# EDGAR Filing Document

**Accession Number:** 0001600403
**File Stem:** 0001600403-23-000003
**Filing Date:** 2023-1
**Character Count:** 23876
**Document Hash:** 84346259f7e6d41f5f80d03cb0de3721
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001600403-23-000003.hdr.sgml**: 20230118

**ACCESSION NUMBER**: 0001600403-23-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230118

**DATE AS OF CHANGE**: 20230118

**EFFECTIVENESS DATE**: 20230118

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CKW FINANCIAL GROUP
- **CENTRAL INDEX KEY:** 0001600403
- **IRS NUMBER:** 271156797

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16089
- **FILM NUMBER:** 23534108

**BUSINESS ADDRESS:**
- **STREET 1:** 1003 BISHOP STREET
- **STREET 2:** SUITE 1950
- **CITY:** HONOLULU
- **STATE:** HI
- **ZIP:** 96813
- **BUSINESS PHONE:** 8086297600

**MAIL ADDRESS:**
- **STREET 1:** 1003 BISHOP STREET
- **STREET 2:** SUITE 1950
- **CITY:** HONOLULU
- **STATE:** HI
- **ZIP:** 96813

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CKW FINANCIAL GROUP<br>**Address:** 1003 BISHOP STREET<br>SUITE 1950<br>HONOLULU, HI 96813

**Form 13F File Number:** 028-16089

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** nicholas white<br>**Title:** compliance manager<br>**Phone:** 8086297607

**Signature, Place, and Date of Signing:**

nicholas white  honolulu, HI  01-18-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 205

