# EDGAR Filing Document

**Accession Number:** 0000201670
**File Stem:** 0001133228-25-014346
**Filing Date:** 2025-12
**Character Count:** 21109
**Document Hash:** 75bbadecdc3a8c898d00f4ed39e6014e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001133228-25-014346.hdr.sgml**: 20251230

**ACCESSION NUMBER**: 0001133228-25-014346

**CONFORMED SUBMISSION TYPE**: 497K

**PUBLIC DOCUMENT COUNT**: 3

**FILED AS OF DATE**: 20251230

**DATE AS OF CHANGE**: 20251230

**EFFECTIVENESS DATE**: 20251230

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** DELAWARE GROUP STATE TAX-FREE INCOME TRUST
- **CENTRAL INDEX KEY:** 0000201670

**ORGANIZATION NAME:**
- **EIN:** 232021993
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 0831

**FILING VALUES:**
- **FORM TYPE:** 497K
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 002-57791
- **FILM NUMBER:** 251615155

**BUSINESS ADDRESS:**
- **STREET 1:** 100 INDEPENDENCE
- **STREET 2:** 610 MARKET STREET
- **CITY:** PHILADELPHIA
- **STATE:** PA
- **ZIP:** 19106-2354
- **BUSINESS PHONE:** 18002552139

**MAIL ADDRESS:**
- **STREET 1:** 100 INDEPENDENCE
- **STREET 2:** 610 MARKET STREET
- **CITY:** PHILADELPHIA
- **STATE:** PA
- **ZIP:** 19106-2354

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** DELAWARE GROUP STATE TAX FREE INCOME TRUST/PA/
- **DATE OF NAME CHANGE:** 19980423

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** DMC TAX FREE INCOME TRUST PA
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### Nomura Tax-Free Pennsylvania Fund (Series ID: S000002393)

| Class ID   | Class Name          | Ticker Symbol   |
|:---|:---|:---|
| C000006342 | Class A             | DELIX           |
| C000006344 | Class C             | DPTCX           |
| C000135933 | Institutional Class | DTPIX           |

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| |
|:---|
| ![](sp2282img002.jpg)  |
| Summary prospectus |

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Fixed income mutual fund

Nomura Tax-Free Pennsylvania Fund

(formerly, Macquarie Tax-Free Pennsylvania Fund)

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| | |
|:---|:---|
|  | **Nasdaq ticker** **symbols** |
| Class A | DELIX |
| Class C | DPTCX |
| Institutional Class | DTPIX |

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December 30, 2025

Before you invest, you may want to review the Fund's statutory prospectus (and any supplements thereto), which contains more information about the Fund and its risks. You can find the Fund's statutory prospectus and other information about the Fund, including its statement of additional information and most recent reports to shareholders, online at nomuraassetmanagement.com/literature. You can also get this information at no cost by calling 800 523-1918. The Fund's statutory prospectus and statement of additional information, both dated December 30, 2025 (and any supplements thereto), are incorporated by reference into this summary prospectus.

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| |
|:---|
| Summary prospectus |
| **Nomura Tax-Free Pennsylvania Fund**, a series of Delaware Group® State Tax-Free Income Trust |

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(formerly, Macquarie Tax-Free Pennsylvania Fund)

**What is the** **Fund's investment objective?**

Nomura Tax-Free Pennsylvania Fund seeks as high a level of current income exempt from federal income tax and from Pennsylvania state personal income tax as is consistent with preservation of capital.

**What are the** **Fund's fees and expenses?**

The table below describes the fees and expenses that you may pay if you buy, hold, and sell shares of the Fund. **You may pay other fees, such as brokerage commissions and other** **fees to financial intermediaries, which are not reflected in the tables and examples below**. You may qualify for sales-charge discounts if you and your family invest, or agree to invest in the future, at least $100,000 in Nomura Funds (formerly, Macquarie Funds). More information about these and other discounts is available from your financial intermediary, in the Fund's Prospectus under the section entitled "About your account," and in the Fund's statement of additional information (SAI) under the section entitled "Purchasing Shares."

