# EDGAR Filing Document

**Accession Number:** 0001811240
**File Stem:** 0001794467-23-000001
**Filing Date:** 2023-2
**Character Count:** 18405
**Document Hash:** 7e40b708fc16aeebf10576ead475fa2d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001794467-23-000001.hdr.sgml**: 20230213

**ACCESSION NUMBER**: 0001794467-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230213

**DATE AS OF CHANGE**: 20230213

**EFFECTIVENESS DATE**: 20230213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Souders Financial Advisors
- **CENTRAL INDEX KEY:** 0001811240
- **IRS NUMBER:** 824516448
- **STATE OF INCORPORATION:** OH

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20245
- **FILM NUMBER:** 23617925

**BUSINESS ADDRESS:**
- **STREET 1:** 5968 BRIDGETOWN ROAD
- **CITY:** CINCINNATI
- **STATE:** OH
- **ZIP:** 45248
- **BUSINESS PHONE:** 5135982400

**MAIL ADDRESS:**
- **STREET 1:** 5968 BRIDGETOWN ROAD
- **CITY:** CINCINNATI
- **STATE:** OH
- **ZIP:** 45248

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Souders Financial Advisors<br>**Address:** 5968 BRIDGETOWN ROAD<br>CINCINNATI, OH 45248

**Form 13F File Number:** 028-20245

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Patrick D. Hayes<br>**Title:** Chief Compliance Officer<br>**Phone:** 513-693-4886

**Signature, Place, and Date of Signing:**

Patrick D. Hayes  Cincinnati, OH  02-13-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 149

