# EDGAR Filing Document

**Accession Number:** 0000943863
**File Stem:** 0001133228-25-012420
**Filing Date:** 2025-11
**Character Count:** 100062
**Document Hash:** 71304e5732570be4f3929a6a8ca6b5e9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001133228-25-012420.hdr.sgml**: 20251117

**ACCESSION NUMBER**: 0001133228-25-012420

**CONFORMED SUBMISSION TYPE**: 485BPOS

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20251117

**DATE AS OF CHANGE**: 20251117

**EFFECTIVENESS DATE**: 20251117

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** C M LIFE VARIABLE LIFE SEPARATE ACCOUNT I
- **CENTRAL INDEX KEY:** 0000943863

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** CT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BPOS
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-09020
- **FILM NUMBER:** 251492014

**BUSINESS ADDRESS:**
- **STREET 1:** 100 BRIGHT MEADOW BOULEVARD
- **CITY:** ENFIELD
- **STATE:** CT
- **ZIP:** 06082
- **BUSINESS PHONE:** (413)788-8411

**MAIL ADDRESS:**
- **STREET 1:** 1295 STATE STREET
- **CITY:** SPRINGFIELD
- **STATE:** MA
- **ZIP:** 01111-0001
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** C M LIFE VARIABLE LIFE SEPARATE ACCOUNT I
- **CENTRAL INDEX KEY:** 0000943863

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** CT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BPOS
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-49457
- **FILM NUMBER:** 251492013

**BUSINESS ADDRESS:**
- **STREET 1:** 100 BRIGHT MEADOW BOULEVARD
- **CITY:** ENFIELD
- **STATE:** CT
- **ZIP:** 06082
- **BUSINESS PHONE:** (413)788-8411

**MAIL ADDRESS:**
- **STREET 1:** 1295 STATE STREET
- **CITY:** SPRINGFIELD
- **STATE:** MA
- **ZIP:** 01111-0001

## Series and Classes Contracts Data

### C M LIFE VARIABLE LIFE SEPARATE ACCOUNT I (Series ID: S000010877)

| Class ID   | Class Name              | Ticker Symbol   |
|:---|:---|:---|
| C000030137 | Variable Universal Life |  |

**As filed with the Securities and Exchange Commission on or about November 17, 2025**

**Registration Statement File No. 333-49457**<br>**Registration Statement File No. 811-09020**

**UNITED STATES**<br>**SECURITIES AND EXCHANGE COMMISSION**<br>**Washington, D.C. 20549**

**FORM N-6**

 **REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933**

**☐ Pre-Effective Amendment No.**

**☒ Post-Effective Amendment No. 32**

**and/or**

**REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940**

**☒ Amendment No. 54**<br>(Check appropriate box or boxes.)

**C.M. Life Variable Life Separate Account I**<br>(Exact Name of Registrant)

**C.M. Life Insurance Company**<br>(Name of Depositor)

**200 Great Pond Drive, Suite 150, Windsor, Connecticut 06095**<br>(Address of Depositor's Principal Executive Offices)

**(860) 562-1000**<br>(Depositor's Telephone Number, including Area Code)

**Gary Murtagh**<br>**Vice President**<br>**C.M. Life Insurance Company**<br>**200 Great Pond Drive, Suite 150**<br>**Windsor, Connecticut 06095**<br>(Name and Address of Agent for Service)

Approximate Date of Proposed Public Offering: **Continuous**

**It is proposed that this filing will become effective (check appropriate box):**

☒ immediately upon filing pursuant to paragraph (b)

☐ on __________ pursuant to paragraph (b)

☐ 60 days after filing pursuant to paragraph (a)(1)

☐ on __________ pursuant to paragraph (a)(1) of rule 485 under the Securities Act.

**If appropriate, check the following box:**

☐ This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

Title of Securities Being Registered: **Units of Interest in Variable Universal Life (VUL), an individual, flexible premium, adjustable, variable life insurance policy.**

**PARTS A and B**

The Prospectus, dated April 28, 2025, as supplemented, and the Statement of Additional Information, dated April 28, 2025, are incorporated into Parts A and B of this Post-Effective Amendment No. 32 by reference to Registrant's filing under Rule 485(b) as filed on April 25, 2025.

A supplement dated November 17, 2025 to the Prospectus is included in Part A of this Post-Effective Amendment No. 32.

**Supplement dated November 17, 2025**

**to the Prospectuses and Updating Summary Prospectuses each dated April 28, 2025, as supplemented, for:**

**Variable Universal Life II**

*Issued by Massachusetts Mutual Life Insurance Company*

**Variable Universal Life**

*Issued by Massachusetts Mutual Life Insurance Company in California and New York<br> and C.M. Life Insurance Company in all other states*

**THIS SUPPLEMENT MUST BE READ IN CONJUNCTION WITH YOUR PROSPECTUS.<br>PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE.**

 

*This supplement amends certain information in the above-referenced prospectuses:*

**Fund Additions** 

Beginning November 17, 2025, the following funds are added to **Appendix A** as investment options under your policy:

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| <br>**Fund Type** | <br>**Fund and Adviser/Sub-Adviser** | **Current Expenses (expenses/**<br> **average assets)** | <br> **Average Annual Total Returns** <br> **(as of 12/31/2024)** | <br> **Average Annual Total Returns** <br> **(as of 12/31/2024)** | <br> **Average Annual Total Returns** <br> **(as of 12/31/2024)** |
| <br>**Fund Type** | <br>**Fund and Adviser/Sub-Adviser** | **Current Expenses (expenses/**<br> **average assets)** | **1 Year** | **5 Year** | **10 Year** |
| Small/Mid-Cap Growth | MML Invesco Discovery Mid Cap Fund (Class II)\*\*<br> ***Adviser:*** MML Investment Advisers, LLC<br> ***Sub-Adviser:*** Invesco Advisers, Inc. | 0.83% | -- | -- | -- |
| Large Cap<br> Growth | MML Invesco Discovery Large Cap Fund (Class II)\*\*<br> ***Adviser:*** MML Investment Advisers, LLC<br> ***Sub-Adviser:*** Invesco Advisers, Inc. | 0.74% | -- | -- | -- |
| Large Cap<br> Blend | MML Fundamental Equity Fund (Class II)<br> ***Adviser:*** MML Investment Advisers, LLC<br> ***Sub-Adviser:*** Invesco Advisers, Inc. | 0.80%\* | 23.71% | 13.21% | 13.43% |
| International/Global | MML Global Fund (Class II)<br> ***Adviser:*** MML Investment Advisers, LLC<br> ***Sub-Adviser:*** Invesco Advisers, Inc. | 0.81%\* | 5.59% | 5.87% | 7.55% |
| Small/Mid-Cap<br> Growth | MML Mid Cap Growth Fund (Initial Class)<br> ***Adviser:*** MML Investment Advisers, LLC<br> ***Sub-Adviser:*** T. Rowe Price Associates, Inc. | 0.83% | 11.16% | 7.73% | 10.20% |

---

*\*This Fund is subject to an expense reimbursement or fee waiver arrangement. As a result, this Fund's annual expenses reflect temporary expense reductions. See the Fund prospectus for additional information.* 

*\*\*The expenses are based on estimated amounts for the current fiscal year of the Fund. The Fund has not been in operation for a full calendar year, and therefore has no performance history. Performance history will be available for the Fund after it has been in operation for one calendar year.*

*page 1 of 2* PS25_17

**Fund Name Change** 

&nbsp;&nbsp;&nbsp;&nbsp;• Effective November 14, 2025, the following fund was
renamed:

---

| | |
|:---|:---|
| **Current Fund Name** | **New Fund Name** |
| MML Small Cap Equity Fund | MML VIP Invesco Small Cap Equity Fund |

---

<br> If you have questions about this supplement, or other product questions, you may contact your registered representative, visit us online at www.MassMutual.com/contact-us, or call our Administrative Office at (800) 272-2216, 8 a.m.**–**8 p.m. Eastern Time.

