# EDGAR Filing Document

**Accession Number:** 0001842667
**File Stem:** 0001193125-26-033937
**Filing Date:** 2026-2
**Character Count:** 21886
**Document Hash:** 960b4e94a7befc0c00f02097551ffbc8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-033937.hdr.sgml**: 20260203

**ACCESSION NUMBER**: 0001193125-26-033937

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260203

**DATE AS OF CHANGE**: 20260202

**EFFECTIVENESS DATE**: 20260203

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MMA ASSET MANAGEMENT LLC
- **CENTRAL INDEX KEY:** 0001842667

**ORGANIZATION NAME:**
- **EIN:** 270845548
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20624
- **FILM NUMBER:** 26589197

**BUSINESS ADDRESS:**
- **STREET 1:** EIGHT TOWER BRIDGE
- **STREET 2:** SUITE 1200
- **CITY:** CONSHOHOCKEN
- **STATE:** PA
- **ZIP:** 19428
- **BUSINESS PHONE:** 610-684-3200

**MAIL ADDRESS:**
- **STREET 1:** 1166 AVENUE OF THE AMERICAS
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** MMA ASSET MANAGEMENT LLC<br>**Address:** 1166 AVENUE OF THE AMERICAS<br>NEW YORK, NY 10036

**Form 13F File Number:** 028-20624

**CRD Number (if applicable):** 000155426

**SEC File Number (if applicable):** 801-71975

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Judith Weinstock<br>**Title:** Chief Compliance Officer<br>**Phone:** 917-625-4069

**Signature, Place, and Date of Signing:**

Judith Weinstock  New York, NY  02-02-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 182

