# EDGAR Filing Document

**Accession Number:** 0002003557
**File Stem:** 0002003557-26-000001
**Filing Date:** 2026-1
**Character Count:** 31582
**Document Hash:** 9a77d4638ab9a48d07430c21b96b4c4b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002003557-26-000001.hdr.sgml**: 20260128

**ACCESSION NUMBER**: 0002003557-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260128

**DATE AS OF CHANGE**: 20260128

**EFFECTIVENESS DATE**: 20260128

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Harbour Trust & Investment Management Co
- **CENTRAL INDEX KEY:** 0002003557

**ORGANIZATION NAME:**
- **EIN:** 352019983

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23537
- **FILM NUMBER:** 26569376

**BUSINESS ADDRESS:**
- **STREET 1:** 1024 N KARWICK ROAD
- **CITY:** MICHIGAN CITY
- **STATE:** IN
- **ZIP:** 46360
- **BUSINESS PHONE:** 219-877-3500

**MAIL ADDRESS:**
- **STREET 1:** 1024 N KARWICK ROAD
- **CITY:** MICHIGAN CITY
- **STATE:** IN
- **ZIP:** 46360

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Harbour Trust  Investment Management Co<br>**Address:** 1024 N KARWICK ROAD<br>MICHIGAN CITY, IN 46360

**Form 13F File Number:** 028-23537

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lydia Gallas<br>**Title:** Compliance Officer<br>**Phone:** 219-877-3500

**Signature, Place, and Date of Signing:**

Lydia Gallas  Michigan City, IN  01-28-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 286

