# EDGAR Filing Document

**Accession Number:** 0000040211
**File Stem:** 0001193125-26-234463
**Filing Date:** 2026-5
**Character Count:** 30145
**Document Hash:** 482df5fb65259eb9dade4f7f3acc0c9e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-234463.hdr.sgml**: 20260521

**ACCESSION NUMBER**: 0001193125-26-234463

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 13

**CONFORMED PERIOD OF REPORT**: 20260521

**ITEM INFORMATION**: Entry into a Material Definitive Agreement

**ITEM INFORMATION**: Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20260521

**DATE AS OF CHANGE**: 20260521

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GATX CORP
- **CENTRAL INDEX KEY:** 0000040211
- **STANDARD INDUSTRIAL CLASSIFICATION:** TRANSPORTATION SERVICES [4700]
- **ORGANIZATION NAME:** 01 Energy & Transportation
- **EIN:** 361124040
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-02328
- **FILM NUMBER:** 261008732

**BUSINESS ADDRESS:**
- **STREET 1:** 233 SOUTH WACKER DRIVE
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60606-7147
- **BUSINESS PHONE:** 3126216200

**MAIL ADDRESS:**
- **STREET 1:** 233 SOUTH WACKER DRIVE
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60606-7147

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** GENERAL AMERICAN TRANSPORTATION CORP
- **DATE OF NAME CHANGE:** 19750722

?xml version='1.0' encoding='ASCII'? 8-K

### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

### FORM 8-K

#### CURRENT REPORT

#### PURSUANT TO SECTION 13 OR 15(d)

#### OF THE SECURITIES EXCHANGE ACT OF 1934

#### Date of report (Date of earliest event reported): May 21, 2026

## GATX Corporation

#### (Exact name of registrant as specified in its charter)

---

| | | |
|:---|:---|:---|
| **New York** | **1-2328** | **36-1124040** |
| **(State or other jurisdiction**<br>**of incorporation)** | **(Commission**<br>**File Number)** | **(IRS Employer**<br>**Identification No.)** |

---

#### 233 South Wacker Drive

#### Chicago, Illinois 60606-7147

#### (Address of principal executive offices, including zip code)
(312) 621-6200

#### (Registrant's telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

---

| | | |
|:---|:---|:---|
| **Title of each class** | **Trading**<br>**Symbol(s)** | **Name of Each Exchange**<br>**on Which Registered** |
| Common Stock | GATX | New York Stock Exchange |
| Common Stock | GATX | NYSE Texas, Inc |

---

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

------

---

| | |
|:---|:---|
| **Item 1.01** | **Entry Into A Material Definitive Agreement** |

---

On May 21, 2026, GATX Corporation (the "Company") entered into Amendment No. 1 (the "Amendment") among the Company, the banks, financial institutions and other institutional lenders parties thereto, and Citibank, N.A., as administrative agent, to its existing Five Year Credit Agreement, dated as of May 21, 2024 (as amended, supplemented, or otherwise modified from time to time, the "Credit Agreement"), among the Company, Citibank, N.A. and BofA Securities, Inc., as joint lead arrangers and joint book managers, the lenders party thereto, and Citibank, N.A., as administrative agent. Pursuant to the Amendment, (i) the termination date of the Credit Agreement has been extended from May 21, 2030 to May 21, 2031, (ii) the applicable margin for borrowings bearing interest based on either the Secured Overnight Financing Rate (SOFR) or alternative base rate (ABR) was decreased such that revolving loans are priced by reference to a grid based on the Company's public credit rating with the margins ranging from 80.5 basis points to 130 basis points (for borrowings bearing interest based on SOFR) and 0 basis points to 30 basis points (for borrowings bearing interest based on ABR) and (iii) the facility fee payable by the Company to the lenders under the Credit Agreement was decreased such that it is priced by reference to a grid based on the Company's public credit rating with the applicable percentage ranging from 7 basis points to 20 basis points.

The foregoing description of the Amendment is a summary and is qualified in its entirety by reference to the full text of the Amendment, which is attached as Exhibit 10.1 to this Current Report on Form 8-K and is incorporated herein by reference.

