# EDGAR Filing Document

**Accession Number:** 0001767297
**File Stem:** 0001767297-23-000001
**Filing Date:** 2023-1
**Character Count:** 24619
**Document Hash:** 1ffa5cf181db45f86197dc32fb972b15
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001767297-23-000001.hdr.sgml**: 20230125

**ACCESSION NUMBER**: 0001767297-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230125

**DATE AS OF CHANGE**: 20230125

**EFFECTIVENESS DATE**: 20230125

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** VeraBank, N.A.
- **CENTRAL INDEX KEY:** 0001767297
- **IRS NUMBER:** 750187835
- **STATE OF INCORPORATION:** TX
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19112
- **FILM NUMBER:** 23551473

**BUSINESS ADDRESS:**
- **STREET 1:** 201 WEST MAIN ST
- **STREET 2:** P O BOX 820
- **CITY:** HENDERSON
- **STATE:** TX
- **ZIP:** 75653
- **BUSINESS PHONE:** 903-657-8521

**MAIL ADDRESS:**
- **STREET 1:** 201 WEST MAIN ST
- **STREET 2:** P O BOX 820
- **CITY:** HENDERSON
- **STATE:** TX
- **ZIP:** 75653

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** VeraBank N.A.<br>**Address:** 201 WEST MAIN ST<br>P O BOX 820<br>HENDERSON, TX 75653

**Form 13F File Number:** 028-19112

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Tim Lewinski<br>**Title:** Sr Portfolio Manager<br>**Phone:** 903-657-8521 x 7507

**Signature, Place, and Date of Signing:**

Tim Lewinski  Tyler, TX  01-25-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 206

