# EDGAR Filing Document

**Accession Number:** 0001386935
**File Stem:** 0001386935-23-000001
**Filing Date:** 2023-1
**Character Count:** 34124
**Document Hash:** 1f6bdca91a6cba6a0dd8f752c62c95e0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001386935-23-000001.hdr.sgml**: 20230117

**ACCESSION NUMBER**: 0001386935-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230117

**DATE AS OF CHANGE**: 20230117

**EFFECTIVENESS DATE**: 20230117

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Keel Point, LLC
- **CENTRAL INDEX KEY:** 0001386935
- **IRS NUMBER:** 200166451
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-12097
- **FILM NUMBER:** 23531318

**BUSINESS ADDRESS:**
- **STREET 1:** 100 CHURCH STREET
- **STREET 2:** SUITE 500
- **CITY:** HUNTSVILLE
- **STATE:** AL
- **ZIP:** 35801
- **BUSINESS PHONE:** 256-704-0505

**MAIL ADDRESS:**
- **STREET 1:** 100 CHURCH STREET
- **STREET 2:** SUITE 500
- **CITY:** HUNTSVILLE
- **STATE:** AL
- **ZIP:** 35801

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Blue Creek Investment Partners, LLC
- **DATE OF NAME CHANGE:** 20070117

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Keel Point LLC<br>**Address:** 100 CHURCH STREET<br>SUITE 500<br>HUNTSVILLE, AL 35801

**Form 13F File Number:** 028-12097

**CRD Number (if applicable):** 000127902

**SEC File Number (if applicable):** 801-62249

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael Kronket<br>**Title:** Compliance Consultant<br>**Phone:** 5135621671

**Signature, Place, and Date of Signing:**

Michael Kronket  Cincinnati, OH  01-17-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 297

