# EDGAR Filing Document

**Accession Number:** 0001819955
**File Stem:** 0001941040-25-000338
**Filing Date:** 2025-7
**Character Count:** 15702
**Document Hash:** c691e000fe631b587b36e550c59b8c63
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001941040-25-000338.hdr.sgml**: 20250709

**ACCESSION NUMBER**: 0001941040-25-000338

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250709

**DATE AS OF CHANGE**: 20250709

**EFFECTIVENESS DATE**: 20250709

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Intelligence Driven Advisers, LLC
- **CENTRAL INDEX KEY:** 0001819955

**ORGANIZATION NAME:**
- **EIN:** 832499358
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20336
- **FILM NUMBER:** 251113215

**BUSINESS ADDRESS:**
- **STREET 1:** 2792 GATEWAY ROAD
- **CITY:** CARLSBAD
- **STATE:** CA
- **ZIP:** 92009
- **BUSINESS PHONE:** 888-401-2083

**MAIL ADDRESS:**
- **STREET 1:** 2792 GATEWAY ROAD
- **CITY:** CARLSBAD
- **STATE:** CA
- **ZIP:** 92009

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Intelligence Driven Advisers LLC<br>**Address:** 2792 Gateway Road<br>Carlsbad, CA 92009

**Form 13F File Number:** 028-20336

**CRD Number (if applicable):** 000299589

**SEC File Number (if applicable):** 801-114418

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jordie Czapinski<br>**Title:** Chief Compliance Officer<br>**Phone:** 760-707-5559

**Signature, Place, and Date of Signing:**

Jordie Czapinski  Carlsbad, CA  07-09-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 119

