# EDGAR Filing Document

**Accession Number:** 0001802994
**File Stem:** 0001095449-23-000024
**Filing Date:** 2023-2
**Character Count:** 33524
**Document Hash:** d45b5c557b2c98f7e88fc038c0bb358b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001095449-23-000024.hdr.sgml**: 20230206

**ACCESSION NUMBER**: 0001095449-23-000024

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230206

**DATE AS OF CHANGE**: 20230203

**EFFECTIVENESS DATE**: 20230206

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mine & Arao Wealth Creation & Management, LLC.
- **CENTRAL INDEX KEY:** 0001802994
- **IRS NUMBER:** 770497790
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19861
- **FILM NUMBER:** 23587582

**BUSINESS ADDRESS:**
- **STREET 1:** 901 CAMPISI WAY
- **STREET 2:** SUITE 140
- **CITY:** CAMPBELL
- **STATE:** CA
- **ZIP:** 95008
- **BUSINESS PHONE:** (408) 377-7414

**MAIL ADDRESS:**
- **STREET 1:** 901 CAMPISI WAY
- **STREET 2:** SUITE 140
- **CITY:** CAMPBELL
- **STATE:** CA
- **ZIP:** 95008

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Mine  Arao Wealth Creation  Management LLC.<br>**Address:** 901 CAMPISI WAY<br>SUITE 140<br>CAMPBELL, CA 95008

**Form 13F File Number:** 028-19861

**CRD Number (if applicable):** 000118319

**SEC File Number (if applicable):** 801-113885

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Bud T. Mine<br>**Title:** Managing Member<br>**Phone:** (408) 377-7414

**Signature, Place, and Date of Signing:**

Bud T. Mine  Campbell, CA  01-24-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 321

