# EDGAR Filing Document

**Accession Number:** 0001927175
**File Stem:** 0001951757-26-000546
**Filing Date:** 2026-4
**Character Count:** 17468
**Document Hash:** 7a0e7ed5984d534ee9278cf5c060319f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000546.hdr.sgml**: 20260408

**ACCESSION NUMBER**: 0001951757-26-000546

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260408

**DATE AS OF CHANGE**: 20260408

**EFFECTIVENESS DATE**: 20260408

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WARNER FINANCIAL, INC
- **CENTRAL INDEX KEY:** 0001927175

**ORGANIZATION NAME:**
- **EIN:** 202676231
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22455
- **FILM NUMBER:** 26849154

**BUSINESS ADDRESS:**
- **STREET 1:** 4550 MONTGOMERY AVE
- **STREET 2:** SUITE 352 NORTH
- **CITY:** BETHESDA
- **STATE:** MD
- **ZIP:** 20814
- **BUSINESS PHONE:** 301-961-9505

**MAIL ADDRESS:**
- **STREET 1:** 4550 MONTGOMERY AVE
- **STREET 2:** SUITE 352 NORTH
- **CITY:** BETHESDA
- **STATE:** MD
- **ZIP:** 20814

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** WARNER FINANCIAL INC<br>**Address:** 4550 MONTGOMERY AVE<br>SUITE 352 NORTH<br>BETHESDA, MD 20814

**Form 13F File Number:** 028-22455

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Barbara Warner<br>**Title:** Chief Compliance Officer<br>**Phone:** 301-961-9505

**Signature, Place, and Date of Signing:**

Barbara Warner  Bethesda, MD  04-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 135

