# EDGAR Filing Document

**Accession Number:** 0001840261
**File Stem:** 0001213900-25-104890
**Filing Date:** 2025-11
**Character Count:** 12209
**Document Hash:** 61730c215137ed2c202c9f7bef6739f2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-25-104890.hdr.sgml**: 20251103

**ACCESSION NUMBER**: 0001213900-25-104890

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251103

**DATE AS OF CHANGE**: 20251103

**EFFECTIVENESS DATE**: 20251103

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** 4Thought Financial Group Inc.
- **CENTRAL INDEX KEY:** 0001840261

**ORGANIZATION NAME:**
- **EIN:** 273933519
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21301
- **FILM NUMBER:** 251442086

**BUSINESS ADDRESS:**
- **STREET 1:** 6851 JERICHO TURNPIKE
- **STREET 2:** SUITE 120
- **CITY:** SYOSSET
- **STATE:** NY
- **ZIP:** 11791
- **BUSINESS PHONE:** (516) 300-1617

**MAIL ADDRESS:**
- **STREET 1:** 6851 JERICHO TURNPIKE
- **STREET 2:** SUITE 120
- **CITY:** SYOSSET
- **STATE:** NY
- **ZIP:** 11791

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** 4Thought Financial Group Inc.<br>**Address:** 6851 JERICHO TURNPIKE<br>SUITE 120<br>SYOSSET, NY 11791

**Form 13F File Number:** 028-21301

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jesse Mackey<br>**Title:** Chief Financial Officer<br>**Phone:** 516-300-1617

**Signature, Place, and Date of Signing:**

/s/ Jesse Mackey  Syosset, NY  10-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 88