**Form 13F Information Table Value Total:** $980319705

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT  T Inc. | Com | 00206R102 |  | 64112 | 2581 | SH |  | SOLE | 0 | 2581 | 0 | 0 |
| AT  T Inc. | Com | 00206R102 |  | 182177 | 7334 | SH |  | DFND | 0 | 7334 | 0 | 0 |
| Abbott Laboratories | Com | 002824100 |  | 2911740 | 23240 | SH |  | SOLE | 0 | 19190 | 0 | 4050 |
| Abbott Laboratories | Com | 002824100 |  | 1443717 | 11523 | SH |  | DFND | 0 | 11523 | 0 | 0 |
| AbbVie Inc. | Com | 00287Y109 |  | 2491683 | 10905 | SH |  | SOLE | 0 | 10305 | 0 | 600 |
| AbbVie Inc. | Com | 00287Y109 |  | 1065449 | 4663 | SH |  | DFND | 0 | 4663 | 0 | 0 |
| Adobe Systems Inc. | Com | 00724F101 |  | 6793656 | 19411 | SH |  | SOLE | 0 | 18332 | 6 | 1073 |
| Adobe Systems Inc. | Com | 00724F101 |  | 122846 | 351 | SH |  | DFND | 0 | 344 | 0 | 7 |
| Advanced Micro Devices Inc. | Com | 007903107 |  | 318670 | 1488 | SH |  | SOLE | 0 | 1488 | 0 | 0 |
| Advanced Micro Devices Inc. | Com | 007903107 |  | 116289 | 543 | SH |  | DFND | 0 | 543 | 0 | 0 |
| Air Products And Chemicals Inc. | Com | 009158106 |  | 2909649 | 11779 | SH |  | SOLE | 0 | 11466 | 0 | 313 |
| Air Products And Chemicals Inc. | Com | 009158106 |  | 854936 | 3461 | SH |  | DFND | 0 | 3461 | 0 | 0 |
| Albemarle Corp. | Com | 012653101 |  | 282314 | 1996 | SH |  | SOLE | 0 | 696 | 0 | 1300 |
| Albemarle Corp. | Com | 012653101 |  | 26308 | 186 | SH |  | DFND | 0 | 186 | 0 | 0 |
| Alphabet Inc Class C | Com | 02079K107 |  | 46826177 | 149223 | SH |  | SOLE | 0 | 137551 | 16 | 11656 |
| Alphabet Inc Class C | Com | 02079K107 |  | 3326280 | 10600 | SH |  | DFND | 0 | 10564 | 0 | 36 |
| Alphabet Inc Class A | Com | 02079K305 |  | 6619324 | 21148 | SH |  | SOLE | 0 | 21148 | 0 | 0 |
| Alphabet Inc Class A | Com | 02079K305 |  | 1732455 | 5535 | SH |  | DFND | 0 | 5535 | 0 | 0 |
| Altria Group Inc | Com | 02209S103 |  | 106786 | 1852 | SH |  | SOLE | 0 | 352 | 0 | 1500 |
| Altria Group Inc | Com | 02209S103 |  | 110131 | 1910 | SH |  | DFND | 0 | 1910 | 0 | 0 |
| Amazon.com Inc. | Com | 023135106 |  | 16762841 | 72623 | SH |  | SOLE | 0 | 67917 | 16 | 4690 |
| Amazon.com Inc. | Com | 023135106 |  | 2350440 | 10183 | SH |  | DFND | 0 | 10128 | 0 | 55 |
| American Electric Power Co. | Com | 025537101 |  | 275822 | 2392 | SH |  | SOLE | 0 | 2392 | 0 | 0 |
| American Electric Power Co. | Com | 025537101 |  | 138833 | 1204 | SH |  | DFND | 0 | 1204 | 0 | 0 |
| American Express Company | Com | 025816109 |  | 608938 | 1646 | SH |  | SOLE | 0 | 1646 | 0 | 0 |
| American Express Company | Com | 025816109 |  | 18867 | 51 | SH |  | DFND | 0 | 51 | 0 | 0 |
| Cencora Inc | Com | 03073E105 |  | 4990256 | 14775 | SH |  | SOLE | 0 | 13818 | 4 | 953 |
| Cencora Inc | Com | 03073E105 |  | 90517 | 268 | SH |  | DFND | 0 | 257 | 0 | 11 |
| Amgen Inc. | Com | 031162100 |  | 1266690 | 3870 | SH |  | SOLE | 0 | 3870 | 0 | 0 |
| Amgen Inc. | Com | 031162100 |  | 44187 | 135 | SH |  | DFND | 0 | 135 | 0 | 0 |
| Apple Inc. | Com | 037833100 |  | 48324474 | 177755 | SH |  | SOLE | 0 | 163425 | 9 | 14321 |
| Apple Inc. | Com | 037833100 |  | 6660026 | 24498 | SH |  | DFND | 0 | 20461 | 0 | 4037 |
| Automatic Data Processing | Com | 053015103 |  | 2553265 | 9926 | SH |  | SOLE | 0 | 7666 | 0 | 2260 |
| Automatic Data Processing | Com | 053015103 |  | 1270716 | 4940 | SH |  | DFND | 0 | 4940 | 0 | 0 |
| Bank Of America Corp. | Com | 060505104 |  | 130625 | 2375 | SH |  | SOLE | 0 | 2375 | 0 | 0 |
| Bank Of America Corp. | Com | 060505104 |  | 138985 | 2527 | SH |  | DFND | 0 | 2527 | 0 | 0 |
| Bank of Montreal | Com | 063671101 |  | 415977 | 3205 | SH |  | SOLE | 0 | 1205 | 0 | 2000 |
| Bank of Montreal | Com | 063671101 |  | 356923 | 2750 | SH |  | DFND | 0 | 2750 | 0 | 0 |
| Berkshire Hathaway Inc Class A | Com | 084670108 |  | 1509600 | 2 | SH |  | SOLE | 0 | 0 | 0 | 2 |
| Berkshire Hathaway Inc Cl B | Com | 084670702 |  | 22650414 | 45062 | SH |  | SOLE | 0 | 41306 | 5 | 3751 |
| Berkshire Hathaway Inc Cl B | Com | 084670702 |  | 842944 | 1677 | SH |  | DFND | 0 | 1650 | 0 | 27 |
