# EDGAR Filing Document

**Accession Number:** 0002011850
**File Stem:** 0002011850-25-000006
**Filing Date:** 2025-8
**Character Count:** 14993
**Document Hash:** 6818a17b45ca9de54a83c33424044dd3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002011850-25-000006.hdr.sgml**: 20250815

**ACCESSION NUMBER**: 0002011850-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250815

**DATE AS OF CHANGE**: 20250814

**EFFECTIVENESS DATE**: 20250815

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Optimist Retirement Group LLC
- **CENTRAL INDEX KEY:** 0002011850

**ORGANIZATION NAME:**
- **EIN:** 202069373
- **STATE OF INCORPORATION:** WA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23965
- **FILM NUMBER:** 251222077

**BUSINESS ADDRESS:**
- **STREET 1:** 11400 SE 8TH ST. #465
- **CITY:** BELLEVUE
- **STATE:** WA
- **ZIP:** 98004
- **BUSINESS PHONE:** 425-637-3037

**MAIL ADDRESS:**
- **STREET 1:** 11400 SE 8TH ST. #465
- **CITY:** BELLEVUE
- **STATE:** WA
- **ZIP:** 98004

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Optimist Retirement Group LLC<br>**Address:** 11400 SE 8TH ST. #465<br>BELLEVUE, WA 98004

**Form 13F File Number:** 028-23965

**CRD Number (if applicable):** 000119086

**SEC File Number (if applicable):** 801-114109

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ryan M Palmer<br>**Title:** Chief Compliance Officer<br>**Phone:** 4256373037

**Signature, Place, and Date of Signing:**

Ryan M Palmer  Bellevue, WA  08-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 117

