# EDGAR Filing Document

**Accession Number:** 0001632187
**File Stem:** 0001376474-25-000931
**Filing Date:** 2025-11
**Character Count:** 77176
**Document Hash:** 8be427fdbe718ca21fa9d589a634f40a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001376474-25-000931.hdr.sgml**: 20251114

**ACCESSION NUMBER**: 0001376474-25-000931

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251114

**DATE AS OF CHANGE**: 20251114

**EFFECTIVENESS DATE**: 20251114

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Community Bank, N.A.
- **CENTRAL INDEX KEY:** 0001632187

**ORGANIZATION NAME:**
- **EIN:** 150436580
- **STATE OF INCORPORATION:** X1
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16424
- **FILM NUMBER:** 251482370

**BUSINESS ADDRESS:**
- **STREET 1:** 5790 WIDEWATERS PARKWAY
- **CITY:** DEWITT
- **STATE:** NY
- **ZIP:** 13214
- **BUSINESS PHONE:** 3154453154

**MAIL ADDRESS:**
- **STREET 1:** 5790 WIDEWATERS PARKWAY
- **CITY:** DEWITT
- **STATE:** NY
- **ZIP:** 13214

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Community Bank N.A.<br>**Address:** 5790 Widewaters Parkway<br>DeWitt, NY 13214

**Form 13F File Number:** 028-16424

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lisa Wilson<br>**Title:** Trust Administrator<br>**Phone:** 315-366-3862

**Signature, Place, and Date of Signing:**

/s/ Lisa Wilson  Oneida, NY  11-04-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 706