---

| | |
|:---|:---|
| **Item 2.03.** | **Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant** |

---

The information set forth in Item 1.01 of this Current Report on Form 8-K regarding the Credit Agreement and the Amendment is incorporated by reference into this Item 2.03.

---

| | |
|:---|:---|
| **Item 9.01** | **Financial Statements and Exhibits** |

---

(d) Exhibits.

---

| | |
|:---|:---|
| 10.1 | [Amendment No. 1 to Credit Agreement, dated as of May 21, 2026, by and among GATX Corporation, as borrower, the banks, financial institutions and other institutional lenders parties thereto, and Citibank, N.A., as administrative agent.](d108029dex101.htm) |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document) |

---

------

#### SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

---

| |
|:---|
| GATX CORPORATION |
| (Registrant) |
| /s/ Thomas A. Ellman |
| Thomas A. Ellman<br>*Executive Vice President, Chief Financial Officer* |

---

Date: May 21, 2026

## Exhibit 10.1

**Exhibit 10.1** 

**AMENDMENT NO. 1 TO THE** 

**CREDIT AGREEMENT** 

Dated as of May 21, 2026

**AMENDMENT NO. 1 TO THE CREDIT AGREEMENT** (this "<u>Amendment</u>") among GATX CORPORATION, a New York corporation (the "<u>Borrower</u>"), the banks, financial institutions and other institutional lenders parties to the Credit Agreement referred to below (collectively, the "<u>Lenders</u>") and CITIBANK, N.A., as agent (the "<u>Agent</u>") for the Lenders.

**PRELIMINARY STATEMENTS:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) The Borrower, the Lenders and the Agent have entered into a Five-Year Credit Agreement dated as of May 21, 2024 (the "<u>Credit Agreement</u>"). Capitalized terms not otherwise defined in this Amendment have the same meanings as specified in the Credit Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) Pursuant to Section 2.19 of the Credit Agreement, the Borrower has requested that the Termination Date be extended from May 21, 2030 to May 21, 2031.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3) The Borrower has requested certain amendments to the Credit Agreement, and the parties hereto agree to such amendments as set forth in, and in accordance with the terms and conditions of, this Amendment (the Credit Agreement as so amended, the "<u>Amended Credit Agreement</u>").

SECTION 1. <u>Consent to Extension Request</u>. Each Lender so indicating on its signature page to this Amendment agrees to extend the Termination Date for a period of one year, expiring May 21, 2031 (each such Lender, an "<u>Extending Lender</u>"). This agreement to extend the Termination Date is subject in all respects to the terms of the Credit Agreement (including, for the avoidance of doubt, the limitation on the number of times the Borrower may submit an Extension Request), other than the provisions of Section 2.19 of the Credit Agreement that specify the date by which the Borrower must submit an extension request, the date by which Extending Lenders submit responses or the date by which the Agent must notify the Borrower of each Lender's determination, which provisions are hereby waived. For the avoidance of doubt, upon satisfaction (or waiver) of the applicable conditions set forth in Section 3 below, the extension of the Termination Date of each Extending Lender shall be effective on May 21, 2026.

SECTION 2. <u>Amendments to Credit Agreement</u>. As of the Amendment Effective Date (as defined below), subject to the satisfaction of the conditions precedent set forth in Section 4 below, the Lenders and the Borrower hereby agree to amend the Credit Agreement as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) The definition of "Applicable Margin" in Section 1.01 of the Credit Agreement is hereby amended and restated in its entirety as follows:

""<u>Applicable Margin</u>" means, as of any date, a percentage per annum determined by reference to the Public Debt Rating in effect on such date as set forth below:

------

---

| | | |
|:---|:---|:---|
| Public Debt<br> Rating<br> S&P/Moody's | Applicable Margin for<br>SOFR Advances | Applicable Margin for<br>Base Rate Advances |
|  <u>Level 1</u><br> A / A2 or above | 0.805% | 0.000% |
|  <u>Level 2</u><br> A- / A3 | 0.920% | 0.000% |
|  <u>Level 3</u><br> BBB+ / Baa1 | 1.035% | 0.035% |
|  <u>Level 4</u><br> BBB / Baa2 | 1.125% | 0.125% |
|  <u>Level 5</u><br> BBB- / Baa3 or lower | 1.300% | 0.300% |

