# EDGAR Filing Document

**Accession Number:** 0001730511
**File Stem:** 0001765380-26-000143
**Filing Date:** 2026-5
**Character Count:** 33849
**Document Hash:** 9222a71e18f6d66b9907e44dac264dc5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001765380-26-000143.hdr.sgml**: 20260504

**ACCESSION NUMBER**: 0001765380-26-000143

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260504

**DATE AS OF CHANGE**: 20260504

**EFFECTIVENESS DATE**: 20260504

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Bedel Financial Consulting, Inc.
- **CENTRAL INDEX KEY:** 0001730511

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18265
- **FILM NUMBER:** 26937067

**BUSINESS ADDRESS:**
- **STREET 1:** 8940 RIVER CROSSING BOULEVARD
- **STREET 2:** SUITE 120
- **CITY:** INDIANAPOLIS
- **STATE:** IN
- **ZIP:** 46240
- **BUSINESS PHONE:** 317-843-1358

**MAIL ADDRESS:**
- **STREET 1:** 8940 RIVER CROSSING BOULEVARD
- **STREET 2:** SUITE 120
- **CITY:** INDIANAPOLIS
- **STATE:** IN
- **ZIP:** 46240

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Bedel Financial Consulting Inc.<br>**Address:** 8940 RIVER CROSSING BOULEVARD<br>SUITE 120<br>INDIANAPOLIS, IN 46240

**Form 13F File Number:** 028-18265

**CRD Number (if applicable):** 000105653

**SEC File Number (if applicable):** 801-34764

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lonny Elfenbein<br>**Title:** Chief Compliance Officer<br>**Phone:** 5139778330

**Signature, Place, and Date of Signing:**

Lonny Elfenbein  Cincinnati, OH  05-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 300

