# EDGAR Filing Document

**Accession Number:** 0000353905
**File Stem:** 0002071844-26-000026
**Filing Date:** 2026-1
**Character Count:** 152471
**Document Hash:** 9dfbfe700fb392cf9c8b7720d03f359f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002071844-26-000026.hdr.sgml**: 20260102

**ACCESSION NUMBER**: 0002071844-26-000026

**CONFORMED SUBMISSION TYPE**: POS AMI

**PUBLIC DOCUMENT COUNT**: 11

**FILED AS OF DATE**: 20260102

**DATE AS OF CHANGE**: 20260102

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** NATIONWIDE VARIABLE INSURANCE TRUST
- **CENTRAL INDEX KEY:** 0000353905

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** POS AMI
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-03213
- **FILM NUMBER:** 26503243

**BUSINESS ADDRESS:**
- **STREET 1:** ONE NATIONWIDE PLAZA
- **STREET 2:** MAIL CODE 5-02-210
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43215
- **BUSINESS PHONE:** 614-435-5749

**MAIL ADDRESS:**
- **STREET 1:** ONE NATIONWIDE PLAZA
- **STREET 2:** MAIL CODE 5-02-210
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43215

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** GARTMORE VARIABLE INSURANCE TRUST
- **DATE OF NAME CHANGE:** 20020125

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NATIONWIDE SEPARATE ACCOUNT TRUST
- **DATE OF NAME CHANGE:** 19920703

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** NATIONWIDE SEPARATE ACCOUNT MONEY MARKET TRUST
- **DATE OF NAME CHANGE:** 19860226

## Series and Classes Contracts Data

### NVIT GS Emerging Markets Equity Insights Fund (Series ID: S000066679)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000214896 | Class Y      |  |

### NVIT GS International Equity Insights Fund (Series ID: S000066680)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000214897 | Class Y      |  |

### NVIT GS Large Cap Equity Fund (Series ID: S000066681)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000214898 | Class Y      |  |

### NVIT GS Small Cap Equity Insights Fund (Series ID: S000066682)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000214899 | Class Y      |  |

### NVIT U.S. 130/30 Equity Fund (Series ID: S000067312)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000216457 | Class Y      |  |

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|:---|
| **AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON JANUARY 2, 2026** |
| **1940 Act File No. 811-03213** |

| |
|:---|
| **SECURITIES AND EXCHANGE COMMISSION** |
| **Washington, D.C. 20549** |

| |
|:---|
| **FORM N-1A** |
| **REGISTRATION STATEMENT**<br> ***UNDER***<br> ***THE INVESTMENT COMPANY ACT OF 1940*** |
| **Amendment No. 282** |
| **(Check appropriate box or boxes)** |

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| |
|:---|
| **NATIONWIDE VARIABLE INSURANCE TRUST**<br>|
| **(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)** |

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| |
|:---|
| **ONE NATIONWIDE PLAZA** |
| **MAIL CODE 1-18-102** |
| **COLUMBUS, OHIO 43215** |
| **(ADDRESS OF PRINCIPAL EXECUTIVE OFFICE) (ZIP CODE)** |
| (614) 435-5787 |
| **Registrant's Telephone Number, including Area Code** |

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| | |
|:---|:---|
| **Send Copies of Communications to:** | **Send Copies of Communications to:** |
| **ALLAN J. OSTER, ESQ.** | **PRUFESH R. MODHERA, ESQ.** |
| **ONE NATIONWIDE PLAZA** | **STRADLEY RONON STEVENS & YOUNG, LLP** |
| **COLUMBUS, OHIO 43215** | **2000 K STREET, N.W., SUITE 700** |
| **(NAME AND ADDRESS OF AGENT FOR SERVICE)** | **WASHINGTON, DC 20006** |

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#### EXPLANATORY NOTE

This Amendment No. 282 (the "Amendment") to the Registration Statement of Nationwide Variable Insurance Trust (the "Registrant") on Form N-1A is being filed under the Investment Company Act of 1940 (the "1940 Act"), as amended, to amend and supplement Amendment No. 280 to the Registrant's Registration Statement on Form N-1A, filed with the U.S. Securities and Exchange Commission (the "Commission") on April 29, 2025 under the 1940 Act (Accession No. 0001193125-25-103470) ("Amendment No. 280"), as pertaining to Part B of the NVIT U.S. 130/30 Equity Fund, NVIT GS Emerging Markets Equity Insights Fund, NVIT GS International Equity Insights Fund, NVIT GS Large Cap Equity Fund, and NVIT GS Small Cap Equity Insights Fund (together, the "Funds"), each a series of the Registrant.

[Parts A and Part B of the Funds, as filed in Amendment No. 280](https://www.sec.gov/Archives/edgar/data/353905/000119312525103470/d926209dposami.htm), as supplemented, are incorporated herein by reference.

The shares of beneficial interest ("Shares") of the series of the Registrant are not registered under the Securities Act of 1933, as amended (the "Securities Act"), because each series of the Registrant issues its shares only in private placement transactions that do not involve a public offering within the meaning of Section 4(a)(2) of the Securities Act.

Shares of the series of the Registrant may be purchased only by "accredited investors," as defined in Regulation D under the Securities Act. This Amendment is not offering to sell, or soliciting any offer to buy, any security to the public within the meaning of the Securities Act.

[The unaudited Financial Statement of the Funds for the period ended June 30, 2025, as filed with the Commission on August 27, 2025 (Accession No. 0001398344-25-016853) contained in the Semi-Annual Report of the Registrant, dated June 30, 2025](https://www.sec.gov/ix?doc=/Archives/edgar/data/353905/000139834425016853/primary-document.htm), is incorporated herein by reference. Additionally, [the audited Financial Statement and the Report of Independent Registered Public Account Firm of the Funds for the fiscal year ended December 31, 2024, as filed with the Commission on February 27, 2025 (Accession No. 0001398344-25-003664) contained in the Annual Report of the Registrant, dated December 31, 2024](https://www.sec.gov/ix?doc=/Archives/edgar/data/353905/000139834425003664/primary-document.htm), is incorporated herein by reference.

This Registration Statement relates only to the Funds and does not incorporate by reference the currently effective Parts A or Parts B of the Registrant's other series. <br>

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| |
|:---|
| **NATIONWIDE VARIABLE INSURANCE TRUST** |
| NVIT GS Emerging Markets Equity Insights Fund |
| NVIT GS International Equity Insights Fund |
| NVIT GS Large Cap Equity Fund |
| NVIT GS Small Cap Equity Insights Fund |
| NVIT U.S. 130/30 Equity Fund |

---

#### Amendment dated January 2, 2026

#### to the Statement of Additional Information ("SAI") dated April 29, 2025

*Capitalized terms and certain other terms used in this amendment, unless otherwise defined in this amendment, have the meanings assigned to them in the SAI.*

#### Independent Trustees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Effective December 31, 2025, all references to, and information regarding, Barbara I. Jacobs and Douglas F. Kridler in the SAI are deleted in their entirety.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Effective immediately, the SAI is amended as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. The following replaces the tables and accompanying footnotes under the heading "Independent Trustees" beginning on page 37 of the SAI:

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| | | |
|:---|:---|:---|
| **Tracy Bollin** | **Tracy Bollin** | **Tracy Bollin** |
| **Year of Birth** | **Positions Held with Trust and Length of Time Served<sup>1</sup>** | **Number of Portfolios Overseen in the Nationwide Fund Complex** |
| 1970 | Trustee since July 2025 | 113 |
| **Principal Occupation(s) During the Past Five Years (or Longer)** From 2015 until 2021, Mr. Bollin served as Vice President and CFO of Principal Funds, Managing Director of Fund Operations for Principal Global Investors, and President of Principal Shareholder Services. | **Principal Occupation(s) During the Past Five Years (or Longer)** From 2015 until 2021, Mr. Bollin served as Vice President and CFO of Principal Funds, Managing Director of Fund Operations for Principal Global Investors, and President of Principal Shareholder Services. | **Principal Occupation(s) During the Past Five Years (or Longer)** From 2015 until 2021, Mr. Bollin served as Vice President and CFO of Principal Funds, Managing Director of Fund Operations for Principal Global Investors, and President of Principal Shareholder Services. |
| **Other Directorships held During the Past Five Years**<sup>2</sup> Board member of On With Life since September 2024. | **Other Directorships held During the Past Five Years**<sup>2</sup> Board member of On With Life since September 2024. | **Other Directorships held During the Past Five Years**<sup>2</sup> Board member of On With Life since September 2024. |
| **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Mr. Bollin has held multiple roles in the financial services industry, including positions in capital markets, finance, operations, and as a board member. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Mr. Bollin has held multiple roles in the financial services industry, including positions in capital markets, finance, operations, and as a board member. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Mr. Bollin has held multiple roles in the financial services industry, including positions in capital markets, finance, operations, and as a board member. |
| **Kristina Bradshaw** | **Kristina Bradshaw** | **Kristina Bradshaw** |
| **Year of Birth** | **Positions Held with Trust and Length of Time Served<sup>1</sup>** | **Number of Portfolios Overseen in the Nationwide Fund Complex** |
| 1980 | Trustee since January 2023 | 113 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Retired. Ms. Bradshaw was a Portfolio Manager on the Dividend Value team at Invesco from August 2006 to August 2020. Prior to that, she was an investment banker in the Global Energy & Utilities group at Morgan Stanley from June 2002 to July 2004. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Retired. Ms. Bradshaw was a Portfolio Manager on the Dividend Value team at Invesco from August 2006 to August 2020. Prior to that, she was an investment banker in the Global Energy & Utilities group at Morgan Stanley from June 2002 to July 2004. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Retired. Ms. Bradshaw was a Portfolio Manager on the Dividend Value team at Invesco from August 2006 to August 2020. Prior to that, she was an investment banker in the Global Energy & Utilities group at Morgan Stanley from June 2002 to July 2004. |
| **Other Directorships held During the Past Five Years**<sup>2</sup> Board Member of Southern Smoke Foundation from August 2020 to 2023, Board Member of Houston Ballet from July 2011 to present and President from July 2022 to July 2024 and Chair since July 2024, and Board Member of Hermann Park Conservancy from July 2011 to present, serving as Board Chair from 2020 to 2024. | **Other Directorships held During the Past Five Years**<sup>2</sup> Board Member of Southern Smoke Foundation from August 2020 to 2023, Board Member of Houston Ballet from July 2011 to present and President from July 2022 to July 2024 and Chair since July 2024, and Board Member of Hermann Park Conservancy from July 2011 to present, serving as Board Chair from 2020 to 2024. | **Other Directorships held During the Past Five Years**<sup>2</sup> Board Member of Southern Smoke Foundation from August 2020 to 2023, Board Member of Houston Ballet from July 2011 to present and President from July 2022 to July 2024 and Chair since July 2024, and Board Member of Hermann Park Conservancy from July 2011 to present, serving as Board Chair from 2020 to 2024. |
| **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Ms. Bradshaw has significant board experience; significant portfolio management experience in the investment management industry and is a Chartered Financial Analyst. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Ms. Bradshaw has significant board experience; significant portfolio management experience in the investment management industry and is a Chartered Financial Analyst. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Ms. Bradshaw has significant board experience; significant portfolio management experience in the investment management industry and is a Chartered Financial Analyst. |

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| | | |
|:---|:---|:---|
| **Lorn C. Davis** | **Lorn C. Davis** | **Lorn C. Davis** |
| **Year of Birth** | **Positions Held with Trust and Length of Time Served<sup>1</sup>** | **Number of Portfolios Overseen in the Nationwide Fund Complex** |
| 1968 | Trustee since January 2021 | 113 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Davis has been a Managing Partner of College Hill Capital Partners, LLC (private equity) since June 2016. From September 1998 until May 2016, Mr. Davis originated and managed debt and equity investments for John Hancock Life Insurance Company (U.S.A.)/Hancock Capital Management, LLC, serving as a Managing Director from September 2003 through May 2016. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Davis has been a Managing Partner of College Hill Capital Partners, LLC (private equity) since June 2016. From September 1998 until May 2016, Mr. Davis originated and managed debt and equity investments for John Hancock Life Insurance Company (U.S.A.)/Hancock Capital Management, LLC, serving as a Managing Director from September 2003 through May 2016. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Davis has been a Managing Partner of College Hill Capital Partners, LLC (private equity) since June 2016. From September 1998 until May 2016, Mr. Davis originated and managed debt and equity investments for John Hancock Life Insurance Company (U.S.A.)/Hancock Capital Management, LLC, serving as a Managing Director from September 2003 through May 2016. |
| **Other Directorships held During the Past Five Years**<sup>2</sup> Board Member of The Pine Street Inn from 2009 to present, Member of the Advisory Board (non-fiduciary) of Mearthane Products Corporation from 2021 to 2022, Trustee of The College of the Holy Cross since July 2022, and Member of Board of Managers of the College Circle Creamery Holdings since February 2023. | **Other Directorships held During the Past Five Years**<sup>2</sup> Board Member of The Pine Street Inn from 2009 to present, Member of the Advisory Board (non-fiduciary) of Mearthane Products Corporation from 2021 to 2022, Trustee of The College of the Holy Cross since July 2022, and Member of Board of Managers of the College Circle Creamery Holdings since February 2023. | **Other Directorships held During the Past Five Years**<sup>2</sup> Board Member of The Pine Street Inn from 2009 to present, Member of the Advisory Board (non-fiduciary) of Mearthane Products Corporation from 2021 to 2022, Trustee of The College of the Holy Cross since July 2022, and Member of Board of Managers of the College Circle Creamery Holdings since February 2023. |
| **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Mr. Davis has significant board experience; significant past service at a large asset management company and significant experience in the investment management industry. Mr. Davis is a Chartered Financial Analyst and earned a Certificate of Director Education from the National Association of Corporate Directors in 2008. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Mr. Davis has significant board experience; significant past service at a large asset management company and significant experience in the investment management industry. Mr. Davis is a Chartered Financial Analyst and earned a Certificate of Director Education from the National Association of Corporate Directors in 2008. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Mr. Davis has significant board experience; significant past service at a large asset management company and significant experience in the investment management industry. Mr. Davis is a Chartered Financial Analyst and earned a Certificate of Director Education from the National Association of Corporate Directors in 2008. |
| **Keith F. Karlawish** | **Keith F. Karlawish** | **Keith F. Karlawish** |
| **Year of Birth** | **Positions Held with Trust and Length of Time Served<sup>1</sup>** | **Number of Portfolios Overseen in the Nationwide Fund Complex** |
| 1964 | Trustee since March 2012; Chairman since January 2021 | 113 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Karlawish is a Partner, and Senior Wealth Advisor with Curi RMB Capital. Previously, he was Senior Director of Wealth Management with Curi Wealth Management which acquired Park Ridge Asset Management, LLC in August 2022. Prior to this time, Mr. Karlawish was a partner with Park Ridge Asset Management, LLC since December 2008 and also served as a portfolio manager. From May 2002 until October 2008, Mr. Karlawish was the President of BB&T Asset Management, Inc., and was President of the BB&T Mutual Funds and BB&T Variable Insurance Funds from February 2005 until October 2008. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Karlawish is a Partner, and Senior Wealth Advisor with Curi RMB Capital. Previously, he was Senior Director of Wealth Management with Curi Wealth Management which acquired Park Ridge Asset Management, LLC in August 2022. Prior to this time, Mr. Karlawish was a partner with Park Ridge Asset Management, LLC since December 2008 and also served as a portfolio manager. From May 2002 until October 2008, Mr. Karlawish was the President of BB&T Asset Management, Inc., and was President of the BB&T Mutual Funds and BB&T Variable Insurance Funds from February 2005 until October 2008. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Karlawish is a Partner, and Senior Wealth Advisor with Curi RMB Capital. Previously, he was Senior Director of Wealth Management with Curi Wealth Management which acquired Park Ridge Asset Management, LLC in August 2022. Prior to this time, Mr. Karlawish was a partner with Park Ridge Asset Management, LLC since December 2008 and also served as a portfolio manager. From May 2002 until October 2008, Mr. Karlawish was the President of BB&T Asset Management, Inc., and was President of the BB&T Mutual Funds and BB&T Variable Insurance Funds from February 2005 until October 2008. |
| **Other Directorships held During the Past Five Years**<sup>2</sup> None | **Other Directorships held During the Past Five Years**<sup>2</sup> None | **Other Directorships held During the Past Five Years**<sup>2</sup> None |
| **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Mr. Karlawish has significant board experience, including past service on the boards of BB&T Mutual Funds and BB&T Variable Insurance Funds; significant executive experience, including past service at a large asset management company and significant experience in the investment management industry. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Mr. Karlawish has significant board experience, including past service on the boards of BB&T Mutual Funds and BB&T Variable Insurance Funds; significant executive experience, including past service at a large asset management company and significant experience in the investment management industry. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Mr. Karlawish has significant board experience, including past service on the boards of BB&T Mutual Funds and BB&T Variable Insurance Funds; significant executive experience, including past service at a large asset management company and significant experience in the investment management industry. |
| **Carol A. Kosel** | **Carol A. Kosel** | **Carol A. Kosel** |
| **Year of Birth** | **Positions Held with Trust and Length of Time Served<sup>1</sup>** | **Number of Portfolios Overseen in the Nationwide Fund Complex** |
| 1963 | Trustee since March 2013 | 113 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Retired. Ms. Kosel was a consultant to the Evergreen Funds Board of Trustees from October 2005 to December 2007. She was Senior Vice President, Treasurer, and Head of Fund Administration of the Evergreen Funds from April 1997 to October 2005. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Retired. Ms. Kosel was a consultant to the Evergreen Funds Board of Trustees from October 2005 to December 2007. She was Senior Vice President, Treasurer, and Head of Fund Administration of the Evergreen Funds from April 1997 to October 2005. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Retired. Ms. Kosel was a consultant to the Evergreen Funds Board of Trustees from October 2005 to December 2007. She was Senior Vice President, Treasurer, and Head of Fund Administration of the Evergreen Funds from April 1997 to October 2005. |
| **Other Directorships held During the Past Five Years**<sup>2</sup> None | **Other Directorships held During the Past Five Years**<sup>2</sup> None | **Other Directorships held During the Past Five Years**<sup>2</sup> None |
| **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Ms. Kosel has significant board experience, including past service on the boards of Evergreen Funds and Sun Capital Advisers Trust; significant executive experience, including past service at a large asset management company and significant experience in the investment management industry. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Ms. Kosel has significant board experience, including past service on the boards of Evergreen Funds and Sun Capital Advisers Trust; significant executive experience, including past service at a large asset management company and significant experience in the investment management industry. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Ms. Kosel has significant board experience, including past service on the boards of Evergreen Funds and Sun Capital Advisers Trust; significant executive experience, including past service at a large asset management company and significant experience in the investment management industry. |

