# EDGAR Filing Document

**Accession Number:** 0001002672
**File Stem:** 0001062993-25-016244
**Filing Date:** 2025-10
**Character Count:** 34231
**Document Hash:** 635fef3b02ab25cd53f4994b6916ef25
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001062993-25-016244.hdr.sgml**: 20251021

**ACCESSION NUMBER**: 0001062993-25-016244

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251021

**DATE AS OF CHANGE**: 20251021

**EFFECTIVENESS DATE**: 20251021

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Bell Bank
- **CENTRAL INDEX KEY:** 0001002672

**ORGANIZATION NAME:**
- **EIN:** 450416150
- **STATE OF INCORPORATION:** ND
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-05106
- **FILM NUMBER:** 251406328

**BUSINESS ADDRESS:**
- **STREET 1:** 520 MAIN AVENUE
- **CITY:** FARGO
- **STATE:** ND
- **ZIP:** 58103
- **BUSINESS PHONE:** 7014513015

**MAIL ADDRESS:**
- **STREET 1:** 520 MAIN AVENUE
- **CITY:** FARGO
- **STATE:** ND
- **ZIP:** 58103

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Bell State Bank & Trust
- **DATE OF NAME CHANGE:** 20130802

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** STATE BANK & TRUST
- **DATE OF NAME CHANGE:** 20040507

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NORTHERN CAPITAL MANAGEMENT CO/ND/
- **DATE OF NAME CHANGE:** 19990407

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Bell Bank<br>**Address:** 520 MAIN AVENUE<br>FARGO, ND 58103

**Form 13F File Number:** 028-05106

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Miranda Seeger<br>**Title:** VP/Wealth Operations Manager<br>**Phone:** 701-451-3015

**Signature, Place, and Date of Signing:**

Miranda Seeger  Minneapolis, MN  10-20-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 271