---

"

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) The definition of "Applicable Percentage" in Section 1.01 of the Credit Agreement is hereby amended and restated in its entirety as follows:

""<u>Applicable Percentage</u>" means, as of any date, a percentage per annum determined by reference to the Public Debt Rating in effect on such date as set forth below:

---

| | |
|:---|:---|
| Public Debt Rating<br> S&P/Moody's | Applicable<br>Percentage |
|  <u>Level 1</u><br> A / A2 or above | 0.070% |
|  <u>Level 2</u><br> A- / A3 | 0.080% |
|  <u>Level 3</u><br> BBB+ / Baa1 | 0.090% |
|  <u>Level 4</u><br> BBB / Baa2 | 0.125% |
|  <u>Level 5</u><br> BBB- / Baa3 or lower | 0.200% |

---

"

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) The definition of "Base Rate" in Section 1.01 of the Credit Agreement is hereby amended and restated in its entirety as follows:

""Base Rate" means a fluctuating interest rate per annum in effect from time to time, which rate per annum shall at all times be equal to the highest of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) the rate of interest announced publicly by Citibank in New York, New York, from time to time, as Citibank's base rate; and

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) <sup>1</sup>⁄<sub>2</sub> of one percent per annum above the Federal Funds Rate; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) Term SOFR for a one-month tenor in effect at such time plus 1.00%."

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) The definition of "Termination Date" in Section 1.01 of the Credit Agreement is hereby amended and restated in its entirety as follows:

""<u>Termination Date</u>" means the earlier of (a) May 21, 2031 and (b) the date of termination in whole of the Commitments pursuant to Section 2.05 or 6.01; <u>provided</u>, <u>however</u>, that the Termination Date of any Lender that is a Non Consenting Lender to any requested extension pursuant to Section 2.19 shall be the Termination Date in effect immediately prior to the applicable Extension Date for all purposes of this Agreement."

SECTION 3. <u>Conditions of Effectiveness of Section</u> <u>1</u>. Section 1 of this Amendment shall become effective on and as of the date on which each of the following conditions precedent shall have been satisfied or waived:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) The Agent shall have received counterparts of this Amendment executed by the Borrower and each of the Extending Lenders;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) The total of the Commitments of the Lenders that have agreed so to extend their Termination Date shall be more than 50% of the aggregate amount of the Commitments; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) The Borrower shall have paid all accrued and invoiced fees and expenses of the Agent and the Lenders associated with this Amendment and the extension of Commitments (including the accrued and invoiced fees and expenses of Allen Overy Shearman Sterling US LLP, counsel to the Agent) to the extent that such fees and expenses are payable pursuant to Section 8.04 of the Credit Agreement.

SECTION 4. <u>Conditions of Effectiveness of Section</u> <u>2</u>. Section 2 of this Amendment shall become effective on and as of the date (the "<u>Amendment Effective Date</u>") on which each of the following conditions precedent shall have been satisfied or waived:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) The Agent shall have received counterparts of this Amendment executed by the Borrower, each of the Lenders and the Agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) On the Amendment Effective Date, the following statements shall be true and the Agent shall have received for the account of each Lender a certificate signed by a duly authorized officer of the Borrower, dated the Amendment Effective Date, stating that:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) the representations and warranties contained in Section 4.01 of the Amended Credit Agreement are correct on and as of the Amendment Effective Date, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) no event has occurred and is continuing that constitutes a Default.

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) The Agent shall have received on or before the Amendment Effective Date the following, each dated the Amendment Effective Date, in form and substance reasonably satisfactory to the Agent:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) The Notes to the Lenders to the extent requested by any Lender pursuant to Section 2.16 of the Amended Credit Agreement prior to the Amendment Effective Date;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) Certified copies of the resolutions of the Board of Directors of the Borrower approving the Amended Credit Agreement and the Notes;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) A certificate of the Secretary or an Assistant Secretary of the Borrower certifying the names and true signatures of the officers of the Borrower authorized to sign this Amendment and the Notes and the other documents to be delivered hereunder; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv) A reasonably acceptable opinion of Mayer Brown LLP, special counsel for the Borrower.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) The Agent shall have received all documentation and other information regarding the Borrower requested in connection with applicable "know your customer" and anti-money laundering rules and regulations, including the Patriot Act, to the extent reasonably requested in writing of the Borrower at least five Business Days prior to the Amendment Effective Date.

