# EDGAR Filing Document

**Accession Number:** 0001811052
**File Stem:** 0001811052-23-000004
**Filing Date:** 2023-2
**Character Count:** 18444
**Document Hash:** 0653a696f360fdc289b4d1c7bd2e7994
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001811052-23-000004.hdr.sgml**: 20230227

**ACCESSION NUMBER**: 0001811052-23-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230227

**DATE AS OF CHANGE**: 20230227

**EFFECTIVENESS DATE**: 20230227

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** REBALANCE, LLC
- **CENTRAL INDEX KEY:** 0001811052
- **IRS NUMBER:** 452585894
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23150
- **FILM NUMBER:** 23673030

**BUSINESS ADDRESS:**
- **STREET 1:** 530 LYTTON AVENUE
- **STREET 2:** SUITE 200
- **CITY:** PALO ALTO
- **STATE:** CA
- **ZIP:** 94301
- **BUSINESS PHONE:** 650-396-3900

**MAIL ADDRESS:**
- **STREET 1:** 530 LYTTON AVENUE
- **STREET 2:** SUITE 200
- **CITY:** PALO ALTO
- **STATE:** CA
- **ZIP:** 94301

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** REBALANCE LLC<br>**Address:** 530 LYTTON AVENUE<br>SUITE 200<br>PALO ALTO, CA 94301

**Form 13F File Number:** 028-23150

**CRD Number (if applicable):** 000158242

**SEC File Number (if applicable):** 801-72723

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Svetlana Kot<br>**Title:** VP Finance and Operations<br>**Phone:** 2029706695

**Signature, Place, and Date of Signing:**

Svetlana Kot  Tulsa, OK  02-27-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 140

