# EDGAR Filing Document

**Accession Number:** 0001929907
**File Stem:** 0001172661-26-000770
**Filing Date:** 2026-2
**Character Count:** 26014
**Document Hash:** 35ec4c7b31e50ac9ab9be9c5333cad1a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-26-000770.hdr.sgml**: 20260213

**ACCESSION NUMBER**: 0001172661-26-000770

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260213

**DATE AS OF CHANGE**: 20260213

**EFFECTIVENESS DATE**: 20260213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** W ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001929907

**ORGANIZATION NAME:**
- **EIN:** 463385301
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22626
- **FILM NUMBER:** 26631160

**BUSINESS ADDRESS:**
- **STREET 1:** 2289 WEST STREET
- **CITY:** GERMANTOWN
- **STATE:** TN
- **ZIP:** 38138
- **BUSINESS PHONE:** 901-410-8044

**MAIL ADDRESS:**
- **STREET 1:** 2289 WEST STREET
- **CITY:** GERMANTOWN
- **STATE:** TN
- **ZIP:** 38138

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** W ADVISORS LLC<br>**Address:** 2289 West Street<br>Germantown, TN 38138

**Form 13F File Number:** 028-22626

**CRD Number (if applicable):** 000168452

**SEC File Number (if applicable):** 801-78543

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Angela Cox<br>**Title:** Chief Compliance Officer<br>**Phone:** 901-410-8044

**Signature, Place, and Date of Signing:**

/s/ 	Angela Cox  Germantown, TN  02-13-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 235

