# EDGAR Filing Document

**Accession Number:** 0000763901
**File Stem:** 0001193125-26-214600
**Filing Date:** 2026-5
**Character Count:** 29892
**Document Hash:** f56af6ad8e3ca43e78d700acec924396
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-214600.hdr.sgml**: 20260508

**ACCESSION NUMBER**: 0001193125-26-214600

**CONFORMED SUBMISSION TYPE**: 10-Q

**PUBLIC DOCUMENT COUNT**: 159

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260508

**DATE AS OF CHANGE**: 20260508

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** POPULAR, INC.
- **CENTRAL INDEX KEY:** 0000763901
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 660667416
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 10-Q
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-34084
- **FILM NUMBER:** 26958273

**BUSINESS ADDRESS:**
- **STREET 1:** 209 MUNOZ RIVERA AVE
- **STREET 2:** POPULAR CENTER BUILDING
- **CITY:** HATO REY
- **STATE:** PR
- **ZIP:** 00918
- **BUSINESS PHONE:** 7877659800

**MAIL ADDRESS:**
- **STREET 1:** P.O. BOX 362708
- **CITY:** SAN JUAN
- **STATE:** PR
- **ZIP:** 00936-2708

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** POPULAR INC
- **DATE OF NAME CHANGE:** 19970428

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANPONCE CORP
- **DATE OF NAME CHANGE:** 19920703

## Exhibit 10.1

![d82325dex101p1i0](g121739d82325dex101p1i0.jpg)

#### Exhibit 10.1

#### FORM OF POPULAR, INC.

#### 2026 LONG-TERM EQUITY INCENTIVE AWARD

#### AND AGREEMENT

#### Recipient:
The Talent and Compensation Committee of the Board of Directors of Popular, Inc. (the

"Committee") awarded you on February 25, 2026 (the "Grant Date") a Long-Term Incentive Award

consisting of Restricted Stock ("Restricted Stock") and Performance Shares ("Performance Shares" and, in

conjunction with the Restricted Stock, the "Award").

This award agreement (the "Award Agreement"), dated as of the Grant Date, sets forth the

terms and conditions of your Award. This Award is made under the Popular, Inc. 2020 Omnibus Incentive

Plan, as amended (the "Plan"), and, except as otherwise provided herein, is subject to the terms of the Plan.

Capitalized terms used but not otherwise defined in this Award Agreement have the meanings given in the

Plan.

1. Award. The number of shares of Restricted Stock and Performance Shares subject

to this Award is set forth in Annex 1 hereto. The Award will vest as set forth below.

2. Vesting; Payout.

Subject to Section 6 of this Agreement, you will be entitled to the following

:

(a) Restricted Stock Vesting. Except as otherwise stated in this Section 2, your Restricted Stock

shall vest in four substantially equal annual installments on each of the dates specified in Annex

1 (each of the dates described therein, a

*"Restricted Stock*

*Vesting Date*

").

(b) Performance Shares Vesting . Except as otherwise stated in this Section 2, you shall become

vested in the Performance Shares on the day of the first scheduled meeting of the Committee

taking place in the month of February 2029, subject to the achievement by Popular, Inc. of the

Performance Goals specified in Annex 1 during the Performance Cycle, as certified by the

Committee in such meeting (hereinafter the "Performance Shares Vesting Date" and, together

with the Restricted Stock Vesting Date, the "Vesting Date"). The Performance Goals will be

based on two performance metrics weighted equally: the Relative Total Shareholder Return

(the "TSR") and the Absolute Average Return on Tangible Common Equity (the "ROTCE")

goals. The Performance Cycle is a three (3) year period beginning on January 1 of the calendar

year of the Grant Date and ending on December 31 of the third year. Each Performance Goal

will have a defined minimum threshold (i.e., minimum result for which an incentive would be

earned), target (i.e., result at which 100% of the incentive would be earned) and maximum

level of performance (i.e., result at which 1.5 times the incentive target would be earned).

(c) Approved Retirement. Upon an Approved Retirement after attaining (x) age 55 with 10 years

of service with Popular, Inc. or its subsidiaries (the "Corporation") or (y) age 60 with 5 years

of service with the Corporation: 1) your outstanding Restricted Stock shall fully vest; (2) your

outstanding Performance Shares shall continue outstanding and vest in full on the Performance

Shares Vesting Date in accordance with the actual results of the Performance Goals during the

Performance Cycle.

(d) Vesting upon Retirement on or after age 50 before attaining age 55 and 10 years of service.

