# EDGAR Filing Document

**Accession Number:** 0001422508
**File Stem:** 0001422508-26-000001
**Filing Date:** 2026-1
**Character Count:** 50010
**Document Hash:** 67b92331aec9895d48353e5a841f02ff
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001422508-26-000001.hdr.sgml**: 20260109

**ACCESSION NUMBER**: 0001422508-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260109

**DATE AS OF CHANGE**: 20260108

**EFFECTIVENESS DATE**: 20260109

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Montecito Bank & Trust
- **CENTRAL INDEX KEY:** 0001422508

**ORGANIZATION NAME:**
- **EIN:** 952900153
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-13052
- **FILM NUMBER:** 26521039

**BUSINESS ADDRESS:**
- **STREET 1:** P.O. BOX 1440
- **CITY:** SANTA BARBARA
- **STATE:** CA
- **ZIP:** 93102
- **BUSINESS PHONE:** 805-564-0281

**MAIL ADDRESS:**
- **STREET 1:** P.O. BOX 1440
- **CITY:** SANTA BARBARA
- **STATE:** CA
- **ZIP:** 93102

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Montecito Bank  Trust<br>**Address:** P.O. BOX 1440<br>SANTA BARBARA, CA 93102

**Form 13F File Number:** 028-13052

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lloyd Kurtz<br>**Title:** CIO<br>**Phone:** (805) 691-1614

**Signature, Place, and Date of Signing:**

Lloyd Kurtz  Montecito, CA  01-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 441

