# EDGAR Filing Document

**Accession Number:** 0001600327
**File Stem:** 0001600327-25-000014
**Filing Date:** 2025-11
**Character Count:** 39391
**Document Hash:** a6d3c1b5dda99b152d5c149e6e3bd602
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001600327-25-000014.hdr.sgml**: 20251103

**ACCESSION NUMBER**: 0001600327-25-000014

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251103

**DATE AS OF CHANGE**: 20251103

**EFFECTIVENESS DATE**: 20251103

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CAHILL FINANCIAL ADVISORS INC
- **CENTRAL INDEX KEY:** 0001600327

**ORGANIZATION NAME:**
- **EIN:** 454112505
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16077
- **FILM NUMBER:** 251444774

**BUSINESS ADDRESS:**
- **STREET 1:** 7261 OHMS LANE
- **CITY:** EDINA
- **STATE:** MN
- **ZIP:** 55439
- **BUSINESS PHONE:** 952-926-1659

**MAIL ADDRESS:**
- **STREET 1:** 7261 OHMS LANE
- **CITY:** EDINA
- **STATE:** MN
- **ZIP:** 55439

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** OHE FINANCIAL INC
- **DATE OF NAME CHANGE:** 20140214

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CAHILL FINANCIAL ADVISORS INC<br>**Address:** 7261 OHMS LANE<br>EDINA, MN 55439

**Form 13F File Number:** 028-16077

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Crystal Nye<br>**Title:** Chief Compliance Officer<br>**Phone:** 952-926-1659

**Signature, Place, and Date of Signing:**

Crystal Nye  Edina, MN  11-03-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 326

