# EDGAR Filing Document

**Accession Number:** 0002024264
**File Stem:** 0001986152-26-000031
**Filing Date:** 2026-2
**Character Count:** 13841
**Document Hash:** 3b0cd6345fd2ab7a2196fb7c983027a7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001986152-26-000031.hdr.sgml**: 20260213

**ACCESSION NUMBER**: 0001986152-26-000031

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260213

**DATE AS OF CHANGE**: 20260213

**EFFECTIVENESS DATE**: 20260213

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ABOUND FINANCIAL, LLC
- **CENTRAL INDEX KEY:** 0002024264

**ORGANIZATION NAME:**
- **EIN:** 812572462
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24729
- **FILM NUMBER:** 26629978

**BUSINESS ADDRESS:**
- **STREET 1:** 4180 DOUGLAS BLVD
- **STREET 2:** STE 200
- **CITY:** GRANITE BAY
- **STATE:** CA
- **ZIP:** 95746
- **BUSINESS PHONE:** 9168467780

**MAIL ADDRESS:**
- **STREET 1:** 4180 DOUGLAS BLVD
- **STREET 2:** STE 200
- **CITY:** GRANITE BAY
- **STATE:** CA
- **ZIP:** 95746

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ABOUND FINANCIAL LLC<br>**Address:** 4180 DOUGLAS BLVD<br>STE 200<br>GRANITE BAY, CA 95746

**Form 13F File Number:** 028-24729

**CRD Number (if applicable):** 000327724

**SEC File Number (if applicable):** 801-128697

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Tammi Ellis<br>**Title:** Compliance Consultant<br>**Phone:** 7204145177

**Signature, Place, and Date of Signing:**

Tammi Ellis  Broomfield, CO  02-13-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 98

