# EDGAR Filing Document

**Accession Number:** 0001956564
**File Stem:** 0001956564-25-000005
**Filing Date:** 2025-8
**Character Count:** 13230
**Document Hash:** 72f7087c66263b2b7c105d526cf14066
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001956564-25-000005.hdr.sgml**: 20250813

**ACCESSION NUMBER**: 0001956564-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250813

**DATE AS OF CHANGE**: 20250813

**EFFECTIVENESS DATE**: 20250813

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RFP Financial Group LLC
- **CENTRAL INDEX KEY:** 0001956564

**ORGANIZATION NAME:**
- **EIN:** 824438526
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22750
- **FILM NUMBER:** 251212612

**BUSINESS ADDRESS:**
- **STREET 1:** 1380 WEST PACES FERRY ROAD, NW
- **STREET 2:** SUITE 2155
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30327
- **BUSINESS PHONE:** 4042337272

**MAIL ADDRESS:**
- **STREET 1:** 1380 WEST PACES FERRY ROAD, NW
- **STREET 2:** SUITE 2155
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30327

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RFP Financial Group LLC<br>**Address:** 1380 WEST PACES FERRY ROAD NW<br>SUITE 2155<br>ATLANTA, GA 30327

**Form 13F File Number:** 028-22750

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Morgan Carter<br>**Title:** Client Relationship Manager<br>**Phone:** (404) 233-7272

**Signature, Place, and Date of Signing:**

MORGAN CARTER  ATLANTA, GA  08-13-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 92