**Form 13F Information Table Value Total:** $878343964

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name               | Form 13F File Number   |
|:---|:---|:---|
|  | SEI Investments Co | 028-16454              |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON.COM INC | Stock | 023135106 |  | 2683991 | 12224 | SH |  | SOLE | 0 | 11696 | 0 | 527 |
| ISHARES MORNINGSTAR MID-CAP VALUE ETF | ETF | 464288406 |  | 349341 | 4348 | SH |  | SOLE | 0 | 4347 | 0 | 0 |
| PRUDENTIAL FINL INC COM | Stock | 744320102 |  | 369961 | 3566 | SH |  | SOLE | 0 | 3566 | 0 | 0 |
| INVESCO QQQ | ETF | 46090E103 |  | 2933959 | 4887 | SH |  | SOLE | 0 | 4498 | 0 | 388 |
| SPDR PORTFOLIO AGGREGATE BOND ETF | ETF | 78464A649 |  | 3003316 | 116182 | SH |  | SOLE | 0 | 116182 | 0 | 0 |
| JOHNSON  JOHNSON | Stock | 478160104 |  | 761686 | 4108 | SH |  | SOLE | 0 | 3903 | 0 | 204 |
| SEAGATE TECHNOLOGY PLC | Stock | G7997R103 |  | 575986 | 2440 | SH |  | SOLE | 0 | 2440 | 0 | 0 |
| WASTE MANAGEMENT INC | Stock | 94106L109 |  | 239921 | 1086 | SH |  | SOLE | 0 | 633 | 0 | 452 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 2397157 | 7305 | SH |  | SOLE | 0 | 5032 | 0 | 2272 |
| WISDOMTREE FLOATING RATE TREASURY FUND | ETF | 97717Y527 |  | 1922617 | 38246 | SH |  | SOLE | 0 | 37820 | 0 | 425 |
| VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF | ETF | 921946810 |  | 3185810 | 35568 | SH |  | SOLE | 0 | 34023 | 0 | 1544 |
| VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF | ETF | 921946794 |  | 457003 | 5397 | SH |  | SOLE | 0 | 3434 | 0 | 1962 |
| COSTCO WHOLESALE CORPORATION | Stock | 22160K105 |  | 1098552 | 1187 | SH |  | SOLE | 0 | 1186 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS ETF | ETF | 464287234 |  | 203721 | 3815 | SH |  | SOLE | 0 | 3815 | 0 | 0 |
| SENSEONICS HLDGS INC COM | Stock | 81727U303 |  | 7953 | 18249 | SH |  | SOLE | 0 | 15416 | 0 | 2832 |
| TOYOTA MOTOR CORP SP ADR REP2COM | ADR | 892331307 |  | 235579 | 1233 | SH |  | SOLE | 0 | 1232 | 0 | 0 |
| PROCTER  GAMBLE CO | Stock | 742718109 |  | 236427 | 1539 | SH |  | SOLE | 0 | 1538 | 0 | 0 |
| GENERAL MILLS INC | Stock | 370334104 |  | 363019 | 7200 | SH |  | SOLE | 0 | 7199 | 0 | 0 |
| UNITED PARCEL SERVICE INC | Stock | 911312106 |  | 237310 | 2841 | SH |  | SOLE | 0 | 2841 | 0 | 0 |
| VANGUARD REAL ESTATE ETF | ETF | 922908553 |  | 2814317 | 30784 | SH |  | SOLE | 0 | 28174 | 0 | 2609 |
| SPDR PORTFOLIO LONG TERM TREASURY ETF | ETF | 78464A664 |  | 328547 | 12191 | SH |  | SOLE | 0 | 12191 | 0 | 0 |
| ISHARES MSCI ACWI EX US ETF | ETF | 464288240 |  | 711785 | 10949 | SH |  | SOLE | 0 | 10948 | 0 | 0 |
| MEDTRONIC PLC | Stock | G5960L103 |  | 1223979 | 12852 | SH |  | SOLE | 0 | 12851 | 0 | 0 |
| ISHARES CORE AGGRESSIVE ALLOCATION ETF | ETF | 464289859 |  | 377293 | 4281 | SH |  | SOLE | 0 | 3891 | 0 | 388 |
| ISHARES TREASURY FLOATING RATE BOND ETF | ETF | 46434V860 |  | 565897 | 11186 | SH |  | SOLE | 0 | 11185 | 0 | 0 |
| ISHARES CORE GROWTH ALLOCATION ETF | ETF | 464289867 |  | 2474700 | 38439 | SH |  | SOLE | 0 | 36599 | 0 | 1839 |
| MERCK  CO INC | Stock | 58933Y105 |  | 402003 | 4790 | SH |  | SOLE | 0 | 4789 | 0 | 0 |
| SPDR S 500 ETF | ETF | 78462F103 |  | 3973095 | 5964 | SH |  | SOLE | 0 | 5963 | 0 | 0 |
| MASTERCARD INC | Stock | 57636Q104 |  | 1942667 | 3415 | SH |  | SOLE | 0 | 3415 | 0 | 0 |
| EMERSON ELEC CO COM | Stock | 291011104 |  | 822892 | 6273 | SH |  | SOLE | 0 | 6273 | 0 | 0 |
| ISHARES GLOBAL HEALTHCARE ETF | ETF | 464287325 |  | 409956 | 4626 | SH |  | SOLE | 0 | 4626 | 0 | 0 |
| INVESCO S MIDCAP 400 PURE GROWTH ETF | ETF | 46137V217 |  | 250644 | 4920 | SH |  | SOLE | 0 | 4919 | 0 | 0 |
| GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF | ETF | 381430529 |  | 4207736 | 41981 | SH |  | SOLE | 0 | 41636 | 0 | 344 |
| VERIZON COMMUNICATIONS INC | Stock | 92343V104 |  | 570615 | 12983 | SH |  | SOLE | 0 | 12255 | 0 | 728 |
| PEPSICO INC | Stock | 713448108 |  | 362408 | 2581 | SH |  | SOLE | 0 | 2580 | 0 | 0 |
| ISHARES 1-3 YEAR TREASURY BOND ETF | ETF | 464287457 |  | 363005 | 4376 | SH |  | SOLE | 0 | 4375 | 0 | 0 |
| WISDOMTREE INTERNATIONAL QUALITY DIVIDEND GROWTH FUND | ETF | 97717X131 |  | 392661 | 9846 | SH |  | SOLE | 0 | 9648 | 0 | 197 |
| HONEYWELL INTERNATIONAL INC | Stock | 438516106 |  | 1083464 | 5147 | SH |  | SOLE | 0 | 5097 | 0 | 50 |
| FORD MOTOR COMPANY | Stock | 345370860 |  | 298577 | 24965 | SH |  | SOLE | 0 | 21839 | 0 | 3125 |
| US BANCORP | Stock | 902973304 |  | 1316545 | 27241 | SH |  | SOLE | 0 | 26018 | 0 | 1222 |
| XCEL ENERGY INC | Stock | 98389B100 |  | 606741 | 7523 | SH |  | SOLE | 0 | 7523 | 0 | 0 |
| HOME DEPOT INC | Stock | 437076102 |  | 930019 | 2295 | SH |  | SOLE | 0 | 2169 | 0 | 125 |
| JPMORGAN INTERNATIONAL BOND OPPORTUNITIES ETF OF BENEF INTEREST | ETF | 46641Q852 |  | 328207 | 6694 | SH |  | SOLE | 0 | 6694 | 0 | 0 |
| ABERDEEN STANDARD BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF | ETF | 003261104 |  | 29553 | 1372 | SH |  | SOLE | 0 | 1372 | 0 | 0 |
| ABERDEEN STANDARD BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF | ETF | 003261104 |  | 488915 | 22698 | SH |  | OTR | 01 | 0 | 0 | 22698 |