**Form 13F Information Table Value Total:** $663029837

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ADOBE INC | COM | 00724F101 |  | 512616 | 1325 | SH |  | SOLE |  | 0 | 0 | 1325 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1845033 | 10401 | SH |  | SOLE |  | 0 | 0 | 10401 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 468117 | 2656 | SH |  | SOLE |  | 0 | 0 | 2656 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 328590 | 5604 | SH |  | SOLE |  | 0 | 0 | 5604 |
| AMAZON COM INC | COM | 023135106 |  | 1257125 | 5730 | SH |  | SOLE |  | 0 | 0 | 5730 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 378176 | 3751 | SH |  | SOLE |  | 0 | 0 | 3751 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 23817972 | 261449 | SH |  | SOLE |  | 2713 | 0 | 258736 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 260964 | 3049 | SH |  | SOLE |  | 0 | 0 | 3049 |
| APPLE INC | COM | 037833100 |  | 15134686 | 73767 | SH |  | SOLE |  | 0 | 0 | 73767 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3048396 | 6275 | SH |  | SOLE |  | 0 | 0 | 6275 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 36555256 | 671231 | SH |  | SOLE |  | 6229 | 0 | 665002 |
| BOEING CO | COM | 097023105 |  | 2028230 | 9680 | SH |  | SOLE |  | 0 | 0 | 9680 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 989960 | 171 | SH |  | SOLE |  | 0 | 0 | 171 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 247511 | 2304 | SH |  | SOLE |  | 0 | 0 | 2304 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 |  | 632398 | 13361 | SH |  | SOLE |  | 0 | 0 | 13361 |
| BROADCOM INC | COM | 11135F101 |  | 250795 | 910 | SH |  | SOLE |  | 0 | 0 | 910 |
| CITIGROUP INC | COM NEW | 172967424 |  | 482783 | 5672 | SH |  | SOLE |  | 0 | 0 | 5672 |
| COCA COLA CO | COM | 191216100 |  | 260665 | 3684 | SH |  | SOLE |  | 0 | 0 | 3684 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 4763989 | 133970 | SH |  | SOLE |  | 2338 | 0 | 131632 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 102718392 | 1532653 | SH |  | SOLE |  | 16644 | 0 | 1516009 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 2817566 | 44225 | SH |  | SOLE |  | 196 | 0 | 44029 |
| DOORDASH INC | CL A | 25809K105 |  | 297784 | 1208 | SH |  | SOLE |  | 0 | 0 | 1208 |
| EA SERIES TRUST | FREEDOM 100 EM | 02072L607 |  | 17073800 | 422619 | SH |  | SOLE |  | 4871 | 0 | 417748 |
| ELI LILLY  CO | COM | 532457108 |  | 428742 | 550 | SH |  | SOLE |  | 0 | 0 | 550 |
| ENEL CHILE S.A. | SPONSORED ADR | 29278D105 |  | 41393 | 11403 | SH |  | SOLE |  | 0 | 0 | 11403 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 273940 | 2541 | SH |  | SOLE |  | 0 | 0 | 2541 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 205280 | 4487 | SH |  | SOLE |  | 26 | 0 | 4461 |
| FISERV INC | COM | 337738108 |  | 1323419 | 7676 | SH |  | SOLE |  | 0 | 0 | 7676 |
| FLUENT INC | COM NEW | 34380C201 |  | 52462 | 26231 | SH |  | SOLE |  | 0 | 0 | 26231 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1253947 | 4872 | SH |  | SOLE |  | 0 | 0 | 4872 |
| GE VERNOVA INC | COM | 36828A101 |  | 328073 | 620 | SH |  | SOLE |  | 0 | 0 | 620 |
| GENERAL MTRS CO | COM | 37045V100 |  | 306824 | 6235 | SH |  | SOLE |  | 0 | 0 | 6235 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 247824 | 2235 | SH |  | SOLE |  | 0 | 0 | 2235 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 |  | 235080 | 7200 | SH |  | SOLE |  | 0 | 0 | 7200 |
| GRAB HOLDINGS LIMITED | CLASS A ORD | G4124C109 |  | 53232 | 10583 | SH |  | SOLE |  | 0 | 0 | 10583 |
| HOME DEPOT INC | COM | 437076102 |  | 517935 | 1413 | SH |  | SOLE |  | 0 | 0 | 1413 |
| INTUIT | COM | 461202103 |  | 241925 | 307 | SH |  | SOLE |  | 0 | 0 | 307 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 323576 | 2877 | SH |  | SOLE |  | 0 | 0 | 2877 |
| INVESCO EXCH TRD SLF IDX FD | RAFI STRATGIC US | 46138J742 |  | 28511675 | 553625 | SH |  | SOLE |  | 4387 | 0 | 549238 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 6471116 | 153090 | SH |  | SOLE |  | 394 | 0 | 152696 |
| INVESCO EXCHANGE TRADED FD T | PHARMACEUTICALS | 46137V662 |  | 431298 | 5400 | SH |  | SOLE |  | 0 | 0 | 5400 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 1372468 | 19260 | SH |  | SOLE |  | 0 | 0 | 19260 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1489802 | 2701 | SH |  | SOLE |  | 0 | 0 | 2701 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 6666885 | 105589 | SH |  | SOLE |  | 723 | 0 | 104866 |
| ISHARES INC | GLB ENR PROD ETF | 464286343 |  | 569160 | 24000 | SH |  | SOLE |  | 0 | 0 | 24000 |
| ISHARES TR | MBS ETF | 464288588 |  | 1866064 | 19875 | SH |  | SOLE |  | 355 | 0 | 19520 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 66840822 | 271149 | SH |  | SOLE |  | 3028 | 0 | 268121 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1753851 | 4131 | SH |  | SOLE |  | 4 | 0 | 4127 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 736502 | 14541 | SH |  | SOLE |  | 305 | 0 | 14236 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 1060130 | 46133 | SH |  | SOLE |  | 2 | 0 | 46131 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 222777 | 927 | SH |  | SOLE |  | 0 | 0 | 927 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 428143 | 5538 | SH |  | SOLE |  | 0 | 0 | 5538 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1635825 | 2635 | SH |  | SOLE |  | 0 | 0 | 2635 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1772803 | 17871 | SH |  | SOLE |  | 0 | 0 | 17871 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 48252081 | 1043740 | SH |  | SOLE |  | 14512 | 0 | 1029228 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 17302200 | 94641 | SH |  | SOLE |  | 942 | 0 | 93699 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 4691466 | 13366 | SH |  | SOLE |  | 0 | 0 | 13366 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 217796 | 762 | SH |  | SOLE |  | 0 | 0 | 762 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 301675 | 3267 | SH |  | SOLE |  | 0 | 0 | 3267 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 202384 | 1807 | SH |  | SOLE |  | 0 | 0 | 1807 |
