXXX<br>| Resolved-XXXXXXXXXX allow for 60 days to not pull gap report. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915381 | N/A | N/A |
| XXXX | XXXX |  | 4859248 | Closed | 2024-12-02 22:16 | 2025-01-15 11:47 | Resolved | 1 - Information C A | Credit | Borrower | Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO | Resolved-Validation Resolved - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Credit score should be 713. - XXXXXX-XX/XX/XXXX <br>Open-Qualifying FICO on the 1008 Page is '713' or blank, but the Qualifying FICO from the Credit Liabilities Page is '707' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Used Primary wage earner FICO, score as per XXXXXXXXX, whereas 1008 is showing 713 as FICO score. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Credit score should be 713. - XXXXXX-XX/XX/XXXX<br>| Resolved-Validation Resolved - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915383 | N/A | N/A |
| XXXX | XXXX |  | 4859248 | Closed | 2024-12-02 22:19 | 2025-01-15 11:32 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXXXX XXX Attached. Correction to prior condition, score is 707 not 713. - XXXXXX-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per XXXXXXXXX requirements and CU Score, if present, is greater than 2.5 Secondary Valuation or Additional Valuation is missing - XXX XXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. XXXXXX XXX Attached. Correction to prior condition, score is 707 not 713. - XXXXXX-XX/XX/XXXX<br>| Resolved-Secondary Valuation or Additional Valuation is present or Not Required - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX XXXXXX XXX.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915389 | N/A | N/A |
| XXXX | XXXX |  | 4859248 | Closed | 2024-12-02 23:17 | 2024-12-17 16:25 | Acknowledged | 2 - Non-Material C B | Compliance | Fees:Prohibited | Washington - Fees Allowed (Lender)(01/10) | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the XXXXXXXXXX XXXXXXXXX XXXX XXX (the "XX XXX's") are originator level issues so there should not be any direct assignee liability/penalties associated with the XX XXX's. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The XXXXXXXXXX XXXXXXXXX XXXX prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (XXX XX.XX.XXX(2); XXX XXX-XXX-XXX; XXX XXX-XXX-XXX(6)) All the fees and cost are updated as per TRID documents, but unable to resolve the state specific finding in mavent fail. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX |  | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the XXXXXXXXXX XXXXXXXXX XXXX XXX (the "XX XXX's") are originator level issues so there should not be any direct assignee liability/penalties associated with the XX XXX's. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915497 | Originator Post-Close | No |
| XXXX | XXXX |  | 4859248 | Closed | 2024-12-02 23:17 | 2024-12-17 16:25 | Acknowledged | 2 - Non-Material C B | Compliance | Fees:Limited | Washington - Maximum Lender Fees (01/09) | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the XXXXXXXXXX XXXXXXXXX XXXX XXX (the "XX XXX's") are originator level issues so there should not be any direct assignee liability/penalties associated with the XX XXX's. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Under the XXXXXXXXXX XXXXXXXXX XXXX, a lender may not charge a "loan origination fee" exceeding XX% of the first $XXXXXX and X% thereafter of the remaining loan amount. (XXX XX.XX.XXX(2); XXX XXX-XXX-XXX(6)). The loan origination exceeds XX% of the first $XXXXXX. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX |  | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the XXXXXXXXXX XXXXXXXXX XXXX XXX (the "XX XXX's") are originator level issues so there should not be any direct assignee liability/penalties associated with the XX XXX's. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915501 | Originator Post-Close | No |
| XXXX | XXXX |  | 4859248 | Seller | 2024-12-02 23:36 | 2025-01-30 20:02 | Counter | 3 - Material D | Credit | Missing Doc | 1008 Document is Missing | Counter-The 1008 is incomplete. 1. First mortgage P&I on 1008 is showing $XXXXXXXX, where as recent mortgage statement and Credit report showing $XXXXXXXX (Excluding Taxes and Insurance). Risk Assessment on 1008 is showing Manual Underwriting, AUS and other marked as Portfolio Fixed. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-We update 1008 to actual costs, the payment made to existing lender maybe off based on adjustments or lack of adjustments to current escrow, if MI is present we add it to existing P&I. We do not count any escrow shortage into our equation but use actual costs. - XXXXXX-XX/XX/XXXX <br>Counter-The 1008 is incomplete. 1. First mortgage P&I on 1008 is showing $XXXXXXXX, where as recent mortgage statement and Credit report showing $XXXXXXXX (Excluding Taxes and Insurance). Risk Assessment on 1008 is showing Manual Underwriting, AUS and other marked as Portfolio Fixed. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. 1008 Attached 707 is score to use. - XXXXXX-XX/XX/XXXX <br>Open-The 1008 document is missing from the loan file. 1. First mortgage P&I on 1008 is showing $XXXXXXXX, where as recent mortgage statement and Credit report showing $XXXXXXXX (Excluding Taxes and Insurance).<br> 2.FICO score is showing 713, whereas, for multiple borrower Primary wage earner FICO as per XXXXXXXXX is 707.<br> 3.Risk Assessment on 1008 is showing Manual Underwriting, AUS and other marked as Portfolio Fixed - Approved - XXX XXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-We update 1008 to actual costs, the payment made to existing lender maybe off based on adjustments or lack of adjustments to current escrow, if MI is present we add it to existing P&I. We do not count any escrow shortage into our equation but use actual costs. - XXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. 1008 Attached 707 is score to use. - XXXXXX-XX/XX/XXXX<br>|  | XXXXXXX 1008.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915527 | N/A | N/A |
| XXXX | XXXX |  | 4859249 | Closed | 2024-12-02 02:23 | 2025-01-30 06:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Uploaded. Resolved. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Terms of existing 1st lien are on this mortgage statement. - XXXXXX-XX/XX/XXXX <br>Counter-Can we get the mortgage statement for the prior year to show terms of existing mortgage. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-XXXXXXXXXX do not call for the note, unless balloon or ARM. The client has a fixed rate per billing statement. - XXXXXX-XX/XX/XXXX <br>Open-We need the prior year Note details for the second lien - XXX XXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Document Uploaded. Terms of existing 1st lien are on this mortgage statement. - XXXXXX-XX/XX/XXXX <br>Ready for Review-XXXXXXXXXX do not call for the note, unless balloon or ARM. The client has a fixed rate per billing statement. - XXXXXX-XX/XX/XXXX<br>| Resolved-Uploaded. Resolved. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>| XXXXXXX XXX XXX.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2904177 | N/A | N/A |
| XXXX | XXXX |  | 4859249 | Closed | 2024-11-27 02:11 | 2024-12-17 16:25 | Acknowledged | 2 - Non-Material C B | Compliance | Fees:Prohibited | Washington - Fees Allowed (Lender)(01/10) | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the XXXXXXXXXX XXXXXXXXX XXXX XXX (the "XX XXX's") are originator level issues so there should not be any direct assignee liability/penalties associated with the XX XXX's. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The XXXXXXXXXX XXXXXXXXX XXXX prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (XXX XX.XX.XXX(2); XXX XXX-XXX-XXX; XXX XXX-XXX-XXX(6)) All the fees and cost are updated as per TRID documents, but unable to resolve the state specific finding in mavent fail. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX |  | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the XXXXXXXXXX XXXXXXXXX XXXX XXX (the "XX XXX's") are originator level issues so there should not be any direct assignee liability/penalties associated with the XX XXX's. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2892486 | Originator Post-Close | No |
| XXXX | XXXX |  | 4859249 | Closed | 2024-11-27 02:11 | 2024-12-17 16:25 | Acknowledged | 2 - Non-Material C B | Compliance | Fees:Limited | Washington - Maximum Lender Fees (01/09) | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the XXXXXXXXXX XXXXXXXXX XXXX XXX (the "XX XXX's") are originator level issues so there should not be any direct assignee liability/penalties associated with the XX XXX's. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Under the XXXXXXXXXX XXXXXXXXX XXXX, a lender may not charge a "loan origination fee" exceeding XX% of the first $XXXXXX and X% thereafter of the remaining loan amount. (XXX XX.XX.XXX(2); XXX XXX-XXX-XXX(6)). All the fees and cost are updated as per TRID documents, but unable to resolve the state specific finding in mavent fail. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX |  | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the XXXXXXXXXX XXXXXXXXX XXXX XXX (the "XX XXX's") are originator level issues so there should not be any direct assignee liability/penalties associated with the XX XXX's. - XXX XXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2892492 | Originator Post-Close | No |