**Form 13F Information Table Value Total:** $627259820

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | Equities | 88579Y101 |  | 280976 | 1755 | SH |  | DFND |  | 1755 | 0 | 0 |
| 3M CO | Equities | 88579Y101 |  | 344375 | 2151 | SH |  | SOLE |  | 1601 | 0 | 550 |
| ABBVIE INC | Equities | 00287Y109 |  | 956002 | 4184 | SH |  | DFND |  | 4184 | 0 | 0 |
| ABBVIE INC | Equities | 00287Y109 |  | 6296042 | 27555 | SH |  | SOLE |  | 20968 | 0 | 6587 |
| ACCENTURE PLC-CL A | Equities | G1151C101 |  | 67343 | 251 | SH |  | DFND |  | 251 | 0 | 0 |
| ACCENTURE PLC-CL A | Equities | G1151C101 |  | 581138 | 2166 | SH |  | SOLE |  | 1955 | 0 | 211 |
| ADOBE INC | Equities | 00724F101 |  | 96247 | 275 | SH |  | DFND |  | 275 | 0 | 0 |
| ADOBE INC | Equities | 00724F101 |  | 188645 | 539 | SH |  | SOLE |  | 467 | 0 | 72 |
| ALPHABET INC-CL A | Equities | 02079K305 |  | 2920603 | 9331 | SH |  | DFND |  | 2170 | 0 | 7161 |
| ALPHABET INC-CL A | Equities | 02079K305 |  | 10764696 | 34392 | SH |  | SOLE |  | 21592 | 0 | 12800 |
| ALPHABET INC-CL C | Equities | 02079K107 |  | 2408729 | 7676 | SH |  | DFND |  | 515 | 0 | 7161 |
| ALPHABET INC-CL C | Equities | 02079K107 |  | 2454544 | 7822 | SH |  | SOLE |  | 4537 | 0 | 3285 |
| ALTA PROPERTIES INC. | Equities | 863012544 |  | 181626 | 24544 | SH |  | DFND |  | 24544 | 0 | 0 |
| ALTRIA GROUP INC | Equities | 02209S103 |  | 196390 | 3406 | SH |  | DFND |  | 3406 | 0 | 0 |
| ALTRIA GROUP INC | Equities | 02209S103 |  | 329412 | 5713 | SH |  | SOLE |  | 4513 | 0 | 1200 |
| AMERICAN TOWER CORP | Equities | 03027X100 |  | 282668 | 1610 | SH |  | SOLE |  | 610 | 0 | 1000 |
| AMERIPRISE FINANCIAL INC | Equities | 03076C106 |  | 2153573 | 4392 | SH |  | SOLE |  | 2353 | 0 | 2039 |
| AMPLIFY CYBERSECURITY ETF | Equities | 032108664 |  | 97248 | 1210 | SH |  | DFND |  | 1210 | 0 | 0 |
| AMPLIFY CYBERSECURITY ETF | Equities | 032108664 |  | 215392 | 2680 | SH |  | SOLE |  | 1640 | 0 | 1040 |
| ANALOG DEVICES INC | Equities | 032654105 |  | 326254 | 1203 | SH |  | DFND |  | 211 | 0 | 992 |
| ARISTA NETWORKS INC | Equities | 040413205 |  | 1014172 | 7740 | SH |  | SOLE |  | 2506 | 0 | 5234 |
| ASTRAZENECA PLC-SPONS ADR | Equities | 046353108 |  | 7814 | 85 | SH |  | DFND |  | 85 | 0 | 0 |
| ASTRAZENECA PLC-SPONS ADR | Equities | 046353108 |  | 1185713 | 12898 | SH |  | SOLE |  | 5399 | 0 | 7499 |
| BLACKROCK INC | Equities | 09290D101 |  | 220490 | 206 | SH |  | DFND |  | 206 | 0 | 0 |
| BLACKROCK INC | Equities | 09290D101 |  | 1587314 | 1483 | SH |  | SOLE |  | 1085 | 0 | 398 |
| BLACKROCK SHORT DURATION BOND E | Fixed Income | 46431W507 |  | 1289457 | 25234 | SH |  | DFND |  | 25234 | 0 | 0 |
| BLACKROCK SHORT DURATION BOND E | Fixed Income | 46431W507 |  | 4548411 | 89010 | SH |  | SOLE |  | 74292 | 0 | 14718 |
| BLACKSTONE INC | Equities | 09260D107 |  | 4624 | 30 | SH |  | DFND |  | 30 | 0 | 0 |
| BLACKSTONE INC | Equities | 09260D107 |  | 818946 | 5313 | SH |  | SOLE |  | 1464 | 0 | 3849 |
| BOOKING HOLDINGS INC | Equities | 09857L108 |  | 1494137 | 279 | SH |  | SOLE |  | 128 | 0 | 151 |
| BRISTOL-MYERS SQUIBB CO | Equities | 110122108 |  | 385024 | 7138 | SH |  | DFND |  | 7138 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | Equities | 110122108 |  | 276065 | 5118 | SH |  | SOLE |  | 1965 | 0 | 3153 |
| BROADCOM INC | Equities | 11135F101 |  | 1492037 | 4311 | SH |  | DFND |  | 1211 | 0 | 3100 |
| BROADCOM INC | Equities | 11135F101 |  | 4661621 | 13469 | SH |  | SOLE |  | 8477 | 0 | 4992 |
| Calvert US Mid-Cap Core Respons | Equities | 61774R403 |  | 471035 | 7345 | SH |  | SOLE |  | 0 | 0 | 7345 |
| CAPITAL ONE FINANCIAL CORP | Equities | 14040H105 |  | 24236 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| CAPITAL ONE FINANCIAL CORP | Equities | 14040H105 |  | 714962 | 2950 | SH |  | SOLE |  | 2655 | 0 | 295 |
| CARLISLE COS INC | Equities | 142339100 |  | 1780021 | 5565 | SH |  | SOLE |  | 50 | 0 | 5515 |
| CARRIER GLOBAL CORP | Equities | 14448C104 |  | 45125 | 854 | SH |  | DFND |  | 854 | 0 | 0 |
| CARRIER GLOBAL CORP | Equities | 14448C104 |  | 341769 | 6468 | SH |  | SOLE |  | 4050 | 0 | 2418 |
| CATERPILLAR INC | Equities | 149123101 |  | 304767 | 532 | SH |  | DFND |  | 532 | 0 | 0 |
| CATERPILLAR INC | Equities | 149123101 |  | 1621222 | 2830 | SH |  | SOLE |  | 2703 | 0 | 127 |
| CF INDUSTRIES HOLDINGS INC | Equities | 125269100 |  | 574868 | 7433 | SH |  | SOLE |  | 4583 | 0 | 2850 |
| CHEVRON CORP | Equities | 166764100 |  | 278910 | 1830 | SH |  | DFND |  | 1830 | 0 | 0 |
| CHEVRON CORP | Equities | 166764100 |  | 4452353 | 29213 | SH |  | SOLE |  | 14231 | 0 | 14982 |
| CHUBB LTD | Equities | H1467J104 |  | 24970 | 80 | SH |  | DFND |  | 80 | 0 | 0 |
| CHUBB LTD | Equities | H1467J104 |  | 747840 | 2396 | SH |  | SOLE |  | 2296 | 0 | 100 |
| CISCO SYSTEMS INC | Equities | 17275R102 |  | 522803 | 6787 | SH |  | DFND |  | 3437 | 0 | 3350 |
| CISCO SYSTEMS INC | Equities | 17275R102 |  | 2516108 | 32664 | SH |  | SOLE |  | 21116 | 0 | 11548 |
| CITIGROUP INC | Equities | 172967424 |  | 803294 | 6884 | SH |  | SOLE |  | 6290 | 0 | 594 |
| COCA-COLA CO/THE | Equities | 191216100 |  | 221894 | 3174 | SH |  | DFND |  | 3174 | 0 | 0 |
| COCA-COLA CO/THE | Equities | 191216100 |  | 7286859 | 104232 | SH |  | SOLE |  | 97973 | 0 | 6259 |
| COGNIZANT TECH SOLUTIONS-A | Equities | 192446102 |  | 244269 | 2943 | SH |  | DFND |  | 2943 | 0 | 0 |
| COLGATE-PALMOLIVE CO | Equities | 194162103 |  | 806004 | 10200 | SH |  | SOLE |  | 4884 | 0 | 5316 |
| COMMUNICATION SERVICES SECTOR S | Equities | 81369Y852 |  | 69219 | 588 | SH |  | DFND |  | 588 | 0 | 0 |
| COMMUNICATION SERVICES SECTOR S | Equities | 81369Y852 |  | 203656 | 1730 | SH |  | SOLE |  | 1055 | 0 | 675 |
| CONOCOPHILLIPS | Equities | 20825C104 |  | 5149 | 55 | SH |  | DFND |  | 55 | 0 | 0 |
| CONOCOPHILLIPS | Equities | 20825C104 |  | 1265233 | 13516 | SH |  | SOLE |  | 9745 | 0 | 3771 |
| CONSOLIDATED EDISON INC | Equities | 209115104 |  | 4767 | 48 | SH |  | DFND |  | 48 | 0 | 0 |
| CONSOLIDATED EDISON INC | Equities | 209115104 |  | 204202 | 2056 | SH |  | SOLE |  | 1850 | 0 | 206 |
| CONSUMER DISCRETIONARY SECTOR S | Equities | 81369Y407 |  | 1647619 | 13798 | SH |  | SOLE |  | 12788 | 0 | 1010 |
| CONSUMER STAPLES SELECT SECTOR | Equities | 81369Y308 |  | 10098 | 130 | SH |  | DFND |  | 130 | 0 | 0 |
| CONSUMER STAPLES SELECT SECTOR | Equities | 81369Y308 |  | 270482 | 3482 | SH |  | SOLE |  | 2140 | 0 | 1342 |
| COSTCO WHOLESALE CORP | Equities | 22160K105 |  | 626921 | 727 | SH |  | DFND |  | 727 | 0 | 0 |
| COSTCO WHOLESALE CORP | Equities | 22160K105 |  | 6594314 | 7647 | SH |  | SOLE |  | 5607 | 0 | 2040 |
| CSX CORP | Equities | 126408103 |  | 412199 | 11371 | SH |  | SOLE |  | 2904 | 0 | 8467 |
