# EDGAR Filing Document

**Accession Number:** 0001900406
**File Stem:** 0001900406-25-000007
**Filing Date:** 2025-10
**Character Count:** 16440
**Document Hash:** 8dd5edef4a924462aa6929e2497f911b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001900406-25-000007.hdr.sgml**: 20251024

**ACCESSION NUMBER**: 0001900406-25-000007

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251024

**DATE AS OF CHANGE**: 20251024

**EFFECTIVENESS DATE**: 20251024

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Cross Staff Investments Inc
- **CENTRAL INDEX KEY:** 0001900406

**ORGANIZATION NAME:**
- **EIN:** 460950608
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21620
- **FILM NUMBER:** 251414880

**BUSINESS ADDRESS:**
- **STREET 1:** 115 SULLYS TRAIL
- **STREET 2:** SUITE 8
- **CITY:** PITTSFORD
- **STATE:** NY
- **ZIP:** 14534
- **BUSINESS PHONE:** 5852491550

**MAIL ADDRESS:**
- **STREET 1:** 115 SULLYS TRAIL
- **STREET 2:** SUITE 8
- **CITY:** PITTSFORD
- **STATE:** NY
- **ZIP:** 14534

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Cross Staff Investments Inc<br>**Address:** 115 SULLYS TRAIL<br>SUITE 8<br>PITTSFORD, NY 14534

**Form 13F File Number:** 028-21620

**CRD Number (if applicable):** 000165984

**SEC File Number (if applicable):** 801-77488

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Nancy Kay<br>**Title:** CCO<br>**Phone:** 5852491553

**Signature, Place, and Date of Signing:**

Nancy B Kay  Pittsford, NY  10-24-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 126