**Form 13F Information Table Value Total:** $135089323

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 1954 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 28018 | 105 | SH |  | SOLE |  | 0 | 0 | 105 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 48124 | 143 | SH |  | SOLE |  | 0 | 0 | 143 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 23576 | 364 | SH |  | SOLE |  | 0 | 0 | 364 |
| AFLAC INC | COM | 001055102 |  | 20217 | 281 | SH |  | SOLE |  | 0 | 0 | 281 |
| AIRBNB INC | COM CL A | 009066101 |  | 15646 | 183 | SH |  | SOLE |  | 0 | 0 | 183 |
| ALASKA AIR GROUP INC | COM | 011659109 |  | 48093 | 1120 | SH |  | SOLE |  | 0 | 0 | 1120 |
| ALCON AG | ORD SHS | H01301128 |  | 8912 | 130 | SH |  | SOLE |  | 0 | 0 | 130 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 8809 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| ALIGN TECHNOLOGY INC | COM | 016255101 |  | 10545 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| ALLY FINL INC | COM | 02005N100 |  | 12326 | 504 | SH |  | SOLE |  | 0 | 0 | 504 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1218897 | 13815 | SH |  | SOLE |  | 0 | 0 | 13815 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2846458 | 32080 | SH |  | SOLE |  | 0 | 0 | 32080 |
| AMAZON COM INC | COM | 023135106 |  | 4629912 | 55118 | SH |  | SOLE |  | 0 | 0 | 55118 |
| AMERICAN AIRLS GROUP INC | COM | 02376R102 |  | 6360 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| AMERICAN FINL GROUP INC OHIO | COM | 025932104 |  | 32058 | 234 | SH |  | SOLE |  | 0 | 0 | 234 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 456718 | 2156 | SH |  | SOLE |  | 0 | 0 | 2156 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 82359 | 540 | SH |  | SOLE |  | 0 | 0 | 540 |
| AMGEN INC | COM | 031162100 |  | 5778 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| AMPIO PHARMACEUTICALS INC | COM NEW | 03209T208 |  | 9 | 41 | SH |  | SOLE |  | 0 | 0 | 41 |
| APPLE INC | COM | 037833100 |  | 10191259 | 78437 | SH |  | SOLE |  | 0 | 0 | 78437 |
| AT INC | COM | 00206R102 |  | 115129 | 6254 | SH |  | SOLE |  | 0 | 0 | 6254 |
| BANK AMERICA CORP | COM | 060505104 |  | 527208 | 15918 | SH |  | SOLE |  | 0 | 0 | 15918 |
| BANK HAWAII CORP | COM | 062540109 |  | 15512 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| BAXTER INTL INC | COM | 071813109 |  | 16313 | 320 | SH |  | SOLE |  | 0 | 0 | 320 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 5340 | 21 | SH |  | SOLE |  | 0 | 0 | 21 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1272359 | 4119 | SH |  | SOLE |  | 0 | 0 | 4119 |
| BEYOND MEAT INC | COM | 08862E109 |  | 172 | 14 | SH |  | SOLE |  | 0 | 0 | 14 |
| BIO RAD LABS INC | CL A | 090572207 |  | 5046 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| BLACKROCK INC | COM | 09247X101 |  | 136057 | 192 | SH |  | SOLE |  | 0 | 0 | 192 |
| BLACKROCK MUNIHLDNGS CALI QL | COM | 09254L107 |  | 75180 | 7000 | SH |  | SOLE |  | 0 | 0 | 7000 |
| BLACKSTONE INC | COM | 09260D107 |  | 15357 | 207 | SH |  | SOLE |  | 0 | 0 | 207 |
| BLOCK INC | CL A | 852234103 |  | 63657 | 1013 | SH |  | SOLE |  | 0 | 0 | 1013 |
| BLOOM ENERGY CORP | COM CL A | 093712107 |  | 76480 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| BOEING CO | COM | 097023105 |  | 79053 | 415 | SH |  | SOLE |  | 0 | 0 | 415 |
| BP PLC | SPONSORED ADR | 055622104 |  | 7999 | 229 | SH |  | SOLE |  | 0 | 0 | 229 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 12519 | 174 | SH |  | SOLE |  | 0 | 0 | 174 |
| BROADCOM INC | COM | 11135F101 |  | 20129 | 36 | SH |  | SOLE |  | 0 | 0 | 36 |
| CANOPY GROWTH CORP | COM | 138035100 |  | 1155 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 10224 | 133 | SH |  | SOLE |  | 0 | 0 | 133 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 6188 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| CATERPILLAR INC | COM | 149123101 |  | 523165 | 2184 | SH |  | SOLE |  | 0 | 0 | 2184 |
| CHARGEPOINT HOLDINGS INC | COM CL A | 15961R105 |  | 1906 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| CHEVRON CORP NEW | COM | 166764100 |  | 263517 | 1468 | SH |  | SOLE |  | 0 | 0 | 1468 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 34687 | 25 | SH |  | SOLE |  | 0 | 0 | 25 |