**Form 13F Information Table Value Total:** $280538399

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AB ACTIVE ETFS INC | ULTRA SHORT INCM | 00039J103 |  | 302202 | 5987 | SH |  | SOLE |  | 0 | 0 | 5987 |
| ABBVIE INC | COM | 00287Y109 |  | 244256 | 1069 | SH |  | SOLE |  | 0 | 0 | 1069 |
| ABRDN PRECIOUS METALS BASKET | PHYSCL PRECS MET | 003263100 |  | 419218 | 2039 | SH |  | SOLE |  | 0 | 0 | 2039 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2023406 | 6448 | SH |  | SOLE |  | 0 | 0 | 6448 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1220748 | 3900 | SH |  | SOLE |  | 0 | 0 | 3900 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 428875 | 7438 | SH |  | SOLE |  | 0 | 0 | 7438 |
| AMAZON COM INC | COM | 023135106 |  | 2061453 | 8931 | SH |  | SOLE |  | 0 | 0 | 8931 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 221230 | 598 | SH |  | SOLE |  | 0 | 0 | 598 |
| AMERICAN INTL GROUP INC | COM NEW | 026874784 |  | 344339 | 4025 | SH |  | SOLE |  | 0 | 0 | 4025 |
| APPLE INC | COM | 037833100 |  | 2866682 | 10545 | SH |  | SOLE |  | 0 | 0 | 10545 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 |  | 371155 | 6456 | SH |  | SOLE |  | 0 | 0 | 6456 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 233266 | 3033 | SH |  | SOLE |  | 0 | 0 | 3033 |
| AT INC | COM | 00206R102 |  | 408444 | 16443 | SH |  | SOLE |  | 0 | 0 | 16443 |
| BANK AMERICA CORP | COM | 060505104 |  | 600153 | 10912 | SH |  | SOLE |  | 0 | 0 | 10912 |
| BANK OZK LITTLE ROCK ARK | COM | 06417N103 |  | 325960 | 7083 | SH |  | SOLE |  | 0 | 0 | 7083 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1126439 | 2241 | SH |  | SOLE |  | 0 | 0 | 2241 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 1509600 | 2 | SH |  | SOLE |  | 0 | 0 | 2 |
| BLACKROCK ETF TRUST II | ISHARES INTERMED | 092528207 |  | 882412 | 36706 | SH |  | SOLE |  | 0 | 0 | 36706 |
| BROADCOM INC | COM | 11135F101 |  | 561028 | 1621 | SH |  | SOLE |  | 0 | 0 | 1621 |
| CATERPILLAR INC | COM | 149123101 |  | 208525 | 364 | SH |  | SOLE |  | 0 | 0 | 364 |
| CHEVRON CORP NEW | COM | 166764100 |  | 277326 | 1820 | SH |  | SOLE |  | 0 | 0 | 1820 |
| CISCO SYS INC | COM | 17275R102 |  | 475044 | 6167 | SH |  | SOLE |  | 0 | 0 | 6167 |
| CITIGROUP INC | COM NEW | 172967424 |  | 381810 | 3272 | SH |  | SOLE |  | 0 | 0 | 3272 |
| COLUMBIA ETF TR I | RESH ENHNC COR | 19761L706 |  | 985074 | 24120 | SH |  | SOLE |  | 0 | 0 | 24120 |
| CONTROLADORA VUELA COMP DE A | SPON ADR RP 10 | 21240E105 |  | 133200 | 15000 | SH |  | SOLE |  | 0 | 0 | 15000 |
| CVS HEALTH CORP | COM | 126650100 |  | 358945 | 4523 | SH |  | SOLE |  | 0 | 0 | 4523 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 321318 | 8772 | SH |  | SOLE |  | 0 | 0 | 8772 |
| ELI LILLY  CO | COM | 532457108 |  | 671675 | 625 | SH |  | SOLE |  | 0 | 0 | 625 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 680592 | 5656 | SH |  | SOLE |  | 0 | 0 | 5656 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 841001 | 18267 | SH |  | SOLE |  | 0 | 0 | 18267 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 372748 | 7963 | SH |  | SOLE |  | 0 | 0 | 7963 |
| FORD MTR CO | COM | 345370860 |  | 403568 | 30760 | SH |  | SOLE |  | 0 | 0 | 30760 |
| FRANKLIN TEMPLETON DIGITAL H | BITCOIN ETF SHS | 354921108 |  | 227143 | 4489 | SH |  | SOLE |  | 0 | 0 | 4489 |
| FRANKLIN TEMPLETON ETF TR | FTSE JAPAN ETF | 35473P744 |  | 4549364 | 132057 | SH |  | SOLE |  | 0 | 0 | 132057 |
| FRANKLIN TEMPLETON ETF TR | FRANKLIN DYN MUN | 35473P868 |  | 756993 | 30438 | SH |  | SOLE |  | 0 | 0 | 30438 |
| FRANKLIN TEMPLETON ETF TR | FTSE CHINA | 35473P819 |  | 3029074 | 127272 | SH |  | SOLE |  | 0 | 0 | 127272 |
