# EDGAR Filing Document

**Accession Number:** 0001469192
**File Stem:** 0001469192-26-000097
**Filing Date:** 2026-5
**Character Count:** 35953
**Document Hash:** d8c68b4f388e7445e971f99af9dde99b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001469192-26-000097.hdr.sgml**: 20260501

**ACCESSION NUMBER**: 0001469192-26-000097

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 51

**FILED AS OF DATE**: 20260501

**DATE AS OF CHANGE**: 20260501

**EFFECTIVENESS DATE**: 20260501

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** NEW YORK LIFE INVESTMENTS FUNDS TRUST
- **CENTRAL INDEX KEY:** 0001469192

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1031

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-160918
- **FILM NUMBER:** 26929494

**BUSINESS ADDRESS:**
- **STREET 1:** 51 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10010
- **BUSINESS PHONE:** 212 576 7000

**MAIL ADDRESS:**
- **STREET 1:** 51 MADISON AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10010

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MAINSTAY FUNDS TRUST
- **DATE OF NAME CHANGE:** 20090728

## Series and Classes Contracts Data

### NYLI Epoch U.S. Equity Yield Fund (Series ID: S000026784)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Investor Class | EPLIX         | C000080506 |
| Class A        | EPLPX         | C000080507 |
| Class C        | EPLKX         | C000080508 |
| Class I        | EPLCX         | C000080509 |
| Class R6       | EPLDX         | C000180195 |
| SIMPLE Class   | EPLMX         | C000221654 |

---

### NYLI Epoch Global Equity Yield Fund (Series ID: S000026786)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class A        | EPSPX         | C000080514 |
| Class C        | EPSKX         | C000080515 |
| Class I        | EPSYX         | C000080516 |
| Investor Class | EPSIX         | C000080517 |
| Class R6       | EPSRX         | C000127145 |

---

### NYLI Epoch International Choice Fund (Series ID: S000028522)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Investor Class | ICELX         | C000087295 |
| Class A        | ICEVX         | C000087296 |
| Class C        | ICEWX         | C000087297 |
| Class I        | ICEUX         | C000087298 |
| SIMPLE Class   | ICERX         | C000221657 |

---

### NYLI S&P 500 Index Fund (Series ID: S000028525)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Investor Class | MYSPX         | C000087312 |
| Class A        | MSXAX         | C000087313 |
| Class I        | MSPIX         | C000087314 |
| SIMPLE Class   | MSXMX         | C000221659 |

---

### NYLI Floating Rate Fund (Series ID: S000028529)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Investor Class | MXFNX         | C000087333 |
| Class A        | MXFAX         | C000087334 |
| Class C        | MXFCX         | C000087336 |
| Class I        | MXFIX         | C000087337 |
| Class R6       | MXFEX         | C000185929 |
| SIMPLE Class   | MXFMX         | C000221660 |

---

### NYLI Conservative Allocation Fund (Series ID: S000028532)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Investor Class | MCKNX         | C000087350 |
| Class A        | MCKAX         | C000087351 |
| Class C        | MCKCX         | C000087353 |
| Class I        | MCKIX         | C000087354 |
| SIMPLE Class   | MCKSX         | C000221661 |

---

### NYLI Moderate Allocation Fund (Series ID: S000028533)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Investor Class | MMRDX         | C000087355 |
| Class A        | MMRAX         | C000087356 |
| Class C        | MMRCX         | C000087358 |
| Class I        | MMRIX         | C000087359 |
| SIMPLE Class   | MMRSX         | C000221662 |

---

### NYLI Growth Allocation Fund (Series ID: S000028534)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Investor Class | MGDNX         | C000087360 |
| Class A        | MGDAX         | C000087361 |
| Class C        | MGDCX         | C000087363 |
| Class I        | MGDIX         | C000087364 |
| SIMPLE Class   | MGDSX         | C000221663 |

---

### NYLI Equity Allocation Fund (Series ID: S000028535)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Investor Class | MGXNX         | C000087365 |
| Class A        | MGXAX         | C000087366 |
| Class C        | MGXCX         | C000087368 |
| Class I        | MGXIX         | C000087369 |
| SIMPLE Class   | MGXSX         | C000221664 |

---

### NYLI Short Term Bond Fund (Series ID: S000028536)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class I        | MIXIX         | C000087370 |
| Investor Class | MIXNX         | C000087371 |
| Class A        | MIXAX         | C000087372 |
| SIMPLE Class   | MIXMX         | C000221665 |

