# EDGAR Filing Document

**Accession Number:** 0001427684
**File Stem:** 0001062993-23-001787
**Filing Date:** 2023-2
**Character Count:** 25823
**Document Hash:** b65cfe7ee5d153e61bdf7521cbdbe4b0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001062993-23-001787.hdr.sgml**: 20230201

**ACCESSION NUMBER**: 0001062993-23-001787

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230201

**DATE AS OF CHANGE**: 20230201

**EFFECTIVENESS DATE**: 20230201

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Capital Directions Investment Advisors, LLC
- **CENTRAL INDEX KEY:** 0001427684
- **IRS NUMBER:** 582592093
- **STATE OF INCORPORATION:** GA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-13057
- **FILM NUMBER:** 23575854

**BUSINESS ADDRESS:**
- **STREET 1:** THE POINTE, SUITE 220
- **STREET 2:** 400 NORTHRIDGE ROAD
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30350
- **BUSINESS PHONE:** 404-237-8881

**MAIL ADDRESS:**
- **STREET 1:** THE POINTE, SUITE 220
- **STREET 2:** 400 NORTHRIDGE ROAD
- **CITY:** ATLANTA
- **STATE:** GA
- **ZIP:** 30350

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Capital Directions Investment Advisors LLC<br>**Address:** THE POINTE SUITE 220<br>400 NORTHRIDGE ROAD<br>ATLANTA, GA 30350

**Form 13F File Number:** 028-13057

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Macora P Furlong<br>**Title:** Director of Operations<br>**Phone:** 678-507-1460

**Signature, Place, and Date of Signing:**

/s/ Macora P Furlong  ATLANTA, GA  02-01-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 240

