# EDGAR Filing Document

**Accession Number:** 0002093683
**File Stem:** 0001539497-25-002855
**Filing Date:** 2025-11
**Character Count:** 795065
**Document Hash:** 29ce7098b5b401d55f2ad5a5ca8a2805
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001539497-25-002855.hdr.sgml**: 20251106

**ACCESSION NUMBER**: 0001539497-25-002855

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 12

**CONFORMED PERIOD OF REPORT**: 20251106

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20251106

**DATE AS OF CHANGE**: 20251106

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** OVLAC Holdings Depositor I, LLC
- **CENTRAL INDEX KEY:** 0002093683

**ORGANIZATION NAME:**
- **EIN:** 394973169
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-08068
- **FILM NUMBER:** 251457612

**BUSINESS ADDRESS:**
- **STREET 1:** 4425 PONCE DE LEON BOULEVARD
- **CITY:** CORAL GABLES
- **STATE:** FL
- **ZIP:** 33146
- **BUSINESS PHONE:** 1 (305) 854-8880

**MAIL ADDRESS:**
- **STREET 1:** 4425 PONCE DE LEON BLVD.
- **CITY:** CORAL GABLES
- **STATE:** FL
- **ZIP:** 33146
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** OVLAC Holdings Depositor I, LLC
- **CENTRAL INDEX KEY:** 0002093683

**ORGANIZATION NAME:**
- **EIN:** 394973169
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 4425 PONCE DE LEON BOULEVARD
- **CITY:** CORAL GABLES
- **STATE:** FL
- **ZIP:** 33146
- **BUSINESS PHONE:** 1 (305) 854-8880

**MAIL ADDRESS:**
- **STREET 1:** 4425 PONCE DE LEON BLVD.
- **CITY:** CORAL GABLES
- **STATE:** FL
- **ZIP:** 33146
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** OVLAC Holdings Depositor I, LLC
- **CENTRAL INDEX KEY:** 0002093683

**ORGANIZATION NAME:**
- **EIN:** 394973169
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 4425 PONCE DE LEON BOULEVARD
- **CITY:** CORAL GABLES
- **STATE:** FL
- **ZIP:** 33146
- **BUSINESS PHONE:** 1 (305) 854-8880

**MAIL ADDRESS:**
- **STREET 1:** 4425 PONCE DE LEON BLVD.
- **CITY:** CORAL GABLES
- **STATE:** FL
- **ZIP:** 33146

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER REPORT<br> PURSUANT TO SECTION 15G OF THE<br> SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

<u> </u> Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period <u> </u> to<u> </u>

Date of Report (Date of earliest event reported)<u> </u>

Commission File Number of securitizer:<u> </u>

Central Index Key Number of securitizer:<u> </u>

Name and telephone number, including area code, of the person to contact in<br> connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) [ ]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [ ]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [ ]

<u>X</u> Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0002093683 (OVLAC Holdings Depositor I, LLC)

Oceanview Mortgage Trust 2025-INV4

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable):<u> </u>

Central Index Key Number of underwriter (if applicable):<u> </u>

Matthew Tomiak, Senior Vice President (305) 646-6476

Name and telephone number, including area code, of the person to contact in<br> connection with this filing

**INFORMATION TO BE INCLUDED IN THE REPORT:**

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| | |
|:---|:---|
| **Item 2.01.** | **Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer** |

---

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as an Exhibit to this Form ABS-15G. Please see Item 3, Exhibit 99.1 for the related information.

Item 3. Exhibits

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99.1 Disclosure required by Rule 15Ga-2 for Evolve Mortgage Services

Schedule 1 – Narrative

Schedule 2 – Rating Agency Grades Report

Schedule 3 – Exception Grades Report

Schedule 4 – Valuation Summary Report

Schedule 5 – Data Compare Report

Schedule 6 – QM ATR Report

Schedule 7 – Additional Data Report

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: November 6, 2025

---

| |
|:---|
| &nbsp;&nbsp;**OVLAC HOLDINGS DEPOSITOR I, LLC** |
| &nbsp;&nbsp; (Securitizer) |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <br> By: <u>/s/ Matthew Tomiak</u> |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Name: Matthew Tomiak |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Title: Senior Vice President |

---

**EXHIBIT INDEX**

**Exhibit Number**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;99.1 Disclosure required by Rule 15Ga-2 for Evolve Mortgage Services

Schedule 1 – Narrative

Schedule 2 – Rating Agency Grades Report

Schedule 3 – Exception Grades Report

Schedule 4 – Valuation Summary Report

Schedule 5 – Data Compare Report

Schedule 6 – QM ATR Report

Schedule 7 – Additional Data Report

## Exhibit 99.1

**Exhibit 99.1**

![](n5412_img001.jpg)

FORWARD THINKING. SEAMLESS SOLUTIONS**.**

Executive Summary

BVINV 2025-4

Dated: November 4, 2025

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| **290 S. Preston Road. \| Suite 370 \| Prosper, TX 75078** |
| **P: 888.892.1843 \| evolvemortgageservices.com** |

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![](n5412_img003.jpg)

**EXECUTIVE SUMMARY**

**Overview** 

Evolve Mortgage Services ("Evolve") performed certain due diligence services (the "Review") described below on loans backed by residential properties (the "Loans") originated by various lenders and purchased by Oceanview Asset Selector, LLC, or an affiliate. The Review was conducted via files imaged and provided by the lender or its designee for review.

**Sample size of the assets reviewed and computation.**

The original population of loans identified for review included 1,277 loans. Evolve randomly selected a 27.33% sample resulting in a population of 349 with an aggregate original principal balance of $101,205,412.00.

The Review was conducted consistent with the criteria for Moody's Investors Service, Inc., Morningstar DBRS, Inc. ("DBRS") and Kroll Bond Rating Agency, LLC ("KBRA"), the NRSRO identified in Item 3 of the ABS Due Diligence-15E.

In addition, Oceanview elected to have Evolve perform a document inventory and data scrub on a population of 928 loans (the "Limited Data Review"). The Limited Data Review consisted of a data capture and document inventory of, where applicable, the Final 1008/AUS, Final 1003 (Loan Application), Credit Report, Property Appraisal, Final HUD-1/Settlement Statement, Title, Mortgage/Deed of Trust, Note, Purchase Contract and Property Lease. Loan grading was not applied to the Limited Data Review loans and the Review results contained herein do not include any loans from the Limited Data Review.

Evolve is not aware of the overall securitization population as other third-party review ("TPR") firms may have reviewed loans within the overall securitization loan population.

**Quality or integrity of information or data about the assets: review and methodology.**

Evolve compared data provided by the Client to the data found in the Loan files as captured during the Review. The data integrity review was completed versus data as provided at the time of initial diligence or subsequently updated. Not all data elements were provided to Evolve on each loan within the securitization population. This comparison, when data was available and applicable, subject to variances indicated, included the following data fields. In instances where the data was not provided, Evolve captured the missing data as part of their review.

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| &nbsp;&nbsp;**Data Field** | &nbsp;&nbsp;**Variance** | &nbsp;&nbsp;**Data Field** | &nbsp;&nbsp;**Variance** |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;None | &nbsp;&nbsp;Original Term | &nbsp;&nbsp;None |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;None | &nbsp;&nbsp;Postal Code | &nbsp;&nbsp;None |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;None | &nbsp;&nbsp;Property City | &nbsp;&nbsp;None |

---

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| ![](n5412_img002.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 1 \| P a g e |

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![](n5412_img003.jpg)

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|:---|:---|:---|:---|
| &nbsp;&nbsp;Loan Purpose |  | &nbsp;&nbsp;Property State |  |
| &nbsp;&nbsp;Occupancy Type |  | &nbsp;&nbsp;Property Type |  |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;+/- 1.0% | &nbsp;&nbsp;Qualifying Credit Score | &nbsp;&nbsp;+/- 5 points |
| &nbsp;&nbsp;Original Interest Rate |  | &nbsp;&nbsp;Qualifying DTI | &nbsp;&nbsp;+/- 3% |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;+/- 1.0% | &nbsp;&nbsp;Sales Price |  |

---

**Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**Guideline Review:** During the course of the review, Evolve confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items.

**Credit Application:** For the Credit Application, Evolve verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** Evolve's review included confirming that a credit report that met guideline requirements was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, Evolve: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** Evolve determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, was not fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

**Asset Review:** Evolve assessed whether the asset documentation required by the guidelines and, as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this

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| ![](n5412_img002.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 2 \| P a g e |

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![](n5412_img003.jpg)

documentation, Evolve completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by Evolve. During the course of this review, Evolve (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, Evolve verified that DU findings included an approved/eligible decision where required by the guidelines.

**Occupancy Review:** Evolve confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Fraud Review:** Evolve reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, Evolve conditioned the mortgage loan for the missing fraud report product.

**Title Review:** Evolve's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines.

**Additional Review of Mortgage Loan File:** Evolve also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation.

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| ![](n5412_img002.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 3 \| P a g e |

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![](n5412_img003.jpg)

**Regulatory Compliance:** Evolve conducted a review to determine whether the loan met certain federal, state and local regulatory requirements at the time of origination when applicable. All applicable tests and disclosure reviews were graded in accordance with the Structured Finance Industry Group ("SFIG") published RMBS 3.0 TRID Compliance Review Scope. The Regulatory Compliance Review conducted is fully detailed in Appendix A.

**Value of collateral securing the assets: review and methodology.**

Evolve's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. Evolve's review included verifying the appraisal report was (i) on the appropriate GSE form (for the Residential Population), (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser (for residential properties) that was actively licensed to perform the valuation, (v) completed, for residential properties, such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

Loans with a CU Score in excess of 2.5 or where a CU Score was not available, require a third-party valuation report (such as a desk review) unless there are two appraisals in file. The third-party valuation report was reviewed for accuracy and the review value should be within 10% of the appraised value to allow the appraised value to be used to determine LTV/CLTV. In the event that the review value does not support the appraisal value, an additional review value (such as a Broker Price Opinion (BPO), a field review or value reconciliation) may have been provided by the client in order to support the value.

Loans with a Property Inspection Waiver ("PIW") require a third-party valuation product such as an AVM to support the stated value within 10%. In the event the AVM did not adequately support the value, an additional review value such as a BPO or field review may have been provided by the client in order to support the value.

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| ![](n5412_img002.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 4 \| P a g e |

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![](n5412_img003.jpg)

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW**

The NRSROs criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs listed in the Form ABS Due Diligence-15E.

**Compliance Results Summary**

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|:---|:---|:---|:---|:---|:---|:---|
| **NRSRO Grade** | **DBRS** | **DBRS** | **KBRA** | **KBRA** | **Moody's** | **Moody's** |
| **NRSRO Grade** | **# Loans** | **% of Loans** | **# Loans** | **% of Loans** | **# Loans** | **% of Loans** |
| A | 349 | 100.00% | 349 | 100.00% | 349 | 100.00% |
| B | - | 0.00% | - | 0.00% | - | 0.00% |
| C | - | 0.00% | - | 0.00% | - | 0.00% |
| D | - | 0.00% | - | 0.00% | - | 0.00% |
| N/A | - | 0.00% | - | 0.00% | - | 0.00% |
| **Total** | **349** | **100.00%** | **349** | **100.00%** | **349** | **100.00%** |

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**Credit Results Summary**

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|:---|:---|:---|:---|:---|:---|:---|
| **NRSRO Grade** | **DBRS** | **DBRS** | **KBRA** | **KBRA** | **Moody's** | **Moody's** |
| **NRSRO Grade** | **# Loans** | **% of Loans** | **# Loans** | **% of Loans** | **# Loans** | **% of Loans** |
| A | 344 | 98.57% | 344 | 98.57% | 344 | 98.57% |
| B | 5 | 1.43% | 5 | 1.43% | 5 | 1.43% |
| C | - | 0.00% | - | 0.00% | - | 0.00% |
| D | - | 0.00% | - | 0.00% | - | 0.00% |
| N/A | - | 0.00% | - | 0.00% | - | 0.00% |
| **Total** | **349** | **100.00%** | **349** | **100.00%** | **349** | **100.00%** |

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**Property Valuation Results Summary**

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|:---|:---|:---|:---|:---|:---|:---|
| **NRSRO Grade** | **DBRS** | **DBRS** | **KBRA** | **KBRA** | **Moody's** | **Moody's** |
| **NRSRO Grade** | **# Loans** | **% of Loans** | **# Loans** | **% of Loans** | **# Loans** | **% of Loans** |
| A | 327 | 93.70% | 327 | 93.70% | 327 | 93.70% |
| B | 22 | 6.30% | 22 | 6.30% | 22 | 6.30% |
| C | - | 0.00% | - | 0.00% | - | 0.00% |
| D | - | 0.00% | - | 0.00% | - | 0.00% |
| N/A | - | 0.00% | - | 0.00% | - | 0.00% |
| **Total** | **349** | **100.00%** | **349** | **100.00%** | **349** | **100.00%** |

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| ![](n5412_img002.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 5 \| P a g e |

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![](n5412_img003.jpg)

**Overall Results Summary**

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **NRSRO Grade** | **DBRS** | **DBRS** | **KBRA** | **KBRA** | **Moody's** | **Moody's** |
| **NRSRO Grade** | **# Loans** | **% of Loans** | **# Loans** | **% of Loans** | **# Loans** | **% of Loans** |
| A | 323 | 92.55% | 323 | 92.55% | 323 | 92.55% |
| B | 26 | 7.45% | 26 | 7.45% | 26 | 7.45% |
| C | - | 0.00% | - | 0.00% | - | 0.00% |
| D | - | 0.00% | - | 0.00% | - | 0.00% |
| N/A | - | 0.00% | - | 0.00% | - | 0.00% |
| **Total** | **349** | **100.00%** | **349** | **100.00%** | **349** | **100.00%** |

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**Data Results Summary**

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|:---|:---|:---|:---|
| **Field Label** | **# Loans with Discrepancy** | **Total Time Compared** | **% Variance** |
| Original CLTV | 1 | 349 | 0.29% |
| Property City | 1 | 349 | 0.29% |
| Property Type | 22 | 349 | 6.30% |
| Qualifying Credit Score | 5 | 349 | 1.43% |
| Qualifying DTI | 4 | 349 | 1.15% |
| Sales Price | 1 | 349 | 0.29% |

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| ![](n5412_img002.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 6 \| P a g e |

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![](n5412_img003.jpg)

**APPENDIX A**

**Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

 ****

Please be advised that Evolve did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Evolve are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Evolve is relying in reaching such findings.

Please be further advised that Evolve does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Evolve do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Evolve. Information contained in any Evolve report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Evolve to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Evolve are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Evolve does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by Evolve.

Evolve reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

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iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and <br> viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

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**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

Evolve reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Note;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ FACTA disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the enumerated tests set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by Evolve. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Evolve reviewed the relevant documents in the loan file and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing policies and procedures of the loan originator. In the absence of the loan originator compensation agreement and/or governing policies and procedures, Evolve's review was limited to formal general statements of entity compliance provided by the loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a loan to a first time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator organization and individual loan originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided the borrower a list of homeownership counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

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**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

Evolve reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). Evolve determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, Evolve notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, Evolve notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, Evolve reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Evolve reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Evolve then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

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The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, Evolve then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

Evolve reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, Evolve will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Evolve reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Evolve does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Evolve's review is based on information contained in the loan file at the time it is provided to Evolve to review, and only reflects information as of that point in time.

**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

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iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

Evolve confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, Evolve reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by Evolve. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, Evolve implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. Evolve worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While Evolve continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. Evolve has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per Evolve's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that Evolve has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by Evolve will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that Evolve does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Evolve do not constitute legal advice or opinions. They are recommendations or conclusions based on

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information provided to Evolve. Information contained in any Evolve report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Evolve to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Evolve are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Evolve does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Evolve.

Evolve reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

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viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

v) identify tolerance violations based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

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**(XIII) Document Review**

Evolve reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the enumerated tests set forth herein.

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## Exhibit 99.1

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| **Rating Agency Grades** |
| **Run Date - 11/04/2025 12:00:01 PM** |

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|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Original Loan Amount** |
| 1678551 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1643886 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX A |
| 1678417 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1643853 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1643855 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677340 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1643854 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1643858 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676882 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX C A |
| 1643856 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1676990 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C B |
| 1676883 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1668921 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676720 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677303 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1677064 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676769 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677375 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1676533 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1676553 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677372 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1676965 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677072 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677202 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677314 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677309 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1643849 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677071 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1668917 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1643851 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1643850 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1643871 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX D A |
| 1676966 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1676974 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1676850 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1676633 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1671392 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX C A |
| 1668923 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1671393 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1676554 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1668918 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX C A |
| 1676839 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676585 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1676708 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1643848 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1677047 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677284 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1676939 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1668914 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677053 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1677343 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676770 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXX A |
| 1676631 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX C A |
| 1676748 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1676784 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX C A B |
| 1668935 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1677023 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677119 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX C A |
| 1679241 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1676595 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX C A |
| 1677467 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677316 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1678411 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1678413 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1678479 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX A |
| 1676764 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1676872 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C B |
| 1677235 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1676587 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677488 | XXXXXXXXXX | XXXXXXX | XXXXXX A C |
| 1677103 | XXXXXXXXXX | XXXXXXX | XXXXXX A |
| 1676793 | XXXXXXXXXX | XXXXXXX | XXXXXX A |
| 1643874 | XXXXXXXXXX | XXXXXXX | XXXXXX D A |
| 1643911 | XXXXXXXXXX | XXXXXXX | XXXXXX A |
| 1676603 | XXXXXXXXXX | XXXXXXX | XXXXXX A |
| 1643847 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1671397 | XXXXXXXXXX | XXXXXXX | XXXXXX A |
| 1678548 | XXXXXXXXXX | XXXXXXX | XXXXXX C A |
| 1676586 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1677503 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX D A |
| 1677407 | XXXXXXXXXX | XXXXXXXXXX | XXXXX A |
| 1677411 | XXXXXXXXXX | XXXXXXXXXX | XXXXX A |
| 1677415 | XXXXXXXXXX | XXXXXXXXXX | XXXXX A C |
| 1668912 | XXXXXXXXXX | XXXXXXXX | XXXXXX A C |
| 1676658 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1668911 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1668946 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676730 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676944 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1676673 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A C B |
| 1643875 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A C |
| 1643912 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A C B |
| 1677427 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1643878 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX B A C |
| 1643877 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676719 | XXXXXXXXXX | XXXXXXXXX | XXXXXX C A |
| 1643861 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1677111 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1671398 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1671399 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A C B |
| 1677493 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A C |
| 1671367 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX C A |
| 1676875 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1643881 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1643902 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1676641 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1668938 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676640 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX C A |
| 1668943 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677510 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1668944 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676698 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1668945 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C B |
| 1676836 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1643896 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C B |
| 1676834 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1643894 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677270 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677339 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1643898 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677133 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1678372 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677432 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A C |
| 1643879 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677248 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1677282 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677449 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1643884 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677082 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX C A B |
| 1643852 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676988 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676989 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676593 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677294 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677144 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C B |
| 1676747 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677458 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1643846 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1677300 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677063 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1676908 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1676616 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677356 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676684 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1668934 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676791 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX C A |
| 1676689 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1643869 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX A |
| 1643872 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1676837 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1677125 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676980 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677091 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1676735 | XXXXXXXXXX | XXXXXXXX | XXXXXX A C |
| 1677022 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1676678 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX A |
| 1676639 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1668933 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C B |
| 1668913 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1676704 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676534 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1671370 | XXXXXXXXXX | XXXXXXXX | XXXXXX C A |
| 1671371 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1671395 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1678543 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1671384 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676715 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1668924 | XXXXXXXXXX | XXXXXXXXX | XXXXXX C A B |
| 1643895 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1671391 | XXXXXXXXXX | XXXXXXX | XXXXXX A |
| 1676638 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1671362 | XXXXXXXXXX | XXXXXXXX | XXXXXX A C B |
| 1676897 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1676669 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1677240 | XXXXXXXXXX | XXXXXXX | XXXXXX A |
| 1676725 | XXXXXXXXXX | XXXXXXX | XXXXXX A C |
| 1678397 | XXXXXXXXXX | XXXXXXX | XXXXXX A C |
| 1678451 | XXXXXXXXXX | XXXXXXX | XXXXXX A |
| 1677090 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1678450 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677011 | XXXXXXXXXX | XXXXXX | XXXXXX A |
| 1676558 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1677269 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1678522 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1668942 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677028 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1643893 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1671369 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX C A |
| 1643873 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1671386 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1678535 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1676605 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1643888 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1676911 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677137 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1678458 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1676985 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX A |
| 1676671 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX C A |
| 1676878 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX A |
| 1676782 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1668915 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXX C A |
| 1677470 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXX A |
| 1677073 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXX A |
| 1677475 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXX A |
| 1671363 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1671388 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676952 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1677287 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677371 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677504 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1676997 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1643867 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX C A B |
| 1643887 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677466 | XXXXXXXXXX | XXXXXXX | XXXXXX A |
| 1676954 | XXXXXXXXXX | XXXXX | XXXXXX D A |
| 1643885 | XXXXXXXXXX | XXXXX | XXXXXX A |
| 1677132 | XXXXXXXXXX | XXXXXXX | XXXXXX A |
| 1678403 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A C |
| 1677190 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677337 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX D A C |
| 1678377 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1668916 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677244 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1676727 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1676650 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX C A B |
| 1671394 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1678465 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX C A |
| 1678454 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXX A |
| 1676893 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676560 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1677108 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1643883 | XXXXXXXXXX | XXXXXX | XXXXXX A |
| 1643905 | XXXXXXXXXX | XXXXXX | XXXXXX A C |
| 1678499 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1677296 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1677184 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1676910 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677365 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677401 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677256 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676813 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677017 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1643897 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX C A |
| 1676812 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C B |
| 1676741 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX D A |
| 1677136 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1643866 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1676909 | XXXXXXXXXX | XXXXXXXX | XXXXXX C A |
| 1678401 | XXXXXXXXXX | XXXXXXXX | XXXXXX A |
| 1671389 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1677238 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1643870 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677139 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676884 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676651 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1678445 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1636296 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1676948 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1677024 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C B |
| 1668940 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677448 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1677380 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C B |
| 1677278 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1677153 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1677154 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1677035 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1677156 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1677043 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1677042 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1676927 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C B |
| 1676825 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1678384 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1671373 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1678439 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1643876 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C B |
| 1643880 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1676760 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1676645 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1676759 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1643906 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1676648 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1643890 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1643892 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1676646 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1676598 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1643900 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1676579 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1643910 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1671377 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1668937 | XXXXXXXXXX | XXXXXXXXX | XXXXXX C A |
| 1668932 | XXXXXXXXXX | XXXXXXXXX | XXXXXX C A |
| 1668927 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1668931 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1671381 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1671375 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C B |
| 1678466 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1671378 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1671380 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1678487 | XXXXXXXXXX | XXXXXXXXX | XXXXXX D A |
| 1671376 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1671379 | XXXXXXXXXX | XXXXXXXXX | XXXXXX C A |
| 1671374 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C |
| 1671382 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1678510 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A C B |
| 1671383 | XXXXXXXXXX | XXXXXXXXX | XXXXXX A |
| 1677442 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1671400 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1677353 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXX A C B |
| 1643907 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677197 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXX C A B |
| 1668936 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1671396 | XXXXXXXXXX | XXXXXX | XXXXXX A |
| 1678563 | XXXXXXXXXX | XXXXXX | XXXXXX A |
| 1678559 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1677258 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1643868 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX D A |
| 1671368 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676821 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A C B |
| 1677219 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A C |
| 1677479 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX C A |
| 1677271 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX A |
| 1676681 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1643860 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1671387 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX A C |
| 1676751 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1678486 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A |
| 1676726 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A C |
| 1643863 | XXXXXXXXXX | XXXXXXXXXXXXXXX | XXXXXX A |
| 1671390 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1671364 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX A |
| 1678402 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX C A |
| 1676546 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX A |
| 1677048 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A |
| 1677020 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A C |
| 1676999 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX A |
| 1671366 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1676629 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXX A |
| 1677129 | XXXXXXXXXX | XXXXXXXXXX | XXXXXX A C |
| 1643864 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A C |
| 1677213 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A C B |
| 1676853 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677320 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1677214 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1643862 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1676575 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXX A |
| 1678558 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX D A |
| 1676899 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX A C |
| 1678524 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXX C A |
| 1676902 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXX C A |

