# EDGAR Filing Document

**Accession Number:** 0001905128
**File Stem:** 0001905128-23-000001
**Filing Date:** 2023-2
**Character Count:** 59461
**Document Hash:** 7e27f2350ad9e7a22d9ac90ba1a2348f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001905128-23-000001.hdr.sgml**: 20230216

**ACCESSION NUMBER**: 0001905128-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230216

**DATE AS OF CHANGE**: 20230216

**EFFECTIVENESS DATE**: 20230216

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** American Trust
- **CENTRAL INDEX KEY:** 0001905128
- **IRS NUMBER:** 620951563
- **STATE OF INCORPORATION:** TN
- **FISCAL YEAR END:** 1221

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22385
- **FILM NUMBER:** 23637999

**BUSINESS ADDRESS:**
- **STREET 1:** 2353 ALEXANDRIA DRIVE
- **STREET 2:** SUITE 100
- **CITY:** LEXINGTON
- **STATE:** KY
- **ZIP:** 40504
- **BUSINESS PHONE:** 859-514-6186

**MAIL ADDRESS:**
- **STREET 1:** 2353 ALEXANDRIA DRIVE
- **STREET 2:** SUITE 100
- **CITY:** LEXINGTON
- **STATE:** KY
- **ZIP:** 40504

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** American Trust<br>**Address:** 2353 ALEXANDRIA DRIVE<br>SUITE 100<br>LEXINGTON, KY 40504

**Form 13F File Number:** 028-22385

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kevin Avent<br>**Title:** Managing Director Wealth Management<br>**Phone:** 859-514-6161

**Signature, Place, and Date of Signing:**

Kevin Avent  Lexington, KY  02-16-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 7

