# EDGAR Filing Document

**Accession Number:** 0001697791
**File Stem:** 0001420506-26-000776
**Filing Date:** 2026-5
**Character Count:** 15539
**Document Hash:** 649589df38c690a0a7c9370e665928e5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001420506-26-000776.hdr.sgml**: 20260501

**ACCESSION NUMBER**: 0001420506-26-000776

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260501

**DATE AS OF CHANGE**: 20260501

**EFFECTIVENESS DATE**: 20260501

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** United Bank
- **CENTRAL INDEX KEY:** 0001697791

**ORGANIZATION NAME:**
- **EIN:** 580153300
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17690
- **FILM NUMBER:** 26932049

**BUSINESS ADDRESS:**
- **STREET 1:** 420 GRIFFIN STREET
- **CITY:** ZEBULON
- **STATE:** GA
- **ZIP:** 30295
- **BUSINESS PHONE:** 770-567-7211

**MAIL ADDRESS:**
- **STREET 1:** 420 GRIFFIN STREET
- **CITY:** ZEBULON
- **STATE:** GA
- **ZIP:** 30295

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** United Bank<br>**Address:** 420 Griffin Street<br>Zebulon, GA 30295

**Form 13F File Number:** 028-17690

**SEC File Number (if applicable):** 028-17690

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Daniel B. Searcy III<br>**Title:** Senior Vice-President<br>**Phone:** 770-412-4952

**Signature, Place, and Date of Signing:**

Daniel B. Searcy III Senior Vice-President  Zebulon, GA  05-01-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 124