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| | | |
|:---|:---|:---|
| **Charlotte Tiedemann Petersen** | **Charlotte Tiedemann Petersen** | **Charlotte Tiedemann Petersen** |
| **Year of Birth** | **Positions Held with Trust and Length of Time Served<sup>1</sup>** | **Number of Portfolios Overseen in the Nationwide Fund Complex** |
| 1960 | Trustee since January 2023 | 113 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Self-employed as a private real estate investor/principal since January 2011. Ms. Petersen served as Chief Investment Officer at Alexander Capital Management from April 2006 to December 2010. From July 1993 to June 2002, Ms. Petersen was a Portfolio Manager, Partner and Management Committee member of Denver Investment Advisors LLC. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Self-employed as a private real estate investor/principal since January 2011. Ms. Petersen served as Chief Investment Officer at Alexander Capital Management from April 2006 to December 2010. From July 1993 to June 2002, Ms. Petersen was a Portfolio Manager, Partner and Management Committee member of Denver Investment Advisors LLC. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Self-employed as a private real estate investor/principal since January 2011. Ms. Petersen served as Chief Investment Officer at Alexander Capital Management from April 2006 to December 2010. From July 1993 to June 2002, Ms. Petersen was a Portfolio Manager, Partner and Management Committee member of Denver Investment Advisors LLC. |
| **Other Directorships held During the Past Five Years**<sup>2</sup> Investment Committee for the University of Colorado Foundation from February 2015 to June 2022. | **Other Directorships held During the Past Five Years**<sup>2</sup> Investment Committee for the University of Colorado Foundation from February 2015 to June 2022. | **Other Directorships held During the Past Five Years**<sup>2</sup> Investment Committee for the University of Colorado Foundation from February 2015 to June 2022. |
| **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Ms. Petersen has significant board experience including past service as a Trustee of Scout Funds and Director of Fischer Imaging, where she chaired committees for both entities; significant experience in the investment management industry and is a Chartered Financial Analyst. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Ms. Petersen has significant board experience including past service as a Trustee of Scout Funds and Director of Fischer Imaging, where she chaired committees for both entities; significant experience in the investment management industry and is a Chartered Financial Analyst. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Ms. Petersen has significant board experience including past service as a Trustee of Scout Funds and Director of Fischer Imaging, where she chaired committees for both entities; significant experience in the investment management industry and is a Chartered Financial Analyst. |
| **David E. Wezdenko** | **David E. Wezdenko** | **David E. Wezdenko** |
| **Year of Birth** | **Positions Held with Trust and Length of Time Served<sup>1</sup>** | **Number of Portfolios Overseen in the Nationwide Fund Complex** |
| 1963 | Trustee since January 2021 | 113 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Wezdenko is a Co-Founder and Managing Partner of Blue Leaf Ventures (venture capital firm, founded May 2018). From November 2008 until December 2017, Mr. Wezdenko was Managing Director of JPMorgan Chase & Co. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Wezdenko is a Co-Founder and Managing Partner of Blue Leaf Ventures (venture capital firm, founded May 2018). From November 2008 until December 2017, Mr. Wezdenko was Managing Director of JPMorgan Chase & Co. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Wezdenko is a Co-Founder and Managing Partner of Blue Leaf Ventures (venture capital firm, founded May 2018). From November 2008 until December 2017, Mr. Wezdenko was Managing Director of JPMorgan Chase & Co. |
| **Other Directorships held During the Past Five Years**<sup>2</sup> Independent Trustee for National Philanthropic Trust from October 2021 to present and Board Member for Saint Vincent de Paul of Palm Beach County from May 2023 to present. | **Other Directorships held During the Past Five Years**<sup>2</sup> Independent Trustee for National Philanthropic Trust from October 2021 to present and Board Member for Saint Vincent de Paul of Palm Beach County from May 2023 to present. | **Other Directorships held During the Past Five Years**<sup>2</sup> Independent Trustee for National Philanthropic Trust from October 2021 to present and Board Member for Saint Vincent de Paul of Palm Beach County from May 2023 to present. |
| **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Mr. Wezdenko has significant board experience; significant past service at a large asset and wealth management company and significant experience in the investment management industry. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Mr. Wezdenko has significant board experience; significant past service at a large asset and wealth management company and significant experience in the investment management industry. | **Experience, Qualifications, Attributes, and Skills for Board Membership**<br> Mr. Wezdenko has significant board experience; significant past service at a large asset and wealth management company and significant experience in the investment management industry. |

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<sup>1</sup> Length of time served includes time served with the Trust's predecessors. The tenure of each Trustee is subject to the Board's retirement policy, which states that a Trustee shall retire from the Boards of Trustees of the Trusts effective on December 31 of the calendar year during which he or she turns 75 years of age; provided this policy does not apply to a person who became a Trustee prior to September 11, 2019.

<sup>2</sup> Directorships held in: (1) any other investment companies registered under the 1940 Act, (2) any company with a class of securities registered pursuant to Section 12 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or (3) any company subject to the requirements of Section 15(d) of the Exchange Act, which are required to be disclosed in this SAI. In addition, certain other directorships not meeting the aforementioned requirements may be included for certain Trustees such as board positions on non-profit organizations.

#### Officers of the Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Effective immediately, the SAI is amended as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. The following replaces the table and accompanying footnotes under the heading "Officers of the Trust" beginning on page 40 of the SAI:

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| | |
|:---|:---|
| **Joseph N. Aniano** | **Joseph N. Aniano** |
| **Year of Birth** | **Positions Held with Funds and Length of Time Served** |
| 1978 | President, Chief Executive Officer and Principal Executive Officer since November 2025 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Aniano is President and Chief Executive Officer of Nationwide Investment Management Group and is a Senior Vice President of Nationwide Mutual Insurance Company.<sup>1</sup> He previously served as President of Nationwide Securities, LLC, and before that as Head of Investment Management Group Product Lifecycle Management. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Aniano is President and Chief Executive Officer of Nationwide Investment Management Group and is a Senior Vice President of Nationwide Mutual Insurance Company.<sup>1</sup> He previously served as President of Nationwide Securities, LLC, and before that as Head of Investment Management Group Product Lifecycle Management. |
| **Lee T. Cummings** | **Lee T. Cummings** |
| **Year of Birth** | **Positions Held with Funds and Length of Time Served** |
| 1963 | Senior Vice President and Head of Fund Operations since December 2015 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Cummings is Senior Vice President and Head of Fund Operations of Nationwide Investment Management Group, and is a Vice President of Nationwide Mutual Insurance Company.<sup>1</sup> He previously served as the Trust's Treasurer and Principal Financial Officer, and served temporarily as the Trust's President, Chief Executive Officer and Principal Executive Officer from September 2022 until March 2023. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Cummings is Senior Vice President and Head of Fund Operations of Nationwide Investment Management Group, and is a Vice President of Nationwide Mutual Insurance Company.<sup>1</sup> He previously served as the Trust's Treasurer and Principal Financial Officer, and served temporarily as the Trust's President, Chief Executive Officer and Principal Executive Officer from September 2022 until March 2023. |
| **David Majewski** | **David Majewski** |
| **Year of Birth** | **Positions Held with Funds and Length of Time Served** |
| 1976 | Treasurer and Principal Financial Officer since September 2022 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Majewski is Senior Director, Financial Administration of Nationwide Investment Management Group. Mr. Majewski previously served as the Trust's Assistant Secretary and Assistant Treasurer. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Majewski is Senior Director, Financial Administration of Nationwide Investment Management Group. Mr. Majewski previously served as the Trust's Assistant Secretary and Assistant Treasurer. |
| **Nicholas T. Graham** | **Nicholas T. Graham** |
| **Year of Birth** | **Positions Held with Funds and Length of Time Served** |
| 1982 | Vice President and Chief Compliance Officer since December 2025 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Graham is Vice President of NFA and Chief Compliance Officer of NFA and the Trust. He previously served as AVP, Chief Compliance Officer for the Nationwide Office of Investments and its registered investment adviser, Nationwide Asset Management, LLC<sup>1</sup>. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Graham is Vice President of NFA and Chief Compliance Officer of NFA and the Trust. He previously served as AVP, Chief Compliance Officer for the Nationwide Office of Investments and its registered investment adviser, Nationwide Asset Management, LLC<sup>1</sup>. |
| **Stephen R. Rimes** | **Stephen R. Rimes** |
| **Year of Birth** | **Positions Held with Funds and Length of Time Served** |
| 1970 | Secretary, Senior Vice President and General Counsel since December 2019 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Rimes is Vice President, Associate General Counsel and Secretary for Nationwide Investment Management Group, and Vice President of Nationwide Mutual Insurance Company.<sup>1</sup> He previously served as Assistant General Counsel for Invesco from 2000-2019. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Rimes is Vice President, Associate General Counsel and Secretary for Nationwide Investment Management Group, and Vice President of Nationwide Mutual Insurance Company.<sup>1</sup> He previously served as Assistant General Counsel for Invesco from 2000-2019. |
| **Christopher C. Graham** | **Christopher C. Graham** |
| **Year of Birth** | **Positions Held with Funds and Length of Time Served** |
| 1971 | Senior Vice President, Head of Investment Strategies, Chief Investment Officer and Portfolio Manager since September 2016 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Graham is Senior Vice President, Head of Investment Strategies and Portfolio Manager for the Nationwide Funds Group, and is a Vice President of Nationwide Mutual Insurance Company.<sup>1</sup> | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Graham is Senior Vice President, Head of Investment Strategies and Portfolio Manager for the Nationwide Funds Group, and is a Vice President of Nationwide Mutual Insurance Company.<sup>1</sup> |
| **Benjamin Hoecherl** | **Benjamin Hoecherl** |
| **Year of Birth** | **Positions Held with Funds and Length of Time Served** |
| 1976 | Senior Vice President, Head of Business and Product Development since December 2023 |
| **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Hoecherl is Vice President, Head of Business and Product Development for Nationwide Investment Management Group, and is a Vice President of Nationwide Mutual Insurance Company.<sup>1</sup> He previously served as AVP for Nationwide ProAccount within Nationwide Retirement Solutions. | **Principal Occupation(s) During the Past Five Years (or Longer)**<br> Mr. Hoecherl is Vice President, Head of Business and Product Development for Nationwide Investment Management Group, and is a Vice President of Nationwide Mutual Insurance Company.<sup>1</sup> He previously served as AVP for Nationwide ProAccount within Nationwide Retirement Solutions. |

---

<sup>1</sup> These positions are held with an affiliated person or principal underwriter of the Funds.

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. The list of entities or people that are affiliates of both the Trust and Nationwide Fund Distributors LLC under the heading "Distributor" on page 49 of the SAI is deleted in its entirety and replaced with the following:

Nationwide Fund Advisors

Nationwide Fund Management LLC

Nationwide Life Insurance Company

Nationwide Life and Annuity Insurance Company

Jefferson National Life Insurance Company

Jefferson National Life Insurance Company of New York

Nationwide Financial Services, Inc.

Nationwide Corporation

Nationwide Mutual Insurance Company

Christopher Graham

Nicholas T. Graham<br> Joseph N. Aniano

Lee T. Cummings

Stephen R. Rimes

David Majewski<br> Benjamin Hoecherl

#### PLEASE RETAIN THIS AMENDMENT FOR FUTURE REFERENCE

#### <br>

------

PART C

OTHER INFORMATION

#### ITEM 28. EXHIBITS

(a) [<u>Second Amended and Restated Agreement and Declaration of Trust, dated as of June 17, 2009 (the "Amended Declaration"), of the Registrant, Nationwide Variable Insurance Trust, a Delaware Statutory Trust (the "Trust" or "NVIT"), previously filed</u> <u>as Exhibit EX-23.a with the Trust's registration statement on August 26, 2009, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000095012309038165/b74313exv23wa.htm)

(b) [Third Amended and Restated Bylaws, dated as of August 28, 2020 (the "Amended Bylaws"), of the Trust, previously filed as Exhibit EX-28.b with the Trust's registration statement on September 15, 2020, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312520246037/d60428dex9928b.htm)

(c) Certificates for shares are not issued. Articles III, V and VI of the Amended Declaration and Articles II and VII of the Amended Bylaws, incorporated by reference to Exhibits (a) and (b), respectively, define the rights of holders of
 shares.

(d) Investment Advisory Agreements

(1) [Investment Advisory Agreement among the Trust and Nationwide Fund Advisors ("NFA"), dated May 1, 2007, previously filed as Exhibit EX-99.d.1 with the Trust's registration statement on April 30, 2007, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000113542807000150/ex-d1.txt)

(a) [Exhibit A to the Investment Advisory Agreement, amended October 1, 2025, is filed herewith as Exhibit EX-28.d.1.a.](exhibitainvstmntadvsryagrmnt.htm)

(2) [<u>Investment Advisory Agreement among the Trust and NFA, dated October 16, 2017, previously filed as Exhibit EX-28.d</u> <u>.2 with the Trust's registration statement on October 16, 2017, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312517310601/d445755dex9928d2.htm)

(a) [<u>Exhibit A to the Investment Advisory Agreement, amended March 12, 2025, previously filed</u> <u>as Exhibit</u> <u>EX-28.d.2.a with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928d2a.htm)

(3) Subadvisory Agreements

(a) [<u>Amended Subadvisory Agreement among the Trust, NFA and BlackRock Investment Manag</u> <u>ement, LLC, dated May 1, 2007, as amended June 16, 2010, previously filed as Exhibit EX-28.d.2.g with the Trust's registration statement on September 14, 2010, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000095012310086013/w79637aexv99w28wdw2wg.htm)

(i) [<u>Exhibit A to the Amended Subadvisory Agreement, amended January 10, 2017, previously filed as Exhibit EX-28.d.2.d.i with the Trust's registration statement on February 3, 20</u> <u>17, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312517030377/d229802dex9928d2di.htm)

(b) [<u>Subadvisory Agreement among the Trust, NFA and Wellington Management Company, L</u> <u>LP, dated March 24, 2008, previously filed as Exhibit EX-23.d.2.aa with the Trust's registration statement on March 27, 2008, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000089322008000868/q52178bexv23wxdyx2yxaay.htm)

(i) [<u>Exhibit A to the Subadvisory Agreement, amended September 19, 2017, previousl</u> <u>y filed as Exhibit EX-28.d.3.l.i with the Trust's registration statement on October 16, 2017, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312517310601/d445755dex9928d31i.htm)

(c) [<u>Subadvisory Agreement among the Trust, NFA and Lazard Asset Management LLC, dated June 17, 2013,</u> <u>previously filed as Exhibit EX-28.d.2.aa with the Trust's registration statement on January 7, 2014, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000113743914000024/lazardsubadvisoryagmt.htm)

(i) [Amendment to Exhibit A to the Subadvisory Agreement, as amended October 1, 2025, is filed herewith as Exhibit EX-28.d.3.c.i.](amndmtexhibitasubadvsagremnt.htm)

(d) [<u>Subadvisory Agreement among the Trust, NFA and Nationwide Asset Management, LLC, dated Septe</u> <u>mber 3, 2014, previously filed as Exhibit EX-28.2.aa with the Trust's registration statement on February 12, 2015, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312515046325/d851102dex99282aa.htm)

(i) [<u>Exhibits A and B to the Subadvisory Agreement, amended May 1, 2015, previously filed a</u> <u>s Exhibit EX-28.2.bb.i with the Trust's registration statement on April 21, 2015, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312515139948/d889311dex99282bbi.htm)

------

(e) [<u>Subadvisory Agreement among the Trust, NFA and Jacobs Levy Equity Management, Inc., dated December 10, 2015, previously filed as Exhibit EX-16.6.b.xxvii with th</u> <u>e Trust's registration statement on Form N-14 on December 22, 2015, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000158281615000439/jacobslevysubadvisoryagmt.htm)

