# EDGAR Filing Document

**Accession Number:** 0002040600
**File Stem:** 0002085853-26-000177
**Filing Date:** 2026-2
**Character Count:** 14333
**Document Hash:** 5ffe52ba8685edbfa54736fc614c399a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-26-000177.hdr.sgml**: 20260203

**ACCESSION NUMBER**: 0002085853-26-000177

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260203

**DATE AS OF CHANGE**: 20260202

**EFFECTIVENESS DATE**: 20260203

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FORONJY FINANCIAL LLC
- **CENTRAL INDEX KEY:** 0002040600

**ORGANIZATION NAME:**
- **EIN:** 811055983
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25737
- **FILM NUMBER:** 26589233

**BUSINESS ADDRESS:**
- **STREET 1:** 401 CHAPALA STREET
- **STREET 2:** SUITE #105
- **CITY:** SANTA BARBARA
- **STATE:** CA
- **ZIP:** 93101
- **BUSINESS PHONE:** 805-880-9444

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 6177
- **CITY:** LOS OSOS
- **STATE:** CA
- **ZIP:** 93412

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** FORONJY FINANCIAL LLC<br>**Address:** Po Box 6177<br>Los Osos, CA 93412

**Form 13F File Number:** 028-25737

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Bryan Charles Foronjy<br>**Title:** Chief Compliance Officer<br>**Phone:** 805-543-1033

**Signature, Place, and Date of Signing:**

/s/ Bryan Charles Foronjy  Los Osos, CA  02-02-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 104