---

### NYLI MacKay Total Return Bond Fund (Series ID: S000028537)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Investor Class | MTMNX         | C000087373 |
| Class A        | MTMAX         | C000087374 |
| Class C        | MTMCX         | C000087376 |
| Class I        | MTMIX         | C000087377 |
| Class R6       | MTRDX         | C000127150 |
| SIMPLE Class   | MTMSX         | C000221666 |

---

### NYLI MacKay Short Term Muni Fund (Series ID: S000028538)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Investor Class | MYTBX         | C000087378 |
| Class A        | MSTAX         | C000087379 |
| Class I        | MSTIX         | C000087380 |
| Class R6       | MSTEX         | C000195140 |
| Class A2       | MSTUX         | C000222390 |

---

### NYLI WMC International Research Equity Fund (Series ID: S000028542)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Investor Class | MYINX         | C000087393 |
| Class A        | MYITX         | C000087394 |
| Class C        | MYICX         | C000087395 |
| Class I        | MYIIX         | C000087396 |

---

### NYLI Balanced Fund (Series ID: S000036714)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class A        | MBNAX         | C000112258 |
| Class C        | MBACX         | C000112260 |
| Class I        | MBAIX         | C000112261 |
| Investor Class | MBINX         | C000112265 |
| Class R6       | MBERX         | C000185940 |

---

### NYLI WMC Small Companies Fund (Series ID: S000036715)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class C        | MOPCX         | C000112267 |
| Class I        | MOPIX         | C000112268 |
| Investor Class | MOINX         | C000112269 |
| Class A        | MOPAX         | C000112270 |

---

### NYLI MacKay New York Muni Fund (Series ID: S000036992)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class A        | MNOAX         | C000113210 |
| Class C        | MNOCX         | C000113211 |
| Class I        | MNOIX         | C000113212 |
| Investor Class | MNOVX         | C000113213 |
| Class R6       | MNODX         | C000185944 |
| Class C2       | MNOLX         | C000221672 |

---

### NYLI MacKay Short Duration High Income Fund (Series ID: S000039301)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class A        | MDHAX         | C000121097 |
| Class C        | MDHCX         | C000121098 |
| Class I        | MDHIX         | C000121099 |
| Investor Class | MDHVX         | C000121101 |
| Class R6       | MDHEX         | C000185946 |

---

### NYLI WMC Growth Fund (Series ID: S000039358)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class A        | KLGAX         | C000121293 |
| Class C        | KLGCX         | C000121295 |
| Class I        | KLGIX         | C000121296 |
| Investor Class | KLGNX         | C000121298 |
| Class R6       | KLGDX         | C000185948 |

---

### NYLI MacKay California Muni Fund (Series ID: S000039903)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class A        | MSCAX         | C000123763 |
| Class C        | MSCCX         | C000123764 |
| Class I        | MCOIX         | C000123765 |
| Investor Class | MSCVX         | C000123766 |
| Class R6       | MSODX         | C000185950 |
| Class C2       | MCAMX         | C000221676 |

---

### NYLI Cushing MLP Premier Fund (Series ID: S000045768)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class A        | CSHAX         | C000142690 |
| Class C        | CSHCX         | C000142691 |
| Class I        | CSHZX         | C000142692 |
| Investor Class | CSHNX         | C000142693 |

---

### NYLI Epoch Capital Growth Fund (Series ID: S000054257)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class A        | MECDX         | C000170407 |
| Class C        | MECEX         | C000170408 |
| Class I        | MECFX         | C000170409 |
| Investor Class | MECVX         | C000170410 |

---

### NYLI Candriam Emerging Markets Equity Fund (Series ID: S000059215)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class A        | MCYAX         | C000194050 |
| Class C        | MCYCX         | C000194051 |
| Class I        | MCYIX         | C000194052 |
| Class R6       | MCYSX         | C000194053 |
| Investor Class | MCYVX         | C000194055 |

---

### NYLI MacKay Strategic Muni Allocation Fund (Series ID: S000065655)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class R6       | MTFHX         | C000212401 |
| Investor Class | MTFEX         | C000212403 |
| Class A        | MTFDX         | C000212404 |
| Class I        | MTFGX         | C000212406 |
| Class C        | MTFFX         | C000212407 |
| Class C2       | MTFMX         | C000240253 |
| Class Z        | MTFZX         | C000250195 |