**Form 13F Information Table Value Total:** $200231364

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | Common Stock | 88579Y101 |  | 249913 | 2084 | SH |  | OTR |  | 1584 | 500 | 0 |
| 3M CO | Common Stock | 88579Y101 |  | 808980 | 6746 | SH |  | SOLE |  | 6746 | 0 | 0 |
| ABBOTT LABS | Common Stock | 002824100 |  | 2258380 | 20570 | SH |  | SOLE |  | 20570 | 0 | 0 |
| ABBOTT LABS | Common Stock | 002824100 |  | 193230 | 1760 | SH |  | OTR |  | 1060 | 700 | 0 |
| ABBVIE INC | Common Stock | 00287Y109 |  | 2052447 | 12700 | SH |  | SOLE |  | 12700 | 0 | 0 |
| ABBVIE INC | Common Stock | 00287Y109 |  | 113289 | 701 | SH |  | OTR |  | 467 | 234 | 0 |
| ACCENTURE PLC IRELAND | Int'l Common Stock | G1151C101 |  | 168910 | 633 | SH |  | OTR |  | 0 | 633 | 0 |
| ACCENTURE PLC IRELAND | Int'l Common Stock | G1151C101 |  | 835476 | 3131 | SH |  | SOLE |  | 3131 | 0 | 0 |
| AFLAC INC | Common Stock | 001055102 |  | 953421 | 13253 | SH |  | SOLE |  | 13253 | 0 | 0 |
| AFLAC INC | Common Stock | 001055102 |  | 180497 | 2509 | SH |  | OTR |  | 2509 | 0 | 0 |
| ALPHABET INC | Common Stock | 02079K107 |  | 2527030 | 28480 | SH |  | SOLE |  | 28480 | 0 | 0 |
| ALPHABET INC | Common Stock | 02079K107 |  | 330076 | 3720 | SH |  | OTR |  | 2680 | 1040 | 0 |
| ALPHABET INC | Common Stock | 02079K305 |  | 1561495 | 17698 | SH |  | SOLE |  | 17698 | 0 | 0 |
| ALPHABET INC | Common Stock | 02079K305 |  | 165872 | 1880 | SH |  | OTR |  | 1080 | 800 | 0 |
| ALTRIA GROUP INC | Common Stock | 02209S103 |  | 715910 | 15662 | SH |  | SOLE |  | 15662 | 0 | 0 |
| AMAZON COM INC | Common Stock | 023135106 |  | 1167516 | 13899 | SH |  | SOLE |  | 13899 | 0 | 0 |
| AMAZON COM INC | Common Stock | 023135106 |  | 70560 | 840 | SH |  | OTR |  | 520 | 320 | 0 |
| AMERICAN EXPRESS CO | Common Stock | 025816109 |  | 398039 | 2694 | SH |  | SOLE |  | 2694 | 0 | 0 |
| AMERICAN EXPRESS CO | Common Stock | 025816109 |  | 39893 | 270 | SH |  | OTR |  | 270 | 0 | 0 |
| AMERICAN TOWER CORP NEW | Common Stock | 03027X100 |  | 222877 | 1052 | SH |  | SOLE |  | 1052 | 0 | 0 |
| AMERICAN WTR WKS CO INC NEW | Common Stock | 030420103 |  | 706162 | 4633 | SH |  | SOLE |  | 4633 | 0 | 0 |
| AMGEN INC | Common Stock | 031162100 |  | 1251217 | 4764 | SH |  | SOLE |  | 4764 | 0 | 0 |
| APPLE INC | Common Stock | 037833100 |  | 8528865 | 65642 | SH |  | SOLE |  | 65642 | 0 | 0 |
| APPLE INC | Common Stock | 037833100 |  | 671998 | 5172 | SH |  | OTR |  | 3436 | 1736 | 0 |
| APPLIED MATLS INC | Common Stock | 038222105 |  | 32135 | 330 | SH |  | SOLE |  | 330 | 0 | 0 |
| APPLIED MATLS INC | Common Stock | 038222105 |  | 348134 | 3575 | SH |  | OTR |  | 0 | 3575 | 0 |
| AT INC | Common Stock | 00206R102 |  | 231322 | 12565 | SH |  | SOLE |  | 12565 | 0 | 0 |
| AUTOMATIC DATA PROCESSING INC | Common Stock | 053015103 |  | 792776 | 3319 | SH |  | SOLE |  | 3319 | 0 | 0 |
| BANK AMERICA CORP | Common Stock | 060505104 |  | 394360 | 11907 | SH |  | SOLE |  | 11907 | 0 | 0 |
| BANK AMERICA CORP | Common Stock | 060505104 |  | 39744 | 1200 | SH |  | OTR |  | 1200 | 0 | 0 |
