# EDGAR Filing Document

**Accession Number:** 0002081278
**File Stem:** 0002081278-25-000001
**Filing Date:** 2025-8
**Character Count:** 31186
**Document Hash:** c8565ae46a61694a0764121327aef679
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002081278-25-000001.hdr.sgml**: 20250813

**ACCESSION NUMBER**: 0002081278-25-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250813

**DATE AS OF CHANGE**: 20250813

**EFFECTIVENESS DATE**: 20250813

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SUMMIT WEALTH GROUP LLC / CO
- **CENTRAL INDEX KEY:** 0002081278

**ORGANIZATION NAME:**
- **EIN:** 333571634
- **STATE OF INCORPORATION:** CO
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25709
- **FILM NUMBER:** 251209469

**BUSINESS ADDRESS:**
- **STREET 1:** 13710 STRUTHERS ROAD
- **STREET 2:** SUITE 115
- **CITY:** COLORADO SPRINGS
- **STATE:** CO
- **ZIP:** 80921
- **BUSINESS PHONE:** 7196334033

**MAIL ADDRESS:**
- **STREET 1:** 13710 STRUTHERS ROAD
- **STREET 2:** SUITE 115
- **CITY:** COLORADO SPRINGS
- **STATE:** CO
- **ZIP:** 80921

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SUMMIT WEALTH GROUP LLC / CO<br>**Address:** 13710 STRUTHERS ROAD<br>SUITE 115<br>COLORADO SPRINGS, CO 80921

**Form 13F File Number:** 028-25709

**CRD Number (if applicable):** 000335242

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ryan Westerbeck<br>**Title:** Consultant<br>**Phone:** 513-562-1671

**Signature, Place, and Date of Signing:**

Ryan Westerbeck  COVINGTON, KY  08-13-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 236