**Form 13F Information Table Value Total:** $826839349

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMCOR PLC | FOREIGN EQUITIES | G0250X107 |  | 8180 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| CUSHMAN  WAKEFIELD PLC | FOREIGN EQUITIES | G2717B108 |  | 45451 | 2855 | SH |  | SOLE |  | 2855 | 0 | 0 |
| EATON CORP PLC | FOREIGN EQUITIES | G29183103 |  | 24326 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| EATON CORP PLC | FOREIGN EQUITIES | G29183103 |  | 563246 | 1505 | SH |  | DFND |  | 1505 | 0 | 0 |
| JOHNSON CTLS INTL PLC | FOREIGN EQUITIES | G51502105 |  | 21990 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| JOHNSON CTLS INTL PLC | FOREIGN EQUITIES | G51502105 |  | 21990 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| LINDE PLC | FOREIGN EQUITIES | G54950103 |  | 71250 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| TE CONNECTIVITY | FOREIGN EQUITIES | G87052109 |  | 47198 | 215 | SH |  | SOLE |  | 215 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | FOREIGN EQUITIES | G8994E103 |  | 33334 | 79 | SH |  | SOLE |  | 79 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | FOREIGN EQUITIES | G8994E103 |  | 33334 | 79 | SH |  | DFND |  | 79 | 0 | 0 |
| WILLIS TOWERS WATSON PLC LTDSHS | FOREIGN EQUITIES | G96629103 |  | 76344 | 221 | SH |  | SOLE |  | 221 | 0 | 0 |
| CHUBB LTD | FOREIGN EQUITIES | H1467J104 |  | 4034424 | 14294 | SH |  | SOLE |  | 14294 | 0 | 0 |
| CHUBB LTD | FOREIGN EQUITIES | H1467J104 |  | 281681 | 998 | SH |  | DFND |  | 998 | 0 | 0 |
| CRISPR THERAPEUTICS AG | FOREIGN EQUITIES | H17182108 |  | 3240 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| UBS GROUP AG | FOREIGN EQUITIES | H42097107 |  | 41000 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| CYBERARK SOFTWARE LTD | FOREIGN EQUITIES | M2682V108 |  | 41066 | 85 | SH |  | SOLE |  | 85 | 0 | 0 |
| ASML HOLDING NV ADR | FOREIGN EQUITIES | N07059210 |  | 68734 | 71 | SH |  | SOLE |  | 71 | 0 | 0 |
| FERRARI N V | FOREIGN EQUITIES | N3167Y103 |  | 32994 | 68 | SH |  | SOLE |  | 68 | 0 | 0 |
| NXP SEMICONDUCTORS NV | FOREIGN EQUITIES | N6596X109 |  | 36664 | 161 | SH |  | SOLE |  | 161 | 0 | 0 |
| ADMA BIOLOGICS INC | COMMON STOCK | 000899104 |  | 8883 | 606 | SH |  | SOLE |  | 606 | 0 | 0 |
| AFLAC INC | COMMON STOCK | 001055102 |  | 29042 | 260 | SH |  | SOLE |  | 260 | 0 | 0 |
| AFLAC INC | COMMON STOCK | 001055102 |  | 29042 | 260 | SH |  | DFND |  | 260 | 0 | 0 |
| AGCO CORP | COMMON STOCK | 001084102 |  | 10707 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| AT INC | COMMON STOCK | 00206R102 |  | 3768425 | 133491 | SH |  | SOLE |  | 133491 | 0 | 0 |
| AT INC | COMMON STOCK | 00206R102 |  | 216494 | 7669 | SH |  | DFND |  | 7669 | 0 | 0 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 4519104 | 33740 | SH |  | SOLE |  | 33740 | 0 | 0 |
| ABBOTT LABORATORIES | COMMON STOCK | 002824100 |  | 608486 | 4543 | SH |  | DFND |  | 4543 | 0 | 0 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 9053403 | 39101 | SH |  | SOLE |  | 39101 | 0 | 0 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 2248943 | 9713 | SH |  | DFND |  | 9713 | 0 | 0 |
| ADOBE INC | COMMON STOCK | 00724F101 |  | 54323 | 154 | SH |  | SOLE |  | 154 | 0 | 0 |
| AIM IMMUNOTECH INC | COMMON STOCK | 00901B303 |  | 361 | 132 | SH |  | SOLE |  | 132 | 0 | 0 |
| AIRBNB INC CL A | COMMON STOCK | 009066101 |  | 29626 | 244 | SH |  | SOLE |  | 244 | 0 | 0 |
| AIR PRODUCTS  CHEMICALS INC | COMMON STOCK | 009158106 |  | 2428424 | 8905 | SH |  | SOLE |  | 8905 | 0 | 0 |
| AIR PRODUCTS  CHEMICALS INC | COMMON STOCK | 009158106 |  | 496328 | 1820 | SH |  | DFND |  | 1820 | 0 | 0 |
| ALIBABA GROUP HOLDINGS LMTD | FOREIGN EQUITIES | 01609W102 |  | 119927 | 671 | SH |  | SOLE |  | 671 | 0 | 0 |
| THE ALLSTATE CORPORATION | COMMON STOCK | 020002101 |  | 21465 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| ALLY FINANCIAL INC | COMMON STOCK | 02005N100 |  | 61622 | 1572 | SH |  | SOLE |  | 1572 | 0 | 0 |
| ALPHABET INC CLASS C | COMMON STOCK | 02079K107 |  | 1791065 | 7354 | SH |  | SOLE |  | 7354 | 0 | 0 |
| ALPHABET INC CLASS C | COMMON STOCK | 02079K107 |  | 73065 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| ALPHABET INC CLASS A | COMMON STOCK | 02079K305 |  | 9431763 | 38798 | SH |  | SOLE |  | 38798 | 0 | 0 |
| ALPHABET INC CLASS A | COMMON STOCK | 02079K305 |  | 2902613 | 11940 | SH |  | DFND |  | 11940 | 0 | 0 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 39636 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| ALTRIA GROUP INC | COMMON STOCK | 02209S103 |  | 42939 | 650 | SH |  | DFND |  | 650 | 0 | 0 |
| AMAZON.COM INC | COMMON STOCK | 023135106 |  | 7633931 | 34768 | SH |  | SOLE |  | 34768 | 0 | 0 |
| AMAZON.COM INC | COMMON STOCK | 023135106 |  | 1917939 | 8735 | SH |  | DFND |  | 8735 | 0 | 0 |
| AMEREN CORPORATION | COMMON STOCK | 023608102 |  | 260741 | 2498 | SH |  | SOLE |  | 2498 | 0 | 0 |
| AVANTIS US SMALL CAP ETF | ETF/EQUITY | 025072323 |  | 210508 | 3677 | SH |  | SOLE |  | 3677 | 0 | 0 |
| AVANTIS EMERGING MKTS EQ | ETF/INTERNATIONAL EQUITY | 025072604 |  | 224041 | 2983 | SH |  | SOLE |  | 2945 | 0 | 38 |
| AVANTIS EMERGING MKTS EQ | ETF/INTERNATIONAL EQUITY | 025072604 |  | 8862 | 118 | SH |  | DFND |  | 118 | 0 | 0 |
| AVANTIS INTERNATIONAL ETF | ETF/INTERNATIONAL EQUITY | 025072802 |  | 7538958 | 84679 | SH |  | SOLE |  | 84649 | 0 | 30 |
| AVANTIS INTERNATIONAL ETF | ETF/INTERNATIONAL EQUITY | 025072802 |  | 34186 | 384 | SH |  | DFND |  | 384 | 0 | 0 |
| AVANTIS US SMALLCAP VALUE | ETF/EQUITY | 025072877 |  | 5678272 | 57051 | SH |  | SOLE |  | 57026 | 0 | 25 |
| AVANTIS US SMALLCAP VALUE | ETF/EQUITY | 025072877 |  | 28166 | 283 | SH |  | DFND |  | 283 | 0 | 0 |
| AMERICAN ELECTRIC POWER CO | COMMON STOCK | 025537101 |  | 4046928 | 35973 | SH |  | SOLE |  | 35973 | 0 | 0 |
| AMERICAN ELECTRIC POWER CO | COMMON STOCK | 025537101 |  | 443810 | 3945 | SH |  | DFND |  | 3945 | 0 | 0 |
| AMERICAN EXPRESS CO | COMMON STOCK | 025816109 |  | 1763043 | 5308 | SH |  | SOLE |  | 5308 | 0 | 0 |
| AMERICAN EXPRESS CO | COMMON STOCK | 025816109 |  | 40521 | 122 | SH |  | DFND |  | 122 | 0 | 0 |
| AMERICAN INTERNATIONAL GROUP | COMMON STOCK | 026874784 |  | 58747 | 748 | SH |  | SOLE |  | 748 | 0 | 0 |
| AMERICAN TOWER CORP | COMMON STOCK | 03027X100 |  | 587536 | 3055 | SH |  | SOLE |  | 3055 | 0 | 0 |
| AMERICAN TOWER CORP | COMMON STOCK | 03027X100 |  | 192320 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| AMERICAN WATER WORKS CO INC | COMMON STOCK | 030420103 |  | 139190 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| AMERICAN WATER WORKS CO INC | COMMON STOCK | 030420103 |  | 139190 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| AMETEK INC | COMMON STOCK | 031100100 |  | 526400 | 2800 | SH |  | SOLE |  | 2800 | 0 | 0 |
| AMETEK INC | COMMON STOCK | 031100100 |  | 307380 | 1635 | SH |  | DFND |  | 1635 | 0 | 0 |
| AMGEN INC | COMMON STOCK | 031162100 |  | 3744311 | 13269 | SH |  | SOLE |  | 13269 | 0 | 0 |
| AMGEN INC | COMMON STOCK | 031162100 |  | 846847 | 3001 | SH |  | DFND |  | 3001 | 0 | 0 |
| ANTERO RESOURCES CORP | COMMON STOCK | 03674X106 |  | 13151 | 392 | SH |  | SOLE |  | 392 | 0 | 0 |
| ELEVANCE HEALTH INC | COMMON STOCK | 036752103 |  | 2778663 | 8600 | SH |  | SOLE |  | 8600 | 0 | 0 |
| ELEVANCE HEALTH INC | COMMON STOCK | 036752103 |  | 95312 | 295 | SH |  | DFND |  | 295 | 0 | 0 |
| APA CORPORATION | COMMON STOCK | 03743Q108 |  | 42593 | 1755 | SH |  | SOLE |  | 1755 | 0 | 0 |
| APOLLO COMM REAL ESTATE | COMMON STOCK | 03762U105 |  | 20260 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| APPLE INC | COMMON STOCK | 037833100 |  | 95906584 | 376651 | SH |  | SOLE |  | 376651 | 0 | 0 |
| APPLE INC | COMMON STOCK | 037833100 |  | 1040158 | 4085 | SH |  | DFND |  | 4085 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COMMON STOCK | 039483102 |  | 1722516 | 28834 | SH |  | SOLE |  | 28834 | 0 | 0 |
| ARCHER DANIELS MIDLAND CO | COMMON STOCK | 039483102 |  | 96837 | 1621 | SH |  | DFND |  | 1621 | 0 | 0 |
| ARES CAPITAL CORPORATION | COMMON STOCK | 04010L103 |  | 20400 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| ARTISAN PARTNERS ASSET MANAGEMENT INC | COMMON STOCK | 04316A108 |  | 33114 | 763 | SH |  | SOLE |  | 763 | 0 | 0 |
| ASTRAZENECA PLC ADR | FOREIGN EQUITIES | 046353108 |  | 73037 | 952 | SH |  | SOLE |  | 952 | 0 | 0 |
| AUTODESK INC | COMMON STOCK | 052769106 |  | 90850 | 286 | SH |  | SOLE |  | 286 | 0 | 0 |
| AUTOMATIC DATA PROCESSING | COMMON STOCK | 053015103 |  | 2803497 | 9552 | SH |  | SOLE |  | 9552 | 0 | 0 |
| AUTOMATIC DATA PROCESSING | COMMON STOCK | 053015103 |  | 241843 | 824 | SH |  | DFND |  | 824 | 0 | 0 |
| BCE INC | FOREIGN EQUITIES | 05534B760 |  | 7949 | 340 | SH |  | DFND |  | 340 | 0 | 0 |
| BP PLC ADR | FOREIGN EQUITIES | 055622104 |  | 17225 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| BANK OF AMERICA CORPORATION | COMMON STOCK | 060505104 |  | 959568 | 18600 | SH |  | SOLE |  | 18600 | 0 | 0 |
| BANK OF AMERICA CORPORATION | COMMON STOCK | 060505104 |  | 121236 | 2350 | SH |  | DFND |  | 2350 | 0 | 0 |
| BANK OF NEW YORK MELLON CORP | COMMON STOCK | 064058100 |  | 47724 | 438 | SH |  | SOLE |  | 438 | 0 | 0 |
| BARRICK MINING CORPORATION | FOREIGN EQUITIES | 06849F108 |  | 6554 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| BECTON DICKINSON AND COMPANY | COMMON STOCK | 075887109 |  | 926850 | 4952 | SH |  | SOLE |  | 4952 | 0 | 0 |
| BECTON DICKINSON AND COMPANY | COMMON STOCK | 075887109 |  | 15909 | 85 | SH |  | DFND |  | 85 | 0 | 0 |
| BERKSHIRE HATHAWAY INC B | COMMON STOCK | 084670702 |  | 387101 | 770 | SH |  | SOLE |  | 770 | 0 | 0 |
| BHP GROUP LTD ADR | FOREIGN EQUITIES | 088606108 |  | 8362 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| BLACKBERRY LTD NPV | FOREIGN EQUITIES | 09228F103 |  | 405 | 83 | SH |  | DFND |  | 83 | 0 | 0 |
| BLACKROCK INC | COMMON STOCK | 09290D101 |  | 1290606 | 1107 | SH |  | SOLE |  | 1107 | 0 | 0 |
| BLACKROCK INC | COMMON STOCK | 09290D101 |  | 757809 | 650 | SH |  | DFND |  | 650 | 0 | 0 |
| BNY MELLON GLOBAL INFRASTRUCTURE ETF | ETF/EQUITY | 09661T826 |  | 3008068 | 77269 | SH |  | SOLE |  | 77229 | 0 | 40 |
| BNY MELLON GLOBAL INFRASTRUCTURE ETF | ETF/EQUITY | 09661T826 |  | 16700 | 429 | SH |  | DFND |  | 429 | 0 | 0 |
| BOEING COMPANY | COMMON STOCK | 097023105 |  | 262017 | 1214 | SH |  | SOLE |  | 1214 | 0 | 0 |
| BOEING COMPANY | COMMON STOCK | 097023105 |  | 43166 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| BRISTOL MYERS SQUIBB COMPANY | COMMON STOCK | 110122108 |  | 5385831 | 119448 | SH |  | SOLE |  | 119448 | 0 | 0 |
| BRISTOL MYERS SQUIBB COMPANY | COMMON STOCK | 110122108 |  | 4440818 | 98488 | SH |  | DFND |  | 98488 | 0 | 0 |
