# EDGAR Filing Document

**Accession Number:** 0001844716
**File Stem:** 0001754960-23-000061
**Filing Date:** 2023-2
**Character Count:** 17676
**Document Hash:** 47b25e6c1edcb34cbce58f54b332772b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001754960-23-000061.hdr.sgml**: 20230203

**ACCESSION NUMBER**: 0001754960-23-000061

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230203

**DATE AS OF CHANGE**: 20230203

**EFFECTIVENESS DATE**: 20230203

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** DHJJ Financial Advisors, Ltd.
- **CENTRAL INDEX KEY:** 0001844716
- **IRS NUMBER:** 363586129
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20882
- **FILM NUMBER:** 23585024

**BUSINESS ADDRESS:**
- **STREET 1:** 184 SHUMAN BOULEVARD, SUITE 200
- **CITY:** NAPERVILLE
- **STATE:** IL
- **ZIP:** 60563
- **BUSINESS PHONE:** 630-420-1360

**MAIL ADDRESS:**
- **STREET 1:** 184 SHUMAN BOULEVARD, SUITE 200
- **CITY:** NAPERVILLE
- **STATE:** IL
- **ZIP:** 60563

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** DHJJ Financial Advisors Ltd.<br>**Address:** 184 SHUMAN BOULEVARD SUITE 200<br>NAPERVILLE, IL 60563

**Form 13F File Number:** 028-20882

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Aryn Sands<br>**Title:** Agent<br>**Phone:** 844-844-3453

**Signature, Place, and Date of Signing:**

Aryn Sands  Reno, NV  02-03-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 132

