# EDGAR Filing Document

**Accession Number:** 0001123320
**File Stem:** 0001140361-26-016620
**Filing Date:** 2026-4
**Character Count:** 13038
**Document Hash:** a360d0b71be57a8438ad0ce18d2f58f5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001140361-26-016620.hdr.sgml**: 20260424

**ACCESSION NUMBER**: 0001140361-26-016620

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260424

**DATE AS OF CHANGE**: 20260424

**EFFECTIVENESS DATE**: 20260424

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Family Capital Trust Co
- **CENTRAL INDEX KEY:** 0001123320

**ORGANIZATION NAME:**
- **EIN:** 043581018
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-06719
- **FILM NUMBER:** 26891763

**BUSINESS ADDRESS:**
- **STREET 1:** 3 CENTENNIAL DRIVE
- **CITY:** PEABODY
- **STATE:** MA
- **ZIP:** 01960
- **BUSINESS PHONE:** 7818963656

**MAIL ADDRESS:**
- **STREET 1:** 3 CENTENNIAL DRIVE
- **CITY:** PEABODY
- **STATE:** MA
- **ZIP:** 01960

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FAMILY CAPITAL TRUST CO., NA
- **DATE OF NAME CHANGE:** 20050211

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FAMILY CAPITAL FIDUCIARY LLC
- **DATE OF NAME CHANGE:** 20000905

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Family Capital Trust Co<br>**Address:** 3 CENTENNIAL DRIVE<br>PEABODY, MA 01960

**Form 13F File Number:** 028-06719

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Carolyn B. Bergen<br>**Title:** CCO<br>**Phone:** 978-278-9305

**Signature, Place, and Date of Signing:**

/s/ Carolyn B. Bergen  PEABODY, MA  04-24-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 87