| BROADCOM INC | COMMON STOCK | 11135F101 |  | 8194684 | 24840 | SH |  | SOLE |  | 24840 | 0 | 0 |
| BROADCOM INC | COMMON STOCK | 11135F101 |  | 4579669 | 13882 | SH |  | DFND |  | 13882 | 0 | 0 |
| BROOKFIELD CORP NPV | FOREIGN EQUITIES | 11271J107 |  | 104790 | 1528 | SH |  | DFND |  | 1528 | 0 | 0 |
| BROOKFIELD ASSET MGMT LTD | FOREIGN EQUITIES | 113004105 |  | 21747 | 382 | SH |  | DFND |  | 382 | 0 | 0 |
| BRUKER CORPORATION | COMMON STOCK | 116794108 |  | 18318 | 564 | SH |  | SOLE |  | 564 | 0 | 0 |
| CBRE GROUP INC | COMMON STOCK | 12504L109 |  | 53727 | 341 | SH |  | SOLE |  | 341 | 0 | 0 |
| CCC INTELLIGENT SOLUTIONS | COMMON STOCK | 12510Q100 |  | 16161 | 1774 | SH |  | SOLE |  | 1774 | 0 | 0 |
| CME GROUP INC CL A | COMMON STOCK | 12572Q105 |  | 9997 | 37 | SH |  | SOLE |  | 37 | 0 | 0 |
| CME GROUP INC CL A | COMMON STOCK | 12572Q105 |  | 10267 | 38 | SH |  | DFND |  | 38 | 0 | 0 |
| CSW INDUSTRIALS INC | COMMON STOCK | 126402106 |  | 6797 | 28 | SH |  | SOLE |  | 28 | 0 | 0 |
| CSX CORP | COMMON STOCK | 126408103 |  | 738400 | 20800 | SH |  | SOLE |  | 20800 | 0 | 0 |
| CSX CORP | COMMON STOCK | 126408103 |  | 1237530 | 34860 | SH |  | DFND |  | 34860 | 0 | 0 |
| CVS HEALTH CORP | COMMON STOCK | 126650100 |  | 1093224 | 14503 | SH |  | SOLE |  | 14503 | 0 | 0 |
| CVS HEALTH CORP | COMMON STOCK | 126650100 |  | 74248 | 985 | SH |  | DFND |  | 985 | 0 | 0 |
| CADENCE BANK | COMMON STOCK | 12740C103 |  | 34949 | 931 | SH |  | SOLE |  | 931 | 0 | 0 |
| CAMECO CORP | FOREIGN EQUITIES | 13321L108 |  | 80924 | 965 | SH |  | SOLE |  | 965 | 0 | 0 |
| PRINT PDF HELP CANADIAN PAC | FOREIGN EQUITIES | 13646K108 |  | 40373 | 542 | SH |  | SOLE |  | 542 | 0 | 0 |
| CAPITAL ONE FINANCIAL | COMMON STOCK | 14040H105 |  | 68663 | 323 | SH |  | SOLE |  | 323 | 0 | 0 |
| CARLYLE GROUP INC | COMMON STOCK | 14316J108 |  | 48404 | 772 | SH |  | SOLE |  | 772 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COMMON STOCK | 14448C104 |  | 85132 | 1426 | SH |  | SOLE |  | 1426 | 0 | 0 |
| CARRIER GLOBAL CORPORATION | COMMON STOCK | 14448C104 |  | 44775 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| CATERPILLAR INC | COMMON STOCK | 149123101 |  | 6761533 | 14171 | SH |  | SOLE |  | 14171 | 0 | 0 |
| CATERPILLAR INC | COMMON STOCK | 149123101 |  | 431811 | 905 | SH |  | DFND |  | 905 | 0 | 0 |
| CEL-SCI CORP | COMMON STOCK | 150837706 |  | 147 | 16 | SH |  | SOLE |  | 16 | 0 | 0 |
| CHARTER COMMUNICATIONS INC NCL A | COMMON STOCK | 16119P108 |  | 12104 | 44 | SH |  | SOLE |  | 44 | 0 | 0 |
| CHEVRON CORP | COMMON STOCK | 166764100 |  | 4477906 | 28836 | SH |  | SOLE |  | 28836 | 0 | 0 |
| CHEVRON CORP | COMMON STOCK | 166764100 |  | 754862 | 4861 | SH |  | DFND |  | 4861 | 0 | 0 |
| CHIPOTLE MEXICAN GRILL | COMMON STOCK | 169656105 |  | 1120538 | 28600 | SH |  | SOLE |  | 27600 | 0 | 1000 |
| CHIPOTLE MEXICAN GRILL | COMMON STOCK | 169656105 |  | 39571 | 1010 | SH |  | DFND |  | 1010 | 0 | 0 |
| CHURCH  DWIGHT CO INC | COMMON STOCK | 171340102 |  | 175260 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| CIENA CORP | COMMON STOCK | 171779309 |  | 24909 | 171 | SH |  | SOLE |  | 171 | 0 | 0 |
| CISCO SYSTEMS INC | COMMON STOCK | 17275R102 |  | 9063976 | 132476 | SH |  | SOLE |  | 132476 | 0 | 0 |
| CISCO SYSTEMS INC | COMMON STOCK | 17275R102 |  | 1834611 | 26814 | SH |  | DFND |  | 26814 | 0 | 0 |
| CITIGROUP INC | COMMON STOCK | 172967424 |  | 101094 | 996 | SH |  | SOLE |  | 996 | 0 | 0 |
| CLEAN HARBORS INC | COMMON STOCK | 184496107 |  | 24150 | 104 | SH |  | SOLE |  | 104 | 0 | 0 |
| COCA COLA CONSOLIDATED INC | COMMON STOCK | 191098102 |  | 20620 | 176 | SH |  | SOLE |  | 176 | 0 | 0 |
| COCA COLA COMPANY | COMMON STOCK | 191216100 |  | 5627495 | 84867 | SH |  | SOLE |  | 84867 | 0 | 0 |
| COCA COLA COMPANY | COMMON STOCK | 191216100 |  | 433598 | 6539 | SH |  | DFND |  | 6539 | 0 | 0 |
| COHERENT CORP | COMMON STOCK | 19247G107 |  | 26822 | 249 | SH |  | SOLE |  | 249 | 0 | 0 |
| COHERENT CORP | COMMON STOCK | 19247G107 |  | 21544 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| COLGATE PALMOLIVE CO | COMMON STOCK | 194162103 |  | 1231076 | 15400 | SH |  | SOLE |  | 15400 | 0 | 0 |
| COMCAST CORP CLASS A | COMMON STOCK | 20030N101 |  | 465460 | 14819 | SH |  | SOLE |  | 14819 | 0 | 0 |
| COMCAST CORP CLASS A | COMMON STOCK | 20030N101 |  | 7664 | 244 | SH |  | DFND |  | 244 | 0 | 0 |
| COMERICA INC | COMMON STOCK | 200340107 |  | 36315 | 530 | SH |  | SOLE |  | 530 | 0 | 0 |
| COMMERCIAL METALS CO | COMMON STOCK | 201723103 |  | 16207 | 283 | SH |  | SOLE |  | 283 | 0 | 0 |
| COMMUNITY FINANCIAL SYS INC | COMMON STOCK | 203607106 |  | 311144 | 5306 | SH |  | SOLE |  | 5306 | 0 | 0 |
| COMMUNITY FINANCIAL SYS INC | COMMON STOCK | 203607106 |  | 6641684 | 113262 | SH |  | DFND |  | 113262 | 0 | 0 |
| CONAGRA FOODS INC | COMMON STOCK | 205887102 |  | 1580928 | 86390 | SH |  | SOLE |  | 86390 | 0 | 0 |
| CONAGRA FOODS INC | COMMON STOCK | 205887102 |  | 64965 | 3550 | SH |  | DFND |  | 3550 | 0 | 0 |
| CONOCOPHILLIPS | COMMON STOCK | 20825C104 |  | 1022318 | 10808 | SH |  | SOLE |  | 10808 | 0 | 0 |
| CONOCOPHILLIPS | COMMON STOCK | 20825C104 |  | 19485 | 206 | SH |  | DFND |  | 206 | 0 | 0 |
| CONSOLIDATED EDISON INC | COMMON STOCK | 209115104 |  | 261352 | 2600 | SH |  | DFND |  | 2600 | 0 | 0 |
| CONSTELLATION BRANDS INC | COMMON STOCK | 21036P108 |  | 134670 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| CONSTELLATION ENERGY CORP | COMMON STOCK | 21037T109 |  | 92797 | 282 | SH |  | DFND |  | 282 | 0 | 0 |
| COREBRIDGE FINANCIAL INC | COMMON STOCK | 21871X109 |  | 25599 | 799 | SH |  | SOLE |  | 799 | 0 | 0 |
| CORNING INC | COMMON STOCK | 219350105 |  | 7065025 | 86128 | SH |  | SOLE |  | 86128 | 0 | 0 |
| CORNING INC | COMMON STOCK | 219350105 |  | 310892 | 3790 | SH |  | DFND |  | 3790 | 0 | 0 |
| CORTEVA INC | COMMON STOCK | 22052L104 |  | 58837 | 870 | SH |  | SOLE |  | 870 | 0 | 0 |
| CORTEVA INC | COMMON STOCK | 22052L104 |  | 5072 | 75 | SH |  | DFND |  | 75 | 0 | 0 |
| COUPANG INC CL A | FOREIGN EQUITIES | 22266T109 |  | 6440 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| CROCS INC | COMMON STOCK | 227046109 |  | 45952 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| CROSSAMERICA PTN LP UT LTD | COMMON STOCK | 22758A105 |  | 10510 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| CULLEN FROST BANKERS INC | COMMON STOCK | 229899109 |  | 34988 | 276 | SH |  | SOLE |  | 276 | 0 | 0 |
| CUMMINS INC | COMMON STOCK | 231021106 |  | 3649606 | 8641 | SH |  | SOLE |  | 8641 | 0 | 0 |
| CUMMINS INC | COMMON STOCK | 231021106 |  | 946086 | 2240 | SH |  | DFND |  | 2240 | 0 | 0 |
| DANAHER CORP | COMMON STOCK | 235851102 |  | 86243 | 435 | SH |  | SOLE |  | 435 | 0 | 0 |
| DEERE  COMPANY | COMMON STOCK | 244199105 |  | 1730688 | 3785 | SH |  | SOLE |  | 3785 | 0 | 0 |
| DEERE  COMPANY | COMMON STOCK | 244199105 |  | 213537 | 467 | SH |  | DFND |  | 467 | 0 | 0 |
| DELTA AIR LINES INC | COMMON STOCK | 247361702 |  | 59984 | 1057 | SH |  | SOLE |  | 1057 | 0 | 0 |
| DIGI INTL INC | COMMON STOCK | 253798102 |  | 14580 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| TRUMP MEDIA  TECH GROUP | COMMON STOCK | 25400Q105 |  | 6974 | 425 | SH |  | SOLE |  | 425 | 0 | 0 |
| WALT DISNEY CO | COMMON STOCK | 254687106 |  | 2597069 | 22682 | SH |  | SOLE |  | 22682 | 0 | 0 |
| WALT DISNEY CO | COMMON STOCK | 254687106 |  | 106713 | 932 | SH |  | DFND |  | 932 | 0 | 0 |
| DOLLAR GENERAL CORP | COMMON STOCK | 256677105 |  | 4134 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| DOLLAR GENERAL CORP | COMMON STOCK | 256677105 |  | 24804 | 240 | SH |  | DFND |  | 240 | 0 | 0 |
| DOMINION ENERGY INC | COMMON STOCK | 25746U109 |  | 12234 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| DOMINION ENERGY INC | COMMON STOCK | 25746U109 |  | 9175 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| DORCHESTER MINERALS LP | COMMON STOCK | 25820R105 |  | 1294257 | 50010 | SH |  | SOLE |  | 50010 | 0 | 0 |
| DOW INC | COMMON STOCK | 260557103 |  | 842484 | 36743 | SH |  | SOLE |  | 36743 | 0 | 0 |
| DOW INC | COMMON STOCK | 260557103 |  | 28271 | 1233 | SH |  | DFND |  | 1233 | 0 | 0 |
| DRAFTKINGS INC CL A | COMMON STOCK | 26142V105 |  | 7478 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| DUPONT DE NEMOURS INC | COMMON STOCK | 26614N102 |  | 2508515 | 32202 | SH |  | SOLE |  | 32202 | 0 | 0 |
| DUPONT DE NEMOURS INC | COMMON STOCK | 26614N102 |  | 135621 | 1741 | SH |  | DFND |  | 1741 | 0 | 0 |
| EOG RESOURCES INC | COMMON STOCK | 26875P101 |  | 1847276 | 16476 | SH |  | SOLE |  | 16476 | 0 | 0 |
| EOG RESOURCES INC | COMMON STOCK | 26875P101 |  | 92499 | 825 | SH |  | DFND |  | 825 | 0 | 0 |
| EQT CORPORATION | COMMON STOCK | 26884L109 |  | 9525 | 175 | SH |  | DFND |  | 175 | 0 | 0 |
| EAGLE MATERIALS INC | COMMON STOCK | 26969P108 |  | 23770 | 102 | SH |  | SOLE |  | 102 | 0 | 0 |
| EASTMAN CHEMICAL CO | COMMON STOCK | 277432100 |  | 19920 | 316 | SH |  | SOLE |  | 316 | 0 | 0 |
| ECOLAB INC | COMMON STOCK | 278865100 |  | 109539 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| EDISON INTL | COMMON STOCK | 281020107 |  | 159011 | 2877 | SH |  | DFND |  | 2877 | 0 | 0 |
| ELEMENT SOLUTIONS INC | COMMON STOCK | 28618M106 |  | 32607 | 1296 | SH |  | SOLE |  | 1296 | 0 | 0 |
| EMERSON ELECTRIC CO | COMMON STOCK | 291011104 |  | 6437090 | 49071 | SH |  | SOLE |  | 49071 | 0 | 0 |
| EMERSON ELECTRIC CO | COMMON STOCK | 291011104 |  | 781566 | 5958 | SH |  | DFND |  | 5958 | 0 | 0 |
| ENBRIDGE INC | FOREIGN EQUITIES | 29250N105 |  | 15135 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| ENBRIDGE INC | FOREIGN EQUITIES | 29250N105 |  | 52922 | 1049 | SH |  | DFND |  | 1049 | 0 | 0 |
| ENERGY TRANSFER EQUITY LP | COMMON STOCK | 29273V100 |  | 8575 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| ENERGY TRANSFER EQUITY LP | COMMON STOCK | 29273V100 |  | 46305 | 2700 | SH |  | DFND |  | 2700 | 0 | 0 |
| TCW AAA CLO ETF | ETF/FIXED INCOME | 29287L858 |  | 302760 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS LP | COMMON STOCK | 293792107 |  | 34334 | 1098 | SH |  | SOLE |  | 1098 | 0 | 0 |
| EQUIFAX INC | COMMON STOCK | 294429105 |  | 640017 | 2495 | SH |  | SOLE |  | 2495 | 0 | 0 |
| EQUIFAX INC | COMMON STOCK | 294429105 |  | 256520 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| ESSENTIAL UTILITIES INC | COMMON STOCK | 29670G102 |  | 966030 | 24218 | SH |  | SOLE |  | 24218 | 0 | 0 |
| ESSENTIAL UTILITIES INC | COMMON STOCK | 29670G102 |  | 69806 | 1750 | SH |  | DFND |  | 1750 | 0 | 0 |
| EXELON CORP | COMMON STOCK | 30161N101 |  | 157500 | 3500 | SH |  | SOLE |  | 3500 | 0 | 0 |
