# EDGAR Filing Document

**Accession Number:** 0001053054
**File Stem:** 0001053054-23-000001
**Filing Date:** 2023-1
**Character Count:** 15839
**Document Hash:** 6bfcd6cb773ceb2320c3976be7134542
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001053054-23-000001.hdr.sgml**: 20230103

**ACCESSION NUMBER**: 0001053054-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230103

**DATE AS OF CHANGE**: 20230103

**EFFECTIVENESS DATE**: 20230103

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LVM CAPITAL MANAGEMENT LTD/MI
- **CENTRAL INDEX KEY:** 0001053054
- **IRS NUMBER:** 382813532
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 0630

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-06658
- **FILM NUMBER:** 23501265

**BUSINESS ADDRESS:**
- **STREET 1:** 7840 MOORSBRIDGE ROAD
- **CITY:** PORTAGE
- **STATE:** MI
- **ZIP:** 49024
- **BUSINESS PHONE:** 6163218120

**MAIL ADDRESS:**
- **STREET 1:** 7840 MOORSBRIDGE ROAD
- **CITY:** PORTAGE
- **STATE:** MI
- **ZIP:** 49024

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** LVM CAPITAL MANAGEMENT LTD/MI<br>**Address:** 7840 MOORSBRIDGE ROAD<br>PORTAGE, MI 49024

**Form 13F File Number:** 028-06658

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Dave P. Cleveleand<br>**Title:** Principal<br>**Phone:** 269-321-8120

**Signature, Place, and Date of Signing:**

Dave P. Cleveland  Portage, MI  01-03-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 136