**Form 13F Information Table Value Total:** $637068

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 504839 | 4598 | SH |  | SOLE | 0 | 2386 | 0 | 2212 |
| ABBVIE INC | COM | 00287Y109 |  | 592995 | 3669 | SH |  | SOLE | 0 | 1798 | 0 | 1871 |
| ABRDN PLATINUM ETF TRUST | PHYSCL PLATM SHS | 003260106 |  | 1055942 | 10636 | SH |  | SOLE | 0 | 185 | 0 | 10451 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 5110544 | 19152 | SH |  | SOLE | 0 | 11583 | 0 | 7569 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 598182 | 1778 | SH |  | SOLE | 0 | 201 | 0 | 1577 |
| AFLAC INC | COM | 001055102 |  | 332063 | 4616 | SH |  | SOLE | 0 | 1987 | 0 | 2629 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 215088 | 698 | SH |  | SOLE | 0 | 257 | 0 | 441 |
| ALLSTATE CORP | COM | 020002101 |  | 285063 | 2102 | SH |  | SOLE | 0 | 1408 | 0 | 694 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4927998 | 55854 | SH |  | SOLE | 0 | 37063 | 0 | 18791 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 952694 | 10737 | SH |  | SOLE | 0 | 1597 | 0 | 9140 |
| AMAZON COM INC | COM | 023135106 |  | 2166360 | 25790 | SH |  | SOLE | 0 | 8788 | 0 | 17002 |
| AMBEV SA | SPONSORED ADR | 02319V103 |  | 35496 | 13050 | SH |  | SOLE | 0 | 624 | 0 | 12426 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 272156 | 4917 | SH |  | SOLE | 0 | 4241 | 0 | 676 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 203858 | 1380 | SH |  | SOLE | 0 | 631 | 0 | 749 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 237654 | 1122 | SH |  | SOLE | 0 | 412 | 0 | 710 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 341263 | 1096 | SH |  | SOLE | 0 | 74 | 0 | 1022 |
| AMGEN INC | COM | 031162100 |  | 440420 | 1677 | SH |  | SOLE | 0 | 470 | 0 | 1207 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 3835127 | 50369 | SH |  | SOLE | 0 | 45309 | 0 | 5060 |
| ANALOG DEVICES INC | COM | 032654105 |  | 284699 | 1736 | SH |  | SOLE | 0 | 420 | 0 | 1316 |
| AON PLC | SHS CL A | G0403H108 |  | 215296 | 717 | SH |  | SOLE | 0 | 182 | 0 | 535 |
| APPLE INC | COM | 037833100 |  | 7286806 | 56083 | SH |  | SOLE | 0 | 25051 | 0 | 31031 |
| APPLIED MATLS INC | COM | 038222105 |  | 307729 | 3160 | SH |  | SOLE | 0 | 530 | 0 | 2630 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 486910 | 891 | SH |  | SOLE | 0 | 135 | 0 | 756 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 454069 | 6697 | SH |  | SOLE | 0 | 1342 | 0 | 5355 |
| AT INC | COM | 00206R102 |  | 475279 | 25816 | SH |  | SOLE | 0 | 11469 | 0 | 14348 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 277996 | 1164 | SH |  | SOLE | 0 | 245 | 0 | 918 |
| BAKER HUGHES COMPANY | CL A | 05722G100 |  | 276704 | 9370 | SH |  | SOLE | 0 | 541 | 0 | 8829 |
| BANCO BILBAO VIZCAYA ARGENTA | SPONSORED ADR | 05946K101 |  | 130273 | 21676 | SH |  | SOLE | 0 | 1475 | 0 | 20201 |
| BANCO SANTANDER S.A. | ADR | 05964H105 |  | 65853 | 22323 | SH |  | SOLE | 0 | 7433 | 0 | 14890 |
| BANK AMERICA CORP | COM | 060505104 |  | 659593 | 19915 | SH |  | SOLE | 0 | 4056 | 0 | 15859 |
| BARCLAYS PLC | ADR | 06738E204 |  | 80363 | 10303 | SH |  | SOLE | 0 | 1247 | 0 | 9056 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1879348 | 6084 | SH |  | SOLE | 0 | 3418 | 0 | 2666 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 5624532 | 12 | SH |  | SOLE | 0 | 12 | 0 | 0 |
| BGC PARTNERS INC | CL A | 05541T101 |  | 45979 | 12196 | SH |  | SOLE | 0 | 0 | 0 | 12196 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 |  | 246655 | 3975 | SH |  | SOLE | 0 | 417 | 0 | 3558 |
| BLACKROCK INC | COM | 09247X101 |  | 343177 | 484 | SH |  | SOLE | 0 | 108 | 0 | 376 |
| BLACKROCK MUNIYIELD QUALITY | COM | 09254E103 |  | 209627 | 18700 | SH |  | SOLE | 0 | 0 | 0 | 18700 |
| BLACKSTONE INC | COM | 09260D107 |  | 276197 | 3723 | SH |  | SOLE | 0 | 1250 | 0 | 2473 |
| BOEING CO | COM | 097023105 |  | 252209 | 1324 | SH |  | SOLE | 0 | 569 | 0 | 755 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 280124 | 139 | SH |  | SOLE | 0 | 19 | 0 | 120 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 200395 | 4331 | SH |  | SOLE | 0 | 1118 | 0 | 3213 |
| BP PLC | SPONSORED ADR | 055622104 |  | 200583 | 5742 | SH |  | SOLE | 0 | 1793 | 0 | 3949 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 257022 | 3572 | SH |  | SOLE | 0 | 1424 | 0 | 2148 |
| BROADCOM INC | COM | 11135F101 |  | 472727 | 845 | SH |  | SOLE | 0 | 331 | 0 | 514 |