| Blackstone Group Inc | Com | 09260D107 |  | 10685447 | 69323 | SH |  | SOLE | 0 | 65830 | 16 | 3477 |
| Blackstone Group Inc | Com | 09260D107 |  | 455946 | 2958 | SH |  | DFND | 0 | 2925 | 0 | 33 |
| BlackRock Inc | Com | 09290D101 |  | 7752473 | 7243 | SH |  | SOLE | 0 | 6596 | 0 | 647 |
| BlackRock Inc | Com | 09290D101 |  | 246178 | 230 | SH |  | DFND | 0 | 224 | 0 | 6 |
| Boeing Company | Com | 097023105 |  | 205178 | 945 | SH |  | SOLE | 0 | 895 | 0 | 50 |
| Boeing Company | Com | 097023105 |  | 417739 | 1924 | SH |  | DFND | 0 | 1924 | 0 | 0 |
| Broadcom Inc | Com | 11135F101 |  | 855559 | 2472 | SH |  | SOLE | 0 | 2457 | 0 | 15 |
| Broadcom Inc | Com | 11135F101 |  | 22497 | 65 | SH |  | DFND | 0 | 65 | 0 | 0 |
| CSX Corporation | Com | 126408103 |  | 972406 | 26825 | SH |  | SOLE | 0 | 9425 | 0 | 17400 |
| CSX Corporation | Com | 126408103 |  | 163125 | 4500 | SH |  | DFND | 0 | 4500 | 0 | 0 |
| Canadian National Railway | Com | 136375102 |  | 1344953 | 13606 | SH |  | SOLE | 0 | 12976 | 0 | 630 |
| Canadian National Railway | Com | 136375102 |  | 774094 | 7831 | SH |  | DFND | 0 | 7805 | 0 | 26 |
| Capital One Financial Corporation | Com | 14040H105 |  | 504836 | 2083 | SH |  | SOLE | 0 | 2083 | 0 | 0 |
| Caterpillar Inc. | Com | 149123101 |  | 701193 | 1224 | SH |  | SOLE | 0 | 1124 | 0 | 100 |
| Caterpillar Inc. | Com | 149123101 |  | 200505 | 350 | SH |  | DFND | 0 | 350 | 0 | 0 |
| Chevron Corp | Com | 166764100 |  | 1294571 | 8494 | SH |  | SOLE | 0 | 7594 | 0 | 900 |
| Chevron Corp | Com | 166764100 |  | 466679 | 3062 | SH |  | DFND | 0 | 2462 | 0 | 600 |
| Chipotle Mexican Grill Inc. | Com | 169656105 |  | 275798 | 7454 | SH |  | SOLE | 0 | 7454 | 0 | 0 |
| Chipotle Mexican Grill Inc. | Com | 169656105 |  | 63418 | 1714 | SH |  | DFND | 0 | 1705 | 0 | 9 |
| Cisco Systems Inc. | Com | 17275R102 |  | 328841 | 4269 | SH |  | SOLE | 0 | 3569 | 0 | 700 |
| Cisco Systems Inc. | Com | 17275R102 |  | 272917 | 3543 | SH |  | DFND | 0 | 2343 | 0 | 1200 |
| Cleveland Cliffs Inc | Com | 185899101 |  | 4449 | 335 | SH |  | SOLE | 0 | 335 | 0 | 0 |
| Cleveland Cliffs Inc | Com | 185899101 |  | 159360 | 12000 | SH |  | DFND | 0 | 12000 | 0 | 0 |
| Coca Cola Company | Com | 191216100 |  | 461056 | 6595 | SH |  | SOLE | 0 | 6595 | 0 | 0 |
| Coca Cola Company | Com | 191216100 |  | 38520 | 551 | SH |  | DFND | 0 | 551 | 0 | 0 |
| Colgate-Palmolive Company | Com | 194162103 |  | 572263 | 7242 | SH |  | SOLE | 0 | 5742 | 0 | 1500 |
| Colgate-Palmolive Company | Com | 194162103 |  | 520742 | 6590 | SH |  | DFND | 0 | 6590 | 0 | 0 |
| Consolidated Edison Inc. | Com | 209115104 |  | 312461 | 3146 | SH |  | SOLE | 0 | 3146 | 0 | 0 |
| Copart Inc | Com | 217204106 |  | 5557656 | 141958 | SH |  | SOLE | 0 | 133885 | 51 | 8022 |
| Copart Inc | Com | 217204106 |  | 125241 | 3199 | SH |  | DFND | 0 | 3044 | 0 | 155 |
| Costco Wholesale Corp | Com | 22160K105 |  | 24781065 | 28737 | SH |  | SOLE | 0 | 26421 | 4 | 2312 |
| Costco Wholesale Corp | Com | 22160K105 |  | 603638 | 700 | SH |  | DFND | 0 | 687 | 0 | 13 |
| Cummins Inc. | Com | 231021106 |  | 999972 | 1959 | SH |  | SOLE | 0 | 1959 | 0 | 0 |
| Cummins Inc. | Com | 231021106 |  | 1784023 | 3495 | SH |  | DFND | 0 | 3395 | 0 | 100 |
| Danaher Inc | Com | 235851102 |  | 734146 | 3207 | SH |  | SOLE | 0 | 2777 | 0 | 430 |
| Danaher Inc | Com | 235851102 |  | 133918 | 585 | SH |  | DFND | 0 | 585 | 0 | 0 |
| Deere  Co. | Com | 244199105 |  | 13573228 | 29154 | SH |  | SOLE | 0 | 27134 | 4 | 2016 |
| Deere  Co. | Com | 244199105 |  | 399459 | 858 | SH |  | DFND | 0 | 737 | 0 | 121 |
| Walt Disney Co | Com | 254687106 |  | 2008041 | 17650 | SH |  | SOLE | 0 | 14936 | 0 | 2714 |
| Walt Disney Co | Com | 254687106 |  | 231408 | 2034 | SH |  | DFND | 0 | 1578 | 0 | 456 |
| Dover Corp | Com | 260003108 |  | 175716 | 900 | SH |  | SOLE | 0 | 900 | 0 | 0 |
| Dover Corp | Com | 260003108 |  | 708331 | 3628 | SH |  | DFND | 0 | 3628 | 0 | 0 |