**Form 13F Information Table Value Total:** $306231349

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| LINDE PLC NEW | COMMON STOCK | G54950103 |  | 4261303 | 9994 | SH |  | SOLE |  | 9994 | 0 | 0 |
| SPOTIFY TECHNOLOGY | COMMON STOCK | L8681T102 |  | 131238 | 226 | SH |  | SOLE |  | 226 | 0 | 0 |
| ALPS ETF TR | ETF - FIXED INCOME | 00162Q346 |  | 15973 | 613 | SH |  | SOLE |  | 613 | 0 | 0 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 7077349 | 56488 | SH |  | SOLE |  | 56488 | 0 | 0 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 1963836 | 8595 | SH |  | SOLE |  | 8595 | 0 | 0 |
| ABERDEEN PHYSICAL GOLD SHARES | ETF | 00326A104 |  | 496947 | 12100 | SH |  | SOLE |  | 12100 | 0 | 0 |
| ADOBE INC | COMMON STOCK | 00724F101 |  | 70516412 | 201487 | SH |  | SOLE |  | 201487 | 0 | 0 |
| ALPHABET INC CAP STK CL C | COMMON STOCK | 02079K107 |  | 1808999 | 5765 | SH |  | SOLE |  | 5765 | 0 | 0 |
| ALPHABET INC CAP STK CL A | COMMON STOCK | 02079K305 |  | 18815056 | 60112 | SH |  | SOLE |  | 60112 | 0 | 0 |
| AMAZON.COM INC | COMMON STOCK | 023135106 |  | 4004920 | 17351 | SH |  | SOLE |  | 17351 | 0 | 0 |
| AMERICAN CENTY ETR ADVANTIS US LARGE CAP | ETF | 025072349 |  | 15002 | 198 | SH |  | SOLE |  | 198 | 0 | 0 |
| AVANTIS INTERNATIONAL EQUITY ETF | ETF | 025072703 |  | 2304 | 28 | SH |  | SOLE |  | 28 | 0 | 0 |
| AMERICAN EXPRESS CO | COMMON STOCK | 025816109 |  | 4188543 | 11322 | SH |  | SOLE |  | 11322 | 0 | 0 |
| AMERICAN TOWER CORP NEW COM | COMMON STOCK REIT | 03027X100 |  | 6144 | 35 | SH |  | SOLE |  | 35 | 0 | 0 |
| AMPHENOL CORP | COMMON STOCK | 032095101 |  | 2578176 | 19078 | SH |  | SOLE |  | 19078 | 0 | 0 |
| ETF ANGEL OAK FDS TR ULTRASHORT INCOME | ETF - FIXED INCOME | 03463K752 |  | 4091 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| APPLE INCORPORATED | COMMON STOCK | 037833100 |  | 12811984 | 47129 | SH |  | SOLE |  | 47129 | 0 | 0 |
| AUTODESK INC | COMMON STOCK | 052769106 |  | 159843 | 540 | SH |  | SOLE |  | 540 | 0 | 0 |
| BROADCOM INC | COMMON STOCK | 11135F101 |  | 6007740 | 17359 | SH |  | SOLE |  | 17359 | 0 | 0 |
| CARRIER GLOBAL CORPORATION COM | COMMON STOCK | 14448C104 |  | 3804 | 72 | SH |  | SOLE |  | 72 | 0 | 0 |
| COUPANG INC CL A | COMMON STOCK | 22266T109 |  | 127617 | 5410 | SH |  | SOLE |  | 5410 | 0 | 0 |
| XTRACKERS RUSSELL 1000 COMP FACTOR ETF | ETF | 233051481 |  | 397370 | 6815 | SH |  | SOLE |  | 6815 | 0 | 0 |
| DANAHER CORPORATION | COMMON STOCK | 235851102 |  | 4690769 | 20491 | SH |  | SOLE |  | 20491 | 0 | 0 |
| DISNEY (WALT) COMPANY | COMMON STOCK | 254687106 |  | 5227016 | 45944 | SH |  | SOLE |  | 45944 | 0 | 0 |
| EBAY INC | COMMON STOCK | 278642103 |  | 2626065 | 30150 | SH |  | SOLE |  | 30150 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 284721 | 2366 | SH |  | SOLE |  | 2366 | 0 | 0 |
| FACEBOOK INC -A | COMMON STOCK | 30303M102 |  | 2975601 | 4508 | SH |  | SOLE |  | 4508 | 0 | 0 |
| FORTINET INC COM | COMMON STOCK | 34959E109 |  | 152761 | 1924 | SH |  | SOLE |  | 1924 | 0 | 0 |
| FRANKLIN INTERNATIONAL AGGREGATE BOND ETF | ETF - FIXED INCOME | 35473P611 |  | 452192 | 22408 | SH |  | SOLE |  | 22408 | 0 | 0 |
