# EDGAR Filing Document

**Accession Number:** 0000768609
**File Stem:** 0001193125-23-018531
**Filing Date:** 2023-1
**Character Count:** 8426
**Document Hash:** 9d53254f5c3d403028764b4efd958077
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-23-018531.hdr.sgml**: 20230130

**ACCESSION NUMBER**: 0001193125-23-018531

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20230130

**DATE AS OF CHANGE**: 20230130

**EFFECTIVENESS DATE**: 20230130

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VARIABLE ANNUITY ACCOUNT
- **CENTRAL INDEX KEY:** 0000768609
- **IRS NUMBER:** 410417830
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-182763
- **FILM NUMBER:** 23565726

**BUSINESS ADDRESS:**
- **STREET 1:** 400 ROBERT ST NORTH
- **CITY:** ST PAUL
- **STATE:** MN
- **ZIP:** 55101-2098
- **BUSINESS PHONE:** 6122234306

**MAIL ADDRESS:**
- **STREET 1:** 400 ROBERT STREET NORTH
- **CITY:** ST PAUL
- **STATE:** MN
- **ZIP:** 55101-2098

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MINNESOTA MUTUAL VARIABLE ANNUITY ACCOUNT
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### VARIABLE ANNUITY ACCOUNT (Series ID: S000001667)

---

|  |  |
|:---|:---|
| Class Name        | Class ID   |
| MultiOption Guide | C000118667 |

---

## Series and Classes Contracts Data

### VARIABLE ANNUITY ACCOUNT (Series ID: S000001667)

| Class ID   | Class Name        | Ticker Symbol   |
|:---|:---|:---|
| C000118667 | MultiOption Guide |  |

---

| | |
|:---|:---|
| **Variable Annuities Issued by Minnesota Life** | ![LOGO](g452727dsp01.jpg) |

---

***Supplement dated January 30, 2023, to the following***

***Prospectuses dated April 29, 2022:***

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*•* *MultiOption<sup>®</sup> Guide Variable Annuity* 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*•* *MultiOption<sup>®</sup> Extra Variable Annuity* 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*•* *MultiOption<sup>®</sup> Advantage Variable Annuity* 

**This Rate Sheet Prospectus Supplement ("Rate Sheet Prospectus Supplement" or "supplement") should be read and retained with the current variable annuity prospectus.** 

We are issuing this supplement to provide the current Enhancement Rate, Continuation Factor, and Annual Income Percentages that we are offering. This supplement replaces and supersedes any previously issued Rate Sheet Prospectus Supplement(s), and must be accompanied by, and used in conjunction with, the current variable annuity prospectus. If you would like another copy of the current prospectus, please call us at 844-878-2199. The prospectus and this supplement can also be found on the U.S. Securities and Exchange Commission's website (www.sec.gov) by searching File Nos. 333-182763, 333-140230, and 333-212515.

**The rates below apply for applications signed on or after February 13, 2023.** 

The terms of a Rate Sheet Supplement with no specified end date may not be amended unless we provide a minimum of 10 business days' prior notice. If we file a new supplement, the terms of this supplement will be superseded by the terms of the new supplement. Please work with your financial representative or contact us at 844-878-2199 to confirm the current rates.

**MyPath<sup>TM</sup> Horizon** 

**Lifetime Income Optional Benefit** 

---

| |
|:---|
| <br> **Enhancement Rate** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.0% of Enhancement Base |
| <br> **MyPath Horizon Joint 50 Continuation Factor**<br>|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;50% |

---

**Annual Income Percentage (%)** 

---

| | | | |
|:---|:---|:---|:---|
| <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Ages**<br>| **Single** | **Joint\*** | **Joint 50\*** |
|  &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Through age 64 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.75% | 4.00% | 5.00% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;65 - 74 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.25% | 5.50% | 6.50% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;75 - 79 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.40% | 5.75% | 6.75% |
|  &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;80 + | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.50% | 6.00% | 7.00% |

---

F102959 01-2023

------

**MyPath<sup>TM</sup> Edge** 

**Lifetime Income Optional Benefit** 

**Level Annual Income Percentage (%)** 

---

| | | |
|:---|:---|:---|
| <br> **Ages** | **Single** | **Joint\*** |
| 55 | 4.45% | 4.00%  |
| 56 | 4.55% | 4.10% |
| 57 | 4.65% | 4.20% |
| 58 | 4.75% | 4.30% |
| 59 | 4.90% | 4.45% |
| 60 | 5.05% | 4.60% |
| 61 | 5.20% | 4.75% |
| 62 | 5.30% | 4.85% |
| 63 | 5.40% | 4.95% |
| 64 | 5.60% | 5.15% |
| 65 | 6.35% | 5.90% |
| 66 | 6.40% | 5.95% |
| 67 | 6.45% | 6.00% |
| 68 | 6.50% | 6.05% |
| 69 | 6.55% | 6.10% |
| 70 | 6.60% | 6.15% |
| 71 | 6.65% | 6.20% |
| 72 | 6.70% | 6.25% |
| 73 | 6.75% | 6.30% |
| 74 | 6.80% | 6.35% |
| 75 | 6.85% | 6.40% |
| 76 | 6.90% | 6.45% |
| 77 | 6.95% | 6.50% |
| 78 | 7.00% | 6.55% |
| 79 | 7.05% | 6.60% |
| 80 | 7.10% | 6.65% |
| 81 | 7.15% | 6.70% |
| 82 | 7.20% | 6.75% |
| 83 | 7.30% | 6.85% |
| 84 | 7.40% | 6.95% |
| 85 and older | 7.50% | 7.05% |

