# EDGAR Filing Document

**Accession Number:** 0001925853
**File Stem:** 0001925853-23-000001
**Filing Date:** 2023-1
**Character Count:** 18162
**Document Hash:** f52c75c6efbd8fde5f5d93397c8b0598
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001925853-23-000001.hdr.sgml**: 20230120

**ACCESSION NUMBER**: 0001925853-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230120

**DATE AS OF CHANGE**: 20230120

**EFFECTIVENESS DATE**: 20230120

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Sterling Investment Counsel, LLC
- **CENTRAL INDEX KEY:** 0001925853
- **IRS NUMBER:** 811060758
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22436
- **FILM NUMBER:** 23540352

**BUSINESS ADDRESS:**
- **STREET 1:** 360 DELAWARE AVENUE, SUITE 400
- **CITY:** BUFFALO
- **STATE:** NY
- **ZIP:** 14202
- **BUSINESS PHONE:** 716-783-7054

**MAIL ADDRESS:**
- **STREET 1:** 360 DELAWARE AVENUE, SUITE 400
- **CITY:** BUFFALO
- **STATE:** NY
- **ZIP:** 14202

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Sterling Investment Counsel LLC<br>**Address:** 360 Delaware Avenue Suite 400<br>Buffalo, NY 14202

**Form 13F File Number:** 028-22436

**CRD Number (if applicable):** 000282624

**SEC File Number (if applicable):** 801-107624

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Christopher M. Marks<br>**Title:** CCO<br>**Phone:** 716-783-7054

**Signature, Place, and Date of Signing:**

/s/ Christopher M. Marks  Buffalo, NY  01-20-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 152

