# EDGAR Filing Document

**Accession Number:** 0001482970
**File Stem:** 0001482970-25-000006
**Filing Date:** 2025-10
**Character Count:** 10696
**Document Hash:** e3d6be0b198b938c442522547e3bdd62
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001482970-25-000006.hdr.sgml**: 20251009

**ACCESSION NUMBER**: 0001482970-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251009

**DATE AS OF CHANGE**: 20251009

**EFFECTIVENESS DATE**: 20251009

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Stillwater Capital Advisors, LLC
- **CENTRAL INDEX KEY:** 0001482970

**ORGANIZATION NAME:**
- **EIN:** 264708742
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-13804
- **FILM NUMBER:** 251383871

**BUSINESS ADDRESS:**
- **STREET 1:** 80 W. LANCASTER AVE.
- **STREET 2:** SUITE 230
- **CITY:** DEVON
- **STATE:** PA
- **ZIP:** 19333
- **BUSINESS PHONE:** (610) 848-6760

**MAIL ADDRESS:**
- **STREET 1:** 80 W. LANCASTER AVE.
- **STREET 2:** SUITE 230
- **CITY:** DEVON
- **STATE:** PA
- **ZIP:** 19333

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Stillwater Capital Advisors LLC<br>**Address:** 80 W. LANCASTER AVE.<br>SUITE 230<br>DEVON, PA 19333

**Form 13F File Number:** 028-13804

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Chris Dautrich<br>**Title:** Chief Compliance Officer<br>**Phone:** 6108486760

**Signature, Place, and Date of Signing:**

Chris Dautrich  Devon, PA  10-09-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 71

**Form 13F Information Table Value Total:** $888238130

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 20956953 | 90511 | SH |  | SOLE |  | 90511 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 697927 | 2866 | SH |  | SOLE |  | 2866 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 37891709 | 155869 | SH |  | SOLE |  | 155869 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 23470900 | 106895 | SH |  | SOLE |  | 106895 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 61895780 | 243081 | SH |  | SOLE |  | 243081 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 232049 | 8217 | SH |  | SOLE |  | 8217 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 21893907 | 18779 | SH |  | SOLE |  | 18779 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 70732876 | 214401 | SH |  | SOLE |  | 214401 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 19934587 | 41778 | SH |  | SOLE |  | 41778 | 0 | 0 |
| CENCORA INC | COM | 03073E105 |  | 386288 | 1236 | SH |  | SOLE |  | 1236 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 27315747 | 83009 | SH |  | SOLE |  | 83009 | 0 | 0 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 305672 | 946 | SH |  | SOLE |  | 946 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 26148949 | 34271 | SH |  | SOLE |  | 34271 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 16862025 | 149552 | SH |  | SOLE |  | 149552 | 0 | 0 |
| FULTON FINL CORP PA | COM | 360271100 |  | 400862 | 21517 | SH |  | SOLE |  | 21517 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 354776 | 1040 | SH |  | SOLE |  | 1040 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 20371072 | 50275 | SH |  | SOLE |  | 50275 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 220085 | 780 | SH |  | SOLE |  | 780 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 281098 | 5264 | SH |  | SOLE |  | 5264 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 287185 | 2021 | SH |  | SOLE |  | 2021 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 310741 | 2615 | SH |  | SOLE |  | 2615 | 0 | 0 |
| ISHARES TR | US CONSM STAPLES | 464287812 |  | 975242 | 14260 | SH |  | SOLE |  | 14260 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 1019245 | 4212 | SH |  | SOLE |  | 4212 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 1071621 | 11099 | SH |  | SOLE |  | 11099 | 0 | 0 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 1724097 | 11819 | SH |  | SOLE |  | 11819 | 0 | 0 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 2022080 | 18284 | SH |  | SOLE |  | 18284 | 0 | 0 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 2768397 | 26416 | SH |  | SOLE |  | 26416 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 4062843 | 19956 | SH |  | SOLE |  | 19956 | 0 | 0 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 4795604 | 81669 | SH |  | SOLE |  | 81669 | 0 | 0 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 7593082 | 59958 | SH |  | SOLE |  | 59958 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 18901971 | 40353 | SH |  | SOLE |  | 40353 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 21711277 | 110851 | SH |  | SOLE |  | 110851 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 34500522 | 109376 | SH |  | SOLE |  | 109376 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 468650 | 3500 | SH |  | SOLE |  | 3500 | 0 | 0 |
| LIGHT  WONDER INC | COM | 80874P109 |  | 668583 | 7965 | SH |  | SOLE |  | 7965 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 19697905 | 75633 | SH |  | SOLE |  | 75633 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 15244032 | 181628 | SH |  | SOLE |  | 181628 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 546379 | 744 | SH |  | SOLE |  | 744 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 57603227 | 111214 | SH |  | SOLE |  | 111214 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 12456479 | 199399 | SH |  | SOLE |  | 199399 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 63534174 | 340520 | SH |  | SOLE |  | 340520 | 0 | 0 |
| ONEOK INC NEW | COM | 682680103 |  | 229194 | 3141 | SH |  | SOLE |  | 3141 | 0 | 0 |
| OPKO HEALTH INC | COM | 68375N103 |  | 17639 | 11380 | SH |  | SOLE |  | 11380 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 29690917 | 177439 | SH |  | SOLE |  | 177439 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 |  | 1164348 | 12992 | SH |  | SOLE |  | 12992 | 0 | 0 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 1342312 | 31861 | SH |  | SOLE |  | 31861 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 3476134 | 39859 | SH |  | SOLE |  | 39859 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 6784296 | 75938 | SH |  | SOLE |  | 75938 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 7960068 | 101570 | SH |  | SOLE |  | 101570 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 11280332 | 81054 | SH |  | SOLE |  | 81054 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 12044457 | 78094 | SH |  | SOLE |  | 78094 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 14564431 | 60776 | SH |  | SOLE |  | 60776 | 0 | 0 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 16276011 | 137501 | SH |  | SOLE |  | 137501 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 18389137 | 341361 | SH |  | SOLE |  | 341361 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 46010301 | 163238 | SH |  | SOLE |  | 163238 | 0 | 0 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 1201869 | 3471 | SH |  | SOLE |  | 3471 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 358444 | 538 | SH |  | SOLE |  | 538 | 0 | 0 |
| SPDR SERIES TRUST | S 600 SMCP GRW | 78464A201 |  | 3061657 | 32464 | SH |  | SOLE |  | 32464 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 726673 | 1634 | SH |  | SOLE |  | 1634 | 0 | 0 |
| T-MOBILE US INC | COM | 872590104 |  | 22323731 | 93256 | SH |  | SOLE |  | 93256 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 286599 | 830 | SH |  | SOLE |  | 830 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 290165 | 605 | SH |  | SOLE |  | 605 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 578564 | 1763 | SH |  | SOLE |  | 1763 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1229444 | 4835 | SH |  | SOLE |  | 4835 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1312725 | 4469 | SH |  | SOLE |  | 4469 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 3204519 | 18356 | SH |  | SOLE |  | 18356 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 7383461 | 123222 | SH |  | SOLE |  | 123222 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 8708200 | 61782 | SH |  | SOLE |  | 61782 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 20645334 | 60476 | SH |  | SOLE |  | 60476 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 25141525 | 243950 | SH |  | SOLE |  | 243950 | 0 | 0 |
| WORKDAY INC | CL A | 98138H101 |  | 239045 | 993 | SH |  | SOLE |  | 993 | 0 | 0 |

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