# EDGAR Filing Document

**Accession Number:** 0001634212
**File Stem:** 0000905729-25-000138
**Filing Date:** 2025-8
**Character Count:** 20329
**Document Hash:** 64bc4233b1cde849cd5d56349c69bf72
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000905729-25-000138.hdr.sgml**: 20250811

**ACCESSION NUMBER**: 0000905729-25-000138

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250811

**DATE AS OF CHANGE**: 20250811

**EFFECTIVENESS DATE**: 20250811

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Diversified Portfolios, Inc.
- **CENTRAL INDEX KEY:** 0001634212

**ORGANIZATION NAME:**
- **EIN:** 383143481
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1215

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16822
- **FILM NUMBER:** 251201856

**BUSINESS ADDRESS:**
- **STREET 1:** 39520 WOODWARD AVE, STE 200
- **CITY:** BLOOMFIELD HILLS
- **STATE:** MI
- **ZIP:** 48304
- **BUSINESS PHONE:** 248-644-3030

**MAIL ADDRESS:**
- **STREET 1:** 39520 WOODWARD AVE, STE 200
- **CITY:** BLOOMFIELD HILLS
- **STATE:** MI
- **ZIP:** 48304

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Diversified Portfolios Inc.<br>**Address:** 39520 Woodward Ave Ste 200<br>Bloomfield Hills, MI 48304

**Form 13F File Number:** 028-16822

**CRD Number (if applicable):** 000108942

**SEC File Number (if applicable):** 801-56371

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Katie Wagner<br>**Title:** President<br>**Phone:** 248-644-3030

**Signature, Place, and Date of Signing:**

/s/ Katie Wagner  Bloomfield Hills, MI  08-11-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 163

