# EDGAR Filing Document

**Accession Number:** 0001789219
**File Stem:** 0001789219-26-000003
**Filing Date:** 2026-4
**Character Count:** 22494
**Document Hash:** 537d8c9aa64af72f81470c47a12bb5da
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001789219-26-000003.hdr.sgml**: 20260410

**ACCESSION NUMBER**: 0001789219-26-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260410

**DATE AS OF CHANGE**: 20260410

**EFFECTIVENESS DATE**: 20260410

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Charles Schwab Trust Co
- **CENTRAL INDEX KEY:** 0001789219

**ORGANIZATION NAME:**
- **EIN:** 473979737
- **STATE OF INCORPORATION:** NV
- **FISCAL YEAR END:** 1219

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19636
- **FILM NUMBER:** 26854144

**BUSINESS ADDRESS:**
- **STREET 1:** 2360 CORPORATE CIRCLE
- **CITY:** HENDERSON
- **STATE:** NV
- **ZIP:** 89074
- **BUSINESS PHONE:** 702-820-3658

**MAIL ADDRESS:**
- **STREET 1:** 2360 CORPORATE CIRCLE
- **CITY:** HENDERSON
- **STATE:** NV
- **ZIP:** 89074

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Charles Schwab Trust Co<br>**Address:** 2360 CORPORATE CIRCLE<br>HENDERSON, NV 89074

**Form 13F File Number:** 028-19636

**CRD Number (if applicable):** 000106753

**SEC File Number (if applicable):** 801-65905

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Laura Zubko<br>**Title:** Trust Investment Officer<br>**Phone:** 480-215-2569

**Signature, Place, and Date of Signing:**

/s/  Laura Castaneda  Phoenix, AZ  04-10-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 165

