# EDGAR Filing Document

**Accession Number:** 0001787663
**File Stem:** 0002085853-26-000017
**Filing Date:** 2026-1
**Character Count:** 24427
**Document Hash:** 8c179077163f1509f3c9b3929d7efe7e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-26-000017.hdr.sgml**: 20260107

**ACCESSION NUMBER**: 0002085853-26-000017

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260107

**DATE AS OF CHANGE**: 20260107

**EFFECTIVENESS DATE**: 20260107

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RIVERSEDGE ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001787663

**ORGANIZATION NAME:**
- **EIN:** 831516530
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19585
- **FILM NUMBER:** 26514222

**BUSINESS ADDRESS:**
- **STREET 1:** 600 N KING STREET, STE. 200
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19801
- **BUSINESS PHONE:** 302-560-3350

**MAIL ADDRESS:**
- **STREET 1:** 600 N KING STREET, STE. 200
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19801

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RIVERSEDGE ADVISORS LLC<br>**Address:** 600 N King Street Ste. 200<br>Wilmington, DE 19801

**Form 13F File Number:** 028-19585

**CRD Number (if applicable):** 000298390

**SEC File Number (if applicable):** 801-113978

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jarrett F. Morris<br>**Title:** Chief Compliance Officer<br>**Phone:** 302-573-6864

**Signature, Place, and Date of Signing:**

/s/ Jarret F. Morris  Wilmington, DE  01-07-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 214

