# EDGAR Filing Document

**Accession Number:** 0000039263
**File Stem:** 0000039263-26-000031
**Filing Date:** 2026-4
**Character Count:** 6563
**Document Hash:** e9f2ce111eb97641905509a037c5695c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000039263-26-000031.hdr.sgml**: 20260429

**ACCESSION NUMBER**: 0000039263-26-000031

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 12

**CONFORMED PERIOD OF REPORT**: 20260429

**ITEM INFORMATION**: Submission of Matters to a Vote of Security Holders

**FILED AS OF DATE**: 20260429

**DATE AS OF CHANGE**: 20260429

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CULLEN/FROST BANKERS, INC.
- **CENTRAL INDEX KEY:** 0000039263
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 741751768
- **STATE OF INCORPORATION:** TX
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-13221
- **FILM NUMBER:** 26916474

**BUSINESS ADDRESS:**
- **STREET 1:** 111 W HOUSTON ST
- **CITY:** SAN ANTONIO
- **STATE:** TX
- **ZIP:** 78205
- **BUSINESS PHONE:** 210-220-4011

**MAIL ADDRESS:**
- **STREET 1:** POST OFFICE BOX 1600
- **CITY:** SAN ANTONIO
- **STATE:** TX
- **ZIP:** 78296-1600

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** CULLEN FROST BANKERS INC
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FROST BANK CORP
- **DATE OF NAME CHANGE:** 19770823

?xml version='1.0' encoding='ASCII'? cfr-20260429

**United States**

**Securities and Exchange Commission**

**Washington, D.C. 20549**

**Form 8-K** 

**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934**

**Date of Report** (Date of earliest event reported): **April 29, 2026** 

**Cullen/Frost Bankers, Inc.** 

(Exact name of registrant as specified in its charter)

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| | | |
|:---|:---|:---|
| **Texas** | **001-13221** | **74-1751768** |
| (State or other jurisdiction of incorporation or organization) | (Commission File Number) | (I.R.S. Employer Identification No.) |

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| | | | |
|:---|:---|:---|:---|
| **111 W. Houston Street,** | **San Antonio,** | **Texas** | **78205** |
| (Address of principal executive offices) | (Address of principal executive offices) | (Address of principal executive offices) | (Zip code) |

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| | |
|:---|:---|
| **(210)** | **220-4011** |
| (Registrant's telephone number, including area code) | (Registrant's telephone number, including area code) |

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| |
|:---|
| **N/A** |
| (Former name, former address and former fiscal year, if changed since last report |

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

**Securities registered pursuant to Section 12(b) of the Act:**

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| | | |
|:---|:---|:---|
| Title of each class | Trading Symbol(s) | Name of each exchange on <br>which registered |
| **Common Stock, $.01 Par Value** | **CFR** | **New York Stock Exchange** |
| **Depositary Shares, each representing a 1/40th interest in a share of 4.450% Non-Cumulative Perpetual Preferred Stock, Series B** | **CFR.PrB** | **New York Stock Exchange** |

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Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company&nbsp;&nbsp;&nbsp;&nbsp;☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&nbsp;&nbsp;&nbsp;&nbsp;☐

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| | |
|:---|:---|
| **Item 5.07** | **Submission of Matters to a Vote of Security Holders** |

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At the Annual Meeting of Shareholders of the Company held on April 29, 2026, shareholders voted on the following matters:

(1)To elect fourteen Director nominees to serve on the Board of Directors of the Company for a one-year term that will expire at the 2027 Annual Meeting of Shareholders. Final voting results were as follows:

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| | | | | |
|:---|:---|:---|:---|:---|
| **Name of Nominee** | **Votes For** | **Votes Against** | **Abstentions** | **Broker<br>Non-Votes** |
| Hope Andrade | 51978882 | 523317 | 111181 | 6451057 |
| Anthony R. Chase | 51435150 | 1043371 | 134859 | 6451057 |
| Cynthia J. Comparin | 51708705 | 792323 | 112352 | 6451057 |
| Samuel G. Dawson | 51957106 | 538830 | 117444 | 6451057 |
| Crawford H. Edwards | 52221785 | 274860 | 116735 | 6451057 |
| John T. Engates | 52167597 | 316657 | 129126 | 6451057 |
| Phillip D. Green | 51742031 | 784648 | 86701 | 6451057 |
| David J. Haemisegger | 51585394 | 900229 | 127757 | 6451057 |
| Charles W. Matthews | 50362468 | 1872037 | 378875 | 6451057 |
| Joseph A. Pierce | 51763247 | 720473 | 129660 | 6451057 |
| Jeffrey M. Rummel | 52267841 | 207457 | 138082 | 6451057 |
| Linda B. Rutherford | 51765683 | 724340 | 123357 | 6451057 |
| Marsha M. Shields | 52224659 | 273628 | 115093 | 6451057 |
| Jack Willome | 51932140 | 531430 | 149810 | 6451057 |

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(2)To provide nonbinding approval of executive compensation. Final voting results were as follows:

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| | |
|:---|:---|
| Votes For | 50,928,898 |
| Votes Against | 1,530,796 |
| Abstentions | 153,686 |
| Broker Non-Votes | 6,451,057 |

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(3)To ratify the selection of Ernst & Young LLP to act as independent auditors of the Company for the fiscal year that began January 1, 2026. Final voting results were as follows:

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| | |
|:---|:---|
| Votes For | 57,710,536 |
| Votes Against | 1,237,323 |
| Abstentions | 116,578 |

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**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | |
|:---|:---|
| | **CULLEN/FROST BANKERS, INC.** |
| By: | /s/ Daniel J. Geddes |
|  | Daniel J. Geddes |
|  | Group Executive Vice President and Chief Financial Officer |
|  | (Duly Authorized Officer, Principal Financial Officer) |
| Dated: | April 29, 2026 |

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