# EDGAR Filing Document

**Accession Number:** 0002123943
**File Stem:** 0001214659-26-005067
**Filing Date:** 2026-4
**Character Count:** 12055
**Document Hash:** 5e7a2b71a16df7ebcbb69aafe9d2d134
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001214659-26-005067.hdr.sgml**: 20260424

**ACCESSION NUMBER**: 0001214659-26-005067

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260424

**DATE AS OF CHANGE**: 20260424

**EFFECTIVENESS DATE**: 20260424

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Merited Wealth, LLC
- **CENTRAL INDEX KEY:** 0002123943

**ORGANIZATION NAME:**
- **EIN:** 200891690
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1225

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26782
- **FILM NUMBER:** 26893018

**BUSINESS ADDRESS:**
- **STREET 1:** 1666 79TH STREET CAUSEWAY, SUITE 501
- **CITY:** NORTH BAY VILLAGE
- **STATE:** FL
- **ZIP:** 33141
- **BUSINESS PHONE:** 305-722-0091

**MAIL ADDRESS:**
- **STREET 1:** 1666 79TH STREET CAUSEWAY, SUITE 501
- **CITY:** NORTH BAY VILLAGE
- **STATE:** FL
- **ZIP:** 33141

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Merited Wealth LLC<br>**Address:** 1666 79TH STREET CAUSEWAY SUITE 501<br>NORTH BAY VILLAGE, FL 33141

**Form 13F File Number:** 028-26782

**CRD Number (if applicable):** 000299549

**SEC File Number (if applicable):** 801-129613

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Stephen A. Taylor<br>**Title:** Owner/CEO<br>**Phone:** 305-722-0091

**Signature, Place, and Date of Signing:**

Stephen Taylor  North Byavillage, FL  04-23-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 79

