# EDGAR Filing Document

**Accession Number:** 0002055620
**File Stem:** 0001104659-26-049297
**Filing Date:** 2026-4
**Character Count:** 16902
**Document Hash:** 97266102e7f9008aa58fd6c382be3dcd
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-049297.hdr.sgml**: 20260427

**ACCESSION NUMBER**: 0001104659-26-049297

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260427

**DATE AS OF CHANGE**: 20260427

**EFFECTIVENESS DATE**: 20260427

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CERTIOR FINANCIAL GROUP, LLC
- **CENTRAL INDEX KEY:** 0002055620

**ORGANIZATION NAME:**
- **EIN:** 270789383
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25017
- **FILM NUMBER:** 26899109

**BUSINESS ADDRESS:**
- **STREET 1:** 20104 VALLEY FORGE CIRCLE
- **CITY:** KING OF PRUSSIA
- **STATE:** PA
- **ZIP:** 19406
- **BUSINESS PHONE:** 610-783-7010

**MAIL ADDRESS:**
- **STREET 1:** 20104 VALLEY FORGE CIRCLE
- **CITY:** KING OF PRUSSIA
- **STATE:** PA
- **ZIP:** 19406

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CERTIOR FINANCIAL GROUP LLC<br>**Address:** 20104 VALLEY FORGE CIRCLE<br>KING OF PRUSSIA, PA 19406

**Form 13F File Number:** 028-25017

**CRD Number (if applicable):** 000285502

**SEC File Number (if applicable):** 801-108506

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Avi Kantor<br>**Title:** Managing Member<br>**Phone:** 610-783-7010

**Signature, Place, and Date of Signing:**

/s/ Avi Kantor  King of Prussia, PA  04-17-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 130