**Form 13F Information Table Value Total:** $1542295814

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name                                     | Form 13F File Number   |   CRD Number | SEC File Number   |
|---:|:---|:---|---:|:---|
|     1 | Charles Schwab Investment Management Inc | 028-03128              |    000106753 | 801-65905         |
|     2 | Charles Schwab Investment Advisory Inc.  | 028-14153              |    000151739 | 801-70737         |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | BBG001S5T7X2 | 470400 | 3239 | SH |  | SOLE |  | 3239 | 0 | 0 |
| ABBOTT LABORATORIES | COM | 002824100 | BBG001S5N9M6 | 2885848 | 28108 | SH |  | SOLE |  | 28108 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 6887695 | 31669 | SH |  | SOLE |  | 31669 | 0 | 0 |
| ALAMOS GOLD INC | COM CL A | 011532108 | BBG009HT65S0 | 272578 | 6135 | SH |  | SOLE |  | 6135 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 5476005 | 19043 | SH |  | SOLE |  | 19043 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 4438011 | 15471 | SH |  | SOLE |  | 15471 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 | BBG001S5T8T5 | 401285 | 6081 | SH |  | SOLE |  | 6081 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 1799245 | 8639 | SH |  | SOLE |  | 8639 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 | BBG001S5NFD2 | 499415 | 3810 | SH |  | SOLE |  | 3810 | 0 | 0 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 337485 | 959 | SH |  | SOLE |  | 959 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 13099625 | 51616 | SH |  | SOLE |  | 51616 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 | BBG001S5ND74 | 241459 | 3322 | SH |  | SOLE |  | 3322 | 0 | 0 |
| AT INC | COM | 00206R102 | BBG001S5VWH2 | 387347 | 13361 | SH |  | SOLE |  | 13361 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG001S82KF6 | 320212 | 1576 | SH |  | SOLE |  | 1576 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 415253 | 8518 | SH |  | SOLE |  | 8518 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 1888527 | 3941 | SH |  | SOLE |  | 3941 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | BBG001S8N8J6 | 204694 | 3375 | SH |  | SOLE |  | 3375 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 6741128 | 21780 | SH |  | SOLE |  | 21780 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 2764411 | 3902 | SH |  | SOLE |  | 3902 | 0 | 0 |
| CHENIERE ENERGY PARTNERS L P | COM UNIT | 16411Q101 | BBG001SSCPS6 | 258520 | 4000 | SH |  | SOLE |  | 4000 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 | BBG001S67ZC5 | 4050481 | 19577 | SH |  | SOLE |  | 19577 | 0 | 0 |
| CINTAS CORP | COM | 172908105 | BBG001S7CRG1 | 202968 | 1200 | SH |  | SOLE |  | 1200 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 355539 | 4582 | SH |  | SOLE |  | 4582 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 | BBG001S5PVM5 | 615190 | 7218 | SH |  | SOLE |  | 7218 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 | BBG001S5TZM2 | 1074348 | 8139 | SH |  | SOLE |  | 8139 | 0 | 0 |
| CONSOLIDATED EDISON INC | COM | 209115104 | BBG001S5QRL4 | 486674 | 4300 | SH |  | SOLE |  | 4300 | 0 | 0 |
| CORNING INC | COM | 219350105 | BBG001S5RLH1 | 204635 | 1505 | SH |  | SOLE |  | 1505 | 0 | 0 |
| CORPAY INC | COM SHS | 219948106 | BBG001SHC7K8 | 1163960 | 4000 | SH |  | SOLE |  | 4000 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 | BBG001S9KRQ7 | 777215 | 780 | SH |  | SOLE |  | 780 | 0 | 0 |
| CSX CORP | COM | 126408103 | BBG001S5Q7Q3 | 655856 | 15977 | SH |  | SOLE |  | 15977 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 | BBG001S5QBD8 | 440564 | 6134 | SH |  | SOLE |  | 6134 | 0 | 0 |
| DEERE  CO | COM | 244199105 | BBG001S5QFF7 | 3467112 | 6155 | SH |  | SOLE |  | 6155 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 | BBG001S5QNR7 | 407354 | 3111 | SH |  | SOLE |  | 3111 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 1684892 | 1832 | SH |  | SOLE |  | 1832 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 | BBG001S5QVT7 | 954219 | 7283 | SH |  | SOLE |  | 7283 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 | BBG001S9P0Z1 | 2479201 | 65518 | SH |  | SOLE |  | 65518 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 4207398 | 24799 | SH |  | SOLE |  | 24799 | 0 | 0 |
| FIFTH THIRD BANCORP | COM | 316773100 | BBG001S5R6S2 | 251627 | 5416 | SH |  | SOLE |  | 5416 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 | BBG001S5PVD5 | 450059 | 1586 | SH |  | SOLE |  | 1586 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 | BBG001S6Y1X7 | 252260 | 1810 | SH |  | SOLE |  | 1810 | 0 | 0 |