**Form 13F Information Table Value Total:** $174412748

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| WILLIS TOWERS WATSON PLC LTD | SHS | G96629103 |  | 428504 | 1752 | SH |  | SOLE |  | 0 | 0 | 1752 |
| ABBVIE INC | COM | 00287Y109 |  | 238536 | 1476 | SH |  | SOLE |  | 0 | 0 | 1476 |
| AIM ETF PRODUCTS TRUST | US LRG CP BUF20 | 00888H208 |  | 370660 | 14115 | SH |  | SOLE |  | 0 | 0 | 14115 |
| AIM ETF PRODUCTS TRUST | US LRG CP BUF20 | 00888H406 |  | 318973 | 11865 | SH |  | SOLE |  | 0 | 0 | 11865 |
| AIM ETF PRODUCTS TRUST | US LRG CP BUFR20 | 00888H505 |  | 648592 | 23306 | SH |  | SOLE |  | 0 | 0 | 23306 |
| AIM ETF PRODUCTS TRUST | US LRG CP BUFR20 | 00888H802 |  | 264712 | 10008 | SH |  | SOLE |  | 0 | 0 | 10008 |
| AMAZON COM INC | COM | 023135106 |  | 294504 | 3506 | SH |  | SOLE |  | 0 | 0 | 3506 |
| APPLE INC | COM | 037833100 |  | 1353797 | 10429 | SH |  | SOLE |  | 0 | 0 | 10429 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 830323 | 2688 | SH |  | SOLE |  | 0 | 0 | 2688 |
| BROADCOM INC | COM | 11135F101 |  | 224770 | 402 | SH |  | SOLE |  | 0 | 0 | 402 |
| CATERPILLAR INC | COM | 149123101 |  | 1824010 | 7614 | SH |  | SOLE |  | 0 | 0 | 7614 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 283394 | 7073 | SH |  | SOLE |  | 0 | 0 | 7073 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 360946 | 14866 | SH |  | SOLE |  | 0 | 0 | 14866 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 |  | 5840604 | 77892 | SH |  | SOLE |  | 0 | 0 | 77892 |
| FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 33733E302 |  | 1224357 | 9980 | SH |  | SOLE |  | 0 | 0 | 9980 |
| FIRST TR VALUE LINE DIVID IN | SHS | 33734H106 |  | 6167126 | 154306 | SH |  | SOLE |  | 0 | 0 | 154306 |
| FIRST TR LRGE CP CORE ALPHA | COM SHS | 33734K109 |  | 292736 | 3656 | SH |  | SOLE |  | 0 | 0 | 3656 |
| FIRST TR SML CP CORE ALPHA F | COM SHS | 33734Y109 |  | 418438 | 5334 | SH |  | SOLE |  | 0 | 0 | 5334 |
| FIRST TR MID CAP CORE ALPHAD | COM SHS | 33735B108 |  | 1545114 | 17602 | SH |  | SOLE |  | 0 | 0 | 17602 |
| FIRST TR EXCHANGE-TRADED FD | NO AMER ENERGY | 33738D101 |  | 459200 | 17205 | SH |  | SOLE |  | 0 | 0 | 17205 |
| FIRST TR EXCHANGE-TRADED FD | SENIOR LN FD | 33738D309 |  | 1994632 | 45072 | SH |  | SOLE |  | 0 | 0 | 45072 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR TA HIYL | 33738D408 |  | 938882 | 23856 | SH |  | SOLE |  | 0 | 0 | 23856 |
| FIRST TR EXCHANGE-TRADED FD | NASD TECH DIV | 33738R118 |  | 1187123 | 24846 | SH |  | SOLE |  | 0 | 0 | 24846 |
| FIRST TR EXCHANGE-TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 244296 | 5562 | SH |  | SOLE |  | 0 | 0 | 5562 |
| FIRST TR EXCHANGE-TRADED FD | DORSEY WRT 5 ETF | 33738R605 |  | 584435 | 12555 | SH |  | SOLE |  | 0 | 0 | 12555 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 177694 | 10577 | SH |  | SOLE |  | 0 | 0 | 10577 |
| FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 |  | 1362550 | 26488 | SH |  | SOLE |  | 0 | 0 | 26488 |
| FIRST TR EXCH TRADED FD III | MUNI HI INCM ETF | 33739P301 |  | 409040 | 8526 | SH |  | SOLE |  | 0 | 0 | 8526 |
| FIRST TR EXCH TRADED FD III | SHRT DUR MNG MUN | 33739P830 |  | 661379 | 33504 | SH |  | SOLE |  | 0 | 0 | 33504 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE VEST MAR | 33740F599 |  | 256368 | 8175 | SH |  | SOLE |  | 0 | 0 | 8175 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE VEST BFR | 33740F623 |  | 301439 | 9207 | SH |  | SOLE |  | 0 | 0 | 9207 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE VEST 100 | 33740F649 |  | 207412 | 9585 | SH |  | SOLE |  | 0 | 0 | 9585 |