---

### NYLI CBRE Global Infrastructure Fund (Series ID: S000067318)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class C        | VCRCX         | C000216482 |
| Class I        | VCRIX         | C000216483 |
| Class R6       | VCRQX         | C000216484 |
| Investor Class | VCRVX         | C000216485 |
| Class A        | VCRAX         | C000216486 |

---

### NYLI CBRE Real Estate Fund (Series ID: S000067319)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class C        | CRCRX         | C000216487 |
| Investor Class | CRVRX         | C000216488 |
| Class I        | CRARX         | C000216489 |
| Class R6       | VREQX         | C000216491 |
| Class A        | CLARX         | C000216492 |

---

### NYLI Conservative ETF Allocation Fund (Series ID: S000068835)

---

|  |  |  |
|:---|:---|:---|
| Class Name   | Ticker Symbol | Class ID   |
| Class R3     | MNERX         | C000219985 |
| Class C      | MNEKX         | C000219986 |
| Class I      | MNELX         | C000219987 |
| Class A      | MNEAX         | C000219988 |
| SIMPLE Class | MNEVX         | C000221684 |

---

### NYLI Equity ETF Allocation Fund (Series ID: S000068837)

---

|  |  |  |
|:---|:---|:---|
| Class Name   | Ticker Symbol | Class ID   |
| Class R3     | MWFQX         | C000219997 |
| Class A      | MWFAX         | C000219998 |
| Class C      | MWFCX         | C000219999 |
| Class I      | MWFIX         | C000220000 |
| SIMPLE Class | MWFVX         | C000221686 |

---

### NYLI Moderate ETF Allocation Fund (Series ID: S000068838)

---

|  |  |  |
|:---|:---|:---|
| Class Name   | Ticker Symbol | Class ID   |
| Class C      | MDAKX         | C000220001 |
| Class I      | MDAIX         | C000220002 |
| Class R3     | MDARX         | C000220003 |
| Class A      | MDAAX         | C000220005 |
| SIMPLE Class | MDAVX         | C000221687 |

---

### NYLI Growth ETF Allocation Fund (Series ID: S000068839)

---

|  |  |  |
|:---|:---|:---|
| Class Name   | Ticker Symbol | Class ID   |
| Class A      | MOEAX         | C000220007 |
| Class C      | MOECX         | C000220008 |
| Class I      | MOEIX         | C000220010 |
| Class R3     | MOERX         | C000220011 |
| SIMPLE Class | MOEVX         | C000221688 |

---

### NYLI Fiera SMID Growth Fund (Series ID: S000080473)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class C    | APSLX         | C000242885 |
| Class I    | APSGX         | C000242886 |
| Class R6   | APSDX         | C000242887 |
| Class A    | APSRX         | C000242888 |

---

### NYLI PineStone Global Equity Fund (Series ID: S000081082)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class P    | FCGPX         | C000243737 |
| Class R6   | FCGMX         | C000243738 |
| Class I    | FCGIX         | C000243739 |
| Class C    | FCGYX         | C000243740 |
| Class A    | FCGEX         | C000243741 |

---

### NYLI PineStone International Equity Fund (Series ID: S000081083)

---

|  |  |  |
|:---|:---|:---|
| Class Name     | Ticker Symbol | Class ID   |
| Class A        | FCIRX         | C000243742 |
| Investor Class | FCIKX         | C000243743 |
| Class C        | FCICX         | C000243744 |
| Class I        | FCIUX         | C000243745 |
| Class P        | FCIHX         | C000243746 |
| Class R6       | FCIWX         | C000243750 |

---

### NYLI PineStone U.S. Equity Fund (Series ID: S000081084)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class P    | FCUPX         | C000243751 |
| Class I    | FCUIX         | C000243752 |
| Class R6   | FCUDX         | C000243753 |
| Class C    | FCUCX         | C000243754 |
| Class A    | FCUEX         | C000243755 |

---

### NYLI MacKay Arizona Muni Fund (Series ID: S000085225)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class A    | AZTAX         | C000250179 |
| Class C    | AZTCX         | C000250180 |
| Class I    | AZTYX         | C000250181 |
| Class Z    | AZTFX         | C000250182 |

