# EDGAR Filing Document

**Accession Number:** 0000712534
**File Stem:** 0000712534-23-000050
**Filing Date:** 2023-1
**Character Count:** 48538
**Document Hash:** 7e146f586da39d131ecff5b2e598db93
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000712534-23-000050.hdr.sgml**: 20230126

**ACCESSION NUMBER**: 0000712534-23-000050

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230126

**DATE AS OF CHANGE**: 20230126

**EFFECTIVENESS DATE**: 20230126

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIRST MERCHANTS CORP
- **CENTRAL INDEX KEY:** 0000712534
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **IRS NUMBER:** 351544218
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-13037
- **FILM NUMBER:** 23554210

**BUSINESS ADDRESS:**
- **STREET 1:** 200 E JACKSON ST
- **STREET 2:** PO BOX 792
- **CITY:** MUNCIE
- **STATE:** IN
- **ZIP:** 47308-0792
- **BUSINESS PHONE:** 7657471500

**MAIL ADDRESS:**
- **STREET 1:** 200 EAST JACKSON STREET
- **CITY:** MUNCIE
- **STATE:** IN
- **ZIP:** 47305

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** FIRST MERCHANTS CORP<br>**Address:** 200 East Jackson Street<br>Muncie, IN 47305

**Form 13F File Number:** 028-13037

**SEC File Number (if applicable):** 028-13037

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Candy Shannon<br>**Title:** Vice President<br>**Phone:** 765-747-1315

**Signature, Place, and Date of Signing:**

Candy Shannon  Muncie, IN  01-20-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 374