SECTION 5. <u>Representations and Warranties of the Borrower</u>. The Borrower represents and warrants that (i) the representations and warranties contained in Section 4.01 of the Credit Agreement are correct on and as of the date hereof, as though made on and as of the date hereof, except to the extent such representation or warranty related to a specific earlier date, in which case such representation or warranty shall have been true and correct as of such earlier date and (ii) no event has occurred and is continuing, or would result from the extension of Commitments set forth in Section 1 above, that constitutes a Default.

SECTION 6. <u>Reference to and Effect on the Loan Documents</u>. (a) On and after the effectiveness of Section 2 of this Amendment, each reference in the Credit Agreement to "this Agreement", "hereunder", "hereof" or words of like import referring to the Credit Agreement, and each reference in the Notes to "the Credit Agreement", "thereunder", "thereof" or words of like import referring to the Credit Agreement, shall mean and be a reference to the Amended Credit Agreement.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) The Credit Agreement and the Notes, as specifically amended by this Amendment, are and shall continue to be in full force and effect and are hereby in all respects ratified and confirmed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) The execution, delivery and effectiveness of this Amendment shall not, except as expressly provided herein, operate as a waiver of any right, power or remedy of any Lender or the Agent under the Credit Agreement or any Notes, nor constitute a waiver of any provision of the Credit Agreement or any Notes.

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) This Amendment is subject to the provisions of Section 8.01 of the Credit Agreement.

SECTION 7. <u>[Reserved]</u>.

SECTION 8. <u>Execution in Counterparts</u>. This Amendment may be executed in any number of counterparts and by different parties hereto in separate counterparts, each of which when so executed shall be deemed to be an original and all of which taken together shall constitute but one and the same agreement. Delivery of an executed counterpart of a signature page to this Amendment by telecopier shall be effective as delivery of a manually executed counterpart of this Amendment. The words "execution," "signed," "signature," and words of like import in this Agreement and the other loan documents including any Assignment and Assumption shall be deemed to include electronic signatures or electronic records, each of which shall be of the same legal effect, validity or enforceability as a manually executed signature or the use of a paper-based recordkeeping system, as the case may be, to the extent and as provided for in any applicable law, including the Federal Electronic Signatures in Global and National Commerce Act, the New York State Electronic Signatures and Records Act, or any other similar state laws based on the Uniform Electronic Transactions Act.

SECTION 9. <u>Governing Law</u>. This Amendment and shall be governed by, and construed and enforced in accordance with, the law of the State of New York.

------

IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed by their respective officers thereunto duly authorized, as of the date first above written.

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| | |
|:---|:---|
| GATX CORPORATION, as Borrower | GATX CORPORATION, as Borrower |
| By: | /s/ Jennifer Van Aken |
| Name: Jennifer Van Aken | Name: Jennifer Van Aken |
| Title: SVP, Treasurer and Chief Risk Officer | Title: SVP, Treasurer and Chief Risk Officer |
| CITIBANK, N.A., as Agent | CITIBANK, N.A., as Agent |
| By: | /s/ Richard Rivera |
| Name: Richard Rivera | Name: Richard Rivera |
| Title: Vice President | Title: Vice President |

---

------

SIGNATURE PAGE

Consent to extension of Termination Date:

Name of Lender: Citibank, N.A.