**Shareholder fees (fees paid directly from your investment)**

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| | | | |
|:---|:---|:---|:---|
| Class | A | C | Inst. |
| &nbsp;&nbsp; Maximum sales charge (load) imposed on purchases as a <br>percentage of offering price........................ | 4.50% |  |  |
| &nbsp;&nbsp; Maximum contingent deferred sales charge (load) as a <br>percentage of original purchase price or redemption price, <br>whichever is lower............................... | none<sup>1</sup> | 1.00%<sup>1</sup> |  |

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**Annual** **fund operating expenses (expenses that you pay each year as a percentage of the** **value of your investment)**

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| | | | |
|:---|:---|:---|:---|
| Class | A | C | Inst. |
| Management fees................................ | 0.55% | 0.55% | 0.55% |
| Distribution and service (12b-1) fees................... | 0.25% | 1.00% |  |
| Other expenses.................................. | 0.15%<sup>2</sup> | 0.15%<sup>2</sup> | 0.15%<sup>2</sup> |
| Total annual fund operating expenses.................. | 0.95% | 1.70% | 0.70% |
| Fee waivers and expense reimbursements............... | (0.12%)<sup>3</sup> | (0.12%)<sup>3</sup> | (0.12%)<sup>3</sup> |
| &nbsp;&nbsp; Total annual fund operating expenses after fee waivers and <br>expense reimbursements.......................... | 0.83% | 1.58% | 0.58% |

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| | |
|:---|:---|
| 1 | For Class A shares, a 1% contingent deferred sales charge (CDSC) is only imposed on certain Class A shares that are purchased at net asset value (NAV) for $250,000 or more that are subsequently redeemed within 18 months of purchase. For Class C shares, a 1% CDSC applies to redemptions within 12 months of purchase. |

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| | |
|:---|:---|
| 2 | Other expenses exclude litigation expenses the Fund incurred during the most recent fiscal year. If such expenses had been included, other expenses would have been 0.16%. |

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3 The Fund's investment manager, Delaware Management Company (Manager), has contractually agreed to waive all or

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a portion of its investment advisory fees and/or pay/reimburse expenses (excluding any 12b-1 fees, acquired fund fees and expenses, taxes, interest, inverse floater program expenses, short sale dividend and interest expenses, brokerage fees, certain insurance costs, and nonroutine expenses or costs, including, but not limited to, those relating to reorganizations, litigation, conducting shareholder meetings, and liquidations) in order to prevent total annual fund operating expenses from exceeding 0.58% of the Fund's average daily net assets from December 30, 2025 through December 29, 2026. These waivers and reimbursements may only be terminated by agreement of the Manager and the Fund. The Fund's Class A shares also are subject to a blended 12b-1 fee of 0.10% on all shares acquired prior to June 1, 1992 and 0.25% on all shares acquired on or after June 1, 1992.

**Example**

This example is intended to help you compare the cost of investing in the Fund with the cost of investing in other mutual funds. The example assumes that you invest $10,000 in the Fund for the time periods indicated and then redeem all of your shares at the end of those periods. In addition, the example shows expenses for Class C shares, assuming those shares were not redeemed at the end of those periods. The example also assumes that your investment has a 5% return each year and reflects the Manager's expense waivers and reimbursements for the 1-year contractual period and the total operating expenses without waivers for years 2 through 10. Although your actual costs may be higher or lower, based on these assumptions your costs would be:

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| | | | | |
|:---|:---|:---|:---|:---|
| Class | A | (if not<br>redeemed)<br>C | C | Inst. |
| 1 year................................... | $531 | $161 | $261 | $59 |
| 3 years.................................. | $728 | $524 | $524 | $212 |
| 5 years.................................. | $941 | $912 | $912 | $378 |
| 10 years................................. | $1553 | $1999 | $1999 | $859 |

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**Portfolio turnover**

The Fund pays transaction costs, such as commissions, when it buys and sells securities (or "turns over" its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. These costs, which are not reflected in the annual fund operating expenses or in the example, affect the Fund's performance. During the most recent fiscal year, the Fund's portfolio turnover rate was 30% of the average value of its portfolio.

**What are the** **Fund's principal investment strategies?**

Under normal circumstances, the Fund will invest at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in securities that provide income that is exempt from federal income tax, including the federal alternative minimum tax, and the personal income taxes of the Commonwealth of Pennsylvania. This is a fundamental investment policy that may not be changed without prior shareholder approval.

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Summary prospectus<br>**Nomura Tax-Free Pennsylvania Fund, a series of Delaware Group® State Tax-Free Income Trust**<br>

Municipal debt obligations are securities issued by state and local governments to raise funds for various public purposes such as hospitals, schools, and general capital expenses. Municipal debt obligations in which the Fund may invest may also include securities issued by US territories and possessions (such as the Commonwealth of Puerto Rico, Guam, and the US Virgin Islands) to the extent that these securities are also exempt from federal income tax and the personal income taxes of the Commonwealth of Pennsylvania. The types of municipal debt obligations in which the Fund may invest include, but are not limited to, advance refunded bonds, revenue bonds, general obligation bonds, insured municipal bonds, private activity bonds, municipal leases, and certificates of participation. The Fund may invest up to 20% of its net assets in high yield (junk) bonds. The Fund will invest its assets in securities with maturities of various lengths, depending on market conditions. The Manager will adjust the average maturity of the bonds in the portfolio to attempt to provide a high level of tax-exempt income consistent with preservation of capital. The Fund's income level will vary depending on current interest rates and the specific securities in the portfolio. The Fund may concentrate its investments in certain types of bonds or in a certain segment of the municipal bond market when the supply of bonds in other sectors does not suit its investment needs. The Fund may invest in insured municipal bonds. The Fund will generally have a dollar-weighted average effective maturity of between 5 and 30 years.

