# EDGAR Filing Document

**Accession Number:** 0002104293
**File Stem:** 0001213900-26-008625
**Filing Date:** 2026-1
**Character Count:** 24803
**Document Hash:** e71305fb15914a908b65f609a455f8c9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-008625.hdr.sgml**: 20260128

**ACCESSION NUMBER**: 0001213900-26-008625

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250331

**FILED AS OF DATE**: 20260128

**DATE AS OF CHANGE**: 20260128

**EFFECTIVENESS DATE**: 20260128

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Cornerstone National Bank & Trust Co
- **CENTRAL INDEX KEY:** 0002104293

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25999
- **FILM NUMBER:** 26569452

**BUSINESS ADDRESS:**
- **STREET 1:** ONE WEST NORTHWEST HIGHWAY
- **CITY:** PALATINE
- **STATE:** IL
- **ZIP:** 60067
- **BUSINESS PHONE:** 847.654.3000

**MAIL ADDRESS:**
- **STREET 1:** ONE WEST NORTHWEST HIGHWAY
- **CITY:** PALATINE
- **STATE:** IL
- **ZIP:** 60067

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Cornerstone National Bank  Trust Co<br>**Address:** ONE WEST NORTHWEST HIGHWAY<br>PALATINE, IL 60067

**Form 13F File Number:** 028-25999

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Stephanie C. Brown<br>**Title:** Executive Vice President<br>**Phone:** 847-654-3020

**Signature, Place, and Date of Signing:**

/s/ Stephanie C. Brown  Palatine, IL  01-28-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 222