| GLOBAL X FDS | GLBL X MLP ETF | 37954Y343 | BBG002WKD6P0 | 1401751 | 26021 | SH |  | SOLE |  | 26021 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 1470796 | 4472 | SH |  | SOLE |  | 4472 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 | BBG001S5X1N1 | 401203 | 1775 | SH |  | SOLE |  | 1775 | 0 | 0 |
| HUBBELL INC | COM | 443510607 | BBG001S5S1L9 | 2797709 | 5701 | SH |  | SOLE |  | 5701 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 1119842 | 4620 | SH |  | SOLE |  | 4620 | 0 | 0 |
| INTUIT | COM | 461202103 | BBG001S6TWR2 | 299207 | 692 | SH |  | SOLE |  | 692 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 | BBG001T0NSB6 | 3341999 | 307169 | SH |  | SOLE |  | 307169 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E743 | BBG001SS8729 | 23279286 | 333037 | SH |  | SOLE |  | 333037 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E735 | BBG001SSH3K8 | 1252092 | 28870 | SH |  | SOLE |  | 28870 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | RAFI EMRGNG MRKT | 46138E727 | BBG001SSJYS0 | 1981625 | 73639 | SH |  | SOLE |  | 73639 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | SR LN ETF | 46138G508 | BBG001V0MBC0 | 2862605 | 140255 | SH |  | SOLE |  | 140255 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 | BBG001S6H5N8 | 30298379 | 637458 | SH |  | SOLE |  | 637458 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1500 | 46137V597 | BBG001SPSDJ2 | 5319590 | 115971 | SH |  | SOLE |  | 115971 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | BBG001S9GN63 | 2853001 | 4943 | SH |  | SOLE |  | 4943 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 2411537 | 34574 | SH |  | SOLE |  | 34574 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 | BBG001SKXPR1 | 356620 | 4319 | SH |  | SOLE |  | 4319 | 0 | 0 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 | BBG001SSD830 | 325023 | 3227 | SH |  | SOLE |  | 3227 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 | BBG001SSD812 | 323897 | 2731 | SH |  | SOLE |  | 2731 | 0 | 0 |
| ISHARES TR | BROAD USD HIGH | 46435U853 | BBG00J2DS0J6 | 3353766 | 91036 | SH |  | SOLE |  | 91036 | 0 | 0 |
| ISHARES TR | CORE INTL AGGR | 46435G672 | BBG00BDV2SQ0 | 833116 | 16649 | SH |  | SOLE |  | 16649 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | BBG003H6TRS0 | 5581084 | 61649 | SH |  | SOLE |  | 61649 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 202590 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 1264108 | 10169 | SH |  | SOLE |  | 10169 | 0 | 0 |
| ISHARES TR | CORE S US GWT | 464287671 | BBG001SFQL99 | 43732489 | 281945 | SH |  | SOLE |  | 281945 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 23468529 | 35928 | SH |  | SOLE |  | 35928 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 70060894 | 705761 | SH |  | SOLE |  | 705761 | 0 | 0 |
| ISHARES TR | CRE U S REIT ETF | 464288521 | BBG001ST7G55 | 24329339 | 411038 | SH |  | SOLE |  | 411038 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 | BBG001SYVWS7 | 9322243 | 118891 | SH |  | SOLE |  | 118891 | 0 | 0 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 | BBG001SSD849 | 2009321 | 37755 | SH |  | SOLE |  | 37755 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 561800 | 5784 | SH |  | SOLE |  | 5784 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG001SZV978 | 18316076 | 172549 | SH |  | SOLE |  | 172549 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 | BBG001SNVWC8 | 1610265 | 53109 | SH |  | SOLE |  | 53109 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 321932 | 755 | SH |  | SOLE |  | 755 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 213456 | 999 | SH |  | SOLE |  | 999 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG001SJCNS1 | 364126 | 3745 | SH |  | SOLE |  | 3745 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 269576 | 1087 | SH |  | SOLE |  | 1087 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 262302 | 2319 | SH |  | SOLE |  | 2319 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG001SLS4Q3 | 3654548 | 34315 | SH |  | SOLE |  | 34315 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 | BBG001SD9RM5 | 7269855 | 65874 | SH |  | SOLE |  | 65874 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 3280140 | 13419 | SH |  | SOLE |  | 13419 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG001S8CRC3 | 8893124 | 30232 | SH |  | SOLE |  | 30232 