**Form 13F Information Table Value Total:** $594531

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALCOA CORP COM | COM | 013872106 |  | 0 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| APPLE INC | COM | 037833100 |  | 1998 | 15377 | SH |  | SOLE |  | 0 | 0 | 15377 |
| ISHARES TR MSCI ACWI ETF | MSCI ACWI ETF | 464288257 |  | 1703 | 20065 | SH |  | SOLE |  | 0 | 0 | 20065 |
| ISHARES INC MSCI GBL MIN VOL | MSCI GBL MIN VOL | 464286525 |  | 751 | 7902 | SH |  | SOLE |  | 0 | 0 | 7902 |
| ISHARES TR MSCI ACWI EX US | MSCI ACWI EX US | 464288240 |  | 7 | 162 | SH |  | SOLE |  | 0 | 0 | 162 |
| ADOBE SYSTEMS INCORPORATED COM | COM | 00724F101 |  | 67 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| AEGON N V NY REGISTRY SHS | NY REGISTRY SHS | 007924103 |  | 30 | 5900 | SH |  | SOLE |  | 0 | 0 | 5900 |
| AFLAC INC COM USD0.10 | COM | 001055102 |  | 87 | 1210 | SH |  | SOLE |  | 0 | 0 | 1210 |
| AKAMAI TECHNOLOGIES COM USD0.01 | COM | 00971T101 |  | 0 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| ALEXANDER  INC NEW COM | COM | 014491104 |  | 43 | 2304 | SH |  | SOLE |  | 0 | 0 | 2304 |
| ALLSTATE CORP COM USD0.01 | COM | 020002101 |  | 61 | 450 | SH |  | SOLE |  | 0 | 0 | 450 |
| ALNYLAM PHARMACEUTICALS INC | COM | 02043Q107 |  | 59 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| AMGEN INC | COM | 031162100 |  | 34 | 130 | SH |  | SOLE |  | 0 | 0 | 130 |
| AMAZON.COM INC | COM | 023135106 |  | 185 | 2198 | SH |  | SOLE |  | 0 | 0 | 2198 |
| ABERCROMBIE  CO CL A COM USD0.01 | CL A | 002896207 |  | 2 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| ANGIODYNAMICS INC | COM | 03475V101 |  | 0 | 34 | SH |  | SOLE |  | 0 | 0 | 34 |
| ISHARES CORE AGGRESSIVE ALLOCATION ETF | AGGRES ALLOC ETF | 464289859 |  | 46 | 777 | SH |  | SOLE |  | 0 | 0 | 777 |
| ISHARES CORE GROWTH ALLOCATION ETF | GRWT ALLOCAT ETF | 464289867 |  | 259 | 5489 | SH |  | SOLE |  | 0 | 0 | 5489 |
| ARCONIC CORPORATION COM | COM | 03966V107 |  | 0 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| AVANOS MED INC COM | COM | 05350V106 |  | 0 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| AMERICAN AXLE  MANUFACTURING HOLDINGS INC | COM | 024061103 |  | 8 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| AMERICAN EXPRESS CO COM USD0.20 | COM | 025816109 |  | 41 | 275 | SH |  | SOLE |  | 0 | 0 | 275 |
| BOEING CO COM USD5.00 | COM | 097023105 |  | 48 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| BANK AMERICA CORP COM | COM | 060505104 |  | 670 | 20243 | SH |  | SOLE |  | 0 | 0 | 20243 |
| BEST BUY CO INC COM USD0.10 | COM | 086516101 |  | 5 | 61 | SH |  | SOLE |  | 0 | 0 | 61 |
| BRIGHTHOUSE FINL INC COM | COM | 10922N103 |  | 26 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| BIOGEN INC COM USD0.0005 | COM | 09062X103 |  | 28 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| BANK OF NEW YORK MELLON CORP COM USD0.01 | COM | 064058100 |  | 132 | 2900 | SH |  | SOLE |  | 0 | 0 | 2900 |