| CUMMINS INC | Equities | 231021106 |  | 25012 | 49 | SH |  | DFND |  | 49 | 0 | 0 |
| CUMMINS INC | Equities | 231021106 |  | 1241925 | 2433 | SH |  | SOLE |  | 1417 | 0 | 1016 |
| DANAHER CORP | Equities | 235851102 |  | 730713 | 3192 | SH |  | SOLE |  | 1674 | 0 | 1518 |
| DEERE  CO | Equities | 244199105 |  | 259788 | 558 | SH |  | DFND |  | 558 | 0 | 0 |
| DEERE  CO | Equities | 244199105 |  | 894360 | 1921 | SH |  | SOLE |  | 1085 | 0 | 836 |
| DICKS SPORTING GOODS INC | Equities | 253393102 |  | 303884 | 1535 | SH |  | SOLE |  | 660 | 0 | 875 |
| DIGITAL REALTY TRUST INC | Equities | 253868103 |  | 27848 | 180 | SH |  | DFND |  | 180 | 0 | 0 |
| DIGITAL REALTY TRUST INC | Equities | 253868103 |  | 664479 | 4295 | SH |  | SOLE |  | 1660 | 0 | 2635 |
| DR HORTON INC | Equities | 23331A109 |  | 525277 | 3647 | SH |  | SOLE |  | 1668 | 0 | 1979 |
| DTE ENERGY COMPANY | Equities | 233331107 |  | 378040 | 2931 | SH |  | SOLE |  | 2031 | 0 | 900 |
| EATON CORP PLC | Equities | G29183103 |  | 1225626 | 3848 | SH |  | DFND |  | 928 | 0 | 2920 |
| EATON CORP PLC | Equities | G29183103 |  | 525223 | 1649 | SH |  | SOLE |  | 167 | 0 | 1482 |
| ECOLAB INC | Equities | 278865100 |  | 1802987 | 6868 | SH |  | SOLE |  | 5302 | 0 | 1566 |
| ELECTRONIC ARTS INC | Equities | 285512109 |  | 215977 | 1057 | SH |  | SOLE |  | 351 | 0 | 706 |
| ELI LILLY  CO | Equities | 532457108 |  | 856520 | 797 | SH |  | DFND |  | 797 | 0 | 0 |
| ELI LILLY  CO | Equities | 532457108 |  | 9069225 | 8439 | SH |  | SOLE |  | 7331 | 0 | 1108 |
| EMERSON ELECTRIC CO | Equities | 291011104 |  | 246594 | 1858 | SH |  | DFND |  | 1858 | 0 | 0 |
| EMERSON ELECTRIC CO | Equities | 291011104 |  | 1202045 | 9057 | SH |  | SOLE |  | 7632 | 0 | 1425 |
| ENBRIDGE INC | Equities | 29250N105 |  | 255460 | 5341 | SH |  | DFND |  | 5341 | 0 | 0 |
| ENBRIDGE INC | Equities | 29250N105 |  | 721994 | 15095 | SH |  | SOLE |  | 8142 | 0 | 6953 |
| ENERGY SELECT SECTOR SPDR FUND | Equities | 81369Y506 |  | 219616 | 4912 | SH |  | DFND |  | 4912 | 0 | 0 |
| ENERGY SELECT SECTOR SPDR FUND | Equities | 81369Y506 |  | 113563 | 2540 | SH |  | SOLE |  | 2540 | 0 | 0 |
| EOG RESOURCES INC | Equities | 26875P101 |  | 517909 | 4932 | SH |  | SOLE |  | 4336 | 0 | 596 |
| EXELON CORP | Equities | 30161N101 |  | 393705 | 9032 | SH |  | SOLE |  | 3673 | 0 | 5359 |
| EXXON MOBIL CORP | Equities | 30231G102 |  | 1299552 | 10799 | SH |  | DFND |  | 10799 | 0 | 0 |
| EXXON MOBIL CORP | Equities | 30231G102 |  | 1937955 | 16104 | SH |  | SOLE |  | 11293 | 0 | 4811 |
| FEDEX CORP | Equities | 31428X106 |  | 651379 | 2255 | SH |  | DFND |  | 2255 | 0 | 0 |
| FEDEX CORP | Equities | 31428X106 |  | 617005 | 2136 | SH |  | SOLE |  | 2136 | 0 | 0 |
| FIDELITY NATIONAL INFO SERV | Equities | 31620M106 |  | 214998 | 3235 | SH |  | SOLE |  | 1235 | 0 | 2000 |
| FINANCIAL SELECT SECTOR SPDR FU | Equities | 81369Y605 |  | 864654 | 15787 | SH |  | SOLE |  | 13328 | 0 | 2459 |
| GENERAL DYNAMICS CORP | Equities | 369550108 |  | 490850 | 1458 | SH |  | SOLE |  | 1395 | 0 | 63 |
| GILEAD SCIENCES INC | Equities | 375558103 |  | 60756 | 495 | SH |  | DFND |  | 495 | 0 | 0 |
| GILEAD SCIENCES INC | Equities | 375558103 |  | 622169 | 5069 | SH |  | SOLE |  | 4969 | 0 | 100 |
| GLOBAL X S 500 CATHOLIC VALUE | Equities | 37954Y889 |  | 556264 | 6765 | SH |  | SOLE |  | 0 | 0 | 6765 |
| GOLDMAN ACTIVEBETA U.S. LARGE C | Equities | 381430503 |  | 1105290 | 8350 | SH |  | SOLE |  | 8350 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | Equities | 38141G104 |  | 15822 | 18 | SH |  | DFND |  | 18 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | Equities | 38141G104 |  | 2460321 | 2799 | SH |  | SOLE |  | 2582 | 0 | 217 |
| HEALTH CARE SELECT SECTOR SPDR | Equities | 81369Y209 |  | 112230 | 725 | SH |  | DFND |  | 725 | 0 | 0 |
| HEALTH CARE SELECT SECTOR SPDR | Equities | 81369Y209 |  | 1801408 | 11637 | SH |  | SOLE |  | 10446 | 0 | 1191 |
| HOME DEPOT INC | Equities | 437076102 |  | 130414 | 379 | SH |  | DFND |  | 379 | 0 | 0 |
| HOME DEPOT INC | Equities | 437076102 |  | 1125551 | 3271 | SH |  | SOLE |  | 1347 | 0 | 1924 |
| HONEYWELL INTERNATIONAL INC | Equities | 438516106 |  | 181239 | 929 | SH |  | DFND |  | 929 | 0 | 0 |
| HONEYWELL INTERNATIONAL INC | Equities | 438516106 |  | 723004 | 3706 | SH |  | SOLE |  | 2730 | 0 | 976 |
| HP INC | Equities | 40434L105 |  | 290598 | 13043 | SH |  | SOLE |  | 6797 | 0 | 6246 |
| ILLINOIS TOOL WORKS | Equities | 452308109 |  | 17980 | 73 | SH |  | DFND |  | 73 | 0 | 0 |
| ILLINOIS TOOL WORKS | Equities | 452308109 |  | 1377556 | 5593 | SH |  | SOLE |  | 4033 | 0 | 1560 |
| INTL BUSINESS MACHINES CORP | Equities | 459200101 |  | 864933 | 2920 | SH |  | DFND |  | 2520 | 0 | 400 |
| INTL BUSINESS MACHINES CORP | Equities | 459200101 |  | 2087096 | 7046 | SH |  | SOLE |  | 4130 | 0 | 2916 |
| INVESCO QQQ TRUST SERIES 1 | Equities | 46090E103 |  | 195965 | 319 | SH |  | DFND |  | 319 | 0 | 0 |
| INVESCO QQQ TRUST SERIES 1 | Equities | 46090E103 |  | 5308253 | 8641 | SH |  | SOLE |  | 7814 | 0 | 827 |
| INVESCO S 500 EQUAL WEIGHT ET | Equities | 46137V357 |  | 334081 | 1744 | SH |  | SOLE |  | 1354 | 0 | 390 |
| INVESCO S SMALLCAP HEALTH CAR | Equities | 46138E149 |  | 968380 | 21981 | SH |  | SOLE |  | 21981 | 0 | 0 |
| INVITATION HOMES INC | Equities | 46187W107 |  | 98655 | 3550 | SH |  | DFND |  | 3550 | 0 | 0 |
| INVITATION HOMES INC | Equities | 46187W107 |  | 175827 | 6327 | SH |  | SOLE |  | 4739 | 0 | 1588 |
| ISHARES 0-5 YEAR HIGH YIELD COR | Fixed Income | 46434V407 |  | 282942 | 6600 | SH |  | DFND |  | 6600 | 0 | 0 |
| ISHARES 0-5 YEAR HIGH YIELD COR | Fixed Income | 46434V407 |  | 534589 | 12470 | SH |  | SOLE |  | 9645 | 0 | 2825 |
| ISHARES 1-3 YEAR TREASURY BOND | Fixed Income | 464287457 |  | 156364 | 1888 | SH |  | DFND |  | 1888 | 0 | 0 |
| ISHARES 1-3 YEAR TREASURY BOND | Fixed Income | 464287457 |  | 359025 | 4335 | SH |  | SOLE |  | 2020 | 0 | 2315 |
| ISHARES 10-20 YEAR TREASURY BON | Fixed Income | 464288653 |  | 80319 | 790 | SH |  | DFND |  | 790 | 0 | 0 |
| ISHARES 10-20 YEAR TREASURY BON | Fixed Income | 464288653 |  | 142338 | 1400 | SH |  | SOLE |  | 0 | 0 | 1400 |
| ISHARES 3-7 YEAR TREASURY BOND | Fixed Income | 464288661 |  | 88200 | 739 | SH |  | DFND |  | 739 | 0 | 0 |
| ISHARES 3-7 YEAR TREASURY BOND | Fixed Income | 464288661 |  | 956471 | 8014 | SH |  | SOLE |  | 8014 | 0 | 0 |
| ISHARES 5-10 YEAR INVEST GRADE | Fixed Income | 464288638 |  | 211641 | 3928 | SH |  | DFND |  | 3928 | 0 | 0 |
| ISHARES 5-10 YEAR INVEST GRADE | Fixed Income | 464288638 |  | 1767641 | 32807 | SH |  | SOLE |  | 30615 | 0 | 2192 |