| Duke Energy Corp | Com | 26441C204 |  | 602459 | 5140 | SH |  | SOLE | 0 | 4880 | 0 | 260 |
| Duke Energy Corp | Com | 26441C204 |  | 364523 | 3110 | SH |  | DFND | 0 | 3110 | 0 | 0 |
| EOG Resources Inc | Com | 26875P101 |  | 3070282 | 29238 | SH |  | SOLE | 0 | 27603 | 8 | 1627 |
| EOG Resources Inc | Com | 26875P101 |  | 70147 | 668 | SH |  | DFND | 0 | 628 | 0 | 40 |
| Ebay Inc. | Com | 278642103 |  | 200766 | 2305 | SH |  | SOLE | 0 | 2305 | 0 | 0 |
| Ebay Inc. | Com | 278642103 |  | 7839 | 90 | SH |  | DFND | 0 | 90 | 0 | 0 |
| Ecolab Inc. | Com | 278865100 |  | 5948966 | 22661 | SH |  | SOLE | 0 | 21189 | 5 | 1467 |
| Ecolab Inc. | Com | 278865100 |  | 861066 | 3280 | SH |  | DFND | 0 | 3267 | 0 | 13 |
| Emerson Corp. | Com | 291011104 |  | 2823353 | 21273 | SH |  | SOLE | 0 | 17973 | 0 | 3300 |
| Emerson Corp. | Com | 291011104 |  | 198815 | 1498 | SH |  | DFND | 0 | 1498 | 0 | 0 |
| Enbridge Inc | Com | 29250N105 |  | 5769302 | 120621 | SH |  | SOLE | 0 | 112252 | 22 | 8347 |
| Enbridge Inc | Com | 29250N105 |  | 532874 | 11141 | SH |  | DFND | 0 | 10996 | 0 | 145 |
| Exxon Mobil Corp. | Com | 30231G102 |  | 10328301 | 85826 | SH |  | SOLE | 0 | 79464 | 10 | 6352 |
| Exxon Mobil Corp. | Com | 30231G102 |  | 1683797 | 13992 | SH |  | DFND | 0 | 13917 | 0 | 75 |
| Meta Platforms Inc. | Com | 30303M102 |  | 17430337 | 26406 | SH |  | SOLE | 0 | 24774 | 4 | 1628 |
| Meta Platforms Inc. | Com | 30303M102 |  | 933367 | 1414 | SH |  | DFND | 0 | 1393 | 0 | 21 |
| Fifth Third Bancorp | Com | 316773100 |  | 155175 | 3315 | SH |  | SOLE | 0 | 3315 | 0 | 0 |
| Fifth Third Bancorp | Com | 316773100 |  | 54861 | 1172 | SH |  | DFND | 0 | 1172 | 0 | 0 |
| First Merchants Corp | Com | 320817109 |  | 204828 | 5465 | SH |  | SOLE | 0 | 1656 | 0 | 3809 |
| First Source Corp | Com | 336901103 |  | 111982 | 1792 | SH |  | SOLE | 0 | 1792 | 0 | 0 |
| First Source Corp | Com | 336901103 |  | 122855 | 1966 | SH |  | DFND | 0 | 800 | 0 | 1166 |
| Flexshares Credit Scored US Corp Bond Fund | Com | 33939L761 |  | 14792179 | 301113 | SH |  | SOLE | 0 | 284256 | 310 | 16547 |
| Flexshares Credit Scored US Corp Bond Fund | Com | 33939L761 |  | 493510 | 10046 | SH |  | DFND | 0 | 9987 | 0 | 59 |
| Flexshares Developed ex-US Factor Tilt Fund | Com | 33939L803 |  | 12598576 | 135863 | SH |  | SOLE | 0 | 129060 | 0 | 6803 |
| Flexshares Developed ex-US Factor Tilt Fund | Com | 33939L803 |  | 177856 | 1918 | SH |  | DFND | 0 | 1804 | 0 | 114 |
| General Dynamics | Com | 369550108 |  | 448768 | 1333 | SH |  | SOLE | 0 | 1308 | 0 | 25 |
| General Dynamics | Com | 369550108 |  | 33666 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| GE Aerospace | Com | 369604301 |  | 133069 | 432 | SH |  | SOLE | 0 | 432 | 0 | 0 |
| GE Aerospace | Com | 369604301 |  | 163872 | 532 | SH |  | DFND | 0 | 532 | 0 | 0 |
| General Mills Inc. | Com | 370334104 |  | 274071 | 5894 | SH |  | SOLE | 0 | 5494 | 0 | 400 |
| General Mills Inc. | Com | 370334104 |  | 23250 | 500 | SH |  | DFND | 0 | 500 | 0 | 0 |
| Genuine Parts Co. | Com | 372460105 |  | 413883 | 3366 | SH |  | SOLE | 0 | 3366 | 0 | 0 |
| Gilead Sciences Inc | Com | 375558103 |  | 245480 | 2000 | SH |  | SOLE | 0 | 2000 | 0 | 0 |
| Gilead Sciences Inc | Com | 375558103 |  | 177973 | 1450 | SH |  | DFND | 0 | 1450 | 0 | 0 |
| Home Depot Inc. | Com | 437076102 |  | 521312 | 1515 | SH |  | SOLE | 0 | 1369 | 0 | 146 |
| Home Depot Inc. | Com | 437076102 |  | 122500 | 356 | SH |  | DFND | 0 | 356 | 0 | 0 |
| Honeywell International Inc. | Com | 438516106 |  | 664867 | 3408 | SH |  | SOLE | 0 | 3408 | 0 | 0 |
| Honeywell International Inc. | Com | 438516106 |  | 149439 | 766 | SH |  | DFND | 0 | 766 | 0 | 0 |
| Horizon Bancorp Inc | Com | 440407104 |  | 3998286 | 235748 | SH |  | SOLE | 0 | 210507 | 0 | 25241 |
| Horizon Bancorp Inc | Com | 440407104 |  | 93585 | 5518 | SH |  | DFND | 0 | 5518 | 0 | 0 |
| ITT Inc | Com | 45073V108 |  | 277616 | 1600 | SH |  | SOLE | 0 | 1600 | 0 | 0 |
| ITT Inc | Com | 45073V108 |  | 69404 | 400 | SH |  | DFND | 0 | 400 | 0 | 0 |