| XXXX | XXXX |  | 4859249 | Seller | 2024-11-27 01:21 | 2025-02-06 11:01 | Counter | 3 - Material C | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Counter-Currently being reviewed by investor as Client states unable to Resolve - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Submitted docs are all that we have. - Seller-XX/XX/XXXX <br>Counter-Are you able to capture a HOI before the NOTE date? This policy is after closing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Correct, nothing we can do, but confirm no claims have been made so the future policy is all we have. - Seller-XX/XX/XXXX <br>Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX - Due Diligence Vendor-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-Submitted docs are all that we have. - Seller-XX/XX/XXXX <br>Ready for Review-Correct, nothing we can do, but confirm no claims have been made so the future policy is all we have. - Seller-XX/XX/XXXX<br>|  |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2892388 | N/A | N/A |
| XXXX | XXXX |  | 4859249 | Seller | 2024-11-27 02:11 | 2025-02-06 11:01 | Counter | 3 - Material C | Compliance | TRID Tolerance | Fees: Limited | Counter-Currently being reviewed by investor as Client states unable to Resolve - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Submitted docs are what we have. - Seller-XX/XX/XXXX <br>Counter-All the fees and cost are updated as per XXXXX documents, but unable to resolve the state specific finding in mavent fail. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-No Charges increased. This was done accurately and in compliance. Escrow fee would go into the XX% column too. - Seller-XX/XX/XXXX <br>Open-The total amount of the XX% category fees on the last Closing Disclosure (XXXXXXXX) has increased by more than XX% over the current baseline value of (XXXXXXXX). The total amount of fees in the XX% category cannot exceed (XXXXXXXX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Lender's Title Policy, Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXXXX(e)(X)(ii); XX CFR XXXXXX(e)(X)(iv)). All the fees and cost are updated as per XXXXX documents, but unable to resolve the state specific finding in mavent fail. - Due Diligence Vendor-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-Submitted docs are what we have. - Seller-XX/XX/XXXX <br>Ready for Review-No Charges increased. This was done accurately and in compliance. Escrow fee would go into the XX% column too. - Seller-XX/XX/XXXX<br>|  |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2892487 | N/A | N/A |
| XXXX | XXXX |  | 4859249 | Seller | 2024-11-27 02:11 | 2025-02-06 11:01 | Counter | 3 - Material C | Compliance | TRID Tolerance | Fees: Limited | Counter-Currently being reviewed by investor as Client states unable to Resolve - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-I still think our fees are accurate. - Seller-XX/XX/XXXX <br>Counter-All the fees and cost are updated as per XXXXX documents, but unable to resolve the state specific finding in mavent fail. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-The fees are all in compliance. - Seller-XX/XX/XXXX <br>Open-The total amount of the XX% category fees (XXXXXXXX) has increased by more than XX% over the current baseline value of (XXXXXXXX). The total amount of fees in the XX% category cannot exceed (XXXXXXXX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Lender's Title Policy, Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXXXX(e)(X)(ii); XX CFR XXXXXX(e)(X)(iv)). All the fees and cost are updated as per XXXXX documents, but unable to resolve the state specific finding in mavent fail. - Due Diligence Vendor-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-I still think our fees are accurate. - Seller-XX/XX/XXXX <br>Ready for Review-The fees are all in compliance. - Seller-XX/XX/XXXX<br>|  |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2892490 | N/A | N/A |
| XXXX | XXXX |  | 4859249 | Seller | 2024-11-27 02:11 | 2025-02-06 11:01 | Counter | 3 - Material C | Compliance | TRID | Federal - Inaccurate Closing Disclosure APR - Redisclosure and Waiting Period | Counter-Currently being reviewed by investor as Client states unable to Resolve - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Submitted docs are what we got. - Seller-XX/XX/XXXX <br>Counter-it appears the APR increased over X.XXX% which needs closing to be pushed by X business days, and post closing it is not allowed. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. PCCD attached. - Seller-XX/XX/XXXX <br>Open-The Annual Percentage Rate of (XX.XXX%) on the Closing Disclosure is inaccurate. Under Regulation Z, if the APR is inaccurate, a consumer must receive a corrected Closing Disclosure no later than X business days before the consummation date of (XXXX-XX-XX). If corrected disclosures are delivered to a consumer other than in person, a consumer is deemed to have received them X business days after the corrected Closing Disclosure is mailed or delivered, unless there is evidence of earlier receipt by a consumer. (XX CFR XXXXXX(f)(X)(ii)(A)); XXXXXX(f)(X)(iii); XXXXXX(f)(X)(ii)(A); XXXXXX(a)(X)) As per final cd APR (XX.XXX) is lower than the actual APR (XX.XXX) ,which is more than more than X.XXX%. - Due Diligence Vendor-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-Submitted docs are what we got. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. PCCD attached. - Seller-XX/XX/XXXX<br>|  | XXXXXXXX PCCD.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2892491 | N/A | N/A |
| XXXX | XXXX |  | 4859249 | Seller | 2024-11-27 02:11 | 2025-02-06 11:01 | Counter | 3 - Material C | Compliance | Tolerance:APR | Federal - Closed End APR Disclosure Tolerance (Regular) | Counter-Currently being reviewed by investor as Client states unable to Resolve - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-Submitted docs are what we got. - Seller-XX/XX/XXXX <br>Counter-It appears the APR increased over X.XXX% which needs closing to be pushed by X business days, and post closing it is not allowed - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. PCCD submitted. - Seller-XX/XX/XXXX <br>Open-The disclosed APR (XX.XXX) is lower than the actual APR (XX.XXX) by more than X.XXX%. The Truth in Lending Act considers a disclosed APR inaccurate if it is lower than the actual APR by more than X.XXX% on a regular mortgage transaction. (XX CFR XXXXXX(f), XXXXXX(a)(X), & XXXXXX(a)(X)) As per final cd APR (XX.XXX) is lower than the actual APR (XX.XXX) ,which is more than more than X.XXX%. - Due Diligence Vendor-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-Submitted docs are what we got. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. PCCD submitted. - Seller-XX/XX/XXXX<br>|  | XXXXXXXX PCCD.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2892493 | N/A | N/A |
| XXXX | XXXX |  | 4859249 | Seller | 2024-12-05 13:12 | 2025-01-15 16:16 | Counter | 3 - Material C | Compliance | Mavent | Tolerance: Disclosure | Counter-it appears the APR increased over X.XXX% which needs closing to be pushed by X business days, and post closing it is not allowed as far as I remember. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-it appears the APR increased over X.XXX% which needs closing to be pushed by X business days, and post closing it is not allowed - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Initial CD was emailed and the email is in the file to confirm receipt. - Seller-XX/XX/XXXX <br>Open-The Last CD sent on (XXXX-XX-XX) and Prior CDX sent on (XXXX-XX-XX) were not received at least X business days before closing. The Initial CD was received at least X business days before closing. The Initial CD (XX.XXX%) APR is inaccurate when compared to the (XX.XXX%) actual APR. If the APR is inaccurate, a consumer must receive a corrected CD no later than (XXXXXXXX), which is X business days before the (XXXX-XX-XX) Consummation Date. If a corrected CD is not provided in person, a consumer is deemed to have received it X business days after the corrected CD is mailed or delivered, unless there is evidence of earlier receipt. The APR on the CD a consumer receives at closing must be accurate when compared to the APR on the CD received at least X business days before closing and the actual APR. (XX CFR XXXXXX(f)(X)(ii)(A); XXX X(f)(X)(ii)-X) - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Initial CD was emailed and the email is in the file to confirm receipt. - Seller-XX/XX/XXXX<br>|  | XXXXXXXX CDs and Rceipt.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2942957 | N/A | N/A |
| XXXX | XXXX |  | 4859249 | Closed | 2024-11-27 02:11 | 2025-01-15 11:57 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-Meets XXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-This is XXXX. - Seller-XX/XX/XXXX <br>Open-meets xxxx - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX CFR XXXXXX(a)(X)(iii)) The comparable XXXX for this loan is (X.XX%).(XX CFR XXXXXX(a)(X)(iii)) The comparable XXXX for this loan is (X.X%).(XX CFR XXXXXX(a)(X)(iii)) The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.X%).(XX CFR XXXXXX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXXX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXXX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg#XX, XXXX Appraisal Disclosure provided on page XXX. The copy of appraisal sent to borrower confirmation page XX . The loan meets XXXX guidelines. Resolved. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-This is XXXX. - Seller-XX/XX/XXXX<br>| Resolved-Meets XXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX CFR XXXXXX(a)(X)(iii)) The comparable XXXX for this loan is (X.XX%).(XX CFR XXXXXX(a)(X)(iii)) The comparable XXXX for this loan is (X.X%).(XX CFR XXXXXX(a)(X)(iii)) The loan's (XX.XXX%) APR equals or exceeds the Federal XXXX threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.X%).(XX CFR XXXXXX(a)(X)(iii)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXXX(a)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXXX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s XXX An interior and exterior appraisal was completed for this property – see pg#XX, XXXX Appraisal Disclosure provided on page XXX. The copy of appraisal sent to borrower confirmation page XX . The loan meets XXXX guidelines. Resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2892489 | N/A | N/A |
