# EDGAR Filing Document

**Accession Number:** 0001842054
**File Stem:** 0001842054-25-000005
**Filing Date:** 2025-8
**Character Count:** 19934
**Document Hash:** bea7efcddecb70a6877ea732b0349afe
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001842054-25-000005.hdr.sgml**: 20250804

**ACCESSION NUMBER**: 0001842054-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250804

**DATE AS OF CHANGE**: 20250804

**EFFECTIVENESS DATE**: 20250804

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Rede Wealth, LLC
- **CENTRAL INDEX KEY:** 0001842054

**ORGANIZATION NAME:**
- **EIN:** 472817663
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20795
- **FILM NUMBER:** 251180360

**BUSINESS ADDRESS:**
- **STREET 1:** 600 PETER JEFFERSON PARKWAY, SUITE 250
- **CITY:** CHARLOTTESVILLE
- **STATE:** VA
- **ZIP:** 22911
- **BUSINESS PHONE:** 434.974.3500

**MAIL ADDRESS:**
- **STREET 1:** 600 PETER JEFFERSON PARKWAY, SUITE 250
- **CITY:** CHARLOTTESVILLE
- **STATE:** VA
- **ZIP:** 22911

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Rede Wealth LLC<br>**Address:** 600 PETER JEFFERSON PARKWAY SUITE 250<br>CHARLOTTESVILLE, VA 22911

**Form 13F File Number:** 028-20795

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Mark Neitzel<br>**Title:** Compliance Consultant<br>**Phone:** 7206176712

**Signature, Place, and Date of Signing:**

Mark Neitzel  Broomfield, CO  08-04-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 3

