# EDGAR Filing Document

**Accession Number:** 0001973921
**File Stem:** 0001973921-26-000002
**Filing Date:** 2026-4
**Character Count:** 18634
**Document Hash:** 822602960d8af4c26310a952510bcc8b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001973921-26-000002.hdr.sgml**: 20260420

**ACCESSION NUMBER**: 0001973921-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260420

**DATE AS OF CHANGE**: 20260420

**EFFECTIVENESS DATE**: 20260420

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Values Added Financial LLC
- **CENTRAL INDEX KEY:** 0001973921

**ORGANIZATION NAME:**
- **EIN:** 821549160
- **STATE OF INCORPORATION:** DC
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23307
- **FILM NUMBER:** 26873677

**BUSINESS ADDRESS:**
- **STREET 1:** 1323 SHEPHERD ST NW
- **CITY:** WASHINGTON
- **STATE:** DC
- **ZIP:** 20011
- **BUSINESS PHONE:** 202-599-0915

**MAIL ADDRESS:**
- **STREET 1:** 1323 SHEPHERD ST NW
- **CITY:** WASHINGTON
- **STATE:** DC
- **ZIP:** 20011

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Values Added Financial LLC<br>**Address:** 1323 SHEPHERD ST NW<br>WASHINGTON, DC 20011

**Form 13F File Number:** 028-23307

**CRD Number (if applicable):** 000288912

**SEC File Number (if applicable):** 801-122265

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ariel Weisbard<br>**Title:** Managing Partner CCO<br>**Phone:** 202-599-0915

**Signature, Place, and Date of Signing:**

/s/Ariel Weisbard  Washington, DC  04-20-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 134