**Form 13F Information Table Value Total:** $161814925

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 445397 | 2756 | SH |  | SOLE |  | 0 | 0 | 2756 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 208936 | 783 | SH |  | SOLE |  | 0 | 0 | 734 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 291435 | 866 | SH |  | SOLE |  | 0 | 0 | 831 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 915694 | 10320 | SH |  | SOLE |  | 500 | 0 | 2000 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2577025 | 29208 | SH |  | SOLE |  | 500 | 0 | 140 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 424189 | 9280 | SH |  | SOLE |  | 0 | 0 | 200 |
| AMAZON COM INC | COM | 023135106 |  | 2006125 | 23882 | SH |  | SOLE |  | 100 | 0 | 2862 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 513110 | 5404 | SH |  | SOLE |  | 0 | 0 | 5279 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 458175 | 3006 | SH |  | SOLE |  | 0 | 0 | 1499 |
| AMGEN INC | COM | 031162100 |  | 636115 | 2422 | SH |  | SOLE |  | 0 | 0 | 2354 |
| ANHEUSER BUSCH INBEV SA/NV | SPONSORED ADR | 03524A108 |  | 206838 | 3445 | SH |  | SOLE |  | 0 | 0 | 240 |
| APPLE INC | COM | 037833100 |  | 9092011 | 69976 | SH |  | SOLE |  | 240 | 0 | 649 |
| APPLIED MATLS INC | COM | 038222105 |  | 331418 | 3403 | SH |  | SOLE |  | 0 | 0 | 3342 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 381036 | 20630 | SH |  | SOLE |  | 0 | 0 | 420 |
| ARK ETF TR | NEXT GNRTN INTER | 00214Q401 |  | 566801 | 14703 | SH |  | SOLE |  | 0 | 0 | 14330 |
| AT INC | COM | 00206R102 |  | 192403 | 10451 | SH |  | SOLE |  | 0 | 0 | 460 |
| ATHENEX INC | COM | 04685N103 |  | 3531 | 23938 | SH |  | SOLE |  | 0 | 0 | 23938 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 212269 | 889 | SH |  | SOLE |  | 0 | 0 | 889 |
| AVANGRID INC | COM | 05351W103 |  | 328367 | 7640 | SH |  | SOLE |  | 0 | 0 | 7505 |
| BANK AMERICA CORP | COM | 060505104 |  | 833632 | 25170 | SH |  | SOLE |  | 0 | 0 | 22963 |
| BCE INC | COM NEW | 05534B760 |  | 212235 | 4829 | SH |  | SOLE |  | 0 | 0 | 180 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 228870 | 900 | SH |  | SOLE |  | 0 | 0 | 850 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3107226 | 10059 | SH |  | SOLE |  | 0 | 0 | 1031 |
| BLACKSTONE INC | COM | 09260D107 |  | 615743 | 8300 | SH |  | SOLE |  | 0 | 0 | 5526 |
| BROOKFIELD INFRAST PARTNERS | LP INT UNIT | G16252101 |  | 300479 | 9696 | SH |  | SOLE |  | 0 | 0 | 9696 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 9498211 | 455987 | SH |  | SOLE |  | 262 | 0 | 455725 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 1000979 | 13022 | SH |  | SOLE |  | 0 | 0 | 13022 |
| CHEVRON CORP NEW | COM | 166764100 |  | 695165 | 3873 | SH |  | SOLE |  | 0 | 0 | 2284 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 527820 | 5155 | SH |  | SOLE |  | 0 | 0 | 85 |
| CINTAS CORP | COM | 172908105 |  | 490459 | 1086 | SH |  | SOLE |  | 0 | 0 | 41 |
| CISCO SYS INC | COM | 17275R102 |  | 800971 | 16813 | SH |  | SOLE |  | 0 | 0 | 180 |
| CITIZENS FINL GROUP INC | COM | 174610105 |  | 272559 | 6923 | SH |  | SOLE |  | 0 | 0 | 6673 |
| CME GROUP INC | COM | 12572Q105 |  | 271578 | 1615 | SH |  | SOLE |  | 0 | 0 | 52 |
| COCA COLA CO | COM | 191216100 |  | 2514620 | 39532 | SH |  | SOLE |  | 0 | 0 | 8954 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 288502 | 8250 | SH |  | SOLE |  | 0 | 0 | 7955 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 394670 | 1703 | SH |  | SOLE |  | 0 | 0 | 1703 |
| CORNING INC | COM | 219350105 |  | 392527 | 12290 | SH |  | SOLE |  | 0 | 0 | 12290 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 849739 | 1861 | SH |  | SOLE |  | 0 | 0 | 30 |
