# EDGAR Filing Document

**Accession Number:** 0001873026
**File Stem:** 0001193125-26-198663
**Filing Date:** 2026-4
**Character Count:** 36476
**Document Hash:** 3686c356edccee5827f694377f613e40
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-198663.hdr.sgml**: 20260430

**ACCESSION NUMBER**: 0001193125-26-198663

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13D/A

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260430

**DATE AS OF CHANGE**: 20260430

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** OppFi Inc.
- **CENTRAL INDEX KEY:** 0001818502
- **STANDARD INDUSTRIAL CLASSIFICATION:** FINANCE SERVICES [6199]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 851648122
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-91730
- **FILM NUMBER:** 26928559

**BUSINESS ADDRESS:**
- **STREET 1:** 130 E. RANDOLPH STREET
- **STREET 2:** SUITE 3400
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60601
- **BUSINESS PHONE:** (312) 212-8079

**MAIL ADDRESS:**
- **STREET 1:** 130 E. RANDOLPH STREET
- **STREET 2:** SUITE 3400
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60601

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FG New America Acquisition Corp.
- **DATE OF NAME CHANGE:** 20200717
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Schwartz Todd G.
- **CENTRAL INDEX KEY:** 0001873026

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A

**MAIL ADDRESS:**
- **STREET 1:** 105 S. MAPLE STREET
- **CITY:** ITASCA
- **STATE:** IL
- **ZIP:** 60143

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13D

### Under the Securities Exchange Act of 1934

**(Amendment No. 7)**

**OppFi Inc.**

*(Name of Issuer)*

**Class A Common Stock, par value $0.0001 per share**

*(Title of Class of Securities)*

**—**

*(CUSIP Number)*

**Todd G. Schwartz c/o OppFi**<br>130 E. Randolph Street<br>Suite 3400<br>Chicago IL 60601<br>(312) 212-8079

*(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)*

**04/28/2026**

*(Date of Event Which Requires Filing of this Statement)*

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Todd G. Schwartz** | Name of reporting person<br>**Todd G. Schwartz** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**PF** | Source of funds (See Instructions)<br>**PF** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**308850.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**27039125.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**308850.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**27039125.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**27347975.00** | Aggregate amount beneficially owned by each reporting person<br>**27347975.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**32.03%** | Percent of class represented by amount in Row (11)<br>**32.03%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

---

**Comment for Reporting Person:** (1)   Note to Rows 7 and 9: Represents 308,850 shares of Class A common stock, par value $0.0001 per share ("Class A Common Stock"), held directly by Todd G. Schwartz.
(2)   Note to Rows 8, 10 and 11: Represents (i) 0 shares of Class V common stock, par value $0.0001 per share ("Class V Voting Stock"), held of record by OppFi Shares, LLC ("OFS"), for which Todd G. Schwartz may be deemed to be a beneficial owner, (ii) 433,733 shares of Class A Common Stock held of record by TGS Revocable Trust, for which Todd G. Schwartz may be deemed to be a beneficial owner, (iii) 24,656,083 shares of Class A Common Stock held of record by TGS Capital Group, LP, for which Todd G. Schwartz may be deemed to be a beneficial owner and (iv) 1,949,309 shares of Class A Common Stock held of record by TGS MCS Capital Group LP.
(3)   Note to Row 13: All percentage calculations herein are based on 85,377,560 shares of Class A Common Stock outstanding as of April 28, 2026.

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**TGS Revocable Trust** | Name of reporting person<br>**TGS Revocable Trust** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**PF** | Source of funds (See Instructions)<br>**PF** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**433733.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**433733.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**433733.00** | Aggregate amount beneficially owned by each reporting person<br>**433733.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.51%** | Percent of class represented by amount in Row (11)<br>**0.51%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**OO** | Type of Reporting Person (See Instructions)<br>**OO** | |

---

**Comment for Reporting Person:** (1)   Note to Rows 8, 10 and 11: Represents (i) 0 shares of Class V Voting Stock held of record by OFS, which is wholly owned by TGS Revocable Trust, whose sole trustee is Todd G. Schwartz, and (ii) 433,733 shares of Class A Common Stock held of record by TGS Revocable Trust, whose sole trustee is Todd G. Schwartz.
(2)   Note to Row 13: All percentage calculations herein are based on 85,377,560 shares of Class A Common Stock outstanding as of April 28, 2026.