**Form 13F Information Table Value Total:** $341889560

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC COM | Stock | 023135106 |  | 26362207 | 114211 | SH |  | SOLE | 0 | 114211 | 0 | 0 |
| QQQ - INVESCO QQQ TRUST SERIES I | ETF | 46090E103 |  | 19317222 | 31445 | SH |  | SOLE | 0 | 31445 | 0 | 0 |
| JOHNSON  JOHNSON COM | Stock | 478160104 |  | 563592 | 2723 | SH |  | SOLE | 0 | 2723 | 0 | 0 |
| VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 |  | 261632 | 780 | SH |  | SOLE | 0 | 780 | 0 | 0 |
| COSTCO WHOLESALE CORPORATION COM | Stock | 22160K105 |  | 466028 | 540 | SH |  | SOLE | 0 | 540 | 0 | 0 |
| PROCTER  GAMBLE CO COM | Stock | 742718109 |  | 278640 | 1944 | SH |  | SOLE | 0 | 1944 | 0 | 0 |
| COCA COLA CO COM | Stock | 191216100 |  | 315734 | 4516 | SH |  | SOLE | 0 | 4516 | 0 | 0 |
| ISHARES ESG OPTIMIZED MSCI USA ETF | ETF | 464288802 |  | 313331 | 2249 | SH |  | SOLE | 0 | 2248 | 0 | 0 |
| ISHARES MSCI ACWI EX U.S. ETF | ETF | 464288240 |  | 1470571 | 21906 | SH |  | SOLE | 0 | 21906 | 0 | 0 |
| NETFLIX INC. COM | Stock | 64110L106 |  | 502554 | 5360 | SH |  | SOLE | 0 | 5360 | 0 | 0 |
| MERCK  CO INC COM | Stock | 58933Y105 |  | 294415 | 2797 | SH |  | SOLE | 0 | 2797 | 0 | 0 |
| STATE STR SPDR S 500 ETF TR TR UNIT | ETF | 78462F103 |  | 2385611 | 3498 | SH |  | SOLE | 0 | 3498 | 0 | 0 |
| MASTERCARD INCORPORATED CL A | Stock | 57636Q104 |  | 535061 | 937 | SH |  | SOLE | 0 | 937 | 0 | 0 |
| TYLER TECHNOLOGIES INC COM | Stock | 902252105 |  | 813024 | 1791 | SH |  | SOLE | 0 | 1791 | 0 | 0 |
| PEPSICO INC COM | Stock | 713448108 |  | 328650 | 2290 | SH |  | SOLE | 0 | 2289 | 0 | 0 |
| HOME DEPOT INC COM | Stock | 437076102 |  | 355940 | 1034 | SH |  | SOLE | 0 | 1034 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 |  | 1241043 | 2469 | SH |  | SOLE | 0 | 2469 | 0 | 0 |
| VANGUARD SHORT-TERM CORPORATE BOND ETF | ETF | 92206C409 |  | 2637275 | 33078 | SH |  | SOLE | 0 | 33077 | 0 | 0 |
| ALPHABET INC CAP STK CL A | Stock | 02079K305 |  | 3285607 | 10497 | SH |  | SOLE | 0 | 10497 | 0 | 0 |
| INTUIT COM | Stock | 461202103 |  | 207337 | 313 | SH |  | SOLE | 0 | 313 | 0 | 0 |
| MICROSOFT CORP COM | Stock | 594918104 |  | 29393907 | 60779 | SH |  | SOLE | 0 | 60778 | 0 | 0 |
| HMOP - HARTFORD MUNICIPAL OPPORTUNITIES ETF | ETF | 41653L503 |  | 4697259 | 120104 | SH |  | SOLE | 0 | 120103 | 0 | 0 |
| VANGUARD MID-CAP ETF | ETF | 922908629 |  | 10567581 | 36412 | SH |  | SOLE | 0 | 36412 | 0 | 0 |
| VANGUARD LARGE-CAP ETF | ETF | 922908637 |  | 285867 | 908 | SH |  | SOLE | 0 | 908 | 0 | 0 |
| TESLA INC COM | Stock | 88160R101 |  | 1650023 | 3669 | SH |  | SOLE | 0 | 3669 | 0 | 0 |
| VANGUARD INFORMATION TECHNOLOGY ETF | ETF | 92204A702 |  | 237747 | 315 | SH |  | SOLE | 0 | 315 | 0 | 0 |
| ZROZ - PIMCO 25 YEAR ZERO COUPON US TREASURY INDEX ETF | ETF | 72201R882 |  | 4909991 | 76420 | SH |  | SOLE | 0 | 76420 | 0 | 0 |
| VANGUARD S 500 ETF | ETF | 922908363 |  | 3467486 | 5529 | SH |  | SOLE | 0 | 5529 | 0 | 0 |
| EFG - ISHARES MSCI EAFE GROWTH ETF | ETF | 464288885 |  | 4627743 | 40623 | SH |  | SOLE | 0 | 40622 | 0 | 0 |
| ELI LILLY  CO COM | Stock | 532457108 |  | 952228 | 886 | SH |  | SOLE | 0 | 886 | 0 | 0 |
| IWM- ISHARES RUSSELL 2000 ETF | ETF | 464287655 |  | 2200147 | 8938 | SH |  | SOLE | 0 | 8937 | 0 | 0 |
| ISHARES CORE HIGH DIVIDEND ETF | ETF | 46429B663 |  | 244558 | 2011 | SH |  | SOLE | 0 | 2011 | 0 | 0 |