**For more information about the funds, read each fund prospectus. Prospectuses are available on our website at www.MassMutual.com.**

*page 2 of 2* PS25_17

**PART C**<br>**OTHER INFORMATION**

**Item 30. Exhibits**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Exhibit (a)** | [Board of Directors of C.M. Life Insurance Company authorizing the establishment of the Separate Account I – Incorporated by reference to Initial Registration Statement File No. 333–259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99a.htm) | [Board of Directors of C.M. Life Insurance Company authorizing the establishment of the Separate Account I – Incorporated by reference to Initial Registration Statement File No. 333–259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99a.htm) |
| &nbsp;&nbsp;**Exhibit (b)** | Not Applicable | Not Applicable |
| &nbsp;&nbsp;**Exhibit (c)** | i. | [Underwriting and Servicing Agreement dated December 16, 2014 by and between MML Investors Services, LLC and C.M. Life Insurance Company – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99ci.htm) |
|  | ii. | [Underwriting and Servicing Agreement (Distribution Servicing Agreement) dated April 1, 2014 between MML Strategic Distributors, LLC and C.M. Life Insurance Company – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99cii.htm) |
|  | iii. | [Template for Insurance Product Distribution Agreement (MML Strategic Distributors, LLC, Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) - Incorporated by reference to Post-Effective Amendment No. 2 to Registration Statement File No. 333-255824 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/1052766/000113322823002833/app10048721x1_ex99ciii.htm) |
| &nbsp;&nbsp;**Exhibit (d)** | i. | [Form of Flexible Premium Adjustable Variable Life Insurance Policy – Incorporated by reference to Post-Effective Amendment No. 27 to Registration Statement File No. 333-49457 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002259/app10035495x1_ex99di.htm) |
|  | ii. | [Form of Accelerated Death Benefit Ride - Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002259/app10035495x1_ex99dii.htm) |
|  | iii. | [Form of Disability Benefit Rider (DBVL-98) – Incorporated by reference to Post-Effective Amendment No. 27 to Registration Statement File No. 333-49457 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002259/app10035495x1_ex99diii.htm) |
|  | iv. | [Form of Guaranteed Insurability Rider (GIVL-98) – Incorporated by reference to Post-Effective Amendment No. 27 to Registration Statement File No. 333-49457 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002259/app10035495x1_ex99div.htm) |
|  | v. | [Form of Other Insured Rider (OIVL-98) – Incorporated by reference to Post-Effective Amendment No. 27 to Registration Statement File No. 333-49457 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002259/app10035495x1_ex99dv.htm) |
|  | vi. | [Form of Substitute of Insured Rider (SIVL-98) – Incorporated by reference to Post-Effective Amendment No. 27 to Registration Statement File No. 333-49457 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002259/app10035495x1_ex99dvi.htm) |
|  | vii. | [Form of Waiver of Monthly Charges Rider (WMVL-98M) – Incorporated by reference to Post-Effective Amendment No. 27 to Registration Statement File No. 333-49457 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002259/app10035495x1_ex99dvii.htm) |
| &nbsp;&nbsp;**Exhibit (e)** | [Form of Individual and Survivorship Life Insurance Application (rev 8/07) – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement file No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99e.htm) | [Form of Individual and Survivorship Life Insurance Application (rev 8/07) – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement file No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99e.htm) |
| &nbsp;&nbsp;**Exhibit (f)** | i. | [Charter documentation of C.M. Life Insurance Company as approved April 25, 1980 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99fi.htm) |
|  | ii. | [By-Laws of C.M. Life Insurance Company – Incorporated by reference to Initial Registration Statement File No. 333- 259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99fii.htm) |
| &nbsp;&nbsp;**Exhibit (g)** | Reinsurance Contracts | Reinsurance Contracts |
|  | i. | American United Life Insurance Company |
|  |  | [Automatic and Facultative YRT Agreement effective September 1, 1998 (C.M. Life Insurance Company and Massachusetts Mutual Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926gia.htm) |

---

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

1. [Amendments dated September 1, 1998, September 1, 1998, September 1, 1998, September 1, 1998, January 1, 1999, January 1, 1999, September 1, 1999, June 15, 2001, June 15, 2001, February 29, 2004, February 29, 2004, April 10, 2006 and September 1, 2006 – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926gia1.htm)

2. [Amendment effective May 1, 2012 – Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-49457 filed April 23, 2013](https://www.sec.gov/Archives/edgar/data/943863/000119312513167178/d461977dex9926gia2.htm)

ii. General
 & Cologne Life RE

a. [Automatic and Facultative YRT Agreement effective September 1, 1998 (C.M. Life Insurance Company and Massachusetts Mutual Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926giia.htm)

1. [Amendments dated September 1, 1998, September 1, 1998, September 1, 1998, September 1, 1998, January 1, 1999, January 1, 1999, September 1, 1999, June 15, 2001, June 15, 2001, February 19, 2002, February 29, 2004, March 1, 2004, September 1, 2006, January 1, 2009, August 1, 2009 and August 1, 2011 – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926giia1.htm)

2. [Amendments effective January 1, 2012 and July 30, 2012 – Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-49457 filed April 23, 2013](https://www.sec.gov/Archives/edgar/data/943863/000119312513167178/d461977dex9926giia3.htm)

3. [Amendment effective September 1, 1998, May 1, 2012 – Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-49457 filed April 28, 2014](https://www.sec.gov/Archives/edgar/data/943863/000119312514162373/d650676dex9926giia4.htm)

4. [Amendments effective August 1, 2018 – Incorporated by reference to Post-Effective Amendment No. 26 to Registration Statement File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex99-giia.htm)

5. [Amendment effective October 1, 2018 – Incorporated by reference to Post-Effective Amendment No. 31 to Registration Statement File No. 333-89798 filed April 28, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002759/nc10028387x1_ex99giiax.htm)

6. [Amendment effective August 1, 2019 – Incorporated by reference to Post-Effective Amendment No. 31 to Registration Statement File No. 333-89798 filed April 28, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002759/nc10028387x1_ex99giiaxi.htm)

iii. Lincoln
 National Life Insurance Company

a. [Automatic and Facultative YRT Agreement effective September 1, 1998 (C.M. Life Insurance Company and Massachusetts Mutual Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926giiia.htm)

1. [Amendments dated September 1, 1998, September 1, 1998, September 1, 1998, September 1, 1998, September 1, 1998, January 1, 1999, January 1, 1999, September 1, 1999, June 15, 2001, June 15, 2001, March 1, 2004, November 30, 2005, July 1, 2006, September 1, 2006, October 1, 2007, January 1, 2009, August 1, 2009, July 31, 2011 and August 1, 2011 – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926giiia1.htm)

2. [Amendment dated August 1, 2011 – Incorporated by reference to Post-Effective Amendment No. 4 to Registration Statement File No. 333-150916 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/836249/000119312512181507/d277593dex9926gva3.htm)

3. [Amendments effective September 1, 1998 and July 30, 2012 – Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-49457 filed April 23, 2013](https://www.sec.gov/Archives/edgar/data/943863/000119312513167178/d461977dex9926giiia3.htm)

4. [Amendment effective January 1, 2012 – Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-150916 filed April 28, 2014](https://www.sec.gov/Archives/edgar/data/836249/000119312514162281/d650803dex9926gva5.htm)

5. [Amendment effective May 1, 2012 – Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-49457 filed April 28, 2014](https://www.sec.gov/Archives/edgar/data/943863/000119312514162373/d650676dex9926giiia5.htm)

6. [Amendment effective April 2, 2014 – Incorporated by reference to Post-Effective Amendment No. 19 to Registration Statement File No. 333-49457 filed April 28, 2015](https://www.sec.gov/Archives/edgar/data/943863/000119312515152217/d842757dex99giii.htm)

7. [Amendments effective August 1, 2018, October 1, 2018, and August 1, 2019 – Incorporated by reference to Post-Effective Amendment No. 26 to Registration Statement File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex99-giiia.htm)

iv. Munich
 American Reassurance Company

a. [Automatic and Facultative YRT Agreement effective September 1, 1998 (C.M. Life Insurance Company and Massachusetts Mutual Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926giva.htm)

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

1. [Amendments dated September 1, 1998, September 1, 1998, September 1, 1998, September 1, 1998, January 1, 1999, January 1, 1999, September 1, 1999, June 15, 2001, June 15, 2001, February 29, 2004 and March 1, 2004 – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926giva1.htm)

2. [Amendments dated September 1, 2006 and January 1, 2009 – Incorporated by reference to Post-Effective Amendment No. 21 to Registration Statement File No. 333-50410 filed April 26, 2011](https://www.sec.gov/Archives/edgar/data/836249/000119312511109640/dex9926gii.htm)

3. [Amendment dated August 1, 2009 – Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement File No. 333-150916 filed April 26, 2011](https://www.sec.gov/Archives/edgar/data/836249/000119312511109397/dex9926gvb.htm)

4. [Amendment dated August 1, 2011 – Incorporated by reference to Post-Effective Amendment No. 4 to Registration Statement File No. 333-150916 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/836249/000119312512181507/d277593dex9926giia3.htm)

5. [Amendments effective September 1, 1998 and July 30, 2012 – Incorporated by reference to Post-Effective Amendment No. 5 to Registration Statement File No. 333-150916 filed April 23, 2013](https://www.sec.gov/Archives/edgar/data/836249/000119312513167130/d461617dex9926giia4.htm)

6. [Amendment effective September 1, 1998 – Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-150916 filed April 28, 2014](https://www.sec.gov/Archives/edgar/data/836249/000119312514162281/d650803dex9926giia5.htm)

7. [Amendment effective May 1, 2012 – Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-49457 filed April 28, 2014](https://www.sec.gov/Archives/edgar/data/943863/000119312514162373/d650676dex9926giva7.htm)

8. [Amendments effective October 1, 2018 and August 1, 2019 – Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-150916 filed April 28, 2020](https://www.sec.gov/Archives/edgar/data/836249/000110465920052033/tm1924926-1_ex99giia.htm)

9. [Amendment effective August 1, 2018 – Incorporated by reference to Post-Effective Amendment No. 26 to Registration Statement File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex99-giva.htm)

