# EDGAR Filing Document

**Accession Number:** 0000853285
**File Stem:** 0001193125-25-179668
**Filing Date:** 2025-8
**Character Count:** 5729
**Document Hash:** cd64866aad1c633f0ab1ea18a24d1912
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-179668.hdr.sgml**: 20250813

**ACCESSION NUMBER**: 0001193125-25-179668

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250813

**DATE AS OF CHANGE**: 20250813

**EFFECTIVENESS DATE**: 20250813

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** DELAWARE LIFE VARIABLE ACCOUNT F
- **CENTRAL INDEX KEY:** 0000853285

**ORGANIZATION NAME:**
- **EIN:** 042461439
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-168711
- **FILM NUMBER:** 251210317

**BUSINESS ADDRESS:**
- **STREET 1:** 1601 TRAPELO ROAD
- **STREET 2:** 230 THIRD AVENUE, 6TH FLOOR
- **CITY:** WALTHAM
- **STATE:** MA
- **ZIP:** 02451
- **BUSINESS PHONE:** 7817908774

**MAIL ADDRESS:**
- **STREET 1:** 1601 TRAPELO ROAD
- **STREET 2:** 230 THIRD AVENUE, 6TH FLOOR
- **CITY:** WALTHAM
- **STATE:** MA
- **ZIP:** 02451

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SUN LIFE OF CANADA U S VARIABLE ACCOUNT F
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### DELAWARE LIFE VARIABLE ACCOUNT F (Series ID: S000008074)

---

|  |  |
|:---|:---|
| Class Name       | Class ID   |
| Masters Extra II | C000092928 |

---

## Series and Classes Contracts Data

### DELAWARE LIFE VARIABLE ACCOUNT F (Series ID: S000008074)

| Class ID   | Class Name       | Ticker Symbol   |
|:---|:---|:---|
| C000092928 | Masters Extra II |  |

**SUPPLEMENT DATED AUGUST 13, 2025** 

**TO** 

**PROSPECTUS DATED APRIL 29, 2011, AS SUPPLEMENTED** 

**FOR** 

**MASTERS EXTRA II** 

**ISSUED BY DELAWARE LIFE INSURANCE COMPANY** 

**DELAWARE LIFE VARIABLE ACCOUNT F** 

**This supplement contains important information about changes to your Contract. Please read and retain it for future reference.** 

Effective on or about September 22, 2025, the fee will increase for both single and joint life coverage under the Income Riser III, Income Maximizer and Income Maximizer Plus optional living benefits that were available at the time you purchased your Contract. The new fees are listed below.

<u>Income Riser III and Income Maximizer:</u>

---

| | | |
|:---|:---|:---|
|  | **Quarterly Fee** | **Annual Fee** |
|  Single-life: | 0.35% | 1.40% |
|  Joint-life: | 0.40% | 1.60% |

---

<u>Income Maximizer Plus:</u>

---

| | | |
|:---|:---|:---|
|  | **Quarterly Fee** | **Annual Fee** |
|  Single-life: | 0.3875% | 1.55% |
|  Joint-life: | 0.4375% | 1.75% |

---

The fee increase will be applied beginning with the first quarterly fee deduction after the new fees take effect.

PLEASE NOTE: As stated in the prospectus for your Contract:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The Company has reserved the right to change the percentage used to calculate the living benefit rider fee at any
time, but in no event will the rate ever exceed the maximum of 1.95% for joint-life coverage or 1.75% for single-life coverage. (see prospectus as follows: FEES AND EXPENSES, footnote 7 to the section captioned Charges for Optional Living Benefits,
CONTRACT CHARGES - Charges for Optional Benefits, and OPTIONAL LIVING BENEFITS - Important Considerations: 3. The cost of the Living Benefit, and Costs of Living Benefits in the prospectus),

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If, at any time, the Company changes the fee, you may elect to cancel your living benefit and no longer pay the
fee.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If you cancel your living benefit, all benefits and fees associated with the living benefit will cease.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• If you cancel your living benefit, it cannot be reinstated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• We will not refund the fees you have already paid for your living benefit.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• You cannot switch the coverage under your living benefit, from joint-life to single-life or vice versa.

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Accordingly, the changes described below are made to the Prospectus:

**CONTRACT CHARGES** 

The table under the sub-heading "**Charges for Optional Benefits**" is deleted in its entirety and replaced with the following:

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Single-Life Coverage** | **Single-Life Coverage** | **Joint-Life Coverage** | **Joint-Life Coverage** |
|  | **Current**<br> **Annual Rate** | **Maximum<br> Annual Rate** | **Current**<br> **Annual Rate** | **Maximum**<br> **Annual Rate** |
|  Income Riser III | 1.40% | 1.75% | 1.60% | 1.95% |
|  Income Maximizer | 1.40% | 1.75% | 1.60% | 1.95% |
|  Income Maximizer Plus | 1.55% | 1.75% | 1.75% | 1.95% |

---

**OPTIONAL LIVING BENEFITS** 

The table under the sub-heading "**Costs of Living Benefits**" is deleted in its entirety and replaced with the following:

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | **Single-Life** | **Single-Life** | **Single-Life** | **Single-Life** | **Joint-Life** | **Joint-Life** | **Joint-Life** | **Joint-Life** |
|  | **Current<br>Quarterly<br>Rate** | **Current<br>Annual<br>Rate** | **Maximum<br>Quarterly<br>Rate** | **Maximum<br>Annual<br>Rate** | **Current<br>Quarterly<br>Rate** | **Current<br>Annual<br>Rate** | **Maximum<br>Quarterly<br>Rate** | **Maximum<br>Annual<br>Rate** |
|  SIR III | 0.35% | 1.40% | 0.4375% | 1.75% | 0.40% | 1.60% | 0.4875% | 1.95% |
|  SIM | 0.35% | 1.40% | 0.4375% | 1.75% | 0.40% | 1.60% | 0.4875% | 1.95% |
|  SIM Plus | 0.3875% | 1.55% | 0.4375% | 1.75% | 0.4375% | 1.75% | 0.4875% | 1.95% |

---

THE CONTRACTS REFERENCED IN THIS SUPPLEMENT ARE NO LONGER FOR SALE

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