**Form 13F Information Table Value Total:** $398258044

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M Co | Common Stock | 88579Y101 |  | 294889 | 1937 | SH |  | SOLE |  | 1937 | 0 | 0 |
| Abbott Laboratories | Common Stock | 002824100 |  | 260731 | 1917 | SH |  | SOLE |  | 1917 | 0 | 0 |
| AbbVie Inc | Common Stock | 00287Y109 |  | 224786 | 1211 | SH |  | SOLE |  | 1211 | 0 | 0 |
| Aflac Inc | Common Stock | 001055102 |  | 1372246 | 13012 | SH |  | SOLE |  | 13012 | 0 | 0 |
| Alphabet Inc A | Common Stock | 02079K305 |  | 1165057 | 6611 | SH |  | SOLE |  | 6611 | 0 | 0 |
| Alphabet Inc C | Common Stock | 02079K107 |  | 729960 | 4115 | SH |  | SOLE |  | 4115 | 0 | 0 |
| ALPS O'Shares Global Internet Giants ETF | Exchange Traded Fund | 00162Q361 |  | 250488 | 4674 | SH |  | SOLE |  | 4674 | 0 | 0 |
| Amazon.com Inc | Common Stock | 023135106 |  | 5015036 | 22859 | SH |  | SOLE |  | 22859 | 0 | 0 |
| AMERICAN HEALTHCARE REIT INC | Common Stock | 398182303 |  | 902075 | 24387 | SH |  | SOLE |  | 24387 | 0 | 0 |
| Amgen Inc | Common Stock | 031162100 |  | 274463 | 983 | SH |  | SOLE |  | 983 | 0 | 0 |
| Apple Inc | Common Stock | 037833100 |  | 10236136 | 49891 | SH |  | SOLE |  | 49891 | 0 | 0 |
| Applied Materials Inc | Common Stock | 038222105 |  | 485136 | 2650 | SH |  | SOLE |  | 2650 | 0 | 0 |
| ASML Holding NV | Common Stock | N07059210 |  | 229198 | 286 | SH |  | SOLE |  | 286 | 0 | 0 |
| AT Inc | Common Stock | 00206R102 |  | 466744 | 16128 | SH |  | SOLE |  | 16128 | 0 | 0 |
| Axalta Coating Systems Ltd | Common Stock | G0750C108 |  | 754423 | 25410 | SH |  | SOLE |  | 25410 | 0 | 0 |
| Bank of America Corporation | Common Stock | 060505104 |  | 204577 | 4321 | SH |  | SOLE |  | 4321 | 0 | 0 |
| Bankfirst Cap Corp COM NPV | Common Stock | 066440108 |  | 4192256 | 103194 | SH |  | SOLE |  | 103194 | 0 | 0 |
| Berkshire Hathaway Inc B | Common Stock | 084670702 |  | 1530176 | 3150 | SH |  | SOLE |  | 3150 | 0 | 0 |
| Boeing Co | Common Stock | 097023105 |  | 374640 | 1788 | SH |  | SOLE |  | 1788 | 0 | 0 |
| Broadcom Inc Com | Common Stock | 11135F101 |  | 391974 | 1422 | SH |  | SOLE |  | 1422 | 0 | 0 |
| Capital Group Core Equity ETF | Exchange Traded Fund | 14020V108 |  | 458196 | 12396 | SH |  | SOLE |  | 12396 | 0 | 0 |
| Capital Group Dividend Value ETF | Exchange Traded Fund | 14020W106 |  | 1158437 | 29260 | SH |  | SOLE |  | 29260 | 0 | 0 |
| Capital Group Global Growth Equity ETF | Exchange Traded Fund | 14020X104 |  | 612057 | 19006 | SH |  | SOLE |  | 19006 | 0 | 0 |
| Capital Group Growth ETF | Exchange Traded Fund | 14020G101 |  | 448491 | 11033 | SH |  | SOLE |  | 11033 | 0 | 0 |
| Capital Group U.S. Small and Mid Cap ETF | Exchange Traded Fund | 14022A102 |  | 214968 | 7994 | SH |  | SOLE |  | 7994 | 0 | 0 |
| Capital One Financial Corp | Common Stock | 14040H105 |  | 320204 | 1505 | SH |  | SOLE |  | 1505 | 0 | 0 |
| Caterpillar Inc | Common Stock | 149123101 |  | 559022 | 1440 | SH |  | SOLE |  | 1440 | 0 | 0 |
| Chevron Corp | Common Stock | 166764100 |  | 408807 | 2855 | SH |  | SOLE |  | 2855 | 0 | 0 |
| Chipotle Mexican Grill Inc Class A | Common Stock | 169656105 |  | 359585 | 6404 | SH |  | SOLE |  | 6404 | 0 | 0 |
| Cisco Systems Inc | Common Stock | 17275R102 |  | 375693 | 5415 | SH |  | SOLE |  | 5415 | 0 | 0 |
| Coca-Cola Co | Common Stock | 191216100 |  | 406373 | 5704 | SH |  | SOLE |  | 5704 | 0 | 0 |
| Corteva Inc com | Common Stock | 22052L104 |  | 241552 | 3241 | SH |  | SOLE |  | 3241 | 0 | 0 |
| Costco Wholesale Corp | Common Stock | 22160K105 |  | 1699727 | 1717 | SH |  | SOLE |  | 1717 | 0 | 0 |
| CrowdStrike Holdings Inc | Common Stock | 22788C105 |  | 607098 | 1192 | SH |  | SOLE |  | 1192 | 0 | 0 |
| Davis Select Financial ETF | Exchange Traded Fund | 23908L108 |  | 1164232 | 27113 | SH |  | SOLE |  | 27113 | 0 | 0 |
| Davis Select US Equity ETF | Exchange Traded Fund | 23908L207 |  | 2744219 | 59296 | SH |  | SOLE |  | 59296 | 0 | 0 |