(f) [<u>Subadvisory Agreement among the Trust, NFA and Nationwide Asset Management, LLC, dated January 1, 2008, previously filed as Exhibit</u> <u>EX-23.d.2.v with the Trust's registration statement on February 8, 2008, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000089322008000255/w47911aexv23wxdyx2yxvy.htm)

(i) [<u>Exhibit A to the Subadvisory Agreement, amended May 1, 2013, previously filed as Exhibit</u> <u>EX-28.d.2.k.i with the Trust's registration statement on January 17, 2014, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312514014315/d647433dex9928d2ki.htm)

(g) [<u>Subadvisory Agreement among the Trust, NFA and DoubleLine Capital LP, dated October 16, 201</u> <u>7, previously filed as Exhibit EX-28.d.3.cc with the Trust's registration statement on October 16, 2017, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312517310601/d445755dex9928d3cc.htm)

(h) [<u>Subadvisory Agreement among the Trust, NFA and BlackRock Investment Management, LLC, dated July 2, 2018, previously filed as Exhibit EX-28.d.3.cc with the Trust's registration statement on September 24, 2018, is hereby incorporated b</u> <u>y reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312518281201/d624477dex9928d3cc.htm)

(i) [Exhibit A to the Subadvisory Agreement, as amended March 12, 2025, previously filed as Exhibit EX-28.d.3.i.i with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928d3ii.htm)

(i) [<u>S</u> <u>ubadvisory Agreement among the Trust, NFA and WCM Investment Management, LLC,</u> <u>dated October 8, 2018, previously filed as Exhibit EX-28.d.3.cc with the Trust's registration statement on January 7, 2019, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312519003435/d675436dex9928d3cc.htm)

(i) [<u>Exhibit A to</u> <u>the Subadvisory Agreement, amended September 13, 2019, previously filed as Exhibit EX-28.d.3.bb.i with the Trust's registration statement on October 4, 2019.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312519262393/d809092dex9928d3bbi.htm)

(j) [<u>Subadvisory Agreement a</u> <u>mong the Trust, NFA and Invesco Advisers, Inc., dated May 24, 2019, previously filed as Exhibit EX-28.d.3.dd with the Trust's registration statement on July 16, 2019, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312519194690/d35415dex9928d3dd.htm)

(k) [<u>Subadvisory Agreement</u> <u>among the Trust, NFA and Goldman Sachs Asset Management, L.P., dated June 13, 2019, previously filed as Exhibit EX-28.d.3.ee with the Trust's registration statement on October 4, 2019, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312519262393/d809092dex9928d3ee.htm)

(l) [<u>Subadvisory Agreement among the Trust, NFA and J.P. Morgan Investment Management Inc., dated June 13, 2019, previously filed as Exhibit EX-28.d.3.ff with the Trust's registration statement</u> <u>on July 26, 2019, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312519203767/d767005dex9928d3ff.htm)

(i) [<u>Amendment to Subadvisory Agreement, dated March 10, 2021, previously filed as Exhibit EX-</u> <u>28.d.3.z.i with the Trust's registration statement on March 24, 2021, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312521092057/d46667dex9928d3zi.htm)

(ii) [<u>Amendment to Subadvisory Agreement, dated June 15, 2022, previously filed as Exhibit</u> <u>EX-28.d.3.s.ii with the Trust's registration statement on October 11, 2022, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000113743922000963/ex28d3sii.htm)

(iii) [Amendment to Subadvisory Agreement, as amended January 1, 2025 and March 12, 2025, previously filed as Exhibit EX-28.d.m.iii with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928dmiii.htm)

(iv) [Amendment to Subadvisory Agreement, as amended July 1, 2025, is filed herewith as Exhibit EX-28.d.l.iv.](amdntmenttosubadvisrygreemnt.htm)

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(m) [<u>Subadvisory Agreement among the Trust, NFA and Jacobs Levy Equity Management, Inc., dated Septemb</u> <u>er 13, 2019, previously filed as Exhibit EX-28.d.3.gg with the Trust's registration statement on October 4, 2019, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312519262393/d809092dex9928d3gg.htm)

(i) [<u>Exhibit A to the Subadvisory Agreement, amended February 21, 2023, previously filed as Exhibit</u> <u>EX-28.d.3.t.i with the Trust's registration statement on January 18, 2023, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312523009996/d443858dex9928d3ti.htm)

(n) [Subadvisory Agreement among the Trust, NFA and Putnam Investment Management, LLC, dated February 3, 2025, previously filed as Exhibit EX-28.d.3.o with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928d3o.htm)

(o) [Subadvisory Agreement among the Trust, NFA and Dreyfus, a division of Mellon Investments Corporation, dated September 1, 2023, previously filed as Exhibit EX-28.d.3.s with the Trust's registration statement on April 18, 2024, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312524100630/d936698dex9928d3s.htm)

(p) [Subadvisory Agreement among the Trust, NFA and Newton Investment Management North America, LLC, effective August 31, 2021, previously filed as Exhibit EX-28.d.3.aa with the Trust's registration statement on January 12, 2022, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312522007490/d277565dex9928d3aa.htm)

(i) [Exhibit A to the Subadvisory Agreement, amended October 1, 2024, previously filed as Exhibit EX-28.d.3.t.i with the Trust's registration statement on December 17, 2024, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312524280302/d905087dex9928d3ti.htm)

(q) [<u>Subadvisory Agreement among the Trust, NFA and Allspring Global Investments, LLC, effective November 1, 2021, previously filed as Exhibit</u> <u>EX-28.d.3.bb with the Trust's registration statement on January 12, 2022, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312522007490/d277565dex9928d3bb.htm)

(r) [Subadvisory Agreement among the Trust, NFA and Loomis, Sayles & Company, L.P., effective June 30, 2021, previously filed as Exhibit EX-28.d.3.z with the Trust's registration statement on October 11, 2022, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000113743922000963/ex28d3z.htm)

(i) [Exhibit A to the Subadvisory Agreement, amended April 14, 2025, previously filed as Exhibit EX-28.d.3.s.i with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928d3si.htm)

(s) [Subadvisory Agreement among the Trust, NFA and Victory Capital Management Inc., effective December 9, 2021, previously filed as Exhibit EX-28.d.3.bb with the Trust's registration statement on October 11, 2022, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000113743922000963/ex28d3bb.htm)

(i) [Exhibit A to the Subadvisory Agreement, as amended March 31, 2025, previously filed as Exhibit EX-28.d.3.u.i with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928d3ui.htm)

(t) [Subadvisory Agreement among the Trust, NFA and GQG Partners LLC, effective March 12, 2025, previously filed as Exhibit EX-28.d.3.v with the Trust's registration statement on July 1, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000168035925000555/gqgsubadvisoryagreement.htm)

(u) [Subadvisory Agreement among the Trust, NFA and FIAM LLC, effective January 8, 2025, previously filed as EX-28.d.3.w with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928d3w.htm)

(i) [Exhibit A to the Subadvisory Agreement, as amended March 12, 2025, previously filed as Exhibit EX-28.d.3.w.i with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928d3wi.htm)

(4) Fund of Funds Investment Agreements

(a) [<u>Fund of Funds Investment Agreement among the Trust, NFA and American Funds Insurance Series, effective January 19, 2022, previously filed as Exhibit</u> <u>EX-28.d.4.a with the Trust's registration statement on January 12, 2022, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312522007490/d277565dex9928d4a.htm)

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(b) [<u>Fund of Funds Investment Agreement among the Trust, BlackRock Variable Series Funds, Inc. and BlackRock Advisors, LLC, effective January 19, 2022, previously filed as Exhibit</u> <u>EX-28.d.4.b with the Trust's registration statement on January 12, 2022, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312522007490/d277565dex9928d4b.htm)

(c) [<u>Fund of Funds Investment Agreement among the Trust, Nationwide Mutual Funds, BlackRock ETF Trust, BlackRock ETF Trust II, iShares Trust, iShares, Inc. and iShares U.S. ETF Trust, effective January 19, 2022, previously filed as Exhibit</u> <u>EX-28.d.4.c with the Trust's registration statement on January 12, 2022, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312522007490/d277565dex9928d4c.htm)

(e) (1) [<u>Underwriting Agreement between the Trust and Nationwide Fund Distributors, LLC ("NFD"), dated May 1, 2007, previously filed as Exhibit EX-99.e with the Trust's registration statement on April 30, 2007, is hereb</u> <u>y incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000113542807000150/ex-e.txt)

(a) [<u>Schedule A to the Underwriting Agreement, amended March 12, 2025, previously filed as Exhibit</u> <u>EX-</u> <u>28.e.1.a with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928e1a.htm)

(f) Not applicable.

(g) (1) [<u>Global Custody Agreement between the Trust and JPMorgan Chase National Association (formerly, JPMorgan Chase Bank), dated April 4, 2003, previously filed as Exhibit EX-23.g.2 with th</u> <u>e Trust's registration statement on April 28, 2003, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000093632903000076/doc3.txt)

(a) [<u>Waiver to Global Custody Agreement, dated May 2, 2005, previously filed as Exhibit EX-23.g.</u> <u>1.b with</u> <u>the Tr</u> <u>ust's registration statement on April 28, 2005, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000113542805000213/ex-23g1b.txt)

(b) [<u>Rider to Global Custody Agreement Cash Trade Execution Product, dated April 4, 2003, previously filed as Exh</u> <u>ibit EX-23.g.1.d with the Trust's registration statement on January 17, 2006, is hereby inc</u> <u>orporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000113542806000015/exh99-23g1d.txt)

(c) [<u>Concentration Accounts Agreement, dated December 2, 2009, previously filed as Exhib</u> <u>it EX-28.g.1.e with the Trust's registration statement on April 23, 2010, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000095012310037565/b77153bexv99w28wgw1we.htm)

(d) [<u>Amendment to Global Custody Agreement, dated December 2, 2009, previously filed as Exhibit</u> <u>EX-16.9.a.iv with the Trust's registration statement on Form N-1A on October 28, 2020, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000168035920000530/amndmenttoglbalcustodyagrmnt.htm)

(e) [Amendment to Global Custody Agreement, dated March 8, 2012, previously filed as Exhibit EX-28.g.1.a with the Trust's registration statement on September 15, 2020, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312520246037/d60428dex9928g1a.htm)

(f) [<u>Amendment to Global Custody Agreement, dated December 9, 2015, previously filed as Exhibit EX</u> <u>-16.9.a.iii with the Trust's reg</u> <u>istration statement on Form N-14 on Dece</u> <u>mber 22, 2015, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000158281615000439/amendgcagmt.htm)

(g) [Amendment to Global Custody Agreement, effective February 1, 2022, previously filed as Exhibit EX-28.g.1.g with the Trust's registration statement on April 19, 2022, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312522109207/d285920dex9928g1g.htm)

(h) [Amendment to Global Custody Agreement, effective as of March 12, 2025, previously filed as EX-28.g.1.h with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928g1h.htm)

(h) (1) [<u>Joint Fund Administration and Transfer Agency Agreement between the Trust, Nationwide Mutual Funds and Nationwide Fund Management LLC ("NFM"), dated May 1, 2010, previously fil</u> <u>ed as Exhibit EX-28.h.1 with the Trust's registration statement on September 14, 2010, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000095012310086013/w79637aexv99w28whw1.htm)

(a) [Schedule C of the Joint Fund Administration and Transfer Agency Agreement, amended September 1, 2012, previously filed as Exhibit EX-28.h.1.a with the Trust's registration statement on October 11, 2022, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000113743922000963/ex28h1a.htm)

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(2) [Administrative Services Plan, dated May 1, 2007, amended March 12, 2025, previously filed as Exhibit EX-28.h.2 with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928h2.htm)

(3) [<u>Expense Limitation Agreement between the Trust and NFA, dated May 1, 2007, previously filed as Exhibit EX-23.h.3 with the Trust's registration statement on April 14, 2008, is hereby incorporated b</u> <u>y reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000089322008001065/n48420exv23wxhyx3y.htm)

(a) [Amendment to the Expense Limitation Agreement, dated December 11, 2012, previously filed as Exhibit EX-28.h.3.b with the Trust's registration statement on April 22, 2013, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312513164736/d521377dex9928h3b.htm)

(b) [Amendment to the Expense Limitation Agreement, dated May 1, 2017, previously filed as Exhibit EX-28.h.3.b with the Trust's registration statement on April 19, 2017, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312517128704/d337983dex9928h3b.htm)

(c) [Amendment to the Expense Limitation Agreement, dated July 1, 2018, previously filed as Exhibit EX-28.h.3.c with the Trust's registration statement on September 24, 2018, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312518281201/d624477dex9928h3c.htm)

(d) [Exhibit A to the Expense Limitation Agreement, amended as of October 1, 2025, is filed herewith as Exhibit EX-28.h.3.d.](exhibtaexpnslmitationagremnt.htm)

(4) [<u>Assignment and Assumption Agreement between NVIT-Massachusetts ("NVIT-MA") and the Trust, dated May 2, 2005, assigning NVIT-MA's title, rights, interests, benefits and privileges in and to certain contracts in the Agreement, previously filed as Exhibit EX-23.h.7 with the Trust</u> <u>'s registration statement on January 17, 2006, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000113542806000015/exh99-23h7.txt)

(5) [<u>Fund Par</u> <u>ticipation Agreement among NFM, Nationwide Financial Services, Inc. ("NFS"), American Funds Insurance Series and Capital Research and Management Company, dated May 1, 2007, previously filed as Exhibit EX-23.h.6 with the Trust's registration statement on September 25, 2008, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000089322008002614/n66778exv23wxhyx6y.htm)

(6) [<u>Master-Feeder Services Agreement between the Trust and NFM, dated May 1, 2007, for the American Fund</u> <u>s NVIT Growth Fund, American Funds NVIT Global Growth Fund, American Funds NVIT Asset Allocation Fund, American Funds NVIT Bond Fund and American Funds NVIT Growth-Income Fund (collectively, the "Feeder Funds"), previously filed as Exhibit EX-23.h.7 with the Trust's registration statement on April 30, 2007, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000113542807000150/ex-h7.txt)

(7) [<u>Amended and Restated Fee Waiver Agreement between the Trust and NFM, dated May 1, 2021, relating to the NVIT American Funds Asset Allocation Fund, NVIT American Funds Bond Fund, NVIT American Funds Global Growth Fund, NVIT American Funds Growth Fund, and NVIT American Funds Growth-Income Fund, previously f</u> <u>iled as Exhibit EX-28.h.7 with the Trust's registration statement on April 15, 2021, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312521117479/d335504dex9928h7.htm)

(8) [<u>12b-1 Fee Waiver Agreement between the Trust and NFD, dated May 1, 2024, relating to the NVIT BlackRock Managed Global Allocation Fund, NVIT DoubleLine Total Return Tactical Fund, NVIT Blueprint® Aggressive Fund, NVIT Blueprint® Moderately Aggressive Fund, NVIT Blueprint® Capital Appreciation Fund, NVIT Blueprint® Moderate Fund, NVIT Blueprint® Balanced Fund, NVIT Blueprint® Moderately Conservative Fund, NVIT Blueprint® Conservative Fund, NVIT Blueprint® Managed Growth Fund, NVIT Blueprint® Managed Growth & Income Fund, NVIT GQG US Quality Equity Fund (formerly, NVIT Calvert Equity Fund), NVIT BNY Mellon Dynamic U.S. Equity Income Fund, NVIT J.P. Morgan Digital Evolution Strategy Fund, NVIT J.P. Morgan Large Cap Growth Fund and NVIT J.P. Morgan US Technology Leaders Fund, previously filed as Exhibit</u> <u>EX-28.h.8 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928h8.htm)

(9) [<u>Fund Participation Agreement among NFA, NFD, and</u> <u>NFS, dated May 2, 2005, previously filed as Exhibit EX-28.h.22 with the Trust's registration statement on April 22, 2013, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312513164736/d521377dex9928h22.htm)

(i) [<u>Form of Amendment to the Fund Participation Agreement by and among NFA, NFD, and NFS, dat</u> <u>ed May 1, 2013, relating to certain series of the Trust, previously filed as Exhibit EX-28.h.22.i with the Trust's registration statement on April 22, 2013, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312513164736/d521377dex9928h22i.htm)

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(10) [<u>Participation Agreement among the Trust, iShares Trust, iShares U.S. ETF Trust, iShares, Inc., iShares U.S. ETF Company, Inc. and iShares Sovereign Screened Global Bond Fund, Inc., relating to certain series of the Trust, dated Septem</u> <u>ber 10, 2014, previously filed as Exhibit EX-28.h.24 with the Trust's registration statement on February 12, 2015, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312515046325/d851102dex9928h24.htm)

(11) [<u>Fund of Funds Participation Agreement among the Trust, NFA, WisdomTree Trust and WisdomTree</u> <u>Asset Management, Inc., dated September 10, 2014, relating to certain series of the Trust, previously filed as Exhibit EX-28.h.25 with the Trust's registration statement on February 12, 2015, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312515046325/d851102dex9928h25.htm)