| Illinois Tool Works | Com | 452308109 |  | 1780503 | 7229 | SH |  | SOLE | 0 | 6054 | 0 | 1175 |
| Illinois Tool Works | Com | 452308109 |  | 126845 | 515 | SH |  | DFND | 0 | 515 | 0 | 0 |
| International Business Machines Corp. | Com | 459200101 |  | 172098 | 581 | SH |  | SOLE | 0 | 581 | 0 | 0 |
| International Business Machines Corp. | Com | 459200101 |  | 715643 | 2416 | SH |  | DFND | 0 | 2016 | 0 | 400 |
| Invesco QQQ Trust | Com | 46090E103 |  | 8805520 | 14334 | SH |  | SOLE | 0 | 13239 | 0 | 1095 |
| Invesco QQQ Trust | Com | 46090E103 |  | 173235 | 282 | SH |  | DFND | 0 | 282 | 0 | 0 |
| iShares MSCI Global Silver Mnrs ETF | Com | 464286327 |  | 314564 | 9179 | SH |  | SOLE | 0 | 9179 | 0 | 0 |
| iShares S 100 | Com | 464287101 |  | 27315160 | 79643 | SH |  | SOLE | 0 | 71213 | 0 | 8430 |
| iShares S 100 | Com | 464287101 |  | 270260 | 788 | SH |  | DFND | 0 | 723 | 0 | 65 |
| iShares TR Morningstar Large-Cap ETF | Com | 464287127 |  | 443586 | 4700 | SH |  | SOLE | 0 | 4700 | 0 | 0 |
| iShares Core S 500 ETF | Com | 464287200 |  | 343155 | 501 | SH |  | SOLE | 0 | 501 | 0 | 0 |
| iShares MSCI EAFE Index Fund | Com | 464287465 |  | 5214141 | 54297 | SH |  | SOLE | 0 | 50666 | 0 | 3631 |
| iShares MSCI EAFE Index Fund | Com | 464287465 |  | 56370 | 587 | SH |  | DFND | 0 | 587 | 0 | 0 |
| S Midcap 400 Index Fund I Shares | Com | 464287507 |  | 20578206 | 311791 | SH |  | SOLE | 0 | 292578 | 75 | 19138 |
| S Midcap 400 Index Fund I Shares | Com | 464287507 |  | 334686 | 5071 | SH |  | DFND | 0 | 4876 | 0 | 195 |
| iShares TR Expanded Tech Sector ETF | Com | 464287549 |  | 292160 | 2262 | SH |  | DFND | 0 | 2262 | 0 | 0 |
| iShares US Consumer Discretionary ETF | Com | 464287580 |  | 212035 | 2056 | SH |  | SOLE | 0 | 2056 | 0 | 0 |
| iShares S Midcap 400 Growth | Com | 464287606 |  | 504551 | 5208 | SH |  | SOLE | 0 | 5208 | 0 | 0 |
| Russell 2000 Index | Com | 464287655 |  | 202836 | 824 | SH |  | SOLE | 0 | 824 | 0 | 0 |
| Russell 2000 Index | Com | 464287655 |  | 24616 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| iShares US Technology Fund | Com | 464287721 |  | 416133 | 2084 | SH |  | SOLE | 0 | 2052 | 0 | 32 |
| iShares US Technology Fund | Com | 464287721 |  | 21366 | 107 | SH |  | DFND | 0 | 107 | 0 | 0 |
| iShares DJ U.S. Healthcare Sector | Com | 464287762 |  | 244125 | 3750 | SH |  | SOLE | 0 | 3750 | 0 | 0 |
| S Smallcap 600 Index Fund I Shares | Com | 464287804 |  | 23360228 | 194377 | SH |  | SOLE | 0 | 181055 | 25 | 13297 |
| S Smallcap 600 Index Fund I Shares | Com | 464287804 |  | 737184 | 6134 | SH |  | DFND | 0 | 5998 | 0 | 136 |
| iShares National Muni Bond ETF | Com | 464288414 |  | 238427 | 2226 | SH |  | SOLE | 0 | 2226 | 0 | 0 |
| iShares MSCI USA ESG Select ETF | Com | 464288802 |  | 217936 | 1564 | SH |  | SOLE | 0 | 1564 | 0 | 0 |
| JPMorgan Chase  Co. | Com | 46625H100 |  | 25311992 | 78555 | SH |  | SOLE | 0 | 72642 | 11 | 5902 |
| JPMorgan Chase  Co. | Com | 46625H100 |  | 4329026 | 13435 | SH |  | DFND | 0 | 13406 | 0 | 29 |
| Johnson  Johnson | Com | 478160104 |  | 5793565 | 27995 | SH |  | SOLE | 0 | 24218 | 0 | 3777 |
| Johnson  Johnson | Com | 478160104 |  | 1607588 | 7768 | SH |  | DFND | 0 | 6643 | 0 | 1125 |
| Kinder Morgan Inc | Com | 49456B101 |  | 100146 | 3643 | SH |  | SOLE | 0 | 3643 | 0 | 0 |
| Kinder Morgan Inc | Com | 49456B101 |  | 129890 | 4725 | SH |  | DFND | 0 | 4725 | 0 | 0 |
| Lamar Advertising Co | Com | 512816109 |  | 218097 | 1723 | SH |  | SOLE | 0 | 1723 | 0 | 0 |
| Lamar Advertising Co | Com | 512816109 |  | 21519 | 170 | SH |  | DFND | 0 | 170 | 0 | 0 |
| Eli Lilly  Co. | Com | 532457108 |  | 13183100 | 12267 | SH |  | SOLE | 0 | 11799 | 3 | 465 |
| Eli Lilly  Co. | Com | 532457108 |  | 1044589 | 972 | SH |  | DFND | 0 | 967 | 0 | 5 |
| Lockheed Martin Corp. | Com | 539830109 |  | 983301 | 2033 | SH |  | SOLE | 0 | 2008 | 0 | 25 |
| Lockheed Martin Corp. | Com | 539830109 |  | 308581 | 638 | SH |  | DFND | 0 | 638 | 0 | 0 |