**Form 13F Information Table Value Total:** $1091691495

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ACCENTURE PLC               ADR | FOREIGN EQUITIES | G1151C101 |  | 11599698 | 43473 | SH |  | SOLE |  | 42720 | 516 | 237 |
| ACCENTURE PLC               ADR | FOREIGN EQUITIES | G1151C101 |  | 102995 | 386 | SH |  | DFND |  | 386 | 0 | 0 |
| LINDE PLC                   COM | COMMON STOCK | G5494J103 |  | 5606742 | 17190 | SH |  | SOLE |  | 17012 | 55 | 123 |
| LINDE PLC                   COM | COMMON STOCK | G5494J103 |  | 3261 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| ALCON INC                   COM | FOREIGN EQUITIES | H01301128 |  | 3121105 | 45538 | SH |  | SOLE |  | 45407 | 0 | 131 |
| CHUBB LIMITED               ADR | FOREIGN EQUITIES | H1467J104 |  | 9849026 | 44647 | SH |  | SOLE |  | 43947 | 442 | 258 |
| CHUBB LIMITED               ADR | FOREIGN EQUITIES | H1467J104 |  | 293837 | 1332 | SH |  | DFND |  | 1332 | 0 | 0 |
| AFLAC INC                   COM | COMMON STOCK | 001055102 |  | 485162 | 6744 | SH |  | SOLE |  | 6744 | 0 | 0 |
| AT INC                    COM | COMMON STOCK | 00206R102 |  | 524883 | 28527 | SH |  | SOLE |  | 28527 | 0 | 0 |
| AT INC                    COM | COMMON STOCK | 00206R102 |  | 18400 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| ABBOTT LABS                 COM | COMMON STOCK | 002824100 |  | 9529216 | 86796 | SH |  | SOLE |  | 85563 | 900 | 333 |
| ABBOTT LABS                 COM | COMMON STOCK | 002824100 |  | 309497 | 2819 | SH |  | DFND |  | 2819 | 0 | 0 |
| ABBVIE INC                  COM | COMMON STOCK | 00287Y109 |  | 3507241 | 21702 | SH |  | SOLE |  | 21702 | 0 | 0 |
| ABBVIE INC                  COM | COMMON STOCK | 00287Y109 |  | 226254 | 1400 | SH |  | DFND |  | 1400 | 0 | 0 |
| ADOBE SYSTEMS INC           COM | COMMON STOCK | 00724F101 |  | 4754244 | 14128 | SH |  | SOLE |  | 13347 | 737 | 44 |
| ADOBE SYSTEMS INC           COM | COMMON STOCK | 00724F101 |  | 42063 | 125 | SH |  | DFND |  | 125 | 0 | 0 |
| ALEXANDRIA RE EQUITIES INC  COM | REAL ESTATE INVESTMENT TRUST | 015271109 |  | 1774449 | 12182 | SH |  | SOLE |  | 12073 | 29 | 80 |
| ALEXANDRIA RE EQUITIES INC  COM | REAL ESTATE INVESTMENT TRUST | 015271109 |  | 874 | 6 | SH |  | DFND |  | 6 | 0 | 0 |
| ALLIANT CORP                COM | COMMON STOCK | 018802108 |  | 3412481 | 61821 | SH |  | SOLE |  | 60124 | 1572 | 125 |
| ALLIANT CORP                COM | COMMON STOCK | 018802108 |  | 179952 | 3260 | SH |  | DFND |  | 3260 | 0 | 0 |
| ALPHABET INC CL C           COM | COMMON STOCK | 02079K107 |  | 1645585 | 18546 | SH |  | SOLE |  | 18406 | 0 | 140 |
| ALPHABET INC CL C           COM | COMMON STOCK | 02079K107 |  | 26619 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| ALPHABET CL A               COM | COMMON STOCK | 02079K305 |  | 15314351 | 173575 | SH |  | SOLE |  | 170748 | 1951 | 876 |
| ALPHABET CL A               COM | COMMON STOCK | 02079K305 |  | 272628 | 3090 | SH |  | DFND |  | 3090 | 0 | 0 |
| ALTRIA GROUP INC            COM | COMMON STOCK | 02209S103 |  | 356048 | 7791 | SH |  | SOLE |  | 7791 | 0 | 0 |
| ALTRIA GROUP INC            COM | COMMON STOCK | 02209S103 |  | 54840 | 1200 | SH |  | DFND |  | 1200 | 0 | 0 |
| AMAZON INC                  COM | COMMON STOCK | 023135106 |  | 6706224 | 79836 | SH |  | SOLE |  | 79433 | 223 | 180 |
| AMAZON INC                  COM | COMMON STOCK | 023135106 |  | 50400 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| AMERICAN EXPRESS CO         COM | COMMON STOCK | 025816109 |  | 207439 | 1404 | SH |  | SOLE |  | 1392 | 0 | 12 |
| AMERICAN TOWER CORP         REIT | REAL ESTATE INVESTMENT TRUST | 03027X100 |  | 2284870 | 10785 | SH |  | SOLE |  | 10655 | 0 | 130 |
| AMERICAN WATER CO INC       COM | COMMON STOCK | 030420103 |  | 1681602 | 11033 | SH |  | SOLE |  | 10840 | 17 | 176 |
| AMERICAN WATER CO INC       COM | COMMON STOCK | 030420103 |  | 10364 | 68 | SH |  | DFND |  | 68 | 0 | 0 |
| AMERISOURCE-BERGEN CORP     COM | COMMON STOCK | 03073E105 |  | 605156 | 3652 | SH |  | SOLE |  | 3625 | 19 | 8 |
| AMERISOURCE-BERGEN CORP     COM | COMMON STOCK | 03073E105 |  | 14416 | 87 | SH |  | DFND |  | 87 | 0 | 0 |
| AMERIPRISE FINANCIAL        COM | COMMON STOCK | 03076C106 |  | 6150522 | 19754 | SH |  | SOLE |  | 19377 | 313 | 64 |
| AMERIPRISE FINANCIAL        COM | COMMON STOCK | 03076C106 |  | 123609 | 397 | SH |  | DFND |  | 397 | 0 | 0 |
| AMGEN INC                   COM | COMMON STOCK | 031162100 |  | 4961013 | 18890 | SH |  | SOLE |  | 18890 | 0 | 0 |
| AMGEN INC                   COM | COMMON STOCK | 031162100 |  | 54101 | 206 | SH |  | DFND |  | 206 | 0 | 0 |
| AMPHENOL CORPORATION        COM | COMMON STOCK | 032095101 |  | 8482334 | 111421 | SH |  | SOLE |  | 110662 | 219 | 540 |
| AMPHENOL CORPORATION        COM | COMMON STOCK | 032095101 |  | 23447 | 308 | SH |  | DFND |  | 308 | 0 | 0 |
| ANSYS INC                 COM | COMMON STOCK | 03662Q105 |  | 449099 | 1859 | SH |  | SOLE |  | 1802 | 0 | 57 |
| ELEVANCE HEALTH INC         COM | COMMON STOCK | 036752103 |  | 846894 | 1651 | SH |  | SOLE |  | 1651 | 0 | 0 |
| APPLE INC                   COM | COMMON STOCK | 037833100 |  | 30120475 | 231822 | SH |  | SOLE |  | 229623 | 1380 | 819 |
| APPLE INC                   COM | COMMON STOCK | 037833100 |  | 771780 | 5940 | SH |  | DFND |  | 5940 | 0 | 0 |
| AUTOMATIC DATA PROCESSING   COM | COMMON STOCK | 053015103 |  | 12917378 | 54080 | SH |  | SOLE |  | 53061 | 690 | 329 |
| AUTOMATIC DATA PROCESSING   COM | COMMON STOCK | 053015103 |  | 304784 | 1276 | SH |  | DFND |  | 1276 | 0 | 0 |
| BALL CORP                   COM | COMMON STOCK | 058498106 |  | 2375140 | 46453 | SH |  | SOLE |  | 46453 | 0 | 0 |
| BAXTER INTERNATIONAL INC    COM | COMMON STOCK | 071813109 |  | 571360 | 11210 | SH |  | SOLE |  | 10410 | 650 | 150 |
| BAXTER INTERNATIONAL INC    COM | COMMON STOCK | 071813109 |  | 50970 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| BECTON DICKINSON  CO       COM | COMMON STOCK | 075887109 |  | 3346294 | 13159 | SH |  | SOLE |  | 12649 | 350 | 160 |
| BECTON DICKINSON  CO       COM | COMMON STOCK | 075887109 |  | 97140 | 382 | SH |  | DFND |  | 382 | 0 | 0 |
| BERKSHIRE HATHAWAY CL A     COM | COMMON STOCK | 084670108 |  | 937421 | 2 | SH |  | SOLE |  | 2 | 0 | 0 |
| BERKSHIRE HATHAWAY CL B     COM | COMMON STOCK | 084670702 |  | 6530755 | 21143 | SH |  | SOLE |  | 21012 | 36 | 95 |