| XXXX | XXXX |  | 4859250 | Closed | 2024-12-02 00:24 | 2025-01-15 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Gap not required per guidelines and credit report date to note date. - Seller-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Gap not required per guidelines and credit report date to note date. - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2903996 | N/A | N/A |
| XXXX | XXXX |  | 4859250 | Closed | 2024-12-02 00:24 | 2025-01-15 13:19 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Gap not required per guidelines and credit report date to note date. - Seller-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Gap not required per guidelines and credit report date to note date. - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2903997 | N/A | N/A |
| XXXX | XXXX |  | 4859250 | Closed | 2024-12-04 10:52 | 2025-01-15 13:19 | Resolved | 1 - Information C A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-XXXX CU uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXXX XXX attached. - Seller-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X. Requesting to provide a Secondary Valuation or Additional Valuation. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. XXXXX XXX attached. - Seller-XX/XX/XXXX<br>| Resolved-XXXX CU uploaded. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXX XXX.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2930006 | N/A | N/A |
| XXXX | XXXX |  | 4859250 | Closed | 2024-12-02 01:25 | 2024-12-17 16:25 | Acknowledged | 2 - Non-Material C B | Compliance | Fees:Prohibited | Washington - Fees Allowed (Lender)(01/10) | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The Washington Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX; WAC XXX-XXX-XXX(X)) All the fees and cost are updated as per XXXX documents, but unable to resolve the state specific finding in mavent fail. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2904101 | Originator Post-Close | No |
| XXXX | XXXX |  | 4859250 | Closed | 2024-12-02 01:25 | 2024-12-17 16:25 | Acknowledged | 2 - Non-Material C B | Compliance | Fees:Limited | Washington - Maximum Lender Fees (01/09) | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Under the Washington Consumer Loan Act, a lender may not charge a "loan origination fee" exceeding X% of the first $XX,XXX and X% thereafter of the remaining loan amount. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX(X)). All the fees and cost are updated as per XXXX documents, but unable to resolve the state specific finding in mavent fail. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2904105 | Originator Post-Close | No |
| XXXX | XXXX |  | 4859250 | Closed | 2024-12-04 10:36 | 2024-12-04 12:03 | Resolved | 1 - Information C A | Compliance | TRID | Federal - Corrected Closing Disclosure (Loan Product)(Last CD not in Person) | Resolved-res - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-w - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Rescinded- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Rescinded-used 360/360 - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The Loan Product of (Fixed Rate) on the last Closing Disclosure does not match the system calculated Loan Product of (Negative Amortization, Fixed Rate). The last Closing Disclosure was provided on (XXXX-XX-XX) via (Other), which is not at least X business days before the consummation date of (XXXX-XX-XX). Under XXXXXXXXXX X, if the Loan Product is inaccurate, a consumer must receive corrected Closing Disclosures no later than X business days before the consummation date of (XXXX-XX-XX). If a corrected Closing Disclosure is not provided in person, a consumer is deemed to have received it X business days after the corrected Closing Disclosure is mailed or delivered, unless there is evidence of earlier receipt by a consumer. (XX XXX XXXXX.XX(X)(X)(X); XXX XX(X)(X)(X)-X) - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-res - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Rescinded-used 360/360 - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2929850 | N/A | N/A |
| XXXX | XXXX |  | 4859250 | Closed | 2024-12-04 10:36 | 2024-12-04 12:03 | Resolved | 1 - Information C A | Compliance | Tolerance:Disclosure | Federal - Inaccurate Loan Product - Redisclosure and Waiting Period | Resolved-res - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-w - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Rescinded- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Rescinded-used periodic 360/360 - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The Loan Product of (Fixed Rate) on the Closing Disclosure is inaccurate. The actual Loan Product is (Negative Amortization, Fixed Rate). Under XXXXXXXXXX X, if the Loan Product is inaccurate, a consumer must receive corrected Closing Disclosures no later than X business days before the consummation date of (XXXX-XX-XX). If a corrected Closing Disclosure is delivered to a consumer other than in person, a consumer is deemed to have received it X business days after the corrected Closing Disclosure is mailed or delivered, unless there is evidence of earlier receipt by a consumer. (XX XXX XXXXX.XX(X)(X)(X)); XXXXX.XX(X)(X)(X); XXXXX.XX(X)(X)(X)) - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-res - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Rescinded-used periodic 360/360 - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2929851 | N/A | N/A |
| XXXX | XXXX |  | 4859250 | Closed | 2024-12-02 01:25 | 2024-12-04 12:03 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(X)) The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(X)) The comparable XXXX for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(X)) The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(X)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s XXXAn interior and exterior appraisal was completed for this property – see pg#XX, XXXX Appraisal Disclosure provided on page XXX. The copy of appraisal sent to borrower confirmation page XX . The loan meets XXXXX guidelines. Resolved. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(X)) The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(X)) The comparable XXXX for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(X)) The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(X)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s XXXAn interior and exterior appraisal was completed for this property – see pg#XX, XXXX Appraisal Disclosure provided on page XXX. The copy of appraisal sent to borrower confirmation page XX . The loan meets XXXXX guidelines. Resolved. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(X)) The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(X)) The comparable XXXX for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(X)) The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(X)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s XXXAn interior and exterior appraisal was completed for this property – see pg#XX, XXXX Appraisal Disclosure provided on page XXX. The copy of appraisal sent to borrower confirmation page XX . The loan meets XXXXX guidelines. Resolved. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(X)) The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(X)) The comparable XXXX for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(X)) The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(X)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s XXXAn interior and exterior appraisal was completed for this property – see pg#XX, XXXX Appraisal Disclosure provided on page XXX. The copy of appraisal sent to borrower confirmation page XX . The loan meets XXXXX guidelines. Resolved. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(X)) The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(X)) The comparable XXXX for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(X)) The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(X)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s XXXAn interior and exterior appraisal was completed for this property – see pg#XX, XXXX Appraisal Disclosure provided on page XXX. The copy of appraisal sent to borrower confirmation page XX . The loan meets XXXXX guidelines. Resolved. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(X)) The comparable XXXX for this loan is (X.XX%).(XX XXX XXXXX.XX(X)(X)(X)) The comparable XXXX for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(X)) The loan's (XX.XXX%) APR equals or exceeds the Federal XXXXX threshold of (XX.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.X%).(XX XXX XXXXX.XX(X)(X)(X)) This loan failed the higher-priced mortgage loan test. (XX XXX § XXXXX.XX(X)(X))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXX X. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXX §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Rate lock date was entered correctly – see Pg#'s XXXAn interior and exterior appraisal was completed for this property – see pg#XX, XXXX Appraisal Disclosure provided on page XXX. The copy of appraisal sent to borrower confirmation page XX . The loan meets XXXXX guidelines. Resolved. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2904103 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Closed | 2024-12-03 03:13 | 2025-01-16 10:31 | Acknowledged | 2 - Non-Material C B | Compliance | Fees:Prohibited | Washington - Fees Allowed (Lender)(01/10) | Acknowledged- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-The Washington Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX; WAC XXX-XXX-XXX(X)) All the fees and cost are updated as per XXXX documents, but unable to resolve the state specific finding in mavent fail. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915889 | Originator Post-Close | No |