**Form 13F Information Table Value Total:** $888125898

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 1ST FINL BANCORP | COM | 320209109 |  | 788251 | 28273 | SH |  | SOLE | 0 | 0 | 0 | 28273 |
| 3M CO | COM | 88579Y101 |  | 444798 | 3063 | SH |  | SOLE | 0 | 0 | 0 | 3063 |
| ABBOTT LABORATORIES | COM | 002824100 |  | 243020 | 2367 | SH |  | SOLE | 0 | 0 | 0 | 2367 |
| ABBVIE INC | COM | 00287Y109 |  | 2555072 | 11748 | SH |  | SOLE | 0 | 0 | 0 | 11748 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 238741 | 1204 | SH |  | SOLE | 0 | 0 | 0 | 1204 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 571231 | 2808 | SH |  | SOLE | 0 | 0 | 0 | 2808 |
| ALLSTATE CORP | COM | 020002101 |  | 311036 | 1500 | SH |  | SOLE | 0 | 0 | 0 | 1500 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 6072301 | 21117 | SH |  | SOLE | 0 | 0 | 0 | 21117 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 4242555 | 14790 | SH |  | SOLE | 0 | 0 | 0 | 14790 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 630312 | 9552 | SH |  | SOLE | 0 | 0 | 0 | 9552 |
| AMAZON COM INC | COM | 023135106 |  | 2934828 | 14091 | SH |  | SOLE | 0 | 0 | 0 | 14091 |
| AMERICAN CENTY ETF TR | FOCUSED LRG CAP | 025072794 |  | 6755901 | 88099 | SH |  | SOLE | 0 | 0 | 0 | 88099 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 1140228 | 14145 | SH |  | SOLE | 0 | 0 | 0 | 14145 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 17187080 | 172112 | SH |  | SOLE | 0 | 0 | 0 | 172112 |
| AMERICAN CENTY ETF TR | US QUALITY GROW | 025072307 |  | 2645076 | 25184 | SH |  | SOLE | 0 | 0 | 0 | 25184 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 506886 | 3867 | SH |  | SOLE | 0 | 0 | 0 | 3867 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1284151 | 4245 | SH |  | SOLE | 0 | 0 | 0 | 4245 |
| AMGEN INC | COM | 031162100 |  | 565071 | 1606 | SH |  | SOLE | 0 | 0 | 0 | 1606 |
| APPLE INC | COM | 037833100 |  | 19513748 | 76889 | SH |  | SOLE | 0 | 0 | 0 | 76889 |
| APPLIED MATLS INC | COM | 038222105 |  | 3130843 | 9160 | SH |  | SOLE | 0 | 0 | 0 | 9160 |
| ASTRAZENECA PLC | ORD | G0593M107 |  | 236664 | 1200 | SH |  | SOLE | 0 | 0 | 0 | 1200 |
| AT INC | COM | 00206R102 |  | 547941 | 18901 | SH |  | SOLE | 0 | 0 | 0 | 18901 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 951543 | 4683 | SH |  | SOLE | 0 | 0 | 0 | 4683 |
| BALL CORP | COM | 058498106 |  | 567456 | 9600 | SH |  | SOLE | 0 | 0 | 0 | 9600 |
| BANK AMERICA CORP | COM | 060505104 |  | 793238 | 16272 | SH |  | SOLE | 0 | 0 | 0 | 16272 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 5026980 | 7 | SH |  | SOLE | 0 | 0 | 0 | 7 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 8858416 | 18486 | SH |  | SOLE | 0 | 0 | 0 | 18486 |
| BLACKROCK ETF TRUST II | SHORT DURATION H | 092528108 |  | 379541 | 17236 | SH |  | SOLE | 0 | 0 | 0 | 17236 |
| BLACKROCK INC | COM | 09290D101 |  | 315441 | 328 | SH |  | SOLE | 0 | 0 | 0 | 328 |
| BOEING CO | COM | 097023105 |  | 297305 | 1494 | SH |  | SOLE | 0 | 0 | 0 | 1494 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 917280 | 14618 | SH |  | SOLE | 0 | 0 | 0 | 14618 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 351752 | 5800 | SH |  | SOLE | 0 | 0 | 0 | 5800 |
| BROADCOM INC | COM | 11135F101 |  | 1017559 | 3288 | SH |  | SOLE | 0 | 0 | 0 | 3288 |
| CALAMOS ETF TR | CALAMOS BIT 90 S | 12811T712 |  | 250362 | 12061 | SH |  | SOLE | 0 | 0 | 0 | 12061 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 11638301 | 289582 | SH |  | SOLE | 0 | 0 | 0 | 289582 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 364194 | 1996 | SH |  | SOLE | 0 | 0 | 0 | 1996 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 355635 | 1683 | SH |  | SOLE | 0 | 0 | 0 | 1683 |
| CATERPILLAR INC | COM | 149123101 |  | 1375394 | 1941 | SH |  | SOLE | 0 | 0 | 0 | 1941 |
| CHEVRON CORPORATION | COM | 166764100 |  | 1823207 | 8812 | SH |  | SOLE | 0 | 0 | 0 | 8812 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 289426 | 888 | SH |  | SOLE | 0 | 0 | 0 | 888 |
| CISCO SYS INC | COM | 17275R102 |  | 2293152 | 29555 | SH |  | SOLE | 0 | 0 | 0 | 29555 |
| CITIGROUP INC | COM NEW | 172967424 |  | 278704 | 2457 | SH |  | SOLE | 0 | 0 | 0 | 2457 |
| COCA COLA CO | COM | 191216100 |  | 1883866 | 24771 | SH |  | SOLE | 0 | 0 | 0 | 24771 |