| BERKSHIRE HATHAWAY CL B     COM | COMMON STOCK | 084670702 |  | 85253 | 276 | SH |  | DFND |  | 276 | 0 | 0 |
| BLACKROCK INC               COM | COMMON STOCK | 09247X101 |  | 6938786 | 9792 | SH |  | SOLE |  | 9723 | 28 | 41 |
| BLACKROCK INC               COM | COMMON STOCK | 09247X101 |  | 90703 | 128 | SH |  | DFND |  | 128 | 0 | 0 |
| BLACKROCK INTL GROWTH  INC | CLOSED END FUNDS - EQUITY/MF | 092524107 |  | 59508 | 11878 | SH |  | SOLE |  | 11878 | 0 | 0 |
| BOEING CO                   COM | COMMON STOCK | 097023105 |  | 92387 | 485 | SH |  | SOLE |  | 485 | 0 | 0 |
| BOEING CO                   COM | COMMON STOCK | 097023105 |  | 161916 | 850 | SH |  | DFND |  | 850 | 0 | 0 |
| BRISTOL-MYERS SQUIBB        COM | COMMON STOCK | 110122108 |  | 463497 | 6442 | SH |  | SOLE |  | 6402 | 0 | 40 |
| BROADCOM INC NPV            COM | COMMON STOCK | 11135F101 |  | 12104425 | 21649 | SH |  | SOLE |  | 21528 | 17 | 104 |
| BROADCOM INC NPV            COM | COMMON STOCK | 11135F101 |  | 124124 | 222 | SH |  | DFND |  | 222 | 0 | 0 |
| BROWN  BROWN INC           COM | COMMON STOCK | 115236101 |  | 1984000 | 34826 | SH |  | SOLE |  | 32826 | 2000 | 0 |
| BROWN  BROWN INC           COM | COMMON STOCK | 115236101 |  | 38739 | 680 | SH |  | DFND |  | 680 | 0 | 0 |
| CME GROUP                   COM | COMMON STOCK | 12572Q105 |  | 222306 | 1322 | SH |  | SOLE |  | 1310 | 0 | 12 |
| CVS CORPORATION DELAWARE    COM | COMMON STOCK | 126650100 |  | 3435515 | 36866 | SH |  | SOLE |  | 36741 | 0 | 125 |
| CVS CORPORATION DELAWARE    COM | COMMON STOCK | 126650100 |  | 18638 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| CANADIAN NATIONAL RAILWAY   ADR | FOREIGN EQUITIES | 136375102 |  | 3596950 | 30257 | SH |  | SOLE |  | 30192 | 0 | 65 |
| CASEY'S GENERAL STORE       COM | COMMON STOCK | 147528103 |  | 1553384 | 6924 | SH |  | SOLE |  | 6924 | 0 | 0 |
| CATERPILLAR INC.            COM | COMMON STOCK | 149123101 |  | 4478089 | 18693 | SH |  | SOLE |  | 18568 | 0 | 125 |
| CHARLES RIV LABS INTL INC   COM | COMMON STOCK | 159864107 |  | 517499 | 2375 | SH |  | SOLE |  | 2375 | 0 | 0 |
| CHARLES RIV LABS INTL INC   COM | COMMON STOCK | 159864107 |  | 103502 | 475 | SH |  | DFND |  | 475 | 0 | 0 |
| CHEVRON CORP                COM | COMMON STOCK | 166764100 |  | 9625073 | 53625 | SH |  | SOLE |  | 53100 | 400 | 125 |
| CHEVRON CORP                COM | COMMON STOCK | 166764100 |  | 287184 | 1600 | SH |  | DFND |  | 1600 | 0 | 0 |
| CISCO SYSTEMS               COM | COMMON STOCK | 17275R102 |  | 7486226 | 157177 | SH |  | SOLE |  | 154948 | 1660 | 569 |
| CISCO SYSTEMS               COM | COMMON STOCK | 17275R102 |  | 192948 | 4051 | SH |  | DFND |  | 4051 | 0 | 0 |
| COCA COLA CO                COM | COMMON STOCK | 191216100 |  | 1878256 | 29528 | SH |  | SOLE |  | 29510 | 0 | 18 |
| COCA COLA CO                COM | COMMON STOCK | 191216100 |  | 47707 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| COGNIZANT TECHNOLOGY        COM | COMMON STOCK | 192446102 |  | 293043 | 5125 | SH |  | SOLE |  | 5125 | 0 | 0 |
| COLGATE PALMOLIVE CO        COM | COMMON STOCK | 194162103 |  | 751652 | 9540 | SH |  | SOLE |  | 9540 | 0 | 0 |
| COMCAST CORP CLASS A        COM | COMMON STOCK | 20030N101 |  | 7575303 | 216628 | SH |  | SOLE |  | 214384 | 663 | 1581 |
| COMCAST CORP CLASS A        COM | COMMON STOCK | 20030N101 |  | 85884 | 2456 | SH |  | DFND |  | 2456 | 0 | 0 |
| CONOCOPHILLIPS              COM | COMMON STOCK | 20825C104 |  | 4068522 | 34479 | SH |  | SOLE |  | 33836 | 596 | 47 |
| CONOCOPHILLIPS              COM | COMMON STOCK | 20825C104 |  | 94400 | 800 | SH |  | DFND |  | 800 | 0 | 0 |
| CONSOLIDATED EDISON INC     COM | COMMON STOCK | 209115104 |  | 218259 | 2290 | SH |  | SOLE |  | 2290 | 0 | 0 |
| CORNING INC                 COM | COMMON STOCK | 219350105 |  | 921860 | 28872 | SH |  | SOLE |  | 28810 | 62 | 0 |
| CORNING INC                 COM | COMMON STOCK | 219350105 |  | 117342 | 3675 | SH |  | DFND |  | 3675 | 0 | 0 |
| CORTEVA INC                 COM | COMMON STOCK | 22052L104 |  | 4356559 | 74131 | SH |  | SOLE |  | 73488 | 137 | 506 |
| CORTEVA INC                 COM | COMMON STOCK | 22052L104 |  | 40726 | 693 | SH |  | DFND |  | 693 | 0 | 0 |
| COSTCO WHOLESALE CORP       COM | COMMON STOCK | 22160K105 |  | 11810924 | 25873 | SH |  | SOLE |  | 25494 | 240 | 139 |
| COSTCO WHOLESALE CORP       COM | COMMON STOCK | 22160K105 |  | 81256 | 178 | SH |  | DFND |  | 178 | 0 | 0 |
| CULLEN FROST BANKERS        COM | COMMON STOCK | 229899109 |  | 2495321 | 18664 | SH |  | SOLE |  | 18520 | 0 | 144 |
| CULLEN FROST BANKERS        COM | COMMON STOCK | 229899109 |  | 13370 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| CUMMINS INC                 COM | COMMON STOCK | 231021106 |  | 5184694 | 21399 | SH |  | SOLE |  | 21377 | 0 | 22 |
| CUMMINS INC                 COM | COMMON STOCK | 231021106 |  | 48941 | 202 | SH |  | DFND |  | 202 | 0 | 0 |
| DANAHER CORP                COM | COMMON STOCK | 235851102 |  | 8806672 | 33182 | SH |  | SOLE |  | 32347 | 699 | 136 |
| DANAHER CORP                COM | COMMON STOCK | 235851102 |  | 156591 | 590 | SH |  | DFND |  | 590 | 0 | 0 |
| DEERE  CO                  COM | COMMON STOCK | 244199105 |  | 569387 | 1328 | SH |  | SOLE |  | 1323 | 0 | 5 |
| DEERE  CO                  COM | COMMON STOCK | 244199105 |  | 34300 | 80 | SH |  | DFND |  | 80 | 0 | 0 |
| DIGITAL REALTY TRUST        REIT | REAL ESTATE INVESTMENT TRUST | 253868103 |  | 240645 | 2400 | SH |  | SOLE |  | 2400 | 0 | 0 |
| DIMENSIONAL ETF TRUST US    CORE EQUITY 2 | ETF LARGE CAP/MULTI-CAP | 25434V708 |  | 1143359 | 47110 | SH |  | SOLE |  | 47110 | 0 | 0 |
| DISNEY WALT COMPANY         COM | COMMON STOCK | 254687106 |  | 3496902 | 40251 | SH |  | SOLE |  | 39322 | 596 | 333 |
| DISNEY WALT COMPANY         COM | COMMON STOCK | 254687106 |  | 72891 | 839 | SH |  | DFND |  | 839 | 0 | 0 |
| DOMINION RESOURCES INC NEW  COM | COMMON STOCK | 25746U109 |  | 908537 | 14819 | SH |  | SOLE |  | 14694 | 0 | 125 |
| DUPONT DE NUMOURS INC       COM | COMMON STOCK | 26614N102 |  | 226740 | 3304 | SH |  | SOLE |  | 3304 | 0 | 0 |
| DUPONT DE NUMOURS INC       COM | COMMON STOCK | 26614N102 |  | 18255 | 266 | SH |  | DFND |  | 266 | 0 | 0 |
| EOG RESOURCES INC           COM | COMMON STOCK | 26875P101 |  | 7389909 | 57057 | SH |  | SOLE |  | 55827 | 566 | 664 |
| EOG RESOURCES INC           COM | COMMON STOCK | 26875P101 |  | 40410 | 312 | SH |  | DFND |  | 312 | 0 | 0 |