**What are the principal risks of investing in the** **Fund?**

Investing in any mutual fund involves the risk that you may lose part or all of the money you invest. Over time, the value of your investment in the Fund will increase and decrease according to changes in the value of the securities in the Fund's portfolio. An investment in the Fund may not be appropriate for all investors. The Fund's principal risks include:

**Market risk** — The risk that all or a majority of the securities in a certain market — such as the stock or bond market — will decline in value because of factors such as adverse political or economic conditions, future expectations, investor confidence, or heavy institutional selling.

**Interest rate risk** — The risk that the prices of bonds and other fixed income securities will increase as interest rates fall and decrease as interest rates rise. Interest rate changes are influenced by a number of factors, such as government policy, monetary policy, inflation expectations, and the supply and demand of bonds. Bonds and other fixed income securities with longer maturities or duration generally are more sensitive to interest rate changes. A fund may be subject to a greater risk of rising interest rates when interest rates are low or inflation rates are high or rising.

**Credit risk** — The risk that an issuer of a debt security, including a governmental issuer or an entity that insures a bond, may be unable to make interest payments and/or repay principal in a timely manner.

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**High yield (junk) bond risk** — The risk that high yield securities, commonly known as "junk bonds," are subject to reduced creditworthiness of issuers, increased risk of default, and a more limited and less liquid secondary market. High yield securities may also be subject to greater price volatility and risk of loss of income and principal than are higher-rated securities. High yield bonds are sometimes issued by municipalities that have less financial strength and therefore have less ability to make projected debt payments on the bonds.

**Call risk** — The risk that a bond issuer will prepay the bond during periods of low interest rates, forcing a fund to reinvest that money at interest rates that might be lower than rates on the called bond.

**Liquidity risk** — The possibility that investments cannot be readily sold within seven calendar days at approximately the price at which a fund has valued them.

**Geographic concentration risk** — The risk that heightened sensitivity to regional, state, US territories or possessions (such as the Commonwealth of Puerto Rico, Guam, or the US Virgin Islands), and local political and economic conditions could adversely affect the holdings in and performance of a fund. There is also the risk that there could be an inadequate supply of municipal bonds in a particular state or US territory or possession.

**Alternative minimum tax risk** — If a fund invests in bonds whose income is subject to the alternative minimum tax, that portion of the fund's distributions would be taxable for shareholders who are subject to this tax.

**Government and regulatory risk** — The risk that governments or regulatory authorities may take actions that could adversely affect various sectors of the securities markets and affect fund performance. For example, a tax-exempt security may be reclassified by the Internal Revenue Service or a state tax authority as taxable, and/or future legislative, administrative, or court actions could cause interest from a tax-exempt security to become taxable, possibly retroactively.

**Industry and sector risk** — The risk that the value of securities in a particular industry or sector (such as financial services or manufacturing) will decline because of changing expectations for the performance of that industry or sector.

**Active management and selection risk** — The risk that the securities selected by a fund's management will underperform the markets, the relevant indices, or the securities selected by other funds with similar investment objectives and investment strategies. The securities and sectors selected may vary from the securities and sectors included in the relevant index.

**How has** **Nomura Tax-Free Pennsylvania Fund performed?**

The bar chart and table below provide some indication of the risks of investing in the Fund. The bar chart shows changes in the Fund's performance from year to year and the table shows how the Fund's average annual total returns for the 1-, 5-, and 10-year periods compare with those of a broad measure of market performance. The Fund's past performance (before and after

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Summary prospectus<br>**Nomura Tax-Free Pennsylvania Fund, a series of Delaware Group® State Tax-Free Income Trust**<br>

taxes) is not necessarily an indication of how the Fund will perform in the future. The returns reflect any expense caps in effect during these periods. The returns would be lower without the expense caps. You may obtain the Fund's most recently available month-end performance by calling 800 523-1918 or by visiting our website at nomuraassetmanagement.com/performance.