| CAMBRIA ETF TR | SHSHLD YIELD ETF | 132061201 |  | 327102 | 5515 | SH |  | SOLE | 0 | 4209 | 0 | 1306 |
| CATERPILLAR INC | COM | 149123101 |  | 680560 | 2841 | SH |  | SOLE | 0 | 1369 | 0 | 1472 |
| CHECK POINT SOFTWARE TECH LT | ORD | M22465104 |  | 3402598 | 26971 | SH |  | SOLE | 0 | 24204 | 0 | 2767 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1142430 | 6365 | SH |  | SOLE | 0 | 3553 | 0 | 2811 |
| CHUBB LIMITED | COM | H1467J104 |  | 273654 | 1240 | SH |  | SOLE | 0 | 581 | 0 | 659 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 3620086 | 44909 | SH |  | SOLE | 0 | 40070 | 0 | 4839 |
| CIGNA CORP NEW | COM | 125523100 |  | 405300 | 1223 | SH |  | SOLE | 0 | 428 | 0 | 795 |
| CISCO SYS INC | COM | 17275R102 |  | 899981 | 18891 | SH |  | SOLE | 0 | 10679 | 0 | 8212 |
| COCA COLA CO | COM | 191216100 |  | 1140695 | 17933 | SH |  | SOLE | 0 | 13207 | 0 | 4725 |
| COGNIZANT TECHNOLOGY SOLUTIO | CL A | 192446102 |  | 3518099 | 61516 | SH |  | SOLE | 0 | 55522 | 0 | 5994 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 219387 | 6274 | SH |  | SOLE | 0 | 3119 | 0 | 3154 |
| CONAGRA BRANDS INC | COM | 205887102 |  | 227915 | 5889 | SH |  | SOLE | 0 | 2429 | 0 | 3460 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 271262 | 2299 | SH |  | SOLE | 0 | 884 | 0 | 1415 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 514329 | 1127 | SH |  | SOLE | 0 | 297 | 0 | 830 |
| CVS HEALTH CORP | COM | 126650100 |  | 3501922 | 37578 | SH |  | SOLE | 0 | 32214 | 0 | 5364 |
| DANAHER CORPORATION | COM | 235851102 |  | 3973452 | 14970 | SH |  | SOLE | 0 | 11997 | 0 | 2973 |
| DEERE  CO | COM | 244199105 |  | 302616 | 706 | SH |  | SOLE | 0 | 230 | 0 | 476 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 215367 | 3501 | SH |  | SOLE | 0 | 1117 | 0 | 2384 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 319364 | 1792 | SH |  | SOLE | 0 | 88 | 0 | 1704 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 770611 | 18560 | SH |  | SOLE | 0 | 18560 | 0 | 0 |
| DIREXION SHS ETF TR | DRX S | 25459W862 |  | 218876 | 3524 | SH |  | SOLE | 0 | 3524 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 3425054 | 39423 | SH |  | SOLE | 0 | 33886 | 0 | 5537 |
| DOLLAR TREE INC | COM | 256746108 |  | 298721 | 2112 | SH |  | SOLE | 0 | 364 | 0 | 1748 |
| DYCOM INDS INC | COM | 267475101 |  | 284622 | 3041 | SH |  | SOLE | 0 | 1214 | 0 | 1827 |
| EATON CORP PLC | SHS | G29183103 |  | 315423 | 2010 | SH |  | SOLE | 0 | 849 | 0 | 1161 |
| ECOLAB INC | COM | 278865100 |  | 3266510 | 22441 | SH |  | SOLE | 0 | 19357 | 0 | 3084 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 212937 | 2854 | SH |  | SOLE | 0 | 277 | 0 | 2577 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 440184 | 858 | SH |  | SOLE | 0 | 142 | 0 | 716 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 312306 | 2776 | SH |  | SOLE | 0 | 2652 | 0 | 124 |
| EXPEDITORS INTL WASH INC | COM | 302130109 |  | 3909050 | 37616 | SH |  | SOLE | 0 | 33206 | 0 | 4410 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1168826 | 10597 | SH |  | SOLE | 0 | 5992 | 0 | 4604 |
| F45 TRAINING HLDGS INC | COM | 30322L101 |  | 31316 | 10988 | SH |  | SOLE | 0 | 0 | 0 | 10988 |
| FASTENAL CO | COM | 311900104 |  | 3433950 | 72569 | SH |  | SOLE | 0 | 64797 | 0 | 7772 |
| FEDEX CORP | COM | 31428X106 |  | 3420534 | 19749 | SH |  | SOLE | 0 | 17625 | 0 | 2124 |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 |  | 207412 | 8360 | SH |  | SOLE | 0 | 8360 | 0 | 0 |
| FIDELITY COVINGTON TRUST | HIGH DIVID ETF | 316092840 |  | 370441 | 9931 | SH |  | SOLE | 0 | 8193 | 0 | 1738 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 466947 | 10372 | SH |  | SOLE | 0 | 10372 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | WTR ETF | 33733B100 |  | 312333 | 3936 | SH |  | SOLE | 0 | 3044 | 0 | 892 |
| FIRST TR EXCHANGE-TRADED ALP | MID CAP VAL FD | 33737M201 |  | 482007 | 11217 | SH |  | SOLE | 0 | 9703 | 0 | 1514 |
| FIRST TR EXCHANGE-TRADED FD | DORSEY WRT 5 ETF | 33738R605 |  | 876046 | 18819 | SH |  | SOLE | 0 | 15510 | 0 | 3309 |
| FIRST TR EXCHNG TRADED FD VI | TCW UNCONSTRAI | 33740F888 |  | 814870 | 33798 | SH |  | SOLE | 0 | 30065 | 0 | 3733 |
| FIRST TR VALUE LINE DIVID IN | SHS | 33734H106 |  | 206945 | 5185 | SH |  | SOLE | 0 | 5185 | 0 | 0 |
| FISERV INC | COM | 337738108 |  | 3679807 | 36409 | SH |  | SOLE | 0 | 31822 | 0 | 4587 |