| FIRST TR EXCHNG TRADED FD VI | VEST US EQTY BUF | 33740F664 |  | 363440 | 11010 | SH |  | SOLE |  | 0 | 0 | 11010 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE VEST US | 33740F680 |  | 283513 | 9250 | SH |  | SOLE |  | 0 | 0 | 9250 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQT | 33740F722 |  | 219849 | 6090 | SH |  | SOLE |  | 0 | 0 | 6090 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US BUF | 33740F748 |  | 233908 | 6651 | SH |  | SOLE |  | 0 | 0 | 6651 |
| FIRST TR EXCHNG TRADED FD VI | US EQT BUFFER | 33740F763 |  | 772903 | 21927 | SH |  | SOLE |  | 0 | 0 | 21927 |
| FIRST TR EXCHNG TRADED FD VI | US EQT DEEP DUFR | 33740F771 |  | 289011 | 8670 | SH |  | SOLE |  | 0 | 0 | 8670 |
| FIRST TR EXCHNG TRADED FD VI | CBOE EQT DEP NOV | 33740F839 |  | 568719 | 17408 | SH |  | SOLE |  | 0 | 0 | 17408 |
| FIRST TR EXCHNG TRADED FD VI | CBOE EQT BUFER | 33740F847 |  | 3026908 | 85497 | SH |  | SOLE |  | 0 | 0 | 85497 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQT | 33740U208 |  | 515179 | 15018 | SH |  | SOLE |  | 0 | 0 | 15018 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE VEST US | 33740U307 |  | 381223 | 10940 | SH |  | SOLE |  | 0 | 0 | 10940 |
| FIRST TR EXCHNG TRADED FD VI | FT CBOE EQTY BFR | 33740U505 |  | 277455 | 6366 | SH |  | SOLE |  | 0 | 0 | 6366 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST FD DEP | 33740U703 |  | 254628 | 12945 | SH |  | SOLE |  | 0 | 0 | 12945 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST BUFERD | 33740U778 |  | 452341 | 26886 | SH |  | SOLE |  | 0 | 0 | 26886 |
| FIRST TR EXCHNG TRADED FD VI | CBOE VEST US EQT | 33740U885 |  | 377753 | 12916 | SH |  | SOLE |  | 0 | 0 | 12916 |
| HOME DEPOT INC | COM | 437076102 |  | 345281 | 1093 | SH |  | SOLE |  | 0 | 0 | 1093 |
| INNOVATOR ETFS TR | DOUBLE STACKR 9 | 45782C136 |  | 476556 | 18996 | SH |  | SOLE |  | 0 | 0 | 18996 |
| INNOVATOR ETFS TR | TRIPLE STKR JAN | 45782C169 |  | 348525 | 17134 | SH |  | SOLE |  | 0 | 0 | 17134 |
| INNOVATOR ETFS TR | TRIPLE STKER OCT | 45782C193 |  | 458746 | 15046 | SH |  | SOLE |  | 0 | 0 | 15046 |
| INNOVATOR ETFS TR | DOUBLE STACKR 9 | 45782C219 |  | 596508 | 20840 | SH |  | SOLE |  | 0 | 0 | 20840 |
| INNOVATOR ETFS TR | GRWT100 PWR BUF | 45782C276 |  | 947479 | 22060 | SH |  | SOLE |  | 0 | 0 | 22060 |
| INNOVATOR ETFS TR | US SML CP PWR B | 45782C284 |  | 437350 | 18051 | SH |  | SOLE |  | 0 | 0 | 18051 |
| INNOVATOR ETFS TR | US EQT ULTRA BF | 45782C300 |  | 214298 | 7213 | SH |  | SOLE |  | 0 | 0 | 7213 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C318 |  | 1090819 | 38833 | SH |  | SOLE |  | 0 | 0 | 38833 |
| INNOVATOR ETFS TR | US EQTY BUFR MAR | 45782C326 |  | 588224 | 20277 | SH |  | SOLE |  | 0 | 0 | 20277 |
| INNOVATOR ETFS TR | GRWT100 PWR BF | 45782C334 |  | 519974 | 15266 | SH |  | SOLE |  | 0 | 0 | 15266 |
| INNOVATOR ETFS TR | US SML CP PWR ET | 45782C342 |  | 460357 | 18204 | SH |  | SOLE |  | 0 | 0 | 18204 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C383 |  | 740941 | 24119 | SH |  | SOLE |  | 0 | 0 | 24119 |
| INNOVATOR ETFS TR | US EQTY BUFR MAR | 45782C391 |  | 739207 | 22971 | SH |  | SOLE |  | 0 | 0 | 22971 |
| INNOVATOR ETFS TR | US EQTY BUFR JAN | 45782C409 |  | 2790691 | 84514 | SH |  | SOLE |  | 0 | 0 | 84514 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C417 |  | 353097 | 12433 | SH |  | SOLE |  | 0 | 0 | 12433 |
| INNOVATOR ETFS TR | US EQTY BUFR FEB | 45782C433 |  | 1168229 | 39022 | SH |  | SOLE |  | 0 | 0 | 39022 |