**Form 13F Information Table Value Total:** $2308823680

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | BBG000BP52R2 | 1312823 | 8460 | SH |  | SOLE | NONE | 8460 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 | BBG000B9ZXB4 | 390837 | 2918 | SH |  | SOLE | NONE | 2918 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RY4 | 72704 | 314 | SH |  | DFND | NONE | 314 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RY4 | 13877118 | 59934 | SH |  | SOLE | NONE | 59934 | 0 | 0 |
| ABRDN PALLADIUM ETF TRUST | PHYSICAL PALLADM | 003262102 | BBG000Q4TRT0 | 570850 | 5000 | SH |  | SOLE | NONE | 5000 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 | BBG000D9D830 | 372613 | 1511 | SH |  | SOLE | NONE | 1511 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG000BBQCY0 | 28637 | 177 | SH |  | DFND | NONE | 177 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 | BBG000BBQCY0 | 1477466 | 9132 | SH |  | SOLE | NONE | 9132 | 0 | 0 |
| AFLAC INC | COM | 001055102 | BBG000BBBNC6 | 2237016 | 20027 | SH |  | SOLE | NONE | 20027 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 | BBG000BVMGF2 | 985029 | 4589 | SH |  | SOLE | NONE | 4589 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB30 | 135901 | 558 | SH |  | DFND | NONE | 558 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB30 | 9283882 | 38119 | SH |  | SOLE | NONE | 38119 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JX6 | 136865 | 563 | SH |  | DFND | NONE | 563 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JX6 | 10834481 | 44568 | SH |  | SOLE | NONE | 44568 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG000BVPV84 | 194759 | 887 | SH |  | DFND | NONE | 887 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG000BVPV84 | 14407964 | 65619 | SH |  | SOLE | NONE | 65619 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG000BCQZS4 | 1107089 | 3333 | SH |  | SOLE | NONE | 3333 | 0 | 0 |
| AMGEN INC | COM | 031162100 | BBG000BBS2Y0 | 62931 | 223 | SH |  | DFND | NONE | 223 | 0 | 0 |
| AMGEN INC | COM | 031162100 | BBG000BBS2Y0 | 8562512 | 30342 | SH |  | SOLE | NONE | 30342 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 | BBG000BB6G37 | 1281571 | 5216 | SH |  | SOLE | NONE | 5216 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG000B9XRY4 | 103125 | 405 | SH |  | DFND | NONE | 405 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG000B9XRY4 | 15546689 | 61056 | SH |  | SOLE | NONE | 61056 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 | BBG000BBPFB9 | 29278 | 143 | SH |  | DFND | NONE | 143 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 | BBG000BBPFB9 | 1379743 | 6739 | SH |  | SOLE | NONE | 6739 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 | BBG000BB6WG8 | 75691 | 1267 | SH |  | DFND | NONE | 1267 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 | BBG000BB6WG8 | 9919827 | 166050 | SH |  | SOLE | NONE | 166050 | 0 | 0 |
| ARES CAPITAL CORP | COM | 04010L103 | BBG000PD6X77 | 74333 | 3642 | SH |  | DFND | NONE | 3642 | 0 | 0 |
| ARES CAPITAL CORP | COM | 04010L103 | BBG000PD6X77 | 10746926 | 526552 | SH |  | SOLE | NONE | 526552 | 0 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 | BBG000N2HDY5 | 27539 | 189 | SH |  | DFND | NONE | 189 | 0 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 | BBG000N2HDY5 | 1066451 | 7319 | SH |  | SOLE | NONE | 7319 | 0 | 0 |
| AT INC | COM | 00206R102 | BBG000BSJK37 | 60462 | 2141 | SH |  | DFND | NONE | 2141 | 0 | 0 |
| AT INC | COM | 00206R102 | BBG000BSJK37 | 8819747 | 312314 | SH |  | SOLE | NONE | 312314 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG000JG0547 | 240964 | 821 | SH |  | SOLE | NONE | 821 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 | BBG000BCTLF6 | 1012299 | 19622 | SH |  | SOLE | NONE | 19622 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG000DWG505 | 2347293 | 4669 | SH |  | SOLE | NONE | 4669 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 | BBG01PSW2WN4 | 684366 | 587 | SH |  | SOLE | NONE | 587 | 0 | 0 |
| BOEING CO | COM | 097023105 | BBG000BCSST7 | 250794 | 1162 | SH |  | SOLE | NONE | 1162 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 | BBG000BLBVN4 | 286161 | 53 | SH |  | SOLE | NONE | 53 | 0 | 0 |
