# EDGAR Filing Document

**Accession Number:** 0001004140
**File Stem:** 0001004140-25-000006
**Filing Date:** 2025-7
**Character Count:** 14760
**Document Hash:** 70b6a798f0db9c39bbe6da7230e77c49
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001004140-25-000006.hdr.sgml**: 20250718

**ACCESSION NUMBER**: 0001004140-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250718

**DATE AS OF CHANGE**: 20250717

**EFFECTIVENESS DATE**: 20250718

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PENNSYLVANIA CAPITAL MANAGEMENT INC /ADV
- **CENTRAL INDEX KEY:** 0001004140

**ORGANIZATION NAME:**
- **EIN:** 232815817
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19699
- **FILM NUMBER:** 251131868

**BUSINESS ADDRESS:**
- **STREET 1:** 1841 HUNTINGDON PIKE
- **CITY:** HUNTINGDON VALLEY
- **STATE:** PA
- **ZIP:** 19006
- **BUSINESS PHONE:** 2158817700

**MAIL ADDRESS:**
- **STREET 1:** 1841 HUNTINGDON PIKE
- **CITY:** HUNTINGDON VALLEY
- **STATE:** PA
- **ZIP:** 19006

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PENNSYLVANIA CAPITAL MANAGEMENT INC                     /ADV
- **DATE OF NAME CHANGE:** 19951129

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** PENNSYLVANIA CAPITAL MANAGEMENT INC /ADV<br>**Address:** 1841 HUNTINGDON PIKE<br>HUNTINGDON VALLEY, PA 19006

**Form 13F File Number:** 028-19699

**CRD Number (if applicable):** 000107648

**SEC File Number (if applicable):** 801-50732

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Irvin G. Schorsch III<br>**Title:** President Director and CCO<br>**Phone:** 215-881-7700

**Signature, Place, and Date of Signing:**

Irvin G. Schorsch III  Huntingdon Valley, PA  07-17-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 107