| FRANKLIN TEMPLETON ETF TR | FTSE BRAZIL | 35473P835 |  | 2268169 | 119064 | SH |  | SOLE |  | 0 | 0 | 119064 |
| FRANKLIN TEMPLETON ETF TR | FTSE UNTD KGDM | 35473P678 |  | 4684095 | 138788 | SH |  | SOLE |  | 0 | 0 | 138788 |
| FRANKLIN TEMPLETON ETF TR | FTSE SOUTH KOREA | 35473P710 |  | 1405777 | 43862 | SH |  | SOLE |  | 0 | 0 | 43862 |
| GE AEROSPACE | COM NEW | 369604301 |  | 986312 | 3202 | SH |  | SOLE |  | 0 | 0 | 3202 |
| GE VERNOVA INC | COM | 36828A101 |  | 522856 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 219232 | 12407 | SH |  | SOLE |  | 0 | 0 | 12407 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 400824 | 456 | SH |  | SOLE |  | 0 | 0 | 456 |
| GOSSAMER BIO INC | COM | 38341P102 |  | 31000 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| HEWLETT PACKARD ENTERPRISE C | COM | 42824C109 |  | 344687 | 14350 | SH |  | SOLE |  | 0 | 0 | 14350 |
| HOME DEPOT INC | COM | 437076102 |  | 252914 | 735 | SH |  | SOLE |  | 0 | 0 | 735 |
| HOST HOTELS  RESORTS INC | COM | 44107P104 |  | 332703 | 18765 | SH |  | SOLE |  | 0 | 0 | 18765 |
| HUNTINGTON INGALLS INDS INC | COM | 446413106 |  | 664157 | 1953 | SH |  | SOLE |  | 0 | 0 | 1953 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BUF | 45782C615 |  | 306571 | 5293 | SH |  | SOLE |  | 0 | 0 | 5293 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C540 |  | 540949 | 12470 | SH |  | SOLE |  | 0 | 0 | 12470 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C797 |  | 685328 | 15604 | SH |  | SOLE |  | 0 | 0 | 15604 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C508 |  | 253579 | 5393 | SH |  | SOLE |  | 0 | 0 | 5393 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C417 |  | 413419 | 10153 | SH |  | SOLE |  | 0 | 0 | 10153 |
| INNOVATOR ETFS TRUST | INTERNATIONAL DV | 45782C631 |  | 550439 | 15790 | SH |  | SOLE |  | 0 | 0 | 15790 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 313205 | 1057 | SH |  | SOLE |  | 0 | 0 | 1057 |
| INTUIT | COM | 461202103 |  | 292127 | 441 | SH |  | SOLE |  | 0 | 0 | 441 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 895144 | 4673 | SH |  | SOLE |  | 0 | 0 | 4673 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 609687 | 992 | SH |  | SOLE |  | 0 | 0 | 992 |
| ISHARES INC | MSCI GERMANY ETF | 464286806 |  | 3485000 | 82000 | SH |  | SOLE |  | 0 | 0 | 82000 |
| ISHARES INC | MSCI MEXICO ETF | 464286822 |  | 1632444 | 23546 | SH |  | SOLE |  | 0 | 0 | 23546 |
| ISHARES INC | MSCI SPAIN ETF | 464286764 |  | 3517250 | 65243 | SH |  | SOLE |  | 0 | 0 | 65243 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 4733565 | 70419 | SH |  | SOLE |  | 0 | 0 | 70419 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 246193 | 3844 | SH |  | SOLE |  | 0 | 0 | 3844 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 14358713 | 623614 | SH |  | SOLE |  | 0 | 0 | 623614 |
| ISHARES TR | CMBS ETF | 46429B366 |  | 536297 | 10927 | SH |  | SOLE |  | 0 | 0 | 10927 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 2176051 | 24324 | SH |  | SOLE |  | 0 | 0 | 24324 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 221370 | 2351 | SH |  | SOLE |  | 0 | 0 | 2351 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 624579 | 6100 | SH |  | SOLE |  | 0 | 0 | 6100 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 616902 | 6176 | SH |  | SOLE |  | 0 | 0 | 6176 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 364208 | 2580 | SH |  | SOLE |  | 0 | 0 | 2580 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 1355550 | 12333 | SH |  | SOLE |  | 0 | 0 | 12333 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 4311236 | 60373 | SH |  | SOLE |  | 0 | 0 | 60373 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 3961226 | 34772 | SH |  | SOLE |  | 0 | 0 | 34772 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 299782 | 3718 | SH |  | SOLE |  | 0 | 0 | 3718 |