**Form 13F Information Table Value Total:** $291588000

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC | COM | 023135106 |  | 1940000 | 9316 | SH |  | SOLE |  | 0 | 0 | 9316 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 8797000 | 15242 | SH |  | SOLE |  | 0 | 0 | 15242 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 943000 | 7096 | SH |  | SOLE |  | 0 | 0 | 7096 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 540000 | 2211 | SH |  | SOLE |  | 0 | 0 | 2211 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1070000 | 3335 | SH |  | SOLE |  | 0 | 0 | 3335 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 3018000 | 14665 | SH |  | SOLE |  | 0 | 0 | 14665 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 325000 | 1876 | SH |  | SOLE |  | 0 | 0 | 1876 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 1077000 | 12175 | SH |  | SOLE |  | 0 | 0 | 12175 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 400000 | 2770 | SH |  | SOLE |  | 0 | 0 | 2770 |
| COCA COLA CO | COM | 191216100 |  | 275000 | 3613 | SH |  | SOLE |  | 0 | 0 | 3613 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1101000 | 12418 | SH |  | SOLE |  | 0 | 0 | 12418 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 490000 | 3711 | SH |  | SOLE |  | 0 | 0 | 3711 |
| STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 |  | 501000 | 1082 | SH |  | SOLE |  | 0 | 0 | 1082 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 389000 | 4070 | SH |  | SOLE |  | 0 | 0 | 4070 |
| ISHARES INC | MSCI SWITZERLAND | 464286749 |  | 210000 | 3570 | SH |  | SOLE |  | 0 | 0 | 3570 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 403000 | 3784 | SH |  | SOLE |  | 0 | 0 | 3784 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 3342000 | 5140 | SH |  | SOLE |  | 0 | 0 | 5140 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 716000 | 6033 | SH |  | SOLE |  | 0 | 0 | 6033 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 850000 | 5832 | SH |  | SOLE |  | 0 | 0 | 5832 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 1107000 | 13412 | SH |  | SOLE |  | 0 | 0 | 13412 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 |  | 318000 | 3493 | SH |  | SOLE |  | 0 | 0 | 3493 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 297000 | 5843 | SH |  | SOLE |  | 0 | 0 | 5843 |
| HONEYWELL INTL INC | COM | 438516106 |  | 325000 | 1437 | SH |  | SOLE |  | 0 | 0 | 1437 |
| ISHARES TR | ESG AWRE USD ETF | 46435G193 |  | 226000 | 9777 | SH |  | SOLE |  | 0 | 0 | 9777 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 839000 | 28838 | SH |  | SOLE |  | 0 | 0 | 28838 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 733000 | 1720 | SH |  | SOLE |  | 0 | 0 | 1720 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 6394000 | 258327 | SH |  | SOLE |  | 0 | 0 | 258327 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 299000 | 11660 | SH |  | SOLE |  | 0 | 0 | 11660 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 |  | 280000 | 3413 | SH |  | SOLE |  | 0 | 0 | 3413 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 8774000 | 301188 | SH |  | SOLE |  | 0 | 0 | 301188 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 935000 | 1951 | SH |  | SOLE |  | 0 | 0 | 1951 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 312000 | 9456 | SH |  | SOLE |  | 0 | 0 | 9456 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1564000 | 5440 | SH |  | SOLE |  | 0 | 0 | 5440 |
| ISHARES TR | US INFRASTRUC | 46435U713 |  | 1738000 | 30383 | SH |  | SOLE |  | 0 | 0 | 30383 |
| MICROSOFT CORP | COM | 594918104 |  | 1185000 | 3200 | SH |  | SOLE |  | 0 | 0 | 3200 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 414000 | 6949 | SH |  | SOLE |  | 0 | 0 | 6949 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 733000 | 10212 | SH |  | SOLE |  | 0 | 0 | 10212 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 280000 | 2495 | SH |  | SOLE |  | 0 | 0 | 2495 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 4730000 | 18059 | SH |  | SOLE |  | 0 | 0 | 18059 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 9089000 | 31650 | SH |  | SOLE |  | 0 | 0 | 31650 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 232000 | 4885 | SH |  | SOLE |  | 0 | 0 | 4885 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 1023000 | 3757 | SH |  | SOLE |  | 0 | 0 | 3757 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 3673000 | 74393 | SH |  | SOLE |  | 0 | 0 | 74393 |