| ECOLAB INC                  COM | COMMON STOCK | 278865100 |  | 1063448 | 7306 | SH |  | SOLE |  | 6821 | 350 | 135 |
| EDWARDS LIFESCIENCES CORP   COM | COMMON STOCK | 28176E108 |  | 5377219 | 72073 | SH |  | SOLE |  | 71849 | 136 | 88 |
| EDWARDS LIFESCIENCES CORP   COM | COMMON STOCK | 28176E108 |  | 19622 | 263 | SH |  | DFND |  | 263 | 0 | 0 |
| ELECTRONIC ARTS INC         COM | COMMON STOCK | 285512109 |  | 234336 | 1918 | SH |  | SOLE |  | 1918 | 0 | 0 |
| EMERSON ELEC CO             COM | COMMON STOCK | 291011104 |  | 3387030 | 35260 | SH |  | SOLE |  | 35090 | 0 | 170 |
| EMERSON ELEC CO             COM | COMMON STOCK | 291011104 |  | 67242 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| EQUINIX INC                 REIT | REAL ESTATE INVESTMENT TRUST | 29444U700 |  | 397595 | 607 | SH |  | SOLE |  | 607 | 0 | 0 |
| EXXON MOBIL CORP            COM | COMMON STOCK | 30231G102 |  | 3934933 | 35675 | SH |  | SOLE |  | 34875 | 700 | 100 |
| EXXON MOBIL CORP            COM | COMMON STOCK | 30231G102 |  | 68937 | 625 | SH |  | DFND |  | 625 | 0 | 0 |
| FIRST MERCHANTS CORP        COM | COMMON STOCK | 320817109 |  | 3667575 | 89214 | SH |  | SOLE |  | 88494 | 720 | 0 |
| FIRST MERCHANTS CORP        COM | COMMON STOCK | 320817109 |  | 86331 | 2100 | SH |  | DFND |  | 2100 | 0 | 0 |
| FOX                         COM | COMMON STOCK | 35137L105 |  | 1881757 | 61983 | SH |  | SOLE |  | 61654 | 0 | 329 |
| FRANKLIN ELECTRIC CO INC    COM | COMMON STOCK | 353514102 |  | 16029750 | 201000 | SH |  | SOLE |  | 1000 | 0 | 200000 |
| GENERAL MILLS               COM | COMMON STOCK | 370334104 |  | 282574 | 3370 | SH |  | SOLE |  | 3370 | 0 | 0 |
| GENUINE PARTS CO            COM | COMMON STOCK | 372460105 |  | 5859325 | 33770 | SH |  | SOLE |  | 33218 | 469 | 83 |
| GENUINE PARTS CO            COM | COMMON STOCK | 372460105 |  | 455982 | 2628 | SH |  | DFND |  | 2628 | 0 | 0 |
| GRACO INC                   COM | COMMON STOCK | 384109104 |  | 4519815 | 67201 | SH |  | SOLE |  | 65954 | 1008 | 239 |
| GRACO INC                   COM | COMMON STOCK | 384109104 |  | 36252 | 539 | SH |  | DFND |  | 539 | 0 | 0 |
| JACK HENRY  ASSOCIATES     COM | COMMON STOCK | 426281101 |  | 2419370 | 13781 | SH |  | SOLE |  | 13736 | 0 | 45 |
| JACK HENRY  ASSOCIATES     COM | COMMON STOCK | 426281101 |  | 28440 | 162 | SH |  | DFND |  | 162 | 0 | 0 |
| HERSHEY FOODS               COM | COMMON STOCK | 427866108 |  | 764181 | 3300 | SH |  | SOLE |  | 3300 | 0 | 0 |
| HOME DEPOT INC              COM | COMMON STOCK | 437076102 |  | 10728930 | 33969 | SH |  | SOLE |  | 33651 | 72 | 246 |
| HOME DEPOT INC              COM | COMMON STOCK | 437076102 |  | 198036 | 627 | SH |  | DFND |  | 627 | 0 | 0 |
| HONEYWELL INTL INC          COM | COMMON STOCK | 438516106 |  | 7808586 | 36438 | SH |  | SOLE |  | 35913 | 323 | 202 |
| HONEYWELL INTL INC          COM | COMMON STOCK | 438516106 |  | 132222 | 617 | SH |  | DFND |  | 617 | 0 | 0 |
| HORMEL FOODS CORP           COM | COMMON STOCK | 440452100 |  | 3919608 | 86071 | SH |  | SOLE |  | 85636 | 63 | 372 |
| HORMEL FOODS CORP           COM | COMMON STOCK | 440452100 |  | 25456 | 559 | SH |  | DFND |  | 559 | 0 | 0 |
| ILLINOIS TOOL WORKS INC     COM | COMMON STOCK | 452308109 |  | 302689 | 1374 | SH |  | SOLE |  | 1374 | 0 | 0 |
| INTEL CORP                  COM | COMMON STOCK | 458140100 |  | 3300236 | 124869 | SH |  | SOLE |  | 124464 | 0 | 405 |
| INTEL CORP                  COM | COMMON STOCK | 458140100 |  | 59467 | 2250 | SH |  | DFND |  | 2250 | 0 | 0 |
| INTL BUSINESS MACHINES CORP COM | COMMON STOCK | 459200101 |  | 204851 | 1454 | SH |  | SOLE |  | 1447 | 0 | 7 |
| INVESCO ULTRA SHORT DURATIONEFT | ETF FIXED TAXABLE | 46090A887 |  | 16541553 | 334513 | SH |  | SOLE |  | 329160 | 3775 | 1578 |
| INVESCO ULTRA SHORT DURATIONEFT | ETF FIXED TAXABLE | 46090A887 |  | 150822 | 3050 | SH |  | DFND |  | 3050 | 0 | 0 |
| INVESCO S 5OO EQ WEIGHT   ETF | ETF LARGE CAP/MULTI-CAP | 46137V357 |  | 2348967 | 16630 | SH |  | SOLE |  | 16348 | 282 | 0 |
| INVESCO S 5OO EQ WEIGHT   ETF | ETF LARGE CAP/MULTI-CAP | 46137V357 |  | 122321 | 866 | SH |  | DFND |  | 866 | 0 | 0 |
| DOW JONES SELECT DIVIDEND   ETF I SHARES | ETF LARGE CAP/MULTI-CAP | 464287168 |  | 526419 | 4365 | SH |  | SOLE |  | 3865 | 500 | 0 |
| S 500 INDEX               I SHARES | ETF LARGE CAP/MULTI-CAP | 464287200 |  | 1720830 | 4479 | SH |  | SOLE |  | 4479 | 0 | 0 |
| BARCLAYS AGGREGATE BOND     ETF ISHARES | ETF FIXED TAXABLE | 464287226 |  | 32354620 | 333588 | SH |  | SOLE |  | 326773 | 5014 | 1801 |
| BARCLAYS AGGREGATE BOND     ETF ISHARES | ETF FIXED TAXABLE | 464287226 |  | 1772201 | 18272 | SH |  | DFND |  | 18272 | 0 | 0 |
| MSCI EMERGING MARKET INDEX  ETF ISHARES | ETF EMERGING MARKET | 464287234 |  | 1787994 | 47190 | SH |  | SOLE |  | 46180 | 1010 | 0 |
| MSCI EMERGING MARKET INDEX  ETF ISHARES | ETF EMERGING MARKET | 464287234 |  | 85441 | 2255 | SH |  | DFND |  | 2255 | 0 | 0 |
| S 500 GROWTH              ETF I SHARES | ETF LARGE CAP/MULTI-CAP | 464287309 |  | 18223817 | 311519 | SH |  | SOLE |  | 305186 | 5098 | 1235 |
| S 500 GROWTH              ETF I SHARES | ETF LARGE CAP/MULTI-CAP | 464287309 |  | 567684 | 9704 | SH |  | DFND |  | 9704 | 0 | 0 |
| S 500 VALUE               ETF ISHARES | ETF LARGE CAP/MULTI-CAP | 464287408 |  | 13112772 | 90390 | SH |  | SOLE |  | 89470 | 662 | 258 |
| S 500 VALUE               ETF ISHARES | ETF LARGE CAP/MULTI-CAP | 464287408 |  | 101549 | 700 | SH |  | DFND |  | 700 | 0 | 0 |
| MSCI EAFE                   ETF ISHARES | ETF INTERNATIONAL | 464287465 |  | 123121 | 1876 | SH |  | SOLE |  | 1876 | 0 | 0 |
| MSCI EAFE                   ETF ISHARES | ETF INTERNATIONAL | 464287465 |  | 193149 | 2943 | SH |  | DFND |  | 2943 | 0 | 0 |
| RUSSELL MID CAP GROWTH INDEXISHARES ETF | ETF MID CAP | 464287481 |  | 4941276 | 59107 | SH |  | SOLE |  | 57757 | 1001 | 349 |
| RUSSELL MID CAP GROWTH INDEXISHARES ETF | ETF MID CAP | 464287481 |  | 150480 | 1800 | SH |  | DFND |  | 1800 | 0 | 0 |
| RUSSELL MID CAP INDEX       ISHARES ETF | ETF MID CAP | 464287499 |  | 6727786 | 99746 | SH |  | SOLE |  | 99289 | 0 | 457 |
| S MID CAP 400             ETF ISHARES | ETF MID CAP | 464287507 |  | 3095197 | 12796 | SH |  | SOLE |  | 12606 | 190 | 0 |
| NASDAQ BIOTECH INDEX        ETF | COMMON STOCK | 464287556 |  | 1375776 | 10479 | SH |  | SOLE |  | 9704 | 675 | 100 |