**Form 13F Information Table Entry Total:** 547

**Form 13F Information Table Value Total:** $1076833360

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name              | Form 13F File Number   | CRD Number   | SEC File Number   |
|---:|:---|:---|:---|:---|
|     1 | AllianceBernstein | 028-10562              |  |  |
|     2 | Barrow Hanley     | 028-01006              |  |  |
|     3 | Brandywine        | 028-02204              |  |  |
|     4 | Frontier          | 028-01185              |  |  |
|     5 | Smith Group       | 028-03459              |  |  |
|     6 | WCM               | 028-07104              |  |  |
|     7 | Wellington        | 028-04557              |  |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 2U INC. | Equities | 90214J101 |  | 82482 | 13155 | SH |  | DFND |  | 0 | 0 | 13155 |
| ABBOTT LAB | Equities | 002824100 |  | 3574104 | 32554 | SH |  | SOLE |  | 32554 | 0 | 0 |
| ABBVIE INC | Equities | 00287Y109 |  | 595856 | 3687 | SH |  | SOLE |  | 3687 | 0 | 0 |
| ABBVIE INC | Equities | 00287Y109 |  | 594725 | 3680 | SH |  | DFND |  | 0 | 0 | 3680 |
| ACCENTURE PLC | Equities | G1151C101 |  | 1710444 | 6410 | SH |  | DFND |  | 0 | 0 | 6410 |
| ACCENTURE PLC | Equities | G1151C101 |  | 4652622 | 17436 | SH |  | SOLE |  | 17436 | 0 | 0 |
| ACI WORLDWIDE INC. | Equities | 004498101 |  | 239729 | 10423 | SH |  | DFND |  | 0 | 0 | 10423 |
| ADT CORPORATION | Equities | 00090Q103 |  | 151986 | 16757 | SH |  | DFND |  | 0 | 0 | 16757 |
| ADVANCE AUTO PARTS INC | Equities | 00751Y106 |  | 420065 | 2857 | SH |  | DFND |  | 0 | 0 | 2857 |
| AECOM | Equities | 00766T100 |  | 353733 | 4165 | SH |  | DFND |  | 0 | 0 | 4165 |
| AFLAC INC | Equities | 001055102 |  | 217547 | 3024 | SH |  | DFND |  | 0 | 0 | 3024 |
| AFLAC INC | Equities | 001055102 |  | 230927 | 3210 | SH |  | SOLE |  | 3210 | 0 | 0 |
| AGILENT TECH | Equities | 00846U101 |  | 1153353 | 7707 | SH |  | DFND |  | 0 | 0 | 7707 |
| AIR PRODUCTS  CHEMICALS INC | Equities | 009158106 |  | 707457 | 2295 | SH |  | DFND |  | 0 | 0 | 2295 |
| AIR PRODUCTS  CHEMICALS INC | Equities | 009158106 |  | 42232 | 137 | SH |  | SOLE |  | 137 | 0 | 0 |
| AIRBNB INC CL A | Equities | 009066101 |  | 321480 | 3760 | SH |  | DFND |  | 0 | 0 | 3760 |
| ALASKA AIR GROUP | Equities | 011659109 |  | 333944 | 7777 | SH |  | DFND |  | 0 | 0 | 7777 |
| ALBEMARLE CORP. | Equities | 012653101 |  | 301219 | 1389 | SH |  | DFND |  | 0 | 0 | 1389 |
| ALCON INC. | Equities | H01301128 |  | 495617 | 7230 | SH |  | DFND |  | 0 | 0 | 7230 |
| ALCON INC. | Equities | H01301128 |  | 69 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| ALLEGHENY TECH | Equities | 01741R102 |  | 660891 | 22133 | SH |  | DFND |  | 0 | 0 | 22133 |
| ALLSTATE | Equities | 020002101 |  | 680848 | 5021 | SH |  | DFND |  | 0 | 0 | 5021 |
| ALPHABET INC. CLASS A | Equities | 02079K305 |  | 123522 | 1400 | SH |  | SOLE |  | 1400 | 0 | 0 |
| ALPHABET INC. CLASS A | Equities | 02079K305 |  | 743779 | 8430 | SH |  | DFND |  | 0 | 0 | 8430 |
| ALPHABET INC. CLASS C | Equities | 02079K107 |  | 744445 | 8390 | SH |  | DFND |  | 0 | 0 | 8390 |
| ALPHABET INC. CLASS C | Equities | 02079K107 |  | 189084 | 2131 | SH |  | SOLE |  | 2131 | 0 | 0 |
| AMAZON.COM INC | Equities | 023135106 |  | 2608284 | 31051 | SH |  | SOLE |  | 31051 | 0 | 0 |
| AMAZON.COM INC | Equities | 023135106 |  | 1185240 | 14110 | SH |  | DFND |  | 0 | 0 | 14110 |
| Amcor PLC | Equities | G0250X107 |  | 144349 | 12120 | SH |  | DFND |  | 0 | 0 | 12120 |
| AMERICAN EXPRESS CO | Equities | 025816109 |  | 73136 | 495 | SH |  | SOLE |  | 495 | 0 | 0 |
| AMERICAN EXPRESS CO | Equities | 025816109 |  | 1440710 | 9751 | SH |  | DFND |  | 0 | 0 | 9751 |
| AMERICAN TOWER CORP A | Equities | 03027X100 |  | 1038750 | 4903 | SH |  | DFND |  | 0 | 0 | 4903 |
| AMERICAN TOWER CORP A | Equities | 03027X100 |  | 2313511 | 10920 | SH |  | SOLE |  | 10920 | 0 | 0 |
| AMGEN | Equities | 031162100 |  | 32567 | 124 | SH |  | SOLE |  | 124 | 0 | 0 |
| AMGEN | Equities | 031162100 |  | 328300 | 1250 | SH |  | DFND |  | 0 | 0 | 1250 |
| AMPHENOL CORP | Equities | 032095101 |  | 94033 | 1235 | SH |  | DFND |  | 0 | 0 | 1235 |
| AMPHENOL CORP | Equities | 032095101 |  | 3258716 | 42799 | SH |  | SOLE |  | 42799 | 0 | 0 |
| AON PLC CLASS A | Equities | G0403H108 |  | 915127 | 3049 | SH |  | DFND |  | 0 | 0 | 3049 |
| Apollo Global Management Inc Cl | Equities | 03769M106 |  | 202469 | 3174 | SH |  | DFND |  | 0 | 0 | 3174 |
| APPLE INC | Equities | 037833100 |  | 3401567 | 26180 | SH |  | DFND |  | 0 | 0 | 26180 |
| APPLE INC | Equities | 037833100 |  | 6745706 | 51918 | SH |  | SOLE |  | 51918 | 0 | 0 |
| APPLIED MATLS INC | Equities | 038222105 |  | 49177 | 505 | SH |  | SOLE |  | 505 | 0 | 0 |
| APPLIED MATLS INC | Equities | 038222105 |  | 381730 | 3920 | SH |  | DFND |  | 0 | 0 | 3920 |
| Arch Capital Group Ltd | Equities | G0450A105 |  | 804651 | 12817 | SH |  | DFND |  | 0 | 0 | 12817 |
| ARISTA NETWORKS | Equities | 040413106 |  | 625074 | 5151 | SH |  | DFND |  | 0 | 0 | 5151 |
| ARK INNOVATION ETF | Equities | 00214Q104 |  | 581399 | 18611 | SH |  | SOLE |  | 18611 | 0 | 0 |
| Array Technologies Inc | Equities | 04271T100 |  | 558695 | 28903 | SH |  | DFND |  | 0 | 0 | 28903 |
| ASML HOLDING NV | Equities | N07059210 |  | 423460 | 775 | SH |  | DFND |  | 0 | 0 | 775 |
| ASTRAZENECA PLC ADR | Equities | 046353108 |  | 386121 | 5695 | SH |  | DFND |  | 0 | 0 | 5695 |
| AT INC | Equities | 00206R102 |  | 37151 | 2018 | SH |  | SOLE |  | 2018 | 0 | 0 |
| AT INC | Equities | 00206R102 |  | 282409 | 15340 | SH |  | DFND |  | 0 | 0 | 15340 |
| Atlassian Corp Cl A | Equities | 049468101 |  | 398393 | 3096 | SH |  | DFND |  | 0 | 0 | 3096 |
| AUTOMATIC DATA PROC | Equities | 053015103 |  | 171979 | 720 | SH |  | DFND |  | 0 | 0 | 720 |
| AUTOMATIC DATA PROC | Equities | 053015103 |  | 279944 | 1172 | SH |  | SOLE |  | 1172 | 0 | 0 |
| AUTOZONE INC | Equities | 053332102 |  | 875494 | 355 | SH |  | DFND |  | 0 | 0 | 355 |
| Avantis U.S. Equity ETF | Equities | 025072885 |  | 895966 | 13174 | SH |  | SOLE |  | 13174 | 0 | 0 |
| AVANTIS U.S. SMALL CAP VALUE ET | Equities | 025072877 |  | 372314 | 4997 | SH |  | SOLE |  | 4997 | 0 | 0 |
| Azul Holdings Inc | Equities | 05501U106 |  | 117929 | 19301 | SH |  | DFND |  | 0 | 0 | 19301 |
| BANK OF AMERICA | Equities | 060505104 |  | 511373 | 15440 | SH |  | DFND |  | 0 | 0 | 15440 |
| BANK OF AMERICA | Equities | 060505104 |  | 87072 | 2629 | SH |  | SOLE |  | 2629 | 0 | 0 |
| BANK OF NEW YORK MELLON | Equities | 064058100 |  | 227646 | 5001 | SH |  | DFND |  | 0 | 0 | 5001 |
| BAXTER INTL | Equities | 071813109 |  | 794724 | 15592 | SH |  | DFND |  | 0 | 0 | 15592 |
| BAXTER INTL | Equities | 071813109 |  | 42509 | 834 | SH |  | SOLE |  | 834 | 0 | 0 |
| Beacon Roofing Supply Inc | Equities | 073685109 |  | 224041 | 4244 | SH |  | DFND |  | 0 | 0 | 4244 |
| BECTON DICKINSON  CO | Equities | 075887109 |  | 367972 | 1447 | SH |  | DFND |  | 0 | 0 | 1447 |
| BECTON DICKINSON  CO | Equities | 075887109 |  | 286342 | 1126 | SH |  | SOLE |  | 1126 | 0 | 0 |
| BELDEN INC | Equities | 077454106 |  | 263657 | 3667 | SH |  | DFND |  | 0 | 0 | 3667 |
| BERRY GLOBAL GROUP INC | Equities | 08579W103 |  | 260574 | 4312 | SH |  | DFND |  | 0 | 0 | 4312 |
| BIOMARIN PHARMACEUTICAL INC | Equities | 09061G101 |  | 280147 | 2707 | SH |  | DFND |  | 0 | 0 | 2707 |
| BLACKROCK INC. | Equities | 09247X101 |  | 3401424 | 4800 | SH |  | SOLE |  | 4800 | 0 | 0 |
| BORGWARNER INC. | Equities | 099724106 |  | 295355 | 7338 | SH |  | DFND |  | 0 | 0 | 7338 |
| BRISTOL-MYERS SQUIBB | Equities | 110122108 |  | 231175 | 3213 | SH |  | SOLE |  | 3213 | 0 | 0 |
| BRISTOL-MYERS SQUIBB | Equities | 110122108 |  | 312263 | 4340 | SH |  | DFND |  | 0 | 0 | 4340 |
| BROADCOM INC. | Equities | 11135F101 |  | 338274 | 605 | SH |  | DFND |  | 0 | 0 | 605 |
| BUILDERS FIRSTSOURCE INC | Equities | 12008R107 |  | 725229 | 11178 | SH |  | DFND |  | 0 | 0 | 11178 |
| Burlington Stores Inc | Equities | 122017106 |  | 237635 | 1172 | SH |  | DFND |  | 0 | 0 | 1172 |