**Form 13F Information Table Value Total:** $312696468

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3716675 | 21090 | SH |  | SOLE | 0 | 0 | 0 | 21090 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1130506 | 6373 | SH |  | SOLE | 0 | 0 | 0 | 6373 |
| AMAZON COM INC | COM | 023135106 |  | 18984051 | 86531 | SH |  | SOLE | 0 | 0 | 0 | 86531 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 857170 | 1606 | SH |  | SOLE | 0 | 0 | 0 | 1606 |
| ANALOG DEVICES INC | COM | 032654105 |  | 1239846 | 5209 | SH |  | SOLE | 0 | 0 | 0 | 5209 |
| APPLE INC | COM | 037833100 |  | 30861503 | 150419 | SH |  | SOLE | 0 | 0 | 0 | 150419 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 635304 | 2060 | SH |  | SOLE | 0 | 0 | 0 | 2060 |
| BANK AMERICA CORP | COM | 060505104 |  | 338480 | 7153 | SH |  | SOLE | 0 | 0 | 0 | 7153 |
| BANK AMERICA CORP | 7.25%CNV PFD L | 060505682 |  | 257156 | 212 | SH |  | SOLE | 0 | 0 | 0 | 212 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2007202 | 4132 | SH |  | SOLE | 0 | 0 | 0 | 4132 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 5318505 | 100653 | SH |  | SOLE | 0 | 0 | 0 | 100653 |
| BLACKSTONE INC | COM | 09260D107 |  | 1207859 | 8075 | SH |  | SOLE | 0 | 0 | 0 | 8075 |
| BROADCOM INC | COM | 11135F101 |  | 316998 | 1150 | SH |  | SOLE | 0 | 0 | 0 | 1150 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 952527 | 4477 | SH |  | SOLE | 0 | 0 | 0 | 4477 |
| CENTENE CORP DEL | COM | 15135B101 |  | 1258807 | 23191 | SH |  | SOLE | 0 | 0 | 0 | 23191 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 |  | 591023 | 2427 | SH |  | SOLE | 0 | 0 | 0 | 2427 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 544655 | 9700 | SH |  | SOLE | 0 | 0 | 0 | 9700 |
| CITIZENS  NORTHN CORP | COM | 172922106 |  | 1939248 | 102389 | SH |  | SOLE | 0 | 0 | 0 | 102389 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 529004 | 1639 | SH |  | SOLE | 0 | 0 | 0 | 1639 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 571195 | 577 | SH |  | SOLE | 0 | 0 | 0 | 577 |
| CURTISS WRIGHT CORP | COM | 231561101 |  | 328306 | 672 | SH |  | SOLE | 0 | 0 | 0 | 672 |
| ELI LILLY  CO | COM | 532457108 |  | 3266307 | 4190 | SH |  | SOLE | 0 | 0 | 0 | 4190 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 1378922 | 44467 | SH |  | SOLE | 0 | 0 | 0 | 44467 |
| ERIE INDTY CO | CL A | 29530P102 |  | 884315 | 2550 | SH |  | SOLE | 0 | 0 | 0 | 2550 |
| EXELON CORP | COM | 30161N101 |  | 232526 | 5355 | SH |  | SOLE | 0 | 0 | 0 | 5355 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 692938 | 6428 | SH |  | SOLE | 0 | 0 | 0 | 6428 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 274639 | 2922 | SH |  | SOLE | 0 | 0 | 0 | 2922 |
| FORTINET INC | COM | 34959E109 |  | 401736 | 3800 | SH |  | SOLE | 0 | 0 | 0 | 3800 |
| FULTON FINL CORP PA | COM | 360271100 |  | 395076 | 21900 | SH |  | SOLE | 0 | 0 | 0 | 21900 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 384991 | 1320 | SH |  | SOLE | 0 | 0 | 0 | 1320 |
| GLOBAL X FDS | CLOUD COMPUTNG | 37954Y442 |  | 215756 | 9248 | SH |  | SOLE | 0 | 0 | 0 | 9248 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 215864 | 305 | SH |  | SOLE | 0 | 0 | 0 | 305 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 280839 | 953 | SH |  | SOLE | 0 | 0 | 0 | 953 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 297368 | 4173 | SH |  | SOLE | 0 | 0 | 0 | 4173 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 705626 | 1279 | SH |  | SOLE | 0 | 0 | 0 | 1279 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 967669 | 15809 | SH |  | SOLE | 0 | 0 | 0 | 15809 |
| ISHARES TR | HIGH YLD SYSTM B | 46435G250 |  | 241706 | 5091 | SH |  | SOLE | 0 | 0 | 0 | 5091 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 662381 | 21590 | SH |  | SOLE | 0 | 0 | 0 | 21590 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 208767 | 3265 | SH |  | SOLE | 0 | 0 | 0 | 3265 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 2949531 | 38152 | SH |  | SOLE | 0 | 0 | 0 | 38152 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 7399874 | 119314 | SH |  | SOLE | 0 | 0 | 0 | 119314 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 3014914 | 27586 | SH |  | SOLE | 0 | 0 | 0 | 27586 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 984331 | 5037 | SH |  | SOLE | 0 | 0 | 0 | 5037 |
| ISHARES TR | CORE S ETF | 464287200 |  | 28086887 | 45236 | SH |  | SOLE | 0 | 0 | 0 | 45236 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1140196 | 10356 | SH |  | SOLE | 0 | 0 | 0 | 10356 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 481510 | 1418 | SH |  | SOLE | 0 | 0 | 0 | 1418 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 229698 | 541 | SH |  | SOLE | 0 | 0 | 0 | 541 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 227229 | 2542 | SH |  | SOLE | 0 | 0 | 0 | 2542 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 3048271 | 26242 | SH |  | SOLE | 0 | 0 | 0 | 26242 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 2077658 | 8704 | SH |  | SOLE | 0 | 0 | 0 | 8704 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 2470384 | 48515 | SH |  | SOLE | 0 | 0 | 0 | 48515 |
| J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 |  | 206900 | 4168 | SH |  | SOLE | 0 | 0 | 0 | 4168 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 2098532 | 41408 | SH |  | SOLE | 0 | 0 | 0 | 41408 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 1606020 | 28250 | SH |  | SOLE | 0 | 0 | 0 | 28250 |
