# EDGAR Filing Document

**Accession Number:** 0002098583
**File Stem:** 0002098583-26-000004
**Filing Date:** 2026-2
**Character Count:** 12345
**Document Hash:** 582bbc93ffdae0358c657680c19c1fde
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002098583-26-000004.hdr.sgml**: 20260212

**ACCESSION NUMBER**: 0002098583-26-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260212

**DATE AS OF CHANGE**: 20260212

**EFFECTIVENESS DATE**: 20260212

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Hardworking Capital Advisors, LLC
- **CENTRAL INDEX KEY:** 0002098583

**ORGANIZATION NAME:**
- **EIN:** 474136352
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26249
- **FILM NUMBER:** 26624011

**BUSINESS ADDRESS:**
- **STREET 1:** 34220 GATEWAY DRIVE
- **STREET 2:** SUITE 120
- **CITY:** PALM DESERT
- **STATE:** CA
- **ZIP:** 92211
- **BUSINESS PHONE:** 760-340-3277

**MAIL ADDRESS:**
- **STREET 1:** 34220 GATEWAY DRIVE
- **STREET 2:** SUITE 120
- **CITY:** PALM DESERT
- **STATE:** CA
- **ZIP:** 92211

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Hardworking Capital Advisors LLC<br>**Address:** 34220 Gateway Drive<br>Suite 120<br>Palm Desert, CA 92211

**Form 13F File Number:** 028-26249

**CRD Number (if applicable):** 000226760

**SEC File Number (if applicable):** 801-112113

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Mathew A. Mellier<br>**Title:** Managing Partner<br>**Phone:** 760-340-3277

**Signature, Place, and Date of Signing:**

/s/ Mathew A. Mellier  Palm Desert, CA  02-12-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 84