| BOOKING HOLDINGS INC COM | COM | 09857L108 |  | 60 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| BAKER HUGHES COMPANY CL A | CL A | 05722G100 |  | 62 | 2100 | SH |  | SOLE |  | 0 | 0 | 2100 |
| BIOMARIN PHARMACEUTICAL COM USD0.001 | COM | 09061G101 |  | 72 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| BRISTOL-MYERS SQUIBB CO COM | COM | 110122108 |  | 61 | 850 | SH |  | SOLE |  | 0 | 0 | 850 |
| BANK OF HAWAII CORP | COM | 062540109 |  | 436 | 5622 | SH |  | SOLE |  | 0 | 0 | 5622 |
| BP PLC SPONSORED ADR | SPONSORED ADR | 055622104 |  | 11 | 326 | SH |  | SOLE |  | 0 | 0 | 326 |
| BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B | CL B NEW | 084670702 |  | 317 | 1025 | SH |  | SOLE |  | 0 | 0 | 1025 |
| ANHEUSER-BUSCH INBEV SA/NV ADR EAH REP 1 ORD NPV | SPONSORED ADR | 03524A108 |  | 72 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| CITIGROUP INC | COM NEW | 172967424 |  | 77 | 1700 | SH |  | SOLE |  | 0 | 0 | 1700 |
| CARRIER GLOBAL CORPORATION COM | COM | 14448C104 |  | 80 | 1951 | SH |  | SOLE |  | 0 | 0 | 1951 |
| CHEMOURS CO COM | COM | 163851108 |  | 2 | 55 | SH |  | SOLE |  | 0 | 0 | 55 |
| CELANESE CORP DEL COM | COM | 150870103 |  | 36 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| CHARTER COMMUNICATIONS INC NEW CL A | CL A | 16119P108 |  | 136 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| CIGNA CORP NEW COM | COM | 125523100 |  | 207 | 625 | SH |  | SOLE |  | 0 | 0 | 625 |
| COMCAST CORP | CL A | 20030N101 |  | 129 | 3700 | SH |  | SOLE |  | 0 | 0 | 3700 |
| CAPITAL ONE FINANCIAL CORP COM USD0.01 | COM | 14040H105 |  | 174 | 1875 | SH |  | SOLE |  | 0 | 0 | 1875 |
| COHERENT CORP COM | COM | 19247G107 |  | 25 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| CONOCOPHILLIPS COM | COM | 20825C104 |  | 89 | 750 | SH |  | SOLE |  | 0 | 0 | 750 |
| COSTCO WHOLESALE CORP COM USD0.01 | COM | 22160K105 |  | 537 | 1177 | SH |  | SOLE |  | 0 | 0 | 1177 |
| CENTRAL PACIFIC FINANCIAL CORP | COM NEW | 154760409 |  | 54 | 2641 | SH |  | SOLE |  | 0 | 0 | 2641 |
| COUPANG INC CL A | CL A | 22266T109 |  | 3 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| CISCO SYSTEMS INC | COM | 17275R102 |  | 131 | 2740 | SH |  | SOLE |  | 0 | 0 | 2740 |
| COGNIZANT TECHNOLOGY SOLUTIONS CORP COM CL A USD0.01 | CL A | 192446102 |  | 69 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| CORTEVA INC COM | COM | 22052L104 |  | 30 | 513 | SH |  | SOLE |  | 0 | 0 | 513 |
| CVS HEALTH CORPORATION COM USD0.01 | COM | 126650100 |  | 61 | 650 | SH |  | SOLE |  | 0 | 0 | 650 |
| CHEVRON CORP NEW COM | COM | 166764100 |  | 228 | 1269 | SH |  | SOLE |  | 0 | 0 | 1269 |
| DUPONT DE NEMOURS INC COM | COM | 26614N102 |  | 19 | 273 | SH |  | SOLE |  | 0 | 0 | 273 |
| DELL TECHNOLOGIES INC CL C | CL C | 24703L202 |  | 60 | 1482 | SH |  | SOLE |  | 0 | 0 | 1482 |
| DISNEY WALT CO COM | COM | 254687106 |  | 92 | 1060 | SH |  | SOLE |  | 0 | 0 | 1060 |
| DISH NETWORK CORPORATION CL A | CL A | 25470M109 |  | 29 | 2100 | SH |  | SOLE |  | 0 | 0 | 2100 |