**Form 13F Information Table Value Total:** $963553072

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC COM | Stock | 023135106 |  | 99120 | 1180 | SH |  | SOLE |  | 1180 | 0 | 0 |
| TECHNOLOGY SELECT SECTOR SPDR FUND | ETF | 81369Y803 |  | 489470 | 3934 | SH |  | SOLE |  | 3934 | 0 | 0 |
| INVESCO BULLETSHARES 2023 HIGH YIELD CORPORATE BOND ETF | ETF | 46138J858 |  | 2924000 | 125440 | SH |  | SOLE |  | 125440 | 0 | 0 |
| ELEVANCE HEALTH INC COM | Stock | 036752103 |  | 39125 | 77 | SH |  | SOLE |  | 77 | 0 | 0 |
| JOHNSON  JOHNSON COM | Stock | 478160104 |  | 14309 | 81 | SH |  | SOLE |  | 81 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 104947043 | 548915 | SH |  | SOLE |  | 548915 | 0 | 0 |
| VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF | ETF | 921946794 |  | 10723779 | 180020 | SH |  | SOLE |  | 180020 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS ETF | ETF | 464287234 |  | 437425 | 11542 | SH |  | SOLE |  | 11542 | 0 | 0 |
| PROCTER AND GAMBLE CO COM | Stock | 742718109 |  | 537432 | 3546 | SH |  | SOLE |  | 3546 | 0 | 0 |
| COCA COLA CO COM | Stock | 191216100 |  | 14758 | 232 | SH |  | SOLE |  | 232 | 0 | 0 |
| INVESCO BULLETSHARES 2025 CORPORATE BOND ETF | ETF | 46138J825 |  | 4604537 | 228627 | SH |  | SOLE |  | 228627 | 0 | 0 |
| VANGUARD REAL ESTATE ETF | ETF | 922908553 |  | 56979810 | 690832 | SH |  | SOLE |  | 690832 | 0 | 0 |
| INVESCO DB COMMODITY INDEX TRACKING FUND | ETF | 46138B103 |  | 5 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| INTEL CORP COM | Stock | 458140100 |  | 6264 | 237 | SH |  | SOLE |  | 237 | 0 | 0 |
| WELLS FARGO CO NEW PERP PFD CNV A | Convertible Preferred | 949746804 |  | 91245 | 77 | SH |  | SOLE |  | 77 | 0 | 0 |
| MERCK  CO INC COM | Stock | 58933Y105 |  | 110839 | 999 | SH |  | SOLE |  | 999 | 0 | 0 |
| SPDR S 500 ETF TRUST | ETF | 78462F103 |  | 4163891 | 10888 | SH |  | SOLE |  | 10888 | 0 | 0 |
| ISHARES MSCI JAPAN ETF | ETF | 46434G822 |  | 446614 | 8204 | SH |  | SOLE |  | 8204 | 0 | 0 |
| ISHARES TIPS BOND ETF | ETF | 464287176 |  | 39700092 | 372981 | SH |  | SOLE |  | 372981 | 0 | 0 |
| PRIORITY TECHNOLOGY HLDGS INC COM | Stock | 74275G107 |  | 1250439 | 237726 | SH |  | SOLE |  | 237726 | 0 | 0 |
| INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF | ETF | 46138J833 |  | 2292624 | 103645 | SH |  | SOLE |  | 103645 | 0 | 0 |
| PARSONS CORP DEL COM | Stock | 70202L102 |  | 46250 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF | ETF | 922042718 |  | 2576859 | 25065 | SH |  | SOLE |  | 25065 | 0 | 0 |
| BP PLC SPONSORED ADR | ADR | 055622104 |  | 151736 | 4344 | SH |  | SOLE |  | 4344 | 0 | 0 |
| AUTOMATIC DATA PROCESSING INC COM | Stock | 053015103 |  | 38724 | 163 | SH |  | SOLE |  | 163 | 0 | 0 |
| DUPONT DE NEMOURS INC COM | Stock | 26614N102 |  | 43786 | 638 | SH |  | SOLE |  | 638 | 0 | 0 |
| SPDR GOLD SHARES | ETF | 78463V107 |  | 1126579 | 6641 | SH |  | SOLE |  | 6641 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF | 464287614 |  | 4046955 | 18890 | SH |  | SOLE |  | 18890 | 0 | 0 |