| ISHARES RUSSELL 2000 VALUE ETF | ETF | 464287630 |  | 85576 | 484 | SH |  | OTR | 01 | 0 | 0 | 484 |
| ISHARES RUSSELL 2000 VALUE ETF | ETF | 464287630 |  | 312387 | 1767 | SH |  | SOLE | 0 | 1766 | 0 | 0 |
| BECTON DICKINSON AND CO | Stock | 075887109 |  | 233506 | 1248 | SH |  | SOLE | 0 | 1247 | 0 | 0 |
| SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 |  | 1581763 | 56694 | SH |  | OTR | 01 | 0 | 0 | 56694 |
| SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 |  | 2310665 | 82820 | SH |  | SOLE | 0 | 62065 | 0 | 20753 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF | 464287614 |  | 211666 | 452 | SH |  | SOLE | 0 | 451 | 0 | 0 |
| SCHWAB U.S. BROAD MARKET ETF | ETF | 808524102 |  | 1055522 | 41055 | SH |  | SOLE | 0 | 40442 | 0 | 612 |
| SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 |  | 4324347 | 185754 | SH |  | SOLE | 0 | 179540 | 0 | 6213 |
| SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 |  | 3432365 | 130310 | SH |  | OTR | 01 | 0 | 0 | 130310 |
| SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 |  | 4976278 | 188925 | SH |  | SOLE | 0 | 168347 | 0 | 20577 |
| H  R BLOCK INC | Stock | 093671105 |  | 206063 | 4075 | SH |  | SOLE | 0 | 4074 | 0 | 0 |
| JPMORGAN ULTRA-SHORT INCOME ETF | ETF | 46641Q837 |  | 30032 | 592 | SH |  | OTR | 01 | 0 | 0 | 592 |
| JPMORGAN ULTRA-SHORT INCOME ETF | ETF | 46641Q837 |  | 897464 | 17691 | SH |  | SOLE | 0 | 17691 | 0 | 0 |
| SCHWAB U.S. LARGE-CAP GROWTH ETF | ETF | 808524300 |  | 913232 | 28619 | SH |  | OTR | 01 | 0 | 0 | 28619 |
| SCHWAB U.S. LARGE-CAP GROWTH ETF | ETF | 808524300 |  | 8875371 | 278138 | SH |  | SOLE | 0 | 256006 | 0 | 22131 |
| PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND | ETF | 72201R833 |  | 5763074 | 57236 | SH |  | SOLE | 0 | 52535 | 0 | 4700 |
| FIRST TRUST MID CAP CORE ALPHADEX FUND | ETF | 33735B108 |  | 247106 | 1970 | SH |  | SOLE | 0 | 1970 | 0 | 0 |
| ISHARES CORE S SMALL CAP ETF | ETF | 464287804 |  | 2786185 | 23447 | SH |  | SOLE | 0 | 23288 | 0 | 158 |
| BERKSHIRE HATHAWAY INC CLASS B | Stock | 084670702 |  | 18308544 | 36418 | SH |  | SOLE | 0 | 34144 | 0 | 2273 |
| SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 |  | 1140239 | 34170 | SH |  | SOLE | 0 | 34169 | 0 | 0 |
| ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF | ETF | 46435G326 |  | 403175 | 5029 | SH |  | SOLE | 0 | 5029 | 0 | 0 |
| ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF | ETF | 46435G326 |  | 500421 | 6242 | SH |  | OTR | 01 | 0 | 0 | 6242 |
| VANECK VECTORS HIGH YIELD MUNI ETF | ETF | 92189H409 |  | 179066 | 3518 | SH |  | SOLE | 0 | 3518 | 0 | 0 |
| VANECK VECTORS HIGH YIELD MUNI ETF | ETF | 92189H409 |  | 283157 | 5563 | SH |  | OTR | 01 | 0 | 0 | 5563 |
| ALPHABET INC CLASS A | Stock | 02079K305 |  | 361171 | 1486 | SH |  | SOLE | 0 | 1480 | 0 | 5 |
| NEWMONT CORPORATION | Stock | 651639106 |  | 365971 | 4341 | SH |  | SOLE | 0 | 4338 | 0 | 2 |
| SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF | ETF | 808524888 |  | 294851 | 6479 | SH |  | SOLE | 0 | 6478 | 0 | 0 |
| MICROSOFT CORPORATION | Stock | 594918104 |  | 5937206 | 11463 | SH |  | SOLE | 0 | 10951 | 0 | 511 |
| NEXTERA ENERGY INC COM | Stock | 65339F101 |  | 366752 | 4858 | SH |  | SOLE | 0 | 2858 | 0 | 2000 |
| VANGUARD ESG U.S. STOCK ETF | ETF | 921910733 |  | 1420798 | 11996 | SH |  | SOLE | 0 | 11995 | 0 | 0 |
| BOEING CO | Stock | 097023105 |  | 295687 | 1370 | SH |  | SOLE | 0 | 1370 | 0 | 0 |
| VANGUARD SMALL-CAP ETF | ETF | 922908751 |  | 1931896 | 7598 | SH |  | SOLE | 0 | 7561 | 0 | 35 |
| VANGUARD MID-CAP ETF | ETF | 922908629 |  | 7747359 | 26375 | SH |  | SOLE | 0 | 26281 | 0 | 93 |
| VANGUARD LARGE CAP ETF | ETF | 922908637 |  | 903463 | 2935 | SH |  | SOLE | 0 | 2890 | 0 | 44 |
| TESLA INC | Stock | 88160R101 |  | 317085 | 713 | SH |  | SOLE | 0 | 533 | 0 | 180 |
| JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF | ETF | 46641Q654 |  | 935206 | 18323 | SH |  | SOLE | 0 | 18323 | 0 | 0 |
| VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF | ETF | 92189H300 |  | 47270 | 1853 | SH |  | SOLE | 0 | 1853 | 0 | 0 |
| VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF | ETF | 92189H300 |  | 404895 | 15872 | SH |  | OTR | 01 | 0 | 0 | 15872 |
| ALERIAN MLP ETF | ETF | 00162Q452 |  | 318370 | 6784 | SH |  | SOLE | 0 | 6783 | 0 | 0 |
| SCHWAB SHORT TERM US TREASURY ETF | ETF | 808524862 |  | 105532 | 4325 | SH |  | SOLE | 0 | 4325 | 0 | 0 |
| SCHWAB SHORT TERM US TREASURY ETF | ETF | 808524862 |  | 355947 | 14588 | SH |  | OTR | 01 | 0 | 0 | 14588 |
| VANGUARD INFORMATION TECHNOLOGY ETF | ETF | 92204A702 |  | 1839097 | 2463 | SH |  | SOLE | 0 | 2430 | 0 | 33 |
| SCHWAB U.S. LARGE-CAP VALUE ETF | ETF | 808524409 |  | 500663 | 17199 | SH |  | OTR | 01 | 0 | 0 | 17199 |
| SCHWAB U.S. LARGE-CAP VALUE ETF | ETF | 808524409 |  | 4887702 | 167905 | SH |  | SOLE | 0 | 155567 | 0 | 12336 |
| PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND | ETF | 72201R866 |  | 341598 | 6534 | SH |  | SOLE | 0 | 6534 | 0 | 0 |
| SCHWAB U.S. TIPS ETF | ETF | 808524870 |  | 197965 | 7346 | SH |  | SOLE | 0 | 7345 | 0 | 0 |
| SCHWAB U.S. TIPS ETF | ETF | 808524870 |  | 1053691 | 39098 | SH |  | OTR | 01 | 0 | 0 | 39098 |