**Form 13F Information Table Value Total:** $615031529

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 465613 | 3716 | SH |  | SOLE |  | 0 | 0 | 3716 |
| ABBVIE INC | COM | 00287Y109 |  | 1080631 | 4729 | SH |  | SOLE |  | 0 | 0 | 4729 |
| ABRDN PRECIOUS METALS BASKET | PHYSCL PRECS MET | 003263100 |  | 234178 | 1139 | SH |  | SOLE |  | 0 | 0 | 1139 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 328668 | 1225 | SH |  | SOLE |  | 0 | 0 | 1225 |
| ADOBE INC | COM | 00724F101 |  | 278242 | 795 | SH |  | SOLE |  | 0 | 0 | 795 |
| ADT INC DEL | COM | 00090Q103 |  | 181970 | 22549 | SH |  | SOLE |  | 0 | 0 | 22549 |
| AIRBNB INC | COM CL A | 009066101 |  | 331021 | 2439 | SH |  | SOLE |  | 0 | 0 | 2439 |
| ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 |  | 616955 | 4209 | SH |  | SOLE |  | 0 | 0 | 4209 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2928561 | 9333 | SH |  | SOLE |  | 0 | 0 | 9333 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4055996 | 12958 | SH |  | SOLE |  | 0 | 0 | 12958 |
| AMAZON COM INC | COM | 023135106 |  | 3010435 | 13042 | SH |  | SOLE |  | 0 | 0 | 13042 |
| AMBEV SA | SPONSORED ADR | 02319V103 |  | 42615 | 17253 | SH |  | SOLE |  | 0 | 0 | 17253 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 220389 | 596 | SH |  | SOLE |  | 0 | 0 | 596 |
| AMETEK INC | COM | 031100100 |  | 319566 | 1557 | SH |  | SOLE |  | 0 | 0 | 1557 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 385419 | 2852 | SH |  | SOLE |  | 0 | 0 | 2852 |
| APPLE INC | COM | 037833100 |  | 25633606 | 94290 | SH |  | SOLE |  | 0 | 0 | 94290 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 332161 | 2535 | SH |  | SOLE |  | 0 | 0 | 2535 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 560607 | 524 | SH |  | SOLE |  | 0 | 0 | 524 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 500651 | 5446 | SH |  | SOLE |  | 0 | 0 | 5446 |
| AT INC | COM | 00206R102 |  | 339147 | 13653 | SH |  | SOLE |  | 0 | 0 | 13653 |
| ATLASSIAN CORPORATION | CL A | 049468101 |  | 342926 | 2115 | SH |  | SOLE |  | 0 | 0 | 2115 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 258826 | 1006 | SH |  | SOLE |  | 0 | 0 | 1006 |
| BANCO BILBAO VIZCAYA ARGENTA | SPONSORED ADR | 05946K101 |  | 273520 | 11734 | SH |  | SOLE |  | 0 | 0 | 11734 |
| BANCO BRADESCO S A | SP ADR PFD NEW | 059460303 |  | 104992 | 31529 | SH |  | SOLE |  | 0 | 0 | 31529 |
| BANCO SANTANDER SA | ADR | 05964H105 |  | 345167 | 29426 | SH |  | SOLE |  | 0 | 0 | 29426 |
| BANK AMERICA CORP | COM | 060505104 |  | 706975 | 12854 | SH |  | SOLE |  | 0 | 0 | 12854 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 305665 | 2633 | SH |  | SOLE |  | 0 | 0 | 2633 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1563744 | 3111 | SH |  | SOLE |  | 0 | 0 | 3111 |
| BEST BUY INC | COM | 086516101 |  | 219062 | 3273 | SH |  | SOLE |  | 0 | 0 | 3273 |
| BHP GROUP LTD | SPONSORED ADS | 088606108 |  | 227655 | 3771 | SH |  | SOLE |  | 0 | 0 | 3771 |
| BIOGEN INC | COM | 09062X103 |  | 226675 | 1288 | SH |  | SOLE |  | 0 | 0 | 1288 |
| BITWISE BITCOIN ETF TR | SHS BEN INT | 09174C104 |  | 231142 | 4860 | SH |  | SOLE |  | 0 | 0 | 4860 |
| BLACKROCK INC | COM | 09290D101 |  | 235813 | 220 | SH |  | SOLE |  | 0 | 0 | 220 |
| BLACKSTONE INC | COM | 09260D107 |  | 352475 | 2287 | SH |  | SOLE |  | 0 | 0 | 2287 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 401650 | 75 | SH |  | SOLE |  | 0 | 0 | 75 |