**Form 13F Information Table Value Total:** $690090

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M | COM | 88579Y101 |  | 1615 | 13470 | SH |  | SOLE |  | 13470 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 3170 | 28872 | SH |  | SOLE |  | 28872 | 0 | 0 |
| ABBVIE | COM | 00287Y109 |  | 25502 | 157798 | SH |  | SOLE |  | 157798 | 0 | 0 |
| ACTIVISION BLIZZARD | COM | 00507V109 |  | 3080 | 40230 | SH |  | SOLE |  | 40230 | 0 | 0 |
| AIR PRODUCTS  CHEMICALS | COM | 009158106 |  | 327 | 1061 | SH |  | SOLE |  | 1061 | 0 | 0 |
| ALPHABET CL A | COM | 02079K305 |  | 11836 | 134150 | SH |  | SOLE |  | 134150 | 0 | 0 |
| ALPHABET CL C | COM | 02079K107 |  | 1125 | 12680 | SH |  | SOLE |  | 12680 | 0 | 0 |
| ALTRIA GROUP | COM | 02209S103 |  | 5807 | 127039 | SH |  | SOLE |  | 127039 | 0 | 0 |
| AMAZON.COM | COM | 023135106 |  | 390 | 4640 | SH |  | SOLE |  | 4640 | 0 | 0 |
| AMERICAN EXPRESS | COM | 025816109 |  | 10722 | 72569 | SH |  | SOLE |  | 72569 | 0 | 0 |
| AMERICAN TOWER | COM | 03027X100 |  | 11189 | 52812 | SH |  | SOLE |  | 52812 | 0 | 0 |
| AMGEN | COM | 031162100 |  | 15452 | 58835 | SH |  | SOLE |  | 58835 | 0 | 0 |
| APPLE | COM | 037833100 |  | 55525 | 427349 | SH |  | SOLE |  | 427349 | 0 | 0 |
| APPLIED MATERIALS | COM | 038222105 |  | 6281 | 64495 | SH |  | SOLE |  | 64495 | 0 | 0 |
| ASTRAZENECA ADR | COM | 046353108 |  | 512 | 7550 | SH |  | SOLE |  | 7550 | 0 | 0 |
| AT | COM | 00206R102 |  | 5062 | 274951 | SH |  | SOLE |  | 274951 | 0 | 0 |
| BANK OF AMERICA | COM | 060505104 |  | 531 | 16032 | SH |  | SOLE |  | 16032 | 0 | 0 |
| BERKSHIRE HATHAWAY CL A | COM | 084670108 |  | 469 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| BERKSHIRE HATHAWAY CL B | COM | 084670702 |  | 1419 | 4594 | SH |  | SOLE |  | 4594 | 0 | 0 |
| BLACKROCK | COM | 09247X101 |  | 276 | 389 | SH |  | SOLE |  | 389 | 0 | 0 |
| BOEING | COM | 097023105 |  | 239 | 1255 | SH |  | SOLE |  | 1255 | 0 | 0 |
| BRISTOL-MYERS SQUIBB | COM | 110122108 |  | 1043 | 14503 | SH |  | SOLE |  | 14503 | 0 | 0 |
| BROADCOM | COM | 11135f101 |  | 23882 | 42713 | SH |  | SOLE |  | 42713 | 0 | 0 |
| BROWN-FORMAN CL B | COM | 115637209 |  | 585 | 8905 | SH |  | SOLE |  | 8905 | 0 | 0 |
| CANADIAN NATIONAL RAILWAY | COM | 136375102 |  | 776 | 6529 | SH |  | SOLE |  | 6529 | 0 | 0 |
| CASEYS GENERAL STORES | COM | 147528103 |  | 873 | 3890 | SH |  | SOLE |  | 3890 | 0 | 0 |
| CATERPILLAR | COM | 149123101 |  | 535 | 2235 | SH |  | SOLE |  | 2235 | 0 | 0 |
| CF INDUSTRIES HOLDINGS | COM | 125269100 |  | 675 | 7928 | SH |  | SOLE |  | 7928 | 0 | 0 |
| CHEVRON | COM | 166764100 |  | 9793 | 54558 | SH |  | SOLE |  | 54558 | 0 | 0 |
| CHURCH  DWIGHT | COM | 171340102 |  | 292 | 3621 | SH |  | SOLE |  | 3621 | 0 | 0 |
| CINTAS | COM | 172908105 |  | 881 | 1951 | SH |  | SOLE |  | 1951 | 0 | 0 |
| CISCO SYSTEMS | COM | 17275R102 |  | 18188 | 381778 | SH |  | SOLE |  | 381778 | 0 | 0 |
| CLOROX | COM | 189054109 |  | 475 | 3384 | SH |  | SOLE |  | 3384 | 0 | 0 |
| COCA-COLA | COM | 191216100 |  | 1946 | 30599 | SH |  | SOLE |  | 30599 | 0 | 0 |
