# EDGAR Filing Document

**Accession Number:** 0002057318
**File Stem:** 0001172661-26-000242
**Filing Date:** 2026-1
**Character Count:** 13084
**Document Hash:** b7a4a090c41a06a2639246272da57a33
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-26-000242.hdr.sgml**: 20260121

**ACCESSION NUMBER**: 0001172661-26-000242

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260121

**DATE AS OF CHANGE**: 20260121

**EFFECTIVENESS DATE**: 20260121

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Wilkins Miller Wealth Management, LLC
- **CENTRAL INDEX KEY:** 0002057318

**ORGANIZATION NAME:**
- **EIN:** 263774145
- **STATE OF INCORPORATION:** AL
- **FISCAL YEAR END:** 0630

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25408
- **FILM NUMBER:** 26547154

**BUSINESS ADDRESS:**
- **STREET 1:** 41 W. I-65 SERVICE RD., N., STE 400
- **CITY:** MOBILE
- **STATE:** AL
- **ZIP:** 36608
- **BUSINESS PHONE:** 251-410-6700

**MAIL ADDRESS:**
- **STREET 1:** 41 W. I-65 SERVICE RD., N., STE 400
- **CITY:** MOBILE
- **STATE:** AL
- **ZIP:** 36608

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Wilkins Miller Wealth Management LLC<br>**Address:** 41 W. I-65 Service Rd. N. Ste 400<br>Mobile, AL 36608

**Form 13F File Number:** 028-25408

**CRD Number (if applicable):** 000162222

**SEC File Number (if applicable):** 801-125952

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Greg Bowen<br>**Title:** Chief Compliance Officer<br>**Phone:** 251-410-6700

**Signature, Place, and Date of Signing:**

/s/ Greg Bowen  Mobile, AL  01-21-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 92

