# EDGAR Filing Document

**Accession Number:** 0001238032
**File Stem:** 0001238032-25-000008
**Filing Date:** 2025-11
**Character Count:** 9070
**Document Hash:** 854349a411b8ea5224a7d9e92f578c2c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001238032-25-000008.hdr.sgml**: 20251106

**ACCESSION NUMBER**: 0001238032-25-000008

**CONFORMED SUBMISSION TYPE**: 4

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20251104

**FILED AS OF DATE**: 20251106

**DATE AS OF CHANGE**: 20251106

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** FAIRBANK RICHARD D
- **CENTRAL INDEX KEY:** 0001238032

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** 4
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-13300
- **FILM NUMBER:** 251459437

**MAIL ADDRESS:**
- **STREET 1:** 1680 CAPITAL ONE DRIVE
- **CITY:** MCLEAN
- **STATE:** VA
- **ZIP:** 22102
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CAPITAL ONE FINANCIAL CORP
- **CENTRAL INDEX KEY:** 0000927628
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 541719854
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 1680 CAPITAL ONE DRIVE
- **CITY:** MCLEAN
- **STATE:** VA
- **ZIP:** 22102
- **BUSINESS PHONE:** 7037201000

**MAIL ADDRESS:**
- **STREET 1:** 1680 CAPITAL ONE DRIVE
- **CITY:** MCLEAN
- **STATE:** VA
- **ZIP:** 22102

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** OAKSTONE FINANCIAL CORP
- **DATE OF NAME CHANGE:** 19940728

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 4

### STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

[x] Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>FAIRBANK RICHARD D<br><sub>(Last) (First) (Middle)</sub><br>1680 CAPITAL ONE DRIVE<br><sub>(Street)</sub><br>MCLEAN, VA 22102<br><sub>(City) (State) (Zip)</sub> | **3. Date of Earliest Transaction (Month/Day/Year)**<br>2025-11-04 | **5. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[X] Director [ ] 10% Owner<br>[X] Officer (give title below) [ ] Other (specify below)<br>_Chairman and CEO_ |
| **2. Issuer Name and Ticker or Trading Symbol**<br>CAPITAL ONE FINANCIAL CORP [ COF ] | **4. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | 3. Transaction Code (V) | 3. Transaction Code (V) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | Code | V | Amount | (A) or (D) | Price | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| Common Stock<sup>(1)</sup> | 2025-11-04 |  | M |  | 53487 | A | $63.73 | 4104715 | D |  |
| Common Stock<sup>(1)</sup> | 2025-11-04 |  | S |  | 2100 | D | $218.07 | 4102615<sup>(2)</sup> | D |  |
| Common Stock<sup>(1)</sup> | 2025-11-04 |  | S |  | 6102 | D | $219.07 | 4096513<sup>(3)</sup> | D |  |
| Common Stock<sup>(1)</sup> | 2025-11-04 |  | S |  | 5679 | D | $220.23 | 4090834<sup>(4)</sup> | D |  |
| Common Stock<sup>(1)</sup> | 2025-11-04 |  | S |  | 34437 | D | $221.04 | 4056397<sup>(5)</sup> | D |  |
| Common Stock<sup>(1)</sup> | 2025-11-04 |  | S |  | 5169 | D | $221.75 | 4051228<sup>(6)</sup> | D |  |
| Common Stock<sup>(1)</sup> | 2025-11-04 |  | S |  | 3881 | D | $218.47 | 4047347<sup>(7)</sup> | D |  |
| Common Stock<sup>(1)</sup> | 2025-11-04 |  | S |  | 4389 | D | $219.31 | 4042958<sup>(8)</sup> | D |  |
| Common Stock<sup>(1)</sup> | 2025-11-04 |  | S |  | 16347 | D | $220.65 | 4026611<sup>(9)</sup> | D |  |
| Common Stock<sup>(1)</sup> | 2025-11-04 |  | S |  | 25383 | D | $221.29 | 4001228<sup>(10)</sup> | D |  |

---

## Table II - Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | 4. Transaction Code (V) | 4. Transaction Code (V) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 6. Date Exercisable and Expiration Date | 6. Date Exercisable and Expiration Date | 7. Title and Amount of Underlying Securities | 7. Title and Amount of Underlying Securities | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | Code | V | (A) | (D) | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| Stock Options | $63.73 | 2025-11-04 |  | M |  |  | 53487 | 2019-02-15 | 2026-02-03 | Common Stock | 53487 | $0 | 0 | D |  |

---

### Footnotes:

(1) This transaction was executed pursuant to a trading plan entered into by the reporting person on May 13, 2025, in accordance with Rule 10b5-1 of the Securities Exchange Act of 1934, as amended.

(2) The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $217.56 to $218.55. Information regarding the number of shares sold at each price will be provided upon request.

(3) The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $218.56 to $219.47. Information regarding the number of shares sold at each price will be provided upon request.

(4) The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $219.56 to $220.49. Information regarding the number of shares sold at each price will be provided upon request.

(5) The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $220.60 to $221.54. Information regarding the number of shares sold at each price will be provided upon request.

(6) The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $221.60 to $221.94. Information regarding the number of shares sold at each price will be provided upon request.

(7) The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $217.89 to $218.87. Information regarding the number of shares sold at each price will be provided upon request.

(8) The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $218.89 to $219.77. Information regarding the number of shares sold at each price will be provided upon request.

(9) The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $219.95 to $220.94. Information regarding the number of shares sold at each price will be provided upon request.

(10) The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $220.97 to $221.94. Information regarding the number of shares sold at each price will be provided upon request.

**Signature:** /s/ Blaise F. Brennan (POA on file)  
**Date:** 2025-11-06

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**