| XXXX | XXXX |  | 4859264 | Closed | 2024-12-03 03:13 | 2025-01-16 10:31 | Acknowledged | 2 - Non-Material C B | Compliance | Fees:Limited | Washington - Maximum Lender Fees (01/09) | Acknowledged- - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Open-Under the Washington Consumer Loan Act, a lender may not charge a "loan origination fee" exceeding X% of the first $XX,XXX and X% thereafter of the remaining loan amount. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX(X)). All the fees and cost are updated as per XXXX documents, but unable to resolve the state specific finding in mavent fail. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX |  | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915893 | Originator Post-Close | No |
| XXXX | XXXX |  | 4859264 | Closed | 2024-12-04 16:42 | 2025-01-16 10:31 | Resolved | 1 - Information C A | Compliance | Mavent | Tolerance: Disclosure | Resolved-Fees updated. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-XX.XX is paid to XXXX not to lender. - Seller-XX/XX/XXXX <br>Open-There are ($XX.XX) of fees paid to the lender disclosed under Loan Estimate Section B "Services You Cannot Shop For" or Closing Disclosure Section B "Services Borrower Did Not Shop For". Under XXXXXXXXXX X, charges included under Section B on the Loan Estimate and Closing Disclosure are charges the consumer will pay for settlement services for which the consumer cannot shop and did not shop that are provided by persons other than the creditor or mortgage broker. (XX XXX XXXXX.XX(X)(X); XX XXX XXXXX.XX(X)(X)) - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-XX.XX is paid to XXXX not to lender. - Seller-XX/XX/XXXX<br>| Resolved-Fees updated. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2933563 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Closed | 2024-12-04 16:42 | 2025-01-16 10:31 | Resolved | 1 - Information C A | Compliance | Mavent | Tolerance: Disclosure | Resolved-Fees updated. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Fee paid to XXXXXXXXX XXXXXXXX XXX. - Seller-XX/XX/XXXX <br>Open-There are ($XXX.XX) of fees paid to a third-party provider disclosed under Section A "Origination Charges". Under XXXXXXXXXX X, charges included under the subheading "Origination Charges" on the Loan Estimate and Closing Disclosure are those charges paid to the creditor and the mortgage broker (if applicable) for originating and extending the credit. (XX XXX XXXXX.XX(X); XX XXX XXXXX.XX(X)) - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Fee paid to XXXXXXXXX XXXXXXXX XXX. - Seller-XX/XX/XXXX<br>| Resolved-Fees updated. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2933564 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Closed | 2024-12-04 16:11 | 2025-01-16 09:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX <br>Ready for Review-Gap not required based on note date to credit report date. - Seller-XX/XX/XXXX <br>Open-Borrower X Gap Credit Report is Missing. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX | Ready for Review-Gap not required based on note date to credit report date. - Seller-XX/XX/XXXX<br>| Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXX XXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2933358 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Closed | 2024-12-04 16:11 | 2025-01-16 09:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-01/16/2025 <br>Ready for Review-Gap not required based on note date to credit report date. - Seller-01/14/2025 <br>Open-Borrower 2 Gap Credit Report is Missing. - Due Diligence Vendor-12/04/2024 | Ready for Review-Gap not required based on note date to credit report date. - Seller-01/14/2025<br>| Resolved-Borrower 2 Gap Credit Report is not missing. - Due Diligence Vendor-01/16/2025<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2933359 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Closed | 2024-12-04 15:52 | 2025-01-16 08:30 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing Required for Securitizations | Resolved-CU updated to file. - Due Diligence Vendor-01/16/2025 <br> Ready for Review-Document Uploaded. XXXX - Seller-01/14/2025 <br> Open-Second Appraisal/ Valuation is Missing Required for Securitizations Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing in file. - Due Diligence Vendor-12/04/2024 | Ready for Review-Document Uploaded. Fannie SSR - Seller-01/14/2025<br>| Resolved-CU updated to file. - Due Diligence Vendor-01/16/2025<br>| XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2933234 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Closed | 2024-12-03 03:32 | 2025-01-16 08:06 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/16/2025 <br>Ready for Review-Document Uploaded. 1003 Revised - Seller-01/14/2025 <br>Open-The Final 1003 is Incomplete B1 1003 reflecting employer/ business as Wage with no percentage of ownership, where as per income qualified with personal tax returns schedule C. B2 1003 reflecting as other income whereas per supporting documents B2 qualified with wage income from employer. - Due Diligence Vendor-12/03/2024 | Ready for Review-Document Uploaded. 1003 Revised - Seller-01/14/2025<br>| Resolved-The Final 1003 is Present - Due Diligence Vendor-01/16/2025<br>| XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915962 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Closed | 2024-12-03 03:15 | 2025-01-16 07:43 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Value updated. - Due Diligence Vendor-01/16/2025 <br> Ready for Review-Document Uploaded. 1008 PCCD updated value to 550k. - Seller-01/14/2025 <br> Open-Provided appraisal with value as $XXXX, whereas all closing documents reflecting property value as $XXXX. - Due Diligence Vendor-12/03/2024 | Ready for Review-Document Uploaded. 1008 PCCD updated value to XXXX. - Seller-01/14/2025 | Resolved-Value updated. - Due Diligence Vendor-01/16/2025<br>| XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915900 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Seller | 2024-12-03 03:51 | 2025-09-08 15:00 | Counter | 3 - Material D | Credit | Missing Doc | 1008 Document is Missing | Counter-The 1008 has updated appraisal value, however the LTV is not updated. - Due Diligence Vendor-01/31/2025 <br>Open-The 1008 document is missing from the loan file. - Due Diligence Vendor-01/31/2025 <br>Ready for Review-Document Uploaded. Updated 1008 attached. - Seller-01/29/2025 <br>Counter-The 1008 document is missing from the loan file. The 1008 has updated appraisal value, however the LTV is not updated. - Due Diligence Vendor-01/16/2025 <br>Ready for Review-Document Uploaded. 1008 Attached. - Seller-01/14/2025 <br>Open-The 1008 document is missing from the loan file. 1008 document is missing with information of first lien balance. Since subject is second lien, first lien details should be present. Reflecting selection for Risk Assessment is OTHER, where in general it has to be Manual Underwriting. - Due Diligence Vendor-12/03/2024 | Ready for Review-Document Uploaded. Updated 1008 attached. - Seller-01/29/2025 <br>Ready for Review-Document Uploaded. 1008 Attached. - Seller-01/14/2025<br>|  | XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2916033 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Seller | 2024-12-04 16:10 | 2025-02-06 11:01 | Counter | 3 - Material D | Credit | Missing Doc | Borrower 2 Paystubs Missing | Counter-Currently being reviewed by investor as Client states unable to Resolve - Due Diligence Vendor-02/06/2025 <br>Unable to Resolve-Unable to Resolve-Those are all we have in the file, if you blow them up you can read them. - Seller-01/29/2025 <br>Counter-The attached paystubs are not legible. - Due Diligence Vendor-01/16/2025 <br>Ready for Review-Document Uploaded. Paystubs attached, needs to be blown up but readable. - Seller-01/14/2025 <br>Open-Borrower 2 Paystubs Missing The paystubs provided are not legible. Requesting updated paystubs. - Due Diligence Vendor-12/04/2024 | Unable to Resolve-Unable to Resolve-Those are all we have in the file, if you blow them up you can read them. - Seller-01/29/2025 <br>Ready for Review-Document Uploaded. Paystubs attached, needs to be blown up but readable. - Seller-01/14/2025<br>|  | XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2933353 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Seller | 2024-12-04 16:47 | 2025-01-31 11:02 | Counter | 3 - Material D | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Counter-The Self Employed Income Calculator shows income of $5460.25 and the 1008 shows income for borrower 1 as $5,451.92. - Due Diligence Vendor-01/31/2025 <br> Ready for Review-Document Uploaded. Income worksheets attached. - Seller-01/29/2025 <br> Counter-Borrower 1 is self employed, Borrower 2 is a W-2 Wage Earner. Per XXXX guidelines, The lender must prepare a written evaluation of its analysis of a self-employed borrower's personal income, including the business income or loss, reported on the borrower's individual income tax returns. The purpose of this written analysis is to determine the amount of stable and continuous income that will be available to the borrower. - Due Diligence Vendor-01/16/2025 <br> Ready for Review-Not required per guidelines. Standard XXXX calculations used. - Seller-01/14/2025 <br> Open-Missing Lender Income Calculation Worksheet for both borrower 1 and 2. - Due Diligence Vendor-12/04/2024 | Ready for Review-Document Uploaded. Income worksheets attached. - Seller-01/29/2025 <br> Ready for Review-Not required per guidelines. Standard XXXX calculations used. - Seller-01/14/2025 |  | XXXX |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2933581 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Seller | 2024-12-03 00:43 | 2025-01-31 08:00 | Counter | 3 - Material D | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Counter-As per page 397 Employment Verification Form states Prior to funding your loan, we will verify your employment status. Per guidelines as well as Falling back to XXXX guidelines if Lender guides do not address. VOE is required to verify consistent employment. If done by phone Requirements are that it be documented in a processors cert with the following information included name and title of the person who confirmed the employment for the lender, 1. Name and title of the person who completed the verification for the employer, 2. Date of the call, and 3. The source of the phone number. Requesting VOE.