**Form 13F Information Table Value Total:** $237661762

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 | BBG001S5N9M6 | 338195 | 3294 | SH |  | SOLE |  | 0 | 0 | 3294 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 2941202 | 10228 | SH |  | SOLE |  | 0 | 0 | 10228 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 3443181 | 12003 | SH |  | SOLE |  | 0 | 0 | 12003 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 2543810 | 12214 | SH |  | SOLE |  | 0 | 0 | 12214 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG001S5P034 | 212341 | 702 | SH |  | SOLE |  | 0 | 0 | 702 |
| AMERICAN TOWER CORP | COM | 03027X100 | BBG001S5NPQ6 | 322379 | 1868 | SH |  | SOLE |  | 0 | 0 | 1868 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 8030650 | 31643 | SH |  | SOLE |  | 0 | 0 | 31643 |
| APPLIED MATLS INC | COM | 038222105 | BBG001S5NMM7 | 348284 | 1019 | SH |  | SOLE |  | 0 | 0 | 1019 |
| ARES CAPITAL CORP | COM | 04010L103 | BBG001SL96Z9 | 296916 | 16477 | SH |  | SOLE |  | 0 | 0 | 16477 |
| ASCENT INDUSTRIES CO | COM | 871565107 | BBG001S6Z1R3 | 219096 | 16461 | SH |  | SOLE |  | 0 | 0 | 16461 |
| ASML HLDG NV | N Y REGISTRY SHS | N07059210 | BBG001SCG0R3 | 1035531 | 784 | SH |  | SOLE |  | 0 | 0 | 784 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 | BBG001S82KF6 | 415503 | 2045 | SH |  | SOLE |  | 0 | 0 | 2045 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 596125 | 1244 | SH |  | SOLE |  | 0 | 0 | 1244 |
| BLACKROCK INC | COM | 09290D101 | BBG01PSW2WR0 | 365450 | 380 | SH |  | SOLE |  | 0 | 0 | 380 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 662661 | 2141 | SH |  | SOLE |  | 0 | 0 | 2141 |
| BROOKFIELD CORP | CL A LTD VT SH | 11271J107 | BBG001SF86D7 | 273173 | 6750 | SH |  | SOLE |  | 0 | 0 | 6750 |
| CHURCH  DWIGHT CO INC | COM | 171340102 | BBG001S5PR99 | 347990 | 3729 | SH |  | SOLE |  | 0 | 0 | 3729 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 426853 | 5501 | SH |  | SOLE |  | 0 | 0 | 5501 |
| CORNING INC | COM | 219350105 | BBG001S5RLH1 | 444622 | 3270 | SH |  | SOLE |  | 0 | 0 | 3270 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 | BBG001S9KRQ7 | 1338205 | 1343 | SH |  | SOLE |  | 0 | 0 | 1343 |
| CTO RLTY GROWTH INC NEW | COM | 22948Q101 | BBG00Y3M1H68 | 244530 | 13225 | SH |  | SOLE |  | 0 | 0 | 13225 |
| EDWARDS LIFESCIENCES CORP | COM | 28176E108 | BBG001SF2288 | 768608 | 9598 | SH |  | SOLE |  | 0 | 0 | 9598 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 781805 | 850 | SH |  | SOLE |  | 0 | 0 | 850 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 529170 | 3119 | SH |  | SOLE |  | 0 | 0 | 3119 |
| FEDEX CORP | COM | 31428X106 | BBG001S5R3M5 | 216557 | 608 | SH |  | SOLE |  | 0 | 0 | 608 |
| FRANKLIN TEMPLETON ETF TR | FTSE CANADA | 35473P827 | BBG00J3N6MY2 | 227767 | 4654 | SH |  | SOLE |  | 0 | 0 | 4654 |
| FRANKLIN TEMPLETON ETF TR | MUNICIPAL GRN BD | 35473P850 | BBG00HLJ9Y85 | 200493 | 8489 | SH |  | SOLE |  | 0 | 0 | 8489 |
| GILEAD SCIENCES INC | COM | 375558103 | BBG001S6Y1X7 | 212400 | 1524 | SH |  | SOLE |  | 0 | 0 | 1524 |
| HA SUSTAINABLE INFRA CAP INC | COM | 41068X100 | BBG0044K5DN3 | 522034 | 14205 | SH |  | SOLE |  | 0 | 0 | 14205 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 658109 | 2001 | SH |  | SOLE |  | 0 | 0 | 2001 |
| ILLINOIS TOOL WKS INC | COM | 452308109 | BBG001S5SDX0 | 298032 | 1145 | SH |  | SOLE |  | 0 | 0 | 1145 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 | BBG001SDJ4R0 | 242054 | 1539 | SH |  | SOLE |  | 0 | 0 | 1539 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 568992 | 2347 | SH |  | SOLE |  | 0 | 0 | 2347 |