| NASDAQ BIOTECH INDEX        ETF | COMMON STOCK | 464287556 |  | 19693 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| RUSSELL 1000 VALUE          ETF ISHARES | ETF LARGE CAP/MULTI-CAP | 464287598 |  | 2774587 | 18296 | SH |  | SOLE |  | 18296 | 0 | 0 |
| S MID-CAP 400 GROWTH      ETF ISHARES | ETF MID CAP | 464287606 |  | 13389222 | 196065 | SH |  | SOLE |  | 192772 | 2837 | 456 |
| S MID-CAP 400 GROWTH      ETF ISHARES | ETF MID CAP | 464287606 |  | 135486 | 1984 | SH |  | DFND |  | 1984 | 0 | 0 |
| RUSSELL 1000 GROWTH         ETF ISHARES | ETF LARGE CAP/MULTI-CAP | 464287614 |  | 229235 | 1070 | SH |  | SOLE |  | 1070 | 0 | 0 |
| RUSSELL 200 GROWTH          ETF | ETF LARGE CAP/MULTI-CAP | 464287648 |  | 300113 | 1399 | SH |  | SOLE |  | 1399 | 0 | 0 |
| RUSSELL 2000 INDEX          ETF ISHARES | ETF SMALL CAP | 464287655 |  | 6809380 | 39054 | SH |  | SOLE |  | 38537 | 420 | 97 |
| S MID-CAP 400 VALUE       ETF ISHARES | ETF MID CAP | 464287705 |  | 15922421 | 157961 | SH |  | SOLE |  | 156145 | 1322 | 494 |
| S MID-CAP 400 VALUE       ETF ISHARES | ETF MID CAP | 464287705 |  | 216819 | 2151 | SH |  | DFND |  | 2151 | 0 | 0 |
| US TELECOMM ISHARES ETF | COMMON STOCK | 464287713 |  | 373836 | 16670 | SH |  | SOLE |  | 16283 | 157 | 230 |
| US TECHNOLOGY ISHARES ETF | COMMON STOCK | 464287721 |  | 16987273 | 228049 | SH |  | SOLE |  | 223975 | 2193 | 1881 |
| US TECHNOLOGY ISHARES ETF | COMMON STOCK | 464287721 |  | 659981 | 8860 | SH |  | DFND |  | 8860 | 0 | 0 |
| ISHARES TR                  US INDUSTRIALS | ETF LARGE CAP/MULTI-CAP | 464287754 |  | 214619 | 2225 | SH |  | SOLE |  | 2097 | 128 | 0 |
| ISHARES TR                  US INDUSTRIALS | ETF LARGE CAP/MULTI-CAP | 464287754 |  | 57876 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| ISHARES TR                  US HLTHCARE ETF | ETF LARGE CAP/MULTI-CAP | 464287762 |  | 295329 | 1041 | SH |  | SOLE |  | 941 | 100 | 0 |
| ISHARES TR                  US HLTHCARE ETF | ETF LARGE CAP/MULTI-CAP | 464287762 |  | 217597 | 767 | SH |  | DFND |  | 767 | 0 | 0 |
| ISHARES TR                  U.S. FINLS ETF | ETF LARGE CAP/MULTI-CAP | 464287788 |  | 208067 | 2757 | SH |  | SOLE |  | 2557 | 200 | 0 |
| ISHARES TR                  U.S. FINLS ETF | ETF LARGE CAP/MULTI-CAP | 464287788 |  | 98111 | 1300 | SH |  | DFND |  | 1300 | 0 | 0 |
| S SMALL CAP 600 CORE      ETF ISHARES | ETF SMALL CAP | 464287804 |  | 26765732 | 282819 | SH |  | SOLE |  | 277255 | 3947 | 1617 |
| S SMALL CAP 600 CORE      ETF ISHARES | ETF SMALL CAP | 464287804 |  | 333699 | 3526 | SH |  | DFND |  | 3526 | 0 | 0 |
| ISHARES TR                  U.S. CNSM GD ETF | ETF LARGE CAP/MULTI-CAP | 464287812 |  | 310657 | 1532 | SH |  | SOLE |  | 1425 | 107 | 0 |
| S SMALL CAP 600 VALUE     ETF ISHARES | ETF SMALL CAP | 464287879 |  | 4901753 | 53683 | SH |  | SOLE |  | 53049 | 492 | 142 |
| S SMALL CAP 600 VALUE     ETF ISHARES | ETF SMALL CAP | 464287879 |  | 30314 | 332 | SH |  | DFND |  | 332 | 0 | 0 |
| S SMALL CAP 600 GROWTH    ETF ISHARES | ETF SMALL CAP | 464287887 |  | 4763360 | 44077 | SH |  | SOLE |  | 43879 | 92 | 106 |
| S SMALL CAP 600 GROWTH    ETF ISHARES | ETF SMALL CAP | 464287887 |  | 51441 | 476 | SH |  | DFND |  | 476 | 0 | 0 |
| JPM EMERGING MARKETS        ISHARES | ETF FIXED TAXABLE | 464288281 |  | 3156707 | 37319 | SH |  | SOLE |  | 36435 | 563 | 321 |
| JPM EMERGING MARKETS        ISHARES | ETF FIXED TAXABLE | 464288281 |  | 142872 | 1689 | SH |  | DFND |  | 1689 | 0 | 0 |
| ISHARES TR                  INTL SEL DIV ETF | ETF INTERNATIONAL | 464288448 |  | 540358 | 19903 | SH |  | SOLE |  | 19903 | 0 | 0 |
| ISHARES PREFERRED  INC     ETF | ETF PREFERRED | 464288687 |  | 643198 | 21075 | SH |  | SOLE |  | 21075 | 0 | 0 |
| ISHARES PREFERRED  INC     ETF | ETF PREFERRED | 464288687 |  | 30520 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| ISHARES TR                  MICRO-CAP ETF | ETF SMALL CAP | 464288869 |  | 295235 | 2738 | SH |  | SOLE |  | 2738 | 0 | 0 |
| MSCI EMERGING MKTS CORE     ISHARES | ETF EMERGING MARKET | 46434G103 |  | 2292852 | 49099 | SH |  | SOLE |  | 47919 | 746 | 434 |
| LC CORE DVD GROWTH | ETF LARGE CAP/MULTI-CAP | 46434V621 |  | 283450 | 5669 | SH |  | SOLE |  | 5669 | 0 | 0 |
| JPMORGAN CHASE  CO         COM | COMMON STOCK | 46625H100 |  | 7122676 | 53115 | SH |  | SOLE |  | 52855 | 0 | 260 |
| JPMORGAN CHASE  CO         COM | COMMON STOCK | 46625H100 |  | 107280 | 800 | SH |  | DFND |  | 800 | 0 | 0 |
| JOHNSON  JOHNSON           COM | COMMON STOCK | 478160104 |  | 13912564 | 78759 | SH |  | SOLE |  | 77498 | 819 | 442 |
| JOHNSON  JOHNSON           COM | COMMON STOCK | 478160104 |  | 687167 | 3890 | SH |  | DFND |  | 3890 | 0 | 0 |
| KEYCORP                     COM | COMMON STOCK | 493267108 |  | 178051 | 10227 | SH |  | SOLE |  | 10227 | 0 | 0 |
| KIMBERLY CLARK CORP         COM | COMMON STOCK | 494368103 |  | 3144475 | 23164 | SH |  | SOLE |  | 22764 | 400 | 0 |
| KIMBERLY CLARK CORP         COM | COMMON STOCK | 494368103 |  | 380100 | 2800 | SH |  | DFND |  | 2800 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC   COM | COMMON STOCK | 502431109 |  | 9141702 | 43907 | SH |  | SOLE |  | 42982 | 570 | 355 |
| L3HARRIS TECHNOLOGIES INC   COM | COMMON STOCK | 502431109 |  | 124924 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| LA-Z BOY INC                COM | COMMON STOCK | 505336107 |  | 524901 | 23012 | SH |  | SOLE |  | 23012 | 0 | 0 |
| LAM RESEARCH CORP           COM | COMMON STOCK | 512807108 |  | 7434369 | 17689 | SH |  | SOLE |  | 17551 | 73 | 65 |
| LAM RESEARCH CORP           COM | COMMON STOCK | 512807108 |  | 39927 | 95 | SH |  | DFND |  | 95 | 0 | 0 |
| LILLY ELI  CO              COM | COMMON STOCK | 532457108 |  | 8600503 | 23510 | SH |  | SOLE |  | 23239 | 139 | 132 |
| LILLY ELI  CO              COM | COMMON STOCK | 532457108 |  | 9721930 | 26575 | SH |  | DFND |  | 26575 | 0 | 0 |
| LOCKHEED MARTIN CORP        COM | COMMON STOCK | 539830109 |  | 5843980 | 12013 | SH |  | SOLE |  | 11726 | 206 | 81 |
| LOCKHEED MARTIN CORP        COM | COMMON STOCK | 539830109 |  | 104105 | 214 | SH |  | DFND |  | 214 | 0 | 0 |
| LOWE'S COMPANIES INC        COM | COMMON STOCK | 548661107 |  | 14112207 | 70831 | SH |  | SOLE |  | 69993 | 381 | 457 |
| LOWE'S COMPANIES INC        COM | COMMON STOCK | 548661107 |  | 241078 | 1210 | SH |  | DFND |  | 1210 | 0 | 0 |
| MDU RES GROUP INC           COM | COMMON STOCK | 552690109 |  | 735652 | 24247 | SH |  | SOLE |  | 24147 | 0 | 100 |
| MDU RES GROUP INC           COM | COMMON STOCK | 552690109 |  | 3216 | 106 | SH |  | DFND |  | 106 | 0 | 0 |