| CONAGRA BRANDS INC | COM | 205887102 |  | 183861 | 11696 | SH |  | SOLE | 0 | 0 | 0 | 11696 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 533676 | 4043 | SH |  | SOLE | 0 | 0 | 0 | 4043 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 390527 | 1398 | SH |  | SOLE | 0 | 0 | 0 | 1398 |
| CORTEVA INC | COM | 22052L104 |  | 324489 | 3876 | SH |  | SOLE | 0 | 0 | 0 | 3876 |
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 |  | 1055046 | 1059 | SH |  | SOLE | 0 | 0 | 0 | 1059 |
| CSX CORP | COM | 126408103 |  | 727817 | 17730 | SH |  | SOLE | 0 | 0 | 0 | 17730 |
| CUMMINS INC | COM | 231021106 |  | 3638809 | 6763 | SH |  | SOLE | 0 | 0 | 0 | 6763 |
| DANAHER CORP DEL | COM | 235851102 |  | 399360 | 2106 | SH |  | SOLE | 0 | 0 | 0 | 2106 |
| DEERE  CO | COM | 244199105 |  | 357165 | 634 | SH |  | SOLE | 0 | 0 | 0 | 634 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 4613917 | 87418 | SH |  | SOLE | 0 | 0 | 0 | 87418 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 715678 | 18146 | SH |  | SOLE | 0 | 0 | 0 | 18146 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 415707 | 12902 | SH |  | SOLE | 0 | 0 | 0 | 12902 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 26207511 | 773996 | SH |  | SOLE | 0 | 0 | 0 | 773996 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 1256548 | 17666 | SH |  | SOLE | 0 | 0 | 0 | 17666 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 4693804 | 75161 | SH |  | SOLE | 0 | 0 | 0 | 75161 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 59532601 | 1528044 | SH |  | SOLE | 0 | 0 | 0 | 1528044 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 544675 | 14817 | SH |  | SOLE | 0 | 0 | 0 | 14817 |
| DISNEY WALT CO | COM | 254687106 |  | 1349543 | 14002 | SH |  | SOLE | 0 | 0 | 0 | 14002 |
| DOW HLDGS INC | COM | 260557103 |  | 235830 | 5662 | SH |  | SOLE | 0 | 0 | 0 | 5662 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 598271 | 4569 | SH |  | SOLE | 0 | 0 | 0 | 4569 |
| DUPONT DE NEMOURS INC | COM | 26614N102 |  | 223529 | 4881 | SH |  | SOLE | 0 | 0 | 0 | 4881 |
| EATON CORP PLC | SHS | G29183103 |  | 570340 | 1595 | SH |  | SOLE | 0 | 0 | 0 | 1595 |
| EATON VANCE SR INCOME TR | SH BEN INT | 27826S103 |  | 59690 | 11962 | SH |  | SOLE | 0 | 0 | 0 | 11962 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 763481 | 2608 | SH |  | SOLE | 0 | 0 | 0 | 2608 |
| ELI LILLY  CO | COM | 532457108 |  | 367908 | 400 | SH | Put | SOLE | 0 | 0 | 0 | 400 |
| ELI LILLY  CO | COM | 532457108 |  | 2023494 | 2200 | SH | Put | SOLE | 0 | 0 | 0 | 2200 |
| ELI LILLY  CO | COM | 532457108 |  | 827793 | 900 | SH | Put | SOLE | 0 | 0 | 0 | 900 |
| ELI LILLY  CO | COM | 532457108 |  | 2759310 | 3000 | SH | Put | SOLE | 0 | 0 | 0 | 3000 |
| ELI LILLY  CO | COM | 532457108 |  | 10945263 | 11900 | SH | Put | SOLE | 0 | 0 | 0 | 11900 |
| ELI LILLY  CO | COM | 532457108 |  | 301294733 | 327576 | SH |  | SOLE | 0 | 0 | 0 | 327576 |
| EMERSON ELEC CO | COM | 291011104 |  | 332459 | 2537 | SH |  | SOLE | 0 | 0 | 0 | 2537 |
| ENBRIDGE INC | COM | 29250N105 |  | 235996 | 4359 | SH |  | SOLE | 0 | 0 | 0 | 4359 |
| ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 |  | 321681 | 16667 | SH |  | SOLE | 0 | 0 | 0 | 16667 |
| EVERGY INC | COM | 30034W106 |  | 252023 | 3076 | SH |  | SOLE | 0 | 0 | 0 | 3076 |
| EXELON CORP | COM | 30161N101 |  | 241142 | 4919 | SH |  | SOLE | 0 | 0 | 0 | 4919 |
| EXLSERVICE HLDGS INC | COM | 302081104 |  | 808661 | 26557 | SH |  | SOLE | 0 | 0 | 0 | 26557 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 4057793 | 23917 | SH |  | SOLE | 0 | 0 | 0 | 23917 |
| FEDEX CORP | COM | 31428X106 |  | 391227 | 1098 | SH |  | SOLE | 0 | 0 | 0 | 1098 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 954928 | 16177 | SH |  | SOLE | 0 | 0 | 0 | 16177 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 244101 | 3575 | SH |  | SOLE | 0 | 0 | 0 | 3575 |
| FIRST TR EXCHANGE-TRADED ALP | SML CP GRW ALP | 33737M300 |  | 7484238 | 77173 | SH |  | SOLE | 0 | 0 | 0 | 77173 |
| FIRST TR EXCHANGE-TRADED ALP | COM SHS | 33735B108 |  | 2013409 | 15700 | SH |  | SOLE | 0 | 0 | 0 | 15700 |
| FIRST TR EXCHANGE-TRADED FD | DJ INTERNT IDX | 33733E302 |  | 263284 | 1125 | SH |  | SOLE | 0 | 0 | 0 | 1125 |
| FIRSTENERGY CORP | COM | 337932107 |  | 456421 | 9009 | SH |  | SOLE | 0 | 0 | 0 | 9009 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 227976 | 4133 | SH |  | SOLE | 0 | 0 | 0 | 4133 |