| CIGNA CORP NEW | COM | 125523100 |  | 171652 | 518 | SH |  | SOLE |  | 0 | 0 | 518 |
| CISCO SYS INC | COM | 17275R102 |  | 248063 | 5207 | SH |  | SOLE |  | 0 | 0 | 5207 |
| CITIGROUP INC | COM NEW | 172967424 |  | 14552 | 322 | SH |  | SOLE |  | 0 | 0 | 322 |
| CLOROX CO DEL | COM | 189054109 |  | 465848 | 3320 | SH |  | SOLE |  | 0 | 0 | 3320 |
| COCA COLA CO | COM | 191216100 |  | 396721 | 6237 | SH |  | SOLE |  | 0 | 0 | 6237 |
| COHERENT CORP | COM | 19247G107 |  | 1193 | 34 | SH |  | SOLE |  | 0 | 0 | 34 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 3539 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 2616 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 81605 | 2334 | SH |  | SOLE |  | 0 | 0 | 2334 |
| CORTEVA INC | COM | 22052L104 |  | 2481 | 42 | SH |  | SOLE |  | 0 | 0 | 42 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 82649 | 181 | SH |  | SOLE |  | 0 | 0 | 181 |
| COUPA SOFTWARE INC | COM | 22266L106 |  | 35626 | 450 | SH |  | SOLE |  | 0 | 0 | 450 |
| CROWN CASTLE INC | COM | 22822V101 |  | 491801 | 3626 | SH |  | SOLE |  | 0 | 0 | 3626 |
| CSX CORP | COM | 126408103 |  | 222623 | 7186 | SH |  | SOLE |  | 0 | 0 | 7186 |
| CVS HEALTH CORP | COM | 126650100 |  | 1864 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| DEERE  CO | COM | 244199105 |  | 53994 | 126 | SH |  | SOLE |  | 0 | 0 | 126 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 13341 | 406 | SH |  | SOLE |  | 0 | 0 | 406 |
| DIGITAL WORLD ACQUISITION CO | CLASS A COM | 25400Q105 |  | 1125 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 93583 | 3854 | SH |  | SOLE |  | 0 | 0 | 3854 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 72770 | 1656 | SH |  | SOLE |  | 0 | 0 | 1656 |
| DISNEY WALT CO | COM | 254687106 |  | 555009 | 6388 | SH |  | SOLE |  | 0 | 0 | 6388 |
| DOCUSIGN INC | COM | 256163106 |  | 156949 | 2832 | SH |  | SOLE |  | 0 | 0 | 2832 |
| DOW INC | COM | 260557103 |  | 2201 | 44 | SH |  | SOLE |  | 0 | 0 | 44 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 2931 | 43 | SH |  | SOLE |  | 0 | 0 | 43 |
| DXC TECHNOLOGY CO | COM | 23355L106 |  | 238 | 9 | SH |  | SOLE |  | 0 | 0 | 9 |
| EATON CORP PLC | SHS | G29183103 |  | 5336 | 34 | SH |  | SOLE |  | 0 | 0 | 34 |
| ECOLAB INC | COM | 278865100 |  | 1203 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 2321 | 19 | SH |  | SOLE |  | 0 | 0 | 19 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 77377 | 151 | SH |  | SOLE |  | 0 | 0 | 151 |
| EMERSON ELEC CO | COM | 291011104 |  | 11335 | 118 | SH |  | SOLE |  | 0 | 0 | 118 |
| ENGINE NO 1 ETF TRUST | TRANSFRM 500 ETF | 29287L106 |  | 4244 | 96 | SH |  | SOLE |  | 0 | 0 | 96 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 16650 | 148 | SH |  | SOLE |  | 0 | 0 | 148 |
| ESSENTIAL UTILS INC | COM | 29670G102 |  | 5392 | 113 | SH |  | SOLE |  | 0 | 0 | 113 |
| ETF MANAGERS TR | ETFMG ALTR HRVST | 26924G508 |  | 2350 | 552 | SH |  | SOLE |  | 0 | 0 | 552 |
| ETF MANAGERS TR | PRIME CYBR SCRTY | 26924G201 |  | 901 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| EXACT SCIENCES CORP | COM | 30063P105 |  | 1287 | 26 | SH |  | SOLE |  | 0 | 0 | 26 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 9811 | 112 | SH |  | SOLE |  | 0 | 0 | 112 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 40701 | 369 | SH |  | SOLE |  | 0 | 0 | 369 |
| FEDEX CORP | COM | 31428X106 |  | 113126 | 653 | SH |  | SOLE |  | 0 | 0 | 653 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 12927 | 394 | SH |  | SOLE |  | 0 | 0 | 394 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 20160 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| FLEX LTD | ORD | Y2573F102 |  | 10344 | 482 | SH |  | SOLE |  | 0 | 0 | 482 |
| FLEXSHARES TR | IBOXX 5YR TRGT | 33939L605 |  | 4771 | 202 | SH |  | SOLE |  | 0 | 0 | 202 |
| FLOWERS FOODS INC | COM | 343498101 |  | 21555 | 750 | SH |  | SOLE |  | 0 | 0 | 750 |
| FORD MTR CO DEL | COM | 345370860 |  | 21957 | 1888 | SH |  | SOLE |  | 0 | 0 | 1888 |
| FORTINET INC | COM | 34959E109 |  | 4889 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| GABELLI DIVID  INCOME TR | COM | 36242H104 |  | 41652 | 2021 | SH |  | SOLE |  | 0 | 0 | 2021 |
| GAMESTOP CORP NEW | CL A | 36467W109 |  | 148 | 8 | SH |  | SOLE |  | 0 | 0 | 8 |