| SCHWAB U.S. BROAD MARKET ETF | ETF | 808524102 |  | 132100785 | 2948021 | SH |  | SOLE |  | 2948021 | 0 | 0 |
| SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 |  | 84872589 | 2634977 | SH |  | SOLE |  | 2634977 | 0 | 0 |
| ISHARES U.S. REAL ESTATE ETF | ETF | 464287739 |  | 2147269 | 25506 | SH |  | SOLE |  | 25506 | 0 | 0 |
| INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF | ETF | 46138J817 |  | 1579187 | 71425 | SH |  | SOLE |  | 71425 | 0 | 0 |
| ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF | ETF | 46435U853 |  | 45374658 | 1314065 | SH |  | SOLE |  | 1314065 | 0 | 0 |
| ISHARES CORE S SMALL CAP ETF | ETF | 464287804 |  | 31868577 | 336735 | SH |  | SOLE |  | 336735 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 |  | 3970601 | 12854 | SH |  | SOLE |  | 12854 | 0 | 0 |
| SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 |  | 35971459 | 1519707 | SH |  | SOLE |  | 1519707 | 0 | 0 |
| ADOBE SYSTEMS INCORPORATED COM | Stock | 00724F101 |  | 80767 | 240 | SH |  | SOLE |  | 240 | 0 | 0 |
| VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF | ETF | 92206C870 |  | 48576190 | 626709 | SH |  | SOLE |  | 626709 | 0 | 0 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 423762 | 1767 | SH |  | SOLE |  | 1767 | 0 | 0 |
| INVESCO BULLETSHARES 2026 CORPORATE BOND ETF | ETF | 46138J791 |  | 2369753 | 125219 | SH |  | SOLE |  | 125219 | 0 | 0 |
| AMERIPRISE FINL INC COM | Stock | 03076C106 |  | 199277 | 640 | SH |  | SOLE |  | 640 | 0 | 0 |
| INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF | ETF | 46138J635 |  | 908 | 41 | SH |  | SOLE |  | 41 | 0 | 0 |
| VANGUARD SMALL-CAP ETF | ETF | 922908751 |  | 2157251 | 11754 | SH |  | SOLE |  | 11754 | 0 | 0 |
| VANGUARD FTSE EUROPE ETF | ETF | 922042874 |  | 1285313 | 23184 | SH |  | SOLE |  | 23184 | 0 | 0 |
| VANGUARD INFORMATION TECHNOLOGY ETF | ETF | 92204A702 |  | 100085 | 314 | SH |  | SOLE |  | 314 | 0 | 0 |
| SCHWAB US TIPS ETF | ETF | 808524870 |  | 3951642 | 76302 | SH |  | SOLE |  | 76302 | 0 | 0 |
| DOW INC COM | Stock | 260557103 |  | 32149 | 638 | SH |  | SOLE |  | 638 | 0 | 0 |
| INVESCO BULLETSHARES 2024 USD EMERGING MARKETS DEBT ETF | ETF | 46138J650 |  | 301460 | 12527 | SH |  | SOLE |  | 12527 | 0 | 0 |
| VANGUARD S 500 ETF | ETF | 922908363 |  | 2190918 | 6236 | SH |  | SOLE |  | 6236 | 0 | 0 |
| ATLAS AIR WORLDWIDE HLDGS INC COM NEW | Stock | 049164205 |  | 120960 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| CORTEVA INC COM | Stock | 22052L104 |  | 37502 | 638 | SH |  | SOLE |  | 638 | 0 | 0 |
| VANGUARD S SMALL-CAP 600 ETF | ETF | 921932828 |  | 761722 | 4396 | SH |  | SOLE |  | 4396 | 0 | 0 |
| INVESCO BULLETSHARES 2023 USD EMERGING MARKETS DEBT ETF | ETF | 46138J668 |  | 287861 | 12376 | SH |  | SOLE |  | 12376 | 0 | 0 |
| LILLY ELI  CO COM | Stock | 532457108 |  | 276575 | 756 | SH |  | SOLE |  | 756 | 0 | 0 |