**Form 13F Information Table Value Total:** $156997171

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 539148 | 2479 | SH |  | SOLE |  | 0 | 0 | 2479 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 272847 | 1376 | SH |  | SOLE |  | 0 | 0 | 1376 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 |  | 475138 | 1636 | SH |  | SOLE |  | 0 | 0 | 1636 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 231309 | 806 | SH |  | SOLE |  | 0 | 0 | 806 |
| AMAZON COM INC | COM | 023135106 |  | 489435 | 2350 | SH |  | SOLE |  | 0 | 0 | 2350 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 767877 | 6951 | SH |  | SOLE |  | 0 | 0 | 6951 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 358461 | 2634 | SH |  | SOLE |  | 0 | 0 | 2634 |
| AMPLIFY ETF TR | CEF HIGH INCOME | 032108847 |  | 154288 | 13988 | SH |  | SOLE |  | 0 | 0 | 13988 |
| AMPLIFY ETF TR | CWP ENHANCED DIV | 032108409 |  | 354584 | 7906 | SH |  | SOLE |  | 0 | 0 | 7906 |
| APPLE INC | COM | 037833100 |  | 3091288 | 12180 | SH |  | SOLE |  | 0 | 0 | 12180 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 1303121 | 72315 | SH |  | SOLE |  | 0 | 0 | 72315 |
| ARES MANAGEMENT CORPORATION | CL A COM STK | 03990B101 |  | 335564 | 3076 | SH |  | SOLE |  | 0 | 0 | 3076 |
| ARK 21SHARES BITCOIN ETF | SHS BEN INT | 040919102 |  | 394137 | 17525 | SH |  | SOLE |  | 0 | 0 | 17525 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 245960 | 3639 | SH |  | SOLE |  | 0 | 0 | 3639 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 314662 | 1549 | SH |  | SOLE |  | 0 | 0 | 1549 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 541496 | 1130 | SH |  | SOLE |  | 0 | 0 | 1130 |
| BITWISE BITCOIN ETF TR | SHS BEN INT | 09174C104 |  | 293597 | 7976 | SH |  | SOLE |  | 0 | 0 | 7976 |
| BONDBLOXX ETF TRUST | BLOOMBERG SIX MN | 09789C788 |  | 391316 | 7775 | SH |  | SOLE |  | 0 | 0 | 7775 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 |  | 405336 | 6932 | SH |  | SOLE |  | 0 | 0 | 6932 |
| BROADCOM INC | COM | 11135F101 |  | 207896 | 672 | SH |  | SOLE |  | 0 | 0 | 672 |
| CAPITAL GROUP CORE BALANCED | SHS | 14021D107 |  | 1103371 | 32065 | SH |  | SOLE |  | 0 | 0 | 32065 |
| CAPITAL GROUP CORE EQUITY ET | SHS CREATION UNI | 14020V108 |  | 902699 | 23496 | SH |  | SOLE |  | 0 | 0 | 23496 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 3654832 | 85915 | SH |  | SOLE |  | 0 | 0 | 85915 |
| CAPITAL GROUP GBL GROWTH EQT | SHS CREATION UNI | 14020X104 |  | 758335 | 22725 | SH |  | SOLE |  | 0 | 0 | 22725 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 611855 | 15224 | SH |  | SOLE |  | 0 | 0 | 15224 |
| CAPITAL GROUP INTERNATIONAL | SHS | 14021T102 |  | 968427 | 29249 | SH |  | SOLE |  | 0 | 0 | 29249 |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 |  | 821706 | 36782 | SH |  | SOLE |  | 0 | 0 | 36782 |
| CIBUS INC | CL A COM STK | 17166A101 |  | 630042 | 318203 | SH |  | SOLE |  | 0 | 0 | 318203 |
| CME GROUP INC | COM | 12572Q105 |  | 453953 | 1537 | SH |  | SOLE |  | 0 | 0 | 1537 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 209532 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 553077 | 4887 | SH |  | SOLE |  | 0 | 0 | 4887 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 228427 | 818 | SH |  | SOLE |  | 0 | 0 | 818 |
| ECOLAB INC | COM | 278865100 |  | 522729 | 1965 | SH |  | SOLE |  | 0 | 0 | 1965 |
| ESCALADE INC | COM | 296056104 |  | 220718 | 12855 | SH |  | SOLE |  | 0 | 0 | 12855 |
| EXCHANGE LISTED FDS TR | SABA INT RATE | 30151E806 |  | 393317 | 17442 | SH |  | SOLE |  | 0 | 0 | 17442 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1315905 | 7756 | SH |  | SOLE |  | 0 | 0 | 7756 |
| FIRST TR EXCH TRADED FD III | HORIZON VOL SMCP | 33741Y100 |  | 283225 | 7830 | SH |  | SOLE |  | 0 | 0 | 7830 |
| FS CREDIT OPPORTUNITIES CORP | COMMON STOCK | 30290Y101 |  | 1849337 | 362615 | SH |  | SOLE |  | 0 | 0 | 362615 |
| FS KKR CAP CORP | COM | 302635206 |  | 1205564 | 118425 | SH |  | SOLE |  | 0 | 0 | 118425 |
| FS SPECIALTY LENDING FD | COM SH BEN INT | 644323107 |  | 1571702 | 125636 | SH |  | SOLE |  | 0 | 0 | 125636 |
| GE AEROSPACE | COM NEW | 369604301 |  | 355318 | 1252 | SH |  | SOLE |  | 0 | 0 | 1252 |
| GE VERNOVA INC | COM | 36828A101 |  | 285475 | 327 | SH |  | SOLE |  | 0 | 0 | 327 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 548352 | 3935 | SH |  | SOLE |  | 0 | 0 | 3935 |