**Form 13F Information Table Value Total:** $208607037

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 2639994 | 17341 | SH |  | SOLE |  | 17341 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 2470521 | 13310 | SH |  | SOLE |  | 13310 | 0 | 0 |
| ACADIAN ASSET MANAGEMENT INC | COM | 10948W103 |  | 391411 | 11107 | SH |  | SOLE |  | 11107 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 2075463 | 35399 | SH |  | SOLE |  | 35399 | 0 | 0 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 328244 | 615 | SH |  | SOLE |  | 615 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 200194 | 717 | SH |  | SOLE |  | 717 | 0 | 0 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 330476 | 944 | SH |  | SOLE |  | 944 | 0 | 0 |
| ARTISAN PARTNERS ASSET MGMT | CL A | 04316A108 |  | 445073 | 10040 | SH |  | SOLE |  | 10040 | 0 | 0 |
| ATLASSIAN CORPORATION | CL A | 049468101 |  | 293465 | 1445 | SH |  | SOLE |  | 1445 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 664048 | 1367 | SH |  | SOLE |  | 1367 | 0 | 0 |
| BEST BUY INC | COM | 086516101 |  | 207029 | 3084 | SH |  | SOLE |  | 3084 | 0 | 0 |
| BGC GROUP INC | CL A | 088929104 |  | 330153 | 32273 | SH |  | SOLE |  | 32273 | 0 | 0 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 |  | 2181410 | 45361 | SH |  | SOLE |  | 45361 | 0 | 0 |
| BIOCRYST PHARMACEUTICALS INC | COM | 09058V103 |  | 271336 | 30283 | SH |  | SOLE |  | 30283 | 0 | 0 |
| BLOCK H  R INC | COM | 093671105 |  | 2263363 | 41235 | SH |  | SOLE |  | 41235 | 0 | 0 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 503704 | 87 | SH |  | SOLE |  | 87 | 0 | 0 |
| BRINKER INTL INC | COM | 109641100 |  | 353266 | 1959 | SH |  | SOLE |  | 1959 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 1891456 | 40861 | SH |  | SOLE |  | 40861 | 0 | 0 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 |  | 2388748 | 50470 | SH |  | SOLE |  | 50470 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 2901028 | 10524 | SH |  | SOLE |  | 10524 | 0 | 0 |
| BUCKLE INC | COM | 118440106 |  | 475132 | 10477 | SH |  | SOLE |  | 10477 | 0 | 0 |
| CARVANA CO | CL A | 146869102 |  | 365939 | 1086 | SH |  | SOLE |  | 1086 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 202381 | 2917 | SH |  | SOLE |  | 2917 | 0 | 0 |
| COPA HOLDINGS SA | CL A | P31076105 |  | 257000 | 2337 | SH |  | SOLE |  | 2337 | 0 | 0 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 374788 | 3057 | SH |  | SOLE |  | 3057 | 0 | 0 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 1941674 | 19255 | SH |  | SOLE |  | 19255 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 2751888 | 3530 | SH |  | SOLE |  | 3530 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 1979027 | 63819 | SH |  | SOLE |  | 63819 | 0 | 0 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 280177 | 1661 | SH |  | SOLE |  | 1661 | 0 | 0 |
| FAIR ISAAC CORP | COM | 303250104 |  | 296130 | 162 | SH |  | SOLE |  | 162 | 0 | 0 |
| FORTINET INC | COM | 34959E109 |  | 501959 | 4748 | SH |  | SOLE |  | 4748 | 0 | 0 |
| GARTNER INC | COM | 366651107 |  | 296697 | 734 | SH |  | SOLE |  | 734 | 0 | 0 |
| GENERAL MLS INC | COM | 370334104 |  | 1766944 | 34104 | SH |  | SOLE |  | 34104 | 0 | 0 |
| GENUINE PARTS CO | COM | 372460105 |  | 252325 | 2080 | SH |  | SOLE |  | 2080 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 2535482 | 22869 | SH |  | SOLE |  | 22869 | 0 | 0 |
| GODADDY INC | CL A | 380237107 |  | 306102 | 1700 | SH |  | SOLE |  | 1700 | 0 | 0 |
| GRIFFON CORP | COM | 398433102 |  | 305329 | 4219 | SH |  | SOLE |  | 4219 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 2205939 | 57446 | SH |  | SOLE |  | 57446 | 0 | 0 |
| HALOZYME THERAPEUTICS INC | COM | 40637H109 |  | 291572 | 5605 | SH |  | SOLE |  | 5605 | 0 | 0 |
| HASBRO INC | COM | 418056107 |  | 285905 | 3873 | SH |  | SOLE |  | 3873 | 0 | 0 |
| HCI GROUP INC | COM | 40416E103 |  | 311706 | 2048 | SH |  | SOLE |  | 2048 | 0 | 0 |
| HP INC | COM | 40434L105 |  | 2120394 | 86688 | SH |  | SOLE |  | 86688 | 0 | 0 |
| INGEVITY CORP | COM | 45688C107 |  | 358724 | 8325 | SH |  | SOLE |  | 8325 | 0 | 0 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BF | 45782C334 |  | 626403 | 12280 | SH |  | SOLE |  | 12280 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR MAY | 45782C326 |  | 668026 | 15830 | SH |  | SOLE |  | 15830 | 0 | 0 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BF | 45782C466 |  | 254359 | 5012 | SH |  | SOLE |  | 5012 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUF DEC | 45782C557 |  | 233522 | 5171 | SH |  | SOLE |  | 5171 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 2925054 | 9923 | SH |  | SOLE |  | 9923 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3681990 | 6675 | SH |  | SOLE |  | 6675 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 1202757 | 3542 | SH |  | SOLE |  | 3542 | 0 | 0 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 341393 | 2164 | SH |  | SOLE |  | 2164 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 254575 | 2712 | SH |  | SOLE |  | 2712 | 0 | 0 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 243972 | 1834 | SH |  | SOLE |  | 1834 | 0 | 0 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 2328092 | 18058 | SH |  | SOLE |  | 18058 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 |  | 2722645 | 3040 | SH |  | SOLE |  | 3040 | 0 | 0 |
| KONTOOR BRANDS INC | COM | 50050N103 |  | 235645 | 3572 | SH |  | SOLE |  | 3572 | 0 | 0 |
| LENNOX INTL INC | COM | 526107107 |  | 288913 | 504 | SH |  | SOLE |  | 504 | 0 | 0 |
| LIGHT  WONDER INC | COM | 80874P109 |  | 322182 | 3347 | SH |  | SOLE |  | 3347 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 2142398 | 4626 | SH |  | SOLE |  | 4626 | 0 | 0 |