| BORGWARNER INC | COM | 099724106 | BBG000BJ49H3 | 228680 | 5202 | SH |  | SOLE | NONE | 5202 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG000DQLV23 | 868942 | 19267 | SH |  | SOLE | NONE | 19267 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5S69 | 104252 | 316 | SH |  | DFND | NONE | 316 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5S69 | 6138305 | 18606 | SH |  | SOLE | NONE | 18606 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 | BBG000BGKTF9 | 308454 | 1451 | SH |  | SOLE | NONE | 1451 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 | BBG000BF0K17 | 1152317 | 2415 | SH |  | SOLE | NONE | 2415 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 | BBG000K4ND22 | 77024 | 496 | SH |  | DFND | NONE | 496 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 | BBG000K4ND22 | 12548053 | 80804 | SH |  | SOLE | NONE | 80804 | 0 | 0 |
| CHUBB LIMITED | COM | H1467J104 | BBG000BR14K5 | 588209 | 2084 | SH |  | SOLE | NONE | 2084 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG000C3J3C9 | 81078 | 1185 | SH |  | DFND | NONE | 1185 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG000C3J3C9 | 10230774 | 149529 | SH |  | SOLE | NONE | 149529 | 0 | 0 |
| COCA COLA CO | COM | 191216100 | BBG000BMX289 | 19697 | 297 | SH |  | DFND | NONE | 297 | 0 | 0 |
| COCA COLA CO | COM | 191216100 | BBG000BMX289 | 1795083 | 27067 | SH |  | SOLE | NONE | 27067 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 | BBG000BFT2L4 | 276307 | 8794 | SH |  | SOLE | NONE | 8794 | 0 | 0 |
| CONAGRA BRANDS INC | COM | 205887102 | BBG000BDXGP9 | 54985 | 3003 | SH |  | DFND | NONE | 3003 | 0 | 0 |
| CONAGRA BRANDS INC | COM | 205887102 | BBG000BDXGP9 | 7384331 | 403295 | SH |  | SOLE | NONE | 403295 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 | BBG00BN969C1 | 353773 | 5231 | SH |  | SOLE | NONE | 5231 | 0 | 0 |
| COSTAR GROUP INC | COM | 22160N109 | BBG000D7JKW9 | 1078502 | 12783 | SH |  | SOLE | NONE | 12783 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG000F6H8W8 | 18513 | 20 | SH |  | DFND | NONE | 20 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG000F6H8W8 | 2054899 | 2220 | SH |  | SOLE | NONE | 2220 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 | BBG00BLYKS03 | 22067 | 45 | SH |  | DFND | NONE | 45 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 | BBG00BLYKS03 | 1115124 | 2274 | SH |  | SOLE | NONE | 2274 | 0 | 0 |
| CROWN CASTLE INC | COM | 22822V101 | BBG000FV1Z23 | 49885 | 517 | SH |  | DFND | NONE | 517 | 0 | 0 |
| CROWN CASTLE INC | COM | 22822V101 | BBG000FV1Z23 | 7290205 | 75554 | SH |  | SOLE | NONE | 75554 | 0 | 0 |
| CUMMINS INC | COM | 231021106 | BBG000BGPTV6 | 256801 | 608 | SH |  | SOLE | NONE | 608 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 | BBG000BH3JF8 | 444499 | 2242 | SH |  | SOLE | NONE | 2242 | 0 | 0 |
| DEERE  CO | COM | 244199105 | BBG000BH1NH9 | 655254 | 1433 | SH |  | SOLE | NONE | 1433 | 0 | 0 |
| DIGITALBRIDGE GROUP INC | CL A NEW | 25401T603 | BBG00D30HGP6 | 146250 | 12500 | SH |  | SOLE | NONE | 12500 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 | BBG011DXXMP7 | 1741168 | 24036 | SH |  | SOLE | NONE | 24036 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | BBG0177CTPJ2 | 237125 | 5306 | SH |  | SOLE | NONE | 5306 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | BBG012G21X53 | 214274 | 4646 | SH |  | SOLE | NONE | 4646 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 | BBG000BH4R78 | 226023 | 1974 | SH |  | SOLE | NONE | 1974 | 0 | 0 |
| DOUBLELINE INCOME SOLUTIONS | COM | 258622109 | BBG003TXW753 | 167696 | 13656 | SH |  | SOLE | NONE | 13656 | 0 | 0 |
| DOW INC | COM | 260557103 | BBG00BN96922 | 36871 | 1608 | SH |  | DFND | NONE | 1608 | 0 | 0 |
| DOW INC | COM | 260557103 | BBG00BN96922 | 5679715 | 247698 | SH |  | SOLE | NONE | 247698 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG000BHGDH5 | 67568 | 546 | SH |  | DFND | NONE | 546 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG000BHGDH5 | 9743828 | 78738 | SH |  | SOLE | NONE | 78738 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 | BBG00BN961G4 | 349849 | 4491 | SH |  | SOLE | NONE | 4491 | 0 | 0 |
| ECOLAB INC | COM | 278865100 | BBG000BHKYH4 | 396823 | 1449 | SH |  | SOLE | NONE | 1449 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 | BBG000BNBDC2 | 1347458 | 1766 | SH |  | SOLE | NONE | 1766 | 0 | 0 |
| EXACT SCIENCES CORP | COM | 30063P105 | BBG000CWL0F5 | 326619 | 5970 | SH |  | SOLE | NONE | 5970 | 0 | 0 |