| ISHARES RUSSELL MID-CAP VALUE ETF | ETF | 464287473 |  | 700057 | 6646 | SH |  | SOLE |  | 6646 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | ETF | 464287655 |  | 2186742 | 12542 | SH |  | SOLE |  | 12542 | 0 | 0 |
| SYSCO CORP COM | Stock | 871829107 |  | 84095 | 1100 | SH |  | SOLE |  | 1100 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | ETF | 464287168 |  | 45329 | 376 | SH |  | SOLE |  | 376 | 0 | 0 |
| ISHARES RUSSELL MID-CAP GROWTH ETF | ETF | 464287481 |  | 685390 | 8199 | SH |  | SOLE |  | 8199 | 0 | 0 |
| VANGUARD FTSE PACIFIC ETF | ETF | 922042866 |  | 1327534 | 20630 | SH |  | SOLE |  | 20630 | 0 | 0 |
| VANGUARD SMALL CAP VALUE ETF | ETF | 922908611 |  | 1956447 | 12321 | SH |  | SOLE |  | 12321 | 0 | 0 |
| CENTRAL GARDEN  PET CO CL A NON-VTG | Stock | 153527205 |  | 106863 | 2985 | SH |  | SOLE |  | 2985 | 0 | 0 |
| VANECK MORTGAGE REIT INCOME ETF | ETF | 92189F452 |  | 346923 | 29728 | SH |  | SOLE |  | 29728 | 0 | 0 |
| VIATRIS INC COM | Stock | 92556V106 |  | 2716 | 244 | SH |  | SOLE |  | 244 | 0 | 0 |
| SCHWAB US AGGREGATE BOND ETF | ETF | 808524839 |  | 411 | 9 | SH |  | SOLE |  | 9 | 0 | 0 |
| VANGUARD MID-CAP GROWTH ETF | ETF | 922908538 |  | 84637 | 471 | SH |  | SOLE |  | 471 | 0 | 0 |
| SCHWAB US DIVIDEND EQUITY ETF | ETF | 808524797 |  | 23093 | 306 | SH |  | SOLE |  | 306 | 0 | 0 |
| AFFIRM HLDGS INC COM CL A | Stock | 00827B106 |  | 9670 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| APPLOVIN CORP COM CL A | Stock | 03831W108 |  | 36855 | 3500 | SH |  | SOLE |  | 3500 | 0 | 0 |
| DIMENSIONAL US CORE EQUITY 2 ETF | ETF | 25434V708 |  | 407355 | 16778 | SH |  | SOLE |  | 16778 | 0 | 0 |
| DIMENSIONAL U.S. EQUITY ETF | ETF | 25434V401 |  | 253540 | 6094 | SH |  | SOLE |  | 6094 | 0 | 0 |
| BAKKT HOLDINGS INC COM CL A | Stock | 05759B107 |  | 95 | 80 | SH |  | SOLE |  | 80 | 0 | 0 |
| KYNDRYL HLDGS INC COMMON STOCK | Stock | 50155Q100 |  | 167 | 15 | SH |  | SOLE |  | 15 | 0 | 0 |
| VANGUARD SMALL-CAP GROWTH ETF | ETF | 922908595 |  | 1170363 | 5837 | SH |  | SOLE |  | 5837 | 0 | 0 |
| VANGUARD VALUE ETF | ETF | 922908744 |  | 101708 | 725 | SH |  | SOLE |  | 725 | 0 | 0 |
| VANGUARD GROWTH ETF | ETF | 922908736 |  | 117750 | 553 | SH |  | SOLE |  | 553 | 0 | 0 |
| ISHARES U.S. TREASURY BOND ETF | ETF | 46429B267 |  | 11 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| REVELATION BIOSCIENCES INC COM | Stock | 76135L101 |  | 16319 | 85844 | SH |  | SOLE |  | 85844 | 0 | 0 |
| DIMENSIONAL US MARKETWIDE VALUE ETF | ETF | 25434V724 |  | 55683 | 1664 | SH |  | SOLE |  | 1664 | 0 | 0 |
| PALO ALTO NETWORKS INC COM | Stock | 697435105 |  | 41862 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| MONDELEZ INTL INC CL A | Stock | 609207105 |  | 8731 | 131 | SH |  | SOLE |  | 131 | 0 | 0 |
| SPDR MSCI ACWI EX-US ETF | ETF | 78463X848 |  | 23 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| NVIDIA CORPORATION COM | Stock | 67066G104 |  | 5860556 | 40103 | SH |  | SOLE |  | 40103 | 0 | 0 |
| SPDR DOW JONES INTERNATIONAL REAL ESTATE ETF | ETF | 78463X863 |  | 690443 | 25792 | SH |  | SOLE |  | 25792 | 0 | 0 |