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 | BBG001S78K44 | 480466 | 1469 | SH |  | SOLE |  | 1469 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 2076087 | 4155 | SH |  | SOLE |  | 4155 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 920560 | 2962 | SH |  | SOLE |  | 2962 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 | BBG001S8F8P8 | 558157 | 645 | SH |  | SOLE |  | 645 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 952643 | 7920 | SH |  | SOLE |  | 7920 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 982919 | 1718 | SH |  | SOLE |  | 1718 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 7647179 | 20659 | SH |  | SOLE |  | 20659 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 | BBG001S9V5Z3 | 971950 | 5906 | SH |  | SOLE |  | 5906 | 0 | 0 |
| NETFLIX INC. | COM | 64110L106 | BBG001SF6L46 | 201915 | 2100 | SH |  | SOLE |  | 2100 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 | BBG001S5RB29 | 872143 | 9390 | SH |  | SOLE |  | 9390 | 0 | 0 |
| NRG ENERGY INC | COM NEW | 629377508 | BBG001SDD8F0 | 389467 | 2665 | SH |  | SOLE |  | 2665 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 24522210 | 140609 | SH |  | SOLE |  | 140609 | 0 | 0 |
| ONEOK INC NEW | COM | 682680103 | BBG001S5TWK1 | 3130567 | 34634 | SH |  | SOLE |  | 34634 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 254897 | 1733 | SH |  | SOLE |  | 1733 | 0 | 0 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 | BBG001S78TL6 | 294930 | 3195 | SH |  | SOLE |  | 3195 | 0 | 0 |
| PACKAGING CORP AMER | COM | 695156109 | BBG001S5V741 | 1749329 | 8243 | SH |  | SOLE |  | 8243 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 | BBG001S5V554 | 1288250 | 1439 | SH |  | SOLE |  | 1439 | 0 | 0 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 1092620 | 7036 | SH |  | SOLE |  | 7036 | 0 | 0 |
| PFIZER INC | COM | 717081103 | BBG001S5V466 | 272646 | 9710 | SH |  | SOLE |  | 9710 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 | BBG001STP9N1 | 407728 | 2466 | SH |  | SOLE |  | 2466 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 | BBG00286S4P7 | 214865 | 1179 | SH |  | SOLE |  | 1179 | 0 | 0 |
| PPG INDS INC | COM | 693506107 | BBG001S5VC13 | 258329 | 2417 | SH |  | SOLE |  | 2417 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 994036 | 6882 | SH |  | SOLE |  | 6882 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 769976 | 5979 | SH |  | SOLE |  | 5979 | 0 | 0 |
| RESMED INC | COM | 761152107 | BBG001SBGRC2 | 356923 | 1590 | SH |  | SOLE |  | 1590 | 0 | 0 |
| SCHWAB STRATEGIC TR | 1 5YR CORP BD | 808524714 | BBG00PZFDF86 | 510596 | 20651 | SH |  | SOLE |  | 20651 | 0 | 0 |
| SCHWAB STRATEGIC TR | 5 10YR CORP BD | 808524698 | BBG00PZFPGG2 | 11597282 | 511344 | SH |  | SOLE |  | 511344 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | BBG001T6L7D9 | 22802850 | 692044 | SH |  | SOLE |  | 692044 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 | BBG0051QPC87 | 15740929 | 411420 | SH |  | SOLE |  | 411420 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 | BBG0051K49J8 | 50377790 | 1029589 | SH |  | SOLE |  | 1029589 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 | BBG0051QD594 | 10589134 | 228411 | SH |  | SOLE |  | 228411 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 | BBG0051J0PJ9 | 89642995 | 3218779 | SH |  | SOLE |  | 3218779 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 | BBG0051NXNX3 | 13766827 | 424509 | SH |  | SOLE |  | 424509 | 0 | 0 |
| SCHWAB STRATEGIC TR | HIGH YIELD BD ET | 808524631 | BBG01F80WYB4 | 13141622 | 505447 | SH |  | SOLE |  | 505447 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTERNL DIVID | 808524672 | BBG00Z60CHB2 | 8999862 | 284266 | SH |  | SOLE |  | 284266 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 86174299 | 3481790 | SH |  | SOLE |  | 3481790 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 | BBG001T6L7C0 | 20487311 | 438325 | SH |  | SOLE |  | 438325 | 0 | 0 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 | BBG001T9F7C1 | 2141164 | 85956 | SH |  | SOLE |  | 85956 | 0 | 0 |
| SCHWAB STRATEGIC TR | LONG TERM US | 808524680 | BBG00PZFJQM0 | 2681450 | 85315 | SH |  | SOLE |  | 85315 | 0 | 0 |