| EXTRA SPACE STORAGE INC | COM | 30225T102 | BBG000PV27K3 | 3435413 | 24375 | SH |  | SOLE | NONE | 24375 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG000GZQ728 | 55811 | 495 | SH |  | DFND | NONE | 495 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG000GZQ728 | 10723089 | 95105 | SH |  | SOLE | NONE | 95105 | 0 | 0 |
| FAIR ISAAC CORP | COM | 303250104 | BBG000DW76Y6 | 348691 | 233 | SH |  | SOLE | NONE | 233 | 0 | 0 |
| FASTENAL CO | COM | 311900104 | BBG000BJ8YN7 | 1463893 | 29851 | SH |  | SOLE | NONE | 29851 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 336917109 | BBG000HFZ1Z8 | 297706 | 6858 | SH |  | SOLE | NONE | 6858 | 0 | 0 |
| FORTINET INC | COM | 34959E109 | BBG000BCMBG4 | 24047 | 286 | SH |  | DFND | NONE | 286 | 0 | 0 |
| FORTINET INC | COM | 34959E109 | BBG000BCMBG4 | 976169 | 11610 | SH |  | SOLE | NONE | 11610 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 | BBG000CKGBP2 | 54723 | 493 | SH |  | DFND | NONE | 493 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 | BBG000CKGBP2 | 8668212 | 78092 | SH |  | SOLE | NONE | 78092 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 | BBG000C6CFJ5 | 207051 | 260 | SH |  | SOLE | NONE | 260 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 | BBG000BLB481 | 57273 | 1327 | SH |  | DFND | NONE | 1327 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 | BBG000BLB481 | 8267471 | 191554 | SH |  | SOLE | NONE | 191554 | 0 | 0 |
| HEICO CORP NEW | COM | 422806109 | BBG000BL16Q7 | 1729992 | 5359 | SH |  | SOLE | NONE | 5359 | 0 | 0 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 | BBG0078W3NQ3 | 55776 | 2271 | SH |  | DFND | NONE | 2271 | 0 | 0 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 | BBG0078W3NQ3 | 7960412 | 324121 | SH |  | SOLE | NONE | 324121 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 | BBG000BKZB36 | 23906 | 59 | SH |  | DFND | NONE | 59 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 | BBG000BKZB36 | 2388190 | 5894 | SH |  | SOLE | NONE | 5894 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 | BBG000H556T9 | 504148 | 2395 | SH |  | SOLE | NONE | 2395 | 0 | 0 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 | BBG000BKWSR6 | 64590 | 3740 | SH |  | DFND | NONE | 3740 | 0 | 0 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 | BBG000BKWSR6 | 8980348 | 519997 | SH |  | SOLE | NONE | 519997 | 0 | 0 |
| INDEPENDENCE RLTY TR INC | COM | 45378A106 | BBG004Q00KS7 | 1442418 | 88006 | SH |  | SOLE | NONE | 88006 | 0 | 0 |
| INTEL CORP | COM | 458140100 | BBG000C0G1D1 | 2249964 | 67063 | SH |  | SOLE | NONE | 67063 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG000BLNNH6 | 70540 | 250 | SH |  | DFND | NONE | 250 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG000BLNNH6 | 12865932 | 45598 | SH |  | SOLE | NONE | 45598 | 0 | 0 |
| INTERNATIONAL PAPER CO | COM | 460146103 | BBG000BM5SR2 | 480472 | 10355 | SH |  | SOLE | NONE | 10355 | 0 | 0 |
| INTUIT | COM | 461202103 | BBG000BH5DV1 | 207605 | 304 | SH |  | SOLE | NONE | 304 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 | BBG000BMY1X2 | 2129001 | 29049 | SH |  | SOLE | NONE | 29049 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 | BBG00KJR2MY7 | 4363 | 23 | SH |  | DFND | NONE | 23 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 | BBG00KJR2MY7 | 55111265 | 290518 | SH |  | SOLE | NONE | 290518 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG000BSWKH7 | 18011 | 30 | SH |  | DFND | NONE | 30 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG000BSWKH7 | 210187736 | 350097 | SH |  | SOLE | NONE | 350097 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3CQ0 | 317866 | 4822 | SH |  | SOLE | NONE | 4822 | 0 | 0 |
| ISHARES SILVER TR | ISHARES | 46428Q109 | BBG000NDCRW7 | 531744 | 12550 | SH |  | SOLE | NONE | 12550 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 | BBG000BVZ4F5 | 580283 | 867 | SH |  | SOLE | NONE | 867 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG000Q123R0 | 902 | 9 | SH |  | DFND | NONE | 9 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG000Q123R0 | 56229924 | 560897 | SH |  | SOLE | NONE | 560897 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG000JWXHK2 | 418158 | 4331 | SH |  | SOLE | NONE | 4331 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG000CG9VP5 | 676733 | 3324 | SH |  | SOLE | NONE | 3324 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG000BTR7Z0 | 806134 | 1721 | SH |  | SOLE | NONE | 1721 | 0 | 0 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 | BBG000C17LW4 | 867308 | 2710 | SH |  | SOLE | NONE | 2710 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG000CGC9C4 | 224055 | 926 | SH |  | SOLE | NONE | 926 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 | BBG000CF9GL4 | 272245 | 1390 | SH |  | SOLE | NONE | 1390 | 0 | 0 |