The Committee, at its discretion, may accord the same treatment accorded in Section 2(c) above

if you retire from your employment on or after age 50, and before attaining age 55 and 10 years

of service, provided the sum of your age and years of service is at least 75.

(e) Death. Provided that on the date of your death you are still employed by the Corporation and

your rights in respect of your Award have not been previously terminated, any then unvested

outstanding Award shall immediately vest and be paid to the representative of your estate

promptly after your death. In the case of the Performance Shares, the number of shares will be

calculated as if the target number of Performance Shares had in fact been earned

(f) Disability. If you become subject to Disability while you are still employed by the Corporation,

any then unvested outstanding Award shares shall vest and shall be paid to you promptly after

you become subject to Disability. In the case of the Performance Shares, the number of shares

will be calculated as if the target number of Performance Shares had in fact been earned.

(g) Change of Control. If your employment is terminated by the Corporation or any successor

entity thereto without Cause, or if you terminate your employment for Good Reason, in each

case upon or within two years after a Change of Control, prior to a Vesting Date, and provided

your rights in respect of the shares of your unvested Award have not previously terminated, the

shares of your unvested Award shall immediately vest and be delivered to you promptly after

such termination of employment;

*provided that*

, as of the Change of Control date, any

outstanding Performance Shares shall be deemed earned at the greater of the target level or

actual performance level through the Change of Control date (or if no target level is specified,

the maximum level) with respect to all open performance periods and such Performance Shares

shall be subject to time-based vesting through the end of the original Performance Cycle for

each such Award, subject to accelerated vesting in accordance with the first sentence of this

clause.

(h) Termination without Cause. If the Corporation terminates your employment without Cause

you will receive payment of the Award on a prorated basis based on the number of full months

in the vesting schedule in which you were an active employee (with a partial month worked

counted as a full month if you were an active employee for 15 days or more in the month) and

such reduced Award will vest immediately upon your termination of employment, calculated

in the case of Performance Shares as if the target number of Performance Shares had in fact

been earned, as provided in the Plan.

(i) Payout. The transfer restrictions on the applicable number of whole shares of Restricted Stock

shall lapse on each Vesting Date or such other vesting date as determined in this Section 2 and

in the terms of the Plan. The payout with respect to vested Performance Shares shall be made

on the Performance Shares Vesting Date, on which date the Committee shall determine the

total number of shares earned based upon the actual performance results during the

Performance Cycle. The vested shares will be delivered to you as soon as administratively

practicable, generally within 45 days following each Vesting Date.

3. Termination of Award .

(a) Except as provided herein, your rights in respect of your outstanding unvested

Award shares shall immediately terminate, and no shares shall be paid in respect thereof, if at any time

prior to the respective Vesting Date you terminate your employment.

(b) If the Corporation terminates your employment for

Cause, your Award shares shall be cancelled and the provisions under the Plan will apply.

4. Non-transferability. This Award (or any rights and obligations hereunder) may not

be sold, exchanged, transferred, assigned, pledged, hypothecated or otherwise disposed of or hedged, in

any manner (including through the use of any cash-settled instrument), whether voluntarily or involuntarily

and whether by operation of law or otherwise, other than by will or by the laws of descent and distribution.

5. Withholding, Consents and Legends.

(a) You shall be solely responsible for any applicable taxes (including, without

limitation, income and excise taxes) and penalties, and any interest that accrues thereon, incurred in

connection with your Award. The Corporation will withhold shares of Common Stock for the payment of

taxes in connection with the vesting of your Award or upon the occurrence of any other event that, in

accordance with applicable law, will generate a tax liability with regards to your Award. The Corporation

will withhold shares of Common Stock with a value equal to the amount of taxes that the Corporation

determines it is required to withhold under applicable laws (with such withholding obligation determined

based on any applicable minimum statutory withholding rates). The Corporation will use the Fair Market

Value of the Common Stock on the Vesting Date or such other date, as applicable, in order to determine

the number of shares to be withheld. If you wish to remit cash to the Corporation (through payroll deduction

or otherwise), in each case in an amount sufficient in the opinion of the Corporation to satisfy such

withholding obligation, you must notify the Corporation in advance and do so in compliance with all

applicable laws and pursuant to such rules as the Corporation may establish from time to time, including,

but not limited to, the Corporation's Insider Trading Policy.

(b) Your right to receive shares pursuant to the Award is conditioned on the receipt to

the reasonable satisfaction of the Committee of any required consent that the Committee may reasonably

determine to be necessary or advisable. By accepting delivery of the shares, you acknowledge that you are

subject to the Corporation's Insider Trading Policy.