| GE AEROSPACE | COM NEW | 369604301 |  | 452746 | 1595 | SH |  | SOLE | 0 | 0 | 0 | 1595 |
| GE VERNOVA INC | COM | 36828A101 |  | 320359 | 367 | SH |  | SOLE | 0 | 0 | 0 | 367 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 860548 | 2507 | SH |  | SOLE | 0 | 0 | 0 | 2507 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 223861 | 1606 | SH |  | SOLE | 0 | 0 | 0 | 1606 |
| GLOBAL X FDS | RATE PREFERRED | 37954Y376 |  | 3635001 | 166527 | SH |  | SOLE | 0 | 0 | 0 | 166527 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 361238 | 427 | SH |  | SOLE | 0 | 0 | 0 | 427 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 417347 | 7562 | SH |  | SOLE | 0 | 0 | 0 | 7562 |
| HOME DEPOT INC | COM | 437076102 |  | 1814137 | 5516 | SH |  | SOLE | 0 | 0 | 0 | 5516 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1453919 | 6432 | SH |  | SOLE | 0 | 0 | 0 | 6432 |
| HORIZON BANCORP IND | COM | 440407104 |  | 214366 | 12937 | SH |  | SOLE | 0 | 0 | 0 | 12937 |
| HUNTINGTON BANCSHARES INC | COM | 446150104 |  | 1216725 | 77746 | SH |  | SOLE | 0 | 0 | 0 | 77746 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 789241 | 3032 | SH |  | SOLE | 0 | 0 | 0 | 3032 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C540 |  | 251090 | 5908 | SH |  | SOLE | 0 | 0 | 0 | 5908 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C656 |  | 1026163 | 23831 | SH |  | SOLE | 0 | 0 | 0 | 23831 |
| INNOVATOR ETFS TRUST | US EQTY ULTRA B | 45782C821 |  | 1383172 | 36171 | SH |  | SOLE | 0 | 0 | 0 | 36171 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C417 |  | 711214 | 17736 | SH |  | SOLE | 0 | 0 | 0 | 17736 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C797 |  | 1690472 | 39213 | SH |  | SOLE | 0 | 0 | 0 | 39213 |
| INNOVATOR ETFS TRUST | BUFFER STEP UP S | 45783Y731 |  | 265491 | 7373 | SH |  | SOLE | 0 | 0 | 0 | 7373 |
| INNOVATOR ETFS TRUST | EMRGNG MKT JAN | 45782C516 |  | 211180 | 6224 | SH |  | SOLE | 0 | 0 | 0 | 6224 |
| INNOVATOR ETFS TRUST | LADDERED ALC BFR | 45783Y756 |  | 2033428 | 56626 | SH |  | SOLE | 0 | 0 | 0 | 56626 |
| INNOVATOR ETFS TRUST | US EQT ULTRA BF | 45782C300 |  | 402655 | 9472 | SH |  | SOLE | 0 | 0 | 0 | 9472 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C813 |  | 1231530 | 26791 | SH |  | SOLE | 0 | 0 | 0 | 26791 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C383 |  | 328448 | 7361 | SH |  | SOLE | 0 | 0 | 0 | 7361 |
| INNOVATOR ETFS TRUST | US EQTY ULTRA B | 45782C649 |  | 564300 | 14593 | SH |  | SOLE | 0 | 0 | 0 | 14593 |
| INNOVATOR ETFS TRUST | US EQT ULTRA BF | 45782C292 |  | 210669 | 5722 | SH |  | SOLE | 0 | 0 | 0 | 5722 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C318 |  | 579450 | 14508 | SH |  | SOLE | 0 | 0 | 0 | 14508 |
| INNOVATOR ETFS TRUST | US EQTY PWR BF | 45782C680 |  | 282336 | 6609 | SH |  | SOLE | 0 | 0 | 0 | 6609 |
| INNOVATOR ETFS TRUST | US EQT PWR BUF | 45782C870 |  | 9389910 | 235927 | SH |  | SOLE | 0 | 0 | 0 | 235927 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C573 |  | 967034 | 23667 | SH |  | SOLE | 0 | 0 | 0 | 23667 |
| INNOVATOR ETFS TRUST | US EQT ULTRA BF | 45782C839 |  | 380174 | 9927 | SH |  | SOLE | 0 | 0 | 0 | 9927 |
| INNOVATOR ETFS TRUST | US EQTY BUFR JAN | 45782C409 |  | 342379 | 6420 | SH |  | SOLE | 0 | 0 | 0 | 6420 |
| INNOVATOR ETFS TRUST | LADERD ALCTN PWR | 45783Y814 |  | 239243 | 4842 | SH |  | SOLE | 0 | 0 | 0 | 4842 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C508 |  | 979386 | 21231 | SH |  | SOLE | 0 | 0 | 0 | 21231 |
| INNOVATOR ETFS TRUST | INTRNL DEV JULY | 45782C722 |  | 2754818 | 81624 | SH |  | SOLE | 0 | 0 | 0 | 81624 |
| INOTIV INC | COM | 45783Q100 |  | 4073 | 14945 | SH |  | SOLE | 0 | 0 | 0 | 14945 |
| INTEL CORP | COM | 458140100 |  | 1033920 | 23429 | SH |  | SOLE | 0 | 0 | 0 | 23429 |
| INTERCONTINENTAL EXCHANGE IN | COM | 45866F104 |  | 388796 | 2472 | SH |  | SOLE | 0 | 0 | 0 | 2472 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 770745 | 3180 | SH |  | SOLE | 0 | 0 | 0 | 3180 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 1495913 | 3245 | SH |  | SOLE | 0 | 0 | 0 | 3245 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 782030 | 10692 | SH |  | SOLE | 0 | 0 | 0 | 10692 |