**Form 13F Information Table Value Total:** $143231569

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| APPLE INC | COM | 037833100 |  | 11780050 | 46263 | SH |  | SOLE |  | 0 | 0 | 46263 |
| BERKSHIRE HATHAWAY      CLASS                  B | CL B NEW | 084670702 |  | 8161481 | 16234 | SH |  | SOLE |  | 0 | 0 | 16234 |
| BLACKSTONE INC | COM | 09260D107 |  | 6539158 | 38274 | SH |  | SOLE |  | 0 | 0 | 38274 |
| AMAZON.COM INC | COM | 023135106 |  | 5981965 | 27244 | SH |  | SOLE |  | 0 | 0 | 27244 |
| MICROSOFT CORP | COM | 594918104 |  | 4950347 | 9558 | SH |  | SOLE |  | 0 | 0 | 9558 |
| ALPHABET INC            CLASS            CLASS A | CAP STK CL A | 02079K305 |  | 3657239 | 15044 | SH |  | SOLE |  | 0 | 0 | 15044 |
| CATERPILLAR INC | COM | 149123101 |  | 3371542 | 7066 | SH |  | SOLE |  | 0 | 0 | 7066 |
| NVIDIA CORP | COM | 67066G104 |  | 2912569 | 15610 | SH |  | SOLE |  | 0 | 0 | 15610 |
| SCHWAB US BROAD MARKET  ETF | US BRD MKT ETF | 808524102 |  | 2867045 | 111515 | SH |  | SOLE |  | 0 | 0 | 111515 |
| ALPHABET INC            CLASS                  C | CAP STK CL C | 02079K107 |  | 2786456 | 11441 | SH |  | SOLE |  | 0 | 0 | 11441 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 |  | 2711945 | 11541 | SH |  | SOLE |  | 0 | 0 | 11541 |
| ATLAS LITHIUM CORP | COM NEW | 105861306 |  | 2692342 | 565618 | SH |  | SOLE |  | 0 | 0 | 565618 |
| VANECK MORNINGSTAR WIDE MOAT ETF | MRNGSTR WDE MOAT | 92189F643 |  | 2496839 | 25193 | SH |  | SOLE |  | 0 | 0 | 25193 |
| VISA INC                CLASS                  A | COM CL A | 92826C839 |  | 2325580 | 6812 | SH |  | SOLE |  | 0 | 0 | 6812 |
| HOME DEPOT INC | COM | 437076102 |  | 2294708 | 5663 | SH |  | SOLE |  | 0 | 0 | 5663 |
| KKR  CO INC | COM | 48251W104 |  | 2269951 | 17468 | SH |  | SOLE |  | 0 | 0 | 17468 |
| SCHWAB US LARGE CAP ETF | US LRG CAP ETF | 808524201 |  | 2009935 | 76307 | SH |  | SOLE |  | 0 | 0 | 76307 |
| ELI LILLY AND CO | COM | 532457108 |  | 1926575 | 2525 | SH |  | SOLE |  | 0 | 0 | 2525 |
| MASTERCARD INC          CLASS                  A | CL A | 57636Q104 |  | 1782391 | 3134 | SH |  | SOLE |  | 0 | 0 | 3134 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1721793 | 1860 | SH |  | SOLE |  | 0 | 0 | 1860 |
| IBM CORP | COM | 459200101 |  | 1609723 | 5705 | SH |  | SOLE |  | 0 | 0 | 5705 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1608416 | 5099 | SH |  | SOLE |  | 0 | 0 | 5099 |
| COMSTOCK RES INC | COM | 205768302 |  | 1540338 | 77677 | SH |  | SOLE |  | 0 | 0 | 77677 |
| VANGUARD S 500 ETF | S 500 ETF SHS | 922908363 |  | 1420722 | 2320 | SH |  | SOLE |  | 0 | 0 | 2320 |
| VANGUARD TOTAL STOCK    MARKET ETF | TOTAL STK MKT | 922908769 |  | 1416471 | 4316 | SH |  | SOLE |  | 0 | 0 | 4316 |
| DEERE  CO | COM | 244199105 |  | 1406075 | 3075 | SH |  | SOLE |  | 0 | 0 | 3075 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 1367923 | 2245 | SH |  | SOLE |  | 0 | 0 | 2245 |
| AMERICAN TOWER CORP NEW REIT | COM | 03027X100 |  | 1312122 | 6823 | SH |  | SOLE |  | 0 | 0 | 6823 |
| AUTOZONE INC | COM | 053332102 |  | 1287072 | 300 | SH |  | SOLE |  | 0 | 0 | 300 |