| FORD MTR CO DEL | COM | 345370860 |  | 177986 | 15304 | SH |  | SOLE | 0 | 5218 | 0 | 10086 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 212728 | 5598 | SH |  | SOLE | 0 | 3358 | 0 | 2240 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 246172 | 2938 | SH |  | SOLE | 0 | 1813 | 0 | 1125 |
| GENERAL MLS INC | COM | 370334104 |  | 222797 | 2657 | SH |  | SOLE | 0 | 1820 | 0 | 837 |
| GLOBAL PMTS INC | COM | 37940X102 |  | 356933 | 3594 | SH |  | SOLE | 0 | 3255 | 0 | 339 |
| GLOBAL X FDS | LITHIUM BTRY ETF | 37954Y855 |  | 574535 | 9803 | SH |  | SOLE | 0 | 4863 | 0 | 4940 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1443487 | 4204 | SH |  | SOLE | 0 | 338 | 0 | 3866 |
| HARTFORD FDS EXCHANGE TRADED | TOTAL RTRN ETF | 41653L305 |  | 303968 | 9200 | SH |  | SOLE | 0 | 9200 | 0 | 0 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 343177 | 1430 | SH |  | SOLE | 0 | 1162 | 0 | 268 |
| HOME DEPOT INC | COM | 437076102 |  | 2245071 | 7108 | SH |  | SOLE | 0 | 2303 | 0 | 4805 |
| HONEYWELL INTL INC | COM | 438516106 |  | 527075 | 2460 | SH |  | SOLE | 0 | 1065 | 0 | 1395 |
| HSBC HLDGS PLC | SPON ADR NEW | 404280406 |  | 213049 | 6837 | SH |  | SOLE | 0 | 414 | 0 | 6423 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 3706984 | 16827 | SH |  | SOLE | 0 | 14396 | 0 | 2431 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 3603612 | 35126 | SH |  | SOLE | 0 | 30845 | 0 | 4282 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1971029 | 13990 | SH |  | SOLE | 0 | 9935 | 0 | 4055 |
| INTUIT | COM | 461202103 |  | 389631 | 1001 | SH |  | SOLE | 0 | 206 | 0 | 795 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 285517 | 1076 | SH |  | SOLE | 0 | 277 | 0 | 799 |
| INVESCO ACTIVELY MANAGED ETF | TOTAL RETURN | 46090A804 |  | 397040 | 8544 | SH |  | SOLE | 0 | 8544 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S GBL WATER | 46138E263 |  | 810023 | 17375 | SH |  | SOLE | 0 | 0 | 0 | 17375 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 353389 | 17547 | SH |  | SOLE | 0 | 15226 | 0 | 2321 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2024 CB | 46138J841 |  | 490301 | 23935 | SH |  | SOLE | 0 | 21668 | 0 | 2267 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2023 CB | 46138J866 |  | 685878 | 32692 | SH |  | SOLE | 0 | 32692 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S SMCP VLU MNT | 46137V480 |  | 311712 | 6815 | SH |  | SOLE | 0 | 5157 | 0 | 1658 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1809180 | 6794 | SH |  | SOLE | 0 | 4050 | 0 | 2744 |
| ISHARES INC | MSCI BRAZIL ETF | 464286400 |  | 240262 | 8590 | SH |  | SOLE | 0 | 0 | 0 | 8590 |
| ISHARES INC | MSCI SWITZERLAND | 464286749 |  | 446387 | 10646 | SH |  | SOLE | 0 | 0 | 0 | 10646 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1093011 | 23405 | SH |  | SOLE | 0 | 18864 | 0 | 4541 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 490641 | 16317 | SH |  | SOLE | 0 | 16196 | 0 | 121 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 1496964 | 67982 | SH |  | SOLE | 0 | 2180 | 0 | 65802 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 688759 | 6266 | SH |  | SOLE | 0 | 0 | 0 | 6266 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 1015322 | 20380 | SH |  | SOLE | 0 | 17734 | 0 | 2646 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 982510 | 8783 | SH |  | SOLE | 0 | 908 | 0 | 7875 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1250956 | 14935 | SH |  | SOLE | 0 | 12869 | 0 | 2066 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 692422 | 6562 | SH |  | SOLE | 0 | 450 | 0 | 6112 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 3738928 | 66199 | SH |  | SOLE | 0 | 42800 | 0 | 23399 |
| ISHARES TR | GLB INFRASTR ETF | 464288372 |  | 963373 | 21016 | SH |  | SOLE | 0 | 0 | 0 | 21016 |
| ISHARES TR | MBS ETF | 464288588 |  | 336497 | 3628 | SH |  | SOLE | 0 | 2453 | 0 | 1175 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 12666196 | 110246 | SH |  | SOLE | 0 | 77043 | 0 | 33203 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 686904 | 5696 | SH |  | SOLE | 0 | 5696 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 5246969 | 49295 | SH |  | SOLE | 0 | 26252 | 0 | 23043 |
| ISHARES TR | CYBERSECURITY | 46435U135 |  | 474922 | 14383 | SH |  | SOLE | 0 | 152 | 0 | 14231 |