**Form 13F Information Table Value Total:** $223539632

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 38203 | 288 | SH |  | DFND |  | 288 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 1562617 | 11780 | SH |  | SOLE |  | 11760 | 0 | 20 |
| ABBVIE INC | COM | 00287Y109 |  | 136188 | 650 | SH |  | SOLE |  | 650 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 34012 | 109 | SH |  | DFND |  | 109 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 1539605 | 4934 | SH |  | SOLE |  | 4926 | 0 | 8 |
| ADOBE INC | COM | 00724F101 |  | 9588 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 36164 | 352 | SH |  | SOLE |  | 352 | 0 | 0 |
| AIRBNB INC | COM CL A | 009066101 |  | 10871 | 91 | SH |  | SOLE |  | 91 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 56243 | 360 | SH |  | SOLE |  | 360 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 43299 | 280 | SH |  | SOLE |  | 280 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 42428 | 223 | SH |  | DFND |  | 223 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 1408305 | 7402 | SH |  | SOLE |  | 7391 | 0 | 11 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 7998 | 92 | SH |  | SOLE |  | 92 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 37107 | 184 | SH |  | DFND |  | 184 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 1769856 | 8776 | SH |  | SOLE |  | 8764 | 0 | 12 |
| APPLE INC | COM | 037833100 |  | 1466058 | 6600 | SH |  | SOLE |  | 6600 | 0 | 0 |
| ARMATA PHARMACEUTICALS INC | COM | 04216R102 |  | 2085 | 1428 | SH |  | SOLE |  | 1428 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 5500 | 18 | SH |  | SOLE |  | 18 | 0 | 0 |
| BAXTER INTL INC | COM | 071813109 |  | 133155 | 3890 | SH |  | SOLE |  | 3890 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 30357 | 57 | SH |  | DFND |  | 57 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1679225 | 3153 | SH |  | SOLE |  | 3149 | 0 | 4 |
| BLACKSTONE INC | COM | 09260D107 |  | 29214 | 209 | SH |  | DFND |  | 209 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 1192743 | 8533 | SH |  | SOLE |  | 8521 | 0 | 12 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 118635 | 1176 | SH |  | SOLE |  | 1176 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 |  | 68459 | 2026 | SH |  | SOLE |  | 2026 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 60990 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 21264 | 127 | SH |  | SOLE |  | 127 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 19210 | 303 | SH |  | DFND |  | 303 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 790598 | 12470 | SH |  | SOLE |  | 12449 | 0 | 21 |
| CASEYS GEN STORES INC | COM | 147528103 |  | 45574 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 2968 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 17231 | 103 | SH |  | DFND |  | 103 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1039540 | 6214 | SH |  | SOLE |  | 6207 | 0 | 7 |
| CINTAS CORP | COM | 172908105 |  | 21375 | 104 | SH |  | SOLE |  | 104 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 37026 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 1758612 | 28498 | SH |  | SOLE |  | 28447 | 0 | 51 |
| COCA COLA CO | COM | 191216100 |  | 27144 | 379 | SH |  | DFND |  | 379 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 1197057 | 16714 | SH |  | SOLE |  | 16679 | 0 | 35 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 23612 | 252 | SH |  | SOLE |  | 252 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 20074 | 544 | SH |  | DFND |  | 544 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 1499727 | 40643 | SH |  | SOLE |  | 40567 | 0 | 76 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 581904 | 2886 | SH |  | SOLE |  | 2886 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 40669 | 43 | SH |  | SOLE |  | 43 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 41604 | 118 | SH |  | SOLE |  | 118 | 0 | 0 |
| CVR PARTNERS LP | COM | 126633205 |  | 7517 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 34146 | 504 | SH |  | SOLE |  | 504 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 27692 | 59 | SH |  | SOLE |  | 59 | 0 | 0 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 24067 | 552 | SH |  | SOLE |  | 552 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 18062 | 183 | SH |  | DFND |  | 183 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 1307084 | 13243 | SH |  | SOLE |  | 13216 | 0 | 27 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 40616 | 333 | SH |  | SOLE |  | 333 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 |  | 217440 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 184178 | 223 | SH |  | SOLE |  | 223 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 1645 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 16843 | 906 | SH |  | SOLE |  | 906 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 34140 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| EXELON CORP | COM | 30161N101 |  | 592589 | 12860 | SH |  | SOLE |  | 12860 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 18077 | 152 | SH |  | DFND |  | 152 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 883888 | 7432 | SH |  | SOLE |  | 7421 | 0 | 11 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 113758 | 2902 | SH |  | SOLE |  | 2902 | 0 | 0 |