| CABOT OIL  GAS CORPORATION A | Equities | 127097103 |  | 211597 | 8612 | SH |  | DFND |  | 0 | 0 | 8612 |
| CADENCE DESIGN SYSTEMS INC. | Equities | 127387108 |  | 324493 | 2020 | SH |  | DFND |  | 0 | 0 | 2020 |
| Caesars Entertainment Inc | Equities | 12769G100 |  | 509933 | 12258 | SH |  | DFND |  | 0 | 0 | 12258 |
| Caesarstone Ltd | Equities | M20598104 |  | 71084 | 12449 | SH |  | DFND |  | 0 | 0 | 12449 |
| CANADIAN PACIFIC RAILWAY LTD. | Equities | 13645T100 |  | 27076 | 363 | SH |  | SOLE |  | 363 | 0 | 0 |
| CANADIAN PACIFIC RAILWAY LTD. | Equities | 13645T100 |  | 583667 | 7825 | SH |  | DFND |  | 0 | 0 | 7825 |
| CARPENTER TECHNOLOGY CORPORATIO | Equities | 144285103 |  | 271250 | 7343 | SH |  | DFND |  | 0 | 0 | 7343 |
| CATERPILLAR INC | Equities | 149123101 |  | 706702 | 2950 | SH |  | DFND |  | 0 | 0 | 2950 |
| CATERPILLAR INC | Equities | 149123101 |  | 104688 | 437 | SH |  | SOLE |  | 437 | 0 | 0 |
| CHEESECAKE FACTORY | Equities | 163072101 |  | 205227 | 6472 | SH |  | DFND |  | 0 | 0 | 6472 |
| CHEVRON CORP | Equities | 166764100 |  | 253440 | 1412 | SH |  | SOLE |  | 1412 | 0 | 0 |
| CHEVRON CORP | Equities | 166764100 |  | 276415 | 1540 | SH |  | DFND |  | 0 | 0 | 1540 |
| CHEWY INC. | Equities | 16679L109 |  | 209168 | 5641 | SH |  | DFND |  | 0 | 0 | 5641 |
| CHIPOTLE MEXICAN GRILL | Equities | 169656105 |  | 657670 | 474 | SH |  | DFND |  | 0 | 0 | 474 |
| CHUBB LTD | Equities | H1467J104 |  | 5802883 | 26305 | SH |  | SOLE |  | 26305 | 0 | 0 |
| CHUBB LTD | Equities | H1467J104 |  | 2716689 | 12315 | SH |  | DFND |  | 0 | 0 | 12315 |
| CIGNA CORPORATION NEW | Equities | 125523100 |  | 23856 | 72 | SH |  | SOLE |  | 72 | 0 | 0 |
| CIGNA CORPORATION NEW | Equities | 125523100 |  | 1130201 | 3411 | SH |  | DFND |  | 0 | 0 | 3411 |
| CINTAS CORP. | Equities | 172908105 |  | 327876 | 726 | SH |  | DFND |  | 0 | 0 | 726 |
| CINTAS CORP. | Equities | 172908105 |  | 2908433 | 6440 | SH |  | SOLE |  | 6440 | 0 | 0 |
| CISCO SYS INC | Equities | 17275R102 |  | 473542 | 9940 | SH |  | DFND |  | 0 | 0 | 9940 |
| CISCO SYS INC | Equities | 17275R102 |  | 182414 | 3829 | SH |  | SOLE |  | 3829 | 0 | 0 |
| COCA COLA EUROPEAN PARTNERS PLC | Equities | G25839104 |  | 528804 | 9559 | SH |  | DFND |  | 0 | 0 | 9559 |
| COCA-COLA | Equities | 191216100 |  | 827184 | 13004 | SH |  | DFND |  | 0 | 0 | 13004 |
| COCA-COLA | Equities | 191216100 |  | 235484 | 3702 | SH |  | SOLE |  | 3702 | 0 | 0 |
| COLGATE-PALMOLIVE CO | Equities | 194162103 |  | 42074 | 534 | SH |  | SOLE |  | 534 | 0 | 0 |
| COLGATE-PALMOLIVE CO | Equities | 194162103 |  | 1809412 | 22965 | SH |  | DFND |  | 0 | 0 | 22965 |
| COMCAST CORPORATION | Equities | 20030N101 |  | 3046516 | 87118 | SH |  | SOLE |  | 87118 | 0 | 0 |
| COMCAST CORPORATION | Equities | 20030N101 |  | 693525 | 19832 | SH |  | DFND |  | 0 | 0 | 19832 |
| COMERICA INC | Equities | 200340107 |  | 231836 | 3468 | SH |  | DFND |  | 0 | 0 | 3468 |
| Commvault Systems Inc | Equities | 204166102 |  | 257016 | 4090 | SH |  | DFND |  | 0 | 0 | 4090 |
| CONOCOPHILLIPS | Equities | 20825C104 |  | 14396 | 122 | SH |  | SOLE |  | 122 | 0 | 0 |
| CONOCOPHILLIPS | Equities | 20825C104 |  | 233640 | 1980 | SH |  | DFND |  | 0 | 0 | 1980 |
| Controladora Vuela Cia De Aviac | Equities | 21240E105 |  | 237574 | 28418 | SH |  | DFND |  | 0 | 0 | 28418 |
| COOPER COMPANIES | Equities | 216648402 |  | 324387 | 981 | SH |  | DFND |  | 0 | 0 | 981 |
| COSTCO WHOLESALE CORP | Equities | 22160K105 |  | 4487852 | 9831 | SH |  | SOLE |  | 9831 | 0 | 0 |
| COSTCO WHOLESALE CORP | Equities | 22160K105 |  | 702097 | 1538 | SH |  | DFND |  | 0 | 0 | 1538 |
| CROWDSTRIKE HOLDINGS ORD SHS CL | Equities | 22788C105 |  | 214370 | 2036 | SH |  | DFND |  | 0 | 0 | 2036 |
| CUMMINS INC | Equities | 231021106 |  | 4453532 | 18381 | SH |  | SOLE |  | 18381 | 0 | 0 |
| CVS HEALTH CORPORATION | Equities | 126650100 |  | 832746 | 8936 | SH |  | DFND |  | 0 | 0 | 8936 |
| CVS HEALTH CORPORATION | Equities | 126650100 |  | 29821 | 320 | SH |  | SOLE |  | 320 | 0 | 0 |
| D.R. HORTON INCORPORATED | Equities | 23331A109 |  | 274640 | 3081 | SH |  | DFND |  | 0 | 0 | 3081 |
| Dana Inc | Equities | 235825205 |  | 408132 | 26975 | SH |  | DFND |  | 0 | 0 | 26975 |
| DANAHER CORP | Equities | 235851102 |  | 1810164 | 6820 | SH |  | DFND |  | 0 | 0 | 6820 |
| DANAHER CORP | Equities | 235851102 |  | 39548 | 149 | SH |  | SOLE |  | 149 | 0 | 0 |
| DATADOG INC. CL A | Equities | 23804L103 |  | 208005 | 2830 | SH |  | DFND |  | 0 | 0 | 2830 |
| DEERE CO | Equities | 244199105 |  | 273978 | 639 | SH |  | DFND |  | 0 | 0 | 639 |
| DEERE CO | Equities | 244199105 |  | 5224869 | 12186 | SH |  | SOLE |  | 12186 | 0 | 0 |
| DEVON ENERGY CORP | Equities | 25179M103 |  | 377241 | 6133 | SH |  | DFND |  | 0 | 0 | 6133 |
| DEXCOM INC. | Equities | 252131107 |  | 213571 | 1886 | SH |  | DFND |  | 0 | 0 | 1886 |
| DEXCOM INC. | Equities | 252131107 |  | 13589 | 120 | SH |  | SOLE |  | 120 | 0 | 0 |
| DISCOVER FINANCIAL SERVICES | Equities | 254709108 |  | 240662 | 2460 | SH |  | DFND |  | 0 | 0 | 2460 |
| DIVERSEY HOLDINGS LTD | Equities | G28923103 |  | 88574 | 20792 | SH |  | DFND |  | 0 | 0 | 20792 |
| DOLLAR GENERAL CORPORATION | Equities | 256677105 |  | 211775 | 860 | SH |  | DFND |  | 0 | 0 | 860 |
| DOLLAR GENERAL CORPORATION | Equities | 256677105 |  | 4153006 | 16865 | SH |  | SOLE |  | 16865 | 0 | 0 |
| DOVER CORPORATION | Equities | 260003108 |  | 2743948 | 20264 | SH |  | SOLE |  | 20264 | 0 | 0 |
| DUKE ENERGY CORPORATION | Equities | 26441C204 |  | 40063 | 389 | SH |  | SOLE |  | 389 | 0 | 0 |
| DUKE ENERGY CORPORATION | Equities | 26441C204 |  | 271894 | 2640 | SH |  | DFND |  | 0 | 0 | 2640 |
| DUPONT DE NEMOURS INC. | Equities | 26614N102 |  | 415761 | 6058 | SH |  | DFND |  | 0 | 0 | 6058 |
| EA BRIDGEWAY BLUE CHIP ETF | Equities | 02072L714 |  | 610970 | 75897 | SH |  | SOLE |  | 75897 | 0 | 0 |
| Eagle Materials Inc | Equities | 26969P108 |  | 313127 | 2357 | SH |  | DFND |  | 0 | 0 | 2357 |
| ECOLAB INC | Equities | 278865100 |  | 1555017 | 10683 | SH |  | DFND |  | 0 | 0 | 10683 |
| ELEVANCE HEALTH INC | Equities | 036752103 |  | 256485 | 500 | SH |  | DFND |  | 0 | 0 | 500 |
| ELEVANCE HEALTH INC | Equities | 036752103 |  | 213908 | 417 | SH |  | SOLE |  | 417 | 0 | 0 |
| ELI LILLY  CO | Equities | 532457108 |  | 707169 | 1933 | SH |  | SOLE |  | 1933 | 0 | 0 |
| ENBRIDGE INC. | Equities | 29250N105 |  | 455945 | 11661 | SH |  | DFND |  | 0 | 0 | 11661 |
| ENTERGY CORP | Equities | 29364G103 |  | 423900 | 3768 | SH |  | DFND |  | 0 | 0 | 3768 |
| EOG RESOURCES | Equities | 26875P101 |  | 317324 | 2450 | SH |  | DFND |  | 0 | 0 | 2450 |
| EOG RESOURCES | Equities | 26875P101 |  | 2099131 | 16207 | SH |  | SOLE |  | 16207 | 0 | 0 |
| Epam Sys Inc | Equities | 29414B104 |  | 621067 | 1895 | SH |  | DFND |  | 0 | 0 | 1895 |
| EQUIFAX INC | Equities | 294429105 |  | 216323 | 1113 | SH |  | DFND |  | 0 | 0 | 1113 |
| EVEREST RE GROUP | Equities | G3223R108 |  | 804324 | 2428 | SH |  | DFND |  | 0 | 0 | 2428 |
| EVEREST RE GROUP | Equities | G3223R108 |  | 12588 | 38 | SH |  | SOLE |  | 38 | 0 | 0 |
| EXACT SCIENCES CORP | Equities | 30063P105 |  | 205566 | 4152 | SH |  | DFND |  | 0 | 0 | 4152 |
| EXELON CORP | Equities | 30161N101 |  | 172055 | 3980 | SH |  | DFND |  | 0 | 0 | 3980 |
| EXELON CORP | Equities | 30161N101 |  | 37135 | 859 | SH |  | SOLE |  | 859 | 0 | 0 |
| EXPEDITORS INTL OF WASHINGTON I | Equities | 302130109 |  | 427111 | 4110 | SH |  | DFND |  | 0 | 0 | 4110 |
| EXXON MOBIL | Equities | 30231G102 |  | 889018 | 8060 | SH |  | DFND |  | 0 | 0 | 8060 |
| EXXON MOBIL | Equities | 30231G102 |  | 339062 | 3074 | SH |  | SOLE |  | 3074 | 0 | 0 |
| Fabrinet | Equities | G3323L100 |  | 334782 | 2611 | SH |  | DFND |  | 0 | 0 | 2611 |
| Fair Isaac Corporation | Equities | 303250104 |  | 1113359 | 1860 | SH |  | DFND |  | 0 | 0 | 1860 |
| FERGUSON PLC | Equities | G3421J106 |  | 239211 | 1884 | SH |  | DFND |  | 0 | 0 | 1884 |