| Davis Select Worldwide ETF | Exchange Traded Fund | 23908L306 |  | 326593 | 7881 | SH |  | SOLE |  | 7881 | 0 | 0 |
| Deere  Co | Common Stock | 244199105 |  | 512150 | 1004 | SH |  | SOLE |  | 1004 | 0 | 0 |
| Dimensional Core Fixed Income ETF | Exchange Traded Fund | 25434V872 |  | 5403237 | 127857 | SH |  | SOLE |  | 127857 | 0 | 0 |
| Dimensional Em Mkts High Prof ETF | Exchange Traded Fund | 25434V757 |  | 1661856 | 59352 | SH |  | SOLE |  | 59352 | 0 | 0 |
| Dimensional Emerging Core Equity Mkt ETF | Exchange Traded Fund | 25434V302 |  | 1744585 | 60262 | SH |  | SOLE |  | 60262 | 0 | 0 |
| Dimensional Global Sstby Fxd Inc ETF | Exchange Traded Fund | 25434V674 |  | 1908767 | 36406 | SH |  | SOLE |  | 36406 | 0 | 0 |
| Dimensional International Cr Eq Mkt ETF | Exchange Traded Fund | 25434V203 |  | 1794598 | 51912 | SH |  | SOLE |  | 51912 | 0 | 0 |
| Dimensional International High Pbly ETF | Exchange Traded Fund | 25434V765 |  | 755091 | 25605 | SH |  | SOLE |  | 25605 | 0 | 0 |
| Dimensional Short-Duration Fixed Inc ETF | Exchange Traded Fund | 25434V864 |  | 467665 | 9741 | SH |  | SOLE |  | 9741 | 0 | 0 |
| Dimensional US Core Equity 1 ETF | Exchange Traded Fund | 25434V625 |  | 918853 | 13745 | SH |  | SOLE |  | 13745 | 0 | 0 |
| Dimensional US Core Equity 2 ETF | Exchange Traded Fund | 25434V708 |  | 3464940 | 96678 | SH |  | SOLE |  | 96678 | 0 | 0 |
| Dimensional US Core Equity Market ETF | Exchange Traded Fund | 25434V104 |  | 7223185 | 170519 | SH |  | SOLE |  | 170519 | 0 | 0 |
| Dimensional US High Profitability ETF | Exchange Traded Fund | 25434V831 |  | 12448596 | 350073 | SH |  | SOLE |  | 350073 | 0 | 0 |
| Dimensional US Marketwide Value ETF | Exchange Traded Fund | 25434V724 |  | 721508 | 17065 | SH |  | SOLE |  | 17065 | 0 | 0 |
| Dimensional US Real Estate ETF | Exchange Traded Fund | 25434V823 |  | 4354598 | 185618 | SH |  | SOLE |  | 185618 | 0 | 0 |
| Dimensional US Small Cap ETF | Exchange Traded Fund | 25434V500 |  | 1672196 | 26247 | SH |  | SOLE |  | 26247 | 0 | 0 |
| Dimensional US Small Cap Value ETF | Exchange Traded Fund | 25434V815 |  | 3444929 | 117055 | SH |  | SOLE |  | 117055 | 0 | 0 |
| Dimensional World ex US Core Eq 2 ETF | Exchange Traded Fund | 25434V880 |  | 1384796 | 47150 | SH |  | SOLE |  | 47150 | 0 | 0 |
| Dominion Resources Inc | Common Stock | 25746U109 |  | 228736 | 4047 | SH |  | SOLE |  | 4047 | 0 | 0 |
| Eaton Corp PLC | Common Stock | G29183103 |  | 238469 | 668 | SH |  | SOLE |  | 668 | 0 | 0 |
| Ecolab Inc | Common Stock | 278865100 |  | 261715 | 969 | SH |  | SOLE |  | 969 | 0 | 0 |
| Eli Lilly and Co | Common Stock | 532457108 |  | 603356 | 774 | SH |  | SOLE |  | 774 | 0 | 0 |
| Exxon Mobil Corp | Common Stock | 30231G102 |  | 870593 | 8076 | SH |  | SOLE |  | 8076 | 0 | 0 |
| Fidelity Blue Chip Growth ETF | Exchange Traded Fund | 316092352 |  | 2745869 | 56921 | SH |  | SOLE |  | 56921 | 0 | 0 |
| Fidelity Blue Chip Value ETF | Exchange Traded Fund | 316092345 |  | 338892 | 10351 | SH |  | SOLE |  | 10351 | 0 | 0 |
| Fidelity Emerging Markets Multifactor ETF | Exchange Traded Fund | 316092543 |  | 214795 | 7674 | SH |  | SOLE |  | 7674 | 0 | 0 |
| Fidelity Enhanced Large Cap Core ETF | Exchange Traded Fund | 316092113 |  | 1110785 | 32206 | SH |  | SOLE |  | 32206 | 0 | 0 |
| Fidelity Enhanced Large Cap Growth ETF | Exchange Traded Fund | 31609A305 |  | 1152633 | 31127 | SH |  | SOLE |  | 31127 | 0 | 0 |
| Fidelity Enhanced Large Cap Value ETF | Exchange Traded Fund | 31609A107 |  | 1012288 | 31863 | SH |  | SOLE |  | 31863 | 0 | 0 |
| Fidelity Enhanced Mid Cap ETF | Exchange Traded Fund | 31609A503 |  | 3357773 | 97568 | SH |  | SOLE |  | 97568 | 0 | 0 |
| Fidelity Enhanced Small Cap ETF | Exchange Traded Fund | 31609A206 |  | 269292 | 8418 | SH |  | SOLE |  | 8418 | 0 | 0 |
| Fidelity International Value Factor ETF | Exchange Traded Fund | 316092717 |  | 6802156 | 231839 | SH |  | SOLE |  | 231839 | 0 | 0 |
