# EDGAR Filing Document

**Accession Number:** 0001791453
**File Stem:** 0001127602-23-010475
**Filing Date:** 2023-3
**Character Count:** 7187
**Document Hash:** e9b43d7f2533d4bbf8d05b36c2e175c4
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001127602-23-010475.hdr.sgml**: 20230316

**ACCESSION NUMBER**: 0001127602-23-010475

**CONFORMED SUBMISSION TYPE**: 4

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20230314

**FILED AS OF DATE**: 20230316

**DATE AS OF CHANGE**: 20230316

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** Ralston Susan
- **CENTRAL INDEX KEY:** 0001791453

**FILING VALUES:**
- **FORM TYPE:** 4
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-12896
- **FILM NUMBER:** 23740007

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 32392
- **CITY:** HAMPTON
- **STATE:** VA
- **ZIP:** 23608
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** OLD POINT FINANCIAL CORP
- **CENTRAL INDEX KEY:** 0000740971
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **IRS NUMBER:** 541265373
- **STATE OF INCORPORATION:** VA
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 1 WEST MELLEN ST
- **CITY:** HAMPTON
- **STATE:** VA
- **ZIP:** 23663
- **BUSINESS PHONE:** 757-728-1876

**MAIL ADDRESS:**
- **STREET 1:** 1 WEST MELLEN ST
- **CITY:** HAMPTON
- **STATE:** VA
- **ZIP:** 23663

## Ex-24

```

Power of Attorney

I, Susan Ralston, do hereby constitute and appoint
Elizabeth T. Beale and Sherry W. Banks, my true and lawful
attorneys-in-fact, any of whom acting singly is hereby authorized, for me
and in my name and on my behalf as a director, officer and/or shareholder
of Old Point Financial Corporation, to (i) prepare, execute in my name and
on my behalf, and submit to the U.S. Securities and Exchange Commission
(the SEC) a Form ID, including any necessary amendments thereto, and any
other documents necessary or appropriate to obtain codes and passwords
enabling me to make electronic filings with the SEC of reports required by
Section 16(a) of the Securities Exchange Act of 1934 or any rule or
regulation of the SEC in respect thereof; and (ii) prepare, execute and file
any and all forms, instruments or documents, including any necessary
amendments thereto, as such attorneys or attorney deems necessary or
advisable to enable me to comply with Section 16 of the Securities
Exchange Act of 1934 or any rule or regulation of the SEC in respect
thereof.

I do hereby ratify and confirm all acts my said attorney shall do or cause to
be done by virtue hereof.

I acknowledge that the foregoing attorneys-in-fact, serving in such capacity
at my request, are not assuming, nor is Old Point Financial Corporation
assuming, any of my responsibilities to comply with Section 16 of the
Securities Exchange Act of 1934.

This power of attorney shall remain in full force and effect until it is
revoked by the undersigned in a signed writing delivered to each such
attorney-in-fact or the undersigned is no longer required to comply with
Section 16, whichever occurs first.

WITNESS the execution hereof this 21st day of January, 2020.

__________________________________
/s/Susan Ralston

1577177

```

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 4

### STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

[ ] Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>Ralston Susan<br><sub>(Last) (First) (Middle)</sub><br>PO BOX 3392<br><sub>(Street)</sub><br>HAMPTON, VA 23663<br><sub>(City) (State) (Zip)</sub> | **3. Date of Earliest Transaction (Month/Day/Year)**<br>2023-03-14 | **5. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[ ] Director [ ] 10% Owner<br>[ ] Officer (give title below) [X] Other (specify below)<br>_COO/EVP_ |
| **2. Issuer Name and Ticker or Trading Symbol**<br>OLD POINT FINANCIAL CORP [ OPOF ] | **4. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | 3. Transaction Code (V) | 3. Transaction Code (V) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | Code | V | Amount | (A) or (D) | Price | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| Common Stock | 2023-03-14 |  | P |  | 50 | A | $26.23 | 6725.9477 | D |  |

---

## Table II - Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | 4. Transaction Code (V) | 4. Transaction Code (V) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 6. Date Exercisable and Expiration Date | 6. Date Exercisable and Expiration Date | 7. Title and Amount of Underlying Securities | 7. Title and Amount of Underlying Securities | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | Code | V | (A) | (D) | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

**Signature:** /s/ Elizabeth T. Beale, Attorney-in-Fact  
**Date:** 2023-03-16

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**