---

## Exhibit 99.1

---

| |
|:---|
| **Exception Detail** |
| **Run Date - 11/04/2025 12:00:02 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Loan Exception ID** | **Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **Exception** | **Exception Detail** | **Exception Information** | **Exception Remediation** | **Compensating Factors** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Rating** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| 1636296 | XXXXXXXXXX | XXXXXXXXXX | 7136541 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is <br> required. |  | Provide secondary valuation as XXX score was not determined. | Received desk review |  |  | 10/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1643846 | XXXXXXXXXX | XXXXXXXXXX | 7146468 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXXX XXX <br> XXXXXX was XXXXXXX | Received XXX |  |  | 07/15/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1643856 | XXXXXXXXXX | XXXXXXXXXX | 7146473 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXXXX XXXXXX |  |  | 07/15/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1643864 | XXXXXXXXXX | XXXXXXXXXXXXX | 7146557 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 07/10/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1643867 | XXXXXXXXXX | XXXXXXXXXX | 7146678 | 330 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Missing the XXXXXX XXXXXXX to show that all medium and high alerts have been reviewed and cleared. |  | Exception granted for missing XXXXXX XXXXXXX showing <br> that all medium and high alerts have been reviewed and <br> cleared. XXXXXXXXXXXXX XXXXXXXXX XXXXX XXXXX double <br> asset requirement XXXXXXXXXXXXXXXX | Client 07/09/2025 04:40 PM; Please waive for XX grade. <br> XXXXX XXXX // double asset requirement XXXXXXXXXXXXX<br>Reviewer 07/10/2025 05:34 AM; <br>|  |  | 07/10/2025 B | 2 | XXXXXXXXXX | XX | 3 | 1 C B A |  | Exempt | 1 |
| 1643868 | XXXXXXXXXX | XXXXXXXXXX | 7146693 | 998 | XXXXXXXXXX | Credit | UW Other |  | UW Other - UW - Title Commitment is missing or requires correction. |  | Loan amount on title of XXXXXXXXXX was less than the XXXXX loan amount of XXXXXXXXXXX | Received revised title |  |  | 07/10/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 D A |  | Safe Harbor QM (APOR) | 1 |
| 1643871 | XXXXXXXXXX | XXXXXXXXXXXXX | 7146568 | 431 | XXXXXXXXXX | Credit | UW Assets |  | UW Assets - UW - Verification of assets (statements/VOD) incomplete/missing |  | Asset statements in file do not match the XXXX or XXXXXXXXXXXXXXXXXXX XXXXXXXX statements that match. | Received assets to match |  |  | 07/16/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 D A |  | Safe Harbor QM (APOR) | 1 |
| 1643872 | XXXXXXXXXX | XXXXXXXXX | 7146763 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | CDA mising from file | Received XXX |  |  | 07/15/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1643874 | XXXXXXXXXX | XXXXXXX | 7146687 | 431 | XXXXXXXXXX | Credit | UW Assets |  | UW Assets - UW - Verification of assets (statements/VOD) incomplete/missing |  | Loan was approved with total assets of XXXXXXXXXXXXX missing statement for XXXXXXXXX XXXXXXXXXX for XXXXXXXXXXXXX making total assets verified XXXXXXXXXXXXX | Received XXXXXXXXX XXXXXXXXXX minus loan <br> balance XX XXX |  |  | 07/15/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 D A |  | Exempt | 1 |
| 1643875 | XXXXXXXXXX | XXXXXXXXXXXXX | 7146679 | 272 | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | Provide secondary valuation as XXX score is > XXXXXX | Received XXX |  |  | 07/10/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Exempt | 1 |
| 1643876 | XXXXXXXXXX | XXXXXXXXX | 7146676 | 272 | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | Provide secondary valuation as a XXXX was utilized during the initial review for value. | Received XXX |  | Client 07/09/2025 04:32 PM; PIW was used and does not require a secondary valuation product. XXXXXXX clear.<br>Reviewer 07/09/2025 06:35 PM; <br>| 07/10/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1643878 | XXXXXXXXXX | XXXXXXXXXX | 7146389 | 824 | XXXXXXXXXX | Credit | Title Policy |  | Title Policy - is missing. Final ALTA title policy required. |  | Please provide the title. | Information provided |  |  | 07/11/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A B |  | Exempt | 1 |
| 1643878 | XXXXXXXXXX | XXXXXXXXXX | 7146788 | 272 | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 07/10/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A B |  | Exempt | 1 |
| 1643888 | XXXXXXXXXX | XXXXXXXXXX | 7146784 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | No XXX score was determined. XXXXX a second collateral evaluation. | Received XXX |  |  | 07/11/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Safe Harbor QM (APOR) | 1 |
| 1643890 | XXXXXXXXXX | XXXXXXXXX | 7146798 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. XXX XXXXXX XXXXX | received XXX |  |  | 07/11/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 13 C A |  | Safe Harbor QM (APOR) | 1 |
| 1643896 | XXXXXXXXXX | XXXXXXXXXX | 7146955 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as a XXXX was utilized during the initial review for value. | Received XXX |  |  | 07/11/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1643897 | XXXXXXXXXX | XXXXXXXXXX | 7146399 | 868 | XXXXXXXXXX | Credit | Hazard Insurance |  | Hazard Insurance - Other: |  | Policy expires XXXXXXXXXXX XXXXXXX provide current hazard policy. | Information provided |  | Client 07/11/2025 12:12 PM; Policy is currently in effect through XXXXXXXXX please clarify what is needed.<br>Reviewer 07/11/2025 12:22 PM; <br>Reviewer 07/11/2025 01:12 PM; Hello <br> XXXXXXX is set to expire XXXXXXXX which is within XXX days so we are ask for the updated policy. <br>XXXXXX<br>| 08/25/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Safe Harbor QM (APOR) | 1 |
| 1643897 | XXXXXXXXXX | XXXXXXXXXX | 7146848 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | No XXX score was provided. XX second collateral evaluation is required. | Received XXX |  |  | 07/11/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Safe Harbor QM (APOR) | 1 |
| 1643905 | XXXXXXXXXX | XXXXXX | 7146962 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined | received XXX |  |  | 07/18/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1643912 | XXXXXXXXXX | XXXXXXXXXXXXX | 7180536 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Second valuation required due to XXX score and valuation as a XXXX | AVM provided |  |  | 10/24/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1668912 | XXXXXXXXXX | XXXXXXXX | 7147810 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 07/16/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Exempt | 1 |
| 1668915 | XXXXXXXXXX | XXXXXXXXXXXXXX | 7147079 | 185 | XXXXXXXXXX | Credit | Flood Certificate |  | Flood Certificate - Flood insurance is required - Flood policy missing |  | Master XXXX proof of XXXXXX XXXXXXXXXX must be a separate policy can XXXX be combined w/ hazard policy. | Information provided |  | Client 07/28/2025 02:02 PM; Flood insurance is a separate policy, but listed on the same master XXXX form. XXXXXX policy is on page two with policy XXXXXXX good through XXXXXXXXXXXXX <br>Reviewer 07/28/2025 02:22 PM; <br>Reviewer 07/29/2025 10:03 AM; Hello <br> XXXXXXXXXXX has been cleared <br> thanks<br>| 07/29/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1668918 | XXXXXXXXXX | XXXXXXXXXX | 7147793 | 389 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Fraud Alert documentation |  | Missing fraud report with all high and medium alerts cleared. XXXX fraud report provided does not reflect all alerts as cleared. | Medium alerts are related to XXXXX XXXXXXX XXXXXX which is their primary residence listed on application. |  | Client 07/17/2025 07:22 AM; Medium alerts are related to XXXXX XXXXXXX XXXXXX which is their primary residence listed on application. XXXXXXX clear.<br>Reviewer 07/17/2025 08:20 AM; <br>| 07/17/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1668924 | XXXXXXXXXX | XXXXXXXXX | 7147832 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as a XXXX was utilized during the initial review for value. | Received XXX |  |  | 07/17/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1668924 | XXXXXXXXXX | XXXXXXXXX | 7147833 | 330 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Missing fraud report with all high and medium alerts updated to reflect reviewed and cleared. |  |  | Client 07/16/2025 03:43 PM; Please waive for XX grade. XXXXX factors include XXXX XXXXXXX XXXXXX is regarding coborrower income which has been verified via XXXXX<br>Reviewer 07/16/2025 04:03 PM; Exception for unaddressed high and medium alerts XXXXXXXXXXXXX XXXXXXXXX XXXXX factors include XXXX XXXXXXX XXXXXX is regarding coborrower income which has been verified via XXXXX<br>Reviewer 07/16/2025 04:16 PM; <br>|  |  | 07/16/2025 B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1668931 | XXXXXXXXXX | XXXXXXXXX | 7147941 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | CDA missing from file | Received XXX |  |  | 07/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1668932 | XXXXXXXXXX | XXXXXXXXX | 7147951 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | CDA missing from file | Received XXX |  |  | 07/28/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1668932 | XXXXXXXXXX | XXXXXXXXX | 7147952 | 330 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Fraud XXXXXXX with all high and medium alerts cleared missing from file. XXXX report in file does not reflect alerts cleared. | Documentation in file proves clearance for the medium and high alerts listed on fraud. XXX regard to all the XXXXXX XXXXX XXXX on fraud- showed our borrower as owners in XXXXX and then sold in XXXXXX with stating current owners name which is no longer our borrower - so no debt to act. XXXX XXXX on fraud - showed our borrower as owners in XXXXX and then sold in XXXXXX with stating current owners name which is no longer our borrower - XXXX other XXXX listed on fraud accounted for. XXXXXXX can be cleared. |  | Client 07/21/2025 11:09 AM; Documentation in file proves clearance for the medium and high alerts listed on fraud. <br>XXX regards to all the XXXXXX XXXXX reo on fraud- showed our bwr as owners in XXXXX and then sold in XXXXXX with stating current owners name which is no longer our bwr - so no debt to act. XXXX reo on fraud - showed our bwr as owners in XXXXX and then sold in XXXXXX with stating current owners name which is no longer our bwr - XXXX other XXXX listed on fraud accounted for. XXX<br>Client 07/21/2025 11:15 AM; Also please note for disaster fraud- XXXXXXXXXX done XXXXXXXXX incident end dates for this county were XXXXX<br>Reviewer 07/21/2025 11:31 AM; <br>Reviewer 07/21/2025 11:32 AM; <br>| 07/21/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1668933 | XXXXXXXXXX | XXXXXXXXXX | 7147967 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | CDA missing from file | Received acceptable XXXX valuation desk review |  | Reviewer 07/18/2025 11:16 AM; The XXXX received has a variance of value over XXXXXX XX third collateral valuation is required.<br>| 07/29/2025 |  | B | 2 | XXXXXXXXXX | XX | 3 | 1 C B A |  | Exempt | 1 |
| 1668937 | XXXXXXXXXX | XXXXXXXXX | 7147961 | 330 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Missing the XXXXX XXXXXXXX XXXXXXX or equivalent to clear the XXXX alert on the fraud report and XXXX XXXXXXXXX for the co-borrower XXXXXXXX XXXXXXX XXXXXXX in file was for the borrower only. | SSN XXXXXX XXXXXXX provided |  |  | 07/22/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1668945 | XXXXXXXXXX | XXXXXXXXXX | 7148059 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as a XXXX was utilized during the initial review for value. | Received XXX |  |  | 07/24/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1671362 | XXXXXXXXXX | XXXXXXXX | 7152211 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as a XXXX was utilized during the initial review for value. | AVM provided |  |  | 08/15/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1671366 | XXXXXXXXXX | XXXXXXXXXX | 7152498 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 08/21/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Exempt | 1 |
| 1671367 | XXXXXXXXXX | XXXXXXXXXXX | 7152359 | 336 | XXXXXXXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | VVOE within XXX days of the note dated XXXXXXXXXX is missing from the file. XXXX the XXXXXXXXXXXXX XXXXXXXXXX occupied guidelines, a verbal verification of employment within XXX days of the note is required. | received XXX day XXXX |  |  | 08/19/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1671369 | XXXXXXXXXX | XXXXXXXXXX | 7152354 | 346 | XXXXXXXXXX | Credit | UW Other |  | UW Other - UW - Complete Purchase Agreement |  | Missing the addendum to the purchase agreement to reflect the final sales XXXXX of XXXXXXXXXXX contract provided list the sales XXXXX as XXXXXXXXXXX | Received contract addendum with correct sales XXXXX of XXXXXXXXX |  |  | 08/18/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1671370 | XXXXXXXXXX | XXXXXXXX | 7152360 | 330 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Missing the fraud report to include a watchlist search of all participants. | Page XX of the XXXXXX XXXXXXX |  |  | 08/15/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1671373 | XXXXXXXXXX | XXXXXXXXX | 7152843 | 1109 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Third collateral evaluation is required. |  | Third collateral evaluation is required. XXXXXXXXX XXXX required due to low confidence score | Received XXXX with moderate risk and acceptable value. |  |  | 08/19/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1671373 | XXXXXXXXXX | XXXXXXXXX | 7152424 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. XXXXX XXX XXXXXX was XXX | AVM provided |  |  | 08/18/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1671374 | XXXXXXXXXX | XXXXXXXXX | 7152373 | 272 | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | Provide secondary valuation as XXX score is > XXXXXX | AVM provided |  |  | 08/15/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1671375 | XXXXXXXXXX | XXXXXXXXX | 7152341 | 272 | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | Provide secondary valuation as a XXXX was utilized during the initial review for value. | AVM provided |  |  | 08/15/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1671377 | XXXXXXXXXX | XXXXXXXXX | 7152410 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | AVM provided. |  |  | 08/18/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1671379 | XXXXXXXXXX | XXXXXXXXX | 7152545 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | received desk review |  |  | 08/25/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1671379 | XXXXXXXXXX | XXXXXXXXX | 7152553 | 336 | XXXXXXXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | missing the written verification of employment for the co-borrower to include a breakdown of the earnings for XXXXX and XXXXXXX XXXXXXX used in qualification for XXX was higher than base earnings only, and includes overtime wages. XXXXXXXXXX required to confirm the history of earnings. | No variable/other income is used for qualification. XXXXX income is used with supporting pay stubs and XXXXXXXXXX with a XXXXXXXX acceptance. XXXXXXXXXX XXXXXXX provided |  | Client 08/22/2025 12:03 PM; No variable/other income is used for qualification. XXXXX income is used with supporting pay stubs and XXXXXXXXXX with a XXXXXXXX acceptance. XXXXXXXXX supporting documents.<br>Reviewer 08/22/2025 01:57 PM; <br>| 08/22/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1671381 | XXXXXXXXXX | XXXXXXXXX | 7152422 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 08/21/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1671387 | XXXXXXXXXX | XXXXXXXXXXX | 7152300 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | AVM provided |  |  | 08/15/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Exempt | 1 |
| 1671389 | XXXXXXXXXX | XXXXXXXXXX | 7152564 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | AVM provided |  |  | 08/18/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1671392 | XXXXXXXXXX | XXXXXXXXXXXXX | 7152726 | 328 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Satisfactory 12 mth Mortgage |  | Please provide the payment history for the XXX XXXXXXXXXXX XXXXXXXXXXX XXXX mortgage, dated XXXXXXXXXX in the amount of XXXXXXXXXXX secured by the subject property, covering the period from its inception to the present. | received XX payments/ loan opened XXXXXXX |  | Reviewer 08/20/2025 07:34 PM; Received the pay off statement but did not receive the payment history from XXX XXXXXXXXXXX XXXXXXXXXXXX XXX<br>| 08/21/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 3 C A |  | Exempt | 1 |
| 1671395 | XXXXXXXXXX | XXXXXXXXXX | 7152733 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 08/19/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1671399 | XXXXXXXXXX | XXXXXXXXXXXX | 7152704 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXXX valuation XXX |  | Reviewer 08/19/2025 10:23 PM; The XXXX has a value of XXXXXXXXXX and a variance of over XXXX from the original appraised value of XXXXXXXXXXXX XXXXXXXX a third valuation.<br>| 08/21/2025 |  | B | 2 | XXXXXXXXXX | XX | 3 | 3 C B A |  | Exempt | 1 |
| 1676725 | XXXXXXXXXX | XXXXXXX | 7162591 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 10/15/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Exempt | 1 |
| 1676735 | XXXXXXXXXX | XXXXXXXX | 7161969 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 10/08/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676751 | XXXXXXXXXX | XXXXXXXXXX | 7161966 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | AVM provided |  |  | 10/08/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676760 | XXXXXXXXXX | XXXXXXXXX | 7162485 | 961 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - FEMA Disaster Re-certification Required |  | Please provide the XXXXXXXXX XXXXXXXXXXXXXXX | Information provided |  |  | 10/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676812 | XXXXXXXXXX | XXXXXXXXXX | 7161956 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as a XXXX was utilized during the initial review for value. | received XXX |  |  | 10/08/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1676834 | XXXXXXXXXX | XXXXXXXXXX | 7162665 | 961 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - FEMA Disaster Re-certification Required |  | Please provide the XXXXXXXXX XXXXXXXXXXXXXXXXXX | Information provided |  |  | 10/20/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1676882 | XXXXXXXXXX | XXXXXXXXXX | 7162594 | 318 | XXXXXXXXXX | Credit | UW Assets |  | UW Assets - UW - Source of Large Deposit |  | Missing settlement statement from the sale of the borrower''''s property to support the large deposit of XXXXXXXXXXXXXX on XXXXXXXXXXX | Received source of deposit |  |  | 10/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676899 | XXXXXXXXXX | XXXXXXXXXXXX | 7162006 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXXX | AVM provided |  |  | 10/08/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676902 | XXXXXXXXXX | XXXXXXXXXXX | 7161987 | 961 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - FEMA Disaster Re-certification Required |  | Disaster XXXXXXXXXXXXXXXXX XXXXXXXXXX | Information provided |  | Client 10/08/2025 09:23 AM; The incident begin date is XXXXXXXX (please see upload) the loan closed prior to the incident date on XXXXXXXXX<br>Reviewer 10/08/2025 09:55 AM; <br>Reviewer 10/08/2025 12:16 PM; Hello <br> XXXX appraisal is dated XXXXX which is prior to incident end date and why a disaster cert is required. <br>XXXXXX<br>Reviewer 10/09/2025 08:36 AM; escalated for review<br>Reviewer 10/09/2025 10:36 AM; Disaster XXXXXXXXXXXXXXXXX XXXXXXXXXX<br>| 10/09/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676585 | XXXXXXXXXX | XXXXXXXXXX | 7163514 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | AVM provided |  |  | 10/15/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676586 | XXXXXXXXXX | XXXXXXXXXX | 7174147 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXX | Received XXX |  |  | 10/22/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1676595 | XXXXXXXXXX | XXXXXXXXXX | 7174236 | 387 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Taxes and Insurance documentation |  | Missing evidence of the taxes and insurance for the property located at XXXXXX XXX XXXXX XXXXXX XXXX | Property in question is XXXXXXX XXXXXXX XXX lists the XXXXXXXX XXXX since this is XXXXXXX XXXXX no XXXX would be necessary. |  | Client 10/23/2025 12:19 PM; Hello, the XXXXXXXXX that was just uploaded will show that the XXXXXXXXX in question is XXXXXXX XXXXXXX XXX lists the XXXXXXXX XXXX since this is XXXXXXX XXXXX no XXXX would be necessary. XXXXXXX review and accept these findings to clear the XXXXXXXXXXXXX <br>Reviewer 10/23/2025 01:01 PM; <br>| 10/23/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676598 | XXXXXXXXXX | XXXXXXXXX | 7166396 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXXX XXX XXXXXX XXXXXXX | AVM provided |  |  | 10/16/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676631 | XXXXXXXXXX | XXXXXXXXXX | 7174550 | 351 | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW - DTI exceeds maximum limit |  | DTI exceeds the maximum allowable of XXXX due to net rent loss incorrectly calculated. XXXX lender did not include the XXXX XXXXX of XXXXXXXXXX monthly for the property located on XXXXX XXXXX XXXXXXX XXXXXXXXXX the XXXX XXXXX results in a rent loss of XXXXXXXXXXXX and a XXXX of XXX | Provided updated XXXXXXXXXX and rental income calculation and included the XXXX dues for XXXXX XXXXX property, and recalculated using the tax return XXXX deduction on XXXXXXXXX XXXX XXXXX results in a XXXX of XXXXXXXXX XXXX additional support provided evidence of receipt of the XXXXXXXXXXXXX income whereas XXXXXXX was being used as most conservative approach. |  | Client 10/27/2025 08:27 AM; Seller has provided updated XXXXXXXXXX and rental income calculation. XXXXX have included the XXXX dues for XXXXX XXXXX property, and recalculated using the tax return XXXX deduction on XXXXXXXXX XXXX XXXXX results in a XXXX of XXXXXXXXX XXXX additional support they have provided evidence of receipt of the XXXXXXXXXXXXX income whereas XXXXXXX was being used as most conservative approach. XXXX to age seller is unable to re-run XXXXX<br>Reviewer 10/27/2025 09:43 AM; <br>| 10/27/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676640 | XXXXXXXXXX | XXXXXXXXXXX | 7174046 | 389 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Fraud Alert documentation |  | Missing fraud report with all high and medium alerts cleared. XXXX fraud report provided does not reflect all alerts as cleared. | the fraud finding for high/medium alert for income. XXXX loan file contains three years of transcripts, XXXXXXXXX for both borrowers. XXXXX |  |  | 10/22/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1676650 | XXXXXXXXXX | XXXXXXXXXXXXX | 7176906 | 423 | XXXXXXXXXX | Credit | UW Collateral |  | UW Collateral - UW - Appraisal Correction/Clarification |  | The appraiser listed the XXXXX of XXXXXX XXXXX as XXXXXXXXXXXX which is a future date and appears to be incorrect. |  | Client waived with compensating factors: clerical error, XX xXX for XXX months on mtg (all revolving and installment dept paid XXXXXXXX XXX employed XXX years, XXX employed for XXX years, XXX months or reserves | Client 10/23/2025 12:22 PM; Can you please apply a waiver for this clerical error? XXXXXXXXXXX factors XXXX XX xXX for XXX months on mtg (all revolving and installment dept paid XXXXXXX XXXX XXX employed XXX years, XXX employed for XXX years XXXX XXX months or reserves<br>Reviewer 10/23/2025 01:01 PM; <br>|  |  | 10/23/2025 B | 2 | XXXXXXXXXX | XX | 3 | 1 C B A |  | Exempt | 1 |
| 1676650 | XXXXXXXXXX | XXXXXXXXXXXXX | 7176907 | 330 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | The primary housing expense is not accurately reflected in the XXX XXXXXXXXXXX XXXX XXX XXXXXXXXX show a front end ratio of XXXX the actual primary housing payment is XXXXXXXXXXXXX resulting in a housing ratio of XXXXXXXXX |  | Client waived with compensating factors: XXXX XXXXX reflects a front-end ratio of XXXXXXXX XX xXX for XXX months on mtg (all revolving and installment dept paid XXXXXXXX XXX employed XXX years, XXX employed for XXX years, XXX months or reserves | Client 10/23/2025 12:23 PM; Can you please apply a waiver? XXXX XXXXX reflects a front end ratio of XXXXXXXXX XXXXXXXXXXX factors XXXX XX xXX for XXX months on mtg (all revolving and installment dept paid XXXXXXX XXXX XXX employed XXX years, XXX employed for XXX years XXXX XXX months or reserves<br>Reviewer 10/23/2025 01:02 PM; <br>|  |  | 10/23/2025 B | 2 | XXXXXXXXXX | XX | 3 | 1 C B A |  | Exempt | 1 |
| 1676651 | XXXXXXXXXX | XXXXXXXXXX | 7163899 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXXX XXX XXXXXX XXXXXXX | Received desk review within XXXX of value |  |  | 10/20/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1676658 | XXXXXXXXXX | XXXXXXXXXX | 7162726 | 961 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - FEMA Disaster Re-certification Required |  | Please provide the XXXXXXXXX XXXXXXXXXXXXXXXXXX | Information provided |  |  | 10/16/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676658 | XXXXXXXXXX | XXXXXXXXXX | 7163326 | 955 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - Subject property is in a declared disaster area. |  |  | Information provided |  |  | 10/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676671 | XXXXXXXXXX | XXXXXXXXXXX | 7165961 | 387 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Taxes and Insurance documentation |  | Missing documentation of the taxes, insurance and XXXX XXXXX for the borrower''''s primary residence. | HOI, XXXX cert, XXXXX and XXX provided |  |  | 10/22/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1676673 | XXXXXXXXXX | XXXXXXXXXXXX | 7164743 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide a secondary valuation as a XXXX was utilized during the initial review for value | Received XXXX with value within XXX of original value |  |  | 10/15/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1676708 | XXXXXXXXXX | XXXXXXXXXX | 7177028 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXX | Received XXX |  |  | 10/23/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1676719 | XXXXXXXXXX | XXXXXXXXX | 7170080 | 387 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Taxes and Insurance documentation |  | Missing a copy of the XXXXXXX XXXXXXXXXX XXXXXXX for the following properties XXXXX XXXXXXX XXXXXXXX XXXXX XXXXXXX XXXXXXX and XXXX XXXXXXX XXXXXXX | Copies of insurance policies with borrowers handwritten notes that they are covering XXXXX XXXXXXX |  | Client 10/24/2025 04:16 PM; Seller provided copies of insurance policies with borrowers handwritten notes that they are covering XXXXX XXXXXXX <br>Reviewer 10/26/2025 05:40 PM; <br>| 10/26/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Safe Harbor QM (APOR) | 1 |
| 1676726 | XXXXXXXXXX | XXXXXXXXXXXX | 7163549 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXXX XXX XXXXXX XXXXXXX | Received XXX |  |  | 10/15/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676741 | XXXXXXXXXX | XXXXXXXXXX | 7163274 | 378 | XXXXXXXXXX | Credit | UW Other |  | UW Other - UW - Initial/Final 1003 incomplete/missing |  | Missing the final signed loan application XXXXXXXXXXX XXXXX in file was electronically signed; missing copy containing a wet signature. | Transaction was a hybrid close, per our closing team. XXXX borrower was able to esign the final XXXXXXX |  | Client 10/20/2025 07:31 AM; Hello, XX have uploaded the XXXXXX XXXXX from the XXXXXXXXX XXXXXXX see response from XXXXXXX as to why a wet signature was not available and is not necessary. XXXXXXX response XXXXXXXXXXXXX was a hybrid close, per our closing team. XXXX borrower was able to esign the final XXXXXXX XXXX attached". <br>Reviewer 10/20/2025 08:37 AM; <br>| 10/20/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 D A |  | Exempt | 1 |
| 1676748 | XXXXXXXXXX | XXXXXXXXXX | 7164096 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide a secondary valuation as XXX score was not determined. | CDA provided |  |  | 10/20/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676760 | XXXXXXXXXX | XXXXXXXXX | 7163435 | 955 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - Subject property is in a declared disaster area. |  |  | Information provided |  |  | 10/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676782 | XXXXXXXXXX | XXXXXXXXXX | 7165986 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 10/15/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676784 | XXXXXXXXXX | XXXXXXXXXXXXX | 7163345 | 758 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit - PITIA for other REO incorrect/not included in debt ratio |  | DTI of XXXXXXXXX exceeds the maximum allowed of XXXXXX XXXX monthly mortgage payments stated on the XXXXXX XXXXX in XXXXXXXX XXX is less than the amount verified by the credit supplement dated XXXXXXXXXXXXX XXXX mortgage creditor, payment and balance amounts stated on the XXXXXX XXXXX in XXXXXXXX XXX are less and not the same as verified by the XXXX dated XXXXXXXXXXX | CD provided to support XXXX payment |  |  | 10/14/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 3 C B A |  | Exempt | 1 |
| 1676791 | XXXXXXXXXX | XXXXXXXXXX | 7163430 | 434 | XXXXXXXXXX | Credit | UW Assets |  | UW Assets - UW - Shorts Funds for Reserves |  | File is short total funds to close and reserves required. XXXXXX to close were XXXXXXXXXXXXX and the required reserves were XXXXXXXXXXXXXX XXXXX XXXXXXXXXXXXX was verified, leaving a shortage of XXXXXXXXXXXX XXXXXXXXX of XXXXXXXXXXXX on XXXXXXXXXXX from XXXXXXXXX account to XXXXXX XXXXXXX account is excluded from total to avoid double counting of the same funds. | XXXXX XXXXX XXXXXXXXXXXX XXXXX XXXXXXXXXXX XXXXXXXXXXXXXX XXXXX XXXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXXXXXX gift = XXXXXXXXXXXXX XXXXXXXXXXX assets were provided. |  | Client 10/14/2025 10:12 AM; Please review, correct, and republish condition. XXXXX seems off, and digits are missing. <br>Reviewer 10/14/2025 04:10 PM; <br>| 10/14/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1676821 | XXXXXXXXXX | XXXXXXXXXXXX | 7166236 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide a secondary valuation as XXX score is > XXXXXX | Second valuation exceeds the XXXXX allowed variance XXXXXXX was XXXXXXXX per XXXX provided; therefore a XXXX valuation is required |  |  | 10/16/2025 |  | B | 2 | XXXXXXXXXX | XX | 3 | 13 C B A |  | Exempt | 1 |
| 1676821 | XXXXXXXXXX | XXXXXXXXXXXX | 7168624 | 1109 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Third collateral evaluation is required. |  | Second valuation exceeds the XXXXX allowed variance XXXXXXX was XXXXXXXX per XXXX provided | Received third valuation to support value |  |  | 10/22/2025 |  | B | 2 | XXXXXXXXXX | XX | 3 | 13 C B A |  | Exempt | 1 |
| 1676836 | XXXXXXXXXX | XXXXXXXXXX | 7167108 | 955 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - Subject property is in a declared disaster area. |  |  | Information provided |  |  | 10/20/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676836 | XXXXXXXXXX | XXXXXXXXXX | 7162801 | 961 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - FEMA Disaster Re-certification Required |  | Please provide the XXXXXXXXX XXXXXXXXXXXXXXXXXX | Information provided |  |  | 10/20/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676837 | XXXXXXXXXX | XXXXXXXXXX | 7163727 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXXX with value within XXXXXX |  |  | 10/14/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676872 | XXXXXXXXXX | XXXXXXXXXX | 7164689 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as a XXXX was utilized during the initial review for value. | AVM provided |  |  | 10/14/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1676902 | XXXXXXXXXX | XXXXXXXXXXX | 7162009 | 955 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - Subject property is in a declared disaster area. |  |  | Information provided |  |  | 10/09/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676902 | XXXXXXXXXX | XXXXXXXXXXX | 7162028 | 1018 | XXXXXXXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Self-Employed verify business |  | No documentation was found in the file to show XXXXXXXXXX current percentage of ownership. | K-X provided shows XXXX |  |  | 10/09/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676909 | XXXXXXXXXX | XXXXXXXX | 7162077 | 851 | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | Provide a secondary valuation as XXX score > XXXXXXX | CDA provided |  |  | 10/10/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676927 | XXXXXXXXXX | XXXXXXXXX | 7162192 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as a XXXX was utilized during the initial review for value. | Second valuation provided |  |  | 10/14/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1676939 | XXXXXXXXXX | XXXXXXXXXX | 7162457 | 1109 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Third collateral evaluation is required. |  | The XXXX provided has a variance of more than XXXX in the value and the confidence score is XXXXXX XXXXXXXX a third valuation | CDA provided XXX variance |  |  | 10/13/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1676939 | XXXXXXXXXX | XXXXXXXXXX | 7162173 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Information provided |  | Reviewer 10/08/2025 08:25 PM; The XXXX provided has a variance of more than XXXX in the value and the confidence score is XXXXXX XXXXXXXX a third valuation<br>| 10/08/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1676948 | XXXXXXXXXX | XXXXXXXXX | 7161997 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 10/08/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1676954 | XXXXXXXXXX | XXXXX | 7162313 | 431 | XXXXXXXXXX | Credit | UW Assets |  | UW Assets - UW - Verification of assets (statements/VOD) incomplete/missing |  | Borrower stated they had XXXXXXXXXXXXX in retirement assets. XXXXXXXXXXXXXXXX not in file. | Received quarterly statement with XXXXXXXX |  |  | 10/11/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 D A |  | Safe Harbor QM (APOR) | 1 |
| 1676954 | XXXXXXXXXX | XXXXX | 7162321 | 399 | XXXXXXXXXX | Credit | UW Assets |  | UW Assets - UW - Gift Letter (fully executed) |  | Source of XXXXXXXX funds are not shown on the gift letter nor source/statement is in the file to verify funds. | Received wire from donor for gift funds |  |  | 10/11/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 D A |  | Safe Harbor QM (APOR) | 1 |
| 1676990 | XXXXXXXXXX | XXXXXXXXXX | 7165038 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXX | AVM provided |  |  | 10/14/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1677020 | XXXXXXXXXX | XXXXXXXXXXXX | 7161991 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXX | AVM provided |  |  | 10/08/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677042 | XXXXXXXXXX | XXXXXXXXX | 7162013 | 961 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - FEMA Disaster Re-certification Required |  | Disaster XXXXXXXXXXXXXX is required. |  |  |  | 10/27/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Exempt | 1 |
| 1677063 | XXXXXXXXXX | XXXXXXXXXX | 7162014 | 955 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - Subject property is in a declared disaster area. |  |  | Information provided |  | Reviewer 10/06/2025 12:48 AM; Disaster XXXXXXXXXXXX is required.<br>| 10/23/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677108 | XXXXXXXXXX | XXXXXXXXXX | 7161934 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 10/11/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Exempt | 1 |
| 1677119 | XXXXXXXXXX | XXXXXXXXXX | 7161084 | 335 | XXXXXXXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Calculation Incorrect |  | UW Income/Employment UW - Income Calculation Incorrect COMMENT: $XXXX.XXxXX%=$XXXX.XX XXXXX XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX neg rent | Corrected rental income increases the XXXX from XXXXXXX to XXXXXXX is an increase of XXXXXX which is within tolerance. |  | Client 10/08/2025 08:22 AM; Please correct the XXXXXXXXXX to reflect XXXXXXX not XXXXXXXXX XXXX of XXXXXXX XXXXXXX XXXXXX is XXXXXXXXX <br>Reviewer 10/08/2025 09:00 AM; <br>Client 10/09/2025 08:22 AM; Hello. XXXX corrected XXXXX was uploaded for this XXXXXXXXXXXXX XXXX it remains open. XXXXX is the reason for it not being cleared along with the other XXXXXXXXXXX posted to the XXXXXXX <br>Reviewer 10/09/2025 10:04 AM; <br>| 10/09/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677119 | XXXXXXXXXX | XXXXXXXXXX | 7161085 | 330 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Provide updated loan approval reflecting correct subject negative cash flow of XXXXXXXXXXXX | Received XXXXX |  |  | 10/08/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677129 | XXXXXXXXXX | XXXXXXXXXX | 7161896 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | CDA provided |  |  | 10/13/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Safe Harbor QM (APOR) | 1 |
| 1677136 | XXXXXXXXXX | XXXXXXXXXX | 7162002 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide a secondary valuation as XXX score is > XXXXXX | AVM provided |  |  | 10/13/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677144 | XXXXXXXXXX | XXXXXXXXXX | 7161971 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide a secondary valuation as XXX score was not determined. | Received desk review |  | Reviewer 10/14/2025 04:17 PM; The XXXX received is XXXX less than the appraised value. XXXX appraised value has not been supported/ XX third XXXXXXXXXX is required.<br>| 10/20/2025 |  | B | 2 | XXXXXXXXXX | XX | 3 | 13 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1677219 | XXXXXXXXXX | XXXXXXXXXXXX | 7162329 | 955 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - Subject property is in a declared disaster area. |  |  | Information provided |  |  | 10/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1677219 | XXXXXXXXXX | XXXXXXXXXXXX | 7162330 | 961 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - FEMA Disaster Re-certification Required |  | Disaster XXXXXXXXXXXXXX is required. | Information provided |  |  | 10/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1677235 | XXXXXXXXXX | XXXXXXXXXX | 7160837 | 862 | XXXXXXXXXX | Compliance | Deed of Trust/Mortgage |  | Deed of Trust/Mortgage - Other: |  | Exhibit XX is missing from file. XXXXXXX provide, along with XXXX to re-record. | Information provided |  |  | 10/07/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677238 | XXXXXXXXXX | XXXXXXXXXX | 7160899 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received clear XXX |  |  | 10/06/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677258 | XXXXXXXXXX | XXXXXXXXXX | 7161999 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXX | AVM provided |  |  | 10/08/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677284 | XXXXXXXXXX | XXXXXXXXXX | 7161995 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | AVM provided |  |  | 10/14/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677303 | XXXXXXXXXX | XXXXXXXXX | 7162007 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXX at XXXXXX | Received XXXX with confidence score of XXX |  |  | 10/08/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677337 | XXXXXXXXXX | XXXXXXXXXXX | 7160986 | 340 | XXXXXXXXXX | Credit | UW Other |  | UW Other - UW - Insurance Missing (MI or Project) |  | Insurance policy is missing from the file. XXXXX an insurance invoice was submitted. | Received insurance binder |  |  | 10/06/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 D A C |  | Exempt | 1 |
| 1677337 | XXXXXXXXXX | XXXXXXXXXXX | 7160994 | 272 | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | No XXXXXXXXXXX XXXXXXXXXXXX score was determined, a secondary valuation is needed. | Received clear XXX |  |  | 10/06/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 D A C |  | Exempt | 1 |
| 1677339 | XXXXXXXXXX | XXXXXXXXXX | 7161843 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide a secondary valuation as XXX score was not determined. | Received XXXX to support value |  |  | 10/14/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677380 | XXXXXXXXXX | XXXXXXXXX | 7161035 | 1109 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Third collateral evaluation is required. |  | Provide third collateral evaluation as XXXX variance XXXXXXXXXXXXX was greater than XXXXXX | CDA provided |  |  | 10/09/2025 |  | B | 2 | XXXXXXXXXX | XX | 3 | 1 C B A |  | Exempt | 1 |
| 1677488 | XXXXXXXXXX | XXXXXXX | 7161071 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received clear XXX |  |  | 10/06/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677510 | XXXXXXXXXX | XXXXXXXXXX | 7160976 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXX | Received clear XXXX within XXX |  |  | 10/06/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1676990 | XXXXXXXXXX | XXXXXXXXXX | 7165811 | 1109 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Third collateral evaluation is required. |  | Third valuation is required. XXXX XXXX exceeds the XXXXXXXX variance allowed (actual is XXXXXXXXX variance). | Acceptable XXXX provided |  |  | 10/22/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1677024 | XXXXXXXXXX | XXXXXXXXXX | 7167432 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as a XXXX was utilized during the initial review for value. | Received XXXX supporting value |  |  | 10/19/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1677042 | XXXXXXXXXX | XXXXXXXXX | 7175965 | 955 | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - Subject property is in a declared disaster area. |  |  | Information provided |  |  | 10/27/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 C A |  | Exempt | 1 |
| 1677043 | XXXXXXXXXX | XXXXXXXXX | 7167605 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXXX supporting value |  |  | 10/19/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 3 C A |  | Exempt | 1 |
| 1677053 | XXXXXXXXXX | XXXXXXXXX | 7175624 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 10/23/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677082 | XXXXXXXXXX | XXXXXXXXXX | 7175583 | 454 | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW - Seasoning Requirement Not Met |  | Loan approval required for a loan to be eligible for a cash out refinance the property was acquired a minimum of six months prior to the note date. XXXXXXXXX acquired subject property XXXXXXXXXXX and subject note date is XXXXXXXXXXXXX |  | Client waived with compensating factors: XXXXX XXXXX reserves XXXXXXXXXXX required XXXXXXXXXX | Client 10/23/2025 10:10 AM; Hello, we are asking at this time if it would be possible to request a XXXXXXX for the XXXXXXXXXXX on this XXXXXXX XXXXXXX let us know if acceptable. <br>Reviewer 10/23/2025 10:20 AM; Provide the settlement statement from XXXXXXXXXXXXX XXXX the XXXXXX XXXXXXX is was a cash purchase; therefore, it may be a delayed purchase. <br>Reviewer 10/23/2025 10:21 AM; Provide the settlement statement from XXXXXXXXXXXXX XXXX the XXXXXX XXXXXXX it was a cash purchase; therefore, it may be a delayed purchase/refinance. <br>Client 10/27/2025 08:32 AM; No success obtaining settleemnt statement from seller. XXXX we keep as XX grade, c/o refinance with XX months seasoning vs XX months required?<br>Reviewer 10/27/2025 09:43 AM; <br>|  |  | 10/27/2025 B | 2 | XXXXXXXXXX | XX | 3 | 13 C B A |  | Exempt | 1 |
| 1677090 | XXXXXXXXXX | XXXXXXXXXX | 7175521 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | AVM provided |  |  | 10/23/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677091 | XXXXXXXXXX | XXXXXXXXXX | 7178089 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXX | Received XXX |  |  | 10/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1677197 | XXXXXXXXXX | XXXXXXXXXXXXXX | 7178020 | 330 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | The XXXXXXX contributions exceed the actual closing costs. XXXXXXXX costs XXXXXXXXXXXX and seller contributions XXXXXXXXXXXXXX |  | Client XXXXXXX with compensating factors: XXXXX XXXXX reserves XXXXXXXXXXX XXXXXXXXX months) required XXXXXXXXXXXXXX | Client 10/24/2025 09:13 AM; Please waive for a XX grade.<br>Reviewer 10/24/2025 09:42 AM; <br>|  |  | 10/24/2025 B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1677213 | XXXXXXXXXX | XXXXXXXXXXXXX | 7177952 | 1109 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Third collateral evaluation is required. |  | Third valuation required XXXX XXXX exceeds XXXXX variance XXXXXXX XXXXXXXXX | Received third valuation |  |  | 10/28/2025 |  | B | 2 | XXXXXXXXXX | XX | 3 | 13 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1677213 | XXXXXXXXXX | XXXXXXXXXXXXX | 7170320 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | second valuation provided. |  |  | 10/22/2025 |  | B | 2 | XXXXXXXXXX | XX | 3 | 13 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1677353 | XXXXXXXXXX | XXXXXXXXXXXXXX | 7177835 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | AVM provided |  |  | 10/24/2025 |  | B | 2 | XXXXXXXXXX | XX | 2 | 1 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1677415 | XXXXXXXXXX | XXXXXXXXXX | 7175832 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 10/22/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677432 | XXXXXXXXXX | XXXXXXXXXXXXX | 7175435 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXX | Received XXX |  |  | 10/23/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677442 | XXXXXXXXXX | XXXXXXXXXX | 7178316 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXX | AVM provided |  |  | 10/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1677479 | XXXXXXXXXX | XXXXXXXXXX | 7177930 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Second valuation required as XXX score is > XXXX | AVM provided |  |  | 10/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677479 | XXXXXXXXXX | XXXXXXXXXX | 7177931 | 330 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | Title commitment or addendum reflecting loan amount XXXXXXXXX required | Title XXXXXXXXXXX provided reflects XXXXXXXXXXXXX |  |  | 10/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1677493 | XXXXXXXXXX | XXXXXXXXXXXX | 7175393 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. XXXXX XXX XXXXXX provided was XXXXX | AVM received |  |  | 10/23/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1677503 | XXXXXXXXXX | XXXXXXXXXX | 7177790 | 424 | XXXXXXXXXX | Credit | UW Collateral |  | UW Collateral - UW - Appraisal Report invalid or expired |  | Appraisal is expired. XXXX appraisal report in file was dated XXXXXXXXXXX and expired XXXXXXXXXXXX XXXXX XXXXX was XXXXXXXXXXX | An XXXX has been provided in lieu of a new XXXXXXXXXXX |  | Client 10/23/2025 09:13 AM; Hello, an XXXX has been provided in lieu of a new XXXXXXXXXXXX XXXXXXX provide a XXXXXXX for this XXXXXXXXXXX<br>Reviewer 10/23/2025 09:49 AM; Condition has been reviewed. XXX<br>| 10/23/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 13 D A |  | Safe Harbor QM (APOR) | 1 |
| 1678397 | XXXXXXXXXX | XXXXXXX | 7176842 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | AVM provided |  |  | 10/23/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1678402 | XXXXXXXXXX | XXXXXXXXXXX | 7178051 | 336 | XXXXXXXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | XXXX and XXXXX XXXXX for XXXXXX liquors documenting XXX has < XXXX ownership missing from file. XXX XXXXXXXXX owns > XXXXX XXXX must be updated, and additional documentation may be required including but not limited to business returns, and XXXXX XXXXXXXX XXXXXXXXXXX review and conditions may apply. | XXXX XXXX provided |  | Reviewer 10/22/2025 01:47 PM; BX is currently employed with XXXXXX XXXXXXXX and the XXXXXX reflect XXXXXX XXXXXXXX XXXXXXXXXXXX on schedule XXXX <br>| 10/24/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1678403 | XXXXXXXXXX | XXXXXXXXXXXXX | 7171957 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXX |  |  | 10/21/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1678411 | XXXXXXXXXX | XXXXXXXXXX | 7173067 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide a secondary valuation as XXX score was not determined. | Received XXX |  |  | 10/21/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1678465 | XXXXXXXXXX | XXXXXXXXXXX | 7172177 | 330 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | PITIA on XXXX XXXXXXXXXXXXXX XXXXXX on XXXXX payment letter an XXX XXXXXXXXXXXXX | XXXXXX XXX reflecting XXXXX of XXXXXXXXXXXX matching the XXXXXX XXXX XXXX is within XXX tolerance. |  |  | 10/21/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1678487 | XXXXXXXXXX | XXXXXXXXX | 7174415 | 435 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit report is expired |  | Guidelines allow credit report to be no more than XXXX days old at closing. XXXXXXX report was dated XXXXXXXXXXX and note date is XXXXXXXXXXXX which is a total of XXXX days. | Page XX of the credit report upload; report reflects completed date XXXXXXXXXX XXXXX XX XXXXXXXXX report) has a reissued date of XXXXXXXXX |  |  | 10/21/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 D A |  | Exempt | 1 |
| 1678510 | XXXXXXXXXX | XXXXXXXXX | 7175663 | 1109 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Third collateral evaluation is required. |  | Third XXXXXXXXXX required. XXXX XXXX exceeds the XXXXXXXXXXXXXXX variance. XXXX actual variance is XXXXXXXXXXX XXXX XXXX states the subject is a XXXXXXX XXXX appraisal states the subject is a XXXXXXXX | CDA provided |  |  | 10/24/2025 |  | B | 2 | XXXXXXXXXX | XX | 3 | 13 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1678510 | XXXXXXXXXX | XXXXXXXXX | 7171629 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | AVM provided |  |  | 10/21/2025 |  | B | 2 | XXXXXXXXXX | XX | 3 | 13 C B A |  | Safe Harbor QM (APOR) | 1 |
| 1678524 | XXXXXXXXXX | XXXXXXXXXXXX | 7173039 | 330 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | As per XXXXXXXXXXXXXXXXXX the borrower(s) secured another loan for XXXXXXXXXXXXXX XXXX shown in liabilities. XXXXX be added. XXXXX be verified as enough assets need to be verified due to XXXXXXXXX XXXXX XXX day account. XXXXXX needs to be enough verifiable assets for XXXXX to XXXXXXX reserves and enough to pay off XXX day accounts. | The XXXXXX payment of XXXXXXXXXXX has been included in the liabilities. XXXX XXXX is XXXXXXX including this payment. XXXX cash to close is XXXXXXXXXXXXX borrower''''s verified assets are XXXXXXXXXXX they have XXX months reserves. |  | Client 10/21/2025 10:57 AM; The XXXXXX payment of XXXXXXXXXXX has been included in the liabilities. XXXX XXXX is XXXXXXX including this payment. XXXX cash to close is XXXXXXXXXXXXX borrower''s verified assets are XXXXXXXXXXX they have XXX months reserves. please clear finding.<br>Reviewer 10/21/2025 11:30 AM; <br>| 10/21/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1678535 | XXXXXXXXXX | XXXXXXXXXX | 7176024 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is > XXXXXXX | AVM provided |  |  | 10/23/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |
| 1678543 | XXXXXXXXXX | XXXXXXXXXX | 7172948 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score is | Received XXX |  |  | 10/21/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1678548 | XXXXXXXXXX | XXXXXXX | 7172215 | 330 | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | As per XXXXXXXXXXXXXXXXX liabilities, borrower has a XXXX debt. XXX documentation for it was found in the file. | received XXXX installment agreement |  |  | 10/21/2025 |  | A | 1 | XXXXXXXXXX | XX | 2 | 1 C A |  | Safe Harbor QM (APOR) | 1 |
| 1678558 | XXXXXXXXXX | XXXXXXXXXXXX | 7171784 | 998 | XXXXXXXXXX | Credit | UW Other |  | UW Other - UW - Title Commitment is missing or requires correction. |  | The XXXXXXXX XXXXXXXXXXX letter was not in the file. | CPL provided |  |  | 10/21/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 D A |  | Exempt | 1 |
| 1679241 | XXXXXXXXXX | XXXXXXXXXX | 7175964 | 1108 | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | Provide secondary valuation as XXX score was not determined. | Received XXXX with confidence score of XXXX and supports value over the appraised value |  |  | 10/23/2025 |  | A | 1 | XXXXXXXXXX | XX | 3 | 1 C A |  | Exempt | 1 |