| GLOBAL X FDS | RUSSELL 2000 | 37954Y459 |  | 388580 | 25992 | SH |  | SOLE |  | 0 | 0 | 25992 |
| GLOBAL X FDS | NASDQ 100 CVRDGW | 37954Y269 |  | 357357 | 13771 | SH |  | SOLE |  | 0 | 0 | 13771 |
| GMO ETF TRUST | GMO US QUALITY E | 90139K100 |  | 1638183 | 45279 | SH |  | SOLE |  | 0 | 0 | 45279 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 318104 | 10607 | SH |  | SOLE |  | 0 | 0 | 10607 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 2268152 | 42990 | SH |  | SOLE |  | 0 | 0 | 42990 |
| HARBOR ETF TRUST | HARBOR COMMODITY | 41151J505 |  | 2173615 | 70094 | SH |  | SOLE |  | 0 | 0 | 70094 |
| HOME DEPOT INC | COM | 437076102 |  | 452016 | 1374 | SH |  | SOLE |  | 0 | 0 | 1374 |
| HORIZON FDS | LANDMARK ETF | 44053A622 |  | 1731399 | 33083 | SH |  | SOLE |  | 0 | 0 | 33083 |
| HORIZON FDS | EXPEDITION PLUS | 44053A630 |  | 623594 | 23285 | SH |  | SOLE |  | 0 | 0 | 23285 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 618714 | 2553 | SH |  | SOLE |  | 0 | 0 | 2553 |
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 |  | 995415 | 57472 | SH |  | SOLE |  | 0 | 0 | 57472 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 285113 | 494 | SH |  | SOLE |  | 0 | 0 | 494 |
| INVESTMENT MANAGERS SER TR I | FPA GBL EQTY ETF | 30254T577 |  | 843453 | 23248 | SH |  | SOLE |  | 0 | 0 | 23248 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 274883 | 3118 | SH |  | SOLE |  | 0 | 0 | 3118 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 249775 | 3581 | SH |  | SOLE |  | 0 | 0 | 3581 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 995783 | 43465 | SH |  | SOLE |  | 0 | 0 | 43465 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3431945 | 5254 | SH |  | SOLE |  | 0 | 0 | 5254 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 2811281 | 29456 | SH |  | SOLE |  | 0 | 0 | 29456 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 1241057 | 11999 | SH |  | SOLE |  | 0 | 0 | 11999 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 2554814 | 23989 | SH |  | SOLE |  | 0 | 0 | 23989 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 225674 | 9310 | SH |  | SOLE |  | 0 | 0 | 9310 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 669447 | 11811 | SH |  | SOLE |  | 0 | 0 | 11811 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 263553 | 4747 | SH |  | SOLE |  | 0 | 0 | 4747 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 359583 | 1471 | SH |  | SOLE |  | 0 | 0 | 1471 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1060100 | 1754 | SH |  | SOLE |  | 0 | 0 | 1754 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 276688 | 5485 | SH |  | SOLE |  | 0 | 0 | 5485 |
| MCDONALDS CORP | COM | 580135101 |  | 475584 | 1530 | SH |  | SOLE |  | 0 | 0 | 1530 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 336549 | 3884 | SH |  | SOLE |  | 0 | 0 | 3884 |
| MERCK  CO INC | COM | 58933Y105 |  | 401232 | 3336 | SH |  | SOLE |  | 0 | 0 | 3336 |
| MICROSOFT CORP | COM | 594918104 |  | 717983 | 1940 | SH |  | SOLE |  | 0 | 0 | 1940 |
| MID-AMER APT CMNTYS INC | COM | 59522J103 |  | 335097 | 2744 | SH |  | SOLE |  | 0 | 0 | 2744 |
| NATWEST GROUP PLC | SPONS ADR | 639057207 |  | 291593 | 19570 | SH |  | SOLE |  | 0 | 0 | 19570 |
| NEOS ETF TRUST | NEOS S 500 HI | 78433H303 |  | 357933 | 7250 | SH |  | SOLE |  | 0 | 0 | 7250 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 510491 | 3342 | SH |  | SOLE |  | 0 | 0 | 3342 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 444198 | 2547 | SH |  | SOLE |  | 0 | 0 | 2547 |
| ONEOK INC NEW | COM | 682680103 |  | 516760 | 5717 | SH |  | SOLE |  | 0 | 0 | 5717 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 901524 | 6163 | SH |  | SOLE |  | 0 | 0 | 6163 |
| PGIM ROCK ETF TR | S 500 BUFFER | 69420N700 |  | 300016 | 9908 | SH |  | SOLE |  | 0 | 0 | 9908 |
| PHILLIPS EDISON  CO INC | COMMON STOCK | 71844V201 |  | 893339 | 23873 | SH |  | SOLE |  | 0 | 0 | 23873 |
| PIMCO DYNAMIC INCOME FD | SHS | 72201Y101 |  | 294241 | 17197 | SH |  | SOLE |  | 0 | 0 | 17197 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 2479460 | 47508 | SH |  | SOLE |  | 0 | 0 | 47508 |
| POSTAL REALTY TRUST INC | CL A | 73757R102 |  | 190407 | 10259 | SH |  | SOLE |  | 0 | 0 | 10259 |
| QUALCOMM INC | COM | 747525103 |  | 380032 | 2951 | SH |  | SOLE |  | 0 | 0 | 2951 |
| RBB FUND TRUST | FIRST EAGLE GBL | 75526L886 |  | 472256 | 10048 | SH |  | SOLE |  | 0 | 0 | 10048 |