6. Restrictive Covenants.

(a) In consideration of the terms of the Award, you agree to the restrictive covenants

and associated remedies as set forth below, which exist independently of and in addition to any obligation

to which you are subject under the terms of any other agreement you may have with the Corporation or any

of its subsidiaries ("

*Popular*

").

(b) For a period of one year immediately following termination of your employment

with Popular for any reason, you will not do any of the following, either directly or indirectly or through

associates, agents, or employees:

(i) solicit, recruit or assist in the solicitation or recruitment of any employee or

consultant of Popular (or who was an employee or consultant of Popular within the prior six

months) for the purpose of encouraging that employee or consultant to leave Popular's employ or

sever an agreement for services; or

(ii) solicit, participate in or assist in the solicitation of any of Popular's customers

serviced by you or with whom you had Material Contact and/or regarding whom you received

Confidential Information (as defined in Popular's Code of Ethics) during the three-year period prior

to your employment termination who were still customers of Popular during the immediately

preceding 12-month period, for the purpose of providing products or services in competition with

Popular's products or services. "Material Contact" means interaction between you and the customer

within the three-year prior to your last day as a team member which takes place to manage, service

or further the business relationship.

The term "Solicit", when used in this section, will mean any direct or indirect communication of any kind

regardless of who initiates it, that in any way invites, advises, encourages or requests any person to take

any action; provided that such term will not be deemed to include solicitation by public advertisement

media of general distribution (i.e., not targeted to present employees, consultants or customers of Popular)

without specific instruction or direction by you.

If you breach any of the terms of this restrictive covenant, all outstanding Restricted Stock and Performance

Shares awarded hereunder, whether vested or unvested, held by you shall be immediately and irrevocably

forfeited for no consideration. For any Restricted Stock and Performance Shares awarded hereunder that

vested within one (1) year prior to the termination of your employment with Popular or at any time between

your termination of employment and the date of said breach, you shall be required to repay or otherwise

reimburse Popular an amount having a value equal to the aggregate fair market value (determined as of the

date of vesting) of such vested shares. This paragraph does not constitute Popular's exclusive remedy for

violation of your restrictive covenant obligations, and Popular may seek any additional legal or equitable

remedy, including injunctive relief, for any such violation.

7. Section 409A. Shares awarded under this Award Agreement are intended to be

exempt from Section 409A of the U.S. Code, to the extent applicable, and this Award Agreement is intended

to, and shall be interpreted, administered and construed consistent therewith. The Committee shall have

full authority to give effect to the intent of this Section 7.

8. No Rights to Continued Employment. Nothing in this Award Agreement shall be

construed as giving you any right to continued employment by the Corporation or any of its affiliates or

affect any right that the Corporation or any of its affiliates may have to terminate or alter the terms and

conditions of your employment.

9. Successors and Assigns of the Corporation. The terms and conditions of this

Award Agreement shall be binding upon, and shall inure to the benefit of, the Corporation and its successor

entities.

10. Committee Discretion. Subject to the terms of the Plan, the Committee shall have

full discretion with respect to any actions to be taken or determinations to be made in connection with this

Award Agreement, and its determinations shall be final, binding and conclusive.

11. Amendment. The Committee reserves the right at any time to amend the terms

and conditions set forth in this Award Agreement;

*provided*

that, notwithstanding the foregoing, no such

amendment shall materially adversely affect your rights and obligations under this Award Agreement

without your consent (or the consent of your estate, if such consent is obtained after your death), and

*provided*

,

*further*

, that the Committee may not postpone the payout of shares to occur at any time after the

applicable time provided for in this Award Agreement. Any amendment of this Award Agreement shall be

in writing signed by an authorized member of the Committee or a person or persons designated by the

Committee.

12. Adjustment; Other Plan Provisions. Subject to Section 11, the Committee shall

adjust equitably the terms of this Award in accordance with Section 5.3 of the Plan, if applicable. Subject

to the terms of this Award Agreement, the Restricted Stock shall be subject to the terms of the Plan,

including, but not limited to, the provisions of Section 8.4 related to dividends and voting rights. Cash

dividends paid on the Restricted Stock and on all of the Common Stock that may be subsequently acquired

with such cash dividends, will be invested in the purchase of additional shares of Common Stock of the

Corporation in accordance with the Popular, Inc. Dividend Reinvestment and Stock Purchase Plan (the

"

*DRIP* 

"); such shares are not subject to the restrictions and are immediately vested. The Restricted Stock

shall be held in custody by the Fiduciary Services Division of Banco Popular de Puerto Rico.

