# EDGAR Filing Document

**Accession Number:** 0001828937
**File Stem:** 0001493152-26-022000
**Filing Date:** 2026-5
**Character Count:** 45783
**Document Hash:** 3d13f7fde867f8531c4a9efd1fb3084a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001493152-26-022000.hdr.sgml**: 20260508

**ACCESSION NUMBER**: 0001493152-26-022000

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13D/A

**PUBLIC DOCUMENT COUNT**: 3

**FILED AS OF DATE**: 20260508

**DATE AS OF CHANGE**: 20260508

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Finance of America Companies Inc.
- **CENTRAL INDEX KEY:** 0001828937
- **STANDARD INDUSTRIAL CLASSIFICATION:** MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 853474065
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-92461
- **FILM NUMBER:** 26959234

**BUSINESS ADDRESS:**
- **STREET 1:** 5830 GRANITE PARKWAY
- **STREET 2:** SUITE 400
- **CITY:** PLANO
- **STATE:** TX
- **ZIP:** 75024
- **BUSINESS PHONE:** 877-202-2666

**MAIL ADDRESS:**
- **STREET 1:** 5830 GRANITE PARKWAY
- **STREET 2:** SUITE 400
- **CITY:** PLANO
- **STATE:** TX
- **ZIP:** 75024
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Bloom Retirement Holdings Inc.
- **CENTRAL INDEX KEY:** 0001466992

**ORGANIZATION NAME:**
- **EIN:** 201832276
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A

**BUSINESS ADDRESS:**
- **STREET 1:** 3800 W. CHAPMAN AVENUE, THIRD FLOOR
- **CITY:** ORANGE
- **STATE:** CA
- **ZIP:** 92868
- **BUSINESS PHONE:** 866-948-0003

**MAIL ADDRESS:**
- **STREET 1:** 3800 W. CHAPMAN AVENUE, THIRD FLOOR
- **CITY:** ORANGE
- **STATE:** CA
- **ZIP:** 92868

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** American Advisors Group
- **DATE OF NAME CHANGE:** 20090624

## Ex-11

**Exhibit 11**

---

| | |
|:---|:---|
| ![](ex11_001.jpg) | **10b5-1 Plan** |

---

---

| | |
|:---|:---|
| **10b5-1 STOCK TRADING PLAN**<br>**SECTION I** | **2** |
| **STOCK TRADING PLAN OVERVIEW** | **2** |
| **SECTION II** | **4** |
| **Equity Information** | **4** |
| ***CLIENT*** | 4 |
| **SECTION III** | **5** |
| **Share Trading Instructions** | **5** |
| **SECTION IV** | **6** |
| **Notices, Signatures and Acknowledgements** | **6** |
| ***CLIENT*** | 6 |
| ***GS ENTITY*** | 7 |
| **SECTION V** | **8** |
| **REPRESENTATIONS, WARRANTIES AND COVENANTS** | **8** |
| **COMPLIANCE WITH RULE 144** | **10** |
| **PLAN TERMS AND CONDITIONS** | **11** |
| **ANNEXES** | **14** |
| **ANNEX A: TERMINATION NOTICE** | **14** |
| **ANNEX B: CONVERSION PACKET** | **15** |

---

[**Table of Contents**](#TableOfContents)<sub>1</sub>

---

| | |
|:---|:---|
| ![](ex11_001.jpg) | **10b5-1 Plan** |

---

**<u>SECTION I</u>**

**STOCK TRADING PLAN OVERVIEW**

This Stock Trading Plan (the "**Plan**") is entered into between the parties below for the purpose of establishing a trading plan that complies with the requirements of Rule 10b5-1(c) under the Securities Exchange Act of 1934, as amended (the "**Exchange Act**"). "**Broker**" shall mean Goldman Sachs & Co. LLC.

Referred to hereinafter, individually and collectively, as the "**Client**":

Bloom Retirement Holdings Inc.

---

| | |
|:---|:---|
| Referred to hereinafter as the "**Issuer**": | Finance of America Companies Inc. |
| Bloomberg Ticker: | &nbsp;&nbsp;&nbsp;&nbsp;FOA |

---

---

| | | |
|:---|:---|:---|
| Additional Issuer Details: | ☑ | Issuer is a shell company or former shell company (as defined under Rule 144(i)(1)) |
|  | ☐ | Foreign Private Issuer |
| Goldman Sachs Entity ("**GS Entity**"): | ☑ | Goldman Sachs & Co. LLC ("**GS & Co.**") |
|  | ☐ | Goldman Sachs (Asia) LLC ("**GSALLC**") |
|  | ☐ | Goldman Sachs (Singapore) Pte ("**GSSP**") |
|  | ☐ | Goldman Sachs International ("**GSI**") |
|  | ☐ | Goldman Sachs Bank AG ("**GSBZ**") |
|  | ☐ | Goldman Sachs Bank Europe SE ("**GSBE**") |

---

GS Entity will be responsible for effecting one or more transactions in Client's securities (the "**Shares**") pursuant to the terms and conditions set forth below. The Client hereby authorizes GS Entity to execute and act through and/or arrange for one or more of its affiliates (as defined in Rule 405 under the Securities Act of 1933, as amended), including without limitation, the Broker in effecting the terms of the Plan.