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## Exhibit 99.1

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| |
|:---|
| **Valuation Report** |
| **Run Date - 11/04/2025 12:00:02 PM** |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Multi Property Values** | **Updated Multi Property Values** | **Updated Multi Property Values** | | |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Appraised Value** | **Value for LTV** | **Appraisal Date** | **Appraisal Type** | **Appraisal Company** | **Appraiser Name** | **Appraiser State License Number** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| 1678551 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 2.99% | XXXXXXXXXX | 93 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.3 |
| 1643886 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1678417 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 1643853 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643855 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1677340 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 4.55% | XXXXXXXXXX | 95 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.4 |
| 1643854 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643858 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676882 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1643856 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Low Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676990 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -10.23% | XXXXXXXXXX | 92 | XXXXXXXX | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676883 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXXX | -15.80% | XXXXXXXXXX | 86 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1668921 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -19.41% | XXXXXXXXXX | 96 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1676720 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | 70 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.4 |
| 1677303 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 16.40% | XXXXXXXXXX | 88 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| 1677064 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676769 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677375 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1676533 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1676553 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1677372 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676965 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677072 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677202 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677314 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677309 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1643849 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677071 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1668917 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643851 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1643850 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1643871 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.3 |
| 1676966 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1676974 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676850 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1676633 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1671392 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1668923 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1671393 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676554 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1668918 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1676839 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1676585 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -1.65% | XXXXXXXXXX | 91 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676708 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 1.55% | XXXXXXXXXX | 94 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| 1643848 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677047 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677284 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 4.77% | XXXXXXXXXX | 90 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676939 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 19.73% | XXXXXXXXXX | 71 | XXXXXXXX | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1668914 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -2.18% | XXXXXXXXXX | 97 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.5 |
| 1677053 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 0.83% | XXXXXXXXXX | 88 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677343 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1676770 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676631 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1676748 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXX | 0.84% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676784 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -18.15% | XXXXXXXXXX | 77 | XXXXXXXX | XXXXXX |  | 0.00% | XXXXXXXXXX | Low Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1668935 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXXX | -39.00% | XXXXXXXXXX | 74 | XXXXXXXX | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677023 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.8 |
| 1677119 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1679241 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 31.92% | XXXXXXXXXX | 88 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676595 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -4.82% | XXXXXXXXXX | 90 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677467 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677316 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1678411 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -4.79% | XXXXXXXXXX | 92 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1678413 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 1678479 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -4.28% | XXXXXXXXXX | 95 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3 |
| 1676764 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1676872 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 3.22% | XXXXXXXXXX | 92 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677235 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1676587 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1677488 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 33.65% | XXXXXXXXXX | 87 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677103 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676793 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643874 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643911 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676603 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1643847 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1671397 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.4 |
| 1678548 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1676586 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -1.16% | XXXXXXXXXX | 97 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.6 |
| 1677503 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | -0.27% | XXXXXXXXXX | 83 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1677407 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1677411 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXX | XXXXX | XXXXX | XXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1677415 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -6.17% | XXXXXXXXXX | 75 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1668912 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -0.42% | XXXXXXXXXX | 88 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676658 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1668911 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1668946 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -2.61% | XXXXXXXXXX | 97 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.8 |
| 1676730 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1676944 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676673 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -6.98% | XXXXXXXXXX | 96 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1643875 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -2.05% | XXXXXXXXXX | 96 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.8 |
| 1643912 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 1.48% | XXXXXXXXXX | 91 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677427 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1643878 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -1.04% | XXXXXXXXXX | 91 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1643877 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676719 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 1643861 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677111 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1671398 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1671399 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -11.30% | XXXXXXXXXX | 94 | XXXXXXXX | XXXXXX |  | 0.00% | XXXXXXXXXX | low risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677493 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 6.78% | XXXXXXXXXX | 91 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1671367 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676875 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Pass | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1643881 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643902 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676641 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -3.97% | XXXXXXXXXX | 77 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.2 |
| 1668938 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676640 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1668943 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 0.69% | XXXXXXXXXX | 72 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.5 |
| 1677510 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -6.27% | XXXXXXXXXX | 89 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.3 |
| 1668944 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -0.97% | XXXXXXXXXX | 95 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5 |
| 1676698 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1668945 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 0.87% | XXXXXXXXXX | 97 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676836 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643896 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -1.63% | XXXXXXXXXX | 98 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676834 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5 |
| 1643894 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1677270 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677339 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 1.76% | XXXXXXXXXX | 84 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1643898 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677133 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1678372 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677432 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 15.11% | XXXXXXXXXX | 93 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1643879 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677248 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | -0.07% | XXXXXXXXXX | 97 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.8 |
| 1677282 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5 |
| 1677449 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643884 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677082 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1643852 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676988 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676989 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676593 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1677294 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677144 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXXX | -27.03% | XXXXXXXXXX | 90 | XXXXXXXX | XXXXXX |  | 0.00% | XXXXXXXXXX | Low risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676747 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677458 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1643846 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Moderate Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| 1677300 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677063 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676908 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1676616 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677356 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676684 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 1668934 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1676791 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676689 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1643869 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -2.07% | XXXXXXXXXX | 97 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.8 |
| 1643872 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -4.84% | XXXXXXXXXX | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.9 |
| 1676837 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -3.29% | XXXXXXXXXX | 87 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677125 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 1676980 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677091 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -3.52% | XXXXXXXXXX | 93 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.7 |
| 1676735 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -2.78% | XXXXXXXXXX | 89 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677022 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676678 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676639 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1668933 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -14.28% | XXXXXXXXXX | 92 | XXXXXXXX | XXXXXX |  | 0.00% | XXXXXXXXXX | low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1668913 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -0.39% | XXXXXXXXXX | 96 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5 |
| 1676704 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676534 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1671370 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXX | 0.04% | XXXXXXXXXX | 98 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.3 |
| 1671371 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1671395 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -3.69% | XXXXXXXXXX | 96 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1678543 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 6.82% | XXXXXXXXXX | 93 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| 1671384 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -3.10% | XXXXXXXXXX | 98 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1676715 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1668924 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 2.34% | XXXXXXXXXX | 95 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1643895 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 1671391 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676638 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1671362 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -0.65% | XXXXXXXXXX | 98 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676897 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 9.18% | XXXXXXXXXX | 97 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.1 |
| 1676669 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677240 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676725 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 24.09% | XXXXXXXXXX | 77 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1678397 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 47.80% | XXXXXXXXXX | 80 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1678451 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1677090 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 7.54% | XXXXXXXXXX | 91 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1678450 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677011 | XXXXXXXXXX | XXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676558 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677269 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1678522 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1668942 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677028 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643893 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1671369 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1643873 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1671386 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1678535 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -2.12% | XXXXXXXXXX | 84 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| 1676605 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1643888 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -5.61% | XXXXXXXXXX | 94 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676911 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677137 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1678458 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676985 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1676671 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -1.42% | XXXXXXXXXX | 97 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.1 |
| 1676878 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1676782 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -0.33% | XXXXXXXXXX | 94 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1668915 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1677470 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1677073 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677475 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -4.33% | XXXXXXXXXX | 94 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3 |
| 1671363 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1671388 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -3.36% | XXXXXXXXXX | 95 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| 1676952 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677287 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1677371 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1677504 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1676997 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 0.72% | XXXXXXXXXX | 95 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| 1643867 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -2.67% | XXXXXXXXXX | 97 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.8 |
| 1643887 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -5.86% | XXXXXXXXXX | 95 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.6 |
| 1677466 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676954 | XXXXXXXXXX | XXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1643885 | XXXXXXXXXX | XXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677132 | XXXXXXXXXX | XXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 1678403 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | 33.60% | XXXXXXXXXX | 78 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677190 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1677337 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -2.11% | XXXXXXXXXX | 76 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1678377 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1668916 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1677244 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -5.21% | XXXXXXXXXX | 96 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1676727 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676650 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1671394 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 0.32% | XXXXXXXXXX | 97 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 1678465 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.1 |
| 1678454 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1676893 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676560 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677108 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 0.76% | XXXXXXXXXX | 71 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1643883 | XXXXXXXXXX | XXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1643905 | XXXXXXXXXX | XXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXX | 1.58% | XXXXXXXXXX | Low Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1678499 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677296 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677184 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676910 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1677365 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1677401 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677256 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676813 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 1677017 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643897 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -0.79% | XXXXXXXXXX | 88 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676812 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 9.34% | XXXXXXXXXX | 92 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676741 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677136 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 0.61% | XXXXXXXXXX | 88 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.9 |
| 1643866 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676909 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.9 |
| 1678401 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1671389 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -0.79% | XXXXXXXXXX | 96 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677238 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 2.01% | XXXXXXXXXX | 89 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1643870 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677139 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676884 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676651 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -9.87% | XXXXXXXXXX | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.2 |
| 1678445 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 1636296 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | XXXXXXXXXX | Low risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676948 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -1.90% | XXXXXXXXXX | 90 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677024 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 11.39% | XXXXXXXXXX | 92 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1668940 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 2.53% | XXXXXXXXXX | 96 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.2 |
| 1677448 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677380 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXXX | -14.59% | XXXXXXXXXX | 73 | XXXXXXXX | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677278 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677153 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 1677154 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677035 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677156 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -19.51% | XXXXXXXXXX | 82 | XXXXXXXX | XXXXXX |  | 0.00% | XXXXXXXXXX | Low Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1677043 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -1.28% | XXXXXXXXXX | 91 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677042 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676927 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -9.21% | Clear Capital | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676825 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1678384 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1671373 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -5.13% | XXXXXXXXXX | 74 | XXXXXXXX | XXXXXX |  | 0.00% | XXXXXXXXXX | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1678439 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643876 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -1.11% | XXXXXXXXXX | 95 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1643880 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1676760 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1676645 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 1676759 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 1643906 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -2.49% | XXXXXXXXXX | 94 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.5 |
| 1676648 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1643890 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -4.45% |  | 94 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1643892 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1676646 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676598 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 2.31% | XXXXXXXXXX | 89 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.5 |
| 1643900 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676579 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643910 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1671377 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXX | 0.06% | XXXXXXXXXX | 85 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1668937 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1668932 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1668927 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1668931 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXXX | XXXXXX | -4.50% | XXXXXXXXXX | 93 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1671381 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXX | 2.88% | XXXXXXXXXX | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1671375 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -0.43% | XXXXXXXXXX | 98 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1678466 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 1671378 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1671380 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1678487 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1671376 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -2.47% | XXXXXXXXXX | 96 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3 |
| 1671379 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1671374 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 3.11% | XXXXXXXXXX | 92 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| 1671382 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1678510 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXXX | -44.46% | XXXXXXXXXX | 91 | XXXXXXXX | XXXXXX |  | 0.00% | XXXXXXXXXX | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1671383 | XXXXXXXXXX | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677442 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 3.17% | XXXXXXXXXX | 89 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| 1671400 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677353 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX |  | XXXXXX |  | PIW Lender | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -3.97% | XXXXXXXXXX | 95 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1643907 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677197 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1668936 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 1671396 | XXXXXXXXXX | XXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1678563 | XXXXXXXXXX | XXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1678559 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -1.12% | XXXXXXXXXX | 91 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 1677258 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 12.71% | XXXXXXXXXX | 85 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.6 |
| 1643868 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1671368 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1676821 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -15.63% | XXXXXXXXXX | 81 | XXXXXXXX | XXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677219 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1677479 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 5.70% | XXXXXXXXXX | 96 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3 |
| 1677271 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676681 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1643860 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1671387 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -2.23% | XXXXXXXXXX | 84 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676751 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | 2.97% | XXXXXXXXXX | 92 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1678486 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 1676726 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXX | 0.44% | XXXXXXXXXX | 85 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.8 |
| 1643863 | XXXXXXXXXX | XXXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -0.71% | XXXXXXXXXX | 94 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.7 |
| 1671390 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1671364 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 1678402 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676546 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 1677048 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677020 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1073 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -0.66% | XXXXXXXXXX | 94 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.7 |
| 1676999 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 1671366 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | XXXXXXXXXX | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676629 | XXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1677129 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | XXXXXXXXXX | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1643864 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | -2.36% | XXXXXXXXXX | 90 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1677213 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX | 1025 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXXX | XXXXXXX | -16.60% | XXXXXXXXXX | 87 | XXXXXXXX | XXXXXXX |  | 0.00% | XXXXXXXXXX | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 1676853 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 1677320 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -2.48% | XXXXXXXXXX | 90 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.3 |
| 1677214 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 1643862 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676575 | XXXXXXXXXX | XXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1678558 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 1676899 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXX | -2.14% | XXXXXXXXXX | 93 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.4 |
| 1678524 | XXXXXXXXXX | XXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 1676902 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | 1004 | XXXXXXXX | XXXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |

---

## Exhibit 99.1

---

| |
|:---|
| **Data Compare** |
| **Run Date - 11/04/2025 12:00:02 PM** |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| 1677303 | XXXXXXXXXX | XXXXXXXXX | Property Type | Single Family | PUD-Detached | Verified |
| 1677064 | XXXXXXXXXX | XXXXXXXXXX | Qualifying Credit Score | XXX | XXX | Verified |
| 1676965 | XXXXXXXXXX | XXXXXXXXXXXXX | Property Type | Condo height Unknown | Condo-Mid 5-8 Stories | Verified |
| 1676965 | XXXXXXXXXX | XXXXXXXXXXXXX | Qualifying DTI | 0.18773 | 0.32550 | Verified |
| 1677202 | XXXXXXXXXX | XXXXXXXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1677202 | XXXXXXXXXX | XXXXXXXXXXXXX | Qualifying DTI | 0.49238 | 0.35178 | Verified |
| 1643851 | XXXXXXXXXX | XXXXXXXXXXXXX | Original CLTV | XXXXXXXX | XXXXXXXX | Verified |
| 1643851 | XXXXXXXXXX | XXXXXXXXXXXXX | Property Type | Condo height Unknown | Condo-Hi >8 Stories | Verified |
| 1643871 | XXXXXXXXXX | XXXXXXXXXXXXX | Qualifying Credit Score | XXX | XXX | Verified |
| 1676974 | XXXXXXXXXX | XXXXXXXXXXXXX | Qualifying Credit Score | XXX | XXX | Verified |
| 1676633 | XXXXXXXXXX | XXXXXXXXXXXXX | Qualifying DTI | 0.43956 | 0.47233 | Verified |
| 1676872 | XXXXXXXXXX | XXXXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1676673 | XXXXXXXXXX | XXXXXXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1643875 | XXXXXXXXXX | XXXXXXXXXXXXX | Property Type | Condo height Unknown | Condo-Hi >8 Stories | Verified |
| 1643912 | XXXXXXXXXX | XXXXXXXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1643861 | XXXXXXXXXX | XXXXXXXXX | Property Type | Single Family | PUD-Attached | Verified |
| 1677493 | XXXXXXXXXX | XXXXXXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1677449 | XXXXXXXXXX | XXXXXXXXXX | Qualifying DTI | 0.49589 | 0.38301 | Verified |
| 1643884 | XXXXXXXXXX | XXXXXXXXXX | Property Type | Single Family | PUD-Detached | Verified |
| 1677356 | XXXXXXXXXX | XXXXXXXXXX | Qualifying Credit Score | XXX | XXX | Verified |
| 1676791 | XXXXXXXXXX | XXXXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1677125 | XXXXXXXXXX | XXXXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1677091 | XXXXXXXXXX | XXXXXXXXXX | Qualifying Credit Score | XXX | XXX | Verified |
| 1677022 | XXXXXXXXXX | XXXXXXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1671395 | XXXXXXXXXX | XXXXXXXXXX | Property Type | Three Family | Four Family | Verified |
| 1668916 | XXXXXXXXXX | XXXXXXXXXXXXX | Property Type | Single Family | Townhouse | Verified |
| 1643866 | XXXXXXXXXX | XXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1676909 | XXXXXXXXXX | XXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1676884 | XXXXXXXXXX | XXXXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1636296 | XXXXXXXXXX | XXXXXXXXXX | Sales Price |  | XXXXXXXXXXXX | Verified |
| 1668937 | XXXXXXXXXX | XXXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1671383 | XXXXXXXXXX | XXXXXXXXX | Property City | XXXXXXXX | XXXXXXXXXXXX | Verified |
| 1677353 | XXXXXXXXXX | XXXXXXXXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |
| 1677020 | XXXXXXXXXX | XXXXXXXXXXXX | Property Type | Condo height Unknown | Condo-Lo 1-4 Stories | Verified |

---

## Exhibit 99.1

---

| |
|:---|
| **QM ATR Data** |
| **Run Date - 11/04/2025 12:00:02 PM** |

---

---

| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Loan Level ATR/QM Status** | **Verified Safe Harbor** | **Application Date Prior to 1/10/2014** | **Lender Application Date** | **GSE Eligible** | **CDFI Indicator** | **ATR/QM Total Points and Fees** | **Rate Lock Date** | **APR** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower Foreign National Indicator** | **Borrower Residency Source** | **Co Borrower Foreign National Indicator** | **Co Borrower Residency Source** | **Residual Income to Qualify?** | **ATR/QM Residual Income** |
| 1678551 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 06/24/2025 | 8.727% | Employed |  | US Citizen |  |  |  | No |  |
| 1643886 | XXXXXXXXXX | XXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No |  | 04/03/2025 | 7.317% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1678417 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/02/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643853 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/01/2025 | 7.275% | Employed |  | US Citizen |  |  |  | No |  |
| 1643855 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/02/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677340 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 02/10/2025 | 7.687% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643854 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/01/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1643858 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $9577.34 | 04/04/2025 | 7.815% | Employed |  | Permanent Resident Alien |  |  |  | No |  |
| 1676882 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/07/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1643856 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/02/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676990 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4895.40 | 03/31/2025 | 7.289% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676883 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/09/2025 | 8.823% | Employed |  | US Citizen |  |  |  | No |  |
| 1668921 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $7038.87 | 05/14/2025 | 7.85% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676720 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4996.43 | 05/02/2025 | 7.976% | Employed |  | US Citizen |  |  |  | No |  |
| 1677303 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/31/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677064 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/21/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676769 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/23/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677375 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 02/04/2025 | 7.682% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1676533 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4662.64 | 03/27/2025 | 8.192% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676553 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/09/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677372 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/04/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676965 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/26/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677072 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/13/2025 | 0.00% | Retired | Retired | US Citizen |  | US Citizen |  | No |  |
| 1677202 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/06/2025 | 0.00% | Employed | Retired | US Citizen |  | US Citizen |  | No |  |
| 1677314 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/11/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677309 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 02/25/2025 | 8.156% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643849 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 03/19/2025 | 7.459% | Employed |  | US Citizen |  |  |  | No |  |
| 1677071 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/13/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1668917 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 05/08/2025 | 7.474% | Employed |  | US Citizen |  |  |  | No |  |
| 1643851 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 03/31/2025 | 7.519% | Employed |  | US Citizen |  |  |  | No |  |
| 1643850 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 03/26/2025 | 7.428% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1643871 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $7035.00 | 04/14/2025 | 7.797% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1676966 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $13073.00 | 03/28/2025 | 7.84% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676974 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $5490.00 | 04/03/2025 | 7.55% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676850 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6430.73 | 04/10/2025 | 7.936% | Employed |  | US Citizen |  |  |  | No |  |
| 1676633 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/30/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1671392 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/22/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1668923 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/19/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1671393 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $7764.66 | 05/29/2025 | 8.396% | Employed |  | US Citizen |  |  |  | No |  |
| 1676554 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/09/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1668918 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $1800.00 | 05/13/2025 | 7.78% | Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1676839 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $3841.25 | 04/09/2025 | 7.712% | Not Required | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676585 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/09/2025 | 0.00% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1676708 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6318.65 | 05/06/2025 | 7.648% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643848 | XXXXXXXXXX | XXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/27/2025 | 0.00% | Employed | Employed | Non Permanent Resident Alien | Other | Non Permanent Resident Alien | Other | No |  |
| 1677047 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4845.69 | 02/10/2025 | 8.403% | Employed |  | US Citizen |  |  |  | No |  |
| 1677284 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/29/2025 | 0.00% | Employed | Employed | Non Permanent Resident Alien | H-1B Visa | Non Permanent Resident Alien | H-1B Visa | No |  |
| 1676939 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6245.73 | 02/28/2025 | 8.204% | Employed |  | US Citizen |  |  |  | No |  |
| 1668914 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/10/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677053 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/06/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677343 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/29/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676770 | XXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/31/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676631 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/08/2025 | 0.00% | Employed | Employed | Permanent Resident Alien |  | Permanent Resident Alien |  | No |  |
| 1676748 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/21/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676784 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/28/2025 | 0.00% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1668935 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4750.02 | 05/08/2025 | 7.861% | Employed | Retired | US Citizen |  | US Citizen |  | No |  |
| 1677023 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/21/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677119 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/14/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1679241 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/04/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676595 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/30/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677467 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 11/07/2024 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677316 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/27/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1678411 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/05/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1678413 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/23/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1678479 | XXXXXXXXXX | XXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6632.25 | 06/11/2025 | 8.225% | Employed |  | US Citizen |  |  |  | No |  |
| 1676764 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/14/2025 | 0.00% | Employed | Not Required | Permanent Resident Alien |  | US Citizen |  | No |  |
| 1676872 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $8673.86 | 03/04/2025 | 8.355% | Self-Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1677235 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/18/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676587 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/10/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677488 | XXXXXXXXXX | XXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 12/09/2024 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677103 | XXXXXXXXXX | XXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/30/2025 | 0.00% | Employed | Unemployed | US Citizen |  | US Citizen |  | No |  |
| 1676793 | XXXXXXXXXX | XXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/11/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643874 | XXXXXXXXXX | XXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/24/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1643911 | XXXXXXXXXX | XXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6230.95 | 04/04/2025 | 8.49% | Employed |  | US Citizen |  |  |  | No |  |
| 1676603 | XXXXXXXXXX | XXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6940.37 | 04/23/2025 | 8.299% | Employed | Retired | US Citizen |  | US Citizen |  | No |  |
| 1643847 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 03/17/2025 | 7.349% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1671397 | XXXXXXXXXX | XXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/15/2025 | 8.564% | Employed |  | US Citizen |  |  |  | No |  |
| 1678548 | XXXXXXXXXX | XXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 06/06/2025 | 8.702% | Employed |  | US Citizen |  |  |  | No |  |
| 1676586 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $3098.30 | 05/23/2025 | 7.853% | Employed |  | Non Permanent Resident Alien | H-1B Visa |  |  | No |  |
| 1677503 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $3908.50 | 05/15/2024 | 8.106% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677407 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 10/29/2024 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677411 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 10/29/2024 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677415 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 11/18/2024 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1668912 | XXXXXXXXXX | XXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/17/2025 | 0.00% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1676658 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/03/2025 | 0.00% | Self-Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1668911 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/03/2025 | 0.00% | Employed |  | Non Permanent Resident Alien | R-1 Visa |  |  | No |  |
| 1668946 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/12/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676730 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $11309.00 | 04/17/2025 | 8.484% | Employed |  | US Citizen |  |  |  | No |  |
| 1676944 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/07/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676673 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $1599.00 | 04/14/2025 | 8.274% | Not Required | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643875 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/04/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643912 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $2640.00 | 05/07/2025 | 7.897% | Employed |  | US Citizen |  |  |  | No |  |
| 1677427 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 12/30/2024 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1643878 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/24/2025 | 0.00% | Employed | Employed | US Citizen |  | Permanent Resident Alien |  | No |  |
| 1643877 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/25/2025 | 0.00% | Retired | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676719 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $1395.00 | 03/21/2025 | 7.743% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1643861 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/07/2025 | 0.00% | Employed |  | Permanent Resident Alien |  |  |  | No |  |
| 1677111 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 02/13/2025 | 8.154% | Employed |  | US Citizen |  |  |  | No |  |
| 1671398 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/13/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1671399 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/25/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1677493 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 12/16/2024 | 8.027% | Employed |  | US Citizen |  |  |  | No |  |
| 1671367 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/27/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676875 | XXXXXXXXXX | XXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/26/2025 | 0.00% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1643881 | XXXXXXXXXX | XXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/11/2025 | 0.00% | Retired | Retired | US Citizen |  | US Citizen |  | No |  |
| 1643902 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $3530.50 | 04/16/2025 | 8.551% | Retired | Retired | US Citizen |  | US Citizen |  | No |  |
| 1676641 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/28/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1668938 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/09/2025 | 0.00% | Self-Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1676640 | XXXXXXXXXX | XXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $7085.72 | 05/06/2025 | 7.706% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1668943 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/28/2025 | 7.916% | Employed |  | US Citizen |  |  |  | No |  |
| 1677510 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $12686.14 | 04/29/2025 | 7.226% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1668944 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/07/2025 | 7.471% | Not Required | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676698 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6896.80 | 01/31/2025 | 7.444% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1668945 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 05/08/2025 | 7.285% | Self-Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1676836 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/07/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1643896 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 03/25/2025 | 7.401% | Retired | Retired | US Citizen |  | US Citizen |  | No |  |
| 1676834 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $1700.40 | 03/04/2025 | 7.222% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643894 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/09/2025 | 7.111% | Not Required | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677270 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/03/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677339 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/23/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643898 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/23/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1677133 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/14/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1678372 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 12/05/2024 | 8.059% | Employed |  | US Citizen |  |  |  | No |  |
| 1677432 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 12/06/2024 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1643879 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $126.00 | 01/31/2025 | 7.651% | Employed |  | US Citizen |  |  |  | No |  |
| 1677248 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 01/22/2025 | 8.217% | Employed |  | US Citizen |  |  |  | No |  |
| 1677282 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 02/11/2025 | 7.95% | Employed |  | US Citizen |  |  |  | No |  |
| 1677449 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/28/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1643884 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6365.85 | 03/04/2025 | 7.719% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $8043.21 |
| 1677082 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/31/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1643852 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/05/2025 | 0.00% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1676988 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/28/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676989 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $1745.00 | 04/02/2025 | 7.433% | Employed |  | Permanent Resident Alien |  |  |  | No |  |
| 1676593 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $15091.20 | 05/13/2025 | 8.196% | Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1677294 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/22/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1677144 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 02/12/2025 | 7.514% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1676747 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/27/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677458 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 01/28/2025 | 7.895% | Employed |  | US Citizen |  |  |  | No |  |
| 1643846 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/04/2025 | 0.00% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1677300 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/21/2025 | 0.00% | Retired | Retired | US Citizen |  | US Citizen |  | No |  |
| 1677063 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/29/2025 | 0.00% | Employed | Not Required | Permanent Resident Alien |  | Permanent Resident Alien |  | No |  |
| 1676908 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6356.28 | 03/10/2025 | 8.334% | Employed |  | US Citizen |  |  |  | No |  |
| 1676616 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/15/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677356 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 02/26/2025 | 7.934% | Self-Employed | Self-Employed | Non Permanent Resident Alien | Other | Non Permanent Resident Alien | Other | No |  |
| 1676684 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/24/2025 | 0.00% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1668934 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 05/18/2025 | 8.436% | Employed |  | US Citizen |  |  |  | No |  |
| 1676791 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 03/20/2025 | 7.963% | Employed |  | US Citizen |  |  |  | No |  |
| 1676689 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $1415.00 | 05/06/2025 | 7.596% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1643869 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/10/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1643872 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $3001.25 | 04/16/2025 | 7.847% | Employed |  | US Citizen |  |  |  | No |  |
| 1676837 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/13/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677125 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 03/04/2025 | 7.305% | Employed |  | US Citizen |  |  |  | No |  |
| 1676980 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/01/2025 | 8.137% | Employed |  | US Citizen |  |  |  | No |  |
| 1677091 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $5790.00 | 03/27/2025 | 7.372% | Not Required | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676735 | XXXXXXXXXX | XXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/18/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677022 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $5138.75 | 03/14/2025 | 7.887% | Employed |  | US Citizen |  |  |  | No |  |
| 1676678 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/05/2025 | 0.00% | Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1676639 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/07/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1668933 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/08/2025 | 0.00% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1668913 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/04/2025 | 7.359% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1676704 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/02/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676534 | XXXXXXXXXX | XXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/01/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1671370 | XXXXXXXXXX | XXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/09/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1671371 | XXXXXXXXXX | XXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/20/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1671395 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/21/2025 | 0.00% | Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1678543 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 06/18/2025 | 8.475% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1671384 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/13/2025 | 0.00% | Not Required | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676715 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 05/01/2025 | 7.444% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1668924 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $8270.00 | 05/21/2025 | 7.685% | Retired | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643895 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/21/2025 | 7.176% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1671391 | XXXXXXXXXX | XXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $1917.73 | 06/05/2025 | 7.167% | Employed |  | US Citizen |  |  |  | No |  |
| 1676638 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4192.50 | 04/14/2025 | 8.228% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1671362 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $16782.50 | 05/27/2025 | 7.914% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676897 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $2877.00 | 03/25/2025 | 7.456% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676669 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/04/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677240 | XXXXXXXXXX | XXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/13/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676725 | XXXXXXXXXX | XXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/14/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1678397 | XXXXXXXXXX | XXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/17/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1678451 | XXXXXXXXXX | XXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/20/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1677090 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/11/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1678450 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/19/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677011 | XXXXXXXXXX | XXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/21/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676558 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $5659.28 | 05/16/2025 | 7.992% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1677269 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 02/05/2025 | 8.108% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1678522 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/03/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1668942 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/22/2025 | 7.567% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1677028 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6107.14 | 02/12/2025 | 7.877% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643893 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/11/2025 | 7.468% | Employed |  | US Citizen |  |  |  | No |  |
| 1671369 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/13/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1643873 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/18/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1671386 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/12/2025 | 0.00% | Employed | Unemployed | US Citizen |  | US Citizen |  | No |  |
| 1678535 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/13/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676605 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $1945.00 | 04/23/2025 | 7.796% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1643888 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/15/2025 | 7.291% | Employed |  | US Citizen |  |  |  | No |  |
| 1676911 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/07/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677137 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/13/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1678458 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/16/2025 | 0.00% | Employed |  | Permanent Resident Alien |  |  |  | No |  |
| 1676985 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/19/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676671 | XXXXXXXXXX | XXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $14923.75 | 04/09/2025 | 8.012% | Employed |  | US Citizen |  |  |  | No |  |
| 1676878 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/06/2025 | 0.00% | Retired |  | US Citizen |  |  |  | No |  |
| 1676782 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/24/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1668915 | XXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $455.63 | 04/21/2025 | 7.958% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1677470 | XXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 12/04/2024 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677073 | XXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/14/2025 | 0.00% | Employed |  | Permanent Resident Alien |  |  |  | No |  |
| 1677475 | XXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 12/09/2024 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1671363 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 06/17/2025 | 7.696% | Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1671388 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $8191.25 | 05/28/2025 | 7.952% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676952 | XXXXXXXXXX | XXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/07/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677287 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 03/03/2025 | 8.434% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1677371 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/04/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677504 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $16564.74 | 12/18/2024 | 8.013% | Employed |  | US Citizen |  |  |  | No |  |
| 1676997 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/27/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1643867 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/19/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643887 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/27/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677466 | XXXXXXXXXX | XXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 10/04/2024 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676954 | XXXXXXXXXX | XXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4566.06 | 03/19/2025 | 8.459% | Self-Employed | Retired | US Citizen |  | US Citizen |  | No |  |
| 1643885 | XXXXXXXXXX | XXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/02/2025 | 0.00% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677132 | XXXXXXXXXX | XXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/03/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1678403 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/16/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677190 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/27/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677337 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/10/2025 | 0.00% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | Yes | $19474.84 |
| 1678377 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $5010.42 | 02/18/2025 | 8.115% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1668916 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/05/2025 | 0.00% | Employed | Employed | US Citizen |  | Permanent Resident Alien |  | No |  |
| 1677244 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/26/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1676727 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/21/2025 | 0.00% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1676650 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/06/2025 | 0.00% | Employed | Employed | Permanent Resident Alien |  | Permanent Resident Alien |  | No |  |
| 1671394 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/10/2025 | 0.00% | Self-Employed |  | Non Permanent Resident Alien | Other |  |  | No |  |
| 1678465 | XXXXXXXXXX | XXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $5559.50 | 05/22/2025 | 8.172% | Employed |  | US Citizen |  |  |  | No |  |
| 1678454 | XXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/29/2025 | 0.00% | Self-Employed |  | Permanent Resident Alien |  |  |  | No |  |
| 1676893 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4895.60 | 02/25/2025 | 7.78% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676560 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 05/23/2025 | 8.644% | Employed |  | US Citizen |  |  |  | No |  |
| 1677108 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 11/19/2024 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1643883 | XXXXXXXXXX | XXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6448.00 | 03/03/2025 | 8.187% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1643905 | XXXXXXXXXX | XXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/01/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1678499 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4671.05 | 06/04/2025 | 7.795% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677296 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/22/2025 | 0.00% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1677184 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $5235.81 | 02/13/2025 | 8.016% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1676910 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/07/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1677365 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/16/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677401 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/21/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677256 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/07/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676813 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/04/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1677017 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/13/2025 | 0.00% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1643897 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/02/2025 | 6.964% | Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1676812 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 03/26/2025 | 7.931% | Employed |  | US Citizen |  |  |  | No |  |
| 1676741 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/02/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677136 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/19/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643866 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4937.50 | 04/08/2025 | 7.861% | Employed |  | US Citizen |  |  |  | No |  |
| 1676909 | XXXXXXXXXX | XXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/19/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | Yes | $24348.03 |
| 1678401 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $1458.00 | 05/06/2025 | 7.967% | Employed |  | US Citizen |  |  |  | No |  |
| 1671389 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/02/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677238 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/17/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1643870 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/13/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677139 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 12/31/2024 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676884 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4576.00 | 03/05/2025 | 7.926% | Retired | Retired | US Citizen |  | US Citizen |  | No |  |
| 1676651 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/02/2025 | 8.124% | Employed |  | US Citizen |  |  |  | No |  |
| 1678445 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $5903.63 | 05/13/2025 | 8.229% | Employed |  | US Citizen |  |  |  | No |  |
| 1636296 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/29/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676948 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/10/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677024 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $3489.96 | 01/27/2025 | 8.206% | Employed |  | US Citizen |  |  |  | No |  |
| 1668940 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/30/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677448 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 12/23/2024 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677380 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/02/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677278 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/22/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677153 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/11/2025 | 0.00% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677154 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/13/2025 | 0.00% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1677035 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/28/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677156 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $3931.25 | 01/30/2025 | 8.419% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677043 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/20/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677042 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/17/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676927 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $5915.72 | 02/27/2025 | 7.784% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1676825 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/03/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1678384 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/04/2025 | 0.00% | Self-Employed |  | Permanent Resident Alien |  |  |  | No |  |
| 1671373 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6539.81 | 03/04/2025 | 8.121% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1678439 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/19/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643876 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4419.50 | 03/26/2025 | 7.995% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1643880 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/21/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676760 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/22/2025 | 0.00% | Employed | Employed | Non Permanent Resident Alien | H-1B Visa | Non Permanent Resident Alien | H-1B Visa | No |  |
| 1676645 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/18/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1676759 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/02/2025 | 0.00% | Employed | Retired | US Citizen |  | US Citizen |  | No |  |
| 1643906 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4570.37 | 04/01/2025 | 7.694% | Retired | Retired | US Citizen |  | US Citizen |  | No |  |
| 1676648 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $2878.92 | 04/03/2025 | 7.818% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643890 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/02/2025 | 7.452% | Employed |  | US Citizen |  |  |  | No |  |
| 1643892 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/03/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676646 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/09/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676598 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/07/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1643900 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $7805.00 | 04/15/2025 | 7.403% | Not Required | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1676579 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/06/2025 | 0.00% | Employed |  | Non Permanent Resident Alien | Other |  |  | No |  |
| 1643910 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $10486.50 | 04/29/2025 | 8.106% | Employed |  | US Citizen |  |  |  | No |  |
| 1671377 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/24/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1668937 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/28/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1668932 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/24/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1668927 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/01/2025 | 0.00% | Retired | Employed | US Citizen |  | US Citizen |  | No |  |
| 1668931 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/28/2025 | 0.00% | Self-Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1671381 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 04/28/2025 | 7.721% | Employed |  | US Citizen |  |  |  | No |  |
| 1671375 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $7629.00 | 05/23/2025 | 7.713% | Retired | Employed | US Citizen |  | US Citizen |  | No |  |
| 1678466 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/19/2025 | 0.00% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1671378 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $5593.50 | 05/29/2025 | 8.168% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1671380 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/04/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1678487 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/22/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1671376 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $3079.89 | 06/04/2025 | 7.563% | Employed |  | US Citizen |  |  |  | No |  |
| 1671379 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/27/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1671374 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4347.30 | 05/29/2025 | 7.965% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1671382 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 06/11/2025 | 8.152% | Employed |  | US Citizen |  |  |  | No |  |
| 1678510 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 06/23/2025 | 7.235% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1671383 | XXXXXXXXXX | XXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/18/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677442 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 01/23/2025 | 8.089% | Employed |  | US Citizen |  |  |  | No |  |
| 1671400 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $6962.83 | 06/02/2025 | 7.229% | Employed |  | US Citizen |  |  |  | No |  |
| 1677353 | XXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 01/29/2025 | 7.622% | Employed |  | US Citizen |  |  |  | No |  |
| 1643907 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/28/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677197 | XXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 03/07/2025 | 7.659% | Employed |  | US Citizen |  |  |  | No |  |
| 1668936 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $2719.20 | 04/24/2025 | 7.997% | Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1671396 | XXXXXXXXXX | XXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $11580.76 | 05/29/2025 | 8.675% | Employed |  | US Citizen |  |  |  | No |  |
| 1678563 | XXXXXXXXXX | XXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 07/10/2025 | 0.00% | Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1678559 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/25/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677258 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/07/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1643868 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $1890.00 | 04/10/2025 | 7.331% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1671368 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 06/26/2025 | 8.076% | Employed |  | US Citizen |  |  |  | No |  |
| 1676821 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/05/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677219 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 01/30/2025 | 7.488% | Employed |  | Permanent Resident Alien |  |  |  | No |  |
| 1677479 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 12/13/2024 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1677271 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/17/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676681 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/01/2025 | 0.00% | Self-Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1643860 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/04/2025 | 0.00% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1671387 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/20/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676751 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/14/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1678486 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/05/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1676726 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/14/2025 | 0.00% | Self-Employed |  | Permanent Resident Alien |  |  |  | No |  |
| 1643863 | XXXXXXXXXX | XXXXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/03/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1671390 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/13/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1671364 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/22/2025 | 0.00% | Employed | Employed | Permanent Resident Alien |  | Permanent Resident Alien |  | No |  |
| 1678402 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 05/23/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676546 | XXXXXXXXXX | XXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $2835.00 | 06/05/2025 | 7.968% | Employed |  | US Citizen |  |  |  | No |  |
| 1677048 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/30/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1677020 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/25/2025 | 0.00% | Self-Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676999 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/06/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1671366 | XXXXXXXXXX | XXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 06/18/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676629 | XXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 04/22/2025 | 0.00% | Self-Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1677129 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 03/03/2025 | 7.098% | Self-Employed | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1643864 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/03/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |
| 1677213 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 02/21/2025 | 7.407% | Self-Employed | Not Required | US Citizen |  | US Citizen |  | No |  |
| 1676853 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/28/2025 | 0.00% | Retired | Retired | US Citizen |  | US Citizen |  | No |  |
| 1677320 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/08/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1677214 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 01/30/2025 | 0.00% | Retired | Self-Employed | US Citizen |  | US Citizen |  | No |  |
| 1643862 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/07/2025 | 0.00% | Employed | Employed | Permanent Resident Alien |  | US Citizen |  | No |  |
| 1676575 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $4506.50 | 04/30/2025 | 8.149% | Employed |  | US Citizen |  |  |  | No |  |
| 1678558 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 07/09/2025 | 0.00% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676899 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 02/19/2025 | 0.00% | Employed |  | US Citizen |  |  |  | No |  |
| 1678524 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | Not Provided | No | XXXXXXXXXX | Yes | No | $0.00 | 06/02/2025 | 7.364% | Employed | Employed | US Citizen |  | US Citizen |  | No |  |
| 1676902 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | N/A | No | XXXXXXXXXX | Yes | No |  | 03/13/2025 | 0.00% | Self-Employed |  | US Citizen |  |  |  | No |  |

---

## Exhibit 99.1

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| |
|:---|
| **Additional Data** |
| **Run Date - 11/04/2025 12:00:02 PM** |