**Form 13F Information Table Value Total:** $242159279

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M COMPANY | COM | 88579Y101 |  | 203697 | 1338 | SH |  | SOLE |  | 0 | 0 | 0 |
| ALERIAN MLP ETF | ALERIAN MLP | 00162Q452 |  | 404991 | 8289 | SH |  | SOLE |  | 0 | 0 | 0 |
| ALPHABET INCORPORATED CAP STK CLASS A | CAP STK CL A | 02079K305 |  | 501075 | 2843 | SH |  | SOLE |  | 0 | 0 | 0 |
| ALPHABET INCORPORATED CAP STK CLASS C | CAP STK CL C | 02079K107 |  | 1972615 | 11120 | SH |  | SOLE |  | 0 | 0 | 0 |
| ALTRIA GROUP INCORPORATED | COM | 02209S103 |  | 376463 | 6421 | SH |  | SOLE |  | 0 | 0 | 0 |
| AMAZON COM INCORPORATED | COM | 023135106 |  | 1798501 | 8198 | SH |  | SOLE |  | 0 | 0 | 0 |
| AMERICAN EXPRESS COMPANY | COM | 025816109 |  | 843458 | 2644 | SH |  | SOLE |  | 0 | 0 | 0 |
| APPLE INCORPORATED | COM | 037833100 |  | 14625317 | 71284 | SH |  | SOLE |  | 0 | 0 | 0 |
| AT INCORPORATED | COM | 00206R102 |  | 259026 | 8950 | SH |  | SOLE |  | 0 | 0 | 0 |
| BANK AMERICA CORPORATION | COM | 060505104 |  | 250803 | 5300 | SH |  | SOLE |  | 0 | 0 | 0 |
| BERKSHIRE HATHAWAY INCORPORATED DEL CLASS B NEW | CL B NEW | 084670702 |  | 888077 | 1828 | SH |  | SOLE |  | 0 | 0 | 0 |
| CATERPILLAR INCORPORATED | COM | 149123101 |  | 1109986 | 2859 | SH |  | SOLE |  | 0 | 0 | 0 |
| CHEVRON CORPORATION NEW | COM | 166764100 |  | 626625 | 4376 | SH |  | SOLE |  | 0 | 0 | 0 |
| CISCO SYSTEMS INCORPORATED | COM | 17275R102 |  | 355588 | 5125 | SH |  | SOLE |  | 0 | 0 | 0 |
| COCA COLA COMPANY | COM | 191216100 |  | 4605606 | 65097 | SH |  | SOLE |  | 0 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION NEW | COM | 22160K105 |  | 1581928 | 1598 | SH |  | SOLE |  | 0 | 0 | 0 |
| ELI LILLY  COMPANY | COM | 532457108 |  | 726011 | 931 | SH |  | SOLE |  | 0 | 0 | 0 |
| EXXON MOBIL CORPORATION | COM | 30231G102 |  | 820425 | 7610 | SH |  | SOLE |  | 0 | 0 | 0 |
| GALLAGHER ARTHUR J  COMPANY | COM | 363576109 |  | 320120 | 1000 | SH |  | SOLE |  | 0 | 0 | 0 |
| GENUINE PARTS COMPANY | COM | 372460105 |  | 504495 | 4159 | SH |  | SOLE |  | 0 | 0 | 0 |
| GLOBAL PMTS INCORPORATED | COM | 37940X102 |  | 434700 | 5431 | SH |  | SOLE |  | 0 | 0 | 0 |
| HOME DEPOT INCORPORATED | COM | 437076102 |  | 2715772 | 7407 | SH |  | SOLE |  | 0 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHINES | COM | 459200101 |  | 368771 | 1251 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO NASDAQ 100 ETF | NASDAQ 100 ETF | 46138G649 |  | 931110 | 4100 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO S 100 EQUAL WEIGHT ETF | S 100 EQL WIGH | 46137V449 |  | 51869217 | 471667 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO S 500 EQUAL WEIGHT ETF | S EQL WGT | 46137V357 |  | 10108634 | 55621 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR CORE 80/20 AGGRE | CORE 80/20 AGGRE | 464289859 |  | 498036 | 5972 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR CORE S SCP ETF | CORE S SCP ETF | 464287804 |  | 4275511 | 39121 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR IBDS DEC28 ETF | IBDS DEC28 ETF | 46435U515 |  | 373467 | 14692 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR IBONDS 1-5 YR CO | IBONDS 1-5 YR CO | 46438G539 |  | 447896 | 17749 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR IBONDS 1-5 YR TI | IBONDS 1-5 YR TI | 46438G513 |  | 2037680 | 79442 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR IBONDS 1-5 YR TR | IBONDS 1-5 YR TR | 46438G521 |  | 5198376 | 205713 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR IBONDS 25 TRM TS | IBONDS 25 TRM TS | 46436E866 |  | 649872 | 27820 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR IBONDS 26 TRM TS | IBONDS 26 TRM TS | 46436E858 |  | 656526 | 28632 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR IBONDS 27 ETF | IBONDS 27 ETF | 46435UAA9 |  | 370516 | 15266 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR IBONDS 27 TRM TS | IBONDS 27 TRM TS | 46436E841 |  | 660077 | 29350 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR IBONDS 28 TRM TS | IBONDS 28 TRM TS | 46436E833 |  | 663519 | 29674 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR IBONDS 29 TRM TS | IBONDS 29 TRM TS | 46436E825 |  | 660014 | 30110 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR IBONDS DEC 29 | IBONDS DEC 29 | 46436E205 |  | 353502 | 15152 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR IBONDS DEC2026 | IBONDS DEC2026 | 46435GAA0 |  | 371044 | 15301 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR MSCI ACWI ETF | MSCI ACWI ETF | 464288257 |  | 3709574 | 28846 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR RUSSELL 2000 ETF | RUSSELL 2000 ETF | 464287655 |  | 500745 | 2321 | SH |  | SOLE |  | 0 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1282439 | 8396 | SH |  | SOLE |  | 0 | 0 | 0 |
| JPMORGAN CHASE  COMPANY. | COM | 46625H100 |  | 2009844 | 6933 | SH |  | SOLE |  | 0 | 0 | 0 |
| LOCKHEED MARTIN CORPORATION | COM | 539830109 |  | 209340 | 452 | SH |  | SOLE |  | 0 | 0 | 0 |
| MERCK  COMPANY INCORPORATED | COM | 58933Y105 |  | 610696 | 7715 | SH |  | SOLE |  | 0 | 0 | 0 |