| Ferrari N.V. | Equities | N3167Y103 |  | 414516 | 1935 | SH |  | DFND |  | 0 | 0 | 1935 |
| Fidelity Covington Trust - Fide | Equities | 316092543 |  | 456475 | 2962 | SH |  | SOLE |  | 2962 | 0 | 0 |
| Fidelity MSCI Health Care Index | Equities | 316092600 |  | 205635 | 1670 | SH |  | SOLE |  | 1670 | 0 | 0 |
| FIDELITY MSCI REAL ESTATE INDEX | Equities | 316092857 |  | 4226669 | 170361 | SH |  | DFND |  | 170361 | 0 | 0 |
| FIDELITY MSCI REAL ESTATE INDEX | Equities | 316092857 |  | 128781 | 5191 | SH |  | SOLE |  | 5191 | 0 | 0 |
| FIDELITY MSCI TELECOMMUNICATION | Equities | 316092873 |  | 407265 | 13112 | SH |  | SOLE |  | 13112 | 0 | 0 |
| FINANCIAL SELECT SECTOR SPDR | Equities | 81369Y605 |  | 216918 | 6343 | SH |  | SOLE |  | 6343 | 0 | 0 |
| First Bancorp | Equities | 318672706 |  | 344559 | 27088 | SH |  | DFND |  | 0 | 0 | 27088 |
| First Citizens BancShares Inc/N | Equities | 31946M103 |  | 318511 | 420 | SH |  | DFND |  | 0 | 0 | 420 |
| FIRST TRUST DOW JONES SEL MICRO | Equities | 33718M105 |  | 265963 | 4793 | SH |  | SOLE |  | 4793 | 0 | 0 |
| FLEXTRONICS INTL | Equities | Y2573F102 |  | 284753 | 13269 | SH |  | DFND |  | 0 | 0 | 13269 |
| FMC CORPORATION | Equities | 302491303 |  | 287165 | 2301 | SH |  | DFND |  | 0 | 0 | 2301 |
| FORTINET INC. | Equities | 34959E109 |  | 382809 | 7830 | SH |  | DFND |  | 0 | 0 | 7830 |
| Franklin LibertyQ U.S. Equity E | Equities | 35473P801 |  | 207056 | 6880 | SH |  | SOLE |  | 6880 | 0 | 0 |
| Gartner Inc | Equities | 366651107 |  | 779845 | 2320 | SH |  | DFND |  | 0 | 0 | 2320 |
| GENERAL DYNAMICS CORP. | Equities | 369550108 |  | 32006 | 129 | SH |  | SOLE |  | 129 | 0 | 0 |
| GENERAL DYNAMICS CORP. | Equities | 369550108 |  | 439899 | 1773 | SH |  | DFND |  | 0 | 0 | 1773 |
| Genpact Ltd | Equities | G3922B107 |  | 504332 | 10888 | SH |  | DFND |  | 0 | 0 | 10888 |
| Goldman Sachs Acss Invmt Grd Co | Equities | 381430479 |  | 509370 | 11522 | SH |  | SOLE |  | 11522 | 0 | 0 |
| GOLDMAN SACHS GRP | Equities | 38141G104 |  | 233498 | 680 | SH |  | DFND |  | 0 | 0 | 680 |
| GOLDMAN SACHS GRP | Equities | 38141G104 |  | 106448 | 310 | SH |  | SOLE |  | 310 | 0 | 0 |
| Goldman Sachs Innovate Equity E | Equities | 38149W820 |  | 310347 | 7605 | SH |  | SOLE |  | 7605 | 0 | 0 |
| GOODYEAR TIRE  RUBBER CO | Equities | 382550101 |  | 121993 | 12019 | SH |  | DFND |  | 0 | 0 | 12019 |
| HAEMONETICS CORP. | Equities | 405024100 |  | 207636 | 2640 | SH |  | DFND |  | 0 | 0 | 2640 |
| HCA HOLDINGS INC. | Equities | 40412C101 |  | 309548 | 1290 | SH |  | DFND |  | 0 | 0 | 1290 |
| HELMERICH  PAYNE INC | Equities | 423452101 |  | 254393 | 5132 | SH |  | DFND |  | 0 | 0 | 5132 |
| Herc Rentals Inc | Equities | 42704L104 |  | 241957 | 1839 | SH |  | DFND |  | 0 | 0 | 1839 |
| HERSHEY FOODS CO | Equities | 427866108 |  | 3360544 | 14512 | SH |  | SOLE |  | 14512 | 0 | 0 |
| HERSHEY FOODS CO | Equities | 427866108 |  | 180625 | 780 | SH |  | DFND |  | 0 | 0 | 780 |
| HESS CORP | Equities | 42809H107 |  | 590822 | 4166 | SH |  | DFND |  | 0 | 0 | 4166 |
| Hologic Inc | Equities | 436440101 |  | 411679 | 5503 | SH |  | DFND |  | 0 | 0 | 5503 |
| HOME DEPOT INC. | Equities | 437076102 |  | 3677874 | 11644 | SH |  | SOLE |  | 11644 | 0 | 0 |
| HONEYWELL INTERNATIONAL INC | Equities | 438516106 |  | 5699951 | 26598 | SH |  | SOLE |  | 26598 | 0 | 0 |
| HONEYWELL INTERNATIONAL INC | Equities | 438516106 |  | 2148572 | 10026 | SH |  | DFND |  | 0 | 0 | 10026 |
| HP INC. | Equities | 40434L105 |  | 185914 | 6919 | SH |  | DFND |  | 0 | 0 | 6919 |
| HP INC. | Equities | 40434L105 |  | 47990 | 1786 | SH |  | SOLE |  | 1786 | 0 | 0 |
| HUMANA INC | Equities | 444859102 |  | 444581 | 868 | SH |  | DFND |  | 0 | 0 | 868 |
| HUNT J B TRANS SVCS INC | Equities | 445658107 |  | 3365148 | 19300 | SH |  | SOLE |  | 19300 | 0 | 0 |
| I SHARES MSCI EAFE GROWTH | Equities | 464288885 |  | 317701 | 4996 | SH |  | SOLE |  | 4996 | 0 | 0 |
| IBM | Equities | 459200101 |  | 17611 | 125 | SH |  | SOLE |  | 125 | 0 | 0 |
| IBM | Equities | 459200101 |  | 194428 | 1380 | SH |  | DFND |  | 0 | 0 | 1380 |
| ICICI BANK ADR | Equities | 45104G104 |  | 225029 | 10280 | SH |  | DFND |  | 0 | 0 | 10280 |
| Icon PLC ADR | Equities | G4705A100 |  | 336053 | 1730 | SH |  | DFND |  | 0 | 0 | 1730 |
| IDACORP Inc | Equities | 451107106 |  | 216455 | 2007 | SH |  | DFND |  | 0 | 0 | 2007 |
| IDEX CORP. | Equities | 45167R104 |  | 267146 | 1170 | SH |  | DFND |  | 0 | 0 | 1170 |
| INOVIO PHARMACEUTICALS INC | Equities | 45773H201 |  | 43159 | 27666 | SH |  | SOLE |  | 27666 | 0 | 0 |
| INSPIRE MEDICAL SYSTEMS INC. | Equities | 457730109 |  | 201000 | 798 | SH |  | DFND |  | 0 | 0 | 798 |
| Insulet Corporation | Equities | 45784P101 |  | 586719 | 1993 | SH |  | DFND |  | 0 | 0 | 1993 |
| Integra LifeSciences Holdings C | Equities | 457985208 |  | 382229 | 6817 | SH |  | DFND |  | 0 | 0 | 6817 |
| Integral Ad Science Holding Cor | Equities | 45828L108 |  | 127692 | 14527 | SH |  | DFND |  | 0 | 0 | 14527 |
| INTERFACE INC. | Equities | 458665304 |  | 136551 | 13835 | SH |  | DFND |  | 0 | 0 | 13835 |
| INTL FLAVORS  FRAGRANCES | Equities | 459506101 |  | 395561 | 3773 | SH |  | DFND |  | 0 | 0 | 3773 |
| INVESCO EMERGING MKTS SOVEREIGN | Equities | 46138E784 |  | 381742 | 9959 | SH |  | SOLE |  | 9959 | 0 | 0 |
| Invesco FTSE RAFI US 1000 ETF | Equities | 46137V613 |  | 233320 | 3001 | SH |  | SOLE |  | 3001 | 0 | 0 |
| INVESCO PREFERRED ETF | Equities | 46138E511 |  | 290312 | 25967 | SH |  | SOLE |  | 25967 | 0 | 0 |
| INVESCO QQQ TRUST | Equities | 46090E103 |  | 9671556 | 36321 | SH |  | SOLE |  | 36321 | 0 | 0 |
| Invesco S MidCap Momentum ETF | Equities | 46137V464 |  | 619134 | 8222 | SH |  | SOLE |  | 8222 | 0 | 0 |
| IONIS PHARMACEUTICALS INC. | Equities | 462222100 |  | 603187 | 15970 | SH |  | DFND |  | 0 | 0 | 15970 |
| iShares 0-5 Year High Yield Bon | Equities | 46434V407 |  | 3367119 | 82346 | SH |  | DFND |  | 82346 | 0 | 0 |
| ISHARES 3-7 YEAR TREASURY BD | Equities | 464288661 |  | 1474433 | 12833 | SH |  | SOLE |  | 12833 | 0 | 0 |
| iShares Aaa - A Rated Corporate | Equities | 46429B291 |  | 763179 | 16172 | SH |  | SOLE |  | 16172 | 0 | 0 |
| ISHARES BARCLAYS 1-3 YR TREASUR | Equities | 464287457 |  | 1661689 | 20472 | SH |  | SOLE |  | 20472 | 0 | 0 |
| ISHARES BARCLAYS AGGREGATE BD F | Equities | 464287226 |  | 7129606 | 73509 | SH |  | SOLE |  | 73509 | 0 | 0 |
| ISHARES BARCLAYS TIPS BOND | Equities | 464287176 |  | 965193 | 9084 | SH |  | SOLE |  | 9084 | 0 | 0 |
| ISHARES BROAD USD HIGH YLD CORP | Equities | 46435U853 |  | 173087 | 7179 | SH |  | SOLE |  | 7179 | 0 | 0 |
| ISHARES BROAD USD HIGH YLD CORP | Equities | 46435U853 |  | 5346035 | 221735 | SH |  | DFND |  | 221735 | 0 | 0 |
| ISHARES CORE 1-5 YEAR USD BOND | Equities | 46432F859 |  | 224990 | 4845 | SH |  | SOLE |  | 4845 | 0 | 0 |
| ISHARES CORE DIVIDEND GROWTH | Equities | 46434V621 |  | 59764051 | 1195281 | SH |  | SOLE |  | 1195281 | 0 | 0 |
| iShares Core Growth Allocation | Equities | 464289875 |  | 269428 | 7088 | SH |  | SOLE |  | 7088 | 0 | 0 |
| iShares Core International Aggr | Equities | 46435G672 |  | 402863 | 8472 | SH |  | SOLE |  | 8472 | 0 | 0 |
| ISHARES CORE MSCI EAFE ETF | Equities | 46432F842 |  | 1140759 | 18507 | SH |  | SOLE |  | 18507 | 0 | 0 |
| ISHARES CORE MSCI EMERGING MARK | Equities | 46434G103 |  | 374347 | 8016 | SH |  | SOLE |  | 8016 | 0 | 0 |
| ISHARES CORE S 500 ETF | Equities | 464287200 |  | 8144554 | 21198 | SH |  | SOLE |  | 21198 | 0 | 0 |
| ISHARES CORE S MID-CAP ETF | Equities | 464287507 |  | 49334581 | 203955 | SH |  | SOLE |  | 203955 | 0 | 0 |
| ISHARES CORE S SMALL-CAP ETF | Equities | 464287804 |  | 3675145 | 38833 | SH |  | SOLE |  | 38833 | 0 | 0 |
| ISHARES CORE S TOTAL US STOCK | Equities | 464287150 |  | 42770244 | 705721 | SH |  | SOLE |  | 705721 | 0 | 0 |
| iShares Core S US Growth ETF | Equities | 464287671 |  | 1888595 | 23167 | SH |  | SOLE |  | 23167 | 0 | 0 |
| iShares Core Total USD Bond Mar | Equities | 46434V613 |  | 3328598 | 74084 | SH |  | SOLE |  | 74084 | 0 | 0 |