| ROYAL CARIBBEAN CRUISES LTD | Stock | V7780T103 |  | 1962136 | 6064 | SH |  | SOLE | 0 | 6000 | 0 | 63 |
| WELLTOWER INC COM | REIT | 95040Q104 |  | 306029 | 1718 | SH |  | SOLE | 0 | 353 | 0 | 1364 |
| LEVI STRAUSS  CO NEW CL A COM STK | Stock | 52736R102 |  | 359869 | 15445 | SH |  | SOLE | 0 | 15445 | 0 | 0 |
| VANGUARD S 500 ETF | ETF | 922908363 |  | 1516380 | 2476 | SH |  | SOLE | 0 | 2476 | 0 | 0 |
| JPMORGAN MUNICIPAL ETF | ETF | 46641Q647 |  | 3812744 | 75545 | SH |  | SOLE | 0 | 75014 | 0 | 530 |
| INVESCO S 500 EQUAL WEIGHT ETF | ETF | 46137V357 |  | 2024835 | 10674 | SH |  | SOLE | 0 | 10673 | 0 | 0 |
| JPMORGAN CORE PLUS BOND ETF | ETF | 46641Q670 |  | 220061 | 4628 | SH |  | SOLE | 0 | 4628 | 0 | 0 |
| TORTOISE ENERGY INFRA CORP COM | CEF | 89147L886 |  | 896108 | 20796 | SH |  | SOLE | 0 | 15602 | 0 | 5194 |
| SPDR S 600 SMALL CAP GROWTH ETF | ETF | 78464A201 |  | 359227 | 3809 | SH |  | SOLE | 0 | 3809 | 0 | 0 |
| ISHARES MSCI EAFE GROWTH ETF | ETF | 464288885 |  | 2542822 | 22329 | SH |  | SOLE | 0 | 22105 | 0 | 223 |
| INVESCO S 500 EQUAL WEIGHT CONSUMER STAPLES ETF | ETF | 46137V373 |  | 1198274 | 41002 | SH |  | SOLE | 0 | 38005 | 0 | 2996 |
| EDAP TMS SA | ADR | 268311107 |  | 309058 | 134960 | SH |  | SOLE | 0 | 134960 | 0 | 0 |
| AIR PRODUCTS  CHEMICALS INC | Stock | 009158106 |  | 511948 | 1877 | SH |  | SOLE | 0 | 1877 | 0 | 0 |
| SCHWAB U.S. REIT ETF | ETF | 808524847 |  | 328959 | 15251 | SH |  | SOLE | 0 | 15250 | 0 | 0 |
| AVANTIS U.S. SMALL CAP VALUE ETF | ETF | 025072877 |  | 7261573 | 72959 | SH |  | SOLE | 0 | 67551 | 0 | 5407 |
| SCHWAB U.S. MID-CAP ETF | ETF | 808524508 |  | 1750661 | 59064 | SH |  | SOLE | 0 | 54012 | 0 | 5051 |
| AVANTIS EMERGING MARKETS EQUITY ETF | ETF | 025072604 |  | 253346 | 3373 | SH |  | SOLE | 0 | 3373 | 0 | 0 |
| VANGUARD TOTAL INTERNATIONAL STOCK ETF | ETF | 921909768 |  | 515597 | 7019 | SH |  | SOLE | 0 | 6947 | 0 | 71 |
| SCHWAB 1-5 YEAR CORPORATE BOND ETF | ETF | 808524714 |  | 948915 | 38040 | SH |  | SOLE | 0 | 38040 | 0 | 0 |
| PIMCO CORPORATE  INCOME OPPOR COM | CEF | 72201B101 |  | 767332 | 53139 | SH |  | SOLE | 0 | 51524 | 0 | 1614 |
| ISHARES RUSSELL 2000 ETF | ETF | 464287655 |  | 3025095 | 12502 | SH |  | SOLE | 0 | 12502 | 0 | 0 |
| APOLLO GLOBAL MGMT INC COM | Stock | 03769M106 |  | 250285 | 1878 | SH |  | SOLE | 0 | 1529 | 0 | 348 |
| ISHARES CORE HIGH DIVIDEND ETF | ETF | 46429B663 |  | 4019360 | 32825 | SH |  | SOLE | 0 | 26869 | 0 | 5955 |
| VERTIV HOLDINGS CO COM CL A | Stock | 92537N108 |  | 256160 | 1698 | SH |  | SOLE | 0 | 1698 | 0 | 0 |
| ISHARES U.S. AEROSPACE  DEFENSE ETF | ETF | 464288760 |  | 583534 | 2789 | SH |  | SOLE | 0 | 2654 | 0 | 134 |
| VANGUARD S SMALL-CAP 600 VALUE ETF | ETF | 921932778 |  | 311437 | 3271 | SH |  | SOLE | 0 | 3270 | 0 | 0 |
| JPMORGAN EQUITY PREMIUM INCOME ETF | ETF | 46641Q332 |  | 5712666 | 100047 | SH |  | SOLE | 0 | 93057 | 0 | 6989 |
| GLADSTONE LAND CORPORATION | REIT | 376549101 |  | 106902 | 11671 | SH |  | SOLE | 0 | 11670 | 0 | 0 |
| ISHARES RUSSELL MID-CAP GROWTH ETF | ETF | 464287481 |  | 514640 | 3614 | SH |  | SOLE | 0 | 3613 | 0 | 0 |
| MARATHON PETROLEUM CORP | Stock | 56585A102 |  | 212324 | 1102 | SH |  | SOLE | 0 | 1101 | 0 | 0 |
| VANGUARD SMALL-CAP VALUE ETF | ETF | 922908611 |  | 211215 | 1012 | SH |  | OTR | 01 | 0 | 0 | 1012 |
| VANGUARD SMALL-CAP VALUE ETF | ETF | 922908611 |  | 3885587 | 18617 | SH |  | SOLE | 0 | 16593 | 0 | 2023 |
| DIMENSIONAL US CORE EQUITY MARKET ETF | ETF | 25434V104 |  | 2337055 | 51072 | SH |  | SOLE | 0 | 51072 | 0 | 0 |
| SCHWAB US AGGREGATE BOND ETF | ETF | 808524839 |  | 1852217 | 78918 | SH |  | SOLE | 0 | 78606 | 0 | 312 |
| ISHARES MSCI EAFE VALUE ETF | ETF | 464288877 |  | 4657365 | 68662 | SH |  | SOLE | 0 | 68268 | 0 | 394 |
| SPDR NUVEEN BLOOMBERG BARCLAYS HIGH YIELD MUNICIPAL BOND ETF | ETF | 78464A284 |  | 101016 | 4052 | SH |  | OTR | 01 | 0 | 0 | 4052 |
| SPDR NUVEEN BLOOMBERG BARCLAYS HIGH YIELD MUNICIPAL BOND ETF | ETF | 78464A284 |  | 301603 | 12098 | SH |  | SOLE | 0 | 12098 | 0 | 0 |
| SCHWAB US DIVIDEND EQUITY ETF | ETF | 808524797 |  | 8325231 | 304954 | SH |  | SOLE | 0 | 273768 | 0 | 31185 |
| ISHARES MSCI GLOBAL MIN VOL FACTOR ETF | ETF | 464286525 |  | 10913 | 91 | SH |  | SOLE | 0 | 91 | 0 | 0 |
| ISHARES MSCI GLOBAL MIN VOL FACTOR ETF | ETF | 464286525 |  | 252072 | 2102 | SH |  | OTR | 01 | 0 | 0 | 2102 |
| VANGUARD ULTRA-SHORT BOND ETF | ETF | 92203C303 |  | 1245733 | 24917 | SH |  | SOLE | 0 | 24917 | 0 | 0 |
| TRACTOR SUPPLY COMPANY | Stock | 892356106 |  | 354698 | 6237 | SH |  | SOLE | 0 | 6237 | 0 | 0 |
| ELECTRONIC ARTS INC COM | Stock | 285512109 |  | 207649 | 1029 | SH |  | SOLE | 0 | 1029 | 0 | 0 |
| VISA INC | Stock | 92826C839 |  | 1708691 | 5005 | SH |  | SOLE | 0 | 4811 | 0 | 193 |
| DIMENSIONAL U.S. CORE EQUITY 2 ETF | ETF | 25434V708 |  | 31289209 | 811232 | SH |  | SOLE | 0 | 742566 | 0 | 68665 |
| ISHARES MSCI USA MIN VOL FACTOR ETF | ETF | 46429B697 |  | 48046 | 505 | SH |  | OTR | 01 | 0 | 0 | 505 |
| ISHARES MSCI USA MIN VOL FACTOR ETF | ETF | 46429B697 |  | 198599 | 2087 | SH |  | SOLE | 0 | 2087 | 0 | 0 |
| DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF | ETF | 25434V880 |  | 26651400 | 849312 | SH |  | SOLE | 0 | 777034 | 0 | 72277 |
| VANGUARD SMALL-CAP GROWTH INDEX FUND | ETF | 922908595 |  | 236310 | 794 | SH |  | OTR | 01 | 0 | 0 | 794 |
| VANGUARD SMALL-CAP GROWTH INDEX FUND | ETF | 922908595 |  | 1457184 | 4896 | SH |  | SOLE | 0 | 4818 | 0 | 78 |
| VANGUARD VALUE ETF | ETF | 922908744 |  | 1112413 | 5965 | SH |  | OTR | 01 | 0 | 0 | 5965 |
| VANGUARD VALUE ETF | ETF | 922908744 |  | 42195678 | 226262 | SH |  | SOLE | 0 | 198706 | 0 | 27556 |
| VANGUARD GROWTH INDEX FUND | ETF | 922908736 |  | 554429 | 1156 | SH |  | OTR | 01 | 0 | 0 | 1156 |
| VANGUARD GROWTH INDEX FUND | ETF | 922908736 |  | 74271360 | 154858 | SH |  | SOLE | 0 | 146651 | 0 | 8205 |
| ISHARES U.S. TREASURY BOND ETF | ETF | 46429B267 |  | 457249 | 19777 | SH |  | SOLE | 0 | 19777 | 0 | 0 |
| VANECK SEMICONDUCTOR ETF | ETF | 92189F676 |  | 205035 | 628 | SH |  | SOLE | 0 | 606 | 0 | 22 |
| PHILLIPS 66 | Stock | 718546104 |  | 205623 | 1512 | SH |  | SOLE | 0 | 1511 | 0 | 0 |
| ISHARES CORE S TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 |  | 1446227 | 9929 | SH |  | SOLE | 0 | 9320 | 0 | 609 |
| WISDOMTREE U.S. SMALLCAP DIVIDEND FUND | ETF | 97717W604 |  | 1849452 | 54912 | SH |  | SOLE | 0 | 47323 | 0 | 7589 |
| FACEBOOK INC COMMON STOCK | Stock | 30303M102 |  | 474707 | 646 | SH |  | SOLE | 0 | 490 | 0 | 156 |
| CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF | ETF | 14019W109 |  | 17739229 | 598894 | SH |  | SOLE | 0 | 563962 | 0 | 34930 |
| DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF | ETF | 25434V799 |  | 2074164 | 63256 | SH |  | SOLE | 0 | 63256 | 0 | 0 |
| VANECK VECTORS MORNINGSTAR WIDE MOAT ETF | ETF | 92189F643 |  | 44158506 | 445550 | SH |  | SOLE | 0 | 421069 | 0 | 24480 |
| SERVICENOW INC | Stock | 81762P102 |  | 260439 | 283 | SH |  | SOLE | 0 | 283 | 0 | 0 |
| PINSTRIPES HOLDINGS INC CL A COM | Stock | 06690B107 |  | 83 | 11800 | SH |  | SOLE | 0 | 11800 | 0 | 0 |
| DIMENSIONAL US MARKETWIDE VALUE ETF | ETF | 25434V724 |  | 596039 | 13337 | SH |  | SOLE | 0 | 13337 | 0 | 0 |
| J.P. MORGAN NASDAQ EQUITY PREMIUM INCOME ETF | ETF | 46654Q203 |  | 718758 | 12496 | SH |  | SOLE | 0 | 9785 | 0 | 2710 |
| ALPS SECTOR DIVIDEND DOGS ETF | ETF | 00162Q858 |  | 967671 | 16066 | SH |  | SOLE | 0 | 14082 | 0 | 1983 |
| SEI ENHANCED U.S. LARGE CAP QUALITY FACTOR ETF | ETF | 81589A106 |  | 47731 | 1234 | SH |  | SOLE | 0 | 1234 | 0 | 0 |
| SEI ENHANCED U.S. LARGE CAP QUALITY FACTOR ETF | ETF | 81589A106 |  | 1110658 | 28714 | SH |  | OTR | 01 | 0 | 0 | 28714 |
| SEI ENHANCED U.S. LARGE CAP MOMENTUM FACTOR ETF | ETF | 81589A205 |  | 102695 | 2262 | SH |  | SOLE | 0 | 2262 | 0 | 0 |
| SEI ENHANCED U.S. LARGE CAP MOMENTUM FACTOR ETF | ETF | 81589A205 |  | 2292473 | 50495 | SH |  | OTR | 01 | 0 | 0 | 50495 |
| SEI ENHANCED U.S. LARGE CAP VALUE FACTOR ETF | ETF | 81589A304 |  | 103202 | 2653 | SH |  | SOLE | 0 | 2653 | 0 | 0 |
| SEI ENHANCED U.S. LARGE CAP VALUE FACTOR ETF | ETF | 81589A304 |  | 2260012 | 58098 | SH |  | OTR | 01 | 0 | 0 | 58098 |
| BROADCOM INC COM | Stock | 11135F101 |  | 943402 | 2860 | SH |  | SOLE | 0 | 2849 | 0 | 10 |
| DIMENSIONAL INTERNATIONAL SUSTAINABILITY CORE 1 ETF | ETF | 25434V690 |  | 1302866 | 31816 | SH |  | SOLE | 0 | 29631 | 0 | 2184 |
| DIMENSIONAL US SUSTAINABILITY CORE 1 ETF | ETF | 25434V716 |  | 1496218 | 35228 | SH |  | SOLE | 0 | 32431 | 0 | 2796 |
| VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF | ETF | 922020805 |  | 17012 | 336 | SH |  | SOLE | 0 | 336 | 0 | 0 |
| VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF | ETF | 922020805 |  | 300489 | 5935 | SH |  | OTR | 01 | 0 | 0 | 5935 |
| DIMENSIONAL GLOBAL SUSTAINABILITY FIXED INCOME ETF | ETF | 25434V674 |  | 529326 | 9937 | SH |  | SOLE | 0 | 8979 | 0 | 957 |
| ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF | ETF | 46432F834 |  | 611243 | 7402 | SH |  | SOLE | 0 | 7335 | 0 | 66 |
| ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 |  | 524209 | 6004 | SH |  | OTR | 01 | 0 | 0 | 6004 |
| ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 |  | 1491464 | 17082 | SH |  | SOLE | 0 | 17082 | 0 | 0 |
| TOTALENERGIES SE SPONSORED ADS | ADR | 89151E109 |  | 316894 | 5309 | SH |  | SOLE | 0 | 4859 | 0 | 450 |
| KINDER MORGAN INC | Stock | 49456B101 |  | 973168 | 34375 | SH |  | SOLE | 0 | 33624 | 0 | 751 |
| ACCENTURE PLC | Stock | G1151C101 |  | 288328 | 1169 | SH |  | SOLE | 0 | 1167 | 0 | 2 |
| SPDR PORTFOLIO HIGH YIELD BOND ETF | ETF | 78468R606 |  | 46276 | 1933 | SH |  | SOLE | 0 | 1933 | 0 | 0 |
| SPDR PORTFOLIO HIGH YIELD BOND ETF | ETF | 78468R606 |  | 815349 | 34058 | SH |  | OTR | 01 | 0 | 0 | 34058 |
| ISHARES U.S. MEDICAL DEVICES ETF | ETF | 464288810 |  | 318363 | 5299 | SH |  | SOLE | 0 | 5298 | 0 | 0 |
| NVIDIA CORPORATION | Stock | 67066G104 |  | 2551495 | 13675 | SH |  | SOLE | 0 | 10019 | 0 | 3655 |
| ABBVIE INC | Stock | 00287Y109 |  | 705346 | 3046 | SH |  | SOLE | 0 | 3046 | 0 | 0 |
| INVESCO INTERNATIONAL DIVIDEND ACHIEVERS ETF | ETF | 46137V548 |  | 4754550 | 223562 | SH |  | SOLE | 0 | 187778 | 0 | 35782 |
| WISDOMTREE INTERNATIONAL HIGH DIVIDEND FUND | ETF | 97717W802 |  | 4705863 | 95741 | SH |  | SOLE | 0 | 85114 | 0 | 10627 |