| INVESCO EXCHANGE TRADED FD T | S MDCP QUALITY | 46137V472 |  | 262043 | 2535 | SH |  | SOLE | 0 | 0 | 0 | 2535 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 779642 | 4062 | SH |  | SOLE | 0 | 0 | 0 | 4062 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 423620 | 5634 | SH |  | SOLE | 0 | 0 | 0 | 5634 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 432808 | 750 | SH |  | SOLE | 0 | 0 | 0 | 750 |
| IRON MTN INC DEL | COM | 46284V101 |  | 244302 | 2392 | SH |  | SOLE | 0 | 0 | 0 | 2392 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 334038 | 3789 | SH |  | SOLE | 0 | 0 | 0 | 3789 |
| ISHARES INC | MSCI GBL GOLD MN | 46434G855 |  | 313125 | 3965 | SH |  | SOLE | 0 | 0 | 0 | 3965 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 261409 | 3748 | SH |  | SOLE | 0 | 0 | 0 | 3748 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 251709 | 3694 | SH |  | SOLE | 0 | 0 | 0 | 3694 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 205013 | 1925 | SH |  | SOLE | 0 | 0 | 0 | 1925 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 734543 | 4851 | SH |  | SOLE | 0 | 0 | 0 | 4851 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 250685 | 2272 | SH |  | SOLE | 0 | 0 | 0 | 2272 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 317252 | 3421 | SH |  | SOLE | 0 | 0 | 0 | 3421 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 2012620 | 29394 | SH |  | SOLE | 0 | 0 | 0 | 29394 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 830754 | 10595 | SH |  | SOLE | 0 | 0 | 0 | 10595 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 3433755 | 17902 | SH |  | SOLE | 0 | 0 | 0 | 17902 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 586003 | 4941 | SH |  | SOLE | 0 | 0 | 0 | 4941 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 321003 | 4574 | SH |  | SOLE | 0 | 0 | 0 | 4574 |
| ISHARES TR | RUS 2000 VAL ETF | 464287630 |  | 987751 | 5210 | SH |  | SOLE | 0 | 0 | 0 | 5210 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 205076 | 3327 | SH |  | SOLE | 0 | 0 | 0 | 3327 |
| ISHARES TR | IBONDS 2027 TERM | 46436E478 |  | 660074 | 29827 | SH |  | SOLE | 0 | 0 | 0 | 29827 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 406546 | 3976 | SH |  | SOLE | 0 | 0 | 0 | 3976 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 239742 | 2767 | SH |  | SOLE | 0 | 0 | 0 | 2767 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 834337 | 5379 | SH |  | SOLE | 0 | 0 | 0 | 5379 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 855760 | 2727 | SH |  | SOLE | 0 | 0 | 0 | 2727 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 1107981 | 9354 | SH |  | SOLE | 0 | 0 | 0 | 9354 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 523086 | 4208 | SH |  | SOLE | 0 | 0 | 0 | 4208 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 13008075 | 165140 | SH |  | SOLE | 0 | 0 | 0 | 165140 |
| ISHARES TR | MRGSTR MD CP VAL | 464288406 |  | 7742979 | 91324 | SH |  | SOLE | 0 | 0 | 0 | 91324 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1151156 | 5388 | SH |  | SOLE | 0 | 0 | 0 | 5388 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 4976182 | 59645 | SH |  | SOLE | 0 | 0 | 0 | 59645 |
| ISHARES TR | RUS MDCP VAL ETF | 464287473 |  | 1482176 | 10170 | SH |  | SOLE | 0 | 0 | 0 | 10170 |
| ISHARES TR | IBONDS 2026 TERM | 46436E528 |  | 1772518 | 77234 | SH |  | SOLE | 0 | 0 | 0 | 77234 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 289699 | 2878 | SH |  | SOLE | 0 | 0 | 0 | 2878 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 463029 | 8153 | SH |  | SOLE | 0 | 0 | 0 | 8153 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 4170635 | 42895 | SH |  | SOLE | 0 | 0 | 0 | 42895 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2957043 | 11924 | SH |  | SOLE | 0 | 0 | 0 | 11924 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 275935 | 3048 | SH |  | SOLE | 0 | 0 | 0 | 3048 |
| ISHARES TR | INTERNATIONAL SL | 46434V266 |  | 5058887 | 121055 | SH |  | SOLE | 0 | 0 | 0 | 121055 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 2608610 | 26857 | SH |  | SOLE | 0 | 0 | 0 | 26857 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 921055 | 7189 | SH |  | SOLE | 0 | 0 | 0 | 7189 |