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**OppFi Shares, LLC** | Name of reporting person<br>**OppFi Shares, LLC** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**0.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**0.00** | Aggregate amount beneficially owned by each reporting person<br>**0.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**0.0%** | Percent of class represented by amount in Row (11)<br>**0.0%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**OO** | Type of Reporting Person (See Instructions)<br>**OO** | |

---

**Comment for Reporting Person:** (1)   Note to Rows 8, 10 and 11: Represents 0 shares of Class V Voting Stock held of record by OFS.
(2)   Note to Row 13: All percentage calculations herein are based on 85,377,560 shares of Class A Common Stock outstanding as of April 28, 2026.

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**TGS Capital Group, LP** | Name of reporting person<br>**TGS Capital Group, LP** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**24656083.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**24656083.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**24656083.00** | Aggregate amount beneficially owned by each reporting person<br>**24656083.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**28.88%** | Percent of class represented by amount in Row (11)<br>**28.88%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**PN** | Type of Reporting Person (See Instructions)<br>**PN** | |

---

**Comment for Reporting Person:** (1)   Note to Rows 8, 10 and 11: Represents 24,656,083 shares of Class A Common Stock held of record by TGS Capital Group, LP, which may be deemed to be a beneficial owner. Todd G. Schwartz is the manager of TGS GP, LLC, which is the general partner of TGS Capital Group, LP.
(2)   Note to Row 13: All percentage calculations herein are based on 85,377,560 shares of Class A Common Stock outstanding as of April 28, 2026.

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**TGS MCS Capital Group LP** | Name of reporting person<br>**TGS MCS Capital Group LP** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**DELAWARE** | Citizenship or place of organization<br>**DELAWARE** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**1949309.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**1949309.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**1949309.00** | Aggregate amount beneficially owned by each reporting person<br>**1949309.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**2.3%** | Percent of class represented by amount in Row (11)<br>**2.3%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**PN** | Type of Reporting Person (See Instructions)<br>**PN** | |

---

**Comment for Reporting Person:** (1)   Note to Rows 8, 10 and 11: Represents 1,949,309 shares of Class A Common Stock held of record by TGS MCS Capital Group LP, which may be deemed to be a beneficial owner.
(2)   Note to Row 13: All percentage calculations herein are based on 85,377,560 shares of Class A Common Stock outstanding as of April 28, 2026.

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Theodore G. Schwartz** | Name of reporting person<br>**Theodore G. Schwartz** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**PF** | Source of funds (See Instructions)<br>**PF** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**12907.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**21887359.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**12907.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**21887359.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**21900266.00** | Aggregate amount beneficially owned by each reporting person<br>**21900266.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**25.65%** | Percent of class represented by amount in Row (11)<br>**25.65%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

---

**Comment for Reporting Person:** (1)   Note to Rows 7 and 9: Represents 12,907 shares of Class A Common Stock held directly by Theodore G. Schwartz.
(2)   Note to Rows 8 and 10: Represents (i) 0 shares of Class V Voting Stock held of record by OFS, (ii) 18,887,359 shares of Class A Common Stock held of record by LTHS Capital Group LP, of which Theodore G. Schwartz may be deemed to be a beneficial owner and (iii) 3,000,000 shares of Class A Common Stock held of record by LTHS Revocable Trust, of which Theodore G. Schwartz may be deemed to be a beneficial owner.
(3)   Note to Row 13: All percentage calculations herein are based on 85,377,560 shares of Class A Common Stock outstanding as of April 28, 2026.

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**LTHS Capital Group LP** | Name of reporting person<br>**LTHS Capital Group LP** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**18887359.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**18887359.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**18887359.00** | Aggregate amount beneficially owned by each reporting person<br>**18887359.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**22.12%** | Percent of class represented by amount in Row (11)<br>**22.12%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**PN** | Type of Reporting Person (See Instructions)<br>**PN** | |

---

**Comment for Reporting Person:** (1)   Note to Rows 8, 10 and 11: Represents 18,887,359 shares of Class A Common Stock held of record by LTHS Capital Group LP.
(2)   Note to Row 13: All percentage calculations herein are based on 85,377,560 shares of Class A Common Stock outstanding as of April 28, 2026.