---

---

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| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **TILA Status** | **Application Date** | **TRID** | **GSE Eligible** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Qualifying P&I** | **PITIA** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 4 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Co Borrower 4 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Residual Income** | **Num Units** | **Flood Cert Number** | **FEMA Flood Zone** | **Annual Property Tax** | **Annual Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Forth Wage Earner Updated FICO Equifax** | **Forth Wage Earner Updated FICO Experian** | **Forth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 4 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 4 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Co Borrower 4 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **Loan Program Date** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Wavier (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Is Equity Shared Loan** | **Title Interest Type** | **Title Held** | **Loan Doc Type** | **PITIA on Other Financed Properties** | **Credit Score Model Name** | **Maturity Date** | **Qualification Method Other Description** | **Index Type Other Description** | **Most Recent 24 Month Pay History** | **Line Utilization** | **Payment History As Of Date** | **Is Line Still Open** | **Property Value Trends** | **Were C/O proceeds included in reserves** | **Borrower Doc Type** | **Co Borrower 2 Doc Type** | **Co Borrower 3 Doc Type** | **Co Borrower 4 Doc Type** | **Reserves in Months** | **Months WVOE** | **ITIN Indicator** | **Condo Warrantable** | **Default Rate Clause** | **Borrower 3 FICO** | **Borrower 4 FICO** | **Borrower 3 Residency Status** | **Borrower 4 Residency Status** | **Buydown** | **Buydown Type** | **Buydown Term** |
| 1678551 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor <br> QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $17952.00 | 20250624 | 8.727% | $3133.86 | $4165.86 | 7.99% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7203.64 | 1 |  | AE | $3024.96 | $8333.04 |  |  |  |  |  | 39.534% | 39.534 |  | 20250618 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 07/2025-30 mo;<br> [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250702 |  | $0.00 |  |  | 1937.5 | 3.3 | Approve/Eligible | No |  | N/A | 7.99 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 21 | 30 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643886 | XXXXXXXXXX | XXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250403 | 7.317% | $4092.84 | $4807.37 | 7.13% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $19509.20 | 1 |  | X | $1761.72 | $5376.12 | XXXXXXXXXX | XX | $99.96 | 20260101 | Annually | 31.524% | 31.524 |  | 20250331 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  | Third Party Prepared(unaudited) | [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 04/2025;<br> [Borrower - Primary Income - S-Corp] Self-Employment Questionnaire (SEQ) - 04/2025;<br> [Borrower - Primary Income - S-Corp] K-1 - 2024;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - C-Corp] CPA Letter - 01/2025;<br> [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] Other - 04/2025; | [Borrower] 1040 - 2024;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250418 |  |  |  |  | 1725 | 1 | Accept | No |  | N/A | 7.125 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 9 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678417 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250502 | 0.00% | $1635.76 | $1877.40 | 7.88% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10712.54 | 1 |  | X | $1473.72 | $1425.96 |  |  |  |  |  | 26.759% |  |  | 20250426 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 04/30/2025 - 28 months;<br> [Borrower - Primary Income - Wages] VVOE - 04/30/2025 - previous employment;<br> [Borrower - Primary Income - Wages] VVOE - 05/20/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/23/2025-04/19/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 05/20/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250520 |  | $3593.82 |  |  | 5200 | 1.7 | Accept | No |  | N/A | 7.875 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 118 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643853 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250401 | 7.275% | $2182.80 | $2760.97 | 7.00% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5009.83 | 1 |  | X | $3280.92 | $900.00 | XXXXXXXXXX | XX | $145.00 | 20250501 | Monthly | 45.103% | 45.103 |  | 20250402 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025- 1 mo;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20241101 |  | $0.00 |  |  | 5395.31 | 1 | Approve/Eligible | No |  | N/A | 7 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 4 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643855 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250402 | 0.00% | $1664.51 | $2343.09 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6799.94 | 1 |  | X | $5466.00 | $1380.96 | XXXXXXXXXX | XX | $108.00 |  | Monthly | 37.287% |  |  | 20250410 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Third Party Verification - 1/1/2023-4/11/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 4/23/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250423 |  | $0.00 |  |  | 5000 | 1.9 | Accept | No |  | N/A | 7.25 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 3083 | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 258 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677340 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7245.36 | 20250210 | 7.687% | $2801.82 | $3263.54 | 7.50% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $20463.42 | 1 |  | X | $4328.28 | $1212.36 |  |  |  |  |  | 29.879% | 29.879 |  | 20250106 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 2/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 2/2025;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Borrower - Primary Income - Wages] WVOE - 03/2025 - 26 months; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250227 |  | $0.00 |  |  | 0 | 3.4 | Approve/Eligible | No |  | N/A | 7.5 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 9 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643854 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250401 | 0.00% | $2101.10 | $2518.23 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $20628.15 | 1 |  | X | $3432.60 | $636.96 | XXXXXXXXXX | XX | $78.00 | 20250801 | Monthly | 23.029% |  |  | 20250122 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-03/2025 1-Month;<br> [Borrower - Primary Income - Wages] W-2 - 2024 -12 months;<br> [Borrower - Primary Income - Wages] W-2 - 2023 - 12 months;<br> [Borrower - Primary Income - Wages] WVOE - 04/2025-27 months;<br> [Borrower - Primary Income - Wages] 4506 or 4506T - 04/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250407 |  | $2856.16 |  |  | 80439 | 1 | Approve/Eligible | No |  | N/A | 7.25 | 2 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 3483 | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 31 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643858 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $22912.00 | 20250404 | 7.815% | $2815.81 | $3509.91 | 7.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6493.94 | 1 |  | X | $4643.88 | $882.00 | XXXXXXXXXX | XX | $52.50 |  | Monthly | 44.505% | 44.505 |  | 20250225 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 3/27/2025;<br> [Borrower - Primary Income - Wages] Employer Letter - 11/25/2024;<br> [Borrower - Primary Income - Wages] Work Number - 2/25/2025;<br> [Borrower - Primary Income - Wages] VVOE - 4/8/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 1/19/2025-2/15-2025-1 month;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250408 |  | $9577.34 |  |  | 15324.02 | 1 | Approve/Eligible | No |  | N/A | 7.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 4 | 3 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676882 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250407 | 0.00% | $1795.76 | $2241.65 | 7.38% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $11890.14 | 1 |  | X | $3749.64 | $1601.04 |  |  |  |  |  | 24.126% |  |  | 20250331 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] W-2 Transcript - 2023;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 04/2025;<br> [Borrower - Primary Income - S-Corp] Work Number - 04/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250416 |  | $0.00 |  |  | 0 | 1.3 | Accept | No |  | N/A | 7.375 | 1 | 0 | 1 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 81 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643856 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250402 | 0.00% | $1445.77 | $1881.93 | 7.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6839.36 | 1 |  | D | $1233.96 | $0.00 | XXXXXXXXXX | XX | $3999.96 |  | Annually | 49.972% |  |  | 20250404 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 3-2025 27 Months;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250414 |  | $3162.12 |  |  | 10000 |  | Accept | No |  | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 40 | 24 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676990 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7015.09 | 20250331 | 7.289% | $1676.56 | $2815.27 | 7.00% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10444.62 | 1 |  | AE | $2124.24 | $1436.28 | XXXXXXXXXX | XX | $842.00 | 20250501 | Monthly | 43.964% | 43.964 |  | 20250331 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Bank Statements] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] WVOE - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 04/2025-28 months;<br> [Borrower - Primary Income - Wages] Paystubs - 02/2025-03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/2025-04/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250422 |  | $4895.40 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7 | 1 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 3 | 28 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676883 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $9627.44 | 20250409 | 8.823% | $4035.98 | $5182.49 | 8.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $23753.51 | 1 |  | X | $5604.12 | $6614.04 |  |  |  |  |  | 31.595% | 31.595 |  | 20250408 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 04/2025;<br> [Borrower - Primary Income - Wages] WVOE - 04/2025 - 23 months;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 04/2025;<br> [Borrower - Primary Income - Wages] Employer Letter - 06/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Award Letter / Continuance Letter - 07/2018; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250429 |  | $0.00 |  |  | 14800 | 1 | Approve/Eligible | No |  | N/A | 8.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 24 | 23 | No |  | FALSE |  |  |  |  |  |  |  |
| 1668921 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $10124.00 | 20250514 | 7.85% | $1958.06 | $2620.02 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $18182.57 | 1 |  | AE | $4130.52 | $3246.00 |  |  |  |  |  | 22.739% | 22.739 |  | 20250428 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] WVOE - 05/2025 28 months;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 04/2025 27 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250515 |  | $7038.87 |  |  | 3375 | 2 | Approve/Eligible | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 49 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676720 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6397.43 | 20250502 | 7.976% | $2268.87 | $3511.42 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $23191.64 | 1 |  | X | $7721.52 | $2805.60 | XXXXXXXXXX | XX | $264.00 |  | Monthly | 39.291% | 39.291 |  | 20250502 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 05/2025 28 months;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250513 |  | $4996.43 |  |  | 47358.8 | 4.4 | Accept | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 416 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677303 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250131 | 0.00% | $1103.20 | $1547.68 | 8.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4013.97 | 1 |  | X | $1200.84 | $2084.88 | XXXXXXXXXX | XX | $110.00 |  | Monthly | 49.223% |  |  | 20250122 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/7/2024-12/20/2024-2 weeks;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 1/23/2025-25 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FHLMC | 20250205 |  | $0.00 |  |  | 0 | 2.6 | Accept | No |  | N/A | 8.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 20 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677064 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250321 | 0.00% | $1261.93 | $1833.71 | 7.00% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $16840.04 | 1 |  | X | $1923.12 | $0.00 | XXXXXXXXXX | XX | $372.00 |  | Monthly | 31.386% |  |  | 20250321 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 03/2025 27 months;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/2025-03/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 03/2025 27 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250402 |  | $6252.76 |  |  | 4463 | 1 | Approve/Eligible | No |  | N/A | 7 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 8 | 27 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676769 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250423 | 0.00% | $1574.74 | $2214.74 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $13615.02 | 1 |  | X | $4230.12 | $3449.88 |  |  |  |  |  | 32.146% |  |  | 20250401 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/03/2025-04/13/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Sole Proprietor] 1099 - 2024;<br> [Borrower - Primary Income - Sole Proprietor] CPA Letter - 04/28/2025;<br> [Borrower - Primary Income - Wages] VVOE - 04/29/2025; | [Borrower] 1040 - 2024;<br> [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250429 |  | $3100.00 |  |  | 28.1 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 2 | 0 | 2 | 0 | 0 | 3 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 24 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677375 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250204 | 7.682% | $2596.94 | $3598.97 | 7.38% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $25641.15 | 1 |  | X | $4087.68 | $2027.28 | XXXXXXXXXX | XX | $5909.40 |  | Annually | 35.897% | 35.897 |  | 20250204 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 99% |  |  | [Borrower - Primary Income - C-Corp] Secretary of State (SOS) - 3/2025;<br> [Borrower - Primary Income - C-Corp] Telephone Listing / Internet Search / Directory Assistance - 3/2025;<br> [Borrower - Primary Income - C-Corp] 1120 - 2022;<br> [Borrower - Primary Income - C-Corp] 1120 - 2023;<br> [Borrower - Primary Income - C-Corp] VVOE - 3/2025;<br> [Borrower - Primary Income - C-Corp] W-2 - 2023;<br> [Borrower - Primary Income - C-Corp] W-2 - 2024; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250324 |  | $0.00 |  |  | 0 | 1.2 | Approve/Eligible | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full |  |  |  | 131 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676533 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $4647.00 | 20250327 | 8.192% | $873.86 | $1118.23 | 7.49% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $8703.09 | 1 |  | X | $1409.40 | $1285.32 |  |  |  |  |  | 32.331% | 32.331 |  | 20250327 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 03/2025 26 months;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 05/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250519 |  | $4662.64 |  |  | 0 | 1.2 | Approve/Eligible | No |  | N/A | 7.49 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Alternative Doc | Full |  |  | 19 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676553 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250509 | 0.00% | $2714.93 | $2971.34 | 8.00% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10001.04 | 1 |  | X | $2196.96 | $879.96 |  |  |  |  |  | 41.984% |  |  | 20250523 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023; | [Borrower] 1040 - 2024; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250528 |  | $1395.00 |  |  | 0 | 1.4 | Approve/Eligible | No |  | N/A | 8 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 172 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677372 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250204 | 0.00% | $1353.72 | $1591.66 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5521.00 | 1 |  | X | $1799.28 | $1056.00 |  |  |  |  |  | 40.106% |  |  | 20250206 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] WVOE - 2/2025 - 9 months;<br> [Borrower - Primary Income - Wages] Employer Letter - 3/2025;<br> [Borrower - Primary Income - Wages] VVOE - 3/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 1/2025;<br> [Borrower - Primary Income - Disability] Bank Statements - Personal - 11/2024 - 2/2025 4 months;<br> [Borrower - Primary Income - Disability] Award Letter / Continuance Letter - 10/2024; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250311 |  | $0.00 |  |  | -25 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 115 | 9 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676965 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250326 | 0.00% | $1967.26 | $2616.86 | 7.13% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $16131.82 | 1 |  | X | $4131.12 | $244.08 | XXXXXXXXXX | XX | $285.00 |  | Monthly | 32.55% |  |  | 20250224 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-03/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] WVOE - 03/2025 26 months;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2025-02/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250327 |  | $7530.00 |  |  | 18.2 | 1 | Accept | No |  | N/A | 7.125 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 30 | 26 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1677072 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250313 | 0.00% | $1384.81 | $2095.91 | 6.88% | Yes | Yes | Retired | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $6631.78 | 1 |  | C | $7919.28 | $613.92 |  |  |  |  |  | 49.93% |  |  | 20241213 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Social Security] SS Award Letter - 01/2025;<br> [Borrower - Non-Primary Income - Social Security] Bank Statements - Personal - 02/2025;<br> [Co Borrower 1 - Non-Primary Income - Social Security] 1099 - 2023;<br> [Co Borrower 1 - Non-Primary Income - Social Security] Bank Statements - Personal - 02/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Disability] Award Letter / Continuance Letter - 01/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250327 |  | $0.00 |  |  | 1316 | 1 | Accept | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 14 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677202 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250306 | 0.00% | $953.13 | $2112.80 | 7.38% | Yes | Yes | Employed | Retired | Retired | Retired |  |  |  | No | No | No | No |  |  |  | $15172.36 | 1 |  | AE | $4814.04 | $1422.00 | XXXXXXXXXX | XX | $640.00 |  | Monthly | 35.178% |  |  | 20250319 | 730 | 733 | 736 | 746 | 777 | 803 | 776 |  |  |  |  |  |  |  |  |  | Stated, Verified | Stated, Verified |  | Stated, Level 4 Verified | Stated, Level 4 Verified |  | Not Stated, not Verified | Not Stated, not Verified |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 3/2025;<br> [Borrower - Primary Income - Wages] Work Number - 2/2025-25;<br> [Borrower - Primary Income - Wages] Paystubs - 1/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 2 - Primary Income - Retirement] Paystubs - 1/2025;<br> [Co Borrower 2 - Primary Income - Retirement] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Retirement] Paystubs - 1/2025-2/2025;<br> [Co Borrower 1 - Non-Primary Income - Social Security] SS Award Letter - 2/2025;<br> [Co Borrower 3 - Primary Income - Retirement] Paystubs - 1/2025-2/2025;<br> [Co Borrower 3 - Non-Primary Income - Social Security] SS Award Letter - 2/2025; | [Borrower] 1040 - 2024;<br> [Co Borrower 2] 1040 - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250327 |  | $4006.30 |  |  | 500 | 1 | Accept | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full | Full | Full | 43 | 25 | No | Yes | FALSE | 736 | 777 |  |  |  |  |  |
| 1677314 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250311 | 0.00% | $1182.47 | $1985.41 | 6.88% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $18700.76 | 1 |  | X | $4628.16 | $627.12 | XXXXXXXXXX | XX | $365.00 | 20250401 | Monthly | 28.498% |  |  | 20250224 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Borrower - Primary Income - Wages] WVOE - 03/2025 - 26 months;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250321 |  | $0.00 |  |  | -1350 | 1 | Approve/Eligible | No |  | N/A | 6.875 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 53 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1677309 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $3458.40 | $4520.82 | 20250225 | 8.156% | $955.52 | $2001.04 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $9977.62 | 1 |  | X | $4969.68 | $774.00 | XXXXXXXXXX | XX | $541.00 |  | Monthly | 38.647% | 38.647 |  | 20250225 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 2/25/2025-26 months;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/31/2023-1/30/2025-13 months;<br> [Borrower - Primary Income - Wages] Work Number - 3/11/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 2/25/2025-25.5;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 1/16/2025-2/15/2025-1 month;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 3/11/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2024;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2023;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250312 |  | $0.00 |  |  | 0 | 1.2 | Approve/Eligible | No |  | N/A | 7.625 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 7 | 26 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1643849 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250319 | 7.459% | $2719.69 | $4059.32 | 6.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $14098.68 | 1 |  | X | $8447.76 | $5643.00 | XXXXXXXXXX | XX | $660.00 |  | Annually | 45.539% | 45.539 |  | 20250310 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 1/1/2023-3/6/2025;<br> [Borrower - Primary Income - Wages] VVOE - 4/11/2025; | [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250411 |  | $0.00 |  |  | -140 | 1 | Approve/Eligible | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 8 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677071 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250313 | 0.00% | $2236.75 | $3212.34 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7395.67 | 1 |  | X | $6586.20 | $4311.24 |  |  |  |  |  | 32.818% |  |  | 20250313 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025-02/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250404 |  | $0.00 |  |  | 7620 | 1 | Accept | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 11 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1668917 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $4438.00 | 20250508 | 7.474% | $3232.36 | $4803.00 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $12110.69 | 1 |  | X | $10292.16 | $2126.16 | XXXXXXXXXX | XX | $535.78 |  | Monthly | 38.809% | 38.809 |  | 20250317 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] Work Number - 03/2025 26 Months; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250616 |  | $0.00 |  |  | 3000 | 1 | Accept | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 1 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643851 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250331 | 7.519% | $2217.07 | $3944.89 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $17506.75 | 1 |  | AE | $7222.80 | $2420.28 | XXXXXXXXXX | XX | $924.23 |  | Monthly | 31.846% | 31.846 |  | 20250319 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250507 |  | $0.00 |  |  | 750 | 1.1 | Approve/Eligible | No |  | N/A | 7.25 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 4 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1643850 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250326 | 7.428% | $3141.42 | $6062.78 | 7.25% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $31867.03 | 1 |  | X | $13181.40 | $2247.96 | XXXXXXXXXX | XX | $1635.58 |  | Monthly | 42.476% | 42.476 |  | 20250320 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 77% |  |  | [Borrower - Primary Income - Sole Proprietor] Secretary of State (SOS) - 04/2025;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2022;<br> [Borrower - Primary Income - Partnership] K-1 - 2022;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Partnership] K-1 - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2022; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250423 |  | $0.00 |  |  | -50 | 1.4 | Accept | No |  | N/A | 7.25 | 0 | 0 | 0 | 4 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 199 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1643871 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $8606.00 | 20250414 | 7.797% | $3461.11 | $4068.15 | 7.50% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $28614.23 | 1 |  | X | $3313.44 | $1979.04 | XXXXXXXXXX | XX | $100.00 | 20250501 | Monthly | 32.678% | 32.678 |  | 20250415 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-1 day;<br> [Borrower - Primary Income - Wages] WVOE - 04/2025- 35 mo;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250417 |  | $7035.00 |  |  | 35 | 3.3 | Accept | No |  | N/A | 7.5 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 45 | 35 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676966 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $16404.01 | 20250328 | 7.84% | $3729.65 | $4269.73 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10773.85 | 1 |  | X | $2541.96 | $2655.00 | XXXXXXXXXX | XX | $204.00 |  | Annually | 43.75% | 43.75 |  | 20250325 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250402 |  | $13073.00 |  |  | 0 | 1.5 | Approve/Eligible | No |  | N/A | 7.375 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 15 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676974 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7102.00 | 20250403 | 7.55% | $2624.57 | $3651.33 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $23861.00 | 1 |  | X | $6069.60 | $3527.52 | XXXXXXXXXX | XX | $227.00 |  | Monthly | 18.385% | 18.385 |  | 20250404 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 03/2025 26 months;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 03/2025 26 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250506 |  | $5490.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 240 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676850 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $6430.73 | $8384.69 | 20250410 | 7.936% | $1989.13 | $2230.94 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6623.61 | 1 |  | X500 | $884.76 | $2016.96 |  |  |  |  |  | 42.521% | 42.521 |  | 20250414 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 3/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] WVOE - 4/2025-28 months; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250429 |  | $6430.73 |  |  | 0 | 1.3 | Approve/Eligible | No |  | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | Yes | Full |  |  |  | 166 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676633 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250430 | 0.00% | $841.08 | $1100.56 | 7.88% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $9816.01 | 1 |  | X | $2284.68 | $829.08 |  |  |  |  |  | 47.233% |  |  | 20250403 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025;<br> [Borrower - Primary Income - Wages] WVOE - 4/2025 - 17 months;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Non-Primary Income - Retirement] Award Letter / Continuance Letter - 3/2025;<br> [Borrower - Non-Primary Income - Retirement] Tax Returns – Personal - 2024;<br> [Borrower - Non-Primary Income - Retirement] Pension Letter - 02/2019;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 4/2025 -27.8 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 5/2025; | [Borrower] 1040 - 2024;<br> [Co Borrower 1] 1040 - 2024; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250505 |  | $3285.00 |  |  | 2750 | 1 | Approve/Eligible | No |  | N/A | 7.875 | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Alternative Doc |  |  | 657 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671392 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250422 | 0.00% | $2327.93 | $2845.70 | 7.25% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $16805.80 | 1 |  | X | $4126.20 | $2087.04 |  |  |  |  |  | 28.796% |  |  | 20250417 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2022;<br> [Borrower - Primary Income - Sole Proprietor] Telephone Listing / Internet Search / Directory Assistance - 05/12/2025;<br> [Borrower - Primary Income - Sole Proprietor] Secretary of State (SOS) - 05/15/2025;<br> [Borrower - Primary Income - Sole Proprietor] VVOE - 05/15/2025; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Borrower] Transcripts - 2024 - No results;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250527 |  | $0.00 |  |  | 0 | 2.4 | Approve/Eligible | No |  | N/A | 7.25 | 0 | 0 | 0 | 2 | 0 | 3 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 94 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1668923 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250519 | 0.00% | $2841.44 | $3704.67 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $24441.83 | 1 |  | X | $6024.24 | $3470.52 |  |  |  |  |  | 31.936% |  |  | 20250428 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025-05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 04/2025-05/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 05/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250530 |  | $5814.00 |  |  | 6840 | 1.2 | Accept | No |  | N/A | 7.375 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 13 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671393 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $8686.60 | 20250529 | 8.396% | $2127.74 | $2898.60 | 7.75% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $9215.04 | 1 |  | X | $4623.48 | $980.04 | XXXXXXXXXX | XX | $195.00 |  | Monthly | 39.639% | 39.639 |  | 20250529 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 06/03/2025 - 18 months;<br> [Borrower - Primary Income - Wages] VVOE - 06/22/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250627 |  | $7764.66 |  |  | 21070 | 1 | Approve/Eligible | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 5 | 18 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676554 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250609 | 0.00% | $1740.67 | $2170.27 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6881.57 | 1 |  | X | $2706.84 | $1793.04 |  |  |  |  |  | 39.254% |  |  | 20250505 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Social Security] SS Award Letter - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 05/2025;<br> [Borrower - Primary Income - Wages] Work Number - 05/2025 28 months;<br> [Borrower - Non-Primary Income - Social Security] VVOE - 06/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 03/2025-04/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250617 |  | $5415.02 |  |  | 376.9 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 35 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1668918 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $5219.00 | 20250513 | 7.78% | $2548.06 | $3379.08 | 7.63% | Yes | Yes | Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $6981.26 | 1 |  | X | $5317.20 | $413.76 | XXXXXXXXXX | XX | $334.00 |  | Monthly | 47.84% | 47.84 |  | 20250421 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  | 100% |  | [Borrower - Primary Income - Wages] WVOE - 4/2025 28 months;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] CPA Letter - 05/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Personal - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] VVOE - 5/2025; | [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] 1084 or income worksheet - 2024;<br> [Co Borrower 1] 4506 or 4506T - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250522 |  | $1800.00 |  |  | 250 | 2.4 | Accept | No |  | N/A | 7.625 | 1 | 0 | 1 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 4 | 28 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676839 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $3841.25 | $5114.95 | 20250409 | 7.712% | $1139.61 | $1633.99 | 7.38% | Yes | Yes | Not Required | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10862.44 | 1 |  | X | $2745.96 | $390.60 | XXXXXXXXXX | XX | $233.00 |  | Monthly | 41.12% | 41.12 |  | 20250409 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Co Borrower 1 - Primary Income - Wages] VVOE - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025-04/2025; |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250505 |  | $3841.25 |  |  | 0 | 2.4 | Approve/Eligible | No |  | N/A | 7.375 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No |  | Full |  |  | 5 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676585 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250509 | 0.00% | $1086.37 | $1364.13 | 7.13% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $2501.79 | 2 |  | X | $2114.16 | $1218.96 |  |  |  |  |  | 49.814% |  |  | 20250401 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] WVOE - 4/2025 - 27.5 months;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025-4/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250512 |  | $4202.19 |  |  | 25.5 |  | Accept | No |  | N/A | 7.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 24 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676708 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $6318.65 | $6838.49 | 20250506 | 7.648% | $1902.66 | $2457.56 | 7.25% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $14740.95 | 1 |  | X | $3080.52 | $1056.00 | XXXXXXXXXX | XX | $173.00 |  | Monthly | 26.659% | 26.659 |  | 20250506 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 4/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] Work Number - 5/2025 -27 months;<br> [Borrower - Primary Income - Wages] Third Party Verification - 5/2025 - 7 months;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 5/2025 - 28 months;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 4/2025 - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250521 |  | $6318.65 |  |  | 14096.08 | 2.6 | Approve/Eligible | No |  | N/A | 7.25 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 6 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643848 | XXXXXXXXXX | XXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250327 | 0.00% | $1388.09 | $1723.70 | 7.25% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $14949.96 | 1 |  | X | $3088.32 | $789.00 | XXXXXXXXXX | XX | $150.00 | 20260101 | Annually | 29.916% |  |  | 20250201 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 2023-2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 2023-2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/2025- 2 PS;<br> [Borrower - Primary Income - Wages] Paystubs - 03/2025 - 1 PS;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023; | [Borrower] 1040 - 2024;<br> [Co Borrower 1] 1040 - 2024;<br> [Borrower] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Co Borrower 1] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250219 |  | $0.00 |  |  | -266.85 | 1 | Approve/Eligible | No |  | N/A | 7.25 | 0 | 2 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 15 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677047 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6081.19 | 20250210 | 8.403% | $1194.40 | $1814.26 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7017.33 | 1 |  | X | $3144.36 | $1563.96 | XXXXXXXXXX | XX | $160.00 |  | Monthly | 48.61% | 48.61 |  | 20250113 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Child Support] Divorce Decree - 03/2021;<br> [Borrower - Non-Primary Income - Child Support] Bank Statements - Personal - 1/2025 ;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 3/2025;<br> [Borrower - Primary Income - Wages] VVOE - 3/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 1/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250303 |  | $4845.69 |  |  | 600 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 59 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677284 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250129 | 0.00% | $1258.59 | $1488.29 | 7.50% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $16173.71 | 2 |  | X | $2063.40 | $693.00 |  |  |  |  |  | 26.48% |  |  | 20241230 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 11/2024-1/2025-2.5 months;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 2/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 11/2024-1/2025-2 months;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 2/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250220 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.5 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 46 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676939 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7894.00 | 20250228 | 8.204% | $1551.13 | $2165.04 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4161.29 | 1 |  | X | $2264.16 | $774.84 | XXXXXXXXXX | XX | $315.00 |  | Monthly | 41.664% | 41.664 |  | 20250227 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025-02/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] WVOE - 03/2025 3 months;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Borrower - Non-Primary Income - Retirement] 1099 - 2024;<br> [Borrower - Non-Primary Income - Retirement] 1099 - 2023;<br> [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 12/2024-02/2025; | [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250322 |  | $6245.73 |  |  | 5000 |  | Approve/Eligible | No |  | N/A | 7.625 | 1 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 21 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1668914 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250410 | 0.00% | $1751.67 | $2515.02 | 7.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $14235.32 | 1 |  | X | $7741.20 | $1419.00 |  |  |  |  |  | 31.67% |  |  | 20250410 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - C-Corp] 1120 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2024; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250424 |  | $0.00 |  |  | 6500 | 3.5 | Approve/Eligible | No |  | N/A | 7.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 9 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677053 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250206 | 0.00% | $838.20 | $1362.62 | 7.75% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10568.12 | 2 |  | X | $4272.72 | $2020.32 |  |  |  |  |  | 48.025% |  |  | 20250131 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FHLMC | 20250307 |  | $4091.32 |  |  | 0 |  | Accept | No |  | N/A | 7.75 | 2 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 63 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677343 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250129 | 0.00% | $1792.39 | $2592.47 | 8.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $27051.05 | 1 |  | AE | $3970.80 | $3345.96 | XXXXXXXXXX | XX | $130.00 | 20250301 | Monthly | 18.695% |  |  | 20250102 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/2024 - 01/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024 - 01/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Bank Statements] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 02/2025;<br> [Borrower - Primary Income - Wages] VVOE - 02/2025;<br> [Borrower - Primary Income - Wages] WVOE - 01/2025 - 25 months; | [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250205 |  | $0.00 |  |  | 0 | 2.1 | Approve/Eligible | No |  | N/A | 8.125 | 2 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 48 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676770 | XXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250331 | 0.00% | $2097.69 | $3004.84 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $21811.15 | 2 |  | X | $9188.76 | $1697.04 |  |  |  |  |  | 47.386% |  |  | 20250310 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/11/2023-12/24/2023, 12/09/12/22/2024, 01/20/202;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2023;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Wages] WVOE - 03/12/2025 - 26 months;<br> [Borrower - Primary Income - Wages] VVOE - 04/02/2025;<br> [Borrower - Primary Income - Wages] WVOE - 04/16/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250402 |  | $3427.50 |  |  | 0 |  | Accept | No |  | N/A | 7.25 | 2 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 124 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676631 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250508 | 0.00% | $2767.66 | $3664.01 | 7.00% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10466.17 | 1 |  | X | $7428.00 | $3328.20 |  |  |  |  |  | 49.976% |  |  | 20250602 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025 - 6/2025;<br> [Borrower - Primary Income - Wages] Work Number - 5/2025 - 28.1 months;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 6/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2023; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2022;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250627 |  | $0.00 |  |  | 0 | 1.3 | Approve/Eligible | No |  | N/A | 7 | 1 | 1 | 2 | 0 | 0 | 6 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full | Full |  |  | 99 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676748 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250321 | 0.00% | $1380.53 | $2038.02 | 7.88% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $20751.83 | 1 |  | X | $3083.88 | $786.00 | XXXXXXXXXX | XX | $335.00 |  | Monthly | 27.567% |  |  | 20250203 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 04/07/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 1/2025 - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250403 |  | $0.00 |  |  | 913.5 |  | Approve/Eligible | No |  | N/A | 7.875 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 86 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676784 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250328 | 0.00% | $1455.29 | $2090.14 | 8.13% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $10472.32 | 1 |  | X | $4728.48 | $2889.72 |  |  |  |  |  | 48.915% |  |  | 20250129 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025;<br> [Borrower - Primary Income - Wages] Work Number - 01/2025 24 months;<br> [Borrower - Primary Income - Wages] Work Number - 04/2025;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Borrower - Non-Primary Income - Retirement] Award Letter / Continuance Letter - 12/2024;<br> [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 12/2024-01/2025 2 months;<br> [Borrower - Primary Income - Disability] Award Letter / Continuance Letter - 01/2025;<br> [Borrower - Primary Income - Disability] Bank Statements - Personal - 12/2024-01/2025 2 months; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250401 |  | $0.00 |  |  | 0 |  | Accept | No |  | N/A | 8.125 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 76 | 24 | No |  | FALSE |  |  |  |  |  |  |  |
| 1668935 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6792.00 | 20250508 | 7.861% | $1854.42 | $2402.04 | 7.63% | Yes | Yes | Employed | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $14182.51 | 1 |  | X | $3123.48 | $2391.96 | XXXXXXXXXX | XX | $1056.00 |  | Annually | 43.51% | 43.51 |  | 20250415 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 2.42% |  |  | [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 02/2025-04/2025;<br> [Borrower - Primary Income - Wages] WVOE - 05/2025 - 28 months;<br> [Borrower - Primary Income - Wages] 1099 - 2023;<br> [Borrower - Primary Income - Wages] 1099 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Partnership] K-1 - 2024;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - Wages] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Wages] Tax Returns – Business - 2022;<br> [Co Borrower 1 - Non-Primary Income - Social Security] Bank Statements - Personal - 02/2025 to 04/2025 - 3 months; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Co Borrower 1] 1040 - 2022;<br> [Co Borrower 1] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250617 |  | $4750.02 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 2 | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Alternative Doc |  |  | 242 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677023 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250221 | 0.00% | $1044.10 | $1209.02 | 7.88% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $5277.64 | 1 |  | X | $918.00 | $1061.04 |  |  |  |  |  | 40.82% |  |  | 20250219 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025-02/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/2025;<br> [Borrower - Primary Income - Wages] VVOE - 03/25;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2025;<br> [Borrower - Primary Income - Wages] WVOE - 02/2025-25.5 months;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 02/25- 25.5 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250313 |  | $0.00 |  |  | 3600 | 4.8 | Approve/Eligible | No |  | N/A | 7.875 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full | Full |  |  | 34 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677119 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250214 | 0.00% | $1174.68 | $1627.94 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4930.12 | 1 |  | X | $4395.12 | $1044.00 |  |  |  |  |  | 32.279% |  |  | 20250103 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025-02/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250305 |  | $0.00 |  |  | -420 | 2 | Accept | No |  | N/A | 7.5 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 5 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1679241 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250204 | 0.00% | $821.82 | $1348.76 | 8.00% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $9043.33 | 1 |  | X | $2778.24 | $413.04 | XXXXXXXXXX | XX | $261.00 |  | Monthly | 40.43% |  |  | 20250123 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 1/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 1/2025-2/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 3/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FHLMC | 20250228 |  | $1647.20 |  |  | 170 |  | Accept | No |  | N/A | 8 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 38 | 13 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676595 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250430 | 0.00% | $821.04 | $1381.41 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4625.56 | 1 |  | X | $2254.80 | $401.64 | XXXXXXXXXX | XX | $339.00 |  | Monthly | 33.031% |  |  | 20250319 | 822 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250509 |  | $1914.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 32 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1677467 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241107 | 0.00% | $1285.77 | $1723.74 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7156.27 | 1 |  | X | $2517.60 | $1442.04 | XXXXXXXXXX | XX | $108.00 |  | Monthly | 43.268% |  |  | 20241106 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 10/2024;<br> [Borrower - Primary Income - Wages] VVOE - 12/2024; | [Borrower] 1040 - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20241202 |  | $0.00 |  |  | 4500 | 1 | Approve/Eligible | No |  | N/A | 7.875 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550101 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 46 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677316 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250127 | 0.00% | $773.56 | $1317.81 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4920.15 | 1 |  | X | $4266.72 | $2264.28 |  |  |  |  |  | 49.218% |  |  | 20250124 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Employer Letter - 01/2025;<br> [Borrower - Primary Income - Wages] VVOE - 01/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 02/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250205 |  | $0.00 |  |  | -561.01 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 30 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678411 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250305 | 0.00% | $1667.70 | $2226.99 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $13876.60 | 2 |  | X | $5563.08 | $1148.40 |  |  |  |  |  | 32.087% |  |  | 20250212 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/01/2025-01/31/2025, 02/16/2025-02/28/2025, 03/0;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2022;<br> [Borrower - Primary Income - Wages] WVOE - 03/07/2025 - 111 months;<br> [Borrower - Primary Income - Wages] VVOE - 04/25/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/01/2025-01/31/2025, 02/16/2025-02/28/2025, 03/0;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2022;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 03/07/2025 - 1 month;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/25/2025; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] 1040 - 2022;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250501 |  | $0.00 |  |  | 6663.1 |  | Approve/Eligible | No |  | N/A | 7.625 | 2 | 2 | 4 | 0 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 1 | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 39 | 1 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678413 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250423 | 0.00% | $1814.34 | $2486.52 | 7.99% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $14591.86 | 1 |  | X | $5751.48 | $2314.68 |  |  |  |  |  | 39.346% |  |  | 20250422 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] WVOE - 04/25/2025 - 28 MONTHS;<br> [Borrower - Primary Income - Wages] VVOE - 05/09/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 4/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250520 |  | $3078.35 |  |  | 6500 | 1.8 | Approve/Eligible | No |  | N/A | 7.99 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 44 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678479 | XXXXXXXXXX | XXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $8998.26 | 20250611 | 8.225% | $1651.78 | $2235.00 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $11737.43 | 1 |  | X | $5250.84 | $1281.00 |  |  |  |  |  | 32.815% | 32.815 |  | 20250610 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025-05/2025 2 Months;<br> [Borrower - Non-Primary Income - Retirement] SS Award Letter - 06/05/2025;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025;<br> [Borrower - Primary Income - Wages] WVOE - 01/2023-06/2025- 29 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250617 |  | $6632.25 |  |  | 1179.5 | 3 | Approve/Eligible | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 3168 | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 12 | 29 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676764 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250314 | 0.00% | $1611.87 | $2593.26 | 7.75% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $8224.74 | 1 |  | X | $8764.68 | $2052.00 | XXXXXXXXXX | XX | $960.00 |  | Annually | 36.733% |  |  | 20250228 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 03/2025 5 months;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250324 |  | $0.00 |  |  | 0 | 1.3 | Approve/Eligible | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 62 | 5 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676872 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $8673.86 | $9979.84 | 20250304 | 8.355% | $2277.61 | $3353.40 | 8.00% | Yes | Yes | Self-Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $40889.60 | 1 |  | X500 | $4969.56 | $1699.92 | XXXXXXXXXX | XX | $520.00 |  | Monthly | 27.708% | 27.708 |  | 20250303 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023 ;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023 ;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - S-Corp] VVOE - 03/2025;<br> [Borrower - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 03/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250326 |  | $8673.86 |  |  | 86505 |  | Accept | Yes |  | N/A | 8 | 0 | 0 | 1 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Full |  |  |  | 3 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1677235 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250218 | 0.00% | $1160.78 | $1445.96 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $7377.61 | 1 |  | X | $1846.20 | $1575.96 |  |  |  |  |  | 41.816% |  |  | 20250212 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 02/2025 25 months;<br> [Borrower - Primary Income - Wages] VVOE - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 02/2025 25 months;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2025-02/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250311 |  | $0.00 |  |  | 0 | 2.5 | Accept | No |  | N/A | 7.625 | 0 | 2 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 13 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676587 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250610 | 0.00% | $1381.41 | $2083.44 | 7.25% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $14561.90 | 1 |  | X | $3433.44 | $0.00 | XXXXXXXXXX | XX | $415.91 |  | Monthly | 26.423% |  |  | 20250527 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 06/2025; | [Borrower] 1040 - 2024;<br> [Co Borrower 1] 1040 - 2024; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250630 |  | $0.00 |  |  | 580.13 | 1.9 | Approve/Eligible | No |  | N/A | 7.25 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full | Full |  |  | 16 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1677488 | XXXXXXXXXX | XXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241209 | 0.00% | $1194.40 | $1404.23 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3936.56 | 2 |  | C | $1437.96 | $1080.00 |  |  |  |  |  | 49.039% |  |  | 20241115 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 12/2024;<br> [Borrower - Primary Income - Wages] WVOE - 7/2024 - 30 months;<br> [Borrower - Primary Income - Wages] WVOE - 12/2024 - 34.5 months;<br> [Borrower - Primary Income - Wages] Work Number - 12/2024;<br> [Borrower - Primary Income - Wages] Work Number - 11/2024 - 10.5 months;<br> [Borrower - Primary Income - Wages] Work Number - 11/2024 - 24 months;<br> [Borrower - Primary Income - Wages] Paystubs - 10/2024 - 11/2024;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023; | [Borrower] 1040 - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20241230 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.625 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550101 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 60 | 34 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677103 | XXXXXXXXXX | XXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250130 | 0.00% | $1519.75 | $1912.06 | 7.88% | Yes | Yes | Employed | Unemployed |  |  |  |  |  | No | No |  |  |  |  |  | $8172.84 | 1 |  | X | $3275.04 | $1432.68 |  |  |  |  |  | 32.102% |  |  | 20250129 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 11/4/2024-1/4/2025-2 months;<br> [Borrower - Primary Income - Wages] WVOE - 1/16/2025-24 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 2/11/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250228 |  | $6199.98 |  |  | 100 | 1 | Accept | No |  | N/A | 7.875 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 9 | 24 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676793 | XXXXXXXXXX | XXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250311 | 0.00% | $1424.52 | $1594.04 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $4498.03 | 1 |  | X | $1308.24 | $726.00 |  |  |  |  |  | 37.811% |  |  | 20250117 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 2/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Wages] WVOE - 03/2025 - 27 months;<br> [Borrower - Primary Income - Wages] VVOE - 04/03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 3/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 04/2025 - 27 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025; | [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250403 |  | $2861.19 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 2 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 13 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643874 | XXXXXXXXXX | XXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250324 | 0.00% | $1485.38 | $1716.09 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4473.88 | 1 |  | X | $1708.56 | $1059.96 |  |  |  |  |  | 45.681% |  |  | 20250224 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 2-2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 3-2025 26 Months;<br> [Borrower - Primary Income - Wages] VVOE - 3-2025; | [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250327 |  | $0.00 |  |  | 5735 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 11 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643911 | XXXXXXXXXX | XXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7746.00 | 20250404 | 8.49% | $1632.90 | $2500.28 | 8.