| BAXTER INTL INC | Common Stock | 071813109 |  | 271160 | 5320 | SH |  | SOLE |  | 5320 | 0 | 0 |
| BAXTER INTL INC | Common Stock | 071813109 |  | 28034 | 550 | SH |  | OTR |  | 550 | 0 | 0 |
| BECTON DICKINSON  CO | Common Stock | 075887109 |  | 330336 | 1299 | SH |  | SOLE |  | 1299 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | Common Stock | 084670702 |  | 2331577 | 7548 | SH |  | SOLE |  | 7548 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | Common Stock | 084670702 |  | 395392 | 1280 | SH |  | OTR |  | 580 | 700 | 0 |
| BLACKROCK INC | Common Stock | 09247X101 |  | 661860 | 934 | SH |  | SOLE |  | 934 | 0 | 0 |
| BLACKROCK INC | Common Stock | 09247X101 |  | 31888 | 45 | SH |  | OTR |  | 45 | 0 | 0 |
| BOEING CO | Common Stock | 097023105 |  | 232017 | 1218 | SH |  | SOLE |  | 1218 | 0 | 0 |
| BOOKING HOLDINGS INC | Common Stock | 09857L108 |  | 213620 | 106 | SH |  | SOLE |  | 106 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | Common Stock | 110122108 |  | 456739 | 6348 | SH |  | SOLE |  | 6348 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | Common Stock | 110122108 |  | 21585 | 300 | SH |  | OTR |  | 300 | 0 | 0 |
| BROADCOM INC | Common Stock | 11135F101 |  | 261673 | 468 | SH |  | SOLE |  | 468 | 0 | 0 |
| CANADIAN PAC RY LTD | Int'l Common Stock | 13645T100 |  | 770366 | 10328 | SH |  | SOLE |  | 10328 | 0 | 0 |
| CATERPILLAR INC | Common Stock | 149123101 |  | 231175 | 965 | SH |  | SOLE |  | 965 | 0 | 0 |
| CATERPILLAR INC | Common Stock | 149123101 |  | 443186 | 1850 | SH |  | OTR |  | 1850 | 0 | 0 |
| CDW CORP | Common Stock | 12514G108 |  | 207153 | 1160 | SH |  | SOLE |  | 1160 | 0 | 0 |
| CHEVRON CORP NEW | Common Stock | 166764100 |  | 3829599 | 21336 | SH |  | SOLE |  | 21336 | 0 | 0 |
| CHEVRON CORP NEW | Common Stock | 166764100 |  | 597163 | 3327 | SH |  | OTR |  | 3327 | 0 | 0 |
| CHUBB LIMITED | Int'l Common Stock | H1467J104 |  | 229203 | 1039 | SH |  | SOLE |  | 1039 | 0 | 0 |
| CISCO SYS INC | Common Stock | 17275R102 |  | 779390 | 16360 | SH |  | SOLE |  | 16360 | 0 | 0 |
| CISCO SYS INC | Common Stock | 17275R102 |  | 236056 | 4955 | SH |  | OTR |  | 2155 | 2800 | 0 |
| CITIGROUP INC | Common Stock | 172967424 |  | 240850 | 5325 | SH |  | SOLE |  | 5325 | 0 | 0 |
| CITIGROUP INC | Common Stock | 172967424 |  | 16690 | 369 | SH |  | OTR |  | 230 | 139 | 0 |
| CMS ENERGY CORP | Common Stock | 125896100 |  | 215322 | 3400 | SH |  | SOLE |  | 3400 | 0 | 0 |
| COCA COLA CO | Common Stock | 191216100 |  | 1249682 | 19646 | SH |  | SOLE |  | 19646 | 0 | 0 |
| COCA COLA CO | Common Stock | 191216100 |  | 152664 | 2400 | SH |  | OTR |  | 2400 | 0 | 0 |
| COGNIZANT TECHNOLOGY SOLUTIONS | Common Stock | 192446102 |  | 14298 | 250 | SH |  | OTR |  | 250 | 0 | 0 |
| COGNIZANT TECHNOLOGY SOLUTIONS | Common Stock | 192446102 |  | 349660 | 6114 | SH |  | SOLE |  | 6114 | 0 | 0 |
| COLGATE PALMOLIVE CO | Common Stock | 194162103 |  | 211630 | 2686 | SH |  | OTR |  | 1619 | 1067 | 0 |