---

| | | |
|:---|:---|:---|
| Transaction Side: | ☑ | Sale |
|  | ☐ | Purchase |
| Section 16 Status (more than one box may apply): | ☐ | Director or officer (as defined in Rule 16a-1(f) under the Exchange Act) |
|  | ☐ | Shareholder who owns 10% or more of the class of Issuer's shares represented by the Bloomberg Ticker above |
|  | ☑ | Not Applicable |
| Rule 144 Affiliate of Issuer: | ☐ | Yes. If checked, name of individual(s) bearing Affiliate status: |
|  |  | __________________________________________________ |
|  | ☐ | No: Shares held at least 6 months, but less than 1 year |
|  | ☑ | No: Shares held at least 1 year |
|  | ☐ | No: |
| Total Number of Plan Shares: |  | 650000 |
|  | ☐ | Plus additional shares to be determined according to **<u>SECTIONS II & III</u>** |

---

[**Table of Contents**](#TableOfContents)<sub>2</sub>

---

| | |
|:---|:---|
| ![](ex11_001.jpg) | **10b5-1 Plan** |

---

---

| | |
|:---|:---|
| Plan Adoption Date: | 06-May-2026 |
| First Trade Date: | 08-Jun-2026 |
| Plan End Date: | 11-Jun-2027 |
| Share Trading Commissions: | 10.0 ☑ cents per share ☐ bps |

---

[**Table of Contents**](#TableOfContents)<sub>3</sub>

---

| | |
|:---|:---|
| ![](ex11_001.jpg) | **10b5-1 Plan** |

---

**<u>SECTION II</u>**

**Equity Information**

***CLIENT***

---

| | | |
|:---|:---|:---|
| Equity Type: | ☑ | Sale of Long Shares |
|  | ☐ | Exercise of Stock Options and Same-Day Sale of Underlying Stock |
|  | ☐ | Sale of Restricted Stock Units (RSUs) |
|  | ☐ | Sale of Restricted Stock Awards (RSAs) |

---

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Client Name** | &nbsp;&nbsp;**Type** | &nbsp;&nbsp;**Grant ID** | &nbsp;&nbsp;**Grant Date** | &nbsp;&nbsp;**Grant Price** | &nbsp;&nbsp;**Vest Date** | &nbsp;&nbsp;**Quantity to Sell** |
| &nbsp;&nbsp;Bloom Retirement Holdings Inc. | &nbsp;&nbsp;Long Shares | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;650000 |

---

[**Table of Contents**](#TableOfContents)<sub>4</sub>

---

| | |
|:---|:---|
| ![](ex11_001.jpg) | **10b5-1 Plan** |

---

**<u>SECTION III</u>**

**Share Trading Instructions**

---

| | | |
|:---|:---|:---|
| Cooling Off Period: | ☐ | Later of (i) 90 days after adoption of the Plan; or (ii) two business days following the disclosure of the Issuer's financial results in a Form 10-Q, Form 10-K, Form 20-F, or Form 6-K that discloses the Issuer's financial results for the completed fiscal quarter in which the Plan was adopted (but, in any event, subject to a maximum of 120 days after adoption of the Plan) |
|  | ☑ | 30 days after the adoption of the Plan |
| Daily Maximum: | ☐ | [ ] shares |
|  | ☑ | [ 6 % ] of volume for <u>each</u> limit |
| Trade Algorithm: | ☑ | Volume weighted average price (VWAP) |
|  | ☐ | Time weighted average price (TWAP) |
|  | ☐ | Volume participation target of [ 6 % ] for each limit (Foxtrot) |
| Carry Over: | ☐ | Following an Order End Date. Shares that remain unsold from an Order Number shall carry forward to the next Order Entry Date at their original limit prices |
|  | ☐ | Following an Order End Date. Shares that remain unsold from an Order Number shall NOT carry forward to the next Order Entry Date |
| Additional Instructions: | ☐ | Sales of shares effected at a price for which more than one limit price is applicable shall be first allocated to the highest of such limit prices |
|  | ☑ | Notwithstanding the specified number of shares to be sold, Broker will use commercially reasonable efforts to sell, on any trading day outlined in the table(s) below, a number of shares that is approximately 6% of the reported daily trading volume on such trading day for each limit (the "Trading Volume Requirement"). Client acknowledges and agrees that any failure by Broker to adhere to the Trading Volume Requirement shall not affect the validity of any sales and such sales shall be deemed to be in accordance with the terms of the Plan. |

---

[**Table of Contents**](#TableOfContents)<sub>5</sub>

---

| | |
|:---|:---|
| ![](ex11_001.jpg) | **10b5-1 Plan** |

---

**<u>SECTION IV</u>**

**Notices, Signatures and Acknowledgements**

***CLIENT***

<u>Notices</u>

All notices under the Plan shall be provided in writing (including email) as follows, provided Client agrees not to communicate material non-public information in such notice if delivered via email.