**Form 13F Information Table Value Total:** $1048441821

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| Abbott Laboratories | COM | 002824100 |  | 557369 | 4098 | SH |  | SOLE |  | 0 | 0 | 4098 |
| Abbvie Inc | COM | 00287Y109 |  | 970793 | 5230 | SH |  | SOLE |  | 0 | 0 | 5230 |
| Accenture Plc Cl A | COM | G1151C101 |  | 246883 | 826 | SH |  | SOLE |  | 0 | 0 | 826 |
| Amazon Com Inc | COM | 023135106 |  | 2932806 | 13368 | SH |  | SOLE |  | 0 | 0 | 13368 |
| Angel Oak UltraShort Income ETF | ETF | 03463K752 |  | 518054 | 10144 | SH |  | SOLE |  | 0 | 0 | 10144 |
| Apple Computer Inc | ETF | 037833100 |  | 5086905 | 24794 | SH |  | SOLE |  | 0 | 0 | 24794 |
| Asml Hldgs Nv | COM | N07059210 |  | 249232 | 311 | SH |  | SOLE |  | 0 | 0 | 311 |
| AURORA INNOVATION CL A ORD | COM | 051774107 |  | 100194 | 19121 | SH |  | SOLE |  | 0 | 0 | 19121 |
| Avantis Emerging Markets EQ ETF | COM | 025072604 |  | 32530933 | 474627 | SH |  | SOLE |  | 0 | 0 | 474627 |
| Avantis International Equity ETF | COM | 025072703 |  | 59971098 | 810311 | SH |  | SOLE |  | 0 | 0 | 810311 |
| Avantis Real Estate ETF | COM | 025072356 |  | 891060 | 20178 | SH |  | SOLE |  | 0 | 0 | 20178 |
| Avantis Responsible International Equity ETF | COM | 025072299 |  | 628851 | 9309 | SH |  | SOLE |  | 0 | 0 | 9309 |
| Avantis Responsible US Equity ETF | ETF | 025072281 |  | 1486768 | 21673 | SH |  | SOLE |  | 0 | 0 | 21673 |
| Avantis U.S. Equity ETF | ETF | 025072885 |  | 585260 | 5805 | SH |  | SOLE |  | 0 | 0 | 5805 |
| Avantis U.S. Large Cap Value ETF | ETF | 025072349 |  | 522761 | 7664 | SH |  | SOLE |  | 0 | 0 | 7664 |
| Avantis US Small Cap Value ETF | ETF | 025072877 |  | 5613674 | 61621 | SH |  | SOLE |  | 0 | 0 | 61621 |
| Berkshire Hathaway B New | COM | 084670702 |  | 1093468 | 2251 | SH |  | SOLE |  | 0 | 0 | 2251 |
| Berkshire Hathaway Inc A | COM | 084670108 |  | 728800 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| Blackstone Group Lp | COM | 09260D107 |  | 224968 | 1504 | SH |  | SOLE |  | 0 | 0 | 1504 |
| BLOXX BBB 1-5 YR Core Bond ETF | ETF | 09789C754 |  | 1603217 | 31191 | SH |  | SOLE |  | 0 | 0 | 31191 |
| Carvana Co | COM | 146869102 |  | 1253491 | 3720 | SH |  | SOLE |  | 0 | 0 | 3720 |
| Caterpillar Inc | COM | 149123101 |  | 208469 | 537 | SH |  | SOLE |  | 0 | 0 | 537 |
| ClearSign Technologies Corp | COM | 185064102 |  | 10702 | 20000 | SH |  | SOLE |  | 0 | 0 | 20000 |
| Coca Cola Company | COM | 191216100 |  | 318163 | 4497 | SH |  | SOLE |  | 0 | 0 | 4497 |
| Costco Whsl Corp New | COM | 22160K105 |  | 370238 | 374 | SH |  | SOLE |  | 0 | 0 | 374 |
| Deere  Co | COM | 244199105 |  | 416962 | 820 | SH |  | SOLE |  | 0 | 0 | 820 |
| DFA Core Emerging Mkt ETF | ETF | 25434V302 |  | 21260803 | 734397 | SH |  | SOLE |  | 0 | 0 | 734397 |