**Form 13F Information Table Value Total:** $300643866

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABORATORIES | COM | 002824100 |  | 3407925 | 33193 | SH |  | SOLE |  | 33193 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 476738 | 2192 | SH |  | SOLE |  | 2192 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 1129063 | 5694 | SH |  | SOLE |  | 5694 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 889187 | 3658 | SH |  | SOLE |  | 3658 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 3609255 | 17742 | SH |  | SOLE |  | 17742 | 0 | 0 |
| AFLAC INC | COM | 001055102 |  | 200111 | 1824 | SH |  | SOLE |  | 1824 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 205474 | 991 | SH |  | SOLE |  | 991 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 12907706 | 44887 | SH |  | SOLE |  | 44887 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 341168 | 5170 | SH |  | SOLE |  | 5170 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 9267807 | 44499 | SH |  | SOLE |  | 44499 | 0 | 0 |
| AMERICAN TOWER CORP | COM | 03027X100 |  | 1180102 | 6838 | SH |  | SOLE |  | 6838 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 2328149 | 7318 | SH |  | SOLE |  | 7318 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 12264402 | 48325 | SH |  | SOLE |  | 48325 | 0 | 0 |
| ARCHER AVIATION INC | COM CL A | 03945R102 |  | 1045291 | 202184 | SH |  | SOLE |  | 202184 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 970150 | 33465 | SH |  | SOLE |  | 33465 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 852029 | 5419 | SH |  | SOLE |  | 5419 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2601577 | 5429 | SH |  | SOLE |  | 5429 | 0 | 0 |
| BLACKROCK INC | COM | 09290D101 |  | 255815 | 266 | SH |  | SOLE |  | 266 | 0 | 0 |
| BLACKSTONE INC | COM | 09260D107 |  | 2098453 | 18249 | SH |  | SOLE |  | 18249 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 1296481 | 6514 | SH |  | SOLE |  | 6514 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 1719913 | 28358 | SH |  | SOLE |  | 28358 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 2807565 | 9071 | SH |  | SOLE |  | 9071 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 3483498 | 4917 | SH |  | SOLE |  | 4917 | 0 | 0 |
| CENCORA INC | COM | 03073E105 |  | 2411339 | 7676 | SH |  | SOLE |  | 7676 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 2321004 | 11218 | SH |  | SOLE |  | 11218 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 2632474 | 33928 | SH |  | SOLE |  | 33928 | 0 | 0 |
| CITIGROUP INC | COM NEW | 172967424 |  | 1824086 | 16084 | SH |  | SOLE |  | 16084 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 6934239 | 91180 | SH |  | SOLE |  | 91180 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 249834 | 8702 | SH |  | SOLE |  | 8702 | 0 | 0 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 247185 | 2184 | SH |  | SOLE |  | 2184 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 5998509 | 6020 | SH |  | SOLE |  | 6020 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 1284070 | 17879 | SH |  | SOLE |  | 17879 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 1055624 | 1874 | SH |  | SOLE |  | 1874 | 0 | 0 |
| DELTA AIR LINES INC | COM NEW | 247361702 |  | 286795 | 4314 | SH |  | SOLE |  | 4314 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 1786596 | 18537 | SH |  | SOLE |  | 18537 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 790878 | 6040 | SH |  | SOLE |  | 6040 | 0 | 0 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 457038 | 9979 | SH |  | SOLE |  | 9979 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 1749722 | 4892 | SH |  | SOLE |  | 4892 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 2521090 | 2741 | SH |  | SOLE |  | 2741 | 0 | 0 |
| EMERSON ELEC CO | COM | 291011104 |  | 1633426 | 12467 | SH |  | SOLE |  | 12467 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 3974116 | 23424 | SH |  | SOLE |  | 23424 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 223325 | 627 | SH |  | SOLE |  | 627 | 0 | 0 |
| FIDELITY COVINGTON TRUST | HIGH DIVID ETF | 316092840 |  | 330225 | 5978 | SH |  | SOLE |  | 5978 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 336917109 |  | 730809 | 14386 | SH |  | SOLE |  | 14386 | 0 | 0 |
| FLEXSHARES TR | DEV MRK EX LOW | 33939L647 |  | 333648 | 10169 | SH |  | SOLE |  | 10169 | 0 | 0 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 11654039 | 211277 | SH |  | SOLE |  | 211277 | 0 | 0 |
| FLEXSHARES TR | HIG YLD VL ETF | 33939L662 |  | 9691756 | 241931 | SH |  | SOLE |  | 241931 | 0 | 0 |
| FLEXSHARES TR | STOXX GLOBR INF | 33939L795 |  | 11752603 | 183778 | SH |  | SOLE |  | 183778 | 0 | 0 |
| FLEXSHARES TR | US QT LW VLTY | 33939L654 |  | 3225129 | 44862 | SH |  | SOLE |  | 44862 | 0 | 0 |
| FREEPORT MCMORAN INC | CL B | 35671D857 |  | 1522343 | 25899 | SH |  | SOLE |  | 25899 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 2592684 | 7554 | SH |  | SOLE |  | 7554 | 0 | 0 |
| GLOBAL PMTS INC | COM | 37940X102 |  | 299081 | 4444 | SH |  | SOLE |  | 4444 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 2101801 | 38083 | SH |  | SOLE |  | 38083 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 1301747 | 3958 | SH |  | SOLE |  | 3958 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1664033 | 7362 | SH |  | SOLE |  | 7362 | 0 | 0 |
