# EDGAR Filing Document

**Accession Number:** 0001840261
**File Stem:** 0000950123-23-000994
**Filing Date:** 2023-2
**Character Count:** 12473
**Document Hash:** 8e5f3c9c61dbcc6d8563b9309e5d1543
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000950123-23-000994.hdr.sgml**: 20230208

**ACCESSION NUMBER**: 0000950123-23-000994

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230208

**DATE AS OF CHANGE**: 20230208

**EFFECTIVENESS DATE**: 20230208

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** 4Thought Financial Group Inc.
- **CENTRAL INDEX KEY:** 0001840261
- **IRS NUMBER:** 273933519
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21301
- **FILM NUMBER:** 23597417

**BUSINESS ADDRESS:**
- **STREET 1:** 6851 JERICHO TURNPIKE
- **STREET 2:** SUITE 120
- **CITY:** SYOSSET
- **STATE:** NY
- **ZIP:** 11791
- **BUSINESS PHONE:** (516) 300-1617

**MAIL ADDRESS:**
- **STREET 1:** 6851 JERICHO TURNPIKE
- **STREET 2:** SUITE 120
- **CITY:** SYOSSET
- **STATE:** NY
- **ZIP:** 11791

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** 4Thought Financial Group Inc.<br>**Address:** 6851 Jericho Turnpike<br>Suite 120<br>Syosset, NY 11791

**Form 13F File Number:** 028-21301

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jesse Mackey<br>**Title:** Chief Investment Officer<br>**Phone:** (516) 300-1617

**Signature, Place, and Date of Signing:**

/s/ Jesse Mackey  Syosset, NY  01-07-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 90

**Form 13F Information Table Value Total:** $110981000

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| DBX ETF TR | XTRACK MSCI CHNA | 233051762 |  | 86000 | 2992 | SH |  | SOLE |  | 0 | 0 | 0 |
| ETF SER SOLUTIONS | VIDENTCORE EQ FD | 26922A503 |  | 21000 | 504 | SH |  | SOLE |  | 0 | 0 | 0 |
| ETF MANAGERS TR | ETHO CLIMATE LEA | 26924G888 |  | 44000 | 891 | SH |  | SOLE |  | 0 | 0 | 0 |
| GLOBAL X FDS | GBL X FTSE ETF | 37950E648 |  | 19000 | 1276 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 100000 | 374 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | SR LN ETF | 46138G508 |  | 263000 | 12807 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 HG | 46138J395 |  | 381000 | 19098 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 28 HYCORP | 46138J452 |  | 303000 | 14643 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 714000 | 40196 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2027 | 46138J585 |  | 500000 | 23374 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 26 | 46138J635 |  | 551000 | 24454 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 718000 | 36602 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 709000 | 37452 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 HY | 46138J817 |  | 521000 | 23577 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 717000 | 35592 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2024 HY | 46138J833 |  | 518000 | 23413 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2024 CB | 46138J841 |  | 2581000 | 126013 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2023 HY | 46138J858 |  | 825000 | 35402 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2023 CB | 46138J866 |  | 2600000 | 123929 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCHNG TRAD SLF INDE | BULLETSHS 2030 | 46139W841 |  | 413000 | 17076 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI AUST ETF | 464286103 |  | 13000 | 582 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI FRONTIER | 464286145 |  | 47000 | 1847 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI BRAZIL ETF | 464286400 |  | 11000 | 393 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI CDA ETF | 464286509 |  | 13000 | 405 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI JAPN SMCETF | 464286582 |  | 10000 | 156 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI ISRAEL ETF | 464286632 |  | 2000 | 41 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI CHILE ETF | 464286640 |  | 2000 | 73 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI TURKEY ETF | 464286715 |  | 10000 | 271 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI STH KOR ETF | 464286772 |  | 11000 | 203 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI MEXICO ETF | 464286822 |  | 8000 | 165 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI HONG KG ETF | 464286871 |  | 3000 | 135 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 371000 | 3483 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 10409000 | 27091 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 2494000 | 23652 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 847000 | 8505 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 4401000 | 67047 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 104000 | 429 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 349000 | 1629 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 5946000 | 62826 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 390000 | 4610 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI KLD400 SOC | 464288570 |  | 133000 | 1852 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | NEW ZEALAND ETF | 464289123 |  | 2000 | 36 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI PERU ETF | 464289842 |  | 1000 | 46 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | CHINA SM-CAP ETF | 46429B200 |  | 10000 | 274 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 18000 | 420 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI POLAND ETF | 46429B606 |  | 3000 | 210 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1789000 | 29025 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 1826000 | 39102 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI TAIWAN ETF | 46434G772 |  | 4000 | 88 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | MSCI JPN ETF NEW | 46434G822 |  | 37000 | 685 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 25000 | 820 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI SAUDI ARBIA | 46434V423 |  | 4000 | 116 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI LW CRB TG | 46434V464 |  | 21000 | 153 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI UAE ETF | 46434V761 |  | 2000 | 160 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI QATAR ETF | 46434V779 |  | 1000 | 51 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | IBONDS DEC23 ETF | 46434VAX8 |  | 269000 | 10728 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | IBONDS DEC25 ETF | 46434VBD1 |  | 3104000 | 127647 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | IBONDS DEC24 ETF | 46434VBG4 |  | 84000 | 3449 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 60000 | 2535 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 24000 | 363 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI GBL SUS DEV | 46435G532 |  | 21000 | 266 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 2879000 | 123296 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 2993000 | 123204 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 59000 | 1262 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 |  | 24000 | 723 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 3548000 | 151803 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 2929000 | 132108 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2032 | 46436E312 |  | 3619000 | 149662 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2031 | 46436E486 |  | 3609000 | 181425 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 3631000 | 174557 | SH |  | SOLE |  | 0 | 0 | 0 |
| NUSHARES ETF TR | ESG HI TLD CRP | 67092P854 |  | 30000 | 1479 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 27073000 | 70793 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 19000 | 113 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR INDEX SHS FDS | S EMKTSC ETF | 78463X756 |  | 22000 | 459 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR SER TR | FTSE INT GVT ETF | 78464A490 |  | 303000 | 7348 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR SER TR | BLOOMBERG INTL T | 78464A516 |  | 271000 | 12104 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR SER TR | BLOOMBERG HIGH Y | 78468R622 |  | 267000 | 2964 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR SER TR | SPDR S 500 ETF | 78468R796 |  | 134000 | 1430 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANECK ETF TRUST | VANECK RUSSIA ET | 92189F403 |  | 3000 | 453 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANECK ETF TRUST | RUSSIA SML CAP | 92189F734 |  | 1000 | 91 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANECK ETF TRUST | AFRICA INDEX ETF | 92189F866 |  | 14000 | 881 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 110000 | 1279 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 4440000 | 113906 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 124000 | 2245 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | LG-TERM COR BD | 92206C813 |  | 2135000 | 28199 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 5929000 | 29093 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1054000 | 7508 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 119000 | 649 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 150000 | 784 | SH |  | SOLE |  | 0 | 0 | 0 |
| WISDOMTREE TR | EUR HDG SMLCAP | 97717X552 |  | 29000 | 941 | SH |  | SOLE |  | 0 | 0 | 0 |

---