| BORGWARNER INC | COM | 099724106 |  | 200202 | 4443 | SH |  | SOLE |  | 0 | 0 | 4443 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 841788 | 15606 | SH |  | SOLE |  | 0 | 0 | 15606 |
| BRITISH AMERN TOB PLC | SPONSORED ADR | 110448107 |  | 223819 | 3953 | SH |  | SOLE |  | 0 | 0 | 3953 |
| BROADCOM INC | COM | 11135F101 |  | 1958622 | 5659 | SH |  | SOLE |  | 0 | 0 | 5659 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 752528 | 3105 | SH |  | SOLE |  | 0 | 0 | 3105 |
| CATERPILLAR INC | COM | 149123101 |  | 211389 | 369 | SH |  | SOLE |  | 0 | 0 | 369 |
| CENTENE CORP DEL | COM | 15135B101 |  | 422693 | 10272 | SH |  | SOLE |  | 0 | 0 | 10272 |
| CHEVRON CORP NEW | COM | 166764100 |  | 639911 | 4199 | SH |  | SOLE |  | 0 | 0 | 4199 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 256373 | 6929 | SH |  | SOLE |  | 0 | 0 | 6929 |
| CHUBB LIMITED | COM | H1467J104 |  | 539655 | 1729 | SH |  | SOLE |  | 0 | 0 | 1729 |
| CITIGROUP INC | COM NEW | 172967424 |  | 681462 | 5840 | SH |  | SOLE |  | 0 | 0 | 5840 |
| COCA COLA CO | COM | 191216100 |  | 313654 | 4487 | SH |  | SOLE |  | 0 | 0 | 4487 |
| COMFORT SYS USA INC | COM | 199908104 |  | 343451 | 368 | SH |  | SOLE |  | 0 | 0 | 368 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 222733 | 2379 | SH |  | SOLE |  | 0 | 0 | 2379 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 338627 | 959 | SH |  | SOLE |  | 0 | 0 | 959 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 781995 | 907 | SH |  | SOLE |  | 0 | 0 | 907 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 294850 | 629 | SH |  | SOLE |  | 0 | 0 | 629 |
| CUMMINS INC | COM | 231021106 |  | 231744 | 454 | SH |  | SOLE |  | 0 | 0 | 454 |
| D R HORTON INC | COM | 23331A109 |  | 337318 | 2342 | SH |  | SOLE |  | 0 | 0 | 2342 |
| DANAHER CORPORATION | COM | 235851102 |  | 249370 | 1089 | SH |  | SOLE |  | 0 | 0 | 1089 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 282597 | 4072 | SH |  | SOLE |  | 0 | 0 | 4072 |
| DEVON ENERGY CORP NEW | COM | 25179M103 |  | 428065 | 11686 | SH |  | SOLE |  | 0 | 0 | 11686 |
| DISNEY WALT CO | COM | 254687106 |  | 240861 | 2117 | SH |  | SOLE |  | 0 | 0 | 2117 |
| EATON CORP PLC | SHS | G29183103 |  | 292074 | 917 | SH |  | SOLE |  | 0 | 0 | 917 |
| EDISON INTL | COM | 281020107 |  | 393431 | 6555 | SH |  | SOLE |  | 0 | 0 | 6555 |
| ELI LILLY  CO | COM | 532457108 |  | 803861 | 748 | SH |  | SOLE |  | 0 | 0 | 748 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 687593 | 2427 | SH |  | SOLE |  | 0 | 0 | 2427 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 602574 | 5007 | SH |  | SOLE |  | 0 | 0 | 5007 |
| FEDEX CORP | COM | 31428X106 |  | 409388 | 1417 | SH |  | SOLE |  | 0 | 0 | 1417 |
| FORTINET INC | COM | 34959E109 |  | 213375 | 2687 | SH |  | SOLE |  | 0 | 0 | 2687 |
| FOX CORP | CL A COM | 35137L105 |  | 336853 | 4610 | SH |  | SOLE |  | 0 | 0 | 4610 |
| GARTNER INC | COM | 366651107 |  | 222763 | 883 | SH |  | SOLE |  | 0 | 0 | 883 |
| GE AEROSPACE | COM NEW | 369604301 |  | 528919 | 1717 | SH |  | SOLE |  | 0 | 0 | 1717 |
| GE VERNOVA INC | COM | 36828A101 |  | 245742 | 376 | SH |  | SOLE |  | 0 | 0 | 376 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 379166 | 1126 | SH |  | SOLE |  | 0 | 0 | 1126 |
| GENERAL MTRS CO | COM | 37045V100 |  | 246562 | 3032 | SH |  | SOLE |  | 0 | 0 | 3032 |
| GENUINE PARTS CO | COM | 372460105 |  | 207556 | 1688 | SH |  | SOLE |  | 0 | 0 | 1688 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 397878 | 453 | SH |  | SOLE |  | 0 | 0 | 453 |
| GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 |  | 7613543 | 196580 | SH |  | SOLE |  | 0 | 0 | 196580 |
| GRAYSCALE COINDESK CRYPTO | USD SHS | G40705108 |  | 4641133 | 112313 | SH |  | SOLE |  | 0 | 0 | 112313 |
| HALLIBURTON CO | COM | 406216101 |  | 225882 | 7993 | SH |  | SOLE |  | 0 | 0 | 7993 |
| HARTFORD INSURANCE GROUP INC | COM | 416515104 |  | 336921 | 2445 | SH |  | SOLE |  | 0 | 0 | 2445 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 443050 | 949 | SH |  | SOLE |  | 0 | 0 | 949 |
| HDFC BANK LTD | SPONSORED ADS | 40415F101 |  | 258411 | 7072 | SH |  | SOLE |  | 0 | 0 | 7072 |
| HOME DEPOT INC | COM | 437076102 |  | 488288 | 1419 | SH |  | SOLE |  | 0 | 0 | 1419 |
| HSBC HLDGS PLC | SPON ADR NEW | 404280406 |  | 556354 | 7072 | SH |  | SOLE |  | 0 | 0 | 7072 |
| HUBSPOT INC | COM | 443573100 |  | 213492 | 532 | SH |  | SOLE |  | 0 | 0 | 532 |
| HUNT J B TRANS SVCS INC | COM | 445658107 |  | 205513 | 1057 | SH |  | SOLE |  | 0 | 0 | 1057 |
| HURON CONSULTING GROUP INC | COM | 447462102 |  | 386454 | 2235 | SH |  | SOLE |  | 0 | 0 | 2235 |
| ICICI BANK LIMITED | ADR | 45104G104 |  | 208391 | 6993 | SH |  | SOLE |  | 0 | 0 | 6993 |
| ILLUMINA INC | COM | 452327109 |  | 204872 | 1562 | SH |  | SOLE |  | 0 | 0 | 1562 |
| INTEL CORP | COM | 458140100 |  | 436680 | 11834 | SH |  | SOLE |  | 0 | 0 | 11834 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 234141 | 790 | SH |  | SOLE |  | 0 | 0 | 790 |
| INTUIT | COM | 461202103 |  | 267728 | 404 | SH |  | SOLE |  | 0 | 0 | 404 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 510290 | 901 | SH |  | SOLE |  | 0 | 0 | 901 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 29114755 | 151988 | SH |  | SOLE |  | 0 | 0 | 151988 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 2132517 | 42951 | SH |  | SOLE |  | 0 | 0 | 42951 |
| ISHARES INC | MSCI GBL GOLD MN | 46434G855 |  | 280568 | 3810 | SH |  | SOLE |  | 0 | 0 | 3810 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 343407 | 5109 | SH |  | SOLE |  | 0 | 0 | 5109 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 16995194 | 141414 | SH |  | SOLE |  | 0 | 0 | 141414 |
| ISHARES TR | CORE MSCI INTL | 46435G326 |  | 56064611 | 679736 | SH |  | SOLE |  | 0 | 0 | 679736 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1610450 | 13065 | SH |  | SOLE |  | 0 | 0 | 13065 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1596144 | 14902 | SH |  | SOLE |  | 0 | 0 | 14902 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 212742 | 1431 | SH |  | SOLE |  | 0 | 0 | 1431 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 2769009 | 74048 | SH |  | SOLE |  | 0 | 0 | 74048 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 331925 | 701 | SH |  | SOLE |  | 0 | 0 | 701 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 395137 | 3703 | SH |  | SOLE |  | 0 | 0 | 3703 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 309715 | 3225 | SH |  | SOLE |  | 0 | 0 | 3225 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 15630083 | 174716 | SH |  | SOLE |  | 0 | 0 | 174716 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 1148906 | 3557 | SH |  | SOLE |  | 0 | 0 | 3557 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2361204 | 3447 | SH |  | SOLE |  | 0 | 0 | 3447 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1230421 | 5945 | SH |  | SOLE |  | 0 | 0 | 5945 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1219103 | 3783 | SH |  | SOLE |  | 0 | 0 | 3783 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 425211 | 2484 | SH |  | SOLE |  | 0 | 0 | 2484 |