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7566.58 | 1 |  | AE | $2499.60 | $564.96 | XXXXXXXXXX | XX | $612.00 | 20250801 | Monthly | 37.754% | 37.754 |  | 20250403 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024 ;<br> [Borrower - Primary Income - Wages] W-2 - 2023 ;<br> [Borrower - Primary Income - Wages] Work Number - 03/2025 27 months;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250409 |  | $6230.95 |  |  | 10000 | 1 | Approve/Eligible | No |  | N/A | 8.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full |  |  |  | 8 | 27 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676603 | XXXXXXXXXX | XXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $9250.57 | 20250423 | 8.299% | $2363.41 | $2606.62 | 7.99% | Yes | Yes | Employed | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $14414.07 | 1 |  | X | $2186.52 | $732.00 |  |  |  |  |  | 31.972% | 31.972 |  | 20250325 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 4/2025;<br> [Borrower - Primary Income - Wages] Bank Statements - Personal - 12/2024 to 2/2025 - 3 months;<br> [Borrower - Primary Income - Wages] Work Number - 4/2025;<br> [Borrower - Primary Income - Wages] Work Number - 5/2025;<br> [Borrower - Non-Primary Income - Retirement] Award Letter / Continuance Letter - 4/2025;<br> [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 12/2024 to 2/2025 - 3 months;<br> [Co Borrower 1 - Non-Primary Income - Social Security] SS Award Letter - 3/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250425 |  | $6940.37 |  |  | 1652 | 1.3 | Approve/Eligible | No |  | N/A | 7.99 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 53 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643847 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250317 | 7.349% | $3305.14 | $4225.09 | 7.25% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $18794.08 | 1 |  | X | $7902.00 | $2556.00 |  |  |  |  |  | 26.056% | 26.056 |  | 20250226 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 2/2025;<br> [Borrower - Primary Income - Wages] VVOE - 4/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 2/2025 - 4/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 4/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250418 |  | $0.00 |  |  | 7206 | 2 | Approve/Eligible | No |  | N/A | 7.25 | 1 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 56 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671397 | XXXXXXXXXX | XXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250415 | 8.564% | $4777.97 | $6249.18 | 8.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $20045.37 | 1 |  | X | $3834.72 | $7939.68 | XXXXXXXXXX | XX | $4400.04 |  | Annually | 39.686% | 39.686 |  | 20250331 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 4/2025 - 27.7 months;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250515 |  | $0.00 |  |  | 0 | 3.4 | Approve/Eligible | No |  | N/A | 8.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 55 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678548 | XXXXXXXXXX | XXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $9957.76 | 20250606 | 8.702% | $2205.22 | $3103.94 | 8.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $9728.38 | 1 |  | X | $6512.64 | $1070.04 | XXXXXXXXXX | XX | $2400.00 |  | Annually | 36.745% | 36.745 |  | 20250520 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Pension Letter - 06/2025;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025;<br> [Borrower - Primary Income - Wages] WVOE - 06/2025-24 mo;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025-05/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250610 |  | $0.00 |  |  | 4000 | 1.5 | Approve/Eligible | No |  | N/A | 8.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 2 | 12 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676586 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $3098.30 | $4388.42 | 20250523 | 7.853% | $2175.01 | $2908.19 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $15827.76 | 1 |  | X | $4695.60 | $2779.92 |  |  |  |  |  | 35.14% | 35.14 |  | 20250523 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025; | [Borrower] 1040 - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250613 |  | $3098.30 |  |  | 10000 | 3.6 | Approve/Eligible | No |  | N/A | 7.375 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 4 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677503 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $3908.50 | $5052.66 | 20240515 | 8.106% | $813.96 | $1360.13 | 7.63% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $4955.98 | 1 |  | C | $3845.04 | $2709.00 |  |  |  |  |  | 49.557% | 49.557 |  | 20240712 | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 51% |  |  | [Borrower - Primary Income - Partnership] Tax Returns – Business - 2022;<br> [Borrower - Primary Income - S-Corp] 1120 - 2022;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2022;<br> [Borrower - Primary Income - S-Corp] K-1 - 2022;<br> [Borrower - Primary Income - Partnership] Secretary of State (SOS) - 11/2024;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 11/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] W-2 - 2021;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 8/2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 10/2024;<br> [Borrower - Primary Income - S-Corp] CPA Letter - 10/2024; | [Borrower] Transcripts - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FHLMC | 20241022 |  | $3908.50 |  |  | 229.8 | 1.3 | Accept | No |  | N/A | 7.625 | 2 | 0 | 1 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20541101 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc | Full |  |  | 12 | 32 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677407 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241029 | 0.00% | $406.04 | $576.84 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $14258.99 | 1 |  | X | $422.16 | $1627.44 |  |  |  |  |  | 28.106% |  |  | 20241013 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 11/2024;<br> [Borrower - Primary Income - Wages] WVOE - 10/2024; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance <=$85k) FHLMC | 20241031 |  | $0.00 |  |  | 185 | 1.4 | Accept | No |  | N/A | 7.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 577 | FICO Risk Score Classic 04 | 20541201 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 97 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677411 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241029 | 0.00% | $467.33 | $605.24 | 7.99% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3606.76 | 1 |  | C | $240.96 | $1229.04 |  |  |  |  |  | 23.807% |  |  | 20240919 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 11/2024;<br> [Borrower - Primary Income - Wages] WVOE - 11/2024 - 34 MONTHS; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance <=$85k) FHLMC | 20241121 |  | $0.00 |  |  | 0 | 1.9 | Accept | No |  | N/A | 7.99 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 807 | Equifax Beacon 5 | 20541201 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 11 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677415 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241118 | 0.00% | $564.63 | $856.84 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $15390.07 | 2 |  | X | $1970.52 | $1536.00 |  |  |  |  |  | 29.364% |  |  | 20241118 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 12/2024 - 36 MONTHS;<br> [Borrower - Primary Income - Wages] Employer Letter - 9/2024 - 53 MONTHS;<br> [Borrower - Primary Income - Wages] VVOE - 12/2024; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance <=$85k) FNMA | 20251217 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 6004 | FICO Risk Score Classic 04 | 20550101 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 14 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1668912 | XXXXXXXXXX | XXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250117 | 0.00% | $4370.09 | $6171.33 | 7.50% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $28860.00 | 2 |  | X | $8939.40 | $1868.04 |  |  |  |  |  | 22.363% |  |  | 20241227 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% | 50% |  | [Borrower - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2022;<br> [Borrower - Primary Income - Partnership] K-1 - 2023;<br> [Borrower - Primary Income - Partnership] K-1 - 2022;<br> [Borrower - Primary Income - Partnership] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Co Borrower 1 - Primary Income - Partnership] Tax Returns – Business - 2022;<br> [Co Borrower 1 - Primary Income - Partnership] K-1 - 2023;<br> [Co Borrower 1 - Primary Income - Partnership] K-1 - 2022;<br> [Co Borrower 1 - Primary Income - Partnership] VVOE - 03/2025; | [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2022;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] 1040 - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250321 |  | $2343.75 |  |  | 10 |  | Accept | No |  | N/A | 7.5 | 0 | 0 | 0 | 4 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 52 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676658 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250403 | 0.00% | $1062.81 | $1495.27 | 7.50% | Yes | Yes | Self-Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $5778.07 | 1 |  | X | $3875.28 | $1314.24 |  |  |  |  |  | 47.272% |  |  | 20250403 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Sole Proprietor] VVOE - 4/2025;<br> [Borrower - Primary Income - Sole Proprietor] Secretary of State (SOS) - 4/2025;<br> [Borrower - Primary Income - Sole Proprietor] CPA Letter - 4/2025;<br> [Borrower - Primary Income - Sole Proprietor] 1099 - 2024;<br> [Borrower - Primary Income - Sole Proprietor] 1099 - 2023; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250416 |  | $2970.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.5 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 37 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1668911 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250403 | 0.00% | $2140.37 | $3158.96 | 6.75% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $11662.20 | 1 |  | X | $7500.96 | $1146.12 | XXXXXXXXXX | XX | $298.00 |  | Monthly | 39.273% |  |  | 20250403 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/2025-04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 04/2025 27 Months;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250418 |  | $0.00 |  |  | -3426.2 | 1 | Approve/Eligible | No |  | N/A | 6.75 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 10 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1668946 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250512 | 0.00% | $2656.64 | $3248.35 | 7.99% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $22504.09 | 1 |  | X | $3725.52 | $3375.00 |  |  |  |  |  | 29.47% |  |  | 20250506 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Third Party Verification - 05/2025;<br> [Borrower - Primary Income - Wages] Work Number - 05/2025 - 28 months; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250522 |  | $0.00 |  |  | 0 | 2.8 | Accept | No |  | N/A | 7.99 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 11 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676730 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $18666.00 | 20250417 | 8.484% | $3534.29 | $5036.59 | 8.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6968.60 | 1 |  | X | $6604.56 | $623.04 | XXXXXXXXXX | XX | $900.00 |  | Monthly | 49.971% | 49.971 |  | 20250312 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] 1099 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Wages] Work Number - 3/2025 - 26 months;<br> [Borrower - Primary Income - Wages] Work Number - 5/2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250605 |  | $11309.00 |  |  | 10364.52 | 2.1 | Accept | No |  | N/A | 8.125 | 2 | 0 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 2 | 26 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676944 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250307 | 0.00% | $1116.19 | $1400.71 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $7670.98 | 1 |  | X | $1615.80 | $1798.44 |  |  |  |  |  | 37.855% |  |  | 20250116 | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 3/2025;<br> [Borrower - Primary Income - Wages] WVOE - 01/2025 - 25 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 01/2025 - 25 months;<br> [Borrower - Primary Income - Wages] Employer Letter - 01/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 11/2024 - 12/2024;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250313 |  | $3413.25 |  |  | 1157.52 | 1 | Accept | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Full | Full |  |  | 2 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676673 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $2612.00 | 20250414 | 8.274% | $2102.75 | $3198.30 | 8.13% | Yes | Yes | Not Required | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $11380.68 | 1 |  | X | $4501.80 | $1184.76 | XXXXXXXXXX | XX | $621.67 |  | Monthly | 38.923% | 38.923 |  | 20250324 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Co Borrower 1 - Primary Income - Wages] Paystubs - 3/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025; |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250421 |  | $1599.00 |  |  | 61.95 |  | Accept | Yes |  | N/A | 8.125 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No |  | Full |  |  | 23 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1643875 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250404 | 0.00% | $3146.47 | $4392.16 | 7.50% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $27798.09 | 1 |  | X | $5425.32 | $390.96 | XXXXXXXXXX | XX | $761.00 |  | Monthly | 41.027% |  |  | 20250319 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 2/1/2025-2/28/2025- 26 monthys;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Third Party Verification - 4/8/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 2/1/2025-2/28/2025-26 months;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 4/8/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250505 |  | $6477.50 |  |  | 0 | 2.8 | Accept | No |  | N/A | 7.5 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | Yes | Full | Full |  |  | 88 | 26 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1643912 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $2640.00 | $9871.82 | 20250507 | 7.897% | $2020.22 | $2719.56 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10557.65 | 1 |  | X | $2503.44 | $1015.92 | XXXXXXXXXX | XX | $350.00 |  | Monthly | 34.877% | 34.877 |  | 20250422 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 03/2025-04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023; | [Borrower] 1040 - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250513 |  | $2640.00 |  |  | 0 |  | Accept | Yes |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Full |  |  |  | 2 | 182 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1677427 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241230 | 0.00% | $1609.36 | $1922.50 | 8.13% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $12306.71 | 1 |  | X | $2015.04 | $1049.04 |  |  |  |  |  | 35.121% |  |  | 20241226 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  | Borrower Prepared | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] VVOE - 1/15/2025;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] P&L Statement - 1/1/2024-12/31/2024-12 months;<br> [Borrower - Primary Income - S-Corp] Paystubs - 10/19/2025-12/13/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250127 |  | $0.00 |  |  | 0 | 1.5 | Approve/Eligible | No |  | N/A | 8.125 | 1 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550201 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 37 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643878 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250324 | 0.00% | $3269.30 | $4256.78 | 7.00% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $12397.94 | 2 |  | X | $10085.76 | $1764.00 |  |  |  |  |  | 36.121% |  |  | 20250117 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 04/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025 ;<br> [Borrower - Primary Income - Wages] W-2 - 2023 ;<br> [Borrower - Primary Income - Wages] W-2 - 2024 ;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2025 ;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024 9 ; | [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250421 |  | $2920.36 |  |  | 5876.01 |  | Approve/Eligible | No |  | N/A | 7 | 2 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 15 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643877 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250225 | 0.00% | $1359.23 | $1703.70 | 7.13% | Yes | Yes | Retired | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $4798.34 | 1 |  | X | $912.84 | $741.00 | XXXXXXXXXX | XX | $206.65 |  | Monthly | 46.959% |  |  | 20250131 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Award Letter / Continuance Letter - 2/25/2025-1 month;<br> [Borrower - Primary Income - Retirement] 1099 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/3/2024-2/22/2025-2 months;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 4/10/2025;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 2/14/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Non-Primary Income - Social Security] SS Award Letter - 2025;<br> [Borrower - Non-Primary Income - Social Security] SS Award Letter - 11/27/2024; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250331 |  | $0.00 |  |  | 77209.95 | 1 | Approve/Eligible | No |  | N/A | 7.125 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full | Full |  |  | 42 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676719 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $1395.00 | $2045.28 | 20250321 | 7.743% | $1300.57 | $1764.08 | 7.63% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10271.36 | 1 |  | A8 | $3068.88 | $2493.24 |  |  |  |  |  | 32.073% | 32.073 |  | 20250320 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Sole Proprietor] CPA Letter - 4/2025;<br> [Borrower - Primary Income - Sole Proprietor] W-2 Transcript - No Results Returned - 2024; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250512 |  | $1395.00 |  |  | 64.4 | 2.3 | Accept | No |  | N/A | 7.625 | 0 | 0 | 1 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 8 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643861 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250407 | 0.00% | $1691.80 | $2224.99 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3562.23 | 1 |  | X | $2320.32 | $1053.96 | XXXXXXXXXX | XX | $252.00 |  | Monthly | 43.754% |  |  | 20250407 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Work Number - 04/2025 27 months;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; | [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250502 |  | $0.00 |  |  | 1550 | 1 | Approve/Eligible | No |  | N/A | 7.25 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 16 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677111 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7328.79 | 20250213 | 8.154% | $1239.87 | $1690.77 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8369.90 | 1 |  | X | $1486.92 | $323.88 | XXXXXXXXXX | XX | $300.00 |  | Monthly | 25.907% | 25.907 |  | 20250207 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025-02/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 02/2025 26 months;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250306 |  | $0.00 |  |  | 1700 | 2.1 | Approve/Eligible | No |  | N/A | 7.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 4 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1671398 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250613 | 0.00% | $3970.73 | $5536.49 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $13524.08 | 1 |  | X | $16351.68 | $1091.04 |  |  |  |  |  | 32.38% |  |  | 20250430 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 04/2025 10 months; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250630 |  | $0.00 |  |  | -40 | 2.5 | Accept | No |  | N/A | 7.625 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 229 | 10 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671399 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250625 | 0.00% | $3163.30 | $3999.59 | 7.38% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5222.24 | 3 |  | X | $8354.40 | $1681.08 |  |  |  |  |  | 40.193% |  |  | 20250602 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2024; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250702 |  | $0.00 |  |  | 50 |  | Approve/Eligible | No |  | N/A | 7.375 | 0 | 0 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 19 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677493 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 |  | 20241216 | 8.027% | $962.60 | $1435.34 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5922.97 | 1 |  | X | $1576.92 | $1383.96 | XXXXXXXXXX | XX | $226.00 |  | Monthly | 49.73% | 49.73 |  | 20241214 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 10/2024-11/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] WVOE - 11/2024 35 months;<br> [Borrower - Primary Income - Wages] VVOE - 12/2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20241220 |  | $0.00 |  |  | 1500 |  | Approve/Eligible | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550101 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 12 | 35 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1671367 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250527 | 0.00% | $1979.27 | $2408.11 | 7.00% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4370.44 | 1 |  | X | $2214.00 | $1652.88 |  |  |  |  |  | 34.443% |  |  | 20250515 | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 5/2025;<br> [Borrower - Primary Income - Wages] WVOE - 5/2025 - 5 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 5/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250606 |  | $8912.45 |  |  | 5000 | 1 | Approve/Eligible | No |  | N/A | 7 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 8 | 5 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676875 | XXXXXXXXXX | XXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250226 | 0.00% | $1749.63 | $2102.04 | 7.88% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $7209.17 | 1 |  | X | $2766.96 | $1053.96 | XXXXXXXXXX | XX | $34.00 |  | Monthly | 36.791% |  |  | 20250310 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 11/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2022 ;<br> [Borrower - Primary Income - Wages] W-2 - 2023 ;<br> [Borrower - Primary Income - Wages] W-2 - 2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250318 |  | $0.00 |  |  | 6634.8 | 2.4 | Approve/Eligible | No |  | N/A | 7.875 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 22 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643881 | XXXXXXXXXX | XXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250311 | 0.00% | $1496.81 | $1910.18 | 5.88% | Yes | Yes | Retired | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $3104.09 | 1 |  | X500 | $2530.32 | $426.96 | XXXXXXXXXX | XX | $110.00 |  | Monthly | 32.001% |  |  | 20250225 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] SS Award Letter - 3/13/2025;<br> [Borrower - Primary Income - Retirement] Pension Letter - 06/08/2021;<br> [Co Borrower 1 - Primary Income - Retirement] SS Award Letter - 03/13/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Pension Letter - 04/5/2019; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250507 |  | $1648.00 |  |  | 4934.06 | 1 | Accept | No |  | N/A | 5.875 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 20 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643902 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $1551.25 | 20250416 | 8.551% | $1667.28 | $2191.66 | 8.13% | Yes | Yes | Retired | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $6353.04 | 1 |  | X | $917.16 | $2106.24 | XXXXXXXXXX | XX | $235.00 |  | Monthly | 40.002% | 40.002 |  | 20250409 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Social Security] 1099 - 2024;<br> [Borrower - Non-Primary Income - Social Security] Bank Statements - Personal - 02/2025-03/2025;<br> [Co Borrower 1 - Non-Primary Income - Social Security] 1099 - 2024;<br> [Co Borrower 1 - Primary Income - Disability] Award Letter / Continuance Letter - 02/2025;<br> [Co Borrower 1 - Primary Income - Disability] Bank Statements - Personal - 02/2025-03/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Paystubs - 04/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250423 |  | $3530.50 |  |  | 0 | 1 | Accept | No |  | N/A | 8.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 5 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676641 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250228 | 0.00% | $1468.35 | $2454.82 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $42914.82 | 1 |  | X500 | $3153.60 | $2684.04 | XXXXXXXXXX | XX | $500.00 |  | Monthly | 14.17% |  |  | 20250228 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-03/2025;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024; | [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250401 |  | $0.00 |  |  | -3 | 3.2 | Accept | No |  | N/A | 7.5 | 2 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 17 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1668938 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250409 | 0.00% | $2405.35 | $3835.77 | 7.75% | Yes | Yes | Self-Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $34022.35 | 1 |  | AE | $6383.40 | $5826.36 | XXXXXXXXXX | XX | $329.00 |  | Monthly | 25.511% |  |  | 20250327 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] CPA Letter - 05/2025;<br> [Borrower - Primary Income - S-Corp] Paystubs - 04/2025;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2024;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250530 |  | $0.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.75 | 1 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 8 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676640 | XXXXXXXXXX | XXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $8159.77 | 20250506 | 7.706% | $2436.36 | $3113.14 | 7.38% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $11209.23 | 1 |  | X | $2217.00 | $444.00 | XXXXXXXXXX | XX | $408.00 |  | Monthly | 44.513% | 44.513 |  | 20250424 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% |  |  | [Borrower - Primary Income - Partnership] K-1 - 2024;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - C-Corp] 1120 - 2023;<br> [Borrower - Primary Income - C-Corp] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - C-Corp] W-2 - 2024;<br> [Borrower - Primary Income - C-Corp] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 4/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - C-Corp] Secretary of State (SOS) - 5/2025;<br> [Borrower - Primary Income - Partnership] Secretary of State (SOS) - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 5/2025; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250521 |  | $7085.72 |  |  | 10000 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 2 | 2 | 1 | 1 | 0 | 3 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc | Full |  |  | 15 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1668943 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $1964.27 | $3601.50 | 20250428 | 7.916% | $3052.07 | $3583.64 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $22819.37 | 1 |  | X | $3711.00 | $1271.04 |  |  |  |  |  | 35.277% | 35.277 |  | 20250428 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/2025-04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] WVOE - 05/2025 28 months;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250514 |  | $0.00 |  |  | 0 | 3.5 | Approve/Eligible | No |  | N/A | 7.5 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 75 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677510 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $15104.42 | 20250429 | 7.226% | $3111.91 | $3808.02 | 6.63% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $27668.98 | 1 |  | X | $5113.44 | $2024.88 |  |  |  |  |  | 16.559% | 16.559 |  | 20250414 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/2025-04/2025;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] K-1 - 2024; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250502 |  | $12686.14 |  |  | 0 | 3.3 | Accept | No |  | N/A | 6.625 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 39 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1668944 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $4773.30 | $6781.96 | 20250407 | 7.471% | $2454.97 | $2906.57 | 7.00% | Yes | Yes | Not Required | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $8161.10 | 1 |  | X | $2722.68 | $1773.96 |  |  |  |  |  | 42.929% | 42.929 |  | 20250404 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025 to 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023; |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250430 |  | $0.00 |  |  | 0 | 5 | Approve/Eligible | No |  | N/A | 7 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No |  | Full |  |  | 24 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676698 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $11206.00 | 20250131 | 7.444% | $3683.75 | $4274.14 | 7.25% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $19805.57 | 1 |  | X | $2288.04 | $4401.60 | XXXXXXXXXX | XX | $395.04 |  | Annually | 26.112% | 26.112 |  | 20250115 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/14/2024-12/28/2024, 02/23/2025-02/08/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 02/25/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 02/25/2025;<br> [Borrower - Primary Income - Wages] VVOE - 02/28/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/07/2024-12/20/2024, 12/21/2024-01/03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Secretary of State (SOS) - 02/25/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] VVOE - 02/25/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] VVOE - 02/28/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250305 |  | $6896.80 |  |  | 0 | 1 | Accept | No |  | N/A | 7.25 | 1 | 0 | 2 | 2 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 26 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1668945 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $1360.09 | 20250508 | 7.285% | $2646.84 | $3016.98 | 7.25% | Yes | Yes | Self-Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $6898.53 | 1 |  | C | $2024.04 | $2417.64 |  |  |  |  |  | 49.829% | 49.829 |  | 20250130 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 16.67% |  |  | [Borrower - Primary Income - Wages] Employer Letter - 05/2025;<br> [Borrower - Primary Income - Wages] Secretary of State (SOS) - 05/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023; | [Borrower] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250521 |  | $0.00 |  |  | 0 |  | Accept | Yes |  | N/A | 7.25 | 2 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Full |  |  |  | 16 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676836 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250307 | 0.00% | $1708.01 | $2487.78 | 6.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $12399.37 | 1 |  | X | $7547.64 | $1659.60 | XXXXXXXXXX | XX | $150.00 |  | Annually | 31.544% |  |  | 20250318 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 03/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 02/2025 2 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024 ; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250324 |  | $0.00 |  |  | 6400 | 1 | Accept | No |  | N/A | 6.875 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 73 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643896 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250325 | 7.401% | $2046.53 | $2434.19 | 7.25% | Yes | Yes | Retired | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $9754.53 | 1 |  | X500 | $1768.92 | $1022.04 |  |  |  |  |  | 34.447% | 34.447 |  | 20250226 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Social Security] SS Award Letter - 2025;<br> [Co Borrower 1 - Non-Primary Income - Social Security] SS Award Letter - 2025;<br> [Co Borrower 1 - Primary Income - Retirement] Pension Letter - 2025;<br> [Borrower - Primary Income - Retirement] Bank Statements - Personal - 03/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 01/2025-02/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250515 |  | $0.00 |  |  | 5000 |  | Accept | Yes |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Full | Full |  |  | 577 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676834 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $2786.35 | 20250304 | 7.222% | $1940.31 | $2366.00 | 7.13% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $8583.33 | 1 |  | X | $1838.64 | $3269.52 |  |  |  |  |  | 44.173% | 44.173 |  | 20241203 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025 ;<br> [Borrower - Primary Income - Wages] W-2 - 2024 ;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2023;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250317 |  | $1700.40 |  |  | 0 | 5 | Accept | No |  | N/A | 7.125 | 1 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 25 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643894 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250409 | 7.111% | $2217.13 | $2874.49 | 6.88% | Yes | Yes | Not Required | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $27282.10 | 1 |  | X | $6645.36 | $1242.96 |  |  |  |  |  | 18.034% | 18.034 |  | 20250409 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/2025-03/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] Employer Letter - 04/2025; |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250428 |  | $0.00 |  |  | -500 | 1.2 | Accept | No |  | N/A | 6.875 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | Yes |  | Full |  |  | 388 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677270 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250203 | 0.00% | $994.57 | $1344.21 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3402.08 | 1 |  | X | $2415.60 | $1780.08 |  |  |  |  |  | 48.718% |  |  | 20241231 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 01/2025 25 months;<br> [Borrower - Primary Income - Wages] VVOE - 02/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FHLMC | 20250213 |  | $0.00 |  |  | -5.1 | 1 | Accept | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 103 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677339 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250123 | 0.00% | $1311.03 | $1568.00 | 7.50% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $7126.07 | 2 |  | X | $1723.56 | $1360.08 |  |  |  |  |  | 39.399% |  |  | 20250204 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 1/2025;<br> [Borrower - Primary Income - Wages] WVOE - 01/2025 - 25 months;<br> [Borrower - Primary Income - Wages] VVOE - 02/14/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 1/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 01/2025 - 25 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 02/18/2025;<br> [Co Borrower 1 - Primary Income - Wages] Employer Letter - 12/2024; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250224 |  | $0.00 |  |  | 2241 |  | Approve/Eligible | No |  | N/A | 7.5 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc | Full |  |  | 154 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643898 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250423 | 0.00% | $1515.55 | $2112.68 | 7.50% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $2397.04 | 1 |  | X | $5162.76 | $1049.04 |  |  |  |  |  | 48.806% |  |  | 20250407 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  | Borrower Prepared | [Borrower - Primary Income - Sole Proprietor] W-2 Transcript - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - S-Corp] K-1 - 2024;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Other - 05/2025;<br> [Borrower - Primary Income - S-Corp] Other - 05/2025;<br> [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Borrower - Primary Income - S-Corp] 1099 - 2024; | [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250426 |  | $0.00 |  |  | 0 | 1 | Accept | No |  | N/A | 7.5 | 1 | 0 | 0 | 2 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 1335 | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 7 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677133 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250214 | 0.00% | $2154.33 | $3415.91 | 8.00% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7275.23 | 1 |  | X | $6060.48 | $936.96 | XXXXXXXXXX | XX | $678.46 |  | Monthly | 48.939% |  |  | 20250121 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 2/2025;<br> [Borrower - Primary Income - Partnership] Telephone Listing / Internet Search / Directory Assistance - 2/2025;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 2/2025;<br> [Borrower - Primary Income - Partnership] Secretary of State (SOS) - 2/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 2/2025;<br> [Borrower - Primary Income - Partnership] VVOE - 2/2025; | [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023;<br> [Borrower] 1084 or income worksheet - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250225 |  | $100.00 |  |  | 10120 | 1 | Approve/Eligible | No |  | N/A | 8 | 0 | 0 | 0 | 2 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 35 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1678372 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $2296.00 | 20241205 | 8.059% | $1375.51 | $1845.62 | 7.75% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7111.20 | 1 |  | X | $4288.32 | $1353.00 |  |  |  |  |  | 36.962% | 36.962 |  | 20250103 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 11/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2022;<br> [Borrower - Primary Income - Wages] VVOE - 1/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] WVOE - 12/2024 - 34 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250114 |  | $0.00 |  |  | 0.75 | 1 | Approve/Eligible | No |  | N/A | 7.75 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550201 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 5 | 34 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677432 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241206 | 0.00% | $985.25 | $1489.15 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $15202.55 | 1 |  | X | $4045.08 | $1731.72 | XXXXXXXXXX | XX | $270.00 |  | Annually | 37.499% |  |  | 20241205 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 12/2024 34 months;<br> [Borrower - Primary Income - Wages] VVOE - 12/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023; | [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] Transcripts - 2021;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20241220 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.625 | 1 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550101 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full |  |  |  | 164 | 34 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643879 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $126.00 | $3020.58 | 20250131 | 7.651% | $3068.78 | $3769.75 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5890.87 | 1 |  | X | $4998.36 | $489.00 | XXXXXXXXXX | XX | $75.00 |  | Monthly | 47.579% | 47.579 |  | 20250207 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 02/2025 25 months;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250411 |  | $126.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 16 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677248 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250122 | 8.217% | $893.60 | $1190.60 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5226.48 | 1 |  | X500 | $400.08 | $2908.32 |  |  |  |  |  | 33.632% | 33.632 |  | 20241122 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 1/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 2/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FHLMC | 20250213 |  | $0.00 |  |  | 0 | 4.8 | Accept | No |  | N/A | 7.5 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 4 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677282 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $17852.20 | $19065.75 | 20250211 | 7.95% | $3729.65 | $4896.50 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $15614.10 | 1 |  | X | $8700.84 | $3897.36 |  |  |  |  |  | 38.018% | 38.018 |  | 20250128 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] VVOE - 02/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 11/2024-01/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250213 |  | $0.00 |  |  | 21000 | 5 | Accept | No |  | N/A | 7.375 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 5 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677449 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250128 | 0.00% | $1395.77 | $1896.09 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4667.08 | 1 |  | X | $4285.80 | $1718.04 |  |  |  |  |  | 38.301% |  |  | 20241227 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Work Number - 11/2024 - 34 months;<br> [Borrower - Primary Income - Wages] VVOE - 2/2025; | [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250205 |  | $0.00 |  |  | -2040 | 1 | Accept | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 23 | 34 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643884 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $11806.00 | 20250304 | 7.719% | $4847.88 | $5770.74 | 7.13% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $8043.21 | 1 |  | D | $4118.04 | $839.04 | XXXXXXXXXX | XX | $126.00 |  | Monthly | 47.012% | 47.012 |  | 20250314 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 3-2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12-2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 12-2024 36 Months;<br> [Borrower - Primary Income - Wages] VVOE - 4-2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 3-2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12-2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12-2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 12-2024 36 Months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 4-2025; | [Borrower] 1040 - 2023;<br> [Co Borrower 1] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250407 |  | $6365.85 |  |  | 114.8 | 1 | Accept | No |  | N/A | 7.125 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full | Full |  |  | 3 | 24 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677082 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250131 | 0.00% | $882.57 | $1558.54 | 7.25% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $11118.61 | 1 |  | X | $2129.64 | $702.00 | XXXXXXXXXX | XX | $440.00 |  | Monthly | 43.344% |  |  | 20241202 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Secretary of State (SOS) - 02/2025;<br> [Borrower - Primary Income - Sole Proprietor] VVOE - 02/2025; | [Borrower] 1040 - 2022;<br> [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250214 |  | $2505.52 |  |  | 54 | 1.9 | Approve/Eligible | No |  | N/A | 7.25 | 0 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 38 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1643852 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250305 | 0.00% | $3232.36 | $3523.16 | 7.38% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $5654.31 | 1 |  | D | $1683.60 | $1566.00 |  |  |  |  |  | 42.582% |  |  | 20250305 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% | 50% |  | [Borrower - Primary Income - S-Corp] Paystubs - 02/2025;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 03/2025;<br> [Borrower - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 03/2025;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - S-Corp] VVOE - 03/2025;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Paystubs - 02/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Secretary of State (SOS) - 03/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 03/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] W-2 - 2023; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250324 |  | $0.00 |  |  | 10000 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 1 | 1 | 0 | 4 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676988 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250228 | 0.00% | $1740.50 | $2470.98 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6778.02 | 1 |  | X | $5600.76 | $621.00 | XXXXXXXXXX | XX | $212.00 | 20251101 | Monthly | 44.863% |  |  | 20250228 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 03/2025 24 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 02/2025;<br> [Borrower - Primary Income - Wages] Other - 03/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250327 |  | $4315.00 |  |  | 125 | 1 | Approve/Eligible | No |  | N/A | 6.99 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 32 | 24 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676989 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $4745.25 | 20250402 | 7.433% | $2010.20 | $2847.46 | 6.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5398.19 | 1 |  | X | $6277.68 | $2381.64 | XXXXXXXXXX | XX | $133.20 |  | Annually | 47.623% | 47.623 |  | 20250402 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 04/2025 2 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025;<br> [Borrower - Primary Income - Wages] Other - 05/2025;<br> [Borrower - Primary Income - Wages] Bank Statements - Personal - 04/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250425 |  | $1745.00 |  |  | 22833.12 | 1 | Approve/Eligible | No |  | N/A | 6.875 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 745 | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 8 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676593 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $18339.45 | 20250513 | 8.196% | $5319.36 | $6079.68 | 7.75% | Yes | Yes | Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $78932.58 | 1 |  | C | $5294.88 | $2046.96 |  |  |  |  |  | 15.468% | 15.468 |  | 20250321 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  | 49% | Third Party Prepared(unaudited) | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025 to 4/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Personal - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] Secretary of State (SOS) - 2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Paystubs - 4/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] P&L Statement - 4/2025 - 4 months; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250516 |  | $15091.20 |  |  | 0 | 1.1 | Approve/Eligible | No |  | N/A | 7.75 | 2 | 1 | 1 | 1 | 0 | 2 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Alternative Doc |  |  | 22 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677294 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250122 | 0.00% | $856.71 | $1040.11 | 7.63% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7383.81 | 1 |  | X | $1285.80 | $915.00 |  |  |  |  |  | 42.919% |  |  | 20250116 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2022;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] VVOE - 2/12/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 2/12/2025; | [Borrower] 1040 - 2022;<br> [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250212 |  | $0.00 |  |  | -8.7 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 0 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 37 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677144 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250212 | 7.514% | $2348.06 | $3309.57 | 7.37% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $6621.59 | 4 |  | X | $8103.12 | $3435.00 |  |  |  |  |  | 46.792% | 46.792 |  | 20250203 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/01/2024-12/31/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] WVOE - 02/04/2025 - 25 momths;<br> [Borrower - Primary Income - Wages] VVOE - 02/28/2025;<br> [Borrower - Primary Income - Sole Proprietor] Business License/Validation - 02/03/2025;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Partnership] Business Return Transcripts - 2023;<br> [Borrower - Primary Income - Partnership] K-1 - 2023;<br> [Borrower - Primary Income - Partnership] CPA Letter - 02/20/2025; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250227 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.374 | 3 | 0 | 0 | 1 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | Yes | Full |  |  |  | 18 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676747 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250227 | 0.00% | $1119.69 | $1697.53 | 8.13% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $11347.61 | 1 |  | X | $4657.08 | $1911.00 | XXXXXXXXXX | XX | $366.00 |  | Annually | 28.534% |  |  | 20250112 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 02/28/2025 - 26 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 04/07/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 02/28/2025 - 26 months;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/07/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250319 |  | $0.00 |  |  | 3750 | 1 | Approve/Eligible | No |  | N/A | 8.125 | 2 | 2 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 37 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677458 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7499.30 | 20250128 | 7.895% | $1398.43 | $2431.58 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $22013.73 | 1 |  | AE | $1132.80 | $2441.04 | XXXXXXXXXX | XX | $8823.96 |  | Annually | 30.102% | 30.102 |  | 20250113 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 1/2025;<br> [Borrower - Primary Income - Wages] Work Number - 1/2025 - 24.5 months;<br> [Borrower - Primary Income - Wages] VVOE - 2/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250203 |  | $0.00 |  |  | 0 | 1.9 | Approve/Eligible | No |  | N/A | 7.5 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 216 | 24 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1643846 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250304 | 0.00% | $2155.53 | $2467.59 | 7.00% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $29526.46 | 1 |  | X | $1509.72 | $915.00 | XXXXXXXXXX | XX | $110.00 |  | Monthly | 25.143% |  |  | 20250220 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 51% | 49% |  | [Borrower - Primary Income - S-Corp] Paystubs - 1/2025;<br> [Borrower - Primary Income - S-Corp] Paystubs - 2/2025;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] VVOE - 4/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] VVOE - 4/2025; | [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250414 |  | $0.00 |  |  | 0 | 2.6 | Approve/Eligible | No |  | N/A | 7 | 1 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc | Alternative Doc |  |  | 62 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677300 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250121 | 0.00% | $1693.04 | $2746.50 | 7.63% | Yes | Yes | Retired | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $4709.73 | 1 |  | X | $9190.44 | $3101.04 | XXXXXXXXXX | XX | $29.17 |  | Monthly | 32.648% |  |  | 20250107 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Social Security] SS Award Letter - 1/2025;<br> [Borrower - Primary Income - Retirement] 1099 - 2023;<br> [Borrower - Non-Primary Income - Social Security] Tax Returns – Personal - 2023;<br> [Co Borrower 1 - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 1/2025;<br> [Co Borrower 1 - Non-Primary Income - Social Security] Tax Returns – Personal - 2023; | [Borrower] 1040 - 2023;<br> [Co Borrower 1] 1040 - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250211 |  | $0.00 |  |  | 3000 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 106 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677063 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250129 | 0.00% | $1800.63 | $2621.13 | 7.63% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $10306.27 | 1 |  | X | $7860.36 | $1301.64 | XXXXXXXXXX | XX | $684.00 |  | Annually | 42.835% |  |  | 20250128 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 1/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 2/2025 - 13 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250224 |  | $0.00 |  |  | 8281 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 168 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676908 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6530.38 | 20250310 | 8.334% | $1643.63 | $2170.86 | 8.00% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6966.43 | 1 |  | X | $4087.80 | $1647.00 | XXXXXXXXXX | XX | $591.96 |  | Annually | 49.942% | 49.942 |  | 20250128 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/25 to 2/25;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 03/2025;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Borrower - Primary Income - Wages] WVOE - 2/2025- 26 months; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250324 |  | $6356.28 |  |  | 0 | 2 | Approve/Eligible | No |  | N/A | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 15 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676616 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250415 | 0.00% | $1480.81 | $2154.75 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5438.45 | 1 |  | X | $4224.24 | $767.04 | XXXXXXXXXX | XX | $258.00 |  | Monthly | 46.565% |  |  | 20250224 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 02/2025 25 months;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; | [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250423 |  | $0.