**Form 13F Information Table Value Total:** $167913467

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 488549 | 1556 | SH |  | SOLE |  | 1556 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1261035 | 4028 | SH |  | SOLE |  | 4028 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 556738 | 2412 | SH |  | SOLE |  | 2412 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 203772 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 202730 | 619 | SH |  | SOLE |  | 619 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 2647053 | 9736 | SH |  | SOLE |  | 9736 | 0 | 0 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 223360 | 1924 | SH |  | SOLE |  | 1924 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 340294 | 677 | SH |  | SOLE |  | 677 | 0 | 0 |
| CARLISLE COS INC | COM | 142339100 |  | 307066 | 960 | SH |  | SOLE |  | 960 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1317738 | 8645 | SH |  | SOLE |  | 8645 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 593294 | 8486 | SH |  | SOLE |  | 8486 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 200799 | 1713 | SH |  | SOLE |  | 1713 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 531967 | 495 | SH |  | SOLE |  | 495 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 448367 | 3378 | SH |  | SOLE |  | 3378 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 210865 | 6577 | SH |  | SOLE |  | 6577 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 707858 | 5881 | SH |  | SOLE |  | 5881 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI ENERGY IDX | 316092402 |  | 389431 | 15721 | SH |  | SOLE |  | 15721 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 247491 | 803 | SH |  | SOLE |  | 803 | 0 | 0 |
| GOLDMAN SACHS ETF TR | EQUAL WEIGHT US | 381430438 |  | 5137938 | 60360 | SH |  | SOLE |  | 60360 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 989718 | 2875 | SH |  | SOLE |  | 2875 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVESCO BULLETSH | 46139W825 |  | 885184 | 41248 | SH |  | SOLE |  | 41248 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 287059 | 14664 | SH |  | SOLE |  | 14664 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 26 | 46138J635 |  | 685067 | 29351 | SH |  | SOLE |  | 29351 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 6466092 | 313887 | SH |  | SOLE |  | 313887 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHARES 203 | 46139W783 |  | 486151 | 23128 | SH |  | SOLE |  | 23128 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 5861716 | 311213 | SH |  | SOLE |  | 311213 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 CB | 46138J783 |  | 1989807 | 100800 | SH |  | SOLE |  | 100800 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 5802478 | 342936 | SH |  | SOLE |  | 342936 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2031 CP | 46138J429 |  | 2942382 | 176242 | SH |  | SOLE |  | 176242 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHS 2032 | 46139W858 |  | 2510965 | 120285 | SH |  | SOLE |  | 120285 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1200597 | 1954 | SH |  | SOLE |  | 1954 | 0 | 0 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 4172075 | 178255 | SH |  | SOLE |  | 178255 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2033 | 46436E130 |  | 1522171 | 58231 | SH |  | SOLE |  | 58231 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2034 | 46438G653 |  | 242000 | 9177 | SH |  | SOLE |  | 9177 | 0 | 0 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 898606 | 15776 | SH |  | SOLE |  | 15776 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2032 | 46436E312 |  | 1638444 | 64177 | SH |  | SOLE |  | 64177 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1639656 | 13643 | SH |  | SOLE |  | 13643 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 5579493 | 252808 | SH |  | SOLE |  | 252808 | 0 | 0 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 2034705 | 79933 | SH |  | SOLE |  | 79933 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 896471 | 6028 | SH |  | SOLE |  | 6028 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 297000 | 1412 | SH |  | SOLE |  | 1412 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 347170 | 3983 | SH |  | SOLE |  | 3983 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2031 | 46436E486 |  | 4576286 | 216372 | SH |  | SOLE |  | 216372 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 8148523 | 11896 | SH |  | SOLE |  | 11896 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 705293 | 3550 | SH |  | SOLE |  | 3550 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 397517 | 1919 | SH |  | SOLE |  | 1919 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1809585 | 5615 | SH |  | SOLE |  | 5615 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 341953 | 1417 | SH |  | SOLE |  | 1417 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 374457 | 3557 | SH |  | SOLE |  | 3557 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 1127751 | 2331 | SH |  | SOLE |  | 2331 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 210904 | 1187 | SH |  | SOLE |  | 1187 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 241987 | 838 | SH |  | SOLE |  | 838 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 410305 | 2200 | SH |  | SOLE |  | 2200 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 510448 | 2618 | SH |  | SOLE |  | 2618 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 282420 | 1760 | SH |  | SOLE |  | 1760 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 336428 | 2346 | SH |  | SOLE |  | 2346 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 274152 | 1494 | SH |  | SOLE |  | 1494 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 4887070 | 179604 | SH |  | SOLE |  | 179604 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 749695 | 27331 | SH |  | SOLE |  | 27331 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 16316495 | 606334 | SH |  | SOLE |  | 606334 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 224941 | 4975 | SH |  | SOLE |  | 4975 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 3040599 | 115920 | SH |  | SOLE |  | 115920 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 1129543 | 34489 | SH |  | SOLE |  | 34489 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 9680133 | 296754 | SH |  | SOLE |  | 296754 | 0 | 0 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 203072 | 9721 | SH |  | SOLE |  | 9721 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 2210832 | 91964 | SH |  | SOLE |  | 91964 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 1192933 | 39670 | SH |  | SOLE |  | 39670 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 5716104 | 200705 | SH |  | SOLE |  | 200705 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 2374591 | 80195 | SH |  | SOLE |  | 80195 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 507531 | 3525 | SH |  | SOLE |  | 3525 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 637398 | 7309 | SH |  | SOLE |  | 7309 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1012968 | 2556 | SH |  | SOLE |  | 2556 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 5948633 | 133947 | SH |  | SOLE |  | 133947 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 250583 | 367 | SH |  | SOLE |  | 367 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R812 |  | 1099937 | 6314 | SH |  | SOLE |  | 6314 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 1612774 | 20103 | SH |  | SOLE |  | 20103 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 208522 | 3670 | SH |  | SOLE |  | 3670 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 3056777 | 28648 | SH |  | SOLE |  | 28648 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 276641 | 1987 | SH |  | SOLE |  | 1987 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R788 |  | 1167004 | 26982 | SH |  | SOLE |  | 26982 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 329223 | 1423 | SH |  | SOLE |  | 1423 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 1115215 | 14150 | SH |  | SOLE |  | 14150 | 0 | 0 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 2493410 | 35866 | SH |  | SOLE |  | 35866 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 2766927 | 35528 | SH |  | SOLE |  | 35528 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1107747 | 1766 | SH |  | SOLE |  | 1766 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1003831 | 3458 | SH |  | SOLE |  | 3458 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 3264600 | 14853 | SH |  | SOLE |  | 14853 | 0 | 0 |
| VANGUARD WELLINGTON FD | US MOMENTUM | 921935508 |  | 2644202 | 13825 | SH |  | SOLE |  | 13825 | 0 | 0 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 637259 | 7080 | SH |  | SOLE |  | 7080 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 3403285 | 23712 | SH |  | SOLE |  | 23712 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 249076 | 710 | SH |  | SOLE |  | 710 | 0 | 0 |
| WISDOMTREE TR | US TOTAL DIVIDND | 97717W109 |  | 254555 | 2999 | SH |  | SOLE |  | 2999 | 0 | 0 |

---