| GEN DIGITAL INC | COM | 668771108 |  | 6472 | 302 | SH |  | SOLE |  | 0 | 0 | 302 |
| GENERAL ELECTRIC CO | COM NEW | 369604301 |  | 26478 | 316 | SH |  | SOLE |  | 0 | 0 | 316 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 458309 | 17301 | SH |  | SOLE |  | 0 | 0 | 17301 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 156533 | 456 | SH |  | SOLE |  | 0 | 0 | 456 |
| GRANITE CONSTR INC | COM | 387328107 |  | 27016 | 770 | SH |  | SOLE |  | 0 | 0 | 770 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 22490 | 640 | SH |  | SOLE |  | 0 | 0 | 640 |
| HALEON PLC | SPON ADS | 405552100 |  | 6400 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| HAWAIIAN ELEC INDUSTRIES | COM | 419870100 |  | 42200 | 1008 | SH |  | SOLE |  | 0 | 0 | 1008 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 3789 | 237 | SH |  | SOLE |  | 0 | 0 | 237 |
| HEXCEL CORP NEW | COM | 428291108 |  | 6003 | 102 | SH |  | SOLE |  | 0 | 0 | 102 |
| HOME DEPOT INC | COM | 437076102 |  | 80758 | 256 | SH |  | SOLE |  | 0 | 0 | 256 |
| HONEYWELL INTL INC | COM | 438516106 |  | 114436 | 534 | SH |  | SOLE |  | 0 | 0 | 534 |
| HP INC | COM | 40434L105 |  | 6373 | 237 | SH |  | SOLE |  | 0 | 0 | 237 |
| HUNTINGTON INGALLS INDS INC | COM | 446413106 |  | 238989 | 1036 | SH |  | SOLE |  | 0 | 0 | 1036 |
| HYATT HOTELS CORP | COM CL A | 448579102 |  | 2714 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 22504 | 102 | SH |  | SOLE |  | 0 | 0 | 102 |
| IMMUNOGEN INC | COM | 45253H101 |  | 110360 | 22250 | SH |  | SOLE |  | 0 | 0 | 22250 |
| INSULET CORP | COM | 45784P101 |  | 2061 | 7 | SH |  | SOLE |  | 0 | 0 | 7 |
| INTEL CORP | COM | 458140100 |  | 76772 | 2905 | SH |  | SOLE |  | 0 | 0 | 2905 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 6155 | 60 | SH |  | SOLE |  | 0 | 0 | 60 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 211335 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| INVESCO CALIF VALUE MUN INCO | COM | 46132H106 |  | 80106 | 8450 | SH |  | SOLE |  | 0 | 0 | 8450 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 124728 | 1952 | SH |  | SOLE |  | 0 | 0 | 1952 |
| INVESCO EXCHANGE TRADED FD T | S PUR GWT | 46137V266 |  | 66031 | 436 | SH |  | SOLE |  | 0 | 0 | 436 |
| INVESCO LTD | SHS | G491BT108 |  | 10794 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 21126582 | 79340 | SH |  | SOLE |  | 0 | 0 | 79340 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 5188 | 150 | SH |  | SOLE |  | 0 | 0 | 150 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 7846 | 168 | SH |  | SOLE |  | 0 | 0 | 168 |
| ISHARES INC | MSCI FRANCE ETF | 464286707 |  | 7751 | 234 | SH |  | SOLE |  | 0 | 0 | 234 |
| ISHARES INC | MSCI GERMANY ETF | 464286806 |  | 27928 | 1129 | SH |  | SOLE |  | 0 | 0 | 1129 |
| ISHARES INC | MSCI HONG KG ETF | 464286871 |  | 10505 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| ISHARES INC | MSCI JPN ETF NEW | 46434G822 |  | 125201 | 2300 | SH |  | SOLE |  | 0 | 0 | 2300 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 408475 | 4213 | SH |  | SOLE |  | 0 | 0 | 4213 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 2987 | 26 | SH |  | SOLE |  | 0 | 0 | 26 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 14942 | 156 | SH |  | SOLE |  | 0 | 0 | 156 |
| ISHARES TR | A RATE CP BD ETF | 46429B291 |  | 10238 | 221 | SH |  | SOLE |  | 0 | 0 | 221 |
| ISHARES TR | CHINA LG-CAP ETF | 464287184 |  | 89397 | 3159 | SH |  | SOLE |  | 0 | 0 | 3159 |
| ISHARES TR | COHEN STEER REIT | 464287564 |  | 2336385 | 42604 | SH |  | SOLE |  | 0 | 0 | 42604 |
| ISHARES TR | CONV BD ETF | 46435G102 |  | 93249 | 1342 | SH |  | SOLE |  | 0 | 0 | 1342 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 751354 | 16179 | SH |  | SOLE |  | 0 | 0 | 16179 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1287815 | 5324 | SH |  | SOLE |  | 0 | 0 | 5324 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1983205 | 20955 | SH |  | SOLE |  | 0 | 0 | 20955 |
| ISHARES TR | CORE S ETF | 464287200 |  | 159247 | 414 | SH |  | SOLE |  | 0 | 0 | 414 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1961 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| ISHARES TR | CR 5 10 YR ETF | 46435G417 |  | 2498 | 58 | SH |  | SOLE |  | 0 | 0 | 58 |