---

### NYLI MacKay Colorado Muni Fund (Series ID: S000085226)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class I    | COTYX         | C000250183 |
| Class Z    | COTFX         | C000250184 |
| Class A    | COTAX         | C000250185 |
| Class C    | COTCX         | C000250186 |

---

### NYLI MacKay Oregon Muni Fund (Series ID: S000085227)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class C    | ORTCX         | C000250187 |
| Class I    | ORTYX         | C000250188 |
| Class Z    | ORTFX         | C000250189 |
| Class A    | ORTBX         | C000250190 |

---

### NYLI MacKay Utah Muni Fund (Series ID: S000085228)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class C    | UTACX         | C000250191 |
| Class I    | UTAYX         | C000250192 |
| Class Z    | UTAHX         | C000250193 |
| Class A    | UTAVX         | C000250194 |

---

## Series and Classes Contracts Data

### NYLI Epoch U.S. Equity Yield Fund (Series ID: S000026784)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000080506 | Investor Class | EPLIX           |
| C000080507 | Class A        | EPLPX           |
| C000080508 | Class C        | EPLKX           |
| C000080509 | Class I        | EPLCX           |
| C000180195 | Class R6       | EPLDX           |
| C000221654 | SIMPLE Class   | EPLMX           |

### NYLI Epoch Global Equity Yield Fund (Series ID: S000026786)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000080514 | Class A        | EPSPX           |
| C000080515 | Class C        | EPSKX           |
| C000080516 | Class I        | EPSYX           |
| C000080517 | Investor Class | EPSIX           |
| C000127145 | Class R6       | EPSRX           |

### NYLI Epoch International Choice Fund (Series ID: S000028522)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000087295 | Investor Class | ICELX           |
| C000087296 | Class A        | ICEVX           |
| C000087297 | Class C        | ICEWX           |
| C000087298 | Class I        | ICEUX           |
| C000221657 | SIMPLE Class   | ICERX           |

### NYLI S&P 500 Index Fund (Series ID: S000028525)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000087312 | Investor Class | MYSPX           |
| C000087313 | Class A        | MSXAX           |
| C000087314 | Class I        | MSPIX           |
| C000221659 | SIMPLE Class   | MSXMX           |

### NYLI Floating Rate Fund (Series ID: S000028529)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000087333 | Investor Class | MXFNX           |
| C000087334 | Class A        | MXFAX           |
| C000087336 | Class C        | MXFCX           |
| C000087337 | Class I        | MXFIX           |
| C000185929 | Class R6       | MXFEX           |
| C000221660 | SIMPLE Class   | MXFMX           |

### NYLI Conservative Allocation Fund (Series ID: S000028532)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000087350 | Investor Class | MCKNX           |
| C000087351 | Class A        | MCKAX           |
| C000087353 | Class C        | MCKCX           |
| C000087354 | Class I        | MCKIX           |
| C000221661 | SIMPLE Class   | MCKSX           |

### NYLI Moderate Allocation Fund (Series ID: S000028533)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000087355 | Investor Class | MMRDX           |
| C000087356 | Class A        | MMRAX           |
| C000087358 | Class C        | MMRCX           |
| C000087359 | Class I        | MMRIX           |
| C000221662 | SIMPLE Class   | MMRSX           |

### NYLI Growth Allocation Fund (Series ID: S000028534)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000087360 | Investor Class | MGDNX           |
| C000087361 | Class A        | MGDAX           |
| C000087363 | Class C        | MGDCX           |
| C000087364 | Class I        | MGDIX           |
| C000221663 | SIMPLE Class   | MGDSX           |

### NYLI Equity Allocation Fund (Series ID: S000028535)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000087365 | Investor Class | MGXNX           |
| C000087366 | Class A        | MGXAX           |
| C000087368 | Class C        | MGXCX           |
| C000087369 | Class I        | MGXIX           |
| C000221664 | SIMPLE Class   | MGXSX           |

### NYLI Short Term Bond Fund (Series ID: S000028536)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000087370 | Class I        | MIXIX           |
| C000087371 | Investor Class | MIXNX           |
| C000087372 | Class A        | MIXAX           |
| C000221665 | SIMPLE Class   | MIXMX           |

### NYLI MacKay Total Return Bond Fund (Series ID: S000028537)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000087373 | Investor Class | MTMNX           |
| C000087374 | Class A        | MTMAX           |
| C000087376 | Class C        | MTMCX           |
| C000087377 | Class I        | MTMIX           |
| C000127150 | Class R6       | MTRDX           |
| C000221666 | SIMPLE Class   | MTMSX           |