---

| | |
|:---|:---|
| by | /s/ Richard Rivera |
|  | Name: Richard Rivera |
|  | Title: Vice President |

---

Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

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| | |
|:---|:---|
| Name of Lender: Citibank, N.A. | Name of Lender: Citibank, N.A. |
| by | /s/ Richard Rivera |
|  | Name: Richard Rivera |
|  | Title: Vice President |

---

------

SIGNATURE PAGE

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| | |
|:---|:---|
| Consent to extension of Termination Date: | Consent to extension of Termination Date: |
| Name of Lender: U.S. BANK NATIONAL ASSOCIATION | Name of Lender: U.S. BANK NATIONAL ASSOCIATION |
| by | /s/ Nora Golden |
|  | Name: Nora Golden |
|  | Title: Vice President |

---

Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

---

| | |
|:---|:---|
| Name of Lender: U.S. BANK NATIONAL ASSOCIATION | Name of Lender: U.S. BANK NATIONAL ASSOCIATION |
| by | /s/ Nora Golden |
|  | Name: Nora Golden |
|  | Title: Vice President |

---

------

SIGNATURE PAGE

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| | |
|:---|:---|
| Consent to extension of Termination Date: | Consent to extension of Termination Date: |
| Name of Lender: BANK OF AMERICA, N.A.: | Name of Lender: BANK OF AMERICA, N.A.: |
| by | /s/ Erika Murphy |
|  | Name: Erika Murphy |
|  | Title: Director |

---

Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

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| | |
|:---|:---|
| Name of Lender: BANK OF AMERICA, N.A.: | Name of Lender: BANK OF AMERICA, N.A.: |
| by | /s/ Erika Murphy |
|  | Name: Erika Murphy |
|  | Title: Director |

---

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SIGNATURE PAGE

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| | |
|:---|:---|
| Consent to extension of Termination Date: | Consent to extension of Termination Date: |
| Name of Lender: BMO BANK N.A. | Name of Lender: BMO BANK N.A. |
| by | /s/ Kendal B. Kumzi |
|  | Name: Kendal B. Kumzi |
|  | Title: Managing Director |

---

Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

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| | |
|:---|:---|
| Name of Lender: BMO BANK N.A. | Name of Lender: BMO BANK N.A. |
| by | /s/ Kendal B. Kumzi |
|  | Name: Kendal B. Kumzi |
|  | Title: Managing Director |

---

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SIGNATURE PAGE

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| | |
|:---|:---|
| Consent to extension of Termination Date: | Consent to extension of Termination Date: |
| Name of Lender: CIBC Bank USA | Name of Lender: CIBC Bank USA |
| by | /s/ James Belletire |
|  | Name: James Belletire |
|  | Title: Managing Director |

---

Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

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| | |
|:---|:---|
| Name of Lender: CIBC Bank USA | Name of Lender: CIBC Bank USA |
| by | /s/ James Belletire |
|  | Name: James Belletire |
|  | Title: Managing Director |

---

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SIGNATURE PAGE

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| | |
|:---|:---|
| Consent to extension of Termination Date: | Consent to extension of Termination Date: |
| Name of Lender: KEYBANK NATIONAL ASSOCIATION | Name of Lender: KEYBANK NATIONAL ASSOCIATION |
| by | /s/ Tad L. Stainbrook |
|  | Name: Tad L. Stainbrook |
|  | Title: Senior Vice President |

---

Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

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| | |
|:---|:---|
| Name of Lender: KEYBANK NATIONAL ASSOCIATION | Name of Lender: KEYBANK NATIONAL ASSOCIATION |
| by | /s/ Tad L. Stainbrook |
|  | Name: Tad L. Stainbrook |
|  | Title: Senior Vice President |

---

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SIGNATURE PAGE

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| | |
|:---|:---|
| Consent to extension of Termination Date: | Consent to extension of Termination Date: |
| Name of Lender: MORGAN STANLEY BANK, N.A. | Name of Lender: MORGAN STANLEY BANK, N.A. |
| by | /s/ Michael King |
|  | Name: Michael King |
|  | Title: Authorized Signatory |

---

Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

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| | |
|:---|:---|
| Name of Lender: MORGAN STANLEY BANK, N.A. | Name of Lender: MORGAN STANLEY BANK, N.A. |
| by | /s/ Michael King |
|  | Name: Michael King |
|  | Title: Authorized Signatory |

---

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SIGNATURE PAGE

Consent to extension of Termination Date:

Name of Lender: PNC BANK, NATIONAL ASSOCIATION

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| | |
|:---|:---|
| by | /s/ Hannah Gold |
|  | Name: Hannah Gold |
|  | Title: Assistant Vice President |