| EXELON CORP | COMMON STOCK | 30161N101 |  | 101700 | 2260 | SH |  | DFND |  | 2260 | 0 | 0 |
| EXPEDITORS INTL WASH INC | COMMON STOCK | 302130109 |  | 34447 | 281 | SH |  | SOLE |  | 281 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 5520552 | 48963 | SH |  | SOLE |  | 48963 | 0 | 0 |
| EXXON MOBIL CORP | COMMON STOCK | 30231G102 |  | 989151 | 8773 | SH |  | DFND |  | 8773 | 0 | 0 |
| META PLATFORMS INC | COMMON STOCK | 30303M102 |  | 290079 | 395 | SH |  | SOLE |  | 395 | 0 | 0 |
| META PLATFORMS INC | COMMON STOCK | 30303M102 |  | 205626 | 280 | SH |  | DFND |  | 280 | 0 | 0 |
| FACTSET RESEARCH SYSTEMS INC | COMMON STOCK | 303075105 |  | 21199 | 74 | SH |  | SOLE |  | 74 | 0 | 0 |
| FIDELITY COVINGTON TRUST PFD SECS INCOME | ETF/OTHER | 316092261 |  | 22060 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| FIDELITY NATL INFORMATION SV | COMMON STOCK | 31620M106 |  | 65940 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| FIDELITY NATL INFORMATION SV | COMMON STOCK | 31620M106 |  | 65940 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| FIFTH THIRD BANCORP | COMMON STOCK | 316773100 |  | 29173 | 655 | SH |  | DFND |  | 655 | 0 | 0 |
| FINANCIAL INSTITUTIONS INC | COMMON STOCK | 317585404 |  | 6800 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| FIRST CITIZENS BANCSHARES | COMMON STOCK | 31946M103 |  | 76932 | 43 | SH |  | SOLE |  | 43 | 0 | 0 |
| FIRST CITIZENS BANCSHARES | COMMON STOCK | 31946M103 |  | 21469 | 12 | SH |  | DFND |  | 12 | 0 | 0 |
| FIRST SOLAR INC. | COMMON STOCK | 336433107 |  | 1102650 | 5000 | SH |  | DFND |  | 5000 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VIFT ENERGY INCOME | ETF/FIXED INCOME | 33740F276 |  | 1981000 | 100000 | SH |  | SOLE |  | 100000 | 0 | 0 |
| FIRSTCASH HOLDINGS INC | COMMON STOCK | 33768G107 |  | 31525 | 199 | SH |  | SOLE |  | 199 | 0 | 0 |
| FISERV INC | COMMON STOCK | 337738108 |  | 1512174 | 11729 | SH |  | SOLE |  | 11429 | 0 | 300 |
| FISERV INC | COMMON STOCK | 337738108 |  | 428043 | 3320 | SH |  | DFND |  | 3320 | 0 | 0 |
| FLEXSHARES GLOBAL UPSTREAM NATURAL RESOURCES | ETF/INTERNATIONAL EQUITY | 33939L407 |  | 108767 | 2485 | SH |  | SOLE |  | 2485 | 0 | 0 |
| FORD MOTOR COMPANY | COMMON STOCK | 345370860 |  | 32292 | 2700 | SH |  | SOLE |  | 2700 | 0 | 0 |
| FORD MOTOR COMPANY | COMMON STOCK | 345370860 |  | 39468 | 3300 | SH |  | DFND |  | 3300 | 0 | 0 |
| FORTUNE BRANDS HOME  SEC | COMMON STOCK | 34964C106 |  | 58877 | 1103 | SH |  | SOLE |  | 1103 | 0 | 0 |
| FRANCO NEVADA CORP | FOREIGN EQUITIES | 351858105 |  | 29424 | 132 | SH |  | DFND |  | 132 | 0 | 0 |
| FRANKLIN FTSE CANADA | ETF/INTERNATIONAL EQUITY | 35473P827 |  | 4268911 | 94029 | SH |  | SOLE |  | 93959 | 0 | 70 |
| FRANKLIN FTSE CANADA | ETF/INTERNATIONAL EQUITY | 35473P827 |  | 39271 | 865 | SH |  | DFND |  | 865 | 0 | 0 |
| FREEPORT MCMORAN INC | COMMON STOCK | 35671D857 |  | 1697387 | 43279 | SH |  | SOLE |  | 42779 | 0 | 500 |
| FREEPORT MCMORAN INC | COMMON STOCK | 35671D857 |  | 38239 | 975 | SH |  | DFND |  | 975 | 0 | 0 |
| GATX CORP | COMMON STOCK | 361448103 |  | 26569 | 152 | SH |  | SOLE |  | 152 | 0 | 0 |
| GABELLI MULTIMEDIA TR INC | CLOSED END MUTUAL FUNDS | 36239Q109 |  | 1282 | 299 | SH |  | DFND |  | 299 | 0 | 0 |
| GABELLI EQUITY TR INC | CLOSED END MUTUAL FUNDS | 362397101 |  | 6090 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| GABELLI UTILITY TRUST | CLOSED END MUTUAL FUNDS | 36240A101 |  | 2003 | 330 | SH |  | DFND |  | 330 | 0 | 0 |
| GABELLI DIVIDEND  INCOME | CLOSED END MUTUAL FUNDS | 36242H104 |  | 27120 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| GABELLI HLTHCARE  WELLNESS | CLOSED END MUTUAL FUNDS | 36246K103 |  | 9070 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| GXO LOGISTICS INC | COMMON STOCK | 36262G101 |  | 22685 | 429 | SH |  | SOLE |  | 429 | 0 | 0 |
| GE HEALTHCARE TECH | COMMON STOCK | 36266G107 |  | 66987 | 892 | SH |  | SOLE |  | 892 | 0 | 0 |
| GE HEALTHCARE TECH | COMMON STOCK | 36266G107 |  | 31240 | 416 | SH |  | DFND |  | 416 | 0 | 0 |
| GAP INC | COMMON STOCK | 364760108 |  | 14966 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| GE VERNOVA INC | COMMON STOCK | 36828A101 |  | 179545 | 292 | SH |  | SOLE |  | 292 | 0 | 0 |
| GE VERNOVA INC | COMMON STOCK | 36828A101 |  | 207830 | 338 | SH |  | DFND |  | 338 | 0 | 0 |
| GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 |  | 1689996 | 4956 | SH |  | SOLE |  | 4956 | 0 | 0 |
| GENERAL DYNAMICS CORP | COMMON STOCK | 369550108 |  | 47740 | 140 | SH |  | DFND |  | 140 | 0 | 0 |
| GE AEROSPACE | COMMON STOCK | 369604301 |  | 353762 | 1176 | SH |  | SOLE |  | 1176 | 0 | 0 |
| GE AEROSPACE | COMMON STOCK | 369604301 |  | 408212 | 1357 | SH |  | DFND |  | 1357 | 0 | 0 |
| GENERAL MILLS INC | COMMON STOCK | 370334104 |  | 831052 | 16486 | SH |  | SOLE |  | 16486 | 0 | 0 |
| GENERAL MILLS INC | COMMON STOCK | 370334104 |  | 67548 | 1340 | SH |  | DFND |  | 1340 | 0 | 0 |
| GENERAL MOTORS CO | COMMON STOCK | 37045V100 |  | 76761 | 1259 | SH |  | SOLE |  | 1259 | 0 | 0 |
| GENERAL MOTORS CO | COMMON STOCK | 37045V100 |  | 12194 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| GENMAB A/S SPONSORED ADS | FOREIGN EQUITIES | 372303206 |  | 46695 | 1523 | SH |  | SOLE |  | 1523 | 0 | 0 |
| GENUINE PARTS CO | COMMON STOCK | 372460105 |  | 27442 | 198 | SH |  | SOLE |  | 198 | 0 | 0 |
| GILEAD SCIENCES INC | COMMON STOCK | 375558103 |  | 222000 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| GILDAN ACTIVEWEAR INC | FOREIGN EQUITIES | 375916103 |  | 17221 | 298 | SH |  | SOLE |  | 298 | 0 | 0 |
| GLOBAL PMTS INC | COMMON STOCK | 37940X102 |  | 48103 | 579 | SH |  | SOLE |  | 579 | 0 | 0 |
| GLOBAL X MLP ETF | ETF/EQUITY | 37954Y343 |  | 26625 | 550 | SH |  | SOLE |  | 550 | 0 | 0 |
| GLOBAL X 1-3 MNTH T-BILL ETF | ETF/OTHER | 37960A438 |  | 2709 | 27 | SH |  | SOLE |  | 27 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 |  | 910190 | 1143 | SH |  | SOLE |  | 1143 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COMMON STOCK | 38141G104 |  | 441968 | 555 | SH |  | DFND |  | 555 | 0 | 0 |
| GOLDMAN SACHS JUST US LARGE CAP EQUITY ETF | ETF/EQUITY | 381430396 |  | 9847 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| GUIDEWARE SOFTWARE INC | COMMON STOCK | 40171V100 |  | 5746 | 25 | SH |  | SOLE |  | 25 | 0 | 0 |
| HF SINCLAIR CORP | COMMON STOCK | 403949100 |  | 11514 | 220 | SH |  | SOLE |  | 220 | 0 | 0 |
| HDFC BANK LTD | FOREIGN EQUITIES | 40415F101 |  | 67958 | 1990 | SH |  | SOLE |  | 1990 | 0 | 0 |
| HANOVER INS GROUP INC | COMMON STOCK | 410867105 |  | 26699 | 147 | SH |  | SOLE |  | 147 | 0 | 0 |
| HARLEY DAVIDSON INC | COMMON STOCK | 412822108 |  | 5578 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| HAWKINS INC | COMMON STOCK | 420261109 |  | 21012 | 115 | SH |  | SOLE |  | 115 | 0 | 0 |
| HERC HOLDINGS INC | COMMON STOCK | 42704L104 |  | 16799 | 144 | SH |  | SOLE |  | 144 | 0 | 0 |
| HERCULES CAPITAL INC | COMMON STOCK | 427096508 |  | 11812 | 625 | SH |  | SOLE |  | 625 | 0 | 0 |
| HEXCEL CORP | COMMON STOCK | 428291108 |  | 23826 | 380 | SH |  | SOLE |  | 380 | 0 | 0 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 3529561 | 8711 | SH |  | SOLE |  | 8711 | 0 | 0 |
| HOME DEPOT INC | COMMON STOCK | 437076102 |  | 49026 | 121 | SH |  | DFND |  | 121 | 0 | 0 |
| HONEYWELL INTL INC | COMMON STOCK | 438516106 |  | 2954353 | 14035 | SH |  | SOLE |  | 14035 | 0 | 0 |
| HONEYWELL INTL INC | COMMON STOCK | 438516106 |  | 36837 | 175 | SH |  | DFND |  | 175 | 0 | 0 |
| HUMANA INC | COMMON STOCK | 444859102 |  | 11186 | 43 | SH |  | DFND |  | 43 | 0 | 0 |
| HUNTINGTON INGALLS INDS INC | COMMON STOCK | 446413106 |  | 34835 | 121 | SH |  | SOLE |  | 121 | 0 | 0 |
| ILLINOIS TOOL WORKS INC | COMMON STOCK | 452308109 |  | 3906697 | 14982 | SH |  | SOLE |  | 14982 | 0 | 0 |
| ILLINOIS TOOL WORKS INC | COMMON STOCK | 452308109 |  | 539773 | 2070 | SH |  | DFND |  | 2070 | 0 | 0 |
| ILLUMINA INC | COMMON STOCK | 452327109 |  | 17949 | 189 | SH |  | SOLE |  | 189 | 0 | 0 |
| INFOSYS LTD SPONSORED ADR | FOREIGN EQUITIES | 456788108 |  | 41521 | 2552 | SH |  | SOLE |  | 2552 | 0 | 0 |
| INFUSYSTEMS HOLDINGS INC | COMMON STOCK | 45685K102 |  | 10360 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| INSTALLED BLDG PRODS INC | COMMON STOCK | 45780R101 |  | 11099 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 203923 | 6080 | SH |  | SOLE |  | 6080 | 0 | 0 |
| INTEL CORP | COMMON STOCK | 458140100 |  | 15428 | 460 | SH |  | DFND |  | 460 | 0 | 0 |
| INTERCONTINENTALEXCHANGE GRP | COMMON STOCK | 45866F104 |  | 69413 | 412 | SH |  | SOLE |  | 412 | 0 | 0 |
| INTL BUSINESS MACHINES CORP | COMMON STOCK | 459200101 |  | 18291143 | 64828 | SH |  | SOLE |  | 64828 | 0 | 0 |
| INTL BUSINESS MACHINES CORP | COMMON STOCK | 459200101 |  | 10756119 | 38122 | SH |  | DFND |  | 38122 | 0 | 0 |
| INTERNATIONAL PAPER CO | COMMON STOCK | 460146103 |  | 18560 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| INVESCO QQQ TRUST | ETF/EQUITY | 46090E103 |  | 1182105 | 1969 | SH |  | SOLE |  | 1969 | 0 | 0 |
| INVESCO QQQ TRUST | ETF/EQUITY | 46090E103 |  | 166296 | 277 | SH |  | DFND |  | 277 | 0 | 0 |
| INTUITIVE SURGICAL INC | COMMON STOCK | 46120E602 |  | 38908 | 87 | SH |  | SOLE |  | 87 | 0 | 0 |
| INVESCO MUNICIPAL TRUST | CLOSED END MUTUAL FUNDS | 46131J103 |  | 38600 | 4000 | SH |  | SOLE |  | 4000 | 0 | 0 |
| INVESCO AEROSPACE  DEFENSE ETF | ETF/EQUITY | 46137V100 |  | 746160 | 4800 | SH |  | DFND |  | 4800 | 0 | 0 |
| INVESCO WILDERHILL CLEAN ENERGY ETF | ETF/EQUITY | 46137V134 |  | 9328 | 323 | SH |  | DFND |  | 323 | 0 | 0 |
| INVESCO VARIABLE RATE PFD | ETF/EQUITY | 46138G870 |  | 24700 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| INVESCO BULLETSHS CORP ETF | ETF/FIXED INCOME | 46138J577 |  | 7144 | 380 | SH |  | SOLE |  | 380 | 0 | 0 |
| INVESCO BULLETSHARES 2028 CORP BOND | ETF/FIXED INCOME | 46138J643 |  | 37768 | 1837 | SH |  | SOLE |  | 1837 | 0 | 0 |
| INVESCO BULLETSHARES 2033 CORP BOND ETF | ETF/FIXED INCOME | 46139W825 |  | 57941 | 2700 | SH |  | SOLE |  | 2700 | 0 | 0 |
| IQVIA HLDGS INC | COMMON STOCK | 46266C105 |  | 61350 | 323 | SH |  | SOLE |  | 323 | 0 | 0 |
| ISHARES SILVER TRUST | ETF/OTHER | 46428Q109 |  | 31770 | 750 | SH |  | SOLE |  | 750 | 0 | 0 |
| ISHARES SILVER TRUST | ETF/OTHER | 46428Q109 |  | 57609 | 1360 | SH |  | DFND |  | 1360 | 0 | 0 |
| ISHARES GOLD TRUST | ETF/OTHER | 464285204 |  | 889098 | 12218 | SH |  | SOLE |  | 12063 | 0 | 155 |
| ISHARES GOLD TRUST | ETF/OTHER | 464285204 |  | 80047 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| ISHARES MSCI CANADA ETF | ETF/INTERNATIONAL EQUITY | 464286509 |  | 638052 | 12625 | SH |  | SOLE |  | 12625 | 0 | 0 |