| INTUIT | COM | 461202103 | BBG001S6TWR2 | 252942 | 585 | SH |  | SOLE |  | 0 | 0 | 585 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 1127090 | 16159 | SH |  | SOLE |  | 0 | 0 | 16159 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 | BBG00D7BDH70 | 217892 | 4792 | SH |  | SOLE |  | 0 | 0 | 4792 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 | BBG001T03XM5 | 840789 | 14787 | SH |  | SOLE |  | 0 | 0 | 14787 |
| ISHARES TR | CORE INTL AGGR | 46435G672 | BBG00BDV2SQ0 | 16557573 | 330887 | SH |  | SOLE |  | 0 | 0 | 330887 |
| ISHARES TR | CORE MSCI INTL | 46435G326 | BBG00G9DM0M7 | 230570 | 2759 | SH |  | SOLE |  | 0 | 0 | 2759 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 399170 | 5911 | SH |  | SOLE |  | 0 | 0 | 5911 |
| ISHARES TR | CORE S US VLU | 464287663 | BBG001SFQL80 | 207695 | 2031 | SH |  | SOLE |  | 0 | 0 | 2031 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 2137303 | 3272 | SH |  | SOLE |  | 0 | 0 | 3272 |
| ISHARES TR | CRE U S REIT ETF | 464288521 | BBG001ST7G55 | 216635 | 3660 | SH |  | SOLE |  | 0 | 0 | 3660 |
| ISHARES TR | EGSADVNCDMSCI EM | 46436E742 | BBG00XR16C66 | 4180161 | 87375 | SH |  | SOLE |  | 0 | 0 | 87375 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRS7 | 1790485 | 18725 | SH |  | SOLE |  | 0 | 0 | 18725 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 | BBG00KK87757 | 1350993 | 28732 | SH |  | SOLE |  | 0 | 0 | 28732 |
| ISHARES TR | ESG EAFE ETF | 46436E759 | BBG00VHK1HS9 | 8037201 | 106524 | SH |  | SOLE |  | 0 | 0 | 106524 |
| ISHARES TR | ESG MSCI EM LDRS | 46436E601 | BBG00RMS4GK2 | 934653 | 16125 | SH |  | SOLE |  | 0 | 0 | 16125 |
| ISHARES TR | ESG MSCI LEADR | 46435U218 | BBG00P35VT10 | 1762317 | 15513 | SH |  | SOLE |  | 0 | 0 | 15513 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 | BBG00VHK2B74 | 1926332 | 34897 | SH |  | SOLE |  | 0 | 0 | 34897 |
| ISHARES TR | ESG SELECT SCRE | 46436E551 | BBG00XDJF7W4 | 894662 | 19719 | SH |  | SOLE |  | 0 | 0 | 19719 |
| ISHARES TR | MSCI UK ETF NEW | 46435G334 | BBG001S8SYX8 | 262426 | 5760 | SH |  | SOLE |  | 0 | 0 | 5760 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG001SZV978 | 689763 | 6498 | SH |  | SOLE |  | 0 | 0 | 6498 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | BBG001S56320 | 392288 | 920 | SH |  | SOLE |  | 0 | 0 | 920 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | BBG001S562P7 | 231405 | 1083 | SH |  | SOLE |  | 0 | 0 | 1083 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 | BBG001S561Z8 | 589736 | 4603 | SH |  | SOLE |  | 0 | 0 | 4603 |
| ISHARES TR | USD GRN BOND ETF | 46435U440 | BBG00MK1NQ85 | 252976 | 5329 | SH |  | SOLE |  | 0 | 0 | 5329 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 403815 | 1652 | SH |  | SOLE |  | 0 | 0 | 1652 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG001S8CRC3 | 678921 | 2308 | SH |  | SOLE |  | 0 | 0 | 2308 |
| KLA CORP | COM NEW | 482480100 | BBG001S5SLM4 | 226751 | 154 | SH |  | SOLE |  | 0 | 0 | 154 |
| LOWES COS INC | COM | 548661107 | BBG001S5SVL3 | 267233 | 1131 | SH |  | SOLE |  | 0 | 0 | 1131 |
| MARKEL GROUP INC | COM | 570535104 | BBG001S9ZK95 | 2486377 | 1299 | SH |  | SOLE |  | 0 | 0 | 1299 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 877403 | 1756 | SH |  | SOLE |  | 0 | 0 | 1756 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 298980 | 962 | SH |  | SOLE |  | 0 | 0 | 962 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 433285 | 3602 | SH |  | SOLE |  | 0 | 0 | 3602 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 561260 | 981 | SH |  | SOLE |  | 0 | 0 | 981 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG001S6P675 | 210136 | 622 | SH |  | SOLE |  | 0 | 0 | 622 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 3275088 | 8848 | SH |  | SOLE |  | 0 | 0 | 8848 |