| ISHARES 7-10 YEAR TREASURY BOND | Fixed Income | 464287440 |  | 24905 | 259 | SH |  | DFND |  | 259 | 0 | 0 |
| ISHARES 7-10 YEAR TREASURY BOND | Fixed Income | 464287440 |  | 446375 | 4642 | SH |  | SOLE |  | 4595 | 0 | 47 |
| ISHARES AAA - A RATED CORPORATE | Fixed Income | 46429B291 |  | 518554 | 10783 | SH |  | SOLE |  | 8624 | 0 | 2159 |
| ISHARES AGENCY BOND ETF | Fixed Income | 464288166 |  | 6725 | 61 | SH |  | DFND |  | 61 | 0 | 0 |
| ISHARES AGENCY BOND ETF | Fixed Income | 464288166 |  | 211349 | 1917 | SH |  | SOLE |  | 1417 | 0 | 500 |
| ISHARES BROAD USD INVEST GRADE | Fixed Income | 464288620 |  | 757240 | 14627 | SH |  | SOLE |  | 8812 | 0 | 5815 |
| ISHARES CORE MSCI EAFE ETF | Equities | 46432F842 |  | 1725147 | 19284 | SH |  | DFND |  | 19284 | 0 | 0 |
| ISHARES CORE MSCI EAFE ETF | Equities | 46432F842 |  | 10086526 | 112749 | SH |  | SOLE |  | 88422 | 0 | 24327 |
| ISHARES CORE MSCI EMERGING MARK | Equities | 46434G103 |  | 282324 | 4200 | SH |  | DFND |  | 4200 | 0 | 0 |
| ISHARES CORE MSCI EMERGING MARK | Equities | 46434G103 |  | 855778 | 12731 | SH |  | SOLE |  | 9331 | 0 | 3400 |
| ISHARES CORE S 500 ETF | Equities | 464287200 |  | 1210289 | 1767 | SH |  | DFND |  | 1767 | 0 | 0 |
| ISHARES CORE S 500 ETF | Equities | 464287200 |  | 17108431 | 24978 | SH |  | SOLE |  | 19209 | 0 | 5769 |
| ISHARES CORE S MID-CAP ETF | Equities | 464287507 |  | 433290 | 6565 | SH |  | DFND |  | 6565 | 0 | 0 |
| ISHARES CORE S MID-CAP ETF | Equities | 464287507 |  | 11600358 | 175763 | SH |  | SOLE |  | 162466 | 0 | 13297 |
| ISHARES CORE S SMALL-CAP ETF | Equities | 464287804 |  | 167771 | 1396 | SH |  | DFND |  | 1396 | 0 | 0 |
| ISHARES CORE S SMALL-CAP ETF | Equities | 464287804 |  | 5876081 | 48894 | SH |  | SOLE |  | 38744 | 0 | 10150 |
| ISHARES CORE S TOTAL U.S. STO | Equities | 464287150 |  | 858536 | 5774 | SH |  | DFND |  | 5774 | 0 | 0 |
| ISHARES CORE S TOTAL U.S. STO | Equities | 464287150 |  | 3844231 | 25854 | SH |  | SOLE |  | 24883 | 0 | 971 |
| ISHARES CORE TOTAL USD BOND MAR | Fixed Income | 46434V613 |  | 1090665 | 23435 | SH |  | DFND |  | 23435 | 0 | 0 |
| ISHARES CORE TOTAL USD BOND MAR | Fixed Income | 46434V613 |  | 2881431 | 61913 | SH |  | SOLE |  | 58461 | 0 | 3452 |
| ISHARES CORE U.S. AGGREGATE BON | Fixed Income | 464287226 |  | 327606 | 3280 | SH |  | DFND |  | 3280 | 0 | 0 |
| ISHARES CORE U.S. AGGREGATE BON | Fixed Income | 464287226 |  | 13837974 | 138546 | SH |  | SOLE |  | 92828 | 0 | 45718 |
| ISHARES ESG AWARE MSCI EAFE ETF | Equities | 46435G516 |  | 987415 | 10384 | SH |  | SOLE |  | 7085 | 0 | 3299 |
| ISHARES ESG AWARE MSCI EM ETF | Equities | 46434G863 |  | 367229 | 8314 | SH |  | SOLE |  | 992 | 0 | 7322 |
| ISHARES ESG AWARE MSCI USA ETF | Equities | 46435G425 |  | 104286 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| ISHARES ESG AWARE MSCI USA ETF | Equities | 46435G425 |  | 1787313 | 11997 | SH |  | SOLE |  | 5012 | 0 | 6985 |
| ISHARES ESG SCREENED S 500 ET | Equities | 46436E569 |  | 335383 | 6364 | SH |  | SOLE |  | 0 | 0 | 6364 |
| ISHARES GLOBAL CLEAN ENERGY ETF | Equities | 464288224 |  | 183178 | 11149 | SH |  | SOLE |  | 9615 | 0 | 1534 |
| ISHARES GLOBAL INFRASTRUCTURE E | Equities | 464288372 |  | 109159 | 1779 | SH |  | DFND |  | 1779 | 0 | 0 |
| ISHARES GLOBAL INFRASTRUCTURE E | Equities | 464288372 |  | 467993 | 7627 | SH |  | SOLE |  | 6712 | 0 | 915 |
| ISHARES GLOBAL TECH ETF | Equities | 464287291 |  | 153825 | 1465 | SH |  | DFND |  | 1465 | 0 | 0 |
| ISHARES GLOBAL TECH ETF | Equities | 464287291 |  | 699300 | 6660 | SH |  | SOLE |  | 4385 | 0 | 2275 |
| ISHARES GOLD TRUST | Equities | 464285204 |  | 155928 | 1921 | SH |  | DFND |  | 1921 | 0 | 0 |
| ISHARES GOLD TRUST | Equities | 464285204 |  | 138720 | 1709 | SH |  | SOLE |  | 1110 | 0 | 599 |
| ISHARES IBONDS DEC 2026 TERM CO | Fixed Income | 46435GAA0 |  | 112791 | 4655 | SH |  | DFND |  | 4655 | 0 | 0 |
| ISHARES IBONDS DEC 2026 TERM CO | Fixed Income | 46435GAA0 |  | 1637609 | 67586 | SH |  | SOLE |  | 46410 | 0 | 21176 |
| ISHARES IBONDS DEC 2026 TERM TR | Fixed Income | 46436E858 |  | 50096 | 2190 | SH |  | DFND |  | 2190 | 0 | 0 |
| ISHARES IBONDS DEC 2026 TERM TR | Fixed Income | 46436E858 |  | 1624354 | 71010 | SH |  | SOLE |  | 68010 | 0 | 3000 |
| ISHARES IBONDS DEC 2027 TERM CO | Fixed Income | 46435UAA9 |  | 113630 | 4680 | SH |  | DFND |  | 4680 | 0 | 0 |
| ISHARES IBONDS DEC 2027 TERM CO | Fixed Income | 46435UAA9 |  | 1512498 | 62294 | SH |  | SOLE |  | 43623 | 0 | 18671 |
| ISHARES IBONDS DEC 2027 TERM TR | Fixed Income | 46436E841 |  | 50558 | 2250 | SH |  | DFND |  | 2250 | 0 | 0 |
| ISHARES IBONDS DEC 2027 TERM TR | Fixed Income | 46436E841 |  | 1517961 | 67555 | SH |  | SOLE |  | 64475 | 0 | 3080 |
| ISHARES IBONDS DEC 2028 TERM CO | Fixed Income | 46435U515 |  | 114420 | 4495 | SH |  | DFND |  | 4495 | 0 | 0 |
| ISHARES IBONDS DEC 2028 TERM CO | Fixed Income | 46435U515 |  | 1117347 | 43895 | SH |  | SOLE |  | 27160 | 0 | 16735 |
| ISHARES IBONDS DEC 2028 TERM TR | Fixed Income | 46436E833 |  | 50769 | 2270 | SH |  | DFND |  | 2270 | 0 | 0 |
| ISHARES IBONDS DEC 2028 TERM TR | Fixed Income | 46436E833 |  | 1312736 | 58696 | SH |  | SOLE |  | 55581 | 0 | 3115 |
| ISHARES IBONDS DEC 2029 TERM CO | Fixed Income | 46436E205 |  | 50789 | 2170 | SH |  | DFND |  | 2170 | 0 | 0 |
| ISHARES IBONDS DEC 2029 TERM CO | Fixed Income | 46436E205 |  | 876517 | 37450 | SH |  | SOLE |  | 24618 | 0 | 12832 |
| ISHARES IBONDS DEC 2029 TERM TR | Fixed Income | 46436E825 |  | 51132 | 2330 | SH |  | DFND |  | 2330 | 0 | 0 |
| ISHARES IBONDS DEC 2029 TERM TR | Fixed Income | 46436E825 |  | 1199272 | 54649 | SH |  | SOLE |  | 54649 | 0 | 0 |
| ISHARES IBONDS DEC 2030 TERM CO | Fixed Income | 46436E726 |  | 49878 | 2260 | SH |  | DFND |  | 2260 | 0 | 0 |
| ISHARES IBONDS DEC 2030 TERM CO | Fixed Income | 46436E726 |  | 951349 | 43106 | SH |  | SOLE |  | 34304 | 0 | 8802 |
| ISHARES IBONDS DEC 2030 TERM TR | Fixed Income | 46436E593 |  | 49910 | 2515 | SH |  | DFND |  | 2515 | 0 | 0 |
| ISHARES IBONDS DEC 2030 TERM TR | Fixed Income | 46436E593 |  | 646094 | 32557 | SH |  | SOLE |  | 32557 | 0 | 0 |
| ISHARES IBONDS DEC 2031 TERM CO | Fixed Income | 46436E486 |  | 996250 | 47104 | SH |  | SOLE |  | 33037 | 0 | 14067 |
| ISHARES IBONDS DEC 2031 TERM TR | Fixed Income | 46436E460 |  | 533034 | 25970 | SH |  | SOLE |  | 25970 | 0 | 0 |
| ISHARES IBONDS DEC 2032 TERM CO | Fixed Income | 46436E312 |  | 852702 | 33400 | SH |  | SOLE |  | 24383 | 0 | 9017 |
| ISHARES IBONDS DEC 2033 TERM CO | Fixed Income | 46436E130 |  | 669132 | 25598 | SH |  | SOLE |  | 16916 | 0 | 8682 |
| ISHARES IBONDS DEC 2034 TERM CO | Fixed Income | 46438G653 |  | 650337 | 24662 | SH |  | SOLE |  | 16748 | 0 | 7914 |
