# EDGAR Filing Document

**Accession Number:** 0000909758
**File Stem:** 0001193125-26-163027
**Filing Date:** 2026-4
**Character Count:** 14829
**Document Hash:** 30e6f2f4b69c21d2f69b9efce4aa2426
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-163027.hdr.sgml**: 20260420

**ACCESSION NUMBER**: 0001193125-26-163027

**CONFORMED SUBMISSION TYPE**: N-VP

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260420

**DATE AS OF CHANGE**: 20260420

**EFFECTIVENESS DATE**: 20260420

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AMERICAN SEPARATE ACCOUNT NO 2
- **CENTRAL INDEX KEY:** 0000909758

**ORGANIZATION NAME:**
- **EIN:** 941516991
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** N-VP
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-66406
- **FILM NUMBER:** 26873787

**BUSINESS ADDRESS:**
- **STREET 1:** 320 PARK AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10022
- **BUSINESS PHONE:** 2122241600

**MAIL ADDRESS:**
- **STREET 1:** 320 PARK AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10022

## Series and Classes Contracts Data

### AMERICAN SEPARATE ACCOUNT NO 2 (Series ID: S000009424)

| Class ID   | Class Name                                                                    | Ticker Symbol   |
|:---|:---|:---|
| C000025778 | Flexible Premium Deferred Annuity and Individual Retirement Annuity Contracts |  |

**Annual Notice**

**Dated May 1, 2026**

to Contract Owners of <br>Individual Retirement Annuity Contracts ("IRA Contracts") and <br>Flexible Premium Deferred Annuity Contracts ("FPA Contracts") issued by <br> Wilton Reassurance Life Company of New York, formerly known as <br>The American Life insurance Company of New York, ("Wilton Re of New York"), <br>through its American Separate Account No. 2

This Annual Notice ("Annual Notice") provides you with an update of changes to your Policy that have occurred since May 1, 2025. In addition, this Annual Notice provides key information about your contract that you should review, including a list of Underlying Funds available under your contract. Please read this Annual Notice carefully and retain it with your contract prospectus for future reference.

The most recent prospectus, dated May 1, 2000, contains more information about the IRA Contracts and FPA Contracts, including their features, benefits, and risks. You can find the prospectuses, statements of additional information and shareholder reports for the Underlying Funds listed in the appendix to this Annual Notice, the most recent audited financial statements of the separate account, and other information about the contracts online at *mutualofamerica.com*/AmericanLifeSA2Funds. You can also obtain this information at no cost by calling 800.574.9267 or by sending an email request to mutualofamerica@dfinsolutions.com.

Additional general information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov.

**The Securities and Exchange Commission has not approved these securities or determined that this Annual Notice is accurate or complete. Any representation to the contrary is a criminal offense.**

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**DEFINITIONS WE USE IN THIS ANNUAL NOTICE**

***Account Value***—The value of a Contract Owner's Accumulation Units in the Separate Account Funds plus the value of amounts held in the General Account for the Contract Owner. As used in this Prospectus, the term "Account Value" may mean all or any part of your total Account Value.

***Accumulation Unit***—A measure we use to calculate the value of a Contract Owner's interest in each of the Separate Account Funds. Each Separate Account Fund has its own Accumulation Unit value.

***Contract Owner***—The individual to whom we have issued the Contract.

***General Account***—Assets we own that are not in a separate account, but rather are held as part of our general assets. We sometimes refer to the General Account as the Interest Accumulation Account, because amounts you allocate to the General Account earn interest at a rate that we change from time to time.

***Investment Alternatives***—Our General Account and the Separate Account Funds. You may allocate your premiums and transfer your Account Value among the Investment Alternatives.

***Separate Account***—American Separate Account No. 2, a separate account of Wilton Re of New York maintained under the laws of New York State and registered with the Securities and Exchange Commission under the Investment Company Act of 1940. The assets of the Separate Account are set aside and kept separate from our other assets.

***Separate Account Fund***—A division of the Separate Account which invests its assets exclusively in a corresponding Underlying Fund of the same name.

***Underlying Funds***—The funds or portfolios that are invested in by the Separate Account Funds.

***We, us, our, Wilton Re of New York***—Refer to Wilton Reinsurance Life Company of New York.

***You, your***—Refer to a Contract Owner.

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**Important Information You Should Consider About the IRA Contracts and FPA Contracts**

**Fees and Expenses** **Location in** **Prospectus** 

**Risks** 

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**Risks** 

**Restrictions** 

**Taxes** 

**Conflicts of Interest** 

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**Appendix: Underlying Funds Available as Investment Options under the IRA Contracts and FPA Contracts**

The following is a list of Underlying Funds available under the Contracts. More information about the Underlying Funds is available in the prospectuses for the Underlying Funds, which may be amended from time to time and are available on our website, mutualofamerica.com/AmericanLifeSA2Funds. You can also request this information at no cost by calling 800.574.9267 or by sending an email request to mutualofamerica@dfinsolutions.com.