(12) [<u>Purchasing Fund</u> <u>Agreement among the Trust, PowerShares Exchange-Traded Fund Trust, PowerShares Exchange-Traded Fund Trust II, PowerShares India Exchange-Traded Fund Trust and PowerShares Actively Managed Exchange-Traded Fund Trust, relating to certain series of the Trust, dated September 10, 2014, previously filed as Exhibit EX-28.h.26 with the Trust's registration statement on February 12, 2015, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312515046325/d851102dex9928h26.htm)

(13) [<u>Investing Fund Agreement between the Trust and Market Vectors ETF Trust, dated September 10, 2014, relating to certain</u> <u>series of the Trust, previously filed as Exhibit EX-28.h.27 with the Trust's registration statement on February 12, 2015, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312515046325/d851102dex9928h27.htm)

(14) [<u>12(d)(1) Investing Agreement between the Trust and Vanguard Trusts, dated October 31, 2014, relating to certain series of the Trust, previously filed as Exhibit EX</u> <u>-28.h.28 with the Trust's registration statement on February 12, 2015, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312515046325/d851102dex9928h28.htm)

(15) [<u>Investing Fund Agreement between the Trust, First Trust Exchange-Traded Fund, First Trust Exchange-Traded Fund II, First Trust Exchange-Traded Fund III, First Trust Exchange-Traded Fund IV, First Trust Exchange-Traded Fund V, First Trust Exchange-Traded Fund VI, First Trust Exchange-Traded Fund VII, Fi</u> <u>rst Trust Exchange-Traded AlphaDEX® Fund and First Trust Exchange-Traded AlphaDEX® Fund II, relating to certain series of the Trust, previously filed as Exhibit EX-28.h.29 with the Trust's registration statement on February 12, 2015, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312515046325/d851102dex9928h29.htm)

(16) [<u>Expense Limitation Agreement between the Trust and NFA, dated May 1, 2017, relating to the BlackRock NVIT Man</u> <u>aged Global Allocation Fund, previously filed as Exhibit EX-28.h.21 with the Trust's registration statement on April 19, 2017, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312517128704/d337983dex9928h21.htm)

(a) [<u>Amendment to Expense Limitation Agreement, dated July 1, 2018, previously filed as Exhibit EX-28.h.21.a with the Trust's registration statement on Se</u> <u>ptember 24, 2018, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312518281201/d624477dex9928h21a.htm)

(b) [Amendment to Expense Limitation Agreement, dated September 13, 2023, previously filed as Exhibit EX-28.h.16.b with the Trust's registration statement on April 18, 2024, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312524100630/d936698dex9928h16b.htm)

(c) [Amendment to Expense Limitation Agreement, dated September 13, 2023, previously filed as Exhibit EX-28.h.16.c with the Trust's registration statement on April 18, 2024, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312524100630/d936698dex9928h16c.htm)

(17) [Fee Waiver Agreement between the Trust and NFA, dated May 1, 2025, relating to the NVIT BlackRock Managed Global Allocation Fund, previously filed as Exhibit EX-28.h.17 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928h17.htm)

(18) [<u>Form of Fund of Funds Participation Agreement among the Trust, on behalf of the BlackRock NVIT Managed Global Allocation Fund, NFA, BlackRock Variable Series Funds, Inc., on behalf</u> <u>of certain series of its trust, and BlackRock Advisors, LLC, previously filed as Exhibit EX-28.h.24 with the Trust's registration statement on April 28, 2015, is hereby in</u> <u>corporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312515152267/d851102dex9928h24.htm)

(19) [Fee Waiver Agreement between the Trust and NFA, dated May 1, 2025, relating to the NVIT Blueprint® Aggressive Fund, NVIT Blueprint® Moderately Aggressive Fund, NVIT Blueprint® Capital Appreciation Fund, NVIT Blueprint® Moderate Fund, NVIT Blueprint® Balanced Fund, NVIT Blueprint® Moderately Conservative Fund and NVIT Blueprint® Conservative Fund, previously filed as Exhibit EX-28.h.19 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928h19.htm)

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(20) [<u>Administrative Services Fee Waiver Agreement between the Trust and NFS, dated May 1, 2025, relating t</u> <u>o the NVIT Government Money Market Fund, previously filed as Exhibit EX-28.h.20 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928h20.htm)

(21) [Fee Waiver Agreement between the Trust and NFA, dated May 1, 2025, relating to the NVIT Real Estate Fund, previously filed as Exhibit EX-28.h.21 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928h21.htm)

(22) [Amended and Restated Fee Waiver Agreement between the Trust and NFA, effective as of July 1, 2025, relating to the NVIT Allspring Discovery Fund, NVIT BNY Mellon Dynamic U.S. Core Fund, NVIT GQG US Quality Equity Fund (formerly, NVIT Calvert Equity Fund), NVIT Invesco Small Cap Growth Fund, NVIT Jacobs Levy Large Cap Core Fund, NVIT Loomis Short Term Bond Fund, NVIT Victory Mid Cap Value Fund, NVIT Multi-Manager Small Company Fund, NVIT NS Partners International Focused Growth Fund and NVIT Real Estate Fund, is filed herewith as Exhibit EX-28.h.22.](amndrestatedfeewaivragreemnt.htm)

(23) [Fee Waiver Agreement between the Trust and NFA, dated July 1, 2020, relating to the NVIT Government Money Market Fund, previously filed as Exhibit EX-28.h.30 with the Trust's registration statement on April 16, 2020, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312520109162/d847403dex9928h30.htm)

(24) [Fee Waiver Agreement between the Trust and NFA, dated July 1, 2025, relating to the NVIT GS Large Cap Equity Fund, is filed herewith as Exhibit EX-28.h.24.](feewaiveragreement.htm)

(25) [12b-1 Fee Waiver Agreement between the Trust and NFD, dated May 1, 2025, relating to the NVIT Government Money Market Fund, previously filed as Exhibit EX-28.h.24 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928h24.htm)

(26) [Investment Advisory Fee Waiver Agreement between the Trust and NFA, dated May 1, 2025, relating to the NVIT Government Money Market Fund, previously filed as Exhibit EX-28.h.25 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928h25.htm)

(27) [12b-1 Fee Waiver Agreement between the Trust and NFD, dated May 1, 2025, relating to the NVIT International Index Fund, previously filed as Exhibit EX-28.h.26 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928h26.htm)

(28) [Expense Limitation Agreement between the Trust and NFA, dated November 12, 2021, relating to the NVIT AllianzGI International Growth Fund, NVIT BNY Mellon Dynamic U.S. Equity Income Fund, NVIT Emerging Markets Fund, NVIT Mid Cap Index Fund, NVIT Real Estate Fund, NVIT S&P 500 Index Fund, NVIT Wells Fargo Discovery Fund, NVIT BNY Mellon Core Plus Bond Fund, and NVIT Managed American Funds Asset Allocation Fund, previously filed as Exhibit EX-28.h.27 with the Trust's registration statement on January 12, 2022, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312522007490/d277565dex9928h27.htm)

(29) [Expense Limitation Agreement between the Trust and NFA, dated November 12, 2021, relating to the NVIT American Funds Asset Allocation Fund and NVIT American Funds Growth Fund, previously filed as Exhibit EX-28.h.28 with the Trust's registration statement on January 12, 2022, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312522007490/d277565dex9928h28.htm)

(30) [Expense Limitation Agreement between the Trust and NFA, dated May 24, 2024, relating to the NVIT Loomis Short Term Bond Fund, previously filed as EX-28.h.29 with the Trust's registration statement on December 17, 2024, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312524280302/d905087dex9928h29.htm)

(i) Not applicable.

(j) Not applicable.

(k) Not applicable.

(l) Not applicable.

(m) [<u>Distribution Plan under Rule 12b-1, dated May 1, 2007, as amended March 12, 2025, previously filed as Exhibit</u> <u>EX-28.m with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928m.htm)

(n) [Rule 18f-3 Plan, dated May 1, 2007, as amended March 12, 2025, previously filed as Exhibit EX-28.n with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928n.htm)

(o) Not applicable.

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(p) (1) [<u>Code of Ethics for NF</u> <u>A, the Trust and Nationwide Mutual Funds, amended November 2023, previously filed as Exhibit EX-28.p.1 with the Trust's registration statement on April 18, 2024, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312524100630/d936698dex9928p1.htm)

(2) [Code of Ethics for NFD, dated January 1, 2024, previously filed as Exhibit EX-28.p.2 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928p2.htm)

(3) [<u>Code of Ethics for JPMorgan Asset Management ("JPMAM"), effective April 26, 2023, previously filed as Exhibit</u> <u>EX-28.p.4 with the Trust's registration statement on April 18, 2024, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312524100630/d936698dex9928p4.htm)

(4) [Code of Business Conduct and Ethics for BlackRock, Inc. (and its subsidiaries), effective December 7, 2021, previously filed as Exhibit EX-28.p.5 with the Trust's registration statement on April 19, 2023, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312523106417/d493712dex9928p5.htm)

(5) [<u>Code of Ethics for Capital Research and Management Company, dated April 2020, previously filed as Exhibit</u> <u>EX-28.p.8 with the Trust's registration statement on April 16, 2020, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312520109162/d847403dex9928p8.htm)

(6) [Code of Ethics for Allspring Global Investments, LLC, effective December 1, 2024, previously filed as Exhibit EX-28.p.6 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928p6.htm)

(7) [Code of Ethics for Nationwide Asset Management, LLC, effective June 2024, previously filed as Exhibit EX-28.p.7 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928p7.htm)

(8) [<u>Code of Ethics for</u> <u>Wellington Management Company, LLP, dated December 1, 2023, previously filed as Exhibit</u> <u>EX-28.p.9 with the Trust's registration statement on April 18, 2024, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312524100630/d936698dex9928p9.htm)

(9) [<u>Code of Ethics and Person</u> <u>al Investment Policy for Lazard Asset Management LLC, effective April 2022, previously filed as Exhibit EX-28.p.10 with the Trust's registration statement on April 18, 2024, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312524100630/d936698dex9928p10.htm)

(10) [<u>Code of Ethics for Jacobs Levy Equity Management, Inc., revised January 2016, previously filed as Exhibit EX-28.p.27 with the Trust's registration statement on April 19, 2017, is hereby incorpor</u> <u>ated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312517128704/d337983dex9928p27.htm)

(11) [<u>Code of Ethics for DoubleLine Capital LP, effective February 15, 2022, previously filed as Exhibit</u> <u>EX-28.p.14 with the Trust's registration statement on April 19, 2023, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312523106417/d493712dex9928p14.htm)

(12) [Code of Ethics and Personal Trading Policy for North America for Invesco Advisers, Inc., effective January 2025, previously filed as Exhibit EX-28.p.13 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928p13.htm)

(13) [Code of Ethics for WCM Investment Management, LLC, adopted June 30, 2024, previously filed as Exhibit EX-28.p.14 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928p14.htm)

(14) [Code of Ethics for Goldman Sachs Asset Management, L.P., dated September 17, 2024, previously filed as Exhibit EX-28.p.15 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928p15.htm)

(15) [<u>Code of Ethics for Personal Investing for FIAM LLC, previously filed as Exhibit</u> <u>EX-28.p.16 with the Trust's registration statement on April 11, 2025, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312525078803/d906537dex9928p16.htm)

(16) [Personal Trading Policy and Code of Conduct for Dreyfus, a division of Mellon Investments Corporation, dated March 2024, previously filed as Exhibit EX-28.p.17 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928p17.htm)

(17) [Code of Conduct for Newton Investment Management North America, LLC, dated 2024, previously filed as Exhibit EX-28.p.18 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928p18.htm)

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(18) [Code of Ethics for Loomis, Sayles & Company, L.P., effective January 14, 2000, as amended October 18, 2024, previously filed as Exhibit EX-28.p.20 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928p20.htm)

(19) [Code of Ethics for Victory Capital Management Inc., effective July 1, 2023, previously filed as Exhibit EX-28.p.24 with the Trust's registration statement on April 18, 2024, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312524100630/d936698dex9928p24.htm)

(20) [Personal Investments and Insider Trading Policy for Putnam Investment Management, LLC, revised September 9, 2024, previously filed as Exhibit EX-28.p.23 with the Trust's registration statement on April 17, 2025, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312525084374/d842813dex9928p23.htm)

(q) (1) [<u>Power of Attorney with respect to the Trust for Barbara I. Jacobs, dated June 14, 2017, previously filed as Exhibit EX-28</u> <u>.q.2 with the Trust's registration statement on June 22, 2017, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312517209986/d395837dex9928q2.htm)

(2) [<u>Power of Attorney with respect to the Trust for Douglas F. Kridler, dated June 14, 2017, previously filed as Exhib</u> <u>it EX-28.q.5 with the Trust's registration statement on June 22, 2017, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312517209986/d395837dex9928q5.htm)

(3) [<u>Power of Attorney with respect to the Trust for Keith F. Karlawish, dated June 14, 2017, previously filed as</u> <u>Exhibit EX-28.q.7 with the Trust's registration statement on June 22, 2017, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312517209986/d395837dex9928q7.htm)

(4) [<u>Power of Attorney with resp</u> <u>ect to the Trust for Carol A. Kosel, dated June 14, 2017, previously filed as Exhibit EX-28.q.9 with the Trust's registration statement on June 22, 2017, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312517209986/d395837dex9928q9.htm)

(5) [Power of Attorney with respect to the Trust for Lorn C. Davis, dated January 1, 2021, previously filed as Exhibit EX-28.q.10 with the Trust's registration statement on March 24, 2021, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312521092057/d46667dex9928q10.htm)

(6) [Power of Attorney with respect to the Trust for David E. Wezdenko dated January 1, 2021, previously filed as Exhibit EX-28.q.11 with the Trust's registration statement on March 24, 2021, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000119312521092057/d46667dex9928q11.htm)

(7) [Power of Attorney with respect to the Trust for David Majewski, dated September 28, 2022, previously filed as Exhibit EX-28.q.12 with the Trust's registration statement on October 11, 2022, is hereby incorporated by reference.](https://www.sec.gov/Archives/edgar/data/353905/000113743922000963/ex28q12.htm)

(8) [<u>Power of Attorney with respect to the Trust for Kristina Bradshaw, dated January 1, 2023, previously filed as Exhibit</u> <u>EX-28.q.10 with the Trust's registration statement on January 18, 2023, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312523009996/d443858dex9928q10.htm)

(9) [<u>Power of Attorney with respect to the Trust for Charlotte Petersen, dated January 1, 2023, previously filed as Exhibit</u> <u>EX-28.q.11 with the Trust's registration statement on January 18, 2023, is hereby incorporated by reference.</u>](https://www.sec.gov/Archives/edgar/data/353905/000119312523009996/d443858dex9928q11.htm)

(10) [Power of Attorney with respect to the Trust for Tracy Bollin, dated July 1, 2025, is filed herewith as Exhibit EX-28.q.10.](powerofattorneytbollin.htm)

(11) [Power of Attorney with respect to the Trust for Joseph Aniano, dated November 13, 2025, is filed herewith as Exhibit EX-28.q.11.](powerofattorneyjaniano.htm)

#### ITEM 29. PERSONS CONTROLLED BY OR UNDER COMMON CONTROL WITH REGISTRANT
No person is presently controlled by or under common control with Registrant.

#### ITEM 30. INDEMNIFICATION
Indemnification provisions for officers, directors and employees of the Registrant are set forth in Article VII, Section 2 of the Amended Declaration. See Item 28(a) above.

The Trust has entered into indemnification agreements with each of the trustees and certain of its officers. The indemnification agreements provide that the Trust will indemnify the indemnitee for and against any and all judgments, penalties, fines, and amounts paid in settlement, and all expenses actually and reasonably incurred by indemnitee in connection with a proceeding that the indemnitee is a party to or is threatened to be made a party to (other than certain

------

exceptions specified in the agreements), to the maximum extent not expressly prohibited by Delaware law or applicable federal securities law and regulations (including, without limitation, Section 17(h) of the Investment Company Act of 1940 and the rules and regulations issued with respect thereto by the U.S. Securities and Exchange Commission). The Trust also will indemnify indemnitee for and against all expenses actually and reasonably incurred by indemnitee in connection with any proceeding to which indemnitee is or is threatened to be made a witness but not a party. See Item 23(h)(4) above.

Insofar as indemnification for liability arising under the Securities Act of 1933 (the "Act") may be permitted to directors, officers and controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling person of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

#### ITEM 31. BUSINESS AND OTHER CONNECTIONS OF INVESTMENT ADVISER
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) Nationwide Fund Advisors ("NFA"), the investment adviser to the Trust, also serves as investment adviser to Nationwide Mutual Funds. To the Registrant's knowledge, the Directors and Officers of NFA have not been engaged in any other
 business or profession of a substantial nature during the past two fiscal years other than in their capacities as a director or officer of NFA or its affiliates.

Each of the following persons serves in the same or similar capacity with one or more affiliates of NFA. The address for the persons listed below is One Nationwide Plaza, Columbus, Ohio 43215.