| META PLATFORMS INCORPORATED CLASS A | CL A | 30303M102 |  | 688554 | 933 | SH |  | SOLE |  | 0 | 0 | 0 |
| MICROSOFT CORPORATION | COM | 594918104 |  | 4849347 | 9750 | SH |  | SOLE |  | 0 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1171784 | 7417 | SH |  | SOLE |  | 0 | 0 | 0 |
| PEPSICO INCORPORATED | COM | 713448108 |  | 842355 | 6379 | SH |  | SOLE |  | 0 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL INCORPORATED | COM | 718172109 |  | 1111021 | 6100 | SH |  | SOLE |  | 0 | 0 | 0 |
| PROCTER AND GAMBLE COMPANY | COM | 742718109 |  | 437174 | 2744 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB U.S. TIPS ETF | US TIPS ETF | 808524870 |  | 1772726 | 66444 | SH |  | SOLE |  | 0 | 0 | 0 |
| SOUTHERN COMPANY | COM | 842587107 |  | 1573147 | 17131 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR GOLD SHARES | GOLD SHS | 78463V107 |  | 290820 | 954 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR S 500 ETF | TR UNIT | 78462F103 |  | 3944829 | 6385 | SH |  | SOLE |  | 0 | 0 | 0 |
| SYNOVUS FINL CORPORATION COM NEW | COM NEW | 87161C501 |  | 476633 | 9210 | SH |  | SOLE |  | 0 | 0 | 0 |
| TESLA INCORPORATED | COM | 88160R101 |  | 449158 | 1414 | SH |  | SOLE |  | 0 | 0 | 0 |
| TRUIST FINL CORPORATION | COM | 89832Q109 |  | 550847 | 12814 | SH |  | SOLE |  | 0 | 0 | 0 |
| UNITEDHEALTH GROUP INCORPORATED | COM | 91324P102 |  | 476986 | 1529 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD 0-3 MONTH TREASURY BILL ETF | 0-3 MO TREAS BIL | 922040845 |  | 5535268 | 73266 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD MEGA CAP GROWTH ETF | MEGA GRWTH IND | 921910816 |  | 959657 | 2621 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD SMALL-CAP VALUE ETF | SM CP VAL ETF | 922908611 |  | 951649 | 4880 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD TAX-EXEMPT BOND ETF | TAX EXEMPT BD | 922907746 |  | 1421657 | 28996 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | TOTAL STK MKT | 922908769 |  | 3287207 | 10816 | SH |  | SOLE |  | 0 | 0 | 0 |
| VERIZON COMMUNICATIONS INCORPORATED | COM | 92343V104 |  | 262577 | 6068 | SH |  | SOLE |  | 0 | 0 | 0 |
| VISA INCORPORATED COM CLASS A | COM CL A | 92826C839 |  | 839264 | 2364 | SH |  | SOLE |  | 0 | 0 | 0 |
| WALMART INCORPORATED | COM | 931142103 |  | 2480757 | 25371 | SH |  | SOLE |  | 0 | 0 | 0 |
| BRITISH AMERICAN TOBACCO LVL II ADR EACH REP 1 ORD GBP0.25 BNY | BTI | 110448107 |  | 917066 | 19376 | SH |  | SOLE |  | 0 | 0 | 0 |
| BROWN  BROWN INC | BRO | 115236101 |  | 213473 | 1925 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES CORE S  US STOCK MARKET ETF | ITOT | 464287150 |  | 3115405 | 23070 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES CORE S 500 ETF | IVV | 464287200 |  | 22720107 | 36592 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES CORE US AGGREGATE BOND ETF | AGG | 464287226 |  | 11182932 | 112731 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES CORE S MID-CAP ETF | IJH | 464287507 |  | 8185338 | 131979 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE ETF | IWD | 464287598 |  | 1479254 | 7616 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR RUS 1000 GRW ETF | IWF | 464287614 |  | 1489679 | 3509 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES NATIONAL MUNI BOND ETF | MUB | 464288414 |  | 6969549 | 66707 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TRUST CORE 40/60 MODERATE ALLOCATION ETF | AOM | 464289875 |  | 255248 | 5544 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD  INTERNATIONAL STOCK INDEX FUND | VXUS | 921909768 |  | 1830473 | 26494 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD BD INDEX FDS  BND MRKT | BND | 921937835 |  | 1771535 | 24060 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD REAL ESTATE ETF | VNQ | 922908553 |  | 285167 | 3202 | SH |  | SOLE |  | 0 | 0 | 0 |
| BROADCOM INC COM | AVGO | 11135F101 |  | 271180 | 984 | SH |  | SOLE |  | 0 | 0 | 0 |
| CAPITAL GRP FIXED INCM ETF TR SHORT DURATION | CGSD | 14020Y409 |  | 662475 | 25544 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR CORE MSCI | IXUS | 46432F834 |  | 12754530 | 164979 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR CORE  USD | IUSB | 46434V613 |  | 413112 | 8936 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TRUST GLOBAL REIT ETF | REET | 46434V647 |  | 3467982 | 140404 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES ULTRA SHORT-TERM BOND ACTIVE ETF | ICSH | 46434V878 |  | 4300573 | 84807 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD CHARLOTTE FDS  INTL BD ETF | BNDX | 92203J407 |  | 564721 | 11406 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB MUNICIPAL MONEY INV | SWTXX | 808508105 |  | 20550 | 20550 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB US TREASURY MONEY INVESTOR | SNSXX | 808515548 |  | 49249 | 49249 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB PRIME ADVANTAGE MONEY INVESTOR | SWVXX | 808515605 |  | 112505 | 112505 | SH |  | SOLE |  | 0 | 0 | 0 |
| CYTODYN INC | CYDY | 23283M101 |  | 12074 | 44307 | SH |  | SOLE |  | 0 | 0 | 0 |

---