| MARKETTAXESS HOLDINGS INC   COM | COMMON STOCK | 57060D108 |  | 676552 | 2426 | SH |  | SOLE |  | 2426 | 0 | 0 |
| MARKETTAXESS HOLDINGS INC   COM | COMMON STOCK | 57060D108 |  | 83664 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| MASIMO CORP                 COM | COMMON STOCK | 574795100 |  | 490893 | 3318 | SH |  | SOLE |  | 3318 | 0 | 0 |
| MASIMO CORP                 COM | COMMON STOCK | 574795100 |  | 59180 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| MCDONALDS CORP              COM | COMMON STOCK | 580135101 |  | 3861298 | 14653 | SH |  | SOLE |  | 14602 | 43 | 8 |
| MCDONALDS CORP              COM | COMMON STOCK | 580135101 |  | 142037 | 539 | SH |  | DFND |  | 539 | 0 | 0 |
| MERCK  CO INC              COM | COMMON STOCK | 58933Y105 |  | 662036 | 5967 | SH |  | SOLE |  | 5967 | 0 | 0 |
| MERCK  CO INC              COM | COMMON STOCK | 58933Y105 |  | 110950 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| MICROSOFT CORP              COM | COMMON STOCK | 594918104 |  | 24712782 | 103048 | SH |  | SOLE |  | 101351 | 1249 | 448 |
| MICROSOFT CORP              COM | COMMON STOCK | 594918104 |  | 677730 | 2826 | SH |  | DFND |  | 2826 | 0 | 0 |
| MICROCHIP TECHNOLOGY        COM | COMMON STOCK | 595017104 |  | 5432633 | 77334 | SH |  | SOLE |  | 74482 | 2247 | 605 |
| MICROCHIP TECHNOLOGY        COM | COMMON STOCK | 595017104 |  | 360031 | 5125 | SH |  | DFND |  | 5125 | 0 | 0 |
| NATIONAL VISION HLDGS INC   COM | COMMON STOCK | 63845R107 |  | 174411 | 4501 | SH |  | SOLE |  | 4501 | 0 | 0 |
| NATIONAL VISION HLDGS INC   COM | COMMON STOCK | 63845R107 |  | 42625 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| NEXTERA ENERGY INC          COM | COMMON STOCK | 65339F101 |  | 6542741 | 78263 | SH |  | SOLE |  | 76975 | 1140 | 148 |
| NEXTERA ENERGY INC          COM | COMMON STOCK | 65339F101 |  | 789769 | 9447 | SH |  | DFND |  | 9447 | 0 | 0 |
| NIKE INC CL B               COM | COMMON STOCK | 654106103 |  | 1240879 | 10605 | SH |  | SOLE |  | 10478 | 0 | 127 |
| NORTHERN TR CORP            COM | COMMON STOCK | 665859104 |  | 2383693 | 26938 | SH |  | SOLE |  | 26013 | 800 | 125 |
| NORTHERN TR CORP            COM | COMMON STOCK | 665859104 |  | 102381 | 1157 | SH |  | DFND |  | 1157 | 0 | 0 |
| NUCOR CORP                  COM | COMMON STOCK | 670346105 |  | 1848205 | 14022 | SH |  | SOLE |  | 13854 | 28 | 140 |
| NUCOR CORP                  COM | COMMON STOCK | 670346105 |  | 167398 | 1270 | SH |  | DFND |  | 1270 | 0 | 0 |
| NVIDIA CORP                 COM | COMMON STOCK | 67066G104 |  | 2756482 | 18862 | SH |  | SOLE |  | 15132 | 3600 | 130 |
| NUVEEN ENH AMT FR MUNI CRED | CLOSED END FIXED TAX FREE | 67071L106 |  | 168234 | 13858 | SH |  | SOLE |  | 13858 | 0 | 0 |
| O'REILLY AUTOMOTIVE INC     COM | COMMON STOCK | 67103H107 |  | 5005860 | 5931 | SH |  | SOLE |  | 5890 | 9 | 32 |
| OMNICOM GROUP INC           COM | COMMON STOCK | 681919106 |  | 5194548 | 63691 | SH |  | SOLE |  | 62428 | 1047 | 216 |
| OMNICOM GROUP INC           COM | COMMON STOCK | 681919106 |  | 112389 | 1378 | SH |  | DFND |  | 1378 | 0 | 0 |
| OMNICELL INC                COM | COMMON STOCK | 68213N109 |  | 450960 | 8946 | SH |  | SOLE |  | 8946 | 0 | 0 |
| ORACLE CORP                 COM | COMMON STOCK | 68389X105 |  | 1377063 | 16847 | SH |  | SOLE |  | 16692 | 0 | 155 |
| ORACLE CORP                 COM | COMMON STOCK | 68389X105 |  | 12261 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| OUTLOOK THERAPEUTICS INC | COMMON STOCK | 69012T206 |  | 159611 | 149170 | SH |  | SOLE |  | 149170 | 0 | 0 |
| PALO ALTO NETWORKS INC      COM | COMMON STOCK | 697435105 |  | 226891 | 1626 | SH |  | SOLE |  | 1626 | 0 | 0 |
| PEPSICO INC                 COM | COMMON STOCK | 713448108 |  | 30158816 | 166938 | SH |  | SOLE |  | 165860 | 755 | 323 |
| PEPSICO INC                 COM | COMMON STOCK | 713448108 |  | 506206 | 2802 | SH |  | DFND |  | 2802 | 0 | 0 |
| PFIZER INC                  COM | COMMON STOCK | 717081103 |  | 10562393 | 206139 | SH |  | SOLE |  | 204502 | 567 | 1070 |
| PFIZER INC                  COM | COMMON STOCK | 717081103 |  | 306875 | 5989 | SH |  | DFND |  | 5989 | 0 | 0 |
| PHILIP MORRIS INTL INC      COM | COMMON STOCK | 718172109 |  | 288244 | 2848 | SH |  | SOLE |  | 2822 | 0 | 26 |
| PHILIP MORRIS INTL INC      COM | COMMON STOCK | 718172109 |  | 20242 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| PHILLIPS 66                 COM | COMMON STOCK | 718546104 |  | 1350747 | 12978 | SH |  | SOLE |  | 12978 | 0 | 0 |
| PHILLIPS 66                 COM | COMMON STOCK | 718546104 |  | 156120 | 1500 | SH |  | DFND |  | 1500 | 0 | 0 |
| POOL CORPORATION            COM | COMMON STOCK | 73278L105 |  | 828040 | 2739 | SH |  | SOLE |  | 2739 | 0 | 0 |
| T. ROWE PRICE GROUP INC     COM | COMMON STOCK | 74144T108 |  | 6031225 | 55303 | SH |  | SOLE |  | 54593 | 518 | 192 |
| T. ROWE PRICE GROUP INC     COM | COMMON STOCK | 74144T108 |  | 61727 | 566 | SH |  | DFND |  | 566 | 0 | 0 |
| PROCTER  GAMBLE CO         COM | COMMON STOCK | 742718109 |  | 8999388 | 59379 | SH |  | SOLE |  | 58435 | 880 | 64 |
| PROCTER  GAMBLE CO         COM | COMMON STOCK | 742718109 |  | 515454 | 3401 | SH |  | DFND |  | 3401 | 0 | 0 |
| PROLOGIS INC                REIT | REAL ESTATE INVESTMENT TRUST | 74340W103 |  | 210564 | 1868 | SH |  | SOLE |  | 1863 | 0 | 5 |
| PROLOGIS INC                REIT | REAL ESTATE INVESTMENT TRUST | 74340W103 |  | 676 | 6 | SH |  | DFND |  | 6 | 0 | 0 |
| PUBLIC STORAGE INC. CLASS A REIT | REAL ESTATE INVESTMENT TRUST | 74460D109 |  | 1210923 | 4322 | SH |  | SOLE |  | 4304 | 0 | 18 |
| PUBLIC STORAGE INC. CLASS A REIT | REAL ESTATE INVESTMENT TRUST | 74460D109 |  | 1681 | 6 | SH |  | DFND |  | 6 | 0 | 0 |
| RAYTHEON TECHNOLOGIES       COM | COMMON STOCK | 75513E101 |  | 7085525 | 70210 | SH |  | SOLE |  | 68971 | 1148 | 91 |
| RAYTHEON TECHNOLOGIES       COM | COMMON STOCK | 75513E101 |  | 58432 | 579 | SH |  | DFND |  | 579 | 0 | 0 |
| REALTY INCOME CORP          REIT | REAL ESTATE INVESTMENT TRUST | 756109104 |  | 2290007 | 36105 | SH |  | SOLE |  | 35186 | 272 | 647 |
| REALTY INCOME CORP          REIT | REAL ESTATE INVESTMENT TRUST | 756109104 |  | 81253 | 1281 | SH |  | DFND |  | 1281 | 0 | 0 |
| REPUBLIC SERVICES INC       COM | COMMON STOCK | 760759100 |  | 259269 | 2010 | SH |  | SOLE |  | 2000 | 0 | 10 |
| ROPER INDS INC NEW          COM | COMMON STOCK | 776696106 |  | 2090342 | 4838 | SH |  | SOLE |  | 4767 | 0 | 71 |