**Form 13F Information Table Value Total:** $437794218

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 4073585 | 37103 | SH |  | SOLE | 0 | 0 | 0 | 37103 |
| ABBVIE INC | COM | 00287Y109 |  | 508543 | 3147 | SH |  | SOLE | 0 | 0 | 0 | 3147 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 781759 | 2323 | SH |  | SOLE | 0 | 0 | 0 | 2323 |
| AFLAC INC | COM | 001055102 |  | 473365 | 6580 | SH |  | SOLE | 0 | 0 | 0 | 6580 |
| AIRBNB INC | COM CL A | 009066101 |  | 419720 | 4909 | SH |  | SOLE | 0 | 0 | 0 | 4909 |
| ALNYLAM PHARMACEUTICALS INC | COM | 02043Q107 |  | 517839 | 2179 | SH |  | SOLE | 0 | 0 | 0 | 2179 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 556731 | 6310 | SH |  | SOLE | 0 | 0 | 0 | 6310 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 3830307 | 43168 | SH |  | SOLE | 0 | 0 | 0 | 43168 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 285368 | 6243 | SH |  | SOLE | 0 | 0 | 0 | 6243 |
| AMAZON COM INC | COM | 023135106 |  | 2913036 | 34679 | SH |  | SOLE | 0 | 0 | 0 | 34679 |
| AMGEN INC | COM | 031162100 |  | 768300 | 2925 | SH |  | SOLE | 0 | 0 | 0 | 2925 |
| AMPLIFY ETF TR | CWP ENHANCED DIV | 032108409 |  | 5373326 | 149842 | SH |  | SOLE | 0 | 0 | 0 | 149842 |
| ANHEUSER BUSCH INBEV SA/NV | SPONSORED ADR | 03524A108 |  | 670347 | 11165 | SH |  | SOLE | 0 | 0 | 0 | 11165 |
| APPLE INC | COM | 037833100 |  | 10269543 | 79039 | SH |  | SOLE | 0 | 0 | 0 | 79039 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 939808 | 1720 | SH |  | SOLE | 0 | 0 | 0 | 1720 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 267919 | 3952 | SH |  | SOLE | 0 | 0 | 0 | 3952 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 772913 | 3236 | SH |  | SOLE | 0 | 0 | 0 | 3236 |
| AXON ENTERPRISE INC | COM | 05464C101 |  | 298176 | 1797 | SH |  | SOLE | 0 | 0 | 0 | 1797 |
| BANK AMERICA CORP | COM | 060505104 |  | 1735865 | 52411 | SH |  | SOLE | 0 | 0 | 0 | 52411 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 375622 | 1216 | SH |  | SOLE | 0 | 0 | 0 | 1216 |
| BILL COM HLDGS INC | COM | 090043100 |  | 208985 | 1918 | SH |  | SOLE | 0 | 0 | 0 | 1918 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 2818102 | 39168 | SH |  | SOLE | 0 | 0 | 0 | 39168 |
| BROADCOM INC | COM | 11135F101 |  | 4600502 | 8228 | SH |  | SOLE | 0 | 0 | 0 | 8228 |
| CAPITAL GROUP CORE EQUITY ET | SHS CREATION UNI | 14020V108 |  | 7318202 | 325833 | SH |  | SOLE | 0 | 0 | 0 | 325833 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 13141635 | 557085 | SH |  | SOLE | 0 | 0 | 0 | 557085 |
| CAPITAL GROUP FIXED INCOME E | CORE PLUS INCM | 14020Y102 |  | 21355944 | 958525 | SH |  | SOLE | 0 | 0 | 0 | 958525 |
| CAPITAL GROUP FIXED INCOME E | SHORT DURATION | 14020Y409 |  | 1849962 | 73020 | SH |  | SOLE | 0 | 0 | 0 | 73020 |
| CAPITAL GROUP GBL GROWTH EQT | SHS CREATION UNI | 14020X104 |  | 4987879 | 237405 | SH |  | SOLE | 0 | 0 | 0 | 237405 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 5450425 | 273341 | SH |  | SOLE | 0 | 0 | 0 | 273341 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 7056787 | 338780 | SH |  | SOLE | 0 | 0 | 0 | 338780 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 3616199 | 87665 | SH |  | SOLE | 0 | 0 | 0 | 87665 |
| CENTENE CORP DEL | COM | 15135B101 |  | 479923 | 5852 | SH |  | SOLE | 0 | 0 | 0 | 5852 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1987474 | 11073 | SH |  | SOLE | 0 | 0 | 0 | 11073 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 893544 | 644 | SH |  | SOLE | 0 | 0 | 0 | 644 |
| CHUBB LIMITED | COM | H1467J104 |  | 230086 | 1043 | SH |  | SOLE | 0 | 0 | 0 | 1043 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 3048990 | 29778 | SH |  | SOLE | 0 | 0 | 0 | 29778 |