### NYLI MacKay Short Term Muni Fund (Series ID: S000028538)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000087378 | Investor Class | MYTBX           |
| C000087379 | Class A        | MSTAX           |
| C000087380 | Class I        | MSTIX           |
| C000195140 | Class R6       | MSTEX           |
| C000222390 | Class A2       | MSTUX           |

### NYLI WMC International Research Equity Fund (Series ID: S000028542)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000087393 | Investor Class | MYINX           |
| C000087394 | Class A        | MYITX           |
| C000087395 | Class C        | MYICX           |
| C000087396 | Class I        | MYIIX           |

### NYLI Balanced Fund (Series ID: S000036714)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000112258 | Class A        | MBNAX           |
| C000112260 | Class C        | MBACX           |
| C000112261 | Class I        | MBAIX           |
| C000112265 | Investor Class | MBINX           |
| C000185940 | Class R6       | MBERX           |

### NYLI WMC Small Companies Fund (Series ID: S000036715)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000112267 | Class C        | MOPCX           |
| C000112268 | Class I        | MOPIX           |
| C000112269 | Investor Class | MOINX           |
| C000112270 | Class A        | MOPAX           |

### NYLI MacKay New York Muni Fund (Series ID: S000036992)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000113210 | Class A        | MNOAX           |
| C000113211 | Class C        | MNOCX           |
| C000113212 | Class I        | MNOIX           |
| C000113213 | Investor Class | MNOVX           |
| C000185944 | Class R6       | MNODX           |
| C000221672 | Class C2       | MNOLX           |

### NYLI MacKay Short Duration High Income Fund (Series ID: S000039301)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000121097 | Class A        | MDHAX           |
| C000121098 | Class C        | MDHCX           |
| C000121099 | Class I        | MDHIX           |
| C000121101 | Investor Class | MDHVX           |
| C000185946 | Class R6       | MDHEX           |

### NYLI WMC Growth Fund (Series ID: S000039358)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000121293 | Class A        | KLGAX           |
| C000121295 | Class C        | KLGCX           |
| C000121296 | Class I        | KLGIX           |
| C000121298 | Investor Class | KLGNX           |
| C000185948 | Class R6       | KLGDX           |

### NYLI MacKay California Muni Fund (Series ID: S000039903)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000123763 | Class A        | MSCAX           |
| C000123764 | Class C        | MSCCX           |
| C000123765 | Class I        | MCOIX           |
| C000123766 | Investor Class | MSCVX           |
| C000185950 | Class R6       | MSODX           |
| C000221676 | Class C2       | MCAMX           |

### NYLI Cushing MLP Premier Fund (Series ID: S000045768)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000142690 | Class A        | CSHAX           |
| C000142691 | Class C        | CSHCX           |
| C000142692 | Class I        | CSHZX           |
| C000142693 | Investor Class | CSHNX           |

### NYLI Epoch Capital Growth Fund (Series ID: S000054257)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000170407 | Class A        | MECDX           |
| C000170408 | Class C        | MECEX           |
| C000170409 | Class I        | MECFX           |
| C000170410 | Investor Class | MECVX           |

### NYLI Candriam Emerging Markets Equity Fund (Series ID: S000059215)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000194050 | Class A        | MCYAX           |
| C000194051 | Class C        | MCYCX           |
| C000194052 | Class I        | MCYIX           |
| C000194053 | Class R6       | MCYSX           |
| C000194055 | Investor Class | MCYVX           |

### NYLI MacKay Strategic Muni Allocation Fund (Series ID: S000065655)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000212401 | Class R6       | MTFHX           |
| C000212403 | Investor Class | MTFEX           |
| C000212404 | Class A        | MTFDX           |
| C000212406 | Class I        | MTFGX           |
| C000212407 | Class C        | MTFFX           |
| C000240253 | Class C2       | MTFMX           |
| C000250195 | Class Z        | MTFZX           |

### NYLI CBRE Global Infrastructure Fund (Series ID: S000067318)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000216482 | Class C        | VCRCX           |
| C000216483 | Class I        | VCRIX           |
| C000216484 | Class R6       | VCRQX           |
| C000216485 | Investor Class | VCRVX           |
| C000216486 | Class A        | VCRAX           |

