# EDGAR Filing Document

**Accession Number:** 0002064588
**File Stem:** 0001951757-25-001010
**Filing Date:** 2025-8
**Character Count:** 11835
**Document Hash:** 09cb684b7d60a5fdfc0e212ab061ac94
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-001010.hdr.sgml**: 20250801

**ACCESSION NUMBER**: 0001951757-25-001010

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250801

**DATE AS OF CHANGE**: 20250801

**EFFECTIVENESS DATE**: 20250801

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WINCAP FINANCIAL LLC
- **CENTRAL INDEX KEY:** 0002064588

**ORGANIZATION NAME:**
- **EIN:** 872615575
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25540
- **FILM NUMBER:** 251175748

**BUSINESS ADDRESS:**
- **STREET 1:** 55 UNION STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02108
- **BUSINESS PHONE:** (617) 590-3250

**MAIL ADDRESS:**
- **STREET 1:** 55 UNION STREET
- **CITY:** BOSTON
- **STATE:** MA
- **ZIP:** 02108

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** WINCAP FINANCIAL LLC<br>**Address:** 55 UNION STREET<br>BOSTON, MA 02108

**Form 13F File Number:** 028-25540

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Michael Collins<br>**Title:** Chief Compliance Officer<br>**Phone:** (617) 590-3250

**Signature, Place, and Date of Signing:**

Michael Collins  Boston, MA  08-01-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 85

