# EDGAR Filing Document

**Accession Number:** 0000929634
**File Stem:** 0001193125-26-089996
**Filing Date:** 2026-3
**Character Count:** 4671
**Document Hash:** d6a0c93e7b7087fc758628bd1f19ec0d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-089996.hdr.sgml**: 20260304

**ACCESSION NUMBER**: 0001193125-26-089996

**CONFORMED SUBMISSION TYPE**: N-30B-2

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260304

**DATE AS OF CHANGE**: 20260304

**EFFECTIVENESS DATE**: 20260304

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SEPARATE ACCOUNT NO. 45
- **CENTRAL INDEX KEY:** 0000929634

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** N-30B-2
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-08754
- **FILM NUMBER:** 26718968

**BUSINESS ADDRESS:**
- **STREET 1:** 1345 AVENUE OF THE AMERICAS
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10105
- **BUSINESS PHONE:** 2125541234

**MAIL ADDRESS:**
- **STREET 1:** 1345 AVENUE OF THE AMERICAS
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10105

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT NO 45 OF EQUITABLE FINANCIAL LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 20200615

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT NO 45 OF AXA EQUITABLE LIFE INSURANCE CO
- **DATE OF NAME CHANGE:** 20050822

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SEPARATE ACCOUNT NO 45 OF EQUITABLE LIFE ASSUR SOCIETY OF US
- **DATE OF NAME CHANGE:** 19940907

## Series and Classes Contracts Data

### SEPARATE ACCOUNT NO. 45 (Series ID: S000009086)

| Class ID   | Class Name                    | Ticker Symbol   |
|:---|:---|:---|
| C000024679 | Accumulator (Pre 2002)        |  |
| C000024680 | Accumulator Elite (Pre 2002)  |  |
| C000024681 | Accumulator Elite II          |  |
| C000024682 | Accumulator Advisor (SA 45)   |  |
| C000024683 | Accumulator (Oregon)          |  |
| C000024684 | Income Manager Accumulator    |  |
| C000024685 | Income Manager Rollover IRA   |  |
| C000024686 | Accumulator (IRA, NQ, QP)     |  |
| C000024687 | Accumulator Plus (Pre 2002)   |  |
| C000024688 | Accumulator Select (Pre 2002) |  |
| C000024689 | Accumulator Select II         |  |
| C000024690 | Accumulator Select (Oregon)   |  |

Alfred Ayensu-Ghartey

Vice President and

Associate General Counsel

(212) 314-2777

alfred.ayensu-ghartey@equitable.com

![LOGO](g12181g22b80.jpg)

March 4, 2026

VIA EDGAR

Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549

Re: Separate Account No. 45 (the "Account") Registration Nos.:

333-44996 and 811-08754 Accumulator Advisor

033-83750 and 811-08754 Accumulator

333-64751 and 811-08754 Accumulator Plus

333-73121 and 811-08754 Accumulator Select

333-61380 and 811-08754 Accumulator Elite

Commissioners:

Equitable Financial, on behalf of Registrant, has sent to contract owners the annual report, for the period ended December 31, 2025, for the following underlying mutual funds ("Funds") in which Registrant invests:

• EQ Advisors Trust – underlying funds:

1290 VT GAMCO Mergers & Acquisitions

1290 VT GAMCO Small Company Value

1290 VT SmartBeta Equity ESG

1290 VT Socially Responsible

EQ/400 Managed Volatility

EQ/2000 Managed Volatility

EQ/Aggressive Allocation

EQ/Aggressive Growth Strategy

EQ/Balanced Strategy

EQ/Conservative Allocation

EQ/Conservative-Plus Allocation

EQ/Franklin Small Cap Value Managed Volatility

EQ/Global Equity Managed Volatility

EQ/International Core Managed Volatility

EQ/International Value Managed Volatility

EQ/Janus Enterprise

EQ/Large Cap Core Managed Volatility

EQ/Large Cap Growth Managed Volatility

EQ/Large Cap Value Managed Volatility

EQ/Mid Cap Value Managed Volatility

EQ/Moderate Allocation

EQ/Moderate-Plus Allocation

EQ/AB Short Duration Government Bond

EQ/AB Small Cap Growth

EQ/ClearBridge Select Equity Managed Volatility

EQ/Common Stock Index

EQ/Core Bond Index

EQ/Equity 500 Index

EQ/Intermediate Government Bond

EQ/International Equity Index

EQ/Large Cap Growth Index

EQ/Large Cap Value Index

------

EQ/Mid Cap Index

EQ/Money Market

EQ/Quality Bond PLUS

EQ/Small Company Index

Multimanager Technology

Some of the funds listed above may not be available under every policy or contract offered by the Registrant.

Equitable Financial understands that the Funds have filed or will file their reports with the Commission under separate cover.

Please direct any question or comment to the undersigned.

---

| |
|:---|
| Very truly yours, |
| /s/ Alfred Ayensu-Ghartey |
|  &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Alfred Ayensu-Ghartey |

---

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY ("EQUITABLE FINANCIAL")

1345 AVENUE OF THE AMERICAS, NEW YORK, NEW YORK 10105