# EDGAR Filing Document

**Accession Number:** 0001015570
**File Stem:** 0001193125-25-145424
**Filing Date:** 2025-6
**Character Count:** 7397
**Document Hash:** decc76ecf93bad821ae90523aa73aefb
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-145424.hdr.sgml**: 20250624

**ACCESSION NUMBER**: 0001193125-25-145424

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250624

**DATE AS OF CHANGE**: 20250624

**EFFECTIVENESS DATE**: 20250624

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SEPARATE ACCOUNT NO. 49
- **CENTRAL INDEX KEY:** 0001015570

**ORGANIZATION NAME:**
- **EIN:** 135570651
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-254385
- **FILM NUMBER:** 251066990

**BUSINESS ADDRESS:**
- **STREET 1:** 1345 AVENUE OF THE AMERICAS
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10105
- **BUSINESS PHONE:** 2125541234

**MAIL ADDRESS:**
- **STREET 1:** 1345 AVENUE OF THE AMERICAS
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10105

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCT NO 49 OF EQUITABLE FINANCIAL LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 20200615

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCT NO 49 OF AXA EQUITABLE LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 20050822

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCT NO 49 OF THE EQUIT LIFE ASSU SOCI OF THE U S
- **DATE OF NAME CHANGE:** 19960529
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Equitable Financial Life Insurance Co of America (RILA)
- **CENTRAL INDEX KEY:** 0002038891

**ORGANIZATION NAME:**
- **EIN:** 860222062
- **STATE OF INCORPORATION:** AZ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-283590
- **FILM NUMBER:** 251066992

**BUSINESS ADDRESS:**
- **STREET 1:** 3030 N. THIRD STREET
- **STREET 2:** SUITE 790
- **CITY:** PHOENIX
- **STATE:** AZ
- **ZIP:** 85012
- **BUSINESS PHONE:** 9803088245

**MAIL ADDRESS:**
- **STREET 1:** 8501 IBM DRIVE
- **STREET 2:** SUITE 150 MAIL DROP PS-16
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28078
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Equitable Financial Life Insurance Co (RILA)
- **CENTRAL INDEX KEY:** 0002039145

**ORGANIZATION NAME:**
- **EIN:** 135570651
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-283589
- **FILM NUMBER:** 251066991

**BUSINESS ADDRESS:**
- **STREET 1:** 1345 AVENUE OF THE AMERICAS
- **STREET 2:** LEGAL DEPT.
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10105
- **BUSINESS PHONE:** 9803088245

**MAIL ADDRESS:**
- **STREET 1:** 8501 IBM DRIVE
- **STREET 2:** SUITE 150 MAIL DROP PS-16
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28078
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Equitable America Variable Account No.70A
- **CENTRAL INDEX KEY:** 0001822818

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-265026
- **FILM NUMBER:** 251066993

**BUSINESS ADDRESS:**
- **STREET 1:** ADMINISTRATIVE OFFICE
- **STREET 2:** 8501 IBM DRIVE, SUITE 150
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28262
- **BUSINESS PHONE:** 980-308-8245

**MAIL ADDRESS:**
- **STREET 1:** ADMINISTRATIVE OFFICE
- **STREET 2:** 8501 IBM DRIVE, SUITE 150
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28262

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Equitable America Variable Account 70A of Equitable Financial Life Insurance Co of America
- **DATE OF NAME CHANGE:** 20200827

## Series and Classes Contracts Data

### SEPARATE ACCT NO. 49 (Series ID: S000009103)

---

|  |  |
|:---|:---|
| Class Name                            | Class ID   |
| Structured Capital Strategies PLUS 21 | C000227643 |

---

### Equitable America Variable Account No.70A (Series ID: S000070195)

---

|  |  |
|:---|:---|
| Class Name                            | Class ID   |
| Structured Capital Strategies PLUS 21 | C000237239 |

---

### Equitable Financial Life Insurance Co of America (RILA) (Series ID: S000089337)

---

|  |  |
|:---|:---|
| Class Name                            | Class ID   |
| Structured Capital Strategies PLUS 21 | C000257548 |

---

### Equitable Financial Life Insurance Co (RILA) (Series ID: S000089338)

---

|  |  |
|:---|:---|
| Class Name                            | Class ID   |
| Structured Capital Strategies PLUS 21 | C000257547 |

---

## Series and Classes Contracts Data

### SEPARATE ACCT NO. 49 (Series ID: S000009103)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000227643 | Structured Capital Strategies PLUS 21 |  |

### Equitable America Variable Account No.70A (Series ID: S000070195)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000237239 | Structured Capital Strategies PLUS 21 |  |

### Equitable Financial Life Insurance Co of America (RILA) (Series ID: S000089337)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000257548 | Structured Capital Strategies PLUS 21 |  |

### Equitable Financial Life Insurance Co (RILA) (Series ID: S000089338)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000257547 | Structured Capital Strategies PLUS 21 |  |

Equitable Financial Life Insurance Company of America

Equitable Financial Life Insurance Company

**Supplement dated June 23, 2025 to the Structured Capital Strategies PLUS**<sup>®</sup> **21 Statement of Additional Information dated May 1, 2025** 

This Supplement modifies certain information in the above-referenced Statement of Additional Information (the "SAI") offered by Equitable Financial Life Insurance Company of America and Equitable Financial Life Insurance Company (the "Company"). You should read this Supplement in conjunction with your SAI and retain it for future reference. This Supplement incorporates the SAI by reference. Unless otherwise indicated, all other information included in your SAI remains unchanged. The terms we use in this Supplement have the same meaning as in your SAI. We will send you another copy of any SAI or supplement without charge upon request. Please contact the customer service center at 877-899-3743.

The following hereby supplements the corresponding table in SAI "Performance Cap Rate limiting factor table":

---

| | |
|:---|:---|
| **Jurisdiction** | **Contracts with issue dates on or after this**<br> **date will not use a Performance Cap Rate<br>limiting factor in the Segment Interim Value<br>calculation** |
| New York | May 1, 2023 |
| Alabama, Arizona, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Montana, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Vermont, Washington, West Virginia, Wisconsin, Wyoming | July 24, 2023 |
| Alaska, California, Utah | September 25, 2023 |
| Virginia | November 13, 2023 |
| New Jersey | February 26, 2024 |
| Nebraska | July 22, 2024 |
| Missouri | June 23, 2025 |

---