# EDGAR Filing Document

**Accession Number:** 0000040729
**File Stem:** 0001104659-23-025891
**Filing Date:** 2023-2
**Character Count:** 10456
**Document Hash:** 19b73eb95ae00c367482a0cb342250e5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-23-025891.hdr.sgml**: 20230227

**ACCESSION NUMBER**: 0001104659-23-025891

**CONFORMED SUBMISSION TYPE**: 424B2

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20230227

**DATE AS OF CHANGE**: 20230227

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Ally Financial Inc.
- **CENTRAL INDEX KEY:** 0000040729
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **IRS NUMBER:** 380572512
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 424B2
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-258579
- **FILM NUMBER:** 23673568

**BUSINESS ADDRESS:**
- **STREET 1:** ALLY DETROIT CENTER
- **STREET 2:** 500 WOODWARD AVE. FLOOR 10
- **CITY:** DETROIT
- **STATE:** MI
- **ZIP:** 48226
- **BUSINESS PHONE:** 866-710-4623

**MAIL ADDRESS:**
- **STREET 1:** ALLY DETROIT CENTER
- **STREET 2:** 500 WOODWARD AVE. FLOOR 10
- **CITY:** DETROIT
- **STATE:** MI
- **ZIP:** 48226

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** GMAC INC.
- **DATE OF NAME CHANGE:** 20090701

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** GMAC LLC
- **DATE OF NAME CHANGE:** 20060720

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** GENERAL MOTORS ACCEPTANCE CORP
- **DATE OF NAME CHANGE:** 19920703

**Filed under Rule 424(b)(2), Registration Statement No. 333-258579**

Pricing Supplement No. 327 - Dated Monday, February 27, 2023 (To: Prospectus dated August 31, 2022)

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| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **CUSIP**<br>**Number** | **Principal**<br>**Amount** | **Selling** <br>**Price** | **Gross**<br>**Concession** | **Net**<br>**Proceeds** | **Coupon**<br>**Type** | **Coupon**<br>**Rate** | **Coupon**<br>**Frequency** | **Maturity**<br>**Date** | **1st Coupon**<br>**Date** | **1st Coupon**<br>**Amount** | **Survivor's**<br>**Option** | **Product**<br>**Ranking** |
| **02006DM32** | $7543000.00 | 100.00% | 0.825% | $7480770.25 | Fixed | 6.150% | Monthly | 03/15/2026 | 4/15/2023 | $7.35 | Yes | Senior Unsecured Notes |
| **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** |
| **02006DM40** | $3172000.00 | 100.00% | 1.800% | $3114904.00 | Fixed | 6.400% | Monthly | 03/15/2033 | 4/15/2023 | $7.64 | Yes | Senior Unsecured Notes |
| **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** | **Redemption Information: Callable at 100% on 9/15/2023 and Semi-Annually thereafter with 30 Calendar Days Notice.** |