| LEIDOS HOLDINGS INC | COM | 525327102 |  | 211790 | 1174 | SH |  | SOLE |  | 0 | 0 | 1174 |
| LINCOLN ELEC HLDGS INC | COM | 533900106 |  | 511871 | 2136 | SH |  | SOLE |  | 0 | 0 | 2136 |
| LLOYDS BANKING GROUP PLC | SPONSORED ADR | 539439109 |  | 153907 | 29039 | SH |  | SOLE |  | 0 | 0 | 29039 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 373261 | 772 | SH |  | SOLE |  | 0 | 0 | 772 |
| LYFT INC | CL A COM | 55087P104 |  | 254619 | 13145 | SH |  | SOLE |  | 0 | 0 | 13145 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 356529 | 1149 | SH |  | SOLE |  | 0 | 0 | 1149 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 424374 | 743 | SH |  | SOLE |  | 0 | 0 | 743 |
| MCDONALDS CORP | COM | 580135101 |  | 660456 | 2161 | SH |  | SOLE |  | 0 | 0 | 2161 |
| MEDPACE HLDGS INC | COM | 58506Q109 |  | 313401 | 558 | SH |  | SOLE |  | 0 | 0 | 558 |
| MERCK  CO INC | COM | 58933Y105 |  | 653875 | 6212 | SH |  | SOLE |  | 0 | 0 | 6212 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1472661 | 2231 | SH |  | SOLE |  | 0 | 0 | 2231 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 649308 | 2275 | SH |  | SOLE |  | 0 | 0 | 2275 |
| MICROSOFT CORP | COM | 594918104 |  | 5293596 | 10946 | SH |  | SOLE |  | 0 | 0 | 10946 |
| MITSUBISHI UFJ FINL GROUP IN | SPONSORED ADS | 606822104 |  | 315233 | 19876 | SH |  | SOLE |  | 0 | 0 | 19876 |
| MIZUHO FINANCIAL GROUP INC | SPONSORED ADR | 60687Y109 |  | 154825 | 21151 | SH |  | SOLE |  | 0 | 0 | 21151 |
| MOODYS CORP | COM | 615369105 |  | 1042645 | 2041 | SH |  | SOLE |  | 0 | 0 | 2041 |
| MUELLER INDS INC | COM | 624756102 |  | 436929 | 3806 | SH |  | SOLE |  | 0 | 0 | 3806 |
| NATERA INC | COM | 632307104 |  | 304002 | 1327 | SH |  | SOLE |  | 0 | 0 | 1327 |
| NETFLIX INC | COM | 64110L106 |  | 417701 | 4455 | SH |  | SOLE |  | 0 | 0 | 4455 |
| NEWMONT CORP | COM | 651639106 |  | 379829 | 3804 | SH |  | SOLE |  | 0 | 0 | 3804 |
| NORTHERN TR CORP | COM | 665859104 |  | 336011 | 2460 | SH |  | SOLE |  | 0 | 0 | 2460 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 464760 | 3371 | SH |  | SOLE |  | 0 | 0 | 3371 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 6473924 | 34713 | SH |  | SOLE |  | 0 | 0 | 34713 |
| ORACLE CORP | COM | 68389X105 |  | 307575 | 1578 | SH |  | SOLE |  | 0 | 0 | 1578 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 272718 | 2990 | SH |  | SOLE |  | 0 | 0 | 2990 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 272517 | 3120 | SH |  | SOLE |  | 0 | 0 | 3120 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 3983555 | 22411 | SH |  | SOLE |  | 0 | 0 | 22411 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 307061 | 1667 | SH |  | SOLE |  | 0 | 0 | 1667 |
| PEPSICO INC | COM | 713448108 |  | 544837 | 3796 | SH |  | SOLE |  | 0 | 0 | 3796 |
| PG CORP | COM | 69331C108 |  | 355549 | 22125 | SH |  | SOLE |  | 0 | 0 | 22125 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 349150 | 2177 | SH |  | SOLE |  | 0 | 0 | 2177 |
| PHILLIPS 66 | COM | 718546104 |  | 293520 | 2275 | SH |  | SOLE |  | 0 | 0 | 2275 |
| PINNACLE FINL PARTNERS INC | COM | 72346Q104 |  | 225549 | 2364 | SH |  | SOLE |  | 0 | 0 | 2364 |
| PROLOGIS INC. | COM | 74340W103 |  | 253788 | 1988 | SH |  | SOLE |  | 0 | 0 | 1988 |
| PULTE GROUP INC | COM | 745867101 |  | 257855 | 2199 | SH |  | SOLE |  | 0 | 0 | 2199 |