---

| | | | |
|:---|:---|:---|:---|
| **Name and Address**  | **Principal Occupation**  | **Position with NFA**  | **Position with Funds**  |
| Joseph N. Aniano | President and Chief Executive Officer of Nationwide Investment Management Group; Senior Vice President of Nationwide Mutual Insurance Company | President and Director | President, Chief Executive Officer and Principal Executive Officer |
| Lee T. Cummings | Senior Vice President and Head of Fund Operations of Nationwide Investment Management Group; Vice President of Nationwide Mutual Insurance Company | Senior Vice President | Senior Vice President and Head of Fund Operations |
| Kevin D. Grether | Vice President of NFA and Chief Compliance Officer of NFA and the Trust; Vice President of Nationwide Mutual Insurance Company | Vice President and Chief Compliance Officer | Senior Vice President and Chief Compliance Officer |
| Pamela A. Biesecker | Senior Vice President and Head of Taxation of Nationwide Mutual Insurance Company | Senior Vice President and Head of Taxation | N/A |
| Denise L. Skingle | Senior Vice President, Finance & Strategy Legal and Corporate Secretary of Nationwide Mutual Insurance Company | Senior Vice President and Secretary | N/A |

---

------

---

| | | | |
|:---|:---|:---|:---|
| Steve A. Ginnan | Senior Vice President, Director and Chief Financial Officer of Nationwide Financial Services, Inc. | Director | N/A |
| Stephen R. Rimes | Vice President, Associate General Counsel and Secretary for Nationwide Investment Management Group; Vice President of Nationwide Mutual Insurance Company | Vice President, Associate General Counsel and Assistant Secretary | Secretary, Vice President and General Counsel |
| Hope C. Hacker | Associate Vice President and Assistant Treasurer of Nationwide Mutual Insurance Company | Associate Vice President and Assistant Treasurer | N/A |
| Timothy J. Dwyer | Vice President and Assistant Treasurer of Nationwide Mutual Insurance Company | Vice President and Assistant Treasurer | N/A |
| David A. Garman | Vice President-Enterprise Governance & Finance Legal of Nationwide Mutual Insurance Company | Vice President and Assistant Secretary | N/A |
| Mark E. Hartman | Sr. Counsel, Corporate Governance and Assistant Secretary of Nationwide Mutual Insurance Company | Assistant Secretary | N/A |
| David Dokko | Sr. Counsel, Corporate Governance and Assistant Secretary of Nationwide Mutual Insurance Company | Assistant Secretary | N/A |
| John L. Carter | President and Chief Operating Officer of Nationwide Financial Services, Inc. | Director | N/A |
| Steve Hall | Senior Investment Professional | Associate Vice President-Derivatives Risk Manager | N/A |
| Tonya G. Walker | Associate Vice President and Assistant Treasurer of Nationwide Mutual Insurance Company | Associate Vice President and Assistant Treasurer | N/A |

---

&nbsp;&nbsp;&nbsp;&nbsp;(b) Information for the Subadvisers

<sup>(1)</sup> BlackRock Investment Management, LLC ("BlackRock") acts as subadviser to the NVIT S&P 500 Index Fund, NVIT Small Cap Index Fund, NVIT Mid Cap Index Fund, NVIT International Index Fund, NVIT Bond Index Fund, NVIT BlackRock Equity Dividend Fund, NVIT iShares Fixed Income ETF Fund, NVIT iShares Global Equity ETF Fund and NVIT NASDAQ-100 Index Fund. The directors and officers of BlackRock have not been engaged in any other business or profession of a substantial nature during the past two fiscal years other than in their capacities as a director or officer of affiliated entities.<br>

<sup>(2)</sup> DoubleLine Capital LP ("DoubleLine") acts as subadviser to the NVIT DoubleLine Total Return Tactical Fund. Except as noted below, no director, officer, or partner of DoubleLine have been engaged in any other business or profession of a substantial nature during the past two fiscal years other than in their capacities as a director or officer of affiliated entities.<br>

------

---

| | | |
|:---|:---|:---|
| **Name and Position with DoubleLine**  | **Other Company**  | **Position with Other Company**  |
| Jeffrey E. Gundlach, Chief Executive Officer, Chief Investment Officer | DoubleLine Funds Trust, DoubleLine ETF Trust | Chairman of the Board of Trustees |
| Ronald R. Redell, Executive Vice President | DoubleLine Funds Trust | President, Interested Trustee |
| | DoubleLine Opportunistic Credit Fund, DoubleLine Income Solutions Fund, DoubleLine Yield Opportunities Fund | Chairman of the Board of Trustees |
| Earl Lariscy, General Counsel | DoubleLine Funds Trust | Vice President |
| | DoubleLine Opportunistic Credit Fund, DoubleLine Income Solutions Fund, DoubleLine Yield Opportunities Fund | Vice President and Assistant Secretary |
| Jeffrey J. Sherman, Deputy Chief Investment Officer | DoubleLine Opportunistic Credit Fund, DoubleLine Income Solutions Fund, DoubleLine Yield Opportunities Fund<br> DoubleLine ETF Trust | Vice President<br>President |
| Youse Guia, Chief Compliance Officer | DoubleLine Funds Trust, DoubleLine Opportunistic Credit Fund, DoubleLine Income Solutions Fund, DoubleLine Yield Opportunities Fund, DoubleLine ETF Trust | Chief Compliance Officer |
| Cris Santa Ana, Chief Risk Officer | DoubleLine Funds Trust, DoubleLine Opportunistic Credit Fund, DoubleLine Income Solutions Fund, DoubleLine Yield Opportunities Fund | Secretary |
| Patrick Townzen, Director of Operations | DoubleLine Funds Trust, DoubleLine Opportunistic Credit Fund, DoubleLine Income Solutions Fund, DoubleLine Yield Opportunities Fund | Vice President |

---

<sup>(3)</sup> Dreyfus, a division of Mellon Investments Corporation ("MIC") acts as subadviser to the NVIT Government Money Market Fund. MIC also acts as an investment adviser or subadviser to other investment companies. To the knowledge of the Registrant, the directors and officers of MIC have not been engaged in any other business or profession of a substantial nature during the past two fiscal years other than in their capacities as a director or officer of affiliated entities.<br>

<sup>(4)</sup> FIAM LLC ("FIAM") acts as subadviser to the NVIT Fidelity Institutional AM® Emerging Markets Fund and the NVIT Fidelity Institutional AM® Worldwide Fund. To the knowledge of the Registrant, no director, officer, or partner of FIAM has engaged in any other business, profession, vocation or employment of a substantial nature during the last two fiscal years other than in their capacity as director, officer, employee, partner or trustee of affiliated entities.<br>

<sup>(5)</sup> Goldman Sachs Asset Management, L.P. ("GSAM") is an indirect wholly owned subsidiary of The Goldman Sachs Group, Inc. and serves as subadviser to the NVIT GS Emerging Markets Equity Insights Fund, NVIT GS International Equity Insights Fund, NVIT GS Large Cap Equity Fund and NVIT GS Small Cap Equity Insights Fund. GSAM is engaged in the investment advisory business. GSAM is part of The Goldman Sachs Group, Inc., a public company that is a bank holding company, financial holding company and a world-wide, full-service financial services organization. GSAM Holdings LLC is the general partner and principal owner of GSAM. To the knowledge of the Registrant, the directors and officers of GSAM have not been engaged in any other business or profession of a substantial nature during the past two fiscal years other than in their capacities as a director or officer of affiliated entities.<br>

------

<sup>(6)</sup> Invesco Advisers, Inc. ("Invesco") acts as subadviser to the NVIT Invesco Small Cap Growth Fund and NVIT Multi-Manager Small Company Fund. Except as noted below, no director, officer, or partner of Invesco has been engaged in any other business or profession of a substantial nature during the past two fiscal years other than in their capacities as a director or officer of affiliated entities.<br>

The following table provides information with respect to the principal executive officer and the directors of Invesco.

Registrant's investment sub-adviser, Invesco is located at 1331 Spring Street NW, Suite 2500, Atlanta, GA 30309. In addition to providing sub-advisory services, Invesco, through its subsidiaries, engages in the business of investment management on an international basis. The directors, officers, or partners of Invesco have held, during the past two fiscal years, the following positions of a substantial nature.

---

| | |
|:---|:---|
| **Name**  | **Position**  |
| Andrew R. Schlossberg | Director and Sr. Vice President |
| L. Allison Dukes | Director |
| Todd Kuehl | Chief Compliance Officer |
| Greg Ketron | Treasurer |
| Mark Gregson | Chief Accounting Officer and Controller |
| Terry Gibson Vacheron | Chief Financial Officer |
| Jeffrey H. Kupor | Director |
| Crissie M. Wisdom | Anti-Money Laundering Compliance Officer |
| Tony Wong | Director, President, Chief Executive Officer |

---

<sup>(7)</sup> Jacobs Levy Equity Management, Inc. ("Jacobs Levy") acts as subadviser to the NVIT Multi-Manager Small Company Fund, NVIT Multi-Manager Small Cap Value Fund, NVIT U.S. 130/30 Equity Fund, NVIT Jacobs Levy Large Cap Core Fund, and NVIT Jacobs Levy Large Cap Growth Fund. To the knowledge of the Registrant, the directors and officers of Jacobs Levy have not been engaged in any other business or profession of a substantial nature during the past two fiscal years other than in their capacities as a director or officer of affiliated entities.<br>

<sup>(8)</sup> J.P. Morgan Investment Management, Inc. ("JPMIM"), a registered investment adviser, and a wholly owned subsidiary of J. P. Morgan & Co., acts as subadviser to the NVIT J.P. Morgan U.S. Equity Fund, NVIT J.P. Morgan Digital Evolution Strategy Fund, NVIT J.P. Morgan Innovators Fund, NVIT J.P. Morgan Large Cap Growth Fund, NVIT J.P. Morgan US Technology Leaders Fund, NVIT J.P. Morgan Inflation Managed Fund and NVIT J.P. Morgan Equity and Options Total Return Fund (formerly, NVIT AQR Large Cap Defensive Style Fund). The directors and executive officers of JPMIM have not been engaged in any other business or profession of a substantial nature during the past two fiscal years other than in their capacities as a director or officer of JPMIM or its affiliates.<br>

<br> (9) Lazard Asset Management LLC ("Lazard") acts as subadviser to the NVIT International Equity Fund. The directors and officers of Lazard have not been engaged in any other business or profession of a substantial nature during the past two fiscal years.

<sup>(10)</sup> Loomis, Sayles & Company, L.P. ("Loomis Sayles") acts as subadviser to the NVIT Loomis Core Bond Fund, NVIT Loomis Short Term Bond Fund and NVIT Loomis Short Term High Yield Fund. The address of Loomis Sayles is One Financial Center, Boston, Massachusetts 02111. Loomis Sayles is an investment adviser registered under the Investment Advisers Act of 1940. The information listed below is for the last two fiscal years.<br>

---

| | | |
|:---|:---|:---|
| **Name and Position with Investment Adviser**  | **Name and Principal Business Address of Other Company**  | **Connection with Other Company**  |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Loomis Sayles Funds I<br> 888 Boylston Street, Boston, MA 02199 | Trustee, President and Chief Executive Officer |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Loomis Sayles Funds II<br> 888 Boylston Street, Boston, MA<br> 02199 | Trustee |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Natixis Funds Trust I<br> 888 Boylston Street, Boston, MA 02199 | Trustee |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Natixis Funds Trust II<br> 888 Boylston Street, Boston, MA 02199 | Trustee |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Natixis Funds Trust IV<br> 888 Boylston Street, Boston, MA 02199 | Trustee |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Natixis ETF Trust<br> 888 Boylston Street, Boston, MA 02199 | Trustee |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Natixis ETF Trust II<br> 888 Boylston Street, Boston, MA 02199 | Trustee |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Gateway Trust<br> 888 Boylston Street, Boston, MA 02199 | Trustee |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Loomis Sayles Distributors, Inc.<br> One Financial Center, Boston, MA 02111 | Director |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Loomis Sayles Investments Limited<br> 77 Coleman Street, 6th Floor, London, England EC2R 5BJ | Representative of Loomis Sayles as a corporate Director |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Loomis Sayles Trust Company, LLC<br> One Financial Center, Boston, MA 02111 | Manager and President |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Loomis Sayles Investments Asia Pte. Ltd.<br> 10 Collyer Quay #05-01/03, Ocean Financial Centre, Singapore 049315 | Director |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Loomis Sayles Operating Services, LLC, One Financial Center, Boston, MA 02111 (dissolved 12/20/22) | Director, Chairman and President (2020 - 2022) |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Loomis Sayles (Netherlands) B.V.<br> Stadsplateau 7, Utrecht, Netherlands 3521 AZ | Managing Director |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | Loomis Sayles Capital Re, SAS<br> 43 avenue Pierre Mendès - France 75013 Paris | Chairman of the Supervisory Board |
| Kevin P. Charleston<br> Chairman, Chief Executive Officer, President and Director | NIM-os, LLC<br> One Financial Center, Boston, MA 02111 | Manager |

---

------

---

| | | |
|:---|:---|:---|
| **Name and Position with Investment Adviser**  | **Name and Principal Business Address of Other Company**  | **Connection with Other Company**  |
| Matthew J. Eagan<br> Co-Head and Portfolio Manager, Full Discretion, and Director | None. | None. |
| Daniel J. Fuss<br> Vice Chairman and Director | Loomis Sayles Funds I<br> 888 Boylston Street, Boston, MA 02199 | Executive Vice President (2003 - 2021) |
| Daniel J. Fuss<br> Vice Chairman and Director | Loomis Sayles Funds II<br> 888 Boylston Street, Boston, MA 02199 | Executive Vice President (2003 - 2021) |
| John R. Gidman<br> Chief Operating Officer and Director | Loomis Sayles Operating Services, LLC, One Financial Center, Boston, MA 02111 (dissolved 12/20/22) | Director and Chief Executive Officer (2020 - 2022) |
| John R. Gidman<br> Chief Operating Officer and Director | NIM-os Technologies, Inc.<br> One Financial Center, Boston, MA 02111<br>| Director |
| John R. Gidman<br> Chief Operating Officer and Director | NIM-os, LLC<br> One Financial Center, Boston, MA 02111 | Manager |
| David L. Giunta<br> Director | Natixis Investment Managers, LLC<br> 888 Boylston Street, Boston, MA<br> 02199 | President and Chief Executive Officer, US; Manager |
| David L. Giunta<br> Director | Natixis Advisors, LLC<br> 888 Boylston Street, Boston, MA 02199 | President and Chief Executive Officer; Manager |
| David L. Giunta<br> Director | Natixis Distribution, LLC<br> 888 Boylston Street, Boston, MA 02199 | President and Chief Executive Officer; Manager |
| David L. Giunta<br> Director | AEW Capital Management, Inc.<br> Two Seaport Lane, Boston, MA 02210 | Director |
| David L. Giunta<br> Director | Gateway Investment Advisers, LLC<br> 312 Walnut Street, Cincinnati, OH 45202 | Manager |
| David L. Giunta<br> Director | Harris Associates, Inc.<br> 111 South Wacker Drive, Suite 4600, Chicago IL 60606 | Director |
| David L. Giunta<br> Director | Vaughan Nelson Investment Management, Inc.<br> 600 Travis Street, Suite 3800<br> Houston, TX 77002 | Director |
| David L. Giunta<br> Director | Loomis Sayles Funds I<br> 888 Boylston Street, Boston, MA 02199 | Trustee and Executive Vice President |
| David L. Giunta<br> Director | Loomis Sayles Funds II<br> 888 Boylston Street, Boston, MA 02199 | Trustee, President and Chief Executive Officer |
| David L. Giunta<br> Director | Natixis Funds Trust I<br> 888 Boylston Street, Boston, MA 02199 | Trustee, President and Chief Executive Officer |
| David L. Giunta<br> Director | Natixis Funds Trust II<br> 888 Boylston Street, Boston, MA 02199 | Trustee, President and Chief Executive Officer |
| David L. Giunta<br> Director | Natixis Funds Trust IV<br> 888 Boylston Street, Boston, MA 02199 | Trustee, President and Chief Executive Officer |
| David L. Giunta<br> Director | Natixis ETF Trust<br> 888 Boylston Street, Boston, MA 02199 | Trustee, President and Chief Executive Officer |
| David L. Giunta<br> Director | Natixis ETF Trust II<br> 888 Boylston Street, Boston, MA 02199 | Trustee, President and Chief Executive Officer |
| David L. Giunta<br> Director | Gateway Trust<br> 888 Boylston Street, Boston, MA 02199 | Trustee, President and Chief Executive Officer |
| David L. Giunta<br> Director | NIM-os, LLC<br> One Financial Center, Boston, MA 02111 | Manager |

---

------

---

| | | |
|:---|:---|:---|
| **Name and Position with Investment Adviser**  | **Name and Principal Business Address of Other Company**  | **Connection with Other Company**  |
| Aziz V. Hamzaogullari<br> Chief Investment Officer, Growth Equity Strategies, Portfolio Manager and Director | None. | None. |
| Kinji Kato<br> Director | Natixis Investment Managers Japan<br> Ark Hills South Tower 8F<br> 4-5, Roppongi 1-chome, Minato-ku<br> Tokyo 106-0032<br> Japan | Honorary Chairman |
| Maurice Leger<br> Head of Global Distribution and Director | Loomis Sayles Trust Company, LLC<br> One Financial Center, Boston, MA 02111 | Manager |
|  | Loomis Sayles Distributors, L.P.<br> One Financial Center, Boston, MA 02111 | President |
|  | Loomis Sayles Capital Re, SAS<br> 43 avenue Pierre Mendès - France 75013 Paris | Supervisory Board Member |
| Richard G. Raczkowski<br> Co-Head and Portfolio Manager, Relative Return, and Director | None. | None. |