| ISHARES MSCI CANADA ETF | ETF/INTERNATIONAL EQUITY | 464286509 |  | 96981 | 1919 | SH |  | DFND |  | 1919 | 0 | 0 |
| ISHARES MSCI GLOBAL MIN ETF | ETF/OTHER | 464286525 |  | 11992 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| ISHARES MSCI EUROZONE ETF | ETF/INTERNATIONAL EQUITY | 464286608 |  | 1626210 | 26259 | SH |  | SOLE |  | 26239 | 0 | 20 |
| ISHARES MSCI EUROZONE ETF | ETF/INTERNATIONAL EQUITY | 464286608 |  | 11457 | 185 | SH |  | DFND |  | 185 | 0 | 0 |
| ISHARES CORE S 500 ETF | ETF/EQUITY | 464287200 |  | 31361568 | 46858 | SH |  | SOLE |  | 46858 | 0 | 0 |
| ISHARES CORE S 500 ETF | ETF/EQUITY | 464287200 |  | 187397 | 280 | SH |  | DFND |  | 280 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | ETF/EQUITY | 464287309 |  | 768382 | 6365 | SH |  | SOLE |  | 6365 | 0 | 0 |
| ISHARES GLOBAL HEALTHCARE | ETF/EQUITY | 464287325 |  | 9305 | 105 | SH |  | SOLE |  | 105 | 0 | 0 |
| ISHARES GLOBAL HEALTHCARE | ETF/EQUITY | 464287325 |  | 8862 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| ISHARES S 500 VALUE ETF | ETF/EQUITY | 464287408 |  | 762847 | 3694 | SH |  | SOLE |  | 3694 | 0 | 0 |
| ISHARES 7-10 YEAR TSY BOND | ETF/FIXED INCOME | 464287440 |  | 6269 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| ISHARES 1-3 YR TREASURY BOND | ETF/FIXED INCOME | 464287457 |  | 2278858 | 27470 | SH |  | SOLE |  | 27470 | 0 | 0 |
| ISHARES 1-3 YR TREASURY BOND | ETF/FIXED INCOME | 464287457 |  | 147333 | 1776 | SH |  | DFND |  | 1776 | 0 | 0 |
| ISHARES MSCI EAFE ETF | ETF/INTERNATIONAL EQUITY | 464287465 |  | 2538532 | 27188 | SH |  | SOLE |  | 27188 | 0 | 0 |
| ISHARES MSCI EAFE ETF | ETF/INTERNATIONAL EQUITY | 464287465 |  | 163303 | 1749 | SH |  | DFND |  | 1749 | 0 | 0 |
| ISHARES RUSSELL MIDCAP VALUE | ETF/EQUITY | 464287473 |  | 4507406 | 32272 | SH |  | SOLE |  | 32272 | 0 | 0 |
| ISHARES RUSSELL MIDCAP VALUE | ETF/EQUITY | 464287473 |  | 122210 | 875 | SH |  | DFND |  | 875 | 0 | 0 |
| ISHARES CORE S MIDCAP ETF | ETF/EQUITY | 464287507 |  | 10465914 | 160373 | SH |  | SOLE |  | 160288 | 0 | 85 |
| ISHARES CORE S MIDCAP ETF | ETF/EQUITY | 464287507 |  | 221229 | 3390 | SH |  | DFND |  | 3390 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE | ETF/EQUITY | 464287598 |  | 5294523 | 26006 | SH |  | SOLE |  | 25881 | 0 | 125 |
| ISHARES RUSSELL 1000 VALUE | ETF/EQUITY | 464287598 |  | 217431 | 1068 | SH |  | DFND |  | 1068 | 0 | 0 |
| ISHARES S MIDCAP 400 GROWTH ETF | ETF/EQUITY | 464287606 |  | 372053 | 3880 | SH |  | SOLE |  | 3880 | 0 | 0 |
| ISHARES S MIDCAP 400 GROWTH ETF | ETF/EQUITY | 464287606 |  | 15821 | 165 | SH |  | DFND |  | 165 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF/EQUITY | 464287614 |  | 9798915 | 20920 | SH |  | SOLE |  | 20875 | 0 | 45 |
| ISHARES RUSSELL 1000 GROWTH ETF | ETF/EQUITY | 464287614 |  | 245441 | 524 | SH |  | DFND |  | 524 | 0 | 0 |
| ISHARES RUSSELL 2000 VALUE | ETF/EQUITY | 464287630 |  | 67895 | 384 | SH |  | SOLE |  | 384 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | ETF/EQUITY | 464287655 |  | 1365121 | 5642 | SH |  | SOLE |  | 5642 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | ETF/EQUITY | 464287655 |  | 98475 | 407 | SH |  | DFND |  | 407 | 0 | 0 |
| ISHARES CORE S SMALLCAP ETF | ETF/EQUITY | 464287804 |  | 13546472 | 113999 | SH |  | SOLE |  | 113970 | 0 | 29 |
| ISHARES CORE S SMALLCAP ETF | ETF/EQUITY | 464287804 |  | 175985 | 1481 | SH |  | DFND |  | 1481 | 0 | 0 |
| ISHARES TR INDEX S SMLCP GROW | ETF/EQUITY | 464287887 |  | 22640 | 160 | SH |  | SOLE |  | 160 | 0 | 0 |
| ISHARES GLOBAL CLEAN ENERGY | ETF/INTERNATIONAL EQUITY | 464288224 |  | 30960 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| ISHARES GLOBAL CLEAN ENERGY | ETF/INTERNATIONAL EQUITY | 464288224 |  | 9288 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| ISHARES MSCI ACWI EX US ETF | ETF/INTERNATIONAL EQUITY | 464288240 |  | 1763953 | 27134 | SH |  | SOLE |  | 27134 | 0 | 0 |
| ISHARES MSCI ACWI EX US ETF | ETF/INTERNATIONAL EQUITY | 464288240 |  | 296632 | 4563 | SH |  | DFND |  | 4563 | 0 | 0 |
| ISHARES MSCI ACWI ETF | ETF/EQUITY | 464288257 |  | 276480 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| ISHARES IBOXX $ HIGH YIELD CORP BOND ETF | ETF/FIXED INCOME | 464288513 |  | 19240 | 237 | SH |  | DFND |  | 237 | 0 | 0 |
| ISHARES TR BARCLYS MBS BD | ETF/FIXED INCOME | 464288588 |  | 2079587 | 21856 | SH |  | SOLE |  | 21466 | 0 | 390 |
| ISHARES TR BARCLYS MBS BD | ETF/FIXED INCOME | 464288588 |  | 42056 | 442 | SH |  | DFND |  | 442 | 0 | 0 |
| ISHARES INTERMEDIATE CREDIT BOND ETF | ETF/FIXED INCOME | 464288638 |  | 23150 | 428 | SH |  | DFND |  | 428 | 0 | 0 |
| ISHARES SHORT TERM CORP BOND | ETF/FIXED INCOME | 464288646 |  | 20147 | 380 | SH |  | DFND |  | 380 | 0 | 0 |
| ISHARES US PREFERRED STOCK | ETF/OTHER | 464288687 |  | 3747572 | 118558 | SH |  | SOLE |  | 118558 | 0 | 0 |
| ISHARES US PREFERRED STOCK | ETF/OTHER | 464288687 |  | 240451 | 7607 | SH |  | DFND |  | 7607 | 0 | 0 |
| ISHARES CORE HIGH DIVIDEND | ETF/EQUITY | 46429B663 |  | 25714 | 210 | SH |  | SOLE |  | 210 | 0 | 0 |
| ISHARES EDGE MSCI MIN VOL USA ETF | ETF/EQUITY | 46429B697 |  | 237850 | 2500 | SH |  | SOLE |  | 2500 | 0 | 0 |
| ISHARES EDGE MSCI USA VALUE FACTOR | ETF/EQUITY | 46432F388 |  | 348639 | 2788 | SH |  | SOLE |  | 2788 | 0 | 0 |
| ISHARES CORE MSCI EAFE ETF | ETF/INTERNATIONAL EQUITY | 46432F842 |  | 28930568 | 331355 | SH |  | SOLE |  | 331150 | 0 | 205 |
| ISHARES CORE MSCI EAFE ETF | ETF/INTERNATIONAL EQUITY | 46432F842 |  | 436023 | 4994 | SH |  | DFND |  | 4994 | 0 | 0 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF/INTERNATIONAL EQUITY | 46434G103 |  | 9087984 | 137864 | SH |  | SOLE |  | 137864 | 0 | 0 |
| ISHARES CORE MSCI EMERGING MARKETS ETF | ETF/INTERNATIONAL EQUITY | 46434G103 |  | 21753 | 330 | SH |  | DFND |  | 330 | 0 | 0 |
| ISHARES MSCI EM EX CHINA | ETF/INTERNATIONAL EQUITY | 46434G764 |  | 2811791 | 41650 | SH |  | SOLE |  | 41650 | 0 | 0 |
| ISHARES MSCI EM EX CHINA | ETF/INTERNATIONAL EQUITY | 46434G764 |  | 21333 | 316 | SH |  | DFND |  | 316 | 0 | 0 |
| ISHARES ESG MSCI EM ETF | ETF/INTERNATIONAL EQUITY | 46434G863 |  | 273957 | 6311 | SH |  | SOLE |  | 6203 | 0 | 108 |
| ISHARES ESG MSCI EM ETF | ETF/INTERNATIONAL EQUITY | 46434G863 |  | 55998 | 1290 | SH |  | DFND |  | 1290 | 0 | 0 |
| ISHARES MSCI ACWI LOW CARBON | ETF/EQUITY | 46434V464 |  | 3856 | 17 | SH |  | SOLE |  | 17 | 0 | 0 |
| ISHARES CORE DIV GROWTH ETF | ETF/EQUITY | 46434V621 |  | 60318 | 886 | SH |  | SOLE |  | 886 | 0 | 0 |
| ISHARES ESG USD CORP BOND | ETF/FIXED INCOME | 46435G193 |  | 3438 | 146 | SH |  | SOLE |  | 146 | 0 | 0 |
| ISHARES TR ESG AWRE 1 5 YR | ETF/FIXED INCOME | 46435G243 |  | 1897 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| ISHARES TR ESG MSCI USA ETF (ESGU) | ETF/EQUITY | 46435G425 |  | 18200 | 125 | SH |  | SOLE |  | 125 | 0 | 0 |
| ISHARES ESG MSCI EAFE ETF | ETF/INTERNATIONAL EQUITY | 46435G516 |  | 426403 | 4586 | SH |  | SOLE |  | 4586 | 0 | 0 |
| ISHARES FUTURE AI  TECH ETF | ETF/EQUITY | 46435U556 |  | 595010 | 13000 | SH |  | DFND |  | 13000 | 0 | 0 |
| ISHARES ESG AWARE MSCI SMALLCAP ETF | ETF/EQUITY | 46435U663 |  | 2298 | 51 | SH |  | SOLE |  | 51 | 0 | 0 |
| ISHARES 0-3 MONTH TREASURY | ETF/FIXED INCOME | 46436E718 |  | 40278 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| ITAU UNIBANCO HLDG SA ADR | FOREIGN EQUITIES | 465562106 |  | 56657 | 7719 | SH |  | SOLE |  | 7719 | 0 | 0 |
| JPMORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 20467195 | 64889 | SH |  | SOLE |  | 64889 | 0 | 0 |
| JPMORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 1815234 | 5755 | SH |  | DFND |  | 5755 | 0 | 0 |
| JABIL CIRCUIT INC. | COMMON STOCK | 466313103 |  | 43434 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| JPMORGAN EQUITY PREMIUM INC | ETF/EQUITY | 46641Q332 |  | 10040233 | 175867 | SH |  | SOLE |  | 175672 | 0 | 195 |
| JPMORGAN EQUITY PREMIUM INC | ETF/EQUITY | 46641Q332 |  | 79240 | 1388 | SH |  | DFND |  | 1388 | 0 | 0 |
| JP MORGAN ULTRA SHORT INC | ETF/FIXED INCOME | 46641Q837 |  | 20288 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| JACOBS SOLUTIONS INC | COMMON STOCK | 46982L108 |  | 22479 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| JANUS HENDERSON SECURITIZED INCOME ETF | ETF/FIXED INCOME | 47103U746 |  | 618028 | 11824 | SH |  | SOLE |  | 11710 | 0 | 114 |
| JANUS HENDERSON SECURITIZED INCOME ETF | ETF/FIXED INCOME | 47103U746 |  | 16516 | 316 | SH |  | DFND |  | 316 | 0 | 0 |
| JANUS DETROIT STREET TR HENDERSON AAA CLO | ETF/FIXED INCOME | 47103U845 |  | 1540808 | 30349 | SH |  | SOLE |  | 30059 | 0 | 290 |
| JANUS DETROIT STREET TR HENDERSON AAA CLO | ETF/FIXED INCOME | 47103U845 |  | 47418 | 934 | SH |  | DFND |  | 934 | 0 | 0 |
| JBT MAREL CORPORATION | COMMON STOCK | 477839104 |  | 24438 | 174 | SH |  | SOLE |  | 174 | 0 | 0 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 7204986 | 38858 | SH |  | SOLE |  | 38858 | 0 | 0 |
| JOHNSON  JOHNSON | COMMON STOCK | 478160104 |  | 1503751 | 8110 | SH |  | DFND |  | 8110 | 0 | 0 |
| KENVUE INC | COMMON STOCK | 49177J102 |  | 855773 | 52761 | SH |  | SOLE |  | 52761 | 0 | 0 |
| KENVUE INC | COMMON STOCK | 49177J102 |  | 116538 | 7185 | SH |  | DFND |  | 7185 | 0 | 0 |
| KEURIG DR PEPPER INC | COMMON STOCK | 49271V100 |  | 45619 | 1789 | SH |  | SOLE |  | 1789 | 0 | 0 |
| KEYCORP | COMMON STOCK | 493267108 |  | 9340 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| KIMBERLY CLARK CORP | COMMON STOCK | 494368103 |  | 456326 | 3670 | SH |  | SOLE |  | 3670 | 0 | 0 |
| KIMBERLY CLARK CORP | COMMON STOCK | 494368103 |  | 73981 | 595 | SH |  | DFND |  | 595 | 0 | 0 |
| KINDER MORGAN INC | COMMON STOCK | 49456B101 |  | 1997234 | 70574 | SH |  | SOLE |  | 70574 | 0 | 0 |
| KINDER MORGAN INC | COMMON STOCK | 49456B101 |  | 167960 | 5935 | SH |  | DFND |  | 5935 | 0 | 0 |
| KIRBY CORP | COMMON STOCK | 497266106 |  | 4089 | 49 | SH |  | SOLE |  | 49 | 0 | 0 |
| KRAFT HEINZ COMPANY | COMMON STOCK | 500754106 |  | 60751 | 2333 | SH |  | DFND |  | 2333 | 0 | 0 |
| KYNDRYL HOLDINGS INC | COMMON STOCK | 50155Q100 |  | 48332 | 1610 | SH |  | SOLE |  | 1610 | 0 | 0 |
| LAM RESEARCH CORP | COMMON STOCK | 512807306 |  | 4005734 | 29916 | SH |  | SOLE |  | 29916 | 0 | 0 |
| LAM RESEARCH CORP | COMMON STOCK | 512807306 |  | 303952 | 2270 | SH |  | DFND |  | 2270 | 0 | 0 |
| ESTEE LAUDER COMP INC CL A | COMMON STOCK | 518439104 |  | 8812 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| LEIDOS HOLDINGS INC | COMMON STOCK | 525327102 |  | 107705 | 570 | SH |  | SOLE |  | 570 | 0 | 0 |
| LENNAR CORP CL A | COMMON STOCK | 526057104 |  | 1138762 | 9035 | SH |  | SOLE |  | 9035 | 0 | 0 |