| ISHARES TR | CORE S ETF | 464287200 |  | 7765750 | 11889 | SH |  | SOLE | 0 | 0 | 0 | 11889 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 326966 | 917 | SH |  | SOLE | 0 | 0 | 0 | 917 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 2261819 | 33494 | SH |  | SOLE | 0 | 0 | 0 | 33494 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1917659 | 4497 | SH |  | SOLE | 0 | 0 | 0 | 4497 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 498671 | 3446 | SH |  | SOLE | 0 | 0 | 0 | 3446 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 13743088 | 123400 | SH |  | SOLE | 0 | 0 | 0 | 123400 |
| J P MORGAN EXCHANGE TRADED F | HEDGED EQUITY LA | 46654Q724 |  | 1348430 | 21099 | SH |  | SOLE | 0 | 0 | 0 | 21099 |
| J P MORGAN EXCHANGE TRADED F | INTERNL GWT | 46641Q324 |  | 215222 | 2899 | SH |  | SOLE | 0 | 0 | 0 | 2899 |
| JANUS DETROIT STR TR | HENDRSN SHRT ETF | 47103U886 |  | 3164960 | 64776 | SH |  | SOLE | 0 | 0 | 0 | 64776 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3226321 | 13199 | SH |  | SOLE | 0 | 0 | 0 | 13199 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 9266037 | 31500 | SH |  | SOLE | 0 | 0 | 0 | 31500 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 436913 | 4529 | SH |  | SOLE | 0 | 0 | 0 | 4529 |
| KROGER CO | COM | 501044101 |  | 556247 | 7687 | SH |  | SOLE | 0 | 0 | 0 | 7687 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 268767 | 445 | SH |  | SOLE | 0 | 0 | 0 | 445 |
| LOWES COS INC | COM | 548661107 |  | 1373523 | 5813 | SH |  | SOLE | 0 | 0 | 0 | 5813 |
| LUMENTUM HLDGS INC | COM | 55024U109 |  | 384410 | 547 | SH |  | SOLE | 0 | 0 | 0 | 547 |
| MARATHON PETE CORP | COM | 56585A102 |  | 236122 | 967 | SH |  | SOLE | 0 | 0 | 0 | 967 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 453572 | 908 | SH |  | SOLE | 0 | 0 | 0 | 908 |
| MATERION CORP | COM | 576690101 |  | 289300 | 2000 | SH |  | SOLE | 0 | 0 | 0 | 2000 |
| MATTHEWS ASIA FDS | EMER MKTS EQUITY | 577125818 |  | 536188 | 14436 | SH |  | SOLE | 0 | 0 | 0 | 14436 |
| MCDONALDS CORP | COM | 580135101 |  | 2212056 | 7118 | SH |  | SOLE | 0 | 0 | 0 | 7118 |
| MCKESSON CORP | COM | 58155Q103 |  | 239705 | 277 | SH |  | SOLE | 0 | 0 | 0 | 277 |
| MERCK  CO INC | COM | 58933Y105 |  | 833449 | 6929 | SH |  | SOLE | 0 | 0 | 0 | 6929 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1724440 | 3014 | SH |  | SOLE | 0 | 0 | 0 | 3014 |
| MICROSOFT CORP | COM | 594918104 |  | 12476030 | 33704 | SH |  | SOLE | 0 | 0 | 0 | 33704 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 259884 | 4509 | SH |  | SOLE | 0 | 0 | 0 | 4509 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 533539 | 3242 | SH |  | SOLE | 0 | 0 | 0 | 3242 |
| MPLX LP | COM UNIT REP LTD | 55336V100 |  | 602171 | 10551 | SH |  | SOLE | 0 | 0 | 0 | 10551 |
| NETFLIX INC. | COM | 64110L106 |  | 407676 | 4240 | SH |  | SOLE | 0 | 0 | 0 | 4240 |
| NEW JERSEY RES CORP | COM | 646025106 |  | 492022 | 8959 | SH |  | SOLE | 0 | 0 | 0 | 8959 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 852754 | 9181 | SH |  | SOLE | 0 | 0 | 0 | 9181 |
| NISOURCE INC | COM | 65473P105 |  | 258482 | 5540 | SH |  | SOLE | 0 | 0 | 0 | 5540 |
| NORTHERN LTS FD TR IV | INSPIRE INTL ETF | 66538H419 |  | 312319 | 8353 | SH |  | SOLE | 0 | 0 | 0 | 8353 |
| NORTHERN LTS FD TR IV | INSPIRE CORP BD | 66538H633 |  | 251119 | 10526 | SH |  | SOLE | 0 | 0 | 0 | 10526 |
| NORTHERN LTS FD TR IV | INSPIRE 100 ETF | 66538H534 |  | 241267 | 5117 | SH |  | SOLE | 0 | 0 | 0 | 5117 |
| NORTHERN LTS FD TR IV | INSPIRE 500 ETF | 66537J796 |  | 204453 | 816 | SH |  | SOLE | 0 | 0 | 0 | 816 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 715176 | 4682 | SH |  | SOLE | 0 | 0 | 0 | 4682 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4404922 | 25258 | SH |  | SOLE | 0 | 0 | 0 | 25258 |
| ONEOK INC NEW | COM | 682680103 |  | 397876 | 4402 | SH |  | SOLE | 0 | 0 | 0 | 4402 |
| OPUS GENETICS INC | COM | 67577R102 |  | 68250 | 15000 | SH |  | SOLE | 0 | 0 | 0 | 15000 |
| ORACLE CORP | COM | 68389X105 |  | 2253019 | 15315 | SH |  | SOLE | 0 | 0 | 0 | 15315 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 804112 | 8711 | SH |  | SOLE | 0 | 0 | 0 | 8711 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 4868746 | 77825 | SH |  | SOLE | 0 | 0 | 0 | 77825 |
| PACER FDS TR | US SMALL CAP CAS | 69374H857 |  | 1679443 | 37429 | SH |  | SOLE | 0 | 0 | 0 | 37429 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1236651 | 8454 | SH |  | SOLE | 0 | 0 | 0 | 8454 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 336444 | 2300 | SH | Put | SOLE | 0 | 0 | 0 | 2300 |
