# EDGAR Filing Document

**Accession Number:** 0002045268
**File Stem:** 0001986152-25-000098
**Filing Date:** 2025-11
**Character Count:** 12039
**Document Hash:** 0f5cf9b86e67d0a75d5fea0a254bcc25
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001986152-25-000098.hdr.sgml**: 20251104

**ACCESSION NUMBER**: 0001986152-25-000098

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251104

**DATE AS OF CHANGE**: 20251104

**EFFECTIVENESS DATE**: 20251104

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RIK SAYLOR FINANCIAL, INC.
- **CENTRAL INDEX KEY:** 0002045268

**ORGANIZATION NAME:**
- **EIN:** 311618013
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24628
- **FILM NUMBER:** 251447005

**BUSINESS ADDRESS:**
- **STREET 1:** 1241 NILLES ROAD
- **CITY:** FAIRFIELD
- **STATE:** OH
- **ZIP:** 45014
- **BUSINESS PHONE:** 5138298888

**MAIL ADDRESS:**
- **STREET 1:** 1241 NILLES ROAD
- **CITY:** FAIRFIELD
- **STATE:** OH
- **ZIP:** 45014

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RIK SAYLOR FINANCIAL INC.<br>**Address:** 1241 NILLES ROAD<br>FAIRFIELD, OH 45014

**Form 13F File Number:** 028-24628

**CRD Number (if applicable):** 000165484

**SEC File Number (if applicable):** 31-1618013

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Tammi Ellis<br>**Title:** Compliance Consultant<br>**Phone:** 7204145177

**Signature, Place, and Date of Signing:**

Tammi Ellis  BROOMFIELD, CO  11-04-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 83