**Form 13F Information Table Value Total:** $239500018

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 262467 | 839 | SH |  | SOLE |  | 839 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 459704 | 1465 | SH |  | SOLE |  | 1465 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 388484 | 1683 | SH |  | SOLE |  | 1683 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 322805 | 986 | SH |  | SOLE |  | 986 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 1152234 | 4238 | SH |  | SOLE |  | 4238 | 0 | 0 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 264943 | 2022 | SH |  | SOLE |  | 2022 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 225083 | 875 | SH |  | SOLE |  | 875 | 0 | 0 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 204630 | 655 | SH |  | SOLE |  | 655 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 269934 | 471 | SH |  | SOLE |  | 471 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 257866 | 299 | SH |  | SOLE |  | 299 | 0 | 0 |
| CVB FINL CORP | COM | 126600105 |  | 222326 | 11953 | SH |  | SOLE |  | 11953 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 231127 | 1010 | SH |  | SOLE |  | 1010 | 0 | 0 |
| FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 |  | 277087 | 3032 | SH |  | SOLE |  | 3032 | 0 | 0 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 31609A305 |  | 315583 | 7568 | SH |  | SOLE |  | 7568 | 0 | 0 |
| FIDELITY COVINGTON TRUST | QLTY FCTOR ETF | 316092790 |  | 221903 | 2936 | SH |  | SOLE |  | 2936 | 0 | 0 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 31609A107 |  | 294293 | 8491 | SH |  | SOLE |  | 8491 | 0 | 0 |
| FIDELITY COVINGTON TRUST | VLU FACTOR ETF | 316092782 |  | 259887 | 3596 | SH |  | SOLE |  | 3596 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MOMENTUM FACTR | 316092816 |  | 222928 | 2655 | SH |  | SOLE |  | 2655 | 0 | 0 |
| FIDELITY COVINGTON TRUST | ENHANCED HIGH YI | 316092618 |  | 430962 | 8736 | SH |  | SOLE |  | 8736 | 0 | 0 |
| FIDELITY MERRIMACK STR TR | LOW DURTIN ETF | 316188408 |  | 717521 | 14285 | SH |  | SOLE |  | 14285 | 0 | 0 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 2777528 | 60329 | SH |  | SOLE |  | 60329 | 0 | 0 |
| FIDELITY MERRIMACK STR TR | INVESTMENT GR BD | 316188606 |  | 286945 | 6607 | SH |  | SOLE |  | 6607 | 0 | 0 |
| FIDELITY MERRIMACK STR TR | CORP BOND ETF | 316188101 |  | 286732 | 5995 | SH |  | SOLE |  | 5995 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | SHRT DUR MNG MUN | 33739P830 |  | 321703 | 16049 | SH |  | SOLE |  | 16049 | 0 | 0 |
| FIRST TR EXCH TRADED FD III | CALIF MUN INCM | 33739P863 |  | 497691 | 10094 | SH |  | SOLE |  | 10094 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1620064 | 5259 | SH |  | SOLE |  | 5259 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 772784 | 1182 | SH |  | SOLE |  | 1182 | 0 | 0 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 1849181 | 38694 | SH |  | SOLE |  | 38694 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JAN | 45782C409 |  | 594908 | 10806 | SH |  | SOLE |  | 10806 | 0 | 0 |
| INNOVATOR ETFS TRUST | NASDAQ 100 MANA | 45783Y681 |  | 395698 | 11543 | SH |  | SOLE |  | 11543 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JUL | 45782C789 |  | 588951 | 11602 | SH |  | SOLE |  | 11602 | 0 | 0 |
| INNOVATOR ETFS TRUST | LADDERED ALC BFR | 45783Y756 |  | 694233 | 18950 | SH |  | SOLE |  | 18950 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQTY BUF OCT | 45782C771 |  | 589191 | 11921 | SH |  | SOLE |  | 11921 | 0 | 0 |
| INNOVATOR ETFS TRUST | QUITY MANAGD FLR | 45783Y673 |  | 543645 | 14749 | SH |  | SOLE |  | 14749 | 0 | 0 |
| INNOVATOR ETFS TRUST | US EQT BUFR APR | 45782C888 |  | 590874 | 12315 | SH |  | SOLE |  | 12315 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 202424 | 306 | SH |  | SOLE |  | 306 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 488769 | 863 | SH |  | SOLE |  | 863 | 0 | 0 |
| INVESCO ACTIVELY MANAGED EXC | ULTRA SHRT DUR | 46090A887 |  | 10678515 | 212508 | SH |  | SOLE |  | 212508 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | CALIF AMT MUN | 46138E206 |  | 240194 | 9942 | SH |  | SOLE |  | 9942 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULLETSHS 2032 | 46139W858 |  | 14211606 | 680795 | SH |  | SOLE |  | 680795 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 CB | 46138J791 |  | 218906 | 11183 | SH |  | SOLE |  | 11183 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 MUNI | 46138J510 |  | 269554 | 11400 | SH |  | SOLE |  | 11400 | 0 | 0 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO 30 CORP | 46138J460 |  | 15946928 | 942490 | SH |  | SOLE |  | 942490 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 100 EQL WIGH | 46137V449 |  | 1790226 | 15151 | SH |  | SOLE |  | 15151 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 500 GARP ETF | 46137V431 |  | 1405143 | 12341 | SH |  | SOLE |  | 12341 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 3728138 | 62890 | SH |  | SOLE |  | 62890 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1284814 | 2091 | SH |  | SOLE |  | 2091 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 409066 | 8239 | SH |  | SOLE |  | 8239 | 0 | 0 |