| BOOKING HLDGS INC | COM | 09857L108 |  | 1285026 | 238 | SH |  | SOLE |  | 0 | 0 | 238 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1271425 | 6857 | SH |  | SOLE |  | 0 | 0 | 6857 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 1225775 | 7978 | SH |  | SOLE |  | 0 | 0 | 7978 |
| INTERACTIVE BROKERS GROUCLASS                  A | COM CL A | 45841N107 |  | 1211307 | 17604 | SH |  | SOLE |  | 0 | 0 | 17604 |
| TRANSDIGM GROUP INC | COM | 893641100 |  | 1202034 | 912 | SH |  | SOLE |  | 0 | 0 | 912 |
| GOLDMAN SACHS HEDGE     INDUSTRY VIP ETF | HEDGE IND ETF | 381430545 |  | 1195374 | 7800 | SH |  | SOLE |  | 0 | 0 | 7800 |
| BROWN  BROWN INC | COM | 115236101 |  | 1125480 | 12000 | SH |  | SOLE |  | 0 | 0 | 12000 |
| DANAHER CORP | COM | 235851102 |  | 1093704 | 5517 | SH |  | SOLE |  | 0 | 0 | 5517 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1089471 | 9663 | SH |  | SOLE |  | 0 | 0 | 9663 |
| YUM BRANDS INC | COM | 988498101 |  | 997120 | 6560 | SH |  | SOLE |  | 0 | 0 | 6560 |
| PEPSICO INC | COM | 713448108 |  | 980271 | 6980 | SH |  | SOLE |  | 0 | 0 | 6980 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 937693 | 3596 | SH |  | SOLE |  | 0 | 0 | 3596 |
| BROADCOM INC | COM | 11135F101 |  | 892331 | 2705 | SH |  | SOLE |  | 0 | 0 | 2705 |
| CONSTELLATION BRANDS INCCLASS                  A | CL A | 21036P108 |  | 890034 | 6609 | SH |  | SOLE |  | 0 | 0 | 6609 |
| CISCO SYS INC | COM | 17275R102 |  | 886363 | 12955 | SH |  | SOLE |  | 0 | 0 | 12955 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 856343 | 5280 | SH |  | SOLE |  | 0 | 0 | 5280 |
| FAIR ISAAC CORP | COM | 303250104 |  | 853022 | 570 | SH |  | SOLE |  | 0 | 0 | 570 |
| PAYCHEX INC | COM | 704326107 |  | 852190 | 6723 | SH |  | SOLE |  | 0 | 0 | 6723 |
| CHEVRON CORP NEW | COM | 166764100 |  | 825100 | 5313 | SH |  | SOLE |  | 0 | 0 | 5313 |
| TEXAS PACIFIC LAND C | COM | 88262P102 |  | 814042 | 872 | SH |  | SOLE |  | 0 | 0 | 872 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 798064 | 6449 | SH |  | SOLE |  | 0 | 0 | 6449 |
| PROSHARES S 500 DIV   ARISTOCRAT ETF | S 500DV ARIST | 74348A467 |  | 767335 | 7445 | SH |  | SOLE |  | 0 | 0 | 7445 |
| BERKSHIRE HATHAWAY INC DCLASS                  A | CL A | 084670108 |  | 754200 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| CHUBB LTD              F | COM | H1467J104 |  | 747680 | 2649 | SH |  | SOLE |  | 0 | 0 | 2649 |
| VERISIGN INC | COM | 92343E102 |  | 746611 | 2671 | SH |  | SOLE |  | 0 | 0 | 2671 |
| WALMART INC | COM | 931142103 |  | 745687 | 7235 | SH |  | SOLE |  | 0 | 0 | 7235 |
| XYLEM INC | COM | 98419M100 |  | 708000 | 4800 | SH |  | SOLE |  | 0 | 0 | 4800 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 705235 | 10676 | SH |  | SOLE |  | 0 | 0 | 10676 |
| DIMENSIONAL US EQUITY   MARKET ETF | US EQUITY MARKET | 25434V401 |  | 693685 | 9576 | SH |  | SOLE |  | 0 | 0 | 9576 |
| AFLAC INC | COM | 001055102 |  | 692540 | 6200 | SH |  | SOLE |  | 0 | 0 | 6200 |
| SERVICENOW INC | COM | 81762P102 |  | 690210 | 750 | SH |  | SOLE |  | 0 | 0 | 750 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 678332 | 6748 | SH |  | SOLE |  | 0 | 0 | 6748 |
| HONEYWELL INTL INC | COM | 438516106 |  | 674005 | 3202 | SH |  | SOLE |  | 0 | 0 | 3202 |
| MARKEL GROUP INC | COM | 570535104 |  | 668976 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| VANECK CEF MUNI INCOME  ETF | CEF MUNI INCOME | 92189F460 |  | 656700 | 30000 | SH |  | SOLE |  | 0 | 0 | 30000 |
