# EDGAR Filing Document

**Accession Number:** 0000931344
**File Stem:** 0000931344-26-000026
**Filing Date:** 2026-4
**Character Count:** 6190
**Document Hash:** d63ca1dde7c66182ad903f785c98f7ef
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000931344-26-000026.hdr.sgml**: 20260429

**ACCESSION NUMBER**: 0000931344-26-000026

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260429

**DATE AS OF CHANGE**: 20260428

**EFFECTIVENESS DATE**: 20260429

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FS VARIABLE SEPARATE ACCOUNT
- **CENTRAL INDEX KEY:** 0000931344

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-178844
- **FILM NUMBER:** 26909891

**BUSINESS ADDRESS:**
- **STREET 1:** 1133 AVENUE OF THE AMERICAS
- **STREET 2:** 33RD FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036
- **BUSINESS PHONE:** 2125515440

**MAIL ADDRESS:**
- **STREET 1:** 1133 AVENUE OF THE AMERICAS
- **STREET 2:** 33RD FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036

## Series and Classes Contracts Data

### FS VARIABLE SEPARATE ACCOUNT (Series ID: S000010609)

---

|  |  |
|:---|:---|
| Class Name                        | Class ID   |
| Polaris Advantage (NY) 333-178844 | C000111551 |

---

## Series and Classes Contracts Data

### FS VARIABLE SEPARATE ACCOUNT (Series ID: S000010609)

| Class ID   | Class Name                        | Ticker Symbol   |
|:---|:---|:---|
| C000111551 | Polaris Advantage (NY) 333-178844 |  |

```

                          SUPPLEMENT DATED MAY 1, 2026
                       TO THE VARIABLE ANNUITY PROSPECTUS
-------------------------------------------------------------------------------
                      AMERICAN GENERAL LIFE INSURANCE COMPANY

                            VARIABLE SEPARATE ACCOUNT
                        Polaris Advantage Variable Annuity

                          VARIABLE ANNUITY ACCOUNT FIVE
                        Seasons Advantage Variable Annuity

           THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK

                           FS VARIABLE SEPARATE ACCOUNT
                        Polaris Advantage Variable Annuity
-------------------------------------------------------------------------------
This supplement updates certain information in the most recent prospectus.
You should read this information carefully and retain this supplement for
future reference together with the prospectus for your contract. This
supplement is not valid unless it is read in conjunction with the prospectus
for your policy. All capitalized terms used but not defined herein have the
same meaning as those included in the prospectus.

                          MARKETLOCKEXTENSION PARAMETERS
                          ------------------------------

The information below is important to you if you purchased your contract
between August 31, 2005, and May 1, 2009, and you elected the MarketLock living
benefit. As described in the prospectus you received when you purchased the
contract, the initial MAV Evaluation Period ends after the tenth contract year.
On or about your tenth contract anniversary you had an opportunity to extend
the MAV Evaluation Period (the "Extension") for an additional ten years. If you
elected the first Extension, you will have the opportunity to elect a second
Extension on or about your twentieth contract anniversary. In choosing the
Extension, your fee will change as detailed below. No other parameters or terms
of your current Living Benefit will change as a result of the second Extension.

If you do not wish to elect the second Extension, no further action is required
by you. Your Living Benefit will continue without change. You will continue to
pay the same fee and can take the Maximum Annual Withdrawal Amount in effect at
the end of the MAV Evaluation Period. However, your MAV Benefit Base will no
longer be adjusted for higher anniversary values. Please note that if you do
not elect the Extension when it is offered, you will not be permitted to extend
the MAV Evaluation Period in the future.

As a reminder, you also have the option to cancel your MarketLock Living
Benefit on your tenth contract anniversary, or any contract anniversary
thereafter. If you elect to cancel your Living Benefit, you will no longer
receive the guarantees of the Living Benefit and you will no longer be charged
the fee. For information on the MarketLock Living Benefit you elected at
purchase, please see the MarketLock section under OPTIONAL LIVING BENEFITS in
the prospectus.

How do I elect the second Extension?

If you are eligible for the second Extension because you previously elected the
first Extension and wish to  elect the second Extension, you must complete the
Election Form you will receive. The terms of the second Extension are detailed
below. The MAV Evaluation Period may be extended for an additional 10-year
period.

As a reminder, the MAV Evaluation Period refers to the period of time over
which we consider anniversary values. This component is used to calculate the
MAV Benefit Base, which determines your Maximum Annual Withdrawal Amount.

What is the fee if I elect the second Extension?

If you elect the MarketLock second Extension, the fee for the feature will be
increased by 0.05% as follows:

---------------------------------------- --------------------------------------
   Annualized Fee After First Extension   Annualized Fee After Second Extension
    (calculated as a percentage of            (calculated as a percentage of
            the Income Base)                       the Income Base)
----------------------------------------  -------------------------------------
                0.90%                                     0.95%
----------------------------------------  -------------------------------------

As with all important financial decisions, we recommend that you discuss this
with your financial representative. You should refer to both the prospectus
and the contract endorsement you received at the time of your purchase. If you
do not have a prospectus, you can call our Annuity Service Center at
(800) 445-7862 and we will provide one to you.

                Please keep this Supplement with your Prospectus

```