**Form 13F Information Table Entry Total:** 159

**Form 13F Information Table Value Total:** $277031520

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name                                | Form 13F File Number   | CRD Number   | SEC File Number   |
|---:|:---|:---|:---|:---|
|     1 | EquityCompass Investment Management |  |  |  |
|     2 | Clearbridge Investments LLC         |  |  |  |
|     3 | Crossmark Global Investments Inc.   |  |  |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 343746 | 2258 | SH |  | SOLE |  | 350 | 0 | 1908 |
| ABBVIE INC | COM | 00287Y109 |  | 29885 | 161 | SH |  | DFND | 0001442676 | 0 | 23 | 138 |
| ABBVIE INC | COM | 00287Y109 |  | 294396 | 1586 | SH |  | SOLE |  | 1152 | 0 | 434 |
| ABRDN ETFS | BBRG ALL COMMDY | 003261203 |  | 1015053 | 30620 | SH |  | SOLE |  | 18841 | 0 | 11779 |
| ALLSTATE CORP | COM | 020002101 |  | 201310 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 11807 | 67 | SH |  | DFND | 0001348883 | 67 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 42471 | 241 | SH |  | DFND | 0001442676 | 0 | 35 | 206 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 242316 | 1375 | SH |  | SOLE |  | 895 | 0 | 480 |
| AMAZON COM INC | COM | 023135106 |  | 86878 | 396 | SH |  | DFND | 0001348883 | 396 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 41026 | 187 | SH |  | DFND | 0001442676 | 0 | 27 | 160 |
| AMAZON COM INC | COM | 023135106 |  | 5513051 | 25129 | SH |  | SOLE |  | 14479 | 0 | 10650 |
| AON PLC | SHS CL A | G0403H108 |  | 677130 | 1898 | SH |  | SOLE |  | 1898 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 46163 | 225 | SH |  | DFND | 0001348883 | 225 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 46574 | 227 | SH |  | DFND | 0001442676 | 0 | 32 | 195 |
| APPLE INC | COM | 037833100 |  | 10064277 | 49053 | SH |  | SOLE |  | 27631 | 0 | 21423 |
| APPLIED MATLS INC | COM | 038222105 |  | 18307 | 100 | SH |  | DFND | 0000825204 | 0 | 100 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 1334580 | 7290 | SH |  | SOLE |  | 7173 | 0 | 117 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 13624 | 17 | SH |  | DFND | 0001348883 | 17 | 0 | 0 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 39268 | 49 | SH |  | DFND | 0001442676 | 0 | 7 | 42 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 379057 | 473 | SH |  | SOLE |  | 259 | 0 | 214 |
| AT INC | COM | 00206R102 |  | 666203 | 23020 | SH |  | SOLE |  | 3975 | 0 | 19045 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 41634 | 135 | SH |  | DFND | 0001442676 | 0 | 21 | 114 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 703165 | 2280 | SH |  | SOLE |  | 1178 | 0 | 1102 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 4498716 | 9261 | SH |  | SOLE |  | 2135 | 0 | 7126 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 153048000 | 210 | SH |  | SOLE |  | 94 | 0 | 116 |
| BLACKROCK INC | COM | 09290D101 |  | 727301 | 693 | SH |  | SOLE |  | 361 | 0 | 332 |
| CATERPILLAR INC | COM | 149123101 |  | 26398 | 68 | SH |  | DFND | 0001442676 | 0 | 9 | 59 |
| CATERPILLAR INC | COM | 149123101 |  | 282137 | 727 | SH |  | SOLE |  | 217 | 0 | 510 |
| CHEVRON CORP NEW | COM | 166764100 |  | 334355 | 2335 | SH |  | SOLE |  | 887 | 0 | 1448 |
| CHUBB LIMITED | COM | H1467J104 |  | 49542 | 171 | SH |  | DFND | 0001442676 | 0 | 25 | 146 |
| CHUBB LIMITED | COM | H1467J104 |  | 500057 | 1726 | SH |  | SOLE |  | 1651 | 0 | 75 |
| CISCO SYS INC | COM | 17275R102 |  | 27752 | 400 | SH |  | DFND | 0000825204 | 0 | 400 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 57794 | 833 | SH |  | DFND | 0001442676 | 0 | 118 | 715 |
| CISCO SYS INC | COM | 17275R102 |  | 316982 | 4569 | SH |  | SOLE |  | 1395 | 0 | 3174 |
| COCA COLA CO | COM | 191216100 |  | 21225 | 300 | SH |  | DFND | 0000825204 | 0 | 300 | 0 |
| COCA COLA CO | COM | 191216100 |  | 376178 | 5317 | SH |  | SOLE |  | 2733 | 0 | 2584 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 2829506 | 8073 | SH |  | SOLE |  | 5288 | 0 | 2785 |
| CORNING INC | COM | 219350105 |  | 312700 | 5946 | SH |  | SOLE |  | 4546 | 0 | 1400 |
| CSX CORP | COM | 126408103 |  | 432926 | 13268 | SH |  | SOLE |  | 5734 | 0 | 7534 |