| O REILLY AUTOMOTIVE INC | COM | 67103H107 |  | 646860 | 6000 | SH |  | SOLE |  | 0 | 0 | 6000 |
| THE COCA-COLA CO | COM | 191216100 |  | 639922 | 9649 | SH |  | SOLE |  | 0 | 0 | 9649 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 637740 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| 3M CO | COM | 88579Y101 |  | 632835 | 4078 | SH |  | SOLE |  | 0 | 0 | 4078 |
| MERCK  CO. INC. | COM | 58933Y105 |  | 620830 | 7397 | SH |  | SOLE |  | 0 | 0 | 7397 |
| PALANTIR TECHNOLOGIES INCLASS                  A | CL A | 69608A108 |  | 601986 | 3300 | SH |  | SOLE |  | 0 | 0 | 3300 |
| VANGUARD UTILITIES ETF | UTILITIES ETF | 92204A876 |  | 580731 | 3066 | SH |  | SOLE |  | 0 | 0 | 3066 |
| MOODYS CORP | COM | 615369105 |  | 577494 | 1212 | SH |  | SOLE |  | 0 | 0 | 1212 |
| LIVE NATION ENTMT INC | COM | 538034109 |  | 555560 | 3400 | SH |  | SOLE |  | 0 | 0 | 3400 |
| SOUTHERN CO | COM | 842587107 |  | 552983 | 5835 | SH |  | SOLE |  | 0 | 0 | 5835 |
| SCHWAB US DIVIDEND      EQUITY ETF | US DIVIDEND EQ | 808524797 |  | 535735 | 19624 | SH |  | SOLE |  | 0 | 0 | 19624 |
| ADVANCED MICRO DEVIC | COM | 007903107 |  | 510286 | 3154 | SH |  | SOLE |  | 0 | 0 | 3154 |
| SEMPRA | COM | 816851109 |  | 503888 | 5600 | SH |  | SOLE |  | 0 | 0 | 5600 |
| BROOKFIELD CORP        FCLASS                  A | CL A LTD VT SH | 11271J107 |  | 500017 | 7291 | SH |  | SOLE |  | 0 | 0 | 7291 |
| MIRA PHARMACEUTICALS INC | COM | 60458C104 |  | 488785 | 359401 | SH |  | SOLE |  | 0 | 0 | 359401 |
| ISHARES SHORT DURATN BNDACTV ETF | SHORT DURATION B | 46431W507 |  | 486391 | 9485 | SH |  | SOLE |  | 0 | 0 | 9485 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 467388 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| DIMENSIONAL US          MARKETWIDE VALUE ETF | US MKTWIDE VALUE | 25434V724 |  | 464374 | 10391 | SH |  | SOLE |  | 0 | 0 | 10391 |
| SPDR S 500 ETF | TR UNIT | 78462F103 |  | 452336 | 679 | SH |  | SOLE |  | 0 | 0 | 679 |
| META PLATFORMS INC      CLASS                  A | CL A | 30303M102 |  | 445769 | 607 | SH |  | SOLE |  | 0 | 0 | 607 |
| DIMENSIONAL U S SMALL   CAP ETF | US SMALL CAP ETF | 25434V500 |  | 444990 | 6500 | SH |  | SOLE |  | 0 | 0 | 6500 |
| L3HARRIS TECHNOLOGIES IN | COM | 502431109 |  | 437347 | 1432 | SH |  | SOLE |  | 0 | 0 | 1432 |
| MONDELEZ INTL INC       CLASS                  A | CL A | 609207105 |  | 420972 | 6739 | SH |  | SOLE |  | 0 | 0 | 6739 |
| TARGET CORP EQUITY      CLASS             EQUITY | COM | 87612E106 |  | 419437 | 4676 | SH |  | SOLE |  | 0 | 0 | 4676 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 418607 | 936 | SH |  | SOLE |  | 0 | 0 | 936 |
| VERIZON COMMUNICATIONS I | COM | 92343V104 |  | 415995 | 9465 | SH |  | SOLE |  | 0 | 0 | 9465 |
| ISHS SHRT MATRY MUNI BNDACTV ETF | SHORT MATURITY M | 46431W838 |  | 404080 | 8000 | SH |  | SOLE |  | 0 | 0 | 8000 |
| AT INC | COM | 00206R102 |  | 389557 | 13795 | SH |  | SOLE |  | 0 | 0 | 13795 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 383712 | 4800 | SH |  | SOLE |  | 0 | 0 | 4800 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 376279 | 3978 | SH |  | SOLE |  | 0 | 0 | 3978 |
