# EDGAR Filing Document

**Accession Number:** 0001766005
**File Stem:** 0001986152-26-000081
**Filing Date:** 2026-5
**Character Count:** 11225
**Document Hash:** bb9a66b87c31a7579712ad7377bc5de2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001986152-26-000081.hdr.sgml**: 20260511

**ACCESSION NUMBER**: 0001986152-26-000081

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260511

**DATE AS OF CHANGE**: 20260511

**EFFECTIVENESS DATE**: 20260511

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PRUDENT INVESTORS NETWORK, INC.
- **CENTRAL INDEX KEY:** 0001766005

**ORGANIZATION NAME:**
- **EIN:** 562342131
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19709
- **FILM NUMBER:** 26961380

**BUSINESS ADDRESS:**
- **STREET 1:** 22932 EL TORO RD
- **CITY:** LAKE FOREST
- **STATE:** CA
- **ZIP:** 92630
- **BUSINESS PHONE:** 760-597-9255

**MAIL ADDRESS:**
- **STREET 1:** 22932 EL TORO RD
- **CITY:** LAKE FOREST
- **STATE:** CA
- **ZIP:** 92630

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PRUDENT INVESTORS NETWORK
- **DATE OF NAME CHANGE:** 20190125

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PRUDENT INVESTORS NETWORK INC.<br>**Address:** 22932 EL TORO RD<br>LAKE FOREST, CA 92630

**Form 13F File Number:** 028-19709

**CRD Number (if applicable):** 000127284

**SEC File Number (if applicable):** 801-79432

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lindsay Marie Rider<br>**Title:** Compliance Consultant<br>**Phone:** 7209844071

**Signature, Place, and Date of Signing:**

Lindsay Marie Rider  Thornton, CO  05-11-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 74