**Calendar year-by-year total return (Class A)**

![](sp2279img001.jpg)

As of September 30, 2025, the Fund's Class A shares had a calendar year-to-date return of 0.47%. During the periods illustrated in this bar chart, Class A's highest quarterly return was 10.77% for the quarter ended December 31, 2023, and its lowest quarterly return was -5.70% for the quarter ended March 31, 2022. The maximum Class A sales charge of 4.50%, which is normally deducted when you purchase shares, is not reflected in the highest/lowest quarterly returns or in the bar chart. If this fee were included, the returns would be less than those shown. The average annual total returns in the table below do include the sales charge.

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**Average annual total returns for periods ended** **December 31, 2024**

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| | | | |
|:---|:---|:---|:---|
|  | 1 year | 5 years | 10 years |
| Class A return before taxes......................... | -1.77% | 0.63% | 1.98% |
| Class A return after taxes on distributions............... | -1.77% | 0.57% | 1.92% |
| &nbsp;&nbsp; Class A return after taxes on distributions and sale of Fund <br>shares....................................... | 0.45% | 1.21% | 2.26% |
| Class C return before taxes......................... | 0.97% | 0.80% | 1.68% |
| Institutional Class return before taxes.................. | 2.98% | 1.78% | 2.70% |
| &nbsp;&nbsp; Bloomberg Municipal Bond Index (reflects no deduction for <br>fees, expenses, or taxes)......................... | 1.05% | 0.99% | 2.25% |

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After-tax performance is presented only for Class A shares of the Fund. The after-tax returns for other Fund classes may vary. Actual after-tax returns depend on the investor's individual tax situation and may differ from the returns shown. After-tax returns are not relevant for shares held in tax-advantaged investment vehicles such as employer-sponsored 401(k) plans and individual retirement accounts (IRAs). The after-tax returns shown are calculated using the highest individual federal marginal income tax rates in effect during the periods presented and do not reflect the impact of state and local taxes.

**Who manages the** **Fund?**

**Investment manager**

Delaware Management Company, a series of Nomura Investment Management Business Trust (a Delaware statutory trust)

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| | | |
|:---|:---|:---|
|  **Portfolio managers** | &nbsp;&nbsp; **Title with Delaware Management Company** | &nbsp;&nbsp; **Start date on the** **Fund** |
|  Gregory Gizzi | &nbsp;&nbsp; Managing Director, Head of Fixed Income and Municipal Bonds | &nbsp;&nbsp; December 2012 |
|  Stephen Czepiel | &nbsp;&nbsp; Managing Director, Senior Portfolio Manager | &nbsp;&nbsp; July 2007 |
|  William Roach, CFA, CMT | &nbsp;&nbsp; Executive Director, Senior Portfolio Manager | &nbsp;&nbsp; May 2023 |

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**Purchase and redemption of** **Fund shares**

You may purchase or redeem shares of the Fund on any day that the New York Stock Exchange (NYSE) is open for business (Business Day). Shares may be purchased or redeemed: through your financial intermediary; through the Fund's website at nomuraassetmanagement.com/account-access; by calling 800 523-1918; by regular mail (c/o Nomura Funds, P.O. Box 534437, Pittsburgh, PA 15253-4437); by overnight courier service (c/o Nomura Funds Service Center, Attention: 534437, 500 Ross Street, 154-0520, Pittsburgh, PA 15262); or by wire.

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Summary prospectus<br>**Nomura Tax-Free Pennsylvania Fund, a series of Delaware Group® State Tax-Free Income Trust**<br>

For Class A and Class C shares, the minimum initial investment is generally $1,000 and subsequent investments can be made for as little as $100. For Institutional Class shares (except those shares purchased through an automatic investment plan), there is no minimum initial purchase requirement, but certain eligibility requirements must be met. The eligibility requirements are described in this Prospectus under "Choosing a share class" and on the Fund's website. We may reduce or waive the minimums or eligibility requirements in certain cases.

Please refer to the "About your account" section of the Fund's Prospectus for more details regarding the purchase and sale of Fund shares.

**Tax information**

The Fund's distributions primarily are exempt from regular federal income taxes and state personal income taxes for residents of the Commonwealth of Pennsylvania. A portion of these distributions, however, may be subject to the federal alternative minimum tax for noncorporate shareholders and state and local taxes. The Fund may also make distributions that are taxable to you as ordinary income, capital gains, or some combination of both.

**Payments to broker/dealers and other financial intermediaries**

If you purchase shares of the Fund through a broker/dealer or other financial intermediary (such as a bank), the Fund and its related companies may pay the intermediary for the sale of Fund shares and related services. These payments may create a conflict of interest by influencing the broker/dealer or other intermediary and your salesperson to recommend the Fund over another investment. Ask your salesperson or visit your financial intermediary's website for more information.

**SMPR-007 12/25**<br>