| DIGITALOCEAN HLDGS INC COM | COM | 25402D102 |  | 4 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| DOW INC COM | COM | 260557103 |  | 30 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| BLACKROCK DEBT STRATEGIES FD I COM NEW | COM NEW | 09255R202 |  | 88 | 9518 | SH |  | SOLE |  | 0 | 0 | 9518 |
| DIGITAL WORLD ACQUISITION CORP CLASS A COM | CLASS A COM | 25400Q105 |  | 2 | 162 | SH |  | SOLE |  | 0 | 0 | 162 |
| DXC TECHNOLOGY CO COM | COM | 23355L106 |  | 0 | 4 | SH |  | SOLE |  | 0 | 0 | 4 |
| ISHARES INC MSCI EMERG MRKT | MSCI EMERG MRKT | 464286533 |  | 35 | 655 | SH |  | SOLE |  | 0 | 0 | 655 |
| ISHARES MSCI EAFE ETF | MSCI EAFE ETF | 464287465 |  | 11 | 164 | SH |  | SOLE |  | 0 | 0 | 164 |
| ISHARES TR MSCI EAFE MIN VL | MSCI EAFE MIN VL | 46429B689 |  | 51 | 802 | SH |  | SOLE |  | 0 | 0 | 802 |
| ELANCO ANIMAL HEALTH INC COM | COM | 28414H103 |  | 56 | 4600 | SH |  | SOLE |  | 0 | 0 | 4600 |
| ISHARES TR JP MOR EM MK ETF | JPMORGAN USD EMG | 464288281 |  | 1297 | 15337 | SH |  | SOLE |  | 0 | 0 | 15337 |
| FORD MTR CO DEL COM | COM | 345370860 |  | 114 | 9764 | SH |  | SOLE |  | 0 | 0 | 9764 |
| FEDEX CORP COM USD0.10 | COM | 31428X106 |  | 156 | 900 | SH |  | SOLE |  | 0 | 0 | 900 |
| FIRST HAWAIIAN INC COM | COM | 32051X108 |  | 833 | 32000 | SH |  | SOLE |  | 0 | 0 | 32000 |
| FIDELITY NATL INFORMATION SERVICES COM USD0.01 | COM | 31620M106 |  | 95 | 1400 | SH |  | SOLE |  | 0 | 0 | 1400 |
| FISERV INC | COM | 337738108 |  | 192 | 1900 | SH |  | SOLE |  | 0 | 0 | 1900 |
| FULGENT GENETICS INC COM | COM | 359664109 |  | 6 | 218 | SH |  | SOLE |  | 0 | 0 | 218 |
| FOX CORP CL B COM | CL B COM | 35137L204 |  | 23 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| FOX CORP CL A COM | CL A COM | 35137L105 |  | 64 | 2099 | SH |  | SOLE |  | 0 | 0 | 2099 |
| FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF | MSCI INFO TECH I | 316092808 |  | 5 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| FUEL TECH INC COM STK USD0.01 | COM | 359523107 |  | 0 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| GENERAL ELECTRIC CO COM NEW | COM NEW | 369604301 |  | 224 | 2672 | SH |  | SOLE |  | 0 | 0 | 2672 |
| GILEAD SCIENCES INC COM USD0.001 | COM | 375558103 |  | 172 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| GAMING  LEISURE P COM USD0.01 | COM | 36467J108 |  | 21 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| GENTEX CORP | COM | 371901109 |  | 76 | 2767 | SH |  | SOLE |  | 0 | 0 | 2767 |
| BARRICK GOLD CORP COM NPV ISIN #CA0679011084 SEDOL #2024644 | COM | 067901108 |  | 0 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| ALPHABET INC CAP STK CL C | CAP STK CL C | 02079K107 |  | 215 | 2420 | SH |  | SOLE |  | 0 | 0 | 2420 |
| ALPHABET INC CAP STK CL A | CAP STK CL A | 02079K305 |  | 125 | 1420 | SH |  | SOLE |  | 0 | 0 | 1420 |
| GAP INC COM | COM | 364760108 |  | 27 | 2400 | SH |  | SOLE |  | 0 | 0 | 2400 |
| GOLDMAN SACHS GROUP INC COM USD0.01 | COM | 38141G104 |  | 137 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| GOLDMAN SACHS EQUAL WEIGHT US LARGE CAP EQUITY ETF | EQUAL WEIGHT US | 381430438 |  | 27025 | 466433 | SH |  | SOLE |  | 0 | 0 | 466433 |