**Form 13F Information Table Value Total:** $267960334

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| Advanced Micro Devic | COM | 007903107 |  | 972 | 15 | SH |  | SOLE |  | 0 | 0 | 0 |
| Brown  Brown Inc | COM | 115236101 |  | 4159 | 73 | SH |  | SOLE |  | 0 | 0 | 0 |
| Brown  Brown Inc | COM | 115236101 |  | 249016 | 4371 | SH |  | SOLE |  | 0 | 0 | 0 |
| Brown  Brown Inc | COM | 115236101 |  | 110009 | 1931 | SH |  | SOLE |  | 0 | 0 | 0 |
| Brown  Brown Inc | COM | 115236101 |  | 363184 | 6375 | SH |  | SOLE |  | 0 | 0 | 0 |
| CVS Corp. | COM | 126650100 |  | 14910 | 160 | SH |  | SOLE |  | 0 | 0 | 0 |
| Cdn Imperial Bk Comm | COM | 136069101 |  | 6876 | 170 | SH |  | SOLE |  | 0 | 0 | 0 |
| Caterpillar Tractor Co. S | COM | 149123101 |  | 222312 | 928 | SH |  | SOLE |  | 0 | 0 | 0 |
| Chevron Corp | COM | 166764100 |  | 60668 | 338 | SH |  | SOLE |  | 0 | 0 | 0 |
| Church  Dwight Co Inc | COM | 171340102 |  | 58442 | 725 | SH |  | SOLE |  | 0 | 0 | 0 |
| Citigroup Inc. | COM | 172967424 |  | 16735 | 370 | SH |  | SOLE |  | 0 | 0 | 0 |
| Coca-Cola Co. | COM | 191216100 |  | 55273 | 869 | SH |  | SOLE |  | 0 | 0 | 0 |
| Copart Inc | COM | 217204106 |  | 87925 | 1444 | SH |  | SOLE |  | 0 | 0 | 0 |
| Cousins Properties Inc. | COM | 222795502 |  | 106547 | 4213 | SH |  | SOLE |  | 0 | 0 | 0 |
| Deere  Co | COM | 244199105 |  | 12863 | 30 | SH |  | SOLE |  | 0 | 0 | 0 |
| Walt Disney Co. | COM | 254687106 |  | 65073 | 749 | SH |  | SOLE |  | 0 | 0 | 0 |
| Discover Finl Svcs | COM | 254709108 |  | 52828 | 540 | SH |  | SOLE |  | 0 | 0 | 0 |
| Dollar General Corp | COM | 256677105 |  | 26841 | 109 | SH |  | SOLE |  | 0 | 0 | 0 |
| DOVER CORPORATION | COM | 260003108 |  | 14895 | 110 | SH |  | SOLE |  | 0 | 0 | 0 |
| Ebay Inc | COM | 278642103 |  | 8294 | 200 | SH |  | SOLE |  | 0 | 0 | 0 |
| Factset Research Systems | COM | 303075105 |  | 20060 | 50 | SH |  | SOLE |  | 0 | 0 | 0 |
| Fid Ndq Comp Ec Etf Dv | COM | 315912808 |  | 36054 | 880 | SH |  | SOLE |  | 0 | 0 | 0 |
| Flowers Foods Inc | COM | 343498101 |  | 20434 | 711 | SH |  | SOLE |  | 0 | 0 | 0 |
| Ford Motor Company | COM | 345370860 |  | 1163 | 100 | SH |  | SOLE |  | 0 | 0 | 0 |
| Garrett Motion Inc | COM | 366505105 |  | 69 | 9 | SH |  | SOLE |  | 0 | 0 | 0 |
| General Electric Co. | COM | 369604301 |  | 5865 | 70 | SH |  | SOLE |  | 0 | 0 | 0 |
| Genuine Parts Co | COM | 372460105 |  | 11278 | 65 | SH |  | SOLE |  | 0 | 0 | 0 |
| Hershey Company | COM | 427866108 |  | 34272 | 148 | SH |  | SOLE |  | 0 | 0 | 0 |
| Home Depot | COM | 437076102 |  | 845557 | 2677 | SH |  | SOLE |  | 0 | 0 | 0 |
| Honeywell Intl. Inc. | COM | 438516106 |  | 45646 | 213 | SH |  | SOLE |  | 0 | 0 | 0 |
| Huntington Bancshs Inc | COM | 446150104 |  | 4991 | 354 | SH |  | SOLE |  | 0 | 0 | 0 |
| ILLINOIS TOOL WORKS INC | COM | 452308109 |  | 11015 | 50 | SH |  | SOLE |  | 0 | 0 | 0 |
| Intel Corp. | COM | 458140100 |  | 232293 | 8789 | SH |  | SOLE |  | 0 | 0 | 0 |
| International Business Machines | COM | 459200101 |  | 4227 | 30 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares COMEX Gold Trust | COM | 464285204 |  | 173 | 5 | SH |  | SOLE |  | 0 | 0 | 0 |
| Ishares Msci Emu Etf | COM | 464286608 |  | 553 | 14 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core S Total U.S. ETF | COM | 464287150 |  | 365573 | 4311 | SH |  | SOLE |  | 0 | 0 | 0 |