| ISHARES IBOXX $ INVEST GRADE CO | Fixed Income | 464287242 |  | 491447 | 4460 | SH |  | DFND |  | 4460 | 0 | 0 |
| ISHARES IBOXX $ INVEST GRADE CO | Fixed Income | 464287242 |  | 761193 | 6908 | SH |  | SOLE |  | 3743 | 0 | 3165 |
| ISHARES J.P. MORGAN USD EM BOND | Fixed Income | 464288281 |  | 17523 | 182 | SH |  | DFND |  | 182 | 0 | 0 |
| ISHARES J.P. MORGAN USD EM BOND | Fixed Income | 464288281 |  | 372026 | 3864 | SH |  | SOLE |  | 3821 | 0 | 43 |
| ISHARES MBS ETF | Fixed Income | 464288588 |  | 104742 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| ISHARES MBS ETF | Fixed Income | 464288588 |  | 1057037 | 11101 | SH |  | SOLE |  | 6112 | 0 | 4989 |
| ISHARES MSCI ACWI ETF | Equities | 464288257 |  | 1281899 | 9060 | SH |  | SOLE |  | 9060 | 0 | 0 |
| ISHARES MSCI EAFE ETF | Equities | 464287465 |  | 4033 | 42 | SH |  | DFND |  | 42 | 0 | 0 |
| ISHARES MSCI EAFE ETF | Equities | 464287465 |  | 2594635 | 27019 | SH |  | SOLE |  | 26585 | 0 | 434 |
| ISHARES MSCI EAFE GROWTH ETF | Equities | 464288885 |  | 170880 | 1500 | SH |  | DFND |  | 1500 | 0 | 0 |
| ISHARES MSCI EAFE GROWTH ETF | Equities | 464288885 |  | 455566 | 3999 | SH |  | SOLE |  | 3109 | 0 | 890 |
| ISHARES MSCI EAFE SMALL-CAP ETF | Equities | 464288273 |  | 457194 | 5897 | SH |  | SOLE |  | 4111 | 0 | 1786 |
| ISHARES MSCI EAFE VALUE ETF | Equities | 464288877 |  | 49916 | 699 | SH |  | DFND |  | 699 | 0 | 0 |
| ISHARES MSCI EAFE VALUE ETF | Equities | 464288877 |  | 6665409 | 93340 | SH |  | SOLE |  | 63015 | 0 | 30325 |
| ISHARES MSCI EMERGING MARKETS E | Equities | 46434G764 |  | 395307 | 5439 | SH |  | DFND |  | 5439 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS E | Equities | 46434G764 |  | 4842305 | 66625 | SH |  | SOLE |  | 43798 | 0 | 22827 |
| ISHARES MSCI KLD 400 SOCIAL ETF | Equities | 464288570 |  | 746956 | 5798 | SH |  | SOLE |  | 4848 | 0 | 950 |
| ISHARES MSCI USA MIN VOL FACTOR | Equities | 46429B697 |  | 1031994 | 10960 | SH |  | DFND |  | 10960 | 0 | 0 |
| ISHARES MSCI USA MIN VOL FACTOR | Equities | 46429B697 |  | 3377143 | 35866 | SH |  | SOLE |  | 28326 | 0 | 7540 |
| ISHARES MSCI USA QUALITY FACTOR | Equities | 46432F339 |  | 332689 | 1675 | SH |  | DFND |  | 1675 | 0 | 0 |
| ISHARES MSCI USA QUALITY FACTOR | Equities | 46432F339 |  | 10944756 | 55104 | SH |  | SOLE |  | 42748 | 0 | 12356 |
| ISHARES MSCI USA VALUE FACTOR E | Equities | 46432F388 |  | 532153 | 3892 | SH |  | SOLE |  | 2486 | 0 | 1406 |
| ISHARES NATIONAL MUNI BOND ETF | Fixed Income | 464288414 |  | 649087 | 6060 | SH |  | SOLE |  | 4000 | 0 | 2060 |
| ISHARES PREFERRED AND INCOME SE | Fixed Income | 464288687 |  | 319569 | 10322 | SH |  | DFND |  | 10322 | 0 | 0 |
| ISHARES PREFERRED AND INCOME SE | Fixed Income | 464288687 |  | 876849 | 28322 | SH |  | SOLE |  | 21137 | 0 | 7185 |
| ISHARES RUSSELL 1000 ETF | Equities | 464287622 |  | 12697 | 34 | SH |  | DFND |  | 34 | 0 | 0 |
| ISHARES RUSSELL 1000 ETF | Equities | 464287622 |  | 1340650 | 3590 | SH |  | SOLE |  | 1221 | 0 | 2369 |
| ISHARES RUSSELL 1000 GROWTH ETF | Equities | 464287614 |  | 2145469 | 4533 | SH |  | DFND |  | 4533 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | Equities | 464287614 |  | 32980964 | 69683 | SH |  | SOLE |  | 67920 | 0 | 1763 |
| ISHARES RUSSELL 1000 VALUE ETF | Equities | 464287598 |  | 386395 | 1837 | SH |  | DFND |  | 1837 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE ETF | Equities | 464287598 |  | 9886401 | 47002 | SH |  | SOLE |  | 46164 | 0 | 838 |
| ISHARES RUSSELL 2000 ETF | Equities | 464287655 |  | 355455 | 1444 | SH |  | DFND |  | 1444 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | Equities | 464287655 |  | 1743797 | 7084 | SH |  | SOLE |  | 5639 | 0 | 1445 |
| ISHARES RUSSELL 2000 GROWTH ETF | Equities | 464287648 |  | 96903 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| ISHARES RUSSELL 2000 GROWTH ETF | Equities | 464287648 |  | 3713969 | 11498 | SH |  | SOLE |  | 11293 | 0 | 205 |
| ISHARES RUSSELL MID-CAP ETF | Equities | 464287499 |  | 322119 | 3346 | SH |  | DFND |  | 3346 | 0 | 0 |
| ISHARES RUSSELL MID-CAP ETF | Equities | 464287499 |  | 1533677 | 15931 | SH |  | SOLE |  | 13734 | 0 | 2197 |
| ISHARES RUSSELL MID-CAP VALUE E | Equities | 464287473 |  | 73346 | 520 | SH |  | DFND |  | 520 | 0 | 0 |
| ISHARES RUSSELL MID-CAP VALUE E | Equities | 464287473 |  | 182096 | 1291 | SH |  | SOLE |  | 1264 | 0 | 27 |
| ISHARES S 500 GROWTH ETF | Equities | 464287309 |  | 3178752 | 25789 | SH |  | SOLE |  | 25789 | 0 | 0 |
| ISHARES S 500 VALUE ETF | Equities | 464287408 |  | 1279418 | 6033 | SH |  | SOLE |  | 5027 | 0 | 1006 |
| ISHARES S MID-CAP 400 GROWTH | Equities | 464287606 |  | 295678 | 3052 | SH |  | DFND |  | 3052 | 0 | 0 |
| ISHARES S MID-CAP 400 GROWTH | Equities | 464287606 |  | 475681 | 4910 | SH |  | SOLE |  | 3810 | 0 | 1100 |
| ISHARES S MID-CAP 400 VALUE E | Equities | 464287705 |  | 244757 | 1860 | SH |  | DFND |  | 1860 | 0 | 0 |
| ISHARES S MID-CAP 400 VALUE E | Equities | 464287705 |  | 346082 | 2630 | SH |  | SOLE |  | 1710 | 0 | 920 |
| ISHARES S SMALL-CAP 600 GROWT | Equities | 464287887 |  | 299824 | 2124 | SH |  | DFND |  | 2124 | 0 | 0 |
| ISHARES S SMALL-CAP 600 GROWT | Equities | 464287887 |  | 471333 | 3339 | SH |  | SOLE |  | 2715 | 0 | 624 |
| ISHARES S SMALL-CAP 600 VALUE | Equities | 464287879 |  | 216068 | 1900 | SH |  | DFND |  | 1900 | 0 | 0 |
| ISHARES S SMALL-CAP 600 VALUE | Equities | 464287879 |  | 150679 | 1325 | SH |  | SOLE |  | 1325 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | Equities | 464287168 |  | 59279 | 420 | SH |  | DFND |  | 420 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | Equities | 464287168 |  | 728565 | 5162 | SH |  | SOLE |  | 4987 | 0 | 175 |
| ISHARES SHORT TREASURY BOND ETF | Fixed Income | 464288679 |  | 874040 | 7935 | SH |  | SOLE |  | 2135 | 0 | 5800 |
| ISHARES TR 0-5 YR TIPS ETF | Fixed Income | 46429B747 |  | 2411285 | 23550 | SH |  | SOLE |  | 8620 | 0 | 14930 |
| ISHARES TREASURY FLOATING RATE | Fixed Income | 46434V860 |  | 389804 | 7725 | SH |  | DFND |  | 7725 | 0 | 0 |
| ISHARES TREASURY FLOATING RATE | Fixed Income | 46434V860 |  | 5617863 | 111333 | SH |  | SOLE |  | 83093 | 0 | 28240 |
| ISHARES U.S. AEROSPACE  DEFENS | Equities | 464288760 |  | 235300 | 1096 | SH |  | SOLE |  | 1056 | 0 | 40 |
| ISHARES U.S. MEDICAL DEVICES ET | Equities | 464288810 |  | 62150 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| ISHARES U.S. MEDICAL DEVICES ET | Equities | 464288810 |  | 1326467 | 21343 | SH |  | SOLE |  | 20804 | 0 | 539 |
| ISHARES U.S. TECHNOLOGY ETF | Equities | 464287721 |  | 149161 | 747 | SH |  | DFND |  | 747 | 0 | 0 |
