# EDGAR Filing Document

**Accession Number:** 0001689731
**File Stem:** 0001628280-25-033644
**Filing Date:** 2025-7
**Character Count:** 7090
**Document Hash:** 76e754c9c7ca96a4c939d0f5642e42f9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001628280-25-033644.hdr.sgml**: 20250701

**ACCESSION NUMBER**: 0001628280-25-033644

**CONFORMED SUBMISSION TYPE**: 4

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250701

**DATE AS OF CHANGE**: 20250701

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** JOYCE LYNN J
- **CENTRAL INDEX KEY:** 0001249158

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 4
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-40727
- **FILM NUMBER:** 251094546

**MAIL ADDRESS:**
- **STREET 1:** 1630 4TH AVE NORTH
- **CITY:** BESSEMER
- **STATE:** AL
- **ZIP:** 35020
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Southern States Bancshares, Inc.
- **CENTRAL INDEX KEY:** 0001689731
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 262518085
- **STATE OF INCORPORATION:** AL
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 615 QUINTARD AVENUE
- **CITY:** ANNISTON
- **STATE:** AL
- **ZIP:** 36201
- **BUSINESS PHONE:** 205-820-8065

**MAIL ADDRESS:**
- **STREET 1:** 615 QUINTARD AVENUE
- **CITY:** ANNISTON
- **STATE:** AL
- **ZIP:** 36201

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 4

### STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[x] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

[ ] Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>JOYCE LYNN J<br><sub>(Last) (First) (Middle)</sub><br>615 QUINTARD AVE<br><sub>(Street)</sub><br>ANNISTON, AL 36201<br><sub>(City) (State) (Zip)</sub> | **3. Date of Earliest Transaction (Month/Day/Year)**<br>2025-06-30 | **5. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[ ] Director [ ] 10% Owner<br>[X] Officer (give title below) [ ] Other (specify below)<br>_Chief Financial Officer_ |
| **2. Issuer Name and Ticker or Trading Symbol**<br>Southern States Bancshares, Inc. [ SSBK ] | **4. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | 3. Transaction Code (V) | 3. Transaction Code (V) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | Code | V | Amount | (A) or (D) | Price | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| Common Stock, par value $5.00 per share | 2025-06-30 |  | F |  | 4467 | D | $34.27 | 75012 | D |  |
| Common Stock, par value $5.00 per share | 2025-07-01 |  | D |  | 75012 | D | <sup>(1)</sup> | 0 | D |  |

---

## Table II - Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | 4. Transaction Code (V) | 4. Transaction Code (V) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 6. Date Exercisable and Expiration Date | 6. Date Exercisable and Expiration Date | 7. Title and Amount of Underlying Securities | 7. Title and Amount of Underlying Securities | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | Code | V | (A) | (D) | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| STOCK OPTIONS (RIGHT TO BUY) | $30.23 | 2025-07-01 |  | D |  |  | 2120 | <sup>(2)</sup> | 2033-02-15 | Common Stock | 2120 | <sup>(2)</sup> | 0 | D |  |
| STOCK OPTIONS (RIGHT TO BUY) | $26.42 | 2025-07-01 |  | D |  |  | 2602 | <sup>(2)</sup> | 2034-02-21 | Common Stock | 2602 | <sup>(2)</sup> | 0 | D |  |
| STOCK OPTIONS (RIGHT TO BUY) | $33.14 | 2025-07-01 |  | D |  |  | 2076 | <sup>(2)</sup> | 2035-02-19 | Common Stock | 2076 | <sup>(2)</sup> | 0 | D |  |

---

### Footnotes:

(1) Disposed of in connection with the merger of Southern States Bancshares, Inc. (SSBK) with and into FB Financial Corp. (FBK) effective July 1, 2025 (the Merger). At the effective time of the Merger (the Effective Time), each outstanding share of SSBK's common stock, restricted stock and restricted stock unit converted into the right to receive 0.8 share of FBK's common stock, with cash payable in lieu of fractional shares. On June 30, 2025, the last trading day before the Effective Time, the closing price of FBK's stock was $45.30 per share.

(2) At the Effective Time and in connection with Merger, each outstanding option was cancelled and exchanged into the right to receive a cash payment equal to the product of (a) the difference, if positive, between (i) the Per Share Cash Equivalent Consideration (as defined in the agreement relating to Merger) and (ii) the exercise price of the option immediately prior to the Effective Time, multiplied by (b) the number of shares SSBK common stock underlying option, rounded up to the nearest cent.

**Signature:** /s/ Lynn J. Joyce, by Jeff Shanks as Attorney-in-Fact  
**Date:** 2025-07-01

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**