---

**Plus Annual Income Percentage (%)** 

---

| | | |
|:---|:---|:---|
| <br> **Ages** | **Single** | **Joint\*** |
| 55 | 5.20% | 4.55%  |
| 56 | 5.30% | 4.65% |
| 57 | 5.40% | 4.75% |
| 58 | 5.50% | 4.85% |
| 59 | 5.65% | 5.00% |
| 60 | 5.80% | 5.15% |
| 61 | 5.95% | 5.30% |
| 62 | 6.05% | 5.40% |
| 63 | 6.15% | 5.50% |
| 64 | 6.35% | 5.70% |
| 65 | 7.10% | 6.45% |
| 66 | 7.15% | 6.50% |
| 67 | 7.20% | 6.55% |
| 68 | 7.25% | 6.60% |
| 69 | 7.30% | 6.65% |
| 70 | 7.35% | 6.70% |
| 71 | 7.40% | 6.75% |
| 72 | 7.45% | 6.80% |
| 73 | 7.50% | 6.85% |
| 74 | 7.55% | 6.90% |
| 75 | 7.60% | 6.95% |
| 76 | 7.65% | 7.00% |
| 77 | 7.70% | 7.05% |
| 78 | 7.75% | 7.10% |
| 79 | 7.80% | 7.15% |
| 80 | 7.85% | 7.20% |
| 81 | 7.90% | 7.25% |
| 82 | 7.95% | 7.30% |
| 83 | 8.05% | 7.40% |
| 84 | 8.15% | 7.50% |
| 85 and older | 8.25% | 7.60% |

---

------

**MyPath<sup>TM</sup> Edge** 

**Lifetime Income Optional Benefit** 

**Plus Lifetime Income Percentages (%)** 

**MyPath<sup>TM</sup> Journey** 

**Lifetime Income Optional Benefit** 

---

| | | |
|:---|:---|:---|
| <br> **Ages** | **Single** | **Joint\*** |
| 55 | 2.50% | 2.50%  |
| 56 | 2.50% | 2.50% |
| 57 | 2.50% | 2.50% |
| 58 | 2.50% | 2.50% |
| 59 | 2.50% | 2.50% |
| 60 | 3.00% | 3.00% |
| 61 | 3.00% | 3.00% |
| 62 | 3.00% | 3.00% |
| 63 | 3.00% | 3.00% |
| 64 | 3.00% | 3.00% |
| 65 | 3.50% | 3.50% |
| 66 | 3.50% | 3.50% |
| 67 | 3.50% | 3.50% |
| 68 | 3.50% | 3.50% |
| 69 | 3.50% | 3.50% |
| 70 | 3.50% | 3.50% |
| 71 | 3.50% | 3.50% |
| 72 | 3.50% | 3.50% |
| 73 | 3.50% | 3.50% |
| 74 | 3.50% | 3.50% |
| 75 | 3.50% | 3.50% |
| 76 | 3.50% | 3.50% |
| 77 | 3.50% | 3.50% |
| 78 | 3.50% | 3.50% |
| 79 | 3.50% | 3.50% |
| 80 | 3.50% | 3.50% |
| 81 | 3.50% | 3.50% |
| 82 | 3.50% | 3.50% |
| 83 | 3.50% | 3.50% |
| 84 | 3.50% | 3.50% |
| 85 and older | 3.50% | 3.50% |

---

**\*** Joint life annual income percentage is based upon the youngest designated life at the time of the first withdrawal

**<u>Please read this supplement carefully and</u> <u>retain it for future reference.</u>** 

---

| |
|:---|
| <br> **MyPath Journey Joint 50 Continuation Factor** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;50% |

---

---

| |
|:---|
| <br> **Enhancement Rate** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5% of Enhancement Base for Years 1-4 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10% of Enhancement Base for Years 5-8 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;15% of Enhancement Base for Years 9-12 |

---

**Annual Income Percentage (%)** 

---

| | | | |
|:---|:---|:---|:---|
| <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Ages** | **Single** | **Joint\*** | **Joint 50\*** |
|  &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Through age 64 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.35% | 3.75% | 4.50% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;65 - 74 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.35% | 4.75% | 5.50% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;75 - 79 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.50% | 5.00% | 5.75% |
|  &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;80+ | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.65% | 5.15% | 5.90% |

---