The current expenses and performance information below reflects fees and expenses of the Underlying Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Underlying Fund's past performance is not necessarily an indication of future performance.

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Type/Investment**<br> **Objective** | **Underlying Fund**<br> **and**<br> **Adviser/Subadviser** | **Current** <br> **Expenses**<sup>1</sup> | **Average Annual Total Returns as of** <br> **12/31/25** | **Average Annual Total Returns as of** <br> **12/31/25** | **Average Annual Total Returns as of** <br> **12/31/25** | **Average Annual Total Returns as of** <br> **12/31/25** |
| **Type/Investment**<br> **Objective** | **Underlying Fund**<br> **and**<br> **Adviser/Subadviser** | **Current** <br> **Expenses**<sup>1</sup> | **1 year** | **5 year** | **10 year** | **Life of** <br> **Fund**<br>|
| Equity Fund<br> Seeks capital growth<br>| LVIP American Century <br> Capital Appreciation <br> Fund<br> Adviser: Lincoln Financial <br> Investments Corporation<br> SubAdviser: American <br> Century Investment <br> Management, Inc.<br>| 0.57% | 6.95% | 5.49% |  | 12.13% |
| Fixed Income Fund<br> Seeks to provide as <br> high a level of current <br> income as is consistent <br> with the preservation of <br> capital<br>| American <br> Funds Insurance Series – <br> The Bond Fund of <br> America (Class 1)<br> Adviser: Capital <br> Research and <br> Management Company<br>| 0.22% | 7.40% | 0.10% | 2.61% |  |
| Balanced Fund<br> Seeks to achieve <br> competitive total return <br> through actively <br> managed portfolio of <br> stocks, bonds, and <br> money market <br> instruments which offer <br> income and capital <br> growth opportunity<br>| Calvert VP SRI Balanced <br> Portfolio<br> Adviser: Calvert <br> Research and <br> Management<br>| 0.64% | 11.48% | 8.68% | 9.81% |  |
| Equity Fund<br> Seeks to achieve <br> long-term capital <br> appreciation<br>| Dimensional VA U.S. <br> Targeted Value Portfolio<br> Adviser: Dimensional <br> Fund Advisors LP<br>| 0.29% | 8.95% | 13.60% | 11.00% |  |
| Equity Fund<br> Seeks to provide <br> long-term growth of <br> capital<br>| DWS Capital Growth VIP<br> Adviser: DWS Investment <br> Management Americas, <br> Inc.<br>| 0.49% | 12.53% | 10.92% | 15.29% |  |

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Type/Investment**<br> **Objective** | **Underlying Fund**<br> **and**<br> **Adviser/Subadviser** | **Current** <br> **Expenses**<sup>1</sup> | **Average Annual Total Returns as of** <br> **12/31/25** | **Average Annual Total Returns as of** <br> **12/31/25** | **Average Annual Total Returns as of** <br> **12/31/25** | **Average Annual Total Returns as of** <br> **12/31/25** |
| **Type/Investment**<br> **Objective** | **Underlying Fund**<br> **and**<br> **Adviser/Subadviser** | **Current** <br> **Expenses**<sup>1</sup> | **1 year** | **5 year** | **10 year** | **Life of** <br> **Fund**<br>|
| Equity Fund<br> Seeks investment <br> results that correspond <br> to the total return of <br> common stocks <br> publicly traded in the <br> United States , as <br> represented by the <br> S&P 500® Index<br>| Fidelity VIP Index 500 <br> (Initial Class)<br> Adviser: Fidelity <br> Management & Research <br> Company LLC (FMR)<br> Subadvisers: FMR <br> Investment Management <br> (UK) Limited, Fidelity <br> Management & Research <br> (Hong Kong) Limited, and <br> Fidelity Management & <br> Research Japan Limited <br> serve as sub-advisers.<br>| 0.09% | 17.78% | 14.31% | 14.70% |  |
| Equity Fund<br> Seeks long-term capital <br> appreciation<br>| Fidelity VIP Contrafund® <br> Portfolio<br> Adviser: Fidelity <br> Management & Research <br> Company LLC (FMR)<br> Subadvisers: FMR <br> Investment Management <br> (UK) Limited, Fidelity <br> Management & Research <br> (Hong Kong) Limited, and <br> Fidelity Management & <br> Research Japan Limited <br> serve as sub-advisers.<br>| 0.54% | 21.52% | 15.37% | 15.78% |  |
| Equity Fund<br> Seeks reasonable <br> income and will also <br> consider potential for <br> capital appreciation. <br> Fund's goal is to <br> achieve a yield which <br> exceeds the composite <br> yield on the securities <br> comprising the S&P <br> 500® Index<br>| Fidelity VIP <br> Equity-Income Portfolio<br> Adviser: Fidelity <br> Management & Research <br> Company LLC (FMR)<br> Subadvisers: FMR <br> Investment Management <br> (UK) Limited, Fidelity <br> Management & Research <br> (Hong Kong) Limited, and <br> Fidelity Management & <br> Research Japan Limited <br> serve as sub-advisers.<br>| 0.46% | 19.02% | 12.51% | 11.60% |  |