| DISNEY WALT CO | COM | 254687106 |  | 12401 | 100 | SH |  | DFND | 0000825204 | 0 | 100 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 342066 | 2758 | SH |  | SOLE |  | 246 | 0 | 2512 |
| EATON CORP PLC | SHS | G29183103 |  | 19277 | 54 | SH |  | DFND | 0001348883 | 54 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 339141 | 950 | SH |  | SOLE |  | 350 | 0 | 600 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 849875 | 27406 | SH |  | SOLE |  | 21229 | 0 | 6177 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 21560 | 200 | SH |  | DFND | 0000825204 | 0 | 200 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 42689 | 396 | SH |  | DFND | 0001442676 | 0 | 55 | 341 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2106935 | 19545 | SH |  | SOLE |  | 6681 | 0 | 12864 |
| FEDEX CORP | COM | 31428X106 |  | 231198 | 1017 | SH |  | SOLE |  | 0 | 0 | 1017 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 337344105 |  | 296047 | 2169 | SH |  | SOLE |  | 2169 | 0 | 0 |
| FRANKLIN TEMPLETON DIGITAL H | BITCOIN ETF SHS | 354921108 |  | 1213258 | 19437 | SH |  | SOLE |  | 12901 | 0 | 6536 |
| FRANKLIN TEMPLETON ETF TR | FRANKLIN INDIA | 35473P769 |  | 454580 | 11413 | SH |  | SOLE |  | 6949 | 0 | 4464 |
| GRAYSCALE ETHEREUM MINI TR E | SHS NEW | 38964R203 |  | 741440 | 31258 | SH |  | SOLE |  | 18173 | 0 | 13085 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 54858 | 299 | SH |  | DFND | 0001442676 | 0 | 46 | 253 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 201634 | 1099 | SH |  | SOLE |  | 978 | 0 | 121 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 219140 | 743 | SH |  | SOLE |  | 361 | 0 | 382 |
| INVESCO EXCH TRADED FD TR II | NATL AMT MUNI | 46138E537 |  | 270516 | 12082 | SH |  | SOLE |  | 5476 | 0 | 6606 |
| INVESCO EXCH TRADED FD TR II | RUSEL 1000 EQL | 46138E420 |  | 268309 | 5449 | SH |  | DFND | 0001442676 | 0 | 816 | 4633 |
| INVESCO EXCH TRADED FD TR II | RUSEL 1000 EQL | 46138E420 |  | 114237 | 2320 | SH |  | SOLE |  | 800 | 0 | 1520 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 651666 | 8949 | SH |  | SOLE |  | 7053 | 0 | 1896 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 1878151 | 8270 | SH |  | SOLE |  | 5060 | 0 | 3210 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 301195 | 546 | SH |  | SOLE |  | 337 | 0 | 209 |
| ISHARES GOLD TR | SHARES REPRESENT | 46436F103 |  | 1241249 | 37625 | SH |  | SOLE |  | 24577 | 0 | 13048 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 425437 | 6738 | SH |  | SOLE |  | 3606 | 0 | 3132 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 277028 | 3105 | SH |  | SOLE |  | 1338 | 0 | 1767 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 552431 | 7265 | SH |  | SOLE |  | 4934 | 0 | 2331 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 305913 | 2261 | SH |  | SOLE |  | 306 | 0 | 1955 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 843478 | 4868 | SH |  | SOLE |  | 0 | 0 | 4868 |
| ISHARES TR | U.S. UTILITS ETF | 464287697 |  | 216878 | 2074 | SH |  | SOLE |  | 0 | 0 | 2074 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6552045 | 10552 | SH |  | SOLE |  | 7193 | 0 | 3359 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 182825 | 1909 | SH |  | DFND | 0001442676 | 0 | 287 | 1622 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 136185 | 1422 | SH |  | SOLE |  | 392 | 0 | 1030 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 125668 | 1424 | SH |  | DFND | 0001442676 | 0 | 214 | 1210 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 88603 | 1004 | SH |  | SOLE |  | 291 | 0 | 713 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 2233718 | 28893 | SH |  | SOLE |  | 18116 | 0 | 10777 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 263148 | 5409 | SH |  | SOLE |  | 2475 | 0 | 2934 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 308811 | 1285 | SH |  | SOLE |  | 762 | 0 | 523 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 134877 | 2531 | SH |  | DFND | 0001442676 | 0 | 380 | 2151 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 127097 | 2385 | SH |  | SOLE |  | 1157 | 0 | 1228 |