| J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 |  | 18581356 | 401152 | SH |  | SOLE | 0 | 0 | 0 | 401152 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 527380 | 9694 | SH |  | SOLE | 0 | 0 | 0 | 9694 |
| J P MORGAN EXCHANGE TRADED F | HEDGED EQUITY LA | 46654Q724 |  | 628804 | 10048 | SH |  | SOLE | 0 | 0 | 0 | 10048 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 6544879 | 42847 | SH |  | SOLE | 0 | 0 | 0 | 42847 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 532769 | 1838 | SH |  | SOLE | 0 | 0 | 0 | 1838 |
| LPL FINL HLDGS INC | COM | 50212V100 |  | 589453 | 1572 | SH |  | SOLE | 0 | 0 | 0 | 1572 |
| MERCK  CO INC | COM | 58933Y105 |  | 281414 | 3555 | SH |  | SOLE | 0 | 0 | 0 | 3555 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1178297 | 1596 | SH |  | SOLE | 0 | 0 | 0 | 1596 |
| MICROSOFT CORP | COM | 594918104 |  | 38445197 | 77291 | SH |  | SOLE | 0 | 0 | 0 | 77291 |
| MICROSTRATEGY INC | CL A NEW | 594972408 |  | 1390147 | 3439 | SH |  | SOLE | 0 | 0 | 0 | 3439 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 1312111 | 9315 | SH |  | SOLE | 0 | 0 | 0 | 9315 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 875316 | 12609 | SH |  | SOLE | 0 | 0 | 0 | 12609 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 13094299 | 82881 | SH |  | SOLE | 0 | 0 | 0 | 82881 |
| ORACLE CORP | COM | 68389X105 |  | 337783 | 1545 | SH |  | SOLE | 0 | 0 | 0 | 1545 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 225104 | 1100 | SH |  | SOLE | 0 | 0 | 0 | 1100 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 201280 | 2391 | SH |  | SOLE | 0 | 0 | 0 | 2391 |
| QUALCOMM INC | COM | 747525103 |  | 458385 | 2878 | SH |  | SOLE | 0 | 0 | 0 | 2878 |
| RTX CORPORATION | COM | 75513E101 |  | 1101137 | 7541 | SH |  | SOLE | 0 | 0 | 0 | 7541 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 208584 | 8753 | SH |  | SOLE | 0 | 0 | 0 | 8753 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 1837766 | 75195 | SH |  | SOLE | 0 | 0 | 0 | 75195 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 424357 | 16773 | SH |  | SOLE | 0 | 0 | 0 | 16773 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 1098822 | 37618 | SH |  | SOLE | 0 | 0 | 0 | 37618 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 211724 | 7390 | SH |  | SOLE | 0 | 0 | 0 | 7390 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 9031714 | 225680 | SH |  | SOLE | 0 | 0 | 0 | 225680 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 8744278 | 356328 | SH |  | SOLE | 0 | 0 | 0 | 356328 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 873358 | 31136 | SH |  | SOLE | 0 | 0 | 0 | 31136 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 2341061 | 88342 | SH |  | SOLE | 0 | 0 | 0 | 88342 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 414202 | 4884 | SH |  | SOLE | 0 | 0 | 0 | 4884 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 649702 | 12406 | SH |  | SOLE | 0 | 0 | 0 | 12406 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 3396651 | 15629 | SH |  | SOLE | 0 | 0 | 0 | 15629 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3088014 | 4998 | SH |  | SOLE | 0 | 0 | 0 | 4998 |
| SPDR SERIES TRUST | NUVEEN ICE HIGH | 78464A284 |  | 234791 | 9475 | SH |  | SOLE | 0 | 0 | 0 | 9475 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 9667569 | 105392 | SH |  | SOLE | 0 | 0 | 0 | 105392 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 479460 | 7184 | SH |  | SOLE | 0 | 0 | 0 | 7184 |
| TESLA INC | COM | 88160R101 |  | 2600047 | 8185 | SH |  | SOLE | 0 | 0 | 0 | 8185 |
| TEXAS INSTRS INC | COM | 882508104 |  | 655041 | 3155 | SH |  | SOLE | 0 | 0 | 0 | 3155 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 308150 | 760 | SH |  | SOLE | 0 | 0 | 0 | 760 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 457660 | 1467 | SH |  | SOLE | 0 | 0 | 0 | 1467 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 4065792 | 14579 | SH |  | SOLE | 0 | 0 | 0 | 14579 |
| VANECK ETF TRUST | FABLESS SEMICOND | 92189H664 |  | 289959 | 9255 | SH |  | SOLE | 0 | 0 | 0 | 9255 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1035267 | 3406 | SH |  | SOLE | 0 | 0 | 0 | 3406 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 2341778 | 8369 | SH |  | SOLE | 0 | 0 | 0 | 8369 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1771496 | 7475 | SH |  | SOLE | 0 | 0 | 0 | 7475 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 267424 | 610 | SH |  | SOLE | 0 | 0 | 0 | 610 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 1276058 | 4487 | SH |  | SOLE | 0 | 0 | 0 | 4487 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 8343225 | 14688 | SH |  | SOLE | 0 | 0 | 0 | 14688 |
| VANGUARD INSTL INDEX FD | 0-3 MO TREAS BIL | 922040845 |  | 1499819 | 19852 | SH |  | SOLE | 0 | 0 | 0 | 19852 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 372983 | 1822 | SH |  | SOLE | 0 | 0 | 0 | 1822 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 1391913 | 10441 | SH |  | SOLE | 0 | 0 | 0 | 10441 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 9558502 | 26104 | SH |  | SOLE | 0 | 0 | 0 | 26104 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 1262886 | 7384 | SH |  | SOLE | 0 | 0 | 0 | 7384 |
| VULCAN MATLS CO | COM | 929160109 |  | 4118609 | 15791 | SH |  | SOLE | 0 | 0 | 0 | 15791 |
| WELLS FARGO CO NEW | PERP PFD CNV A | 949746804 |  | 757314 | 645 | SH |  | SOLE | 0 | 0 | 0 | 645 |

---