# EDGAR Filing Document

**Accession Number:** 0001541523
**File Stem:** 0001193125-26-105751
**Filing Date:** 2026-3
**Character Count:** 3776
**Document Hash:** ec3c7b24280c6f3c50b36796ad62d922
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-105751.hdr.sgml**: 20260313

**ACCESSION NUMBER**: 0001193125-26-105751

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20251231

**ITEM INFORMATION**: Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure

**FILED AS OF DATE**: 20260313

**DATE AS OF CHANGE**: 20260313

**ABS RULE**: RULE-15GA1

**PERIOD START**: 20250101

**ABS ASSET CLASS**: Other

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** 1st Financial Bank USA
- **CENTRAL INDEX KEY:** 0001541523

**ORGANIZATION NAME:**
- **EIN:** 460133740
- **STATE OF INCORPORATION:** SD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-00626
- **FILM NUMBER:** 26751462

**BUSINESS ADDRESS:**
- **STREET 1:** 363 WEST ANCHOR DRIVE
- **CITY:** DAKOTA DUNES
- **STATE:** SD
- **ZIP:** 57049
- **BUSINESS PHONE:** 605-232-3058

**MAIL ADDRESS:**
- **STREET 1:** 363 WEST ANCHOR DRIVE
- **CITY:** DAKOTA DUNES
- **STATE:** SD
- **ZIP:** 57049

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**FORM ABS-15G**

**Asset-Backed Securitizer Report** 

**Report Pursuant to Section 15G of** 

**The Securities Exchange Act of 1934** 

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:** 

☒ **Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period January 1, 2025 to December 31, 2025** 

**Date of Report (Date of earliest event reported)** 

**March 13, 2026** 

## 1ST FINANCIAL BANK USA1
**(Exact name of securitizer as specified in its charter)**

**Commission File Number of securitizer: None** 

**Central Index Key Number of securitizer: 0001541523** 

**Robyn Hirschman** 

**Vice President** 

**(605) 232-6735**

**(Name and telephone number, including area code,** 

**of the person to contact in connection with this filing)** 

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

**Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii)** ☒

☐ **Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)** 

Central Index Key Number of depositor:

**(Exact name of issuing entity as specified in its charter)** 

Central Index Key Number of issuing entity

(if applicable):

Central Index Key Number of underwriter

(if applicable):

1 1st Financial Bank USA, as securitizer, is filing this Form ABS-15G in respect of all asset-backed securities sponsored by it and outstanding during the reporting period, including asset-backed securities issued by 1st Financial Credit Card Master Note Trust III.

------

**PART I: REPRESENTATION AND WARRANTY INFORMATION** 

**Item 1.02 Periodic Filing of Rule 15Ga-1 Representations and Warranties Disclosure** 

1st Financial Bank USA, as securitizer, has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii).

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS** 

N/A

------

**SIGNATURE** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | |
|:---|:---|
|  **1ST FINANCIAL BANK USA,** | **1ST FINANCIAL BANK USA,** |
|  as Securitizer | as Securitizer |
| By: | /s/ Robyn Hirschman |
| Name: | Robyn Hirschman |
| Title: | Vice President |

---

Date: March 13, 2026