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 153 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677356 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7702.45 | 20250226 | 7.934% | $2641.83 | $3748.17 | 7.38% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $5331.87 | 1 |  | X | $4980.60 | $7033.20 |  |  |  |  |  | 49.143% | 49.143 |  | 20250225 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% | 50% |  | [Borrower - Primary Income - Partnership] Secretary of State (SOS) - 03/2025;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2022;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Co Borrower 1 - Primary Income - Partnership] Secretary of State (SOS) - 03/2025;<br> [Co Borrower 1 - Primary Income - Partnership] Tax Returns – Business - 2022;<br> [Co Borrower 1 - Primary Income - Partnership] Tax Returns – Business - 2023; | [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2022;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] 1040 - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250310 |  | $0.00 |  |  | 20000 | 1 | Accept | No |  | N/A | 7.375 | 0 | 0 | 0 | 4 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full | Full |  |  | 58 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676684 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250324 | 0.00% | $1131.97 | $1307.59 | 7.50% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $14015.41 | 1 |  | X | $604.44 | $1503.00 |  |  |  |  |  | 21.398% |  |  | 20250328 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 3/2025 - 26.5 months;<br> [Borrower - Primary Income - Wages] Work Number - 4/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250414 |  | $2403.03 |  |  | 4047 | 2.3 | Approve/Eligible | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 11 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1668934 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6798.70 | 20250518 | 8.436% | $1960.19 | $2304.73 | 8.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $9148.14 | 1 |  | X | $3344.52 | $789.96 |  |  |  |  |  | 39.355% | 39.355 |  | 20250223 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/2025 to 05/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 05/2025 - 27 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250520 |  | $0.00 |  |  | 0 | 1.3 | Approve/Eligible | No |  | N/A | 8.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 100 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676791 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $1201.24 | 20250320 | 7.963% | $1414.17 | $1879.69 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3279.87 | 1 |  | X | $729.96 | $365.04 | XXXXXXXXXX | XX | $311.00 |  | Monthly | 41.026% | 41.026 |  | 20250218 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 04/2025;<br> [Borrower - Primary Income - Wages] WVOE - 2/2025 25 months;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250416 |  | $0.00 |  |  | 1538.75 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 2 | 25 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676689 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $1415.00 | $3924.87 | 20250506 | 7.596% | $839.08 | $1947.29 | 7.25% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $25498.61 | 1 |  | X | $2730.00 | $342.96 | XXXXXXXXXX | XX | $852.13 |  | Monthly | 28.004% | 28.004 |  | 20250422 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 2/2025 - 4/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] Work Number - 4/2025 - 15 months; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250516 |  | $1415.00 |  |  | 0 | 2.4 | Approve/Eligible | No |  | N/A | 7.25 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 5 | 15 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1643869 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250410 | 0.00% | $2095.07 | $2930.32 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $27186.91 | 1 |  | X | $8007.96 | $2015.04 |  |  |  |  |  | 25.141% |  |  | 20250322 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025 -03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Third Party Verification - 04/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250423 |  | $0.00 |  |  | 7000 | 3.8 | Accept | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 42 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643872 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $3001.25 | $4233.23 | 20250416 | 7.847% | $1571.29 | $1891.44 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7982.55 | 1 |  | X | $2058.00 | $1215.00 |  |  |  |  |  | 23.022% | 23.022 |  | 20250326 | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 04/2025-28 months;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 04/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250417 |  | $3001.25 |  |  | 10 | 2.9 | Approve/Eligible | No |  | N/A | 7.375 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 2625 | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 7 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676837 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250313 | 0.00% | $2070.30 | $2391.72 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $18351.09 | 3 |  | X | $1055.04 | $2802.00 |  |  |  |  |  | 35.054% |  |  | 20250304 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 3/2025-26 months;<br> [Borrower - Primary Income - Wages] VVOE - 3/2025;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 3/2025-26 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 3/2025;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2023; | [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250402 |  | $2221.50 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.625 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full | Full |  |  | 22 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677125 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $2236.18 | 20250304 | 7.305% | $2810.57 | $3985.52 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $13163.48 | 1 |  | X | $9736.20 | $403.20 | XXXXXXXXXX | XX | $330.00 |  | Monthly | 32.147% | 32.147 |  | 20250126 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/01/2025-02/28/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 03/17/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250318 |  | $0.00 |  |  | 2015 | 2.3 | Accept | No |  | N/A | 7.25 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 111 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676980 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $4370.76 | 20250401 | 8.137% | $1082.92 | $1287.86 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4580.47 | 1 |  | X | $419.04 | $1673.04 |  |  |  |  |  | 37.539% | 37.539 |  | 20250310 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 04/2025;<br> [Borrower - Primary Income - Wages] WVOE - 04/2025 -8 months;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250424 |  | $0.00 |  |  | 5000 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 58 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677091 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $9352.35 | 20250327 | 7.372% | $2600.55 | $3977.10 | 7.13% | Yes | Yes | Not Required | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $16535.11 | 1 |  | AE | $4068.24 | $810.36 | XXXXXXXXXX | XX | $970.00 |  | Monthly | 36.465% | 36.465 |  | 20250402 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Co Borrower 1 - Primary Income - Wages] VVOE - 4/2025;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 3/2024 - 26 months;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023; |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250409 |  | $5790.00 |  |  | 0 | 2.7 | Accept | No |  | N/A | 7.125 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No |  | Alternative Doc |  |  | 6 | 26 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676735 | XXXXXXXXXX | XXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250318 | 0.00% | $2805.60 | $3827.23 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8732.19 | 2 |  | X500 | $7061.52 | $5198.04 |  |  |  |  |  | 46.196% |  |  | 20250310 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Third Party Verification - 03/2025 26;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250416 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.5 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 11 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677022 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6094.76 | 20250314 | 7.887% | $1982.27 | $2796.45 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4135.05 | 1 |  | AE | $4054.44 | $891.96 | XXXXXXXXXX | XX | $350.00 | 20250401 | Monthly | 45.235% | 45.235 |  | 20250307 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 02/2025-26 mo;<br> [Borrower - Primary Income - Wages] Work Number - 3/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250328 |  | $5138.75 |  |  | 4000 | 1 | Approve/Eligible | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 3 | 26 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676678 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250505 | 0.00% | $1142.63 | $1619.45 | 7.13% | Yes | Yes | Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $11647.92 | 1 |  | X | $5021.88 | $699.96 |  |  |  |  |  | 29.248% |  |  | 20250422 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  | 100% |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 4/2025;<br> [Borrower - Primary Income - Wages] Work Number - 5/2025;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 4/2025;<br> [Co Borrower 1 - Primary Income - Sole Proprietor] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - Sole Proprietor] Secretary of State (SOS) - 4/2025;<br> [Co Borrower 1 - Primary Income - Sole Proprietor] Telephone Listing / Internet Search / Directory Assistance - 4/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Award Letter / Continuance Letter - 1/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Bank Statements - Personal - 2/2025 - 3/2025 2 months;<br> [Co Borrower 1 - Non-Primary Income - Social Security] SS Award Letter - 1/2025;<br> [Co Borrower 1 - Non-Primary Income - Social Security] Bank Statements - Personal - 2/2025 - 3/2025 2 months; | [Borrower] Transcripts - 2024;<br> [Borrower] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2024;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250520 |  | $3221.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.125 | 2 | 0 | 0 | 1 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 58 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676639 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250507 | 0.00% | $1795.87 | $2250.69 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6125.23 | 1 |  | X | $3018.00 | $1269.72 |  |  |  |  |  | 41.578% |  |  | 20250430 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 3/2025-4/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Work Number - 5/2025 - 24 months;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025-4/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Work Number - 5/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250512 |  | $0.00 |  |  | 6118 | 1 | Accept | No |  | N/A | 7.375 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 15 | 24 | No |  | FALSE |  |  |  |  |  |  |  |
| 1668933 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250508 | 0.00% | $1425.00 | $1856.64 | 7.49% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $10509.18 | 2 |  | C | $3809.64 | $1370.04 |  |  |  |  |  | 41.878% |  |  | 20250422 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 5/2025 - 151 months;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025-4/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 5/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Tax Returns – Personal - 2024;<br> [Co Borrower 1 - Primary Income - Retirement] Tax Returns – Personal - 2023;<br> [Co Borrower 1 - Primary Income - Retirement] 1099 - 2024;<br> [Co Borrower 1 - Non-Primary Income - Social Security] 1099 - 2024; | [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] 4506 or 4506T - 2024;<br> [Co Borrower 1] 4506 or 4506T - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250523 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.49 | 2 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 78 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1668913 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $2932.00 | 20250404 | 7.359% | $1904.64 | $2291.67 | 7.25% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $13440.83 | 1 |  | X | $2457.36 | $2187.00 |  |  |  |  |  | 33.817% | 33.817 |  | 20250401 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Telephone Listing / Internet Search / Directory Assistance - 04/2025;<br> [Borrower - Primary Income - Sole Proprietor] CPA Letter - 04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 03/2025;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250514 |  | $0.00 |  |  | 0 | 5 | Accept | No |  | N/A | 7.25 | 1 | 0 | 0 | 1 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 41 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676704 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250502 | 0.00% | $1165.86 | $1565.20 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $11450.21 | 1 |  | X | $3239.16 | $1552.92 |  |  |  |  |  | 25.79% |  |  | 20250430 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 5/2025 - 28 months;<br> [Borrower - Primary Income - Wages] Third Party Verification - 6/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250604 |  | $918.80 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 211 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676534 | XXXXXXXXXX | XXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250501 | 0.00% | $5639.17 | $6224.29 | 7.50% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $28252.82 | 1 |  | X | $5784.48 | $1236.96 |  |  |  |  |  | 48.055% |  |  | 20250418 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/2025-04/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] Work Number - 04/2025 27 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025-04/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 04/2025 27 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 05/2025; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] 1040 - 2022;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250529 |  | $1695.00 |  |  | 0 | 1 | Accept | No |  | N/A | 7.5 | 2 | 2 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full | Full |  |  | 43 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671370 | XXXXXXXXXX | XXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250609 | 0.00% | $2853.20 | $3472.16 | 7.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $60591.67 | 1 |  | X500 | $3024.48 | $1415.04 | XXXXXXXXXX | XX | $249.00 |  | Monthly | 26.756% |  |  | 20250515 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 0.21% |  |  | [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 05/2025;<br> [Borrower - Primary Income - Partnership] K-1 - 2024;<br> [Borrower - Primary Income - Partnership] K-1 - 2023;<br> [Borrower - Primary Income - Partnership] K-1 - 2022;<br> [Borrower - Primary Income - Partnership] Employer Letter - 03/2023;<br> [Borrower - Primary Income - Partnership] Bank Statements - Personal - 02/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025;<br> [Borrower - Primary Income - Wages] VVOE - 6/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 6/2025-29 months; | [Borrower] Transcripts - 2022;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250613 |  | $1415.00 |  |  | 0 | 2.3 | Accept | No |  | N/A | 7.125 | 1 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 181 | 29 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671371 | XXXXXXXXXX | XXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250620 | 0.00% | $1786.85 | $2389.18 | 6.88% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $15144.36 | 1 |  | X | $3408.00 | $519.96 | XXXXXXXXXX | XX | $275.00 |  | Monthly | 39.132% |  |  | 20250527 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2024;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 06/17/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 07/09/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250709 |  | $0.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 6.875 | 2 | 0 | 0 | 2 | 0 | 3 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 156 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1671395 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250521 | 0.00% | $2392.86 | $3196.35 | 6.88% | Yes | Yes | Employed | Self-Employed | Self-Employed |  |  | 1993-06-06T00:00:00 |  | No | No | No |  |  |  |  | $19220.36 | 4 |  | X | $7206.00 | $2435.88 |  |  |  |  |  | 37.573% |  |  | 20250520 | 734 | 805 | 807 | 788 |  |  |  |  |  |  |  |  |  |  |  |  | Stated, Verified |  |  | Stated, Level 4 Verified |  |  | Stated, level 3 Verified |  |  | No | No |  |  |  |  | 50% |  | [Borrower - Primary Income - Wages] Paystubs - 4/1/2025-4/30/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] WVOE - 6/5/2025;<br> [Co Borrower 1 - Primary Income - Partnership] Third Party Verification - 6/6/2025;<br> [Co Borrower 1 - Primary Income - Partnership] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - Partnership] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Partnership] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Partnership] Paystubs - 4/14/2025-5/11/2025-1 month;<br> [Co Borrower 2 - Primary Income - Partnership] Tax Returns – Business - 2024;<br> [Co Borrower 2 - Primary Income - Partnership] W-2 - 2023;<br> [Co Borrower 2 - Primary Income - Partnership] W-2 - 2024;<br> [Co Borrower 2 - Primary Income - Partnership] Paystubs - 4/14/2025-5/11/2025-1 month;<br> [Co Borrower 2 - Primary Income - Partnership] Third Party Verification - 6/6/2025; | [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 2] 1040 - 2024;<br> [Co Borrower 2] Transcripts - 2024; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250620 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 6.875 | 1 | 2 | 0 | 2 | 0 | 2 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full | Full |  | 25 | 30 | No |  | FALSE | 805 |  |  |  |  |  |  |
| 1678543 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $4034.00 | 20250618 | 8.475% | $2540.08 | $3075.73 | 7.99% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $12750.64 | 1 |  | X | $2138.40 | $1251.24 | XXXXXXXXXX | XX | $155.00 | 20250801 | Monthly | 40.891% | 40.891 |  | 20250517 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Retirement] Pension Letter - 06/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 06/2025;<br> [Borrower - Primary Income - Wages] VVOE - 07/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Non-Primary Income - Retirement] 1099 - 2023;<br> [Borrower - Non-Primary Income - Retirement] 1099 - 2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250711 |  | $0.00 |  |  | 0 | 2.6 | Accept | No |  | N/A | 7.99 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 4 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671384 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250613 | 0.00% | $1781.26 | $2027.01 | 6.88% | Yes | Yes | Not Required | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $6410.51 | 1 |  | X500 | $2106.96 | $842.04 |  |  |  |  |  | 41.93% |  |  | 20250619 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Co Borrower 1 - Primary Income - Wages] WVOE - 06/2025 29 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 07/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 05/2025; |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250701 |  | $0.00 |  |  | -0.81 | 2.4 | Approve/Eligible | No |  | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No |  | Full |  |  | 26 | 29 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676715 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $769.43 | 20250501 | 7.444% | $939.32 | $1632.37 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $12605.94 | 1 |  | X500 | $2786.64 | $909.96 | XXXXXXXXXX | XX | $385.00 |  | Monthly | 24.131% | 24.131 |  | 20250513 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 4/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 4/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 5/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250521 |  | $0.00 |  |  | 0 | 2.5 | Approve/Eligible | No |  | N/A | 7.375 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 13 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1668924 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $9434.31 | 20250521 | 7.685% | $2237.79 | $3676.63 | 7.38% | Yes | Yes | Retired | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $6202.22 | 1 |  | VE | $5406.00 | $860.04 | XXXXXXXXXX | XX | $3666.68 |  | Quarterly | 42.267% | 42.267 |  | 20250514 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Social Security] SS Award Letter - 01/2025;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 05/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250522 |  | $8270.00 |  |  | 0 |  | Accept | Yes |  | N/A | 7.375 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Full | Full |  |  | 12 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1643895 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250421 | 7.176% | $3328.17 | $4994.55 | 7.13% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $25128.66 | 1 |  | X | $10307.52 | $3089.04 | XXXXXXXXXX | XX | $550.00 | 20250601 | Monthly | 27.598% | 27.598 |  | 20250327 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Bank Statements - Business - 01/2025 - 3/2025;<br> [Borrower - Primary Income - Sole Proprietor] Secretary of State (SOS) - 03/2022;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 2/2025 - 3/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; | [Borrower] 1040 - 2023;<br> [Co Borrower 1] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250417 |  | $0.00 |  |  | 0 | 1.7 | Approve/Eligible | No |  | N/A | 7.125 | 0 | 1 | 0 | 1 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc | Full |  |  | 141 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671391 | XXXXXXXXXX | XXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $1917.73 | $3536.28 | 20250605 | 7.167% | $1511.51 | $1731.76 | 7.00% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8615.73 | 1 |  | X | $1454.04 | $588.96 | XXXXXXXXXX | XX | $50.00 |  | Monthly | 49.81% | 49.81 |  | 20250515 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/2025-04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Work Number - 05/2025 28 months;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Non-Primary Income - Retirement] Award Letter / Continuance Letter - 01/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250613 |  | $1917.73 |  |  | -3100 | 1 | Approve/Eligible | No |  | N/A | 7 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 289 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676638 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6044.00 | 20250414 | 8.228% | $2104.51 | $2740.39 | 7.88% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $8938.10 | 1 |  | AE | $2469.00 | $770.04 | XXXXXXXXXX | XX | $320.00 |  | Monthly | 39.484% | 39.484 |  | 20250411 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] VVOE - 04/2025;<br> [Borrower - Primary Income - S-Corp] K-1 - 2024;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 04/2025 27 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025;<br> [Borrower - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 04/2025;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 04/2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250424 |  | $4192.50 |  |  | 0 | 2 | Approve/Eligible | No |  | N/A | 7.875 | 1 | 2 | 0 | 2 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 9 | 27 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1671362 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $20645.87 | 20250527 | 7.914% | $4635.79 | $5484.69 | 7.50% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10303.80 | 1 |  | AE | $3395.16 | $5797.08 |  |  |  |  |  | 45.016% | 45.016 |  | 20250507 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 06/2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250606 |  | $16782.50 |  |  | 1368.56 |  | Accept | Yes |  | N/A | 7.5 | 2 | 2 | 0 | 0 | 0 | 6 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Full | Full |  |  | 17 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676897 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $2877.00 | $3502.00 | 20250325 | 7.456% | $3177.11 | $4818.17 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $16711.45 | 1 |  | AE | $12236.04 | $7376.64 |  |  |  |  |  | 25.534% | 25.534 |  | 20250214 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 1/2025-2/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 2/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 3/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250317 |  | $2877.00 |  |  | -94 | 3.1 | Accept | No |  | N/A | 7.375 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full | Full |  |  | 5 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676669 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250404 | 0.00% | $1214.01 | $1998.57 | 7.63% | Yes | Yes | Employed | Employed | Employed |  |  | 2015-11-01T00:00:00 |  | No | No | No |  |  |  |  | $19246.41 | 1 |  | AE | $2445.60 | $657.12 | XXXXXXXXXX | XX | $526.00 |  | Monthly | 28.415% |  |  | 20250403 | 730 | 802 | 819 | 808 |  |  |  |  |  |  |  |  |  |  |  |  | Stated, Verified |  |  | Stated, Level 4 Verified |  |  | Stated, level 3 Verified |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025-4/2025;<br> [Borrower - Primary Income - Wages] VVOE - 4/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 3/2025-4/2025;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 3/2025 - 14.5 months;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 4/2025;<br> [Co Borrower 2 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 2 - Primary Income - Wages] Paystubs - 3/2025-4/2025;<br> [Co Borrower 2 - Primary Income - Wages] VVOE - 4/22/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250522 |  | $0.00 |  |  | 5575 | 1 | Accept | No |  | N/A | 7.625 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full | Full |  | 16 | 14 | No | Yes | FALSE | 808 |  |  |  |  |  |  |
| 1677240 | XXXXXXXXXX | XXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250213 | 0.00% | $1252.92 | $1507.98 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6655.37 | 1 |  | X | $2059.68 | $1001.04 |  |  |  |  |  | 20.136% |  |  | 20250209 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025-02/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 02/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250224 |  | $0.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.875 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 67 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676725 | XXXXXXXXXX | XXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250414 | 0.00% | $879.92 | $1542.84 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5083.16 | 2 |  | X | $4463.04 | $3492.00 |  |  |  |  |  | 39% |  |  | 20250305 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Third Party Verification - 3/13/2025-14.5 months;<br> [Borrower - Primary Income - Wages] Paystubs - 2/1/2025-2/28/2025-1 month;<br> [Borrower - Primary Income - Wages] VVOE - 4/8/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250409 |  | $1299.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.375 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | Yes | Full |  |  |  | 158 | 14 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678397 | XXXXXXXXXX | XXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250417 | 0.00% | $958.31 | $1442.82 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10311.75 | 2 |  | X | $4600.08 | $1214.04 |  |  |  |  |  | 34.589% |  |  | 20250416 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] Work Number - 4/2025 - 27 months;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025-4/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FHLMC | 20250508 |  | $0.00 |  |  | 20 |  | Accept | No |  | N/A | 7.375 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 10 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678451 | XXXXXXXXXX | XXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250520 | 0.00% | $1793.87 | $2687.73 | 8.13% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $11232.91 | 1 |  | X | $5944.32 | $582.00 | XXXXXXXXXX | XX | $350.00 |  | Monthly | 41.229% |  |  | 20250503 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 05/2025;<br> [Borrower - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 05/2025;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023 12 months;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024 12 months;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023 12 months;<br> [Borrower - Primary Income - S-Corp] K-1 - 2024 12 months;<br> [Borrower - Primary Income - S-Corp] VVOE - 06/2025; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250611 |  | $2627.00 |  |  | 0 | 1.5 | Approve/Eligible | No |  | N/A | 8.125 | 0 | 0 | 2 | 2 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 283 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1677090 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250211 | 0.00% | $1027.38 | $1366.46 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $33016.22 | 2 |  | X | $2590.92 | $1478.04 |  |  |  |  |  | 26.969% |  |  | 20250211 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025-02/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 02/2025 25 month;<br> [Borrower - Primary Income - Wages] VVOE - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Employer Letter - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 02/2025; | [Borrower] 1040 - 2023;<br> [Co Borrower 1] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250221 |  | $0.00 |  |  | 850 |  | Approve/Eligible | No |  | N/A | 7.375 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Full |  | Experian Fair Isaac Model 2 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 106 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678450 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250519 | 0.00% | $1128.64 | $1344.30 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3072.22 | 1 |  | X | $1302.72 | $817.08 |  |  |  |  |  | 17.558% |  |  | 20250519 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 05/2025 18 months ; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250603 |  | $5323.86 |  |  | 65 | 1 | Accept | No |  | N/A | 7.5 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 16 | 18 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677011 | XXXXXXXXXX | XXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250321 | 0.00% | $1298.86 | $1961.60 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $13589.80 | 1 |  | X | $5420.28 | $2532.60 |  |  |  |  |  | 34.769% |  |  | 20250305 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/2025;<br> [Borrower - Primary Income - Wages] Work Number - 04/2025- 27 mo; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250408 |  | $0.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 113 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676558 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $5659.28 | $7887.48 | 20250516 | 7.992% | $4331.70 | $6131.23 | 7.63% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $17557.77 | 1 |  | VE | $3588.84 | $16842.72 |  |  |  |  |  | 41.474% | 41.474 |  | 20250425 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 05/2025 12;<br> [Borrower - Primary Income - Wages] Paystubs - 03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2025;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250516 |  | $5659.28 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 4 | 12 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677269 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250205 | 8.108% | $1031.11 | $1478.72 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $8450.90 | 1 |  | NON | $3891.84 | $1479.48 |  |  |  |  |  | 47.084% | 47.084 |  | 20250106 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 1/2025 24 months;<br> [Borrower - Primary Income - Wages] Paystubs - 1/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 2/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 1/2025 24 months;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 1/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 2/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250212 |  | $0.00 |  |  | -51.5 | 1.3 | Approve/Eligible | No |  | N/A | 7.625 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 10 | 24 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678522 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250603 | 0.00% | $928.09 | $1789.58 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $22265.55 | 1 |  | X500 | $2034.96 | $778.92 | XXXXXXXXXX | XX | $627.00 |  | Monthly | 29.837% |  |  | 20250529 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 6/2025 - 29 months;<br> [Borrower - Primary Income - Wages] VVOE - 6/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 5/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250626 |  | $0.00 |  |  | 0 | 1.5 | Approve/Eligible | No |  | N/A | 7.875 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 33 | 29 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1668942 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250422 | 7.567% | $1590.28 | $1964.32 | 7.38% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $14771.65 | 1 |  | X | $2010.48 | $2478.00 |  |  |  |  |  | 49.635% | 49.635 |  | 20250409 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 95% |  |  | [Borrower - Primary Income - Partnership] Secretary of State (SOS) - 05/2025;<br> [Borrower - Primary Income - Partnership] Business License/Validation - 05/2025;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Partnership] K-1 - 2023; | [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] 1040 - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250602 |  | $0.00 |  |  | -19.8 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 0 | 0 | 0 | 1 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 471 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677028 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7839.14 | 20250212 | 7.877% | $1596.29 | $2202.41 | 7.25% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $6217.12 | 1 |  | X | $5160.60 | $1574.64 |  |  |  |  |  | 43.576% | 43.576 |  | 20250207 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 02/2025 11 months;<br> [Borrower - Primary Income - Wages] VVOE - 02/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024 12 months;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2023; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250303 |  | $6107.14 |  |  | 19.8 | 1 | Approve/Eligible | No |  | N/A | 7.25 | 1 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc | Full |  |  | 15 | 11 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643893 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250411 | 7.468% | $2016.77 | $2758.48 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8139.77 | 1 |  | X | $6046.56 | $2568.96 | XXXXXXXXXX | XX | $285.00 |  | Annually | 35.26% | 35.26 |  | 20250403 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 04/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 4/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250423 |  | $0.00 |  |  | 2480.2 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 386 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671369 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250613 | 0.00% | $3024.47 | $4262.87 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $11356.13 | 1 |  | X | $11499.96 | $3360.84 |  |  |  |  |  | 41.016% |  |  | 20250612 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Third Party Verification - 7/2025;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 7/2025;<br> [Borrower - Primary Income - Wages] WVOE - 06/2025 - 29 months; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250717 |  | $0.00 |  |  | 53603.25 | 1.5 | Approve/Eligible | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Alternative Doc |  |  |  | 139 | 29 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643873 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250318 | 0.00% | $3511.79 | $5842.03 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $13892.97 | 1 |  | AE | $9716.88 | $1050.00 | XXXXXXXXXX | XX | $1433.00 |  | Monthly | 44.428% |  |  | 20250207 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 4-2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250401 |  | $0.00 |  |  | 12404.12 | 1.3 | Accept | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 54 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1671386 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250512 | 0.00% | $3016.29 | $3801.46 | 7.88% | Yes | Yes | Employed | Unemployed |  |  |  |  |  | No | No |  |  |  |  |  | $12948.12 | 1 |  | X | $4518.12 | $1831.92 | XXXXXXXXXX | XX | $256.00 |  | Monthly | 10.213% |  |  | 20250502 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - Wages] Third Party Verification - 5/14/2025; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250603 |  | $0.00 |  |  | -5 | 1 | Approve/Eligible | No |  | N/A | 7.875 | 0 | 0 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 7 | 4 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678535 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250613 | 0.00% | $812.08 | $1111.51 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5930.97 | 1 |  | X | $1971.72 | $1621.44 |  |  |  |  |  | 27.097% |  |  | 20250529 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Work Number - 06/2025 30 months;<br> [Borrower - Primary Income - Wages] VVOE - 07/2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] 1040 - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250710 |  | $0.00 |  |  | 0 | 2.6 | Approve/Eligible | No |  | N/A | 7.875 | 2 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 74 | 30 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676605 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $1945.00 | $8204.00 | 20250423 | 7.796% | $1515.26 | $2707.60 | 7.13% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $9865.56 | 1 |  | AE | $2634.24 | $3061.08 | XXXXXXXXXX | XX | $669.00 |  | Monthly | 26.944% | 26.944 |  | 20250408 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 4/2025 - 27 months;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025 to 4/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250506 |  | $1945.00 |  |  | 1500 | 1.9 | Approve/Eligible | No |  | N/A | 7.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 53 | 27 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1643888 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250415 | 7.291% | $3867.94 | $4905.38 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $9125.33 | 4 |  | X | $9704.16 | $2745.12 |  |  |  |  |  | 42.049% | 42.049 |  | 20250314 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 2/2025-3/2025;<br> [Borrower - Primary Income - Wages] WVOE - 4/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250423 |  | $0.00 |  |  | -10047.24 |  | Accept | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 142 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676911 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250307 | 0.00% | $875.55 | $1536.72 | 8.13% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $14295.82 | 1 |  | X | $3963.00 | $3971.04 |  |  |  |  |  | 26.483% |  |  | 20241209 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 03/2025 26 months ;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FHLMC | 20250324 |  | $3669.74 |  |  | 3326 | 1 | Accept | No |  | N/A | 8.125 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 18 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677137 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250213 | 0.00% | $1423.83 | $1816.82 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6839.93 | 1 |  | X | $3680.88 | $585.00 | XXXXXXXXXX | XX | $450.00 |  | Annually | 38.929% |  |  | 20250115 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/29/2024-01/11/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 02/26/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250224 |  | $5390.51 |  |  | 4909.3 | 1 | Approve/Eligible | No |  | N/A | 7.875 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 26 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678458 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250516 | 0.00% | $882.98 | $1171.16 | 7.75% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8928.88 | 1 |  | X | $1122.72 | $1977.96 |  |  |  |  |  | 29.143% |  |  | 20250514 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 6/2025-17 months;<br> [Borrower - Primary Income - Wages] VVOE - 6/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 5/2024, 8/2024-12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 1/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250616 |  | $0.00 |  |  | 8917.5 | 1 | Approve/Eligible | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 10 | 17 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676985 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250219 | 0.00% | $1683.47 | $2440.96 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8947.96 | 1 |  | X | $6259.32 | $1450.56 | XXXXXXXXXX | XX | $1380.00 | 20260101 | Annually | 41.002% |  |  | 20250221 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 03/25 ;<br> [Borrower - Primary Income - Wages] Paystubs - 12/24;<br> [Borrower - Primary Income - Wages] Paystubs - 02/25;<br> [Borrower - Primary Income - Wages] Work Number - 02/2025 8 months; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250327 |  | $0.00 |  |  | 4535.95 | 1.2 | Accept | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 22 | 8 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676671 | XXXXXXXXXX | XXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $12980.00 | 20250409 | 8.012% | $3947.21 | $5292.42 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $11217.48 | 1 |  | VE | $9017.04 | $5182.32 |  |  |  |  |  | 49.904% | 49.904 |  | 20250414 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 3/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Work Number - 3/2025 - 12.9 months;<br> [Borrower - Primary Income - Wages] Work Number - 4/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250428 |  | $14923.75 |  |  | 13000 | 3.1 | Approve/Eligible | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 6 | 12 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676878 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250306 | 0.00% | $1627.23 | $2154.49 | 7.38% | Yes | N/A | Retired |  |  |  |  |  |  | No | No |  |  |  |  |  | $2989.50 | 1 |  | X | $4002.72 | $2324.40 |  |  |  |  |  | 42.51% |  |  | 20250306 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] Award Letter / Continuance Letter - 3/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 03/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 12/2024;<br> [Borrower - Primary Income - Retirement] Investment Statements - 12/2023; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250325 |  |  |  |  | 0 | 2.5 | Accept | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 352 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676782 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250324 | 0.00% | $4244.21 | $5271.87 | 7.75% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8694.94 | 2 |  | X | $10545.84 | $1786.08 |  |  |  |  |  | 43.996% |  |  | 20250227 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 02/2025 21 months;<br> [Borrower - Primary Income - Wages] Work Number - 03/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 02/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 03/2025 2 months;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023; | [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250423 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.75 | 2 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 26 | 21 | No |  | FALSE |  |  |  |  |  |  |  |
| 1668915 | XXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $4134.90 | 20250421 | 7.958% | $2579.91 | $3292.58 | 7.63% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $19868.34 | 1 |  | AE | $2081.64 | $1213.32 | XXXXXXXXXX | XX | $4200.00 |  | Annually | 31.152% | 31.152 |  | 20250506 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2022;<br> [Borrower - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 05/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 05/2025;<br> [Borrower - Primary Income - S-Corp] Business License/Validation - 05/2025;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 05/2025;<br> [Borrower - Primary Income - S-Corp] 1099 - 2023;<br> [Borrower - Primary Income - S-Corp] 1099 - 2022; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250527 |  | $455.63 |  |  | 20125 | 2.1 | Approve/Eligible | No |  | N/A | 7.625 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 7 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1677470 | XXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241204 | 0.00% | $924.46 | $1655.57 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8729.74 | 1 |  | X | $3352.56 | $668.04 | XXXXXXXXXX | XX | $344.00 |  | Monthly | 45.799% |  |  | 20241203 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] VVOE - 01/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 09/2024-10/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250108 |  | $0.00 |  |  | 0 | 2 | Approve/Eligible | No |  | N/A | 7.875 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550201 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 331 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1677073 | XXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250314 | 0.00% | $1564.79 | $1912.84 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8722.16 | 1 |  | X | $3073.92 | $899.64 | XXXXXXXXXX | XX | $203.04 |  | Annually | 30.111% |  |  | 20250224 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Employer Letter - 02/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250318 |  | $0.00 |  |  | 12756.41 | 1 | Accept | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 21 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677475 | XXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241209 | 0.00% | $1078.54 | $1367.22 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5771.80 | 1 |  | X | $1665.96 | $1337.04 |  |  |  |  |  | 37.09% |  |  | 20241209 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 12/2024;<br> [Borrower - Primary Income - Wages] WVOE - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 11/2024-12/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20241223 |  | $0.00 |  |  | 0 | 3 | Approve/Eligible | No |  | N/A | 7.875 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550101 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 56 | 35 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671363 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $5158.16 | 20250617 | 7.696% | $2032.72 | $2905.36 | 7.49% | Yes | Yes | Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $8706.84 | 1 |  | X | $7831.56 | $1140.12 | XXXXXXXXXX | XX | $125.00 |  | Monthly | 31.855% | 31.855 |  | 20250716 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  | 100% |  | [Borrower - Non-Primary Income - Social Security] 1099 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025-05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] WVOE - 02/2025 25 months;<br> [Borrower - Primary Income - Wages] VVOE - 07/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] VVOE - 07/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Secretary of State (SOS) - 07/2025; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250716 |  | $0.00 |  |  | 0 | 2.1 | Approve/Eligible | No |  | N/A | 7.49 | 2 | 2 | 0 | 1 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 38 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671388 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $8191.25 | $9436.35 | 20250528 | 7.952% | $2857.72 | $3275.06 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $13966.61 | 1 |  | X | $2770.92 | $1671.96 |  |  |  |  |  | 37.939% | 37.939 |  | 20250526 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 6/18/2025;<br> [Borrower - Primary Income - Wages] Work Number - 6/18/2025;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 6/18/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 6/4/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 4/20/2025-5/17/2025-1 month;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023; | [Borrower] 1040 - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250617 |  | $8191.25 |  |  | -119.66 | 2.6 | Accept | No |  | N/A | 7.625 | 2 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 33 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676952 | XXXXXXXXXX | XXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250307 | 0.00% | $990.91 | $1297.22 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3054.97 | 1 |  | X | $2115.84 | $1559.88 |  |  |  |  |  | 38.447% |  |  | 20250220 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025 -03/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 11/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] WVOE - 02/2025 - ;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250317 |  | $3575.00 |  |  | 3000 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 51 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677287 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 |  | 20250303 | 8.434% | $1148.70 | $1605.11 | 7.75% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $9420.34 | 1 |  | X | $3545.28 | $865.80 |  |  |  |  |  | 42.175% | 42.175 |  | 20250211 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% |  |  | [Borrower - Primary Income - Partnership] Business License/Validation - 3/7/2025;<br> [Borrower - Primary Income - Partnership] VVOE - 3/7/2025;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2022;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Partnership] W-2 - 2023;<br> [Borrower - Primary Income - Partnership] W-2 - 2024; | [Borrower] 1040 - 2022;<br> [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250311 |  | $0.00 |  |  | 8715.6 | 2.1 | Accept | No |  | N/A | 7.75 | 2 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 525 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677371 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250204 | 0.00% | $2097.64 | $3014.17 | 7.50% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $15200.60 | 1 |  | X | $8555.40 | $2382.96 | XXXXXXXXXX | XX | $60.00 |  | Annually | 26.485% |  |  | 20250204 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 2/2025;<br> [Borrower - Primary Income - Wages] WVOE - 2/2025 - 25 months;<br> [Borrower - Primary Income - Wages] Paystubs - 1/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 3/2025;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 2/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 1/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] K-1 - 2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250227 |  | $0.00 |  |  | 0 | 1.5 | Approve/Eligible | No |  | N/A | 7.5 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 42 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677504 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $18693.52 | 20241218 | 8.013% | $4524.62 | $5353.83 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $24495.17 | 1 |  | B | $5023.80 | $2856.00 |  |  |  |  |  | 34.681% | 34.681 |  | 20241114 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Work Number - 12/2024 35 months;<br> [Borrower - Primary Income - Wages] VVOE - 12/2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20241213 |  | $16564.74 |  |  | 55 | 2 | Approve/Eligible | No |  | N/A | 7.5 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550101 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 18 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676997 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250227 | 0.00% | $2233.21 | $2698.27 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7541.39 | 1 |  | X | $1656.72 | $3840.00 |  |  |  |  |  | 42.724% |  |  | 20250321 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 03/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250325 |  | $0.00 |  |  | 7800 | 2.6 | Approve/Eligible | No |  | N/A | 7.875 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 28 | 36 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643867 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250319 | 0.00% | $2064.64 | $3119.36 | 7.88% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $7159.03 | 1 |  | X | $4506.96 | $1071.96 | XXXXXXXXXX | XX | $521.00 |  | Monthly | 38.441% |  |  | 20250225 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Employer Letter - 03/2025;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 3/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 3/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 3/2025-12 months;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2025; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2024; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250331 |  | $12271.99 |  |  | 0 | 2.8 | Approve/Eligible | No |  | N/A | 7.875 | 1 | 1 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 9 | 12 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1643887 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250327 | 0.00% | $3605.41 | $4695.12 | 7.88% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10714.05 | 1 |  | AE | $7438.56 | $3648.96 |  |  |  |  |  | 49.35% |  |  | 20250316 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-03/2025 1 Month;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/2025-03/2025- 1 month; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250418 |  | $0.00 |  |  | -13674.38 | 4.6 | Accept | No |  | N/A | 7.875 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 2694 | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full | Full |  |  | 6 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677466 | XXXXXXXXXX | XXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241004 | 0.00% | $3375.84 | $3903.31 | 7.