# EDGAR Filing Document

**Accession Number:** 0000009712
**File Stem:** 0000009712-26-000016
**Filing Date:** 2026-2
**Character Count:** 3008
**Document Hash:** 80c66e7b16cc9fdf88a4ae12dd9280fa
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000009712-26-000016.hdr.sgml**: 20260223

**ACCESSION NUMBER**: 0000009712-26-000016

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260223

**DATE AS OF CHANGE**: 20260223

**EFFECTIVENESS DATE**: 20260223

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PRINCIPAL LIFE INSURANCE CO
- **CENTRAL INDEX KEY:** 0000009712

**ORGANIZATION NAME:**
- **EIN:** 420127290

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-282081
- **FILM NUMBER:** 26663278

**BUSINESS ADDRESS:**
- **STREET 1:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392-0300
- **BUSINESS PHONE:** 5152475111

**MAIL ADDRESS:**
- **STREET 1:** 711 HIGH STREET
- **CITY:** DES MOINES
- **STATE:** IA
- **ZIP:** 50392-0300

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PRINCIPAL MUTUAL LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 19920929

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANKERS LIFE CO
- **DATE OF NAME CHANGE:** 19600201

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BANKERS LIFE ASSOCIATION
- **DATE OF NAME CHANGE:** 19600201

## Series and Classes Contracts Data

### PRINCIPAL LIFE INSURANCE CO (Series ID: S000089861)

---

|  |  |
|:---|:---|
| Class Name                   | Class ID   |
| Principal Strategic Outcomes | C000256688 |

---

## Series and Classes Contracts Data

### PRINCIPAL LIFE INSURANCE CO (Series ID: S000089861)

| Class ID   | Class Name                   | Ticker Symbol   |
|:---|:---|:---|
| C000256688 | Principal Strategic Outcomes |  |

**Principal Life Insurance Company**

**Supplement dated February 23, 2026**

**to the Prospectus dated May 1, 2025, for**

**Principal**<sup>®</sup> **Strategic Outcomes**

This supplement updates information contained in the Prospectus for the Contract referenced

above. Please retain this supplement for future reference.

**Changes to State Variations** 

The purpose of this supplement is to remove previously-disclosed restrictions on the availability of certain Index-Linked Segment Options for Contracts in the District of Columbia and Rhode Island. Effective February 23, 2026, for new and existing Contracts in those states, the following Index-Linked Segment Options will be available (subject to any other limitations on availability):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The Index-Linked Segment Options linked to the Nasdaq-100 Price Return Index<sup>®</sup>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The Index-Linked Segment Options with a 0% Buffer, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The Index-Linked Segment Option linked to the Russell 2000<sup>®</sup> Price Return Index with a 20% Buffer.

As of the effective date of this change, in the table under Appendix C – State Variations, stated restrictions on the availability of Index-Linked Segment Options for the District of Columbia and Rhode Island are deleted.

<br>