<br> - Due Diligence Vendor-01/31/2025 <br> Ready for Review-Section 8.4.1 Full Doc - W2 borrower - "may or may not", underwriter for ease of use did not obtain a verbal verification, based on the overall documentation and loan file. - Seller-01/29/2025 <br> Counter-As per page 397 Employment Verification Form states Prior to funding your loan, we will verify your employment status. Requesting VOE. <br> - Due Diligence Vendor-01/16/2025 <br> Ready for Review-Funding VOE not required per guidelines. - Seller-01/14/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Verified subject loan was qualified with Full doc. Provided VVOE on pg-397 does not have verified date to mention and print date of the document is on XXXX. - Due Diligence Vendor-12/03/2024 | Ready for Review-Section 8.4.1 Full Doc - W2 borrower - "may or may not", underwriter for ease of use did not obtain a verbal verification, based on the overall documentation and loan file. - Seller-01/29/2025 <br>Ready for Review-Funding VOE not required per guidelines. - Seller-01/14/2025<br>|  |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915639 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Seller | 2024-12-03 00:43 | 2025-01-31 08:00 | Counter | 3 - Material D | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Counter-As per page 397 Employment Verification Form states Prior to funding your loan, we will verify your employment status. Per guidelines as well as Falling back to FNMA guidelines if Lender guides do not address. VOE is required to verify consistent employment. If done by phone Requirements are that it be documented in a processors cert with the following information included name and title of the person who confirmed the employment for the lender, 1. Name and title of the person who completed the verification for the employer, 2. Date of the call, and 3. The source of the phone number. Requesting VOE.<br> - Due Diligence Vendor-01/31/2025 <br>Ready for Review-Section 8.4.1 Full Doc - W2 borrower - "may or may not", underwriter for ease of use did not obtain a verbal verification, based on the overall documentation and loan file. - Seller-01/29/2025 <br>Counter-As per page 397 Employment Verification Form states Prior to funding your loan, we will verify your employment status. Requesting VOE. <br> , - Due Diligence Vendor-01/16/2025 <br>Ready for Review-Funding VOE not required per guidelines. - Seller-01/14/2025 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing Verified subject loan was qualified with Full doc. Provided VVOE on pg-397 does not have verified date to mention and print date of the document is on 2012. - Due Diligence Vendor-12/03/2024 | Ready for Review-Section 8.4.1 Full Doc - W2 borrower - "may or may not", underwriter for ease of use did not obtain a verbal verification, based on the overall documentation and loan file. - Seller-01/29/2025 <br>Ready for Review-Funding VOE not required per guidelines. - Seller-01/14/2025<br>|  |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915641 | N/A | N/A |
| XXXX | XXXX |  | 4859264 | Closed | 2024-12-03 03:13 | 2025-01-16 10:31 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (10.741%) APR equals or exceeds the Federal HPML threshold of (9.57%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.07%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly. All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Final Closing disclosure on Pg#'82 Rate lock date was entered correctly – see Pg#'s 249 An interior and exterior appraisal was completed for this property – see pg#10, ECOA Appraisal Disclosure OR the LE's page as the page#3274. confirmation the appraisal was delivered to the borrower – 103.<br> - Due Diligence Vendor-01/16/2025 <br>Resolved-The loan's (10.741%) APR equals or exceeds the Federal HPML threshold of (9.57%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.07%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly. <br> All disclosures, COC's, Fees, and dates are entered correctly. <br> Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. <br> Final Closing disclosure on Pg#'82<br> Rate lock date was entered correctly – see Pg#'s 249<br> An interior and exterior appraisal was completed for this property – see pg#10, <br> ECOA Appraisal Disclosure OR the LE's page as the page#3274. <br> confirmation the appraisal was delivered to the borrower – 103.<br> - Due Diligence Vendor-12/03/2024 |  | Resolved-The loan's (10.741%) APR equals or exceeds the Federal HPML threshold of (9.57%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.07%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly. All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. Final Closing disclosure on Pg#'82 Rate lock date was entered correctly – see Pg#'s 249 An interior and exterior appraisal was completed for this property – see pg#10, ECOA Appraisal Disclosure OR the LE's page as the page#3274. confirmation the appraisal was delivered to the borrower – 103.<br> - Due Diligence Vendor-01/16/2025 <br>Resolved-The loan's (10.741%) APR equals or exceeds the Federal HPML threshold of (9.57%). The threshold is determined by adding 3.5 points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (6.07%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly. <br> All disclosures, COC's, Fees, and dates are entered correctly. <br> Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. <br> Final Closing disclosure on Pg#'82<br> Rate lock date was entered correctly – see Pg#'s 249<br> An interior and exterior appraisal was completed for this property – see pg#10, <br> ECOA Appraisal Disclosure OR the LE's page as the page#3274. <br> confirmation the appraisal was delivered to the borrower – 103.<br> - Due Diligence Vendor-12/03/2024<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2915891 | N/A | N/A |
| XXXX | XXXX |  | 4859265 | Closed | 2024-12-03 05:10 | 2025-01-31 07:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing legal documents for senior or subordinate lien | Resolved-Mortgage statement showing current monthly PITI and UPB is acceptable - Due Diligence Vendor-XX/XX/XXXX <br>Unable to Resolve-Unable to Resolve-We do obtain note, unless there is a balloon or ARM, and if either of those we can obtain Note of DOT riders showing terms of those items. This is a standard fixed rate, we simply get the mortgage statement. - Seller-XX/XX/XXXX <br>Counter-Since subject loan is 2nd Lien, require subordinate lien Note and Mortgage which is missing.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Billing Statement attached. - Seller-XX/XX/XXXX <br>Open-Since subject loan is 2nd Lien, require subordinate lien documents in file which is missing.<br> - Due Diligence Vendor-XX/XX/XXXX | Unable to Resolve-Unable to Resolve-We do obtain note, unless there is a balloon or ARM, and if either of those we can obtain Note of DOT riders showing terms of those items. This is a standard fixed rate, we simply get the mortgage statement. - Seller-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Billing Statement attached. - Seller-XX/XX/XXXX<br>| Resolved-Mortgage statement showing current monthly PITI and UPB is acceptable - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX sub financing statement.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2916371 | N/A | N/A |
| XXXX | XXXX |  | 4859265 | Closed | 2024-12-04 14:29 | 2025-01-16 13:01 | Resolved | 1 - Information C A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Verified Secondary Valuation provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXXXX SSR Attached. - Seller-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation has not in file per securitization requirements - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. XXXXXX SSR Attached. - Seller-XX/XX/XXXX<br>| Resolved-Verified Secondary Valuation provided. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXX SSR.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2932551 | N/A | N/A |
| XXXX | XXXX |  | 4859265 | Closed | 2024-12-03 03:59 | 2025-01-15 02:58 | Resolved | 1 - Information D A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated 1008 Document uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. 1008 Update - Seller-XX/XX/XXXX <br>Open-The 1008 document is missing from the loan file. Missing information for first lien balance. Since subject is second lien, first lien details should be present. also missing HOA fee - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. 1008 Update - Seller-XX/XX/XXXX<br>| Resolved-Updated 1008 Document uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX 1008.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2916054 | N/A | N/A |