All notices to Client under the Plan shall be provided to:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Name** | &nbsp;&nbsp;**Organization** | &nbsp;&nbsp;**Title** | &nbsp;&nbsp;**Email** | &nbsp;&nbsp;**Telephone** |
| &nbsp;&nbsp;Paul Konovalov | &nbsp;&nbsp;Bloom Retirement Holdings Inc. | &nbsp;&nbsp;Chief Legal Officer | &nbsp;&nbsp;[REDACTED] | &nbsp;&nbsp;[REDACTED] |
| &nbsp;&nbsp;Reza Jahangiri | &nbsp;&nbsp;Bloom Retirement Holdings Inc. | &nbsp;&nbsp;CEO | &nbsp;&nbsp;[REDACTED] | &nbsp;&nbsp;[REDACTED] |

---

<u>Signature</u>

IN WITNESS WHEREOF, the undersigned have executed this Plan as of the date written by Client below.

Where "Issuer is a shell company or former shell company (as defined under Rule 144(i)(1))" in **<u>SECTION I</u>** is checked, Client agrees to provide notice to GS Entity in the event Issuer fails to comply with the timely filing of any quarterly or annual reports required by the SEC ("Periodic Reports"), with such notice resulting in a suspension of the Plan pursuant to Section 3.5(c). Without limiting the generality of the exculpation and indemnity provided in 3.9, Client understands and agrees that GS Entity and GS Persons will not be liable or responsible for (i) any sales that fail to comply with Rule 144 due to Issuer's status as a company described in Rule 144(i)(1) or (ii) any sales that fail to comply with Rule 144 due to a delay or failure by Issuer in the timely filing of Periodic Reports.

By signing the Plan, Client confirms that Client has read and understands all terms and conditions of the Plan, inclusive of the applicable Sections and Annexes, and agrees to be bound by such terms and conditions, and gives all the applicable representations, warranties and covenants contained herein.

**CLIENT**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Signed:<br>**/s/ Paul Konovalov** | &nbsp;&nbsp;Print Name: Paul Konovalov |
| &nbsp;&nbsp;Title: Officer<br>| &nbsp;&nbsp;Date: 06-May-2026 |

---

**CLIENT**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Signed:<br>**/s/ Reza Jahangiri** | &nbsp;&nbsp;Print Name: Reza Jahangiri |
| &nbsp;&nbsp;Title: Officer<br>| &nbsp;&nbsp;Date: 06-May-2026 |

---

[**Table of Contents**](#TableOfContents)<sub>6</sub>

---

| | |
|:---|:---|
| ![](ex11_001.jpg) | **10b5-1 Plan** |

---

***GS ENTITY***

Notices

All notices under the Plan shall be provided in writing (including email) as follows, provided Client agrees not to communicate material non-public information in such notice if delivered via email.

All notices to GS Entity under the Plan shall be provided to:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Name** | &nbsp;&nbsp;**Email** | &nbsp;&nbsp;**Telephone** |
| &nbsp;&nbsp;10b5-1 Team | &nbsp;&nbsp;[REDACTED] | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;0054 Rep Team | &nbsp;&nbsp;[REDACTED] | &nbsp;&nbsp;N/A |

---

<u>Signature</u>

IN WITNESS WHEREOF, the undersigned have executed this Plan as of the date written by the Client.

**GS Entity**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Signed:<br>**/s/ Casey Plant** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Print Name:<br> Casey Plant |
| &nbsp;&nbsp;Title: Managing Director<br>| &nbsp;&nbsp;Date: 07-May-2026 |

---

[**Table of Contents**](#TableOfContents)<sub>7</sub>

---

| | |
|:---|:---|
| ![](ex11_001.jpg) | **10b5-1 Plan** |

---

**<u>SECTION V</u>**

**REPRESENTATIONS, WARRANTIES AND COVENANTS**

Client represents and warrants to, and agrees with, GS Entity and Broker as follows:

1.1 As
 of the date hereof, Client certifies that they are not aware of any material nonpublic information
 concerning Issuer or its securities, and are not subject to any legal, regulatory, or contractual
 restriction or undertaking that would prevent GS Entity and/or its affiliates from acting
 upon the instructions set forth in the Plan. Client further certifies that they are entering
 into the Plan in good faith, and not as part of a plan or scheme to evade compliance with
 the federal or state securities laws, and will act in good faith with respect to the Plan.

1.2 Client
 has not entered and will not enter into or alter any corresponding or hedging transaction
 or position with respect to the securities covered by the Plan (including, without limitation,
 with respect to any securities convertible or exchangeable into the Shares). Client has also
 not entered, and will not enter, into any additional contract, instruction, or plan that
 would qualify for the affirmative defense under Rule 10b5-1(c)(1) for purchases or sales
 of the Issuer's securities on the open market except as permitted pursuant to Rule
 10b5-1(c)(1)(ii)(D) and disclosed to GS Entity.