| COLGATE PALMOLIVE CO | Common Stock | 194162103 |  | 260165 | 3302 | SH |  | SOLE |  | 3302 | 0 | 0 |
| COMCAST CORP NEW | Common Stock | 20030N101 |  | 57701 | 1650 | SH |  | OTR |  | 700 | 950 | 0 |
| COMCAST CORP NEW | Common Stock | 20030N101 |  | 228844 | 6544 | SH |  | SOLE |  | 6544 | 0 | 0 |
| CONOCOPHILLIPS | Common Stock | 20825C104 |  | 543508 | 4606 | SH |  | SOLE |  | 4606 | 0 | 0 |
| CONSTELLATION ENERGY CORP | Common Stock | 21037T109 |  | 256302 | 2973 | SH |  | SOLE |  | 2973 | 0 | 0 |
| COSTCO WHSL CORP NEW | Common Stock | 22160K105 |  | 23738 | 52 | SH |  | OTR |  | 52 | 0 | 0 |
| COSTCO WHSL CORP NEW | Common Stock | 22160K105 |  | 925326 | 2027 | SH |  | SOLE |  | 2027 | 0 | 0 |
| CVS HEALTH CORP | Common Stock | 126650100 |  | 879900 | 9442 | SH |  | SOLE |  | 9442 | 0 | 0 |
| CVS HEALTH CORP | Common Stock | 126650100 |  | 68774 | 738 | SH |  | OTR |  | 371 | 367 | 0 |
| DANAHER CORPORATION | Common Stock | 235851102 |  | 306295 | 1154 | SH |  | OTR |  | 354 | 800 | 0 |
| DANAHER CORPORATION | Common Stock | 235851102 |  | 2496806 | 9407 | SH |  | SOLE |  | 9407 | 0 | 0 |
| DEERE  CO | Common Stock | 244199105 |  | 734466 | 1713 | SH |  | OTR |  | 813 | 900 | 0 |
| DEERE  CO | Common Stock | 244199105 |  | 1091194 | 2545 | SH |  | SOLE |  | 2545 | 0 | 0 |
| DIMENSIONAL ETF TRUST | International Equity ETF | 25434V807 |  | 4459832 | 146705 | SH |  | SOLE |  | 146603 | 0 | 102 |
| DIMENSIONAL ETF TRUST | International Equity ETF | 25434V807 |  | 196566 | 6466 | SH |  | OTR |  | 5663 | 803 | 0 |
| DOMINION ENERGY INC | Common Stock | 25746U109 |  | 94004 | 1533 | SH |  | OTR |  | 733 | 800 | 0 |
| DOMINION ENERGY INC | Common Stock | 25746U109 |  | 498900 | 8136 | SH |  | SOLE |  | 8136 | 0 | 0 |
| DUKE ENERGY CORP NEW | Common Stock | 26441C204 |  | 51495 | 500 | SH |  | OTR |  | 500 | 0 | 0 |
| DUKE ENERGY CORP NEW | Common Stock | 26441C204 |  | 206083 | 2001 | SH |  | SOLE |  | 2001 | 0 | 0 |
| EATON CORP PLC | Int'l Common Stock | G29183103 |  | 351568 | 2240 | SH |  | SOLE |  | 2240 | 0 | 0 |
| EXELON CORP | Common Stock | 30161N101 |  | 415873 | 9620 | SH |  | SOLE |  | 9620 | 0 | 0 |
| EXXON MOBIL CORP | Common Stock | 30231G102 |  | 1062961 | 9637 | SH |  | OTR |  | 7297 | 2340 | 0 |
| EXXON MOBIL CORP | Common Stock | 30231G102 |  | 4434722 | 40206 | SH |  | SOLE |  | 40206 | 0 | 0 |
| FISERV INC | Common Stock | 337738108 |  | 115321 | 1141 | SH |  | OTR |  | 0 | 1141 | 0 |
| FISERV INC | Common Stock | 337738108 |  | 618346 | 6118 | SH |  | SOLE |  | 6118 | 0 | 0 |
| FLEXSHARES TR | Exchange Traded Fund | 33939L407 |  | 9219639 | 212092 | SH |  | SOLE |  | 212011 | 0 | 81 |
| FLEXSHARES TR | Exchange Traded Fund | 33939L407 |  | 498123 | 11459 | SH |  | OTR |  | 10315 | 1144 | 0 |
| FLEXSHARES TR | Exchange Traded Fund | 33939L860 |  | 20541457 | 390522 | SH |  | SOLE |  | 390347 | 0 | 175 |
| FLEXSHARES TR | Exchange Traded Fund | 33939L860 |  | 920237 | 17495 | SH |  | OTR |  | 15692 | 1803 | 0 |
| FLEXSHARES TR | Fixed Income ETF | 33939L506 |  | 5573135 | 236953 | SH |  | SOLE |  | 236880 | 0 | 73 |