**Form 13F Information Table Value Total:** $110107975

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name                          | Form 13F File Number   |   CRD Number | SEC File Number   |
|---:|:---|:---|---:|:---|
|     1 | Measured Risk Portfolios Inc. | 028-25311              |    000141422 | 801-80124         |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 639129 | 3992 | SH |  | SOLE | 0 | 0 | 0 | 3992 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2415129 | 7716 | SH |  | SOLE | 0 | 0 | 0 | 7716 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 207668 | 662 | SH |  | SOLE | 0 | 0 | 0 | 662 |
| AMAZON COM INC | COM | 023135106 |  | 3233327 | 14008 | SH |  | SOLE | 0 | 0 | 0 | 14008 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 788652 | 4492 | SH |  | SOLE | 0 | 0 | 0 | 4492 |
| AMGEN INC | COM | 031162100 |  | 1534126 | 4687 | SH |  | SOLE | 0 | 0 | 0 | 4687 |
| APPLE INC | COM | 037833100 |  | 5035231 | 18521 | SH |  | SOLE | 0 | 0 | 0 | 18521 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 831622 | 3233 | SH |  | SOLE | 0 | 0 | 0 | 3233 |
| AUTOZONE INC | COM | 053332102 |  | 742739 | 219 | SH |  | SOLE | 0 | 0 | 0 | 219 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 392365 | 4115 | SH |  | SOLE | 0 | 0 | 0 | 4115 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 797881 | 17942 | SH |  | SOLE | 0 | 0 | 0 | 17942 |
| CASEYS GEN STORES INC | COM | 147528103 |  | 268618 | 486 | SH |  | SOLE | 0 | 0 | 0 | 486 |
| CENCORA INC | COM | 03073E105 |  | 585721 | 1734 | SH |  | SOLE | 0 | 0 | 0 | 1734 |
| CHECK POINT SOFTWARE TECH LT | ORD | M22465104 |  | 243084 | 1310 | SH |  | SOLE | 0 | 0 | 0 | 1310 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 391879 | 4674 | SH |  | SOLE | 0 | 0 | 0 | 4674 |
| COCA COLA CO | COM | 191216100 |  | 831652 | 11896 | SH |  | SOLE | 0 | 0 | 0 | 11896 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 851974 | 10782 | SH |  | SOLE | 0 | 0 | 0 | 10782 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 523873 | 17527 | SH |  | SOLE | 0 | 0 | 0 | 17527 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 869279 | 1008 | SH |  | SOLE | 0 | 0 | 0 | 1008 |
| DONALDSON INC | COM | 257651109 |  | 400211 | 4514 | SH |  | SOLE | 0 | 0 | 0 | 4514 |
| FASTENAL CO | COM | 311900104 |  | 777000 | 19362 | SH |  | SOLE | 0 | 0 | 0 | 19362 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F680 |  | 2051715 | 45689 | SH |  | SOLE | 0 | 0 | 0 | 45689 |
| GENERAL MLS INC | COM | 370334104 |  | 388812 | 8362 | SH |  | SOLE | 0 | 0 | 0 | 8362 |
| GLOBE LIFE INC | COM | 37959E102 |  | 395524 | 2828 | SH |  | SOLE | 0 | 0 | 0 | 2828 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 1708474 | 17095 | SH |  | SOLE | 0 | 0 | 0 | 17095 |
| HENRY JACK  ASSOC INC | COM | 426281101 |  | 580486 | 3181 | SH |  | SOLE | 0 | 0 | 0 | 3181 |
| HERSHEY CO | COM | 427866108 |  | 444283 | 2441 | SH |  | SOLE | 0 | 0 | 0 | 2441 |
| HOME DEPOT INC | COM | 437076102 |  | 830477 | 2413 | SH |  | SOLE | 0 | 0 | 0 | 2413 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 800341 | 3249 | SH |  | SOLE | 0 | 0 | 0 | 3249 |
| INNOVATOR ETFS TRUST | UNCAPPED BITCOIN | 45784N692 |  | 1924821 | 89884 | SH |  | SOLE | 0 | 0 | 0 | 89884 |
| INNOVATOR ETFS TRUST | US EQT BUFR APR | 45782C888 |  | 3928571 | 81879 | SH |  | SOLE | 0 | 0 | 0 | 81879 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C508 |  | 3920825 | 83386 | SH |  | SOLE | 0 | 0 | 0 | 83386 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C748 |  | 1263687 | 30174 | SH |  | SOLE | 0 | 0 | 0 | 30174 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C383 |  | 3942730 | 87730 | SH |  | SOLE | 0 | 0 | 0 | 87730 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 1359287 | 8393 | SH |  | SOLE | 0 | 0 | 0 | 8393 |
| INTUIT | COM | 461202103 |  | 533944 | 806 | SH |  | SOLE | 0 | 0 | 0 | 806 |