| Fidelity MSCI Information Tech ETF | Exchange Traded Fund | 316092808 |  | 3780116 | 19167 | SH |  | SOLE |  | 19167 | 0 | 0 |
| Fidelity MSCI Real Estate ETF | Exchange Traded Fund | 316092857 |  | 1226616 | 45363 | SH |  | SOLE |  | 45363 | 0 | 0 |
| Fidelity Small-Mid Multifactor ETF | Exchange Traded Fund | 316092527 |  | 342667 | 8263 | SH |  | SOLE |  | 8263 | 0 | 0 |
| Fidelity Total Bond ETF | Exchange Traded Fund | 316188309 |  | 519790 | 11318 | SH |  | SOLE |  | 11318 | 0 | 0 |
| First Trust Capital Strength ETF | Exchange Traded Fund | 33733E104 |  | 15828221 | 174147 | SH |  | SOLE |  | 174147 | 0 | 0 |
| First Trust Health Care AlphaDEX ETF | Exchange Traded Fund | 33734X143 |  | 250595 | 2417 | SH |  | SOLE |  | 2417 | 0 | 0 |
| First Trust Indxx Aerspc  Defns ETF | Exchange Traded Fund | 33733E831 |  | 527224 | 14112 | SH |  | SOLE |  | 14112 | 0 | 0 |
| First Trust Low Duration Oppos ETF | Exchange Traded Fund | 33739Q200 |  | 840425 | 17061 | SH |  | SOLE |  | 17061 | 0 | 0 |
| First Trust Morningstar Div Leaders ETF | Exchange Traded Fund | 336917109 |  | 1106959 | 26438 | SH |  | SOLE |  | 26438 | 0 | 0 |
| First Trust NASDAQ Technology Div ETF | Exchange Traded Fund | 33738R118 |  | 238951 | 2650 | SH |  | SOLE |  | 2650 | 0 | 0 |
| First Trust NYSE Arca Biotech ETF | Exchange Traded Fund | 33733E203 |  | 349279 | 2165 | SH |  | SOLE |  | 2165 | 0 | 0 |
| First Trust Rising Dividend Achiev ETF | Exchange Traded Fund | 33738R506 |  | 8986878 | 143240 | SH |  | SOLE |  | 143240 | 0 | 0 |
| First Trust SMID Cap Rising Dividend Achievers ETF | Exchange Traded Fund | 33741X102 |  | 845556 | 23967 | SH |  | SOLE |  | 23967 | 0 | 0 |
| First Trust Smith Unconstrained Pl BdETF | Exchange Traded Fund | 33740F888 |  | 293528 | 11793 | SH |  | SOLE |  | 11793 | 0 | 0 |
| First Trust Value Line Dividend ETF | Exchange Traded Fund | 33734H106 |  | 6156039 | 137719 | SH |  | SOLE |  | 137719 | 0 | 0 |
| FS Credit Opportunities Corp. | Closed End Funds | 30290Y101 |  | 1697722 | 233846 | SH |  | SOLE |  | 233846 | 0 | 0 |
| FT Vest Laddered Buffer ETF | Exchange Traded Fund | 33740F755 |  | 1224650 | 38511 | SH |  | SOLE |  | 38511 | 0 | 0 |
| FT Vest U.S. Eq Buf  PrmIncETF-Dec | Exchange Traded Fund | 33740F326 |  | 227562 | 7501 | SH |  | SOLE |  | 7501 | 0 | 0 |
| General Dynamics Corp | Common Stock | 369550108 |  | 505155 | 1732 | SH |  | SOLE |  | 1732 | 0 | 0 |
| Goldman Sachs Group Inc | Common Stock | 38141G104 |  | 229311 | 324 | SH |  | SOLE |  | 324 | 0 | 0 |
| HCA Healthcare Inc | Common Stock | 40412C101 |  | 1587950 | 4145 | SH |  | SOLE |  | 4145 | 0 | 0 |
| Honeywell International Inc | Common Stock | 438516106 |  | 516062 | 2216 | SH |  | SOLE |  | 2216 | 0 | 0 |
| Idacorp Inc | Common Stock | 451107106 |  | 202730 | 1756 | SH |  | SOLE |  | 1756 | 0 | 0 |
| Illinois Tool Works Inc | Common Stock | 452308109 |  | 270889 | 1089 | SH |  | SOLE |  | 1089 | 0 | 0 |
| Innovator Equity Defined Prt ETF -1YrFeb | Exchange Traded Fund | 45784N775 |  | 344340 | 14123 | SH |  | SOLE |  | 14123 | 0 | 0 |
| Inspire 100 ETF | Exchange Traded Fund | 66538H534 |  | 2972816 | 71720 | SH |  | SOLE |  | 71720 | 0 | 0 |
| Inspire Corporate Bond ETF | Exchange Traded Fund | 66538H633 |  | 663860 | 27540 | SH |  | SOLE |  | 27540 | 0 | 0 |
| Inspire Faithward Mid Cap Momentum ETF | Exchange Traded Fund | 66538H369 |  | 288847 | 8760 | SH |  | SOLE |  | 8760 | 0 | 0 |
| International Business Machines Corp | Common Stock | 459200101 |  | 267660 | 908 | SH |  | SOLE |  | 908 | 0 | 0 |
| Invesco Pharmaceuticals ETF | Exchange Traded Fund | 46137V662 |  | 365964 | 4582 | SH |  | SOLE |  | 4582 | 0 | 0 |
| Invesco QQQ Trust | Exchange Traded Fund | 46090E103 |  | 1969283 | 3566 | SH |  | SOLE |  | 3566 | 0 | 0 |
| Invesco S 500 Equal Weight Tech ETF | Exchange Traded Fund | 46137V282 |  | 388389 | 9524 | SH |  | SOLE |  | 9524 | 0 | 0 |