**Form 13F Information Table Value Total:** $197808076

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMPLIFY ETF TR | MPLIFY ETHO CLI | 032108557 |  | 87606 | 1376 | SH |  | SOLE |  | 0 | 0 | 0 |
| DBX ETF TR | TRACK MSCI EURP | 233051853 |  | 147048 | 3193 | SH |  | SOLE |  | 0 | 0 | 0 |
| ETF SER SOLUTIONS | IDENT US EQUITY | 26922A503 |  | 12836 | 193 | SH |  | SOLE |  | 0 | 0 | 0 |
| GLOBAL X FDS | BL X FTSE ETF | 37950E648 |  | 21646 | 1266 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO QQQ TR | NIT SER 1 | 46090E103 |  | 486196 | 810 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | R LN ETF | 46138G508 |  | 291910 | 13947 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | ULETSHS 2029 HG | 46138J395 |  | 461698 | 21405 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | NVSCO 28 HYCORP | 46138J452 |  | 460898 | 20874 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | ULETSHS 2029 | 46138J577 |  | 719742 | 38263 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | ULETSHS 2027 | 46138J585 |  | 455291 | 20022 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | NVSCO BLSH 26 | 46138J635 |  | 490345 | 20950 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | NVSCO BLSH 28 | 46138J643 |  | 770396 | 37452 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | ULSHS 2026 CB | 46138J791 |  | 765104 | 39116 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | ULSHS 2025 HY | 46138J817 |  | 510233 | 22126 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | ULSHS 2025 CB | 46138J825 |  | 763440 | 36898 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | ULLETSHARES 203 | 46139W775 |  | 446832 | 17319 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | NVESCO BULLETSH | 46139W817 |  | 366318 | 13674 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | ULLETSHS 2030 | 46139W841 |  | 468019 | 17891 | SH |  | SOLE |  | 0 | 0 | 0 |
| INVESCO DB US DLR INDEX TR | ULLISH FD | 46141D203 |  | 94042 | 3418 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | SCI AUST ETF | 464286103 |  | 15383 | 570 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | SCI BRAZIL ETF | 464286400 |  | 17938 | 579 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | SCI CDA ETF | 464286509 |  | 20641 | 408 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | SCI ISRAEL ETF | 464286632 |  | 3868 | 39 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | SCI CHILE ETF | 464286640 |  | 2670 | 81 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | SCI TURKEY ETF | 464286715 |  | 6604 | 193 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | SCI STH KOR ETF | 464286772 |  | 20635 | 258 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | SCI MEXICO ETF | 464286822 |  | 15934 | 234 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | SCI HONG KG ETF | 464286871 |  | 3944 | 183 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | IPS BD ETF | 464287176 |  | 289227 | 2601 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | ORE S ETF | 464287200 |  | 23675479 | 35373 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | 0 YR TR BD ETF | 464287432 |  | 4065344 | 45488 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SCI EAFE ETF | 464287465 |  | 8148590 | 87272 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | ORE S MCP ETF | 464287507 |  | 989818 | 15167 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | US 1000 GRW ETF | 464287614 |  | 1705663 | 3641 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | ORE S SCP ETF | 464287804 |  | 12177259 | 102476 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | PMORGAN USD EMG | 464288281 |  | 349298 | 3669 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SG MSCI KLD 400 | 464288570 |  | 262803 | 2087 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | EW ZEALAND ETF | 464289123 |  | 1967 | 43 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SCI PERU AND GL | 464289842 |  | 2492 | 41 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | HINA SM-CAP ETF | 46429B200 |  | 21376 | 542 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SCI INDIA ETF | 46429B598 |  | 22307 | 428 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SCI POLAND ETF | 46429B606 |  | 7385 | 229 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | ORE MSCI EAFE | 46432F842 |  | 3795500 | 43472 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | ORE MSCI EMKT | 46434G103 |  | 4137892 | 62771 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | SCI TAIWAN ETF | 46434G772 |  | 5725 | 90 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES INC | SG AWR MSCI EM | 46434G863 |  | 76593 | 1764 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SCI SAUDI ARBIA | 46434V423 |  | 6382 | 157 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SCI LW CRB TG | 46434V464 |  | 12799 | 56 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SCI UAE ETF | 46434V761 |  | 3637 | 193 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SCI QATAR ETF | 46434V779 |  | 1494 | 76 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | DG MSCI JAPAN | 46434V886 |  | 30703 | 623 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | BONDS DEC25 ETF | 46434VBD1 |  | 4358639 | 173031 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SG AWRE 1 5 YR | 46435G243 |  | 233798 | 9237 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SG AW MSCI EAFE | 46435G516 |  | 72559 | 780 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SCI GBL SUS DEV | 46435G532 |  | 12527 | 151 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | BONDS DEC2026 | 46435GAA0 |  | 4328786 | 178139 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | BDS DEC28 ETF | 46435U515 |  | 4254602 | 166716 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SG AWR US AGRGT | 46435U549 |  | 235512 | 4903 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | SG AWARE MSCI | 46435U663 |  | 74885 | 1661 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | BONDS 27 ETF | 46435UAA9 |  | 4970815 | 204224 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | BONDS DEC 2033 | 46436E130 |  | 4499331 | 171534 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | BONDS DEC 29 | 46436E205 |  | 4267919 | 181845 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | BONDS DEC 2032 | 46436E312 |  | 5046621 | 196980 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | BONDS DEC 2031 | 46436E486 |  | 4964536 | 233956 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | BONDS DEC 2030 | 46436E726 |  | 5047809 | 227892 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | BONDS DEC 2034 | 46438G653 |  | 4519464 | 170739 | SH |  | SOLE |  | 0 | 0 | 0 |
| MONDELEZ INTL INC | L A | 609207105 |  | 310510 | 4971 | SH |  | SOLE |  | 0 | 0 | 0 |
| NUSHARES ETF TR | SG HI TLD CRP | 67092P854 |  | 117446 | 5395 | SH |  | SOLE |  | 0 | 0 | 0 |
| RESEARCH SOLUTIONS INC | OM | 761025105 |  | 314009 | 84185 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR S 500 ETF TR | R UNIT | 78462F103 |  | 54953018 | 82490 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR GOLD TR | OLD SHS | 78463V107 |  | 28956 | 81 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR INDEX SHS FDS | CHINA ETF | 78463X400 |  | 167767 | 1598 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR INDEX SHS FDS | EMKTSC ETF | 78463X756 |  | 35013 | 520 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR SERIES TRUST | TSE INT GVT ETF | 78464A490 |  | 340490 | 8684 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR SERIES TRUST | LOOMBERG INTL T | 78464A516 |  | 285765 | 12425 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR SERIES TRUST | LOOMBERG HIGH Y | 78468R622 |  | 314337 | 3208 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR SERIES TRUST | PDR S 500 ETF | 78468R796 |  | 262010 | 4777 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANECK ETF TRUST | FRICA INDEX ETF | 92189F866 |  | 25968 | 1066 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD BD INDEX FDS | HORT TRM BOND | 921937827 |  | 3270 | 41 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | T WRLD ST ETF | 922042742 |  | 6762 | 49 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TSE EMR MKT ETF | 922042858 |  | 8477340 | 156466 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | G-TERM COR BD | 92206C813 |  | 4212176 | 54246 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | ID CAP ETF | 922908629 |  | 12006010 | 40873 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | ALUE ETF | 922908744 |  | 566600 | 3038 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | MALL CP ETF | 922908751 |  | 511681 | 2012 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | OTAL STK MKT | 922908769 |  | 213541 | 651 | SH |  | SOLE |  | 0 | 0 | 0 |
| WISDOMTREE TR | APAN OPPORTUNIT | 97717W521 |  | 8276 | 199 | SH |  | SOLE |  | 0 | 0 | 0 |
| WISDOMTREE TR | UROPEAN OPPORTU | 97717X552 |  | 42378 | 867 | SH |  | SOLE |  | 0 | 0 | 0 |

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