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Type/Investment**<br> **Objective** | **Underlying Fund**<br> **and**<br> **Adviser/Subadviser** | **Current** <br> **Expenses**<sup>1</sup> | **Average Annual Total Returns as of** <br> **12/31/25** | **Average Annual Total Returns as of** <br> **12/31/25** | **Average Annual Total Returns as of** <br> **12/31/25** | **Average Annual Total Returns as of** <br> **12/31/25** |
| **Type/Investment**<br> **Objective** | **Underlying Fund**<br> **and**<br> **Adviser/Subadviser** | **Current** <br> **Expenses**<sup>1</sup> | **1 year** | **5 year** | **10 year** | **Life of** <br> **Fund**<br>|
| Balanced Fund<br> Seeks to obtain high <br> total return with <br> reduced risk over the <br> long term by allocating <br> Fund assets among <br> stocks, bonds, and <br> short-term instruments<br>| Fidelity VIP Asset <br> Manager Portfolio<br> Adviser: Fidelity <br> Management & Research <br> Company LLC (FMR)<br> Subadvisers: FMR <br> Investment Management <br> (UK) Limited, Fidelity <br> Management & Research <br> (Hong Kong) Limited, and <br> Fidelity Management & <br> Research Japan Limited <br> serve as sub-advisers.<br>| 0.51% | 14.98% | 5.67% | 7.13% |  |
| Fixed Income Fund<br> Seeks to maximize <br> current income to the <br> extent consistent with <br> the preservation of <br> capital and the <br> maintenance of<br> liquidity by investing <br> exclusively in high <br> quality money market <br> instruments<br>| Goldman Sachs VIT <br> Government Money <br> Market Fund <br> (Institutional)<br> Adviser: Goldman Sachs <br> Asset Management, L.P.<br>| 0.43% | 4.20% | 3.18% | 1.73% |  |
| Equity Fund<br> Seeks to provide <br> long-term capital <br> appreciation<br>| Vanguard Variable <br> Insurance <br> Fund International <br> Portfolio®<br> Advisers: Baillie Gifford <br> Overseas Ltd. And <br> Schroder Investment <br> Management North <br> America Inc.<br>| 0.32% | 19.97% | 0.62% | 10.48% |  |
| Balanced Fund<br> Seeks to provide <br> long-term capital <br> appreciation and <br> reasonable current<br> income<br>| Vanguard Variable <br> Insurance Funds – <br> Balanced Portfolio<br> Adviser: Wellington <br> Management Company <br> LLC<br>| 0.20% | 16.46% | 9.29% | 10.03% |  |
| Equity Fund<br> Seeks to track the <br> performance of a <br> benchmark index that <br> measures the <br> investment return of <br> mid-capitalization <br> stocks<br>| Vanguard Variable <br> Insurance Funds – <br> Mid-Cap Index Portfolio<br> Adviser: The Vanguard <br> Group, Inc.<br>| 0.17% | 11.54% | 8.46% | 10.77% |  |

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| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Type/Investment**<br> **Objective** | **Underlying Fund**<br> **and**<br> **Adviser/Subadviser** | **Current** <br> **Expenses**<sup>1</sup> | **Average Annual Total Returns as of** <br> **12/31/25** | **Average Annual Total Returns as of** <br> **12/31/25** | **Average Annual Total Returns as of** <br> **12/31/25** | **Average Annual Total Returns as of** <br> **12/31/25** |
| **Type/Investment**<br> **Objective** | **Underlying Fund**<br> **and**<br> **Adviser/Subadviser** | **Current** <br> **Expenses**<sup>1</sup> | **1 year** | **5 year** | **10 year** | **Life of** <br> **Fund**<br>|
| Equity Fund<br> Seeks to provide <br> long-term capital <br> appreciation<br>| Vanguard Variable <br> Insurance Funds - Small <br> Company Growth <br> Portfolio<br> Adviser: The Vanguard <br> Group, Inc. and <br> ArrowMark Colorado <br> Holdings LLC<br>| 0.29% | 6.11% | 3.81% | 9.61% |  |
| Fixed Income Fund<br> Seeks to provide <br> current income while <br> maintaining limited <br> price volatility<br>| Vanguard Variable <br> Insurance Funds - <br> Short-Term<br> Investment-Grade <br> Portfolio<br> Adviser: The Vanguard <br> Group, Inc.<br>| 0.14% | 6.85% | 2.23% | 2.81% |  |

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<sup>1</sup>

Since Inception date September 22, 2017.

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Please retain this Annual Notice for future reference. The last prospectus and statement of additional information for the contracts, dated May 1, 2000, contains more information about the contracts. You may contact us to request this additional information free of charge. Instructions for contacting us are included on the front cover page of this Annual Notice.

EDGAR Contract Identifier C000025778

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