| DFA Core Fixed Income ETF | ETF | 25434V872 |  | 418966 | 9914 | SH |  | SOLE |  | 0 | 0 | 9914 |
| DFA Int'l Core Equity ETF | ETF | 25434V203 |  | 14755893 | 426841 | SH |  | SOLE |  | 0 | 0 | 426841 |
| DFA Short-Duration Fixed Inc ETF | ETF | 25434V864 |  | 44799794 | 933135 | SH |  | SOLE |  | 0 | 0 | 933135 |
| DFA Tax Managed Intl | COM | 25434V807 |  | 2499944 | 58369 | SH |  | SOLE |  | 0 | 0 | 58369 |
| DFA Tax-Managed US Marketwide Value II | ETF | 25434V724 |  | 12813757 | 303069 | SH |  | SOLE |  | 0 | 0 | 303069 |
| DFA U.S. Equity ETF | ETF | 25434V401 |  | 749485 | 11183 | SH |  | SOLE |  | 0 | 0 | 11183 |
| DFA U.S. Small Cap (TM) | ETF | 25434V500 |  | 622893 | 9777 | SH |  | SOLE |  | 0 | 0 | 9777 |
| DFA U.S. Small Cap Value (TM) | ETF | 25434V609 |  | 3913233 | 72521 | SH |  | SOLE |  | 0 | 0 | 72521 |
| DFA US Core Equity  ETF | ETF | 25434V104 |  | 7486368 | 176732 | SH |  | SOLE |  | 0 | 0 | 176732 |
| DFA US Large Cap Value ETF | ETF | 25434V666 |  | 20242195 | 652553 | SH |  | SOLE |  | 0 | 0 | 652553 |
| DFA US Real Estate ETF | ETF | 25434V823 |  | 1131359 | 48225 | SH |  | SOLE |  | 0 | 0 | 48225 |
| DFA US Small Cap Value ETF | ETF | 25434V815 |  | 15688089 | 533065 | SH |  | SOLE |  | 0 | 0 | 533065 |
| DTE Energy Company | COM | 233331107 |  | 281374 | 2124 | SH |  | SOLE |  | 0 | 0 | 2124 |
| Eaton Corporation | COM | G29183103 |  | 243110 | 681 | SH |  | SOLE |  | 0 | 0 | 681 |
| Eaton Vance Short Dur Muncpl Inc ETF | ETF | 61774R858 |  | 258150 | 5163 | SH |  | SOLE |  | 0 | 0 | 5163 |
| Enbridge Inc | COM | 29250N105 |  | 268249 | 5919 | SH |  | SOLE |  | 0 | 0 | 5919 |
| Ev Tax Man Glb Div Eqty | ETF | 27829F108 |  | 174125 | 19900 | SH |  | SOLE |  | 0 | 0 | 19900 |
| Exxon Mobil Corporation | COM | 30231G102 |  | 685120 | 6355 | SH |  | SOLE |  | 0 | 0 | 6355 |
| Fidelity Small-Mid Multifactor ETF | ETF | 316092527 |  | 355143 | 8564 | SH |  | SOLE |  | 0 | 0 | 8564 |
| First Trust California Muni Hi Inc ETF | ETF | 33739P863 |  | 210348 | 4385 | SH |  | SOLE |  | 0 | 0 | 4385 |
| Goldman Sachs Group Inc | COM | 38141G104 |  | 394925 | 558 | SH |  | SOLE |  | 0 | 0 | 558 |
| Google Inc. Class A | COM | 02079K305 |  | 375194 | 2129 | SH |  | SOLE |  | 0 | 0 | 2129 |
| Google Inc. Class C | COM | 02079K107 |  | 318576 | 1796 | SH |  | SOLE |  | 0 | 0 | 1796 |
| Home Depot Inc | COM | 437076102 |  | 525461 | 1433 | SH |  | SOLE |  | 0 | 0 | 1433 |
| Industrial SPDR | ETF | 81369Y704 |  | 204352 | 1385 | SH |  | SOLE |  | 0 | 0 | 1385 |
| Int'l Business Mach | COM | 459200101 |  | 202514 | 687 | SH |  | SOLE |  | 0 | 0 | 687 |
| Invesco QQQ Trust | ETF | 46090E103 |  | 1770021 | 3209 | SH |  | SOLE |  | 0 | 0 | 3209 |
| ISHARES 0 TO 3 MNTH TREASURY BND ETF | ETF | 46436E718 |  | 2989687 | 29692 | SH |  | SOLE |  | 0 | 0 | 29692 |