1.3 Client
 acknowledges GS Entity and/or one of its affiliates, as applicable, may make a market in
 the Shares and will continue to engage in market-making activities while executing transactions
 on behalf of Client pursuant to the Plan.

1.4 Client
 does not have, and shall not attempt to exercise, any influence over how, when, or whether
 to effect transactions of Shares pursuant to the Plan and Client shall not discuss with GS
 Entity and its affiliates the timing of the transactions of Shares other than to confirm
 the trading instructions and describe them if necessary.

1.5 Client
 agrees to inform GS Entity as soon as possible of any of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Any
 subsequent restrictions imposed on Client due to changes in the securities (or other) laws
 or due to other restrictions, regulatory or otherwise, or of any contractual or other restrictions
 imposed on Issuer that would prevent GS Entity and/or its affiliates or Client from complying
 with the Plan, and

b. The
 occurrence of any event as set forth in the Plan that would cause the Plan to be suspended
 or terminated under 3.5 or 3.6 of the Plan, respectively.

1.6 Client
 has consulted with Client's own advisors as to the legal, tax, business, financial
 and related aspects of, and has not relied upon GS Entity or its affiliates, or any person
 affiliated with GS Entity and/or its affiliates in connection with, Client's adoption
 and implementation of the Plan.

1.7 Other
 than any requirements set forth herein under 2.1 of the Plan, there are no contractual, regulatory,
 or other restrictions applicable to the sales of Shares contemplated under the Plan that
 would interfere with GS Entity's or Broker's ability to execute sales and effect
 delivery and settlement of such sales on behalf of Client, other than restrictions with respect
 to which the Client has obtained (and provided to GS Entity and Broker) all required consents,
 approvals and waivers; Client has, or will have, good, valid and marketable title to the
 Shares to be sold under the Plan, free and clear of all liens, encumbrances or adverse claims.

1.8 Client
 is solely responsible for, and will make, any required filing under Sections 13(d) or 13(g)
 of the Exchange Act.

1.9 If
 Client is subject to the reporting requirements of Section 16 of the Exchange Act:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Client
 acknowledges that neither Broker nor its affiliates shall have responsibility or liability
 in connection with filing a Form 4 with the SEC.

b. [reserved]

1.10 [reserved]

1.11 Client
 has not entered into a contract, instruction, or plan during the prior 12-month period that
 was designed to effect the open-market purchase or sale of the securities covered by such
 prior contract, instruction, or plan, in a single transaction that qualified for the affirmative
 defense under Rule 10b5-1(c)(1) unless otherwise permitted under Rule 10b5-1(c)(1)(ii)(E).

1.12 Client
 shall notify Broker immediately in the event that any of the above representations or warranties
 become inaccurate or untrue, or Client fails to comply with any covenant, prior to the termination
 of this Plan.

[**Table of Contents**](#TableOfContents)<sub>8</sub>

---

| | |
|:---|:---|
| ![](ex11_001.jpg) | **10b5-1 Plan** |

---

1.13 With
 respect to the limited liability company units of Finance of America Equity Capital LLC (the
 "Units"), held by Client that are to be converted into shares of Class A Common
 Stock (the "Stock") and sold pursuant to the Plan, Client has delivered to Broker
 all executed conversion notices attached hereto as **ANNEX B** covering the maximum number
 of Shares that may be sold hereunder and hereby authorizes Broker to deliver such notices
 to the Issuer on Client's behalf prior to the First Trade Date to effectuate such conversions
 and settle any eventual sales. Client agrees to make appropriate arrangements with the Issuer
 and its transfer agent to ensure that shares of the Stock received upon conversion shall
 be delivered to accounts at Broker in the name of and for the benefit of seller. Client acknowledges
 that there is no assurance that all Units converted into shares of Stock will be sold under
 the Plan.

[**Table of Contents**](#TableOfContents)<sub>9</sub>

---

| | |
|:---|:---|
| ![](ex11_001.jpg) | **10b5-1 Plan** |

---

**COMPLIANCE WITH RULE 144**

2.1 Client
 understands and agrees that if Client is or becomes an affiliate or control person for purposes
 of Rule 144 under the Securities Act of 1933, as amended ("Securities Act"),
 or if the Shares subject to the Plan are restricted securities subject to limitations under
 Rule 144, then all sales of Shares under the Plan will be made in accordance with the applicable
 provisions of Rule 144.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pursuant
 to separate authorizations signed by Client, Client authorizes Broker to file on Client's
 behalf any Forms 144 necessary to effect sales under the Plan.

b. If
 appropriate, Client understands and agrees that Broker will either: (i) make one Form 144
 filing at the beginning of each three-month period commencing with the date of the first
 sale made in connection with the Plan or (ii) file a Form 144 for each sale made in connection
 with the Plan.