| INVESCO ACTIVELY MANAGED EXC | ULTRA SHRT DUR | 46090A887 |  | 5496726 | 109388 | SH |  | SOLE | 0 | 0 | 0 | 109388 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 1310207 | 22102 | SH |  | SOLE | 0 | 0 | 0 | 22102 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 264768 | 431 | SH |  | SOLE | 0 | 0 | 0 | 431 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 2805183 | 55155 | SH |  | SOLE | 0 | 0 | 0 | 55155 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 1796547 | 16310 | SH |  | SOLE | 0 | 0 | 0 | 16310 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 2734310 | 53509 | SH |  | SOLE | 0 | 0 | 0 | 53509 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 9381877 | 185449 | SH |  | SOLE | 0 | 0 | 0 | 185449 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 927033 | 4480 | SH |  | SOLE | 0 | 0 | 0 | 4480 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 577771 | 1012 | SH |  | SOLE | 0 | 0 | 0 | 1012 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 886649 | 13018 | SH |  | SOLE | 0 | 0 | 0 | 13018 |
| MCDONALDS CORP | COM | 580135101 |  | 1280004 | 4188 | SH |  | SOLE | 0 | 0 | 0 | 4188 |
| META PLATFORMS INC | CL A | 30303M102 |  | 749403 | 1135 | SH |  | SOLE | 0 | 0 | 0 | 1135 |
| METTLER TOLEDO INTERNATIONAL | COM | 592688105 |  | 285809 | 205 | SH |  | SOLE | 0 | 0 | 0 | 205 |
| MICROSOFT CORP | COM | 594918104 |  | 2195356 | 4539 | SH |  | SOLE | 0 | 0 | 0 | 4539 |
| MONSTER BEVERAGE CORP NEW | COM | 61174X109 |  | 607840 | 7928 | SH |  | SOLE | 0 | 0 | 0 | 7928 |
| MSCI INC | COM | 55354G100 |  | 686800 | 1197 | SH |  | SOLE | 0 | 0 | 0 | 1197 |
| NETFLIX INC | COM | 64110L106 |  | 468800 | 5000 | SH |  | SOLE | 0 | 0 | 0 | 5000 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 538667 | 10587 | SH |  | SOLE | 0 | 0 | 0 | 10587 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1013495 | 5434 | SH |  | SOLE | 0 | 0 | 0 | 5434 |
| ORACLE CORP | COM | 68389X105 |  | 1064396 | 5461 | SH |  | SOLE | 0 | 0 | 0 | 5461 |
| PAYCHEX INC | COM | 704326107 |  | 970326 | 8650 | SH |  | SOLE | 0 | 0 | 0 | 8650 |
| PEPSICO INC | COM | 713448108 |  | 1133547 | 7898 | SH |  | SOLE | 0 | 0 | 0 | 7898 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 6072053 | 60515 | SH |  | SOLE | 0 | 0 | 0 | 60515 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1002696 | 6997 | SH |  | SOLE | 0 | 0 | 0 | 6997 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 |  | 957033 | 3688 | SH |  | SOLE | 0 | 0 | 0 | 3688 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 836607 | 4821 | SH |  | SOLE | 0 | 0 | 0 | 4821 |
| ROLLINS INC | COM | 775711104 |  | 744820 | 12410 | SH |  | SOLE | 0 | 0 | 0 | 12410 |
| SMUCKER J M CO | COM NEW | 832696405 |  | 754963 | 7719 | SH |  | SOLE | 0 | 0 | 0 | 7719 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 1539413 | 11062 | SH |  | SOLE | 0 | 0 | 0 | 11062 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 2905062 | 31791 | SH |  | SOLE | 0 | 0 | 0 | 31791 |
| STARBUCKS CORP | COM | 855244109 |  | 806537 | 9578 | SH |  | SOLE | 0 | 0 | 0 | 9578 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 637996 | 1101 | SH |  | SOLE | 0 | 0 | 0 | 1101 |
| TJX COS INC NEW | COM | 872540109 |  | 480185 | 3126 | SH |  | SOLE | 0 | 0 | 0 | 3126 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 1266149 | 25318 | SH |  | SOLE | 0 | 0 | 0 | 25318 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 211756 | 2719 | SH |  | SOLE | 0 | 0 | 0 | 2719 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 225106 | 3238 | SH |  | SOLE | 0 | 0 | 0 | 3238 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 408630 | 5185 | SH |  | SOLE | 0 | 0 | 0 | 5185 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 511453 | 6905 | SH |  | SOLE | 0 | 0 | 0 | 6905 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 615017 | 12728 | SH |  | SOLE | 0 | 0 | 0 | 12728 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 442289 | 2115 | SH |  | SOLE | 0 | 0 | 0 | 2115 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1199073 | 1912 | SH |  | SOLE | 0 | 0 | 0 | 1912 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1156011 | 3448 | SH |  | SOLE | 0 | 0 | 0 | 3448 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 253102 | 5376 | SH |  | SOLE | 0 | 0 | 0 | 5376 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 658063 | 8723 | SH |  | SOLE | 0 | 0 | 0 | 8723 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 288049 | 4611 | SH |  | SOLE | 0 | 0 | 0 | 4611 |
| VISA INC | COM CL A | 92826C839 |  | 621509 | 1772 | SH |  | SOLE | 0 | 0 | 0 | 1772 |
| WALMART INC | COM | 931142103 |  | 1235636 | 11091 | SH |  | SOLE | 0 | 0 | 0 | 11091 |
| ZACKS TRUST | FOCUS GROWTH ETF | 98888G808 |  | 668116 | 22420 | SH |  | SOLE | 0 | 0 | 0 | 22420 |

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