| ISHARES U.S. TECHNOLOGY ETF | Equities | 464287721 |  | 5316680 | 26626 | SH |  | SOLE |  | 24687 | 0 | 1939 |
| ISHARES U.S. TREASURY BOND ETF | Fixed Income | 46429B267 |  | 586378 | 25467 | SH |  | DFND |  | 25467 | 0 | 0 |
| ISHARES U.S. TREASURY BOND ETF | Fixed Income | 46429B267 |  | 10889858 | 472958 | SH |  | SOLE |  | 293914 | 0 | 179044 |
| JACOBS SOLUTIONS INC | Equities | 46982L108 |  | 225977 | 1706 | SH |  | SOLE |  | 575 | 0 | 1131 |
| JOHNSON  JOHNSON | Equities | 478160104 |  | 979287 | 4732 | SH |  | DFND |  | 4732 | 0 | 0 |
| JOHNSON  JOHNSON | Equities | 478160104 |  | 2611295 | 12618 | SH |  | SOLE |  | 10566 | 0 | 2052 |
| JOHNSON CONTROLS INTERNATION | Equities | G51502105 |  | 225729 | 1885 | SH |  | DFND |  | 1885 | 0 | 0 |
| JOHNSON CONTROLS INTERNATION | Equities | G51502105 |  | 276024 | 2305 | SH |  | SOLE |  | 2245 | 0 | 60 |
| JPMORGAN CHASE  CO | Equities | 46625H100 |  | 1762221 | 5469 | SH |  | DFND |  | 5469 | 0 | 0 |
| JPMORGAN CHASE  CO | Equities | 46625H100 |  | 6682521 | 20739 | SH |  | SOLE |  | 14686 | 0 | 6053 |
| JPMORGAN INCOME ETF | Fixed Income | 46641Q159 |  | 284221 | 6140 | SH |  | DFND |  | 6140 | 0 | 0 |
| JPMORGAN INCOME ETF | Fixed Income | 46641Q159 |  | 2977975 | 64333 | SH |  | SOLE |  | 61313 | 0 | 3020 |
| JPMORGAN NASDAQ EQUITY PREMIUM | Equities | 46654Q203 |  | 376036 | 6470 | SH |  | SOLE |  | 6470 | 0 | 0 |
| JPMORGAN ULTRA-SHORT INCOME ETF | Fixed Income | 46641Q837 |  | 326457 | 6453 | SH |  | SOLE |  | 2202 | 0 | 4251 |
| KIMCO REALTY CORPORATION | Equities | 49446R109 |  | 341752 | 16860 | SH |  | SOLE |  | 9090 | 0 | 7770 |
| KKR  CO INC | Equities | 48251W104 |  | 175030 | 1373 | SH |  | DFND |  | 1373 | 0 | 0 |
| KKR  CO INC | Equities | 48251W104 |  | 44618 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| KLA CORP | Equities | 482480100 |  | 1792243 | 1475 | SH |  | SOLE |  | 660 | 0 | 815 |
| KROGER CO | Equities | 501044101 |  | 234300 | 3750 | SH |  | SOLE |  | 1380 | 0 | 2370 |
| LAM RESEARCH CORP | Equities | 512807306 |  | 1218459 | 7118 | SH |  | SOLE |  | 5012 | 0 | 2106 |
| LOCKHEED MARTIN CORP | Equities | 539830109 |  | 68681 | 142 | SH |  | DFND |  | 142 | 0 | 0 |
| LOCKHEED MARTIN CORP | Equities | 539830109 |  | 286816 | 593 | SH |  | SOLE |  | 501 | 0 | 92 |
| LOWES COS INC | Equities | 548661107 |  | 88988 | 369 | SH |  | DFND |  | 369 | 0 | 0 |
| LOWES COS INC | Equities | 548661107 |  | 1657734 | 6874 | SH |  | SOLE |  | 4944 | 0 | 1930 |
| MARVELL TECHNOLOGY INC | Equities | 573874104 |  | 304653 | 3585 | SH |  | SOLE |  | 1550 | 0 | 2035 |
| MASCO CORP | Equities | 574599106 |  | 619814 | 9767 | SH |  | SOLE |  | 6562 | 0 | 3205 |
| MASTERCARD INC - A | Equities | 57636Q104 |  | 3996 | 7 | SH |  | DFND |  | 7 | 0 | 0 |
| MASTERCARD INC - A | Equities | 57636Q104 |  | 2420531 | 4240 | SH |  | SOLE |  | 3003 | 0 | 1237 |
| MATERIALS SELECT SECTOR SPDR FU | Equities | 81369Y100 |  | 99770 | 2200 | SH |  | DFND |  | 2200 | 0 | 0 |
| MATERIALS SELECT SECTOR SPDR FU | Equities | 81369Y100 |  | 322166 | 7104 | SH |  | SOLE |  | 5574 | 0 | 1530 |
| MCDONALDS CORP | Equities | 580135101 |  | 172681 | 565 | SH |  | DFND |  | 565 | 0 | 0 |
| MCDONALDS CORP | Equities | 580135101 |  | 1533651 | 5018 | SH |  | SOLE |  | 4548 | 0 | 470 |
| MCKESSON CORP | Equities | 58155Q103 |  | 9843 | 12 | SH |  | DFND |  | 12 | 0 | 0 |
| MCKESSON CORP | Equities | 58155Q103 |  | 1545426 | 1884 | SH |  | SOLE |  | 1193 | 0 | 691 |
| MEDTRONIC PLC | Equities | G5960L103 |  | 9990 | 104 | SH |  | DFND |  | 104 | 0 | 0 |
| MEDTRONIC PLC | Equities | G5960L103 |  | 286739 | 2985 | SH |  | SOLE |  | 2335 | 0 | 650 |
| MERCK  CO. INC. | Equities | 58933Y105 |  | 851027 | 8085 | SH |  | DFND |  | 8085 | 0 | 0 |
| MERCK  CO. INC. | Equities | 58933Y105 |  | 1542164 | 14651 | SH |  | SOLE |  | 8356 | 0 | 6295 |
| META PLATFORMS INC-CLASS A | Equities | 30303M102 |  | 79211 | 120 | SH |  | DFND |  | 120 | 0 | 0 |
| META PLATFORMS INC-CLASS A | Equities | 30303M102 |  | 2332758 | 3534 | SH |  | SOLE |  | 2629 | 0 | 905 |
| METLIFE INC | Equities | 59156R108 |  | 443327 | 5616 | SH |  | SOLE |  | 4147 | 0 | 1469 |
| MICRON TECHNOLOGY INC | Equities | 595112103 |  | 37103 | 130 | SH |  | DFND |  | 130 | 0 | 0 |
| MICRON TECHNOLOGY INC | Equities | 595112103 |  | 1528941 | 5357 | SH |  | SOLE |  | 4000 | 0 | 1357 |
| MICROSOFT CORP | Equities | 594918104 |  | 4773329 | 9870 | SH |  | DFND |  | 8329 | 0 | 1541 |
| MICROSOFT CORP | Equities | 594918104 |  | 15857416 | 32789 | SH |  | SOLE |  | 23140 | 0 | 9649 |
| MONDELEZ INTERNATIONAL INC-A | Equities | 609207105 |  | 169080 | 3141 | SH |  | DFND |  | 3141 | 0 | 0 |
| MONDELEZ INTERNATIONAL INC-A | Equities | 609207105 |  | 305162 | 5669 | SH |  | SOLE |  | 3327 | 0 | 2342 |
| MOTOROLA SOLUTIONS INC | Equities | 620076307 |  | 62098 | 162 | SH |  | DFND |  | 162 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | Equities | 620076307 |  | 379487 | 990 | SH |  | SOLE |  | 0 | 0 | 990 |
| NETFLIX INC | Equities | 64110L106 |  | 37504 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| NETFLIX INC | Equities | 64110L106 |  | 917629 | 9787 | SH |  | SOLE |  | 4260 | 0 | 5527 |
| NEXTERA ENERGY INC | Equities | 65339F101 |  | 414245 | 5160 | SH |  | DFND |  | 2200 | 0 | 2960 |
| NEXTERA ENERGY INC | Equities | 65339F101 |  | 826242 | 10292 | SH |  | SOLE |  | 4816 | 0 | 5476 |
| NIKE INC -CL B | Equities | 654106103 |  | 452787 | 7107 | SH |  | SOLE |  | 5830 | 0 | 1277 |
| NVIDIA CORP | Equities | 67066G104 |  | 2584144 | 13856 | SH |  | DFND |  | 13856 | 0 | 0 |
| NVIDIA CORP | Equities | 67066G104 |  | 30116953 | 161485 | SH |  | SOLE |  | 122989 | 0 | 38496 |
| ORACLE CORP | Equities | 68389X105 |  | 282425 | 1449 | SH |  | DFND |  | 1449 | 0 | 0 |
| ORACLE CORP | Equities | 68389X105 |  | 1554407 | 7975 | SH |  | SOLE |  | 6289 | 0 | 1686 |
| OREILLY AUTOMOTIVE INC | Equities | 67103H107 |  | 710800 | 7793 | SH |  | SOLE |  | 2288 | 0 | 5505 |
| OTIS WORLDWIDE CORP | Equities | 68902V107 |  | 34940 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| OTIS WORLDWIDE CORP | Equities | 68902V107 |  | 195664 | 2240 | SH |  | SOLE |  | 50 | 0 | 2190 |
| PALO ALTO NETWORKS INC | Equities | 697435105 |  | 1457390 | 7912 | SH |  | SOLE |  | 7406 | 0 | 506 |
| PARKER HANNIFIN CORP | Equities | 701094104 |  | 53617 | 61 | SH |  | DFND |  | 61 | 0 | 0 |
| PARKER HANNIFIN CORP | Equities | 701094104 |  | 931698 | 1060 | SH |  | SOLE |  | 774 | 0 | 286 |
| PEPSICO INC | Equities | 713448108 |  | 730517 | 5090 | SH |  | DFND |  | 5090 | 0 | 0 |
| PEPSICO INC | Equities | 713448108 |  | 690618 | 4812 | SH |  | SOLE |  | 3947 | 0 | 865 |
| PFIZER INC | Equities | 717081103 |  | 90188 | 3622 | SH |  | DFND |  | 3622 | 0 | 0 |
