# EDGAR Filing Document

**Accession Number:** 0001609065
**File Stem:** 0001193125-26-131762
**Filing Date:** 2026-3
**Character Count:** 6292
**Document Hash:** 8349e6c7b03f183ea362f3910c145440
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-131762.hdr.sgml**: 20260330

**ACCESSION NUMBER**: 0001193125-26-131762

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 11

**CONFORMED PERIOD OF REPORT**: 20260330

**ITEM INFORMATION**: Other Events

**ITEM INFORMATION**: Financial Statements and Exhibits

**FILED AS OF DATE**: 20260330

**DATE AS OF CHANGE**: 20260330

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Pathfinder Bancorp, Inc.
- **CENTRAL INDEX KEY:** 0001609065
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 383941859
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-36695
- **FILM NUMBER:** 26813079

**BUSINESS ADDRESS:**
- **STREET 1:** 214 WEST FIRST STREET
- **CITY:** OSWEGO
- **STATE:** NY
- **ZIP:** 13126
- **BUSINESS PHONE:** (315) 343-0057

**MAIL ADDRESS:**
- **STREET 1:** 214 WEST FIRST STREET
- **CITY:** OSWEGO
- **STATE:** NY
- **ZIP:** 13126

?xml version='1.0' encoding='ASCII'? 8-K

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, D.C. 20549**

**FORM** 8-K

**CURRENT REPORT**

**Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934**

**Date of Report (Date of earliest event reported):** March 30, 2026

![img21753845_0.jpg](img21753845_0.jpg)

**(Exact name of Registrant as specified in its charter)**

**Commission File Number:** 001-36695

Maryland 38-3941859 <br> (State or Other Jurisdiction of Incorporation or Organization) (I.R.S. Employer Identification Number)

214 West First Street<u>,</u> Oswego<u>,</u> NY 13126

(Address of Principal Executive Office) (Zip Code)

<u>(</u>315<u>)</u> 343-0057

(Issuer's Telephone Number including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;<u>Title of each class</u> | &nbsp;&nbsp;<u>Trading Symbol(s)</u> | &nbsp;&nbsp;<u>Name of each exchange on which registered</u> |
| &nbsp;&nbsp;Common Stock, $0.01 par value | &nbsp;&nbsp;PBHC | &nbsp;&nbsp;The Nasdaq Stock Market LLC |

---

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

------

**Item 8.01 – Other Events**

On March 30, 2026, the Company announced that its Board of Directors declared a quarterly cash dividend of $0.10 per voting common and non-voting common share and a cash dividend of $0.10 per notional share for the issued warrant. The dividend is payable on May 8, 2026 to shareholders of record on April 17, 2026.

**Item 9.01 – Financial Statements and Exhibits**

---

| | |
|:---|:---|
| <u>Exhibit No.</u> | <u>Description</u> |
| 99.1 | [<u>Press Release dated March 30, 2026</u>](pbhc-ex99_1.htm) |
| 104  | Cover Page Interactive Data File (embedded within the Inline XBRL document) |

---

------

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

---

| | | | |
|:---|:---|:---|:---|
|  |  |  | **PATHFINDER BANCORP, INC.** |
| <br>Date: | March 30, 2026 | By: | /s/ James A. Dowd |
|  |  |  | James A. Dowd<br>President and Chief Executive Officer |

---

------

## Exhibit 99.1

EXHIBIT 99.1

**News Release:** 

**CONTACT:** James A. Dowd, President and CEO, (315) 343-0057

**Pathfinder Bancorp, Inc. Declares Dividend**

**OSWEGO, New York (March 30, 2026)** – James A. Dowd, President and CEO of Pathfinder Bancorp, Inc., the bank holding company of Pathfinder Bank (NASDAQ: PBHC) (listing: PathBcp), has announced that the Company has declared a cash dividend of $0.10 per share on the Company's voting common and non-voting common stock, and a cash dividend of $0.10 per notional share for the issued warrant relating to the fiscal quarter ending March 31, 2026. The first quarter 2026 dividend will be payable to all shareholders of record on April 17, 2026 and will be paid on May 8, 2026.

**<u>About Pathfinder Bancorp, Inc.</u>** 

Pathfinder Bank is a New York State chartered commercial bank headquartered in Oswego, whose deposits are insured by the Federal Deposit Insurance Corporation. The Bank is a wholly owned subsidiary of Pathfinder Bancorp, Inc., (NASDAQ SmallCap Market; symbol: PBHC, listing: PathBcp). The Bank has twelve full service offices located in its market areas consisting of Oswego and Onondaga County and one limited purpose office in Oneida County.

*This release may contain certain forward-looking statements, which are based on management's current expectations regarding economic, legislative, and regulatory issues that may impact the Company's earnings in future periods. Factors that could cause future results to vary materially from current management expectations include, but are not limited to, general economic conditions, changes in interest rates, deposit flows, loan demand, real estate values, and competition; changes in accounting principles, policies, or guidelines; changes in legislation or regulation; and economic, competitive, governmental, regulatory, and technological factors affecting the Company's operations, pricing, products, and services.* 

------