| OGE ENERGY CORP | COM | 670837103 |  | 303000 | 6315 | SH |  | SOLE |  | 0 | 0 | 6315 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 430000 | 5220 | SH |  | SOLE |  | 0 | 0 | 5220 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 243000 | 349 | SH |  | SOLE |  | 0 | 0 | 349 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 4846000 | 158880 | SH |  | SOLE |  | 0 | 0 | 158880 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 7822000 | 13090 | SH |  | SOLE |  | 0 | 0 | 13090 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 594000 | 3302 | SH |  | SOLE |  | 0 | 0 | 3302 |
| STATE STR SPDR S MIDCAP 40 | UTSER1 S | 78467Y107 |  | 928000 | 1505 | SH |  | SOLE |  | 0 | 0 | 1505 |
| ISHARES TR | CYBERSECURITY | 46435U135 |  | 229000 | 5255 | SH |  | SOLE |  | 0 | 0 | 5255 |
| ELI LILLY  CO | COM | 532457108 |  | 1033000 | 1123 | SH |  | SOLE |  | 0 | 0 | 1123 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 1824000 | 58928 | SH |  | SOLE |  | 0 | 0 | 58928 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 5784000 | 75005 | SH |  | SOLE |  | 0 | 0 | 75005 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 512000 | 2066 | SH |  | SOLE |  | 0 | 0 | 2066 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 272000 | 805 | SH |  | SOLE |  | 0 | 0 | 805 |
| ISHARES TR | US AER DEF ETF | 464288760 |  | 1178000 | 5386 | SH |  | SOLE |  | 0 | 0 | 5386 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 935000 | 6173 | SH |  | SOLE |  | 0 | 0 | 6173 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 3845000 | 17697 | SH |  | SOLE |  | 0 | 0 | 17697 |
| ISHARES TR | ESG EAFE ETF | 46436E759 |  | 1402000 | 18583 | SH |  | SOLE |  | 0 | 0 | 18583 |
| ISHARES TR | ESG MSCI USA ETF | 46436E767 |  | 272000 | 4922 | SH |  | SOLE |  | 0 | 0 | 4922 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 3490000 | 46939 | SH |  | SOLE |  | 0 | 0 | 46939 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 1272000 | 4941 | SH |  | SOLE |  | 0 | 0 | 4941 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 3665000 | 119454 | SH |  | SOLE |  | 0 | 0 | 119454 |
| VANECK ETF TRUST | PHARMACEUTCL ETF | 92189F692 |  | 592000 | 5698 | SH |  | SOLE |  | 0 | 0 | 5698 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 245000 | 2676 | SH |  | SOLE |  | 0 | 0 | 2676 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 510000 | 5501 | SH |  | SOLE |  | 0 | 0 | 5501 |
| DIREXION SHARES ETF TRUST | NASDAQ 100 EQ WT | 25459Y207 |  | 1535000 | 15577 | SH |  | SOLE |  | 0 | 0 | 15577 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 3930000 | 13004 | SH |  | SOLE |  | 0 | 0 | 13004 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 33102000 | 168715 | SH |  | SOLE |  | 0 | 0 | 168715 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 28116000 | 64370 | SH |  | SOLE |  | 0 | 0 | 64370 |
| META PLATFORMS INC | CL A | 30303M102 |  | 358000 | 625 | SH |  | SOLE |  | 0 | 0 | 625 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 2105000 | 52367 | SH |  | SOLE |  | 0 | 0 | 52367 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 |  | 988000 | 23224 | SH |  | SOLE |  | 0 | 0 | 23224 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 1093000 | 11307 | SH |  | SOLE |  | 0 | 0 | 11307 |
| RBB FD INC | F/M US TREASURY | 74933W452 |  | 1089000 | 21838 | SH |  | SOLE |  | 0 | 0 | 21838 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 2197000 | 24264 | SH |  | SOLE |  | 0 | 0 | 24264 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 513000 | 14378 | SH |  | SOLE |  | 0 | 0 | 14378 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 508000 | 2911 | SH |  | SOLE |  | 0 | 0 | 2911 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A870 |  | 383000 | 2995 | SH |  | SOLE |  | 0 | 0 | 2995 |
| ISHARES TR | PARIS ALIGNED CL | 46436E411 |  | 242000 | 3648 | SH |  | SOLE |  | 0 | 0 | 3648 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 3154000 | 42826 | SH |  | SOLE |  | 0 | 0 | 42826 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1992000 | 26527 | SH |  | SOLE |  | 0 | 0 | 26527 |
| T ROWE PRICE ETF INC | CAP APPRECIATION | 87283Q867 |  | 1247000 | 35047 | SH |  | SOLE |  | 0 | 0 | 35047 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 259000 | 826 | SH |  | SOLE |  | 0 | 0 | 826 |
| CAPITAL GROUP CORE BALANCED | SHS | 14021D107 |  | 377000 | 10943 | SH |  | SOLE |  | 0 | 0 | 10943 |
| CAPITAL GROUP INTERNATIONAL | SHS | 14021M107 |  | 1190000 | 35190 | SH |  | SOLE |  | 0 | 0 | 35190 |
| MCDONALDS CORP | COM | 580135101 |  | 379000 | 1218 | SH |  | SOLE |  | 0 | 0 | 1218 |