| MOODYS CORP | COM | 615369105 | BBG001S5VP87 | 338094 | 775 | SH |  | SOLE |  | 0 | 0 | 775 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 | BBG001S5T9L1 | 792863 | 1827 | SH |  | SOLE |  | 0 | 0 | 1827 |
| NETFLIX INC. | COM | 64110L106 | BBG001SF6L46 | 367485 | 3822 | SH |  | SOLE |  | 0 | 0 | 3822 |
| NUCOR CORP | COM | 670346105 | BBG001S5TRV0 | 214081 | 1266 | SH |  | SOLE |  | 0 | 0 | 1266 |
| NUSHARES ETF TR | ESG LARGE CAP | 67092P862 | BBG00PBDJZK3 | 629111 | 13593 | SH |  | SOLE |  | 0 | 0 | 13593 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 | BBG00FJ5HWZ7 | 331642 | 7360 | SH |  | SOLE |  | 0 | 0 | 7360 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 1819353 | 10432 | SH |  | SOLE |  | 0 | 0 | 10432 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 432209 | 2938 | SH |  | SOLE |  | 0 | 0 | 2938 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 433880 | 2794 | SH |  | SOLE |  | 0 | 0 | 2794 |
| PNC FINL SVCS GROUP INC | COM | 693475105 | BBG001S5V947 | 229315 | 1102 | SH |  | SOLE |  | 0 | 0 | 1102 |
| PROCTER  GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 210305 | 1456 | SH |  | SOLE |  | 0 | 0 | 1456 |
| QUANTA SVCS INC | COM | 74762E102 | BBG001S5VH85 | 292079 | 532 | SH |  | SOLE |  | 0 | 0 | 532 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 | BBG001S6PX49 | 217884 | 282 | SH |  | SOLE |  | 0 | 0 | 282 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | BBG001T6L7D9 | 1367498 | 41502 | SH |  | SOLE |  | 0 | 0 | 41502 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 | BBG0051K49J8 | 596995 | 12201 | SH |  | SOLE |  | 0 | 0 | 12201 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US B | 808524789 | BBG0051GPYJ9 | 1351242 | 49678 | SH |  | SOLE |  | 0 | 0 | 49678 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 | BBG0051J0PJ9 | 1384256 | 49704 | SH |  | SOLE |  | 0 | 0 | 49704 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | BBG001T5XQY3 | 560810 | 22659 | SH |  | SOLE |  | 0 | 0 | 22659 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 | BBG001WBMLH8 | 926617 | 39906 | SH |  | SOLE |  | 0 | 0 | 39906 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | BBG001T5XQT9 | 2545115 | 101399 | SH |  | SOLE |  | 0 | 0 | 101399 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | BBG001T5XQV6 | 4059402 | 158323 | SH |  | SOLE |  | 0 | 0 | 158323 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | BBG001V036R6 | 2776473 | 89679 | SH |  | SOLE |  | 0 | 0 | 89679 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 | BBG001V039G2 | 317601 | 14779 | SH |  | SOLE |  | 0 | 0 | 14779 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | BBG001T5XQW5 | 4895021 | 168329 | SH |  | SOLE |  | 0 | 0 | 168329 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78470E106 | BBG00F161GP7 | 2840195 | 57071 | SH |  | SOLE |  | 0 | 0 | 57071 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 | BBG001SRXRD7 | 8379910 | 178638 | SH |  | SOLE |  | 0 | 0 | 178638 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 | BBG001SRXRJ1 | 19559609 | 428469 | SH |  | SOLE |  | 0 | 0 | 428469 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 | BBG004T58LZ5 | 1326627 | 27455 | SH |  | SOLE |  | 0 | 0 | 27455 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 | BBG001SG6843 | 5424444 | 68612 | SH |  | SOLE |  | 0 | 0 | 68612 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 | BBG001SPTB87 | 7748331 | 101232 | SH |  | SOLE |  | 0 | 0 | 101232 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 | BBG001SPT9T9 | 400876 | 6769 | SH |  | SOLE |  | 0 | 0 | 6769 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A649 | BBG001STKD11 | 8494196 | 331546 | SH |  | SOLE |  | 0 | 0 | 331546 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 | BBG001SPTBP8 | 474597 | 3252 | SH |  | SOLE |  | 0 | 0 | 3252 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R812 | BBG008HB6477 | 271363 | 1581 | SH |  | SOLE |  | 0 | 0 | 1581 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R796 | BBG00BKMB118 | 611807 | 11537 | SH |  | SOLE |  | 0 | 0 | 11537 |