| GSK PLC SPON ADS EACH REP 2 ORD SHS | SPONSORED ADR | 37733W204 |  | 124 | 3540 | SH |  | SOLE |  | 0 | 0 | 3540 |
| HAWAIIAN HOLDINGS INC COM USD0.01 | COM | 419879101 |  | 1 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| HAWAIIAN ELECTRIC INDUSTRIES INC | COM | 419870100 |  | 10 | 238 | SH |  | SOLE |  | 0 | 0 | 238 |
| HELIOGEN INC COMMON STOCK | COMMON STOCK | 42329E105 |  | 242 | 347043 | SH |  | SOLE |  | 0 | 0 | 347043 |
| HALEON PLC SPON ADS EACH REP 2 ORD SHS | SPON ADS | 405552100 |  | 34 | 4300 | SH |  | SOLE |  | 0 | 0 | 4300 |
| HONDA MOTOR LTD AMERN SHS | AMERN SHS | 438128308 |  | 59 | 2600 | SH |  | SOLE |  | 0 | 0 | 2600 |
| HEWLETT PACKARD ENTERPRISE CO COM | COM | 42824C109 |  | 55 | 3450 | SH |  | SOLE |  | 0 | 0 | 3450 |
| HP INC COM | COM | 40434L105 |  | 79 | 2950 | SH |  | SOLE |  | 0 | 0 | 2950 |
| HUBSPOT INC | COM | 443573100 |  | 59 | 203 | SH |  | SOLE |  | 0 | 0 | 203 |
| ISHARES TR IBOXX HI YD ETF | IBOXX HI YD ETF | 464288513 |  | 120 | 1625 | SH |  | SOLE |  | 0 | 0 | 1625 |
| PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX ETF | 0-5 HIGH YIELD | 72201R783 |  | 1537 | 17219 | SH |  | SOLE |  | 0 | 0 | 17219 |
| INTERNATIONAL BUS MACH CORP COM USD0.20 | COM | 459200101 |  | 348 | 2470 | SH |  | SOLE |  | 0 | 0 | 2470 |
| ISHARES TR BLACKROCK ULTRA | BLACKROCK ULTRA | 46434V878 |  | 97 | 1941 | SH |  | SOLE |  | 0 | 0 | 1941 |
| ISHARES TRUST CORE MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 |  | 110465 | 1792106 | SH |  | SOLE |  | 0 | 0 | 1792106 |
| ISHARES INC CORE MSCI EMERGING MKTS ETF | CORE MSCI EMKT | 46434G103 |  | 53976 | 1155813 | SH |  | SOLE |  | 0 | 0 | 1155813 |
| INNOVATIVE INDL PPTYS INC COM | COM | 45781V101 |  | 18 | 173 | SH |  | SOLE |  | 0 | 0 | 173 |
| ISHARES CORE S MID-CAP ETF | CORE S MCP ETF | 464287507 |  | 37386 | 154558 | SH |  | SOLE |  | 0 | 0 | 154558 |
| INCYTE CORP | COM | 45337C102 |  | 80 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| INTEL CORP COM USD0.001 | COM | 458140100 |  | 76 | 2882 | SH |  | SOLE |  | 0 | 0 | 2882 |
| ISHARES CORE S US VALUE ETF | CORE S US VLU | 464287663 |  | 1897 | 26856 | SH |  | SOLE |  | 0 | 0 | 26856 |
| ISHARES CORE S 500 ETF | CORE S ETF | 464287200 |  | 283213 | 737131 | SH |  | SOLE |  | 0 | 0 | 737131 |
| ISHARES RUSSELL 1000 VALUE ETF | RUS 1000 VAL ETF | 464287598 |  | 48 | 319 | SH |  | SOLE |  | 0 | 0 | 319 |
| ISHARES TRUST DJ US TECHNOLOGY | U.S. TECH ETF | 464287721 |  | 37 | 499 | SH |  | SOLE |  | 0 | 0 | 499 |
| JOHNSON CONTROLS INTERNATIONAL PLC COM USD1.00 | SHS | G51502105 |  | 160 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| JOHNSON  COM USD1.00 | COM | 478160104 |  | 475 | 2691 | SH |  | SOLE |  | 0 | 0 | 2691 |
| JUNIPER NETWORKS COM USD0.00001 | COM | 48203R104 |  | 67 | 2100 | SH |  | SOLE |  | 0 | 0 | 2100 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1460 | 10887 | SH |  | SOLE |  | 0 | 0 | 10887 |