| CVS HEALTH CORP | COM | 126650100 |  | 297556 | 3193 | SH |  | SOLE |  | 0 | 0 | 2885 |
| DANAHER CORPORATION | COM | 235851102 |  | 376100 | 1417 | SH |  | SOLE |  | 0 | 0 | 50 |
| DEERE  CO | COM | 244199105 |  | 351949 | 821 | SH |  | SOLE |  | 0 | 0 | 821 |
| DISNEY WALT CO | COM | 254687106 |  | 1317176 | 15161 | SH |  | SOLE |  | 75 | 0 | 107 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 232894 | 3798 | SH |  | SOLE |  | 0 | 0 | 90 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 402279 | 3906 | SH |  | SOLE |  | 0 | 0 | 3811 |
| EMERSON ELEC CO | COM | 291011104 |  | 380878 | 3965 | SH |  | SOLE |  | 0 | 0 | 70 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 311625 | 2770 | SH |  | SOLE |  | 0 | 0 | 2700 |
| EVERSOURCE ENERGY | COM | 30040W108 |  | 431943 | 5152 | SH |  | SOLE |  | 0 | 0 | 80 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 366674 | 3324 | SH |  | SOLE |  | 0 | 0 | 50 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 344111 | 10488 | SH |  | SOLE |  | 0 | 0 | 295 |
| FIRST HORIZON CORPORATION | COM | 320517105 |  | 291918 | 11915 | SH |  | SOLE |  | 0 | 0 | 11475 |
| GENERAL MLS INC | COM | 370334104 |  | 272932 | 3255 | SH |  | SOLE |  | 0 | 0 | 125 |
| GENUINE PARTS CO | COM | 372460105 |  | 232330 | 1339 | SH |  | SOLE |  | 0 | 0 | 1294 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 260812 | 3038 | SH |  | SOLE |  | 0 | 0 | 160 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 |  | 648511 | 31558 | SH |  | SOLE |  | 0 | 0 | 30898 |
| GLOBAL X FDS | S 500 CATHOLIC | 37954Y889 |  | 236694 | 5088 | SH |  | SOLE |  | 0 | 0 | 5088 |
| GRAHAM HLDGS CO | COM CL B | 384637104 |  | 264927 | 438 | SH |  | SOLE |  | 0 | 0 | 438 |
| HARTFORD FINL SVCS GROUP INC | COM | 416515104 |  | 437843 | 5774 | SH |  | SOLE |  | 0 | 0 | 120 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 393055 | 1638 | SH |  | SOLE |  | 0 | 0 | 60 |
| HOME DEPOT INC | COM | 437076102 |  | 1022850 | 3238 | SH |  | SOLE |  | 0 | 0 | 1546 |
| HONEYWELL INTL INC | COM | 438516106 |  | 778552 | 3633 | SH |  | SOLE |  | 0 | 0 | 3633 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 265155 | 1882 | SH |  | SOLE |  | 0 | 0 | 1842 |
| INVESCO EXCH TRADED FD TR II | SR LN ETF | 46138G508 |  | 496826 | 24200 | SH |  | SOLE |  | 0 | 0 | 24200 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 9228431 | 84255 | SH |  | SOLE |  | 89 | 0 | 84166 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 400485 | 1504 | SH |  | SOLE |  | 0 | 0 | 1286 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 4290880 | 91882 | SH |  | SOLE |  | 0 | 0 | 1050 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 1652247 | 34806 | SH |  | SOLE |  | 0 | 0 | 34806 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 548239 | 5073 | SH |  | SOLE |  | 0 | 0 | 5073 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 1782813 | 12289 | SH |  | SOLE |  | 0 | 0 | 12289 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 570034 | 2228 | SH |  | SOLE |  | 0 | 0 | 2228 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 241335 | 1125 | SH |  | SOLE |  | 0 | 0 | 1125 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 202388 | 1941 | SH |  | SOLE |  | 0 | 0 | 1941 |