### NYLI CBRE Real Estate Fund (Series ID: S000067319)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000216487 | Class C        | CRCRX           |
| C000216488 | Investor Class | CRVRX           |
| C000216489 | Class I        | CRARX           |
| C000216491 | Class R6       | VREQX           |
| C000216492 | Class A        | CLARX           |

### NYLI Conservative ETF Allocation Fund (Series ID: S000068835)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000219985 | Class R3     | MNERX           |
| C000219986 | Class C      | MNEKX           |
| C000219987 | Class I      | MNELX           |
| C000219988 | Class A      | MNEAX           |
| C000221684 | SIMPLE Class | MNEVX           |

### NYLI Equity ETF Allocation Fund (Series ID: S000068837)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000219997 | Class R3     | MWFQX           |
| C000219998 | Class A      | MWFAX           |
| C000219999 | Class C      | MWFCX           |
| C000220000 | Class I      | MWFIX           |
| C000221686 | SIMPLE Class | MWFVX           |

### NYLI Moderate ETF Allocation Fund (Series ID: S000068838)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000220001 | Class C      | MDAKX           |
| C000220002 | Class I      | MDAIX           |
| C000220003 | Class R3     | MDARX           |
| C000220005 | Class A      | MDAAX           |
| C000221687 | SIMPLE Class | MDAVX           |

### NYLI Growth ETF Allocation Fund (Series ID: S000068839)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000220007 | Class A      | MOEAX           |
| C000220008 | Class C      | MOECX           |
| C000220010 | Class I      | MOEIX           |
| C000220011 | Class R3     | MOERX           |
| C000221688 | SIMPLE Class | MOEVX           |

### NYLI Fiera SMID Growth Fund (Series ID: S000080473)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000242885 | Class C      | APSLX           |
| C000242886 | Class I      | APSGX           |
| C000242887 | Class R6     | APSDX           |
| C000242888 | Class A      | APSRX           |

### NYLI PineStone Global Equity Fund (Series ID: S000081082)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000243737 | Class P      | FCGPX           |
| C000243738 | Class R6     | FCGMX           |
| C000243739 | Class I      | FCGIX           |
| C000243740 | Class C      | FCGYX           |
| C000243741 | Class A      | FCGEX           |

### NYLI PineStone International Equity Fund (Series ID: S000081083)

| Class ID   | Class Name     | Ticker Symbol   |
|:---|:---|:---|
| C000243742 | Class A        | FCIRX           |
| C000243743 | Investor Class | FCIKX           |
| C000243744 | Class C        | FCICX           |
| C000243745 | Class I        | FCIUX           |
| C000243746 | Class P        | FCIHX           |
| C000243750 | Class R6       | FCIWX           |

### NYLI PineStone U.S. Equity Fund (Series ID: S000081084)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000243751 | Class P      | FCUPX           |
| C000243752 | Class I      | FCUIX           |
| C000243753 | Class R6     | FCUDX           |
| C000243754 | Class C      | FCUCX           |
| C000243755 | Class A      | FCUEX           |

### NYLI MacKay Arizona Muni Fund (Series ID: S000085225)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000250179 | Class A      | AZTAX           |
| C000250180 | Class C      | AZTCX           |
| C000250181 | Class I      | AZTYX           |
| C000250182 | Class Z      | AZTFX           |

### NYLI MacKay Colorado Muni Fund (Series ID: S000085226)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000250183 | Class I      | COTYX           |
| C000250184 | Class Z      | COTFX           |
| C000250185 | Class A      | COTAX           |
| C000250186 | Class C      | COTCX           |

### NYLI MacKay Oregon Muni Fund (Series ID: S000085227)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000250187 | Class C      | ORTCX           |
| C000250188 | Class I      | ORTYX           |
| C000250189 | Class Z      | ORTFX           |
| C000250190 | Class A      | ORTBX           |

### NYLI MacKay Utah Muni Fund (Series ID: S000085228)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000250191 | Class C      | UTACX           |
| C000250192 | Class I      | UTAYX           |
| C000250193 | Class Z      | UTAHX           |
| C000250194 | Class A      | UTAVX           |

?xml version='1.0' encoding='ASCII'?