**Form 13F Information Table Value Total:** $198816990

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 126668 | 1011 | SH |  | OTR |  | 0 | 0 | 1011 |
| ABBOTT LABS | COM | 002824100 |  | 112510 | 898 | SH |  | SOLE |  | 0 | 0 | 898 |
| ABBVIE INC | COM | 00287Y109 |  | 210358 | 921 | SH |  | SOLE |  | 0 | 0 | 921 |
| ABBVIE INC | COM | 00287Y109 |  | 344334 | 1507 | SH |  | OTR |  | 0 | 0 | 1507 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 250567 | 1170 | SH |  | SOLE |  | 0 | 0 | 1170 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1969709 | 6293 | SH |  | SOLE |  | 0 | 0 | 6293 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 341796 | 1092 | SH |  | OTR |  | 0 | 0 | 1092 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 655842 | 2090 | SH |  | SOLE |  | 0 | 0 | 2090 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 30439 | 97 | SH |  | OTR |  | 0 | 0 | 97 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 84357 | 1463 | SH |  | SOLE |  | 0 | 0 | 1463 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 152972 | 2653 | SH |  | OTR |  | 0 | 0 | 2653 |
| AMAZON COM INC | COM | 023135106 |  | 1870565 | 8104 | SH |  | SOLE |  | 0 | 0 | 8104 |
| AMAZON COM INC | COM | 023135106 |  | 67169 | 291 | SH |  | OTR |  | 0 | 0 | 291 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 133414 | 1157 | SH |  | OTR |  | 0 | 0 | 1157 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 244688 | 2122 | SH |  | SOLE |  | 0 | 0 | 2122 |
| APPLE INC | COM | 037833100 |  | 10862426 | 39956 | SH |  | SOLE |  | 0 | 0 | 39956 |
| ARK ETF TR | NEXT GNRTN INTER | 00214Q401 |  | 244947 | 1658 | SH |  | SOLE |  | 0 | 0 | 1658 |
| AT INC | COM | 00206R102 |  | 518942 | 20891 | SH |  | SOLE |  | 0 | 0 | 20891 |
| AT INC | COM | 00206R102 |  | 207861 | 8368 | SH |  | OTR |  | 0 | 0 | 8368 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 268805 | 1045 | SH |  | SOLE |  | 0 | 0 | 1045 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 103664 | 403 | SH |  | OTR |  | 0 | 0 | 403 |
| AUTOZONE INC | COM | 053332102 |  | 369674 | 109 | SH |  | SOLE |  | 0 | 0 | 109 |
| BANK AMERICA CORP | COM | 060505104 |  | 134326 | 2442 | SH |  | SOLE |  | 0 | 0 | 2442 |
| BANK AMERICA CORP | COM | 060505104 |  | 250360 | 4552 | SH |  | OTR |  | 0 | 0 | 4552 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 284537 | 2451 | SH |  | OTR |  | 0 | 0 | 2451 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 551910 | 1098 | SH |  | SOLE |  | 0 | 0 | 1098 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 749117 | 22496 | SH |  | OTR |  | 0 | 0 | 22496 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 52514 | 1577 | SH |  | SOLE |  | 0 | 0 | 1577 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 2746666 | 45168 | SH |  | OTR |  | 0 | 0 | 45168 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 162302 | 2669 | SH |  | SOLE |  | 0 | 0 | 2669 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 60848 | 1578 | SH |  | SOLE |  | 0 | 0 | 1578 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 678039 | 17584 | SH |  | OTR |  | 0 | 0 | 17584 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 427437 | 8100 | SH |  | OTR |  | 0 | 0 | 8100 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 42216 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| BLACKROCK INC | COM | 09290D101 |  | 327524 | 306 | SH |  | SOLE |  | 0 | 0 | 306 |
| BLACKROCK INC | COM | 09290D101 |  | 375689 | 351 | SH |  | OTR |  | 0 | 0 | 351 |
| BLACKSTONE INC | COM | 09260D107 |  | 307972 | 1998 | SH |  | SOLE |  | 0 | 0 | 1998 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 969797 | 17979 | SH |  | SOLE |  | 0 | 0 | 17979 |
| BROADCOM INC | COM | 11135F101 |  | 69220 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| BROADCOM INC | COM | 11135F101 |  | 293839 | 849 | SH |  | OTR |  | 0 | 0 | 849 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 242124 | 999 | SH |  | SOLE |  | 0 | 0 | 999 |
| CATERPILLAR INC | COM | 149123101 |  | 439391 | 767 | SH |  | OTR |  | 0 | 0 | 767 |
| CATERPILLAR INC | COM | 149123101 |  | 770510 | 1345 | SH |  | SOLE |  | 0 | 0 | 1345 |
| CHEVRON CORP NEW | COM | 166764100 |  | 13717 | 90 | SH |  | OTR |  | 0 | 0 | 90 |
| CHEVRON CORP NEW | COM | 166764100 |  | 443735 | 2911 | SH |  | SOLE |  | 0 | 0 | 2911 |
| CIPHER MINING INC | COM | 17253J106 |  | 170773 | 11570 | SH |  | SOLE |  | 0 | 0 | 11570 |
| CISCO SYS INC | COM | 17275R102 |  | 414421 | 5380 | SH |  | SOLE |  | 0 | 0 | 5380 |