| ROPER INDS INC NEW          COM | COMMON STOCK | 776696106 |  | 26356 | 61 | SH |  | DFND |  | 61 | 0 | 0 |
| S GLOBAL INC              COM | COMMON STOCK | 78409V104 |  | 2470426 | 7376 | SH |  | SOLE |  | 7258 | 28 | 90 |
| S GLOBAL INC              COM | COMMON STOCK | 78409V104 |  | 4353 | 13 | SH |  | DFND |  | 13 | 0 | 0 |
| S 500                     ETF SPDR | ETF LARGE CAP/MULTI-CAP | 78462F103 |  | 4566463 | 11941 | SH |  | SOLE |  | 11941 | 0 | 0 |
| S 500                     ETF SPDR | ETF LARGE CAP/MULTI-CAP | 78462F103 |  | 2662025 | 6961 | SH |  | DFND |  | 6961 | 0 | 0 |
| BARCLAYS CONVERITIBLE SEC   ETF SPDR | ETF FIXED TAXABLE | 78464A359 |  | 685221 | 10650 | SH |  | SOLE |  | 10650 | 0 | 0 |
| S 400 MID-CAP             ETF SPDR | ETF MID CAP | 78467Y107 |  | 8649188 | 19534 | SH |  | SOLE |  | 19133 | 401 | 0 |
| S 400 MID-CAP             ETF SPDR | ETF MID CAP | 78467Y107 |  | 205892 | 465 | SH |  | DFND |  | 465 | 0 | 0 |
| B/B HIGH YIELD BOND SPDR    ETF | ETF FIXED TAXABLE | 78468R622 |  | 4727970 | 52533 | SH |  | SOLE |  | 51567 | 595 | 371 |
| B/B HIGH YIELD BOND SPDR    ETF | ETF FIXED TAXABLE | 78468R622 |  | 180360 | 2004 | SH |  | DFND |  | 2004 | 0 | 0 |
| SCHLUMBERGER LTD            COM | COMMON STOCK | 806857108 |  | 392587 | 7345 | SH |  | SOLE |  | 7045 | 0 | 300 |
| CHARLES SCHWAB CORP         COM | COMMON STOCK | 808513105 |  | 9425968 | 113213 | SH |  | SOLE |  | 112368 | 387 | 458 |
| CHARLES SCHWAB CORP         COM | COMMON STOCK | 808513105 |  | 42379 | 509 | SH |  | DFND |  | 509 | 0 | 0 |
| SCHWAB INTERNATIONAL DVD ETF | ETF INTERNATIONAL | 808524672 |  | 5079653 | 226673 | SH |  | SOLE |  | 226052 | 0 | 621 |
| SCHWAB INTERNATIONAL DVD ETF | ETF INTERNATIONAL | 808524672 |  | 37335 | 1666 | SH |  | DFND |  | 1666 | 0 | 0 |
| SCHWAB STRATEGIC TR         US DIVIDEND EQ | ETF LARGE CAP/MULTI-CAP | 808524797 |  | 9932383 | 131486 | SH |  | SOLE |  | 131486 | 0 | 0 |
| SCHWAB STRATEGIC TR         US DIVIDEND EQ | ETF LARGE CAP/MULTI-CAP | 808524797 |  | 102355 | 1355 | SH |  | DFND |  | 1355 | 0 | 0 |
| CHARLES SCHWAB              INTERMEDIATE | ETF FIXED TAXABLE | 808524854 |  | 548155 | 11137 | SH |  | SOLE |  | 11137 | 0 | 0 |
| SCHWAB STRATEGIC S/T US     TREASURY ETF | ETF FIXED TAXABLE | 808524862 |  | 258465 | 5358 | SH |  | SOLE |  | 5358 | 0 | 0 |
| SCHWAB STRATEGIC S/T US     TREASURY ETF | ETF FIXED TAXABLE | 808524862 |  | 69320 | 1437 | SH |  | DFND |  | 1437 | 0 | 0 |
| SCHWAB STRATEGIC TR         US TIPS ETF | ETF FIXED TAXABLE | 808524870 |  | 273708 | 5285 | SH |  | SOLE |  | 5285 | 0 | 0 |
| MATERIALS SECTOR            ETF SPDR | COMMON STOCK | 81369Y100 |  | 5391567 | 69409 | SH |  | SOLE |  | 67791 | 1355 | 263 |
| MATERIALS SECTOR            ETF SPDR | COMMON STOCK | 81369Y100 |  | 84282 | 1085 | SH |  | DFND |  | 1085 | 0 | 0 |
| HEALTHCARE SECTOR           ETF SPDR | COMMON STOCK | 81369Y209 |  | 9764671 | 71879 | SH |  | SOLE |  | 70615 | 793 | 471 |
| HEALTHCARE SECTOR           ETF SPDR | COMMON STOCK | 81369Y209 |  | 232031 | 1708 | SH |  | DFND |  | 1708 | 0 | 0 |
| CONSUMER STAPLES SECTOR     ETF SPDR | COMMON STOCK | 81369Y308 |  | 8234442 | 110472 | SH |  | SOLE |  | 109121 | 1028 | 323 |
| CONSUMER STAPLES SECTOR     ETF SPDR | COMMON STOCK | 81369Y308 |  | 233831 | 3137 | SH |  | DFND |  | 3137 | 0 | 0 |
| CONSUMER DISCRETION SECTOR  ETF | COMMON STOCK | 81369Y407 |  | 3800830 | 29428 | SH |  | SOLE |  | 28803 | 311 | 314 |
| CONSUMER DISCRETION SECTOR  ETF | COMMON STOCK | 81369Y407 |  | 81370 | 630 | SH |  | DFND |  | 630 | 0 | 0 |
| ENERGY SECTOR               ETF SPDR | COMMON STOCK | 81369Y506 |  | 3451802 | 39464 | SH |  | SOLE |  | 39047 | 275 | 142 |
| ENERGY SECTOR               ETF SPDR | COMMON STOCK | 81369Y506 |  | 120708 | 1380 | SH |  | DFND |  | 1380 | 0 | 0 |
| FINANCIAL SECTOR            ETF SPDR | COMMON STOCK | 81369Y605 |  | 3711997 | 108540 | SH |  | SOLE |  | 106791 | 579 | 1170 |
| FINANCIAL SECTOR            ETF SPDR | COMMON STOCK | 81369Y605 |  | 23461 | 686 | SH |  | DFND |  | 686 | 0 | 0 |
| INDUSTRIAL SECTOR           ETF SPDR | COMMON STOCK | 81369Y704 |  | 2162691 | 22022 | SH |  | SOLE |  | 21665 | 123 | 234 |
| TECHNOLOGY SELECT SECTOR    ETF SPDR | COMMON STOCK | 81369Y803 |  | 3519889 | 28286 | SH |  | SOLE |  | 28203 | 0 | 83 |
| COMM SERVICES               SPDR | COMMON STOCK | 81369Y852 |  | 2605106 | 54287 | SH |  | SOLE |  | 53112 | 617 | 558 |
| COMM SERVICES               SPDR | COMMON STOCK | 81369Y852 |  | 12332 | 257 | SH |  | DFND |  | 257 | 0 | 0 |
| REAL ESTATE SELECT SEC      ETF | COMMON STOCK | 81369Y860 |  | 3399551 | 92057 | SH |  | SOLE |  | 91611 | 169 | 277 |
| REAL ESTATE SELECT SEC      ETF | COMMON STOCK | 81369Y860 |  | 48155 | 1304 | SH |  | DFND |  | 1304 | 0 | 0 |
| UTILITIES SECTOR            ETF | COMMON STOCK | 81369Y886 |  | 2940284 | 41707 | SH |  | SOLE |  | 41049 | 431 | 227 |
| UTILITIES SECTOR            ETF | COMMON STOCK | 81369Y886 |  | 56400 | 800 | SH |  | DFND |  | 800 | 0 | 0 |
| SERVICE NOW INC             COM | COMMON STOCK | 81762P102 |  | 4096016 | 10550 | SH |  | SOLE |  | 10440 | 54 | 56 |
| SERVICE NOW INC             COM | COMMON STOCK | 81762P102 |  | 1553 | 4 | SH |  | DFND |  | 4 | 0 | 0 |
| SITEONE LANDSCAPE SUPPLY INCCOM | COMMON STOCK | 82982L103 |  | 1972575 | 16814 | SH |  | SOLE |  | 16814 | 0 | 0 |
| SITEONE LANDSCAPE SUPPLY INCCOM | COMMON STOCK | 82982L103 |  | 116733 | 995 | SH |  | DFND |  | 995 | 0 | 0 |
| THE J.M. SMUCKER COMPANY    COM | COMMON STOCK | 832696405 |  | 3172011 | 20018 | SH |  | SOLE |  | 19595 | 423 | 0 |
| THE J.M. SMUCKER COMPANY    COM | COMMON STOCK | 832696405 |  | 106641 | 673 | SH |  | DFND |  | 673 | 0 | 0 |
| STARBUCKS CORP              COM | COMMON STOCK | 855244109 |  | 3258016 | 32843 | SH |  | SOLE |  | 32625 | 0 | 218 |
| STARBUCKS CORP              COM | COMMON STOCK | 855244109 |  | 24800 | 250 | SH |  | DFND |  | 250 | 0 | 0 |
| STRYKER CORP                COM | COMMON STOCK | 863667101 |  | 15495805 | 63381 | SH |  | SOLE |  | 62543 | 631 | 207 |
| STRYKER CORP                COM | COMMON STOCK | 863667101 |  | 118820 | 486 | SH |  | DFND |  | 486 | 0 | 0 |
| SYSCO CORP                  COM | COMMON STOCK | 871829107 |  | 918996 | 12021 | SH |  | SOLE |  | 11101 | 900 | 20 |
| TJX COS INC NEW             COM | COMMON STOCK | 872540109 |  | 8513376 | 106953 | SH |  | SOLE |  | 105327 | 1201 | 425 |
