# EDGAR Filing Document

**Accession Number:** 0000739421
**File Stem:** 0000739421-25-000131
**Filing Date:** 2025-12
**Character Count:** 4044
**Document Hash:** 0db7c621c36d1e5e26ef8aac4d306396
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000739421-25-000131.hdr.sgml**: 20251217

**ACCESSION NUMBER**: 0000739421-25-000131

**CONFORMED SUBMISSION TYPE**: 8-K

**PUBLIC DOCUMENT COUNT**: 12

**CONFORMED PERIOD OF REPORT**: 20251216

**ITEM INFORMATION**: Other Events

**FILED AS OF DATE**: 20251217

**DATE AS OF CHANGE**: 20251217

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CITIZENS FINANCIAL SERVICES INC
- **CENTRAL INDEX KEY:** 0000739421
- **STANDARD INDUSTRIAL CLASSIFICATION:** STATE COMMERCIAL BANKS [6022]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 232265045
- **STATE OF INCORPORATION:** PA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 8-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-41410
- **FILM NUMBER:** 251579387

**BUSINESS ADDRESS:**
- **STREET 1:** 15 S MAIN ST
- **CITY:** MANSFIELD
- **STATE:** PA
- **ZIP:** 16933
- **BUSINESS PHONE:** 570-662-0444

**MAIL ADDRESS:**
- **STREET 1:** 15 S MAIN ST
- **CITY:** MANSFIELD
- **STATE:** PA
- **ZIP:** 16933

?xml version='1.0' encoding='ASCII'?

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### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

### FORM 8-K

#### CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

#### Date of Report (Date of earliest event reported): December 16, 2025

## CITIZENS FINANCIAL SERVICES INC
(Exact name of registrant as specified in its charter)

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| | | |
|:---|:---|:---|
| **Pennsylvania**<br>| **001-41410**<br>| **23-2265045**<br>|
| (State or other jurisdiction <br> of incorporation) | (Commission <br> File Number) | (IRS Employer <br> Identification No.) |

---

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| | |
|:---|:---|
| **15 S MAIN ST<br> MANSFIELD, Pennsylvania**  | **16933<br>**  |
| (Address of principal executive offices) | (Zip code) |

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Registrant's telephone number, including area code (570) 662-0444

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

<u>Securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934:</u>

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| | | |
|:---|:---|:---|
| <u>Title of each class</u> | <u>Trading Symbol(s)</u> | <u>Name of each exchange on which registered</u> |
| Common Stock, Par Value $1.00 Per Share | CZFS | NASDAQ Capital Market |

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter):

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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#### ITEM 8.01 OTHER EVENTS.
Citizens Financial Services, Inc. (the "Company") will hold its 2026 annual meeting of shareholders (the "Annual Meeting") on Tuesday, April 21, 2026.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned, thereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | **CITIZENS FINANCIAL SERVICES, INC.** | **CITIZENS FINANCIAL SERVICES, INC.** |
| Date: December 17, 2025<br>| By:  | /s/ Randall E. Black |
|  |  | Randall E. Black |
|  |  | CEO & President |

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