| Ishares Tr Lehman Tips | COM | 464287176 |  | 89835 | 844 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TRANS AVG ETF | COM | 464287192 |  | 17084 | 80 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares S 500 Index | COM | 464287200 |  | 1894351 | 4931 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Tr Lehman Bd Fd | COM | 464287226 |  | 213378 | 2200 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares MSCI Emerging Markets Index | COM | 464287234 |  | 2556961 | 67466 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares S 500 Growth | COM | 464287309 |  | 78156 | 1336 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Tr S 500 Value | COM | 464287408 |  | 944841 | 6513 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Barcalys 1 - 3 Yr Bd Fd | COM | 464287457 |  | 57550 | 709 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares MSCI EAFE Index | COM | 464287465 |  | 14481759 | 220624 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell Midcap Value | COM | 464287473 |  | 595487 | 5653 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell Mid Cap Growth | COM | 464287481 |  | 1876569 | 22447 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell Midcap | COM | 464287499 |  | 122894 | 1822 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares S MidCap 400 Index | COM | 464287507 |  | 193028 | 798 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Cohen  Steers REIT | COM | 464287564 |  | 21228 | 387 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell 1000 Value | COM | 464287598 |  | 5782414 | 38130 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares S MidCap 400 - Barra Growth | COM | 464287606 |  | 20694832 | 302999 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell 1000 Growth | COM | 464287614 |  | 5506396 | 25702 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell 1000 Index | COM | 464287622 |  | 17052 | 81 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell 2000 Value | COM | 464287630 |  | 11596054 | 83623 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell 2000 Growth | COM | 464287648 |  | 4577213 | 21337 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell 2001 | COM | 464287655 |  | 25146506 | 144222 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Russell 3000 Index | COM | 464287689 |  | 14371837 | 65125 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares S Midcap Value | COM | 464287705 |  | 7056 | 70 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares US Technology Index | COM | 464287721 |  | 109053 | 1464 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core S Small Cap ETF | COM | 464287804 |  | 104293 | 1102 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Dow Jones Total Market Index | COM | 464287846 |  | 164098 | 1756 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares S Small Cap 600 Value | COM | 464287879 |  | 73048 | 800 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares S Small Cap 600 Growth | COM | 464287887 |  | 54251 | 502 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares S Short Term Muni Fund | COM | 464288158 |  | 79245 | 760 | SH |  | SOLE |  | 0 | 0 | 0 |