| CISCO SYS INC | COM | 17275R102 |  | 305908 | 6421 | SH |  | SOLE | 0 | 0 | 0 | 6421 |
| CLOROX CO DEL | COM | 189054109 |  | 411869 | 2935 | SH |  | SOLE | 0 | 0 | 0 | 2935 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 243365 | 5383 | SH |  | SOLE | 0 | 0 | 0 | 5383 |
| CME GROUP INC | COM | 12572Q105 |  | 2827996 | 16817 | SH |  | SOLE | 0 | 0 | 0 | 16817 |
| COCA COLA CO | COM | 191216100 |  | 354295 | 5570 | SH |  | SOLE | 0 | 0 | 0 | 5570 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 2870499 | 82085 | SH |  | SOLE | 0 | 0 | 0 | 82085 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 3439218 | 29146 | SH |  | SOLE | 0 | 0 | 0 | 29146 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 546349 | 1197 | SH |  | SOLE | 0 | 0 | 0 | 1197 |
| CROWN CASTLE INC | COM | 22822V101 |  | 2887220 | 21286 | SH |  | SOLE | 0 | 0 | 0 | 21286 |
| CSX CORP | COM | 126408103 |  | 373196 | 12046 | SH |  | SOLE | 0 | 0 | 0 | 12046 |
| CVS HEALTH CORP | COM | 126650100 |  | 458475 | 4920 | SH |  | SOLE | 0 | 0 | 0 | 4920 |
| DEERE  CO | COM | 244199105 |  | 862255 | 2011 | SH |  | SOLE | 0 | 0 | 0 | 2011 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 1180008 | 19184 | SH |  | SOLE | 0 | 0 | 0 | 19184 |
| DOLLAR GEN CORP NEW | COM | 256677105 |  | 876909 | 3561 | SH |  | SOLE | 0 | 0 | 0 | 3561 |
| DOW INC | COM | 260557103 |  | 432649 | 8586 | SH |  | SOLE | 0 | 0 | 0 | 8586 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1262941 | 12263 | SH |  | SOLE | 0 | 0 | 0 | 12263 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 488472 | 6547 | SH |  | SOLE | 0 | 0 | 0 | 6547 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 2696878 | 22073 | SH |  | SOLE | 0 | 0 | 0 | 22073 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 1226757 | 2391 | SH |  | SOLE | 0 | 0 | 0 | 2391 |
| EOG RES INC | COM | 26875P101 |  | 434029 | 3351 | SH |  | SOLE | 0 | 0 | 0 | 3351 |
| EQT CORP | COM | 26884L109 |  | 371452 | 10980 | SH |  | SOLE | 0 | 0 | 0 | 10980 |
| EQUINIX INC | COM | 29444U700 |  | 2672958 | 4081 | SH |  | SOLE | 0 | 0 | 0 | 4081 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 418048 | 3790 | SH |  | SOLE | 0 | 0 | 0 | 3790 |
| FIRST FINL BANCORP OH | COM | 320209109 |  | 1756532 | 72494 | SH |  | SOLE | 0 | 0 | 0 | 72494 |
| FS CREDIT OPPORTUNITIES CORP | COMMON STOCK | 30290Y101 |  | 133792 | 28406 | SH |  | SOLE | 0 | 0 | 0 | 28406 |
| FS KKR CAP CORP | COM | 302635206 |  | 394802 | 22560 | SH |  | SOLE | 0 | 0 | 0 | 22560 |
| GENERAL MLS INC | COM | 370334104 |  | 1197043 | 14276 | SH |  | SOLE | 0 | 0 | 0 | 14276 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1424872 | 4150 | SH |  | SOLE | 0 | 0 | 0 | 4150 |
| HILTON WORLDWIDE HLDGS INC | COM | 43300A203 |  | 2710281 | 21449 | SH |  | SOLE | 0 | 0 | 0 | 21449 |
| HOME DEPOT INC | COM | 437076102 |  | 5316944 | 16833 | SH |  | SOLE | 0 | 0 | 0 | 16833 |
| HONEYWELL INTL INC | COM | 438516106 |  | 3258705 | 15206 | SH |  | SOLE | 0 | 0 | 0 | 15206 |
| INNOVATOR ETFS TR | US EQT PWR BUF | 45782C870 |  | 280289 | 9985 | SH |  | SOLE | 0 | 0 | 0 | 9985 |
| INNOVATOR ETFS TR | US EQTY BUF DEC | 45782C557 |  | 263112 | 8245 | SH |  | SOLE | 0 | 0 | 0 | 8245 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 268534 | 1012 | SH |  | SOLE | 0 | 0 | 0 | 1012 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 1885743 | 99276 | SH |  | SOLE | 0 | 0 | 0 | 99276 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 3108669 | 164262 | SH |  | SOLE | 0 | 0 | 0 | 164262 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 1882703 | 95983 | SH |  | SOLE | 0 | 0 | 0 | 95983 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 2822044 | 140121 | SH |  | SOLE | 0 | 0 | 0 | 140121 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2024 