| ISHARES TR | MBS ETF | 464288588 |  | 3668922 | 38531 | SH |  | SOLE |  | 0 | 0 | 38531 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 770997 | 24903 | SH |  | SOLE |  | 0 | 0 | 24903 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 227798 | 2366 | SH |  | SOLE |  | 0 | 0 | 2366 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 457936 | 8499 | SH |  | SOLE |  | 0 | 0 | 8499 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 720259 | 12645 | SH |  | SOLE |  | 0 | 0 | 12645 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 306626 | 3189 | SH |  | SOLE |  | 0 | 0 | 3189 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 1133235 | 13002 | SH |  | SOLE |  | 0 | 0 | 13002 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 4184329 | 37974 | SH |  | SOLE |  | 0 | 0 | 37974 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 204314 | 1492 | SH |  | SOLE |  | 0 | 0 | 1492 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 335462 | 1680 | SH |  | SOLE |  | 0 | 0 | 1680 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 1233898 | 3820 | SH |  | SOLE |  | 0 | 0 | 3820 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1243392 | 18839 | SH |  | SOLE |  | 0 | 0 | 18839 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 215018 | 1634 | SH |  | SOLE |  | 0 | 0 | 1634 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 301394 | 3111 | SH |  | SOLE |  | 0 | 0 | 3111 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1098051 | 9137 | SH |  | SOLE |  | 0 | 0 | 9137 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 5510901 | 48460 | SH |  | SOLE |  | 0 | 0 | 48460 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 4156456 | 29445 | SH |  | SOLE |  | 0 | 0 | 29445 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 25696596 | 121170 | SH |  | SOLE |  | 0 | 0 | 121170 |
| ISHARES TR | CORE S ETF | 464287200 |  | 10681267 | 15594 | SH |  | SOLE |  | 0 | 0 | 15594 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1398261 | 11344 | SH |  | SOLE |  | 0 | 0 | 11344 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1612256 | 7665 | SH |  | SOLE |  | 0 | 0 | 7665 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 2261901 | 4779 | SH |  | SOLE |  | 0 | 0 | 4779 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 891916 | 4922 | SH |  | SOLE |  | 0 | 0 | 4922 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 2723595 | 54461 | SH |  | SOLE |  | 0 | 0 | 54461 |
| ISHARES U S ETF TR | SHORT MATURITY M | 46431W838 |  | 1211353 | 24073 | SH |  | SOLE |  | 0 | 0 | 24073 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 498362 | 9851 | SH |  | SOLE |  | 0 | 0 | 9851 |
| JANUS DETROIT STR TR | HENDERSON MTG | 47103U852 |  | 832929 | 18230 | SH |  | SOLE |  | 0 | 0 | 18230 |
| JANUS DETROIT STR TR | HENDERSON SECURI | 47103U746 |  | 981383 | 18851 | SH |  | SOLE |  | 0 | 0 | 18851 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 745072 | 3600 | SH |  | SOLE |  | 0 | 0 | 3600 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 580825 | 1803 | SH |  | SOLE |  | 0 | 0 | 1803 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 368724 | 1256 | SH |  | SOLE |  | 0 | 0 | 1256 |
| LINCOLN NATL CORP IND | COM | 534187109 |  | 372137 | 8357 | SH |  | SOLE |  | 0 | 0 | 8357 |
| M  T BK CORP | COM | 55261F104 |  | 353799 | 1756 | SH |  | SOLE |  | 0 | 0 | 1756 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 757478 | 4083 | SH |  | SOLE |  | 0 | 0 | 4083 |