| LENNAR CORP CL A | COMMON STOCK | 526057104 |  | 74993 | 595 | SH |  | DFND |  | 595 | 0 | 0 |
| LIBERTY ALL STAR EQUITY FD | CLOSED END MUTUAL FUNDS | 530158104 |  | 15228 | 2402 | SH |  | DFND |  | 2402 | 0 | 0 |
| LIBERTY BROADBAND CORP C | COMMON STOCK | 530307305 |  | 15440 | 243 | SH |  | SOLE |  | 243 | 0 | 0 |
| ELI LILLY AND COMPANY | COMMON STOCK | 532457108 |  | 2241694 | 2938 | SH |  | SOLE |  | 2888 | 0 | 50 |
| ELI LILLY AND COMPANY | COMMON STOCK | 532457108 |  | 1034628 | 1356 | SH |  | DFND |  | 1356 | 0 | 0 |
| LINCOLN ELEC HLDGS INC | COMMON STOCK | 533900106 |  | 21460 | 91 | SH |  | SOLE |  | 91 | 0 | 0 |
| LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 |  | 2572374 | 5153 | SH |  | SOLE |  | 5153 | 0 | 0 |
| LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 |  | 464256 | 930 | SH |  | DFND |  | 930 | 0 | 0 |
| LOEWS CORP | COMMON STOCK | 540424108 |  | 130507 | 1300 | SH |  | DFND |  | 1300 | 0 | 0 |
| LOWES COMPANIES INC | COMMON STOCK | 548661107 |  | 4656474 | 18529 | SH |  | SOLE |  | 18529 | 0 | 0 |
| LOWES COMPANIES INC | COMMON STOCK | 548661107 |  | 326195 | 1298 | SH |  | DFND |  | 1298 | 0 | 0 |
| M  T BANK CORP | COMMON STOCK | 55261F104 |  | 218172 | 1104 | SH |  | SOLE |  | 1104 | 0 | 0 |
| M  T BANK CORP | COMMON STOCK | 55261F104 |  | 33200 | 168 | SH |  | DFND |  | 168 | 0 | 0 |
| MAGNA INTERNATIONAL INC | FOREIGN EQUITIES | 559222401 |  | 28522 | 602 | SH |  | SOLE |  | 602 | 0 | 0 |
| MARATHON PETROLEUM CORP | COMMON STOCK | 56585A102 |  | 53967 | 280 | SH |  | SOLE |  | 280 | 0 | 0 |
| MARATHON PETROLEUM CORP | COMMON STOCK | 56585A102 |  | 66302 | 344 | SH |  | DFND |  | 344 | 0 | 0 |
| MASCO CORP | COMMON STOCK | 574599106 |  | 33641 | 478 | SH |  | SOLE |  | 478 | 0 | 0 |
| MASTERCARD INC CLASS A | COMMON STOCK | 57636Q104 |  | 847512 | 1490 | SH |  | SOLE |  | 1490 | 0 | 0 |
| MASTERCARD INC CLASS A | COMMON STOCK | 57636Q104 |  | 31284 | 55 | SH |  | DFND |  | 55 | 0 | 0 |
| MATADOR RES CO | COMMON STOCK | 576485205 |  | 7323 | 163 | SH |  | SOLE |  | 163 | 0 | 0 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 3792405 | 12480 | SH |  | SOLE |  | 12480 | 0 | 0 |
| MCDONALDS CORP | COMMON STOCK | 580135101 |  | 186275 | 613 | SH |  | DFND |  | 613 | 0 | 0 |
| MCKESSON CORP | COMMON STOCK | 58155Q103 |  | 366951 | 475 | SH |  | SOLE |  | 475 | 0 | 0 |
| MCKESSON CORP | COMMON STOCK | 58155Q103 |  | 432616 | 560 | SH |  | DFND |  | 560 | 0 | 0 |
| MEDICAL PPTYS TRUST INC | COMMON STOCK | 58463J304 |  | 10140 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| MEDPACE HOLDINGS INC | COMMON STOCK | 58506Q109 |  | 20566 | 40 | SH |  | SOLE |  | 40 | 0 | 0 |
| MERCK  COMPANY INC | COMMON STOCK | 58933Y105 |  | 8421095 | 100336 | SH |  | SOLE |  | 100336 | 0 | 0 |
| MERCK  COMPANY INC | COMMON STOCK | 58933Y105 |  | 1315342 | 15672 | SH |  | DFND |  | 15672 | 0 | 0 |
| MERITAGE HOMES CORP | COMMON STOCK | 59001A102 |  | 8836 | 122 | SH |  | SOLE |  | 122 | 0 | 0 |
| METLIFE INC | COMMON STOCK | 59156R108 |  | 1708654 | 20744 | SH |  | SOLE |  | 20744 | 0 | 0 |
| METLIFE INC | COMMON STOCK | 59156R108 |  | 104607 | 1270 | SH |  | DFND |  | 1270 | 0 | 0 |
| METTLER-TOLEDO INTL | COMMON STOCK | 592688105 |  | 429663 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| METTLER-TOLEDO INTL | COMMON STOCK | 592688105 |  | 122761 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| MICROSOFT CORP | COMMON STOCK | 594918104 |  | 26827111 | 51795 | SH |  | SOLE |  | 51795 | 0 | 0 |
| MICROSOFT CORP | COMMON STOCK | 594918104 |  | 3273435 | 6320 | SH |  | DFND |  | 6320 | 0 | 0 |
| MICRON TECHNOLOGY | COMMON STOCK | 595112103 |  | 41830 | 250 | SH |  | SOLE |  | 250 | 0 | 0 |
| MITSUBISHI UFJ FINL GROUP INSPONSORED ADR | FOREIGN EQUITIES | 606822104 |  | 62213 | 3903 | SH |  | SOLE |  | 3903 | 0 | 0 |
| MOLINA HEALTHCARE INC | COMMON STOCK | 60855R100 |  | 24111 | 126 | SH |  | SOLE |  | 126 | 0 | 0 |
| MONDELEZ INTL INC CL A | COMMON STOCK | 609207105 |  | 212398 | 3400 | SH |  | SOLE |  | 3400 | 0 | 0 |
| MONDELEZ INTL INC CL A | COMMON STOCK | 609207105 |  | 131187 | 2100 | SH |  | DFND |  | 2100 | 0 | 0 |
| MONSTER BEVERAGE | COMMON STOCK | 61174X109 |  | 84743 | 1259 | SH |  | SOLE |  | 1259 | 0 | 0 |
| MORGAN STANLEY | COMMON STOCK | 617446448 |  | 1776533 | 11176 | SH |  | SOLE |  | 11176 | 0 | 0 |
| MORGAN STANLEY | COMMON STOCK | 617446448 |  | 7948 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| MUELLER INDS INC | COMMON STOCK | 624756102 |  | 16076 | 159 | SH |  | SOLE |  | 159 | 0 | 0 |
| MURPHY OIL CORPORATION | COMMON STOCK | 626717102 |  | 18119 | 638 | SH |  | SOLE |  | 638 | 0 | 0 |
| MURPHY USA INC | COMMON STOCK | 626755102 |  | 31837 | 82 | SH |  | SOLE |  | 82 | 0 | 0 |
| NBT BANCORP INC | COMMON STOCK | 628778102 |  | 458707 | 10987 | SH |  | SOLE |  | 10987 | 0 | 0 |
| NBT BANCORP INC | COMMON STOCK | 628778102 |  | 254174 | 6088 | SH |  | DFND |  | 6088 | 0 | 0 |
| NRG ENERGY INC | COMMON STOCK | 629377508 |  | 54415 | 336 | SH |  | SOLE |  | 336 | 0 | 0 |
| NRG ENERGY INC | COMMON STOCK | 629377508 |  | 54253 | 335 | SH |  | DFND |  | 335 | 0 | 0 |
| NASDAQ INC | COMMON STOCK | 631103108 |  | 45021 | 509 | SH |  | SOLE |  | 509 | 0 | 0 |
| NATIONAL FUEL GAS COMPANY | COMMON STOCK | 636180101 |  | 618879 | 6700 | SH |  | SOLE |  | 6700 | 0 | 0 |
| NATIONAL FUEL GAS COMPANY | COMMON STOCK | 636180101 |  | 9237 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| NATIONAL GRID PLC ADR | FOREIGN EQUITIES | 636274409 |  | 77973 | 1073 | SH |  | DFND |  | 1073 | 0 | 0 |
| NETFLIX INC | COMMON STOCK | 64110L106 |  | 652212 | 544 | SH |  | SOLE |  | 544 | 0 | 0 |
| NEXSTAR MEDIA GROUP INC | COMMON STOCK | 65336K103 |  | 9887 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| NEXTERA ENERGY INC | COMMON STOCK | 65339F101 |  | 3008991 | 39860 | SH |  | SOLE |  | 39860 | 0 | 0 |
| NEXTERA ENERGY INC | COMMON STOCK | 65339F101 |  | 1373914 | 18200 | SH |  | DFND |  | 18200 | 0 | 0 |
| NICE LTD SPONSORED ADR | FOREIGN EQUITIES | 653656108 |  | 28376 | 196 | SH |  | SOLE |  | 196 | 0 | 0 |
| NIKE INC CLASS B | COMMON STOCK | 654106103 |  | 1318822 | 18916 | SH |  | SOLE |  | 18916 | 0 | 0 |
| NIKE INC CLASS B | COMMON STOCK | 654106103 |  | 34860 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 |  | 1270692 | 4230 | SH |  | SOLE |  | 4230 | 0 | 0 |
| NORFOLK SOUTHERN CORP | COMMON STOCK | 655844108 |  | 330440 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COMMON STOCK | 666807102 |  | 12186 | 20 | SH |  | SOLE |  | 20 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COMMON STOCK | 666807102 |  | 121864 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| NORTHWEST NATURAL HLDG CO | COMMON STOCK | 66765N105 |  | 4448 | 99 | SH |  | SOLE |  | 99 | 0 | 0 |
| NORWOOD FINANCIAL CORP | COMMON STOCK | 669549107 |  | 172838 | 6802 | SH |  | SOLE |  | 6802 | 0 | 0 |
| NOVARTIS AG ADR | FOREIGN EQUITIES | 66987V109 |  | 244424 | 1906 | SH |  | SOLE |  | 1906 | 0 | 0 |
| NOVO-NORDISK AS ADR | FOREIGN EQUITIES | 670100205 |  | 44724 | 806 | SH |  | SOLE |  | 806 | 0 | 0 |
| NUCOR CORP | COMMON STOCK | 670346105 |  | 3655899 | 26995 | SH |  | SOLE |  | 26995 | 0 | 0 |
| NUCOR CORP | COMMON STOCK | 670346105 |  | 768564 | 5675 | SH |  | DFND |  | 5675 | 0 | 0 |
| NVIDIA CORPORATION | COMMON STOCK | 67066G104 |  | 7691742 | 41225 | SH |  | SOLE |  | 41225 | 0 | 0 |
| NVIDIA CORPORATION | COMMON STOCK | 67066G104 |  | 1183848 | 6345 | SH |  | DFND |  | 6345 | 0 | 0 |
| NUVEEN AMT FREE MUNI CR INC | CLOSED END MUTUAL FUNDS | 67071L106 |  | 73740 | 6000 | SH |  | SOLE |  | 6000 | 0 | 0 |
| OAKTREE SPECIALTY LENDING | COMMON STOCK | 67401P405 |  | 9526 | 730 | SH |  | SOLE |  | 730 | 0 | 0 |
| OMNICOM GROUP INC | COMMON STOCK | 681919106 |  | 3149544 | 38631 | SH |  | SOLE |  | 38631 | 0 | 0 |
| OMNICOM GROUP INC | COMMON STOCK | 681919106 |  | 156127 | 1915 | SH |  | DFND |  | 1915 | 0 | 0 |
| ONEOK INC | COMMON STOCK | 682680103 |  | 28750 | 394 | SH |  | SOLE |  | 394 | 0 | 0 |
| OPEN LENDING CORP | COMMON STOCK | 68373J104 |  | 420 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ORACLE CORP | COMMON STOCK | 68389X105 |  | 725010 | 2578 | SH |  | SOLE |  | 2578 | 0 | 0 |
| ORGANON  CO | COMMON STOCK | 68622V106 |  | 85 | 8 | SH |  | DFND |  | 8 | 0 | 0 |
| OTIS WORLDWIDE CORP | COMMON STOCK | 68902V107 |  | 6857 | 75 | SH |  | SOLE |  | 75 | 0 | 0 |
| OTIS WORLDWIDE CORP | COMMON STOCK | 68902V107 |  | 29714 | 325 | SH |  | DFND |  | 325 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COMMON STOCK | 693475105 |  | 2180083 | 10850 | SH |  | SOLE |  | 10850 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COMMON STOCK | 693475105 |  | 91824 | 457 | SH |  | DFND |  | 457 | 0 | 0 |
| PVH CORPORATION | COMMON STOCK | 693656100 |  | 6869 | 82 | SH |  | SOLE |  | 82 | 0 | 0 |
| PALO ALTO NETWORKS INC | COMMON STOCK | 697435105 |  | 1839053 | 9032 | SH |  | SOLE |  | 9032 | 0 | 0 |
| PALO ALTO NETWORKS INC | COMMON STOCK | 697435105 |  | 510066 | 2505 | SH |  | DFND |  | 2505 | 0 | 0 |
| PAYCHEX INC | COMMON STOCK | 704326107 |  | 190140 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| PAYCHEX INC | COMMON STOCK | 704326107 |  | 72886 | 575 | SH |  | DFND |  | 575 | 0 | 0 |
| PAYPAL HOLDINGS INC | COMMON STOCK | 70450Y103 |  | 21459 | 320 | SH |  | SOLE |  | 320 | 0 | 0 |
| PEOPLES FINL SVCS CORP | COMMON STOCK | 711040105 |  | 59206 | 1218 | SH |  | SOLE |  | 1218 | 0 | 0 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 8523797 | 60694 | SH |  | SOLE |  | 60694 | 0 | 0 |
| PEPSICO INC | COMMON STOCK | 713448108 |  | 872265 | 6211 | SH |  | DFND |  | 6211 | 0 | 0 |
| PERMIAN RESOURCES CORP CL A | COMMON STOCK | 71424F105 |  | 6284 | 491 | SH |  | SOLE |  | 491 | 0 | 0 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 1495577 | 58720 | SH |  | SOLE |  | 58720 | 0 | 0 |
| PFIZER INC | COMMON STOCK | 717081103 |  | 105647 | 4148 | SH |  | DFND |  | 4148 | 0 | 0 |
| PHILIP MORRIS INTL INC | COMMON STOCK | 718172109 |  | 170310 | 1050 | SH |  | SOLE |  | 1050 | 0 | 0 |
| PHILIP MORRIS INTL INC | COMMON STOCK | 718172109 |  | 111755 | 689 | SH |  | DFND |  | 689 | 0 | 0 |
| PHILLIPS 66 | COMMON STOCK | 718546104 |  | 2971589 | 21847 | SH |  | SOLE |  | 21847 | 0 | 0 |
| PHILLIPS 66 | COMMON STOCK | 718546104 |  | 76170 | 560 | SH |  | DFND |  | 560 | 0 | 0 |
| PLAINS ALL AMERICAN PIPELINE | COMMON STOCK | 726503105 |  | 51150 | 3000 | SH |  | DFND |  | 3000 | 0 | 0 |
| PLUG POWER INC | COMMON STOCK | 72919P202 |  | 2320 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| POSTAL REALTY TRUST INC CL A | COMMON STOCK | 73757R102 |  | 7845 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 7017891 | 45675 | SH |  | SOLE |  | 45675 | 0 | 0 |