| XXXX | XXXX |  | 4859265 | Closed | 2024-12-03 05:51 | 2024-12-17 16:25 | Acknowledged | 2 - Non-Material C B | Compliance | Fees:Prohibited | Washington - Fees Allowed (Lender)(01/10) | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Washington Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX; WAC XXX-XXX-XXX(X)) All the fees and cost are updated as per TRID documents, but unable to resolve the state specific finding in mavent fail. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2916562 | Originator Post-Close | No |
| XXXX | XXXX |  | 4859265 | Closed | 2024-12-03 05:51 | 2024-12-17 16:25 | Acknowledged | 2 - Non-Material C B | Compliance | Fees:Limited | Washington - Maximum Lender Fees (01/09) | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Under the Washington Consumer Loan Act, a lender may not charge a "loan origination fee" exceeding X% of the first $XX,XXX and X% thereafter of the remaining loan amount. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX(X)). All the fees and cost are updated as per TRID documents, but unable to resolve the state specific finding in mavent fail. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2916564 | Originator Post-Close | No |
| XXXX | XXXX |  | 4859265 | Seller | 2024-12-03 04:42 | 2025-02-03 17:02 | Counter | 3 - Material D | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Counter-As per page XXX Employment Verification Form states Prior to funding your loan, we will verify your employment status. Requesting VOE.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Section X.X.X Full Doc - W2 borrower - "may or may not", underwriter for ease of use did not obtain a verbal verification, based on the overall documentation and loan file. - Seller-XX/XX/XXXX <br>Counter-As per page XXX Employment Verification Form states Prior to funding your loan, we will verify your employment status. Requesting VOE.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Funding VOE not required per guidelines. - Seller-XX/XX/XXXX <br>Open-Borrower X 3rd Party VOE Prior to Close Missing Verified subject loan was qualified with Full doc. Provided VVOE on pg-XXX does not have verified date to mention and print date of the document is on XXXX. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Section X.X.X Full Doc - W2 borrower - "may or may not", underwriter for ease of use did not obtain a verbal verification, based on the overall documentation and loan file. - Seller-XX/XX/XXXX <br>Ready for Review-Funding VOE not required per guidelines. - Seller-XX/XX/XXXX<br>|  |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2916223 | N/A | N/A |
| XXXX | XXXX |  | 4859265 | Closed | 2024-12-03 05:51 | 2024-12-04 14:56 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-The loan's (XX.X%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly. <br> All disclosures, COC's, Fees, and dates are entered correctly. <br> Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. <br> Final Closing disclosure on Pg#'XX<br> Rate lock date was entered correctly – see Pg#'s XXX<br> An interior and exterior appraisal was completed for this property – see pg#XX, <br> ECOA Appraisal Disclosure OR the LE's page as the page#XXX. <br> confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. <br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-The loan's (XX.X%) APR equals or exceeds the Federal HPML threshold of (XX.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1))Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. <br> TRID Header Disclosure Page was entered correctly. <br> All disclosures, COC's, Fees, and dates are entered correctly. <br> Loan is a closed end second lien and is not required to escrow "on Closed end Seconds only. <br> Final Closing disclosure on Pg#'XX<br> Rate lock date was entered correctly – see Pg#'s XXX<br> An interior and exterior appraisal was completed for this property – see pg#XX, <br> ECOA Appraisal Disclosure OR the LE's page as the page#XXX. <br> confirmation the appraisal was delivered to the borrower – see Pg#'s XXX. <br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2916563 | N/A | N/A |
| XXXX | XXXX |  | 4859269 | Closed | 2024-12-04 00:59 | 2025-01-31 05:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-received income calc - resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. Income Calculation Attached. - Seller-XX/XX/XXXX <br>Counter-I need to be able to determine how your U/W arrived at $X,XXX.XX monthly for the borrower. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Not required per guidelines. Using XX.XX per hour, full time. Supported by YTD and prior year W2. - Seller-XX/XX/XXXX <br>Open-Provide Lender Income Calculation Worksheet as is missing in file. - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. Income Calculation Attached. - Seller-XX/XX/XXXX <br>Ready for Review-Not required per guidelines. Using XX.XX per hour, full time. Supported by YTD and prior year W2. - Seller-XX/XX/XXXX<br>| Resolved-received income calc - resolved - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX Income Calc.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2925100 | N/A | N/A |
| XXXX | XXXX |  | 4859269 | Closed | 2024-12-04 01:21 | 2025-01-16 11:20 | Resolved | 1 - Information D A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XXXXXX SSR Attached. - Seller-XX/XX/XXXX <br>Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation or Additional Valuation is missing - Due Diligence Vendor-XX/XX/XXXX | Ready for Review-Document Uploaded. XXXXXX SSR Attached. - Seller-XX/XX/XXXX<br>| Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX<br>| XXXXX XXXXXX SSR.pdf |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2925220 | N/A | N/A |
| XXXX | XXXX |  | 4859269 | Closed | 2024-12-04 02:16 | 2024-12-17 16:25 | Acknowledged | 2 - Non-Material C B | Compliance | Fees:Prohibited | Washington - Fees Allowed (Lender)(01/10) | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Washington Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX; WAC XXX-XXX-XXX(X)) WA state only allows "a Loan Origination Fee, Loan Discount, or Commitment Fee, whereas Final CD document reflecting Section A "Processing fees. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the Washington Consumer Loan Act (the "WA APL's") are originator level issues so there should not be any direct assignee liability/penalties associated with the WA APL's. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2925340 | Originator Post-Close | No |
| XXXX | XXXX |  | 4859269 | Closed | 2024-12-04 02:16 | 2024-12-17 16:25 | Acknowledged | 2 - Non-Material C B | Compliance | Fees:Limited | Washington - Maximum Lender Fees (01/09) | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the XXXXXXXXXXXXXXXXXXXXXXXXXXXX (the "XX XXX's") are originator level issues so there should not be any direct assignee liability/penalties associated with the XX XXX's. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Open-Under the XXXXXXXXXXXXXXXXXXXXXXXXXXXX, a lender may not charge a "loan origination fee" exceeding X% of the first $XX,XXX and X% thereafter of the remaining loan amount. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX(X)). WA state only allows "a Loan Origination Fee, Loan Discount, or Commitment Fee, whereas Final CD document reflecting Section A "Processing fees. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Acknowledged-Confirmed with outside counsel that the state anti-predatory provisions in the XXXXXXXXXXXXXXXXXXXXXXXXXXXX (the "XX XXX's") are originator level issues so there should not be any direct assignee liability/penalties associated with the XX XXX's. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2925344 | Originator Post-Close | No |
| XXXX | XXXX |  | 4859269 | Seller | 2025-01-16 11:41 | 2025-02-03 17:02 | Counter | 3 - Material D | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Counter-Borrower 1 3rd Party VOE Prior to Close Missing. "Per guidelines as well as Falling back to XXXXX guidelines if Lender guides do not address. VOE is required to verify consistent employment. If done by phone Requirements are that it be documented in a processors cert with the following information included name and title of the person who confirmed the employment for the lender, 1. Name and title of the person who completed the verification for the employer, 2. Date of the call, and 3. The source of the phone number."<br> - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Ready for Review-Section 8.4.1 Full Doc - W2 borrower - "may or may not", underwriter for ease of use did not obtain a verbal verification, based on the overall documentation and loan file. - Seller-XX/XX/XXXX <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing. "Per guidelines as well as Falling back to XXXXX guidelines if Lender guides do not address. VOE is required to verify consistent employment. If done by phone Requirements are that it be documented in a processors cert with the following information included name and title of the person who confirmed the employment for the lender, <br> 1. Name and title of the person who completed the verification for the employer,<br> 2. Date of the call, and<br> 3. The source of the phone number." - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX | Ready for Review-Section 8.4.1 Full Doc - W2 borrower - "may or may not", underwriter for ease of use did not obtain a verbal verification, based on the overall documentation and loan file. - Seller-XX/XX/XXXX<br>|  |  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 3223413 | N/A | N/A |