| MCDONALDS CORP | COM | 580135101 |  | 621957 | 2035 | SH |  | SOLE |  | 0 | 0 | 2035 |
| MCKESSON CORP | COM | 58155Q103 |  | 486432 | 593 | SH |  | SOLE |  | 0 | 0 | 593 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 616364 | 306 | SH |  | SOLE |  | 0 | 0 | 306 |
| MERCK  CO INC | COM | 58933Y105 |  | 303559 | 2884 | SH |  | SOLE |  | 0 | 0 | 2884 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1110931 | 1683 | SH |  | SOLE |  | 0 | 0 | 1683 |
| MICROSOFT CORP | COM | 594918104 |  | 3600473 | 7445 | SH |  | SOLE |  | 0 | 0 | 7445 |
| MORGAN STANLEY ETF TRUST | EATON VANCE TOTA | 61774R841 |  | 299453 | 5815 | SH |  | SOLE |  | 0 | 0 | 5815 |
| MORGAN STANLEY ETF TRUST | EATON VANCE SHOR | 61774R825 |  | 364427 | 7084 | SH |  | SOLE |  | 0 | 0 | 7084 |
| NEWMONT CORP | COM | 651639106 |  | 597502 | 5984 | SH |  | SOLE |  | 0 | 0 | 5984 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2697543 | 14464 | SH |  | SOLE |  | 0 | 0 | 14464 |
| ORACLE CORP | COM | 68389X105 |  | 444590 | 2281 | SH |  | SOLE |  | 0 | 0 | 2281 |
| PACER FDS TR | METAURUS CAP 400 | 69374H436 |  | 386738 | 9104 | SH |  | SOLE |  | 0 | 0 | 9104 |
| PACER FDS TR | GLOBL CASH ETF | 69374H709 |  | 1238921 | 30056 | SH |  | SOLE |  | 0 | 0 | 30056 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 684542 | 11377 | SH |  | SOLE |  | 0 | 0 | 11377 |
| PEPSICO INC | COM | 713448108 |  | 422924 | 2947 | SH |  | SOLE |  | 0 | 0 | 2947 |
| PFIZER INC | COM | 717081103 |  | 361673 | 14525 | SH |  | SOLE |  | 0 | 0 | 14525 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 991147 | 9524 | SH |  | SOLE |  | 0 | 0 | 9524 |
| QUALCOMM INC | COM | 747525103 |  | 553176 | 3234 | SH |  | SOLE |  | 0 | 0 | 3234 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 377828 | 13942 | SH |  | SOLE |  | 0 | 0 | 13942 |
| ROYALTY PHARMA PLC | SHS CLASS A | G7709Q104 |  | 528672 | 13682 | SH |  | SOLE |  | 0 | 0 | 13682 |
| SALESFORCE INC | COM | 79466L302 |  | 624923 | 2359 | SH |  | SOLE |  | 0 | 0 | 2359 |
| SAP SE | SPON ADR | 803054204 |  | 420720 | 1732 | SH |  | SOLE |  | 0 | 0 | 1732 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 205163 | 6289 | SH |  | SOLE |  | 0 | 0 | 6289 |
| SCHWAB STRATEGIC TR | HIGH YIELD BD ET | 808524631 |  | 1993151 | 75441 | SH |  | SOLE |  | 0 | 0 | 75441 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 1074901 | 9131 | SH |  | SOLE |  | 0 | 0 | 9131 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 369781 | 8662 | SH |  | SOLE |  | 0 | 0 | 8662 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 420632 | 9408 | SH |  | SOLE |  | 0 | 0 | 9408 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 1556782 | 28424 | SH |  | SOLE |  | 0 | 0 | 28424 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 507539 | 3272 | SH |  | SOLE |  | 0 | 0 | 3272 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 2872447 | 19952 | SH |  | SOLE |  | 0 | 0 | 19952 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 596389 | 7678 | SH |  | SOLE |  | 0 | 0 | 7678 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 1041804 | 6730 | SH |  | SOLE |  | 0 | 0 | 6730 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 705952 | 5912 | SH |  | SOLE |  | 0 | 0 | 5912 |
| SNOWFLAKE INC | COM SHS | 833445109 |  | 443985 | 2024 | SH |  | SOLE |  | 0 | 0 | 2024 |
| SOUTHERN COPPER CORP | COM | 84265V105 |  | 337728 | 2354 | SH |  | SOLE |  | 0 | 0 | 2354 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 5049386 | 12741 | SH |  | SOLE |  | 0 | 0 | 12741 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 286122 | 6443 | SH |  | SOLE |  | 0 | 0 | 6443 |