| COLGATE PALMOLIVE | COM | 194162103 |  | 287 | 3647 | SH |  | SOLE |  | 3647 | 0 | 0 |
| COSTCO WHOLESALE | COM | 22160K105 |  | 205 | 448 | SH |  | SOLE |  | 448 | 0 | 0 |
| CVS HEALTH | COM | 126650100 |  | 229 | 2455 | SH |  | SOLE |  | 2455 | 0 | 0 |
| CYMABAY THERAPEUTICS | COM | 23257D103 |  | 63 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| DIAGEO PLC ADR | COM | 25243Q205 |  | 203 | 1140 | SH |  | SOLE |  | 1140 | 0 | 0 |
| DIGITAL REALTY TRUST | COM | 253868103 |  | 11116 | 110865 | SH |  | SOLE |  | 110865 | 0 | 0 |
| DOLLAR GENERAL | COM | 256677105 |  | 22033 | 89475 | SH |  | SOLE |  | 89475 | 0 | 0 |
| DUKE ENERGY | COM | 26441C204 |  | 462 | 4486 | SH |  | SOLE |  | 4486 | 0 | 0 |
| EATON | COM | G29183103 |  | 235 | 1497 | SH |  | SOLE |  | 1497 | 0 | 0 |
| ECOLOCLEAN INDUSTRIES | COM | 27887U104 |  | 0 | 26300 | SH |  | SOLE |  | 26300 | 0 | 0 |
| ELI LILLY | COM | 532457108 |  | 13645 | 37297 | SH |  | SOLE |  | 37297 | 0 | 0 |
| ENPHASE ENERGY | COM | 29355A107 |  | 741 | 2795 | SH |  | SOLE |  | 2795 | 0 | 0 |
| EXXON MOBIL | COM | 30231G102 |  | 25476 | 230972 | SH |  | SOLE |  | 230972 | 0 | 0 |
| FIRST TRUST TECHNOLOGY DIVIDEN | COM | 33738R118 |  | 386 | 8075 | SH |  | SOLE |  | 8075 | 0 | 0 |
| FISERV | COM | 337738108 |  | 570 | 5635 | SH |  | SOLE |  | 5635 | 0 | 0 |
| GENERAL MILLS | COM | 370334104 |  | 1536 | 18322 | SH |  | SOLE |  | 18322 | 0 | 0 |
| GNIS PETROLEUM | COM | 451725105 |  | 0 | 22000 | SH |  | SOLE |  | 22000 | 0 | 0 |
| HERSHEY | COM | 427866108 |  | 13179 | 56910 | SH |  | SOLE |  | 56910 | 0 | 0 |
| HOME DEPOT | COM | 437076102 |  | 18729 | 59295 | SH |  | SOLE |  | 59295 | 0 | 0 |
| ICON | COM | G4705A100 |  | 10724 | 55205 | SH |  | SOLE |  | 55205 | 0 | 0 |
| IDACORP | COM | 451107106 |  | 12180 | 112933 | SH |  | SOLE |  | 112933 | 0 | 0 |
| INTEL | COM | 458140100 |  | 3202 | 121155 | SH |  | SOLE |  | 121155 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHINE | COM | 459200101 |  | 1683 | 11942 | SH |  | SOLE |  | 11942 | 0 | 0 |
| ISHARES CORE INTERNATIONAL STO | COM | 46432F834 |  | 3292 | 56880 | SH |  | SOLE |  | 56880 | 0 | 0 |
| ISHARES CYBERSECURITY ETF | COM | 46435u135 |  | 4376 | 132520 | SH |  | SOLE |  | 132520 | 0 | 0 |
| ISHARES DIVIDEND EQUITY ETF | COM | 464287168 |  | 334 | 2773 | SH |  | SOLE |  | 2773 | 0 | 0 |
| ISHARES GOLD TRUST ETF | COM | 464285204 |  | 9279 | 268253 | SH |  | SOLE |  | 268253 | 0 | 0 |
| ISHARES MSCI INTERNATIONAL QUA | COM | 46434v456 |  | 638 | 19689 | SH |  | SOLE |  | 19689 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH IN | COM | 464287614 |  | 313 | 1460 | SH |  | SOLE |  | 1460 | 0 | 0 |
| ISHARES RUSSELL 2000 SMALLCAP | COM | 464287655 |  | 271 | 1555 | SH |  | SOLE |  | 1555 | 0 | 0 |
| ISHARES S 500 INDEX ETF | COM | 464287200 |  | 219 | 571 | SH |  | SOLE |  | 571 | 0 | 0 |
| ISHARES S MID-CAP EQUITY ETF | COM | 464287507 |  | 411 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 24742 | 140065 | SH |  | SOLE |  | 140065 | 0 | 0 |
| JPMORGAN CHASE | COM | 46625H100 |  | 1251 | 9326 | SH |  | SOLE |  | 9326 | 0 | 0 |