CB | 46138J841 |  | 2881774 | 140677 | SH |  | SOLE | 0 | 0 | 0 | 140677 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 410625 | 1542 | SH |  | SOLE | 0 | 0 | 0 | 1542 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 7510417 | 77435 | SH |  | SOLE | 0 | 0 | 0 | 77435 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 939876 | 11073 | SH |  | SOLE | 0 | 0 | 0 | 11073 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2307351 | 24380 | SH |  | SOLE | 0 | 0 | 0 | 24380 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 742787 | 9151 | SH |  | SOLE | 0 | 0 | 0 | 9151 |
| ITT INC | COM | 45073V108 |  | 2839797 | 35016 | SH |  | SOLE | 0 | 0 | 0 | 35016 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 9766858 | 194831 | SH |  | SOLE | 0 | 0 | 0 | 194831 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 550131 | 10096 | SH |  | SOLE | 0 | 0 | 0 | 10096 |
| JACOBS SOLUTIONS INC | COM | 46982L108 |  | 458912 | 3822 | SH |  | SOLE | 0 | 0 | 0 | 3822 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1584640 | 8971 | SH |  | SOLE | 0 | 0 | 0 | 8971 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 6328016 | 47189 | SH |  | SOLE | 0 | 0 | 0 | 47189 |
| KLA CORP | COM NEW | 482480100 |  | 723856 | 1920 | SH |  | SOLE | 0 | 0 | 0 | 1920 |
| KORU MEDICAL SYSTEMS INC | COM | 759910102 |  | 53818 | 15075 | SH |  | SOLE | 0 | 0 | 0 | 15075 |
| KROGER CO | COM | 501044101 |  | 430409 | 9655 | SH |  | SOLE | 0 | 0 | 0 | 9655 |
| LAUDER ESTEE COS INC | CL A | 518439104 |  | 2687434 | 10832 | SH |  | SOLE | 0 | 0 | 0 | 10832 |
| LILLY ELI  CO | COM | 532457108 |  | 1024489 | 2800 | SH |  | SOLE | 0 | 0 | 0 | 2800 |
| LINDE PLC | SHS | G5494J103 |  | 206472 | 633 | SH |  | SOLE | 0 | 0 | 0 | 633 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1030435 | 2118 | SH |  | SOLE | 0 | 0 | 0 | 2118 |
| LOWES COS INC | COM | 548661107 |  | 494165 | 2480 | SH |  | SOLE | 0 | 0 | 0 | 2480 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 3283050 | 19840 | SH |  | SOLE | 0 | 0 | 0 | 19840 |
| MCDONALDS CORP | COM | 580135101 |  | 1617834 | 6139 | SH |  | SOLE | 0 | 0 | 0 | 6139 |
| MERCK  CO INC | COM | 58933Y105 |  | 1486275 | 13396 | SH |  | SOLE | 0 | 0 | 0 | 13396 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1436138 | 11934 | SH |  | SOLE | 0 | 0 | 0 | 11934 |
| MICROSOFT CORP | COM | 594918104 |  | 7616054 | 31757 | SH |  | SOLE | 0 | 0 | 0 | 31757 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 3018519 | 45289 | SH |  | SOLE | 0 | 0 | 0 | 45289 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 2649958 | 31698 | SH |  | SOLE | 0 | 0 | 0 | 31698 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 2786957 | 11310 | SH |  | SOLE | 0 | 0 | 0 | 11310 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 532580 | 976 | SH |  | SOLE | 0 | 0 | 0 | 976 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 3685038 | 27228 | SH |  | SOLE | 0 | 0 | 0 | 27228 |
| NUCOR CORP | COM | 670346105 |  | 508619 | 3859 | SH |  | SOLE | 0 | 0 | 0 | 3859 |
| PEPSICO INC | COM | 713448108 |  | 712209 | 3942 | SH |  | SOLE | 0 | 0 | 0 | 3942 |
| PFIZER INC | COM | 717081103 |  | 3660173 | 71432 | SH |  | SOLE | 0 | 0 | 0 | 71432 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 567925 | 5611 | SH |  | SOLE | 0 | 0 | 0 | 5611 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 3735133 | 37862 | SH |  | SOLE | 0 | 0 | 0 | 37862 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 18424949 | 121569 | SH |  | SOLE | 0 | 0 | 0 | 121569 |
| QUALCOMM INC | COM | 747525103 |  | 279329 | 2541 | SH |  | SOLE | 0 | 0 | 0 | 2541 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 3183527 | 31545 | SH |  | SOLE | 0 | 0 | 0 | 31545 |