| ISHARES ETHEREUM TR | SHS | 46438R105 |  | 402349 | 17938 | SH |  | SOLE |  | 17938 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 16074239 | 134682 | SH |  | SOLE |  | 134682 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1700044 | 15872 | SH |  | SOLE |  | 15872 | 0 | 0 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 11980586 | 279463 | SH |  | SOLE |  | 279463 | 0 | 0 |
| ISHARES TR | IBONDS 29 TRM TS | 46436E825 |  | 6349716 | 289347 | SH |  | SOLE |  | 289347 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 461693 | 975 | SH |  | SOLE |  | 975 | 0 | 0 |
| ISHARES TR | IBONDS DEC 2031 | 46436E460 |  | 6330635 | 308435 | SH |  | SOLE |  | 308435 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 284249 | 415 | SH |  | SOLE |  | 415 | 0 | 0 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 1699336 | 29574 | SH |  | SOLE |  | 29574 | 0 | 0 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 7435693 | 26849 | SH |  | SOLE |  | 26849 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 2046276 | 19178 | SH |  | SOLE |  | 19178 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 251303 | 1214 | SH |  | SOLE |  | 1214 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 250755 | 778 | SH |  | SOLE |  | 778 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 306707 | 1792 | SH |  | SOLE |  | 1792 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 212477 | 259 | SH |  | SOLE |  | 259 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 481814 | 730 | SH |  | SOLE |  | 730 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 877137 | 1814 | SH |  | SOLE |  | 1814 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 227134 | 2423 | SH |  | SOLE |  | 2423 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 917579 | 4920 | SH |  | SOLE |  | 4920 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 449479 | 2306 | SH |  | SOLE |  | 2306 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 247073 | 1390 | SH |  | SOLE |  | 1390 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 202233 | 230 | SH |  | SOLE |  | 230 | 0 | 0 |
| PG CORP | COM | 69331C108 |  | 293790 | 18282 | SH |  | SOLE |  | 18282 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 311877 | 1701 | SH |  | SOLE |  | 1701 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 244779 | 924 | SH |  | SOLE |  | 924 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 8781374 | 160332 | SH |  | SOLE |  | 160332 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET MAT | 81369Y100 |  | 1076859 | 23746 | SH |  | SOLE |  | 23746 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 7091790 | 59390 | SH |  | SOLE |  | 59390 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 9111661 | 63289 | SH |  | SOLE |  | 63289 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 7471111 | 63465 | SH |  | SOLE |  | 63465 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 6953957 | 44922 | SH |  | SOLE |  | 44922 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET REA | 81369Y860 |  | 1329516 | 32950 | SH |  | SOLE |  | 32950 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 5597198 | 36083 | SH |  | SOLE |  | 36083 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 1901461 | 42529 | SH |  | SOLE |  | 42529 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y308 |  | 3287383 | 42320 | SH |  | SOLE |  | 42320 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET UTI | 81369Y886 |  | 1762159 | 41278 | SH |  | SOLE |  | 41278 | 0 | 0 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 1267435 | 2637 | SH |  | SOLE |  | 2637 | 0 | 0 |
| SPDR INDEX SHS FDS | PORTFLI MSCI GBL | 78463X475 |  | 5429147 | 70775 | SH |  | SOLE |  | 70775 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 250961 | 368 | SH |  | SOLE |  | 368 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 1909957 | 23809 | SH |  | SOLE |  | 23809 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R796 |  | 392815 | 6991 | SH |  | SOLE |  | 6991 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A128 |  | 1749342 | 8305 | SH |  | SOLE |  | 8305 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 |  | 2053531 | 42791 | SH |  | SOLE |  | 42791 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R721 |  | 1737892 | 38020 | SH |  | SOLE |  | 38020 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 10246190 | 180359 | SH |  | SOLE |  | 180359 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A847 |  | 4010199 | 69249 | SH |  | SOLE |  | 69249 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A789 |  | 899693 | 14957 | SH |  | SOLE |  | 14957 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 |  | 209702 | 446 | SH |  | SOLE |  | 446 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 241050 | 536 | SH |  | SOLE |  | 536 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 298630 | 1564 | SH |  | SOLE |  | 1564 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 5482191 | 11237 | SH |  | SOLE |  | 11237 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 369593 | 589 | SH |  | SOLE |  | 589 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 16068079 | 21317 | SH |  | SOLE |  | 21317 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 230106 | 799 | SH |  | SOLE |  | 799 | 0 | 0 |
| WISDOMTREE TR | ITL HDG QTLY DIV | 97717X594 |  | 339826 | 6984 | SH |  | SOLE |  | 6984 | 0 | 0 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 1624079 | 19024 | SH |  | SOLE |  | 19024 | 0 | 0 |

---