| ISHARES TR | GLB INFRASTR ETF | 464288372 | BBG000T1GGF6 | 427840 | 7000 | SH |  | SOLE | NONE | 7000 | 0 | 0 |
| ISHARES TR | SHORT TREAS BD | 464288679 | BBG000QN04L8 | 1712264 | 15497 | SH |  | SOLE | NONE | 15497 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 | BBG000G7K7Q0 | 243379 | 7697 | SH |  | SOLE | NONE | 7697 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TR19 | 25582 | 293 | SH |  | DFND | NONE | 293 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TR19 | 300379665 | 3440381 | SH |  | SOLE | NONE | 3440381 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 | BBG006MJFZJ6 | 544776 | 8002 | SH |  | SOLE | NONE | 8002 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | BBG00TSG0RS0 | 2204745 | 38612 | SH |  | SOLE | NONE | 38612 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 | BBG00GP26N50 | 977009 | 19259 | SH |  | SOLE | NONE | 19259 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 | BBG016NKZDL5 | 899958 | 15646 | SH |  | SOLE | NONE | 15646 | 0 | 0 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 | BBG00XX897J8 | 51542 | 1015 | SH |  | DFND | NONE | 1015 | 0 | 0 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 | BBG00XX897J8 | 4488901 | 88399 | SH |  | SOLE | NONE | 88399 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG000BMHYD1 | 997374 | 5379 | SH |  | SOLE | NONE | 5379 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG000DMBXR2 | 30597 | 97 | SH |  | DFND | NONE | 97 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG000DMBXR2 | 6303869 | 19985 | SH |  | SOLE | NONE | 19985 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG000BMW2Z0 | 48493 | 390 | SH |  | DFND | NONE | 390 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 | BBG000BMW2Z0 | 6606682 | 53134 | SH |  | SOLE | NONE | 53134 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 | BBG0019JZ882 | 57639 | 2036 | SH |  | DFND | NONE | 2036 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 | BBG0019JZ882 | 7450116 | 263162 | SH |  | SOLE | NONE | 263162 | 0 | 0 |
| KRAFT HEINZ CO | COM | 500754106 | BBG005CPNTQ2 | 63173 | 2426 | SH |  | DFND | NONE | 2426 | 0 | 0 |
| KRAFT HEINZ CO | COM | 500754106 | BBG005CPNTQ2 | 8944844 | 343504 | SH |  | SOLE | NONE | 343504 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 | BBG000C1BW00 | 503204 | 1008 | SH |  | SOLE | NONE | 1008 | 0 | 0 |
| LOWES COS INC | COM | 548661107 | BBG000BNDN65 | 26890 | 107 | SH |  | DFND | NONE | 107 | 0 | 0 |
| LOWES COS INC | COM | 548661107 | BBG000BNDN65 | 1835568 | 7304 | SH |  | SOLE | NONE | 7304 | 0 | 0 |
| LYONDELLBASELL INDUSTRIES N | SHS - A - | N53745100 | BBG000WCFV84 | 40605 | 828 | SH |  | DFND | NONE | 828 | 0 | 0 |
| LYONDELLBASELL INDUSTRIES N | SHS - A - | N53745100 | BBG000WCFV84 | 5979594 | 121933 | SH |  | SOLE | NONE | 121933 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG000F1ZSQ2 | 51762 | 91 | SH |  | DFND | NONE | 91 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG000F1ZSQ2 | 3577246 | 6289 | SH |  | SOLE | NONE | 6289 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 | BBG000BNSZP1 | 44672 | 147 | SH |  | DFND | NONE | 147 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 | BBG000BNSZP1 | 5263071 | 17319 | SH |  | SOLE | NONE | 17319 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 | BBG000DYGNW7 | 278887 | 361 | SH |  | SOLE | NONE | 361 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 | BBG000BPD168 | 307939 | 3669 | SH |  | SOLE | NONE | 3669 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 | BBG000MM2P62 | 246017 | 335 | SH |  | DFND | NONE | 335 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 | BBG000MM2P62 | 14318207 | 19497 | SH |  | SOLE | NONE | 19497 | 0 | 0 |
