# EDGAR Filing Document

**Accession Number:** 0001046292
**File Stem:** 0001193125-26-061625
**Filing Date:** 2026-2
**Character Count:** 4328
**Document Hash:** ccb9bd1d6a983b9aae052068b623265d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-061625.hdr.sgml**: 20260220

**ACCESSION NUMBER**: 0001193125-26-061625

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260220

**DATE AS OF CHANGE**: 20260220

**EFFECTIVENESS DATE**: 20260220

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GOLDMAN SACHS VARIABLE INSURANCE TRUST
- **CENTRAL INDEX KEY:** 0001046292

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-35883
- **FILM NUMBER:** 26661156

**BUSINESS ADDRESS:**
- **STREET 1:** 71 SOUTH WACKER DRIVE
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60606
- **BUSINESS PHONE:** 3126554400

**MAIL ADDRESS:**
- **STREET 1:** 200 WEST STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10282

## Series and Classes Contracts Data

### Goldman Sachs Buffered S&P 500 Fund - Mar/Sep (Series ID: S000077435)

---

|  |  |
|:---|:---|
| Class Name           | Class ID   |
| Service Shares       | C000237873 |
| Institutional Shares | C000237874 |

---

## Series and Classes Contracts Data

### Goldman Sachs Buffered S&P 500 Fund - Mar/Sep (Series ID: S000077435)

| Class ID   | Class Name           | Ticker Symbol   |
|:---|:---|:---|
| C000237873 | Service Shares       |  |
| C000237874 | Institutional Shares |  |

**GOLDMAN SACHS VARIABLE INSURANCE TRUST** 

Institutional and Service Shares of the

**Goldman Sachs Buffered S&P 500 Fund—Mar/Sep** 

(the "Fund")

*Supplement dated February 20, 2026 to the* 

*<u>Prospectuses dated April 30, 2025, as supplemented to date</u>*

*Capitalized terms and certain other terms used in this supplement, unless otherwise defined in this supplement, have the meanings assigned to them in the Fund's Prospectuses.* 

As described in the Fund's Prospectuses, the Fund's performance is subject to a Cap that represents the maximum percentage return the Fund can achieve for the duration of a six-month Outcome Period. The Fund also seeks to provide a downside Buffer against certain losses over an Outcome Period.

The Fund's current Outcome Period will end on February 28, 2026, and the Fund's next Outcome Period will commence on March 2, 2026 and end on August 31, 2026. Thereafter, the Fund will not start a new Outcome Period on September 1, 2026, and will instead prepare to liquidate and distribute its assets to its shareholders pursuant to a Plan of Liquidation approved by the Board of Trustees of Goldman Sachs Variable Insurance Trust. The Fund's Cap is based on the cost of providing the Buffer and will differ from one Outcome Period to the next. The final Cap and Buffer will be set on or before the first day of an Outcome Period.

As of February 20, 2026, the Cap for the next Outcome Period is expected to be within the ranges shown in the table below. The table shows the expected Cap ranges before and after Fund Fees and Expenses for each share class. The Fund's returns will be further reduced by any brokerage commissions, trading fees, taxes and non-routine or extraordinary expenses incurred by the Fund.

---

| | | |
|:---|:---|:---|
| **Share Class** | **Estimated Cap Range (*before* Fund**<br> **Fees and Expenses)\*** | **Estimated Cap Range (*after* Fund**<br> **Fees and Expenses)\*** |
|  **Institutional Shares** | 8.00% to 10.00% | 7.65% to 9.65% |
|  **Service Shares** | 8.00% to 10.00% | 7.52% to 9.52% |

---

\* Fund Fees and Expenses are derived from the "*Annual Fund Operating Expenses*" tables included in the Fund's Prospectuses dated April 30, 2025. Actual Fund Fees and Expenses may differ over the next Outcome Period.

The above estimated Cap ranges are based on market conditions as of February 20, 2026. The final Cap could fall outside of this range if there is a material change in market conditions between the date of this Supplement and the date on which the final Cap is established. The Cap and Buffer will be set on or before the first day of an Outcome Period, and a supplement to the Fund's Prospectuses will be filed on or about the commencement of the next Outcome Period to provide the Fund's final Cap and Buffer information.

**This Supplement should be retained with your Prospectus for future reference.** 

VITBFSP500MSINISTK 02-26