| CISCO SYS INC | COM | 17275R102 |  | 431676 | 5604 | SH |  | OTR |  | 0 | 0 | 5604 |
| CITIGROUP INC | COM NEW | 172967424 |  | 170134 | 1458 | SH |  | OTR |  | 0 | 0 | 1458 |
| CITIGROUP INC | COM NEW | 172967424 |  | 65346 | 560 | SH |  | SOLE |  | 0 | 0 | 560 |
| COCA COLA CO | COM | 191216100 |  | 232451 | 3325 | SH |  | OTR |  | 0 | 0 | 3325 |
| COCA COLA CO | COM | 191216100 |  | 1298091 | 18568 | SH |  | SOLE |  | 0 | 0 | 18568 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 235990 | 2521 | SH |  | OTR |  | 0 | 0 | 2521 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 29955 | 320 | SH |  | SOLE |  | 0 | 0 | 320 |
| CVS HEALTH CORP | COM | 126650100 |  | 214906 | 2708 | SH |  | OTR |  | 0 | 0 | 2708 |
| ELI LILLY  CO | COM | 532457108 |  | 540564 | 503 | SH |  | SOLE |  | 0 | 0 | 503 |
| ELI LILLY  CO | COM | 532457108 |  | 42987 | 40 | SH |  | OTR |  | 0 | 0 | 40 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 3866798 | 32132 | SH |  | SOLE |  | 0 | 0 | 32132 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 429012 | 3565 | SH |  | OTR |  | 0 | 0 | 3565 |
| FEDEX CORP | COM | 31428X106 |  | 230944 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| FEDEX CORP | COM | 31428X106 |  | 10977 | 38 | SH |  | OTR |  | 0 | 0 | 38 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 224781 | 4802 | SH |  | OTR |  | 0 | 0 | 4802 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 |  | 410104 | 4433 | SH |  | SOLE |  | 0 | 0 | 4433 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 212208 | 820 | SH |  | OTR |  | 0 | 0 | 820 |
| GE AEROSPACE | COM NEW | 369604301 |  | 467321 | 1517 | SH |  | SOLE |  | 0 | 0 | 1517 |
| GE VERNOVA INC | COM | 36828A101 |  | 245742 | 376 | SH |  | SOLE |  | 0 | 0 | 376 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 227919 | 677 | SH |  | OTR |  | 0 | 0 | 677 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 548070 | 624 | SH |  | SOLE |  | 0 | 0 | 624 |
| HOME DEPOT INC | COM | 437076102 |  | 316572 | 920 | SH |  | OTR |  | 0 | 0 | 920 |
| HOME DEPOT INC | COM | 437076102 |  | 392504 | 1141 | SH |  | SOLE |  | 0 | 0 | 1141 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 357628 | 1452 | SH |  | SOLE |  | 0 | 0 | 1452 |
| INTEL CORP | COM | 458140100 |  | 4317 | 117 | SH |  | OTR |  | 0 | 0 | 117 |
| INTEL CORP | COM | 458140100 |  | 354533 | 9608 | SH |  | SOLE |  | 0 | 0 | 9608 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 245558 | 829 | SH |  | OTR |  | 0 | 0 | 829 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 337976 | 1141 | SH |  | SOLE |  | 0 | 0 | 1141 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 12512 | 252 | SH |  | OTR |  | 0 | 0 | 252 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 458865 | 9242 | SH |  | SOLE |  | 0 | 0 | 9242 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 826635 | 10184 | SH |  | OTR |  | 0 | 0 | 10184 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 76868 | 947 | SH |  | SOLE |  | 0 | 0 | 947 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 134037 | 1994 | SH |  | SOLE |  | 0 | 0 | 1994 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 2064461 | 30712 | SH |  | OTR |  | 0 | 0 | 30712 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 247794 | 5610 | SH |  | OTR |  | 0 | 0 | 5610 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 1281 | 29 | SH |  | SOLE |  | 0 | 0 | 29 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 795701 | 10948 | SH |  | OTR |  | 0 | 0 | 10948 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 10902 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 953055 | 9374 | SH |  | OTR |  | 0 | 0 | 9374 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 73609 | 724 | SH |  | SOLE |  | 0 | 0 | 724 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 673166 | 9697 | SH |  | SOLE |  | 0 | 0 | 9697 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 333317 | 6665 | SH |  | OTR |  | 0 | 0 | 6665 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 26705 | 534 | SH |  | SOLE |  | 0 | 0 | 534 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1226944 | 13715 | SH |  | SOLE |  | 0 | 0 | 13715 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 112720 | 1260 | SH |  | OTR |  | 0 | 0 | 1260 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 158730 | 2405 | SH |  | SOLE |  | 0 | 0 | 2405 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 214896 | 3256 | SH |  | OTR |  | 0 | 0 | 3256 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 231947 | 1930 | SH |  | OTR |  | 0 | 0 | 1930 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 410054 | 3412 | SH |  | SOLE |  | 0 | 0 | 3412 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 611413 | 4112 | SH |  | OTR |  | 0 | 0 | 4112 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 296637 | 1995 | SH |  | SOLE |  | 0 | 0 | 1995 |