| KELLOGG | COM | 487836108 |  | 286 | 4012 | SH |  | SOLE |  | 4012 | 0 | 0 |
| KIMBERLY CLARK | COM | 494368103 |  | 307 | 2259 | SH |  | SOLE |  | 2259 | 0 | 0 |
| KROGER | COM | 501044101 |  | 10764 | 241460 | SH |  | SOLE |  | 241460 | 0 | 0 |
| LOCKHEED MARTIN | COM | 539830109 |  | 10844 | 22290 | SH |  | SOLE |  | 22290 | 0 | 0 |
| M BANK | COM | 55261F104 |  | 629 | 4335 | SH |  | SOLE |  | 4335 | 0 | 0 |
| MASTERCARD | COM | 57636Q104 |  | 343 | 986 | SH |  | SOLE |  | 986 | 0 | 0 |
| MCDONALDS | COM | 580135101 |  | 989 | 3752 | SH |  | SOLE |  | 3752 | 0 | 0 |
| MEDTRONIC | COM | G5960L103 |  | 5738 | 73835 | SH |  | SOLE |  | 73835 | 0 | 0 |
| MERCK | COM | 58933Y105 |  | 1370 | 12346 | SH |  | SOLE |  | 12346 | 0 | 0 |
| MICROSOFT | COM | 594918104 |  | 45388 | 189258 | SH |  | SOLE |  | 189258 | 0 | 0 |
| MORGAN STANLEY | COM | 617446448 |  | 17132 | 201510 | SH |  | SOLE |  | 201510 | 0 | 0 |
| NEXTERA ENERGY | COM | 65339F101 |  | 2008 | 24021 | SH |  | SOLE |  | 24021 | 0 | 0 |
| NORFOLK SOUTHERN | COM | 655844108 |  | 216 | 875 | SH |  | SOLE |  | 875 | 0 | 0 |
| NORTHROP GRUMMAN | COM | 666807102 |  | 14728 | 26994 | SH |  | SOLE |  | 26994 | 0 | 0 |
| NVIDIA | COM | 67066G104 |  | 288 | 1971 | SH |  | SOLE |  | 1971 | 0 | 0 |
| OCCIDENTAL PETROLEUM | COM | 674599105 |  | 889 | 14106 | SH |  | SOLE |  | 14106 | 0 | 0 |
| ORACLE | COM | 68389X105 |  | 399 | 4886 | SH |  | SOLE |  | 4886 | 0 | 0 |
| PEPSICO | COM | 713448108 |  | 4772 | 26413 | SH |  | SOLE |  | 26413 | 0 | 0 |
| PFIZER | COM | 717081103 |  | 11791 | 230118 | SH |  | SOLE |  | 230118 | 0 | 0 |
| PHILIP MORRIS | COM | 718172109 |  | 2079 | 20537 | SH |  | SOLE |  | 20537 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 481 | 4625 | SH |  | SOLE |  | 4625 | 0 | 0 |
| PNC FINANCIAL SERVICES GROUP | COM | 693475105 |  | 603 | 3818 | SH |  | SOLE |  | 3818 | 0 | 0 |
| PROCTER  GAMBLE | COM | 742718109 |  | 27049 | 178473 | SH |  | SOLE |  | 178473 | 0 | 0 |
| PROSHARES S 500 DIVIDEND ARI | COM | 74348A467 |  | 771 | 8565 | SH |  | SOLE |  | 8565 | 0 | 0 |
| PROSPECT CAPITAL | COM | 74348T102 |  | 84 | 12000 | SH |  | SOLE |  | 12000 | 0 | 0 |
| RAYTHEON TECHNOLOGIES | COM | 75513E101 |  | 854 | 8462 | SH |  | SOLE |  | 8462 | 0 | 0 |
| REALTY INCOME | COM | 756109104 |  | 9818 | 154785 | SH |  | SOLE |  | 154785 | 0 | 0 |
| SCHWAB US DIVIDEND EQ ETF | COM | 808524797 |  | 687 | 9088 | SH |  | SOLE |  | 9088 | 0 | 0 |
| SEMPRA ENERGY | COM | 816851109 |  | 1289 | 8340 | SH |  | SOLE |  | 8340 | 0 | 0 |
| SKINNY NUTRITIONAL CORPORATION | COM | 830695102 |  | 0 | 242900 | SH |  | SOLE |  | 242900 | 0 | 0 |
| SPDR CONSUMER DISCRETIONARY ET | COM | 81369Y407 |  | 208 | 1608 | SH |  | SOLE |  | 1608 | 0 | 0 |
| SPDR GOLD TRUST ETF | COM | 78463V107 |  | 602 | 3550 | SH |  | SOLE |  | 3550 | 0 | 0 |
| SPDR HEALTH CARE SECTOR ETF | COM | 81369Y209 |  | 1135 | 8356 | SH |  | SOLE |  | 8356 | 0 | 0 |
| SPDR PORTFOLIO TOTAL STOCK MAR | COM | 78464A805 |  | 3282 | 69404 | SH |  | SOLE |  | 69404 | 0 | 0 |
| SPDR S 500 EQUITY ETF | COM | 78462F103 |  | 8749 | 22879 | SH |  | SOLE |  | 22879 | 0 | 0 |
