# EDGAR Filing Document

**Accession Number:** 0002067129
**File Stem:** 0001193125-25-272619
**Filing Date:** 2025-11
**Character Count:** 15116
**Document Hash:** df9edc12f61c9d07e53c0c1942043f25
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-272619.hdr.sgml**: 20251107

**ACCESSION NUMBER**: 0001193125-25-272619

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13G

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20251107

**DATE AS OF CHANGE**: 20251107

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Neptune Insurance Holdings Inc.
- **CENTRAL INDEX KEY:** 0002067129
- **STANDARD INDUSTRIAL CLASSIFICATION:** INSURANCE AGENTS BROKERS & SERVICES [6411]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 334189588
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13G
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-95308
- **FILM NUMBER:** 251463754

**BUSINESS ADDRESS:**
- **STREET 1:** 400 6TH ST S
- **CITY:** ST. PETERSBURG
- **STATE:** FL
- **ZIP:** 33701
- **BUSINESS PHONE:** (727) 202-4815

**MAIL ADDRESS:**
- **STREET 1:** 400 6TH ST S
- **CITY:** ST. PETERSBURG
- **STATE:** FL
- **ZIP:** 33701

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Neptune Insurance Holdings, Inc.
- **DATE OF NAME CHANGE:** 20250506
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FTV VII, L.P.
- **CENTRAL INDEX KEY:** 0001894163

**ORGANIZATION NAME:**
- **EIN:** 873367073
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13G

**BUSINESS ADDRESS:**
- **STREET 1:** 555 CALIFORNIA STREET, SUITE 2850
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94104
- **BUSINESS PHONE:** (415) 229-3000

**MAIL ADDRESS:**
- **STREET 1:** 555 CALIFORNIA STREET, SUITE 2850
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94104

### Attached PDF Documents

**Attachment 1:** `ck0000000000-ex99_1.pdf`

_No text found in this document._

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13G

### Under the Securities Exchange Act of 1934

**Issuer:** Neptune Insurance Holdings Inc.

**Title of Class of Securities:** Class A Common Stock, par value $0.00001 per share

**CUSIP Number:** 64073B103

**Date of Event Which Requires Filing of this Statement:** 09/30/2025

**Check the appropriate box to designate the rule pursuant to which this Schedule is filed:**

- [ ] Rule 13d-1(b)

- [ ] Rule 13d-1(c)

- [x] Rule 13d-1(d)

---

| 1. | Names of Reporting Persons<br>FTV VII, L.P. | Names of Reporting Persons<br>FTV VII, L.P. |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>22350631 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>22350631 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>22350631 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>22350631 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>23.63% | Percent of Class Represented by Amount in Row (9)<br>23.63% |
| 12. | Type of Reporting Person (See Instructions)<br>PN | Type of Reporting Person (See Instructions)<br>PN |

**Comment for Type of Reporting Person:** The reported percentage is calculated based upon 94,600,000 shares of Class A common stock ("Common Stock") outstanding as of October 2, 2025, as reported by the Issuer in its Prospectus ("Prospectus") filed with the Securities & Exchange Commission ("SEC") pursuant to Rule 424(b)(4) under the Securities Act of 1933, as amended (the "Securities Act"), on October 1, 2025.

---

| 1. | Names of Reporting Persons<br>FTV-NE Aggregator, LLC | Names of Reporting Persons<br>FTV-NE Aggregator, LLC |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>22350631 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>22350631 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>22350631 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>22350631 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>23.63% | Percent of Class Represented by Amount in Row (9)<br>23.63% |
| 12. | Type of Reporting Person (See Instructions)<br>OO | Type of Reporting Person (See Instructions)<br>OO |

**Comment for Type of Reporting Person:** The reported percentage is calculated based upon 94,600,000 shares of Common Stock outstanding as of October 2, 2025, as reported by the Issuer in its Prospectus filed with the SEC pursuant to Rule 424(b)(4) under the Securities Act on October 1, 2025.

---

| 1. | Names of Reporting Persons<br>Growth VII-Centre, L.P. | Names of Reporting Persons<br>Growth VII-Centre, L.P. |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>22350631 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>22350631 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>22350631 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>22350631 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>23.63% | Percent of Class Represented by Amount in Row (9)<br>23.63% |
| 12. | Type of Reporting Person (See Instructions)<br>PN | Type of Reporting Person (See Instructions)<br>PN |

**Comment for Type of Reporting Person:** The reported percentage is calculated based upon 94,600,000 shares of Common Stock outstanding as of October 2, 2025, as reported by the Issuer in its Prospectus filed with the SEC pursuant to Rule 424(b)(4) under the Securities Act on October 1, 2025.