**Form 13F Information Table Value Total:** $459225128

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 745299 | 3427 | SH |  | SOLE |  | 0 | 0 | 3427 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 255066 | 887 | SH |  | SOLE |  | 0 | 0 | 887 |
| AMAZON COM INC | COM | 023135106 |  | 11017066 | 52898 | SH |  | SOLE |  | 0 | 0 | 52898 |
| ELI LILLY  CO | COM | 532457108 |  | 742254 | 807 | SH |  | SOLE |  | 0 | 0 | 807 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 9802962 | 214883 | SH |  | SOLE |  | 0 | 0 | 214883 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 2398929 | 23832 | SH |  | SOLE |  | 0 | 0 | 23832 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 52525260 | 550348 | SH |  | SOLE |  | 0 | 0 | 550348 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 43429972 | 867905 | SH |  | SOLE |  | 0 | 0 | 867905 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 30975749 | 370656 | SH |  | SOLE |  | 0 | 0 | 370656 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 45779416 | 487378 | SH |  | SOLE |  | 0 | 0 | 487378 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 16593229 | 69141 | SH |  | SOLE |  | 0 | 0 | 69141 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 761286 | 2588 | SH |  | SOLE |  | 0 | 0 | 2588 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1309046 | 7506 | SH |  | SOLE |  | 0 | 0 | 7506 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 868833 | 13888 | SH |  | SOLE |  | 0 | 0 | 13888 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 1155418 | 25178 | SH |  | SOLE |  | 0 | 0 | 25178 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 20960045 | 72986 | SH |  | SOLE |  | 0 | 0 | 72986 |
| VISA INC | COM CL A | 92826C839 |  | 407117 | 1347 | SH |  | SOLE |  | 0 | 0 | 1347 |
| WALMART INC | COM | 931142103 |  | 329466 | 2651 | SH |  | SOLE |  | 0 | 0 | 2651 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 56125527 | 608209 | SH |  | SOLE |  | 0 | 0 | 608209 |
| APPLE INC | COM | 037833100 |  | 2718546 | 10712 | SH |  | SOLE |  | 0 | 0 | 10712 |
| GLOBAL X FDS | X EMERGING MKT | 37954Y350 |  | 8279717 | 353381 | SH |  | SOLE |  | 0 | 0 | 353381 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 24610880 | 42640 | SH |  | SOLE |  | 0 | 0 | 42640 |
| MICROSOFT CORP | COM | 594918104 |  | 8300607 | 22424 | SH |  | SOLE |  | 0 | 0 | 22424 |
| TESLA INC | COM | 88160R101 |  | 956141 | 2572 | SH |  | SOLE |  | 0 | 0 | 2572 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 326552 | 386 | SH |  | SOLE |  | 0 | 0 | 386 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 |  | 10990574 | 235495 | SH |  | SOLE |  | 0 | 0 | 235495 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 |  | 8140096 | 99294 | SH |  | SOLE |  | 0 | 0 | 99294 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 19130583 | 312285 | SH |  | SOLE |  | 0 | 0 | 312285 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 20010105 | 405309 | SH |  | SOLE |  | 0 | 0 | 405309 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 8486675 | 57886 | SH |  | SOLE |  | 0 | 0 | 57886 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 10676594 | 220956 | SH |  | SOLE |  | 0 | 0 | 220956 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 20859841 | 385936 | SH |  | SOLE |  | 0 | 0 | 385936 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 225058 | 2486 | SH |  | SOLE |  | 0 | 0 | 2486 |
| ISHARES TR | CORE S ETF | 464287200 |  | 526141 | 805 | SH |  | SOLE |  | 0 | 0 | 805 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 586609 | 1343 | SH |  | SOLE |  | 0 | 0 | 1343 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 276973 | 1503 | SH |  | SOLE |  | 0 | 0 | 1503 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 270690 | 453 | SH |  | SOLE |  | 0 | 0 | 453 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 474129 | 2417 | SH |  | SOLE |  | 0 | 0 | 2417 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 305061 | 1248 | SH |  | SOLE |  | 0 | 0 | 1248 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 632526 | 1470 | SH |  | SOLE |  | 0 | 0 | 1470 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 472012 | 985 | SH |  | SOLE |  | 0 | 0 | 985 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 673975 | 3715 | SH |  | SOLE |  | 0 | 0 | 3715 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 217319 | 798 | SH |  | SOLE |  | 0 | 0 | 798 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 342829 | 2407 | SH |  | SOLE |  | 0 | 0 | 2407 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 215719 | 605 | SH |  | SOLE |  | 0 | 0 | 605 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 299960 | 2413 | SH |  | SOLE |  | 0 | 0 | 2413 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 778180 | 1825 | SH |  | SOLE |  | 0 | 0 | 1825 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 354440 | 2432 | SH |  | SOLE |  | 0 | 0 | 2432 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1321759 | 6146 | SH |  | SOLE |  | 0 | 0 | 6146 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1319492 | 4113 | SH |  | SOLE |  | 0 | 0 | 4113 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 500178 | 9936 | SH |  | SOLE |  | 0 | 0 | 9936 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 745846 | 25604 | SH |  | SOLE |  | 0 | 0 | 25604 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 473307 | 15518 | SH |  | SOLE |  | 0 | 0 | 15518 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 370216 | 5777 | SH |  | SOLE |  | 0 | 0 | 5777 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 285032 | 1312 | SH |  | SOLE |  | 0 | 0 | 1312 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 615571 | 618 | SH |  | SOLE |  | 0 | 0 | 618 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 534170 | 1862 | SH |  | SOLE |  | 0 | 0 | 1862 |
| WABTEC | COM | 929740108 |  | 267404 | 1070 | SH |  | SOLE |  | 0 | 0 | 1070 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 355033 | 3458 | SH |  | SOLE |  | 0 | 0 | 3458 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 222544 | 6754 | SH |  | SOLE |  | 0 | 0 | 6754 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 386267 | 1277 | SH |  | SOLE |  | 0 | 0 | 1277 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 861703 | 5079 | SH |  | SOLE |  | 0 | 0 | 5079 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 280112 | 976 | SH |  | SOLE |  | 0 | 0 | 976 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 |  | 546824 | 414 | SH |  | SOLE |  | 0 | 0 | 414 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 579076 | 3612 | SH |  | SOLE |  | 0 | 0 | 3612 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 570248 | 5577 | SH |  | SOLE |  | 0 | 0 | 5577 |
| MICROCHIP TECHNOLOGY INC. | NOTE 1.625% 2/1 | 595017AF1 |  | 18465 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 258125 | 5372 | SH |  | SOLE |  | 0 | 0 | 5372 |
| ENSIGN GROUP INC | COM | 29358P101 |  | 287742 | 1428 | SH |  | SOLE |  | 0 | 0 | 1428 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 267845 | 10822 | SH |  | SOLE |  | 0 | 0 | 10822 |
| INVESCO EXCH TRADED FD TR II | BLOOMBERG ENHANC | 46138E719 |  | 332303 | 18523 | SH |  | SOLE |  | 0 | 0 | 18523 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 307704 | 13431 | SH |  | SOLE |  | 0 | 0 | 13431 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 990350 | 23407 | SH |  | SOLE |  | 0 | 0 | 23407 |
| ALLSTATE CORP | COM | 020002101 |  | 207340 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |

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