#### NEW YORK LIFE INVESTMENTS FUNDS NEW YORK LIFE INVESTMENTS FUNDS TRUST

---

| | |
|:---|:---|
| NYLI Balanced Fund  | NYLI MacKay New York Muni Fund |
| NYLI Candriam Emerging Markets Debt Fund  | NYLI MacKay Oregon Muni Fund |
| NYLI Candriam Emerging Markets Equity Fund | NYLI MacKay Short Duration High Income Fund |
| NYLI CBRE Global Infrastructure Fund | NYLI MacKay Short Term Muni Fund |
| NYLI CBRE Real Estate Fund | NYLI MacKay Strategic Bond Fund |
| NYLI Conservative ETF Allocation Fund  | NYLI MacKay Strategic Muni Allocation Fund |
| NYLI Conservative Allocation Fund | NYLI MacKay Tax Free Bond Fund |
| NYLI Cushing<sup>®</sup> MLP Premier Fund | NYLI MacKay Total Return Bond Fund |
| NYLI Epoch Capital Growth Fund | NYLI MacKay U.S. Infrastructure Bond Fund |
| NYLI Epoch Global Equity Yield Fund  | NYLI MacKay Utah Muni Fund |
| NYLI Epoch International Choice Fund | NYLI Moderate Allocation Fund |
| NYLI Epoch U.S. Equity Yield Fund  | NYLI Moderate ETF Allocation Fund |
| NYLI Equity Allocation Fund | NYLI Money Market Fund |
| NYLI Equity ETF Allocation Fund | NYLI PineStone Global Equity Fund |
| NYLI Fiera SMID Growth Fund  | NYLI PineStone International Equity Fund |
| NYLI Floating Rate Fund  | NYLI PineStone U.S. Equity Fund |
| NYLI Growth Allocation Fund  | NYLI S&P 500 Index Fund |
| NYLI Growth ETF Allocation Fund | NYLI Short Term Bond Fund |
| NYLI Income Builder Fund | NYLI U.S. Government Liquidity Fund |
| NYLI MacKay Arizona Muni Fund | NYLI Winslow Large Cap Growth Fund  |
| NYLI MacKay California Muni Fund | NYLI WMC Enduring Capital Fund |
| NYLI MacKay Colorado Muni Fund | NYLI WMC Growth Fund |
| NYLI MacKay Convertible Fund | NYLI WMC International Research Equity Fund |
| NYLI MacKay High Yield Corporate Bond Fund | NYLI WMC Small Companies Fund |
| NYLI MacKay High Yield Muni Bond Fund | NYLI WMC Value Fund |

---

**Supplement dated May 1, 2026 ("Supplement") to the Summary Prospectuses and Prospectuses dated August 28, 2025, as supplemented, Summary Prospectuses and Prospectuses dated February 28, 2026, as supplemented, Summary Prospectus and Prospectus dated March 30, 2026, as supplemented, and Statement of Additional Information ("SAI") dated February 28, 2026, as amended** 

*Capitalized terms and certain other terms used in this Supplement, unless otherwise defined in this Supplement, have the meanings assigned to them in the Summary Prospectuses, Prospectuses, and SAI.** 

The Board of Trustees of New York Life Investments Funds and New York Life Investments Funds Trust (each a "Trust") considered and approved the following changes, which will occur on or around August 28, 2026.

The name of each Trust will change as follows:

---

| | |
|:---|:---|
| **CURRENT TRUST NAME** | **NEW TRUST NAME** |
| New York Life Investments Funds | NYLIM Funds |
| New York Life Investments Funds Trust | NYLIM Funds Trust |

---

The name of each Fund will change as follows:

---

| | |
|:---|:---|
| **CURRENT FUND NAME** | **NEW FUND NAME** |
| NYLI Balanced Fund  | NYLIM Balanced Fund  |
| NYLI Candriam Emerging Markets Debt Fund  | NYLIM Candriam Emerging Markets Debt Fund  |
| NYLI Candriam Emerging Markets Equity Fund | NYLIM Candriam Emerging Markets Equity Fund |
| NYLI CBRE Global Infrastructure Fund | NYLIM CBRE Global Infrastructure Fund |
| NYLI CBRE Real Estate Fund | NYLIM CBRE Real Estate Fund |
| NYLI Conservative ETF Allocation Fund  | NYLIM Conservative ETF Allocation Fund  |