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3945.61 | 1 |  | X | $1358.04 | $1864.92 |  |  |  |  |  | 44.994% |  |  | 20240930 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Tax Returns – Personal - 2022;<br> [Borrower - Primary Income - Wages] Work Number - 10/1/2024-33 months;<br> [Borrower - Primary Income - Wages] W-2 - 2023; | [Borrower] 1040 - 2022;<br> [Borrower] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20241017 |  | $0.00 |  |  | 9150 | 1 | Approve/Eligible | No |  | N/A | 7.125 | 1 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20541101 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 11 | 33 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676954 | XXXXXXXXXX | XXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $4895.50 | 20250319 | 8.459% | $1819.92 | $2092.11 | 7.88% | Yes | Yes | Self-Employed | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $3917.83 | 1 |  | X | $770.88 | $1292.04 | XXXXXXXXXX | XX | $375.00 | 20260101 | Annually | 47.16% | 47.16 |  | 20250304 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Co Borrower 1 - Primary Income - Retirement] SS Award Letter - 12/2024;<br> [Borrower - Non-Primary Income - Social Security] SS Award Letter - 12/2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 03/25; | [Borrower] 1040 - 2024; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250320 |  | $4566.06 |  |  | 0 | 2 | Accept | No |  | N/A | 7.875 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 16 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643885 | XXXXXXXXXX | XXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250402 | 0.00% | $3250.05 | $3854.89 | 6.99% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $7733.60 | 1 |  | X | $5740.08 | $1518.00 |  |  |  |  |  | 38.02% |  |  | 20250416 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 51% |  |  | [Borrower - Primary Income - S-Corp] K-1 - 2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 3-2022;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 2-2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 4-2025 12 Months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 4-2025; | [Borrower] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2024;<br> [Borrower] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2024; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250416 |  | $10264.37 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 6.99 | 0 | 1 | 0 | 1 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | Yes | Full | Full |  |  | 40 | 12 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677132 | XXXXXXXXXX | XXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250203 | 0.00% | $1724.53 | $2016.46 | 8.00% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10829.02 | 1 |  | X | $1326.84 | $1165.68 |  |  |  |  |  | 44.108% |  |  | 20250117 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 01/2025;<br> [Borrower - Primary Income - Wages] VVOE - 2/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 1/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250220 |  | $0.00 |  |  | 5540 | 1.8 | Accept | No |  | N/A | 8 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 49 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678403 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250516 | 0.00% | $2097.64 | $2862.33 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6518.56 | 2 |  | X | $6767.28 | $2409.00 |  |  |  |  |  | 34.186% |  |  | 20250417 | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 4/2025 -119 months;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025-4/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250205 |  | $0.00 |  |  | 11.3 |  | Accept | No |  | N/A | 7.5 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 113 | 119 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677190 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250127 | 0.00% | $2825.51 | $3698.29 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5665.83 | 1 |  | X | $8374.32 | $2099.04 |  |  |  |  |  | 36.318% |  |  | 20250122 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 2/2025;<br> [Borrower - Primary Income - Wages] Employer Letter - 2/2025;<br> [Borrower - Primary Income - Wages] Work Number - 2/2025 - 9 months;<br> [Borrower - Primary Income - Wages] Work Number - 2/2025 - 28 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024 - 1/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250221 |  | $0.00 |  |  | 9815 | 2.5 | Accept | No |  | N/A | 7.625 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 8 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677337 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250210 | 0.00% | $1282.50 | $1787.22 | 7.49% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $19474.84 | 2 |  | X | $2803.56 | $2072.04 |  |  | $1181.04 |  | Annually | 33.268% |  |  | 20250115 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% | 50% |  | [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2022;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2022;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] VVOE - 02/25;<br> [Co Borrower 1 - Primary Income - S-Corp] VVOE - 02/25; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2022;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] 1040 - 2022;<br> [Borrower] Transcripts - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) | 20250205 |  | $0.00 |  |  | 4643 |  | Approve/Eligible | No |  | N/A | 7.49 | 1 | 1 | 0 | 4 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678377 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $8372.54 | 20250218 | 8.115% | $1339.76 | $1829.10 | 7.50% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $31699.17 | 1 |  | X | $4470.60 | $1018.20 |  |  |  |  |  | 20.27% | 20.27 |  | 20250129 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% | 50% |  | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - S-Corp] 4506 or 4506T - 2023;<br> [Borrower - Primary Income - S-Corp] P&L Statement - 1/2024-12/2024 - 12 months;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Bank Statements - Business - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Bank Statements - Personal - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] 4506 or 4506T - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] P&L Statement - 1/2024-12/2024 - 12 months;<br> [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2022;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Personal - 2022; | [Borrower] 1084 or income worksheet - 2023;<br> [Borrower] 4506 or 4506T - 2023;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023;<br> [Co Borrower 1] 1084 or income worksheet - 2023;<br> [Co Borrower 1] 4506 or 4506T - 2023;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Co Borrower 1] 1040 - 2022;<br> [Borrower] 4506 or 4506T - 2022;<br> [Co Borrower 1] 4506 or 4506T - 2022; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250224 |  | $5010.42 |  |  | 0 | 1.2 | Approve/Eligible | No |  | N/A | 7.5 | 0 | 0 | 3 | 1 | 2 | 2 | 0 | 0 | 24 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc | Alternative Doc |  |  | 41 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1668916 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250505 | 0.00% | $1426.40 | $1732.56 | 7.50% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $18698.42 | 1 |  | X | $2531.88 | $1142.04 | XXXXXXXXXX | XX | $0.00 |  | Monthly | 36.01% |  |  | 20250424 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 05/2025 28 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 05/2025 28 months;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250516 |  | $1020.00 |  |  | 0 | 1.9 | Accept | No |  | N/A | 7.5 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 10 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677244 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250226 | 0.00% | $1218.38 | $1884.31 | 7.50% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $9438.33 | 1 |  | X | $5958.84 | $1377.00 |  |  |  |  |  | 29.503% |  |  | 20250214 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  | Borrower Prepared | [Borrower - Primary Income - S-Corp] VVOE - 03/2025;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 02/2025;<br> [Borrower - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 03/2025;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Borrower - Primary Income - S-Corp] P&L Statement - 02/2025 12 months;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250306 |  |  |  |  | 0 | 1.2 | Accept | No |  | N/A | 7.5 | 2 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 12 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 8 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676727 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250421 | 0.00% | $3083.44 | $3649.53 | 7.25% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $6805.72 | 1 |  | X | $4973.04 | $1820.04 |  |  |  |  |  | 44.994% |  |  | 20250409 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 4/2025;<br> [Borrower - Primary Income - Wages] Work Number - 3/2025 - 18 months; | [Borrower] 1040 - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250425 |  | $9209.00 |  |  | 11345 | 1 | Accept | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 28 | 18 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676650 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250506 | 0.00% | $1357.18 | $1884.33 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $16079.62 | 1 |  | X | $2928.60 | $549.00 | XXXXXXXXXX | XX | $237.35 |  | Monthly | 42.881% |  |  | 20250407 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 5/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 5/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250513 |  | $0.00 |  |  | 100 | 1.2 | Approve/Eligible | No |  | N/A | 7.375 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full | Full |  |  | 87 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1671394 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250610 | 0.00% | $4871.60 | $5701.03 | 7.75% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8599.03 | 1 |  | X | $7973.16 | $1980.00 |  |  |  |  |  | 46.899% |  |  | 20250610 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 5/2025;<br> [Borrower - Primary Income - Wages] Work Number - 04/2025-28 months;<br> [Borrower - Primary Income - Wages] VVOE - 7/2025;<br> [Borrower - Primary Income - C-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - C-Corp] CPA Letter - 07/2025; | [Borrower] Transcripts - 2024;<br> [Borrower] 1040 - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250711 |  | $0.00 |  |  | -4853.86 | 1.1 | Approve/Eligible | No |  | N/A | 7.75 | 2 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Alternative Doc |  |  |  | 6 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678465 | XXXXXXXXXX | XXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7311.12 | 20250522 | 8.172% | $1076.91 | $1414.79 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8093.21 | 1 |  | X | $2400.00 | $1395.96 |  |  |  |  |  | 35.254% | 35.254 |  | 20250522 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250527 |  | $5559.50 |  |  | 11150.75 | 3.1 | Approve/Eligible | No |  | N/A | 7.625 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 53 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678454 | XXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250529 | 0.00% | $2109.88 | $2442.95 | 7.50% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4174.05 | 1 |  | X | $731.52 | $1998.00 |  |  |  |  |  | 39.612% |  |  | 20250424 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] CPA Letter - 06/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 06/2025;<br> [Borrower - Primary Income - S-Corp] Expense Letter - 05/2025;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 09/2025;<br> [Borrower - Primary Income - S-Corp] 1120 - 2024;<br> [Borrower - Primary Income - S-Corp] K-1 - 2024;<br> [Borrower - Primary Income - S-Corp] P&L Statement - 06/2025 - 5 months;<br> [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250616 |  | $6621.25 |  |  | 0 | 2.5 | Accept | No |  | N/A | 7.5 | 1 | 0 | 0 | 1 | 0 | 2 | 0 | 0 | 12 | Yes |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 33 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676893 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $4895.60 | $6762.01 | 20250225 | 7.78% | $1454.37 | $2048.76 | 7.50% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $3974.56 | 1 |  | X | $3926.16 | $1142.64 |  |  |  |  |  | 47.856% | 47.856 |  | 20250116 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] 1120 - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 02/2025 -25 months;<br> [Co Borrower 1 - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 02/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] 1120 - 2023;<br> [Co Borrower 1 - Non-Primary Income - Retirement] 1099 - 2023;<br> [Co Borrower 1 - Non-Primary Income - Retirement] 1099 - 2022;<br> [Co Borrower 1 - Non-Primary Income - Retirement] Paystubs - 01/2025;<br> [Co Borrower 1 - Non-Primary Income - Retirement] Award Letter / Continuance Letter - 02/2025;<br> [Co Borrower 1 - Non-Primary Income - Retirement] Bank Statements - Personal - 02/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250205 |  | $4895.60 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc | Full |  |  | 26 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676560 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6816.91 | 20250523 | 8.644% | $1352.51 | $2091.55 | 7.99% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7639.82 | 1 |  | X | $2583.36 | $954.96 | XXXXXXXXXX | XX | $401.13 |  | Monthly | 42.52% | 42.52 |  | 20250502 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Wages] Paystubs - 4/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 5/2025 - 28 months;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 5/2025;<br> [Borrower - Primary Income - Wages] 1099 - 2023;<br> [Borrower - Primary Income - Wages] 1099 - 2024;<br> [Borrower - Primary Income - Sole Proprietor] 1099 - 2023;<br> [Borrower - Primary Income - Sole Proprietor] 1099 - 2020;<br> [Borrower - Primary Income - Sole Proprietor] 1099 - 2024;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - Sole Proprietor] Telephone Listing / Internet Search / Directory Assistance - 5/2025;<br> [Borrower - Non-Primary Income - Social Security] SS Award Letter - 1/2025;<br> [Borrower - Non-Primary Income - Social Security] Bank Statements - Personal - 3/2025 - 4/2025 - 2 months;<br> [Borrower - Non-Primary Income - Social Security] 1099 - 2024; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2022;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250529 |  | $0.00 |  |  | 2000 | 1 | Accept | No |  | N/A | 7.99 | 1 | 0 | 1 | 0 | 0 | 3 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 9 | 28 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1677108 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241119 | 0.00% | $1189.09 | $1541.79 | 7.63% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $13681.55 | 3 |  | X | $1481.40 | $2751.00 |  |  |  |  |  | 21.27% |  |  | 20250204 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Business License/Validation - 3/2/2021; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250326 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.325 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 41 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643883 | XXXXXXXXXX | XXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $11042.00 | 20250303 | 8.187% | $3546.24 | $3997.39 | 7.75% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $20583.38 | 1 |  | X | $1842.24 | $2532.00 |  |  |  |  |  | 25.48% | 25.48 |  | 20250129 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Non-Primary Income - Social Security] SS Award Letter - 02/2025;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] VVOE - 04/2025;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 04/2025;<br> [Borrower - Primary Income - S-Corp] CPA Letter - 03/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250324 |  | $6448.00 |  |  | 0 | 2.4 | Accept | No |  | N/A | 7.75 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 3 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643905 | XXXXXXXXXX | XXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250401 | 0.00% | $1586.06 | $2159.35 | 7.25% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4965.01 | 4 |  | X | $4749.24 | $2130.24 |  |  |  |  |  | 40.353% |  |  | 20250326 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  | Borrower Prepared | [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 04/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 04/2025;<br> [Borrower - Primary Income - S-Corp] P&L Statement - 01/2024-12/2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2022; | [Borrower] 1040 - 2022;<br> [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250425 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.25 | 0 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 20 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678499 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $5886.65 | 20250604 | 7.795% | $2175.63 | $2446.33 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $19057.81 | 1 |  | X | $1455.84 | $1194.00 |  |  |  |  |  | 30.694% | 30.694 |  | 20250604 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 06/2025;<br> [Co Borrower 1 - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 06/2025;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025-136 mo;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 06/2025-32 mo;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 06/2025-22 mo;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 06/2025-22 mo;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025-05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250620 |  | $4671.05 |  |  | 3 | 1 | Accept | No |  | N/A | 7.375 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 8 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677296 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250122 | 0.00% | $873.46 | $1241.88 | 7.25% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $11125.20 | 1 |  | X | $3410.04 | $1011.00 |  |  |  |  |  | 30.219% |  |  | 20241031 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% | 100% |  | [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 6/22/2018;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] VVOE - 2/5/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250211 |  | $0.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.25 | 0 | 0 | 0 | 1 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 56 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677184 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6575.00 | 20250213 | 8.016% | $1907.45 | $2142.43 | 7.75% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6373.12 | 1 |  | X | $1783.80 | $1035.96 |  |  |  |  |  | 43.503% | 43.503 |  | 20250114 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023 12 months;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023 12 months;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] Bank Statements - Business - 11/2024-12/2024;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 02/2025;<br> [Borrower - Primary Income - S-Corp] Other - 02/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 02/21/2025;<br> [Borrower - Primary Income - S-Corp] W-2 - 2024; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250221 |  | $5235.81 |  |  | 262.57 | 1 | Approve/Eligible | No |  | N/A | 7.75 | 2 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | Yes | Full |  |  |  | 95 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676910 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250307 | 0.00% | $1091.48 | $1503.86 | 7.25% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5975.17 | 1 |  | X | $3967.56 | $981.00 |  |  |  |  |  | 33.829% |  |  | 20250310 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 60% |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 2/2025;<br> [Borrower - Primary Income - Wages] WVOE - 3/2025 - 26 MONTHS;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2023; | [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250322 |  | $0.00 |  |  | 3000 | 2.5 | Accept | No |  | N/A | 7.25 | 2 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 1504 | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 24 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677365 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250116 | 0.00% | $1593.70 | $2293.08 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3783.11 | 1 |  | X | $3131.64 | $1624.44 | XXXXXXXXXX | XX | $243.00 | 20251101 | Monthly | 36.322% |  |  | 20241226 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 11/2024-12/2024 2 months;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] Other - 02/2025;<br> [Borrower - Primary Income - Wages] VVOE - 01/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250127 |  | $0.00 |  |  | -641.72 | 2.4 | Approve/Eligible | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550201 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 12 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677401 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250121 | 0.00% | $1243.22 | $1854.70 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8144.53 | 1 |  | X | $3139.32 | $898.44 | XXXXXXXXXX | XX | $275.00 | 20250301 | Monthly | 30.067% |  |  | 20250117 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/2024 - 01/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 01/2025;<br> [Borrower - Primary Income - Wages] VVOE - 01/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250130 |  | $0.00 |  |  | 1392.8 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full |  |  |  | 56 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677256 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250207 | 0.00% | $1401.33 | $1978.03 | 7.13% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $44087.00 | 1 |  | X | $5510.52 | $1409.88 |  |  |  |  |  | 17.671% |  |  | 20250127 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/2024-01/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] WVOE - 02/2025 25 months;<br> [Borrower - Primary Income - Wages] VVOE - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 02/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250225 |  | $0.00 |  |  | -303.68 | 1 | Accept | No |  | N/A | 7.125 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 188 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676813 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250304 | 0.00% | $888.42 | $1333.26 | 7.63% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $2264.16 | 1 |  | X | $492.12 | $405.96 | XXXXXXXXXX | XX | $370.00 |  | Monthly | 38.447% |  |  | 20250303 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 03/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 03/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 04/2025;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 04/2025;<br> [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023 ;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023 ;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - S-Corp] K-1 - 2024;<br> [Borrower - Primary Income - S-Corp] Bank Statements - Business - 01/2025-02/2025 2 months; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250402 |  | $2501.55 |  |  | 6880.74 | 1.6 | Approve/Eligible | No |  | N/A | 7.625 | 2 | 0 | 2 | 2 | 0 | 2 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 9 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1677017 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250313 | 0.00% | $1006.87 | $1560.76 | 7.50% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $8394.18 | 1 |  | A | $2164.08 | $1602.60 | XXXXXXXXXX | XX | $240.00 | 20250401 | Monthly | 32.847% |  |  | 20250313 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025-02/2025;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Borrower - Primary Income - Wages] Work Number - 02/2025 - 26.5 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250320 |  | $0.00 |  |  | 2028.07 | 1 | Approve/Eligible | No |  | N/A | 7.5 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full |  |  |  | 17 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643897 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250402 | 6.964% | $2000.35 | $2491.10 | 6.88% | Yes | Yes | Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $3713.52 | 3 |  | X | $4392.00 | $1497.00 |  |  |  |  |  | 42.967% | 42.967 |  | 20250313 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  | 50% | Borrower Prepared | [Co Borrower 1 - Primary Income - Partnership] P&L Statement - 01/2024-04/2025;<br> [Co Borrower 1 - Non-Primary Income - Social Security] SS Award Letter - 2024;<br> [Borrower - Primary Income - Partnership] WVOE - 4/2025;<br> [Co Borrower 1 - Primary Income - Partnership] WVOE - 4/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Business - 2022;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Business - 2023; | [Co Borrower 1] 1040 - 2022;<br> [Co Borrower 1] 1040 - 2023;<br> [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250515 |  | $0.00 |  |  | -5328.75 |  | Accept | No |  | N/A | 6.875 | 0 | 2 | 0 | 2 | 0 | 0 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full | Full |  |  | 150 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676812 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $9542.59 | $9542.39 | 20250326 | 7.931% | $1942.19 | $2220.24 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $22762.43 | 1 |  | X500 | $1415.16 | $1271.52 | XXXXXXXXXX | XX | $649.92 |  | Annually | 20.61% | 20.61 |  | 20250305 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250329 |  | $0.00 |  |  | -4286.13 |  | Accept | Yes |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Full |  |  |  | 23 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676741 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250402 | 0.00% | $1052.84 | $1473.43 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $14763.68 | 1 |  | X | $3926.28 | $734.04 |  |  |  |  |  | 36.91% |  |  | 20250324 | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 4/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 2/2025 - 3/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FHLMC | 20250411 |  | $0.00 |  |  | 0 | 1 | Accept | No |  | N/A | 7.625 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 470 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677136 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250219 | 0.00% | $922.06 | $1244.61 | 7.49% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $7838.19 | 1 |  | X | $2088.60 | $1782.00 |  |  |  |  |  | 39.66% |  |  | 20250213 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 02/19/2025 - 26 months;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 02/24/2025 - 26 months;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 02/25/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 02/24/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250225 |  | $100.00 |  |  | 0 | 2.9 | Approve/Eligible | No |  | N/A | 7.49 | 0 | 0 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 31 | 22 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643866 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6055.56 | 20250408 | 7.861% | $1565.59 | $2101.86 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $12572.33 | 1 |  | X | $1977.24 | $795.00 | XXXXXXXXXX | XX | $267.00 | 20250601 | Monthly | 34.295% | 34.295 |  | 20250407 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 04/2025;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025;<br> [Borrower - Primary Income - Wages] Work Number - 04/2025 27 months; | [Borrower] 4506 or 4506T - 05/2025; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250430 |  | $4937.50 |  |  | 11330 | 1 | Accept | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 3 | 27 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676909 | XXXXXXXXXX | XXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250319 | 0.00% | $2900.84 | $4345.49 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $24348.03 | 1 |  | X | $7805.76 | $1430.04 | XXXXXXXXXX | XX | $675.00 | 20251101 | Monthly | 36.149% |  |  | 20250301 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025-02/2025 2 months;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 03/2025- 26 months;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2025-02/2025 -2 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250326 |  | $1378.00 |  |  | 2100 | 3.9 | Approve/Eligible | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 8703 | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 94 | 26 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1678401 | XXXXXXXXXX | XXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $3124.23 | 20250506 | 7.967% | $2846.26 | $3560.62 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5156.38 | 1 |  | AE | $1290.24 | $7247.04 | XXXXXXXXXX | XX | $35.04 |  | Annually | 45.36% | 45.36 |  | 20250506 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 5/2025 - 27 months;<br> [Borrower - Primary Income - Wages] Employer Letter - 5/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 4/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250205 |  | $1458.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.875 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 6 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671389 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250602 | 0.00% | $3461.58 | $4399.01 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $20107.09 | 3 |  | X | $7563.12 | $3686.04 |  |  |  |  |  | 27.33% |  |  | 20250522 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 06/2025 28 months;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 06/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025-05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 06/2025 28 months;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250625 |  | $0.00 |  |  | 0 |  | Accept | No |  | N/A | 7.375 | 2 | 2 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 10 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677238 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250117 | 0.00% | $1227.92 | $1657.73 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10169.35 | 2 |  | X | $3464.64 | $1693.08 |  |  |  |  |  | 29.786% |  |  | 20250107 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 02/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 11/2024-12/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] Work Number - 01/2025 25 months; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250219 |  | $0.00 |  |  | 4795 |  | Approve/Eligible | No |  | N/A | 7.25 | 2 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 20 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643870 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250413 | 0.00% | $1577.75 | $2104.04 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4884.56 | 1 |  | X | $4479.84 | $1074.00 |  |  |  |  |  | 41.572% |  |  | 20250402 | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 3/2025-5/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] Work Number - 4/2025 - 27 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250512 |  | $4191.20 |  |  | 2788.18 | 1 | Approve/Eligible | No |  | N/A | 7.875 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 25 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677139 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241231 | 0.00% | $1336.66 | $1874.93 | 7.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6350.56 | 1 |  | X | $3654.00 | $1905.24 | XXXXXXXXXX | XX | $900.00 |  | Annually | 23.694% |  |  | 20241226 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 11/2024-12/20/2024;<br> [Borrower - Primary Income - Wages] WVOE - 01/13/2025 - 25 months;<br> [Borrower - Primary Income - Wages] VVOE - 02/18/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250204 |  | $0.00 |  |  | 6572 | 1 | Approve/Eligible | No |  | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 30 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676884 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7448.00 | 20250305 | 7.926% | $1619.43 | $2570.18 | 7.63% | Yes | Yes | Retired | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $5533.73 | 1 |  | X500 | $1725.72 | $1539.24 | XXXXXXXXXX | XX | $678.67 |  | Monthly | 45.859% | 45.859 |  | 20250303 | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Social Security] 1099 - 2024;<br> [Borrower - Non-Primary Income - Social Security] SS Award Letter - 03/2025;<br> [Borrower - Non-Primary Income - Retirement] Investment Statements - 02/2025 - 1 month;<br> [Co Borrower 1 - Non-Primary Income - Social Security] 1099 - 2024;<br> [Co Borrower 1 - Non-Primary Income - Social Security] SS Award Letter - 2/2025;<br> [Co Borrower 1 - Non-Primary Income - Retirement] Investment Statements - 02/2025 - 1 month;<br> [Co Borrower 1 - Non-Primary Income - Retirement] Bank Statements - Personal - 2/2025 - 2 months; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250326 |  | $4576.00 |  |  | -2162.16 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full | Full |  |  | 31 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676651 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250402 | 8.124% | $1415.91 | $1633.49 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5569.65 | 1 |  | X | $877.20 | $1187.04 |  |  |  |  |  | 46.531% | 46.531 |  | 20250407 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 4/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 2/2025 - 3/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250421 |  | $0.00 |  |  | 0 | 4.2 | Accept | No |  | N/A | 7.5 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 40 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678445 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $5903.63 | $7353.53 | 20250513 | 8.229% | $1477.39 | $1659.39 | 7.49% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7436.61 | 1 |  | X | $729.60 | $693.00 |  |  |  |  |  | 40.502% | 40.502 |  | 20250521 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 05/2025 28 months;<br> [Borrower - Primary Income - Wages] Work Number - 06/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250602 |  | $5903.63 |  |  | 9050 | 1.6 | Accept | No |  | N/A | 7.49 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 65 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1636296 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250129 | 0.00% | $5697.51 | $6504.20 | 7.37% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $9154.43 | 4 |  | X | $7421.28 | $2259.00 |  |  |  |  |  | 48.161% |  |  | 20250106 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 1/2025 24mo;<br> [Borrower - Primary Income - Wages] Paystubs - 11/2024-12/2024;<br> [Borrower - Primary Income - Wages] VVOE - 2/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250225 |  | $0.00 |  |  | 25093.75 |  | Approve/Eligible | No |  | N/A | 7.374 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 6340 | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 9 | 24 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676948 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250310 | 0.00% | $4869.26 | $6214.53 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7716.84 | 4 |  | X | $12201.12 | $3942.12 |  |  |  |  |  | 46.162% |  |  | 20250224 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025 - 02/2025;<br> [Borrower - Primary Income - Wages] Work Number - 03/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250328 |  | $0.00 |  |  | 0 |  | Accept | No |  | N/A | 7.375 | 1 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 14 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677024 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $5288.00 | 20250127 | 8.206% | $1276.12 | $1439.49 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8528.58 | 1 |  | X | $1262.28 | $698.16 |  |  |  |  |  | 31.316% | 31.316 |  | 20241118 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 02/2025 - 25 months;<br> [Borrower - Primary Income - Wages] Work Number - 01/2025 - 13 months;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250224 |  | $3489.96 |  |  | 0 |  | Accept | Yes |  | N/A | 7.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Alternative Doc |  |  |  | 10 | 13 | No |  | FALSE |  |  |  |  |  |  |  |
| 1668940 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250430 | 0.00% | $1554.55 | $1908.19 | 7.88% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $13471.62 | 1 |  | X | $2780.76 | $1287.96 | XXXXXXXXXX | XX | $174.96 |  | Annually | 30.379% |  |  | 20250326 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 03/2025-04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 04/2025 27 months; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250512 |  | $0.00 |  |  | 0 | 3.2 | Accept | No |  | N/A | 7.875 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full | Alternative Doc |  |  | 8 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677448 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241223 | 0.00% | $1299.35 | $1630.08 | 6.99% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5188.55 | 1 |  | X | $1948.08 | $1356.00 |  |  |  |  |  | 23.31% |  |  | 20241218 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 1/14/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 11/2024-12/8/2024-1 month; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250116 |  | $0.00 |  |  | 0 | 1 | Accept | No |  | N/A | 6.999 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550201 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 43 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677380 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250102 | 0.00% | $4784.65 | $5485.28 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $14030.53 | 1 |  | X | $3443.04 | $1154.40 |  |  |  |  |  | 47.906% |  |  | 20241231 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 01/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 01/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250129 |  | $0.00 |  |  | 0 |  | Accept | No |  | N/A | 7.375 | 1 | 1 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550201 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 11 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677278 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250122 | 0.00% | $961.42 | $1210.61 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $12997.35 | 1 |  | X | $2053.20 | $937.08 |  |  |  |  |  | 21.528% |  |  | 20250114 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 1/2025 5 months;<br> [Borrower - Primary Income - Wages] Paystubs - 1/2025;<br> [Borrower - Primary Income - Wages] VVOE - 2/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 1/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 2/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FHLMC | 20250210 |  | $0.00 |  |  | 1567.58 | 1 | Accept | No |  | N/A | 7.375 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 10 | 5 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677153 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250211 | 0.00% | $1539.44 | $2026.43 | 7.99% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $6744.99 | 1 |  | X | $2475.84 | $2868.00 | XXXXXXXXXX | XX | $500.04 |  | Annually | 43.064% |  |  | 20250123 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023 12 months;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 02/025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024 12 months;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023 12 months; | [Borrower] 1040 - 2022;<br> [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2022;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250213 |  | $1445.00 |  |  | 3182 | 1.9 | Accept | No |  | N/A | 7.99 | 1 | 1 | 0 | 1 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 48 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677154 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250213 | 0.00% | $1259.74 | $1551.90 | 7.38% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $9590.76 | 1 |  | X | $1359.96 | $789.96 | XXXXXXXXXX | XX | $113.00 |  | Monthly | 30.733% |  |  | 20250124 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 02/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024 7 months;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025 1 month;<br> [Borrower - Primary Income - Wages] W-2 - 2024 7 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250221 |  | $0.00 |  |  | 3071.13 | 1 | Accept | No |  | N/A | 7.375 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 46 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677035 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250128 | 0.00% | $1700.72 | $2013.55 | 7.99% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $17291.85 | 1 |  | X | $2624.76 | $1129.20 |  |  |  |  |  | 30.023% |  |  | 20250119 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025;<br> [Borrower - Primary Income - Wages] WVOE - 02/2025 5 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Non-Primary Income - Retirement] 1099 - 2024;<br> [Borrower - Non-Primary Income - Retirement] Pension Letter - 01/2025;<br> [Borrower - Non-Primary Income - Retirement] Pension Letter - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/2025 ;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 01/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024 ;<br> [Co Borrower 1 - Non-Primary Income - Retirement] 1099 - 2023;<br> [Co Borrower 1 - Non-Primary Income - Retirement] 1099 - 2024;<br> [Co Borrower 1 - Non-Primary Income - Retirement] Pension Letter - 12/2024;<br> [Borrower - Primary Income - Disability] Award Letter / Continuance Letter - 01/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250304 |  | $1476.12 |  |  | 0 | 1 | Accept | No |  | N/A | 7.99 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 39 | 5 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677156 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $3129.00 | 20250130 | 8.419% | $1152.75 | $1641.76 | 7.99% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $9582.75 | 1 |  | NON | $792.00 | $873.60 | XXXXXXXXXX | XX | $324.00 |  | Monthly | 38.727% | 38.727 |  | 20250128 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 01/2025 24 months;<br> [Borrower - Primary Income - Wages] WVOE - 02/2025 25 months;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] Employer Letter - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 01/2025;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 01/2025 22 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 02/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250226 |  | $3931.25 |  |  | 1717.17 | 2.5 | Accept | No |  | N/A | 7.99 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 12 | 22 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677043 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250220 | 0.00% | $2069.33 | $2476.98 | 6.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7242.96 | 2 |  | X | $3638.76 | $1253.04 |  |  |  |  |  | 26.899% |  |  | 20250206 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 Transcript - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 1/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 3/2025;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2022;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023; | [Borrower] Transcripts - 2022;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250314 |  |  |  |  | 0 |  | Accept | No |  | N/A | 6.875 | 1 | 0 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 250 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677042 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250217 | 0.00% | $870.25 | $1115.35 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6221.74 | 1 |  | X | $1951.20 | $990.00 |  |  |  |  |  | 46.206% |  |  | 20250217 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 03/2025 1 month;<br> [Borrower - Primary Income - Wages] Paystubs - 02/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024 12 month;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023 12 month ;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2024; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250313 |  | $0.00 |  |  | 1995.84 | 1 | Approve/Eligible | No |  | N/A | 7.375 | 2 | 0 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | Yes | Full |  |  |  | 135 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676927 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $8275.89 | 20250227 | 7.784% | $2125.61 | $2442.90 | 7.50% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6317.38 | 1 |  | X | $1324.44 | $1323.00 | XXXXXXXXXX | XX | $96.67 |  | Monthly | 48.573% | 48.573 |  | 20250205 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Secretary of State (SOS) - 03/2025;<br> [Borrower - Primary Income - Sole Proprietor] CPA Letter - 03/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250317 |  | $5915.72 |  |  | 11891.72 |  | Accept | Yes |  | N/A | 7.5 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Full |  |  |  | 35 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676825 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250303 | 0.00% | $1381.35 | $1634.60 | 7.38% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $49407.31 | 1 |  | X | $2499.96 | $539.04 |  |  |  |  |  | 8.902% |  |  | 20250303 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Paystubs - 01/01/2025-01/31/2025, 02/01/2025-02/15/2025;<br> [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] Business License/Validation - 08/21/2024;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 03/06/2025;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 06/14/2025; | [Borrower] 1040 - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250326 |  | $1149.00 |  |  | 2010 | 2.4 | Accept | No |  | N/A | 7.375 | 2 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 6 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678384 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250304 | 0.00% | $1547.11 | $2701.18 | 7.38% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $14674.57 | 1 |  | X | $5227.92 | $578.52 | XXXXXXXXXX | XX | $203.00 |  | Monthly | 33.469% |  |  | 20250303 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Bank Statements - Personal - 2024;<br> [Borrower - Primary Income - S-Corp] Bank Statements - Personal - 2023;<br> [Borrower - Primary Income - S-Corp] Bank Statements - Business - 2024;<br> [Borrower - Primary Income - S-Corp] Bank Statements - Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2024;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] 4506 or 4506T - 2024;<br> [Borrower - Primary Income - S-Corp] 4506 or 4506T - 2023; | [Borrower] 1084 or income worksheet - 2023-2024;<br> [Borrower] 4506 or 4506T - 2024;<br> [Borrower] 4506 or 4506T - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250205 |  | $4509.00 |  |  | 2484.16 | 1.4 | Accept | No |  | N/A | 7.375 | 0 | 0 | 0 | 0 | 2 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 7 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1671373 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $6539.81 | $7344.30 | 20250304 | 8.121% | $1604.70 | $1894.58 | 7.50% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $14884.59 | 1 |  | D | $966.72 | $1869.24 |  |  |  |  |  | 35.214% | 35.214 |  | 20250128 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/2025-04/2025;<br> [Borrower - Primary Income - Wages] WVOE - 02/2025 5 months;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 02/2025 25 months;<br> [Co Borrower 1 - Primary Income - Wages] Employer Letter - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 05/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250521 |  | $6539.81 |  |  | 6041.46 |  | Accept | No |  | N/A | 7.5 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 60 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678439 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250319 | 0.00% | $1621.24 | $1974.33 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $11867.69 | 1 |  | X500 | $2312.04 | $1325.04 | XXXXXXXXXX | XX | $600.00 |  | Annually | 36.141% |  |  | 20250310 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 3/2025 2 months;<br> [Borrower - Primary Income - Wages] W-2 - 2023 12 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024 12 months;<br> [Borrower - Primary Income - Wages] Work Number - 06/2025- 36 moths;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025 2 months;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023 12 months;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024 12 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 06/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250523 |  | $4139.56 |  |  | 1599.88 | 1 | Accept | No |  | N/A | 7.625 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 67 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643876 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $4419.50 | $6220.68 | 20250326 | 7.995% | $1592.11 | $2416.71 | 7.50% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $12457.29 | 1 |  | D | $3124.56 | $6133.08 |  |  |  |  |  | 36.28% | 36.28 |  | 20250317 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 1/16/2025-2/15/2025-1 month;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Employer Letter - 4/17/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250408 |  | $4419.50 |  |  | 0 |  | Accept | Yes |  | N/A | 7.5 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Full |  |  |  | 129 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643880 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250321 | 0.00% | $1526.39 | $2005.18 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4689.78 | 1 |  | X | $708.84 | $1613.04 | XXXXXXXXXX | XX | $219.00 |  | Monthly | 47.83% |  |  | 20250321 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-06/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250411 |  | $0.00 |  |  | 0 | 2.1 | Accept | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 14 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676760 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250322 | 0.00% | $1613.77 | $2217.75 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $25472.13 | 1 |  | X | $5447.16 | $1800.60 |  |  |  |  |  | 29.489% |  |  | 20250321 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/01/2024-02/14/2025, 03/01/2025-03/28/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 04/10/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/16/2024-03/23/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/10/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250415 |  | $0.00 |  |  | 4968.32 | 1.3 | Accept | No |  | N/A | 7.625 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 21 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676645 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250418 | 0.00% | $1703.40 | $2425.24 | 7.63% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5029.82 | 1 |  | X | $5814.12 | $1331.76 |  |  |  |  |  | 40.397% |  |  | 20250303 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Bank Statements - Business - 2/2025 - 3/2025 2 months;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2022;<br> [Borrower - Primary Income - Sole Proprietor] CPA Letter - 3/2025;<br> [Borrower - Primary Income - Sole Proprietor] Business License/Validation - 3/2025;<br> [Borrower - Primary Income - Sole Proprietor] Secretary of State (SOS) - 4/2025;<br> [Borrower - Primary Income - Sole Proprietor] Telephone Listing / Internet Search / Directory Assistance - 4/2025; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Borrower] Transcripts - 2022;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250501 |  | $4754.13 |  |  | 0.25 | 2.4 | Accept | No |  | N/A | 7.625 | 0 | 0 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 31 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676759 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250402 | 0.00% | $1331.85 | $1465.91 | 6.63% | Yes | Yes | Employed | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $9548.89 | 1 |  | X | $874.80 | $733.92 |  |  |  |  |  | 28.755% |  |  | 20250327 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 3/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 4/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Pension Letter - 3/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250416 |  | $4875.52 |  |  | 5000 | 2 | Accept | No |  | N/A | 6.625 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 109 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643906 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6456.37 | 20250401 | 7.694% | $2013.78 | $2304.41 | 7.25% | Yes | Yes | Retired | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $5436.51 | 1 |  | X | $1905.60 | $843.96 |  |  |  |  |  | 49.218% | 49.218 |  | 20250331 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Retirement] 1099 - 2024;<br> [Borrower - Non-Primary Income - Social Security] 1099 - 2024;<br> [Borrower - Non-Primary Income - Social Security] Bank Statements - Personal - 03/2025 to 04/2025;<br> [Co Borrower 1 - Non-Primary Income - Social Security] 1099 - 2024;<br> [Co Borrower 1 - Non-Primary Income - Social Security] Bank Statements - Personal - 03/2025 to 04/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250501 |  | $4570.37 |  |  | 0 | 3.5 | Accept | No |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 435 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676648 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6602.00 | 20250403 | 7.818% | $2768.89 | $3459.66 | 7.50% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $18193.84 | 1 |  | AE | $3736.20 | $3642.24 |  |  |  |  |  | 34.569% | 34.569 |  | 20250331 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 4/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 3/2025;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 4/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250430 |  | $2878.92 |  |  | 3500 | 1.4 | Accept | No |  | N/A | 7.5 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full | Full |  |  | 100 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643890 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250402 | 7.452% | $3560.96 | $5359.23 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $16812.73 | 1 |  | AE | $8900.40 | $11717.88 |  |  |  |  |  | 37.768% | 37.768 |  | 20250325 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 2/2025 - 3/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250424 |  | $0.00 |  |  | -8169.3 |  | Accept | No |  | N/A | 7.