| QUALCOMM INC | COM | 747525103 |  | 259814 | 1519 | SH |  | SOLE |  | 0 | 0 | 1519 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 286364 | 371 | SH |  | SOLE |  | 0 | 0 | 371 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 219004 | 492 | SH |  | SOLE |  | 0 | 0 | 492 |
| ROYAL BK CDA | COM | 780087102 |  | 449582 | 2637 | SH |  | SOLE |  | 0 | 0 | 2637 |
| SANDISK CORP | COM | 80004C200 |  | 241653 | 1018 | SH |  | SOLE |  | 0 | 0 | 1018 |
| SAP SE | SPON ADR | 803054204 |  | 296107 | 1219 | SH |  | SOLE |  | 0 | 0 | 1219 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 243381 | 2436 | SH |  | SOLE |  | 0 | 0 | 2436 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 297725 | 9091 | SH |  | SOLE |  | 0 | 0 | 9091 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 203418 | 6236 | SH |  | SOLE |  | 0 | 0 | 6236 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 2346263 | 79239 | SH |  | SOLE |  | 0 | 0 | 79239 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 26593299 | 1106210 | SH |  | SOLE |  | 0 | 0 | 1106210 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 952902 | 17398 | SH |  | SOLE |  | 0 | 0 | 17398 |
| SERVICENOW INC | COM | 81762P102 |  | 405341 | 2646 | SH |  | SOLE |  | 0 | 0 | 2646 |
| SHELL PLC | SPON ADS | 780259305 |  | 348736 | 4746 | SH |  | SOLE |  | 0 | 0 | 4746 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 221012 | 1373 | SH |  | SOLE |  | 0 | 0 | 1373 |
| SNOWFLAKE INC | COM SHS | 833445109 |  | 308201 | 1405 | SH |  | SOLE |  | 0 | 0 | 1405 |
| SONY GROUP CORP | SPONSORED ADR | 835699307 |  | 309658 | 12096 | SH |  | SOLE |  | 0 | 0 | 12096 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 5036319 | 107591 | SH |  | SOLE |  | 0 | 0 | 107591 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 296580 | 435 | SH |  | SOLE |  | 0 | 0 | 435 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 |  | 466983 | 9731 | SH |  | SOLE |  | 0 | 0 | 9731 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 36407936 | 341218 | SH |  | SOLE |  | 0 | 0 | 341218 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R804 |  | 688907 | 3924 | SH |  | SOLE |  | 0 | 0 | 3924 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A284 |  | 949315 | 38064 | SH |  | SOLE |  | 0 | 0 | 38064 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 26457076 | 465712 | SH |  | SOLE |  | 0 | 0 | 465712 |
| SUMITOMO MITSUI FINL GROUP I | SPONSORED ADR | 86562M209 |  | 198306 | 10259 | SH |  | SOLE |  | 0 | 0 | 10259 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 469210 | 5624 | SH |  | SOLE |  | 0 | 0 | 5624 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 1410961 | 4643 | SH |  | SOLE |  | 0 | 0 | 4643 |
| TECHNIPFMC PLC | COM | G87110105 |  | 301448 | 6765 | SH |  | SOLE |  | 0 | 0 | 6765 |
| TESLA INC | COM | 88160R101 |  | 1630685 | 3626 | SH |  | SOLE |  | 0 | 0 | 3626 |
| TEXAS PACIFIC LAND CORPORATI | COM | 88262P102 |  | 306386 | 1067 | SH |  | SOLE |  | 0 | 0 | 1067 |
| TJX COS INC NEW | COM | 872540109 |  | 478348 | 3114 | SH |  | SOLE |  | 0 | 0 | 3114 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 331867 | 3523 | SH |  | SOLE |  | 0 | 0 | 3523 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 319806 | 1494 | SH |  | SOLE |  | 0 | 0 | 1494 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 450100 | 1552 | SH |  | SOLE |  | 0 | 0 | 1552 |
| UBIQUITI INC | COM | 90353W103 |  | 224107 | 405 | SH |  | SOLE |  | 0 | 0 | 405 |
| UBS GROUP AG | SHS | H42097107 |  | 229466 | 4955 | SH |  | SOLE |  | 0 | 0 | 4955 |