| ISHARES TR | MSCI INTL VLU FT | 46435G409 |  | 360479 | 15558 | SH |  | SOLE | 0 | 281 | 0 | 15277 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 8782276 | 103467 | SH |  | SOLE | 0 | 19931 | 0 | 83536 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 14392626 | 285965 | SH |  | SOLE | 0 | 199643 | 0 | 86322 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 1188162 | 10426 | SH |  | SOLE | 0 | 1219 | 0 | 9207 |
| ISHARES TR | MSCI CHINA ETF | 46429B671 |  | 449388 | 9461 | SH |  | SOLE | 0 | 122 | 0 | 9339 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 770100 | 10681 | SH |  | SOLE | 0 | 0 | 0 | 10681 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 1795726 | 79037 | SH |  | SOLE | 0 | 54222 | 0 | 24816 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 734707 | 17602 | SH |  | SOLE | 0 | 0 | 0 | 17602 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 354939 | 2945 | SH |  | SOLE | 0 | 2945 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 19713522 | 300328 | SH |  | SOLE | 0 | 107767 | 0 | 192561 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 669655 | 8010 | SH |  | SOLE | 0 | 7669 | 0 | 341 |
| ISHARES TR | US CONSM STAPLES | 464287812 |  | 298186 | 1470 | SH |  | SOLE | 0 | 1215 | 0 | 255 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 3476243 | 12253 | SH |  | SOLE | 0 | 927 | 0 | 11326 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2045906 | 8458 | SH |  | SOLE | 0 | 969 | 0 | 7489 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 682409 | 7211 | SH |  | SOLE | 0 | 3469 | 0 | 3742 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 230597 | 2134 | SH |  | SOLE | 0 | 1689 | 0 | 445 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 3387094 | 23348 | SH |  | SOLE | 0 | 0 | 0 | 23348 |
| ISHARES TR | CORE S ETF | 464287200 |  | 945835 | 2462 | SH |  | SOLE | 0 | 882 | 0 | 1580 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 4047550 | 69189 | SH |  | SOLE | 0 | 656 | 0 | 68533 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 28712973 | 136391 | SH |  | SOLE | 0 | 120263 | 0 | 16128 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 16412383 | 108225 | SH |  | SOLE | 0 | 70521 | 0 | 37705 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 6406731 | 29904 | SH |  | SOLE | 0 | 23045 | 0 | 6860 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2818941 | 16167 | SH |  | SOLE | 0 | 1830 | 0 | 14338 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 1449454 | 6568 | SH |  | SOLE | 0 | 1493 | 0 | 5075 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 2066528 | 24546 | SH |  | SOLE | 0 | 408 | 0 | 24138 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 2664917 | 32831 | SH |  | SOLE | 0 | 19652 | 0 | 13180 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 3879603 | 40505 | SH |  | SOLE | 0 | 5426 | 0 | 35079 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 2380543 | 23911 | SH |  | SOLE | 0 | 13827 | 0 | 10083 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 643860 | 6107 | SH |  | SOLE | 0 | 4587 | 0 | 1520 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 303942 | 873 | SH |  | SOLE | 0 | 660 | 0 | 213 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 8448484 | 222915 | SH |  | SOLE | 0 | 106520 | 0 | 116395 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 13648122 | 140717 | SH |  | SOLE | 0 | 17352 | 0 | 123365 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS CDA | 46641Q225 |  | 2719499 | 47469 | SH |  | SOLE | 0 | 0 | 0 | 47469 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS DEV | 46641Q233 |  | 667884 | 13647 | SH |  | SOLE | 0 | 0 | 0 | 13647 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 5949361 | 118679 | SH |  | SOLE | 0 | 58106 | 0 | 60572 |
| J P MORGAN EXCHANGE TRADED F | BETABULDRS JAPAN | 46641Q217 |  | 1641724 | 36564 | SH |  | SOLE | 0 | 0 | 0 | 36564 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 5050950 | 28593 | SH |  | SOLE | 0 | 22074 | 0 | 6519 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1143880 | 8530 | SH |  | SOLE | 0 | 2509 | 0 | 6021 |
| JPMORGAN CHASE  CO | ALERIAN ML ETN | 46625H365 |  | 926072 | 42578 | SH |  | SOLE | 0 | 14698 | 0 | 27880 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 212639 | 1021 | SH |  | SOLE | 0 | 257 | 0 | 764 |
| LILLY ELI  CO | COM | 532457108 |  | 684593 | 1871 | SH |  | SOLE | 0 | 566 | 0 | 1305 |