| KYNDRYL HLDGS INC COMMON STOCK | COMMON STOCK | 50155Q100 |  | 3 | 285 | SH |  | SOLE |  | 0 | 0 | 285 |
| KIMBERLY-CLARK CORP COM | COM | 494368103 |  | 14 | 101 | SH |  | SOLE |  | 0 | 0 | 101 |
| CARMAX INC | COM | 143130102 |  | 1 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| COCA-COLA CO | COM | 191216100 |  | 20 | 313 | SH |  | SOLE |  | 0 | 0 | 313 |
| ELI LILLY AND CO | COM | 532457108 |  | 220 | 602 | SH |  | SOLE |  | 0 | 0 | 602 |
| LINCOLN NATIONAL CORP COM NPV | COM | 534187109 |  | 6 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| LYONDELLBASELL INDUSTRIES N V COM EUR0.04 CLASS A | SHS - A - | N53745100 |  | 66 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| MATSON INC COM NPV | COM | 57686G105 |  | 2066 | 33043 | SH |  | SOLE |  | 0 | 0 | 33043 |
| MCDONALD S CORP | COM | 580135101 |  | 49864 | 189215 | SH |  | SOLE |  | 0 | 0 | 189215 |
| MICROCHIP TECHNOLOGY INC. COM | COM | 595017104 |  | 84 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 19 | 250 | SH |  | SOLE |  | 0 | 0 | 250 |
| SPDR S MIDCAP 400 ETF | UTSER1 S | 78467Y107 |  | 9 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| METLIFE INC COM USD0.01 | COM | 59156R108 |  | 214 | 2954 | SH |  | SOLE |  | 0 | 0 | 2954 |
| META PLATFORMS INC CLASS A COMMON STOCK | CL A | 30303M102 |  | 66 | 550 | SH |  | SOLE |  | 0 | 0 | 550 |
| MANULIFE FINANCIAL CORP COM NPV ISIN #CA56501R1064 SEDOL #2492519 | COM | 56501R106 |  | 71 | 3972 | SH |  | SOLE |  | 0 | 0 | 3972 |
| MICRO FOCUS INTERNATIONAL PLC DEPOSITARY RECEIPT | SPON ADR NEW | 594837403 |  | 11 | 1789 | SH |  | SOLE |  | 0 | 0 | 1789 |
| MAGNA INTL INC COM ISIN #CA5592224011 SEDOL #2554475 | COM | 559222401 |  | 80 | 1418 | SH |  | SOLE |  | 0 | 0 | 1418 |
| MARSH  COMPANIES INC COM USD1.00 | COM | 571748102 |  | 317 | 1913 | SH |  | SOLE |  | 0 | 0 | 1913 |
| MONSTER BEVERAGE CORP NEW COM | COM | 61174X109 |  | 183 | 1800 | SH |  | SOLE |  | 0 | 0 | 1800 |
| MODINE MANUFACTURING CO | COM | 607828100 |  | 15 | 750 | SH |  | SOLE |  | 0 | 0 | 750 |
| MICROSOFT CORP | COM | 594918104 |  | 2368 | 9874 | SH |  | SOLE |  | 0 | 0 | 9874 |
| NETFLIX INC | COM | 64110L106 |  | 59 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| NIKE INC CLASS B COM NPV | CL B | 654106103 |  | 392 | 3347 | SH |  | SOLE |  | 0 | 0 | 3347 |
| NVIDIA CORPORATION COM | COM | 67066G104 |  | 306 | 2096 | SH |  | SOLE |  | 0 | 0 | 2096 |
| NOVARTIS AG SPONSORED ADR | SPONSORED ADR | 66987V109 |  | 109 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| NEWS CORP NEW COM USD0.01 CL A | CL A | 65249B109 |  | 10 | 562 | SH |  | SOLE |  | 0 | 0 | 562 |
| OTIS WORLDWIDE CORP COM | COM | 68902V107 |  | 31 | 401 | SH |  | SOLE |  | 0 | 0 | 401 |
| OCCIDENTAL PETE CORP COM | COM | 674599105 |  | 309 | 4900 | SH |  | SOLE |  | 0 | 0 | 4900 |
| UIPATH INC CL A | CL A | 90364P105 |  | 8 | 619 | SH |  | SOLE |  | 0 | 0 | 619 |