| TJX COS INC NEW             COM | COMMON STOCK | 872540109 |  | 125370 | 1575 | SH |  | DFND |  | 1575 | 0 | 0 |
| TARGET CORP                 COM | COMMON STOCK | 87612E106 |  | 273337 | 1834 | SH |  | SOLE |  | 1809 | 0 | 25 |
| TESLA MOTORS INC            COM | COMMON STOCK | 88160R101 |  | 271611 | 2205 | SH |  | SOLE |  | 2205 | 0 | 0 |
| TEXAS INSTRS INC            COM | COMMON STOCK | 882508104 |  | 6209818 | 37586 | SH |  | SOLE |  | 37262 | 231 | 93 |
| TEXAS INSTRS INC            COM | COMMON STOCK | 882508104 |  | 36678 | 222 | SH |  | DFND |  | 222 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INCCOM | COMMON STOCK | 883556102 |  | 393743 | 715 | SH |  | SOLE |  | 715 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INCCOM | COMMON STOCK | 883556102 |  | 11013 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| 3M COMPANY                  COM | COMMON STOCK | 88579Y101 |  | 239840 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| TORO CO                     COM | COMMON STOCK | 891092108 |  | 656100 | 5796 | SH |  | SOLE |  | 5796 | 0 | 0 |
| TORO CO                     COM | COMMON STOCK | 891092108 |  | 101880 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| TRUIST FINANCIAL            COM | COMMON STOCK | 89832Q109 |  | 6350561 | 147622 | SH |  | SOLE |  | 145441 | 1657 | 524 |
| TRUIST FINANCIAL            COM | COMMON STOCK | 89832Q109 |  | 54032 | 1256 | SH |  | DFND |  | 1256 | 0 | 0 |
| US BANCORP DEL              COM | COMMON STOCK | 902973304 |  | 1636872 | 37535 | SH |  | SOLE |  | 36763 | 650 | 122 |
| US BANCORP DEL              COM | COMMON STOCK | 902973304 |  | 13083 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| UNION PAC CORP              COM | COMMON STOCK | 907818108 |  | 4876174 | 23549 | SH |  | SOLE |  | 23258 | 253 | 38 |
| UNION PAC CORP              COM | COMMON STOCK | 907818108 |  | 25883 | 125 | SH |  | DFND |  | 125 | 0 | 0 |
| UNITED PARCEL SERVICE       COM | COMMON STOCK | 911312106 |  | 1823354 | 10489 | SH |  | SOLE |  | 10287 | 149 | 53 |
| UNITED PARCEL SERVICE       COM | COMMON STOCK | 911312106 |  | 191224 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| UNITEDHEALTH GROUP INC      COM | COMMON STOCK | 91324P102 |  | 15848181 | 29893 | SH |  | SOLE |  | 29509 | 189 | 195 |
| UNITEDHEALTH GROUP INC      COM | COMMON STOCK | 91324P102 |  | 69980 | 132 | SH |  | DFND |  | 132 | 0 | 0 |
| VF CORP                     COM | COMMON STOCK | 918204108 |  | 929618 | 33672 | SH |  | SOLE |  | 32031 | 1075 | 566 |
| VF CORP                     COM | COMMON STOCK | 918204108 |  | 18995 | 688 | SH |  | DFND |  | 688 | 0 | 0 |
| VALERO ENERGY NEW           COM | COMMON STOCK | 91913Y100 |  | 6588389 | 51935 | SH |  | SOLE |  | 51707 | 81 | 147 |
| VALERO ENERGY NEW           COM | COMMON STOCK | 91913Y100 |  | 1268 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| VANGUARD INTERMEDIATE-TERM | ETF FIXED TAXABLE | 921937819 |  | 14267261 | 191998 | SH |  | SOLE |  | 187848 | 2724 | 1426 |
| VANGUARD INTERMEDIATE-TERM | ETF FIXED TAXABLE | 921937819 |  | 48301 | 650 | SH |  | DFND |  | 650 | 0 | 0 |
| VANGUARD S/T BOND INDEX     ETF | ETF FIXED TAXABLE | 921937827 |  | 12156560 | 161485 | SH |  | SOLE |  | 158099 | 0 | 3386 |
| VANGUARD FTSE DEV MARKET    ETF | ETF INTERNATIONAL | 921943858 |  | 207288 | 4939 | SH |  | SOLE |  | 4939 | 0 | 0 |
| VANGUARD W HIGH DIV YIELD   ETF | ETF LARGE CAP/MULTI-CAP | 921946406 |  | 4185868 | 38683 | SH |  | SOLE |  | 38575 | 108 | 0 |
| VANGUARD W HIGH DIV YIELD   ETF | ETF LARGE CAP/MULTI-CAP | 921946406 |  | 54105 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| VANGUARD TOTAL INTL BD IDX  ETF | ETF FIXED TAXABLE | 92203J407 |  | 5928641 | 125000 | SH |  | SOLE |  | 122684 | 1459 | 857 |
| VANGUARD TOTAL INTL BD IDX  ETF | ETF FIXED TAXABLE | 92203J407 |  | 141673 | 2987 | SH |  | DFND |  | 2987 | 0 | 0 |
| VANGUARD INFO TECH          ETF | COMMON STOCK | 92204A702 |  | 17273144 | 54080 | SH |  | SOLE |  | 54080 | 0 | 0 |
| VANGUARD INFO TECH          ETF | COMMON STOCK | 92204A702 |  | 54298 | 170 | SH |  | DFND |  | 170 | 0 | 0 |
| VANGUARD FTSE ALL WRLD EX US ETF | ETF INTERNATIONAL | 922042775 |  | 1241368 | 24763 | SH |  | SOLE |  | 24763 | 0 | 0 |
| VANGUARD INTER-TERM CORP | ETF FIXED TAXABLE | 92206C870 |  | 400570 | 5168 | SH |  | SOLE |  | 5168 | 0 | 0 |
| VANGUARD TAX- EXEMPT BOND | ETF FIXED TAX FREE | 922907746 |  | 776993 | 15700 | SH |  | SOLE |  | 15700 | 0 | 0 |
| VANGUARD I S 500          COM | ETF LARGE CAP/MULTI-CAP | 922908363 |  | 12525605 | 35652 | SH |  | SOLE |  | 35547 | 0 | 105 |
| VANGUARD I S 500          COM | ETF LARGE CAP/MULTI-CAP | 922908363 |  | 194988 | 555 | SH |  | DFND |  | 555 | 0 | 0 |
| VANGUARD REIT INDEX         ETF | ETF REAL ESTATE | 922908553 |  | 9432989 | 114382 | SH |  | SOLE |  | 112370 | 1799 | 213 |
| VANGUARD REIT INDEX         ETF | ETF REAL ESTATE | 922908553 |  | 154465 | 1873 | SH |  | DFND |  | 1873 | 0 | 0 |
| VANGUARD MID-CAP INDEX      ETF | ETF MID CAP | 922908629 |  | 5006787 | 24566 | SH |  | SOLE |  | 24566 | 0 | 0 |
| VANGUARD I LARGE CAP        ETF | ETF LARGE CAP/MULTI-CAP | 922908637 |  | 1440284 | 8268 | SH |  | SOLE |  | 8268 | 0 | 0 |
| VANGUARD I EXTENDED MARKET  ETF | ETF LARGE CAP/MULTI-CAP | 922908652 |  | 425815 | 3205 | SH |  | SOLE |  | 3205 | 0 | 0 |
| VANGUARD SMALL-CAP ETF | ETF SMALL CAP | 922908751 |  | 4765425 | 25964 | SH |  | SOLE |  | 25964 | 0 | 0 |
| VERIZON COMMUNICATIONS INC  COM | COMMON STOCK | 92343V104 |  | 5002885 | 127012 | SH |  | SOLE |  | 126223 | 539 | 250 |
| VERIZON COMMUNICATIONS INC  COM | COMMON STOCK | 92343V104 |  | 87642 | 2225 | SH |  | DFND |  | 2225 | 0 | 0 |
| VISA                        COM | COMMON STOCK | 92826C839 |  | 14575477 | 70156 | SH |  | SOLE |  | 69521 | 415 | 220 |
| VISA                        COM | COMMON STOCK | 92826C839 |  | 161219 | 776 | SH |  | DFND |  | 776 | 0 | 0 |
| WAL MART STORES INC         COM | COMMON STOCK | 931142103 |  | 7086114 | 49977 | SH |  | SOLE |  | 48914 | 821 | 242 |
| WAL MART STORES INC         COM | COMMON STOCK | 931142103 |  | 138527 | 977 | SH |  | DFND |  | 977 | 0 | 0 |
| WASTE MANAGEMENT INC        COM | COMMON STOCK | 94106L109 |  | 384355 | 2450 | SH |  | SOLE |  | 2450 | 0 | 0 |
| YETI HOLDINGS INC | COMMON STOCK | 98585X104 |  | 254096 | 6151 | SH |  | SOLE |  | 6001 | 0 | 150 |
| YETI HOLDINGS INC | COMMON STOCK | 98585X104 |  | 26231 | 635 | SH |  | DFND |  | 635 | 0 | 0 |

---