| PEPSICO INC | COM | 713448108 |  | 1930269 | 12430 | SH |  | SOLE | 0 | 0 | 0 | 12430 |
| PFIZER INC | COM | 717081103 |  | 937234 | 33377 | SH |  | SOLE | 0 | 0 | 0 | 33377 |
| PGIM ETF TR | ULTRA SHORT MUNI | 69344A768 |  | 402704 | 8000 | SH |  | SOLE | 0 | 0 | 0 | 8000 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 952992 | 5764 | SH |  | SOLE | 0 | 0 | 0 | 5764 |
| PIMCO ETF TR | SHTRM MUN BD ACT | 72201R874 |  | 665133 | 13184 | SH |  | SOLE | 0 | 0 | 0 | 13184 |
| PIMCO ETF TR | ENHNCD LW DUR AC | 72201R718 |  | 272225 | 2841 | SH |  | SOLE | 0 | 0 | 0 | 2841 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 1576936 | 15680 | SH |  | SOLE | 0 | 0 | 0 | 15680 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 675495 | 12943 | SH |  | SOLE | 0 | 0 | 0 | 12943 |
| PINNACLE WEST CAP CORP | COM | 723484101 |  | 371768 | 3690 | SH |  | SOLE | 0 | 0 | 0 | 3690 |
| PROCTER  GAMBLE CO | COM | 742718109 |  | 1531408 | 10602 | SH |  | SOLE | 0 | 0 | 0 | 10602 |
| PROLOGIS INC. | COM | 74340W103 |  | 286698 | 2169 | SH |  | SOLE | 0 | 0 | 0 | 2169 |
| QNITY ELECTRONICS INC | COMMON STOCK | 74743L100 |  | 275460 | 2387 | SH |  | SOLE | 0 | 0 | 0 | 2387 |
| QUALCOMM INC | COM | 747525103 |  | 441832 | 3431 | SH |  | SOLE | 0 | 0 | 0 | 3431 |
| RELMADA THERAPEUTICS INC | COM | 75955J402 |  | 69600 | 10000 | SH |  | SOLE | 0 | 0 | 0 | 10000 |
| RESMED INC | COM | 761152107 |  | 224480 | 1000 | SH |  | SOLE | 0 | 0 | 0 | 1000 |
| RIO TINTO PLC | SPONSORED ADR | 767204100 |  | 233065 | 2498 | SH |  | SOLE | 0 | 0 | 0 | 2498 |
| RTX CORPORATION | COM | 75513E101 |  | 1247291 | 6466 | SH |  | SOLE | 0 | 0 | 0 | 6466 |
| SALESFORCE INC | COM | 79466L302 |  | 232591 | 1246 | SH |  | SOLE | 0 | 0 | 0 | 1246 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 900317 | 35869 | SH |  | SOLE | 0 | 0 | 0 | 35869 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 439940 | 15129 | SH |  | SOLE | 0 | 0 | 0 | 15129 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 747021 | 29135 | SH |  | SOLE | 0 | 0 | 0 | 29135 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 1002455 | 35995 | SH |  | SOLE | 0 | 0 | 0 | 35995 |
| SCHWAB STRATEGIC TR | MUN BD ETF | 808524649 |  | 247895 | 9729 | SH |  | SOLE | 0 | 0 | 0 | 9729 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1011956 | 32984 | SH |  | SOLE | 0 | 0 | 0 | 32984 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 246962 | 1527 | SH |  | SOLE | 0 | 0 | 0 | 1527 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 229917 | 1730 | SH |  | SOLE | 0 | 0 | 0 | 1730 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 200959 | 1844 | SH |  | SOLE | 0 | 0 | 0 | 1844 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 495602 | 10039 | SH |  | SOLE | 0 | 0 | 0 | 10039 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 385515 | 3250 | SH |  | SOLE | 0 | 0 | 0 | 3250 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 1439663 | 7718 | SH |  | SOLE | 0 | 0 | 0 | 7718 |
| SOUTHERN CO | COM | 842587107 |  | 438056 | 4539 | SH |  | SOLE | 0 | 0 | 0 | 4539 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 3579583 | 8319 | SH |  | SOLE | 0 | 0 | 0 | 8319 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 2263640 | 46847 | SH |  | SOLE | 0 | 0 | 0 | 46847 |
| SSGA ACTIVE ETF TR | STATE STREET DOU | 78467V848 |  | 10070576 | 253475 | SH |  | SOLE | 0 | 0 | 0 | 253475 |
| STARBUCKS CORP | COM | 855244109 |  | 424060 | 4733 | SH |  | SOLE | 0 | 0 | 0 | 4733 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 12571496 | 19331 | SH |  | SOLE | 0 | 0 | 0 | 19331 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 910476 | 1400 | SH | Put | SOLE | 0 | 0 | 0 | 1400 |
| STATE STR SPDR S MIDCAP 40 | UTSER1 S | 78467Y107 |  | 423714 | 687 | SH |  | SOLE | 0 | 0 | 0 | 687 |
| STEEL DYNAMICS INC | COM | 858119100 |  | 368820 | 2049 | SH |  | SOLE | 0 | 0 | 0 | 2049 |
| STRATEGY SHS | EVENTIDE HIGH DI | 86280R811 |  | 298613 | 10297 | SH |  | SOLE | 0 | 0 | 0 | 10297 |
| STRYKER CORPORATION | COM | 863667101 |  | 553162 | 1683 | SH |  | SOLE | 0 | 0 | 0 | 1683 |
| T ROWE PRICE ETF INC | PRICE BLUE CHIP | 87283Q107 |  | 1434348 | 32466 | SH |  | SOLE | 0 | 0 | 0 | 32466 |