| PETROLEO BRASILEIRO SA PETROBRAS SPON ADS EACH REP 2 ORD SHS | SPONSORED ADR | 71654V408 |  | 1 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| PFIZER INC | COM | 717081103 |  | 25 | 480 | SH |  | SOLE |  | 0 | 0 | 480 |
| PROCTER AND GAMBLE CO COM | COM | 742718109 |  | 91 | 602 | SH |  | SOLE |  | 0 | 0 | 602 |
| PARTNER COMMUNICATIONS ADR REP 1 ORD | ADR | 70211M109 |  | 14 | 2000 | SH |  | SOLE |  | 0 | 0 | 2000 |
| PUBMATIC INC COM CL A | COM CL A | 74467Q103 |  | 37 | 2915 | SH |  | SOLE |  | 0 | 0 | 2915 |
| PAYPAL HLDGS INC COM | COM | 70450Y103 |  | 28 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| INVESCO QQQ TR UNIT SER 1 | UNIT SER 1 | 46090E103 |  | 19 | 70 | SH |  | SOLE |  | 0 | 0 | 70 |
| QURATE RETAIL INC COM SER A | COM SER A | 74915M100 |  | 5 | 3075 | SH |  | SOLE |  | 0 | 0 | 3075 |
| REGENERON PHARMACEUTICALS INC | COM | 75886F107 |  | 79 | 110 | SH |  | SOLE |  | 0 | 0 | 110 |
| RAYTHEON TECHNOLOGIES CORP COM | COM | 75513E101 |  | 197 | 1951 | SH |  | SOLE |  | 0 | 0 | 1951 |
| STARBUCKS CORP COM USD0.001 | COM | 855244109 |  | 206 | 2080 | SH |  | SOLE |  | 0 | 0 | 2080 |
| SCHWAB CHARLES CORP COM | COM | 808513105 |  | 341 | 4100 | SH |  | SOLE |  | 0 | 0 | 4100 |
| SHOPIFY INC COM NPV CL A ISIN #CA82509L1076 SEDOL #BX865C7 | CL A | 82509L107 |  | 42 | 1220 | SH |  | SOLE |  | 0 | 0 | 1220 |
| ISHARES TRUST 0-5YR HIGH YIELD CORP BD ISIN #US46434V4077 SEDOL #BFS2LL0 | 0-5YR HI YL CP | 46434V407 |  | 365 | 8932 | SH |  | SOLE |  | 0 | 0 | 8932 |
| SVB FINANCIAL GROUP COM | COM | 78486Q101 |  | 30 | 132 | SH |  | SOLE |  | 0 | 0 | 132 |
| SKILLZ INC COM | COM | 83067L109 |  | 2 | 4237 | SH |  | SOLE |  | 0 | 0 | 4237 |
| SNAP INC CL A | CL A | 83304A106 |  | 5 | 520 | SH |  | SOLE |  | 0 | 0 | 520 |
| SANOFI ADR REP 1 1/2 ORD | SPONSORED ADR | 80105N105 |  | 240 | 4950 | SH |  | SOLE |  | 0 | 0 | 4950 |
| SONY GROUP CORPORATION SPON ADS EACH REPR 1 ORD SHS | SPONSORED ADR | 835699307 |  | 8 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| SPDR S ETF TRUST TRUST UNIT DEPOSITARY RECEIPT | TR UNIT | 78462F103 |  | 202 | 529 | SH |  | SOLE |  | 0 | 0 | 529 |
| STEM INC COM | COM | 85859N102 |  | 75 | 8389 | SH |  | SOLE |  | 0 | 0 | 8389 |
| SUNOPTA INC COM ISIN #CA8676EP1086 SEDOL #2817510 | COM | 8676EP108 |  | 1 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| STATE STREET CORP | COM | 857477103 |  | 97 | 1250 | SH |  | SOLE |  | 0 | 0 | 1250 |
| AT INC COM USD1 | COM | 00206R102 |  | 90 | 4878 | SH |  | SOLE |  | 0 | 0 | 4878 |
| TRAVELCENTERS OF AMERICA INC COM NEW | COM NEW | 89421B109 |  | 1 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| MOLSON COORS BEVERAGE CO CL B | CL B | 60871R209 |  | 80 | 1550 | SH |  | SOLE |  | 0 | 0 | 1550 |
| TE CONNECTIVITY LTD COM CHF0.57 | SHS | H84989104 |  | 69 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| TRUIST FINL CORP COM | COM | 89832Q109 |  | 43 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| ISHARES TR 20 YR TR BD ETF | 20 YR TR BD ETF | 464287432 |  | 12 | 116 | SH |  | SOLE |  | 0 | 0 | 116 |
| TOYOTA MOTOR CORP ADR-EACH REP 10 ORD NPV LVL | ADS | 892331307 |  | 617 | 4521 | SH |  | SOLE |  | 0 | 0 | 4521 |