| ISHARES TR | CYBERSECURITY | 46435U135 |  | 71000 | 2150 | SH |  | SOLE |  | 0 | 0 | 2150 |
| ISHARES TR | DOW JONES US ETF | 464287846 |  | 1048069 | 11215 | SH |  | SOLE |  | 0 | 0 | 11215 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 4575 | 81 | SH |  | SOLE |  | 0 | 0 | 81 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 5904 | 117 | SH |  | SOLE |  | 0 | 0 | 117 |
| ISHARES TR | GLB CNSM STP ETF | 464288737 |  | 120989 | 2029 | SH |  | SOLE |  | 0 | 0 | 2029 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 633 | 6 | SH |  | SOLE |  | 0 | 0 | 6 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 138136 | 1052 | SH |  | SOLE |  | 0 | 0 | 1052 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 9386 | 188 | SH |  | SOLE |  | 0 | 0 | 188 |
| ISHARES TR | MSCI AC ASIA ETF | 464288182 |  | 12958 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 430847 | 6564 | SH |  | SOLE |  | 0 | 0 | 6564 |
| ISHARES TR | MSCI KLD400 SOC | 464288570 |  | 58399 | 813 | SH |  | SOLE |  | 0 | 0 | 813 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 86807 | 1204 | SH |  | SOLE |  | 0 | 0 | 1204 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 196711 | 6443 | SH |  | SOLE |  | 0 | 0 | 6443 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 29067 | 138 | SH |  | SOLE |  | 0 | 0 | 138 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 5784 | 27 | SH |  | SOLE |  | 0 | 0 | 27 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 255070 | 1682 | SH |  | SOLE |  | 0 | 0 | 1682 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 105580 | 1565 | SH |  | SOLE |  | 0 | 0 | 1565 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 24145 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| ISHARES TR | RUS TP200 VL ETF | 464289420 |  | 32618 | 502 | SH |  | SOLE |  | 0 | 0 | 502 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 299047 | 1715 | SH |  | SOLE |  | 0 | 0 | 1715 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 143540 | 989 | SH |  | SOLE |  | 0 | 0 | 989 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 457208 | 6694 | SH |  | SOLE |  | 0 | 0 | 6694 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 4712826 | 39078 | SH |  | SOLE |  | 0 | 0 | 39078 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 661057 | 6211 | SH |  | SOLE |  | 0 | 0 | 6211 |
| ISHARES TR | U.S. BAS MTL ETF | 464287838 |  | 64075 | 514 | SH |  | SOLE |  | 0 | 0 | 514 |
| ISHARES TR | U.S. FIN SVC ETF | 464287770 |  | 669821 | 4252 | SH |  | SOLE |  | 0 | 0 | 4252 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 56564 | 749 | SH |  | SOLE |  | 0 | 0 | 749 |
| ISHARES TR | U.S. PHARMA ETF | 464288836 |  | 104303 | 560 | SH |  | SOLE |  | 0 | 0 | 560 |
| ISHARES TR | U.S. UTILITS ETF | 464287697 |  | 8076 | 93 | SH |  | SOLE |  | 0 | 0 | 93 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 2578108 | 9087 | SH |  | SOLE |  | 0 | 0 | 9087 |
| JAZZ PHARMACEUTICALS PLC | SHS USD | G50871105 |  | 1912 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 463332 | 2623 | SH |  | SOLE |  | 0 | 0 | 2623 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 2519267 | 18786 | SH |  | SOLE |  | 0 | 0 | 18786 |
| KELLOGG CO | COM | 487836108 |  | 337919 | 4743 | SH |  | SOLE |  | 0 | 0 | 4743 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 2036 | 15 | SH |  | SOLE |  | 0 | 0 | 15 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 11987 | 663 | SH |  | SOLE |  | 0 | 0 | 663 |
| KOHLS CORP | COM | 500255104 |  | 20362 | 806 | SH |  | SOLE |  | 0 | 0 | 806 |
| LABORATORY CORP AMER HLDGS | COM NEW | 50540R409 |  | 54121 | 230 | SH |  | SOLE |  | 0 | 0 | 230 |
| LAM RESEARCH CORP | COM | 512807108 |  | 420300 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| LAS VEGAS SANDS CORP | COM | 517834107 |  | 136375 | 2837 | SH |  | SOLE |  | 0 | 0 | 2837 |
| LAUDER ESTEE COS INC | CL A | 518439104 |  | 183105 | 738 | SH |  | SOLE |  | 0 | 0 | 738 |
| LILLY ELI  CO | COM | 532457108 |  | 189139 | 517 | SH |  | SOLE |  | 0 | 0 | 517 |
| LIONS GATE ENTMNT CORP | CL B NON VTG | 535919500 |  | 1341 | 247 | SH |  | SOLE |  | 0 | 0 | 247 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 236110 | 485 | SH |  | SOLE |  | 0 | 0 | 485 |
| LOWES COS INC | COM | 548661107 |  | 68738 | 345 | SH |  | SOLE |  | 0 | 0 | 345 |