---

------

---

| | | |
|:---|:---|:---|
| **Name and Position with Investment Adviser**  | **Name and Principal Business Address of Other Company**  | **Connection with Other Company**  |
| Rebecca O'Brien Radford<br> General Counsel, Secretary and Director (1/1/23 to present); Deputy General Counsel (2021 to 2023) | Loomis Sayles Distributors, Inc.<br> One Financial Center, Boston, MA 02111 | Director |
| Rebecca O'Brien Radford<br> General Counsel, Secretary and Director (1/1/23 to present); Deputy General Counsel (2021 to 2023) | Loomis Sayles Investments Limited<br> 77 Coleman Street, 6th Floor, London, England EC2R 5BJ | General Counsel and Secretary |
| Rebecca O'Brien Radford<br> General Counsel, Secretary and Director (1/1/23 to present); Deputy General Counsel (2021 to 2023) | Loomis Sayles Trust Company, LLC<br> One Financial Center, Boston, MA 02111 | Manager and Secretary |
| Rebecca O'Brien Radford<br> General Counsel, Secretary and Director (1/1/23 to present); Deputy General Counsel (2021 to 2023) | Loomis Sayles Operating Services, LLC, One Financial Center, Boston, MA 02111 (dissolved 12/20/22) | Director and Secretary (2020 - 2022) |
| Rebecca O'Brien Radford<br> General Counsel, Secretary and Director (1/1/23 to present); Deputy General Counsel (2021 to 2023) | Loomis Sayles Capital Re, SAS<br> 43 avenue Pierre Mendès - France 75013 Paris | Supervisory Board Member |
| Rebecca O'Brien Radford<br> General Counsel, Secretary and Director (1/1/23 to present); Deputy General Counsel (2021 to 2023) | NIM-os Technologies, Inc.<br> One Financial Center, Boston, MA 02111<br>| Director |
| Rebecca O'Brien Radford<br> General Counsel, Secretary and Director (1/1/23 to present); Deputy General Counsel (2021 to 2023) | NIM-os, LLC<br> One Financial Center, Boston, MA 02111 | Manager and General Counsel |
| Philippe Setbon<br> Director | Natixis Investment Managers<br> 59 avenue Pierre Mendès-France, 75013 Paris, France | Chief Executive Officer (Dec. 2023 – present) |
| Philippe Setbon<br> Director | Natixis<br> 7 Promenade Germaine Sablon, 75013 Paris, France | Member of Senior Management Committee (Dec. 2023 – present) |
| Philippe Setbon<br> Director | Ostrum Asset Management<br> 42 avenue Pierre Mendès-France, 75013 Paris, France | Chief Executive Officer (2019 – Dec. 2023) |
| Philippe Setbon<br> Director | Natixis TradEx Solutions<br> 59 avenue Pierre Mendès-France, 75013 Paris, France | Director (2020 – present) |
| Philippe Setbon<br> Director | Harris Associates L.P.<br> 111 South Wacker Drive, Suite 4600<br> Chicago, Illinois 60606 | Director (Jan. 2024 – present) |
| Philippe Setbon<br> Director | AEW Capital Management, L.P.<br> Two Seaport Lane, Boston<br> Massachusetts 02210 | Director (Jan. 2024 – present) |
| Susan L. Sieker<br> Chief Financial Officer and Director | Loomis Sayles Investments Limited<br> 77 Coleman Street, 6th Floor, London, England EC2R 5BJ | Chief Financial Officer |
| Susan L. Sieker<br> Chief Financial Officer and Director | Loomis Sayles Trust Company, LLC<br> One Financial Center, Boston, MA 02111 | Manager and Chief Financial Officer |
| Susan L. Sieker<br> Chief Financial Officer and Director | Loomis Sayles Capital Re, SAS<br> 43 avenue Pierre Mendès - France 75013 Paris | Supervisory Board Member |
| Susan L. Sieker<br> Chief Financial Officer and Director | Loomis Sayles Investments Asia Pte. Ltd.<br> 10 Collyer Quay #05-01/03, Ocean Financial Centre, Singapore 049315 | Director |
| Susan L. Sieker<br> Chief Financial Officer and Director | NIM-os Technologies, Inc.<br> One Financial Center, Boston, MA 02111 | Director |
| Susan L. Sieker<br> Chief Financial Officer and Director | NIM-os, LLC<br> One Financial Center, Boston, MA 02111 | Manager and Chief Financial Officer |

---

------

---

| | | |
|:---|:---|:---|
| **Name and Position with Investment Adviser**  | **Name and Principal Business Address of Other Company**  | **Connection with Other Company**  |
| Elaine M. Stokes<br> Co-Head and Portfolio Manager, Full Discretion, and Director | None. | None. |
| David L. Waldman<br> Deputy Chief Investment Officer (2013 to 2021), Chief Investment Officer (2021 to present) and Director | Loomis Sayles Capital Re, SAS<br> 43 avenue Pierre Mendès - France 75013 Paris | Supervisory Board Member |

---

<sup>(11)</sup> Nationwide Asset Management, LLC ("NWAM") acts as subadviser to the NVIT Government Bond Fund, NVIT Investor Destinations Managed Growth Fund, NVIT Investor Destinations Managed Growth & Income Fund, NVIT Blueprint® Managed Growth Fund, NVIT Blueprint® Managed Growth & Income Fund, NVIT Managed American Funds Asset Allocation Fund, NVIT Managed American Funds Growth-Income Fund, and NVIT BlackRock Managed Global Allocation Fund. To the knowledge of the Registrant, the directors and officers of NWAM have not been engaged in any other business or profession of a substantial nature during the past two fiscal years other than in their capacities as a director or officer of affiliated entities.<br>

<sup>(12)</sup> Newton Investment Management North America, LLC ("NIMNA") acts as a subadviser to the NVIT BNY Mellon Dynamic U.S. Core Fund and NVIT BNY Mellon Dynamic U.S. Equity Income Fund. The directors and officers of NIMNA have not been engaged in any other business or profession of substantial nature during the past two fiscal years.<br>

<sup>(13)</sup> Putnam Investment Management, LLC ("Putnam Management"), acts as subadviser to the NVIT Putnam International Value Fund. The directors and officers of Putnam Investment Management, LLC ("Putnam Management") have not been engaged during the past two fiscal years in any business, profession, vocation or employment of a substantial nature other than as directors or officers of Putnam Management or certain of Putnam Management's corporate affiliates, including other subsidiaries of Putnam Management's corporate parent, Franklin Resources, Inc. and investment companies managed by the group. Information as to the business, profession, vocation or employment of a substantial nature of Putnam Management and the directors and officers of Putnam Management within the past two fiscal years is included in the Form ADV filed by Putnam Management (File No. 801-7974), which is incorporated herein by reference.<br>

<sup>(14)</sup> WCM Investment Management, LLC ("WCM") acts as subadviser to the NVIT Multi-Manager Small Cap Value Fund. To the knowledge of the Registrant, the directors and officers of WCM have not been engaged in any other business or profession of a substantial nature during the past two fiscal years.<br>

<sup>(15)</sup> Wellington Management Company LLP ("Wellington Management") acts as subadviser to the NVIT Real Estate Fund. Wellington Management is an investment adviser registered under the Investment Advisers Act of 1940. During the last two fiscal years, no partner of Wellington Management has engaged in any other business, profession, vocation or employment of a substantial nature other than that of the business of investment management.<br>

------

<sup>(16)</sup> Allspring Global Investments, LLC ("Allspring") acts as subadviser to the NVIT Allspring Discovery Fund. To the knowledge of the Registrant, no director, officer, or partner of Allspring has engaged in any other business, profession, vocation or employment of a substantial nature in the capacity as director, officer, employee, partner or trustee outside of Allspring.<br>

<sup>(17)</sup> Victory Capital Management Inc. ("Victory Capital") acts as a subadviser to a portion of the NVIT Victory Mid Cap Value Fund and to the NVIT Strategic Income Fund. Victory Capital is an investment adviser registered under the Investment Advisers Act of 1940. To the knowledge of the Registrant, the directors and officers of Victory Capital have not been engaged in any other business or profession of a substantial nature during the past two fiscal years other than in their capacities as a director or officer of affiliated entities.<br>

<sup>(18)</sup> GQG Partners LLC ("GQG"), located at 350 East Las Olas Boulevard, 18th Floor, Fort Lauderdale, Florida 33301, acts as subadviser to the NVIT GQG US Quality Equity Fund. GQG is a Delaware limited liability company founded in 2016 and is an SEC registered investment adviser. GQG is a wholly owned subsidiary of GQG Partners Inc., a Delaware corporation that is listed on the Australian Securities Exchange. The majority owner of GQG Partners Inc. is QVFT, LLC, which is controlled by Rajiv Jain, GQG's Chairman and Chief Investment Officer.<br>

GQG provides investment management services for institutions, mutual funds and other investors using emerging markets, global, international and US equity investment strategies.

#### ITEM 32. PRINCIPAL UNDERWRITERS
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) NFD, the principal underwriter of the Trust, also acts as principal underwriter for Nationwide Mutual Funds.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) Herewith is the information required by the following table with respect to each director, officer or partner of NFD. The address for the persons listed below is One Nationwide Plaza, Columbus, Ohio 43215.

---

| | | |
|:---|:---|:---|
| **Name:**  | **Position with NFD:**  | **Position with Registrant:**  |
| Holly A. Butson | Chief Compliance Officer | N/A |
| Lee T. Cummings | President | Senior Vice President and Head of Fund Operations |
| Ewan T. Roswell | Associate Vice President and Treasurer | N/A |
| Denise L. Skingle | Senior Vice President and Secretary | N/A |
| Jennifer L. Monnin | Chief Marketing Officer | N/A |
| John L. Carter | Manager | N/A |
| Steven A. Ginnan | Manager | N/A |
| Joseph N. Aniano | Manager | President, Chief Executive Officer and Principal Executive Officer |

---

&nbsp;&nbsp;&nbsp;&nbsp;(c) Not applicable.

#### ITEM 33. LOCATION OF ACCOUNTS AND RECORDS
J.P. Morgan Investor Services Co.<br> 1 Beacon Street<br> Boston, MA 02108-3002

Nationwide Variable Insurance Trust<br> One Nationwide Plaza<br> Columbus, Ohio 43215

#### ITEM 34. MANAGEMENT SERVICES
Not applicable.

#### ITEM 35. UNDERTAKINGS
Not applicable.

------

#### SIGNATURES
Pursuant to the requirements of the Investment Company Act of 1940, as amended, the Registrant has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the city of Columbus, and State of Ohio, on this 2<sup>nd</sup> day of January, 2026.

---

| | |
|:---|:---|
| NATIONWIDE VARIABLE INSURANCE TRUST | NATIONWIDE VARIABLE INSURANCE TRUST |
| BY: | /s/ Allan J. Oster |
|  | Allan J. Oster, Attorney-In-Fact for Registrant |

---

## Ex-99.(D)(1)(A)

EX-28.d.1.a

#### Exhibit A

#### Investment Advisory Agreement

#### Between Nationwide Variable Insurance Trust and

#### Nationwide Fund Advisors

Effective May 1, 2007

*Amended October 1, 2025\**

---

| | |
|:---|:---|
| **<u>Funds of the Trust</u>** | **<u>Advisory Fees</u>**<br>|
| NVIT J.P. Morgan Equity and Options Total Return Fund *(formerly, NVIT AQR Large Cap Defensive Style Fund)* | 0.60% on assets up to $250 million;<br> 0.575% on assets of $250 million or more but less than $1 billion;<br> 0.55% on assets of $1 billion or more but less than $2 billion;<br> 0.525% on assets of $2 billion or more but less than $5 billion; and 0.50% on assets of $5 billion or more<br>|
| NVIT Government Bond Fund | 0.50% on assets up to $250 million;<br> 0.475% on assets of $250 million and more but less than $1 billion;<br> 0.45% on assets of $1 billion and more but less than $2 billion;<br> 0.425% on assets of $2 billion and more but less than $5 billion; and<br> 0.40% on assets of $5 billion and more<br>|
| NVIT Government Money Market Fund | 0.30% on assets up to $1 billion;<br> 0.28% on assets of $1 billion and more but less than $2 billion;<br> 0.26% on assets of $2 billion and more but less than $5 billion; and<br> 0.24% on assets of $5 billion and more<br>|
| NVIT S&P 500 Index Fund<br>| 0.125% on assets up to $1.5 billion;<br> 0.105% on assets of $1.5 billion and more but less than $3 billion; and<br> 0.095% on assets of $3 billion and more<br>|
| NVIT BlackRock Equity Dividend Fund | 0.70% on assets up to $100 million;<br> 0.65% for assets of $100 million and more but less than $250 million;<br> 0.60% on assets of $250 million and more but less than $500 million; and<br> 0.55% for assets of $500 million and more<br>|
| NVIT Loomis Short Term High Yield Fund *(formerly, NVIT Federated High Income Bond Fund)* | 0.75% on assets up to $50 million;<br> 0.60% on assets of $50 million and more but less than $250 million;<br> 0.55% on assets of $250 million and more but less than $500 million; and<br> 0.50% on assets of $500 million and more |

---

------

---

| | |
|:---|:---|
| **<u>Funds of the Trust</u>** | **<u>Advisory Fees</u>**<br>|
| NVIT Strategic Income Fund *(formerly, NVIT Amundi Multi Sector Bond Fund)* | 0.575% on assets up to $200 million;<br> 0.550% on assets of $200 million and more but less than $500 million; and<br> 0.525% on assets of $500 million and more<br>|
| NVIT Mid Cap Index Fund | 0.205% on assets up to $1.5 billion;<br> 0.185% on assets of $1.5 billion and more but less than $3 billion; and<br> 0.175% on assets of $3 billion and more<br>|
| NVIT Invesco Small Cap Growth Fund | 0.84% on assets up to $200 million; and<br> 0.79% on assets of $200 million and more<br>|
| NVIT Multi-Manager Small Cap Value Fund<br>| 0.87% on assets up to $200 million; and<br> 0.82% on assets of $200 million and more<br>|
| NVIT Multi-Manager Small Company Fund<br>| 0.885% on assets up to $200 million; and<br> 0.835% on assets of $200 million and more<br>|
| NVIT Investor Destinations Aggressive Fund<br>| 0.13% of the Fund's average daily net assets<br>|
| NVIT Investor Destinations Moderately Aggressive Fund<br>| 0.13% of the Fund's average daily net assets<br>|
| NVIT Investor Destinations Capital Appreciation Fund<br>| 0.13% of the Fund's average daily net assets<br>|
| NVIT Investor Destinations Moderate Fund<br>| 0.13% of the Fund's average daily net assets<br>|
| NVIT Investor Destinations Balanced Fund<br>| 0.13% of the Fund's average daily net assets<br>|
| NVIT Investor Destinations Moderately Conservative Fund<br>| 0.13% of the Fund's average daily net assets<br>|
| NVIT Investor Destinations Conservative Fund<br>| 0.13% of the Fund's average daily net assets<br>|
| NVIT Small Cap Index Fund<br>| 0.19% on assets up to $1.5 billion;<br> 0.17% on assets of $1.5 billion and more but less than $3 billion; and<br> 0.16% on assets of $3 billion and more<br>|
| NVIT International Index Fund<br>| 0.245% on assets up to $1.5 billion;<br> 0.205% on assets of $1.5 billion and more but less than $3 billion; and<br> 0.195% on assets of $3 billion and more<br>|
| NVIT Bond Index Fund<br>| 0.195% on assets up to $1.5 billion;<br> 0.155% on assets of $1.5 billion and more but less than $3 billion; and<br> 0.145% on assets of $3 billion and more |

---

------

---

| | |
|:---|:---|
| **<u>Funds of the Trust</u>** | **<u>Advisory Fees</u>**<br>|
| NVIT Fidelity Institutional AM® Emerging Markets Fund *(formerly, NVIT Emerging Markets Fund)*<br>| 0.95% on assets up to $500 million;<br> 0.90% on assets of $500 million and more but less than $2 billion; and<br> 0.85% on assets of $2 billion and more<br>|
| NVIT International Equity Fund<br>| 0.725% on assets up to $50 million; and<br> 0.675% on assets of $50 million and more<br>|
| NVIT Jacobs Levy Large Cap Growth Fund<br>| 0.40% on assets up to $1 billion; and<br> 0.35% on assets of $1 billion and more<br>|
| NVIT Allspring Discovery Fund<br>| 0.75% on assets up to $1 billion; and<br> 0.70% on assets of $1 billion and more<br>|
| NVIT NS Partners International Focused Growth Fund | 0.85% on assets up to $500 million;<br> 0.82% on assets of $500 million and more but less than $1 billion; and<br> 0.80% on assets of $1 billion and more<br>|
| NVIT Loomis Core Bond Fund *(formerly, NVIT Core Bond)* | 0.40% on assets up to $1 billion; and<br> 0.38% on assets of $1 billion and more<br>|
| NVIT GQG US Quality Equity Fund *(formerly, NVIT Calvert Equity Fund)*<br>| 0.65% on assets up to $1 billion; and<br> 0.60% on assets of $1 billion and more<br>|
| NVIT Jacobs Levy Large Cap Core Fund | 0.60% on assets up to $1 billion; and<br> 0.55% on assets of $1 billion and more<br>|
| <br> NVIT Real Estate Fund | <br> 0.70% on assets up to $500 million;<br> 0.65% on assets of $500 million and more but less than $1 billion; and<br> 0.60% on assets of $1 billion and more<br>|
| <br> NVIT Blueprint Conservative Fund | <br> 0.20% on assets up to $1.5 billion;<br> 0.19% on assets of $1.5 billion and more but less than $2 billion; and<br> 0.18% on assets of $2 billion and more<br>|
| NVIT Blueprint Moderately Conservative Fund<br>| 0.20% on assets up to $1.5 billion;<br> 0.19% on assets of $1.5 billion and more but less than $2 billion; and<br> 0.18% on assets of $2 billion and more<br>|
| NVIT Blueprint Balanced Fund<br>| 0.20% on assets up to $1.5 billion;<br> 0.19% on assets of $1.5 billion and more but less than $2 billion; and<br> 0.18% on assets of $2 billion and more |