| Ishares Global Timber | COM | 464288174 |  | 14550 | 200 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares MSCI ACWI Index | COM | 464288257 |  | 308624 | 3636 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares MSCI EAFE Small Cap | COM | 464288273 |  | 5534362 | 97988 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares S National Muni Bond | COM | 464288414 |  | 20906678 | 198130 | SH |  | SOLE |  | 0 | 0 | 0 |
| Johnson  Johnson | COM | 478160104 |  | 876007 | 4959 | SH |  | SOLE |  | 0 | 0 | 0 |
| K L A Tencor Corp | COM | 482480100 |  | 56554 | 150 | SH |  | SOLE |  | 0 | 0 | 0 |
| Lilly Eli  Co. | COM | 532457108 |  | 275843 | 754 | SH |  | SOLE |  | 0 | 0 | 0 |
| Lowes Companies Inc. | COM | 548661107 |  | 22713 | 114 | SH |  | SOLE |  | 0 | 0 | 0 |
| Manitowoc Company | COM | 563571405 |  | 916 | 100 | SH |  | SOLE |  | 0 | 0 | 0 |
| McDonalds Corp. | COM | 580135101 |  | 74315 | 282 | SH |  | SOLE |  | 0 | 0 | 0 |
| Microsoft Corp. | COM | 594918104 |  | 1478011 | 6163 | SH |  | SOLE |  | 0 | 0 | 0 |
| Mondelez Intl Inc Cl A | COM | 609207105 |  | 26660 | 400 | SH |  | SOLE |  | 0 | 0 | 0 |
| Morgan Stanley | COM | 617446448 |  | 71842 | 845 | SH |  | SOLE |  | 0 | 0 | 0 |
| National Grid Group Adrf | COM | 636274409 |  | 12667 | 210 | SH |  | SOLE |  | 0 | 0 | 0 |
| Nike Inc Class B | COM | 654106103 |  | 48559 | 415 | SH |  | SOLE |  | 0 | 0 | 0 |
| Norfolk Southern Corp | COM | 655844108 |  | 29078 | 118 | SH |  | SOLE |  | 0 | 0 | 0 |
| Northrop Grumman Corp | COM | 666807102 |  | 30009 | 55 | SH |  | SOLE |  | 0 | 0 | 0 |
| Pnc Finl Services Gp Inc | COM | 693475105 |  | 23691 | 150 | SH |  | SOLE |  | 0 | 0 | 0 |
| Parker-Hannifin Corp | COM | 701094104 |  | 24153 | 83 | SH |  | SOLE |  | 0 | 0 | 0 |
| Pepsico Inc. | COM | 713448108 |  | 71541 | 396 | SH |  | SOLE |  | 0 | 0 | 0 |
| Perkinelmer Inc | COM | 714046109 |  | 7993 | 57 | SH |  | SOLE |  | 0 | 0 | 0 |
| Pfizer Inc. | COM | 717081103 |  | 35561 | 694 | SH |  | SOLE |  | 0 | 0 | 0 |
| Philip Morris Intl Inc | COM | 718172109 |  | 22064 | 218 | SH |  | SOLE |  | 0 | 0 | 0 |
| Progressive Corp Ohio | COM | 743315103 |  | 27369 | 211 | SH |  | SOLE |  | 0 | 0 | 0 |
| Pub Svc Ent Group Inc | COM | 744573106 |  | 5085 | 83 | SH |  | SOLE |  | 0 | 0 | 0 |
| ROK | COM | 773903109 |  | 18030 | 70 | SH |  | SOLE |  | 0 | 0 | 0 |
| Ross Stores Inc | COM | 778296103 |  | 30294 | 261 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab US Broad Equity Market ETF | COM | 808524102 |  | 20613 | 460 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab US Large Cap ETF | COM | 808524201 |  | 204439 | 4528 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab US Large Cap Growth ETF | COM | 808524300 |  | 309580 | 5572 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab US Large Cap Value ETF | COM | 808524409 |  | 326469 | 4945 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab US Mid-Cap ETF | COM | 808524508 |  | 115998 | 1768 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab US Small Cap ETF | COM | 808524607 |  | 99087 | 2446 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab Emerging Markets Equity ETF | COM | 808524706 |  | 2036 | 86 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab FTSE Dev International | COM | 808524805 |  | 93828 | 2913 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab US REIT ETF | COM | 808524847 |  | 30517 | 1582 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab US TIPS ETF | COM | 808524870 |  | 21079 | 407 | SH |  | SOLE |  | 0 | 0 | 0 |