| iShares Currency Hedged MSCI EA | Equities | 46434V803 |  | 7826 | 290 | SH |  | SOLE |  | 290 | 0 | 0 |
| iShares Currency Hedged MSCI EA | Equities | 46434V803 |  | 5732292 | 212309 | SH |  | DFND |  | 212309 | 0 | 0 |
| ISHARES DJ US TECHNOLOGY SECTOR | Equities | 464287721 |  | 280362 | 3764 | SH |  | SOLE |  | 3764 | 0 | 0 |
| ISHARES EDGE MSCI USA QUALITY F | Equities | 46432F339 |  | 11041122 | 96886 | SH |  | SOLE |  | 96886 | 0 | 0 |
| iShares ESG Aware MSCI USA Smal | Equities | 46435U663 |  | 396009 | 13320 | SH |  | SOLE |  | 13320 | 0 | 0 |
| ISHARES EXPANDED TECH SECTOR | Equities | 464287549 |  | 548517 | 11079 | SH |  | SOLE |  | 11079 | 0 | 0 |
| iShares Exponential Technologie | Equities | 46434V381 |  | 785850 | 13641 | SH |  | SOLE |  | 13641 | 0 | 0 |
| ISHARES GOLD TRUST | Equities | 464285204 |  | 555090 | 16048 | SH |  | SOLE |  | 16048 | 0 | 0 |
| ISHARES IBOXX $ HIGH YIELD CORP | Equities | 464288513 |  | 53717764 | 729563 | SH |  | SOLE |  | 729563 | 0 | 0 |
| ISHARES IBOXX $ INVEST GRADE CO | Equities | 464287242 |  | 357177 | 3388 | SH |  | SOLE |  | 3388 | 0 | 0 |
| iShares Morningstar Small-Cap G | Equities | 464288604 |  | 241294 | 6695 | SH |  | SOLE |  | 6695 | 0 | 0 |
| ISHARES MORNINGSTAR U.S. EQUITY | Equities | 464287127 |  | 2013389 | 18630 | SH |  | SOLE |  | 18630 | 0 | 0 |
| ISHARES MSCI EAFE INDEX FD | Equities | 464287465 |  | 1917340 | 29210 | SH |  | SOLE |  | 29210 | 0 | 0 |
| ISHARES MSCI MEXICO INVESTABLE | Equities | 464286822 |  | 3287576 | 66483 | SH |  | SOLE |  | 66483 | 0 | 0 |
| ISHARES MSCI USA MINIMUM VOLATI | Equities | 46429B697 |  | 672694 | 9330 | SH |  | SOLE |  | 9330 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE INDE | Equities | 464287598 |  | 139457 | 920 | SH |  | SOLE |  | 920 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE INDE | Equities | 464287598 |  | 538358 | 3550 | SH |  | DFND |  | 0 | 0 | 3550 |
| ISHARES RUSSELL 2000 GROWTH IND | Equities | 464287648 |  | 209801 | 978 | SH |  | DFND |  | 0 | 0 | 978 |
| ISHARES RUSSELL 2000 GROWTH IND | Equities | 464287648 |  | 74948 | 349 | SH |  | SOLE |  | 349 | 0 | 0 |
| ISHARES RUSSELL 2000 INDEX | Equities | 464287655 |  | 636052 | 3648 | SH |  | SOLE |  | 3648 | 0 | 0 |
| ISHARES RUSSELL 2000 VALUE INDE | Equities | 464287630 |  | 335605 | 2420 | SH |  | SOLE |  | 2420 | 0 | 0 |
| ISHARES RUSSELL MID CAP GROWTH | Equities | 464287481 |  | 506756 | 6062 | SH |  | SOLE |  | 6062 | 0 | 0 |
| ISHARES RUSSELL TOP 200 GROWTH | Equities | 464289438 |  | 886358 | 8414 | SH |  | SOLE |  | 8414 | 0 | 0 |
| ISHARES S 500 VAL IDX FD | Equities | 464287408 |  | 825583 | 5691 | SH |  | SOLE |  | 5691 | 0 | 0 |
| ISHARES S GROWTH INDEX FD | Equities | 464287309 |  | 684861 | 11707 | SH |  | SOLE |  | 11707 | 0 | 0 |
| ISHARES S MIDCAP 400 GROWTH I | Equities | 464287606 |  | 261212 | 3824 | SH |  | SOLE |  | 3824 | 0 | 0 |
| ISHARES S MIDCAP 400 VALUE IN | Equities | 464287705 |  | 2175432 | 21582 | SH |  | SOLE |  | 21582 | 0 | 0 |
| ISHARES SHORT TREASURY BOND | Equities | 464288679 |  | 426507 | 3880 | SH |  | SOLE |  | 3880 | 0 | 0 |
| ISHARES SHORT-TERM CORPORATE BO | Equities | 464288646 |  | 242840 | 6203 | SH |  | SOLE |  | 6203 | 0 | 0 |
| ISHARES SMALL CAP 600 VALUE IND | Equities | 464287879 |  | 448653 | 4914 | SH |  | SOLE |  | 4914 | 0 | 0 |
| ISHARES US INFRASTRUCTURE ETF | Equities | 46435U713 |  | 25 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| ISHARES US INFRASTRUCTURE ETF | Equities | 46435U713 |  | 6480983 | 178712 | SH |  | DFND |  | 178712 | 0 | 0 |
| ISHARES US PREFERRED STOCK | Equities | 464288687 |  | 229946 | 11114 | SH |  | SOLE |  | 11114 | 0 | 0 |
| JABIL CIRCUIT INC | Equities | 466313103 |  | 866890 | 12711 | SH |  | DFND |  | 0 | 0 | 12711 |
| JOHNSON  JOHNSON | Equities | 478160104 |  | 1663336 | 9416 | SH |  | DFND |  | 0 | 0 | 9416 |
| JOHNSON  JOHNSON | Equities | 478160104 |  | 5477210 | 31006 | SH |  | SOLE |  | 31006 | 0 | 0 |
| JP MORGAN CHASE | Equities | 46625H100 |  | 5525591 | 41205 | SH |  | SOLE |  | 41205 | 0 | 0 |
| JP MORGAN CHASE | Equities | 46625H100 |  | 1392629 | 10385 | SH |  | DFND |  | 0 | 0 | 10385 |
| JP MORGAN ULTRA SHORT INCOME ET | Equities | 46641Q837 |  | 202240 | 9298 | SH |  | SOLE |  | 9298 | 0 | 0 |
| KBR INC. | Equities | 48242W106 |  | 736296 | 13945 | SH |  | DFND |  | 0 | 0 | 13945 |
| Kemper Corp | Equities | 488401100 |  | 228091 | 4636 | SH |  | DFND |  | 0 | 0 | 4636 |
| KINDER MORGAN INC. | Equities | 49456B101 |  | 211880 | 11719 | SH |  | DFND |  | 0 | 0 | 11719 |
| KKR  CO. INC. CLASS A | Equities | 48251W104 |  | 254567 | 5484 | SH |  | DFND |  | 0 | 0 | 5484 |
| KLA CORP. | Equities | 482480100 |  | 4054204 | 10753 | SH |  | SOLE |  | 10753 | 0 | 0 |
| KLA CORP. | Equities | 482480100 |  | 301247 | 799 | SH |  | DFND |  | 0 | 0 | 799 |
| Knight-Swift Transportation Hol | Equities | 499049104 |  | 579655 | 11060 | SH |  | DFND |  | 0 | 0 | 11060 |
| LAM RESEARCH CORPORATION | Equities | 512807108 |  | 310181 | 738 | SH |  | DFND |  | 0 | 0 | 738 |
| LANDSTAR SYSTEMS INC | Equities | 515098101 |  | 728163 | 4470 | SH |  | DFND |  | 0 | 0 | 4470 |
| LENNAR CORP | Equities | 526057104 |  | 235934 | 2607 | SH |  | DFND |  | 0 | 0 | 2607 |
| Leslies Poolmart | Equities | 527064109 |  | 218315 | 17880 | SH |  | DFND |  | 0 | 0 | 17880 |
| LINDE PLC | Equities | G5494J103 |  | 4634039 | 14207 | SH |  | SOLE |  | 14207 | 0 | 0 |
| LINDE PLC | Equities | G5494J103 |  | 1828239 | 5605 | SH |  | DFND |  | 0 | 0 | 5605 |
| LIVE NATION ENTERTAINMENT INC | Equities | 538034109 |  | 456658 | 6548 | SH |  | DFND |  | 0 | 0 | 6548 |
| LOCKHEED MARTIN CORPORATION | Equities | 539830109 |  | 463625 | 953 | SH |  | DFND |  | 0 | 0 | 953 |
| LOWES COS INC | Equities | 548661107 |  | 390510 | 1960 | SH |  | DFND |  | 0 | 0 | 1960 |
| LOWES COS INC | Equities | 548661107 |  | 136679 | 686 | SH |  | SOLE |  | 686 | 0 | 0 |
| LPL FINANCIAL HOLDINGS INC. | Equities | 50212V100 |  | 451795 | 2090 | SH |  | DFND |  | 0 | 0 | 2090 |
| LULULEMON ATHLETICA INC | Equities | 550021109 |  | 248615 | 776 | SH |  | DFND |  | 0 | 0 | 776 |
| LYONDELLBASELL INDUSTRIES NV | Equities | N53745100 |  | 2823 | 34 | SH |  | SOLE |  | 34 | 0 | 0 |
| LYONDELLBASELL INDUSTRIES NV | Equities | N53745100 |  | 216127 | 2603 | SH |  | DFND |  | 0 | 0 | 2603 |
| Macom Tech Solutions Hldgs Inc | Equities | 55405Y100 |  | 433050 | 6876 | SH |  | DFND |  | 0 | 0 | 6876 |
| Magnolia Oil  Gas Corp | Equities | 559663109 |  | 292445 | 12471 | SH |  | DFND |  | 0 | 0 | 12471 |
| MARRIOTT INTL INC NEW | Equities | 571903202 |  | 434759 | 2920 | SH |  | DFND |  | 0 | 0 | 2920 |
| MARSH  MCLENNAN COMPANIES INC | Equities | 571748102 |  | 3819609 | 23082 | SH |  | SOLE |  | 23082 | 0 | 0 |
| MARSH  MCLENNAN COMPANIES INC | Equities | 571748102 |  | 1819287 | 10994 | SH |  | DFND |  | 0 | 0 | 10994 |
| Masonite International Corp | Equities | 575385109 |  | 255776 | 3173 | SH |  | DFND |  | 0 | 0 | 3173 |
| Mastec Inc | Equities | 576323109 |  | 424090 | 4970 | SH |  | DFND |  | 0 | 0 | 4970 |
| MASTERCARD INCORPORATED | Equities | 57636Q104 |  | 212115 | 610 | SH |  | DFND |  | 0 | 0 | 610 |
| MASTERCARD INCORPORATED | Equities | 57636Q104 |  | 3811121 | 10960 | SH |  | SOLE |  | 10960 | 0 | 0 |
| MATADOR RESOURCES CO | Equities | 576485205 |  | 200340 | 3500 | SH |  | SOLE |  | 3500 | 0 | 0 |
| MATADOR RESOURCES CO | Equities | 576485205 |  | 13108 | 229 | SH |  | DFND |  | 0 | 0 | 229 |
| MATTEL INC | Equities | 577081102 |  | 505211 | 28319 | SH |  | DFND |  | 0 | 0 | 28319 |
| MCDONALDS | Equities | 580135101 |  | 1568531 | 5952 | SH |  | DFND |  | 0 | 0 | 5952 |
| MCDONALDS | Equities | 580135101 |  | 551041 | 2091 | SH |  | SOLE |  | 2091 | 0 | 0 |
| MCKESSON CORP | Equities | 58155Q103 |  | 945302 | 2520 | SH |  | DFND |  | 0 | 0 | 2520 |
| MCKESSON CORP | Equities | 58155Q103 |  | 10128 | 27 | SH |  | SOLE |  | 27 | 0 | 0 |