| Invesco S 500 Pure Growth ETF | Exchange Traded Fund | 46137V266 |  | 5345341 | 116787 | SH |  | SOLE |  | 116787 | 0 | 0 |
| Invesco S 500 Quality ETF | Exchange Traded Fund | 46137V241 |  | 31609796 | 443584 | SH |  | SOLE |  | 443584 | 0 | 0 |
| iShares 0-5 Year High Yield Corp Bd ETF | Exchange Traded Fund | 46434V407 |  | 221481 | 5134 | SH |  | SOLE |  | 5134 | 0 | 0 |
| iShares Core MSCI Emerging Markets ETF | Exchange Traded Fund | 46434G103 |  | 1834877 | 30566 | SH |  | SOLE |  | 30566 | 0 | 0 |
| iShares Core MSCI Intl Dev Mkts ETF | Exchange Traded Fund | 46435G326 |  | 779486 | 10251 | SH |  | SOLE |  | 10251 | 0 | 0 |
| iShares Core S 500 ETF | Exchange Traded Fund | 464287200 |  | 3595011 | 5790 | SH |  | SOLE |  | 5790 | 0 | 0 |
| iShares Core S Small-Cap ETF | Exchange Traded Fund | 464287804 |  | 212241 | 1942 | SH |  | SOLE |  | 1942 | 0 | 0 |
| iShares Core S US Value ETF | Exchange Traded Fund | 464287663 |  | 235913 | 2493 | SH |  | SOLE |  | 2493 | 0 | 0 |
| iShares Core US Aggregate Bond ETF | Exchange Traded Fund | 464287226 |  | 903117 | 9104 | SH |  | SOLE |  | 9104 | 0 | 0 |
| iShares International Equity Factor ETF | Exchange Traded Fund | 46434V274 |  | 446770 | 13052 | SH |  | SOLE |  | 13052 | 0 | 0 |
| iShares Morningstar Mid-Cap ETF | Exchange Traded Fund | 464288208 |  | 304700 | 3825 | SH |  | SOLE |  | 3825 | 0 | 0 |
| iShares Morningstar Mid-Cap Growth ETF | Exchange Traded Fund | 464288307 |  | 2992900 | 37304 | SH |  | SOLE |  | 37304 | 0 | 0 |
| iShares MSCI EAFE ETF | Exchange Traded Fund | 464287465 |  | 307055 | 3435 | SH |  | SOLE |  | 3435 | 0 | 0 |
| iShares MSCI USA Min Vol Factor ETF | Exchange Traded Fund | 46429B697 |  | 314183 | 3347 | SH |  | SOLE |  | 3347 | 0 | 0 |
| iShares MSCI USA Momentum Factor ETF | Exchange Traded Fund | 46432F396 |  | 1756499 | 7309 | SH |  | SOLE |  | 7309 | 0 | 0 |
| iShares National Muni Bond ETF | Exchange Traded Fund | 464288414 |  | 922976 | 8834 | SH |  | SOLE |  | 8834 | 0 | 0 |
| iShares Preferred Securities ETF | Exchange Traded Fund | 464288687 |  | 286582 | 9341 | SH |  | SOLE |  | 9341 | 0 | 0 |
| iShares Russell 1000 ETF | Exchange Traded Fund | 464287622 |  | 670651 | 1975 | SH |  | SOLE |  | 1975 | 0 | 0 |
| iShares Russell 1000 Growth ETF | Exchange Traded Fund | 464287614 |  | 6530890 | 15382 | SH |  | SOLE |  | 15382 | 0 | 0 |
| iShares Russell 1000 Value ETF | Exchange Traded Fund | 464287598 |  | 3866148 | 19905 | SH |  | SOLE |  | 19905 | 0 | 0 |
| iShares Russell 2000 ETF | Exchange Traded Fund | 464287655 |  | 248159 | 1150 | SH |  | SOLE |  | 1150 | 0 | 0 |
| iShares Russell 2000 Growth ETF | Exchange Traded Fund | 464287648 |  | 1834364 | 6417 | SH |  | SOLE |  | 6417 | 0 | 0 |
| iShares Russell 2000 Value ETF | Exchange Traded Fund | 464287630 |  | 474542 | 3008 | SH |  | SOLE |  | 3008 | 0 | 0 |
| iShares Russell 3000 ETF | Exchange Traded Fund | 464287689 |  | 240786 | 686 | SH |  | SOLE |  | 686 | 0 | 0 |
| iShares Russell Mid-Cap Growth ETF | Exchange Traded Fund | 464287481 |  | 3274790 | 23614 | SH |  | SOLE |  | 23614 | 0 | 0 |
| iShares Russell Mid-Cap Value ETF | Exchange Traded Fund | 464287473 |  | 2261048 | 17111 | SH |  | SOLE |  | 17111 | 0 | 0 |
| iShares S 500 Growth ETF | Exchange Traded Fund | 464287309 |  | 340319 | 3091 | SH |  | SOLE |  | 3091 | 0 | 0 |
| iShares S Mid-Cap 400 Growth ETF | Exchange Traded Fund | 464287606 |  | 2523239 | 27734 | SH |  | SOLE |  | 27734 | 0 | 0 |
| iShares U.S. Equity Factor ETF | Exchange Traded Fund | 46434V282 |  | 2108915 | 32885 | SH |  | SOLE |  | 32885 | 0 | 0 |
| iShares US Medical Devices ETF | Exchange Traded Fund | 464288810 |  | 216171 | 3451 | SH |  | SOLE |  | 3451 | 0 | 0 |
| Jacobs Solutions Inc | Common Stock | 46982L108 |  | 386200 | 2938 | SH |  | SOLE |  | 2938 | 0 | 0 |
| Janus Henderson AAA CLO ETF | Exchange Traded Fund | 47103U845 |  | 385649 | 7599 | SH |  | SOLE |  | 7599 | 0 | 0 |