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| | | |
|:---|:---|:---|
| Ally Financial Inc. | Offering Date: Tuesday, February 21, 2023 through Monday, February 27, 2023<br> Trade Date: Monday, February 27, 2023 @ 12:00 PM ET<br> Settle Date: Thursday, March 2, 2023<br> Minimum Denomination/Increments: $1,000.00/$1,000.00<br> Initial trades settle flat and clear SDFS: DTC Book Entry only<br> DTC Number 0235 via RBC Dain Rauscher Inc<br>Agents: InspereX LLC, Citigroup, J.P. Morgan, BofA Securities, Morgan Stanley, RBC Capital Markets<br>Except for Notes sold to level-fee accounts, Notes offered to the public will be offered at the public offering price set forth in this Pricing Supplement. Selected dealers purchasing Notes on an agency basis for non-level fee client accounts shall purchase Notes at the public offering price. Notes purchased by the selected dealers for their own account may be purchased at the public offering price less the applicable concession. Notes purchased by the selected dealers on behalf of level-fee accounts may be sold to such accounts at the applicable concession to the public offering price, in which case, such selected dealers will not retain any portion of the sales price as compensation.<br>If the maturity date or an interest payment date for any note is not a business day (as term is defined in prospectus), principal, premium, if any, and interest for that note is paid on the next business day, and no interest will accrue from, and after, the maturity date or interest payment date.<br>Legal Matters- Validity of the Notes:<br> In the opinion of counsel to Ally Financial Inc. (the "Company"), when the notes offered by this pricing supplement have been executed and issued by the Company and authenticated by the trustee pursuant to the indenture dated as of September 24, 1996, with The Bank of New York Mellon (as successor to JPMorgan Chase Bank, N.A.), as trustee (the "Trustee"), as amended and supplemented from time to time (the "Indenture"), and delivered against payment as contemplated herein, such notes will be valid and binding obligations of the Company, subject to applicable bankruptcy, insolvency and similar laws affecting creditors' rights generally, concepts of reasonableness and equitable principles of general applicability, and provided that I express no opinion as to (i) the enforceability of any waiver of rights under any usury or stay law, (ii) the effect of fraudulent conveyance, fraudulent transfer or similar provision of applicable law on the conclusions expressed above and (ii) the validity, legally binding effect or enforceability of any provision that permits holders to collect any portion of stated principal amount upon acceleration of the notes to the extent determined to constitute unearned interest. This opinion is given as of the date hereof and is limited to Federal laws of the United States of America, the law of the State of New York and the General Corporation Law of the State of Delaware. In addition, this opinion is subject to customary assumptions about the Trustee's authorization, execution and delivery of the Indenture, the Trustee's authentication of the notes, and the validity, binding nature and enforceability of the Indenture with respect to the Trustee, and the genuineness of signatures and to such counsel's reliance on the Company and other sources as to certain factual matters, all as stated in the letter of such counsel dated August 24, 2012, which has been filed as Exhibit 5.1 to the Registration Statement. | **Ally Financial Inc.**<br>**Ally Financial Term Notes, Series A**<br> **Prospectus dated August 31, 2022**<br>|

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## Ex-Filing

**Calculation of Filing Fee Tables**

**424B2**<br> (Form Type)

<br> (Exact Name of Registrant as Specified in its Charter)

(Translation of Registrant's Name into English)

**Table 1: Newly Registered and Carry Forward Securities**

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| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | **Security Type** | **Security<br> Class<br> Title** | **Fee<br> Calculation<br> or Carry<br> Forward Rule** | &nbsp;&nbsp;**Amount<br> Registered** | **Proposed<br> Maximum<br> Offering Price<br> Per Unit** | **Maximum<br> Aggregate<br> Offering Price** | **Fee Rate** | **Amount of<br> Registration Fee** |
| Fees to Be Paid | Debt | 6.150% Ally Financial Term Notes, Series A Due March 15, 2026 | 457(r) |  |  | 7543000 | 0.0001102 | $831.24 |
| Fees to Be Paid | Debt<br>| 6.400% Ally Financial Term Notes, Series A Due March 15, 2033 | 457(r) |  |  | 3172000 | 0.0001102 | $349.55 |
| Fees Previously Paid |  |  |  |  |  |  |  |  |
|  | **Total Offering Amounts** | **Total Offering Amounts** | **Total Offering Amounts** | **Total Offering Amounts** |  | 10715000 |  |  |
|  | **Total Fees Previously Paid** | **Total Fees Previously Paid** | **Total Fees Previously Paid** | **Total Fees Previously Paid** |  |  |  |  |
|  | **Total Fee Offsets** | **Total Fee Offsets** | **Total Fee Offsets** | **Total Fee Offsets** |  |  |  |  |
|  | **Net Fee Due** | **Net Fee Due** | **Net Fee Due** | **Net Fee Due** |  |  |  | 1180.79 |

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