| VANGUARD TOTAL BOND MARKET ETF | ETF | 921937835 |  | 5889139 | 81976 | SH |  | SOLE |  | 81976 | 0 | 0 |
| VANGUARD FTSE ALL-WORLD EX-US INDEX FUND | ETF | 922042775 |  | 646794 | 12900 | SH |  | SOLE |  | 12900 | 0 | 0 |
| ISHARES MSCI EMERGING MARKETS SMALL CAP ETF | ETF | 464286475 |  | 903558 | 18715 | SH |  | SOLE |  | 18715 | 0 | 0 |
| ISHARES RUSSELL 2000 GROWTH ETF | ETF | 464287648 |  | 95890 | 447 | SH |  | SOLE |  | 447 | 0 | 0 |
| ROCKWELL AUTOMATION INC COM | Stock | 773903109 |  | 278868 | 1083 | SH |  | SOLE |  | 1083 | 0 | 0 |
| MCDONALDS CORP COM | Stock | 580135101 |  | 39739 | 151 | SH |  | SOLE |  | 151 | 0 | 0 |
| ADVANCED MICRO DEVICES INC COM | Stock | 007903107 |  | 13084 | 202 | SH |  | SOLE |  | 202 | 0 | 0 |
| VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF | ETF | 921946885 |  | 3201903 | 52508 | SH |  | SOLE |  | 52508 | 0 | 0 |
| ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF | ETF | 464288513 |  | 6815214 | 92561 | SH |  | SOLE |  | 92561 | 0 | 0 |
| WELLS FARGO CO NEW COM | Stock | 949746101 |  | 8960 | 217 | SH |  | SOLE |  | 217 | 0 | 0 |
| ISHARES PREFERRED  INCOME SECURITIES ETF | ETF | 464288687 |  | 14621309 | 478917 | SH |  | SOLE |  | 478917 | 0 | 0 |
| NORTHROP GRUMMAN CORP COM | Stock | 666807102 |  | 54828 | 101 | SH |  | SOLE |  | 101 | 0 | 0 |
| LOCKHEED MARTIN CORP COM | Stock | 539830109 |  | 275353 | 566 | SH |  | SOLE |  | 566 | 0 | 0 |
| JPMORGAN CHASE  CO COM | Stock | 46625H100 |  | 221265 | 1650 | SH |  | SOLE |  | 1650 | 0 | 0 |
| ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464288638 |  | 3957734 | 79939 | SH |  | SOLE |  | 79939 | 0 | 0 |
| CHEVRON CORP NEW COM | Stock | 166764100 |  | 25958 | 145 | SH |  | SOLE |  | 145 | 0 | 0 |
| ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 |  | 697788 | 6613 | SH |  | SOLE |  | 6613 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 67224961 | 1601739 | SH |  | SOLE |  | 1601739 | 0 | 0 |
| ISHARES MORTGAGE REAL ESTATE ETF | ETF | 46435G342 |  | 88739 | 3911 | SH |  | SOLE |  | 3911 | 0 | 0 |
| VANGUARD CONSUMER DISCRETIONARY ETF | ETF | 92204A108 |  | 94363 | 431 | SH |  | SOLE |  | 431 | 0 | 0 |
| SPDR S DIVIDEND ETF | ETF | 78464A763 |  | 1171844 | 9367 | SH |  | SOLE |  | 9367 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 |  | 81575 | 579 | SH |  | SOLE |  | 579 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP COM | Stock | 75513E101 |  | 36432 | 361 | SH |  | SOLE |  | 361 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 |  | 27105208 | 695362 | SH |  | SOLE |  | 695362 | 0 | 0 |
| VANGUARD HIGH DIVIDEND YIELD INDEX ETF | ETF | 921946406 |  | 66656148 | 615989 | SH |  | SOLE |  | 615989 | 0 | 0 |
| PFIZER INC COM | Stock | 717081103 |  | 156436 | 3053 | SH |  | SOLE |  | 3053 | 0 | 0 |
| ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464287242 |  | 577 | 6 | SH |  | SOLE |  | 6 | 0 | 0 |
| 3M CO COM | Stock | 88579Y101 |  | 41732 | 348 | SH |  | SOLE |  | 348 | 0 | 0 |