10. [Amendment effective January 1, 2022 – Incorporated by reference to Post-Effective Amendment No. 35 to Registration Statement File No. 333-22557 filed April 25, 2024](https://www.sec.gov/Archives/edgar/data/836249/000113322824004518/sgvul-html6710_ex99giiia11.htm)

v. RGA
 Reinsurance Company

a. [Automatic YRT Agreement effective September 1, 1998 (Massachusetts Mutual Life Insurance Company, C.M. Life Insurance Company and MML Bay State Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926gva.htm)

1. [Amendments dated September 1, 1998, September 1, 1998, January 1, 1999, January 1, 1999, September 1, 1999, August 3, 2000, June 15, 2001, June 15, 2001, July 1, 2001, February 29, 2004 and March 1, 2004 – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926gva1.htm)

2. [Amendments dated September 1, 2006 and January 1, 2009 – Incorporated by reference to Post-Effective Amendment No. 21 to Registration Statement File No. 333-50410 filed April 26, 2011](https://www.sec.gov/Archives/edgar/data/836249/000119312511109640/dex9926giii.htm)

3. [Amendments effective August 1, 2009 – Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement File No. 333-150916 filed April 26, 2011](https://www.sec.gov/Archives/edgar/data/836249/000119312511109397/dex9926giib.htm)

4. [Amendments effective August 1, 2011 – Incorporated by reference to Post-Effective Amendment No. 4 to Registration Statement File No. 333-150916 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/836249/000119312512181507/d277593dex9926giiia3.htm)

5. [Amendments effective January 1, 2012 and July 30, 2012 – Incorporated by reference to Post-Effective Amendment No. 5 to Registration Statement File No. 333-150916 filed April 23, 2013](https://www.sec.gov/Archives/edgar/data/836249/000119312513167130/d461617dex9926giiia4.htm)

6. [Amendment effective September 1, 1998 – Incorporated by reference to Post-Effective Amendment No. 6 to Registration Statement File No. 333-150916 filed April 28, 2014](https://www.sec.gov/Archives/edgar/data/836249/000119312514162281/d650803dex9926giiia5.htm)

7. [Amendment effective May 1, 2012 – Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-49457 filed April 28, 2014](https://www.sec.gov/Archives/edgar/data/943863/000119312514162373/d650676dex9926gva6.htm)

8. [Amendment effective August 1, 2013 – Incorporated by reference to Post-Effective Amendment No. 24 to Registration Statement File No. 333-50410 filed April 28, 2014](https://www.sec.gov/Archives/edgar/data/836249/000119312514162330/d650819dex9926giva5.htm)

9. [Amendments effective September 1, 1998, October 1, 2018 and August 1, 2019 – Incorporated by reference to Post-Effective Amendment No. 17 to Registration Statement File No. 333-150916 filed April 28, 2020](https://www.sec.gov/Archives/edgar/data/836249/000110465920052033/tm1924926-1_ex99giiia.htm)

10. [Amendment effective August 1, 2018 – Incorporated by reference to Post-Effective Amendment No. 26 to Registration Statement File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex99-gva.htm)

vi. Security
 Life of Denver (SLD)

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
|  |  | a. | [Automatic YRT Agreement dated September 1, 1998 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926gvia.htm) | [Automatic YRT Agreement dated September 1, 1998 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926gvia.htm) | [Automatic YRT Agreement dated September 1, 1998 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926gvia.htm) |
|  |  |  | 1. | [Amendments dated September 1, 1998, September 1, 1998, September 1, 1998, January 1, 1999, January 1, 1999, September 1, 1999, June 15, 2001, June 15, 2001, July 1, 2001, November 20, 2003, March 1, 2004 and November 1, 2004 – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926gvia1.htm) | [Amendments dated September 1, 1998, September 1, 1998, September 1, 1998, January 1, 1999, January 1, 1999, September 1, 1999, June 15, 2001, June 15, 2001, July 1, 2001, November 20, 2003, March 1, 2004 and November 1, 2004 – Incorporated by reference to Post-Effective Amendment No. 16 to Registration Statement File No. 333-49457 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/943863/000119312512181612/d277555dex9926gvia1.htm) |
|  |  |  | 2. | [Amendment dated August 1, 2011 – Incorporated by reference to Post-Effective Amendment No. 22 to Registration Statement File No. 333-50410 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/836249/000119312512181626/d277535dex9926gva1.htm) | [Amendment dated August 1, 2011 – Incorporated by reference to Post-Effective Amendment No. 22 to Registration Statement File No. 333-50410 filed April 25, 2012](https://www.sec.gov/Archives/edgar/data/836249/000119312512181626/d277535dex9926gva1.htm) |
|  |  |  | 3. | [Amendments dated June 20, 2005, September 1, 2006, January 1, 2009 and August 1, 2009 – Incorporated by reference to Post-Effective Amendment No. 21 to Registration Statement File No. 333-50410 filed April 26, 2011](https://www.sec.gov/Archives/edgar/data/836249/000119312511109640/dex9926gv.htm) | [Amendments dated June 20, 2005, September 1, 2006, January 1, 2009 and August 1, 2009 – Incorporated by reference to Post-Effective Amendment No. 21 to Registration Statement File No. 333-50410 filed April 26, 2011](https://www.sec.gov/Archives/edgar/data/836249/000119312511109640/dex9926gv.htm) |
|  |  |  | 4. | [Amendments effective January 1, 2012 and July 30, 2012 – Incorporated by reference to Post-Effective Amendment No. 23 to Registration Statement File No. 333-50410 filed April 24, 2013](https://www.sec.gov/Archives/edgar/data/836249/000119312513169563/d461973dex9926gva2.htm) | [Amendments effective January 1, 2012 and July 30, 2012 – Incorporated by reference to Post-Effective Amendment No. 23 to Registration Statement File No. 333-50410 filed April 24, 2013](https://www.sec.gov/Archives/edgar/data/836249/000119312513169563/d461973dex9926gva2.htm) |
|  |  |  | 5. | [Amendment effective September 1, 1998 – Incorporated by reference to Post-Effective Amendment No. 24 to Registration Statement File No. 333-50410 filed April 28, 2014](https://www.sec.gov/Archives/edgar/data/836249/000119312514162330/d650819dex9926gva4.htm) | [Amendment effective September 1, 1998 – Incorporated by reference to Post-Effective Amendment No. 24 to Registration Statement File No. 333-50410 filed April 28, 2014](https://www.sec.gov/Archives/edgar/data/836249/000119312514162330/d650819dex9926gva4.htm) |
|  |  |  | 6. | [Amendment effective May 1, 2012 – Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-49457 filed April 28, 2014](https://www.sec.gov/Archives/edgar/data/943863/000119312514162373/d650676dex99gvia5.htm) | [Amendment effective May 1, 2012 – Incorporated by reference to Post-Effective Amendment No. 18 to Registration Statement File No. 333-49457 filed April 28, 2014](https://www.sec.gov/Archives/edgar/data/943863/000119312514162373/d650676dex99gvia5.htm) |
|  |  |  | 7. | [Amendment effective August 1, 2018 – Incorporated by reference to Post-Effective Amendment No. 26 to Registration Statement File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex99-gvia.htm) | [Amendment effective August 1, 2018 – Incorporated by reference to Post-Effective Amendment No. 26 to Registration Statement File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex99-gvia.htm) |
| &nbsp;&nbsp;**Exhibit (h)** | i. | Participation, Selling, Servicing Agreements: | Participation, Selling, Servicing Agreements: | Participation, Selling, Servicing Agreements: | Participation, Selling, Servicing Agreements: |
|  |  | a. | AIM Funds (Invesco Funds) | AIM Funds (Invesco Funds) | AIM Funds (Invesco Funds) |
|  |  |  | 1. | [Participation Agreement dated April 30, 2004 (AIM Variable Insurance Funds, Inc., A I M Distributors, Inc. and C.M. Life Insurance Company and MML Bay State Life Insurance Company becomes a party) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hia1.htm) | [Participation Agreement dated April 30, 2004 (AIM Variable Insurance Funds, Inc., A I M Distributors, Inc. and C.M. Life Insurance Company and MML Bay State Life Insurance Company becomes a party) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hia1.htm) |
|  |  |  |  | i. | [Amendment No. 1 dated and effective April 30, 2010 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hia1i.htm) |
|  |  |  |  | ii. | [Amendment No. 2 effective May 24, 2019 (MML Bay State Life Insurance Company becomes a party) – Incorporated by reference to Post-Effective Amendment No. 35 to Registration Statement File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex99hia1.htm) |
|  |  |  |  | iii. | [Amendment dated May 3, 2021 regarding Rules 30e-3 and 498A – Incorporated by reference to Post-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed April 28, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002734/app10032344x1_ex99hia1iii.htm) |
|  |  |  | 2. | [Financial Support Agreement dated October 1, 2016 (Invesco Distributors, Inc. and C.M. Life Insurance Company – Incorporated by reference to Post-Effective Amendment No. 21 to Registration Statement File No. 333-49457 filed April 26, 2017](https://www.sec.gov/Archives/edgar/data/836249/000119312517139363/d306701dex9926hia.htm) | [Financial Support Agreement dated October 1, 2016 (Invesco Distributors, Inc. and C.M. Life Insurance Company – Incorporated by reference to Post-Effective Amendment No. 21 to Registration Statement File No. 333-49457 filed April 26, 2017](https://www.sec.gov/Archives/edgar/data/836249/000119312517139363/d306701dex9926hia.htm) |
|  |  |  |  | i. | [Amendment No. 1 effective May 24, 2019 to Financial Support Agreement (MML Bay State Life Insurance Company becomes a party) – Incorporated by reference to Post-Effective Amendment No. 25 to File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex99hia2.htm) |
|  |  |  |  | ii. | [Amendment No. 2 dated April 1, 2022 – Incorporated by reference to Post-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823002832/app10048719x1_ex99hia2ii.htm) |
|  |  |  | 3. | [Administrative Services Agreement dated October 1, 2016 (Invesco Advisers, Inc. and C.M. Life Insurance Company) – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed December 17, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121042255/app10031384x1_ex99hia3.htm) | [Administrative Services Agreement dated October 1, 2016 (Invesco Advisers, Inc. and C.M. Life Insurance Company) – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed December 17, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121042255/app10031384x1_ex99hia3.htm) |
|  |  |  |  | i. | [Amendment No. 1 effective May 24, 2019 to Administrative Services Agreement (MML Bay State Life Insurance Company becomes a party) – Incorporated by reference to Post-Effective Amendment No. 25 to File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex99hia3.htm) |