| ISHARES TR | MBS ETF | 464288588 |  | 381945 | 4068 | SH |  | DFND | 0001442676 | 0 | 603 | 3465 |
| ISHARES TR | MBS ETF | 464288588 |  | 241485 | 2572 | SH |  | SOLE |  | 820 | 0 | 1752 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 368107 | 3091 | SH |  | DFND | 0001442676 | 0 | 459 | 2632 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 219840 | 1846 | SH |  | SOLE |  | 627 | 0 | 1219 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 471299 | 4432 | SH |  | SOLE |  | 3053 | 0 | 1379 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 303751 | 3786 | SH |  | SOLE |  | 3786 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 9627399 | 71293 | SH |  | SOLE |  | 45846 | 0 | 25447 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 291341 | 5522 | SH |  | DFND | 0001442676 | 0 | 810 | 4712 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 182655 | 3462 | SH |  | SOLE |  | 1091 | 0 | 2371 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 705556 | 6074 | SH |  | SOLE |  | 2756 | 0 | 3318 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 832049 | 10445 | SH |  | SOLE |  | 7019 | 0 | 3426 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1426298 | 14378 | SH |  | SOLE |  | 10619 | 0 | 3759 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 42006 | 275 | SH |  | DFND | 0001442676 | 0 | 41 | 234 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 5657680 | 37039 | SH |  | SOLE |  | 2187 | 0 | 34852 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 44356 | 153 | SH |  | DFND | 0001442676 | 0 | 22 | 131 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 967689 | 3338 | SH |  | SOLE |  | 882 | 0 | 2456 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 35964 | 64 | SH |  | DFND | 0001442676 | 0 | 10 | 54 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 649067 | 1155 | SH |  | SOLE |  | 12 | 0 | 1143 |
| MCDONALDS CORP | COM | 580135101 |  | 1061855 | 3634 | SH |  | SOLE |  | 3560 | 0 | 74 |
| META PLATFORMS INC | CL A | 30303M102 |  | 67904 | 92 | SH |  | DFND | 0001348883 | 92 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 56833 | 77 | SH |  | DFND | 0001442676 | 0 | 12 | 65 |
| META PLATFORMS INC | CL A | 30303M102 |  | 87095 | 118 | SH |  | SOLE |  | 23 | 0 | 95 |
| MICROSOFT CORP | COM | 594918104 |  | 49244 | 99 | SH |  | DFND | 0001348883 | 99 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 39793 | 80 | SH |  | DFND | 0001442676 | 0 | 13 | 67 |
| MICROSOFT CORP | COM | 594918104 |  | 4182038 | 8408 | SH |  | SOLE |  | 5132 | 0 | 3276 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 20232 | 300 | SH |  | DFND | 0000825204 | 0 | 300 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 41341 | 613 | SH |  | DFND | 0001442676 | 0 | 94 | 519 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 336899 | 4996 | SH |  | SOLE |  | 4637 | 0 | 359 |
| NETFLIX INC | COM | 64110L106 |  | 45530 | 34 | SH |  | DFND | 0001348883 | 34 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 1714086 | 1280 | SH |  | SOLE |  | 375 | 0 | 905 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 614183 | 2399 | SH |  | SOLE |  | 1000 | 0 | 1399 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 |  | 524617 | 5584 | SH |  | SOLE |  | 2071 | 0 | 3513 |
| NUSHARES ETF TR | NUVEEN ESG LRGVL | 67092P300 |  | 281334 | 6712 | SH |  | SOLE |  | 2838 | 0 | 3874 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 47397 | 300 | SH |  | DFND | 0000825204 | 0 | 300 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 87526 | 554 | SH |  | DFND | 0001348883 | 554 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 72359 | 458 | SH |  | DFND | 0001442676 | 0 | 72 | 386 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4754528 | 30094 | SH |  | SOLE |  | 24886 | 0 | 5208 |
| ONEOK INC NEW | COM | 682680103 |  | 322602 | 3952 | SH |  | SOLE |  | 2812 | 0 | 1140 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 257534 | 1414 | SH |  | SOLE |  | 1100 | 0 | 314 |
| PLAINS ALL AMERN PIPELINE L | UNIT LTD PARTN | 726503105 |  | 377803 | 20622 | SH |  | SOLE |  | 19250 | 0 | 1372 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 34732 | 218 | SH |  | DFND | 0001442676 | 0 | 32 | 186 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1050409 | 6593 | SH |  | SOLE |  | 4711 | 0 | 1882 |