| FLEXSHARES TR | Fixed Income ETF | 33939L506 |  | 114378 | 4863 | SH |  | OTR |  | 4863 | 0 | 0 |
| FLEXSHARES TR | Fixed Income ETF | 33939L605 |  | 4569974 | 193479 | SH |  | SOLE |  | 193407 | 0 | 72 |
| FLEXSHARES TR | Fixed Income ETF | 33939L605 |  | 92000 | 3895 | SH |  | OTR |  | 3895 | 0 | 0 |
| FORTIVE CORP | Common Stock | 34959J108 |  | 25636 | 399 | SH |  | OTR |  | 0 | 399 | 0 |
| FORTIVE CORP | Common Stock | 34959J108 |  | 332365 | 5173 | SH |  | SOLE |  | 5173 | 0 | 0 |
| GALLAGHER ARTHUR J  CO | Common Stock | 363576109 |  | 622182 | 3300 | SH |  | SOLE |  | 3300 | 0 | 0 |
| GENERAL DYNAMICS CORP | Common Stock | 369550108 |  | 350828 | 1414 | SH |  | SOLE |  | 1414 | 0 | 0 |
| GENERAL MLS INC | Common Stock | 370334104 |  | 351080 | 4187 | SH |  | SOLE |  | 4187 | 0 | 0 |
| HALLIBURTON CO | Common Stock | 406216101 |  | 143195 | 3639 | SH |  | OTR |  | 2662 | 977 | 0 |
| HALLIBURTON CO | Common Stock | 406216101 |  | 666235 | 16931 | SH |  | SOLE |  | 16931 | 0 | 0 |
| HCA HEALTHCARE INC | Common Stock | 40412C101 |  | 55911 | 233 | SH |  | OTR |  | 0 | 233 | 0 |
| HCA HEALTHCARE INC | Common Stock | 40412C101 |  | 525512 | 2190 | SH |  | SOLE |  | 2190 | 0 | 0 |
| HOME DEPOT INC | Common Stock | 437076102 |  | 462735 | 1465 | SH |  | SOLE |  | 1465 | 0 | 0 |
| HONEYWELL INTL INC | Common Stock | 438516106 |  | 971422 | 4533 | SH |  | SOLE |  | 4533 | 0 | 0 |
| INTEL CORP | Common Stock | 458140100 |  | 84576 | 3200 | SH |  | OTR |  | 1950 | 1250 | 0 |
| INTEL CORP | Common Stock | 458140100 |  | 929992 | 35187 | SH |  | SOLE |  | 35187 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE INC | Common Stock | 45866F104 |  | 477044 | 4650 | SH |  | SOLE |  | 4650 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | Common Stock | 459200101 |  | 102568 | 728 | SH |  | OTR |  | 238 | 490 | 0 |
| INTERNATIONAL BUSINESS MACHS | Common Stock | 459200101 |  | 99046 | 703 | SH |  | SOLE |  | 703 | 0 | 0 |
| INVESCO ACTVELY MNGD ETC FD TR | Exchange Traded Fund | 46090F100 |  | 380142 | 25720 | SH |  | SOLE |  | 25720 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287150 |  | 450627 | 5314 | SH |  | SOLE |  | 5314 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287507 |  | 1295805 | 5357 | SH |  | SOLE |  | 5357 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287507 |  | 285430 | 1180 | SH |  | OTR |  | 1180 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287655 |  | 925329 | 5307 | SH |  | SOLE |  | 5307 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287804 |  | 2117097 | 22370 | SH |  | SOLE |  | 22370 | 0 | 0 |
| ISHARES TR | Exchange Traded Fund | 464287804 |  | 138553 | 1464 | SH |  | OTR |  | 1464 | 0 | 0 |
| ISHARES TR | International Equity ETF | 464287465 |  | 561878 | 8560 | SH |  | SOLE |  | 8560 | 0 | 0 |
| JOHNSON  JOHNSON | Common Stock | 478160104 |  | 181066 | 1025 | SH |  | OTR |  | 800 | 225 | 0 |
| JOHNSON  JOHNSON | Common Stock | 478160104 |  | 2168379 | 12275 | SH |  | SOLE |  | 12275 | 0 | 0 |