| ISHARES TR | CORE S ETF | 464287200 |  | 437677 | 639 | SH |  | SOLE |  | 0 | 0 | 639 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6704878 | 9789 | SH |  | OTR |  | 0 | 0 | 9789 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 130079 | 2795 | SH |  | SOLE |  | 0 | 0 | 2795 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 1827672 | 39271 | SH |  | OTR |  | 0 | 0 | 39271 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 346284 | 3467 | SH |  | SOLE |  | 0 | 0 | 3467 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 17879 | 179 | SH |  | OTR |  | 0 | 0 | 179 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 2700474 | 23705 | SH |  | OTR |  | 0 | 0 | 23705 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 56276 | 494 | SH |  | SOLE |  | 0 | 0 | 494 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 3618273 | 50669 | SH |  | OTR |  | 0 | 0 | 50669 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 159101 | 2228 | SH |  | SOLE |  | 0 | 0 | 2228 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 36053 | 242 | SH |  | SOLE |  | 0 | 0 | 242 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 1243387 | 8346 | SH |  | OTR |  | 0 | 0 | 8346 |
| ISHARES TR | ESG MSCI LEADR | 46435U218 |  | 6905752 | 56947 | SH |  | OTR |  | 0 | 0 | 56947 |
| ISHARES TR | EUROPE ETF | 464287861 |  | 312747 | 4559 | SH |  | OTR |  | 0 | 0 | 4559 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 2454 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 209368 | 1621 | SH |  | OTR |  | 0 | 0 | 1621 |
| ISHARES TR | MBS ETF | 464288588 |  | 28852 | 303 | SH |  | SOLE |  | 0 | 0 | 303 |
| ISHARES TR | MBS ETF | 464288588 |  | 573986 | 6028 | SH |  | OTR |  | 0 | 0 | 6028 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 674793 | 12334 | SH |  | OTR |  | 0 | 0 | 12334 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 2845 | 52 | SH |  | SOLE |  | 0 | 0 | 52 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 16628 | 437 | SH |  | SOLE |  | 0 | 0 | 437 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 1477786 | 38838 | SH |  | OTR |  | 0 | 0 | 38838 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 14783 | 157 | SH |  | SOLE |  | 0 | 0 | 157 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 631531 | 6707 | SH |  | OTR |  | 0 | 0 | 6707 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 939914 | 3755 | SH |  | OTR |  | 0 | 0 | 3755 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 56570 | 226 | SH |  | SOLE |  | 0 | 0 | 226 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 144397 | 727 | SH |  | SOLE |  | 0 | 0 | 727 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 1933566 | 9735 | SH |  | OTR |  | 0 | 0 | 9735 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 16331 | 119 | SH |  | SOLE |  | 0 | 0 | 119 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 332527 | 2432 | SH |  | OTR |  | 0 | 0 | 2432 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 644909 | 6021 | SH |  | SOLE |  | 0 | 0 | 6021 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 910863 | 8504 | SH |  | OTR |  | 0 | 0 | 8504 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 4975829 | 10513 | SH |  | SOLE |  | 0 | 0 | 10513 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 770532 | 1628 | SH |  | OTR |  | 0 | 0 | 1628 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 2591178 | 12319 | SH |  | OTR |  | 0 | 0 | 12319 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 2078159 | 9880 | SH |  | SOLE |  | 0 | 0 | 9880 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 10873 | 60 | SH |  | OTR |  | 0 | 0 | 60 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 342487 | 1890 | SH |  | SOLE |  | 0 | 0 | 1890 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 155014 | 1099 | SH |  | SOLE |  | 0 | 0 | 1099 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 202266 | 1434 | SH |  | OTR |  | 0 | 0 | 1434 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 269299 | 1094 | SH |  | SOLE |  | 0 | 0 | 1094 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 718249 | 1857 | SH |  | SOLE |  | 0 | 0 | 1857 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 223212 | 577 | SH |  | OTR |  | 0 | 0 | 577 |
