# EDGAR Filing Document

**Accession Number:** 0001899996
**File Stem:** 0001193125-25-303480
**Filing Date:** 2025-12
**Character Count:** 13070
**Document Hash:** a73865bd45c404ff78e0b58bb6ee1ba6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-303480.hdr.sgml**: 20251201

**ACCESSION NUMBER**: 0001193125-25-303480

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 11

**CONFORMED PERIOD OF REPORT**: 20251126

**ITEM INFORMATION**: Entry into a Material Definitive Agreement

**ITEM INFORMATION**: Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20251201

**DATE AS OF CHANGE**: 20251201

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Fidelity Private Credit Co LLC
- **CENTRAL INDEX KEY:** 0001899996

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 814-01645
- **FILM NUMBER:** 251538335

**BUSINESS ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02110
- **BUSINESS PHONE:** 617-563-7000

**MAIL ADDRESS:**
- **STREET 1:** 245 SUMMER STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02110

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Fidelity Private Credit Central Fund LLC
- **DATE OF NAME CHANGE:** 20230209

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Fidelity Direct Lending Fund, LP
- **DATE OF NAME CHANGE:** 20211216

?xml version='1.0' encoding='ASCII'? 8-K

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, D.C. 20549** 

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**FORM** 8-K

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**CURRENT REPORT** 

**Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934** 

**Date of Report (Date of earliest event reported):** November 26, 2025

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Fidelity Private Credit Company LLC

**(Exact name of Registrant as Specified in Its Charter)** 

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| | | |
|:---|:---|:---|
| Delaware | 814-01645 | 87-2722334 |
| **(State or Other Jurisdiction**<br>**of Incorporation)** | **(Commission File Number)** | **(IRS Employer**<br>**Identification No.)** |
| 245 Summer Street<br>Boston**,** Massachusetts |  | 02210 |
| **(Address of Principal Executive Offices)** |  | **(Zip Code)** |

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**Registrant's Telephone Number, Including Area Code: (**617**)** 563-7000

**Not Applicable** 

**(Former Name or Former Address, if Changed Since Last Report)** 

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) 

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) 

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) 

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) 

Securities registered pursuant to Section 12(b) of the Act:

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| | | |
|:---|:---|:---|
| **Title of each class** | **Trading**<br>**Symbol(s)** | **Name of each exchange on which registered** |

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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**Item 1.01 Entry into a Material Definitive Agreement** 

On November 26, 2025, Fidelity Private Credit Company LLC (the "Fund") entered into an incremental assumption agreement (the "Incremental Assumption Agreement") among the Fund, Canadian Imperial Bank of Commerce, as an assuming lender (the "Assuming Lender"), Truist Bank, as administrative agent, and Truist Bank, ING Capital LLC and Sumitomo Mitsui Banking Corporation, as the issuing banks and swingline lenders, pursuant to the Company's Senior Secured Revolving Credit Agreement, dated as of June 16, 2025, among the Fund, as borrower, Truist Bank, as administrative agent, ING Capital LLC, as valuation agent, the lenders and issuing banks party thereto, and Truist Securities, Inc., ING Capital LLC, and Sumitomo Mitsui Banking Corporation, as joint book runners and joint lead arrangers (as amended and supplemented, the "Revolving Credit Facility").

The Incremental Assumption Agreement provides for the Assuming Lender's dollar commitment, thereby bringing aggregate commitments of the lenders under the Revolving Credit Facility from $400,000,000 to $430,000,000 through the accordion feature in the Revolving Credit Facility. The accordion feature in the Revolving Credit Facility allows the Fund, under certain circumstances, to increase the total size of the facility to a maximum aggregate commitment of $750,000,000.

The description above is only a summary of the material provisions of the Incremental Assumption Agreement and is qualified in its entirety by reference to a copy of the Incremental Assumption Agreement, which is filed as Exhibit 10.1 to this Current Report on Form 8-K and incorporated by reference herein.

**Item 2.03 Creation of a Direct Financial Obligation**

The information included under Item 1.01 above regarding the Incremental Assumption Agreement and the Revolving Credit Facility is incorporated by reference into this Item 2.03.

**Item 9.01 Financial Statements and Exhibits**

(d) Exhibits

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| | |
|:---|:---|
| **Exhibit**<br>**Number** | **Description** |
| 10.1 | [<u>Response to Notice of Commitment Increase Request, dated as of November 26, 2025, by and among Fidelity Private Credit Company LLC, Canadian Imperial Bank of Commerce, as an assuming lender, Truist Bank, as administrative agent, and Truist Bank, ING Capital LLC and Sumitomo Mitsui Banking Corporation, as issuing banks and swingline lenders.</u>](ck0001899996-ex10_1.htm) |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document) |

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**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | **Fidelity Private Credit Company LLC** | **Fidelity Private Credit Company LLC** |
| Date: December 1, 2025 | By: | /s/ Heather Bonner |
|  |  | Name: Heather Bonner |
|  |  | Title: President and Treasurer |