**Form 13F Information Table Value Total:** $136742659

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 6552221 | 73316 | SH |  | SOLE |  | 73316 | 0 | 0 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 7809754 | 85120 | SH |  | SOLE |  | 85120 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 1769605 | 32850 | SH |  | SOLE |  | 32850 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 1788859 | 7239 | SH |  | SOLE |  | 7239 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S 500 REVENUE | 46138G698 |  | 1654977 | 14956 | SH |  | SOLE |  | 14956 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 2682810 | 41274 | SH |  | SOLE |  | 41274 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2999467 | 4481 | SH |  | SOLE |  | 4481 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2693743 | 41277 | SH |  | SOLE |  | 41277 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 1692560 | 16195 | SH |  | SOLE |  | 16195 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 1282423 | 23178 | SH |  | SOLE |  | 23178 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1033759 | 14485 | SH |  | SOLE |  | 14485 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 2578732 | 10127 | SH |  | SOLE |  | 10127 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 631384 | 4066 | SH |  | SOLE |  | 4066 | 0 | 0 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 313647 | 5527 | SH |  | SOLE |  | 5527 | 0 | 0 |
| FLEXSHARES TR | QLT DIV DEF IDX | 33939L845 |  | 1547825 | 19352 | SH |  | SOLE |  | 19352 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 8118799 | 13523 | SH |  | SOLE |  | 13523 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 615696 | 6383 | SH |  | SOLE |  | 6383 | 0 | 0 |
| ISHARES TR | CORE 30/70 CONSE | 464289883 |  | 1189364 | 29616 | SH |  | SOLE |  | 29616 | 0 | 0 |
| ISHARES TR | MSCI ACWI ETF | 464288257 |  | 3770278 | 27273 | SH |  | SOLE |  | 27273 | 0 | 0 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 1325792 | 11056 | SH |  | SOLE |  | 11056 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 4296417 | 45159 | SH |  | SOLE |  | 45159 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 4718155 | 18398 | SH |  | SOLE |  | 18398 | 0 | 0 |
| ISHARES TR | MSCI USA SMCP MN | 46435G433 |  | 213176 | 4952 | SH |  | SOLE |  | 4952 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 3347754 | 13836 | SH |  | SOLE |  | 13836 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 6389150 | 52925 | SH |  | SOLE |  | 52925 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 4599934 | 22275 | SH |  | SOLE |  | 22275 | 0 | 0 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 1287136 | 8824 | SH |  | SOLE |  | 8824 | 0 | 0 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 1933296 | 19200 | SH |  | SOLE |  | 19200 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1396997 | 3930 | SH |  | SOLE |  | 3930 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 323256 | 3821 | SH |  | SOLE |  | 3821 | 0 | 0 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 1464216 | 14774 | SH |  | SOLE |  | 14774 | 0 | 0 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 837507 | 4001 | SH |  | SOLE |  | 4001 | 0 | 0 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 2495031 | 6200 | SH |  | SOLE |  | 6200 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | TOTAL WLD BD ETF | 92206C565 |  | 948459 | 13615 | SH |  | SOLE |  | 13615 | 0 | 0 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 1129066 | 7321 | SH |  | SOLE |  | 7321 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 274719 | 1698 | SH |  | SOLE |  | 1698 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1536843 | 12933 | SH |  | SOLE |  | 12933 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED ALP | COM SHS | 33734K109 |  | 1094432 | 9368 | SH |  | SOLE |  | 9368 | 0 | 0 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 1311327 | 13120 | SH |  | SOLE |  | 13120 | 0 | 0 |
| ISHARES TR | GLOBAL 100 ETF | 464287572 |  | 1046263 | 8718 | SH |  | SOLE |  | 8718 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 1735665 | 18234 | SH |  | SOLE |  | 18234 | 0 | 0 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 2531946 | 59758 | SH |  | SOLE |  | 59758 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 2669431 | 29879 | SH |  | SOLE |  | 29879 | 0 | 0 |
| SELECT SECTOR SPDR TR | RL EST SEL SEC | 81369Y860 |  | 2196749 | 52142 | SH |  | SOLE |  | 52142 | 0 | 0 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 1946371 | 22318 | SH |  | SOLE |  | 22318 | 0 | 0 |
| FIDELITY COVINGTON TRUST | MSCI RL EST ETF | 316092857 |  | 404769 | 14555 | SH |  | SOLE |  | 14555 | 0 | 0 |
| FS KKR CAP CORP | COM | 302635206 |  | 2801104 | 187616 | SH |  | SOLE |  | 187616 | 0 | 0 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 535496 | 5181 | SH |  | SOLE |  | 5181 | 0 | 0 |
| ISHARES TR | CORE 1 5 YR USD | 46432F859 |  | 1355274 | 27749 | SH |  | SOLE |  | 27749 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 700158 | 10284 | SH |  | SOLE |  | 10284 | 0 | 0 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 443562 | 3622 | SH |  | SOLE |  | 3622 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2677677 | 26710 | SH |  | SOLE |  | 26710 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 423361 | 8287 | SH |  | SOLE |  | 8287 | 0 | 0 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 518181 | 6382 | SH |  | SOLE |  | 6382 | 0 | 0 |
| ISHARES TR | S MC 400VL ETF | 464287705 |  | 1668769 | 12864 | SH |  | SOLE |  | 12864 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 641968 | 5772 | SH |  | SOLE |  | 5772 | 0 | 0 |
| AMERICAN HEALTHCARE REIT INC | COM SHS | 398182303 |  | 1987442 | 47309 | SH |  | SOLE |  | 47309 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 33733E302 |  | 287676 | 1028 | SH |  | SOLE |  | 1028 | 0 | 0 |
| ISHARES TR | DOW JONES US ETF | 464287846 |  | 997838 | 6141 | SH |  | SOLE |  | 6141 | 0 | 0 |
| ISHARES TR | S 100 ETF | 464287101 |  | 1538827 | 4623 | SH |  | SOLE |  | 4623 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 445096 | 8335 | SH |  | SOLE |  | 8335 | 0 | 0 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 547063 | 4320 | SH |  | SOLE |  | 4320 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 839194 | 4285 | SH |  | SOLE |  | 4285 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1188831 | 6517 | SH |  | SOLE |  | 6517 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 703088 | 4948 | SH |  | SOLE |  | 4948 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | SECURITIZED PLUS | 33740U109 |  | 544263 | 25457 | SH |  | SOLE |  | 25457 | 0 | 0 |
| ISHARES TR | GLOBAL REIT ETF | 46434V647 |  | 326969 | 12792 | SH |  | SOLE |  | 12792 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 460760 | 1812 | SH |  | SOLE |  | 1812 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 496990 | 3412 | SH |  | SOLE |  | 3412 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 998042 | 6496 | SH |  | SOLE |  | 6496 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 830700 | 2761 | SH |  | SOLE |  | 2761 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 430517 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 299941 | 4699 | SH |  | SOLE |  | 4699 | 0 | 0 |
| ISHARES TR | PFD AND INCM SEC | 464288687 |  | 1011446 | 31988 | SH |  | SOLE |  | 31988 | 0 | 0 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 219722 | 680 | SH |  | SOLE |  | 680 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 813433 | 1618 | SH |  | SOLE |  | 1618 | 0 | 0 |
| ADVANCED DRAIN SYS INC DEL | COM | 00790R104 |  | 3532938 | 25472 | SH |  | SOLE |  | 25472 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 680476 | 2157 | SH |  | SOLE |  | 2157 | 0 | 0 |
| IRON MTN INC DEL | COM | 46284V101 |  | 837534 | 8216 | SH |  | SOLE |  | 8216 | 0 | 0 |
| KKR INCOME OPPORTUNITIES FD | COM | 48249T106 |  | 194755 | 15457 | SH |  | SOLE |  | 15457 | 0 | 0 |
| KROGER CO | COM | 501044101 |  | 250900 | 3722 | SH |  | SOLE |  | 3722 | 0 | 0 |
| INVESCO DB MULTI-SECTOR COMM | OIL FD | 46140H403 |  | 165108 | 12276 | SH |  | SOLE |  | 12276 | 0 | 0 |
| PORCH GROUP INC | COM | 733245104 |  | 167800 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |

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