**Form 13F Information Table Value Total:** $124448806

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC | COM | 023135106 |  | 512495 | 2336 | SH |  | SOLE |  | 0 | 0 | 2336 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 329316 | 597 | SH |  | SOLE |  | 0 | 0 | 597 |
| BANK OZK LITTLE ROCK ARK | COM | 06417N103 |  | 948542 | 20156 | SH |  | SOLE |  | 0 | 0 | 20156 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 1886626 | 2666 | SH |  | SOLE |  | 0 | 0 | 2666 |
| GENERAL MLS INC | COM | 370334104 |  | 997792 | 19259 | SH |  | SOLE |  | 0 | 0 | 19259 |
| MERCK  CO INC | COM | 58933Y105 |  | 872545 | 11023 | SH |  | SOLE |  | 0 | 0 | 11023 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1072433 | 1908 | SH |  | SOLE |  | 0 | 0 | 1908 |
| CRISPR THERAPEUTICS AG | NAMEN AKT | H17182108 |  | 452303 | 9299 | SH |  | SOLE |  | 0 | 0 | 9299 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 243803 | 4425 | SH |  | SOLE |  | 0 | 0 | 4425 |
| PACER FDS TR | PAC ASSET FLTG | 69374H428 |  | 206508 | 4338 | SH |  | SOLE |  | 0 | 0 | 4338 |
| MOLSON COORS BEVERAGE CO | CL B | 60871R209 |  | 614240 | 12773 | SH |  | SOLE |  | 0 | 0 | 12773 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 222221 | 729 | SH |  | SOLE |  | 0 | 0 | 729 |
| ERO COPPER CORP | COM | 296006109 |  | 1570572 | 93209 | SH |  | SOLE |  | 0 | 0 | 93209 |
| ADOBE INC | COM | 00724F101 |  | 759832 | 1964 | SH |  | SOLE |  | 0 | 0 | 1964 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 589428 | 7108 | SH |  | SOLE |  | 0 | 0 | 7108 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2374646 | 13475 | SH |  | SOLE |  | 0 | 0 | 13475 |
| MICROSOFT CORP | COM | 594918104 |  | 2970046 | 5971 | SH |  | SOLE |  | 0 | 0 | 5971 |
| CVS HEALTH CORP | COM | 126650100 |  | 1343717 | 19480 | SH |  | SOLE |  | 0 | 0 | 19480 |
| MASCO CORP | COM | 574599106 |  | 668862 | 10393 | SH |  | SOLE |  | 0 | 0 | 10393 |
| GARMIN LTD | SHS | H2906T109 |  | 545719 | 2615 | SH |  | SOLE |  | 0 | 0 | 2615 |
| DECKERS OUTDOOR CORP | COM | 243537107 |  | 530501 | 5147 | SH |  | SOLE |  | 0 | 0 | 5147 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 447746 | 17888 | SH |  | SOLE |  | 0 | 0 | 17888 |
| GOLDMAN SACHS ETF TR | ULTRA SHORT BOND | 381430230 |  | 9200170 | 181951 | SH |  | SOLE |  | 0 | 0 | 181951 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 3478388 | 16119 | SH |  | SOLE |  | 0 | 0 | 16119 |
| TWILIO INC | CL A | 90138F102 |  | 615582 | 4950 | SH |  | SOLE |  | 0 | 0 | 4950 |
| AFLAC INC | COM | 001055102 |  | 1287123 | 12205 | SH |  | SOLE |  | 0 | 0 | 12205 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 3433853 | 60402 | SH |  | SOLE |  | 0 | 0 | 60402 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 |  | 1166939 | 44831 | SH |  | SOLE |  | 0 | 0 | 44831 |
| VISA INC | COM CL A | 92826C839 |  | 319783 | 901 | SH |  | SOLE |  | 0 | 0 | 901 |
| MONDAY COM LTD | SHS | M7S64H106 |  | 685881 | 2181 | SH |  | SOLE |  | 0 | 0 | 2181 |
| YELP INC | CL A | 985817105 |  | 485263 | 14160 | SH |  | SOLE |  | 0 | 0 | 14160 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1788874 | 2424 | SH |  | SOLE |  | 0 | 0 | 2424 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 1184456 | 5788 | SH |  | SOLE |  | 0 | 0 | 5788 |
| TOLL BROTHERS INC | COM | 889478103 |  | 707856 | 6202 | SH |  | SOLE |  | 0 | 0 | 6202 |
| JABIL INC | COM | 466313103 |  | 2163918 | 9922 | SH |  | SOLE |  | 0 | 0 | 9922 |
| BUILDERS FIRSTSOURCE INC | COM | 12008R107 |  | 1226995 | 10515 | SH |  | SOLE |  | 0 | 0 | 10515 |
| BROADCOM INC | COM | 11135F101 |  | 1238690 | 4494 | SH |  | SOLE |  | 0 | 0 | 4494 |
| EPR PPTYS | COM SH BEN INT | 26884U109 |  | 860849 | 14776 | SH |  | SOLE |  | 0 | 0 | 14776 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 5065254 | 32061 | SH |  | SOLE |  | 0 | 0 | 32061 |
| ABBVIE INC | COM | 00287Y109 |  | 1574693 | 8483 | SH |  | SOLE |  | 0 | 0 | 8483 |
| KORN FERRY | COM NEW | 500643200 |  | 1224110 | 16693 | SH |  | SOLE |  | 0 | 0 | 16693 |
| ARCBEST CORP | COM | 03937C105 |  | 1044984 | 13569 | SH |  | SOLE |  | 0 | 0 | 13569 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 254613 | 3458 | SH |  | SOLE |  | 0 | 0 | 3458 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 374688 | 5574 | SH |  | SOLE |  | 0 | 0 | 5574 |