| METLIFE INC | COM | 59156R108 | BBG000BB6KF5 | 275116 | 3340 | SH |  | SOLE | NONE | 3340 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG000C5Z1S3 | 8031 | 48 | SH |  | DFND | NONE | 48 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG000C5Z1S3 | 614399 | 3672 | SH |  | SOLE | NONE | 3672 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG000BPH459 | 232042 | 448 | SH |  | DFND | NONE | 448 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG000BPH459 | 19897567 | 38416 | SH |  | SOLE | NONE | 38416 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 | BBG000BLZRJ2 | 815942 | 5133 | SH |  | SOLE | NONE | 5133 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 | BBG000BP8Z50 | 238248 | 521 | SH |  | SOLE | NONE | 521 | 0 | 0 |
| MPLX LP | COM UNIT REP LTD | 55336V100 | BBG0035TJGV4 | 309690 | 6200 | SH |  | SOLE | NONE | 6200 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 | BBG000CL9VN6 | 21581 | 18 | SH |  | DFND | NONE | 18 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 | BBG000CL9VN6 | 2491356 | 2078 | SH |  | SOLE | NONE | 2078 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG000BJSBJ0 | 893424 | 11835 | SH |  | SOLE | NONE | 11835 | 0 | 0 |
| NINE ENERGY SERVICE INC | COM | 65441V101 | BBG004M28MF9 | 23543 | 37258 | SH |  | SOLE | NONE | 37258 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 | BBG000BQ5DS5 | 440101 | 1465 | SH |  | SOLE | NONE | 1465 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG000BBJQV0 | 148145 | 794 | SH |  | DFND | NONE | 794 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG000BBJQV0 | 34257581 | 183608 | SH |  | SOLE | NONE | 183608 | 0 | 0 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 | BBG000BND699 | 601435 | 2641 | SH |  | SOLE | NONE | 2641 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 | BBG000BQLTW7 | 28124 | 100 | SH |  | DFND | NONE | 100 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 | BBG000BQLTW7 | 2118581 | 7533 | SH |  | SOLE | NONE | 7533 | 0 | 0 |
| OTTER TAIL CORP | COM | 689648103 | BBG000BQNM78 | 334929 | 4086 | SH |  | SOLE | NONE | 4086 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | BBG000N7QR55 | 1394783 | 7646 | SH |  | SOLE | NONE | 7646 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 | BBG0014GJCT9 | 257579 | 1265 | SH |  | SOLE | NONE | 1265 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 | BBG000BR3KL6 | 830932 | 1096 | SH |  | SOLE | NONE | 1096 | 0 | 0 |
| PEPSICO INC | COM | 713448108 | BBG000DH7JK6 | 63058 | 449 | SH |  | DFND | NONE | 449 | 0 | 0 |
| PEPSICO INC | COM | 713448108 | BBG000DH7JK6 | 9195169 | 65474 | SH |  | SOLE | NONE | 65474 | 0 | 0 |
| PFIZER INC | COM | 717081103 | BBG000BR2B91 | 76083 | 2986 | SH |  | DFND | NONE | 2986 | 0 | 0 |
| PFIZER INC | COM | 717081103 | BBG000BR2B91 | 11570672 | 454108 | SH |  | SOLE | NONE | 454108 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG000BR2TH3 | 4552035 | 29626 | SH |  | SOLE | NONE | 29626 | 0 | 0 |
| PROSHARES TR | DJ BRKFLD GLB | 74347B508 | BBG0067M9YJ6 | 378808 | 7000 | SH |  | SOLE | NONE | 7000 | 0 | 0 |
| PRUDENTIAL FINL INC | COM | 744320102 | BBG000HCJMF9 | 61518 | 593 | SH |  | DFND | NONE | 593 | 0 | 0 |
| PRUDENTIAL FINL INC | COM | 744320102 | BBG000HCJMF9 | 8913860 | 85925 | SH |  | SOLE | NONE | 85925 | 0 | 0 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 | BBG000BPPN67 | 2139223 | 7406 | SH |  | SOLE | NONE | 7406 | 0 | 0 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 | BBG000FD28T3 | 81786 | 1239 | SH |  | DFND | NONE | 1239 | 0 | 0 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 | BBG000FD28T3 | 11899425 | 180267 | SH |  | SOLE | NONE | 180267 | 0 | 0 |
| ROLLINS INC | COM | 775711104 | BBG000BSBBP1 | 303275 | 5163 | SH |  | SOLE | NONE | 5163 | 0 | 0 |
| S GLOBAL INC | COM | 78409V104 | BBG000BP1Q11 | 801611 | 1647 | SH |  | SOLE | NONE | 1647 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 | BBG000BN2DC2 | 1365831 | 5763 | SH |  | SOLE | NONE | 5763 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTERNL DIVID | 808524672 | BBG00Z60CGG9 | 277696 | 9939 | SH |  | SOLE | NONE | 9939 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 | BBG0051K49H0 | 305489 | 7111 | SH |  | SOLE | NONE | 7111 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWKW5 | 1854844 | 67943 | SH |  | SOLE | NONE | 67943 | 0 | 0 |
| SEAGATE TECHNOLOGY HLDNGS PL | ORD SHS | G7997R103 | BBG0113JGQF0 | 90647 | 384 | SH |  | DFND | NONE | 384 | 0 | 0 |