| XXXX | XXXX |  | 4859269 | Closed | 2024-12-04 02:16 | 2024-12-05 13:36 | Resolved | 1 - Information A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(Junior Lien 06/13) | Resolved-Meets HPLM Requirements - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXXXX. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met, TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#195,191, An interior and exterior appraisal was completed for this property – see pg#10, Final CD is on page #237 the appraisal disclosure was provided to the borrower pg. #8 and copy of the appraisal was given to the borrower – see Pg#78,217. The loan meets HPML guidelines.<br> - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |  | Resolved-Meets HPLM Requirements - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX <br>Resolved-The loan's (XX.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(12 CFR 1026.35(a)(1)(iii)) This loan failed the higher-priced mortgage loan test. (12 CFR § 1026.35(a)(1)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in XXXXXXXXXXXX. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met, TRID Header Disclosure Page was entered correctly All disclosures, COC's, Fees, and dates are entered correctly. Loan is a closed end second lien and is not required to escrow. Rate lock date was entered correctly – see Pg#195,191, An interior and exterior appraisal was completed for this property – see pg#10, Final CD is on page #237 the appraisal disclosure was provided to the borrower pg. #8 and copy of the appraisal was given to the borrower – see Pg#78,217. The loan meets HPML guidelines.<br> - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX<br>|  |  |  | WA | Primary Residence | Refinance | Cash Out - Other | 2925342 | N/A | N/A |

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## Exhibit 99.29

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.29**

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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX |  | 5941865 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 80 | 80 | XXXX | XXXX |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | EXCELLENT | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 5726693 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 76.34 | 76.34 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Reasonable | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | XXXX |
| XXXX |  | 5726709 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | -.0606 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0606 | XXXX | Moderate Risk | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 | XXXX |
| XXXX |  | 4649134 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 4649231 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 4649104 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 4649142 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 4649191 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 4649193 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 4649229 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 4649107 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 4649116 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 4649076 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 4649078 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX |  |  | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 4859248 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 7.94 | 90.87 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 4859249 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004C Manufactured Home | XXXX | XXXX | XXXX | 12.51 | 58.94 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |
| XXXX |  | 4859250 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 15.23 | 94.94 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 4859264 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 14.73 | 65.08 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 4859265 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 10.49 | 84.21 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX |  | 4859269 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | 29.05 | 64.75 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |

---

## Exhibit 99.30

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.30**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** |
| XXXX |  | 5941865 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No |  | Appendix Q Documentation | 16225 |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 4.215% |  | 0.625% | 5.250% | XXXX | No | $22503.96 | $1875.33 | $1500.12 | $125.01 | $0.00 | $0.00 | $0.00 | XXXX | $11387.00 | N/A | XXXX |  | $0.00 | XXXX |  | 40.61% | 44.69% | 54.06% | No |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA |  | 0 |  |  | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | Yes |  | 2 | 2 | No |  |  |  | 0.00% | 0.00% |  | XXXX | N/A | 0 |  | N/A |  |  | NA | 0 | No |  | Yes | 0 | 0 | NA |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  | 682 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen |  |  |  |  |  | United States | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | 122987.75 | 18 | 122987.75 | 18 |  | 80 | N/A | No | No |  | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 5726693 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 0 | 05/08/2023 | 6.400% | Manual Underwriting | Manual Underwriting | No | 7.837% |  | 7.490% | 7.490% | XXXX | No | $14025.00 | $1168.75 | $1195.32 | $99.61 | $0.00 | $0.00 | $0.00 | XXXX | $15156.83 | N/A | XXXX |  | $0.00 | XXXX |  | 33.82% | 33.82% | 33.82% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 33.00% |  | XXXX | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 12 | No | 0 | NA | 0 | 0 | N/A NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2022, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  | 684 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | CA | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 326560.60 | 45 | 326560.60 | 45 | No | 76.34 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 5726709 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 0 | 08/21/2023 | 7.150% | Manual Underwriting | Manual Underwriting | No | 0.000% |  | 8.750% | 8.750% | XXXX | No | $518.76 | $43.23 | $1747.92 | $145.66 | $5820.00 | $485.00 | $0.00 | XXXX | $11574.28 | Yes | XXXX | FL | $485.00 | XXXX | Monthly | 38.83% | 38.83% | 38.83% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | XXXX | Audited | 7 | CPA | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2021, 2022, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2021, 2022, 2023 | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | FL | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 79310.19 | 30.3 | 79310.19 | 30.3 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 4649134 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | No |  | No |  | N/A | 0 |  | 0.000% |  |  | No | 0.000% |  | 9.000% |  | XXXX | No |  |  | $0.00 |  | $0.00 | $0.00 | $0.00 | XXXX |  | N/A | XXXX |  | $0.00 | XXXX |  |  |  |  | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | XXXX |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  | 0 |  | No |  |  |  |  |  | XXXX | XXXX | GA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | N/A | .00 | 0 |  |  |  |  | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 4649231 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | No |  | No |  | N/A | 0 |  | 0.000% |  |  | No | 0.000% |  | 7.875% |  | XXXX | No |  |  | $0.00 |  | $0.00 | $0.00 | $0.00 | XXXX |  | N/A | XXXX |  | $0.00 | XXXX |  |  |  |  | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | XXXX |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  | 0 |  | No |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | N/A | .00 | 0 |  |  |  |  | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 4649104 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | No |  | No |  | N/A | 0 |  | 0.000% |  |  | No | 0.000% |  | 11.750% |  | XXXX | No |  |  | $0.00 |  | $0.00 | $0.00 | $0.00 | XXXX |  | N/A | XXXX |  | $0.00 | XXXX |  |  |  |  | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | XXXX |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  | 0 |  | No |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | N/A | .00 | 0 |  |  |  |  | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 4649142 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | No |  | No |  | N/A | 0 |  | 0.000% |  |  | No | 0.000% |  | 6.000% |  | XXXX | No |  |  | $0.00 |  | $0.00 | $0.00 | $0.00 | XXXX |  | N/A | XXXX |  | $0.00 | XXXX |  |  |  |  | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | XXXX |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  | 0 |  | No |  |  |  |  |  | XXXX | XXXX | NJ | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | N/A | .00 | 0 |  |  |  |  | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 4649191 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | No |  | No |  | N/A | 0 |  | 0.000% |  |  | No | 0.000% |  | 9.250% |  | XXXX | No |  |  | $0.00 |  | $0.00 | $0.00 | $0.00 | XXXX |  | N/A | XXXX |  | $0.00 | XXXX |  |  |  |  | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | XXXX |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  | 0 |  | No |  |  |  |  |  | XXXX | XXXX | CT | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | N/A | .00 | 0 |  |  |  |  | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 4649193 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | No |  | No |  | N/A | 0 |  | 0.000% |  |  | No | 0.000% |  | 0.000% |  | XXXX | No |  |  | $0.00 |  | $0.00 | $0.00 | $0.00 | XXXX |  | N/A | XXXX |  | $0.00 | XXXX |  |  |  |  | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | XXXX |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  | 0 |  | No |  |  |  |  |  | XXXX | XXXX | CO | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | N/A | .00 | 0 |  |  |  |  | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 4649229 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | No |  | No |  | N/A | 0 |  | 0.000% |  |  | No | 0.000% |  | 8.500% |  | XXXX | No |  |  | $0.00 |  | $0.00 | $0.00 | $0.00 | XXXX |  | N/A | XXXX |  | $0.00 | XXXX |  |  |  |  | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | XXXX |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  | 0 |  | No |  |  |  |  |  | XXXX | XXXX | WA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | N/A | .00 | 0 |  |  |  |  | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 4649107 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | No |  | No |  | N/A | 0 |  | 0.000% |  |  | No | 0.000% |  | 5.990% |  | XXXX | No |  |  | $0.00 |  | $0.00 | $0.00 | $0.00 | XXXX |  | N/A | XXXX |  | $0.00 | XXXX |  |  |  |  | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | XXXX |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  | 0 |  | No |  |  |  |  |  | XXXX | XXXX | TN | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | N/A | .00 | 0 |  |  |  |  | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 4649116 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | No |  | No |  | N/A | 0 |  | 0.000% |  |  | No | 0.000% |  | 4.875% |  | XXXX | No |  |  | $0.00 |  | $0.00 | $0.00 | $0.00 | XXXX |  | N/A | XXXX |  | $0.00 | XXXX |  |  |  |  | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | XXXX |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  | 0 |  | No |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | N/A | .00 | 0 |  |  |  |  | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 4649076 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | No |  | No |  | N/A | 0 |  | 0.000% |  |  | No | 0.000% |  | 6.250% |  | XXXX | No |  |  | $0.00 |  | $0.00 | $0.00 | $0.00 | XXXX |  | N/A | XXXX |  | $0.00 | XXXX |  |  |  |  | Unknown |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | XXXX |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  | 0 |  | No |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | N/A | .00 | 0 |  |  |  |  | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 4649078 | XXXX | XXXX | XXXX |  | XXXX | XXXX | XXXX | XXXX | XXXX |  | No |  | No |  | N/A |  |  |  |  |  | No |  |  | 0.000% |  | XXXX | No |  |  | $0.00 |  | $0.00 | $0.00 | $0.00 | XXXX |  | N/A | XXXX |  | $0.00 | XXXX |  |  |  |  | Unknown | Unknown |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | XXXX |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  | 0 | 0 |  | No |  |  |  |  |  | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No | N/A | .00 | 0 |  |  |  |  | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXXX |  | 4859248 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 03/15/2024 | 6.820% | Manual Underwriting | Manual Underwriting | No | 15.028% |  | 13.990% | 13.990% | XXXX | No | $4550.76 | $379.23 | $1140.96 | $95.08 | $0.00 | $0.00 | $2274.65 | XXXX | $7090.50 | N/A | XXXX |  | $0.00 | XXXX |  | 43.37% | 42.59% | 42.59% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 YRS W2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% |  | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 Verified, Executed 4506T Verified - 2023, 2024, 2022 | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified - 2023, 2024, 2022 | XXXX | XXXX | WA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | WA | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | 6311.96 | 1.9 | No | 90.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXXX |  | 4859249 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 03/18/2024 | 6.490% | Manual Underwriting | Manual Underwriting | No | 14.517% |  | 12.950% | 12.990% | XXXX | No | $5505.00 | $458.75 | $2180.04 | $181.67 | $0.00 | $0.00 | $1278.76 | XXXX | $7262.30 | N/A | XXXX |  | $0.00 | XXXX |  | 41.32% | 41.30% | 41.30% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 YR W2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | No | Missing | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2023, 2024 \|\| Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023 | XXXX | XXXX | WA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | WA | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | 2866.07 | 1 | No | 58.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXXX |  | 4859250 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 04/30/2024 | 7.190% | Manual Underwriting | Manual Underwriting | No | 14.419% |  | 13.625% | 13.625% | XXXX | No | $4739.52 | $394.96 | $735.00 | $61.25 | $360.00 | $30.00 | $2145.23 | XXXX | $12784.43 | N/A | XXXX | WA | $30.00 | XXXX | Monthly | 27.04% | 27.04% | 27.04% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 YRS W2 | 2 YRS W2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2022 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2022 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2022 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2022 | XXXX | XXXX | WA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | WA | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 3810.30 | 0.9 | 4061.22 | 1 | No | 94.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXXX |  | 4859264 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 08/08/2024 | 6.070% | Manual Underwriting | Manual Underwriting | No | 10.714% |  | 9.875% | 9.875% | XXXX | No | $4360.56 | $363.38 | $1123.32 | $93.61 | $480.00 | $40.00 | $2220.00 | XXXX | $5187.68 | N/A | XXXX | WA | $40.00 | XXXX | Monthly | 44.54% | 44.53% | 44.53% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Full Doc | 0 | 1 YR W2 | NA | Missing | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Missing | 0 | 0 | No | Missing | 0 | 0 | 0.00% | 100.00% | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 Verified, Executed 4506T Verified - 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023 | XXXX | XXXX | WA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  | 699 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | XXXX | WA | United States | XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | WA | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1119.54 | 0.3 | 1650.62 | 0.5 | No | 65.08 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXXX |  | 4859265 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 08/08/2024 | 6.690% | Manual Underwriting | Manual Underwriting | No | 14.903% |  | 13.990% | 13.990% | XXXX | No | $3477.84 | $289.82 | $1827.96 | $152.33 | $24.96 | $2.08 | $1462.71 | XXXX | $6055.47 | N/A | XXXX | WA | $2.08 | XXXX | Annually | 34.12% | 34.12% | 34.12% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 2 YRS W2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 1 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023, 2022 | XXXX | XXXX | WA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1983.10 | 0.8 | 9132.89 | 3.8 | No | 84.21 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXXX |  | 4859269 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 09/19/2024 | 6.150% | Manual Underwriting | Manual Underwriting | No | 10.516% |  | 9.875% | 9.875% | XXXX | No | $5053.44 | $421.12 | $684.00 | $57.00 | $0.00 | $0.00 | $1153.71 | XXXX | $2712.05 | N/A | XXXX |  | $0.00 | XXXX |  | 51.48% | 51.48% | 51.48% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 2 YRS W2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024 | XXXX | XXXX | WA | XXXX | XXXX | XXXX | XXXX | XXXX |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | WA | United States | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 615.62 | 0.2 | 29203.75 | 10.2 | No | 64.75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |

---

## Exhibit 99.31

[Nomura Asset Depositor Company, LLC ABS-15G](pret-abs15g.htm)

**Exhibit 99.31**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX |  | 5941865 | XXXX | CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 5941865 | XXXX | ARM Initial Interest Rate Cap | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 5941865 | XXXX | ARM Lifetime Interest Rate Cap Maximum | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 5726709 | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX |  | 4649076 | XXXX | Maturity Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 4859248 | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 4859248 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX |  | 4859249 | XXXX | Term | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 4859249 | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 4859249 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 4859250 | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 4859264 | XXXX | Qualifying LTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 4859264 | XXXX | Qualifying CLTV | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 4859264 | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 4859264 | XXXX | Verified Doc Type | employmentIncomePage | XXXX | XXXX | XXXX |
| XXXX |  | 4859264 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 4859265 | XXXX | Property Type | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX |  | 4859265 | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |
| XXXX |  | 4859269 | XXXX | Note Date | notePage | XXXX | XXXX | XXXX |

---