| GALLAGHER ARTHUR J | COMMON STOCK | 363576109 |  | 138185 | 534 | SH |  | SOLE |  | 534 | 0 | 0 |
| GE VERNOVA INC COM | COMMON STOCK | 36828A101 |  | 3944257 | 6035 | SH |  | SOLE |  | 6035 | 0 | 0 |
| INTUITIVE SURGICAL INC | COMMON STOCK | 46120E602 |  | 621851 | 1098 | SH |  | SOLE |  | 1098 | 0 | 0 |
| INTUIT COM | COMMON STOCK | 461202103 |  | 147052 | 222 | SH |  | SOLE |  | 222 | 0 | 0 |
| ETF INVESCO S 500 QUALITY | ETF - FIXED INCOME | 46137V241 |  | 35192 | 469 | SH |  | SOLE |  | 469 | 0 | 0 |
| INVESCO DWA SC MOMENTUM | COMMON STOCK | 46138E842 |  | 5396550 | 55773 | SH |  | SOLE |  | 55773 | 0 | 0 |
| ISHARES CORE S  P 500 ETF | ETF | 464287200 |  | 515750 | 753 | SH |  | SOLE |  | 753 | 0 | 0 |
| ISHARES CORE U.S.AGGREGATE BOND ETF | ETF - FIXED INCOME | 464287226 |  | 14364491 | 143818 | SH |  | SOLE |  | 143818 | 0 | 0 |
| ISHARES TRUST ETF | FOREIGN ETF | 464287465 |  | 89403 | 931 | SH |  | SOLE |  | 931 | 0 | 0 |
| ISHARES TR US TREAS BD ETF | ETF - FIXED INCOME | 46429B267 |  | 6938150 | 301399 | SH |  | SOLE |  | 301399 | 0 | 0 |
| ISHARES MSCI USA MIN VOL FACTOR ETF | COMMON STOCK | 46429B697 |  | 77199 | 820 | SH |  | SOLE |  | 820 | 0 | 0 |
| ISHARES MSCI USA MOMENTUS FACTOR ETF | ETF | 46432F396 |  | 44053 | 176 | SH |  | SOLE |  | 176 | 0 | 0 |
| ISHARES TR CORE MSCI EAFE | COMMON STOCK | 46432F842 |  | 9872938 | 110362 | SH |  | SOLE |  | 110362 | 0 | 0 |
| ISHARES INC CORE MSCI EMKT | COMMON STOCK | 46434G103 |  | 62648 | 932 | SH |  | SOLE |  | 932 | 0 | 0 |
| ISHARES TRUST U S EQUITY FACTOR ETF | ETF | 46434V282 |  | 7316628 | 105382 | SH |  | SOLE |  | 105382 | 0 | 0 |
| ISHARES MSCI INTL MOMENTUM FACTOR ETF | COMMON STOCK | 46434V449 |  | 12640286 | 263505 | SH |  | SOLE |  | 263505 | 0 | 0 |
| ISHARES TR ISHARES CORE UNIVERSAL USD BOND EFT | ETF - FIXED INCOME | 46434V613 |  | 395683 | 8502 | SH |  | SOLE |  | 8502 | 0 | 0 |
| ISHARES ESG MSCI USA LEADERS ETF | ETF | 46435U218 |  | 145511 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| JPMORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 15378404 | 47728 | SH |  | SOLE |  | 47728 | 0 | 0 |
| ETF J P MORGAN EXCHAN US MOMENTUM FACTOR | ETF | 46641Q779 |  | 8178 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| ETF J P MORGAN ULTRA-SHORT | ETF | 46641Q837 |  | 902390 | 17838 | SH |  | SOLE |  | 17838 | 0 | 0 |
| JOHNSON  JOHNSON COM | COMMON STOCK | 478160104 |  | 8361163 | 40402 | SH |  | SOLE |  | 40402 | 0 | 0 |
| LILLY ELI  CO COM | COMMON STOCK | 532457108 |  | 4862851 | 4525 | SH |  | SOLE |  | 4525 | 0 | 0 |
| MASTERCARD INCORPORATED | COMMON STOCK | 57636Q104 |  | 1943243 | 3404 | SH |  | SOLE |  | 3404 | 0 | 0 |
| MERCK  CO NEW | COMMON STOCK | 58933Y105 |  | 2129620 | 20232 | SH |  | SOLE |  | 20232 | 0 | 0 |
| MICROSOFT CORP COM | COMMON STOCK | 594918104 |  | 4811880 | 9950 | SH |  | SOLE |  | 9950 | 0 | 0 |
| MONDELEZ INTL INC CL A | COMMON STOCK | 609207105 |  | 5759 | 107 | SH |  | SOLE |  | 107 | 0 | 0 |
| NETFLIX INC | COMMON STOCK | 64110L106 |  | 2575560 | 27470 | SH |  | SOLE |  | 27470 | 0 | 0 |