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**LTHS Revocable Trust** | Name of reporting person<br>**LTHS Revocable Trust** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**PF** | Source of funds (See Instructions)<br>**PF** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**3000000.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**3000000.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**3000000.00** | Aggregate amount beneficially owned by each reporting person<br>**3000000.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**3.5%** | Percent of class represented by amount in Row (11)<br>**3.5%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**OO** | Type of Reporting Person (See Instructions)<br>**OO** | |

---

**Comment for Reporting Person:** (1)   Note to Rows 8, 10 and 11: Represents 3,000,000 shares of Class A Common Stock held of record by LTHS Revocable Trust.
(2)   Note to Row 13: All percentage calculations herein are based on 85,377,560 shares of Class A Common Stock outstanding as of April 28, 2026.

**Item 1. Security and Issuer**

**(a) Title of Class of Securities:**
Class A Common Stock, par value $0.0001 per share

**(b) Name of Issuer:**
OppFi Inc.

**(c) Address of Issuer's Principal Executive Offices:**
130 E. Randolph Street, Suite 3400, Chicago, IL, 60601

This Amendment No. 7 (this "Amendment") to Schedule 13D amends and restates in its entirety the Schedule 13D filed by (i) Todd G. Schwartz, (ii) TGS Revocable Trust, (iii) OppFi Shares, LLC ("OFS"), (iv) TGS Capital Group, LP (formerly known as Todd Schwartz Capital Group LP), (v) Theodore G. Schwartz and (vi) LTHS Capital Group LP on July 30, 2021, as amended by that certain Amendment No. 1 to the Original Schedule 13D on July 23, 2024, that certain Amendment No. 2 to the Original Schedule 13D on March 12, 2025, that certain Amendment No. 3 to the Original Schedule 13D on March 28, 2025, that certain Amendment No. 4 to the Original Schedule 13D on May 14, 2025, that certain Amendment No. 5 to the Original Schedule 13D on June 17, 2025 and that certain Amendment No. 6 to the Original Schedule 13D on August 14, 2025 (as amended, the "Original Schedule 13D"), with respect to Class A Common Stock, par value $0.0001 per share ("Class A Common Stock"), and Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of OppFi Inc. (the "Issuer").

**Item 4. Purpose of Transaction**

The information set forth in Item 3 above is incorporated into this Item 4 by reference.

Effective upon the Closing, and in accordance with the terms of the Business Combination Agreement, (i) each executive officer of FGNA ceased serving in such capacities, (ii) each member of the board of directors of FGNA ceased serving in such capacity, (iii) Todd G. Schwartz, Theodore G. Schwartz, Jared Kaplan, Christina Favilla, Jocelyn Moore, David Vennettilli and Greg Zeeman were appointed as directors of the Company, and (iv) Todd G. Schwartz was appointed Executive Chairman of the Board. On February 23, 2022, Todd G. Schwartz was appointed Chief Executive Officer of the Issuer.

Upon the Closing, the Issuer adopted its Second Amended and Restated Certificate of Incorporation and Amended and Restated Bylaws in accordance with the Business Combination Agreement. In addition, upon the Closing of the Business Combination, the business of OppFi became the business of the Issuer.

On the business day following the Closing, FGNA's public units automatically separated into their component securities upon consummation of the Business Combination and, as a result, no longer trade as a separate security and were delisted from The New York Stock Exchange.

Except as otherwise described in this Schedule 13D, the Reporting Persons do not have any present plans or proposals that relate to or would result in any of the actions described in subparagraphs (a) through (j) of Item 4 of Schedule 13D, although, subject to the agreements described herein, the Reporting Persons, at any time, and from time to time, may review, reconsider and change their position and/or change their purpose and/or develop such plans and may seek to influence management of the Issuer or the Board with respect to the business and affairs of the Issuer and may from time to time consider pursuing or proposing such matters with advisors, the Issuer, or other persons.

**Item 5. Interest in Securities of the Issuer**

**(a)**
See responses to Items 11 and 13 on the cover pages.

**(b)**
See responses to Items 7, 8, 9 and 10 on the cover pages.

**(c)**
Except as listed below and as set forth in this Schedule 13D, the Reporting Persons have not engaged in any transaction with respect to the Class A Common Stock or Class V Voting Stock of the Issuer since the date of the filing of Amendment No. 6 to this Schedule 13D.