| FIRST TR EXCHANGE TRADED FD | NASDAQ CYB ETF | 33734X846 |  | 3213 | 51 | SH |  | SOLE |  | 51 | 0 | 0 |
| FLEXSHARES TR | MSTAR EMKT FAC | 33939L308 |  | 280822 | 5350 | SH |  | DFND |  | 5350 | 0 | 0 |
| FLEXSHARES TR | MSTAR EMKT FAC | 33939L308 |  | 11201523 | 213403 | SH |  | SOLE |  | 213204 | 0 | 199 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 59379 | 1530 | SH |  | DFND |  | 1530 | 0 | 0 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 5364784 | 138232 | SH |  | SOLE |  | 138142 | 0 | 90 |
| FLEXSHARES TR | IBOXX 3R TARGT | 33939L506 |  | 94131 | 3861 | SH |  | DFND |  | 3861 | 0 | 0 |
| FLEXSHARES TR | IBOXX 3R TARGT | 33939L506 |  | 6934330 | 284427 | SH |  | SOLE |  | 281897 | 0 | 2530 |
| FLEXSHARES TR | CR SCORED LONG | 33939L753 |  | 66515 | 1567 | SH |  | DFND |  | 1567 | 0 | 0 |
| FLEXSHARES TR | CR SCORED LONG | 33939L753 |  | 6531378 | 153871 | SH |  | SOLE |  | 152601 | 0 | 1270 |
| FLEXSHARES TR | CR SCD US BD | 33939L761 |  | 139335 | 2883 | SH |  | DFND |  | 2883 | 0 | 0 |
| FLEXSHARES TR | CR SCD US BD | 33939L761 |  | 19937575 | 412530 | SH |  | SOLE |  | 409721 | 0 | 2809 |
| FLEXSHARES TR | DISCP DUR MBS | 33939L779 |  | 109386 | 5298 | SH |  | DFND |  | 5298 | 0 | 0 |
| FLEXSHARES TR | DISCP DUR MBS | 33939L779 |  | 13138629 | 636358 | SH |  | SOLE |  | 631096 | 0 | 5262 |
| FLEXSHARES TR | GLB QLT R/E IDX | 33939L787 |  | 105233 | 1816 | SH |  | DFND |  | 1816 | 0 | 0 |
| FLEXSHARES TR | GLB QLT R/E IDX | 33939L787 |  | 6159493 | 106294 | SH |  | SOLE |  | 106053 | 0 | 241 |
| FLEXSHARES TR | STOXX GLOBR INF | 33939L795 |  | 106000 | 1839 | SH |  | DFND |  | 1839 | 0 | 0 |
| FLEXSHARES TR | STOXX GLOBR INF | 33939L795 |  | 6698229 | 116208 | SH |  | SOLE |  | 115959 | 0 | 249 |
| FLEXSHARES TR | M STAR DEV MKT | 33939L803 |  | 217104 | 2902 | SH |  | DFND |  | 2902 | 0 | 0 |
| FLEXSHARES TR | M STAR DEV MKT | 33939L803 |  | 6725449 | 89898 | SH |  | SOLE |  | 89817 | 0 | 81 |
| FORD MTR CO | COM | 345370860 |  | 47933 | 4779 | SH |  | SOLE |  | 4779 | 0 | 0 |
| FORTUNE BRANDS INNOVATIONS I | COM | 34964C106 |  | 69221 | 1137 | SH |  | SOLE |  | 1137 | 0 | 0 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 44536 | 129 | SH |  | SOLE |  | 129 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 500375 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 29166 | 107 | SH |  | DFND |  | 107 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 1168278 | 4286 | SH |  | SOLE |  | 4280 | 0 | 6 |
| GLOBAL NET LEASE INC | COM NEW | 379378201 |  | 6295 | 783 | SH |  | SOLE |  | 783 | 0 | 0 |
| GLOBAL PMTS INC | COM | 37940X102 |  | 9302 | 95 | SH |  | SOLE |  | 95 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 4870 | 23 | SH |  | SOLE |  | 23 | 0 | 0 |
| IDEXX LABS INC | COM | 45168D104 |  | 20998 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 201136 | 811 | SH |  | SOLE |  | 811 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 30091 | 1325 | SH |  | SOLE |  | 1325 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 36570 | 212 | SH |  | DFND |  | 212 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 1800900 | 10440 | SH |  | SOLE |  | 10422 | 0 | 18 |
| INTUIT | COM | 461202103 |  | 34997 | 57 | SH |  | SOLE |  | 57 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 23773 | 48 | SH |  | SOLE |  | 48 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | AEROSPACE DEFN | 46137V100 |  | 7110 | 61 | SH |  | SOLE |  | 61 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 7795 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 108321 | 231 | SH |  | SOLE |  | 231 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 16618 | 355 | SH |  | SOLE |  | 355 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 56402 | 420 | SH |  | SOLE |  | 420 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 193856 | 345 | SH |  | DFND |  | 345 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 756317 | 1346 | SH |  | SOLE |  | 1346 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 58127 | 305 | SH |  | SOLE |  | 305 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 96932 | 1186 | SH |  | SOLE |  | 1186 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 11995 | 141 | SH |  | SOLE |  | 141 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 11670 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 119521 | 331 | SH |  | SOLE |  | 331 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 49075 | 246 | SH |  | SOLE |  | 246 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 10666 | 102 | SH |  | SOLE |  | 102 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 30730 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 94744 | 4122 | SH |  | DFND |  | 4122 | 0 | 0 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 7051132 | 306771 | SH |  | SOLE |  | 306771 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 23767 | 459 | SH |  | SOLE |  | 459 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 4146 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 27718 | 346 | SH |  | DFND |  | 346 | 0 | 0 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 1171929 | 14629 | SH |  | SOLE |  | 14602 | 0 | 27 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 40229 | 164 | SH |  | DFND |  | 164 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1680550 | 6851 | SH |  | SOLE |  | 6843 | 0 | 8 |
