# EDGAR Filing Document

**Accession Number:** 0000892566
**File Stem:** 0001193125-26-095308
**Filing Date:** 2026-3
**Character Count:** 2633
**Document Hash:** aa4a78cd731cbe1827a531de1044a980
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-095308.hdr.sgml**: 20260306

**ACCESSION NUMBER**: 0001193125-26-095308

**CONFORMED SUBMISSION TYPE**: N-30D

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260306

**DATE AS OF CHANGE**: 20260306

**EFFECTIVENESS DATE**: 20260306

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GENERAL AMERICAN SEPARATE ACCOUNT TWENTY-EIGHT
- **CENTRAL INDEX KEY:** 0000892566

**ORGANIZATION NAME:**
- **EIN:** 430285930
- **STATE OF INCORPORATION:** NE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** N-30D
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-07248
- **FILM NUMBER:** 26728862

**BUSINESS ADDRESS:**
- **STREET 1:** METROPOLITAN TOWER LIFE INSURANCE CO
- **STREET 2:** 5601 SOUTH 59TH STREET
- **CITY:** LINCOLN
- **STATE:** NE
- **ZIP:** 68516
- **BUSINESS PHONE:** 212-578-9500

**MAIL ADDRESS:**
- **STREET 1:** METROPOLITAN TOWER LIFE INSURANCE CO
- **STREET 2:** 200 PARK AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10166

## Series and Classes Contracts Data

### GENERAL AMERICAN SEPARATE ACCOUNT TWENTY-EIGHT (Series ID: S000004949)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000202487 | Individual Variable Annuity Contracts |  |

![LOGO](g90932g28r42.jpg)

Metropolitan Tower Life Insurance Company

200 Park Avenue

New York, NY 10166-0005

Heather Harker

Assistant General Counsel

Legal Affairs

Phone: 917-287-6472

March 6, 2026

VIA EDGAR TRANSMISSION

Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549

Re: General American Separate Account Twenty-Eight

File No. 811-07248

Ladies and Gentlemen:

The Annual Reports dated December 31, 2025, of the underlying funds (each a "Periodic Report") are incorporated herein by reference as the reports sent to contract owners of General American Separate Account Twenty-Eight of Metropolitan Tower Life Insurance Company pursuant to Rule 30b2-1 under the Investment Company Act of 1940 and are listed as follows:

The Periodic Report for certain portfolios of AIM Variable Insurance Funds (Invesco Variable Insurance Funds) is incorporated by reference as filed on Form N-CSR, CIK No. 0000896435, File No. 811-07452; and

The Periodic Report for certain portfolios of Brighthouse Funds Trust II is incorporated by reference as filed on Form N-CSR, CIK No. 0000710826, File No. 811-03618.

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| |
|:---|
| Sincerely, |
|  <u>/s/ Heather Harker</u>  |
|  Heather Harker, Esq. |
|  Assistant General Counsel |
|  Metropolitan Tower Life Insurance Company |

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