| LYFT INC | CL A COM | 55087P104 |  | 311260 | 19750 | SH |  | SOLE |  | 19750 | 0 | 0 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 317197 | 1161 | SH |  | SOLE |  | 1161 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 2123450 | 7268 | SH |  | SOLE |  | 7268 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 3199884 | 6433 | SH |  | SOLE |  | 6433 | 0 | 0 |
| NETAPP INC | COM | 64110D104 |  | 230894 | 2167 | SH |  | SOLE |  | 2167 | 0 | 0 |
| NORWEGIAN CRUISE LINE HLDG L | SHS | G66721104 |  | 314786 | 15522 | SH |  | SOLE |  | 15522 | 0 | 0 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 2332105 | 19272 | SH |  | SOLE |  | 19272 | 0 | 0 |
| NUTANIX INC | CL A | 67059N108 |  | 487687 | 6380 | SH |  | SOLE |  | 6380 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 387865 | 2455 | SH |  | SOLE |  | 2455 | 0 | 0 |
| OMNICOM GROUP INC | COM | 681919106 |  | 201576 | 2802 | SH |  | SOLE |  | 2802 | 0 | 0 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 2441761 | 252248 | SH |  | SOLE |  | 252248 | 0 | 0 |
| PACCAR INC | COM | 693718108 |  | 34723702 | 365282 | SH |  | SOLE |  | 365282 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 363565 | 2667 | SH |  | SOLE |  | 2667 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 336224 | 1643 | SH |  | SOLE |  | 1643 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 |  | 377032 | 2592 | SH |  | SOLE |  | 2592 | 0 | 0 |
| PEGASYSTEMS INC | COM | 705573103 |  | 333657 | 6164 | SH |  | SOLE |  | 6164 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 2043185 | 15474 | SH |  | SOLE |  | 15474 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 2057306 | 84872 | SH |  | SOLE |  | 84872 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 2493746 | 13692 | SH |  | SOLE |  | 13692 | 0 | 0 |
| PITNEY BOWES INC | COM | 724479100 |  | 375566 | 34424 | SH |  | SOLE |  | 34424 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 2509444 | 15757 | SH |  | SOLE |  | 15757 | 0 | 0 |
| ROYAL CARIBBEAN GROUP | COM | V7780T103 |  | 422113 | 1348 | SH |  | SOLE |  | 1348 | 0 | 0 |
| SEAGATE TECHNOLOGY HLDNGS PL | ORD SHS | G7997R103 |  | 382907 | 2653 | SH |  | SOLE |  | 2653 | 0 | 0 |
| SIRIUSXM HOLDINGS INC | COMMON STOCK | 829933100 |  | 230274 | 10025 | SH |  | SOLE |  | 10025 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 6829354 | 168668 | SH |  | SOLE |  | 168668 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 6533863 | 152875 | SH |  | SOLE |  | 152875 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2041376 | 3304 | SH |  | SOLE |  | 3304 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 13762301 | 144380 | SH |  | SOLE |  | 144380 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 12096664 | 231117 | SH |  | SOLE |  | 231117 | 0 | 0 |
| SPDR SERIES TRUST | S 600 SMCP GRW | 78464A201 |  | 11748904 | 132382 | SH |  | SOLE |  | 132382 | 0 | 0 |
| SPDR SERIES TRUST | S 600 SMCP VAL | 78464A300 |  | 11215329 | 140613 | SH |  | SOLE |  | 140613 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A847 |  | 261367 | 4806 | SH |  | SOLE |  | 4806 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 692580 | 9538 | SH |  | SOLE |  | 9538 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 236286 | 5547 | SH |  | SOLE |  | 5547 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO AGRGTE | 78464A649 |  | 222975 | 8710 | SH |  | SOLE |  | 8710 | 0 | 0 |
| TAPESTRY INC | COM | 876030107 |  | 342547 | 3901 | SH |  | SOLE |  | 3901 | 0 | 0 |
| TRAVEL PLUS LEISURE CO | COM | 894164102 |  | 248812 | 4821 | SH |  | SOLE |  | 4821 | 0 | 0 |
| TRIUMPH GROUP INC NEW | COM | 896818101 |  | 307867 | 11956 | SH |  | SOLE |  | 11956 | 0 | 0 |
| UBIQUITI INC | COM | 90353W103 |  | 344139 | 836 | SH |  | SOLE |  | 836 | 0 | 0 |
| UNILEVER PLC | SPON ADR NEW | 904767704 |  | 2247004 | 36734 | SH |  | SOLE |  | 36734 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 2352407 | 23305 | SH |  | SOLE |  | 23305 | 0 | 0 |
| UPBOUND GROUP INC | COM | 76009N100 |  | 232351 | 9257 | SH |  | SOLE |  | 9257 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 3910906 | 16503 | SH |  | SOLE |  | 16503 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 564456 | 6338 | SH |  | SOLE |  | 6338 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2553741 | 4496 | SH |  | SOLE |  | 4496 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 498824 | 3712 | SH |  | SOLE |  | 3712 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 486103 | 9828 | SH |  | SOLE |  | 9828 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1355112 | 23770 | SH |  | SOLE |  | 23770 | 0 | 0 |
| VANGUARD WORLD FD | COMM SRVC ETF | 92204A884 |  | 219200 | 1282 | SH |  | SOLE |  | 1282 | 0 | 0 |
| VANGUARD WORLD FD | FINANCIALS ETF | 92204A405 |  | 209282 | 1644 | SH |  | SOLE |  | 1644 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 203648 | 307 | SH |  | SOLE |  | 307 | 0 | 0 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 201847 | 1144 | SH |  | SOLE |  | 1144 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 2450676 | 56637 | SH |  | SOLE |  | 56637 | 0 | 0 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 404748 | 3152 | SH |  | SOLE |  | 3152 | 0 | 0 |
| VIRTU FINL INC | CL A | 928254101 |  | 354110 | 7906 | SH |  | SOLE |  | 7906 | 0 | 0 |
| WENDYS CO | COM | 95058W100 |  | 206736 | 18103 | SH |  | SOLE |  | 18103 | 0 | 0 |
| WESTERN UN CO | COM | 959802109 |  | 1922201 | 228290 | SH |  | SOLE |  | 228290 | 0 | 0 |
| WHIRLPOOL CORP | COM | 963320106 |  | 286613 | 2826 | SH |  | SOLE |  | 2826 | 0 | 0 |

---