| MICRON TECHNOLOGY INC COM | Stock | 595112103 |  | 460096 | 1612 | SH |  | SOLE | 0 | 1612 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC CL A | Stock | 69608A108 |  | 416824 | 2345 | SH |  | SOLE | 0 | 2345 | 0 | 0 |
| INVESCO NASDAQ 100 ETF | ETF | 46138G649 |  | 769901 | 3044 | SH |  | SOLE | 0 | 3044 | 0 | 0 |
| VISA INC COM CL A | Stock | 92826C839 |  | 638032 | 1819 | SH |  | SOLE | 0 | 1819 | 0 | 0 |
| META PLATFORMS INC CL A | Stock | 30303M102 |  | 4418711 | 6694 | SH |  | SOLE | 0 | 6694 | 0 | 0 |
| META PLATFORMS INC CL A | Stock | 30303M102 |  | 66009 | 100 | SH | Call | SOLE | 0 | 100 | 0 | 0 |
| CGDV - CAPITAL GROUP DIVIDEND VALUE ETF | ETF | 14020W106 |  | 298706 | 6845 | SH |  | SOLE | 0 | 6844 | 0 | 0 |
| BROADCOM INC COM | Stock | 11135F101 |  | 1812479 | 5237 | SH |  | SOLE | 0 | 5236 | 0 | 0 |
| ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 |  | 8097777 | 90518 | SH |  | SOLE | 0 | 90518 | 0 | 0 |
| NVIDIA CORPORATION COM | Stock | 67066G104 |  | 5660852 | 30353 | SH |  | SOLE | 0 | 30353 | 0 | 0 |
| ABBVIE INC COM | Stock | 00287Y109 |  | 590395 | 2584 | SH |  | SOLE | 0 | 2583 | 0 | 0 |
| VANGUARD TOTAL BOND MARKET ETF | ETF | 921937835 |  | 4570562 | 61706 | SH |  | SOLE | 0 | 61705 | 0 | 0 |
| QUALCOMM INC COM | Stock | 747525103 |  | 264037 | 1544 | SH |  | SOLE | 0 | 1543 | 0 | 0 |
| INTUITIVE SURGICAL INC COM NEW | Stock | 46120E602 |  | 250331 | 442 | SH |  | SOLE | 0 | 442 | 0 | 0 |
| CISCO SYS INC COM | Stock | 17275R102 |  | 350718 | 4553 | SH |  | SOLE | 0 | 4553 | 0 | 0 |
| CAPITAL ONE FINL CORP COM | Stock | 14040H105 |  | 299239 | 1235 | SH |  | SOLE | 0 | 1234 | 0 | 0 |
| ADVANCED MICRO DEVICES INC COM | Stock | 007903107 |  | 430033 | 2008 | SH |  | SOLE | 0 | 2008 | 0 | 0 |
| GE VERNOVA INC COM | Stock | 36828A101 |  | 202879 | 310 | SH |  | SOLE | 0 | 310 | 0 | 0 |
| GE AEROSPACE COM NEW | Stock | 369604301 |  | 406082 | 1318 | SH |  | SOLE | 0 | 1318 | 0 | 0 |
| EXPEDIA GROUP INC COM NEW | Stock | 30212P303 |  | 508258 | 1794 | SH |  | SOLE | 0 | 1794 | 0 | 0 |
| NETAPP INC COM | Stock | 64110D104 |  | 638792 | 5965 | SH |  | SOLE | 0 | 5964 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 1148331 | 9316 | SH |  | SOLE | 0 | 9316 | 0 | 0 |
| ISHARES CORE S 500 ETF | ETF | 464287200 |  | 71480768 | 104361 | SH |  | SOLE | 0 | 104360 | 0 | 0 |
| WELLS FARGO  CO COM | Stock | 949746101 |  | 329555 | 3536 | SH |  | SOLE | 0 | 3536 | 0 | 0 |
| SALESFORCE INC COM | Stock | 79466L302 |  | 564343 | 2130 | SH |  | SOLE | 0 | 2130 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC COM | Stock | 883556102 |  | 293202 | 506 | SH |  | SOLE | 0 | 506 | 0 | 0 |
| JPMORGAN CHASE  CO. COM | Stock | 46625H100 |  | 1283354 | 3983 | SH |  | SOLE | 0 | 3982 | 0 | 0 |
| IGIB - ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464288638 |  | 4111689 | 76312 | SH |  | SOLE | 0 | 76311 | 0 | 0 |
| CHEVRON CORP NEW COM | Stock | 166764100 |  | 220698 | 1448 | SH |  | SOLE | 0 | 1448 | 0 | 0 |
| ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 |  | 1341963 | 12529 | SH |  | SOLE | 0 | 12528 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 |  | 15011743 | 240303 | SH |  | SOLE | 0 | 240303 | 0 | 0 |
| TJX COS INC NEW COM | Stock | 872540109 |  | 206452 | 1344 | SH |  | SOLE | 0 | 1344 | 0 | 0 |
| BANK AMERICA CORP COM | Stock | 060505104 |  | 516557 | 9392 | SH |  | SOLE | 0 | 9391 | 0 | 0 |
