# EDGAR Filing Document

**Accession Number:** 0000038723
**File Stem:** 0000038723-23-000019
**Filing Date:** 2023-3
**Character Count:** 4635
**Document Hash:** 8bcc6ed885a4c73da3417b8141a58fc3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000038723-23-000019.hdr.sgml**: 20230301

**ACCESSION NUMBER**: 0000038723-23-000019

**CONFORMED SUBMISSION TYPE**: 424B3

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20230301

**DATE AS OF CHANGE**: 20230301

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** 1st FRANKLIN FINANCIAL CORP
- **CENTRAL INDEX KEY:** 0000038723
- **STANDARD INDUSTRIAL CLASSIFICATION:** PERSONAL CREDIT INSTITUTIONS [6141]
- **IRS NUMBER:** 580521233
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 424B3
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-237643
- **FILM NUMBER:** 23694832

**BUSINESS ADDRESS:**
- **STREET 1:** 135 E TUGALO ST
- **STREET 2:** P O BOX 880
- **CITY:** TOCCOA
- **STATE:** GA
- **ZIP:** 30577
- **BUSINESS PHONE:** 7068867571

**MAIL ADDRESS:**
- **STREET 1:** 135 EAST TUGALO STREET
- **STREET 2:** PO  BOX  880
- **CITY:** TOCCOA
- **STATE:** GA
- **ZIP:** 30577

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIRST FRANKLIN FINANCIAL CORP
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FRANKLIN DISCOUNT CO
- **DATE OF NAME CHANGE:** 19840115

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| |
|:---|
| Filed Pursuant to Rule 424(b)(3) |
| SEC File #333-237643 |
| **1<sup>st</sup> FRANKLIN FINANCIAL CORPORATION** |
| **SENIOR DEMAND NOTES** |
| **PERIODS OF MARCH 2, 2023 THRU MARCH 8, 2023** |
| **AND** |
| **MARCH 9, 2023 THRU MARCH 15, 2023** |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Period of March 2, 2023 Thru March 8, 2023** | **Period of March 2, 2023 Thru March 8, 2023** | **Period of March 2, 2023 Thru March 8, 2023** | **Period of March 2, 2023 Thru March 8, 2023** | **Period of March 2, 2023 Thru March 8, 2023** | **Period of March 2, 2023 Thru March 8, 2023** |
| <br> **Daily Balance** | **$1 to** <br> **$2,499** | **$2,500 to $9,999** | **$10,000 to $49,999** | **$50,000 to $99,999** | **$100,000 & over** |
| **Effective Yield (a)** | 1.51% | 1.51% | 1.77% | 2.02% | 2.02% |
| **Interest Rate** | 1.50% | 1.50% | 1.75% | 2.00% | 2.00% |
| **Period of March 9, 2023 Thru March 15, 2023** | **Period of March 9, 2023 Thru March 15, 2023** | **Period of March 9, 2023 Thru March 15, 2023** | **Period of March 9, 2023 Thru March 15, 2023** | **Period of March 9, 2023 Thru March 15, 2023** | **Period of March 9, 2023 Thru March 15, 2023** |
| <br> **Daily Balance** | **$1 to** <br> **$2,499** | **$2,500 to $9,999** | **$10,000 to $49,999** | **$50,000 to $99,999** | **$100,000 & over** |
| **Effective Yield (a)** | 1.51% | 1.51% | 1.77% | 2.02% | 2.02% |
| **Interest Rate** | 1.50% | 1.50% | 1.75% | 2.00% | 2.00% |

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| | |
|:---|:---|
| (a) | Compounded daily based on 365/366 day year. |
| This is not an offer to sell, or the solicitation of an offer to purchase these securities in any jurisdiction where such offer or solicitation is unlawful. Any offer or sale will be made only by a prospectus, which is available by visiting us at 135 East Tugalo Street, Toccoa, Georgia, by writing us at P.O. Box 880, Toccoa, Georgia 30577 or by calling us at (706) 886-7571 or (800) 282-0709 (toll-free). | This is not an offer to sell, or the solicitation of an offer to purchase these securities in any jurisdiction where such offer or solicitation is unlawful. Any offer or sale will be made only by a prospectus, which is available by visiting us at 135 East Tugalo Street, Toccoa, Georgia, by writing us at P.O. Box 880, Toccoa, Georgia 30577 or by calling us at (706) 886-7571 or (800) 282-0709 (toll-free). |
| 1<sup>st</sup> Franklin Financial Corporation ("1FFC") is not a bank. All investments offered by 1FFC are not bank deposits or obligations, are not insured by the FDIC or any other Federal or State governmental agency and are not guaranteed by a depository institution. All investment products are subject to loss. Please see the Terms & Conditions of your Investment with us and our periodic filings with the Securities and Exchange Commission for further information. | 1<sup>st</sup> Franklin Financial Corporation ("1FFC") is not a bank. All investments offered by 1FFC are not bank deposits or obligations, are not insured by the FDIC or any other Federal or State governmental agency and are not guaranteed by a depository institution. All investment products are subject to loss. Please see the Terms & Conditions of your Investment with us and our periodic filings with the Securities and Exchange Commission for further information. |
| **Prospectus Supplement Dated March 2, 2023** | **Prospectus Supplement Dated March 2, 2023** |

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