| LINDE PLC | SHS | G5494J103 |  | 533206 | 1635 | SH |  | SOLE | 0 | 348 | 0 | 1286 |
| LLOYDS BANKING GROUP PLC | SPONSORED ADR | 539439109 |  | 52946 | 24066 | SH |  | SOLE | 0 | 5465 | 0 | 18601 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 510196 | 1049 | SH |  | SOLE | 0 | 353 | 0 | 696 |
| LOWES COS INC | COM | 548661107 |  | 725613 | 3642 | SH |  | SOLE | 0 | 2372 | 0 | 1270 |
| MAGELLAN MIDSTREAM PRTNRS LP | COM UNIT RP LP | 559080106 |  | 803360 | 16000 | SH |  | SOLE | 0 | 0 | 0 | 16000 |
| MARATHON PETE CORP | COM | 56585A102 |  | 201254 | 1729 | SH |  | SOLE | 0 | 1065 | 0 | 664 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1121568 | 3225 | SH |  | SOLE | 0 | 537 | 0 | 2688 |
| MCDONALDS CORP | COM | 580135101 |  | 659740 | 2503 | SH |  | SOLE | 0 | 1160 | 0 | 1343 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 286701 | 3689 | SH |  | SOLE | 0 | 1684 | 0 | 2005 |
| MERCK  CO INC | COM | 58933Y105 |  | 955713 | 8614 | SH |  | SOLE | 0 | 3146 | 0 | 5468 |
| META PLATFORMS INC | CL A | 30303M102 |  | 621255 | 5163 | SH |  | SOLE | 0 | 1805 | 0 | 3358 |
| MICROSOFT CORP | COM | 594918104 |  | 10325948 | 43057 | SH |  | SOLE | 0 | 25018 | 0 | 18039 |
| MITSUBISHI UFJ FINL GROUP IN | SPONSORED ADS | 606822104 |  | 199456 | 29903 | SH |  | SOLE | 0 | 1448 | 0 | 28455 |
| MIZUHO FINANCIAL GROUP INC | SPONSORED ADR | 60687Y109 |  | 68635 | 24167 | SH |  | SOLE | 0 | 1697 | 0 | 22470 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 201675 | 3026 | SH |  | SOLE | 0 | 691 | 0 | 2335 |
| NETFLIX INC | COM | 64110L106 |  | 430230 | 1459 | SH |  | SOLE | 0 | 512 | 0 | 947 |
| NEWMONT CORP | COM | 651639106 |  | 562365 | 11915 | SH |  | SOLE | 0 | 9111 | 0 | 2804 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 656014 | 7847 | SH |  | SOLE | 0 | 2818 | 0 | 5029 |
| NIKE INC | CL B | 654106103 |  | 387159 | 3309 | SH |  | SOLE | 0 | 780 | 0 | 2529 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 1478204 | 5999 | SH |  | SOLE | 0 | 4927 | 0 | 1072 |
| NORTHERN LTS FD TR IV | INSPIRE CORP BD | 66538H633 |  | 2298661 | 99768 | SH |  | SOLE | 0 | 45528 | 0 | 54240 |
| NORTHERN LTS FD TR IV | INSPIRE 100 ETF | 66538H534 |  | 2149501 | 71794 | SH |  | SOLE | 0 | 45361 | 0 | 26433 |
| NORTHERN LTS FD TR IV | INSPIRE GBL HOPE | 66538H658 |  | 5118713 | 163799 | SH |  | SOLE | 0 | 108546 | 0 | 55253 |
| NORTHERN LTS FD TR IV | INSPIRE SML/ MID | 66538H641 |  | 986477 | 32762 | SH |  | SOLE | 0 | 26131 | 0 | 6631 |
| NORTHERN LTS FD TR IV | INSPIRE INTL ETF | 66538H419 |  | 1742653 | 66845 | SH |  | SOLE | 0 | 44022 | 0 | 22823 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 481915 | 883 | SH |  | SOLE | 0 | 744 | 0 | 139 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 271811 | 2996 | SH |  | SOLE | 0 | 206 | 0 | 2791 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 494471 | 3654 | SH |  | SOLE | 0 | 902 | 0 | 2752 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 748162 | 5119 | SH |  | SOLE | 0 | 1817 | 0 | 3302 |
| ORACLE CORP | COM | 68389X105 |  | 345456 | 4226 | SH |  | SOLE | 0 | 2115 | 0 | 2111 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 316419 | 1087 | SH |  | SOLE | 0 | 740 | 0 | 347 |
| PEPSICO INC | COM | 713448108 |  | 618166 | 3422 | SH |  | SOLE | 0 | 1234 | 0 | 2187 |
| PFIZER INC | COM | 717081103 |  | 501012 | 9778 | SH |  | SOLE | 0 | 5108 | 0 | 4670 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 260917 | 1652 | SH |  | SOLE | 0 | 153 | 0 | 1499 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1128477 | 7446 | SH |  | SOLE | 0 | 3512 | 0 | 3934 |
| PROLOGIS INC. | COM | 74340W103 |  | 237677 | 2108 | SH |  | SOLE | 0 | 664 | 0 | 1445 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 205340 | 2065 | SH |  | SOLE | 0 | 292 | 0 | 1772 |
| QUALCOMM INC | COM | 747525103 |  | 3811871 | 34672 | SH |  | SOLE | 0 | 29027 | 0 | 5645 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 326325 | 3233 | SH |  | SOLE | 0 | 1292 | 0 | 1941 |
| REATA PHARMACEUTICALS INC | CL A | 75615P103 |  | 2195024 | 57779 | SH |  | SOLE | 0 | 47562 | 0 | 10217 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 276968 | 1075 | SH |  | SOLE | 0 | 363 | 0 | 712 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 3951224 | 9144 | SH |  | SOLE | 0 | 8096 | 0 | 1048 |
| ROSS STORES INC | COM | 778296103 |  | 348343 | 3001 | SH |  | SOLE | 0 | 2432 | 0 | 569 |