| ISHARES TR | CYBERSECURITY | 46435U135 |  | 434323 | 13153 | SH |  | SOLE |  | 0 | 0 | 13153 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 2554054 | 51081 | SH |  | SOLE |  | 0 | 0 | 51081 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 204900 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 19785075 | 338206 | SH |  | SOLE |  | 179 | 0 | 168 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 9449122 | 39064 | SH |  | SOLE |  | 28 | 0 | 229 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 473632 | 8183 | SH |  | SOLE |  | 0 | 0 | 8183 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 1006201 | 12343 | SH |  | SOLE |  | 0 | 0 | 12343 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 472359 | 4991 | SH |  | SOLE |  | 0 | 0 | 4991 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6014576 | 15654 | SH |  | SOLE |  | 0 | 0 | 15654 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 207569 | 1581 | SH |  | SOLE |  | 0 | 0 | 1581 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 663072 | 16216 | SH |  | SOLE |  | 0 | 0 | 1796 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1280298 | 5976 | SH |  | SOLE |  | 0 | 0 | 5976 |
| ISHARES TR | NEW YORK MUN ETF | 464288323 |  | 1964843 | 37497 | SH |  | SOLE |  | 0 | 0 | 37497 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 624045 | 5476 | SH |  | SOLE |  | 0 | 0 | 5476 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 418305 | 7957 | SH |  | SOLE |  | 0 | 0 | 7957 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 1416420 | 19237 | SH |  | SOLE |  | 0 | 0 | 10696 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 991571 | 9397 | SH |  | SOLE |  | 0 | 0 | 9397 |
| J P MORGAN EXCHANGE TRADED F | INTRNL RES EQT | 46641Q134 |  | 354225 | 7076 | SH |  | SOLE |  | 0 | 0 | 7076 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1088749 | 6163 | SH |  | SOLE |  | 0 | 0 | 70 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1390828 | 10372 | SH |  | SOLE |  | 200 | 0 | 3394 |
| KEYCORP | COM | 493267108 |  | 258408 | 14834 | SH |  | SOLE |  | 0 | 0 | 14339 |
| LIFE STORAGE INC | COM | 53223X107 |  | 315397 | 3202 | SH |  | SOLE |  | 0 | 0 | 3202 |
| LILLY ELI  CO | COM | 532457108 |  | 420716 | 1150 | SH |  | SOLE |  | 0 | 0 | 1150 |
| LITHIUM AMERS CORP NEW | COM NEW | 53680Q207 |  | 513545 | 27100 | SH |  | SOLE |  | 0 | 0 | 27100 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 579896 | 1192 | SH |  | SOLE |  | 0 | 0 | 33 |
| LOWES COS INC | COM | 548661107 |  | 343689 | 1725 | SH |  | SOLE |  | 0 | 0 | 1725 |
| M  T BK CORP | COM | 55261F104 |  | 360969 | 2488 | SH |  | SOLE |  | 0 | 0 | 2403 |
| MARATHON PETE CORP | COM | 56585A102 |  | 488256 | 4195 | SH |  | SOLE |  | 0 | 0 | 125 |
| MARKEL CORP | COM | 570535104 |  | 303023 | 230 | SH |  | SOLE |  | 0 | 0 | 230 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 490995 | 1412 | SH |  | SOLE |  | 0 | 0 | 55 |
| MCDONALDS CORP | COM | 580135101 |  | 833203 | 3162 | SH |  | SOLE |  | 0 | 0 | 45 |
| MERCK  CO INC | COM | 58933Y105 |  | 1119485 | 10090 | SH |  | SOLE |  | 0 | 0 | 5005 |
| META PLATFORMS INC | CL A | 30303M102 |  | 388231 | 3226 | SH |  | SOLE |  | 0 | 0 | 155 |
| METLIFE INC | COM | 59156R108 |  | 405200 | 5599 | SH |  | SOLE |  | 0 | 0 | 5080 |
| MICROSOFT CORP | COM | 594918104 |  | 3406036 | 14202 | SH |  | SOLE |  | 0 | 0 | 137 |
| MID-AMER APT CMNTYS INC | COM | 59522J103 |  | 494518 | 3150 | SH |  | SOLE |  | 0 | 0 | 65 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 277931 | 4170 | SH |  | SOLE |  | 0 | 0 | 4170 |
| NATIONAL RETAIL PROPERTIES I | COM | 637417106 |  | 489632 | 10700 | SH |  | SOLE |  | 0 | 0 | 10465 |
| NIKE INC | CL B | 654106103 |  | 412460 | 3525 | SH |  | SOLE |  | 0 | 0 | 3525 |
| NIKOLA CORP | COM | 654110105 |  | 52158 | 24147 | SH |  | SOLE |  | 0 | 0 | 24147 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 516692 | 947 | SH |  | SOLE |  | 0 | 0 | 425 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 301382 | 2062 | SH |  | SOLE |  | 76 | 0 | 1986 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 387051 | 2774 | SH |  | SOLE |  | 0 | 0 | 2774 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 273249 | 939 | SH |  | SOLE |  | 0 | 0 | 939 |