| WALMART INC COM | Stock | 931142103 |  | 617762 | 5545 | SH |  | SOLE | 0 | 5544 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 |  | 349232 | 1179 | SH |  | SOLE | 0 | 1179 | 0 | 0 |
| ORACLE CORP COM | Stock | 68389X105 |  | 659595 | 3384 | SH |  | SOLE | 0 | 3384 | 0 | 0 |
| RTX CORPORATION COM | Stock | 75513E101 |  | 320593 | 1748 | SH |  | SOLE | 0 | 1748 | 0 | 0 |
| LQD - ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464287242 |  | 8923531 | 80983 | SH |  | SOLE | 0 | 80983 | 0 | 0 |
| MORGAN STANLEY COM NEW | Stock | 617446448 |  | 348314 | 1962 | SH |  | SOLE | 0 | 1962 | 0 | 0 |
| KLA CORP COM NEW | Stock | 482480100 |  | 240586 | 198 | SH |  | SOLE | 0 | 198 | 0 | 0 |
| CATERPILLAR INC COM | Stock | 149123101 |  | 323099 | 564 | SH |  | SOLE | 0 | 564 | 0 | 0 |
| ALPHABET INC CAP STK CL C | Stock | 02079K107 |  | 1031679 | 3288 | SH |  | SOLE | 0 | 3287 | 0 | 0 |
| AMERICAN EXPRESS CO COM | Stock | 025816109 |  | 280792 | 759 | SH |  | SOLE | 0 | 759 | 0 | 0 |
| AMGEN INC COM | Stock | 031162100 |  | 248252 | 758 | SH |  | SOLE | 0 | 758 | 0 | 0 |
| APPLIED MATLS INC COM | Stock | 038222105 |  | 297569 | 1158 | SH |  | SOLE | 0 | 1157 | 0 | 0 |
| ARISTA NETWORKS INC COM SHS | Stock | 040413205 |  | 242537 | 1851 | SH |  | SOLE | 0 | 1851 | 0 | 0 |
| ISHARES CORE S U.S. GROWTH ETF | ETF | 464287671 |  | 930841 | 5543 | SH |  | SOLE | 0 | 5542 | 0 | 0 |
| TLT - ISHARES 20 YEAR TREASURY BOND ETF | ETF | 464287432 |  | 2964281 | 34010 | SH |  | SOLE | 0 | 34009 | 0 | 0 |
| ISHARES CORE DIVIDEND GROWTH ETF | ETF | 46434V621 |  | 25493942 | 367242 | SH |  | SOLE | 0 | 367242 | 0 | 0 |
| LAM RESEARCH CORP COM NEW | Stock | 512807306 |  | 292596 | 1709 | SH |  | SOLE | 0 | 1709 | 0 | 0 |
| PHILIP MORRIS INTL INC COM | Stock | 718172109 |  | 245733 | 1532 | SH |  | SOLE | 0 | 1532 | 0 | 0 |
| CITIGROUP INC COM NEW | Stock | 172967424 |  | 220661 | 1891 | SH |  | SOLE | 0 | 1891 | 0 | 0 |
| CADENCE DESIGN SYSTEM INC COM | Stock | 127387108 |  | 285073 | 912 | SH |  | SOLE | 0 | 912 | 0 | 0 |
| EXXON MOBIL CORP COM | Stock | 30231G102 |  | 991805 | 8242 | SH |  | SOLE | 0 | 8241 | 0 | 0 |
| UNITEDHEALTH GROUP INC COM | Stock | 91324P102 |  | 353742 | 1072 | SH |  | SOLE | 0 | 1071 | 0 | 0 |
| SCHWAB CHARLES CORP COM | Stock | 808513105 |  | 201419 | 2016 | SH |  | SOLE | 0 | 2016 | 0 | 0 |
| BLACKROCK INC COM | Stock | 09290D101 |  | 219448 | 205 | SH |  | SOLE | 0 | 205 | 0 | 0 |
| ISHARES CORE S MID-CAP ETF | ETF | 464287507 |  | 16267204 | 246473 | SH |  | SOLE | 0 | 246472 | 0 | 0 |
| ZILLOW GROUP INC CL C CAP STK | Stock | 98954M200 |  | 307945 | 4514 | SH |  | SOLE | 0 | 4514 | 0 | 0 |
| VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 |  | 524264 | 10425 | SH |  | SOLE | 0 | 10424 | 0 | 0 |
| APPLE INC COM | Stock | 037833100 |  | 4971623 | 18287 | SH |  | SOLE | 0 | 18287 | 0 | 0 |
| ABBOTT LABS COM | Stock | 002824100 |  | 265046 | 2115 | SH |  | SOLE | 0 | 2115 | 0 | 0 |
| DISNEY WALT CO COM | Stock | 254687106 |  | 201148 | 1768 | SH |  | SOLE | 0 | 1768 | 0 | 0 |
| VANGUARD TOTAL WORLD STOCK ETF | ETF | 922042742 |  | 14856719 | 105322 | SH |  | SOLE | 0 | 105321 | 0 | 0 |
| BOOKING HOLDINGS INC COM | Stock | 09857L108 |  | 251701 | 47 | SH |  | SOLE | 0 | 47 | 0 | 0 |
| ISHARES RUSSELL 1000 ETF | ETF | 464287622 |  | 5331449 | 14277 | SH |  | SOLE | 0 | 14276 | 0 | 0 |

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