| SEAGATE TECHNOLOGY HLDNGS PL | ORD SHS | G7997R103 | BBG0113JGQF0 | 13212042 | 55969 | SH |  | SOLE | NONE | 55969 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 | BBG000BJ29X7 | 981404 | 18218 | SH |  | SOLE | NONE | 18218 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | BBG000BJ7007 | 230561 | 818 | SH |  | SOLE | NONE | 818 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 | BBG000M1R011 | 1108937 | 1205 | SH |  | SOLE | NONE | 1205 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 | BBG000BT9DW0 | 67002 | 707 | SH |  | DFND | NONE | 707 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 | BBG000BT9DW0 | 9992833 | 105443 | SH |  | SOLE | NONE | 105443 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 | BBG000CRF6Q8 | 874812 | 2461 | SH |  | SOLE | NONE | 2461 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 | BBG000Q8SV13 | 1297307 | 30318 | SH |  | SOLE | NONE | 30318 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG000BDTBL9 | 17671091 | 26526 | SH |  | SOLE | NONE | 26526 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 | BBG000BBNQB7 | 676494 | 1135 | SH |  | SOLE | NONE | 1135 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 | BBG000C9PJB5 | 7580 | 137 | SH |  | DFND | NONE | 137 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 | BBG000C9PJB5 | 86966919 | 1571786 | SH |  | SOLE | NONE | 1571786 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG 3-12 M | 78468R523 | BBG00X8RXFQ1 | 102307 | 1028 | SH |  | DFND | NONE | 1028 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG 3-12 M | 78468R523 | BBG00X8RXFQ1 | 49938439 | 501793 | SH |  | SOLE | NONE | 501793 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 | BBG000RFQSH8 | 152397 | 1661 | SH |  | DFND | NONE | 1661 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 | BBG000RFQSH8 | 40227879 | 438451 | SH |  | SOLE | NONE | 438451 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 | BBG000CTQBF3 | 396182 | 4683 | SH |  | SOLE | NONE | 4683 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 | BBG000DN7P92 | 341205 | 923 | SH |  | SOLE | NONE | 923 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 | BBG000BSFRF3 | 263964 | 535 | SH |  | SOLE | NONE | 535 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG000BD8ZK0 | 62002 | 222 | SH |  | DFND | NONE | 222 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG000BD8ZK0 | 3106822 | 11124 | SH |  | SOLE | NONE | 11124 | 0 | 0 |
| TC ENERGY CORP | COM | 87807B107 | BBG000BVN235 | 70733 | 1300 | SH |  | DFND | NONE | 1300 | 0 | 0 |
| TC ENERGY CORP | COM | 87807B107 | BBG000BVN235 | 10041638 | 184555 | SH |  | SOLE | NONE | 184555 | 0 | 0 |
| TESLA INC | COM | 88160R101 | BBG000N9MNX3 | 78271 | 176 | SH |  | DFND | NONE | 176 | 0 | 0 |
| TESLA INC | COM | 88160R101 | BBG000N9MNX3 | 4929276 | 11084 | SH |  | SOLE | NONE | 11084 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 | BBG000BVV7G1 | 565888 | 3080 | SH |  | SOLE | NONE | 3080 | 0 | 0 |
| THE TRADE DESK INC | COM CL A | 88339J105 | BBG00629NGT2 | 212360 | 4333 | SH |  | SOLE | NONE | 4333 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG000BVDLH9 | 252210 | 520 | SH |  | SOLE | NONE | 520 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 | BBG000BM6788 | 298748 | 708 | SH |  | SOLE | NONE | 708 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 | BBG000BJ81C1 | 217792 | 780 | SH |  | SOLE | NONE | 780 | 0 | 0 |
| TYLER TECHNOLOGIES INC | COM | 902252105 | BBG000BVWZF9 | 925470 | 1769 | SH |  | SOLE | NONE | 1769 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 | BBG002B04MT8 | 203386 | 2076 | SH |  | SOLE | NONE | 2076 | 0 | 0 |
| UNILEVER PLC | SPON ADR NEW | 904767704 | BBG000BW1442 | 41022 | 692 | SH |  | DFND | NONE | 692 | 0 | 0 |
| UNILEVER PLC | SPON ADR NEW | 904767704 | BBG000BW1442 | 6013660 | 101445 | SH |  | SOLE | NONE | 101445 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 | BBG000BW3299 | 410575 | 1737 | SH |  | SOLE | NONE | 1737 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 | BBG000L9CV04 | 62815 | 752 | SH |  | DFND | NONE | 752 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 | BBG000L9CV04 | 10346443 | 123865 | SH |  | SOLE | NONE | 123865 | 0 | 0 |