---

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

b. American
 Funds <sup>®</sup> Funds

1. [Participation Agreement dated as of March 7, 2003 (American Funds Insurance Series, Capital Research and Management Company and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hic1.htm)

i. [Amendment dated as of May 1, 2006 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hic1i.htm)

ii. [Amendment No. 2 dated as of April 30, 2010 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hic1ii.htm)

iii. [Amendment No. 3 dated as of December 1, 2020 – Incorporated by reference to Post-Effective Amendment No. 26 to Registration Statement File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex-hic1.htm)

iv. [Amendment No. 4 dated as of September 15, 2021 - Incorporated by reference to Post-Effective Amendment No. 2 to Registration Statement File No. 333-259818 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823002832/app10048719x1_ex99hic1iv.htm)

v. [Amendment No. 5 dated as of April 2, 2024 - Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement File No. 333-259818 filed April 25, 2024](https://www.sec.gov/Archives/edgar/data/943863/000113322824004511/cmes-html6703_ex99hib1v.htm)

2. [Business Agreement dated as of March 7, 2003 (C.M. Life Insurance Company, MML Distributors, LLC, American Funds Distributors, Inc. and Capital Research and Management Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hic2.htm)

i. [First amendment effective May 1, 2013 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hic2i.htm)

ii. [Second amendment dated as of September 1, 2014 – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99ic2ii.htm)

iii. [Third amendment dated as of April 2, 2024 – Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement File No. 333-259818 filed April 25, 2024](https://www.sec.gov/Archives/edgar/data/943863/000113322824004511/cmes-html6703_ex99hib2iii.htm)

c. DWS
 Funds

1. [Participation Agreement made as of September 1, 1999 (BT Insurance Funds Trust, Bankers Trust Company, Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99hd1.htm)

i. [Amendment No. 1 dated February 1, 2000 – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99hd1i.htm)

ii. [Amendments No. 2 dated January 16, 2001 – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99hd1ii.htm)

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

iii. [Amendments No. 3, dated April 24, 2001 – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99hd1iii.htm)

iv. [Amendments No. 4, July 8, 2003 – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99hd1iv.htm)

v. [Amendment No. 5, dated August 1, 2004 – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99hd1v.htm)

vi. [Amendment No. 6 dated October 1, 2006 – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99hd1vi.htm)

vii. [Amendment No. 7 dated July 12, 2010 – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99hd1vii.htm)

viii. [Amendment regarding Rules 30e-3 and 498A as of March 25, 2021 – Incorporated by reference to Post-Effective Amendment No. 35 to Registration Statement File No. 333-50410 filed April 28, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002754/nc10028383x1_ex99hid1viii.htm)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

d. Fidelity <sup>®
</sup> Funds

1. [Amended and Restated Participation Agreement dated September 28, 2021 (Fidelity Distributors Company, LLC, Variable Insurance Products Fund, Variable Insurance Products Fund II, Variable Insurance Products Fund III, Variable Insurance Products Fund IV and Variable Insurance Products Fund V and C.M. Life Insurance Company) – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed December 17, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121042255/app10031384x1_ex99hii1.htm)

i. [First Amendment dated September 28, 2021 – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed December 17, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121042255/app10031384x1_ex99hii1i.htm)

ii. [Second Amendment effective August 7, 2023 – Incorporated by reference to Initial Registration Statement File No. 333-274306 filed September 1, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823005287/mmavcm-html6678_ex99hid1ii.htm)

2. [Summary Prospectus Agreement effective May 1, 2011 (Fidelity Distributors Corporation and Massachusetts Mutual Life Insurance Company, C.M. Life Insurance Company, and MML Bay State Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hib2.htm)

3. [Service Contract dated January 1, 2004 (MML Investors Services, LLC, MML Strategic Distributors, LLC, and MML Distributors, LLC and Massachusetts Mutual Life Insurance Company) – Incorporated by reference to Pre-Effective Amendment No. 2 to Registration Statement File No. 333-215823 filed June 14, 2017](https://www.sec.gov/Archives/edgar/data/836249/000119312517203509/d256121dex9926hig3.htm)

i. [First Amendment dated October 1, 2008 – Incorporated by reference to Pre-Effective Amendment No. 2 to Registration Statement File No. 333-215823 filed June 14, 2017](https://www.sec.gov/Archives/edgar/data/836249/000119312517203509/d256121dex9926hig3a.htm)

ii. [Second Amendment dated May 22, 2017 – Incorporated by reference to Post-Effective Amendment No. 11 to Registration Statement File No. 333-206438 filed November 15, 2021](https://www.sec.gov/Archives/edgar/data/836249/000114036121037839/nc10028325x1_ex9930hib3ii.htm)

iii. [Third Amendment dated November 1, 2018 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hii3i.htm)

iv. [Fourth Amendment dated September 28, 2021 (C.M. Life Insurance Company becomes a party to the Agreement) – Incorporated by reference to Post-Effective Amendment No. 11 to Registration Statement File No. 333-206438 filed November 15, 2021](https://www.sec.gov/Archives/edgar/data/836249/000114036121037839/nc10028325x1_ex9930hib3iv.htm)

4. [Service Agreement effective September 28, 2021 – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed December 17, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121042255/app10031384x1_ex99hii4.htm)

e. Franklin
 Templeton Funds

1. [Participation Agreement dated as of May 1, 2000 (Franklin Templeton Variable Insurance Products Trust, Franklin Templeton Distributors, Inc. Massachusetts Mutual Life Insurance Company, C.M. Life Insurance Company and MML Bay State Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hij1.htm)

i. [Amendment effective April 15, 2001 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hij1i.htm)

ii. [Amendment No. 2 effective May 1, 2003 (MML Distributors, LLC becomes a party to the Agreement) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hij1ii.htm)

iii. [Amendment No. 3 effective June 5, 2007 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hij1iii.htm)

iv. [Amendment No. 4 dated October 25, 2010 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hij1iv.htm)

v. [Addendum effective as of March 20, 2012 (with MML Distributors, LLC) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hij1v.htm)

vi. [Amendment effective as of January 15, 2013 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hij1vi.htm)

vii. [Amendment No. 6 executed as of August 6, 2014 – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed December 17, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121042255/app10031384x1_ex99hij1vii.htm)

viii. [Amendment No. 7 dated July 1, 2016 – Incorporated by reference to Post-Effective Amendment No. 21 to Registration Statement File No. 333-49457 filed April 26, 2017](https://www.sec.gov/Archives/edgar/data/943863/000119312517139636/d291081dex9926hif.htm)

ix. [Amendment No. 8 dated September 8, 2020 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex-hif1.htm)

x. [Amendment to Participation Agreement dated as of June 25, 2021 – Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement File No. 333-259818 filed April 25, 2024](https://www.sec.gov/Archives/edgar/data/943863/000113322824004511/cmes-html6703_ex99hii1x.htm)

xi. [Amendment as of September 1, 2022 – Incorporated by reference to Post-Effective Amendment No. 2 to Registration Statement File No.  333-259818 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823002832/app10048719x1_ex99hij1x.htm)

xii. [Amendment No. 11 effective July 25, 2023 – Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement File No. 333-259818 filed April 25, 2024](https://www.sec.gov/Archives/edgar/data/943863/000113322824004511/cmes-html6703_ex99hii1xii.htm)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