Class V Voting Stock Cancellations

DATE              SHARES OF CLASS V VOTING STOCK CANCELLED
8/13/2025          29,809
8/13/2025          14,907
2/27/2026          10,000
4/20/2026          50,000
4/28/2026          18,887,359
4/28/2026          3,000,000
4/28/2026          24,656,083
4/28/2026          3,410,511
4/28/2026          1,949,309
4/28/2026          1,949,309
4/28/2026          284,501
4/28/2026          576,952
4/28/2026          45,166
4/28/2026          460,055
4/28/2026          1,350,000
4/28/2026          573,289
4/28/2026          143,252
4/28/2026          46,611
4/28/2026          11,000
4/28/2026          32,751
4/28/2026          6,822
4/28/2026          5,914
4/28/2026          250,000
4/28/2026          72,754
4/28/2026          405
4/28/2026          113,967
4/28/2026          38,639
4/28/2026          24,729
4/28/2026          14,012
4/28/2026          734,851

Charitable Donation of Class A Common Stock

On December 12, 2025, Theodore G. Schwartz made a charitable donation of 186,737 shares of Class A Common Stock from his directly held holdings.

**Item 6. Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer.**

The information furnished in Item 3 is incorporated into this Item 6 by reference.

Third Amended and Restated Limited Liability Company Agreement of OppFi

Immediately prior to the Closing, the Issuer, OppFi and the Members entered into the OppFi A&R LLCA, which, among other things, (i) provided for a recapitalization of the ownership structure of OppFi, whereby following the execution of the OppFi A&R LLCA, the ownership structure of OppFi consists solely of the OppFi Units, (ii) designated the Issuer as the sole manager of OppFi, (iii) provided that beginning on the nine month anniversary of the Closing (unless otherwise waived by the Issuer, or, with respect to shares of Class A Common Stock issuable upon the exchange of 11,600,000 OppFi Units held by the Members, following the registration under the Securities Act of 1933, as amended, of such shares), each Retained OppFi Unit held by the Members may be exchanged, subject to certain conditions, for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of OppFi, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights"), and (iv) otherwise amended and restated the rights and preferences of the OppFi Units. If the Members exercise Exchange Rights, the same number of shares of Class V Voting Stock will be cancelled by the Issuer as the number of Retained OppFi Units exchanged.

The foregoing description of the OppFi A&R LLCA does not purport to be complete and is qualified in its entirety by the full text of the OppFi A&R LLCA, which is filed as an exhibit hereto and incorporated by reference herein.

Investor Rights Agreement

Certain of the Reporting Persons are parties to the Investor Rights Agreement, dated as of July 20, 2021, by and among the Issuer, the Members' Representative, the members of OppFi immediately prior to the closing of the Business Combination and certain stockholders of the Issuer (the "Investor Rights Agreement"), pursuant to which, among other things, (i) the Members' Representative will have the right to nominate five directors to the board of directors of the Issuer, subject to certain independence and holdings requirements, (ii) the Issuer agreed to provide certain registration rights for the shares of Class A Common Stock held by or issuable to the Members and certain other parties, and (iii) the Members and a certain other party agreed not to transfer, sell, assign, or otherwise dispose of the shares of Class A Common Stock and the OppFi Units held by such Members and the other party, as applicable, for nine months and twenty-four months, respectively, following the Closing, subject to certain exceptions, including with respect to shares of Class A Common Stock issuable upon the exchange of 11,600,000 OppFi Units held by the Members.

The foregoing description of the Investor Rights Agreement does not purport to be complete and is qualified in its entirety by the full text of the Investor Rights Agreement, which is filed as an exhibit hereto and incorporated by reference herein.

Tax Receivable Agreement

Certain of the Reporting Persons are parties to the Tax Receivable Agreement (the "Tax Receivable Agreement"), which provides for, among other things, payment by the Issuer to the Members of 90% of the U.S. federal, state and local income tax savings realized by the Issuer as a result of the increases in tax basis and certain other tax benefits related to the transactions contemplated under the Business Combination Agreement and the exchange of Retained OppFi Units for Class A Common Stock or cash.

The Tax Receivable Agreement may be terminated if (i) the Issuer exercises its right to terminate the Tax Receivable Agreement for an amount representing the present value of the agreed payments remaining to be made under the Tax Receivable Agreement, discounted at the Early Termination Rate (as defined therein), (ii) there is a change of control, or (iii) the Issuer materially breaches any of the material obligations of the Tax Receivable Agreement. Upon early termination by change of control or material breach, all obligations will generally be accelerated and due as if the Issuer had delivered an early termination notice on the date of such change of control or material breach.