| ISHARES TR | S 100 ETF | 464287101 |  | 635180 | 1852 | SH |  | SOLE |  | 0 | 0 | 1852 |
| ISHARES TR | S 100 ETF | 464287101 |  | 8775916 | 25588 | SH |  | OTR |  | 0 | 0 | 25588 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 6131777 | 49747 | SH |  | SOLE |  | 0 | 0 | 49747 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 8514808 | 69080 | SH |  | OTR |  | 0 | 0 | 69080 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 1738041 | 8196 | SH |  | SOLE |  | 0 | 0 | 8196 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 4719718 | 22255 | SH |  | OTR |  | 0 | 0 | 22255 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 27611 | 285 | SH |  | OTR |  | 0 | 0 | 285 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 182663 | 1885 | SH |  | SOLE |  | 0 | 0 | 1885 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 876056 | 6207 | SH |  | SOLE |  | 0 | 0 | 6207 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 2343045 | 11734 | SH |  | OTR |  | 0 | 0 | 11734 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 639646 | 3203 | SH |  | SOLE |  | 0 | 0 | 3203 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 31774 | 148 | SH |  | SOLE |  | 0 | 0 | 148 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 383866 | 1788 | SH |  | OTR |  | 0 | 0 | 1788 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 413486 | 1998 | SH |  | OTR |  | 0 | 0 | 1998 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1480376 | 7153 | SH |  | SOLE |  | 0 | 0 | 7153 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1918842 | 5955 | SH |  | SOLE |  | 0 | 0 | 5955 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 714040 | 2216 | SH |  | OTR |  | 0 | 0 | 2216 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 322532 | 3197 | SH |  | SOLE |  | 0 | 0 | 3197 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 229844 | 8361 | SH |  | OTR |  | 0 | 0 | 8361 |
| KROGER CO | COM | 501044101 |  | 1486202 | 23787 | SH |  | SOLE |  | 0 | 0 | 23787 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 151872 | 314 | SH |  | OTR |  | 0 | 0 | 314 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1535169 | 3174 | SH |  | SOLE |  | 0 | 0 | 3174 |
| MCDONALDS CORP | COM | 580135101 |  | 805719 | 2636 | SH |  | SOLE |  | 0 | 0 | 2636 |
| MCDONALDS CORP | COM | 580135101 |  | 229834 | 752 | SH |  | OTR |  | 0 | 0 | 752 |
| MERCK  CO INC | COM | 58933Y105 |  | 7422878 | 70519 | SH |  | SOLE |  | 0 | 0 | 70519 |
| MERCK  CO INC | COM | 58933Y105 |  | 218836 | 2079 | SH |  | OTR |  | 0 | 0 | 2079 |
| META PLATFORMS INC | CL A | 30303M102 |  | 92412 | 140 | SH |  | OTR |  | 0 | 0 | 140 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1202037 | 1821 | SH |  | SOLE |  | 0 | 0 | 1821 |
| METLIFE INC | COM | 59156R108 |  | 288684 | 3657 | SH |  | OTR |  | 0 | 0 | 3657 |
| MICROSOFT CORP | COM | 594918104 |  | 452668 | 936 | SH |  | OTR |  | 0 | 0 | 936 |
| MICROSOFT CORP | COM | 594918104 |  | 7272856 | 15038 | SH |  | SOLE |  | 0 | 0 | 15038 |
| MID-AMER APT CMNTYS INC | COM | 59522J103 |  | 494573 | 3560 | SH |  | SOLE |  | 0 | 0 | 3560 |
| MID-AMER APT CMNTYS INC | COM | 59522J103 |  | 22642 | 163 | SH |  | OTR |  | 0 | 0 | 163 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 1669325 | 9403 | SH |  | SOLE |  | 0 | 0 | 9403 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 836277 | 10417 | SH |  | SOLE |  | 0 | 0 | 10417 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 69004 | 239 | SH |  | OTR |  | 0 | 0 | 239 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 413900 | 1434 | SH |  | SOLE |  | 0 | 0 | 1434 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2750714 | 14749 | SH |  | SOLE |  | 0 | 0 | 14749 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 109103 | 585 | SH |  | OTR |  | 0 | 0 | 585 |
| ORACLE CORP | COM | 68389X105 |  | 272484 | 1398 | SH |  | SOLE |  | 0 | 0 | 1398 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 527376 | 600 | SH |  | OTR |  | 0 | 0 | 600 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 285672 | 1781 | SH |  | SOLE |  | 0 | 0 | 1781 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 398594 | 2485 | SH |  | OTR |  | 0 | 0 | 2485 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 537450 | 3750 | SH |  | SOLE |  | 0 | 0 | 3750 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 314852 | 2197 | SH |  | OTR |  | 0 | 0 | 2197 |
| PROLOGIS INC. | COM | 74340W103 |  | 232724 | 1823 | SH |  | OTR |  | 0 | 0 | 1823 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 269896 | 2391 | SH |  | OTR |  | 0 | 0 | 2391 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 20318 | 180 | SH |  | SOLE |  | 0 | 0 | 180 |