| Schwab Intl Small Cap ETF | COM | 808524888 |  | 78549 | 2496 | SH |  | SOLE |  | 0 | 0 | 0 |
| Sherwin Williams Co | COM | 824348106 |  | 30616 | 129 | SH |  | SOLE |  | 0 | 0 | 0 |
| Southern Co. | COM | 842587107 |  | 62627 | 877 | SH |  | SOLE |  | 0 | 0 | 0 |
| Starbucks Corp | COM | 855244109 |  | 40672 | 410 | SH |  | SOLE |  | 0 | 0 | 0 |
| Stryker Corp | COM | 863667101 |  | 20782 | 85 | SH |  | SOLE |  | 0 | 0 | 0 |
| T-MOBILE US INC | COM | 872590104 |  | 105280 | 752 | SH |  | SOLE |  | 0 | 0 | 0 |
| Taiwan Semiconductr Adrf | COM | 874039100 |  | 87153 | 1170 | SH |  | SOLE |  | 0 | 0 | 0 |
| Teledyne Technologies | COM | 879360105 |  | 62786 | 157 | SH |  | SOLE |  | 0 | 0 | 0 |
| Texas Instruments Inc. | COM | 882508104 |  | 35688 | 216 | SH |  | SOLE |  | 0 | 0 | 0 |
| Thermo Electron Corp | COM | 883556102 |  | 185032 | 336 | SH |  | SOLE |  | 0 | 0 | 0 |
| Transdigm Group Inc Com | COM | 893641100 |  | 67373 | 107 | SH |  | SOLE |  | 0 | 0 | 0 |
| Union Pacific Corp | COM | 907818108 |  | 6419 | 31 | SH |  | SOLE |  | 0 | 0 | 0 |
| United Parcel Service B | COM | 911312106 |  | 43982 | 253 | SH |  | SOLE |  | 0 | 0 | 0 |
| VF Corp. | COM | 918204108 |  | 74989 | 2716 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Div Apprciation | COM | 921908844 |  | 203783 | 1342 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard S Mid Cap | COM | 921932885 |  | 80954 | 495 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Long Term Bond | COM | 921937793 |  | 36075 | 498 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Bond Index Fund | COM | 921937819 |  | 35228 | 474 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Bond Index Fund | COM | 921937827 |  | 77313 | 1027 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Total Bond Index Fund | COM | 921937835 |  | 10594 | 147 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard MSCI EAFE ETF | COM | 921943858 |  | 159864 | 3809 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Shrt Inf Prot | COM | 922020805 |  | 90804 | 1944 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Global Ex US Real Estate | COM | 922042676 |  | 1787185 | 43231 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Intl Eqty Index | COM | 922042775 |  | 6315685 | 125961 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard FTSE Emerging Markets | COM | 922042858 |  | 49894 | 1280 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Muni Bnd Tax | COM | 922907746 |  | 866273 | 17504 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard S 500 Etf | COM | 922908363 |  | 209399 | 596 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Mid-Cap Growth ETF | COM | 922908538 |  | 334354 | 1860 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Real Estate ETF | COM | 922908553 |  | 718153 | 8707 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Small Cap Growth | COM | 922908595 |  | 99668 | 497 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Small Cap Value | COM | 922908611 |  | 21279 | 134 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Mid Cap | COM | 922908629 |  | 504022 | 2473 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Extended Mkt | COM | 922908652 |  | 17670 | 133 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Large Cap Growth ETF | COM | 922908736 |  | 186045 | 873 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Large Cap Value ETF | COM | 922908744 |  | 981046 | 6989 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Small Cap Blend ETF | COM | 922908751 |  | 62954 | 343 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Total Stock Mkt | COM | 922908769 |  | 7386817 | 38636 | SH |  | SOLE |  | 0 | 0 | 0 |