| Lowe's Companies | Com | 548661107 |  | 7403130 | 30698 | SH |  | SOLE | 0 | 29275 | 5 | 1418 |
| Lowe's Companies | Com | 548661107 |  | 719139 | 2982 | SH |  | DFND | 0 | 2970 | 0 | 12 |
| Marsh | Com | 571748102 |  | 11222661 | 60493 | SH |  | SOLE | 0 | 57615 | 9 | 2869 |
| Marsh | Com | 571748102 |  | 236909 | 1277 | SH |  | DFND | 0 | 1222 | 0 | 55 |
| Masco Corp. | Com | 574599106 |  | 4310203 | 67920 | SH |  | SOLE | 0 | 62354 | 17 | 5549 |
| Masco Corp. | Com | 574599106 |  | 79008 | 1245 | SH |  | DFND | 0 | 1208 | 0 | 37 |
| MasterCard Inc | Com | 57636Q104 |  | 23714926 | 41541 | SH |  | SOLE | 0 | 39026 | 5 | 2510 |
| MasterCard Inc | Com | 57636Q104 |  | 497236 | 871 | SH |  | DFND | 0 | 849 | 0 | 22 |
| McDonald's Corp | Com | 580135101 |  | 12796422 | 41869 | SH |  | SOLE | 0 | 40971 | 0 | 898 |
| McDonald's Corp | Com | 580135101 |  | 3540724 | 11585 | SH |  | DFND | 0 | 11585 | 0 | 0 |
| Merck  Co. Inc | Com | 58933Y105 |  | 202520 | 1924 | SH |  | SOLE | 0 | 1924 | 0 | 0 |
| Merck  Co. Inc | Com | 58933Y105 |  | 36630 | 348 | SH |  | DFND | 0 | 348 | 0 | 0 |
| Microsoft Corp | Com | 594918104 |  | 24775853 | 51230 | SH |  | SOLE | 0 | 48566 | 10 | 2654 |
| Microsoft Corp | Com | 594918104 |  | 2546259 | 5265 | SH |  | DFND | 0 | 3738 | 0 | 1527 |
| NNN RIET Inc | Com | 637417106 |  | 670738 | 16925 | SH |  | SOLE | 0 | 15670 | 0 | 1255 |
| NNN RIET Inc | Com | 637417106 |  | 116909 | 2950 | SH |  | DFND | 0 | 2950 | 0 | 0 |
| Netflix Inc. | Com | 64110L106 |  | 884157 | 9430 | SH |  | SOLE | 0 | 9430 | 0 | 0 |
| Nextera Energy Inc | Com | 65339F101 |  | 10831297 | 134919 | SH |  | SOLE | 0 | 115614 | 40 | 19265 |
| Nextera Energy Inc | Com | 65339F101 |  | 663594 | 8266 | SH |  | DFND | 0 | 8233 | 0 | 33 |
| Nike Inc. | Com | 654106103 |  | 1240370 | 19469 | SH |  | SOLE | 0 | 16669 | 0 | 2800 |
| Nike Inc. | Com | 654106103 |  | 59314 | 931 | SH |  | DFND | 0 | 931 | 0 | 0 |
| Northern Trust Corporation | Com | 665859104 |  | 269902 | 1976 | SH |  | SOLE | 0 | 1576 | 0 | 400 |
| Northern Trust Corporation | Com | 665859104 |  | 68432 | 501 | SH |  | DFND | 0 | 501 | 0 | 0 |
| Novartis - ADR | Com | 66987V109 |  | 1064219 | 7719 | SH |  | SOLE | 0 | 6019 | 0 | 1700 |
| Novo-Nordisk A/S ADR | Com | 670100205 |  | 1899503 | 37333 | SH |  | SOLE | 0 | 34684 | 0 | 2649 |
| Novo-Nordisk A/S ADR | Com | 670100205 |  | 120229 | 2363 | SH |  | DFND | 0 | 2331 | 0 | 32 |
| Nvidia Corp. | Com | 67066G104 |  | 140231215 | 751910 | SH |  | SOLE | 0 | 685467 | 60 | 66383 |
| Nvidia Corp. | Com | 67066G104 |  | 11615780 | 62283 | SH |  | DFND | 0 | 61860 | 0 | 423 |
| Oneok Inc. | Com | 682680103 |  | 241815 | 3290 | SH |  | SOLE | 0 | 1484 | 0 | 1806 |
| Oneok Inc. | Com | 682680103 |  | 301350 | 4100 | SH |  | DFND | 0 | 4100 | 0 | 0 |
| Oracle Corp. | Com | 68389X105 |  | 5970873 | 30634 | SH |  | SOLE | 0 | 26584 | 0 | 4050 |
| Oracle Corp. | Com | 68389X105 |  | 1281533 | 6575 | SH |  | DFND | 0 | 6575 | 0 | 0 |
| Palantir Technologies Inc | Com | 69608A108 |  | 161397 | 908 | SH |  | SOLE | 0 | 908 | 0 | 0 |
| Palantir Technologies Inc | Com | 69608A108 |  | 253294 | 1425 | SH |  | DFND | 0 | 1300 | 0 | 125 |
| Palo Alto Networks Inc | Com | 697435105 |  | 10853432 | 58922 | SH |  | SOLE | 0 | 55388 | 20 | 3514 |
| Palo Alto Networks Inc | Com | 697435105 |  | 336165 | 1825 | SH |  | DFND | 0 | 1776 | 0 | 49 |
| Paychex Inc. | Com | 704326107 |  | 314665 | 2805 | SH |  | SOLE | 0 | 2483 | 0 | 322 |
| Paychex Inc. | Com | 704326107 |  | 31410 | 280 | SH |  | DFND | 0 | 280 | 0 | 0 |
| Pepsico Inc. | Com | 713448108 |  | 8696020 | 60591 | SH |  | SOLE | 0 | 53684 | 5 | 6902 |
| Pepsico Inc. | Com | 713448108 |  | 648567 | 4519 | SH |  | DFND | 0 | 4082 | 0 | 437 |
| Philip Morris International Inc. | Com | 718172109 |  | 557069 | 3473 | SH |  | SOLE | 0 | 3473 | 0 | 0 |
| Philip Morris International Inc. | Com | 718172109 |  | 307166 | 1915 | SH |  | DFND | 0 | 1915 | 0 | 0 |
| Procter  Gamble Company | Com | 742718109 |  | 1262848 | 8812 | SH |  | SOLE | 0 | 8512 | 0 | 300 |