| QUALCOMM INC | COM | 747525103 |  | 238786 | 1396 | SH |  | OTR |  | 0 | 0 | 1396 |
| QUALCOMM INC | COM | 747525103 |  | 51315 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 104908 | 4489 | SH |  | SOLE |  | 0 | 0 | 4489 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 1122344 | 48025 | SH |  | OTR |  | 0 | 0 | 48025 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1205537 | 43950 | SH |  | SOLE |  | 0 | 0 | 43950 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 79245 | 2889 | SH |  | OTR |  | 0 | 0 | 2889 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 222311 | 4059 | SH |  | SOLE |  | 0 | 0 | 4059 |
| SHELL PLC | SPON ADS | 780259305 |  | 717459 | 9764 | SH |  | SOLE |  | 0 | 0 | 9764 |
| SOUTHERN CO | COM | 842587107 |  | 194194 | 2227 | SH |  | OTR |  | 0 | 0 | 2227 |
| SOUTHERN CO | COM | 842587107 |  | 430587 | 4938 | SH |  | SOLE |  | 0 | 0 | 4938 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 444527 | 925 | SH |  | SOLE |  | 0 | 0 | 925 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1885509 | 2765 | SH |  | OTR |  | 0 | 0 | 2765 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3821374 | 5604 | SH |  | SOLE |  | 0 | 0 | 5604 |
| TESLA INC | COM | 88160R101 |  | 787460 | 1751 | SH |  | SOLE |  | 0 | 0 | 1751 |
| TEXAS INSTRS INC | COM | 882508104 |  | 204718 | 1180 | SH |  | SOLE |  | 0 | 0 | 1180 |
| US BANCORP DEL | COM NEW | 902973304 |  | 221551 | 4152 | SH |  | OTR |  | 0 | 0 | 4152 |
| VALLEY NATL BANCORP | COM | 919794107 |  | 155800 | 13339 | SH |  | SOLE |  | 0 | 0 | 13339 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 469932 | 1057 | SH |  | SOLE |  | 0 | 0 | 1057 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 397443 | 815 | SH |  | SOLE |  | 0 | 0 | 815 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 575675 | 1180 | SH |  | OTR |  | 0 | 0 | 1180 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 269964 | 430 | SH |  | SOLE |  | 0 | 0 | 430 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 61459 | 98 | SH |  | OTR |  | 0 | 0 | 98 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 143160 | 427 | SH |  | SOLE |  | 0 | 0 | 427 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 321189 | 958 | SH |  | OTR |  | 0 | 0 | 958 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1989 | 37 | SH |  | OTR |  | 0 | 0 | 37 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 239823 | 4461 | SH |  | SOLE |  | 0 | 0 | 4461 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 236784 | 2832 | SH |  | OTR |  | 0 | 0 | 2832 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1225115 | 24361 | SH |  | OTR |  | 0 | 0 | 24361 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 92206C730 |  | 425548 | 1377 | SH |  | OTR |  | 0 | 0 | 1377 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 224289 | 2430 | SH |  | OTR |  | 0 | 0 | 2430 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 482772 | 4851 | SH |  | SOLE |  | 0 | 0 | 4851 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 4972195 | 22624 | SH |  | SOLE |  | 0 | 0 | 22624 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 606153 | 2758 | SH |  | OTR |  | 0 | 0 | 2758 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 374258 | 5991 | SH |  | OTR |  | 0 | 0 | 5991 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 617417 | 9883 | SH |  | SOLE |  | 0 | 0 | 9883 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 120126 | 837 | SH |  | OTR |  | 0 | 0 | 837 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1768684 | 12324 | SH |  | SOLE |  | 0 | 0 | 12324 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 593979 | 788 | SH |  | OTR |  | 0 | 0 | 788 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 2058775 | 2731 | SH |  | SOLE |  | 0 | 0 | 2731 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 241122 | 5920 | SH |  | OTR |  | 0 | 0 | 5920 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 378455 | 9292 | SH |  | SOLE |  | 0 | 0 | 9292 |
| VISA INC | COM CL A | 92826C839 |  | 48398 | 138 | SH |  | OTR |  | 0 | 0 | 138 |
| VISA INC | COM CL A | 92826C839 |  | 152949 | 436 | SH |  | SOLE |  | 0 | 0 | 436 |
| WALMART INC | COM | 931142103 |  | 1054536 | 9465 | SH |  | SOLE |  | 0 | 0 | 9465 |
| WALMART INC | COM | 931142103 |  | 425141 | 3816 | SH |  | OTR |  | 0 | 0 | 3816 |
| WESCO INTL INC | COM | 95082P105 |  | 285006 | 1165 | SH |  | SOLE |  | 0 | 0 | 1165 |

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