| ISHARES TR | U S EQUITY FACTR | 46434V282 |  | 1499424 | 23381 | SH |  | SOLE |  | 43 | 0 | 23338 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 286116 | 3048 | SH |  | SOLE |  | 0 | 0 | 3048 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 343681 | 5414 | SH |  | SOLE |  | 0 | 0 | 5414 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 511045 | 8240 | SH |  | SOLE |  | 0 | 0 | 8240 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 417182 | 6660 | SH |  | SOLE |  | 0 | 0 | 6660 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 232870 | 2313 | SH |  | SOLE |  | 0 | 0 | 2313 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 |  | 3972383 | 66151 | SH |  | SOLE |  | 997 | 0 | 65154 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 215390 | 4250 | SH |  | SOLE |  | 0 | 0 | 4250 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 591918 | 2042 | SH |  | SOLE |  | 0 | 0 | 2042 |
| LENNAR CORP | CL A | 526057104 |  | 490887 | 4438 | SH |  | SOLE |  | 0 | 0 | 4438 |
| LOWES COS INC | COM | 548661107 |  | 308843 | 1392 | SH |  | SOLE |  | 0 | 0 | 1392 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 2724617 | 4849 | SH |  | SOLE |  | 0 | 0 | 4849 |
| MERCK  CO INC | COM | 58933Y105 |  | 786534 | 9936 | SH |  | SOLE |  | 0 | 0 | 9936 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1680882 | 2277 | SH |  | SOLE |  | 0 | 0 | 2277 |
| MICROSOFT CORP | COM | 594918104 |  | 2011130 | 4043 | SH |  | SOLE |  | 0 | 0 | 4043 |
| NETFLIX INC | COM | 64110L106 |  | 1605965 | 1199 | SH |  | SOLE |  | 0 | 0 | 1199 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2542409 | 16092 | SH |  | SOLE |  | 0 | 0 | 16092 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 236826 | 2628 | SH |  | SOLE |  | 0 | 0 | 2628 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 25375910 | 460543 | SH |  | SOLE |  | 6766 | 0 | 453777 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 811822 | 5955 | SH |  | SOLE |  | 0 | 0 | 5955 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 252935 | 1236 | SH |  | SOLE |  | 0 | 0 | 1236 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 |  | 852792 | 17138 | SH |  | SOLE |  | 311 | 0 | 16827 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 3837822 | 41634 | SH |  | SOLE |  | 0 | 0 | 41634 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 2331143 | 87835 | SH |  | SOLE |  | 773 | 0 | 87062 |
| QUALCOMM INC | COM | 747525103 |  | 430161 | 2701 | SH |  | SOLE |  | 0 | 0 | 2701 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 44231385 | 1767135 | SH |  | SOLE |  | 25002 | 0 | 1742133 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 |  | 211000 | 6392 | SH |  | SOLE |  | 0 | 0 | 6392 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 4605286 | 208384 | SH |  | SOLE |  | 0 | 0 | 208384 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 24790936 | 1040325 | SH |  | SOLE |  | 206 | 0 | 1040119 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 244980 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 289695 | 1144 | SH |  | SOLE |  | 0 | 0 | 1144 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 258193 | 2379 | SH |  | SOLE |  | 0 | 0 | 2379 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 526860 | 6000 | SH |  | SOLE |  | 0 | 0 | 6000 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 1045546 | 19965 | SH |  | SOLE |  | 0 | 0 | 19965 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 646992 | 4800 | SH |  | SOLE |  | 0 | 0 | 4800 |
| SPDR INDEX SHS FDS | MSCI EAFE STRTGC | 78463X434 |  | 62693861 | 734636 | SH |  | SOLE |  | 8335 | 0 | 726302 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 18107397 | 29307 | SH |  | SOLE |  | 0 | 0 | 29307 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 294422 | 2169 | SH |  | SOLE |  | 0 | 0 | 2169 |
| SPDR SERIES TRUST | S 600 SMCP VAL | 78464A300 |  | 332360 | 4167 | SH |  | SOLE |  | 0 | 0 | 4167 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 348912 | 4800 | SH |  | SOLE |  | 0 | 0 | 4800 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 914340 | 4037 | SH |  | SOLE |  | 0 | 0 | 4037 |
| TAKEDA PHARMACEUTICAL CO LTD | SPONSORED ADS | 874060205 |  | 224711 | 14535 | SH |  | SOLE |  | 0 | 0 | 14535 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 646942 | 6934 | SH |  | SOLE |  | 0 | 0 | 6934 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 203092 | 651 | SH |  | SOLE |  | 0 | 0 | 651 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 458023 | 1507 | SH |  | SOLE |  | 0 | 0 | 1507 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 244321 | 1031 | SH |  | SOLE |  | 0 | 0 | 1031 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 2633249 | 14899 | SH |  | SOLE |  | 60 | 0 | 14839 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 428390 | 1506 | SH |  | SOLE |  | 0 | 0 | 1506 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 231843 | 1189 | SH |  | SOLE |  | 0 | 0 | 1189 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 647554 | 1140 | SH |  | SOLE |  | 0 | 0 | 1140 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 344053 | 2092 | SH |  | SOLE |  | 0 | 0 | 2092 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 23320630 | 503251 | SH |  | SOLE |  | 6573 | 0 | 496677 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 2205543 | 37522 | SH |  | SOLE |  | 264 | 0 | 37258 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 245019 | 3082 | SH |  | SOLE |  | 0 | 0 | 3082 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 755040 | 13244 | SH |  | SOLE |  | 227 | 0 | 13017 |
| VISTRA CORP | COM | 92840M102 |  | 318042 | 1641 | SH |  | SOLE |  | 0 | 0 | 1641 |
| WALMART INC | COM | 931142103 |  | 403975 | 4131 | SH |  | SOLE |  | 0 | 0 | 4131 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 945835 | 11805 | SH |  | SOLE |  | 0 | 0 | 11805 |
| WIPRO LTD | SPON ADR 1 SH | 97651M109 |  | 79344 | 26273 | SH |  | SOLE |  | 0 | 0 | 26273 |

---