| iShares 1-3 Year Treasury Bond ETF | ETF | 464287457 |  | 454701 | 5488 | SH |  | SOLE |  | 0 | 0 | 5488 |
| iShares 1-5 Year Investment Grade Corporate Bond ETF | ETF | 464288646 |  | 5417397 | 102680 | SH |  | SOLE |  | 0 | 0 | 102680 |
| iShares 5-10 Year Investment Grade Corporate Bond ETF | ETF | 464288638 |  | 1327560 | 24912 | SH |  | SOLE |  | 0 | 0 | 24912 |
| iShares Aggregate Bond Fd | COM | 464287226 |  | 525165 | 5294 | SH |  | SOLE |  | 0 | 0 | 5294 |
| iShares Broad USD High Yield Corp Bd ETF | ETF | 46435U853 |  | 266540 | 7106 | SH |  | SOLE |  | 0 | 0 | 7106 |
| iShares C Real Estate | ETF | 464287564 |  | 276566 | 4522 | SH |  | SOLE |  | 0 | 0 | 4522 |
| iShares Core 1-5 Year USD Bond ETF | ETF | 46432F859 |  | 701241 | 14414 | SH |  | SOLE |  | 0 | 0 | 14414 |
| iShares Core MSCI Emerging Markets ETF | ETF | 46434G103 |  | 2579489 | 42970 | SH |  | SOLE |  | 0 | 0 | 42970 |
| iShares Core S 500 ETF | COM | 464287200 |  | 23511130 | 37866 | SH |  | SOLE |  | 0 | 0 | 37866 |
| iShares Core S Mid-Cap ETF | ETF | 464287507 |  | 2533455 | 40849 | SH |  | SOLE |  | 0 | 0 | 40849 |
| iShares Core S Small-Cap ETF | ETF | 464287804 |  | 2805474 | 25670 | SH |  | SOLE |  | 0 | 0 | 25670 |
| iShares Core S Total US Stock Mkt ETF | COM | 464287150 |  | 5985776 | 44326 | SH |  | SOLE |  | 0 | 0 | 44326 |
| iShares Core Total USD Bond Market ETF | ETF | 46434V613 |  | 17612617 | 380978 | SH |  | SOLE |  | 0 | 0 | 380978 |
| iShares ESG U.S. Aggregate Bond ETF | ETF | 46435U549 |  | 370860 | 7801 | SH |  | SOLE |  | 0 | 0 | 7801 |
| Ishares Floating Rate | ETF | 46429B655 |  | 25560275 | 500985 | SH |  | SOLE |  | 0 | 0 | 500985 |
| iShares Global REIT ETF | ETF | 46434V647 |  | 21091380 | 853902 | SH |  | SOLE |  | 0 | 0 | 853902 |
| Ishares High Yield | ETF | 46434V407 |  | 784113 | 18176 | SH |  | SOLE |  | 0 | 0 | 18176 |
| iShares MBS Bond Fd | ETF | 464288588 |  | 767551 | 8175 | SH |  | SOLE |  | 0 | 0 | 8175 |
| iShares MSCI EAFE ETF | ETF | 464287465 |  | 1302604 | 14572 | SH |  | SOLE |  | 0 | 0 | 14572 |
| iShares MSCI Emerging Markets ETF | ETF | 464287234 |  | 565421 | 11721 | SH |  | SOLE |  | 0 | 0 | 11721 |
| iShares National Muni Bond ETF | ETF | 464288414 |  | 13892183 | 132965 | SH |  | SOLE |  | 0 | 0 | 132965 |
| iShares Russell 1000 ETF | ETF | 464287622 |  | 609086 | 1794 | SH |  | SOLE |  | 0 | 0 | 1794 |
| iShares Russell Mid-Cap ETF | ETF | 464287499 |  | 289706 | 3150 | SH |  | SOLE |  | 0 | 0 | 3150 |
| iShares Russell Mid-Cap Growth ETF | ETF | 464287481 |  | 306067 | 2207 | SH |  | SOLE |  | 0 | 0 | 2207 |
| iShares S 500 Growth ETF | ETF | 464287309 |  | 3844100 | 34915 | SH |  | SOLE |  | 0 | 0 | 34915 |
| iShares S 500 Value ETF | ETF | 464287408 |  | 1383769 | 7081 | SH |  | SOLE |  | 0 | 0 | 7081 |