| SPDR S BIOTECH ETF | COM | 78464A870 |  | 4287 | 51656 | SH |  | SOLE |  | 51656 | 0 | 0 |
| SPDR S DIVIDEND ETF | COM | 78464A763 |  | 233 | 1865 | SH |  | SOLE |  | 1865 | 0 | 0 |
| SPROTT PHYSICAL GOLD TRUST | COM | 85207H104 |  | 619 | 43925 | SH |  | SOLE |  | 43925 | 0 | 0 |
| STARBUCKS | COM | 855244109 |  | 7241 | 72994 | SH |  | SOLE |  | 72994 | 0 | 0 |
| STRYKER | COM | 863667101 |  | 9312 | 38086 | SH |  | SOLE |  | 38086 | 0 | 0 |
| SYSCO | COM | 871829107 |  | 3498 | 45752 | SH |  | SOLE |  | 45752 | 0 | 0 |
| T-MOBILE US | COM | 872590104 |  | 792 | 5654 | SH |  | SOLE |  | 5654 | 0 | 0 |
| TECHNOLOGY SECTOR SPDR ETF | COM | 81369Y803 |  | 1274 | 10236 | SH |  | SOLE |  | 10236 | 0 | 0 |
| TESLA MOTORS | COM | 88160R101 |  | 207 | 1680 | SH |  | SOLE |  | 1680 | 0 | 0 |
| THERMO FISHER SCIENTIFIC | COM | 883556102 |  | 972 | 1765 | SH |  | SOLE |  | 1765 | 0 | 0 |
| TORONTO-DOMINION BANK | COM | 891160509 |  | 6476 | 100006 | SH |  | SOLE |  | 100006 | 0 | 0 |
| TRAVELERS | COM | 89417E109 |  | 691 | 3688 | SH |  | SOLE |  | 3688 | 0 | 0 |
| UNITED PARCEL SERVICE | COM | 911312106 |  | 10576 | 60838 | SH |  | SOLE |  | 60838 | 0 | 0 |
| UNITED STATES STEEL | COM | 912909108 |  | 752 | 30000 | SH |  | SOLE |  | 30000 | 0 | 0 |
| UNITEDHEALTH GROUP | COM | 91324P102 |  | 1583 | 2986 | SH |  | SOLE |  | 2986 | 0 | 0 |
| UNIVERSAL | COM | 913456109 |  | 269 | 5100 | SH |  | SOLE |  | 5100 | 0 | 0 |
| US BANCORP | COM | 902973304 |  | 209 | 4786 | SH |  | SOLE |  | 4786 | 0 | 0 |
| VANECK VECTORS SEMICONDUCTOR E | COM | 92189F676 |  | 349 | 1718 | SH |  | SOLE |  | 1718 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION | COM | 921908844 |  | 302 | 1986 | SH |  | SOLE |  | 1986 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKETS | COM | 922042858 |  | 415 | 10652 | SH |  | SOLE |  | 10652 | 0 | 0 |
| VERIZON COMMUNICATIONS | COM | 92343V104 |  | 6895 | 175000 | SH |  | SOLE |  | 175000 | 0 | 0 |
| VERTEX PHARMACEUTICALS | COM | 92532F100 |  | 9564 | 33120 | SH |  | SOLE |  | 33120 | 0 | 0 |
| VISA CL A | COM | 92826C839 |  | 408 | 1965 | SH |  | SOLE |  | 1965 | 0 | 0 |
| WAL-MART STORES | COM | 931142103 |  | 276 | 1947 | SH |  | SOLE |  | 1947 | 0 | 0 |
| WALT DISNEY | COM | 254687106 |  | 4335 | 49897 | SH |  | SOLE |  | 49897 | 0 | 0 |
| WASTE MANAGEMENT | COM | 94106L109 |  | 4898 | 31220 | SH |  | SOLE |  | 31220 | 0 | 0 |
| WEBB INTERACT SERVICES | COM | 94748P104 |  | 0 | 303575 | SH |  | SOLE |  | 303575 | 0 | 0 |
| WISDOMTREE HIGH DIVIDEND ETF | COM | 97717W208 |  | 4616 | 53640 | SH |  | SOLE |  | 53640 | 0 | 0 |
| WISDOMTREE INTERNATIONAL DIVID | COM | 97717W802 |  | 358 | 9985 | SH |  | SOLE |  | 9985 | 0 | 0 |
| WISDOMTREE SMALLCAP EARNINGS E | COM | 97717W562 |  | 203 | 4775 | SH |  | SOLE |  | 4775 | 0 | 0 |
| WISDOMTREE US DIV GROWTH ETF | COM | 97717X669 |  | 16214 | 268619 | SH |  | SOLE |  | 268619 | 0 | 0 |
| WISDOMTREE US SMALLCAP DIV GRO | COM | 97717X651 |  | 2886 | 71776 | SH |  | SOLE |  | 71776 | 0 | 0 |
| YUM! BRANDS | COM | 988498101 |  | 325 | 2538 | SH |  | SOLE |  | 2538 | 0 | 0 |

---