**Form 13F Information Table Value Total:** $120604398

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 329544 | 1146 | SH |  | SOLE |  | 0 | 0 | 1146 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 553353 | 1929 | SH |  | SOLE |  | 0 | 0 | 1929 |
| AMAZON COM INC | COM | 023135106 |  | 265961 | 1277 | SH |  | SOLE |  | 0 | 0 | 1277 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 4136152 | 48752 | SH |  | SOLE |  | 0 | 0 | 48752 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 1146552 | 2580 | SH |  | SOLE |  | 0 | 0 | 2580 |
| APPLE INC | COM | 037833100 |  | 1639991 | 6462 | SH |  | SOLE |  | 0 | 0 | 6462 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 211252 | 3631 | SH |  | SOLE |  | 0 | 0 | 3631 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 978118 | 18835 | SH |  | SOLE |  | 0 | 0 | 18835 |
| BNY MELLON ETF TRUST | CORE BOND ETF | 09661T602 |  | 752510 | 17832 | SH |  | SOLE |  | 0 | 0 | 17832 |
| CAPITAL GROUP CORE BALANCED | SHS | 14021D107 |  | 5344820 | 155328 | SH |  | SOLE |  | 0 | 0 | 155328 |
| CAPITAL GROUP CORE EQUITY ET | SHS CREATION UNI | 14020V108 |  | 2482848 | 64624 | SH |  | SOLE |  | 0 | 0 | 64624 |
| CAPITAL GROUP DIVIDEND GROWE | SHS ETF | 14021L109 |  | 3163092 | 88108 | SH |  | SOLE |  | 0 | 0 | 88108 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 2637603 | 62003 | SH |  | SOLE |  | 0 | 0 | 62003 |
| CAPITAL GROUP EQUITY ETF TR | US SMALL AND MID | 14022A102 |  | 1478852 | 50370 | SH |  | SOLE |  | 0 | 0 | 50370 |
| CAPITAL GROUP GBL GROWTH EQT | SHS CREATION UNI | 14020X104 |  | 2370100 | 71025 | SH |  | SOLE |  | 0 | 0 | 71025 |
| CAPITAL GROUP GLOBAL EQUITY | SHS | 14020R107 |  | 4078143 | 133710 | SH |  | SOLE |  | 0 | 0 | 133710 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 3163326 | 78709 | SH |  | SOLE |  | 0 | 0 | 78709 |
| CAPITAL GROUP NEW GEOGRAPHY | SHS | 14021N105 |  | 1018446 | 32260 | SH |  | SOLE |  | 0 | 0 | 32260 |
| CAPITAL GRP FIXED INCM ETF T | US MULTI-SECTOR | 14020Y300 |  | 2014202 | 73970 | SH |  | SOLE |  | 0 | 0 | 73970 |
| CAPITAL GRP FIXED INCM ETF T | CORE BOND ETF | 14020Y508 |  | 2600520 | 99030 | SH |  | SOLE |  | 0 | 0 | 99030 |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 |  | 1494033 | 66877 | SH |  | SOLE |  | 0 | 0 | 66877 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 202275 | 203 | SH |  | SOLE |  | 0 | 0 | 203 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 599892 | 12516 | SH |  | SOLE |  | 0 | 0 | 12516 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 2529572 | 35673 | SH |  | SOLE |  | 0 | 0 | 35673 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 2977725 | 76627 | SH |  | SOLE |  | 0 | 0 | 76627 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 455573 | 7295 | SH |  | SOLE |  | 0 | 0 | 7295 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 3116204 | 91734 | SH |  | SOLE |  | 0 | 0 | 91734 |
| ELI LILLY  CO | COM | 532457108 |  | 832392 | 905 | SH |  | SOLE |  | 0 | 0 | 905 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 232198 | 3329 | SH |  | SOLE |  | 0 | 0 | 3329 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 442759 | 19326 | SH |  | SOLE |  | 0 | 0 | 19326 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 258202 | 2339 | SH |  | SOLE |  | 0 | 0 | 2339 |
| ISHARES TR | USD INV GRDE ETF | 464288620 |  | 329665 | 6435 | SH |  | SOLE |  | 0 | 0 | 6435 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 630870 | 11854 | SH |  | SOLE |  | 0 | 0 | 11854 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 832801 | 10086 | SH |  | SOLE |  | 0 | 0 | 10086 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 290419 | 2990 | SH |  | SOLE |  | 0 | 0 | 2990 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 5930576 | 59742 | SH |  | SOLE |  | 0 | 0 | 59742 |
| ISHARES TR | CORE S ETF | 464287200 |  | 10498858 | 16073 | SH |  | SOLE |  | 0 | 0 | 16073 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 489717 | 5129 | SH |  | SOLE |  | 0 | 0 | 5129 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 1899656 | 18872 | SH |  | SOLE |  | 0 | 0 | 18872 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 413023 | 1721 | SH |  | SOLE |  | 0 | 0 | 1721 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 399110 | 9433 | SH |  | SOLE |  | 0 | 0 | 9433 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 787331 | 11219 | SH |  | SOLE |  | 0 | 0 | 11219 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 271690 | 5882 | SH |  | SOLE |  | 0 | 0 | 5882 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 482784 | 5777 | SH |  | SOLE |  | 0 | 0 | 5777 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 |  | 298567 | 4869 | SH |  | SOLE |  | 0 | 0 | 4869 |
| J P MORGAN EXCHANGE TRADED F | US VALUE FACTR | 46641Q753 |  | 276206 | 5653 | SH |  | SOLE |  | 0 | 0 | 5653 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 5037914 | 107008 | SH |  | SOLE |  | 0 | 0 | 107008 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDRS US | 46641Q399 |  | 2717756 | 23193 | SH |  | SOLE |  | 0 | 0 | 23193 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS US | 46641Q340 |  | 359813 | 3319 | SH |  | SOLE |  | 0 | 0 | 3319 |
| J P MORGAN EXCHANGE TRADED F | BETABUILDERS I | 46641Q373 |  | 1359155 | 18588 | SH |  | SOLE |  | 0 | 0 | 18588 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE VALUE ETF | 46641Q167 |  | 2240983 | 31233 | SH |  | SOLE |  | 0 | 0 | 31233 |
| J P MORGAN EXCHANGE TRADED F | ACTIVEBLDRS EMER | 46641Q266 |  | 795487 | 15289 | SH |  | SOLE |  | 0 | 0 | 15289 |
| J P MORGAN EXCHANGE TRADED F | INTRNL RES EQT | 46641Q134 |  | 2780340 | 36709 | SH |  | SOLE |  | 0 | 0 | 36709 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE GROWTH | 46654Q609 |  | 2501369 | 29595 | SH |  | SOLE |  | 0 | 0 | 29595 |
| LENNAR CORP | CL A | 526057104 |  | 3030716 | 34900 | SH |  | SOLE |  | 0 | 0 | 34900 |
| META PLATFORMS INC | CL A | 30303M102 |  | 257459 | 450 | SH |  | SOLE |  | 0 | 0 | 450 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 443246 | 1312 | SH |  | SOLE |  | 0 | 0 | 1312 |
| MICROSOFT CORP | COM | 594918104 |  | 884336 | 2389 | SH |  | SOLE |  | 0 | 0 | 2389 |
| MILLROSE PPTYS INC | COM CL A | 601137102 |  | 552216 | 19722 | SH |  | SOLE |  | 0 | 0 | 19722 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 380715 | 2183 | SH |  | SOLE |  | 0 | 0 | 2183 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 1303186 | 12958 | SH |  | SOLE |  | 0 | 0 | 12958 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 713032 | 23241 | SH |  | SOLE |  | 0 | 0 | 23241 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 267072 | 987 | SH |  | SOLE |  | 0 | 0 | 987 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 991357 | 20632 | SH |  | SOLE |  | 0 | 0 | 20632 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 339776 | 1651 | SH |  | SOLE |  | 0 | 0 | 1651 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 692810 | 3189 | SH |  | SOLE |  | 0 | 0 | 3189 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 742106 | 1699 | SH |  | SOLE |  | 0 | 0 | 1699 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 789961 | 1322 | SH |  | SOLE |  | 0 | 0 | 1322 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 323710 | 1071 | SH |  | SOLE |  | 0 | 0 | 1071 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 1071078 | 3584 | SH |  | SOLE |  | 0 | 0 | 3584 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 531170 | 2064 | SH |  | SOLE |  | 0 | 0 | 2064 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 617154 | 3349 | SH |  | SOLE |  | 0 | 0 | 3349 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 4934117 | 35672 | SH |  | SOLE |  | 0 | 0 | 35672 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 244106 | 4887 | SH |  | SOLE |  | 0 | 0 | 4887 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 308978 | 6581 | SH |  | SOLE |  | 0 | 0 | 6581 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 678353 | 4580 | SH |  | SOLE |  | 0 | 0 | 4580 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 2817162 | 7667 | SH |  | SOLE |  | 0 | 0 | 7667 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 1973059 | 13612 | SH |  | SOLE |  | 0 | 0 | 13612 |
| WALMART INC | COM | 931142103 |  | 587223 | 4725 | SH |  | SOLE |  | 0 | 0 | 4725 |

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