---

------

---

| | |
|:---|:---|
| **<u>Funds of the Trust</u>** | **<u>Advisory Fees</u>**<br>|
| NVIT Blueprint Moderate Fund<br>| 0.20% on assets up to $1.5 billion;<br> 0.19% on assets of $1.5 billion and more but less than $2 billion; and<br> 0.18% on assets of $2 billion and more<br>|
| NVIT Blueprint Capital Appreciation Fund<br>| 0.20% on assets up to $1.5 billion;<br> 0.19% on assets of $1.5 billion and more but less than $2 billion; and<br> 0.18% on assets of $2 billion and more<br>|
| NVIT Blueprint Moderately Aggressive Fund<br>| 0.20% on assets up to $1.5 billion;<br> 0.19% on assets of $1.5 billion and more but less than $2 billion; and<br> 0.18% on assets of $2 billion and more<br>|
| NVIT Blueprint Aggressive Fund<br>| 0.20% on assets up to $1.5 billion;<br> 0.19% on assets of $1.5 billion and more but less than $2 billion; and<br> 0.18% on assets of $2 billion and more<br>|
| NVIT Victory Mid Cap Value Fund | 0.75% on assets up to $1 billion; and<br> 0.73% on assets of $1 billion and more<br>|
| NVIT Loomis Short Term Bond Fund<br>| 0.35% assets up to $1 billion;<br> 0.34% on assets of $1 billion and more but less than $1.5 billion; and<br> 0.33% on assets of $1.5 billion and more<br>|
| NVIT Putnam International Value Fund *(formerly, NVIT Columbia Overseas Value Fund)*<br>| 0.73% on assets up to $1 billion; and<br> 0.68% on assets of $1 billion and more<br>|
| NVIT BNY Mellon Dynamic U.S. Core Fund<br>| 0.50% on assets up to $500 million;<br> 0.475% on assets of $500 million and more but less than $1 billion; and<br> 0.45% on assets of $1 billion and more<br>|
| NVIT BNY Mellon Dynamic U.S. Equity Income Fund | 0.57% on assets up to $500 million;<br> 0.55% on assets of $500 million and more but less than $1 billion; and<br> 0.53% on assets of $1 billion and more |
| NVIT Blueprint Managed Growth Fund | 0.22% on assets up to $1.5 billion;<br> 0.21% on assets of $1.5 billion and more but less than $2 billion; and<br> 0.20% on assets of $2 billion and more<br>|
| NVIT Blueprint Managed Growth & Income Fund | 0.22% on assets up to $1.5 billion;<br> 0.21% on assets of $1.5 billion and more but less than $2 billion; and<br> 0.20% on assets of $2 billion and more |

---

------

---

| | |
|:---|:---|
| **<u>Funds of the Trust</u>** | **<u>Advisory Fees</u>**<br>|
| NVIT Investor Destinations Managed Growth Fund<br>| 0.15% of the Fund's average daily net assets<br>|
| NVIT Investor Destinations Managed Growth & Income Fund | 0.15% of the Fund's average daily net assets<br>|
| NVIT Managed American Funds Asset Allocation Fund<br>| 0.15% on assets up to $2 billion; and<br> 0.14% on assets of $2 billion and more |
| NVIT Managed American Funds Growth-Income Fund | 0.15% on assets up to $500 million; and<br> 0.14% on assets of $500 million and more |
| NVIT BlackRock Managed Global Allocation Fund | 0.74% of the Fund's average daily net assets |

---

*\*As approved by the Board of Trustees at its meeting held on June 9-10, 2025.*

------

IN WITNESS WHEREOF, the parties have caused this Amended Exhibit A to be signed by their respective officers thereunto duly authorized as of the day and year first above written.

---

| | |
|:---|:---|
| **NATIONWIDE VARIABLE INSURANCE TRUST** | **NATIONWIDE VARIABLE INSURANCE TRUST** |
| By: | /s/ Kevin Jestice |
| Name: | Kevin T. Jestice |
| Title: | President |
| **NATIONWIDE FUND ADVISORS** | **NATIONWIDE FUND ADVISORS** |
| By: | /s/ Kevin Jestice |
| Name: | Kevin T. Jestice |
| Title: | President |

---

## Ex-99.(D)(3)(C)(I)

#### EX-28.d.3.c.i

#### EXHIBIT A

#### SUBADVISORY AGREEMENT

#### AMONG

#### NATIONWIDE VARIABLE INSURANCE TRUST,

#### NATIONWIDE FUND ADVISORS

#### AND LAZARD ASSET MANAGEMENT LLC

Effective December 10, 2015

*As amended October 1, 2025\**

---

| | |
|:---|:---|
| **Funds of the Trust** | **Subadvisory Fees** |
| NVIT International Equity Fund | 0.325% on Subadviser Assets up to $50 million; and<br> 0.275% on Subadviser Assets of $50 million or more |

---

\* As approved at the Board of Trustees Meeting held on June 9-10, 2025.

[The remainder of this page is intentionally left blank.]

------

IN WITNESS WHEREOF, the parties hereto have executed this Exhibit A on the effective date set forth above.

---

| | |
|:---|:---|
| TRUST | TRUST |
| **NATIONWIDE VARIABLE INSURANCE TRUST** | **NATIONWIDE VARIABLE INSURANCE TRUST** |
| By: | /s/ Christopher Graham |
| Name: | Christopher Graham |
| Title: | SVP, Chief Investment Officer |
| ADVISER | ADVISER |
| **NATIONWIDE FUND ADVISORS** | **NATIONWIDE FUND ADVISORS** |
| By: | /s/ Christopher Graham |
| Name: | Christopher Graham |
| Title: | SVP, Chief Investment Officer |
| SUBADVISER | SUBADVISER |
| **LAZARD ASSET MANAGEMENT LLC** | **LAZARD ASSET MANAGEMENT LLC** |
| By: | /s/ Nathan Paul |
| Name: | Nathan Paul |
| Title: | Chief Operating Officer |

---

## Ex-99.(D)(L)(Iv)

#### EX-28.d.l.iv

#### AMENDMENT

#### TO

#### SUBADVISORY AGREEMENT

This Amendment ("Amendment") to the Subadvisory Agreement dated June 13, 2019, as amended March 10, 2021, June 15, 2022, January 1, 2025 and March 12, 2025 (the "Agreement"), by and among NATIONWIDE VARIABLE INSURANCE TRUST (the "Trust"), NATIONWIDE FUND ADVISORS (the "Adviser") and J.P. MORGAN INVESTMENT MANAGEMENT INC. (the "Subadviser") is entered into as of the 1st day of July, 2025 by and among the Trust, the Adviser and the Subadviser. Any term not defined in this Amendment shall have the meaning ascribed to it in the Agreement.

In consideration of the mutual promises and covenants between the parties, the Trust, the Adviser and the Subadviser hereby agree to amend the Agreement as follows:

<br> 1. Exhibit A of the Agreement is deleted in its entirety and replaced with Exhibit A attached hereto.

<br> 2. Except as modified herein, the terms and conditions of the Agreement, as amended, remain unchanged and in full force and effect.

This Amendment, the Agreement and the attachments thereto constitute the entire agreement among the parties and supersede all prior agreements and understandings between them relating to the subject matter hereof. No modification of the Agreement or this Amendment shall be binding on any party unless it is in writing and signed on behalf of each party by a duly authorized representative. This Amendment may be executed in counterparts, including via facsimile, all of which taken together shall constitute a single instrument.

------

IN WITNESS WHEREOF, the Trust, the Adviser and the Subadviser have caused this Amendment to be executed on their behalf by their duly authorized officers as of the day and year written above.

---

| | |
|:---|:---|
| TRUST | TRUST |
| **NATIONWIDE VARIABLE INSURANCE TRUST** | **NATIONWIDE VARIABLE INSURANCE TRUST** |
| By: | /s/ Christopher Graham |
| Name: | Christpher Graham |
| Title: | SVP, Chief Investment Officer |
| ADVISER | ADVISER |
| **NATIONWIDE FUND ADVISORS** | **NATIONWIDE FUND ADVISORS** |
| By: | /s/ Christopher Graham |
| Name: | Christpher Graham |
| Title: | SVP, Chief Investment Officer |
| SUBADVISER | SUBADVISER |
| **J.P. MORGAN INVESTMENT MANAGEMENT INC.** | **J.P. MORGAN INVESTMENT MANAGEMENT INC.** |
| By: | /s/ Danielle K. Azua |
| Name: | Daniel K. Azua |
| Title: | Vice President |

---

------

#### EXHIBIT A

#### SUBADVISORY AGREEMENT

#### AMONG

#### NATIONWIDE VARIABLE INSURANCE TRUST,

#### NATIONWIDE FUND ADVISORS

#### AND J.P. MORGAN INVESTMENT MANAGEMENT INC.

Effective June 13, 2019, as amended March 10, 2021, June 15, 2022, January 1, 2025 and March 12, 2025

*As amended July 1, 2025*\*

---

| | |
|:---|:---|
| **Funds of the Trust** | **Subadvisory Fees** |
| NVIT J.P. Morgan U.S. Equity Fund<br>| 0.20% on Subadviser Assets of up to $500 million;<br> 0.18% on Subadviser Assets of $500 million and more but less than $1 billion; and<br> 0.17% on Subadviser Assets of $1 billion and more |
|  NVIT J.P. Morgan Digital Evolution Strategy Fund<br>| 0.34% on all Subadviser Assets |
|  NVIT J.P. Morgan Innovators Fund<br>| 0.34% on all Subadviser Assets |
|  NVIT J.P. Morgan Large Cap Growth Fund<br>| 0.40% on Subadviser Assets of up to $100 million;<br> 0.30% on Subadviser Assets of $100 million and more but less than $200 million; and<br> 0.20% on Subadviser Assets of $200 million and more<br>|
|  NVIT J.P. Morgan US Technology Leaders Fund | 0.34% on all Subadviser Assets<br>|
|  NVIT J.P. Morgan Inflation Managed Fund | 0.15% on all Subadviser Assets<br>|
| NVIT J.P. Morgan Equity and Options Total Return Fund *(formerly, NVIT AQR Large Cap Defensive Style Fund)* | 0.28% on Subadviser Assets of up to $1 billion; and<br> 0.26% on Subadviser Assets of $1 billion and more |

---

\* As approved at the Board of Trustees Meeting held on June 9-10, 2025.

------

IN WITNESS WHEREOF, the parties hereto have executed this Exhibit A on the effective date set forth above.

---

| |
|:---|
| TRUST |
| **NATIONWIDE VARIABLE INSURANCE TRUST** |
| By: |
| Name: |
| Title: |
| ADVISER |
| **NATIONWIDE FUND ADVISORS** |
| By: |
| Name: |
| Title: |
| SUBADVISER |
| **J.P. MORGAN INVESTMENT MANAGEMENT INC.** |
| By: |
| Name: |
| Title: |

---

## Ex-99.(H)(3)(D)

**EX-28.h.3.d**

#### EXHIBIT A

#### to the Expense Limitation Agreement between

#### NATIONWIDE VARIABLE INSURANCE TRUST

#### and NATIONWIDE FUND ADVISORS

Effective May 1, 2007

*Amended as of October 1, 2025\**†

---

| | | | |
|:---|:---|:---|:---|
| **<u>Name of Fund</u>** | **<u>Expense Limitation</u>**<br>  **<u>for Fund</u>** | **<u>Expense Limitation</u>**<br>  **<u>for Fund</u>** | **<u>Expenses Excluded for Purposes of "Fund Operating Expenses" in Section 1.1</u>** |
| NVIT S&P 500 Index Fund<br>| Class I<br> Class II<br> Class IV<br> Class Y | 0.21%<br> 0.21%<br> 0.21%<br> 0.21%<br>| See (1) Below |
| NVIT Small Cap Index Fund | Class II<br> Class Y<br>| 0.28%<br> 0.28%<br>| See (1) Below |
| NVIT Mid Cap Index Fund | Class I<br> Class II<br> Class Y | 0.30%<br> 0.30%<br> 0.30%<br>| See (1) Below |
| NVIT International Index Fund | Class I<br> Class II<br> Class VIII<br> Class Y<br>| 0.34%<br> 0.34%<br> 0.34%<br> 0.34%<br>| See (1) Below |
| NVIT Bond Index Fund | Class I<br> Class II<br> Class Y<br>| 0.29%<br> 0.29%<br> 0.29%<br>| See (1) Below |
| NVIT Fidelity Institutional AM® Emerging Markets Fund *(formerly, NVIT Emerging Markets Fund)* | Class I<br> Class II<br> Class D<br> Class Y<br>| 0.97%<br> 0.97%<br> 0.97%<br> 0.97% | See (2) Below |
| NVIT Jacobs Levy Large Cap Growth Fund | Class I<br> Class II<br>| 0.45%<br> 0.45%<br>| See (2) Below |

---

------

---

| | | | |
|:---|:---|:---|:---|
| **<u>Name of Fund</u>** |  | **<u>Expense Limitation</u>**<br>  **<u>for Fund</u>** | **<u>Expenses Excluded for Purposes of "Fund Operating Expenses" in Section 1.1</u>** |
| NVIT Allspring Discovery Fund | Class I<br> Class II<br>| 0.78%<br> 0.78%<br>| See (2) Below |
| NVIT NS Partners International Focused Growth Fund | Class I<br> Class II<br>| 0.88%<br> 0.88% | See (2) Below |
| NVIT Loomis Short Term High Yield Fund *(formerly, NVIT Federated High Income Bond Fund)* | Class I<br>| 0.72%<br>| See (2) Below<br>|
| NVIT GQG US Quality Equity Fund *(formerly, NVIT Calvert Equity Fund)* | Class I<br> Class II<br> Class Y<br>| 0.78%<br> 0.78%<br> 0.78% | See (2) Below |
| NVIT Blueprint Conservative Fund | Class I<br> Class II<br> Class Y<br>| 0.25%<br> 0.25%<br> 0.25% | See (2) Below |
| NVIT Blueprint Moderately Conservative Fund | Class I<br> Class II<br> Class Y<br>| 0.25%<br> 0.25%<br> 0.25% | See (2) Below |
| NVIT Blueprint Balanced Fund | Class I<br> Class II<br> Class Y<br>| 0.25%<br> 0.25%<br> 0.25% | See (2) Below |
| NVIT Blueprint Moderate Fund | Class I<br> Class II<br> Class Y<br>| 0.25%<br> 0.25%<br> 0.25% | See (2) Below |
| NVIT Blueprint Capital Appreciation Fund | Class I<br> Class II<br> Class Y<br>| 0.25%<br> 0.25%<br> 0.25%<br>| See (2) Below |
| NVIT Blueprint Moderately Aggressive Fund | Class I<br> Class II<br> Class Y | 0.25%<br> 0.25%<br> 0.25%<br>| See (2) Below |
| NVIT Blueprint Aggressive Fund | Class I<br> Class II<br> Class Y<br>| 0.28%<br> 0.28%<br> 0.28% | See (2) Below |

---

------

---

| | | | |
|:---|:---|:---|:---|
| **<u>Name of Fund</u>** |  | **<u>Expense Limitation</u>**<br>  **<u>for Fund</u>** | **<u>Expenses Excluded for Purposes of "Fund Operating Expenses" in Section 1.1</u>** |
| NVIT Victory Mid Cap Value Fund | Class I<br> Class II<br>| 0.73%<br> 0.73% | See (2) Below |
| NVIT BNY Mellon Dynamic U.S. Core Fund | Class I<br> Class II<br> Class Y<br> Class P<br>| 0.65%<br> 0.90%<br> 0.50%<br> 0.75% |  |
| NVIT BNY Mellon Dynamic U.S. Equity Income Fund | Class I<br> Class II<br> Class X<br> Class Y<br> Class Z | 0.76%<br> 0.93%<br> 0.63%<br> 0.51%<br> 0.88%<br>|  |
| NVIT Putnam International Value Fund *(formerly, NVIT Columbia Overseas Value Fund)* | Class I<br> Class II<br> Class X<br> Class Y<br> Class Z | 0.78%<br> 0.78%<br> 0.78%<br> 0.78%<br> 0.78%<br>| See (2) Below |
| NVIT Investor Destinations Capital Appreciation Fund | Class II<br> Class P<br> Class Z<br>| 0.28%<br> 0.28%<br> 0.28% | See (2) Below |
| NVIT Investor Destinations Balanced Fund | Class II<br> Class P<br>| 0.28%<br> 0.28% | See (2) Below |
| NVIT Strategic Income Fund *(formerly, NVIT Amundi Multi Sector Bond Fund)* | Class I<br>| 0.78%<br>| See (2) Below |
| NVIT Invesco Small Cap Growth Fund | Class I<br> Class II<br>| 0.94%<br> 0.94% | See (2) Below |
| NVIT Blueprint Managed Growth Fund | Class I<br> Class II<br>| 0.07%<br> 0.07% | See (2) Below |
| NVIT Blueprint Managed Growth & Income Fund | Class I<br> Class II<br>| 0.10%<br> 0.10% | See (2) Below |
| NVIT Investor Destinations Managed Growth Fund | Class I<br> Class II | 0.16%<br> 0.16% | See (2) Below |