| KELLANOVA | COM | 487836108 |  | 82490 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| KEYSIGHT TECHNOLOGIES INC | COM | 49338L103 |  | 28007 | 187 | SH |  | SOLE |  | 187 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 71110 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 26122 | 112 | SH |  | DFND |  | 112 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 1287430 | 5520 | SH |  | SOLE |  | 5511 | 0 | 9 |
| LUMINAR TECHNOLOGIES INC | COM NEW CL A | 550424303 |  | 32 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 58276 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 91511 | 375 | SH |  | SOLE |  | 375 | 0 | 0 |
| MASTERBRAND INC | COMMON STOCK | 57638P104 |  | 14849 | 1137 | SH |  | SOLE |  | 1137 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 32339 | 59 | SH |  | SOLE |  | 59 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 56575 | 29 | SH |  | SOLE |  | 29 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 89760 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| METHODE ELECTRS INC | COM | 591520200 |  | 13500 | 2116 | SH |  | SOLE |  | 2116 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 18589 | 384 | SH |  | DFND |  | 384 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 1326192 | 27395 | SH |  | SOLE |  | 27338 | 0 | 57 |
| MICROSOFT CORP | COM | 594918104 |  | 39041 | 104 | SH |  | DFND |  | 104 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 1988816 | 5298 | SH |  | SOLE |  | 5291 | 0 | 7 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 31085 | 71 | SH |  | SOLE |  | 71 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 2369 | 10 | SH |  | SOLE |  | 10 | 0 | 0 |
| NUVEEN MUN VALUE FD INC | COM | 670928100 |  | 57005 | 6500 | SH |  | SOLE |  | 6500 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2159038 | 19921 | SH |  | SOLE |  | 19921 | 0 | 0 |
| OCCIDENTAL PETE CORP | COM | 674599105 |  | 19695 | 399 | SH |  | SOLE |  | 399 | 0 | 0 |
| OLD DOMINION FREIGHT LINE IN | COM | 679580100 |  | 15883 | 96 | SH |  | SOLE |  | 96 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 37050 | 265 | SH |  | DFND |  | 265 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 1625850 | 11629 | SH |  | SOLE |  | 11610 | 0 | 19 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 1489 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 473146 | 5606 | SH |  | SOLE |  | 5606 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 72428 | 1110 | SH |  | SOLE |  | 1110 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 14994 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 744002 | 4962 | SH |  | SOLE |  | 4955 | 0 | 7 |
| PFIZER INC | COM | 717081103 |  | 38010 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 30870 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| PORTILLOS INC | COM CL A | 73642K106 |  | 547 | 46 | SH |  | SOLE |  | 46 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 26926 | 158 | SH |  | DFND |  | 158 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1053025 | 6179 | SH |  | SOLE |  | 6169 | 0 | 10 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 9094 | 89 | SH |  | SOLE |  | 89 | 0 | 0 |
| QUANTA SVCS INC | COM | 74762E102 |  | 15251 | 60 | SH |  | SOLE |  | 60 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 28214 | 213 | SH |  | DFND |  | 213 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 1158495 | 8746 | SH |  | SOLE |  | 8731 | 0 | 15 |
| SALESFORCE INC | COM | 79466L302 |  | 40522 | 151 | SH |  | DFND |  | 151 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 1458000 | 5433 | SH |  | SOLE |  | 5425 | 0 | 8 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 27413 | 1170 | SH |  | SOLE |  | 1170 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 6794 | 243 | SH |  | SOLE |  | 243 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 25708 | 299 | SH |  | DFND |  | 299 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 988254 | 11494 | SH |  | SOLE |  | 11474 | 0 | 20 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 24238 | 166 | SH |  | DFND |  | 166 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 976077 | 6685 | SH |  | SOLE |  | 6675 | 0 | 10 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 26262 | 133 | SH |  | DFND |  | 133 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 1022250 | 5177 | SH |  | SOLE |  | 5171 | 0 | 6 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 