| JHancock Multifactor Mid Cap ETF | Exchange Traded Fund | 47804J206 |  | 1881276 | 30775 | SH |  | SOLE |  | 30775 | 0 | 0 |
| Johnson  Johnson | Common Stock | 478160104 |  | 592823 | 3881 | SH |  | SOLE |  | 3881 | 0 | 0 |
| JPMorgan Active Value ETF | Exchange Traded Fund | 46641Q167 |  | 765564 | 11688 | SH |  | SOLE |  | 11688 | 0 | 0 |
| JPMorgan Chase  Co | Common Stock | 46625H100 |  | 819286 | 2826 | SH |  | SOLE |  | 2826 | 0 | 0 |
| JPMorgan Core Plus Bond ETF | Exchange Traded Fund | 46641Q670 |  | 380574 | 8087 | SH |  | SOLE |  | 8087 | 0 | 0 |
| JPMorgan Income ETF | Exchange Traded Fund | 46641Q159 |  | 879385 | 18985 | SH |  | SOLE |  | 18985 | 0 | 0 |
| JPMorgan Municipal ETF | Exchange Traded Fund | 46641Q647 |  | 226706 | 4567 | SH |  | SOLE |  | 4567 | 0 | 0 |
| Lockheed Martin Corp | Common Stock | 539830109 |  | 431263 | 931 | SH |  | SOLE |  | 931 | 0 | 0 |
| McDonald's Corp | Common Stock | 580135101 |  | 556584 | 1905 | SH |  | SOLE |  | 1905 | 0 | 0 |
| Merck  Co Inc | Common Stock | 58933Y105 |  | 379021 | 4740 | SH |  | SOLE |  | 4740 | 0 | 0 |
| Meta Platforms Inc Class A | Common Stock | 30303M102 |  | 1576560 | 2136 | SH |  | SOLE |  | 2136 | 0 | 0 |
| Micron Technology Inc | Common Stock | 595112103 |  | 214948 | 1744 | SH |  | SOLE |  | 1744 | 0 | 0 |
| Microsoft Corp | Common Stock | 594918104 |  | 4163322 | 8370 | SH |  | SOLE |  | 8370 | 0 | 0 |
| Netflix Inc | Common Stock | 64110L106 |  | 645461 | 482 | SH |  | SOLE |  | 482 | 0 | 0 |
| Nextera Energy Inc | Common Stock | 65339F101 |  | 236792 | 3411 | SH |  | SOLE |  | 3411 | 0 | 0 |
| Northrop Grumman Corp | Common Stock | 666807102 |  | 300488 | 601 | SH |  | SOLE |  | 601 | 0 | 0 |
| NRG Energy Inc | Common Stock | 629377508 |  | 214214 | 1334 | SH |  | SOLE |  | 1334 | 0 | 0 |
| NVIDIA Corp | Common Stock | 67066G104 |  | 10085604 | 63833 | SH |  | SOLE |  | 63833 | 0 | 0 |
| Oracle Corp | Common Stock | 68389X105 |  | 736346 | 3368 | SH |  | SOLE |  | 3368 | 0 | 0 |
| Packaging Corp of America | Common Stock | 695156109 |  | 461920 | 2435 | SH |  | SOLE |  | 2435 | 0 | 0 |
| Palantir Technologies Inc | Common Stock | 69608A108 |  | 380333 | 2790 | SH |  | SOLE |  | 2790 | 0 | 0 |
| Parker Hannifin Corp | Common Stock | 701094104 |  | 282880 | 405 | SH |  | SOLE |  | 405 | 0 | 0 |
| PepsiCo Inc | Common Stock | 713448108 |  | 293505 | 2222 | SH |  | SOLE |  | 2222 | 0 | 0 |
| Perpetua Resources Corp | Common Stock | 714266103 |  | 217622 | 17926 | SH |  | SOLE |  | 17926 | 0 | 0 |
| PGIM Total Return Bond ETF | Exchange Traded Fund | 69344A800 |  | 313892 | 7504 | SH |  | SOLE |  | 7504 | 0 | 0 |
| PGIM Ultra Short Bond ETF | Exchange Traded Fund | 69344A107 |  | 1429903 | 28736 | SH |  | SOLE |  | 28736 | 0 | 0 |
| PIMCO Active Bond ETF | Exchange Traded Fund | 72201R775 |  | 1486403 | 16125 | SH |  | SOLE |  | 16125 | 0 | 0 |
| PNC Financial Services Group Inc | Common Stock | 693475105 |  | 247939 | 1330 | SH |  | SOLE |  | 1330 | 0 | 0 |
| Procter  Gamble Co | Common Stock | 742718109 |  | 284386 | 1785 | SH |  | SOLE |  | 1785 | 0 | 0 |
| Quanta Services Inc | Common Stock | 74762E102 |  | 599257 | 1585 | SH |  | SOLE |  | 1585 | 0 | 0 |
| Realty Income Corp | Common Stock | 756109104 |  | 232572 | 4037 | SH |  | SOLE |  | 4037 | 0 | 0 |
| Renasant Corp | Common Stock | 75970E107 |  | 305836 | 8512 | SH |  | SOLE |  | 8512 | 0 | 0 |
| S Inc Com | Common Stock | 78409V104 |  | 1022943 | 1940 | SH |  | SOLE |  | 1940 | 0 | 0 |
| Salesforce Inc | Common Stock | 79466L302 |  | 288125 | 1055 | SH |  | SOLE |  | 1055 | 0 | 0 |
| Schwab Fundamental U.S. Large CompanyETF | Exchange Traded Fund | 808524771 |  | 503266 | 20508 | SH |  | SOLE |  | 20508 | 0 | 0 |
| Schwab Intermediate-Term US Trs ETF | Exchange Traded Fund | 808524854 |  | 207449 | 8288 | SH |  | SOLE |  | 8288 | 0 | 0 |
| Schwab US Dividend Equity ETF | Exchange Traded Fund | 808524797 |  | 22128428 | 835035 | SH |  | SOLE |  | 835035 | 0 | 0 |