2. [Administrative Services Agreement dated May 1, 2002 (Franklin Templeton Services, LLC, Massachusetts Mutual Life Insurance Company, C.M. Life Insurance Company and MML Bay State Life Insurance Company – Incorporated by reference to Post-Effective Amendment No. 2 to Registration Statement File No. 333-259818 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823002832/app10048719x1_ex99hij2.htm)

i. [Amendment No. 1 dated August 10, 2005 – Incorporated by reference to Post-Effective Amendment No. 2 to Registration Statement File No. 333-259818 filed April 26, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823002832/app10048719x1_ex99hij2i.htm)

ii. [Amendment No. 2 dated December 28, 2007 – Incorporated by reference to Post-Effective Amendment No. 2 to Registration Statement File No. 333-259818 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823002832/app10048719x1_ex99hij2ii.htm)

iii. [Amendment No. 3 dated October 14, 2016 – Incorporated by reference to Post-Effective Amendment No. 2 to Registration Statement File No. 333-259818 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823002832/app10048719x1_ex99hij2iii.htm)

iv. [Amendment No. 4 dated September 8, 2020 – Incorporated by reference to Post-Effective Amendment No. 26 to Registration Statement File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex-hif2.htm)

v. [Amendment No. 5 executed October 4, 2021 – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed December 17, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121042255/app10031384x1_ex99hij2v.htm)

vi. [Amendment dated August 17, 2022 – Incorporated by reference to Post-Effective Amendment No. 2 to Registration Statement File No. 333-259818 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823002832/app10048719x1_ex99hij2vi.htm)

vii. [Amendment No. 7 dated July 25, 2023 – Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement File No. 333-259818 filed April 25, 2024](https://www.sec.gov/Archives/edgar/data/943863/000113322824004511/cmes-html6703_ex99hii2vii.htm)

f. Goldman
 Sachs Funds

1. [Participation Agreement dated as of November 1, 1999 (Goldman Sachs Variable Insurance Trust, Goldman Sachs & Co. and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hik1.htm)

i. [Amendment No. 1 effective May 1, 2000 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hik1i.htm)

ii. [Amendment No. 2 effective April 15, 2001 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hik1ii.htm)

iii. [Amendment No. 3 effective April 6, 2011 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hik1iii.htm)

iv. [Amendment No. 4 dated September 28, 2021 – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed December 17, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121042255/app10031384x1_ex99hik1iv.htm)

v. [Amendment Regarding Rules 30e-3 and 498A, dated September 28, 2021 – Incorporated by reference to Post-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed April 28, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002734/app10032344x1_ex99hik1v.htm)

2. [Administrative Services Agreement dated November 1, 1999 (Goldman, Sachs & Co. and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hik2.htm)

3. [Service Class Service Agreement dated September 28, 2021 – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed December 17, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121042255/app10031384x1_ex99hik3.htm)

g. Janus
 Aspen Funds (Institutional)

1. [Amended and Restated Participation Agreement dated August 7, 2023 (Janus Aspen Series and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-274306 filed September 1, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823005287/mmavcm-html6678_ex99hif1.htm)

i. [Amendment Regarding Revocation of Rule 30e-3 dated November 4, 2024 – Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement File No. 333-274306 filed April 25, 2025](https://www.sec.gov/Archives/edgar/data/943863/000113322825004351/mmavcm-efp9392_ex99hie1i.htm)

2. [Janus Henderson Amended and Restated Administrative Services Letter dated August 7, 2023 (Janus Henderson Investors US LLC and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-274306 filed September 1, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823005287/mmavcm-html6678_ex99hif2.htm)

h. Janus
 Aspen Funds (Service)

1. [Fund Participation Agreement dated June 2, 2003 (Janus Aspen Series and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 29 to Registration Statement File No. 333-49457 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823002838/app10048730x1_ex99hii1.htm)

i. [Amendment No. 1 dated and effective May 1, 2011 – Incorporated by reference to Post-Effective Amendment No. 29 to Registration Statement File No. 333-49457 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823002838/app10048730x1_ex99hii1i.htm)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

ii. [Amendment regarding Rules 30e-3 and 498A as of March 25, 2021 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No.  333-49457 filed April 28, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002743/nc10028385x1_ex99hii1iv.htm)

iii. [Amendment Regarding Revocation of Rule 30e-3 dated November 4, 2024 <sup>(\*)</sup> – Incorporated by reference to Initial Registration Statement to Registration Statement File No. 333-49457 filed April 25, 2025](https://www.sec.gov/Archives/edgar/data/943863/000113322825004376/vulcm-efp9398_ex99hih1iii.htm)

i. Lincoln Funds

1. [Fund Participation Agreement as of May 1, 2023 (Lincoln Variable Insurance Products Trust, Lincoln Financial Distributors, Inc., Lincoln Investment Advisors Corporation, Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) - Incorporated by reference to Post-Effective Amendment No. 13 to Registration Statement No. 333-215823 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/836249/000113322823002846/app10048736x1_ex99hik1.htm)

i. [Amendment effective April 29, 2024 - Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement No. 333-259818 filed April 25, 2024](https://www.sec.gov/Archives/edgar/data/943863/000113322824004511/cmes-html6703_ex99hil1i.htm)

2. [Administrative Services Agreement as of May 1, 2023 (Lincoln Investment Advisors Corporation, Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) - Incorporated by reference to Post-Effective Amendment No. 13 to Registration Statement No. 333-215823 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/836249/000113322823002846/app10048736x1_ex99hik2.htm)

i. [First Amendment to Administrative Services Agreement effective April 29, 2024 - Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement No. 333-259818 filed April 25, 2024](https://www.sec.gov/Archives/edgar/data/943863/000113322824004511/cmes-html6703_ex99hil2i.htm)

3. [Distribution Services Agreement as of April 29, 2024 (Lincoln Financial Distributors, Inc., MML Investors Services, LLC and MML Strategic Distributors, LLC) - Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement No. 333-259818 filed April 25, 2024](https://www.sec.gov/Archives/edgar/data/943863/000113322824004511/cmes-html6703_ex99hil3.htm)

j. MFS <sup>®
</sup> Funds

1. [Amended and Restated Participation Agreement dated October 1, 2016 (MFS <sup>®</sup> Variable Insurance Trust, MFS <sup>®</sup> Variable Insurance Trust II, MFS <sup>®</sup> Variable Insurance Trust III, MFS <sup>®</sup> Fund Distributors, Inc. and C.M Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 21 to Registration Statement File No. 333-49457 filed April 26, 2017](https://www.sec.gov/Archives/edgar/data/943863/000119312517139636/d291081dex9926hij.htm)

i. [Amendment dated September 7, 2021 – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed December 17, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121042255/app10031384x1_ex99hio1i.htm)

2. [Shareholder Services Letter Agreement (re Administrative Services) dated October 1, 2016 (MFS Variable Insurance Trust, MFS Variable Insurance Trust II, MFS Variable Insurance Trust III, MFS Fund Distributors, Inc. and C.M Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 21 to Registration Statement File No. 333-49457 filed April 26, 2017](https://www.sec.gov/Archives/edgar/data/943863/000119312517139636/d291081dex9926hij.htm)

k. MML
 Funds

1. [Participation Agreement dated November 17, 2005 (MML Series Investment Fund, Massachusetts Mutual Life Insurance Company and MML Bay State Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hic1.htm)

i. [First Amendment effective November 17, 2005 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hic1a.htm)

ii. [Second Amendment dated as of August 26, 2008 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hic1b.htm)

iii. [Third Amendment dated April 9, 2010 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hic1c.htm)

iv. [Fourth Amendment dated and effective July 23, 2010 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hic1d.htm)

v. [Fifth Amendment dated August 28, 2012 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hic1e.htm)

vi. [Sixth Amendment dated April 1, 2014 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hic1f.htm)

vii. [Seventh Amendment dated August 11, 2015 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hic1g.htm)

viii. [Eighth Amendment dated February 20, 2020 – Incorporated by reference to Post-Effective Amendment No. 7 to Registration Statement File No. 333-202684 filed April 28, 2020](https://www.sec.gov/Archives/edgar/data/1052766/000110465920052022/tm1924860d1_ex99-24b8id.htm)

ix. [Ninth Amendment dated June 2, 2021 regarding Rules 30e-3 and 498A – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-255824 filed August 24, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000110465921108882/tm218782d9_exhie2i.htm)

l. MML
 II Funds

1. [Participation Agreement dated November 17, 2005 (MML Series Investment Fund, Massachusetts Mutual Life Insurance Company and MML Bay State Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hid1.htm)

i. [First Amendment effective November 17, 2005 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hid1a.htm)

ii. [Second Amendment dated as of August 26, 2008 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hid1b.htm)

iii. [Third Amendment dated as of April 9, 2010 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hid1c.htm)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

iv. [Fourth Amendment dated and effective July 23, 2010 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hid1d.htm)

v. [Fifth Amendment dated August 1, 2011 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hid1e.htm)

vi. [Sixth Amendment dated and effective August 28, 2012 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hid1f.htm)

vii. [Seventh Amendment dated and effective November 12, 2012 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hid1g.htm)

viii. [Eighth Amendment dated April 1, 2014 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hid1h.htm)

ix. [Ninth Amendment dated August 11, 2015 – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hid1i.htm)

x. [Tenth Amendment dated February 20, 2020 – Incorporated by reference to Post-Effective Amendment No. 7 to Registration Statement File No. 333-202684 filed April 28, 2020](https://www.sec.gov/Archives/edgar/data/1052766/000110465920052022/tm1924860d1_ex99-24b8ie.htm)

xi. [Eleventh Amendment dated June 2, 2021 regarding Rules 30e-3 and 498A – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-255824 filed August 24, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000110465921108882/tm218782d9_exhif1k.htm)

m. T.
 Rowe Price Funds

1. [Participation Agreement dated as of June 1, 1998 (T. Rowe Price Equity Series, Inc., T. Rowe Price Investment Services, Inc. and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99his1.htm)

i. [Amendment effective December 15, 1999 (T. Rowe Price Fixed Income Series, Inc., becomes a party), – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99his1i.htm)

ii. [Amendment effective May 1, 2003 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99his1ii.htm)

iii. [Amendment effective May 1, 2006 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99his1iii.htm)

iv. [Amendment effective January 7, 2008 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99his1iv.htm)

v. [Amendment effective March 21, 2013 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99his1v.htm)

vi. [Amendment dated December 9, 2021 – Incorporated by reference to Post-Effective Amendment No. 27 to Registration Statement File No. 333-49457 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002734/app10032344x1_ex99his1vi.htm)

vii. [Amendment dated April 7, 2021 regarding Rules 30e-3 and 498A – Incorporated by reference to Post-Effective Amendment No. 2 to Registration Statement File No. 333-259818 filed April 25, 2023](https://www.sec.gov/Archives/edgar/data/943863/000113322823002832/app10048719x1_ex99hir1vii.htm)