| PROCTER  GAMBLE CO | COMMON STOCK | 742718109 |  | 789144 | 5136 | SH |  | DFND |  | 5136 | 0 | 0 |
| PROSPERITY BANCSHARES INC | COMMON STOCK | 743606105 |  | 28795 | 434 | SH |  | SOLE |  | 434 | 0 | 0 |
| PRUDENTIAL FINANCIAL INC | COMMON STOCK | 744320102 |  | 34856 | 336 | SH |  | SOLE |  | 336 | 0 | 0 |
| PRUDENTIAL FINANCIAL INC | COMMON STOCK | 744320102 |  | 22304 | 215 | SH |  | DFND |  | 215 | 0 | 0 |
| PRUDENTIAL PLC ADR | FOREIGN EQUITIES | 74435K204 |  | 69362 | 2479 | SH |  | SOLE |  | 2479 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GROUP | COMMON STOCK | 744573106 |  | 4142513 | 49635 | SH |  | SOLE |  | 49635 | 0 | 0 |
| PUBLIC SVC ENTERPRISE GROUP | COMMON STOCK | 744573106 |  | 960037 | 11503 | SH |  | DFND |  | 11503 | 0 | 0 |
| PULTE GROUP INC | COMMON STOCK | 745867101 |  | 27747 | 210 | SH |  | DFND |  | 210 | 0 | 0 |
| QUALCOMM INC | COMMON STOCK | 747525103 |  | 4974305 | 29901 | SH |  | SOLE |  | 29901 | 0 | 0 |
| QUALCOMM INC | COMMON STOCK | 747525103 |  | 459985 | 2765 | SH |  | DFND |  | 2765 | 0 | 0 |
| RTX CORP | COMMON STOCK | 75513E101 |  | 5308318 | 31724 | SH |  | SOLE |  | 31724 | 0 | 0 |
| RTX CORP | COMMON STOCK | 75513E101 |  | 572929 | 3424 | SH |  | DFND |  | 3424 | 0 | 0 |
| REALTY INCOME CORP | COMMON STOCK | 756109104 |  | 24316 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| RED ROCK RESORTS INC CL A | COMMON STOCK | 75700L108 |  | 15387 | 252 | SH |  | SOLE |  | 252 | 0 | 0 |
| REDDIT CLASS A | COMMON STOCK | 75734B100 |  | 18399 | 80 | SH |  | DFND |  | 80 | 0 | 0 |
| REGENERON PHARMACEUTICALS | COMMON STOCK | 75886F107 |  | 53415 | 95 | SH |  | SOLE |  | 95 | 0 | 0 |
| REINSURANCE GROUP OF AMERICA | COMMON STOCK | 759351604 |  | 23631 | 123 | SH |  | SOLE |  | 123 | 0 | 0 |
| REPUBLIC SERVICES INC | COMMON STOCK | 760759100 |  | 22948 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| RIBBONS COMMUNICATIONS INC | COMMON STOCK | 762544104 |  | 5306 | 1400 | SH |  | SOLE |  | 1400 | 0 | 0 |
| ROCKWELL AUTOMATION INC | COMMON STOCK | 773903109 |  | 31456 | 90 | SH |  | DFND |  | 90 | 0 | 0 |
| ROPER INDS INC | COMMON STOCK | 776696106 |  | 99738 | 200 | SH |  | SOLE |  | 200 | 0 | 0 |
| ROYAL BANK OF CANADA | FOREIGN EQUITIES | 780087102 |  | 1382738 | 9386 | SH |  | SOLE |  | 9386 | 0 | 0 |
| ROYAL BANK OF CANADA | FOREIGN EQUITIES | 780087102 |  | 43901 | 298 | SH |  | DFND |  | 298 | 0 | 0 |
| SHELL PLC | FOREIGN EQUITIES | 780259305 |  | 31473 | 440 | SH |  | SOLE |  | 440 | 0 | 0 |
| RUSH ENTERPRISES INC CL A | COMMON STOCK | 781846209 |  | 20853 | 390 | SH |  | SOLE |  | 390 | 0 | 0 |
| S GLOBAL INC | COMMON STOCK | 78409V104 |  | 286179 | 588 | SH |  | SOLE |  | 588 | 0 | 0 |
| S GLOBAL INC | COMMON STOCK | 78409V104 |  | 10220 | 21 | SH |  | DFND |  | 21 | 0 | 0 |
| SEI INVESTMENTS CO. | COMMON STOCK | 784117103 |  | 35212 | 415 | SH |  | SOLE |  | 415 | 0 | 0 |
| SPDR S 500 ETF | ETF/EQUITY | 78462F103 |  | 10063801 | 15107 | SH |  | SOLE |  | 15107 | 0 | 0 |
| SPDR S 500 ETF | ETF/EQUITY | 78462F103 |  | 401032 | 602 | SH |  | DFND |  | 602 | 0 | 0 |
| SPDR GOLD SHARES | ETF/OTHER | 78463V107 |  | 35546 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| SPDR GOLD SHARES | ETF/OTHER | 78463V107 |  | 1501818 | 4225 | SH |  | DFND |  | 4225 | 0 | 0 |
| SPDR INTERM CORP BOND ETF | ETF/FIXED INCOME | 78464A375 |  | 1209508 | 35700 | SH |  | SOLE |  | 35142 | 0 | 558 |
| SPDR INTERM CORP BOND ETF | ETF/FIXED INCOME | 78464A375 |  | 26899 | 794 | SH |  | DFND |  | 794 | 0 | 0 |
| SPDR PORTFOLIO S GROWTH | ETF/EQUITY | 78464A409 |  | 539786 | 5165 | SH |  | SOLE |  | 5165 | 0 | 0 |
| SPDR PORTFOLIO S GROWTH | ETF/EQUITY | 78464A409 |  | 110258 | 1055 | SH |  | DFND |  | 1055 | 0 | 0 |
| SPDR PORTFOLIO S 500 VALUE | ETF/EQUITY | 78464A508 |  | 880905 | 15921 | SH |  | SOLE |  | 15921 | 0 | 0 |
| SPDR PORTFOLIO S 500 VALUE | ETF/EQUITY | 78464A508 |  | 68332 | 1235 | SH |  | DFND |  | 1235 | 0 | 0 |
| SPDR S CAPITAL MARKETS | ETF/EQUITY | 78464A771 |  | 3131884 | 20490 | SH |  | SOLE |  | 20483 | 0 | 7 |
| SPDR S CAPITAL MARKETS | ETF/EQUITY | 78464A771 |  | 3821 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| SPDR PORTFOLIO MIDCAP ETF | ETF/EQUITY | 78464A847 |  | 2571 | 45 | SH |  | SOLE |  | 45 | 0 | 0 |
| SPDR PORTFOLIO S 500 | ETF/EQUITY | 78464A854 |  | 1023817 | 13069 | SH |  | SOLE |  | 12969 | 0 | 100 |
| SPDR PORTFOLIO S 500 | ETF/EQUITY | 78464A854 |  | 11359 | 145 | SH |  | DFND |  | 145 | 0 | 0 |
| SPDR BLACKSTONE/GSO SENIOR LOAN ETF | ETF/FIXED INCOME | 78467V608 |  | 39699 | 955 | SH |  | SOLE |  | 955 | 0 | 0 |
| SPDR S MIDCAP 400 ETF | ETF/EQUITY | 78467Y107 |  | 6820218 | 11443 | SH |  | SOLE |  | 11443 | 0 | 0 |
| SPDR S MIDCAP 400 ETF | ETF/EQUITY | 78467Y107 |  | 58409 | 98 | SH |  | DFND |  | 98 | 0 | 0 |
| SPDR PORTFOLIO SMALLCAP ETF | ETF/EQUITY | 78468R853 |  | 31351 | 677 | SH |  | SOLE |  | 677 | 0 | 0 |
| SALESFORCE INC | COMMON STOCK | 79466L302 |  | 1798593 | 7589 | SH |  | SOLE |  | 7589 | 0 | 0 |
| SALESFORCE INC | COMMON STOCK | 79466L302 |  | 412380 | 1740 | SH |  | DFND |  | 1740 | 0 | 0 |
| SANMINA CORPORATION | COMMON STOCK | 801056102 |  | 3338 | 29 | SH |  | SOLE |  | 29 | 0 | 0 |
| SAP AG SPON ADR | FOREIGN EQUITIES | 803054204 |  | 32331 | 121 | SH |  | SOLE |  | 121 | 0 | 0 |
| SLB | FOREIGN EQUITIES | 806857108 |  | 40132 | 1168 | SH |  | SOLE |  | 1168 | 0 | 0 |
| SLB | FOREIGN EQUITIES | 806857108 |  | 29755 | 866 | SH |  | DFND |  | 866 | 0 | 0 |
| CHARLES SCHWAB CORP | COMMON STOCK | 808513105 |  | 87641 | 918 | SH |  | SOLE |  | 918 | 0 | 0 |
| SCHWAB STRATEGIC TR US LRG CAP ETF | ETF/EQUITY | 808524201 |  | 118925 | 4515 | SH |  | DFND |  | 4515 | 0 | 0 |
| SCHWAB US SMALL CAP ETF | ETF/EQUITY | 808524607 |  | 3314941 | 118858 | SH |  | SOLE |  | 118858 | 0 | 0 |
| SCHWAB US SMALL CAP ETF | ETF/EQUITY | 808524607 |  | 177546 | 6366 | SH |  | DFND |  | 6366 | 0 | 0 |
| MATERIALS SELECT SECTOR SPDR | ETF/EQUITY | 81369Y100 |  | 66766 | 745 | SH |  | SOLE |  | 745 | 0 | 0 |
| MATERIALS SELECT SECTOR SPDR | ETF/EQUITY | 81369Y100 |  | 885893 | 9885 | SH |  | DFND |  | 9885 | 0 | 0 |
| HEALTH CARE SELECT SECTOR SPDR ETF | ETF/EQUITY | 81369Y209 |  | 396066 | 2846 | SH |  | SOLE |  | 2846 | 0 | 0 |
| HEALTH CARE SELECT SECTOR SPDR ETF | ETF/EQUITY | 81369Y209 |  | 9046 | 65 | SH |  | DFND |  | 65 | 0 | 0 |
| CONSUMER STAPLES SECTOR SPDR | ETF/EQUITY | 81369Y308 |  | 174371 | 2225 | SH |  | SOLE |  | 2225 | 0 | 0 |
| CONSUMER STAPLES SECTOR SPDR | ETF/EQUITY | 81369Y308 |  | 10971 | 140 | SH |  | DFND |  | 140 | 0 | 0 |
| CONSUMER DISCRET SEL SECT SPDR ETF | ETF/EQUITY | 81369Y407 |  | 364252 | 1520 | SH |  | SOLE |  | 1520 | 0 | 0 |
| CONSUMER DISCRET SEL SECT SPDR ETF | ETF/EQUITY | 81369Y407 |  | 23245 | 97 | SH |  | DFND |  | 97 | 0 | 0 |
| ENERGY SELECT SECTOR SPDR | ETF/EQUITY | 81369Y506 |  | 2295389 | 25693 | SH |  | SOLE |  | 25693 | 0 | 0 |
| ENERGY SELECT SECTOR SPDR | ETF/EQUITY | 81369Y506 |  | 241217 | 2700 | SH |  | DFND |  | 2700 | 0 | 0 |
| SPDR FINANCIAL SELECT SECTOR | ETF/EQUITY | 81369Y605 |  | 168581 | 3130 | SH |  | SOLE |  | 3130 | 0 | 0 |
| SPDR INDUSTRIALS (XLI) | ETF/EQUITY | 81369Y704 |  | 175822 | 1140 | SH |  | SOLE |  | 1140 | 0 | 0 |
| TECHNOLOGY SELECT SECTOR SPDR ETF | ETF/EQUITY | 81369Y803 |  | 628239 | 2229 | SH |  | SOLE |  | 2229 | 0 | 0 |
| TECHNOLOGY SELECT SECTOR SPDR ETF | ETF/EQUITY | 81369Y803 |  | 65107 | 231 | SH |  | DFND |  | 231 | 0 | 0 |
| SELECT SECTOR SPDR TR COMMUNICATION | ETF/EQUITY | 81369Y852 |  | 63317 | 535 | SH |  | SOLE |  | 535 | 0 | 0 |
| UTILITIES SELECT SECTOR SPDR | ETF/EQUITY | 81369Y886 |  | 2518773 | 28882 | SH |  | SOLE |  | 28868 | 0 | 14 |
| UTILITIES SELECT SECTOR SPDR | ETF/EQUITY | 81369Y886 |  | 29214 | 335 | SH |  | DFND |  | 335 | 0 | 0 |
| SELECTIVE INS GROUP INC | COMMON STOCK | 816300107 |  | 5917 | 73 | SH |  | SOLE |  | 73 | 0 | 0 |
| SEMPRA ENERGY | COMMON STOCK | 816851109 |  | 2244623 | 24946 | SH |  | SOLE |  | 24946 | 0 | 0 |
| SEMPRA ENERGY | COMMON STOCK | 816851109 |  | 161963 | 1800 | SH |  | DFND |  | 1800 | 0 | 0 |
| SHOPIFY INC | FOREIGN EQUITIES | 82509L107 |  | 100608 | 677 | SH |  | SOLE |  | 677 | 0 | 0 |
| SIRIUSXM HOLDINGS INC | COMMON STOCK | 829933100 |  | 4421 | 190 | SH |  | DFND |  | 190 | 0 | 0 |
| SIXTH ST SPECIALTY LENDING | COMMON STOCK | 83012A109 |  | 22860 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| SNAP ON INC | COMMON STOCK | 833034101 |  | 51978 | 150 | SH |  | SOLE |  | 150 | 0 | 0 |
| SONY CORP ADR | FOREIGN EQUITIES | 835699307 |  | 74566 | 2590 | SH |  | SOLE |  | 2590 | 0 | 0 |
| SOUTHERN COMPANY | COMMON STOCK | 842587107 |  | 33169 | 350 | SH |  | SOLE |  | 350 | 0 | 0 |
| SOUTHERN COMPANY | COMMON STOCK | 842587107 |  | 113724 | 1200 | SH |  | DFND |  | 1200 | 0 | 0 |
| SOUTHERN COPPER CORP | COMMON STOCK | 84265V105 |  | 59102 | 487 | SH |  | SOLE |  | 487 | 0 | 0 |
| SPIRE INC | COMMON STOCK | 84857L101 |  | 25026 | 307 | SH |  | SOLE |  | 307 | 0 | 0 |
| SPROTT PHYSICAL GOLD TRUST | ETF/OTHER | 85207H104 |  | 730004 | 24654 | SH |  | SOLE |  | 24654 | 0 | 0 |
| BLOCK INC CL A | COMMON STOCK | 852234103 |  | 23632 | 327 | SH |  | SOLE |  | 327 | 0 | 0 |
| STAG INDL INC | COMMON STOCK | 85254J102 |  | 21526 | 610 | SH |  | SOLE |  | 610 | 0 | 0 |
| STARBUCKS CORP | COMMON STOCK | 855244109 |  | 1645719 | 19453 | SH |  | SOLE |  | 19453 | 0 | 0 |
| STARBUCKS CORP | COMMON STOCK | 855244109 |  | 29610 | 350 | SH |  | DFND |  | 350 | 0 | 0 |
| STATE STREET CORP | COMMON STOCK | 857477103 |  | 64385 | 555 | SH |  | SOLE |  | 555 | 0 | 0 |
| STRYKER CORP | COMMON STOCK | 863667101 |  | 2387623 | 6459 | SH |  | SOLE |  | 6459 | 0 | 0 |
| STRYKER CORP | COMMON STOCK | 863667101 |  | 36966 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| SUBURBAN PROPANE PARTNERS LP | COMMON STOCK | 864482104 |  | 12302 | 660 | SH |  | SOLE |  | 660 | 0 | 0 |
| SYSCO CORP | COMMON STOCK | 871829107 |  | 145330 | 1765 | SH |  | SOLE |  | 1765 | 0 | 0 |
| TJX COMPANIES | COMMON STOCK | 872540109 |  | 43362 | 300 | SH |  | SOLE |  | 300 | 0 | 0 |
| T MOBILE US INC | COMMON STOCK | 872590104 |  | 100539 | 420 | SH |  | SOLE |  | 420 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADS | FOREIGN EQUITIES | 874039100 |  | 96910 | 347 | SH |  | SOLE |  | 347 | 0 | 0 |
| TARGET CORP | COMMON STOCK | 87612E106 |  | 1257493 | 14019 | SH |  | SOLE |  | 14019 | 0 | 0 |
| TARGET CORP | COMMON STOCK | 87612E106 |  | 34534 | 385 | SH |  | DFND |  | 385 | 0 | 0 |
| TAYLOR MORRISON HOME CORP | COMMON STOCK | 87724P106 |  | 9109 | 138 | SH |  | SOLE |  | 138 | 0 | 0 |
| TELEDYNE TECHNOLOGIES INC | COMMON STOCK | 879360105 |  | 109587 | 187 | SH |  | DFND |  | 187 | 0 | 0 |