| SCHWAB STRATEGIC TR | MUN BD ETF | 808524649 | BBG019GV63H2 | 24193540 | 949511 | SH |  | SOLE |  | 949511 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | BBG001T9F795 | 26737846 | 1101683 | SH |  | SOLE |  | 1101683 | 0 | 0 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 | BBG001WBMLH8 | 148955650 | 6414972 | SH |  | SOLE |  | 6414972 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | BBG0025RWLM4 | 14132518 | 460643 | SH |  | SOLE |  | 460643 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | BBG001T66WN0 | 56072424 | 1924903 | SH |  | SOLE |  | 1924903 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | BBG001T5XQV6 | 106671316 | 4160348 | SH |  | SOLE |  | 4160348 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | BBG001V036R6 | 229971 | 7428 | SH |  | SOLE |  | 7428 | 0 | 0 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 | BBG001V039G2 | 32220408 | 1499321 | SH |  | SOLE |  | 1499321 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 23773548 | 817522 | SH |  | SOLE |  | 817522 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | BBG001T9F777 | 7255589 | 272664 | SH |  | SOLE |  | 272664 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 | BBG001S7TCZ5 | 584881 | 4401 | SH |  | SOLE |  | 4401 | 0 | 0 |
| SHELL PLC | SPON ADS | 780259305 | BBG0147BN6H1 | 283464 | 3048 | SH |  | SOLE |  | 3048 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 | BBG001S5W777 | 231648 | 2400 | SH |  | SOLE |  | 2400 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 | BBG001SPTBP8 | 4397902 | 30135 | SH |  | SOLE |  | 30135 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A656 | BBG001STKCZ6 | 1065188 | 40953 | SH |  | SOLE |  | 40953 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 | BBG001T083N5 | 2314637 | 48393 | SH |  | SOLE |  | 48393 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 | BBG001S72KH6 | 611362 | 6824 | SH |  | SOLE |  | 6824 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 | BBG001S72SM3 | 1922201 | 2956 | SH |  | SOLE |  | 2956 | 0 | 0 |
| SYSCO CORP | COM | 871829107 | BBG001S5WJS8 | 299800 | 4203 | SH |  | SOLE |  | 4203 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 2114215 | 6256 | SH |  | SOLE |  | 6256 | 0 | 0 |
| THOMSON REUTERS CORP | COM | 884903808 | BBG001S5WSW3 | 604666 | 6720 | SH |  | SOLE |  | 6720 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 | BBG001S5WQ93 | 391904 | 2454 | SH |  | SOLE |  | 2454 | 0 | 0 |
| TRAVELERS COMPANIES INC | COM | 89417E109 | BBG001S5R103 | 296930 | 1018 | SH |  | SOLE |  | 1018 | 0 | 0 |
| TRX GOLD CORPORATION | COM | 87283P109 | BBG001S7K614 | 15000 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 | BBG002D68GN8 | 383400 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 42778581 | 580915 | SH |  | SOLE |  | 580915 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LGK2 | 312806 | 6510 | SH |  | SOLE |  | 6510 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG001SHTTQ6 | 2611650 | 8739 | SH |  | SOLE |  | 8739 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 3528293 | 12286 | SH |  | SOLE |  | 12286 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 493793 | 5567 | SH |  | SOLE |  | 5567 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 126131452 | 211081 | SH |  | SOLE |  | 211081 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 20057354 | 76578 | SH |  | SOLE |  | 76578 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 858311 | 2675 | SH |  | SOLE |  | 2675 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 561748 | 7480 | SH |  | SOLE |  | 7480 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 10099999 | 186864 | SH |  | SOLE |  | 186864 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 | BBG001SHTV18 | 202943 | 2462 | SH |  | SOLE |  | 2462 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 858657 | 17211 | SH |  | SOLE |  | 17211 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | BBG001T62M74 | 21056311 | 359691 | SH |  | SOLE |  | 359691 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 227676 | 1059 | SH |  | SOLE |  | 1059 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | BBG001TJR1D8 | 410534 | 5324 | SH |  | SOLE |  | 5324 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 66164843 | 1032535 | SH |  | SOLE |  | 1032535 | 0 | 0 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 | BBG001SHTV45 | 217511 | 1257 | SH |  | SOLE |  | 1257 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | BBG001S67QY1 | 801443 | 15965 | SH |  | SOLE |  | 15965 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 775850 | 2567 | SH |  | SOLE |  | 2567 | 0 | 0 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 2829612 | 22768 | SH |  | SOLE |  | 22768 | 0 | 0 |

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