| iShares Short-Term National Muni Bond ETF | ETF | 464288158 |  | 6439631 | 60557 | SH |  | SOLE |  | 0 | 0 | 60557 |
| iShares Ultra Short-Term Bond ETF | ETF | 46434V878 |  | 55964031 | 1103609 | SH |  | SOLE |  | 0 | 0 | 1103609 |
| Ishars Edg Msci Usa Qlty | ETF | 46432F339 |  | 290318 | 1588 | SH |  | SOLE |  | 0 | 0 | 1588 |
| J P Morgan Mortgage Backed Secs ETF | ETF | 46654Q575 |  | 588779 | 11731 | SH |  | SOLE |  | 0 | 0 | 11731 |
| Janus Henderson AAA CLO ETF | ETF | 47103U845 |  | 372201 | 7334 | SH |  | SOLE |  | 0 | 0 | 7334 |
| Johnson  Johnson | COM | 478160104 |  | 264410 | 1731 | SH |  | SOLE |  | 0 | 0 | 1731 |
| JPMorgan Active Bond ETF | ETF | 46654Q716 |  | 87094962 | 1625209 | SH |  | SOLE |  | 0 | 0 | 1625209 |
| JPMorgan Chase  Co. | ETF | 46625H100 |  | 1181963 | 4077 | SH |  | SOLE |  | 0 | 0 | 4077 |
| JPMorgan Equity Premium Income ETF | COM | 46641Q332 |  | 915499 | 16104 | SH |  | SOLE |  | 0 | 0 | 16104 |
| JPMorgan Limited Duration Bond ETF | ETF | 46654Q773 |  | 438105 | 8388 | SH |  | SOLE |  | 0 | 0 | 8388 |
| JPMorgan Municipal ETF | ETF | 46641Q647 |  | 9320158 | 187755 | SH |  | SOLE |  | 0 | 0 | 187755 |
| JPMorgan Ultra-Short Income ETF | ETF | 46641Q837 |  | 492775 | 9723 | SH |  | SOLE |  | 0 | 0 | 9723 |
| JPMorgan Ultra-Short Municipal Inc ETF | ETF | 46641Q654 |  | 11650241 | 228795 | SH |  | SOLE |  | 0 | 0 | 228795 |
| Lilly Eli  Company | ETF | 532457108 |  | 1588682 | 2038 | SH |  | SOLE |  | 0 | 0 | 2038 |
| Mastercard Inc | COM | 57636Q104 |  | 894047 | 1591 | SH |  | SOLE |  | 0 | 0 | 1591 |
| Mc Donalds Corp | ETF | 580135101 |  | 801241 | 2742 | SH |  | SOLE |  | 0 | 0 | 2742 |
| Microsoft Corp | ETF | 594918104 |  | 1824737 | 3668 | SH |  | SOLE |  | 0 | 0 | 3668 |
| Mid Cap S P D R TRUST | ETF | 78467Y107 |  | 5887241 | 10393 | SH |  | SOLE |  | 0 | 0 | 10393 |
| Netflix Com Inc Com | COM | 64110L106 |  | 321391 | 240 | SH |  | SOLE |  | 0 | 0 | 240 |
| Northrop Grumman Corp | ETF | 666807102 |  | 886965 | 1774 | SH |  | SOLE |  | 0 | 0 | 1774 |
| Nuveen ESG Large-Cap Value ETF | ETF | 67092P300 |  | 816211 | 19473 | SH |  | SOLE |  | 0 | 0 | 19473 |
| Nvidia Corp | COM | 67066G104 |  | 390098 | 2469 | SH |  | SOLE |  | 0 | 0 | 2469 |
| Oracle Corporation | COM | 68389X105 |  | 432450 | 1978 | SH |  | SOLE |  | 0 | 0 | 1978 |
| PIMCO MULTISECTOR BOND ACTV ETF | ETF | 72201R585 |  | 2250061 | 84780 | SH |  | SOLE |  | 0 | 0 | 84780 |
| Powershare Ftse Rafi US | ETF | 46137V613 |  | 1308468 | 30955 | SH |  | SOLE |  | 0 | 0 | 30955 |
| Russell 1000/ Lrg. Growth | ETF | 464287614 |  | 4180537 | 9846 | SH |  | SOLE |  | 0 | 0 | 9846 |
| Russell 1000/ Lrg. Value | ETF | 464287598 |  | 4779240 | 24606 | SH |  | SOLE |  | 0 | 0 | 24606 |