2. [Administrative Fee Letter Agreement effective May 1, 2024 (T. Rowe Price Services, Inc. and Massachusetts Mutual Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement No. 333-259818 filed April 25, 2024](https://www.sec.gov/Archives/edgar/data/943863/000113322824004511/cmes-html6703_ex99his2.htm)

3. [Supplement to the Variable Insurance Portfolio Administrative Fee Agreement dated May 1, 2024 (T. Rowe Price Associates, Inc. and Massachusetts Mutual Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 3 to Registration Statement No. 333-259818 filed April 25, 2024](https://www.sec.gov/Archives/edgar/data/943863/000113322824004511/cmes-html6703_ex99his3.htm)

4. [Distribution Services Agreement dated September 1, 2016 among T. Rowe Price Investment Services, Inc., Massachusetts Mutual Life Insurance Company MML Investors Services, LLC and MML Distributors, LLC. – Incorporated by reference to Pre-Effective Amendment No. 1 to Registration Statement File No. 333-259818 filed December 17, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121042255/app10031384x1_ex99his3.htm)

i. [Amendment dated December 9, 2021 – Incorporated by reference to Post-Effective Amendment No. 27 to Registration Statement File No. 333-49457 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002259/app10035495x1_ex99him3i.htm)

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---

| | | | | |
|:---|:---|:---|:---|:---|
|  | ii. | Shareholder Information Agreements (Rule 22c-2 Agreements) | Shareholder Information Agreements (Rule 22c-2 Agreements) | Shareholder Information Agreements (Rule 22c-2 Agreements) |
|  |  | a. | [AIM Investment Services, Inc. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiia.htm) | [AIM Investment Services, Inc. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiia.htm) |
|  |  |  | 1. | [Amendment No. 1 dated June 30, 2020 – Incorporated by reference to Pre-Effective Amendment 3 to Registration Statement File No. 333-229670 filed October 2, 2020](https://www.sec.gov/Archives/edgar/data/836249/000110465920111640/tm1920344d4_ex99-hiia.htm) |
|  |  | b. | [American Funds Service Company effective October 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiici.htm) | [American Funds Service Company effective October 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiici.htm) |
|  |  |  | 1. | [Amendment No. 1 dated August 22, 2008 – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiici.htm) |
|  |  | c. | [DWS Scudder Distributors, Inc. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99hiid.htm) | [DWS Scudder Distributors, Inc. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/836249/000113322822002258/app10035493x1_ex99hiid.htm) |
|  |  | d. | [Fidelity Distributors Corporation effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hiib.htm) | [Fidelity Distributors Corporation effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hiib.htm) |
|  |  | e. | [Franklin/Templeton Distributors, Inc. effective April 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiig.htm) | [Franklin/Templeton Distributors, Inc. effective April 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiig.htm) |
|  |  | f. | [Goldman Sachs & Co. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiih.htm) | [Goldman Sachs & Co. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiih.htm) |
|  |  | g. | [Janus Aspen Series effective October 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/1052766/000110465921108882/tm218782d9_exhiid.htm) | [Janus Aspen Series effective October 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement File No. 333-50410 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/1052766/000110465921108882/tm218782d9_exhiid.htm) |
|  |  | h. | [MFS<sup>®</sup> Fund Distributors, Inc. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiij.htm) | [MFS<sup>®</sup> Fund Distributors, Inc. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiij.htm) |
|  |  | i. | [MML Series Investment Fund effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hiic.htm) | [MML Series Investment Fund effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hiic.htm) |
|  |  | j. | [MML Series Investment Fund II effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hiid.htm) | [MML Series Investment Fund II effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company, and C.M. Life Insurance Company) – Incorporated by reference to Post-Effective Amendment No. 28 to Registration Statement File No. 333-45039 filed June 25, 2021](https://www.sec.gov/Archives/edgar/data/1052766/000093041321001239/c101798_ex99-hiid.htm) |
|  |  | k. | [T. Rowe Price Services, Inc., T. Rowe Price Investment Services, Inc. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiin.htm) | [T. Rowe Price Services, Inc., T. Rowe Price Investment Services, Inc. effective October 16, 2007 (Massachusetts Mutual Life Insurance Company, MML Bay State Life Insurance Company and C.M. Life Insurance Company) – Incorporated by reference to Initial Registration Statement File No. 333-259818 filed September 27, 2021](https://www.sec.gov/Archives/edgar/data/943863/000114036121032606/nc10028327x1_ex99hiin.htm) |
|  |  |  | 1. | [Amendment dated as of March 1, 2017 (T. Rowe Price Fixed Income Series, Inc. and T. Rowe Price Equity Series, Inc. are each made a party to the agreement) – Incorporated by reference to Post-Effective Amendment No. 23 to Registration Statement File No. 333-22557 filed April 26, 2017](https://www.sec.gov/Archives/edgar/data/836249/000119312517139583/d291188dex9926hiig.htm) |
|  |  |  | 2. | [Amendment dated November 11, 2020 – Incorporated by reference to Post-Effective Amendment No. 26 to Registration Statement File No. 333-49457 filed April 28, 2021](https://www.sec.gov/Archives/edgar/data/943863/000110465921056474/tm2035261d1_ex-hiil.htm) |
| &nbsp;&nbsp;**Exhibit (i)** | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| &nbsp;&nbsp;**Exhibit (j)** | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| &nbsp;&nbsp;**Exhibit (k)** | [Opinion and Consent of Counsel – Incorporated by reference to Post- Effective Amendment No. 27 to Registration Statement File No. 333-49457 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002259/app10035495x1_ex99k.htm) | [Opinion and Consent of Counsel – Incorporated by reference to Post- Effective Amendment No. 27 to Registration Statement File No. 333-49457 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002259/app10035495x1_ex99k.htm) | [Opinion and Consent of Counsel – Incorporated by reference to Post- Effective Amendment No. 27 to Registration Statement File No. 333-49457 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002259/app10035495x1_ex99k.htm) | [Opinion and Consent of Counsel – Incorporated by reference to Post- Effective Amendment No. 27 to Registration Statement File No. 333-49457 filed April 21, 2022](https://www.sec.gov/Archives/edgar/data/943863/000113322822002259/app10035495x1_ex99k.htm) |
| &nbsp;&nbsp;**Exhibit (l)** | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| &nbsp;&nbsp;**Exhibit (m)** | Not Applicable | Not Applicable | Not Applicable | Not Applicable |