28128 | 301 | SH |  | SOLE |  | 301 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 6291 | 48 | SH |  | SOLE |  | 48 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 73920 | 358 | SH |  | DFND |  | 358 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 3554966 | 17217 | SH |  | SOLE |  | 17180 | 0 | 37 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 48129 | 499 | SH |  | DFND |  | 499 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 1730602 | 17943 | SH |  | SOLE |  | 17918 | 0 | 25 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 16740 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 561794 | 13424 | SH |  | SOLE |  | 13401 | 0 | 23 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 18451 | 234 | SH |  | DFND |  | 234 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 676296 | 8577 | SH |  | SOLE |  | 8563 | 0 | 14 |
| SHELL PLC | SPON ADS | 780259305 |  | 12824 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| SLB LIMITED | COM STK | 806857108 |  | 12498 | 299 | SH |  | DFND |  | 299 | 0 | 0 |
| SLB LIMITED | COM STK | 806857108 |  | 643553 | 15396 | SH |  | SOLE |  | 15365 | 0 | 31 |
| SOUTHERN CO | COM | 842587107 |  | 552 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 416362 | 1445 | SH |  | SOLE |  | 1445 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 208093 | 372 | SH |  | SOLE |  | 372 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG SHT TE | 78468R408 |  | 756259 | 30058 | SH |  | DFND |  | 30058 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG SHT TE | 78468R408 |  | 27653431 | 1099103 | SH |  | SOLE |  | 1095758 | 0 | 3345 |
| SPROTT INC | COM NEW | 852066208 |  | 17948 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 7259 | 74 | SH |  | SOLE |  | 74 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 7445 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| SUBURBAN PROPANE PARTNERS L | UNIT LTD PARTN | 864482104 |  | 2269 | 108 | SH |  | SOLE |  | 108 | 0 | 0 |
| TAKEDA PHARMACEUTICAL CO LTD | SPONSORED ADS | 874060205 |  | 13011 | 875 | SH |  | SOLE |  | 875 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 81376 | 314 | SH |  | SOLE |  | 314 | 0 | 0 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 22162 | 405 | SH |  | SOLE |  | 405 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 43361 | 356 | SH |  | DFND |  | 356 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 1811044 | 14869 | SH |  | SOLE |  | 14843 | 0 | 26 |
| TONIX PHARMACEUTICALS HLDG C | COM NEW | 890260839 |  | 59524 | 3330 | SH |  | SOLE |  | 3330 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 21129 | 290 | SH |  | SOLE |  | 290 | 0 | 0 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 6776 | 77 | SH |  | SOLE |  | 77 | 0 | 0 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 6767 | 32 | SH |  | SOLE |  | 32 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 181892 | 1133 | SH |  | SOLE |  | 1133 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 370820 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 269205 | 1214 | SH |  | DFND |  | 1214 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 7516882 | 33898 | SH |  | SOLE |  | 33848 | 0 | 50 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 182219 | 663 | SH |  | DFND |  | 663 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 19503746 | 70964 | SH |  | SOLE |  | 70930 | 0 | 34 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 15653 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 122971 | 2717 | SH |  | SOLE |  | 2717 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 512972 | 10280 | SH |  | DFND |  | 10280 | 0 | 0 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 11210784 | 224665 | SH |  | SOLE |  | 224665 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | LG-TERM COR BD | 92206C813 |  | 46077 | 607 | SH |  | DFND |  | 607 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | LG-TERM COR BD | 92206C813 |  | 2987286 | 39353 | SH |  | SOLE |  | 39353 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 54317 | 280 | SH |  | SOLE |  | 280 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 32251 | 711 | SH |  | SOLE |  | 711 | 0 | 0 |
| VIATRIS INC | COM | 92556V106 |  | 1620 | 186 | SH |  | SOLE |  | 186 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 33294 | 95 | SH |  | DFND |  | 95 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1256750 | 3586 | SH |  | SOLE |  | 3580 | 0 | 6 |
| WALMART INC | COM | 931142103 |  | 7374 | 84 | SH |  | SOLE |  | 84 | 0 | 0 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 6749 | 629 | SH |  | SOLE |  | 629 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 133813 | 578 | SH |  | SOLE |  | 578 | 0 | 0 |
| WINTRUST FINL CORP | COM | 97650W108 |  | 168690 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 7937 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 6904 | 61 | SH |  | DFND |  | 61 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 1199708 | 10600 | SH |  | SOLE |  | 10581 | 0 | 19 |

---