c. Each
 Form 144 shall state the following: "The sales of shares set forth herein are made
 in connection with a selling plan dated [the Plan's adoption date] that is intended
 to comply with Rule 10b5-1(c)."

d. GS
 Entity or one of its affiliates will (i) conduct sales pursuant to the manner of sale requirements
 of Rule 144(f) and, if applicable, Rule 144(g), and (ii) comply with the Rule 144(e) volume
 limitations as if the sales under the Plan were the only sales subject to the volume limitations.

e. Client
 agrees not to take any action or to cause or to permit any other person or entity to take
 any action that would require Client to aggregate sales of Shares subject to the Plan with
 any other sales of shares as may be required by Rule 144 without advance written notice to
 Broker/GS Entity; and not to take any action that would cause the sales of Shares under the
 Plan not to comply with Rule 144.

f. Client
 acknowledges that the Plan shall be suspended if GS Entity or Broker becomes aware that any
 information necessary to file Forms 144 on behalf of Client has changed and that all orders
 related to sales scheduled to be effected during such suspension shall be deemed to be cancelled
 and shall not be effected pursuant to this Plan.

[**Table of Contents**](#TableOfContents)<sub>10</sub>

---

| | |
|:---|:---|
| ![](ex11_001.jpg) | **10b5-1 Plan** |

---

**PLAN TERMS AND CONDITIONS**

3.1 Execution,
 Average Pricing, and Pro Rata Allocation of Transactions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. GS
 Entity will deem all orders as day orders only and not held. A "not held" order
 permits GS Entity to use reasonable judgment, exercising price and time discretion, as to
 when to execute the order.

b. GS
 Entity or one of its affiliates, as applicable, may execute Client's order: (i) in
 a single transaction or multiple transactions during the course of the day, and/or (ii) in
 aggregate with other orders of Issuer's securities that may or may not have been adopted
 pursuant to a Rule 10b5-1 plan.

c. Where
 there is more than one Client named on page 1, GS Entity or one of its affiliates, as applicable,
 may provide transaction information on an aggregate basis with a single average execution
 price applied to each Client's account. Client acknowledges that if Client requests
 such transaction information on a separate per-Client-account basis, GS Entity or one of
 its affiliates, as applicable, will use commercially reasonable efforts to provide such transaction
 information for illustrative purposes only, and such transaction information shall not affect
 the validity of any transactions under the Plan.

3.2 In
 the event of a stock split or reverse stock split, the quantity and price at which the Shares
 are to be transacted will be adjusted proportionately.

3.3 In
 the event of a reincorporation or other corporate reorganization resulting in the substitution
 of other securities for the Shares, then the new securities will automatically replace the
 shares originally specified in the Plan.

3.4 Client
 understands that GS Entity or Broker may be unable to effect sales under the Plan consistent
 with ordinary principles of best execution due to insufficient volume of trading, failure
 of the Shares to reach and sustain a limit order price, or other market factors in effect
 on the date of a sale.

3.5 Suspension:
 Transactions of Shares pursuant to the Plan shall be suspended where:

a. Trading
 of the Shares on the principal exchange or market on which the Shares trade is suspended
 for any reason;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. GS
 Entity or one of its affiliates, in its sole discretion, determines that there is a legal,
 regulatory, or contractual reason why it cannot effect transactions of Shares pursuant to
 the Plan; or

c. GS
 Entity or one of its affiliates is notified in writing by Client that a transaction of Shares
 should not be effected due to legal, regulatory, or contractual restrictions applicable to
 Issuer or to Client (including, without limitation, Regulation M or a modification to a sales
 plan with another broker-dealer or agent that was permitted pursuant to Rule 10b5-1(c)(1)(ii)(D)(1)).

In the case of the occurrence of an event described in 3.5a. or 3.5b. above, GS Entity will resume transactions in accordance with the Plan when, in its sole discretion, GS Entity determines that transactions may resume.

In the case of the occurrence of an event described in 3.5c. above, GS Entity will resume transactions in accordance with the Plan as promptly as practicable after GS Entity receives notice in writing by Client that transactions may resume.

Shares allocated under the Plan during a period that has elapsed due to a suspension arising from an event described in 3.5a., 3.5b.:

---

| | |
|:---|:---|
| ☑ | will carry forward as follows, in accordance with instructions described in, and assuming that orders related to such Shares did not expire pursuant to, **<u>SECTION III</u>** |
| ☐ | will carry forward to the first trading day following such suspension |
| ☐ | will be grouped with the following amount of shares in the next Trade Date |
| ☐ | will not carry forward and shall be cancelled |
| ☐ | <u>other:</u> |

---

For the avoidance of doubt, all orders related to sales scheduled to be effected during a suspension arising from an event described in 3.5c. shall be deemed to be cancelled and shall not be effected pursuant to this Plan.