| JPMORGAN CHASE  CO | Common Stock | 46625H100 |  | 109962 | 820 | SH |  | OTR |  | 820 | 0 | 0 |
| JPMORGAN CHASE  CO | Common Stock | 46625H100 |  | 2906349 | 21673 | SH |  | SOLE |  | 21673 | 0 | 0 |
| KIMBERLY-CLARK CORP | Common Stock | 494368103 |  | 221408 | 1631 | SH |  | SOLE |  | 1631 | 0 | 0 |
| LABORATORY CORP AMER HLDGS | Common Stock | 50540R409 |  | 238541 | 1013 | SH |  | SOLE |  | 1013 | 0 | 0 |
| LAM RESEARCH CORP | Common Stock | 512807108 |  | 228223 | 543 | SH |  | SOLE |  | 543 | 0 | 0 |
| LILLY ELI  CO | Common Stock | 532457108 |  | 1356901 | 3709 | SH |  | SOLE |  | 3709 | 0 | 0 |
| LINDE PLC | Int'l Common Stock | G5494J103 |  | 417184 | 1279 | SH |  | SOLE |  | 1279 | 0 | 0 |
| LINDE PLC | Int'l Common Stock | G5494J103 |  | 32618 | 100 | SH |  | OTR |  | 100 | 0 | 0 |
| LOCKHEED MARTIN CORP | Common Stock | 539830109 |  | 262218 | 539 | SH |  | SOLE |  | 539 | 0 | 0 |
| LOWES COS INC | Common Stock | 548661107 |  | 761495 | 3822 | SH |  | OTR |  | 2352 | 1470 | 0 |
| LOWES COS INC | Common Stock | 548661107 |  | 2312579 | 11607 | SH |  | SOLE |  | 11607 | 0 | 0 |
| MARATHON PETE CORP | Common Stock | 56585A102 |  | 75654 | 650 | SH |  | OTR |  | 650 | 0 | 0 |
| MARATHON PETE CORP | Common Stock | 56585A102 |  | 145488 | 1250 | SH |  | SOLE |  | 1250 | 0 | 0 |
| MARSH  MCLENNAN COS INC | Common Stock | 571748102 |  | 650833 | 3933 | SH |  | SOLE |  | 3933 | 0 | 0 |
| MARSH  MCLENNAN COS INC | Common Stock | 571748102 |  | 29786 | 180 | SH |  | OTR |  | 180 | 0 | 0 |
| MASTERCARD INCORPORATED | Common Stock | 57636Q104 |  | 86933 | 250 | SH |  | OTR |  | 250 | 0 | 0 |
| MASTERCARD INCORPORATED | Common Stock | 57636Q104 |  | 1451425 | 4174 | SH |  | SOLE |  | 4174 | 0 | 0 |
| MCDONALDS CORP | Common Stock | 580135101 |  | 120697 | 458 | SH |  | OTR |  | 458 | 0 | 0 |
| MCDONALDS CORP | Common Stock | 580135101 |  | 1842075 | 6990 | SH |  | SOLE |  | 6990 | 0 | 0 |
| MEDTRONIC PLC | Int'l Common Stock | G5960L103 |  | 459714 | 5915 | SH |  | SOLE |  | 5915 | 0 | 0 |
| MERCK  CO INC | Common Stock | 58933Y105 |  | 264949 | 2388 | SH |  | OTR |  | 1738 | 650 | 0 |
| MERCK  CO INC | Common Stock | 58933Y105 |  | 1152881 | 10391 | SH |  | SOLE |  | 10391 | 0 | 0 |
| META PLATFORMS INC | Common Stock | 30303M102 |  | 235505 | 1957 | SH |  | SOLE |  | 1957 | 0 | 0 |
| MICROSOFT CORP | Common Stock | 594918104 |  | 83937 | 350 | SH |  | OTR |  | 350 | 0 | 0 |
| MICROSOFT CORP | Common Stock | 594918104 |  | 6798178 | 28347 | SH |  | SOLE |  | 28347 | 0 | 0 |
| MONDELEZ INTL INC | Common Stock | 609207105 |  | 449754 | 6748 | SH |  | SOLE |  | 6748 | 0 | 0 |
| NEXTERA ENERGY INC | Common Stock | 65339F101 |  | 498256 | 5960 | SH |  | OTR |  | 3160 | 2800 | 0 |
| NEXTERA ENERGY INC | Common Stock | 65339F101 |  | 983888 | 11769 | SH |  | SOLE |  | 11769 | 0 | 0 |
| NIKE INC | Common Stock | 654106103 |  | 2151580 | 18388 | SH |  | SOLE |  | 18388 | 0 | 0 |
| NORFOLK SOUTHN CORP | Common Stock | 655844108 |  | 49284 | 200 | SH |  | OTR |  | 200 | 0 | 0 |
| NORFOLK SOUTHN CORP | Common Stock | 655844108 |  | 993812 | 4033 | SH |  | SOLE |  | 4033 | 0 | 0 |