| S GLOBAL INC | COM | 78409V104 |  | 284566 | 850 | SH |  | SOLE | 0 | 195 | 0 | 654 |
| SALESFORCE INC | COM | 79466L302 |  | 226994 | 1712 | SH |  | SOLE | 0 | 276 | 0 | 1436 |
| SANDY SPRING BANCORP INC | COM | 800363103 |  | 209901 | 5958 | SH |  | SOLE | 0 | 5958 | 0 | 0 |
| SAP SE | SPON ADR | 803054204 |  | 268009 | 2597 | SH |  | SOLE | 0 | 121 | 0 | 2476 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 501492 | 6023 | SH |  | SOLE | 0 | 903 | 0 | 5120 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT SC | 808524748 |  | 379435 | 12138 | SH |  | SOLE | 0 | 12136 | 0 | 2 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 1455307 | 45182 | SH |  | SOLE | 0 | 41940 | 0 | 3242 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 531209 | 9561 | SH |  | SOLE | 0 | 9561 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 1530596 | 23184 | SH |  | SOLE | 0 | 23184 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 268323 | 3454 | SH |  | SOLE | 0 | 655 | 0 | 2799 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1835995 | 20990 | SH |  | SOLE | 0 | 0 | 0 | 20990 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 1640995 | 47982 | SH |  | SOLE | 0 | 6634 | 0 | 41348 |
| SELECT SECTOR SPDR TR | SBI INT-INDS | 81369Y704 |  | 960251 | 9778 | SH |  | SOLE | 0 | 0 | 0 | 9778 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 3273214 | 26304 | SH |  | SOLE | 0 | 4527 | 0 | 21777 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 1243716 | 16683 | SH |  | SOLE | 0 | 5789 | 0 | 10894 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 573695 | 4223 | SH |  | SOLE | 0 | 0 | 0 | 4223 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 2115691 | 30010 | SH |  | SOLE | 0 | 4676 | 0 | 25334 |
| SERVISFIRST BANCSHARES INC | COM | 81768T108 |  | 2617176 | 37980 | SH |  | SOLE | 0 | 36301 | 0 | 1679 |
| SHELL PLC | SPON ADS | 780259305 |  | 276708 | 4859 | SH |  | SOLE | 0 | 375 | 0 | 4484 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 3585031 | 15106 | SH |  | SOLE | 0 | 12973 | 0 | 2133 |
| SONY GROUP CORPORATION | SPONSORED ADR | 835699307 |  | 347844 | 4560 | SH |  | SOLE | 0 | 387 | 0 | 4173 |
| SOUTHERN CO | COM | 842587107 |  | 6267204 | 87764 | SH |  | SOLE | 0 | 86178 | 0 | 1586 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 10544144 | 62156 | SH |  | SOLE | 0 | 22853 | 0 | 39303 |
| SPDR INDEX SHS FDS | S INTL SMLCP | 78463X871 |  | 1046029 | 35567 | SH |  | SOLE | 0 | 29180 | 0 | 6388 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1400 | 700 | SH | Put | SOLE | 0 | 0 | 0 | 700 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 16575 | 1300 | SH | Put | SOLE | 0 | 1300 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 21160 | 2000 | SH | Put | SOLE | 0 | 2000 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2368 | 7400 | SH | Put | SOLE | 0 | 5700 | 0 | 1700 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 56798284 | 148519 | SH |  | SOLE | 0 | 17305 | 0 | 131215 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 247151 | 558 | SH |  | SOLE | 0 | 282 | 0 | 276 |
| SPDR SER TR | BLOOMBERG SHT TE | 78468R408 |  | 362412 | 14951 | SH |  | SOLE | 0 | 8247 | 0 | 6704 |
| SPDR SER TR | PORTFLI INTRMDIT | 78464A672 |  | 1107087 | 39203 | SH |  | SOLE | 0 | 35666 | 0 | 3537 |
| SPDR SER TR | PORTFOLIO LN TSR | 78464A664 |  | 735140 | 25323 | SH |  | SOLE | 0 | 20007 | 0 | 5317 |
| SPDR SER TR | PORTFOLIO S | 78464A854 |  | 24771835 | 550730 | SH |  | SOLE | 0 | 0 | 0 | 550730 |
| SPROTT PHYSICAL GOLD TR | UNIT | 85207H104 |  | 678617 | 48129 | SH |  | SOLE | 0 | 44347 | 0 | 3782 |
| SSGA ACTIVE ETF TR | SPDR TR TACTIC | 78467V848 |  | 213293 | 5327 | SH |  | SOLE | 0 | 5327 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 458652 | 4624 | SH |  | SOLE | 0 | 1151 | 0 | 3473 |
| STRYKER CORPORATION | COM | 863667101 |  | 4258449 | 17418 | SH |  | SOLE | 0 | 15693 | 0 | 1724 |
| SUMITOMO MITSUI FINL GROUP I | SPONSORED ADR | 86562M209 |  | 113018 | 14092 | SH |  | SOLE | 0 | 3013 | 0 | 11079 |
| SYNOVUS FINL CORP | COM NEW | 87161C501 |  | 280376 | 7467 | SH |  | SOLE | 0 | 1326 | 0 | 6141 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 537089 | 7210 | SH |  | SOLE | 0 | 1972 | 0 | 5238 |
| TAKE-TWO INTERACTIVE SOFTWAR | COM | 874054109 |  | 970804 | 9323 | SH |  | SOLE | 0 | 151 | 0 | 9172 |
| TARGET CORP | COM | 87612E106 |  | 353781 | 2374 | SH |  | SOLE | 0 | 1019 | 0 | 1355 |