| WISDOMTREE INTERNATIONAL MIDCAP DIVIDEND FUND | ETF | 97717W778 |  | 308780 | 3995 | SH |  | SOLE | 0 | 3138 | 0 | 856 |
| WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND | ETF | 97717W760 |  | 648319 | 8154 | SH |  | SOLE | 0 | 5162 | 0 | 2991 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF | 46434G103 |  | 481348 | 7302 | SH |  | OTR | 01 | 0 | 0 | 7302 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF | 46434G103 |  | 743768 | 11283 | SH |  | SOLE | 0 | 11282 | 0 | 0 |
| VANGUARD TOTAL BOND MARKET INDEX FUND | ETF | 921937835 |  | 564096 | 7585 | SH |  | OTR | 01 | 0 | 0 | 7585 |
| VANGUARD TOTAL BOND MARKET INDEX FUND | ETF | 921937835 |  | 30330817 | 407837 | SH |  | SOLE | 0 | 381948 | 0 | 25888 |
| RUNNING OAK EFFICIENT GROWTH ETF | ETF | 48817R870 |  | 4175830 | 121855 | SH |  | SOLE | 0 | 111350 | 0 | 10504 |
| TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS | ADR | 874039100 |  | 546223 | 1956 | SH |  | SOLE | 0 | 1805 | 0 | 149 |
| ISHARES RUSSELL 2000 GROWTH ETF | ETF | 464287648 |  | 42565 | 133 | SH |  | OTR | 01 | 0 | 0 | 133 |
| ISHARES RUSSELL 2000 GROWTH ETF | ETF | 464287648 |  | 302553 | 945 | SH |  | SOLE | 0 | 945 | 0 | 0 |
| CHURCH  DWIGHT CO INC | Stock | 171340102 |  | 354337 | 4044 | SH |  | SOLE | 0 | 4043 | 0 | 0 |
| GRACO INC COM | Stock | 384109104 |  | 218135 | 2568 | SH |  | SOLE | 0 | 29 | 0 | 2538 |
| ROCKWELL AUTOMATION | Stock | 773903109 |  | 364844 | 1044 | SH |  | SOLE | 0 | 1043 | 0 | 0 |
| QUALCOMM INC | Stock | 747525103 |  | 283919 | 1707 | SH |  | SOLE | 0 | 1656 | 0 | 50 |
| JPMORGAN HEDGED EQUITY LADDERED OVERLAY ETF | ETF | 46654Q724 |  | 1180898 | 18168 | SH |  | SOLE | 0 | 17771 | 0 | 395 |
| MCDONALD'S CORP | Stock | 580135101 |  | 447097 | 1471 | SH |  | SOLE | 0 | 1471 | 0 | 0 |
| CISCO SYSTEMS INC | Stock | 17275R102 |  | 716864 | 10477 | SH |  | SOLE | 0 | 10193 | 0 | 284 |
| VANGUARD TOTAL INTERNATIONAL BOND ETF | ETF | 92203J407 |  | 46740 | 945 | SH |  | SOLE | 0 | 945 | 0 | 0 |
| VANGUARD TOTAL INTERNATIONAL BOND ETF | ETF | 92203J407 |  | 900123 | 18199 | SH |  | OTR | 01 | 0 | 0 | 18199 |
| ISHARES RUSSELL MID-CAP ETF | ETF | 464287499 |  | 2731515 | 28291 | SH |  | SOLE | 0 | 28291 | 0 | 0 |
| WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND | ETF | 97717X669 |  | 22990143 | 258432 | SH |  | SOLE | 0 | 240862 | 0 | 17570 |
| ALPS INTERNATIONAL SECTOR DIVIDEND DOGS ETF | ETF | 00162Q718 |  | 2300783 | 64629 | SH |  | SOLE | 0 | 64628 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS ASIA ETF | ETF | 464286426 |  | 261357 | 2849 | SH |  | SOLE | 0 | 2848 | 0 | 0 |
| MATTHEWS PACIFIC TIGER ACTIVE ETF | ETF | 577130578 |  | 4030082 | 120871 | SH |  | SOLE | 0 | 114662 | 0 | 6208 |
| AT INC | Stock | 00206R102 |  | 433001 | 15333 | SH |  | SOLE | 0 | 15232 | 0 | 100 |
| WISDOMTREE U.S. MIDCAP DIVIDEND FUND | ETF | 97717W505 |  | 4034518 | 77142 | SH |  | SOLE | 0 | 66970 | 0 | 10171 |
| VANGUARD FINANCIALS INDEX FUND | ETF | 92204A405 |  | 819331 | 6243 | SH |  | SOLE | 0 | 6162 | 0 | 81 |
| ENERGY SELECT SECTOR SPDR FUND | ETF | 81369Y506 |  | 447676 | 5011 | SH |  | SOLE | 0 | 4867 | 0 | 143 |
| SOLVENTUM CORP COM SHS | Stock | 83444M101 |  | 336895 | 4615 | SH |  | SOLE | 0 | 4603 | 0 | 12 |
| VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF | ETF | 921946885 |  | 66231 | 990 | SH |  | SOLE | 0 | 990 | 0 | 0 |
| VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF | ETF | 921946885 |  | 444417 | 6643 | SH |  | OTR | 01 | 0 | 0 | 6643 |
| ISHARES BIOTECHNOLOGY FUND | ETF | 464287556 |  | 231100 | 1601 | SH |  | SOLE | 0 | 1600 | 0 | 0 |
| SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF | ETF | 808524763 |  | 1347577 | 43247 | SH |  | SOLE | 0 | 40566 | 0 | 2680 |
| SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF | ETF | 808524771 |  | 16947933 | 644408 | SH |  | SOLE | 0 | 626362 | 0 | 18045 |
| GENERAL ELECTRIC COMPANY | Stock | 369604301 |  | 421149 | 1400 | SH |  | SOLE | 0 | 1398 | 0 | 2 |
| ISHARES MSCI USA QUALITY FACTOR ETF | ETF | 46432F339 |  | 21233275 | 109169 | SH |  | SOLE | 0 | 102999 | 0 | 6169 |
| ISHARES S SMALL-CAP 600 GROWTH ETF | ETF | 464287887 |  | 257732 | 1821 | SH |  | SOLE | 0 | 1821 | 0 | 0 |
| ISHARES MSCI USA MOMENTUM FACTOR ETF | ETF | 46432F396 |  | 368759 | 1438 | SH |  | SOLE | 0 | 1437 | 0 | 0 |
| ISHARES U.S. TECHNOLOGY ETF | ETF | 464287721 |  | 13622769 | 69554 | SH |  | SOLE | 0 | 65029 | 0 | 4523 |
| SCHWAB FUNDAMENTAL INTERNATIONAL SMALL COMPANY INDEX ETF | ETF | 808524748 |  | 269315 | 6051 | SH |  | SOLE | 0 | 6050 | 0 | 0 |
| SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE COMPANY INDEX ETF | ETF | 808524730 |  | 1672476 | 46252 | SH |  | SOLE | 0 | 34964 | 0 | 11287 |
| SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF | ETF | 808524755 |  | 11402243 | 265415 | SH |  | SOLE | 0 | 228352 | 0 | 37062 |
| ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF | ETF | 464287515 |  | 1034891 | 8998 | SH |  | SOLE | 0 | 8823 | 0 | 175 |
| ROBO GLOBAL ROBOTICS  AUTOMATION ETF | ETF | 301505707 |  | 307501 | 4690 | SH |  | SOLE | 0 | 4690 | 0 | 0 |