Performance Shares will accrue Dividend Equivalents prior to the Performance Shares Vesting Date.

Accrued Dividend Equivalents with respect to the Performance Shares will be invested in additional shares

of Common Stock of the Corporation in accordance with the formula set forth in the DRIP. All shares of

Common Stock acquired pursuant to the reinvestment of dividends will be subject to the terms and

conditions of Section 2 and will be paid out on the Performance Shares Vesting Date based on the actual

number of Performance Shares earned on that date.

13. Governing Law. This award shall be governed by and construed in accordance

with the laws of Puerto Rico, without regard to principles of conflicts of laws.

14. Incentive Recoupment. This award shall be subject to the terms of the Popular, Inc.

Incentive Recoupment Guideline in effect as of the Grant Date and as such guideline may be required to be

modified in accordance with applicable law or regulation.

15. Headings. The headings in this Award Agreement are for the purpose of

convenience only and are not intended to define or limit the construction of the provisions hereof.

IN WITNESS WHEREOF, POPULAR, INC. and the Recipient caused this Award Agreement to

be duly executed and delivered as of the Grant Date.

#### POPULAR, INC. ACCEPTED:
By: [Insert Name of Representative] By: [Insert Name of Recipient]

Title: [Insert Name of Representative] Title: [Insert Name of Recipient]

_________________________ ___________________________

Signature Signature

#### ANNEX 1

#### POPULAR, INC.

#### 2026 LONG-TERM EQUITY INCENTIVE AWARD
Recipient:

Employee Number:

Grant Date:

Total Dollar Value of Award: $«M__C__Total_LTI_»

Common Stock Market Price as of closing on Grant Date: $

#### Restricted Stock
Dollar Value of Restricted Stock Award: $«M__D__Restricted_Stock_Award_Value»

Common Stock Market Price as of closing on Grant Date: $

Total Shares of Restricted Stock Awarded:

Restricted Stock Vesting Dates:

«M__F__2232027»[_____] Shares

[_____] Shares

[_____] Shares

[_____] Shares

February 23, 2027

February 23, 2028

February 23, 2029

February 23, 2030

#### Performance Shares
Dollar Value of Performance Shares Award:

Common Stock Market Price as of closing on Grant Date:

Total Target Number of Shares:

*(50% Total Shareholder Return / 50% ROATCE)*

#### Relative Total Shareholder Return (TSR)

#### 1
–

Opening Price =

#### Percentile Rank among

#### Comparator Group

#### Shares Earned

#### (% of Target)

th

Percentile or above

(maximum)

*(1.5x target shares)* 

50th Percentile

(target)

*(1x target shares)*

th

Percentile

(threshold)

*(0.5x target shares)*

Below 25

th

Percentile

#### Absolute Return on Average Tangible Common Equity
(ROATCE)

#### 2
–

#### ROATCE

#### Shares Earned

#### (% of Target)
3-year simple average ROATCE 2023-2025

14.30% or above

(maximum)

*(1.5x target shares)*

12.75%

(target)

*(1x target shares)*

9.30%

(threshold)

*(0.5x target shares)*

Lower than 9.30%

#### Results between threshold, target and maximum performance

#### will be interpolated to determine vesting award

TSR will be calculated as [(Closing Price at end of period \* (1 + number of shares purchased assuming reinvestment of dividends))/Opening

Price at beginning of period] – 1

● Closing Price and Opening Price are based on the preceding 60 trading days average daily close price to mitigate against share price

volatility of point-in-time metrics.

o

Opening price = average price 10/05/2023 – 12/31/2023

o

Closing price = average price based on the 60-day trading period ending December 31, 2026

● TSR calculations shall assume that dividends are reinvested on the ex-dividend date (i.e., the date a dividend asset is guaranteed).

Comparator Group -- U.S. Banks (GICS Code 401010) with Assets between $25B - $500B – Performance will be based on the composition of

the group at the beginning of the 3-year Performance Cycle. If a company has been acquired as of the end of the performance period, the

company will be removed from the index. If a company goes bankrupt during the performance period, the company will be included in the

ranking at -100%.

If Popular's absolute TSR is negative, payout will be limited to a maximum of 100% of target.

3-year simple average ROATCE for 3 years (2024-2026). The Committee may adjust the goal or results to reflect a core profitability that would

not be unduly inflated or deflated by certain transactions that do not reflect the underlying performance of Popular's ongoing operations,

including, but not limited to, the impact of significant tax reform, sales of non-earning assets, sales of branches or other businesses, unanticipated

changes in capital actions, certain business acquisition costs and revenues, extraordinary events or charitable contributions, severance costs and

certain litigation and settlement costs, among others.