---

------

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exhibit (n)** | i. | Auditor Consents: | Auditor Consents: | Auditor Consents: |
|  |  |  | •  | Company Financial Statements  |
|  |  |  | •  | Separate Account Financial Statements  |
|  |  |  | [– Incorporated by reference to Initial Registration Statement to Registration Statement File No. 333-49457 filed April 25, 2025](https://www.sec.gov/Archives/edgar/data/943863/000113322825004376/vulcm-efp9398_ex99ni.htm) | [– Incorporated by reference to Initial Registration Statement to Registration Statement File No. 333-49457 filed April 25, 2025](https://www.sec.gov/Archives/edgar/data/943863/000113322825004376/vulcm-efp9398_ex99ni.htm) |
|  | ii. | a. | Powers of Attorney for: | Powers of Attorney for: |
|  |  |  | •  | Roger W. Crandall |
|  |  |  | •  | Mary Jane Fortin |
|  |  |  | • | Michael J. O'Connor |
|  |  |  | • | Paul A. LaPiana |
|  |  |  | [– Incorporated by reference to Post-Effective Amendment No. 4 to Registration Statement File No. 333-259818 filed April 25, 2025](https://www.sec.gov/Archives/edgar/data/943863/000113322825004344/cmes-efp9389_ex99niia.htm) | [– Incorporated by reference to Post-Effective Amendment No. 4 to Registration Statement File No. 333-259818 filed April 25, 2025](https://www.sec.gov/Archives/edgar/data/943863/000113322825004344/cmes-efp9389_ex99niia.htm) |
|  |  | b. | Power of Attorney for: | Power of Attorney for: |
|  |  |  | •  | David H. Long |
|  |  |  | [– Incorporated by reference to Post-Effective Amendment No. 9 to Registration Statement File No. 333-255824 filed September 4, 2025](https://www.sec.gov/Archives/edgar/data/1052766/000113322825009420/envision-efp16709_ex99pii.htm) | [– Incorporated by reference to Post-Effective Amendment No. 9 to Registration Statement File No. 333-255824 filed September 4, 2025](https://www.sec.gov/Archives/edgar/data/1052766/000113322825009420/envision-efp16709_ex99pii.htm) |
|  |  | c. | Power of Attorney for: | Power of Attorney for: |
|  |  |  | •  | Greg Giardiello |
|  |  |  | – Incorporated by reference to Post-Effective Amendment No. 5 to Registration Statement File No. 333-259818 filed on or about November 14, 2025 | – Incorporated by reference to Post-Effective Amendment No. 5 to Registration Statement File No. 333-259818 filed on or about November 14, 2025 |
| &nbsp;&nbsp;**Exhibit (o)** | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| &nbsp;&nbsp;**Exhibit (p)** | Not Applicable | Not Applicable | Not Applicable | Not Applicable |
| &nbsp;&nbsp;**Exhibit (q)** | [SEC Procedures Memorandum dated April 23, 2025, describing Massachusetts Mutual Life Insurance Company issuance, transfer, and redemption procedures for the Policy – Incorporated by reference to Post-Effective Amendment No. 12 to Registration Statement File No. 333-229670 filed April 25, 2025](https://www.sec.gov/Archives/edgar/data/836249/000113322825004349/avulmm-efp9391_ex99q.htm) | [SEC Procedures Memorandum dated April 23, 2025, describing Massachusetts Mutual Life Insurance Company issuance, transfer, and redemption procedures for the Policy – Incorporated by reference to Post-Effective Amendment No. 12 to Registration Statement File No. 333-229670 filed April 25, 2025](https://www.sec.gov/Archives/edgar/data/836249/000113322825004349/avulmm-efp9391_ex99q.htm) | [SEC Procedures Memorandum dated April 23, 2025, describing Massachusetts Mutual Life Insurance Company issuance, transfer, and redemption procedures for the Policy – Incorporated by reference to Post-Effective Amendment No. 12 to Registration Statement File No. 333-229670 filed April 25, 2025](https://www.sec.gov/Archives/edgar/data/836249/000113322825004349/avulmm-efp9391_ex99q.htm) | [SEC Procedures Memorandum dated April 23, 2025, describing Massachusetts Mutual Life Insurance Company issuance, transfer, and redemption procedures for the Policy – Incorporated by reference to Post-Effective Amendment No. 12 to Registration Statement File No. 333-229670 filed April 25, 2025](https://www.sec.gov/Archives/edgar/data/836249/000113322825004349/avulmm-efp9391_ex99q.htm) |

---

------

**Item 31. Directors and Officers of the Depositor**

**Directors of C.M. Life Insurance Company**

---

| | |
|:---|:---|
| *Roger W. Crandall, Director (Chairman), President, and Chief Executive Officer*<br> 1295 State Street<br> Springfield, MA 01111 | *Paul A. LaPiana, Director and Executive Vice President*<br> 1295 State Street<br> Springfield, MA 01111 |
| *Michael J. O'Connor, Director, and General Counsel*<br> 1295 State Street<br> Springfield, MA 01111 | *Mary Jane Fortin, Director, Executive Vice President, and Chief Financial Officer*<br> 10 Fan Pier Boulevard <br> Boston, MA 02210 |

---

**Principal Officers of C.M. Life Insurance Company (other than those who are also Directors, as referenced above):**

---

| | |
|:---|:---|
| *Gregory Giardiello, Corporate Controller* <br> 10 Fan Pier Boulevard <br> Boston, MA 02210 | *Eric Partlan, Executive Vice President*<br> 10 Fan Pier Boulevard<br> Boston, MA 02210 |
| *Tokunbo Akinbajo, Corporate Secretary*<br> 1295 State Street<br> Springfield, MA 01111 | *Dominic Blue, Executive Vice President*<br> 1295 State Street<br> Springfield, MA 01111 |
| *Elizabeth Marin, Treasurer* <br> 1295 State Street<br> Springfield, MA 01111 |  |

---

------

**Item 32. Persons Controlled by or Under Common Control with the Depositor or the Registrant**

[– Incorporated by reference to Post-Effective Amendment No. 9 to Registration Statement File No. 333-255824 filed September 4, 2025](https://www.sec.gov/Archives/edgar/data/1052766/000113322825009420/envision-efp16709_485apos.htm)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Item 33.** | **Indemnification** |

---

C.M. Life directors and officers are indemnified under Article V of the by-laws of C.M. Life's parent company, Massachusetts Mutual Life Insurance Company ("MassMutual"), as set forth below.

ARTICLE V. of the By-laws of MassMutual provides for indemnification of directors and officers as follows:

"ARTICLE V.

INDEMNIFICATION

Subject to limitations of law, the Company shall indemnify:

(a) each
 director, officer or employee;

(b) any
 individual who serves at the request of the Company as a director, board member, committee member, partner, trustee, officer
 or employee of any foreign or domestic organization or any separate investment account; or

(c) any
 individual who serves in any capacity with respect to any employee benefit plan,

from and against all loss, liability and expense imposed upon or incurred by such person in connection with any threatened, pending or completed action, claim, suit, investigation or proceeding of any nature whatsoever, in which such person may be involved or with which he or she may be threatened to be involved, by reason of any alleged act, omission or otherwise while serving in any such capacity, whether such action, claim, suit, investigation or proceeding is civil, criminal, administrative, arbitrative, or investigative and/or formal or informal in nature. Indemnification shall be provided although the person no longer serves in such capacity and shall include protection for the person's heirs and legal representatives.

Indemnities hereunder shall include, but not be limited to, all costs and reasonable counsel fees, fines, penalties, judgments or awards of any kind, and the amount of reasonable settlements, whether or not payable to the Company or to any of the other entities described in the preceding paragraph, or to the policyholders or security holders thereof.

Notwithstanding the foregoing, no indemnification shall be provided with respect to:

(1) any
 matter as to which the person shall have been adjudicated in any proceeding not to have acted in good faith in the reasonable
 belief that his or her action was in the best interests of the Company or, to the extent that such matter relates to service
 with respect to any employee benefit plan, in the best interests of the participants or beneficiaries of such employee
 benefit plan;

(2) any
 liability to any entity which is registered as an investment company under the Federal Investment Company Act of 1940
 or to the security holders thereof, where the basis for such liability is willful misfeasance, bad faith, gross negligence
 or reckless disregard of the duties involved in the conduct of office; and

(3) any
 action, claim or proceeding voluntarily initiated by any person seeking indemnification, unless such action, claim or
 proceeding had been authorized by the Board of Directors or unless such person's indemnification is awarded by vote
 of the Board of Directors.

In any matter disposed of by settlement or in the event of an adjudication which in the opinion of the General Counsel or his or her delegate does not make a sufficient determination of conduct which could preclude or permit indemnification in accordance with the preceding paragraphs (1), (2) and (3), the person shall be entitled to indemnification unless, as determined by the majority of the disinterested directors or in the opinion of counsel (who may be an officer of the Company or outside counsel employed by the Company), such person's conduct was such as precludes indemnification under any of such paragraphs. The termination of any action, claim, suit, investigation or proceeding by judgment, order, settlement, conviction, or upon a plea of nolo contendere or its equivalent shall not, of itself, create a presumption that the person did not act in good faith and in a manner which he or she reasonably believed to be in the best interests of the Company.

The Company may at its option indemnify for expenses incurred in connection with any action or proceeding in advance of its final disposition, upon receipt of a satisfactory undertaking for repayment if it be subsequently determined that the person thus indemnified is not entitled to indemnification under this Article V."

------

To provide certainty and more clarification regarding the indemnification provisions of the Bylaws set forth above, MassMutual has entered into indemnification agreements with certain officers who serve as a director of a subsidiary of MassMutual (a "Subsidiary Director"). Pursuant to the Agreements, MassMutual agrees to indemnify a Subsidiary Director, to the extent legally permissible, against (a) all expenses, judgments, fines and settlements ("Costs"), liabilities, and penalties paid in connection with a proceeding involving the Subsidiary Director because he or she is a director of a subsidiary of MassMutual if the Subsidiary Director (i) acted in good faith, (ii) reasonably believed the conduct was in the subsidiary's best interest; (iii) had no reasonable cause to believe the conduct was unlawful (in a criminal proceeding); and, (iv) engaged in conduct for which the Subsidiary Director shall not be liable under MassMutual's Charter or By-Law. MassMutual further agrees to indemnify a Subsidiary Director, to the extent permitted by law, against all Costs paid in connection with any proceeding (i) unless the Subsidiary Director breached a duty of loyalty, (ii) except for liability for acts or omissions not in good faith, involving intentional misconduct or a knowing violation of law, (iii) except for liability under Section 6.40 of Chapter 156D of Massachusetts Business Corporation Act ("MBCA"), or (iv) except for liability related to any transaction from which the Subsidiary Director derived an improper benefit. MassMutual will also indemnify a Subsidiary Director, to the fullest extent authorized by the MBCA, against all expenses to the extent the Subsidiary Director has been successful on the merits or in defense of any proceeding. If any court determines that despite an adjudication of liability to the relevant subsidiary that the Subsidiary Director is entitled to indemnification, MassMutual will indemnify the Subsidiary Director to the extent permitted by law. Subject to the Subsidiary Director's obligation to pay MassMutual in the event that the Subsidiary Director is not entitled to indemnification, MassMutual will pay the expenses of the Subsidiary Director prior to a final determination as to whether the Subsidiary Director is entitled to indemnification.