---

Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

Name of Lender: PNC BANK, NATIONAL ASSOCIATION

---

| | |
|:---|:---|
| by | /s/ Hannah Gold |
|  | Name: Hannah Gold |
|  | Title: Assistant Vice President |

---

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SIGNATURE PAGE

Consent to extension of Termination Date:

Name of Lender: BAYERISCHE LANDESBANK, NEW YORK BRANCH

---

| | |
|:---|:---|
| by | /s/ Rolf Siebert |
|  | Name: Rolf Siebert |
|  | Title: Executive Director |
| by | /s/ Elke Videgain |
|  | Name: Elke Videgain |
|  | Title: Vice President |

---

Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

Name of Lender: BAYERISCHE LANDESBANK, NEW YORK BRANCH

---

| | |
|:---|:---|
| by | /s/ Rolf Siebert |
|  | Name: Rolf Siebert |
|  | Title: Executive Director |
| by | /s/ Elke Videgain |
|  | Name: Elke Videgain |
|  | Title: Vice President |

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SIGNATURE PAGE

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| | |
|:---|:---|
| Consent to extension of Termination Date: | Consent to extension of Termination Date: |
| Name of Lender: MUFG Bank, Ltd. | Name of Lender: MUFG Bank, Ltd. |
| by | /s/ Andrea Matsudaira |
|  | Name: Andrea Matsudaira |
|  | Title: Vice President |

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Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

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| | |
|:---|:---|
| Name of Lender: MUFG Bank, Ltd. | Name of Lender: MUFG Bank, Ltd. |
| by | /s/ Andrea Matsudaira |
|  | Name: Andrea Matsudaira |
|  | Title: Vice President |

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SIGNATURE PAGE

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| | |
|:---|:---|
| Consent to extension of Termination Date: | Consent to extension of Termination Date: |
| Name of Lender: Regions Bank | Name of Lender: Regions Bank |
| by | /s/ Tyler Sherman |
|  | Name: Tyler Sherman |
|  | Title: Vice President |

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Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

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| | |
|:---|:---|
| Name of Lender: Regions Bank | Name of Lender: Regions Bank |
| by | /s/ Tyler Sherman |
|  | Name: Tyler Sherman |
|  | Title: Vice President |

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SIGNATURE PAGE

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| | |
|:---|:---|
| Consent to extension of Termination Date: | Consent to extension of Termination Date: |
| Name of Lender: The Huntington National Bank | Name of Lender: The Huntington National Bank |
| by | /s/ Matthew Stanisa |
|  | Name: Matthew Stanisa |
|  | Title: Vice President |

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Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

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| | |
|:---|:---|
| Name of Lender: The Huntington National Bank | Name of Lender: The Huntington National Bank |
| by | /s/ Matthew Stanisa |
|  | Name: Matthew Stanisa |
|  | Title: Vice President |

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SIGNATURE PAGE

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| | |
|:---|:---|
| Consent to extension of Termination Date: | Consent to extension of Termination Date: |
| Name of Lender: The Northern Trust Company | Name of Lender: The Northern Trust Company |
| by | /s/ Jeffrey Leets |
|  | Name: Jeffery Leets |
|  | Title: Senior Vice President |

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Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

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| | |
|:---|:---|
| Name of Lender: The Northern Trust Company | Name of Lender: The Northern Trust Company |
| by | /s/ Jeffrey Leets |
|  | Name: Jeffrey Leets |
|  | Title: Senior Vice President |

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SIGNATURE PAGE

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| | |
|:---|:---|
| Consent to extension of Termination Date: | Consent to extension of Termination Date: |
| M&T Bank | M&T Bank |
| by | /s/ Mark Wolfram |
|  | Name: Mark Wolfram |
|  | Title: Senior Vice President |

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Consent to amend the Credit Agreement as provided in Section 2 of the forgoing Amendment:

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| | |
|:---|:---|
| M&T Bank | M&T Bank |
| by | /s/ Mark Wolfram |
|  | Name: Mark Wolfram |
|  | Title: Senior Vice President |

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