| LUCID GROUP INC | COM | 549498103 |  | 4269 | 625 | SH |  | SOLE |  | 0 | 0 | 625 |
| LUMENTUM HLDGS INC | COM | 55024U109 |  | 4591 | 88 | SH |  | SOLE |  | 0 | 0 | 88 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 166091 | 1116 | SH |  | SOLE |  | 0 | 0 | 1116 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 16668 | 450 | SH |  | SOLE |  | 0 | 0 | 450 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 927757 | 2668 | SH |  | SOLE |  | 0 | 0 | 2668 |
| MATCH GROUP INC NEW | COM | 57667L107 |  | 5062 | 122 | SH |  | SOLE |  | 0 | 0 | 122 |
| MCDONALDS CORP | COM | 580135101 |  | 32445 | 123 | SH |  | SOLE |  | 0 | 0 | 123 |
| MERCK  CO INC | COM | 58933Y105 |  | 1009357 | 9097 | SH |  | SOLE |  | 0 | 0 | 9097 |
| META PLATFORMS INC | CL A | 30303M102 |  | 221426 | 1840 | SH |  | SOLE |  | 0 | 0 | 1840 |
| MICRO FOCUS INTL PLC | SPON ADR NEW | 594837403 |  | 69 | 11 | SH |  | SOLE |  | 0 | 0 | 11 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 65040 | 1301 | SH |  | SOLE |  | 0 | 0 | 1301 |
| MICROSOFT CORP | COM | 594918104 |  | 1028000 | 4287 | SH |  | SOLE |  | 0 | 0 | 4287 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 125388 | 1881 | SH |  | SOLE |  | 0 | 0 | 1881 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 10051 | 39 | SH |  | SOLE |  | 0 | 0 | 39 |
| NETAPP INC | COM | 64110D104 |  | 102102 | 1700 | SH |  | SOLE |  | 0 | 0 | 1700 |
| NETFLIX INC | COM | 64110L106 |  | 252122 | 855 | SH |  | SOLE |  | 0 | 0 | 855 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 8109 | 97 | SH |  | SOLE |  | 0 | 0 | 97 |
| NIKE INC | CL B | 654106103 |  | 128622 | 1099 | SH |  | SOLE |  | 0 | 0 | 1099 |
| NOKIA CORP | SPONSORED ADR | 654902204 |  | 11600 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 528942 | 2147 | SH |  | SOLE |  | 0 | 0 | 2147 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 989326 | 1813 | SH |  | SOLE |  | 0 | 0 | 1813 |
| NORWEGIAN CRUISE LINE HLDG L | SHS | G66721104 |  | 12240 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 18144 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| NUTRIEN LTD | COM | 67077M108 |  | 8910 | 122 | SH |  | SOLE |  | 0 | 0 | 122 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 675407 | 4622 | SH |  | SOLE |  | 0 | 0 | 4622 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 |  | 5373 | 34 | SH |  | SOLE |  | 0 | 0 | 34 |
| ORACLE CORP | COM | 68389X105 |  | 620638 | 7593 | SH |  | SOLE |  | 0 | 0 | 7593 |
| ORCHARD THERAPEUTICS PLC | SPON ADS | 68570P101 |  | 37 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 2718 | 97 | SH |  | SOLE |  | 0 | 0 | 97 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 5873 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 44814 | 154 | SH |  | SOLE |  | 0 | 0 | 154 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 16737 | 235 | SH |  | SOLE |  | 0 | 0 | 235 |
| PENN ENTERTAINMENT INC | COM | 707569109 |  | 4010 | 135 | SH |  | SOLE |  | 0 | 0 | 135 |
| PEPSICO INC | COM | 713448108 |  | 113517 | 628 | SH |  | SOLE |  | 0 | 0 | 628 |
| PFIZER INC | COM | 717081103 |  | 866579 | 16912 | SH |  | SOLE |  | 0 | 0 | 16912 |
| PG CORP | COM | 69331C108 |  | 1398 | 86 | SH |  | SOLE |  | 0 | 0 | 86 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 11913 | 118 | SH |  | SOLE |  | 0 | 0 | 118 |
| PIMCO ETF TR | 0-5 HIGH YIELD | 72201R783 |  | 36329 | 407 | SH |  | SOLE |  | 0 | 0 | 407 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 2863 | 32 | SH |  | SOLE |  | 0 | 0 | 32 |
| PLUG POWER INC | COM NEW | 72919P202 |  | 371 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 59685 | 378 | SH |  | SOLE |  | 0 | 0 | 378 |
| PRINCIPAL FINANCIAL GROUP IN | COM | 74251V102 |  | 26938 | 321 | SH |  | SOLE |  | 0 | 0 | 321 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 938398 | 6192 | SH |  | SOLE |  | 0 | 0 | 6192 |
| PROLOGIS INC. | COM | 74340W103 |  | 59679 | 529 | SH |  | SOLE |  | 0 | 0 | 529 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 532285 | 5915 | SH |  | SOLE |  | 0 | 0 | 5915 |
| PROSHARES TR | ULTRAPRO QQQ | 74347X831 |  | 3460 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 19892 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| PUBLIC STORAGE | COM | 74460D109 |  | 9246 | 33 | SH |  | SOLE |  | 0 | 0 | 33 |