| CAPITAL GRP FIXED INCM ETF T | CORE BOND ETF | 14020Y508 |  | 352000 | 13415 | SH |  | SOLE |  | 0 | 0 | 13415 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 31609A107 |  | 315000 | 9016 | SH |  | SOLE |  | 0 | 0 | 9016 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 31609A305 |  | 319000 | 8511 | SH |  | SOLE |  | 0 | 0 | 8511 |
| FIDELITY COVINGTON TRUST | ENHANCED INTL | 31609A404 |  | 2969000 | 79823 | SH |  | SOLE |  | 0 | 0 | 79823 |
| CISCO SYS INC | COM | 17275R102 |  | 213000 | 2742 | SH |  | SOLE |  | 0 | 0 | 2742 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 370000 | 2028 | SH |  | SOLE |  | 0 | 0 | 2028 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 402000 | 2379 | SH |  | SOLE |  | 0 | 0 | 2379 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 593000 | 18299 | SH |  | SOLE |  | 0 | 0 | 18299 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 3355000 | 120471 | SH |  | SOLE |  | 0 | 0 | 120471 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 4936000 | 25733 | SH |  | SOLE |  | 0 | 0 | 25733 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 325000 | 2246 | SH |  | SOLE |  | 0 | 0 | 2246 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 782000 | 4313 | SH |  | SOLE |  | 0 | 0 | 4313 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 |  | 400000 | 10450 | SH |  | SOLE |  | 0 | 0 | 10450 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 1726000 | 35271 | SH |  | SOLE |  | 0 | 0 | 35271 |
| FIDELITY COVINGTON TRUST | MSCI HLTH CARE I | 316092600 |  | 500000 | 7109 | SH |  | SOLE |  | 0 | 0 | 7109 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3177000 | 4863 | SH |  | SOLE |  | 0 | 0 | 4863 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 1291000 | 7008 | SH |  | SOLE |  | 0 | 0 | 7008 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 573000 | 948 | SH |  | SOLE |  | 0 | 0 | 948 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 325000 | 1106 | SH |  | SOLE |  | 0 | 0 | 1106 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 |  | 542000 | 11544 | SH |  | SOLE |  | 0 | 0 | 11544 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 20783000 | 324323 | SH |  | SOLE |  | 0 | 0 | 324323 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 1336000 | 9156 | SH |  | SOLE |  | 0 | 0 | 9156 |
| WALMART INC | COM | 931142103 |  | 371000 | 2984 | SH |  | SOLE |  | 0 | 0 | 2984 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 3245000 | 27358 | SH |  | SOLE |  | 0 | 0 | 27358 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1869000 | 7712 | SH |  | SOLE |  | 0 | 0 | 7712 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 5815000 | 107578 | SH |  | SOLE |  | 0 | 0 | 107578 |
| TEXAS INSTRS INC | COM | 882508104 |  | 414000 | 2131 | SH |  | SOLE |  | 0 | 0 | 2131 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 3441000 | 23231 | SH |  | SOLE |  | 0 | 0 | 23231 |
| PFIZER INC | COM | 717081103 |  | 554000 | 19719 | SH |  | SOLE |  | 0 | 0 | 19719 |
| ISHARES TR | MSCI USA VALUE | 46432F388 |  | 1668000 | 11729 | SH |  | SOLE |  | 0 | 0 | 11729 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1546000 | 5389 | SH |  | SOLE |  | 0 | 0 | 5389 |
| APPLIED MATLS INC | COM | 038222105 |  | 239000 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 8764000 | 40752 | SH |  | SOLE |  | 0 | 0 | 40752 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 5066000 | 53076 | SH |  | SOLE |  | 0 | 0 | 53076 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 515000 | 5192 | SH |  | SOLE |  | 0 | 0 | 5192 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 951000 | 13552 | SH |  | SOLE |  | 0 | 0 | 13552 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 321000 | 2712 | SH |  | SOLE |  | 0 | 0 | 2712 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 286000 | 3649 | SH |  | SOLE |  | 0 | 0 | 3649 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 298000 | 3048 | SH |  | SOLE |  | 0 | 0 | 3048 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 384000 | 2322 | SH |  | SOLE |  | 0 | 0 | 2322 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 248000 | 1048 | SH |  | SOLE |  | 0 | 0 | 1048 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 214000 | 3250 | SH |  | SOLE |  | 0 | 0 | 3250 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 627000 | 3698 | SH |  | SOLE |  | 0 | 0 | 3698 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 4316000 | 93351 | SH |  | SOLE |  | 0 | 0 | 93351 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 866000 | 12817 | SH |  | SOLE |  | 0 | 0 | 12817 |
| APPLE INC | COM | 037833100 |  | 4343000 | 17114 | SH |  | SOLE |  | 0 | 0 | 17114 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 773000 | 3617 | SH |  | SOLE |  | 0 | 0 | 3617 |

---