| Wabtec | COM | 929740108 |  | 100 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| Wal-Mart Stores Inc. | COM | 931142103 |  | 6948 | 49 | SH |  | SOLE |  | 0 | 0 | 0 |
| Verisign Inc | COM | 92343E106 |  | 27529 | 134 | SH |  | SOLE |  | 0 | 0 | 0 |
| Travelers Companies Inc | COM | 89417E113 |  | 14999 | 80 | SH |  | SOLE |  | 0 | 0 | 0 |
| Abbvie Inc | COM | 00287Y109 |  | 18262 | 113 | SH |  | SOLE |  | 0 | 0 | 0 |
| Adobe Systems Inc | COM | 00724F101 |  | 7740 | 23 | SH |  | SOLE |  | 0 | 0 | 0 |
| Google Inc Class C | COM | 02079K107 |  | 289260 | 3260 | SH |  | SOLE |  | 0 | 0 | 0 |
| Google Inc Class A | COM | 02079K305 |  | 233104 | 2642 | SH |  | SOLE |  | 0 | 0 | 0 |
| Altria Group | COM | 02209S103 |  | 23769 | 520 | SH |  | SOLE |  | 0 | 0 | 0 |
| American Tower Corp | COM | 03027X100 |  | 15890 | 75 | SH |  | SOLE |  | 0 | 0 | 0 |
| Ameriprise Financial Inc | COM | 03076C106 |  | 21796 | 70 | SH |  | SOLE |  | 0 | 0 | 0 |
| Ansys Inc | COM | 03662Q105 |  | 19327 | 80 | SH |  | SOLE |  | 0 | 0 | 0 |
| Black Stone Minerals  Lp | COM | 09225M101 |  | 100950 | 5984 | SH |  | SOLE |  | 0 | 0 | 0 |
| Blackrock Inc | COM | 09247X101 |  | 7086 | 10 | SH |  | SOLE |  | 0 | 0 | 0 |
| Avago Technologies | COM | 11135F101 |  | 79956 | 143 | SH |  | SOLE |  | 0 | 0 | 0 |
| Brookfield Asset Mgmt | COM | 11271J107 |  | 52758 | 1677 | SH |  | SOLE |  | 0 | 0 | 0 |
| Cisco Systems Inc | COM | 17275R102 |  | 6670 | 140 | SH |  | SOLE |  | 0 | 0 | 0 |
| Comcast Corp New Cl A | COM | 20030N101 |  | 31298 | 895 | SH |  | SOLE |  | 0 | 0 | 0 |
| ConocoPhillips | COM | 20825C104 |  | 84960 | 720 | SH |  | SOLE |  | 0 | 0 | 0 |
| Constellation Brand | COM | 21036P108 |  | 18540 | 80 | SH |  | SOLE |  | 0 | 0 | 0 |
| Costco Whsl Corp New | COM | 22160K105 |  | 13695 | 30 | SH |  | SOLE |  | 0 | 0 | 0 |
| Duke Energy Corp. | COM | 26441C204 |  | 14831 | 144 | SH |  | SOLE |  | 0 | 0 | 0 |
| Encompass Health Cor | COM | 29261A100 |  | 5024 | 84 | SH |  | SOLE |  | 0 | 0 | 0 |
| Entergy Corp New | COM | 29364G103 |  | 32512 | 289 | SH |  | SOLE |  | 0 | 0 | 0 |
| Exxon Mobil Corp. | COM | 30231G102 |  | 364211 | 3302 | SH |  | SOLE |  | 0 | 0 | 0 |
| Flexshares Qual Div ETF | COM | 33939L860 |  | 22565 | 429 | SH |  | SOLE |  | 0 | 0 | 0 |
| Hca The Healthcare Co | COM | 40412C101 |  | 47992 | 200 | SH |  | SOLE |  | 0 | 0 | 0 |
| Ingevity Corporation | COM | 45688C107 |  | 17469 | 248 | SH |  | SOLE |  | 0 | 0 | 0 |
| Intuitive Surgical New | COM | 46120E602 |  | 37414 | 141 | SH |  | SOLE |  | 0 | 0 | 0 |
| Invesco S 500 Top 51 | COM | 46137V233 |  | 142682 | 517 | SH |  | SOLE |  | 0 | 0 | 0 |
| Rydex Etf TRUST | COM | 46137V258 |  | 32596 | 418 | SH |  | SOLE |  | 0 | 0 | 0 |
| Powershs Db Commdty Indx | COM | 46138B103 |  | 17773 | 721 | SH |  | SOLE |  | 0 | 0 | 0 |
| Invesco Treasury | COM | 46138G888 |  | 263455 | 2501 | SH |  | SOLE |  | 0 | 0 | 0 |