| IDEXX LABS INC | COM | 45168D104 |  | 393323 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| IMMUNITYBIO INC | COM | 45256X103 |  | 109681 | 14300 | SH |  | SOLE |  | 14300 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 387417 | 8779 | SH |  | SOLE |  | 8779 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 1772388 | 11269 | SH |  | SOLE |  | 11269 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 698810 | 2883 | SH |  | SOLE |  | 2883 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 910160 | 2105 | SH |  | SOLE |  | 2105 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 840951 | 1457 | SH |  | SOLE |  | 1457 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 934090 | 1430 | SH |  | SOLE |  | 1430 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 5785093 | 85667 | SH |  | SOLE |  | 85667 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 4119633 | 33140 | SH |  | SOLE |  | 33140 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 575071 | 5793 | SH |  | SOLE |  | 5793 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 5110988 | 45186 | SH |  | SOLE |  | 45186 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 491359 | 8669 | SH |  | SOLE |  | 8669 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3048656 | 12472 | SH |  | SOLE |  | 12472 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 8405328 | 28574 | SH |  | SOLE |  | 28574 | 0 | 0 |
| KKR  CO INC | COM | 48251W104 |  | 1259573 | 13617 | SH |  | SOLE |  | 13617 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 2821183 | 11940 | SH |  | SOLE |  | 11940 | 0 | 0 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 569089 | 3281 | SH |  | SOLE |  | 3281 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 4164666 | 8335 | SH |  | SOLE |  | 8335 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 2559667 | 8236 | SH |  | SOLE |  | 8236 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1676851 | 19352 | SH |  | SOLE |  | 19352 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 246113 | 2046 | SH |  | SOLE |  | 2046 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 4702909 | 8220 | SH |  | SOLE |  | 8220 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 646626 | 1914 | SH |  | SOLE |  | 1914 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 9337168 | 25224 | SH |  | SOLE |  | 25224 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 693697 | 12035 | SH |  | SOLE |  | 12035 | 0 | 0 |
| NETFLIX INC. | COM | 64110L106 |  | 2205681 | 22940 | SH |  | SOLE |  | 22940 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1535678 | 16534 | SH |  | SOLE |  | 16534 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 991326 | 18768 | SH |  | SOLE |  | 18768 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 2013305 | 7015 | SH |  | SOLE |  | 7015 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 11511970 | 66009 | SH |  | SOLE |  | 66009 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 2229158 | 15153 | SH |  | SOLE |  | 15153 | 0 | 0 |
| OXFORD SQUARE CAP CORP | COM | 69181V107 |  | 27293 | 15420 | SH |  | SOLE |  | 15420 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 2142196 | 13362 | SH |  | SOLE |  | 13362 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 924456 | 20439 | SH |  | SOLE |  | 20439 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 919472 | 5921 | SH |  | SOLE |  | 5921 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 1710746 | 60924 | SH |  | SOLE |  | 60924 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 226846 | 1372 | SH |  | SOLE |  | 1372 | 0 | 0 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 437197 | 2101 | SH |  | SOLE |  | 2101 | 0 | 0 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 2379793 | 16476 | SH |  | SOLE |  | 16476 | 0 | 0 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 272902 | 10448 | SH |  | SOLE |  | 10448 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 2591612 | 13435 | SH |  | SOLE |  | 13435 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 2072970 | 11105 | SH |  | SOLE |  | 11105 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 1556685 | 16564 | SH |  | SOLE |  | 16564 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 6624395 | 215919 | SH |  | SOLE |  | 215919 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 691766 | 6240 | SH |  | SOLE |  | 6240 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 4512534 | 73662 | SH |  | SOLE |  | 73662 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 1142385 | 7792 | SH |  | SOLE |  | 7792 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 788596 | 4876 | SH |  | SOLE |  | 4876 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET REA | 81369Y860 |  | 747679 | 18312 | SH |  | SOLE |  | 18312 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 11084392 | 83404 | SH |  | SOLE |  | 83404 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 5340452 | 55330 | SH |  | SOLE |  | 55330 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1841641 | 4280 | SH |  | SOLE |  | 4280 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X541 |  | 806809 | 10805 | SH |  | SOLE |  | 10805 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 782384 | 5361 | SH |  | SOLE |  | 5361 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 1043145 | 1604 | SH |  | SOLE |  | 1604 | 0 | 0 |
| SURF AIR MOBILITY INC | COM NEW | 868927203 |  | 143750 | 125000 | SH |  | SOLE |  | 125000 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 567291 | 1526 | SH |  | SOLE |  | 1526 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 2969622 | 18595 | SH |  | SOLE |  | 18595 | 0 | 0 |
| TRUIST FINL CORP | COM | 89832Q109 |  | 2739168 | 59586 | SH |  | SOLE |  | 59586 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 328903 | 753 | SH |  | SOLE |  | 753 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 768449 | 1286 | SH |  | SOLE |  | 1286 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 3990904 | 20341 | SH |  | SOLE |  | 20341 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 559178 | 11139 | SH |  | SOLE |  | 11139 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 385960 | 1277 | SH |  | SOLE |  | 1277 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 939433 | 7559 | SH |  | SOLE |  | 7559 | 0 | 0 |
| WELLS FARGO  CO | COM | 949746101 |  | 239626 | 3010 | SH |  | SOLE |  | 3010 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 1333241 | 8575 | SH |  | SOLE |  | 8575 | 0 | 0 |
| ZIMMER BIOMET HOLDINGS INC | COM | 98956P102 |  | 1343280 | 14856 | SH |  | SOLE |  | 14856 | 0 | 0 |

---