| QUALCOMM INC | COM | 747525103 |  | 58117 | 529 | SH |  | SOLE |  | 0 | 0 | 529 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 7468 | 74 | SH |  | SOLE |  | 0 | 0 | 74 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 48821 | 378 | SH |  | SOLE |  | 0 | 0 | 378 |
| RIVIAN AUTOMOTIVE INC | COM CL A | 76954A103 |  | 1014 | 55 | SH |  | SOLE |  | 0 | 0 | 55 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 6697 | 26 | SH |  | SOLE |  | 0 | 0 | 26 |
| ROKU INC | COM CL A | 77543R102 |  | 204 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| ROYAL BK CDA SUSTAINABL | COM | 780087102 |  | 2162 | 23 | SH |  | SOLE |  | 0 | 0 | 23 |
| SALESFORCE INC | COM | 79466L302 |  | 103155 | 778 | SH |  | SOLE |  | 0 | 0 | 778 |
| SBA COMMUNICATIONS CORP NEW | CL A | 78410G104 |  | 5046 | 18 | SH |  | SOLE |  | 0 | 0 | 18 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 9547 | 115 | SH |  | SOLE |  | 0 | 0 | 115 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 6968 | 153 | SH |  | SOLE |  | 0 | 0 | 153 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 48584 | 1084 | SH |  | SOLE |  | 0 | 0 | 1084 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 46730 | 841 | SH |  | SOLE |  | 0 | 0 | 841 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 43039 | 652 | SH |  | SOLE |  | 0 | 0 | 652 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 47686 | 1394 | SH |  | SOLE |  | 0 | 0 | 1394 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 2216 | 60 | SH |  | SOLE |  | 0 | 0 | 60 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 116355 | 901 | SH |  | SOLE |  | 0 | 0 | 901 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 532616 | 7144 | SH |  | SOLE |  | 0 | 0 | 7144 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 136114 | 1002 | SH |  | SOLE |  | 0 | 0 | 1002 |
| SELECT SECTOR SPDR TR | SBI INT-INDS | 81369Y704 |  | 30434 | 310 | SH |  | SOLE |  | 0 | 0 | 310 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 59984 | 772 | SH |  | SOLE |  | 0 | 0 | 772 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 286696 | 2304 | SH |  | SOLE |  | 0 | 0 | 2304 |
| SEMPRA | COM | 816851109 |  | 116026 | 751 | SH |  | SOLE |  | 0 | 0 | 751 |
| SHELL PLC | SPON ADS | 780259305 |  | 11390 | 200 | SH |  | SOLE |  | 0 | 0 | 200 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 37398 | 318 | SH |  | SOLE |  | 0 | 0 | 318 |
| SL GREEN RLTY CORP | COM | 78440X887 |  | 7175 | 213 | SH |  | SOLE |  | 0 | 0 | 213 |
| SMUCKER J M CO | COM NEW | 832696405 |  | 216304 | 1365 | SH |  | SOLE |  | 0 | 0 | 1365 |
| SNAP INC | CL A | 83304A106 |  | 268 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| SONY GROUP CORPORATION | SPONSORED ADR | 835699307 |  | 7628 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| SOUTHWEST AIRLS CO | COM | 844741108 |  | 100842 | 2995 | SH |  | SOLE |  | 0 | 0 | 2995 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 16517289 | 49851 | SH |  | SOLE |  | 0 | 0 | 49851 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 16964 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 20794811 | 54375 | SH |  | SOLE |  | 0 | 0 | 54375 |
| SPDR SER TR | DJ REIT ETF | 78464A607 |  | 30408 | 349 | SH |  | SOLE |  | 0 | 0 | 349 |
| SPDR SER TR | PORTFOLIO SHORT | 78464A474 |  | 30908 | 990 | SH |  | SOLE |  | 0 | 0 | 990 |
| SPDR SER TR | PRTFLO S VL | 78464A508 |  | 616057 | 15841 | SH |  | SOLE |  | 0 | 0 | 15841 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 2487885 | 19886 | SH |  | SOLE |  | 0 | 0 | 19886 |
| SPDR SER TR | SPDR S 500 ETF | 78468R796 |  | 4580 | 49 | SH |  | SOLE |  | 0 | 0 | 49 |
| STARBUCKS CORP | COM | 855244109 |  | 305497 | 3080 | SH |  | SOLE |  | 0 | 0 | 3080 |
| STEPAN CO | COM | 858586100 |  | 26707 | 251 | SH |  | SOLE |  | 0 | 0 | 251 |
| STRYKER CORPORATION | COM | 863667101 |  | 18337 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| SVB FINANCIAL GROUP | COM | 78486Q101 |  | 3682 | 16 | SH |  | SOLE |  | 0 | 0 | 16 |
| SYNAPTICS INC | COM | 87157D109 |  | 7137 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| TARGET CORP | COM | 87612E106 |  | 49630 | 333 | SH |  | SOLE |  | 0 | 0 | 333 |
| TESLA INC | COM | 88160R101 |  | 120840 | 981 | SH |  | SOLE |  | 0 | 0 | 981 |