| NUCOR CORP | Common Stock | 670346105 |  | 167003 | 1267 | SH |  | OTR |  | 1000 | 267 | 0 |
| NUCOR CORP | Common Stock | 670346105 |  | 363927 | 2761 | SH |  | SOLE |  | 2761 | 0 | 0 |
| ORACLE CORP | Common Stock | 68389X105 |  | 58853 | 720 | SH |  | OTR |  | 720 | 0 | 0 |
| ORACLE CORP | Common Stock | 68389X105 |  | 720538 | 8815 | SH |  | SOLE |  | 8815 | 0 | 0 |
| PALO ALTO NETWORKS INC | Common Stock | 697435105 |  | 281731 | 2019 | SH |  | SOLE |  | 2019 | 0 | 0 |
| PEPSICO INC | Common Stock | 713448108 |  | 442617 | 2450 | SH |  | OTR |  | 2450 | 0 | 0 |
| PEPSICO INC | Common Stock | 713448108 |  | 2318952 | 12836 | SH |  | SOLE |  | 12836 | 0 | 0 |
| PFIZER INC | Common Stock | 717081103 |  | 333060 | 6500 | SH |  | OTR |  | 6500 | 0 | 0 |
| PFIZER INC | Common Stock | 717081103 |  | 2046474 | 39939 | SH |  | SOLE |  | 39939 | 0 | 0 |
| PHILIP MORRIS INTL INC | Common Stock | 718172109 |  | 19230 | 190 | SH |  | OTR |  | 190 | 0 | 0 |
| PHILIP MORRIS INTL INC | Common Stock | 718172109 |  | 627704 | 6202 | SH |  | SOLE |  | 6202 | 0 | 0 |
| PHILLIPS 66 | Common Stock | 718546104 |  | 200562 | 1927 | SH |  | SOLE |  | 1927 | 0 | 0 |
| PROCTER AND GAMBLE CO | Common Stock | 742718109 |  | 672623 | 4438 | SH |  | OTR |  | 2738 | 1700 | 0 |
| PROCTER AND GAMBLE CO | Common Stock | 742718109 |  | 1761279 | 11621 | SH |  | SOLE |  | 11621 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | Common Stock | 75513E101 |  | 969337 | 9605 | SH |  | SOLE |  | 9605 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | Common Stock | 75513E101 |  | 68121 | 675 | SH |  | OTR |  | 675 | 0 | 0 |
| S GLOBAL INC | Common Stock | 78409V104 |  | 209672 | 626 | SH |  | SOLE |  | 626 | 0 | 0 |
| SABINE RTY TR | Common Stock | 785688102 |  | 2052851 | 24024 | SH |  | SOLE |  | 24024 | 0 | 0 |
| SALESFORCE INC | Common Stock | 79466L302 |  | 37656 | 284 | SH |  | OTR |  | 284 | 0 | 0 |
| SALESFORCE INC | Common Stock | 79466L302 |  | 1166527 | 8798 | SH |  | SOLE |  | 8798 | 0 | 0 |
| SCHLUMBERGER LTD | Int'l Common Stock | 806857108 |  | 481728 | 9011 | SH |  | SOLE |  | 9011 | 0 | 0 |
| SOUTHERN CO | Common Stock | 842587107 |  | 71410 | 1000 | SH |  | OTR |  | 1000 | 0 | 0 |
| SOUTHERN CO | Common Stock | 842587107 |  | 143677 | 2012 | SH |  | SOLE |  | 2012 | 0 | 0 |
| SPDR S 500 ETF TR | Exchange Traded Fund | 78462F103 |  | 3420071 | 8943 | SH |  | SOLE |  | 8943 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | Exchange Traded Fund | 78467Y107 |  | 684111 | 1545 | SH |  | SOLE |  | 1545 | 0 | 0 |
| STARBUCKS CORP | Common Stock | 855244109 |  | 57536 | 580 | SH |  | OTR |  | 280 | 300 | 0 |
| STARBUCKS CORP | Common Stock | 855244109 |  | 1777962 | 17923 | SH |  | SOLE |  | 17923 | 0 | 0 |
| SYSCO CORP | Common Stock | 871829107 |  | 131876 | 1725 | SH |  | OTR |  | 600 | 1125 | 0 |
| SYSCO CORP | Common Stock | 871829107 |  | 91052 | 1191 | SH |  | SOLE |  | 1191 | 0 | 0 |