3.6 Termination:
 The Plan shall terminate on the earliest to occur of the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. The
 termination date specified in  **<u>SECTION III</u>** ;

b. The
 completion of all transactions in  **<u>SECTION III</u>** ;

c. GS
 Entity's reasonable determination that: (i) the Plan does not comply with Rule 10b5-1(c)
 or other applicable laws, (ii) Client has not complied with the Plan, or (iii) Client's
 representations or warranties are not true and correct, or Client can no longer make such
 representations and warranties;

[**Table of Contents**](#TableOfContents)<sub>11</sub>

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| | |
|:---|:---|
| ![](ex11_001.jpg) | **10b5-1 Plan** |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. GS
 Entity receives notice of the death, dissolution, liquidation, bankruptcy, or insolvency
 of any Client or the Issuer, as applicable;

e. GS
 Entity receives notice of the closing of a merger, recapitalization, acquisition, tender
 or exchange offer, or other business combination or reorganization resulting in the exchange
 or conversion of Shares of Issuer into shares of another company;

f. The
 stock of Issuer is no longer listed on a national securities exchange; or

g. GS
 Entity receives notice in writing of termination of the Plan from Client substantially in
 the form of ANNEX
 A .

**Client acknowledges that the termination of the Plan before completion or expiration without execution of all transactions in <u>SECTION III</u> may affect the eligibility of Client's later-commencing stock trading plan for the affirmative defense under Rule 10b5-1(c)(1).**

3.7 Amendment:
 The Plan may be amended only in writing entered into by Client and GS Entity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. at
 a time when Client does not possess material non-public information about Issuer or its securities,
 and

b. [reserved]

c. there
 are no legal, regulatory, contractual, or other restrictions applicable to Client or Client's
 affiliates that would prohibit or limit Client from either entering into the amendment or
 any transaction pursuant to the amendment; and

d. Client
 has not entered into any other plan for trading with respect to Securities other than the
 amendment.

Client understands Plan amendments may bring into question the "good faith" aspect of Rule 10b5-1(c) and such instructions to amend a previously adopted trading plan could potentially jeopardize the affirmative defense described thereunder. Client further understands that any modification or change to the amount, price, or timing of the transactions under the Plan is a termination of the Plan and the adoption of a new contract, instruction, or written stock trading plan subject to a new cooling off period applicable to Client pursuant to Rule 10b5-1(c)(1)(ii)(B).

---

| | |
|:---|:---|
| 3.8 | This Plan modifies and supplements any client agreement with the GS Entity ("Client Agreement"), solely for the purpose of effecting this Plan in accordance with the terms herein. In all other respects, the terms and conditions of such Client Agreement shall continue to govern the relationship with the GS Entity. Capitalized terms used in this Plan and not otherwise defined herein shall have the meanings specified in the Client Agreement. In the event of any inconsistency between the provisions of this Plan and the Client Agreement, this Plan shall prevail to the extent of such inconsistency. |
| 3.9 | Indemnification |
|  | Client agrees that GS Entity and its affiliates and their respective directors, officers, employees, and agents (collectively, "**GS Persons**") shall not have any liability whatsoever to Client for any action taken or omitted to be taken in connection with the Plan, any transaction under the Plan, or any amendment, modification, or termination of the Plan, unless such liability is determined in a non-appealable order of a court of competent jurisdiction to have resulted solely from the gross negligence, willful misconduct, or bad faith of the GS Person. Client further agrees to hold each GS Person free and harmless from any and all losses, damages, liabilities, or expenses (including reasonable attorneys' fees and costs) incurred or sustained by such GS Person in connection with or arising out of any suit, action, or proceeding relating to the Plan, any transaction under the Plan, or any amendment, modification, or termination of the Plan (each an "Action") and to reimburse each GS Person for its expenses, as they are incurred, in connection with any Action, unless such loss, damage, liability, or expense is determined in a non-appealable order of a court of competent jurisdiction to be solely the result of such GS Person's gross negligence, willful misconduct, or bad faith. This 3.9 shall survive termination of the Plan. |
| 3.1 | Where GSBZ is checked as the GS Entity on page 1, for the purpose of this Plan and any Transaction entered into hereunder, Client hereby explicitly authorizes GSBZ to communicate, forward any information and materials obtained from Client, or related to Client, including certain personal data relating to Client, beneficial owners, authorized signatories and other authorized persons on the account, to GSI, GSBE, Broker or their respective affiliates as is suitable. Client hereby releases GSBZ from all statutory or contractual secrecy obligations (including Swiss banking secrecy, securities dealers' secrecy, financial privacy and/or data protection) with respect to the matters set forth above. Client agrees to the processing, storage and/or transfer of such data and understands and acknowledges that the affiliates of GSBZ are established in jurisdictions outside Switzerland that may not have data protection laws that afford an equivalent protection. |

---

Where GSBE is checked as the GS Entity on page 1, for the purpose of this Plan and any Transaction entered into hereunder, Client hereby explicitly authorizes GSBE to communicate, forward any information and materials obtained from Client, or related to Client, including certain personal data relating to Client, beneficial owners, authorized signatories and other authorized persons on the account, to GSI, Broker or their respective affiliates as is suitable. Client hereby releases GSBE from all statutory or contractual secrecy obligations (including applicable banking secrecy, securities dealers' secrecy, financial privacy and/or data protection) with respect to the matters set forth above. Client agrees to the processing, storage and/or transfer of such data and understands and acknowledges that the affiliates of GSBE are established in jurisdictions that may not have data protection laws that afford an equivalent protection.