| UNILEVER PLC | SPON ADR NEW | 904767803 |  | 256695 | 3925 | SH |  | SOLE |  | 0 | 0 | 3925 |
| UNITED AIRLS HLDGS INC | COM | 910047109 |  | 377057 | 3372 | SH |  | SOLE |  | 0 | 0 | 3372 |
| UNITED THERAPEUTICS CORP DEL | COM | 91307C102 |  | 201722 | 414 | SH |  | SOLE |  | 0 | 0 | 414 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 410135 | 1242 | SH |  | SOLE |  | 0 | 0 | 1242 |
| US BANCORP DEL | COM NEW | 902973304 |  | 338010 | 6335 | SH |  | SOLE |  | 0 | 0 | 6335 |
| VALE S A | SPONSORED ADS | 91912E105 |  | 168582 | 12938 | SH |  | SOLE |  | 0 | 0 | 12938 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 224962 | 1382 | SH |  | SOLE |  | 0 | 0 | 1382 |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 |  | 1260474 | 24657 | SH |  | SOLE |  | 0 | 0 | 24657 |
| VANECK ETF TRUST | JUNIOR GOLD MINE | 92189F791 |  | 284450 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 |  | 774891 | 6389 | SH |  | SOLE |  | 0 | 0 | 6389 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 9925211 | 101526 | SH |  | SOLE |  | 0 | 0 | 101526 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 49616289 | 669857 | SH |  | SOLE |  | 0 | 0 | 669857 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 9242766 | 191282 | SH |  | SOLE |  | 0 | 0 | 191282 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1904643 | 8993 | SH |  | SOLE |  | 0 | 0 | 8993 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 14568236 | 29862 | SH |  | SOLE |  | 0 | 0 | 29862 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 202864 | 699 | SH |  | SOLE |  | 0 | 0 | 699 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 10669025 | 55862 | SH |  | SOLE |  | 0 | 0 | 55862 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 83094320 | 263959 | SH |  | SOLE |  | 0 | 0 | 263959 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 3377360 | 11179 | SH |  | SOLE |  | 0 | 0 | 11179 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1107542 | 3303 | SH |  | SOLE |  | 0 | 0 | 3303 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 973993 | 1553 | SH |  | SOLE |  | 0 | 0 | 1553 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 26547522 | 493816 | SH |  | SOLE |  | 0 | 0 | 493816 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 16293306 | 323987 | SH |  | SOLE |  | 0 | 0 | 323987 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000GRW | 92206C623 |  | 5345596 | 22652 | SH |  | SOLE |  | 0 | 0 | 22652 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 329181 | 1498 | SH |  | SOLE |  | 0 | 0 | 1498 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 740519 | 9816 | SH |  | SOLE |  | 0 | 0 | 9816 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 17061775 | 273119 | SH |  | SOLE |  | 0 | 0 | 273119 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 1508026 | 2001 | SH |  | SOLE |  | 0 | 0 | 2001 |
| VICTORY PORTFOLIOS II | VCSHS INTL VOLTY | 92647N840 |  | 595560 | 11034 | SH |  | SOLE |  | 0 | 0 | 11034 |
| VISA INC | COM CL A | 92826C839 |  | 593327 | 1692 | SH |  | SOLE |  | 0 | 0 | 1692 |
| WALMART INC | COM | 931142103 |  | 700024 | 6283 | SH |  | SOLE |  | 0 | 0 | 6283 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 250195 | 2685 | SH |  | SOLE |  | 0 | 0 | 2685 |
| WESTERN DIGITAL CORP | COM | 958102105 |  | 213270 | 1238 | SH |  | SOLE |  | 0 | 0 | 1238 |
| ZOOM COMMUNICATIONS INC | CL A | 98980L101 |  | 352149 | 4081 | SH |  | SOLE |  | 0 | 0 | 4081 |

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