| MASCO CORP | COM | 574599106 |  | 366028 | 5200 | SH |  | SOLE |  | 0 | 0 | 5200 |
| SPDR S DIVIDEND ETF | S DIVID ETF | 78464A763 |  | 349565 | 2496 | SH |  | SOLE |  | 0 | 0 | 2496 |
| REALTY INCOME CORP      REIT | COM | 756109104 |  | 335014 | 5511 | SH |  | SOLE |  | 0 | 0 | 5511 |
| INGERSOLL RAND INC | COM | 45687V106 |  | 330480 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| PFIZER INC | COM | 717081103 |  | 329594 | 12935 | SH |  | SOLE |  | 0 | 0 | 12935 |
| HEICO CORP NEW | COM | 422806109 |  | 322820 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| INVESCO S 500 LOW     VOLATILITY ETF | S LOW VOL | 46138E354 |  | 322416 | 4388 | SH |  | SOLE |  | 0 | 0 | 4388 |
| ALLSTATE CORP | COM | 020002101 |  | 321975 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| PHILLIPS 66 | COM | 718546104 |  | 321415 | 2363 | SH |  | SOLE |  | 0 | 0 | 2363 |
| VERISK ANALYTICS INC    CLASS                  A | COM | 92345Y106 |  | 311872 | 1240 | SH |  | SOLE |  | 0 | 0 | 1240 |
| BRISTOL MYERS SQUIBB CO | COM | 110122108 |  | 311136 | 6899 | SH |  | SOLE |  | 0 | 0 | 6899 |
| NASDAQ INC | COM | 631103108 |  | 309575 | 3500 | SH |  | SOLE |  | 0 | 0 | 3500 |
| IONQ INC | COM | 46222L108 |  | 307500 | 5000 | SH |  | SOLE |  | 0 | 0 | 5000 |
| EATON CORP PLC         F | SHS | G29183103 |  | 306885 | 820 | SH |  | SOLE |  | 0 | 0 | 820 |
| ROKU INC                CLASS                  A | COM CL A | 77543R102 |  | 300390 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| VEEVA SYS INC           CLASS                  A | CL A COM | 922475108 |  | 297910 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| TAIWAN SEMICONDUCTOR M FSPONSORED ADR           1 ADR REPS    5  ORD SHS | SPONSORED ADS | 874039100 |  | 290462 | 1040 | SH |  | SOLE |  | 0 | 0 | 1040 |
| YUM CHINA HLDGS INC | COM | 98850P109 |  | 281555 | 6560 | SH |  | SOLE |  | 0 | 0 | 6560 |
| ECOLAB INC | COM | 278865100 |  | 273860 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| SCHWAB US SMALL CAP ETF | US SML CAP ETF | 808524607 |  | 272655 | 9773 | SH |  | SOLE |  | 0 | 0 | 9773 |
| RTX CORP | COM | 75513E101 |  | 267561 | 1599 | SH |  | SOLE |  | 0 | 0 | 1599 |
| ENBRIDGE INC           F | COM | 29250N105 |  | 265621 | 5264 | SH |  | SOLE |  | 0 | 0 | 5264 |
| TYLER TECHNOLOGIES INC | COM | 902252105 |  | 261580 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| NETFLIX INC | COM | 64110L106 |  | 251773 | 210 | SH |  | SOLE |  | 0 | 0 | 210 |
| BROADRIDGE FINL SOLUTION | COM | 11133T103 |  | 238170 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 229814 | 765 | SH |  | SOLE |  | 0 | 0 | 765 |
| GENERAL MILLS INC | COM | 370334104 |  | 226890 | 4500 | SH |  | SOLE |  | 0 | 0 | 4500 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 224384 | 6400 | SH |  | SOLE |  | 0 | 0 | 6400 |
| ADOBE INC | COM | 00724F101 |  | 211650 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| FLEXSHARES US QULTY LRG CP INDX ETF | US QUALITY CAP | 33939L746 |  | 202710 | 2600 | SH |  | SOLE |  | 0 | 0 | 2600 |
| VENTURE GLOBAL INC      CLASS                  A | COM CL A | 92333F101 |  | 141900 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| AMERICAN REBEL HLDGS INC | COM NEW | 02919L604 |  | 13385 | 14035 | SH |  | SOLE |  | 0 | 0 | 14035 |

---