| Schwab US Large-Cap Growth ETF | Exchange Traded Fund | 808524300 |  | 653311 | 22366 | SH |  | SOLE |  | 22366 | 0 | 0 |
| SEI Enhanced US Large Cap Momt Fac ETF | Exchange Traded Fund | 81589A205 |  | 6424847 | 152392 | SH |  | SOLE |  | 152392 | 0 | 0 |
| SEI Enhanced US Large Cap Qual Fac ETF | Exchange Traded Fund | 81589A106 |  | 3243806 | 87246 | SH |  | SOLE |  | 87246 | 0 | 0 |
| SEI Enhanced US Large Cap Value Fac ETF | Exchange Traded Fund | 81589A304 |  | 6387261 | 178965 | SH |  | SOLE |  | 178965 | 0 | 0 |
| SEI Select Emerging Markets Equity ETF | Exchange Traded Fund | 81589A601 |  | 1606722 | 58405 | SH |  | SOLE |  | 58405 | 0 | 0 |
| SEI Select International Equity ETF | Exchange Traded Fund | 81589A700 |  | 3890819 | 132000 | SH |  | SOLE |  | 132000 | 0 | 0 |
| SEI Select Small Cap ETF | Exchange Traded Fund | 81589A502 |  | 2705536 | 105565 | SH |  | SOLE |  | 105565 | 0 | 0 |
| ServiceNow Inc | Common Stock | 81762P102 |  | 1232668 | 1199 | SH |  | SOLE |  | 1199 | 0 | 0 |
| Sherwin-Williams Co | Common Stock | 824348106 |  | 259580 | 756 | SH |  | SOLE |  | 756 | 0 | 0 |
| Shopify Inc | Common Stock | 82509L107 |  | 278224 | 2412 | SH |  | SOLE |  | 2412 | 0 | 0 |
| Snowflake Inc COM USD0.0001 | Common Stock | 833445109 |  | 233168 | 1042 | SH |  | SOLE |  | 1042 | 0 | 0 |
| Southern Co | Common Stock | 842587107 |  | 496066 | 5402 | SH |  | SOLE |  | 5402 | 0 | 0 |
| SPDR Gold Shares | Exchange Traded Fund | 78463V107 |  | 262154 | 860 | SH |  | SOLE |  | 860 | 0 | 0 |
| SPDR Portfolio S 500 Value ETF | Exchange Traded Fund | 78464A508 |  | 276617 | 5285 | SH |  | SOLE |  | 5285 | 0 | 0 |
| SPDR Portfolio S 600 Sm Cap ETF | Exchange Traded Fund | 78468R853 |  | 227314 | 5336 | SH |  | SOLE |  | 5336 | 0 | 0 |
| SPDR S 500 ETF Trust | Exchange Traded Fund | 78462F103 |  | 1197708 | 1933 | SH |  | SOLE |  | 1933 | 0 | 0 |
| SPDR S 600 Small Cap Growth ETF | Exchange Traded Fund | 78464A201 |  | 4323989 | 48721 | SH |  | SOLE |  | 48721 | 0 | 0 |
| SPDR S 600 Small Cap Value ETF | Exchange Traded Fund | 78464A300 |  | 2684642 | 33659 | SH |  | SOLE |  | 33659 | 0 | 0 |
| SPDR SSGA US Small Cap Low Volatil ETF | Exchange Traded Fund | 78468R887 |  | 562130 | 4493 | SH |  | SOLE |  | 4493 | 0 | 0 |
| Starbucks Corp | Common Stock | 855244109 |  | 263986 | 2881 | SH |  | SOLE |  | 2881 | 0 | 0 |
| Taiwan Semiconductor Manufacturing Co Ltd | Common Stock | 874039100 |  | 430135 | 1893 | SH |  | SOLE |  | 1893 | 0 | 0 |
| Tesla Motors Inc | Common Stock | 88160R101 |  | 1763013 | 5550 | SH |  | SOLE |  | 5550 | 0 | 0 |
| Texas Instruments Inc | Common Stock | 882508104 |  | 326171 | 1571 | SH |  | SOLE |  | 1571 | 0 | 0 |
| The Home Depot Inc | Common Stock | 437076102 |  | 983695 | 2683 | SH |  | SOLE |  | 2683 | 0 | 0 |
| The Technology Select Sector SPDR ETF | Exchange Traded Fund | 81369Y803 |  | 445178 | 1758 | SH |  | SOLE |  | 1758 | 0 | 0 |
| Timothy Plan High Dividend Stock ETF | Exchange Traded Fund | 887432326 |  | 427442 | 11308 | SH |  | SOLE |  | 11308 | 0 | 0 |
| Union Pacific Corp | Common Stock | 907818108 |  | 361686 | 1572 | SH |  | SOLE |  | 1572 | 0 | 0 |
| United Parcel Service Inc Class B | Common Stock | 911312106 |  | 1607268 | 15923 | SH |  | SOLE |  | 15923 | 0 | 0 |
| UnitedHealth Group Inc | Common Stock | 91324P102 |  | 399322 | 1280 | SH |  | SOLE |  | 1280 | 0 | 0 |
| VanEck High Yield Muni ETF | Exchange Traded Fund | 92189H409 |  | 306080 | 6096 | SH |  | SOLE |  | 6096 | 0 | 0 |
| Vanguard Dividend Appreciation ETF | Exchange Traded Fund | 921908844 |  | 238792 | 1162 | SH |  | SOLE |  | 1162 | 0 | 0 |
| Vanguard FTSE All-Wld ex-US ETF | Exchange Traded Fund | 922042775 |  | 1276709 | 18993 | SH |  | SOLE |  | 18993 | 0 | 0 |
| Vanguard FTSE All-Wld ex-US SmCp ETF | Exchange Traded Fund | 922042718 |  | 565782 | 4210 | SH |  | SOLE |  | 4210 | 0 | 0 |