| J P MORGAN EXCHANGE TRADED F | SUSTAINABLE MUNI | 46654Q815 |  | 259455 | 5250 | SH |  | SOLE |  | 0 | 0 | 5250 |
| QUALCOMM INC | COM | 747525103 |  | 733926 | 4608 | SH |  | SOLE |  | 0 | 0 | 4608 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 309545 | 6252 | SH |  | SOLE |  | 0 | 0 | 6252 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 302745 | 4946 | SH |  | SOLE |  | 0 | 0 | 4946 |
| AT INC | COM | 00206R102 |  | 1382811 | 47782 | SH |  | SOLE |  | 0 | 0 | 47782 |
| REDDIT INC | CL A | 75734B100 |  | 769864 | 5113 | SH |  | SOLE |  | 0 | 0 | 5113 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 1934620 | 22811 | SH |  | SOLE |  | 0 | 0 | 22811 |
| GE AEROSPACE | COM NEW | 369604301 |  | 222357 | 864 | SH |  | SOLE |  | 0 | 0 | 864 |
| SKYWORKS SOLUTIONS INC | COM | 83088M102 |  | 813861 | 10921 | SH |  | SOLE |  | 0 | 0 | 10921 |
| GAMING  LEISURE PPTYS INC | COM | 36467J108 |  | 658633 | 14110 | SH |  | SOLE |  | 0 | 0 | 14110 |
| MACQUARIE ETF TRUST | FOCUSED EMERGING | 555927508 |  | 8017053 | 258068 | SH |  | SOLE |  | 0 | 0 | 258068 |
| ISHARES TR | CORE S ETF | 464287200 |  | 4972103 | 8008 | SH |  | SOLE |  | 0 | 0 | 8008 |
| SALESFORCE INC | COM | 79466L302 |  | 1073214 | 3936 | SH |  | SOLE |  | 0 | 0 | 3936 |
| DOLBY LABORATORIES INC | COM CL A | 25659T107 |  | 1004854 | 13532 | SH |  | SOLE |  | 0 | 0 | 13532 |
| HARBOR ETF TRUST | INTERNATNAL COMP | 41151J885 |  | 1763723 | 60257 | SH |  | SOLE |  | 0 | 0 | 60257 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1825066 | 6295 | SH |  | SOLE |  | 0 | 0 | 6295 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 7333587 | 128637 | SH |  | SOLE |  | 0 | 0 | 128637 |
| BANK AMERICA CORP | COM | 060505104 |  | 233683 | 4938 | SH |  | SOLE |  | 0 | 0 | 4938 |
| WALMART INC | COM | 931142103 |  | 1355891 | 13867 | SH |  | SOLE |  | 0 | 0 | 13867 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1058479 | 3591 | SH |  | SOLE |  | 0 | 0 | 3591 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 278439 | 5630 | SH |  | SOLE |  | 0 | 0 | 5630 |
| PFIZER INC | COM | 717081103 |  | 1025088 | 42289 | SH |  | SOLE |  | 0 | 0 | 42289 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 576371 | 5199 | SH |  | SOLE |  | 0 | 0 | 5199 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 355312 | 2003 | SH |  | SOLE |  | 0 | 0 | 2003 |
| AMGEN INC | COM | 031162100 |  | 592769 | 2123 | SH |  | SOLE |  | 0 | 0 | 2123 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 899089 | 344 | SH |  | SOLE |  | 0 | 0 | 344 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 357735 | 1748 | SH |  | SOLE |  | 0 | 0 | 1748 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 308924 | 3114 | SH |  | SOLE |  | 0 | 0 | 3114 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 1551220 | 23243 | SH |  | SOLE |  | 0 | 0 | 23243 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 909208 | 8017 | SH |  | SOLE |  | 0 | 0 | 8017 |
| HUBSPOT INC | COM | 443573100 |  | 690221 | 1240 | SH |  | SOLE |  | 0 | 0 | 1240 |
| VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 |  | 10988777 | 158021 | SH |  | SOLE |  | 0 | 0 | 158021 |
| BORGWARNER INC | COM | 099724106 |  | 484144 | 14461 | SH |  | SOLE |  | 0 | 0 | 14461 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 268242 | 3408 | SH |  | SOLE |  | 0 | 0 | 3408 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 1552533 | 15950 | SH |  | SOLE |  | 0 | 0 | 15950 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 897179 | 19382 | SH |  | SOLE |  | 0 | 0 | 19382 |
| DEERE  CO | COM | 244199105 |  | 528576 | 1040 | SH |  | SOLE |  | 0 | 0 | 1040 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 1094721 | 13406 | SH |  | SOLE |  | 0 | 0 | 13406 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 682332 | 9181 | SH |  | SOLE |  | 0 | 0 | 9181 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 274652 | 4428 | SH |  | SOLE |  | 0 | 0 | 4428 |
| APPLE INC | COM | 037833100 |  | 4564949 | 22250 | SH |  | SOLE |  | 0 | 0 | 22250 |

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