| Invesco BulletShares 2026 Corp Bond | COM | 46138J791 |  | 263474 | 13922 | SH |  | SOLE |  | 0 | 0 | 0 |
| Invesco BulletShares 2025 Corp Bond | COM | 46138J825 |  | 316359 | 15708 | SH |  | SOLE |  | 0 | 0 | 0 |
| Invesco BulletShares 2024 Corp Bond | COM | 46138J841 |  | 405789 | 19809 | SH |  | SOLE |  | 0 | 0 | 0 |
| Invesco BulletShares 2023 Corp Bond | COM | 46138J866 |  | 415866 | 19822 | SH |  | SOLE |  | 0 | 0 | 0 |
| Ishares Msci Usa Min | COM | 46429B697 |  | 22063 | 306 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core MSCI EAFE | COM | 46432F842 |  | 1436582 | 23306 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares Core MSCI Emerging Markets | COM | 46434G103 |  | 2922906 | 62589 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares iBonds Dec 2023 Term Muni Bond | COM | 46435G318 |  | 727063 | 28681 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares iBonds Dec 2025 Term Muni Bond | COM | 46435U432 |  | 708166 | 26855 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares iBonds Dec 2024 Term Muni Bond | COM | 46435U697 |  | 728364 | 28286 | SH |  | SOLE |  | 0 | 0 | 0 |
| J.P.Morgan Chase  Co. | COM | 46625H100 |  | 43851 | 327 | SH |  | SOLE |  | 0 | 0 | 0 |
| Kyndryl Hldgs Inc | COM | 50155Q100 |  | 78 | 7 | SH |  | SOLE |  | 0 | 0 | 0 |
| Marathon Pete Corp | COM | 56585A102 |  | 66110 | 568 | SH |  | SOLE |  | 0 | 0 | 0 |
| Mastercard Inc Cl A Com | COM | 57636Q104 |  | 11127 | 32 | SH |  | SOLE |  | 0 | 0 | 0 |
| Netflix Inc | COM | 64110L106 |  | 35386 | 120 | SH |  | SOLE |  | 0 | 0 | 0 |
| Nisource Inc Holding Co | COM | 65473P105 |  | 82260 | 3000 | SH |  | SOLE |  | 0 | 0 | 0 |
| Encana Corp Iam Commerci | COM | 69047Q102 |  | 50710 | 1000 | SH |  | SOLE |  | 0 | 0 | 0 |
| Paypal Holdings Inco | COM | 70450Y103 |  | 28844 | 405 | SH |  | SOLE |  | 0 | 0 | 0 |
| Rowe T Price Group Inc | COM | 74144T108 |  | 16359 | 150 | SH |  | SOLE |  | 0 | 0 | 0 |
| Principal Financial Grp | COM | 74251V102 |  | 79472 | 947 | SH |  | SOLE |  | 0 | 0 | 0 |
| Regions Financial Corp | COM | 7591EP100 |  | 9659 | 448 | SH |  | SOLE |  | 0 | 0 | 0 |
| Resideo Technologies Inc | COM | 76118Y104 |  | 247 | 15 | SH |  | SOLE |  | 0 | 0 | 0 |
| S  P Global Inc | COM | 78409V104 |  | 38518 | 115 | SH |  | SOLE |  | 0 | 0 | 0 |
| S B A Communications | COM | 78410G104 |  | 66153 | 236 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR Trust - S 500 Index | COM | 78462F103 |  | 1637893 | 4283 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR SPDR S CHINA ETF | COM | 78463X400 |  | 9168 | 117 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR GLOBAL NATURAL RESOURCES ETF | COM | 78463X541 |  | 88623 | 1554 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR DJ Intl Real Estate ETF | COM | 78463X863 |  | 51505 | 1924 | SH |  | SOLE |  | 0 | 0 | 0 |
| iShares International Small | COM | 78463X871 |  | 78907 | 2683 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR DJ Small Cap Growth | COM | 78464A201 |  | 22351298 | 309403 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR S 600 Small Cap Value ETF | COM | 78464A300 |  | 15809 | 213 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR S 500 Growth ETF | COM | 78464A409 |  | 61460773 | 1212962 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR S 500 Value ETF | COM | 78464A508 |  | 28001 | 720 | SH |  | SOLE |  | 0 | 0 | 0 |