---

------

---

| | |
|:---|:---|
| **CURRENT FUND NAME** | **NEW FUND NAME** |
| NYLI Conservative Allocation Fund | NYLIM Conservative Allocation Fund |
| NYLI Cushing<sup>®</sup> MLP Premier Fund | NYLIM Cushing<sup>®</sup> MLP Premier Fund |
| NYLI Epoch Capital Growth Fund | NYLIM Epoch Capital Growth Fund |
| NYLI Epoch Global Equity Yield Fund  | NYLIM Epoch Global Equity Yield Fund  |
| NYLI Epoch International Choice Fund | NYLIM Epoch International Choice Fund |
| NYLI Epoch U.S. Equity Yield Fund  | NYLIM Epoch U.S. Equity Yield Fund  |
| NYLI Equity Allocation Fund | NYLIM Equity Allocation Fund |
| NYLI Equity ETF Allocation Fund | NYLIM Equity ETF Allocation Fund |
| NYLI Fiera SMID Growth Fund  | NYLIM Fiera SMID Growth Fund  |
| NYLI Floating Rate Fund  | NYLIM Floating Rate Fund  |
| NYLI Growth Allocation Fund  | NYLIM Growth Allocation Fund  |
| NYLI Growth ETF Allocation Fund | NYLIM Growth ETF Allocation Fund |
| NYLI Income Builder Fund | NYLIM Income Builder Fund |
| NYLI MacKay Arizona Muni Fund | NYLIM MacKay Arizona Muni Fund |
| NYLI MacKay California Muni Fund | NYLIM MacKay California Muni Fund |
| NYLI MacKay Colorado Muni Fund | NYLIM MacKay Colorado Muni Fund |
| NYLI MacKay Convertible Fund | NYLIM MacKay Convertible Fund |
| NYLI MacKay High Yield Corporate Bond Fund | NYLIM MacKay High Yield Corporate Bond Fund |
| NYLI MacKay High Yield Muni Bond Fund | NYLIM MacKay High Yield Muni Bond Fund |
| NYLI MacKay New York Muni Fund | NYLIM MacKay New York Muni Fund |
| NYLI MacKay Oregon Muni Fund | NYLIM MacKay Oregon Muni Fund |
| NYLI MacKay Short Duration High Income Fund | NYLIM MacKay Short Duration High Income Fund |
| NYLI MacKay Short Term Muni Fund | NYLIM MacKay Short Term Muni Fund |
| NYLI MacKay Strategic Bond Fund | NYLIM MacKay Strategic Bond Fund |
| NYLI MacKay Strategic Muni Allocation Fund | NYLIM MacKay Strategic Muni Allocation Fund |
| NYLI MacKay Tax Free Bond Fund | NYLIM MacKay Tax Free Bond Fund |
| NYLI MacKay Total Return Bond Fund | NYLIM MacKay Total Return Bond Fund |
| NYLI MacKay U.S. Infrastructure Bond Fund | NYLIM MacKay U.S. Infrastructure Bond Fund |
| NYLI MacKay Utah Muni Fund | NYLIM MacKay Utah Muni Fund |
| NYLI Moderate Allocation Fund | NYLIM Moderate Allocation Fund |
| NYLI Moderate ETF Allocation Fund | NYLIM Moderate ETF Allocation Fund |
| NYLI Money Market Fund | NYLIM Money Market Fund |
| NYLI PineStone Global Equity Fund | NYLIM PineStone Global Equity Fund |
| NYLI PineStone International Equity Fund | NYLIM PineStone International Equity Fund |
| NYLI PineStone U.S. Equity Fund | NYLIM PineStone U.S. Equity Fund |
| NYLI S&P 500 Index Fund | NYLIM S&P 500 Index Fund |
| NYLI Short Term Bond Fund | NYLIM Short Term Bond Fund |
| NYLI U.S. Government Liquidity Fund | NYLIM U.S. Government Liquidity Fund |
| NYLI Winslow Large Cap Growth Fund  | NYLIM Winslow Large Cap Growth Fund  |
| NYLI WMC Enduring Capital Fund | NYLIM WMC Enduring Capital Fund |
| NYLI WMC Growth Fund | NYLIM WMC Growth Fund |
| NYLI WMC International Research Equity Fund | NYLIM WMC International Research Equity Fund |
| NYLI WMC Small Companies Fund | NYLIM WMC Small Companies Fund |
| NYLI WMC Value Fund | NYLIM WMC Value Fund |

---

[End of Supplement Data]

#### PLEASE RETAIN THIS SUPPLEMENT FOR YOUR FUTURE REFERENCE.
REG-00124-05/26

------