# EDGAR Filing Document

**Accession Number:** 0000777535
**File Stem:** 0000930413-26-000033
**Filing Date:** 2026-1
**Character Count:** 5742
**Document Hash:** eb963382fdcb1791c4b318922d627ba1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000930413-26-000033.hdr.sgml**: 20260107

**ACCESSION NUMBER**: 0000930413-26-000033

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260107

**DATE AS OF CHANGE**: 20260107

**EFFECTIVENESS DATE**: 20260107

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** COLLEGE RETIREMENT EQUITIES FUND
- **CENTRAL INDEX KEY:** 0000777535

**ORGANIZATION NAME:**
- **EIN:** 136022042
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-00480
- **FILM NUMBER:** 26514083

**BUSINESS ADDRESS:**
- **STREET 1:** 730 THIRD AVE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10017
- **BUSINESS PHONE:** 2129164905

**MAIL ADDRESS:**
- **STREET 1:** 730 THIRD AVE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10017

## Series and Classes Contracts Data

### Growth Account (Series ID: S000005082)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class R1   | QCGRRX        | C000154479 |
| Class R2   | QCGRPX        | C000154480 |
| Class R3   | QCGRIX        | C000154481 |
| Class R4   | QCGRFX        | C000234673 |

---

## Series and Classes Contracts Data

### Growth Account (Series ID: S000005082)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000154479 | Class R1     | QCGRRX          |
| C000154480 | Class R2     | QCGRPX          |
| C000154481 | Class R3     | QCGRIX          |
| C000234673 | Class R4     | QCGRFX          |

---

| | | |
|:---|:---|:---|
| ![](x3_c114798x1x1.jpg) | &nbsp;&nbsp;**College<br> Retirement<br> Equities Fund** | &nbsp;&nbsp;**Supplement** |

---

**COLLEGE RETIREMENT EQUITIES FUND ("CREF")** 

**CREF Growth Account**

SUPPLEMENT NO. 4<br> dated January 7, 2026 to the Statutory Prospectus ("Prospectus") dated May 1, 2025

*Effective January 7, 2026, Scott Tonneson and Willis Tsai have been named portfolio managers of the CREF Growth Account (the "Account"). Karen Hiatt will continue to serve as a portfolio manager on the Account. Saira Malik and Terrence Kontos are no longer portfolio managers of the Account. Therefore, all references to Ms. Malik and Mr. Kontos are hereby removed from the Account's portfolio management team disclosure in the Statutory Prospectus. There are no changes to the Account's investment objective, principal investment strategies or principal risks. Further, the following is hereby added to the entry for the Account in the table of the sub-section entitled "Portfolio management teams" of the section entitled "Management of the Accounts" on page 22 of the Statutory Prospectus:*

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| | | | **Total Experience** <br> **(since dates** <br> **specified below)** | **Total Experience** <br> **(since dates** <br> **specified below)** | **Total Experience** <br> **(since dates** <br> **specified below)** |
| <br>**Name & Title** | <br>**Portfolio Role** | <br>**Experience Over** <br> **Past Five Years** | **At** <br> **TIAA\*** | **Total** | **On**<br>**Team** |
| **GROWTH ACCOUNT** |  |  |  |  |  |
| **Willis Tsai**<br> Senior Managing Director | Portfolio Manager | Advisors, TCIM, Nuveen Asset Management and other advisory affiliates of TIAA—2006 to Present (international equity portfolio management) | 2006 | 2005 | 2026 |
| **Scott Tonneson, CFA**<br> Managing Director | Portfolio Manager | Advisors, Nuveen Asset Management and other advisory affiliates—2007 to Present (portfolio management of equity portfolios and research) | 2007 | 1994 | 2026 |

---

\* Including tenure at affiliate or predecessor firms, as applicable.

MGN-CREFPRO-0126P

---

| | | |
|:---|:---|:---|
| ![](x3_c114798x1x1.jpg) | &nbsp;&nbsp;**College<br> Retirement<br> Equities Fund** | &nbsp;&nbsp;**Supplement** |

---

**COLLEGE RETIREMENT EQUITIES FUND ("CREF")**

SUPPLEMENT NO. 2<br> dated January 7, 2026 to the Statement of Additional Information ("SAI") dated May 1, 2025

 

*Effective January 7, 2026, Scott Tonneson and Willis Tsai have been named portfolio managers of the CREF Growth Account (the "Account"). Saira Malik and Terrence Kontos are no longer portfolio managers of the Account. Therefore, all references to Ms. Malik and Mr. Kontos are hereby removed from the Account's portfolio management team disclosure in the SAI.*

 

*The following is hereby added to the entry for the CREF Growth Account in the chart appearing under the sub-section entitled "Additional information regarding portfolio managers" of the section entitled "Information about the Accounts' portfolio management" on page 58 of the SAI:*

 

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| | **Number of other accounts managed** | **Number of other accounts managed** | **Number of other accounts managed** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | **Total assets in other accounts managed (millions)** | |
| <br>**Name of<br> portfolio manager** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** | **Registered<br> investment<br> companies** | **Other pooled<br> investment<br> vehicles** | **Other<br> accounts** |<br>**Dollar range of<br>equity securities<br>owned in Account\*** |
| **Growth Account** |  |  |  |  |  |  |  |
| Willis Tsai\*\* | 2 | 0 | 1 | $134013 | $0 | $136 | $0 |
| Scott Tonneson\*\* | 1 | 1 | 662 | $147 | $23 | $587 | $0 |

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\* Includes notional amounts awarded in connection with long-term compensation awards described above.

\*\* This information is as of August 31, 2025.

MGN-CREFSAI-0126P