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FDLA-8-K-1125

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.9921289.117 ------

## Exhibit 10.1

**Exhibit 10.1**

RESPONSE TO NOTICE OF COMMITMENT INCREASE REQUEST

November 26, 2025

<br>Truist Bank

740 Battery Ave SE<br>Atlanta, Georgia 30339<br>Attention: Madison Waterfield<br>Telecopy Number: (908) 334-3626

Re: Fidelity Private Credit Company LLC (the "<u>Company</u>")

Ladies and Gentlemen:

We refer to (a) that certain Senior Secured Revolving Credit Agreement, dated as of June 16, 2025 (as amended, supplemented, amended and restated, or otherwise modified from time to time, the "<u>Credit Agreement</u>"; capitalized terms used in this Response Letter (as defined below) and not otherwise defined have the meanings for such terms set forth in the Credit Agreement), by and among the Company, the Lenders and Issuing Banks from time to time party thereto, Truist Bank, as Administrative Agent (in such capacity, the "<u>Administrative Agent</u>") and ING Capital LLC, as Valuation Agent; and (b) the Notice of Commitment Increase Request, dated as of November 26, 2025, provided by the Company to the Administrative Agent (the "<u>Notice</u>").

By returning to us an executed counterpart hereof, the Administrative Agent indicates its agreement to a Commitment Increase Date of November 26, 2025, notwithstanding the requirement in Section 2.08(e)(i) of the Credit Agreement that the Commitment Increase Date be no earlier than three (3) Business Days after delivery of notice by the Company.

Pursuant to the Notice and Section 2.08(e) of the Credit Agreement, we deliver this response (the "<u>Response Letter</u>") to confirm that each of the Company and Canadian Imperial Bank of Commerce (the "<u>Assuming Lender</u>") agree that the Assuming Lender does hereby become a "Lender" under and for all purposes of the Credit Agreement with a Dollar Commitment of $30,000,000. Without limiting the foregoing, the Assuming Lender hereby agrees to be bound by and comply with all of the terms and provisions of the Credit Agreement applicable to it as a "Lender" thereunder and that it will perform in accordance with its terms all of the obligations which by the terms of the Credit Agreement are required to be performed by it as a Lender. The Assuming Lender represents and warrants that it has full power and authority, and has taken all action necessary, to execute and deliver this Response Letter and to consummate the transactions contemplated hereby and to become a Lender under the Credit Agreement.

This Response Letter shall be binding upon, and inure to the benefit of, the parties hereto and their respective successors and assigns. This Response Letter may be executed in any number of counterparts, which together shall constitute one instrument. Delivery of an executed counterpart of a signature page of this Response Letter by telecopy, email, or other electronic

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method of transmission (e.g. PDF) shall be effective as delivery of a manually executed counterpart of this Response Letter. This Response Letter shall be governed by, and construed in accordance with, the laws of the State of New York. The provisions of Section 9.09(b) (Submission to Jurisdiction), Section 9.09(c) (Waiver of Venue) and Section 9.09(d) (Service of Process) of the Credit Agreement are incorporated into this Response Letter as if fully set forth herein, mutatis mutandis. The parties hereto hereby agree that this Response Letter is a Loan Document and an Incremental Assumption Agreement.

EACH PARTY HERETO HEREBY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS RESPONSE LETTER OR THE TRANSACTIONS CONTEMPLATED HEREBY (WHETHER BASED ON CONTRACT, TORT OR ANY OTHER THEORY). EACH PARTY HERETO (A) CERTIFIES THAT NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PARTY HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH OTHER PARTY WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING WAIVER AND (B) ACKNOWLEDGES THAT IT AND THE OTHER PARTIES HERETO HAVE BEEN INDUCED TO ENTER INTO THIS RESPONSE LETTER BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS PARAGRAPH.

*[Remainder of Page Intentionally Left Blank]*

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Very truly yours,

**Canadian Imperial Bank of Commerce**,

as an Assuming Lender

By: <u>/s/ Kathryn Lagroix____________</u> 

Name: Kathryn Lagroix

Title: Managing Director

**fidelity private credit company llc**

By: <u>/s/ Robert Gannon_____________</u> 

Name: Robert Gannon

Title: Vice President

*Truist-Fidelity – Response (CIBC Joinder)*

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ACKNOWLEDGED, ACCEPTED

CONSENTED AND AGREED:

**TRUIST BANK**,

as Administrative Agent, an Issuing Bank

and a Swingline Lender

By: <u>/s/ Blake Thompson______________</u>

Name: Blake Thompson

Title: Director

**ING CAPITAL LLC**

as a Swingline Lender and an Issuing Bank

By: <u>/s/ Richard Troxel_______________</u>

Name: Richard Troxel

Title: Director

By: <u>/s/ Patrick Frisch________________</u>

Name: Patrick Frisch

Title: Managing Director

**SUMITOMO MITSUI BANKING CORPORATION**,

as a Swingline Lender and an Issuing Bank

By: <u>/s/ Shane Klein_________________</u>

Name: Shane Klein

Title: Managing Director

*Truist-Fidelity – Response (CIBC Joinder)*

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