| TARGET CORP | Common Stock | 87612E106 |  | 236526 | 1587 | SH |  | SOLE |  | 1587 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | Common Stock | 883556102 |  | 55069 | 100 | SH |  | OTR |  | 100 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | Common Stock | 883556102 |  | 600252 | 1090 | SH |  | SOLE |  | 1090 | 0 | 0 |
| UNION PAC CORP | Common Stock | 907818108 |  | 818341 | 3952 | SH |  | SOLE |  | 3952 | 0 | 0 |
| UNITED PARCEL SERVICE INC | Common Stock | 911312106 |  | 112996 | 650 | SH |  | OTR |  | 250 | 400 | 0 |
| UNITED PARCEL SERVICE INC | Common Stock | 911312106 |  | 797230 | 4586 | SH |  | SOLE |  | 4586 | 0 | 0 |
| UNITEDHEALTH GROUP INC | Common Stock | 91324P102 |  | 58320 | 110 | SH |  | OTR |  | 110 | 0 | 0 |
| UNITEDHEALTH GROUP INC | Common Stock | 91324P102 |  | 762399 | 1438 | SH |  | SOLE |  | 1438 | 0 | 0 |
| US BANCORP DEL | Common Stock | 902973304 |  | 37810 | 867 | SH |  | OTR |  | 0 | 867 | 0 |
| US BANCORP DEL | Common Stock | 902973304 |  | 629336 | 14431 | SH |  | SOLE |  | 14431 | 0 | 0 |
| VANGUARD INDEX FDS | Exchange Traded Fund | 922908629 |  | 1710577 | 8393 | SH |  | SOLE |  | 8393 | 0 | 0 |
| VANGUARD INDEX FDS | Exchange Traded Fund | 922908736 |  | 434744 | 2040 | SH |  | SOLE |  | 2040 | 0 | 0 |
| VANGUARD INDEX FDS | Exchange Traded Fund | 922908736 |  | 4262 | 20 | SH |  | OTR |  | 20 | 0 | 0 |
| VANGUARD INDEX FDS | Exchange Traded Fund | 922908744 |  | 1069058 | 7616 | SH |  | SOLE |  | 7616 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX FDS | Exchange Traded Fund | 922042858 |  | 260347 | 6679 | SH |  | SOLE |  | 6679 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | International Equity ETF | 921943858 |  | 409417 | 9755 | SH |  | SOLE |  | 9755 | 0 | 0 |
| VANGUARD WHITEHALL FDS | Exchange Traded Fund | 921946406 |  | 2130547 | 19689 | SH |  | SOLE |  | 19689 | 0 | 0 |
| VANGUARD WHITEHALL FDS | Exchange Traded Fund | 921946406 |  | 501012 | 4630 | SH |  | OTR |  | 4630 | 0 | 0 |
| VANGUARD WHITEHALL FDS | International Equity ETF | 921946810 |  | 17618409 | 253029 | SH |  | SOLE |  | 252853 | 0 | 176 |
| VANGUARD WHITEHALL FDS | International Equity ETF | 921946810 |  | 789952 | 11345 | SH |  | OTR |  | 9955 | 1390 | 0 |
| VERIZON COMMUNICATIONS INC | Common Stock | 92343V104 |  | 96530 | 2450 | SH |  | OTR |  | 1750 | 700 | 0 |
| VERIZON COMMUNICATIONS INC | Common Stock | 92343V104 |  | 905333 | 22978 | SH |  | SOLE |  | 22978 | 0 | 0 |
| VISA INC | Common Stock | 92826C839 |  | 26178 | 126 | SH |  | OTR |  | 126 | 0 | 0 |
| VISA INC | Common Stock | 92826C839 |  | 291695 | 1404 | SH |  | SOLE |  | 1404 | 0 | 0 |
| WASTE MGMT INC DEL | Common Stock | 94106L109 |  | 1001522 | 6384 | SH |  | SOLE |  | 6384 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | Common Stock | 98956P102 |  | 15300 | 120 | SH |  | OTR |  | 120 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | Common Stock | 98956P102 |  | 234855 | 1842 | SH |  | SOLE |  | 1842 | 0 | 0 |
| ZOETIS INC | Common Stock | 98978V103 |  | 240342 | 1640 | SH |  | SOLE |  | 1640 | 0 | 0 |

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