| Procter  Gamble Company | Com | 742718109 |  | 466187 | 3253 | SH |  | DFND | 0 | 3253 | 0 | 0 |
| Progressive Corporation | Com | 743315103 |  | 452252 | 1986 | SH |  | SOLE | 0 | 1986 | 0 | 0 |
| Progressive Corporation | Com | 743315103 |  | 72415 | 318 | SH |  | DFND | 0 | 318 | 0 | 0 |
| Qualcomm Inc. | Com | 747525103 |  | 871158 | 5093 | SH |  | SOLE | 0 | 5093 | 0 | 0 |
| Qualcomm Inc. | Com | 747525103 |  | 435322 | 2545 | SH |  | DFND | 0 | 2545 | 0 | 0 |
| RTX Corporation | Com | 75513E101 |  | 16022924 | 87366 | SH |  | SOLE | 0 | 80380 | 15 | 6971 |
| RTX Corporation | Com | 75513E101 |  | 1365780 | 7447 | SH |  | DFND | 0 | 7375 | 0 | 72 |
| Realty Income Corporation | Com | 756109104 |  | 467646 | 8296 | SH |  | SOLE | 0 | 7711 | 0 | 585 |
| Realty Income Corporation | Com | 756109104 |  | 91150 | 1617 | SH |  | DFND | 0 | 1617 | 0 | 0 |
| State Street SPDR S 500 ETF | Com | 78462F103 |  | 12867148 | 18869 | SH |  | SOLE | 0 | 16302 | 0 | 2567 |
| State Street SPDR S 500 ETF | Com | 78462F103 |  | 2066900 | 3031 | SH |  | DFND | 0 | 3031 | 0 | 0 |
| SPDR S Regional Banking ETF | Com | 78464A698 |  | 855751 | 13204 | SH |  | SOLE | 0 | 12454 | 0 | 750 |
| SPDR S Regional Banking ETF | Com | 78464A698 |  | 125472 | 1936 | SH |  | DFND | 0 | 1936 | 0 | 0 |
| State Street SPDR S Dividend ETF | Com | 78464A763 |  | 867523 | 6234 | SH |  | SOLE | 0 | 5834 | 0 | 400 |
| State Street SPDR S Dividend ETF | Com | 78464A763 |  | 273728 | 1967 | SH |  | DFND | 0 | 1967 | 0 | 0 |
| Spdr Dow Jones Industrial Average ETF Trust | Com | 78467X109 |  | 297953 | 620 | SH |  | SOLE | 0 | 570 | 0 | 50 |
| SPDR S MidCap 400 ETF Trust | Com | 78467Y107 |  | 9396086 | 15575 | SH |  | SOLE | 0 | 14127 | 0 | 1448 |
| SPDR S MidCap 400 ETF Trust | Com | 78467Y107 |  | 243725 | 404 | SH |  | DFND | 0 | 404 | 0 | 0 |
| State Street SPDR Bloomberg High Yield Bond | Com | 78468R622 |  | 2635071 | 27107 | SH |  | SOLE | 0 | 25539 | 0 | 1568 |
| State Street SPDR Bloomberg High Yield Bond | Com | 78468R622 |  | 26636 | 274 | SH |  | DFND | 0 | 274 | 0 | 0 |
| Charles Schwab Corp. | Com | 808513105 |  | 201219 | 2014 | SH |  | SOLE | 0 | 2014 | 0 | 0 |
| State Street Consumer Dis Select Sector SPDR | Com | 81369Y407 |  | 6939870 | 58118 | SH |  | SOLE | 0 | 49904 | 0 | 8214 |
| State Street Consumer Dis Select Sector SPDR | Com | 81369Y407 |  | 582243 | 4876 | SH |  | DFND | 0 | 4804 | 0 | 72 |
| State Street Technology Select Sector SPDR | Com | 81369Y803 |  | 2635227 | 18304 | SH |  | SOLE | 0 | 10012 | 0 | 8292 |
| State Street Technology Select Sector SPDR | Com | 81369Y803 |  | 553997 | 3848 | SH |  | DFND | 0 | 3848 | 0 | 0 |
| State Street Comm Svcs Select Sector SPDR ETF | Com | 81369Y852 |  | 9447854 | 80257 | SH |  | SOLE | 0 | 68736 | 0 | 11521 |
| State Street Comm Svcs Select Sector SPDR ETF | Com | 81369Y852 |  | 371995 | 3160 | SH |  | DFND | 0 | 3100 | 0 | 60 |
| Southern Company | Com | 842587107 |  | 1817597 | 20844 | SH |  | SOLE | 0 | 15919 | 0 | 4925 |
| Southern Company | Com | 842587107 |  | 282964 | 3245 | SH |  | DFND | 0 | 3245 | 0 | 0 |
| Stryker Corp | Com | 863667101 |  | 13660936 | 38868 | SH |  | SOLE | 0 | 35635 | 5 | 3228 |
| Stryker Corp | Com | 863667101 |  | 1938006 | 5514 | SH |  | DFND | 0 | 5501 | 0 | 13 |
| Sysco Corporation | Com | 871829107 |  | 4282789 | 58119 | SH |  | SOLE | 0 | 51488 | 12 | 6619 |
| Sysco Corporation | Com | 871829107 |  | 172361 | 2339 | SH |  | DFND | 0 | 2326 | 0 | 13 |
| TJX Companies | Com | 872540109 |  | 13579278 | 88401 | SH |  | SOLE | 0 | 82782 | 16 | 5603 |
| TJX Companies | Com | 872540109 |  | 512597 | 3337 | SH |  | DFND | 0 | 3290 | 0 | 47 |
| Tesla Motors Inc. | Com | 88160R101 |  | 285572 | 635 | SH |  | SOLE | 0 | 625 | 0 | 10 |
| Tesla Motors Inc. | Com | 88160R101 |  | 26983 | 60 | SH |  | DFND | 0 | 60 | 0 | 0 |
| Thermo Fisher Scientific Inc. | Com | 883556102 |  | 8363781 | 14434 | SH |  | SOLE | 0 | 12624 | 3 | 1807 |
| Thermo Fisher Scientific Inc. | Com | 883556102 |  | 204546 | 353 | SH |  | DFND | 0 | 347 | 0 | 6 |