| INNOVATOR ETFS TR | GRWT100 PWR BF | 45782C466 |  | 1477036 | 43241 | SH |  | SOLE |  | 0 | 0 | 43241 |
| INNOVATOR ETFS TR | US SML CP PWR B | 45782C474 |  | 1335093 | 44504 | SH |  | SOLE |  | 0 | 0 | 44504 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C508 |  | 600171 | 19047 | SH |  | SOLE |  | 0 | 0 | 19047 |
| INNOVATOR ETFS TR | INTRNL DEV JAN | 45782C524 |  | 1056434 | 39552 | SH |  | SOLE |  | 0 | 0 | 39552 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C540 |  | 353001 | 11810 | SH |  | SOLE |  | 0 | 0 | 11810 |
| INNOVATOR ETFS TR | US EQTY BUF DEC | 45782C557 |  | 447274 | 13856 | SH |  | SOLE |  | 0 | 0 | 13856 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C573 |  | 454058 | 15040 | SH |  | SOLE |  | 0 | 0 | 15040 |
| INNOVATOR ETFS TR | US EQTY BUF NOV | 45782C581 |  | 478077 | 16056 | SH |  | SOLE |  | 0 | 0 | 16056 |
| INNOVATOR ETFS TR | US SML CP PWR B | 45782C599 |  | 1822606 | 72298 | SH |  | SOLE |  | 0 | 0 | 72298 |
| INNOVATOR ETFS TR | GRWT100 PWR BUF | 45782C615 |  | 930558 | 26634 | SH |  | SOLE |  | 0 | 0 | 26634 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C656 |  | 1085827 | 37234 | SH |  | SOLE |  | 0 | 0 | 37234 |
| INNOVATOR ETFS TR | US EQTY BUF SEP | 45782C664 |  | 1530027 | 51066 | SH |  | SOLE |  | 0 | 0 | 51066 |
| INNOVATOR ETFS TR | US EQT ULTRA BF | 45782C672 |  | 216573 | 8293 | SH |  | SOLE |  | 0 | 0 | 8293 |
| INNOVATOR ETFS TR | US EQTY PWR BF | 45782C680 |  | 734549 | 25910 | SH |  | SOLE |  | 0 | 0 | 25910 |
| INNOVATOR ETFS TR | US EQUT BUFR AUG | 45782C698 |  | 688739 | 22994 | SH |  | SOLE |  | 0 | 0 | 22994 |
| INNOVATOR ETFS TR | INTRNL DEV JULY | 45782C722 |  | 322436 | 13525 | SH |  | SOLE |  | 0 | 0 | 13525 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C748 |  | 578217 | 19450 | SH |  | SOLE |  | 0 | 0 | 19450 |
| INNOVATOR ETFS TR | US EQTY BUFR JUN | 45782C755 |  | 696411 | 22789 | SH |  | SOLE |  | 0 | 0 | 22789 |
| INNOVATOR ETFS TR | US EQTY BUF OCT | 45782C771 |  | 648317 | 20413 | SH |  | SOLE |  | 0 | 0 | 20413 |
| INNOVATOR ETFS TR | US EQTY BUFR JUL | 45782C789 |  | 813931 | 26331 | SH |  | SOLE |  | 0 | 0 | 26331 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C797 |  | 543124 | 18062 | SH |  | SOLE |  | 0 | 0 | 18062 |
| INNOVATOR ETFS TR | US EQT ULTRA BF | 45782C805 |  | 248720 | 10025 | SH |  | SOLE |  | 0 | 0 | 10025 |
| INNOVATOR ETFS TR | US EQTY PWR BUF | 45782C813 |  | 478421 | 15847 | SH |  | SOLE |  | 0 | 0 | 15847 |
| INNOVATOR ETFS TR | US EQT PWR BUF | 45782C870 |  | 1739841 | 61880 | SH |  | SOLE |  | 0 | 0 | 61880 |
| INNOVATOR ETFS TR | US EQT BUFR APR | 45782C888 |  | 1010766 | 32575 | SH |  | SOLE |  | 0 | 0 | 32575 |
| INNOVATOR ETFS TR | US EQUITY ACCELE | 45783Y301 |  | 345682 | 13628 | SH |  | SOLE |  | 0 | 0 | 13628 |
| INNOVATOR ETFS TR | LADERD ALCTN PWR | 45783Y814 |  | 330962 | 9621 | SH |  | SOLE |  | 0 | 0 | 9621 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 16721835 | 63032 | SH |  | SOLE |  | 0 | 0 | 63032 |
| INVESCO EXCHANGE TRADED FD T | S EQL TEC | 46137V282 |  | 1470473 | 6052 | SH |  | SOLE |  | 0 | 0 | 6052 |
| INVESCO EXCHANGE TRADED FD T | S EQL HLT | 46137V332 |  | 452462 | 1569 | SH |  | SOLE |  | 0 | 0 | 1569 |