| Russell 2000/ Small Growth | ETF | 464287648 |  | 444512 | 1555 | SH |  | SOLE |  | 0 | 0 | 1555 |
| Russell 2000/ Small Value | ETF | 464287630 |  | 586192 | 3716 | SH |  | SOLE |  | 0 | 0 | 3716 |
| Russell 2000/Small Blend | ETF | 464287655 |  | 8803334 | 40796 | SH |  | SOLE |  | 0 | 0 | 40796 |
| Russell 3000 | ETF | 464287689 |  | 20298337 | 57830 | SH |  | SOLE |  | 0 | 0 | 57830 |
| Schw Emg Mkt Eq Etf | ETF | 808524706 |  | 438814 | 14559 | SH |  | SOLE |  | 0 | 0 | 14559 |
| Schw Intl Eq Etf | ETF | 808524805 |  | 1919673 | 86863 | SH |  | SOLE |  | 0 | 0 | 86863 |
| Schw US Brd Mkt Etf | ETF | 808524102 |  | 5111583 | 214502 | SH |  | SOLE |  | 0 | 0 | 214502 |
| Schw US Scap Etf | ETF | 808524607 |  | 204372 | 8078 | SH |  | SOLE |  | 0 | 0 | 8078 |
| Schwab Fundamental Inl | ETF | 808524755 |  | 718999 | 17966 | SH |  | SOLE |  | 0 | 0 | 17966 |
| Schwab Fundamental US | ETF | 808524771 |  | 200099 | 8154 | SH |  | SOLE |  | 0 | 0 | 8154 |
| Schwab Short-Term U.S. Treasury ETF | ETF | 808524862 |  | 406610 | 16678 | SH |  | SOLE |  | 0 | 0 | 16678 |
| Schwab US Large Cap | ETF | 808524300 |  | 515220 | 17638 | SH |  | SOLE |  | 0 | 0 | 17638 |
| Schwab US Large Cap Etf | ETF | 808524201 |  | 216496 | 8858 | SH |  | SOLE |  | 0 | 0 | 8858 |
| Schwab US Large Cap Value | ETF | 808524409 |  | 10472478 | 378478 | SH |  | SOLE |  | 0 | 0 | 378478 |
| Sector Spdr Fincl Select | ETF | 81369Y605 |  | 225191 | 4300 | SH |  | SOLE |  | 0 | 0 | 4300 |
| SPDR Blmbg Barclays 1-3 Mth T-Bill ETF | ETF | 78468R663 |  | 3599497 | 39240 | SH |  | SOLE |  | 0 | 0 | 39240 |
| SPDR DoubleLine Total Return Tact ETF | ETF | 78467V848 |  | 6437735 | 160502 | SH |  | SOLE |  | 0 | 0 | 160502 |
| SPDR Dow Jones Industrial Average ETF | ETF | 78467X109 |  | 308455 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| SPDR Gold ETF | ETF | 78463V107 |  | 221916 | 728 | SH |  | SOLE |  | 0 | 0 | 728 |
| SPDR Portfolio S 500 Value ETF | ETF | 78464A508 |  | 1215178 | 23217 | SH |  | SOLE |  | 0 | 0 | 23217 |
| SPDR Trust (S 500) | ETF | 78462F103 |  | 25237095 | 40847 | SH |  | SOLE |  | 0 | 0 | 40847 |
| SPDR Nuveen BB Hi Yld Muncpl Bd ETF | ETF | 78464A284 |  | 2020115 | 81522 | SH |  | SOLE |  | 0 | 0 | 81522 |
| UMB Financial Corp | COM | 902788108 |  | 2272823 | 21613 | SH |  | SOLE |  | 0 | 0 | 21613 |
| VanEck Short Muni ETF | ETF | 92189F528 |  | 485248 | 28114 | SH |  | SOLE |  | 0 | 0 | 28114 |
| Vanguard Core Bond ETF | ETF | 922020748 |  | 69174629 | 891655 | SH |  | SOLE |  | 0 | 0 | 891655 |
| Vanguard Core-Plus Bond ETF | ETF | 922020755 |  | 12437530 | 159866 | SH |  | SOLE |  | 0 | 0 | 159866 |
| Vanguard Div Apprciation | ETF | 921908844 |  | 493459 | 2411 | SH |  | SOLE |  | 0 | 0 | 2411 |
| Vanguard Emerging Market | ETF | 922042858 |  | 1231505 | 24899 | SH |  | SOLE |  | 0 | 0 | 24899 |