The Tax Receivable Agreement provides that in the event of a change of control, Todd G. Schwartz, or such other person appointed pursuant to the terms of the Tax Receivable Agreement, will have the option to accelerate the unpaid obligations of the Issuer as calculated in accordance with certain valuation assumptions, including that the Issuer will have taxable income sufficient to fully utilize the tax items, including deductions, arising from certain basis adjustments and any deduction attributable to any payment made under the Tax Receivable Agreement.

In the event that (i) the Issuer exercises its early termination rights under the Tax Receivable Agreement, (ii) certain changes of control in the Issuer or OppFi occur, (iii) the Issuer, in certain circumstances, fails to make a payment required to be made pursuant to the Tax Receivable Agreement by the applicable final payment date, which non-payment continues for 30 days following such final payment date, or (iv) the Issuer materially breaches any of its material obligations under the Tax Receivable Agreement other than as described in the foregoing clause (iii), which breach continues without cure for 30 days following receipt by the Issuer of written notice thereof and written notice of acceleration is received by the Issuer thereafter (except that in the case that the Tax Receivable Agreement is rejected in a case commenced under bankruptcy laws, no written notice of acceleration is required), in the case of clauses (iii) and (iv), unless certain liquidity exceptions apply, the Issuer's obligations under the Tax Receivable Agreement will accelerate, and the Issuer will be required to make a lump-sum cash payment to the Members and/or other applicable parties.

The foregoing description of the Tax Receivable Agreement does not purport to be complete and is qualified in its entirety by the full text of the Tax Receivable Agreement, a copy of which is filed as an exhibit hereto and incorporated by reference herein.

Corporate Simplification Agreement

Certain of the Reporting Persons are party to the Corporate Simplification Agreement, dated April 28, 2026, by and among the Issuer, OppFi, OppFi Management Holdings, LLC, OFS, the TRA Party Representative (as defined therein) and certain Members (as named therein) (the "Corporate Simplification Agreement"), which provides for, among other things, (i) the exercise by the Reporting Persons and certain other Members of their Exchange Rights, (ii) the cancellation and conversion of the remaining Retained OppFi Units in accordance with the terms of the OppFi A&R LLCA and (iii) amendment and early termination of the Tax Receivable Agreement. Upon payment of the full early termination payment, all obligations under the Tax Receivable Agreement will be extinguished.

Except as described herein, there are no contracts, arrangements, understandings or relationships (legal or otherwise) among the person named in Item 2 above or between such person and any other person with respect to any securities of the Issuer.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Todd G. Schwartz

**Signature:** /s/ Todd G. Schwartz

**Name/Title:** Todd G. Schwartz

**Date:** 04/30/2026

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** TGS Revocable Trust

**Signature:** /s/ Todd G. Schwartz

**Name/Title:** Todd G. Schwartz, Sole Trustee

**Date:** 04/30/2026

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** OppFi Shares, LLC

**Signature:** /s/ Todd G. Schwartz

**Name/Title:** Todd G. Schwartz, Sole Trustee of TGS Revocable Trust, its Manager

**Date:** 04/30/2026

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** TGS Capital Group, LP

**Signature:** /s/ Todd G. Schwartz

**Name/Title:** Todd G. Schwartz, Manager of TGS GP, LLC, its General Partner

**Date:** 04/30/2026

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** TGS MCS Capital Group LP

**Signature:** /s/ Todd G. Schwartz

**Name/Title:** Todd G. Schwartz, Manager of TGS GP, LLC, its General Partner

**Date:** 04/30/2026

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Theodore G. Schwartz

**Signature:** /s/ Theodore G. Schwartz

**Name/Title:** Theodore G. Schwartz

**Date:** 04/30/2026

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** LTHS Capital Group LP

**Signature:** /s/ Theodore G. Schwartz

**Name/Title:** Theodore G. Schwartz, Manager of TCS Capital Management Group LLC, its General Partner

**Date:** 04/30/2026

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** LTHS Revocable Trust

**Signature:** /s/ Theodore G. Schwartz

**Name/Title:** Theodore G. Schwartz, Sole Trustee

**Date:** 04/30/2026