| PFIZER INC | Equities | 717081103 |  | 665552 | 26729 | SH |  | SOLE |  | 19211 | 0 | 7518 |
| PHILIP MORRIS INTERNATIONAL | Equities | 718172109 |  | 452488 | 2821 | SH |  | DFND |  | 2821 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL | Equities | 718172109 |  | 651866 | 4064 | SH |  | SOLE |  | 2780 | 0 | 1284 |
| PHILLIPS 66 | Equities | 718546104 |  | 40906 | 317 | SH |  | DFND |  | 317 | 0 | 0 |
| PHILLIPS 66 | Equities | 718546104 |  | 665846 | 5160 | SH |  | SOLE |  | 3265 | 0 | 1895 |
| PROCTER  GAMBLE CO/THE | Equities | 742718109 |  | 1168693 | 8155 | SH |  | DFND |  | 4044 | 0 | 4111 |
| PROCTER  GAMBLE CO/THE | Equities | 742718109 |  | 3050353 | 21285 | SH |  | SOLE |  | 14561 | 0 | 6724 |
| PUBLIC SERVICE ENTERPRISE GP | Equities | 744573106 |  | 56290 | 701 | SH |  | DFND |  | 701 | 0 | 0 |
| PUBLIC SERVICE ENTERPRISE GP | Equities | 744573106 |  | 664322 | 8273 | SH |  | SOLE |  | 6864 | 0 | 1409 |
| PUBLIC STORAGE | Equities | 74460D109 |  | 272475 | 1050 | SH |  | DFND |  | 1050 | 0 | 0 |
| PUBLIC STORAGE | Equities | 74460D109 |  | 390288 | 1504 | SH |  | SOLE |  | 1146 | 0 | 358 |
| QUALCOMM INC | Equities | 747525103 |  | 90657 | 530 | SH |  | DFND |  | 530 | 0 | 0 |
| QUALCOMM INC | Equities | 747525103 |  | 925209 | 5409 | SH |  | SOLE |  | 3962 | 0 | 1447 |
| QUEST DIAGNOSTICS INC | Equities | 74834L100 |  | 429313 | 2474 | SH |  | SOLE |  | 1435 | 0 | 1039 |
| REGENERON PHARMACEUTICALS | Equities | 75886F107 |  | 244683 | 317 | SH |  | SOLE |  | 112 | 0 | 205 |
| ROCKWELL AUTOMATION INC | Equities | 773903109 |  | 257953 | 663 | SH |  | SOLE |  | 403 | 0 | 260 |
| ROPER TECHNOLOGIES INC | Equities | 776696106 |  | 330286 | 742 | SH |  | SOLE |  | 684 | 0 | 58 |
| SABRA HEALTH CARE REIT INC | Equities | 78573L106 |  | 75760 | 4000 | SH |  | DFND |  | 4000 | 0 | 0 |
| SABRA HEALTH CARE REIT INC | Equities | 78573L106 |  | 681840 | 36000 | SH |  | SOLE |  | 18100 | 0 | 17900 |
| SALESFORCE INC | Equities | 79466L302 |  | 964802 | 3642 | SH |  | SOLE |  | 1769 | 0 | 1873 |
| SCHWAB (CHARLES) CORP | Equities | 808513105 |  | 1616244 | 16177 | SH |  | SOLE |  | 13920 | 0 | 2257 |
| SEAGATE TECHNOLOGY HOLDINGS | Equities | G7997R103 |  | 410606 | 1491 | SH |  | SOLE |  | 873 | 0 | 618 |
| SERVICENOW INC | Equities | 81762P102 |  | 508591 | 3320 | SH |  | SOLE |  | 1290 | 0 | 2030 |
| SHELL PLC-ADR | Equities | 780259305 |  | 229258 | 3120 | SH |  | SOLE |  | 1645 | 0 | 1475 |
| SHOPIFY INC - CLASS A | Equities | 82509L107 |  | 321940 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| SOUTHERN CO/THE | Equities | 842587107 |  | 163936 | 1880 | SH |  | DFND |  | 1880 | 0 | 0 |
| SOUTHERN CO/THE | Equities | 842587107 |  | 783579 | 8986 | SH |  | SOLE |  | 6445 | 0 | 2541 |
| SPDR BLOOMBERG CONVERTIBLE SECU | Fixed Income | 78464A359 |  | 33272 | 373 | SH |  | DFND |  | 373 | 0 | 0 |
| SPDR BLOOMBERG CONVERTIBLE SECU | Fixed Income | 78464A359 |  | 1947058 | 21828 | SH |  | SOLE |  | 19778 | 0 | 2050 |
| SPDR GOLD SHARES | Equities | 78463V107 |  | 2122240 | 5355 | SH |  | SOLE |  | 5355 | 0 | 0 |
| SPDR MSCI ACWI EX-US ETF | Equities | 78463X848 |  | 309666 | 8621 | SH |  | DFND |  | 8621 | 0 | 0 |
| SPDR MSCI ACWI EX-US ETF | Equities | 78463X848 |  | 4183602 | 116470 | SH |  | SOLE |  | 105574 | 0 | 10896 |
| SPDR S 500 ETF TRUST | Equities | 78462F103 |  | 1464082 | 2147 | SH |  | DFND |  | 2147 | 0 | 0 |
| SPDR S 500 ETF TRUST | Equities | 78462F103 |  | 11950648 | 17525 | SH |  | SOLE |  | 16636 | 0 | 889 |
| SPDR S BANK ETF | Equities | 78464A797 |  | 32773 | 540 | SH |  | DFND |  | 540 | 0 | 0 |
| SPDR S BANK ETF | Equities | 78464A797 |  | 482486 | 7950 | SH |  | SOLE |  | 7950 | 0 | 0 |
| SPDR S BIOTECH ETF | Equities | 78464A870 |  | 475527 | 3900 | SH |  | SOLE |  | 3900 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TRUST | Equities | 78467Y107 |  | 1303688 | 2161 | SH |  | SOLE |  | 2161 | 0 | 0 |
| STARBUCKS CORP | Equities | 855244109 |  | 344840 | 4095 | SH |  | SOLE |  | 3850 | 0 | 245 |
| STRYKER CORP | Equities | 863667101 |  | 3515 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| STRYKER CORP | Equities | 863667101 |  | 686421 | 1953 | SH |  | SOLE |  | 1685 | 0 | 268 |
| T-MOBILE US INC | Equities | 872590104 |  | 6903 | 34 | SH |  | DFND |  | 34 | 0 | 0 |
| T-MOBILE US INC | Equities | 872590104 |  | 740487 | 3647 | SH |  | SOLE |  | 1566 | 0 | 2081 |
| TAIWAN SEMICONDUCTOR-SP ADR | Equities | 874039100 |  | 105146 | 346 | SH |  | DFND |  | 346 | 0 | 0 |
| TAIWAN SEMICONDUCTOR-SP ADR | Equities | 874039100 |  | 2986631 | 9828 | SH |  | SOLE |  | 5418 | 0 | 4410 |
| TEXAS INSTRUMENTS INC | Equities | 882508104 |  | 126995 | 732 | SH |  | DFND |  | 732 | 0 | 0 |
| TEXAS INSTRUMENTS INC | Equities | 882508104 |  | 323559 | 1865 | SH |  | SOLE |  | 1101 | 0 | 764 |
| THE CIGNA GROUP | Equities | 125523100 |  | 89175 | 324 | SH |  | DFND |  | 324 | 0 | 0 |
| THE CIGNA GROUP | Equities | 125523100 |  | 258716 | 940 | SH |  | SOLE |  | 579 | 0 | 361 |
| THERMO FISHER SCIENTIFIC INC | Equities | 883556102 |  | 3477 | 6 | SH |  | DFND |  | 6 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | Equities | 883556102 |  | 1701265 | 2936 | SH |  | SOLE |  | 1705 | 0 | 1231 |
| TJX COMPANIES INC | Equities | 872540109 |  | 1834411 | 11942 | SH |  | SOLE |  | 5819 | 0 | 6123 |
| TOLL BROTHERS INC | Equities | 889478103 |  | 270170 | 1998 | SH |  | SOLE |  | 805 | 0 | 1193 |
| TOYOTA MOTOR CORP -SPON ADR | Equities | 892331307 |  | 808291 | 3776 | SH |  | SOLE |  | 3726 | 0 | 50 |
| TRANE TECHNOLOGIES PLC | Equities | G8994E103 |  | 513355 | 1319 | SH |  | DFND |  | 1089 | 0 | 230 |
| TRANE TECHNOLOGIES PLC | Equities | G8994E103 |  | 2303286 | 5918 | SH |  | SOLE |  | 3201 | 0 | 2717 |
| UNION PACIFIC CORP | Equities | 907818108 |  | 186907 | 808 | SH |  | DFND |  | 808 | 0 | 0 |
| UNION PACIFIC CORP | Equities | 907818108 |  | 1807997 | 7816 | SH |  | SOLE |  | 5712 | 0 | 2104 |
| UTILITIES SELECT SECTOR SPDR FU | Equities | 81369Y886 |  | 330335 | 7738 | SH |  | DFND |  | 7738 | 0 | 0 |
| UTILITIES SELECT SECTOR SPDR FU | Equities | 81369Y886 |  | 693286 | 16240 | SH |  | SOLE |  | 12660 | 0 | 3580 |
| VALERO ENERGY CORP | Equities | 91913Y100 |  | 53721 | 330 | SH |  | DFND |  | 330 | 0 | 0 |
| VALERO ENERGY CORP | Equities | 91913Y100 |  | 582625 | 3579 | SH |  | SOLE |  | 1129 | 0 | 2450 |
| VANECK SEMICONDUCTOR ETF | Equities | 92189F676 |  | 487256 | 1353 | SH |  | SOLE |  | 873 | 0 | 480 |
| VANGUARD DIVIDEND APPRECIATION | Equities | 921908844 |  | 70330 | 320 | SH |  | DFND |  | 320 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION | Equities | 921908844 |  | 3041975 | 13841 | SH |  | SOLE |  | 9602 | 0 | 4239 |