| UNITED RENTALS INC | COM | 911363109 | BBG000BXMFC3 | 354179 | 371 | SH |  | SOLE | NONE | 371 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG000CH5208 | 1244116 | 3603 | SH |  | SOLE | NONE | 3603 | 0 | 0 |
| US BANCORP DEL | COM NEW | 902973304 | BBG000FFDM15 | 63022 | 1304 | SH |  | DFND | NONE | 1304 | 0 | 0 |
| US BANCORP DEL | COM NEW | 902973304 | BBG000FFDM15 | 8450017 | 174840 | SH |  | SOLE | NONE | 174840 | 0 | 0 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 | BBG002XRNH24 | 246883 | 2491 | SH |  | SOLE | NONE | 2491 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG000R44H09 | 1550345 | 19647 | SH |  | SOLE | NONE | 19647 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG0015VYNT4 | 2820010 | 4605 | SH |  | DFND | NONE | 4605 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG0015VYNT4 | 107397980 | 175378 | SH |  | SOLE | NONE | 175378 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | BBG000HT5K89 | 645538 | 2169 | SH |  | SOLE | NONE | 2169 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG000HT2CB6 | 28297 | 59 | SH |  | DFND | NONE | 59 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG000HT2CB6 | 272532627 | 568238 | SH |  | SOLE | NONE | 568238 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG000HWV1X7 | 27601 | 148 | SH |  | DFND | NONE | 148 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | BBG000HWV1X7 | 271577181 | 1456256 | SH |  | SOLE | NONE | 1456256 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG000HT3Z79 | 509323 | 2003 | SH |  | SOLE | NONE | 2003 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG000HR9779 | 112855366 | 343893 | SH |  | SOLE | NONE | 343893 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | BBG000PWZXV6 | 1761616 | 29934 | SH |  | SOLE | NONE | 29934 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | BBG000PX1043 | 564 | 12 | SH |  | DFND | NONE | 12 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | BBG000PX1043 | 36555965 | 778449 | SH |  | SOLE | NONE | 778449 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG000QVFB47 | 2157420 | 36005 | SH |  | SOLE | NONE | 36005 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG000QBYWJ8 | 8739 | 62 | SH |  | DFND | NONE | 62 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG000QBYWJ8 | 101644260 | 721137 | SH |  | SOLE | NONE | 721137 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | BBG00C868SC8 | 433392 | 5118 | SH |  | SOLE | NONE | 5118 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | BBG00M0P2RX7 | 640168 | 5405 | SH |  | SOLE | NONE | 5405 | 0 | 0 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | BBG000V1FPR1 | 556949 | 1384 | SH |  | SOLE | NONE | 1384 | 0 | 0 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 | BBG000V1FF75 | 530437 | 3851 | SH |  | SOLE | NONE | 3851 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG000HSZQ76 | 956433 | 1281 | SH |  | SOLE | NONE | 1281 | 0 | 0 |
| VEEVA SYS INC | CL A COM | 922475108 | BBG001CGB489 | 373281 | 1253 | SH |  | SOLE | NONE | 1253 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG000HS77T5 | 79418 | 1807 | SH |  | DFND | NONE | 1807 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG000HS77T5 | 11298930 | 257086 | SH |  | SOLE | NONE | 257086 | 0 | 0 |
| VIATRIS INC | COM | 92556V106 | BBG012QW3939 | 46025 | 4649 | SH |  | DFND | NONE | 4649 | 0 | 0 |
| VIATRIS INC | COM | 92556V106 | BBG012QW3939 | 5771660 | 582996 | SH |  | SOLE | NONE | 582996 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 | BBG000PSKYX7 | 59742 | 175 | SH |  | DFND | NONE | 175 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 | BBG000PSKYX7 | 5355569 | 15688 | SH |  | SOLE | NONE | 15688 | 0 | 0 |
| VULCAN MATLS CO | COM | 929160109 | BBG000BWGYF8 | 220564 | 717 | SH |  | SOLE | NONE | 717 | 0 | 0 |
| WALMART INC | COM | 931142103 | BBG000BWXBC2 | 24322 | 236 | SH |  | DFND | NONE | 236 | 0 | 0 |
| WALMART INC | COM | 931142103 | BBG000BWXBC2 | 2034714 | 19743 | SH |  | SOLE | NONE | 19743 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 | BBG000BWVSR1 | 2110914 | 9559 | SH |  | SOLE | NONE | 9559 | 0 | 0 |
| WEST PHARMACEUTICAL SVSC INC | COM | 955306105 | BBG000BX24N8 | 203043 | 774 | SH |  | SOLE | NONE | 774 | 0 | 0 |
| XCEL ENERGY INC | COM | 98389B100 | BBG000BCTQ65 | 390749 | 4845 | SH |  | SOLE | NONE | 4845 | 0 | 0 |

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