| TEVA PHARMACEUTICAL INDS LTD | SPONSORED ADS | 881624209 |  | 5472 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| TEXAS INSTRS INC | COM | 882508104 |  | 16262 | 98 | SH |  | SOLE |  | 0 | 0 | 98 |
| TEXTRON INC | COM | 883203101 |  | 28342 | 400 | SH |  | SOLE |  | 0 | 0 | 400 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 281565 | 511 | SH |  | SOLE |  | 0 | 0 | 511 |
| TJX COS INC NEW | COM | 872540109 |  | 2890 | 36 | SH |  | SOLE |  | 0 | 0 | 36 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 13658 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| TRINSEO PLC | SHS | G9059U107 |  | 22710 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 8649 | 201 | SH |  | SOLE |  | 0 | 0 | 201 |
| TRUPANION INC | COM | 898202106 |  | 23765 | 500 | SH |  | SOLE |  | 0 | 0 | 500 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 495 | 20 | SH |  | SOLE |  | 0 | 0 | 20 |
| UBS AG LONDON BRANCH | EN LG CP GRWTH | 902677780 |  | 26098 | 69 | SH |  | SOLE |  | 0 | 0 | 69 |
| UNDER ARMOUR INC | CL C | 904311206 |  | 7359 | 825 | SH |  | SOLE |  | 0 | 0 | 825 |
| UNION PAC CORP | COM | 907818108 |  | 94565 | 457 | SH |  | SOLE |  | 0 | 0 | 457 |
| UNITED AIRLS HLDGS INC | COM | 910047109 |  | 10631 | 282 | SH |  | SOLE |  | 0 | 0 | 282 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 121157 | 697 | SH |  | SOLE |  | 0 | 0 | 697 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 135871 | 256 | SH |  | SOLE |  | 0 | 0 | 256 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 2866 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| VANECK ETF TRUST | VIDEO GMNG ESPRT | 92189F114 |  | 39128 | 913 | SH |  | SOLE |  | 0 | 0 | 913 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 385146 | 5182 | SH |  | SOLE |  | 0 | 0 | 5182 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 270621 | 3767 | SH |  | SOLE |  | 0 | 0 | 3767 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 29968 | 167 | SH |  | SOLE |  | 0 | 0 | 167 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 269620 | 3269 | SH |  | SOLE |  | 0 | 0 | 3269 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 36918 | 105 | SH |  | SOLE |  | 0 | 0 | 105 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 51853 | 327 | SH |  | SOLE |  | 0 | 0 | 327 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 28699 | 156 | SH |  | SOLE |  | 0 | 0 | 156 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 6023 | 30 | SH |  | SOLE |  | 0 | 0 | 30 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 61055 | 319 | SH |  | SOLE |  | 0 | 0 | 319 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1550798 | 30929 | SH |  | SOLE |  | 0 | 0 | 30929 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 7772 | 188 | SH |  | SOLE |  | 0 | 0 | 188 |
| VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 |  | 4552 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 66229 | 436 | SH |  | SOLE |  | 0 | 0 | 436 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 302852 | 7216 | SH |  | SOLE |  | 0 | 0 | 7216 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 289746 | 7354 | SH |  | SOLE |  | 0 | 0 | 7354 |
| VIATRIS INC | COM | 92556V106 |  | 1548 | 139 | SH |  | SOLE |  | 0 | 0 | 139 |
| VICI PPTYS INC | COM | 925652109 |  | 19667 | 607 | SH |  | SOLE |  | 0 | 0 | 607 |
| VIR BIOTECHNOLOGY INC | COM | 92764N102 |  | 2911 | 115 | SH |  | SOLE |  | 0 | 0 | 115 |
| VISA INC | COM CL A | 92826C839 |  | 2402449 | 11564 | SH |  | SOLE |  | 0 | 0 | 11564 |
| WABTEC | COM | 929740108 |  | 2196 | 22 | SH |  | SOLE |  | 0 | 0 | 22 |
| WALMART INC | COM | 931142103 |  | 62042 | 438 | SH |  | SOLE |  | 0 | 0 | 438 |
| WARNER BROS DISCOVERY INC | COM SER A | 934423104 |  | 322 | 34 | SH |  | SOLE |  | 0 | 0 | 34 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 57447 | 366 | SH |  | SOLE |  | 0 | 0 | 366 |
| WATERS CORP | COM | 941848103 |  | 34258 | 100 | SH |  | SOLE |  | 0 | 0 | 100 |
| WD 40 CO | COM | 929236107 |  | 20151 | 125 | SH |  | SOLE |  | 0 | 0 | 125 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 1426213 | 34541 | SH |  | SOLE |  | 0 | 0 | 34541 |
| WILLIAMS COS INC | COM | 969457100 |  | 9179 | 279 | SH |  | SOLE |  | 0 | 0 | 279 |

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