**Item 34. Principal Underwriters**

(a) MML
 Investors Services, LLC ("MMLIS") acts as principal underwriter of the contracts/policies/certificates
 sold by its registered representatives and MML Strategic Distributors, LLC ("MSD") serves as principal
 underwriter of the contracts/policies/certificates sold by registered representatives of other broker-dealers who have
 entered into distribution agreements with MSD. <br> MMLIS
 and MSD either jointly or individually act as principal underwriters for: Massachusetts
 Mutual Variable Life Separate Account I, Massachusetts Mutual Variable Annuity Separate Account 1, Massachusetts Mutual
 Variable Annuity Separate Account 2, Massachusetts Mutual Variable Annuity Separate Account 3, Massachusetts Mutual
 Variable Annuity Separate Account 4, Panorama Separate Account, Connecticut Mutual Variable Life Separate Account I,
 MML Bay State Variable Life Separate Account I, MML Bay State Variable Annuity Separate Account 1, Panorama Plus Separate
 Account, C.M. Multi-Account A, C.M. Life Variable Life Separate Account I, Massachusetts Mutual Variable Life Separate
 Account II.

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

(b) MMLIS
 and MSD are the principal underwriters for this policy. The following people are officers and directors of MMLIS and
 officers and directors of MSD:

**DIRECTORS AND OFFICERS OF MML INVESTORS SERVICES, LLC**

---

| | | |
|:---|:---|:---|
| **Name** | **Positions and Offices** | **Principal Business Address** |
| Vaughn Bowman | Director, Chairman of the Board, Chief Executive Officer, and President | (\*) |
| John Vaccaro | Director and Chairman Emeritus | (\*) |
| Geoffrey Craddock | Director | 10 Fan Pier Boulevard <br> Boston, MA 02210 |
| Paul LaPiana | Director | (\*) |
| Jennifer Reilly | Director | 10 Fan Pier Boulevard <br> Boston, MA 02210 |
| Joseph Mallee | Director, Agency Field Force Supervisor and Vice President | (\*) |
| David Mink | Vice President and Chief Operations Officer | (\*) |
| Frank Rispoli | Chief Financial Officer and Treasurer | 10 Fan Pier Boulevard <br> Boston, MA 02210 |
| Edward K. Duch, III | Chief Legal Officer, Vice President, and Secretary | (\*) |
| Courtney Reid | Chief Compliance Officer | (\*) |
| James P. Puhala | Deputy Chief Compliance Officer | (\*) |
| Michael Gilliland | Deputy Chief Compliance Officer | (\*) |
| Thomas Bauer | Chief Technology Officer | (\*) |
| Anthony Frogameni | Chief Privacy Officer | (\*) |
| Linda Bestepe | Vice President | (\*) |
| Brian Foley | Vice President | 10 Fan Pier Boulevard <br> Boston, MA 02210 |
| James Langham | Vice President | (\*) |
| Michael Thomas | Vice President | 2 Park Ave.<br> New York, NY 10016 |
| Daken Vanderburg | Vice President | (\*) |
| Mary B. Wilkinson | Vice President | 10 Fan Pier Boulevard <br> Boston, MA 02210 |
| David Holtzer | Field Risk Officer | (\*) |
| Amy Francella | Assistant Secretary | (\*) |
| Alyssa O'Connor | Assistant Secretary | (\*) |
| Pablo Cabrera | Assistant Treasurer | 10 Fan Pier Boulevard <br> Boston, MA 02210 |
| Jeffrey Sajdak | Assistant Treasurer | (\*) |
| Elizabeth Marin | Assistant Treasurer | (\*) |
| Kevin Lacomb | Assistant Treasurer | 10 Fan Pier Boulevard <br> Boston, MA 02210 |
| Tricia Cohen | Continuing Education Officer | (\*) |
| Mario Morton | Registration Manager | (\*) |
| Kelly Pirrotta | AML Compliance Officer | (\*) |
| John Rogan | Regional Vice President | (\*) |
| Tanya Wilber | Regional Vice President | (\*) |

---

*(\*)* *1295 State Street, Springfield, MA 01111-0001*

------

**OFFICERS AND DIRECTORS OF MML STRATEGIC DISTRIBUTORS, LLC**

---

| | | |
|:---|:---|:---|
| **Name** | **Positions and Offices** | **Principal Business Address** |
| Dominic Blue | Director and Chairman of the Board | (\*) |
| Matthew DiGangi | Director, Chief Executive Officer, and President | (\*) |
| Geoffrey Craddock | Director | 10 Fan Pier Boulevard <br> Boston, MA 02210 |
| Jennifer Reilly | Director | 10 Fan Pier Boulevard <br> Boston, MA 02210 |
| Frank Rispoli | Chief Financial Officer and Treasurer | 10 Fan Pier Boulevard <br> Boston, MA 02210 |
| Edward K. Duch, III | Chief Legal Officer, Vice President, and Secretary | (\*) |
| James P. Puhala | Vice President and Chief Compliance Officer | (\*) |
| Vincent Baggetta | Chief Risk Officer | (\*) |
| Paul LaPiana | Vice President | (\*) |
| Anna Sciortino | Vice President | (\*) |
| Alyssa O'Connor | Assistant Secretary | (\*) |
| Pablo Cabrera | Assistant Treasurer | 10 Fan Pier Boulevard <br> Boston, MA 02210 |
| Jeffrey Sajdak | Assistant Treasurer | (\*) |
| Elizabeth Marin | Assistant Treasurer | (\*) |
| Mario Morton | Registration Manager | (\*) |
| Kelly Pirrotta | AML Compliance Officer | (\*) |

---

*(\*)* *1295 State Street, Springfield, MA 01111-0001*

(c) Compensation
 From the Registrant <br> For
 information about all commissions and other compensation received by each principal underwriter, directly or indirectly,
 from the Registrant during the Registrant's last fiscal year, refer to the "Underwriters" section
 of the Statement of Additional Information.

**Item 35. Location of Accounts and Records**

All accounts, books, or other documents required to be maintained by Section 31(a) of the Investment Company Act of 1940 and the rules promulgated thereunder are maintained by the Registrant through Massachusetts Mutual Life Insurance Company, 1295 State Street, Springfield, Massachusetts 01111-0001.<br>

**Item 36. Management Services**

Not Applicable.

**Item 37. Fee Representation**

**REPRESENTATION UNDER SECTION 26(f)(2)(A) OF**<br>**THE INVESTMENT COMPANY ACT OF 1940**

C.M. Life Insurance Company hereby represents that the fees and charges deducted under the Variable Universal Life ("VUL") policy described in this Registration Statement, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by C.M. Life Insurance Company.

------

**SIGNATURES**

Pursuant to the requirements of Securities Act of 1933 and the Investment Company Act of 1940, the Registrant certifies that it meets all of the requirements for effectiveness of this registration statement under Rule 485(b) under the Securities Act and has duly caused this registration statement to be signed on its behalf by the undersigned, duly authorized, in the City of Wilmington, and the State of North Carolina on this 14<sup>th</sup> day of November, 2025.

C.M. LIFE VARIABLE LIFE SEPARATE ACCOUNT I<br>(Registrant)

C.M. LIFE INSURANCE COMPANY<br>(Depositor)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**By** | <br>ROGER W. CRANDALL\*<br>Roger W. Crandall<br>President and Chief Executive Officer<br>(principal executive officer)<br>C.M. Life Insurance Company |

---

Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the dates indicated.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Signature**  | **Title** | **Date** |
| &nbsp;&nbsp;<br>ROGER W. CRANDALL \*<br>Roger W. Crandall | Director, President and Chief Executive Officer<br>(principal executive officer) | November 14, 2025 |
| &nbsp;&nbsp;<br>MARY JANE FORTIN \* <br>Mary Jane Fortin | Chief Financial Officer<br>(principal financial officer) | November 14, 2025 |
| &nbsp;&nbsp;<br>GREGORY GIARDIELLO \* <br>Gregory Giardiello | Corporate Controller<br>(principal accounting officer) | November 14, 2025 |
| &nbsp;&nbsp;<br>MICHAEL J. O'CONNOR \*<br>Michael J. O'Connor | Director | November 14, 2025 |
| &nbsp;&nbsp;<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; PAUL LAPIANA \*<br> Paul LaPiana | Director | November 14, 2025 |
| &nbsp;&nbsp;<br>/s/ GARY F. MURTAGH<br>\* Gary F. Murtagh<br>Attorney-in-Fact pursuant to Powers of Attorney |  |  |

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------