| Vanguard FTSE Developed Markets ETF | Exchange Traded Fund | 921943858 |  | 2823876 | 49533 | SH |  | SOLE |  | 49533 | 0 | 0 |
| Vanguard FTSE Emerging Markets ETF | Exchange Traded Fund | 922042858 |  | 1118637 | 22617 | SH |  | SOLE |  | 22617 | 0 | 0 |
| Vanguard Growth ETF | Exchange Traded Fund | 922908736 |  | 9274928 | 21132 | SH |  | SOLE |  | 21132 | 0 | 0 |
| Vanguard Intl Div Apprec ETF | Exchange Traded Fund | 921946810 |  | 850823 | 9441 | SH |  | SOLE |  | 9441 | 0 | 0 |
| Vanguard Large-Cap ETF | Exchange Traded Fund | 922908637 |  | 1310560 | 4580 | SH |  | SOLE |  | 4580 | 0 | 0 |
| Vanguard Mid-Cap ETF | Exchange Traded Fund | 922908629 |  | 1019391 | 3629 | SH |  | SOLE |  | 3629 | 0 | 0 |
| Vanguard Mid-Cap Growth ETF | Exchange Traded Fund | 922908538 |  | 1482754 | 5206 | SH |  | SOLE |  | 5206 | 0 | 0 |
| Vanguard Mid-Cap Value ETF | Exchange Traded Fund | 922908512 |  | 1301102 | 7870 | SH |  | SOLE |  | 7870 | 0 | 0 |
| Vanguard Russell 1000 Value ETF | Exchange Traded Fund | 92206C714 |  | 241400 | 2833 | SH |  | SOLE |  | 2833 | 0 | 0 |
| Vanguard S 500 ETF | Exchange Traded Fund | 922908363 |  | 1056352 | 1854 | SH |  | SOLE |  | 1854 | 0 | 0 |
| Vanguard S Small-Cap 600 Value ETF | Exchange Traded Fund | 921932778 |  | 1997888 | 23348 | SH |  | SOLE |  | 23348 | 0 | 0 |
| Vanguard Short-Term Bond ETF | Exchange Traded Fund | 921937827 |  | 2876642 | 36552 | SH |  | SOLE |  | 36552 | 0 | 0 |
| Vanguard Small-Cap ETF | Exchange Traded Fund | 922908751 |  | 900902 | 3789 | SH |  | SOLE |  | 3789 | 0 | 0 |
| Vanguard Small-Cap Growth ETF | Exchange Traded Fund | 922908595 |  | 2388360 | 8611 | SH |  | SOLE |  | 8611 | 0 | 0 |
| Vanguard Small-Cap Value ETF | Exchange Traded Fund | 922908611 |  | 1247428 | 6367 | SH |  | SOLE |  | 6367 | 0 | 0 |
| Vanguard Total Bond Market ETF | Exchange Traded Fund | 921937835 |  | 391343 | 5315 | SH |  | SOLE |  | 5315 | 0 | 0 |
| Vanguard Total International Bond ETF | Exchange Traded Fund | 92203J407 |  | 303051 | 6121 | SH |  | SOLE |  | 6121 | 0 | 0 |
| Vanguard Total International Stock ETF | Exchange Traded Fund | 921909768 |  | 460001 | 6658 | SH |  | SOLE |  | 6658 | 0 | 0 |
| Vanguard Total Stock Market ETF | Exchange Traded Fund | 922908769 |  | 5325306 | 17469 | SH |  | SOLE |  | 17469 | 0 | 0 |
| Vanguard Value ETF | Exchange Traded Fund | 922908744 |  | 3985712 | 22429 | SH |  | SOLE |  | 22429 | 0 | 0 |
| Verizon Communications Inc | Common Stock | 92343V104 |  | 320977 | 7418 | SH |  | SOLE |  | 7418 | 0 | 0 |
| Viatris Inc | Common Stock | 92556V106 |  | 89997 | 10078 | SH |  | SOLE |  | 10078 | 0 | 0 |
| Visa Inc Class A | Common Stock | 92826C839 |  | 616012 | 1735 | SH |  | SOLE |  | 1735 | 0 | 0 |
| W.P. Carey Inc | Common Stock | 92936U109 |  | 203698 | 3219 | SH |  | SOLE |  | 3219 | 0 | 0 |
| Wal-Mart Stores Inc | Common Stock | 931142103 |  | 1351613 | 13823 | SH |  | SOLE |  | 13823 | 0 | 0 |
| Walt Disney Co | Common Stock | 254687106 |  | 290307 | 2341 | SH |  | SOLE |  | 2341 | 0 | 0 |
| Wells Fargo  Co | Common Stock | 949746101 |  | 366869 | 4579 | SH |  | SOLE |  | 4579 | 0 | 0 |
| WisdomTree Intl Hdgd Qual Div Gr ETF | Exchange Traded Fund | 97717X594 |  | 560152 | 12434 | SH |  | SOLE |  | 12434 | 0 | 0 |
| WisdomTree US LargeCap Dividend ETF | Exchange Traded Fund | 97717W307 |  | 627139 | 7635 | SH |  | SOLE |  | 7635 | 0 | 0 |
| WisdomTree US MidCap Dividend ETF | Exchange Traded Fund | 97717W505 |  | 2948961 | 58838 | SH |  | SOLE |  | 58838 | 0 | 0 |
| Xcel Energy Inc | Common Stock | 98389B100 |  | 202734 | 2977 | SH |  | SOLE |  | 2977 | 0 | 0 |
| Xtrackers MSCI EAFE Hedged Equity ETF | Exchange Traded Fund | 233051200 |  | 4505506 | 102983 | SH |  | SOLE |  | 102983 | 0 | 0 |
| Zoetis Inc | Common Stock | 98978V103 |  | 487188 | 3124 | SH |  | SOLE |  | 3124 | 0 | 0 |
| Zscaler Inc | Common Stock | 98980G102 |  | 219758 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |

---