| PROSHARES S 500 DIVIDEND ARISTOCRATS ETF | ETF | 74348A467 |  | 307042 | 2979 | SH |  | SOLE | 0 | 2978 | 0 | 0 |
| ISHARES S 500 VALUE ETF | ETF | 464287408 |  | 21654796 | 104861 | SH |  | SOLE | 0 | 91727 | 0 | 13133 |
| WISDOMTREE U.S. AI ENHANCED VALUE | ETF | 97717W406 |  | 435167 | 3808 | SH |  | SOLE | 0 | 3808 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 327996 | 2717 | SH |  | OTR | 01 | 0 | 0 | 2717 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 29999608 | 248506 | SH |  | SOLE | 0 | 226793 | 0 | 21711 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 5264740 | 7866 | SH |  | SOLE | 0 | 7610 | 0 | 255 |
| CIGNA CORP | Stock | 125523100 |  | 297631 | 1033 | SH |  | SOLE | 0 | 1032 | 0 | 0 |
| SCHWAB INTERNATIONAL DIVIDEND EQUITY ETF | ETF | 808524672 |  | 2507172 | 89734 | SH |  | SOLE | 0 | 73484 | 0 | 16249 |
| ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF | ETF | 46434V407 |  | 202721 | 4682 | SH |  | SOLE | 0 | 4681 | 0 | 0 |
| WELLS FARGO  CO | Stock | 949746101 |  | 1488667 | 17760 | SH |  | SOLE | 0 | 14792 | 0 | 2967 |
| ECOLAB INC | Stock | 278865100 |  | 918875 | 3355 | SH |  | SOLE | 0 | 3355 | 0 | 0 |
| ISHARES MBS ETF | ETF | 464288588 |  | 51191 | 538 | SH |  | SOLE | 0 | 538 | 0 | 0 |
| ISHARES MBS ETF | ETF | 464288588 |  | 564335 | 5931 | SH |  | OTR | 01 | 0 | 0 | 5931 |
| IDEXX LABORATORIES INC | Stock | 45168D104 |  | 474695 | 743 | SH |  | SOLE | 0 | 743 | 0 | 0 |
| VANGUARD MID-CAP VALUE ETF | ETF | 922908512 |  | 1085992 | 6221 | SH |  | SOLE | 0 | 3952 | 0 | 2268 |
| INVESCO S 100 EQUAL WEIGHT ETF | ETF | 46137V449 |  | 365724 | 3189 | SH |  | SOLE | 0 | 3189 | 0 | 0 |
| LOCKHEED MARTIN CORPORATION | Stock | 539830109 |  | 1480916 | 2967 | SH |  | SOLE | 0 | 2943 | 0 | 22 |
| JPMORGAN CHASE  CO | Stock | 46625H100 |  | 2181246 | 6915 | SH |  | SOLE | 0 | 6910 | 0 | 4 |
| BLACKROCK ETF TRUST II ISHARES HIGH YIE | ETF | 092528843 |  | 877320 | 17835 | SH |  | SOLE | 0 | 16890 | 0 | 945 |
| CHEVRON CORPORATION | Stock | 166764100 |  | 455305 | 2932 | SH |  | SOLE | 0 | 2531 | 0 | 400 |
| ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 |  | 425641 | 3997 | SH |  | OTR | 01 | 0 | 0 | 3997 |
| ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 |  | 1847389 | 17348 | SH |  | SOLE | 0 | 17348 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 5466621 | 91232 | SH |  | OTR | 01 | 0 | 0 | 91232 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 29463544 | 491715 | SH |  | SOLE | 0 | 461487 | 0 | 30226 |
| BANK OF AMERICA CORP | Stock | 060505104 |  | 551892 | 10698 | SH |  | SOLE | 0 | 10697 | 0 | 0 |
| CAMBRIA ENDOWMENT STYLE ETF | ETF | 02072Q622 |  | 313505 | 10395 | SH |  | SOLE | 0 | 0 | 0 | 10395 |
| VANGUARD CONSUMER DISCRETIONARY INDEX FUND | ETF | 92204A108 |  | 271363 | 685 | SH |  | SOLE | 0 | 685 | 0 | 0 |
| BLACKROCK CORPORATE HIGH YIELD FUND | CEF | 09255P107 |  | 239343 | 25194 | SH |  | SOLE | 0 | 25194 | 0 | 0 |
| WALMART INC | Stock | 931142103 |  | 271946 | 2639 | SH |  | SOLE | 0 | 2638 | 0 | 0 |
| ISHARES INTERNATIONAL SELECT DIVIDEND ETF | ETF | 464288448 |  | 645034 | 17648 | SH |  | SOLE | 0 | 17648 | 0 | 0 |
| FIRST TRUST RISING DIVIDEND ACHIEVERS ETF | ETF | 33738R506 |  | 1098194 | 16328 | SH |  | SOLE | 0 | 16327 | 0 | 0 |
| IBM CORP | Stock | 459200101 |  | 937967 | 3324 | SH |  | SOLE | 0 | 3194 | 0 | 130 |
| ORACLE CORPORATION | Stock | 68389X105 |  | 1151571 | 4095 | SH |  | SOLE | 0 | 4094 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | Stock | 75513E101 |  | 1328804 | 7941 | SH |  | SOLE | 0 | 7715 | 0 | 226 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 |  | 2145691 | 39603 | SH |  | OTR | 01 | 0 | 0 | 39603 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 |  | 2904911 | 53616 | SH |  | SOLE | 0 | 53556 | 0 | 59 |
| TEXAS INSTRUMENTS INCORPORATED | Stock | 882508104 |  | 208783 | 1136 | SH |  | SOLE | 0 | 1136 | 0 | 0 |
| TARGET CORPORATION | Stock | 87612E106 |  | 915918 | 10018 | SH |  | SOLE | 0 | 9624 | 0 | 393 |
| VANGUARD HIGH DIVIDEND YIELD ETF | ETF | 921946406 |  | 863417 | 6126 | SH |  | SOLE | 0 | 6125 | 0 | 0 |
| PFIZER INC | Stock | 717081103 |  | 567801 | 22284 | SH |  | SOLE | 0 | 22284 | 0 | 0 |
| MATTHEWS EMERGING MARKETS DISCOVERY ACTIVE ETF | ETF | 577125743 |  | 4939366 | 184424 | SH |  | SOLE | 0 | 177102 | 0 | 7322 |
| 3M CO | Stock | 88579Y101 |  | 2041123 | 13153 | SH |  | SOLE | 0 | 12977 | 0 | 176 |
| GILEAD SCIENCES INC | Stock | 375558103 |  | 410770 | 3701 | SH |  | SOLE | 0 | 3700 | 0 | 0 |
| CATERPILLAR INC | Stock | 149123101 |  | 1140188 | 2390 | SH |  | SOLE | 0 | 2389 | 0 | 0 |
| ALPHABET INC CLASS C | Stock | 02079K107 |  | 1204777 | 4947 | SH |  | SOLE | 0 | 4544 | 0 | 402 |
| AMGEN INC | Stock | 031162100 |  | 298656 | 1058 | SH |  | SOLE | 0 | 1058 | 0 | 0 |
| APPLIED MATERIALS INC | Stock | 038222105 |  | 371605 | 1815 | SH |  | SOLE | 0 | 1815 | 0 | 0 |
| ALLY FINL INC COM | Stock | 02005N100 |  | 228262 | 5823 | SH |  | SOLE | 0 | 5823 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX | ETF | 33733E302 |  | 1179526 | 4215 | SH |  | SOLE | 0 | 4215 | 0 | 0 |
| WILLIAMS COS INC COM | Stock | 969457100 |  | 477659 | 7540 | SH |  | SOLE | 0 | 7540 | 0 | 0 |