| DJ Wilshire REIT ETF | COM | 78464A607 |  | 717332 | 8231 | SH |  | SOLE |  | 0 | 0 | 0 |
| Spdr S Dividend Etf | COM | 78464A763 |  | 671841 | 5370 | SH |  | SOLE |  | 0 | 0 | 0 |
| Spdr S 600 Small Cap | COM | 78464A813 |  | 38803 | 472 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR Blackstone Senior Loan ETF | COM | 78467V608 |  | 110144 | 2693 | SH |  | SOLE |  | 0 | 0 | 0 |
| Diamonds TRUST Series I | COM | 78467X109 |  | 56657 | 171 | SH |  | SOLE |  | 0 | 0 | 0 |
| S Mid Cap 401 | COM | 78467Y107 |  | 51806 | 117 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR Nuveen Short Term Muni | COM | 78468R739 |  | 193464 | 4118 | SH |  | SOLE |  | 0 | 0 | 0 |
| Salesforce Com | COM | 79466L302 |  | 27579 | 208 | SH |  | SOLE |  | 0 | 0 | 0 |
| Sector Spdr Indl Select | COM | 81369Y704 |  | 78077 | 795 | SH |  | SOLE |  | 0 | 0 | 0 |
| Sector Spdr Util Select | COM | 81369Y886 |  | 16920 | 240 | SH |  | SOLE |  | 0 | 0 | 0 |
| Sprott Physical Gold Trf | COM | 85207H104 |  | 11872 | 842 | SH |  | SOLE |  | 0 | 0 | 0 |
| Sprott Phys Silver Tr | COM | 85207K107 |  | 5043 | 612 | SH |  | SOLE |  | 0 | 0 | 0 |
| Targa Resources Corp | COM | 87612G101 |  | 18154 | 247 | SH |  | SOLE |  | 0 | 0 | 0 |
| Unitedhealth Group Inc | COM | 91324P102 |  | 217374 | 410 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANECK VECTORS AGRIBUSINESS ET F | COM | 92189F700 |  | 30044 | 350 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Total | COM | 92203J407 |  | 72805 | 1535 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Energy ETF | COM | 92204A306 |  | 6064 | 50 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Health Care | COM | 92204A504 |  | 59284 | 239 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard ST Corp Bond Index - ETF | COM | 92206C409 |  | 431891 | 5744 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Intermediate | COM | 92206C706 |  | 108305 | 1852 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Mortgage Backed | COM | 92206C771 |  | 36962 | 812 | SH |  | SOLE |  | 0 | 0 | 0 |
| Vanguard Corp Bond Etf | COM | 92206C870 |  | 7906 | 102 | SH |  | SOLE |  | 0 | 0 | 0 |
| Verizon Communications | COM | 92343V104 |  | 9456 | 240 | SH |  | SOLE |  | 0 | 0 | 0 |
| Verisk Analytics Inc | COM | 92345Y106 |  | 29991 | 170 | SH |  | SOLE |  | 0 | 0 | 0 |
| Visa Inc Cl A | COM | 92826C839 |  | 721758 | 3474 | SH |  | SOLE |  | 0 | 0 | 0 |
| Westrock Company | COM | 96145D105 |  | 52177 | 1484 | SH |  | SOLE |  | 0 | 0 | 0 |
| WISDOMTREE HIGH DIVIDEND FUND | COM | 97717W208 |  | 344240 | 4000 | SH |  | SOLE |  | 0 | 0 | 0 |
| WisdomTree LargeCap Dividend ETF | COM | 97717W307 |  | 21682 | 350 | SH |  | SOLE |  | 0 | 0 | 0 |
| Wisdomtree Midcap Divdnd | COM | 97717W505 |  | 370260 | 9000 | SH |  | SOLE |  | 0 | 0 | 0 |
| Wisdomtree Smallcap Div | COM | 97717W604 |  | 79515 | 2796 | SH |  | SOLE |  | 0 | 0 | 0 |
| Zoetis Inc | COM | 98978V103 |  | 46896 | 320 | SH |  | SOLE |  | 0 | 0 | 0 |
| Eaton Corporation | COM | G29183103 |  | 31390 | 200 | SH |  | SOLE |  | 0 | 0 | 0 |
| Manchester Utd Plc | COM | G5784H106 |  | 140 | 6 | SH |  | SOLE |  | 0 | 0 | 0 |
| Steris Corp | COM | G8473T100 |  | 16622 | 90 | SH |  | SOLE |  | 0 | 0 | 0 |

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