## Exhibit 31.1

![d873220dex311p1i0](g121739d873220dex311p1i0.jpg)

#### CERTIFICATION

#### EXHIBIT 31.1
I, Javier D. Ferrer, certify that:

1. I have reviewed this report on Form 10-Q of Popular, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a

material fact necessary to make the statements made, in light of the circumstances under which such statements were

made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly

present in all material respects the financial condition, results of operations and cash flows of the registrant as of,

and for, the periods presented in this report;

4. The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls

and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial

reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be

designed under our supervision, to ensure that material information relating to the registrant, including its

consolidated subsidiaries, is made known to us by others within those entities, particularly during the

period in which this report is being prepared;

b)

Designed such internal control over financial reporting, or caused such internal control over financial

reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of

financial reporting and the preparation of financial statements for external purposes in accordance with

generally accepted accounting principles;

c)

Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this

report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the

period covered by this report based on such evaluation; and

d)

Disclosed in this report any change in the registrant's internal control over financial reporting that occurred

during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an

annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's

internal control over financial reporting; and

5. The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal

control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of

directors (or persons performing the equivalent functions):

a)

All significant deficiencies and material weaknesses in the design or operation of internal control over

financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process,

summarize and report financial information; and

b)

Any fraud, whether or not material, that involves management or other employees who have a significant

role in the registrant's internal controls over financial reporting.

Date: May 8, 2026

By: /s/ Javier D. Ferrer

Javier D. Ferrer

President and Chief

Executive Officer

## Exhibit 31.2

![d873220dex312p1i0](g121739d873220dex312p1i0.jpg)

#### CERTIFICATION

#### EXHIBIT 31.2
I, Jorge J. Garcia, certify that:

1. I have reviewed this report on Form 10-Q of Popular, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material

fact necessary to make the statements made, in light of the circumstances under which such statements were made, not

misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly

present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and

for, the periods presented in this report;

4. The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and

procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as

defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be

designed under our supervision, to ensure that material information relating to the registrant, including its

consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in

which this report is being prepared;

b)

Designed such internal control over financial reporting, or caused such internal control over financial reporting

to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial

reporting and the preparation of financial statements for external purposes in accordance with generally

accepted accounting principles;

c)

Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report

our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period

covered by this report based on such evaluation; and

d)

Disclosed in this report any change in the registrant's internal control over financial reporting that occurred

during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual

report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control

over financial reporting; and

5. The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control

over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or

persons performing the equivalent functions):

a)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial

reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize

and report financial information; and

b)

Any fraud, whether or not material, that involves management or other employees who have a significant role

in the registrant's internal controls over financial reporting.

Date: May 8, 2026

By: /s/ Jorge J. García

Jorge J. García

Chief Financial Officer

## Exhibit 32.1

![d873220dex321p1i0](g121739d873220dex321p1i0.jpg)

#### EXHIBIT 32.1

#### CERTIFICATION PURSUANT TO

#### 18 U.S.C. Section 1350
Pursuant to 18 U.S.C. Section 1350, the undersigned officer of Popular, Inc. (the "Company"), hereby

certifies that the Company's Report on Form 10-Q for the quarter ended March 31, 2026 (the "Report") fully

complies with the requirements of Section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934 and

that the information contained in the Report fairly presents, in all material respects, the financial condition and

results of operations of the Company.

Dated:May 8, 2026

By: /s/ Javier D. Ferrer

Name: Javier D. Ferrer

Title: President and Chief Executive

Officer

A signed original of this written statement has been provided to the Company and will be retained by the

Company and furnished to the Securities and Exchange Commission or its staff upon request.

## Exhibit 32.2

![d873220dex322p1i0](g121739d873220dex322p1i0.jpg)

#### EXHIBIT 32.2

#### CERTIFICATION PURSUANT TO

#### 18 U.S.C. Section 1350
Pursuant to 18 U.S.C. Section 1350, the undersigned officer of Popular, Inc. (the "Company"), hereby

certifies that the Company's Report on Form 10-Q for the quarter ended March 31, 2026 (the "Report") fully

complies with the requirements of Section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934 and

that the information contained in the Report fairly presents, in all material respects, the financial condition and

results of operations of the Company.

Dated:May 8, 2026

By: /s/ Jorge J. García

Name: Jorge J. García

Title: Chief Financial Officer

A signed original of this written statement has been provided to the Company and will be retained by the

Company and furnished to the Securities and Exchange Commission or its staff upon request.