| MAIN STR CAP CORP COM | CEF | 56035L104 |  | 619710 | 9745 | SH |  | SOLE | 0 | 9745 | 0 | 0 |
| ISHARES CORE S U.S. GROWTH ETF | ETF | 464287671 |  | 2790508 | 16959 | SH |  | SOLE | 0 | 16959 | 0 | 0 |
| ISHARES CORE S U.S. VALUE ETF | ETF | 464287663 |  | 2196542 | 21976 | SH |  | SOLE | 0 | 21976 | 0 | 0 |
| CAMBRIA GLOBAL EW ETF | ETF | 02072Q713 |  | 1284581 | 25509 | SH |  | SOLE | 0 | 11442 | 0 | 14066 |
| VANGUARD DIVIDEND APPRECIATION INDEX FUND | ETF | 921908844 |  | 18735327 | 86822 | SH |  | SOLE | 0 | 77640 | 0 | 9181 |
| ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 |  | 213643 | 2131 | SH |  | SOLE | 0 | 2131 | 0 | 0 |
| ISHARES 20 YEAR TREASURY BOND ETF | ETF | 464287432 |  | 331082 | 3705 | SH |  | SOLE | 0 | 3537 | 0 | 167 |
| INVESCO BUYBACK ACHIEVERS ETF | ETF | 46137V308 |  | 6380003 | 48158 | SH |  | SOLE | 0 | 42696 | 0 | 5462 |
| ISHARES EXPANDED TECH SECTOR ETF | ETF | 464287549 |  | 320694 | 2546 | SH |  | SOLE | 0 | 1202 | 0 | 1343 |
| BROOKFIELD INFRASTRUCTURE PARTNERS LP | Stock | G16252101 |  | 2466742 | 75000 | SH |  | SOLE | 0 | 52180 | 0 | 22819 |
| ISHARES S SMALL-CAP 600 VALUE ETF | ETF | 464287879 |  | 864195 | 7814 | SH |  | SOLE | 0 | 2637 | 0 | 5177 |
| ISHARES S MID-CAP 400 GROWTH ETF | ETF | 464287606 |  | 313775 | 3272 | SH |  | SOLE | 0 | 3272 | 0 | 0 |
| ISHARES CORE TOTAL USD BOND MARKET ETF | ETF | 46434V613 |  | 1057128 | 22632 | SH |  | SOLE | 0 | 22179 | 0 | 451 |
| WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND | ETF | 97717W281 |  | 573189 | 10038 | SH |  | SOLE | 0 | 9924 | 0 | 114 |
| ETFMG PRIME CYBER SECURITY ETF | ETF | 032108664 |  | 511356 | 5891 | SH |  | SOLE | 0 | 5891 | 0 | 0 |
| CH ROBINSON WORLDWIDE INC | Stock | 12541W209 |  | 502723 | 3797 | SH |  | SOLE | 0 | 3797 | 0 | 0 |
| DELTA AIR LINES INC | Stock | 247361702 |  | 276200 | 4867 | SH |  | SOLE | 0 | 3417 | 0 | 1449 |
| ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464288620 |  | 44700 | 856 | SH |  | SOLE | 0 | 856 | 0 | 0 |
| ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464288620 |  | 497082 | 9519 | SH |  | OTR | 01 | 0 | 0 | 9519 |
| VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 |  | 11263313 | 142736 | SH |  | SOLE | 0 | 136356 | 0 | 6379 |
| NORTHERN OIL  GAS INC | Stock | 665531307 |  | 1362686 | 54947 | SH |  | SOLE | 0 | 54947 | 0 | 0 |
| INVESCO RUSSELL 1000 EQUAL WEIGHT ETF | ETF | 46138E420 |  | 207584 | 3992 | SH |  | SOLE | 0 | 3992 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL INC | Stock | 718172109 |  | 445973 | 2750 | SH |  | SOLE | 0 | 2049 | 0 | 700 |
| FIDELITY LIMITED TERM BOND ETF | ETF | 316188200 |  | 535419 | 10569 | SH |  | SOLE | 0 | 10568 | 0 | 0 |
| INVESCO S 500 EQUAL WEIGHT TECHNOLOGY ETF | ETF | 46137V282 |  | 1382107 | 31003 | SH |  | SOLE | 0 | 30470 | 0 | 532 |
| ISHARES RUSSELL 3000 ETF | ETF | 464287689 |  | 3413819 | 9009 | SH |  | SOLE | 0 | 8429 | 0 | 579 |
| REALTY INCOME CORP COM | REIT | 756109104 |  | 323440 | 5321 | SH |  | SOLE | 0 | 5320 | 0 | 0 |
| ALTRIA GROUP INC | Stock | 02209S103 |  | 568451 | 8605 | SH |  | SOLE | 0 | 8605 | 0 | 0 |
| EXXON MOBIL CORPORATION | Stock | 30231G102 |  | 1298111 | 11513 | SH |  | SOLE | 0 | 10247 | 0 | 1265 |
| UNITEDHEALTH GROUP INC | Stock | 91324P102 |  | 1659134 | 4805 | SH |  | SOLE | 0 | 3295 | 0 | 1509 |
| TRAVELERS COMPANIES INC | Stock | 89417E109 |  | 227229 | 814 | SH |  | SOLE | 0 | 813 | 0 | 0 |
| LOWE'S COMPANIES INC | Stock | 548661107 |  | 293060 | 1166 | SH |  | SOLE | 0 | 1151 | 0 | 15 |
| DEERE  COMPANY | Stock | 244199105 |  | 975037 | 2132 | SH |  | SOLE | 0 | 1981 | 0 | 151 |
| ISHARES U.S. PHARMACEUTICALS ETF | ETF | 464288836 |  | 1469651 | 20254 | SH |  | SOLE | 0 | 18841 | 0 | 1412 |
| VODAFONE GROUP PLC | ADR | 92857W308 |  | 183434 | 15813 | SH |  | SOLE | 0 | 13131 | 0 | 2682 |
| CBRE GROUP INC | Stock | 12504L109 |  | 380665 | 2416 | SH |  | SOLE | 0 | 2416 | 0 | 0 |
| ISHARES CORE S MID-CAP ETF | ETF | 464287507 |  | 11472163 | 175792 | SH |  | SOLE | 0 | 161434 | 0 | 14357 |
| VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 |  | 684156 | 13664 | SH |  | OTR | 01 | 0 | 0 | 13664 |
| VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 |  | 841038 | 16797 | SH |  | SOLE | 0 | 16797 | 0 | 0 |
| INVESCO S 500 EQUAL WEIGHT HEALTH CARE ETF | ETF | 46137V332 |  | 2212756 | 75289 | SH |  | SOLE | 0 | 66673 | 0 | 8615 |
| ISHARES MSCI EAFE ETF | ETF | 464287465 |  | 1931696 | 20689 | SH |  | SOLE | 0 | 18136 | 0 | 2551 |
| APPLE INC | Stock | 037833100 |  | 1476599 | 5799 | SH |  | OTR | 01 | 0 | 0 | 5799 |
| APPLE INC | Stock | 037833100 |  | 19793125 | 77733 | SH |  | SOLE | 0 | 67612 | 0 | 10120 |
| ABBOTT LABORATORIES | Stock | 002824100 |  | 268679 | 2006 | SH |  | SOLE | 0 | 1309 | 0 | 696 |
| VANGUARD TOTAL WORLD STOCK ETF | ETF | 922042742 |  | 594324 | 4313 | SH |  | SOLE | 0 | 4312 | 0 | 0 |
| ISHARES RUSSELL 1000 ETF | ETF | 464287622 |  | 2428177 | 6644 | SH |  | SOLE | 0 | 6643 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE ETF | ETF | 464287598 |  | 557954 | 2741 | SH |  | SOLE | 0 | 487 | 0 | 2253 |

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