| TESLA INC | COM | 88160R101 |  | 684321 | 5555 | SH |  | SOLE | 0 | 2112 | 0 | 3443 |
| TEXAS INSTRS INC | COM | 882508104 |  | 457050 | 2766 | SH |  | SOLE | 0 | 758 | 0 | 2009 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 4171174 | 7574 | SH |  | SOLE | 0 | 6288 | 0 | 1286 |
| TJX COS INC NEW | COM | 872540109 |  | 271538 | 3411 | SH |  | SOLE | 0 | 527 | 0 | 2884 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 220383 | 1614 | SH |  | SOLE | 0 | 60 | 0 | 1554 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 492044 | 11435 | SH |  | SOLE | 0 | 10314 | 0 | 1121 |
| UNION PAC CORP | COM | 907818108 |  | 631775 | 3051 | SH |  | SOLE | 0 | 1111 | 0 | 1941 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 380281 | 2188 | SH |  | SOLE | 0 | 1508 | 0 | 680 |
| UNITED RENTALS INC | COM | 911363109 |  | 265499 | 747 | SH |  | SOLE | 0 | 277 | 0 | 470 |
| UNITED STS OIL FD LP | UNITS | 91232N207 |  | 508017 | 7246 | SH |  | SOLE | 0 | 0 | 0 | 7246 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1786891 | 3370 | SH |  | SOLE | 0 | 858 | 0 | 2513 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 211792 | 1669 | SH |  | SOLE | 0 | 750 | 0 | 920 |
| VANECK ETF TRUST | AGRIBUSINESS ETF | 92189F700 |  | 311974 | 3634 | SH |  | SOLE | 0 | 663 | 0 | 2971 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 720383 | 14702 | SH |  | SOLE | 0 | 9702 | 0 | 5000 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 1510802 | 31853 | SH |  | SOLE | 0 | 30 | 0 | 31823 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 63828145 | 181671 | SH |  | SOLE | 0 | 145193 | 0 | 36477 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 1293902 | 7198 | SH |  | SOLE | 0 | 6647 | 0 | 551 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1960865 | 13969 | SH |  | SOLE | 0 | 12439 | 0 | 1530 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 237717 | 1497 | SH |  | SOLE | 0 | 1103 | 0 | 394 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1443113 | 17497 | SH |  | SOLE | 0 | 14701 | 0 | 2795 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1089560 | 5936 | SH |  | SOLE | 0 | 4422 | 0 | 1514 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 2742786 | 20644 | SH |  | SOLE | 0 | 10883 | 0 | 9761 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3718365 | 19449 | SH |  | SOLE | 0 | 16062 | 0 | 3386 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1247879 | 32013 | SH |  | SOLE | 0 | 19968 | 0 | 12046 |
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 |  | 1727669 | 26848 | SH |  | SOLE | 0 | 177 | 0 | 26671 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 220403 | 2144 | SH |  | SOLE | 0 | 1897 | 0 | 247 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 922071 | 10698 | SH |  | SOLE | 0 | 8591 | 0 | 2107 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 |  | 535498 | 7610 | SH |  | SOLE | 0 | 7078 | 0 | 532 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 2947180 | 50396 | SH |  | SOLE | 0 | 28806 | 0 | 21590 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 417465 | 2749 | SH |  | SOLE | 0 | 24 | 0 | 2725 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 13512736 | 321962 | SH |  | SOLE | 0 | 201845 | 0 | 120116 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 7230838 | 54614 | SH |  | SOLE | 0 | 51356 | 0 | 3257 |
| VANGUARD WORLD FDS | COMM SRVC ETF | 92204A884 |  | 331414 | 4029 | SH |  | SOLE | 0 | 974 | 0 | 3055 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 304643 | 1228 | SH |  | SOLE | 0 | 995 | 0 | 233 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 616742 | 15653 | SH |  | SOLE | 0 | 5811 | 0 | 9842 |
| VISA INC | COM CL A | 92826C839 |  | 4849186 | 23340 | SH |  | SOLE | 0 | 17525 | 0 | 5815 |
| WALMART INC | COM | 931142103 |  | 3865823 | 27264 | SH |  | SOLE | 0 | 23464 | 0 | 3800 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 316146 | 2015 | SH |  | SOLE | 0 | 1236 | 0 | 779 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 262671 | 6362 | SH |  | SOLE | 0 | 4660 | 0 | 1702 |
| WILLIAMS COS INC | COM | 969457100 |  | 208521 | 6338 | SH |  | SOLE | 0 | 3239 | 0 | 3099 |
| XCEL ENERGY INC | COM | 98389B100 |  | 227811 | 3249 | SH |  | SOLE | 0 | 822 | 0 | 2427 |
| ZOETIS INC | CL A | 98978V103 |  | 247148 | 1686 | SH |  | SOLE | 0 | 220 | 0 | 1466 |

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