| 3M Company | Com | 88579Y101 |  | 413058 | 2580 | SH |  | SOLE | 0 | 2580 | 0 | 0 |
| 3M Company | Com | 88579Y101 |  | 196923 | 1230 | SH |  | DFND | 0 | 1230 | 0 | 0 |
| Union Pacific Corp | Com | 907818108 |  | 204718 | 885 | SH |  | SOLE | 0 | 885 | 0 | 0 |
| United Parcel Service | Com | 911312106 |  | 349942 | 3528 | SH |  | SOLE | 0 | 3343 | 0 | 185 |
| United Parcel Service | Com | 911312106 |  | 223178 | 2250 | SH |  | DFND | 0 | 2250 | 0 | 0 |
| UnitedHealth Group Inc. | Com | 91324P102 |  | 649656 | 1968 | SH |  | SOLE | 0 | 1859 | 0 | 109 |
| UnitedHealth Group Inc. | Com | 91324P102 |  | 92761 | 281 | SH |  | DFND | 0 | 275 | 0 | 6 |
| VanEck Vectors Morningstar Wide Moat ETF | Com | 92189F643 |  | 20131443 | 194394 | SH |  | SOLE | 0 | 174382 | 0 | 20012 |
| VanEck Vectors Morningstar Wide Moat ETF | Com | 92189F643 |  | 124168 | 1199 | SH |  | DFND | 0 | 1199 | 0 | 0 |
| Vanguard Intermediate-Term Bond Fund ETF | Com | 921937819 |  | 4108793 | 52758 | SH |  | SOLE | 0 | 50231 | 0 | 2527 |
| Vanguard Intermediate-Term Bond Fund ETF | Com | 921937819 |  | 539163 | 6923 | SH |  | DFND | 0 | 6923 | 0 | 0 |
| Vanguard Short-Term Bond ETF | Com | 921937827 |  | 5614897 | 71246 | SH |  | SOLE | 0 | 67679 | 0 | 3567 |
| Vanguard Short-Term Bond ETF | Com | 921937827 |  | 103083 | 1308 | SH |  | DFND | 0 | 1308 | 0 | 0 |
| Vanguard Short Term Corporate Bond ETF | Com | 92206C409 |  | 7671621 | 96220 | SH |  | SOLE | 0 | 91415 | 0 | 4805 |
| Vanguard Short Term Corporate Bond ETF | Com | 92206C409 |  | 123183 | 1545 | SH |  | DFND | 0 | 1505 | 0 | 40 |
| Vanguard Growth ETF | Com | 922908736 |  | 212219 | 435 | SH |  | SOLE | 0 | 435 | 0 | 0 |
| Vanguard US Total Stock Market ETF | Com | 922908769 |  | 768439 | 2292 | SH |  | SOLE | 0 | 2292 | 0 | 0 |
| Verizon Communications | Com | 92343V104 |  | 530101 | 13015 | SH |  | SOLE | 0 | 12590 | 0 | 425 |
| Verizon Communications | Com | 92343V104 |  | 264989 | 6506 | SH |  | DFND | 0 | 6506 | 0 | 0 |
| Visa Inc | Com | 92826C839 |  | 758235 | 2162 | SH |  | SOLE | 0 | 2162 | 0 | 0 |
| Visa Inc | Com | 92826C839 |  | 178862 | 510 | SH |  | DFND | 0 | 510 | 0 | 0 |
| Vistra Corp | Com | 92840M102 |  | 274261 | 1700 | SH |  | SOLE | 0 | 1700 | 0 | 0 |
| Vistra Corp | Com | 92840M102 |  | 258128 | 1600 | SH |  | DFND | 0 | 1600 | 0 | 0 |
| Vulcan Materials Company | Com | 929160109 |  | 3928620 | 13774 | SH |  | SOLE | 0 | 12967 | 5 | 802 |
| Vulcan Materials Company | Com | 929160109 |  | 122645 | 430 | SH |  | DFND | 0 | 320 | 0 | 110 |
| Wal-Mart Stores Inc. | Com | 931142103 |  | 924703 | 8300 | SH |  | SOLE | 0 | 8300 | 0 | 0 |
| Wal-Mart Stores Inc. | Com | 931142103 |  | 525855 | 4720 | SH |  | DFND | 0 | 4720 | 0 | 0 |
| Waste Management Inc. | Com | 94106L109 |  | 685495 | 3120 | SH |  | SOLE | 0 | 3120 | 0 | 0 |
| Waste Management Inc. | Com | 94106L109 |  | 219710 | 1000 | SH |  | DFND | 0 | 1000 | 0 | 0 |
| Welltower Inc | Com | 95040Q104 |  | 9677520 | 52139 | SH |  | SOLE | 0 | 49418 | 9 | 2712 |
| Welltower Inc | Com | 95040Q104 |  | 458085 | 2468 | SH |  | DFND | 0 | 2442 | 0 | 26 |
| Williams Companies Inc. | Com | 969457100 |  | 1038040 | 17269 | SH |  | SOLE | 0 | 17025 | 0 | 244 |
| Williams Companies Inc. | Com | 969457100 |  | 315578 | 5250 | SH |  | DFND | 0 | 5250 | 0 | 0 |
| Accenture PLC | Com | G1151C101 |  | 1482626 | 5526 | SH |  | SOLE | 0 | 4556 | 0 | 970 |
| Accenture PLC | Com | G1151C101 |  | 1160129 | 4324 | SH |  | DFND | 0 | 4324 | 0 | 0 |
| Eaton Corp PLC | Com | G29183103 |  | 325836 | 1023 | SH |  | SOLE | 0 | 1023 | 0 | 0 |
| Eaton Corp PLC | Com | G29183103 |  | 318510 | 1000 | SH |  | DFND | 0 | 1000 | 0 | 0 |
| Linde PLC | Com | G54950103 |  | 1097101 | 2573 | SH |  | SOLE | 0 | 2271 | 0 | 302 |
| Medtronic PLC | Com | G5960L103 |  | 216711 | 2256 | SH |  | SOLE | 0 | 2256 | 0 | 0 |
| Medtronic PLC | Com | G5960L103 |  | 144090 | 1500 | SH |  | DFND | 0 | 1500 | 0 | 0 |

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