[**Table of Contents**](#TableOfContents)<sub>12</sub>

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3.11 Governing
 Law

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Subject
 to sub-paragraph (b) below, this Plan and each transaction entered into hereunder will be
 governed by, and construed and enforced in accordance with, the law of the State of New York
 without reference to its choice of law doctrine.

b. Notwithstanding
 the foregoing where this Plan is entered into between Client and:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) GSI,
 GSALLC or GSSP as GS Entity, this Plan and all non-contractual obligations arising out of
 or in relation to this Plan shall be governed by, and construed and enforced in accordance
 with, English law;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) GSBE
 as GS Entity, this Plan and all non-contractual obligations arising out of or in relation
 to this Plan shall be governed by and construed in accordance with the governing law of the
 Client Agreement; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) GSBZ
 as GS Entity, this Plan is subject to Swiss law and in particular to Swiss mandate law according
 to art. 394 ss. of the Swiss Code of Obligations. For the avoidance of doubt the choice of
 Swiss law extends to the issues covered by the Hague Convention on the Law applicable to
 certain Rights in respect of Securities held with an Intermediary of 5 July 2006 (Hague Securities
 Convention). Place of performance, place for debt enforcement and collection proceedings
 for Client and venue for all proceedings is Zurich, Switzerland. GSBZ is, however, entitled
 to take legal action against the Client before any competent court or administrative authority
 in Switzerland or abroad. Swiss law shall also be applicable in such cases, provided that,
 all terms and phrases which are used in this Plan and which expressly refer to statutory
 provisions of the United States of America or any state thereof shall be governed by and
 construed in accordance with the federal laws of the United States of America and the law
 of the State of New York without regard to the choice of law provisions thereof.

[**Table of Contents**](#TableOfContents)<sub>13</sub>

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**<u>ANNEXES</u>**

**ANNEX A: TERMINATION NOTICE**

To: [GS ENTITY],

This notice hereby serves as a termination notice of the Plan, adopted on [PLAN ADOPTION DATE], to [BUY or SELL] shares of [ISSUER] ([TICKER]). Each of the undersigned Client(s) confirms that Client(s) is/are terminating the Plan in good faith and not as part of a plan or scheme to evade the prohibitions of Rule 10b5-1.

Regards,

**CLIENT**

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|:---|:---|
| &nbsp;&nbsp;Signed:<br>**X** | &nbsp;&nbsp;Print Name: |
| &nbsp;&nbsp;Title: <br>| &nbsp;&nbsp;Date: |

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[**Table of Contents**](#TableOfContents)<sub>14</sub>

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**ANNEX B: CONVERSION PACKET**

ELECTION OF EXCHANGE

Finance of America Companies Inc.

5830 Granite Parkway, Suite 400

Plano, Texas 75024

Finance of America Equity Capital LLC

5830 Granite Parkway, Suite 400

Plano, Texas 75024

Return to: [REDACTED], Attention: Lauren Richmond, General Counsel, and Tracy Lowe.

Reference is hereby made to the Exchange Agreement, dated as of April 1, 2021, as may be amended from time to time (the "<u>Exchange Agreement</u>"), among Finance of America Companies Inc., a Delaware corporation (the "Corporation"), Finance of America Equity Capital LLC, a Delaware limited liability company, and the holders (other than the Corporation and/or its wholly owned subsidiaries) of LLC Units from time to time party thereto. Capitalized terms used but not defined herein shall have the meanings given to them in the Exchange Agreement.

The undersigned LLC Unitholder hereby transfers to Finance of America Equity Capital LLC, for the account of either the Corporation or Finance of America Equity Capital LLC, the number of LLC Units set forth below in exchange for shares of Class A Common Stock to be issued in its name as set forth below, as set forth in the Exchange Agreement.

Legal Name of LLC Unitholder: _____________________________________________________________

Address:______________________________________________________________________________

Number of LLC Units to be exchanged: _____________________________

The undersigned hereby represents and warrants that (i) the undersigned has full legal capacity to execute and deliver this Election of Exchange and to perform the undersigned's obligations hereunder; (ii) this Election of Exchange has been duly executed and delivered by the undersigned and is the legal, valid and binding obligation of the undersigned enforceable against it in accordance with the terms thereof or hereof, as the case may be, subject to applicable bankruptcy, insolvency and similar laws affecting creditors' rights generally and the availability of equitable remedies; (iii) the LLC Units subject to this Election of Exchange are being transferred to the Corporation free and clear of any pledge, lien, security interest, encumbrance, equities or claim; and (iv) no consent, approval, authorization, order, registration or qualification of any third party or with any court or governmental agency or body having jurisdiction over the undersigned or the LLC Units subject to this Election of Exchange is required to be obtained by the undersigned for the transfer of such LLC Units to the Corporation.