---

------

---

| | | | |
|:---|:---|:---|:---|
| **<u>Name of Fund</u>** |  | **<u>Expense Limitation</u>**<br>  **<u>for Fund</u>** | **<u>Expenses Excluded for Purposes of "Fund Operating Expenses" in Section 1.1</u>** |
| NVIT Investor Destinations Managed Growth & Income Fund | Class I<br> Class II | 0.15%<br> 0.15%<br>| See (2) Below |
| NVIT Managed American Funds Asset Allocation Fund | Class II<br> Class Z | 0.23%<br> 0.23%<br>| See (2) Below |
| NVIT Managed American Funds Growth-Income Fund | Class II | 0.22% | See (2) Below<br>|
| NVIT BlackRock Equity Dividend Fund | Class I<br> Class II<br> Class IV<br> Class Y | 0.65%<br> 0.65%<br> 0.65%<br> 0.65%<br>| See (2) Below |
| NVIT DoubleLine Total Return Tactical Fund | Class I<br> Class II<br> Class Y<br>| 0.58%<br> 0.58%<br> 0.58% | See (2) Below |
| NVIT iShares<sup>®</sup> Fixed Income ETF Fund | Class II<br> Class Y<br>| 0.17%<br> 0.17% | See (2) Below |
| NVIT iShares<sup>®</sup> Global Equity ETF Fund | Class II<br> Class Y<br>| 0.17%<br> 0.17% | See (2) Below |
| NVIT J.P. Morgan U.S. Equity Fund | Class II<br> Class Y<br>| 0.44%<br> 0.44% | See (2) Below |
| NVIT Multi-Manager Small Cap Value Fund | Class I<br> Class II<br> Class IV<br>| 0.91%<br> 0.91%<br> 0.91% | See (2) Below |
| NVIT J.P. Morgan Digital Evolution Strategy Fund | Class Y<br> Class II | 0.56%<br> 0.56% | See (2) Below |
| NVIT J.P. Morgan Innovators Fund | Class Y | 0.62% | See (2) Below |
| NVIT J.P. Morgan Large Cap Growth Fund | Class I | 0.44% |  |
|  | Class II | 0.44% |  |
|  | Class Y | 0.44% | See (2) Below |
| NVIT J.P. Morgan US Technology Leaders Fund | Class II | 0.56% |  |
|  | Class Y | 0.56% | See (2) Below |

---

------

---

| | | | |
|:---|:---|:---|:---|
| NVIT International Equity Fund | Class I<br> Class II<br> Class Y<br>| 0.73%<br> 0.73%<br> 0.73% | See (2) Below<br>|
| NVIT J.P. Morgan Inflation Managed Fund<br>| Class I<br> Class II<br>| 0.25%<br> 0.25%<br>| See (2) Below<br>|
| NVIT Government Bond Fund | Class I<br> Class II<br> Class IV<br> Class P<br> Class Y | 0.54%<br> 0.54%<br> 0.54%<br> 0.54%<br> 0.54%<br>| See (2) Below<br>|
| NVIT Fidelity Institutional AM® Worldwide<br> Fund | Class I<br> Class II<br>| 0.55%<br> 0.55% | See (2) Below<br>|
| NVIT NASDAQ-100 Index Fund | Class I<br> Class II<br>| 0.22%<br> 0.22% | See (2) Below<br>|

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Interest, taxes, brokerage commissions, Rule 12b-1 fees, fees paid pursuant to an Administrative Services Plan, short sale dividend expenses, and other expenditures which are capitalized in accordance with
 generally accepted accounting principles and other extraordinary<sup>1</sup> expenses not incurred in the ordinary course of the Fund's business.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) Interest, taxes, brokerage commissions and other costs incurred in connection with the purchase and sale of portfolio securities, acquired fund fees and expenses, Rule 12b-1 fees, fees paid pursuant to an
 Administrative Services Plan, short sale dividend expenses, other expenditures which are capitalized in accordance with generally accepted accounting principles, expenses incurred by the Fund in connection with any merger or reorganization
 and other non-routine expenses not incurred in the ordinary course of the Fund's business.

<sup>1</sup> non-routine

*\** *As approved at the Board of Trustees Meeting held on June 9-10, 2025.*

&nbsp;&nbsp;&nbsp;&nbsp;† Effective through April 30, 2027.

------

IN WITNESS WHEREOF, the parties have caused this Amended Exhibit A to be signed by their respective officers thereunto duly authorized and their respective corporate seals to be hereunto affixed, as of the day and year first above written.

---

| | |
|:---|:---|
| **NATIONWIDE VARIABLE INSURANCE TRUST** | **NATIONWIDE VARIABLE INSURANCE TRUST** |
| By: | /s/ Kevin Jestice |
| Name: | Kevin T. Jestice |
| Title: | President |
| **NATIONWIDE FUND ADVISORS** | **NATIONWIDE FUND ADVISORS** |
| By: | /s/ Kevin Jestice |
| Name: | Kevin T. Jestice |
| Title: | President |

---

## Ex-99.(H)(22)

#### EX-28.h.22

#### AMENDED AND RESTATED FEE WAIVER AGREEMENT

THIS AMENDED AND RESTATED FEE WAIVER AGREEMENT (the "Agreement"), effective as of July 1, 2025, by and between NATIONWIDE FUND ADVISORS ("NFA") and NATIONWIDE VARIABLE INSURANCE TRUST, a Delaware statutory trust (the "Trust"), on behalf of the following series (each, a "Fund," and collectively, the "Funds"):

---

| | |
|:---|:---|
| **NVIT Allspring Discovery Fund** | **NVIT Loomis Short Term Bond Fund** |
| **NVIT BNY Mellon Dynamic U.S. Core Fund** | **NVIT Victory Mid Cap Value Fund** |
| **NVIT GQG US Quality Equity Fund** *(formerly, NVIT Calvert* | **NVIT Multi-Manager Small Company Fund** |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; *Equity Fund)* | **NVIT NS Partners International Focused Growth Fund** |
| **NVIT Invesco Small Cap Growth Fund** | **NVIT Real Estate Fund** |
| **NVIT Jacobs Levy Large Cap Core Fund** | **NVIT Loomis Short Term Bond Fund** |

---

WHEREAS, the Trust is registered under the Investment Company Act of 1940, as amended (the "1940 Act"), as an open-end management company of the series type, and each Fund is a separate series of the Trust;

WHEREAS, NFA serves as investment adviser to the Trust, including the Funds, pursuant to an investment advisory agreement, dated May 1, 2007, between NFA and the Trust, under which the Trust pays fees to NFA as specified therein ("Advisory Fees"); and

WHEREAS, in order to share with the Funds certain financial savings to NFA resulting from reductions in rates that NFA must pay to subadvisers with respect to the Funds, NFA previously has agreed to waive Advisory Fees equal to the amounts shown as "Savings Waivers" in Section 1.1 below, and desires to continue to waive the amounts equal to the Savings Waivers until such time as the Trust and NFA may agree.

NOW, THEREFORE, the parties hereto agree as follows:

1. <u>Fee Waiver Amount</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.1 Until such time as this Agreement is terminated in accordance with Section 2.1 below, NFA agrees to waive Advisory Fees in respect of the following Funds, equal to the amounts shown as Savings Waivers in the table below, calculated monthly based on each Fund's average daily net assets.

---

| | |
|:---|:---|
| **<u>Name of Fund</u>** | **<u>Savings Waivers</u>** |
| NVIT Allspring Discovery Fund | 0.029% |
| NVIT BNY Mellon Dynamic U.S. Core Fund | 0.038% |
| NVIT GQG US Quality Equity Fund | 0.05% |
| NVIT Invesco Small Cap Growth Fund | 0.009% |
| NVIT Jacobs Levy Large Cap Core Fund | 0.055% |
| NVIT Loomis Short Term Bond Fund | 0.00837% |
| NVIT Victory Mid Cap Value Fund | 0.03605% |
| NVIT Multi-Manager Small Company Fund | 0.027% |
| NVIT NS Partners International Focused Growth Fund | 0.058% |
| NVIT Real Estate Fund | 0.013% |

---

1.2 NFA shall waive all Savings Waivers after first giving effect to any expense limitations that may apply.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.3 NFA acknowledges that it shall not be entitled to collect on, or make a claim for, Advisory Fees waived hereunder at any time in the future.

------

2. <u>Term and Termination of Agreement</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1 This Agreement supersedes and replaces a previous Amended and Restated Fee Waiver Agreement among the parties hereto, dated April 1, 2025. This Agreement shall continue in effect until April 30, 2027, and shall renew automatically for successive one-year terms unless otherwise terminated by agreement of the Trust.

3. <u>Miscellaneous</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.1 <u>Captions</u>. The captions in this Agreement are included for convenience of reference only and in no other way define or delineate any of the provisions hereof or otherwise affect their construction or effect.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.2 <u>Interpretation</u>. Nothing herein contained shall be deemed to require the Trust or a Fund to take any action contrary to the Trust's Agreement and Declaration of Trust or By-Laws, or any applicable statutory or regulatory requirement to which the Trust or a Fund is subject or by which the Trust or a Fund is bound, or to relieve or deprive the Trust's Board of Trustees of the Board's responsibility for and control of the conduct of the affairs of the Trust or the Funds.

IN WITNESS WHEREOF, the parties have caused this Agreement to be signed by their respective officers thereunto duly authorized as of the day and year first above written.

---

| | |
|:---|:---|
| **NATIONWIDE VARIABLE INSURANCE TRUST** | **NATIONWIDE VARIABLE INSURANCE TRUST** |
| By: | /s/ Kevin Jestice |
| Name: | Kevin T. Jestice |
| Title: | President |
| **NATIONWIDE FUND ADVISORS** | **NATIONWIDE FUND ADVISORS** |
| By: | /s/ Kevin Jestice |
| Name: | Kevin T. Jestice |
| Title: | Senior Vice President |

---

## Ex-99.(H)(24)

#### EX-28.h.24

#### FEE WAIVER AGREEMENT

#### NVIT GS LARGE CAP EQUITY FUND

THIS FEE WAIVER AGREEMENT, effective as of July 1, 2025, by and between NATIONWIDE FUND ADVISORS ("<u>NFA</u>") and NATIONWIDE VARIABLE INSURANCE TRUST, a Delaware statutory trust (the "<u>Trust</u>"), on behalf of the **NVIT GS Large Cap Equity Fund** (the "<u>Fund</u>").

WHEREAS, the Trust is registered under the Investment Company Act of 1940, as amended (the "<u>1940 Act</u>"), as an open-end management company of the series type, and the Fund is a separate series of the Trust; and

WHEREAS, NFA serves as investment adviser to the Trust, including the Fund, pursuant to an investment advisory agreement dated October 16, 2017 between NFA and the Trust under which the Trust pays fees to NFA as specified therein ("<u>Advisory Fees</u>"); and

WHEREAS, NFA, the Trust and Goldman Sachs Asset Management, L.P. ("<u>GSAM</u>") have entered into a Subadvisory Agreement with respect to the Fund, effective June 13, 2019 pursuant to which NFA is legally obligated to pay GSAM subadvisory fees; and

WHEREAS, NFA has received a letter from GSAM (the "<u>Letter</u>"), dated July 1, 2025, in which GSAM states that it will waive a portion of the subadvisory fees to which it otherwise would be entitled (the "<u>Waiver Amount</u>") for the period commencing July 1, 2025 until June 30, 2026, resulting in financial savings to NFA; and

WHEREAS, NFA desires to share all of such financial savings resulting from the Letter with shareholders of the Fund.

NOW, THEREFORE, the parties hereto agree as follows:

1. <u>Fee Waiver Amount</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.1 NFA agrees that each month it shall waive an amount of Advisory Fees with respect to the Fund equal to the amount of subadvisory fees waived for such month by GSAM pursuant to the Letter.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.2 NFA acknowledges that it shall not be entitled to collect on, or make a claim for, Advisory Fees waived hereunder at any time in the future.

2. <u>Term and Termination of Agreement</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1 This Agreement shall continue in effect for so long as the Letter remains in effect and GSAM waives subadvisory fees pursuant thereto.

3. <u>Miscellaneous</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.1 <u>Captions</u>. The captions in this Agreement are included for convenience of reference only and in no other way define or delineate any of the provisions hereof or otherwise affect their construction or effect.

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.2 <u>Interpretation</u>. Nothing herein contained shall be deemed to require the Trust or the Fund to take any action contrary to the Trust's Agreement and Declaration of Trust or By-Laws, or any applicable statutory or regulatory requirement to which the Trust or the Fund is subject or by which the Trust or the Fund is bound, or to relieve or deprive the Trust's Board of Trustees of the Board's responsibility for and control of the conduct of the affairs of the Trust or the Fund.

IN WITNESS WHEREOF, the parties have caused this Agreement to be signed by their respective officers thereunto duly authorized as of the day and year first above written.

---

| | |
|:---|:---|
| **NATIONWIDE VARIABLE INSURANCE TRUST** | **NATIONWIDE VARIABLE INSURANCE TRUST** |
| By: | /s/ Kevin Jestice |
| Name: | Kevin Jestice |
| Title: | President |
| **NATIONWIDE FUND ADVISORS** | **NATIONWIDE FUND ADVISORS** |
| By: | /s/ Kevin Jestice |
| Name: | Kevin Jestice |
| Title: | President |

---

## Ex-99.(Q)(10)

#### EX-28.q.10

#### POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS:

WHEREAS, NATIONWIDE VARIABLE INSURANCE TRUST, a Delaware statutory trust (the "Trust"), has filed or will file with the U.S. Securities and Exchange Commission (the "SEC") under the provisions of the Securities Act of 1933, as amended (the "Securities Act"), and the Investment Company Act of 1940, as amended (the "Investment Company Act"), various registration statements and amendments thereto with respect to the issuance and sale of shares of the Trust; and

WHEREAS, the undersigned has been elected as a Trustee of the Trust effective July 1, 2025;

NOW, THEREFORE, the undersigned hereby constitutes and appoints STEPHEN R. RIMES, ALLAN J. OSTER and KATHERINE D. GIBSON, and each of them with power to act without the others, his attorney, with full power of substitution and re-substitution, for and in his name, place and stead, in any and all capacities, to approve and sign such registration statements and any and all amendments thereto, with power to affix the corporate seal of said Trust thereto and to attest said seal and to file the same, with all exhibits thereto and other documents in connection therewith, with the SEC, hereby granting unto said attorneys, and each of them, full power and authority to do and perform all and every act and thing requisite to all intents and purposes as he might or could do in person, hereby ratifying and confirming that which said attorneys, or any of them, may lawfully do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, the undersigned has herewith set his name and seal as of this 1<sup>st</sup> day of July, 2025.

---

| |
|:---|
| /s/ Tracy Bollin |
| Tracy Bollin, Trustee |

---

## Ex-99.(Q)(11)

#### EX-28.q.11

#### POWER OF ATTORNEY

WHEREAS, NATIONWIDE VARIABLE INSURANCE TRUST, a Delaware statutory trust (the "Trust"), has filed or will file with the U.S. Securities and Exchange Commission (the "SEC") under the provisions of the Securities Act of 1933, as amended (the "Securities Act"), and the Investment Company Act of 1940, as amended (the "Investment Company Act"), various Registration Statements and amendments thereto for the registration under said Acts of the Trust; and

WHEREAS, the undersigned is an Officer of the Trust, as indicated beside his name;

NOW, THEREFORE, the undersigned hereby constitutes and appoints STEPHEN R. RIMES and ALLAN J. OSTER, and each of them with power to act without the others, his attorney, with full power of substitution and re-substitution, for and in his name, place and stead, in any and all capacities, to approve and sign such Registration Statements and any and all amendments thereto, with power to affix the corporate seal of said Trust thereto and to attest said seal and to file the same, with all exhibits thereto and other documents in connection therewith, with the SEC, hereby granting unto said attorneys, and each of them, full power and authority to do and perform all and every act and thing requisite to all intents and purposes as he might or could do in person, hereby ratifying and confirming that which said attorneys, or any of them, may lawfully do or cause to be done by virtue hereof.

IN WITNESS WHEREOF, the undersigned has herewith set his name as of this 13<sup>th</sup> day of November 2025.

---

| |
|:---|
| /s/ Joseph Aniano |
| Joseph Aniano, President, Chief Executive Officer and Principal Executive Officer |

---

<br>