| MEDTRONIC CORPORATION | Equities | G5960L103 |  | 1427328 | 18365 | SH |  | DFND |  | 0 | 0 | 18365 |
| MEDTRONIC CORPORATION | Equities | G5960L103 |  | 14689 | 189 | SH |  | SOLE |  | 189 | 0 | 0 |
| MERCK  CO INC. NEW | Equities | 58933Y105 |  | 1648495 | 14858 | SH |  | DFND |  | 0 | 0 | 14858 |
| MERCK  CO INC. NEW | Equities | 58933Y105 |  | 267168 | 2408 | SH |  | SOLE |  | 2408 | 0 | 0 |
| MERLYN.AI SECTORSURFER MOMENTUM | Equities | 02072L862 |  | 934412 | 15407 | SH |  | SOLE |  | 15407 | 0 | 0 |
| Mettler-Toledo International In | Equities | 592688105 |  | 689480 | 477 | SH |  | DFND |  | 0 | 0 | 477 |
| MICROCHIP TECHNOLOGY INC | Equities | 595017104 |  | 222622 | 3169 | SH |  | DFND |  | 0 | 0 | 3169 |
| MICROSOFT | Equities | 594918104 |  | 6545407 | 27293 | SH |  | SOLE |  | 27293 | 0 | 0 |
| MICROSOFT | Equities | 594918104 |  | 4697354 | 19587 | SH |  | DFND |  | 0 | 0 | 19587 |
| Modine Manufacturing Co | Equities | 607828100 |  | 230853 | 11624 | SH |  | DFND |  | 0 | 0 | 11624 |
| Molina Healthcare Inc | Equities | 60855R100 |  | 467922 | 1417 | SH |  | DFND |  | 0 | 0 | 1417 |
| MOLSON COORS | Equities | 60871R209 |  | 284081 | 5514 | SH |  | DFND |  | 0 | 0 | 5514 |
| Monolithic Power Systems | Equities | 609839105 |  | 276169 | 781 | SH |  | DFND |  | 0 | 0 | 781 |
| MORGAN STANLEY | Equities | 617446448 |  | 64870 | 763 | SH |  | SOLE |  | 763 | 0 | 0 |
| MORGAN STANLEY | Equities | 617446448 |  | 214250 | 2520 | SH |  | DFND |  | 0 | 0 | 2520 |
| MRC Global | Equities | 55345K103 |  | 454943 | 39287 | SH |  | DFND |  | 0 | 0 | 39287 |
| MSCI Inc | Equities | 55354G100 |  | 230259 | 495 | SH |  | DFND |  | 0 | 0 | 495 |
| Navigator Holdings | Equities | Y62132108 |  | 182725 | 15278 | SH |  | DFND |  | 0 | 0 | 15278 |
| NEUROCRINE BIOSCIENCES INC | Equities | 64125C109 |  | 779943 | 6530 | SH |  | DFND |  | 0 | 0 | 6530 |
| NEXTERA ENERGY INC. | Equities | 65339F101 |  | 4288847 | 51302 | SH |  | SOLE |  | 51302 | 0 | 0 |
| NIKE INC | Equities | 654106103 |  | 2301353 | 19668 | SH |  | DFND |  | 0 | 0 | 19668 |
| NIKE INC | Equities | 654106103 |  | 3093627 | 26439 | SH |  | SOLE |  | 26439 | 0 | 0 |
| NMI Hldgs Inc | Equities | 629209305 |  | 200368 | 9587 | SH |  | DFND |  | 0 | 0 | 9587 |
| Nomad Foods Limited | Equities | G6564A105 |  | 190554 | 11053 | SH |  | DFND |  | 0 | 0 | 11053 |
| NORTHERN TRUST CORPORATION | Equities | 665859104 |  | 388117 | 4386 | SH |  | DFND |  | 0 | 0 | 4386 |
| NORTHROP GRUMMAN CORP. | Equities | 666807102 |  | 1649379 | 3023 | SH |  | DFND |  | 0 | 0 | 3023 |
| NORTHROP GRUMMAN CORP. | Equities | 666807102 |  | 1637 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| NOVO-NORDISK A/S (DENMARK) | Equities | 670100205 |  | 537570 | 3972 | SH |  | DFND |  | 0 | 0 | 3972 |
| NUCOR CORP | Equities | 670346105 |  | 241476 | 1832 | SH |  | DFND |  | 0 | 0 | 1832 |
| NUCOR CORP | Equities | 670346105 |  | 17794 | 135 | SH |  | SOLE |  | 135 | 0 | 0 |
| NVIDIA CORP | Equities | 67066G104 |  | 42088 | 288 | SH |  | SOLE |  | 288 | 0 | 0 |
| NVIDIA CORP | Equities | 67066G104 |  | 689781 | 4720 | SH |  | DFND |  | 0 | 0 | 4720 |
| OCCIDENTAL PETROLEUM CORPORATIO | Equities | 674599105 |  | 253850 | 4030 | SH |  | DFND |  | 0 | 0 | 4030 |
| ORACLE CORP | Equities | 68389X105 |  | 105690 | 1293 | SH |  | SOLE |  | 1293 | 0 | 0 |
| ORACLE CORP | Equities | 68389X105 |  | 562453 | 6881 | SH |  | DFND |  | 0 | 0 | 6881 |
| OUSTER INC | Equities | 68989M103 |  | 9770 | 11361 | SH |  | DFND |  | 0 | 0 | 11361 |
| PACER BENCHMARK DATA  INFRASTR | Equities | 69374H741 |  | 297000 | 9049 | SH |  | SOLE |  | 9049 | 0 | 0 |
| Pactiv Evergreen Inc | Equities | 69526K105 |  | 146817 | 12924 | SH |  | DFND |  | 0 | 0 | 12924 |
| PALO ALTO NETWORKS INC | Equities | 697435105 |  | 476948 | 3418 | SH |  | DFND |  | 0 | 0 | 3418 |
| Paycom Software Inc | Equities | 70432V102 |  | 391611 | 1262 | SH |  | DFND |  | 0 | 0 | 1262 |
| PAYMENTUS HOLDINGS INC A | Equities | 70439P108 |  | 110065 | 13741 | SH |  | DFND |  | 0 | 0 | 13741 |
| PEPSI CO | Equities | 713448108 |  | 2988297 | 16541 | SH |  | SOLE |  | 16541 | 0 | 0 |
| PEPSI CO | Equities | 713448108 |  | 2283000 | 12637 | SH |  | DFND |  | 0 | 0 | 12637 |
| Perdoceo Ed Corp | Equities | 71363P106 |  | 257928 | 18556 | SH |  | DFND |  | 0 | 0 | 18556 |
| PERFORMANCE FOOD GROUP CO. | Equities | 71377A103 |  | 623080 | 10671 | SH |  | DFND |  | 0 | 0 | 10671 |
| PERMIAN RESOURCES CORP CL A | Equities | 71424F105 |  | 206997 | 22021 | SH |  | DFND |  | 0 | 0 | 22021 |
| PFIZER | Equities | 717081103 |  | 635888 | 12410 | SH |  | DFND |  | 0 | 0 | 12410 |
| PFIZER | Equities | 717081103 |  | 93769 | 1830 | SH |  | SOLE |  | 1830 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL IN | Equities | 718172109 |  | 1141750 | 11281 | SH |  | DFND |  | 0 | 0 | 11281 |
| PHILIP MORRIS INTERNATIONAL IN | Equities | 718172109 |  | 5061 | 50 | SH |  | SOLE |  | 50 | 0 | 0 |
| PHILLIPS 66 | Equities | 718546104 |  | 12177 | 117 | SH |  | SOLE |  | 117 | 0 | 0 |
| PHILLIPS 66 | Equities | 718546104 |  | 885200 | 8505 | SH |  | DFND |  | 0 | 0 | 8505 |
| Physicians Realty Trust | Equities | 71943U104 |  | 150662 | 10412 | SH |  | DFND |  | 0 | 0 | 10412 |
| Pimco Enhanced Short Maturity E | Equities | 72201R833 |  | 568639 | 5764 | SH |  | SOLE |  | 5764 | 0 | 0 |
| PINNACLE WEST CAPITAL CORP. | Equities | 723484101 |  | 392518 | 5162 | SH |  | DFND |  | 0 | 0 | 5162 |
| PIONEER NATURAL RESOURCES COMPA | Equities | 723787107 |  | 42481 | 186 | SH |  | SOLE |  | 186 | 0 | 0 |
| PIONEER NATURAL RESOURCES COMPA | Equities | 723787107 |  | 226106 | 990 | SH |  | DFND |  | 0 | 0 | 990 |
| Planet Fitness Inc Cl A | Equities | 72703H101 |  | 551048 | 6993 | SH |  | DFND |  | 0 | 0 | 6993 |
| PNC BANK | Equities | 693475105 |  | 150201 | 951 | SH |  | SOLE |  | 951 | 0 | 0 |
| PNC BANK | Equities | 693475105 |  | 161099 | 1020 | SH |  | DFND |  | 0 | 0 | 1020 |
| POOL CORPORATION | Equities | 73278L105 |  | 203770 | 674 | SH |  | SOLE |  | 674 | 0 | 0 |
| PROCTER  GAMBLE | Equities | 742718109 |  | 2043635 | 13484 | SH |  | DFND |  | 0 | 0 | 13484 |
| PROCTER  GAMBLE | Equities | 742718109 |  | 3421164 | 22573 | SH |  | SOLE |  | 22573 | 0 | 0 |
| PULTEGROUP INC | Equities | 745867101 |  | 226648 | 4978 | SH |  | DFND |  | 0 | 0 | 4978 |
| PURE STORAGE INC | Equities | 74624M102 |  | 488638 | 18260 | SH |  | DFND |  | 0 | 0 | 18260 |
| QORVO INC. | Equities | 74736K101 |  | 221071 | 2439 | SH |  | DFND |  | 0 | 0 | 2439 |
| QUALCOMM INC | Equities | 747525103 |  | 63325 | 576 | SH |  | SOLE |  | 576 | 0 | 0 |
| QUALCOMM INC | Equities | 747525103 |  | 515619 | 4690 | SH |  | DFND |  | 0 | 0 | 4690 |
| QUANTA SERVICES INC. | Equities | 74762E102 |  | 511718 | 3591 | SH |  | DFND |  | 0 | 0 | 3591 |
| Radius Global Infrastructure In | Equities | 750481103 |  | 197961 | 16748 | SH |  | DFND |  | 0 | 0 | 16748 |
| RAYMOND JAMES FINANCIAL | Equities | 754730109 |  | 255692 | 2393 | SH |  | DFND |  | 0 | 0 | 2393 |
| RAYTHEON TECHNOLOGIES | Equities | 75513E101 |  | 26542 | 263 | SH |  | SOLE |  | 263 | 0 | 0 |
| RAYTHEON TECHNOLOGIES | Equities | 75513E101 |  | 614300 | 6087 | SH |  | DFND |  | 0 | 0 | 6087 |
| REAL ESTATE SELECT SECTOR SPDR | Equities | 81369Y860 |  | 201299 | 5451 | SH |  | SOLE |  | 5451 | 0 | 0 |
| REGIONS FINL | Equities | 7591EP100 |  | 11233 | 521 | SH |  | SOLE |  | 521 | 0 | 0 |
| REGIONS FINL | Equities | 7591EP100 |  | 228213 | 10585 | SH |  | DFND |  | 0 | 0 | 10585 |
| REINSURANCE GROUP OF AMERICA I | Equities | 759351604 |  | 413198 | 2908 | SH |  | DFND |  | 0 | 0 | 2908 |
| RELIANCE STL  ALMN | Equities | 759509102 |  | 220255 | 1088 | SH |  | DFND |  | 0 | 0 | 1088 |
| RENAISSANCERE HOLDINGS LTD. | Equities | G7496G103 |  | 250184 | 1358 | SH |  | DFND |  | 0 | 0 | 1358 |
| RESMED INC | Equities | 761152107 |  | 417925 | 2008 | SH |  | DFND |  | 0 | 0 | 2008 |
| SCHWAB CORP | Equities | 808513105 |  | 3609654 | 43354 | SH |  | SOLE |  | 43354 | 0 | 0 |
| SCHWAB EMERGING MARKETS EQUITY | Equities | 808524706 |  | 5913057 | 249812 | SH |  | SOLE |  | 249812 | 0 | 0 |