| REALTY INCOME CORP | COM | 756109104 |  | 369705 | 6043 | SH |  | SOLE |  | 0 | 0 | 6043 |
| RELX PLC | SPONSORED ADR | 759530108 |  | 275311 | 8305 | SH |  | SOLE |  | 0 | 0 | 8305 |
| REPUBLIC SVCS INC | COM | 760759100 |  | 367001 | 1676 | SH |  | SOLE |  | 0 | 0 | 1676 |
| RESOURCES CONNECTION INC | COM | 76122Q105 |  | 74368 | 19938 | SH |  | SOLE |  | 0 | 0 | 19938 |
| SAP SE | SPON ADR | 803054204 |  | 261609 | 1528 | SH |  | SOLE |  | 0 | 0 | 1528 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 10418006 | 339570 | SH |  | SOLE |  | 0 | 0 | 339570 |
| SCHWAB STRATEGIC TR | 5 10YR CORP BD | 808524698 |  | 1666322 | 73471 | SH |  | SOLE |  | 0 | 0 | 73471 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 202854 | 6156 | SH |  | SOLE |  | 0 | 0 | 6156 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 5052592 | 173748 | SH |  | SOLE |  | 0 | 0 | 173748 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 444747 | 17970 | SH |  | SOLE |  | 0 | 0 | 17970 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 10816488 | 371318 | SH |  | SOLE |  | 0 | 0 | 371318 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 310272 | 12101 | SH |  | SOLE |  | 0 | 0 | 12101 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 383279 | 12567 | SH |  | SOLE |  | 0 | 0 | 12567 |
| SHELL PLC | SPON ADS | 780259305 |  | 302307 | 3251 | SH |  | SOLE |  | 0 | 0 | 3251 |
| SNAP ON INC | COM | 833034101 |  | 493210 | 1358 | SH |  | SOLE |  | 0 | 0 | 1358 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 |  | 295886 | 14294 | SH |  | SOLE |  | 0 | 0 | 14294 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A839 |  | 229594 | 2696 | SH |  | SOLE |  | 0 | 0 | 2696 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 17072165 | 186296 | SH |  | SOLE |  | 0 | 0 | 186296 |
| SRX HEALTH SOLUTIONS INC. | COM NEW | 08771Y402 |  | 2760 | 21398 | SH |  | SOLE |  | 0 | 0 | 21398 |
| STARWOOD PPTY TR INC | COM | 85571B105 |  | 200902 | 11667 | SH |  | SOLE |  | 0 | 0 | 11667 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 390288 | 600 | SH |  | SOLE |  | 0 | 0 | 600 |
| STRATEGY INC | CL A NEW | 594972408 |  | 1308528 | 10485 | SH |  | SOLE |  | 0 | 0 | 10485 |
| SUPERIOR GROUP OF CO INC | COM | 868358102 |  | 120852 | 11895 | SH |  | SOLE |  | 0 | 0 | 11895 |
| T ROWE PRICE ETF INC | PRICE BLUE CHIP | 87283Q107 |  | 219530 | 4969 | SH |  | SOLE |  | 0 | 0 | 4969 |
| T ROWE PRICE ETF INC | CAP APPRECIATION | 87283Q867 |  | 8546963 | 240151 | SH |  | SOLE |  | 0 | 0 | 240151 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 479889 | 1420 | SH |  | SOLE |  | 0 | 0 | 1420 |
| TESLA INC | COM | 88160R101 |  | 441441 | 1187 | SH |  | SOLE |  | 0 | 0 | 1187 |
| TEXAS INSTRS INC | COM | 882508104 |  | 454870 | 2343 | SH |  | SOLE |  | 0 | 0 | 2343 |
| THOMSON REUTERS CORP | COM | 884903808 |  | 448550 | 4985 | SH |  | SOLE |  | 0 | 0 | 4985 |
| USCF ETF TR | SUMMERHAVEN K1 | 90290T809 |  | 815947 | 29954 | SH |  | SOLE |  | 0 | 0 | 29954 |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 |  | 2896772 | 57774 | SH |  | SOLE |  | 0 | 0 | 57774 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 2200787 | 28068 | SH |  | SOLE |  | 0 | 0 | 28068 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 2325552 | 43026 | SH |  | SOLE |  | 0 | 0 | 43026 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 1578831 | 11414 | SH |  | SOLE |  | 0 | 0 | 11414 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 4929403 | 98805 | SH |  | SOLE |  | 0 | 0 | 98805 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 418502 | 1946 | SH |  | SOLE |  | 0 | 0 | 1946 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1688950 | 21903 | SH |  | SOLE |  | 0 | 0 | 21903 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 2417121 | 37720 | SH |  | SOLE |  | 0 | 0 | 37720 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 3989968 | 5719 | SH |  | SOLE |  | 0 | 0 | 5719 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 852324 | 16979 | SH |  | SOLE |  | 0 | 0 | 16979 |
| WATSCO INC | COM | 942622200 |  | 405531 | 1115 | SH |  | SOLE |  | 0 | 0 | 1115 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 483535 | 4177 | SH |  | SOLE |  | 0 | 0 | 4177 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E307 |  | 2321328 | 25044 | SH |  | SOLE |  | 0 | 0 | 25044 |

---