| Vanguard ESG Int'l ETF | ETF | 921910725 |  | 8325836 | 127112 | SH |  | SOLE |  | 0 | 0 | 127112 |
| Vanguard ESG U.S. Stock ETF | ETF | 921910733 |  | 15195556 | 138595 | SH |  | SOLE |  | 0 | 0 | 138595 |
| Vanguard Growth | ETF | 922908736 |  | 8044484 | 18350 | SH |  | SOLE |  | 0 | 0 | 18350 |
| Vanguard High Dividend ETF | ETF | 921946406 |  | 2923222 | 21928 | SH |  | SOLE |  | 0 | 0 | 21928 |
| Vanguard Info Technology | ETF | 92204A702 |  | 770731 | 1162 | SH |  | SOLE |  | 0 | 0 | 1162 |
| Vanguard Interm Bond Index ETF | ETF | 921937819 |  | 4681390 | 60530 | SH |  | SOLE |  | 0 | 0 | 60530 |
| Vanguard Intermediate | ETF | 92206C870 |  | 2028555 | 24464 | SH |  | SOLE |  | 0 | 0 | 24464 |
| Vanguard Mid Cap | ETF | 922908629 |  | 661914 | 2365 | SH |  | SOLE |  | 0 | 0 | 2365 |
| Vanguard Mortgage Backed | ETF | 92206C771 |  | 3836396 | 82788 | SH |  | SOLE |  | 0 | 0 | 82788 |
| Vanguard Msci Eafe Etf | ETF | 921943858 |  | 2564310 | 44980 | SH |  | SOLE |  | 0 | 0 | 44980 |
| Vanguard Reit | ETF | 922908553 |  | 7294459 | 81905 | SH |  | SOLE |  | 0 | 0 | 81905 |
| Vanguard Russell 1000 | ETF | 92206C714 |  | 1378442 | 16177 | SH |  | SOLE |  | 0 | 0 | 16177 |
| Vanguard Russell 1000 Growth ETF | ETF | 92206C680 |  | 3859674 | 35345 | SH |  | SOLE |  | 0 | 0 | 35345 |
| Vanguard Russell 3000 ETF | ETF | 92206C599 |  | 14599489 | 53527 | SH |  | SOLE |  | 0 | 0 | 53527 |
| Vanguard S 500 Etf | ETF | 922908363 |  | 2009482 | 3538 | SH |  | SOLE |  | 0 | 0 | 3538 |
| Vanguard S 500 Growth ETF | ETF | 921932505 |  | 3487966 | 8796 | SH |  | SOLE |  | 0 | 0 | 8796 |
| Vanguard Short Term Corp Bond | ETF | 92206C409 |  | 3256877 | 40967 | SH |  | SOLE |  | 0 | 0 | 40967 |
| Vanguard Short-Term Bond Index Fund | ETF | 921937827 |  | 14809776 | 188180 | SH |  | SOLE |  | 0 | 0 | 188180 |
| VANGUARD SHRT TAX EXEMPT BND ETF | ETF | 921935870 |  | 2069872 | 20508 | SH |  | SOLE |  | 0 | 0 | 20508 |
| Vanguard Small Cap | ETF | 922908751 |  | 993139 | 4191 | SH |  | SOLE |  | 0 | 0 | 4191 |
| Vanguard Small Cap Value | ETF | 922908611 |  | 3774156 | 19354 | SH |  | SOLE |  | 0 | 0 | 19354 |
| Vanguard Tax-Exempt Bond ETF | ETF | 922907746 |  | 4342979 | 88578 | SH |  | SOLE |  | 0 | 0 | 88578 |
| Vanguard Total Bond | ETF | 921937835 |  | 1252446 | 17010 | SH |  | SOLE |  | 0 | 0 | 17010 |
| Vanguard Total Intl Etf | ETF | 921909768 |  | 886148 | 12826 | SH |  | SOLE |  | 0 | 0 | 12826 |
| Vanguard Total Stock Mkt | ETF | 922908769 |  | 134577349 | 442791 | SH |  | SOLE |  | 0 | 0 | 442791 |
| Vanguard Value | ETF | 922908744 |  | 13607145 | 76990 | SH |  | SOLE |  | 0 | 0 | 76990 |
| Visa Inc Cl A | COM | 92826C839 |  | 614018 | 1729 | SH |  | SOLE |  | 0 | 0 | 1729 |

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