| SCHWAB INTERNATIONAL EQUITY ETF | Equities | 808524805 |  | 30890676 | 959040 | SH |  | SOLE |  | 959040 | 0 | 0 |
| SCHWAB SHORT TERM US TREASURY E | Equities | 808524862 |  | 463575 | 9610 | SH |  | SOLE |  | 9610 | 0 | 0 |
| SCHWAB U.S. BROAD MARKET ETF | Equities | 808524102 |  | 3683733 | 82208 | SH |  | SOLE |  | 82208 | 0 | 0 |
| Schwab US Aggregate Bond ETF - | Equities | 808524839 |  | 24816626 | 543628 | SH |  | SOLE |  | 543628 | 0 | 0 |
| SCHWAB US DIVIDEND EQUITY | Equities | 808524797 |  | 7965730 | 253121 | SH |  | DFND |  | 253121 | 0 | 0 |
| SCHWAB US DIVIDEND EQUITY | Equities | 808524797 |  | 575713 | 18294 | SH |  | SOLE |  | 18294 | 0 | 0 |
| SCHWAB US LARGE CAP | Equities | 808524201 |  | 55149655 | 1221476 | SH |  | DFND |  | 1221476 | 0 | 0 |
| SCHWAB US LARGE CAP VALUE ETF | Equities | 808524409 |  | 256941 | 5219 | SH |  | SOLE |  | 5219 | 0 | 0 |
| SCHWAB US LARGE-CAP GROWTH ETF | Equities | 808524300 |  | 6114980 | 110061 | SH |  | SOLE |  | 110061 | 0 | 0 |
| SCHWAB US MID-CAP ETF | Equities | 808524508 |  | 1193672 | 18193 | SH |  | SOLE |  | 18193 | 0 | 0 |
| SCHWAB US REIT ETF | Equities | 808524847 |  | 482479 | 25012 | SH |  | SOLE |  | 25012 | 0 | 0 |
| SCHWAB US SMALL CAP | Equities | 808524607 |  | 193043 | 4720 | SH |  | SOLE |  | 4720 | 0 | 0 |
| SCHWAB US SMALL CAP | Equities | 808524607 |  | 20829867 | 509288 | SH |  | DFND |  | 509288 | 0 | 0 |
| SECTOR SPDR ENERGY | Equities | 81369Y506 |  | 447260 | 5113 | SH |  | SOLE |  | 5113 | 0 | 0 |
| SELECT SECTOR SPDR-CONSUMER STA | Equities | 81369Y308 |  | 229280 | 3076 | SH |  | SOLE |  | 3076 | 0 | 0 |
| SEMPRA ENERGY | Equities | 816851109 |  | 139086 | 900 | SH |  | DFND |  | 0 | 0 | 900 |
| SEMPRA ENERGY | Equities | 816851109 |  | 68307 | 442 | SH |  | SOLE |  | 442 | 0 | 0 |
| SHARES S 500 PURE GROWTH PORT | Equities | 46137V266 |  | 1267028 | 8357 | SH |  | SOLE |  | 8357 | 0 | 0 |
| SHERWIN WILLIAMS CO. | Equities | 824348106 |  | 273641 | 1153 | SH |  | DFND |  | 0 | 0 | 1153 |
| SHERWIN WILLIAMS CO. | Equities | 824348106 |  | 1436084 | 6051 | SH |  | SOLE |  | 6051 | 0 | 0 |
| Shoals Technologies Group Inc O | Equities | 82489W107 |  | 249192 | 10101 | SH |  | DFND |  | 0 | 0 | 10101 |
| Signify Health | Equities | 82671G100 |  | 233636 | 8152 | SH |  | DFND |  | 0 | 0 | 8152 |
| Sitime Corporation Com | Equities | 82982T106 |  | 225495 | 2219 | SH |  | DFND |  | 0 | 0 | 2219 |
| SM ENERGY CO | Equities | 78454L100 |  | 504791 | 14493 | SH |  | DFND |  | 0 | 0 | 14493 |
| SPDR BARCLAYS SHORT TERM CORPOR | Equities | 78464A474 |  | 744672 | 17318 | SH |  | SOLE |  | 17318 | 0 | 0 |
| SPDR BLOOMBERG BARCLAYS 1 TO 3 | Equities | 78468R663 |  | 3898096 | 42611 | SH |  | SOLE |  | 42611 | 0 | 0 |
| SPDR GOLD TRGOLD SHS | Equities | 78463V107 |  | 3721751 | 21939 | SH |  | DFND |  | 21939 | 0 | 0 |
| SPDR GOLD TRGOLD SHS | Equities | 78463V107 |  | 337221 | 1988 | SH |  | SOLE |  | 1988 | 0 | 0 |
| SPDR Portfolio Aggregate Bond E | Equities | 78464A649 |  | 2027120 | 5825 | SH |  | SOLE |  | 5825 | 0 | 0 |
| SPDR PORTFOLIO DEVELOPED WORLD | Equities | 78463X889 |  | 889261 | 29952 | SH |  | SOLE |  | 29952 | 0 | 0 |
| SPDR PORTFOLIO EMERGING MARKETS | Equities | 78463X509 |  | 496674 | 15069 | SH |  | SOLE |  | 15069 | 0 | 0 |
| SPDR Portfolio Long Term Treasu | Equities | 78464A664 |  | 235572 | 8115 | SH |  | SOLE |  | 8115 | 0 | 0 |
| SPDR Portfolio S 500 Value ET | Equities | 78464A508 |  | 1162013 | 29879 | SH |  | SOLE |  | 29879 | 0 | 0 |
| SPDR Portfolio TIPS | Equities | 78464A656 |  | 259860 | 11632 | SH |  | SOLE |  | 11632 | 0 | 0 |
| SPDR PORTFOLIO TOTAL STOCK MARK | Equities | 78464A805 |  | 573235 | 20299 | SH |  | SOLE |  | 20299 | 0 | 0 |
| SPDR S 500 | Equities | 78462F103 |  | 5840496 | 15272 | SH |  | SOLE |  | 15272 | 0 | 0 |
| SPDR S 500 GROWTH ETF | Equities | 78464A409 |  | 2175188 | 54957 | SH |  | SOLE |  | 54957 | 0 | 0 |
| SPDR S 600 Small Cap Growth E | Equities | 78464A201 |  | 633332 | 8767 | SH |  | SOLE |  | 8767 | 0 | 0 |
| SPDR S 600 Small Cap Value ET | Equities | 78464A300 |  | 587119 | 10899 | SH |  | SOLE |  | 10899 | 0 | 0 |
| SPDR S DIVIDEND ETF | Equities | 78464A763 |  | 5141621 | 41097 | SH |  | SOLE |  | 41097 | 0 | 0 |
| SPDR S MIDCAP 400 | Equities | 78467Y107 |  | 461551 | 1042 | SH |  | SOLE |  | 1042 | 0 | 0 |
| SPDR S Transportation ETF | Equities | 78464A532 |  | 293244 | 4363 | SH |  | SOLE |  | 4363 | 0 | 0 |
| STAG Industrial Inc. | Equities | 85254J102 |  | 229918 | 7116 | SH |  | DFND |  | 0 | 0 | 7116 |
| STANLEY BLACK  DECKER INC. | Equities | 854502101 |  | 391075 | 5206 | SH |  | DFND |  | 0 | 0 | 5206 |
| STARBUCKS CORP | Equities | 855244109 |  | 3418928 | 34465 | SH |  | SOLE |  | 34465 | 0 | 0 |
| Steris PLC | Equities | G8473T100 |  | 314896 | 1705 | SH |  | DFND |  | 0 | 0 | 1705 |
| Stifel Financial Corp | Equities | 860630102 |  | 284087 | 4867 | SH |  | DFND |  | 0 | 0 | 4867 |
| STOCK YARDS BANCORP INC. | Equities | 861025104 |  | 672868 | 10355 | SH |  | SOLE |  | 10355 | 0 | 0 |
| Stoneridge Inc | Equities | 86183P102 |  | 269047 | 12479 | SH |  | DFND |  | 0 | 0 | 12479 |
| STRYKER CORP | Equities | 863667101 |  | 1730989 | 7080 | SH |  | DFND |  | 0 | 0 | 7080 |
| STRYKER CORP | Equities | 863667101 |  | 3016029 | 12336 | SH |  | SOLE |  | 12336 | 0 | 0 |
| Summit Materials Inc | Equities | 86614U100 |  | 273140 | 9621 | SH |  | DFND |  | 0 | 0 | 9621 |
| SYNOPSYS INC | Equities | 871607107 |  | 820575 | 2570 | SH |  | DFND |  | 0 | 0 | 2570 |
| SYNOVUS FINANCIAL CORPORATION N | Equities | 87161C501 |  | 345760 | 9208 | SH |  | DFND |  | 0 | 0 | 9208 |
| TAIWAN SEMICONDUCTOR | Equities | 874039100 |  | 3854560 | 51746 | SH |  | SOLE |  | 51746 | 0 | 0 |
| TAPESTRY ORD SHS | Equities | 876030107 |  | 229394 | 6024 | SH |  | DFND |  | 0 | 0 | 6024 |
| TARGET CORP | Equities | 87612E106 |  | 2981545 | 20005 | SH |  | SOLE |  | 20005 | 0 | 0 |
| TECHNOLOGY SELECT SECTOR SPDR | Equities | 81369Y803 |  | 374171 | 3007 | SH |  | SOLE |  | 3007 | 0 | 0 |
| TESLA MOTORS INC. | Equities | 88160R101 |  | 939248 | 7625 | SH |  | DFND |  | 0 | 0 | 7625 |
| TEXAS INSTRUMENTS | Equities | 882508104 |  | 190003 | 1150 | SH |  | DFND |  | 0 | 0 | 1150 |
| TEXAS INSTRUMENTS | Equities | 882508104 |  | 3175363 | 19219 | SH |  | SOLE |  | 19219 | 0 | 0 |
| The Bancorp Inc | Equities | 05969A105 |  | 360568 | 12705 | SH |  | DFND |  | 0 | 0 | 12705 |
| THERMO FISHER SCIENTIFIC INC | Equities | 883556102 |  | 3281562 | 5959 | SH |  | SOLE |  | 5959 | 0 | 0 |
| THOMSON REUTERS CORP. | Equities | 884903709 |  | 250954 | 2200 | SH |  | DFND |  | 0 | 0 | 2200 |
| TJX COMPANIES | Equities | 872540109 |  | 4981925 | 62587 | SH |  | SOLE |  | 62587 | 0 | 0 |
| TJX COMPANIES | Equities | 872540109 |  | 2494107 | 31333 | SH |  | DFND |  | 0 | 0 | 31333 |
| Tortoise North American Pipelin | Equities | 56167N720 |  | 342074 | 13855 | SH |  | SOLE |  | 13855 | 0 | 0 |
| TRANSUNION | Equities | 89400J107 |  | 211961 | 3735 | SH |  | DFND |  | 0 | 0 | 3735 |
| TRAVELERS COMPANIES INC | Equities | 89417E109 |  | 312546 | 1667 | SH |  | DFND |  | 0 | 0 | 1667 |
| TREX ORD SHS | Equities | 89531P105 |  | 206867 | 4887 | SH |  | DFND |  | 0 | 0 | 4887 |
| Triumph Group Inc | Equities | 896818101 |  | 105326 | 10012 | SH |  | DFND |  | 0 | 0 | 10012 |
| TRUIST FINANCIAL CORP. | Equities | 89832Q109 |  | 817656 | 19002 | SH |  | SOLE |  | 19002 | 0 | 0 |
| TRUIST FINANCIAL CORP. | Equities | 89832Q109 |  | 117902 | 2740 | SH |  | DFND |  | 0 | 0 | 2740 |
| ULTA BEAUTY INC. | Equities | 90384S303 |  | 562884 | 1200 | SH |  | DFND |  | 0 | 0 | 1200 |
| UNION PACIFIC CORP | Equities | 907818108 |  | 1112173 | 5371 | SH |  | DFND |  | 0 | 0 | 5371 |
| UNION PACIFIC CORP | Equities | 907818108 |  | 74752 | 361 | SH |  | SOLE |  | 361 | 0 | 0 |
| UNITED PARCEL SERVICE INC CL B | Equities | 911312106 |  | 325081 | 1870 | SH |  | DFND |  | 0 | 0 | 1870 |
| UNITED PARCEL SERVICE INC CL B | Equities | 911312106 |  | 522 | 3 | SH |  | SOLE |  | 3 | 0 | 0 |