| PAYCHEX INC | COM | 704326107 |  | 292367 | 2530 | SH |  | SOLE |  | 0 | 0 | 2530 |
| PEPSICO INC | COM | 713448108 |  | 1133642 | 6275 | SH |  | SOLE |  | 0 | 0 | 4668 |
| PFIZER INC | COM | 717081103 |  | 850210 | 16593 | SH |  | SOLE |  | 0 | 0 | 7992 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 383687 | 3791 | SH |  | SOLE |  | 0 | 0 | 65 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 845576 | 5579 | SH |  | SOLE |  | 0 | 0 | 3174 |
| PROLOGIS INC. | COM | 74340W103 |  | 605022 | 5367 | SH |  | SOLE |  | 0 | 0 | 5266 |
| PURPLE INNOVATION INC | COM | 74640Y106 |  | 290667 | 60682 | SH |  | SOLE |  | 0 | 0 | 60682 |
| QUALCOMM INC | COM | 747525103 |  | 361703 | 3290 | SH |  | SOLE |  | 0 | 0 | 206 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 329546 | 3265 | SH |  | SOLE |  | 0 | 0 | 3265 |
| SALESFORCE INC | COM | 79466L302 |  | 406123 | 3063 | SH |  | SOLE |  | 75 | 0 | 2988 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 339335 | 3879 | SH |  | SOLE |  | 0 | 0 | 3879 |
| SERVICENOW INC | COM | 81762P102 |  | 347890 | 896 | SH |  | SOLE |  | 0 | 0 | 896 |
| SHIFT TECHNOLOGIES INC | CL A | 82452T107 |  | 3421 | 22977 | SH |  | SOLE |  | 0 | 0 | 22977 |
| SONOCO PRODS CO | COM | 835495102 |  | 344225 | 5670 | SH |  | SOLE |  | 0 | 0 | 85 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 699563 | 2111 | SH |  | SOLE |  | 0 | 0 | 2111 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2401660 | 6280 | SH |  | SOLE |  | 0 | 0 | 243 |
| SPDR SER TR | BLOOMBERG HIGH Y | 78468R622 |  | 282870 | 3143 | SH |  | SOLE |  | 0 | 0 | 2973 |
| SPDR SER TR | S BIOTECH | 78464A870 |  | 269650 | 3249 | SH |  | SOLE |  | 175 | 0 | 3074 |
| SPDR SER TR | PORTFOLIO S | 78464A847 |  | 393550 | 9260 | SH |  | SOLE |  | 0 | 0 | 9260 |
| STARBUCKS CORP | COM | 855244109 |  | 798698 | 8051 | SH |  | SOLE |  | 0 | 0 | 135 |
| TESLA INC | COM | 88160R101 |  | 531447 | 4314 | SH |  | SOLE |  | 0 | 0 | 4314 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 757749 | 1376 | SH |  | SOLE |  | 0 | 0 | 25 |
| TOMPKINS FINL CORP | COM | 890110109 |  | 1039107 | 13394 | SH |  | SOLE |  | 0 | 0 | 13394 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 215659 | 1283 | SH |  | SOLE |  | 0 | 0 | 60 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 1544090 | 2912 | SH |  | SOLE |  | 0 | 0 | 1276 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 272739 | 1943 | SH |  | SOLE |  | 0 | 0 | 1765 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 248522 | 1565 | SH |  | SOLE |  | 0 | 0 | 1219 |
| VANGUARD SCOTTSDALE FDS | TOTAL WLD BD ETF | 92206C565 |  | 3459296 | 51593 | SH |  | SOLE |  | 214 | 0 | 51379 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 375221 | 2471 | SH |  | SOLE |  | 0 | 0 | 2471 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 261854 | 1056 | SH |  | SOLE |  | 0 | 0 | 1056 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 346560 | 1085 | SH |  | SOLE |  | 0 | 0 | 1085 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 280055 | 7108 | SH |  | SOLE |  | 0 | 0 | 411 |
| VISA INC | COM CL A | 92826C839 |  | 2358519 | 11352 | SH |  | SOLE |  | 50 | 0 | 2246 |
| WALMART INC | COM | 931142103 |  | 1296102 | 9141 | SH |  | SOLE |  | 0 | 0 | 1800 |
| WILLIAMS COS INC | COM | 969457100 |  | 256521 | 7797 | SH |  | SOLE |  | 0 | 0 | 320 |
| WISDOMTREE TR | US SMALLCAP DIVD | 97717W604 |  | 309370 | 10878 | SH |  | SOLE |  | 0 | 0 | 9339 |
| ZOETIS INC | CL A | 98978V103 |  | 237118 | 1618 | SH |  | SOLE |  | 0 | 0 | 1558 |

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