| VANGUARD EXTENDED MARKET ETF | Equities | 922908652 |  | 85739 | 410 | SH |  | DFND |  | 410 | 0 | 0 |
| VANGUARD EXTENDED MARKET ETF | Equities | 922908652 |  | 520709 | 2490 | SH |  | SOLE |  | 2004 | 0 | 486 |
| VANGUARD FTSE ALL-WORLD EX-US E | Equities | 922042775 |  | 1865923 | 25366 | SH |  | SOLE |  | 25366 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS | Equities | 921943858 |  | 156987 | 2513 | SH |  | DFND |  | 2513 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS | Equities | 921943858 |  | 3296854 | 52775 | SH |  | SOLE |  | 32870 | 0 | 19905 |
| VANGUARD FTSE EMERGING MARKETS | Equities | 922042858 |  | 53760 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKETS | Equities | 922042858 |  | 751511 | 13979 | SH |  | SOLE |  | 9443 | 0 | 4536 |
| VANGUARD FTSE EUROPE ETF | Equities | 922042874 |  | 317718 | 3800 | SH |  | DFND |  | 3800 | 0 | 0 |
| VANGUARD FTSE EUROPE ETF | Equities | 922042874 |  | 2048111 | 24496 | SH |  | SOLE |  | 11196 | 0 | 13300 |
| VANGUARD FTSE PACIFIC ETF | Equities | 922042866 |  | 316400 | 3500 | SH |  | DFND |  | 3500 | 0 | 0 |
| VANGUARD FTSE PACIFIC ETF | Equities | 922042866 |  | 1511126 | 16716 | SH |  | SOLE |  | 5521 | 0 | 11195 |
| VANGUARD GROWTH ETF | Equities | 922908736 |  | 400045 | 820 | SH |  | SOLE |  | 480 | 0 | 340 |
| VANGUARD HIGH DIVIDEND YIELD ET | Equities | 921946406 |  | 449935 | 3135 | SH |  | DFND |  | 3135 | 0 | 0 |
| VANGUARD HIGH DIVIDEND YIELD ET | Equities | 921946406 |  | 2778260 | 19358 | SH |  | SOLE |  | 15678 | 0 | 3680 |
| VANGUARD INTERMEDIATE-TERM BOND | Fixed Income | 921937819 |  | 1095226 | 14063 | SH |  | DFND |  | 14063 | 0 | 0 |
| VANGUARD INTERMEDIATE-TERM BOND | Fixed Income | 921937819 |  | 13593097 | 174539 | SH |  | SOLE |  | 143596 | 0 | 30943 |
| VANGUARD INTERMEDIATE-TERM TREA | Fixed Income | 92206C706 |  | 269685 | 4500 | SH |  | DFND |  | 4500 | 0 | 0 |
| VANGUARD INTERMEDIATE-TERM TREA | Fixed Income | 92206C706 |  | 5005533 | 83523 | SH |  | SOLE |  | 49283 | 0 | 34240 |
| VANGUARD INTL DIVIDEND APPRECIA | Equities | 921946810 |  | 240331 | 2628 | SH |  | DFND |  | 2628 | 0 | 0 |
| VANGUARD INTL DIVIDEND APPRECIA | Equities | 921946810 |  | 8146732 | 89084 | SH |  | SOLE |  | 61303 | 0 | 27781 |
| VANGUARD INTL HIGH DIVIDEND YIE | Equities | 921946794 |  | 126540 | 1406 | SH |  | DFND |  | 1406 | 0 | 0 |
| VANGUARD INTL HIGH DIVIDEND YIE | Equities | 921946794 |  | 3599550 | 39995 | SH |  | SOLE |  | 24076 | 0 | 15919 |
| VANGUARD MID-CAP ETF | Equities | 922908629 |  | 43533 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| VANGUARD MID-CAP ETF | Equities | 922908629 |  | 1191353 | 4105 | SH |  | SOLE |  | 2728 | 0 | 1377 |
| VANGUARD REAL ESTATE ETF | Equities | 922908553 |  | 153619 | 1736 | SH |  | DFND |  | 1736 | 0 | 0 |
| VANGUARD REAL ESTATE ETF | Equities | 922908553 |  | 1451944 | 16408 | SH |  | SOLE |  | 13211 | 0 | 3197 |
| VANGUARD S 500 ETF | Equities | 922908363 |  | 834710 | 1331 | SH |  | DFND |  | 1331 | 0 | 0 |
| VANGUARD S 500 ETF | Equities | 922908363 |  | 8134503 | 12971 | SH |  | SOLE |  | 11997 | 0 | 974 |
| VANGUARD SHORT-TERM BOND ETF | Fixed Income | 921937827 |  | 16550 | 210 | SH |  | DFND |  | 210 | 0 | 0 |
| VANGUARD SHORT-TERM BOND ETF | Fixed Income | 921937827 |  | 559787 | 7103 | SH |  | SOLE |  | 4779 | 0 | 2324 |
| VANGUARD SHORT-TERM CORPORATE B | Fixed Income | 92206C409 |  | 1114865 | 13983 | SH |  | DFND |  | 13983 | 0 | 0 |
| VANGUARD SHORT-TERM CORPORATE B | Fixed Income | 92206C409 |  | 6303374 | 79059 | SH |  | SOLE |  | 58224 | 0 | 20835 |
| VANGUARD SHORT-TERM TREASURY ET | Fixed Income | 92206C102 |  | 2079512 | 35408 | SH |  | DFND |  | 35408 | 0 | 0 |
| VANGUARD SHORT-TERM TREASURY ET | Fixed Income | 92206C102 |  | 11478191 | 195440 | SH |  | SOLE |  | 118687 | 0 | 76753 |
| VANGUARD SMALL-CAP ETF | Equities | 922908751 |  | 628366 | 2436 | SH |  | SOLE |  | 1538 | 0 | 898 |
| VANGUARD TOTAL BOND MARKET ETF | Fixed Income | 921937835 |  | 229395 | 3097 | SH |  | SOLE |  | 100 | 0 | 2997 |
| VANGUARD TOTAL STOCK MARKET ETF | Equities | 922908769 |  | 521345 | 1555 | SH |  | DFND |  | 1555 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | Equities | 922908769 |  | 201162 | 600 | SH |  | SOLE |  | 415 | 0 | 185 |
| VANGUARD VALUE ETF | Equities | 922908744 |  | 548141 | 2870 | SH |  | DFND |  | 2870 | 0 | 0 |
| VANGUARD VALUE ETF | Equities | 922908744 |  | 1225392 | 6416 | SH |  | SOLE |  | 4674 | 0 | 1742 |
| VERIZON COMMUNICATIONS INC | Equities | 92343V104 |  | 170618 | 4189 | SH |  | DFND |  | 4189 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | Equities | 92343V104 |  | 1224507 | 30064 | SH |  | SOLE |  | 24578 | 0 | 5486 |
| VERTEX PHARMACEUTICALS INC | Equities | 92532F100 |  | 556273 | 1227 | SH |  | SOLE |  | 930 | 0 | 297 |
| VISA INC-CLASS A SHARES | Equities | 92826C839 |  | 256720 | 732 | SH |  | DFND |  | 732 | 0 | 0 |
| VISA INC-CLASS A SHARES | Equities | 92826C839 |  | 4452263 | 12695 | SH |  | SOLE |  | 10288 | 0 | 2407 |
| WALMART INC | Equities | 931142103 |  | 493992 | 4434 | SH |  | DFND |  | 4434 | 0 | 0 |
| WALMART INC | Equities | 931142103 |  | 1899986 | 17054 | SH |  | SOLE |  | 14089 | 0 | 2965 |
| WALT DISNEY CO/THE | Equities | 254687106 |  | 184876 | 1625 | SH |  | DFND |  | 1625 | 0 | 0 |
| WALT DISNEY CO/THE | Equities | 254687106 |  | 2249460 | 19772 | SH |  | SOLE |  | 12168 | 0 | 7604 |
| WASTE MANAGEMENT INC | Equities | 94106L109 |  | 24388 | 111 | SH |  | DFND |  | 111 | 0 | 0 |
| WASTE MANAGEMENT INC | Equities | 94106L109 |  | 661547 | 3011 | SH |  | SOLE |  | 2396 | 0 | 615 |
| WELLS FARGO  CO | Equities | 949746101 |  | 190128 | 2040 | SH |  | DFND |  | 2040 | 0 | 0 |
| WELLS FARGO  CO | Equities | 949746101 |  | 763960 | 8197 | SH |  | SOLE |  | 8197 | 0 | 0 |
| WISDOMTREE EM EX-STATE-OWNED EN | Equities | 97717X578 |  | 70236 | 1800 | SH |  | DFND |  | 1800 | 0 | 0 |
| WISDOMTREE EM EX-STATE-OWNED EN | Equities | 97717X578 |  | 1597674 | 40945 | SH |  | SOLE |  | 22884 | 0 | 18061 |
| WISDOMTREE EM HIGH DIVIDEND ETF | Equities | 97717W315 |  | 548142 | 11735 | SH |  | SOLE |  | 11735 | 0 | 0 |
| WISDOMTREE U.S. QUALITY DIVIDEN | Equities | 97717X669 |  | 93365 | 1044 | SH |  | DFND |  | 1044 | 0 | 0 |
| WISDOMTREE U.S. QUALITY DIVIDEN | Equities | 97717X669 |  | 525580 | 5877 | SH |  | SOLE |  | 4997 | 0 | 880 |
| WISDOMTREE US SMALLCAP DIVIDEND | Equities | 97717W604 |  | 871373 | 26050 | SH |  | SOLE |  | 17080 | 0 | 8970 |
| WW GRAINGER INC | Equities | 384802104 |  | 1594299 | 1580 | SH |  | DFND |  | 1580 | 0 | 0 |
| WW GRAINGER INC | Equities | 384802104 |  | 40362 | 40 | SH |  | SOLE |  | 12 | 0 | 28 |

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