| UNITED RENTALS INC | Equities | 911363109 |  | 895658 | 2520 | SH |  | DFND |  | 0 | 0 | 2520 |
| UNITEDHEALTH GROUP | Equities | 91324P102 |  | 5863791 | 11060 | SH |  | SOLE |  | 11060 | 0 | 0 |
| UNITEDHEALTH GROUP | Equities | 91324P102 |  | 3764278 | 7100 | SH |  | DFND |  | 0 | 0 | 7100 |
| UNIVERSAL DISPLAY CORP. | Equities | 91347P105 |  | 222346 | 2058 | SH |  | DFND |  | 0 | 0 | 2058 |
| US BANCORP | Equities | 902973304 |  | 383594 | 8796 | SH |  | DFND |  | 0 | 0 | 8796 |
| US BANCORP | Equities | 902973304 |  | 23331 | 535 | SH |  | SOLE |  | 535 | 0 | 0 |
| VALERO ENERGY CORPORATION | Equities | 91913Y100 |  | 358633 | 2827 | SH |  | DFND |  | 0 | 0 | 2827 |
| VANECK BIOTECH ETF | Equities | 92189F726 |  | 377075 | 2361 | SH |  | SOLE |  | 2361 | 0 | 0 |
| VANECK VECTORS FALLEN ANGEL HIY | Equities | 92189F437 |  | 2794383 | 103419 | SH |  | SOLE |  | 103419 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION | Equities | 921908844 |  | 766603 | 5048 | SH |  | SOLE |  | 5048 | 0 | 0 |
| VANGUARD DIVIDEND APPRECIATION | Equities | 921908844 |  | 24783786 | 163212 | SH |  | DFND |  | 163212 | 0 | 0 |
| Vanguard Emerging Mrkts Govt Bo | Equities | 921946885 |  | 4968636 | 81480 | SH |  | DFND |  | 81480 | 0 | 0 |
| Vanguard Emerging Mrkts Govt Bo | Equities | 921946885 |  | 80029 | 1312 | SH |  | SOLE |  | 1312 | 0 | 0 |
| Vanguard Extended Duration Trs | Equities | 921910709 |  | 302475 | 10274 | SH |  | SOLE |  | 10274 | 0 | 0 |
| VANGUARD FTSE ALL-WORLD EX-US E | Equities | 922042775 |  | 342636 | 6834 | SH |  | SOLE |  | 6834 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS | Equities | 921943858 |  | 3941179 | 93905 | SH |  | SOLE |  | 93905 | 0 | 0 |
| VANGUARD FTSE DEVELOPED MARKETS | Equities | 921943858 |  | 20015748 | 476906 | SH |  | DFND |  | 476906 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKETS | Equities | 922042858 |  | 7910603 | 202940 | SH |  | DFND |  | 202940 | 0 | 0 |
| VANGUARD FTSE EMERGING MARKETS | Equities | 922042858 |  | 3271560 | 83929 | SH |  | SOLE |  | 83929 | 0 | 0 |
| VANGUARD GROWTH ETF | Equities | 922908736 |  | 1067546 | 5009 | SH |  | SOLE |  | 5009 | 0 | 0 |
| VANGUARD HEALTH CARE ETF | Equities | 92204A504 |  | 963567 | 3885 | SH |  | SOLE |  | 3885 | 0 | 0 |
| VANGUARD HIGH DIVDEND YIELD | Equities | 921946406 |  | 276880 | 2559 | SH |  | SOLE |  | 2559 | 0 | 0 |
| VANGUARD INFORMATION TECHNOLOGY | Equities | 92204A702 |  | 7591929 | 23769 | SH |  | SOLE |  | 23769 | 0 | 0 |
| VANGUARD INTERMED TERM BOND ETF | Equities | 921937819 |  | 218724 | 2943 | SH |  | SOLE |  | 2943 | 0 | 0 |
| VANGUARD INTERMEDIATE TERM GOVE | Equities | 92206C706 |  | 18448829 | 315472 | SH |  | DFND |  | 315472 | 0 | 0 |
| VANGUARD INTERMEDIATE TERM GOVE | Equities | 92206C706 |  | 33249 | 569 | SH |  | SOLE |  | 569 | 0 | 0 |
| VANGUARD INTERMEDIATE-TERM CORP | Equities | 92206C870 |  | 16734826 | 215909 | SH |  | DFND |  | 215909 | 0 | 0 |
| VANGUARD INTERMEDIATE-TERM CORP | Equities | 92206C870 |  | 414332 | 5346 | SH |  | SOLE |  | 5346 | 0 | 0 |
| VANGUARD INTL DIV APPREC ETF | Equities | 921946810 |  | 8107700 | 116440 | SH |  | DFND |  | 116440 | 0 | 0 |
| VANGUARD INTL DIV APPREC ETF | Equities | 921946810 |  | 66318 | 952 | SH |  | SOLE |  | 952 | 0 | 0 |
| VANGUARD LARGE CAP ETF | Equities | 922908637 |  | 4923202 | 28262 | SH |  | SOLE |  | 28262 | 0 | 0 |
| VANGUARD LONG TERM GOVERNMENT B | Equities | 92206C847 |  | 42551 | 691 | SH |  | SOLE |  | 691 | 0 | 0 |
| VANGUARD LONG TERM GOVERNMENT B | Equities | 92206C847 |  | 5643687 | 91596 | SH |  | DFND |  | 91596 | 0 | 0 |
| VANGUARD LONG-TERM CORPORATE BO | Equities | 92206C813 |  | 4572202 | 60391 | SH |  | DFND |  | 60391 | 0 | 0 |
| Vanguard Mega Cap Growth ETF | Equities | 921910816 |  | 244953 | 1424 | SH |  | SOLE |  | 1424 | 0 | 0 |
| VANGUARD MID CAP ETF | Equities | 922908629 |  | 3092778 | 15175 | SH |  | SOLE |  | 15175 | 0 | 0 |
| VANGUARD MID CAP ETF | Equities | 922908629 |  | 30874262 | 151486 | SH |  | DFND |  | 151486 | 0 | 0 |
| VANGUARD MID CAP GROWTH ETF | Equities | 922908538 |  | 290328 | 1376 | SH |  | SOLE |  | 1376 | 0 | 0 |
| VANGUARD MID CAP VALUE ETF | Equities | 922908512 |  | 2113377 | 15627 | SH |  | SOLE |  | 15627 | 0 | 0 |
| VANGUARD MORTGAGE-BACKED SECS E | Equities | 92206C771 |  | 15098820 | 331696 | SH |  | DFND |  | 331696 | 0 | 0 |
| VANGUARD REAL ESTATE ETF | Equities | 922908553 |  | 1446523 | 17538 | SH |  | SOLE |  | 17538 | 0 | 0 |
| VANGUARD S 500 | Equities | 922908363 |  | 4162848 | 11848 | SH |  | SOLE |  | 11848 | 0 | 0 |
| VANGUARD SHORT TERM GOVERNMENT | Equities | 92206C102 |  | 814154 | 14081 | SH |  | SOLE |  | 14081 | 0 | 0 |
| VANGUARD SHORT-TERM CORP BD IDX | Equities | 92206C409 |  | 27019 | 359 | SH |  | SOLE |  | 359 | 0 | 0 |
| VANGUARD SHORT-TERM CORP BD IDX | Equities | 92206C409 |  | 3553494 | 47260 | SH |  | DFND |  | 47260 | 0 | 0 |
| Vanguard Shrt-Term Infl-Prot Se | Equities | 922020805 |  | 5908599 | 126495 | SH |  | DFND |  | 126495 | 0 | 0 |
| Vanguard Shrt-Term Infl-Prot Se | Equities | 922020805 |  | 1087808 | 23289 | SH |  | SOLE |  | 23289 | 0 | 0 |
| VANGUARD SMALL CAP ETF | Equities | 922908751 |  | 24147824 | 131567 | SH |  | SOLE |  | 131567 | 0 | 0 |
| VANGUARD SMALL CAP GROWTH ETF | Equities | 922908595 |  | 995606 | 4965 | SH |  | SOLE |  | 4965 | 0 | 0 |
| VANGUARD SMALL CAP VALUE ETF | Equities | 922908611 |  | 727924 | 4584 | SH |  | SOLE |  | 4584 | 0 | 0 |
| VANGUARD ST BOND ETF | Equities | 921937827 |  | 308173 | 4094 | SH |  | SOLE |  | 4094 | 0 | 0 |
| VANGUARD TOTAL BOND MARKET ETF | Equities | 921937835 |  | 1786349 | 24866 | SH |  | SOLE |  | 24866 | 0 | 0 |
| VANGUARD TOTAL INTERNATIONAL BO | Equities | 92203J407 |  | 427461 | 9012 | SH |  | SOLE |  | 9012 | 0 | 0 |
| VANGUARD TOTAL INTERNATIONAL BO | Equities | 92203J407 |  | 4250418 | 89615 | SH |  | DFND |  | 89615 | 0 | 0 |
| Vanguard Total World Stock Inde | Equities | 922042742 |  | 1289810 | 14965 | SH |  | SOLE |  | 14965 | 0 | 0 |
| VANGUARD VALUE ETF | Equities | 922908744 |  | 4369964 | 31132 | SH |  | SOLE |  | 31132 | 0 | 0 |
| Vertiv Hldg Co Class A | Equities | 92537N108 |  | 314098 | 22994 | SH |  | DFND |  | 0 | 0 | 22994 |
| VG EXT MKT VIPERS | Equities | 922908652 |  | 621846 | 4680 | SH |  | SOLE |  | 4680 | 0 | 0 |
| VG TOTL STK VPRS | Equities | 922908769 |  | 3645924 | 19070 | SH |  | SOLE |  | 19070 | 0 | 0 |
| VISA INC | Equities | 92826C839 |  | 2149693 | 10347 | SH |  | DFND |  | 0 | 0 | 10347 |
| VISA INC | Equities | 92826C839 |  | 3465021 | 16678 | SH |  | SOLE |  | 16678 | 0 | 0 |
| WALMART INC. | Equities | 931142103 |  | 512145 | 3612 | SH |  | SOLE |  | 3612 | 0 | 0 |
| WALT DISNEY | Equities | 254687106 |  | 2591109 | 29824 | SH |  | SOLE |  | 29824 | 0 | 0 |
| WASTE CONNECTIONS INC. | Equities | 94106B101 |  | 434664 | 3279 | SH |  | DFND |  | 0 | 0 | 3279 |
| WASTE MANAGEMENT | Equities | 94106L109 |  | 406319 | 2590 | SH |  | DFND |  | 0 | 0 | 2590 |
| WASTE MANAGEMENT | Equities | 94106L109 |  | 5648 | 36 | SH |  | SOLE |  | 36 | 0 | 0 |
| WELLS FARGO  CO | Equities | 949746101 |  | 593668 | 14378 | SH |  | DFND |  | 0 | 0 | 14378 |
| WELLS FARGO  CO | Equities | 949746101 |  | 32619 | 790 | SH |  | SOLE |  | 790 | 0 | 0 |
| WINTRUST FINL CORP | Equities | 97650W108 |  | 370620 | 4385 | SH |  | DFND |  | 0 | 0 | 4385 |
| WOLFSPEED INC | Equities | 977852102 |  | 488044 | 7069 | SH |  | DFND |  | 0 | 0 | 7069 |
| Workiva Inc | Equities | 98139A105 |  | 218070 | 2597 | SH |  | DFND |  | 0 | 0 | 2597 |
| WR BERKLEY CORP. | Equities | 084423102 |  | 416552 | 5740 | SH |  | DFND |  | 0 | 0 | 5740 |
| XPO LOGISTICS INC. | Equities | 983793100 |  | 470687 | 14139 | SH |  | DFND |  | 0 | 0 | 14139 |
| ZIONS BANCORPORATION NA | Equities | 989701107 |  | 224071 | 4558 | SH |  | DFND |  | 0 | 0 | 4558 |
| ZUORA INC. CL A | Equities | 98983V106 |  | 67696 | 10644 | SH |  | DFND |  | 0 | 0 | 10644 |

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