| T-MOBILE US INC | COM | 872590104 |  | 253629 | 1208 | SH |  | SOLE | 0 | 0 | 0 | 1208 |
| TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 |  | 759205 | 2247 | SH |  | SOLE | 0 | 0 | 0 | 2247 |
| TARGET CORP | COM | 87612E106 |  | 214647 | 1771 | SH |  | SOLE | 0 | 0 | 0 | 1771 |
| TESLA INC | COM | 88160R101 |  | 1305800 | 3513 | SH |  | SOLE | 0 | 0 | 0 | 3513 |
| THOR INDS INC | COM | 885160101 |  | 244623 | 3062 | SH |  | SOLE | 0 | 0 | 0 | 3062 |
| TIDAL TRUST I | GOTHAM ENHNCD | 886364835 |  | 2057327 | 58145 | SH |  | SOLE | 0 | 0 | 0 | 58145 |
| TIMOTHY PLAN | INTL ETF | 887432334 |  | 320576 | 8895 | SH |  | SOLE | 0 | 0 | 0 | 8895 |
| TJX COS INC NEW | COM | 872540109 |  | 621432 | 3891 | SH |  | SOLE | 0 | 0 | 0 | 3891 |
| TOTALENERGIES SE | ACT | F92124100 |  | 205979 | 2264 | SH |  | SOLE | 0 | 0 | 0 | 2264 |
| UNILEVER PLC | SPON ADR NEW | 904767803 |  | 328432 | 5765 | SH |  | SOLE | 0 | 0 | 0 | 5765 |
| UNION PAC CORP | COM | 907818108 |  | 503101 | 2074 | SH |  | SOLE | 0 | 0 | 0 | 2074 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 279058 | 1031 | SH |  | SOLE | 0 | 0 | 0 | 1031 |
| US BANCORP | COM NEW | 902973304 |  | 692669 | 13318 | SH |  | SOLE | 0 | 0 | 0 | 13318 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 261197 | 2846 | SH |  | SOLE | 0 | 0 | 0 | 2846 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 354726 | 4596 | SH |  | SOLE | 0 | 0 | 0 | 4596 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 3263805 | 5462 | SH |  | SOLE | 0 | 0 | 0 | 5462 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1116683 | 4263 | SH |  | SOLE | 0 | 0 | 0 | 4263 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 5556602 | 17321 | SH |  | SOLE | 0 | 0 | 0 | 17321 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1957914 | 4483 | SH |  | SOLE | 0 | 0 | 0 | 4483 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 742360 | 2585 | SH |  | SOLE | 0 | 0 | 0 | 2585 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 829467 | 9351 | SH |  | SOLE | 0 | 0 | 0 | 9351 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 1120935 | 5713 | SH |  | SOLE | 0 | 0 | 0 | 5713 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 206683 | 803 | SH |  | SOLE | 0 | 0 | 0 | 803 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 728931 | 3355 | SH |  | SOLE | 0 | 0 | 0 | 3355 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1791063 | 23849 | SH |  | SOLE | 0 | 0 | 0 | 23849 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 264919 | 3214 | SH |  | SOLE | 0 | 0 | 0 | 3214 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 296005 | 2140 | SH |  | SOLE | 0 | 0 | 0 | 2140 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 291554 | 2000 | SH |  | SOLE | 0 | 0 | 0 | 2000 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1640743 | 30356 | SH |  | SOLE | 0 | 0 | 0 | 30356 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 35111372 | 703776 | SH |  | SOLE | 0 | 0 | 0 | 703776 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 5981476 | 75457 | SH |  | SOLE | 0 | 0 | 0 | 75457 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 411938 | 4978 | SH |  | SOLE | 0 | 0 | 0 | 4978 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 601067 | 2795 | SH |  | SOLE | 0 | 0 | 0 | 2795 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1262699 | 16375 | SH |  | SOLE | 0 | 0 | 0 | 16375 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 727240 | 11349 | SH |  | SOLE | 0 | 0 | 0 | 11349 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 |  | 3520380 | 34807 | SH |  | SOLE | 0 | 0 | 0 | 34807 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 1014819 | 1454 | SH |  | SOLE | 0 | 0 | 0 | 1454 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 356568 | 7103 | SH |  | SOLE | 0 | 0 | 0 | 7103 |
| VISA INC | COM CL A | 92826C839 |  | 947433 | 3135 | SH |  | SOLE | 0 | 0 | 0 | 3135 |
| WALMART INC | COM | 931142103 |  | 3141688 | 25279 | SH |  | SOLE | 0 | 0 | 0 | 25279 |
| WELLS FARGO  CO | COM | 949746101 |  | 674420 | 8472 | SH |  | SOLE | 0 | 0 | 0 | 8472 |
| WELLTOWER INC | COM | 95040Q104 |  | 227960 | 1153 | SH |  | SOLE | 0 | 0 | 0 | 1153 |
| WW GRAINGER INC | COM | 384802104 |  | 366512 | 336 | SH |  | SOLE | 0 | 0 | 0 | 336 |

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