| T-MOBILE US INC COM | COM | 872590104 |  | 77 | 550 | SH |  | SOLE |  | 0 | 0 | 550 |
| TRIPADVISOR INC COM | COM | 896945201 |  | 0 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| TESLA INC COM | COM | 88160R101 |  | 107 | 870 | SH |  | SOLE |  | 0 | 0 | 870 |
| TAIWAN SEMICONDUCTOR MANUFACTURING SPON ADS EACH REP 5 ORD TWD10 | SPONSORED ADR | 874039100 |  | 63 | 850 | SH |  | SOLE |  | 0 | 0 | 850 |
| TWILIO INC CL A | CL A | 90138F102 |  | 2 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| TEXAS INSTRUMENTS INC COM USD1.00 | COM | 882508104 |  | 249 | 1505 | SH |  | SOLE |  | 0 | 0 | 1505 |
| TYLER TECHNOLOGIES INC | COM | 902252105 |  | 9 | 28 | SH |  | SOLE |  | 0 | 0 | 28 |
| UNITY SOFTWARE INC COM | COM | 91332U101 |  | 2 | 81 | SH |  | SOLE |  | 0 | 0 | 81 |
| UNITED AIRLS HLDGS INC COM | COM | 910047109 |  | 4 | 105 | SH |  | SOLE |  | 0 | 0 | 105 |
| UBS GROUP AG | SHS | H42097107 |  | 50 | 2700 | SH |  | SOLE |  | 0 | 0 | 2700 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 93 | 175 | SH |  | SOLE |  | 0 | 0 | 175 |
| UPSTART HLDGS INC COM | COM | 91680M107 |  | 9 | 683 | SH |  | SOLE |  | 0 | 0 | 683 |
| VISA INC | COM CL A | 92826C839 |  | 31 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| VISTA GOLD CORP COM NPV ISIN #CA9279263037 SEDOL #B1P75F2 | COM NEW | 927926303 |  | 0 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| VMWARE INC | CL A COM | 928563402 |  | 192 | 1562 | SH |  | SOLE |  | 0 | 0 | 1562 |
| VIATRIS INC COM | COM | 92556V106 |  | 1 | 52 | SH |  | SOLE |  | 0 | 0 | 52 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 172 | 4363 | SH |  | SOLE |  | 0 | 0 | 4363 |
| WABTEC COM | COM | 929740108 |  | 3 | 31 | SH |  | SOLE |  | 0 | 0 | 31 |
| WARNER BROS DISCOVERY INC COM SER A | COM SER A | 934423104 |  | 11 | 1166 | SH |  | SOLE |  | 0 | 0 | 1166 |
| WESTERN DIGITAL CORP. COM | COM | 958102105 |  | 0 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| WELLS FARGO CO NEW COM | COM | 949746101 |  | 256 | 6200 | SH |  | SOLE |  | 0 | 0 | 6200 |
| WILLIAMS COS INC COM | COM | 969457100 |  | 135 | 4100 | SH |  | SOLE |  | 0 | 0 | 4100 |
| WALMART INC COM | COM | 931142103 |  | 50 | 350 | SH |  | SOLE |  | 0 | 0 | 350 |
| WILLIS TOWERS WATSON PLC COM USD0.000304635 | SHS | G96629103 |  | 29 | 119 | SH |  | SOLE |  | 0 | 0 | 119 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 62 | 565 | SH |  | SOLE |  | 0 | 0 | 565 |
| XOS INC COMMON STOCK | COMMON STOCK | 98423B108 |  | 66 | 149608 | SH |  | SOLE |  | 0 | 0 | 149608 |
| ZIMMER BIOMET HOLDINGS INC COM | COM | 98956P102 |  | 40 | 310 | SH |  | SOLE |  | 0 | 0 | 310 |
| ZIMVIE INC COM | COM | 98888T107 |  | 0 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| ZOOM VIDEO COMMUNICATIONS INC CL A | CL A | 98980L101 |  | 7 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| ZSCALER INC COM | COM | 98980G102 |  | 12 | 105 | SH |  | SOLE |  | 0 | 0 | 105 |

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