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The undersigned hereby irrevocably constitutes and appoints any officer of the Corporation or of Finance of America Equity Capital LLC as the attorney of the undersigned, with full power of substitution and resubstitution in the premises, to do any and all things and to take any and all actions that may be necessary to transfer to Finance of America Equity Capital LLC, for the account of either the Corporation or Finance of America Equity Capital LLC, the LLC Units subject to this Election of Exchange and to deliver to the undersigned the shares of Class A Common Stock to be delivered in exchange therefor.

*[Remainder of page left intentionally blank]*

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IN WITNESS WHEREOF the undersigned, by authority duly given, has caused this Election of Exchange to be executed and delivered by the undersigned or by its duly authorized attorney.

Name:   <br>Dated:  

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### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13D

### Under the Securities Exchange Act of 1934

**(Amendment No. 16)**

**Finance of America Companies Inc.**

*(Name of Issuer)*

**Class A Common Stock**

*(Title of Class of Securities)*

**—**

*(CUSIP Number)*

**Reza Jahangiri**<br>895 Dove Street, Suite 300<br>Newport Beach CA 92660<br>(866) 948-0003

*(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)*

**05/06/2026**

*(Date of Event Which Requires Filing of this Statement)*

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Bloom Retirement Holdings Inc.** | Name of reporting person<br>**Bloom Retirement Holdings Inc.** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**CALIFORNIA** | Citizenship or place of organization<br>**CALIFORNIA** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**1576243.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**1576243.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**1576243.00** | Aggregate amount beneficially owned by each reporting person<br>**1576243.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**9.49%** | Percent of class represented by amount in Row (11)<br>**9.49%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**CO** | Type of Reporting Person (See Instructions)<br>**CO** | |

---

| **CUSIP No.** | **—** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Reza Jahangiri** | Name of reporting person<br>**Reza Jahangiri** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**OO** | Source of funds (See Instructions)<br>**OO** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**1576243.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**1576243.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**1576243.00** | Aggregate amount beneficially owned by each reporting person<br>**1576243.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**9.49%** | Percent of class represented by amount in Row (11)<br>**9.49%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

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**Item 1. Security and Issuer**

**(a) Title of Class of Securities:**
Class A Common Stock

**(b) Name of Issuer:**
Finance of America Companies Inc.

**(c) Address of Issuer's Principal Executive Offices:**
5830 Granite Parkway, Suite 400, Plano, TX, 75024

This Amendment No. 16 to Schedule 13D ("Amendment No. 16") amends and supplements the Schedule 13D originally filed with the United States Securities and Exchange Commission on April 10, 2023 (as amended to date, the "Schedule 13D"), relating to the shares of Class A common stock, par value $0.0001 per share (the "Class A Common Stock"), of Finance of America Companies Inc., a Delaware corporation (the "Issuer"). Capitalized terms used herein without definition shall have the meanings set forth in the Schedule 13D.

**Item 4. Purpose of Transaction**

Item 4 of the Schedule 13D is amended and supplemented as follows:

2026 10b5-1 Trading Plan

On May 6, 2025, Bloom Retirement Holdings Inc. entered into a trading plan (the "2026 10b5-1 Trading Plan") pursuant to Rule 10b5-1 under the Securities Exchange Act of 1934, as amended. The 2026 10b5-1 Trading Plan provides that Goldman Sachs & Co. LLC (the "Broker") may make periodic sales of up to an aggregate 650,000 shares of Class A Common Stock on behalf of Bloom Retirement Holdings Inc. beginning on June 8, 2026.

This description of the 2026 10b5-1 Trading Plan does not purport to be complete and is qualified in its entirety by the full text of the 2026 10b5-1 Trading Plan, which is attached as an exhibit to this Schedule 13D and incorporated herein by reference.

**Item 6. Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer.**

Item 6 of the Schedule 13D is amended and supplemented as follows:

Item 4 above summarizes certain provisions of the 2026 10b5-1 Trading Plan and is incorporated herein by reference. A copy of such agreement is attached as an exhibit to this Schedule 13D, and is incorporated by reference herein.

Except as set forth herein, the Reporting Persons do not have any contracts, arrangements, understandings or relationships (legal or otherwise) with any person with respect to any securities of the Issuer, including but not limited to any contracts, arrangements, understandings or relationships concerning the transfer or voting of such securities, finder's fees, joint ventures, loan or option arrangements, puts or calls, guarantees of profits, division of profits or losses, or the giving or withholding of proxies.

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Bloom Retirement Holdings Inc.

**Signature:** /s/ Reza Jahangiri

**Name/Title:** Reza Jahangiri, Majority Shareholder

**Date:** 05/08/2026

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Reza Jahangiri

**Signature:** /s/ Reza Jahangiri

**Name/Title:** Reza Jahangiri

**Date:** 05/08/2026