| S GLOBAL INC | COM | 78409V104 |  | 1813475 | 5414 | SH |  | SOLE | 0 | 0 | 0 | 5414 |
| SCHLUMBERGER LTD | COM STK | 806857108 |  | 555893 | 10398 | SH |  | SOLE | 0 | 0 | 0 | 10398 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 315191 | 3786 | SH |  | SOLE | 0 | 0 | 0 | 3786 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 13878371 | 304017 | SH |  | SOLE | 0 | 0 | 0 | 304017 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 3536558 | 78923 | SH |  | SOLE | 0 | 0 | 0 | 78923 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 9321705 | 167777 | SH |  | SOLE | 0 | 0 | 0 | 167777 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 6751688 | 166667 | SH |  | SOLE | 0 | 0 | 0 | 166667 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 2145067 | 90624 | SH |  | SOLE | 0 | 0 | 0 | 90624 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 3956628 | 122839 | SH |  | SOLE | 0 | 0 | 0 | 122839 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 25550070 | 338232 | SH |  | SOLE | 0 | 0 | 0 | 338232 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 5714231 | 110335 | SH |  | SOLE | 0 | 0 | 0 | 110335 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 2420520 | 36893 | SH |  | SOLE | 0 | 0 | 0 | 36893 |
| SEAGEN INC | COM | 81181C104 |  | 555420 | 4322 | SH |  | SOLE | 0 | 0 | 0 | 4322 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 740143 | 3119 | SH |  | SOLE | 0 | 0 | 0 | 3119 |
| SHOPIFY INC | CL A | 82509L107 |  | 576707 | 16615 | SH |  | SOLE | 0 | 0 | 0 | 16615 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 960834 | 2512 | SH |  | SOLE | 0 | 0 | 0 | 2512 |
| STARBUCKS CORP | COM | 855244109 |  | 215143 | 2169 | SH |  | SOLE | 0 | 0 | 0 | 2169 |
| T ROWE PRICE ETF INC | PRICE DIV GRWT | 87283Q404 |  | 7175030 | 228577 | SH |  | SOLE | 0 | 0 | 0 | 228577 |
| T ROWE PRICE ETF INC | PRICE BLUE CHIP | 87283Q107 |  | 6540375 | 317186 | SH |  | SOLE | 0 | 0 | 0 | 317186 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 783262 | 10515 | SH |  | SOLE | 0 | 0 | 0 | 10515 |
| TESLA INC | COM | 88160R101 |  | 708285 | 5750 | SH |  | SOLE | 0 | 0 | 0 | 5750 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 860462 | 1563 | SH |  | SOLE | 0 | 0 | 0 | 1563 |
| TRADEWEB MKTS INC | CL A | 892672106 |  | 255833 | 3940 | SH |  | SOLE | 0 | 0 | 0 | 3940 |
| UNION PAC CORP | COM | 907818108 |  | 286037 | 1381 | SH |  | SOLE | 0 | 0 | 0 | 1381 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 5513795 | 10400 | SH |  | SOLE | 0 | 0 | 0 | 10400 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 8132152 | 108025 | SH |  | SOLE | 0 | 0 | 0 | 108025 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 24632636 | 70111 | SH |  | SOLE | 0 | 0 | 0 | 70111 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 762326 | 4153 | SH |  | SOLE | 0 | 0 | 0 | 4153 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 763680 | 15431 | SH |  | SOLE | 0 | 0 | 0 | 15431 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 3151282 | 53886 | SH |  | SOLE | 0 | 0 | 0 | 53886 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 7890544 | 51963 | SH |  | SOLE | 0 | 0 | 0 | 51963 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 10545863 | 203903 | SH |  | SOLE | 0 | 0 | 0 | 203903 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 587396 | 14909 | SH |  | SOLE | 0 | 0 | 0 | 14909 |
| VISA INC | COM CL A | 92826C839 |  | 5074672 | 24426 | SH |  | SOLE | 0 | 0 | 0 | 24426 |
| WALMART INC | COM | 931142103 |  | 209603 | 1478 | SH |  | SOLE | 0 | 0 | 0 | 1478 |
| WOLFSPEED INC | COM | 977852102 |  | 463396 | 6712 | SH |  | SOLE | 0 | 0 | 0 | 6712 |
| YUM BRANDS INC | COM | 988498101 |  | 3070894 | 23976 | SH |  | SOLE | 0 | 0 | 0 | 23976 |

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