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | Yes | Full |  |  |  | 1 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643892 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250403 | 0.00% | $2852.80 | $3659.37 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7002.24 | 1 |  | X | $4403.52 | $3888.12 |  |  |  |  |  | 27.504% |  |  | 20250328 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Employer Letter - 04/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 01/2025-02/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250425 |  | $0.00 |  |  | 2349.84 | 1.3 | Accept | No |  | N/A | 7.5 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 20 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676646 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250409 | 0.00% | $2293.04 | $2684.02 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $7048.20 | 1 |  | X | $2965.80 | $1026.00 | XXXXXXXXXX | XX | $699.96 |  | Annually | 37.461% |  |  | 20250331 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 2/2025 - 3/2025;<br> [Borrower - Primary Income - Wages] WVOE - 4/2025 - 27 months;<br> [Borrower - Primary Income - Wages] Work Number - 4/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 2/2025 - 3/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 4/2025 - 27 months;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 4/2025;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 5/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250425 |  | $3851.00 |  |  | 7854.52 | 1 | Accept | No |  | N/A | 7.375 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full | Full |  |  | 45 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676598 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250407 | 0.00% | $2376.42 | $3377.44 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $6465.31 | 1 |  | X | $3587.28 | $2440.92 |  |  |  |  |  | 41.76% |  |  | 20250310 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] Paystubs - 4/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250509 |  | $0.00 |  |  | 15209.28 | 3.5 | Accept | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 6 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643900 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $7805.00 | $13097.18 | 20250415 | 7.403% | $2214.13 | $2522.27 | 7.00% | Yes | Yes | Not Required | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $28045.12 | 1 |  | X | $2087.64 | $1610.04 |  |  |  |  |  | 28.62% | 28.62 |  | 20250211 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  | 100% |  | [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] Paystubs - 2/22/2025-3/21/2025-1 month;<br> [Co Borrower 1 - Primary Income - S-Corp] Business License/Validation - 5/15/2025; | [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2024; | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250501 |  | $7805.00 |  |  | 0 | 1 | Accept | No |  | N/A | 7 | 0 | 1 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No |  | Full |  |  | 29 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676579 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250506 | 0.00% | $2463.12 | $3157.66 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5861.90 | 1 |  | X | $6891.00 | $1443.48 |  |  |  |  |  | 47.697% |  |  | 20250422 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 4/2025 - 27.8 months;<br> [Borrower - Primary Income - Wages] Employer Letter - 5/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 4/2025;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023; | [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250514 |  | $8430.00 |  |  | 8700 | 1 | Accept | No |  | N/A | 7.625 | 1 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 88 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643910 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $10486.50 | $13294.80 | 20250429 | 8.106% | $2609.01 | $3004.85 | 7.49% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8148.52 | 1 |  | X | $1420.68 | $1174.20 | XXXXXXXXXX | XX | $80.00 |  | Monthly | 48.473% | 48.473 |  | 20250422 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/2025-04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Third Party Verification - 04/2025 28 months;<br> [Borrower - Primary Income - Wages] VVOE - 04/2025; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250502 |  | $10486.50 |  |  | -4713.57 | 1 | Accept | No |  | N/A | 7.49 | 2 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 1 | 0 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671377 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250424 | 0.00% | $1761.22 | $2402.20 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7316.66 | 2 |  | X | $5267.76 | $2424.00 |  |  |  |  |  | 44.965% |  |  | 20250415 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/2025-04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250612 |  | $0.00 |  |  | 96.9 |  | Accept | No |  | N/A | 7.375 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 24 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1668937 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250428 | 0.00% | $1477.87 | $2166.58 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $4860.75 | 1 |  | X | $4579.56 | $984.96 | XXXXXXXXXX | XX | $225.00 |  | Monthly | 34.024% |  |  | 20250424 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 04/2025 to 5/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Third Party Verification - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025 to 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 05/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250522 |  | $0.00 |  |  | -69.49 | 1 | Accept | No |  | N/A | 7.625 | 2 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 23 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1668932 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250424 | 0.00% | $1838.92 | $2204.35 | 7.38% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $27666.44 | 3 |  | X | $1477.80 | $2907.36 |  |  |  |  |  | 17.452% |  |  | 20250409 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 4/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 4/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 5/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250521 |  | $0.00 |  |  | -741.06 |  | Accept | No |  | N/A | 7.375 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 6 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1668927 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250501 | 0.00% | $4083.27 | $4802.03 | 7.38% | Yes | Yes | Retired | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $8252.10 | 1 |  | X | $3411.48 | $1349.64 | XXXXXXXXXX | XX | $322.00 |  | Monthly | 39.828% |  |  | 20250403 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Co Borrower 1 - Primary Income - Wages] Work Number - 04/2025 - 27 months;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 2/2025 to 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 2/2025 to 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Third Party Verification - 05/2025; | [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2024; | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250507 |  | $7157.00 |  |  | 0 | 1 | Accept | No |  | N/A | 7.375 | 0 | 2 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No |  | Full |  |  | 74 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1668931 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250428 | 0.00% | $5931.83 | $7335.59 | 6.99% | Yes | Yes | Self-Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $42904.36 | 2 |  | X500 | $14874.96 | $1970.16 |  |  |  |  |  | 25.913% |  |  | 20250312 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - S-Corp] Business Return Transcripts - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] Paystubs - 1/2025-3/2025;<br> [Borrower - Primary Income - S-Corp] Business License/Validation - 3/2025; | [Borrower] 1084 or income worksheet - 2023;<br> [Borrower] 4506 or 4506T - 2023;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250519 |  | $0.00 |  |  | 1300 |  | Accept | No |  | N/A | 6.99 | 2 | 0 | 1 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 6 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671381 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $1958.15 | 20250428 | 7.721% | $1926.33 | $3287.09 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8075.48 | 1 |  | AE | $4983.84 | $1505.28 | XXXXXXXXXX | XX | $820.00 |  | Monthly | 45.366% | 45.366 |  | 20250428 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 6/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 03/2025 - 4/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250530 |  | $0.00 |  |  | 805.59 |  | Accept | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full |  |  |  | 32 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1671375 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7688.00 | 20250523 | 7.713% | $1989.14 | $2441.83 | 7.38% | Yes | Yes | Retired | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $6118.37 | 1 |  | X500 | $1875.96 | $1456.32 | XXXXXXXXXX | XX | $700.00 |  | Quarterly | 48.657% | 48.657 |  | 20250512 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Retirement] 1099 - 2024;<br> [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 04/2025-05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 05/2025 - 5 months;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024 ;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023 ;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 06/2025;<br> [Co Borrower 1 - Non-Primary Income - Retirement] 1099 - 2024 ;<br> [Co Borrower 1 - Non-Primary Income - Retirement] Bank Statements - Personal - 04/2025-05/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250617 |  | $7629.00 |  |  | 2938.24 |  | Accept | Yes |  | N/A | 7.375 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Full | Full |  |  | 33 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678466 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250519 | 0.00% | $1613.77 | $2474.03 | 7.63% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $20308.59 | 1 |  | X | $6393.96 | $3929.16 |  |  |  |  |  | 27.276% |  |  | 20250518 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 25% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 06/2025;<br> [Borrower - Primary Income - Wages] Other - 06/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 04/2025 1 month;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 06/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Other - 06/2025; | [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2024;<br> [Borrower] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2023; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250612 |  | $4000.00 |  |  | -2382.6 | 2.2 | Accept | No |  | N/A | 7.625 | 1 | 2 | 0 | 1 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 4221 | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc | Full |  |  | 45 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671378 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $8732.63 | 20250529 | 8.168% | $1422.20 | $1685.06 | 7.50% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $12080.72 | 1 |  | X | $1165.80 | $1419.00 |  |  |  |  |  | 35.269% | 35.269 |  | 20250415 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 04/2025-05/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 06/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2023; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250623 |  | $5593.50 |  |  | 12401.48 | 1.3 | Accept | No |  | N/A | 7.5 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full | Full |  |  | 44 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671380 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250604 | 0.00% | $2371.49 | $3241.24 | 7.13% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $15461.98 | 1 |  | X | $6600.00 | $2042.04 | XXXXXXXXXX | XX | $1794.96 |  | Annually | 49.208% |  |  | 20250514 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2022;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2022;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] W-2 - 2024; | [Borrower] 1040 - 2022;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250626 |  | $0.00 |  |  | 8800 | 1.2 | Accept | No |  | N/A | 7.125 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 20 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678487 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250522 | 0.00% | $2004.92 | $2298.02 | 7.25% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4272.19 | 1 |  | X | $1390.80 | $639.00 | XXXXXXXXXX | XX | $399.96 |  | Annually | 43.086% |  |  | 20250219 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - Sole Proprietor] Paystubs - 03/2025-04/2025;<br> [Borrower - Primary Income - Sole Proprietor] W-2 Transcript - 2023;<br> [Borrower - Primary Income - Sole Proprietor] W-2 Transcript - 2024; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2033;<br> [Borrower] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250620 |  | $0.00 |  |  | 15097.92 | 1 | Accept | No |  | N/A | 7.25 | 0 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 9 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671376 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $10287.00 | 20250604 | 7.563% | $2000.94 | $2556.17 | 7.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $12194.96 | 1 |  | X500 | $4617.36 | $887.04 |  |  |  |  |  | 35.189% | 35.189 |  | 20250512 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 04/2025-05/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250616 |  | $3079.89 |  |  | 3851 | 3 | Accept | No |  | N/A | 7.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 11 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671379 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250527 | 0.00% | $2071.68 | $2717.76 | 7.13% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10866.96 | 3 |  | X500 | $5124.96 | $2628.00 |  |  |  |  |  | 49.111% |  |  | 20250527 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 03/2025-5/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 6/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 04/2025 - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 6/2025; | [Borrower] 1040 - 2024;<br> [Co Borrower 1] 1040 - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250612 |  | $0.00 |  |  | 3500 |  | Accept | No |  | N/A | 7.125 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 39 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671374 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $4347.30 | $7938.71 | 20250529 | 7.965% | $3344.33 | $3931.66 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $18011.92 | 1 |  | X | $2895.72 | $3112.68 |  |  |  |  |  | 41.733% | 41.733 |  | 20250602 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 05/2025 - 29 months;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 04/2025-05/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 05/2025 - 29 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 06/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 04/2025-05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250613 |  | $4347.30 |  |  | 10600 | 2.6 | Approve/Eligible | No |  | N/A | 7.625 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 101 | 29 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671382 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $8127.75 | 20250611 | 8.152% | $1911.04 | $2200.71 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $8058.89 | 1 |  | X | $1695.00 | $746.04 |  |  |  |  |  | 34.206% | 34.206 |  | 20250602 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 5/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 6/2025;<br> [Borrower - Non-Primary Income - Retirement] Bank Statements - Personal - 05/2025;<br> [Borrower - Non-Primary Income - Retirement] Pension Letter - 5/2025;<br> [Borrower - Non-Primary Income - Retirement] Third Party Verification - 12/2024;<br> [Borrower - Non-Primary Income - Retirement] Pension Letter - 6/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250625 |  | $0.00 |  |  | 5178.6 | 2.5 | Accept | No |  | N/A | 7.625 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 6 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678510 | XXXXXXXXXX | XXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $5254.00 | 20250623 | 7.235% | $3233.85 | $4668.38 | 7.13% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $14314.03 | 3 |  | X | $6734.40 | $2468.04 |  |  |  |  |  | 41% | 41 |  | 20250602 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2024; | [Borrower] 1040 - 2024; | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250625 |  | $0.00 |  |  | -9000 |  | Accept | No |  | N/A | 7.125 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Full |  | Experian Fair Isaac Model 2 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | Yes | Alternative Doc |  |  |  | 49 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671383 | XXXXXXXXXX | XXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250618 | 0.00% | $2293.25 | $3110.60 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4356.25 | 1 |  | X | $8267.16 | $1541.04 |  |  |  |  |  | 44.417% |  |  | 20250618 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 04/2025-05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025; | [Borrower] 1040 - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250716 |  | $0.00 |  |  | 15832.96 | 1 | Accept | No |  | N/A | 7.625 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 13 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677442 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250123 | 8.089% | $1276.65 | $1870.80 | 7.75% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $2658.90 | 1 |  | X | $3554.88 | $3165.00 |  |  |  |  |  | 44.345% | 44.345 |  | 20241218 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 11/2024 - 12/2024;<br> [Borrower - Primary Income - Wages] Work Number - 1/2025 - 24 months;<br> [Borrower - Primary Income - Wages] Work Number - 12/2024 - 36 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250130 |  | $0.00 |  |  | 0 | 2.6 | Approve/Eligible | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 3 | 36 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671400 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $7334.53 | 20250602 | 7.229% | $2148.93 | $3007.00 | 7.00% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10557.87 | 1 |  | X500 | $8393.88 | $1422.96 | XXXXXXXXXX | XX | $480.00 |  | Annually | 30.918% | 30.918 |  | 20250531 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] WVOE - 6/2025-29 months;<br> [Borrower - Primary Income - Wages] VVOE - 6/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250620 |  | $6962.83 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 11 | 29 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677353 | XXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $4331.00 | 20250129 | 7.622% | $900.47 | $1578.74 | 7.25% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7655.41 | 1 |  | X | $2769.24 | $1242.00 | XXXXXXXXXX | XX | $344.00 |  | Monthly | 48.517% | 48.517 |  | 20250129 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 2/2025;<br> [Borrower - Primary Income - Wages] Work Number - 1/2025 - 23 months;<br> [Borrower - Primary Income - Wages] Employer Letter - 1/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250218 |  | $0.00 |  |  | 500 |  | Accept | Yes |  | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  | No | Alternative Doc |  |  |  | 4 | 23 | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1643907 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250428 | 0.00% | $2145.82 | $2927.11 | 8.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4078.87 | 1 |  | X | $7800.00 | $852.96 |  |  |  |  |  | 44.902% |  |  | 20250410 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 04/2025;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2023;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 05/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250407 |  | $0.00 |  |  | -95 | 1 | Accept | No |  | N/A | 8.125 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 37 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677197 | XXXXXXXXXX | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes |  |  | 20250307 | 7.659% | $2035.76 | $2487.41 | 7.38% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $18612.66 | 1 |  | X | $1747.08 | $1517.28 | XXXXXXXXXX | XX | $1506.96 |  | Annually | 31.243% | 31.243 |  | 20250225 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 4/2025;<br> [Borrower - Primary Income - Wages] WVOE - 4/2025 - 27 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250425 |  | $0.00 |  |  | 10000 | 1.3 | Accept | No |  | N/A | 7.375 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 34 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1668936 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6825.00 | 20250424 | 7.997% | $1971.61 | $2740.15 | 7.88% | Yes | Yes | Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $20563.60 | 1 |  | X | $7683.96 | $1038.48 | XXXXXXXXXX | XX | $500.04 |  | Annually | 31.888% | 31.888 |  | 20250326 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-03/2025;<br> [Borrower - Primary Income - Wages] Work Number - 03/2025-26 months;<br> [Borrower - Primary Income - Wages] Third Party Verification - 04/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250616 |  | $2719.20 |  |  | 0 | 1.5 | Approve/Eligible | No |  | N/A | 7.875 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 138 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671396 | XXXXXXXXXX | XXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $11590.76 | 20250529 | 8.675% | $2955.06 | $3418.66 | 8.13% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10050.81 | 1 |  | X | $2162.16 | $687.00 | XXXXXXXXXX | XX | $1520.04 |  | Annually | 33.462% | 33.462 |  | 20250410 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024 -1/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025;<br> [Borrower - Primary Income - Wages] WVOE - 3/2025 - 26 months;<br> [Borrower - Primary Income - Wages] VVOE - 6/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250616 |  | $11580.76 |  |  | 1000 | 1.4 | Approve/Eligible | No |  | N/A | 8.125 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 2 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678563 | XXXXXXXXXX | XXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250710 | 0.00% | $1369.12 | $1562.21 | 7.49% | Yes | Yes | Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $6661.27 | 1 |  | X | $1276.08 | $681.00 | XXXXXXXXXX | XX | $360.00 |  | Annually | 44.804% |  |  | 20250612 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  | 100% | Borrower Prepared | [Borrower - Primary Income - Wages] VVOE - 7/2025;<br> [Borrower - Primary Income - Wages] Work Number - 6/2025 - 30MONTHS;<br> [Borrower - Primary Income - Wages] Paystubs - 5/2025;<br> [Borrower - Primary Income - Wages] W-2 Transcript - No Results Returned - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - S-Corp] VVOE - 7/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Secretary of State (SOS) - 6/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] CPA Letter - 2/2025 - 24MONTHS;<br> [Co Borrower 1 - Primary Income - S-Corp] P&L Statement - 01/2024 12 months; | [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2024;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] 1040 - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250714 |  | $0.00 |  |  | 4251.9 | 1 | Approve/Eligible | No |  | N/A | 7.49 | 2 | 1 | 0 | 2 | 0 | 4 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 3842 | FICO Risk Score Classic 04 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc | Alternative Doc |  |  | 40 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678559 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250625 | 0.00% | $2548.06 | $3049.01 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $11971.89 | 1 |  | X | $3760.44 | $2250.96 |  |  |  |  |  | 38.867% |  |  | 20250418 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 7/2025-153MONTHS;<br> [Borrower - Primary Income - Wages] Paystubs - 5/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250715 |  | $0.00 |  |  | 9000 | 1.7 | Accept | No |  | N/A | 7.625 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full | 4703 | Equifax Beacon 5 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 9 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677258 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250107 | 0.00% | $934.74 | $1220.23 | 7.75% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $9977.94 | 1 |  | X | $2264.88 | $1161.00 |  |  |  |  |  | 34.249% |  |  | 20250109 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 11/2024-12/2024;<br> [Borrower - Primary Income - Wages] Work Number - 12/2024 35 months;<br> [Borrower - Primary Income - Wages] VVOE - 01/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 11/2024-12/2024;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 01/2025 24 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 01/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250122 |  | $0.00 |  |  | 0 | 3.6 | Approve/Eligible | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550201 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full | Full |  |  | 75 | 35 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643868 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $3936.00 | 20250410 | 7.331% | $2892.43 | $3428.55 | 7.25% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $23579.10 | 1 |  | X | $3363.48 | $2421.96 | XXXXXXXXXX | XX | $54.00 |  | Monthly | 38.549% | 38.549 |  | 20250409 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] W-2 Transcript - 2023;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 4/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 4/2025;<br> [Borrower - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 4/2025;<br> [Borrower - Primary Income - S-Corp] Business License/Validation - 4/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250418 |  | $1890.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.25 | 0 | 0 | 1 | 1 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 307 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671368 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $1564.00 | $2409.77 | 20250626 | 8.076% | $1515.21 | $1721.33 | 7.75% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $14454.10 | 1 |  | X | $1023.36 | $921.36 |  |  |  |  |  | 41.5% | 41.5 |  | 20250624 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 6/2025 - 29 months;<br> [Borrower - Primary Income - Wages] VVOE - 7/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] Paystubs - 05/2025 to 6/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250718 |  | $0.00 |  |  | 0 | 2.5 | Approve/Eligible | No |  | N/A | 7.75 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 315 | 29 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676821 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250305 | 0.00% | $1486.37 | $1952.84 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10753.79 | 1 |  | A | $2927.52 | $2670.12 |  |  |  |  |  | 39.401% |  |  | 20250121 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/08/2025-02/21/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] WVOE - 03/07/2025 26 months;<br> [Borrower - Primary Income - Wages] VVOE - 03/20/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/10/2025-02/23/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 03/12/2025 - 16 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 03/26/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250327 |  | $8090.00 |  |  | 0 |  | Accept | No |  | N/A | 7.625 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 45 | 26 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677219 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $6176.00 | 20250130 | 7.488% | $955.52 | $1397.92 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $2572.19 | 1 |  | X | $3598.80 | $1710.00 |  |  |  |  |  | 49.811% | 49.811 |  | 20250204 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025-02/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 11/2024-12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] Work Number - 01/2025;<br> [Borrower - Primary Income - Wages] VVOE - 02/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250221 |  | $0.00 |  |  | 0 | 2.1 | Approve/Eligible | No |  | N/A | 7.625 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 23 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677479 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20241213 | 0.00% | $1362.90 | $1685.15 | 7.75% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $9054.72 | 1 |  | X500 | $2892.00 | $975.00 |  |  |  |  |  | 23.6% |  |  | 20241212 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 12/2024 - 127 months;<br> [Borrower - Primary Income - Wages] VVOE - 12/2024; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20241231 |  | $0.00 |  |  | 0 | 3 | Approve/Eligible | No |  | N/A | 7.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550201 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 7 | 127 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677271 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250117 | 0.00% | $1432.82 | $1928.35 | 7.75% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $5363.97 | 1 |  | X | $4999.32 | $947.04 |  |  |  |  |  | 40.414% |  |  | 20241106 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 1/2025 - 24 months;<br> [Borrower - Primary Income - Wages] VVOE - 1/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2023; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250129 |  | $0.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.75 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550201 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 58 | 24 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676681 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250501 | 0.00% | $2321.39 | $2610.34 | 7.50% | Yes | Yes | Self-Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $6185.34 | 1 |  | X500 | $1638.12 | $773.28 | XXXXXXXXXX | XX | $88.00 |  | Monthly | 45.756% |  |  | 20250413 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 50% |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 4/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Partnership] K-1 - 2023;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Partnership] Secretary of State (SOS) - 2025; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250520 |  | $0.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.5 | 2 | 0 | 0 | 1 | 0 | 3 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 196 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643860 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250404 | 0.00% | $3012.49 | $3342.96 | 7.25% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $6782.11 | 1 |  | X | $2532.60 | $1433.04 |  |  |  |  |  | 46.445% |  |  | 20250402 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] P&L Statement - 01/2025-04/2025;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 04/2025;<br> [Borrower - Primary Income - S-Corp] VVOE - 04/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250407 |  | $0.00 |  |  | 5289.02 | 1.3 | Accept | No |  | N/A | 7.25 | 2 | 2 | 0 | 1 | 0 | 2 | 0 | 0 | 12 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 16 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1671387 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250520 | 0.00% | $2972.73 | $4720.32 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10257.00 | 3 |  | X | $7958.04 | $13013.04 |  |  |  |  |  | 36.849% |  |  | 20250519 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 05/2025 28 months;<br> [Borrower - Primary Income - Wages] W-2 - 2023; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250617 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.625 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Trust | Full |  | FICO Risk Score Classic 04 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full |  |  |  | 112 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676751 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250414 | 0.00% | $1852.11 | $2373.90 | 7.25% | Yes | Yes | Employed | Employed | Employed |  |  | 2014-07-14T00:00:00 |  | No | No | No |  |  |  |  | $14393.32 | 2 |  | X | $4625.52 | $1635.96 |  |  |  |  |  | 44.107% |  |  | 20250405 | 788 | 807 | 827 | 800 |  |  |  |  |  |  |  |  |  |  |  |  | Stated, Verified |  |  | Stated, Level 4 Verified |  |  | Stated, level 3 Verified |  |  | No | No |  |  |  |  |  |  | [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 04/2025;<br> [Co Borrower 2 - Primary Income - Wages] Paystubs - 03/2025;<br> [Co Borrower 2 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 2 - Primary Income - Wages] VVOE - 04/2025; |  | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250416 |  | $0.00 |  |  | -150 |  | Accept | No |  | N/A | 7.25 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No |  | Full | Full |  | 381 |  | No |  | FALSE | 807 |  |  |  |  |  |  |
| 1678486 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250605 | 0.00% | $980.29 | $1202.67 | 7.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3968.84 | 1 |  | X | $1170.00 | $1498.56 |  |  |  |  |  | 24.669% |  |  | 20250521 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] VVOE - 6/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2023;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] Paystubs - 4/2025-5/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250625 |  | $0.00 |  |  | 2999.59 | 2.5 | Approve/Eligible | No |  | N/A | 7.875 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 22 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676726 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250414 | 0.00% | $2446.45 | $3573.67 | 7.38% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $4588.51 | 1 |  | X | $10775.64 | $1671.00 | XXXXXXXXXX | XX | $1080.00 |  | Annually | 49.983% |  |  | 20250213 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2024;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 4/2025;<br> [Borrower - Primary Income - S-Corp] Bank Statements - Business - 11/24 to 1/25 - 3 months; | [Borrower] 1040 - 2024;<br> [Borrower] 1040 - 2023; | Stated, Level 4 Verified | 7 | XXXXX | XXXXX | 1 | 104 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250430 |  | $0.00 |  |  | 8905.3 | 2.8 | Accept | No |  | N/A | 7.375 | 2 | 0 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550501 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 15 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643863 | XXXXXXXXXX | XXXXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250303 | 0.00% | $2180.00 | $3170.70 | 7.63% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10185.48 | 1 |  | X | $4119.72 | $1824.48 | XXXXXXXXXX | XX | $0.00 |  | Annually | 48.773% |  |  | 20250212 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025;<br> [Borrower - Primary Income - Wages] Work Number - 01/2025 25 months;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025; |  | Stated, Verified but not Verified to Level 4 or Level 5 |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250416 |  | $0.00 |  |  | 2811.08 | 4.7 | Accept | No |  | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Alternative Doc |  |  |  | 115 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671390 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250613 | 0.00% | $1937.14 | $2307.75 | 8.00% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $25548.10 | 1 |  | X | $3285.36 | $1161.96 |  |  |  |  |  | 46.072% |  |  | 20250530 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] Work Number - 06/2025 29 months;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250613 |  | $0.00 |  |  | 0 | 1.3 | Accept | No |  | N/A | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No | Full |  |  |  | 178 | 29 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671364 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250422 | 0.00% | $1703.16 | $2226.72 | 7.13% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $4909.75 | 1 |  | X | $4266.72 | $1479.96 | XXXXXXXXXX | XX | $536.04 |  | Annually | 31.688% |  |  | 20250422 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 02/2025-05/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 03/2025-05/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 05/2025 28 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 05/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250710 |  | $1495.00 |  |  | 445 | 1.2 | Approve/Eligible | No |  | N/A | 7.125 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 7 | 28 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678402 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250523 | 0.00% | $1342.49 | $1820.65 | 7.50% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $4256.37 | 1 |  | X | $2321.88 | $476.04 | XXXXXXXXXX | XX | $245.00 |  | Monthly | 42.944% |  |  | 20250505 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 4/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2022;<br> [Borrower - Primary Income - Wages] K-1 - 2024;<br> [Borrower - Primary Income - Wages] K-1 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 4/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2022;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 5/2025; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] 4506 or 4506T - 2024;<br> [Borrower] 4506 or 4506T - 2023;<br> [Co Borrower 1] 4506 or 4506T - 2024;<br> [Co Borrower 1] 4506 or 4506T - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FNMA | 20250529 |  | $1495.00 |  |  | 95 | 1 | Approve/Eligible | No |  | N/A | 7.5 | 2 | 2 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 6 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676546 | XXXXXXXXXX | XXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $5534.39 | 20250605 | 7.968% | $1919.98 | $2289.56 | 7.75% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $2576.44 | 1 |  | X | $2230.32 | $1554.60 | XXXXXXXXXX | XX | $54.17 |  | Monthly | 47.814% | 47.814 |  | 20250527 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] WVOE - 06/2025 29 months;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250627 |  | $2835.00 |  |  | 5350 | 2.1 | Accept | No |  | N/A | 7.75 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 10 | 29 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677048 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250130 | 0.00% | $1959.38 | $2673.16 | 7.49% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7368.84 | 1 |  | X | $4321.80 | $3289.80 |  |  |  |  |  | 20.281% |  |  | 20250123 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2022;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2022;<br> [Borrower - Primary Income - S-Corp] W-2 - 2023;<br> [Borrower - Primary Income - S-Corp] W-2 - 2024;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 2/2025;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 3/2025;<br> [Borrower - Primary Income - S-Corp] Bank Statements - Business - 11/2024 - 1/2025 3 months; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250306 |  | $0.00 |  |  | 5040 | 1 | Accept | No |  | N/A | 7.49 | 2 | 0 | 1 | 2 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 13 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677020 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250225 | 0.00% | $2697.26 | $2958.67 | 7.88% | Yes | Yes | Self-Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $13457.89 | 1 |  | X | $895.92 | $741.00 | XXXXXXXXXX | XX | $125.00 |  | Monthly | 24.019% |  |  | 20250310 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Co Borrower 1 - Primary Income - Wages] Paystubs - 02/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 03/2025; | [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023; | Not Stated, not Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250324 |  | $0.00 |  |  | 0 | 2.7 | Approve/Eligible | No |  | N/A | 7.875 | 0 | 1 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Increasing | No |  | Full |  |  | 211 |  | No | Yes | FALSE |  |  |  |  |  |  |  |
| 1676999 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250206 | 0.00% | $3048.15 | $3693.66 | 6.88% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $10846.71 | 1 |  | X | $6844.08 | $902.04 |  |  |  |  |  | 47.936% |  |  | 20241211 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2024;<br> [Borrower - Primary Income - Wages] WVOE - 0/2025-24.5 months;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 12/2024; | [Borrower] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Best Efforts Conforming - Second Home & Investment FHLMC | 20250320 |  | $0.00 |  |  | 55.23 | 1.3 | Accept | No |  | N/A | 6.875 | 2 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 10 | 24 | No |  | FALSE |  |  |  |  |  |  |  |
| 1671366 | XXXXXXXXXX | XXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250618 | 0.00% | $5730.28 | $6226.21 | 7.25% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $18129.31 | 4 |  | X500 | $4886.16 | $1065.00 |  |  |  |  |  | 42.054% |  |  | 20250616 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Work Number - 5/2025 - 278 months;<br> [Borrower - Primary Income - Wages] Paystubs - 4/2025-5/2025;<br> [Borrower - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 5/2025;<br> [Borrower - Primary Income - Wages] VVOE - 6/2025;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2024;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 5/2025 - 154 months;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 4/2025-5/2025;<br> [Co Borrower 1 - Primary Income - Wages] Telephone Listing / Internet Search / Directory Assistance - 5/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 6/2025;<br> [Co Borrower 1 - Primary Income - Wages] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - Wages] CPA Letter - 5/2025; | [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2024;<br> [Borrower] 4506 or 4506T - 2024;<br> [Co Borrower 1] 1040 - 2024;<br> [Co Borrower 1] Transcripts - 2024;<br> [Co Borrower 1] 4506 or 4506T - 2024; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250630 |  | $0.00 |  |  | 0 |  | Approve/Eligible | No |  | N/A | 7.25 | 0 | 0 | 2 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 96 | 154 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676629 | XXXXXXXXXX | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250422 | 0.00% | $972.79 | $1296.97 | 7.63% | Yes | Yes | Self-Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $3882.47 | 1 |  | X | $1908.84 | $1513.32 | XXXXXXXXXX | XX | $39.00 |  | Monthly | 41.488% |  |  | 20250422 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025-4/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] Third Party Verification - 4/2025;<br> [Borrower - Primary Income - Wages] WVOE - 4/2025 - 27.3 months;<br> [Borrower - Primary Income - Wages] Tax Returns – Personal - 2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 4/2025;<br> [Borrower - Primary Income - S-Corp] CPA Letter - 5/2025; | [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2024;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2024; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FNMA | 20250507 |  | $4292.40 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 2 | 0 | 2 | 1 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 37 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1677129 | XXXXXXXXXX | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $5759.11 | 20250303 | 7.098% | $1701.45 | $2115.89 | 6.88% | Yes | Yes | Self-Employed | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $27720.69 | 2 |  | X | $3289.32 | $1683.96 |  |  |  |  |  | 15.831% | 15.831 |  | 20250217 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% | 50% |  | [Borrower - Primary Income - S-Corp] VVOE - 03/2025;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 09/2024;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] K-1 - 2023;<br> [Borrower - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Partnership] K-1 - 2023;<br> [Borrower - Primary Income - Partnership] VVOE - 03/2025;<br> [Borrower - Primary Income - Partnership] Secretary of State (SOS) - 02/2024;<br> [Co Borrower 1 - Primary Income - S-Corp] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - S-Corp] Secretary of State (SOS) - 09/2024;<br> [Co Borrower 1 - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Co Borrower 1 - Primary Income - S-Corp] K-1 - 2023;<br> [Co Borrower 1 - Primary Income - Partnership] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - Partnership] K-1 - 2023;<br> [Co Borrower 1 - Primary Income - Partnership] Tax Returns – Business - 2023;<br> [Co Borrower 1 - Primary Income - Partnership] Secretary of State (SOS) - 02/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Co Borrower 1] 1040 - 2023;<br> [Co Borrower 1] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250307 |  | $0.00 |  |  | 0 |  | Accept | No |  | N/A | 6.875 | 0 | 0 | 0 | 4 | 0 | 2 | 0 | 0 | 0 | No | 0 |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | Yes | Full | Full |  |  | 117 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1643864 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250303 | 0.00% | $2849.03 | $3784.03 | 7.38% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $3876.44 | 2 |  | X | $9040.80 | $2179.20 |  |  |  |  |  | 47.033% |  |  | 20250210 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Business License/Validation - 02/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023;<br> [Borrower] Transcripts - 2022; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250321 |  | $1620.00 |  |  | 103.13 |  | Accept | No |  | N/A | 7.375 | 0 | 0 | 0 | 1 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 16 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677213 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $1786.00 | 20250221 | 7.407% | $5180.06 | $6936.39 | 7.38% | Yes | Yes | Self-Employed | Not Required |  |  |  |  |  | No | No |  |  |  |  |  | $15074.62 | 3 |  | X | $16676.04 | $4399.92 |  |  |  |  |  | 36.495% | 36.495 |  | 20241206 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - Sole Proprietor] Tax Returns – Personal - 2023;<br> [Borrower - Primary Income - Sole Proprietor] Other - 3/2023-4/2023;<br> [Borrower - Primary Income - Sole Proprietor] Other - 6/2023-7/2023;<br> [Borrower - Primary Income - Sole Proprietor] Other - 3/2024-5/2024;<br> [Borrower - Primary Income - Sole Proprietor] Other - 7/2024-8/2024;<br> [Borrower - Primary Income - Sole Proprietor] Other - 11/2024;<br> [Borrower - Primary Income - Sole Proprietor] Bank Statements - Business - 1/2025 - 2/2025; | [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250224 |  | $0.00 |  |  | 0 |  | Accept | No |  | N/A | 7.375 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 39 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676853 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250228 | 0.00% | $1500.52 | $2171.46 | 7.63% | Yes | Yes | Retired | Retired |  |  |  |  |  | No | No |  |  |  |  |  | $6268.18 | 1 |  | AE | $3075.00 | $4832.28 | XXXXXXXXXX | XX | $12.00 |  | Monthly | 48.415% |  |  | 20250226 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 1/1/2025;<br> [Borrower - Primary Income - Retirement] Investment Statements - 1/1/2024-12/31/2025-12 months;<br> [Co Borrower 1 - Non-Primary Income - Social Security] Award Letter / Continuance Letter - 1/1/2025;<br> [Co Borrower 1 - Primary Income - Retirement] Investment Statements - 1/1/2025-3/10/2025-3 months; |  | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250313 |  | $0.00 |  |  | 0 | 1.6 | Approve/Eligible | No |  | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Trust | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full | Full |  |  | 232 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677320 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250108 | 0.00% | $707.79 | $874.37 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $4561.25 | 1 |  | X | $493.92 | $1505.04 |  |  |  |  |  | 49.375% |  |  | 20241230 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 11/2024 - 01/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2022;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 11/2024 - 01/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2022;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 01/2025 - 25 months;<br> [Borrower - Primary Income - Wages] WVOE - 01/2025 - 24 months;<br> [Borrower - Primary Income - Wages] VVOE - 01/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 01/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $85k and <= $110k) FNMA | 20250129 |  | $0.00 |  |  | 0 | 4.3 | Approve/Eligible | No |  | N/A | 7.625 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550201 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 25 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1677214 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250130 | 0.00% | $1913.87 | $2107.54 | 7.63% | Yes | Yes | Retired | Self-Employed |  |  |  |  |  | No | No |  |  |  |  |  | $3592.54 | 1 |  | X | $1156.92 | $1167.12 |  |  |  |  |  | 49.589% |  |  | 20250128 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  | 100% |  | [Borrower - Primary Income - Retirement] Bank Statements - Personal - 12/2024 - 1/2025 2 months;<br> [Borrower - Primary Income - Retirement] Pension Letter - 1/2025;<br> [Co Borrower 1 - Primary Income - Wages] WVOE - 2/2025- 25 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 2/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 1/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2022;<br> [Co Borrower 1 - Primary Income - Sole Proprietor] CPA Letter - 2/2025; | [Borrower] Transcripts - 2022;<br> [Borrower] Transcripts - 2023;<br> [Borrower] 1040 - 2023;<br> [Borrower] 1040 - 2022;<br> [Co Borrower 1] Transcripts - 2023;<br> [Co Borrower 1] Transcripts - 2022;<br> [Co Borrower 1] 1040 - 2022;<br> [Co Borrower 1] 1040 - 2023; | Stated, Level 4 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250305 |  | $1770.00 |  |  | 2183.87 | 1.7 | Approve/Eligible | No |  | N/A | 7.625 | 0 | 2 | 0 | 0 | 0 | 4 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550301 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 502 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1643862 | XXXXXXXXXX | XXXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250307 | 0.00% | $1698.70 | $2356.09 | 7.63% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $10689.69 | 1 |  | X | $5635.68 | $2253.00 |  |  |  |  |  | 40.077% |  |  | 20250305 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] VVOE - 03/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 12/2024-01/2025;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 02/2025 25 months;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 03/2025; | [Borrower] 1040 - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250320 |  | $0.00 |  |  | 0 | 1 | Approve/Eligible | No |  | N/A | 7.625 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 8 | 25 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676575 | XXXXXXXXXX | XXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $4506.50 | $5288.32 | 20250430 | 8.149% | $1195.66 | $1533.60 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $2976.00 | 1 |  | X | $2027.88 | $1446.00 |  |  |  |  |  | 42.366% | 42.366 |  | 20250423 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2024;<br> [Borrower - Primary Income - Wages] W-2 Transcript - 2023;<br> [Borrower - Primary Income - Wages] Paystubs - 3/2025 - 4/2025;<br> [Borrower - Primary Income - Wages] VVOE - 5/2025;<br> [Borrower - Primary Income - Wages] WVOE - 4/2025 - 27.5 months; | [Borrower] Transcripts - 2024;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250515 |  | $4506.50 |  |  | 0 | 1 | Accept | No |  | N/A | 7.5 | 2 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550601 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Declining | No | Full |  |  |  | 18 | 27 | No |  | FALSE |  |  |  |  |  |  |  |
| 1678558 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250709 | 0.00% | $1882.81 | $2391.34 | 7.25% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $5996.51 | 1 |  | X | $4854.96 | $1247.40 |  |  |  |  |  | 42.496% |  |  | 20250610 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] Work Number - 07/2025-118 mo;<br> [Co Borrower 1 - Primary Income - Wages] Work Number - 07/2025- 15 mo;<br> [Borrower - Primary Income - Wages] Paystubs - 05/2025-06/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 06/2025-07/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FNMA | 20250715 |  | $0.00 |  |  | 0 | 1.4 | Approve/Eligible | No |  | N/A | 7.25 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Experian Fair Isaac Model 2 | 20550801 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 20 | 15 | No |  | FALSE |  |  |  |  |  |  |  |
| 1676899 | XXXXXXXXXX | XXXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250219 | 0.00% | $1398.43 | $1663.67 | 7.50% | Yes | N/A | Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $7019.99 | 1 |  | X | $1986.84 | $1196.04 |  |  |  |  |  | 28.61% |  |  | 20250303 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] Paystubs - 01/2025 - 02/2025;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] Work Number - 3/2025 - 9 months; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 |  |  |  |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250314 |  | $0.00 |  |  | 0 | 3.4 | Accept | No |  | N/A | 7.5 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | FICO Risk Score Classic 04 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 36 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1678524 | XXXXXXXXXX | XXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | Yes | $0.00 | $3592.61 | 20250602 | 7.364% | $2177.51 | $2774.71 | 7.25% | Yes | Yes | Employed | Employed |  |  |  |  |  | No | No |  |  |  |  |  | $19642.41 | 1 |  | AE | $3680.40 | $3486.00 |  |  |  |  |  | 42.307% | 42.307 |  | 20250528 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - Primary Income - Wages] W-2 - 2023;<br> [Borrower - Primary Income - Wages] W-2 - 2024;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2023;<br> [Co Borrower 1 - Primary Income - Wages] W-2 - 2024;<br> [Borrower - Primary Income - Wages] VVOE - 06/2025;<br> [Co Borrower 1 - Primary Income - Wages] VVOE - 06/2025;<br> [Borrower - Primary Income - Wages] Paystubs - 05/2025;<br> [Co Borrower 1 - Primary Income - Wages] Paystubs - 05/2025; |  | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $150k and <=conforming limit) FHLMC | 20250625 |  | $0.00 |  |  | 475 | 1 | Accept | No |  | N/A | 7.25 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550701 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full | Full |  |  | 21 |  | No |  | FALSE |  |  |  |  |  |  |  |
| 1676902 | XXXXXXXXXX | XXXXXXXXXXX | Exempt | XXXXXXXX | Yes | Yes |  |  | 20250313 | 0.00% | $895.92 | $1174.97 | 6.63% | Yes | N/A | Self-Employed |  |  |  |  |  |  | No | No |  |  |  |  |  | $19708.48 | 1 |  | X | $1498.68 | $1849.92 |  |  |  |  |  | 23.207% |  |  | 20250304 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  | 100% |  |  | [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2022;<br> [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2023;<br> [Borrower - Primary Income - S-Corp] VVOE - 03/2025;<br> [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 03/25; | [Borrower] 1040 - 2022;<br> [Borrower] 1040 - 2023;<br> [Borrower] Transcripts - 2022;<br> [Borrower] Transcripts - 2023; | Stated, Level 5 Verified |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | Conforming 30 Yr Fixed (Original Balance > $110k and <=$150k) FHLMC | 20250324 |  | $0.00 |  |  | 0 | 1 | Accept | No |  | N/A | 6.625 | 0 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | 0 | No |  |  |  | No | Fee Simple | Individual(s) | Full |  | Equifax Beacon 5 | 20550401 |  |  | XXXXXXXXXXXXXXXXXXXXXXXX |  |  |  | Stable | No | Full |  |  |  | 140 |  | No |  | FALSE |  |  |  |  |  |  |  |

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