| TENARIS SA ADR | FOREIGN EQUITIES | 88031M109 |  | 35770 | 1000 | SH |  | SOLE |  | 1000 | 0 | 0 |
| TESLA MOTORS INC | COMMON STOCK | 88160R101 |  | 722652 | 1625 | SH |  | SOLE |  | 1625 | 0 | 0 |
| TESLA MOTORS INC | COMMON STOCK | 88160R101 |  | 26682 | 60 | SH |  | DFND |  | 60 | 0 | 0 |
| TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 |  | 4616357 | 25126 | SH |  | SOLE |  | 25126 | 0 | 0 |
| TEXAS INSTRUMENTS INC | COMMON STOCK | 882508104 |  | 159844 | 870 | SH |  | DFND |  | 870 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COMMON STOCK | 883556102 |  | 2339172 | 4823 | SH |  | SOLE |  | 4823 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COMMON STOCK | 883556102 |  | 327380 | 675 | SH |  | DFND |  | 675 | 0 | 0 |
| THOR INDUSTRIES INC | COMMON STOCK | 885160101 |  | 57962 | 559 | SH |  | SOLE |  | 559 | 0 | 0 |
| 3M COMPANY | COMMON STOCK | 88579Y101 |  | 7759 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| 3M COMPANY | COMMON STOCK | 88579Y101 |  | 155180 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| TOMPKINS FINANCIAL CORP | COMMON STOCK | 890110109 |  | 231700 | 3500 | SH |  | DFND |  | 3500 | 0 | 0 |
| TORONTO DOMINION BANK | FOREIGN EQUITIES | 891160509 |  | 39975 | 500 | SH |  | SOLE |  | 500 | 0 | 0 |
| TOYOTA MOTOR CORP | FOREIGN EQUITIES | 892331307 |  | 114654 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 |  | 453988 | 1626 | SH |  | SOLE |  | 1626 | 0 | 0 |
| TRAVELERS COMPANIES INC | COMMON STOCK | 89417E109 |  | 32108 | 115 | SH |  | DFND |  | 115 | 0 | 0 |
| TREX CO INC | COMMON STOCK | 89531P105 |  | 7284 | 141 | SH |  | SOLE |  | 141 | 0 | 0 |
| TRINET GROUP INC | COMMON STOCK | 896288107 |  | 14579 | 218 | SH |  | SOLE |  | 218 | 0 | 0 |
| TRUIST FINANCIAL CORP | COMMON STOCK | 89832Q109 |  | 4122240 | 90163 | SH |  | SOLE |  | 90163 | 0 | 0 |
| TRUIST FINANCIAL CORP | COMMON STOCK | 89832Q109 |  | 157092 | 3436 | SH |  | DFND |  | 3436 | 0 | 0 |
| US BANCORP | COMMON STOCK | 902973304 |  | 948272 | 19621 | SH |  | SOLE |  | 19621 | 0 | 0 |
| US BANCORP | COMMON STOCK | 902973304 |  | 250588 | 5185 | SH |  | DFND |  | 5185 | 0 | 0 |
| UNION PACIFIC CORP | COMMON STOCK | 907818108 |  | 1229350 | 5201 | SH |  | SOLE |  | 5201 | 0 | 0 |
| UNION PACIFIC CORP | COMMON STOCK | 907818108 |  | 64763 | 274 | SH |  | DFND |  | 274 | 0 | 0 |
| UNITED PARCEL SERVICE CL B | COMMON STOCK | 911312106 |  | 3698954 | 44284 | SH |  | SOLE |  | 43684 | 0 | 600 |
| UNITED PARCEL SERVICE CL B | COMMON STOCK | 911312106 |  | 298197 | 3570 | SH |  | DFND |  | 3570 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 |  | 1850037 | 5358 | SH |  | SOLE |  | 5358 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COMMON STOCK | 91324P102 |  | 129483 | 375 | SH |  | DFND |  | 375 | 0 | 0 |
| VALE SA SPONSORED ADS | FOREIGN EQUITIES | 91912E105 |  | 6516 | 600 | SH |  | SOLE |  | 600 | 0 | 0 |
| VALMONT INDUSTRIES INC | COMMON STOCK | 920253101 |  | 25201 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| VALVOLINE INC | COMMON STOCK | 92047W101 |  | 27212 | 758 | SH |  | SOLE |  | 758 | 0 | 0 |
| VANECK VECTORS GOLD MINERS ETF | ETF/INTERNATIONAL EQUITY | 92189F106 |  | 1528000 | 20000 | SH |  | DFND |  | 20000 | 0 | 0 |
| VANECK VECTORS ETF TR GREEN BD ETF | ETF/FIXED INCOME | 92189F171 |  | 2443 | 100 | SH |  | SOLE |  | 100 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION ETF | ETF/EQUITY | 921908844 |  | 1448165 | 6711 | SH |  | SOLE |  | 6711 | 0 | 0 |
| VANGUARD TOTAL INTL STOCK ETF | ETF/INTERNATIONAL EQUITY | 921909768 |  | 285352 | 3885 | SH |  | SOLE |  | 3885 | 0 | 0 |
| VANGUARD MEGA CAP GROWTH | ETF/EQUITY | 921910816 |  | 57544 | 143 | SH |  | SOLE |  | 143 | 0 | 0 |
| VANGUARD BD INDEX FD INC LONG TERM BOND | ETF/FIXED INCOME | 921937793 |  | 15232 | 215 | SH |  | SOLE |  | 0 | 0 | 215 |
| VANGUARD SHORT TERM BOND ETF | ETF/FIXED INCOME | 921937827 |  | 106515 | 1350 | SH |  | SOLE |  | 1350 | 0 | 0 |
| VANGUARD TOTAL BOND MRKT ETF | ETF/FIXED INCOME | 921937835 |  | 283125 | 3807 | SH |  | SOLE |  | 3807 | 0 | 0 |
| VANGUARD TOTAL BOND MRKT ETF | ETF/FIXED INCOME | 921937835 |  | 5577 | 75 | SH |  | DFND |  | 75 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF/INTERNATIONAL EQUITY | 921943858 |  | 235605 | 3932 | SH |  | SOLE |  | 3932 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF/INTERNATIONAL EQUITY | 921943858 |  | 4793 | 80 | SH |  | DFND |  | 80 | 0 | 0 |
| VANGUARD FINANCIALS ETF | ETF/EQUITY | 92204A405 |  | 590580 | 4500 | SH |  | SOLE |  | 4500 | 0 | 0 |
| VANGUARD FINANCIALS ETF | ETF/EQUITY | 92204A405 |  | 354348 | 2700 | SH |  | DFND |  | 2700 | 0 | 0 |
| VANGUARD INDUSTRIALS ETF | ETF/EQUITY | 92204A603 |  | 1303632 | 4400 | SH |  | DFND |  | 4400 | 0 | 0 |
| VANGUARD INFO TECH ETF | ETF/EQUITY | 92204A702 |  | 1723965 | 2309 | SH |  | SOLE |  | 2309 | 0 | 0 |
| VANGUARD INFO TECH ETF | ETF/EQUITY | 92204A702 |  | 273266 | 366 | SH |  | DFND |  | 366 | 0 | 0 |
| VANGUARD UTILITIES ETF | ETF/EQUITY | 92204A876 |  | 12311 | 65 | SH |  | SOLE |  | 65 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX FFTSE SMCAP ETF | ETF/INTERNATIONAL EQUITY | 922042718 |  | 309048 | 2168 | SH |  | SOLE |  | 2168 | 0 | 0 |
| VANGUARD FTSE ALL-WLD EX-US ETF | ETF/INTERNATIONAL EQUITY | 922042775 |  | 73786 | 1034 | SH |  | SOLE |  | 1034 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF/INTERNATIONAL EQUITY | 922042858 |  | 1785269 | 32951 | SH |  | SOLE |  | 32951 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF/INTERNATIONAL EQUITY | 922042858 |  | 356447 | 6579 | SH |  | DFND |  | 6579 | 0 | 0 |
| VANGUARD SHORT TERM CORP BOND ETF | ETF/FIXED INCOME | 92206C409 |  | 275356 | 3445 | SH |  | SOLE |  | 3445 | 0 | 0 |
| VANGUARD SHORT TERM CORP BOND ETF | ETF/FIXED INCOME | 92206C409 |  | 86481 | 1082 | SH |  | DFND |  | 1082 | 0 | 0 |
| VANGUARD LONG TERM CORP BONDINDEX FUND ETF | ETF/FIXED INCOME | 92206C813 |  | 5513 | 71 | SH |  | DFND |  | 71 | 0 | 0 |
| VANGUARD LONG TERM TREASURY | ETF/FIXED INCOME | 92206C847 |  | 395281 | 6952 | SH |  | SOLE |  | 6952 | 0 | 0 |
| VANGUARD LONG TERM TREASURY | ETF/FIXED INCOME | 92206C847 |  | 41961 | 738 | SH |  | DFND |  | 738 | 0 | 0 |
| VANGUARD S 500 ETF | ETF/EQUITY | 922908363 |  | 16381775 | 26751 | SH |  | SOLE |  | 26751 | 0 | 0 |
| VANGUARD REIT ETF | ETF/EQUITY | 922908553 |  | 683074 | 7472 | SH |  | SOLE |  | 7472 | 0 | 0 |
| VANGUARD REIT ETF | ETF/EQUITY | 922908553 |  | 32179 | 352 | SH |  | DFND |  | 352 | 0 | 0 |
| VANGUARD SMALLCAP VALUE ETF | ETF/EQUITY | 922908611 |  | 606301 | 2905 | SH |  | SOLE |  | 2905 | 0 | 0 |
| VANGUARD EXTENDED MKT IDX | ETF/EQUITY | 922908652 |  | 4814 | 23 | SH |  | SOLE |  | 23 | 0 | 0 |
| VANGUARD GROWTH ETF | ETF/EQUITY | 922908736 |  | 407660 | 850 | SH |  | SOLE |  | 850 | 0 | 0 |
| VANGUARD GROWTH ETF | ETF/EQUITY | 922908736 |  | 103114 | 215 | SH |  | DFND |  | 215 | 0 | 0 |
| VANGUARD VALUE ETF | ETF/EQUITY | 922908744 |  | 149192 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| VANGUARD SMALLCAP ETF | ETF/EQUITY | 922908751 |  | 206729 | 813 | SH |  | SOLE |  | 813 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF/EQUITY | 922908769 |  | 625143 | 1905 | SH |  | SOLE |  | 1905 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF/EQUITY | 922908769 |  | 1772064 | 5400 | SH |  | DFND |  | 5400 | 0 | 0 |
| VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 |  | 7921471 | 180240 | SH |  | SOLE |  | 180240 | 0 | 0 |
| VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 |  | 1348902 | 30692 | SH |  | DFND |  | 30692 | 0 | 0 |
| VERTEX PHARMACEUTICALS INC | COMMON STOCK | 92532F100 |  | 1047603 | 2675 | SH |  | SOLE |  | 2550 | 0 | 125 |
| VERTEX PHARMACEUTICALS INC | COMMON STOCK | 92532F100 |  | 73235 | 187 | SH |  | DFND |  | 187 | 0 | 0 |
| VISA INC CLASS A | COMMON STOCK | 92826C839 |  | 4202341 | 12310 | SH |  | SOLE |  | 12310 | 0 | 0 |
| VISA INC CLASS A | COMMON STOCK | 92826C839 |  | 725087 | 2124 | SH |  | DFND |  | 2124 | 0 | 0 |
| WAL MART STORES INC | COMMON STOCK | 931142103 |  | 8034929 | 77964 | SH |  | SOLE |  | 77964 | 0 | 0 |
| WAL MART STORES INC | COMMON STOCK | 931142103 |  | 1954633 | 18966 | SH |  | DFND |  | 18966 | 0 | 0 |
| WARBY PARKER INC CL A | COMMON STOCK | 93403J106 |  | 18554 | 673 | SH |  | SOLE |  | 673 | 0 | 0 |
| WARNER BROS DISCOVERY INC | COMMON STOCK | 934423104 |  | 74097 | 3796 | SH |  | SOLE |  | 3796 | 0 | 0 |
| WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 |  | 1265976 | 5733 | SH |  | SOLE |  | 5733 | 0 | 0 |
| WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 |  | 216411 | 980 | SH |  | DFND |  | 980 | 0 | 0 |
| WATTS WATER TECHNOLOGIES INC | COMMON STOCK | 942749102 |  | 13963 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| WEBSTER FINANCIAL CORP | COMMON STOCK | 947890109 |  | 27516 | 463 | SH |  | DFND |  | 463 | 0 | 0 |
| WELLS FARGO  CO | COMMON STOCK | 949746101 |  | 171558 | 2047 | SH |  | SOLE |  | 2047 | 0 | 0 |
| WESCO INTL INC | COMMON STOCK | 95082P105 |  | 33628 | 159 | SH |  | SOLE |  | 159 | 0 | 0 |
| WESTERN ALLIANCE BANCORP | COMMON STOCK | 957638109 |  | 37029 | 427 | SH |  | SOLE |  | 427 | 0 | 0 |
| WILLIAMS COMPANIES INC | COMMON STOCK | 969457100 |  | 11086 | 175 | SH |  | SOLE |  | 175 | 0 | 0 |
| WILLIAMS COMPANIES INC | COMMON STOCK | 969457100 |  | 633500 | 10000 | SH |  | DFND |  | 10000 | 0 | 0 |
| WISDOMTREE US HIGH DIVIDEND ETF | ETF/EQUITY | 97717W208 |  | 1435684 | 14250 | SH |  | SOLE |  | 14250 | 0 | 0 |
| WISDOMTREE US HIGH DIVIDEND ETF | ETF/EQUITY | 97717W208 |  | 9067 | 90 | SH |  | DFND |  | 90 | 0 | 0 |
| WOODSIDE ENERGY GROUP LTD | FOREIGN EQUITIES | 980228308 |  | 812 | 54 | SH |  | DFND |  | 54 | 0 | 0 |
| WORKDAY INC CL A | COMMON STOCK | 98138H101 |  | 23350 | 97 | SH |  | SOLE |  | 97 | 0 | 0 |
| SPDR GOLD MINISHARES | ETF/OTHER | 98149E303 |  | 244253 | 3195 | SH |  | SOLE |  | 3195 | 0 | 0 |
| SPDR GOLD MINISHARES | ETF/OTHER | 98149E303 |  | 22552 | 295 | SH |  | DFND |  | 295 | 0 | 0 |
| YUM BRANDS INC | COMMON STOCK | 988498101 |  | 29032 | 191 | SH |  | SOLE |  | 191 | 0 | 0 |
| YUM CHINA HLDGS INC | FOREIGN EQUITIES | 98850P109 |  | 7552 | 176 | SH |  | SOLE |  | 176 | 0 | 0 |
| ZIMVIE INC | COMMON STOCK | 98888T107 |  | 4921 | 260 | SH |  | DFND |  | 260 | 0 | 0 |
| ZEBRA TECHNOLOGIES CORP CL A | COMMON STOCK | 989207105 |  | 19909 | 67 | SH |  | DFND |  | 67 | 0 | 0 |
| ZIMMER HOLDINGS INC | COMMON STOCK | 98956P102 |  | 139673 | 1418 | SH |  | SOLE |  | 1418 | 0 | 0 |
| ZIMMER HOLDINGS INC | COMMON STOCK | 98956P102 |  | 157600 | 1600 | SH |  | DFND |  | 1600 | 0 | 0 |
| ZIONS BANCORP | COMMON STOCK | 989701107 |  | 35984 | 636 | SH |  | SOLE |  | 636 | 0 | 0 |

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