| STRYKER CORPORATION | COM | 863667101 | BBG001S8FR03 | 551374 | 1678 | SH |  | SOLE |  | 0 | 0 | 1678 |
| TCW ETF TRUST | TRANSFRM 500 ETF | 29287L106 | BBG011KFPMT3 | 6393451 | 83794 | SH |  | SOLE |  | 0 | 0 | 83794 |
| TEXAS INSTRS INC | COM | 882508104 | BBG001S5WYZ7 | 312954 | 1612 | SH |  | SOLE |  | 0 | 0 | 1612 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG001S5WS08 | 440411 | 896 | SH |  | SOLE |  | 0 | 0 | 896 |
| TORTOISE ENERGY INFRSTRCTR C | COM | 89147L886 | BBG001SJTT37 | 284943 | 5716 | SH |  | SOLE |  | 0 | 0 | 5716 |
| UNION PAC CORP | COM | 907818108 | BBG001S5X2M0 | 204286 | 842 | SH |  | SOLE |  | 0 | 0 | 842 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 296567 | 1096 | SH |  | SOLE |  | 0 | 0 | 1096 |
| US BANCORP | COM NEW | 902973304 | BBG001S6T8C1 | 214541 | 4125 | SH |  | SOLE |  | 0 | 0 | 4125 |
| VANECK ETF TRUST | GREEN BOND ETF | 92189F171 | BBG00G4XX4B0 | 396066 | 16531 | SH |  | SOLE |  | 0 | 0 | 16531 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 11526683 | 156527 | SH |  | SOLE |  | 0 | 0 | 156527 |
| VANGUARD CALIF TAX FREE FDS | TAX EXEMPT BD FD | 922021605 | BBG01L82WF19 | 1188068 | 11991 | SH |  | SOLE |  | 0 | 0 | 11991 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LGK2 | 5046151 | 105019 | SH |  | SOLE |  | 0 | 0 | 105019 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | BBG001SK3J43 | 3380265 | 16425 | SH |  | SOLE |  | 0 | 0 | 16425 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | BBG001SHTTQ6 | 837079 | 2801 | SH |  | SOLE |  | 0 | 0 | 2801 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 626340 | 2181 | SH |  | SOLE |  | 0 | 0 | 2181 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 2931054 | 4905 | SH |  | SOLE |  | 0 | 0 | 4905 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 358568 | 1369 | SH |  | SOLE |  | 0 | 0 | 1369 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 4281419 | 13346 | SH |  | SOLE |  | 0 | 0 | 13346 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 3952663 | 52632 | SH |  | SOLE |  | 0 | 0 | 52632 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | BBG001SHTTZ6 | 3665918 | 67825 | SH |  | SOLE |  | 0 | 0 | 67825 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | BBG001T2YZG9 | 201256 | 1455 | SH |  | SOLE |  | 0 | 0 | 1455 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 4525771 | 90715 | SH |  | SOLE |  | 0 | 0 | 90715 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | BBG001SQX4T3 | 564533 | 2625 | SH |  | SOLE |  | 0 | 0 | 2625 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 11706125 | 182680 | SH |  | SOLE |  | 0 | 0 | 182680 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 1332456 | 8997 | SH |  | SOLE |  | 0 | 0 | 8997 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 | BBG00M0P2VR5 | 845697 | 11790 | SH |  | SOLE |  | 0 | 0 | 11790 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | BBG00M0P2SP4 | 1584691 | 14115 | SH |  | SOLE |  | 0 | 0 | 14115 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 | BBG001SHVR32 | 553217 | 2031 | SH |  | SOLE |  | 0 | 0 | 2031 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 826929 | 2736 | SH |  | SOLE |  | 0 | 0 | 2736 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 367247 | 2955 | SH |  | SOLE |  | 0 | 0 | 2955 |
| WELLTOWER INC | COM | 95040Q104 | BBG001S5RTQ4 | 368729 | 1865 | SH |  | SOLE |  | 0 | 0 | 1865 |

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