| INVESCO EXCHANGE TRADED FD T | S EQL STP | 46137V373 |  | 1854244 | 10875 | SH |  | SOLE |  | 0 | 0 | 10875 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 953247 | 15003 | SH |  | SOLE |  | 0 | 0 | 15003 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 202350 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 15802174 | 65328 | SH |  | SOLE |  | 0 | 0 | 65328 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 3753209 | 17519 | SH |  | SOLE |  | 0 | 0 | 17519 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 736127 | 3497 | SH |  | SOLE |  | 0 | 0 | 3497 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 2074841 | 9672 | SH |  | SOLE |  | 0 | 0 | 9672 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 6046856 | 34680 | SH |  | SOLE |  | 0 | 0 | 34680 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 254089 | 1895 | SH |  | SOLE |  | 0 | 0 | 1895 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 364808 | 7077 | SH |  | SOLE |  | 0 | 0 | 7077 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 316113 | 1791 | SH |  | SOLE |  | 0 | 0 | 1791 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 266013 | 765 | SH |  | SOLE |  | 0 | 0 | 765 |
| MCDONALDS CORP | COM | 580135101 |  | 988765 | 3752 | SH |  | SOLE |  | 0 | 0 | 3752 |
| MERCK  CO INC | COM | 58933Y105 |  | 667253 | 6014 | SH |  | SOLE |  | 0 | 0 | 6014 |
| MICROSOFT CORP | COM | 594918104 |  | 436406 | 1822 | SH |  | SOLE |  | 0 | 0 | 1822 |
| NIKE INC | CL B | 654106103 |  | 491910 | 4204 | SH |  | SOLE |  | 0 | 0 | 4204 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 1970167 | 21893 | SH |  | SOLE |  | 0 | 0 | 21893 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2894148 | 7573 | SH |  | SOLE |  | 0 | 0 | 7573 |
| SPDR SER TR | S DIVID ETF | 78464A763 |  | 678983 | 5427 | SH |  | SOLE |  | 0 | 0 | 5427 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 2130175 | 47614 | SH |  | SOLE |  | 0 | 0 | 47614 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 454758 | 10072 | SH |  | SOLE |  | 0 | 0 | 10072 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 4863666 | 87625 | SH |  | SOLE |  | 0 | 0 | 87625 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 379435 | 5747 | SH |  | SOLE |  | 0 | 0 | 5747 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 5723481 | 87262 | SH |  | SOLE |  | 0 | 0 | 87262 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 2536478 | 62824 | SH |  | SOLE |  | 0 | 0 | 62824 |
| SCHWAB STRATEGIC TR | SCHWB FDT INT LG | 808524755 |  | 746381 | 25675 | SH |  | SOLE |  | 0 | 0 | 25675 |
| SCHWAB STRATEGIC TR | SCHWAB FDT US LG | 808524771 |  | 233457 | 4369 | SH |  | SOLE |  | 0 | 0 | 4369 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 8595429 | 113646 | SH |  | SOLE |  | 0 | 0 | 113646 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 1609869 | 50227 | SH |  | SOLE |  | 0 | 0 | 50227 |
| US BANCORP DEL | COM NEW | 902973304 |  | 659133 | 15114 | SH |  | SOLE |  | 0 | 0 | 15114 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 2938765 | 16905 | SH |  | SOLE |  | 0 | 0 | 16905 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 282839 | 4357 | SH |  | SOLE |  | 0 | 0 | 4357 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 5204958 | 34297 | SH |  | SOLE |  | 0 | 0 | 34297 |
| VANGUARD WORLD FDS | CONSUM STP ETF | 92204A207 |  | 1564704 | 8168 | SH |  | SOLE |  | 0 | 0 | 8168 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 596655 | 2405 | SH |  | SOLE |  | 0 | 0 | 2405 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 241042 | 1131 | SH |  | SOLE |  | 0 | 0 | 1131 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 254203 | 1385 | SH |  | SOLE |  | 0 | 0 | 1385 |
| WISDOMTREE TR | ITL HDG QTLY DIV | 97717X594 |  | 2167174 | 60830 | SH |  | SOLE |  | 0 | 0 | 60830 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 859164 | 14234 | SH |  | SOLE |  | 0 | 0 | 14234 |

---