# EDGAR Filing Document

**Accession Number:** 0000759854
**File Stem:** 0001193125-26-095312
**Filing Date:** 2026-3
**Character Count:** 2786
**Document Hash:** 80753473ab58ca5a8af6c56a3f911f57
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-095312.hdr.sgml**: 20260306

**ACCESSION NUMBER**: 0001193125-26-095312

**CONFORMED SUBMISSION TYPE**: N-30D

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260306

**DATE AS OF CHANGE**: 20260306

**EFFECTIVENESS DATE**: 20260306

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** METROPOLITAN TOWER SEPARATE ACCOUNT TWO
- **CENTRAL INDEX KEY:** 0000759854

**ORGANIZATION NAME:**
- **EIN:** 133114906
- **STATE OF INCORPORATION:** NE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** N-30D
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-04189
- **FILM NUMBER:** 26728867

**BUSINESS ADDRESS:**
- **STREET 1:** METROPOLITAN TOWER LIFE INSURANCE CO
- **STREET 2:** 5601 SOUTH 59TH STREET
- **CITY:** LINCOLN
- **STATE:** NE
- **ZIP:** 68516
- **BUSINESS PHONE:** 212-578-9500

**MAIL ADDRESS:**
- **STREET 1:** METROPOLITAN TOWER LIFE INSURANCE CO
- **STREET 2:** 200 PARK AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10166

## Series and Classes Contracts Data

### METROPOLITAN TOWER SEPARATE ACCOUNT TWO (Series ID: S000011672)

| Class ID   | Class Name                                           | Ticker Symbol   |
|:---|:---|:---|
| C000032035 | Flexible Premium Multifunded Life Insurance Policies |  |
| C000032036 | Single Premium Multifunded Life SPMLI                |  |

![LOGO](g52381dsp1.jpg)

Metropolitan Tower Life Insurance Company

200 Park Avenue

New York, NY 10166-0005

Heather Harker

Assistant General Counsel

Legal Affairs

Phone: 917-287-6472

March 6, 2026

VIA EDGAR TRANSMISSION

Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549

---

| | |
|:---|:---|
| Re: | Metropolitan Tower Separate Account One and |
|  | Metropolitan Tower Separate Account Two |
|  | File Nos. 811-03617 and 811-04189 |

---

Ladies and Gentlemen:

The Annual Reports dated December 31, 2025, of the underlying funds (each a "Periodic Report") are incorporated herein by reference as the reports transmitted to policyowners of the Metropolitan Tower Separate Account One and Metropolitan Tower Separate Account Two of Metropolitan Tower Life Insurance Company pursuant to Rule 30b2-1 under the Investment Company Act of 1940 and is listed as follows:

The Periodic Report for certain portfolios of Brighthouse Funds Trust I is incorporated by reference as filed on Form N-CSR, CIK No. 0001126087, File No. 811-10183; and

The Periodic Report for certain portfolios of Brighthouse Funds Trust II is incorporated by reference as filed on Form N-CSR, CIK No. 0000710826, File No. 811-03618.

Sincerely,

<u>/s/ Heather Harker</u> 

Heather Harker, Esq.

Assistant General Counsel

Metropolitan Tower Life Insurance Company