| SPDR INDEX SHS FDS | S EM MKT DIV | 78463X533 |  | 518671 | 13248 | SH |  | SOLE |  | 0 | 0 | 13248 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 823379 | 1207 | SH |  | SOLE |  | 0 | 0 | 1207 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 326154 | 5741 | SH |  | SOLE |  | 0 | 0 | 5741 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 23476134 | 220020 | SH |  | SOLE |  | 0 | 0 | 220020 |
| SPDR SERIES TRUST | ICE PFD SEC ETF | 78464A292 |  | 314111 | 9912 | SH |  | SOLE |  | 0 | 0 | 9912 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 360577 | 7695 | SH |  | SOLE |  | 0 | 0 | 7695 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 8247111 | 102806 | SH |  | SOLE |  | 0 | 0 | 102806 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A847 |  | 2097468 | 36219 | SH |  | SOLE |  | 0 | 0 | 36219 |
| TESLA INC | COM | 88160R101 |  | 777116 | 1728 | SH |  | SOLE |  | 0 | 0 | 1728 |
| UGI CORP NEW | COM | 902681105 |  | 354350 | 9467 | SH |  | SOLE |  | 0 | 0 | 9467 |
| US BANCORP DEL | COM NEW | 902973304 |  | 376028 | 7047 | SH |  | SOLE |  | 0 | 0 | 7047 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 388220 | 1078 | SH |  | SOLE |  | 0 | 0 | 1078 |
| VANECK ETF TRUST | URANIUM AND NUCL | 92189F601 |  | 208532 | 1679 | SH |  | SOLE |  | 0 | 0 | 1679 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 4790101 | 64670 | SH |  | SOLE |  | 0 | 0 | 64670 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 2418994 | 30694 | SH |  | SOLE |  | 0 | 0 | 30694 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 355009 | 7347 | SH |  | SOLE |  | 0 | 0 | 7347 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 528903 | 843 | SH |  | SOLE |  | 0 | 0 | 843 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 5597874 | 20054 | SH |  | SOLE |  | 0 | 0 | 20054 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 2987620 | 16844 | SH |  | SOLE |  | 0 | 0 | 16844 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 667328 | 1990 | SH |  | SOLE |  | 0 | 0 | 1990 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 412136 | 7666 | SH |  | SOLE |  | 0 | 0 | 7666 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 4671946 | 55784 | SH |  | SOLE |  | 0 | 0 | 55784 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 92206C730 |  | 278136 | 900 | SH |  | SOLE |  | 0 | 0 | 900 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 1002747 | 10864 | SH |  | SOLE |  | 0 | 0 | 10864 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 3792811 | 47571 | SH |  | SOLE |  | 0 | 0 | 47571 |
| VANGUARD SCOTTSDALE FDS | LG-TERM COR BD | 92206C813 |  | 1348234 | 17775 | SH |  | SOLE |  | 0 | 0 | 17775 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1572709 | 25175 | SH |  | SOLE |  | 0 | 0 | 25175 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 4337704 | 64329 | SH |  | SOLE |  | 0 | 0 | 64329 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 278008 | 369 | SH |  | SOLE |  | 0 | 0 | 369 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 248172 | 6093 | SH |  | SOLE |  | 0 | 0 | 6093 |
| VIATRIS INC | COM | 92556V106 |  | 464772 | 37331 | SH |  | SOLE |  | 0 | 0 | 37331 |
| VISA INC | COM CL A | 92826C839 |  | 287502 | 820 | SH |  | SOLE |  | 0 | 0 | 820 |
| WALMART INC | COM | 931142103 |  | 903089 | 8106 | SH |  | SOLE |  | 0 | 0 | 8106 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 459103 | 4926 | SH |  | SOLE |  | 0 | 0 | 4926 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 276599 | 3240 | SH |  | SOLE |  | 0 | 0 | 3240 |
| ZETA GLOBAL HOLDINGS CORP | CL A | 98956A105 |  | 1052807 | 51735 | SH |  | SOLE |  | 0 | 0 | 51735 |
| ZIONS BANCORPORATION N A | COM | 989701107 |  | 367339 | 6275 | SH |  | SOLE |  | 0 | 0 | 6275 |

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