| RTX CORPORATION | COM | 75513E101 |  | 12120 | 83 | SH |  | DFND | 0001348883 | 83 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 449158 | 3076 | SH |  | SOLE |  | 2456 | 0 | 620 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 2496341 | 102393 | SH |  | SOLE |  | 71492 | 0 | 30901 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 1167024 | 46625 | SH |  | SOLE |  | 27038 | 0 | 19587 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 405631 | 18354 | SH |  | SOLE |  | 1446 | 0 | 16908 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 776752 | 31782 | SH |  | SOLE |  | 0 | 0 | 31782 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 1132150 | 44749 | SH |  | SOLE |  | 27894 | 0 | 16855 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 1007837 | 35930 | SH |  | SOLE |  | 14478 | 0 | 21452 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 302180 | 3732 | SH |  | SOLE |  | 0 | 0 | 3732 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 612739 | 5312 | SH |  | SOLE |  | 4064 | 0 | 1248 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 718203 | 16804 | SH |  | SOLE |  | 12416 | 0 | 4388 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 287918 | 466 | SH |  | DFND | 0001442676 | 0 | 70 | 396 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2822008 | 4567 | SH |  | SOLE |  | 148 | 0 | 4419 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 2408026 | 25263 | SH |  | SOLE |  | 16091 | 0 | 9172 |
| SPDR SERIES TRUST | PORTFLI INTRMDIT | 78464A672 |  | 337587 | 11734 | SH |  | SOLE |  | 5232 | 0 | 6502 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 324174 | 3534 | SH |  | DFND | 0001442676 | 0 | 529 | 3005 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 218684 | 2384 | SH |  | SOLE |  | 823 | 0 | 1561 |
| SPDR SERIES TRUST | NUVEEN ICE HIGH | 78464A284 |  | 727937 | 29376 | SH |  | SOLE |  | 18468 | 0 | 10908 |
| SPDR SERIES TRUST | PORTFLI HIGH YLD | 78468R606 |  | 1570943 | 66006 | SH |  | SOLE |  | 43105 | 0 | 22901 |
| STARBUCKS CORP | COM | 855244109 |  | 18326 | 200 | SH |  | DFND | 0000825204 | 0 | 200 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 5589 | 61 | SH |  | DFND | 0001348883 | 61 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 412514 | 4502 | SH |  | SOLE |  | 2362 | 0 | 2140 |
| TESLA INC | COM | 88160R101 |  | 13342 | 42 | SH |  | DFND | 0001348883 | 42 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 325602 | 1025 | SH |  | SOLE |  | 0 | 0 | 1025 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 395030 | 9189 | SH |  | SOLE |  | 2886 | 0 | 6303 |
| UNION PAC CORP | COM | 907818108 |  | 10124 | 44 | SH |  | DFND | 0001348883 | 44 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 364447 | 1584 | SH |  | SOLE |  | 740 | 0 | 844 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 10919 | 35 | SH |  | DFND | 0001348883 | 35 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 13727 | 44 | SH |  | DFND | 0001442676 | 0 | 7 | 37 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 877657 | 2813 | SH |  | SOLE |  | 1908 | 0 | 905 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 336519 | 6797 | SH |  | SOLE |  | 4636 | 0 | 2161 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 484387 | 2044 | SH |  | SOLE |  | 1224 | 0 | 820 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 839338 | 4749 | SH |  | SOLE |  | 2933 | 0 | 1816 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 1793282 | 35673 | SH |  | SOLE |  | 23810 | 0 | 11863 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 2870510 | 58546 | SH |  | SOLE |  | 35382 | 0 | 23164 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 8654 | 200 | SH |  | DFND | 0000825204 | 0 | 200 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 744330 | 17202 | SH |  | SOLE |  | 13788 | 0 | 3414 |
| VISA INC | COM CL A | 92826C839 |  | 47577 | 134 | SH |  | DFND | 0001348883 | 134 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 766819 | 2160 | SH |  | SOLE |  | 629 | 0 | 1531 |

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