| AMERICAN EXPRESS CO COM | Stock | 025816109 |  | 274520 | 1858 | SH |  | SOLE |  | 1858 | 0 | 0 |
| PAYCOM SOFTWARE INC COM | Stock | 70432V102 |  | 51822 | 167 | SH |  | SOLE |  | 167 | 0 | 0 |
| VANGUARD UTILITIES ETF | ETF | 92204A876 |  | 50551 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| ISHARES CORE S U.S. GROWTH ETF | ETF | 464287671 |  | 41774 | 513 | SH |  | SOLE |  | 513 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION ETF | ETF | 921908844 |  | 187209 | 1233 | SH |  | SOLE |  | 1233 | 0 | 0 |
| ISHARES MSCI EAFE SMALL-CAP ETF | ETF | 464288273 |  | 1229548 | 21770 | SH |  | SOLE |  | 21770 | 0 | 0 |
| ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 |  | 51358189 | 529521 | SH |  | SOLE |  | 529521 | 0 | 0 |
| INVESCO BULLETSHARES 2023 CORPORATE BOND ETF | ETF | 46138J866 |  | 6598406 | 314510 | SH |  | SOLE |  | 314510 | 0 | 0 |
| INVESCO BULLETSHARES 2024 CORPORATE BOND ETF | ETF | 46138J841 |  | 6180836 | 301724 | SH |  | SOLE |  | 301724 | 0 | 0 |
| PLUG POWER INC COM NEW | Stock | 72919P202 |  | 49 | 4 | SH |  | SOLE |  | 4 | 0 | 0 |
| BK OF AMERICA CORP 7.25CNV PFD L | Convertible Preferred | 060505682 |  | 91640 | 79 | SH |  | SOLE |  | 79 | 0 | 0 |
| PHILIP MORRIS INTL INC COM | Stock | 718172109 |  | 44836 | 443 | SH |  | SOLE |  | 443 | 0 | 0 |
| PNC FINL SVCS GROUP INC COM | Stock | 693475105 |  | 40749 | 258 | SH |  | SOLE |  | 258 | 0 | 0 |
| ISHARES RUSSELL 3000 ETF | ETF | 464287689 |  | 4638144 | 21018 | SH |  | SOLE |  | 21018 | 0 | 0 |
| SPDR DOW JONES REIT ETF | ETF | 78464A607 |  | 3640715 | 41776 | SH |  | SOLE |  | 41776 | 0 | 0 |
| ALTRIA GROUP INC COM | Stock | 02209S103 |  | 8685 | 190 | SH |  | SOLE |  | 190 | 0 | 0 |
| ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF | ETF | 464288281 |  | 21425454 | 253286 | SH |  | SOLE |  | 253286 | 0 | 0 |
| EXXON MOBIL CORP COM | Stock | 30231G102 |  | 334209 | 3030 | SH |  | SOLE |  | 3030 | 0 | 0 |
| VANGUARD MEGA CAP VALUE ETF | ETF | 921910840 |  | 6 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| LOWES COS INC COM | Stock | 548661107 |  | 290890 | 1460 | SH |  | SOLE |  | 1460 | 0 | 0 |
| LINCOLN NATL CORP IND COM | Stock | 534187109 |  | 19661 | 640 | SH |  | SOLE |  | 640 | 0 | 0 |
| UTILITIES SELECT SECTOR SPDR FUND | ETF | 81369Y886 |  | 131668 | 1868 | SH |  | SOLE |  | 1868 | 0 | 0 |
| ISHARES CORE S MID-CAP ETF | ETF | 464287507 |  | 2834978 | 11721 | SH |  | SOLE |  | 11721 | 0 | 0 |
| ISHARES MSCI EAFE ETF | ETF | 464287465 |  | 1940346 | 29561 | SH |  | SOLE |  | 29561 | 0 | 0 |
| APPLE INC COM | Stock | 037833100 |  | 1926152 | 14825 | SH |  | SOLE |  | 14825 | 0 | 0 |
| VANGUARD TOTAL WORLD STOCK ETF | ETF | 922042742 |  | 164208 | 1906 | SH |  | SOLE |  | 1906 | 0 | 0 |
| MARSH  MCLENNAN COS INC COM | Stock | 571748102 |  | 12576 | 76 | SH |  | SOLE |  | 76 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE ETF | ETF | 464287598 |  | 4365554 | 28788 | SH |  | SOLE |  | 28788 | 0 | 0 |

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