---

| 1. | Names of Reporting Persons<br>FTV Management VII, L.P. | Names of Reporting Persons<br>FTV Management VII, L.P. |
|:---|:---|:---|:---|
| 2. | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] | Check the Appropriate Box if a Member of a Group (See Instructions)<br>(a) [ ] (b) [ ] |
| 3. | SEC Use Only | SEC Use Only |
| 4. | Citizenship or Place of Organization<br>DE | Citizenship or Place of Organization<br>DE |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 5. | Sole Voting Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 6. | Shared Voting Power<br>22350631 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 7. | Sole Dispositive Power<br>0 |
| Number of<br>Shares<br>Beneficially<br>Owned by<br>Each<br>Reporting<br>Person<br>With | 8. | Shared Dispositive Power<br>22350631 |
| 9. | Aggregate Amount Beneficially Owned by Each Reporting Person<br>22350631 | Aggregate Amount Beneficially Owned by Each Reporting Person<br>22350631 |
| 10. | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] | Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) [ ] |
| 11. | Percent of Class Represented by Amount in Row (9)<br>23.63% | Percent of Class Represented by Amount in Row (9)<br>23.63% |
| 12. | Type of Reporting Person (See Instructions)<br>PN | Type of Reporting Person (See Instructions)<br>PN |

**Comment for Type of Reporting Person:** The reported percentage is calculated based upon 94,600,000 shares of Common Stock outstanding as of October 2, 2025, as reported by the Issuer in its Prospectus filed with the SEC pursuant to Rule 424(b)(4) under the Securities Act on October 1, 2025.

---

**Item 1(a). Name of Issuer:**
Neptune Insurance Holdings Inc.

**Item 1(b). Address of Issuer's Principal Executive Offices:**
400 6th Street S, Suite 2, St. Petersburg, Florida 33701

**Item 2(a). Name of Person Filing:**
This statement is filed by the entities and individuals listed below, all of whom together are referred to herein as the "Reporting Persons":

(i)      FTV VII, L.P. ("FTV VII")
(ii)     FTV-NE Aggregator, LLC ("FTV-NE Aggregator")
(iii)    Growth VII-Centre, L.P. ("Growth VII-Centre")
(iv)    FTV Management VII, L.P. ("FTV Management")

**Item 2(b). Address of Principal Business Office:**
The principal business address of the Reporting Persons is 601 California Street, Floor 19, San Francisco, CA 94108.

**Item 2(c). Citizenship:**
See responses to row 4 on each cover page.

**Item 2(d). Title of Class of Securities:**
Class A Common Stock, par value $0.00001 per share

**Item 2(e). CUSIP Number:**
64073B103

**Item 3. If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:**

(a) [ ] Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).

(b) [ ] Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).

(c) [ ] Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c).

(d) [ ] Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8).

(e) [ ] An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);

(f) [ ] An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);

(g) [ ] A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);

(h) [ ] A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);

(i) [ ] A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);

(j) [ ] A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), if filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:

(k) [ ] Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).

**Item 4. Ownership:**

**(a) Amount beneficially owned:**

See responses to row 9 on each cover page.
The reported securities are directly held as follows: 14,556,518 by FTV VII, 6,434,159 by FTV-NE Aggregator and 1,359,954 by Growth VII-Centre. FTV-NE Aggregator is managed by FTV VII, its sole member, which is managed by FTV Management, its general partner. Growth VII-Centre is managed by FTV Management, its general partner. Accordingly, the investment committee of FTV Management exercises voting and investment discretion with respect to the reported securities. The filing of this statement shall not be construed as an admission that the Reporting Persons or any of the foregoing are the beneficial owners of any of the securities covered by this statement.

**(b) Percent of class:**

See responses to row 11 on each cover page.
The reported securities represent 23.63% of the outstanding Common Stock. Such calculation is based upon 94,600,000 shares of Common Stock outstanding as of October 2, 2025, as reported by the Issuer in its Prospectus filed with the SEC pursuant to Rule 424(b)(4) under the Securities Act on October 1, 2025.

**(c) Number of shares as to which the person has:**

**(i) Sole power to vote or to direct the vote:**

See responses to row 5 on each cover page.

**(ii) Shared power to vote or to direct the vote:**

See responses to row 6 on each cover page.

**(iii) Sole power to dispose or to direct the disposition of:**

See responses to row 7 on each cover page.

**(iv) Shared power to dispose or to direct the disposition of:**

See responses to row 8 on each cover page.

**Item 5. Ownership of Five Percent or Less of a Class.**

[x] If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following.

**Item 6. Ownership of More than 5 Percent on Behalf of Another Person.**

Not Applicable

**Item 7. Identification and Classification of the Subsidiary**

Not Applicable

**Item 8. Identification and Classification of Members of the Group**

Not Applicable

**Item 9. Notice of Dissolution of Group**

Not Applicable

**Item 10. Certification:**

—

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**FTV VII, L.P.**

**Date:** 11/07/2025

**By:** /s/ Andy Fleischman

**Name & Title:** Andy Fleischman / Managing Member

**FTV-NE Aggregator, LLC**

**Date:** 11/07/2025

**By:** /s/ Andy Fleischman

**Name & Title:** Andy Fleischman / Managing Member

**Growth VII-Centre, L.P.**

**Date:** 11/07/2025

**By:** /s/ Andy Fleischman

**Name & Title:** Andy Fleischman / Managing Member

**FTV Management VII, L.P.**

**Date:** 11/07/2025

**By:** /s/ Andy Fleischman

**Name & Title:** Andy Fleischman / Managing Member