| NU SKIN ENTERPRISES | COMMON STOCK | 67018T105 |  | 4810 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| NVIDIA CORPORATION | COMMON STOCK | 67066G104 |  | 5489424 | 29434 | SH |  | SOLE |  | 29434 | 0 | 0 |
| O'REILLY AUTOMOTIVE NEW YORK | COMMON STOCK | 67103H107 |  | 137358 | 1506 | SH |  | SOLE |  | 1506 | 0 | 0 |
| ORACLE CORP COM | COMMON STOCK | 68389X105 |  | 116746 | 599 | SH |  | SOLE |  | 599 | 0 | 0 |
| PEPSICO INC COM | COMMON STOCK | 713448108 |  | 4582280 | 31928 | SH |  | SOLE |  | 31928 | 0 | 0 |
| PROCTER  GAMBLE CO COM | COMMON STOCK | 742718109 |  | 143593 | 1002 | SH |  | SOLE |  | 1002 | 0 | 0 |
| PROGRESSIVE CORP | COMMON STOCK | 743315103 |  | 145509 | 639 | SH |  | SOLE |  | 639 | 0 | 0 |
| RTX CORPORATION COM | COMMON STOCK | 75513E101 |  | 6305820 | 34383 | SH |  | SOLE |  | 34383 | 0 | 0 |
| ROLLINS INC | COMMON STOCK | 775711104 |  | 159410 | 2656 | SH |  | SOLE |  | 2656 | 0 | 0 |
| SPDR S  P DEPOSIT RCPTS | ETF | 78462F103 |  | 1013310 | 1486 | SH |  | SOLE |  | 1486 | 0 | 0 |
| STATE ST SPDR PORTFOLIO INTERMEDIATE CORP BD ETF | ETF - FIXED INCOME | 78464A375 |  | 12606 | 373 | SH |  | SOLE |  | 373 | 0 | 0 |
| STATE ST SPDR S 400 MID CAP VALUE ETF | COMMON STOCK | 78464A839 |  | 23785 | 281 | SH |  | SOLE |  | 281 | 0 | 0 |
| STATE ST DOUBLELINE TOTAL RETURN TACTICAL ETF | ETF - FIXED INCOME | 78467V848 |  | 3612190 | 89744 | SH |  | SOLE |  | 89744 | 0 | 0 |
| SCHWAB US LARGE CAP VALUE ETF | ETF | 808524409 |  | 38462 | 1299 | SH |  | SOLE |  | 1299 | 0 | 0 |
| SCHWAB FUNDAMENTAL INTL EQUITY ETF | ETF | 808524755 |  | 51934 | 1149 | SH |  | SOLE |  | 1149 | 0 | 0 |
| SERVICENOW INC | COMMON STOCK | 81762P102 |  | 2827083 | 18455 | SH |  | SOLE |  | 18455 | 0 | 0 |
| SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR | COMMON STOCK | 85207H104 |  | 496290 | 15030 | SH |  | SOLE |  | 15030 | 0 | 0 |
| STARBUCKS CORP | COMMON STOCK | 855244109 |  | 4051230 | 48109 | SH |  | SOLE |  | 48109 | 0 | 0 |
| TJX COMPANIES INC | COMMON STOCK | 872540109 |  | 2077230 | 13523 | SH |  | SOLE |  | 13523 | 0 | 0 |
| T-MOBILE US INC | COMMON STOCK | 872590104 |  | 1805403 | 8892 | SH |  | SOLE |  | 8892 | 0 | 0 |
| TARGA RES CORP | COMMON STOCK | 87612G101 |  | 4088871 | 22162 | SH |  | SOLE |  | 22162 | 0 | 0 |
| TRADEWEB MKTS INC CL A | COMMON STOCK | 892672106 |  | 150766 | 1402 | SH |  | SOLE |  | 1402 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 |  | 1935 | 36 | SH |  | SOLE |  | 36 | 0 | 0 |
| VERISIGN INC | COMMON STOCK | 92343E102 |  | 143579 | 591 | SH |  | SOLE |  | 591 | 0 | 0 |
| VERISK ANALYTICS A | COMMON STOCK | 92345Y106 |  | 148303 | 663 | SH |  | SOLE |  | 663 | 0 | 0 |
| VICTORY SHARES US SMALL MID CAP ETF | ETF | 92647N568 |  | 17620 | 193 | SH |  | SOLE |  | 193 | 0 | 0 |
| VISA INC | COMMON STOCK | 92826C839 |  | 9741018 | 27776 | SH |  | SOLE |  | 27776 | 0 | 0 |
| WAL MART STORES INC COM | COMMON STOCK | 931142103 |  | 2986091 | 26803 | SH |  | SOLE |  | 26803 | 0 | 0 |
| WELLTOWER INC | COMMON STOCK | 95040Q104 |  | 172798 | 931 | SH |  | SOLE |  | 931 | 0 | 0 |
| XCEL ENERGY INC | COMMON STOCK | 98389B100 |  | 157244 | 2129 | SH |  | SOLE |  | 2129 | 0 | 0 |

---